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DPL Inc.

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FY2005 Annual Report · DPL Inc.
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Annual Report 2005

Strengthening Our Company

Sharpening Its Focus

Highlights

Market value per share at December 31 
Earnings (millions) 
Earnings per share of common stock – Basic: 
  From continuing operations 
  From discontinued operations 
  From cumulative effect of accounting change 

  Total 

Earnings per share of common stock – Diluted: 
  From continuing operations 
  From discontinued operations 
  From cumulative effect of accounting change 

  Total 

Average shares outstanding (millions)
  Basic 
  Diluted 

Cash provided by operating activities (millions) 
Long term debt including current portion (millions) 
Interest expense (millions) 
Total capital additions (millions) 
Environmental capital additions (millions) 
Dividends paid per share 
Book value per share at December 31 

System peak load – MW (calendar year) 
Average retail price per kWh (calendar year) (cents/kWh) 

2005 

$  26.01 
$  174.4 

$ 
$ 
$ 

$ 

1.03 
0.44 
(0.03) 

1.44 

$ 
$ 
$ 

$ 

0.97 
0.41 
(0.03) 

1.35 

121.0 
129.1 

$  314.1 
$  1,678.0 
$  137.7 
180 
$ 
90 
$ 
0.96 
$ 
8.53 
$ 

3,243 
6.96 

2004

$  25.11
$  217.3

$ 
$ 
$ 

$ 

$ 
$ 
$ 

$ 

1.01
0.80
–

1.81

1.00
0.78
–

1.78

120.1
122.1

$  132.7
$  2,130.8
$  160.2
98
$ 
18
$ 
0.96
$ 
8.67
$ 

2,896
6.94

Corporate Profi le

DPL Generating Units & Service Area

DPL Inc. (NYSE: DPL) is a regional electric 
energy and utility company. DPL’s principal 
subsidiaries include The Dayton Power 
and Light Company (DP&L); DPL Energy, 
LLC (DPLE); and DPL Energy Resources, 
Inc. (DPLER). DP&L, a regulated electric 
utility, provides service to over 500,000 
retail customers in West Central Ohio; 
DPLE engages in the operation of peak-
ing generation facilities; and DPLER is a 
competitive retail electric supplier in Ohio, 
selling to major industrial and commercial 
customers. DPL, through its subsidiaries, 
owns and operates approximately 4,400 
megawatts of generation capacity, of which 
2,800 megawatts are low cost coal-fi red 
units and 1,600 megawatts are natural gas 
and diesel peaking units. Further informa-
tion can be found at www.dplinc.com.

(cid:81)   DP&L Service Area
(cid:79)   Natural Gas Peaking Generation Units
(cid:79)   Wholly & Commonly Owned Coal-Fired Generating Plants

M i c h i g a n

L a k e   E r

i e

a

i

n

a

v

l

y

s

n

n

e

P

Cleveland

O H I O

Conesville

Columbus
Darby

W e s t 
V i

r g i n i a

Montpelier

Greenville

Hutchings

Tait
Dayton

a

n

a

i

d

n

I

Miami For t

Cincinnati

Beckjord

Zimmer

Stuart

East Bend

Killen

K e n t u c k y

 
 
 
 
 
 
 
 
 
 
Taking Steps to 
Strengthen our Company, 
Sharpen its Focus

Sale of Private Equity Fund DPL management 
sharpened its focus on the core strategic and operational 
issues of the electric generation and delivery business by 
executing on the sale of its private equity fund. In 2005, 
DPL sold or transferred its benefi cial interests in 
forty-six private equity funds, which provided approxi-
mately $868 million in net proceeds. In addition to 
the fi nancial and strategic benefi ts, the sale allows DPL 
to improve its risk and credit profi le and enhance its 
earnings transparency.

Debt Reduction, Stock Buyback Using the 
proceeds of the private equity fund sale, DPL undertook 
a fi nancial restructuring program to strengthen the Com-
pany and provide shareholder value. During 2005, DPL 
reduced debt by approximately $450 million. Combined 
with debt refi nancing of $214 million, the Company will 
save approximately $35 million in interest expense in 
the fi rst full year. In addition, the Board authorized the 
repurchase of up to $400 million of DPL common stock.
The stock buyback began in 2005 and will proceed 
throughout 2006. The fi nancial restructuring moves have 
been received positively on Wall Street by both bond 
and equity markets.

Rate Stabilization Plan On December 28, 2005, the 
Public Utilities Commission of Ohio approved the Rate 
Stabilization Plan of DPL Inc.’s principal subsidiary, The 

Dayton Power and Light Company (DP&L). Under the 
plan, DP&L is phasing into rates the impact of increasing 
fuel and environmental costs over a fi ve year period, from 
January 1, 2006 through December 31, 2010. As DP&L’s 
fi rst rate increase request since 1991, the Company is 
able to recover reasonably incurred costs while at the 
same time, provide customers with stable prices and 
protection from potentially volatile energy markets.

New Three-Year Labor Agreement  A quality and 
competitive workforce is the foundation of any service 
business, especially an electric utility. Dayton Power and 
Light, working in partnership with Local 175 of the Utility 
Workers Union of America, successfully negotiated a 
new labor agreement that runs through 2008. Modeled 
on the previous labor compact, the new agreement 
minimizes rules, emphasizes fl exibility and customer 
focus, and rewards employees for quality service and 
productivity. In the end, the Company has a compact in 
place that mutually benefi ts employees, customers 
and shareholders alike.

Operational Performance Operational excellence 
continues to be one of the fundamental tenets of the 
energy business and will continue to be a strategic focus. 
DPL power plants generated near record levels of 
electricity at one of the best effi ciency levels in the past 
10 years. Likewise, the energy distribution business 
continues to deliver quality service by meeting or 
exceeding all PUCO reliability standards. Perhaps most 
importantly, employees worked safely, both at the 
plants and in the fi eld. 

1

To Our Shareholders

Robert D. Biggs
Executive Chairman

James V. Mahoney
President & 
Chief Executive Officer

Improving Credit Ratings
DPL Inc. Senior Unsecured

DPL had a solid year in 2005. We 

took a number of meaningful steps to 

strengthen the Company and sharpen 

12/31/2005  12/31/2004

our focus on the electric generation 

and delivery business.

Moody’s 

Ba1 

Standard & Poor’s  BB 

Fitch

BBB- 

Ba3

BB-

BB

to recover incurred costs for rising fuel 

prices, environmental expenditures, 

and a return on environmental invest-

ments, providing shareholders with 

the potential for fi ve years of revenue 

and earnings growth.

DPL also favorably resolved a Code 

of Conduct audit with the Federal 

Energy Regulatory Commission and 

successfully concluded the 2004 PUCO 

Commission Ordered Investigation.

Operationally, DPL employees 

continued their strong track record 

of generating and delivering low-cost, 

reliable power for our customers. 

In 2005, we had the second highest level

of generation output in the Company’s 

history at effi ciency levels that were 

The Company reported basic earnings 

among the best in the past 10 years. 

per share of $1.44 in 2005 compared 

As a result, we were able to produce 

to $1.81 in 2004. Earnings per share 

more electricity from the same amount 

All three credit rating agencies upgraded 

from continuing operations were $1.03 

of coal, an important performance 

DPL debt during 2005.

in 2005 compared to $1.01 in 2004 

metric during times of rising fuel 

and were at the high end of our earn-

prices. On the distribution side of the 

ings guidance of $0.95 to $1.05. Basic 

business, employees did an excellent 

earnings per share from discontinued 

job keeping the lights on, once again 

operations, comprised of income and 

meeting or exceeding all PUCO 

net gains from the sale of the private 

reliability standards. Most importantly, 

equity funds, were $0.44 in 2005 com-

our employees continued to perform 

2005 Retail & Wholesale Revenues 

(millions)

pared to $0.80 in 2004.

A Year of Meaningful 

Accomplishments

Behind the year-end fi nancial results, 

DP&L
Regulated Retail, Net 
$ 943

the employees of DPL achieved a 

number of signifi cant accomplish-

ments. Most notably on the regulatory 

front, DP&L received approval from 

the Public Utilities Commission of Ohio 

(PUCO) of its Rate Stabilization Plan 

(RSP). We believe the RSP is good 

for both shareholders and customers 

alike. As the Company’s fi rst rate in-

DPL Energy Resources, 
Competitive Retail 
$124

Wholesale
$133

their jobs with care and caution, 

showing signifi cant improvements in 

safety measures.

A new three-year labor agreement is 

an additional 2005 accomplishment 

that will have a positive effect on 

operations going forward. Developed 

in partnership with Local 175 of the 

Utility Workers Union of America, the 

new agreement minimizes rules, em-

phasizes fl exibility and customer focus 

and rewards employees for quality 

service and productivity.

crease request since 1991, it provides 

Financially, the Company successfully 

customers with stable prices through 

sold or transferred its benefi cial inter-

2010 and protection from potentially 

ests in forty-six private equity funds, 

volatile retail energy markets. At 

which provided approximately $868 

the same time, the plan allows DPL 

million in net proceeds. In addition to 

2

 
Total Return   Dividends Reinvested

1 year (2005)

2 years (2004-05) 

DPL

S&P 400 Utilities Index

S&P 400

Dow Jones Industrial Average

Steady Growth

By focusing on these fundamentals, 

we believe we are well positioned to 

steadily grow income and dividends. 

This past February, the Board raised 

the quarterly dividend 4% to an an-

nualized rate of $1.00 per share. This 

action refl ects the Board’s confi dence 

in future sustained earnings growth, 

(cid:228)(cid:175)(cid:202)

(cid:163)(cid:228)(cid:175)(cid:202)

(cid:211)(cid:228)(cid:175)(cid:202)

(cid:206)(cid:228)(cid:175)(cid:202)

(cid:123)(cid:228)(cid:175)

which in turn, supports our ability to 

maintain a competitive dividend rate.

Further, management has provided 

earnings per share guidance of $1.35 

to $1.50 for 2006 and $1.65 to $1.80 

the fi nancial and strategic benefi ts, the 

These fundamentals include:

sale allows DPL to improve its risk and 

credit profi le and enhance earnings 

transparency.

Operational Excellence:

for 2007. These targets represent solid 

Continuing to achieve high levels of 

and steady growth.

plant availability, output and effi ciency 

With proceeds from the private equity 

while delivering reliable, quality ser-

sale, we undertook a fi nancial restruc-

vice to customers.

Like most companies, we have our 

challenges and must maintain our 

focus. Nonetheless, we believe the 

turing program that included debt re-

duction of approximately $450 million 

and refi nancing of $214 million. In the 

fi rst full year, the Company will save 

approximately $35 million in interest 

This past February, the 
Board raised the quarterly 
dividend 4% to an annualized 
rate of $1.00 per share.

Fuel Management & Cost Control:

employee team at DPL is taking the 

Controlling costs in all areas of our 

right steps to continue to strengthen 

business with a special emphasis on 

the Company and return value to 

managing fuel costs in a market of 

shareholders.

fl uctuating coal and natural 

gas prices.

Planning for the Future:

As a fi nal note, Mr. Jim Dicke retired 

from the DPL Board of Directors 

during 2005. Jim is an exceptionally 

Evaluating our portfolio of generation 

broad and experienced business 

assets and determining the most cost-

executive who has provided DPL with 

effective balance between our coal 

insight and imaginative leadership 

expense. In addition, the Board of 

plants and natural gas fi red peaking 

during his 15 years on the Board, and 

Directors authorized a common stock 

units. At the same time, we will 

we wish him the very best.

buyback program of up to $400 million. 

continue to invest in the reliability of 

The stock buyback began in 2005 and 

the DP&L distribution system.

Thank you for your confi dence and 

support of DPL Inc.

will proceed throughout 2006. The  

fi nancial restructuring moves were 

received positively on Wall Street, and 

all three debt rating agencies an-

nounced upgrades of DPL.

A Focus on Being a Quality, 

Regional Utility

Regulatory Outlook:

Continuing to support the movement 

in Ohio toward quasi-regulation, which 

we view as the opportunity to recover 

costs and earn a reasonable return on 

future investments.

Environmental Stewardship:

As we look forward to 2006 and beyond, 

Completing our multi-year investment 

we will focus on the fundamentals 

in the installation of scrubbers at our 

Robert D. Biggs

Executive Chairman

of fulfi lling our strategic mission, which 

coal-fi red power plants in a manner 

James V. Mahoney

is, simply stated – to be a reliable, 

that controls costs for customers and 

President and Chief Executive Officer

effi cient, profi table and well-regarded 

shareholders while protecting the 

investor-owned regional utility.

environment.

March 6, 2006 

3

4,400 Megawatts of Generation Power

DPL continued to focus on operational excellence 

With the return of seasonably hot weather during 

at its power plants and turned in a strong year in terms 

the summer, DPL hit a new production record 

of output, effi ciency and safety. 

Pictured above is the inside of Unit #2’s boiler at Stuart 

Station. When the unit is operating, temperatures inside 

the boiler reach 2,500 degrees Fahrenheit.

Base Load Coal Heat Rate

(Btu/kWh) (Lower is Better)

(cid:153)(cid:93)(cid:110)(cid:110)(cid:123)

(cid:153)(cid:93)(cid:110)(cid:200)(cid:206)

(cid:153)(cid:93)(cid:110)(cid:211)(cid:123)

(cid:153)(cid:93)(cid:110)(cid:211)(cid:163)

(cid:153)(cid:93)(cid:110)(cid:120)(cid:163)

(cid:153)(cid:93)(cid:110)(cid:206)(cid:110)

(cid:153)(cid:93)(cid:110)(cid:206)(cid:120)

(cid:153)(cid:93)(cid:199)(cid:199)(cid:200)

(cid:153)(cid:93)(cid:199)(cid:110)(cid:153)

(cid:153)(cid:93)(cid:199)(cid:200)(cid:123)

(cid:202)(cid:163)(cid:153)(cid:153)(cid:200)(cid:202)

(cid:163)(cid:153)(cid:153)(cid:199)(cid:202)

(cid:163)(cid:153)(cid:153)(cid:110)(cid:202)

(cid:163)(cid:153)(cid:153)(cid:153)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:228)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:163)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:211)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:206)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:123)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:120)

4

for the third quarter of 2005 and fi nished the year 

with the second highest output ever. This accom-

plishment is a positive refl ection of our emphasis 

on continuous investment in plant performance and 

regularly-scheduled planned maintenance pro-

grams. In 2005 alone, DPL coal plants underwent 

45 weeks of planned maintenance to help ensure 

that the units were available when customers 

needed them.

To help mitigate the effects of increasing coal 

costs, selective investments to strengthen effi cien-

cy, such as the new dense pack turbine at Stuart 

Station Unit #3, are paying off. The newly designed 

dense pack turbine blades capture more energy 

from the steam, producing the same amount 

of electricity while using less coal. The end result – 

DPL base load coal plants achieved one of their 

best effi ciency levels in the past 10 years.

At the same time, we are investing more than

$500 million to install fl ue gas desulfurization 

equipment, more commonly called scrubbers,

on approximately 1,700 megawatts of generation. 

The investment will allow DPL to cost-effectively 

comply with federal environmental regulations 

while providing the Company with the ability to use 

traditionally lower-cost coal. The scrubbers will 

become operational on various units beginning in 

2007 and be completed in 2009.

Finally, a critical element in DPL’s focus on opera-

tional performance is safety. Through a variety 

of measures, including daily safety de-briefs and 

regularly scheduled training, power production 

employees improved safety performance by 34%.

DP&L base load coal plants had one of the best heat 

rates in the past decade. Heat rate is a measure 

of effi ciency, or in other words, how much electricity is 

produced from a given amount of coal.

In 2005, DP&L’s 2,400 megawatt Stuart Station 

in a new 800-foot high stack at Stuart Station. The new 

produced approximately one-third of the Company’s 

stack is part of DPL’s investment in fl ue gas desulfurization 

total electric generation output. DP&L owns 35% 

systems (scrubbers) at its coal-fi red plants.

of Stuart and has operating responsibility for the plant.

Pictured above are eight of the 64 fl ue liners that will be inserted 

Total System Generation

(GWh)

(cid:163)(cid:199)(cid:93)(cid:199)(cid:228)(cid:110)

(cid:163)(cid:199)(cid:93)(cid:123)(cid:206)(cid:153)

(cid:163)(cid:199)(cid:93)(cid:163)(cid:199)(cid:206)

(cid:163)(cid:199)(cid:93)(cid:228)(cid:163)(cid:153)

(cid:163)(cid:200)(cid:93)(cid:153)(cid:153)(cid:120)

(cid:163)(cid:200)(cid:93)(cid:110)(cid:120)(cid:206)

(cid:163)(cid:200)(cid:93)(cid:153)(cid:120)(cid:123)

(cid:163)(cid:200)(cid:93)(cid:199)(cid:211)(cid:110)

(cid:163)(cid:200)(cid:93)(cid:211)(cid:153)(cid:199)

(cid:163)(cid:200)(cid:93)(cid:163)(cid:200)(cid:206)

(cid:163)(cid:120)(cid:93)(cid:199)(cid:228)(cid:110)

(cid:163)(cid:123)(cid:93)(cid:120)(cid:163)(cid:228)

(cid:163)(cid:153)(cid:153)(cid:123)(cid:202)

(cid:163)(cid:153)(cid:153)(cid:120)(cid:202)

(cid:163)(cid:153)(cid:153)(cid:200)(cid:202)

(cid:163)(cid:153)(cid:153)(cid:199)(cid:202)

(cid:163)(cid:153)(cid:153)(cid:110)(cid:202)

(cid:163)(cid:153)(cid:153)(cid:153)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:228)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:163)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:211)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:206)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:123)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:120)

5

The new three-year labor agreement, signed in 2005, strengthens 

productivity, fl exibility and commitment to customer service while 

rewarding employee performance. From left to right: Tom Thompson, 

Aaron Cozatt, Chris Clark, JaMaal Sibert, and Lee Eversole.

In 2005, DP&L’s operational 

Outage Frequency per customer per year

performance met or 

exceeded all Public Utilities 

PUCO Target:  0.99

Commission of Ohio (PUCO)

(cid:202)(cid:211)(cid:228)(cid:228)(cid:206)(cid:202)

(cid:228)(cid:176)(cid:153)(cid:211)

reliability standards.*

* Calculations contain certain 

PUCO approved exclusions.

(cid:202)(cid:211)(cid:228)(cid:228)(cid:123)(cid:202)

(cid:228)(cid:176)(cid:110)(cid:211)

(cid:202)(cid:211)(cid:228)(cid:228)(cid:120)(cid:202)

(cid:228)(cid:176)(cid:153)(cid:199)

Outage Duration in minutes

PUCO Target:  98.38

(cid:202)(cid:211)(cid:228)(cid:228)(cid:206)(cid:202)

(cid:110)(cid:110)(cid:176)(cid:153)(cid:123)

(cid:202)(cid:211)(cid:228)(cid:228)(cid:123)(cid:202)

(cid:110)(cid:199)(cid:176)(cid:228)(cid:199)

(cid:202)(cid:211)(cid:228)(cid:228)(cid:120)(cid:202)

(cid:153)(cid:206)(cid:176)(cid:120)(cid:228)

6

DP&L:

The Reliable, Regulated Utility

Reliable – That describes DPL’s regulated utility, 

The Dayton Power and Light Company (DP&L).

From a shareholder point of view, the utility 

produces a steady stream of income and cash 

fl ow. Despite electric deregulation, there has 

been little to no customer switching in DP&L’s 

service territory. Overall, approximately 80% of 

DPL’s retail and wholesale revenues comes 

from regulated, DP&L standard offer customers. 

Its West Central Ohio service territory offers a 

balance of residential, commercial and industrial 

customers with no single customer representing 

more than 2% of retail revenue.

In 2005, the Company gained approval for 

its Rate Stabilization Plan, providing customers 

with stable generation rates through 2010 and 

allowing the Company to recover increasing 

fuel and environmental costs. Beginning 

in 2006, generation rates increase 11% and then 

5.4% for each of the next four years thereafter. 

This represents DP&L’s fi rst rate increase 

request since 1991, a strong record of delivering 

competitive prices for our customers.

At the same time, reliability is DP&L’s primary 

operational focus. Whether it’s restoring service 

after one of the worst ice storms to hit West Central 

Ohio in years or providing assistance after the 

devastating hurricane season, DP&L employees 

DP&L’s Tony Norman is a part of the team that conducts the 

Think Hot safety program for local emergency personnel. 

The demonstration teaches a healthy respect for the power 

of electricity as well as proper safety procedures.

DP&L Peak Load 

Driven by hot summer weather, 

pride themselves in their ability to keep the lights 

(megawatts)

on. To further strengthen performance, employees 

committed to new standards for emergency 

response in the latest labor agreement. In addition, 

we have restructured the customer call center by 

working closely with Local 175, which has already 

produced positive results.

(cid:206)(cid:93)(cid:228)(cid:123)(cid:120)

(cid:206)(cid:93)(cid:228)(cid:120)(cid:163)

(cid:211)(cid:93)(cid:153)(cid:110)(cid:163)

(cid:211)(cid:93)(cid:110)(cid:153)(cid:200)

DP&L generated and delivered 

a new record peak load on 

(cid:206)(cid:93)(cid:211)(cid:123)(cid:206)

July 25, 2005.

(cid:211)(cid:228)(cid:228)(cid:163)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:211)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:206)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:123)(cid:202)

(cid:211)(cid:228)(cid:228)(cid:120)

7

Supporting Our Community

At DPL, we are committed to doing our part 

to support the quality of life in West Central Ohio. 

We recognize that the success of the Company 

is directly impacted by the success of the 

Dayton region.

Each year, The Dayton Power and Light 

Company Foundation donates more than $1 million 

in support of a variety of civic, cultural and youth 

organizations, with a particular emphasis on those 

that have an educational focus.

Corporately, the Company also supports a 

number of community initiatives. Most recently, 

DPL continued its partnership with the Dayton 

Area Chamber of Commerce by committing 

to a three-year sponsorship of an online recruiting 

tool, GreaterDaytonWorks.com. DPL’s support 

allows local employers free access to this 

economic development tool, potentially saving 

area businesses millions.

In recognition of these efforts, and the many 

contributions of our employees, the local chapter 

of the Association of Fundraising Professionals 

presented DPL with the 2005 Outstanding 

Corporation Award.

Pictured below is Yemi Mekonnen with her son 

Theddy Melaku. Yemi, like many employees, volunteers 

for a variety of worthy causes. Her activities include the 

Great Miami River Corridor Clean Up, Rebuilding 

Together Dayton, and the Leukemia and Lymphoma 

Society’s Team in Training.

Dayton’s RiverScape, completed in 2001 with support 

from DPL, hosts numerous community events, including 

musical performances and laser light shows projected 

against the river’s fountain.

In 2005, the Dayton Visual Arts Center opened a new 

exhibition gallery in the heart of downtown Dayton, thanks 

in part to the support of DPL and the DP&L Foundation. 

Pictured are DPL employees Bob Stallman, Lynn Harbut 

and Abby Jenkins.

8

United States Securities and Exchange Commission    Washington, D.C. 20549

Form 10-K

(X) Annual Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

For the fiscal year ended December 31, 2005 
or

(  ) Transition Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

For the transition period from ___________ to ___________

Commission File Number: 1-9052

DPL Inc.
Exact name of registrant as specified in its charter

Ohio 
State or other jurisdiction of incorporation or organization 

31-1163136
I.R.S. Employer Identification Number

1065 Woodman Drive, Dayton, Ohio 
Address of principal executive offices 

45432
Zip Code

937-224-6000
Registrant’s telephone number, including area code

Securities registered pursuant to Section 12(b) of the Act:

Title of each class
Common Stock, $0.01 par value and Preferred Share Purchase Rights

Name of each exchange on which registered 
New York Stock Exchange 

Outstanding at February 28, 2006 
126,556,404

Securities registered pursuant to Section 12(g) of the Act:  
None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Security Act.  
YES ___✔     
YES ___✔     
YES ___ NO ___

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the 
NO ___✔NO ___
Exchange Act.  YES ___    NO ___

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the 
Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required 
to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  YES ___✔    
to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  YES ___✔    
to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  YES ___ NO ___

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, 
and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by 
reference in Part III of this Form 10-K or any amendment to this Form 10-K.  ___✔ 
reference in Part III of this Form 10-K or any amendment to this Form 10-K.  ___
reference in Part III of this Form 10-K or any amendment to this Form 10-K.  ___

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, or a non-accelerated filer. 
See definition of “accelerated filer and large accelerated filer” in Rule 12b-2 of the Exchange Act.  
Large accelerated filer ___     Accelerated filer ___     Non-accelerated filer ___
Non-accelerated filer ___✔
Non-accelerated filer ___

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).  
NO ___✔NO ___
YES ___    NO ___

The aggregate market value of the registrant’s common stock held by non-affiliates of the registrant as of June 30, 2005, 
was approximately $3.5 billion based on a closing sale price on that date as reported on the New York Stock Exchange.

Documents Incorporated by Reference
Portions of the registrant’s definitive proxy statement for its 2006 Annual Meeting of Shareholders are incorporated by 
reference in Part III of this Form 10-K.

  DPL Inc. 

1

Index to Annual Report on Form 10K

Fiscal Year Ended December 31, 2005

Part I 
Item 1 
Item 1a 
Item 1b 
Item 2 
Item 3 
Item 4 

Part II
Item 5 

Item 6 
Item 7 

Item 7a 
Item 8 
Item 9 

Item 9a 
Item 9b 

Part III
Item 10 
Item 11 
Item 12 

Item 13 
Item 14 

Part IV
Item 15 

Other

Business 
Risk Factors 
Unresolved Staff Comments 
Properties 
Legal Proceedings 
Submission of Matters to a Vote of Security Holders 

 Market for Registrant’s Common Equity, Related Shareholder Matters 
and Issuer Purchases of Equity Securities 
Selected Financial Data 
Management’s Discussion and Analysis of Financial Condition and 
Results of Operations 
Quantitative and Qualitative Disclosures about Market Risk 
Financial Statements and Supplementary Data 
Changes in and Disagreements with Accountants on Accounting 
and Financial Disclosure 
Controls and Procedures 
Other Information 

Directors and Executive Officers of the Registrant 
Executive Compensation 
Security Ownership of Certain Beneficial Owners and Management 
and Related Shareholder Matters 
Certain Relationships and Related Transactions 
Principal Accountant Fees and Services 

Exhibits and Financial Statement Schedules 

Signatures 
Schedule II – Valuation and Qualifying Accounts 
Subsidiaries of DPL Inc. 
Consent of Independent Registered Public Accounting Firm  

Page No.
3
14
18
18
18
20

21
22

23
38
39

75
75
75

76
76

76
76
76

77

83
84
85
86

Available Information
DPL Inc. (DPL, the Company, we, us, our, or ours unless the context indicates otherwise) files current, annual and quarterly 
reports, proxy statements and other information required by the Securities Exchange Act of 1934, as amended, with the Securities 
and Exchange Commission (SEC). You may read and copy any document we file at the SEC’s public reference room located at 
100 F Street N.E., Washington, D.C. 20549, USA. Please call the SEC at (800) SEC-0330 for further information on the public refer-
ence rooms. Our SEC filings are also available to the public from the SEC’s web site at http://www.sec.gov.

Our public internet site is http://www.dplinc.com. We make available, free of charge, through our internet site, our annual reports 
on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and Forms 3, 4 and 5 filed on behalf of our directors 
and executive officers and amendments to those reports filed or furnished pursuant to the Securities Exchange Act of 1934, as 
amended, as soon as reasonably practicable after we electronically file such material with, or furnish it to, the SEC.

In addition, our public internet site includes other items related to corporate governance matters, including, among other things, 
our governance guidelines, charters of various committees of the Board of Directors and our code of business conduct and eth-
ics applicable to all employees, officers and directors. You may obtain copies of these documents, free of charge, by sending a 
request, in writing, to DPL Investor Relations, 1065 Woodman Drive, Dayton, Ohio 45432.

2 

DPL Inc.

 
 
 
 
 
 
 
 
Part I

Item 1  Business

DPL Inc.

We are a diversified regional energy company orga-
nized in 1985 under the laws of Ohio. Our executive 
offices are located at 1065 Woodman Drive, Dayton, 
Ohio 45432 - telephone (937) 224-6000.

Our principal subsidiary is The Dayton Power and 

Light Company (DP&L). DP&L is a public utility incor-
porated in 1911 under the laws of Ohio. DP&L sells 
electricity to residential, commercial, industrial and 
governmental customers in a 6,000 square mile area 
of West Central Ohio. Electricity for DP&L’s 24 county 
service area is primarily generated at eight coal-fired 
power plants and is distributed to more than 500,000 
retail customers. DP&L also purchases retail peak load 
requirements from DPL Energy LLC (DPLE, one of our 
wholly-owned subsidiaries). Principal industries served 
include automotive, food processing, paper, plastic 
manufacturing, and defense. DP&L’s sales reflect the 
general economic conditions and seasonal weather 
patterns of the area. DP&L sells any excess energy 
and capacity into the wholesale market. 

Our significant subsidiaries (all of which are 
wholly-owned) include DPLE, which engages in the 
operation of peaking generating facilities; DPL Energy 
Resources, Inc. (DPLER), which sells retail electric 
energy under contract to major industrial and com-
mercial customers in West Central Ohio; MVE, Inc., 
which was primarily responsible for the management 
of our financial asset portfolio; DPL Finance Company, 
Inc., which provides financing to us and our subsidiar-
ies; and Miami Valley Insurance Company (MVIC), our 
captive insurance company that provides insurance 
sources to us and our subsidiaries.

We conduct our principal business in one business 

segment - Electric. 

Under the recently-enacted Public Utility Holding 
Company Act of 2005, the Federal Energy Regulatory 
Commission (FERC) requires that utility holding compa-
nies comply with certain accounting, record retention 
and filing requirements. We believe we are exempt 
from these requirements because DP&L’s operations 
are confined to a single state. On January 31, 2006, 
we filed a FERC 65B Waiver Notification with the FERC, 
requesting that the FERC approve our waiver and 
avoid FERC regulation.

DPL and our subsidiaries employed 1,381 persons 
as of December 31, 2005, of which 1,147 were full-time 
employees and 234 were part-time employees.

Significant Developments

Sale of Private Equity Funds

On February 13, 2005, our subsidiaries, MVE and 
MVIC, entered into an agreement to sell their respec-
tive interests in forty-six private equity funds to 
AlpInvest/Lexington 2005, LLC, a joint venture of 
AlpInvest Partners and Lexington Partners, Inc. Sales 
proceeds and any related gains or losses were recog-
nized as the sale of each fund closed. Among other 
closing conditions, each fund required the transaction 
to be approved by the respective general partner. 
During 2005, MVE and MVIC completed the sale of 
their interests in forty-three private equity funds and a 
portion of one private equity fund resulting in a $46.6 
million pre-tax gain ($53.1 million less $6.5 million 
professional fees) from discontinued operations and 
providing approximately $796 million in net proceeds, 
including approximately $52 million in net distributions 
from funds while held for sale. As part of this pre-
tax gain, we realized $30 million that was previously 
recorded as an unrealized gain in other comprehensive 
income.

During this same period, MVE entered into alter-

native closing arrangements with AlpInvest/Lexington 
2005, LLC for funds where legal title to said funds 
could not be transferred until a later time. Pursuant to 
these arrangements, MVE transferred the economic 
aspects of the remaining private equity funds, con-
sisting of two funds and a portion of another fund, to 
AlpInvest/Lexington 2005, LLC without a change in 
ownership of the interests. The terms of the alternative 
arrangements do not meet the criteria for recording a 
sale. We are obligated to remit to AlpInvest/Lexington 
2005, LLC any distributions MVE receives from these 
funds, and AlpInvest/Lexington 2005, LLC is obligated 
to provide funds to us to pay any contribution notice, 
capital call or other payment notice or bill for which 
MVE receives notice with respect to such funds. The 
alternative arrangements resulted in a deferred gain of 
$27.1 million until such terms of a sale can be complet-
ed (contingent upon receipt of general partner approv-
als of the transfer) and provided approximately $72.3 
million in net proceeds on these funds. We recorded 
an impairment loss of $5.6 million to write down to esti-
mated fair value the assets transferred pursuant to the 
alternative arrangements. Ownership of these funds will 
transfer after the general partners of each of the sepa-
rate funds consent to the transfer. It is anticipated that 
this will occur no later than the first quarter of 2007.

  DPL Inc. 

3

Debt Reduction

During 2005 we used part of the proceeds from the 
sale of its private equity funds to retire all or part of four 
outstanding long-term debt issues in the aggregate 
amount of $446.6 million as described below. 

On May 15, 2005 we redeemed all of the outstand-
ing 7.83% Senior Notes due 2007 in the amount of $39 
million. A premium of 5.38% was paid on the 7.83% 
Senior Notes that were redeemed.

On July 14, 2005, we extended an Offer to 
Purchase three debt securities for a maximum aggre-
gate purchase price of $246 million. The Offer to 
Purchase was made in three tiers. The first tier was to 
purchase all the tendered 8.125% Capital Securities 
due 2031 up to the aggregate purchase price of $246 
million. The second tier was to purchase as many 
of the tendered 6.875% Senior Notes due 2011 with 
funds remaining from the aggregate purchase price. 
If any funds were still remaining, the third tier was to 
purchase as many as possible of the tendered 8.0% 
Senior Notes due 2009.

On August 11, 2005, we executed the results of 
the Offer to Purchase and purchased $105.0 million 
of the 8.125% Capital Securities, $102.6 million of the 
6.875% Senior Notes and none of the 8.0% Senior 
Notes. Premiums of 26.46% and 10.32% were paid 
on the 8.125% Capital Securities and on the 6.875% 
Senior Notes, respectively, that were tendered and 
accepted for purchase. 

On August 29, 2005, we executed a make whole 
call option and purchased $200 million of the 8.25% 
Senior Notes due 2007. A premium of 5.69% was paid 
on the 8.25% Senior Notes that were tendered and 
accepted for purchase. 

Stock Repurchase Plan

On July 27, 2005, our Board authorized the repurchase 
of up to $400 million of stock from time to time in the 
open market through private transactions. During 
December 2005, a total of 406,000 shares at a cost of 
$10.6 million were repurchased and settled in January 
2006. These shares are currently held as treasury 
shares. There were no other repurchases during 2005 
and 2004.

Rate Stabilization Surcharge

On April 4, 2005, DP&L filed a request at the Public 
Utilities Commission of Ohio (PUCO) to implement 
a new rate stabilization surcharge effective January 
1, 2006 to recover cost increases associated with 
environmental capital and related Operations and 

Maintenance costs, and fuel expenses. On November 
3, 2005, DP&L entered into a settlement agreement 
that extended DP&L’s rate stabilization period through 
December 31, 2010. During this time, the Company 
will continue to provide retail electric service at fixed 
rates with the ability to recover increased fuel and 
environmental costs through surcharges and riders. 
Specifically, the agreement provides for:
■  A rate stabilization surcharge equal to 11% of gen-
eration rates beginning January 1, 2006 and continuing 
through December 2010. Based on 2004 sales, this 
rider is expected to result in approximately $65 million 
in net revenues per year.
■  A new environmental investment rider to begin 
January 1, 2007 equal to 5.4% of generation rates, with 
incremental increases equal to 5.4% each year through 
2010. Based on 2004 sales, this rider is expected 
to result in approximately $35 million in annual net 
revenues beginning January 2007, growing to approxi-
mately $140 million by 2010.
■  An increase to the residential generation discount 
from January 1, 2006 through December 31, 2008 
which is expected to result in a revenue decrease 
of approximately $7 million per year for three years, 
based on 2004 sales. The residential discount will 
expire on December 31, 2008. 

On December 28, 2005, the PUCO adopted the 
settlement with certain modifications (RSS Stipulation). 
The PUCO ruled that the environmental rider will be 
bypassable by all customers who take service from 
alternate generation suppliers. Future additional rev-
enues are dependent upon actual sales and levels of 
customer switching. On February 22, 2006, the PUCO 
denied applications for rehearing filed by the Office of 
the Ohio Consumers’ Counsel (OCC), as well as Ohio 
Partners for Affordable Energy. 

Collective Bargaining Agreement Ratification

On December 2, 2005, Local 175 of the Utility Workers 
of America ratified a new three year collective bargain-
ing agreement with DP&L. Major components include: 
3%, 2% and 2.5% annual wage increases over three 
years, improvements to the pension and 401(k) pro-
grams, increases in DP&L’s contribution to employees’ 
healthcare costs, employment security for three years, 
measurable productivity and service improvements, 
an emergency response program targeted to enhance 
customer service response time and changes in 
DP&L’s illness benefits. On December 31, 2005, 760 
employees were members of Local 175.

4 

DPL Inc.

Increase in Dividends on Common Stock

On February 1, 2006, our Board of Directors 
announced that it had raised the quarterly dividend to 
$0.25 per share payable March 1, 2006 to common 
shareholders of record on February 14, 2006. 
This increase results in an annualized dividend rate 
of $1.00 per share, or a 4% increase.

Governmental and Regulatory Inquiries 

On April 7, 2004, we received notice that the staff of 
the PUCO was conducting an investigation into the 
financial condition of DP&L as a result of previously 
disclosed matters raised by one of our executives dur-
ing the 2003 year-end financial closing process (the 
Memorandum). On May 27, 2004, the PUCO ordered 
DP&L to file a plan of utility financial integrity that out-
lined the actions the Company had taken or will take 
to insulate DP&L utility operations and customers from 
its unregulated activities. DP&L was required to file this 
plan by March 2, 2005. On February 4, 2005, DP&L 
filed its protection plan with the PUCO. On June 29, 
2005, the PUCO closed its investigation citing signifi-
cant positive actions we had taken including changes 
in our Board of Directors as well as our executive man-
agement of DP&L, and that no apparent diminution of 
service quality had occurred because of the events 
that initiated the investigation. 

On May 20, 2004, the staff of the SEC notified us 
that it was conducting an inquiry covering our exempt 
status under the Public Utility Holding Company Act 
of 1935 (the ’35 Act). The staff of the SEC requested 
we provide certain documents and information on a 
voluntary basis. On October 8, 2004, we received 
a notice from the SEC that a question existed as to 
whether such exemption from the Public Utility Holding 
Company Act was detrimental to the public interest or 
the interests of investors or consumers. On November 
5, 2004, we filed a good faith application seeking an 
order of exemption from the SEC. In light of the repeal 
of the ’35 Act, effective February 8, 2006, and based 
upon the information previously provided to the staff of 
the SEC, this inquiry is moot. 

On March 3, 2005, DP&L received a notice that the 

Federal Energy Regulatory Commission (FERC) had 
instituted an operational audit of DP&L regarding its 
compliance with the Code of Conduct within the trans-
mission and generation areas. On October 7, 2005, the 
FERC issued its Findings and Conclusions, stating that 
DP&L “generally complied with the FERC Standard of 
Conduct” except for three areas, all of which were cor-
rected to the satisfaction of the FERC prior to the issu-
ance of these Findings and Conclusions. 

Sale of Warrants and Repurchase of 
Voting Preferred Shares 

As a result of an investment made by Dayton Ventures, 
LLC, an affiliate of Kohlberg, Kravis & Roberts & Co. 
(KKR), in March 2000, Dayton Ventures, LLC owned 
31,560,000 warrants. During the twelve year period 
commencing March 13, 2000, each warrant can be 
exercised and converted into a common share of 
our common stock for an exercise price of $21.00. 
Additionally, as a part of Dayton Ventures, LLC’s invest-
ment in us, we sold and issued 6,800,000 shares 
of voting preferred shares, 200,000 shares of which 
we redeemed in 2001. During December 2004 and 
January 2005 in four transactions, Dayton Ventures, 
LLC transferred all of its warrants to an unaffiliated 
third party which has subsequently transferred approxi-
mately 25 million warrants to unaffiliated third parties. 
In conjunction with transactions in 2005, we repur-
chased at par of $0.01 per share all of the outstanding 
6,600,000 voting preferred shares. As a result of the 
reduction of Dayton Ventures, LLC’s warrant owner-
ship below 12,640,000, KKR was no longer eligible to 
receive an annual $1 million management, consulting 
and financial services fee and Dayton Ventures, LLC 
no longer had the right to designate one person to 
serve as a DPL and DP&L director or to designate one 
person to serve as a non-voting observer on DPL and 
DP&L Boards of Directors.

Competition and Regulation 

DP&L has historically operated in a rate-regulated 
environment providing electric generation and energy 
delivery, consisting of transmission and distribution ser-
vices, as a single product to its retail customers. Prior 
to the legislation discussed below, DP&L did not have 
retail competitors in its service territory.

In October 1999, legislation became effective in 
Ohio that gave electric utility customers a choice of 
energy providers beginning on January 1, 2001. Under 
this legislation, electric generation, power marketing, 
and power brokerage services supplied to retail cus-
tomers in Ohio are deemed to be competitive and are 
not subject to supervision and regulation by the PUCO. 
DP&L filed an Electric Transition Plan with the 
PUCO and received regulatory approval of the plan on 
September 21, 2000 which provided for a three-year 
market development period and specified rates, which 
included the recovery of approximately $600 million in 
transition costs. 

On October 28, 2002, DP&L filed with the PUCO 
a request for an extension of its market development 
period through December 31, 2005. On September 2, 

  DPL Inc. 

5

2003, the PUCO adopted a Stipulation entered into by 
DP&L and certain parties to the proceeding with modi-
fications (the MDP Stipulation). The MDP Stipulation 
also provided that beginning January 1, 2006, rates 
may be modified by up to 11% of generation rates to 
reflect increased costs associated with fuel, environ-
mental compliance, taxes, regulatory changes, and 
security measures. Further, the PUCO conditionally 
approved an increase to the residential generation 
discount commencing January 1, 2006. The PUCO’s 
decision was appealed to the Ohio Supreme Court. On 
December 17, 2004, the Ohio Supreme Court affirmed 
the PUCO’s Order, approving the MDP Stipulation.
On April 4, 2005, DP&L filed a request at the 
Public Utilities Commission of Ohio (PUCO) to imple-
ment a new rate stabilization surcharge effective 
January 1, 2006 to recover cost increases associated 
with environmental capital and related Operations and 
Maintenance costs, and fuel expenses. On November 
3, 2005, DP&L entered into a settlement agreement 
that extended DP&L’s rate stabilization period through 
December 31, 2010. During this time, the Company 
will continue to provide retail electric service at fixed 
rates with the ability to recover increased fuel and 
environmental costs through surcharges and riders. 
Specifically, the agreement provides for:
■  A rate stabilization surcharge equal to 11% of gen-
eration rates beginning January 1, 2006 and continuing 
through December 2010. Based on 2004 sales, this 
rider is expected to result in approximately $65 million 
in net revenues per year.
■  A new environmental investment rider to begin 
January 1, 2007 equal to 5.4% of generation rates, with 
incremental increases equal to 5.4% each year through 
2010. Based on 2004 sales, this rider is expected to 
result in approximately $35 million in annual net rev-
enues beginning January 2007, growing to approxi-
mately $140 million by 2010.
■  An increase to the residential generation discount 
from January 1, 2006 through December 31, 2008 
which is expected to result in a revenue decrease 
of approximately $7 million per year for three years, 
based on 2004 sales. The residential discount will 
expire on December 31, 2008. 

On December 28, 2005, the PUCO adopted the 
settlement with certain modifications (RSS Stipulation). 
The PUCO ruled that the environmental rider will be 
bypassable by all customers who take service from 
alternate generation suppliers. Future additional rev-
enues are dependent upon actual sales and levels of 
customer switching. On February 22, 2006, the PUCO 
denied applications for rehearing filed by the Office 
of the Ohio Consumers’ Counsel (OCC), as well 

as Ohio Partners for Affordable Energy.

As a part of the MDP Stipulation, DP&L agreed to 
implement a Voluntary Enrollment Process that would 
provide customers with an option to choose a competi-
tive supplier to provide their retail generation service 
should switching not reach 20% in each customer 
class by October 2004. During 2005, approximately 
51 thousand residential customers that volunteered for 
the program were bid out to Competitive Retail Electric 
Service (CRES) providers who were registered in 
DP&L’s service territory. In August 2005, the fourth and 
final bid took place, however no bids were received 
and the 2005 program ended. As part of the RSS 
Stipulation, DP&L agreed to implement the Voluntary 
Enrollment Program again in 2006 and 2007. The 
magnitude of any customer switching and the financial 
impact of this program were not material to our results 
of operations, cash flows or financial position in 2005. 
Future period effects cannot be determined at this time.

On February 20, 2003, the PUCO requested com-

ments from interested stakeholders on the proposed 
rules for the conduct of a competitive bidding process 
that will take place at the end of the rate stabilization 
period. DP&L submitted comments in March 2003. The 
PUCO issued final rules on December 23, 2003. Under 
DP&L’s RSS Stipulation discussed above, these rules 
will not affect DP&L until January 1, 2011. However, the 
PUCO retains the authority to, at any time, require an 
Ohio electric utility to conduct a competitive bidding 
process to measure the market price of competitive 
retail generation.

As of December 31, 2005, four unaffiliated mar-
keters were registered as CRES providers in DP&L’s 
service territory; to date, there has been no significant 
activity from these suppliers. DPL Energy Resources, 
Inc. (DPLER), an affiliated company, is also a regis-
tered CRES provider and accounted for nearly all load 
served by CRES providers within DP&L’s service terri-
tory in 2005. In addition, several communities in DP&L’s 
service area have passed ordinances allowing the 
communities to become government aggregators for 
the purpose of offering alternative electric generation 
supplies to their citizens. To date, none of these com-
munities have aggregated their generation load. 

There was a complaint filed on January 21, 2004 

at the PUCO concerning the pricing of DP&L’s bill-
ing services. Previously, on December 16, 2003, a 
complaint was filed at the PUCO alleging that DP&L 
had established improper barriers to competition. On 
October 13, 2004, the parties reached a settlement 
on the pricing of DP&L’s billing services that DP&L will 
charge CRES providers. Additionally, on October 19, 
2004, DP&L entered into a settlement that resolves all 

6 

DPL Inc.

matters in the barrier to competition complaint. This 
settlement provides that DP&L will modify the man-
ner in which customer partial payments are applied to 
billing charges and DP&L will no longer offer to pur-
chase the receivables of CRES providers who operate 
in DP&L’s certified territory. On February 2, 2005, the 
PUCO issued an Order approving both settlements 
with minor modifications. This Order gives DP&L the 
right to defer costs of approximately $16 million and 
later file for recovery over a five year period, subject 
to PUCO approval. The Office of the Ohio Consumers’ 
Counsel (OCC) filed a Motion for Rehearing which was 
later denied by the PUCO and on May 23, 2005, the 
OCC appealed the order to the Ohio Supreme Court. 
On June 17, 2005, DP&L filed a subsequent case, 
requesting PUCO approval for recovery of the deferred 
billing costs plus carrying charges beginning January 
1, 2006. If approved as proposed, this new rider will 
result in approximately $7 million in additional annual 
revenue through 2010. A hearing was held on January 
23, 2006, and a PUCO decision is pending in this 
case. On August 16, 2005, the OCC filed a Complaint 
against DP&L in Mercer County Common Pleas Court 
relating to billing costs that may be charged to resi-
dential customers. DP&L filed a motion to dismiss the 
case. On February 24, 2006, the OCC filed a notice of 
voluntary dismissal of the Mercer County proceeding.
On September 1, 2005, DP&L filed an applica-
tion requesting the PUCO grant it authority to recover 
distribution costs associated with storm restoration 
efforts for ice storms that took place in December 2004 
and January 2005. On February 22, 2006, DP&L filed 
updated schedules in support of its application upon 
discussions with PUCO Staff. If approved as proposed, 
this new rider is designed to recover over $6.5 million 
in previously deferred costs, plus carrying costs for a 
total of $8.6 million over a two year period. (See Note 3 
of Notes to Consolidated Financial Statements.)

Like other electric utilities and energy marketers, 
DP&L and DPLE may sell or purchase electric products 
on the wholesale market. DP&L and DPLE compete 
with other generators, power marketers, privately and 
municipally-owned electric utilities, and rural electric 
cooperatives when selling electricity. The ability of 
DP&L and DPLE to sell this electricity will depend on 
how DP&L’s and DPLE’s price, terms and conditions 
compare to those of other suppliers. 

As part of Ohio’s electric deregulation law, all of 
the state’s investor-owned utilities are required to join a 
Regional Transmission Organization (RTO). In October 
2004, DP&L successfully integrated its 1,000 miles of 
high-voltage transmission into the PJM Interconnection, 
L.L.C. (PJM) RTO. The role of the RTO is to admin-

ister an electric marketplace and insure reliability. 
PJM ensures the reliability of the high-voltage electric 
power system serving 51 million people in all or parts 
of Delaware, Indiana, Illinois, Kentucky, Maryland, 
Michigan, New Jersey, Ohio, Pennsylvania, Tennessee, 
Virginia, West Virginia and the District of Columbia. 
PJM coordinates and directs the operation of the 
region’s transmission grid; administers the world’s 
largest competitive wholesale electricity market, and 
plans regional transmission expansion improvements 
to maintain grid reliability and relieve congestion.

As a member of PJM, the value of DP&L’s gen-

eration capacity may be affected by a PJM pro-
posal pending before The Federal Energy Regulatory 
Commission (FERC). The proposal introduces a new 
Reliability Pricing Model (RPM) that would change the 
way generation capacity is priced and planned for by 
PJM. The outcome of this proceeding is uncertain at 
this time.

DP&L provides transmission and wholesale electric 

service to twelve municipal customers in its service 
territory, which distributes electricity principally within 
their incorporated limits. DP&L also maintains an inter-
connection agreement with one municipality that has 
the capability to generate a portion of its own energy 
requirements. Sales to these municipalities represented 
less than 1% of total electricity sales in 2005. DP&L’s 
contract with one municipality expired in February 
2005, creating reduced future generation sales to 
municipalities. 

As of December 31, 2004, DP&L had invested 
a total of approximately $18.0 million in its efforts to 
join an RTO. On March 8, 2005, DP&L, along with 
Commonwealth Edison and American Electric Power 
Service Corporation, filed to recover a portion of inte-
gration expenses to join an RTO. On May 6, 2005, 
FERC approved the filing subject to certain modifica-
tions, allowing for recovery to begin in 2005. Recovery 
of these costs is dependent on pending settlement 
discussions.

Effective October 1, 2004, PJM began to assess a 
FERC-approved administrative fee on every megawatt 
consumed by DP&L customers. On October 26, 2004, 
DP&L filed an application with the PUCO for authority 
to modify its accounting procedures to defer collection 
of this PJM administrative fee, plus carrying charges, 
until such time as DP&L obtained the authority to adjust 
its rates to recover this cost from customers (i.e., after 
January 1, 2006). On June 1, 2005, the PUCO autho-
rized DP&L to defer the PJM administrative fee, plus 
carrying charges incurred after the date of our appli-
cation. On July 1, 2005, the OCC filed an Application 
for Rehearing, which was subsequently denied by 

  DPL Inc. 

7

the PUCO, and on September 9, 2005 the case was 
appealed to the Ohio Supreme Court. On July 1, 2005, 
DP&L filed a subsequent case requesting PUCO 
authority for recovery of the PJM administrative fee 
from retail customers. On January 25, 2006, the PUCO 
issued an order approving the tariff as filed, which 
should result in approximately $8 million in additional 
revenue per year for three years beginning in February 
2006. On February 13, 2006, the OCC filed an appli-
cation for rehearing claiming the PUCO erred by not 
conducting a hearing and rejecting the OCC’s request 
for intervention. Commission action on the rehearing 
application is pending.

On July 23, 2003, the FERC issued an Order that 

the rates for transmission service of seven compa-
nies, including DP&L, may be unjust, unreasonable, or 
unduly discriminatory or preferential. DP&L is operating 
under FERC-approved rates through December 2008. 
In addition, the FERC ordered transitional payments, 
known as Seams Elimination Charge Adjustment 
(SECA), effective December 1, 2004 through March 
31, 2006, subject to refund. Through this proceeding, 
we are obligated to pay SECA charges to other utili-
ties but we receive a net benefit from these transitional 
payments. Several parties have sought rehearing of the 
FERC orders and there likely will be appeals filed in the 
matter. All motions for rehearing are pending. The hear-
ing is scheduled to take place in May 2006. Beginning 
May 2005, DP&L began receiving these FERC ordered 
transitional payments and has received over $23 mil-
lion of SECA collections, net of SECA charges, through 
December 2005. DP&L management believes that 
appropriate reserves have been established in the 
event that SECA collections are required to be refund-
ed. The ultimate outcome of the proceeding estab-
lishing SECA rates is uncertain at this time. However, 
based on the amount of reserves established for this 
item, the results of this proceeding are not expected to 
have a material adverse effect on DP&L’s financial con-
dition, results of operations or cash flows.

On May 31, 2005, the FERC instituted a proceed-

ing under Federal Power Act Section 206 concern-
ing the justness and reasonableness of PJM’s rate 
design. This proceeding sets the rates for hearing and 
requests that all of PJM members, which include DP&L, 
address the justness and reasonableness of the cur-
rent rate design. On November 22, 2005, DP&L, along 
with ten other transmission owners, filed in support of 
PJM’s existing rate design. DP&L cannot determine 
what effect, if any, the outcome of this proceeding may 
have on its future recovery of transmission revenues. 
An April 18, 2006 hearing is scheduled in this case.

On August 8, 2005, the Energy Policy Act of 2005 
(the 2005 Act) was enacted. This new law encompass-
es several areas including, but not limited to: electric 
reliability, repeal of the Public Utility Holding Company 
Act of 1935, promotion of energy infrastructure, preser-
vation of a diverse fuel supply for electricity generation 
and energy efficiency. As a result of this legislation, 
the PUCO initiated an investigation to review their 
actions with respect to net metering, smart metering 
and demand response, cogeneration, and interconnec-
tion standards. The PUCO received comments on this 
proceeding and has established a series of technical 
conferences. At the conclusion of the conferences, 
parties will have an opportunity to provide additional 
comments by April 28, 2006. The PUCO could approve 
new regulatory requirements as a result of this pro-
ceeding. Also in response to the Energy Policy Act of 
2005, on September 1, 2005, the FERC issued a Notice 
of Proposed Rulemaking to amend its regulations to 
incorporate the criteria any entity must satisfy to qualify 
to be an Electric Reliability Organization (ERO) that will 
propose and enforce reliability standards subject to 
FERC approval. The proposed rule also included relat-
ed matters on delegating ERO authority, the creation 
of advisory bodies and reporting requirements. Other 
rulemakings are expected as a result of the Energy 
Policy Act of 2005, such that DP&L cannot at this time 
measure the financial, operating and reporting impact 
of this new law.

On October 11, 2005, the FERC issued a proposed 

rulemaking relating to significant modifications to the 
FERC’s regulations on the Public Utility Regulatory 
Policies Act (PURPA). A final rule was issued on 
February 2, 2006 that supports the development of 
new cogeneration facilities that truly conserve energy. 
The new rules (1) assume new cogeneration facilities 
of 5 megawatts or less satisfy the requirement that 
the thermal output of the new cogeneration facility is 
used in a productive and beneficial manner; (2) ensure 
that there is continuing progress in the development 
of efficient electric energy generating technology and 
extend existing efficiency standards from gas and oil-
fired qualified facilities to coal-fired qualifying facilities; 
(3) partially eliminate qualifying facility exemptions from 
regulation under the Federal Power Act; and (4) require 
that 50 percent of the annual energy output of the facil-
ity will be used for industrial, commercial, institutional 
or residential purposes and not sold to a utility. 
The impact of this rule change on DP&L is unclear 
at this time.

On March 3, 2005, DP&L received a notice that 

the FERC had instituted an operational audit of DP&L 

8 

DPL Inc.

regarding its compliance with its Code of Conduct with-
in the transmission and generation areas. On October 
7, 2005, the FERC issued its Findings and Conclusions, 
stating that DP&L “generally complied with the FERC’s 
Standard of Conduct” with a few recommendations that 
were corrected to the satisfaction of the FERC prior to 
the issuance of their Findings and Conclusions.

On April 7, 2004, DP&L received notice that the 
staff of the PUCO was conducting an investigation into 
the financial condition of DP&L as a result of finan-
cial reporting and governance issues raised by the 
Memorandum. On May 27, 2004, the PUCO ordered 
DP&L to file a plan of utility financial integrity that out-
lines the actions the Company has taken or will take to 
insulate DP&L utility operations and customers from 
its unregulated activities. DP&L was required to file this 
plan by March 2, 2005. On February 4, 2005, DP&L 
filed its protection plan with the PUCO and expressed 
its intention to continue to cooperate with the PUCO 
in their investigation. On March 29, 2005, the OCC filed 
comments with the PUCO on DP&L’s financial plan of 
integrity, requesting the PUCO continue the investiga-
tion and monitor DP&L’s progress toward implementa-
tion of its financial plan of integrity. On June 29, 2005, 
the PUCO closed its investigation, citing significant 
positive actions taken by DP&L including changes 
in the Board of Directors as well as executive manage-
ment of DP&L, and that no apparent diminution of ser-
vice quality has occurred because of the events 
that initiated the investigation.

On August 2, 2004, in order to strengthen MVIC’s 
financial position, the Vermont Department of Banking, 
Insurance, Securities and Health Care Administration 
notified MVIC of MVIC’s requirement to reduce its 
intercompany receivable to a maximum no greater 
than MVIC’s total capital and surplus plus $250,000 
minimum capital. As a result, we transferred $5 million 
from our operating cash to our subsidiary, MVIC, in sat-
isfaction of this requirement during the fourth quarter 
of 2004. In January 2005, MVE transferred a private 
equity financial asset valued in excess of $31.5 million 
to MVIC to further strengthen MVIC’s financial position. 
During 2005 the private equity financial assets owned 
by MVIC were sold along with the rest of the private 
equity funds. MVIC distributed dividends to DPL 
from the proceeds of these sales. During the review of 
the second quarter financial statements, we noted 
that these transactions inadvertently caused the share-
holder equity of MVIC to fall below the required level. 
In discussions with the Vermont Department of Banking, 
Insurance, Securities and Health Care Administration 
it was decided that we would maintain a loss reserve 

to shareholder equity ratio of 3:1 in MVIC. As a result, 
during the third quarter of 2005 we transferred $12.3 
million from our operating cash to MVIC in satisfaction 
of this new requirement.

Construction Additions 

Construction additions were $180 million, $98 million 
and $102 million in 2005, 2004 and 2003, respec-
tively, and are expected to approximate $365 million in 
2006. Planned construction additions for 2006 relate 
to DP&L’s environmental compliance program, power 
plant equipment, and its transmission and distribution 
system. 

Capital projects are subject to continuing review 

and are revised in light of changes in financial and 
economic conditions, load forecasts, legislative and 
regulatory developments and changing environmental 
standards, among other factors. Over the next three 
years, we are projecting to spend an estimated $750 
million in capital projects, approximately 60% of which 
is to meet changing environmental standards. Our 
ability to complete capital projects and the reliability 
of future service will be affected by our financial condi-
tion, the availability of internal funds and the reason-
able cost of external funds, and adequate and timely 
return on these capital investments. We expect to 
finance our construction additions in 2006 with a com-
bination of cash and short-term investments on hand, 
tax-exempt debt and internally-generated funds.
Environmental Considerations
Environmental Considerations for a description 
See Environmental Considerations for a description 

of environmental control projects and regulatory pro-
ceedings that may change the level of future construc-
tion additions. The potential effect of these events on 
our operations cannot be estimated at this time.

Electric Operations and Fuel Supply

Our present summer generating capacity – includ-
ing Peaking Units - is approximately 4,405 MW. Of 
this capacity, approximately 2,856 MW or 65% is 
derived from coal-fired steam generating stations and 
the balance of approximately 1,549 MW or 35% con-
sists of combustion turbine and diesel peaking units. 
Combustion turbine output is dependent on ambient 
conditions and is higher in the winter than in the sum-
mer. Our all-time net peak load was 3,243 MW, occur-
ring July 25, 2005.

Approximately 87% of the existing steam generat-

ing capacity is provided by certain units owned as 
tenants in common with The Cincinnati Gas & Electric 
Company (CG&E) or its subsidiary, Union Heat, Light 
& Power, and Columbus Southern Power Company 
(CSP). As tenants in common, each company owns a 

  DPL Inc. 

9

specified undivided share of each of these units, is entitled to its share of capacity and energy output, and has 
a capital and operating cost responsibility proportionate to its ownership share. DP&L’s remaining steam generating 
capacity (approximately 365 MW) is derived from a generating station owned solely by DP&L. Additionally, 
DP&L, CG&E and CSP own as tenants in common, 884 circuit miles of 345,000-volt transmission lines. DP&L has 
several interconnections with other companies for the purchase, sale and interchange of electricity.

In 2005, we generated 99% of our electric output from coal-fired units and 1% from oil or natural gas-fired units.
The following table sets forth DP&L’s and DPLE’s generating stations and, where indicated, those stations 

which DP&L owns as tenants in common.

Station 

Ownership* 

Operating Company 

Location 

Coal Units
Hutchings 
Hutchings 
Killen 
Killen 
Stuart 
Stuart 
Conesville – Unit 4 
Conesville – Unit 4 
Beckjord – Unit 6 
Beckjord – Unit 6 
Miami Fort – Units 7 & 8 
Miami Fort – Units 7 & 8 
East Bend – Unit 2 
East Bend – Unit 2 
Zimmer 
Zimmer 

Combustion Turbines or Diesel
Hutchings 
Hutchings 
Yankee Street 
Yankee Street 
Monument 
Monument 
Tait Diesels 
Tait Diesels 
Sidney 
Sidney 
Tait Units 1-3 
Tait Units 1-3 
Killen  
Killen  
Stuart 
Stuart 
Greenville Units 1-4 
Greenville Units 1-4 
Darby Station Units 1-6 
Darby Station Units 1-6 
Montpelier Units 1-4 
Montpelier Units 1-4 
Tait Units 4-7 
Tait Units 4-7 

W 
W 
C 
C 
C 
C 
C 
C 
C 
C 
C 
C 
C 
C 
C 
C 

W 
W 
W 
W 
W 
W 
W 
W 
W 
W 
W 
W 
C 
C 
C 
C 
W 
W 
W 
W 
W 
W 
W 
W 

DP&L 
DP&L 
DP&L 
DP&L 
DP&L 
DP&L 
CSP 
CSP 
CG&E 
CG&E 
CG&E 
CG&E 
CG&E 
CG&E 
CG&E 
CG&E 

DP&L 
DP&L 
DP&L 
DP&L 
DP&L 
DP&L 
DP&L 
DP&L 
DP&L 
DP&L 
DP&L 
DP&L 
DP&L 
DP&L 
DP&L 
DP&L 
DPLE 
DPLE 
DPLE 
DPLE 
DPLE 
DPLE 
DPLE 
DPLE 

Miamisburg, OH 
Miamisburg, OH 
Wrightsville, OH 
Wrightsville, OH 
Aberdeen, OH 
Aberdeen, OH 
Conesville, OH 
Conesville, OH 
New Richmond, OH 
New Richmond, OH 
North Bend, OH 
North Bend, OH 
Rabbit Hash, KY 
Rabbit Hash, KY 
Moscow, OH 
Moscow, OH 

Miamisburg, OH 
Miamisburg, OH 
Centerville, OH 
Centerville, OH 
Dayton, OH 
Dayton, OH 
Dayton, OH 
Dayton, OH 
Sidney, OH 
Sidney, OH 
Moraine, OH 
Moraine, OH 
Wrightsville, OH 
Wrightsville, OH 
Aberdeen, OH 
Aberdeen, OH 
Greenville, OH 
Greenville, OH 
Darby, OH 
Darby, OH 
Montpelier, IN 
Montpelier, IN 
Moraine, OH 
Moraine, OH 

Approximate Summer
MW Rating

DPL Portion 

Total

365 
365 
412 
412 
832 
832 
129 
129 
207 
207 
360 
360 
186 
186 
365 
365 

23 
23 
107 
107 
12 
12 
10 
10 
12 
12 
256 
256 
12 
12 
3 
3 
192 
192 
438 
438 
192 
192 
292 
292 

365
365
615
615
2,376
2,376
780
780
414
414
1,000
1,000
600
600
1,300
1,300

23
23
107
107
12
12
10
10
12
12
256
256
18
18
10
10
192
192
438
438
192
192
292
292

Total approximate summer generating capacity 
Total approximate summer generating capacity 

4,405 
4,405 

9,012
9,012

*   W = Wholly-Owned   C = Commonly-Owned

We have approximately 95% of the total expected coal volume needed for 2006 under contract. The percentage 
of coal under contract at our individual facilities is as low as 80%. Contracted coal volumes at certain facilities 
exceed 100% of the expected need. Due to the differences in contracted volumes at various facilities, it is expect-
ed we will be in the spot market for more than 5% of our 2006 coal volume at some facilities while we may make no 
spot purchases at other facilities. We may have excess coal volumes to meet 2007 needs at some facilities. 
The majority of our contracted coal is purchased at fixed prices. Some contracts provide for periodic adjustment 
and some are priced based on market indices. Substantially all contracts have features that limit price escalations 
in any given year. Our 2006 emission allowance (SO2) consumption is expected to be similar to 2005. Our holdings 
of 2006 SO2 allowances are approximately equal to our expected needs. There may be small exchanges of 
allowances between 2006 and future years to balance our 2006 position. We do not expect to purchase allowances 
outright for 2006. The exact consumption of SO2 allowances will depend on market prices for power, availability 
of our generating units and the actual sulfur content of the coal burned.

The average cost of fuel used per kilowatt-hour (kWh) generated was 1.93¢ in 2005, 1.56¢ in 2004 and 

1.33¢ in 2003. 

10 

DPL Inc.

 
Seasonality

The power generation and delivery business is sea-
sonal and weather patterns have a material impact on 
operating performance. In the region served by our 
subsidiaries, demand for electricity is generally greater 
in the summer months associated with cooling and 
in the winter months associated with heating as com-
pared to other times of the year. Historically, the power 
generation and delivery operations of our subsidiar-
ies have generated less revenue and income when 
weather conditions are warmer in the winter and cooler 
in the summer.

Rate Regulation and Government Legislation

DP&L’s sales to retail customers are subject to rate reg-
ulation by the PUCO. DP&L’s wholesale electric rates to 
municipal corporations and other distributors of electric 
energy are subject to regulation by the FERC under the 
Federal Power Act.

Ohio law establishes the process for determining 

rates charged by public utilities. Regulation of rates 
encompasses the timing of applications, the effective 
date of rate increases, the cost basis upon which the 
rates are based and other related matters. Ohio law 
also established the Office of the Ohio Consumers’ 
Counsel (OCC), which has the authority to represent 
residential consumers in state and federal judicial and 
administrative rate proceedings.

Ohio legislation extends the jurisdiction of the 
PUCO to the records and accounts of certain public 
utility holding company systems, including DPL. The 
legislation extends the PUCO’s supervisory powers to 
a holding company system’s general condition and 
capitalization, among other matters, to the extent that 
they relate to the costs associated with the provision of 
public utility service. Based on existing PUCO authori-
zation, regulatory assets and liabilities are recorded on 
the Consolidated Balance Sheets. (See Note 3 of Notes 
to Consolidated Financial Statements.)

Competition and Regulation
Competition and Regulation for more detail 
See Competition and Regulation for more detail 

regarding the effect of legislation.

Environmental Considerations

The operations of DPL and DP&L, including DP&L’s 
commonly-owned facilities, are subject to a wide range 
of federal, state, and local environmental regulations 
and laws as to air and water quality, disposal of solid 
waste and other environmental matters. Governance 
also includes the location, construction and operation 
of new and existing electric generating facilities and 
most electric transmission lines. As such, existing envi-

ronmental regulations may be periodically revised and 
new legislation could be enacted that may affect our 
estimated construction expenditures. See Construction 
Additions. In the normal course of business, DP&L has 
ongoing programs and activities underway at these 
facilities to comply, or to determine compliance, with 
such existing, new and/or proposed regulations and 
legislation.

DP&L has been identified, either by a govern-
ment agency or by a private party seeking contribu-
tion to site clean-up costs, as a potentially responsible 
party (PRP) at two sites pursuant to state and federal 
laws. DP&L records liabilities for probable estimated 
loss in accordance with Statement of Financial 
Accounting Standards No. 5 (SFAS 5), “Accounting 
for Contingencies.” To the extent a probable loss can 
only be estimated by reference to a range of equally 
probable outcomes, and no amount within the range 
appears to be a better estimate than any other amount, 
DP&L accrues for the low end of the range. Because 
of uncertainties related to these matters, accruals are 
based on the best information available at the time. 
DP&L evaluates the potential liability related to prob-
able losses quarterly and may revise its estimates. 
Such revisions in the estimates of the potential liabilities 
could have a material effect on the Company’s results 
of operations and financial position.

Air and Water Quality

In November 1999, the United States Environmental 
Protection Agency (USEPA) filed civil complaints and 
Notices of Violations (NOVs) against operators and 
owners of certain generation facilities for alleged viola-
tions of the Clean Air Act (CAA). Generation units oper-
ated by CG&E (Beckjord 6) and Columbus Southern 
Power Company (CSP) (Conesville 4) and co-owned 
by DP&L were referenced in these actions. Numerous 
northeast states have filed complaints or have indicat-
ed that they will be joining the USEPA’s action against 
CG&E and CSP. DP&L was not identified in the NOVs, 
civil complaints or state actions. 

On March 1, 2000, the United States Department 
of Justice filed a complaint against Cinergy Corporation 
and two subsidiaries (USA v. Cinergy Corp. et al.) for 
alleged violations of the CAA at various generation 
units operated by PSI Energy, Inc. and CG&E. The 
complaint was amended June 24, 2004 and includes 
generation units operated by CG&E and co-owned by 
DP&L (Beckjord 6 and Miami Fort 7). The suit seeks (1) 
injunctive relief to require installation of pollution control 
technology on various generating units at CG&E’s W.C. 

  DPL Inc. 

11

Beckjord and Miami Fort Stations, and PSI’s Cayuga, 
Gallagher, Wabash River, and Gibson Stations, and 
(2) civil penalties in amounts of up to $27,500 per day 
for each violation. In addition, three northeast states 
and two environmental groups have intervened in the 
case. In August 2005, the district court issued a ruling 
regarding the emissions test that it will apply to Cinergy 
at the trial of the case. Contrary to Cinergy’s argument, 
the district court ruled that in determining whether a 
project was projected to increase annual emissions, it 
would not hold hours of operation constant. However, 
the district court subsequently certified the matter for 
interlocutory appeal to the Seventh Circuit Court of 
Appeals, which has the discretion to accept the appeal 
at this time. Oral arguments have been scheduled for 
May 29, 2006.

In June 2000, the USEPA issued a NOV to DP&L-

operated Stuart Generating Station (co-owned by 
DP&L, CG&E, and CSP) for alleged violations of the 
CAA. The NOV contained allegations consistent with 
NOVs and complaints that the USEPA had recently 
brought against numerous other coal-fired utilities in 
the Midwest. The NOV indicated USEPA may (1) issue 
an order requiring compliance with the requirements 
of the Ohio SIP or (2) bring a civil action seeking 
injunctive relief and civil penalties of up to $27,500 
per day for each violation. To date, neither action has 
been taken.

On September 21, 2004, the Sierra Club filed a 
lawsuit against the Company and the other owners 
of the Stuart Generating Station in the United States 
District Court for the Southern District of Ohio for 
alleged violations of the CAA. The case is currently in 
discovery; a trial date has not been set.

On July 27, 2004, various residents of the Village 

of Moscow, Ohio notified CG&E, as the operator of 
Zimmer (co-owned by CG&E, DP&L and CSP), of their 
intent to sue for alleged violations of the CAA and air 
pollution nuisances. On November 17, 2004, a citizens’ 
suit was filed against CG&E (Freeman v. CG&E). DP&L 
believes the allegations are meritless and believes 
CG&E, on behalf of all co-owners, will vigorously 
defend the matter. The plaintiffs have filed a number 
of additional notices of intent to sue and two lawsuits 
raising claims similar to those in the original claim. One 
lawsuit was dismissed on procedural grounds and the 
remaining two have been consolidated. The plaintiffs 
have filed for class action status; a decision has not yet 
been reached on this matter. 

On November 18, 2004, the State of New York 
and seven other states filed suit against the American 
Electric Power Corporation (AEP) and various subsid-

iaries, alleging various CAA violations at a number of 
AEP electric generating facilities, including Conesville 
Unit 4 (co-owned by CG&E, DP&L and CSP). DP&L 
believes the allegations are without merit and that AEP, 
on behalf of all co-owners, will vigorously defend the 
matter. On January 6, 2006, the court ordered the con-
solidation of this case with another similar suit; a trial 
date for the remedy phase of the consolidated cases 
has not yet been set. 

On October 27, 2003, the USEPA published its final 

rules regarding the equipment replacement provision 
(ERP) of the routine maintenance, repair and replace-
ment (RMRR) exclusion of the CAA. Subsequently, 
on December 24, 2003, the United States Court of 
Appeals for the D.C. Circuit stayed the effective date of 
the rule pending its decision on the merits of the law-
suits filed by numerous states and environmental orga-
nizations challenging the final rules. As a result of the 
stay, the Ohio Environmental Protection Agency (Ohio 
EPA) delayed its previously announced intent to adopt 
the RMRR rule. On October 20, 2005, USEPA proposed 
to revise the emissions test for existing electric gener-
ating units. At this time, we are unable to determine the 
impact of the ERP appeal or the outcome of the pro-
posed emissions test.

In September 1998, the USEPA issued a final rule 

requiring states to modify their State Implementation 
Plans (SIPs) under the CAA. On July 18, 2002, the 
Ohio EPA adopted rules that constitute Ohio’s NOx SIP, 
which is substantially similar to the federal CAA Section 
126 rulemaking and federal NOx SIP. On August 5, 
2003, the USEPA published its conditional approval 
of Ohio’s nitrogen oxide (NOx) SIP, with an effective 
date of September 4, 2003. Ohio’s SIP requires NOx 
reductions at coal-fired generating units effective May 
31, 2004. On May 31, 2004, DP&L began operation of 
its Selective Catalytic Reduction equipment (SCRs). 
DP&L’s NOx reduction strategy and incurred expendi-
tures to meet the federal reduction requirements should 
satisfy the Ohio SIP NOx reduction requirements.

On December 17, 2003, the USEPA proposed the 
Interstate Air Quality Rule (IAQR) designed to reduce 
and permanently cap sulfur dioxide (SO2) and NOx 
emissions from electric utilities. The proposed IAQR 
focused on states, including Ohio, whose power plant 
emissions are believed to be significantly contributing 
to fine particle and ozone pollution in other downwind 
states in the eastern United States. On June 10, 2004, 
the USEPA issued a supplemental proposal to the 
IAQR, now renamed as the Clean Air Interstate Rule 
(CAIR). The final rules were signed on March 10, 2005 
and were published on May 12, 2005. On August 24, 

12 

DPL Inc.

2005, the USEPA proposed additional revisions to 
the CAIR and initiated reconsideration on one issue. 
Although we cannot predict the outcome of the recon-
sideration proceedings, the petitions or the pending 
litigation, CAIR has had and will have a material effect 
on our operations. We anticipate that Phase I of CAIR 
will require the installation of flue gas desulphurization 
(FGD) equipment and continual operation of the cur-
rently-installed SCR. As a result, DP&L is proceeding 
with the installation of FGD equipment at various gen-
erating units.

On January 30, 2004, the USEPA published its 

proposal to restrict mercury and other air toxics from 
coal-fired and oil-fired utility plants. The final Clean Air 
Mercury Rule (CAM-R) was signed March 15, 2005 
and was published on May 18, 2005. The final rules will 
have a material effect on our operations. We anticipate 
that the FGD being planned to meet the requirements 
of CAIR may be adequate to meet the Phase I require-
ments of CAM-R. We expect that additional controls will 
be needed to meet the Phase II requirements of CAM-
R that go into effect January 1, 2018. On March 29, 
2005, nine states sued USEPA, opposing the regulatory 
approach taken by USEPA. On March 31, 2005, various 
groups requested that USEPA stay implementation of 
CAM-R. On August 4, 2005, the United States Court of 
Appeals for the District of Columbia denied the motion 
for stay. EPA is expected to initiate reconsideration pro-
ceedings on one or more issues. We cannot predict the 
outcome of the reconsideration proceedings or pend-
ing litigation.

Under the CAIR and CAM-R cap and trade pro-
grams for SO2, NOx and mercury, we estimate we will 
spend more than $453 million from 2006 through 2008 
to install the necessary pollution controls. If CAM-R 
litigation results in plant specific mercury controls, our 
costs may be higher. Due to the ongoing uncertainties 
associated with the litigation of the CAM-R, we cannot 
project the final costs at this time.

On July 15, 2003, the Ohio EPA submitted to the 

USEPA its recommendations for eight-hour ozone 
nonattainment boundaries for the metropolitan areas 
within Ohio. On April 15, 2004, the USEPA issued its 
list of ozone nonattainment designations. DP&L owns 
and/or operates a number of facilities in counties 
designated as nonattainment with the ozone national 
ambient air quality standard. DP&L does not know at 
this time what future regulations may be imposed 
on its facilities and will closely monitor the regulatory 
process. Ohio EPA will have until April 15, 2007 to 
develop regulations to attain and maintain compliance 
with the eight-hour ozone national ambient air qual-

ity standard. Numerous parties have filed petitions for 
review. DP&L cannot predict the outcome of USEPA’s 
reconsideration petitions.

On January 5, 2005, the USEPA published its final 
nonattainment designations for the national ambient air 
quality standard for Fine Particulate Matter 2.5 (PM 2.5) 
designations. These designations included counties 
and partial counties in which DP&L operates and/or 
owns generating facilities. On March 4, 2005, DP&L 
and other Ohio electric utilities and electric generators 
filed a petition for review in the D.C. Circuit Court of 
Appeals, challenging the final rule creating these des-
ignations. On November 30, 2005, the court ordered 
USEPA to decide on all petitions for reconsideration by 
January 20, 2006. On January 20, 2006, USEPA denied 
the petitions for reconsideration. The Ohio EPA will 
have three years to develop regulations to attain and 
maintain compliance with the PM 2.5 national ambient 
air quality standard. DP&L cannot determine the out-
come of the petition for review or the effect such Ohio 
EPA regulations will have on its operations.

In April 2002, the USEPA issued proposed rules 
governing existing facilities that have cooling water 
intake structures. Final rules were published in the 
Federal Register on July 9, 2004. A number of parties 
appealed the rules to the federal Court of Appeals for 
the Second Circuit in New York. The Company antici-
pates that future studies may be needed at certain 
generating facilities. We cannot predict the impact 
such studies may have on future operations or the out-
come of litigation proceedings.

On May 5, 2004, the USEPA issued its proposed 
regional haze rule, which addresses how states should 
determine the best available retrofit technology (BART) 
for sources covered under the regional haze rule. Final 
rules were published July 6, 2005, providing States 
with several options for determining whether sources 
in the State should be subject to BART. In the final rule, 
USEPA made the determination that CAIR achieves 
greater progress than BART and may be used by 
States as a BART substitute. Numerous units owned 
and operated by us will be impacted by BART. We 
cannot determine the extent of the impact until Ohio 
determines how BART will be implemented.

On May 4, 2004, the Ohio EPA issued a final 
National Pollutant Discharge Elimination System per-
mit for J.M. Stuart Station that continues the station’s 
316(a) variance. During the three-year term of the draft 
permit, DP&L will conduct a thermal discharge study 
to evaluate the technical feasibility and economic 
reasonableness of water cooling methods other than 
cooling towers.

  DPL Inc. 

13

On October 13, 2005, the USEPA issued a proposed rule concerning the test for measuring whether modifica-

tions to electric generating units should trigger application of New Source Review (NSR) standards under the CAA. 
The proposed rule seeks comments on two different hourly emissions test options as well as the USEPA’s current 
method of measuring previous actual emission levels to projected emission levels after the modification. A third 
option that tests emissions increase based upon emissions per unit of energy output is also available for comment. 
We cannot predict the outcome of this rulemaking or its impact on current environmental litigation. 

Land Use

In September 2002, DP&L and other parties received a special notice that the USEPA considers us to be PRPs for 
the clean-up of hazardous substances at the South Dayton Dump landfill site. On August 4, 2005, DP&L and other 
parties received a general notice regarding the performance of a Remedial Investigation and Feasibility Study 
(RI/FS) under a Superfund Alternative approach. On October 5, 2005, DP&L received a special notice letter inviting 
it to enter into negotiations with USEPA to conduct the RI/FS. Although the information available to DP&L does not 
demonstrate that it contributed hazardous substances to the site, DP&L will seek from USEPA a de minimis settle-
ment at the site. Should USEPA pursue a civil action, DP&L will vigorously challenge it.

DPL Inc. Operating Statistics 
Electric Operations

Electric Sales (millions of kWh)
  Residential 
  Commercial 
Industrial 
  Other retail 

Total retail 

  Wholesale 

Total 

Operating Revenues ($ in thousands)
  Residential 
  Commercial 
Industrial 
  Other retail 
  Other miscellaneous revenues 

Total retail 

  Wholesale 
  RTO ancillary revenues 
  Other revenues, net of fuel costs 

Total 

Electric Customers at End of Period
  Residential 
  Commercial 
Industrial 

  Other 

Total 

Item 1a  Risk factors

  Years Ended December 31,

2005

2004 

2003

5,520
3,901 
4,332 
1,437 

15,190 
2,716 

17,906 

$  478,226
276,157 
220,453 
81,716 
10,069 

  1,066,621 
133,283 
74,419 
10,586 

$ 1,284,909

456,146 
48,853 
1,837 
6,304 

513,140 

5,140 
3,777 
4,393 
1,407 

14,717 
3,748 

1 8,465 

$  449,411 
267,831 
223,335 
80,370 
15,863 

  1,036,810 
135,129 
17,905 
10,054 

$ 1,199,898 

453,653 
48,1 72 
1,851 
6,337 

510,013 

5,071
5,071
3,699
3,699
4,330
4,330
1,409
1,409

14,509
14,509
4,836
4,836

19,345
19,345

$  442,239
$  442,239
264,067
264,067
221,961
221,961
80,583
80,583
12,895
12,895

  1,021,745
  1,021,745
  159,250
  159,250
–
–
9,970
9,970

$ 1,190,965
$ 1,190,965

  450,958
  450,958
47,253
47,253
1,863
1,863
6,322
6,322

  506,396
  506,396

This annual report and other documents that we file with the SEC and other regulatory agencies, as well as other 
oral or written statements we may make from time to time, contain information based on management’s beliefs and 
include forward-looking statements (within the meaning of the Private Securities Litigation Reform Act of 1995) that 
involve a number of known and unknown risks, uncertainties and assumptions. These forward-looking statements 

14 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
are not guarantees of future performance, and there 
are a number of factors including, but not limited to, 
those listed below, which could cause actual outcomes 
and results to differ materially from the results contem-
plated by such forward-looking statements. We do not 
undertake any obligation to publicly update or revise 
any forward-looking statements, whether as a result 
of new information, future events or otherwise. These 
forward-looking statements are identified by terms 
and phrases such as “anticipate”, “believe”, “intend”, 
“estimate”, “expect”, “continue”, “should”, “could”, 
“may”, “plan”, “project”, “predict”, “will”, and similar 
expressions.

The following is a listing of risk factors that we 
consider to be the most significant to your decision to 
invest in our stock. If any of these events occur, our 
business, financial position or results of operation could 
be materially affected.

Our stock price may fluctuate

The market price of our common stock has fluctu-
ated over a wide range. In addition, the stock market 
in recent years has experienced significant price and 
volume variations that have often been unrelated to 
our operating performance. Over the past three years, 
the market price of our common stock has fluctuated 
with a low of $11.95 and a high of $28.12. The market 
price of our common stock may continue to fluctuate 
in the future and may be affected adversely by factors 
such as actual or anticipated changes in our operat-
ing results, acquisition activity, changes in financial 
estimates by securities analysts, general market condi-
tions, rumors and other factors.

The electric industry in Ohio is partially deregulated 

Before 2001, electric utilities provided electric genera-
tion, transmission and distribution services as a single 
product to retail customers at prices set by The Public 
Utilities Commission of Ohio (PUCO). But in 1999, 
Ohio enacted legislation, effective January 1, 2001, 
that partially deregulated utility service, making retail 
generation service a competitive service. Customers 
may choose to take generation service from competi-
tive retail electric service (CRES) providers that register 
with the PUCO but are otherwise unregulated. In 
connection with this partial deregulation of the electric 
industry in Ohio, electric utilities have had to restruc-
ture their service and their rates to accommodate 
competition. 

Many of the requirements of the Ohio deregula-
tion law were premised on the assumption that the 
wholesale generation market and, in turn, the retail 
generation market, would fully develop by the end of 
2005, and that the price for generation for even those 

customers who choose to continue to purchase the 
service from the regulated utility would be set purely 
by the market. But that did not occur. As a result, the 
Commission and the utilities, including DP&L, have 
worked out plans to provide market-based pricing for 
generation service, but also to stabilize those rates for 
several years. What DP&L may propose, and what the 
PUCO will approve, in the future regarding pricing and 
cost recovery will depend on the degree to which the 
wholesale and retail electric generation markets have 
developed. 

Moreover, the uncertainty of the future of the whole-

sale and retail markets could cause the Ohio General 
Assembly to revisit the issue of competition and cus-
tomer choice.

Although there has not yet been significant 
switching by DP&L’s customers to CRES providers, 
that could occur in the future.

Although retail generation service has been a competi-
tive service since January 1, 2001, the competitive 
generation market has not developed in DP&L’s service 
territory to any significant degree. But there are factors 
that could result in increased switching by customers 
to CRES providers in the future:

■ Voluntary Enrollment Procedure
As part of a settlement in a PUCO proceeding, DP&L 
initiated, in November 2004, a voluntary enrollment 
procedure (VEP) to encourage customers to change 
electric suppliers. Although the VEP did not result in a 
significant increase in the number of customers switch-
ing to CRES providers, the VEP will be initiated again in 
2006 and 2007 and could produce different results. 

■ CRES Supplier Initiatives 
Even without the VEP, customers can elect to take gen-
eration service from a competitive retail electric service 
(CRES) provider. As of December 31, 2005, five CRES 
providers have been certified by the PUCO to provide 
generation service in DP&L’s service territory. One of 
those five, DPL Energy Resources, Inc. (DPLER), is 
an affiliate of DP&L. Although DPLER has accounted 
for nearly all of the load served by CRES providers in 
DP&L’s service territory since retail competition began 
in 2001, that could change. Depending on the devel-
opment of the wholesale market and the level of whole-
sale prices, CRES providers could become more active 
in DP&L’s service territory and could begin to offer bet-
ter prices than they do now. This could result in more 
switching by DP&L’s customers and a further loss by 
DP&L of its generation business. 

■ Governmental Aggregation Programs
Another possible way in which DP&L could lose gen-
eration customers is through “governmental aggrega-

  DPL Inc. 

15

tion,” which was permitted in the restructuring legisla-
tion. Under this program, municipalities may contract 
with a CRES provider to provide generation service to 
the customers located within the municipal boundaries. 
Several communities in DP&L’s service territory have 
passed ordinances allowing them to become govern-
ment aggregators. Although none has yet implemented 
an aggregation program, that too, could change if 
CRES providers are able to make lower-priced offers as 
a result of decreasing prices in the wholesale market. 

DP&L’s ability to increase its rate to recover 
increased costs is limited.

As a result of the failure of the market to develop as 
anticipated, DP&L has proposed to stabilize its market-
based generation rates rather than subject customers 
to the volatile rates that would otherwise be applicable 
in the absence of the rate stabilization plan. DP&L’s 
distribution rates will be unchanged through December 
31, 2008 and its generation rates will be maintained 
through December 31, 2008. Although the PUCO has 
approved several riders that will permit DP&L to offset 
increases in fuel and environmental costs, the envi-
ronmental rider is not payable by customers that take 
generation service from a CRES provider. Thus, a sig-
nificant migration of customers from DP&L’s generation 
service to CRES providers could affect DP&L’s ability to 
recover those costs. Moreover, DP&L will not be able 
to adjust its rates during the rate stabilization period 
for increases in other expenses or to recover capital 
expenditures. 

DP&L has agreed to provide service at pre-determined 
rates through December 31, 2010, which limits 
its ability to pass through its costs to customers.

DP&L has provided service at rates governed by the 
PUCO-approved transition, market development, and 
rate stabilization plans. Those rates have included a 
statutorily-required 5% residential rate reduction in 
the generation component of its rates, a further 2.5% 
reduction to the residential generation rate, with its 
generation rates frozen through December 31, 2010, 
and guaranteed distribution rates through December 
31, 2008. The protection afforded by retail fuel clause 
recovery mechanisms was eliminated effective January 
1, 2001 by the implementation of customer choice 
in Ohio. The RSS Stipulation (as defined above), 
although subject to judicial review, extends DP&L’s 
commitment to maintain pre-determined rates for 
distribution through December 31, 2008, with limited 
ability to recover certain costs after December 31, 
2005. Likewise, through the RSS Stipulation, DP&L 
extended its commitment to maintain pre-determined 

rates for generation through December 31, 2010, and 
in exchange is permitted to charge two new rate rid-
ers to offset increases in fuel and environmental costs. 
Beginning January 1, 2006 a new Rate Stabilization 
Surcharge was implemented that should recover 
approximately $60 to $65 million additional revenue in 
2006, net of customer discounts and considering less 
than a full twelve months recovery due to the timing of 
the PUCO order. The new environmental investment 
rider could result in approximately $35 million addi-
tional revenue in 2007, net of customer discounts and 
assuming no customer switching. The PUCO ruled this 
rider will be bypassable by all customers who take ser-
vice from alternative generation suppliers. Accordingly, 
the rates DP&L is allowed to charge may or may not 
match its expenses at any given time. Therefore, dur-
ing this period (or possibly earlier by order of the 
PUCO), and, thereafter, while DP&L will be subject 
to prevailing market prices for electricity, it would not 
necessarily be able to charge rates that produce timely 
or full recovery of its expenses. DP&L has historically 
maintained its rates at consistent levels since 1994, 
when the last phase of DP&L’s last traditional rate case 
was implemented. However, as DP&L operates under 
its PUCO-approved RSS Stipulation, there can be no 
assurance that DP&L would be able to timely or fully 
recover unanticipated levels of expenses, including but 
not limited to those relating to fuel, coal and purchased 
power, compliance with environmental regulation, reli-
ability initiatives, and capital expenditures for the main-
tenance or repair of its plants or other properties.

There are uncertainties relating to the ultimate 
development of Regional Transmission Organizations 
(RTOs), including the PJM to which DP&L has given 
control of its transmission functions.

On October 1, 2004, DP&L gave PJM control of its 
transmission functions and fully integrated into PJM. 
Problems or delays that may arise in the operation 
of RTOs may restrict DP&L’s ability to sell power pro-
duced by its generating capacity to certain markets 
if there is insufficient transmission capacity otherwise 
available. The rules governing the various regional 
power markets may also change from time to time 
which could affect DP&L’s costs and revenues. While 
RTO rates are designed to be revenue neutral, DP&L’s 
revenues from customers to whom they currently 
provide transmission services could decrease. DP&L 
will incur fees and increased costs to participate in 
an RTO, it may be limited with respect to the price 
at which power may be offered for sale from certain 
generating units, and it may be required to expand 
its transmission system according to decisions made 

16 

DPL Inc.

by an RTO rather than its internal planning process. 
Because the RTO market rules are continuing to 
evolve, we cannot fully assess the impact that these 
power markets or other ongoing RTO developments 
may have on DP&L and us.

We rely principally on coal as the fuel to operate 
virtually all of the power plants that serve our custom-
ers daily. We are dependant on our coal suppliers 
to continually supply our power plants to avoid an 
interruption in our generation of electricity.

Some of our coal suppliers have not performed their 
contracts as promised and have failed to timely deliver 
all coal as specified under their contracts. Such failure 
could significantly reduce DP&L’s inventory of coal and 
may cause DP&L to purchase higher priced coal on 
the spot market. When the failure is for a short period 
of time, DP&L can absorb the irregularity due to exist-
ing inventory levels. If we are required to purchase coal 
on the spot market, it may affect our cost of operations. 

There are additional factors, including, but not limited 
to, regulation and competition, economic conditions, 
reliance on third parties, operating results fluctuations, 
regulatory uncertainties and litigation, warrant exercise, 
internal controls and environmental compliance, that 
may affect our future results.

Regulation/Competition

We operate in a rapidly changing industry with evolv-
ing industry standards and regulations. In recent years 
a number of federal and state developments aimed at 
promoting competition triggered industry restructuring. 
Regulatory factors, such as changes in the policies 
and procedures that set rates; changes in tax laws, 
tax rates, and environmental laws and regulations; 
changes in DP&L’s ability to recover expenditures for 
environmental compliance, fuel and purchased 
power costs and investments made under traditional 
regulation through rates; and changes to the frequency 
and timing of rate increases can affect our results of 
operations and financial condition. Changes in our 
customer base, including municipal customer aggrega-
tion, could lead to the entrance of competitors in our 
marketplace, affecting our results of operations and 
financial condition. Additionally, financial or regulatory 
accounting principles or policies imposed by govern-
ing bodies can increase our operational and monitoring 
costs affecting our results of operations and financial 
condition.

Economic Conditions

Economic pressures, as well as changing market con-
ditions and other factors related to physical energy and 

financial trading activities, which include price, credit, 
liquidity, volatility, capacity, transmission, and interest 
rates can have a significant effect on our operations 
and the operations of our retail, industrial and commer-
cial customers.

On October 8, 2005, Delphi Corporation filed 
for Chapter 11 bankruptcy protection in the U.S. 
Bankruptcy Court for the Southern District of New York. 
Delphi represents approximately 1% of our annual 
revenues.

During the past few years, the merchant energy 

industry in many parts of the United States has suf-
fered from oversupply of merchant generation and a 
decline in trading and marketing activity. These market 
conditions are expected to continue for several years. 
As a result of these market conditions, we continue 
to evaluate the carrying values of certain long-lived 
generation assets.

Reliance on Third Parties

We rely on many suppliers for the purchase and deliv-
ery of inventory, including coal, and equipment compo-
nents to operate our energy production, transmission 
and distribution functions. Unanticipated changes 
in our purchasing processes, delays and supplier avail-
ability may affect our business and operating results. 
In addition, we rely on others to provide professional 
services, such as, but not limited to, actuarial calcula-
tions, internal audit services, payroll processing and 
various consulting services.

Operating Results Fluctuations

Future operating results are subject to fluctuations 
based on a variety of factors, including but not limited 
to: unusual weather conditions; catastrophic weather-
related damage; unscheduled generation outages; 
unusual maintenance or repairs; changes in coal 
costs, gas supply costs, emissions allowance costs, 
or availability constraints; environmental compliance; 
and electric transmission system constraints.

Regulatory Uncertainties and Litigation

In the normal course of business, we are subject to 
various lawsuits, actions, proceedings, claims and 
other matters asserted under laws and regulations. 
Additionally, we are subject to diverse and complex 
laws and regulations, including those relating to corpo-
rate governance, public disclosure and reporting, and 
taxation, which are rapidly changing and subject to 
additional changes in the future. As further described 
in Item 3 -“Legal Proceedings,” we are also currently 
involved in various pieces of litigation in which the out-
come is uncertain. Compliance with these rapid chang-

  DPL Inc. 

17

es may substantially increase costs to our organization 
and could affect our future operating results.

Item 1b  Unresolved Staff Comments

Warrant Exercise

Our warrant holders could exercise their 31,560,000 
warrants at their discretion until March 12, 2012. As a 
result, we could be required to issue up to 31,560,000 
common shares in exchange for the receipt of the 
exercise price of $21.00 per share or pursuant to a 
cashless exercise process. The exercise of all warrants 
could have a significant dilutive effect on us and 
would increase our common share dividend cost and 
may affect any existing guidance on basic earnings 
per share. 

Internal Controls

Our internal controls, accounting policies and prac-
tices, and internal information systems are designed 
to enable us to capture and process transactions in 
a timely and accurate manner in compliance with 
accounting principles generally accepted in the United 
States of America (GAAP), laws and regulations, taxa-
tion requirements, and federal securities laws and 
regulations. We implemented corporate governance, 
internal control and accounting rules issued in connec-
tion with the Sarbanes-Oxley Act of 2002. Our internal 
controls and policies have been and continue to be 
closely monitored by management and our Board of 
Directors to ensure continued compliance with Section 
404 of the Act. While we believe these controls, poli-
cies, practices and systems are adequate to verify 
data integrity, unanticipated and unauthorized actions 
of employees, temporary lapses in internal controls 
due to shortfalls in oversight or resource constraints 
could lead to improprieties and undetected errors that 
could impact our financial condition, cash flows or 
results of operations.

Environmental Compliance

Our generating facilities (both wholly-owned and co-
owned with others) are subject to continuing federal 
and state environmental laws and regulations. We 
believe that we currently comply with all existing fed-
eral and state environmental laws and regulations 
We own a non-controlling, minority interest in several 
generating stations operated by The Cincinnati Gas & 
Electric Company (CG&E) or its affiliate, Union Heat, 
Light & Power, and Columbus Southern Power Company 
(CSP). Either or both of these parties are likely to 
take steps to ensure that these stations remain in com-
pliance with applicable environmental laws and regula-
tions. As non-controlling owners in these generating 
stations, we will be responsible for our pro rata share of 
these expenditures based upon our ownership interest.

None

Item 2  Properties

Electric

Information relating to our properties is contained 
in Item 1 – Construction Additions, and Electric 
Operations and Fuel Supply, and Note 10 of Notes to 
Consolidated Financial Statements.

Substantially all property and plant of DP&L is sub-

ject to the lien of the mortgage securing DP&L’s First 
and Refunding Mortgage, dated as of October 1, 1935 
with the Bank of New York, as Trustee (Mortgage).

Item 3  Legal Proceedings

In the normal course of business, we are subject to 
various lawsuits, actions, proceedings, claims and 
other matters asserted under laws and regulations. 
We believe the amounts provided in our consolidated 
financial statements, as prescribed by GAAP, for these 
matters are adequate in light of the probable and 
estimable contingencies. However, there can be no 
assurances that the actual amounts may be required 
to satisfy alleged liabilities from various legal proceed-
ings, claims, and other matters discussed below, and 
to comply with applicable laws and regulations will 
not exceed the amounts reflected in our Consolidated 
Financial Statements. As such, costs, if any, that may 
be incurred in excess of those amounts provided as of 
December 31, 2005, cannot be reasonably determined.
On August 24, 2004, we, and our subsidiaries 
DP&L and MVE, filed a Complaint against Mr. Forster, 
Ms. Muhlenkamp and Mr. Koziar (the Defendants) 
in the Court of Common Pleas of Montgomery County, 
Ohio asserting legal claims against them relating to 
the termination of the Valley Partners Agreements, 
challenging the validity of the purported amendments 
to the deferred compensation plans and to the employ-
ment and consulting agreements with the Defendants, 
and the propriety of the distributions from the plans 
to the Defendants, and alleging that the Defendants 
breached their fiduciary duties and breached their 
consulting and employment contracts. We, DP&L and 
MVE seek, among other things, damages in excess 
of $25,000, disgorgement of all amounts improperly 
withdrawn by the Defendants from the plans and 
a court order declaring that we, DP&L and MVE have 
no further obligations under the consulting and employ-

18 

DPL Inc.

ment contracts due to those breaches.

We continue to evaluate all of the matters relevant 

The Defendants filed motions to dismiss the 
Complaint, which the Court subsequently denied. On 
June 15, 2005, Defendants filed their answers deny-
ing liability and filed counterclaims against us, DP&L, 
MVE, various compensation plans (the Plans), and 
against the then-current members of our Board of 
Directors and two of our former Board members. These 
counterclaims allege generally that DPL, DP&L, MVE, 
the Plans and the individual defendants breached the 
terms of the employment and consulting contracts of 
the Defendants, and the terms of the Plans. They fur-
ther allege theories of breach of fiduciary duty, breach 
of contract, promissory estoppel, tortious interference, 
conversion, replevin and violations of ERISA under 
which they seek distribution of deferred compensa-
tion balances, conversion of stock incentive units, 
exercise of options and payment of amounts allegedly 
owed under the contracts and the Plans. Defendants’ 
counterclaims also demand payment of attorneys’ fees. 
Motions to dismiss certain of the counterclaims were 
denied on February 23, 2006.

On March 15, 2005, Mr. Forster and Ms. 

Muhlenkamp filed a lawsuit in New York state court 
against the purchasers of the private equity invest-
ments in the financial asset portfolio and against out-
side counsel to us and DP&L concerning purported 
entitlements in connection with the purchase of those 
investments. We, DP&L and MVE are not defendants 
in that case; however, the three of us are parties to 
an indemnification agreement with respect to the pur-
chaser defendants. We, DP&L and MVE filed a Motion 
for Preliminary Injunction in the Ohio case, requesting 
that the court issue a preliminary injunction against Mr. 
Forster and Ms. Muhlenkamp regarding the New York 
lawsuit. On August 18, 2005, the Ohio court issued 
a preliminary injunction against Mr. Forster and Ms. 
Muhlenkamp that precludes them from pursuing certain 
key issues raised by Mr. Forster and Ms. Muhlenkamp 
in their New York lawsuit that are identical to the issues 
raised in the pending Ohio lawsuit in the New York 
court or any other forum other than the Ohio litigation. 
In addition, the New York court has stayed the New 
York litigation pending the outcome of the Ohio litiga-
tion. Mr. Forster and Ms. Muhlenkamp have appealed 
the preliminary injunction and the appeal is pending at 
the Ohio Supreme Court.

The parties continue to proceed with the discov-
ery phase of the litigation, and a number of motions 
have been filed and briefed with respect to document 
discovery and depositions. The trial court granted 
some and overruled some of these pending motions           
on February 23, 2006.

to this litigation and are considering other claims 
against Defendants, Forster, Muhlenkamp and Koziar 
that include, but are not limited to, breach of fiduciary 
duty or other claims relating to personal and DPL 
investments, the calculation of benefits under the 
Supplemental Executive Retirement Program (SERP) 
and financial reporting with respect to such benefits, 
and with respect to Mr. Koziar, the fulfillment of duties 
owed to us as our legal counsel. Cumulatively through 
December 31, 2005, we have accrued for account-
ing purposes, obligations of approximately $52 mil-
lion to reflect claims regarding deferred compensa-
tion, estimated MVE incentives and/or legal fees that 
Defendants assert are payable per contracts. We dis-
pute Defendants’ entitlement to any of those sums and, 
as noted above, are pursuing litigation against them 
contesting all such claims.

On or about June 24, 2004, the SEC commenced 

a formal investigation into the issues raised by the 
Memorandum. We are cooperating with the investigation.
On April 7, 2004, the Company received notice 

that the staff of the PUCO was conducting an investi-
gation into the financial condition of DP&L as a result 
of the issues raised by the Memorandum. On May 27, 
2004, the PUCO ordered DP&L to file a plan of utility 
financial integrity that outlines the actions the Company 
has taken or will take to insulate DP&L utility operations 
and customers from its unregulated activities. DP&L 
was required to file this plan by March 2, 2005. On 
February 4, 2005, DP&L filed its protection plan with 
the PUCO. On June 29, 2005, the PUCO closed its 
investigation, citing significant positive actions we had 
taken including changes in the Board of Directors as 
well as the executive management of DP&L, and that 
no apparent diminution of service quality had occurred 
because of the events that initiated the investigation. 
On May 20, 2004, the staff of the SEC notified us 
that it was conducting an inquiry covering our exempt 
status under the Public Utility Holding Company Act of 
1935 (the ’35 Act). The staff of the SEC requested we 
provide certain documents and information on a volun-
tary basis. On October 8, 2004, we received a notice 
from the SEC that a question exists as to whether such 
exemption from the Public Utility Holding Company Act 
may be detrimental to the public interest or the inter-
ests of investors or consumers. On November 5, 2004, 
we filed a good faith application seeking an order of 
exemption from the SEC. In light of the repeal of the ’35 
Act, effective February 8, 2006, and based upon the 
information previously provided to the staff of the SEC, 
this inquiry is moot. 

On May 28, 2004, the U.S. Attorney’s Office for 

  DPL Inc. 

19

the Southern District of Ohio, assisted by the Federal 
Bureau of Investigation, notified us that it has initiated 
an inquiry involving the subject matters covered by 
our internal investigation. We are cooperating with this 
investigation.

On June 24, 2004, the Internal Revenue Service 
(IRS) began an audit of tax years 1998 through 2003 
and issued a series of data requests to us includ-
ing issues raised in the Memorandum. The staff of 
the IRS has requested that we provide certain docu-
ments, including but not limited to, matters concern-
ing executive/director deferred compensation plans, 
management stock incentive plans and MVE financial 
statements. On September 1, 2005, the IRS issued an 
audit report for tax years 1998 through 2003 that shows 
proposed changes to our federal income tax liability for 
each of those years. The proposed changes result in 
a total tax deficiency, penalties and interest of approxi-
mately $23.9 million as of December 31, 2005. On 
November 4, 2005, we filed a written protest to one of 
the proposed changes. We believe we are adequately 
reserved for any tax deficiency, penalties and interest 
resulting from the proposed changes and as a result, 
the proposed changes did not adversely affect our 
results from operations.

We are also under audit review by various state 
agencies for tax years 2002 through 2004. We have 
also filed an appeal to the Ohio Board of Tax Appeals 
for tax years 1998 through 2001. Depending upon the 
outcome of these audits and the appeal, we may be 
required to increase our tax provision if actual amounts 
ultimately determined exceed recorded reserves. We 
believe we have adequate reserves in each tax juris-
diction but cannot predict the outcome of these audits. 
On February 13, 2006, we received correspon-
dence from the Ohio Department of Taxation (ODT) 
notifying us that ODT has completed their examina-
tion and review of our Ohio Corporation Franchise Tax 
Returns for tax years 2002 through 2004 and that the 
final proposed audit adjustments result in a balance 
due of $90.8 million before interest and penalties. 
We have reviewed the proposed audit adjustments 
and plan to vigorously contest the ODT findings and 
forthcoming notice of assessment through all admin-
istrative and judicial means available. We believe we 
have recorded adequate tax reserves related to the 
proposed adjustments; however, we cannot predict 
the outcome, which could be material to our results of 
operations and cash flows.

On December 12, 2003, the Office of Federal 
Contract Compliance Programs (OFCCP) notified 
DP&L by letter alleging it had discriminated in the hir-

ing of meter readers during 2000-2001 by utilizing 
credit checks to determine if applicants had paid their 
electric bills. On February 12, 2004, DP&L and the 
OFCCP entered into a Conciliation Agreement whereby 
DP&L agreed to distribute approximately $0.2 million 
in compensation to certain affected applicants. DP&L 
has completed these payments to the affected appli-
cants and supplied to the OFCCP all follow-up reports 
required under the Conciliation Agreement. 

In June 2002, a contractor’s employee received 

a verdict against DP&L for injuries he sustained while 
working at a DP&L power station. The Adams County 
Court of Common Pleas awarded the contractor’s 
employee compensatory damages of approximately 
$0.8 million and prejudgment interest of approximately 
$0.6 million. On April 28, 2004, the 4th District Court 
of Appeals upheld this verdict except the award for 
prejudgment interest. On September 1, 2004, the Ohio 
Supreme Court refused to hear the case, so the matter 
was remanded to the Adams County Court of Common 
Pleas for a re-determination of the amount of prejudg-
ment interest that should be awarded. The trial court 
heard this matter on October 15, 2004. On November 
1, 2004, DP&L paid approximately $976,000 to the 
contractor’s employee to satisfy the judgment and post-
judgment interest. On December 6, 2004, the Adams 
County Court of Common Pleas ruled that the prejudg-
ment interest should be reduced to approximately $30 
thousand. Both parties appealed this decision. On 
January 25, 2006, the Fourth District Court of Appeals 
ruled in DP&L’s favor, finding it owed no prejudgment 
interest to the Plaintiff. 

Additional information relating to legal proceedings 

involving DPL is contained in Item 1 – Environmental 
Considerations, and Item 8 – Note 14 of Notes to 
Consolidated Financial Statements.

In November 2005, AMP-Ohio, a wholesale sup-
plier of electricity to its thirteen member municipalities, 
requested arbitration of its power supply agreement 
with DP&L. AMP-Ohio alleges it has a right to receive 
certain capacity credits. DP&L disagrees with this posi-
tion and has agreed to arbitrate the dispute. The arbi-
tration is pending. We are unable at this time to deter-
mine whether this will have any material impact on our 
results of operations, cash flows or financial position.

Item 4  Submission of Matters to a 
Vote of Security Holders

None

20 

DPL Inc.

Part II

Item 5  Market for Registrant’s Common Equity and Related Stockholder Matters

As of December 31, 2005, there were 26,061 holders of record of our common equity, excluding individual 
participants in security position listings. The following table presents the high and low per share sales prices for 
DPL common stock as reported by the New York Stock Exchange for each quarter of 2005 and 2004. 

First Quarter 
Second Quarter 
Third Quarter 
Fourth Quarter 

2005 

2004

High 

$  26.77 
$  26.77 
$  27.67 
$  27.67 
$  28.12 
$  28.12 
$  28.01 
$  28.01 

Low 

$  24.27
$  24.27
$  24.08
$  24.08
$  26.70
$  26.70
$  24.55
$  24.55

High 

$  20.77 
$  20.77 
$ 1 9.77 
9.77 
$  20.64 
$  20.64 
$  25.36 
$  25.36 

Low

$  17.60
$ 
$ 17.21
$ 
$ 
$ 19.02
$  20.30
$  20.30

As long as DP&L preferred stock is outstanding, DP&L’s Amended Articles of Incorporation contain provisions 
restricting the payment of cash dividends on any of its common stock if, after giving effect to such dividend, 
the aggregate of all such dividends distributed subsequent to December 31, 1946 exceeds the net income of 
DP&L available for dividends on its Common Stock subsequent to December 31, 1946, plus $1.2 million. As 
of year-end, all earnings reinvested in the business of DP&L were available for DP&L common stock dividends. 
We expect all 2006 earnings reinvested in the business of DP&L to be available for DP&L common stock 
dividends, payable to DPL.

Issuer Purchases of Equity Securities

(a) 

(b) 

(c) 

(d)

Period 
Period 
Period 
Period 

Total Number of Shares   Average Price Paid 
Total Number of Shares   Average Price Paid 
Total Number of Shares   Average Price Paid 
Total Number of Shares   Average Price Paid 
Total Number of Shares   Average Price Paid 
per Share (or Unit) 
per Share (or Unit) 
(or Units) Purchased 
(or Units) Purchased 
per Share (or Unit) 
(or Units) Purchased 
per Share (or Unit) 
(or Units) Purchased 

Total Number of Shares  
Total Number of Shares  
Total Number of Shares  
Total Number of Shares  
Total Number of Shares  
(or Units) Purchased as  
(or Units) Purchased as  
(or Units) Purchased as  
(or Units) Purchased as  
(or Units) Purchased as  
Part of Publicly Announced   May Yet Be Purchased Under 
Part of Publicly Announced   May Yet Be Purchased Under 
Part of Publicly Announced   May Yet Be Purchased Under 
Part of Publicly Announced   May Yet Be Purchased Under 
Part of Publicly Announced   May Yet Be Purchased Under 
Plans or Programs (1) 
Plans or Programs 
Plans or Programs 
Plans or Programs 

Maximum Number 
Maximum Number 
Maximum Number 
Maximum Number 
Maximum Number 
(or Approximate Dollar Value) 
(or Approximate Dollar Value) 
(or Approximate Dollar Value) 
(or Approximate Dollar Value) 
(or Approximate Dollar Value) 
of Shares (or Units) that 
of Shares (or Units) that 
of Shares (or Units) that 
of Shares (or Units) that 
of Shares (or Units) that 

the Plans or Programs

December 1-31, 2005   406,000 
December 1-31, 2005   406,000 
December 1-31, 2005   406,000 
December 1-31, 2005   406,000 
December 1-31, 2005   406,000 

$ 26.10 
$ 26.10 
$ 26.10 
$ 26.10 
$ 26.10 

406,000  
406,000  
406,000  
406,000  
406,000  

$ 389.4 million
$ 389.4 million
$ 389.4 million
$ 389.4 million
$ 389.4 million

(1)  Our Board announced the common share repurchase program in a press release dated July 28, 2005. In this announcement our Board 
authorized up to $400 million to be spent on the repurchase program without a specified expiration date. During December 2005, a total 
of 406,000 shares at a cost of $10.6 million were repurchased and settled in January 2006. These common shares are currently held as treasury 
shares. There were no other repurchases during 2005 and 2004.  

On April 30, 2004, we and DP&L announced that we suspended our quarterly dividend payments. On 
December 1, 2004, we and DP&L resumed our regular quarterly dividends, including payments normally made 
in June and September.

On February 1, 2006, our Board of Directors authorized a 4% dividend increase on our common stock, 

raising the annual dividend on common shares from $0.96 per share to $1.00 per share.

On July 27, 2005, our Board authorized the repurchase up to $400 million of stock from time to time in the open 

market, through private transactions. During December 2005 a total of 406,000 shares at a cost of $10.6 
million were repurchased and settled in January 2006. These shares are currently held as treasury shares. 
There were no other repurchases during 2005 and 2004.

Additional information concerning dividends paid on DPL common stock is set forth under Selected Quarterly 

Information in Item 8 – Financial Statements and Supplementary Data.

Information regarding our equity compensation plans as of December 31, 2005, is disclosed in Item 12 – 

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters, which 
incorporates such information by reference to our proxy statement for the 2006 Annual Meeting of Shareholders.

  DPL Inc. 

21

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 6  Selected Financial Data

For the years ended December 31,

DPL Inc.
  Basic earnings (loss) per share of common stock:

  Continuing operations  
  Discontinued operations 
  Cumulative effect of accounting change (a) 
Total basic earnings per common share 

  Diluted earnings (loss) per share of common stock:

  Continuing operations  
  Discontinued operations 
  Cumulative effect of accounting change (a) 

Total diluted earnings per common share   

  Dividends paid per share 
  Dividend payout ratio  

$  124.7 
  Earnings from continuing operations, net of tax  
  Earnings (loss0 from discontinued operations, net of taxes  $ 
52.9 
  Cumulative effect of accounting change, net of taxes (a) 
$ 
$
(3.2)
$ 
(3.2)
$  174.4 

  Net income 

  Revenues (millions) 

Total construction additions (millions) 
  Market value per share at December 31 

DPL Inc.
  Electric sales (millions of kWh) –

  Residential  
  Commercial 
Industrial  
  Other retail 

Total retail 

  Wholesale 

Total  

At December 31,

DPL Inc.
  Book value per share 
Total assets (millions) 
Long-term debt (millions) (b)  
Trust preferred securities (b)  

At December 31, 

DPL Inc.
  Senior unsecured debt ratings  –

Fitch Ratings  

  Moody’s Investors Service  
  Standard & Poor’s Corporation 

DP&L
  Senior secured debt ratings  –

Fitch Ratings  

  Moody’s Investors Service 
  Standard & Poor’s Corporation 

Number of Shareholders
DPL Inc.  Common 
DP&L  Preferred 

2005 

2004 

2003 

2002 

2001

$ 
$ 
$
$ 
$ 

$ 

$ 
$ 
$
$ 
$ 

$ 

$ 
$
$ 
  % 

1.03 
0.44 
(0.03)
(0.03)
1.44 

0.97 
0.41 
(0.03)
(0.03)
1.35 

0.96
0.96
66.7 

$  1,284.9
$
$  1,284.9
$  179.7 
$  26.01 

5,520 
3,901 
4,332 
1,437 
  15,190 
2,716 
  17,906 

1.
1.01 
0.80 
– 
– 
– 
– 
– 

1.81 
1.81 
1.81 
1.81 
1.81 

1.
1.00 
0.78 
– 
– 
– 
– 
– 

1.78 
1.78 
1.78 
1.78 
1.78 

0.96 
53.0 

  121.5 
95.8 
– 
– 
– 
– 
– 

  217.3 
  217.3 
  217.3 
  217.3 
  217.3 

 1,199.9 
 1,199.9 
 1,199.9 
 1,199.9 
 1,199.9 
98.0 
  25.11 

  5,140 
  3,777 
  4,393 
  1,407 

  1 4,717 
  3,748 

  18,465 

0.96 
0.96 
0.96 
0.96 
0.14 
0.14 
0.14 
0.14 
0.14 
0.14 
0.14 
0.14 
0.14 

1.24 
1.24 
1.24 
1.24 
1.24 

0.94 
0.94 
0.94 
0.94 
0.14 
0.14 
0.14 
0.14 
0.14 
0.14 
0.14 
0.14 
0.14 

1.22 
1.22 
1.22 
1.22 
1.22 

0.94 
0.94 
0.94 
0.94 
75.8 
75.8 
75.8 
75.8 

  114.9 
  114.9 
  114.9 
  114.9 
16.6 
16.6 
16.6 
16.6 
17.0 
17.0 
17.0 
17.0 
17.0 

  148.5 
  148.5 
  148.5 
  148.5 
  148.5 

 1,191.0 
 1,191.0 
 1,191.0 
 1,191.0 
 1,191.0 
  102.2 
  102.2 
  102.2 
  102.2 
  20.88 
  20.88 
  20.88 
  20.88 

  5,071 
  5,071 
  5,071 
  5,071 
  3,699 
  3,699 
  3,699 
  3,699 
  4,330 
  4,330 
  4,330 
  4,330 
  1,409 
  1,409 
  1,409 
  1,409 

  14,509 
  14,509 
  14,509 
  14,509 
  4,836 
  4,836 
  4,836 
  4,836 

  19,345 
  19,345 
  19,345 
  19,345 

1.48 
1.48 
1.48 
1.48 
(0.72) 
(0.72) 
(0.72) 
(0.72) 
– 
– 
– 
– 
– 

0.76 
0.76 
0.76 
0.76 
0.76 

1.42 
1.42 
1.42 
1.42 
(0.69) 
(0.69) 
(0.69) 
(0.69) 
– 
– 
– 
– 
– 

0.73 
0.73 
0.73 
0.73 
0.73 

0.94 
0.94 
0.94 
0.94 
  123.7 
  123.7 
  123.7 
  123.7 

  177.6 
  177.6 
  177.6 
  177.6 
(86.5) 
(86.5) 
(86.5) 
(86.5) 
– 
– 
– 
– 
– 

1.87
1.87
1.87
1.87
(0.26)
(0.26)
(0.26)
(0.26)
0.01
0.01
0.01
0.01
0.01

1.62
1.62
1.62
1.62
1.62

1.75
1.75
1.75
1.75
(0.24)
(0.24)
(0.24)
(0.24)
0.01
0.01
0.01
0.01
0.01

1.52
1.52
1.52
1.52
1.52

0.94
0.94
0.94
0.94
58.0
58.0
58.0
58.0

  227.0
  227.0
  227.0
  227.0
(31.2)
(31.2)
(31.2)
(31.2)
1.0
1.0
1.0
1.0
1.0

91.1 
91.1 
91.1 
91.1 
91.1 

  196.8
  196.8
  196.8
  196.8
  196.8

 1,186.4 
 1,186.4 
 1,186.4 
 1,186.4 
 1,186.4 
  165.9 
  165.9 
  165.9 
  165.9 
  15.34 
  15.34 
  15.34 
  15.34 

 1,201.8
 1,201.8
 1,201.8
 1,201.8
 1,201.8
  338.9
  338.9
  338.9
  338.9
  24.08
  24.08
  24.08
  24.08

  5,302 
  5,302 
  5,302 
  5,302 
  3,710 
  3,710 
  3,710 
  3,710 
  4,472 
  4,472 
  4,472 
  4,472 
  1,405 
  1,405 
  1,405 
  1,405 

  14,889 
  14,889 
  14,889 
  14,889 
  4,358 
  4,358 
  4,358 
  4,358 

  19,247 
  19,247 
  19,247 
  19,247 

  4,909
  4,909
  4,909
  4,909
  3,618
  3,618
  3,618
  3,618
  4,568
  4,568
  4,568
  4,568
  1,369
  1,369
  1,369
  1,369

  14,464
  14,464
  14,464
  14,464
  3,591
  3,591
  3,591
  3,591

  18,055
  18,055
  18,055
  18,055

8.53 
$ 
$  3,791.7
$
$  3,791.7
$
$  1,677.1
$  1,677.1
–
$ 

8.67
8.67 
 4,165.5 
 2,117.3 
– 

7.52 
7.52 
7.52 
7.52 
 4,444.7 
 4,444.7 
 4,444.7 
 4,444.7 
 1,954.7 
 1,954.7 
 1,954.7 
 1,954.7 
– 
– 
– 
– 

6.89 
6.89 
6.89 
6.89 
 4,277.7 
 4,277.7 
 4,277.7 
 4,277.7 
 2,142.3 
 2,142.3 
 2,142.3 
 2,142.3 
  292.6 
  292.6 
  292.6 
  292.6 

7.13
7.13
7.13
7.13
 4,370.8
 4,370.8
 4,370.8
 4,370.8
 2,150.8
 2,150.8
 2,150.8
 2,150.8
  292.4
  292.4
  292.4
  292.4

  BBB- 
Ba1 
BB 

BB 
Ba3 
BB- 

BBB 
BBB 
BBB 
BBB 
Ba1 
Ba1 
Ba1 
Ba1 
BB- 
BB- 
BB- 
BB- 

BBB 
BBB 
BBB 
BBB 
  Baa2 
  Baa2 
  Baa2 
  Baa2 
  BBB- 
  BBB- 
  BBB- 
  BBB- 

A-
A-
A-
A-
  Baa1
  Baa1
  Baa1
  Baa1
BBB
BBB
BBB
BBB

A- 
  Baa1 
BB 

BBB 
  Baa3 
BB- 

A 
A 
A 
A 
  Baa1 
  Baa1 
  Baa1 
  Baa1 
  BBB- 
  BBB- 
  BBB- 
  BBB- 

A 
A 
A 
A 
A2 
A2 
A2 
A2 
BBB 
BBB 
BBB 
BBB 

AA
AA
AA
AA
A2
A2
A2
A2
  BBB+
  BBB+
  BBB+
  BBB+

26,061
329

28,079 
357 

30,366 
30,366 
30,366 
30,366 
402 
402 
402 
402 

31,856 
31,856 
31,856 
31,856 
426 
426 
426 
426 

33,729
33,729
33,729
33,729
476
476
476
476

(a)  In 2003, we recorded a cumulative effect of an accounting change related to the adoption of SFAS 143 “Accounting for Asset 
Retirement Obligations”. In 2005, we recorded an additional obligation in response to FASB Interpretation Number (FIN) 47, “Accounting 
for Conditional Asset Retirement Obligations, an interpretation of FASB Statement No. 143.” See Item 7 - Management’s Discussion and 
Analysis of Financial Condition and Results of Operations.

(b)  Excludes current maturities of long-term debt. Upon adoption of FASB Interpretation Number 46R “Consolidation of Variable Interest 
Entities (Revised December 2003) – an interpretation of ARB No. 51” at December 31, 2003, DPL deconsolidated the DPL Capital Trust II.

22 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 7  Management’s Discussion 
and Analysis of Financial Condition 
and Results of Operations 

Certain statements contained in this discussion are 
“forward-looking statements” within the meaning of 
the Private Securities Litigation Reform Act of 1995. 
Matters discussed in this report that relate to events 
or developments that are expected to occur in the 
future, including management’s expectations, strategic 
objectives, business prospects, anticipated economic 
performance and financial condition and other similar 
matters constitute forward-looking statements. Forward-
looking statements are based on management’s 
beliefs, assumptions and expectations of our future 
economic performance, taking into account the infor-
mation currently available to management. These state-
ments are not statements of historical fact. Such for-
ward-looking statements are subject to risks and uncer-
tainties and investors are cautioned that outcomes and 
results may vary materially from those projected due 
to various factors beyond our control, including but not 
limited to: abnormal or severe weather; unusual main-
tenance or repair requirements; changes in fuel costs 
and purchased power, coal, environmental emissions, 
gas and other commodity prices; increased competi-
tion; regulatory changes and decisions; changes in 
accounting rules; financial market conditions; and gen-
eral economic conditions.

ated by Regional Transmission Organizations (RTOs). 

As part of Ohio’s electric deregulation law, all of the 

state’s investor-owned utilities were required to join an 
RTO. DP&L successfully integrated its 1,000 miles of 
high-voltage transmission into the PJM Interconnection, 
L.L.C. (PJM) RTO in October 2004. As an RTO, PJM’s 
role is to administer an electric marketplace and ensure 
the reliability of the high-voltage electric power system 
serving 51 million people in all or parts of Delaware, 
Indiana, Illinois, Kentucky, Maryland, Michigan, New 
Jersey, Ohio, Pennsylvania, Tennessee, Virginia, West 
Virginia and the District of Columbia. PJM coordinates 
and directs the operation of the region’s transmission 
grid; administers a competitive wholesale electricity 
market, the world’s largest; and plans regional trans-
mission expansion improvements to maintain grid reli-
ability and relieve congestion. 

On December 28, 2005, the PUCO approved 

DP&L’s Rate Stabilization Plan with certain modifica-
tions. The new Rate Stabilization Plan will phase into 
rates two new rate riders related to increasing fuel and 
environmental costs over a five-year period that runs 
from January 1, 2006 through December 31, 2010. The 
environmental portion of the increase, which goes into 
effect in 2007 and runs through 2010, will be avoidable 
for customers who switch generation providers. This 
Plan provides customers with price protection through 
capped generation prices through 2010 and provides 
some level of revenue stability for DP&L.

Forward-looking statements speak only as of the 

Fuel costs are impacted by changes in volume and 

date of the document in which they are made. We 
disclaim any obligation or undertaking to provide any 
updates or revisions to any forward-looking state-
ment to reflect any change in our expectations or any 
change in events, conditions or circumstances on 
which the forward-looking statement is based. (See 
Factors That May Affect Future Results.)

General Overview

The electric utility industry has historically operated 
in a regulated environment. However, in recent years, 
there have been a number of federal and state regu-
latory and legislative decisions aimed at promoting 
competition and providing customer choice. Market 
participants have therefore created new business mod-
els to exploit opportunities. The marketplace is now 
comprised of independent power producers, energy 
marketers and traders, energy merchants, transmission 
and distribution providers and retail energy suppliers. 
There have also been new market entrants and activity 
among the traditional participants, such as mergers, 
acquisitions, asset sales and spin-offs of lines of busi-
ness. In addition, transmission systems are being oper-

price and are driven by a number of variables includ-
ing weather, reliability of coal deliveries, scheduled 
outages and generation plant mix. Based on weather 
normalized sales, fuel costs are forecasted to be flat in 
2006 compared to 2005 and are forecasted to increase 
approximately 5% in 2007 compared to 2006.  This 
forecast assumes coal prices will increase approxi-
mately 10% in 2006 as compared to 2005 and remain 
flat in 2007 as compared to 2006.

On February 13, 2005, our subsidiaries, MVE 
and MVIC, entered into an agreement to sell their 
respective interests in forty-six private equity funds 
to AlpInvest/Lexington 2005, LLC, a joint venture of 
AlpInvest Partners and Lexington Partners, Inc. Sales 
proceeds and any related gains or losses were recog-
nized as the sale of each fund closed. Among other 
closing conditions, each fund required the transaction 
to be approved by the respective general partner. 
During 2005, MVE and MVIC completed the sale of 
their interests in forty-three and a portion of one private 
equity funds resulting in a $46.6 million pre-tax gain 
($53.1 million less $6.5 million professional fees) from 
discontinued operations and providing approximately 

  DPL Inc. 

23

$796 million in net proceeds, including approximately 
$52 million in net distributions from funds while held for 
sale. As part of this pre-tax gain, we realized $30 mil-
lion that was previously recorded as an unrealized gain 
in other comprehensive income.

During this same period, MVE entered into alter-

native closing arrangements with AlpInvest/Lexington 
2005, LLC for funds where legal title to said funds 
could not be transferred until a later time. Pursuant to 
these arrangements, MVE transferred the economic 
aspects of the remaining private equity funds, con-
sisting of two funds and a portion of another fund, to 
AlpInvest/Lexington 2005, LLC without a change in 
ownership of the interests. The terms of the alternative 
arrangements do not meet the criteria for recording a 
sale. We are obligated to remit to AlpInvest/Lexington 
2005, LLC any distributions MVE receives from these 
funds, and AlpInvest/Lexington 2005, LLC is obligated 
to provide funds to us to pay any contribution notice, 
capital call or other payment notice or bill for which 
MVE receives notice with respect to such funds. The 
alternative arrangements resulted in a deferred gain of 
$27.1 million until such terms of a sale can be complet-
ed (contingent upon receipt of general partner approv-
als of the transfer) and provided approximately $72 
million in net proceeds on these funds. We recorded 
an impairment loss of $5.6 million to write down to esti-
mated fair value the assets transferred pursuant to the 
alternative arrangements. Ownership of these funds will 
transfer after the general partner of each fund consents 
to the transfer. It is anticipated that ownership of these 
funds will transfer no later than the first quarter of 2007. 

Earnings Overview

Earnings Per Share (Basic)

Earnings from 
  Continuing Operations 
Earnings from 
  Discontinued Operations 
Cumulative Effect of 
  Accounting Change 

Net Income 

2005 

2004 

2003

  0.44 

  0.80 
  0.80 
  0.80 

  0.14
  0.14
  0.14

  (0.03) 

  – 
  – 
  – 

  0.14
  0.14
  0.14

$  1.44 

$ 1.81  $  1.24
$ 1.81  $  1.24
$ 1.81  $  1.24

2005 Compared to 2004

In 2005, basic earnings per share were $0.37 lower 
than 2004. The decline was primarily due to a $0.36 
per share decrease in Earnings from Discontinued 
Operations (represented by the private equity funds 
that we agreed to sell in February 2005). Basic earn-
ings per share for Earnings from Continuing Operations 
were $0.02 higher in 2005 compared to 2004. Our 
operating income increased $2.6 million as a result 

24 

DPL Inc.

of lower operating expenses, excluding fuel and pur-
chased power, of $11.6 million that were offset by lower 
net margin of $9.0 million. Net margin is revenues less 
fuel and purchased power costs. The decrease in net 
margin of $9.0 million was the result of higher revenues 
of $85.0 million reflecting increased retail sales and 
ancillary revenues associated with participation in PJM 
that were more than offset by significantly higher fuel 
and purchased power costs of $94.0 million. The lower 
operating expenses, excluding fuel and purchased 
power, of $11.6 million was primarily due to lower 
operation and maintenance expense of $18.1 million 
that primarily resulted from lower corporate costs. Also 
contributing to higher basic earnings per share in 2005 
were higher investment income of $42.5 million (result-
ing from the sale of public securities and from interest 
on invested proceeds from the private equity funds 
sale) and lower interest expense of $22.5 million as a 
result of the refinancing of debt in 2004 and the early 
redemption and refinancing of debt in 2005, offset by a 
$61.2 million charge for the early redemption of debt. 
Basic earnings per share for Earnings from 
Discontinued Operations decreased by $0.36 primar-
ily due to lower investment income as a result of the 
sale of the private equity funds, offset by the related 
gains on the sale. In February 2005, we agreed to 
sell our respective interests in forty-six private equity 
funds. Accordingly, investment income and related 
expenses for these funds have been recorded in 
2005 as Discontinued Operations in the Consolidated 
Statements of Results of Operations, with prior period 
results for the private equity funds reclassified to 
Discontinued Operations.

For 2005, basic earnings per share includes a 
$0.03 after-tax charge related to the cumulative effect 
of a change in accounting for asset retirement obliga-
tions at certain power generating stations.

In 2004, basic earnings per share were $0.57 higher 
than 2003. The increase was primarily due to a $0.66 
per share increase in Earnings from Discontinued 
Operations (represented by the private equity funds 
that we agreed to sell in February 2005). Basic earn-
ings per share for Earnings from Continuing Operations 
were $0.05 higher in 2004 compared to 2003. Our 
operating income declined $35.4 million as a result of 
relatively flat revenues and increased fuel, purchased 
power, and operation and maintenance expenses. Net 
electric margins declined $44.8 million and operation 
and maintenance expense increased $37.3 million, 
primarily due to higher corporate costs and increased 
electric production, transmission and distribution 
expenses, partially offset by lower amortization of regu-

$  1.03 

$ 1.01  $  0.96
$ 1.01  $  0.96
$ 1.01  $  0.96

2004 Compared to 2003

 
 
 
 
 
 
 
 
 
 
 
latory assets of $48.3 million due to the completion of 
the three-year regulatory transition cost recovery peri-
od. The lower operating income of $35.4 million was 
offset by improved non-operating income and expense 
of $33.7 million which was due to the 2003 settlement 
of the shareholder litigation lawsuits and lower interest 
expense as a result of refinanced debt, partially offset 
by the 2003 release of an insurance claims reserve and 
lower investment income resulting from the 2003 gain 
on interest rate hedges that did not recur in 2004. A 
lower effective income tax rate related to the recogni-
tion in 2004 of state coal tax credits also contributed to 
higher net income in 2004 as compared to 2003.
Basic earnings per share for Earnings from 
Discontinued Operations increased by $0.66 due 
to improved investment performance in 2004 of the 
private equity funds. In February 2005, we agreed to 
sell our respective interests in forty-six private equity 
funds. Accordingly, 2004 and 2003 investment income 
and related expenses for these funds have been 
reclassified in 2005 as Discontinued Operations in the 
Consolidated Statements of Results of Operations.

Basic earnings per share for 2003 includes a credit 
of $0.14 related to the cumulative effect of a change in 
accounting for asset retirement obligations at certain 
power generating stations.

See Item 8 - Notes to Financial Statements and 
the Management’s Discussion and Analysis section 
“Factors That May Affect Future Results.”

Results of Operations

Income Statement Highlights

$ in millions 

2005 

2004 

2003

Revenues:
  Retail 
  Wholesale 
  RTO ancillary (a)
  Other revenues, 
 net of fuel costs 

Total Revenues 
Less: Fuel  

 Purchased power (b) 

$ 1,066.6
$
$ 1,066.6
  133.3 
74.4 

$ 1,036.8  $ 1,021.7
  159.3
  135.1 
  159.3
  135.1 
  159.3
  135.1 
–
17.9 
–
17.9 
–
17.9 

10.6 

10.1 
10.1 
10.1 

10.0
10.0
10.0

 1,199.9  $ 1,191.0
$ 1,284.9 $ 1,199.9  $ 1,191.0
  234.6
  263.1 
  336.9 
87.9
  113.1 
87.9
  133.3   113.1 

  Net margins (c)

  $  823.7  $  868.5
$ 814.7  $  823.7  $  868.5
  $  823.7  $  868.5

Net margins as a 
  percentage of revenues    63.4% 

  68.6% 
  68.6% 
  68.6% 

  72.9%
  72.9%
  72.9%

Operating income 

  $  336.5  $  371.9
$ 339.1  $  336.5  $  371.9
  $  336.5  $  371.9

(a)  Revenues include PJM revenues, discussed as ‘RTO ancillary 
revenues’ in the detail provided in Item 1 – Business.

(b)  Purchased power includes charges from PJM of $48.5 million, 
$12.3 million and zero for 2005, 2004 and 2003 respectively.

(c)  For purposes of discussing operating results, we present and 
discuss net margins. This format is useful to investors because 
it allows analysis and comparability of operating trends and includes 
the same information that is used by management to make decisions 
regarding our financial performance. 

Revenues

Revenues increased 7% to $1,284.9 million for 2005 
compared to $1,199.9 million for 2004, reflecting an 
increase of $85.0 million. This increase was primar-
ily the result of increased retail sales volume, higher 
average rates for wholesale revenues, and ancillary 
revenues associated with participation in PJM that was 
partially offset by lower wholesale sales volume. Retail 
revenues increased $29.8 million, primarily resulting 
from increased sales volume of $32.8 million and $2.8 
million in higher average rates, partially offset by $5.8 
million in lower miscellaneous retail revenues reflect-
ing transmission services provided in 2004 that are 
now provided through PJM. Residential customers 
comprised the bulk of the increase in sales volume 
reflecting greater weather extremes experienced in 
2005 compared to 2004 as cooling degree days were 
up 39% to 1,075 in 2005 compared to 771 in 2004 
and heating degree days were up 4% to 5,702 in 
2005 compared to 5,500 in 2004. Wholesale revenue 
decreased $1.8 million, primarily related to a $37.2 mil-
lion decline in sales volume that was nearly offset by a 
$35.4 million increase related to higher average market 
rates. For 2005, ancillary revenues from RTOs were 
$74.4 million compared to $17.9 million for 2004, as 
we did not participate in PJM until October 2004. RTO 
ancillary revenues primarily consist of compensation for 
use of DP&L’s transmission assets, regulation services, 
reactive supply and operating reserves. 

Revenues increased $8.9 million to $1,199.9 mil-

lion in 2004 compared to $1,191.0 million in 2003. 
Retail revenues increased $15.1 million or 2% in 2004 
resulting from higher retail sales volume. Wholesale 
revenues decreased $24.2 million or 15% in 2004 pri-
marily relating to lower wholesale sales volume that 
was partially offset by higher average market rates. 
Ancillary revenues from PJM increased $17.9 million as 
we did not participate in PJM in 2003. Cooling degree-
days increased 12% to 771 in 2004 compared to 687 
in 2003. 

Margins, Fuel and Purchased Power

For 2005, net margin of $814.7 million decreased by 
$9.0 million from $823.7 million for 2004. As a percent-
age of total revenues, net margin decreased by 5.2 
percentage points to 63.4% from 68.6%. This decline 
is primarily the result of increased fuel and purchased 
power costs, partially offset by an increase in rev-
enues, principally from RTO ancillary revenues and 
higher average wholesale rates. Fuel costs, which 
include coal, gas, oil and emission allowance costs, 
increased by $73.8 million or 28% for 2005 compared 
to the same period in 2004 primarily resulting from 
higher average fuel prices of $64.1 million as well as 

  DPL Inc. 

25

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
increased generation of $9.7 million. Purchased power costs increased by $20.2 million for 2005 compared to 
2004 primarily resulting from increased charges of $36.2 million associated with operating in PJM (we did not 
participate in PJM until October 2004) and $28.2 million related to higher average market prices, partially offset 
by $44.2 million related to lower purchased power volume.

The net margin of $823.7 million in 2004 decreased by $44.8 million from $868.5 million in 2003. This decline in 

net margin was primarily the result of a lower volume of wholesale sales and increased fuel and purchased power 
costs, partially offset by a slight increase in retail sales and ancillary PJM revenues. As a percentage of total 
revenues, net margin decreased by 4.3 percentage points to 68.6% in 2004 from 72.9% in 2003. This decrease in 
net margin was primarily attributable to higher fuel and purchased power costs per kWh. Fuel costs increased by 
$28.5 million or 12% in 2004 compared to 2003 primarily related to rising prices in the coal market. Purchased 
power costs including PJM costs increased by $25.2 million or 29% in 2004 compared to 2003, primarily resulting 
from higher average market prices.

Operation and Maintenance

$ in millions 

Electric production, transmission and distribution costs 
Pension and benefits 
Low Income Payment Program costs 
Sarbanes-Oxley compliance and external/internal audit fees  
Executive and management compensation  
Legal and special investigations  
Directors’ & Officers’ liability insurance  
Other – net increase 

Total   

2005 vs. 2004 change 

2004 vs. 2003 change

$ 

4.5   
(0.7)  
(2.3)  
(3.5)  
(5.8)  
(5.8)  
(8.3)  
3.8   

$  (18.1)  

$  13.1
$  13.1
7.8
7.8
1.8
1.8
6.4
6.4
(13.6)
(13.6)
  12.5
  12.5
5.3
5.3
4.0
4.0

$  37.3
$  37.3

Operation and maintenance expense decreased 
$18.1 million or 8% in 2005 compared to 2004 as a 
result of lower corporate costs that was partially offset 
by increased electric production, transmission and 
distribution expenses. Corporate costs declined from 
the prior year primarily resulting from a decrease of 
$8.3 million in Directors’ and Officers’ liability insur-
ance premiums; approximately $5.8 million related 
to the decreased level of activity regarding various 
internal and governmental investigations as well as 
the securities litigation; $5.8 million in lower executive 
and management compensation costs; $3.5 million in 
reduced Sarbanes-Oxley 404 compliance costs and 
external/internal audit fees; $2.3 million in decreased 
Low Income Payment Program costs; and $0.7 million 
of lower benefits costs (a decrease of $2.8 million for 
a 2004 adjustment in disability reserves was nearly 
offset by an increase in pension costs of $2.1 million). 
These decreases were partially offset by a $4.5 million 
increase in electric production, transmission, and distri-
bution costs, primarily related to generation operations 
costs for lime used for pollution control and electric 
production boiler maintenance costs as well as higher 
costs related to electric distribution operation and 
maintenance. 

Operation and maintenance expense increased 
$37.3 million or 19% in 2004 compared to 2003 as a 
result of higher corporate costs and increased electric 
production, transmission, and distribution expenses. 
Corporate costs exceeded the prior year primar-
ily resulting from an increase of approximately $12.5 
million related to various internal and governmental 
investigations, litigation with the Company’s former 
executives and securities litigation. In addition, pension 
and benefits costs increased by $7.8 million; Sarbanes-
Oxley 404 compliance costs and external/internal audit 
fees increased $6.4 million; Directors’ and Officers’ 
liability insurance premiums increased $5.3 million 
and Low Income Payment Program costs increased 
$1.8 million. These increases to corporate costs were 
partially offset by a $13.6 million decrease in execu-
tive and management compensation. Electric produc-
tion, transmission and distribution expenses increased 
$13.1 million, primarily related to planned maintenance 
during scheduled outages, ash disposal and other 
maintenance charges.

Depreciation and Amortization

Depreciation and amortization expense was $3.2 
million higher in 2005 as compared to 2004 primarily 

26 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
 
  
 
  
 
  
 
  
  
 
   
 
  
as a result of completed projects in the distribution area (including new services, line transformers, poles, station 
equipment, and overhead and underground conductor) and in the production area (mainly due to the SCRs for 
Stuart, Killen and Zimmer) that were put into service in the second quarter of 2004.

Depreciation and amortization expense was $5.2 million or 4% higher in 2004 compared to 2003, as a 

result of completed construction projects and a full year of depreciation on environmental compliance equipment 
installations completed in 2003.

General Taxes

$ in millions 

kWh excise 
Property 
Other   
Excise 

Total   

2005 

2004 

2005 vs. 2004 
change  

2003 

2004 vs. 2003
change

$  52.9 
  45.6 
8.8 
 – 

$ 107.3 

$  50.5 
$  50.5 
$  50.5 
$  50.5 
$  50.5 
  47.0 
  47.0 
  47.0 
  47.0 
  47.0 
7.8 
7.8 
7.8 
7.8 
7.8 
 – 
 – 
 – 
 – 
 – 

$ 105.3 
$ 105.3 
$ 105.3 
$ 105.3 
$ 105.3 

$  2.4 
$  2.4 
$  2.4 
$  2.4 
$  2.4 
  (1.4) 
  (1.4) 
  (1.4) 
  (1.4) 
  (1.4) 
  1.0 
  1.0 
  1.0 
  1.0 
  1.0 
 – 
 – 
 – 
 – 
 – 

$  2.0 
$  2.0 
$  2.0 
$  2.0 
$  2.0 

$  49.6 
$  49.6 
$  49.6 
$  49.6 
$  49.6 
  47.3 
  47.3 
  47.3 
  47.3 
  47.3 
6.6 
6.6 
6.6 
6.6 
6.6 
5.4 
5.4 
5.4 
5.4 
5.4 

$ 108.9 
$ 108.9 
$ 108.9 
$ 108.9 
$ 108.9 

$  0.9
$  0.9
$  0.9
$  0.9
$  0.9
(0.3)
(0.3)
(0.3)
(0.3)
(0.3)
  1.2
  1.2
  1.2
  1.2
  1.2
(5.4)
(5.4)
(5.4)
(5.4)
(5.4)

$  (3.6)
$  (3.6)
$  (3.6)
$  (3.6)
$  (3.6)

General taxes increased $2.0 million or 2% in 2005 
compared to 2004. The increase is primarily from 
$2.4 million increased expense for the kWh excise tax 
resulting from higher sales volumes from electric retail 
customers. The increase in other taxes of $1.0 million 
includes higher payroll taxes, PUCO maintenance 
and the new State of Ohio Commercial Activities Tax. 
These increases were partially offset by lower property 
tax expense.

2004 compared to 2003. This decrease is primarily the 
result of a 2003 realized gain on interest rate hedges 
of $21.2 million that did not recur in 2004, as well 
as gains on investments of $4.6 million and investment 
income of $4.2 million recognized in 2003 for equity 
securities not related to discontinued operations. These 
decreases were partially offset by a $3.4 million gain 
on investments denominated in Euros that occurred 
in 2004.

General taxes declined $3.6 million or 3% in 2004 

The portion of investment income related to the 

compared to 2003 primarily as a result of a 2003 
excise tax of $5.4 million related to the three year regu-
latory transition period that ended in 2003.

private equity funds sold in 2005 has been classified 
as discontinued operations. (See Note 11 of Notes to 
Consolidated Financial Statements.)

Amortization of Regulatory Assets

Interest Expense

Amortization of regulatory assets increased $1.3 million 
to $2.0 million in 2005 as compared to the prior year 
primarily resulting from PJM start-up costs amortization 
of $1.1 million and PJM integration costs amortization 
of $0.2 million reflecting DP&L’s entrance into the PJM 
market on October 1, 2004.

Amortization of regulatory assets decreased $48.3 

million in 2004 from 2003 primarily reflecting the 
completion in 2003 of the three-year regulatory transi-
tion cost recovery period granted by the Public Utilities 
Commission of Ohio.

Investment Income

Investment income increased by $42.5 million in 2005 
compared to 2004 primarily resulting from a net gain 
on the disposal of public equity investments of $23.5 
million and from $18.5 million in interest income, princi-
pally from new short-term investments. 

Investment income decreased by $25.5 million in 

Interest expense decreased $22.5 million or 14% 
compared to 2004 due to the debt reduction of $462.6 
million and a full year impact of the $500 million debt 
retirement completed in 2004 (partially financed with a 
$175 million note).  

Interest expense decreased $21.5 million or 12% 
in 2004 compared to 2003 primarily resulting from the 
refinancing of debt in 2004 and 2003 for which inter-
est expense was lower by $25.1 million, despite $3.1 
million of additional interest incurred in 2004 relating to 
the failure to file exchange offer registration statements 
and the failure to timely file the 2003 Form 10-K. This 
decrease in interest expense was partially offset by 
lower capitalized interest in 2004 compared to 2003 of 
$6.6 million. 

Shareholder Litigation

In 2003, we recorded a $76.7 million charge for the 
settlement of shareholder lawsuits. 

  DPL Inc. 

27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Charge for Early Redemption of Debt

Discontinued Operations, Net of Tax

In 2005, we recorded $61.2 million in charges resulting 
from premiums paid for the early redemption of debt, 
including write-offs of unamortized debt expense and 
debt discounts. (See Note 8 of Notes to Consolidated 
Financial Statements.)

Other Income 

Other income was $10.2 million greater than 2004 
primarily reflecting $3.5 million of additional gains real-
ized in 2005 over 2004 resulting from sales of pollution 
control emission allowances; $1.6 million of lower fees 
resulting from the 2004 cancellation and replacement 
of DP&L’s revolving credit facility and our term loan ter-
mination and $1.5 million from the 2004 write-off of the 
remaining term loan debt expense resulting from our 
term loan termination. 

Other income decreased $39.0 million in 2004 

compared to 2003 primarily resulting from the $39.7 
million release of the insurance claims reserve in 2003 
relating to the termination of DP&L’s business interrup-
tion risk insurance policy. This expense increase was 
partially offset by a $8.4 million gain on the sale of pol-
lution control emission allowances.

Income Tax Expense

Income tax expense from continuing operations for 
2005 increased $13.4 million compared to prior year 
resulting from higher income, increased accrual for 
open tax years and lower state tax coal credits.

On June 30, 2005, Governor Taft signed House Bill 

66 into law which significantly changed the tax struc-
ture in Ohio. The major provisions of the bill included 
phasing-out the Ohio Franchise Tax, phasing-out the 
Ohio Personal Property Tax for non-utility taxpayers 
and phasing-in a Commercial Activities Tax. The Ohio 
Franchise Tax phase-out required second quarter 2005 
adjustments to income tax expense. Income taxes 
from continuing operations were reduced by $1.5 mil-
lion while income taxes from discontinued operations 
were increased by $1.3 million as a result of the tax law 
change. Other applicable provisions of House Bill 66 
have been reflected in the consolidated financial 
statements.

For 2004, income tax expense from continuing 
operations decreased $8.3 million compared to 2003 
primarily reflecting the recognition of $11.7 million of 
available state tax credits related to the consumption 
of coal mined in Ohio and a 2003 adjustment for non-
deductible compensation.

On February 13, 2005, our subsidiaries, MVE and 
MVIC, entered into an agreement to sell their respec-
tive interests in forty-six private equity funds to 
AlpInvest/Lexington 2005, LLC, a joint venture of 
AlpInvest Partners and Lexington Partners, Inc. Sales 
proceeds and any related gains or losses were recog-
nized as the sale of each fund closed. Among other 
closing conditions, each fund required the transaction 
to be approved by the respective general partner. 
During 2005, MVE and MVIC completed the sale of 
their interests in forty-three and a portion of one private 
equity funds resulting in a $46.6 million pre-tax gain 
($53.1 million less $6.5 million professional fees) from 
discontinued operations and providing approximately 
$796 million in net proceeds, including approximately 
$52 million in net distributions from funds while held for 
sale. As part of this pre-tax gain, we realized $30 mil-
lion that was previously recorded as an unrealized gain 
in other comprehensive income.

During this same period, MVE entered into alter-

native closing arrangements with AlpInvest/Lexington 
2005, LLC for funds where legal title to said funds 
could not be transferred until a later time. Pursuant to 
these arrangements, MVE transferred the economic 
aspects of the remaining private equity funds, con-
sisting of two funds and a portion of another fund, to 
AlpInvest/Lexington 2005, LLC without a change in 
ownership of the interests. The terms of the alternative 
arrangements do not meet the criteria for recording a 
sale. We are obligated to remit to AlpInvest/Lexington 
2005, LLC any distributions MVE receives from these 
funds, and AlpInvest/Lexington 2005, LLC is obligated 
to provide funds to us to pay any contribution notice, 
capital call or other payment notice or bill for which 
MVE receives notice with respect to such funds. The 
alternative arrangements resulted in a deferred gain of 
$27.1 million until such terms of a sale can be complet-
ed (contingent upon receipt of general partner approv-
als of the transfer) and provided approximately $72 
million in net proceeds on these funds. We recorded 
an impairment loss of $5.6 million to write down to esti-
mated fair value the assets transferred pursuant to the 
alternative arrangements. Ownership of these funds will 
transfer after the general partners of each of the sepa-
rate funds consent to the transfer. It is anticipated that 
ownership of these funds will transfer no later than the 
first quarter of 2007.

28 

DPL Inc.

 
 
 
$ in millions 

Earnings from discontinued operations:
Investment income 
Investment expenses 

Income from discontinued operations 

Gain realized from sale 
Broker fees and other expenses 
Loss recorded 

  Net gain on sale 

Earnings before income taxes 
Income tax expense 

Earnings from discontinued operations, net   

Cash Flow:
Net proceeds from sale of portfolio 
Net proceeds from transfer 
Net distributions from funds 

Total cash flow from discontinued operations  

For the years ended December 31,

2005

2004 

2003

$

41.3 
(9.5) 

31.8 

53.1 
(6.5) 
(5.6) 

41.0

72.8 
(19.9) 

$  52.9

$  744.2
$
$  744.2
72.3 
51.9 

$  868.4 

$
$ 178.5 
(23.6) 

  154.9 

 – 
 – 
 – 

 – 

  154.9 
(59.1) 

$  95.8 

$ 
$ 

 – 
 – 
  203.9 

$ 
$  203.9 

$  43.8
$  43.8
  (18.5)
  (18.5)

  25.3
  25.3

 –
 –
 –
 –
 –
 –

 –
 –

  25.3
  25.3
(8.7)
(8.7)

$  16.6
$  16.6

$ 
$ 

 –
 –
 –
 –
  83.1
  83.1

$  83.1
$  83.1

Income from discontinued operations (pre-tax) for the 
year ended December 31, 2005 of $31.8 million is 
comprised of $41.3 million of investment income less 
$9.5 million of associated management fees and other 
expenses. Income from discontinued operations (pre-
tax) for the year ended December 31, 2004 of $154.9 
million is comprised of $178.5 million of investment 
income less $23.6 million of associated management 
fees and other expenses.

For the year ended December 31, 2005, we rec-
ognized a $46.6 million pre-tax gain ($53.1 million less 
$6.5 million of professional fees), recorded a $5.6 mil-
lion impairment loss, deferred gains of $27.1 million on 
transferred funds from discontinued operations, and 
provided approximately $868 million in net proceeds, 
including approximately $52 million in net distribu-
tions from funds held for sale. We will continue to incur 
minor amounts of fees in the near term. (See Note 11 of 
Notes to Consolidated Financial Statements.)

Cumulative Effect of Accounting Change, Net of Tax

In 2005, the cumulative effect of an accounting 
change resulted in a charge of $3.2 million related to 
the adoption of the provisions of FASB Interpretation 
No. 47, “Accounting for Conditional Asset Retirement 
Obligations an interpretation of FASB Statement No. 
143” (FIN 47). (See Note 1 of Notes to Consolidated 
Financial Statements.)

The cumulative effect of an accounting change 
in 2003 resulted in a credit of $17.0 million reflecting 
the adoption of the provisions of FASB Statement of 
Financial Accounting Standards No. 143, “Accounting 

for Asset Retirement Obligations” (SFAS 143). (See 
Note 1 of Notes to Consolidated Financial Statements.)

Financial Condition, Liquidity and 
Capital Resources

Our cash and cash equivalents totaled $595.8 million 
at December 31, 2005, compared to $202.1 million 
at December 31, 2004. In addition, we had $125.8 
million of short-term investments available for resale 
at December 31, 2005. The increase in cash and 
short-term investments of $519.5 million was primarily 
attributed to $868.4 million of net proceeds received 
from the sale of the financial asset portfolio and $314.1 
million from operating activities. These proceeds were 
used for the early retirement of a portion of long-term 
debt of $446.6 million, capital expenditures of $180.1 
million, and dividends paid to common shareholders of 
$115.3 million.

During the third quarter of 2005, we began invest-
ing in Auction Rate Securities (ARS). ARS are variable 
rate state and municipal bonds that trade at par value. 
Interest rates on ARS are reset every seven, twenty-
eight or thirty-five days through a modified Dutch auc-
tion. We have the option to hold at market, re-bid or sell 
each ARS on the interest reset date. Although ARS are 
issued and rated as long-term bonds, they are priced 
and traded as short-term securities available for resale 
because of the market liquidity provided through the 
interest rate reset mechanism. Each ARS purchased 
by us is tax-exempt, AAA rated and insured by a third-
party insurance company. 

  DPL Inc. 

29

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We generated net cash from operating activities 
of $314.1 million, $132.7 million, and $350.2 million in 
2005, 2004 and 2003, respectively. The net cash pro-
vided by operating activities for 2005 was primarily the 
result of operating profitability, partially offset by cash 
used for working capital, specifically for interest pay-
ments, accounts payable, and accounts receivable. 
The net cash provided by operating activities in 2004 
was primarily the result of operating profitability, par-
tially offset by cash used for the shareholder litigation 
settlement and cash used for working capital, specifi-
cally payments for taxes and inventories. The net cash 
provided by operating activities in 2003 was primarily 
the result of operating profitability and working capital, 
specifically the timing of tax payments. The tariff-based 
revenue from our energy business continues to be 
the principal source of cash from operating activities. 
Management believes that the diversified retail custom-
er mix of residential, commercial, and industrial classes 
coupled with the rate relief approved by the PUCO for 
2006 and beyond provides us with a reasonably pre-
dictable gross cash flow from utility operations.

Net cash flows provided by investing activities 
were $689.6 million, $182.3 million, and $65.5 million 
in 2005, 2004, and 2003, respectively. Net cash flows 
provided by investing activities in 2003 were primarily 
due to capital expenditures and purchases of short-
term investments and securities unrelated to discontin-
ued operations, largely offset by the sale of short-term 
investments and securities unrelated to discontinued 
operations as well as the settlement of interest rate 
hedges. Net cash flows used for investing activities for 
2005 were primarily due to capital expenditures and 
purchases of short-term investments and securities, 
partially offset by the sale of short-term investments 
and securities, all of which were unrelated to discontin-
ued operations. Our capital expenditures increased in 
2005 as compared to 2004 in response to more strin-
gent environmental regulations. These increased capi-
tal expenditures are expected to continue for the next 
three years. Net cash flows used for investing activities 
for 2004 were primarily due to capital expenditures and 
purchases of short-term investments and securities 
unrelated to discontinued operations, largely offset by 
the sale of short-term investments and securities unre-
lated to discontinued operations as well as proceeds 
from the sale of property. 

Net cash flows used for financing activities were 

$610.0 million, $450.5 million, and $118.9 million in 
2005, 2004 and 2003, respectively. Net cash flows 
used for financing activities for 2005 were primarily 
the result of cash used to retire $462.6 million of long-
term debt, pay premiums on the early redemption of 

debt of $54.7 million and pay dividends to common 
stockholders of $115.3 million. These uses of cash 
were partially offset by cash received relating to the 
exercise of stock options of $22.7 million. Net cash 
flows used for financing activities for 2004 were primar-
ily the result of funds used for the retirement of $500 
million of the 6.82% Series Senior Notes and dividends 
paid to common stockholders, partially offset by the 
issuance of $175 million unsecured 8% Series Senior 
Notes used to provide partial funding for the retirement 
of the $500 million 6.82% Series Senior Notes. Annual 
dividends declared increased to $0.96 per share in 
2004 from $0.94 per share in 2003. Net cash flows 
used for financing activities in 2003 primarily related to 
dividends paid to common stockholders and the early 
retirement of long-term debt. These uses were largely 
offset by the net proceeds related to the issuance of 
lower-interest long-term debt.

On February 1, 2006, our Board of Directors 
announced that it had raised the quarterly dividend to 
$0.25 per share payable March 1, 2006 to common 
shareholders of record on February 14, 2006. This 
increase results in an annualized dividend rate of $1.00 
per share, or a 4% increase.

We have obligations to make future payments for 

capital expenditures, debt agreements, lease agree-
ments, capital calls and other long-term purchase 
obligations, and have certain contingent commitments 
such as guarantees. We believe our cash flows from 
operations, the remaining proceeds from the financial 
asset portfolio sale in 2005, the credit facilities (existing 
or future arrangements), the senior notes, and other 
short- and long-term debt financing, will be sufficient to 
satisfy our future working capital, capital expenditures 
and other financing requirements for the foreseeable 
future. Our ability to generate positive cash flows from 
operations is dependent on general economic condi-
tions, competitive pressures, and other business and 
risk factors described in “Risk Factors” and “Factors 
That May Affect Future Results.” If we are unable to 
generate sufficient cash flows from operations, or oth-
erwise comply with the terms of our credit facilities and 
the senior notes, we may be required to refinance all or 
a portion of our existing debt or seek additional financ-
ing alternatives. A discussion of each of our critical 
liquidity commitments is outlined below.

Capital Requirements

Construction additions were $180 million, $98 million 
and $102 million in 2005, 2004 and 2003, respectively, 
and are expected to approximate $365 million in 2006. 
Planned construction additions for 2006 relate to 
our environmental compliance program, power plant 

30 

DPL Inc.

equipment, and our transmission and distribution 
system. During the last three years, capital expendi-
tures of $144 million have been incurred to meet 
DPL’s state and federal standards for Nitrogen Oxide 
(NOx), Sulfur Dioxide (SO2) and mercury emissions 
from power plants. 

Capital projects are subject to continuing review 

and are revised in light of changes in financial and 
economic conditions, load forecasts, legislative and 
regulatory developments and changing environmental 
standards, among other factors. Over the next three 
years, we are projecting to spend an estimated $750 
million in capital projects, approximately 60% of which 
is to meet changing environmental standards. Our abil-
ity to complete our capital projects and the reliability of 
future service will be affected by our financial condi-
tion, the availability of internal and external funds at 
reasonable cost, and adequate and timely return on 
these capital investments. We expect to finance our 
construction additions in 2006 with a combination of 
cash and short-term investments on hand, tax-exempt 
debt and internally-generated funds.

Debt and Debt Covenants 

At December 31, 2005, our scheduled maturities of 
long-term debt, including capital lease obligations, 
over the next five years are $0.9 million in 2006, $225.9 
million in 2007, $100.7 million in 2008, $175.7 million 
in 2009 and $0.6 million in 2010. Substantially all prop-
erty of DP&L is subject to the mortgage lien securing 
the first mortgage bonds. Debt maturities in 2006 are 
expected to be financed with a combination of internal 
funds and tax-exempt financing. Certain debt agree-
ments contain reporting and financial covenants for 
which we are in compliance as of December 31, 2005 
and expect to be in compliance during the near term.

On September 29, 2003, DP&L issued $470 mil-
lion principal amount of First Mortgage Bonds, 5.125% 
Series due 2013. The net proceeds from the sale of 
the bonds, after expenses, were used on October 30, 
2003, to (i) redeem $226 million principal amount of 
DP&L’s First Mortgage Bonds, 8.15% Series due 2026, 
at a redemption price of 104.075% of the principal 
amount plus accrued interest to the redemption date 
and (ii) redeem $220 million principal amount of DP&L’s 
First Mortgage Bonds, 7.875% Series due 2024, at a 
redemption price of 103.765% of the principal amount 
plus accrued interest to the redemption date. The 
5.125% Series due 2013 were not registered under 
the Securities Act of 1933, but were offered and sold 
through a private placement in compliance with Rule 
144A under the Securities Act of 1933. The bonds 
include step-up interest provisions requiring DP&L to 

pay additional interest if (i) DP&L’s registration state-
ment was not declared effective by the SEC within 180 
days from issuance of new bonds or (ii) the exchange 
offer was not completed within 210 days from the issu-
ance of the new bonds. The registration statement was 
not declared effective and the exchange offer was not 
timely completed and, as a result, DP&L was required 
to pay additional interest of 0.50% until a registration 
statement was declared effective, at which point the 
additional interest was reduced by 0.25%. The remain-
ing additional interest of 0.25% continued until the 
exchange offer was completed. The exchange offer 
registration statement for these securities was filed and 
declared effective on May 20, 2005 and the exchange 
was completed on June 23, 2005. 

Issuance of additional amounts of first mortgage 

bonds by DP&L is limited by the provisions of its 
mortgage; however, management believes that DP&L 
continues to have sufficient capacity to issue first 
mortgage bonds to satisfy its requirements in con-
nection with its current refinancing and construction 
programs. The amounts and timing of future financings 
will depend upon market and other conditions, rate 
increases, levels of sales and construction plans.

On March 25, 2004, we completed a $175 mil-
lion private placement of unsecured 8% series Senior 
Notes due March 2009. The Senior Notes will not be 
redeemable prior to maturity except that we have the 
right to redeem the notes for a make-whole payment at 
the adjusted treasury rate plus 0.25%. The proceeds 
from these notes were used to provide partial funding 
for the retirement of $500 million of the 6.82% series 
Senior Notes redeemed on April 6, 2004. The pro-
ceeds from these notes, combined with $202 million of 
internal funds provided by the financial asset portfolio 
and $123 million from core operations, were used to 
fund the retirement of $500 million of the 6.82% series 
Senior Notes retired April 6, 2004. 

The 8% series Senior Notes were issued pursuant 
to our indenture dated as of March 1, 2000, and pursu-
ant to authority granted in our Board resolutions dated 
March 25, 2004. The notes impose a limitation on the 
incurrence of liens on the capital stock of any of our 
significant subsidiaries and require we and our subsid-
iaries to meet a consolidated coverage ratio of 2 to 1 
prior to incurring additional indebtedness. The limita-
tion on the incurrence of additional indebtedness does 
not apply to (i) indebtedness incurred to refinance 
existing indebtedness, (ii) subordinated indebtedness 
and (iii) up to $150 million of additional indebted-
ness. In addition to the events of default specified 
in the indenture, an event of default under the notes 
includes a payment default or acceleration of indebted-

  DPL Inc. 

31

ness under any other indebtedness of ours or any of our subsidiaries which aggregates $25 million or more. The 
purchasers of the Senior Notes were granted registration rights in connection with the private placement under an 
Exchange and Registration Rights Agreement. Pursuant to this agreement, we were obligated to file an exchange 
offer registration statement by July 22, 2004, have the registration statement declared effective by September 
20, 2004 and consummate the exchange offer by October 20, 2004. We failed to have a registration statement 
declared effective and to complete the exchange offer according to this timeline. As a result, we are accruing addi-
tional interest at a rate of 0.5% per annum per violation, up to an additional interest rate not to exceed in the aggre-
gate 1.0% per annum. As each violation is cured, the additional interest rate will decrease by 0.5%. The exchange 
offer registration statement for these securities is expected to be filed with the SEC during the first quarter of 2006.
In May 2005, DP&L obtained a $100 million unsecured revolving credit agreement that extended and replaced 

its previous revolving credit agreement of $100 million. The new agreement, renewable annually, expires on May 
30, 2010 and provides credit support for DP&L’s business requirements during this period. This may be increased 
up to $150 million. The facility contains one financial covenant: DP&L total debt to total capitalization ratio is not to 
exceed 0.65 to 1.00. This covenant is currently met. DP&L had no outstanding borrowings under this credit facility 
at December 31, 2005. Fees associated with this credit facility are approximately $0.2 million per year. Changes in 
credit ratings, however, may affect the applicable interest rate for DP&L’s revolving credit agreement.

On August 11, 2005, we repurchased approximately $207.6 million principal amount of our notes listed below 

pursuant to offers to purchase that commenced on July 14, 2005 and expired on August 10, 2005. 

$ in millions

Title of Security; CUSIP Number 

Principal Amount Outstanding 

8.125% Capital Securities due 2031; 23330AAC4 
8.125% Capital Securities due 2031; 23330AAC4 
6.875% Senior Notes due 2011; 233293AH2 
6.875% Senior Notes due 2011; 233293AH2 

$  300.0 
$  300.0 
$  400.0 
$  400.0 

Aggregate Principal Amount of 
Tendered Notes Accepted for Purchase

$  105.0
$  105.0
$  102.6
$  102.6

The total consideration paid for these notes totaled 
$252.9 million, which includes accrued and unpaid 
interest. 

In addition, on August 29, 2005, we redeemed 
$200 million of our 8.25% Senior Notes due 2007, leav-
ing $225 million of our 8.25% Senior Notes outstanding.
We used a portion of the proceeds from the sale of 

the private equity funds in our financial asset portfolio 
to fund these repurchases and redemptions. 

On May 15, 2005, we redeemed all of the out-
standing 7.83% Senior Notes due 2007 in the amount 
of $39 million. A premium of 5.38% was paid on the 
7.83% Senior Notes that were redeemed.

On August 17, 2005, DP&L completed the refi-

nancing of $214.4 million of pollution control bonds. 
The specific issues refinanced consisted of:
■  $41.3 million of Ohio Water Development Authority 
(OWDA) bonds;
■  $137.8 million of Ohio Air Quality Development 
Authority (OAQDA) bonds; and 
■  $35.3 million of Boone County, Kentucky (Boone 
County) bonds.

On August 17, 2005, DP&L entered into a separate 

loan agreement with the OWDA, OAQDA and Boone 
County for new pollution control bonds with a weighted 

average interest rate of 4.78%. The proceeds of the 
bonds were used to repay the previously existing pol-
lution control bonds with a weighted average interest 
rate of 6.26% on September 16, 2005. To secure the 
repayment of its obligations to the OWDA, OAQDA and 
Boone County, DP&L entered into a 43rd Supplemental 
Indenture to its First and Refunding Mortgage for a like 
amount ($214.4 million) of First Mortgage Bonds with 
The Bank of New York serving as Trustee.

On February 17, 2006, DP&L renewed its $10 mil-
lion Master Letter of Credit Agreement with a financial 
lending institution. This agreement supports perfor-
mance assurance needs in the ordinary course of busi-
ness. DP&L has certain contractual agreements for the 
sale and purchase of power, fuel and related energy 
services that contain credit rating related clauses 
allowing the counter parties to seek additional surety 
under certain conditions. As of December 31, 2005, 
DP&L had two outstanding letters of credit for a total of 
$2.2 million. 

There are no inter-company debt collateralizations 

or debt guarantees between us and our subsidiaries. 
None of the debt obligations of DPL or DP&L are guar-
anteed or secured by affiliates and no cross-collateral-
ization exists between any subsidiaries.

32 

DPL Inc.

 
 
Credit Ratings 

Currently, our senior unsecured and DP&L’s senior secured debt credit ratings are as follows:

Fitch Ratings 
Fitch Ratings 
Fitch Ratings 
Fitch Ratings 
Fitch Ratings 

Moody’s Investors Service 
Moody’s Investors Service 
Moody’s Investors Service 
Moody’s Investors Service 
Moody’s Investors Service 

Standard & Poor’s Corp. 
Standard & Poor’s Corp. 
Standard & Poor’s Corp. 
Standard & Poor’s Corp. 
Standard & Poor’s Corp. 

DPL Inc. 

DP&L 

BBB- 
BBB- 
BBB- 
BBB- 
BBB- 

Ba1 
Ba1 
Ba1 
Ba1 
Ba1 

BB 
BB 
BB 
BB 
BB 

A- 
A- 
A- 
A- 
A- 

Baa1 
Baa1 
Baa1 
Baa1 
Baa1 

BB 
BB 
BB 
BB 
BB 

Outlook 

Stable 
Stable 
Stable 
Stable 
Stable 

Positive 
Positive 
Positive 
Positive 
Positive 

Positive 
Positive 
Positive 
Positive 
Positive 

Effective

July 2005
July 2005
July 2005
July 2005
July 2005

July 2005
July 2005
July 2005
July 2005
July 2005

April 2005
April 2005
April 2005
April 2005
April 2005

Rate Stabilization Surcharge

On April 4, 2005, DP&L filed a request at the Public 
Utilities Commission of Ohio (PUCO) to implement 
a new rate stabilization surcharge effective January 
1, 2006 to recover cost increases associated with 
environmental capital and related Operations and 
Maintenance costs, and fuel expenses. On November 
3, 2005, DP&L entered into a settlement agreement 
that extended DP&L’s rate stabilization period through 
December 31, 2010. During this time, the Company 
will continue to provide retail electric service at fixed 
rates with the ability to recover increased fuel and 
environmental costs through surcharges and riders. 
Specifically, the agreement provides for:
■  A rate stabilization surcharge equal to 11% of gen-
eration rates beginning January 1, 2006 and continuing 
through December 2010. Based on 2004 sales, this 
rider is expected to result in approximately $65 million 
in net revenues per year.
■  A new environmental investment rider to begin 
January 1, 2007 equal to 5.4% of generation rates, with 
incremental increases equal to 5.4% each year through 
2010. Based on 2004 sales, this rider is expected to 
result in approximately $35 million in annual net rev-
enues beginning January 2007, growing to approxi-
mately $140 million by 2010.
■  An increase to the residential generation discount 
from January 1, 2006 through December 31, 2008 
which is expected to result in a revenue decrease 
of approximately $7 million per year for three years, 
based on 2004 sales. The residential discount will 
expire on December 31, 2008. 

On December 28, 2005, the PUCO adopted the 
settlement with certain modifications (RSS Stipulation). 
The PUCO ruled that the environmental rider will be 
bypassable by all customers who take service from 
alternate generation suppliers. Future additional rev-
enues are dependent upon actual sales and levels of 
customer switching. On February 22, 2006, the PUCO 

denied applications for rehearing filed by the Office 
of the Ohio Consumers’ Counsel (OCC), as well as 
Ohio Partners for Affordable Energy.

Transfer of Assets to MVIC

On August 2, 2004, in order to strengthen MVIC’s 
financial position, the Vermont Department of Banking, 
Insurance, Securities and Health Care Administration 
notified MVIC of MVIC’s requirement to reduce its 
intercompany receivable to a maximum no greater 
than MVIC’s total capital and surplus plus $250,000 
minimum capital. As a result, we transferred $5 million 
from our operating cash to our subsidiary, MVIC, in sat-
isfaction of this requirement during the fourth quarter 
of 2004. In January 2005, MVE transferred a private 
equity financial asset valued in excess of $31.5 million 
to MVIC to further strengthen MVIC’s financial position. 
During 2005, the private equity financial assets owned 
by MVIC were sold along with the rest of the private 
equity funds. MVIC distributed dividends to DPL from 
the proceeds of these sales. During the review of the 
second quarter financial statements, we noted that 
these transactions inadvertently caused the share-
holder equity of MVIC to fall below the required level. In 
discussions with the Vermont Department of Banking, 
Insurance, Securities and Health Care Administration, 
it was decided that we would maintain a loss reserve 
to shareholder equity ratio of 3:1 in MVIC. As a result, 
during the third quarter of 2005, we transferred $12.3 
million from our operating cash to MVIC in satisfaction 
of this new requirement.

Off-Balance Sheet Arrangements 

We do not have any off-balance sheet arrangements 
that have or are reasonably likely to have a current 
or future effect on our financial condition, revenues 
or expenses, results of operations, liquidity, capital 
expenditures or capital resources that are material to 
investors.

  DPL Inc. 

33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Contractual Obligations and Commercial Commitments

We enter into various contractual obligations and other commercial commitments that may affect the liquidity 
of our operations. At December 31, 2005, these include:

Contractual Obligations

Payment Year

$ in millions 

Total 

Less than 1 Year 

2 -3 Years 

4 -5 Years 

More than 5 Years

Long-term debt 
Long-term debt 
Long-term debt 
Long-term debt 
Long-term debt 
Interest payments  
Interest payments  
Interest payments  
Interest payments  
Interest payments  
Pension and postretirement payments  
Pension and postretirement payments  
Pension and postretirement payments  
Pension and postretirement payments  
Pension and postretirement payments  
Capital leases  
Capital leases  
Capital leases  
Capital leases  
Capital leases  
Operating leases 
Operating leases 
Operating leases 
Operating leases 
Operating leases 
Coal contracts (a) 
Other contractual obligations 
Other contractual obligations 
Other contractual obligations 
Other contractual obligations 
Other contractual obligations 

Total contractual obligations 
Total contractual obligations 
Total contractual obligations 
Total contractual obligations 
Total contractual obligations 

$  1,674.1 
$  1,674.1 
$  1,674.1 
$  1,674.1 
$  1,674.1 
  1,068.8 
  1,068.8 
  1,068.8 
  1,068.8 
  1,068.8 
240.3 
240.3 
240.3 
240.3 
240.3 
3.9 
3.9 
3.9 
3.9 
3.9 
0.9 
0.9 
0.9 
0.9 
0.9 
795.1 
795.1 
795.1 
795.1 
795.1 
506.3 
506.3 
506.3 
506.3 
506.3 

$  4,289.4 
$  4,289.4 
$  4,289.4 
$  4,289.4 
$  4,289.4 

$ 
– 
– 
$ 
– 
$ 
– 
$ 
– 
$ 
  109.9 
  109.9 
  109.9 
  109.9 
  109.9 
22.8 
22.8 
22.8 
22.8 
22.8 
0.9 
0.9 
0.9 
0.9 
0.9 
0.5 
0.5 
0.5 
0.5 
0.5 
  390.1 
  390.1 
  390.1 
  390.1 
  390.1 
  358.5 
  358.5 
  358.5 
  358.5 
  358.5 

$  882.7 
$  882.7 
$  882.7 
$  882.7 
$  882.7 

$  324.9  
$  324.9  
$  324.9  
$  324.9  
$  324.9  
  180.9 
  180.9 
  180.9 
  180.9 
  180.9 
46.3 
46.3 
46.3 
46.3 
46.3 
1.7 
1.7 
1.7 
1.7 
1.7 
0.4 
0.4 
0.4 
0.4 
0.4 
  273.0 
  273.0 
  273.0 
  273.0 
  273.0 
  147.8 
  147.8 
  147.8 
  147.8 
  147.8 

$  975.0 
$  975.0 
$  975.0 
$  975.0 
$  975.0 

$  175.0 
$  175.0 
$  175.0 
$  175.0 
$  175.0 
  144.8 
  144.8 
  144.8 
  144.8 
  144.8 
47.4 
47.4 
47.4 
47.4 
47.4 
1.3 
1.3 
1.3 
1.3 
1.3 
– 
– 
– 
– 
– 
87.0 
87.0 
87.0 
87.0 
87.0 
– 
– 
– 
– 
– 

$  455.5 
$  455.5 
$  455.5 
$  455.5 
$  455.5 

$  1,174.2
$  1,174.2
$  1,174.2
$  1,174.2
$  1,174.2
633.2
633.2
633.2
633.2
633.2
123.8
123.8
123.8
123.8
123.8
–
–
–
–
–
–
–
–
–
–
45.0
45.0
45.0
45.0
45.0
–
–
–
–
–

$  1,976.2
$  1,976.2
$  1,976.2
$  1,976.2
$  1,976.2

(a)  DP&L-operated units

Long-term debt:
Long-term debt as of December 31, 2005, consists of 
DP&L’s first mortgage bonds, tax-exempt pollution control 
bonds, DPL unsecured notes and includes current maturi-
ties and unamortized debt discounts. During 2005, 
we redeemed $446.6 million of long-term debt earlier than 
termed. (See Note 8 of Notes to Consolidated Financial 
Statements.)

Other contractual obligations:
In January 2006, DP&L entered into a contract for lime-
stone that is expected to generate an obligation of $6.0 
million in 2006 through 2008; $10.5 million in 2009 through 
2010; and $42.2 million thereafter. As of December 31, 
2005, we had various other contractual obligations includ-
ing non-cancelable contracts to purchase goods and 
services with various terms and expiration dates.

Interest payments:
Interest payments associated with the Long-term debt 
described above.

DPL enters into various commercial commitments, 
which may affect the liquidity of its operations. At 
December 31, 2005, these include: 

Pension and postretirement payments:
As of December 31, 2005, we had estimated future benefit 
payments as outlined in Note 5 of Notes to Consolidated 
Financial Statements. These estimated future benefit pay-
ments are projected through 2015. 

Capital leases:
As of December 31, 2005, we had two capital leases that 
expire in November 2007 and September 2010.

Operating leases:
As of December 31, 2005, we had several operating leas-
es with various terms and expiration dates. Not included 
in this total is approximately $88,000 per year related 
to right of way agreements that are assumed to have no 
definite expiration dates.

Coal contracts:
DP&L has entered into various long-term coal contracts 
to supply portions of its coal requirements for its generat-
ing plants. Contract prices are subject to periodic 
adjustment, and have features that limit price escalation 
in any given year. 

Credit facilities:
In May 2005, DP&L replaced its previous $100 million 
revolving credit agreement with a $100 million, 364-day 
unsecured credit facility that is renewable annually 
and expires on May 30, 2010. At December 31, 2005, 
there were no borrowings outstanding under this credit 
agreement. The new facility may be increased up to 
$150 million.

Guarantees:
DP&L owns a 4.9% equity ownership interest in an electric 
generation company. As of December 31, 2005, DP&L 
could be responsible for the repayment of 4.9%, or $14.9 
million, of a $305 million debt obligation and also 4.9%, 
or $2.9 million, of a separate $60 million debt obligation. 
Both obligations mature in 2006. 

Other:
We completed the sale of or entered into alternative 
closing arrangements for all private equity funds in our 
financial asset portfolio as of June 20, 2005. We have an 
obligation to fund any cash calls or other commitments 
in which the purchaser of the private equity funds 
defaults with respect to the funds for which we entered 
into an alternative closing arrangement. This obligation 
is estimated not to exceed $8.0 million. 

34 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Market Risk

As a result of its operating, investing and financing 
activities, we are subject to certain market risks, includ-
ing changes in commodity prices for electricity, coal, 
environmental emissions and gas; and fluctuations 
in interest rates. Commodity pricing exposure includes 
the impacts of weather, market demand, increased 
competition and other economic conditions. For 
purposes of potential risk analysis, we use sensitivity 
analysis to quantify potential impacts of market rate 
changes on the results of operations. The sensitivity 
analysis represents hypothetical changes in market 
values that may or may not occur in the future. 

Commodity Pricing Risk 

Approximately 10 percent of our 2005 electric revenues 
were from sales of excess energy and capacity in 
the wholesale market. Energy and capacity in excess 
of the needs of existing retail customers are sold in 
the wholesale market when we can identify opportuni-
ties with positive margins. As of December 31, 2005, 
a hypothetical increase or decrease of 10% in annual 
wholesale revenues could result in approximately an 
$8 million increase or decrease to net income, assum-
ing no increases in fuel and purchased power costs.
Fuel (including coal, gas, oil and emission allow-
ances) and purchased power costs as a percent of 
total operating costs in 2005 and 2004 were 50% and 
44%, respectively. We have approximately 95% of the 
total expected coal volume needed for 2006 under 
contract. The percentage of coal under contract at 
our individual facilities is as low as 80%. Contracted 
coal volumes at certain facilities exceed 100% of the 
expected need. Due to the differences in contracted 
volumes at various facilities, it is expected we will be 
in the spot market for more than 5% of our 2006 coal 
volume at some facilities while we may make no spot 
purchases at other facilities. We may have excess coal 
volumes to meet 2007 needs at some facilities. The 
majority of our contracted coal is purchased at fixed 
prices. Some contracts provide for periodic adjust-
ment and some are priced based on market indices. 
Substantially all contracts have features that limit price 
escalations in any given year. Our 2006 emission allow-
ance (SO2) consumption is expected to be similar 
to 2005. Our holdings of 2006 SO2 allowances are 
approximately equal to its expected needs. There may 

be small exchanges of allowances between 2006 and 
future years to balance our 2006 position. We do not 
expect to purchase allowances outright for 2006. The 
exact consumption of SO2 allowances will depend on 
market prices for power, availability of our generating 
units and the actual sulfur content of the coal burned. 
Fuel costs are impacted by changes in volume and 
price and are driven by a number of variables includ-
ing weather, reliability of coal deliveries, scheduled 
outages and generation plant mix. Based on weather 
normalized sales, fuel costs are forecasted to be flat in 
2006 compared to 2005 and are forecasted to increase 
approximately 5% in 2007 compared to 2006. This fore-
cast assumes coal prices will increase approximately 
10% in 2006 as compared to 2005 and remain flat in 
2007 as compared to 2006.

Purchased power costs depend, in part, upon the 
timing and extent of planned and unplanned outages 
of our generating capacity. We will purchase power on 
a discretionary basis when wholesale market condi-
tions provide opportunities to obtain power at a cost 
below our internal production costs. As of December 
31, 2005, a hypothetical increase or decrease of 10% 
in annual fuel and purchased power costs could result 
in approximately a $29 million increase or decrease to 
net income.

Interest Rate Risk 

As a result of our normal borrowing and leasing activi-
ties, our results are exposed to fluctuations in interest 
rates, which we manage through our regular financ-
ing activities. We maintain both cash on deposit and 
investments in cash equivalents that may be affected 
by adverse interest rate fluctuations. Our long-term 
debt represents publicly and privately held secured 
and unsecured notes and debentures with fixed inter-
est rates. At December 31, 2005, we had no short-term 
borrowings. 

The carrying value of our debt was $1,678 mil-
lion at December 31, 2005, consisting of DP&L’s first 
mortgage bonds, DP&L’s tax-exempt pollution con-
trol bonds, our unsecured notes and DP&L’s capital 
leases. The fair value of this debt was $1,717.5 million, 
based on current market prices or discounted cash 
flows using current rates for similar issues with similar 
terms and remaining maturities. The principal cash 
repayments and related weighted average interest 

  DPL Inc. 

35

rates by maturity date for long-term, fixed-rate debt at 
December 31, 2005, are as follows: 

Expected  
Maturity Date 

2006 
2006 
2007 
2007 
2008 
2008 
2009 
2009 
2010 
2010 
Thereafter 
Thereafter 

Total 
Total 

Fair Value 

Long-term Debt

Amount
($ in millions) 

Average Rate

$ 
$ 

0.9 
0.9 
225.9 
225.9 
100.7 
100.7 
175.7 
175.7 
0.6 
0.6 
  1,174.2 
  1,174.2 

$  1,678.0 
$  1,678.0 

$  1,717.5

5.3%
5.3%
8.2%
8.2%
6.3%
6.3%
8.0%
8.0%
5.8%
5.8%
6.0%
6.0%

6.6%
6.6%

Debt maturities in 2006 are expected to be financed 
with internal funds. 

Debt retirements occurring in 2005 are discussed 

under Financial Condition, Liquidity and Capital 
Requirements, Debt and Debt Covenants.

Critical Accounting Policies and Estimates

Our consolidated financial statements are prepared in 
accordance with GAAP. In connection with the prepa-
ration of these financial statements, our management 
is required to make assumptions, estimates and judg-
ments that affect the reported amounts of assets, liabili-
ties, revenues, expenses and the related disclosure 
of contingent liabilities. These assumptions, estimates 
and judgments are based on our historical experience 
and assumptions that we believed to be reasonable 
at the time. However, because future events and their 
effects cannot be determined with certainty, the deter-
mination of estimates requires the exercise of judg-
ment. Our critical accounting estimates are those which 
require assumptions to be made about matters that are 
highly uncertain.

Different estimates could have a material effect 

on our financial results. Judgments and uncertainties 
affecting the application of these policies and esti-
mates may result in materially different amounts being 
reported under different conditions or circumstances. 
Significant items subject to such judgments include: 
the carrying value of property, plant and equipment; 
unbilled revenues; the valuation of derivative instru-
ments; the valuation of insurance and claims costs; val-
uation allowances for receivables and deferred income 
taxes; the valuation of reserves related to current liti-
gation; and assets and liabilities related to employee 
benefits.

Long-Lived Assets: In accordance with Statement of 
Financial Accounting Standards No. 144 “Accounting 

for the Impairment or Disposal of Long-Lived Assets” 
(SFAS 144), long-lived assets to be held and used are 
reviewed for impairment whenever events or circum-
stances indicate that the carrying amount may not be 
recoverable. When required, impairment losses on 
assets to be held and used are recognized based on 
the fair value of the asset. We determine the fair value 
of these assets based upon estimates of future cash 
flows, market value of similar assets, if available, or 
independent appraisals, if required. In analyzing the 
fair value and recoverability using future cash flows, we 
make projections based on a number of assumptions 
and estimates of growth rates, future economic condi-
tions, assignment of discount rates and estimates of 
terminal values. An impairment loss is recognized if the 
carrying amount of the long-lived asset is not recover-
able from its undiscounted cash flows. The measure-
ment of impairment loss is the difference between the 
carrying amount and fair value of the asset. Long-lived 
assets to be disposed of and/or held for sale are 
reported at the lower of carrying amount or fair value 
less cost to sell. We determine the fair value of these 
assets in the same manner as described for assets 
held and used. 

Revenue Recognition: We consider revenue realized, 
or realizable, and earned when persuasive evidence 
of an arrangement exists, the products or services 
have been provided to the customer, the sales price is 
fixed or determinable, and collectibility is reasonably 
assured. We record electric revenues when delivered 
to customers. Customers are billed throughout the 
month as electric meters are read. We recognize rev-
enues for retail energy sales that have not yet been 
billed, but where electricity has been consumed. This 
is termed “unbilled revenues” and is a widely recog-
nized and accepted practice for utilities. Our estimates 
of unbilled revenues use systems that consider various 
factors to calculate retail customer consumption at the 
end of each month. Given the use of these systems 
and the fact that customers are billed monthly, we 
believe it is unlikely that materially different results will 
occur in future periods when these amounts are subse-
quently billed.

Additionally, DP&L is subject to regulatory orders 

addressing the justness and reasonableness of the 
PJM and Midwest Independent Transmission System 
Operator (MISO) rates and related revenue distribution 
protocols. DP&L’s management is required to make 
assumptions, estimates and judgments relating to the 
possibility of refund of these revenues. These assump-
tions, estimates and judgments are based on manage-
ment’s experience and are believed to be reasonable 
at the time. As a result of these assumptions, estimates 

36 

DPL Inc.

 
 
 
 
 
 
 
 
 
and judgments, DP&L is deferring a portion of these 
revenues for which management believes is subject to 
refund. The deferred amount recorded was $20.5 mil-
lion for 2005. The above amount collected under the 
Seams Elimination Charge Adjustment (SECA) rates 
are subject to refund, and the ultimate outcome of the 
proceeding establishing SECA rates is uncertain at this 
time. However, based on the amount of reserves estab-
lished for this item, the results of this proceeding are 
not expected to have a material adverse effect on our 
financial condition, results of operations or cash flows.

Income Taxes: We apply the provisions of FASB 
Statement of Financial Accounting Standards No. 109, 
“Accounting for Income Taxes” (SFAS 109). SFAS 109 
requires an asset and liability approach for financial 
accounting and reporting of income taxes with tax 
effects of differences, based on currently enacted 
income tax rates between the financial reporting and 
tax basis of accounting reported as Deferred Taxes in 
the Consolidated Balance Sheets. Deferred Tax Assets 
are recognized for deductible temporary differences. 
Valuation reserves are provided unless it is more likely 
than not that the asset will be realized.

Investment tax credits, which have been used 

to reduce federal income taxes payable, have been 
deferred for financial reporting purposes. These 
deferred investment tax credits are amortized over the 
useful lives of the property to which they are related. 
For rate-regulated operations, additional deferred 
income taxes and offsetting regulatory assets or 
liabilities are recorded to recognize that the income 
taxes will be recoverable / refundable through future 
revenues. 

We file a consolidated U.S. federal income tax 
return in conjunction with our subsidiaries. The con-
solidated tax liability is allocated to each subsidiary as 
specified in our tax allocation agreement which pro-
vides a consistent, systematic and rational approach. 
(See Note 4 of Notes to Consolidated Financial 
Statements.)

Depreciation and Amortization: Depreciation expense is 
calculated using the straight-line method, which depre-
ciates the cost of property over its estimated useful life. 
For generation, transmission and distribution assets, 
straight-line depreciation is applied on an average 
annual composite basis using group rates that approxi-
mated 3.3% in 2005 and 3.4% in 2004 and 2003. 

Regulatory Assets and Liabilities: Application of FASB 
Statement of Financial Accounting Standards No. 
71, “Accounting for the Effects of Certain Types of 
Regulation” (SFAS 71), depends on our ability to col-
lect cost-based rates from customers. The recognition 

of regulatory assets requires a continued assessment 
of the recovery of the costs based on actions of the 
regulators. We capitalize incurred costs as deferred 
regulatory assets when there is a probable expectation 
that the costs incurred will be recovered in future rev-
enues as a result of the regulatory process. Regulatory 
liabilities represent current recovery of expected future 
costs. When applicable we apply judgment in the use 
of these principles and these estimates are based 
on expected usage by a customer class over the 
designated recovery period. (See Note 3 of Notes to 
Consolidated Financial Statements for further disclo-
sure of regulatory amounts.)

Asset Retirement Obligations: In accordance with 
FASB Statement of Financial Accounting Standards 
No. 143, “Accounting for Asset Retirement Obligations” 
(SFAS 143) and FASB Interpretation No. 47 (FIN No. 
47), “Accounting for Conditional Asset Retirement 
Obligations, an interpretation of FASB Statement No. 
143,” legal obligations associated with the retirement of 
long-lived assets are required to be recognized at their 
fair value at the time those obligations are incurred. 
Upon initial recognition of a legal liability, costs are 
capitalized as part of the related long-lived asset and 
allocated to expense over the useful life of the asset. 
SFAS 143 also requires that components of previously 
recorded depreciation related to the cost of removal of 
assets upon retirement, whether legal asset retirement 
obligations or not, must be removed from a company’s 
accumulated depreciation reserve. We make assump-
tions, estimates and judgments that affect the reported 
amounts of assets, liabilities and expenses as they 
relate to asset retirement obligations. These assump-
tions and estimates are based on historical experience 
and assumptions that we believed to be reasonable at 
the time. 

Unbilled Revenues: We record revenue for retail and 
other energy sales under the accrual method. For retail 
customers, revenues are recognized when the services 
are provided on the basis of periodic cycle meter read-
ings and include an estimated accrual for the value 
of electricity provided from the meter reading date to 
the end of the reporting period. These estimates are 
based on the volume of energy delivered, historical 
usage and growth by customer class, and the effect of 
weather variations on usage patterns. 

Financial Instruments: We apply the provisions of FASB 
Statement of Financial Accounting Standards No. 115, 
“Accounting for Certain Investments in Debt and Equity 
Securities” (SFAS 115), for our investments in debt and 
equity financial instruments of publicly traded entities 
and classify the securities into different categories: 

  DPL Inc. 

37

held-to-maturity and available-for-sale. Available-for-
sale securities are carried at fair value and unrealized 
gains and losses on those securities, net of deferred 
income taxes, are presented as a separate component 
of shareholders’ equity. Declines in value that are other 
than temporary are recognized currently in earnings. 
Financial instruments classified as held-to-maturity 
are carried at amortized cost. The valuation of public 
equity security investments is based upon market quo-
tations. The cost basis for public equity security and 
fixed maturity investments is average cost and amor-
tized cost, respectively.

Insurance and Claims Costs: In addition to insurance 
provided through third-party providers, a wholly-owned 
captive subsidiary (MVIC) of ours provides insur-
ance coverage solely to us and to our subsidiaries. 
Insurance and Claims Costs on the Consolidated 
Balance Sheets includes insurance reserves of approx-
imately $24 million and $25 million for 2005 and 2004, 
respectively, based on actuarial methods and loss 
experience data. Such reserves are actuarially deter-
mined, in the aggregate, based on a reasonable esti-
mation of insured events occurring. There is uncertainty 
associated with the loss estimates, and actual results 
may differ from the estimates. Modification of these 
loss estimates based on experience and changed 
circumstances is reflected in the period in which the 
estimate is re-evaluated. 

During the three-year regulatory transition period 

ending December 31, 2003, business interruption 
policy payments from the captive subsidiary to DP&L 
and/or the release of the appropriate reserves occurred 
and were reflected in income. In June 2003, the ulti-
mate value of the business interruption risk coverage 
was settled between MVIC and DP&L. The total settle-
ment resulted in a $76 million reduction to insurance 
reserves of MVIC and a release from the business 
interruption policy reserve of $39.7 million, which is 
reported as Other Income in 2003. 

In 2003, we submitted a claim for $10 million to 
MVIC to recover legal expenses related to the share-
holder litigation. This claim was settled in December 
2003. 

Pension and Postretirement Benefits: We account for 
our pension and postretirement benefit obligations 
in accordance with the provisions of Statement of 
Financial Accounting Standards No. 87, “Employers’ 
Accounting for Pensions” and No. 106 “Employers’ 
Accounting for Postretirement Benefits Other than 
Pensions.” These standards require the use of assump-
tions, such as the discount rate and long-term rate of 

return on assets, in determining the obligations, annual 
cost, and funding requirements of the plans. We dis-
close our pension and postretirement benefit plans 
as prescribed by Statement of Financial Accounting 
Standards No. 132, “Employers’ Disclosures about 
Pensions and Other Postretirement Benefits, an amend-
ment of FASB Statements No. 87, 88, and 106.” 

In 2006, we maintained our long-term rate of return 
assumptions of 8.50% for pension and 6.75% for other 
postretirement benefits assets that reflect the effect 
of recent trends on our long-term view. We also main-
tained our assumed discount rate of 5.75% for pension 
and postretirement benefits expense to reflect current 
interest rate conditions. Changes in other components 
used in the determination of pension and postretire-
ment benefits costs will result in an overall increase of 
approximately $2 million in such costs in 2006 com-
pared to 2005.

In future periods, differences in the actual return on 

pension plan assets and assumed return, or changes 
in the discount rate, will affect the timing of contribu-
tions to the pension plan, if any. We provide postretire-
ment healthcare benefits to employees who retired 
prior to 1987. A one percentage point change in the 
assumed healthcare trend rate would affect postretire-
ment benefit costs by approximately $0.1 million. 

Legal and Other Matters

Legal and Other Matters
Legal and Other Matters is described 
A discussion of Legal and Other Matters is described 
in Note 14 of Notes to Consolidated Financial 
Statements and in Item 3 - Legal Proceedings. Such 
discussions are incorporated by reference in this 
Management’s Discussion and Analysis of Financial 
Condition and Results of Operations and made a 
part hereof.

Recently Issued Accounting Pronouncements

A discussion of recently issued accounting pronounce-
ments is described in Note 1 of Notes to Consolidated 
Financial Statements and such discussion is incorpo-
rated by reference in this Management’s Discussion 
and Analysis of Financial 

Item 7a  Quantitative and Qualitative 
Disclosures about Market Risk

The information required by this item of Form 10-K 
is set forth in the Market Risk section under Item 7 
Market Risk
Market Risk section under Item 7 
- Management’s Discussion and Analysis of Financial 
Condition and Results of Operations.

38 

DPL Inc.

Item 8  Financial Statements and Supplementary Data

Consolidated Statements of Results of Operations   

$ in millions except per share amounts 

Revenues

Operating expenses:
Fuel 
Purchased power 
Operation and maintenance 
Depreciation and amortization 
General taxes 
Amortization of regulatory assets, net 

Total operating expenses 

Operating income 

Investment income 
Interest expense 
Shareholder litigation expense 
Charge for early redemption of debt 
Other income 

Earnings from continuing operations before income taxes 

Income tax expense 

Earnings from continuing operations 
Earnings from discontinued operations, net of tax 
Cumulative effect of accounting change, net of tax 

For the years ended December 31,
2004 (a) 

2003 (a)

2005 

$  1,284.9 

$ 1,199.9 
$ 1,199.9 
$ 1,199.9 

$ 1,191.0
$ 1,191.0
$ 1,191.0

336.9 
133.3 
219.0 
147.3 
107.3 
2.0 

945.8 

339.1 

49.0 
(137.7) 
 – 
(61.2) 
15.4 

204.6 

79.9 

124.7 
52.9 
(3.2) 

263.1 
  113.1 
237.1 
  1 44.1 
  105.3 
0.7 

863.4 

336.5 

6.5 
6.5 
6.5 
(160.2) 
(160.2) 
(160.2) 
 – 
 – 
 – 
 – 
5.2 
5.2 
5.2 

188.0 
188.0 
188.0 

66.5 
66.5 
66.5 

121.5 
121.5 
121.5 
95.8 
95.8 
95.8 
 – 
 – 
 – 

234.6
234.6
87.9
87.9
199.8
199.8
138.9
138.9
108.9
108.9
49.0
49.0

819.1
819.1

371.9
371.9

32.0
32.0
32.0
(181.7)
(181.7)
(181.7)
(76.7)
(76.7)
 –
 –
 –
44.2
44.2
44.2

1
189.7
1

74.8
74.8
74.8

114.9
114.9
114.9
16.6
16.6
16.6
17.0
17.0
17.0

Net Income  

$

174.4 

$  217.3 
$  217.3 
$  217.3 

$  148.5
$  148.5
$  148.5

Average number of common shares outstanding (millions):

  Basic 
  Diluted 

Basic earnings per share of common stock:
  Continuing operations 
  Discontinued operations 
  Cumulative effect of accounting change 

  Net income per basic common share 

Diluted earnings per share of common stock:
  Continuing operations 
  Discontinued operations 
  Cumulative effect of accounting change 

  Net income per diluted common share 

121.0 
129.1 

1.03 
0.44 
(0.03) 

1.44 

0.97 
0.41 
(0.03) 

1.35 

$

$

$

$

120.1 
120.1 
120.1 
122.1 
122.1 
122.1 

$ 
$ 
$ 

1.01 
1.01 
1.01 
0.80 
0.80 
0.80 
– 
– 
– 

$ 
$ 
$ 

1.81 
1.81 
1.81 

$ 
$ 
$ 

1.00 
1.00 
1.00 
0.78 
0.78 
0.78 
– 
– 
– 

$ 
$ 
$ 

1.78 
1.78 
1.78 

119.8
119.8
119.8
121.7
121.7
121.7

0.96
0.96
0.96
0.14
0.14
0.14
0.14
0.14
0.14

1.24
1.24
1.24

0.94
0.94
0.94
0.14
0.14
0.14
0.14
0.14
0.14

1.22
1.22
1.22

$ 
$ 
$ 

$ 
$ 
$ 

$ 
$ 
$ 

$ 
$ 
$ 

Dividends paid per share of common stock

$ 

0.96 

$ 
$ 
$ 

0.96 
0.96 
0.96 

$ 
$ 
$ 

0.94
0.94
0.94

(a)  Revised – See Note 11.

See Notes to Consolidated Financial Statements.

  DPL Inc. 

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the years ended December 31,
2004 (a) 

2005 

2003 (a)

$ 174.4

(52.9) 

$  217.3 
(95.8) 
(95.8) 
(95.8) 

$  148.5
$  148.5
(16.6)
(16.6)
(16.6)

  121.5 

121.5 
121.5 
121.5 

  131.9 
  131.9 
  131.9 

  147.3 
2.0 
61.2 
3.2 
– 
(7.1) 
(0.6) 
– 
(28.8) 
– 

(12.5) 
(11.7) 
15.0 
(13.2) 
2.2 
(8.0) 
2.9 
6.7 
34.0 

  314.1 

(180.1) 
(641.2) 
  642.5 

– 
– 

  868.4 

  689.6 

  211.2 
22.7 
(673.8) 
(54.7) 
(0.1) 
(115.3) 

  (610.0) 

144.1 
0.7 
– 
– 
(70.0) 
22.2 
(1.1) 
– 
(3.3) 
(1.8) 

7.1 
(
(12.9) 
(62.8) 
(8.0) 
0.4 
(20.0) 
12.6 
5.2 
(1.2) 

132.7 
132.7 
132.7 

(87.7) 
(26.1) 
89.9 
– 
2.3 
203.9 

182.3 
182.3 
182.3 

174.7 
– 
(510.4) 
– 
– 
(114.8) 

(450.5) 
(450.5) 
(450.5) 

  393.7 
  202.1 

$ 595.8 

(135.5) 
(135.5) 
(135.5) 
337.6 
337.6 
337.6 

$  202.1 
$  202.1 
$  202.1 

$ 146.1 
71.2 
$

$  162.1 
$  162.1 
$  162.1 
$  107.9 
$  107.9 
$  107.9 

  138.9
  138.9
  49.0
  49.0

–
–
(17.0)
(17.0)
  66.6
  66.6
(4.8)
(4.8)
(46.8)
(46.8)
(21.2)
(21.2)
(3.9)
(3.9)
–
–

(3.7)
(3.7)
(8.1)
(8.1)
  70.4
  70.4
(9.1)
(9.1)
(7.4)
(7.4)
4.0
4.0
  49.0
  49.0
(47.0)
(47.0)
9.4
9.4

  350.2
  350.2
  350.2

  (120.9)
  (120.9)
(75.8)
(75.8)
  127.7
  127.7
  51.4
  51.4

–
–

  83.1
  83.1

  65.5
  65.5
  65.5

  465.1
  465.1

–
–
  (471.9)
  (471.9)
–
–
–
–
  (112.1)
  (112.1)

  (118.9)
  (118.9)
  (118.9)

  296.8
  296.8
  296.8
  40.8
  40.8
  40.8

$  337.6
$  337.6
$  337.6

$  184.0
$  184.0
$  184.0
$  15.2
$  15.2
$  15.2

Consolidated Statements of Cash Flows   

$ in millions 

Cash Flows from Operating Activities:
Net income 
Less: Earnings from discontinued operations 

Earnings from continuing operations and cumulative effect of 

accounting change 

Adjustments to reconcile net income to net cash provided by 

operating activities:
  Depreciation and amortization 
  Amortization of regulatory assets, net 
  Charge for early redemption of debt 
  Cumulative effect of accounting change, net of tax 
  Shareholder litigation 
  Deferred income taxes 
  Captive insurance provision 

Income from interest rate hedges 
  Gain on sale of other investments 
  Gain on sale of property 

Changes in certain assets and liabilities:
  Accounts receivable 
  Accounts payable 
  Accrued taxes payable 
  Accrued interest payable 
  Prepayments 
Inventories 

Deferred compensation assets 
Deferred compensation obligations 
Other   

  Net cash provided by operating activities 

Cash Flows from Investing Activities:
Capital expenditures 
Purchases of short-term investments and securities 
Sales of short-term investments and securities 
Settlement of interest rate hedges 
Proceeds from the sale of property 
Cash flow from discontinued operations 

  Net cash provided by investing activities 

Cash Flows from Financing Activities:
Issuance of long-term debt, net of issue costs 
Exercise of stock options  
Retirement of long-term debt  
Premiums paid for early redemption of debt  
Retirement of preferred securities 
Dividends paid on common stock 

  Net cash used for financing activities 

Cash and Cash Equivalents:
Net change 
Balance at beginning of year 

  Cash and cash equivalents at end of year

Supplemental cash flow information:
Interest paid, net of amounts capitalized 
Income taxes paid, net 

(a)  Revised – See Note 11.

See Notes to Consolidated Financial Statements.

40 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Balance Sheets 

$ in millions 

Assets
Property:
Property, plant and equipment 
Less: Accumulated depreciation and amortization 

  Net property 

Current assets:
Cash and cash equivalents 
Short-term investments available for sale 
Accounts receivable, less provision for uncollectible accounts 

of $1.0 and $1.1, respectively 

Inventories, at average cost 
Prepaid taxes 
Other current assets 

Total current assets 

Other assets:
Financial assets:
  Public securities 
  Private securities under the equity method 
  Private securities under the cost method 

Total financial assets 

Regulatory assets 
Other deferred assets 

Total other assets 

Total Assets

Capitalization and Liabilities
Capitalization:
Common shareholders’ equity
  Common stock: par value $0.01 per share, 250,000,000 shares 

authorized and 163,724,211 shares issued at December 31, 2005 
and 2004; 127,526,404 shares and 126,501,404 shares outstanding 
at December 31, 2005 and 2004, respectively 

  Other paid-in capital, net of treasury stock 
  Warrants 
  Common stock held by employee plans 
  Accumulated other comprehensive income 
  Earnings reinvested in the business 

Total common shareholders’ equity 

Preferred stock 

Long-term debt 

Total capitalization 

Current Liabilities:
Current portion – long-term debt 
Accounts payable 
Accrued taxes 
Accrued interest 
Other current liabilities 

Total current liabilities 

Deferred Credits:
Deferred taxes  
Unamortized investment tax credit 
Insurance and claims costs 
Other deferred credits 

Total deferred credits 

Commitments and Contingencies (Note 14)

Total Capitalization and Liabilities

See Notes to Consolidated Financial Statements.

  At December 31,

2005 

2004

$  4,667.7 
  (2,094.8) 

  2,572.9 

$  4,495.0
$  4,495.0
  (1,964.9)
  (1,964.9)

  2,530.1
  2,530.1

595.8 
125.8 

194.9 
80.2  
45.9  
20.2  

  1,062.8  

  – 
  – 
  – 

  – 

83.8 
72.2 

156.0 

$  3,791.7 

$ 

1.3 
25.1 
50.0 
(86.1) 
(14.2) 
  1,062.0 

  1,038.1 

22.9 

  1,677.1 

  2,738.1 

0.9 
130.2 
178.5 
28.9 
31.1 

369.6 

327.0 
46.4 
24.3 
286.3 

684.0 

202.1
202.1
 –

175.7
72.1
46.4
34.3

530.6

86.3
304.0
522.3

912.6

74.0
118.2

  1,1 04.8

$  4,165.5
$  4,165.5

$ 
$ 

1.3
1.3
15.8
15.8
50.0
50.0
(85.7)
(85.7)
65.5
65.5
997.1
997.1

  1,044.0
  1,044.0

23.0
23.0

  2,117.3
  2,117.3

  3,184.3
  3,184.3

13.5
13.5
113.4
113.4
137.2
137.2
42.1
42.1
20.7
20.7

326.9
326.9

384.8
384.8
49.3
49.3
24.9
24.9
195.3
195.3

654.3
654.3

$  3,791.7 

$  4,165.5
$  4,165.5

  DPL Inc. 

41

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Statements of Shareholders’ Equity 

$ in millions 

Beginning balance  

2003
Net income 
Net income 
Net income 
Net income 
Net income 
Net income 
Net income 
Net change in unrealized gains 

(losses) on financial instruments, 
net of reclassification adjustments 
net of reclassification adjustments 
net of reclassification adjustments 
net of reclassification adjustments 
net of reclassification adjustments 
net of reclassification adjustments 
Net change in unrealized gains (losses) 

on foreign currency translation 
adjustments 
adjustments 
adjustments 
adjustments 
adjustments 
adjustments 

Net change in deferred gains on 

cash flow hedges 
cash flow hedges 
cash flow hedges 
cash flow hedges 
cash flow hedges 
cash flow hedges 
Minimum pension liability 
Minimum pension liability 
Minimum pension liability 
Minimum pension liability 
Minimum pension liability 
Minimum pension liability 
Deferred income taxes related to 
unrealized gains (losses) 
unrealized gains (losses) 
unrealized gains (losses) 
unrealized gains (losses) 
unrealized gains (losses) 
unrealized gains (losses) 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Common stock dividends (b) 
Employee / Director stock plans 
Employee / Director stock plans 
Employee / Director stock plans 
Other   

Common Stock 
Common Stock 

(a)
(a)

Outstanding  

Shares   Amount 

Other 
Paid-in 
Capital  Warrants 

Common 
Stock Held 
by Employee 
Plans 

Accumulated  
Other  
Comprehensive  
Income 

Earnings
Reinvested
in the
Business 

Total

126,501,404 
126,501,404 
126,501,404 
126,501,404 
126,501,404 
126,501,404 
126,501,404 
126,501,404 

$  1.3 
$  1.3 
$  1.3 
$  1.3 
$  1.3 
$  1.3 
$  1.3 
$  1.3 

$  8.4 
$  8.4 
$  8.4 
$  8.4 
$  8.4 
$  8.4 
$  8.4 
$  8.4 

$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 

$  (89.6) 
$  (89.6) 
$  (89.6) 
$  (89.6) 
$  (89.6) 
$  (89.6) 
$  (89.6) 
$  (89.6) 

$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 

(2.2)  $  856.9  $  824.8
(2.2)  $  856.9  $  824.8
(2.2)  $  856.9  $  824.8
(2.2)  $  856.9  $  824.8
(2.2)  $  856.9  $  824.8
(2.2)  $  856.9  $  824.8
(2.2)  $  856.9  $  824.8
(2.2)  $  856.9  $  824.8

  148.5

  10.0

  37.3

  29.4
(0.2)

  (16.6)

  0.2 
0.2 
0.2 
0.2 
0.2 
0.2 
3.4 
3.4 
3.4 
3.4 
3.4 
  3.4 

5.2 
5.2 
5.2 
5.2 
5.2 
5.2 

  208.4
 (140.8)    (140.8)
(140.8)    (140.8)
6.5
6.5
6.5
6.5
6.5
6.5
3.4
3.4
3.4
3.4
3.4
3.4

1.1 
1.1 
1.1 
1.1 
1.1 
1.1 

Ending balance

126,501,404 
126,501,404 
126,501,404 
126,501,404 
126,501,404 
126,501,404 
126,501,404 
126,501,404 

$  1.3 
$  1.3 
$  1.3 
$  1.3 
$  1.3 
$  1.3 
$  1.3 
$  1.3 

$  12.0 
$  12.0 
$  12.0 
$  12.0 
$  12.0 
$  12.0 
$  12.0 
$  12.0 

$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 

$  (84.4) 
$  (84.4) 
$  (84.4) 
$  (84.4) 
$  (84.4) 
$  (84.4) 
$  (84.4) 
$  (84.4) 

$  57.7  $  865.7  $  902.3
$  57.7  $  865.7  $  902.3
$  57.7  $  865.7  $  902.3
$  57.7  $  865.7  $  902.3
$  57.7  $  865.7  $  902.3
$  57.7  $  865.7  $  902.3
$  57.7  $  865.7  $  902.3
$  57.7  $  865.7  $  902.3

2004
Net income 
Net income 
Net income 
Net income 
Net income 
Net income 
Net income 
Net change in unrealized gains 

(losses) on financial instruments, 
net of reclassification adjustments 
net of reclassification adjustments 
net of reclassification adjustments 
net of reclassification adjustments 
net of reclassification adjustments 
Net change in unrealized gains (losses) 

on foreign currency translation 
adjustments 
adjustments 
adjustments 
adjustments 
adjustments 
adjustments 

Net change in deferred gains on 

cash flow hedges 
cash flow hedges 
cash flow hedges 
cash flow hedges 
cash flow hedges 
cash flow hedges 
Minimum pension liability 
Minimum pension liability 
Minimum pension liability 
Minimum pension liability 
Minimum pension liability 
Minimum pension liability 
Deferred income taxes related to 
unrealized gains (losses) 
unrealized gains (losses) 
unrealized gains (losses) 
unrealized gains (losses) 
unrealized gains (losses) 
unrealized gains (losses) 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Common stock dividends (b) 
Employee / Director stock plans 
Employee / Director stock plans 
Employee / Director stock plans 
Other   
Other   
Other   

  217.3

9.3

6.2

(1.5)
(0.4)

(5.8)

  4.1 
4.1 
4.1 
) 
) 
) 
) 
  (0.3) 

) 
(1.3) 
) 
) 

  (86.2) 
0.4 
0.4 
0.4 
0.4 
0.1)   
(0.1)   

  225.1
(86.2)
3.2
3.2
3.2
3.2
(0.4)

Ending balance

1,404 
126,501,404 
1,404 

$  1.3 
$  1.3 
$  1.3 

5.8 
$  15.8 
$ 
$ 

0.0 
$ 50.0 
$ 

85.7) 
$ (85.7) 
$ 

7.1  $ 1,044.0
$  65.5  $  9 97.1  $ 1,044.0
$ 

5.5  $ 

2005
Net income 
Net income 
Net income 
Net income 
Net income 
Net income 
Net income 
Net change in unrealized gains 

(losses) on financial instruments, 
net of reclassification adjustments 
net of reclassification adjustments 
net of reclassification adjustments 
net of reclassification adjustments 
net of reclassification adjustments 
net of reclassification adjustments 
Net change in unrealized gains (losses) 

on foreign currency translation 
adjustments 
adjustments 
adjustments 
adjustments 
adjustments 
adjustments 

Net change in deferred gains on 

cash flow hedges 
cash flow hedges 
cash flow hedges 
cash flow hedges 
cash flow hedges 
cash flow hedges 
Minimum pension liability 
Minimum pension liability 
Minimum pension liability 
Minimum pension liability 
Minimum pension liability 
Minimum pension liability 
Deferred income taxes related to 
unrealized gains (losses) 
unrealized gains (losses) 
unrealized gains (losses) 
unrealized gains (losses) 
unrealized gains (losses) 
unrealized gains (losses) 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Total comprehensive income 
Common stock dividends (b) 
Treasury shares purchased (c)
Treasury stock reissued  
Employee / Director stock plans 
Employee / Director stock plans 
Other   
Other   
Other   
Other   
Other   
Other   
Ending balance (c)

  174.4

  (15.3)

  (46.3)

(3.4)
  (63.0)

  48.2

– 
– 
– 
– 
– 
– 
– 
– 
1,025,000 
1,025,000 
1,025,000 
1,025,000 
1,025,000 
1,025,000 
1,025,000 
1,025,000 

  (10.6) 
  (10.6) 
  (10.6) 
  (10.6) 
  (10.6) 
  (10.6) 
  (10.6) 
  (10.6) 
  16.9 
  16.9 
  16.9 
  16.9 
  16.9 
  16.9 
  16.9 
  16.9 
  3.0 
  3.0 
  3.0 
  3.0 
  3.0 
  3.0 

  (115.3) 
(115.3) 

5.8 
5.8 
5.8 
5.8 
5.8 
5.8 
5.8 
5.8 

94.6
(115.3)
(115.3)
(10.6)
(10.6)
(10.6)
(10.6)
(10.6)
(10.6)
(10.6)
(10.6)
22.7
22.7
22.7
22.7
22.7
22.7
22.7
22.7
2.6
2.6
2.6
2.6
2.6
2.6
0.1
0.1
0.1

(0.4) 
(0.4) 
(0.4) 
(0.4) 
(0.4) 
(0.4) 

0.1 
0.1 
0.1 

127,526,404 
127,526,404 
127,526,404 
127,526,404 
127,526,404 
127,526,404 
127,526,404 
127,526,404 

$  1.3 
$  1.3 
$  1.3 
$  1.3 
$  1.3 
$  1.3 
$  1.3 
$  1.3 

$  25.1 
$  25.1 
$  25.1 
$  25.1 
$  25.1 
$  25.1 
$  25.1 
$  25.1 

$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 
$ 50.0 

$  (86.1) 
$  (86.1) 
$  (86.1) 
$  (86.1) 
$  (86.1) 
$  (86.1) 
$  (86.1) 
$  (86.1) 

$  (14.2)  $ 1,062.0  $ 
$  (14.2)  $ 1,062.0  $ 1,038.1
$  (14.2)  $ 1,062.0  $ 
$  (14.2)  $ 1,062.0  $ 
$  (14.2)  $ 1,062.0  $ 
$  (14.2)  $ 1,062.0  $ 
$  (14.2)  $ 1,062.0  $ 
$  (14.2)  $ 1,062.0  $ 

(a)  $0.01 par value, 250,000,000 shares authorized.

(b)  Common stock dividends were $0.94 per share in 2003 and $0.96 per share in 2004 and 2005.

(c)  Number of shares outstanding at December 31, 2005 not affected by a transaction to purchase 406,000 shares began December 30th for 
which the share repurchase was settled in early January 2006. See Note 6 of Notes to Consolidated Financial Statements. 

See Notes to Consolidated Financial Statements.

42 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to Consolidated Financial Statements

1  Summary of Significant Accounting 
Policies and Overview

Description of Business

DPL Inc. (DPL, the Company, we, our, or ours unless 
the context indicates otherwise) is a diversified, 
regional energy company organized in 1985 under the 
laws of Ohio. We conduct our principal business in one 
business segment - Electric. 

Our principal subsidiary is The Dayton Power and 

Light Company (DP&L). DP&L is a public utility incor-
porated in 1911 under the laws of Ohio. DP&L sells 
electricity to residential, commercial, industrial and 
governmental customers in a 6,000 square mile area 
of West Central Ohio. Electricity for DP&L’s 24 county 
service area is primarily generated at eight coal-fired 
power plants and is distributed to more than 500,000 
retail customers. DP&L also purchases retail peak load 
requirements from DPL Energy LLC (DPLE). Principal 
industries served include automotive, food process-
ing, paper, plastic manufacturing, and defense. DP&L’s 
sales reflect the general economic conditions and 
seasonal weather patterns of the area. DP&L sells any 
excess energy and capacity into the wholesale market. 

Our other significant subsidiaries (all of which are 

wholly-owned) include DPLE, which engages in the 
operation of peaking generating facilities; DPL Energy 
Resources, Inc. (DPLER), which sells retail electric 
energy under contract to major industrial and commer-
cial customers in West Central Ohio; MVE, Inc. (MVE), 
which was primarily responsible for the management 
of our financial asset portfolio; DPL Finance Company, 
which provides financing to us and our subsidiaries; 
and Miami Valley Insurance Company (MVIC), a cap-
tive insurance company for us and our subsidiaries.

Basis of Consolidation

We prepare our consolidated financial statements 
in accordance with accounting principles generally 
accepted in the United States of America (GAAP). 
The consolidated financial statements include the 
accounts of DPL and its majority-owned subsidiaries. 
Investments that are not majority owned are accounted 
for using the equity method when our investment allows 
us the ability to exert significant influence, as defined 
by GAAP. Undivided interests in jointly-owned genera-
tion facilities are consolidated on a pro rata basis. All 
material intercompany accounts and transactions are 
eliminated in consolidation. 

Estimates, Judgments and Reclassifications

The preparation of financial statements in conformity 
with GAAP requires us to make estimates and judg-

ments that affect the reported amounts of assets and 
liabilities, the disclosure of contingent assets and 
liabilities at the date of the financial statements and 
the revenue and expenses of the period reported. 
Different estimates could have a material effect on our 
financial results. Judgments and uncertainties affect-
ing the application of these policies and estimates may 
result in materially different amounts being reported 
under different conditions or circumstances. Significant 
items subject to such estimates and judgments include 
the carrying value of property, plant and equipment; 
unbilled revenues; the valuation of derivative instru-
ments; the valuation of insurance and claims costs; val-
uation allowances for receivables and deferred income 
taxes; reserves recorded for income tax exposures; 
litigation; and assets and liabilities related to employee 
benefits. Actual results may differ from those estimates. 
Certain amounts from prior periods have been reclassi-
fied to conform to the current reporting presentation. In 
2005, we have separately disclosed the earnings from 
discontinued operations, net of income taxes, which in 
prior periods were reported with elements of continued 
operations. In 2005, we have separately disclosed 
the investing portions of the cash flows attributable to 
its discontinued operations (there was no impact on 
the operating or investing portions of the cash flows), 
which in prior periods were reported on a combined 
basis as a single amount.

Revenues

We record revenue for services provided but not yet 
billed to more closely match revenues with expenses. 
Accounts receivable on the Consolidated Balance 
Sheets include unbilled revenue of $63.6 million and 
$60.5 million in 2005 and 2004, respectively. Also 
included in revenues are amounts charged to custom-
ers through a surcharge for recovery of uncollected 
amounts from certain eligible low-income households. 
These charges were $6.2 million for 2005, $8.3 million 
for 2004, and $6.3 million for 2003.  

Allowance for Uncollectible Accounts

We establish provisions for uncollectible accounts 
using both historical average credit loss percentages 
of accounts receivable balances to project future loss-
es and specific provisions for known credit issues.

Property, Plant and Equipment

We record our ownership share of our undivided inter-
est in jointly-held plants as an asset in property, plant 
and equipment. Property, plant and equipment are 
stated at cost. For regulated property, cost includes 
direct labor and material, allocable overhead costs 
and an allowance for funds used during construction 

  DPL Inc. 

43

(AFUDC). AFUDC represents the cost of borrowed funds and equity used to finance regulated construction proj-
ects. Capitalization of AFUDC ceases at either project completion or as of the date specified by regulators. AFUDC 
capitalized related to borrowed funds was zero in 2005 and 2004, and $0.1 million in 2003. AFUDC capitalized for 
equity funds was zero in 2005, $0.5 million in 2004, and $0.6 million in 2003.

For unregulated property, cost includes direct labor, material and overhead costs and interest capitalized dur-

ing construction. Capitalized interest was $2.6 million in 2005, $1.8 million in 2004 and $8.3 million in 2003.

For substantially all depreciable property, when a unit of property is retired, the original cost of that property 

less any salvage value is charged to Accumulated Depreciation and Amortization.

Property is evaluated for impairment when events or changes in circumstances indicate that its carrying 

amount may not be recoverable.

Depreciation

Depreciation expense is calculated using the straight-line method, which depreciates the cost of property over its 
estimated useful life. For generation, transmission, and distribution assets, straight-line depreciation is applied on 
an average annual composite basis using group rates that approximated 3.3% in 2005 and 3.4% in both 2004 and 
2003. Depreciation expense was $147.3 million in 2005, $144.1 million in 2004, and $138.9 million in 2003.

The following is a summary of property, plant and equipment with corresponding composite depreciation rates 

at December 31, 2005 and 2004:

$ in millions 

Regulated:

Transmission 

  Distribution 
  General 
  Non-depreciable 

Total regulated 

Unregulated:
  Production 
  Other 
  Non-depreciable 

Total unregulated 

Total property in service 
Construction work in process 

Total property, 
  plant and equipment 

2005 

Composite Rate 

2004 

Composite Rate

$  341.8 
$  341.8 
968.9 
968.9 
63.1 
63.1 
54.0 
54.0 

$  1,427.8 

$  3,008.3 
$  3,008.3 
45.2 
45.2 
18.4 
18.4 

$  3,071.9 

$  4,499.7 
$  4,499.7 
168.0 
168.0 

$  4,667.7 

2.6%
2.6%
3.4% 
3.4%
9.5% 
9.5%
0.0% 
0.0%

3.2%
3.2%
7.6% 
7.6%
0.0% 
0.0%

3.3%
3.3%
0.0% 
0.0%

7.8 
$  337.8 
929.6 
929.6 
58.9 
58.9 
54.4 
54.4 

$ 1,380.7

$ 2,975.3 
75.3 
43.4 
3.4 
8.2 
18.2 

$ 3,036.9 
$ 3,036.9 
$ 3,036.9 
$ 3,036.9 

$ 4,417.6 
7.6 
77.4 
77.4 

$ 4,495.0

2.6%
2.6%
3.6%
3.6%
8.7%
8.7%
0.
0.0%

3.2%
3.2%
7.2%
7.2%
0.
0.0%

3.4%
3.
0.
0.0%

Asset Retirement Obligations
We adopted the provisions of the Financial Accounting 
Standards Board (FASB) Statement of Financial 
Accounting Standards No. 143, “Accounting for Asset 
Retirement Obligations” (SFAS 143) during 2003. 
SFAS 143 requires legal obligations associated with 
the retirement of long-lived assets to be recognized 
at their fair value at the time those obligations are 
incurred. Upon initial recognition of a legal liability, 
costs are capitalized as part of the related long-lived 
asset and allocated to expense over the useful life of 
the asset. SFAS 143 also requires that components of 
previously recorded depreciation related to the cost 
of removal of assets upon retirement, whether legal 
asset retirement obligations or not, must be removed 
from a company’s accumulated depreciation reserve. 
Our legal obligations associated with the retirement 

of our long-lived assets under SFAS 143 consisted 
primarily of river intake and discharge structures, coal 
unloading facilities, loading docks, ice breakers and 
ash disposal facilities. Application of SFAS 143 in 
2003 resulted in an increase in net property, plant and 
equipment of $0.8 million, the recognition of an asset 
retirement obligation of $4.6 million and reduced our 
accumulated depreciation reserve by $32.1 million due 
to cost of removal related to the non-regulated genera-
tion assets. Beginning in January 2003, depreciation 
rates were reduced to reflect the discontinuation of the 
cost of removal accrual for applicable non-regulated 
generation assets. In addition, costs for the removal 
of retired assets are charged to operation and main-
tenance when incurred. Since the generation assets 
are not subject to Ohio regulation, we recorded the net 
effect of adopting this standard in our Consolidated 

44 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Statement of Results of Operations. The total cumu-
lative effect of the adoption of SFAS 143 increased 
net income and shareholders’ equity by $28.3 million 
before tax in 2003. 

In March of 2005, the FASB issued FASB 
Interpretation No. 47 (FIN No. 47), “Accounting for 
Conditional Asset Retirement Obligations, an interpreta-
tion of FASB Statement No. 143.” We implemented FIN 
No. 47 in the fourth quarter of 2005 effective January 1, 
2005 for certain asset retirement obligations, primarily 
the removal of asbestos, at some of our generation sta-
tions. Application of FIN No. 47 resulted in an increase 
in our net property, plant and equipment of $1.8 million 
and an increase in our asset retirement obligation of 
$7.2 million. The difference of $5.3 million represents 
the before tax ($3.2 million after tax) cumulative effect 
of the adoption of FIN No. 47, as of January 1, 2005 
on 2005 net income. The before tax impact on 2005 
net income was $0.9 million ($0.5 million after tax) 
which consisted of $0.6 million of accretion expense 
and $0.3 million depreciation expense. The following 
table sets forth the effect of the accounting change on 
net income as previously reported for 2004 and 2003 
as adjusted, if FIN No. 47 had been applied effective 
January 1, 2003. Application of FIN No. 47 would have 
had no impact on reported basic or diluted earnings 
per share in 2004 and 2003.

$ in millions 

Reported net income 
Reported net income 
Earnings effect of adopting 

FIN No. 47  
FIN No. 47  

2004 

2003

  $  217.3 
  $  217.3 

$ 148.5
$ 148.5

(0.5) 
(0.5) 

(0.4)
(0.4)

Adjusted net income 
Adjusted net income 

  $  216.8 
  $  216.8 

$ 148.1
$ 148.1

If FIN No. 47 had been applied as of January 1, 2003, 
our asset retirement obligation would have increased 
by $9.4 million and $10.3 million at January 1, 2004 
and December 31, 2004, respectively. Our asset retire-
ment obligation was $13.2 million at December 31, 
2005, which consisted of $5.4 million related to the 
adoption of SFAS 143 in 2003 and $7.8 million related 
to the adoption of FIN No. 47 in 2005.

We continue to record cost of removal for our 
regulated transmission and distribution assets through 
our depreciation rates and recover those amounts in 
rates charged to our customers. There are no known 
legal asset retirement obligations associated with these 
assets. We have recorded $81.7 million and $77.5 mil-
lion in estimated costs of removal at December 31, 
2005 and 2004, respectively as regulatory liabilities for 
our transmission and distribution property. (See Note 3 
of Notes to Consolidated Financial Statements.)

Regulatory Accounting

We apply the provisions of FASB Statement of Financial 
Accounting Standards No. 71, (SFAS 71) “Accounting 
for the Effects of Certain Types of Regulation”. In 
accordance with SFAS 71, regulatory assets and liabili-
ties are recorded in the Consolidated Balance Sheets. 
Regulatory assets are the deferral of costs expected to 
be recovered in future customer rates and regulatory 
liabilities represent current recovery of expected 
future costs.

We evaluate our regulatory assets each period and 

believe recovery of these assets is probable. We have 
received or requested a return on certain regulatory 
assets for which we are currently recovering or seek-
ing recovery through rates. (See Note 3 of Notes to 
Consolidated Financial Statements).

If we were required to terminate application of 
SFAS 71 for all of our regulated operations, we would 
have to record the amounts of all regulatory assets 
and liabilities in the Consolidated Statement of Results 
of Operations at that time. (See Note 3 of Notes to 
Consolidated Financial Statements.)

Accounts Receivable

Our accounts receivable includes utility customer 
receivables, amounts due from our partners for jointly-
owned property, wholesale and subsidiary customer 
receivables, and electric unbilled revenue. We also 
include miscellaneous accounts receivables such as 
refundable Franchise taxes. The amount is presented 
net of a provision for uncollectible accounts on the 
accompanying balance sheets.

Inventory

Inventories, carried at average cost, include coal, 
emission allowances, oil and gas used for electric 
generation, and materials and supplies for utility 
operations.

Emission Allowances

We account for our emission allowances as inventory, 
and record emission allowance inventory at histori-
cal cost. We calculate the weighted average cost by 
each vintage (year) for which emission allowances can 
be used, and charge to fuel costs the weighted aver-
age cost of emission allowances used each quarter. 
Emission allowances are added to inventory when the 
EPA issues us emission allowances at no cost or when 
we purchase emission allowances. Purchased emission 
allowances are recorded in inventory at the purchase 
price, including any related transaction fees. Emission 
allowances are deducted from inventory when used 

  DPL Inc. 

45

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
in the production of electricity or when we sell excess 
emission allowances. Emission allowances used during 
the production of electricity are charged to fuel costs at 
the weighted average cost for that vintage. The excess 
/ (shortfall) of the sales price over the weighted aver-
age cost for any emission allowances sold, less related 
fees, is recorded as a gain / (loss) in other income. 
Emission allowances received as part of an exchange 
of emission allowances are recorded at the carrying 
cost of the emission allowances given up, with no gain 
or loss recorded. 

Repairs and Maintenance

Costs associated with all planned work and mainte-
nance activities, primarily power plant outages, are 
recognized at the time the work is performed. These 
costs, which include labor, materials and supplies, and 
outside services required to maintain equipment and 
facilities, are either capitalized or expensed based on 
defined units of property as required by the Federal 
Energy Regulatory Commission (FERC).

Income Taxes 

We apply the provisions of FASB Statement of Financial 
Accounting Standards No. 109, “Accounting for Income 
Taxes” (SFAS 109). SFAS 109 requires an asset and lia-
bility approach for financial accounting and reporting of 
income taxes with tax effects of differences, based on 
currently enacted income tax rates between the finan-
cial reporting and tax basis of accounting reported as 
Deferred Taxes in the Consolidated Balance Sheets. 
Deferred tax assets are recognized for deductible 
temporary differences. Valuation reserves are provided 
unless it is more likely than not that the asset will be 
realized.

Investment tax credits, which have been used 

to reduce federal income taxes payable, have been 
deferred for financial reporting purposes. These 
deferred investment tax credits are amortized over the 
useful lives of the property to which they are related. 
For rate-regulated operations, additional deferred 
income taxes and offsetting regulatory assets or 
liabilities are recorded to recognize that the income 
taxes will be recoverable / refundable through future 
revenues. 

We file a consolidated U.S. federal income tax 
return in conjunction with our subsidiaries. The con-
solidated tax liability is allocated to each subsidiary as 
specified in our tax allocation agreement which pro-
vides a consistent, systematic and rational approach. 
(See Note 4 of Notes to Consolidated Financial 
Statements.)

Cash and Cash Equivalents 

Cash and cash equivalents are stated at cost, which 
approximates fair value. All highly liquid short-term 
investments with original maturities of three months or 
less are considered cash equivalents. Cash and cash 
equivalents were $595.8 million at December 31, 2005 
and $202.1 million at December 31, 2004. 

Short-term Investments Available for Sale

As of December 31, 2005, we owned Auction Rate 
Securities (ARS) with a total par value of $125.8 million, 
which equals fair value. ARS are variable rate state and 
municipal bonds that trade at par value. Interest rates 
on ARS are reset every seven, twenty-eight, or thirty-
five days through a modified Dutch auction. We have 
the option to hold at market, re-bid, or sell each ARS 
on the interest reset date. Although ARS are issued and 
rated as long-term bonds, they are priced and traded 
as short-term securities held for resale because of the 
market liquidity provided through the interest rate reset 
mechanism. Each ARS owned by us at year end was 
tax-exempt, AAA rated and insured by a third-party 
insurance company. Interest earned but not received is 
accrued at the end of each reporting period.

Captive Insurance Subsidiary

In addition to insurance provided through third-party 
providers, a wholly-owned captive subsidiary of ours 
provides insurance coverage solely to us and to our 
subsidiaries. Insurance and Claims Costs on the 
Consolidated Balance Sheets includes insurance 
reserves of approximately $24 million and $25 million 
for 2005 and 2004, respectively, based on actuarial 
methods and loss experience data. Such reserves are 
actuarially determined, in the aggregate, based on 
a reasonable estimation of insured events occurring. 
There is uncertainty associated with the loss estimates, 
and actual results may differ from the estimates. 
Modification of these loss estimates based on experi-
ence and changed circumstances is reflected in the 
period in which the estimate is re-evaluated. 

During the three-year regulatory transition period 

ending December 31, 2003, business interruption 
policy payments from MVIC to DP&L or the release of 
the appropriate reserves occurred and was reflected 
in income. In June 2003, the ultimate value of the busi-
ness interruption risk coverage was settled between 
MVIC and DP&L. The total settlement resulted in a $76 
million reduction to insurance reserves of MVIC and 
a release from the business interruption policy reserve 
of $39.7 million, which was reported as Other Income 
in 2003. 

46 

DPL Inc.

In 2003, we submitted a claim for $10 million 

to MVIC to recover legal expenses related to 
the shareholder litigation. This claim was settled in 
December 2003.

Financial Derivatives 

We follow FASB Statement of Financial Accounting 
Standards No. 133, “Accounting for Derivative 
Instruments and Hedging Activity” (SFAS 133), as 
amended. SFAS 133 requires that all derivatives 
be recognized as either assets or liabilities in the 
Consolidated Balance Sheets and be measured at fair 
value, and changes in the fair value be recorded in 
earnings, unless they are designated as a cash flow 
hedge of a forecasted transaction. 

The FASB issued Statement of Financial 
Accounting Standards No. 149, “Amendment of 
Statement 133 on Derivative Instruments and Hedging 
Activities” (SFAS 149). SFAS 149 amends and clarifies 
financial accounting and reporting for derivative instru-
ments, including those embedded in other contracts, 
and for hedging activities and is effective for contracts 
entered into or modified after June 30, 2003. This stan-
dard did not have a material effect on us.

We use forward contracts and options to reduce 

our exposure to changes in energy and commodity 
prices and as a hedge against the risk of changes in 
cash flows associated with expected electricity pur-
chases. These purchases are required to meet full load 
requirements during times of peak demand or during 
planned and unplanned generation facility outages. We 
also hold forward sales contracts that hedge against 
the risk of changes in cash flows associated with 
power sales during periods of projected generation 
facility availability. The FASB concluded that electric 
utilities could apply the normal purchases and sales 
exception for option-type contracts and forward con-
tracts in electricity subject to specific criteria for the 
power buyers and sellers under capacity contracts. 
Accordingly, we apply the normal purchases and sales 
exception as defined in SFAS 133 and account for 
these contracts upon settlement. 

In May 2003, DP&L entered into 60-day interest 

rate swaps designed to capture existing favorable 
interest rates in anticipation of future financings of 
$750 million first mortgage bonds. These hedges were 
settled in July 2003, at a fair value of $51.4 million, 
reflecting increasing U.S. Treasury interest rates, and 
as a result, DP&L received this amount. During 2003, 
the ultimate effectiveness of the hedges resulted in a 
gain of $30.2 million and was recorded in Accumulated 
Other Comprehensive Income on the Consolidated 

Balance Sheets. This amount is amortized into income 
as a reduction to interest expense over the ten- and 
fifteen-year lives of the hedges. The ineffective portion 
of the hedge of $21.2 million was recognized as Other 
Income on the Consolidated Statement of Results of 
Operations during 2003.

We held emission allowance options, which were in 
effect until December 31, 2004, that were classified as 
derivatives not subject to hedge accounting. The fair 
value of these contracts is reflected as Other Current 
Assets or Other Current Liabilities on the Consolidated 
Balance Sheets and changes in fair value are recorded 
as Other Income on the Consolidated Statements of 
Results of Operations. The effect was not material to 
results of operations during 2003 through 2004. We did 
not hold any emission allowance options in 2005. 

Financial Instruments

We apply the provision of FASB Statement of Financial 
Accounting Standards No. 115, “Accounting for Certain 
Investments in Debt and Equity Securities” (SFAS 
115), for our investments in debt and equity financial 
instruments of publicly traded entities and classify the 
securities into different categories: held-to-maturity and 
available-for-sale. Available-for-sale securities are car-
ried at fair value and unrealized gains and losses on 
those securities, net of deferred income taxes, are pre-
sented as a separate component of shareholders’ equi-
ty. Other-than-temporary declines in value are recog-
nized currently in earnings. Financial instruments clas-
sified as held-to-maturity are carried at amortized cost. 
The valuation of public equity security investments 
is based upon market quotations. The cost basis for 
public equity security and fixed maturity investments is 
average cost and amortized cost, respectively.

Prior to the sale of the financial asset portfolio, 
we accounted for our investments in private financial 
instruments under either the cost or equity method 
of accounting. The equity method of accounting was 
applied to those investments in limited partnership 
interests when our ownership was 5% or more of the 
private equity fund. Under the cost method, our pri-
vate investments were carried at cost unless an other-
than-temporary decline in value was recognized, and 
income was recognized as distributed by the private 
equity fund. Under the equity method, private invest-
ments were carried at our share of the capital of 
the private equity fund, and we recognized our share 
of the income reported by the private equity fund, 
which included unrealized gains and losses. Other-
than-temporary declines in value were recognized 
currently in earnings.

  DPL Inc. 

47

Investment Income

Investment income included in the Consolidated 
Financial Statements is comprised of realized invest-
ment income from the following sources:

$ in millions 

Public securities 
Other  

2005 

2004 

2003

$  23.9 
  25.1 

$  1.1  $  9.2
$  1.1  $  9.2
$  1.1  $  9.2
  22.8
  22.8
  5.4 
  5.4 
  22.8
  5.4 

Total investment income 

$  49.0 

$  6.5  $  32.0
$  6.5  $  32.0
$  6.5  $  32.0

Investment income increased by $42.5 million in 2005 
compared to 2004 primarily resulting from a net gain 
on the sale of public securities of $23.5 million and 
$18.5 million in interest income, principally on short-
term investments and tax-exempt investments of public 
securities.

Investment income decreased by $25.5 million in 

2004 compared to 2003. This decrease is primarily the 
result of a 2003 realized gain on interest rate hedges 
of $21.2 million that did not recur in 2004, as well 
as gains on investments of $4.6 million and investment 
income of $4.2 million recognized in 2003 for equity 
securities not related to discontinued operations. These 
decreases were partially offset by a $3.4 million gain 
on investments denominated in Euros that occurred 
in 2004.

The portion of investment income related to the 

private equity funds sold in 2005 has been classified 
as discontinued operations. At December 31, 2005, 
we held no beneficial interests in limited partner-
ships. (See Note 11 of Notes to Consolidated Financial 
Statements).

Pension and Postretirement Benefits

We account for our pension and postretirement ben-
efit obligations in accordance with the provisions of 
Statement of Financial Accounting Standards No. 87, 
“Employers’ Accounting for Pensions” and No. 106 
“Employers’ Accounting for Postretirement Benefits 
Other than Pensions.” These standards require the 
use of assumptions, such as the discount rate and 
long-term rate of return on assets, in determining the 
obligations, annual cost, and funding requirements 
of the plans. We disclose our pension and postretire-
ment benefit plans as prescribed by Statement of 
Financial Accounting Standards No. 132, “Employers’ 
Disclosures about Pensions and Other Postretirement 
Benefits, an amendment of FASB Statements No. 87, 
88, and 106.”

Legal, Environmental 
and Regulatory Contingencies

In the normal course of business, we are subject to 
various lawsuits, actions, proceedings, claims and 
other matters asserted under laws and regulations. 
We believe the amounts provided in our consolidated 
financial statements, as prescribed by GAAP, ade-
quately reflect probable and estimable contingencies. 
However, there can be no assurances that the actual 
amounts required to satisfy alleged liabilities from vari-
ous legal proceedings, claims, and other matters, and 
to comply with applicable laws and regulations, will 
not exceed the amounts reflected in our consolidated 
financial statements or will not have a material adverse 
effect on our consolidated results of operations, finan-
cial condition or cash flows. As such, costs, if any, that 
may be incurred in excess of those amounts provided 
as of December 31, 2005, cannot currently be reason-
ably determined. 

Recently Issued Accounting Standards 

Stock-Based Compensation

In December 2004, the Financial Accounting Standards 
Board issued Statement of Financial Accounting 
Standard No. 123 (revised 2004) “Share-Based 
Payment” (SFAS 123R). SFAS 123R replaces SFAS 
123, “Accounting for Stock-Based Compensation”, 
and supersedes Accounting Principles Board Opinion 
No. 25 (Opinion 25), “Accounting for Stock Issued to 
Employees”. SFAS 123R requires a public entity to 
measure the cost of employee services received and 
paid for by equity instruments to be based on the 
fair-value of such equity on the grant date. This cost 
is recognized in results of operations over the period 
in which employees are required to provide service. 
Liabilities initially incurred will be based on the fair-
value of equity instruments and then be re-measured 
at each subsequent reporting date until the liability is 
ultimately settled. The fair-value for employee share 
options and other similar instruments at the grant date 
will be estimated using option-pricing models and 
excess tax benefits will be recognized as an addition to 
paid-in capital. Cash retained from the excess tax ben-
efits will be presented in the statement of cash flows as 
financing cash inflows. The provisions of this Statement 
shall be effective for fiscal periods beginning after 
December 31, 2005. We are currently accounting for 

48 

DPL Inc.

 
 
 
 
 
 
such share-based transactions granted after January 
1, 2003, using SFAS 123, “Accounting for Stock-Based 
Compensation.”  

We use the Black-Scholes option-pricing model to 

determine the fair value of each option as of the date 
of grant for expense incurred. In applying the Black-
Scholes option-pricing model, the following assump-
tions were used: 

Dividend yield – 3.8%
Risk-free interest rate – 3.6%
Expected option terms ranging from 0.5 to 4.5 years 
Volatility factors ranging from 14% to 28% 
Share price as of December 31, 2005 – $26.01
Option strike prices ranging from $14.95 to $29.63

SFAS 123R permits public companies to adopt its 
requirements using one of two methods; “modified pro-
spective” method and “modified retrospective” method.  
Under the “modified prospective” method, compensa-
tion cost is recognized beginning with the effective 
date (a) based on the requirements of SFAS 123R for 
all new awards and for awards modified, repurchased, 
or canceled after the effective date, and (b) for all 
awards granted to employees prior to the effective date 
of SFAS 123R that remain unvested on the effective 
date. The “modified retrospective” method includes 
the requirements of the modified prospective method 
described above, but also permits entities to restate 
based on the amounts previously recognized under 
SFAS 123 for purposes of pro forma disclosures for 
either (a) all prior periods presented or (b) prior interim 
periods of the year of adoption. We plan to adopt SFAS 
123R using the modified prospective method. The 
adoption of SFAS 123R’s fair value method is expected 
to have an immaterial impact on our operating expens-
es for fiscal year 2006. 

The Stock Incentive Units (SIUs) that meet the 
requirements of a liability will be marked to market 
each quarter. The SIUs that are fully vested will contin-
ue to be marked to market on a quarterly basis. Under 
SFAS 123, these SIUs were valued at the quarter-end 
market price for our common shares. If SFAS 123R had 
been adopted at December 31, 2005, then a credit of 
$0.2 million would have been booked to comply with 
the new valuation method. The first quarter financials 
for 2006 will reflect the new valuation method and we 
are anticipating that a credit to compensation expense 
of approximately $0.2 million will be needed to comply 
with SFAS 123R. 

Inventory Costs

In November 2004, the Financial Accounting Standards 
Board issued Statement of Financial Accounting 
Standards No. 151, (SFAS 151)”Inventory Costs, an 
amendment of ARB No. 43, Chapter 4”. The amend-
ments made by SFAS 151 clarify that abnormal 
amounts of idle facility expense, freight, handling costs, 
and wasted materials (spoilage) should be recognized 
as current-period charges and require the allocation 
of fixed production overheads to inventory based on 
the normal capacity of the production facilities. The 
guidance is effective for inventory costs incurred dur-
ing fiscal years beginning after June 15, 2005. Earlier 
application is permitted for inventory costs incurred 
during fiscal years beginning after November 23, 2004. 
The adoption of SFAS 151 had no impact on our results 
of operations, cash flows, and financial position.

Exchange of Nonmonetary Assets

In December 2004, the Financial Accounting Standards 
Board issued Statement of Financial Accounting 
Standards No. 153, “Exchange of Nonmonetary Assets, 
an amendment of APB Opinion No. 29” (SFAS 153). 
The guidance in APB Opinion No. 29, “Accounting for 
Nonmonetary Transactions”, is based on the principle 
that exchanges of nonmonetary assets should be mea-
sured based on the fair value of the assets exchanged. 
The guidance in that Opinion, however, included cer-
tain exceptions to that principle. SFAS 153 amends 
Opinion 29 to eliminate the exception for nonmonetary 
exchanges of similar productive assets and replaces 
it with a general exception for exchanges of nonmon-
etary assets that do not have commercial substance. 
A nonmonetary exchange has commercial substance 
if the future cash flows of the entity are expected to 
change significantly as a result of the exchange. The 
provisions of SFAS 153 shall be effective for nonmone-
tary asset exchanges occurring in fiscal periods begin-
ning after June 15, 2005. The adoption of SFAS 153 
had no impact on our results of operations, cash flows 
and financial position.

The American Jobs Creation Act of 2004 

On October 22, 2004, the President signed the 
American Jobs Creation Act of 2004 (the Act). On 
December 21, 2004, the FASB issued two FASB Staff 
Positions (FSP) regarding the accounting implications 
of the Act related to (1) the deduction for qualified 
domestic production activities (FSP FAS 109-1) and 

  DPL Inc. 

49

(2) the one-time tax benefit for the repatriation of for-
eign earnings (FSP FAS 109-2). The guidance in the 
FSPs applies to financial statements for periods ending 
after the date the Act was enacted. The Act provides 
a deduction up to 9 percent (when fully phased-in) of 
the lesser of (a) qualified production activities income 
(as defined by the Act) or (b) taxable income (after the 
deduction for the utilization of any net operating loss 
carryforwards). This tax deduction is limited to 50 per-
cent of W-2 wages paid by the taxpayer. The Act also 
creates a temporary incentive for U.S. corporations to 
repatriate accumulated income earned abroad by pro-
viding an 85 percent dividends received deduction for 
certain dividends from controlled foreign corporations. 
We have incorporated all applicable provisions of the 
Act in our 2005 financial statements. The incorporation 
of these ‘Section 199’ provisions generated a tax 
benefit of $1.6 million during 2005.

Ohio House Bill 66 

On June 30, 2005, Governor Taft signed House Bill 
66 into law which significantly changed how we are 
taxed in Ohio. The major provisions of the bill included 
phasing-out the Ohio Franchise Tax, phasing-out 
the Ohio Personal Property Tax for non-utility taxpayers 
and phasing-in a Commercial Activities Tax. The 
Ohio Franchise Tax phase-out required second quarter 
2005 adjustments to income tax expense. Income 
taxes from continuing operations were reduced by $1.5 
million while income taxes from discontinued opera-
tions were increased by $1.3 million as a result of the 
tax law change. Other applicable provisions of 
House Bill 66 have been reflected in our consolidated 
financial statements.

Discontinued Operations

In November 2004, the Emerging Issues Task Force 
(EITF) issued EITF 03-13, “Applying the Conditions in 
Paragraph 42 of FASB Statement No. 144, Accounting 
for the Impairment or Disposal of Long-Lived Assets, 
in Determining Whether to Report Discontinued 
Operations” (SFAS No. 144). This guidance should 
be applied to a component of an enterprise that is 
either disposed of or classified as held for sale in fiscal 
periods beginning after December 15, 2004. We have 
accounted for the sale of the private equity invest-
ments in the financial asset portfolio according to SFAS 
No. 144; and EITF 03-13 does not affect our results of 
operations, cash flows, or financial position.

Accounting Changes and Error Corrections
Accounting Changes and Error Corrections

In June 2005, the Financial Accounting Standards 
Board issued Statement of Financial Accounting 
Standards No. 154, (SFAS 154) “Accounting Changes 

and Error Corrections - a replacement of APB Opinion 
No. 20 and FASB Statement No. 3”. This Statement 
replaces APB Opinion No. 20, “Accounting Changes,” 
and FASB Statement No. 3, “Reporting Accounting 
Changes in Interim Financial Statements,” and changes 
the requirements for the accounting for and reporting 
of a change in accounting principle. This Statement 
applies to all voluntary changes in accounting princi-
ple. It also applies to changes required by an account-
ing pronouncement in the unusual instance that the 
pronouncement does not include specific transition 
provisions. When a pronouncement includes specific 
transition provisions, those provisions should be fol-
lowed. This Statement shall be effective for accounting 
changes and corrections of errors made in fiscal years 
beginning after December 15, 2005.

Accounting for Conditional Asset 
Retirement Obligations

In March 2005, the Financial Accounting Standards 
Board issued FASB Interpretation No. 47, (FIN No. 
47) “Accounting for Conditional Asset Retirement 
Obligations”. This Interpretation clarifies that the 
term ‘conditional asset retirement obligation’ as used 
in FASB Statement No. 143, “Accounting for Asset 
Retirement Obligations”, refers to a legal obligation to 
perform an asset retirement activity in which the tim-
ing and (or) method of settlement are conditional on a 
future event that may or may not be within the control 
of the entity. The obligation to perform the asset retire-
ment activity is unconditional even though uncertainty 
exists about the timing and (or) method of settlement. 
Thus, the timing and (or) method of settlement may be 
conditional on a future event. Accordingly, an entity 
is required to recognize a liability for the fair value of a 
conditional asset retirement obligation if the fair value 
of the liability can be reasonably estimated. The fair 
value of a liability for the conditional asset retirement 
obligation should be recognized when incurred - gen-
erally upon acquisition, construction, or development 
and (or) through the normal operation of the asset. 
Uncertainty about the timing and (or) method of settle-
ment of a conditional asset retirement obligation should 
be factored into the measurement of the liability when 
sufficient information exists. SFAS 143 acknowledges 
that in some cases, sufficient information may not 
be available to reasonably estimate the fair value of 
an asset retirement obligation. This Interpretation also 
clarifies when an entity would have sufficient informa-
tion to reasonably estimate the fair value of an asset 
retirement obligation. We adopted FIN No. 47 during 
the fourth quarter 2005, effective January 1, 2005. 
(See Asset Retirement Obligations in Note 1 to Notes 
to Consolidated Financial Statements).

50 

DPL Inc.

2  Supplemental Financial Information

$ in millions 

Accounts receivable, net:
  Utility customers 
  Unbilled revenue  
  Partners in commonly-owned plants 
  Refundable franchise tax  
  Wholesale and subsidiary customers  
  Other  
  Provision for uncollectible accounts 

Total accounts receivable, net 

Inventories, at average cost:

Fuel and emission allowances 

  Plant materials and supplies 
  Other  

Total inventories, at average cost 

Other current assets:
  Deposits and other advances 
  Current deferred income taxes  
  Prepayments 
  Other  

Total other current assets 

Other deferred assets:
  Prepaid pension 
  Master Trust assets 
  Unamortized loss on reacquired debt  
  Unamortized debt expense 
Investment in Capital Trust 

  Other  

Total other deferred assets 

Other current liabilities:
  Customer security deposits and other advances 
  Payroll taxes payable 
  Other  

Total other current liabilities 

Other deferred credits:
  Asset retirement obligations – regulated property 

Trust obligations 

  Retirees health and life benefits 
  Deferred gain on sale of portfolio 
  Pension liability 
  SECA net revenue subject to refund 
  Asset retirement obligations – generation 

Legal reserves 

  Environmental reserves 
  Other  

Total other deferred credits

At December 31,

2005 

2004

$ 71.1 
  63.6 
  37.7 
  14.3 
6.6 
2.6 
(1.0) 

$  194.9 

$ 48.6 
  31.4
0.2 

  80.2

$

9.2 
5.4 
5.0
0.6 

$  62.7
$  62.7
  60.6
  60.6
  29.5
  29.5
7.7
7.7
  10.0
  10.0
6.3
6.3
(1.1)
(1.1)

$  175.7
$  175.7

$ 
$  40.1
31.4
0.6

$  72.1

$ 
$ 

6.6
6.8
1 6.3
4.6

$ 20.2

$  34.3

$ 
– 
$ 
$
  32.0
  22.0 
  10.2 
6.8 
1.2 

$ 72.2

$ 19.2 
2.2 
9.7 

$ 31.1

$ 81.7
  74.5 
  32.9 
  27.1 
  23.5 
  20.5 
  13.2 
3.0 
0.1 
9.8 

$ 286.3

$ 
$  38.2
  34.8
  23.8
9.7
  10.0
1.7

$ 118.2

$ 
$  17.3
 –
3.4

$  20.7

$  77.5
  68.2
  32.4
 –
 –
 –
5.1
3.3
0.1
8.7

$  195.3

  DPL Inc. 

51

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3  Regulatory Matters

We apply the provisions of SFAS 71 to our regulated 
operations. This accounting standard defines regula-
tory assets as the deferral of costs expected to be 
recovered in future customer rates and regulatory 
liabilities as current cost recovery of expected future 
expenditures.

Regulatory liabilities are reflected on the 

Consolidated Balance Sheets under the caption entitled 
“Deferred Credits – Other”. Regulatory assets and 
liabilities on the Consolidated Balance Sheets include:

$ in millions 

At December 31,

2005 

2004

Regulatory Assets:
Deferred recoverable income taxes  $ 28.8 
Electric Choice systems costs 
  19.8 
Regional transmission 
organization costs 
PJM administrative costs 
PJM integration costs 
Deferred storm costs 
Power plant emission fees 
Other costs  

  12.9 
5.6 
1.9 
6.5 
3.8 
4.5 

$  32.5
$  32.5
  19.8
  19.8

  13.6
  13.6
 –
 –
 –
 –
1.0
1.0
3.6
3.6
3.5
3.5

Total regulatory assets 

$  83.8 

$  74.0
$  74.0

Regulatory Liabilities:
Asset retirement obligations –

regulated property 
SECA net revenue subject 

  81.7 

  77.5
  77.5

to refund 

  20.5 

 –
 –

Total regulatory liabilities 

$ 102.2 

$  77.5
$  77.5

Regulatory Assets

We evaluate our regulatory assets each period and 
believe recovery of these assets is probable. We have 
received or requested a return on certain regulatory 
assets for which we are currently recovering or seeking 
recovery through rates.

Deferred recoverable income taxes represent deferred 
income tax assets recognized from the normalization 
of flow-through items as the result of amounts previ-
ously provided to customers. Since currently existing 
temporary differences between the financial statements 
and the related tax basis of assets will reverse in sub-
sequent periods, deferred recoverable income taxes 
are amortized.

Electric Choice systems costs represent costs incurred 
to modify the customer billing system for unbundled 
rates and electric choice bills relative to other genera-
tion suppliers, supplier energy settlements, and infor-
mation reports provided to the state administrator of 
the low-income electric program. In February 2005, the 
PUCO approved a stipulation allowing DP&L to recover 

certain costs incurred for modifications to its billing 
system from all customers in its service territory. The 
case was appealed to the Ohio Supreme Court, and is 
still pending. DP&L filed a subsequent case to imple-
ment the PUCO’s order to begin charging customers 
for billing costs. A hearing took place on January 23, 
2006 in this case. A PUCO order is still pending.

Regional transmission organization costs repre-
sent costs incurred to join a Regional Transmission 
Organization that controls the receipts and delivery 
of bulk power within the service area and are being 
recovered over a 10-year period that commenced in 
October 2004. 

PJM administration costs contain the administra-
tive fees billed by PJM to DP&L as a member of the 
PJM Interconnection, LLC Regional Transmission 
Organization (RTO). Pursuant to a PUCO order issued 
on January 25, 2006, these deferred costs will be 
recovered over a 3-year period from retail ratepayers 
beginning February 2006.

PJM integration costs include infrastructure costs and 
other related expenses incurred by PJM to integrate 
DP&L into the RTO. Pursuant to a FERC order, the 
costs are being recovered over a 10-year period begin-
ning May 2005 from wholesale customers within PJM. 

Deferred storm costs (2004 and 2005) include 
costs incurred by DP&L to repair damage from the 
December 2004 and the January 2005 ice storms. 
DP&L filed to recover these costs from retail ratepayers 
over a two year period. A PUCO order is pending. 

Power plant emission fees represent costs paid to the 
State of Ohio for environmental oversight that are or will 
be recovered over various periods under a PUCO rate 
rider from customers.

Other costs include consumer education advertising 
regarding electric deregulation and costs pertaining to 
the recent rate case and are or will be recovered over 
various periods.

Regulatory Liabilities

Asset retirement obligations reflect an estimate of 
amounts recovered in rates that are expected to be 
expended to remove existing regulated transmission 
and distribution property from service upon retirement.

SECA (Seams Elimination Charge Adjustment) net 
revenue subject to refund
revenue subject to refund represents DP&L’s estimate 
revenue subject to refund represents DP&L’s estimate 
of probable refunds for net revenue collected in 2005. 
SECA revenue and expenses represent FERC-ordered 
transitional payments for the use of transmission lines 
within PJM. These transitional payments are subject to 

52 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
refund, depending on the results of a FERC hearing in mid 2006. DP&L began receiving and paying these 
transitional payments in May of 2005. DP&L received $23 million net SECA revenue in 2005. 

4  Income Taxes

$ in millions 

Computation of Tax Expense
Federal income tax (a)

Increases (decreases) in tax resulting from – 
  State income taxes, net of federal effect (b) 
  Depreciation 

Investment tax credit amortized 

  Non-deductible compensation 
  Section 199 – domestic production deduction 
  Accrual for open tax years (c) 
  Other, net 

Total tax expense (d)

Components of Tax Expense
Taxes currently payable (b)
Deferred taxes –
  Regulatory assets 
  Depreciation and amortization 
Insurance and claims costs 

  Shareholder litigation 
  Other 
  Deferred investment tax credit, net 

Total tax expense (d)

Components of Deferred Tax Assets and Liabilities
Components of Deferred Tax Assets and Liabilities
Components of Deferred Tax Assets and Liabilities

$ in millions 

Net Non-Current Assets (Liabilities)
Depreciation / property basis 
Income taxes recoverable 
Regulatory assets 
Investment tax credit 
Investment loss 
Compensation and employee benefits 
Insurance 
Other (e) 
  Net non-current (liabilities) 

Net Current Asset
Other  

Net Current Asset 

For the years ended December 31,

2005 

2004 

2003

$  71.9 

$  66.3 
$  66.3 
$  66.3 

$  66.8
$  66.8
$  66.8

1.2 
(1.3) 
(2.9) 
0.2 
(1.6) 
  11.2 
1.2 

1.2 
1.2 
1.2 
(4.0) 
(4.0) 
(4.0) 
(2.9) 
(2.9) 
(2.9) 
 – 
 – 
 – 
 – 
 – 
 – 
5.3 
5.3 
5.3 
0.6 
0.6 
0.6 

(2.5)
(2.5)
(2.5)
(2.3)
(2.3)
(2.3)
(2.9)
(2.9)
(2.9)
13.4
13.4
13.4
 –
 –
 –
4.6
4.6
4.6
(2.3)
(2.3)
(2.3)

$  79.9 

$  66.5 
$  66.5 
$  66.5 

$  74.8
$  74.8
$  74.8

$  85.0 

$  44.3 
$  44.3 
$  44.3 

$  79.7
$  79.7
$  79.7

 – 
(11.7) 
(0.2) 
 – 
9.7 
(2.9) 

 – 
 – 
 – 
(3.3) 
(3.3) 
(3.3) 
(0.7) 
(0.7) 
(0.7) 
23.2 
23.2 
23.2 
5.9 
5.9 
5.9 
(2.9) 
(2.9) 
(2.9) 

(17.3)
(17.3)
(17.3)
(2.2)
(2.2)
(2.2)
27.6
27.6
27.6
(23.2)
(23.2)
(23.2)
13.1
13.1
13.1
(2.9)
(2.9)
(2.9)

$  79.9 

$  66.5 
$  66.5 
$  66.5 

$  74.8
$  74.8
$  74.8

At December 31,
At December 31,

2005 

2004

$ (402.2) 
(10.1) 
(9.4) 
  16.3 
9.6 
38.7 
1.8 
28.3 

$ (327.0) 

$  (415.2)
$  (415.2)
(11.4)
(11.4)
(6.5)
(6.5)
17.3
17.3
13.9.
13.9.
34.9
34.9
2.1
2.1
(19.9)
(19.9)

$  (384.8)
$  (384.8)

$

$ 

5.4 

5.4 

6.8
6.8

6.8
6.8

$ 
$ 

(a)  The statutory tax rate of 35% was applied to pre-tax income from continuing operations before preferred dividends.

(b)  We have recorded $(2.1) million, $11.7 million and $1.8 million in 2005, 2004 and 2003, respectively, for state tax credits available related 
to the consumption of coal mined in Ohio.

(c)  We have recorded $11.2 million, $5.3 million and $4.6 million in 2005, 2004 and 2003, respectively, of tax provision for tax deduction or 
income positions taken in prior tax returns that we believe were properly treated on such tax returns but for which it is possible that these positions 
may be contested. The Internal Revenue Service has issued an examination report for tax years 1998 through 2003 that shows proposed changes 
to our federal income tax liability for each of those years. (See Note 14 of Notes to Consolidated Financial Statements.) 

(d)  Excludes $(2.1) million in 2005 and $11.3 million in 2003 of income taxes reported as cumulative effect of accounting change, net of income 
taxes. Also excludes $19.9 million in 2005, $59.1 million in 2004 and $8.7 million in 2003 of income taxes reported as discontinued operations.

(e)  The Other non-current liabilities caption includes deferred tax assets related to state tax net operating loss carryforwards, net of related 
valuation allowances of $6.8 million in 2005 and $5.3 million in 2004. The majority of these net operating losses are Ohio franchise tax loss 
carryforwards that expire after the phase-out of the Ohio franchise tax is completed in 2008. Remaining Ohio franchise tax loss carryforwards after 
2008 can be used to offset the Ohio Commercial Activity Tax liability and do not expire until after 2029.

  DPL Inc. 

53

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
5  Pension and Postretirement Benefits

DP&L sponsors a defined benefit plan for substantially all employees. For collective bargaining employees, the 
defined benefits are based on a specific dollar amount per year of service. For all other employees, the defined 
benefit plan is based primarily on compensation and years of service. We fund pension plan benefits as accrued 
in accordance with the minimum funding requirements of the Employee Retirement Income Security Act of 1974 
(ERISA). In addition, DP&L has a Supplemental Executive Retirement Plan (SERP) for certain active and retired 
key executives. Benefits under this SERP have been frozen and no additional benefits can be earned. 

Qualified employees who retired prior to 1987 and their dependents are eligible for health care and life 
insurance benefits. DP&L has funded the union-eligible health benefit using a Voluntary Employee Beneficiary 
Association Trust. 

We use a December 31 measurement date for the majority of our plans.
The following tables set forth our pension and postretirement benefit plans obligations, assets and amounts 

recorded on the Consolidated Balance Sheets as of December 31. The amounts presented in the following 
tables for pension include both the defined benefit pension plan and the Supplemental Executive Retirement Plan 
in the aggregate. 

$ in millions 

2005 

2004 

2005 

2004

Pension 

Postretirement

Change in Projected Benefit Obligation
Projected benefit obligation at January 1 
Service cost 
Interest cost 
Plan amendments 
Actuarial (gain) loss 
Benefits paid 

Projected benefit obligation at December 31 

Change in Plan Assets
Fair value of plan assets at January 1 
Actual return on plan assets 
Contribution to plan assets 
Benefits paid 

Fair value of plan assets at December 31 

Reconciliation to the Consolidated Balance Sheets
Funded status of the plan 
Unrecognized transition (asset) liability 
Unrecognized prior service cost  
Unrecognized net (gain) loss 

Net amount recognized 

Total Amounts Recognized in the 
Consolidated Balance Sheets
Other deferred assets 
Accumulated other comprehensive income 
Other deferred credits 

Net amount recognized 

$  280.5 
3.9 
  15.7 
9.3 
8.2 
(18.5) 

$  299.1 

$  265.9 
12.2 
0.4 
(18.5) 

$ 260.0 

$  (39.1) 
 – 
  17.1 
78.4 

$  56.4 

$  264.5 
$  264.5 
3.5 
3.5 
3.5 
16.0 
16.0 
16.0 
 – 
 – 
 – 
15.0 
15.0 
15.0 
(18.5) 
(18.5) 
(18.5) 

$  280.5 
$  280.5 

$  258.9 
$  258.9 
25.1 
25.1 
25.1 
0.4 
0.4 
0.4 
(18.5) 
(18.5) 
(18.5) 

$  265.9 
$  265.9 

$  (14.6) 
$  (14.6) 
 – 
 – 
 – 
10.2 
10.2 
10.2 
64.9 
64.9 
64.9 

$  60.5 
$  60.5 

$ 

 – 
66.9 
(10.5) 

$

56.4 

$  56.6 
$  56.6 
3.9 
3.9 
3.9 
 – 
 – 
 – 

$  60.5 
$  60.5 

$  32.0 
 – 
1.8 
 – 
0.4 
(3.1) 

$  31.1 

$ 

8.9 
0.1 
2.0 
(3.1) 

$

7.9 

$  (23.2) 
0.4 
 – 
(9.6) 

$  (32.4) 

$ 

 – 
 – 
(32.4) 

$ (32.4) 

$  33.5
$  33.5
 –
 –
1.9
1.9
 –
 –
(0.3)
(0.3)
(3.1)
(3.1)

$  32.0
$  32.0

$  9.7
$  9.7
0.2
0.2
2.1
2.1
(3.1)
(3.1)

$  8.9
$  8.9

$  (23.1)
$  (23.1)
0.5
0.5
 –
 –
(11.2)
(11.2)

$  (33.8)
$  (33.8)

$ 
$ 

 –
 –
 –
 –
(33.8)
(33.8)

$  (33.8)
$  (33.8)

The accumulated benefit obligation for DP&L’s defined benefit plans was $287.6 million and $269.4 million at 
December 31, 2005, and 2004, respectively. 

54 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The net periodic benefit cost (income) of the pension and postretirement benefit plans at December 31 were:

Net Periodic Benefit (Income) Cost

Pension 

Postretirement

$ in millions 

2005 

2004 

2003 

2005 

2004 

2003

Service cost 
Interest cost 
Expected return on assets (a) 
Amortized of unrecognized:
  Actuarial (gain) loss 
  Prior service cost 

Transition obligation 

Net pension benefit cost (income) 
  before adjustments 
Special termination benefit cost (b)  
Curtailment cost (c)  
Net pension benefit cost (income) 

3.9 
$ 
  15.7 
  (21.5) 

$ 
3.5 
3.5 
$ 
3.5 
$ 
  16.0 
  16.0 
  16.0 
  16.0 
  (21.7) 
  (21.7) 
  (21.7) 
  (21.7) 

$ 
3.3 
3.3 
$ 
3.3 
$ 
  16.3 
  16.3 
  16.3 
  16.3 
  (25.1) 
  (25.1) 
  (25.1) 
  (25.1) 

$ 
 – 
  1.8 
(0.5) 

$ 
$ 

3.8 
2.3 
 – 

4.2 
0.2 
0.1 

2.0 
2.0 
2.0 
2.0 
2.7 
2.7 
2.7 
2.7 
 – 
 – 
 – 
 – 

2.5 
2.5 
2.5 
2.5 
 – 
 – 
 – 
 – 
 – 
 – 
 – 
 – 

$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 

0.1 
0.1 
0.1 
0.1 
2.8 
2.8 
2.8 
2.8 
 – 
 – 
 – 
 – 

(0.8) 
 – 
  0.2 

$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 

(2.6) 
(2.6) 
(2.6) 
(2.6) 
 – 
 – 
 – 
 – 
 – 
 – 
 – 
 – 

  0.7 
 – 
 – 

 – 
 – 
1.9 
1.9 
1.9 
(0.6) 
(0.6) 
(0.6) 

(1.1) 
(1.1) 
(1.1) 
 – 
 – 
 – 
0.2 
0.2 
0.2 

 0.4 
 0.4 
 0.4 
 – 
 – 
 – 
 – 
 – 
 – 

$ 
$ 

 –
 –
2.1
2.1
2.1
(0.7)
(0.7)
(0.7)

(1.3)
(1.3)
(1.3)
 –
 –
 –
0.2
0.2
0.2

0.3
0.3
0.3
 –
 –
 –
 –
 –
 –

after adjustments 

$

4.5 

$ 
$ 
$ 

2.5 
2.5 
2.5 

$ 
$ 
$ 

(2.6) 
(2.6) 
(2.6) 

$ 0.7 

$ 
$ 
$ 

 0.4 
 0.4 
 0.4 

$ 
$ 
$ 

0.3
0.3
0.3

(a)  The market-related value of assets is equal to the fair value of assets at implementation with subsequent asset gains and losses 
recognized in the market-related value systematically over a three-year period.

(b)  In 2005, a special termination benefit cost was recognized as a result of 16 employees who participated in a voluntary early retirement 
program and retired at various dates during 2005.

(c)  In 2005, a curtailment cost was recognized as a result of a freeze in benefits for the remaining active employee participating in the 
Supplemental Executive Retirement Plan.

DP&L’s pension and postretirement plan assets were comprised of the following asset categories at December 31:

Asset Category

Common stocks 
Mutual funds 
Cash and cash equivalents 
Fixed income government securities 
Alternative investments 

Total 

Pension 

2005 

2004 

  9% 
  87% 
  1% 
– 
  3% 

100% 

  9% 
  9% 
  84% 
  84% 
  84% 
  3% 
  3% 
  3% 
– 
– 
– 
  4% 
  4% 
  4% 

 100% 
 100% 

Postretirement

  2005 

– 
– 
– 
100% 
– 

100% 

2004

–
–
–
–
4%
4%
96%
96%
–
–

100%
100%

Plan assets are invested using a total return investment approach whereby a mix of equity securities, mutual funds, 
fixed income investments, alternative investments, and cash and cash equivalents are used to preserve asset 
values, diversify risk and achieve our target investment return benchmark. Investment strategies and asset alloca-
tions are based on careful consideration of plan liabilities, the plan’s funded status and our financial condition. 
Investment performance and asset allocation are measured and monitored on an ongoing basis. At December 31, 
2005, $23.4 million of our common stock was held as plan assets.

DP&L’s expected return on plan asset assumptions, used to determine benefit obligations, are based on 
historical long-term rates of return on investment, which uses the widely accepted capital market principle that 
assets with higher volatility generate a greater return over the long run. Current market factors, such as inflation 
and interest rates, as well as asset diversification and portfolio rebalancing, are evaluated when long-term capital 
market assumptions are determined. Peer data and historical returns are reviewed to verify reasonability and 
appropriateness. 

DP&L’s overall expected long-term rate of return on assets is approximately 8.50% for pension plan assets and 
approximately 6.75% for retiree welfare plan assets. This expected return is based exclusively on historical returns, 
without adjustments. There can be no assurance of DP&L’s ability to generate that rate of return in the future.

DP&L’s overall discount rate was evaluated in relation to the December 31, 2005 Hewitt Yield Curve. The Hewitt 
Yield Curve represents a portfolio of top-quartile AA-rated bonds used to settle pension obligations and supported 

  DPL Inc. 

55

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
a weighted average discount rate of 5.75% at December 31, 2005. Peer data and historical returns were 
also reviewed to verify the reasonability and appropriateness of DP&L’s discount rate used in the calculation of 
benefit obligations and expense. 

The weighted average assumptions used to determine benefit obligations for the years ended 

December 31 were:

Benefit Obligation Assumptions

Discount rate for obligations 
Rate of compensation increases 

Pension 

2005 

2004 

5.75% 
4.00% 

5.75% 
5.75% 
4.00% 
4.00% 

Postretirement

2005 

2004

5.75% 
– 

5.75%
5.75%
–
–

The weighted-average assumptions used to determine net periodic benefit cost (income) for the years 
ended December 31 were:

Net Periodic Benefit (Income) Cost Assumptions

Discount rate 
Expected rate of return on plan assets 
Rate of compensation increases 

2005 

 5.75% 
 8.50% 
 4.00% 

Pension 

2004 

 6.25% 
 6.25% 
 6.25% 
 8.50% 
 8.50% 
 8.50% 
 8.50% 
 4.00% 
 4.00% 
 4.00% 
 4.00% 

Postretirement

2003 

2005 

2004 

 6.75% 
 6.75% 
 6.75% 
 8.75% 
 8.75% 
 8.75% 
 8.75% 
 4.00% 
 4.00% 
 4.00% 
 4.00% 

 5.75% 
 6.75% 
– 

 6.25%   
 6.25%   
 6.25%   
 6.75%   
 6.75%   
 6.75%   
–   
–   
–   

2003

6.75%
6.75%
6.75%
6.75%
6.75%
6.75%
–
–
–

The assumed health care cost trend rates at December 31 are as follows:

Health Care Cost Assumptions

Current health care cost trend rate
Ultimate health care cost trend rate 
Ultimate health care cost trend rate – year 

Expense 

2005 

2004 

10.00% 
5.00% 
2010 

10.00%
10.00%
5.00% 
5.00% 
2009 
2009 

Benefit Obligations

2005 

2004

10.00% 
5.00% 
2011 

10.00%
10.00%
5.00% 
5.00% 
2010
2010

The assumed health care cost trend rates have a significant effect on the amounts reported for the health care 
plans. A one-percentage point change in assumed health care cost trend rates would have the following effects 
on the net periodic postretirement benefit cost and the accumulated postretirement benefit obligation:

Effect of Change in Health Care Cost Trend Rate

$ in millions 

Service cost plus interest cost 
Service cost plus interest cost 
Benefit obligation  

Increase 1% 

Decrease 1%

$ 
$ 
$

0.1 
0.1 
1.7 

$  (0.1)
$  (0.1)
$  (1.6)
$  (1.6)

The following benefit payments, which reflect future service, are expected to be paid as follows:

Estimated Future Benefit Payments

$ in millions 

2006 
2006 
2007 
2007 
2008 
2008 
2009 
2009 
2010 
2010 
2011 – 2015 

Pension 

$  19.8 
$  19.8 
$  20.0 
$  20.0 
$  20.2 
$  20.2 
$  20.5 
$  20.5 
$  21.0 
$  21.0 
$  112.1 

Postretirement

3.0
$ 
3.0
$ 
3.1
$ 
3.1
$ 
3.0
$ 
3.0
$ 
3.0
$ 
3.0
$ 
$ 
2.9
$ 
2.9
$  11.7
$  11.7

DP&L expects to contribute $0.4 million to its pension plan and $3.0 million to its other postretirement 
benefit plan in 2006.

56 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
6  Common Shareholder’s Equity

We have 250,000,000 authorized common shares, 
of which 127,526,404 are outstanding at December 
31, 2005. We had 902,490 authorized but unissued 
shares reserved for its dividend reinvestment plan 
at December 31, 2005. The plan provides that either 
original issue shares or shares purchased on the open 
market may be used to satisfy plan requirements.

On July 27, 2005, our Board authorized the repur-
chase up to $400 million of stock from time to time in 
the open market, through private transactions. During 
December 2005 a total of 406,000 shares at a cost of 
$10.6 million were repurchased and settled as 203,000 
shares on January 3, 2006 and 203,000 shares on 
January 4, 2006. These shares are currently held as 
treasury shares. There were no other repurchases dur-
ing 2005 and 2004. 

In September 2001, our Board of Directors 
renewed our Shareholder Rights Plan, attaching one 
right to each common share outstanding at the close of 
business on December 13, 2001. The rights separate 
from the common shares and become exercisable at 
the exercise price of $130 per right in the event of cer-
tain attempted business combinations. The renewed 
plan expires on December 31, 2011. 

In February 2000, we entered into a series of 
recapitalization transactions including the issuance of 
$550 million of a combination of voting preferred and 
trust preferred securities and warrants to an affiliate of 
investment company Kohlberg Kravis Roberts & Co. 
(KKR). As part of this recapitalization transaction, 31.6 
million warrants were issued. These warrants were 
sold for an aggregate purchase price of $50 million. 
The warrants are exercisable, in whole or in part, for 
common shares at any time during the twelve-year 
period commencing on March 13, 2000. Each warrant 
is exercisable for one common share, subject to anti-
dilution adjustments. The exercise price of the warrants 
is $21.00 per common share, subject to anti-dilution 
adjustments. 

In addition, in the event of a declaration, issuance 
or consummation of any dividend, spin-off or other dis-
tribution or similar transaction by us of the capital stock 
of any of our subsidiaries, additional warrants of such 
subsidiary will be issued to the warrant holder so that 
after the transaction, the warrant holder will have the 

same interest in the fully diluted number of common 
shares of such subsidiary the warrant holder had in us 
immediately prior to such transaction.

Pursuant to the warrant agreement, we have 
reserved authorized common shares sufficient to pro-
vide for the exercise in full of all outstanding warrants. 
During December 2004 and January 2005, Dayton 
Ventures, LLC requested that we transfer all of Dayton 
Ventures, LLC’s warrants to Lehman Brothers, Inc. 
(Lehman) in four transactions. Lehman has subse-
quently transferred a large number of these warrants 
to unaffiliated third parties. During one of these trans-
actions in 2005, Dayton Ventures, LLC agreed to sell 
back to us at par all of the outstanding 6,600,000 
voting preferred shares. As a result of the reduction 
of Dayton Ventures, Inc.’s warrant ownership below 
12,640,000, Dayton Ventures, LLC was no longer eli-
gible to receive an annual $1 million management, con-
sulting and financial services fee and it no longer had 
the right to designate one person to serve as a director 
of the DPL and DP&L and no longer had the right to 
designate one person to serve as a non-voting observ-
er of DPL and DP&L. Currently, Dayton Ventures, LLC 
does not have any ownership interest in us or DP&L.

We have a leveraged Employee Stock Ownership 
Plan (ESOP) to fund matching contributions to DP&L’s 
401(k) retirement savings plan and certain other pay-
ments to full-time employees. Common shareholders’ 
equity is reduced for the cost of 3.8 million unallocated 
shares held by the trust and for 2.7 million shares 
related to other employee plans, of which a total of 6.5 
million shares reduce the number of common shares 
used in the calculation of earnings per share.

Dividends received by the ESOP for unallocated 
shares were used to repay the principal and interest on 
an ESOP loan to us. As debt service payments were 
made on the loan, shares are released on a pro-rata 
basis. Dividends on the allocated shares are charged 
to retained earnings. 

ESOP cumulative shares allocated to employees 

and outstanding for the calculation of earnings per 
share were 3.2 million in 2005, 3.0 million in 2004 and 
2.8 million in 2003. Compensation expense associated 
with the ESOP, which is based on the fair value of the 
shares allocated, amounted to $3.1 million in 2005, 
$2.5 million in 2004 and $2.8 million in 2003.

  DPL Inc. 

57

7  Preferred Stock

DPL

Series B, no par value, 8,000,000 shares authorized; no shares outstanding as of December 31, 2005 and 
6,600,000 shares outstanding as of December 31, 2004. As part of our 2000 recapitalization, 6.8 million shares of 
voting preferred securities, redeemable par value of $0.01 per share, were issued at an aggregate purchase price 
of $68,000. During 2001, we redeemed 200,000 shares. These preferred securities carried voting rights for up to 
4.9% of our total voting rights and the nomination of one Board seat and one non-voting observer. See Note 15 of 
Notes to Consolidated Financial Statements. On January 12, 2005, we repurchased all of the outstanding voting 
preferred shares at par for an aggregate purchase price of $66,000. 

DP&L

$25 par value, 4,000,000 shares authorized, no shares outstanding; and $100 par value, 4,000,000 shares 
authorized, 228,508 shares without mandatory redemption provisions outstanding.

Preferred Stock  

DPL Series B 
DP&L Series A 
DP&L Series B 
DP&L Series C 

Total 

Rate 

0.00% 
3.75% 
3.75% 
3.90% 

Current 
Redemption 
Price 

0.01 
0.01 
$ 
$ 
$  102.50 
$  102.50 
$  103.00 
$  103.00 
$  101.00 
$  101.00 

Current Shares 
Outstanding at 
December 31, 2005 

Par Value at  
December 31, 2005  
($ in millions)(a) 

Par Value at 
December 31, 2004
($ in millions)

–
93,280 
69,398
65,830

$ 

– 
9.3 
7.0 
6.6 

$  22.9 

$  0.1
9.3
7.0
6.6

$  23.0

(a)  DPL purchased all of its outstanding Series B shares during 2005.

In February 2000, we entered into a series of recapi-
talization transactions including the issuance of $550 
million of a combination of voting preferred and trust 
preferred securities and warrants to an affiliate of 
investment company KKR. As part of our 2000 recapi-
talization transaction, trust preferred securities sold to 
KKR had an aggregate face amount of $550 million, 
and were issued at an initial discounted aggregate 
price of $500 million, with a maturity of 30 years (sub-
ject to acceleration six months after the exercise of 
the warrants), and distributions at a rate of 8.5% of the 
aggregate face amount per year. We recognized the 
entire trust preferred securities original issue discount 
of $50 million upon issuance. 

In August 2001, we issued $300 million of trust 
preferred securities to institutional investors at 8.125% 
and $400 million of senior unsecured notes at 6.875%. 
The August 2001 trust preferred securities have a 
term of 30 years and the senior unsecured notes have 
a term of 10 years. In the fourth quarter of 2003, we 
adopted FIN46R and deconsolidated the DPL Capital 
Trust II, which resulted in transferring the August 2001 
trust preferred securities to the DPL Capital Trust II and 
establishing a note to Capital Trust II for $300 million at 
8.125%. 

The voting preferred shares (DPL Series B) were 

not redeemable, except at the option of the holder. 
We agreed to redeem such number so that at no time 

would the holder and its affiliates maintain an owner-
ship interest of greater than 4.9% of the voting rights 
of DPL. Our Series B preferred shares may only be 
transferred or otherwise disposed of together with a 
corresponding number of warrants, unless the holder 
and its affiliates hold a greater number of warrants than 
our Series B preferred shares, in which case the holder 
may transfer any such excess warrants without trans-
ferring our Series B preferred shares. If the holder of a 
warrant wishes to exercise warrants that are not excess 
warrants, we will redeem simultaneously with the exer-
cise of such warrants an equal number of our Series B 
preferred shares held by such holder. We repurchased 
6,600,000 DPL Series B preferred shares on January 
12, 2005 at par for an aggregate purchase price of 
$66,000. There are currently no Series B preferred 
shares outstanding. 

The DP&L preferred stock may be redeemed at our 

option at the per-share prices indicated, plus cumula-
tive accrued dividends. 

As long as any DP&L preferred stock is outstand-

ing, DP&L’s Amended Articles of Incorporation contain 
provisions restricting the payment of cash dividends 
on any of its Common Stock if, after giving effect to 
such dividend, the aggregate of all such dividends 
distributed subsequent to December 31, 1946 exceeds 
the net income of DP&L available for dividends on its 
Common Stock subsequent to December 31, 1946, 

58 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
plus $1.2 million. As of year-end, all earnings reinvested in the business of DP&L were available for Common Stock 
dividends. DPL records dividends on preferred stock of DP&L as part of interest expense. We expect all 2006 
earnings reinvested in the business of DP&L to be available for DP&L common stock dividends, payable to DPL.

8  Long-term Debt and Notes Payable

$ in millions 

First mortgage bonds maturing: 2013 – 5.125% 
Pollution control series maturing through 2027 – 6.43% (a) 
Pollution control series maturing through 2034 – 4.78% (a) 

Note to Capital Trust II 8.125% due 2031 
Guarantee of Air Quality Development Obligations 6.10% Series due 2030 
Senior Notes 6.875% Series due 2011 
Senior Notes 6.25% Series due 2008 
Senior Notes 8.25% Series due 2007 
Senior Notes 8.00% Series due 2009 
Notes maturing through 2007 – 7.83% 
Obligation for capital leases 
Unamortized debt discount and premium (net) 

  At December 31,

$

2005 

470.0 
 – 
214.4 

684.4 

195.0 
 – 
297.4 
1 00.0 
225.0 
175.0 
 – 
3.0 
(2.7) 

$

2004

470.0
104.4
104.4
 –
 –

574.4
574.4

 300.0
 300.0
110.0
110.0
400.0
400.0
100.0
100.0
425.0
425.0
175.0
175.0
33.0
33.0
3.8
3.8
(3.9)
(3.9)

Total 

$  1,677.1 

$  2,117.3
$  2,117.3

(a)  Weighted average interest rates for 2005 and 2004.

The amounts of maturities and mandatory redemptions 
for first mortgage bonds, notes and the capital leases 
are $0.9 million in 2006, $225.9 million in 2007, $100.7 
million in 2008, $175.7 million in 2009 and $0.6 million 
in 2010. Substantially all property of DP&L is subject to 
the mortgage lien securing the first mortgage bonds.
On September 29, 2003, DP&L issued $470 mil-
lion principal amount of First Mortgage Bonds, 5.125% 
Series due 2013. The net proceeds from the sale of 
the bonds, after expenses, were used on October 30, 
2003, to (i) redeem $226 million principal amount of 
DP&L’s First Mortgage Bonds, 8.15% Series due 2026, 
at a redemption price of 104.075% of the principal 
amount plus accrued interest to the redemption date 
and (ii) redeem $220 million principal amount of DP&L’s 
First Mortgage Bonds, 7.875% Series due 2024, at a 
redemption price of 103.765% of the principal amount 
plus accrued interest to the redemption date. The 
5.125% Series due 2013 were not registered under 
the Securities Act of 1933, but were offered and sold 
through a private placement in compliance with Rule 
144A under the Securities Act of 1933. The bonds 
include step-up interest provisions requiring DP&L to 
pay additional interest if (i) DP&L’s registration state-
ment was not declared effective by the SEC within 180 
days from issuance of new bonds or (ii) the exchange 
offer was not completed within 210 days from the issu-
ance of the new bonds. The registration statement was 

not declared effective and the exchange offer was not 
timely completed and, as a result, DP&L was required 
to pay additional interest of 0.50% until a registration 
statement was declared effective, at which point the 
additional interest was reduced by 0.25%. The remain-
ing additional interest of 0.25% continued until the 
exchange offer was completed. The exchange offer 
registration for these securities was filed and declared 
effective on May 20, 2005 and the exchange was com-
pleted on June 23, 2005.

In May 2005, DP&L obtained a $100 million unse-
cured revolving credit agreement that extended and 
replaced its previous revolving credit agreement, of 
$100 million. The new agreement, renewable annually, 
expires on May 30, 2010 and provides credit support 
of DP&L’s business requirements during this period. 
This may be increased up to $150 million. The facility 
contains one financial covenant: DP&L total debt to 
total capitalization ratio is not to exceed 0.65 to 1.00. 
This covenant is currently met. DP&L had no outstand-
ing borrowings under this credit facility at December 
31, 2005. Fees associated with this credit facility are 
approximately $0.2 million per year. Changes in credit 
ratings, however, may affect the applicable interest rate 
for DP&L’s revolving credit agreement.

In February 2004, DP&L entered into a $20 mil-
lion Master Letter of Credit Agreement with a finan-
cial lending institution. On February 24, 2005, DP&L 

  DPL Inc. 

59

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
entered into an amendment to extend the term of this 
Agreement for one year and reduce the maximum 
dollar volume of letters of credit to $10 million. On 
February 17, 2006, the company entered into a second 
amendment to extend the term of this agreement for 
another year. This agreement supports performance 
assurance needs in the ordinary course of business. 
DP&L has certain contractual agreements for the 
sale and purchase of power, fuel and related energy 
services that contain credit rating related clauses 
allowing the counterparties to seek additional surety 
under certain conditions. As of December 31, 2005, 
DP&L had two outstanding letters of credit for a total 
of $2.2 million. 

In March 2004, we completed a $175 million pri-

vate placement of unsecured 8% series Senior Notes 
due March 2009. The Senior Notes will not be redeem-
able prior to maturity except for a make-whole payment 
at the adjusted treasury rate plus 0.25%. The proceeds 
from these notes were used to provide partial funding 
for the retirement of $500 million of the 6.82% Senior 
Notes due April 2004. The 6.82% Senior Notes were 
retired on April 6, 2004. We are in the process of regis-
tering these senior notes with the SEC. We expect 
this registration to be completed in the second quarter 
of 2006.

The 8% series Senior Notes were issued pursuant 
to our indenture dated as of March 1, 2000, and pursu-
ant to authority granted in our Board resolutions dated 
March 25, 2004. The notes impose a limitation on the 
incurrence of liens on the capital stock of any of our 
significant subsidiaries and require us and our subsid-
iaries to meet a consolidated coverage ratio of 2 to 1 
prior to incurring additional indebtedness. The limita-
tion on the incurrence of additional indebtedness does 
not apply to (i) indebtedness incurred to refinance 
existing indebtedness, (ii) subordinated indebtedness 
and (iii) up to $150 million of additional indebtedness. 
In addition to the events of default specified in the 
indenture, an event of default under the notes includes 
a payment default or acceleration of indebtedness 
under any other indebtedness of ours or any of our 
subsidiaries which aggregates $25 million or more. 
The purchasers were granted registration rights in con-
nection with the private placement under an Exchange 
and Registration Rights Agreement. Pursuant to this 
agreement, we were obligated to file an exchange offer 
registration statement by July 22, 2004, have the regis-
tration statement declared effective by September 20, 
2004 and consummate the exchange offer by October 
20, 2004. We failed to have a registration statement 
declared effective and to complete the exchange offer 
according to this timeline. As a result, we are accru-
ing additional interest at a rate of 0.5% per annum per 

violation, up to an additional interest rate not to exceed 
in the aggregate 1.0% per annum. As each violation 
is cured, the additional interest rate may decrease by 
0.5%. The exchange offer registration for these securi-
ties is expected to be filed during the second quarter 
of 2006.

The terms of the private placement also required 

us to file our 2003 Form 10-K by July 30, 2004. 
Because we failed to meet this deadline, we were 
required to pay additional liquidated damages in 
the form of additional interest at a rate of 1.0% until 
November 5, 2004, the date the 2003 Form 10-K was 
filed with the SEC. 

On August 11, 2005, we repurchased approximate-

ly $207.6 million principal amount of its notes listed 
below pursuant to offers to purchase that commenced 
on July 14, 2005 and expired on August 10, 2005.

$ in millions

Title of Security;  
CUSIP Number 

8.125% Capital 
Securities due 2031; 
23330AAC4 
23330AAC4 
23330AAC4 

6.875% Senior 
Notes due 2011; 
233293AH2 
233293AH2 
233293AH2 

Principal  
Amount  
Outstanding 

Aggregate 
Principal Amount of 
Tendered Notes 
Accepted for Purchase

$ 300.0 
$ 300.0 
$ 300.0 

$ 105.0
$ 105.0
$ 105.0

$ 400.0 
$ 400.0 
$ 400.0 

$ 102.6
$ 102.6
$ 102.6

The total consideration paid for these notes totaled 
$252.9 million, which includes accrued and unpaid 
interest. 

In addition, on August 29, 2005, we redeemed 
$200 million of the 8.25% Senior Notes due 2007, leav-
ing $225 million of the 8.25% Senior Notes outstanding.
We used a portion of the proceeds from the sale of 

the private equity funds in our financial asset portfolio 
to fund these repurchases and redemptions. 

On May 15, 2005 we redeemed all of the outstand-
ing 7.83% Senior Notes due 2007 in the amount of $39 
million. A premium of 5.38% was paid on the 7.83% 
Senior Notes that were redeemed.

On August 17, 2005, DP&L completed the refi-

nancing of $214.4 million of pollution control bonds. 
The specific issues refinanced consisted of:
■  $41.3 million of Ohio Water Development Authority 
(OWDA) bonds;
■  $137.8 million of Ohio Air Quality Development 
Authority (OAQDA) bonds; and 
■  $35.3 million of Boone County, Kentucky (Boone 
County) bonds.

On August 17, 2005, DP&L entered into a separate 

loan agreement with the OWDA, OAQDA and Boone 
County for new pollution control bonds with a weighted 
average interest rate of 4.78%. The proceeds of the 

60 

DPL Inc.

 
 
 
 
 
bonds were used to repay the previously existing pollution control bonds with a weighted average interest rate 
of 6.26% on September 16, 2005. To secure the repayment of its obligations to the OWDA, OAQDA and 
Boone County, DP&L entered into a 43rd Supplemental Indenture to its First and Refunding Mortgage for a like 
amount ($214.4 million) of First Mortgage Bonds with The Bank of New York serving as Trustee.

In 2005, we recorded $61.2 million of charges resulting from premiums paid for the early redemption of 

debt, including write-offs of unamortized debt expense.

There are no inter-company debt collateralizations or debt guarantees between us and our subsidiaries. 
None of the debt obligations of us or DP&L are guaranteed or secured by affiliates and no cross-collateralization 
exists between any subsidiaries.

9  Employee Stock Plans

In 2000, our Board of Directors adopted and our shareholders approved The DPL Inc. Stock Option Plan. The 
plan provides that “no single Participant shall receive Options with respect to more than 2,500,000 shares.” The 
exercise price of options granted approximates the market price of the stock on the date of grant. Options granted 
in 2000 and 2001 represent three-year awards, which vested over five years from the grant date, and expire 
ten years from the grant date. Options granted in 2002 vested over three years and expire ten years from the grant 
date. Options granted in 2003 vest over five years and expire ten years from the grant date. In 2004, 200,000 
options were granted that vest over nineteen months and expire approximately 6.5 years from the grant date; 
20,000 options were granted that vest in five months and expire ten years from the grant date and 30,000 options 
were granted that vest over three years and expire ten years from the grant date. In 2005, 350,000 options 
were granted that vest in June 2006 and expire three years from the grant date. At December 31, 2005, there 
were 1,488,500 options available for grant. 

Summarized stock option activity was as follows:

2005 

2004 

2003

Options:
Outstanding at beginning of year 

  Granted 
  Exercised 
Forfeited 

Outstanding at year-end (a)
Exercisable at year-end 

Weighted average option prices per share:
Outstanding at beginning of year 

  Granted 
  Exercised 
Forfeited 

Outstanding at year-end 
Exercisable at year-end 

6,165,500 
350,000 
(1,025,000) 
(4,000) 

5,486,500 
4,100,000 

$  21.39 
$  26.82 
$ 21.18 
$ 29.63 
$  21.86 
$ 20.98 

6,895,500 
6,895,500 
6,895,500 
250,000 
250,000 
250,000 
– 
– 
– 
(980,000) 
(980,000) 
(980,000) 

6,165,500 
6,165,500 
6,165,500 
– 
– 
– 

$  21.19 
$  21.19 
$  21.19 
$  21.86 
$  21.86 
$  21.86 
  – 
  – 
  – 
$  20.07 
$  20.07 
$  21.39 
$  21.39 
$  21.39 
  – 
  – 
  – 

7,143,500
7,143,500
7,143,500
100,000
100,000
100,000
–
–
–
(348,000)
(348,000)
(348,000)

6,895,500
6,895,500
6,895,500
–
–
–

$  21.47
$  21.47
$  21.47
$  15.88
$  15.88
$  15.88
  –
  –
  –
$  24.99
$  24.99
$  21.19
$  21.19
$  21.19
  –
  –
  –

(a)  We originally granted 300,000 options during 2002 to Mr. Peter H. Forster, formerly DPL’s Chairman, that caused the number of options to 
be held by Mr. Forster to exceed the maximum number allowed to be held by one participant under the option plan approved by the shareholders. 
Therefore, 200,000 options representing the excess over the allowable maximum have been revoked. The number of options forfeited has been 
increased by 980,000 in 2004 and 64,668 in 2003 to reflect additional forfeitures. The 980,000 options forfeited in 2004 and 3,620,000 options 
outstanding are in dispute due to our ongoing litigation with Mr. Forster, Mr. Koziar and Ms. Muhlenkamp. 

The weighted-average fair value of options granted was $3.80, $4.23 and $2.68 per share in 2005, 2004 and 
2003, respectively. The fair values of the options were estimated as of the dates of grant using a Black-Scholes 
option pricing model utilizing the following assumptions:

Volatility 
Expected life (years) 
Dividend yield rate 
Risk-free interest rate 

2005 

25.6% 
2.2% 
3.7% 
3.8% 

2004 

28.5% 
28.5% 
28.5% 
6.4% 
6.4
4.8% 
4.8% 
4.8% 
3.9% 
3.9% 
3.9% 

2003

24.0%
24.0%
24.0%
8.0%
8.0
4.5%
4.5%
4.5%
3.7%
3.7%
3.7%

  DPL Inc. 

61

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table reflects information about stock options outstanding at December 31, 2005:

Range of  
Exercise Prices 

$ 14.95 – $ 21.00 
$ 14.95 – $ 21.00 
$ 14.95 – $ 21.00 
$ 14.95 – $ 21.00 
$ 14.95 – $ 21.00 
$ 21.01 – $ 29.63 
$ 21.01 – $ 29.63 
$ 21.01 – $ 29.63 
$ 21.01 – $ 29.63 
$ 21.01 – $ 29.63 

Outstanding 

4,700,000 
4,700,000 
4,700,000 
4,700,000 
4,700,000 
786,500 
786,500 
786,500 
786,500 
786,500 

Options Outstanding 

Options Exercisable

Weighted-Average 
Contractual Life 

Weighted-Average 
Exercise Price  

Exercisable 

  Weighted-Average 
Exercise Price

4.5 years 
4.5 years 
4.5 years 
4.5 years 
4.5 years 
3.7 years 
3.7 years 
3.7 years 
3.7 years 
3.7 years 

$ 20.44 
$ 20.44 
$ 20.44 
$ 20.44 
$ 20.44 
$ 28.01 
$ 28.01 
$ 28.01 
$ 28.01 
$ 28.01 

4,060,000 
4,060,000 
4,060,000 
4,060,000 
4,060,000 
40,000 
40,000 
40,000 
40,000 
40,000 

$ 20.94
$ 20.94
$ 20.94
$ 20.94
$ 20.94
$ 24.48
$ 24.48
$ 24.48
$ 24.48
$ 24.48

We account for stock options granted on or after January 1, 2003, under the fair-value method set forth in FASB 
Statement of Financial Accounting Standards No. 123, “Accounting for Stock-Based Compensation” (SFAS 123). 
This standard requires the recognition of compensation expense for stock-based awards to reflect the fair 
value of the award on the date of grant. We follow Accounting Principles Board Opinion No. 25, “Accounting for 
Stock Issued to Employees” (Opinion 25) and related Accounting Principles Board and FASB interpretations in 
accounting for stock-based compensation granted before January 1, 2003. If we had used the fair-value method 
of accounting for stock-based compensation granted prior to 2003, net income and earnings per share would 
have been reported as follows:

$ in millions 

Net income, as reported 
Adjustments: 

Total stock-based compensation expense determined 

under APB 25, net of related tax effects 

Total stock-based compensation expense determined 

under FAS 123, net of related tax effects 

Pro-forma net income 

Earnings per share:
  Basic – as reported 
  Basic – pro-forma 

  Diluted – as reported 
  Diluted – pro-forma 

10  Ownership of Facilities

Year Ended December 31,

2005 

2004 

2003

$  174.4 

$  217.3 
$  217.3 
$  217.3 

$  148.5
$  148.5
$  148.5

(0.5) 

2.0 

$  175.9 

$  1.44 
$  1.45 

$  1.35 
$  1.36 

 – 
 – 
 – 

–
–
–

(3.0) 
(3.0) 
(3.0) 

$  214.3 
$  214.3 
$  214.3 

(2.7)
(2.7)
(2.7)

$  145.8
$  145.8
$  145.8

$  1.81 
$  1.81 
$  1.81 
$  1.78 
$  1.78 
$  1.78 

$  1.78 
$  1.78 
$  1.78 
$  1.75 
$  1.75 
$  1.75 

$  1.24
$  1.24
$  1.24
$  1.22
$  1.22
$  1.22

$  1.22
$  1.22
$  1.22
$  1.20
$  1.20
$  1.20

DP&L and other Ohio utilities have undivided ownership interests in seven electric generating facilities and 
numerous transmission facilities. Certain expenses, primarily fuel costs for the generating units, are allocated to 
the owners based on their energy usage. The remaining expenses, as well as investments in fuel inventory, 
plant materials and operating supplies, and capital additions, are allocated to the owners in accordance with their 
respective ownership interests. As of December 31, 2005, DP&L had $119 million of construction in progress 
at such facilities. DP&L’s share of the operating cost of such facilities is included in the Consolidated Statement 
of Results of Operations, and its share of the investment in the facilities is included in the Consolidated 
Balance Sheets.

DP&L’s undivided ownership interest in such facilities at December 31, 2005, is as follows:

Production Units:

Beckjord Unit 6 
Beckjord Unit 6 
Beckjord Unit 6 
Conesville Unit 4 
Conesville Unit 4 
Conesville Unit 4 
East Bend Station 
East Bend Station 
East Bend Station 
Killen Station
Miami Fort Units 7&8 
Miami Fort Units 7&8 
Miami Fort Units 7&8 
Stuart Station 
Stuart Station 
Stuart Station 
Zimmer Station 
Zimmer Station 
Zimmer Station 

Transmission (at varying percentages) 
Transmission (at varying percentages) 
Transmission (at varying percentages) 

62 

DPL Inc.

DP&L Share  

Ownership (%) 

Production  
Capacity (MW) 

DP&L Investment

Gross Plant In Service
($ in millions)

50.0 
50.0 
50.0 
16.5 
16.5 
16.5 
31.0 
31.0 
31.0 
67.0 
67.0 
67.0 
36.0 
36.0 
36.0 
35.0 
35.0 
35.0 
28.1 
28.1 
28.1 

207 
207 
207 
129 
129 
129 
186 
186 
186 
412 
412 
412 
360 
360 
360 
832 
832 
832 
365 
365 
365 

$ 
$ 
$ 

62
62
62
33
33
33
195
195
195
421
421
421
194
194
194
365
365
365
  1,041
  1,041
  1,041
88
88
88

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
11  Discontinued Operations

$ in millions 

Investment income 
Investment expenses  

Income from discontinued operations 

Gain realized from sale 
Broker fees and other expenses 
Loss recorded 

  Net gain on sales 

Earnings before income taxes 
Income tax expense 

  Earnings from discontinued operations, net 

For the years ended December 31,

2005 

2004 

2003

$  41.3 
(9.5) 

  31.8 

  53.1 
(6.5) 
(5.6) 

  41.0 

  72.8 
(19.9) 

$  52.9 

$  178.5 
$  178.5 
$  178.5 
  (23.6) 
  (23.6) 
  (23.6) 

  154.9 
  154.9 
  154.9 

$  43.8
$  43.8
$  43.8
  (18.5)
  (18.5)
  (18.5)

  25.3
  25.3
  25.3

 – 
 – 
 – 
 – 
 – 
 – 
 – 
 – 
 – 

 – 
 – 
 – 

 –
 –
 –
 –
 –
 –
 –
 –
 –

 –
 –
 –

  154.9 
  154.9 
  154.9 
  (59.1) 
  (59.1) 
  (59.1) 

$  95.8 
$  95.8 
$  95.8 

  25.3 
  25.3 
  25.3 
(8.7)
(8.7)
(8.7)

$  16.6
$  16.6
$  16.6

On February 13, 2005, our subsidiaries, MVE and 
MVIC, entered into an agreement to sell their respec-
tive interests in forty-six private equity funds to 
AlpInvest/Lexington 2005, LLC, a joint venture of 
AlpInvest Partners and Lexington Partners, Inc. Sales 
proceeds and any related gains or losses were recog-
nized as the sale of each fund closed. Among other 
closing conditions, each fund required the transaction 
to be approved by the respective general partner. 
During 2005, MVE and MVIC completed the sale of 
their interests in forty-three and a portion of one private 
equity funds resulting in a $46.6 million pre-tax gain 
($53.1 million less $6.5 million professional fees) from 
discontinued operations and providing approximately 
$796 million in net proceeds, including approximately 
$52 million in net distributions from funds while held for 
sale. As part of this pre-tax gain, we realized $30 mil-
lion that was previously recorded as an unrealized gain 
in other comprehensive income.

During this same period, MVE entered into alter-

native closing arrangements with AlpInvest/Lexington 
2005, LLC for funds where legal title to said funds 
could not be transferred until a later time. Pursuant 
to these arrangements, MVE transferred the eco-
nomic aspects of the remaining private equity funds, 
consisting of two funds and a portion of one fund, to 
AlpInvest/Lexington 2005, LLC without a change in 
ownership of the interests. The terms of the alternative 
arrangements do not meet the criteria for recording a 
sale. We are obligated to remit to AlpInvest/Lexington 
2005, LLC any distributions MVE receives from these 
funds, and AlpInvest/Lexington 2005, LLC is obligated 
to provide funds to us to pay any contribution notice, 
capital call or other payment notice or bill for which 
MVE receives notice with respect to such funds. The 

alternative arrangements resulted in a deferred gain of 
$27.1 million until such terms of a sale can be complet-
ed (contingent upon receipt of general partner approv-
als of the transfer) and provided approximately $72.3 
million in net proceeds on these funds. We recorded 
an impairment loss of $5.6 million to write down assets 
transferred pursuant to the alternative arrangements 
to estimated fair value. Ownership of these funds will 
transfer after the general partners of each of the sepa-
rate funds consent to the transfer. It is anticipated that 
this will conclude no later than the first quarter of 2007. 

Income from discontinued operations (pre-tax) for 
the year ended December 31, 2005 of $31.8 million is 
comprised of $41.3 million of investment income less 
$9.5 million of associated management fees and other 
expenses. Income from discontinued operations (pre-
tax) for the year ended December 31, 2004 of $154.9 
million is comprised of $178.5 million of investment 
income less $23.6 million of associated management 
fees and other expenses. Income from discontinued 
operations (pre-tax) for the year ended December 31, 
2003 of $25.3 million is comprised of $43.8 million of 
investment income less $18.5 million of associated 
management fees and other expenses.

For the year ended December 31, 2005, we recog-

nized a $41.0 million pre-tax gain ($53.1 million less 
$6.5 million of professional fees and $5.6 million 
impairment loss), deferred gains of $27.1 million on 
transferred funds from discontinued operations, and 
provided approximately $816.5 million in net proceeds, 
including approximately $52 million in net distributions 
from funds held for sale. We will continue to incur minor 
amounts of fees in the near term. 

In 2005, we have separately disclosed the earn-
ings from discontinued operations, net of income taxes, 

  DPL Inc. 

63

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
which in prior periods were reported with elements of 
continued operations. Also in 2005 we have separately 
disclosed the investing portions of the cash flows 
attributable to its discontinued operations (there was no 
impact on the operating or investing portions of the 
cash flows), which in prior periods were reported on a 
combined basis as a single amount.

Other assets and liabilities of the discontinued 
operation were as follows:

$ in millions 

Assets 
Assets 
Liabilities 
Liabilities 

2005 

2004

$  16.0 
$  16.0 
$  42.4 
$  42.4 

$  23.8
$  23.8
$  8.3
$  8.3

Other assets in 2004 consist of prepaid management 
fees. Other liabilities consist primarily of legal and pro-
fessional fees and a reserve for estimated obligations 
under certain consulting and employment agreements 
that are currently being challenged as described in 
Legal Proceedings.

12  Financial Instruments

The fair value of our financial instruments is based on current public market prices, discounted cash flows using 
current rates for similar issues with similar terms and remaining maturities or independent party valuations, which 
are believed to approximate market. The basis on which the cost of a security sold or the amount reclassified 
out of accumulated other comprehensive income was determined by specific identification. The table below pres-
ents the fair value, unrealized gains and losses, and cost of these instruments at December 31 2005, and 2004.

2005 

Gross Unrealized 

Gains 

Losses 

less  
than 12 

more 
than 12 
  months  months

At December 31,

Cost 

Fair Value 

2004

Gross Unrealized

Gains 

Losses

less  
than 12 

more
than 12
  months  months 

$ in millions 

Fair Value 

Assets
Public Securities
  Available-for-sale

securities 

$ 

  Other 
  Held-to-maturity 

24.8  $  3.5  $ (3.1) 
  $ (3.1) 
  $ (3.1) 
 – 
 – 
 – 
 – 
 – 

  $  3.5
 – 
 – 
 – 
 – 
 – 

 – 

$  –  $ 
  $ 
$  –
$  –
  – 
  – 
  – 
  – 
  – 

24.4 
24.4
 – 
 –
 –
 –
 –

$  107.0  $ 18.4  $ 
$  107.0  $ 18.4  $ 
$  107.0  $ 18.4  $ 
$  107.0  $ 18.4  $ 
$  107.0  $ 18.4  $ 
$  107.0  $ 18.4  $ 

0.8 
0.8 
0.8 
0.8 
0.8 
0.8 

  0.8 
  0.8 
  0.8 
  0.8 
  0.8 
  0.8 

 – 
 – 
 – 
 – 
 – 
 – 
 – 
 – 
 – 
 – 
 – 
 – 

$ (2.8)  $ 
$ (2.8)  $ 
$ (2.8)  $ 
$ (2.8)  $ 
$ (2.8)  $ 
$ (2.8)  $ 
 –  
 –  
 –  
 –  
 –  
 –  

  debt securities (a)   

7.9 

 – 
 – 
 – 

0.3) 
  (0.3) 
0.3) 

  – 
  – 
  – 

8.2 
8.2
8.2

14.7 
14.7 
14.7 
14.7 
14.7 
14.7 

 – 
 – 
 – 
 – 
 – 
 – 

  (0.1) 
  (0.1) 
  (0.1) 
  (0.1) 
  (0.1) 
  (0.1) 

 –  
 –  
 –  
 –  
 –  
 –  

Cost

91.4
91.4
91.4
91.4
91.4
91.4
 –
 –
 –
 –
 –
 –

14.8
14.8
14.8
14.8
14.8
14.8

Private Securities
  Cost method 
  Equity method 

 – 
– 
 – 

 – 
 – 
 – 
 – 
 –
 – 

 – 
 – 
 – 
 – 
 – 
 – 
 – 

  – 
  – 
  – 
  – 
  –
  –
  – 

 – 
 – 

522.3 
522.3 
522.3 
522.3 
522.3 
522.3 
304.0 
304.0 
304.0 
304.0 
304.0 
304.0 

  27.8 
  27.8 
  27.8 
  27.8 
  27.8 
  27.8 
  19.5 
  19.5 
  19.5 
  19.5 
  19.5 
  19.5 

 – 
 – 
 – 
 – 
 – 
 – 
 – 
 – 
 – 
 – 
 – 
 – 

 –  
 –  
 –  
 –  
 –  
 –  
  (0.9) 
  (0.9) 
  (0.9) 
  (0.9) 
  (0.9) 
  (0.9) 

494.5
494.5
494.5
494.5
494.5
494.5
285.4
285.4
285.4
285.4
285.4
285.4

Total assets 

$ 
$ 
$ 

32.7  $  3.5  $ 
32.7  $  3.5  $ (3.4) 
) 
32.7  $  3.5  $ 
) 

$  –  $ 
$  –  $ 
$  –  $ 

32.6 

$  948.8  $ 66.5  $ (0.1)  $ (3.7)  $  886.1
$  948.8  $ 66.5  $ (0.1)  $ (3.7)  $  886.1
$  948.8  $ 66.5  $ (0.1)  $ (3.7)  $  886.1
$  948.8  $ 66.5  $ (0.1)  $ (3.7)  $  886.1
$  948.8  $ 66.5  $ (0.1)  $ (3.7)  $  886.1
$  948.8  $ 66.5  $ (0.1)  $ (3.7)  $  886.1

Liabilities
Long-term debt (b)

Capitalization
Unallocated shares 

$ 1,717.5 
$ 1,717.5 
$ 1,717.5 
$ 1,717.5 
$ 1,717.5 

  $ 1,678.0 
  $ 
  $ 
  $ 
  $ 

$ 2,266.7 
$ 2,266.7 
$ 2,266.7 
$ 2,266.7 
$ 2,266.7 
$ 2,266.7 

     $  2,130.8
     $  2,130.8
     $  2,130.8
     $  2,130.8
     $  2,130.8
     $  2,130.8

in ESOP 

$  100.1 

  $ 
  $ 
  $ 
  $ 
  $ 

49.1 
49.1
49.1
49.1
49.1

$  101.9 
$  101.9 
$  101.9 
$  101.9 
$  101.9 
$  101.9 

     $ 
     $ 
     $ 
     $ 
     $ 
     $ 

51.7
51.7
51.7
51.7
51.7
51.7

(a)  Maturities range from 2006 to 2035.

(b)  Includes current maturities.

In the normal course of business, we enter into various financial instruments, including derivative financial instru-
ments. These instruments consist of forward contracts and options that are used to reduce our exposure to chang-
es in energy and commodity prices. These financial instruments are designated at inception as highly effective 
cash-flow hedges and are measured for effectiveness both at inception and on an ongoing basis, with gains or 
losses deferred in Accumulated Other Comprehensive Income until the underlying hedged transaction is realized, 
canceled or otherwise terminated. The forward contracts and options generally mature within twelve months.

64 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
   
 
   
 
 
 
   
 
   
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
 
 
13  Earnings per Share

Basic earnings per share (EPS) are based on the weighted-average number of common shares outstanding during 
the year. Diluted earnings per share are based on the weighted-average number of common and common equiva-
lent shares outstanding during the year, except in periods where the inclusion of such common equivalent shares 
is anti-dilutive. Excluded from outstanding shares for this weighted average computation are shares held by the 
Master Trust Plan for deferred compensation and by the ESOP.

For the years 2005, 2004, and 2003, respectively, approximately 0.5 million, 28.0 million, and 37.8 million war-

rants and stock options were excluded from the computation of diluted earnings per share because they were anti-
dilutive. These warrants and stock options could be dilutive in the future.

The following illustrates the reconciliation of the numerators and denominators of the basic and diluted earn-
ings per share computations for income after discontinued operations and cumulative effect of accounting change:

$ in millions 
except per share amounts 

2005 
Income(a)  Shares  Per Share 

2004 
Income(a)  Shares  Per Share 

2003

Income(a) 

Shares  Per Share

Basic EPS 

$  174.4 

 121.0  $  1.44 
21.0  $  1.44

$  217.3 
$  217.3 
$  217.3 
$  217.3 
$  217.3 
$  217.3 
$  217.3 

 120.1 
 120.1 
 120.1 
 120.1 
 120.1 
 120.1 
 120.1 

$  1.81 
$  1.81 
$  1.81 
$  1.81 
$  1.81 
$  1.81 
$  1.81 

$  148.5 
$  148.5 
$  148.5 
$  148.5 
$  148.5 
$  148.5 
$  148.5 

  119.8 
  119.8 
  119.8 
  119.8 
  119.8 
  119.8 
  119.8 

$  1.24
$  1.24
$  1.24
$  1.24
$  1.24
$  1.24
$  1.24

Effect of Dilutive Securities:
Stock Incentive Units 
Stock Incentive Units 
Warrants 
Warrants 
Stock options 
Stock options 

  1.2 
  6.1 
  0.8 

  1.2 
  1.2 
  1.2 
  1.2 
  1.2 
  1.2 
  1.2 
  0.6 
  0.6 
  0.6 
  0.6 
  0.6 
  0.6 
  0.6 
  0.2 
  0.2 
  0.2 
  0.2 
  0.2 
  0.2 
  0.2 

  1.8
  1.8
  1.8
  1.8
  1.8
  1.8
  1.8
–
–
–
–
–
–
–
  0.1
  0.1
  0.1
  0.1
  0.1
  0.1
  0.1

Diluted EPS 

$  174.4 

 129.1  $  1.35 
  $  1.35

$  217.3 
$  217.3 
$  217.3 
$  217.3 
$  217.3 
$  217.3 
$  217.3 

 122.1 
 122.1 
 122.1 
 122.1 
 122.1 
 122.1 
 122.1 

$  1.78 
$  1.78 
$  1.78 
$  1.78 
$  1.78 
$  1.78 
$  1.78 

$  148.5 
$  148.5 
$  148.5 
$  148.5 
$  148.5 
$  148.5 
$  148.5 

 121.7 
 121.7 
 121.7 
 121.7 
 121.7 
 121.7 
 121.7 

$  1.22
$  1.22
$  1.22
$  1.22
$  1.22
$  1.22
$  1.22

(a)  Income after discontinued operations and cumulative effect of accounting change.

14  Commitments and Contingencies

Contingencies

In the normal course of business, we are subject to 
various lawsuits, actions, proceedings, claims and 
other matters asserted under laws and regulations. 
We believe the amounts provided in our consolidated 
financial statements, as prescribed by GAAP, are ade-
quate in light of the probable and estimable contingen-
cies. (See Note 1 of Notes to Consolidated Financial 
Statements.) However, there can be no assurances 
that the actual amounts required to satisfy alleged 
liabilities from various legal proceedings, claims, tax 
examinations and other matters discussed below, and 
to comply with applicable laws and regulations, will 
not exceed the amounts reflected in our Consolidated 
Financial Statements. As such, costs, if any, that may 
be incurred in excess of those amounts provided as of 
December 31, 2005, cannot be reasonably determined.

Environmental Matters

We and our subsidiaries’ facilities and operations are 
subject to a wide range of environmental regulations 
and law. In the normal course of business, DP&L has 
investigatory and remedial activities underway at these 
facilities to comply, or to determine compliance, with 
such regulations. DP&L has been identified, either by a 

government agency or by a private party seeking con-
tribution to site clean-up costs, as a potentially respon-
sible party (PRP) at two sites pursuant to state and 
federal laws. DP&L records liabilities for probable esti-
mated loss in accordance with Statement of Financial 
Accounting Standards No. 5 (SFAS 5), “Accounting 
for Contingencies.” To the extent a probable loss can 
only be estimated by reference to a range of equally 
probable outcomes, and no amount within the range 
appears to be a better estimate than any other amount, 
DP&L accrues for the low end of the range. Because 
of uncertainties related to these matters accruals are 
based on the best information available at the time. 
DP&L evaluates the potential liability related to prob-
able losses quarterly and may revise its estimates. 
Such revisions in the estimates of the potential liabilities 
could have a material effect on the Company’s results 
of operations and financial position. 

Legal Matters

On August 24, 2004, we, and our subsidiaries DP&L 
and MVE, filed a Complaint against Mr. Forster, Ms. 
Muhlenkamp and Mr. Koziar (the “Defendants”) in the 
Court of Common Pleas of Montgomery County, Ohio 
asserting legal claims against them relating to the 

  DPL Inc. 

65

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
termination of the Valley Partners Agreements, chal-
lenging the validity of the purported amendments to 
the deferred compensation plans and to the employ-
ment and consulting agreements with the Defendants, 
and the propriety of the distributions from the plans 
to the Defendants, and alleging that the Defendants 
breached their fiduciary duties and breached their 
consulting and employment contracts. We, DP&L and 
MVE seek, among other things, damages in excess of 
$25,000, disgorgement of all amounts improperly with-
drawn by the Defendants from the plans and a court 
order declaring that we, DP&L and MVE have no fur-
ther obligations under the consulting and employment 
contracts due to those breaches.

The Defendants filed motions to dismiss the 
Complaint, which the Court subsequently denied. On 
June 15, 2005, Defendants filed their answers deny-
ing liability and filed counterclaims against us, DP&L, 
MVE, various compensation plans (the “Plans”), and 
against the then-current members of our Board of 
Directors and two of our former Board members. These 
counterclaims allege generally that DPL, DP&L, MVE, 
the Plans and the individual defendants breached the 
terms of the employment and consulting contracts of 
the Defendants, and the terms of the Plans. They fur-
ther allege theories of breach of fiduciary duty, breach 
of contract, promissory estoppel, tortious interference, 
conversion, replevin and violations of ERISA under 
which they seek distribution of deferred compensa-
tion balances, conversion of stock incentive units, 
exercise of options and payment of amounts allegedly 
owed under the contracts and the Plans. Defendants’ 
counterclaims also demand payment of attorneys’ fees. 
Motions to dismiss certain of the counterclaims were 
denied on February 23, 2006.

On March 15, 2005, Mr. Forster and Ms. 

Muhlenkamp filed a lawsuit in New York state court 
against the purchasers of the private equity invest-
ments in the financial asset portfolio and against out-
side counsel to us and DP&L concerning purported 
entitlements in connection with the purchase of those 
investments. We, DP&L and MVE are not defendants 
in that case; however, the three of us are parties to 
an indemnification agreement with respect to the pur-
chaser defendants. We, DP&L and MVE filed a Motion 
for Preliminary Injunction in the Ohio case, requesting 
that the court issue a preliminary injunction against Mr. 
Forster and Ms. Muhlenkamp regarding the New York 
lawsuit. On August 18, 2005, the Ohio court issued 
a preliminary injunction against Mr. Forster and Ms. 
Muhlenkamp that precludes them from pursuing certain 

key issues raised by Mr. Forster and Ms. Muhlenkamp 
in their New York lawsuit that are identical to the issues 
raised in the pending Ohio lawsuit in the New York 
court or any other forum other than the Ohio litigation. 
In addition, the New York court has stayed the New 
York litigation pending the outcome of the Ohio litiga-
tion. Mr. Forster and Ms. Muhlenkamp have appealed 
the preliminary injunction and the appeal is pending at 
the Ohio Supreme Court.

The parties continue to proceed with the discov-
ery phase of the litigation, and a number of motions 
have been filed and briefed with respect to document 
discovery and depositions. The trial court granted 
some and overruled some of these pending motions on 
February 23, 2006.

We continue to evaluate all of the matters relevant 

to this litigation and are considering other claims 
against Defendants, Forster, Muhlenkamp and Koziar 
that include, but are not limited to, breach of fiduciary 
duty or other claims relating to personal and DPL 
investments, the calculation of benefits under the 
Supplemental Executive Retirement Program (SERP) 
and financial reporting with respect to such benefits, 
and with respect to Mr. Koziar, the fulfillment of duties 
owed to us as our legal counsel. Cumulatively through 
December 31, 2005, we have accrued for accounting 
purposes, obligations of approximately $52 million 
to reflect claims regarding deferred compensation, 
estimated MVE incentives and/or legal fees that 
Defendants assert are payable per contracts. We 
dispute Defendants’ entitlement to any of those sums 
and, as noted above, we are pursuing litigation against 
them contesting all such claims.

On or about June 24, 2004, the SEC commenced 

a formal investigation into the issues raised by the 
Memorandum. We are cooperating with the investigation.
On April 7, 2004, the Company received notice 

that the staff of the PUCO is conducting an investiga-
tion into the financial condition of DP&L as a result of 
the issues raised by the Memorandum. On May 27, 
2004, the PUCO ordered DP&L to file a plan of util-
ity financial integrity that outlines the actions we have 
taken or will take to insulate DP&L utility operations and 
customers from its unregulated activities. DP&L was 
required to file this plan by March 2, 2005. On February 
4, 2005, DP&L filed its protection plan with the PUCO. 
On June 29, 2005, the PUCO closed its investigation, 
citing significant positive actions we had taken includ-
ing changes in the Board of Directors as well as the 
executive management of DP&L, and that no apparent 
diminution of service quality had occurred because 

66 

DPL Inc.

of the events that initiated the investigation. 

On May 20, 2004, the staff of the SEC notified us 
that it was conducting an inquiry covering our exempt 
status under the Public Utility Holding Company Act of 
1935 (the ’35 Act). The staff of the SEC requested we 
provide certain documents and information on a volun-
tary basis. On October 8, 2004, we received a notice 
from the SEC that a question exists as to whether such 
exemption from the Public Utility Holding Company Act 
may be detrimental to the public interest or the inter-
ests of investors or consumers. On November 5, 2004, 
we filed a good faith application seeking an order of 
exemption from the SEC. In light of the repeal of the ’35 
Act, effective February 8, 2006, and based upon the 
information previously provided to the staff of the SEC, 
this inquiry is moot. 

On May 28, 2004, the U.S. Attorney’s Office for 

the Southern District of Ohio, assisted by the Federal 
Bureau of Investigation, notified us that it has initiated 
an inquiry involving the subject matters covered 
by our internal investigation. We are cooperating with 
this investigation.

On June 24, 2004, the Internal Revenue Service 
(IRS) began an audit of tax years 1998 through 2003 
and issued a series of data requests to us includ-
ing issues raised in the Memorandum. The staff of 
the IRS has requested that we provide certain docu-
ments, including but not limited to, matters concern-
ing executive/director deferred compensation plans, 
management stock incentive plans and MVE financial 
statements. On September 1, 2005, the IRS issued an 
audit report for tax years 1998 through 2003 that shows 
proposed changes to our federal income tax liability for 
each of those years. The proposed changes result in 
a total tax deficiency, penalties and interest of approxi-
mately $23.9 million as of December 31, 2005. On 
November 4, 2005, we filed a written protest to one of 
the proposed changes. We believe we are adequately 
reserved for any tax deficiency, penalties and interest 
resulting from the proposed changes and as a result, 
the proposed changes did not adversely affect our 
results from operations.

We are also under audit review by various state 
agencies for tax years 2002 through 2004. We have 
also filed an appeal to the Ohio Board of Tax Appeals 
for tax years 1998 through 2001. Depending upon the 
outcome of these audits and the appeal, we may be 
required to increase our tax provision if actual amounts 
ultimately determined exceed recorded reserves. We 
believe we have adequate reserves in each tax juris-
diction but cannot predict the outcome of these audits. 

On February 13, 2006, we received correspon-
dence from the Ohio Department of Taxation (ODT) 
notifying us that ODT has completed their examina-
tion and review of our Ohio Corporation Franchise Tax 
Returns for tax years 2002 through 2004 and that the 
final proposed audit adjustments result in a balance 
due of $90.8 million before interest and penalties. 
We have reviewed the proposed audit adjustments 
and plan to vigorously contest the ODT findings and 
forthcoming notice of assessment through all admin-
istrative and judicial means available. We believe we 
have recorded adequate tax reserves related to the 
proposed adjustments; however, we cannot predict 
the outcome, which could be material to our results of 
operations and cash flows.

On December 12, 2003, the Office of Federal 
Contract Compliance Programs (OFCCP) notified 
DP&L by letter, alleging it had discriminated in the 
hiring of meter readers during 2000-2001 by utilizing 
credit checks to determine if applicants had paid their 
electric bills. On February 12, 2004 DP&L and the 
OFCCP entered into a Conciliation Agreement whereby 
DP&L agreed to distribute approximately $0.2 million 
in compensation to certain affected applicants. DP&L 
has completed these payments to the affected appli-
cants and supplied to the OFCCP all follow-up reports 
required under the Conciliation Agreement.

In June 2002, a contractor’s employee received 

a verdict against DP&L for injuries he sustained while 
working at a DP&L power station. The Adams County 
Court of Common Pleas awarded the contractor’s 
employee compensatory damages of approximately 
$0.8 million and prejudgment interest of approximately 
$0.6 million. On April 28, 2004, the 4th District Court 
of Appeals upheld this verdict except the award for 
prejudgment interest. On September 1, 2004, the Ohio 
Supreme Court refused to hear the case, so the matter 
was remanded to the Adams County Court of Common 
Pleas for a re-determination of the amount of prejudg-
ment interest that should be awarded. The trial court 
heard this matter on October 15, 2004. On November 
1, 2004, DP&L paid approximately $976 thousand to 
the contractor’s employee to satisfy the judgment and 
post-judgment interest. On December 6, 2004, the 
Adams County Court of Common Pleas ruled that pre-
judgment interest should be reduced to approximately 
$30 thousand. Both parties appealed this decision. On 
January 25, 2006, the Fourth District Court of Appeals 
ruled in DP&L’s favor, finding it owed no prejudgment 
interest to Plaintiff. 

  DPL Inc. 

67

Contractual Obligations and Commercial Commitments

We enter into various contractual obligations and other commercial commitments that may affect the liquidity 
of our operations. At December 31, 2005, these include:

Contractual Obligations

$ in millions 

Total 

Less than 1 Year 

2 -3 Years 

4 -5 Years 

More than 5 Years

Payment Year

Long-term debt 
Long-term debt 
Long-term debt 
Long-term debt 
Long-term debt 
Interest payments  
Interest payments  
Interest payments  
Interest payments  
Interest payments  
Pension and postretirement payments  
Pension and postretirement payments  
Pension and postretirement payments  
Pension and postretirement payments  
Pension and postretirement payments  
Capital leases  
Capital leases  
Capital leases  
Capital leases  
Capital leases  
Operating leases 
Operating leases 
Operating leases 
Operating leases 
Operating leases 
Coal contracts (a) 
Other contractual obligations 
Other contractual obligations 
Other contractual obligations 
Other contractual obligations 
Other contractual obligations 

Total contractual obligations 
Total contractual obligations 
Total contractual obligations 
Total contractual obligations 
Total contractual obligations 

$  1,674.1 
$  1,674.1 
$  1,674.1 
$  1,674.1 
$  1,674.1 
  1,068.8 
  1,068.8 
  1,068.8 
  1,068.8 
  1,068.8 
240.3 
240.3 
240.3 
240.3 
240.3 
3.9 
3.9 
3.9 
3.9 
3.9 
0.9 
0.9 
0.9 
0.9 
0.9 
795.1 
795.1 
795.1 
795.1 
795.1 
506.3 
506.3 
506.3 
506.3 
506.3 

$  4,289.4 
$  4,289.4 
$  4,289.4 
$  4,289.4 
$  4,289.4 

(a)  DP&L-operated units

$ 
– 
– 
$ 
– 
$ 
– 
$ 
– 
$ 
  109.9 
  109.9 
  109.9 
  109.9 
  109.9 
22.8 
22.8 
22.8 
22.8 
22.8 
0.9 
0.9 
0.9 
0.9 
0.9 
0.5 
0.5 
0.5 
0.5 
0.5 
  390.1 
  390.1 
  390.1 
  390.1 
  390.1 
  358.5 
  358.5 
  358.5 
  358.5 
  358.5 

$  882.7 
$  882.7 
$  882.7 
$  882.7 
$  882.7 

$  324.9  
$  324.9  
$  324.9  
$  324.9  
$  324.9  
  180.9 
  180.9 
  180.9 
  180.9 
  180.9 
46.3 
46.3 
46.3 
46.3 
46.3 
1.7 
1.7 
1.7 
1.7 
1.7 
0.4 
0.4 
0.4 
0.4 
0.4 
  273.0 
  273.0 
  273.0 
  273.0 
  273.0 
  147.8 
  147.8 
  147.8 
  147.8 
  147.8 

$  975.0 
$  975.0 
$  975.0 
$  975.0 
$  975.0 

$  175.0 
$  175.0 
$  175.0 
$  175.0 
$  175.0 
  144.8 
  144.8 
  144.8 
  144.8 
  144.8 
  47.4 
  47.4 
  47.4 
  47.4 
  47.4 
1.3 
1.3 
1.3 
1.3 
1.3 
– 
– 
– 
– 
– 
  87.0 
  87.0 
  87.0 
  87.0 
  87.0 
– 
– 
– 
– 
– 

$  455.5 
$  455.5 
$  455.5 
$  455.5 
$  455.5 

$ 1,174.2
$ 1,174.2
$ 1,174.2
$ 1,174.2
$ 1,174.2
  633.2
  633.2
  633.2
  633.2
  633.2
  123.8
  123.8
  123.8
  123.8
  123.8
–
–
–
–
–
–
–
–
–
–
45.0
45.0
45.0
45.0
45.0
–
–
–
–
–

$ 1,976.2
$ 1,976.2
$ 1,976.2
$ 1,976.2
$ 1,976.2

Long-term debt:
Long-term debt as of December 31, 2005, consists of 
DP&L’s first mortgage bonds, tax-exempt pollution control 
bonds, DPL unsecured notes and includes current maturi-
ties and unamortized debt discounts. As of December 31, 
2005, we have redeemed $446.6 million of long-term debt 
earlier than termed. (See Note 8 of Notes to Consolidated 
Financial Statements.)

Other contractual obligations:
In January 2006, DP&L entered a contract for limestone 
that is expected to generate an obligation of $6.0 million 
in 2006 through 2008; $10.5 million in 2009 through 2010; 
and $42.2 million thereafter. As of December 31, 2005, 
we had various other contractual obligations including 
non-cancelable contracts to purchase goods and services 
with various terms and expiration dates.

Interest payments:
Interest payments associated with the Long-term debt 
described above.

We enter into various commercial commitments, which 
may affect the liquidity of our operations. At December 
31, 2005, these include: 

Pension and Postretirement payments:
As of December 31, 2005, we had estimated future benefit 
payments as outlined in Note 5 of Notes to Consolidated 
Financial Statements. These estimated future benefit pay-
ments are projected through 2015. 

Capital leases:
As of December 31, 2005, we had two capital leases that 
expire in November 2007 and September 2010.

Operating leases:
As of December 31, 2005, we had several operating leas-
es with various terms and expiration dates. Not included 
in this total is approximately $88,000 per year related 
to right of way agreements that are assumed to have no 
definite expiration dates.

Coal contracts:
DP&L has entered into various long-term coal contracts 
to supply portions of its coal requirements for its generat-
ing plants. Contract prices are subject to periodic 
adjustment, and have features that limit price escalation 
in any given year. 

Credit facilities:
In May 2005, DP&L replaced its previous $100 million 
revolving credit agreement with a $100 million, 364-day 
unsecured credit facility that is renewable annually 
and expires on May 30, 2010. At December 31, 2005, 
there were no borrowings outstanding under this credit 
agreement. The new facility may be increased up to 
$150 million.

Guarantees:
DP&L owns a 4.9% equity ownership interest in an electric 
generation company. As of December 31, 2005, DP&L 
could be responsible for the repayment of 4.9%, or $14.9 
million, of a $305 million debt obligation and also 4.9%, 
or $2.9 million, of a separate $60 million debt obligation. 
Both obligations mature in 2006. 

Other:
We completed the sale of or entered into alternative 
closing arrangements for all private equity funds in our 
financial asset portfolio as of June 20, 2005. We have an 
obligation to fund any cash calls or other commitments 
in which the purchaser of the private equity funds 
defaults with respect to the funds for which we entered 
into an alternative closing arrangement. This obligation is 
estimated not to exceed $8.0 million. 

68 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
15  Certain Relationships and 
Related Transactions

On March 13, 2000, Dayton Ventures, Inc. and Dayton 
Ventures LLC, affiliates of Kohlberg Kravis Roberts & 
Co. LLC (KKR), purchased a combination of trust pre-
ferred securities issued by a trust established by us, 
our voting preferred shares and warrants to purchase 
our common shares for an aggregate of $550 million. 
The trust preferred securities were redeemed at par 
in 2001 with proceeds of a new issuance of trust pre-
ferred securities and our Senior Notes. The 6.6 million 
Series B voting preferred shares had voting power not 
exceeding 4.9% of the total outstanding voting power 
of our voting securities and were purchased by Dayton 
Ventures LLC for an aggregate purchase price of $68 
thousand. The warrants to purchase approximately 
31.6 million common shares (representing approxi-
mately 19.9% of the common shares then outstand-
ing) have a term of 12 years, an exercise price of $21 
per share, and were purchased by Dayton Ventures 
LLC for an aggregate purchase price of $50 million. 
In connection with the March 13, 2000 transaction, we 
and KKR also entered into an agreement under which 
we paid KKR an annual management, consulting and 
financial services fee of $1.0 million. The agreement 
also stated that we would provide KKR with an oppor-
tunity to provide investment banking services on such 
terms as the parties may agree and at such time as 
any such services may be required. We also agreed 
to reimburse KKR and their affiliates for all reason-
able expenses incurred in connection with the ser-
vices provided under this agreement, including travel 
expenses and expenses of its counsel. We and KKR 
terminated this agreement on January 12, 2005. During 
December 2004 through January 2005, KKR initiated 
a series of agreements to transfer all of the warrants to 
an unaffiliated third party. This transferee subsequently 
transferred a large portion of the warrants to multiple 
unrelated third parties. In January 2005, as part of 
one of these transfers, KKR sold back to us all of the 
outstanding Series B voting preferred shares at par of 
$0.01 per share for $66 thousand. 

Under the Securityholders and Registration Rights 

Agreement among us, DPL Capital Trust I, Dayton 
Ventures LLC and Dayton Ventures, Inc., KKR had the 
right to designate one person for election to, and one 
person to attend as a non-voting observer at all meet-
ings of, the DPL and DP&L Boards of Directors for as 

long as Dayton Ventures LLC and its affiliates continue 
to beneficially own at least 12.64 million of our common 
shares, including shares issuable upon exercise of 
warrants. Scott M. Stuart, a director during fiscal 2003, 
and George R. Roberts, a non-voting observer, were 
the KKR designees in 2003 pursuant to this agreement. 
Mr. Stuart resigned from the Board and Mr. Roberts 
ceased to be a non-voting observer of the Board as of 
April 2004. As a result of the transfer of warrants from 
KKR to an unaffiliated third party during December 
2004 through January 2005, KKR no longer owned any 
warrants or common stock. Accordingly, KKR no longer 
had the right to appoint one member and one observer 
to both DPL and DP&L Boards of Directors and the 
Securityholders and Registration Rights Agreement 
was amended to delete these, and other, rights. 

In 1996, we entered into a consulting contract pur-

suant to which Peter H. Forster agreed to (i) serve, in 
a non-employee capacity, as Chairman of the Board of 
Directors of DPL, DP&L and MVE, and as Chairman of 
the Executive Committee of our Board of Directors and 
(ii) provide advisory and strategic planning consulting 
services. That contract became the subject of litigation 
after Mr. Forster resigned on May 16, 2004. (See Note 
14 of Notes to Consolidated Financial Statements.)
In June 2001, our subsidiaries, MVE, of which 
Mr. Forster was Chairman, Miami Valley Development 
Company (MVDC) and Miami Valley Insurance 
Company, Inc. (MVIC), each entered into a manage-
ment services agreement (the MSAs) with Valley 
Partners, Inc. (Valley) for the provision of ongoing over-
sight and management of each subsidiary’s financial 
asset holdings following a change of control of DPL or 
sale of the financial assets portfolio to an unaffiliated 
third party. Valley was a Florida corporation the sole 
stockholders, directors and officers of which were Mr. 
Forster and Ms. Muhlenkamp.

In October 2001, we entered into an Administrative 
Services Agreement (the ASA) with Valley and the indi-
vidual trustees of certain master trusts which hold the 
assets of various executive and director compensation 
plans. The ASA engaged Valley to provide adminis-
trative and recordkeeping functions on behalf of the 
master trusts upon a change of control of DPL, as well 
as the provision of investment advice, in exchange for 
an administration fee in addition to the annual manage-
ment fee payable to Valley.

In October 2001, we and DP&L also entered 
into a Trustee Fee Agreement (the TFA) with Richard 

  DPL Inc. 

69

Chernesky, Richard Broock and Frederick Caspar, 
attorneys at Chernesky, Heyman & Kress P.L.L. Upon a 
change of control of DPL or DP&L, Messrs. Chernesky, 
Broock and Caspar would become the sole trustees 
of the master trusts for an annual fee of $500,000 and 
would succeed to all of the duties of our Compensation 
Committee under the compensation plans funded 
through the master trusts.

The MSAs, ASA and TFA (Valley Partners 

Agreements) were terminated by an agreement execut-
ed in January 2004, but effective as of December 15, 
2003. The financial assets were not sold or transferred 
prior to such termination and therefore the agreements 
never became effective and no compensation was ever 
paid under them. Copies of the Valley Partners Agree-
ments were filed as exhibits to our 2003 Form 10-K.

On April 26, 2004, we entered into a new Trustee 

Fee Agreement (New TFA) with Messrs. Chernesky, 
Broock and Caspar that would have become effec-
tive upon a change of control of DPL or DP&L. If the 
New TFA became effective, it provided that Messrs. 
Chernesky, Broock and Caspar would serve as the sole 
trustees of the master trusts in exchange for an annual 
fee of $250,000 during the New TFA’s term. A copy of 

the New TFA was filed as an exhibit to our 2003 Form 
10-K. On October 14, 2004, at the request of DPL and 
DP&L, Messrs. Chernesky, Broock and Caspar submit-
ted their resignations to us and DP&L.

On February 2 and 3, 2004, Mr. Koziar sent let-
ters to Mr. Forster and Ms. Muhlenkamp purporting to 
amend their consulting and employment agreements to 
provide change of control protections regarding their 
MVE payments. In addition, on February 2, 2004, 
Mr. Koziar sent Mr. Forster a letter purporting to amend 
his consulting agreement to provide additional terms 
and to increase his compensation. However, none 
of those purported amendments had been approved 
by our Compensation Committee. Mr. Forster and 
Ms. Muhlenkamp resigned and Mr. Koziar retired on 
May 16, 2004. 

We have initiated legal proceedings asserting 
breach of fiduciary duty and breach of contract by 
Messrs. Forster and Koziar and Ms. Muhlenkamp, and 
challenging the propriety and/or validity of certain con-
tract terminations, purported amendments and agree-
ments. (See Note 14 of Notes to Consolidated Financial 
Statements.) 

70 

DPL Inc.

16  Other Matters

Audit Committee Investigation and 
Related Matters

On March 10, 2004, our Corporate Controller, sent a 
memorandum (the Memorandum) to the Chairman 
of the Audit Committee of our Board of Directors (the 
Audit Committee). The Memorandum expressed the 
Corporate Controller’s “concerns, perspectives and 
viewpoints” regarding financial reporting and gover-
nance issues within the Company. 

On March 15, 2004, our Audit Committee 
retained the law firm of Taft, Stettinius & Hollister 
LLP (TS&H) to represent the Audit Committee in an 
independent review of each of the matters raised by 
the Memorandum. TS&H subsequently retained an 
accounting firm as a forensic accountant to assist in 
this review. On April 27, 2004, TS&H submitted a writ-
ten report of its findings to the members of the Audit 
Committee (the Report). A copy of the Report was filed 
as an exhibit to our 2003 Form 10-K. While TS&H stat-
ed that it did not uncover and no person had indicated 
to it any uncorrected material inaccuracies in our books 
and records, it did, however, recommend further follow-
up by the Audit Committee and improvements relating 
to disclosures, communication, access to information, 
internal controls and the culture of the Company in cer-
tain areas. Based upon information received after issu-
ing the Report, TS&H revised its analysis and prepared 
a supplement to the Report, dated May 25, 2004 (the 
Supplement). A copy of the Supplement was filed as 
an exhibit to our 2003 Form 10-K.

Our Audit Committee considered the Report and 
Supplement at a meeting held on May 16, 2004. After 
its review and consideration, the Audit Committee 
recommended that the full Board of Directors accept 
the Report and the Supplement. At a meeting held on 
May 16, 2004, our Board of Directors accepted the 
Report and Supplement, including the findings and 
recommendations set forth therein. Mr. Forster and Ms. 
Muhlenkamp resigned and Mr. Koziar retired on May 
16, 2004, and subsequently the Company has been 
involved in litigation with them (See Note 14 of Notes 
to Consolidated Financial Statements.) In addition, in 
2004 corrective action was taken with regard to internal 
controls, process issues and tone at the top as identi-
fied in the Report.

Governmental and Regulatory Inquiries 
On April 7, 2004, we received notice that the staff of 
the PUCO was conducting an investigation into the 
financial condition of DP&L as a result of previously 
disclosed matters raised by one of our executives dur-

ing the 2003 year-end financial closing process (the 
Memorandum). On May 27, 2004, the PUCO ordered 
DP&L to file a plan of utility financial integrity that 
outlines the actions we have taken or would take to 
insulate DP&L utility operations and customers from our 
unregulated activities. DP&L was required to file this 
plan by March 2, 2005. On February 4, 2005, DP&L 
filed its protection plan with the PUCO and expressed 
its intention to continue to cooperate with the PUCO 
in their investigation. On March 29, 2005, the Ohio 
Consumers Counsel (OCC) filed comments with the 
PUCO on DP&L’s financial plan of integrity, request-
ing the PUCO continue the investigation and monitor 
DP&L’s progress toward implementation of its financial 
plan of integrity. On June 29, 2005, the PUCO closed 
its investigation, citing significant positive actions taken 
by DP&L including changes in our Board of Directors 
as well as executive management of DP&L, and that 
no apparent diminution of service quality has occurred 
because of the events that initiated the investigation.
On May 20, 2004, the staff of the SEC notified us 
that it was conducting an inquiry covering our exempt 
status under the Public Utility Holding Company Act 
of 1935 (the ’35 Act). The staff of the SEC requested 
we provide certain documents and information on a 
voluntary basis. On October 8, 2004, we received 
a notice from the SEC that a question existed as to 
whether such exemption from the Public Utility Holding 
Company Act was detrimental to the public interest or 
the interests of investors or consumers. On November 
5, 2004, we filed a good faith application seeking an 
order of exemption from the SEC. In light of the repeal 
of the ’35 Act, effective February 8, 2006, and based 
upon the information previously provided to the staff of 
the SEC, this inquiry is moot. 

On May 28, 2004, the U.S. Attorney’s Office for 

the Southern District of Ohio, assisted by the Federal 
Bureau of Investigation, notified us that it had initiated 
an inquiry involving matters connected to our internal 
investigation. We are cooperating with this investigation.

On or about June 24, 2004, the SEC commenced 

a formal investigation into the issues raised by the 
Memorandum. We are cooperating with the investigation.
On March 3, 2005, DP&L received a notice that 

the FERC had instituted an operational audit of DP&L 
regarding our compliance with our Code of Conduct 
within the transmission and generation areas. On 
October 7, 2005, the FERC issued its Findings and 
Conclusions, stating that we “generally complied with 
the [FERC] Standard of Conduct” except for three (3) 
areas, all of which were corrected to the satisfaction of 
the FERC prior to the issuance of these Findings and 
Conclusions.

  DPL Inc. 

71

Report of Independent Registered Public Accounting Firm

The Board of Directors
DPL Inc.:

We have audited the accompanying consolidated balance sheets of DPL Inc. and subsidiaries (the Company) as 
of December 31, 2005 and 2004, and the related consolidated statement of results of operations, shareholders’ 
equity, and cash flows for each of the years in the three-year period ended December 31, 2005. In connection with 
our audits of the consolidated financial statements, we have audited the consolidated financial statement schedule, 
“Schedule II - Valuation and Qualifying Accounts” for each of the years in the three-year period ended December 
31, 2005. These consolidated financial statements and the financial statement schedule are the responsibility of 
the Company’s management. Our responsibility is to express an opinion on these consolidated financial statements 
based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight 
Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance 
about whether the financial statements are free of material misstatement. An audit includes examining, on a test 
basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assess-
ing the accounting principles used and significant estimates made by management, as well as evaluating the 
overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, 

the financial position of the Company as of December 31, 2005 and 2004, and the consolidated results of their 
operations and their cash flows for each of the years in the three-year period ended December 31, 2005, in 
conformity with United States generally accepted accounting principles. Also, in our opinion, the related financial 
statement schedules when considered in relation to the basic consolidated financial statements taken as a whole, 
present fairly in all materials respects, the information set forth therein.

As discussed in Note 1 to the consolidated financial statements, effective January 1, 2005, the Company 
adopted FASB Interpretation No. 47, Accounting for Conditional Asset Retirement Obligations, an Interpretation of 
Statement of Financial Accounting Standards No. 143.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight 

Board (United States), the effectiveness of the Company’s internal controls over financial reporting as of December 
31, 2005, based on criteria established in Internal Control – Integrated Framework issued by the Committee 
Internal Control – Integrated Framework
Internal Control – Integrated Framework issued by the Committee 
of Sponsoring Organizations of the Treadway Commission (COSO), and our report dated February 27, 2006 
expressed an unqualified opinion on management’s assessment of, and the effective operation of, internal control 
over financial reporting.

/s/ KPMG LLP
/s/ KPMG LLP

KPMG LLP
Kansas City, Missouri

February 27, 2006

72 

DPL Inc.

Report of Independent Registered Public Accounting Firm on Internal Controls

The Board of Directors
DPL Inc.:

We have audited management’s assessment, included in the Management’s Report on Internal Control Over 
Financial Reporting appearing under Item 9A, that DPL Inc. and subsidiaries (the Company) maintained effective 
internal control over financial reporting as of December 31, 2005, based on criteria established in Internal Control 
- Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission
- Integrated Framework
- Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission
 (COSO). The Company’s management is responsible for maintaining effective internal control over financial report-
ing and for its assessment of the effectiveness of internal control over financial reporting. Our responsibility is to 
express an opinion on management’s assessment and an opinion on the effectiveness of the Company’s internal 
control over financial reporting based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board 

(United States). Those standards require that we plan and perform the audit to obtain reasonable assurance 
about whether effective internal control over financial reporting was maintained in all material respects. Our audit 
included obtaining an understanding of internal control over financial reporting, evaluating management’s assess-
ment, testing and evaluating the design and operating effectiveness of internal control, and performing such 
other procedures as we considered necessary in the circumstances. We believe that our audit provides a reason-
able basis for our opinion.

A company’s internal control over financial reporting is a process designed to provide reasonable assurance 
regarding the reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance with generally accepted accounting principles. A company’s internal control over financial reporting 
includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, 
accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable 
assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance 
with generally accepted accounting principles, and that receipts and expenditures of the company are being 
made only in accordance with authorizations of management and directors of the company; and (3) provide 
reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of 
the company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstate-
ments. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may 
become inadequate because of changes in conditions, or that the degree of compliance with the policies or proce-
dures may deteriorate.

In our opinion, management’s assessment that the Company maintained effective internal control over finan-
cial reporting as of December 31, 2005, is fairly stated, in all material respects, based on criteria established in 
Internal Control - Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway 
Internal Control - Integrated Framework
Internal Control - Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway 
Commission (COSO). Also, in our opinion, the company maintained, in all material respects, effective internal con-
trols over financial reporting as of December 31, 2005, based on criteria established in Internal Control – Integrated 
Framework
Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission COSO. 
Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission COSO. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board 

(United States), the consolidated balance sheets of the Company as of December 31, 2005 and 2004, and the 
related consolidated statements of results of operations, shareholders’ equity, and cash flows for the three-year 
period ended December 31, 2005, and our report dated February 27, 2006, expressed an unqualified opinion on 
those consolidated financial statements.

/s/ KPMG LLP

KPMG LLP
Kansas City, Missouri

February 27, 2006

  DPL Inc. 

73

Selected Quarterly Information (Unaudited)

$ in millions
except per share amounts 

Revenues  
Operating Income 

Earnings from 

continuing operations (a) 

Earnings from discontinued 
operations, net of taxes 
Cumulative effect of accounting 

change, net of taxes 

Net income

Basic earnings per share of 

For the three months ended

March 31, 

June 30, 

September 30, 

December 31,

2005 

  2004 

2005 

2004 

2005 

2004 

2005 (b) 

2004

$  307.1  
  81.9  

$  302.4 
$  302.4 
  98.9 
  98.9 
  98.9 

$  293.4 
  62.3 

$ 284.8 
  81.2 
  81.2 
  81.2 

$ 357.4 
  99.6 

$  312.2 
$  312.2 
  95.1 
  95.1 
  95.1 

$  327.0 
  95.3 

$  300.5
$  300.5
  61.3

  36.1  

  38.9 
  38.9 
  38.9 

  16.7 

25.8 

  25.7 

  33.7 

  46.2 

  23.1

  37.6  

  10.8 
  10.8 
  10.8 

5.2 

  30.6 

0.2 

  50.0 
  50.0 
  50.0 

9.9 

4.4

 – 
$  73.7  

 – 
 – 
 – 

$  49.7 
$  49.7 

 – 
$  21.9 

 – 

$  56.4 
$  56.4 

 – 
$  25.9 

 – 
 – 
 – 

$  83.7 
$  83.7 

(3.2) 
$  52.9 

 –
$ 
$  27.5

common stock:
Continuing operations 
Discontinued operations 
Cumulative effect of accounting change   

$  0.30  $  0.32
  $  0.32
  0.09
  0.09
  –
  – 

0.31 
  – 

$  0.14 
0.04 
– 

$  0.22 
$  0.22 
  0.25 
  0.25 
  – 
  – 

$  0.21 
  – 
  – 

$  0.28
$  0.28
  0.42 
  0.42
  –
  – 

$ 

 0.38 
 0.09
(0.03) 

$  0.19
0.04
  –

Total basic earnings per 

common share

Diluted earnings per share of 

  $  0.41 
$  0.61  $  0.41 

$  0.18 

$  0.47 
$  0.47 

$  0.21 

$  0.70 
$  0.70 

$ 

 0.44

$  0.23

common stock:
Continuing operations 
Discontinued operations 
Cumulative effect of accounting change   

  $  0.32
$  0.28  $  0.32
  0.09
  0.09
  –
  –

0.30 
  – 

$  0.13 
0.04 
– 

$  0.21 
$  0.21 
  0.25 
  0.25 
  – 
  – 

$  0.20 
  – 
  – 

$  0.28
$  0.28
  0.41
  0.41
  –
  –

$ 

 0.36
 0.08 
 (0.03) 

$  0.19
0.03
  –

Total diluted earnings per 

common share

  $  0.41 
$  0.58  $  0.41 

$  0.17 

$  0.46 
$  0.46 

$  0.20 

$  0.69 
$  0.69 

$ 

 0.41

$

0.22

Dividends paid per share

  $  0.24 
$ 0.24  $  0.24 

$ 0.24 

$ 
$ 

– 
– 

$  0.24 

$ 
$ 

– 
– 

$ 0.24

$ 0.72

Common stock market price

- High 
- Low 

$  26.77  $  20.77 
  $  20.77 
  $  17.60 
$  24.27  $  17.60 

$  27.67 
$  24.08 

$ 19.77 
$ 19.77 
$ 17.21 
$ 17.21 

$ 28.12 
$ 26.70 

$ 20.64 
$ 20.64 
$ 19.02 
$ 19.02 

$  28.01 
$  24.55 

$  25.36
$  2
$  20.30
$  20.30

(a)  Earnings from continuing operations in the second and third quarter of 2005 include charges of $2.1 million and $59.1 million, respectively, 
for the early redemption of debt. 

(b)  Earnings from continuing operations in the fourth quarter of 2005 were $23.1 million more than the fourth quarter of 2004 primarily due to 
a $12.9 million reduction of interest expense, due largely to lower current year interest associated with the early redemption of debt, a $4.1 million 
increase in investment income, principally on short-term and tax-exempt investments, lower net margins of $13.5 million (higher revenues of 
$26.5 million offset by higher fuel and purchased power costs of $13.0 million), lower O&M expense of $17.1 million as a result of lower corporate 
costs, offset by higher taxes (the fourth quarter tax expense was reduced by state and tax credits of $11.5 million).

74 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 9  Changes in and Disagreements 
with Accountants on Accounting and 
Financial Disclosure

None

Item 9a  Controls and Procedures

Disclosure Controls and Procedures

Our Chief Executive Officer (CEO) and Chief Financial 
Officer (CFO) are responsible for establishing and 
maintaining our disclosure controls and procedures. 
These controls and procedures were designed to 
ensure that material information relating to us and our 
subsidiaries are communicated to the CEO and CFO. 
We evaluated these disclosure controls and proce-
dures as of the end of the period covered by this report 
with the participation of our CEO and CFO. Based on 
this evaluation, our CEO and CFO concluded that our 
disclosure controls and procedures are effective in 
timely alerting them to material information required to 
be included in our periodic reports filed with the SEC. 
There was no change in our internal control over 

financial reporting during the most recently completed 
fiscal period that has materially affected, or is reason-
ably likely to materially affect, internal control over 
reporting.

The following report is our report on internal control 
over financial reporting as of December 31, 2005.

Management’s Report on Internal Control 
Over Financial Reporting

We are responsible for establishing and maintaining 
adequate internal control over financial reporting, 
as such term is defined in Exchange Act Rule 13a-
15(f). Under the supervision and with the participation 
of management, including the CEO and CFO, 
we conducted an evaluation of the effectiveness 
of our internal control over financial reporting based 
on the framework in Internal Control - Integrated 
Framework issued by the Committee of Sponsoring 
Framework
Framework issued by the Committee of Sponsoring 
Organizations of the Treadway Commission. Based on 
an evaluation under the framework in Internal Control 
- Integrated Framework, we concluded that our 
internal control over financial reporting was effective 
as of December 31, 2005. 

Our assessment of the effectiveness of our internal 

control over financial reporting as of December 31, 
2005, has been audited by KPMG LLP, an independent 
registered public accounting firm, as stated in their 
report which is included herein. 

Item 9b  Other Information

None

  DPL Inc. 

75

Part III

Item 10  Directors and Executive Officers 
of the Registrant (Company)

Item 12  Security Ownership of Certain 
Beneficial Owners and Management and 
Related Shareholder Matters

The information required to be furnished pursuant to 
this item with respect to Directors of the Company will 
be set forth under captioned “Election of Directors” in 
the registrant’s proxy statement (the Proxy Statement) 
to be furnished to shareholders in connection with 
the solicitation of proxies by our Board of Directors for 
use at the 2006 Annual Meeting of Shareholders to 
be held on April 26, 2006 and is incorporated herein 
by reference. 

The information required to be furnished pursu-
ant to this item with respect to the identification of the 
Audit Committee, the Audit Committee financial expert 
and the registrant’s code of ethics will be set forth 
under the caption “Corporate Governance” in the Proxy 
Statement and is incorporated herein by reference.

Item 11  Executive Compensation

The information required to be furnished pursuant to 
this item will be set forth under the caption “Executive 
Compensation” in the Proxy Statement and is incorpo-
rated herein by reference. 

The information required to be furnished pursuant to 
this item will be set forth under the captions “Security 
Ownership of Certain Beneficial Owners,” “Security 
Ownership of Management” and “Equity Compensation 
Plan Information” in the Proxy Statement and is incor-
porated herein by reference.

Item 13  Certain Relationships and 
Related Transactions

The information required to be furnished pursuant to 
this item will be set forth under the caption “Certain 
Relationships and Related Transactions” in the Proxy 
Statement and is incorporated herein by reference.

Item 14  Principal Accountant Fees 
and Services

The information required to be furnished pursuant to 
this item will be set forth under the caption “Audit and 
Non-Audit Fees” in the Proxy Statement and is incorpo-
rated herein by reference. 

76 

DPL Inc.

Part IV

Item 15  Exhibits and Financial Statement Schedules

(a) The following documents are filed as part of this report:

1.  Financial Statements 

Page No.

Consolidated Statements of Results of Operations 
for each of the three years in the period ended December 31, 2005 

Consolidated Statements of Cash Flows 
for each of the three years in the period ended December 31, 2005 

Consolidated Balance Sheets at December 31, 2005 and 2004 

Consolidated Statements of Changes to Shareholders’ Equity 
for each of the three years in the period ended December 31, 2005 

Notes to Consolidated Financial Statements 

Report of Independent Registered Public Accounting Firm 

Report of Independent Registered Public Accounting Firm on Internal Controls 

2.  Financial Statement Schedule

For each of the three years in the period ended December 31, 2005: 
Schedule II – Valuation and Qualifying Accounts 

The information required to be submitted in Schedules I, III, IV and V is omitted 
as not applicable or not required under rules of Regulation S-X. 

39

40

41

42

43

72

73

84

3.  Exhibits

Exhibits are incorporated by reference as described unless otherwise filed as set forth herein.

The exhibits filed as a part of this Annual Report on Form 10-K are:

2(a) 

Copy of Asset Purchase Agreement, dated December 14, 1999,  
between The Dayton Power and Light Company, Indiana Energy, Inc., 
and Number-3CHK, Inc. 

3(a) 

Copy of Amended Articles of Incorporation of DPL Inc.  
dated September 25, 2001 

3(b) 

Regulations of DPL Inc. 

4(a) 

Copy of Composite Indenture dated as of October 1, 1935,  
between DP&L and The Bank of New York, Trustee with all 
amendments through the Twenty-Ninth Supplemental Indenture  

4(b) 

Copy of Forty-First Supplemental Indenture dated as of  
February 1, 1999, between DP&L and The Bank of New York, Trustee 

Location

Exhibit 2 to Report on 
Form 10-Q for the quarter 
ended September 30, 2000
(File No. 1-9052)

Exhibit 3 to Report on 
Form 10-K/A for the year 
ended December 31, 2001  
(File No. 1-2385)

Exhibit 3(b) to Form 8-K 
filed on May 3, 2004 
(File No. 1-9052)

Exhibit 4(a) to Report on 
Form 10-K for the year 
ended December 31, 1985 
(File No. 1-2385)

Exhibit 4(m) to Report on  
Form 10-K for the year 
ended December 31, 1998  
(File No. 1-2385)

  DPL Inc. 

77

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
4(c) 

Copy of Forty-Second Supplemental Indenture dated as of  
September 1, 2003, between DP&L and The Bank of New York, Trustee 

Copy of Forty-Third Supplemental Indenture dated as of  
August 1, 2005, between DP&L and The Bank of New York, Trustee 

Copy of Rights Agreement between DPL Inc. and  
Equiserve Trust Company, N.A. 

Exhibit 4(r) to Report on  
Form 10-K for the year 
ended December 31, 2003 
(File No. 1-2385)

Exhibit 4.4 to Report on  
Form 8-K on August 24, 2005 
(File No. 1-2385)

Exhibit 4 to Report on  
Form 8-K dated 
September 25, 2001 
(File No. 1-9052)

Copy of Securities Purchase Agreement dated as of February 1, 2000  
by and among DPL Inc. and DPL Capital Trust I, Dayton Ventures LLC 
and Dayton Ventures Inc. and certain exhibits thereto 

Exhibit 99(b) to Schedule TO-I   
dated February 4, 2000 
(File No. 1-9052)

Amendment to Securities Purchase Agreement dated as of  
February 24, 2000 among DPL Inc., DPL Capital Trust I, 
Dayton Ventures LLC and Dayton Ventures, Inc.

Filed herewith as Exhibit 4(g )

Copy of Warrant Form initially issued as of February 1, 2000 

Filed herewith as Exhibit 4(h) 

Securityholders and Registration Rights Agreement dated as of  
February 1, 2000 among DPL Inc., DPL Capital Trust I, 
Dayton Ventures LLC and Dayton Ventures, Inc. 

Amendment to Securityholders and Registration Rights Agreement,  
dated August 24, 2001 among DPL Inc., DPL Capital Trust I, 
Dayton Ventures LLC and Dayton Ventures, Inc. 

Amendment to Securityholders and Registration Rights Agreement,  
dated December 6, 2004 among DPL Inc., DPL Capital Trust I, 
Dayton Ventures LLC and Dayton Ventures, Inc.

Amendment to Securityholders and Registration Rights Agreement,  
dated January 12, 2005 among DPL Inc., DPL Capital Trust I, 
Dayton Ventures LLC and Dayton Ventures, Inc.

Filed herewith as Exhibit 4(i)

Filed herewith as Exhibit 4(j)

Filed herewith as Exhibit 4(k)

Filed herewith as Exhibit 4(l)

Copy of Credit Agreement dated as of June 1, 2004  
between The Dayton Power and Light Company, KeyBank    
National Association (as administrative agent and lead arranger)     
and the lending institutions named therein 

Exhibit 4(ee) to Report on
Form 10-K for the year 
ended December 31, 2003
(File No. 1-2385)

Copy of Credit Agreement dated as of May 31, 2005,  
between The Dayton Power & Light Company KeyBank  
National Association (as administrative agent and lead arranger)  
and the lending institutions named therein 

Officer’s Certificate of DPL Inc. establishing $175 million Senior Note  
due 2009, dated March 25, 2004 

Exchange and Registration Rights Agreement dated March 25, 2004  
between DPL Inc. and the purchasers 

Exhibit 10.1 to Form 8-K
filed on June 28, 2005 
(File No. 1-9052)

Exhibit 4.1 to Form 8-K, 
filed on March 29, 2004 
(File No. 1-9052)

Exhibit 4.2 to Form 8-K, 
filed on March 29, 2004 
(File No. 1-9052)

Indenture dated as of March 1, 2000 between DPL Inc. and  
Bank One Trust Company, National Association 

Exhibit 4(b) to Registration  
Statement No. 333-37972

4(d) 

4(e) 

4(f) 

4(g) 

4(h) 

4(i)  

4(j) 

4(k) 

4(l) 

4(m) 

4(n) 

4(o) 

4(p) 

4(q) 

78 

DPL Inc.

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
4(r) 

4(s) 

4(t) 

4(u) 

4(v) 

4(w) 

Officer’s Certificate of DPL Inc. establishing exchange notes,  
dated March 1, 2000 

Exhibit 4(c) to Registration  
Statement No. 333-37972

Exchange and Registration Rights Agreement dated as of  
August 24, 2001 between DPL Inc., Morgan Stanley & Co.,  
Incorporated, Bank One Capital Markets, Inc., Fleet Securities, Inc. 
and NatCity Investments, Inc.

Exhibit 4(a) to Registration 
Statement No. 333-74568

Officer’s Certificate of DPL Inc. establishing exchange notes,  
dated August 31, 2001 

Exhibit 4(c) to Registration 
Statement No. 333-74568

Indenture dated as of August 31, 2001 between DPL Inc. and  
The Bank of New York, Trustee 

Exhibit 4(a) to Registration  
Statement No. 333-74630

First Supplemental Indenture dated as of August 31, 2001   
relating to the subordinated debentures between DPL Inc. and  
The Bank of New York

Amended and Restated Trust Agreement dated as of August 31, 2001  
relating to DPL Capital Trust II, the Capital Securities and   
the Common Securities among DPL Inc., the depositor, The Bank of 
New York, as property trustee, The Bank of New York (Delaware),  
as Delaware trustee, and Allen M. Hill and Stephen F. Koziar, Jr., as 
administrative trustees, and the holders, from time to time of 
undivided beneficial interests in DPL Capital Trust II

4(x) 

Exchange and Registration Rights Agreement dated as of  
August 24, 2001 among DPL Inc., DPL Capital Trust II and  
Morgan Stanley & Co., Incorporated 

10(a)*  Copy of Directors’ Deferred Stock Compensation Plan amended  

December 31, 2000 

10(b)*  Copy of Directors’ 1991 Amended Deferred Compensation Plan   

as amended through December 31, 2000 

Exhibit 4(b) to Registration  
Statement No. 333-74630

Exhibit 4(c) to Registration 
Statement No. 333-74630

Exhibit 4(d) to Registration
Statement No. 333-74630

Exhibit 10(a) to Report on  
Form 10-K for the year 
ended December 31, 2000  
(File No. 1-9052)

Exhibit 10(b) to Report on  
Form 10-K for the year  
ended December 31, 2000 
(File No. 1-9052)

10(c)*  Amendment No. 1 to Directors’ 1991 Amended Deferred    

Filed herewith as Exhibit 10(c)   

Compensation Plan as amended through December 31, 2000 
and dated as of December 7, 2004 

10(d)*  Copy of Management Stock Incentive Plan amended  

December 31, 2000 

Exhibit 10(c) to Report on  
Form 10-K for the year  
ended December 31, 2000 
(File No. 1-9052)

10(e)*  Amendment No. 1 to Management Stock Incentive Plan     

Filed herewith as Exhibit 10(e)   

amended December 31, 2000 and dated as of December 7, 2004 

10(f)* 

Copy of Key Employees Deferred Compensation Plan amended  
December 31, 2000 

10(g)*  Amendment No. 1 to Key Employees Deferred Compensation     
Plan amended through December 31, 2000 and dated 
as of December 7, 2004 

Exhibit 10(d) to Report on 
Form 10-K for the year  
ended December 31, 2000 
(File No. 1-9052)

Filed herewith as Exhibit 10(g)   

  DPL Inc. 

79

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10(h)*  Copy of Supplemental Executive Retirement Plan amended  

February 1, 2000 

10(i)* 

Amendment No. 1 to Supplemental Executive Retirement      
Plan amended through February 1, 2000 and dated 
as of December 7, 2004 

10(j)* 

Copy of Stock Option Plan 

10(k)* 

Long Term Incentive Plan of DPL Inc. dated as of January 20, 2003 

Exhibit 10(e) to Report on 
Form 10-K for the year 
ended December 31, 2003
(File No. 1-2385)

Filed herewith as Exhibit 10(i)    

Exhibit 10(f) to Report on  
Form 10-K for the year  
ended December 31, 2000 
(File No. 1-9052)

Exhibit 10(aa) to Report on  
Form 10-K for the year 
ended December 31, 2003
(File No. 1-9052)

10(l)* 

Summary of Executive Life Insurance Plan 

Filed herewith as Exhibit 10(l)

10(m)*  Summary of Executive Medical Insurance Plan 

Filed herewith as Exhibit 10(m)

10(n)*  Amended and Restated Employment Agreement Dated as  
of August 31, 2005 effective as of January 1, 2005  
between DPL Inc., the Dayton Power and Light Company  
and Robert D. Biggs 

10(o) *  Letter Agreement dated as of September 20, 2004 and  

Management Stock Option Agreement, as amended, dated as   
of October 5, 2004, between DPL Inc. and Robert D. Biggs 

10(p)*  Management Stock Option Agreement dated as of August 31, 2005  

between DPL Inc. and Robert D. Biggs 

10(q)* 

10 (r)* 

Employment agreement dated as of December 21, 2004  
between DPL Inc., The Dayton Power and Light Company  
and James V. Mahoney 

Employment agreement dated as of January 3, 2003,  
between DPL Inc., The Dayton Power and Light Company  
and James V. Mahoney 

10(s)*  Change of Control Agreement dated as of January 3, 2003,  

between DPL Inc., The Dayton Power and Light Company and  
James V. Mahoney and Management Stock Option Agreement  
dated January 3, 2003 between DPL Inc. and James V. Mahoney 

10(t)* 

Employment agreement dated as of December 14, 2004  
between DPL Inc., The Dayton Power and Light Company  
and John J. Gillen 

Exhibit 10.1 to Report on 
Form 8-K filed on 
September 2, 2005 
(File No. 1-9052)

Exhibits 10.2 and 10.3 to 
to Report on Form 8-K 
filed on October 8, 2004 
(File No. 1-9052)

Exhibit 10.2 to Report on
Form 8-K filed on 
September 2, 2005 
(File No. 1-9052)

Exhibit 10.1 to Form 8-K 
filed on December 28, 2004 
(File No. 1-9052) 

Exhibit 10(j) to Report on 
Form 10-K for the year 
ended December 31, 2003 
(File No. 1-9052)

Exhibit 10(o) to Report on 
Form 10-K for the year 
ended December 31, 2003 
(File No. 1-9052)

Exhibit 10.2 to Form 8-K 
filed on December 28, 2004 
(File No. 1-9052)

10(u)*  Management Stock Option Agreement dated as of  

Filed herewith as Exhibit 10(u)

December 29, 2004 between DPL Inc. and John J. Gillen

80 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10(v)* 

Employment agreement dated as of September 17, 2003,  
between DPL Inc. and W. Steven Wolff 

10(w)*  Change of Control Agreement dated as of September 10, 2004,  

between DPL Inc., The Dayton Power and Light Company  
and W. Steven Wolff 

10(x)* 

Employment Agreement dated as of December 17, 2003 between  
DPL Inc and Patricia K. Swanke 

Exhibit 10(k) to Report on 
Form 10-K for the year 
ended December 31, 2003 
(File No. 1-9052)

Exhibit 10(dd) to Report on 
Form 8-K filed 
September 23, 2004 
(File No. 1-9052)

Exhibit 10(l) to Report on 
Form 10-K for the year 
ended December 31, 2003 
(File No. 1-9052)

10(y) *  Change of Control Agreement dated as of July 1, 2004 between  
DPL Inc., The Dayton Power and Light Company and  
Patricia K. Swanke and Management Stock Option Agreement dated  
as of January 1, 2001 between DPL Inc. and Patricia K. Swanke 

Exhibit 10(s) to Report on 
Form 10-K for the year 
ended December 31, 2004 
(File No. 1-9052)

10(z)* 

Employment Agreement and Change of Control Agreement dated  
as of September 17, 2004 between DPL Inc., The Dayton Power and  
Light Company and Gary Stephenson 

10(aa)*  Employment agreement dated as of June 9, 2003, as amended by  
attached letter dated October 18, 2004, between DPL Inc.,  
The Dayton Power and Light Company and Miggie E. Cramblit 

10(bb)  Change of Control Agreement dated as of December 15, 2000  

between DPL Inc., The Dayton Power and Light Company  
and Arthur G. Meyer

Exhibit 10(ee) to Report on 
Form 8-K filed on 
September 23, 2004 
(File No. 1-9052)

Exhibit 10(gg) to Report on 
Form 10-K for the year 
ended December 31, 2003 
(File No. 1-9052)

Filed herewith as 
Exhibit 10(bb)

10(cc)  Management Stock Option Agreement dated as of January 1, 2001  

Filed herewith as Exhibit 10cc)

between DPL Inc. and Arthur G. Meyer

10(dd)  Collective Bargaining Agreement effective as of November 1, 2005  

between The Dayton Power and Light Company and  
Local 175 Utility Workers of America

10(ee)  Purchase and Sale Agreement dated as of February 13, 2005  

between MVE, Inc., Miami Valley Insurance Company and  
AlpInvest/Lexington 2005, LLC

10(ff) 

Purchase and Sale Agreement dated as of February 13, 2005  
between MVE, Inc., Miami Valley Insurance Company and  
AlpInvest/Lexington 2005, LLC 

18  

Copy of preferability letter relating to change in accounting for  
unbilled revenues from Price Waterhouse LLP 

21  

List of Subsidiaries of DPL Inc. 

23(a) 

Consent of KPMG LLP 

31(a) 

Certifi cation of Chief Executive Offi cer pursuant to Section 302 of  
the Sarbanes-Oxley Act of 2002

Filed herewith as 
Exhibit 10(dd)

Filed herewith as  
Exhibit 10(ee)

Exhibit 10.1 to Form 8-K 
filed on February 18, 2005 
(File No. 1-9052)

Exhibit 10.1 to Form 8-K 
filed on February 18, 2005 
(File No. 1-9052)

Filed herewith as Exhibit 21

Filed herewith as Exhibit 23(a)

Filed herewith as Exhibit 31(a)

  DPL Inc. 

81

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
31(b) 

32(a) 

32(b) 

Certifi cation of Chief Financial Offi cer pursuant to Section 302 of  
the Sarbanes-Oxley Act of 2002

Filed herewith as Exhibit 31(b)

Certifi cation of Chief Executive Offi cer pursuant to Section 906 of  
the Sarbanes-Oxley Act of 2002

Filed herewith as Exhibit 32(a)

Certifi cation of Chief Financial Offi cer pursuant to Section 906 of  
the Sarbanes-Oxley Act of 2002

Filed herewith as Exhibit 32(b)

99(a) 

Report of Taft, Stettinius & Hollister LLP, dated April 26, 2004 

99(b) 

Supplement to the April 26, 2004 Report of Taft, Stettinius &  
Hollister LLP, dated May 15, 2004 

99(c) 

Complaint fi led in Montgomery County Court of Common Pleas,  
Montgomery County, Ohio – DPL Inc., The Dayton Power and Light  
Company and MVE, Inc. v. Peter H. Forster, Caroline E. Muhlenkamp  
and Stephen F. Koziar, Jr. 

*Management contract or compensatory plan.

Exhibit 99(a) to Report on 
Form 10-K for the year 
ended December 31, 2003 
(File No. 1-9052)

Exhibit 99(b) to Report on 
Form 10-K for the year 
ended December 31, 2003 
(File No. 1-9052)

Exhibit 99(d) to Report 
on Form 10-K for the year 
ended December 31, 2003 
(File No. 1-9052)

Pursuant to paragraph (b) (4) (iii) (A) of Item 601 of Regulation S-K, we have not filed as an exhibit to this 
Form 10-K certain instruments with respect to long-term debt if the total amount of securities authorized thereunder 
does not exceed 10% of the total assets of us and our subsidiaries on a consolidated basis, but we hereby 
agree to furnish to the SEC on request any such instruments.

82 

DPL Inc.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Signatures

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has 
duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

February 28, 2006 

By: 

/s/ James V. Mahoney 

DPL Inc.

James V. Mahoney
President and Chief Executive Officer 
(principal executive officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by 
the following persons on behalf of the registrant and in the capacities and on the dates indicated.

/s/ R. D. Biggs 

(R. D. Biggs) 

/s/ P. R. Bishop 

(P. R. Bishop) 

/s/ B. S. Graham 

(B. S. Graham) 

/s/ E. Green 

(E. Green)

/s/ G. E. Harder 

(G. E. Harder) 

/s/ W A. Hillenbrand 

(W A. Hillenbrand) 

/s/ L. L. Lyles 

(L. L. Lyles) 

/s/ J. V. Mahoney 

(J. V. Mahoney) 

/s/ N. J. Sifferlen 

(N. J. Sifferlen) 

/s/ J. J. Gillen 

(J. J. Gillen) 

/s/ D. L. Thobe 

(D. L. Thobe)

Director and Executive Chairman 

February 28, 2006

Director 

Director 

Director 

Director 

February 28, 2006

February 28, 2006

February 28, 2006

February 28, 2006

Director and Vice-Chairman 

February 28, 2006

Director  

February 28, 2006

Director, President and Chief Executive Officer 

February 28, 2006

(principal executive officer)

Director 

February 28, 2006

Senior Vice President and Chief Financial Officer 

February 28, 2006

(principal financial and principal accounting officer)

Corporate Controller 

February 28, 2006

  DPL Inc. 

83

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Schedule II  Valuation and Qualifying Accounts

For the years ended December 31, 2003-2005 
$ in thousands

Description 

2005:
Deducted from accounts receivable –  
  Provision for uncollectible accounts 

2004:
Deducted from accounts receivable –  
  Provision for uncollectible accounts 
  Provision for uncollectible accounts 
  Provision for uncollectible accounts 
  Provision for uncollectible accounts 

2003:
Deducted from accounts receivable –  
  Provision for uncollectible accounts 
  Provision for uncollectible accounts 
  Provision for uncollectible accounts 
  Provision for uncollectible accounts 

Balance at 
Beginning of Period 

Additions 

Deductions (1) 

Balance at
End of Period

$  1,085 
$  1,085 
$  1,085 
$  1,085 

$  3,582 
$  3,582 
$  3,582 
$  3,582 

$  3,623 
$  3,623 
$  3,623 
$  3,623 

$  1,0
$  1,044
$  1,0
$  1,0

$  6,003 
$  6,003 
$  6,003 
$  6,003 

$  3,371 
$  3,371 
$  3,371 
$  3,371 

$  8,289 
$  8,289 
$  8,289 
$  8,289 

$  1,085
$  1,085
$  1,085
$  1,085

$ 11,094 
$ 11,094 
$ 11,094 
$ 11,094 

$  3,672 
$  3,672 
$  3,672 
$  3,672 

$  8,763 
$  8,763 
$  8,763 
$  8,763 

$  6,003
$  6,003
$  6,003
$  6,003

(1)  Amounts written off, net of recoveries of accounts previously written off.

84 

DPL Inc.

 
 
 
 
 
Exhibit 21  Subsidiaries of DPL Inc.

DPL Inc. had the following subsidiaries on December 31, 2005:

The Dayton Power and Light Company 

Miami Valley Insurance Company 

DPL Energy, LLC 

MVE, Inc. 

DPL Finance Company, Inc. 

DPL Energy Resources, Inc. 

State of Incorporation

Ohio

Vermont

Ohio

Ohio

Delaware

Ohio

  DPL Inc. 

85

 
Exhibit 23  Consent of Independent Registered Public Accounting Firm

The Board of Directors DPL Inc.:

We consent to the incorporation by reference in the Registration Statement (No. 333-44370) on Form S-3 
and Registration Statement (No. 333-39982) on Form S-8 of DPL Inc. and Subsidiaries (the Company) 
of our reports dated February 27, 2006, with respect to the consolidated balance sheets of the Company 
as of December 31, 2005 and 2004, and the related consolidated statements of results of operations, 
shareholders’ equity, and cash flows for each of the years in the three-year period ended December 31, 2005, 
and all related financial statement schedules, management’s assessment of the effectiveness of internal 
control over financial reporting as of December 31, 2005 and the effectiveness of internal control over financial 
reporting as of December 31, 2005, which reports appear in the December 31, 2005 annual report on 
Form 10-K of the Company. Our report refers to a change in the method of accounting for conditional asset 
retirement obligations.

/s/ KPMG LLP
/s/ KPMG LLP

KPMG LLP
Kansas City, Missouri
February 27, 2006  

86 

DPL Inc.

Exhibit 31a  Certifications

I, James V. Mahoney, certify that:

1.  I have reviewed this annual report on Form 10-K of DPL Inc.;

2.   Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to 

state a material fact necessary to make the statements made, in light of the circumstances under which such 
statements were made, not misleading with respect to the period covered by this report;

3.   Based on my knowledge, the financial statements, and other financial information included in this report, fairly 
present in all material respects the financial condition, results of operations and cash flows of the registrant 
as of, and for, the periods presented in this report;

4.   The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure 

controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over 
financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 (a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures 
to be designed under our supervision, to ensure that material information relating to the registrant, including 
its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period 
in which this report is being prepared;

 (b)  Designed such internal control over financial reporting, or caused such internal control over financial report-
ing to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial 
reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted accounting principles; 

 (c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this 
report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the 
period covered by this report based on such evaluation; and

 (d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred 
during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual 
report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control 
over financial reporting; and

 5.   The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal 
control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board 
of directors (or persons performing the equivalent functions):

 (a)  All significant deficiencies and material weaknesses in the design or operation of internal control over 
financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, 
summarize and report financial information; and

 (b)  Any fraud, whether or not material, that involves management or other employees who have a significant 
role in the registrant’s internal control over financial reporting.

Date:  February 28, 2006

/s/ James V. Mahoney

James V. Mahoney
President and Chief Executive Officer

  DPL Inc. 

87

 
 
 
 
 
 
Exhibit 31b  Certifications

I, John J. Gillen, certify that:

1.  I have reviewed this annual report on Form 10-K of DPL Inc.;

2.   Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to 

state a material fact necessary to make the statements made, in light of the circumstances under which such 
statements were made, not misleading with respect to the period covered by this report;

3.   Based on my knowledge, the financial statements, and other financial information included in this report, fairly 
present in all material respects the financial condition, results of operations and cash flows of the registrant 
as of, and for, the periods presented in this report;

4.   The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure 

controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over 
financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 (a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures 
to be designed under our supervision, to ensure that material information relating to the registrant, including 
its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period 
in which this report is being prepared;

 (b) Designed such internal control over financial reporting, or cause such internal control over financial report-
ing to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial 
reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted accounting principles; 

 (c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this 
report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the 
period covered by this report based on such evaluation; and

 (d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred 
during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual 
report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control 
over financial reporting; and

5.   The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal 
control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board 
of directors (or persons performing the equivalent functions):

 (a)  All significant deficiencies and material weaknesses in the design or operation of internal control over 
financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, 
summarize and report financial information; and

 (b)  Any fraud, whether or not material, that involves management or other employees who have a significant 
role in the registrant’s internal control over financial reporting.

Date:  February 28, 2006

/s/ John J. Gillen 

John J. Gillen 
Senior Vice President and Chief Financial Officer

88 

DPL Inc.

 
 
 
 
 
 
Exhibit 32a  Certification Pursuant to 18 U.S.C. Section 1350 as Adopted 
Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

The undersigned officers of DPL Inc. (the “Issuer”) hereby certifies pursuant to 18 U.S.C. Section 1350, as 
adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that the Issuer’s Annual Report on Form 10-K 
for the period ended December 31, 2005, which this certificate accompanies, fully complies with the requirements 
of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 and that the information contained therein 
fairly presents, in all material respects, the financial condition and results of operations of the Issuer as of the dates 
and for the periods expressed therein.

A signed original of this written statement required by Section 906 of the Sarbanes-Oxley Act of 2002, or other 

document authenticating, acknowledging, or otherwise adopting the signature that appears in typed form within 
the electronic version of this statement required by Section 906 of the Sarbanes-Oxley Act of 2002, has been 
provided to the Issuer and will be retained by the Issuer and furnished to the Securities and Exchange Commission 
or its staff upon request.

Signed:

/s/ James V. Mahoney

James V. Mahoney
President and Chief Executive Officer

Date: February 28, 2006

The foregoing certificate is being furnished solely pursuant to 18 U.S.C. Section 1350 and is not being filed 
as part of the Issuer’s Annual Report or as a separate disclosure document.

  DPL Inc. 

89

Exhibit 32b  Certification Pursuant to 18 U.S.C. Section 1350 as Adopted 
Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

The undersigned officers of DPL Inc. (the “Issuer”) hereby certifies pursuant to 18 U.S.C. Section 1350, as 
adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that the Issuer’s Annual Report on Form 10-K 
for the period ended December 31, 2005, which this certificate accompanies, fully complies with the requirements 
of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 and that the information contained therein 
fairly presents, in all material respects, the financial condition and results of operations of the Issuer as of the dates 
and for the periods expressed therein.

A signed original of this written statement required by Section 906 of the Sarbanes-Oxley Act of 2002, or other 

document authenticating, acknowledging, or otherwise adopting the signature that appears in typed form within 
the electronic version of this statement required by Section 906 of the Sarbanes-Oxley Act of 2002, has been 
provided to the Issuer and will be retained by the Issuer and furnished to the Securities and Exchange Commission 
or its staff upon request.

Signed:

/s/ John J. Gillen 

John J. Gillen 
Senior Vice President and Chief Financial Officer

Date: February 28, 2006

The foregoing certificate is being furnished solely pursuant to 18 U.S.C. Section 1350 and is not being filed 
as part of the Issuer’s Annual Report or as a separate disclosure document.

90 

DPL Inc.

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Offi cers

Board of Directors

Robert D. Biggs
Executive Chairman - 
DPL Inc. and DP&L

James V. Mahoney
President and 
Chief Executive Offi cer - 
DPL Inc. and DP&L

Joseph R. Boni III
Treasurer - 
DPL Inc. and DP&L

Miggie E. Cramblit 
Vice President, 
General Counsel and 
Corporate Secretary - 
DPL Inc. and DP&L

John J. Gillen
Senior Vice President and 
Chief Financial Offi cer - 
DPL Inc. and DP&L

Arthur G. Meyer
Vice President - 
DPL Inc. and DP&L

Gary G. Stephenson
Vice President, 
Commercial Operations - 
DPL Inc. and DP&L

Patricia K. Swanke
Vice President, Operations - 
DP&L

Daniel L. Thobe
Corporate Controller - 
DPL Inc. and DP&L

W. Steven Wolff
President, Power Production - 
DPL Inc. and DP&L

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W August Hillenbrand 
Non-Executive Vice-Chairman, 
DPL Inc. and DP&L
Principal
Hillenbrand Capital Partners 
Retired President and 
Chief Executive Offi cer 
Hillenbrand Industries 
Batesville, Indiana

Lester L. Lyles 
Retired General, U.S. Air Force
Former Commander of the 
Air Force Materiel Command 
Dayton, Ohio

James V. Mahoney 
President and Chief Executive Offi cer 
DPL Inc. and DP&L 
Dayton, Ohio

Dr. Ned J. Sifferlen 
President Emeritus 
Sinclair Community College 
Dayton, Ohio

Robert D. Biggs
Executive Chairman, 
DPL Inc. and DP&L 
Retired Managing Partner 
PricewaterhouseCoopers

Paul R. Bishop 
Chairman and Chief Executive Offi cer
H-P Products, Inc. 
Louisville, Ohio

Barbara S. Graham
Former Senior Vice President
Pepco Holdings
Washington, D.C.

Ernie Green 
President and Chief Executive Offi cer
Ernie Green Industries 
Dayton, Ohio

Glenn E. Harder 
President, GEH Advisory Services 
Former Executive Vice President and 
Chief Financial Offi cer 
Carolina Power and Light 
Raleigh, North Carolina

 
 
 
 
 
DPL Inc.  1065 Woodman Drive, Dayton, Ohio 45432  www.dplinc.com