CVB Financial Corp., a bank holding company for Citizens Business Bank, has made a name for itself by providing financial services to small to mid-sized businesses and individuals. They offer a wide range of products to both business and personal accounts, including checking, savings, money market, and time certificates of deposit. CVB Financial Corp also serves as a federal tax depository for business customers, providing businesses with additional convenience when it comes to their tax payments. In addition to their deposit services, the company provides numerous commercial lending products, specializing in lines of credit and other working capital financing, accounts receivable lending, and letters of credit. As an agricultural lender, CVB Financial provides finance to those in the wholesale dairy farm operations, cattle feeders, livestock raisers, and farming industries. Furthermore, it offers lease financing services for municipal governments, commercial real estate and construction loans, and consumer financing products. The company has created a niche for itself by providing specialized services such as treasury management systems, merchant card processing programs, armored pick-up and delivery, payroll services, remote deposit capture, electronic funds transfers, wires, automated clearinghouse, and online account access. Moreover, CVB Financial provides trust services, such as fiduciary services, mutual funds, annuities, 401(k) plans, and individual investment accounts. With headquarters in Ontario, California, CVB Financial was established in 1974 and has continued to provide excellent financial services to clients over the years.