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CT Real Estate Investment Trust

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FY2019 Annual Report · CT Real Estate Investment Trust
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Reliable. Durable. Growing.

2019 ANNUAL REPORT

Key strategic 
achievements

6x
Distribution increased 6 times 
in 6 years

6.5%
Adjusted Funds from Operations 
(AFFO)/unit growth 5-year CAGR 

5.8%
Net Asset Value (NAV)/unit 
growth 5 year CAGR

BBB+ & BBB 
(high)
Investment grade credit ratings

75%
Reduced AFFO Payout Ratio 
to 75%

43%
Reduced debt to gross 
book value to 43%

8+ million sq.ft.
Gross Leaseable Area (GLA) 
added to portfolio since IPO

Growing distributions  
and conservatively  
managing payout ratio

90%

85%

80%

75%

70%

65%

88%

2.0%

82%

2.6%

79%

3.0%

4.0%

4.0%

76%

76%

75%

4
1
0
2

5
1
0
2

6
1
0
2

7
1
0
2

8
1
0
2

9
1
0
2

$0.78

$0.76

$0.74

$0.72

$0.70

$0.68

$0.66

$0.64

$0.62

$0.60

$0.58

Payout Percentage

Annual Distribution

FRONT COVER: Canadian Tire’s Bolton Distribution Centre (DC) in Caledon, Ontario. CT REIT acquired the 1.4 million 
square foot DC from Canadian Tire Corporation in 2016. It was awarded a LEED Gold certification by the Canada Green 
Building Council for exceptional sustainability efforts in 2018 and is one of the first buildings of this size to be recognized 
with such an achievement.

BACK COVER: Leslie and Lakeshore, Toronto, Ontario. CT REIT acquired this Canadian Tire anchored property at the 
time of its initial public offering in 2013. Since then, CT REIT has continually invested in the tenant mix in order to maximize 
the value of this asset, most recently through the development of new Farm Boy and LCBO locations at the property.

Management's Discussion and Analysis

CT REIT 
Fourth Quarter and Full Year 2019

TABLE OF CONTENTS

Forward-looking Disclaimer

1.0

1.1

1.2

1.3

1.4

1.5

1.6

1.7

2.0

3.0

4.0

4.1

4.2

4.3

4.4

4.5

4.6

4.7

4.8

4.9

4.10

4.11

5.0

5.1

5.2

6.0

6.1

6.2

6.3

6.4

6.5

6.6

6.7

6.8

6.9

Preface
Basis of Presentation

Definitions

Accounting Estimates and Assumptions

Quarterly and Annual Comparisons in this MD&A 

Key Operating Performance Measures and Additional Non-GAAP Measures

Review and Approval by the Board of Trustees

Nature and Formation

Growth Strategy and Objectives

Summary of Selected Financial and Operational Information

Overview of the Property Portfolio
Property Profile

Revenue by Region

Six Largest Urban Markets

Fair Value of Property Portfolio

2019 Investment Activities

Development Activities 

Investment and Development Funding

Lease Maturities

Top 10 Tenants Excluding CTC Related Tenancies

Leasing Activities

Recoverable Capital Costs 

Results of Operations
Financial Results for the Three Months and Year Ended December 31, 2019

Non-GAAP Measures

Liquidity and Financial Condition
Liquidity

Discussion of Cash Flows

Credit Ratings

Debt and Capital Structure

Interest Coverage Ratio 

Indebtedness Ratio

Class C LP Units

Debentures 

Mortgages Payable

3

4
4

4

4

4

5

5

5

6

7

8
8

10

10

11

13

14

16

16

18

18

18

19
19

23

25
25

26

26

27

29

29

30

31

32

CT REIT 2019 ANNUAL REPORT  1

TABLE OF CONTENTS (continued)

6.10

6.11

6.12

6.13

Credit Facilities

Capital Strategy

Commitments and Contingencies

Base Shelf Prospectus

7.0

Equity

7.1

7.2

7.3

7.4

8.0

9.0

9.1

9.2

9.3

Authorized Capital and Outstanding Units

Equity 

Distributions

Book Value Per Unit

Related Party Transactions

Accounting Policies and Estimates

Significant Areas of Estimation

Standards, Amendments and Interpretations Issued and Adopted

Standards, Amendments and Interpretations Issued but Not Yet Adopted

10.0

Non-GAAP Measures

10.1

10.2

10.3

10.4

10.5

10.6

10.7

10.8

Net Operating Income

Funds From Operations and Adjusted Funds From Operations 

AFFO Payout Ratio

Diluted Non-GAAP per Unit Calculations

Adjusted Cash Flow From Operations

Earnings Before Interest and Other Financing Costs, Taxes and Fair Value Adjustments

Non-GAAP Measures Referenced in Other Sections of the MD&A

Selected Quarterly Consolidated Information

11.0

Enterprise Risk Management

12.0

Internal Controls and Procedures

12.1

12.2

12.3

Disclosure Controls and Procedures

Internal Control Over Financial Reporting

Changes in Internal Control Over Financial Reporting

13.0

Forward-looking Information

32

33

33

34

34

34

36

36

38

38

40

40

40

42

43

43

45

48

48

48

49

50

50

50

55

55

56

56

56

2   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

Forward-looking Disclaimer 

This Management’s Discussion and Analysis (“MD&A”) contains statements that are forward-looking.  Actual results or events may

differ materially from those forecasted in this disclosure because of the risks and uncertainties associated with the business of

CT Real Estate Investment Trust® and its subsidiaries, (referred to herein as “CT REIT”, “Trust” or “REIT”, unless the context requires

otherwise), and the general economic environment.  CT REIT cannot provide any assurance that any forecasted financial or

operational performance will actually be achieved or, if achieved, that it will result in an increase in the price of CT REIT’s Units.

See section 13.0 in this MD&A for a more detailed discussion of the REIT’s use of forward-looking statements.  

CT REIT 2019 ANNUAL REPORT  3

MANAGEMENT'S DISCUSSION AND ANALYSIS

1.0 Preface

1.1 Basis of Presentation 

The following MD&A is intended to provide readers with an assessment of the performance of CT REIT® for the year ended

December 31, 2019 (also referred to as “2019”) and should be read in conjunction with the REIT’s audited consolidated financial

statements (“consolidated financial statements”) and accompanying notes for 2019 which have been prepared in accordance with

International Financial Reporting Standards (“IFRS”).  In addition, the following MD&A should be read in conjunction with CT

REIT’s forward-looking information found in section 13.0 of this MD&A.  Information about CT REIT, including the Annual Information

Form (“AIF”) and all other continuous disclosure documents required by the Canadian securities regulators, can be found on the

System  for  Electronic  Document Analysis  and  Retrieval  (“SEDAR”)  website  at  www.sedar.com  and  on  CT  REIT’s  website  at

www.ctreit.com under the tab Investors in the Financial Reporting section.

1.2 Definitions 

In this document, the terms “CT REIT”, “REIT” and “Trust” refer to CT Real Estate Investment Trust® and its subsidiaries unless

the context requires otherwise. In addition, “Company”, “CTC” and “Corporation” refer to Canadian Tire Corporation, Limited, entities

that it controls and their collective businesses unless the context requires otherwise. 

This document contains certain trade-marks and trade names of CTC and is the property of CTC.  Solely for convenience, the

trade-marks and trade names referred to herein may appear without the ® or ™ symbol.

Any  term  not  defined  in  this  MD&A  can  be  found  in  the  Glossary  of  Terms  in  the  2019  Annual  Report  filed  on  SEDAR  at

www.sedar.com and on CT REIT's website at www.ctreit.com under the tab Investors in the Financial Reporting section.

1.3 Accounting Estimates and Assumptions 

The preparation of the consolidated financial statements in accordance with IFRS requires management to make judgments and

estimates that affect the application of accounting policies and the reported amounts of assets and liabilities and disclosures of

contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenue and

expenses during the reporting period.  Refer to section 9.0 in this MD&A for further information.

Financial data included in this MD&A includes material information as of February 10, 2020. Disclosure contained in this document

is current to that date, unless otherwise indicated.  

1.4 Quarterly and Annual Comparisons in this MD&A  

Unless otherwise indicated, all comparisons of results for Q4 2019 (three months ended December 31, 2019) are against results

for Q4 2018 (three months ended December 31, 2018) and comparisons of results for the year ended 2019 are against results for

the year ended 2018.

All amounts in this MD&A are in thousands of Canadian dollars, except per unit, unit, square foot amounts or unless otherwise

indicated. Rounded numbers are used in this MD&A and, as such, totals may not add up to 100 percent.

4   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

1.5 Key Operating Performance Measures and Additional Non-GAAP Measures 

The key operating performance measures used by management may not be comparable to similar measures presented by other

real estate investment trusts or enterprises.  Net income prepared in accordance with IFRS is also subject to varying degrees of

judgment, and some meaningful differences in accounting policies exist between publicly traded entities in Canada.  Accordingly,

net income as presented by CT REIT may not be comparable to net income presented by other real estate investment trusts or

enterprises.

Net operating income (“NOI”), same store NOI, same property NOI, funds from operations (“FFO”), FFO per unit - basic, FFO

per unit - diluted, adjusted funds from operations (“AFFO”), AFFO per unit - basic, AFFO per unit - diluted, AFFO payout ratio,

adjusted cashflow from operations (“ACFO”) and earnings before interest and other financing costs, taxes and fair value adjustments

(“EBITFV”) are measures used by management to track and assess CT REIT’s performance in meeting its principle objective of

creating Unitholder (as defined below) value (collectively referred to as “non-GAAP measures”).  These non-GAAP measures are

not defined by IFRS, also referred to as generally accepted accounting principles (“GAAP”), and therefore should not be construed

as alternatives to net income or cash flow from operating activities calculated in accordance with IFRS.

For further information on the non-GAAP measures used by management and for reconciliations to the nearest GAAP measures.

Refer to section 10.0 of this MD&A. 

1.6 Review and Approval by the Board of Trustees 

The  Board  of  Trustees  (the  “Board”),  on  the  recommendation  of  its  Audit  Committee,  approved  this  MD&A  for  issuance  on

February 10, 2020.

1.7 Nature and Formation 

CT REIT is an unincorporated, closed-end real estate investment trust established on July 15, 2013 pursuant to a declaration of

trust under, and governed by, the laws of the Province of Ontario as amended and restated as at October 22, 2013 (the “Declaration

of Trust”).  CT REIT commenced operations on October 23, 2013.  The principal, registered and head office of CT REIT is located

at 2180 Yonge Street, Toronto, Ontario M4P 2V8. CTC owned a 69.4% effective interest in CT REIT as of December 31, 2019,

consisting of 33,989,508 of the issued and outstanding units of CT REIT (“Units”) and all of the issued and outstanding Class B

limited partnership units (“Class B LP Units”) of CT REIT Limited Partnership (the “Partnership”), which are economically equivalent

to and exchangeable for Units.  The holders of Units and Class B LP Units are collectively referred to as “Unitholders”.  CTC also

owns all of the Class C limited partnership units (“Class C LP Units”) of the Partnership.  The Units are listed on the Toronto Stock

Exchange (“TSX”) under the symbol CRT.UN.

CT  REIT  has  one  segment  for  financial  reporting  purposes  which  comprises  the  ownership  and  operation  of  primarily  retail

investment properties located across Canada.

CT REIT 2019 ANNUAL REPORT  5

MANAGEMENT'S DISCUSSION AND ANALYSIS

2.0 GROWTH STRATEGY AND OBJECTIVES

The following section contains forward-looking information and readers are cautioned that actual results may vary.

The principal objective of CT REIT is to create Unitholder value over the long-term by generating reliable, durable and growing

monthly distributions on a tax-efficient basis.  To achieve this objective, management is focused on expanding the REIT’s asset

base while also increasing its AFFO1 per unit.  

Future growth is expected to continue to be achieved from a number of sources including:

1.

The portfolio of Canadian Tire store leases generally contains contractual rent escalations of approximately 1.5% per

year, on average, over the initial term of the leases and have a weighted average remaining lease term of 9.8 years;

2. CT  REIT  has  contractual  arrangements  with  CTC  whereby  CT  REIT  has  a  right  of  first  offer  (“ROFO”)2  on  all  CTC

properties which meet the REIT’s investment criteria and preferential rights, subject to certain exceptions, to participate

in the development of, and to acquire, certain new retail properties; and

3. CT REIT will continue to seek to use its relationship with CTC to obtain insights into potential real estate acquisitions

and development opportunities in markets across Canada.

1 Non-GAAP measure. Refer to section 10.0 for further information.

2 The ROFO Agreement shall continue in effect until the later of October 2023 and such time as CTC ceases to hold a majority of the voting units, being the Units and Special

Voting Units (as defined in section 7.0).  

6   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

3.0 SUMMARY OF SELECTED FINANCIAL AND OPERATIONAL INFORMATION

Readers are reminded that certain key performance measures may not have standardized meanings under GAAP.  For further

information on the REIT’s operating measures and non-GAAP measures, refer to sections 1.0 and 10.0.

(in thousands of Canadian dollars, except unit, per unit and square footage amounts)

Year Ended

For the periods ended December 31,

2019

2018

2017

Property revenue

EBITFV 1

Net operating income 1

Net income

Net income per unit - basic 2

Net income per unit - diluted 3

Funds from operations 1

FFO per unit - diluted (non-GAAP) 1,2,4

Adjusted funds from operations 1

AFFO per unit - diluted (non-GAAP) 1,2,4

Distributions per unit - paid 2

AFFO payout ratio 1

Excess of AFFO 1 over distributions:

Cash retained from operations before distribution reinvestment 5

Per unit - diluted (non-GAAP) 2,4,5

Cash generated from operating activities

Adjusted cashflow from operations 1

Weighted average number of units outstanding 2

Basic

Diluted 3

Diluted (non-GAAP) 1,4

Period-end units outstanding 2

Total assets

Total indebtedness 

Book value per unit 2

Market price per Unit - Close (end of period)

OTHER DATA

Weighted average interest rate 6

Indebtedness ratio

Interest coverage (times)

Weighted average term to debt maturity (in years) 6

Gross leasable area (square feet) 7

Occupancy rate 7,8

1 Non-GAAP measure. Refer to section 10.0 for further information.

2 Total units means Units and Class B LP Units outstanding. 

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

489,013

370,693

368,795

307,193

1.380

1.193

261,861

1.175

224,300

1.007

0.757

75.2%

55,982

0.251

362,328

228,366

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

472,483

350,637

349,283

300,906

1.401

1.098

246,032

1.144

205,173

0.954

0.728

76.3%

48,845

0.227

331,722

206,056

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

443,303

334,160

326,018

317,277

1.501

1.232

237,617

1.124

194,371

0.919

0.700

76.2%

46,795

0.221

317,154

195,723

222,559,681

214,805,646

211,310,245

314,615,032

336,142,459

313,338,770

222,791,571

215,040,074

211,456,486

228,216,876

220,249,239

213,738,161

6,024,512

2,572,294

14.61

16.14

$

$

$

$

5,708,692

2,573,489

14.01

11.53

$

$

$

$

5,455,398

2,544,972

13.39

14.50

4.08%

42.7%

3.40

8.0

4.08%

45.1%

3.35

9.0

4.08%

46.7%

3.46

10.0

27,556,341

26,537,359

25,849,773

99.1%

98.7%

98.6%

3 Diluted units determined in accordance with IFRS includes restricted and deferred units issued under various plans and the effect of assuming that all of the 

  Class C LP Units will be settled with Class B LP Units. Refer to section 7.0.

4 Diluted units used in calculating non-GAAP measures include restricted and deferred units issued under various plans and exclude the effect of assuming that all     

  of the Class C LP Units will be settled with Class B LP Units. Refer to section 7.0.

5 Refer to section 7.0 for further information.

6 Excludes the Credit Facilities. Refer to section 6.10 for definition.

7  Refers to retail, mixed-use commercial and industrial properties and excludes Properties Under Development. Refer to the Glossary of Terms in the 2019 Annual Report for

definition.

8  Occupancy and other leasing key performance measures have been prepared on a committed basis which includes the impact of existing lease agreements contracted 

  on or before December 31, 2019, December 31, 2018 and December 31, 2017. 

CT REIT 2019 ANNUAL REPORT  7

 
MANAGEMENT'S DISCUSSION AND ANALYSIS

4.0 OVERVIEW OF THE PROPERTY PORTFOLIO

4.1 Property Profile 

The  property  portfolio  as  at  December 31,  2019  consists  of  348  retail  properties,  four  industrial  properties,  one  mixed-use

commercial property and four Development Properties (collectively, the “Properties”). The Properties are located in each of the

provinces and in two territories across Canada. The retail properties, industrial properties and mixed-use commercial property

contain approximately 27.6 million square feet of gross leasable area (“GLA”).   

CT REIT’s consolidated financial position, results of operations and property portfolio metrics include the REIT’s one-third interest

in Canada Square, a mixed use commercial property in Toronto, Ontario (“Toronto (Canada Square), Ontario”).  CTC is CT REIT’s

most significant tenant.  At December 31, 2019, CTC represented 92.5% of total GLA (December 31, 2018 - 93.2%) and 91.7%

of annualized base minimum rent (December 31, 2018 - 92.7%).

CT REIT's property portfolio's occupancy, excluding Properties Under Development, is as follows:

(in square feet)

Property Type

Retail

Canadian Tire stores

Other CTC Banners 1

Third party retail tenants

Industrial properties

Mixed-use property

Total

As at December 31, 2019

GLA

Occupied 

GLA Occupancy rate 2

21,094,518

21,094,518

567,301

1,699,265

3,914,871

280,386

567,301

1,558,838

3,812,248

264,895

27,556,341

27,297,800

100.0%

100.0%

91.7 %

97.4 %

94.5%

99.1%

1 May include Mark’s and L’Équipeur, SportChek, Sports Experts, Atmosphere, and Canadian Tire Bank (referred to herein as “Other CTC Banners”). 

2 Occupancy and other leasing key performance measures have been prepared on a committed basis which includes the impact of existing lease agreements contracted on

or before December 31, 2019.

(in square feet)

Property Type

Retail

Canadian Tire stores

Other CTC Banners 1

Third party retail tenants

Industrial properties

Mixed-use property

Total

1 May include Other CTC Banners.

As at December 31, 2018

GLA

Occupied 
GLA

Occupancy rate 2

20,359,163

20,359,163

548,317

1,434,622

3,914,871

280,386

548,317

1,308,013

3,713,456

273,044

26,537,359

26,201,993

100.0%

100.0%

91.2 %

94.9%

97.4 %

98.7%

2 Occupancy and other leasing key performance measures have been prepared on a committed basis which includes the impact of existing lease agreements contracted on

or before December 31, 2018.

8   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

The REIT's property portfolio consists of:

As at

Canadian Tire single tenant properties

Other single tenant properties

Multi-tenant properties anchored by Canadian Tire store

Multi-tenant properties not anchored by Canadian Tire store

Industrial properties

Mixed-use property

Total operating properties

Development Properties

Total properties

As at

Gas bars at retail properties

December 31, 2019

December 31, 2018

257

25

60

6

4

1

353

4

357

255

13

52

6

4

1

331

11

342

December 31, 2019

December 31, 2018

109

106

CT REIT’s Properties by region, as a percentage of total GLA, as at December 31, 2019 are as follows:

Properties by Region ¹ ²
(% of Total GLA)

Atlantic Canada
8.5%

Western Canada
26.4%

Ontario
41.9%

Quebec
23.2%

1 Excluding Properties Under Development. 

2 Occupancy and other leasing key performance measures have been prepared on a committed basis which includes the impact of existing lease agreements

contracted on or before December 31, 2019.

CT REIT 2019 ANNUAL REPORT  9

MANAGEMENT'S DISCUSSION AND ANALYSIS

4.2 Revenue by Region 

CT REIT’s Properties by region, as a percentage of annualized base minimum rent, as at December 31, 2019 are as follows:

Properties by Region ¹ ²
(% of Annualized Base Minimum Rent)

Atlantic Canada
7.4%

Western Canada
28.0%

Ontario
44.5%

Quebec
20.1%

1 Excluding Properties Under Development. 

2 Occupancy and other leasing key performance measures have been prepared on a committed basis which includes the impact of existing lease agreements

contracted on or before December 31, 2019.

4.3 Six Largest Urban Markets 

A significant portion of CT REIT’s Properties are located in the following six largest urban markets: 

As at

Vancouver

Edmonton

Calgary

Toronto

Ottawa

Montreal

Percentage of Annualized Base Minimum Rent 1, 2

1 Excluding Properties Under Development. 

December 31, 2019

December 31, 2018

3.2%

4.2%

2.6%

21.0 %

4.0%

11.3 %

46.3%

3.3%

4.0%

2.4%

21.7 %

4.2%

11.6 %

47.2 %

2 Occupancy and other leasing key performance measures have been prepared on a committed basis which includes the impact of existing lease agreements contracted on

or before December 31, 2019.

10   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

4.4 Fair Value of Property Portfolio 

The fair value of the Properties represents 99.7% of the total assets of CT REIT as at December 31, 2019. 

Year Ended

December 31, 2019

Year Ended

December 31, 2018

Income-
producing
properties

Properties
Under
Development

Total
investment
properties

Income-
producing
properties

Properties
Under
Development

Total
investment
properties

$

5,568,961 $

127,233 $

5,696,194 $

5,337,515 $

99,082 $

5,436,597

(in thousands of Canadian dollars)

Balance, beginning of period, as
previously reported

Transition adjustment - right-of-use assets 1

66,589

—

66,589

—

—

—

Restated balance, beginning of period

5,635,550

127,233

5,762,783

5,337,515

99,082

5,436,597

Property acquisitions (including transaction
costs)

75,669

Intensifications

Developments

Development land

Capitalized interest and property taxes

Transfers

Right-of-use assets 2

Fair value adjustment on investment
properties

Straight-line rent

Recoverable capital expenditures

Dispositions

—

—

—

—

144,783

(2,343)

47,306

14,130

20,549

(2,780)

—

39,448

48,222

1,918

2,080

(144,783)

—

—

—

—

—

75,669

39,448

48,222

1,918

2,080

—

89,429

—

—

—

—

—

18,625

47,079

12,642

2,752

52,947

(52,947)

(2,343)

—

47,306

14,130

20,549

(2,780)

53,628

18,404

17,699

(661)

—

—

—

—

—

89,429

18,625

47,079

12,642

2,752

—

—

53,628

18,404

17,699

(661)

Balance, end of period 3  

$

5,932,864 $

74,118 $

6,006,982 $

5,568,961 $

127,233 $

5,696,194

1 Refer to section 9.2 for further information. 

2 Reflects impact of ground lease amendments. 

3 Includes purchased lands for $12,946 (December 31, 2018 - $13,911) held for development.   

Included in CT REIT's portfolio are 10 properties which are situated on ground leases with remaining initial terms up to 36 years,

and an average remaining initial term of 14 years.  Assuming all extensions are exercised, the ground leases have remaining terms

between 4 and 51 years with an average remaining lease term of up to 31 years.

As at December 31, 2019, management’s determination of fair value was updated for current market assumptions, informed by

market capitalization rates provided by independent appraisal professionals. On a periodic basis, CT REIT obtains independent

appraisals such that approximately 80% of its properties, by value, will be externally appraised over a four-year period. 

Valuations determined by the overall capitalization rate (“OCR”) method are most sensitive to changes in capitalization rates.

Valuations determined by the discounted cash flow (“DCF”) method are most sensitive to changes in discount rates. 

CT REIT 2019 ANNUAL REPORT  11

MANAGEMENT'S DISCUSSION AND ANALYSIS

The significant inputs used to determine the fair value of CT REIT’s income-producing properties are as follows:   

Number of properties

Value at December 31, 2019

Discount rate1

Terminal capitalization rate1

Overall capitalization rate1

Hold period (years)

Properties valued by
the OCR method

Properties valued by
the DCF method

287

70

$

4,240,942

$

1,766,040

—%

—%

6.17%

—

7.01 %

6.56%

—%

10

1 Weighted average rate based on the fair value as at the period end date

The following table summarizes the sensitivity of the fair value of income-producing properties to changes in the capitalization

rate and discount rate, respectively: 

Rate sensitivity

+ 75 basis points

+ 50 basis points

+ 25 basis points

December 31, 2019

- 25 basis points

- 50 basis points

- 75 basis points

OCR Sensitivity

Change in fair
value

Fair value

DCF Sensitivity

Change in fair
value

Fair value

$

$

$

3,795,258 $

(445,684) $

1,585,694 $

3,932,504

4,080,638

(308,438)

(160,304)

1,640,800

1,699,732

4,240,942 $

— $

1,766,040 $

4,415,156

4,605,102

174,214

364,160

1,830,296

1,903,008

4,813,073 $

572,131 $

1,982,280 $

(180,346)

(125,240)

(66,308)

—

64,256

136,968

216,240

12   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

4.5 2019 Investment Activities  

The following table presents income-producing properties acquired, intensified, developed, or redeveloped during the year ended

December 31, 2019. 

(in thousands of Canadian dollars, except for GLA amounts)

Transaction date

GLA

Total 
investment cost

Property Location
Canmore, AB 1
Toronto (Leslie Lakeshore), ON 2
Calgary, AB 3
Mount Forest, ON 4
Grand Falls-Windsor, NL 4
Grande Prairie, AB 4
Bradford, ON 2, 5
Huntsville, ON 2
Sherwood Park, AB 4
Minden, ON 1
Matane, QC 1
Brampton Bramalea, ON 2
Hamilton Rymal, ON 2, 5
Innisfil, ON 2, 5
BMO Portfolio 1
Thetford Mines, QC 1
North Battleford, SK 1
Welland, ON 6
Atholville, NB 2
Antigonish, NS 3
Val-d’Or 2
Pad developments 7
Total

1 Acquisition of income-producing properties.

2 Intensification of an existing income-producing property.

3 Redevelopment property.

4 Development property.

5 Land lease.

6 Acquisition of land.

7 Relates to third party pad development projects.

February 2019
February 2019
February 2019
March 2019
March 2019
March 2019
March 2019/June 2019
May 2019
May 2019
June 2019
June 2019
July 2019
September 2019
September 2019
October 2019
November 2019
November 2019
November 2019
December 2019
December 2019
December 2019
Various

49,927
20,038
47,000
33,609
71,677
150,774
5,317
9,710
122,065
28,833
53,297
5,507
—
—
82,119
57,636
38,233
—
20,616
191,562
25,917
11,950
1,025,787 $

209,464

In Q4 2019, CT REIT completed a sale-leaseback transaction to acquire a national portfolio consisting of 11 Bank of Montreal

retail bank branches. The REIT also completed the acquisition of existing Canadian Tire stores in  North Battleford, Saskatchewan

and  Thetford  Mines,  Quebec,  the  redevelopment  of  a  multi-tenant  property  anchored  by  an  existing  Canadian  Tire  store  in

Antigonish, Nova Scotia, the intensifications of two Canadian Tire stores in Atholville, New Brunswick and Val d'Or, Quebec and

the disposition of a free standing CIBC bank branch in Calgary, Alberta.

In Q3 2019, CT REIT completed the intensification of a Canadian Tire store in Brampton, Ontario, the development of Canadian

Tire Gas+ gas bar in Innisfil, Ontario and the development of Canadian Tire Gas+ gas bar and car wash in Hamilton, Ontario.

In Q2 2019, CT REIT completed the intensification of an existing Canadian Tire store in Huntsville, Ontario and the development

of a single tenant Canadian Tire store located in Sherwood Park, Alberta. The REIT also completed the acquisition of two properties,

from CTC, located in Minden, Ontario and Matane, Quebec both with a Canadian Tire store and a Canadian Tire Gas+ gas bar

and the intensification of three existing properties for third party pad developments.

CT REIT 2019 ANNUAL REPORT  13

  
MANAGEMENT'S DISCUSSION AND ANALYSIS

In Q1 2019, CT REIT completed the acquisition of a single tenant property with a Canadian Tire store located in Canmore, Alberta

from a third party. The REIT also completed the development of a third party grocery store in Toronto (Leslie Lakeshore), Ontario

and the redevelopment of a previously acquired redundant Canadian Tire store for a third party grocery store in Calgary, Alberta.

In addition, CT REIT completed the development of three single tenant Canadian Tire stores located in Mount Forest, Ontario,

Grand Falls-Windsor, Newfoundland and Labrador, and Grande Prairie, Alberta and the intensification of a Canadian Tire Gas+

gas bar and carwash in Bradford, Ontario.

Toronto (Canada Square), Ontario

In Q2 2019, CT REIT and its co-owners entered into a conditional Consolidated, Amended and Restated Ground Lease with the

Toronto Transit Commission that provides the terms upon which the co-owners can proceed with planning for the redevelopment

of the Toronto (Canada Square), Ontario property. The ground lease will provide for an extension of the term and a renewal option

and will incorporate an additional two acres of land once the conditions have been satisfied and will bring the total land area to

approximately nine acres. A conditional lease agreement was also entered into with CTC for a new head office building to anchor

Phase I of the redevelopment.

Subsequent to year end, CT REIT and one of the co-owners of the Toronto (Canada Square), Ontario property increased their

respective ownership interests in the property from a 33% interest to a 50% interest. The REIT will recognize an increase in its

proportionate share of the assets, liabilities, revenues and expenses of the co-ownership in its financial statements. The transaction

closed on January 9, 2020.  

The following section contains forward-looking information and readers are cautioned that actual results may vary.

4.6 Development Activities  

The following table provides details of the REIT's development activities as at December 31, 2019.  The total building area represents

the maximum anticipated area of the developments.  The “Not committed to lease” column includes areas which may be under

construction but not committed to lease.  The “Committed additional investment” column represents the approximate financial

commitment required to complete the “Committed to lease” areas and related site works. 

14   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

Gross leasable area
(in square feet)

Total investment 
(in thousands of Canadian dollars)

Anticipated date
of completion

Committed
to lease

Not
committed
to lease

Incurred
to-date 10  

Committed
additional
investment 10

Total

Total

10,000

29,000

13,000

320,000

225,000

23,000

—

—

—

34,000

11,000

—

Property 1

Bradford, ON 2

Kincardine, ON 2

Rouyn-Noranda, QC 2

Q1 2020

Q2 2020

Q2 2020

Orillia, ON - Phase 1/Phase 2 3

Q2 2020/Q4 2021

Niagara Falls, ON 3

Yarmouth, NS 4

Fort St. John, BC - Phase 1 5

Buckingham, QC 2

Pad developments 6

Midland, ON 2

Brampton Trinity Commons, ON 2

La Plaine, QC 2

Sept-Iles, QC 2

Mission, BC 2

Brampton McLaughlin, ON 2

Welland, ON 4

Fenelon Falls, ON 2

Dryden, ON 2

Calgary, AB 7

Toronto (Canada Square), ON 8,9

TOTAL

Q2 2020

Q2 2020

Q4 2020

Q4 2020

2020/2021

Q2 2021

Q2 2021

Q4 2021

Q4 2021

Q4 2021

Q4 2021

Q4 2021

Q2 2022

Q4 2022

TBD

TBD

10,000

29,000

13,000

286,000

214,000

23,000

144,000

20,000

10,000

41,000

16,000

21,000

18,000

7,000

28,000

79,000

26,000

43,000

TBD

TBD

7,000

151,000

—

5,000

—

—

—

—

—

—

—

—

—

TBD

TBD

20,000

15,000

41,000

16,000

21,000

18,000

7,000

28,000

79,000

26,000

43,000

TBD

TBD

1,028,000

57,000

1,085,000 $ 74,118 $

145,667 $ 219,785

1 Properties Under Development under 5,000 square feet that are not anticipated to be completed within the next 12 months have not been included.

2 Intensification of an existing income-producing property.

3 Redevelopment property.

4 Acquired development land for the intensification of an existing income-producing property.

5 Development property.

6 Relates to third party pad development projects that are estimated to be completed in the next 12 months.

7 Development land. Potential building area and investment costs to be determined (“TBD”).

8 Redevelopment property. Potential building area and investment costs to be determined (“TBD”).

9 Land lease.

10 Includes amounts related to projects in early stages of development.

CT REIT 2019 ANNUAL REPORT  15

MANAGEMENT'S DISCUSSION AND ANALYSIS

As at December 31, 2019, CT REIT had committed lease agreements for 1,028,000 square feet, representing 94.7% of total GLA

under development, of which 79.4% has been leased to CTC.  A total of $74,118 has been expended to date on such developments,

and CT REIT anticipates investing an additional $145,667 to complete the developments of which $132,607 is due to CTC. These

commitments exclude the development activities at the Calgary, Alberta and Toronto (Canada Square), Ontario Properties.

4.7 Investment and Development Funding 

Funding of investment and development activities for the three months and year ended December 31, 2019 was as follows: 

Q4 2019 Investment and Development Activity

(in thousands of Canadian dollars)

Funded with working capital to CTC

Funded with working capital to third parties 1

Capitalized interest and property taxes

Issuance of Class B LP Units to CTC

Total costs

$

$

Property
investments

Development

land Developments Intensifications

4,200 $

1,900 $

— $

15,285 $

23,404

—

10,545

18

—

—

1,691

371

—

6,277

—

—

38,149 $

1,918 $

2,062 $

21,562 $

Total

21,385

31,390

371

10,545

63,691

1  Includes $3,025 for the construction of Other CTC Banner stores. 

2019 Investment and Development Activity

Total

81,503

59,139

2,080

13,285

11,330

(in thousands of Canadian dollars)

Property
investments

Development

land Developments Intensifications

Funded with working capital to CTC

$

15,945 $

1,900 $

41,276 $

22,382 $

Funded with working capital to third parties 1

Capitalized interest and property taxes

Issuance of Class B LP Units to CTC

Mortgages payable

Total costs

35,109

—

13,285

11,330

18

—

—

—

6,946

2,080

—

—

17,066

—

—

—

$

75,669 $

1,918 $

50,302 $

39,448 $

167,337

1 Includes $10,735 for the construction of Other CTC Banner stores. 

Funding of investment and development activities for the year ended December 31, 2018 was as follows:

2018 Investment and Development Activity

Property 
investments

Development
land

Developments

Intensifications

7,258 $

8,546 $

30,155 $

68,181

—

13,990

4,096

—

—

16,860

2,752

64

8,890 $

9,735

—

—

Total

54,849

98,872

2,752

14,054

89,429 $

12,642 $

49,831 $

18,625 $

170,527

Funded with working capital to CTC 

Funded with working capital to third parties 1

Capitalized interest and property taxes

Issuance of Class B LP Units to CTC

Total costs

$

$

1Includes $4,784 for the construction of Other CTC Banner stores. 

4.8 Lease Maturities 

CTC is CT REIT's most significant tenant.  As at December 31, 2019, CTC, including Canadian Tire stores and Other CTC Banners,

had leased 25.5 million square feet of GLA, with approximately 85.6% and 14.4% of the GLA attributable to retail and office, and

industrial properties, respectively. The weighted average term of the retail leases with CTC, including Canadian Tire stores and

Other CTC Banners, was 9.7 years, excluding the exercise of any renewal options.  The weighted average term of the Canadian

16   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

Tire store leases was 9.8 years, with a weighted average rental rate of $13.78 per square foot. The weighted average lease term

for the CTC industrial properties was 13.8 years. The weighted average lease term of all leases in the REIT's portfolio, excluding

Properties Under Development, was 9.7 years.  

The following graph presents the lease maturity profile from 2020 to 2039 (assuming tenants do not exercise renewal options or

termination rights, if any) as a percentage of annualized base minimum rent and GLA as of the time of the lease expiry.

Initial Term Lease Expiry by % of Annualized Minimum Rent and GLA(1)(2)(3)(4)

Annualized Base Minimum Rent

Square Feet (millions)

16.0%

14.0%

12.0%

10.0%

8.0%

6.0%

4.0%

2.0%

0.0%

13.6%

10.1%

9.4%

7.9%

6.9%

8.2%

7.8%

7.1%

5.5%

5.3%

6.0%

4.8%

2.0%

2.6%

0.7% 0.8%

0.9%

0.0% 0.0% 0.2%

’20

’21

’22

’23

’24

’25

’26

’27

’28

’29

’30

’31

’32

’33

’34

’35

’36

’37

’38

’39

Annualized Base Minimum Rent

Canadian Tire Retail GLA

Distribution Centre GLA

Other GLA

5.0

4.5

4.0

3.5

3.0

2.5

2.0

1.5

1.0

0.5

0.0

1 Excludes Properties Under Development.

2 Total base minimum rent excludes future contractual escalations.

3 Toronto (Canada Square), Ontario is included at the REIT's one-third interest.  Refer to section 4.5 for further information.

4 Occupancy and other leasing key performance measures have been prepared on a committed basis which includes the impact of existing lease agreements contracted on

or before December 31, 2019. 

CT REIT 2019 ANNUAL REPORT  17

MANAGEMENT'S DISCUSSION AND ANALYSIS

4.9 Top 10 Tenants Excluding CTC Related Tenancies 

CT REIT’s 10 largest tenants, excluding all CTC related tenancies, as represented by the percentage of total annualized base

minimum rent, are:

Rank Tenant Name

1

2

3

4

5

6

7

8

9

Save-On-Foods/Buy-Low Foods

Loblaws/Shoppers Drug Mart/No Frills

Bank of Montreal

Canadian Imperial Bank of Commerce

Sobeys/FreshCo/Farm Boy

Winners/Marshalls

Metro

Dollarama

Best Buy

10

GoodLife Fitness

Percentage of total
annualized base
minimum rent 1

0.72%

0.54%

0.52%

0.45%

0.44%

0.43%

0.26%

0.24%

0.23%

0.21%

4.04%

1 Occupancy and other leasing key performance measures have been prepared on a committed basis which includes the impact of existing lease agreements contracted on

or before December 31, 2019.

4.10 Leasing Activities 

The future financial performance of CT REIT will be impacted by occupancy rates, trends in rental rates achieved on leasing or

renewing currently leased space, and contractual increases in rent.  As at December 31, 2019, the REIT's occupancy rate was

99.1% (Q4 2018 - 98.7%), excluding Properties Under Development. Refer to section 4.1 for further details. 

4.11 Recoverable Capital Costs  

Many of the capital costs incurred by CT REIT are recoverable from tenants pursuant to the terms of their leases. These recoveries

typically occur either in the year in which such expenditures are incurred or, in the case of a major item of replacement or betterment,

on a straight-line basis over the expected useful life thereof together with an imputed rate of interest on the unrecovered balance

at any point in time. Capital expenditures of $4,728 and $20,549 (Q4 2018 - $5,778 and YTD 2018 - $17,699) were incurred during

the three months and year ended December 31, 2019, respectively.  Most of the REIT’s recoverable capital expenditures relate

to parking lots, roofs and heating, ventilation and air conditioning. These capital expenditures are typically seasonal in nature and

as a result, the actual recoverable capital costs may vary widely from period to period.  

18   CT REIT 2019 ANNUAL REPORT

 
MANAGEMENT'S DISCUSSION AND ANALYSIS

5.0 RESULTS OF OPERATIONS

5.1 Financial Results for the Three Months and Year Ended December 31, 2019 

CT REIT's financial results for the three months and year ended December 31, 2019 and December 31, 2018 are summarized

below:

(in thousands of Canadian dollars, except per unit
amounts)

Three Months Ended

Year Ended

For the periods ended December 31,

2019

2018

Change

2019

2018

Change

Property revenue

Property expense

$

123,692 $

119,322

3.7 % $

489,013 $

472,483

(26,763)

(26,804)

(0.2)%

(106,088)

(108,636)

General and administrative expense

(3,647)

(3,453)

Net interest and other financing charges

(27,033)

(26,086)

5.6 %

3.6 %

(14,285)

(12,189)

(108,753)

(104,380)

3.5 %

(2.3)%

17.2 %

4.2 %

Fair value adjustment on investment properties

10,641

11,522

(7.6 )%

47,306

53,628

(11.8 )%

Net income and comprehensive income

Net income per unit - basic

Net income per unit - diluted

$

$

$

76,890 $

74,501

3.2 % $

307,193 $

300,906

0.338 $

0.294 $

0.343

0.271

(1.5 )% $

1.380 $

8.5 % $

1.193 $

1.401

1.098

2.1 %

(1.5 )%

8.7 %

Property Revenue 

Property revenue includes all amounts earned from tenants pursuant to lease agreements including property taxes, operating

costs and other recoveries.  Many of CT REIT’s expenses are recoverable from tenants pursuant to their leases, with the REIT

absorbing these expenses to the extent that vacancies exist. 

Total revenue was $123,692 which was $4,370 (3.7%) higher compared to the same period in the prior year primarily due to

contractual rent escalations, and additional base rent related to properties acquired and intensifications completed during 2019

and 2018. Total revenue for the three months ended December 31, 2019 also included expense recoveries in the amount of $25,288

(Q4 2018 - $24,923).

Total revenue was $489,013 which was $16,530 (3.5%) higher compared to the same period in the prior year primarily due to

contractual rent escalations, and additional base rent related to properties acquired and intensification completed during 2019

and 2018. In addition, the REIT assigned all of its interest in and to its claim against Sears Canada Inc. under the Companies

Creditors Arrangement Act (“the Assigned Claim”) to a third party. The proceeds received from the assignment are non-recurring

and are included in property revenue. Total revenue for the year ended December 31, 2019 included expense recoveries in the

amount of $100,378 (2018 - $99,900). 

The total amount of base rent to be received from operating leases is recognized on a straight-line basis over the term of the

lease.  For  the  three  months  ended  December 31,  2019,  straight-line  rent  of  $3,485  (Q4  2018  -  $4,535)  was  included  in  total

property revenue. For the year ended December 31, 2019, straight-line rent of $14,130 (2018 - $18,404) was included in total

property revenue.

CT REIT 2019 ANNUAL REPORT  19

MANAGEMENT'S DISCUSSION AND ANALYSIS

Property Expense 

The components of property expense consist primarily of property taxes, operating costs, property management costs (including

the outsourcing of property management services), ground rent and other recoveries. Refer to section 9.2 of this MD&A for further

details on changes in ground rent expense. The majority of property expenses are recoverable from tenants, with CT REIT absorbing

these expenses to the extent that vacancies exist. 

Property expenses for the three months ended December 31, 2019 decreased by $41 (0.2%) compared to the same period in

the prior year primarily due to reduced ground rent expense of $975 as a result of the adoption of the new lease accounting

standard - IFRS 16 partially offset by operating expenses related to property acquisitions completed during 2019 and 2018.

Property expenses for the year ended December 31, 2019 decreased by $2,548 (2.3%) compared to the same period in the prior

year primarily due to reduced ground rent expense of $3,902 as a result of the adoption of the new lease accounting standard -

IFRS 16, partially offset by operating expenses related to property acquisitions completed during 2019 and 2018.

General and Administrative Expense 

CT REIT has a number of broad categories of general and administrative expenses: (i) personnel; (ii) public entity and other costs,

including external audit fees, trustee compensation expense, legal and professional fees, travel, income tax expense (recovery)

related to CT REIT GP Corp.'s (“GP”) activities; and (iii) outsourced costs, which may fluctuate depending on when such costs

are incurred.  The personnel, public entity and other costs reflect the expenses related to ongoing operations of CT REIT.  The

outsourced costs are largely related to certain administrative, financial, information technology, internal audit and other support

services provided by CTC to the REIT pursuant to the Services Agreement, as further described in section 8.0 of this MD&A.

(in thousands of Canadian dollars)

Three Months Ended

Year Ended

For the periods ended December 31,

2019

2018

Change

2019

2018

Change

Personnel expense 1

Services Agreement with CTC

Public entity and other 1

$

$

2,524

$

2,177

15.9 % $

7,953

$

543

702

893

383

(39.2)%

83.3 %

2,500

4,156

6,233

3,345

2,611

3,769

$

3,453

9.2 % $

14,609

$

12,189

Less: allocated to property operating costs

General and administrative expense

As a percent of property revenue

Adjusted general and administrative expense
as a percent of property revenue 2

(122)

3,647

2.9%

2.4%

—

3,453

2.9%

3.5%

— %

5.6 %

(324)

14,285

—

12,189

2.9%

2.5%

2.6%

2.8%

27.6 %

(25.3)%

59.2 %

19.9 %

— %

17.2 %

1 Includes unit-based awards including (gain) loss adjustments as a result of the change in the fair market value of the Units of $659 (Q4 2018 - $(668)) and $2,029 (YTD 2018

- $(1,239)) for the three months and year ended December 31, 2019.

2 Adjusted for fair value adjustments on unit-based awards.

The REIT had historically outsourced a number of its functions with respect to property management and support services. The

REIT contracted to install an information system (“ERP”), which became operational as of May 1, 2019.  The REIT, in the second

half of 2019, realized a positive impact related to general and administrative expenses and property operating expenses related

to this initiative.

20   CT REIT 2019 ANNUAL REPORT

 
MANAGEMENT'S DISCUSSION AND ANALYSIS

General and administrative expenses amounted to $3,647 or 2.9% of property revenue for the three months ended December 31,

2019 which is $194 (5.6%) higher compared to the same period in the prior year primarily due to:

•

•

•

•

increased personnel compensation and increased trustee fees due to the fair value adjustment on unit based awards;

partially offset by

decreased Service Agreement costs as a result of the new ERP CT REIT implemented during 2019;

decreased personnel expenses due to prior year CFO transition costs; and

higher income tax recovery recorded in connection with GP's activities which resulted in an increase in the REIT's

deferred tax assets.

General and administrative expenses amounted to $14,285 or 2.9% of property revenue for the year ended December 31, 2019

which is $2,096 (17.2%) higher compared to the same period in the prior year primarily due to:

•

•

•

increased personnel compensation and trustee fees due to the fair value adjustment on unit based awards; partially

offset by

decreased Service Agreement costs as a result of the new ERP CT REIT implemented during 2019; and

decreased personnel expenses due to prior year CFO transition costs.

Net Interest and Other Financing Charges 

As at December 31, 2019 the Partnership had 1,451,550 Class C LP Units outstanding with a face value of $1,451,550 and bearing

a weighted average distribution rate of 4.70% per annum.  The Class C LP Units are subject to redemption rights.  Accordingly,

the Class C LP Units are classified as financial liabilities and distributions on the Class C LP Units are presented in the net interest

and other financing charges in the Consolidated Statements of Income and Comprehensive Income.

CT REIT 2019 ANNUAL REPORT  21

MANAGEMENT'S DISCUSSION AND ANALYSIS

Net interest and other financing charges are comprised of the following:

(in thousands of Canadian dollars)

Three Months Ended

Year Ended

For the periods ended December 31,

2019

2018

Change

2019

2018

Change

Interest on Class C LP Units 1

$

17,055 $

17,055

— % $

68,219 $

68,219

Interest and financing costs - debentures 

8,890

9,001

(1.2 )%

35,723

35,187

Interest and financing costs - Credit Facilities 2

Interest on mortgages payable

Interest on lease liabilities 3

Interest costs - Bridge Facility 4

278

440

851

—

371

408

—

—

(25.1)%

7.8 %

— %

— %

1,466

1,763

3,317

—

1,561

1,532

—

351

— %

1.5 %

(6.1)%

15.1 %

— %

(100.0)%

$

27,514 $

26,835

2.5 % $

110,488 $

106,850

3.4 %

Less: capitalized interest

(269)

(643)

(58.2)%

(1,351)

(2,245)

(39.8)%

Interest expense and other financing charges

Less: interest income

Net interest and other financing charges

$

$

27,245 $

26,192

4.0 % $

109,137 $

104,605

4.3 %

(212)

(106)

100.0 %

(384)

(225)

70.7 %

27,033 $

26,086

3.6 % $

108,753 $

104,380

4.2 %

1 CTC elected to defer receipt of distributions on Series 3-9 and Series 16 and 19 of Class C LP Units for the three months and year ended December 31, 2019 in the amount

of $16,916 (Q4 2018 -$16,916) and $62,027 (YTD 2018 - $62,027), respectively, until the first business day following the end of the fiscal year.  The deferred distributions have

been netted against interest payable on Class C LP Units and are included under the heading “other liabilities” on the Consolidated Balance Sheets.

2 See section 6.10 for detailed on Credit Facilities.

3 Refer to section 9.2 for further information.

4 Paid to CTC pursuant to a bridge loan facility entered into in December 2017 and used solely for the purpose of facilitating the acquisition of portfolio of certain investment

properties (“Bridge Facility”).

Net interest and other financing charges for the three months ended December 31, 2019 was $947 (3.6%) higher compared to

the same period in the prior year largely due to increased interest expense on lease liabilities as a result of the adoption of the

new lease accounting standard - IFRS 16, as well as decreased interest capitalization on development projects in 2019.

Net interest and other financing charges for the year ended December 31, 2019 was $4,373 (4.2%) higher compared to the same

period in the prior year largely due to increased interest expense on lease liabilities as a result of the adoption of the new lease

accounting standard - IFRS 16, decreased interest capitalization on development projects in 2019 and higher interest on debentures

issued in February 2018, partially offset by savings resulting from repayment of the Bridge Facility in Q1 2018. 

Fair Value Adjustment on Investment Properties 

The fair value gain on investment properties for the three months ended December 31, 2019 was $10,641, a decrease of $881

compared to the same period in the prior year.  The decrease in the fair value adjustment on investment properties is primarily

due to higher increases in property values across the portfolio in the prior year. 

The fair value gain on investment properties for the year ended December 31, 2019 was $47,306, a decrease of $6,322 compared

to the same period in the prior year primarily due to higher increases in property values across the portfolio in the prior year.

Income Tax Expense

Management operates CT REIT in a manner that enables the REIT to continue to qualify as a real estate investment trust pursuant

to the Income Tax Act (Canada) (“ITA”). CT REIT distributes 100% of its taxable income to Unitholders and therefore does not incur

income tax expense in relation to its activities. The REIT only records income tax expense or recovery in relation to the GP activities.

22   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

If CT REIT fails to distribute the required amount of taxable income to Unitholders, or if CT REIT fails to qualify as a REIT under

the ITA, substantial adverse tax consequences may occur.  Refer to section 11.0 for further information.  

Net Income 

(in thousands of Canadian dollars, except per unit amounts)

Three Months Ended

Year Ended

For the periods ended December 31,

2019

2018

 Change

2019

2018

Change

Net income and comprehensive income

Net income per unit - basic

Net income per unit - diluted

$

$

$

76,890 $

74,501

3.2 % $

307,193 $

300,906

0.338 $

0.294 $

0.343

0.271

(1.5 )% $

1.380 $

8.5 % $

1.193 $

1.401

1.098

2.1 %

(1.5 )%

8.7 %

Net income increased by $2,389 (3.2%) for the three months ended December 31, 2019 compared to the same period in the prior

year for the reasons previously discussed.

Net income increased by $6,287 (2.1%) for the year ended December 31, 2019 compared to the same period in the prior year for

the reasons previously discussed.

Net income per unit - basic decreased by $0.005 (1.5%) and $0.021 (1.5%) for the three months ended and year ended December 31,

2019 compared to the same periods in the prior year primarily due to the growth of the weighted average number of Units outstanding

- basic exceeding the increased net income. 

Net  income  per  unit  -  diluted  increased  by  $0.023  (8.5%)  and  $0.095  (8.7%)  for  the  three  months  ended  and  year  ended

December 31, 2019 compared to the same periods in the prior year primarily due to an increase in net income, as previously

discussed, as well as by a decrease in the weighted average number of Units outstanding - diluted.

5.2 Non-GAAP Measures 

In  addition  to  the  GAAP  measures  previously  described,  management  uses  non-GAAP  measures  in  assessing  the  financial

performance of CT REIT.  Refer to section 1.0 and 10.0 in this MD&A for further information.

(in thousands of Canadian dollars, except per unit
amounts)

Three Months Ended

Year Ended

For the periods ended December 31,

2019

2018

 Change

2019

2018

Change

Net operating income

Same store NOI

Same property NOI

Funds from operations

FFO per unit - basic

FFO per unit - diluted (non-GAAP)

Adjusted funds from operations

AFFO per unit - basic

AFFO per unit - diluted (non-GAAP)

AFFO payout ratio

ACFO

EBITFV

$

$

$

$

$

$

$

$

$

$

$

93,444

90,223

91,031

66,797

0.293

0.293

57,397

0.252

0.252

75.0%

60,422

93,686

$

$

$

$

$

$

$

$

$

$

$

88,943

88,072

88,179

62,037

0.286

0.286

51,848

0.239

0.239

5.1 % $ 368,795

$ 349,283

2.4 % $ 352,663

$ 341,957

3.2 % $ 355,434

$ 342,733

7.7 % $ 261,861

$ 246,032

2.4 % $

2.4 % $

1.177

1.175

$

$

1.145

1.144

10.7 % $ 224,300

$ 205,173

5.4 % $

5.4 % $

1.008

1.007

$

$

0.955

0.954

76.2%

(1.6 )%

75.2%

76.3%

52,975

88,229

14.1 % $ 228,366

$ 206,056

6.2 % $ 370,693

$ 350,637

5.6 %

3.1 %

3.7 %

6.4 %

2.8 %

2.7 %

9.3 %

5.5 %

5.6 %

(1.4 )%

10.8 %

5.7 %

CT REIT 2019 ANNUAL REPORT  23

MANAGEMENT'S DISCUSSION AND ANALYSIS

Net Operating Income

NOI for the three months ended December 31, 2019 increased by $4,501 (5.1%) compared to the same period in the prior year

primarily due to the acquisition of income-producing properties and Properties Under Development completed in 2019 and 2018,

which contributed $1,649 to NOI growth. NOI for Properties Under Development for the three months ended December 31, 2019

was $571.

Same store NOI and same property NOI for the three months ended December 31, 2019 increased by $2,151 (2.4%) and $2,852

(3.2%), respectively, when compared to the prior year primarily for the following reasons:

•

•

•

•

•

contractual  rent  escalations  of  approximately  1.5%  per  year,  on  average,  contained  within  the  Canadian Tire  store,

Canadian Tire Gas+ gas bar and CTC industrial leases, which are generally effective January 1st, contributed $929 to

NOI growth;

intensifications completed in 2019 and 2018 contributed to $701 to same property NOI growth;

recovery of capital expenditures and interest earned on the unrecovered balance contributed $572 to NOI growth; 

property management expenses, pursuant to Property Management Agreement amounted to $302 NOI increase; and

the impact of tenancy changes at 11 Dufferin Place SE and 25 Dufferin Place SE Calgary, Alberta.

NOI for the year ended December 31, 2019 increased by $19,512 (5.6%) compared to the same period in the prior year primarily

due to the acquisition of income-producing properties and Properties Under Development completed in 2019 and 2018, which

contributed $6,811 to NOI growth.  NOI for Properties Under Development during the year ended December 31, 2019 was $2,408.

Same store NOI and same property NOI for the year ended December 31, 2019 increased by $10,706 (3.1%) and $12,701 (3.7%),

respectively, when compared to the prior year for the following reasons:

•

•

•

•

•

contractual  rent  escalations  of  approximately  1.5%  per  year,  on  average,  contained  within  the  Canadian Tire  store,

Canadian Tire Gas+ gas bar and CTC industrial leases, which are generally effective January 1st, contributed $5,563 to

NOI growth;

recovery of capital expenditures and interest earned on the unrecovered balance contributed $2,243 to NOI growth;

intensifications completed in 2019 and 2018 contributed $1,995 to NOI growth;

the impact of tenancy changes at 11 Dufferin Place SE and 25 Dufferin Place SE Calgary, Alberta, and the proceeds

received from the Assigned Claim increased NOI by $1,553; and

property management service expenses, pursuant to Property Management Service Agreement, contributed $769 to

the NOI increase.

Funds From Operations

FFO for the three months ended December 31, 2019 amounted to $66,797 or $0.293 per unit - diluted (non-GAAP) which was

$4,760 (7.7%) higher or $0.007 per unit - diluted (non-GAAP) (2.4%) higher than the same period in 2018 primarily due to the

impact of NOI variances, discussed earlier, partially offset by higher interest expense. 

24   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

FFO for the year ended December 31, 2019 amounted to $261,861 or $1.175 per unit - diluted (non-GAAP) which was $15,829

(6.4%) and $0.031 per unit - diluted (non-GAAP) (2.7%) higher than the same period in 2018 primarily due to the impact of NOI

variances, discussed earlier, partially offset by higher interest expense. 

Adjusted Funds From Operations

AFFO for the three months ended December 31, 2019 amounted to $57,397 or $0.252 per unit - diluted (non-GAAP) which was

$5,549 (10.7%) or $0.013 per unit - diluted (non-GAAP) (5.4%) higher than the same period in 2018 primarily due to the impact

of NOI variances, discussed earlier, partially offset by higher interest expense. 

AFFO for the year ended December 31, 2019 amounted to $224,300 or $1.007 per unit - diluted (non-GAAP) which was

$19,127 (9.3%) and $0.053 per unit - diluted (non-GAAP) (5.6%) higher than the same period in 2018 primarily due to the

impact of NOI variances, discussed earlier, partially offset by higher interest expense. 

Adjusted Funds From Operations Payout Ratio

The AFFO payout ratio for the three months ended December 31, 2019 was 75.0%, which decreased 1.6% from the same periods

in 2018 due to higher AFFO per unit for the reasons previously discussed.

The AFFO payout ratio for the year ended December 31, 2019 was 75.2%, which decreased 1.4% from the same periods in 2018

due to higher AFFO per unit for the reasons previously discussed.

Adjusted Cashflow From Operations

ACFO for the three months and year ended December 31, 2019 increased by $7,447 (14.1%) and $22,310 (10.8%), respectively,

over the same periods in 2018 primarily due to the impact of NOI variances, discussed earlier, partially offset by higher interest

expense.

Earnings Before Interest and Other Financing Costs, Taxes and Fair Value Adjustments

EBITFV for the three months and year ended December 31, 2019 increased by $5,457 (6.2%) and $20,056 (5.7%), respectively,

over the same periods in 2018, primarily due to the impact of NOI variances discussed earlier.

6.0 LIQUIDITY AND FINANCIAL CONDITION

The following section contains forward-looking information and readers are cautioned that actual results may vary.

6.1 Liquidity 

CT REIT intends to fund capital expenditures for acquisitions and development activities through a combination of (i) cash on

hand, (ii) issuances of Class B LP Units and/or Class C LP Units, (iii) draws on Credit Facilities, (iv) assumption of existing debt,

and/or (v) new public debt or equity

CT REIT 2019 ANNUAL REPORT  25

MANAGEMENT'S DISCUSSION AND ANALYSIS

(in thousands of Canadian dollars)

As at

Cash and cash equivalents

Unused portion of available Credit Facilities 1

Liquidity

1 See section 6.10 for details on Credit Facilities.

December 31, 2019

December 31, 2018

$

$

9,734 $

294,442

304,176 $

4,991

282,633

287,624

Cash flow generated from operating the property portfolio represents the primary source of liquidity to service debt and to fund

planned maintenance expenditures, leasing costs, general and administrative expenses and distributions (other sources being

interest income as well as cash on hand).

(in thousands of Canadian dollars)

For the periods ended December 31,

Cash generated from operating activities

Cash used for investing activities

Cash used for financing activities

Cash generated from (used for) the period

1 NM - not meaningful.

6.2 Discussion of Cash Flows 

2019

362,328 $

(161,867)

(195,718)

4,743 $

Year Ended

2018

331,722

(169,154)

(168,479)

(5,911)

$

$

Change 1

9.2 %

(4.3)%

16.2 %

NM

Cash  generated  for  the  year  ended  December 31,  2019  of  $4,743  was  primarily  the  result  of  cash  generated  from  operating

activities, and the 2019 REIT Offering, partially offset by distribution payments and investing activities.

On September 19, 2019, CT REIT completed a joint equity offering of an aggregate of 16,846,000 Units comprised of the issuance

of 6,316,000 Units from treasury for net proceeds of $86,140 after deducting issuance cost of $3,863 (the “2019 REIT Offering”)

and the sale of 10,530,000 Units by CTC (the “2019 Secondary Offering” and, together with the “2019 REIT Offering”, hereinafter

referred to as the “2019 Equity Offering”).  

6.3 Credit Ratings 

The senior unsecured debt of CT REIT is rated by S&P Global Ratings acting through Standard and Poor's Rating Services

(Canada), a business unit of S&P Global Canada Corp. (“S&P”) and by DBRS Morningstar (“DBRS”), two independent credit

rating agencies which provide credit ratings of debt securities for commercial entities.  A credit rating generally provides an indication

of the risk that the borrower will not fulfill its full obligations in a timely manner with respect to both interest and principal commitments.

Rating categories range from highest credit quality (generally “AAA”) to default in payment (generally “D”).

These ratings are related to and currently equivalent to those of CTC, as CTC holds a significant ownership position in CT REIT

and CTC is CT REIT’s most significant tenant.

The following table sets out the credit ratings of CT REIT's senior unsecured debt: 

Credit Ratings (Canadian Standards)

26   CT REIT 2019 ANNUAL REPORT

DBRS

S&P

Credit Rating

BBB (high)

Trend

Credit Rating

Stable

BBB+

Trend

Stable

MANAGEMENT'S DISCUSSION AND ANALYSIS

6.4 Debt and Capital Structure 

CT REIT’s debt and capital structure is as follows:

(in thousands of Canadian dollars)

As at

Class C LP Units

Mortgages payable

Debentures

Credit Facilities

Total indebtedness

Unitholders' equity

Non-controlling interests

Total capital under management

December 31, 2019

December 31, 2018

$

$

$

1,451,550 $

48,049

1,070,695

2,000

2,572,294 $

1,464,939

1,869,166

5,906,399 $

1,451,550

37,100

1,069,844

14,995

2,573,489

1,306,355

1,778,554

5,658,398

CT REIT’s total indebtedness at December 31, 2019 was lower than at December 31, 2018 primarily due to lower amounts drawn

on the Credit Facilities, partially offset by an increase in mortgages payable. Refer to section 6.6 of this MD&A for further details.

CT REIT’s Unitholders’ equity and non-controlling interests at December 31, 2019 increased as compared to December 31, 2018

primarily as a result of the 2019 Equity Offering and net income exceeding distributions. 

Future payments in respect of CT REIT’s indebtedness as at December 31, 2019 are as follows:

(in thousands of Canadian dollars)

2020

2021

2022

2023

2024 and thereafter

Total contractual obligation

Unamortized portion of mark to market
on mortgages payable assumed on the
acquisition of properties

Unamortized transaction costs

$

$

Mortgages payable

Principal
amortization

Maturities

400

419

255

—

—

37,133

—

9,460

—

—

Class C LP
Units

251,550

Debentures

Credit
facilities

— $

2,000

—

—

—

150,000

150,000

—

1,200,000

775,000

—

—

—

—

Total

291,083

150,419

159,715

—

1,975,000

1,074 $

46,593 $

1,451,550 $

1,075,000 $

2,000 $

2,576,217

—

—

358

24

—

—

—

(4,305)

—

—

358

(4,281)

1,074 $

46,975 $

1,451,550 $

1,070,695 $

2,000 $

2,572,294

Interest rates on CT REIT’s indebtedness range from 2.16% to 5.00%. The maturity dates on the indebtedness range from March

2020 to May 2038.  Total indebtedness at December 31, 2019 had a weighted average interest rate of 4.08% and a weighted

average term to maturity of 8.0 years, excluding the Credit Facilities.   

As at December 31, 2019, floating rate and fixed rate indebtedness were $39,133 and $2,533,161, respectively.

CT REIT 2019 ANNUAL REPORT  27

MANAGEMENT'S DISCUSSION AND ANALYSIS

As at

Variable rate debt

Total indebtedness

Variable rate debt / total indebtedness

December 31, 2019

December 31, 2018

$

39,133

$

2,572,294

1.52 %

52,128

2,573,489

2.03%

CT REIT's variable rate debt to total indebtedness ratio as at December 31, 2019 decreased as compared to December 31, 2018

primarily due to a lower level of borrowing on the Credit Facilities, and the assumption of a fixed rate mortgage in connection with

a property acquisition in Q1 2019.

The following table presents the contractual obligations of CT REIT:

Total

2020

2021

2022

2023

2024

2025 and
thereafter

Payments Due by Period

Class C LP Units 1

Debentures

$ 1,451,550 $

251,550 $

— $

— $

1,075,000

—

150,000

150,000

Payments on Class C LP Units 1

Interest on debentures 

Credit Facilities

Undiscounted lease liabilities

Mortgages payable

Obligations for the completion of
developments

Other liabilities

Distributions payable 2

Payable on Class C LP Units, net of
loans receivable

Interest on mortgages payable

Total

716,425

204,478

2,000

152,331

47,667

145,667

32,979

14,976

5,685

1,406

62,258

34,949

2,000

4,033

37,533

84,207

28,004

14,976

5,685

746

58,000

33,330

—

4,143

419

47,640

4,975

—

—

446

58,000

29,572

—

4,127

9,715

13,820

—

—

—

214

—

—

58,000

27,433

—

— $ 1,200,000

—

775,000

52,750

27,433

—

427,417

51,761

—

4,076

3,776

132,176

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

$ 3,850,164 $

525,941 $

298,953 $

265,448 $

89,509 $

83,959 $ 2,586,354

1 Assumes redemption on Initial Fixed Rate Period for each series.

2 On Units and Class B LP Units.   

The table below presents CT REIT’s interest in investment properties at fair value that are available to it to finance and/or refinance

its debt as at December 31, 2019: 

(in thousands of Canadian dollars)

Unencumbered investment properties

Encumbered investment properties

Total

Number of
properties

Fair value of
investment
properties

355 $

5,907,840

2

99,142

357 $

6,006,982

Percentage of
total assets

Mortgages
payable

Loan to value
ratio

98.1% $

1.6 %

99.7% $

—

48,049

48,049

—

48.5%

0.8%

28   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

The table below presents CT REIT’s secured debt as a percentage of total indebtedness:

(in thousands of Canadian dollars)

As at

Secured debt

Total indebtedness

Secured debt / total indebtedness

December 31, 2019

December 31, 2018

$

48,049

$

2,572,294

1.87 %

37,100

2,573,489

1.44 %

CT REIT's secured debt to total indebtedness ratio at December 31, 2019 increased as compared to December 31, 2018, primarily

due to the assumption of a mortgage in connection with a property acquisition in Q1 2019, which was partially offset by decreased

borrowings drawn on the Credit Facilities.

The table below presents CT REIT’s indebtedness to EBITFV ratio:

(in thousands of Canadian dollars)

As at

Total indebtedness

EBITFV 1

Total indebtedness / EBITFV

1 Non-GAAP measure. Refer to section 10.0 for further information.

December 31, 2019

December 31, 2018

$

2,572,294 $

370,693

6.94

2,573,489

350,637

7.34

CT REIT's indebtedness to EBITFV ratio at December 31, 2019 decreased as compared to the indebtedness to EBITFV ratio at

December 31, 2018 primarily due to the growth of EBITFV exceeding the growth of total indebtedness. The growth of EBITFV was

primarily due to increased NOI, as discussed earlier.

6.5 Interest Coverage Ratio  

Interest coverage ratios are used to measure an entity’s ability to service its debt. Generally, the higher the ratio is, the lower the

risk of default on debt. The ratio is calculated as follows:

(in thousands of Canadian dollars)

For the periods ended December 31,

EBITFV 1 (A)

Interest expense and other financing charges (B)

Interest coverage ratio 1 (A)/(B)

1 Non-GAAP measure. Refer to section 10.0 for further information.

Three Months Ended

Year Ended

2019

2018

2019

2018

$

$

93,686 $

88,229 $

370,693 $

350,637

27,245 $

26,192 $

109,137 $

104,605

3.44

3.37

3.40

3.35

The increase in interest coverage ratio for the three months and year ended December 31, 2019, as compared to the same period

in 2018 is primarily due to the growth of EBITFV exceeding the growth of interest and other financing charges.

6.6 Indebtedness Ratio 

CT REIT has adopted an indebtedness ratio guideline which management uses as a measure to evaluate its leverage and the

strength of its equity position, expressed as a percentage of financing provided by debt.  CT REIT’s Declaration of Trust limits its

indebtedness (plus the aggregate par value of the Class C LP Units) to a maximum of 60% of the gross book value, excluding

CT REIT 2019 ANNUAL REPORT  29

MANAGEMENT'S DISCUSSION AND ANALYSIS

convertible debentures, and 65% including convertible debentures.  Gross book value is defined as total assets as reported on

the latest Consolidated Balance Sheets.  

CT REIT calculates its indebtedness ratio as follows:

(in thousands of Canadian dollars)

As at

Total indebtedness 1 (A)

Total assets (B)

Indebtedness ratio (A)/(B)

December 31, 2019

December 31, 2018

$

$

2,572,294

6,024,512

$

$

2,573,489

5,708,692

42.7%

45.1%

1 Total indebtedness reflects the value of the Class C LP Units, mortgages payable, debentures and draws on the Credit Facilities.

The indebtedness ratio as at December 31, 2019 decreased compared to the indebtedness ratio as at December 31, 2018 primarily

due to CT REIT's 2019 acquisition, intensification and development activities and fair value adjustments made to its investment

property portfolio, and a decrease in total indebtedness. 

6.7 Class C LP Units 

As at December 31, 2019, there were 1,451,550 Class C LP Units outstanding, all of which were held by CTC.  The Class C LP

Units are designed to provide CTC with an interest in the Partnership that entitles holders to a fixed cumulative monthly payment,

during the initial fixed rate period for each series of Class C LP Units (the “Initial Fixed Rate Period”), equal to a weighted average

rate of 4.70% of the aggregate capital amount ascribed to the Class C LP Units.  Such payments are made in priority to distributions

made to holders of Class B LP Units and units representing an interest in the GP (subject to certain exceptions) if, as and when

declared by the Board of Directors of the GP and are payable monthly at an annual distribution rate for each series as set out in

the table below.  In addition, the Class C LP Units are entitled to receive Special Voting Units, in certain limited circumstances.

Refer to section 7.0 for further details.

On expiry of the Initial Fixed Rate Period applicable to each series of Class C LP Units, and each five-year period thereafter,

each such series of Class C LP Units is redeemable at par (together with all accrued and unpaid payments thereon) at the option

of the Partnership or the holder, upon giving at least 120 days’ prior notice.  The Partnership further has the ability to settle any

of the Class C LP Units at any time at a price equal to the greater of par and a price to provide a yield equal to the then equivalent

Government of Canada bond yield plus a spread, so long as such redemption is in connection with a sale of properties.

Such redemptions of Class C LP Units (other than upon a change of control of CT REIT) can be settled at the option of the

Partnership, in cash or Class B LP Units of equal value.

The Partnership did not settle any Class C LP Units in 2019.

During the five-year period beginning immediately following the completion of the Initial Fixed Rate Period, and each five-year

period thereafter, if not redeemed, the fixed payment rate for Class C LP Units will be reset, and the holders of Class C LP Units

will be entitled, subject to certain conditions, to elect either a fixed rate or floating rate option.

30   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

The following table presents the details of the Class C LP Units: 

Series of Class C LP Units

Series 3

Series 4

Series 5

Series 6

Series 7

Series 8

Series 9

Series 16

Series 17

Series 18

Series 19

Total / weighted average

Current

Non-current

Total

6.8 Debentures  

Series

A, 2.85%, June 9, 2022

B, 3.53%, June 9, 2025

C, 2.16%, June 1, 2021

D, 3.29%, June 1, 2026

E, 3.47%, June 16, 2027

F, 3.87%, December 7, 2027

 Annual
distribution rate
during Initial
Fixed Rate Period
4.50%

4.50%

4.50%

5.00%

5.00%

5.00%

5.00%

2.42%

2.39%

2.28%

2.28%

4.70%

 Initial
subscription
price

200,000

200,000

200,000

200,000

200,000

200,000

200,000

16,550

18,500

4,900

11,600

1,451,550

251,550

1,200,000

1,451,550

$

$

$

$

 Expiry of Initial 
Fixed Rate Period

% of Total Class C
LP Units

May 31, 2020 (0.4 years)

May 31, 2024 (4.4 years)

May 31, 2028 (8.4 years)

May 31, 2031 (11.4 years)

May 31, 2034 (14.4 years)

May 31, 2035 (15.4 years)

May 31, 2038 (18.4 years)

May 31, 2020 (0.4 years)

May 31, 2020 (0.4 years)

May 31, 2020 (0.4 years)

May 31, 2020 (0.4 years)

10.1 years

13.78%

13.78%

13.78%

13.78%

13.78%

13.78%

13.78%

1.14 %

1.27 %

0.34%

0.80%

100.0%

December 31, 2019

December 31, 2018

Face value

Carrying
amount

Face value

$

150,000 $

149,625 $

150,000 $

200,000

150,000

200,000

175,000

200,000

199,101

149,751

199,130

174,142

198,946

200,000

150,000

200,000

175,000

200,000

Carrying
amount

149,475

198,949

149,577

198,995

174,036

198,812

$

1,075,000 $

1,070,695 $

1,075,000 $

1,069,844

Debentures as at December 31, 2019 had a weighted average interest rate of 3.25% (December 31, 2018 - 3.25%).

For the three months and year ended December 31, 2019, amortization of transaction costs of $229 (Q4 2018 - $261) and $850

(YTD  2018  -  $1,043)  is  included  in  net  interest  and  other  financing  charges  on  the  consolidated  statement  of  income  and

comprehensive income. Refer to Note 15 of the consolidated financial statements. 

The debentures have been rated “BBB+” by S&P and “BBB (high)” by DBRS, both with a stable outlook. The debentures are direct

senior unsecured obligations of CT REIT. Refer to section 6.3 for further details.

CT REIT 2019 ANNUAL REPORT  31

MANAGEMENT'S DISCUSSION AND ANALYSIS

6.9 Mortgages Payable 

Mortgages payable, secured by certain CT REIT investment properties, include the following:

(in thousands of Canadian dollars)

As at

Current

Non-current

Total

December 31, 2019

December 31, 2018

Face value

Carrying
amount

Face value

Carrying 
amount

$

$

37,533 $

37,696 $

37,133 $

37,100

10,134

10,353

—

—

47,667 $

48,049 $

37,133 $

37,100

Mortgages payable at December 31, 2019 had a weighted average interest rate of 3.82% (December 31, 2018 – 3.81%). 

6.10 Credit Facilities 

Bank Credit Facility

CT REIT has a committed, unsecured $300,000 revolving credit facility with a syndicate of major Canadian third party banks

(“Bank Credit Facility”) expiring in December 2024.   The Bank Credit Facility bears interest at a rate based on the bank’s prime

rate of interest or bankers’ acceptances plus a margin.  A standby fee is charged on the Bank Credit Facility.  

As at December 31, 2019, no borrowings were drawn on the Bank Credit Facility. At December 31, 2019, borrowings under the

Bank Credit Facility had a weighted average interest rate of nil (December 31, 2018 - 3.46%).

CTC Credit Facility

In Q4 2019, CT REIT entered into an uncommitted, unsecured $300,000 revolving credit facility with CTC (“CTC Credit Facility”)

expiring in December 2020. The CTC Credit Facility bears interest at a rate based on the bank's prime rate of interest or bankers'

acceptances plus a margin.

As at December 31, 2019, $2,000 of borrowings were drawn on the CTC Credit Facility.  At December 31, 2019, borrowings under

the CTC Credit Facility had a weighted average interest rate of 3.95%. 

The Bank Credit Facility and the CTC Credit Facility are collectively referred to herein as the “Credit Facilities”.

The table below summarizes the details of the Credit Facilities as at December 31, 2019:

Maximum draw

amount Cash advances

Letters of
credit

Available to be
drawn

$

$

300,000 $

— $

5,558 $

294,442

300,000 $

2,000 $

— $

— 1

(in thousands of Canadian dollars)

Bank Credit Facility

CTC Credit Facility

1uncommitted facility subject to CTC discretion.

32   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

The following section contains forward-looking information and readers are cautioned that actual results may vary.

6.11 Capital Strategy 

Management expects the REIT’s future debt will be in the form of:

•

•

•

•

Class C LP Units (treated as debt for accounting purposes);

funds drawn on the Credit Facilities; 

unsecured public debt; and

secured debt. 

Management’s objectives are to access an optimal cost of capital with the most flexible terms, to have a maturity/redemption

schedule (for fixed term obligations) spread over a time horizon so as to manage refinancing risk and to be in a position to finance

acquisition and development opportunities when they become available.  The Declaration of Trust and the trust indenture dated

June 9, 2015, as supplemented by supplemental indentures thereto (the “Trust Indenture”) limit the REIT’s overall indebtedness

ratio to 60% of total aggregate assets, excluding convertible debentures, and 65% including convertible debentures. 

As at December 31, 2019, CT REIT’s indebtedness ratio was 42.7%. Refer to section 6.6 of this MD&A for the definition and

calculation of CT REIT’s indebtedness ratio.

At December 31, 2019, CT REIT was in compliance with the financial covenants contained in the Declaration of Trust, the Trust

Indenture and the Credit Facilities. 

CT REIT has also adopted interest coverage guidelines which provide an indication of the REIT’s ability to service or pay the

interest charges relating to the underlying debt.

For the three months ended December 31, 2019, CT REIT’s interest coverage ratio was 3.4 times.  Refer to section 6.5 of this

MD&A for the definition and calculation of CT REIT’s interest coverage ratio.

Assuming a future economic environment that is substantially similar to the current environment, management does not foresee

any material impediments to refinancing future debt maturities.

The following section contains forward-looking information and readers are cautioned that actual results may vary.

6.12 Commitments and Contingencies 

As at December 31, 2019, CT REIT had obligations of $145,667 (December 31, 2018 - $129,163) in future payments for the

completion of developments, as described in section 4.6 of this MD&A.  Included in the commitment is $132,607 due to CTC. 

CT REIT 2019 ANNUAL REPORT  33

MANAGEMENT'S DISCUSSION AND ANALYSIS

CT REIT has sufficient liquidity to fund these future commitments as a result of (i) its conservative use of leverage on the balance

sheet, (ii) liquidity on hand, (iii) its Credit Facilities, (iv) an investment grade credit rating, (v) unencumbered assets, and (vi)

sufficient operating cash flow retained in the business.

6.13 Base Shelf Prospectus 

CT REIT renewed its short form base shelf prospectus in Q2 2019 under which it could raise up to $2.0 billion of debt and/or

equity (including the sale of Units by CTC) over the 25-month period ending May 24, 2021. 

7.0 EQUITY

7.1 Authorized Capital and Outstanding Units 

CT REIT is authorized to issue an unlimited number of Units. As of December 31, 2019, CT REIT had a total of 103,927,385 Units

outstanding, 33,989,508 of which were held by CTC, and 124,289,491 Class B LP Units outstanding (together with a corresponding

number of Special Voting Units, as hereinafter defined), all of which were held by CTC. 

Class B LP Units are economically equivalent to Units, are accompanied by a special voting unit (“Special Voting Unit”) and are

exchangeable at the option of the holder for Units (subject to certain conditions).  Holders of the Class B LP Units are entitled to

receive distributions when declared by the Partnership equal to the per Unit amount of distributions payable on the Units.  However,

Class B LP Units have limited voting rights over the Partnership.

The following tables summarize the total number of Units issued:

Total outstanding at beginning of year

Units issued 1

2019 REIT Offering

Total outstanding at end of period

1 742,946 issued pursuant to the REIT's distribution reinvestment plan.

Total outstanding at beginning of year

Units issued 1

2018 REIT Offering

Exchange of Class B LP Units for Units

Total outstanding at end of year

1 274,642 issued pursuant to the REIT's distribution reinvestment plan.

As at December 31, 2019

Units

Class B LP
Units

Total

96,848,606

123,400,633

220,249,239

762,779

6,316,000

888,858

—

1,651,637

6,316,000

103,927,385

124,289,491

228,216,876

As at December 31, 2018

Units

Class B LP
Units

Total

90,645,295

123,092,866

213,738,161

279,897

1,052,181

5,179,000

744,414

—

(744,414)

1,332,078

5,179,000

—

96,848,606

123,400,633

220,249,239

Each unit is transferable and represents an equal, undivided beneficial interest in the REIT and in any distributions from the REIT.

Each unit entitles the holder to one vote at all meetings of Unitholders.

34   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

Special Voting Units are only issued in tandem with Class B LP Units, or in limited circumstances, to holders of the Class C LP

Units and are not transferable separately from the Class B LP Units or Class C LP Units to which they relate.  Each Special Voting

Unit entitles the holder thereof to one vote at all meetings of Unitholders or with respect to any written resolution of Unitholders.

Except for the right to attend meetings and vote on resolutions, Special Voting Units do not confer upon the holders thereof any

other rights.  

Net income attributable to Unitholders and weighted average units outstanding used in determining basic and diluted net

income per unit are calculated as follows:

For the Year ended December 31, 2019

(in thousands of Canadian dollars, except unit amounts)

Units

Class B LP
Units

Net income attributable to Unitholders - basic

$

136,667 $

170,526 $

Income effect of settling Class C LP Units with Class B LP Units

Net income attributable to Unitholders - diluted

Weighted average units outstanding - basic

Dilutive effect of other Unit plans

Dilutive effect of settling Class C LP Units with Class B LP Units

Weighted average units outstanding - diluted

Income effect of settling Class C LP Units with Class B LP Units

Net income attributable to Unitholders - diluted

Weighted average units outstanding - basic

Dilutive effect of other Unit plans

Dilutive effect of settling Class C LP Units with Class B LP Units

Weighted average units outstanding - diluted

(in thousands of Canadian dollars, except unit amounts)

Units Class B LP Units

Net income attributable to Unitholders - basic

$

128,030 $

172,876 $

98,990,726

123,568,955

222,559,681

231,890

91,823,461

314,615,032

For the Year ended December 31, 2018

Total

307,193

68,219

375,412

Total

300,906

68,219

369,125

$

$

91,326,658

123,478,988

214,805,646

234,427

121,102,386

336,142,459

CT REIT 2019 ANNUAL REPORT  35

MANAGEMENT'S DISCUSSION AND ANALYSIS

7.2 Equity  

(in thousands of Canadian dollars)

As at

Equity - beginning of period, as previously reported

Transition adjustments - IFRS 16

Restated equity - beginning of period

Net income and comprehensive income for the period

Issuance of Units from 2019/2018 REIT Offerings, net of issue costs

Issuance of Class B LP Units, net of issue costs

Distributions to non-controlling interests

Distributions to Unitholders

Issuance of Units under Distribution Reinvestment Plan and other

December 31, 2019

December 31, 2018

$

3,084,909 $

2,861,441

1,314

3,086,223

307,193

86,140

13,275

(93,925)

(75,469)

10,668

—

2,861,441

300,906

62,276

14,022

(90,208)

(67,050)

3,522

Equity - end of the period

$

3,334,105 $

3,084,909

The following section contains forward-looking information and readers are cautioned that actual results may vary.

7.3 Distributions 

CT REIT’s primary business goal is to accumulate a portfolio of high-quality real estate assets and deliver the benefits of such

real estate ownership to Unitholders.  The primary benefit to Unitholders is expected to be reliable, durable and growing distributions

over time.

In determining the amount of the monthly distributions paid to Unitholders, the Board applies discretionary judgment to forward-

looking cash flow information, such as forecasts and budgets, and many other factors including provisions in the Declaration of

Trust, the macro-economic and industry-specific environment, debt maturities, covenants and taxable income.

The Board regularly reviews CT REIT’s rate of distributions to ensure an appropriate level of distributions. The Board has discretion

over the determination of monthly and annual distributions.

On November 4, 2019, CT REIT's Board reviewed the current rate of distribution of $0.757 per Unit per year and approved an

increase in the annual rate of distribution to $0.787 per Unit per year, or $0.06562 per Unit monthly, commencing with the December

31, 2019 record date

On December 13, 2019, CT REIT’s Board declared a distribution of $0.06562 per Unit payable on January 15, 2020 to holders of

Units and Class B LP Units of record as of December 31, 2019.

On January 15, 2020, CT REIT’s Board declared a distribution of $0.06562 per Unit payable on February 18, 2020 to holders of

Units and Class B LP Units of record as of January 31, 2020.

One of CT REIT's objectives is to grow monthly distributions.  The distribution payments and increases since December 31, 2014

are as follows: 

36   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

20202

2019

2018 

2017

2016

2015

2014

Monthly
distribution per
Unit1

% increase

Annualized
distribution 
per Unit

Annualized
increase 
per Unit

$

$

$

$

$

$

$

0.06562

0.06310

0.06067

0.05833

0.05667

0.05525

0.05417

4.0% $

4.0% $

4.0% $

2.9% $

2.6% $

2.0% $

— $

0.787 $

0.757 $

0.728 $

0.700 $

0.680 $

0.663 $

0.650 $

0.0300

0.0290

0.0280

0.0200

0.0170

0.0130

—

1 The Board has discretion over the determination of monthly and annual distributions.

2 Approved by the Board on November 4, 2019.

Net income prepared in accordance with IFRS recognizes certain revenues and expenses at time intervals that do not match the

receipt or payment of cash. Therefore, in applying judgment, consideration is given to AFFO (a non-GAAP measure of recurring

economic earnings used to assess distribution capacity, refer to section 10.0) and other factors when establishing distributions to

Unitholders.

(in thousands of Canadian dollars, except per unit amounts)

Three Months Ended

Year Ended

For the periods ended December 31,

2019

2018

2019

Distributions before distribution reinvestment - paid

Distribution reinvestment

Distributions net of distribution reinvestment - paid

Distributions per unit - paid

$

$

$

43,080 $

39,449 $

168,318 $

3,728

39,352 $

0.189 $

996

38,453 $

0.182 $

10,395

157,923 $

0.757 $

2018

156,328

3,453

152,875

0.728

Distributions for the three months and year ended December 31, 2019 are higher than the same period in the prior year due to

higher weighted average number of units outstanding and the increase in the annual rate of distributions effective with the first

distribution paid in 2019.   

CT REIT’s distributions for the three months and year ended December 31, 2019 are less than the REIT’s cash generated from

operating activities, cash generated from operating activities reduced by net interest and other financing charges, and AFFO, a

non-GAAP measure which is an indicator of CT REIT's distribution capacity. 

(in thousands of Canadian dollars, except per unit amounts)

Three Months Ended

Year Ended

For the periods ended December 31,

AFFO 1

Distributions before distribution reinvestment - paid

Excess of AFFO over distributions paid (A)

Weighted average units outstanding - diluted (non-GAAP)1(B)

Excess of AFFO over distributions paid per unit (A)/(B) 1

1 Non-GAAP measure. Refer to section 10.0 for further information.

2019

2018

2019

57,397 $

51,848 $

224,300 $

43,080

39,449

168,318

14,317 $

12,399 $

55,982 $

2018

205,173

156,328

48,845

227,887,268

217,107,359

222,791,571

215,040,074

0.063 $

0.057 $

0.251 $

0.227

$

$

$

CT REIT 2019 ANNUAL REPORT  37

MANAGEMENT'S DISCUSSION AND ANALYSIS

7.4 Book Value Per Unit

Book value per Unit represents total equity from the Consolidated Balance Sheets divided by the sum of the period end Units and

Class B LP Units outstanding.  It is an indication of the residual book value available to Unitholders.  As well, book value per unit

is compared to the REIT’s Unit trading price in order to measure a premium or discount.

(in thousands of Canadian dollars, except for per unit amounts)

As at

Total equity (A)

Period-end Units and Class B LP Units outstanding (B)

Book value per unit (A)/(B)

December 31, 2019

December 31, 2018

$

$

3,334,105 $

3,084,909

228,216,876

220,249,239

14.61 $

14.01

CT REIT’s book value per unit as at December 31, 2019 increased from the book value per unit as at December 31, 2018 primarily

due to net income exceeding distributions. 

8.0 RELATED PARTY TRANSACTIONS

On December 31, 2019, CT REIT’s controlling Unitholder, CTC, held a 69.4% effective interest in the REIT, through the ownership

of 33,989,508 Units and all of the issued and outstanding Class B LP Units. 

In addition to its ownership interest, CTC is CT REIT’s most significant tenant representing approximately 91.7% of the annualized

base minimum rent earned by CT REIT and 92.5% of total GLA as at December 31, 2019.

In the normal course of its operations, CT REIT enters into various transactions with related parties that have been valued at

amounts agreed to between the parties and recognized in the consolidated financial statements.  Investment property transactions

with CTC amounted to $94,788 (2018 - 68,903) for the year ended December 31, 2019.  Refer to Note 4 to the consolidated

financial statements for additional information.

CT REIT entered into the CTC Credit Facility. Refer to section 6.10 of this MD&A for additional information.

CT  REIT’s  policy  is  to  conduct  all  transactions  and  settle  all  balances,  with  related  parties,  on  market  terms  and  conditions.

Pursuant to the Declaration of Trust, all related party transactions are subject to the approval of the independent trustees of CT

REIT. 

CT REIT and CTC are parties to a number of commercial agreements which govern the relationships among such parties, including

the Services Agreement and the Property Management Agreement which are described below.

Services Agreement

Under the services agreement among the Partnership and CTC entered into on October 23, 2013 (“Services Agreement”), CTC

provides the REIT with certain administrative, financial, information technology, internal audit and other support services as may

be reasonably required from time to time (the “Services”).  CTC provides these Services to the REIT on a cost recovery basis

38   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

pursuant to which CT REIT reimburses CTC for all costs and expenses incurred by CTC in connection with providing the Services,

plus applicable taxes.  The Services Agreement is automatically renewable for one year terms, unless otherwise terminated in

accordance with its terms.  The Services Agreement was automatically renewed for 2020 and CTC will continue to provide such

Services on a cost recovery basis. 

Property Management Agreement

Under the property management agreement, among the Partnership and CTC entities entered into on October 23, 2013 (“Property

Management  Agreement”),  CTC  provides  the  REIT  with  certain  customary  property  management  services  (the  ‘‘Property

Management Services’’).  CTC provides these Property Management Services to the REIT on a cost recovery basis pursuant to

which the REIT reimburses CTC for all costs and expenses incurred by CTC in connection with providing the Property Management

Services, plus applicable taxes.  The Property Management Agreement is automatically renewable for one year terms, unless

otherwise terminated in accordance with its terms.  The Property Management Agreement was automatically renewed for 2020

and CTC will continue to provide such Property Management Services on a cost recovery basis. 

Refer to CT REIT’s 2019 AIF available on SEDAR at www.sedar.com for additional information on related party agreements and

arrangements with CTC. 

The following table summarizes CT REIT’s related party transactions as at December 31, 2019, excluding acquisition, intensification

and development activities which are contained in section 4.0:

(in thousands of Canadian dollars)

For the periods ended December 31,

Rental revenue

Property Management and Services Agreements expense

Distributions on Units

Distributions on Class B LP Units 1

Interest expense on Class C LP Units 

Interest expense on the Bridge Facility

1 Includes distributions deferred at the election of the holders of the Class B LP Units. 

Year Ended

2019

437,391 $

4,253 $

31,139 $

93,925 $

68,219 $

— $

2018

426,104

5,383

41,737

90,209

68,219

351

$

$

$

$

$

$

CT REIT 2019 ANNUAL REPORT  39

MANAGEMENT'S DISCUSSION AND ANALYSIS

The net balance due to CTC is comprised of the following:

(in thousands of Canadian dollars)

As at

Tenant and other receivables

Class C LP Units

Amounts payable on Class C LP Units

Loans receivable in respect of payments on Class C LP Units

Other liabilities

Distributions payable on Units and Class B LP Units 1

Loans receivable in respect of distributions on Class B LP Units

CTC Credit Facility 2

Net balance due to CTC

1 Includes distributions deferred at the election of the holders of the Class B LP Units. 
2 See Note 9 of the consolidated financial statements.

9.0 Accounting Policies and Estimates

9.1 Significant Areas of Estimation 

December 31, 2019

December 31, 2018

$

(1,890) $

(849)

1,451,550

1,451,550

67,712

(62,027)

6,695

29,589

(19,202)

2,000

67,712

(62,027)

9,474

28,634

(18,038)

—

$

1,474,427 $

1,476,456

The preparation of the consolidated financial statements requires management to apply judgments, and to make estimates and

assumptions that affect the reported amounts of assets, liabilities, revenues and expenses. Estimates are based upon historical

experience and on various other assumptions that are reasonable under the circumstances. The result of ongoing evaluation of

these estimates forms the basis for applying judgment with regards to the carrying values of assets and liabilities and the reported

amounts of revenues and expenses. Actual results may differ from estimates. CT REIT’s critical judgments and estimates in applying

significant accounting policies are described in Note 2 of the consolidated financial statements, the most significant of which is

the fair value of investment properties.

Fair Value of Investment Properties

To determine fair value, CT REIT uses the income approach. Fair value is estimated by capitalizing the cash flows that a property

can reasonably be expected to produce over its remaining economic life.  The income approach is derived from two methods: the

overall capitalization rate (“OCR”) method, whereby the net operating income, a non-GAAP measure, is capitalized at the requisite

OCR, or the discounted cash flow (“DCF”) method, in which the cash flows are projected over the anticipated term of the investment

plus a terminal value discounted using an appropriate discount rate.  Properties Under Development are recorded at cost and are

adjusted to fair value at each balance sheet date with the fair value adjustment recognized in earnings. 

9.2 Standards, Amendments and Interpretations Issued and Adopted 

The following amendments have been issued and are effective for the fiscal year ended December 31, 2019, and accordingly,

have been applied in preparing these consolidated financial statements.

(i)     Leases 

Effective in the first quarter of 2019, CT REIT adopted IFRS 16 - Leases (“IFRS 16”), which replaced IAS 17 - Leases (“IAS 17”)

and related interpretations. IFRS 16 provides a single lessee accounting model, requiring the recognition of assets and liabilities

for all leases. IFRS 16 substantially carries forward the lessor accounting in IAS 17 with the distinction between operating leases

40   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

and finance leases being retained. The adoption of IFRS 16 has resulted in the recognition of right-of-use assets (classified as

investment property) and lease liabilities for all operating leases where CT REIT is a lessee. 

As permitted by the transition provisions in IFRS 16, CT REIT has elected not to restate comparative figures with the cumulative

effect  of  initially  applying  the  new  standard  recognized  in  retained  earnings  on  January  1,  2019. Accordingly,  the  information

presented  in  these  financial  statements  for  the  prior  year  does  not  reflect  the  requirements  of  IFRS  16  and  therefore  is  not

comparable to the information presented in the current period under IFRS 16.  

The following table summarizes the cumulative impact of transition adjustments: 

As previously reported under IAS 17

December 31, 2018

IFRS 16 transition
adjustments

Investment properties

Other assets - Non-current

Lease liabilities - Current

Lease liabilities - Non-current

Other liabilities - Current

Equity

$

$

$

$

$

$

5,696,194 $

2,801 $

— $

— $

33,048 $

3,084,909 $

66,589 $

(1,466) $

5,982 $

59,141 $

(1,314) $

1,314 $

Restated balance

January 1, 2019

5,762,783

1,335

5,982

59,141

31,734

3,086,223

On adoption of IFRS 16, CT REIT recognized lease liabilities in relation to 10 ground leases which were previously classified as

‘operating leases’ under the principles of IAS 17.  Ground rent incurred on these leases was previously included in property expense.

The lease liabilities are measured at the present value of the remaining lease payments, discounted using CT REIT’s incremental

borrowing rate as of January 1, 2019. The weighted average incremental borrowing rate applied to the lease liabilities on January

1, 2019 was 5.0%. On adoption, the ground leases had a weighted average remaining term of 36 years assuming all renewal

options are exercised. 

The following table reconciles the operating lease commitments disclosed under IAS 17 as at December 31, 2018 to the opening

balance for lease liabilities as at January 1, 2019:  

Operating lease commitments as at December 31, 2018

Add: adjustments for extension options reasonably certain to be exercised

Effect of discounting using CT REIT's incremental borrowing rate

Lease liability recognized as at January 1, 2019

$

$

43,761

114,895

(93,533)

65,123

The associated right-of-use assets for these leases are accounted for as investment property under IAS 40 - Investment Property

and are measured at fair value at the date of initial application. Finance costs associated with the lease liabilities are recognized

in net interest and financing charges in the Consolidated Statements of Income.  

In applying IFRS 16 for the first time, CT REIT has not reassessed, under IFRS 16, contracts that were identified as leases under

the previous accounting standard (IAS 17) as a practical expedient permitted by IFRS 16. CT REIT has used hindsight in determining

the lease term when the lease contracts contain options to extend or terminate the lease.  

CT REIT 2019 ANNUAL REPORT  41

 
 
 
MANAGEMENT'S DISCUSSION AND ANALYSIS

(ii)     IASB annual improvements

In December 2017, the IASB issued amendments to four standards, including IFRS 3 - Business Combinations, IFRS 11 - Joint

Arrangements, IAS 12 - Income Taxes and IAS 23 - Borrowing Costs. These amendments became effective for annual periods

beginning on or after January 1, 2019. The implementation of these amendments did not have a significant impact on CT REIT.

9.3 Standards, Amendments and Interpretations Issued but Not Yet Adopted 

The following new standards, amendments and interpretations have been issued but are not effective for the fiscal year ended

December 31, 2019, and, accordingly, have not been applied in preparing these consolidated financial statements. 

(i)     IASB annual improvements

In 2019, the IASB amended IFRS 10 - Consolidated Financial Statements and IAS 28 - Investments in Associates and Joint

Ventures with respect to accounting for loss in control of subsidiary.  This amendment is effective for reporting years yet to be

determined by the IASB and the impact on CT REIT is currently being assessed. 

In 2019, the IASB amended IFRS 9 - Financial Instruments and IFRS 7 - Financial Instruments Disclosure regarding interest rate

benchmarks used for hedge accounting. These amendments are effective for reporting years starting January 2020 and the impact

on CT REIT is currently being assessed. 

(ii)    Definition of material

In October 2018, the IASB issued amendments to IAS 1 - Presentation of Financial Statements and IAS 8 Accounting Policies,

Changes in Accounting Estimates and Errors, clarifying the definition of material. Under the amended definition, information is

material if omitting, misstating or obscuring it could reasonably be expected to influence the decisions that the primary users of

general purpose financial statements make on the basis of those financial statements, which provide financial information about

a specific reporting entity. The amendments also clarify the explanations accompanying the definition of material. 

The amendments are effective from 1 January 2020 and are required to be applied prospectively. The implementation of these

amendments is not expected to have a significant impact on CT REIT.

(iii)    Definition of business

In October 2018, the IASB issued amendments to IFRS 3 - Business Combination. The amendments narrowed and clarified the

definition of a business. The amendments will help companies determine whether an acquisition is of a business or a group of

assets. They also permit a simplified assessment of whether an acquired set of activities and assets is a group of assets rather

than a business. Distinguishing between a business and a group of assets is important because an acquirer recognizes goodwill

only when acquiring a business. 

The amendments apply to transactions for which the acquisition date is on or after the beginning of the first annual reporting

period beginning on or after January 1, 2020. The implementation of these amendments is not expected to have a significant

impact on CT REIT.

42   CT REIT 2019 ANNUAL REPORT

  
MANAGEMENT'S DISCUSSION AND ANALYSIS

10.0 NON-GAAP MEASURES

CT REIT uses non-GAAP measures including NOI, same store NOI, same property NOI, FFO, FFO per unit - basic, FFO per unit

- diluted (non-GAAP), AFFO, AFFO per unit - basic, AFFO per unit - diluted (non-GAAP), AFFO payout ratio, ACFO and EBITFV.

CT  REIT  believes  these  non-GAAP  measures  and  ratios  provide  useful  supplemental  information  to  both  management  and

investors in measuring the financial performance of CT REIT in meeting its principle objective of the creation of Unitholder value

by generating reliable, durable and growing monthly distributions.  When calculating diluted FFO and AFFO per unit, management

excludes the effect of settling the Class C LP Units with Class B LP Units, which is required when calculating diluted units in

accordance with IFRS.

These measures and ratios do not have a standardized meaning prescribed by GAAP and therefore they may not be comparable

to similarly titled measures and ratios presented by other publicly traded entities, and should not be construed as an alternative

to other financial measures determined in accordance with GAAP.  

10.1 Net Operating Income 

CT REIT defines NOI as property revenue less property expense adjusted further for straight-line rent and land lease expense.

Management believes that NOI is a useful key indicator of performance as it represents a measure of property operations over

which management has control.  NOI is also a key input in determining the value of the portfolio.

(in thousands of Canadian dollars)

Three Months Ended

Year Ended

For the periods ended December 31,

2019

2018

Change

2019

2018

Change

Property revenue

Less:

   Property expense

$

123,692 $

119,322

3.7 % $

489,013 $

472,483

3.5 %

(26,763)

(26,804)

(0.2)%

(106,088)

(108,636)

(2.3)%

   Property straight-line rent revenue

(3,485)

(4,535)

(23.2)%

(14,130)

(18,404)

(23.2)%

Add:

   Straight-line ground lease expense

Transition adjustments - IFRS 16: 1

   Ground lease expense

   Straight-line ground lease expense

—

—

—

15

(100.0)%

960

(15)

(100.0)%

(100.0)%

—

—

—

62

(100.0)%

3,840

(100.0)%

(62)

(100.0)%

Net operating income

$

93,444 $

88,943

5.1 % $

368,795 $

349,283

5.6 %

1 2018 net operating income has been adjusted to exclude ground lease expense and straight-line ground lease expense to achieve consistency in reporting under IFRS 16.

Refer to section 9.2 for further information.

Same Store NOI

Same store NOI is a non-GAAP financial measure which reports the period-over-period performance of the same asset base

having consistent gross leasable area in both periods. CT REIT management uses this measure to gauge the change in asset

productivity and asset value. 

CT REIT 2019 ANNUAL REPORT  43

 
MANAGEMENT'S DISCUSSION AND ANALYSIS

Same Property NOI

Same property NOI is a non-GAAP financial measure that is consistent with the definition of same store NOI above, except that

same property includes the NOI impact of intensifications.  CT REIT management uses this measure to gauge the change in

asset productivity and asset value, as well as measure the additional return earned by incremental capital investments in existing

assets.

The following table summarizes the same store and same property components of NOI:

(in thousands of Canadian dollars)

For the periods ended December 31,

Same store

Intensifications

2019

2018

Same property

Acquisitions, developments and dispositions

2019

2018

Net operating income

1 NM - not meaningful.

Three Months Ended

Year Ended

2019

2018

Change 1

2019

2018

Change 1

$

90,223 $

88,072

2.4 % $

352,663 $

341,957

3.1%

682

126

—

107

— %

17.8 %

1,171

1,600

—

776

$

91,031 $

88,179

3.2 % $

355,434 $

342,733

2,013

400

20

744

NM

(46.2)%

5,206

8,156

80

6,471

$

93,444 $

88,943

5.1 % $

368,796 $

349,284

—%

NM

3.7%

NM

26.0%

5.6%

44   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

10.2 Funds From Operations and Adjusted Funds From Operations   

The following table reconciles GAAP net income and comprehensive income to FFO and further reconciles FFO to AFFO: 

(in thousands of Canadian dollars, except per unit
amounts)

Three Months Ended

Year Ended

For the periods ended December 31,

2019

2018 Change 1

2019

2018 Change 1

Net Income and comprehensive income

$

76,890 $

74,501

3.2 % $

307,193 $

300,906

2.1 %

Fair value adjustment on investment property

(10,641)

(11,522)

(7.6 )%

(47,306)

(53,628)

(11.8 )%

GP income tax expense

(467)

(274)

70.4 %

Lease principal payments on right-of-use assets 2

Fair value adjustment of unit based compensation

Internal leasing expense

Funds from operations

Property straight-line rent revenue

Straight-line ground lease expense

171

659

185

—

(668)

—

NM

NM

NM

(360)

(201)

2,029

506

(7)

—

(1,239)

—

NM

NM

NM

NM

$

66,797 $

62,037

7.7 % $

261,861 $

246,032

6.4 %

(3,485)

(4,535)

(23.2)%

(14,130)

(18,404)

(23.2)%

—

15

(100.0)%

—

62

(100.0)%

Normalized capital expenditure reserve

(5,915)

(5,669)

4.3 %

(23,431)

(22,517)

Adjusted funds from operations

FFO per unit - basic

FFO per unit - diluted (non-GAAP) 3

AFFO per unit - basic

AFFO per unit - diluted (non-GAAP) 3 

$

$

$

$

$

57,397 $

51,848

10.7 % $

224,300 $

205,173

0.293 $

0.293 $

0.252 $

0.252 $

0.286

0.286

0.239

0.239

2.4% $

2.4% $

5.4% $

5.4% $

1.177 $

1.175 $

1.008 $

1.007 $

1.145

1.144

0.955

0.954

Weighted average units outstanding - basic

227,646,716 216,940,471

4.9% 222,559,681 214,805,646

Weighted average units outstanding - diluted (non-GAAP)  227,887,268 217,107,359

5.0% 222,791,571 215,040,074

Number of units outstanding, end of period

228,216,876 220,249,239

3.6% 228,216,876 220,249,239

4.1 %

9.3 %

2.8%

2.7%

5.5%

5.6%

3.6%

3.6%

3.6%

1 NM -  not meaningful.

2 Refer to section 9.2 for further information.

3 For the purposes of calculating diluted per unit amounts, diluted units includes restricted and deferred units issued under various plans and excludes the effects of settling 

 the Class C LP Units with Class B LP Units.

Funds From Operations 

FFO is a non-GAAP financial measure of operating performance used by the real estate industry, particularly by those publicly

traded entities that own and operate income-producing properties.  FFO should not be considered as an alternative to net income

or cash flows provided by operating activities determined in accordance with IFRS. CT REIT calculates its FFO in accordance

with  Real  Property Association  of  Canada's  (“REALPAC”)  “White  Paper  on  Funds  From  Operations  & Adjusted  Funds  From

Operations for IFRS” (“White Paper on FFO & AFFO”) issued in February 2019. The use of FFO, together with the required IFRS

presentations, has been included for the purpose of improving the understanding of the operating results of CT REIT. 

Management believes that FFO provides an operating performance measure that, when compared period-over-period, reflects

the impact on operations of trends in occupancy levels, rental rates, operating costs and property taxes, acquisition activities and

interest costs, and provides a perspective of the financial performance that is not immediately apparent from net income determined

in accordance with IFRS. 

CT REIT 2019 ANNUAL REPORT  45

MANAGEMENT'S DISCUSSION AND ANALYSIS

FFO adds back to net income items that do not arise from operating activities, such as fair value adjustments. FFO, however, still

includes non-cash revenues related to accounting for straight-line rent and makes no deduction for the recurring capital expenditures

necessary to sustain the existing earnings stream.

 Adjusted Funds From Operations  

AFFO is a non-GAAP measure of recurring economic earnings used in the real estate industry to assess an entity’s distribution

capacity.  AFFO should not be considered as an alternative to net income or cash flows provided by operating activities determined

in accordance with IFRS.  CT REIT calculates its AFFO in accordance with REALPAC's White Paper on FFO & AFFO. 

CT REIT calculates AFFO by adjusting FFO for non-cash income and expense items such as amortization of straight-line rents.

FFO is also adjusted for a reserve for maintaining productive capacity required for sustaining property infrastructure and revenue

from real estate properties and direct leasing costs. As property capital expenditures do not occur evenly during the fiscal year or

from year to year, the normalized capital expenditure reserve in the AFFO calculation, which is used as an input in assessing a

REIT's distribution payout ratio, is intended to reflect an average annual spending level.  The reserve is primarily based on average

expenditures as determined by building condition reports prepared by independent consultants.

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The following table compares capital expenditures during the period 2015-2019 to the normalized capital expenditure reserve used

in the calculation of AFFO:

(in thousands of Canadian dollars)

For the periods indicated

    Q1

    Q2

    Q3

    Q4

Year ended December 31, 2016

2017

    Q1

    Q2

    Q3

    Q4

Year ended December 31, 2017

2018

    Q1

    Q2

    Q3

    Q4

Year ended December 31, 2018

2019

    Q1

    Q2

    Q3

    Q4

Year ended December 31, 2019

Normalized
capital
expenditure
reserve

2016

Capital
expenditures

Variance

$

$

$

$

$

$

$

$

4,407 $

259 $

4,581

4,666

4,741

4,898

8,551

1,862

18,395 $

15,570 $

5,065 $

348 $

5,109

5,139

5,173

5,445

8,307

4,862

20,486 $

18,962 $

5,598 $

(371) $

5,618

5,632

5,669

2,425

9,867

5,778

22,517 $

17,699 $

5,779 $

257 $

5,854

5,883

5,915

5,253

10,311

4,728

23,431 $

20,549 $

4,148

(317)

(3,885)

2,879

2,825

4,717

(336)

(3,168)

311

1,524

5,969

3,193

(4,235)

(109)

4,818

5,522

601

(4,428)

1,187

2,882

The  normalized  capital  expenditure  reserve  exceeded  actual  capital  expenditures  by  $12,049  during  the  four  year  period  of

2016-2019.  The normalized capital expenditure reserve  per square foot has increased since 2015 which reflects changes in asset

mix (primarily due to an increase in multi-tenanted retail investment properties) and inflation in expected costs. Management

expects there will be periods in the future where actual capital expenditures will exceed the normalized capital expenditure reserve.

The current period reserve is based upon unit costs that are anticipated to be realized in work to be completed in the current

period.

The  normalized  capital  expenditure  reserve  varies  from  the  capital  expenditures  incurred  due  to  the  seasonal  nature  of  the

expenditures.  As such, CT REIT views the normalized capital expenditure reserve as a more meaningful measure.  Refer to

section 4.11 for additional information.

CT REIT 2019 ANNUAL REPORT  47

MANAGEMENT'S DISCUSSION AND ANALYSIS

10.3 AFFO Payout Ratio 

The AFFO payout ratio is a non-GAAP measure of the sustainability of the REIT's distribution payout.  CT REIT uses this metric

to provide transparency on performance and the overall management of the existing portfolio of assets.  Management considers

the AFFO payout ratio to be the best measure of the REIT's distribution capacity.

Three Months Ended

Year Ended

For the periods ended December 31,

2019

2018

Change

2019

2018

Change

Distribution per unit - paid (A)

AFFO per unit - diluted (non-GAAP) 1 (B)

$

$

0.189

0.252

$

$

0.182

0.239

4.0 % $

0.757

5.4 % $

1.007

$

$

0.728

0.954

AFFO payout ratio (A)/(B)

75%

76%

(1)%

75%

76%

4.0 %

5.6 %

(1)%

1 For the purposes of calculating diluted per unit amounts, diluted units includes restricted and deferred units issued under various plans and excludes the effects of settling 

  the Class C LP Units with Class B LP Units.

10.4 Diluted Non-GAAP per Unit Calculations 

Management calculates the weighted average units outstanding - diluted (non-GAAP) by excluding the full conversion of the Class

C LP Units with Class B LP Units which is not considered a likely scenario.  As such, the REIT's fully diluted per unit FFO and

AFFO amounts are calculated excluding the effects of settling the Class C LP Units with Class B LP Units, which management

considers as a more meaningful measure.

The following table reconciles the calculation of the weighted average units outstanding - diluted (non-GAAP) to weighted average

units outstanding - diluted:

For the periods ended December 31,

2019

2018

2019

2018

Weighted average units outstanding - diluted (non-GAAP)

227,887,268

217,107,359

222,791,571

215,040,074

Dilutive effect of settling Class C LP Units with Class B LP Units

91,823,461

121,102,386

91,823,461

121,102,386

Weighted average units outstanding - diluted

319,710,729

338,209,745

314,615,032

336,142,460

Three Months Ended

Year Ended

10.5 Adjusted Cash Flow From Operations 

ACFO is a non-GAAP financial measure developed by REALPAC for use by the real estate industry as a sustainable economic

cash flow metric.  ACFO should not be considered as an alternative to cash flows provided by operating activities determined in

accordance with IFRS.  CT REIT calculates its ACFO in accordance with REALPAC's “White Paper on Adjusted Cashflow from

Operations for IFRS” (“White Paper on ACFO”) issued in February 2019. The purpose of the White Paper on ACFO is to provide

guidance on the definition of ACFO to promote consistent disclosure amongst reporting issuers. Management believes that the

use of ACFO, combined with the required IFRS presentations, improves the understanding of the operating cash flow of CT REIT.

CT REIT calculates ACFO from cash flow generated from operating activities by adjusting for non-operating adjustments to changes

in working capital and other, net interest and other financing charges and normalized capital expenditure reserve. 

48   CT REIT 2019 ANNUAL REPORT

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A reconciliation from the IFRS term “Cash Generated from Operating Activities” (refer to the Consolidated Statements of Cash

Flows for the year ended December 31, 2019 and December 31, 2018) to ACFO is as follows:

(in thousands of Canadian dollars)

Three Months Ended

Year Ended

For the periods ended December 31,

2019

2018

Change 1

2019

2018

Change 1

Cash generated from operating activities

93,986 $

83,887

12.0%

362,328 $

331,722

Non-operating adjustments to changes in working
capital and other

Net interest and other financing charges

Normalized capital expenditure reserve

(787)

843

(27,033)

(26,086)

(5,915)

(5,669)

Lease principal payments on right-of-use assets 2

171

—

NM

3.6%

4.3%

NM

(1,577)

1,231

(108,753)

(104,380)

(23,431)

(22,517)

(201)

—

9.2%

NM

4.2%

4.1%

NM

Adjusted cashflow from operations

60,422 $

52,975

14.1%

228,366 $

206,056

10.8%

1 NM -  not meaningful.

2 Refer to section 9.2 for further information.

The non-operating adjustments to changes in working capital and other for three months ended and year ended December 31,

2019 is primarily due to the timing of commodity taxes payable.

10.6 Earnings Before Interest and Other Financing Costs, Taxes and Fair Value Adjustments 

EBITFV is a non-GAAP measure of a REIT’s operating cash flow and it is used in addition to IFRS net income because it excludes

major non-cash items (including fair value adjustments), interest expense and other financing costs, income tax expense, losses

or gains on disposition of property, and other non-recurring items that may occur under IFRS that management considers non-

operating in nature. EBITFV should not be considered as an alternative to net income or cash flows provided by operating activities

determined in accordance with IFRS.

EBITFV is used as an input in some of CT REIT’s debt metrics, providing information with respect to certain financial ratios that

CT REIT uses in measuring its debt profile and assessing its ability to satisfy its obligations, including servicing its debt. 

For the three months and year ended December 31, 2019, EBITFV was calculated as follows:

(in thousands of Canadian dollars)

For the periods ended December 31,

Three Months Ended

Year Ended

2019

2018 Change 1

2019

2018 Change 1

Net income and comprehensive income

$

76,890 $

74,501

3.2 % $

307,193 $

300,906

2.1 %

Fair value adjustment on investment properties

(10,641)

(11,522)

(7.6 )%

(47,306)

(53,628)

(11.8 )%

Fair value adjustment on unit-based awards

659

(668)

NM

2,029

(1,239)

NM

Interest expense and other financing charges

27,245

26,192

4.0 %

109,137

104,605

4.3 %

GP income tax expense

EBITFV

1 NM -  not meaningful.

(467)

(274)

70.4 %

(360)

(7)

NM

$

93,686 $

88,229

6.2 % $

370,693 $

350,637

5.7 %

CT REIT 2019 ANNUAL REPORT  49

MANAGEMENT'S DISCUSSION AND ANALYSIS

10.7 Non-GAAP Measures Referenced in Other Sections of the MD&A 

The interest coverage ratio under section 6.5 is calculated using a non-GAAP measure.

10.8 Selected Quarterly Consolidated Information 

(in thousands of Canadian dollars,
except per unit amounts)

As at and for the quarter ended

Q4

2019

Q3

Q2

Q1

Q4

2018

Q3

Q2

Q1

Property revenue

Net income

Net income per unit

 - basic

 - diluted

FFO per unit - diluted (non-GAAP) 1

AFFO per unit - diluted (non-GAAP) 1

$ 123,692 $ 121,763 $ 121,994 $ 121,564 $ 119,322 $ 117,662 $ 118,880 $ 116,619

$

$

$

$

$

76,890 $

80,138 $

78,720 $

71,445 $

74,501 $

79,147 $

74,744 $

72,514

0.338 $

0.362 $

0.357 $

0.324 $

0.343 $

0.369 $

0.350 $

0.294 $

0.301 $

0.297 $

0.273 $

0.271 $

0.296 $

0.282 $

0.293 $

0.303 $

0.291 $

0.288 $

0.286 $

0.289 $

0.292 $

0.252 $

0.261 $

0.249 $

0.245 $

0.239 $

0.241 $

0.241 $

0.339

0.276

0.277

0.233

Total assets

Total indebtedness

$6,024,512 $6,001,912 $5,928,005 $5,853,296 $5,708,692 $5,676,689 $5,592,575 $5,555,324

$2,572,294 $2,570,162 $2,609,049 $2,580,000 $2,573,489 $2,596,482 $2,581,316 $2,596,152

Total distributions, net of distribution
reinvestment, to Unitholders - paid

Total distributions per unit - paid

Book value per unit

Market price per unit

 - high

 - low

 - close (end of period)

$

$

$

$

$

$

39,352 $

39,337 $

39,337 $

39,877 $

38,453 $

38,169 $

38,069 $

38,184

0.189 $

0.189 $

0.189 $

0.189 $

0.182 $

0.182 $

0.182 $

14.61 $

14.46 $

14.31 $

14.15 $

14.01 $

13.90 $

13.71 $

16.30 $

15.05 $

14.77 $

14.45 $

13.03 $

13.72 $

13.53 $

14.51 $

13.97 $

13.54 $

11.47 $

11.26 $

12.37 $

12.80 $

16.14 $

15.03 $

14.22 $

14.36 $

11.53 $

12.85 $

12.90 $

0.182

13.54

14.68

12.50

13.30

1 Non-GAAP measure. Refer to 10.0 section for further information.

Property revenue, distributions and other financial and operational results noted above have grown at a steady rate. However,

macroeconomic and market trends may have an influence on the demand for space, occupancy levels, and consequently, the

REIT's operating performance.

Refer to CT REIT's respective annual and interim MD&A's issued for a discussion and analysis relating to those periods.

11.0 Enterprise Risk Management

Enterprise Risk Management Framework

To preserve and enhance Unitholder value over the long term, CT REIT takes a balanced approach to risk taking together with

effective risk management.  The effective management of risk within CT REIT is a key priority for the Board of Trustees and

senior  management,  as  such  the  REIT  has  adopted  an  Enterprise  Risk  Management  Framework  (“ERM  Framework”)  for

identifying, assessing, monitoring, mitigating and reporting key risks.

The ERM Framework is designed to provide an integrated approach to the management of risks, through a disciplined manner

that:

50   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

•

•

•

•

Safeguards the REIT’s reputation;

Supports the achievement of the REIT’s growth strategy and objectives; 

Preserves and enhances Unitholder value; and 

Supports business planning and operations by providing a cross-functional perspective to risk management, integrated

with strategic planning and reporting processes.

Risk Governance

Through the ERM Framework, there is oversight over key risks and emerging risks. The foundation of the REIT’s ERM Framework

is a governance approach that includes a set of policies approved by the Board of Trustees together with the following key

elements; the Board of Trustees and Chief Executive Officer (“CEO”), supported by the senior leadership team and a three-

lines of defence operating model. Clearly defined roles and responsibilities, coupled with timely monitoring and reporting, assist

in supporting a strong risk culture and effective governance of risk. 

The CEO is supported in discharging his responsibilities with respect to managing strategies in alignment with the REIT’s risk

appetite, identifying various risk related policies for the Board’s approval and evaluating the effectiveness of the REIT’s processes

and controls that aim to mitigate risk and support strategic objectives. The REIT monitors its risk exposures to assess that it is

operating within approved limits, strategies and risk appetite.  

Key Risks

CT REIT monitors its business to identify and assess key risks that alone, or in combination with other interrelated risks, could

have a significant adverse impact on the REIT’s financial position, and/or ability to achieve its strategic objectives. The key risks

are enterprise-wide in scope and represent strategic, financial and operational risks. The mitigation and management of key

risks  is  approached  holistically  with  a  view  to  ensuring  all  risk  exposures  are  considered. Although  the  REIT  believes  the

measures taken to mitigate risks are reasonable, there can be no assurance that they will effectively control all risks that may

have a negative impact.  In addition, there are numerous other risk factors that are difficult to predict and could adversely affect

the REIT’s financial results, operations and strategic objectives.

The  following  table  provides  an  overview  of  each  of  the  REIT’s  key  risks  and  related  risk  management  strategies.  Further

information on the REIT’s key risks is presented in the REIT’s 2019 Annual Information Form (“2019 AIF”). CT REIT cautions

that the discussion of risks, including those risks described in the REIT’s 2019 AIF, is not exhaustive. When considering whether

to purchase or sell Units of the REIT, investors and others should carefully consider these factors as well as other uncertainties,

potential events and industry specific factors that may adversely impact the REIT’s future results. 

CT REIT 2019 ANNUAL REPORT  51

MANAGEMENT'S DISCUSSION AND ANALYSIS

Key Risks

Risk Management Strategy

External Economic Environment

The REIT regularly monitors and analyzes external economic,

The REIT is subject to risks resulting from fluctuations or fundamental

demographic, consumer behaviour and competitive developments in

changes in the external business environment. These fluctuations or

Canada related to its business. Results are shared with the REIT

fundamental shifts in the macroeconomic environment as well as the

executives, who are accountable for any necessary amendments to

regions and local marketplaces where the REIT conducts its business

the strategic and operational plans and for on-going investment

could include:

decisions in order to respond to evolving market and economic

• changes in the current economic environment and uncertainty with

trends.

respect  to  potential  future  economic  disruption  including  recession,

depression,  or  high  inflation  impacting  business  and  consumer

confidence and spending;

• changes in the economic stability of local markets such as business

layoffs, industry slow-downs, changing demographics and other factors

impacting tenants’ revenues and their ability to pay rent, and the REIT’s

ability  to  lease  space,  renew  leases  and  derive  income  from  the

properties in the affected market;

• changes in the economic condition and regulatory environment of the

regions in which the REIT’s properties are concentrated, which may

have  a  material  adverse  effect  on  the  REIT’s  business,  cash  flows,

financial condition, results of operations and ability to make distributions

to Unitholders; 

• changes in retail shopping behaviours and habits of consumers and

the introduction of new “technologies” and competitors impacting the

relevance of the products, sales channels, or services offered by the

REIT’s  key  tenant,  which  may  result  in  a  negative  impact  on  their

financial position culminating in a decrease in the demand for physical

space, which could adversely affect the REIT’s financial performance;

and

•  increased  competition  amongst  investors,  developers,  owners  and

operators of properties similar to those of the REIT could negatively

impact  the  availability  of  suitable  acquisition  opportunities  thereby

increasing the REIT’s cost of acquisition as well as its’ ability to lease

properties,  renew  leases  and  achieve  rental  increases,  which  may

adversely  impact  the  REIT’s  financial  condition  and  results  of

operations.

52   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

Key Business Relationship

The REIT’s relationship with its majority Unitholder, CTC, is integral to

The  REIT  benefits  from  the  stability  offered  by  CTC  businesses

its business strategy and could affect the REIT’s cash flows, operating

including Canadian Tire Retail, one of Canada’s most shopped general

results,  overall 

financial  performance  and 

its  ability 

to  make

merchandise  retailers  with  high  recognition  and  a  strong  reputation

distributions. Key factors inherent to this relationship include:

throughout  the  communities  it  serves.  Appropriate  governance

• situations where the interests of CTC and the REIT are in conflict,

structures,  including  policies,  processes  and  other  management

CTC may utilize its ownership interest in, and contractual rights with

activities  and  practices  are  in  place  to  maintain  and  monitor  the

the REIT, to further CTC’s own interest which may not be the same as

relationship  between  the  REIT  and  CTC.  In  addition,  Management

the  REIT’s  interest  in  all  cases,  causing  the  REIT  not  to  be  able  to

regularly monitors the operating results and credit ratings of CTC.

operate in a manner that is to its favour, which could adversely affect

the REIT’s cash flows, operating results, valuation, and overall financial

condition; 

• the dependence of the REIT’s revenues on the ability of its key tenant,

CTC, to meet its rent obligations and renew its tenancies. While CTC

has held investment grade credit ratings for over 20 years, there is no

assurance that it will maintain such ratings or that its financial position

will  not  change  over  time.  The  future  financial  performance  and

operating  results  of  CTC’s  business  are  subject  to  inherent  risks,

perceptions and uncertainties. A downturn in CTC’s business resulting

in  an  inability  to  meet  their  obligations  under  their  leases  or  if  a

significant amount of available space in the properties was not able to

be leased on economically favourable lease terms could have a material

effect on the financial performance of the REIT, its cash flows, and the

REIT’s ability to make distributions to Unitholders; and

• the REIT’s dependency on the services of key personnel including

certain CTC personnel who supply necessary services to operate the

REIT for its effective management and governance. Failure to receive

these services or the need to replace the service provider in a short

period of time could have a material adverse effect on the REIT. 

CT REIT 2019 ANNUAL REPORT  53

MANAGEMENT'S DISCUSSION AND ANALYSIS

Financial

Risks  associated  with  macroeconomic  conditions  which  are  highly

The REIT has a Board-approved financial risk management policy in

cyclical and volatile could have a material effect on the REIT’s financial

place that governs the management of capital, funding, and other

position and its ability to achieve its strategic goals and aspirations.

financial risks. The indebtedness and Class C LP Units of the REIT

Such risks include:

are predominantly at fixed rates and its floating interest rate exposure

• fundamental changes in the economic environment, significant events

is minimal. The weighted average term to redemption/maturity of the

or volatility in the financial markets resulting in changes in interest rates

REIT’s debt portfolio is managed to align with the weighted average

that affect the value of real estate, the value of the REIT’s Units, the

term to maturity of the REIT’s assets. The REIT manages refinancing

economics of acquisition activity and the availability of capital impacting

risk by maintaining a diversified debt redeeming/ maturity schedule

the financial position of the REIT and its ability to make distributions to

to limit the amount of debt maturing in any one year. The REIT may

its Unitholders; and

use interest rate hedges from time to time to manage interest rate

• the REIT’s ability to manage fluctuations in interest rates, access to

risk and to provide more certainty regarding the FFO available to

capital and liquidity, the price of the REIT’s Units and the REIT’s degree

Unitholders, subject to the REIT’s investment and guidelines and

of  leverage.  Failure  to  develop,  implement,  and  execute  effective

operating policies.

strategies  to  manage  these  risks  may  result  in  insufficient  capital  to

absorb unexpected losses and/or changes in asset value negatively

affecting the REIT’s financial performance and increasing the REIT’s

vulnerability to a downturn in business or the economy. 

Legal and Regulatory Compliance

Failure to adhere to laws and regulations by the REIT may result in

The REIT has appropriate governance structures, including policies,

regulatory related issues or decrease investor confidence and a decline

processes and controls in place to comply with legal and regulatory

in the REIT’s Unit price. Changes to laws and regulations applicable to

requirements, including but not limited to the REIT’s ability to

the REIT may adversely affect the REIT’s financial condition, results of

continue to satisfy the conditions to qualify as a closed end mutual

operation, and distributions to Unitholders, including:

fund trust and to comply with environmental laws and address any

• changes in income tax laws such that the REIT would not qualify as

material environmental issues, including climate change. Processes

a mutual fund trust for purposes of the Income Tax Act (“ITA”), including

are also in place to monitor any legal and regulatory changes that

the treatment of real estate investment trusts and mutual fund trusts,

may impact the REIT. 

or the exclusion from the definition of “SIFT TRUST” for a trust qualifying

as a “real estate investment trust” for a taxation year under the ITA,

which could have a material and adverse impact on the value of the

Units, and on distributions to Unitholders;

• changes in various federal, provincial, territorial and municipal laws

relating to environmental matters, including climate change, which may

result  in  the  REIT  bearing  the  risk  of  cost-intensive  assessment,

technologies, and the removal of contamination, hazardous or other

regulated substances causing an adverse effect on the REIT’s financial

condition,  results  of  operation,  cash  available  for  distribution  to

Unitholders.

54   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

Operations

The REIT has appropriate governance structures, including policies,

The REIT is subject to the risk that a direct or indirect loss of operating

processes, contracts, service agreements and other management

capabilities may occur due to:

activities in place to maintain the operational performance of the

• inadequate or failed operations processes (property management,

REIT and to support the REIT’s business and strategic objectives.

development, redevelopment and renovation risks such as substantial

unanticipated delays and expenses or the inability to initiate or complete

activities) that could have an adverse effect on the REIT’s reputation,

financial condition, results of operations, cash flow, trading price of the

Units, distributions to Unitholders and the ability of the REIT to satisfy

its principal and interest obligations;

• internal or outsourced business activities and business disruptions

(such  as  disasters,  cyber  incidents,  climate  change)  and  ineffective

business continuity and contingency planning, which could adversely

affect the reputation, operations and financial performance of the REIT;

and

• talent shortages due to external pressure or the inability to effectively

attract  and  retain  talented  and  experienced  employees,  which  may

negatively impact the REIT’s ability to operate its business and execute

its strategy.

12.0 Internal Controls and Procedures

12.1 Disclosure Controls and Procedures 

Management is responsible for establishing and maintaining a system of controls and procedures over the public disclosure of

financial and non-financial information regarding CT REIT. Such controls and procedures are designed to provide reasonable

assurance that all relevant information is gathered and reported, on a timely basis, to senior management, including the CEO and

the Chief Financial Officer (“CFO”), so that they can make appropriate decisions regarding public disclosure.

CT REIT’s system of disclosure controls and procedures include, but are not limited to, its Disclosure Policy, its Code of Business

Conduct, the effective functioning of its Disclosure Committee, procedures in place to systematically identify matters warranting

consideration of disclosure by the Disclosure Committee, verification processes for individual financial and non-financial metrics,

and information contained in annual and interim filings, including the consolidated financial statements, MD&A, Annual Information

Form and other documents and external communications.

As required by CSA National Instrument 52-109 (“NI 52-109”) Certification of Disclosure in Issuers’ Annual and Interim Filings, an

evaluation  of  the  adequacy  of  the  design  (quarterly)  and  effective  operation  (annually)  of  CT  REIT’s  disclosure  controls  and

procedures was conducted, under the supervision of management, including the CEO and CFO, as at December 31, 2019. The

evaluation included documentation review, enquiries and other procedures considered by management to be appropriate in the

circumstances. Based on that evaluation, the CEO and the CFO have concluded that the design and operation of the system of

disclosure controls and procedures were effective as at December 31, 2019.

CT REIT 2019 ANNUAL REPORT  55

MANAGEMENT'S DISCUSSION AND ANALYSIS

12.2 Internal Control Over Financial Reporting 

Management is also responsible for establishing and maintaining appropriate internal control over financial reporting. CT REIT’s

internal control over financial reporting include, but are not limited to, detailed policies and procedures related to financial accounting,

reporting and controls over systems that process and summarize transactions. CT REIT’s procedures for financial reporting also

include the active involvement of qualified financial professionals, senior management and its Audit Committee.

All internal control systems, no matter how well designed, have inherent limitations. Therefore, even those systems determined to

be effective can provide only reasonable assurance with respect to financial statement preparation and presentation.

As also required by NI 52-109, management, including the CEO and CFO, evaluated the adequacy of the design (quarterly) and

effective operation (annually) of CT REIT’s internal control over financial reporting as defined in NI 52-109, as at December 31,

2019. In making this assessment, management, including the CEO and CFO, used the criteria set forth by the Committee of

Sponsoring Organizations of the Treadway Commission in Internal Control – Integrated Framework (2013). This evaluation included

review of the documentation of controls, evaluation of the design and testing the operating effectiveness of controls, and a conclusion

about this evaluation. Based on that evaluation, the CEO and the CFO have concluded that the design and operation of the internal

control over financial reporting were effective as at December 31, 2019, in providing reasonable assurance regarding the reliability

of financial reporting and the preparation of consolidated financial statements for external purposes in accordance with IFRS. 

12.3 Changes in Internal Control Over Financial Reporting 

During the quarter and year ended December 31, 2019, there have been no changes in CT REIT’s internal control over financial

reporting that have materially affected, or are reasonably likely to materially affect, CT REIT’s internal control over financial reporting.

13.0 FORWARD-LOOKING INFORMATION

This MD&A, and the documents incorporated by reference herein, contain forward-looking statements that involve a number of

risks and uncertainties, including statements regarding the outlook for CT REIT’s business results of operations. Forward-looking

statements are provided for the purposes of providing information about CT REIT’s future outlook and anticipated events or results

and may include statements regarding known and unknown risks and uncertainties and other factors that may cause the actual

results to differ materially from those indicated. Such factors include, but are not limited to, general economic conditions, financial

position, business strategy, availability of acquisition opportunities, budgets, capital expenditures, financial results including fair

value adjustments and cash flow assumptions upon which they are based, cash, taxes, plans and objectives of or involving CT

REIT.  Particularly,  statements  regarding  future  acquisitions,  developments,  distributions,  results,  performance,  achievements,

prospects or opportunities for CT REIT or the real estate industry are forward-looking statements. In some cases, forward-looking

information can be identified by such terms such as “may”, “might”, “will”, “could”, “should”, “would”, “occur”, “expect”, “plan”, “anticipate”,

“believe”, “intend”, “estimate”, “predict”, “potential”, “continue”, “likely”, “schedule”, or the negative thereof or other similar expressions

concerning matters that are not historical facts. 

56   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

Some of the specific forward-looking statements in this document include, but are not limited to, statements with respect to CT

REIT's: 

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

growth strategy and objectives under section 2.0;

fair value of property portfolio under section 4.4;

investment activities under section 4.5;

development activities under section 4.6; 

leasing activities under section 4.10;

recoverable capital costs under section 4.11;

fair value adjustment on investment properties under section 5.1;

capital expenditures to fund acquisitions and development activities under section 6.1;

capital strategy under section 6.11; 

commitments as at December 31, 2019 under section 6.12;

distributions under section 7.3;

capital expenditures under section 10.2;

access to available sources of debt and/or equity financing;

expected tax treatment and its distributions to Unitholders;

ability to expand its asset base, make accretive acquisitions, develop or intensify its Properties and participate with CTC

in the development or intensification of the Properties; and

ability to continue to qualify as a “real estate investment trust”, as defined pursuant to the ITA.

CT REIT has based these forward-looking statements on factors and assumptions about future events and financial trends that

it believes may affect its financial condition, results of operations, business strategy and financial needs, including that the Canadian

economy will remain stable over the next 12 months, that inflation will remain relatively low, that tax laws remain unchanged, that

conditions within the real estate market, including competition for acquisitions, will be consistent with the current climate, that the

Canadian capital markets will provide CT REIT with access to equity and/or debt at reasonable rates when required, that CTC

will continue its involvement with CT REIT on the basis described in its 2019 AIF, and that the ERP will operate as expected.

Although the forward-looking statements contained in this MD&A are based upon assumptions that management of CT REIT

believes are reasonable, based on information currently available to management, there can be no assurance that actual results

will be consistent with these forward-looking statements. Forward-looking statements necessarily involve known and unknown

risks and uncertainties, many of which are beyond the REIT’s control, that may cause CT REIT’s, or the industry’s, actual results,

performance, achievements, prospects and opportunities in future periods to differ materially from those expressed or implied by

such forward-looking statements. These risks and uncertainties include, among other things, the factors discussed under the “Risk

Factors” section of the 2019 AIF.

For more information on the risks, uncertainties and assumptions that could cause CT REIT’s actual results to differ from current

expectations, please also refer to CT REIT’s public filings available on SEDAR at www.sedar.com and by a link at www.ctreit.com.

CT REIT cautions that the foregoing list of important factors and assumptions is not exhaustive and other factors could also

adversely  affect  its  results.  Investors  and  other  readers  are  urged  to  consider  the  foregoing  risks,  uncertainties,  factors  and

CT REIT 2019 ANNUAL REPORT  57

MANAGEMENT'S DISCUSSION AND ANALYSIS

assumptions carefully in evaluating the forward-looking information and are cautioned not to place undue reliance on such forward-

looking information. Statements that include forward-looking information do not take into account the effect that transactions or

non-recurring or other special items announced or occurring after the statements are made have on CT REIT’s business. For

example, they do not include the effect of any dispositions, acquisitions, asset write-downs or other charges announced or occurring

after such statements are made. The forward-looking information in this MD&A is based on certain factors and assumptions made

as of the date hereof or the date of the relevant document incorporated herein by reference, as applicable. CT REIT does not

undertake to update the forward-looking information, whether written or oral, that may be made from time to time by it or on its

behalf, to reflect new information, future events or otherwise, except as required by applicable securities laws.

Information contained in or otherwise accessible through the websites referenced in this MD&A does not form part of this

MD&A and is not incorporated by reference into this MD&A. All references to such websites are inactive textual references and

are for information only.

58   CT REIT 2019 ANNUAL REPORT

MANAGEMENT'S DISCUSSION AND ANALYSIS

Commitment to disclosure and investor communication

The Investors section of the REIT’s website by a link at www.ctreit.com includes the following documents and information of interest

to investors:

•

Annual Information Form;

• Management Information Circular;

•

•

•

the Base Shelf Prospectus and related prospectus supplements;

quarterly reports; and

conference call webcasts (archived for one year).

Additional information about the REIT has been filed electronically with various securities regulators in Canada through SEDAR

and is available online at www.sedar.com. 

If  you  would  like  to  contact  the  Investor  Relations  department  directly,  call  Marina  Davies  (416)  544-6134  or  email

investor.relations@ctreit.com. 

February 10, 2020 

CT REIT 2019 ANNUAL REPORT  59

INDEX TO THE CONSOLIDATED FINANCIAL STATEMENTS AND NOTES

Management's Responsibility for Financial Statements

Independent Auditor's Report

Consolidated Financial Statements

Consolidated Balance Sheets

Consolidated Statements of Income and Comprehensive Income

Consolidated Statements of Changes in Equity

Consolidated Statements of Cash Flows

Notes to the Consolidated Financial Statements

Note 1 Nature of CT Real Estate Investment Trust

Note 2 Basis of Presentation

Note 3 Significant Accounting Policies

Note 4

Investment Properties

Note 5 Class C LP Units

Note 6 Mortgages Payable

Note 7 Debentures

Note 8

Leases

Note 9 Credit Facilities

Note 10 Equity

Note 11 Unit Based Compensation Plans

Note 12 Non-Controlling Interests

Note 13 Revenues and Expenses

Note 14 General and Administrative Expense

Note 15 Net Interest and Other Financing Charges

Note 16 Changes in Working Capital and Other

Note 17 Segmented Information

Note 18 Commitments and Contingencies

Note 19 Related-Party Transactions

Note 20 Financial Instruments and Risk Management

Note 21 Capital Management and Liquidity

Note 22 Subsequent Event

Glossary of Terms

60   CT REIT 2019 ANNUAL REPORT

61

62

64

65

66

67

68

68

73

79

81

83

83

84

85

86

89

90

90

91

92

92

92

93

93

95

97

98

99

Management's Responsibility for Financial Statements

The management of CT Real Estate Investment Trust ("CT REIT") is responsible for the integrity and reliability of the  accompanying

consolidated financial statements. These consolidated financial statements have been prepared by management in accordance

with  International  Financial  Reporting  Standards,  and  include  amounts  based  on  judgments  and  estimates.  All  financial

information in our Management's Discussion and Analysis is consistent with these consolidated financial statements.

Management is responsible for establishing and maintaining adequate systems of internal control over financial reporting. These

systems are designed to provide reasonable assurance that the financial records are reliable and form a proper basis for the

timely and accurate preparation of financial statements. Management has assessed the effectiveness of CT REIT's internal

control over financial reporting based on the framework in Internal Control - Integrated Framework (2013) issued by the Committee

of Sponsoring Organizations of the Treadway Commission (COSO) and concluded that CT REIT's internal control over financial

reporting was effective as at the date of these consolidated statements.

The Board of Trustees oversees management’s responsibilities for the consolidated financial statements primarily through the

activities of its Audit Committee, which is comprised solely of trustees who are neither officers nor employees of CT REIT. This

Committee meets with management and CT REIT's independent auditors, Deloitte LLP, to review the consolidated financial

statements and recommend approval to the Board of Trustees. The Audit Committee is responsible for making recommendations

to the Board of Trustees with respect to the appointment of and, subject to the approval of the Unitholders authorizing the Board

of Trustees to do so,  approving  the remuneration and terms of engagement of CT REIT’s auditors. The Audit Committee also

meets with the auditors, without the presence of management, to discuss the results of their audit. 

The  consolidated  financial  statements  have  been  audited  by  Deloitte  LLP,  in  accordance  with  Canadian  generally  accepted

auditing standards. Their report is presented below.

<< Kenneth Silver >>

<< Lesley Gibson >>

 Kenneth Silver

 Chief Executive Officer 

 February 10, 2020 

Lesley Gibson

Chief Financial Officer

CT REIT 2019 ANNUAL REPORT  61

Independent Auditor’s Report

To the Unitholders of CT Real Estate Investment Trust

Opinion

We have audited the consolidated financial statements of CT Real Estate Investment Trust (the “REIT”), which comprise the
consolidated balance sheets as at December 31, 2019 and 2018, and the consolidated statements of income and
comprehensive income, changes in equity and cash flows for the years then ended, and notes to the consolidated financial
statements, including a summary of significant accounting policies (collectively referred to as the “financial statements”).

In our opinion, the accompanying financial statements present fairly, in all material respects, the financial position of the REIT
as at December 31, 2019 and 2018, and its financial performance and its cash flows for the years then ended in accordance
with International Financial Reporting Standards (“IFRS”).

Basis for Opinion

We conducted our audit in accordance with Canadian generally accepted auditing standards (“Canadian GAAS”). Our
responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial
Statements section of our report. We are independent of the REIT in accordance with the ethical requirements that are relevant
to our audit of the financial statements in Canada, and we have fulfilled our other ethical responsibilities in accordance with
these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our
opinion.

Other Information

Management is responsible for the other information. The other information comprises: 

• Management’s Discussion and Analysis
•

The information, other than the financial statements and our auditor’s report thereon, in the CT REIT 2019 Annual
Report (the “Annual Report”). 

Our opinion on the financial statements does not cover the other information and we do not and will not express any form of
assurance conclusion thereon. In connection with our audit of the financial statements, our responsibility is to read the other
information identified above and, in doing so, consider whether the other information is materially inconsistent with the financial
statements or our knowledge obtained in the audit, or otherwise appears to be materially misstated. 

We obtained Management’s Discussion and Analysis prior to the date of this auditor’s report. If, based on the work we have
performed on this other information, we conclude that there is a material misstatement of this other information, we are
required to report that fact in this auditor’s report. We have nothing to report in this regard. 

The Annual Report is expected to be made available to us after the date of the auditor’s report. If, based on the work we will
perform on this other information, we conclude that there is a material misstatement of this other information, we are required
to report that fact to those charged with governance.

Responsibilities of Management and Those Charged with Governance for the Financial Statements

Management is responsible for the preparation and fair presentation of the financial statements in accordance with IFRS, and
for such internal control as management determines is necessary to enable the preparation of financial statements that are
free from material misstatement, whether due to fraud or error.

In preparing the financial statements, management is responsible for assessing the REIT’s ability to continue as a going
concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless
management either intends to liquidate the REIT or to cease operations, or has no realistic alternative but to do so.

Those charged with governance are responsible for overseeing the REIT’s financial reporting process.

62   CT REIT 2019 ANNUAL REPORT

Auditor’s Responsibilities for the Audit of the Financial Statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material
misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance
is a high level of assurance, but is not a guarantee that an audit conducted in accordance with Canadian GAAS will always
detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if,
individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the
basis of these financial statements.

As part of an audit in accordance with Canadian GAAS, we exercise professional judgment and maintain professional
skepticism throughout the audit. We also:

•

•

•

•

•

Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, design
and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to
provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one
resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of
internal control.
Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in
the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the REIT’s internal control. 
Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related
disclosures made by management.
Conclude on the appropriateness of management’s use of the going concern basis of accounting and, based on the audit
evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on
the REIT’s ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw
attention in our auditor’s report to the related disclosures in the financial statements or, if such disclosures are inadequate,
to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report.
However, future events or conditions may cause the REIT to cease to continue as a going concern.
Evaluate the overall presentation, structure and content of the financial statements, including the disclosures, and whether
the financial statements represent the underlying transactions and events in a manner that achieves fair presentation.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the 
audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

We also provide those charged with governance with a statement that we have complied with relevant ethical requirements 
regarding independence, and to communicate with them all relationships and other matters that may reasonably be thought to 
bear on our independence, and where applicable, related safeguards.

The engagement partner on the audit resulting in this independent auditor’s report is Timothy Wilson.

/s/ Deloitte LLP

Chartered Professional Accountants
Licensed Public Accountants 

Toronto, Ontario

February 10, 2020

CT REIT 2019 ANNUAL REPORT  63

Consolidated Balance Sheets
(Canadian dollars, in thousands)
As at

Assets

Non-current assets

Investment properties

Other assets

Current assets

Tenant and other receivables

Other assets

Cash and cash equivalents

Total assets

Liabilities

Non-current liabilities

Class C LP Units

Mortgages payable

Debentures

Lease liabilities

Other liabilities

Current liabilities

Class C LP Units

Mortgages payable

Credit Facilities

Lease liabilities

Other liabilities

Distributions payable

Total liabilities

Equity

Unitholders’ equity

Non-controlling interests

Total equity

Total liabilities and equity

Note December 31, 2019 December 31, 2018

4

$

6,006,982 $

5,696,194

1,674

6,008,656

2,801

5,698,995

2,882

3,240

9,734

15,856

2,145

2,561

4,991

9,697

6,024,512 $

5,708,692

1,200,000 $

1,451,550

10,353

1,070,695

61,374

4,975

—

1,069,844

—

3,348

2,347,397

2,524,742

251,550

37,696

2,000

884

35,904

14,976

343,010

2,690,407

1,464,939

1,869,166

3,334,105

—

37,100

14,995

—

33,048

13,898

99,041

2,623,783

1,306,355

1,778,554

3,084,909

5,708,692

$

$

5

6

7

8

5

6

9

8

10

10

10, 12

$

6,024,512 $

The related notes form an integral part of these consolidated financial statements.

<< David Laidley >>

<< Anna Martini >>

David Laidley

Trustee

64   CT REIT 2019 ANNUAL REPORT

Anna Martini

Trustee

Consolidated Statements of Income and Comprehensive Income 

(Canadian dollars, in thousands, except per unit amounts)

For the year ended December 31,

Note

2019

2018

Property revenue

Property expense

General and administrative expense

Net interest and other financing charges

Fair value adjustment on investment properties

Net income and comprehensive income

Net income and comprehensive income attributable to:

Unitholders

Non-controlling interests

Net income per unit - basic

Net income per unit - diluted

13

13

14

15

4

12

10

10

$

$

$

$

$

$

489,013 $

(106,088)

(14,285)

(108,753)

47,306

307,193 $

136,667 $

170,526

307,193 $

1.380 $

1.193 $

472,483

(108,636)

(12,189)

(104,380)

53,628

300,906

128,030

172,876

300,906

1.401

1.098

The related notes form an integral part of these consolidated financial statements. 

CT REIT 2019 ANNUAL REPORT  65

Consolidated Statements of Changes in Equity 

(Canadian dollars, in thousands)

Note

Units

Retained
Earnings

Unitholders'
Equity

Non-
controlling
interests

 Total
Equity

December 31, 2018, as previously reported

Transition adjustments - IFRS 16

Restated balance at January 1, 2019

Net income and comprehensive income for the period

Issuance of Class B LP Units, net of issue costs

Distributions

Issuance of Units from 2019 REIT Offering, net of
issue costs

Issuance of Units under Distribution Reinvestment
Plan and other
Balance at December 31, 2019

2

10

10

10

11

$

$

960,688 $

345,667 $

1,306,355 $ 1,778,554 $ 3,084,909

—

578

578

736

1,314

960,688 $

346,245 $

1,306,933 $ 1,779,290 $ 3,086,223

—

—

—

86,140

10,668

136,667

136,667

—

—

170,526

13,275

307,193

13,275

(75,469)

(75,469)

(93,925)

(169,394)

—

—

86,140

10,668

—

—

86,140

10,668

$ 1,057,496 $

407,443 $

1,464,939 $ 1,869,166 $ 3,334,105

Balance at December 31, 2017

$

884,090 $

284,687 $

1,168,777 $ 1,692,664 $ 2,861,441

Note

Units

Retained
Earnings

Unitholders'
Equity

Non-
controlling
interests

 Total
Equity

Net income and comprehensive income for the period

Issuance of Class B LP Units, net of issue costs

Exchange of Class B LP Units for Units

Distributions

Issuance of Units from 2018 REIT Offering, net of
issue costs

Issuance of Units under Distribution Reinvestment
Plan and other

10

10

10

10

11

—

—

10,800

128,030

128,030

—

—

172,876

14,022

—

10,800

(10,800)

300,906

14,022

—

—

(67,050)

(67,050)

(90,208)

(157,258)

62,276

3,522

—

—

62,276

3,522

—

—

62,276

3,522

Balance at December 31, 2018

$

960,688 $

345,667 $

1,306,355 $ 1,778,554 $ 3,084,909

The related notes form an integral part of these consolidated financial statements.

66   CT REIT 2019 ANNUAL REPORT

Consolidated Statements of Cash Flows 

Note

2019

2018

(Canadian dollars, in thousands)

For the year ended December 31,

Cash generated from (used for):

Operating activities

Net income

Add/(deduct):

Fair value adjustment on investment properties

Property straight-line rent revenue

Deferred income tax

Straight-line ground lease expense

Net interest and other financing charges

Changes in working capital and other

Cash generated from operating activities

Investing activities

Income-producing property

Development activities and land investments

Capital expenditures recoverable from tenants

Proceeds of disposition

Cash used for investing activities

Financing activities

Proceeds from REIT Offerings, net

Proceeds from issuance of debentures, net

Unit distributions

Class B LP Unit distributions paid or loaned

Payments on Class C LP Units paid or loaned

Credit Facilities (repayments) draws, net

Lease principal payments on right-of-use assets

Mortgage principal repayments

Net interest paid

Class B LP Unit issuance costs

Cash used for financing activities

Cash generated from (used for) the period

Cash and cash equivalents, beginning of period

Cash and cash equivalents, end of period

The related notes form an integral part of these consolidated financial statements. 

4

13

2

16

10

7

5

9

3

6

$

$

$

$

$

$

307,193 $

300,906

(47,306)

(14,130)

(360)

—

108,753

8,178

362,328 $

(52,002)

(90,197)

(22,448)

2,780

(161,867) $

86,255

—

(64,368)

(93,555)

(68,219)

(12,995)

(778)

(323)

(41,735)

—

(195,718) $

4,743 $

4,991

9,734 $

(53,628)

(18,404)

(7)

62

104,380

(1,587)

331,722

(75,187)

(75,516)

(19,112)

661

(169,154)

62,348

198,661

(62,985)

(89,890)

(68,219)

(164,946)

—

(6,915)

(36,501)

(32)

(168,479)

(5,911)

10,902

4,991

CT REIT 2019 ANNUAL REPORT  67

Notes to the Consolidated Financial Statements  
For the year ended December 31, 2019 and 2018

(All dollar amounts are in thousands, except unit and per unit amounts)

1. NATURE OF CT REAL ESTATE INVESTMENT TRUST

CT Real Estate Investment Trust is an unincorporated, closed-end real estate investment trust.  CT Real Estate Investment Trust

and its subsidiaries, unless the context requires otherwise, are together referred to in these consolidated financial statements as

“CT REIT” or the “REIT”.  CT REIT commenced operations on October 23, 2013, and was formed to own income-producing

commercial properties located primarily in Canada. The principal and registered head office of CT REIT is located at 2180 Yonge

Street, Toronto, Ontario M4P 2V8. 

Canadian Tire Corporation, Limited (“CTC”) owned a 69.4% effective interest in CT REIT as of December 31, 2019, consisting

of 33,989,508 of the issued and outstanding units of CT REIT (“Units”) and all of the issued and outstanding Class B limited

partnership units (“Class B LP Units”) of CT REIT Limited Partnership (the “Partnership”), which are economically equivalent to

and exchangeable for Units.  CTC also owns all of the issued and outstanding Class C limited partnership units (“Class C LP

Units”) of the Partnership (see Note 5).  The Units are listed on the Toronto Stock Exchange (the “TSX”) under the symbol CRT.UN.

2. BASIS OF PRESENTATION

(a) Fiscal year

The fiscal years for the consolidated financial statements and the notes presented for 2019 are for the years ended December 31,

2019 and 2018.

(b) Statement of compliance

These consolidated financial statements have been prepared in accordance with International Financial Reporting Standards

(“IFRS”) as issued by the International Accounting Standards Board (“IASB”) using the accounting policies that are described

herein.

These  consolidated  financial  statements  were  approved  for  issuance  by  CT  REIT’s  Board  of Trustees  (the  “Board”),  on  the

recommendation of its Audit Committee, on February 10, 2020.

(c)  Basis of presentation

These consolidated financial statements have been prepared on the historical cost basis except for investment properties and

liabilities for unit-based compensation plans, which are measured at fair value.

68   CT REIT 2019 ANNUAL REPORT

   
These financial statements are presented in Canadian dollars (“C$”), which is CT REIT's functional currency,  rounded to the

nearest thousand, except per unit amounts. 

(d)  Critical judgments in applying significant accounting policies

The following are the critical judgments that have been made in applying CT REIT’s accounting policies and that have the most

significant effect on the amounts in the consolidated financial statements: 

  (i)  Leases

CT REIT as a lessor

The REIT’s policy for revenue recognition as a lessor is described in Note 3(e). In applying this policy, judgments are

made with respect to whether tenant improvements provided in connection with a lease enhance the value of the leased

property, which determines whether such amounts are treated as additions to investment property as well as the point

in time at which revenue recognition under the lease commences, or constitutes a tenant incentive that is amortized as

a reduction of lease revenue over the initial term of the lease.

The REIT also makes judgments in assessing the classification of its leases with tenants as operating leases, in particular

long-term leases in single tenant properties. The REIT has determined that all of its leases are operating leases. 

CT REIT as a lessee

For the measurement of lease liabilities with respect to the ground leases with third party landlords, the REIT considers

all factors that create an economic incentive to exercise extension options, or not exercise termination options available

in its leasing arrangements. Extension options, or periods subject to termination options, are only included in the lease

term if the REIT determines it is reasonably certain to be extended or not terminated. The assessment is reviewed if a

significant event or a significant change in circumstances occurs which affects this assessment and that is within the

control of the lessee.

The REIT uses its incremental borrowing rate to account for the ground leases with third party landlords. The implicit

rates in the ground leases, fair value of the underlying value and the initial direct costs incurred by the lessor related to

the leased assets are not readily available information from the lessor. The REIT determines the incremental borrowing

rate as the rate of interest that it would pay to borrow over a similar term and with a similar security the funds necessary

to obtain an asset of a similar value to the right-of-use asset in a similar economic environment.

 (ii)  Investment properties

CT REIT applies judgment in determining whether the properties it acquires are considered to be asset acquisitions or

business combinations. CT REIT considers all properties acquired to date to be asset acquisitions.

Judgment is applied in determining whether certain costs are additions to the carrying amount of the investment property.

On a periodic basis, CT REIT obtains independent appraisals such that approximately 80% of its properties, by value,

will be externally appraised over a four-year period. 

CT REIT 2019 ANNUAL REPORT  69

(iii)  Income taxes

CT REIT makes judgments that, with the exception of transactions involving CT REIT GP Corp. (the “GP”), deferred

income taxes are not recognized in CT REIT’s financial statements on the basis that CT REIT can deduct distributions

paid such that its liability for income taxes is substantially reduced or eliminated for the period, and CT REIT intends to

continue to distribute its taxable income and continue to qualify as a real estate investment trust for the foreseeable

future.

(iv)   Consolidation of the Partnership

CT REIT makes judgments in the application of IFRS 10 - Consolidated Financial Statements in its assessment of control

over  the  Partnership,  including  the  purpose  for  which  the  Partnership  was  created,  the  power  to  direct  the  relevant

activities of the Partnership, its exposure or rights to the variable returns of the Partnership and its ability to use its power

to affect its returns.

 (v)    Proportionate consolidation of interest in Canada Square

CT REIT makes judgments in the application of IFRS 11 - Joint Arrangements in its assessment of joint control over the

interest held in Canada Square, a mixed-use commercial property in Toronto, Ontario (the “Co-Ownership”), and its rights

to the assets and obligations for the liabilities related to the Co-Ownership.

(e)  Critical accounting estimates and assumptions

CT REIT makes estimates and assumptions that affect the carrying amounts of assets and liabilities, disclosure of contingent

assets and liabilities, and the reported amount of earnings for the period. Actual results may differ from estimates. The estimates

and assumptions underlying the valuation of investment properties, as set out in Note 4, are considered critical.

(f)  Standards, amendments and interpretations issued and adopted 

The following amendments have been issued and are effective for the fiscal year ended December 31, 2019, and accordingly,

have been applied in preparing these consolidated financial statements. 

In December 2017, the IASB issued amendments to four standards, including IFRS 3 - Business Combinations, IFRS 11 - Joint

Arrangements,  IAS  12  -  Income Taxes  and  IAS  23  -  Borrowing  Costs. These  amendments  were  effective  for  annual  periods

beginning on or after January 1, 2019. The implementation of these amendments did not have a significant impact on CT REIT.

Leases  

Effective in the first quarter of 2019, CT REIT adopted IFRS 16 - Leases (“IFRS 16”), which replaced IAS 17 - Leases (“IAS 17”)

and related interpretations. IFRS 16 provides a single lessee accounting model, requiring the recognition of assets and liabilities

for all leases. IFRS 16 substantially carries forward the lessor accounting in IAS 17 with the distinction between operating leases

and finance leases being retained. The adoption of IFRS 16 has resulted in the recognition of right-of-use assets (classified as

investment property) and lease liabilities for all operating leases where CT REIT is a lessee. 

As permitted by the transition provisions in IFRS 16, CT REIT has elected not to restate comparative figures with the cumulative

effect  of  initially  applying  the  new  standard  recognized  in  retained  earnings  on  January  1,  2019. Accordingly,  the  information

70   CT REIT 2019 ANNUAL REPORT

presented  in  these  financial  statements  for  the  prior  year  does  not  reflect  the  requirements  of  IFRS  16  and  therefore  is  not

comparable to the information presented in the current period under IFRS 16.  

The following table summarizes the cumulative impact of transition adjustments: 

As previously reported under IAS 17

December 31, 2018

IFRS 16 transition
adjustments

Investment properties

Other assets - Non-current

Lease liabilities - Current

Lease liabilities - Non-current

Other liabilities - Current

Equity

$

$

$

$

$

$

5,696,194 $

2,801 $

— $

— $

33,048 $

3,084,909 $

66,589 $

(1,466) $

5,982 $

59,141 $

(1,314) $

1,314 $

Restated balance

January 1, 2019

5,762,783

1,335

5,982

59,141

31,734

3,086,223

On adoption of IFRS 16, CT REIT recognized lease liabilities in relation to 10 ground leases which were previously classified as

‘operating leases’ under the principles of IAS 17.  Ground rent incurred on these leases was previously included in property expense.

The lease liabilities are measured at the present value of the remaining lease payments, discounted using CT REIT’s incremental

borrowing rate as of January 1, 2019. The weighted average incremental borrowing rate applied to the lease liabilities on January

1, 2019 was 5.0%. On adoption, the ground leases had a weighted average remaining term of 36 years assuming all renewal

options are exercised.  

The following table reconciles the operating lease commitments disclosed under IAS 17 as at December 31, 2018 to the opening

balance for lease liabilities as at January 1, 2019:  

Operating lease commitments as at December 31, 2018

Add: adjustments for extension options reasonably certain to be exercised

Effect of discounting using CT REIT's incremental borrowing rate

Lease liability recognized as at January 1, 2019

$

$

43,761

114,895

(93,533)

65,123

The associated right-of-use assets for these leases are accounted for as investment property under IAS 40 - Investment Property

and are measured at fair value at the date of initial application. Finance costs associated with the lease liabilities are recognized

in net interest and financing charges in the Consolidated Statements of Income.  

In applying IFRS 16 for the first time, CT REIT has not reassessed, under IFRS 16, contracts that were identified as leases under

the previous accounting standard (IAS 17) as a practical expedient permitted by IFRS 16. CT REIT has used hindsight in determining

the lease term when the lease contracts contain options to extend or terminate the lease.  

(g)  Standards, amendments and interpretations issued but not yet adopted 

The following new standards, amendments and interpretations have been issued but are not effective for the fiscal year ended

December 31, 2019, and accordingly, have not been applied in preparing these consolidated financial statements.

CT REIT 2019 ANNUAL REPORT  71

(i)     IASB annual improvements

In 2019, the IASB amended IFRS 10 - Consolidated Financial Statements and IAS 28 - Investments in Associates and

Joint Ventures with respect to accounting for loss in control of subsidiary.  This amendment is effective for reporting

years yet to be determined by the IASB and the impact on CT REIT is currently being assessed.

In 2019, the IASB amended IFRS 9 - Financial Instruments and IFRS 7 - Financial Instruments Disclosure regarding

interest  rate  benchmarks  used  for  hedge  accounting. These  amendments  are  effective  for  reporting  years  starting

January 2020 and the impact on CT REIT is currently being assessed. 

(ii)    Definition of material

In October 2018, the IASB issued amendments to IAS 1 - Presentation of Financial Statements and IAS - 8 Accounting

Policies, Changes in Accounting Estimates and Errors, clarifying the definition of material. Under the amended definition,

information is material if omitting, misstating or obscuring it could reasonably be expected to influence the decisions

that the primary users of general purpose financial statements make on the basis of those financial statements, which

provide  financial  information  about  a  specific  reporting  entity.  The  amendments  also  clarify  the  explanations

accompanying the definition of material. 

The amendments are effective from January 1, 2020 and are required to be applied prospectively. Early application is

permitted. The implementation of these amendments is not expected to have a significant impact on CT REIT.

(iii)    Definition of business

In October 2018, the IASB issued amendments to IFRS 3 - Business Combination. The amendments narrowed and

clarified the definition of a business. The amendments will help companies determine whether an acquisition is of a

business or a group of assets. They also permit a simplified assessment of whether an acquired set of activities and

assets is a group of assets rather than a business. Distinguishing between a business and a group of assets is important

because an acquirer recognizes goodwill only when acquiring a business. 

The amendments apply to transactions for which the acquisition date is effective the beginning of the first annual reporting

period beginning on or after January 1, 2020. Earlier adoption is permitted. The implementation of these amendments

is not expected to have a significant impact on CT REIT.

72   CT REIT 2019 ANNUAL REPORT

3. SIGNIFICANT ACCOUNTING POLICIES

The accounting policies set out below have been applied consistently to all periods presented in these consolidated financial

statements, except as noted below. 

(a) Basis of consolidation

These consolidated financial statements include the accounts of CT REIT and its consolidated subsidiaries consisting of the

Partnership and the GP and its subsidiaries, which are the entities over which CT REIT has control. Control exists when CT REIT

has the ability to direct the relevant activities of an entity, has exposure or rights to variable returns from its involvement with the

entity and has the ability to affect those returns through its power over the entity. CT REIT reassesses whether or not it controls

an entity if facts and circumstances indicate that there are changes to one or more of the three elements of control.

Consolidation of a subsidiary begins when CT REIT obtains control over the subsidiary and ceases when CT REIT loses control

of the subsidiary. All intra-group assets and liabilities, equity, income, expenses and cash flows relating to transactions between

CT REIT and its subsidiaries, and among subsidiaries of CT REIT, are eliminated on consolidation. 

Net income and comprehensive income are attributed to the Unitholders of CT REIT and to the non-controlling interest even if

this results in the non-controlling interest having a deficit balance. 

CT REIT holds all of the Class A limited partnership units (“Class A LP Units”) of the Partnership, which are the sole class of

Partnership  units  that  carry  voting  rights.  In  addition,  CT  REIT  holds  all  of  the  shares  of  the  GP,  the  general  partner  of  the

Partnership, which has the power to direct the relevant activities of the Partnership. Accordingly, CT REIT is exposed to variable

returns from its interest in the Partnership and has the ability to direct the relevant activities thereof to affect its returns. Therefore

CT REIT consolidates the Partnership.

Non-controlling interests in the equity of the Partnership, which consists of Class B LP Units held by a wholly owned subsidiary

of CTC, are shown separately in equity on the Consolidated Balance Sheets. 

(b) Joint arrangements

A  joint arrangement is an arrangement in which two or more parties have joint control.  Joint control is the contractually agreed

sharing of control whereby decisions about relevant activities require unanimous consent of the parties sharing control. A joint

arrangement is classified as a joint operation when the parties that have joint control of the arrangement have rights to the assets

and obligations for the liabilities related to the arrangement.  A joint arrangement is classified as a joint venture when the parties

that have joint control of the arrangement have rights to the net assets of the arrangement.  A party to a joint operation records

its interest in the assets, liabilities, revenue and expenses of the joint operation.  

CT REIT acquired a one-third interest in a co-ownership, pursuant to a co-ownership arrangement. The co-ownership is a joint

arrangement  as  the  material  decisions  about  relevant  activities  require  unanimous  consent  of  the  co-owners.    This  joint

arrangement is a joint operation as each co-owner has rights to the assets and obligations for the liabilities related to the Co-

CT REIT 2019 ANNUAL REPORT  73

ownership.  Accordingly, CT REIT recognizes its proportionate share of the assets, liabilities, revenue and expenses of the Co-

Ownership in its financial statements.

(c)

Investment properties

Investment properties include income-producing properties and properties under development that are held by CT REIT to earn

rental income. CT REIT accounts for its investment properties in accordance with IAS 40 - Investment Property (‘‘IAS 40’’). For

acquired investment properties that meet the definition of a business, the acquisition is accounted for as a business combination

in accordance with IFRS 3 - Business Combinations (‘‘IFRS 3’’), otherwise they are initially measured at cost including directly

attributable acquisition costs. Subsequent to acquisition, investment properties are carried at fair value, which is determined based

on available market evidence at the balance sheet date including, among other things, rental revenue from current leases and

reasonable and supportable assumptions that represent what knowledgeable, willing parties would assume about rental revenue

from future leases less future cash outflows in respect of capital expenditures. Gains and losses arising from changes in fair value

are recognized in net income in the period of change.

The initial cost of properties under development includes the acquisition cost of the properties, direct development costs, realty

taxes and borrowing costs attributable to properties under development. Borrowing costs associated with direct expenditures on

properties  under  development  are  capitalized. The  amount  of  capitalized  borrowing  costs  is  determined  first  by  reference  to

property-specific  borrowings,  where  relevant,  and  otherwise  by  applying  a  weighted  average  cost  of  borrowings  to  eligible

expenditures after adjusting for borrowings associated with other specific developments. Where borrowings are associated with

specific developments, the amount capitalized is the gross cost incurred on those borrowings less any investment income arising

on their temporary investment. Borrowing costs are capitalized from the commencement of the development until the date of

practical completion. The capitalization of borrowing costs is suspended if there are prolonged periods when development activity

is interrupted. Practical completion is when the property is capable of operating in the manner intended by management. Generally,

this occurs on completion of construction and receipt of all necessary occupancy and other material permits.

If  considered  reliably  measurable,  properties  under  development  are  carried  at  fair  value.  Properties  under  development  are

measured at cost if fair value is not reliably measurable.  In determining the fair value of properties under development, management

considers, among other things, the development risk of the property, the provisions of the construction contract, the stage of

completion and the level of reliability of cash inflows after completion.

Leasing costs incurred by CT REIT in negotiating and arranging tenant leases are added to the carrying amount of investment

properties.  Payments  to  tenants  under  lease  contracts  are  characterized  as  either  capital  expenditures  in  the  form  of  tenant

improvements that enhance the value of the property or as lease inducements. Tenant improvements are capitalized as part of

investment properties. Lease inducements are capitalized as a component of investment properties and are amortized over the

term of the lease as a reduction of lease revenue.

When an investment property is sold, the gain or loss is determined as the difference between the net disposal proceeds and the

carrying amount of the property, and is recognized in net income in the period of disposal.

74   CT REIT 2019 ANNUAL REPORT

 
(d) Business combinations

CT REIT accounts for investment property acquisitions as a business combination if the particular assets and set of activities

acquired can be operated and managed as a business in its current state. CT REIT applies the acquisition method to account for

business combinations. The consideration transferred for a business combination is the fair value of the assets transferred, the

liabilities assumed from or incurred to the former owners of the acquiree and the equity interests issued by CT REIT. The total

consideration includes the fair value of any asset or liability resulting from a contingent consideration arrangement. Identifiable

assets acquired as well as liabilities and contingent liabilities assumed in a business combination are measured initially at their

fair values at the acquisition date. Acquisition related costs incurred in a business combination are expensed as incurred.

CT REIT recognizes any non-controlling interest in the acquiree on an acquisition-by-acquisition basis, either at fair value or at

the non-controlling interest’s proportionate share of the recognized amounts of the acquiree’s identifiable net assets.

(e) Leases

Lessee

The REIT assesses whether a contract is or contains a lease, at inception of the contract. Leases are recognized as a right-of-

use asset and corresponding liability at the commencement date. Each lease payment included in the lease liability is apportioned

between the repayment of the liability and a finance cost. The finance cost is recognized in net interest and other financing charges

in the Consolidated Statements of Income and Comprehensive Income over the lease period, so as to produce a constant periodic

rate of interest on the remaining balance of the liability for each period. Lease liabilities include the net present value of fixed

payments (including in-substance fixed payments), variable lease payments that are based on an index or a rate or subject to a

fair market value renewal, amounts expected to be payable by the lessee under residual value guarantees, the exercise price of

a purchase option if the lessee is reasonably certain to exercise that option, and payments of penalties for terminating the lease,

if the lease term reflects the lessee exercising that option. The REIT allocates the consideration in the contract to each lease

component on the basis of the relative standalone price of the lease component and the aggregate stand-alone price of the non-

lease components. The lease liability is net of lease incentives receivable. The lease payments are discounted using the interest

rate implicit in the lease or, if that rate cannot be determined, the lessee’s incremental borrowing rate. The period over which the

lease payments are discounted is the reasonably certain lease term, including renewal options that the REIT is reasonably certain

to exercise. Renewal options are included in a number of leases across the REIT.

Payments associated with short-term leases and leases of low-value assets are recognized as an expense on a straight-line basis

in General and Administrative Expenses in the Consolidated Statements of Income and Comprehensive Income. Short-term leases

are leases with a lease term of 12 months or less. Variable lease payments that do not depend on an index or a rate or subject

to a fair market value renewal are expensed as incurred and recognized in General and Administrative Expenses in the Consolidated

Statements of Income and Comprehensive Income.

Right-of-use assets are measured at fair value and are included in Investment Properties in the Consolidated Balance Sheets;

and corresponding fair value adjustments are reflected in Fair Value Adjustment on Investment Properties in the Consolidated

Statements of Income and Comprehensive Income.

CT REIT 2019 ANNUAL REPORT  75

Sale and Leaseback

The accounting treatment of a sale and leaseback transaction is assessed based upon the substance of the transaction and

whether the transfer of an asset is considered as a sale when the control of the asset has been transferred to the purchaser.

If the transfer of the asset to the REIT as buyer-lessor is considered a sale, the REIT assesses the classification of the lease as

a finance or operating lease; and follows IFRS 16 lessor accounting accordingly. If the transfer is not considered a sale, the REIT

does not recognize the underlying asset and records a financial asset under IFRS 9 for amounts paid to the seller-lessee.

(f) Revenue recognition

CT REIT has retained substantially all of the risks and benefits of ownership of its investment properties and therefore accounts

for leases with its tenants as operating leases. Revenue recognition under a lease commences when the tenant has a right to

use the leased asset. Generally, this occurs on the lease inception date or, where CT REIT is required to make additions to the

property  in  the  form  of  tenant  improvements  that  enhance  the  value  of  the  property,  upon  substantial  completion  of  those

improvements. Property revenue includes all amounts earned from tenants related to lease agreements including property tax,

operating cost and other recoveries.

The total amount of lease payments to be received from operating leases is recognized on a straight-line basis over the term of

the lease. A straight-line rent receivable, which is included in the carrying amount of investment properties, is recorded for the

difference between the rental revenue recorded and the contractual amount of minimum base rent received or receivable.

(g)

Income taxes

CT REIT is a “mutual fund trust” under the Income Tax Act (Canada). The Trustees intend to distribute or designate all taxable

income directly earned by CT REIT to Unitholders and to deduct such distributions for income tax purposes.

Legislation relating to the federal income taxation of Specified Investment Flow Through (“SIFT”) trusts or partnerships provide

that certain distributions from a SIFT will not be deductible in computing the SIFT’s taxable income and that the SIFT will be

subject  to  tax  on  such  distributions  at  a  rate  that  is  substantially  equivalent  to  the  general  tax  rate  applicable  to  Canadian

corporations. However, distributions paid by a SIFT as a return of capital should generally not be subject to tax.

Under the SIFT rules, the taxation regime will not apply to a real estate investment trust that meets prescribed conditions relating

to the nature of its assets and revenue (the “REIT Exception”). CT REIT has reviewed the SIFT rules and has assessed their

interpretation and application to CT REIT’s assets and revenue. While there are uncertainties in the interpretation and application

of the SIFT rules, CT REIT believes that it meets the REIT Exception. Accordingly, with the exception of transactions with the GP,

no net current income tax expense or deferred income tax assets or liabilities have been recorded in the consolidated financial

statements.

(h) Class C LP Units

Each series of the Class C LP Units are redeemable, at the option of the holder, at a specified future date and can be settled at

the option of the Partnership in cash or a variable number of Class B LP Units. Accordingly, the Class C LP Units are classified

as financial liabilities and fixed payments on the Class C LP Units are presented as interest expense in the consolidated statement

of income and comprehensive income using the effective interest method.

76   CT REIT 2019 ANNUAL REPORT

(i) Non-controlling interests

Class B LP Units are classified as non-controlling interests and are presented as a component of equity as they represent equity

interests in the Partnership not attributable, directly or indirectly, to CT REIT.

(j) Provisions

A provision is a liability of uncertain timing or amount. Provisions are recognized when CT REIT has a present legal or constructive

obligation as a result of past events, it is probable that an outflow of resources will be required to settle the obligation, and the

amount can be reliably estimated. Provisions are not recognized for future operating losses. Provisions are measured at the present

value  of  the  expenditures  expected  to  be  required  to  settle  the  obligation  using  a  discount  rate  that  reflects  current  market

assessments of the time value of money and the risks specific to the obligation. Provisions are remeasured at each balance sheet

date using the then current discount rate. The increase in the provision due to the passage of time is recognized as interest

expense.

(k) Unit based compensation plans

CT REIT offers a Deferred Unit Plan (the “DU Plan”) for trustees who are not employees or officers of CT REIT or any of its Affiliates,

whereby such trustees may elect to receive all or a portion of their annual compensation in deferred units (“DUs”). CT REIT has

a Restricted Unit Plan (the “RU Plan”) for executives, whereby the executives of CT REIT may be issued discretionary grants or

may elect to receive all or a portion of their annual short-term incentive plan awards in restricted units (“RUs”), and a Performance

Unit Plan (the “PU Plan”) whereby the performance units (“PUs”) are granted to certain employees of CT REIT as part of their

long-term incentive plan.

DUs,  RUs  and  PUs  are  recorded  as  liabilities  and  expensed  as  compensation  expense  over  the  vesting  period.    Accrued

compensation costs under the plans are adjusted to the fair value of the vested units at each reporting date.

(l) Cash and cash equivalents

Cash and cash equivalents include cash and short-term investments with original maturities of three months or less.

(m) Financial instruments and derivatives 

Financial assets and financial liabilities are recognized in the Consolidated Balance Sheets when the REIT becomes a party to

the contractual provisions of a financial instrument or non-financial derivative contract. All financial instruments are measured at

fair value on initial recognition.

Transaction costs that are directly attributable to the acquisition or issuance of financial assets and financial liabilities, other than

financial assets and financial liabilities classified as FVTPL, are added to or deducted from the fair value on initial recognition.

Transaction costs directly attributable to the acquisition of financial assets or financial liabilities classified as FVTPL are recognized

immediately in net income.

The REIT classifies financial assets, at the time of initial recognition, according to the REIT’s business model for managing the

financial assets and the contractual terms of the cash flows.

CT REIT 2019 ANNUAL REPORT  77

Financial assets are subsequently measured at amortized cost if both of the following conditions are met and they are not designated

as at FVTPL: a) the financial asset is held within a business model whose objective is to hold financial assets to collect contractual

cash flows; and b) the contractual terms of the financial asset give rise to cash flows on specified dates that are solely payments

of principal and interest on the principal amount outstanding. These assets are subsequently measured at amortized cost using

the effective interest rate method, less any impairment, with gains and losses recognized in net income in the period that the asset

is derecognized or impaired.

Financial liabilities are subsequently measured at amortized cost using the effective interest rate method with gains and losses

recognized in net income in the period that the liability is derecognized. The REIT measures all financial instruments at amortized

cost, except for liabilities for unit based compensation plans which are included in other liabilities and carried at fair value.

The REIT recognizes a loss allowance on a forward looking basis at an amount equal to the lifetime ECL on its financial assets

measured at amortized cost. Lifetime ECL represents the expected credit losses that will result from all possible default events

over the expected life of a financial instrument.

78   CT REIT 2019 ANNUAL REPORT

4.

INVESTMENT PROPERTIES

The following table summarizes CT REIT's investment property portfolio holdings:

Year Ended

December 31, 2019

Year Ended

December 31, 2018

Income-
producing
properties

Properties
Under
Development

Total
investment
properties

Income-
producing
properties

Properties
Under
Development

Total
investment
properties

$

5,568,961 $

127,233 $

5,696,194 $

5,337,515 $

99,082 $

5,436,597

66,589

—

66,589

—

—

—

5,635,550

127,233

5,762,783

5,337,515

99,082

5,436,597

75,669

—

—

—

—

—

39,448

48,222

1,918

2,080

144,783

(144,783)

(2,343)

47,306

14,130

20,549

(2,780)

—

—

—

—

—

75,669

39,448

48,222

1,918

2,080

—

(2,343)

47,306

14,130

20,549

(2,780)

89,429

—

—

—

—

—

18,625

47,079

12,642

2,752

52,947

(52,947)

—

53,628

18,404

17,699

(661)

—

—

—

—

—

89,429

18,625

47,079

12,642

2,752

—

—

53,628

18,404

17,699

(661)

Balance, beginning of period, as
previously reported

Transition adjustment - right-of-use
assets 1
Restated balance, beginning of
period
Property acquisitions (including
transaction costs)

Intensifications

Developments

Development land

Capitalized interest and property taxes

Transfers

Right-of-use assets 2

Fair value adjustment on investment
properties

Straight-line rent

Recoverable capital expenditures

Dispositions

Balance, end of period 3

$

5,932,864 $

74,118 $

6,006,982 $

5,568,961 $

127,233 $

5,696,194

1 See Note 2(f). 

2 Reflects impact of ground lease amendments. 

3 Includes purchased lands for $12,946 (December 31, 2018 - $13,911) held for development.   

Included in CT REIT's portfolio are 10 (December 31, 2018 – 10) properties which are situated on ground leases with remaining

initial terms up to 36 years (December 31, 2018 – up to 37 years), and an average remaining initial term of 14 years (December 31,

2018 – 14 years).

To determine fair value, CT REIT uses the income approach.  Fair value is estimated by capitalizing the cash flows that the property

can reasonably be expected to produce over its remaining economic life.  The income approach is derived from two methods: the

overall capitalization rate (“OCR”) method, whereby the net operating income is capitalized at the requisite OCR, or the discounted

cash flow (“DCF”) method, in which the cash flows are projected over the anticipated term of the investment plus a terminal value

discounted using an appropriate discount rate.  

As at December 31, 2019, management’s determination of fair value was updated for current market assumptions, informed by

market capitalization rates provided by independent appraisal professionals. 

CT REIT 2019 ANNUAL REPORT  79

On a periodic basis, CT REIT obtains independent appraisals such that approximately 80% of its properties, by value, will be

externally appraised over a four-year period. 

The fair value of investment properties is based on Level 3 inputs (see Note 20(a) for definition of levels).  There have been no

transfers between levels during the period.

The significant inputs used to determine the fair value of CT REIT’s income-producing properties are as follows:   

Number of properties

Value at December 31, 2019

Discount rate1

Terminal capitalization rate1

Overall capitalization rate1

Hold period (years)

1 Weighted average rate based on the fair value as at the period end date 

Properties valued by the
OCR method

Properties valued by the
DCF method

287

$4,240,942

70

$1,766,040

—%

—%

6.17%

—

7.01 %

6.56%

—%

10

Valuations determined by the OCR method are most sensitive to changes in capitalization rates. Valuations determined by the

DCF method are most sensitive to changes in discount rates.  

The following table summarizes the sensitivity of the fair value of income-producing properties to changes in the capitalization

rate and discount rate, respectively:  

Rate sensitivity

+ 75 basis points

+ 50 basis points

+ 25 basis points

December 31, 2019

- 25 basis points

- 50 basis points

- 75 basis points

OCR Sensitivity

DCF Sensitivity

Fair value

Change in fair
value

Fair value

Change in fair
value

$

$

$

3,795,258 $

(445,684) $

1,585,694 $

3,932,504

4,080,638

(308,438)

(160,304)

1,640,800

1,699,732

4,240,942 $

— $

1,766,040 $

4,415,156

4,605,102

174,214

364,160

1,830,296

1,903,008

4,813,073 $

572,131 $

1,982,280 $

(180,346)

(125,240)

(66,308)

—

64,256

136,968

216,240

2019 Investment and Development Activity

Funding of investment and development activities for the year ended December 31, 2019 was as follows:  

80   CT REIT 2019 ANNUAL REPORT

Funded with working capital to CTC

$

15,945 $

Property
investments

Development

land Developments
1,900 $

41,276 $

Intensifications

YTD 2019 Investment and Development Activity

35,109

—

13,285

11,330

18

—

—

—

6,946

2,080

—

—

22,382 $

17,066

—

—

—

Total

81,503

59,139

2,080

13,285

11,330

$

75,669 $

1,918 $

50,302 $

39,448 $

167,337

Funded with working capital to third parties

Capitalized interest and property taxes

Issuance of Class B LP Units to CTC

Mortgages payable

Total costs

2018 Investment and Development Activity

Funding of investment and development activities for the year ended December 31, 2018 was as follows: 

YTD 2018 Investment and Development Activity

Funded with working capital to CTC 

Funded with working capital to third parties

Capitalized interest and property taxes

Issuance of Class B LP Units to CTC

Total costs

$

$

5. CLASS C LP UNITS

Property 
investments

7,258 $

68,181

—

13,990

Development

land Developments
8,546 $

30,155 $

Intensifications

4,096

—

—

16,860

2,752

64

8,890 $

9,735

—

—

Total

54,849

98,872

2,752

14,054

89,429 $

12,642 $

49,831 $

18,625 $

170,527

The Class C LP Units entitle the holder to a fixed cumulative monthly payment, during the initial fixed rate period for each Series

of Class C LP Units (the “Initial Fixed Rate Period”), equal to a weighted average rate of 4.70% of the aggregate capital amount

ascribed to the Class C LP Units, in priority to distributions made to holders of the Class B LP Units and units representing an

interest in CT REIT GP Corp. (“GP”), subject to certain exceptions. 

On expiry of the Initial Fixed Rate Period applicable to each series of Class C LP Units, and each five-year period thereafter,

each such series of Class C LP Units is redeemable at par (together with all accrued and unpaid payments thereon) at the option

of the Partnership or the holder, upon giving at least 120 days’ prior notice.  The Partnership further has the ability to settle any

of the Class C LP Units at any time at a price equal to the greater of par and a price to provide a yield equal to the then equivalent

Government of Canada bond yield plus a spread, so long as such redemption is in connection with a sale of properties. 

Such redemptions of Class C LP Units (other than upon a change of control of CT REIT) can be settled at the option of the

Partnership, in cash or Class B LP Units of equal value. 

The Partnership did not settle any Class C LP Units in 2019. 

CT REIT 2019 ANNUAL REPORT  81

During the five-year period beginning immediately following the completion of the Initial Fixed Rate Period, and each five-year

period thereafter, if not redeemed, the fixed payment rate for Class C LP Units will be reset, and the holders of Class C LP Units

will be entitled, subject to certain conditions, to elect either a fixed rate or floating rate option. 

The following table presents the details of the Class C LP Units:

Series

Series 3

Series 4

Series 5

Series 6

Series 7

Series 8

Series 9

Series 16

Series 17

Series 18

Series 19

Expiry of Initial
Fixed Rate Period

Annual
distribution rate
during Initial
Fixed Rate Period

Carrying amount
at December 31,
2019

Carrying amount
at December 31,
2018

May 31, 2020

May 31, 2024

May 31, 2028

May 31, 2031

May 31, 2034

May 31, 2035

May 31, 2038

May 31, 2020

May 31, 2020

May 31, 2020

May 31, 2020

4.50% $

200,000 $

4.50%

4.50%

5.00%

5.00%

5.00%

5.00%

2.42%

2.39%

2.28%

2.28%

200,000

200,000

200,000

200,000

200,000

200,000

16,550

18,500

4,900

11,600

200,000

200,000

200,000

200,000

200,000

200,000

200,000

16,550

18,500

4,900

11,600

Weighted average / Total

4.70% $

1,451,550 $

1,451,550

Current

Non-current

Total

$

$

251,550 $

1,200,000

1,451,550 $

—

1,451,550

1,451,550

For the year ended December 31, 2019, interest expense of $68,219 (2018 - $68,219) was recognized in respect of the Class C

LP Units (see Note 15).  The holders of the Class C LP Units may elect to defer receipt of all or a portion of distributions declared

by CT REIT until the first business day following the end of the fiscal year.  If the holder so elects to defer receipt of payments,

CT REIT will loan the holder an amount equal to the deferred payment without interest, and the loan will be due and payable in

full on the first business day following the end of the fiscal year in which the loan was advanced, the holder having irrevocably

directed that any payment of the deferred payments be applied to repay such loans.  At the election of the holder, payments on

the Class C LP Units for the year ended December 31, 2019 of $62,027 (2018 – $62,027), were deferred until the first business

day following the end of the fiscal year and non-interest bearing loans equal to the deferred payments were advanced.  The net

amount of payments due in respect of the Class C LP Units at December 31, 2019 of $5,685 (2018 – $5,685) is included in other

liabilities on the Consolidated Balance Sheets.  The loans deferred as at December 31, 2019 were settled on January 2, 2020. 

82   CT REIT 2019 ANNUAL REPORT

6. MORTGAGES PAYABLE

Mortgages payable, secured by certain CT REIT investment properties, include the following:

Current 1

Non-current 1

Total

December 31, 2019

December 31, 2018

Face
value

37,533 $

10,134

47,667 $

Carrying 
amount

37,696 $

10,353

48,049 $

Face
value

37,133 $

—

37,133 $

Carrying 
amount

37,100

—

37,100

$

$

1 Includes the fair value of the $11,330 mortgage assumed in connection with Property investments. See Note 4.

Future repayments are as follows:

Total contractual obligation

Principal
amortization

Maturities

400 $

37,133 $

419

255

—

9,460

1,074 $

46,593 $

2020 $

2021

2022

$

Unamortized portion of mark to market on mortgages payable assumed
on the acquisition of properties
Unamortized transaction costs

Total

37,533

419

9,715

47,667

358

24

$

48,049

Mortgages payable have interest rates that range from 3.62% to 4.50%, and have maturity dates that range from  March 2020 to

July 2022.  Mortgages payable at December 31, 2019 had a weighted average interest rate of 3.82% (December 31, 2018 –

3.81%). At December 31, 2019, floating rate and fixed rate mortgages were $37,133 (December 31, 2018 – $37,133) and $10,534

(December 31, 2018 – $0), respectively.   

Investment properties having a fair value of $99,142 (December 31, 2018 – $77,050) have been pledged as security for mortgages

payable. 

7. DEBENTURES

Series

A, 2.85%, June 9, 2022

B, 3.53%, June 9, 2025

C, 2.16%, June 1, 2021

D, 3.29%, June 1, 2026

E, 3.47%, June 16, 2027

F, 3.87%, December 7, 2027

December 31, 2019

December 31, 2018

Face value Carrying amount

Face value

$

150,000 $

149,625 $

150,000 $

200,000

150,000

200,000

175,000

200,000

199,101

149,751

199,130

174,142

198,946

200,000

150,000

200,000

175,000

200,000

Carrying
amount

149,475

198,949

149,577

198,995

174,036

198,812

$

1,075,000 $

1,070,695 $

1,075,000 $

1,069,844

Debentures as at December 31, 2019, had a weighted average interest rate of 3.25% (December 31, 2018 – 3.25%).

CT REIT 2019 ANNUAL REPORT  83

For the year ended December 31, 2019, amortization of transaction costs of $850 (December 31, 2018 – $1,043) are included in

net interest and other financing charges on the Consolidated Statements of Income and Comprehensive Income (see Note 15).  

8. LEASES

(a) CT REIT as lessee

CT REIT has entered into 10 ground leases with third party landlords. The remaining initial terms of the ground leases are between

two and 36 years, with an average remaining initial term of 14 years. The majority of the ground lease agreements are renewable

at the end of the current lease term. Assuming all extensions are exercised, the ground leases have remaining terms between 4

and 51 years with an average remaining lease term of 31 years.  For the calculation of lease liabilities, it was determined that all

lease  renewal  options  are  reasonably  certain  to  be  exercised. There  are  no  variable  lease  payments  or  guaranteed  residual

payments with respect to the ground leases.

Current

Non-current

Total

The contractual undiscounted cash flows of CT REIT  lease liabilities are as follows:

Less than one year

Between one and five years

More than five years

Total

December 31, 2019

$

$

884

61,374

62,258

December 31, 2019

$

$

4,033

16,123

132,176

152,332

CT REIT has in place a leverage and liquidity policy to manage its exposure to liquidity risk associated with the contractual lease

liabilities. Details of how CT REIT manages this risk are further discussed under Note 20.

There were no expenses in 2019 relating to leases of low-value assets or short-term leases. As well, there were no variable lease

payments included in lease liabilities at any time during 2019.

The total cash outflow for leases in 2019 was $4,095.  There were no gains or losses arising from sale and leaseback transactions

in 2019.

(b) CT REIT as a lessor

CT REIT leases income-producing properties (investment properties) to tenants under operating leases. The leases have staggered

initial terms ranging from 1 to 20 years, with a weighted average remaining initial term of approximately 10.0 years. Annual base

minimum rent for leases have weighted average annual rent escalations of approximately 1.5% per year.

84   CT REIT 2019 ANNUAL REPORT

For all income-producing properties, the rental income is fixed under the contracts, but some leases require the lessee to reimburse

certain cost incurred by CT REIT, such as tax and insurance costs of CT REIT. When this is the case, these amounts are determined

annually.

The following table sets out a maturity analysis of lease payments, showing the undiscounted lease payments to be received after

the reporting date.

Minimum lease receivable

$

367,375

368,111

370,088

365,897

353,283

2,014,262 $ 3,839,016

2020

2021

2022

2023

2024

Thereafter

Total

9. CREDIT FACILITIES

CT REIT's draws on its credit facilities are comprised of the following:

Bank Credit Facility

CTC Credit Facility

(a)  Bank Credit Facility

December 31, 2019 December 31, 2018

$

$

— $

2,000

2,000 $

14,995

—

14,995

CT REIT has a committed, unsecured $300,000 revolving credit facility with a syndicate of major Canadian third party banks

(“Bank Credit Facility”) expiring in December 2024.  The Bank Credit Facility bears interest at a rate based on the bank’s prime

rate of interest or bankers’ acceptances plus a margin.  A standby fee is charged on the Bank Credit Facility.  

As at December 31, 2019 no borrowings were drawn on the Bank Credit Facility and $5,558 (December 31, 2018 – $2,372) of

letters of credit were outstanding under the Bank Credit Facility.  At December 31, 2019, borrowings under the Bank Credit Facility

had a weighted average interest rate of nil (December 31, 2018 – 3.46%).

(b)  CTC Credit Facility

In Q4 2019, CT REIT entered into an uncommitted, unsecured $300,000 revolving credit facility with CTC (“CTC Credit Facility”)

expiring in December 2020. The CTC Credit Facility bears interest at a rate based on the bank's prime rate of interest or bankers'

acceptances plus a margin.

As at December 31, 2019, $2,000  of borrowings were drawn on the CTC Credit Facility.  At December 31, 2019, borrowings under

the CTC Credit Facility had a weighted average interest rate of 3.95%. 

The Bank Credit Facility and the CTC Credit Facility are collectively referred to herein as the “Credit Facilities”. 

CT REIT 2019 ANNUAL REPORT  85

10. EQUITY

Authorized and outstanding units

CT REIT is authorized to issue an unlimited number of Units. 

The following tables summarize the changes in Units and Class B LP Units:

Total outstanding at beginning of year
Units issued 1
2019 REIT Offering

Total outstanding at end of period
1 742,946 issued pursuant to the REIT's distribution reinvestment plan.

Total outstanding at beginning of year
Units issued 1
2018 REIT Offering

Exchange of Class B LP Units for Units

Total outstanding at end of year

1 274,642 issued pursuant to the REIT's distribution reinvestment plan.

As at December 31, 2019

Units

96,848,606

762,779

6,316,000

 Class B LP
Units
123,400,633

888,858

—

 Total

220,249,239

1,651,637

6,316,000

103,927,385

124,289,491

228,216,876

Units

90,645,295

279,897

5,179,000

744,414

As at December 31, 2018

 Class B LP 
Units 
123,092,866

1,052,181

—

(744,414)

 Total

213,738,161

1,332,078

5,179,000

—

96,848,606

123,400,633

220,249,239

On September 19, 2019, CT REIT completed a joint equity offering of an aggregate of 16,846,000 Units comprised of the issuance

of 6,316,000 Units from treasury for net proceeds of $86,140 after deducting issuance cost of $3,863 (the “2019 REIT Offering”)

and the sale of 10,530,000 Units by CTC (the “2019 Secondary Offering” and, together with the “2019 REIT Offering”, hereinafter

referred to as the “2019 Equity Offering”).  

On November 28, 2018, CT REIT completed a joint equity offering of an aggregate of 21,115,000 Units comprised of the

issuance of 5,179,000 Units from treasury for net proceeds of $62,276 after deducting issuance costs of $2,720 (the “2018

REIT Offering”) and the sale of 15,936,000 Units by CTC (the “2018 Secondary Offering” and, together with the 2018 REIT

Offering, referred to as the “2018 Equity Offering”). In connection with the 2018 Secondary Offering, CTC exchanged 744,414

Class B LP Units for 744,414 Units, in accordance with the terms of the Class B LP Units, which were then sold pursuant to the

2018 Secondary Offering.

86   CT REIT 2019 ANNUAL REPORT

Net income attributable to Unitholders and weighted average units outstanding used in determining basic and diluted net income

per unit for years December 31, 2019 and 2018, are calculated as follows, respectively:

For the Year ended December 31, 2019

Net income attributable to Unitholders - basic

$

136,667 $

170,526 $

Units

Class B LP
Units

Total

307,193

68,219

375,412

$

Income effect of settling Class C LP Units with Class B LP Units

Net income attributable to Unitholders - diluted

Weighted average units outstanding - basic

Dilutive effect of other Unit plans

Dilutive effect of settling Class C LP Units with Class B LP Units

Weighted average units outstanding - diluted

98,990,726

123,568,955

222,559,681

231,890

91,823,461

314,615,032

For the Year ended December 31, 2018

Net income attributable to Unitholders - basic

$

128,030 $

172,876 $

Income effect of settling Class C LP Units with Class B LP Units

Net income attributable to Unitholders - diluted

$

Units

Class B LP
Units

Total

300,906

68,219

369,125

Weighted average units outstanding - basic

91,326,658

123,478,988

214,805,646

Dilutive effect of other Unit plans

Dilutive effect of settling Class C LP Units with Class B LP Units

Weighted average units outstanding - diluted

Distributions on Units and Class B LP Units

234,427

121,102,386

336,142,459

The following table presents total distributions paid on Units and Class B LP Units:

For the year ended December 31,

Units

Class B LP Unit

2019

2018

Distributions
per unit

Distributions
per unit

$

$

0.757 $

0.757 $

0.728

0.728

On November 4, 2019, CT REIT's Board reviewed the current rate of distribution of $0.757 per Unit per year and approved an

increase in the annual rate of distribution to $0.787 per Unit per year, or $0.06562 per Unit monthly, commencing with the

December 31, 2019 record date.

CT REIT 2019 ANNUAL REPORT  87

On December 13, 2019, CT REIT’s Board declared a distribution of $0.06562 per Unit payable on January 15, 2020 to holders of

Units and Class B LP Units of record as of December 31, 2019.

On January 15, 2020, CT REIT’s Board declared a distribution of $0.06562 per Unit payable on February 18, 2020 to holders of

Units and Class B LP Units of record as of January 31, 2020.

Units

Each Unit is transferable and represents an equal, undivided, beneficial interest in CT REIT and any distributions from the REIT,

whether of net income, net realized capital gains, or other amounts, and in the event of the termination or winding-up of CT REIT,

in CT REIT’s net assets remaining after satisfaction of all liabilities.  All Units rank among themselves equally and ratably without

discrimination, preference or priority.  Each Unit entitles the holder thereof to one vote at all meetings of Unitholders or with respect

to any written resolution of Unitholders.  The Units have no conversion, retraction or redemption rights.

Non-controlling interests

The Class B LP Units are exchangeable on a one-for-one basis (subject to customary anti-dilution provisions) for Units at the

option of the holder.  Each Class B LP Unit is accompanied by a Special Voting Unit.  The holders of Class B LP Units are entitled

to receive distributions when declared by the Partnership equal to the per Unit amount of distributions payable to each holder of

Units.  However, the Class B LP Units have limited voting rights over the Partnership.

Special Voting Units

Special Voting Units are only issued (i) in tandem with Class B LP Units of the Partnership or (ii) in limited circumstances to

holders of the Class C LP Units and are not transferable separately from the Class B LP Units or Class C LP Units, as the case

may be, to which they relate.  Upon any transfer of Class B LP Units or Class C LP Units, as the case may be, such Special

Voting Units will automatically be transferred to the transferee of the Class B LP Units.  As Class B LP Units are exchanged for

Units or purchased for cancellation, the corresponding Special Voting Units will be cancelled for no consideration.

Each Special Voting Unit entitles the holder thereof to one vote at all meetings of Unitholders or with respect to any resolution in

writing of Unitholders.  Except for the right to attend and vote at meetings of the Unitholders or with respect to written resolutions

of the Unitholders, Special Voting Units do not confer upon the holders thereof any other rights.  A Special Voting Unit does not

entitle its holder to any economic interest  in CT REIT, or to any interest  or share in CT REIT,  or to any interest  in any distributions

(whether of net income, net realized capital gains, or other amounts), or to any interest  in any net assets in the event of termination

or winding-up.

CT REIT’s Board retains full discretion with respect to the timing and quantum of distributions. Declared distributions are paid to

Unitholders of record at the close of business on the last day of the month on or about the 15th day of the following month.

88   CT REIT 2019 ANNUAL REPORT

 
11. UNIT BASED COMPENSATION PLANS

Deferred Unit Plan for Trustees

CT REIT offers a Deferred Unit (“DU”) Plan for members of its Board who are not also employees or officers of the REIT or any

of its Affiliates.  Under this plan, eligible trustees may elect to receive all or a portion of their annual trustee fees in DUs. DUs are

paid out in equivalent Units of CT REIT or, at the election of the trustee, in cash, following the trustee's departure from the Board.

As at December 31, 2019, accrued DU compensation costs, which are included in other liabilities, totaled $2,589 (2018 – $1,384).

Compensation expense recorded related to DU's for the year ended December 31, 2019 was $715 (2018 - $(386)).  The fair value

of DUs is equal to the trading price of Units, which is a Level 1 input (see Note 20(a)).

Performance Unit Plan for Employees

CT REIT offers Performance Units (“PUs”) to certain employees that generally vest after three years.  Each PU entitles the employee

to  receive  a  cash  payment  equal  to  the  fair  market  value  of  Units  of  CT  REIT,  multiplied  by  a  factor  determined  by  specific

performance-based criteria, as set out in the Performance Unit Plan. 

As at December 31, 2019, accrued PU compensation costs, which are included in other liabilities, totaled $3,555 (2018 - $2,030).

Compensation expense recorded for the year ended December 31, 2019 for PUs granted to employees was $2,425 (2018 - $1,027).

The fair value of PUs is equal to the trading price of Units, which is a Level 1 input (see Note 20(a)). 

Restricted Unit Plan for Executives

CT REIT offers a Restricted Unit (“RU”) Plan for its executives.  RUs may be issued as discretionary grants or executives  may

elect to receive all or a portion of their short term incentive plan in RUs.  At the end of the vesting period which is generally three

years from the date of grant (in the case of discretionary grants) or five years from the short term incentive plan bonus payment

date (in the case of deferred bonus grants), the executives will receive an equivalent number of Units issued by CT REIT or, at

the executive's election, the cash equivalent thereof.

As at December 31, 2019, accrued RU compensation costs, which are included in other liabilities, totaled $1,360 (2018 - $1,150).

Compensation expense for the year ended December 31, 2019 was $537 (2018 - $282).  The fair value of RUs is equal to the

trading price of Units, which is a Level 1 input (see Note 20(a)). 

CT REIT 2019 ANNUAL REPORT  89

12. NON-CONTROLLING INTERESTS

Details of non-wholly owned subsidiaries of CT REIT that have material non-controlling interests are as follows:

Proportion of ownership interests held
by non-controlling interests

Net income and comprehensive income
allocated to non-controlling interests

Name of Subsidiary

CT REIT Limited Partnership

54.46%

56.03% $

170,526 $

172,876

As at 
December 31, 2019

As at
December 31, 2018

For the year ended
December 31, 2019

For the year ended
December 31, 2018

There are no restrictions on CT REIT’s ability to access or use the assets and settle the liabilities of its subsidiaries and there are

no contractual arrangements that could require CT REIT to provide financial support to its subsidiaries.

13. REVENUES AND EXPENSES

(a) Property revenue 

The components of property revenue are as follows:

Base minimum rent

Straight-line rent

Subtotal base rent

Property operating expense recoveries

Capital expenditure and interest recovery charge

Other revenues

Property revenue

Base minimum rent

Straight-line rent

Subtotal base rent

Property operating expense recoveries

Capital expenditure and interest recovery charge

Other revenues

Property revenue

90   CT REIT 2019 ANNUAL REPORT

CTC

330,468 $

13,612

344,080 $

83,979

9,325

7

Other

For the Year ended
December 31, 2019

32,190 $

518

32,708 $

16,399

131

2,384

362,658

14,130

376,788

100,378

9,456

2,391

437,391 $

51,622 $

489,013

CTC

316,342 $

18,298

334,640 $

84,347

7,110

7

$

$

Other

30,312

106

30,418

15,553

102

306

426,104 $

46,379

$

For the Year ended
December 31, 2018

346,654

18,404

365,058

99,900

7,212

313

472,483

$

$

$

$

$

$

(b) Property expense

The major components of property expense consist of property taxes and other recoverable operating costs:

For the year ended December 31,

Property taxes

Recoverable operating costs

Property management 1

Ground rent 2

Property expense

1 Includes $1,753 (2018 - $2,038) payable to CTC.  See Note 19.

2 See Note 2(f).

14. GENERAL AND ADMINISTRATIVE EXPENSE

General and administrative expense is comprised of the following:

For the year ended December 31,

Personnel expense 1

Services Agreement with CTC 2

Public entity and other 1

Less: allocated to property operating costs

General and administrative expense

$

$

$

$

$

Year ended

2019

88,056 $

14,202

3,830

—

106,088 $

Year ended

2019

7,953 $

2,500

4,156

14,609 $

(324)

14,285 $

2018

86,643

13,360

4,583

4,050

108,636

2018

6,233

3,345

2,611

12,189

—

12,189

1 Includes unit-based awards including (gain) loss adjustments as a result of the change in the fair market value of the Units of $2,029 (2018 - $(1,239)) for year ended December 31, 2019.

2  See Note 19.

CT REIT 2019 ANNUAL REPORT  91

15. NET INTEREST AND OTHER FINANCING CHARGES

Net interest and other financing charges are comprised of the following: 

For the year ended December 31,

Interest on Class C LP Units 1

Interest and financing costs - debentures 

Interest and financing costs - Bank Credit Facility

Interest on mortgages payable

Interest on lease liabilities 2

Interest costs - Bridge Facility 1

Less: capitalized interest

Interest and other financing charges

Less: interest income

Net interest and other financing charges

1 Paid or payable to CTC.

2 See Note 2(f).

16. CHANGES IN WORKING CAPITAL AND OTHER

Changes in working capital are comprised of the following: 

For the year ended December 31,

Changes in working capital and other

Tenant and other receivables

Other assets

Other liabilities

Other

Changes in working capital and other

17. SEGMENTED INFORMATION

Year ended

2019

68,219 $

35,723

1,466

1,763

3,317

—

110,488 $

(1,351)

109,137 $

(384)

108,753 $

Year ended

2019

(737) $

446

8,269

200

8,178 $

2018

68,219

35,187

1,561

1,532

—

351

106,850

(2,245)

104,605

(225)

104,380

2018

(179)

230

(1,115)

(523)

(1,587)

$

$

$

$

$

$

CT  REIT  has  one  segment  for  financial  reporting  purposes  which  comprises  the  ownership  and  operation  of  primarily  retail

investment properties located across Canada. 

92   CT REIT 2019 ANNUAL REPORT

18. COMMITMENTS AND CONTINGENCIES

CT REIT has agreed to indemnify, in certain circumstances, the trustees and officers of CT REIT and its subsidiaries.

As at December 31, 2019, CT REIT had obligations of $145,667 (December 31, 2018 – $129,163) in future payments for the

completion of developments. Included in the commitments is $132,607 due to CTC. 

In Q3 2019, CT REIT and one of its co-owners of the Toronto (Canada Square), Ontario property committed to increase their

ownership interest in the property to 50% from 33%.  Refer to Subsequent event Note 22.

19. RELATED-PARTY TRANSACTIONS

In the normal course of operations, CT REIT enters into various transactions with related parties that have been measured at

amounts agreed to between the parties and are recognized in the consolidated financial statements.

(a)  Arrangements with CTC

Services Agreement

Under the services agreement among the Partnership and CTC entered into on October 23, 2013 (“Services Agreement”), CTC

provides the REIT with certain administrative, financial, information technology, internal audit and other support services as may

be reasonably required from time to time (the “Services”).  CTC provides these Services to the REIT on a cost recovery basis

pursuant to which CT REIT reimburses CTC for all costs and expenses incurred by CTC in connection with providing the Services,

plus applicable taxes.  The Services Agreement is automatically renewable for one year terms, unless otherwise terminated in

accordance with its terms.  The Services Agreement was automatically renewed for 2020 and CTC will continue to provide such

Services on a cost recovery basis. 

Property Management Agreement

Under the property management agreement, among the Partnership and CTC entities entered into on October 23, 2013 (“Property

Management  Agreement”),  CTC  provides  the  REIT  with  certain  customary  property  management  services  (the  ‘‘Property

Management Services’’).  CTC provides these Property Management Services to the REIT on a cost recovery basis pursuant to

which the REIT reimburses CTC for all costs and expenses incurred by CTC in connection with providing the Property Management

Services, plus applicable taxes.  The Property Management Agreement is automatically renewable for one year terms, unless

otherwise terminated in accordance with its terms.  The Property Management Agreement was automatically renewed for 2020

and CTC will continue to provide such Property Management Services on a cost recovery basis. 

CTC Credit Facility

In Q4 2019, CT REIT entered into the CTC Credit Facility expiring in December 2020. The CTC Credit Facility bears interest at a

rate based on the bank's prime rate of interest or bankers'  acceptances plus a margin.

CT REIT 2019 ANNUAL REPORT  93

(b)  Transactions and balances with related parties  

Transactions with CTC are comprised of the following, excluding acquisition, intensification and development activities with CTC

which are contained in Note 4: 

For the year ended December 31,

Rental revenue

Property Management and Services Agreement expense

Distributions on Units

Distributions on Class B LP Units 1

Interest expense on Class C LP Units 

Interest expense on the Bridge Facility

1 Includes distributions deferred at the election of the holders of the Class B LP Units. 

The net balance due to CTC is comprised of the following:

As at

Tenant and other receivables

Class C LP Units

Amounts payable on Class C LP Units

Loans receivable in respect of payments on Class C LP Units

Other liabilities

Distributions payable on Units and Class B LP Units 1

Loans receivable in respect of distributions on Class B LP Units

CTC Credit Facility 2

Net balance due to CTC

1 Includes distributions deferred at the election of the holders of the Class B LP Units. 

2 See Note 9.

Note

13

15

15

$

$

$

$

$

$

Year ended

2019

437,391 $

4,253 $

31,139 $

93,925 $

68,219 $

— $

2018

426,104

5,383

41,737

90,209

68,219

351

December 31, 2019 December 31, 2018

$

(1,890) $

(849)

1,451,550

1,451,550

67,712

(62,027)

6,695

29,589

(19,202)

2,000

67,712

(62,027)

9,474

28,634

(18,038)

—

$

1,474,427 $

1,476,456

(c)  Compensation of executives and independent trustees

The remuneration of (i) the chief executive officer, chief financial officer, chief operating officer, and (ii) the trustees who were not

employees or officers of the REIT or any of its Affiliates, is as follows: 

For the year ended December 31,

Salaries and short-term employee benefits

Unit-based awards 1

Total

$

$

2019

2,674 $

2,642

5,316 $

2018

2,975

491

3,466

1 Unit-based awards, as described in Note 11,  includes increase (reduction) in expense as a result of the change in the fair market value of the Units of $2,029 (2018 - $(1,239)).

The remuneration of the chief executive officer, chief financial officer and chief operating officer consist principally of base salary,

short-term cash incentives and long-term incentives (in the form of unit-based awards).  The remuneration is determined by CT

REIT’s Board of Trustees, on the recommendation of the Governance, Compensation and Nominating Committee. 

The compensation of trustees, who are not employees or officers of CT REIT or any of its Affiliates, consists of an annual retainer

and meeting fees.  

94   CT REIT 2019 ANNUAL REPORT

20. FINANCIAL INSTRUMENTS AND RISK MANAGEMENT

a) Fair value of financial instruments

For financial reporting purposes, fair value measurements are categorized into Level 1, 2 or 3 based on the degree to which the

inputs to the fair value measurements are observable and the significance of the inputs to the fair value measurement in its entirety,

which are described as follows:

•

•

•

Level 1 inputs: Are quoted prices (unadjusted) in active markets for identical assets or liabilities that the entity can access

at the measurement date;

Level 2 inputs: Are inputs, other than quoted prices included within Level 1, that are observable for the asset or liability,

either directly or indirectly; and

Level 3 inputs: Are unobservable inputs for the asset or liability.

The fair value of the Class C LP Units is determined by discounting contractual principal and interest payments at estimated

current market interest rates for the instrument.  Current market interest rates are determined with reference to current benchmark

rates for a similar term and current credit spreads for debt with similar terms and risks.

The fair value of the Class C LP Units, debentures and mortgages payable at December 31, 2019, is $1,602,884, $1,098,627 and

$48,301 respectively.  The fair value measurement of the Class C LP Units and mortgages payable is based on Level 2 inputs.

The significant inputs used to determine the fair value of the Class C LP Units and mortgages payable are interest rates, term to

maturity, and credit spreads.  The debentures are actively traded on the secondary market and the fair value is determined using

Level 1 inputs. There have been no transfers during the period between levels.

Financial assets consist of cash and cash equivalents, tenant and other receivables and deposits which are classified at amortized

cost.  Financial liabilities, other than those discussed in the preceding paragraph, consist of other liabilities, Credit Facilities and

distributions payable, which are carried at amortized cost, except for liabilities for unit based compensation plans which are included

in other liabilities and are carried at fair value, equivalent to the trading price of Units, which is a Level 1 input.  The carrying

amounts of the liabilities for the unit based compensation plans approximate their fair value due to their short-term nature.

(b)  Financial risk management

In the normal course of business, CT REIT has exposure to risks from its use of financial instruments. CT REIT is exposed to

liquidity and credit risk in connection with its financial instruments. Financial risk management policies are established for CT

REIT to identify and analyze the risks faced by CT REIT, to set acceptable risk tolerance limits and controls and to monitor risks

and  adherence  to  limits.    CT  REIT  is  not  exposed  to  significant  currency  or  market  risk  arising  from  financial  instruments.

Additionally, CT REIT’s exposure to interest rate changes is limited as a significant portion of its indebtedness is at fixed interest

rates.  Exposure to interest rate changes is dependent on the extent to which CT REIT has short term borrowings under its credit

facilities, any new debt is issued or assumed on acquisitions, new series of Class C LP Units are issued to finance future real

estate transactions or any existing Class C LP Units being re-priced or redeemed, as all are market dependent (see Note 5).

CT REIT 2019 ANNUAL REPORT  95

Liquidity risk

Liquidity risk is the risk that CT REIT will encounter difficulty in meeting the obligations associated with its financial liabilities that

are settled by delivering cash or another financial asset.  CT REIT’s approach to managing liquidity is to ensure that it has sufficient

liquidity available through cash, assets readily convertible to cash and committed bank lines of credit to support its monthly cash

distributions to Unitholders, meet operating and plan requirements and meet unexpected financial challenges.  CT REIT has in

place a leverage and liquidity policy to manage its exposure to liquidity risk.  

Management has identified key financial credit metric ratios and calculates these ratios in a manner to approximate the methodology

of debt rating agencies.  Management monitors these metrics against industry-accepted targets to maintain investment-grade

ratings from two credit rating agencies. 

CT REIT uses a detailed consolidated cash flow forecast model to regularly monitor its near-term and longer-term cash flow

requirements, which assists in optimizing its cash distributions to Unitholders and evaluating longer-term funding strategies.  

CT REIT has access to the following financing sources to ensure that the appropriate level of liquidity is available to meet its

monthly distributions and objectives: committed Bank Credit Facility totaling $300,000, direct access to debt and equity markets

subject to consent from CTC, and contributions from CTC to the extent cash flows from property operations are not sufficient. 

Credit risk

Credit risk is the risk of financial loss if a counterparty to a financial instrument fails to meet its contractual obligations and arises

principally from CT REIT’s tenants and from investment securities counterparties.  Credit risk arises from the possibility that CT

REIT’s tenants may experience financial difficulty and be unable to meet their lease obligations. CTC is CT REIT’s most significant

tenant and will be for the foreseeable future with Canadian Tire retail stores and distribution centres. CT REIT’s revenues will be

dependent on the ability of CTC to meet its rent obligations and CT REIT’s ability to collect rent from CTC.

CT REIT has a Financial Risk Management Board Policy in place for management of counterparty risk related to investing activity.

The overall credit risk compliance mechanisms established in this policy include credit rating requirements, approval authorities,

counterparty limits, notional limits, term to maturity and portfolio diversification requirements.  CT REIT limits its exposure to credit

risk by investing only in highly liquid and rated term deposits, bankers’ acceptances or other approved securities and only with

highly rated financial institutions and government counterparties.  

Interest rate risk

Interest rate risk is the potential for financial loss arising from increases in interest rates.  CT REIT has minimal exposure to interest

rate changes as the initial rate on the Class C LP Units, debentures and certain mortgages payable are at fixed interest rates and

variable rates, and CT REIT currently has $2,000 (2018 - $14,995) in short-term borrowings outstanding under its Credit Facilities.

96   CT REIT 2019 ANNUAL REPORT

21. CAPITAL MANAGEMENT AND LIQUIDITY

CT REIT’s objectives when managing capital are to ensure access to capital and sufficient liquidity is available to support ongoing

property operations, developments and acquisitions while generating reliable, durable and growing monthly cash distributions on

a tax-efficient basis to maximize long-term Unitholder value.   

The definition of capital varies from entity to entity, industry to industry and for different purposes.  CT REIT’s strategy and process

for managing capital is driven by requirements established under its Declaration of Trust and the trust indenture dated June 9,

2015, as supplemented by supplemental indentures (collectively, the Trust Indenture), pursuant to which the debentures were

issued, and the Credit Facilities. 

The following schedule details the capitalization of CT REIT:

As at

Liabilities

Class C LP Units

Mortgages payable

Debentures

Credit Facilities

Equity

Unitholders' equity

Non-controlling interests

Total

December 31, 2019 December 31, 2018

$

1,451,550 $

48,049

1,070,695

2,000

1,464,939

1,869,166

$

5,906,399 $

1,451,550

37,100

1,069,844

14,995

1,306,355

1,778,554

5,658,398

CT REIT’s Class C LP Units have a fixed, cumulative, preferential cash distribution, if, as and when declared by the board of

directors of the GP. 

Under the Declaration of Trust, the Trust Indenture, and the Credit Facilities, key financial covenants are reviewed on an ongoing

basis by management to monitor compliance with the agreements. The key financial covenants for CT REIT are as follows:

•

a requirement to maintain, at all times:

◦

◦

◦

◦

◦

a specified maximum ratio of total indebtedness of CT REIT (plus the aggregate par value of the Class C LP

Units) to gross book value of assets

a specified maximum ratio of total secured indebtedness of CT REIT (plus the aggregate par value of the Class

C LP Units) to gross book value of assets

a minimum Unitholders’ equity

a ratio of unencumbered assets to unconsolidated unsecured indebtedness

a specified minimum debt service coverage ratio defined as earnings before interest and taxes as a percentage

of interest expense, which for greater clarity includes payments on the Class C LP Units

As at December 31, 2019, CT REIT was in compliance with all of its financial covenants. Under these financial covenants, CT

REIT has sufficient flexibility to fund business growth and maintain or amend distribution rates within its existing distribution policy.

CT REIT 2019 ANNUAL REPORT  97

CT REIT’s strategy is to satisfy its liquidity needs using cash flows generated from operating activities and cash provided by

financing activities.  Rental income, recoveries from tenants, interest and other income, draws on the Credit Facilities and further

issuance of debt and equity are CT REIT’s principal sources of liquidity used to pay operating expenses, distributions, debt service,

and recurring capital and leasing costs in its investment property portfolio.

The principal liquidity needs for periods beyond the next year are for Unit distributions, redemptions of Class C LP Units upon

scheduled expiry of the Initial Fixed Rate Period and capital expenditures.  CT REIT’s strategy is to meet these needs through

cash flows generated from operating activities and further issuance of debt and equity.

The following table presents the contractual maturities of CT REIT’s financial liabilities:

Payments Due by Period

Total

2020

2021

2022

2023

2024

2025 and
thereafter

$1,451,550 $ 251,550 $

— $

— $

— $200,000 $ 1,000,000

1,075,000

— 150,000

150,000

—

—

Class C LP Units 1

Debentures

Credit Facilities

Mortgages payable

Other liabilities

Payments on Class C LP Units 1

716,425

62,258

58,000

58,000

58,000

52,750

Interest on debentures 

204,478

34,949

33,330

29,572

27,433

27,433

Distributions payable 2

14,976

14,976

Payable on Class C LP Units, net of
loans receivable

Interest on mortgages payable

5,685

1,406

5,685

746

—

—

446

214

2,000

2,000

47,667

37,533

—

419

—

9,715

32,979

28,004

4,975

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

775,000

427,417

51,761

—

—

—

—

—

—

TOTAL

$3,552,166 $ 437,701 $247,170 $ 247,501 $ 85,433 $ 280,183 $ 2,254,178

1 Assumes redemption on Initial Fixed Rate Period for each series. 

2 On Units and Class B LP Units. 

22. SUBSEQUENT EVENT

Subsequent to year end, CT REIT and one of the co-owners of the Toronto (Canada Square), Ontario property increased their

respective ownership interests in the property from a 33% interest to a 50% interest.  The REIT will recognize an increase in its

proportionate share of the assets, liabilities, revenues and expenses of the co-ownership in its financial statements. The transaction

closed on January 9, 2020.  

98   CT REIT 2019 ANNUAL REPORT

   
GLOSSARY OF TERMS 

Glossary of Terms

 “Affiliate” means an affiliate, as such term is defined in the Securities Act (Ontario) of CT REIT (including a partnership or trust 

controlled by the REIT).

 “AFFO” is a non-GAAP financial measure and has the meaning given to that term in Real Property Association of Canada’s white 

paper titled “White Paper on Funds From Operations & Adjusted Funds from Operations for IFRS” (the “White Paper on FFO & 

AFFO”) issued in February 2019. It is calculated as FFO subject to certain adjustments to remove the impact of recognizing 

property rental revenues or expenses on a straight-line basis, and the deduction of a reserve for normalized maintenance capital 

expenditures, tenant inducements and leasing commissions.

 “Atlantic Canada” means the provinces of New Brunswick, Newfoundland and Labrador, Nova Scotia and Prince Edward Island.

“Board” means the Board of Trustees of the REIT.

“Change of Control” means the acquisition by a person, or group of persons acting jointly or in concert, directly or indirectly, other 

than CTC or any of its Subsidiaries, of more than 50% of the aggregate voting rights attached to the Units and Special Voting 

Units of the REIT (taking into account (i) full dilution from the exchange of all then-outstanding Class B LP Units into Units of the 

REIT; and (ii) in respect of any other securities that are convertible or exchangeable into Units of the REIT, only dilution resulting 

from the conversion or exercise of such other convertible or exchangeable securities held by such person or group of persons).

“Class A LP Units” means, collectively, the Class A limited partnership units of the Partnership. “Class A LP Unit” means any 

one of them.

“Class B LP Units” means, collectively, the Class B limited partnership units of the Partnership, and “Class B LP Unit” means 

any one of them.

“Class C LP Units” means, collectively, the Class C limited partnership units of the Partnership, and “Class C LP Unit” means 

any one of them.

“Competitor” means a person who carries on business, or any person who controls or is controlled by such person, in one or 

more of the following categories: hardware, automotive, sporting goods, apparel and housewares.

“CTC” means Canadian Tire Corporation, Limited together with its Subsidiaries (excluding the REIT and the REIT’s Subsidiaries), 

or, as the context requires, any of them.

“CTC Banner” means a CTC name or trademark, including the Canadian Tire, Mark’s , Sport Chek, Sports Experts and Atmosphere, 

names or trademarks. 

“CTREL” means Canadian Tire Real Estate Limited, a wholly-owned Subsidiary of CTC.

CT REIT 2019 ANNUAL REPORT  99

GLOSSARY OF TERMS 

“Development Agreement” means the development agreement among the REIT, the Partnership, CTREL and CTC entered into

on October 23, 2013, as further described under “Arrangements with CTC - Commercial Agreements with CTC - Development

Agreement” of the AIF.

“Development  Properties”  means  those  Properties  being  developed  or  redeveloped,  but  excludes  properties  undergoing

intensification  activities,  consisting  of  the  construction  of  additional  buildings  on  existing  assets  and  modifications  to  existing

buildings, as well as the redevelopment of mixed-use properties.

“EBITFV” is a non-GAAP measure of operating cash flow.  It is calculated as net income in accordance with GAAP, adjusted by

removing the impact of; (i) non-cash adjustments including fair value adjustments on investment properties; (ii) interest expense

and other financing costs; (iii) income tax expense; (iv) gains or losses the sale of investment properties; and (v) non-recurring

items that may occur under IFRS.

“ECL” means expected credit losses.

“FFO” is a non-GAAP financial measure and has the meaning given to it in the White Paper on FFO & AFFO. It is calculated as

net income in accordance with GAAP, adjusted by removing the impact of: (i) fair value adjustments on investment properties; (ii)

other fair value adjustments; (iii) gains and losses on the sale of investment properties; (iv) incremental leasing costs; (v) operational

revenue and expenses from right-of-use assets; and (vi) deferred taxes.

“FVTPL” means fair value through profit or loss.

 “GAAP” means generally accepted accounting principles in Canada (which for Canadian reporting issuers is IFRS) as in effect

from time to time and as adopted by the REIT from time to time for the purposes of its public financial reporting.

“GLA” means gross leasable area.

“Gross Book Value” means at any time the total assets of the REIT as shown in its then most recent Consolidated Balance

Sheets.

“IFRS” means International Financial Reporting Standards as issued by the International Accounting Standards Board and as

adopted by the Chartered Professional Accountants of Canada in Part I of The CPA Canada Handbook - Accounting, as amended

from time to time.

“Intensification” means the development of a property, site or area at a higher density than currently exists, through development,

redevelopment, infill and expansion or conversion of existing buildings.

“Investment Properties” means the portfolio of properties owned by the REIT

“NOI” means property revenue less property expense and is further adjusted for straight-line rent.

100   CT REIT 2019 ANNUAL REPORT

GLOSSARY OF TERMS 

“Property Management Agreement” means the property management agreement among the Partnership, CTC and CTREL 

entered into on October 23, 2013, as further described under “Arrangements with CTC - Commercial Agreements with CTC -

Property Management Agreement” of the AIF. 

“Properties Under Development” means that portion of any (i) Development Property, (ii) Properties undergoing intensification 

activities, consisting of the construction of additional buildings on existing assets and modifications to existing buildings, and (iii) 

mixed use properties being developed or redeveloped.

“REIT Exception” means the exclusion from the definition of “SIFT trust” in the Tax Act for a trust qualifying as a “real estate 

investment trust” under the Tax Act.

“ROFO Agreement” means the right of first offer agreement among the REIT, the Partnership and CTC entered into on October 

23, 2013, as described under “Arrangements with CTC - Commercial Agreements with CTC” of the AIF.

“Services Agreement” means the services agreement among the REIT, the Partnership and CTC entered into on October 23, 

2013 pursuant to which CTC or certain of its Subsidiaries provide the Services, as further described under “Arrangements with 

CTC - Commercial Agreements with CTC - Services Agreement” of the AIF.

“SIFT Rules” means the specified investment flow-through rules applicable to SIFT trusts and SIFT partnerships in the Tax Act. 

“Special Voting Units” means special voting units of the REIT, and “Special Voting Unit” means any one of them.

“Unitholders” means holders of Units, and “Unitholder” means any one of them.

“Units” means trust units in the capital of the REIT, other than Special Voting Units, and “Unit” means any one of them.

CT REIT 2019 ANNUAL REPORT  101

CT Real Estate Investment Trust 
2180 Yonge Street  
P.O. Box 770, Station K  
Toronto, Ontario, Canada   
M4P 2V8

Visit our website at 
ctreit.com