Quarterlytics / Real Estate / REIT - Retail / First Capital Realty Inc.

First Capital Realty Inc.

fcr · TSX Real Estate
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Ticker fcr
Exchange TSX
Sector Real Estate
Industry REIT - Retail
Employees 201-500
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FY2014 Annual Report · First Capital Realty Inc.
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MD&A

MANAGEMENT’S DISCUSSION AND ANALYSIS     

Table of Contents

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Introduction

Forward-Looking Statement Advisory

Business Overview and Strategy

Outlook and Current Business Environment

Guidance

Corporate Responsibility and Sustainability

Adoption of New Accounting Standards

Summary Consolidated Information and Highlights

Business and Operations Review

Real Estate Investments

Valuation of Investment Properties Under IFRS

Investment Properties — Shopping Centres

Investment Properties — Development Land

2014 Acquisitions

2014 Dispositions

Impact of Acquisitions and Dispositions on

Continuing Operations

Investment Properties Classified as Held For Sale

Acquisitions and Dispositions Subsequent

to December 31, 2014

2013 Acquisitions

2013 Dispositions

2014 Investment Property Development and

Redevelopment Activities

Investment Properties at Cost with Bifurcation of

Income-Producing and Development

Activity Components

Main and Main Developments

Residential Development Inventory

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86

86

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89

90

Funds from Operations and Adjusted Funds

from Operations

Net Operating Income

Interest and Other Income

Interest Expense

Corporate Expenses

Other Gains (Losses) and (Expenses)

Income Taxes

Capital Structure and Liquidity

Capital Employed

Credit Ratings

Consolidated Debt and Principal Amortization

Maturity Profile

Mortgages and Credit Facilities

Senior Unsecured Debentures

Convertible Debentures

Shareholders’ Equity

Liquidity

Cash Flows

Contractual Obligations

Contingencies

Dividends

Quarterly Dividend

Summary of Financial Results of Long-term Debt

Guarantors

Related Party Transactions

Subsequent Events

Quarterly Financial Information

Fourth Quarter 2014 Operations and Results

Capital Expenditures on Investment Properties

102

Summary of Significant Accounting Estimates and

Leasing and Occupancy

Lease Maturity Profile

Top Forty Tenants

Loans, Mortgages and Other Real Estate Assets

Results of Operations

Net Income

Reconciliation of Consolidated Statements of

Income, as presented, to the Company’s

Proportionate Interest

Policies

103

104

104

Future Accounting Policy Changes

Controls and Procedures

Risks and Uncertainties

Management’s Discussion and Analysis of 
Financial Position and Results of Operations

INTRODUCTION
This Management’s Discussion and Analysis (“MD&A”) of the financial position and results of operations of First Capital 
Realty Inc. (“First Capital Realty” or the “Company”) is intended to provide readers with an assessment of performance 
and summarize the financial position and results of operations for the years ended December 31, 2014 and 2013. It 
should be read in conjunction with the Company’s audited annual consolidated financial statements for the years ended 
December 31, 2014 and 2013. Additional information, including the current Annual Information Form, is available on the 
SEDAR website at www.sedar.com and on the Company’s website at www.firstcapitalrealty.ca.

All amounts are in thousands of Canadian dollars, unless otherwise noted. Historical results and percentage relationships 
contained in the Company’s unaudited interim and audited annual consolidated financial statements and MD&A, 
including trends which might appear, should not be taken as indicative of its future operations. The information contained 
in this MD&A is based on information available to Management, and is dated as of February 11, 2015. 

First Capital Realty was incorporated in November 1993 and conducts its business directly and through subsidiaries.

FORWARD-LOOKING STATEMENT ADVISORY
Certain statements contained in the “Business Overview and Strategy”, “Outlook and Current Business Environment”, 
“Business and Operations Review”, “Results of Operations”, “Capital Structure and Liquidity”, “Summary of Significant 
Accounting Estimates and Policies” and “Controls and Procedures” sections of this MD&A constitute forward-looking 
statements. Other statements concerning First Capital Realty’s objectives and strategies and Management’s beliefs, plans, 
estimates and intentions also constitute forward-looking statements. Forward-looking statements can generally be 
identified by the expressions “anticipate”, “believe”, “plan”, “estimate”, “project”, “expect”, “intend”, “outlook”, “objective”, 
“may”, “will”, “should”, “continue” and similar expressions. The forward-looking statements are not historical facts but, 
rather, reflect the Company’s current expectations regarding future results or events and are based on information 
currently available to Management. Certain material factors and assumptions were applied in providing these forward-
looking statements. Forward-looking information involves numerous assumptions such as rental income (including 
assumptions on timing of lease-up, development coming on line and levels of percentage rent), interest rates, tenant 
defaults, borrowing costs (including the underlying interest rates and credit spreads), the general availability of capital 
and the stability of the capital markets, amount of development costs, capital expenditures, operating costs and corporate 
expenses, level and timing of acquisitions of income-producing properties, number of shares outstanding and numerous 
other factors. Moreover, the assumptions underlying the Company’s forward-looking statements contained in the “Outlook 
and Current Business Environment” section of this MD&A also include that consumer demand will remain stable, and 
demographic trends will continue.

Management believes that the expectations reflected in forward-looking statements are based upon reasonable 
assumptions; however, Management can give no assurance that actual results will be consistent with these forward-
looking statements. These forward-looking statements are subject to a number of risks and uncertainties that could cause 
actual results or events to differ materially from current expectations, including the matters discussed in the “Risks and 
Uncertainties” section of this MD&A and the matters discussed under “Risk Factors” in the Company’s current Annual 
Information Form from time to time.

Factors that could cause actual results or events to differ materially from those expressed, implied or projected by 
forward-looking statements, in addition to those factors referenced above, include, but are not limited to: general 
economic conditions; real property ownership; the availability of a new competitive supply of retail properties which may 
become available either through construction, lease or sublease; First Capital Realty’s ability to maintain occupancy and to 
lease or re-lease space at current or anticipated rents; repayment of indebtedness and the availability of debt and equity 
financing; changes in interest rates and credit spreads; changes to credit ratings; tenant financial difficulties; defaults and 
bankruptcies; the relative illiquidity of real property; unexpected costs or liabilities related to acquisitions, development 
and construction; increases in operating costs and property taxes; geographic and tenant concentration; residential 
development, sales and leasing; compliance with financial covenants; changes in governmental regulation; environmental 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

11

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

liability and compliance costs; unexpected costs or liabilities related to dispositions; challenges associated with the 
integration of acquisitions into the Company; uninsured losses and First Capital Realty’s ability to obtain insurance 
coverage at a reasonable cost; risks in joint ventures; matters associated with significant shareholders; investments 
subject to credit and market risk; loss of key personnel; and the ability of health care tenants to maintain licenses, 
certifications and accreditations.

Readers, therefore, should not place undue reliance on any such forward-looking statements. Further, a forward-looking 
statement speaks only as of the date on which such statement is made. First Capital Realty undertakes no obligation to 
publicly update any such statement or to reflect new information or the occurrence of future events or circumstances, 
except as required by applicable securities law.

All forward-looking statements in this MD&A are made as of February 11, 2015 and are qualified by these cautionary 
statements.

BUSINESS OVERVIEW AND STRATEGY 
First Capital Realty (TSX:FCR) is Canada’s leading owner, developer and manager of well-located, high quality urban retail-
centered properties where people live and shop for everyday life. As at December 31, 2014, the Company owned interests 
in 158 properties, totalling approximately 24.3 million square feet of gross leasable area (“GLA”).

First Capital Realty’s primary strategy is the creation of value over the long term by generating sustainable cash flow and 
capital appreciation of its shopping centre portfolio. To achieve the Company’s strategic objectives, Management 
continues to:
•  undertake selective development, redevelopment and repositioning activities on its properties including land use 

intensification; 

•  be focussed and disciplined in acquiring well-located properties, primarily centres where there are value creation 

opportunities and sites adjacent to existing properties in the Company’s target urban markets;

•  proactively manage its existing shopping centre portfolio to drive rent growth;
•  increase efficiency and productivity of operations; and
•  maintain financial strength and flexibility to achieve the lowest cost of capital long-term.

Shopping for Everyday Life®

The Company owns, develops and manages 
properties that provide consumers with 
products and services that are considered to be 
daily necessities or non-discretionary 
expenditures. Currently, over 80% of the 
Company’s revenues come from tenants 
providing these daily essential products and 
services, including supermarkets, drugstores, 
banks, liquor stores, national discount retailers, 
restaurants, fitness, medical, childcare facilities 
and other personal services.

Management looks to implement a specific complementary tenant offering at each of its properties to best serve the 
needs of the local community. The Company is highly focussed on ensuring the competitive position of its assets in 
various urban and retail trade areas and closely follows demographics and shopping trends for both goods and services.

The Company continues to observe several demographic trends that may affect demand for retail goods and services, 
including a younger generation of consumers whose shopping patterns are influenced by wireless communications and 
online business and information, and an aging population whose needs will increasingly focus on convenience and health 
related goods and services. Another trend that Management observes relates to lifestyles in urban markets, where 
consumers choose to incorporate visits to gyms, coffee shops and local restaurants into their everyday life. In 

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FIRST CAPITAL REALTY ANNUAL REPORT 2014

Management’s view, shopping centres and mixed-use properties located in urban markets with tenants providing daily 
necessities, including non-discretionary services and other personal services, will be less sensitive to both economic 
cycles and the current demographic trends, thus providing stable and growing cash flow over the long term.

As at December 31, 2014, the tenant store count and percent of annual minimum rents by tenant type at the 
Company's 158 properties are as follows:

FIRST CAPITAL REALTY ANNUAL REPORT 2014

13

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Urban Focus
The Company targets specific urban markets with stable and/or growing populations. Specifically, the Company intends to 
continue to operate primarily in and around its target urban markets of the greater Toronto area, including the Golden 
Horseshoe area and London; the Calgary and Edmonton areas; the greater Vancouver area, including Vancouver Island; 
the greater Montreal area; the Ottawa and Gatineau region; and Québec City. Approximately 95% of the Company’s 
annual minimum rent is derived from these urban markets.

The Company has achieved critical mass in its target
markets, which helps generate economies of scale and
operating synergies, as well as real-time local knowledge
of its properties, tenants, neighbourhoods and the
markets in which it operates. Within each of these
markets, the Company owns and targets well-located
properties with strong demographics that Management
expects will attract quality tenants with long lease terms.
First Capital Realty assesses the quality of locations
based on a number of factors in the trade area of a
property, including demographic trends, potential for
competitive retail space and existing and potential
tenants in the market.

As at December 31, 2014, the Company's property
portfolio demographics (in a five kilometre radius) by
market size, based on annual minimum rents, are as
follows:

Acquisitions 
Management seeks to acquire well-located, high quality urban retail-centered properties in the Company’s target urban 
markets focussing on the quality, sustainability and growth potential of rental income. These properties are acquired 
when they complement or add value to the existing portfolio or provide opportunity for redevelopment or repositioning. 
Once the Company has acquired a property in a specific retail trade area, Management will look to acquire adjacent or 
nearby properties. These adjacent properties allow the Company to provide maximum flexibility to its tenant base to 
meet changing formats and size requirements over the long term. Adjacent properties also allow the Company to expand 
or intensify its existing property, providing a better retail product and service offering for consumers. Management 
believes that its adjacent site acquisitions result in a better mix of goods and services offered and, ultimately, a better 
long-term return on investment, with a lower level of risk.

Through acquisitions, the Company expands its presence in its target urban markets in Canada, and continues to generate 
greater economies of scale and leasing and operating synergies. Management will continue to look for strategic  
acquisitions, in both existing markets and markets where the Company does not yet have a presence. 

The Company also recycles its capital to fund new investments by selling assets in certain markets that are no longer 
aligned with its core strategies.

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FIRST CAPITAL REALTY ANNUAL REPORT 2014

Development, Redevelopment and Land Use Intensification
The Company pursues selective development and redevelopment activities including land use intensification projects, 
primarily on its own, but also with partners, in order to achieve a better return on its portfolio over the long term. The 
redevelopment activities are focussed primarily on the older, well-located shopping centres that the Company owns and 
actively seeks to acquire. These properties are redeveloped and expanded over time in conjunction with anchor tenant 
repositioning and changing retail environments. Redevelopment of existing properties generally carries a lower market 
risk due to the urban locations, existing tenant base and the land use intensification opportunities. Redevelopment 
projects are carefully managed to minimize tenant downtime. Typically, tenants continue to operate during the planning, 
zoning and leasing phases of the project with modest “holdover” income from tenants operating during this period. The 
Company will sometimes carry vacant space in a property for a planned future expansion of tenants or reconfiguration of 
a property.

Management believes that the Company’s shopping centres, along with its portfolio of adjacent sites, gives it a unique 
opportunity to participate in urban land use intensification in its various markets. The land use intensification trend in the 
Company’s target urban markets is driven by the costs for municipalities to expand infrastructure beyond existing urban 
boundaries, the desire by municipalities to increase their tax base, environmental considerations and the migration of 
people to vibrant urban centres. The Company’s land use intensification activities are focussed primarily on increasing 
retail space on a property and, to a lesser degree, adding mixed-use density, including residential projects and office uses. 
The Company has proven development and redevelopment capabilities across the country to enable it to capitalize on 
these opportunities and expects these land use intensification activities to increase over the next several years. To a lesser 
degree, the Company develops new properties on ground-up sites and typically has at least one ground-up development 
project in the planning stage or underway in each region. 

Investments in redevelopment and development projects are generally less than 10% of the Company’s total assets (at 
invested cost) at any given time. Development activities are strategically managed to reduce leasing risks by obtaining 
lease commitments from anchor and major tenants prior to commencing construction. The Company also uses experts 
including architects, engineers and urban planning consultants, and negotiates competitive fixed-price construction 
contracts.

These development and land use intensification activities provide the Company with an opportunity to use its existing 
platform to sustain and increase cash flow and realize capital appreciation over the long term through its ownership and 
development activities.

Proactive Management
The Company views proactive management of its existing portfolio and newly acquired properties as a core competency 
and an important part of its strategy. Proactive management means the Company continues to invest in properties to 
ensure that they remain competitive by attracting quality retail tenants and their customers over the long term. 
Specifically, Management strives to create and maintain the highest standards in lighting, parking, access and general 
appearance of the Company’s properties. The Company’s proactive management strategies have historically contributed 
to improvements in occupancy levels and average lease rates throughout the portfolio.

The Company is fully internalized and all value creation activities, including development management, leasing, property 
management, lease administration, legal, construction management and tenant co-ordination functions, are directly 
managed and executed by experienced real estate professionals. Corporate financing, human resources, and most of 
senior management are centralized at the Company’s head office location in Toronto. Property management and 
operations are centralized in order to ensure that consistent standards of operation and maintenance are achieved. Real 
estate acquisitions, development and redevelopment, leasing, and construction are executed through local teams located 
in the Company’s offices in Toronto, Montreal, Ottawa, Calgary, Edmonton and Vancouver in order to effectively serve the 
major urban markets where First Capital Realty operates. In addition, the Company’s management team possesses 
significant retail experience, which contributes to the Company’s in-depth knowledge of its tenants and market trends.

The Company operates solely in Canada in three operating regions, reporting to a regional executive, as follows: Eastern 
region, which primarily includes operations in Quebec and the Ottawa area; Central region, which includes the Company’s 
Ontario operations, excluding Ottawa; and Western region, which includes operations in Alberta and British Columbia. 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

15

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Increasing Efficiency and Productivity of Operations
The Company continues to focus on operating efficiency as it grows its business. Management is continuously 
implementing and improving processes and systems necessary to capture, record and report both operating and financial 
results, and effectively manage business execution while achieving higher levels of efficiency.

Cost of Capital
The Company seeks to maintain financial strength and flexibility in order to achieve the lowest cost of debt and equity 
capital over the long term. The Company’s capital structure is key to financing growth and providing sustainable cash 
dividends to its shareholders. In the real estate industry, financial leverage is used to enhance rates of return on invested 
capital. Management believes that First Capital Realty’s capital structure composition of senior unsecured debt, mortgage 
debt, convertible debentures and equity provides financing flexibility and reduces risks, while generating an acceptable 
return on investment, taking into account the long-term business strategy of the Company. The Company uses convertible 
debentures where both the interest and principal are payable in shares. The Company also recycles capital through 
selective disposition of full or partial interests in properties. Where it is deemed appropriate, the Company will raise 
equity to finance its growth and strengthen its financial position.

DBRS Limited (“DBRS”) has rated the Company’s senior unsecured debentures as BBB (high), and Moody's has rated these 
debentures as Baa2, giving the Company the highest rating on unsecured debentures for a real estate entity in Canada 
(presently held by the Company and one other public Canadian real estate entity). Management believes that this, along 
with the quality of the Company’s real estate portfolio and other business attributes, contribute to reducing the 
Company’s cost of capital.

Company Key Performance Measures
There are many factors that contribute to the successful operation of First Capital Realty’s business including rental rates, 
renewal rates, occupancy rates, tenant quality, availability of properties and development sites that meet the Company’s 
acquisition criteria, financing rates, tenant inducements, maintenance and general capital expenditure requirements, 
development costs and the broader economic environment. The Company quantifies the collective results of all of these 
factors into key measures: funds from operations and adjusted funds from operations (“FFO” and “AFFO”, respectively) 
per diluted share and the overall leverage level. These metrics are discussed below: 

FFO and AFFO
FFO and AFFO per diluted share for the years ended December 31, 2014 and 2013 are as follows:

Year ended December 31
FFO per diluted share (1)
FFO per diluted share excluding other gains (losses) and (expenses)
AFFO per diluted share (1) 

AFFO per diluted share excluding other gains (losses) and (expenses)

2014

0.98

1.04

1.01

1.00

$

$

$

$

2013

1.03

1.03

1.00

0.97

$

$

$

$

(1)  FFO and AFFO are measures of operating performance that are not defined by IFRS. See the “Results of Operations – Funds from Operations and Adjusted Funds from 

Operations” section of this MD&A.

The Company achieved growth in FFO and AFFO excluding other gains (losses) and (expenses) while continuing disciplined 
execution of its strategy, including:

•  development and redevelopment activities in order to best position properties for the expected growth in returns; 
•  acquiring properties in new retail trade areas and buildings adjacent to existing shopping centres that are well-situated, 
add strategic value and/or operating synergies, and are located in urban markets with strong demographics. Typically 
they do not provide material accretion in the immediate term; 

•  capital recycling from dispositions of non-core assets where properties sold typically had higher short-term yields than 

those in the Company's core urban portfolio; 

•  the Company's unsecured debt strategy and commitment to stagger and extend its maturities, which historically have 

tended to increase interest costs compared to secured and short-term financing; and

16

FIRST CAPITAL REALTY ANNUAL REPORT 2014

•  investing in the business infrastructure to increase the Company's efficiency of operations and the quality of the 

management platform to facilitate growth. 

Management believes that these activities are fundamental to a long-term strategy of a best-in-class shopping centre 
company and will maximize shareholder value by generating sustainable cash flow and capital appreciation in its shopping 
centre portfolio over the long term.

While FFO and AFFO on a per diluted share basis have historically improved year over year for the Company, FFO for the 
year ended December 31, 2014 decreased compared to the prior year primarily due to higher other losses and expenses 
associated with executive transition expense. 

Leverage
The key leverage ratios demonstrate that the Company has continued to maintain a conservative balance sheet with 
relatively stable ratios while growing the portfolio. Management believes that maintaining financial strength will continue 
to provide the Company with financial flexibility, which is critical against a backdrop of changing debt and equity markets. 

Year ended December 31
Net debt to total assets (1)
Net debt to total assets (based on unsecured debt covenants) (1)
Net debt to enterprise value (1)
Net debt to EBITDA (1)
Net debt to EBITDA – based on run rate on components of EBITDA (1)

2014

42.2%

43.0%

42.9%

8.2

8.2

2013

42.9%

44.6%

44.3%

8.2

8.2

(1)  Net debt, EBITDA, enterprise value and run rate are not defined by IFRS. For more information, refer to the “Capital Structure and Liquidity – Capital Employed” section of 

this MD&A.

The Company’s activities in 2014 and 2013 demonstrate the continued execution of its long-term strategy, as summarized 
below:

Development, Redevelopment and Land Use Intensification Activities
The Company continued to invest in development, redevelopment and repositioning of its existing properties and 
residential inventories, as well as ongoing portfolio capital improvements, which include access, facades, lighting, signage, 
roofing, parking lots, bicycle racks and pedestrian amenities. The investments in these activities during 2014 and 2013 
totalled $262 million and $282 million, respectively. In addition, the Company currently has a number of projects in 
various stages of development including the pre-development stage in which investment will be made over the next two 
to five years. The Company’s development activities are typically on existing or adjacent properties rather than on 
ground-up sites and may include additional retail use, ancillary office uses and, in certain projects, residential density. 
Currently, the Company has two projects in the pre-development/entitlements stage with municipalities as well as a 
residential density project underway. The residential density project is ancillary to the Company’s retail projects and is 
likely to be completed with a partner. 

The Company completed and brought on line gross leasable area of 289,000 square feet and 518,000 square feet during 
2014 and 2013, respectively. As at December 31, 2014, 1,177,000 square feet were under development. 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

17

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Selective Acquisitions
In 2014, the Company invested $226.9 million in acquisitions compared to $224.7 million in 2013. A number of these 
acquisitions contributed to the Company increasing its footprint in its existing retail nodes, through the acquisition of 
twenty adjacent sites.

Year ended December 31

Total investment in acquisitions (millions)
Income-producing properties

Number of properties in new retail trade areas
Square feet (thousands)

Additional space and adjacent land parcels in existing properties

Number of acquisitions
Square feet (thousands)
Acres

Development lands

Number of parcels

Acres

2014

227

$

2013

225

$

2
255

20
214
3.5

2

0.4

2
108

17
178
3.6

5

9.0

Dispositions
During 2014, the Company recycled capital through the disposition of ten properties comprising 538,000 square feet and 
five adjacent parcels totalling 48.1 acres as well as other real estate investments for gross proceeds of $245.7 million. The 
proceeds were used to fund further investment in the Company’s properties in core urban markets. The 2013 dispositions 
included ten shopping centres comprising 1.1 million square feet, and six adjacent land parcels totalling 13.9 acres and 
other real estate investments for gross proceeds of $260.0 million. This capital recycling is expected to continue into 2015 
and 2016, subject to market conditions.

Increasing Efficiency and Productivity of Operations
Measures currently used to monitor the Company’s operating efficiencies are as follows:

Year ended December 31

Corporate expenses, excluding non-cash compensation and incremental leasing costs

As a percentage of rental revenue

As a percentage of total assets

GLA (weighted average) per average full-time employee

NOI per average full-time employee - run rate (thousands of dollars)

2014

2013

3.5%

0.3%

3.5%

0.3%

59,000

60,000

$

990

$

1,011

Corporate expenses measured as a percentage of rental revenue and total assets remained stable relative to the prior 
year.

The GLA and NOI productivity measures include the impact of investment in development activities, which are not yet 
income-producing, including the staff involved in the management and execution of these activities. These two 
productivity measures are expected to fluctuate based on the Company’s level of development activity.

Capital access and cost
The Company utilized multiple sources of debt and equity capital to finance growth and replace maturing debt during the 
year, demonstrating continued success in accessing capital to fund growth. Over the past several years, the Company has 
benefited from pricing reductions on the spread component of its debts as a result of a combination of market factors and 
internal factors such as the continued quality growth of the Company and higher credit ratings on the Company's 
unsecured debentures. 

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FIRST CAPITAL REALTY ANNUAL REPORT 2014

Year ended December 31

Sources of capital

Canadian credit facility capacity – unsecured
Canadian credit facilities capacity – secured
New 10-year mortgage financings in the year
Senior unsecured debentures issued
Convertible debentures issued
Equity (1)

Subsequent to December 31, 2014:

Senior unsecured debenture issued

Equity

Amount 
(millions of 
dollars)
600
75
—
450
58

2013

Pricing
 (weighted 
average coupon)
BA + 1.325%
BA + 1.25%
—%
3.97%
4.45%

30

$

16.84

$
$
$
$
$

$

Amount 
(millions of 
dollars)
800
75
80
510
—

143

90

87

$
$
$
$
$

$

$

$

2014

Pricing 
(weighted 
average coupon)
BA + 1.20%
BA + 1.125%
3.97%
4.60%
—

$

$

17.87

4.32%

19.80

(1) 

Includes issuance of common shares, payment of interest on convertible debentures, conversion of convertible debentures and exercises of options and warrants, net of 
share issue costs.

OUTLOOK AND CURRENT BUSINESS ENVIRONMENT
The forward-looking statements contained in this section and elsewhere in this MD&A are not historical facts but, rather, 
reflect the Company’s current expectations regarding future results or events and are based on information currently 
available to Management. Certain material factors and assumptions were applied in providing these forward-looking 
statements. See the “Forward-Looking Statement Advisory” section of this MD&A. 

Since 2001, First Capital Realty has successfully grown its business across the country, focussing on key urban markets, 
dramatically enhancing the quality of its portfolio and generating modest accretion in funds from operations, while 
successfully reducing leverage and achieving the highest credit rating on its unsecured debt for a publicly traded real 
estate entity in Canada (presently held by the Company and one other public Canadian real estate entity). The Company 
expects to continue to grow its business and portfolio of high quality properties in urban markets in the context of the 
acquisition, development, financing, demographic and shopping trends and evolving tenant dynamics in Canada, and in 
line with its long-term value creation strategy. The Company defines a high quality property primarily by its location, 
taking into consideration the local demographics and the retail supply and demand factors in each property trade area, 
and the ability to grow the property cash flow.

There are two primary market dynamics on which the Company is focussed over the long term in the retail and urban 
markets in Canada. 

First, the Company is focussed on understanding changes in consumer habits and preferences occurring in the retail 
industry. These changes include an increasing reliance by consumers on online information to inform their purchasing 
decisions and an increasing desire to purchase products online, as well as an aging population which is increasingly 
focussed on convenience and health-related goods and services. 

There is also a shift in consumer demand driven by pockets of ethnic consumers as a result of Canada’s immigration 
policies. Another trend that Management observes is a desire for consumers to live in urban markets and to connect with 
others through daily trips to the gym, coffee shops and/or restaurants. Management is proactively responding to these 
consumer changes through its tenant mix, box size and shopping centre location and design. 

Second, the Company observed over the past several years, a surge in entry and expansion into the Canadian marketplace 
by major U.S. retailers including Whole Foods Market, Marshalls, Dollar Tree, and others. A number of Canadian retailers 
responded to this entry by expanding their own offerings, locations, marketing activities, and/or by reducing pricing. 
Additionally, there were two major corporate transactions involving four of the Company's tenants: the purchase of 
Shoppers Drug Mart by Loblaws and the purchase of Safeway by Sobeys. Although this repositioning resulted in new 
opportunities for the Company, it also resulted in an increasingly competitive retail landscape in Canada. Over the past 
several months, a number of retailers have announced store closures and/or bankruptcies, Target being the largest. 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

19

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Although the Company’s exposure to these retailers is limited, these store closures will, in the short term, result in 
increased availability of retail space across Canada.

As a result of these ongoing changes, the Company remains highly focussed on ensuring the competitive position of its 
shopping centres in all of its various retail trade areas. Management will continue to closely follow demographic and 
goods and services shopping trends and retailer responses, in addition to retail competition. The Company’s leasing 
strategy takes these factors into consideration in each trade area and its proactive management strategy helps to ensure 
the Company’s properties remain attractive to high quality tenants and their customers.

Urban municipalities where the Company operates continue to focus on increasing density within the existing boundaries 
of infrastructure. This provides the Company with multiple density development and redevelopment opportunities in its 
existing portfolio of urban properties, which includes an inventory of adjacent land sites and development land. 
Development activities continue to provide the Company with growth within its existing portfolio of assets. These 
activities also typically generate higher returns on investment over the long term, and improve the quality and increase 
sustainable growth of property rental income. The Company’s development activities primarily comprise redevelopments 
and expansions of existing properties in established retail trade areas in urban markets. These projects typically carry risk 
associated with project execution rather than market risk as projects are located in well-established urban communities 
with existing demand for goods and services. The Company has a long and successful track record of these development 
activities and will continue to carefully manage the risks associated with such projects.

The urban property acquisition environment remains extremely competitive for assets of similar quality to those the 
Company owns. The transaction activity in all classes of commercial real estate has recently moderated, though there are 
typically multiple bids on good quality properties, and asset valuations reflect this strong demand for well-located 
income-producing assets.

The Company continues to carefully scrutinize its properties to ensure that they meet the quality criteria it has adopted, 
and will occasionally dispose of non-core properties. This allows the Company to recycle capital into its urban 
redevelopment projects where population, rent growth and consumer trends present the best opportunities for long-
term growth.

Canada's economy is growing at a relatively modest pace, however, uncertainty has increased as a result of strong 
downward pressure on oil prices, the declining value of the Canadian dollar and high average household debt levels. The 
U.S. continues to show positive signs of accelerating growth but other global economic markets remain uncertain. Long-
term bond yields declined in 2014 while market volatility has increased. Although the equity and long-term debt markets 
remain accessible, pricing can vary based on the current market outlook for growth and interest rates. In this 
environment, the Company will continue to focus on maintaining access to all sources of long-term capital at the lowest 
possible cost. In particular, the Company is focussed on continuing to extend the term and stagger the maturity of its 
debt.

Currently, financing is available in Canada from both financial institutions and the capital markets, particularly for entities 
with good credit, including large real estate companies. However, relative to pricing currently sought by vendors of high 
quality, well-located urban properties that meet the Company’s criteria, spreads also continue to be tight. In addition, 
well-located urban properties rarely trade in the market and attract significant competition. As a result, the urban 
property acquisitions completed by the Company typically do not provide material accretion to the Company’s results in 
the immediate term. However, the Company will continue to selectively acquire high quality, well-located properties that 
add strategic value and/or operating synergies, provided that they will be accretive to FFO over the long term, and that 
equity and long-term debt capital can be priced and committed to maintain conservative leverage. The Company has been 
recycling its capital by selling assets in certain markets that are no longer aligned with its core strategies and will continue 
to do so, subject to market conditions.

With respect to acquisitions of both income-producing and development properties, as well as in its existing portfolio, the 
Company will continue to focus on the quality, sustainability and growth potential of rental income. Consistent with First 
Capital Realty’s past practices and in the normal course of business, the Company is engaged in discussions, and has 
various agreements, with respect to possible acquisitions of new properties and dispositions of existing properties in its 
portfolio. However, there can be no assurance that these discussions or agreements will result in acquisitions or 

20

FIRST CAPITAL REALTY ANNUAL REPORT 2014

dispositions, or if they do, what the final terms or timing of such acquisitions or dispositions would be. The Company 
expects to continue current discussions and actively pursue other acquisition, investment and disposition opportunities.

Specifically, Management is focussed on the following six areas to achieve its objectives through 2015 and into 2016:
•  development, redevelopment and repositioning activities including land use intensification;
•  selective acquisitions of strategic assets and adjacent sites;
•  selective dispositions of non-core assets;
•  proactive portfolio management that results in higher rent growth;
•  increase efficiency and productivity of operations; and
•  maintain financial strength and flexibility to achieve the lowest cost of capital long-term.

Overall, Management is confident that the quality of the Company’s Consolidated Balance Sheet and the defensive nature 
of its assets and operations will continue to serve it well in the current environment.

Guidance
A comparison of the Company’s 2014 financial results to previously issued 2014 guidance was as follows. 

•  FFO before other gains (losses) and (expenses) for the year ended December 31, 2014 was $1.04 per share (diluted), in 

line with the guidance of between $1.04 and $1.05 per share (diluted).

•  FFO including other gains (losses) and (expenses) for the year ended December 31, 2014 was $0.98 per share (diluted) 
compared to guidance of between $1.03 and $1.04 per share (diluted). The difference of $0.05 per share (diluted) was 
primarily due to other losses and expenses which the Company does not forecast; including executive transition expense 
($5.8 million or $0.03 per share impact) and losses on prepayment of debt ($2.4 million or $0.01 per share impact) 
primarily arising on the redemption of the Series G unsecured debentures.

•  AFFO before other gains (losses) and (expenses) for the year ended December 31, 2014 was $1.00 per share (diluted), in 

line with guidance of between $0.99 and $1.00 per share (diluted).

•  AFFO for the year ended December 31, 2014 was $1.01 per share (diluted) slightly ahead of guidance of between $0.99 

and $1.00 per share (diluted). The increase of $0.01 per share (diluted) relates to a smaller deduction for revenue 
sustaining capital expenditures and higher gains on marketable securities than forecast.

As a result of the CEO transition (Mr. Paul will be appointed President and Chief Executive Officer of the Company on 
February 16, 2015), the Company has not issued guidance with its 2014 year end results.  The decision to issue the 2014 
year end results without guidance for 2015 was made given the timing of the CEO transition.

For further information on Management’s outlook and view on the business environment please refer to the “Outlook and 
Current Business Environment” section of the MD&A.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

21

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Corporate Responsibility and Sustainability

The Company builds value by creating and managing high quality properties with long-term appeal in neighbourhoods 
and communities that the Company believes will have a good and growing customer base well into the future. The 
Company also takes a highly disciplined approach to the development and redevelopment of the Company’s properties 
across Canada. In May 2006, the Company embarked on the path towards sustainability with a commitment to build all 
new developments to Leadership in Energy and Environmental Design (“LEED”) standards subject to tenant acceptance. In 
2009, the Company published its first Corporate Sustainability Report identifying five long-term goals. Since 2011, the 
Company has published annual Corporate Responsibility and Sustainability (“CRS”) Reports. These CRS reports comply 
with the Global Reporting Initiative (“GRI”), an international non-profit organization whose mandate is to establish 
guidelines for CRS reports. The Company is proud to be Canada's first publicly traded real estate company to have issued a 
GRI-compliant and externally assured CRS report.

In April 2014, the Company was ranked sixth in Corporate Knights Inaugural Future 40 Responsible Corporate Leaders in 
Canada. This ranking evaluated more than 200 companies with revenues of less than $2.0 billion dollars for their 
sustainability and disclosure practices. The Company was the highest ranked real estate company in this list. In June 2014, 
the Company responded to the 2014 Carbon Disclosure Project Information Request, disclosing information on the 
Company’s greenhouse gas emissions, energy use, and risks and opportunities from climate change.

On the environmental front, the Company continues to develop its properties to LEED standards subject to tenant 
acceptance. As at December 31, 2014, 69 projects at 39 properties comprising over 1.5 million square feet of GLA were 
certified to LEED standards. Another 62 projects at 42 properties comprising over 2.4 million square feet of GLA are under 
development, in the process of construction or awaiting LEED certification.  

In 2011, the Company began the process of seeking Building Owners and Managers Association (“BOMA”) Building 
Environmental Standards (“BESt”) certification for existing properties. BOMA BESt is the largest environmental assessment 
and certification program for existing buildings in Canada. As at December 31, 2014, 84 properties comprising 7.9 million 
square feet of the Company’s total GLA were certified to BOMA BESt. 

Reducing energy and water consumption is also a key part of the sustainability strategy, and the Company continues to 
implement energy and water conservation measures, such as retrofitting lighting and water fixtures to more efficient 
technology. All of these initiatives enhance the properties’ environmental performance and many of them reduce 
operating costs, benefiting the Company's tenants and shareholders.

Management strives to maintain the highest levels of integrity and ethical business practices in all that it does. The 
Company’s governance structure, Code of Conduct and Ethics, and all of its employee guidelines and policies are aimed at 
ensuring that all employees remain good corporate citizens focussed on building the long-term value of the Company. 

For more information on the Company’s Corporate Responsibility and Sustainability practices, refer to the latest CRS 
report on the Company's website at www.firstcapitalrealty.ca.

22

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Adoption of New Accounting Standards 
The Company's significant accounting policies are described in Note 2 to the annual audited consolidated financial 
statements. The Company adopted each of the items below on January 1, 2014:

(a) Levies

IFRS Interpretations Committee (“IFRIC”) 21, “Levies” (“IFRIC 21”) clarifies that an entity recognizes a liability for a levy 
when the activity that triggers payment, as identified by the relevant legislation, occurs. It also clarifies that a levy liability 
is accrued ratably only if the activity that triggers payment occurs over a period of time, in accordance with the relevant 
legislation. The interpretation applies to realty taxes and has been applied retrospectively.  For a levy that is triggered 
upon reaching a minimum threshold, the interpretation clarifies that no liability should be anticipated before the 
specified minimum threshold is reached. The interpretation does not apply to accounting for income taxes or fines and 
penalties. 

The primary consideration for the Company, in the adoption of IFRIC 21, relates to the timing of recognizing a liability to 
pay realty taxes. The adoption of IFRIC 21 did not result in a material impact to the consolidated financial statements, as 
the relevant municipal legislation governing realty taxes indicates that recognition progressively through the year is 
appropriate, which is consistent with the Company’s historic accounting.

(b) Internal Leasing Costs
In March 2014, the IFRIC issued an agenda decision related to the meaning of “incremental costs” in the context of initial 
direct leasing costs in IAS 17, “Leases” (“IAS 17”).  The IFRIC determined that internal fixed costs, such as the salary costs 
of permanent staff involved in negotiating and arranging new leases, do not qualify as incremental costs within the 
context of IAS 17 and, therefore, should not be capitalized as initial direct leasing costs.

Prior to January 1, 2014, the Company’s accounting policy was to capitalize internal leasing costs of the Company to 
investment properties, which was then adjusted to fair value through net income. Adoption of this agenda decision 
resulted in an increase in corporate expenses and an increase in fair value gains (or decrease in fair value losses) on 
investment properties in the Consolidated Statements of Income, with no change in net income. There is no material 
impact on the consolidated balance sheet or the consolidated statements of cash flows. 

The impact of the Company’s adoption of the agenda decision on the consolidated statements of income for the year 
ended December 31, 2013 is as follows:

Year ended December 31

(thousands of dollars)

Increase in value of investment properties, net

Increase in corporate expenses

Net income impact

$

2013

4,747
4,747
—

FIRST CAPITAL REALTY ANNUAL REPORT 2014

23

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

SUMMARY CONSOLIDATED INFORMATION AND HIGHLIGHTS

As at December 31
(thousands of dollars, except other data)

Operations Information

Number of properties
GLA (square feet)
Occupancy – same property – stable (1)
Total portfolio occupancy
Development pipeline and adjacent land (GLA) (2)
Average rate per occupied square foot
GLA developed and brought on line (square feet)
Same property – stable NOI – increase over prior year (3) (4)
Total same property NOI – increase over prior year (3) (4) 

Financial Information

Investment properties – shopping centres (5)
Investment properties – development land (5)
Total assets
Mortgages and credit facilities (5)
Senior unsecured debentures payable
Convertible debentures payable
Shareholders’ equity

Capitalization and Leverage

2014

2013

2012

158
24,331,000

164
24,462,000

175
24,969,000

97.2%
96.0%

96.7%
95.5%

96.4%
95.6%

$

2,421,000
18.42
289,000

$

3,181,000
17.96
518,000

$

3,514,000
17.51
853,000

2.8%
3.2%

2.7%
3.7%

1.4%
2.3%

$ 7,474,329
$
35,462
$ 7,908,184
$ 1,173,410
$ 2,149,174
$
373,277
$ 3,470,271

$ 7,126,008
$
166,043
$ 7,596,255
$ 1,366,583
$ 1,861,953
$
374,012
$ 3,319,370

$ 6,849,078
$
127,405
$ 7,261,617
$ 1,597,234
$ 1,469,073
$
318,794
$ 3,245,168

Shares outstanding (in thousands)
Enterprise value (6)
Net debt to total assets (6) (7) (8)
Net debt to enterprise value (6) (7) (8)
Net debt to EBITDA – based on run rate on components of EBITDA (5) (6) (7) (8)
Weighted average maturity on mortgages and senior unsecured debentures (years)(8)

216,374
$ 7,762,000

208,356
$ 7,319,000

206,546
$ 7,301,000

42.2%
42.9%
8.2
5.9

42.9%
44.3%
8.2
5.3

42.1%
41.8%
7.9
5.3

24

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Year ended December 31
(thousands of dollars, except per share and other data)
Revenues, Income and Cash Flows

Revenues (9)
Net operating income (3) (9)

Corporate expenses, excluding non-cash compensation and incremental leasing costs

As a percentage of rental revenue

As a percentage of total assets

Increase in value of investment properties, net

Net income attributable to common shareholders

Net income per share attributable to common shareholders (diluted)

Cash provided by operating activities
Adjusted cash flow from operating activities (6)

Dividends

Regular dividends

Regular dividends per common share
Weighted average number of common shares – diluted (in thousands)

Funds from Operations (“FFO”) (3)

FFO

FFO per diluted share

FFO excluding other gains (losses) and (expenses)

FFO per diluted share excluding other gains (losses) and (expenses)

Adjusted Funds from Operations (“AFFO”) (3)

AFFO

AFFO per diluted share

AFFO excluding other gains (losses) and (expenses)

AFFO per diluted share excluding other gains (losses) and (expenses)

2014

2013

2012

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

661,438

406,909

3.5%

0.3%

42,078

196,748

0.92

269,092

233,524

181,317

0.85

230,533

208,977

0.98

220,299

1.04

229,770

1.01

228,617

1.00

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

642,106

398,010

$

$

587,965

369,133

3.5%

0.3%

3.6%

0.3%

60,833

214,863

1.01

212,967

228,238

175,092

0.84

229,948

215,543

1.03

214,528

1.03

225,210

1.00

218,543

0.97

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

286,950

392,923

1.98

193,006

197,348

159,157

0.82

206,573

189,081

1.00

189,651

1.00

195,928

0.95

192,449

0.93

(1)  Same property – stable comparative information has been revised to reflect property categories consistent with current period status.
(2)   Square footage does not include potential development on properties held through the Company’s Main and Main Developments joint venture. See the “Business and 

Operations Review – 2014 Investment Property Development and Redevelopment Activities – Main and Main Developments” section of this MD&A.

(3)  NOI, FFO and AFFO are measures of operating performance that are not defined by IFRS. See the “Results of Operations” section of this MD&A.
(4)  Calculated based on the year-to-date net operating income (“NOI”).
(5)   Includes properties classified as held for sale.
(6)   Enterprise value, debt, net debt, EBITDA, run rate and adjusted cash flow from operating activities (adjusted for the net change in non-cash operating items, receipt of 
proceeds from sales of residential inventory and expenditures on residential development inventory) are measures not defined by IFRS.  See the “Capital Structure and 
Liquidity” section of this MD&A.

(7)  Calculated with joint ventures proportionately consolidated.
(8)   Weighted average term to maturity is calculated net of cash balances as at the end of the period.
(9)  Calculated excluding the Company’s proportionate share of its joint ventures.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

25

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

BUSINESS AND OPERATIONS REVIEW

Real Estate Investments

Investment Property Categories
The Company categorizes its properties for the purposes of evaluating operating performance including same property 
NOI. This enables the Company to reflect better its development, redevelopment and repositioning activities on its 
properties, including land use intensification, and its completed and planned disposition activities. In addition, the 
Company revises comparative information to reflect property categories consistent with current period status. The 
property categories are as follows:

Investment properties – shopping centres: same property consisting of:

Same property – stable – includes stable properties where the only significant activities are leasing and ongoing 
maintenance. Properties that will be undergoing a redevelopment in a future period, including adjacent parcels of 
land, and those having planning activities underway are also in this category until such development activities 
commence. At that time, the property will be reclassified to either same property with incremental redevelopment 
and expansion activities or to major redevelopment.

Same property with incremental redevelopment and expansion – includes properties that are largely stable, including 
adjacent parcels of land, but are undergoing incremental redevelopment or expansion activities (pads or building 
extensions) which intensify the land use. Such redevelopment activities often include facade, parking, lighting and 
building upgrades.

Major redevelopment – includes properties in planning or undergoing multi-year redevelopment projects with significant 
intensification, reconfiguration and building and tenant upgrades.

Ground-up development –  consists of new construction, either on a vacant land parcel typically situated in an urban area 
or on an urban land site with conversion of an existing vacant building to retail use.

Acquisitions and dispositions – includes properties and properties adjacent to the Company’s existing properties included 
in other categories that were acquired during the period. Dispositions include information for properties disposed of in 
the period.

Investment properties classified as held for sale – represents those properties classified on the consolidated balance sheet 
which meet the criteria as described in the “Business and Operations Review – Investment Properties Classified as Held 
For Sale” section of this MD&A.

Investment properties – development land – comprises land sites where there are no development activities underway, 
except for those in the planning stage.

The Company has applied the above property categorization to the fair value, capital expenditures as well as leasing and 
occupancy activity on its shopping centre portfolio, and to its same property NOI analysis to further assist in 
understanding the Company’s real estate activities and its operating and financial performance.

Reconciliation of Consolidated Condensed Balance Sheet to the Company's Proportionate Interest

Proportionate interest is not an IFRS measure, but is defined by Management as the Company’s proportionate share of 
revenues, expenses, assets and liabilities in all of its real estate investments. This presentation is reflected throughout this 
MD&A to indicate the Company’s equity accounted joint ventures and the related share of revenues, expenses, assets and 
liabilities on a proportionately consolidated basis at the Company’s ownership interest in the joint ventures. 

26

FIRST CAPITAL REALTY ANNUAL REPORT 2014

The following table provides a condensed reconciliation of the Company’s consolidated balance sheet, as presented in its 
audited annual consolidated financial statements to proportionate interest.

As at

December 31, 2014 December 31, 2013

(thousands of dollars)

ASSETS

Investment properties – shopping centres
Investment properties – development land
Investment in joint ventures
Investment properties classified as held for sale
Other

Total assets
LIABILITIES

Mortgages payable and credit facilities
Other

Total liabilities
EQUITY

Shareholders' equity
Non-controlling interest
Total equity

Total liabilities and equity

Consolidated
Balance Sheet
(Equity
Method)

Adjustments 
for Equity 
Method to 
Proportionate 
Interest (1)

Proportionate
Interest

Proportionate
Interest

$

$

$

$

$

$

$

7,287,650
17,008
138,578
205,133
259,815
7,908,184

1,173,410
3,236,933
4,410,343

3,470,271
27,570
3,497,841

7,908,184

$

$

$

$

$

$

$

77,095
36,768
(138,578)
—
7,963
(16,752)

10,413
405
10,818

—
(27,570)
(27,570)

(16,752)

$

$

$

$

$

$

$

7,364,745
53,776
—
205,133
267,778
7,891,432

1,183,823
3,237,338
4,421,161

3,470,271
—
3,470,271

7,891,432

$

$

$

$

$

$

$

7,038,104
147,497
—
155,499
267,493
7,608,593

1,100,808
3,184,776
4,285,584

3,319,371
3,638
3,323,009

7,608,593

(1)   Effective September 25, 2014, Main and Main Developments LP (“Main and Main Developments”), a subsidiary controlled by the Company, sold all of its real estate assets 
to a newly-created joint venture between the Company, Main and Main Developments, and an institutional investor, in exchange for cash consideration and an equity 
interest in the joint venture. The Company's direct and indirect investment in the new joint venture is accounted for using the equity method. Refer to the “2014 
Investment Property Development and Redevelopment Activities – Main and Main Developments” section of this MD&A for additional information.

Portfolio Overview
As at December 31, 2014, the Company had interests in 158 investment properties – shopping centres, that were 96.0% 
occupied with a total GLA of 24.3 million square feet. This compares to 164 investment properties – shopping centres 
which were 95.5% occupied with a total GLA of 24.5 million square feet as at December 31, 2013. The average size of the 
shopping centres is approximately 154,000 square feet, with sizes ranging from approximately 11,000 to over 575,000 
square feet.

The same property portfolio includes shopping centres categorized in same property – stable and same property with 
incremental redevelopment and expansion. The same property portfolio is comprised of 127 properties totalling 
18.8 million square feet of GLA with a fair value of $5.4 billion. These properties represent 80.4% of the Company's 
property count, 77.2% of its GLA and 72.0% of its fair value. During the year ended December 31, 2014, these properties 
generated $308.4 million of NOI which is 75.1% of the Company's total NOI. The stability of the portfolio is reflected in its 
high occupancy of 96.9% as at December 31, 2014, slightly higher than 96.5% as at December 31, 2013.

The balance of the Company’s real estate assets consist of shopping centres with significant value enhancement 
opportunities that are in various stages of redevelopment, shopping centres and properties adjacent to existing 
properties acquired in 2014 or 2013, and properties held for sale. The Company pursues selective development and 
redevelopment activities including land use intensification projects, primarily on its own, but also with partners, in order 
to achieve a better return on its portfolio over the long term. The redevelopment activities are focussed primarily on 
older, well-located shopping centres that the Company owns and actively seeks to acquire. These properties are 
redeveloped and expanded, over time, in conjunction with anchor tenant repositioning and changing retail environments. 
Redevelopment of existing properties generally carries a lower market risk due to the urban locations, existing tenant 
base and land use intensification opportunities. 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

27

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

The Company’s proportionate interest in its shopping centre portfolio based on property categorization is summarized as 
follows:

As at

December 31, 2014

December 31, 2013

Number 
of
Properties 

GLA
(000s sq. 
ft.)

Fair

Value  Occupancy

Weighted
Average
Rate per
Square
Foot

Number 
of
Properties 

GLA
(000s sq. 
ft.)

Fair

Value  Occupancy

Weighted
Average
Rate per
Square
Foot

(millions of dollars, except other data)

Same property – stable
Same property with

incremental redevelopment
and expansion
Total same property
Major redevelopment
Ground-up development
Acquisitions – 2014 (1)
Acquisitions – 2013 (1) 
Investment properties

classified as held for sale

Dispositions – 2014

102
25

14,197 $ 4,265
1,168
4,594

97.2% $ 18.68
16.85
96.1%

18,791
2,855
876
464
329
1,016

5,433
1,095
409
204
223
187

96.9%
91.9%
94.2%
91.9%
94.2%
94.9%

18.24
18.68
21.25
26.31
26.94
12.55

127
13
5
2
3
8

—

102
27

129
13
4
—
2
8

14,293 $ 4,147
1,127

4,564

96.7% $ 18.35
16.56
96.1%

18,857
3,089
674
—
287
1,067

5,274
1,004
319
—
227
201

96.5%
91.1%
98.2%
—%
94.0%
89.5%

17.92
17.89
22.80
—
27.92
12.57

—

—

—%

—

8

488

150

95.5%

18.30

Total

158

24,331 $ 7,551

96.0% $ 18.42

164

24,462 $ 7,175

95.5% $ 17.96

(1)   Acquisitions square footage and fair value includes 20 adjacent properties and land parcels (2013 – 16 adjacent properties and land parcels) to the Company’s existing 

properties reflected in other categories in the table.

A summary of the Company’s shopping centre portfolio by property count and status of value enhancement activities as 
at December 31, 2014 and 2013 (as previously reported) is as follows:

As at December 31, 2014

Same
property
 – stable

Same
property with
incremental
expansion

Major
redevelopment

Ground-up
development

Acquisitions –
2014 and
2013

Held for
sale

Stabilized

At completion

Active development

In pre-development

Early planning stages

Total property count

As at December 31, 2013

82

—

—

—

20

102

92

8

5

5

3

4

25

30

—

4

3

6

—

13

16

—

2

3

—

—

5

4

5

—

—

—

—

5

15

8

—

—

—

—

8

7

Development
land

—

—

—

—

—

—

1

Total

103

11

11

9

24

158

164

Refer to the “Business and Operations Review – 2014 Investment Property Development and Redevelopment Activities” 
section of this MD&A for further discussion relating to the Company’s value enhancement activities. 

28

FIRST CAPITAL REALTY ANNUAL REPORT 2014

The Company’s shopping centre portfolio summarized by region is as follows:

As at

December 31, 2014

December 31, 2013

Number 
of
Properties 

GLA 
(000s sq. 
ft.)

Fair

Value Occupancy

Weighted
Average
Rate per
Occupied
Square
Foot

% of 
Annual
Minimum
Rent

Number 
of
Properties 

GLA
(000s sq.
ft.)

Fair

Value Occupancy

Weighted
Average
Rate per
Occupied
Square
Foot

% of 
Annual
Minimum
Rent

8

7

44

6,637 $ 2,674

96.6% $ 21.23

32%

1,604

382

99.0%

15.11

6%

691

166

59

8,932

3,222

98.0%

97.1%

15.40

19.66

5
35

1,009
5,019

168
1,173

96.1%
93.6%

11.20
15.02

3%

41%

3%
17%

45

10

7

62

5
36

6,565 $ 2,452

96.0% $ 20.58

32%

1,746

410

98.1% 14.78

6%

803

160

93.8% 14.22

9,114

3,022

96.2% 19.08

1,004
4,841

155
1,080

93.3% 11.32
95.2% 14.84

3%

41%

3%
16%

11

1,964

427

97.1%

16.61

7%

13

1,929

423

96.7% 16.67

7%

1

52

16
12
19

121

23

8,113

1,791

2,698
2,396
2,192

984
684
870

98.2%

94.8%

98.4%
95.0%
93.8%

13.90

14.91

21.62
18.38
22.22

—%

27%

13%
9%
10%

1

55

16
11
20

122

22

98.2% 13.67

7,896

1,680

95.4% 14.84

2,705
2,397
2,350

947
652
874

96.9% 20.21
94.5% 18.04
92.9% 21.42

—%

26%

13%
9%
11%

(millions of  dollars,
except other data)

Central Region
Greater Toronto

area
Kitchener /
Waterloo
London area

Eastern Region
Quebec City
Greater Montreal

area
Ottawa /

Gatineau

Other

Western Region
Calgary
Edmonton
Greater

Vancouver
area

Total

158 24,331 $ 7,551

96.0% $ 18.42

100%

164 24,462 $ 7,175

95.5% $ 17.96

100%

47

7,286

2,538

95.9%

20.74

32%

47

7,452

2,473

94.9% 19.89

33%

Among the Company's real estate investment portfolio are twenty-nine retail assets each with a value greater than $85 
million or size greater than 300,000 square feet. Together, these twenty-nine retail assets comprise $3.5 billion (2013 - 
$2.9 billion) or 47% (2013 - 40%) of the Company’s aggregate $7.6 billion IFRS value. The year over year increase in these 
assets, as a percentage of the Company's aggregate IFRS value, reflects the Company's focus on strategic assets in its 
target urban markets. 

Twenty-one of these assets are categorized as same property – stable or same property with incremental redevelopment 
and expansion and the balance of eight assets are in the major redevelopment or ground-up development category. As at 
December 31, 2014, the weighted average occupancy on these stable assets is 97.4% and the weighted average run rate 
yield on invested cost and fair value is 7.41% and 5.41%, respectively. Same property NOI growth on these stable assets 
was 3.5% and 1.6% for the years ended December 31, 2014 and 2013, respectively. As at December 31, 2014, the 
weighted average occupancy on same property with incremental redevelopment or expansion activities is 94.7% and the 
weighted average run rate yield on cost and fair value is 6.48% and 5.26%, respectively. The same property NOI growth on 
these assets was 4.6% and 7.3% for the years ended December 31, 2014 and 2013, respectively. Once stabilized in terms 
of incremental redevelopment or expansion activities, the occupancy and yields are expected to increase. 

As at December 31, 2014, the remaining large assets, which comprise the eight development assets, have a weighted 
average occupancy rate of 92.7% and a weighted average run rate yield on cost and fair value of 5.16% and 5.07%, 
respectively. These assets are expected to have improved operating metrics following completion of their various value 
creation activities. 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

29

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

The Company’s largest properties as at December 31, 2014 are listed below:

Property Name, City, Province

GLA (sq. ft.)

IFRS Value
 (000s)

Invested Cost
(000s)

PreDev/UD (1) 
Bal (000s)

NOI Run Rate
(000s)

Occupancy

Same property — stable
Shops at King Liberty Assets, Toronto, ON (2)

Cedarbrae Mall Assets, Toronto, ON

Northgate Centre, Edmonton, AB

Meadowvale Town Centre Assets,

Mississauga, ON

Shops at New West, New Westminster, BC

Rutherford Marketplace, Vaughan, ON

York Mills Gardens Assets, Toronto, ON

Royal Oak Centre, Calgary, AB

South Park Centre, Edmonton, AB

Morningside Crossing Assets, Toronto, ON

Appleby Village Assets, Burlington, ON

Fairview Mall Assets, St. Catharines, ON

Meadowlark Health and Shopping Centre,

Edmonton, AB

Richmond Square Assets, Calgary, AB

Brampton Corners Shopping Centre,

Brampton, ON

295,000

547,000

488,000

422,000

202,000

194,000

190,000

336,000

375,000

304,000

254,000

388,000

299,000

233,000

302,000

Same property with incremental redevelopment and expansion (3)
South Oakville Properties, Oakville, ON (2)

344,000

Westmount Shopping Centre Assets,

Edmonton, AB

Lanaudiere Assets, Montreal, QC

McKenzie Towne Centre Assets, Calgary, AB

Carrefour St-Hubert Assets, Longueuil, QC

Gloucester City Centre, Ottawa, ON

Total same property

Major redevelopment or ground-up development
Yorkville Village Assets, Toronto, ON (4)

Place Viau Assets, Montreal, QC

Victoria Park Centres, Toronto, ON

Mount Royal Village Assets, Calgary, AB

Macleod Trail Assets, Calgary, AB

Semiahmoo Shopping Centre, Surrey, BC

Place Portobello Assets, Brossard, QC

Leaside Village Assets, Toronto, ON

509,000

522,000

214,000

322,000

362,000

218,000

327,000

485,000

193,000

300,000

230,000

575,000

117,000

Total major redevelopment and ground-up development

Remainder of portfolio

Total Portfolio

9,547,000

14,784,000

$

2,426,111

$ 1,841,627

$

68,966

$

126,476

1,109,131

3,535,242

4,063,185

1,092,818

2,934,445

3,451,717

202,870

271,836

210,479

45,916

172,392

243,692

24,331,000

$

7,598,427

$ 6,386,162

$

482,315

$

416,084

(1)  Pre-development/development costs are included in the IFRS Value and Invested Cost. 
(2)  The Company has a 50% interest in one of the assets in this property assembly.
(3)  See the “Business and Operations Review – 2014 Investment Property Development and Redevelopment Activities” section of this MD&A for further analysis of 

development activity for some of these properties.

(4)  IFRS value and invested cost includes mortgage investment of $47 million.

30

FIRST CAPITAL REALTY ANNUAL REPORT 2014

100.0%

98.7%

93.6%

97.6%

90.6%

100.0%

95.8%

98.8%

100.0%

96.1%

94.5%

98.7%

100.0%

92.7%

100.0%

96.8%

88.2%

98.1%

100.0%

93.2%

95.0%

96.5%

94.5%

87.2%

95.5%

99.0%

97.7%

93.0%

86.6%

100.0%

92.7%

95.5%

96.3%

96.0%

A brief profile of each of these properties follows including the tenants, demographics, locations and potential for 
additional density. Further information regarding the development activities for the major redevelopment and ground-up 
development properties is in the “Business and Operations Review – 2014 Investment Property Development and 
Redevelopment Activities” section of this MD&A.

Shops at King Liberty Assets, Toronto, Ontario

The Shops at King Liberty Assets are an assembly of thirteen properties at Liberty Street and Hanna Avenue, located just 
west of Toronto’s downtown, in King Liberty Village, which is a live, work, play community (one of the fastest growing in 
Toronto in the past five years), located between two public transit routes, the TTC street cars on King Street and the 
Lakeshore West GO Train line. The assets include an open-air shopping centre and adjacent retail and ancillary office 
space (including the Company’s corporate offices), situated on 13.7 acres of land, as well as three at grade retail 
properties under condominium towers on King Street totalling 295,000 square feet and have 278 at grade and 354 
underground parking spaces. Population within five kilometres is approximately 415,000 with an average household 
income of approximately $83,000. 

The Company made its initial investment in 2004, and has since developed or redeveloped additional retail buildings that 
include two heritage buildings restored to state-of-the-art commercial properties by the Company and further include 
amenities, benches, patios, public spaces and art. Major tenants include Metro, TD Canada Trust, CIBC, RBC Royal Bank, 
LCBO, The Beer Store, West Elm, EQ3, Starbucks, Aroma Espresso Bar, GoodLife Fitness, and other restaurants, medical 
and personal services.

As part of the Shops at King Liberty Assets, the Company also owns a 50% interest in 3.3 acres of land on two 
development sites on King Street, King High Line and 1071 King Street. In late 2013, the Company received final rezoning 
approval for the development of its King High Line mixed use project, which will be developed with the Company's 
partner, Urbancorp, one of the leading residential developers in the King/Queen West area of Toronto. King High Line will 
comprise almost 160,000 square feet of retail/commercial uses, 345,000 square feet of residential space (for 
approximately 500 residential units) in three high-rise buildings above the retail, as well as a total of 775 underground 
parking stalls (including 345 stalls for retail/commercial use). Construction is underway and the project is currently in the 
below grade forming stage. The timing for occupancy is estimated to be mid-2017. The Company has the right to acquire 
its partner’s interest in the retail/commercial space and related parking at completion. The 1071 King Street development 
site has 100,000 square feet of density entitlements.

There is also substantial additional future density potential on the existing retail site.

The Company completed the Fuzion condominium tower together with its partner Urbancorp, consisting of 246 
residential units and 9,000 square feet of retail space late in 2013.

Cedarbrae Mall Assets, Toronto, Ontario

Cedarbrae Mall Assets is an assembly of three separate assets, comprising one large enclosed shopping centre and two 
adjacent properties totalling 547,000 square feet located at the intersection of Lawrence Avenue and Markham Road. The 
Cedarbrae Mall Assets are situated on a total of 37.9 acres of land and collectively have 2,151 parking stalls at grade and 
on one deck. Population within five kilometres is approximately 265,000 with an average household income of 
approximately $67,000. Major tenants include Walmart, No Frills (Loblaws), Canadian Tire, Staples, Shoppers Drug Mart 
(Loblaws), Scotiabank, CIBC, RBC Royal Bank, LCBO, The Beer Store, Toys “R” Us, Dollarama, Mark's Work Wearhouse, Tim 
Hortons, McDonald's, GoodLife Fitness, and other restaurants, medical and personal services.

The Cedarbrae Mall Assets were redeveloped over a decade and the interior and exterior of the enclosed shopping centre 
was fully renovated in 2013 to maintain a functional and pleasant shopping environment. There is future opportunity for 
retail density on the site.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

31

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Northgate Centre, Edmonton, Alberta

Northgate Centre is a 488,000 square foot two-level enclosed shopping centre located at the intersection of 137th Avenue 
NW and 97th Street NW. The property is situated on 28.1 acres of land and has 1,838 parking stalls at grade and on one 
deck. Population within five kilometres is approximately 192,000 with an average household income of approximately 
$88,000. Major tenants include Walmart, Safeway (Sobeys), Rexall, RBC Royal Bank, Liquor World, Sport Mart, 
McDonald's, Alberta Health Services, Alberta Works, Spa Lady, and other restaurants, medical and personal services. 

Meadowvale Town Centre Assets, Mississauga, Ontario

Meadowvale Town Centre Assets comprises two separate assets, one large shopping centre and one adjacent retail 
property, totalling 422,000 square feet at the intersection of Winston Churchill Blvd. and Battleford Blvd. The properties 
are situated on a total of 42.2 acres of land and have a combined 2,189 at grade parking stalls. Meadowvale Town Centre 
shopping centre has a bus terminal and represents a major hub for commuters in the area. Population within five 
kilometres is approximately 167,000 with an average household income of approximately $111,000. Major tenants 
include Metro, Canadian Tire, Shoppers Drug Mart (Loblaws), TD Canada Trust, CIBC, BMO, LCBO, The Beer Store, Tim 
Hortons, McDonald's, GoodLife Fitness and other restaurants, medical and personal services.

The Meadowvale Town Centre shopping centre was fully redeveloped in 2004 and has future opportunity for significant 
retail and residential density.

Shops at New West, New Westminster, British Columbia

Shops at New West is a newly developed, unique shopping centre totalling 202,000 square feet on three levels on 
2.7 acres that is integrated with a bus terminal and a Sky Train rapid transit station at Columbia Street and 8th 
Street. The property has a large deck parking facility to accommodate shoppers. The property is in the high growth 
community, adjacent to a community auditorium and other community amenities and newly developed 
condominium towers, on the Fraser River, southeast of Vancouver. Population within five kilometres is 
approximately 197,000 with an average household income of approximately $75,000. Major tenants include 
Safeway (Sobeys), Shoppers Drug Mart (Loblaws), RBC Royal Bank, CIBC, Dollar Tree, Landmark Cinemas, Starbucks, 
Tim Hortons, Dynamic Health and Fitness and other restaurants, medical and personal services.

Rutherford Marketplace, Vaughan, Ontario

Rutherford Marketplace is a shopping centre totaling 194,000 square feet situated on 16.1 acres with 529 at grade and 
445 underground parking stalls. The property is located at the intersection of Bathurst and Rutherford which is in a high 
growth community, close to a large community centre and a private school. Population within five kilometres is 
approximately 183,000 with an average household income of approximately $118,000. Major tenants include Longo’s, 
Shoppers Drug Mart (Loblaws), LA Fitness, LCBO, CIBC, RBC, Childventures day care, Aroma Espresso Bar, Second Cup and 
other restaurants, medical and personal services. Plans for the last phase are being finalized to add 35,000 square feet of 
retail uses and 190,000 square feet of residential. Management expects to start construction in the summer of 2015 with 
an estimated completion in mid-late 2017.

York Mills Gardens Assets, Toronto, Ontario

York Mills Gardens Assets is an assembly of four separate assets comprising one shopping centre, an adjacent retail 
property, an additional retail and commercial office building and a food campus centre totalling 190,000 square feet 
located at the intersection of Leslie Street and York Mills Road. The assets are situated on a total of 13.3 acres and 
collectively have 746 parking stalls at grade. Population within five kilometres is approximately 306,000 with an average 
household income of approximately $118,000. Major tenants include Longo’s, Shoppers Drug Mart (Loblaws), TD Canada 
Trust, BMO, RBC Royal Bank, LCBO, Second Cup, Starbucks, McDonald's, Kelsey’s, Wendy’s and other restaurants, medical 
and personal services.

The adjacent retail and commercial office buildings provide future residential and retail density opportunity.

32

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Royal Oak Centre, Calgary, Alberta

Royal Oak Centre is a shopping centre totalling 336,000 square feet situated on 28.0 acres of land and has 1,512 at grade 
parking stalls. The property is located at the intersection of 85th Street NW and Country Hills Blvd. NW. Population within 
five kilometres is approximately 94,000 with an average household income of approximately $158,000. Major tenants 
include Sobeys, Walmart, London Drugs, RBC Royal Bank, BMO, Scotiabank, Dollarama, Second Cup, and other 
restaurants, medical and personal services.

South Park Centre, Edmonton, Alberta

South Park Centre is a shopping centre totalling 375,000 square feet situated on 27.7 acres of land and has 1,341 at grade 
parking stalls. The property is located at the intersection of Calgary Trail NW, 39A Avenue NW and Gateway Blvd. NW. 
Population within five kilometres is approximately 130,000 with an average household income of approximately 
$108,000. Major tenants include Walmart, Canadian Tire, SportChek, JYSK, Dollar Tree, TD Canada Trust, Starbucks, 
GoodLife Fitness, and other restaurants, medical and personal services.

Morningside Crossing Assets, Toronto, Ontario

The Morningside Crossing Assets are an assembly of six properties that now comprise four separate assets, including two 
adjacent shopping centres and two additional retail properties totalling 304,000 square feet located at the intersection of 
Lawrence Avenue, Morningside Avenue and Kingston Road. The Morningside Crossing Assets are situated on a total of 
23.2 acres of land and collectively have 1,303 parking stalls at grade. Population within five kilometres is approximately 
196,000 with an average household income of approximately $76,000. The Morningside Crossing shopping centre asset 
was originally redeveloped and opened in 2008 on three of the assembled properties. This centre also houses the 
Company’s property management operations office in Toronto. One of the two shopping centres and two additional retail 
properties which comprise the remainder of the assets are expected to be renovated and repositioned in the future, 
providing opportunity to improve the tenant mix and retail shopping environment. Major tenants include Food Basics, No 
Frills, Shoppers Drug Mart (Loblaws), Pharma Plus, BMO, CIBC, TD Canada Trust, LCBO, Dollarama, Starbucks, Tim Hortons, 
McDonald's, Mark’s Work Wearhouse, GoodLife Fitness, and other restaurants, medical and personal services.

Appleby Village Assets, Burlington, Ontario

The Appleby Village Assets are an assembly of three separate assets consisting of one shopping centre and two retail 
properties on three corners at the intersection of Appleby Line and New Street in a community that borders Lake Ontario. 
The properties are situated on a total of 20.1 acres of land and comprise a total of 254,000 square feet and 1,200 parking 
stalls at grade. Population within five kilometres is approximately 89,000 with an average household income of $107,000. 
Appleby Village shopping centre was acquired in 2004 as an old tired mall and was redeveloped, demalled and expanded 
with new retail space. Smaller retail properties on two of the three adjacent corners were acquired subsequently and 
were refurbished and fully completed in 2013. Major tenants include a Fortino’s (Loblaws), Rexall, BMO, TD Canada Trust, 
LCBO, The Beer Store, Dollarama, Home Hardware, Starbucks, Women's Fitness Clubs of Canada, and other restaurants, 
medical and personal services.

The Appleby Village Assets also have retail and residential density potential currently in the entitlement stage.

Fairview Mall Assets, St. Catharines, Ontario

The Fairview Mall Assets are an assembly of five assets comprising an enclosed shopping centre and adjacent free-
standing retail buildings totalling 388,000 square feet, located in the heart of the Golden Horseshoe area, between 
the Greater Toronto Area and the U.S. border, along the Queen Elizabeth Way. The properties are situated on a total 
of 30.2 acres of land and together have 1,880 parking stalls at grade. Population within five kilometres is 
approximately 114,000 with an average household income of approximately $67,000. Major tenants include Food 
Basics, Walmart, Scotiabank, CIBC, Staples, LCBO, Winners, Chapters (including Starbucks), Mark’s Work Wearhouse, 
SportChek, Future Shop, Dollarama, McDonald's, Tim Hortons, and other restaurants, medical and personal services.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

33

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Meadowlark Health and Shopping Centre, Edmonton, Alberta

Meadowlark Health and Shopping Centre totals 299,000 square feet at the intersection of 156th Street and 87th Avenue. 
The property has 1,230 at grade parking stalls and sits on 23.2 acres of land. Population within five kilometres is 
approximately 138,000 with an average household income of approximately $113,000. Meadowlark was redeveloped in 
2001 to have a shopping centre component in addition to a medical services component. Major tenants include Walmart, 
Safeway (Sobeys), Shoppers Drug Mart (Loblaws), RBC Royal Bank, CIBC, Liquor Depot, McDonald's, Second Cup, Alberta 
Service Centre and other restaurants, medical and personal services.

Richmond Square Assets, Calgary, Alberta

Richmond Square Assets comprises of Richmond Square, a 102,000 square foot plaza, Glenbrook Plaza, an adjacent two-
storey, 55,000 square foot medical office building, and London Plaza West, a 76,000 square foot plaza, totalling 233,000 
square feet, which are situated on a total of 21 acres of land with 848 parking stalls at grade. Population within five 
kilometres is approximately 134,000 with an average household income of approximately $159,000. Major tenants 
include London Drugs, GoodLife Fitness, Home Outfitters, BMO, Boston Pizza, Good Earth Coffeehouse, and other 
restaurants, medical and personal services. 

Brampton Corners Shopping Centre, Brampton, Ontario

Brampton Corners Shopping Centre is a 302,000 square foot shopping centre situated on 27.8 acres of land with 1,633 
parking stalls at grade at the intersection of Main Street North and Bovaird Drive West. Population within five kilometres 
is approximately 269,000 with an average household income of approximately $95,000. Major tenants include Walmart, 
Fortino’s, HSBC, Scotiabank, National Bank Canada, Indigo, Kelsey’s, Second Cup, and other restaurants, medical and 
personal services.

South Oakville Properties, Oakville, Ontario

The South Oakville Properties comprise of three separate assets, Olde Oakville Marketplace, The Shops of Oakville South 
and Maple Grove Village. The properties are situated on a total of 32.5 acres of land and comprise a total of 344,000 
square feet and 1,607 parking stalls at grade. Population within five kilometres is approximately 98,000 with an average 
household income of $136,000. The Shops of Oakville South represents the most recent acquisition which was bought on 
a 50% basis with the centre’s anchor grocery tenant, Longo’s, as the 50% partner. The Company owns the other two assets 
on a 100% basis. The Company is the development and property manager of The Shops of Oakville South, which has a 
development potential of an additional 7,000 square feet of retail uses. Major tenants include a Whole Foods Market, 
Longo’s, Sobeys, Shoppers Drug Mart (Loblaws), LCBO, RBC Royal Bank, HSBC, CIBC, BMO, Harper’s Landing restaurant, 
Kids & Co Daycare, Rexall, Tim Horton’s, and other restaurants and personal services.

Westmount Shopping Centre Assets, Edmonton, Alberta

The Westmount Shopping Centre Assets comprise one shopping centre and one small retail property totalling 509,000 
square feet situated on 34.2 acres of land along Groat Road, with a combined total of 1,530 at grade parking stalls along 
Groat Road. Population within five kilometres is 152,000 with an average household income of $78,000. Major tenants 
include Walmart, Safeway (Sobeys), Home Depot, Shoppers Drug Mart (Loblaws), Rexall, BMO, Scotiabank, TD Canada 
Trust, Liquor Depot, Dollarama, Mark's Work Wearhouse, McDonald's, Tim Hortons, Gold’s Gym, and other restaurants, 
medical and personal services. The Company’s development plans for the assets include a new 4,200 square foot retail 
pad and the sale of a newly rezoned high-rise parcel in the NW corner of the shopping centre. Residential development 
components of the assets may be developed in the future by the Company on its own, together with a residential partner 
or sold as land or air rights to a residential developer. There is substantial additional density potential on the site. In 2013, 
the Company sold a land parcel totalling 1.4 acres at the back of the site that is expected to be developed as a residential 
tower. 

Lanaudiere Assets, Montreal, Quebec

The Lanaudiere Assets consists of three separate shopping centres totalling 522,000 square feet, situated on 28.7 acres of 
land and featuring an aggregate of 2,582 parking stalls at grade. The properties are located on Emile Despins Street and 
on Montée des Pionniers Boulevard, all in close proximity to major Highways 40 and 640. Population within a five 
kilometre radius is approximately 48,000 with an average household income of approximately $80,000. Major tenants 

34

FIRST CAPITAL REALTY ANNUAL REPORT 2014

include Rona, Metro, Sports Rousseau, SAQ, Uniprix, Sears, Future Shop, Bureau en Gros (Staples) and Winners, as well as 
several major fashion retailers, banks and personal services.

The property located on Emile Despins Street has future development potential that could add more than 16,000 square 
feet of retail space to the existing shopping centre.

McKenzie Towne Centre Assets, Calgary, Alberta

The McKenzie Towne Centre Assets total 214,000 square feet and 838 at grade parking stalls on an aggregate of 18.1 acres 
of land at the intersection of McKenzie Towne Avenue and High Street. Population within five kilometres is approximately 
84,000 with an average household income of approximately $148,000. The property is next to a future LRT station parking 
lot. The McKenzie Towne Centre Assets were acquired starting in 2003 and have been developed in phases to meet the 
growing needs of the community. Major tenants include Sobeys, Rexall, TD Canada Trust, ATB Financial, BMO, Liquor 
Depot, Second Cup, GoodLife Fitness, and other restaurants, medical and personal services.

Carrefour St-Hubert Assets, Longueuil, Quebec

The Carrefour St-Hubert Assets are an assembly of five properties operating as three separate shopping centre assets 
totalling 322,000 square feet located on three corners at the intersection of Boulevard Cousineau and Boulevard Gaetan 
Boucher. The shopping centres have a total of 1,838 parking stalls at grade and sit on 35.4 acres of land in aggregate. 
Population within five kilometres is approximately 115,000 with an average household income of approximately $75,000. 
Major tenants include Super C, IGA, Pharmaprix (Loblaws), Jean Coutu, CIBC, National Bank Canada, RBC Royal Bank, TD 
Canada Trust, SAQ, Dollarama, McDonald's, Tim Hortons, Second Cup, Rotisserie St-Hubert, Energie Cardio, and other 
restaurants, medical and personal services.

The Carrefour St-Hubert Assets have been redeveloped during the past 12 years in phases to bring tenants and buildings 
up to current standards. There is additional opportunity for retail density and a land parcel for residential use, which the 
Company plans to sever and sell.

Gloucester City Centre, Ottawa, Ontario

Gloucester City Centre is a 362,000 square foot shopping centre situated on 28.5 acres of land with 1,386 at grade parking 
stalls located at the intersection of Ogilvie Road and Blair Road. The property is on a bus transit route and will be 
connected to a new LRT station. Population within five kilometres is approximately 112,000 with an average household 
income of $79,000. Major tenants include Walmart, Loblaws, Rexall, CIBC, Scotiabank, LCBO, Bulk Barn, Tim Hortons, and 
other restaurants, medical and personal services. 

The shopping centre was acquired in 2003. In 2012, redevelopment and expansion activities commenced with a partial 
demalling and relocation of certain tenants to facilitate an expanded Rexall. The redevelopment also included the 
construction of a 12,000 square foot standalone pad for LCBO. The redevelopment and expansion increased the overall 
shopping centre gross leaseable area by approximately 16,000 square feet. 

Yorkville Village Assets, including Hazelton Lanes Shopping Centre, Toronto, Ontario

The Yorkville Village Assets, including Yorkville Village (formerly known as Hazelton Lanes Shopping Centre), is an 
assembly of four separate assets, including one enclosed shopping centre on Avenue Road and three additional retail 
properties on Yorkville Avenue, that will total 285,000 square feet of GLA on completion, situated on an aggregate of 4.5 
acres of land with a combined 515 stalls of underground parking. In addition to the foregoing, the Yorkville Assets also 
include a mortgage investment in 77 hotel suites and related retail space and 66 underground parking stalls on Yorkville 
Avenue, adjacent to Yorkville Village. The hotel square footage and parking is not included in the Yorkville Village Assets 
total. Population within five kilometres is approximately 617,000 with an average household income of approximately 
$98,000. Major tenants include Whole Foods Market, Rexall, Anthropologie, Diesel, Teatro Verde, Equinox gym, and other 
restaurants, medical and personal services.

The current transformation of Yorkville Village entails a complete renovation of the interior mall, including the creation of 
additional retail space, and an attractive new facade that will open up the shopping centre’s street facing retailers to 
Avenue Road, a major arterial road in the City of Toronto, and create a new entrance from Yorkville Avenue to the 
enclosed shopping centre. The Company commenced construction on the project in the first quarter of 2014 and will 
maintain the shopping centre in operation throughout the renovation.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

35

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Place Viau Assets, Montreal, Quebec

The Place Viau Assets are an assembly of three properties totalling 21.2 acres of land, currently comprising three assets, 
including two shopping centres totalling 327,000 square feet and a ground-up shopping centre development on Place 
Viau itself. The largest Place Viau asset is located on the southwest corner of the busy intersection of Highway 40 and 
Boulevard Viau, and along Boulevard Viau and Jean-Talon Street, in the Montreal borough of Saint-Léonard. Population 
within five kilometres is approximately 536,000 with an average household income of approximately $53,000. Major 
tenants include Walmart, IGA Extra, Pharmaprix (Loblaws), TD Canada Trust, Bureau en Gros (Staples), SAQ, Pizza Hut, 
A&W, Rotisserie St-Hubert, and other restaurants, medical and personal services.

The Company completed Phase I of the ground-up development of the new Place Viau. This new multi-level shopping 
centre comprises a full-scale, open-air shopping centre on top of a building that includes a 100,000 square foot Walmart 
store and other retail/commercial space, all connected with convenient pedestrian and vehicular access, vertical 
transportation and surface and covered parking. Place Viau Shopping Centre makes innovative use of the surrounding 
topography to provide street-level entrances to all components of the shopping centre. Once complete, Place Viau 
Shopping Centre’s first phase will encompass a total of 222,000 square feet of retail space, 635 underground parking stalls 
and 300 at grade parking stalls. The shopping centre’s Walmart store opened in January 2014.  Marshalls and Michaels 
opened respectively in September and October 2014.  The remainder of the centre will open in 2015 with a new Gym and 
a new Dollarama coming soon.

According to the Company’s current plans, upon completion of future phases of development, Place Viau Shopping Centre 
plans comprise in total approximately 351,000 square feet of retail/commercial space, 1,377 underground and surface 
parking stalls and may incorporate residential density. Together with the Company’s neighbouring Place Michelet and 
Place Provencher shopping centres, and assuming final completion of all phases of the Place Viau Shopping Centre 
ground-up development, the Company will own a total of 462,000 square feet of retail/commercial space in these Place 
Viau Assets, with a total of 1,907 at grade and below grade parking stalls.

Victoria Park Centres, Toronto, Ontario

The Victoria Park Centres comprise two separate shopping centres, Parkway Mall and Victoria Terrace in Toronto, Ontario, 
totaling 485,000 square feet. The shopping centres are situated on a total of 33.9 acres of land and collectively have 2,000 
at grade and 155 underground parking stalls. Population within five kilometres is approximately 321,000 with an average 
household income of approximately $75,000. Major tenants include Metro, No Frills  (Loblaws), Shoppers Drug Mart 
(Loblaws), Toys “R” Us, Staples, TD Canada Trust, CIBC, Scotiabank, LCBO, Dollarama, McDonald's, Tim Hortons, GoodLife 
Fitness and other restaurants, medical and personal services. LCBO recently opened a new prototype store on a pad at 
the front of Parkway Mall, which constitutes the first phase of ongoing long-term repositioning of the centres. The 
Company continues to evaluate longer term redevelopment strategies for the Victoria Park Centres and to collaborate 
with tenants to determine the ultimate strategy for maximizing development opportunities and customer traffic on these 
assets.

Mount Royal Village Assets, Calgary, Alberta

The Mount Royal Village Assets are an assembly of four assets totalling 193,000 square feet situated on 3.6 acres of land 
with 369 underground parking stalls, located on 17th Avenue SW, just south of Calgary’s downtown core, and is in the 
heart of a densely populated, fast growing, high income neighbourhood. The original Mount Royal shopping centre 
building was constructed in 1978 and contains three floors of retail space and three floors of office space above. A 
connected condominium building immediately to the north was constructed in 2001 and houses at its base commercial 
space owned by the Company, which includes an 18,000 square foot London Drugs as the anchor tenant on the main floor 
and 4,200 square feet of second floor office space.

As part of its redevelopment of Mount Royal Village, the Company is nearing completion on the major renovation of the 
136,000 square foot Mount Royal Village shopping centre mixed-use retail and office complex, which includes as major 
tenants London Drugs and GoodLife Fitness and is also expected to include a high-end furniture retailer and restaurants. 
In addition, the Company is currently in the entitlements process for the development of an adjacent three-level, 110,000 
square foot retail/commercial building, to be anchored by a grocery store. The Company intends to sell a land parcel 
forming part of the Mount Royal Village Assets to a residential developer for construction of a 250,000 square foot high-
rise residential condominium building. On completion of the redevelopment project, the Mount Royal Village Assets are 

36

FIRST CAPITAL REALTY ANNUAL REPORT 2014

expected to total 336,000 square feet of retail/commercial space and 639 parking stalls. Population within five kilometres 
is 183,000 with an average household income of $128,000.

Macleod Trail Assets, Calgary, Alberta

This is an assembly of four assets along the Macleod Trail main corridor in Calgary, a total of 390,000 square feet 
(including a 90,000 square foot hotel) on 23.8 acres contiguous along Macleod Trail. Major tenants include Rona, BMO, 
Dollarama, Starbucks, and other restaurants, medical and personal services. The estimated population within five 
kilometers is 132,000 with an average household income of $145,000. The properties are being held and maintained in 
their current state for future redevelopment. The Company’s proposed plan is a phased approach over a decade, 
demolishing parts of the existing structures, and constructing a new three-storey mixed-use retail, residential and office 
property. The project is currently in the preliminary phase of planning. 

Semiahmoo Shopping Centre, Surrey, British Columbia

Semiahmoo Shopping Centre is a 230,000 square foot retail property situated on 19.6 acres of land with 320 deck and 921 
at grade parking stalls located on the corner of 16th Avenue and 152th Street. The centre is in a neighbourhood with good 
demographics that are expected to grow substantially in the coming years. The estimated population within five 
kilometres is 79,000 with an average household income of $108,000. Major tenants include Save On Foods (Overwaitea), 
Shoppers Drug Mart (Loblaws), CIBC, BC Liquor Store, Dollarama, Dollar Tree, and other restaurants, medical and personal 
services. The Company’s proposed plan is a phased redevelopment involving the northern portion of the site. Preliminary 
plans entail demolishing most of the existing structures and creating approximately 165,000 square feet of new retail and 
approximately 950,000 square feet of residential. The new development is expected to attract new tenants to the 
property. The project is currently in the preliminary phase of planning.

Place Portobello Assets, Brossard, Quebec

The Place Portobello Assets comprise one shopping centre and a smaller retail property totalling 575,000 square feet 
situated on 46.4 acres of land with 2,477 at grade parking stalls, in aggregate, located on Taschereau Boulevard off 
Highway 10 in the South Shore area of Montreal. Population within five kilometres is approximately 172,000 with an 
average household income of approximately $82,000. Major tenants include Reno Depot (Rona), Maxi (Loblaws), Target, 
Jean Coutu, RBC Royal Bank, CIBC, Dollarama, and other restaurants, medical and personal services. The Company’s 
proposed development of the Place Portobello shopping centre may include additional retail density and reconfiguration 
of the site. The smaller Place Panama retail property down the street borders a bus transportation hub and is expected to 
also be redeveloped in the future, where there is significant future density potential on the site.

Leaside Village, Toronto, Ontario

Leaside Village is a shopping centre totaling 117,000 square feet situated on 11.3 acres with 467 at grade parking stalls. 
The property is located at the intersection of Laird Drive and Esandar Drive, a few blocks south of Eglinton Avenue in the 
community of Leaside. Population within five kilometres is approximately 441,000 with an average household income of 
approximately $124,000. Major tenants include Longo’s, Linen Chest, The Beer Store, CIBC, Bulk Barn, Against the Grain 
Restaurant, Local Public Eatery, Tim Horton’s, Aroma Espresso Bar, and other restaurants, offices and personal services.

Valuation of Investment Properties Under IFRS
During the year ended December 31, 2014, the weighted average stabilized capitalization rate of the Company’s 
investment property portfolio decreased from 5.86% at December 31, 2013 to 5.79%, including the impact of dispositions, 
acquisitions, and development activities. The Company’s proportionate interest in the net increase in value of investment 
properties was $46.7 million from December 31, 2013 to December 31, 2014. The Company experienced a 7 basis point 
decrease in the weighted average stabilized capitalization rate and higher stabilized net operating income (“SNOI”), with 
the capitalization rate compression occurring in the Eastern and Central regions. The overall portfolio positive impact of 
the capitalization rate compression was partially offset by a valuation loss on a development property in the Company’s 
Eastern region, Place Viau. The loss arose largely due to higher than expected development costs primarily caused by 
integrating an additional access ramp near the end of construction, which delayed the timing of lease up, and the 
Company achieved lower lease rates than expected. Place Viau is a multi-phase prototype development in a high density 
urban area of Montreal that includes underground parking and rooftop retail and parking. 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

37

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

The Company has three approaches to determine the fair value of an investment property at the end of each reporting 
period:
1. External appraisals – by an independent national appraisal firm, in accordance with professional appraisal standards 

and IFRS. On an annual basis, the Company has an annual minimum threshold of approximately 25% (as measured by 
fair value) of the portfolio requiring external appraisal.

2. Internal appraisals – by staff appraisers employed by the Company, in accordance with professional appraisal standards 

and IFRS.

3. Value updates – primarily consisting of management's review of the key assumptions from previous appraisals and 

updating the value for changes in the property cash flow, physical condition and changes in market conditions.

The selection of the approach for each property is made based upon the following criteria:
•  Property type – this includes an evaluation of a property's complexity, stage of development, time since acquisition, and 
other specific opportunities or risks associated with the property. Stable properties and recently acquired properties 
will generally receive a value update, while properties under development will typically be valued using internal or 
external appraisals until completion.

•  Market risks – specific risks in a region or a trade area may warrant a full external or internal appraisal for certain 

properties.

•  Changes in overall economic conditions – significant changes in overall economic conditions may increase the number 

of external or internal appraisals performed.

•  Business needs – financings or acquisitions and dispositions may require an external appraisal.

Shopping Centres Valuation Method
Shopping centres are appraised primarily using stabilized cash flows from existing tenants with the property in its existing 
state, since purchasers typically focus on expected income. External and internal appraisals are conducted using and 
placing reliance on both the direct capitalization method and the discounted cash flow method (including the estimated 
proceeds from a potential future disposition). Value updates are calculated using the direct capitalization method.

Properties undergoing development, redevelopment or expansion are valued using the stabilized cash flows expected 
upon completion, with a deduction for costs to complete the project; capitalization rates are adjusted to reflect lease-up 
assumptions and construction risk, when appropriate. Adjacent land parcels held for future development are valued 
based on comparable sales of commercial land. Fair value of properties under development includes a deduction for costs 
to complete of $308.9 million.

During the year ended December 31, 2014, approximately 27% of the total fair value of shopping centres was determined 
through external appraisals (year ended December 31, 2013 – approximately 16%)  and nil was determined through 
internal appraisals (year ended December 31, 2013 – approximately 10%). 

The values of the Company’s proportionate interest in its shopping centres and associated capitalization rates by region 
are as follows as at December 31, 2014 and 2013:

As at December 31, 2014

Capitalization Rate

Weighted Average Yield

(millions of dollars,
except other data)

Central Region
Eastern Region
Western Region

Number
of
Properties

Weighted
Average

Median

Range

Fair Value

Revaluation
Gains

SNOI (1)

Actual NOI 
to Fair Value 
Yields (2)

Run Rate to 
Fair Value 
Yield (3)

Run Rate to 
Cost Yield (4)

59
52
47

158

5.63%
6.18%
5.74%

5.79%

5.75% 4.75%-8.22% $
6.00% 5.00%-7.50%
5.75% 5.00%-7.00%

3,222 $
1,791
2,538

6.00% 4.75%-8.22% $

7,551 $

66 $
(27)
8

47 $

177
104
143

424

5.39%
6.22%
5.43%

5.59%

5.45%
6.29%
5.57%

5.68%

6.57%
7.14%
6.87%

6.81%

38

FIRST CAPITAL REALTY ANNUAL REPORT 2014

As at December 31, 2013

Capitalization Rate

Weighted Average Yield

(millions of dollars,
except other data)

Central Region
Eastern Region
Western Region

Number
of
Properties

Weighted
Average

Median

Range

Fair Value

Revaluation
Gains

Actual NOI to 
Fair Value 
Yields (2)

Run Rate to 
Fair Value 
Yield (3)

Run Rate to 
Cost Yield (4)

SNOI (1)

62
55
47

164

5.75%
6.31%
5.70%

5.86%

5.96% 5.25%-8.22% $
6.25% 5.64%-9.00%
5.75% 5.00%-7.25%

3,022 $
1,680
2,473

6.00% 5.00%-9.00% $

7,175 $

32 $
9
13

54 $

167
104
143

414

5.61%
6.13%
5.36%

5.64%

5.61%
6.52%
5.62%

5.81%

6.66%
7.48%
6.94%

6.95%

(1)  SNOI is not a measure defined by IFRS. SNOI reflects long-term, stable property operations, assuming a certain level of vacancy, capital and operating expenditures 

required to maintain a stable occupancy rate. The average vacancy rates used in determining SNOI for non-anchor tenants generally range from 2% to 5%. 

(2)  Calculated as normalized NOI divided by the fair value of investment property. Normalized NOI is calculated on the basis that all acquisitions and dispositions occurred at 

the beginning of the reporting period (assuming a run rate), and does not include the ground-up development projects discussed in the “Business and Operations Review - 
2014 Investment Property Development and Redevelopment Activities” section of this MD&A. Run rate is an annualized NOI for a property based upon the existing tenants 
in place and current operating cost profile for the property.

(3)  Calculated as run rate NOI divided by the fair value of investment property. 
(4)  Calculated as run rate NOI divided by cost of investment property.

The sensitivity of the fair values of shopping centres to capitalization rates as at December 31, 2014 is set out in the table 
below:

As at December 31, 2014

(Decrease) Increase in capitalization rate

(0.75)%
(0.50)%
(0.25)%
0.25%
0.50%
0.75%

(millions of dollars)

Resulting increase (decrease) in
value of shopping centres

$
$
$
$
$

$

1,023
650
310
(285)
(547)

(789)

Additionally, a 1% increase or decrease in SNOI would result in an increase or decrease, respectively, in the fair value of 
shopping centres of $69 million. A 1% increase in SNOI coupled with a 0.25% decrease in capitalization rate would result 
in an increase in the fair value of shopping centres of $382 million, and a 1% decrease in SNOI coupled with a 0.25% 
increase in capitalization rate would result in a decrease in the fair value of shopping centres of $351 million.

Development Land Valuation Method
The primary method of appraisal for development land is the comparable sales approach, which considers recent sales 
activity for similar land parcels in the same or similar markets to estimate a value on either a per acre basis or on a basis 
of per square foot buildable. Such values are applied to the Company’s properties after adjusting for factors specific to the 
site, including its location, zoning, servicing and configuration. During the year ended December 31, 2014, nil (year ended 
December 31, 2013 – approximately 17%) of the total fair value of development land was determined through external 
appraisals. 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

39

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Investment Properties – Shopping Centres
A continuity of the Company’s proportionate interest in investments in its shopping centre acquisitions, dispositions, 
development and portfolio improvement activities is summarized below:

Year ended December 31

(millions of dollars)

Balance at beginning of year
Acquisitions

Shopping centres
Additional space adjacent to existing properties
Additional land parcels adjacent to existing properties

Development activities and portfolio improvements
Reclassifications from development land
Reclassification from residential development inventory
Fair value increase
Dispositions
Reclassification to equity accounted joint ventures (1)
Other changes
Balance at end of year

Investment in joint ventures – shopping centres

Proportionate interest end of year

Fair Value

$

7,126

$

79
91
38
246
41
25
47
(184)
(34)
(1)
7,474
77

7,551

$

$

$

$

2014

Cost

5,963

79
91
38
246
42
25
—
(174)
(33)
(1)
6,276
63

6,339

Fair Value

$

6,849

$

60
118
10
250
2
—
59
(232)

10
7,126
49

7,175

$

$

$

$

2013

Cost

5,732

60
118
10
250
2
—
—
(214)

5
5,963
40

6,003

(1)  Refer to the “2014 Investment Property Development and Redevelopment Activities – Main and Main Developments” section of this MD&A.

Investment Properties – Development Land
A continuity of the Company’s proportionate interest in investments in its development land acquisitions, dispositions and 
development activities is summarized below:

Year ended December 31

(millions of dollars)
Balance at beginning of year
Acquisitions
Development activities
Reclassification to investment property – shopping centres
Fair value increase (decrease)
Dispositions
Reclassification to equity accounted joint ventures (1)
Other
Balance at end of year
Investment in joint ventures – development land

Proportionate interest end of year

Fair Value

166
19
7
(41)
(5)
(62)
(49)
1
36
37

73

$

$

$

$

$

$

2014

Cost
161
19
7
(42)
—
(58)
(49)
—
38
37

75

Fair Value
127
36
12
(2)
2
(10)
—
1
166
—

166

$

$

$

$

$

$

2013

Cost
123
36
12
(2)
—
(9)
—
1
161
—

161

(1)  Refer to the “2014 Investment Property Development and Redevelopment Activities – Main and Main Developments” section of this MD&A.

40

FIRST CAPITAL REALTY ANNUAL REPORT 2014

2014 Acquisitions
Total acquisitions of investment properties, which include shopping centres, additional space and adjacent land parcels 
and development land, amounted to $226.9 million, adding 0.5 million square feet of gross leasable area and 3.9 acres of 
land for future development.

Management will continue to be selective and take a highly disciplined approach to increasing the size and quality of the 
Company’s property portfolio, seeking acquisitions that are operationally, financially and qualitatively accretive over the 
long term. Management looks for benefits from economies of scale and operating synergies in order to strengthen the 
Company’s competitive position in its target urban markets. As well, Management seeks to enhance the tenant and 
geographic diversification of the portfolio.

Shopping Centres
During the year ended December 31, 2014, the Company invested $78.8 million in the acquisition of two properties, 
comprising 255,000 square feet. Two of the acquisitions were in a new trade area in the Company’s target urban markets 
and demonstrate the Company’s continuing focus on acquiring well-located, high quality urban retail-centered properties. 
The acquisitions are summarized in the table below:

Property Name

Eastern Region

City

Province

Quarter
Acquired

New
Trade Area

Supermarket-
Anchored

Drugstore-
Anchored

GLA 
(square 
feet)

Acquisition 
Cost
(in millions)

Griffintown – 100 Peel

Montreal

QC

Western Region

Seton Gateway

Total

Calgary

AB

(1)  The acquisition cost is at the Company’s 50% ownership interest.

Q3

Q1

—

—

127,000

$

42.2

128,000

255,000

$

(1)

36.6

78.8

FIRST CAPITAL REALTY ANNUAL REPORT 2014

41

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Shopping Centres – Additional Space and Adjacent Land Parcels
During the year ended December 31, 2014, the Company acquired 20 properties adjacent to existing shopping centres 
adding 214,100 square feet of gross leasable area and 3.5 acres of land adjacent to existing properties in established retail 
nodes. Total expenditures on these adjacent parcels amounted to $129.1 million. These acquisitions are set out in the 
table below:

Property Name

Central Region

City

Province

Shops at King Liberty Assets (adjacent property)
Leaside Village Assets (25 Industrial Road)
Yorkville Village Assets (adjacent properties)
Shops at King Liberty Assets 
(150 East Liberty Street)

South Oakville Properties (Shops of Oakville South)
Shops at King Liberty Assets (128 Atlantic Avenue)
3080 Yonge Street (adjacent land)

Toronto
Toronto
Toronto
Toronto

Toronto
Toronto
Toronto

Eastern Region

Centre Commerciale Beaconsfield

(Plaza Baie d’Urfe, 90 Morgan St.)

Place Quatre Bourgeois (Tim Horton's)

Lanaudiere Assets

Western Region

Baie d’Urfe

Quebec City

Montreal

Broadmoor Shopping Centre (8031 Williams Road)

Richmond

Old Strathcona (10416 – 80 Avenue)

Kingsway Mews (adjacent land)

Langley Mall (Douglas Crescent)
Shops at New West (801 Columbia Street)

Mount Royal Village (940 17th Avenue SW)

The Brewery District (land parcel)

Total

Edmonton

Edmonton

Langley
New
Westminster

Calgary

Edmonton

ON
ON
ON
ON

ON
ON
ON

QC

QC

QC

BC

AB

AB

BC
BC

AB

AB

Quarter
Acquired

Q1
Q2
Q1-Q4
Q3

Q3
Q4
Q4

Q1

Q4

Q4

Q1

Q1

Q1

Q2
Q3

Q4

Q4

GLA
(square
feet)

—
—
28,200
1,000

99,000
1,000
—

60,600

3,200

(1)

—

—

14,000

—

—
—

7,100

—

Acquisition 
Cost
(in 
millions)

Acreage

(1)

— $
1.3
0.1
—

(2)

1.4
2.9
32.8
1.4

27.1
1.4
2.6

9.4

3.2

32.6

1.8

3.0

0.5

0.8
2.2

4.6
1.4 (2)

—
—
—

—

—

0.3

—

0.3

0.5
0.2

—

0.8

214,100

3.5 $

129.1

(1)  The Company previously owned 50% interest in the property, and the Company acquired the remaining 50% interest in 2014. The square footage acquired was previously 

included in the Company’s total gross leasable area.

(2)  The acquisition cost is at the Company’s 50% ownership interest.

42

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Development Lands
During the year ended December 31, 2014, the Company invested $19.0 million in the acquisition of two development 
land parcels, comprising 0.4 acres for future development of retail and mixed-use space. Refer to the “2014 Investment 
Property Development and Redevelopment Activities – Main and Main Developments” sections of this MD&A for further 
discussion.

Property Name
Main and Main Developments (1)
Main and Main Developments (1)
Total

City

Toronto

Toronto

Province

Quarter
Acquired

Acreage

Acquisition 
Cost
(in millions)

ON

ON

Q1

Q2

0.2

0.2

0.4

$

$

3.6

15.4

19.0

(1)  Refer to the “2014 Investment Property Development and Redevelopment Activities – Main and Main Developments” section of this MD&A for additional information.

2014 Dispositions

During the year ended December 31, 2014, the Company sold 10 properties representing 538,000 square feet of GLA and 
five land parcels representing 48.1 acres. Gross proceeds of these dispositions were $245.7 million.

Property Name

Village des Valeurs

Kingsway Mews (land portion)
Longwood Station
Creditview & Mayfield
Burnhamthorpe & Trafalgar
The Brewery District (land parcel) (1)
800 King Street (2)
Belmont Professional Centre
Coronation Medical Centre
Main and Main Developments (2)
Northfield Centre
31 Sunpark Plaza
Nepean Medical Centre
Place Bordeaux
Valley Creek Plaza

Plaza Delson

Dispositions for the year ended December 31, 2014

City

Laval

Edmonton
Nanaimo
Brampton
Oakville
Edmonton

Toronto
Kitchener
Kitchener

Toronto
Kitchener
Calgary
Ottawa
Gatineau
Mississauga

Delson

Province

Quarter
Sold

Gross
 Leasable 
Area
(square feet)

Acreage

Gross Sales 
Price
(in millions)

QC

AB
BC
ON
ON
AB

ON
ON
ON

ON
ON
AB
ON
QC
ON

QC

Q1

Q1
Q2
Q2
Q2
Q2

Q2
Q3
Q3

Q3
Q4
Q4
Q4
Q4
Q4

Q4

26,800

—
104,200
—
—
—

—
46,500
35,100

—
52,400
124,700
46,900
29,000
23,200

49,200

538,000

—

0.2
—
10.8
12.5
0.6

—
—
—

8.9
—
—
—
—
—
15.1

48.1

$

245.7

(1)  The Company has 50% ownership interest in the property.
(2)  Refer to the “2014 Investment Property Development and Redevelopment Activities – Main and Main Developments” section of this MD&A for additional information.

In aggregate, the gross sales price on the 2014 sales have exceeded invested cost at the Company's proportionate interest 
by approximately $13.7 million. The mortgage financing of $21.5 million was assumed by the purchaser on the sale of an 
investment property. The 2014 dispositions are in line with the Company’s ongoing strategy of increasing the portfolio’s 
focus on core urban markets.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

43

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Impact of Acquisitions and Dispositions on Continuing Operations 
The NOI effect of properties acquired and sold, based on the run rate at the time of acquisition or sale, for the years 
ended December 31, 2014 and 2013 is set out in the table below:

(thousands of dollars)

Central Region
Eastern Region
Western Region
Total

Run rate NOI of
properties acquired 

Run rate NOI of 
properties sold

2014

1,776
5,420
2,511

9,707

$

$

2013

1,246
4,177
2,624

8,047

$

$

$

2014

6,594
1,850
4,281

$

2013

5,931
5,597
3,210

$

12,725

$

14,738

Investment Properties Classified as Held For Sale

Investment property is classified as held for sale when it is expected that the carrying amount will be recovered principally 
through sale rather than from continuing use. Investment property held for sale must be available for immediate sale in 
its present condition, subject only to terms that are usual and customary for sales of such property, and its sale must be 
highly probable. Upon designation as held for sale, the investment property continues to be measured at fair value and is 
presented separately on the consolidated balance sheet.

Included in investment properties as at December 31, 2014 are eight shopping centres and two development land parcels 
with an approximate value of $205.1 million that meet the financial reporting criteria to be classified as held for sale. 
These properties are considered to be non-core assets. Disposition of these investment properties will provide the 
Company with the opportunity to redeploy capital to uses more aligned with the Company’s urban focus.

In addition to the properties that meet the criteria for classification as held for sale, the Company is also considering, in 
2015 to 2016, subject to market conditions, the sale of an additional three properties and a 50% interest in one 
property comprising 404,000 square feet of GLA, and three land parcels with an aggregate fair value of approximately 
$134.1 million.

Acquisitions and Dispositions Subsequent to December 31, 2014
Consistent with past practices and in the normal course of business, the Company is engaged in discussions, and has 
various agreements, with respect to possible acquisitions of new properties and dispositions of existing properties in its 
portfolio. However, there can be no assurance that these discussions or agreements will result in acquisitions or 
dispositions or, if they do, what the final terms or timing of such acquisitions or dispositions would be. First Capital Realty 
expects to continue current discussions and actively pursue other acquisition, investment and disposition opportunities.

2013 Acquisitions
Total acquisitions of investment properties in 2013, which included shopping centres and additional space and adjacent 
land parcels for shopping centres, as well as development land, amounted to $224.7 million, adding 0.3 million square 
feet of gross leasable area and 12.6 acres of development land to the portfolio.

44

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Shopping Centres
In 2013, the Company invested $60.3 million in the acquisition of one shopping centre and one medical office and retail 
property, comprising 108,000 square feet. These acquisitions were in new trade areas in the Company’s target urban 
markets and demonstrate the Company’s continuing focus on acquiring well-located, high quality urban retail-centered 
properties. The acquisitions are summarized in the table below:

Property Name

Western Region

City

Province

Quarter
Acquired

New
Trade Area

Supermarket-
Anchored

Drugstore-
Anchored

Gross
Leasable
Area
(square
feet)

Acquisition
Cost
(in millions)

Victoria Professional and Medical Dental

Victoria

Building

False Creek Village

Total

Vancouver

BC

BC

Q1

Q4

—

—

45,000 $

13.9

63,000

108,000 $

46.4

60.3

Shopping Centres – Additional Space and Adjacent Land Parcels
In 2013, the Company acquired 16 properties adjacent to existing shopping centres and one property through Main and 
Main Developments adding 178,000 square feet of gross leasable area and 3.6 acres adjacent to existing properties in 
established retail nodes. Total expenditures on these adjacent parcels amounted to $127.9 million. These acquisitions are 
set out in the table below:

Property Name

City

Province

Toronto
Toronto
Toronto
Toronto
Toronto
Kitchener
Toronto
Toronto
Toronto

Central Region
Leaside Village
Main and Main Developments (1)
Yorkville Village Assets
Meadowvale Town Centre (Aquitaine Plaza)
Leaside Village
Fairway Plaza (569 Fairway)
Yorkville Village Assets (adjacent property)
Leaside Village
Other
Eastern Region
Centre Commercial Wilderton (Atrium du Sanctuaire) Montreal
Montreal
Place Fleury (1780 Fleury – Dollarama)
Montreal
Place Fleury (Renaud-Bray)
Ottawa
Loblaws Plaza (1454 Merivale)
Galeries Normandie (2655, rue de Salaberry)
Montreal
Western Region
Tuscany Village (3959 Shelbourne Street)

Victoria

Total

ON
ON
ON
ON
ON
ON
ON
ON
ON

QC
QC
QC
ON
QC

BC

Quarter
Acquired

Q1
Q1
Q2
Q2
Q2
Q3
Q4
Q4
Q1/Q2/Q4

Q1
Q2
Q3
Q4
Q4

Q3

Gross
Leasable
Area
(square feet)

Acquisition
Cost
(in millions)

Acreage

5,000
—
29,000
33,000
—
8,000
7,000
—
8,000

37,000
7,000
35,000
3,000
6,000

— $
1.3
—
—
0.4
—
—
1.4
0.1

—
—
—
—
—

2.7
12.3
55.0
10.8
1.1
1.7
7.3
6.7
6.5

10.2
3.2
6.3
1.1
1.3

—

178,000

0.4

1.7

3.6 $

127.9

(1)  Refer to the “2014 Investment Property Development and Redevelopment Activities – Main and Main Developments” section of this MD&A for additional information.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

45

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Development Lands
In 2013, the Company invested $36.5 million in the acquisition of five development land parcels, comprising nine acres for 
future development of retail and mixed-use space. 

Property Name
Main and Main Developments (1)
Suncor Land (Kanata Terry Fox)
Molson Site (Edmonton Brewery District)
Royal Orchard
5210 Rue Jean Talon Ouest

Total

Percentage
Ownership

City

Province

Quarter
Acquired

Acreage

67%
50%
50%
100%
100%

Ottawa
Ottawa
Edmonton
Toronto
Montreal

ON
ON
AB
ON
QC

Q1
Q1
Q1
Q3
Q4

Acquisition
Cost
(in millions)
(at Company’s
interest)
2.8
0.8
8.2
23.2
1.5

0.3 $
0.6
4.0
3.9
0.2

9.0 $

36.5

(1)  Refer to the “2014 Investment Property Development and Redevelopment Activities – Main and Main Developments” section of this MD&A for additional information.

2013 Dispositions
In 2013, the Company sold 10 shopping centres representing 1,105,000 square feet of GLA, six land parcels and an 
interest in one land parcel representing 13.9 acres. Gross proceeds of these dispositions were $242.2 million.

Included in the 2013 dispositions was the sale of a portfolio of properties to Retrocom Real Estate Investment Trust 
(TSX:RMM.UN) (“Retrocom”) located in Ontario, Quebec and Alberta totalling approximately 1 million square feet of GLA, 
for gross proceeds of approximately $193 million, which were satisfied through the assumption by the purchaser of 
approximately $40 million in mortgages payable, with the balance of the sale proceeds paid in cash. Additionally, the 
Company acquired $15 million in equity instruments of the buyer. 

City

Burlington
Tillsonburg
Bowmanville
Toronto
Toronto

Guelph

Dartmouth
L’ile-Perrot
Mont-Tremblant
Gatineau
Drummondville
St. John’s

Red Deer
Cochrane
Abbotsford
Edmonton

Province

Quarter
Sold

Gross
 Leasable Area
(square feet)

Gross Sales
Price
(in millions)

Acreage

ON
ON
ON
ON
ON

ON

NS
QC
QC
QC
QC
NF

AB
AB
BC
AB

Q1
Q2
Q2
Q2
Q2

Q4

Q1
Q2
Q2
Q2
Q2
Q4

Q2
Q2
Q2
Q2

—
368,000
152,000
—
—

—

76,000
205,000
38,000
—
75,000
40,000

35,000
59,000
32,000
25,000

1,105,000

1.4
—
—
0.4
—

7.5

—
—
—
2.3
—
—

—
—
0.9
1.4
13.9 $

242.2

Property Name

Central Region

54 – 70 Plains Road West
Tillsonburg Town Centre
Bowmanville Mall
Main and Main Developments
Main and Main Developments 

(40% interest in one assembly)
Pergola Commons (adjacent land)
Eastern Region
Cole Harbour Shopping Centre
Galeries Don Quichotte
IGA Tremblant
Carrefour du Versant (adjacent land)
Carrefour des Forges
Ropewalk Lane
Western Region
Eastview Shopping Centre
Cochrane City Centre
South Fraser Gate
Westmount Village (adjacent land)

Total

46

FIRST CAPITAL REALTY ANNUAL REPORT 2014

In aggregate, the gross sales price on the 2013 sales exceeded invested cost by approximately $22.1 million. Total 
mortgages assumed by purchasers aggregated $39.5 million, with a weighted average cash interest rate of 5.47%. The 
2013 dispositions are in line with the Company’s ongoing strategy of increasing the portfolio’s focus on core urban 
markets. 

2014 Investment Property Development and Redevelopment Activities
Development and redevelopment activities are completed selectively, based on opportunities in the Company’s 
properties or in the markets where the Company operates. The Company’s development projects comprise ground-up 
projects, major redevelopment and other incremental redevelopment and expansions on stable properties. All 
development activities are strategically managed to reduce risk, and properties are generally developed after obtaining 
anchor lease commitments. 

The Company’s properties with development and redevelopment activities currently in progress or at completion are 
expected to have a weighted average going-in NOI yield of 6.2% on completion, and range from 4.7% to 12.0%. This yield 
is derived from the expected going-in run rate based on stabilized leasing and operations following completion of the 
development, and includes all building cost, land cost, interest and other carrying costs as well as capitalized staff 
compensation and other expenses. However, actual rates of return could differ if development costs exceed currently 
forecast costs, if final lease terms include shortfalls from operating cost or property tax recoveries, or if there are other 
unforeseen events that cause actual results to differ from assumptions. The yield reflects the Company's high standards in 
construction, lighting, parking, access, pedestrian amenities, accessibility as well as development to LEED standards. The 
quality of the Company’s construction is consistent with its strategy of long-term ownership and value creation. 

A summary of the Company's development portfolio is as follows:

As at December 31, 2014

(thousands of dollars, except for other data)

Planned
Square Feet
Upon
Completion

Gross Leasable 
Area
(square feet)

Square Feet
Under
Development

Total Estimated
Cost incl. Land

Investment
Cost

Estimated Cost
to Complete

Same property with incremental redevelopment and expansion
—
—
—

Active development and at completion
In pre-development

—
—
—

36,000 $
45,000
81,000

22,987 $
26,900
49,887

9,510 $

12,325
21,835

13,477
14,575
28,052

Major redevelopment

Active development and at completion
In pre-development

Ground-up development

Active development and at completion
In pre-development

Total

1,250,000
TBD
1,250,000

986,000
1,931,000
2,917,000

264,000
TBD
264,000

725,342
TBD
725,342

616,162
534,341
1,150,503

1,700,000
—
1,700,000
2,950,000

868,000
—
868,000
3,785,000

832,000
—
832,000

536,511
16,866
553,377
1,177,000 $ 1,328,606 $ 1,554,067 $

364,863
16,866
381,729

109,180
TBD
109,180

171,648
—
171,648
308,880

Costs to complete the development, redevelopment and expansion activities underway are estimated to be 
approximately $308.9 million. Costs to complete major redevelopments and ground-up developments, respectively, are 
planned at $72.6 million and $103.0 million in 2015, and $36.6 million and $68.7 million in 2016 and beyond. The cost to 
complete major redevelopments that are currently in the pre-development stage are labelled “to be determined” (TBD) 
as they have not yet been finalized.

The properties in the development pipeline are summarized in the tables below by property category (same property with 
incremental redevelopment and expansion; major redevelopment and ground-up development) and by development 
status (active development, at completion and in pre-development).

FIRST CAPITAL REALTY ANNUAL REPORT 2014

47

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Same Property with Incremental Redevelopment and Expansion
Highlights of the Company’s current same property with incremental redevelopment and expansion projects are 
summarized in the table below. As at December 31, 2014, the invested cost in these projects totalled $21.8 million, and 
includes incremental investment primarily related to pads or building extensions and often includes facade, parking, 
lighting and building upgrades. Of the 36,000 square feet under active redevelopment, 24,404 square feet is subject to 
committed leases at a weighted average rate of $34.46 per square foot. The Company is currently in various stages of 
negotiations for the remaining planned space.

As at December 31, 2014
(thousands of dollars, except for other data)

Count/Property

Tenants

Square Feet
Under
Development

Target
Completion
Date

Total 
Estimated 
Cost incl.
Land 

Investment
Cost 

Estimated 
Cost to
Complete

Same property with incremental redevelopment and expansion – active development

Place Lorraine,
Lorraine, QC

SAQ

6,000

Q1, 2015 $ 3,481 $

1,720 $

1,761

Faubourg-des-Prairies, Montreal, QC

Tim Hortons

Wellington Corner, London, ON

BMO

7,000

4,000

Q3, 2015

Q3, 2015

2,701

2,423

Fairway Plaza, Kitchener, ON

State and Main

14,000

Q4, 2015

11,165

West Springs Village, Calgary, AB

Shoppers Drug Mart,

Loblaws,
Scotiabank,
Starbucks, Mercato

5,000

Q2, 2015

1,301

1,673

1,029

4,363

240

1,028

1,394

6,802

1,061

36,000

$ 21,071 $

9,025 $ 12,046

Same property with incremental redevelopment and expansion – at completion (1)
Red Deer Village, Red Deer, AB
Carrefour St-Hubert Assets, Longueuil, QC RBC Royal Bank, TD

Various tenants

—
—

Langley Mall, Langley, BC

Canada Trust

Tim Hortons

Grimsby Square Shopping Centre,

Pita Pit

Grimsby, ON

Tomken Plaza, Mississauga, ON

Bulk Barn, Dairy

Queen

—

—

—

—

Q1, 2014 $
Q2, 2014

59 $

1,024

— $

485

Q3, 2014

Q4, 2014

Q3, 2014

168

375

290

—

—

—

59
539

168

375

290

$ 1,916 $

485 $

1,431

5

5

Same property with incremental redevelopment and expansion – in pre-development

Carrefour Charlemagne, Charlemagne, QC Dollarama, Barbies
Loblaws Plaza, Ottawa, ON
Pemberton Plaza, Vancouver, BC

BMO

3
13 Total same property with incremental redevelopment and

expansion

16,000
8,000
21,000

45,000

81,000

Q3, 2015 $ 6,092 $
Q2, 2016
Q2, 2016

7,760
13,048

1,743 $
3,357
7,225

4,349
4,403
5,823

$ 26,900 $

12,325 $ 14,575

$ 49,887 $

21,835 $ 28,052  

(1)  Total estimated cost relates only to residual tenant improvements and other similar expenditures.

In addition to the projects listed in the table above, the same property with incremental redevelopment and expansion 
projects include eight properties with projects completed in prior periods. A further four properties have projects in the 
early pre-development and advanced planning stages. These projects, together with the projects listed in the table above, 
make up the 25 properties classified as same property with incremental redevelopment and expansion. 

48

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Major Redevelopment

The Company classifies 13 properties totalling $1.2 billion in invested cost as properties with major redevelopment 
activities. Of the 264,000 square feet under active redevelopment, 124,436 square feet is subject to committed leases, 
including a supermarket tenant, at a weighted average rate of $32.36 per square foot. In addition, approximately 11,000 
square feet of space is in the latter stages of lease negotiations with a national retailer. As construction on these 
redevelopment projects occurs in phases, there continues to be ongoing negotiations in various stages with certain 
retailers for the remaining planned space. 

Highlights of the Company’s current major redevelopment underway, including costs for completed phases, are as follows:

As at December 31, 2014

(thousands of dollars, except for other data)

Count/Property

Major Tenants

Planned
Square Feet
Upon
Completion

Completed
or Existing
Square
Feet

Square Feet
Under
Development

Target
Completion
Date

Total
Estimated
Cost incl.
Land

Investment
Cost

Estimated
Cost to
Complete

Fair
Value

Major redevelopment – with active development

Carre Lucerne Assets,

Montreal, QC

Mount Royal Village Assets,

Calgary, AB

Yorkville Village Assets,

Toronto, ON

3

Provigo,

Pharmaprix

London Drugs,

Oasis Spa and
Wellness,
GoodLife
Fitness,
Whole Foods
Market

As at December 31, 2014
(thousands of dollars, except for other data)

Count/Property

Major Tenants

Major redevelopment – at completion

126,000

48,000

78,000 Q3, 2017 $ 58,058 $ 33,588

$ 24,470

312,000

193,000

119,000 Q1, 2017

178,395

134,434

43,961

285,000

218,000

67,000 Q2, 2016

334,189

293,440

(1)

40,749

723,000

459,000

264,000

$ 570,642 $ 461,462

$109,180

Planned
Square Feet
Upon
Completion

Completed
/Existing
Square
Feet

Square Feet
Under
Development

Completion
Date

Total Cost
incl. Land

Investment
Cost

Estimated
Cost to
Complete

Fair
Value

5051-5061 Yonge St.,Toronto,

Michael’s,

37,000

37,000

— Q3, 2013 $ 27,051 $ 27,051

ON

Jack  Astor’s

Chartwell Shopping Centre,

Bestco Food, CIBC,

156,000

156,000

— Q3, 2013

52,968

52,968

Toronto, ON

Dollarama

Carrefour Soumande,
Quebec City, QC

Super C (Metro)

119,000

119,000

— Q2, 2013

22,317

22,317

Deer Valley Marketplace,

Walmart, Shoppers

215,000

215,000

— Q2, 2013

52,364

52,364

Calgary, AB

Drug Mart
(Loblaws),
Dollarama, CIBC,
RBC Royal Bank,
Liquor Store,
Co-op

4

527,000

527,000

—

$ 154,700 $ 154,700

FIRST CAPITAL REALTY ANNUAL REPORT 2014

49

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

As at December 31, 2014
(thousands of dollars, except for other data)

Count/Property

Development
Status

Current  
Square Feet (2)

Total Est. Cost
incl. Land

Investment Cost

Estimated Cost
to Complete

Fair Value

Major redevelopment – in pre-development

Humbertown Shopping Centre,

Toronto, ON

Victoria Park Centres,

Toronto, ON

Place Portobello Assets,

 Brossard, QC

Semiahmoo Shopping Centre,

Surrey, BC

Macleod Trail Assets,

Calgary, AB

3080 Yonge Street,
Toronto, ON

6

13 Total major redevelopment

Advanced
entitlements
Planning
underway
Planning
underway
Planning
underway
Planning
underway
Planning
underway

108,000

485,000

575,000

230,000

300,000

233,000

1,931,000

2,917,000

(1)  Investment cost excludes mortgage investment of $47 million.
(2)  Includes vacant units held for redevelopment.

$

59,045

131,717

88,155

97,825

92,718

64,881

$

534,341

$

725,342

$ 1,150,503 $ 109,180 $ 1,095,203

Details of certain major redevelopment properties are included in the Company’s largest properties summaries (refer to 
the “Business and Operations Review – Real Estate Investments” section of this MD&A).  Additional details of three major 
redevelopment projects are included below:

Carre Lucerne Assets, Montreal, Quebec

The Carre Lucerne Assets is an assembly of five separate properties currently comprising two assets totalling 73,000 
square feet with 477 parking stalls on 8.7 acres located in the affluent borough of Ville Mont-Royal in Montreal. The 
population within five kilometres is approximately 415,000 with an average household income of approximately $73,000. 
Major tenants include Provigo le Marche (Loblaws) and Pharmaprix (Loblaws), Scotiabank, Starbucks, and other 
restaurants and personal services.

The first phase of the redevelopment comprising a multi-tenant single-level building in the parking lot of the existing 
shopping centre is complete, and the Company is proceeding with the remainder of the redevelopment, including 
demolition of the existing shopping centre and the construction of a 49,000 square foot Provigo on the second floor of a 
multi-tenant building.  

Further phases will complete redevelopment and rebranding of this well-located shopping centre. Subject to final plans 
and approvals being obtained, once completed the redeveloped shopping centre is expected to include approximately 
125,700 square feet of retail/commercial space, 420 parking stalls at grade and may incorporate residential density.

Humbertown Shopping Centre, Toronto, Ontario

Humbertown Shopping Centre, originally developed in 1958, is a 108,000 square foot grocery-anchored property located 
on 9.0 acres of land in The Kingsway in one of Toronto's most affluent residential neighbourhoods. Population within five 
kilometres is approximately 321,000 with an average household income of approximately $94,000. Major tenants 
currently include Loblaws, Shoppers Drug Mart (Loblaws), RBC Royal Bank, Scotiabank, LCBO, and other restaurants, 
medical and personal services.

The Company’s Humbertown Shopping Centre rezoning application received City of Toronto council approval in late 2013 
and received the final approval by the Ontario Municipal Board on January 23, 2014. These approvals will permit the 
redevelopment of Humbertown Shopping Centre into a mixed-use property that will include 235,000 square feet of retail 
and commercial uses in five buildings and 550,000 square feet of residential, which will include condominiums, 
townhomes and a seniors’ residential building, with a total of 1,495 parking stalls (including 815 stalls for retail/
commercial use, substantially all of which are underground). The residential component of the property is expected to be 

50

FIRST CAPITAL REALTY ANNUAL REPORT 2014

developed in partnership with a leading residential developer. Once completed, the Company expects the redeveloped 
Humbertown Shopping Centre to continue to be anchored by a grocery store and other daily necessity retailers and 
service providers.

3080 Yonge Street, Toronto, Ontario

The Company acquired this medical and office building at the northwest corner of Yonge Street and Lawrence Avenue in 
2012.  The property is 1.74 acres in size and has an existing GLA of 233,000. The population within five kilometers is 
approximately 349,000 with an average household income of $148,000. Entitlements are underway to add retail uses, 
including a grocery store, a full-service restaurant and smaller retail units, along with an interior and exterior 
redevelopment of the existing building.  The GLA on completion of the project will be 240,000 square feet.  Construction 
of this project is expected to start in mid-2015 with an expected completion by mid-2017.

Ground-up Development

The Company classifies five properties totalling $401 million of invested cost as ground-up development properties 
underway or completed. Of the 528,000 square feet under active development, 92,583 square feet is subject to 
committed leases, including a supermarket tenant and a fitness centre tenant at a weighted average rate of $24.00 per 
square foot. As construction on ground-up developments occurs in phases, there continues to be ongoing negotiations in 
various stages with certain retailers for the remaining planned space. 

Highlights of the Company’s current ground-up projects underway, including costs for completed phases, are as follows:

As at December 31, 2014
(thousands of dollars, except for other data)

Count/Property

Major Tenants

Planned
Square Feet
Upon
Completion

Completed
or Existing
Square
Feet

Square Feet
Under
Development

Target
Completion
Date

Total
Estimated
Cost incl.
Land

Investment
Cost

Estimated
Cost to
Complete

Fair
Value

Ground-up development – with active development

Place Viau Assets,
Montreal, QC

Carrefour du Plateau-des-

Grives,
Gatineau, QC

The Brewery District  
Edmonton, AB (1)

King High Line (Shops at King
Liberty), Toronto, ON

Walmart,

Michael’s,
Marshalls

Canadian Tire,

Sports Experts

Loblaws City
Market,
GoodLife
Fitness

332,000

327,000

5,000 Q1, 2015 $ 140,301 $ 132,463 $

7,838

222,000

201,000

21,000 Q2, 2015

55,849

44,219

11,630

319,000

—

319,000 Q2, 2016

80,004

26,321

53,683

487,000

—

487,000 Q3, 2017

142,528

44,031

98,497

3

1,360,000

528,000

832,000

$ 418,682 $ 247,034 $ 171,648

FIRST CAPITAL REALTY ANNUAL REPORT 2014

51

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

As at December 31, 2014
(thousands of dollars, except for other data)

Count/Property

Major Tenants

Ground-up development – at completion

Leaside Village
Toronto, ON

Clairfield Commons (Pergola
Commons), Guelph, ON

Longo's, The Beer
Store, CIBC,
Linen Chest,
Pet Valu

RBC Royal Bank,
BMO, The
Beer Store,
Cineplex,
Dollarama,
GoodLife
Fitness

Planned
Square Feet
Upon
Completion

Completed
or Existing
Square
Feet

Square Feet
Under
Development

Target
Completion
Date

Total
Estimated
Cost incl.
Land

Investment
Cost

Estimated
Cost to
Complete

Fair
Value

112,000

112,000

— Q1, 2013 $ 48,363 $

48,363 $

—

228,000

228,000

— Q4, 2013

69,466

69,466

—

2

340,000

340,000

—

$ 117,829 $ 117,829 $

—

As at December 31, 2014
(thousands of dollars, except for other data)

Count/Property

Major Tenants

Vaughan, ON (Residential)

Ground-up development – pre-development
RBC Royal Bank,
Rutherford Marketplace,
BMO, The Beer
Store, Cineplex,
Dollarama,
GoodLife Fitness

Planned
Square Feet
Upon
Completion

Completed
or Existing
Square
Feet

Square Feet
Under
Development

Target
Completion
Date

Total
Estimated
Cost incl.
Land

Investment
Cost

Estimated
Cost to
Complete

Fair
Value

—

—

—

$ 16,866 $

16,866 $

—

—

—

—

—

$ 16,866 $

16,866 $

—

5 Total ground-up development

1,700,000

868,000

832,000

$ 553,377 $ 381,729 $ 171,648 $ 408,804

Properties adjacent acquired in 2014 and 2013 

included in acquisitions (2)

$

19,167

$ 18,431

(1)  The Company has 50% ownership interest in the property.
(2)  Refer to the “Business and Operations Review – 2014 Acquisitions” and “Business and Operations Review – 2013 Acquisitions” sections of this MD&A.

Details of certain ground-up development properties are included in the Company’s largest properties summaries (refer 
to the “Business and Operations Review – Real Estate Investments” section of this MD&A).  Additional details of one 
ground-up development project are included below:

The Brewery District, Edmonton, Alberta

A 50% development project with a partner, Sun Life Financial, The Brewery District is a 14.9 acre land site located on 
104th Avenue in downtown Edmonton. The estimated population within five kilometers is 185,000 with an average 
household income of $81,000.

The Company obtained rezoning approval for The Brewery District in late 2013 to allow for retail, office and high-density 
residential use. The Company has also obtained development permits for the project and construction has commenced. 

The Brewery District’s unique design will incorporate certain buildings from the Molson brewery that previously operated 
on the site. Upon completion of its two phases of development, the property is expected to comprise approximately 
279,000 square feet of retail and 40,000 square feet of office, with a total of 393 at grade and 534 underground parking 
stalls. The project enjoys strong leasing interest and the Company is in advanced lease negotiations with various tenants. 
To date, Loblaws, GoodLife Fitness and Shoppers Drug Mart (Loblaws) have been secured. In addition to the mixed use 
development, the site includes 2.34 acres of development land that is zoned for high-rise residential which may be sold to 
a third party residential developer for construction of up to 430,000 square feet of residential density.

52

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Following completion, The Brewery District is expected to be directly linked to the 120th Street Station on the West LRT 
line (light rapid transit) that is planned to be built by the City of Edmonton. Edmonton Brewery District is located 
diagonally across the street from the Company's existing 45,000 square foot Longstreet Shopping Centre.

Investment Properties at Cost with Bifurcation of Income-Producing and Development Activity Components
A summary of the Company’s proportionate interest in total investment properties at cost as at December 31, 2014, with 
bifurcation of the income-producing and development activity components, is as follows:

As at December 31, 2014

Number of Sites/ 
Properties (1)

Square Feet (2) 
(in thousands)

Investment Cost
(in millions) (3)

Fair Value
(in millions)

Shopping centres – income-producing only

158

24,331

$

5,857

Same property with incremental redevelopment and expansion
Major redevelopment
Ground-up development
Shopping centres with development activities (1) (3)

Land parcels adjacent to/part of existing properties
Land parcels adjacent to/part of existing properties available for

expansion

Other development related costs
Adjacent land parcels (1)
Total shopping centres with development activities or

potential development activities

Total shopping centres
Development land

Total

13
13
5
31

34

4

—
38

69

4

81
264
832
1,177

768

37

—
805

1,982

439

2,421

$

$

22
262
92
376

97

—

9
106

482

6,339
75

6,414

$

$

7,551
73

7,624

(1)  Property counts of shopping centres undergoing development activities and adjacent land parcels are included in the total property count for income-producing shopping 

centres of 158.

(2)  Includes both municipally approved developable commercial square feet and square feet the Company expects to be approved, excluding residential density until the zoning 

process is complete.

(3)  Includes cost for phases under development only. Aggregate cost of the Company’s investment under development is approximately $561 million, which includes shopping 
centres with development activities or potential of development activities of approximately $482 million, development land of approximately $75 million and residential 
development inventory of approximately $4 million. Refer to the “Business and Operations Review – 2014 Investment Property Development and Redevelopment Activities” 
section of this MD&A.

The Company has currently identified 2.4 million square feet available in the portfolio for future development of retail 
space, excluding 0.4 million square feet classified as held for sale (December 31, 2013 – 3.2 million square feet, including 
0.2 million square feet classified as held for sale), as follows:

Shopping Centres with Development Activities

The Company currently has 1,177,000 square feet of retail space consisting of incremental redevelopment and expansion, 
major redevelopment and ground-up development that is planned with some buildings under construction. Refer to the 
“Business and Operations Review – 2014 Investment Property Development and Redevelopment Activities” section of this 
MD&A.

Adjacent Land Parcels 

The Company has 38 land parcels adjacent to existing shopping centres with future redevelopment or expansion potential 
of approximately 805,000 square feet. Certain of these adjacent land parcels are in various stages of development and in 
various property categories.

Development Land

The Company has six land sites of which two are classified as held for sale. The four land sites being retained have 
potential, if developed, to provide a further 0.1 to 0.5 million square feet of GLA. 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

53

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Development land by region is as follows:

Region

Central
Eastern
Western

Total

Number of Sites

2
2
—

4

Square Feet
 (in thousands)
211
228
—

439

Acreage

14
14
—

28

Fair Value
(in millions)
9
10
—

19

$

$

Main and Main Developments 
During the third quarter of 2014, the Company’s Toronto and Ottawa urban development partnership, Main and Main 
Developments LP, sold a 46.9% interest in its real estate assets to a prominent Canadian institutional investor. As part of the 
transaction, Main and Main Developments was retained to provide asset and property management services for the real 
estate portfolio.

The transaction comprised the transfer of all of Main and Main Developments’ real estate assets to a newly formed 
partnership (known as M+M Urban Realty LP (“Main and Main Urban Realty”)) between the Company, Main and Main 
Developments and the institutional investor. First Capital Realty also continues to directly own a 67% interest in Main and 
Main Developments and also to primarily fund its private development partner’s interest. The partners of Main and Main 
Urban Realty have collectively committed a total of $320.0 million of equity capital for the current and future growth and 
development of the Main and Main Urban Realty portfolio, of which First Capital Realty’s direct and indirect commitment is 
approximately $167.0 million (of which $93.8 million has been invested as at December 31, 2014). Decisions in Main and 
Main Urban Realty are made unanimously as between Main and Main Developments and First Capital Realty together on 
the one hand, and the institutional investor on the other hand. The chart below illustrates in a simplified fashion the 
ownership of Main and Main Developments and Main and Main Urban Realty.

54

FIRST CAPITAL REALTY ANNUAL REPORT 2014

The Main and Main Developments management team brings a skill set and focus to the assembly and redevelopment of 
sites that are much smaller than the Company’s typical properties and are normally acquired or assembled via multiple 
adjacent parcel acquisitions, often from private individuals. Main and Main Developments’ core business strategy is to 
create value in the Main and Main Urban Realty portfolio through the strategic acquisition of assets in under-serviced 
transit-oriented urban retail nodes and then reposition, rezone and/or redevelop (including through mixed use 
development) these assets to their highest and best use, with a view to creating and owning new urban retail formats in 
high-demand locations. Each of Main and Main Urban Realty’s 18 assembly projects are located on a major street in Toronto 
or Ottawa. Two projects in Toronto and one project in Ottawa are in the pre-development planning stage. As at 
December 31, 2014, the fair value of the Main and Main Urban Realty’s portfolio was approximately $168.0 million. As at 
December 31, 2014, Main and Main Urban Realty had binding agreements to purchase six properties for an aggregate 
amount of $76.0 million, expected to close in 2015, subject to customary closing conditions. First Capital Realty's share of 
funding commitments at its interest is $40.4 million. 

Residential Development Inventory 

The Company has partnered with a Toronto-based condominium developer to develop its residential density projects at 
Shops at King Liberty in Toronto. The Company has a 50% interest in these two projects and recognizes its right to the 
assets and obligations for liabilities in its financial results. The Company's residential development inventory comprises 
the construction of rental or condominium units. The Company recognizes revenue from the sale of residential units upon 
substantial completion. The Company considers substantial completion for each residential unit to be the point at which 
the purchaser has paid all amounts due on interim closing and has the right to occupy the premises, has demonstrated 
collectability of the balance due at closing, and has received an undertaking from the property owners to be assigned title 
in due course, or when title has transferred. 

Fuzion consists of 246 residential units in a condominium tower and approximately 9,000 square feet of retail space. 
Interim occupancy for the Fuzion residential units commenced during the first quarter of 2013 and registration and final 
closings occurred on all units in the first quarter of 2014. As at December 31, 2014, all units were sold, with possession 
and occupancy taken, however, the Company is in process of selling some remaining parking stalls. Proceeds at the 
Company’s 50% interest of approximately $29.8 million were received of which approximately $22.0 million was directed 
to repay the Company’s indebtedness on the project’s credit facility. The Company's total gain realized on its share of the 
project was $3.0 million. During the first quarter of 2014, the Company acquired the remaining 50% interest in the retail 
space from its partner. 

The 1071 King Street development site has 100,000 square feet of density entitlements.

During the three months ended December 31, 2014, the King High Line mixed-use retail and residential project, with a fair 
value and invested cost of $25 million was transferred from residential development inventory to mixed-use shopping 
centres as a ground-up development (refer to “Business and Operations Review – Real Estate Investments – Portfolio 
Overview” section of this MD&A).

FIRST CAPITAL REALTY ANNUAL REPORT 2014

55

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Capital Expenditures on Investment Properties

Capital expenditures are incurred by the Company for maintaining and/or renovating its existing shopping centres. In 
addition, the Company also incurs expenditures for the purposes of expansion, redevelopment and development 
activities.

Revenue sustaining capital expenditures are required for maintaining the Company’s shopping centre infrastructure and 
revenues from leasing of existing space. Revenue sustaining capital expenditures are not recoverable from tenants. Typical 
costs relate to ongoing investments of capital for tenant leasing costs related to new and renewal leasing, and capital to 
maintain the physical aspects of its shopping centres such as roof replacement programs and resurfacing of parking lots. 

Revenue enhancing capital expenditures are those expenditures that increase the revenue generating ability of the 
Company’s shopping centres. Revenue enhancing capital expenditures are incurred in conjunction with or in 
contemplation of a development or redevelopment strategy, or related to acquisition, disposition or the same property 
categories. Capital expenditures incurred in development and redevelopment projects include pre-development costs, 
direct construction costs, borrowing costs, and overhead including applicable salaries and other direct costs of internal 
staff directly attributable to the projects under active development.

Additionally, certain tenant leases provide the ability to recover from tenants over time a portion of capital investments to 
maintain physical aspects of the Company’s shopping centres as property operating costs.

Revenue enhancing or sustaining capital expenditures are dependent upon many factors, including the age and location of 
the Company’s shopping centres. The Company owns and actively seeks to acquire older, well-located shopping centres in 
urban locations, where expenditures tend to be higher when they are subsequently repaired or conditions brought up to 
the Company’s standards or redeveloped. As at December 31, 2014, the weighted average age based on year constructed 
or redeveloped and square footage, for the Company's total shopping centre portfolio was as follows:

Total Portfolio
Central
Eastern
Western

5 year or newer
14%
14%
15%
13%

6 – 10 years
27%
28%
26%
25%

11 – 15 years
23%
15%
25%
29%

16 – 20 years
12%
21%
7%
6%

Over 20 years
24%
22%
27%
27%

In addition to property category, the Company also considers property age, the potential effects on occupancy and future 
rents per square foot, the time leasable space has been vacant and other factors when assessing whether a capital 
expenditure is revenue enhancing or sustaining.

The three-year weighted average rate of revenue sustaining expenditures on a same property basis for the year ended 
December 31, 2014 on an estimated annualized basis was $0.83 per square foot compared to $0.84 per square foot for 
2013. The Company continues its expenditures on roof and parking lot replacements in the same property category at 
several of its shopping centres, which will reduce its ongoing maintenance expenditures at these centres going forward.

Revenue sustaining and enhancing capital expenditures on investment properties, which include shopping centres and 
development land, are as follows:

(thousands of dollars)
Revenue sustaining – same property – stable
Revenue sustaining – same property with incremental redevelopment and expansion
Revenue sustaining – total same property
Enhancing capital expenditures
Revenue enhancing and other
Expenditures recoverable from tenants

Development expenditures

Total

56

FIRST CAPITAL REALTY ANNUAL REPORT 2014

$

Year ended December 31
2013
2014
11,691
12,252
3,419
3,570
15,110
15,822

$

48,269
11,518

177,892

49,546
14,463

187,407

$

253,501

$

266,526

Capital expenditures on the shopping centre portfolio by property categorization are as follows: 

Year ended December 31

(thousands of dollars)

Revenue sustaining
Revenue enhancing and other
Expenditures recoverable from

tenants

Development expenditures
Total – Same property
Major redevelopment
Ground-up development
Acquisitions – current year
Acquisitions – prior year
Investment properties classified

as held for sale

Dispositions – current and prior

year

Development land

Total

2014

Same Property 
– Stable 

Same Property with
incremental
redevelopment and
expansion

Total

Same Property
– Stable

Same Property with
incremental
redevelopment and
expansion

$

$

12,252 $
23,601
7,026

—
42,879 $

3,570 $
4,728
2,328

15,822 $
28,329
9,354

11,691 $
15,415
1,062

23,128
33,754 $

23,128
76,633 $

—
28,168 $

3,419 $

17,343
3,956

38,548
63,266 $

101,181
48,529
1,610
6,478
7,874

2,147

9,049

2013

Total

15,110
32,758
5,018

38,548
91,434
68,803
65,272
1,822
24,384
2,894

2,345

9,572

$

253,501

$

266,526

Leasing and Occupancy
Total portfolio occupancy as at December 31, 2014 increased to 96.0% from 95.5% as at December 31, 2013. Same 
property portfolio occupancy increased to 96.9% from 96.5% for the same period, and comprised 18.2 million occupied 
square feet. Occupancy for the remainder of the portfolio, including major redevelopments, ground-up developments, 
acquisitions, dispositions and assets held for sale, totaled 93.0% as at December 31, 2014, representing an increase from 
92.2% as at December 31, 2013, and comprised 5.2 million occupied square feet, providing potential net operating 
income growth as the redevelopment, development and expansion activities are completed. 

Occupancy of the Company's shopping centre portfolio by property categorization as at December 31, 2014 is as follows:

As at

December 31, 2014

December 31, 2013

(square feet in thousands, except other data)

Same property – stable
Same property with incremental redevelopment

and expansion
Total same property
Major redevelopment
Ground-up development
Investment properties classified as held for sale
Total portfolio before acquisitions and dispositions

Acquisitions – 2014
Acquisitions – 2013
Dispositions – 2014

Total

Total
Occupied
Square Feet

% Occupied

Weighted
Average
Rate per
Occupied
Square Foot
18.68
16.85

97.2% $
96.1%

96.9%
91.9%
94.2%
94.9%
96.0%
91.9%
94.2%
—%

96.0% $

18.24
18.68
21.25
12.55
18.16
26.31
26.94
—

18.42

13,793
4,413

18,206
2,625
825
964
22,620
426
310
—

23,356

Total
Occupied 
Square Feet

% Occupied

Weighted
Average Rate
per Occupied
Square Foot

13,821
4,385

18,206
2,813
663
955
22,637
—
269
466

23,372

96.7% $
96.1%

96.5%
91.1%
98.2%
89.5%
95.6%
—%
94.0%
95.5%

95.5% $

18.35
16.56

17.92
17.89
22.80
12.57
17.83
—
27.92
18.30

17.96

FIRST CAPITAL REALTY ANNUAL REPORT 2014

57

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

During 2014, the Company achieved a 9.6% rate increase per occupied square foot increase on 2,415,000 square feet of 
renewal leases over the expiring lease rates on the total portfolio basis.  The rate increase for the same property portfolio 
amounted to 8.4% on 1,736,000 square feet and for the remainder of the portfolio to 12.9% on 679,000 square feet, 
demonstrating Management’s ability to increase rents on renewals.

The Company also achieved 9.1% growth in rate per square foot on new tenant openings versus tenant closures on the 
total portfolio basis.  This rate was 1.4% for the same property portfolio and 2.0% for the remainder of the portfolio.

The average rental rate per occupied square foot for the same property portfolio increased to $18.24 as at 
December 31, 2014 from $17.92 as at December 31, 2013.  Management believes that the weighted average rental rate 
per square foot for the portfolio would be in the range of $23.00 to $25.00, if the portfolio were at market. The 
Company continues to seek well-located properties in urban markets with below market rent for future value creation 
activities. The weighted average lease term for the portfolio is 5.7 years as at December 31, 2014, excluding options in 
favour of tenants, and including month-to-month and other short-term leases with tenants in properties with pre-
development activities underway. The weighted average lease term for the Company’s top 10 tenants is 6.8 years as at 
December 31, 2014, excluding options in favour of tenants.

Changes in the Company’s gross leasable area and occupancy for the total portfolio are set out below:

Year ended December
31, 2014

Total Same Property

Major redevelopment, ground-
up, acquisitions and dispositions

Vacancy

Portfolio Total

Occupied
Square Feet
(thousands)

%

Weighted
Average
Rate per
Occupied
Square Foot

Occupied
Square Feet
(thousands)

%

Weighted
Average
Rate per
Occupied
Square Foot

Under
Redevelop-
ment
Square Feet
(thousands)

Vacant
Square Feet
(thousands)

%

Total 
Square Feet 
(thousands)

Occupied
Square
Feet %

%

Weighted
Average Rate
per Occupied
Square Foot

December 31, 2013 (1)

18,206 96.5% $ 17.92

5,166

92.2% $ 18.10

179

0.7%

911

3.7% 24,462

95.5% $

17.96

Tenant openings

Tenant closures

Tenant closures for
redevelopment

Developments – tenant
openings coming on
line

Redevelopments –
tenant openings
coming on line

Demolitions

Reclassification

Total portfolio before
dispositions and
acquisitions

Dispositions (at date of

disposition)

Acquisitions (at date of

acquisition)

434

(377)

(2)

33

—

—

(91)

19.54

(19.24)

(23.99)

315

(307)

(210)

28.00

192

—

—

—

4

—

51

12.19

(12.01)

(12.18)

17.46

—

—

212

—

23.98

(4)

—

—

(235)

(67)

18,203 96.9% $ 18.23

5,211

92.8% $ 18.50

85

0.3%

—

—

(482)

89.6% (18.51)

3 57.6%

26.96

421

90.8%

25.55

—

—

(749)

684

—

60

—

(29)

24

901

(56)

45

—

—

—

285

—

(264)

(83)

16.45

(16.00)

(12.29)

19.02

23.98

—

—

3.7% 24,400

96.0% $

18.29

(538)

89.6%

(18.51)

469

90.4%

25.56

December 31, 2014

18,206 96.9% $ 18.24

5,150

93.0% $ 19.07

85

0.3%

890

3.7% 24,331

96.0% $

18.42

Renewals

Renewals – expired

1,736

(1,736)

Net increase per square foot from renewals

% Increase on renewal of expiring rents

% Increase in rate per square foot – openings

versus all closures

$ 18.54

$ (17.10)

$

1.44

8.4%

1.4%

679

(679)

$ 18.63

$ (16.50)

$

2.13

12.9%

2.0%

(1)  Opening balance is revised to reflect property categories consistent with current period status.

2,415

(2,415)

$

18.56

$ (16.93)

$

1.63

9.6%

9.1%

Individual buildings within a development are generally constructed only after obtaining commitments on a substantial 
portion of the space. Development and redevelopment coming on line include both leased and unleased space brought 
on line at completion of construction. The Company’s completed development projects illustrate the potential future 
value of investments in ongoing development initiatives that are not yet generating income, but are expected to 
contribute to the growth of the Company. 

58

FIRST CAPITAL REALTY ANNUAL REPORT 2014

During 2014, the Company completed 289,000 square feet in development and redevelopment activities.  229,000 square 
feet of this space were occupied during the year at the average rate of $19.09 per square foot (including 171,000 square 
feet of anchor tenants), and the remainder is expected to be leased in the next 12 months.  The average lease rate on the 
space was above the average rate for the portfolio, thus realizing on the growth potential through development.

Year ended December
31, 2013

Total Same Property

Major redevelopment, ground-
up, acquisitions and
dispositions

Vacancy

Portfolio Total

Occupied
Square Feet
(thousands)

%

Weighted
Average
Rate per
Occupied
Square Foot

Occupied
Square Feet
(thousands)

%

Weighted
Average
Rate per
Occupied
Square Foot

Under
Redevelop-
ment
Square Feet
(thousands)

Vacant
Square Feet
(thousands)

%

Total 
Square Feet 
(thousands)

Occupied
Square
Feet %

%

Weighted
Average
Rate per
Occupied
Square Foot

December 31, 2012

(1)

18,063 96.4% $ 17.72

5,810

93.4% $ 16.89

172

0.7%

924

3.7% 24,969

95.6% $ 17.51

Tenant openings

Tenant closures

Tenant closures for
redevelopment

Developments –

tenant openings
coming on line

Redevelopments –
tenant openings
coming on line

Demolitions

Reclassification

Total portfolio before
dispositions and
acquisitions

Dispositions (at date
of disposition)

Acquisitions (at date
of acquisition)

429

(403)

(30)

20.50

(20.68)

115

(163)

17.01

(16.10)

—

—

(18.60)

(91)

(21.64)

121

125

22.65

236

24.12

—

15

—

28

8.61

—

—

88

—

(91)

22.69

—

—

(103)

—

(11)

(544)

566

—

54

—

(31)

3

—

—

—

415

—

(31)

(71)

19.77

(19.36)

(20.87)

23.61

20.56

—

—

18,227 96.5% $ 17.92

5,904

92.2% $ 17.21

179

0.7%

972

3.8% 25,282

95.4% $ 17.74

(21) 84.6% (13.45)

(1,009)

93.3% (15.51)

271

94.7%

27.82

—

—

(76)

15

(1,106)

93.1% (15.47)

286

94.8%

27.82

December 31, 2013

18,206 96.5% $ 17.92

5,166

92.2% $ 18.10

179

0.7%

911

3.7% 24,462

95.5% $ 17.96

Renewals

Renewals – expired

985

(985)

Net increase per square foot from renewals

% Increase on renewal of expiring rents

% Increase on openings versus all closures

$ 21.24

$(19.25)

$ 1.99

10.3 %

(2.2)%

431

(431)

$ 17.49

$ (16.04)

$

1.45

9.0%

7.7%

(1)  Opening balance is revised to reflect property categories consistent with current period status.

1,416

(1,416)

$ 20.13

$ (18.30)

$

1.83

10.0%

1.3%

FIRST CAPITAL REALTY ANNUAL REPORT 2014

59

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Development and redevelopment coming on line in 2014 included the following: 

Property Name

City

Province

Same property with incremental redevelopment and expansion
Hunt Club Marketplace (1)
Eagleson Place
Place Pointe-aux-Trembles

Ottawa
Montreal

Ottawa

ON

ON
QC

Other properties

Shops at New West

Tomken Plaza

Red Deer Village

Major redevelopment

Yorkville Village Assets
Carré Lucerne Assets
Mount Royal Village Assets

Ground-up development

Place Viau Assets

Carrefour du Plateau-des-Grives
Acquisitions – current year
Shops at King Liberty Assets

Total development brought on line
Total other redevelopment brought on line

New
Westminster

Mississauga

Red Deer

Toronto
Montreal
Calgary

Montreal

Gatineau

Toronto

BC

ON

AB

ON
QC
AB

QC

QC

ON

Square 
Feet

12,000

11,000
8,000

Major Tenants of Developed Space

Spaces with leasing underway

Kids & Company (Daycare)
Double Pizza and spaces with leasing underway

8,000

TD Canada Trust, Tim Hortons, Fresh East and

spaces with leasing underway

5,000

Various tenants

6,000

5,000

13,000
12,000
5,000

Bulk Barn and Dairy Queen

Spaces with leasing underway

Andrew's and various other tenants
Scotiabank, Subway and various other tenants
Calgary Family Dental

116,000

Marshalls, Michael’s, Econofitness, Dollarama

and spaces with leasing underway

86,000

Canadian Tire

2,000

Various tenants

289,000

285,000
4,000

289,000

Leased to various tenants

(1)  The Company has 33.33% ownership interest in the property. The square footage represents 100% of GLA that came on line.

60

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Development and redevelopment coming on line in 2013 included the following:

Property Name

City

Province

Same property with incremental redevelopment and expansion

Eagleson Place
Carrefour St-David
Place Nelligan / Plaza St-René
Hunt Club Marketplace
Place Pointe-aux-Trembles
Gloucester City Centre
Centre Commercial Côte St-Luc
Credit Valley Town Plaza
Other

Major redevelopment

Port Place Shopping Centre
Deer Valley Marketplace

Mount Royal Village
Carrefour Soumande
Chartwell Shopping Centre
Victoria Park Centres
Yorkville Village Assets
Other

Ground-up development

Place Viau
Carrefour du Plateau-des-Grives
Pergola Commons
Shops at King Liberty (Fuzion)
Leaside Village

Total

Total development brought on line
Total other redevelopment brought on line

Ottawa
Beauport
Gatineau
Toronto
Montreal
Ottawa
Montreal
Mississauga

Nanaimo
Calgary

Calgary
Vanier
Toronto
Toronto
Toronto

Montreal
Gatineau
Guelph
Toronto
Toronto

ON
QC
QC
ON
QC
ON
QC
ON

BC
AB

AB
QC
ON
ON
ON

QC
QC
ON
ON
ON

Square 
Feet

27,000
22,000
20,000
20,000
16,000
13,000
6,000
6,000
7,000

50,000
37,000

33,000
30,000
24,000
14,000
12,000
20,000

100,000
26,000
20,000
8,000
7,000

518,000

415,000
103,000

518,000

Major Tenants of Developed Space

Goodlife Fitness, The Beer Store
Gold’s Gym
Dollarama, Pharmacie Brunet
Dollarama
Dollarama
PharmaPlus
McDonalds
TD Canada Trust
RBC Royal Bank, Dollarama

Dollarama, TimberWest
Shoppers Drug Mart (Loblaws), Dollarama, 

Pet Valu

Goodlife Fitness
Spaces with leasing underway
Tim Hortons
Dollarama, LCBO
The Toronto Clinic
Various tenants

Walmart
CIBC, Dollarama, McDonalds
The Keg Restaurant, State & Main Kitchen & Bar
Structube
Various tenants

Leased to various tenants

FIRST CAPITAL REALTY ANNUAL REPORT 2014

61

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Lease Maturity Profile

The Company’s lease maturity profile for its shopping centre portfolio as at December 31, 2014 was as follows:

Maturity Date (1)
Month-to-month tenants (2)
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Thereafter

Total or Weighted Average

 Number of
Stores

Occupied
Square Feet
(000s)

 Percent of Total
Square Feet
1.0%
8.4%
9.1%
12.0%
12.2%
10.7%
7.1%
5.3%
6.6%
7.0%
4.6%
2.5%
9.5%

$

Annualized
Minimum Rent at
Expiration
(000s)
4,257
36,591
35,932
52,567
53,576
54,393
30,627
28,469
38,217
32,892
24,050
14,449
45,917

Percent of Total 
Annualized 
Minimum Rent
0.9%
8.0%
8.0%
11.6%
11.9%
12.0%
6.8%
6.3%
8.5%
7.3%
5.3%
3.2%
10.2%

$

Average Annual
Minimum Rent
per Square Foot
at Expiration
17.49
18.07
16.17
17.96
18.03
20.83
17.78
22.06
23.64
19.40
21.58
23.92
19.87

243
2,025
2,222
2,926
2,972
2,612
1,723
1,291
1,617
1,695
1,115
604
2,311

23,356

96.0%

$

451,937

100.0%

$

19.35

177
572
550
580
585
560
270
199
240
183
179
68
96
4,259

(1)  Excluding any contractual renewal options in favour of the tenants.
(2)  Contains tenants on over hold including renewals and extensions under negotiation, month-to-month tenants and tenants in space at properties with future redevelopment.

Included in 2015 lease maturities of 2,025,000 square feet is 1,707,000 square feet related to the same property portfolio, 
which represents 84.3% of the lease maturities for the total shopping centre portfolio. The expiring leases on the same 
property basis generate an annual minimum rent of $30.2 million, representing 82.6% of the annual minimum rent from 
the expiring leases for 2015 for the total shopping centre portfolio.

The Company's expected future income through maturity from its existing in-place leases for its shopping centre portfolio 
as at December 31, 2014 included:

(thousands of dollars)Revenue Recognition Period

Q1, 2015
Q2, 2015
Q3, 2015
Q4, 2015
Total
2016
2017
2018
2019
Thereafter

Total

Estimated Income 
from Operating 
and Tax 
Recoveries (2)

Minimum
Rent (1)

$

$

103,503 $
102,333
99,726
97,841
403,403 $
367,026
326,800
281,016
229,877
893,667

55,008
54,414
53,093
52,095
214,610
195,360
174,074
149,783
122,566
478,066

$ 2,501,789 $

1,334,459

(1)  Assumes non-exercise of optional periods by tenants.
(2)  Income from operating cost and realty tax recoveries is estimated by applying the relative percentage to current year base rent to expected future minimum rent for each 

period.

62

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Top Forty Tenants
As at December 31, 2014, 55.1% of the Company’s annualized minimum rent came from its top 40 tenants 
(December 31, 2013 – 54.4%). Of those rents, 77.7% was from top 40 tenants that have investment grade credit ratings 
and who represent many of Canada’s leading supermarket operators, drugstore chains, national and discount retailers, 
banks and other familiar shopping destinations. 

Tenant
Loblaws (1)
Sobeys (2)
Metro
Canadian Tire

TD Canada Trust
RBC Royal Bank
Dollarama
CIBC
GoodLife Fitness

1
2
3
4
5 Walmart
6
7
8
9
10
Top 10 Tenants Total
Rona
11
LCBO
12
Rexall
13
BMO
14
London Drugs
15
Staples
16
Scotiabank
17
Tim Hortons
18
Save-On-Foods
19
Longo's
20
21
Starbucks
22 Michaels
Jean Coutu
23
Subway
24
25
Cara
26 Winners
27
28
29 Whole Foods Market
SAQ
30
Reitmans
31
32
Yum! Brands
33 McDonald's
Target
34
The Beer Store
35
The Home Depot
36
Pet Valu
37
Bulk Barn
38
Uniprix
39
Liquor Stores
40
Top 40 Tenants Total

Toys "R" Us
Best Buy

Number
 of Stores

Square Feet
(thousands)

100
57
34
26
15
45
46
44
36
19
422
4
21
19
30
9
11
22
50
6
4
44
5
12
72
22
6
4
5
2
22
26
29
21
2
11
2
20
12
6
13
934

2,493
1,983
1,217
916
1,481
242
256
455
202
429
9,674
421
218
168
134
231
254
121
133
267
170
71
110
155
86
97
194
156
140
90
95
132
58
84
246
66
219
54
58
68
51
14,021

DBRS Credit
Rating

S&P Credit
Rating

Moody’s
Credit Rating

BBB
BBB (low)
BBB
BBB (high)
AA
AA
AA
BBB
AA

BB (high)
AA (low)

AA

AA
BB (low)

BBB
BBB-
BBB
BBB+
AA
AA-
AA-

A+

BB+
AA-

A+

BBB-
A+

Aa2
Aa1
Aa3

Aa3

Aa2

Aa3

Baa2
Aa2

A-
B

A3
B3

A+
B-
BB
BBB-
A+

BBB
A
A
AA-
A

A3
B3
Baa2

Aa2

Baa3
A2
A2
Aa2
A2

A (high)

AA (low)
A

Percent of
Total Gross
Leasable Area
10.2%
8.1%
5.0%
3.8%
6.1%
1.0%
1.1%
1.9%
0.8%
1.8%
39.8%
1.7%
0.9%
0.7%
0.6%
1.0%
1.0%
0.5%
0.5%
1.1%
0.7%
0.3%
0.5%
0.6%
0.4%
0.4%
0.8%
0.6%
0.6%
0.4%
0.4%
0.5%
0.2%
0.3%
1.0%
0.3%
0.9%
0.2%
0.2%
0.3%
0.2%
57.6%

Percent of Total
Annualized
Minimum Rent
10.2%
6.8%
3.5%
3.1%
3.0%
2.0%
2.0%
1.7%
1.6%
1.5%
35.4%
1.4%
1.3%
1.1%
1.0%
1.0%
0.9%
0.9%
0.9%
0.8%
0.7%
0.7%
0.6%
0.6%
0.6%
0.6%
0.6%
0.5%
0.5%
0.5%
0.5%
0.5%
0.5%
0.5%
0.5%
0.4%
0.4%
0.3%
0.3%
0.3%
0.3%
55.1%

(1)   As at December 31, 2014, Loblaw Companies Limited (“Loblaws”) comprises 10.2% of the Company’s annualized minimum rent (December 31, 2013 – 4.2%) as a result of the 
merger of Loblaws and Shoppers Drug Mart completed in Q1 2014. The Company earned from Loblaws base rent revenue of $10.5 million and $42.1 million for the three 
months and year ended December 31, 2014, respectively.

(2)   Sobeys includes space occupied by Safeway Canada, resulting from the merger of the companies in 2013.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

63

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Loans, Mortgages and Other Real Estate Assets

As at (thousands of dollars)

December 31, 2014 December 31, 2013

Loans and mortgages receivable (a)
Available-for-sale (“AFS”) investments in equity securities
Total non-current loans, mortgages and other real estate assets

Fair value through profit or loss (“FVTPL”) investments in equity securities (b)
AFS investments in equity securities
Loans and mortgages receivable (c)
Loans receivable from sales of residential inventory
Other receivable

Total current loans, mortgages and other real estate assets

$

$

92,132
4,099
96,231

33,370
292
46,067
—
249

79,978

68,150
3,631
71,781

27,764
455
24,457
22,522
2,251

77,449

Total mortgages and other real estate assets

$

176,209

$

149,230

(a) Loans and mortgages receivable are secured by interests in investment properties or shares of entities owning 

investment properties and bear interest at a weighted average coupon and effective interest rate as at 
December 31, 2014 of 5.65% and 5.93% per annum, respectively (December 31, 2013 – 6.33% per annum). The 
loans and mortgages receivable mature between 2015 and 2025.

(b) The Company invests from time to time in publicly traded real estate and related securities. These securities are 

recorded at market value. Unrealized gains and losses on FVTPL securities are recorded in other gains (losses) and 
(expenses). 

(c) The Company has loans and mortgages receivable secured by interests in investment properties or shares of entities 

owning investment properties and bear interest at a weighted average coupon and effective interest rate of 9.59% per 
annum (December 31, 2013 – 9.54% per annum). The loans and mortgages receivable mature between 2015 and 
2025.

Scheduled principal receipts of loans and mortgages receivable as at December 31, 2014 are as follows:

(thousands of dollars, except other data)

2015
2016
2017
2018
2019
2020 to 2025

Unamortized deferred financing fees, premiums and discounts, net and interest receivable

Current
Non-current

Payments on
Maturity

Weighted
Average
Effective
Interest Rate

$

$

$

$

$

48,708
4,809
6,147
—
28,852
48,004
136,520
1,679
138,199

46,067
92,132
138,199

9.55%
8.05%
6.02%
—%
5.87%
5.53%
7.15%

9.59%
5.93%

7.15%

64

FIRST CAPITAL REALTY ANNUAL REPORT 2014

RESULTS OF OPERATIONS

Net Income

(thousands of dollars, except share and per share amounts)

Net income attributable to common shareholders
Net income per share attributable to common shareholders (diluted)
Weighted average number of common shares – diluted (in thousands)

Year ended December 31

$
$

2014

196,748
0.92
230,533

$
$

2013

214,863
1.01
229,948

Net income attributable to common shareholders for the year ended December 31, 2014 was $196.7 million or $0.92 per 
share (diluted) compared to $214.9 million or $1.01 per share (diluted) for the year ended December 31, 2013. 

The 8.9% or $0.09 decrease in net income per share (diluted) was primarily due to higher net other losses and expenses 
largely related to executive transition expense, coupled with a lower fair value gain on investment properties and the 
related decrease in deferred income taxes compared to the prior year. The above decrease in net income was partially 
offset by an increase in total same property NOI. 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

65

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Reconciliation of Consolidated Statements of Income, as presented, to the Company’s Proportionate Interest
The following table provides the reconciliation of the Company’s Consolidated Statements of Income, as presented in the 
audited annual consolidated financial statements, to proportionate interest. 

(thousands of dollars)

2014

Consolidated
Statements of
Income (Equity
method)

Adjustment for
equity method to
proportionate
interest

Proportionate
interest

Year ended December 31

Consolidated 
Statements of 
Income
(Equity method)
(Restated) (1)

Adjustment for
equity method to
proportionate
interest

2013

Proportionate
interest
(Restated) (1)

Property rental revenue
Property operating costs
Net operating income

$

648,441 $
241,532
406,909

5,169 $
1,542
3,627

653,610 $
243,074
410,536

631,605 $
233,595
398,010

4,324 $
1,384
2,940

635,929
234,979
400,950

Other income and expenses
Interest and other income
Interest expense
Corporate expenses 
Abandoned transaction costs
Amortization expense
Share of profit from joint ventures
Other gains (losses) and (expenses)
Increase in value of investment properties,

net

Income before income taxes
Deferred income taxes

Net income

Net income attributable to:

Common shareholders
Non-controlling interest

Net income per share attributable to common

shareholders:

Basic

Diluted

$

$

$

$

$

12,997
(173,321)
(31,191)
(907)
(3,552)
9,135
(16,281)

42,078

(161,042)

245,867
47,657

(179)
(510)
256
(4)
—
(9,135)
(129)

4,612

(5,089)

(1,462)
—

12,818
(173,831)
(30,935)
(911)
(3,552)
—
(16,410)

10,501
(164,909)
(29,958)
(2,231)
(3,873)
2,334
(4,280)

—
(537)
—
—
—
(2,334)
—

10,501
(165,446)
(29,958)
(2,231)
(3,873)
—
(4,280)

46,690

60,833

(69)

60,764

(166,131)

(131,583)

(2,940)

(134,523)

244,405
47,657

266,427
51,418

—
—

266,427
51,418

198,210 $

(1,462) $

196,748 $

215,009 $

— $

215,009

196,748 $
1,462
198,210 $

— $

196,748 $

(1,462)
(1,462) $

—

196,748 $

214,863 $
146
215,009 $

— $
— $
— $

214,863
146
215,009

0.93

0.92

$

$

1.03

1.01

(1) Refer to the “Adoption of New Accounting Standards” section of this MD&A for further details.

66

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Funds from Operations and Adjusted Funds from Operations
In Management’s view, funds from operations and adjusted funds from operations are commonly accepted and 
meaningful indicators of financial performance in the real estate industry. First Capital Realty believes that financial 
analysts, investors and shareholders are better served when the clear presentation of comparable period operating results 
generated from FFO and AFFO disclosures supplement IFRS disclosure. These measures are the primary methods used in 
analyzing real estate organizations in Canada. FFO and AFFO are not measures defined by IFRS and, as such, neither of 
them has a standard definition. The Company’s method of calculating FFO and AFFO may be different from methods used 
by other corporations or REITs (real estate investment trusts) and, accordingly, may not be comparable to such other 
corporations or REITs. FFO and AFFO: (i) do not represent cash flow from operating activities as defined by IFRS, (ii) are not 
indicative of cash available to fund all liquidity requirements, including payment of dividends and capital for growth, and 
(iii) are not to be considered as alternatives to IFRS net income for the purpose of evaluating operating performance.

Funds from Operations
First Capital Realty calculates FFO in accordance with the recommendations of the Real Property Association of Canada 
(“REALpac”), as issued in a White Paper on FFO for IFRS. The use of FFO has been included for the purpose of improving 
the understanding of the operating results of the Company.

FFO is considered a meaningful additional financial measure of operating performance, as it excludes fair value gains and 
losses on investment properties. FFO also adjusts for certain items included in IFRS net income that may not be the most 
appropriate determinants of the long-term operating performance of the Company including certain cash and non-cash 
gains and losses, incremental leasing costs, property taxes reflected ratably, adjustments for equity accounted joint 
ventures and to non-controlling interest to reflect FFO attributable to the Company. FFO provides a perspective on the 
financial performance that is not immediately apparent from net income determined in accordance with IFRS. The 
weighted average number of diluted shares outstanding for FFO is calculated assuming conversion of only those 
convertible debentures outstanding that would have a dilutive effect upon conversion, at the holders' contractual 
conversion price.

FFO for the year ended December 31, 2014 totalled $209.0 million or $0.98 per share (diluted) compared to $215.5 
million or $1.03 per share (diluted) for the year ended December 31, 2013. The 4.9% or $0.05 decrease in FFO per share 
(diluted) over the prior year is primarily due to higher interest expense, executive transition expense and higher net other 
gains in 2013 primarily arising from sale of residential inventory and a gain on settlement of litigation. This was partially 
offset by total same property NOI growth as compared to the prior year.

FFO excluding other gains (losses) and (expenses) for the year ended December 31, 2014 totalled $220.3 million or $1.04 
per share (diluted) compared to $214.5 million or $1.03 per share (diluted) for the year ended December 31, 2013. The 
1.0% or $0.01 increase in FFO per share (diluted) excluding other gains (losses) and (expenses) over the prior year was 
primarily due to total same property NOI growth and higher interest income from investments, which was partially offset 
by higher interest expense resulting from higher debt levels during 2014 compared to the prior year.

The Company’s net income with proportionate interest is reconciled to FFO below:

(thousands of dollars)

Net income attributable to common shareholders
Add (deduct):

Increase (decrease) in value of investment properties, net
Incremental leasing costs and other
Investment properties – selling costs
Adjustment for equity accounted joint ventures
Deferred income taxes

FFO

(1) Refer to the “Adoption of New Accounting Standards” section of this MD&A for further details.

Year ended December 31

2014

2013
(Restated) (1)

$

196,748

$

214,863

(46,690)
5,324
5,088
850
47,657

(60,764)
4,731
5,295
—
51,418

$

208,977

$

215,543

FIRST CAPITAL REALTY ANNUAL REPORT 2014

67

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

The components of FFO with proportionate interest are as follows:

(thousands of dollars, except share and per share amounts and percentages)

 %
change

Net operating income
Interest expense
Corporate expenses and other
Abandoned transaction costs
Amortization expense (corporate assets and credit facility costs)

Interest and other income

FFO excluding other gains (losses) and (expenses)
Other gains (losses) and (expenses) (2)

FFO
FFO per diluted share
FFO per diluted share excluding other gains (losses) and (expenses)

Weighted average number of common shares – diluted – FFO (in thousands)

2.7 %

(3.0)%
(4.9)%
1.0 %

1.8 %

(1)  Refer to the “Adoption of New Accounting Standards” section of this MD&A for further details.
(2)  Refer to the “Results of Operations – Other Gains (Losses) and (Expenses)” section in the following pages for details.

Adjusted Funds from Operations

Year ended December 31

2014

410,536
(173,341)
(25,251)
(911)
(3,552)

12,818

220,299

(11,322)

208,977
0.98
1.04

212,537

$

$
$
$

2013
(Restated) (1)

400,950
(165,446)
(25,373)
(2,231)
(3,873)

10,501

214,528

1,015

215,543
1.03
1.03

208,877

$

$
$
$

AFFO is calculated by adjusting FFO for non-cash and other items including interest payable in shares, adjustments for 
rental revenue recognized on a straight-line basis, non-cash compensation expense, same property capital expenditures 
and leasing costs for maintaining shopping centre infrastructures, certain other gains or losses, and adjustments to non-
controlling interest to reflect AFFO attributable to the Company. Residential inventory pre-sale costs are recognized in 
AFFO when the Company recognizes revenue from the sale of residential units. The weighted average number of diluted 
shares outstanding for AFFO is adjusted to assume conversion of the outstanding convertible debentures, calculated using 
the holders' contractual conversion price.

AFFO for the year ended December 31, 2014 totalled $229.8 million or $1.01 per share (diluted) compared to $225.2 
million or $1.00 per share (diluted) for the year ended December 31, 2013. The 1.0% or $0.01 increase in AFFO per share 
(diluted) over prior year is primarily due to growth in AFFO excluding other gains (losses) and (expenses) offset by higher 
net gains in 2013 arising from sale of residential inventory and a gain on settlement of litigation. 

AFFO excluding other gains (losses) and (expenses) for the year ended December 31, 2014 totalled $228.6 million or $1.00 
per share (diluted) compared to $218.5 million or $0.97 per share (diluted) for the year ended December 31, 2013. The 
3.1% or $0.03 increase in AFFO per share (diluted) excluding other gains (losses) and (expenses) over prior year is 
primarily due to growth in FFO excluding other gains (losses) and (expenses) and a smaller adjustment for the impact of 
rental revenue recognized on a straight-line basis as compared to the prior year. 

68

FIRST CAPITAL REALTY ANNUAL REPORT 2014

AFFO is calculated as follows:

(thousands of dollars, except share and per share amounts and percentages)

% change

2014

2013

Year ended December 31

FFO
Add (deduct):

Interest expense payable in shares
Rental revenue recognized on a straight-line basis
Non-cash compensation expense
Same property revenue sustaining capital expenditures (1)
Change in cumulative unrealized losses (gains) on marketable securities

Losses on prepayments of debt

Hedge accounting losses (gains)
Pre-selling costs of residential inventory units
Executive transition expense
Costs not capitalized during development period (2)
Other adjustments

AFFO
Deduct: other (gains) losses and expenses (3)
AFFO excluding other gains (losses) and (expenses)
AFFO per diluted share

AFFO per diluted share excluding other (gains) losses and expenses
Weighted average number of common shares – diluted – AFFO (in thousands)

$

208,977

$

215,543

23,735
(5,821)
2,721
(15,622)

1,501

3,973

80
(359)
7,280
3,653
(348)
229,770
(1,153)
228,617
1.01
1.00
228,568

23,292
(10,452)
2,999
(14,090)

1,988

4,092

(301)
(127)
—
2,549
(283)
225,210
(6,667)
218,543
1.00
0.97
224,767

$
$
$

2.0%

4.6%
1.0%
3.1%
1.7%

$
$
$

(1)   Estimated at $0.83 per square foot per annum (2013 – $0.84) on average gross leasable area of stable properties (based on an estimated three-year weighted average). 
(2)   The Company has added back costs not capitalized during the development period for accounting purposes that, in Management’s view forms part of the cost of its 

development projects.

(3)   Refer to the “Results of Operations – Other Gains (Losses) and (Expenses)” section in the following pages for details.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

69

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

A reconciliation of cash provided by operating activities (an IFRS measure) to AFFO is presented below:

(thousands of dollars)

Cash provided by operating activities
Share of profit from joint ventures
Distribution from joint ventures
Adjustment for equity accounted entities
Realized gains on sale of marketable securities
Incremental leasing costs
Net change in non-cash operating items
Expenditures on residential development inventory
Receipts of proceeds from sales of residential inventory

Amortization expense
Non-cash interest expense and change in accrued interest

Settlement of restricted share units

Convertible debenture interest paid in common shares

Convertible debenture interest payable in common shares
Costs not capitalized during development period
Pre-selling costs of residential inventory
Executive transition expense

Gain on sale of residential inventory
Same property revenue sustaining capital expenditures
Non-controlling interest
Other adjustments

AFFO

Year ended December 31

$

2014

269,092
9,135
(2,082)
(5,192)
1,665
5,324
(14,222)
8,503
(29,849)

(3,552)
(10,248)

2,769

(19,913)

23,735
3,653
(359)
7,280

—
(15,622)
—
(347)

$

2013
(Restated) (1)

212,967
2,435
(2,062)
—
2,564
4,747
287
14,984
—

(3,873)
(3,852)

1,879

(19,054)

23,292
2,549
(127)
—

2,966
(14,090)
(162)
(240)

$

229,770

$

225,210

(1)  Refer to the “Adoption of New Accounting Standards” section of this MD&A for further details.

Net Operating Income (“NOI”)
NOI is defined as property rental revenue less property operating costs. In Management’s opinion, NOI is common and 
useful in analyzing the operating performance of the Company’s shopping centre portfolio, and it is a primary method for 
analyzing real estate in Canada. NOI is not a measure defined by IFRS and as such there is no standard definition. As a 
result, NOI may not be comparable with similar measures presented by other entities. NOI is not to be construed as an 
alternative to net income or cash flow from operating activities determined in accordance with IFRS. 

NOI increased to $410.5 million for the year ended December 31, 2014 from $401.0 million for the year ended 
December 31, 2013.

The increase in overall shopping centre portfolio NOI resulted from growth in base rent from tenants due to increases 
in rental rates from step-ups and lease renewals, as well as acquisitions and developments coming on line, where 
average rental rates and recovery terms were higher than the rental rates and recovery terms of disposed properties 
and closures of spaces for redevelopment. The overall occupancy increased by 0.5% to 96.0% as compared to 95.5% 
as at December 31, 2013. The increase in overall occupancy primarily arises as a result of the Company's 
development, redevelopment initiatives and leasing activities. On a same property basis, occupancy increased to 
96.9% (December 31, 2013 – 96.5%). On a comparative period basis, the shopping centre portfolio size decreased by 
0.1 million square feet due to net property dispositions partially offset by net development and redevelopment space 
coming on line. 

70

FIRST CAPITAL REALTY ANNUAL REPORT 2014

The Company’s proportionate interest in net operating income for the shopping centre portfolio is presented below:

(thousands of dollars, except other data)

Property rental revenue

Base rent (1)
Operating cost recoveries
Realty tax recoveries
Rental revenue recognized on a straight-line basis
Lease surrender fees
Percentage rent
Prior year operating cost and tax recovery adjustments
Temporary tenants, storage, parking and other

Total property rental revenue

Property operating costs

Recoverable operating expenses
Recoverable realty tax expenses
Prior year operating cost and tax expense adjustments
Other operating costs and adjustments

Total property operating costs
NOI
NOI margin
Operating cost recovery percentage

Tax recovery percentage

(1)  Base rent includes annual minimum rents from gross and semi-gross leases.

Year ended December 31

2014

2013

$

$

410,176
96,972
120,751
5,821
2,171
2,957
(1,779)
16,541
653,610

112,898
134,380
(2,033)
(2,171)
243,074
410,536

62.8%
85.9%

89.9%

$

$

394,069
94,015
115,800
10,452
924
3,533
1,464
15,672
635,929

109,358
126,541
(819)
(101)
234,979
400,950

63.0%
86.0%

91.5%

The change in the total portfolio NOI margin is primarily driven by occupancy, non recoverable operating costs, operating 
costs and tax recovery margins and base rent growth. For the year ended December 31, 2014, the total portfolio NOI 
margin has decreased slightly to 62.8% from 63.0% when compared to the year ended December 31, 2013. The total 
portfolio operating costs and tax recoveries margin was 88.1% for the year ended December 31, 2014, a decrease of 0.8% 
from the prior year. These decreases are primarily due to lower recovery rates at a recently completed ground-up 
development. 

The same property NOI margin and the same property recovery margin for the year ended December 31, 2014 
remained consistent with the prior year. 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

71

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

The following table summarizes the Company's NOI margin, operating cost and tax recoveries margin, and occupancy by 
property category:

Same property – stable
Same property with incremental redevelopment and

expansion

Total same property
Major redevelopment
Ground-up development
Acquisitions – 2014
Acquisitions – 2013

Investment properties classified as 

held for sale

Dispositions and other

NOI Margin

Operating Cost and Tax
Recoveries Margin

% Occupied

Year ended December 31 Year ended December 31

As at December 31

2014

64.2%
62.9%

63.9%
57.0%
60.1%
65.1%
63.7%

61.7%

65.2%

62.8%

2013

64.5%
62.6%

64.1%
57.2%
66.7%
—%
62.2%

58.4%

65.2%

63.0%

2014

92.3%
89.7%

91.7%
77.1%
77.1%
86.3%
84.9%

81.0%

91.3%

88.1%

2013

92.3%
89.0%

91.6%
79.0%
94.6%
—%
86.1%

79.8%

88.7%

88.9%

2014

97.2%
96.1%

96.9%
91.9%
94.2%
91.9%
94.2%

94.9%

—%

96.0%

2013

96.7%
96.1%

96.5%
91.1%
98.2%
—%
94.0%

89.5%

95.5%

95.5%

The following table summarizes the Company's proportionate interest in NOI by property categorization:

(thousands of dollars, except for percentages)

Same property – stable NOI
Same property with incremental redevelopment and expansion NOI
Total same property

% change

2.8%
5.0%
3.2%

$

Year ended December 31

2014

243,410
64,991
308,401
48,299
13,719
4,258
10,066
12,217
6,674
126
5,821
955

$

2013

236,812
61,905
298,717
48,881
10,319
—
6,243
10,589
8,645
6,456
10,452
648

$

410,536

$

400,950

Major redevelopment
Ground-up development
Acquisitions – 2014
Acquisitions – 2013
Investment properties classified as held for sale
Dispositions – 2014
Dispositions – 2013
Rental revenue recognized on a straight-line basis
Development land

NOI

Same property NOI increased by 3.2% for the year ended December 31, 2014 compared to the year ended December 
31, 2013, primarily as a result of increases in same property occupancy, rental rates due to step-ups, lease renewals, 
and tenant openings with higher rental rates than the rental rates on tenant closures. 

In comparison to the year ended December 31, 2013, each region experienced growth in base rent and recoveries from 
tenants resulting from an increase in rental rates due to step-ups and lease renewals, in addition to net acquisitions and 
developments coming on line, with average rental rates and recovery terms in excess of the rental rates and recovery 
terms of disposed properties and closures of spaces for redevelopment.

72

FIRST CAPITAL REALTY ANNUAL REPORT 2014

The shopping centre portfolio NOI by segment at the Company’s proportionate interest is as follows: 

Year ended December 31, 2014

(thousands of dollars)
Property rental revenue

Property operating costs

Net operating income

Year ended December 31, 2013

(thousands of dollars)

Property rental revenue
Property operating costs

Net operating income

$

$

$

$

Central 
Region

Eastern 
Region

Western
Region

Subtotal

Other(1)

276,208 $

172,305 $

205,990 $

654,503 $

(893) $

105,887

71,157

67,086

244,130

(1,056)

Total

653,610

243,074

170,321 $

101,148 $

138,904 $

410,373 $

163 $

410,536

Central 
Region

Eastern 
Region

Western
Region

Subtotal

Other(1)

273,516 $

165,040 $

198,406 $

636,962 $

(1,033) $

104,094

66,734

65,954

236,782

(1,803)

Total

635,929

234,979

169,422 $

98,306 $

132,452 $

400,180 $

770 $

400,950

(1)  Other items are principally operating costs and adjustments that are not attributable to a region.

Interest and Other Income
The Company's interest and other income is as follows:

(thousands of dollars)

Interest, dividend and distribution income from marketable securities and cash investments

Interest income from mortgages and loans receivable

Fees and other income

Total

Year ended December 31

2014

4,304

8,093

421

12,818

$

$

2013

3,695

5,911

895

10,501

$

$

The increase in interest and other income is primarily due to an increase in mortgages and loans receivable and 
marketable securities balances.

Fee income for the year ended December 31, 2013 relates primarily to fees received in connection with the sale of a 
portfolio of properties.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

73

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Interest Expense
The Company’s proportionate share of interest expense is as follows:

(thousands of dollars)
Mortgages and credit facilities
Senior unsecured debentures
Convertible debenture (cashless)

Coupon interest (payable in shares)

Accretion of discounts on bifurcation for accounting purposes
Amortization of deferred issue costs

Interest capitalized to investment properties and residential inventory under development

Year ended December 31

$

2014

64,353
108,156

$

19,910

1,595
2,230

23,735
(22,413)

2013

75,769
88,913

19,721

1,517
2,054

23,292
(22,528)

Total interest expense

$

173,831

$ 165,446

Mortgage and credit facilities interest expense decreased due to net repayments of mortgages during the past 12 months 
and due to the decrease in the weighted average borrowing rate from 5.21% per annum as at December 31, 2013 to 
5.03% per annum as at December 31, 2014.

The increase in interest expense for the senior unsecured debentures for the year ended December 31, 2014 is primarily 
due to the issuances of $510.0 million principal amount senior unsecured debentures with a weighted average coupon 
rate of 4.60% (weighted average effective rate of 4.59%) during 2014 and the issuances of $450.0 million principal amount 
of senior unsecured debentures with a weighted average coupon rate of 3.97% (weighted average effective rate of 4.12%) 
in 2013, partially offset by the redemption of $225.0 million of principal amount with a weighted average coupon rate of 
5.67% (weighted average effective rate of 5.84%) during 2014  and the redemption of $53.9 million of principal amount 
with a weighted average coupon rate of 5.36% (weighted average effective rate of 5.52%) during the year ended 
December 31, 2013 as described in the “Capital Structure and Liquidity” section of this MD&A.

The increase in convertible debentures interest expense for the year ended December 31, 2014 is a result of issuances 
in 2013 of $57.5 million in convertible debentures, partially offset by repurchases in the Normal Course Issuer Bid 
(“NCIB”) of $4.2 million and $3.2 million during 2014 and 2013, respectively. Refer to the “Capital Structure and 
Liquidity” section of this MD&A. 

During the years ended December 31, 2014 and 2013, approximately 11.4% and 12.0%, respectively, of interest expense 
was capitalized to real estate investments for properties undergoing development or redevelopment projects. Amounts 
capitalized are based on development and redevelopment projects actively underway. The decrease in capitalized interest 
percentage is commensurate with the decrease in qualified development and redevelopment expenditures primarily 
resulting from certain development and redevelopment projects completed during the year but only partially offset by 
new developments projects commenced. The reduction is also due to the sale of an interest in the assets of Main and 
Main Developments during the year. 

74

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Corporate Expenses

(thousands of dollars, except for percentages)

Salaries, wages and benefits
Non-cash compensation
Other corporate costs

Amounts capitalized to investment properties under development and residential inventory (1)

Corporate expenses, excluding non-cash compensation and incremental leasing costs

As a percentage of rental revenue

As a percentage of total assets

(1) Refer to the “Adoption of New Accounting Standards” section of this MD&A.

Year ended December 31

$

2014

24,177
2,599
10,777
37,553
(6,618)

$

2013

(Restated)

23,389
2,802
10,487
36,678
(6,720)

$

30,935

$

29,958

3.5%

0.3%

3.5%

0.3%

Net corporate expenses increased by 3.3% for the year ended December 31, 2014 as compared to the year ended 
December 31, 2013, and remained consistent with prior year as a percentage of total revenue and total assets. The 
increase is primarily as a result of increases in the number of team members and costs related to other corporate 
initiatives during the year, including ongoing investments in processes and systems.

Non-cash compensation is recognized over the respective vesting periods for options, restricted share units and deferred 
share units. These items are considered part of the total compensation for directors, senior management and other team 
members.

The Company manages all of its acquisitions, development and redevelopment and leasing activities internally. Certain 
internal costs directly related to development, including salaries and related costs for planning, zoning, leasing, 
construction, etc., are capitalized in accordance with IFRS to development projects and residential inventory, as incurred. 

In March 2014, the IFRIC issued a decision related to the meaning of “incremental costs” in the context of initial direct 
leasing costs in IAS 17. The IFRIC determined that internal fixed costs, such as the salary costs of permanent staff 
involved in negotiating and arranging new leases, do not qualify as incremental costs within the context of IAS 17 and, 
therefore, should not be capitalized as initial direct leasing costs. The Company has adopted the interpretation effective 
January 1, 2014, with retrospective restatement of the prior period presented. Prior to the adoption of this 
interpretation, certain costs associated with the Company’s internal leasing staff were capitalized to investment 
properties. The adoption of the interpretation has resulted in an increase in corporate expenses and an increase in fair 
value gains on investment properties. Refer to Note 3 to the audited annual consolidated financial statements for 
further details. 

During the years ended December 31, 2014 and 2013, respectively, approximately 18.8% and 19.8% of compensation-
related and other corporate expenses were capitalized to real estate investments for properties undergoing development 
or redevelopment projects. Amounts capitalized are based on development and pre-development projects underway. 
During the current year, certain development and redevelopment projects were completed resulting in lower capitalized 
corporate expenses. However, the Company has a number of projects in the pre-development stage for which corporate 
expenses are being capitalized. The timing of completion of development and redevelopment projects and the Company’s 
current level of pre-development and early redevelopment activity is commensurate with the decrease in the level of 
corporate expenses capitalized compared to the prior year.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

75

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Other Gains (Losses) and (Expenses)

(thousands of dollars)

Realized gains on sale of marketable securities
Change in cumulative unrealized gains (losses) on

marketable securities classified as FVTPL

Losses on prepayments of debt
Unrealized losses (gains) on hedges
Gain on settlement of litigation
Gain on foreign currency exchange
Pre-selling costs of residential inventory
Executive transition expense
Net gain on sale of residential inventory
Investment properties – selling costs

Included in
Consolidated
Statements of
Income
1,665 $
(1,501)

$

(3,973)
(80)
—
2
(155)
(7,280)
—
(5,088)

2014

Year ended December 31

2013

Included in
FFO

Included in
AFFO

Included in
FFO

Included in
AFFO

Included in
Consolidated
Statements of
Income
2,564 $
(1,988)

1,665 $
—

—
—
—
2
(514)
—
—
—

(4,092)
301
1,376
43
(155)
—
2,966
(5,295)

1,665 $
(1,501)

(3,973)
(80)
—
2
(155)
(7,280)
—
—

2,564 $
(1,988)

(4,092)
301
1,376
43
(155)
—
2,966
—

2,564
—

—
—
1,376
43
(282)
—
2,966
—

6,667

$

(16,410) $

(11,322) $

1,153 $

(4,280) $

1,015 $

For the year ended December 31, 2014, the losses on prepayments of debt primarily relate to penalties on the early 
redemption of $100.0 million 5.32% Series F and $125.0 million 5.95% Series G senior unsecured debentures and 
penalties for the early repayment of $54.0 million of mortgages.

The losses on hedges represent the change in fair value for those derivatives to which the Company does not apply hedge 
accounting, as well as the ineffectiveness of those hedges to which the Company applies hedge accounting.

Investment properties – selling costs were incurred on dispositions of properties and properties held for sale.

Executive transition expense relates to the transition of the Chief Executive Officer ("CEO") to Executive Vice Chairman to 
support the Company’s succession planning and growth, as well as, the departure of the former Chief Financial Officer.

For the year ended December 31, 2013, the net gain on sale of residential inventory relates to the residential units for 
which the owners have taken possession and occupancy at the Company’s Fuzion condominium project (as discussed in 
the “Business and Operations Review – Residential Development Inventory” section of this MD&A).

Income Taxes

(thousands of dollars)
Deferred income taxes

Year ended December 31
2013
2014

$

47,657

$

51,418

Deferred income taxes decreased compared to the prior year primarily due to the change in the value of investment 
properties and the executive transition expense incurred in the year ended December 31, 2014.

76

FIRST CAPITAL REALTY ANNUAL REPORT 2014

CAPITAL STRUCTURE AND LIQUIDITY

Capital Employed

The ratios below include measures not specifically defined in IFRS. Refer to definition of these measures on the following 
page for additional information. Certain calculations are required pursuant to debt covenants and for this reason are 
meaningful measures. 

As at (thousands of dollars, except for other data)

December 31, 2014

December 31, 2013

Common shares outstanding (in thousands)

216,374

208,356

Mortgages and credit facilities (principal amount)
Mortgage on equity accounted joint ventures (principal amount at the Company's

$

1,166,251
10,425

$

1,350,307
10,859

interest)

Senior unsecured debentures (principal amount)
Convertible debentures (principal amount)
Equity capitalization

2,160,000
388,174

1,875,000
392,917

Common shares (based on closing per share price of $18.66; December 31, 2013 –

4,037,543

3,689,981

$17.71)

Total enterprise value (total capital employed)

$

7,762,393

$

7,319,064

Net debt to enterprise value (1)
Net debt to total assets (1)
Net debt to total assets (at invested cost) (1)
Net debt to total assets (based on unsecured debt covenants) (1) (2) (3)
Net debt to EBITDA (1)
Net debt to EBITDA – on run rate on components of EBITDA (1)
Weighted average interest rate on fixed rate debt and senior unsecured debentures

Weighted average maturity on mortgages, other secured debt and senior unsecured 

debentures (years) (4)

Unencumbered aggregate assets to unsecured debt

Total, based on IFRS value (5)
Based on unsecured debt covenants (2) (6)

EBITDA interest coverage (1) (2)
EBITDA interest coverage excluding capitalized interest on development (1)

42.9%
42.2%
49.6%
43.0%
8.2
8.2
4.9%

5.9

2.3
2.2
2.3

2.7

44.3%
42.9%
50.5%
44.6%
8.2
8.2
5.1%

5.3

2.3
2.2
2.3

2.8

(1)  Calculated with the joint ventures proportionately consolidated.
(2)  Calculations required under the Company's credit facility agreements or indenture governing the senior unsecured debentures.
(3)  Includes investment properties at IFRS value, calculated using the average capitalization rate over the last 10 fiscal quarters.
(4)  Weighted average term to maturity is calculated net of cash balances as at the end of the year.
(5)  Includes all unencumbered assets at IFRS values.
(6)  Includes unencumbered assets as defined by debt covenants, except investment properties under development and deferred tax assets, with shopping centres valued 

under IFRS using the average capitalization rate over the last 10 fiscal quarters.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

77

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Measures used in these ratios are defined below:

•  Enterprise  value  consists  of  the  market  value  of  the  Company’s  common  shares,  the  par  value  of  senior  unsecured 

debentures and convertible debentures, and principal amounts outstanding on mortgages and credit facilities;

•  Debt consists of principal amounts outstanding on credit facilities and mortgages, and the par value of senior unsecured 
debentures. Convertible debentures are excluded as it is the Company’s intention to continue to satisfy its obligations of 
principal and interest payments in respect of all of its outstanding convertible debentures by the issuance of common 
shares;

•  Net debt is calculated as Debt, as defined above, reduced by cash balances at the end of the year; 

•  Secured indebtedness includes mortgages and credit facilities which are collateralized against investment property;

•  EBITDA, as adjusted, is calculated as net income, adding back income tax expense, interest expense and amortization 
and excluding the increase or decrease in the value of investment properties, other gains (losses) and (expenses) and 
other non-cash or non-recurring items.  The Company also adjusts for incremental leasing costs and costs not 
capitalized during the development period, which are recognized adjustments to FFO and AFFO, respectively.

•  Run rate is an annualized NOI for a property based upon the existing tenants in place and current operating cost profile 

for the property;

•  Unencumbered assets include the value of assets that have not been pledged as security under any credit agreement or 
mortgage. The unencumbered asset value ratio is calculated as unencumbered assets divided by the principal amount 
of the unsecured debt, which consists of the senior unsecured debentures.

The real estate business is capital intensive by nature. The Company’s capital structure is key to financing growth and 
providing sustainable cash dividends to shareholders. In the real estate industry, financial leverage is used to enhance 
rates of return on invested capital. Management believes that the combination of debt, convertible debentures and 
equity in First Capital Realty’s capital structure provides stability and reduces risk, while generating an acceptable return 
on investment, taking into account the long-term business strategy of the Company.

The Company continues to make progress in reducing the cost of debt and extending and staggering debt maturities. 
Improvements have been made in key debt metrics over the past several years including weighted average interest rate, 
weighted average remaining term, and interest coverage ratios. 

Since January 1, 2013, the Company has issued $960 million of unsecured debt for terms from 8.4 years to 11.1 years 
using certain proceeds to repay early over $475 million in debt and over $266 million in debt upon maturity resulting in a 
extension of the term to maturity for all term debt from 5.3 years at January 1, 2013 to 5.9 years at December 31, 2014. In 
addition, the Company increased its equity capital by approximately $174 million since the beginning of 2013.

These financings, along with planned and completed financings subsequent to December 31, 2014, and availability on 
existing credit facilities, address substantially all of the remaining contractual 2015 debt maturities and contractually 
committed costs to complete current development projects.

The Company also uses convertible debentures as a part of its overall capital structure. Consistent with First Capital 
Realty’s practice, it is the Company’s current intention to continue to satisfy its obligations of principal and interest 
payments in respect of all of its outstanding convertible debentures through the issuance of common shares. Since 
issuance, the Company has made all principal and interest payments on its convertible debentures using common shares.

The Company intends to maintain financial strength to achieve the lowest cost of debt and equity capital over the long 
term. When it is deemed appropriate, the Company will raise equity as a source of financing and may strategically sell 
non-core assets to best redeploy capital and take advantage of market opportunities.

78

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Credit Ratings
Since November 14, 2012, DBRS rates the Company’s senior unsecured debentures as BBB (high) with a stable trend.  
According to DBRS, a credit rating in the BBB category is generally an indication of adequate credit quality and an 
acceptable capacity for the payment of financial obligations. DBRS indicates that BBB rated obligations may be vulnerable 
to future events. A rating trend, expressed as positive, stable or negative, provides guidance in respect of DBRS’ opinion 
regarding the outlook for the rating in question. 

Since November 20, 2012, Moody’s rates the Company’s senior unsecured debentures as Baa2 with a stable outlook. As 
defined by Moody’s, a credit rating of Baa2 denotes that these debentures are subject to moderate credit risk and are of 
medium grade and, as such, may possess certain speculative characteristics. A rating outlook provided by Moody’s, 
expressed as positive, stable, negative or developing, is an opinion regarding the outlook for the rating in question over 
the medium term.

Consolidated Debt and Principal Amortization Maturity Profile

(thousands of dollars)

2015

2016

2017
2018
2019
2020
2021
2022
2023
2024
2025 - 2026

Mortgages
and Other
Secured Debt

$

251,027

$

182,056

104,588
140,741
121,528
58,841
84,418
156,343
3,523
62,281
905
1,166,251

Senior
Unsecured
Debentures

—

—

250,000
150,000
150,000
175,000
175,000
450,000
300,000
300,000
210,000
2,160,000

Total

$

251,027

182,056

354,588
290,741
271,528
233,841
259,418
606,343
303,523
362,281
210,905
3,326,251

% Due

7.6%

5.5%

10.7%
8.7%
8.2%
7.0%
7.8%
18.2%
9.1%
10.9%
6.3%
100.0%

Add (deduct): unamortized deferred financing costs
and premium and discounts, net

7,159

(10,826)

(3,667)

$ 1,173,410

$ 2,149,174

$ 3,322,584

Mortgages and Credit Facilities
The changes in the book value of the Company’s mortgages and credit facilities during the year ended December 31, 
2014, excluding the $10.4 million mortgage on an equity accounted joint venture, are set out below: 

(thousands of dollars, except for percentages)

Balance, December 31, 2013
Additional borrowings
Vendor take back
Repayments
Scheduled amortization
Assumed mortgages on sale of investment

properties

Mortgages and
Other Secured
Debt

Weighted
Average
Interest Rate

Outstanding
cheques

$ 1,361,583
79,533
2,500
(208,488)
(36,058)
(21,541)

5.21% $
4.03%
6.00%
5.93%
—%
4.03%

5,000 $
—
—
(5,000)
—
—

Amortization and expensing of issue costs and net

(4,119)

—

—

premium

Balance, December 31, 2014

$ 1,173,410

5.03% $

— $

Secured
Credit
Facilities

—
45,000
—
(45,000)
—
—

—

—

Weighted
Average
Interest Rate

3.00%

Total
— $ 1,366,583
124,533
2,500
(258,488)
(36,058)
(21,541)

—
—
—

—

(4,119)

—% $ 1,173,410

FIRST CAPITAL REALTY ANNUAL REPORT 2014

79

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

As at December 31, 2014, 99.3% (December 31, 2013 – 97.0%) of the outstanding mortgage and property-specific debt 
liabilities bore interest at fixed interest rates. The fixed mortgage rates provide an effective matching for rental income 
from leases, which typically have fixed terms ranging from 5 to 10 years, and incremental contractual rent steps during 
the term of the lease. The average remaining term of mortgages outstanding has decreased from 4.0 years as at 
December 31, 2013 on $1.4 billion of mortgages to 3.8 years as at December 31, 2014 on $1.2 billion of mortgages after 
reflecting the application of cash balances, borrowing activity, assumptions and repayments during the year. 

During the year ended December 31, 2014, the Company prepaid or repaid at maturity $208.5 million amount of 
mortgage financing with a weighted average interest rate of 5.93% per annum. 

During the year ended December 31, 2014, the Company financed approximately $82.0 million of mortgages which were 
secured on four of its properties.

Mortgages and Other Secured Debt Maturity and Lender Type Profile

(thousands of dollars, except for percentages)
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025 and thereafter

Add (deduct): unamortized deferred
financing costs and premium and
discounts, net

Scheduled
Amortization
$

30,132 $
24,523
21,686
17,696
14,814
12,983
11,021
5,691
3,523
2,707
905

Payments on 
Maturity

220,895 $
157,533
82,902
123,045
106,714
45,858
73,397
150,652
—
59,574
—

Total
251,027
182,056
104,588
140,741
121,528
58,841
84,418
156,343
3,523
62,281
905

$

145,681 $ 1,020,570 $ 1,166,251

7,159

$ 1,173,410

Breakdown of Mortgage Maturities
by Type of Lender (as a percentage)

Weighted
Average
Interest Rate

Banks

Conduits

Insurance Co’s
and
Pension Funds

4.98%
5.09%
5.17%
5.53%
6.36%
5.20%
5.05%
3.98%
—%
3.97%
—%

5.03%

11.1%
33.1%
7.6%
4.9%
33.8%
10.6%
70.9%
35.3%
47.4%
64.4%
—%

26.3%

31.7%
5.2%
39.2%
0.4%
0.1%
1.1%
0.9%
10.3%
—%
—%
—%

12.7%

57.2%
61.7%
53.2%
94.7%
66.1%
88.3%
28.2%
54.4%
52.6%
35.6%
100.0%

61.0%

The Company’s strategy is to manage its long-term debt by staggering maturity dates in order to mitigate risk associated 
with short-term volatility in the debt markets. As at December 31, 2014, the Company had mortgages maturing in 2015 of 
$220.9 million, at an average interest rate of 4.98% per annum and $30.1 million of scheduled amortization of principal 
balances in 2015. The Company’s liquidity position, which was approximately $0.9 billion as at December 31, 2014, 
including $17.4 million in cash, provides the Company with significant flexibility in addressing 2015 maturities. Coupon 
interest rates range from 2.73% to 7.24% on existing mortgage debt. Mortgage debt by region is $568.0 million for the 
Central region, $188.0 million for the Eastern region and $409.0 million for the Western region.

Credit Facilities
The Company has the flexibility under its credit facilities to draw funds based on bank prime rates, Canadian bankers’ 
acceptances (“BA”), LIBOR-based advances or U.S. prime for U.S. dollar-denominated borrowings or Euro dollars. The BAs 
currently provide the Company with the lowest cost means of borrowing under these credit facilities. The credit facilities 
provide liquidity primarily for financing acquisitions, development and redevelopment activities and for general corporate 
purposes.

On June 13, 2014, the Company completed an increase and extension of its senior unsecured revolving credit facility with 
a syndicate of nine banks, increasing the availability from $600 million to $700 million and extending the maturity to June 

80

FIRST CAPITAL REALTY ANNUAL REPORT 2014

30, 2017. The facility pricing was also reduced from BA + 1.325% or Prime rate + 0.325% to BA + 1.20% or Prime rate + 
0.20%. On December 1, 2014, the Company completed an additional increase of this senior unsecured revolving credit 
facility, increasing the availability from $700 million to $800 million on the same terms.

On June 30, 2014, the Company extended the maturity of, and reduced the pricing on its $75 million secured credit 
facility. The maturity has been extended by one year to December 31, 2015 and the facility pricing has been reduced from 
BA + 1.25% or Prime rate + 0.25% to BA + 1.125% or Prime rate + 0.125%.

The following table summarizes the details of the Company’s lines of credit as at December 31, 2014:

(thousands of dollars, except other data)

Borrowing 
Capacity

Amounts 
Drawn

Outstanding
Letters of 
Credit 

Available to 
be Drawn

Interest
Rates

Maturity
Date

Secured by development properties

$

75,000 $

— $

(23) $

74,977

Unsecured

800,000

—

(42,174)

757,826

Total secured and unsecured facilities

$ 875,000 $

— $ (42,197) $ 832,803

Senior Unsecured Debentures

December 31, 2015

June 30, 2017

BA + 1.125% or
Prime + 0.125%
BA + 1.20% or
Prime + 0.20% or
US$ LIBOR
+ 1.20%

(thousands of dollars, except for other data)

Interest Rate

Principal Outstanding

Maturity Date

Interest Payment Dates

Series

Date of Issue

Coupon

Effective

Remaining Term
to Maturity (yrs) December 31, 2014 December 31, 2013

October 30, 2014

April 30, October 30

June 1, 2015

June 1, December 1

January 31, 2017

July 31, January 31

November 30, 2017 May 30, November 30

November 30, 2017 May 30, November 30

November 30, 2017 May 30, November 30

August 30, 2018

February 28, August 30

November 30, 2018 May 31, November 30

November 30, 2018 May 31, November 30

January 30, July 30

F

G

H

I

I

I

J

K

K

L

April 5, 2007

November 20, 2009

January 21, 2010

April 13, 2010

April 13, 2010

June 14, 2010

July 12, 2010

August 25, 2010

October 26, 2010

January 21, 2011

July 30, 2019

April 30, 2020

April 30, 2020

April 30, October 30

M March 30, 2011

April 30, October 30

M June 13, 2011

March 1, 2021

March 1, September 1

January 31, 2022

January 31, July 31

January 31, 2022

January 31, July 31

January 31, 2022

January 31, July 31

December 5, 2022

June 5, December 5

December 5, 2022

June 5, December 5

N

O

O

O

P

P

April 4, 2012

June 1, 2012

July 17, 2012

August 29, 2013

December 5, 2012

January 14, 2013

October 30, 2023

April 30, October 30

Q March 26, 2013

October 30, 2023

April 30, October 30

Q May 15, 2013

August 30, 2024

August 30, February 28

August 30, 2024

August 30, February 28

August 30, 2024

August 30, February 28

July 31, 2025

July 31, 2025

July 31, January 31

July 31, January 31

R

R

R

S

S

January 20, 2014

February 18, 2014

March 11, 2014

June 17, 2014

July 14, 2014

Weighted Average/Total

5.32%

5.95%

5.85%

5.70%

5.70%

5.70%

5.25%

4.95%

4.95%

5.48%

5.60%

5.60%

4.50%

4.43%

4.43%

4.43%

3.95%

3.95%

3.90%

3.90%

4.79%

4.79%

4.79%

4.32%

4.32%

4.71%

5.47%

6.13%

5.99%

5.85%

5.82%

5.70%

5.66%

5.30%

5.04%

5.61%

5.73%

5.39%

4.63%

4.56%

4.42%

4.83%

4.16%

4.20%

4.06%

3.90%

4.91%

4.63%

4.43%

4.43%

4.33%

4.81%

—

—

2.1

2.9

2.9

2.9

3.7

3.9

3.9

4.6

5.3

5.3

6.2

7.1

7.1

7.1

7.9

7.9

8.8

8.8

9.7

9.7

9.7

10.6

10.6

7.0

$

— $

—

125,000

50,000

25,000

50,000

50,000

50,000

50,000

150,000

110,000

65,000

175,000

100,000

50,000

50,000

150,000

100,000

125,000

175,000

150,000

75,000

75,000

150,000

60,000

100,000

125,000

125,000

50,000

25,000

50,000

50,000

50,000

50,000

150,000

110,000

65,000

175,000

100,000

50,000

50,000

150,000

100,000

125,000

175,000

—

—

—

—

—

$

2,160,000 $

1,875,000

FIRST CAPITAL REALTY ANNUAL REPORT 2014

81

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

On January 20, 2014, the Company completed the issuance of $150.0 million principal amount of senior unsecured 
debentures, Series R, due August 30, 2024. These debentures bear interest at a coupon rate of 4.79% per annum  payable 
semi-annually commencing August 30, 2014. On February 18, 2014, the Company completed the issuance of an additional 
$75 million principal amount of the senior unsecured debentures, Series R, which was a re-opening of this series of 
debentures with an effective rate of 4.63% per annum. On March 11, 2014, the Company completed the issuance of an 
additional $75 million principal amount of the senior unsecured debentures, Series R, which was a second re-opening of 
this series of debentures with an effective rate of 4.43% per annum.

On June 17, 2014, the Company completed the issuance of $150.0 million principal amount of senior unsecured 
debentures, Series S, due July 31, 2025. These debentures bear interest at a coupon rate of 4.32% per annum payable 
semi-annually commencing January 31, 2015. On July 14, 2014, the Company completed the issuance of an additional 
$60 million principal amount of the senior unsecured debentures, Series S, which was a re-opening of this series of 
debentures with an effective rate of 4.33% per annum.

On July 14, 2014,  the Company redeemed $50.0 million principal amount outstanding of its $100.0 million 5.32% Series F 
senior unsecured debentures due October 30, 2014. The debentures were redeemed at a price of $1,011.77 for each 
$1,000 principal amount of debentures outstanding. In addition, accrued and unpaid interest was paid on the debentures 
up to but excluding the redemption date. In connection with the redemption, total cash of $51.0 million was paid to the 
holders, which consisted of $50.0 million of principal, $0.5 million in premium and $0.5 million in accrued but unpaid 
interest. On August 7, 2014, the remaining outstanding aggregate principal amount of this series of debentures was 
redeemed at a price of $1,009.13 for each $1,000 principal amount of debentures outstanding. In addition, accrued and 
unpaid interest was paid on the debentures up to but excluding the redemption date. In connection with the redemption, 
total cash of $51.2 million was paid to the holders, which consisted of $50.0 million of principal, $0.5 million in premium 
and $0.7 million in accrued but unpaid interest.

On December 29, 2014, the Company redeemed the $125.0 million principal amount outstanding of its  5.95% Series G 
senior unsecured debentures due June 1, 2015. The debentures were redeemed at a price of $1,017.72 for each $1,000 
principal amount of debentures outstanding. In addition, accrued and unpaid interest was paid on the debentures up to 
but excluding the redemption date. In connection with the redemption, total cash of $127.8 million was paid to the 
holders, which consisted of $125.0 million of principal, $2.2 million in premium and $0.6 million in accrued but unpaid 
interest.

Convertible Debentures

(thousands of dollars, except other data)

As at December 31, 2014

Maturity Date

June 30, 2017

January 31, 2019

January 31, 2019

March 31, 2018

March 31, 2017

July 31, 2019

February 28, 2020

Interest Payment
Dates

March 31
September 30

March 31
September 30

March 31
September 30

March 31
September 30

March 31
September 30

March 31
September 30

March 31
September 30

Interest Rate

Series

Date of Issue

Coupon

Effective

Remaining
Term to
Maturity (yrs)

Principal at 
Issue Date

Principal

Liability

Equity

D

E

F

G

H

I

J

December 30, 2009

5.70%

6.88%

April 28, 2011

5.40%

6.90%

August 9, 2011

5.25%

6.07%

December 15, 2011

5.25%

6.66%

February 16, 2012

4.95%

6.51%

May 22, 2012

4.75%

6.19%

February 19, 2013

4.45%

5.08%

5.34%

6.35%

2.5

4.1

4.1

3.3

2.3

4.6

5.2

3.7

$

50,000 $ 42,903 $ 41,756 $

983

57,500

56,593

53,608

2,158

57,500

56,549

54,904

384

50,000

49,927

47,900

1,154

75,000

72,561

70,228

1,446

52,500

52,500

49,841

1,439

57,500

57,141

55,040

400

$ 400,000 $ 388,174 $ 373,277 $

7,964

82

FIRST CAPITAL REALTY ANNUAL REPORT 2014

 
(i)  Principal and Interest
The Company uses convertible debentures as a part of its overall capital structure. Consistent with First Capital Realty’s 
practice, it is the Company’s current intention to continue to satisfy its obligations of principal and interest payments in 
respect of all of its outstanding convertible debentures by the issuance of common shares. Since issuance, the Company 
has made all principal and interest payments on its convertible debentures using common shares.

During the year ended December 31, 2014, 1.1 million common shares (year ended December 31, 2013 – 1.1 million 
common shares) were issued totalling $19.9 million (year ended December 31, 2013 – $19.1 million) to pay interest 
to holders of convertible debentures.

(ii)  Principal Redemptions
For the year ended December 31, 2014, the Company issued 22,104 common shares in connection with $0.5 million 
convertible debentures redeemed or converted.

(iii) Normal Course Issuer Bid
On August 27, 2014, the Company renewed its NCIB for all of its then outstanding series of convertible unsecured 
subordinated debentures. The NCIB will expire on August 26, 2015 or such earlier date as First Capital Realty completes its 
purchases pursuant to the NCIB. All purchases made under the NCIB are at market prices prevailing at the time of 
purchase determined by or on behalf of First Capital Realty.

For the years ended December 31, 2014 and 2013, principal amounts of convertible debentures purchased and amounts 
paid for the purchases are represented in the table below:

(thousands of dollars)

Total

2014

Year ended December 31
2013

 Principal
Amount
Purchased
4,243

$

Amount Paid

$

4,295

$

 Principal
Amount
Purchased
3,175

Amount Paid

$

3,426

Shareholders’ Equity
Shareholders’ equity amounted to $3.5 billion as at December 31, 2014, compared to $3.3 billion as at 
December 31, 2013. 

On September 12, 2014, the Company issued 5,250,000 common shares at a price of $19.06 per share for gross proceeds 
of $100.0 million, with 883,000 and 167,000 of these units purchased by affiliates of Gazit-Globe Ltd. and Alony-Hetz 
Properties and Investments Ltd., respectively (refer to the “Related Party Transactions” section of this MD&A for 
additional information). Issue costs associated with the offering were approximately $2.7 million. 

As at December 31, 2014, the Company had 216.4 million (December 31, 2013 – 208.4 million) issued and 
outstanding common shares with a stated capital of $2.6 billion (December 31, 2013 – $2.5 billion). During the year 
ended December 31, 2014, a total of 8.0 million common shares were issued for proceeds of $146.0 million as 
follows: 5.3 million shares from public offerings, 1.1 million shares for interest payments on convertible debentures 
and 1.6 million shares from the exercise of common share options and RSUs.

As at February 10, 2015, there were 221.1 million common shares outstanding.

Share Purchase Options
As at December 31, 2014, the Company had outstanding 5.0 million share purchase options, with an average exercise 
price of $16.89. The options are exercisable by the holder at any time after vesting up to 10 years from the date of grant. 
The options have been issued at various times pursuant to the Company’s stock option plan to the employees, officers 
and directors of the Company. The options granted permit the holder to acquire shares at an exercise price approximately 
equal to the market price of such shares at the date the option is granted. The purpose of granting options is to encourage 
the holder to acquire an ownership interest in the Company over a period of time, which acts as a financial incentive to 
align the interests of the holder with the long-term interests of the Company and its shareholders.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

83

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

If all options outstanding as at December 31, 2014 were exercised, approximately 5.0 million shares would be issued and 
the Company would receive proceeds of $83.7 million.

Liquidity

As at (millions of dollars)

Revolving credit facilities
Cash and cash equivalents

Unencumbered assets

Total, based on IFRS value (1)
Based on debt covenants (2)

December 31, 2014

December 31, 2013

$

875
17

4,959
4,801

$

675
5

4,292
4,038

(1)  Includes all unencumbered assets at IFRS values.
(2)  Includes unencumbered assets as defined by debt covenants, except investment properties under development and deferred taxes, with shopping centres valued under 

IFRS at the average capitalization rate over the last 10 fiscal quarters.

Cash flow from operations is dependent on occupancy levels of properties, rental rates achieved, collections of rent and 
costs to maintain or lease space. The Company’s strategy is to maintain debt in the range of 35% to 50% of enterprise 
value based on current market conditions. As at December 31, 2014, this debt ratio was 42.9% based on the Company’s 
calculation. Maturing debt is generally repaid from proceeds from existing liquidity.

Cash and cash equivalents were $17.4 million as at December 31, 2014 (December 31, 2013 – $5.0 million). As at 
December 31, 2014, the Company had secured and unsecured credit facilities totalling $875.0 million of which 
$832.8 million is available to be drawn. The Company also had unencumbered assets with a fair value of 
approximately $5.0 billion. During the year ended December 31, 2014, the Company issued $510.0 million of senior 
unsecured debentures. This increased liquidity was partially used to prepay or repay $208.5 million of mortgage 
debt during the year ended December 31, 2014. As a result, the Company also held average cash balances of 
approximately $139.2 million during the year. These transactions demonstrate the Company’s access to capital and 
various sources of financing. Management believes that it has sufficient resources to meet its operational and 
investing requirements in the near and longer term based on the availability of capital in various markets.

The Company has historically used secured mortgages, term loans and revolving credit facilities, senior unsecured 
debentures, convertible debentures and equity issues to finance its growth and repay debt. The actual level and type of 
future borrowings will be determined based on prevailing interest rates, various costs of debt and equity capital, capital 
market conditions and Management’s general view of the required leverage in the business. 

Cash Flows

(thousands of dollars)
Adjusted cash flow from operating activities
Net change in non-cash operating items
Receipts of proceeds from sales of residential inventory
Expenditures on residential development inventory
Cash provided by operating activities
Cash provided by financing activities
Cash used in investing activities

Net change in cash and cash equivalents

84

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Year ended December 31

$

2014

233,524
14,222
29,849
(8,503)
269,092
65,663
(322,379)

$

2013

228,238
(287)
—
(14,984)
212,967
72,072
(344,079)

$

12,376

$

(59,040)

Operating Activities
For the year ended December 31, 2014, cash provided by operating activities increased primarily due to cash flow 
generated from growth in net operating income from the Company’s shopping centre portfolio, the receipts of proceeds 
from sales of residential inventory, the timing of receipts and payments on working capital and other non-cash items and 
decreased expenditures on residential development inventory.  

Financing Activities
For the year ended December 31, 2014, financing activities are lower as a result of higher debenture repayments partially 
offset by the issuance of common shares and debentures during the year. These activities are more fully described in the 
“Capital Structure and Liquidity” section of this MD&A.

Investing Activities
The decrease in cash used in investing activities for the year ended December 31, 2014 is primarily as a result of higher 
net proceeds from property dispositions and lower advances on loans and mortgages receivable, partially offset by higher 
capital expenditures on investment properties as compared to the prior year activity. Details of the Company’s 
investments in acquisitions and developments are provided in the “Business and Operations Review” section of this 
MD&A. 

Contractual Obligations

(thousands of dollars)

Mortgages

Scheduled amortization
Payments on maturity

Total mortgage obligations
Mortgage on equity accounted joint venture
Senior unsecured debentures
 Loans and mortgage payable
 Interest obligations (1)
Land leases (expiring between 2023 and 2061)
 Contractual committed costs to complete current

development projects

Other committed costs
Total contractual obligations (2)

Payments Due by Period

2015

2016 to 2017

2018 to 2019

Thereafter

Total

$

30,132 $

46,209 $

32,510 $

36,830 $

220,895
251,027
10,425
—
36
158,271
969
99,399

240,435
286,644
—
250,000
3,608
269,903
1,960
10,045

229,759
262,269
—
300,000
—
208,580
1,988
—

329,481
366,311
—
1,610,000
—
259,451
17,300
—

145,681
1,020,570
1,166,251
10,425
2,160,000
3,644
896,205
22,217
109,444

24,126

65,522

—

—

89,648

$

544,253 $

887,682 $

772,837 $ 2,253,062 $ 4,457,834

(1)  Interest obligations include expected interest payments on mortgages and credit facilities as at December 31, 2014 (assuming balances remain outstanding through to 

maturity) and senior unsecured debentures, as well as standby credit facility fees.

(2)  Consistent with existing practice, it is the Company’s current intention to continue to satisfy its obligations of principal and interest payments in respect of all of its 

outstanding convertible debentures by the issuance of common shares and, as such, convertible debentures have been excluded from this table.

In addition, the Company has $42.2 million of outstanding letters of credit that have been issued by financial institutions 
primarily to support certain of the Company’s obligations related to its development projects.

The Company’s estimated cost to complete properties currently under development is $308.9 million, of which 
$109.4 million is contractually committed. The balance of the costs to complete will only be committed once leases 
are signed and/or construction activities are underway. These contractual and potential obligations primarily 
consist of construction contracts and additional planned development expenditures and are expected to be funded 
in the normal course as the work is completed.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

85

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Contingencies
The Company is involved in litigation and claims which arise from time to time in the normal course of business. In the 
opinion of Management, none of these contingencies, individually or in the aggregate, would result in a liability that 
would have a material adverse effect on the financial position of the Company.

The Company is contingently liable, jointly and severally, for approximately $68.2 million (December 31, 2013 – 
$60.0 million) to various lenders in connection with certain obligations, including loans advanced to its partners 
secured by the partners’ interest in the entity and underlying assets. 

DIVIDENDS
The Company has paid regular quarterly dividends to common shareholders since it commenced operations as a public 
company in 1994. Dividends on the common shares, if any, that are declared are at the discretion of the Board of 
Directors and are set from time to time after taking into consideration the Company’s capital requirements, its alternative 
sources of capital and common industry cash distribution practices. 

Regular dividends paid per common share
Payout ratio calculated as a percentage of:

Funds from operations

Funds from operations excluding other gains (losses) and (expenses)

Adjusted funds from operations

Adjusted funds from operations excluding other gains (losses) and (expenses)

$

Year ended December 31

$

2014

0.85

86.7%
81.7%

84.2%

85.0%

2013

0.84

81.6%
81.6%

84.0%

86.6%

Quarterly Dividend
The Company announced that it will pay a first quarter dividend of $0.215 per common share on April 9, 2015 to 
shareholders of record on March 27, 2015. 

SUMMARY OF FINANCIAL RESULTS OF LONG-TERM DEBT GUARANTORS
The Company's senior unsecured debentures are guaranteed by the wholly owned subsidiaries of First Capital Realty, 
other than nominee subsidiaries and inactive subsidiaries. All such current and future wholly owned subsidiaries will 
provide a guarantee of the debentures. In the case of default by First Capital Realty, the indenture trustee will, subject to 
the indenture, be entitled to seek redress from such wholly owned subsidiaries for the guaranteed obligations in the same 
manner and upon the same terms that it may seek to enforce the obligations of First Capital Realty. These guarantees are 
intended to eliminate structural subordination, which arises as a consequence of a significant portion of First Capital 
Realty’s assets being held in various subsidiaries.

The following tables set forth selected consolidating summary information for the Company for the periods identified 
below presented separately for (i) First Capital Realty (denoted as FCR); (ii) guarantor subsidiaries; (iii) non-guarantor 
subsidiaries; (iv) consolidating adjustments; and (v) the total consolidated amounts.

Statement of Income Data

FCR (1)

Guarantors (2)

Non-Guarantors (3)

Consolidation Adjustments (4)

Total Consolidated

(millions of dollars)

Property rental revenue

$

NOI

Net income attributable

to common
shareholders

2014

2013

2014

2013

2014

2013

2014

2013

2014

262 $
164

252 $
156

414 $
243

405 $
240

6 $
4

5 $
4

(34) $
(4)

(30) $
(2)

648 $
407

2013

632
398

Year ended December 31

208

215

213

218

14

3

(238)

(221)

197

215

86

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Balance Sheet Data

(millions of dollars)

FCR (1)

Guarantors (2)

Non-Guarantors (3)

Consolidation Adjustments (4)

Total Consolidated

As at December 31

Current assets

$

233 $

203 $

231 $

129 $

15 $

3 $

(130) $

(3) $

349 $

2014

2013

2014

2013

2014

2013

2014

2013

2014

2013

332

Non-current assets

Current liabilities

Non-current liabilities

6,977

6,630

4,570

4,324

424

544

3,278

2,966

231

610

110

635

292

256

—

176

17

122

(4,280)

(3,866)

7,559

7,264

(417)

28

(56)

(65)

494

615

3,916

3,658

(1)  This column accounts for investments in all subsidiaries of FCR under the equity method. 
(2)  This column accounts for investments in subsidiaries of the Company other than the guarantors under the equity method. 
(3)  This column accounts for investments in all subsidiaries of the Company other than guarantors on a combined basis. 
(4)  This column includes the necessary amounts to eliminate the inter-company balances between FCR, the guarantors, and other subsidiaries to arrive at the information for the 

Company on a consolidated basis.

RELATED PARTY TRANSACTIONS

(a) Major Shareholder
Gazit-Globe Ltd. (“Gazit”) is the principal shareholder of the Company, and, as of December 31, 2014, beneficially owns 
44.0% (December 31, 2013 – 45.3%) of the common shares of the Company. Norstar Holdings Inc. is the ultimate 
controlling party. As of December 31, 2014, Alony-Hetz Properties and Investments Ltd. (‘‘Alony-Hetz’’) also beneficially 
owns 8.3% (December 31, 2013 – 8.5%) of the common shares of the Company. Alony-Hetz and Gazit have entered into a 
shareholders’ agreement pursuant to which, among other terms, (i) Gazit has agreed to vote its common shares of the 
Company in favour of the election of up to two representatives of Alony-Hetz to the Board of Directors of the Company, 
and (ii) Alony-Hetz has agreed to vote its common shares of the Company in favour of the election of the nominees of 
Gazit as the remaining directors of the Company.

During the third quarter of 2014, Gazit and Alony-Hetz purchased 883,000 and 167,000 of the common shares of the 
Company, respectively, under the Company’s 5,250,000 common share equity offering for $19.06 per share. Gazit and 
Alony-Hetz purchased the common shares as part of and at the same price as the public offering, and no underwriting 
commissions were paid by the Company in connection with the common shares purchased by them.

Corporate and other amounts receivable include amounts due from Gazit. Gazit reimburses the Company for certain 
accounting and administrative services provided to it by the Company.

Such amounts consist of the following:

(thousands of dollars)

Reimbursements for professional services

Year ended December 31

2014

591

$

2013

720

$

As at December 31, 2014, amounts due from Gazit were $0.2 million (December 31, 2013 – $0.2 million).

(b) Subsidiaries of the Company
The audited annual consolidated financial statements include the financial statements of First Capital Realty and First 
Capital Holdings Trust. First Capital Holdings Trust is the only significant subsidiary of First Capital Realty and is wholly 
owned by the Company.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

87

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

SUBSEQUENT EVENTS

(a) Senior Unsecured Debentures Issued
On January 26, 2015, the Company completed the issuance of an additional $90.0 million principal amount of the Series S 
senior unsecured debentures, which was a re-opening of this series of debentures. These debentures bear interest at a 
coupon rate of 4.32% per annum, payable semi-annually commencing July 31, 2015. The debentures were sold at a price 
of $104.943 per $100 principal amount, plus accrued interest, with an effective yield to investors of 3.750% per annum if 
held to maturity. 

(b) Equity Issuance
Subsequent to year end, the Company issued 4,370,000 common shares at $19.80 per common share for gross proceeds 
of approximately $86.5 million. Issue costs were approximately $3.7 million. 

(c) Dividend
The Company announced that it will pay a first quarter dividend of $0.215 per common share on April 9, 2015 to 
shareholders of record on March 27, 2015.

88

FIRST CAPITAL REALTY ANNUAL REPORT 2014

QUARTERLY FINANCIAL INFORMATION

(thousands of dollars, except per share and
other data, and thousands of shares)

Property rental revenue

Property operating costs

Net operating income

Increase (decrease) in value of 
investment properties, net (1)
Net income attributable to common

shareholders

Net income per share attributable to

common shareholders:

Basic

Diluted

Weighted average number of diluted
common shares outstanding – EPS

2014

2013

Q4

Q3

Q2

Q1

Q4

Q3

Q2

Q1

$

162,071

$

162,306

$

161,197

$

162,867

$

161,094

$

154,804

$

157,910

$

157,797

59,549

58,545

59,155

102,522

103,761

102,042

64,283

98,584

58,588

102,506

56,435

98,369

58,518

99,392

60,054

97,743

12,086

(7,196)

43,476

(6,288)

2,261

1,125

41,848

15,599

44,807

39,020

77,707

35,214

47,901

41,078

73,163

52,720

0.21

0.21

0.18

0.18

0.37

0.36

0.17

0.17

0.23

0.23

0.20

0.20

0.35

0.34

0.25

0.25

226,114

215,360

231,141

209,597

228,908

208,819

225,785

211,581

FFO

$

48,080

$

53,405

$

54,031

$

53,461

$

55,816

$

53,535

$

53,305

$

52,879

FFO per diluted share

0.22

0.25

Cash provided by operating activities

82,593

58,236

0.26

56,016

0.26

0.27

0.26

0.26

70,131

84,556

51,228

38,951

0.25

38,220

Weighted average number of diluted
common shares outstanding – FFO

AFFO

AFFO per diluted share

Weighted average number of diluted

shares outstanding – AFFO

217,299

212,367

210,786

209,597

209,486

208,819

209,010

208,207

$

61,460

$

57,370

$

56,961

$

53,978

$

57,190

$

56,069

$

57,699

$

54,252

0.26

0.25

0.25

0.24

0.25

0.25

0.26

0.24

233,784

228,983

227,449

226,260

226,183

225,539

225,785

223,686

Regular dividend

$

0.215

$

0.215

$

0.21

$

0.21

$

0.21

$

0.21

$

0.21

$

0.21

Fair value of investment properties –

shopping centres

Weighted average capitalization rate of

shopping centres

7,474,329

7,386,709

7,283,908

7,210,150

7,126,008

6,996,401

6,920,530

6,940,557

5.79%

5.82%

5.85%

5.86%

5.86%

5.89%

5.89%

5.98%

Total assets

$ 7,908,184

$ 8,075,552

$ 8,017,673

$ 7,784,774

$ 7,596,255

$ 7,580,839

$ 7,531,620

$ 7,518,732

Total mortgages and credit facilities

1,173,410

1,230,026

1,269,633

1,245,691

1,366,583

1,371,047

1,387,240

1,547,530

Shareholders’ equity

Other data

Number of properties

Gross leasable area
(in thousands)

Occupancy %

3,470,271

3,468,010

3,363,510

3,321,059

3,319,370

3,313,802

3,304,866

3,267,033

158

163

164

164

164

164

164

172

24,331

24,555

24,373

24,525

24,462

24,313

24,123

25,029

96.0%

95.9%

95.5%

95.3%

95.5%

95.0%

95.2%

95.1%

(1) Increase (decrease) in value of investment properties, net have been restated for 2013 only. Refer to the “Adoption of New Accounting Standards” section of this MD&A.

Refer to the applicable MD&A and the quarterly financial statements for discussion and analysis relating to the first three 
quarters of 2014 and the four quarters in 2013.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

89

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

FOURTH QUARTER 2014 OPERATIONS AND RESULTS

Investment Property Development and Redevelopment Activities
During the fourth quarter of 2014, the Company invested $49.4 million in the acquisition of eight additional spaces and 
adjacent land parcels totalling 27,700 square feet and 0.8 acres. 

For the three months ended December 31, 2014, the increase in value of investment properties, net was $10.9 million 
resulting from the decrease in the weighted average stabilized capitalization rate from 5.82% to 5.79% during the quarter.

In addition to acquisitions of income-producing properties and development lands, the Company invested $85.0 million 
during the fourth quarter in its active development projects as well as in certain improvements to existing properties.

The Company also sold six properties comprising 325,400 square feet of gross leasable area for a total of $97.1 million.

Capital Expenditures on Investment Properties
Revenue sustaining and enhancing capital expenditures on investment properties, which include shopping centres and 
development land, are as follows:

Three months ended December 31
2013
3,744
1,296
5,040

2014
2,678
2,182
4,860

$

20,823
4,276

55,079

85,038

13,006
8,784

49,031

75,861

$

(thousands of dollars)
Revenue sustaining – same property – stable
Revenue sustaining – same property with incremental redevelopment and expansion
Revenue sustaining – total same property
Enhancing capital expenditures
Revenue enhancing and other
Expenditures recoverable from tenants

Development expenditures

Total

$

$

90

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Leasing and Occupancy
In the fourth quarter of 2014, the Company increased its occupancy to 96.0% from 95.9%, achieved a 4.2% increase on 
809,000 square feet of renewal leases over the expiry rates and increased its average rate per square foot to $18.42 from 
$18.34.

Changes in the Company’s gross leasable area and occupancy for its shopping centre portfolio in the fourth quarter of 
2014 are set out below:

Three months
ended December
31, 2014

September 30, 
2014 (1)

Tenant openings

Tenant closures

Tenant closures for
redevelopment

Developments –

tenant openings
coming on line
Redevelopments –
tenant openings
coming on line

Demolitions

Reclassification

Total portfolio
before
dispositions and
acquisitions

Dispositions (at
date of
disposition)
Acquisitions (at
date of
acquisition)

Total Same Property

Major redevelopment, ground-
up, acquisitions and dispositions

Vacancy

Portfolio Total

Occupied
Square Feet
(thousands)

%

Weighted
Average
Rate per
Occupied
Square Foot

Occupied
Square Feet
(thousands)

%

Weighted
Average
Rate per
Occupied
Square
Foot

Under 
Redevelop-
ment
 Square Feet 
(thousands)

Vacant
Square Feet
(thousands)

%

Total 
Square Feet 
(thousands)

Occupied
Square
Feet %

%

Weighted
Average Rate
per
Occupied
Square Foot

18,170

96.8% $ 18.15

5,384

93.0% $ 18.98

105

(88)

—

—

—

—

16

18.90

(19.49)

—

—

—

—

—

203

(151)

(106)

25

—

—

57

8.69

(9.37)

(8.28)

9.30

—

—

—

18,203

96.9% $ 18.23

5,412

92.6% $ 19.09

52

—

—

106

—

—

(72)

(1)

85

0.2%

949

3.9% 24,555

95.9% $ 18.34

(308) —

239

—

43

—

—

5

—

—

—

—

—

—

—

—

—

68

—

(72)

77

12.18

(13.09)

(8.28)

9.30

—

—

—

0.3%

928

3.8% 24,628

95.9% $ 18.43

—

—

—

(285)

87.6% (19.97)

3

57.6%

26.96

23

100.0% 25.08

(40)

2

(325)

87.7%

(19.97)

28

92.9%

25.28

December 31, 2014

18,206

96.9% $ 18.24

5,150

93.0% $ 19.07

85

0.3%

890

3.7% 24,331

96.0% $ 18.42

Renewals

Renewals – expired

526

(526)

$ 14.99

$ (14.60)

283

(283)

Net increase per square foot from renewals $

0.39

% Increase on renewal of expiring rents

2.7%

$ 17.75

$ (16.61)

$ 1.14

6.9%

(1) Opening balance is revised to reflect property categories consistent with current period status.

809

(809)

$ 15.96

$ (15.31)

$

0.65

4.2%

Total development and redevelopment of 68,000 square feet was completed in the three months ended December 31, 2014 
compared with 172,000 square feet developed in the three months ended December 31, 2013. The occupied development 
and redevelopment space was leased at an average rental rate of $9.30 per square foot for the three months ended 
December 31, 2014 compared to $20.37 per square foot during the comparative period of 2013.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

91

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Development and redevelopment coming on line during the fourth quarter of 2014 included the following:

Property Name

City

Province

Same property with incremental redevelopment and expansion

Square 
Feet

Major Tenants of Developed Space

Place Pointe-aux-Trembles
Major redevelopment
Yorkville Village Assets
Ground-up development
Place Viau Assets
Acquisitions – current year
Shops at King Liberty Assets

Montreal

Toronto

Montreal

Toronto

QC

ON

QC

ON

1,000

Double Pizza and spaces with leasing underway

2,000

Various tenants

63,000

Econofitness, Dollarama and spaces with leasing underway

2,000

Various tenants

Total development brought on line

68,000

In the fourth quarter of 2013, gross new leasing totalled 348,000 square feet including development and redevelopment 
space coming on line compared to 375,000 square feet in the fourth quarter of 2012. This gross new leasing generated 
additional annual minimum rent of approximately $6.8 million. Renewal leasing totalled 768,000 square feet with a 10.2% 
increase over expiring lease rates. 

Changes in the Company's gross leasable area and occupancy for the shopping centre portfolio in the fourth quarter of 
2013 are set out below:

Three months
ended December
31, 2013

September 30, 
2013 (1)

Tenant openings

Tenant closures

Tenant closures for
redevelopment

Developments –

tenant openings
coming on line
Redevelopments –
tenant openings
coming on line

Demolitions

Reclassification

Total portfolio
before
dispositions and
acquisitions

Dispositions (at
date of
disposition)
Acquisitions (at
date of
acquisition)

Total Same Property

Major redevelopment, ground-
up, acquisitions and dispositions

Vacancy

Portfolio Total

Occupied
Square Feet
(thousands)

%

Weighted
Average
Rate per
Occupied
Square Foot

Occupied
Square Feet
(thousands)

%

Weighted
Average
Rate per
Occupied
Square
Foot

Under 
Redevelop-
ment
 Square Feet 
(thousands)

Vacant
Square Feet
(thousands)

%

Total 
Square Feet 
(thousands)

Occupied
Square
Feet %

%

Weighted
Average Rate
per
Occupied
Square Foot

18,060

96.1% $ 17.83

5,036

91.2% $ 17.74

192

0.8%

1,025

4.2% 24,313

95.0% $ 17.83

160

(82)

(6)

59

9

—

6

19.76

(21.69)

(27.46)

20.54

11.17

—

—

36

(25)

(8)

59

25

—

(8)

15.03

(16.61)

(18.44)

20.45

—

—

14

—

23.18

(34)

—

—

—

7

(196)

107

—

20

—

—

(33)

—

—

—

138

—

—

(28)

18.90

(20.51)

(22.13)

20.50

19.83

—

—

18,206

96.5% $ 17.92

5,115

91.9% $ 17.93

179

0.7%

923

3.8% 24,423

95.5% $ 17.92

(21)

52.5% (18.64)

72

91.1% 30.19

(19)

7

(40)

52.5%

(18.64)

79

91.1%

30.19

December 31, 2013

18,206

96.5% $ 17.92

5,166

92.2% $ 18.10

179

0.7%

911

3.7% 24,462

95.5% $ 17.96

Renewals

Renewals – expired

490

(490)

$ 21.36

$ (19.41)

278

(278)

Net increase per square foot from renewals $

1.95

% Increase on renewal of expiring rents

10.0%

$ 15.85

$ (14.35)

$ 1.50

10.5%

(1) Opening balance is revised to reflect property categories consistent with current period status.

92

FIRST CAPITAL REALTY ANNUAL REPORT 2014

768

(768)

$ 19.37

$ (17.58)

$

1.79

10.2%

Net Income

(thousands of dollars, except share and per share amounts)

Net income attributable to common shareholders
Net income per share attributable to common shareholders (diluted)
Weighted average number of common shares – diluted (in thousands)

Three months ended December 31

$
$

2014

44,807
0.21
226,114

$
$

2013

47,901
0.23
228,908

Net income attributable to common shareholders for the three months ended December 31, 2014 was $44.8 million 
or $0.21 per share (diluted) compared to $47.9 million or $0.23 per share (diluted) for the three months ended 
December 31, 2013.

The 8.7% or $0.02 decrease in net income per share (diluted) over the prior year period was primarily due to higher net 
other losses and expenses, primarily related to executive transition expense and losses on prepayment of debt, which 
was partially offset by higher total same property NOI and a higher fair value gain on investment properties as 
compared to the prior year period. 

Reconciliation of Consolidated Statements of Income, as presented, to the Company’s Proportionate Interest
The following table provides the reconciliation of the Company’s Consolidated Statements of Income, as presented in the 
audited annual consolidated financial statements, to proportionate interest. 

(thousands of dollars)

2014

Consolidated
Statements of
Income (Equity
method)

Adjustment for
equity method to
proportionate
interest

Proportionate
interest

Three months ended December 31

Consolidated 
Statements of 
Income
(Equity method)
(Restated) (1)

Adjustment for
equity method to
proportionate
interest

2013

Proportionate
interest
(Restated) (1)

Property rental revenue
Property operating costs
Net operating income

$

162,071 $
59,549
102,522

1,711 $
517
1,194

163,782 $
60,066
103,716

161,094 $
58,588
102,506

1,116 $
352
764

162,210
58,940
103,270

Other income and expenses
Interest and other income
Interest expense
Corporate expenses 
Abandoned transaction costs
Amortization expense
Share of profit from joint ventures
Other gains (losses) and (expenses)
Increase (decrease) in value of investment

properties, net

Income before income taxes
Deferred income taxes

Net income

4,135
(43,893)
(8,396)
(147)
(373)
1,295
(12,277)
12,086

(47,570)

54,952
10,057

(181)
(126)
256
(4)
—
(1,295)
(70)
(1,236)

(2,656)

(1,462)
—

3,954
(44,019)
(8,140)
(151)
(373)
—
(12,347)
10,850

2,766
(40,940)
(8,282)
(950)
(1,008)
611
(423)
2,262

—
(132)
—
—
—
(611)
—
(21)

2,766
(41,072)
(8,282)
(950)
(1,008)
—
(423)
2,241

(50,226)

(45,964)

(764)

(46,728)

53,490
10,057

56,542
8,506

—
—

— $

56,542
8,506

48,036

$

44,895 $

(1,462) $

43,433 $

48,036 $

(1) Refer to the “Adoption of New Accounting Standards” section of this MD&A for further details.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

93

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Funds from Operations

FFO for the three months ended December 31, 2014 totalled $48.1 million or $0.22 per share (diluted) compared to 
$55.8 million or $0.27 per share (diluted) in the same prior year period. The 18.5% or $0.05 decrease in FFO per share 
(diluted) over the prior year period was primarily due to higher net other losses and expenses mainly related to 
executive transition expense and losses on prepayment of debt as compared to the same prior year period.

FFO excluding other gains (losses) and (expenses) for three months ended December 31, 2014 totalled $57.6 million or 
$0.27 per share (diluted) compared to $55.7 million or $0.27 per share (diluted) in the same prior year period. The 
increase was primarily due to higher interest from mortgages and loans receivable and lower corporate expenses, 
partially offset by higher interest expense as a result of higher debt levels compared to the same prior year period. 

The Company’s net income with proportionate interest is reconciled to FFO below:

(thousands of dollars)

Net income attributable to common shareholders
Add (deduct):

Increase (decrease) in value of investment properties, net
Incremental leasing costs and other
Investment properties – selling costs
Adjustment for equity accounted joint ventures
Deferred income taxes

FFO

(1) Refer to the “Adoption of New Accounting Standards” section of this MD&A for further details.

The components of FFO with proportionate interest are as follows:

Three months ended December 31

2014

2013
(Restated) (1)

$

43,433

$

47,901

(10,850)
1,774
2,816
850
10,057

(2,241)
1,077
573
—
8,506

$

48,080

$

55,816

Three months ended December 31

(thousands of dollars, except share and per share amounts and percentages)

% change

2014

Net operating income
Interest expense
Corporate expenses and other
Abandoned transaction costs
Amortization expense (corporate assets and credit facility costs)

Interest and other income

FFO excluding other gains (losses) and (expenses)
Other gains (losses) and (expenses) (2)

FFO

FFO per diluted share

FFO per diluted share excluding other gains (losses) and (expenses)
Weighted average number of common shares – diluted – FFO (in thousands)

$

103,716 $
(43,531)
(6,004)
(151)
(373)

3,954

57,611

(9,531)

3.5 %

2013
(Restated) (1)

103,270
(41,072)
(7,340)
(950)
(1,008)

2,766

55,666

150

(13.9)% $

48,080 $

55,816

(18.5)% $

— % $
3.7 %

0.22 $

0.27 $

217,299

0.27

0.27
209,486

(1) Refer to the “Adoption of New Accounting Standards” section of this MD&A for further details.
(2) Refer to the “Fourth Quarter 2014 Operations and Results – Other Gains (Losses) and (Expenses)” section in the following pages for details.

94

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Adjusted Funds from Operations

AFFO for the three months ended December 31, 2014 totalled $61.5 million or $0.26 per share (diluted) compared to 
$57.2 million or $0.25 per share (diluted) for the same prior year period. AFFO excluding other gains (losses) and 
(expenses) for the three months ended December 31, 2014 totalled $61.1 million or $0.26 per share (diluted) compared 
to $57.1 million or $0.25 per share (diluted) for the same prior year period. The 4.0% or $0.01 increase in AFFO per share 
(diluted) excluding other gains (losses) and (expenses) over the prior year period is primarily due to growth in FFO 
excluding other gains (losses) and (expenses) and a smaller adjustment for the impact of rental revenue recognized on a 
straight-line basis compared to the same prior year period. 

AFFO is calculated as follows:

(thousands of dollars, except share and per share amounts and percentages)

% change

2014

2013

Three months ended December 31

FFO
Add (deduct):

Interest expense payable in shares
Rental revenue recognized on a straight-line basis
Non-cash compensation expense
Same property revenue sustaining capital expenditures (1)
Change in cumulative unrealized losses (gains) on marketable securities
Losses on prepayments of debt

Hedge accounting losses (gains)
Pre-selling costs of residential inventory units
Executive transition expense
Costs not capitalized during development period (2)
Other adjustments

AFFO
Deduct: other (gains) losses and expenses (3)
AFFO excluding other gains (losses) and (expenses)
AFFO per diluted share

AFFO per diluted share excluding other (gains) losses and expenses

Weighted average number of common shares – diluted – AFFO (in thousands)

$

48,080

$

55,816

5,966
(893)
619
(3,652)

2,160
2,406

—
(496)
5,830
1,546
(106)
61,460
(368)
61,092
0.26
0.26

5,982
(2,637)
737
(3,523)

(149)
29

(11)
61
—
947
(62)
57,190
(80)
57,110
0.25
0.25

$
$
$

233,784

226,183

7.5%

7.0%
4.0%
4.0%

3.4%

$
$
$

(1)   Estimated at $0.83 per square foot per annum (2013 – $0.84) on average gross leasable area of stable properties (based on an estimated three-year weighted average). 
(2)   The Company has added back costs not capitalized during the development period for accounting purposes that, in Management’s view forms part of the cost of its 

development projects.

(3)   Refer to the “Fourth Quarter 2014 Operations and Results – Other Gains (Losses) and (Expenses)” section for details.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

95

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

A reconciliation of cash provided by operating activities (an IFRS measure) to AFFO is presented below: 

(thousands of dollars)

Cash provided by operating activities
Share of profit from joint ventures
Distribution from joint ventures
Adjustment for equity accounted entities
Realized gains on sale of marketable securities
Incremental leasing costs
Net change in non-cash operating items
Expenditures on residential development inventory
Receipts of proceeds from sales of residential inventory

Amortization expense
Non-cash interest expense and change in accrued interest
Convertible debenture interest paid in common shares
Convertible debenture interest payable in common shares
Costs not capitalized during development period
Pre-selling costs of residential inventory
Executive transition expense

Gain on sale of residential inventory
Same property revenue sustaining capital expenditures
Non-controlling interest
Other adjustments

AFFO

Three months ended December 31

$

2014

82,593
1,295
(456)
613
881
1,774
(31,547)
1,850
—

(373)
(7,024)
—
5,966
1,546
(498)
5,830

—
(3,652)
—
(107)

$

2013
(Restated) (1)

84,569
625
(530)
—
80
1,083
(37,184)
3,599
—

(1,008)
818
—
5,982
947
61
—

—
(3,523)
(142)
(66)

$

61,460

$

57,190

(1)  Refer to the “Adoption of New Accounting Standards” section of this MD&A for further details.

Net Operating Income

NOI increased to approximately $103.7 million for the three months ended December 31, 2014 from $103.3 million for 
the same prior year period.

The increase in overall shopping centre portfolio NOI resulted from growth in base rent from tenants due to increases in 
rental rates from step-ups and lease renewals, as well as acquisitions and developments coming on line, where average 
rental rates and recovery terms were higher than the rental rates and recovery terms of disposed properties and closures 
of spaces for redevelopment. The overall occupancy increased by 0.5% as compared to 95.5% as at December 31, 2013. 
The increase in overall occupancy primarily arises as a result of the Company's development, redevelopment initiatives 
and leasing activities. On a same property basis, occupancy increased to 96.9% (December 31, 2013 – 96.5%). On a 
comparative period basis, the shopping centre portfolio size decreased by 0.1 million square feet due to net property 
dispositions partially offset by net development and redevelopment space coming on line. 

The change in NOI margin is primarily driven by occupancy, non-recoverable operating costs, operating costs and tax 
recovery margins and base rent growth. For the three months ended December 31, 2014, the total portfolio NOI 
margin has decreased slightly to 63.3% from 63.7% compared to the three months ended December 31, 2013. The 
total portfolio operating cost and tax recovery margin was 86.2% for the three months ended December 31, 2014, a 
decrease of 3.1% from the same prior year period. These decreases were primarily due to lower recovery rates at a 
recently completed ground-up development. 

For the three months ended December 31, 2014, same property NOI margin increased by 0.7% to 64.6% from 63.9%  
compared to the three months ended December 31, 2013 due to an increase in occupancy, increase in rental rates 

96

FIRST CAPITAL REALTY ANNUAL REPORT 2014

from step-ups and lease renewals. For the three months ended December 31, 2014, the same property recovery 
margin remained consistent compared to the same prior year period.

(thousands of dollars, except other data)

Property rental revenue

Base rent (1)
Operating cost recoveries
Realty tax recoveries
Rental revenue recognized on a straight-line basis
Lease surrender fees
Percentage rent
Prior year operating cost and tax recovery adjustments
Temporary tenants, storage, parking and other

Total property rental revenue

Property operating costs

Recoverable operating expenses
Recoverable realty tax expenses
Prior year operating cost and tax expense adjustments
Other operating costs and adjustments

Total property operating costs
NOI
NOI margin
Operating cost recovery percentage

Tax recovery percentage

(1)  Base rent includes annual minimum rents from gross and semi-gross leases.

Three months ended December 31

2014

2013

$

$

103,049
23,315
30,018
893
682
1,438
110
4,277
163,782

28,292
33,567
(430)
(1,363)
60,066
103,716

63.3%
82.4%

89.4%

$

$

98,782
24,705
28,882
2,637
273
1,696
1,071
4,164
162,210

28,720
31,263
(45)
(998)
58,940
103,270

63.7%
86.0%

92.4%

The following table summarizes the Company's NOI margin, operating cost and tax recoveries margin, and occupancy by 
property category:

Same property – stable
Same property with incremental redevelopment and

expansion

Total same property
Major redevelopment
Ground-up development
Acquisitions – 2014
Acquisitions – 2013

Investment properties classified as 

held for sale

Dispositions and other

NOI Margin

Operating Cost and Tax
Recoveries Margin

% Occupied

Three months ended 
December 31

Three months ended
December 31

As at December 31

2014

65.1%

62.9%

64.6%
59.3%
54.8%
56.6%
61.4%

56.3%

83.6%

63.3%

2013

64.3%

62.5%

63.9%
59.6%
64.6%
—%
68.0%

58.2%

79.6%

63.7%

2014

91.8%

87.5%

90.8%
74.1%
71.5%
83.4%
92.5%

75.7%

60.5%

86.2%

2013

92.2%

91.1%

91.1%
76.5%
94.1%
—%
98.7%

78.7%

150.4%

89.3%

2014

97.2%

96.1%

96.9%
91.9%
94.2%
91.9%
94.2%

94.9%

—%

96.0%

2013

96.7%

96.1%

96.5%
91.1%
98.2%
—%
94.0%

89.5%

95.5%

95.5%

FIRST CAPITAL REALTY ANNUAL REPORT 2014

97

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Same property NOI increased by 4.1% for the three months ended December 31, 2014 compared to the same prior year 
period, primarily as a result of increases in same property occupancy, rental rates due to step-ups, lease renewals, and 
tenant openings with higher rental rates than the rental rates on tenant closures. This is offset by the slight decrease in 
NOI margin due to an increase in other non-recoverable operating costs and prior year operating costs and tax recovery 
adjustments.

The following table summarizes the Company's proportionate interest in NOI by property categorization:

(thousands of dollars, except for percentages)

Same property – stable NOI
Same property with incremental redevelopment and expansion NOI
Total same property

% change

3.3%
7.4%
4.1%

$

Major redevelopment
Ground-up development
Acquisitions – 2014
Acquisitions – 2013
Investment properties classified as held for sale
Dispositions – 2014
Dispositions – 2013
Rental revenue recognized on a straight-line basis
Development land

NOI

Three months ended December 31

2014

62,696
16,602
79,298
12,472
3,064
2,051
2,324
2,634
785
80
893
115

$

2013

60,699
15,455
76,154
13,346
2,702
—
2,533
2,700
2,650
—
2,637
548

$

103,716

$

103,270

For the three months ended December 31, 2014 in comparison to the same prior year period, both Eastern and Western 
regions experienced growth in base rent and recoveries from tenants resulting from an increase in rental rates due to 
step-ups and lease renewals, in addition to net acquisitions and developments coming on line, with average rental rates 
and recovery terms in excess of the rental rates and recovery terms of disposed properties and closures of spaces for 
redevelopment. The Central region NOI decreased for the three months ended December 31, 2014 in comparison to the 
same prior year period due to the disposition of shopping centres during the fourth quarter of 2014.

The shopping centre portfolio NOI by segment at the Company’s proportionate interest is as follows: 

Three months ended December 31, 2014

(thousands of dollars)
Property rental revenue

Property operating costs

Net operating income

Three months ended December 31, 2013

(thousands of dollars)

Property rental revenue
Property operating costs

Net operating income

$

$

$

$

Central 
Region

Eastern 
Region

Western
Region

Subtotal

Other(1)

Total

67,938 $

44,620 $

51,319 $

163,877 $

(95) $

163,782

25,831

18,713

16,141

60,685

(619)

60,066

42,107 $

25,907 $

35,178 $

103,192 $

524 $

103,716

Central 
Region

Eastern 
Region

Western
Region

Subtotal

Other(1)

Total

70,847 $

42,429 $

49,095 $

162,371 $

(161) $

162,210

26,540

17,084

15,913

59,537

(597)

58,940

44,307 $

25,345 $

33,182 $

102,834 $

436 $

103,270

(1)  Other items are principally operating costs and adjustments that are not attributable to a region.

98

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Interest and Other Income
The Company's interest and other income is as follows:

(thousands of dollars)

Interest, dividend and distribution income from marketable securities and cash investments
Interest income from mortgages and loans receivable

Fees and other income

Three months ended December 31

2014

1,218
2,473

263

3,954

$

$

2013

1,037
1,729

—

2,766

$

$

The increase in interest and other income for the three months ended December 31, 2014 is primarily due to an increase 
in mortgages and loans receivable and marketable securities balances.

Interest Expense
The Company’s proportionate share of interest expense is as follows:

(thousands of dollars)
Mortgages and credit facilities
Senior unsecured debentures
Convertible debenture (cashless)

Coupon interest (payable in shares)

Accretion of discounts on bifurcation for accounting purposes
Amortization of deferred issue costs

Interest capitalized to investment properties and residential inventory under development

Three months ended December 31

$

2014

15,191
27,933

4,977

411
578
5,966

(5,071)

$

2013

17,490
23,431

5,040

393
549

5,982
(5,831)

Total interest expense

$

44,019

$

41,072

Mortgage and credit facilities interest expense for the three months ended December 31, 2014 has decreased due to net 
repayments of mortgages during the past 12 months and due to the decrease in the weighted average borrowing rate to 
5.03% per annum as at December 31, 2014 from 5.21% per annum as at December 31, 2013.

The increase in interest expense for the senior unsecured debentures for the three months ended December 31, 2014 is 
primarily due to the issuances of $510.0 million principal amount senior unsecured debentures with a weighted average 
coupon rate of 4.60% (weighted average effective rate of 4.59%) during 2014 and the issuance of $450.0 million principal 
amount of senior unsecured debentures with a weighted average coupon rate of 3.97% (weighted average effective rate 
of 4.12%) in 2013. These issuances were partially offset by the repayment of $125 million principal amount with a 
weighted average coupon rate of 5.95% (weighted average effective rate of 6.13%) during 2014 and the repayment of 
$53.9 million principal amount with a weighted average coupon rate of 5.36% (weighted average effective rate of 5.52%) 
during the year ended December 31, 2013 as described in the “Capital Structure and Liquidity” section of this MD&A.

The decrease in convertible debentures interest expense for the three months ended December 31, 2014 is a result of 
repurchases in the NCIB of $4.2 million and $3.2 million during 2014 and 2013, respectively, partially offset by net 
issuances in 2013 of $55.5 million. Refer to the “Capital Structure and Liquidity” section of this MD&A for additional 
information. 

During the three months ended December 31, 2014 and 2013, respectively, approximately 10.3% and 12.4% of interest 
expense was capitalized to real estate investments for properties undergoing development or redevelopment projects. 
Amounts capitalized are based on development and redevelopment projects actively underway. The decrease in 
capitalized interest percentage is commensurate with the decrease in qualified development and redevelopment 
expenditures primarily resulting from certain development and redevelopment projects completed during the year but 
only partially offset by new developments projects commenced. The reduction is also due to the sale of an interest in the 
assets of Main and Main Developments in the third quarter.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

99

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Corporate Expenses

(thousands of dollars, except for percentages)

Salaries, wages and benefits
Non-cash compensation
Other corporate costs

Amounts capitalized to investment properties under development and residential inventory (1)

Corporate expenses, excluding non-cash compensation and incremental leasing costs

As a percentage of rental revenue

As a percentage of total assets

(1)  Refer to the “Adoption of New Accounting Standards” section of this MD&A.

Three months ended December 31

$

2014

5,930
606
2,788
9,324
(1,184)

$

2013

(Restated)

6,893
695
2,605
10,193
(1,911)

$

8,140

$

8,282

3.7%

0.3%

4.0%

0.3%

The overall level of net corporate expenses has decreased by 1.7% for the three months ended December 31, 2014, as 
compared to the same prior year period. The variances are primarily a result of the timing of the recognition of incentive 
compensation in the prior year period.

Non-cash compensation is recognized over the respective vesting periods for options, restricted share units and deferred 
share units. These items are considered part of the total compensation for directors, senior management and other team 
members.

The Company manages all of its acquisitions, development and redevelopment and leasing activities internally. Certain 
internal costs directly related to development, including salaries and related costs for planning, zoning, leasing, 
construction, etc., are capitalized in accordance with IFRS to development projects and residential inventory, as incurred. 

Other Gains (Losses) and (Expenses)

(thousands of dollars)

Realized gains on sale of marketable securities
Change in cumulative unrealized gains (losses) on

marketable securities classified as FVTPL

Losses on prepayments of debt
Unrealized losses (gains) on hedges
Pre-selling costs of residential inventory
Executive transition expense

Investment properties – selling costs

Three months ended December 31

2014

2013

Included in
Consolidated
Statements of
Income

Included in
FFO

Included in
AFFO

Included in
Consolidated
Statements of
Income

Included in
FFO

Included in
AFFO

$

882 $

882 $

(2,161)

(2,161)

882 $
—

80 $

149

80 $

149

(2,406)
—
(16)
(5,830)

(2,816)

(2,406)
—
(16)
(5,830)

—

—
—
(514)
—

—

$

(12,347) $

(9,531) $

368 $

(29)
11
(61)
—

(573)

(423) $

(29)
11
(61)
—

—

150 $

80
—

—
—
—
—

—

80

For the three months ended December 31, 2014, the losses on prepayments of debt primarily relate to penalties on the 
early redemption of $125.0 million of the 5.95% Series G senior unsecured debentures.

The gains on hedges represent the change in fair value for those derivatives to which the Company does not apply hedge 
accounting, as well as the ineffectiveness of those hedges to which the Company applies hedge accounting.

Investment properties – selling costs were incurred on dispositions of properties and properties held for sale.

100

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Executive transition expense for the three months ended December 31, 2014 relates to the transition of the Chief 
Executive Officer to Executive Vice Chairman to support the Company’s succession planning and growth.

Income Taxes

(thousands of dollars)

Deferred income taxes

Three months ended December 31

2014

2013

$

10,057

$

8,506

Deferred income taxes increased compared to the same prior year period primarily due to the changes associated with 
investment properties.

Mortgages and Credit Facilities

During the three months ended December 31, 2014, the Company repaid $25.5 million of mortgage financings relating to 
three properties with a weighted average interest rate of 6.32%, and the mortgage financing of $21.5 million was 
assumed by the purchaser on the sale of an investment property. 

During the three months ended December 31, 2013, the Company repaid $46.6 million amount of mortgage financing 
relating to three properties with a weighted average interest rate of 3.69%.

Cash Flows

(thousands of dollars)
Adjusted cash flow from operating activities
Net change in non-cash operating items
Expenditures on residential development inventory
Cash provided by operating activities
Cash used in financing activities
Cash used in investing activities

Net change in cash and cash equivalents

Three months ended December 31

$

2014

52,896
31,547
(1,850)
82,593
(203,705)
(83,453)

$

2013

50,984
37,184
(3,599)
84,569
(52,930)
(104,711)

$

(204,565)

$

(73,072)

Operating Activities
Cash provided by operating activities decreased over the prior year period primarily due to the timing of receipts and 
payments on working capital and other non-cash items, partially offset by increased cash flow growth in net operating 
income from the Company’s shopping centre portfolio as well as decreased expenditures on residential development 
inventory.  

Financing Activities
Cash used in financing activities increased over the same prior year period primarily as a result of the redemption of 
Series G senior unsecured debentures of approximately $127.8 million. These activities are more fully described in the 
“Capital Structure and Liquidity” section of this MD&A.

Investing Activities
Cash used in investing activities decreased over the same prior year period as a result of higher net proceeds from 
dispositions offset by increased capital expenditures on investment properties. Details of the Company’s investments in 
acquisitions and developments are provided in the “Business and Operations Review” section of this MD&A.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

101

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

SUMMARY OF SIGNIFICANT ACCOUNTING ESTIMATES AND POLICIES

Summary of Critical Accounting Estimates
First Capital Realty’s significant accounting policies are described in Note 2 to the audited annual consolidated financial 
statements for the year ended December 31, 2014. Management believes that the policies that are most subject to 
estimation and Management’s judgment are those outlined below.

Fair Value
Fair value is defined as the amount at which an item can be bought or sold between independent, knowledgeable parties 
under no compulsion to act, as opposed to a forced or liquidation sale.

Quoted market prices in active markets are usually the best evidence of fair value when they are available. Market prices 
are usually available for marketable securities and other actively traded financial instruments owned by the Company. When 
quoted  market  prices  are  not  available,  estimates  of  fair  value  are  based  on  the  best  information  available,  including 
comparable market data and other valuation techniques, including discounted cash flows and other models based on future 
cash flows.

Where the valuation method chosen is based on future cash flows, the Company would be required to make estimates 
that incorporate assumptions of economic conditions, local market conditions, the potential uses of assets, and other 
factors.

As a result, the Company’s determination of fair value could vary under differing circumstances and result in different 
calculations. The most significant areas that are affected by fair value estimates in the Company’s consolidated financial 
statements are:

•  estimates of fair values of investment properties;
•  valuation of financial instruments both for disclosure and measurement purposes; and
•  valuation of stock options using the Black-Scholes model.

The method of determination of the fair value of investment properties is discussed in detail elsewhere in this MD&A 
under “Valuation of Investment Properties under IFRS”.

Fair Value of Financial Instruments
The Company is required to determine the fair value of its loans, mortgages and credit facilities payable, senior unsecured 
and convertible debentures payable, loans and mortgages receivable, marketable securities and derivatives. The fair 
values of the convertible debentures and marketable securities are based on quoted market prices.  The fair values of the 
other financial instruments are calculated using internally developed models as follows:

•  Mortgages and credit facilities payable are calculated based on current market rates plus risk-adjusted spread on 

discounted cash flows.

•  Senior unsecured debentures are based on closing bid risk-adjusted spreads and current underlying Government of 

Canada bond yields on discounted cash flows, also incorporating interest rate quotations provided by financial 
institutions.

•  Derivative instruments are determined using present value forward pricing and swap calculations at interest rates that 

reflect current market conditions.

•  Loans and mortgages receivable are calculated based on current market rates plus borrower level risk-adjusted spreads 

on discounted cash flows, adjusted for allowances for non-payment and collateral related risk. 

Estimates of risk-adjusted credit spreads applicable to a specific financial instrument and its underlying collateral could 
vary and result in a different disclosed fair value.

A 1% increase or decrease in the interest rate used to determine the fair value of the mortgages payable would change 
the fair value of the mortgages payable by $38.7 million and $41.1 million, respectively. Similarly, a 1% increase or 
decrease in the interest rate used to determine the fair value of the senior unsecured debentures would change the fair 
value by $186.9 million and $76.7 million, respectively, and for the derivative instruments would change the fair value by 
$15.4 million and $16.9 million, respectively.  For loans and mortgages receivable, a 1% increase or decrease in the 
interest rate used to determine the fair value would result in a change of $4.6 million and $4.9 million, respectively.

102

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Financial Instruments
The critical judgments inherent in the application of the policies with respect to financial instruments include applying the 
criteria to designate financial instruments as FVTPL, which are acquired principally for the purpose of selling in the short 
term.

Hedge Accounting
Where the Company undertakes to apply cash flow hedge accounting, it must determine whether such hedges are 
expected to be highly effective in achieving offsetting changes in cash flows and are assessed on an ongoing basis to 
determine that they actually have been highly effective throughout the financial reporting periods for which they were 
designated. 

Income Taxes
The Company exercises judgment in estimating deferred tax assets and liabilities. Income tax laws may be subject to 
different interpretations, and the income tax expense recorded by the Company reflects the Company’s interpretation of 
the relevant tax laws. The Company is also required to estimate the timing of reversals of temporary differences between 
accounting and taxable income in determining the appropriate rate to apply in calculating deferred taxes.

For the determination of deferred tax assets and liabilities where investment property is measured using the fair value 
model, the presumption is that the carrying amount of an investment property is recovered through sale, as opposed to 
presuming that the economic benefits of the investment property will be substantially consumed through use over time. 

Key Management Personnel
Judgment has been made in identifying the key management personnel for purposes of compensation disclosure. The 
Company considers those with the authority and responsibility for planning, directing and controlling the activities of the 
Company to be the Board of Directors and certain members of senior management.

FUTURE ACCOUNTING POLICY CHANGES
The Company is currently evaluating the impact of the following future accounting policy changes. 

Financial Instruments

IFRS 9, “Financial Instruments” (“IFRS 9”), was issued in July 2014, which will replace IAS 39, “Financial Instruments: 
Recognition and Measurement” (“IAS 39”). IFRS 9 addresses the classification and measurement of all financial assets and 
financial liabilities within the scope of the current IAS 39 and a new expected loss impairment model that will require 
more timely recognition of expected credit losses and a substantially-reformed model for hedge accounting. Also included 
are the requirements to measure debt-based financial assets at either amortized cost or fair value through profit or loss 
(“FVTPL”) and to measure equity-based financial assets as either held-for-trading or as fair value through other 
comprehensive income (“FVTOCI”). No amounts are reclassified out of other comprehensive income (“OCI”) if the FVTOCI 
option is elected. Additionally, embedded derivatives in financial assets would no longer be bifurcated and accounted for 
separately under IFRS 9. 

A new general hedge accounting standard, part of IFRS 9 (2013), was issued in November 2013 permitting additional 
hedging strategies used for risk management to qualify for hedge accounting.

The IASB has set January 1, 2018 as the effective date for the mandatory application of IFRS 9. Earlier adoption is 
permitted if initial application is prior to February 1, 2015. The Company is in the process of assessing the impact of IFRS 9 
on its consolidated financial statements and will not be early adopting the standard. 

Revenue from Contracts with Customers

IFRS 15, “Revenue from Contracts with Customers” (“IFRS 15”), was issued in May 2014, which will replace IAS 11, 
“Construction Contracts”, IAS 18, “Revenue Recognition”, IFRIC 13, “Customer Loyalty Programmes”, IFRIC 15, 
“Agreements for the Construction of Real Estate”, IFRIC 18, “Transfers of Assets from Customers”, and SIC-31, “Revenue 
– Barter Transactions Involving Advertising Services”. IFRS 15 provides a single, principles based five-step model that will 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

103

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

apply to all contracts with customers with limited exceptions, including, but not limited to, leases within the scope of 
IAS 17; financial instruments and other contractual rights or obligations within the scope of IFRS 9, IFRS 10, 
“Consolidated Financial Statements” and IFRS 11, “Joint Arrangements”. In addition to the five-step model, the standard 
specifies how to account for the incremental costs of obtaining a contract and the costs directly related to fulfilling a 
contract. The incremental costs of obtaining a contract must be recognized as an asset if the entity expects to recover 
these costs. The standard’s requirements will also apply to the recognition and measurement of gains and losses on the 
sale of some non-financial assets that are not an output of the entity’s ordinary activities. 

IFRS 15 is required for annual periods beginning on or after January 1, 2017. Earlier adoption is permitted. The Company 
is in the process of assessing the impact of IFRS 15 on its consolidated financial statements.

CONTROLS AND PROCEDURES 
As at December 31, 2014, the Chief Executive Officer and the Chief Financial Officer of the Company, with the assistance 
of other staff and Management of the Company to the extent deemed necessary, have designed the Company’s disclosure 
controls and procedures to provide reasonable assurance that information required to be disclosed in the various reports 
filed or submitted by the Company under securities legislation is recorded, processed, summarized and reported 
accurately and have designed internal controls over financial reporting to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with IFRS. 

In May 2013, the Committee of Sponsoring Organizations of the Treadway Commission published an updated version (the 
"COSO 2013 Framework") of its 1992 COSO Framework. The COSO 2013 Framework further formalizes the principles 
embedded in the original 1992 COSO Framework, incorporates business and operating environment changes over the 
past two decades and improves the 1992 COSO Framework’s ease of use and application. 

The Chief Executive Officer and the Chief Financial Officer of the Company have evaluated, or caused the evaluation of, 
under their supervision, the effectiveness of the Company’s disclosure controls and procedures and its internal controls 
over financial reporting (each as defined in National Instrument 52-109-Certification of Disclosure in Issuers’ Annual and 
Interim Filings) as at December 31, 2014, and have concluded that such disclosure controls and procedures and internal 
controls over financial reporting were operating effectively. Management assessed the effectiveness of internal controls 
over financial reporting using the COSO 2013 Framework. 

The Company did not make any changes in its internal controls over financial reporting during the quarter ended 
December 31, 2014 that have had, or are reasonably likely to have, a material effect on the Company's internal controls 
over financial reporting. On an ongoing basis, the Company will continue to analyze its controls and procedures for 
potential areas of improvement.

Management does recognize that any controls and procedures, no matter how well designed and operated, can only 
provide reasonable assurance and not absolute assurance of achieving the desired control objectives. In the unforeseen 
event that lapses in the disclosure controls and procedures or internal controls over financial reporting occur and/or 
mistakes happen, the Company intends to take the necessary steps to minimize the consequences thereof.

RISKS AND UNCERTAINTIES 
First Capital Realty, as an owner of income-producing properties and development properties, is exposed to numerous 
business risks in the normal course of its business that can impact both short- and long-term performance. Income-
producing and development properties are affected by general economic conditions and local market conditions such as 
oversupply of similar properties or a reduction in tenant demand. It is the responsibility of Management, under the 
supervision of the Board of Directors, to identify and, to the extent possible, mitigate or minimize the impact of all such 
business risks. The major categories of risk the Company encounters in conducting its business and some of the actions it 
takes to mitigate these risks are outlined below. The Company’s most current Annual Information Form provides a more 
detailed discussion of these and other risks and can be found on SEDAR at www.sedar.com and the Company’s website at 
www.firstcapitalrealty.ca.

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FIRST CAPITAL REALTY ANNUAL REPORT 2014

Economic Conditions and Ownership of Real Estate
Real property investments are affected by various factors including changes in general economic conditions (such as the 
availability of long-term mortgage financings and fluctuations in interest rates) and in local market conditions (such as an 
oversupply of space or a reduction in demand for real estate in the area), the attractiveness of the properties to tenants, 
competition from other real estate developers, managers and owners in seeking tenants, the ability of the owner to 
provide adequate maintenance at an economic cost, and various other factors. The economic conditions in the markets in 
which the Company operates can also have a significant impact on the Company’s tenants and, in turn, the Company’s 
financial success. Adverse changes in general or local economic conditions can result in some retailers being unable to 
sustain viable businesses and meet their lease obligations to the Company, and may also limit the Company’s ability to 
attract new or replacement tenants.

The Company’s portfolio has major concentrations in Quebec, Ontario, Alberta and British Columbia. Moreover, within 
each of these provinces, the Company’s portfolio is concentrated predominantly in selected urban markets. As a result, 
economic and real estate conditions in these regions will significantly affect the Company’s revenues and the value of its 
properties.

Revenue from the Company’s properties depends primarily on the ability of the Company’s tenants to pay the full amount 
of rent and other charges due under their leases on a timely basis. Leases comprise any agreements relating to the 
occupancy or use of the Company’s real property. There can be no assurance that tenants and other parties will be willing 
or able to perform their obligations under any such leases. If a significant tenant or a number of smaller tenants were to 
become unable or unwilling to meet their obligations to the Company, the Company’s financial position and results of 
operations would be adversely affected. In the event of default by a tenant, the Company may experience delays and 
unexpected costs in enforcing its rights as landlord under lease terms, which may also adversely affect the Company’s 
financial position and results of operations.

In addition, the value of real property and any improvements may depend on the success of its tenants’ operations as well 
as their credit and financial stability. Anchor tenants generally occupy large amounts of square footage, pay a significant 
portion of the total rents at a property and contribute to the success of other tenants by drawing significant numbers of 
customers to a property. The closing of one or more anchor stores at a property could have a significant adverse effect on 
that property. The Company’s financial position and results of operations would be adversely affected if tenants become 
unable to pay rent or other charges on a timely basis or if the Company is unable to lease a significant amount of available 
space in its properties on economically favourable terms.

Real property investments are relatively illiquid and generally cannot be sold quickly. This illiquidity will likely limit the 
ability of the Company to vary its portfolio promptly in response to changed economic or investment conditions. The 
Company’s inability to respond quickly to changes in the performance of its investments could adversely affect its ability 
to meet its obligations, its financial position and its results of operations.

Lease Renewals and Rental Increases
Upon the expiry of any lease, there can be no assurance that the lease will be renewed or the tenant replaced. Expiries of 
certain leases will occur in both the short and long term, including expiry of leases of certain significant tenants, and 
although certain lease renewals and/or rental increases are expected to occur in the future, there can be no assurance 
that such renewals or rental increases will in fact occur. The failure to achieve renewals and/or rental increases may have 
an adverse effect on the financial position and results of operations of the Company. In addition, the terms of any 
subsequent lease may be less favourable to the Company than the existing lease.

Financing, Interest Rates, Repayment of Indebtedness and Access to Capital
The Company has outstanding indebtedness in the form of mortgages, loans, credit facilities, senior unsecured 
debentures and convertible debentures and, as such, is subject to the risks normally associated with debt financing, 
including the risk that the Company’s cash flow will be insufficient to meet required payments of principal and interest.

Debt service obligations reduce the funds available for operations, acquisitions, development activities and other business 
opportunities. There is a possibility that the Company’s internally generated cash may not be sufficient to repay all of its 
outstanding indebtedness. Upon the expiry of the term of the financing on any particular property owned by the 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

105

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Company, refinancing on a conventional mortgage loan basis may not be available in the amount required or may be 
available only on terms less favourable to the Company than the existing financing. The Company may elect to repay 
certain indebtedness through the issuance of equity securities or the sale of assets, where appropriate. 

Interest rates have a significant effect on the profitability of commercial properties as interest represents a significant 
cost in the ownership of real property where debt financing is used as a source of capital. The Company has a total of 
$0.8 billion principal amount of fixed rate interest-bearing instruments outstanding including mortgages, senior 
unsecured debentures and convertible debentures maturing between January 1, 2015 and December 31, 2017 at a 
weighted average coupon interest rate of 5.53%. If these amounts were refinanced at an average interest rate that was 
100 basis points higher or lower than the existing rate, the Company’s annual interest cost would respectively increase 
or decrease by $8.2 million. In addition, as at December 31, 2014, the Company had $7.8 million principal amount of 
debt (or 1% of the Company’s aggregate mortgage debt as of such date) at floating interest rates.

The Company seeks to reduce its interest rate risk by staggering the maturities of long-term debt and limiting the use of 
floating rate debt so as to minimize exposure to interest rate fluctuations. Moreover, from time to time, the Company may 
enter into interest rate swap transactions to modify the interest rate profile of its current or future variable rate debts 
without an exchange of the underlying principal amount.

Changes to Credit Ratings
Any credit rating that is assigned to the senior unsecured debentures may not remain in effect for any given period of 
time or may be lowered, withdrawn or revised by one or more of the rating agencies if, in their judgment, circumstances 
so warrant. Any lowering, withdrawal or revision of a credit rating may have an adverse effect on the market price of the 
senior unsecured debentures, may affect a debenture holder’s ability to sell its senior unsecured debentures and may 
affect the Company’s access to financial markets and its cost of borrowing.

Acquisition, Expansion, Development, Redevelopment and Strategic Dispositions
The key to the Company’s ongoing success will be its ability to create and enhance value through the skill, creativity and 
effectiveness of its Management team and the opportunities which the market presents. 

The Company competes for suitable real property investments with individuals, corporations, real estate investment 
companies, trusts and other institutions (both Canadian and foreign) which may seek real property investments similar to 
those desired by the Company. Many of these investors may also have financial resources, which are comparable to, or 
greater than, those of the Company. An increase in the availability of investment funds, and an increase of interest in real 
property investments, increases competition for real property investments, thereby increasing purchase prices and 
reducing the yield therefrom.

Increased competition in the real estate market leads to lower capitalization rates for new acquisitions in certain of the 
markets in which the Company operates. Lower capitalization rates mean a smaller spread between the Company’s cost 
of capital and return on acquisitions and may therefore have a negative impact on the Company’s earnings growth.

The Company’s acquisition and investment strategy and market selection process may not ultimately be successful and 
may not provide positive returns on investment. The acquisition of properties or portfolios of properties entails risks that 
include the following, any of which could adversely affect the Company’s financial position and results of operations and 
its ability to meet its obligations: (i) the Company may not be able to identify suitable properties to acquire or may be 
unable to complete the acquisition of the properties identified; (ii) the Company may not be able to successfully integrate 
any acquisitions into its existing operations; (iii) properties acquired may fail to achieve the occupancy or rental rates 
projected at the time of the acquisition decision, which may result in the properties’ failure to achieve the returns 
projected; (iv) the Company’s pre-acquisition evaluation of the physical condition of each new investment may not detect 
certain defects or identify necessary repairs, which could significantly increase the Company’s total acquisition costs; and 
(v) the Company’s investigation of a property or building prior to acquisition, and any representations it may receive from 
the seller of such building or property, may fail to reveal various liabilities, which could reduce the cash flow from the 
property or increase its acquisition cost. 

Further, the Company’s development and redevelopment commitments are subject to those risks usually attributable to 
construction projects, which include: (i) construction or other unforeseen delays; (ii) cost overruns; (iii) the failure of 

106

FIRST CAPITAL REALTY ANNUAL REPORT 2014

tenants to occupy and pay rent in accordance with existing lease agreements, some of which are conditional; (iv) the 
inability to achieve projected rental rates or anticipated pace of lease-ups; and (v) increase in interest rates during the life 
of the development or redevelopment.

The Company’s redevelopment and intensification activities are focussed primarily on increasing retail space on a 
property and to a lesser degree, adding mixed-use density, including residential projects and office uses. Residential 
property development and redevelopment is a relatively new line of business for the Company. As a result, development 
risks associated with such projects may be greater due to the Company’s more limited experience in this area.

Where the Company’s development commitments relate to properties intended for sale, such as the residential portion of 
certain projects, the Company is also subject to the risk that purchasers of such properties may become unable or 
unwilling to meet their obligations to the Company or that the Company may not be able to close the sale of a significant 
number of units in a development project on economically favourable terms.

The Company undertakes strategic property dispositions from time to time in order to recycle its capital and maintain an 
optimal portfolio composition. The Company may be subject to unexpected costs or liabilities related to such dispositions, 
which could adversely affect the Company's financial position and results of operations and its ability to meet its 
obligations.

Geographic and Tenant Concentration 
As at December 31, 2014, approximately 45%, 23%, 22% and 10% of First Capital Realty’s annualized minimum rent was 
from, and approximately 42%, 28%, 21% and 9% of the Company’s gross leasable area was located in, the provinces of 
Ontario, Quebec, Alberta and British Columbia, respectively. Moreover, within each of these provinces, the Company’s 
portfolio is concentrated predominantly in selected urban markets. As a result, economic, real estate and other general 
conditions in one or more markets where First Capital Realty has a concentration of shopping centres will significantly 
affect the Company’s revenues and the value of its properties. Business layoffs or downsizing, industry slowdowns, 
declines in real estate values, changing demographics, increases in insurance costs and real estate taxes and other factors 
may adversely affect the economic climate in the markets in which the Company operates. Any resulting reduction in 
demand for retail properties in one or more markets where First Capital Realty has a concentration of shopping centres 
will adversely affect the Company’s financial position, results of operations and the value of its properties concerned.

The Company’s top 10 tenants represented 35.4% of the Company’s annualized minimum rent and occupied 39.8% of the 
Company’s gross leasable area. First Capital Realty’s single largest tenant, Loblaws, (which operates stores under multiple 
banners and formats), accounts for 10.2% of the Company’s annual minimum rent and 10.2% of the Company’s gross 
leasable area. In the event that one or more tenants of the Company that individually or collectively account for an 
important amount of the Company’s annual minimum rent experience financial difficulty and are unable to pay rent or 
fulfill their lease commitments, the Company’s financial position, results of operations and the value of its properties 
concerned would be adversely affected.

Competition
The real estate business is competitive. Numerous other developers, managers and owners of retail properties compete 
with the Company in seeking tenants. Some of the properties located in the same markets as the Company’s properties 
may be newer, better located and/or have stronger anchor tenants than the Company’s properties. The existence of 
developers, managers and owners in such markets and competition for the Company’s tenants could adversely affect the 
Company’s ability to lease space in its properties in such markets and on the rents charged or concessions granted. In 
addition, the internet and other technologies are expected to play a more significant role in consumer preferences and 
shopping patterns in the future, which may present a competitive risk to the Company that is not easily assessed at this 
time. Any of the aforementioned factors could have an adverse effect on the Company’s financial position and results of 
operations.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

107

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

Residential Development Sales and Leasing
First Capital Realty is and expects to be increasingly involved in the development of mixed-use properties that include 
residential condominiums and rental apartments. These developments are often carried out with an experienced 
residential developer as the Company's partner. Purchaser demand for residential condominiums is cyclical and is 
significantly affected by changes in general and local economic and industry conditions, such as employment levels, 
availability of financing for home buyers, interest rates, consumer confidence, levels of new and existing homes for sale, 
demographic trends and housing demand. As a residential landlord in its properties that include rental apartments, First 
Capital Realty is subject to the risks inherent in the multi-unit residential rental property industry. In addition to the risks 
highlighted above, these include exposure to private individual tenants (as opposed to commercial tenants in the 
Company's retail properties), fluctuations in occupancy levels, the inability to achieve economic rents (including 
anticipated increases in rent), controlling bad debt exposure, rent control regulations, increases in operating costs 
including the costs of utilities (residential leases are often “gross” leases under which the landlord is not able to pass on 
costs to its residents), the imposition of increased taxes or new taxes and capital investment requirements.

Financial Covenants
First Capital Realty’s revolving credit facilities and its outstanding senior unsecured debentures contain customary 
covenants and conditions, including, among others, compliance with various financial ratios and restrictions upon the 
incurrence of additional indebtedness and liens on the Company’s properties. Furthermore, the terms of some of this 
indebtedness may adversely affect the Company’s ability to consummate transactions that result in a change of control. 
The existing mortgages also contain customary negative covenants such as those that limit the Company’s ability, without 
the prior consent of the lender, to further mortgage the applicable property. If the Company were to breach covenants in 
these debt agreements, the lender could declare a default and require the Company to repay the debt immediately. If the 
Company fails to make such repayment in a timely manner, the lender may be entitled to take possession of any property 
securing the loan. If the lenders declared a default under the Company’s revolving credit facilities, all amounts 
outstanding thereunder would become due and payable and the Company’s ability to borrow in future periods could be 
restricted. In addition, any such default or indebtedness in excess of an agreed amount, unless waived, would constitute a 
default under First Capital Realty’s revolving credit facilities and senior unsecured debentures, giving rise to the 
acceleration of such indebtedness.

Environmental Matters
The  Company  maintains  comprehensive  environmental  insurance  and  conducts  environmental  due  diligence  upon  the 
acquisition of new properties. There is, however, a risk that the value of any given property in the Company’s portfolio could 
be adversely affected as a result of unforeseen or uninsured environmental matters or changes in governmental regulations.

Under various federal, provincial and local laws, the Company, as an owner, and potentially as a person in control of or 
managing real property, could potentially be liable for costs of investigation, remediation and monitoring of certain 
contaminants, hazardous or toxic substances present at or released from its properties or disposed of at other locations, 
whether the Company knows of, or is responsible for, the environmental contamination and whether the contamination 
occurred before or after the Company acquired the property. The costs of investigation, removal or remediation of 
hazardous or toxic substances are not estimable, may be substantial and could adversely affect the Company’s results of 
operations or financial position. The presence of contamination or the failure to remediate such substances, if any, may 
adversely affect the Company’s ability to sell such real estate or to borrow using such real estate as collateral and could 
potentially also result in claims, including proceedings by government regulators or third-party lawsuits. Environmental 
legislation can change rapidly and the Company may become subject to more stringent environmental laws in the future, 
and compliance with more stringent environmental laws, or increased enforcement of the same, could have a material 
adverse effect on its business, financial position or results of operations.

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Partnerships
Some of First Capital Realty’s properties are partially owned by non-affiliated partners through partnership, co-ownership 
and limited liability corporate venture arrangements (collectively, “partnerships”). As a result, the Company does not 
control all decisions regarding those properties and may be required to take actions that are in the interest of the partners 
collectively, but not in the Company’s sole best interests. Accordingly, First Capital Realty may not be able to favourably 
resolve any issues that arise with respect to such decisions, or the Company may have to take legal action or provide 
financial or other inducements to partners to obtain such resolution.

Significant Shareholders
As of December 31, 2014, Chaim Katzman, the Chairman of the Board of Directors of First Capital Realty, and several of 
the Company's shareholders affiliated with Mr. Katzman (the “Gazit Group”), including Gazit-Globe and related entities, 
beneficially owned approximately 44.0% of the outstanding Common Shares. Gazit-Globe is a public company listed on 
the Toronto Stock Exchange, on the New York Stock Exchange and on the Tel-Aviv Stock Exchange. Additional information 
concerning Gazit-Globe is available in its public disclosure. Dori J. Segal, the Executive Vice-Chairman, President and Chief 
Executive Officer of First Capital Realty, is also the Executive Vice Chairman of Gazit-Globe.  Mr. Segal and his spouse 
directly and indirectly, own shares of the holding company (Norstar Holdings Inc., a corporation listed on the Tel-Aviv 
Stock Exchange) which controls Gazit-Globe and they have entered into a shareholders' agreement with Mr. Katzman 
under which they have agreed, among other things, to vote for certain nominees to, and to constitute, the board of this 
holding company in an agreed manner, and to certain participation rights in the event that either Mr. Katzman or Mr. 
Segal and his spouse wish to sell any of their shares of this holding company. In addition, Mr. Katzman has been given 
voting control over some shares held by Mr. Segal's spouse in another entity which itself owns shares of the holding 
company under the terms of a power of attorney. As of December 31, 2014, Mr. Segal directly owns 720,000 common 
shares of Gazit-Globe, representing approximately 0.4% of the outstanding common shares of Gazit-Globe.

In addition, as of December 31, 2014, Alony-Hetz beneficially owned approximately 8.3% of the Common Shares. Alony-
Hetz and Gazit-Globe have entered into a shareholders' agreement pursuant to which, among other terms, (i) Gazit-Globe 
has agreed to vote its common shares of the Company in favour of the election of up to two representatives of Alony-Hetz 
to the Board of Directors of the Company and (ii) Alony-Hetz has agreed to vote its common shares of the Company in 
favour of the election of the nominees of Gazit-Globe as the remaining directors of the Company.

The market price of the Common Shares could decline materially if the Company's significant shareholders sell some or all 
of their Common Shares or are perceived by the market as intending to sell such Common Shares. In addition, so long as 
the Gazit Group maintains a controlling interest in the Company, it will generally be able to approve any matter submitted 
to a vote of shareholders of the Company which requires the approval of a simple majority of shareholders voting at the 
meeting, including, among other things, the election of the Board. The Gazit Group will also be able to exercise a 
controlling influence in the event of a take-over bid for First Capital Realty. This level of ownership may discourage third 
parties from seeking to acquire control of the Company, which in turn may adversely affect the market price of the 
Common Shares.

Moreover, members of the Gazit Group have pledged a substantial portion of their common shares to secure revolving 
credit facilities made available to them by commercial banks (the “Gazit Group Credit Facilities”). Based on information 
from the Gazit Group, First Capital Realty believes that currently approximately 77.9% of the common shares reported as 
beneficially owned by the Gazit Group (representing approximately 34.3% of the outstanding common shares of First 
Capital Realty) are pledged to secure the Gazit Group Credit Facilities. While First Capital Realty has not been provided 
with a copy of the Gazit Group Credit Facilities or the related pledge agreements, it has been advised by the Gazit Group 
that if one of the Gazit Group members defaults on any of their obligations under the Gazit Group Credit Facilities or the 
related pledge agreements, the related lenders may have certain rights over the pledged Common Shares, including 
without limitation, the right to sell the pledged Common Shares in one or more public or private sales. Any such event 
could cause the Company's Common Share price (and the price of other securities convertible into Common Shares, 
including the Convertible Debentures) to decline materially. Many of the occurrences that could result in a default under 
the Gazit Group Credit Facilities and, among other things, foreclosure of the pledged Common Shares are out of First 
Capital Realty's control and are unrelated to its operations.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

109

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

In addition, because a significant number of Common Shares are pledged to secure the Gazit Group Credit Facilities, the 
occurrence of an event of default could result in a sale of such pledged Common Shares that would trigger an effective 
change of control of First Capital Realty, even when such a change may not be in the best interests of the shareholders of 
the Company or may have a material adverse effect on the Company. 

The foregoing information regarding Gazit Group has been provided by the Gazit Group and has not been independently 
verified. There can be no assurances that such information is complete, and as such there may be additional relevant 
information not included in the foregoing.

Investments Subject to Credit and Market Risk
The Company occasionally extends credit to third parties in connection with partnerships, the sale of assets or other 
transactions. First Capital Realty also invests in marketable and other equity securities. The Company is exposed to risk in 
the event that the values of its loans and/or its investments decrease due to the overall market conditions, business 
failure, and/or other nonperformance by the counterparties or investees.

110

FIRST CAPITAL REALTY ANNUAL REPORT 2014

FS

CONSOLIDATED FINANCIAL STATEMENTS

Table of Contents 

112

113

114

115

116

117

119

120

120
120
126
127
128
132
133
133
134
134
134
137
139
140
141
142
143
146
146
147
147
148
148
149
150
152
153
154
155
156
157
157
158

Management's Responsibility

Independent Auditors' Report

Consolidated Balance Sheets

Consolidated Statements of Income

Consolidated Statements of Comprehensive Income

Consolidated Statements of Changes in Equity

Consolidated Statements of Cash Flows

Notes to the Consolidated Financial Statements

1 Description of the Company
2 Significant Accounting Policies
3 Change in Accounting Policies
4 Future Accounting Policy Changes
5 Investment Properties
6 Investment in Joint Ventures
7 Loans, Mortgages and Other Real Estate Assets (Non-Current)
8 Loans, Mortgages and Other Real Estate Assets (Current)
9 Amounts Receivable

10 Other Assets
11 Capital Management
12 Mortgages and Credit Facilities
13 Senior Unsecured Debentures
14 Convertible Debentures
15 Other Liabilities
16 Accounts Payable and Other Liabilities
17 Shareholders' Equity
18 Net Operating Income
19 Interest and Other Income
20 Interest Expense
21 Corporate Expenses
22 Other Gains (Losses) and (Expenses)
23 Income Taxes
24 Per Share Calculations
25 Risk Management
26 Financial Assets and Liabilities
27 Subsidiary with Non-controlling Interest
28 Co-ownership Interests
29 Supplemental Other Comprehensive Income (Loss) Information
30 Supplemental Cash Flow Information
31 Commitments and Contingencies
32 Related Party Transactions
33 Subsequent Events

Management’s Responsibility

The Company’s consolidated financial statements and Management’s Discussion and Analysis (“MD&A”) are the 
responsibility of Management and have been prepared in accordance with International Financial Reporting Standards 
(“IFRS”).

The preparation of consolidated financial statements and the MD&A necessarily involves the use of estimates based on 
Management’s judgment, particularly when transactions affecting the current accounting period cannot be finalized with 
certainty until future periods. In addition, in preparing this financial information, Management must make determinations 
as to the relevancy of information to be included, and estimates and assumptions that affect the reported information. 
The MD&A also includes information regarding the impact of current transactions and events, sources of liquidity and 
capital resources, operating trends, risks and uncertainties. Actual results in the future may differ materially from the 
present assessment of this information because future events and circumstances may not occur as expected. The 
consolidated financial statements have been properly prepared within reasonable limits of materiality and in light of 
information available up to February 11, 2015.

Management is also responsible for the maintenance of financial and operating systems, which include effective controls 
to provide reasonable assurance that the Company’s assets are safeguarded, transactions are properly authorized and 
recorded, and that reliable financial information is produced. 

The Board of Directors is responsible for ensuring that Management fulfills its responsibilities, including the preparation 
and presentation of the consolidated financial statements and all of the information in the MD&A, and the maintenance 
of financial and operating systems, through its Audit Committee, that is comprised of independent directors who are not 
involved in the day-to-day operations of the Company. Each quarter, the Audit Committee meets with Management and, 
as necessary, with the independent auditors, Ernst & Young LLP, to satisfy itself that Management’s responsibilities are 
properly discharged and to review and report to the Board of Directors on the consolidated financial statements.

In accordance with generally accepted auditing standards, the independent auditors conduct an examination each year in 
order to express a professional opinion on the consolidated financial statements.

Dori J. Segal 
President and Chief Executive Officer 
Toronto, Ontario
February 11, 2015 

Kay Brekken
Executive Vice President and Chief Financial Officer

112

FIRST CAPITAL REALTY ANNUAL REPORT 2014

 
 
 
 
 
Independent Auditors’ Report

To the Shareholders of First Capital Realty Inc.
We have audited the accompanying consolidated financial statements of First Capital Realty Inc., which comprise the 
consolidated balance sheets as at December 31, 2014 and 2013, and the consolidated statements of income, comprehensive 
income, changes in equity and cash flows for the years then ended, and a summary of significant accounting policies and other 
explanatory information.

Management’s responsibility for the consolidated financial statements
Management is responsible for the preparation and fair presentation of these consolidated financial statements in accordance 
with International Financial Reporting Standards, and for such internal control as management determines is necessary to 
enable the preparation of consolidated financial statements that are free from material misstatement, whether due to fraud or 
error.

Auditors’ responsibility
Our responsibility is to express an opinion on these consolidated financial statements based on our audits. We conducted our 
audits in accordance with Canadian generally accepted auditing standards. Those standards require that we comply with ethical 
requirements and plan and perform the audits to obtain reasonable assurance about whether the consolidated financial 
statements are free from material misstatement.

An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the consolidated 
financial statements. The procedures selected depend on the auditors' judgment, including the assessment of the risks of 
material misstatement of the consolidated financial statements, whether due to fraud or error. In making those risk 
assessments, the auditors consider internal control relevant to the entity's preparation and fair presentation of the consolidated 
financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of 
expressing an opinion on the effectiveness of the entity's internal control. An audit also includes evaluating the appropriateness 
of accounting policies used and the reasonableness of accounting estimates made by management, as well as evaluating the 
overall presentation of the consolidated financial statements.

We believe that the audit evidence we have obtained in our audits is sufficient and appropriate to provide a basis for our audit 
opinion.

Opinion
In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position of First Capital 
Realty Inc. as at December 31, 2014 and 2013, and its financial performance and its cash flows for the years then ended in 
accordance with International Financial Reporting Standards.

Toronto, Ontario
February 11, 2015

FIRST CAPITAL REALTY ANNUAL REPORT 2014

113

Consolidated Balance Sheets

As at
(thousands of Canadian dollars)
ASSETS
Non-Current Assets
Real Estate Investments

Investment properties – shopping centres
Investment properties – development land
Investment in joint ventures
Loans, mortgages and other real estate assets
Total real estate investments
Other non-current assets
Total non-current assets

Current Assets

Cash and cash equivalents
Loans, mortgages and other real estate assets
Residential development inventory
Amounts receivable
Other assets

Investment properties classified as held for sale
Total current assets

Total assets

LIABILITIES
Non-Current Liabilities

Mortgages and credit facilities
Senior unsecured debentures
Convertible debentures
Other liabilities
Deferred tax liabilities
Total non-current liabilities

Current Liabilities

Current portion of mortgages and credit facilities
Current portion of senior unsecured debentures
Accounts payable and other liabilities

Mortgages on investment properties classified as held for sale
Total current liabilities

Total liabilities

EQUITY

Shareholders’ equity
Non-controlling interest
Total equity

Total liabilities and equity

See accompanying notes to the consolidated financial statements. 

Approved by the Board of Directors: 

Chaim Katzman  
Chairman of the Board 

Dori J. Segal 
Director

114

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Notes

December 31, 2014

December 31, 2013

5
5
6
7

10

30(d)
8

9
10

5(d)

12
13
14
15
23

12
13
16

5(d), 12

17
27

$

$

$

$

7,287,650
17,008
138,578
96,231
7,539,467
19,415
7,558,882

17,351
79,978
3,922
16,580
26,338
144,169
205,133
349,302
7,908,184

919,453
2,149,174
373,277
20,555
453,903
3,916,362

253,957
—
240,024
493,981
—
493,981
4,410,343

3,470,271
27,570
3,497,841
7,908,184

$

$

$

$

6,989,055
147,497
38,166
71,781
7,246,499
17,965
7,264,464

4,975
77,449
21,569
18,600
53,699
176,292
155,499
331,791
7,596,255

1,089,969
1,762,026
374,012
21,476
410,278
3,657,761

254,367
99,927
238,945
593,239
22,247
615,486
4,273,247

3,319,370
3,638
3,323,008
7,596,255

 
 
 
Consolidated Statements of Income

Year ended December 31

(thousands of Canadian dollars, except per share amounts)

Notes

2014

Property rental revenue

Property operating costs

Net operating income

Other income and expenses

Interest and other income

Interest expense
Corporate expenses

Abandoned transaction costs

Amortization expense

Share of profit from joint ventures

Other gains (losses) and (expenses)

Increase in value of investment properties, net

Income before income taxes

Deferred income taxes

Net income

Net income attributable to:

Common shareholders

Non-controlling interest

Net income per share attributable to common shareholders:

Basic

Diluted

See accompanying notes to the consolidated financial statements.

$

648,441

$

241,532

406,909

12,997

(173,321)
(31,191)

(907)

(3,552)

9,135

(16,281)

42,078

(161,042)

245,867

47,657

198,210

196,748

1,462

198,210

0.93

0.92

$

$

$

$

$

$

$

$

$

$

18

19

20
21

6

22

5

23

27

24

24

2013

(Restated – Note 3)

631,605

233,595

398,010

10,501

(164,909)
(29,958)

(2,231)

(3,873)

2,334

(4,280)

60,833

(131,583)

266,427

51,418

215,009

214,863

146

215,009

1.03

1.01

FIRST CAPITAL REALTY ANNUAL REPORT 2014

115

Consolidated Statements of Comprehensive Income

(thousands of Canadian dollars)

Net income

Other comprehensive (loss) income

Items that may be reclassified subsequently to net income

Unrealized gains (losses) on available-for-sale marketable securities

Reclassification of gains on available-for-sale marketable securities to net income

Unrealized (losses) gains on cash flow hedges

Reclassification of net losses on cash flow hedges to net income

Deferred tax (recovery) expense

Other comprehensive (loss) income

Comprehensive income

Comprehensive income attributable to:

Common shareholders

Non-controlling interest

See accompanying notes to the consolidated financial statements.

Year ended December 31

Notes

2014

2013

$

198,210

$

215,009

13

69

(12,537)

557

(11,898)

(3,235)

(8,663)

189,547

188,085

1,462

189,547

$

$

$

(254)

58

4,392

949

5,145

1,372

3,773

218,782

218,636

146

218,782

23

29(b)

$

$

$

116

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Consolidated Statements of Changes in Equity

(thousands of Canadian dollars)

December 31, 2013

Changes during the year:

Net income

Issuance of common shares

Issue costs, net of tax and other

Dividends

Convertible debentures, net

Redemption and conversion of convertible

debentures

Options, deferred share units and 

restricted share units, net

Other comprehensive loss

Contributions from non-controlling interest

Accumulated
Other
Comprehensive
Loss

Retained
Earnings

Share Capital

Contributed
Surplus and
Other Equity
Items

Total
Shareholders’
Equity

Non- 
Controlling 
Interest

Total
Equity

(Note 29(a))

(Note 17(a))

(Note 17(b))

$ 817,867 $

(407) $2,457,310 $

44,600 $3,319,370 $

3,638 $3,323,008

196,748

—

—

(181,317)

—

—

—

—

—

—

—

—

196,748

102,834

(2,700)

1,462

—

—

198,210

102,834

(2,700)

— (181,317)

— (181,317)

—

102,834

(2,700)

—

19,914

500

—

—

—

—

—

—

—

(80)

—

19,834

500

22,747

918

23,665

—

—

—

—

19,834

500

23,665

(8,663)

(8,663)

—

—

—

—

—

(8,663)

—

22,470

22,470

December 31, 2014

$ 833,298 $

(9,070) $2,600,605 $

45,438 $3,470,271 $

27,570 $3,497,841

See accompanying notes to the consolidated financial statements.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

117

Consolidated Statements of Changes in Equity

(thousands of Canadian dollars)

December 31, 2012

Changes during the year:

Net income

Issue costs, net of tax and other

Dividends
Convertible debenture, net

Options, deferred share units and 

restricted share units, net

Expiry of warrants

Other comprehensive income

Contributions from non-controlling interest

Accumulated
Other
Comprehensive
Loss

Retained
Earnings

Share Capital

Contributed
Surplus and
Other Equity
Items

Total 
Shareholders’ 
Equity

Non- 
Controlling 
Interest

Total
Equity

(Note 29(a))

(Note 17(a))

(Note 17(b))

$ 778,096 $

(4,180) $2,426,836 $

44,416 $3,245,168 $

3,386 $3,248,554

214,863

—

(175,092)

—

—

—

—

—

—

1,247

—

19,054

8,496

—

—

—

—

—

—

1,677

(1,677)

3,773

—

—

—

—

—

—

—

214,863

1,247

146

—

215,009

1,247

— (175,092)

— (175,092)

233

1,628

19,287

10,124

—

3,773

—

—

—

—

—

106

19,287

10,124

—

3,773

106

December 31, 2013

$ 817,867 $

(407) $2,457,310 $

44,600 $3,319,370 $

3,638 $3,323,008

See accompanying notes to the consolidated financial statements.

118

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Consolidated Statements of Cash Flows

(thousands of Canadian dollars)

OPERATING ACTIVITIES
Net income
Adjustments for:

Increase in value of investment properties, net

Interest expense
Capitalized interest
Cash interest paid
Amortization expense
Share of profit of joint ventures

Distribution from joint ventures
Items not affecting cash and other items
Net change in non-cash operating items
Receipts of proceeds from sales of residential inventory
Expenditures on residential development inventory
Cash provided by operating activities
FINANCING ACTIVITIES
Mortgage financings and credit facilities
Borrowings, net of financing costs

Mortgage financings and loans on residential development inventory

Repayment of mortgage and loans on residential development inventory and other

Principal installment payments

Repayments

Issuance of senior unsecured debentures, net of issue costs
Repayment of senior unsecured debentures
Issuance of convertible debentures, net of issue costs
Purchase of convertible debentures
Issuance of common shares, net of issue costs
Payment of dividends
Contributions from non-controlling interest
Cash provided by financing activities
INVESTING ACTIVITIES
Acquisition of shopping centres
Acquisition of development land
Net proceeds from property dispositions
Deferred purchase price of shopping centre
Contribution to joint ventures
Capital expenditures on investment properties
Changes in investing-related prepaid expenses and other liabilities

Changes in loans, mortgages and other real estate assets
Cash used in investing activities
Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents, beginning of year

Notes

5

20
20
20

6

30(a)
30(b)

13
13
14
14(b)

5(c)
5(c)
5(d)
16

30(c)

Year ended December 31

2014

2013

$

198,210

$

215,009

(42,078)

173,321
22,413
(165,574)
3,552
(9,135)
2,082
50,733
14,222
29,849
(8,503)
269,092

126,315

—

(13,543)

(36,058)

(254,247)
510,288
(228,260)
—
(4,295)
120,880
(177,887)
22,470
65,663

(206,007)
(19,050)
209,707
(4,993)
(6,985)
(253,501)
2,481

(44,031)
(322,379)
12,376
4,975

(60,833)

164,909
22,528
(164,532)
3,873
(2,334)
2,062
47,556
(287)
—
(14,984)
212,967

45,804

7,689

—

(38,904)

(220,722)
445,765
(55,350)
55,497
(3,430)
9,743
(174,126)
106
72,072

(177,539)
(36,441)
191,274
—
—
(266,526)
(4,659)

(50,188)
(344,079)
(59,040)
64,015

Cash and cash equivalents, end of year

30(d)

$

17,351

$

4,975

See accompanying notes to the consolidated financial statements.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

119

Notes to the Consolidated Financial Statements

1. DESCRIPTION OF THE COMPANY
First Capital Realty Inc. (the “Company”) is a corporation existing under the laws of Ontario, Canada, and engages in the 
business of acquiring, developing, redeveloping, owning and managing well-located, high quality urban retail-centered 
properties. The Company is listed on the Toronto Stock Exchange (“TSX”) under the symbol “FCR”, and its head office is 
located at 85 Hanna Avenue, Suite 400, Toronto, Ontario, M6K 3S3.

2. SIGNIFICANT ACCOUNTING POLICIES

(a) Statement of compliance
These consolidated financial statements have been prepared in accordance with International Financial Reporting 
Standards ("IFRS") as issued by the International Accounting Standards Board (“IASB”).

(b) Basis of presentation
The audited annual consolidated financial statements are prepared on a going concern basis and have been presented in 
Canadian dollars rounded to the nearest thousand, unless otherwise indicated. The accounting policies set out below 
have been applied consistently in all material respects. Changes in standards effective for the current year are described 
in Note 3 – “Change in Accounting Policies”, and for future accounting periods are described in Note 4 – “Future 
Accounting Policy Changes”.

Comparative information in the financial statements includes reclassification of certain balances to provide consistency 
with current period classification. The current period classification more appropriately reflects the Company's core 
operations and any changes are not material to the financial statements as a whole.

Additionally, management, in measuring the Company's performance or making operating decisions, distinguishes its 
operations on a geographical basis. The Company operates in Canada and has three operating segments: Eastern, which 
includes operations primarily in Quebec and Ottawa; Central, which includes the Company’s Ontario operations excluding 
Ottawa; and Western, which includes operations in Alberta and British Columbia. Operating segments are reported in a 
manner consistent with internal reporting provided to the chief operating decision maker, who is the President and Chief 
Executive Officer. 

These audited annual consolidated financial statements were approved by the Board of Directors and authorized for issue 
on February 11, 2015.

(c) Basis of consolidation
The consolidated financial statements include the financial statements of the Company as well as the entities that are 
controlled by the Company (subsidiaries). The Company controls an entity when the Company is exposed to, or has rights 
to, variable returns from its involvement with the entity and has the ability to affect those returns through its power over 
the entity. Subsidiaries are fully consolidated from the date on which control is transferred to the Company. They are 
deconsolidated from the date that control ceases. Inter-company transactions, balances and other transactions between 
consolidated entities are eliminated.

(d) Business combinations
At the time of acquisition of property, the Company considers whether the acquisition represents the acquisition of a 
business. The Company accounts for an acquisition as a business combination where an integrated set of activities is 
acquired in addition to the property.

The cost of a business combination is measured as the aggregate of the consideration transferred at acquisition date fair 
value. Identifiable assets acquired and liabilities and contingent liabilities assumed in a business combination are 
measured initially at fair value at the acquisition date. The Company recognizes any contingent consideration to be 
transferred by the Company at its acquisition date fair value. Goodwill is initially measured at cost, being the excess of the 

120

FIRST CAPITAL REALTY ANNUAL REPORT 2014

purchase price over the fair value of the net identifiable assets acquired and liabilities assumed. Acquisition-related costs 
are expensed in the period incurred. 

When the acquisition of property does not represent a business, it is accounted for as an acquisition of a group of assets 
and liabilities. The cost of the acquisition is allocated to the assets and liabilities acquired based upon their relative fair 
values, and no goodwill is recognized. Acquisition-related costs are capitalized to investment property at the time the 
acquisition is completed.

(e) Investments in joint arrangements 
The Company accounts for its investment in joint ventures using the equity method and accounts for investments in joint 
operations by recognizing the Company’s direct rights to assets, obligations for liabilities, revenues and expenses. Under 
the equity method, the interest in the joint venture is carried in the balance sheet at cost plus post-acquisition changes in 
the Company’s share of the net assets of the joint ventures, less distributions received and less any impairment in the 
value of individual investments. The Company's income statement reflects the share of the results of operations of the 
joint ventures after tax. 

(f) Investment properties
Investment properties consist of shopping centres and development land that are held to earn rental income or for capital 
appreciation, or both. Investment properties also include properties that are being constructed or developed for future 
use, as well as ground leases to which the Company is the lessee. The Company classifies its investment properties on its 
consolidated balance sheets as follows:

(i) Shopping centres 

Shopping centres include the Company's shopping centre portfolio, properties currently under development or 
redevelopment, and any adjacent land parcels available for expansion but not currently under development.

(ii) Development land 

Development land includes land parcels which are not part of one of the Company’s existing shopping centres and which 
are at various stages of development planning, primarily for future retail occupancy.

(iii) Investment properties classified as held for sale

Investment property is classified as assets held for sale when it is expected that the carrying amount will be recovered 
principally through sale rather than from continuing use. For this to be the case, the property must be available for 
immediate sale in its present condition, subject only to terms that are usual and customary for sales of such property, and 
its sale must be highly probable, generally within one year. Upon designation as held for sale, the investment property 
continues to be measured at fair value and is presented separately on the consolidated balance sheets.

Valuation method

Investment properties are recorded at fair value, which reflects current market conditions, at each balance sheet date. 
Gains and losses from changes in fair values are recorded in net income in the period in which they arise.

The determination of fair values requires management to make estimates and assumptions that affect the values 
presented, such that actual values in sales transactions may differ from those presented.

The Company has three approaches to determine the fair value of an investment property at the end of each reporting 
period:
1. External appraisals – by an independent national appraisal firm, in accordance with professional appraisal standards 

and IFRS. On an annual basis, the Company has a minimum threshold of approximately 25% (as measured by fair value) 
of the property portfolio requiring external appraisal. 

2. Internal appraisals – by certified staff appraisers employed by the Company, in accordance with professional appraisal 

standards and IFRS.

3. Value updates – primarily consisting of management review of the key assumptions from previous appraisals and 
updating the value for changes in the property cash flow, physical condition and changes in market conditions.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

121

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

The selection of the approach for each property is made based upon the following criteria:
•  Property type – this includes an evaluation of a property's complexity, stage of development, time since acquisition, and 
other specific opportunities or risks associated with the property. Stable properties and recently acquired properties 
will generally receive a value update, while properties under development will typically be valued using internal or 
external appraisals until completion.

•  Market risks – specific risks in a region or a trade area may warrant a full internal or external appraisal for certain 

properties.

•  Changes in overall economic conditions – significant changes in overall economic conditions may increase the number 

of external or internal appraisals performed.

•  Business needs – financings or acquisitions and dispositions may require an external appraisal.

The Company makes no adjustments for portfolio premiums and discounts, nor for any value attributable to the 
Company's management platform, as required by IFRS.

Shopping centres are appraised primarily based on stabilized cash flows from existing tenants with the property in its 
existing state, since purchasers typically focus on expected income. External and internal appraisals are conducted using 
and placing reliance on both the direct capitalization method and the discounted cash flow method (including the 
estimated proceeds from a potential future disposition). Value updates use the direct capitalization method.

Properties undergoing development, redevelopment or expansion are valued using the stabilized cash flows expected 
upon completion, with a deduction for costs to complete the project; capitalization rates are adjusted to reflect lease-up 
assumptions and construction risk, when appropriate. Adjacent land parcels held for future development are valued 
based on comparable sales of commercial land.

The primary method of appraisal for development land is the comparable sales approach, which considers recent sales 
activity for similar land parcels in the same or similar markets to estimate a value on either a per acre basis or on a basis of 
per square foot buildable. Such values are applied to the Company’s properties after adjusting for factors specific to the site, 
including its location, zoning, servicing and configuration.

The cost of development properties includes direct development costs, including internal development and incremental 
initial leasing costs, realty taxes and borrowing costs attributable to the development. Borrowing costs associated with 
expenditures on properties under development or redevelopment are capitalized. Borrowing costs are also capitalized on 
land or properties acquired specifically for development or redevelopment when activities necessary to prepare the asset 
for development or redevelopment are in progress. The amount of borrowing costs capitalized is determined first by 
reference to borrowings specific to the project, where relevant, and otherwise by applying a weighted average cost of 
borrowings to eligible expenditures after adjusting for borrowings associated with other specific developments. Where 
borrowings are associated with specific developments, the amount capitalized is the gross cost incurred on those 
borrowings, less any interest income earned on funds not yet employed in construction funding.

The Company’s investment property is measured using Level 3 inputs (in accordance with IFRS fair value hierarchy), as not 
all significant inputs are based on observable market data (unobservable inputs). These unobservable inputs reflect the 
entity's own assumptions about the assumptions that market participants would use in pricing investment property, and 
are developed based on the best information available in the circumstances (which includes the reporting entity's own 
data).

Capitalization of borrowing costs and all other costs commences when the activities necessary to prepare an asset for 
development or redevelopment begin, and continue until the date that construction is complete and all necessary 
occupancy and related permits have been received, whether or not the space is leased. If the Company is required as a 
condition of a lease to construct tenant improvements that enhance the value of the property, then capitalization of costs 
continues until such improvements are completed. Capitalization ceases if there are prolonged periods when 
development activity is interrupted. 

Incremental initial direct leasing costs are added to the cost of investment properties. Refer to Note 3 – “Change in 
Accounting Policies” for further discussion.

122

FIRST CAPITAL REALTY ANNUAL REPORT 2014

(g) Residential development inventory
Residential development inventory which is developed for sale is recorded at the lower of cost and estimated net 
realizable value. Residential development inventory is reviewed for impairment at each reporting date. An impairment 
loss is recognized in net income when the carrying value of the property exceeds its net realizable value. Net realizable 
value is based on projections of future cash flows which take into account the development plans for each project and 
management’s best estimate of the most probable set of anticipated economic conditions. 

The cost of residential development inventory includes borrowing costs directly attributable to projects under active 
development. The amount of borrowing costs capitalized is determined first by reference to borrowings specific to the 
project, where relevant, and otherwise by applying a weighted average capitalization rate for the Company’s other 
borrowings to eligible expenditures. Borrowing costs are not capitalized on residential development inventory where no 
development activity is taking place. Residential development inventory is presented separately on the consolidated 
balance sheets as current assets. Residential development inventory is classified as current because the Company intends 
to sell this asset in the normal operating cycle.

(h) Taxation
Current income tax assets and liabilities are measured at the amount expected to be received from or paid to tax 
authorities based on the tax rates and laws enacted or substantively enacted at the consolidated balance sheet dates. 

Deferred tax liabilities are measured by applying the appropriate tax rate to temporary differences between the carrying 
amounts of assets and liabilities, and their respective tax basis. The appropriate tax rate is determined by reference to the 
rates that are expected to apply to the year and the jurisdiction in which the assets are expected to be realized or the 
liabilities settled.

Deferred tax assets are recorded for all deductible temporary differences, carry forward of unused tax credits and unused 
tax losses, to the extent that it is probable that deductions, tax credits and tax losses can be utilized. For the 
determination of deferred tax assets and liabilities where investment property is measured using the fair value model, the 
presumption is that the carrying amount of an investment property is recovered through sale, as opposed to presuming 
that the economic benefits of the investment property will be substantially consumed through use over time. 

Current and deferred income taxes relating to items recognized in equity are charged directly to equity.

(i) Provisions
A provision is a liability of uncertain timing or amount. The Company records provisions, including asset retirement 
obligations, when it has a present legal or constructive obligation as a result of past events, it is probable that an outflow 
of resources will be required to settle the obligation and the amount can be reliably estimated. Provisions are not 
recognized for future operating losses. Provisions are measured at the present value of the expenditures expected to be 
required to settle the obligation using a discount rate that reflects current market assessments of the time value of money 
and the risks specific to the obligation. Provisions are remeasured at each consolidated balance sheet date using the 
current discount rate. The increase in the provision due to passage of time is recognized as interest expense.

(j) Share-based payments
Equity-settled share-based compensation, including stock options, restricted share units and deferred share units, is 
measured at the fair value of the grants on the grant date. The fair value of options is estimated using an accepted option 
pricing model, as appropriate to the instrument. The cost of equity-settled share-based compensation is recognized on a 
proportionate basis consistent with the vesting features of each grant.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

123

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

(k) Revenue recognition

(i) Investment properties

The Company has not transferred substantially all of the risks and benefits of ownership of its investment properties and, 
therefore, accounts for leases with its tenants as operating leases.

Revenue recognition under a lease commences when the tenant has a right to use the leased asset, which is typically 
when the space is turned over to the tenant to begin fixturing. Where the Company is required to make additions to the 
property in the form of tenant improvements that enhance the value of the property, revenue recognition begins upon 
substantial completion of those improvements.

The total amount of contractual rent to be received from operating leases is recognized on a straight-line basis over the term 
of the lease, including any fixturing period. A receivable, which is included in the carrying amount of an investment property, 
is recorded for the difference between the straight-line rental revenue recorded and the contractual amount received.

Rental revenue also includes percentage participating rents based on tenant sales, and recoveries of operating expenses 
and property taxes. Percentage participating rents are recognized when the sales thresholds set out in the leases have 
been met. Operating expense recoveries are recognized in the period that recoverable costs are chargeable to tenants.

(ii) Residential development inventory

The Company's residential development inventory comprises the construction and sale of residential condominium units. 
The Company recognizes revenue from the sale of residential units upon substantial completion. The Company considers 
substantial completion for each residential unit to be the point in which the purchaser has paid all amounts due on 
interim closing, has the right to occupy the premises, has demonstrated collectability of the balance due at closing, and 
has received an undertaking from the Company to be assigned title in due course, or when title has transferred.

(l) Financial instruments and derivatives
All financial instruments are required to be measured at fair value on initial recognition. Measurement in subsequent 
periods depends on whether the financial instrument has been classified as fair value through profit or loss (“FVTPL”), 
available-for-sale (“AFS”), held-to-maturity, loans and receivables or other liabilities.

Derivative instruments are recorded in the consolidated balance sheets at fair value, including those derivatives that are 
embedded in financial or non-financial contracts and which are not closely related to the host contract.

The Company enters into forward contracts and interest rate swaps to hedge its risks associated with interest rates. 
Derivatives are carried as assets when the fair value is positive and as liabilities when the fair value is negative. Hedge 
accounting is discontinued prospectively when the hedging relationship is terminated, when the instrument no longer 
qualifies as a hedge, or when the hedged item is sold or terminated. In cash flow hedging relationships, the portion of the 
change in the fair value of the hedging derivative that is considered to be effective is recognized in other comprehensive 
income (“OCI”) while the portion considered to be ineffective is recognized in net income. Unrealized hedging gains and 
losses in accumulated other comprehensive income (“AOCI”) are reclassified to net income in the periods when the 
hedged item affects net income. Gains and losses on derivatives are immediately reclassified to net income when the 
hedged item is sold or terminated or when it is determined that a hedged forecasted transaction is no longer probable.

Changes in the fair value of derivative instruments, including embedded derivatives, that are not designated as hedges for 
accounting purposes, are recognized in other gains (losses) and (expenses).

124

FIRST CAPITAL REALTY ANNUAL REPORT 2014

The following summarizes the Company’s classification and measurement of financial assets and liabilities:

Financial assets

Marketable securities designated as AFS
Derivative assets
Loans and mortgages receivable
Marketable securities designated as FVTPL
Amounts receivable
Loans receivable from sales of residential inventory
Cash and cash equivalents
Restricted cash
Financial liabilities

Mortgages payable
Amounts outstanding under credit facilities
Senior unsecured debentures
Convertible debentures
Accounts payable and other liabilities
Derivative liabilities

Classification

Measurement

AFS
FVTPL
Loans and receivables
FVTPL
Loans and receivables
Loans and receivables
Loans and receivables
Loans and receivables

Other liabilities
Other liabilities
Other liabilities
Other liabilities
Other liabilities
FVTPL

Fair value
Fair value
Amortized cost
Fair value
Amortized cost
Amortized cost
Amortized cost
Amortized cost

Amortized cost
Amortized cost
Amortized cost
Amortized cost
Amortized cost
Fair value

In determining fair values, the Company evaluates counterparty credit risks and makes adjustments to fair values and 
credit spreads based upon changes in these risks.

Fair value measurements recognized in the consolidated balance sheets are categorized using a fair value hierarchy that 
reflects the significance of inputs used in determining the fair values:
(i)  Level 1 Inputs – quoted prices (unadjusted) in active markets for identical assets or liabilities that the reporting entity 
has the ability to access at the measurement date. The Company’s investments in equity securities are measured 
using Level 1 inputs;

(ii)  Level 2 Inputs – inputs other than quoted prices included within Level 1 that are observable for the asset or liability, 
either directly (i.e., as prices) or indirectly (i.e., derived from prices). The Company’s derivative assets and liabilities 
are measured using Level 2 inputs; and

(iii)  Level 3 Inputs – inputs for the asset or liability that are not based on observable market data (unobservable inputs). 
These unobservable inputs reflect the entity’s own assumptions about the assumptions that market participants 
would use in pricing the asset or liability, and are developed based on the best information available in the 
circumstances (which might include the reporting entity’s own data). 

For assets and liabilities that are recognized in the financial statements on a recurring basis, the Company determines 
whether transfers have occurred between levels in the hierarchy by re-assessing categorization (based on the lowest level 
input that is significant to the fair value measurement as a whole) at the end of each reporting period.

(m) Cash and cash equivalents
Cash and cash equivalents include cash and short-term investments with original maturities at the time of acquisition of 
three months or less.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

125

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

(n) Critical judgments in applying accounting policies
The following are the critical judgments that have been made in applying the Company’s accounting policies and that 
have the most significant effect on the amounts in the consolidated financial statements:

(i)  Investment properties

In applying the Company’s policy with respect to investment properties, judgment is applied in determining whether 
certain costs are additions to the carrying amount of the property and, for properties under development, identifying the 
point at which capitalization of borrowing and other costs ceases. Judgment is also applied in determining the extent and 
frequency of external and internal appraisals in order to estimate fair values and value updates.

(ii) Hedge accounting

Where the Company undertakes to apply cash flow hedge accounting, it must determine whether such hedges are 
expected to be highly effective in achieving offsetting changes in cash flows and are assessed on an ongoing basis to 
determine that they actually have been highly effective throughout the financial reporting periods for which they were 
designated. 

(iii)  Income taxes

The Company exercises judgment in estimating deferred tax assets and liabilities. Income tax laws may be subject to 
different interpretations, and the income tax expense recorded by the Company reflects the Company’s interpretation of 
the relevant tax laws. The Company is also required to estimate the timing of reversals of temporary differences between 
accounting and taxable income in determining the appropriate rate to apply in calculating deferred taxes.

(o) Critical accounting estimates and assumptions
The Company makes estimates and assumptions that affect the carrying amounts of assets and liabilities, disclosure of 
contingent assets and liabilities and the reported amount of earnings for the reporting periods. Actual results could differ 
from those estimates. The estimates and assumptions that the Company considers critical include those underlying the 
valuation of investment properties, as set out above, which describes the process by which investment properties are 
valued, and the determination of which properties are externally and internally appraised and how often.

Additional critical accounting estimates and assumptions include those used for determining the values of financial 
instruments for disclosure purposes (Note 26), estimating deferred taxes, allocation of convertible debentures liability and 
equity components, assessing the allowance for doubtful accounts on trade receivables, and estimating the fair value of 
share-based compensation (Note 17).

3. CHANGE IN ACCOUNTING POLICIES
The Company adopted each of the standards below on January 1, 2014: 

(a) Levies

IFRIC 21, “Levies” (“IFRIC 21”) clarifies that an entity recognizes a liability for a levy when the activity that triggers 
payment, as identified by the relevant legislation, occurs. It also clarifies that a levy liability is accrued ratably only if the 
activity that triggers payment occurs over a period of time, in accordance with the relevant legislation. The interpretation 
applies to realty taxes and has been applied retrospectively.  For a levy that is triggered upon reaching a minimum 
threshold, the interpretation clarifies that no liability should be anticipated before the specified minimum threshold is 
reached. The interpretation does not apply to accounting for income taxes or fines and penalties. 

The primary consideration for the Company, in the adoption of IFRIC 21, relates to the timing of recognizing a liability to 
pay realty taxes. The adoption of IFRIC 21 did not result in a material impact to the consolidated financial statements, as 
the relevant municipal legislation governing realty taxes indicates that recognition progressively through the year is 
appropriate, which is consistent with the Company’s historic accounting.

126

FIRST CAPITAL REALTY ANNUAL REPORT 2014

(b) Internal leasing costs
In March 2014, the IFRS Interpretations Committee (“IFRIC”) issued an agenda decision related to the meaning of 
“incremental costs” in the context of initial direct leasing costs in IAS 17, “Leases” (“IAS 17”).  The IFRIC determined that 
internal fixed costs, such as the salary costs of permanent staff involved in negotiating and arranging new leases, do not 
qualify as incremental costs within the context of IAS 17 and, therefore, should not be capitalized as initial direct leasing 
costs.  

Prior to January 1, 2014, the Company’s accounting policy was to capitalize internal leasing costs of the Company to 
investment properties, which was then adjusted to fair value through net income. Adoption of this agenda decision 
resulted in an increase in corporate expenses and an increase in fair value gains (or decrease in fair value losses) on 
investment properties in the consolidated statements of income, with no change in net income. There is no material 
impact on the consolidated balance sheets or the consolidated statements of cash flows. 

The impact of the Company’s adoption of the agenda decision on the consolidated statements of income for the year 
ended December 31, 2013 is as follows:

Year ended December 31

(thousands of Canadian dollars)

Increase in value of investment properties, net

Increase in corporate expenses

Net income impact

4. FUTURE ACCOUNTING POLICY CHANGES

Financial instruments

$

2013

4,747

4,747

—

IFRS 9, “Financial Instruments” (“IFRS 9”), was issued in July 2014, which will replace IAS 39, “Financial Instruments: 
Recognition and Measurement” (“IAS 39”). IFRS 9 addresses the classification and measurement of all financial assets and 
financial liabilities within the scope of the current IAS 39 and a new expected credit loss impairment model that will 
require more timely recognition of expected credit losses and a substantially reformed model for hedge accounting. 
Included also are the requirements to measure debt-based financial assets at either amortized cost or fair value through 
profit or loss (“FVTPL”) and to measure equity-based financial assets as either held-for-trading or as fair value through 
other comprehensive income (“FVTOCI”). No amounts are reclassified out of other comprehensive income (“OCI”) if the 
FVTOCI option is elected. Additionally, embedded derivatives in financial assets would no longer be bifurcated and 
accounted for separately under IFRS 9. 

A new general hedge accounting standard, part of IFRS 9 (2013), was issued in November 2013 permitting additional 
hedging strategies used for risk management to qualify for hedge accounting.

The IASB has set January 1, 2018 as the effective date for the mandatory application of IFRS 9. The Company is in the 
process of assessing the impact of IFRS 9 on its consolidated financial statements. 

Revenue from contracts with customers

IFRS 15, “Revenue from Contracts with Customers” (“IFRS 15”), was issued in May 2014, and replaces IAS 11, 
“Construction Contracts”, IAS 18, “Revenue Recognition”, IFRIC 13, “Customer Loyalty Programmes”, IFRIC 15, 
“Agreements for the Construction of Real Estate”, IFRIC 18, “Transfers of Assets from Customers”, and SIC-31, “Revenue 
– Barter Transactions Involving Advertising Services”. IFRS 15 provides a single, principles-based five-step model that 
will apply to all contracts with customers with limited exceptions, including, but not limited to, leases within the scope 
of IAS 17; financial instruments and other contractual rights or obligations within the scope of IFRS 9, IFRS 10, 
“Consolidated Financial Statements” and IFRS 11, “Joint Arrangements”. In addition to the five-step model, the standard 
specifies how to account for the incremental costs of obtaining a contract and the costs directly related to fulfilling a 
contract. The incremental costs of obtaining a contract must be recognized as an asset if the entity expects to recover 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

127

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

these costs. The standard’s requirements will also apply to the recognition and measurement of gains and losses on the 
sale of some non-financial assets that are not an output of the entity’s ordinary activities. 

IFRS 15 is required for annual periods beginning on or after January 1, 2017. Earlier adoption is permitted. The Company 
is in the process of assessing the impact of IFRS 15 on its consolidated financial statements.

5. INVESTMENT PROPERTIES

(a) Activity

(thousands of Canadian dollars)

Central
 Region

Eastern
Region

Western
Region

Total

Year ended December 31, 2014

Shopping
Centres

Development
Land

Balance at beginning of year

$ 3,141,304

$ 1,639,162

$ 2,511,585

$ 7,292,051

$ 7,126,008

$

166,043

Acquisitions

Capital expenditures

Reclassifications between
shopping centres and
development land
Reclassification from

residential development
inventory

Increase (decrease) in value
of investment properties,
net

88,940

111,051

—

25,151

87,798

74,362

—

—

50,164

68,088

—

—

226,902

253,501

—

207,852

246,257

40,988

19,050

7,244

(40,988)

25,151

25,151

—

62,801

(26,959)

6,236

42,078

47,162

(5,084)

Straight-line rent and other

1,591

1,984

2,275

5,850

5,850

—

changes
Dispositions

Reclassification to equity 

accounted joint ventures (1)

Revaluation of deferred

purchase price of shopping
centre (Note 16)

(140,394)

(82,900)

—

—

—

(31,814)

(73,508)

—

(245,716)

(82,900)

(183,513)

(34,300)

(62,203)

(48,600)

(7,126)

(7,126)

(7,126)

—

Balance at end of year

$ 3,207,544

$ 1,744,533

$ 2,557,714

$ 7,509,791

$ 7,474,329

Investment properties – non-current

Investment properties classified as held for

sale

Total

$ 7,287,650

186,679

$ 7,474,329

$

$

$

35,462

17,008

18,454

35,462

(1)  Effective September 25, 2014, a subsidiary controlled by the Company sold all of its real estate assets to a newly created joint venture between the Company, the 

subsidiary, and an institutional investor, in exchange for cash consideration and an equity interest in the joint venture. The Company's direct and indirect investment in the 
new joint venture is accounted for using the equity method.  Refer to Note 6 – “Investment in Joint Ventures” for additional information.

128

FIRST CAPITAL REALTY ANNUAL REPORT 2014

(thousands of Canadian dollars)

Central
Region

Eastern
Region

Western
Region

Total

Year ended December 31, 2013

Shopping
Centres

Development
Land

(Restated – Note 3)

(Restated – Note 3)

(Restated – Note 3)

(Restated – Note 3)

(Restated – Note 3)

(Restated – Note 3)

Balance at beginning of year $ 2,975,141
130,481
Acquisitions
89,397
Capital expenditures
(93,231)
Dispositions
—
Reclassifications between
shopping centres and
development land

$ 1,588,179
24,090
107,124
(92,401)
—

$ 2,413,163
70,094
70,005
(56,559)
—

$ 6,976,483
224,665
266,526
(242,191)
—

$ 6,849,078
188,224
254,804
(232,486)
1,528

$

127,405
36,441
11,722
(9,705)
(1,528)

Increase in value of

investment properties,
net

37,583

9,818

13,432

60,833

59,125

1,708

Straight-line rent and other

1,933

2,352

1,450

5,735

5,735

—

changes

Balance at end of year

$ 3,141,304

$ 1,639,162

$ 2,511,585

$ 7,292,051

$ 7,126,008

Investment properties – non-current

Investment properties classified as held for

sale

Total

$ 6,989,055

136,953

$ 7,126,008

$

$

$

166,043

147,497

18,546

166,043

Investment properties with a fair value of $2.7 billion (December 31, 2013 – $3.0 billion) are pledged as security for 
$1.2 billion in mortgages and credit facilities.

(b) Investment property valuation

Capitalization rates and stabilized net operating income ("SNOI"), by region, for investment properties – shopping centres 
are set out in the table below:

As at

December 31, 2014

December 31, 2013

Shopping Centres

Central Region

Eastern Region

Western Region

Fair Value (1)
($ millions) 

$

3,200.0

1,736.0

2,538.0

$

7,474.0

SNOI (2)  
($ millions)

$

$

177.0

104.0

143.0

424.0

Weighted 
Average
Capitalization 
Rate

5.63%

6.18%

5.74%

5.79%

Fair Value (1)
($ millions)

$

3,021.9

1,630.7

2,473.4

$

7,126.0

SNOI (2)   
($ millions)

$

$

167.0

104.0

143.0

414.0

Weighted 
Average
Capitalization 
Rate

5.75%

6.31%

5.70%

5.86%

(1)  

Fair value of properties under development includes a deduction for costs to complete of $308.9 million as at December 31, 2014 (December 31, 2013 – $95.5 million).

(2) 

SNOI is not a measure defined by IFRS. SNOI reflects long-term, stable property operations, assuming a certain level of vacancy, capital and operating expenditures 
required to maintain a stable occupancy rate. The average vacancy rates used in determining SNOI for non-anchor tenants generally range from 2% to 5%. 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

129

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

The sensitivity of the fair values of shopping centres to capitalization rates as at December 31, 2014 is set out in the table 
below:

As at December 31, 2014

(Decrease) increase in capitalization rate

(0.75)%
(0.50)%
(0.25)%
0.25%
0.50%
0.75%

(millions of Canadian dollars)

Resulting increase (decrease) in
value of shopping centres

$
$
$
$
$

$

1,023
650
310
(285)
(547)

(789)

Additionally, a 1% increase or decrease in SNOI would result in an increase or decrease, respectively, in the fair value of 
shopping centres of $69 million. A 1% increase in SNOI coupled with a 0.25% decrease in capitalization rate would result 
in an increase in the fair value of shopping centres of $382 million, and a 1% decrease in SNOI coupled with a 0.25% 
increase in capitalization rate would result in a decrease in the fair value of shopping centres of $351 million.

(c) Investment properties – Acquisitions
During the years ended December 31, 2014 and 2013, the Company acquired shopping centres and development lands 
for rental income and future development and redevelopment opportunities as follows:

Year ended December 31

(thousands of Canadian dollars)

Total purchase price, including acquisition costs
Deferred purchase price and ground lease liabilities
Mortgage assumptions and vendor take-back mortgages on

acquisitions

$

Shopping
Centres

207,852
(1,845)
—

2014

Development
Land

$

19,050
—
—

$

Shopping
Centres

188,224
—
(9,957)

2013

Development
Land

$

36,441
—
—

Difference between principal amount and fair value of

—

—

(728)

—

assumed mortgage financing

Total cash paid

$

206,007

$

19,050

$

177,539

$

36,441

(d) Investment properties classified as held for sale
The Company has certain investment properties classified as held for sale. These properties are considered to be non-core 
assets and are as follows: 

As at (thousands of Canadian dollars, except other data)

Aggregate fair value
Mortgages secured by investment properties classified as held for sale

Weighted average coupon interest rate of mortgages secured by investment properties

December 31, 2014 December 31, 2013

$
$

205,133

$
— $

—%

155,499
22,247

4.03%

130

FIRST CAPITAL REALTY ANNUAL REPORT 2014

For the years ended December 31, 2014 and 2013, the Company sold shopping centres and development land as follows:

Year ended December 31

(thousands of Canadian dollars)
Total sales price (1)
Mortgages assumed and vendor take-back mortgages on sale
Property selling costs
Total cash proceeds

2014

2013

Shopping
Centres and
Development Land

Shopping
Centres and
Development Land

$

$

245,716 $
(30,921)
(5,088)
209,707 $

242,191
(45,788)
(5,129)
191,274

(1)  Total sales price by region is: Central $140 million (2013 – $93 million); Eastern $32 million (2013 – $93 million); and Western $74 million (2013 – $56 million).

(e) Reconciliation of investment properties to total assets

Shopping centres and development land by region are as set out in the tables below:

As at December 31, 2014
(thousands of Canadian dollars)
Total shopping centres and development land (1)
A reconciliation of shopping centres and development land to 

Central
Region

Eastern
Region

Western
Region

Total

$ 3,207,544

$ 1,744,533

$ 2,557,714

$ 7,509,791

total assets is as follows:
Cash and cash equivalents
Loans, mortgages and other real estate assets
Other assets
Amounts receivable
Investment in joint ventures
Residential development inventory

Total assets

As at December 31, 2013
(thousands of Canadian dollars)
Total shopping centres and development land (1)
A reconciliation of shopping centres and development land to

total assets is as follows:

Cash and cash equivalents
Loans, mortgages and other real estate assets
Other assets
Amounts receivable
Investment in joint ventures
Residential development inventory

Total assets

(1)  Includes investment properties classified as held for sale.

17,351
176,209
45,753
16,580
138,578
3,922

$

7,908,184

Central
Region

Eastern
Region

Western
Region

Total

$ 3,141,304

$ 1,639,162

$ 2,511,585

$ 7,292,051

4,975
149,230
71,664
18,600
38,166
21,569

$ 7,596,255

FIRST CAPITAL REALTY ANNUAL REPORT 2014

131

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

6. INVESTMENT IN JOINT VENTURES
The Company contractually controls Main and Main Developments LP (“MMLP”), a subsidiary in which it holds a 67% 
ownership interest, until such time that all loans receivable to the joint venture partner have been paid in full. At such 
time that the loans receivable to the Company are paid in full, all decisions regarding the activities of MMLP will require 
unanimous consent of the partners (refer to Note 27 – "Subsidiary with Non-controlling Interest").

Effective September 25, 2014, MMLP sold its real estate assets to a newly created joint venture, M+M Urban Realty LP 
(“Main and Main Urban Realty”) between the Company, MMLP and an institutional investor, in exchange for cash 
consideration and an equity interest in Main and Main Urban Realty. Upon closing of the transaction, the Company, 
through direct and indirect investment, owns on a consolidated basis a 53.1% interest in Main and Main Urban Realty, 
which the Company has determined to be a joint venture as all decisions regarding the activities of Main and Main Urban 
Realty are made unanimously as between MMLP and the Company on one hand, and the institutional investor on the 
other hand. Accordingly, the Company accounts for its interests in Main and Main Urban Realty using the equity method.

In addition, the Company has a 50% ownership interest in a joint venture that operates a shopping centre located in 
Ottawa, Ontario which is accounted for using the equity method.

Summarized financial information of the joint ventures’ financial position and performance is set out below:

As at
(in thousands of Canadian dollars)

Total assets
Total liabilities
Net assets at 100%

The Company's investment in equity accounted joint ventures

For the year ended
(in thousands of Canadian dollars)

Revenue
Expenses
Increase (decrease) in value of investment properties, net

Net income and total comprehensive income at 100%

The Company's share of income in equity accounted joint ventures

December 31, 2014 December 31, 2013

$

290,099
23,232
266,867

$

138,578

$

$

101,012
24,680
76,332

38,166

December 31, 2014 December 31, 2013

$

$

11,057
4,618
11,723

18,162

9,135

$

$

8,649
3,843
(138)

4,668

2,334

The Company has received distributions of $2.1 million from the joint ventures in both 2014 and 2013, and made 
contributions of $7.0 million and nil to the joint ventures in 2014 and 2013, respectively.

As at December 31, 2014, Main and Main Urban Realty had outstanding commitments to purchase six properties for an 
aggregate amount of $76.0 million, expected to close in 2015, subject to customary closing conditions. The Company's 
share of funding commitments at its interest is $40.4 million. 

Main and Main Urban Realty has no contingent liabilities or material capital commitments as at December 31, 2014 and 
2013. The joint venture is restricted from distributing its profits until it obtains the consent of the joint venture partners. 

132

FIRST CAPITAL REALTY ANNUAL REPORT 2014

7. LOANS, MORTGAGES AND OTHER REAL ESTATE ASSETS (NON-CURRENT)

As at (thousands of Canadian dollars)

Loans and mortgages receivable (a)
Available-for-sale (“AFS”) investments in equity securities
Total

December 31, 2014

December 31, 2013

$

$

92,132
4,099

96,231

$

$

68,150
3,631

71,781

(a)  Loans and mortgages receivable are secured by interests in investment properties or shares of entities owning 

investment properties and bear interest at a weighted average coupon and effective interest rate as at December 31, 
2014 of 5.65% and 5.93% per annum, respectively (December 31, 2013 – coupon and effective interest rate of 6.33% 
per annum). The loans and mortgages receivable mature between 2015 and 2025.

Scheduled principal receipts of current and non-current loans and mortgages receivable as at December 31, 2014 are as 
follows:

(thousands of Canadian dollars, except other data)

2015
2016
2017
2018
2019
2020 to 2025

Unamortized deferred financing fees, premiums and discounts, net and interest receivable

Current (Note 8)
Non-current

Payments on
Maturity

Weighted
Average
Effective
Interest Rate

$

$

$

$

48,708
4,809
6,147
—
28,852
48,004
136,520
1,679
138,199

46,067
92,132
138,199

9.55%
8.05%
6.02%
—%
5.87%
5.53%
7.15%

9.59%
5.93%

7.15%

8. LOANS, MORTGAGES AND OTHER REAL ESTATE ASSETS (CURRENT)

As at (thousands of Canadian dollars)

FVTPL investments in equity securities (a)
AFS investments in equity securities
Loans and mortgages receivable (b)
Loans receivable from sales of residential inventory
Other receivable
Total

December 31, 2014

December 31, 2013

$

$

33,370
292
46,067
—
249

79,978

$

$

27,764
455
24,457
22,522
2,251

77,449

(a) The Company invests from time to time in publicly traded real estate and related securities. These securities are 

recorded at market value. Unrealized gains and losses on FVTPL securities are recorded in other gains (losses) and 
(expenses). 

(b) The Company has loans and mortgages receivable secured by interests in investment properties (or shares of entities 

owning investment properties) and bear interest at a weighted average coupon and effective interest rate of 9.59% per 
annum (December 31, 2013 – 9.54% per annum). The loans and mortgages receivable mature during the 12 months 
ending December 31, 2015. Refer to Note 7(a).

FIRST CAPITAL REALTY ANNUAL REPORT 2014

133

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

9. AMOUNTS RECEIVABLE

As at (thousands of Canadian dollars)

Trade receivables (net of allowances for doubtful accounts of $3.1 million

(December 31, 2013 – $2.8 million))

Construction and development related chargebacks and receivables

Corporate and other amounts receivable

Total

December 31, 2014

December 31, 2013

$

15,106

$

17,161

374

1,100

348

1,091

$

16,580

$

18,600

The Company determines its allowance for doubtful accounts on a tenant-by-tenant basis considering lease terms, 
industry conditions, and the status of the tenant’s account, among other factors.

10. OTHER ASSETS

As at (thousands of Canadian dollars)

Notes

December 31, 2014

December 31, 2013

Non-current
Fixtures, equipment and computer hardware and software

(net of accumulated amortization of $5.3 million)

Deferred financing costs on credit facilities

(net of accumulated amortization of $2.7 million)

Environmental indemnity and insurance proceeds receivable
Deposits and costs on investment properties under option
Held to maturity investment in bond
Total
Current
Deposits and costs on investment properties under option
Prepaid expenses
Other deposits
Restricted cash
Derivatives at fair value
Residential inventory deposits
Held to maturity investment in bond (a)
Total

$

9,721

$

8,070

1,591

5,418
2,000
685
19,415

4,144
7,388
792
13,733
281
—
—

26,338

$

$

$

1,451

8,444
—
—
17,965

8,095
6,648
2,826
10,366
3,148
5,189
17,427

53,699

$

$

$

15

16 (b)
16 (a)

16(c)

(a)  In connection with the acquisition of a property, the Company assumed a third-party loan that had previously been 

defeased. The loan was repaid in full in November 2014 at maturity. The defeasance collateral was a bond issued by an 
agency of the Canadian federal government which had an effective interest rate of 1.25% per annum (contractual rate 
of 5.96% per annum) and was settled in November 2014 (Note 16(c)).

11. CAPITAL MANAGEMENT
The Company manages its capital, taking into account the long-term business objectives of the Company, to provide 
stability and reduce risk while generating an acceptable return on investment over the long term to shareholders. The 
Company’s capital structure currently includes common shares, senior unsecured debentures, convertible debentures 
and secured and unsecured term financings and revolving credit facilities, which together provide the Company with 
financing flexibility to meet its capital needs. Primary uses of capital include development activities, acquisitions, capital 
improvements, leasing costs and debt principal repayments. The actual level and type of future financings to fund these 
capital requirements will be determined based on prevailing interest rates, various costs of debt and/or equity capital, 
capital market conditions and management’s general view of the required leverage in the business.

134

FIRST CAPITAL REALTY ANNUAL REPORT 2014

The components of the Company’s capital are set out in the table below:

As at (thousands of Canadian dollars, except per share amounts)

December 31, 2014

December 31, 2013

Liabilities (principal amounts outstanding)
Mortgages
Mortgage on equity accounted joint venture (at the Company’s interest)
Senior unsecured debentures
Convertible debentures
Equity Capitalization
Common shares (based on closing per share price of $18.66; December 31, 2013 – $17.71)

$ 1,166,251
10,425
2,160,000
388,174

$ 1,350,307
10,859
1,875,000
392,917

4,037,543

3,689,981

$ 7,762,393

$ 7,319,064

The Company monitors a number of financial ratios in conjunction with its credit agreements and financial planning.  In 
accordance with the terms of the Company's credit agreements, all ratios are calculated with joint ventures 
proportionately consolidated, unless otherwise noted, as set out in the table below:

December 31, 2014

December 31, 2013

As at

Net debt to enterprise value
Net debt to total assets (investment properties at cost)

Joint ventures proportionately consolidated
Joint ventures proportionately consolidated, cash balances, net

Measure/
Covenant

N/A
<65%

Net debt to total assets (investment properties at IFRS value)

<65%

Joint ventures proportionately consolidated
Joint ventures proportionately consolidated, cash balances, net
Joint ventures proportionately consolidated, cash balances, net, using ten 

quarter average capitalization rate (1)

Net debt to EBITDA
Unencumbered aggregate assets to unsecured debt (investment properties

N/A
>1.30

at IFRS value)

Joint ventures proportionately consolidated
Joint ventures proportionately consolidated, using ten quarter average

capitalization rate (1)(2)

Unencumbered aggregate assets to unsecured debt (investment properties at

>1.30

cost)
Joint ventures proportionately consolidated

Shareholders’ equity, using four quarter average (billions of Canadian dollars) (1)
Secured indebtedness to total assets (investment properties at fair value) (1)

 >$1.4B

<40%

$

42.9%

49.7%
49.6%

42.4%
42.2%

43.0%

8.2

2.3
2.2

1.8
3.4

15.0%

$

44.3%

50.5%
50.5%

43.0%
42.9%

44.6%

8.2

2.3
2.2

1.9
3.3

18.2%

Year ended

Interest coverage (EBITDA to interest expense)

Joint ventures proportionately consolidated (1)

Fixed charges coverage (consolidated EBITDA to debt service)

Joint ventures proportionately consolidated (1)

Measure/
Covenant

 >1.65

>1.5

December 31, 2014

December 31, 2013

2.3

1.9

2.3

1.9

(1)  Calculations required under the Company's credit facility agreements or indenture governing the senior unsecured debentures.
(2)  Includes unencumbered assets as defined by debt covenants, except investment properties under development and deferred tax assets, with shopping centres valued 

under IFRS using the average capitalization rate over the last ten fiscal quarters.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

135

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

The above ratios include measures not specifically defined in IFRS. Certain calculations are required pursuant to debt 
covenants and for this reason are meaningful measures. Measures used in these ratios are defined as follows:

•  Debt consists of principal amounts outstanding on mortgages and credit facilities and the par value of senior unsecured 
debentures. Convertible debentures are excluded as it is the Company’s intention to continue to satisfy its obligations 
of principal and interest payments in respect of all of its outstanding convertible debentures by the issuance of common 
shares.

•  Net debt is calculated as Debt, as defined above, reduced by cash balances at the end of the year. 

• 

• 

• 

• 

Secured indebtedness includes mortgages which are collateralized against investment property.

Enterprise value consists of the market value of the Company’s common shares, the par value of senior unsecured 
debentures and convertible debentures, and principal amounts outstanding on mortgages, loans and credit facilities.

EBITDA, as adjusted, is calculated as net income, adding back income tax expense, interest expense and amortization 
and excluding the increase or decrease in the value of investment properties, other gains (losses) and (expenses) and 
other non-cash or non-recurring items.  The Company also adjusts for incremental leasing costs and costs not 
capitalized during the development period, which are recognized adjustments to FFO and AFFO, respectively.

Fixed charges include regular principal and interest payments and capitalized interest in the calculation of interest 
expense and do not include non-cash interest on convertible debentures.

•  Unencumbered assets include the value of assets that have not been pledged as security under any credit agreement 
or mortgage. The unencumbered asset value ratio is calculated as unencumbered assets divided by the principal 
amount of the unsecured debt, which consists of the senior unsecured debentures.

The Company’s strategy involves maintaining its moderate leverage and continuing to improve the interest coverage and 
fixed charges coverage ratios to allow continued access to capital at the lowest possible cost. The Company’s senior 
unsecured debentures are currently rated BBB (high) with a stable trend by Dominion Bond Rating Service Ltd. and Baa2 
with a stable outlook by Moody’s Investors Service.

The Company’s long-term financing strategy is based on maintaining flexibility in accessing various forms of debt and 
equity capital by maintaining a pool of unencumbered assets and investment grade credit ratings from rating agencies. 
The Company periodically re-evaluates its overall financing and capital execution strategy to ensure the best access to 
available capital at the lowest possible cost.

The Company is subject to financial covenants in agreements governing its senior unsecured debentures and secured 
revolving credit facilities. Based on the above calculations, the Company remains in compliance with all of its applicable 
financial covenants.

136

FIRST CAPITAL REALTY ANNUAL REPORT 2014

12. MORTGAGES AND CREDIT FACILITIES
(i)  Mortgages

As at (thousands of Canadian dollars)

Fixed rate mortgages
Floating rate mortgages and secured credit facilities
Outstanding cheques

Current
Mortgages on investment properties classified as held for sale
Non-current

December 31, 2014

December 31, 2013

$ 1,165,625
7,785
—
$ 1,173,410
253,957
$
—
919,453

$ 1,331,833
29,750
5,000
$ 1,366,583
254,367
$
22,247
1,089,969

$ 1,173,410

$ 1,366,583

Mortgages and the secured credit facilities are secured by investment properties. Of the fair value of investment 
properties of $7.5 billion as at December 31, 2014 (December 31, 2013 – $7.3 billion), approximately $2.7 billion 
(December 31, 2013 – $3.0 billion) has been pledged as security under the mortgages and the secured credit facilities 
(Note 5(a)).

Mortgages bear coupon interest at a weighted average interest rate of 5.03% per annum as at December 31, 2014 
(December 31, 2013 – 5.21% per annum) and mature in the years ranging from 2015 to 2025. The weighted average 
effective interest rate on all fixed rate mortgage financing as at December 31, 2014 is 4.70% per annum 
(December 31, 2013 – 4.90% per annum).

(ii)  Credit facilities

On June 13, 2014, the Company completed an increase and extension of its senior unsecured revolving credit facility 
with a syndicate of nine banks, increasing the availability from $600 million to $700 million and extending the maturity 
to June 30, 2017. The facility pricing was also reduced from BA + 1.325% or Prime rate + 0.325% to BA + 1.20% or Prime 
rate + 0.20%. On December 1, 2014, the Company completed an additional increase to this senior unsecured revolving 
credit facility, increasing the availability from $700 million to $800 million on the same terms.

On June 30, 2014, the Company extended the maturity of, and reduced the pricing on its $75 million secured credit 
facility. The maturity has been extended by one year to December 31, 2015 and the facility pricing has been reduced from 
BA + 1.25% or Prime rate + 0.25% to BA + 1.125% or Prime rate + 0.125%.  

The following table summarizes the details of the Company’s credit facilities as at December 31, 2014:

(thousands of Canadian dollars, except other
data)

Borrowing
Capacity

Amounts
Drawn

Outstanding
Letters of
Credit

Available to
be Drawn

Secured by development properties

$

75,000 $

— $

(23) $

74,977

Unsecured

800,000

—

(42,174)

757,826

Interest Rates

Maturity Date

December 31, 2015

June 30, 2017

BA + 1.125% or
Prime + 0.125%

BA + 1.20% or
Prime + 0.20% or
US$ LIBOR
+ 1.20%

Total facilities

$

875,000 $

— $

(42,197) $

832,803

FIRST CAPITAL REALTY ANNUAL REPORT 2014

137

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

Principal repayments of mortgages and credit facilities outstanding as at December 31, 2014 are as follows:

(thousands of Canadian dollars, except other data)

2015
2016
2017
2018
2019
2020 to 2025

Unamortized deferred financing costs, premiums and discounts, net

Scheduled
Amortization

Payments on
Maturity

30,132 $
24,523
21,686
17,696
14,814
36,830
145,681 $

220,895 $
157,533
82,902
123,045
106,714
329,481
1,020,570 $

$

$

$

Total

251,027
182,056
104,588
140,741
121,528
366,311
1,166,251
7,159
1,173,410

Coupon
Weighted
Average Interest
Rate
4.98%
5.09%
5.17%
5.53%
6.36%
4.39%
5.03%

As at December 31, 2014, the Company had mortgages maturing of $220.9 million at an average interest rate of 4.98% per 
annum and $30.1 million of scheduled amortization of principal balances in 2015. Subsequent to December 31, 2014, the 
Company paid mortgages totalling $12.3 million upon maturity, and expects to pay an additional $58.2 million upon 
maturity in the first quarter of 2015.

138

FIRST CAPITAL REALTY ANNUAL REPORT 2014

   
13. SENIOR UNSECURED DEBENTURES

As at (thousands of Canadian dollars, except other data)

December 31, 2014 December 31, 2013

Maturity Date

Series Date of Issue

Coupon

Effective

Interest Rate

October 30, 2014

June 1, 2015

January 31, 2017

November 30, 2017

November 30, 2017

November 30, 2017

August 30, 2018

November 30, 2018

November 30, 2018

July 30, 2019

April 30, 2020

April 30, 2020

March 1, 2021

January 31, 2022

January 31, 2022

January 31, 2022

December 5, 2022

December 5, 2022

F

G

H

I

I

I

J

K

K

L

April 5, 2007

November 20, 2009

January 21, 2010

April 13, 2010

April 13, 2010

June 14, 2010

July 12, 2010

August 25, 2010

October 26, 2010

January 21, 2011

M March 30, 2011

M June 13, 2011

N

O

O

O

P

P

April 4, 2012

June 1, 2012

July 17, 2012

August 29, 2013

December 5, 2012

January 14, 2013

October 30, 2023

Q March 26, 2013

October 30, 2023

Q May 15, 2013

R

R

January 20, 2014

February 18, 2014

R March 11, 2014

S

S

June 17, 2014

July 14, 2014

August 30, 2024

August 30, 2024

August 30, 2024

July 31, 2025

July 31, 2025

Current

Non-current

5.32%

5.95%

5.85%

5.70%

5.70%

5.70%

5.25%

4.95%

4.95%

5.48%

5.60%

5.60%

4.50%

4.43%

4.43%

4.43%

3.95%

3.95%

3.90%

3.90%

4.79%

4.79%

4.79%

4.32%

4.32%

4.71%

5.47%

6.13%

5.99%

5.85%

5.82%

5.70%

5.66%

5.30%

5.04%

5.61%

5.73%

5.39%

4.63%

4.56%

4.42%

4.83%

4.16%

4.20%

4.06%

3.90%

4.91%

4.63%

4.43%

4.43%

4.33%

4.81%

$

Principal
Outstanding

— $

—

Liability

— $

—

125,000

124,653

50,000

25,000

50,000

50,000

50,000

50,000

150,000

110,000

65,000

175,000

100,000

50,000

50,000

150,000

100,000

125,000

175,000

150,000

75,000

75,000

150,000

60,000

49,801

24,921

49,995

49,498

49,390

49,839

149,230

109,356

65,628

173,835

99,253

50,032

48,806

147,923

98,304

123,507

174,992

148,619

75,910

77,093

148,597

59,992

Liability

99,927

124,699

124,501

49,740

24,898

49,993

49,328

49,254

49,802

149,083

109,255

65,727

173,675

99,165

50,037

48,664

147,708

98,133

123,374

174,990

—

—

—

—

—

$

2,160,000 $

2,149,174 $

1,861,953

$

$

— $

2,149,174

2,149,174 $

99,927

1,762,026

1,861,953

Interest on the senior unsecured debentures is payable semi-annually and principal is payable on maturity.

On January 20, 2014, the Company completed the issuance of $150.0 million principal amount of senior unsecured 
debentures, Series R, due August 30, 2024. These debentures bear interest at a coupon rate of 4.79% per annum  payable 
semi-annually commencing August 30, 2014. On February 18, 2014, the Company completed the issuance of an additional 
$75.0 million principal amount of the senior unsecured debentures, Series R,  which was a re-opening of this series of 
debentures with an effective rate of 4.63% per annum. On March 11, 2014, the Company completed the issuance of an 
additional $75.0 million principal amount of the senior unsecured debentures, Series R, which was a second re-opening of 
this series of debentures with an effective rate of 4.43% per annum.

On June 17, 2014, the Company completed the issuance of $150.0 million principal amount of senior unsecured 
debentures, Series S, due July 31, 2025. These debentures bear interest at a coupon rate of 4.32% per annum payable 
semi-annually commencing January 31, 2015. On July 14, 2014, the Company completed the issuance of an additional 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

139

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

$60.0 million principal amount of the senior unsecured debentures, Series S, which was a re-opening of this series of 
debentures with an effective rate of 4.33% per annum.

On July 14, 2014, the Company redeemed $50.0 million principal amount outstanding of its $100.0 million 5.32% Series F 
senior unsecured debentures due October 30, 2014. The debentures were redeemed at a price of $1,011.77 for each 
$1,000 principal amount of debentures outstanding. In addition, accrued and unpaid interest was paid on the debentures 
up to but excluding the redemption date. In connection with the redemption, total cash of $51.0 million was paid to the 
holders, which consisted of $50.0 million of principal, $0.5 million in premium and $0.5 million in accrued but unpaid 
interest. On August 7, 2014, the Company redeemed the remaining outstanding aggregate principal amount of this series 
of debentures redeemed at a price of $1,009.13 for each $1,000 principal amount of debentures outstanding. In addition, 
accrued and unpaid interest was paid on the debentures up to but excluding the redemption date. In connection with the 
redemption, total cash of $51.2 million was paid to the holders, which consisted of $50.0 million of principal, $0.5 million 
in premium and $0.7 million in accrued but unpaid interest. 

On December 29, 2014, the Company redeemed the $125.0 million principal amount outstanding of its  5.95% Series G 
senior unsecured debentures due June 1, 2015. The debentures were redeemed at a price of $1,017.72 for each $1,000 
principal amount of debentures outstanding. In addition, accrued and unpaid interest was paid on the debentures up to 
but excluding the redemption date. In connection with the redemption, total cash of $127.8 million was paid to the 
holders, which consisted of $125.0 million of principal, $2.2 million in premium (Note 22) and $0.6 million in accrued but 
unpaid interest.

14. CONVERTIBLE DEBENTURES

As at (thousands of Canadian dollars, except other data)

December 31, 2014

December 31, 2013

Date of Issue

Coupon

Effective

Principal

Liability

Equity

Principal

Liability

Interest Rate

Maturity Date

June 30, 2017

December 30, 2009

January 31, 2019

April 28, 2011

January 31, 2019

August 9, 2011

March 31, 2018

December 15, 2011

March 31, 2017

February 16, 2012

July 31, 2019

May 22, 2012

February 28, 2020

February 19, 2013

5.70%

5.40%

5.25%

5.25%

4.95%

4.75%

4.45%

5.08%

6.88%

$

42,903 $

41,756 $

983 $

42,917 $

41,362 $

6.90%

6.07%

6.66%

6.51%

6.19%

5.34%

56,593

56,549

49,927

72,561

52,500

57,141

53,608

54,904

47,900

70,228

49,841

55,040

2,158

384

1,154

1,446

1,439

400

57,500

57,500

50,000

75,000

52,500

57,500

53,844

55,477

47,427

71,620

49,277

55,005

Equity

984

2,192

390

1,155

1,495

1,439

403

6.35%

$

388,174 $

373,277 $

7,964 $

392,917 $

374,012 $

8,058

(a) Principal and interest
The Company has the option of repaying the convertible debentures on maturity through the issuance of common shares 
at 97% of the weighted average trading price of the Company’s common shares. The Company also has the option of 
paying the semi-annual interest through the issuance of common shares valued in the same manner. In addition, the 
Company has the option of repaying the convertible debentures prior to the maturity date under certain circumstances, 
either in cash or in common shares. Consistent with existing practice, it is the Company’s current intention to continue to 
satisfy its obligations of principal and interest payments in respect of all of its outstanding convertible debentures by the 
issuance of common shares. Since issuance, the Company has made all principal and interest payments on its convertible 
debentures using common shares.

During the year ended December 31, 2014, 1.1 million common shares (year ended December 31, 2013 – 1.1 million 
common shares) were issued for $19.9 million (year ended December 31, 2013 – $19.1 million) to pay interest to 
holders of the convertible debentures. Each series of the Company’s convertible unsecured subordinated debentures 
bears interest payable semi-annually and is convertible at the option of the holders in the conversion periods into 
common shares of the Company at the conversion prices indicated below.

140

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Maturity
Date

Coupon
Rate

TSX

Holder Option to
Convert at the
Conversion Price

Company Option to Redeem at 
Principal Amount (conditional (1))

Company Option to Redeem 
at Principal Amount (2)

Conversion Price

FCR.DB.D

2009-2016

Jun 30, 2013 - Jun 29, 2015

Jun 30, 2015 - Jun 30, 2017

June 30, 2017

January 31, 2019

January 31, 2019

March 31, 2018

March 31, 2017

July 31, 2019

February 28, 2020

5.70%

5.40%

5.25%

5.25%

4.95%

4.75%

4.45%

FCR.DB.E

FCR.DB.F

FCR.DB.G

FCR.DB.H

FCR.DB.I

FCR.DB.J

2011-2019

Jan 31, 2015 - Jan 30, 2017

Jan 31, 2017 - Jan 31, 2019

2011-2019

Jan 31, 2015 - Jan 30, 2017

Jan 31, 2017 - Jan 31, 2019

2011-2018

Mar 31, 2015 - Mar 30, 2016

Mar 31, 2016 - Mar 30, 2018

2012-2017

Mar 31, 2015 - Mar 30, 2016

Mar 31, 2016 - Mar 31, 2017

2012-2019

Jul 31, 2015 - Jul 30, 2017

Jul 31, 2017 - Jul 31, 2019

$18.75

$22.62

$23.77

$23.25

$23.75
$26.75-$27.75 

(3)

(4)

2013-2020

Feb 28, 2016 - Feb 27, 2018

Feb 28, 2018 - Feb 28, 2020

$26.75-$27.75

(1)  Period of time during which the Company may redeem the debentures at their principal amount plus accrued and unpaid interest, provided that the volume weighted 
average trading price for the 20 consecutive trading days ending five days prior to the notice of redemption is not less than 125% of the Conversion Price, by giving 
between 30 and 60 days' written notice.

(2)  Period of time during which the Company may redeem the debentures at their principal amount plus accrued and unpaid interest by giving between 30 and 60 days' 

written notice.

(3)  These debentures are convertible at the option of the holder into common shares of the Company at a conversion price of $26.75 per common share until July 31, 2017 

and $27.75 per common share thereafter.

(4)  These debentures are convertible at the option of the holder into common shares of the Company at a conversion price of $26.75 per common share until 

February 28, 2018 and $27.75 per common share thereafter.

(b) Principal redemptions
For the year ended December 31, 2014, the Company issued 22,104 common shares in connection with $0.5 million 
convertible debentures redeemed or converted.

(c) Normal course issuer bid
On August 27, 2014, the Company renewed its normal course issuer bid (“NCIB”) for all of its then outstanding series of 
convertible unsecured subordinated debentures. The NCIB will expire on August 26, 2015 or such earlier date as the 
Company completes its purchases pursuant to the NCIB. All purchases made under the NCIB are at market prices 
prevailing at the time of purchase determined by or on behalf of the Company.

For the years ended December 31, 2014 and 2013, principal amounts of convertible debentures purchased and amounts 
paid for the purchases are represented in the table below:

(thousands of Canadian dollars)

Year ended December 31, 2014

Year ended December 31, 2013

Total

$

4,243

$

4,295

$

3,175

$

3,426

 Principal
Amount
Purchased

Amount Paid

 Principal
Amount
Purchased

Amount Paid

15. OTHER LIABILITIES

As at (thousands of Canadian dollars)

Asset retirement obligations (a)
Ground leases payable
Deferred purchase price of investment property – shopping centre

December 31, 2014

December 31, 2013

$

$

8,973
9,883
1,699

20,555

$

$

11,168
10,308
—

21,476

(a)  The Company has obligations for environmental remediation at certain sites within its property portfolio. The 
amounts recorded as liabilities are net of those environmental indemnity and insurance proceeds receivable 
(Note 10).

FIRST CAPITAL REALTY ANNUAL REPORT 2014

141

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

16. ACCOUNTS PAYABLE AND OTHER LIABILITIES

As at (thousands of Canadian dollars)

Note

December 31, 2014

December 31, 2013

Trade payables and accruals
Construction and development payables
Dividends payable
Interest payable
Tenant deposits
Derivatives at fair value (a)
Short positions in marketable securities (b)
Mortgage payable
Loan payable (c)
Deferred purchase price of investment property – shopping centre

$

57,841
46,399
46,520
39,192
22,130
2,370
12,467
3,572
—
9,533

$

46,618
41,260
43,755
32,021
18,779
936
8,089
8,800
17,427
21,260

$

240,024

$

238,945

10(a)

(a)  The Company enters into forward contracts and interest rate swaps as part of its strategy for managing certain 
interest rate risks. For those contracts to which the Company has applied hedge accounting, the Company has 
recorded the changes in fair value for the effective portion of the derivative in OCI from the date of designation. For 
those interest rate swaps to which the Company does not apply hedge accounting, the change in fair value is 
recognized in other gains (losses) and (expenses) (Note 22). 

The fair values of the Company's asset (liability) hedging instruments are as follows:

As at (thousands of Canadian dollars)

Bond forward contracts

Interest rate swaps

Interest rate swaps

Designated as
Hedging
Instrument
Yes

Yes

N/A

Maturity

December 31, 2014

December 31, 2013

January 2015

March 2022 - July 2024

N/A

$

$

281

(2,370)

—

(2,089)

$

$

321

2,827

(936)

2,212

(b)  The Company invests from time to time in long and short positions in publicly traded real estate and related 

securities, which are recorded at market value (Note 8). As at December 31, 2014, a restricted cash balance of 
$13.7 million (Note 10) was maintained on account with the Company’s security broker as collateral for the 
Company’s investment in short positions. 

(c) 

In connection with the acquisition of a property, the Company assumed a third-party loan that had previously been 
defeased. The loan was repaid in full in November 2014 at maturity. The defeasance collateral was a bond issued by 
an agency of the Canadian federal government which had an effective interest rate of 1.25% per annum (contractual 
rate of 5.96% per annum) and was settled in November 2014 (Note 10(a)).

142

FIRST CAPITAL REALTY ANNUAL REPORT 2014

 
17. SHAREHOLDERS’ EQUITY

(a) Share capital
The authorized share capital of the Company consists of an unlimited number of authorized preference shares and 
common shares. The preference shares may be issued from time to time in one or more series, each series comprising the 
number of shares, designations, rights, privileges, restrictions and conditions which the Board of Directors determines by 
resolution; preference shares are non-voting and rank in priority to the common shares with respect to dividends and 
distributions upon dissolution. No preference shares have been issued. The common shares carry one vote each and 
participate equally in the income of the Company and the net assets of the Company upon dissolution. Dividends are 
payable on the common shares as and when declared by the Board of Directors.

The following table sets forth the particulars of the issued and outstanding common shares of the Company:

Year ended December 31, 2014

Year ended December 31, 2013

(thousands of Canadian dollars and thousands of common
shares)

Note

Number of
Common Shares

Stated Capital

Number of
Common Shares

Stated Capital

Issued and outstanding at beginning of year
Payment of interest on convertible debentures
Redemption and conversion of convertible debentures
Exercise of options
Issuance of common shares
Expiry of warrants
Share issue costs and other, net of tax effect

14
14

208,356 $
1,132
22
1,446
5,418
—
—

2,457,310
19,914
500
22,747
102,834
—
(2,700)

206,546 $
1,102
—
600
108
—
—

2,426,836
19,054
—
8,496
1,623
1,677
(376)

Issued and outstanding at end of year

216,374 $

2,600,605

208,356 $

2,457,310

On September 12, 2014, the Company issued 5,250,000 common shares at a price of $19.06 per share for gross proceeds 
of $100.0 million with 883,000 and 167,000 of these shares purchased by affiliates of Gazit-Globe Ltd. and Alony-Hetz 
Properties and Investments Ltd., respectively. Refer to Note 32 – “Related Party Transactions” for additional information. 
Issue costs associated with the offering were approximately $2.7 million.

On August 2, 2013, 5.6 million warrants, which were exercisable at $19.75, expired without exercise. The Company 
reclassified the remaining warrant balance from contributed surplus and other equity items to share capital. 

FIRST CAPITAL REALTY ANNUAL REPORT 2014

143

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

(b) Contributed surplus and other equity items

Contributed surplus and other equity items comprise the following:

(thousands of Canadian dollars)

Year ended December 31, 2014

Year ended December 31, 2013

Options
Restricted
and
Deferred
Share
Units

Contributed
Surplus

Convertible
Debentures
Equity
Component

(Note 14)

Total

Contributed
Surplus

Options
Restricted
and
Deferred
Share
Units

Convertible
Debentures
Equity
Component

(Note 14)

Warrants

Total

Balance at beginning of year
Issuance of convertible debentures
Purchase of convertible debentures
Options vested
Exercise of options
Deferred share units vested
Restricted share units vested

Exercise of restricted share units

Expiry of warrants

Balance at end of year

$ 19,278 $ 8,058 $ 17,264 $ 44,600 $19,401 $ 7,702 $15,636 $ 1,677 $ 44,416
403
(170)
1,171
(223)
870
1,668

—
(19)
—
(75)
—
903
— (1,060)
928
—
2,916
—

(19)
(61)
903
(1,060)
928
2,916

—
—
1,171
(223)
870
1,668

—
(123)
—
—
—
—

403
(47)
—
—
—
—

—
14
—
—
—
—

—
—
—
—
—
—

—

—

— (2,769)

(2,769)

—

—

—

—

—

— (1,858)

— (1,858)

—

— (1,677)

(1,677)

$ 19,292 $ 7,964 $ 18,182 $ 45,438 $ 19,278 $ 8,058 $ 17,264 $

— $ 44,600

(c) Stock options 
As of December 31, 2014, the Company is authorized to grant up to 15.2 million (December 31, 2013 – 15.2 million) 
common share options to the employees, officers and directors of the Company. As of December 31, 2014, 3.3 million 
(December 31, 2013 – 3.8 million) common share options are available to be granted. Options granted by the Company 
generally expire 10 years from the date of grant and vest over five years. 

The outstanding options as at December 31, 2014 have exercise prices ranging from $9.81 – $19.02 (December 31, 2013 – 
$9.81 – $18.97) and comprise the following:

(In Canadian dollars, except other data)

December 31, 2014

December 31, 2013

Outstanding Options

Vested Options

Outstanding Options

 Vested Options

Number of
Common 
Shares
Issuable
(in thousands)

Weighted
Average
Exercise
Price per
Common
Share

Weighted
Average
Remaining
Life
(years)

Number of
Common Shares
Issuable
(in thousands)

Weighted
Average
Exercise
Price per
Common
Share

Number of
Common
Shares
Issuable
(in thousands)

85 $

9.81
436 $ 13.76
2,343 $ 16.44
2,092 $ 18.35

4,956 $ 16.89

4.2
4.1
3.2
8.3

5.4

85 $ 9.81
436 $ 13.76
2,070 $ 16.53
377 $ 18.34

2,968 $ 16.16

130 $
1,162 $
2,849 $
1,827 $

5,968 $

Weighted
Average
Exercise
Price per
Common
Share

9.85
13.76
16.38
18.48

16.37

Weighted
Average
Remaining
Life
(years)

Number of
Common
Shares
Issuable
(in thousands)

Weighted
Average
Exercise
Price per
Common
Share

4.7
4.8
4.1
8.1

5.5

130 $

9.85
1,162 $ 13.76
2,352 $ 16.51
299 $ 18.17

3,943 $ 15.61

Exercise Price
Range ($)

9.81 – 10.81
13.00 – 14.26
15.46 – 16.96
17.77 – 19.02

9.81 – 19.02

During the year ended December 31, 2014, $0.6 million (year ended December 31, 2013 – $1.0 million) was recorded as 
an expense related to stock options.

144

FIRST CAPITAL REALTY ANNUAL REPORT 2014

(In Canadian dollars, except other data)

Year ended December 31, 2014

Year ended December 31, 2013

Outstanding at beginning of year
Granted (a)
Exercised (b)
Forfeited
Expired

Outstanding at end of year

Number of
Common Shares
Issuable
(in thousands)
5,968
784
(1,447)
(234)
(115)

$

4,956

$

Weighted 
Average
Exercise Price

16.37
18.05
14.99
18.15
18.81

16.89

Number of
Common Shares
Issuable
(in thousands)
5,676
1,036
(600)
(118)
(26)

$

5,968

$

Weighted 
Average
Exercise Price

15.65
18.97
13.80
17.67
17.02

16.37

(a)  The fair value associated with the options issued was calculated using the Black-Scholes model for option valuation 

based on the following assumptions:

Share options granted (thousands)
Term to expiry
Exercise price
Weighted average volatility rate
Weighted average expected option life
Weighted average dividend yield

Weighted average risk free interest rate

Fair value (thousands)

Year ended December 31

$

2014

784
10 years
18.05

15.0%
6 years
4.68%

1.78%

$

2013

1,036
10 years
18.97

15.0%
6 years
4.32%

1.39%

$

883

$

1,233

(b)  The weighted average market share price at which options were exercised for the year ended December 31, 2014 was 

$18.31 (year ended December 31, 2013 – $19.05).

(d) Share unit plans
The Company’s share unit plans include a Directors' Deferred Share Unit Plan and a Restricted Share Unit Plan. Under 
the plans, a participant is entitled to receive one common share, or equivalent cash value, at the Company’s option, (i) 
in the case of a Deferred Share Unit (“DSU”), upon redemption by the holder after the date that the holder ceases to be 
a director of the Company and any of its subsidiaries (the “Retirement Date”) but no later than December 15 of the first 
calendar year commencing after the Retirement Date, and (ii) in the case of a Restricted Share Unit (“RSU”) on 
December 15 of the third calendar year following the year in respect of which the RSU is granted. Holders of RSUs and 
DSUs receive dividends in the form of additional units when the Company declares dividends on its common shares.

(in thousands)

Outstanding at beginning of year
Granted (a)
Dividends declared
Exercised
Forfeited

Outstanding at end of year

Share units available to be granted based on the

current reserve

Expense recorded for the period (thousands of 

Canadian dollars)

$

Year ended December 31, 2014

Year ended December 31, 2013

Deferred
Share Units

Restricted
Share Units

Deferred
Share Units

Restricted
Share Units

393
39
20
—
—

452

303

780

286
193
17
(168)
—

328

890

$

1,507

$

345
31
17
—
—

393

187

795

302
117
18
(121)
(30)

286

435

$

1,382

FIRST CAPITAL REALTY ANNUAL REPORT 2014

145

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

(a)  The fair value of the DSUs granted during the year ended December 31, 2014 was $0.7 million (year ended 
December 31, 2013 – $0.6 million), measured based on the Company’s prevailing share price on the date of 
grant. The fair value of the RSUs granted during the year ended December 31, 2014 was $3.3 million (year ended 
December 31, 2013 – $2.2 million), measured based on the Company’s share price on the date of grant.

18. NET OPERATING INCOME
Net operating income is as follows:

Year ended December 31, 2014

(thousands of Canadian dollars)

Property rental revenue

Property operating costs

Net operating income

Year ended December 31, 2013

(thousands of Canadian dollars)

Property rental revenue

Property operating costs

Net operating income

$

$

$

$

Central 
Region

Eastern 
Region

Western
Region

Subtotal

Other (1)

276,208 $

167,136 $

205,990 $

649,334 $

(893) $

105,887

69,615

67,086

242,588

(1,056)

Total

648,441

241,532

170,321 $

97,521 $

138,904 $

406,746 $

163 $

406,909

Central 
Region

Eastern 
Region

Western
Region

Subtotal

Other (1)

273,516 $

160,716 $

198,406 $

632,638 $

(1,033) $

104,094

65,350

65,954

235,398

(1,803)

Total

631,605

233,595

169,422 $

95,366 $

132,452 $

397,240 $

770 $

398,010

(1)  Other items are principally operating costs and other adjustments that are not attributable to a region.

Property operating costs for the year ended December 31, 2014 includes $22.0 million (year ended December 31, 2013 – 
$20.5 million) related to employee compensation.

19. INTEREST AND OTHER INCOME

(thousands of Canadian dollars)

Interest, dividend and distribution income from marketable securities and cash

investments

Interest income from mortgages and loans receivable

Fees and other income

Notes

7,8

7,8

Year ended December 31

2014

4,304

8,034

659

12,997

$

$

2013

3,695

5,911

895

10,501

$

$

146

FIRST CAPITAL REALTY ANNUAL REPORT 2014

20. INTEREST EXPENSE

(thousands of Canadian dollars)

Mortgages and credit facilities
Senior unsecured debentures
Convertible debentures

Coupon interest

Accretion of discounts

Amortization of deferred issue costs

Total interest expense

Note

Year ended December 31
2013

2014

$

63,843
108,156

$

75,232
88,913

19,910

1,595

2,230

195,734

(22,413)

19,721

1,517

2,054

187,437

(22,528)

$

173,321

$

164,909

(19,913)

(7,171)

(1,247)

4,145

(5,974)

22,413

(19,054)

(1,775)

(1,471)

4,699

(5,304)

22,528

Interest capitalized to investment properties and residential development inventory

Interest expense

Convertible debenture interest paid in common shares

14

Change in accrued interest

Effective interest rate in excess of coupon rate on senior unsecured and convertible

debentures

Effective interest in excess of coupon interest on assumed mortgages

Other non-cash interest expense

Interest capitalized to investment properties and residential development inventory

Cash interest paid

$

165,574

$

164,532

21. CORPORATE EXPENSES

(thousands of Canadian dollars)

Salaries, wages and benefits

Non-cash compensation

Other corporate costs

Amounts capitalized to investment properties under development and residential inventory

Total

Year ended December 31

2014

2013

(Restated – Note 3)

$

24,284

2,599

10,926

37,809

(6,618)

$

23,389

2,802

10,487

36,678

(6,720)

$

31,191

$

29,958

FIRST CAPITAL REALTY ANNUAL REPORT 2014

147

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

22. OTHER GAINS (LOSSES) AND (EXPENSES)

(thousands of Canadian dollars)

Realized gains on sale of marketable securities
Change in cumulative unrealized (losses) gains on marketable 

securities classified as FVTPL
Losses on prepayments of debt
Unrealized (losses) gains on hedges
Gain on settlement of litigation
Gain on foreign currency exchange
Pre-selling costs of residential inventory (a)
Executive transition expense
Net gain on sale of residential inventory  (a)
Investment properties – selling costs

Total

Year ended December 31

Note

$

16(a)

$

2014

1,665
(1,501)

(3,973)
(80)
—
2
(26)
(7,280)
—
(5,088)

$

(16,281)

$

2013

2,564
(1,988)

(4,092)
301
1,376
43
(155)
—
2,966
(5,295)

(4,280)

(a) The components of the Company's net gain on sale of residential inventory are as follows: 

(thousands of Canadian dollars)

Sales
Cost of sales

Net gain on sale

Year ended December 31

2014

999
(999)

—

2013

28,850
(25,884)

2,966

$

$

$

$

23. INCOME TAXES
The sources of deferred tax balances and movements are as follows:

(thousands of Canadian dollars)

December 31, 2013

Net income

Recognized in OCI

Equity and other December 31, 2014

Deferred taxes related to non-capital losses

and capital losses

Deferred tax liabilities related to difference
in tax and book basis primarily related to
real estate, net
Net deferred taxes

$

$

(13,172) $

(5,943) $

(1,375) $

(898) $

(21,388)

423,450

53,600

410,278 $

47,657 $

(1,860)

(3,235) $

101

(797) $

475,291

453,903

As at December 31, 2014, the Company had approximately $81.7 million of non-capital losses which expire between 2015 
and 2034.

(thousands of Canadian dollars)

December 31, 2012

Net income

Recognized in OCI

Equity and other December 31, 2013

Deferred taxes related to non-capital losses

and capital losses

Deferred tax liabilities related to difference
in tax and book basis primarily related to
real estate, net
Net deferred taxes

$

$

(12,763) $

247 $

— $

(656) $

(13,172)

369,932

51,171

357,169 $

51,418 $

1,372

1,372 $

975

319 $

423,450

410,278

As at December 31, 2013, the Company had approximately $50.1 million of non-capital losses which expire between 2014 
and 2033.

148

FIRST CAPITAL REALTY ANNUAL REPORT 2014

The major components of income tax expense include the following:

(thousands of Canadian dollars)

Deferred income taxes

Year ended December 31

2014

2013

$

47,657

$

51,418

The following reconciles the Company’s statutory tax rate to its effective tax rate for the years ended December 31, 
2014 and 2013:

(thousands of Canadian dollars)

Income tax expense at the Canadian federal and provincial income tax rate of 26.20%

 (2013 – 26.26%)

(Decrease) increase in income taxes due to:

Non-taxable portion of capital gains and other
Non-deductible interest
Changes in timing of reversals
Other

Deferred income taxes

24. PER SHARE CALCULATIONS
The following table sets forth the computation of per share amounts:

(thousands of Canadian dollars, except per share amounts and other data)

Net income attributable to common shareholders

Adjustment for dilutive effect of convertible debentures, net of tax

Income for diluted per share amounts

(in thousands)

Weighted average number of shares outstanding for basic per share amounts

Options

Convertible debentures

Weighted average diluted share amounts

Basic net income per share attributable to common shareholders

Diluted net income per share attributable to common shareholders

Year ended December 31

2014

2013

$

64,417

$

69,965

(16,063)
419
—
(1,116)

(19,443)
398
630
(132)

$

47,657

$

51,418

Year ended December 31

2014

2013

$

$

$

$

196,748

15,374

212,122

211,999

539

17,995

230,533

0.93

0.92

$

$

$

$

214,863

17,321

232,184

208,227

650

21,071

229,948

1.03

1.01

The following securities were not included in the diluted net income per share calculation as the effect would have been 
anti-dilutive:

Year ended December 31

(in Canadian dollars, number of options in thousands)

Exercise Price

Common share options

Common share options

Common share options

Convertible debentures - 5.70%

$

$

$

$

18.97

19.02

18.41

18.75

Number of Shares if Exercised

2014

766

50

240

2,234

Exercise Price

$

$

$

$

17.90

18.97

—

—

2013

833

994

—

—

FIRST CAPITAL REALTY ANNUAL REPORT 2014

149

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

Regular dividends paid per common share were $0.85 for the year ended December 31, 2014 (year ended 
December 31, 2013 – $0.84).

25. RISK MANAGEMENT
In the normal course of its business, the Company is exposed to a number of risks that can affect its operating 
performance. Certain of these risks, and the actions taken to manage them, are as follows:

(a) Interest rate risk
The Company structures its financings so as to stagger the maturities of its debt, thereby mitigating its exposure to 
interest rate and other credit market fluctuations. A portion of the Company’s mortgages, loans and credit facilities are 
floating rate instruments. From time to time, the Company may enter into interest rate swap contracts or other financial 
instruments to modify the interest rate profile of its outstanding debt or highly probable future debt issuances without an 
exchange of the underlying principal amount. The fair value of the Company’s derivative assets and liabilities (Note 16(a)) 
and other contracts as at December 31, 2014 is a net liability of $2.1 million due to changes in interest rates since the 
inception of the contracts. A 100 basis point increase in the yield curve for these contracts would increase the Company’s 
net asset and OCI by $15.4 million. A 100 basis point decrease in the yield curve for these contracts would decrease the 
Company’s net asset and OCI by $16.9 million.

Interest represents a significant cost in financing the ownership of real property. The Company has a total of $0.8 billion 
principal amount of fixed rate interest-bearing instruments outstanding including mortgages, senior unsecured 
debentures and convertible debentures maturing between January 1, 2015 and December 31, 2017 at a weighted 
average coupon interest rate of 5.53%. If these amounts were refinanced at an average interest rate that was 100 basis 
points higher or lower than the existing rate, the Company’s annual interest cost would respectively increase or 
decrease by $8.2 million.

The Company’s loans and mortgages receivable (current and non-current) earn interest at fixed rates. If the loans were 
refinanced at 100 basis points higher or lower than the existing rate, the Company’s annual interest income and, 
accordingly, equity, would respectively increase or decrease by approximately $1.4 million.

(b) Credit risk
Credit risk arises from the possibility that tenants and/or debtors may experience financial difficulty and be unable or 
unwilling to fulfill their lease commitments or loan obligations. The Company mitigates the risk of credit loss by investing 
in well-located properties in urban markets that attract high quality tenants, ensuring that its tenant mix is diversified, and 
by limiting its exposure to any one tenant. As at December 31, 2014, Loblaw Companies Limited (“Loblaws”) accounts for 
10.2% of the Company’s annualized minimum rent and has an investment grade credit rating. Other than Loblaws, no 
other tenant accounts for more than 6.8% of the annualized minimum rent. A tenant’s success over the term of its lease 
and its ability to fulfill its lease obligations is subject to many factors. There can be no assurance that a tenant will be able 
to fulfill all of its existing commitments and leases up to the expiry date. 

The Company’s leases typically have lease terms between 5 and 20 years and may include clauses to enable periodic 
upward revision of the rental rates, and lease contract extension at the option of the lessee.

Future minimum rentals receivable under non-cancellable operating leases as at December 31 are as follows:

(thousands of Canadian dollars)

Within 1 year
After 1 year, but not more than 5 years
More than 5 years

150

FIRST CAPITAL REALTY ANNUAL REPORT 2014

$

2014

403,403
1,204,719
893,667

$ 2,501,789

(c) Liquidity risk
Real estate investments are relatively illiquid. This tends to limit the Company’s ability to sell components of its portfolio 
promptly in response to changing economic or investment conditions. If the Company were required to quickly liquidate 
its assets, there is a risk that it would realize sale proceeds of less than the current value of its real estate investments. 

An analysis of the Company’s contractual maturities of its material financial liabilities and other contractual commitments 
as at December 31, 2014 is set out below:

(thousands of Canadian dollars)

Mortgages

Scheduled amortization
Payments on maturity
Total mortgage obligations
Mortgage on equity accounted joint venture
Senior unsecured debentures
Loan and mortgage payable
Interest obligations (1)
Land leases (expiring between 2023 and 2061)
Contractual committed costs to complete current

development projects

Other committed costs
Total contractual obligations (2)

Payments Due by Period

2015

2016 to 2017

2018 to 2019

Thereafter

Total

$

30,132 $

46,209 $

32,510 $

36,830 $

220,895
251,027
10,425
—
36
158,271
969
99,399

240,435
286,644
—
250,000
3,608
269,903
1,960
10,045

229,759
262,269
—
300,000
—
208,580
1,988
—

329,481
366,311
—
1,610,000
—
259,451
17,300
—

145,681
1,020,570
1,166,251
10,425
2,160,000
3,644
896,205
22,217
109,444

24,126

65,522

$

544,253 $

887,682 $

—

—
772,837 $ 2,253,062 $ 4,457,834    

89,648

(1)  Interest obligations include expected interest payments on mortgages and credit facilities as at December 31, 2014 (assuming balances remain outstanding through to 

maturity), and senior unsecured debentures, as well as standby credit facility fees.

(2)  Consistent with existing practice, it is the Company’s current intention to continue to satisfy its obligations of principal and interest payments in respect of all of its 

outstanding convertible debentures by the issuance of common shares, and as such convertible debentures have been excluded from this table.

The Company’s total estimated costs to complete development projects currently under construction are $308.9 million, 
with $109.4 million contractually committed as at December 31, 2014.

The Company manages its liquidity risk by staggering debt maturities; renegotiating expiring credit arrangements 
proactively; using lines of credit; and issuing equity when considered appropriate. As at December 31, 2014, there was nil 
(December 31, 2013 – nil) of cash advances drawn against the Company’s revolving credit facilities.

In addition, as at December 31, 2014, the Company has $42.2 million (December 31, 2013 – $43.4 million) of outstanding 
letters of credit that have been issued by financial institutions primarily to support certain of the Company’s contractual 
obligations.

FIRST CAPITAL REALTY ANNUAL REPORT 2014

151

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

26. FINANCIAL ASSETS AND LIABILITIES

Fair value
A comparison of the carrying amounts and fair values, by class, of the Company’s financial instruments, other than those 
whose carrying amounts approximate their fair values, is as follows: 

(in Canadian dollars)

2014

2013

2014

2013

Notes

Carrying Amount

Fair Value

Financial assets
FVTPL investments in equity securities
AFS investments in equity securities (Current and Non-Current)
Loans and mortgages receivable (Current and Non-Current)
Derivatives at fair value
Financial liabilities
Mortgages and credit facilities
Senior unsecured debentures
Convertible debentures
Derivatives at fair value

Short positions in marketable securities

8
7,8
7,8
10

12
13
14
16

16

$

33,370 $
4,391
136,520
281

27,764 $
4,086
91,570
3,148

33,370 $
4,391
136,569
281

27,764
4,086
91,570
3,148

$ 1,173,410 $ 1,366,583 $ 1,227,879 $ 1,384,810
1,915,997
390,093
936

2,326,507
392,003
2,370

2,149,174
373,277
2,370

1,861,953
374,012
936

12,467

8,089

12,467

8,089

The fair values of the Company’s cash and cash equivalents, amounts receivable, deposits, loans receivable from sales of 
residential inventory, restricted cash and accounts payable and other liabilities approximate their carrying values as at 
December 31, 2014 and 2013 due to their short term nature. 

The fair values of the Company’s investments in FVTPL and AFS equity instruments as well as the short positions in 
marketable securities, are based on quoted market prices.  The Company has an investment in a fund classified as Level 3 
AFS equity instrument, for which the fair value is based on the fair value of the properties held in the fund.

The fair value of the Company’s loans and mortgages receivable, classified as Level 3, are calculated based on current 
market rates plus borrower level risk-adjusted spreads on discounted cash flows, adjusted for allowances for non-
payment and collateral related risk. As at December 31, 2014, the risk-adjusted interest rates ranged from 4.00% to 
11.00% (December 31, 2013 – 4.25% to 11.00%).

The fair value of the Company’s mortgages and credit facilities payable are calculated based on current market rates plus 
risk-adjusted spreads on discounted cash flows.  As at December 31, 2014, these rates ranged from 2.38% to 3.37% 
(December 31, 2013 – 2.63% to 4.39%).

The fair value of the senior unsecured debentures are based on closing bid risk-adjusted spreads and current underlying 
Government of Canada bond yields on discounted cash flows. For the purpose of this calculation, the Company uses, 
among others, interest rate quotations provided by financial institutions. As at December 31, 2014, these rates ranged 
from 1.98% to 3.88% (December 31, 2013 – 1.73% to 4.85%).

The fair values of the convertible debentures are based on the TSX closing bid prices. 

The fair value of derivative instruments is determined using present value forward pricing and swap calculations at 
interest rates that reflect current market conditions.  The models also take into consideration the credit quality of 
counterparties, interest rate curves and forward rate curves. As at December 31, 2014, the interest rates ranged from 
1.88% to 3.71% (December 31, 2013 – 2.77% to 4.50%).

152

FIRST CAPITAL REALTY ANNUAL REPORT 2014

The fair value hierarchy of financial instruments measured at fair value on the consolidated balance sheet is as 
follows: 

As at

December 31, 2014

December 31, 2013

(thousands of Canadian dollars)

Notes

Level 1

Level 2

Level 3

Level 1

Level 2

Level 3

Financial assets
FVTPL investments in equity securities
AFS investments in equity securities
Derivatives at fair value – assets
Financial Liabilities
Derivatives at fair value – liabilities

Short positions in marketable securities

8
7,8
10

16

16

$

33,370 $
292
—

— $
—
281

— $

4,099
—

27,764 $
455
—

— $
—
3,148

—

12,467

2,370

—

—

—

—

8,089

936

—

—
3,631
—

—

—

The fair value hierarchy of financial instruments that are not measured at fair value on the consolidated balance 
sheets, but whose fair values are disclosed above are as follows:

As at

December 31, 2014

December 31, 2013

(thousands of Canadian dollars)

Notes

Level 1

Level 2

Level 3

Level 1

Level 2

Level 3

Financial assets
Loans and mortgages receivable (Current
and Non-Current)
Financial liabilities
Mortgages and credit facilities
Senior unsecured debentures

Convertible debentures

7,8

$

— $

— $

136,569 $

— $

— $

91,570

12
13

14

— 1,227,879
— 2,326,507

392,003

—

—
—

—

— 1,384,810
— 1,915,997

390,093

—

—
—

—

27. SUBSIDIARY WITH NON-CONTROLLING INTEREST
The Company contractually controls MMLP, a subsidiary in which it holds a 67% ownership interest, until such time that 
all loans receivable to the joint venture partner have been paid in full. At such time that the loans receivable to the 
Company are repaid, all decisions regarding the activities of MMLP will require unanimous consent of the partners.

Non-controlling interest in the equity and the results of this subsidiary, before any inter-company eliminations, are as 
follows:

(thousands of Canadian dollars)

Non-current assets
Current assets
Total assets
Non-current liabilities
Current liabilities
Total liabilities
Net assets

Non-controlling interests

December 31, 2014

December 31, 2013

$

$

$

$

83,416
705
84,121
—
548
548
83,573

27,570

$

$

$

$

134,614
779
135,393
80,031
43,419
123,450
11,943

3,638

FIRST CAPITAL REALTY ANNUAL REPORT 2014

153

MANAGEMENT’S DISCUSSION AND ANALYSIS – continued

(thousands of Canadian dollars)

Revenue
Expenses

Increase (decrease) in value of investment properties, net

Net income
Non-controlling interests

(thousands of Canadian dollars)

Cash provided by operating activities
Cash provided by financing activities
Cash used in investing activities

Net decrease in cash and cash equivalents

Year ended December 31

2014

5,367
5,010

4,108

4,465
1,462

2013

5,719
5,229

(49)

441
146

$

$
$

Year ended December 31

2014

6,827
61,290
(68,689)

(572)

2013

152
38,106
(38,365)

(107)

$

$

$

$
$

$

$

28. CO-OWNERSHIP INTERESTS 
The Company has co-ownership interest in several properties, as listed below, that are subject to joint control and 
represent joint operations under IFRS 11. The Company recognizes its share of the direct rights to the assets and 
obligations for the liabilities of these co-ownerships in the consolidated financial statements.

Property
Bow Valley Crossing (land)
Edmonton Brewery District
Fuzion and King High Line
Hunt Club Marketplace
Hunt Club – Petrocan
Kanata Terry Fox (land)
Lanaudiere Assets
Mclaughlin Corners
Meadowbrook Centre (II)
Midland (land)
Seton Gateway
Sherwood Towne Square
South Oakville Properties
West Oaks Mall
West Springs Village

Location
Calgary, AB
Edmonton, AB
Toronto, ON
Ottawa, ON
Ottawa, ON
Ottawa, ON
Montreal, QC
Brampton, ON
Edmonton, AB
Midland, ON
Calgary, AB
Sherwood Park, AB
Oakville, ON
Abbotsford, BC
Edmonton, AB

Ownership Interest

December 31, 2014
75%
50%
50%
33%
50%
50%
100%
50%
50%
50%
50%
50%
50%
50%
50%

December 31, 2013
75%
50%
50%
33%
50%
50%
50%
50%
50%
50%
—%
50%
—%
50%
50%

154

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Summarized below is the financial information for the co-ownerships as a total at the Company's interest. 

As at (thousands of Canadian dollars)

December 31, 2014

December 31, 2013

Non-current assets
Current assets
Total assets
Non-current liabilities
Current liabilities
Total liabilities

Net assets

(thousands of Canadian dollars)

Revenue
Expenses
Increase (decrease) in value of investment properties, net

Net income

$

$
$

$

$

$

$

318,556
11,593
330,149
255,465
17,174
272,639

57,510

$

$
$

$

$

220,491
4,670
225,161
150,084
4,738
154,822

70,339

Year ended December 31

2014

20,631
9,070
(709)

10,852

2013

16,244
6,890
1,065

10,419

$

$

29. SUPPLEMENTAL OTHER COMPREHENSIVE INCOME (LOSS) INFORMATION

(a) Accumulated other comprehensive loss 

Year ended December 31

2014

2013

(thousands of Canadian dollars)

Opening
Balance
January 1

Net Change
During
the Year

Closing
Balance
December 31

Opening
Balance
January 1

Net Change
During
the Year

Closing
Balance
December 31

Change in cumulative unrealized

$

(124) $

71 $

(53) $

19 $

(143) $

(124)

(losses) gains on available-for-sale
marketable securities

Unrealized losses on cash flow

(283)

(8,734)

(9,017)

(4,199)

3,916

(283)

hedges

Accumulated other comprehensive

loss

$

(407) $

(8,663) $

(9,070) $

(4,180) $

3,773 $

(407)

(b) Tax effects relating to each component of other comprehensive (loss) income 

Year ended December 31

(thousands of Canadian dollars)

Unrealized gains (losses) on AFS

$

marketable securities

Reclassification of gains (losses) on
AFS marketable securities to net
income

Before-Tax
Amount

Tax (Expense)
Recovery

2014

Net of Tax
Amount

Before-Tax
Amount

Tax (Expense)
Recovery

13 $

69

(2) $

(9)

11 $

(254) $

60

58

68 $

(15)

2013

Net of Tax
Amount
(186)

43

Unrealized (losses) gains on cash flow

(12,537)

3,392

(9,145)

4,392

(1,172)

3,220

hedges

Reclassification of losses on cash flow

557

(146)

411

949

(253)

696

hedges to net income

Other comprehensive (loss) income

$

(11,898) $

3,235 $

(8,663) $

5,145 $

(1,372) $

3,773

FIRST CAPITAL REALTY ANNUAL REPORT 2014

155

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

30. SUPPLEMENTAL CASH FLOW INFORMATION

(a) Items not affecting cash and other items 

(thousands of Canadian dollars)

Rental revenue recognized on a straight-line basis
Investment properties – selling costs
Realized gains on sale of marketable securities
Change in cumulative unrealized losses (gains) on marketable 

securities classified as FVTPL

Losses on prepayments of debt
Gain on sale of residential inventory
Non-cash compensation expense
Settlement of restricted share units
Gain on foreign currency exchange
Deferred income taxes
Unrealized (gains) losses on hedges

Note

22
22
22

22
22

22
23
22

(b) Net change in non-cash operating items 

The net change in non-cash operating assets and liabilities consists of the following:  

(thousands of Canadian dollars)

Amounts receivable
Prepaid expenses
Trade payables and accruals
Tenant security and other deposits
Other working capital changes

$

$

$

Year ended December 31

2014

(5,851)
5,088
(1,665)
1,501

3,973
—
2,721
(2,769)
(2)
47,657
80

50,733

2013

(10,483)
5,295
(2,564)
1,988

4,092
(2,966)
2,999
(1,879)
(43)
51,418
(301)

47,556

$

$

Year ended December 31

$

2014

1,854
(871)
8,206
5,135
(102)

2013

(3,383)
(1,070)
2,822
1,824
(480)

(287)

(c) Changes in loans, mortgages and other real estate assets 

$

14,222

$

(thousands of Canadian dollars)

Increase in loans and mortgages receivable, net
Investment in marketable securities, net
Proceeds from disposition of marketable securities

(d) Cash and cash equivalents

As at (thousands of Canadian dollars)

Cash
Term deposits

156

FIRST CAPITAL REALTY ANNUAL REPORT 2014

Year ended December 31

2014

(39,133)
(36,921)
32,023

(44,031)

2013

(38,506)
(43,051)
31,369

(50,188)

$

$

Year ended December 31

2014

17,251
100
17,351

2013

4,679
296

4,975

$

$

$

$

$

$

31. COMMITMENTS AND CONTINGENCIES
(a)  The Company is involved in litigation and claims which arise from time to time in the normal course of business. None 
of these contingencies, individually or in aggregate, would result in a liability that would have a significant adverse 
effect on the financial position of the Company.

(b)  The Company is contingently liable, jointly and severally or as guarantor, for approximately $68.2 million 

(December 31, 2013 – $60.0 million) to various lenders in connection with certain third party obligations, including, 
without limitation, loans advanced to its joint venture partners secured by the partners’ interest in the joint 
ventures and underlying assets.

(c)  The Company is contingently liable by way of letters of credit in the amount of $42.2 million (December 31, 2013 – 

$43.4 million), issued by financial institutions on the Company's behalf in the ordinary course of business.

(d)  The Company has obligations as lessee under long-term finance leases for land. Annual commitments under 

these ground leases are approximately $1.0 million (December 31, 2013 – $1.0 million) with a total obligation of 
$22.2 million (December 31, 2013 – $23.5 million).

(e)  The Company is involved, in the normal course of business, in discussions, and has various agreements, with 

respect to possible acquisitions of new properties and dispositions of existing properties in its portfolio.  None of 
these commitments or contingencies, individually or in aggregate, would have a significant impact on the 
financial position of the Company.

(f)  The Company has a call option, which expires in October 2022, to purchase an adjacent property.  At the same time, 
there is a put option on the property by the owner that is exercisable between October 2015 and October 2022.

32. RELATED PARTY TRANSACTIONS

(a) Major Shareholder
Gazit-Globe Ltd. (“Gazit”) is the principal shareholder of the Company and, as of December 31, 2014, beneficially owns 
44.0% (December 31, 2013 – 45.3%) of the common shares of the Company. Norstar Holdings Inc. is the ultimate 
controlling party. As of December 31, 2014, Alony-Hetz Properties and Investments Ltd. (‘‘Alony-Hetz’’) also beneficially 
owns 8.3% (December 31, 2013 – 8.5%) of the common shares of the Company. Alony-Hetz and Gazit have entered into a 
shareholders’ agreement pursuant to which, among other terms, (i) Gazit has agreed to vote its common shares of the 
Company in favour of the election of up to two representatives of Alony-Hetz to the Board of Directors of the Company, 
and (ii) Alony-Hetz has agreed to vote its common shares of the Company in favour of the election of the nominees of 
Gazit as the remaining directors of the Company.

During the third quarter of 2014, Gazit and Alony-Hetz purchased 883,000 and 167,000 of the common shares of the 
Company, respectively, under the Company’s 5,250,000 common share equity offering for $19.06 per share. Gazit and 
Alony-Hetz purchased the common shares as part of and at the same price as the public offering (refer to Note 17(a)), and 
no underwriting commissions were paid by the Company in connection with the common shares purchased by them.

Corporate and other amounts receivable include amounts due from Gazit. Gazit reimburses the Company for certain 
accounting and administrative services provided to it by the Company.

Such amounts consist of the following:

(thousands of Canadian dollars)

Reimbursements for professional services

Year ended December 31

2014

591

$

2013

720

$

As at December 31, 2014, amounts due from Gazit were $0.2 million (December 31, 2013 – $0.2 million).

FIRST CAPITAL REALTY ANNUAL REPORT 2014

157

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS – continued

(b) Subsidiaries of the Company
The audited annual consolidated financial statements include the financial statements of First Capital Realty and First 
Capital Holdings Trust.  First Capital Holdings Trust is the only significant subsidiary of First Capital Realty and is wholly 
owned by the Company.

(c) Compensation of Key Management Personnel
Aggregate compensation for directors and the Chief Executive and Chief Financial Officers included in corporate expenses 
is as follows:

(thousands of Canadian dollars)

Salaries and short-term employee benefits
Share-based compensation (non-cash compensation expense)
Executive transition expense

33. SUBSEQUENT EVENTS

Year ended December 31

2014

2,051
1,862
7,280

11,193

$

$

2013

2,567
1,871
—

4,438

$

$

(a) Senior Unsecured Debentures Issued
On January 26, 2015, the Company completed the issuance of an additional $90.0 million principal amount of the Series S 
senior unsecured debentures, which was a re-opening of this series of debentures. These debentures bear interest at a 
coupon rate of 4.32% per annum, payable semi-annually commencing July 31, 2015. The debentures were sold at a price 
of $104.943 per $100 principal amount, plus accrued interest.

(b) Equity Issuance
Subsequent to year end, the Company issued 4,370,000 common shares at $19.80 per common share for gross proceeds 
of approximately $86.5 million. Issue costs were approximately $3.7 million. 

(c) Dividend
The Company announced that it will pay a first quarter dividend of $0.215 per common share on April 9, 2015 to 
shareholders of record on March 27, 2015.

158

FIRST CAPITAL REALTY ANNUAL REPORT 2014