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Galmed Pharmaceuticals Ltd.

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FY2017 Annual Report · Galmed Pharmaceuticals Ltd.
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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

Form 20-F

☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934

þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

OR

For the fiscal year ended December 31, 2017

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

OR

☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of event requiring this shell company report ________________

For the transition period from _______________________________ to _______________________________

Commission File No. 001-36345

GALMED PHARMACEUTICALS LTD.
(Exact name of Registrant as specified in its charter)

N/A
(Translation of the Registrant’s name into English)

State of Israel
(Jurisdiction of incorporation or organization)

16 Tiomkin Street, Tel Aviv, Israel 6578317
(Address of principal executive offices)

Allen Baharaff
President and Chief Executive Officer
16 Tiomkin Street
Tel Aviv, Israel 6578317
E-mail: ab@galmedpharma.com
Tel: +972.3.693.8448
Fax: +972.3.693.8447
(Name, Telephone, E-mail and/or Facsimile number and Address of Company Contact Person)

Securities registered or to be registered pursuant to Section 12(b) of the Act.

Title of each class
Ordinary shares, par value NIS 0.01 per share

Name of each exchange on which registered
Nasdaq Capital Market

Securities registered or to be registered pursuant to Section 12(g) of the Act.

Title of each class
N/A

Securities registered or to be registered pursuant to Section 15(d) of the Act.

Title of each class
N/A

Indicate the number of outstanding shares of each of the issuer’s classes of capital or common stock as of the close of the period covered by the

annual report.      14,435,161

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☐ No ☒

If this report is an annual or transition report, indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or

15(d) of the Securities Exchange Act of 1934. Yes ☐ No ☒

Note – Checking the box above will not relieve any registrant required to file reports pursuant to Section 13 or 15(d) of the Securities Exchange

Act of 1934 from their obligations under those Sections.

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act
of 1934 during the preceding 12 months (or for such a shorter period that the registrant was required to file such reports), and (2) has been subject
to such filing requirements for the past 90 days. Yes ☒ No ☐

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data
File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for
such shorter period that the registrant was required to submit and post such files). Yes ☒ No ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or an emerging growth

company. See definition of “large accelerated filer,” “accelerated filer,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

    Large accelerated filer ☐

Accelerated filer ☐

Non-accelerated filer ☒
Emerging growth company ☒

If an emerging growth company that prepares its financial statements in accordance with U.S. GAAP, indicate by check mark if the registrant
has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to
Section 7(a)(2)(B) of the Securities Act. ☒

Indicate by check mark which basis of accounting the registrant has used to prepare the financial statements included in this filing:

    U.S. GAAP ☒

International Financial Reporting Standards
as issued by the International Accounting Standards Board ☐

Other ☐

If  “Other”  has  been  checked  in  response  to  the  previous  question  indicate  by  check  mark  which  financial  statement  item  the  Registrant  has

elected to follow: Item 17 ☐ Item 18 ☐

If this is an annual report, indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes

☐ No ☒

(APPLICABLE ONLY TO ISSUERS INVOLVED IN BANKRUPTCY PROCEEDINGS DURING THE PAST FIVE YEARS)

Indicate  by  check  mark  whether  the  registrant  has  filed  all  documents  and  reports  required  to  be  filed  by  Sections  12,  13  or  15(d)  of  the

Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court. Yes ☐ No ☐

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
TABLE OF CONTENTS

PART I

ITEM 1. Identity of Directors, Senior Management and Advisers.
ITEM 2. Offer Statistics and Expected Timetable.
ITEM 3. Key Information.
ITEM 4. Information on the Company.
ITEM 4A. Unresolved Staff Comments.
ITEM 5. Operating and Financial Review and Prospects.
ITEM 6. Directors, Senior Management and Employees.
ITEM 7. Major Shareholders and Related Party Transactions.
ITEM 8. Financial Information.
ITEM 9. The Offer and Listing.
ITEM 10. Additional Information.
ITEM 11. Quantitative and Qualitative Disclosures About Market Risk.
ITEM 12. Description of Securities Other Than Equity Securities.

PART II

ITEM 13. Defaults, Dividend Arrearages and Delinquencies.
ITEM 14. Material Modifications to the Rights of Security Holders and Use of Proceeds.
ITEM 15. Controls and Procedures.
ITEM 16. [RESERVED]
ITEM 16A. Audit Committee Financial Expert.
ITEM 16B. Code of Ethics.
ITEM 16C. Principal Accountant Fees and Services.
ITEM 16D. Exemptions from the Listing Standards for Audit Committees.
ITEM 16E. Purchases of Equity Securities by the Issuer and Affiliated Purchasers.
ITEM 16F. Change in Registrant’s Certifying Accountant.
ITEM 16G. Corporate Governance.
ITEM 16H. Mine Safety Disclosure.

PART III

ITEM 17. Financial Statements.
ITEM 18. Financial Statements.
ITEM 19. Exhibits

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ABOUT THIS ANNUAL REPORT

All references to “we,” “us,” “our,” “the Company” and “our Company”, in this Annual Report on Form 20-F (“our annual report)ˮ, are to Galmed
Pharmaceuticals Ltd. and its subsidiaries, unless the context otherwise requires. All references to “shares” or “ordinary shares” are to our ordinary shares, NIS
0.01 nominal par value per share. All references to “Israel” are to the State of Israel. “U.S. GAAP” means the generally accepted accounting principles of the
United States. Unless otherwise stated, all of our financial information presented in this annual report has been prepared in accordance with U.S. GAAP. Any
discrepancies in any table between totals and sums of the amounts listed are due to rounding. Unless otherwise indicated, or the context otherwise requires,
references in this annual report to financial and operational data for a particular year refer to the fiscal year of our company ended December 31 of that year.

Our reporting currency and financial currency is the U.S. dollar. In this annual report, “NIS” means New Israeli Shekel, and “$,” “US$” and “U.S.

dollars” mean United States dollars.

CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS

This  annual  report  contains  forward-looking  statements  about  our  expectations,  beliefs  or  intentions  regarding,  among  other  things,  our  product
development efforts, business, financial condition, results of operations, strategies or prospects. In addition, from time to time, we or our representatives have
made or may make forward-looking statements, orally or in writing. Forward-looking statements can be identified by the use of forward-looking words such
as “believe,” “expect,” “intend,” “plan,” “may,” “should,” “anticipate,” “could,” “might,” “seek,” “target,” “will,” “project,” “forecast,” “continue” or their
negatives or variations of these words or other comparable words or by the fact that these statements do not relate strictly to historical matters. These forward-
looking statements may be included in, among other things, various filings made by us with the U.S. Securities and Exchange Commission (the “SECˮ), press
releases  or  oral  statements  made  by  or  with  the  approval  of  one  of  our  authorized  executive  officers.  Forward-looking  statements  relate  to  anticipated  or
expected events, activities, trends or results as of the date they are made. Because forward-looking statements relate to matters that have not yet occurred,
these statements are inherently subject to risks and uncertainties that could cause our actual results to differ materially from any future results expressed or
implied  by  the  forward-looking  statements.  Many  factors  could  cause  our  actual  activities  or  results  to  differ  materially  from  the  activities  and  results
anticipated in forward-looking statements, including, but not limited to, the factors summarized below:

·

·

·

·

·

·

·

the  timing  and  cost  of  our  ongoing  Phase  IIb  ARREST  Study  and  planned  Phase  III  trials,  for  our  product  candidate,  AramcholTM
(“Aramcholˮ)  for  the  treatment  of  patients  who  are  overweight  or  obese  and  have  pre  diabetes  or  type  II  diabetes  mellitus  with  Non-
Alcoholic Steato-Hepatitis (“NASHˮ), or whether Phase III trials will be conducted at all;

completion and receiving favorable results of the Phase IIb ARREST Study and potential Phase III trials for Aramchol;

regulatory action with respect to Aramchol by the U.S. Food and Drug Administration (the “FDAˮ), or the European Medicines Authority
(the  “EMAˮ),  including  but  not  limited  to  acceptance  of  an  application  for  marketing  authorization,  review  and  approval  of  such
application, and, if approved, the scope of the approved indication and labeling;

the commercial launch and future sales of Aramchol and any future product candidates;

our ability to comply with all applicable post-market regulatory requirements for Aramchol in the countries in which we seek to market the
product;

our ability to achieve favorable pricing for Aramchol;

our  expectations  regarding  the  commercial  market  for  NASH  in  patients  who  are  overweight  or  obese  and  have  pre  diabetes  or  type  II
diabetes mellitus;

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·

·

third-party payor reimbursement for Aramchol;

our estimates regarding anticipated capital requirements and our needs for additional financing;

· market adoption of Aramchol by physicians and patients;

·

·

·

the timing, cost or other aspects of the commercial launch of Aramchol;

the development and approval of the use of Aramchol for additional indications or in combination therapy; and

our expectations regarding licensing, acquisitions and strategic operations.

We believe these forward-looking statements are reasonable; however, these statements are only current predictions and are subject to known and
unknown  risks,  uncertainties  and  other  factors  that  may  cause  our  or  our  industry’s  actual  results,  levels  of  activity,  performance  or  achievements  to  be
materially different from those anticipated by the forward-looking statements. We discuss many of these risks in this annual report in greater detail under the
heading “Risk Factors” and elsewhere in this annual report. Given these uncertainties, you should not rely upon forward-looking statements as predictions of
future events.

All forward-looking statements attributable to us or persons acting on our behalf speak only as of the date hereof and are expressly qualified in their
entirety by the cautionary statements included in this annual report. We undertake no obligations to update or revise forward-looking statements to reflect
events  or  circumstances  that  arise  after  the  date  made  or  to  reflect  the  occurrence  of  unanticipated  events.  In  evaluating  forward-looking  statements,  you
should consider these risks and uncertainties.

EXPLANATORY NOTE

Market  data  and  certain  industry  data  and  forecasts  used  throughout  this  annual  report  were  obtained  from  internal  company  surveys,  market
research, consultant surveys commissioned by the Company, publicly available information, reports of governmental agencies and industry publications and
surveys. Industry surveys, publications, consultant surveys commissioned by the Company and forecasts generally state that the information contained therein
has been obtained from sources believed to be reliable. However, this information may prove to be inaccurate because of the method by which some of the
data  for  the  estimates  is  obtained  or  because  this  information  cannot  always  be  verified  with  complete  certainty  due  to  the  limits  on  the  availability  and
reliability of raw data, the voluntary nature of the data gathering process and other limitations and uncertainties. As a result, the market and industry data and
forecasts included or incorporated by reference in this annual report, and estimates and beliefs based on that data, may not be reliable. We have relied on
certain  data  from  third-party  sources,  including  internal  surveys,  industry  forecasts  and  market  research,  which  we  believe  to  be  reliable  based  on  our
management’s  knowledge  of  the  industry.  However,  we  have  not  ascertained  the  underlying  economic  assumptions  relied  upon  therein.  Forecasts  are
particularly  likely  to  be  inaccurate,  especially  over  long  periods  of  time.  In  addition,  we  do  not  necessarily  know  what  assumptions  regarding  general
economic  growth  were  used  in  preparing  the  forecasts  we  cite.  Statements  as  to  our  market  position  are  based  to  the  best  of  our  knowledge  on  the  most
currently available data. While we are not aware of any misstatements regarding the industry data presented in this annual report, our estimates involve risks
and uncertainties and are subject to change based on various factors, including those discussed under the heading “Risk Factors” in this annual report.

ITEM 1. Identity of Directors, Senior Management and Advisers.

Not applicable.

PART I

4

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 2. Offer Statistics and Expected Timetable.

Not applicable.

ITEM 3. Key Information.

A. Selected Financial Data.

The following table sets forth our selected consolidated financial data for the periods ended and as of the dates indicated, which reflects the financial
data of the Company and the financial data of Galmed Holdings Inc., a holdings company incorporated in the British Virgin Islands (“GHIˮ), our predecessor,
prior to the Reorganization (as described below). The following selected consolidated financial data for our Company should be read in conjunction with the
financial  information,  “Item  5.  Operating  and  Financial  Review  and  Prospects”  and  other  information  provided  elsewhere  in  this  annual  report  and  our
consolidated  financial  statements  and  related  notes.  The  selected  consolidated  financial  data  in  this  section  is  not  intended  to  replace  the  consolidated
financial  statements  and  is  qualified  in  its  entirety  thereby.  In  the  opinion  of  our  management,  our  unaudited  consolidated  financial  statements  contain  all
adjustments, consisting only of normal recurring adjustments, necessary for a fair presentation of our financial position, results of operations and cash flows
as of and for the periods indicated therein.

The selected consolidated statement of operations data for the years ended December 31, 2015, 2016 and 2017, and the selected consolidated balance
sheet data as of December 31, 2016 and 2017, have been derived from our audited consolidated financial statements set forth elsewhere in this annual report
on Form 20-F. The selected consolidated statement of operations data for the years ended December 31, 2013 and 2014, and the selected consolidated balance
sheet data as of December 31, 2013, 2014 and 2015, have been derived from our audited consolidated financial statements not included in this annual report
on Form 20-F.

Consolidated Statement of Operations Data 

Revenue
Research and development expenses
General and administrative expenses
Capital Loss
Operating loss
Financial expenses
Financial Income
Taxes on income
Net loss
Comprehensive loss
Diluted net loss per ordinary
Weighted number of ordinary shares used in

computing loss per ordinary shares

2013

2014

Year ended December 31,

2015

(in thousands)

2016

2017

- 
7,207 
7,355 
10 
14,572 
2,912 
— 
1 
17,485 
17,485 

  $

- 
6,664 
2,478 
— 
9,142 
10 
(50)
1 
9,103 
9,099 

  $

3.45(*)  $

0.88(*)  $

-    $
7,629     
3,246     
—     
10,875     
180     
(433)    
—     
10,622    $
10,832     
0.96    $

(467)   $
14,271     
3,078     
—     
16,882     
372     
(407)    
106     
16,953    $
16,832     
1.49    $

(1,085)
9,650 
3,799 
— 
12,364 
232 
(297)
— 
12,299 
12,221 
0.98 

  $

  $

5,096,466(*)   

10,323,686(*)   

11,101,453     

11,374,653     

12,487,349 

(*) Retroactively adjusted to reflect the 729:1 share split, which occurred upon the consummation of the Reorganization (as defined below).

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Consolidated Balance Sheet data:

2013

2014

As of December 31,
2015
(In thousands)

2016

2017

  $

Cash and cash equivalents
Short-term deposits and marketable securities
Other receivables
Fixed assets
Total assets
Total liabilities
Total shareholders’ equity
Number of ordinary shares issued and outstanding

  $

137 
— 
16 
13 
166 
2,117 
(1,951)
7,099,731(*)   

23,736    $
8,250     
165     
774     
32,925     
1,518     
31,407     
11,100,453     

4,156    $
18,845     
379     
883     
24,263     
2,718     
21,545     
11,100,453     

3,097    $
12,351     
284     
718     
16,450     
5,375     
11,075     
12,149,226     

13,021 
5,976 
155 
491 
19,643 
3,848 
15,795 
14,435,161 

(*) Retroactively adjusted to reflect the 729:1 share split, which occurred upon the consummation of the Reorganization (as defined below).

Exchange Rate

We report our financial results and balance sheet position in U.S. dollars. While our functional currency is U.S. dollars, we incur expenses in NIS.
On  February  28,  2018,  the  latest  practicable  date  for  inclusion  in  this  annual  report,  the  exchange  rate  between  New  Israeli  Shekels  and  U.S.  dollars  as
published by the Bank of Israel was 3.48 NIS.

The average exchange rates for each of the five most recent fiscal years, calculated by using the average of the exchange rates on the last day of each

month during the period, are set forth below:

Average
1 US $ = NIS

2017

2016

2015

2014

2013

3.59     

3.84     

3.88     

3.58     

3.61 

The high and low exchange rates for each month during the previous six months are set forth below:

High
1 US $ = NIS

Low
1 US $ = NIS

September
2017

October
2017

November
2017

December
2017

January
2018

February
2018

3.58     

3.54     

3.54     

3.55     

3.46     

3.53 

3.50     

3.49     

3.49     

3.48     

3.39     

3.43 

B. Capitalization and Indebtedness.

Not applicable.

C. Reasons for the Offer and Use of Proceeds.

Not applicable.

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D. Risk Factors.

Risks Related to Our Financial Position and Capital Requirements

We are a clinical-stage biopharmaceutical company with a history of operating losses. We expect to incur significant additional losses in the future and
may never be profitable.

We are a clinical-stage biopharmaceutical company with an operating history limited to pre-clinical and clinical drug development and no approved
products. To date, we have focused nearly exclusively on developing our product candidate, Aramchol. In addition, we have limited operating experience and
have not yet demonstrated an ability to successfully overcome many of the risks and uncertainties frequently encountered by companies in new and rapidly
evolving fields, particularly in the pharmaceutical industry. We have funded our research and development programs and operations to date primarily through
proceeds from private placements and public offerings. We currently have no products approved for marketing in the United States or any other jurisdiction
and have not generated any revenue from product sales to date, although we have generated revenue from our licensing agreement with Samil Pharm. We
have incurred operating losses in each year since the inception of our predecessor in 2000. Our loss attributable to holders of our ordinary shares for the years
ended December 31, 2015, 2016, and 2017 was approximately $10.6 million, $17.0 million, and $12.3 million, respectively. As of December 31, 2017, we
had  an  accumulated  deficit  of  $76.6  million.  Substantially  all  of  our  operating  losses  resulted  from  costs  incurred  in  connection  with  our  development
program and from general and administrative costs associated with our operations.

Our  ability  to  become  profitable  depends  upon  our  ability  to  generate  revenue  in  excess  of  our  expenses.  To  date,  we  have  not  generated  any
revenue,  excluding  the  licensing  revenue  we  recorded  in  connection  with  that  certain  Samil  Agreement  (as  defined  below),  as  our  product  candidate,
Aramchol, is still in clinical development and has not been approved by the FDA, nor has any other product candidate. We do not know when, or if, we will
generate any revenue from sales of Aramchol and any future product candidates, if any. We do not expect to generate revenue other than subsequent royalties
and/or milestones that can be earned in connection with the Samil Agreement or other potential license agreements, unless and until we, or an ultimate third-
party licensor or acquirer, obtain regulatory and marketing approval of, and commercialize, Aramchol, and any future product candidates. We will continue to
incur research and development and general and administrative expenses related to our operations. We expect to continue to incur losses for the foreseeable
future, which may be significant, and these losses will likely increase as we:

·

·

·

·

·

initiate and manage additional clinical trials in multiple indications for Aramchol and any future product candidates and initiate additional
research and development programs;

seek regulatory approvals for Aramchol and any future product candidates, if any;

implement internal systems and infrastructures, including, without limitation, hiring of additional personnel as needed and developing sales
and marketing functions if and when Aramchol and any future product candidates receives applicable regulatory approval and we opt to
commercialize it ourselves;

seek to in-license additional products or technologies to develop;

hire additional management and other personnel; and

· move towards commercialization of Aramchol, and any future product candidates, if any.

We  may  out-license  Aramchol,  including  through  a  territorial  license,  a  worldwide  license,  or  a  license  for  a  particular  indication,  before  it  is
approved by any applicable regulatory agency, commercialized and/or generates revenue, depending on a number of factors, including, but not limited to, our
ability to:

·

·

demonstrate a compelling and/or novel, pre-clinical, unique mechanism of action of Aramchol;

obtain adequate clinical results from and progress from the clinical development of Aramchol;

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·

·

·

develop and obtain regulatory approvals in the countries and for the uses we intend to pursue for Aramchol;

contract  for  the  manufacture  of  commercial  quantities  of  Aramchol  by  a  current  good  manufacturing  practice  (“cGMPˮ),  compliant
manufacturing facility at acceptable cost levels if marketing approval is received; and

establish  external,  and  potentially  in  the  future,  internal,  sales  and  marketing  capabilities  to  effectively  market  and  sell  Aramchol  in  the
United States and other countries.

Even if Aramchol is approved for commercial sale for the treatment of NASH in patients who are overweight or obese and have pre diabetes or type
II  diabetes  mellitus,  or  for  any  other  indications,  it  may  not  gain  market  acceptance  or  achieve  commercial  success.  In  addition,  we  anticipate  incurring
significant costs associated with seeking regulatory approval and commercialization. We may not achieve profitability soon after generating product revenue,
if ever. If we are unable to generate product revenue, we will not become profitable and would be unable to continue operations without additional funding.

We expect our research and development expenses to increase in connection with our planned clinical trials and initiation of clinical trials for other
indications.  In  addition,  if  we  obtain  marketing  approval  for  Aramchol  and  opt  to  commercialize  it  ourselves,  we  will  likely  initially  incur  significant
expenses associated with outsourcing sales, marketing and manufacturing functions to third parties, as well as continued research and development expenses.
Furthermore, we expect to incur additional costs associated with operating as a public company. As a result, we expect to continue to incur significant and
increasing operating losses for the foreseeable future. Because of the numerous risks and uncertainties associated with developing pharmaceutical products,
we are unable to predict the extent of any future losses or when we will become profitable, if at all.

Our limited operating history makes it difficult to evaluate our business and prospects.

Our operating history is limited to pre-clinical and clinical development of one product, and our operations to date have been limited primarily to
research  and  development,  raising  capital  and  recruiting  scientific  and  management  personnel  and  third-party  partners.  Therefore,  it  may  be  difficult  to
evaluate  our  business  and  prospects.  We  have  not  yet  demonstrated  an  ability  to  commercialize  or  obtain  regulatory  approval  for  any  product  candidate.
Consequently, any predictions about our future performance may not be accurate, and you may not be able to fully assess our ability to complete development
and/or  commercialize  Aramchol,  and  any  future  product  candidates,  obtain  regulatory  approvals  or  achieve  market  acceptance  or  favorable  pricing  for
Aramchol and any future product candidates.

We have not yet commercialized any products and we may never be able to do so, and even if we do, the products may not gain market acceptance.

We have not yet commercialized any products and we may never be able to do so. We do not know when or if we will complete Aramchol's and any
future product candidates development efforts, obtain regulatory approval for Aramchol and any future product candidates or successfully commercialize any
approved products. Even if we are successful in developing products that are approved for marketing, we will not be successful unless these products gain
market acceptance for appropriate indications at favorable reimbursement rates. The degree of market acceptance for these products will depend on a number
of factors, including:

·

·

·

the timing and scope of regulatory approvals in the countries we intend to pursue with respect to the commercialization of Aramchol and
any future product candidates, including the indications for which they are approved;

the competitive environment;

the ability for Aramchol and future product candidates to be manufactured, whether by us or third parties, in compliance with applicable
regulatory requirements, including cGMP;

8

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
·

·

·

·

·

our ability to effectively promote Aramchol and any future product candidates, whether directly or using third parties, consistent with the
approved indications and labeling in the countries in which we intend to pursue approval;

the  acceptance  by  the  medical  community  of  the  safety  and  clinical  efficacy  of  Aramchol  andr  any  future  product  candidates  and  their
potential advantages over other therapeutic products;

the development of a non-invasive method for diagnosing NASH as an alternative to the current gold standard of liver biopsy, which we
view as a rate-limiting factor to complete market uptake because of its expense and its risks and discomfort to patients;

the  adequacy  and  success  of  distribution,  sales  and  marketing  efforts,  including  through  strategic  agreements  with  pharmaceutical  and
biotechnology companies; and

the  pricing  and  reimbursement  policies  of  government  and  third-party  payors,  such  as  insurance  companies,  health  maintenance
organizations and other plan administrators.

Physicians, patients, third-party payors or the medical community in general may be unwilling to accept, utilize or recommend, and in the case of
third-party  payors,  reimburse  any  of  our  planned  future  products.  As  a  result,  we  are  unable  to  predict  the  extent  of  future  losses  or  the  time  required  to
achieve profitability, if at all. Even if we successfully develop one or more products, we may not become profitable.

We will need substantial, additional capital in the future. If additional capital is not available, we will have to delay, reduce or cease operations.

Based on our current operating plan, we currently estimate that our cash position will support our current clinical trials and operations through the
end of 2019. We believe these funds will enable us to complete any preparatory clinical and non-clinical work, as well as our Phase IIb ARREST Study (the
“ARREST  Study”).  We  will  need  to  raise  substantial,  additional  capital  to  fund  our  operations  and  to  develop  Aramchol  for,  and  beyond  its  current
development stage for the NASH indication, as well as additional indications, and ultimately commercialize it, if we opt to do so ourselves, for NASH or any
other indication. In addition, we may choose to expand our current research and development focus, or other clinical operations as well as the development of
a non-invasive biomarkers, which may also require additional capital. As of December 31, 2017, we had a net working capital of $15.3 million, cash and cash
equivalents of $13.0 million and marketable securities of $6.0 million. Our future capital requirements may be substantial and will depend on many factors
including: 

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adhering to patient recruitment in our clinical trials and sponsored trials;

our clinical trials and sponsored trials results;

developing Aramchol for the treatment of other conditions or indications beyond those being explored in the ARREST Study, or possible
label expansion of Aramchol once its approved, if at all, for the treatment of other conditions or indications;

the cost of filing and prosecuting patent applications and the cost of defending our patents;

the cost of prosecuting infringement actions against third parties;

the cost, timing and outcomes of seeking marketing approval of Aramchol;

the costs associated with commercializing Aramchol if we receive marketing approval, and choose to commercialize Aramchol ourselves,
including the cost and timing of establishing external, and potentially in the future, internal, sales and marketing capabilities to market and
sell Aramchol;

subject to receipt of marketing approval, revenue received from sales of approved products, if any, in the future;

9

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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the costs associated with any product liability or other lawsuits related to Aramchol and any future product candidates, if any;

the  costs  associated  with  post-market  compliance  with  regulatory  requirements,  and  of  addressing  any  allegations  of  non-compliance  by
regulatory authorities in countries where we plan to market and sell Aramchol andr any future product candidates;

the demand for Aramchol and any future product candidates;

the costs associated with developing and/or in-licensing other research and development programs;

the expenses needed to attract and retain skilled personnel; and

the costs associated with being a public company.

Changing circumstances may cause us to consume capital significantly faster than we currently anticipate, such as losing our Small and Medium
Enterprise  status  at  the  EMA,  which  entitles  us  to  significant  fee  reductions  Because  there  are  numerous  risks  and  uncertainties  associated  with  the
development and commercialization of Aramchol and any future product candidates, we are unable to estimate the amount of increased capital outlays and
operating  expenditures  associated  with  our  anticipated  clinical  trials.  We  have  no  committed  external  sources  of  funds.  Additional  financing  may  not  be
available when we need it or may not be available on terms that are favorable to us and additional financing may cause significant dilution to our existing
shareholders. If adequate funds are not available to us on a timely basis, or at all, we may be required to terminate or delay planned or ongoing clinical trials
or other development activities for Aramchol.

Raising additional capital may be costly or difficult to obtain and will dilute current shareholders’ ownership interests, potentially substantially.

Any debt, equity or structured financing that we may need or desire may not be available on terms favorable to us, or at all. If we obtain funding
through a strategic collaboration or licensing arrangement, we may be required to relinquish our rights to certain of our technologies, products or marketing
territories. If we are unable to obtain required additional capital, we may have to curtail our growth plans or cut back on existing business, and we may not be
able to continue operating if we do not generate sufficient revenues from operations needed to stay in business.

We may incur substantial costs in pursuing future capital financing, including investment banking fees, legal fees, accounting fees, securities law
compliance  fees,  printing  and  distribution  expenses  and  other  costs.  We  may  also  be  required  to  recognize  non-cash  expenses  in  connection  with  certain
securities we issue, such as convertible notes and warrants, which may adversely impact our capital structure, financial condition and results of operations.

Any additional capital raised through the sale of equity or equity-linked securities will dilute our current shareholders’ ownership in us, potentially
substantially, and could also result in a decrease in the market price of our ordinary shares. The terms and conditions of those securities issued by us in future
capital transactions may be more favorable to new investors and may include the issuance of warrants or other derivative securities, which may have a further
dilutive effect.

We are unable to estimate our long-term capital requirements due to uncertainties associated with the development and commercialization of Aramchol.
If we fail to obtain necessary funds for our operations, we will be unable to develop and commercialize Aramchol and any future product candidates.

Our long-term capital requirements are expected to depend on many potential factors, including, among others:

10

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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the number of product candidates in development;

the size, duration and scope of existing and future clinical trials and pre-clinical studies;

the regulatory path of Aramchol and any future product candidates;

the results of our clinical trials, which are unpredictable in product candidate development;

our  ability  to  successfully  commercialize  Aramchol  and  any  future  product  candidates,  including  securing  commercialization  and  out-
licensing agreements with third parties and favorable pricing and market share;

the progress, success and cost of our clinical trials and research and development programs, including those associated with milestones and
royalties;

the costs, timing and outcome of regulatory review and obtaining regulatory approval of Aramchol and any future product candidates and
addressing regulatory and other issues that may arise post-approval;

the breadth of the labeling, assuming that Aramchol and any future product candidates are approved for commercialization by a relevant
regulatory authority, which may not occur;

our need, or decision, to acquire or in-license complementary technologies or new platform technologies or product candidates;

the costs of enforcing our issued patents and defending intellectual property-related claims;

the costs of investigating patents that might block us from developing potential product candidates;

the costs of recruiting and retaining qualified personnel;

the costs associated with contracting with third parties to manufacture the product and to perform other necessary services;

our revenue, if any; and

our  consumption  of  available  resources  more  rapidly  than  currently  anticipated,  resulting  in  the  need  for  additional  funding  sooner  than
anticipated.

If  we  are  unable  to  obtain  the  funds  necessary  for  our  operations,  we  will  be  unable  to  develop  and  commercialize  Aramchol,  or  other  product

candidates, which would materially and adversely affect our business, liquidity and results of operations.

We may become subject to the payment of taxes in connection with the Reorganization.

On February 2, 2014, we underwent a reorganization (the “Reorganizationˮ), pursuant to which all of our current business (including our intellectual
property)  was  transferred  to  us.  The  Reorganization  was  effected  by  way  of  share  transfers  and  asset  transfers,  as  follows:  First,  GHI,  our  predecessor,
transferred the entire share capital of Galmed 2000 Inc., a holdings company incorporated in the British Virgin Islands (“GTTI ˮ), to the Company; next,
GTTI transferred the entire share capital of Galmed International Limited, a company incorporated in Malta, a European Union (the “EUˮ), member state
(“GILˮ),  to  the  Company;  then,  GIL  transferred  and  assigned  all  of  its  intellectual  property  to  Galmed  Research  and  Development  Ltd.,  a  newly  formed
Israeli company (“GRDˮ). GIL held all of the equity rights in and to Galmed Medical Research Ltd., an Israeli company (“GMRˮ). In connection with the
Reorganization, we obtained a tax pre-ruling (the “Tax Pre-Rulingˮ), from the Israeli Tax Authority. The Tax Pre-Ruling confirms that the transfer of shares
and assets resulting in the Company as the parent company and 100% equity-owner of GRD, which holds all of the Group’s intellectual property, including
the  Company’s  patent  portfolio,  GIL  and  GTTI,  is  not  taxable  pursuant  to  the  provisions  of  Sections  131  and  132  of  the  Income  Tax  Ordinance  (New
Version)  —  1961  (the  “Israeli  Tax  Ordinanceˮ),  as  long  as  certain  requirements  are  met.  However,  we  have  not  obtained  a  tax  pre-ruling  from  the  tax
authorities in the British Virgin Islands with respect to the transfer of the shares of GTTI and the transfer of the shares of GIL to the Company, or from the tax
authorities in Malta with respect to the transfer of the intellectual property of GIL to GRD. We believe that such transfers of shares and assets are not taxable
in  the  British  Virgin  Islands  and  Malta,  respectively.  However,  there  can  be  no  assurance  that  we  will  not  become  subject  to  the  payment  of  taxes  in  the
British Virgin Islands, with respect to the transfers of shares as aforesaid, or in Malta, in connection with the transfer of the intellectual property as mentioned
above. See also “Item 4. Information on the Company—Historical Background and Corporate Structure” below.

11

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We depend largely on the success of our product candidate, Aramchol, and we may not obtain regulatory approval of Aramchol.

Risks Related to Our Business, Industry and Regulatory Requirements

We  have  invested  almost  all  of  our  efforts  and  financial  resources  in  the  research  and  development  (clinical  and  pre-clinical)  of  our  product
candidate,  Aramchol.  We  are  currently  in  the  final  stages  of  our  Phase  IIb  ARREST  Study  and  expect  top  line  results  during  June  2018.  As  a  result,  our
business is largely dependent on the success of the Phase IIb ARREST Study and our ability to complete the development of, obtain regulatory approval for
and successfully commercialize Aramchol in a timely manner. The process to develop, obtain regulatory approval for and commercialize Aramchol is long,
complex, costly and uncertain as to its outcome.

The  research,  development,  testing,  clinical  trials,  manufacturing,  labeling,  approval,  sale,  marketing  and  distribution  of  drugs  are  subject  to
extensive  regulation  by  the  FDA  and  other  regulatory  agencies  in  other  countries.  These  regulations  differ  from  jurisdiction  to  jurisdiction.  We  have  not
received marketing approval for Aramchol in any jurisdiction. We are not permitted to market Aramchol, or any other product candidate, in the United States
until we receive approval of a New Drug Application (“NDAˮ), from the FDA, or in any foreign countries until we receive the requisite approval from the
respective regulatory agencies in such countries., We have not received regulatory authorization to conduct the clinical trials that are necessary to file an NDA
with the FDA or comparable applications to other regulatory authorities in other countries. The results of clinical trials may be unsatisfactory, and even if we
believe those clinical trials to be successful, the FDA, or other regulatory authorities, may not grant marketing authorization should we be in a position to
request it.

The requirements and length of time for approval vary in different jurisdictions and could involve additional studies of Aramchol beyond those we
currently  anticipate,  including  potentially  post-approval  studies.  The  time  required  to  obtain  approval  in  other  countries  might  differ  from  that  required  to
obtain  FDA  approval  in  the  United  States.  The  marketing  approval  process  in  other  countries  may  include  all  of  the  risks  detailed  above  regarding  FDA
approval  as  well  as  other  risks.  In  particular,  in  many  countries  outside  the  United  States,  it  is  required  that  a  product  receive  pricing  and  reimbursement
approval before the product can be commercialized. This can result in substantial delays in such countries. In other countries, product approval depends on
showing superiority to an approved therapy. This can result in significant expense to conduct complex clinical trials. Finally, we do not have any products
approved  for  sale  in  any  jurisdiction,  including  international  markets,  and  we  do  not  have  experience  in  obtaining  regulatory  approval  in  international
markets. If we fail to comply with regulatory requirements in international markets or to obtain and maintain required approvals or if regulatory approvals in
international markets are delayed, our target market will be reduced and our ability to realize the full market potential of Aramchol and any future product
candidates will be harmed.

Marketing approval in one jurisdiction does not ensure marketing approval in another, but a failure or delay in obtaining marketing approval in one
jurisdiction may have a negative effect on the regulatory process in others. Failure to obtain marketing approval in other countries or any delay or setback in
obtaining such approval would impair our ability to develop foreign markets for Aramchol. This would reduce our target market and limit the full commercial
potential of Aramchol.

We may be forced to abandon development of Aramchol, or any future product candidates, which would have a material adverse effect on our business
and may force us to cease operations.

12

 
 
 
 
 
 
 
 
 
 
Upon the completion of any clinical or pre-clinical trial and/or tests, the results might not support the desired indications for use. Further, success in
earlier  clinical  trials  does  not  ensure  that  later  clinical  trials  will  be  successful,  and  the  results  of  later  clinical  trials  may  not  replicate  the  results  of  prior
clinical trials or pre-clinical testing. The clinical trial process may fail to demonstrate that Aramchol is safe and/or effective for the indications we seek. Any
such failure may cause us to abandon Aramchol and may delay development of other potential product candidates. Any delay in, or termination or suspension
of, our clinical trials may delay the requisite filings with the FDA or other regulatory agencies and, ultimately, our ability to commercialize Aramchol and any
future product candidates and generate product revenues. We are currently in the final stages of our Phase IIb ARREST Study and expect top line results
during June 2018. If the results of the ARREST Study are not successful, then the completion of development of Aramchol or any future product candidate
may be significantly delayed or abandoned which would have material adverse effect on our business, liquidity, operating results and financial condition and
may force us to cease operations.

If  we  acquire  or  in-license  additional  technologies  or  product  candidates,  we  may  incur  significant,  incremental  expenses,  may  have  integration
difficulties and may experience other risks that could harm our business and results of operations.

We may acquire or in-license additional product candidates and technologies. Any product candidate or technologies we in-license or acquire will
likely require additional development efforts prior to commercial sale, including extensive pre-clinical or clinical testing, or both, and approval by the FDA
and  applicable  foreign  regulatory  authorities,  if  any.  All  product  candidates  are  prone  to  risks  of  failure  inherent  in  pharmaceutical  product  development,
including  the  possibility  that  the  product  candidate,  or  product  developed  based  on  in-licensed  technology,  will  not  be  shown  to  be  sufficiently  safe  and
effective for approval by regulatory authorities. In addition, we cannot assure that any product candidate that we develop based on acquired or in-licensed
technology  that  is  granted  regulatory  approval  will  be  manufactured  or  produced  economically,  successfully  commercialized  or  widely  accepted  or
competitive in the marketplace. Moreover, integrating any newly acquired or in-licensed product candidates could be expensive and time-consuming. If we
cannot effectively manage these aspects of our business strategy, our business may not succeed.

The clinical trial process is complex and expensive, and commencement and completion of clinical trials can be delayed or prevented for a number of
reasons.

We  may  not  be  able  to  complete  or  commence  the  clinical  trials  that  would  support  our  submission  of  an  NDA  to  the  FDA,  a  Marketing
Authorization  Application  (“MAAˮ),  to  the  EMA  or  any  similar  submission  to  regulatory  authorities  in  other  countries.  Drug  development  is  a  long,
expensive and uncertain process, and delay or failure can occur at any stage of any of our clinical trials. The fact that the FDA, EMA or other regulatory
authorities permit a company to conduct human clinical trials is no assurance or guarantee that the trials will be successful. On the contrary, most candidate
drugs that begin clinical trials (including, but not limited to, Phase II trials, such as our ARREST Study) do not prove to be successful and do not result in the
filing  of  an  NDA,  MAA  or  similar  filing.  Drug  candidates  that  successfully  complete  one  phase  of  clinical  trials  may  prove  unsuccessful  at  a  subsequent
phase. Human clinical trials are very expensive and difficult to design and implement, in part because they are subject to rigorous regulatory requirements and
in  part  because  the  results  of  clinical  trials  are  inherently  uncertain  and  unpredictable.  Regulatory  authorities,  such  as  the  FDA,  may  decline  to  permit  a
clinical trial to proceed or may suspend a clinical trial that it has previously permitted to proceed. Additionally, the clinical trial process is time-consuming,
and  failure  can  occur  at  any  stage  of  the  trials.  We  may  encounter  problems  that  cause  us  to  abandon  or  repeat  clinical  trials.  The  commencement  and
completion of clinical trials may be delayed by several factors, including:

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difficulties obtaining regulatory authorization to commence a clinical trial or complying with regulatory requirements for clinical trials or
with the conditions imposed by a regulatory authority regarding the scope or duration of a clinical trial;

delays in reaching or failing to reach agreement on acceptable terms with prospective contract research organizations (“CROsˮ), and trial
sites, the terms of which can be subject to extensive negotiation and may vary significantly among different CROs and trial sites;

insufficient or inadequate supply or quality of a product candidate or other materials necessary to conduct our clinical trials;

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difficulties in obtaining institutional review board (“IRBˮ), approval to conduct a clinical trial at a prospective site;

delays resulting from a decision of the FDA not to designate Aramchol as a Breakthrough Therapy, a designation that could, among other
benefits, expedite the conduct of clinical trials;

challenges in recruiting and enrolling patients to participate in clinical trials for a variety of reasons, including size and nature of patient
population, proximity of patients to clinical sites, eligibility and exclusion criteria for the trial, nature of trial protocol, the availability of
approved effective treatments for the relevant disease and competition from other clinical trial programs for similar indications; and

inadequate funding.

The ARREST Study may also be terminated as a result of, but not limited to, safety signals. In addition, the ARREST Study or other clinical trials
may be suspended or terminated by us, the FDA or other regulatory authorities, the principal investigator at a site, the IRBs at the sites where such boards are
overseeing  a  trial  or  the  data  safety  monitoring  board  (the  “DSMBˮ),  that  is  overseeing  the  clinical  trial  at  issue,  or  other  regulatory  authorities  due  to  a
number of factors, including:

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irregularities in conducting a clinical trial, including by way of example, failure to conduct the clinical trial in accordance with regulatory
requirements, in particular good clinical practice requirements (“GCPˮ), or the FDA-authorized clinical protocols;

negative findings upon inspection of the clinical trial operations or trial sites by the FDA or other regulatory authorities;

safety issues or lack of clinical drug activity or effectiveness; and

lack of adequate funding to continue the clinical trials.

To date, we have already experienced material delays in the ARREST Study largely related to significantly slower than expected recruitment and the
length of time required to obtain regulatory authorizations to proceed with clinical trials, as well as the termination of a Phase IIA trial of Aramchol for the
treatment and dissolution of cholesterol gallstones. We may experience further delays in any or all of our clinical trials, and there can be no assurance that we
will not experience such risks in the future as we progress with our planned clinical trials.

Furthermore, positive results in previous clinical studies of Aramchol may not be predictive of similar results in future clinical trials. Also, interim
results, if at all, during a clinical trial do not necessarily predict final results. A number of companies in the pharmaceutical and biotechnology industries have
suffered significant setbacks in late-stage clinical trials even after achieving promising results in early- and mid-stage development. Accordingly, the results
from the completed pre-clinical studies and clinical trials for Aramchol may not be predictive of the results we may obtain in later stage trials. Our clinical
trials may produce negative or inconclusive results, and we may decide, or regulators may require us, to conduct additional clinical and/or pre-clinical trials,
or  to  even  terminate  the  development  program  entirely.  Moreover,  clinical  data  are  often  susceptible  to  varying  interpretations  and  analyses,  and  many
companies that believed their product candidates performed satisfactorily in pre-clinical and clinical studies have nonetheless failed to obtain FDA or EMA,
or other regulatory agency, approval for their products.

In addition, we or regulatory authorities may suspend our clinical trials at any time if it appears that we are exposing participants to unacceptable
health risks or if the regulatory authorities find deficiencies in our regulatory submissions or the conduct of such trials. Any suspension of clinical trials will
delay possible regulatory approval, if any, and adversely impact our ability to develop products and generate revenue.

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The lack of a reliable non-invasive method for the diagnosis of NASH is likely to present a major challenge to Aramchol’s market penetration, if ever
commercialized.

Liver  biopsy  is  the  standard  approach  for  the  diagnosis  of  inflammation  and  fibrosis  associated  with  NASH.  However,  the  procedure-related
morbidity and, in rare cases, mortality, sample errors, costs, patient discomfort and thus lack of patient interest in undergoing the procedure limit its use. As
such,  only  patients  with  a  high  risk  of  NASH,  which  includes  patients  with  metabolic  syndrome  and  an  indication  of  Non-Alcoholic  Fatty  Liver  Disease
(“NAFLDˮ), are generally sent for liver biopsy. Because NASH tends to be asymptomatic until the disease progresses, many individuals with NASH remain
undiagnosed until the disease has reached its late stages, if at all. The lack of a reliable non-invasive method for the diagnosis of NASH is likely to present a
major  challenge  to  Aramchol’s  market  penetration,  as  many  practitioners  and  patients  may  not  be  aware  that  a  patient  suffers  from  NASH  and  requires
treatment. As such, use of Aramchol might not be as wide-spread as our actual target market and this may limit the commercial potential of Aramchol.

A further challenge to Aramchol’s market penetration is that currently a liver biopsy is the standard approach for measuring improvement in NASH
patients. Because it would be impractical to subject all patients that take Aramchol, when and if it approved, to regular and repeated liver biopsies, it will be
difficult  to  demonstrate  Aramchol’s  effectiveness  to  practitioners  and  patients  unless  and  until  a  reliable  non-invasive  method  for  the  diagnosis  and
monitoring of NASH becomes available, as to which there can be no assurance.

While  we,  and  other  companies  in  the  industry  are  currently  working  on  advancing  non-invasive  diagnostic  approaches,  none  of  these  has  been
clinically validated, and the timetable for commercial validation, if at all, is uncertain. Moreover, such diagnostics may also be subject to regulation by FDA
or other regulatory authorities as medical devices and may require premarket clearance or approval.

Obtaining approval of an NDA, or other regulatory approval, even after clinical trials that are believed to be successful, is an uncertain process.

Even if we complete our planned clinical trials and believe that the clinical data confirms that Aramchol is both safe and effective for its intended use
or uses, obtaining approval of an NDA, or similar regulatory application, is an extensive, lengthy, expensive and uncertain process, and the FDA and other
regulatory agencies may delay, limit or deny approval of Aramchol for many reasons, including, without limitation, the fact that:

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we may not be able to demonstrate to the satisfaction of the applicable regulatory agencies that Aramchol is safe and effective for treatment
of NASH in patients who are overweight or obese and have pre diabetes or type II diabetes mellitus or for any other indication;

the results of clinical trials may not meet the level of statistical significance or clinical significance required by the applicable regulatory
agencies for approval;

the applicable regulatory agencies may disagree with the number, design, size, conduct or implementation of our clinical trials;

the  applicable  regulatory  agencies  may  not  find  the  data  from  pre-clinical  studies  and  clinical  trials  sufficient  to  demonstrate  that
Aramchol’s clinical and other benefits outweigh its safety risks;

the applicable regulatory agencies may disagree with our interpretation of data from pre-clinical studies or clinical trials;

the applicable regulatory agencies may not accept data generated at our clinical trial sites;

the data collected from pre-clinical studies and clinical trials of Aramchol may not be sufficient to support the submission of an NDA or
similar regulatory application;

the  applicable  regulatory  agencies  may  not  schedule  an  advisory  committee  meeting  in  a  timely  manner  or  the  advisory  committee  may
recommend  against  approval  of  our  application  or  may  recommend  that  the  applicable  regulatory  agencies  require,  as  a  condition  of
approval, additional pre-clinical studies or clinical trials, limitations on approved labeling or distribution and use restrictions;

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the  applicable  regulatory  agencies  may  require  development  of  a  risk  evaluation  and  mitigation  strategy  (“REMSˮ),  as  a  condition  of
approval;

the applicable regulatory agencies may require simultaneous approval for both adults and children, which would delay required approvals,
or we may have successful clinical trial results for adults, but not children, or vice versa;

the applicable regulatory agencies may change their approval policies or adopt new regulations that may impede consideration or approval
of our NDA, or similar regulatory application;

the  applicable  regulatory  agencies  may  identify  deficiencies  in  the  manufacturing  processes  or  facilities  of  third-party  manufacturers,  or
suppliers of active pharmaceutical ingredients (“APIsˮ), with which we enter into agreements for clinical and commercial supplies; and

the  applicable  regulatory  agencies  may  require  post-marketing  approval  studies,  such  as  Phase  IV  clinical  trials,  in  connection  with
Aramchol.

Before  we  can  submit  an  NDA  to  the  FDA  or  a  similar  approval  application  to  other  regulatory  authorities,  as  applicable,  we  (or  our
commercialization  partner,  as  the  case  may  be)  must  complete  the  ongoing  ARREST  Study  and  conduct  one  or  more  Phase  III  clinical  trials  that  will  be
substantially broader than our Phase IIb trial. We will also need to agree on a protocol with the FDA for any Phase III clinical trial(s) before commencing that
trial in the United States. Clinical trials frequently produce unsatisfactory results even though prior clinical trials were successful. Therefore, the results of the
ARREST Study or Phase III clinical trials that we may conduct may or may not be successful. The applicable regulatory agencies may suspend all clinical
trials  or  require  that  we  conduct  additional  clinical,  pre-clinical,  manufacturing,  validation  or  drug  product  quality  studies  and  submit  data  from  these
additional  studies  before  considering  or  reconsidering  the  NDA  or  similar  regulatory  application.  Depending  on  the  extent  of  these,  or  any  other  studies,
approval of any applications that we submit may be delayed by several years, or may require us to expend more resources than we have available. It is also
possible  that  additional  studies,  if  performed  and  completed,  may  not  be  considered  sufficient  by  the  applicable  regulatory  agencies  to  provide  regulatory
approval. If any of these outcomes occur, we would not receive approval for Aramchol and may be forced to cease operations.

Even if we obtain regulatory approval for Aramchol, the approval might contain significant limitations related to the indications for use for which the
drug is approved, use restrictions including, without limitation, for certain labeled populations, age groups, warnings, precautions or contraindications, or may
be subject to significant post-marketing studies or risk mitigation requirements. If we are unable to successfully commercialize Aramchol, we may be forced
to cease operations.

Aramchol  may  produce  undesirable  side  effects  or  have  other  properties  that  could  delay  or  prevent  its  regulatory  approval  or  result  in  significant
negative  consequences  following  marketing  approval,  if  any,  which  could  substantially  increase  commercialization  costs  or  even  force  us  to  cease
operations.

Undesirable side effects caused by Aramchol could cause us or regulatory authorities to interrupt, delay or halt clinical trials and could result in a
more restrictive label or the delay or denial of regulatory approval by the FDA or applicable foreign regulatory authorities. To date, we have successfully
completed four clinical trials of Aramchol, one proof of concept study in patient with gallstones, and a Phase IIa, investigator initiated clinical trial. While no
serious adverse events related to Aramchol have been reported in any of our four completed clinical studies that we conducted, in which subjects have been
administered doses up to 900 mg, at doses up to 600 mg administered once-daily for up to ten days and at doses up to 300 mg administered once-daily for up
to three months, there can be no assurance that there will continue to be an absence of serious adverse events related to Aramchol in any other clinical trial,
including the ARREST Study, or following marketing approval. Several non-serious adverse events were reported in our four completed and fully analyzed
clinical trials that we conducted. Those four studies enrolled a combined total of 234 patients.

In our Phase IA clinical trial we enrolled 17 healthy volunteers. A total of 45 adverse events were reported in 13 subjects. All adverse events were
mild or moderate and transient and resolved without sequelae. There were no serious adverse events, deaths or other significant adverse events observed in
this study. In our Phase IB placebo-controlled clinical trial with 25 healthy and mildly overweight male volunteers a total of 68 adverse events were reported
by  80%  of  the  subjects  (placebo  89%;  Aramchol  30mg  67%;  Aramchol  300  mg  86%).  All  adverse  events  were  mild  or  moderate  and  resolved  without
sequelae. There were no serious adverse events, deaths or other significant adverse events.

16

 
 
 
 
 
 
 
 
 
 
 
 
 
We completed a pharmacokinetic (“PKˮ), and food effect study in 66 healthy male volunteers consisting of three parts. Overall, over the three parts
of the study, the vast majority of adverse events were mild and determined to be unrelated to Aramchol and all of the adverse events were transient and gave
no indication of target organ toxicity. No serious adverse events or deaths occurred during the study. No clinically significant abnormalities related to any
Aramchol dose were noted in electrocardiograms (“ECGsˮ), laboratory results, vital signs or physical examinations.

In  our  Phase  IIA  placebo-controlled  trial  with  60  subjects  with  steatosis  due  to  NAFLD  or  NASH.  A  similar  proportion  of  patients  from  each
treatment group reported adverse events (placebo 55%; Aramchol 100mg 40%, Aramchol 300mg 45%). Most adverse events were mild and transient. None
of the adverse events reported in the Aramchol groups were considered related to the investigational drug. Three adverse events were initially considered to
be related to the study drug; however, after un-blinding it turned out that they occurred in the placebo group. In addition, one serious adverse events (acute
appendicitis) was reported in the placebo group. There were no deaths or other significant adverse events reported in this study.

In 2016, we performed a pharmacokinetic study involving 66 Chinese subjects (the “Chinese PK Study”) who are domiciled in the United States,
consisting  of  two  parts.  Overall  treatment  with  Aramchol  400  mg  and  600  mg  was  well  tolerated,  all  adverse  events  were  mild,  and  no  safety  signal  was
identified. No serious adverse events or deaths were reported. We deemed no changes were required in the enrollment of Chinese patients into the ARREST
Study

An additional Phase IIa, proof of concept study in patients with gallstones was halted due to poor patient recruitment and change in company focus.
The primary end-point was to prove that Aramchol dissolves newly formed gallbladder gallstones following bariatric surgery. Patients were to be assigned to
one  of  three  treatment  arms;  400mg  tablets,  600mg  tablets  and  placebo.  Only  9  patients  were  enrolled,  and  7  patients  completed  the  study  (before  it  was
halted). A similar proportion of subjects from each treatment group reported events; 7 in the placebo group, 9 in the 400 mg Aramchol group, and 5 in the 600
mg Aramchol group. One subject experienced 2 events of severe cholecystitis in the Aramchol 600 mg group which were considered a serious adverse event
and  led  to  investigational  product  discontinuation.  It  should  be  noted  that  to  be  included  in  this  study  the  subject  must  have  had  a  history  of  gall  bladder
disease and gallstones, therefore the subject’s medical history is an important confounding factor.

Further,  in  the  investigator  initiated  Phase  IIa  proof-of-concept  ARRIVE  study  that  evaluated  the  safety  and  efficacy  of  Aramchol  at  600mg/day

versus placebo in 50 patients with HIV-associated lipodystrophy and NAFLD, no serious adverse events related to Aramchol were observed.

Although we have not seen any evidence of these reactions causing a safety concern in our completed clinical trials, it is possible that the FDA may
ask  for  additional  data  regarding  any  adverse  events  seen  in  our  trials.  Results  of  our  future  trials  could  reveal  a  high  and  unacceptable  severity  and
prevalence  of  these  or  other  side  effects.  In  such  an  event,  our  trials  could  be  suspended  or  terminated  and  the  FDA  or  applicable  foreign  regulatory
authorities could order us to cease further development of or deny approval for Aramchol for any or all targeted indications. The drug-related side effects
could  affect  patient  recruitment  or  the  ability  of  enrolled  patients  to  complete  future  trials  or  result  in  potential  product  liability  claims.  Any  of  these
occurrences may harm our business, financial condition and prospects significantly.

Even  if  Aramchol  receives  marketing  approval,  we  or  others  may  later  identify  undesirable  side  effects  caused  by  the  product.  In  such  an  event,

regulatory authorities may:

·

·

·

·

·

suspend or withdraw their approval of the product;

require  the  addition  of  labeling  statements,  such  as  warnings,  so-called  “black  box  warnings,”  contraindications  or  restrictions  on  the
product’s intended use;

require us to issue specific communications to healthcare professionals, such as “Dear Doctor” letters;

issue negative publicity regarding the affected product, including safety communications;

impose a risk evaluation and mitigation strategy (REMS), in the case of FDA, or similar risk management strategies in the case of foreign
regulators;

17

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In  addition  to  these  potentially  significant  negative  consequences,  we  could  be  required  to  change  the  way  the  product  is  administered,  conduct
additional pre-clinical studies or clinical trials or restrict or cease the distribution or use of the product, and/or be sued and held liable for harm caused to
patients.  The  foregoing  or  other  events  could  prevent  us  from  achieving  or  maintaining  market  acceptance  of  the  affected  product  candidate  and  could
substantially increase commercialization costs or even force us to cease operations.

If we encounter difficulties enrolling patients in our clinical trials, our clinical development activities could be delayed or otherwise adversely affected.

Patient  enrollment,  a  significant  factor  in  the  timing  of  clinical  trials,  is  affected  by  many  factors  including  the  size  and  nature  of  the  patient
population, the proximity of patients to clinical sites, the eligibility criteria for the trial, the design of the clinical trial, patient willingness to undergo a liver
biopsy in our NASH trials, competing clinical trials and clinicians’ and patients’ perceptions as to the potential advantages and disadvantages of the product
candidate  being  studied  in  relation  to  other  available  therapies,  including  any  new  drugs  that  may  be  approved  for  the  indications  we  are  investigating.
Potential patients for Aramchol may not be adequately diagnosed or identified with the diseases which we are targeting or may not meet the entry criteria for
our studies.

We will be required to identify and enroll a sufficient number of patients in the U.S. with NASH for each of our ongoing and planned clinical trials
of Aramchol in this indication. We also may encounter difficulties in identifying and enrolling U.S. NASH patients who meet the eligibility criteria for our
planned clinical trials. We may not be able to initiate or continue clinical trials if we are unable to locate a sufficient number of eligible patients to participate
in the clinical trials required by the FDA or other foreign regulatory agencies. In addition, the process of finding and diagnosing patients may prove costly.
Our inability to enroll a sufficient number of patients for any of our clinical trials would result in significant delays, additional expenses, or may require us to
abandon one or more clinical trials.

Changes in regulatory requirements and guidance or unanticipated events during our clinical trials may occur, which may result in necessary changes to
clinical trial protocols, which could result in increased costs to us, delay our development timeline or reduce the likelihood of successful completion of
our clinical trials.

Changes in regulatory requirements or guidance or unanticipated events during our clinical trials may result in the need for us to amend clinical trial
protocols. Amendments may require review and approval by regulators and/or IRBs, and re-consent subjects, which may adversely affect the cost, timing or
successful completion of a clinical trial. If we experience delays in the completion of, or if we terminate, any of our clinical trials, the commercial prospects
for Aramchol would be harmed and our ability to generate product revenue would be delayed, possibly materially.

We cannot be certain that the results of our potential Phase III clinical trials, even if all endpoints are met, will support definitive regulatory approval of
Aramchol for the treatment of NASH in patients who are overweight or obese and have pre diabetes or type II diabetes mellitus.

Further, specific to us, a number of issues still remain unclear with regard to the potential Phase III protocol, including, among other issues, the (i)
duration of study, (ii) number of subjects required, (iii) dosages, and (iv) approvable endpoints. These factors, among others, would play a material role in
determining the cost of such study(ies) and ultimate probability of success.

18

 
 
 
 
 
 
 
 
 
 
 
Even  if  Aramchol,  or  any  future  product  candidates  that  we  may  develop,  receives  marketing  approval,  we  will  continue  to  face  extensive  regulatory
oversight and requirements, and any such product may still face future regulatory risks or new requirements.

Even  if  we  receive  regulatory  approval  to  market  a  particular  product  candidate,  any  such  product  will  remain  subject  to  extensive  regulatory
requirements, including requirements relating to manufacturing, labeling, packaging, adverse event reporting, storage, advertising, promotion, distribution and
recordkeeping.  Even  if  regulatory  approval  of  a  product  is  granted,  the  approval  may  be  subject  to  limitations  on  the  uses  for  which  the  product  may  be
marketed or the conditions of approval, or may contain requirements for costly post-marketing testing and surveillance to monitor the safety or efficacy of the
product, which could negatively affect us by reducing revenues or increasing expenses, and cause the approved product candidate not to be commercially
viable. In addition, as clinical experience with a drug expands after approval, typically because it is used by a greater number and more diverse group of
patients after approval than during clinical trials, side effects and other problems may be observed over time after approval that were not seen or anticipated
during pre-approval studies. Any adverse effects observed after the approval and marketing of a product candidate could result in limitations on the use of the
approved product, withdrawal of FDA approval of the previously approved product, or voluntary withdrawal from the marketplace of the approved product.
Absence  of  long-term  safety  data  may  also  limit  the  approved  uses  of  Aramchol  and  any  future  product  candidates,  if  any.  If  we  fail  to  comply  with  the
regulatory  requirements  of  the  FDA,  and  other  applicable  U.S.  and  foreign  regulatory  authorities,  or  previously  unknown  problems  with  any  approved
commercial  products,  manufacturers  or  manufacturing  processes  are  discovered,  we  could  be  subject  to  administrative  or  judicially  imposed  sanctions  or
other setbacks, including the following:

·

·

·

·

·

·

·

·

·

·

suspension or imposition of restrictions on operations, including costly new manufacturing requirements;

refusal to approve pending applications or supplements to applications;

suspension of any ongoing clinical trials;

suspension or withdrawal of marketing approval;

an injunction or imposition of civil or criminal penalties or monetary fines;

seizure or detainment of products;

banning or restriction of imports and exports;

issuance of warning letters or untitled letters;

suspension or imposition of restrictions on operations, including costly new manufacturing requirements; or

refusal to approve pending applications or supplements to applications.

In addition, various aspects of our operations are subject to federal, state or local laws, rules and regulations, any of which may change from time to
time. Costs arising out of any regulatory developments could be time-consuming and expensive and could divert management resources and attention and,
consequently, could adversely affect our business operations and financial performance.

Delays in regulatory approval, limitations in regulatory approval and withdrawals of regulatory approval may have a material adverse effect on the
Company.  If  we  experience  significant  delays  in  testing  or  receiving  approvals  or  sign-offs  to  conduct  clinical  trials,  Aramchol  and  any  future  product
candidate's development costs will increase and our ability to out-license Aramchol and any future product candidates may be impeded.

If we obtain approval to commercialize Aramchol outside of the United States, a variety of risks associated with international operations could materially
adversely affect our business.

If Aramchol is approved for commercialization outside the United States, we will likely enter into agreements with third parties to commercialize
Aramchol  outside  the  United  States.  We  expect  that  we  will  be  subject  to  additional  risks  related  to  entering  into  or  maintaining  international  business
relationships, including, without limitation:

·

·

·

·

different regulatory requirements for drug approvals in foreign countries;

differing U.S. and foreign drug import and export rules;

reduced protection for intellectual property rights in foreign countries;

unexpected changes in tariffs, trade barriers and regulatory requirements;

19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
·

·

·

·

·

·

·

·

·

different reimbursement systems;

economic weakness, including inflation, or political instability in particular foreign economies and markets;

compliance with tax, employment, immigration and labor laws for employees living or traveling abroad;

foreign currency fluctuations, which could result in increased operating expenses and reduced revenues, and other obligations incident to
doing business in another country;

workforce uncertainty in countries where labor unrest is more common than in the United States;

production shortages resulting from any events affecting raw material supply or manufacturing capabilities abroad;

potential liability resulting from development work conducted by these distributors;

business interruptions resulting from geopolitical actions, including war and terrorism, or natural disasters; and

risks associated with clinical co-development agreements in other jurisdictions prior to or post-regulatory approval.

A failure to timely and effectively address the additional risks related to entering into or maintaining international business relationships could have a

material adverse effect on our business, liquidity, operating results and financial condition.

If we receive marketing approval for Aramchol, sales will be limited unless the product achieves broad market acceptance.

The commercial success of Aramchol, or potentially any future product candidates for which we obtain marketing approval from the FDA, or other
regulatory  authorities,  will  depend  on  the  breadth  of  its  approved  labeling  and  upon  the  acceptance  of  the  product  by  the  medical  community,  including
physicians, patients and healthcare payors. The degree of market acceptance of any approved product will depend on a number of factors, including, without
limitation:

·

·

·

·

·

·

·

·

·

demonstration of clinical safety and efficacy compared to other products;

ability of physicians to accurately diagnose NASH in its early stages;

the relative convenience and ease of administration;

the prevalence and severity of any adverse side effects;

limitations, warnings or contraindications contained in the product’s approved labeling;

distribution and use restrictions imposed by the FDA, or other regulatory agencies, or agreed to by us as part of a mandatory or voluntary
REMS;

availability of alternative treatments, including, in the case of Aramchol, a number of competitive products already approved or expected to
be commercially launched in the near future;

pricing and cost effectiveness;

the effectiveness of our, or any future collaborators’, sales and marketing strategies;

20

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
·

·

our ability to obtain sufficient third-party coverage or reimbursement; and

the willingness of patients to pay for drugs out of pocket in the absence of third-party coverage.

If Aramchol is approved, but does not achieve an adequate level of acceptance by physicians, healthcare payors and patients, we may not generate
sufficient revenue from the product, and we may not become profitable. In addition, our efforts to educate the medical community and third-party payors on
the benefits of the product may require significant resources and may never be successful.

The FDA and other regulatory agencies actively enforce the laws and regulations prohibiting the promotion of off-label uses. If we are found to have
improperly promoted off-label uses, we may become subject to significant liability.

The  FDA  and  other  regulatory  agencies  strictly  regulate  the  promotional  claims  that  may  be  made  about  prescription  products.  In  particular,  a
product may not be promoted for uses that are inconsistent with the FDA-approved indications and other conditions or restrictions contained in the approved
labeling,  including  the  prescribing  information,  for  the  product.  In  particular,  any  labeling  approved  by  FDA  or  other  foreign  regulatory  agencies  for
Aramchol  necessarily  limits  its  use  for  certain  conditions  in  certain  patient  populations.  Also,  regulatory  agencies  may  impose  further  requirements  or
restrictions on the distribution or use of Aramchol as part of a mandatory plan, such as limiting prescribing to certain physicians or medical centers that have
undergone specialized training, limiting treatment to patients who meet certain safe-use criteria and requiring treated patients to enroll in a registry. If we
receive marketing approval for Aramchol, physicians may nevertheless prescribe Aramchol to their patients in a manner that is inconsistent with the approved
labeling, which is commonly known as “off label” use. If we are found to have promoted Aramchol or any future product candidates for such “off label” uses,
we  may  become  subject  to  significant  liability  under  a  variety  of  statutory  theories  typically  alleged  by  U.S.  regulatory  authorities.  In  particular,  the  U.S.
federal  government  has  levied  large  civil  and  criminal  fines  against  companies  for  alleged  improper  promotion,  has  enjoined  several  companies  from
engaging in off-label promotion, and has requested that companies enter into consent decrees or permanent injunctions under which specified promotional
conduct is changed or curtailed.

Our business and operations may be materially adversely affected in the event of computer system failures or security breaches.

Despite the implementation of security measures, our internal computer systems, and those of our CROs and other third parties on which we rely, are
vulnerable to damage from computer viruses, unauthorized access, cyber-attacks, natural disasters, fire, terrorism, war, and telecommunication and electrical
failures.  If such an event were to occur and interrupt our operations, it could result in a material disruption of our drug development programs.  For example,
the loss of clinical trial data from ongoing or planned clinical trials could result in delays in our regulatory approval efforts and significantly increase our costs
to recover or reproduce the data.  To the extent that any disruption or security breach results in a loss of or damage to our data or applications, loss of trade
secrets or inappropriate disclosure of confidential or proprietary information, including protected health information or personal data of employees or former
employees, access to our clinical data, or disruption of the manufacturing process, we could incur liability and the further development of our drug candidates
could be delayed.  We may also be vulnerable to cyber-attacks by hackers or other malfeasance.  This type of breach of our cybersecurity may compromise
our confidential information and/or our financial information and adversely affect our business or result in legal proceedings.  Further, these cybersecurity
breaches may inflict reputational harm upon us that may result in decreased market value and erode public trust.

We may be subject to extensive environmental, health and safety, and other laws and regulations in multiple jurisdictions.

Our business involves the controlled use, through our service providers, of hazardous materials, various biological compounds and chemicals, and as
such, we, our agents and our service providers may be subject to various environmental, health and safety laws and regulations, including those governing air
emissions, water and wastewater discharges, noise emissions, the use, management and disposal of hazardous, radioactive and biological materials and wastes
and the cleanup of contaminated sites. The risk of accidental contamination or injury from these materials cannot be eliminated. If an accident, spill or release
of any regulated chemicals or substances occurs, we could be held liable for resulting damages, including for investigation, remediation and monitoring of the
contamination, including natural resource damages, the costs of which could be substantial. We may incur substantial capital costs and operating expenses and
may be required to obtain consents to comply with any environmental and health laws or regulations and the terms and conditions of any permits required
pursuant to such laws and regulations, including costs incurred by us to install new or updated pollution control equipment for our service providers, modify
our operations or perform other corrective actions at our facilities or the facilities of our service providers. In addition, fines and penalties may be imposed on
us, our agents and/or our service providers for noncompliance with environmental, health and safety and other laws and regulations or for the failure to have,
or comply with the terms and conditions of, required environmental or other permits or consents.

We expect the healthcare industry to face increased limitations on reimbursement, rebates and other payments as a result of healthcare reform, which
could  adversely  affect  third-party  coverage  of  Aramchol  and  any  future  product  candidates  and  how  much  or  under  what  circumstances  healthcare
providers will prescribe or administer Aramchol and any future product candidates.

In  both  the  United  States  and  other  countries,  sales  of  Aramchol  and  any  future  product  candidates  will  depend  in  part  upon  the  availability  of
reimbursement from third-party payors, which include governmental authorities, managed care organizations and other private health insurers. Third-party
payors are increasingly challenging the price and examining the cost effectiveness of medical products and services.

21

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
Increasing  expenditures  for  healthcare  have  been  the  subject  of  considerable  public  attention  in  the  United  States.  Both  private  and  government
entities  are  seeking  ways  to  reduce  or  contain  healthcare  costs.  Numerous  proposals  that  would  effect  changes  in  the  U.S.  healthcare  system  have  been
introduced  or  proposed  in  U.S.  Congress,  or  Congress,  and  in  some  state  legislatures,  including  reducing  reimbursement  for  prescription  products  and
reducing the levels at which consumers and healthcare providers are reimbursed for purchases of pharmaceutical products.

In the United States, the Medicare Prescription Drug, Improvement, and Modernization Act of 2003 (the “Modernization Act”), changed the way
Medicare  covers  and  pays  for  most  pharmaceutical  products  in  a  number  of  ways.  Medicare  is  the  single  largest  third-party  payment  program  and  is
administered by the Centers for Medicare & Medicaid Services (the “CMS”). Medicare traditionally covered prescription drugs administered by physicians.
The Modernization Act introduced a new reimbursement methodology based on average sales prices for many of these drugs. The Modernization Act also
established a new competitive acquisition program for the purchase of Part B drugs. This program, when fully implemented, will likely reduce the prices of
these  drugs.  While  the  Medicare  provisions  of  the  Modernization  Act  apply  only  to  drug  benefits  for  Medicare  beneficiaries,  private  payors  often  follow
Medicare  coverage  policy  and  payment  limitations  in  setting  their  own  reimbursement  rates.  Therefore,  any  reduction  in  reimbursement  that  results  from
federal legislation or regulation may result in a similar reduction in payments from private payors.

Most notably, the Modernization Act also expanded coverage through a new Part D to include ordinary self-administered outpatient drugs. Medicare
part D though operates through private insurers, and these insurers negotiate prices with pharmacies and with manufacturers. Intense negotiations can result in
reduced revenues to manufacturers.

Increasing  expenditures  for  healthcare  have  been  the  subject  of  considerable  public  attention  in  the  United  States.  Both  private  and  government
entities  are  seeking  ways  to  reduce  or  contain  healthcare  costs.  Numerous  proposals  that  would  effect  changes  in  the  U.S.  healthcare  system  have  been
introduced or proposed in U.S. Congress, and in some state legislatures, including reducing reimbursement for prescription products and reducing the levels at
which consumers and healthcare providers are reimbursed for purchases of pharmaceutical products.

In  March  2010,  President  Barack  Obama  signed  into  law  the  Patient  Protection  and  Affordable  Care  Act  and  the  Health  Care  and  Education
Affordability Reconciliation Act of 2010 (the “Affordable Care Act”), a sweeping law intended to broaden access to health insurance, reduce or constrain the
growth of healthcare spending, enhance remedies against fraud and abuse, add new transparency requirements for healthcare and health insurance industries,
impose  new  taxes  and  fees  on  pharmaceutical  and  medical  device  manufacturers  and  impose  additional  health  policy  reforms.  The  Affordable  Care  Act
expanded  manufacturers’  Medicaid  rebate  liability  to  include  covered  drugs  dispensed  to  individuals  who  are  enrolled  in  Medicaid  managed  care
organizations, increased the minimum rebate due for innovator drugs from 15.1% of average manufacturer price (“AMP”), to 23.1% of AMP. The rebate on
innovator drugs is the greater of 23.1% of the AMP per unit or the difference between the AMP and the best price per unit and adjusted by the Consumer
Price Index-Urban (CPI-U) based on a launch date and current quarter AMP. The total rebate amount for innovator drugs is capped at 100.0% of AMP. The
Affordable Care Act and subsequent legislation also narrowed the definition of AMP. Furthermore, the Affordable Care Act imposes a significant annual,
nondeductible fee on companies that manufacture or import certain branded prescription drug products. Substantial new provisions affecting compliance were
also been enacted, which may affect our business practices with healthcare practitioners. Although it is too early to determine the effect of the Affordable
Care  Act,  it  appears  likely  to  continue  to  put  pressure  on  pharmaceutical  pricing,  especially  under  the  Medicare  and  Medicaid  programs,  and  may  also
increase our regulatory burdens and operating costs.

On January 20, 2017, President Donald J. Trump was inaugurated as the President of the United States. President Trump has stated that he intends to
“repeal and replace” the Affordable Care Act, and Congress has taken initial steps to repeal the law. In December 2017, Congress passed and the President
signed into law tax reform legislation that made significant changes to the Affordable Care Act including the repeal of the “individual mandate” that was in
place  to  strongly  encourage  broad  participation  in  the  health  insurance  markets.  Given  these  changes  and  other  statements  of  political  leaders,  we  cannot
predict the ultimate impact on the Affordable Care Act and the subsequent effect on the pharmaceutical industry at this time.

22

 
 
 
 
 
 
 
 
 
 
In addition, other legislative changes have been proposed and adopted since the Affordable Care Act was enacted. In August 2011, President Obama
signed  into  law  the  Budget  Control  Act  of  2011,  which,  among  other  things,  created  the  Joint  Select  Committee  on  Deficit  Reduction  to  recommend  to
Congress proposals in spending reductions. The Joint Select Committee did not achieve a targeted deficit reduction of an amount greater than $1.2 trillion for
the years 2013 through 2021, triggering the legislation’s automatic reduction to several government programs. This includes aggregate reductions to Medicare
payments to healthcare providers of up to 2.0% per fiscal year, starting in 2013. In January 2013, President Obama signed into law the American Taxpayer
Relief  Act  of  2012,  which,  among  other  things,  reduced  Medicare  payments  to  several  categories  of  healthcare  providers  and  increased  the  statute  of
limitations  period  for  the  government  to  recover  overpayments  to  providers  from  three  to  five  years.  If  we  ever  obtain  regulatory  approval  and
commercialization of Aramchol or any future product candidates, these laws may result in additional reductions in Medicare and other healthcare funding,
which could have a material adverse effect on our customers and accordingly, our financial operations. Legislative and regulatory proposals have been made
to  expand  post-approval  requirements  and  restrict  sales  and  promotional  activities  for  pharmaceutical  products.  We  cannot  be  sure  whether  additional
legislative changes will be enacted, or whether the FDA regulations, guidance or interpretations will be changed, or what the impact of such changes on the
marketing approvals of Aramchol or any future product candidates may be. Further, the Deficit Reduction Act of 2010, directed CMS to contract a vendor to
determine  “retail  survey  prices  for  covered  outpatient  drugs  that  represent  a  nationwide  average  of  consumer  purchase  prices  for  such  drugs,  net  of  all
discounts  and  rebates  (to  the  extent  any  information  with  respect  to  such  discounts  and  rebates  is  available).”  This  survey  information  can  be  used  to
determine the National Average Drug Acquisition Cost (“NADAC”). Some states have indicated that they will reimburse based on the NADAC and this can
result in further reductions in the prices paid for various outpatient drugs.

Various states, such as California, have also taken steps to consider and enact laws or regulations that are intended to increase the visibility of the
pricing of pharmaceutical products with the goal of reducing the prices at which pharmaceutical products are sold. Because these various actual and proposed
legislative  changes  are  intended  to  operate  on  a  state-by-state  level  rather  than  a  national  one,  we  cannot  predict  what  the  full  effect  of  these  legislative
activities may be on our business in the future.

Although we cannot predict the full effect on our business of the implementation of existing legislation or the enactment of additional legislation
pursuant to healthcare and other legislative reform, we believe that legislation or regulations that would reduce reimbursement for, or restrict coverage of,
Aramchol or any future product candidates, could adversely affect how much or under what circumstances healthcare providers will prescribe or administer
our products. This could materially and adversely affect our business by reducing our ability to generate revenue, raise capital, obtain additional collaborators
and market Aramchol or any future product candidates. In addition, we believe the increasing emphasis on managed care in the United States has and will
continue to put pressure on the price and usage of pharmaceutical products, which may adversely impact any future product sales.

It will be difficult for us to profitably sell Aramchol if reimbursement for the product is limited by government authorities and third-party payor policies.

In  addition  to  any  healthcare  reform  measures  that  may  affect  reimbursement,  the  market  acceptance  and  sales  of  Aramchol  will  depend  on  the
reimbursement  policies  of  government  authorities  and  third-party  payors.  It  will  be  difficult  for  us  to  profitably  sell  Aramchol  if  reimbursement  for  the
product is limited by government authorities or third-party payors. Government authorities and third-party payors, such as private health insurers and health
maintenance organizations, decide which medications they will pay for and establish reimbursement levels. A primary trend in the U.S. healthcare industry
and elsewhere is cost containment. Government authorities and these third-party payors have attempted to control costs by limiting coverage and the amount
of  reimbursement  for  particular  medications.  We  cannot  be  sure  that  coverage  or  reimbursement  will  be  available  for  Aramchol  and,  if  coverage  and
reimbursement  are  available,  of  the  extent  of  coverage  and  the  level  of  reimbursement.  Reimbursement  may  affect  the  demand  for,  or  the  price  of,  any
product for which we obtain marketing approval. In addition, third-party payors are likely to impose strict requirements for reimbursement in order to limit
off-label  use  of  a  higher  priced  drug.  Reimbursement  by  a  third-party  payor  may  depend  upon  a  number  of  factors  including  the  third-party  payor’s
determination that use of a product is:

23

 
 
 
 
 
 
 
 
 
•

•

•

•

•

a covered benefit under its health plan;

safe, effective and medically necessary;

appropriate for the specific patient;

cost-effective; and

neither experimental nor investigational.

Obtaining coverage and reimbursement approval for a product from a government or other third-party payor is a time-consuming and costly process
that could require us to provide supporting scientific, clinical and cost effectiveness data for the use of Aramchol and any future product candidates to the
payor. We may not be able to provide data sufficient to gain acceptance with respect to coverage and reimbursement. We cannot be sure that coverage or
adequate  reimbursement  will  be  available  for  Aramchol  and  any  future  product  candidates.  Also,  we  cannot  be  sure  that  reimbursement  amounts  will  not
reduce the demand for, or the price of, Aramchol and any future product candidates. If reimbursement is not available, or is available only to limited levels,
we  may  not  be  able  to  commercialize  Aramchol,  or  any  future  product  candidates,  profitably,  or  at  all,  even  if  approved.  In  addition,  if  physicians,
government  agencies  and  other  third-party  payors  do  not  accept  the  use  or  efficacy  of  Aramchol  or  any  future  product  candidates,  we  will  not  be  able  to
generate significant revenue, if any.

Governments outside the United States tend to impose strict price controls, which may adversely affect our revenues, if any.

In  some  countries,  particularly  the  countries  of  the  EU,  the  pricing  of  prescription  pharmaceuticals  is  subject  to  governmental  control.  In  these
countries,  pricing  negotiations  with  governmental  authorities  can  take  considerable  time  after  the  receipt  of  marketing  approval  for  a  product.  To  obtain
reimbursement or pricing approval in some countries, we may be required to conduct a clinical trial that compares the cost-effectiveness of Aramchol to other
available therapies. If reimbursement of our products is unavailable or limited in scope or amount, or if pricing is set at unsatisfactory levels, our business
could be harmed, possibly materially.

If we or any of our independent contractors, consultants, collaborators, manufacturers, or service providers fail to comply with healthcare and
data privacy laws and regulations, we or they could be subject to enforcement actions, which could result in penalties and affect our ability to develop,
market and sell our product candidates and may harm our reputation.

We  are  or  may  in  the  future  be  subject  to  federal,  state,  and  foreign  healthcare  and  data  privacy  laws  and  regulations  pertaining  to,  among  other

things, fraud and abuse of patients’ rights. These laws and regulations include:

·

The  federal  Anti-Kickback  Statute  prohibits,  among  other  things,  knowingly  and  willfully  soliciting,  offering,  receiving,  or  paying  any
remuneration,  directly  or  indirectly,  in  cash  or  in  kind,  to  induce  or  reward  purchasing,  ordering  or  arranging  for  or  recommending  the
purchase or order of any item or service for which payment may be made, in whole or in part, under a federal healthcare program such as
Medicare  and  Medicaid.  Liability  may  be  established  without  a  person  or  entity  having  actual  knowledge  of  the  federal  Anti-Kickback
Statute  or  specific  intent  to  violate  it.  This  statute  has  been  interpreted  to  apply  broadly  to  arrangements  between  pharmaceutical
manufacturers on the one hand and prescribers, patients, purchasers and formulary managers on the other. In addition, the Affordable Care
Act amended the Social Security Act to provide that the U.S. government may assert that a claim including items or services resulting from
a violation of the federal Anti-Kickback Statute constitutes a false or fraudulent claim for purposes of the federal civil False Claims Act. A
conviction  for  violation  of  the  Anti-kickback  Statute  requires  mandatory  exclusion  from  participation  in  federal  health  care  programs.
Although there are a number of statutory exemptions and regulatory safe harbors protecting certain common activities from prosecution, the
exemptions and safe harbors are drawn narrowly, and those activities  may  be  subject  to  scrutiny  or  penalty  if  they  do  not  qualify  for  an
exemption or safe harbor.

24

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
·

·

·

·

·

·

The  federal  civil  False  Claims  Act  (“FCA”),  prohibits,  among  other  things,  knowingly  presenting,  or  causing  to  be  presented  claims  for
payment  of  government  funds  that  are  false  or  fraudulent,  or  knowingly  making,  using  or  causing  to  be  made  or  used  a  false  record  or
statement  material  to  such  a  false  or  fraudulent  claim,  or  knowingly  concealing  or  knowingly  and  improperly  avoiding,  decreasing,  or
concealing an obligation to pay money to the federal government. This statute also permits a private individual acting as a “whistleblower”
to  bring  actions  on  behalf  of  the  federal  government  alleging  violations  of  the  FCA  and  to  share  in  any  monetary  recovery.  The  FCA
prohibits anyone from knowingly presenting, conspiring to present, making a false statement in order to present, or causing to be presented,
for  payment  to  federal  programs  (including  Medicare  and  Medicaid)  claims  for  items  or  services,  including  drugs,  that  are  false  or
fraudulent,  claims  for  items  or  services  not  provided  as  claimed,  or  claims  for  medically  unnecessary  items  or  services.    This  law  also
prohibits anyone from knowingly underpaying an obligation owed to a federal program. Increasingly, U.S. federal agencies are requiring
nonmonetary remedial measures, such as corporate integrity agreements in FCA settlements. The U.S. Department of Justice announced in
2016 its intent to follow the “Yates Memo,” taking a far more aggressive approach in pursuing individuals as FCA defendants in addition to
the  corporations.  FCA  liability  is  potentially  significant  in  the  healthcare  industry  because  the  statute  provides  for  treble  damages  and
mandatory  penalties  of  $5,500  to  $11,000  per  false  claim  or  statement  ($10,781  to  $21,563  per  false  claim  or  statement  for  penalties
assessed after August 1, 2016 for violations occurring after November 2, 2015, and $10,957 to $21,916 per false claim or statement for
penalties assessed after February 3, 2017 for violations occurring after November 2, 2015). Government enforcement agencies and private
whistleblowers have investigated pharmaceutical companies for or asserted liability under the FCA for a variety of alleged promotional and
marketing activities, such as providing free product to customers with the expectation that the customers would bill federal programs for the
product; providing consulting fees and other benefits to physicians to induce them to prescribe products; engaging in promotion for “off-
label” uses; and submitting inflated best price information to the Medicaid Rebate Program.

The federal False Statements Statute prohibits knowingly and willfully falsifying, concealing, or covering up a material fact or making any
materially false, fictitious or fraudulent statement or representation, or making or using any false writing or document knowing the same to
contain  any  materially  false,  fictitious  or  fraudulent  statement  or  entry,  in  connection  with  the  delivery  of  or  payment  for  healthcare
benefits, items, or services.

The  federal  Civil  Monetary  Penalties  Law  authorizes  the  imposition  of  substantial  civil  monetary  penalties  against  an  entity,  such  as  a
pharmaceutical  manufacturer,  that  engages  in  activities  including,  among  others  (1)  knowingly  presenting,  or  causing  to  be  presented,  a
claim  for  services  not  provided  as  claimed  or  that  is  otherwise  false  or  fraudulent  in  any  way;  (2)  arranging  for  or  contracting  with  an
individual or entity that is excluded from participation in federal healthcare programs to provide items or services reimbursable by a federal
healthcare program; (3) violations of the federal Anti-Kickback Statute; or (4) failing to report and return a known overpayment.

The federal Health Insurance Portability and Accountability Act of 1996 (“HIPAA”), imposes criminal and civil liability for knowingly and
willfully executing, or attempting to execute, a scheme to defraud any healthcare benefit program, or knowingly and willfully falsifying,
concealing  or  covering  up  a  material  fact  or  making  any  materially  false  statement  in  connection  with  the  delivery  of,  or  payment  for,
healthcare  benefits,  items  or  services;  similar  to  the  federal  Anti-Kickback  Statute,  a  person  or  entity  does  not  need  to  have  actual
knowledge of the statute or specific intent to violate it in order to have committed a violation.

HIPAA, as amended by the Health Information Technology for Economic and Clinical Health Act (HITECH), which imposes requirements
on certain types of people and entities relating to the privacy, security, and transmission of individually identifiable health information, and
requires  notification  to  affected  individuals  and  regulatory  authorities  of  certain  breaches  of  security  of  individually  identifiable  health
information;

The federal Physician Payment Sunshine Act, which requires certain manufacturers of drugs, devices, biologics and medical supplies for
which payment is available under Medicare, Medicaid, or the Children’s Health Insurance Program, to report annually to the Centers for
Medicare & Medicaid Services (CMS) information related to payments and other transfers of value to physicians, other healthcare providers
and  teaching  hospitals,  and  ownership  and  investment  interests  held  by  physicians  and  other  healthcare  providers  and  their  immediate
family members, which is published in a searchable form on an annual basis;

25

 
 
 
 
 
 
 
 
 
 
 
·

·

·

State laws comparable to each of the above federal laws, such as, for example, anti-kickback and false claims laws that may be broader in
scope and also apply to commercial insurers and other non-federal;

Payors requirements for mandatory corporate regulatory compliance programs, and laws relating to patient data privacy and security. Other
state laws require pharmaceutical companies to comply with the pharmaceutical industry’s voluntary compliance guidelines and the relevant
compliance  guidance  promulgated  by  the  federal  government;  require  drug  manufacturers  to  report  information  related  to  payments  and
other  transfers  of  value  to  physicians  and  other  healthcare  providers  or  marketing  expenditures;  and  state  and  foreign  laws  govern  the
privacy and security of health information in some circumstances, many of which differ from each other in significant ways and often are
not preempted by HIPAA, thus complicating compliance efforts; and

In the European Union, the General Data Protection Regulation (“GDPR”)—Regulation EU 2016/679—which was adopted in May 2016
and will become applicable on May 25, 2018. The GDPR is intended to harmonize data protection requirements across the European Union
member states by establishing new and expanded operational requirements for entities that collect, process or use personal data generated in
the  European  Union,  including  consent  requirements  for  disclosing  the  way  personal  information  will  be  used,  information  retention
requirements, and notification requirements in the event of a data breach.

If our operations are found to be in violation of any such health care laws and regulations, we may be subject to penalties, including administrative,
civil and criminal penalties, monetary damages, disgorgement, imprisonment, the curtailment or restructuring of our operations, loss of eligibility to obtain
approvals  from  the  FDA  or  foreign  regulatory  authorities,  or  exclusion  from  participation  in  government  contracting,  healthcare  reimbursement  or  other
government programs, including Medicare and Medicaid, any of which could adversely our financial results. Any action against us for an alleged or suspected
violation  could  cause  us  to  incur  significant  legal  expenses  and  could  divert  our  management’s  attention  from  the  operation  of  our  business,  even  if  our
defense is successful. In addition, achieving and sustaining compliance with applicable laws and regulations may be costly to us in terms of money, time and
resources.

If we or our manufacturers fail to comply with manufacturing regulations, our financial results and financial condition could be adversely affected.

Before  an  NDA  is  approved,  and  before  we  begin  the  commercial  manufacture  of  Aramchol,  contract  manufacturers  must  register  with  FDA  or
foreign regulators undergo regulatory inspection of their manufacturing facilities, processes and quality systems. In addition, pharmaceutical manufacturing
facilities are subject to periodic inspection by the FDA and foreign regulatory authorities after product approval. Due to the complexity of the processes used
to manufacture pharmaceutical products and product candidates, any potential third-party manufacturer may be unable to meet local, federal, or international
regulatory requirements either at the outset or on an ongoing basis, in a cost effective manner, if at all.

We do not intend to engage in the manufacture of Aramchol other than for pre-clinical and clinical studies, but we or our materials suppliers may
face manufacturing or quality control problems causing product production and shipment delays or a situation where we or the supplier may not be able to
maintain compliance with the FDA’s or foreign regulators’ requirements necessary to continue manufacturing Aramchol. Drug manufacturers are subject to
ongoing periodic unannounced inspections by the FDA and corresponding foreign regulators to ensure continuing compliance with applicable requirements.
Any  failure  to  comply  with  FDA  or  foreign  regulatory  requirements  could  adversely  affect  our  clinical  research  activities  and  our  ability  to  develop  and
market Aramchol and any future product candidates.

If  a  third-party  manufacturer  with  whom  we  contract  is  unable  to  comply  with  manufacturing  requirements,  we  may  be  subject  to  fines,
unanticipated  compliance  expenses,  recall  or  seizure  of  Aramchol  or  any  future  product  candidates,  total  or  partial  suspension  of  production  and/or
enforcement  actions,  including  injunctions,  and  criminal  or  civil  prosecution.  These  possible  sanctions  could  adversely  affect  our  financial  results  and
financial condition.

26

 
 
 
 
 
 
 
 
 
 
 
 
Our market is subject to intense competition. If we are unable to compete effectively, Aramchol or any other potential product candidate that we develop
may be rendered suboptimal, noncompetitive or obsolete.

There are a number of products in development for NASH, many of which are being developed by pharmaceutical companies that are far larger than
us, with significantly greater resources and more experience than us in all aspects of drug development and commercialization. Further, our industry is highly
competitive  and  subject  to  rapid  and  significant  technological  change.  Our  potential  competitors  include  large,  fully-integrated  pharmaceutical  and
biotechnology companies, specialty pharmaceutical and generic drug companies, academic institutions, government agencies and research institutions. All of
these competitors currently engage in, have engaged in or may engage in the future in the development, manufacturing, marketing and commercialization of
new  pharmaceuticals,  some  of  which  may  compete  with  Aramchol  or  other  product  candidates.  Smaller  or  early  stage  companies  may  also  prove  to  be
significant  competitors,  particularly  through  collaborative  arrangements  with  large,  established  companies.  These  companies  may  have  products  in
development that are superior to Aramchol. Key competitive factors affecting the commercial success of Aramchol and any future product candidates that we
develop are likely to be efficacy, time of onset, safety and tolerability profile, reliability, convenience of dosing, price and reimbursement.

Many  of  our  potential  competitors  have  substantially  greater  financial,  technical  and  human  resources  than  we  do  and  significantly  greater
experience in the discovery and development of drug candidates, obtaining FDA and other regulatory approvals of products and the commercialization of
those  products.  Accordingly,  our  competitors  may  be  more  successful  than  us  in  obtaining  FDA  and  other  marketing  approvals  for  drugs  and  achieving
widespread market acceptance. Our competitors’ drugs may be more effective, or more effectively marketed and sold, than any drug we may commercialize
and  may  render  Aramchol  or  any  other  potential  product  candidates  that  we  develop  suboptimal,  obsolete  or  non-competitive  before  we  can  recover  the
expenses of developing and commercializing the product. We anticipate that we will face intense and increasing competition as new drugs enter the market
and advanced technologies become available. Finally, the development of new treatment methods for the diseases we are targeting could render Aramchol, or
any other product candidate that we develop, non-competitive or obsolete. If we cannot successfully compete with new or existing products, our marketing
and sales will suffer and we may never be profitable.

Our competitors currently include companies with marketed products and/or advanced clinical programs. The majority of our competitors include,
but  are  not  limited  to,  Intercept  Pharmaceuticals,  Inc.,  Genfit  S.A.,  Gilead  Sciences,  Inc.,  Allergan,  Plc.,  Madrigal  Pharmaceuticals  Inc.,  Conatus
Pharmaceuticals Inc., and Novartis, among others. See also “Item 4. Information on the Company—Competition.” Moreover, several additional companies
have reported the commencement of research projects and proof-of-concept trials related to NASH, including those mentioned in the preceding sentence.

We face potential product and other liability exposure, and, if claims are brought against us, we may incur substantial liability.

Aramchol  and  any  future  product  candidates  could  cause  adverse  events.  These  adverse  events  may  not  be  observed  in  clinical  trials,  but  may
nonetheless occur in the future. If any of these adverse events occur, they may render Aramchol and any future product candidates ineffective or harmful in
some patients, and our sales would suffer, materially adversely affecting our business, financial conditions and results of operations.

In addition, potential adverse events caused by Aramchol and any future product candidates, could lead to product liability claims. Product liability
claims might be brought against us by consumers, healthcare providers or others coming into contact with Aramchol and any future product candidates. If we
cannot  successfully  defend  ourselves  against  product  liability  claims,  we  could  incur  substantial  liabilities.  In  addition,  regardless  of  merit  or  eventual
outcome, product liability claims may result in, among other things:

·

·

decreased demand for Aramchol or any other product candidate for which we obtain marketing approval;

impairment of our business reputation and exposure to adverse publicity;

27

 
 
 
 
 
 
 
 
 
 
 
 
 
·

·

·

·

·

·

·

increased warnings on product labels or other regulatory actions;

withdrawal of clinical trial participants;

costs of related litigation;

distraction of management’s attention from our primary business;

substantial monetary awards to patients or other claimants;

loss of revenue; and

the inability to successfully commercialize Aramchol or any future product candidates, for which we obtain marketing approval.

If we are unable to obtain adequate insurance with respect to our clinical trials against and from any losses or claims from third parties, our financial
condition could be adversely affected in the event of uninsured or inadequately insured loss or damage. We may not be able to obtain insurance policies on
terms affordable to us that would adequately cover loss or claims by third parties. To the extent our business suffers any losses or claims by third parties,
which are not covered, or adequately covered, by insurance, our financial condition may be materially adversely affected.

If product liability lawsuits are successfully brought against us, our insurance may be inadequate.

We  have  obtained  insurance  coverage  for  our  clinical  trials  in  accordance  with  market  standards  and  in  compliance  with  applicable  Israeli  law.
However, our insurance coverage may not be sufficient to reimburse us for any expenses or losses we may suffer. Moreover, insurance coverage is becoming
increasingly  expensive,  and,  in  the  future,  we  may  not  be  able  to  maintain  insurance  coverage  at  a  reasonable  cost  or  in  sufficient  amounts  to  protect  us
against losses due to liability. If and when we obtain marketing approval for Aramchol, or any other product candidate, we intend to expand our insurance
coverage to include the sale of commercial products; however, we may be unable to obtain this product liability insurance on commercially reasonable terms.
On occasion, large judgments have been awarded in class action lawsuits based on drugs that had unanticipated side effects. The cost of any product liability
litigation or other proceedings, even if resolved in our favor, could be substantial. A successful product liability claim, or series of claims, brought against us
could cause our share price to decline and, if judgments exceed our insurance coverage, could decrease our cash and adversely affect our business.

The product liability insurance we will need to obtain in connection with the commercial sales of Aramchol and any future product candidates, if and
when  they  receive  regulatory  approval,  may  be  unavailable  in  meaningful  amounts  or  at  a  reasonable  cost.  If  we  are  the  subject  of  a  successful  product
liability claim that exceeds the limits of any insurance coverage we obtain, we would incur substantial charges that would adversely affect our earnings and
require  the  commitment  of  capital  resources  that  might  otherwise  be  available  for  the  development  and  commercial  launch  of  Aramchol  and  any  future
product candidate's programs.

We manage our business through a small number of senior executive officers. We depend on them even more than similarly- situated companies.

Because  of  the  specialized  scientific  and  managerial  nature  of  our  business,  we  rely  heavily  on  our  ability  to  recruit,  attract,  retain,  manage  and
motivate qualified senior executive officers with adequate operational, scientific and technical experience. The loss of the services of our senior executive
officers, including our President and Chief Executive Officer, Chief Medical Officer, and Chief Scientific Officer, or the inability to hire or retain experienced
management personnel, could adversely affect our ability to execute our business plan and harm our operating results. In particular, the loss of one or more of
our senior executive officers could be detrimental to us if we cannot recruit suitable replacements in a timely manner.

28

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We do not currently carry “key person” insurance on the lives of members of senior management. The competition for qualified personnel in the
pharmaceutical field is intense. Due to this intense competition, we may be unable to attract and retain qualified personnel necessary for the development of
our business or to recruit suitable replacement personnel. Additionally, our ability to effectively recruit and retain qualified officers and directors could also be
adversely  affected  if  we  experience  difficulty  in  obtaining  adequate  directors’  and  officers’  liability  insurance.  We  may  be  unable  to  maintain  sufficient
insurance  as  a  public  company  to  cover  liability  claims  made  against  our  officers  and  directors.  If  we  are  unable  to  adequately  insure  our  officers  and
directors, we may not be able to retain or recruit qualified officers and directors to manage the Company.

Failure  to  build  our  finance  infrastructure  and  improve  our  accounting  systems  and  controls  could  impair  our  ability  to  comply  with  the  financial
reporting and internal control requirements for publicly traded companies.

As a public company, we operate in an increasingly challenging regulatory environment which requires us to comply with the Sarbanes-Oxley Act of
2002  (the  “Sarbanes-Oxley  Actˮ),  and  the  related  rules  and  regulations  of  the  SEC  and  securities  exchanges,  expanded  disclosures,  accelerated  reporting
requirements and more complex accounting rules. Company responsibilities required by the Sarbanes-Oxley Act include establishing corporate oversight and
adequate internal control over financial reporting and disclosure controls and procedures. Effective internal controls are necessary for us to produce reliable
financial reports and are important to help prevent financial fraud. However, our independent registered public accounting firm will not be required to attest to
the effectiveness of our internal control over financial reporting pursuant to Section 404 of the Sarbanes-Oxley Act, or Section 404, until the date we are no
longer an “emerging growth company” as defined in the Jumpstart Our Business Startups Act of 2012 (the “JOBS Actˮ), because we are taking advantage of
the exemptions contained in the JOBS Act. We will remain an emerging growth company until, subject to certain conditions, the earlier of (1) the last day of
the fiscal year (a) following the fifth anniversary of the completion of our initial public offering, (b) in which we have total annual gross revenue of at least
$1.0 billion, or (c) in which we are deemed to be a large accelerated filer, which means the market value of our ordinary shares that is held by non-affiliates
exceeds $700.0 million as of the prior June 30, and (2) the date on which we have issued more than $1.0 billion in non-convertible debt during the prior three-
year period.

To date, our independent public accountant has never conducted a review of our internal control for the purpose of providing the reports required by
these rules. During the course of our review and testing, we may identify deficiencies and be unable to remediate them before we must provide the required
reports. Furthermore, if we have a material weakness in our internal controls over financial reporting, we may not detect errors on a timely basis and our
financial statements may be materially misstated. We or our independent registered public accounting firm may not be able to conclude on an ongoing basis
that we have effective internal control over financial reporting, which could harm our operating results, cause investors to lose confidence in our reported
financial information and cause the trading price of our stock to fall.

To  build  our  finance  infrastructure,  we  may  need  to  improve  our  accounting  systems,  disclosure  policies,  procedures  and  controls.  If  we  are
unsuccessful in building an appropriate accounting infrastructure, we may not be able to prepare and disclose, in a timely manner, our financial statements
and other required disclosures, or comply with existing or new reporting requirements. Any failure to report our financial results on an accurate and timely
basis could result in sanctions, lawsuits, delisting of our shares from the Nasdaq Capital Market or other adverse consequences that would materially harm our
business. If we cannot provide reliable financial reports or prevent fraud, our business and results of operations could be harmed and investors could lose
confidence in our reported financial information.

We will need to significantly increase the size of our organization, and we may experience difficulties in managing growth.

We  may  experience  rapid  and  substantial  growth  in  order  to  achieve  our  operating  plans,  which  will  place  a  strain  on  our  human  and  capital
resources. Successful implementation of our business plan will require management of growth, which will result in an increase in the level of responsibility
for management personnel. We currently have a relatively small number of employees and, in the event we continue the clinical development of Aramchol
into  Phase  III  pivotal  study  independently,  we  will  need  to  substantially  increase  our  operations,  including  expanding  our  employee  base  of  managerial,
operational, clinical and financial personnel. Any future growth will impose significant added responsibilities on members of management, including the need
to identify, recruit, maintain and integrate additional employees. To that end, we must be able to, among other things:

· manage our clinical trials and the regulatory process effectively;

29

 
 
 
 
 
 
 
 
 
 
 
 
·

·

·

develop our administrative, accounting and management information systems and controls;

hire and train additional qualified personnel; and

integrate current and additional management, administrative, financial and sales and marketing personnel.

If  we  are  unable  to  establish,  scale-up  and  implement  improvements  to  our  control  systems  in  an  efficient  or  timely  manner,  or  if  we  encounter
deficiencies in existing systems and controls, investors may choose not to invest in us, which could cause our share price to decline and negatively impact our
ability to successfully commercialize Aramchol and any future product candidates.

Failure to attract and retain sufficient numbers of talented employees will further strain our human resources and could impede our growth or result
in ineffective growth. If we are unable to manage our growth effectively, our losses could materially increase and it will have a material adverse effect on our
business, results of operations and financial condition.

Our business, including our ability to raise capital, may be affected by macroeconomic conditions.

A deterioration in global economic conditions and uncertainties may have an adverse effect on our business. For instance, interest rates, the liquidity
of  the  credit  markets  and  the  volatility  of  the  capital  markets  could  also  affect  the  value  of  our  investments,  if  any,  and  our  ability  to  liquidate  such
investments  in  order  to  fund  our  operations.  Interest  rates  and  the  ability  to  access  credit  markets  could  also  adversely  affect  the  ability  of  patients  and
distributors to purchase, pay for and effectively distribute Aramchol and any future product candidates.

In addition, we rely and intend to rely on third-parties, including our clinical research organizations, third-party manufacturers and second source
suppliers, and certain other important vendors and consultants. As a result of volatile and unpredictable global economic situations, there may be a disruption
or delay in the performance of our third-party contractors and suppliers. If such third-parties are unable to satisfy their contractual commitments to us, our
business could be severely adversely affected.

The Israeli Ministry of Health permits the conduct of multiple biopsies under restricted conditions

On March 9, 2015, we announced that we had begun the enrollment stage of our Phase IIb ARREST Study of Aramchol in 247 biopsy-diagnosed
patients  with  NASH  who  are  overweight  or  obese  and  have  pre  diabetes  or  type  II  diabetes  mellitus.  The  primary  endpoint  of  the  study  is  a  significant
reduction of liver fat, as measured by magnetic resonance spectroscopy (“MRSˮ), which is a noninvasive and sensitive method for quantification the amount
of fat in the liver. The main secondary endpoints of the ARREST Study include fibrosis improvement and resolution of NASH in biopsies, which can be
assessed only at the completion of the study and by repeated liver biopsy. We are conducting a portion of our ARREST Study in Israel. Although the Israeli
Ministry of Health has granted us approval to conduct our ARREST Study including patients that underwent a liver biopsy independently and previously to
the study (as warranted by their medical condition), it has taken exception to the necessity of conducting a second biopsy at the end of the trial period, as
specified  by  the  trial  protocol. As  this  position  is  inconsistent  with  the  already  established  guidance  by  the  FDA  and  the  EMA,  it  was  unexpected.  After
conducting a close dialogue with the Israeli Ministry of Health, in September 2016, the Israeli Ministry of health released a general guidance, which allowed
performance of biopsies as part of clinical trials conducted in Israel subject to compliance with met criteria. However, 26 patients from Israel, eligible for an
end of study biopsy, did not perform the second biopsy. We have defined in our statistical analysis plan (SAP) an analysis set for liver biopsy data which will
not include Israeli participants that are lacking the pair of biopsies due to regulatory limitation.

30

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Additional clinical trials may divert a significant amount of Company resources and may ultimately be unsuccessful.

In 2016, we announced we entered into several agreements to expand our clinical operations for Aramchol to multiple other indications in order to
expand our pipeline, commercial potential and ultimately de-risk the Company for the success of any one given trial. However, to date the initiation of the
Vitamin D Study (as defined below) and the microbiome Research (as defined below) have been postponed.

Risks Related to Our Reliance on Third Parties

We have no manufacturing capacity and anticipate reliance on third-party manufacturers for Aramchol.

We do not currently operate manufacturing facilities for the production of Aramchol or its API. We still have not, and may never, develop facilities
for the manufacture of product candidates or products for clinical trials or commercial purposes. We rely, and for the foreseeable future, will continue to rely,
on  third-party  manufacturers  to  produce  bulk  drug  products  required  for  our  clinical  trials.  We  plan  to  initially  rely  upon  contract  manufacturers  and,
potentially, collaboration partners, to manufacture commercial quantities of Aramchol and any future product candidates, if and when approved for marketing
by the applicable regulatory authorities. Our contract manufacturers have not completed process validation for Aramchol or the Aramchol API manufacturing
processes.  If  our  contract  manufacturers  and  their  facilities,  as  applicable,  are  not  approved  by  the  FDA,  or  other  applicable  regulatory  authorities,  our
commercial supply of the drug substance will be significantly delayed and may result in significant additional costs. We purchase finished Aramchol from a
third-party under a clinical supply agreement. If we will be required to change the finished product manufacturer, we may encounter significant delay and
likely significant additional cost.

A failure by our contract manufacturer to achieve and maintain high manufacturing standards, in accordance with applicable good manufacturing
practices  and  other  applicable  regulatory  requirements  could  result  in  patient  injury  or  death,  product  shortages,  product  recalls  or  withdrawals,  delays  or
failures  in  product  testing  or  delivery,  cost  overruns  or  other  problems  that  could  seriously  harm  our  business.  Contract  manufacturers  often  encounter
difficulties involving production yields, quality control and quality assurance, as well as shortages of qualified personnel.

Our  existing  manufacturers  and  any  future  contract  manufacturers  may  not  perform  as  agreed  or  may  not  remain  in  the  contract  manufacturing
business.  In  the  event  of  a  natural  disaster,  business  failure,  strike  or  other  difficulty,  we  may  be  unable  to  replace  a  third-party  manufacturer  in  a  timely
manner and the production of Aramchol would be interrupted, resulting in delays and additional costs.

We intend to rely primarily on third parties to market and sell Aramchol.

We have no sales or distribution capabilities. To the extent we rely on third parties to commercialize Aramchol, if marketing approval is obtained, we
may receive less revenue than if we commercialize Aramchol ourselves. In addition, we would have less control over the sales efforts of any third parties
involved  in  our  commercialization  efforts.  In  the  event  we  are  unable  to  collaborate  with  a  third-party  marketing  and  sales  organization  to  commercialize
Aramchol, particularly for broader patient populations, our ability to generate revenue will be limited.

Although we may ultimately develop a marketing and sales force with technical expertise and supporting distribution capabilities in the longer term,
we do not currently intend to do so and, as such, we will be unable to market Aramchol directly in the near future. To promote any of our potential products
through third parties, we will have to locate acceptable third parties for these functions and enter into agreements with them on acceptable terms, and we may
not be able to do so. Any third-party arrangements we are able to enter into may result in lower revenues than we could achieve by directly marketing and
selling our potential products. In addition, to the extent that we depend on third parties for marketing and distribution, any revenues we receive will depend
upon the efforts of such third parties, as well as the terms of our agreements with such third parties, which cannot be predicted in most cases at this time. As a
result, we might not be able to market and sell Aramchol in the United States or overseas, which would have a material adverse effect on us.

31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Any  collaboration  arrangements  that  we  may  enter  into  in  the  future  may  not  be  successful,  which  could  adversely  affect  our  ability  to  develop  and
commercialize our current and potential future product candidates.

We  intend  to  seek  collaboration  arrangements  with  pharmaceutical  or  biotechnology  companies  for  the  continued  development  and
commercialization of our current and potential future product candidates. We will face, to the extent that we decide to enter into collaboration agreements,
significant competition in seeking appropriate collaborators. Moreover, collaboration arrangements are complex and time consuming to negotiate, document
and  implement.  We  may  not  be  successful  in  our  efforts  to  establish  and  implement  collaborations  or  other  alternative  arrangements.  The  terms  of  any
collaborations or other arrangements that we may establish may not be favorable to us.

Any future collaborations that we enter into may not be successful. The success of our collaboration arrangements will depend heavily on the efforts
and activities of our collaborators. Collaborators generally have significant discretion in determining the efforts and resources that they will apply to these
collaborations.  Disagreements  between  parties  to  a  collaboration  arrangement  regarding  clinical  development  and  commercialization  matters  can  lead  to
delays  in  the  development  process  or  commercializing  the  applicable  product  candidate  and,  in  some  cases,  termination  of  the  collaboration  arrangement.
These disagreements can be difficult to resolve if neither of the parties has final decision making authority. Moreover, collaborations with pharmaceutical or
biotechnology companies and other third parties are often terminated or allowed to expire by the other party. Any lack of effort or ability by our collaborators
or any such disagreement, termination or expiration could adversely affect us financially and could harm our business reputation.

We depend on third parties to conduct our clinical trials.

We rely on third parties, such as contract research organizations, medical institutions, clinical investigators and contract laboratories to oversee most
of the operations of our clinical trials and to perform data collection and analysis. As a result, we may face additional delays outside of our control if these
parties do not perform their obligations in a timely fashion or in accordance with regulatory requirements. If these third parties do not successfully carry out
their contractual duties or obligations and meet expected deadlines, if they need to be replaced, or if the quality or accuracy of the clinical data they obtain is
compromised due to the failure to adhere to our clinical protocols or for other reasons, our financial results and the commercial prospects for Aramchol or any
other potential product candidates could be harmed, our costs could increase and our ability to obtain regulatory approval and commence product sales could
be delayed.

Risks Related to Our Intellectual Property

The  failure  to  obtain  or  maintain  patents,  licensing  agreements  and  other  intellectual  property  rights  that  are  sufficiently  broad  and  protective  could
impact our ability to compete effectively.

To compete effectively, we must develop and maintain a proprietary position with regard to our own technologies, intellectual property, licensing
agreements, product candidates and business. Legal standards relating to the validity and scope of claims in the biotechnology and biopharmaceutical fields
are  still  evolving.  We  cannot  predict  the  scope  and  extent  of  patent  protection  for  Aramchol  because  the  patent  positions  of  pharmaceutical  products  are
complex and uncertain. Therefore, the degree of future protection for our proprietary rights in our core technologies and any product candidates or products
that might be developed using these technologies is also uncertain. The risks and uncertainties that we face with respect to our patents and other proprietary
rights include, but are not limited to, the following:

·

·

·

while the patents we own have been issued, pending patent applications we have filed may not result in issued patents or may take longer
than we expect to result in issued patents;

we may be subject to interference, reexamination, inter pares review, or post-grant review proceedings in the U.S.;

we may be subject to opposition proceedings in certain foreign countries;

32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
·

·

·

·

·

·

·

·

·

·

·

·

·

any patents that are issued may not provide meaningful protection for any significant period of time, if at all;

any issued patents may not be broad or strong enough to prevent competition from other products including identical or similar products;

we may not be able to develop additional proprietary technologies that are patentable;

there may be prior art of which we are not aware that may affect the validity or enforceability of a patent claim;

there  may  be  other  patents  or  pending  patent  applications  existing  in  the  patent  landscape  that  will  affect  our  freedom  to  operate  for
Aramchol;

other companies may challenge and invalidate patents licensed or issued to us or our customers;

a court could determine that a competitor’s technology or product does not infringe our patents;

other companies may independently develop similar or alternative technologies, or duplicate our technologies;

other companies may design around technologies we have licensed or developed;

if  we  are  not  awarded  patents  or  if  issued  patents  expire  or  are  declared  invalid  or  not  infringed,  there  may  be  no  protections  against
competitors making generic equivalents;

enforcement of patents is complex, uncertain and expensive, and our patents may be found invalid or enforceable;

our  patents  could  irretrievably  lapse  due  to  failure  to  pay  fees  or  otherwise  comply  with  regulations,  or  could  be  subject  to  compulsory
licensing; and

if  we  encounter  delays  in  our  development  or  clinical  trials,  the  period  of  time  during  which  we  could  market  Aramchol  under  patent
protection would be reduced.

We  cannot  be  certain  that  patents  will  be  issued  as  a  result  of  any  of  our  pending  applications,  and  we  cannot  be  certain  that  any  of  our  issued
patents, whether issued pursuant to our pending applications or licensed from third parties, will give us adequate protection from competing products. For
example,  issued  patents  may  be  circumvented  or  challenged,  declared  invalid  or  unenforceable,  or  narrowed  in  scope.  In  addition,  because  publication  of
discoveries in the scientific or patent literature often lags behind actual discoveries, we cannot be certain that we were the first to make our inventions or to
file patent applications covering those inventions. If any of our composition of matter patents, or pending applications, was subject to a successful challenge
or  failed  to  issue,  our  business  and  competitive  advantage  could  be  significantly  affected.  Our  current  patents  will  expire  or  they  may  otherwise  cease  to
provide meaningful competitive advantage, and we may be unable to adequately develop new technologies and obtain future patent protection to preserve our
competitive advantage or avoid adverse effects on our business.

The composition of matter patents pertaining to Aramchol will expire on March 25, 2019 worldwide outside of Israel and on April 8, 2018 in Israel.
We do not expect that we will be able to submit an NDA seeking approval of Aramchol prior to the composition of matter patents’ expiration date. However,
because Aramchol is regarded as a new chemical entity (“NCEˮ), following approval of an NDA, if we are the first applicant to obtain NDA approval, we
may be entitled to up to five years of patent term extension in the United States with respect to such NCE, and provided that the use patent with respect to
Aramchol in the treatment of fatty liver will still be in force when the approval of the NDA is received from the FDA. The non-extended patent term for such
use patent, is due to expire on April 15, 2022 worldwide and on April 17, 2021 in Israel. The U.S. patent was extended by a patent term adjustment of 567
days,  resulting  in  an  effective  expiration  date  in  the  U.S.  of  November  3,  2023.  Analogous  mechanisms  for  protecting  the  interests  of  innovator  drug
companies to compensate for regulatory review and other hurdles they must overcome, of varying duration, may be available in Europe and other foreign
jurisdictions. In addition, a term of data exclusivity of up to 5 years will be available for the first approved clinical use of this NCE in the U.S. and for longer
periods in other jurisdictions, if Aramchol receives regulatory approval. Although the Company believes that it may be able to protect its exclusivity in its
field  of  activity  through  such  use  patent  portfolio  and  such  period  of  exclusivity,  the  lack  of  composition  of  matter  patent  protection  may  diminish  the
Company’s  ability  to  maintain  a  proprietary  position  for  its  intended  uses  of  Aramchol.  Moreover,  the  Company  cannot  be  certain  that  it  will  be  the  first
applicant to obtain an FDA approval for any indication of Aramchol and it cannot be certain that it will be entitled to NCE exclusivity. Such diminution of
Aramchol’s proprietary position could have a material adverse effect on our business, results of operation and financial condition.

33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Others may obtain issued patents that could prevent us from commercializing Aramchol and any future product candidates or require us to obtain
licenses requiring the payment of significant fees or royalties in order to enable us to conduct our business. As to those patents that we have licensed, our
rights depend on maintaining our obligations to the licensor under the applicable license agreement, and we may be unable to do so.

In addition to patents and patent applications, we depend upon trade secrets and proprietary know-how to protect our proprietary technology. We
require our employees, consultants, advisors and collaborators to enter into confidentiality agreements that prohibit the disclosure of confidential information
to any other parties. We also require our employees and consultants to disclose and assign to us their ideas, developments, discoveries and inventions. These
agreements may not, however, provide adequate protection for our trade secrets, know-how or other proprietary information in the event of any unauthorized
use or disclosure.

Our  potential  development  of  Aramchol  salts  may  not  result  in  improved  bioavailability  compared  to  the  existing  form  of  Aramchol.  Furthermore,
although we have submitted patent applications for our Aramchol salts in development, there is no assurance that we will receive any patents for them,
and even if we receive one or more patents for our Aramchol salts in development, they may be of little or no commercial value.

As  part  of  our  research  and  development  studies,  we  have  confirmed  that  several  Aramchol  salts  have  improved  solubility  as  compared  to  the
existing  form  of  Aramchol  acid.  In  2014,  we  submitted  new  patent  applications  to  protect  such  salts.  Should  we  decide  to  develop  the  formulations  of
Aramchol salts, we will need to conduct an appropriate bioequivalence study, or studies, of the biological equivalence of two proprietary preparations of a
drug.

If we commence animal PK studies and formulation development in order to test the bioavailability of the Aramchol salt compounds, the results
might not support the claims sought by us. Success in our earlier pre-formulation studies does not ensure that later studies will be successful, and the results
of later studies may not replicate the results of our prior pre-formation studies. Furthermore, either or both of the animal PK and formulation development
studies may fail to demonstrate that the Aramchol salts result in an improvement in solubility and bioavailability. Any such failure may cause us to abandon
the Aramchol salt compounds and may delay development of other product candidates. If the animal PK studies do not support our claims, the completion of
development of such potential product candidates may be significantly delayed or abandoned, which will significantly impair our ability to generate revenues
and will materially adversely affect our results of operations.

There can be no assurance that the U.S. Patent and Trademark Office (the “USPTOˮ), will issue any patents based on the patent applications that we
submitted to protect our Aramchol salts, nor, should the USPTO issue any patents to us with respect to the Aramchol salts, that we will be provided with
adequate protection against potentially competitive products. Furthermore, if the USPTO issues us one or more patents for the Aramchol salts, there can be no
assurance  that  the  issued  patents  will  be  of  any  commercial  value,  or  that  private  parties  or  competitors  will  not  successfully  challenge  these  patents  or
circumvent  these  patents  in  the  United  States  or  their  counterparts  abroad.  In  the  absence  of  adequate  patent  protection,  our  business  may  be  adversely
affected by competitors who develop comparable technology or products.

We may not be able to enforce our intellectual property rights throughout the world. This risk is exacerbated for us because we expect Aramchol will be
manufactured and used in a number of foreign countries.

The laws of some foreign countries do not protect intellectual property rights to the same extent as the laws of the United States. Many companies
have encountered significant problems in protecting and defending intellectual property rights in certain foreign jurisdictions. This risk is exacerbated for us
because we expect Aramchol will be manufactured and used in a number of foreign countries.

34

 
 
 
 
 
 
 
 
 
 
 
 
The  legal  systems  of  some  countries,  particularly  developing  countries,  do  not  favor  the  enforcement  of  patents  and  other  intellectual  property
protection, especially those relating to life sciences. This could make it difficult for us to stop the infringement of our other intellectual property rights. For
example,  several  foreign  countries  have  compulsory  licensing  laws  under  which  a  patent  owner  must  grant  licenses  to  third  parties.  In  addition,  some
countries limit the enforceability of patents against third parties, including government agencies or government contractors. In these countries, patents may
provide limited or no benefit.

Although  most  jurisdictions  in  which  the  Company  has  applied  for,  intends  to  apply  for,  or  has  been  issued  patents  have  patent  protection  laws
similar to those of the United States, some of them do not. For example, the Company expects to do business in South America, Eurasia, China and Indochina
in  the  future  and  the  countries  in  these  regions  may  not  provide  the  same  or  similar  protection  as  that  provided  in  the  United  States.  Additionally,  due  to
uncertainty in patent protection law, the Company has not filed applications in many countries where significant markets exist, including South American
countries, Eurasian countries, African countries and Taiwan.

Proceedings  to  enforce  our  patent  rights  in  foreign  jurisdictions  could  result  in  substantial  costs  and  divert  our  efforts  and  attention  from  other
aspects of our business. Accordingly, our efforts to protect our intellectual property rights in such countries may be inadequate. In addition, changes in the law
and  legal  decisions  by  courts  in  the  United  States  and  foreign  countries  may  affect  our  ability  to  obtain  adequate  protection  for  our  technology  and  the
enforcement of intellectual property.

We may be unable to protect the intellectual property rights of third parties from whom we may license certain of our intellectual property or with whom
we  have  entered  into  other  strategic  relationships,  which  could  have  a  material  adverse  effect  on  our  business,  results  of  operations  and  financial
condition.

Certain of our intellectual property rights may be licensed from third parties, including universities and strategic partners. Such third parties may
determine not to or fail to protect the intellectual property rights that we license from them and we may be unable to defend such intellectual property rights
on our own or we may have to undertake costly litigation to defend the intellectual property rights of such third parties. There can be no assurances that we
will continue to have proprietary rights to any of the intellectual property that we license from such third parties or otherwise have the right to use through
similar strategic relationships. Any loss or limitations on use with respect to such intellectual property licensed from third parties or otherwise obtained from
third parties with whom we have entered into strategic relationships could have a material adverse effect on our business, results of operations and financial
condition.

We may infringe the intellectual property rights of others, which may prevent or delay Aramchol or any future product candidate's development efforts
and stop us from commercializing, or increase the costs of commercializing, Aramchol or any future product candidates.

Our commercial success depends significantly on our ability to operate without infringing the patents and other intellectual property rights of third
parties. For example, there could be issued patents of which we are not aware that Aramchol infringe. There also could be patents that we believe we do not
infringe, but that we may ultimately be found to infringe. Moreover, patent applications are in some cases maintained in secrecy until patents are issued. The
publication of discoveries in the scientific or patent literature frequently occurs substantially later than the date on which the underlying discoveries were
made and patent applications were filed. Because patents can take many years to issue, there may be currently pending applications of which we are unaware
that may later result in issued patents that Aramchol infringe. For example, pending applications may exist that provide support or can be amended to provide
support for a claim that results in an issued patent that Aramchol infringes.

Third parties may assert that we are employing their proprietary technology without authorization. If a court held that any third-party patents are
valid, enforceable and cover Aramchol and any future product candidates or their use, the holders of any of these patents may be able to block our ability to
commercialize Aramchol and any future product candidates unless we obtained a license under the applicable patents, or until the patents expire. In addition
to litigation proceedings which may be filed against us, we may not be able to enter into licensing arrangements or make other arrangements at a reasonable
cost or on reasonable terms. Any inability to secure licenses or alternative technology could result in delays in the introduction of Aramchol or any future
product candidates or lead to prohibition of the manufacture or sale of products by us.

35

 
 
 
 
 
 
 
 
 
 
 
 
We may be unable to adequately prevent disclosure and unauthorized use of trade secrets and other proprietary information by third parties.

Our ability to obtain and maintain patent protection and trade secret protection for our intellectual property and proprietary technologies, Aramchol
and any future product candidates and their uses is important to our commercial success. We rely on a combination of patent, copyright, trademark and trade
secret  laws,  non-disclosure  and  confidentiality  agreements,  licenses,  assignment  of  inventions  agreements  and  other  restrictions  on  disclosure  and  use  to
protect our intellectual property rights.

We also rely on trade secrets to protect our proprietary know-how and technological advances, especially where we do not believe patent protection
is appropriate or obtainable. However, trade secrets are difficult to protect. We rely in part on confidentiality agreements with our employees, consultants,
outside scientific collaborators, sponsored researchers and other advisors to protect our trade secrets and other proprietary information. These agreements may
not effectively prevent disclosure of confidential information and may not provide an adequate remedy in the event of unauthorized disclosure of confidential
information.  In  addition,  others  may  independently  discover  our  trade  secrets  and  proprietary  information.  Costly  and  time-consuming  litigation  could  be
necessary to enforce and determine the scope of our proprietary rights. Failure to obtain or maintain trade secret protection could enable competitors to use
our proprietary information to develop products that compete with Aramchol or any future product candidates or cause additional material adverse effects
upon our competitive business position.

We cannot be certain that the steps that we have taken will prevent the misappropriation or other violation of our confidential information and other
intellectual property, particularly in foreign countries in which laws may not protect our proprietary rights as fully as in the United States and other developed
economies. Moreover, if we lose any key personnel, we may not be able to prevent the unauthorized disclosure or use of our technical knowledge or other
trade secrets by those former employees. If we are unable to maintain the security of our proprietary technology, this could materially adversely affect our
competitive advantage, business and results of operations.

Under applicable U.S. and Israeli law, we may not be able to enforce covenants not to compete and therefore may be unable to prevent our competitors
from benefiting from the expertise of some of our former employees. In addition, employees may be entitled to seek compensation for their inventions
irrespective of their agreements with us, which in turn could impact our future profitability.

We generally enter into non-competition agreements with our employees and certain key consultants, or our employment and consulting agreements
contain non-competition provisions. These agreements, to the extent they are in place and in effect, prohibit our employees and certain key consultants, if they
cease working for us, from competing directly with us or working for our competitors or clients for a limited period of time. We may be unable to enforce
these agreements under the laws of the jurisdictions in which our employees work and it may be difficult for us to restrict our competitors from benefitting
from  the  expertise  our  former  employees  or  consultants  developed  while  working  for  us.  For  example,  Israeli  courts  have  required  employers  seeking  to
enforce non-compete undertakings of a former employee to demonstrate that the competitive activities of the former employee will harm one of a limited
number  of  material  interests  of  the  employer  which  have  been  recognized  by  the  courts,  such  as  the  secrecy  of  a  company’s  confidential  commercial
information  or  the  protection  of  its  intellectual  property.  If  we  cannot  demonstrate  that  such  interests  will  be  harmed,  we  may  be  unable  to  prevent  our
competitors from benefiting from the expertise of our former employees or consultants and our ability to remain competitive may be diminished.

In addition, under the Israeli Patent Law, 5727-1967 (the “Patent Lawˮ), inventions conceived by an employee in the course and as a result of or
arising from his or her employment with a company are regarded as “service inventions,” which belong to the employer, absent a specific agreement between
the  employee  and  employer  giving  the  employee  service  invention  rights.  The  Patent  Law  also  provides  that  if  there  is  no  such  agreement  between  an
employer and an employee, the Israeli Compensation and Royalties Committee (the “Committeeˮ), a body constituted under the Patent Law, shall determine
whether the employee is entitled to remuneration for his inventions. Recent case law clarifies that the right to receive consideration for “service inventions”
can be waived by the employee and that in certain circumstances, such waiver does not necessarily have to be explicit. The Committee will examine, on a
case-by-case  basis,  the  general  contractual  framework  between  the  parties,  using  interpretation  rules  of  the  general  Israeli  contract  laws.  Further,  the
Committee has not yet determined one specific formula for calculating this remuneration (but rather uses the criteria specified in the Patent Law). Although
we generally enter into assignment-of-invention agreements with our employees pursuant to which such individuals assign to us all rights to any inventions
created in the scope of their employment or engagement with us, we may face claims demanding remuneration in consideration for assigned inventions. As a
consequence of such claims, we could be required to pay additional remuneration or royalties to our current and former employees, or be forced to litigate
such claims, which could negatively affect our business.

36

 
 
 
 
 
 
 
 
 
 
 
Any lawsuits relating to infringement of intellectual property rights necessary to defend ourselves or enforce our rights will be costly and time consuming.

We may be required to initiate litigation to enforce our rights or defend our activities in response to alleged infringement of a third-party. In addition,
we may be sued by others who hold intellectual property rights and who claim that their rights are infringed by Aramchol or any of our future products or
product candidates. These lawsuits can be very time consuming and costly. There is a substantial amount of litigation involving patent and other intellectual
property rights in the biotechnology and pharmaceutical industries generally.

A third-party may claim that we are using inventions claimed by their patents and may go to court to stop us from engaging in our normal operations
and activities, such as research, development and the sale of any future products. Such lawsuits are expensive and would consume time and other resources.
There  is  a  risk  that  such  court  will  decide  that  we  are  infringing  the  third-party’s  patents  and  will  order  us  to  stop  the  activities  claimed  by  the  patents,
redesign our products or processes to avoid infringement or obtain licenses, which may not be available on commercially reasonable terms. In addition, there
is a risk that a court will order us to pay the other party damages for infringement.

Moreover, there is no guarantee that any prevailing patent owner would offer us a license so that we could continue to engage in activities claimed
by the patent, or that such a license, if made available to us, could be acquired on commercially acceptable terms. In addition, third parties may, in the future,
assert other intellectual property infringement claims against us with respect to future product candidates, technologies or other matters.

In addition, our patents and patent applications could face challenges. Any of these challenges, if successful, could result in the invalidation of, or in
a narrowing of the scope of, any of our patents and patent applications subject to challenge. Any of these challenges, regardless of their success, would likely
be time consuming and expensive to defend and resolve and would divert our management’s time and attention.

Changes in patent law could diminish the value of patents in general, thereby impairing our ability to protect Aramchol or any future product candidates.

As is the case with other pharmaceutical companies, our success is heavily dependent on intellectual property, particularly patents. Obtaining and
enforcing  patents  in  the  biopharmaceutical  industry  involve  both  technological  and  legal  complexity.  Therefore,  obtaining  and  enforcing  pharmaceutical
patents is costly, time-consuming and inherently uncertain. In particular, the United States has recently enacted, and is currently implementing, wide-ranging
patent  reform  legislation.  The  United  States  Supreme  Court  has  ruled  on  several  patent  cases  in  recent  years,  and  could  do  so  again  in  the  future,  either
narrowing  the  scope  of  patent  protection  available  in  certain  circumstances  or  weakening  the  rights  of  patent  owners  in  certain  situations.  In  addition  to
increasing uncertainty with regard to our ability to obtain patents in the future, this combination of events has created uncertainty with respect to the value of
patents, once obtained. Depending on decisions by applicable courts and legislatures in the countries in which we may pursue patent protection, including
those of the U.S. Congress, the federal courts and the USPTO, the laws and regulations governing patents and the interpretations of such laws could change in
unpredictable ways that would weaken our ability to obtain new patents or to enforce our existing patents and patents that we might obtain in the future.

Obtaining  and  maintaining  our  patent  protection  depends  on  compliance  with  various  procedural,  documentary,  fee  payment  and  other  requirements
imposed by governmental patent agencies, and our patent protection could be reduced or eliminated for non-compliance with these requirements.

The USPTO and various foreign governmental patent agencies require compliance with a number of procedural, documentary, fee payment and other
provisions  during  the  patent  process.  There  are  situations  in  which  noncompliance  can  result  in  abandonment  or  lapse  of  a  patent  or  patent  application,
resulting in partial or complete loss of patent rights in the relevant jurisdiction. In such an event, competitors might be able to enter the market earlier than
would otherwise have been the case.

37

 
 
 
 
 
 
 
 
 
 
 
 
 
Risks Related to Ownership of Our Ordinary Shares

The market price of our ordinary shares is volatile and you may sustain a complete loss of your investment.

Since our initial public offering, the trading price of our ordinary shares has been volatile and is likely to continue to be volatile. In addition, the
trading volume is and has been volatile and oftentimes relatively illiquid. The following factors, some of which are beyond our control, in addition to other
risk factors described in this section, may have a significant impact on the market price and trading volume of our ordinary shares:

·

·

·

·

·

·

·

·

·

·

·

·

·

·

·

·

·

·

·

·

·

·

delays in existing clinical trials;

inability to obtain the approvals necessary to commence further clinical trials;

unsatisfactory or inconclusive results of clinical trials;

termination of clinical trials;

adverse events in our ongoing clinical trials;

announcements of regulatory approval or the failure to obtain it, or specific label indications or patient populations for its use, or changes or
delays in the regulatory review process;

announcements of therapeutic innovations or new products by us or our competitors;

adverse actions taken by regulatory agencies with respect to our clinical trials, manufacturing supply chain or sales and marketing activities;

changes or developments in laws or regulations applicable to Aramchol;

any adverse changes to our relationship with manufacturers or suppliers;

any product liability actions or intellectual property infringement actions in which we may become involved;

announcements concerning our competitors or the pharmaceutical industry in general;

achievement of expected product sales and profitability or our failure to meet expectations;

our commencement of, or involvement in, litigation;

any major changes in our board of directors (the “Boardˮ), management or other key personnel;

legislation in the United States, Europe and other foreign countries relating to the sale or pricing of pharmaceuticals;

announcements by us of significant strategic partnerships, out-licensing, in-licensing, joint ventures, acquisitions or capital commitments;

expiration or terminations of licenses, research contracts or other collaboration agreements;

public concern as to the safety of drugs we, our licensees or others develop;

success of research and development projects;

variations in our and our competitors’ results of operations;

changes in earnings estimates, cash flow guidance, or recommendations by securities analysts;

38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
·

·

developments by our licensees, if any; and

future issuances of ordinary shares or other securities.

These  factors  and  any  corresponding  price  fluctuations  may  materially  and  adversely  affect  the  market  price  and  trading  volume  of  our  ordinary

shares and result in substantial losses by our investors.

In addition, the stock market in general, and the Nasdaq Capital Market and the market for biotechnology companies in particular, have experienced
extreme  price  and  volume  fluctuations  that  have  often  been  unrelated  or  disproportionate  to  the  operating  performance  of  our  Company  and  that  of  small
companies. Broad market and industry factors may negatively affect the market price of our ordinary shares, regardless of our actual operating performance.
Further, a systemic decline in the financial markets and related factors beyond our control may cause our share price to decline rapidly and unexpectedly.
Price volatility of our ordinary shares might be worse if the trading volume of our ordinary shares is low. Following periods of market volatility or a material
decrease in the value of our common shares, shareholders may institute securities class action litigation. If we were involved in securities litigation, it could
have a substantial cost and divert resources and attention of management from our business, even if we are successful. Future sales of our ordinary shares
could also reduce the market price of such stock. Any adverse determination in litigation could also subject us to significant liabilities.

Moreover, the liquidity of our ordinary shares is limited, not only in terms of the number of shares that can be bought and sold at a given price, but
by delays in the timing of transactions and reduction in security analysts’ and the media’s coverage of us, if any. These factors may result in lower prices for
our  ordinary  shares  than  might  otherwise  be  obtained  and  could  also  result  in  a  larger  spread  between  the  bid  and  ask  prices  for  our  ordinary  shares.  In
addition,  without  a  large  float,  our  ordinary  shares  are  less  liquid  than  the  stock  of  companies  with  broader  public  ownership  and,  as  a  result,  the  trading
prices of our ordinary shares are more volatile. In the absence of an active public trading market, an investor may be unable to liquidate its investment in our
ordinary shares. Trading of a relatively small volume of our ordinary shares may have a greater impact on the trading price of our stock than would be the
case if our public float were larger. We cannot predict the prices at which our ordinary shares will trade in the future.

Our ordinary shares are listed on the Nasdaq Capital Market. As such, we must meet the Nasdaq Capital Market’s continued listing requirements and
other Nasdaq rules, or we may risk delisting. Delisting could negatively affect the price of our ordinary shares, which could make it more difficult for us
to sell securities in a financing and for you to sell your ordinary shares.

Our  ordinary  shares  are  listed  on  the  Nasdaq  Capital  Market.  As  such,  we  are  required  to  meet  the  continued  listing  requirements  of  the  Nasdaq
Capital Market and other Nasdaq rules, including those regarding director independence and independent committee requirements, minimum shareholders’
equity, minimum share price and certain other corporate governance requirements. In particular, we are required to maintain a minimum bid price for our
listed  ordinary  shares  of  $1.00  per  share.  If  we  do  not  meet  these  continued  listing  requirements,  our  ordinary  shares  could  be  delisted.  Delisting  of  our
ordinary shares from the Nasdaq Capital Market would cause us to pursue eligibility for trading on other markets or exchanges, or on the pink sheets. In such
case, our shareholders’ ability to trade, or obtain quotations of the market value of, our ordinary shares would be severely limited because of lower trading
volumes and transaction delays. These factors could contribute to lower prices and larger spreads in the bid and ask prices for our securities. There can be no
assurance  that  our  ordinary  shares,  if  delisted  from  the  Nasdaq  Capital  Market  in  the  future,  would  be  listed  on  a  national  securities  exchange,  a  national
quotation service, the Over-The-Counter Markets or the pink sheets. Delisting from the Nasdaq Capital Market, or even the issuance of a notice of potential
delisting, would also result in negative publicity, make it more difficult for us to raise additional capital, adversely affect the market liquidity of our ordinary
shares, reduce security analysts’ coverage of us and diminish investor, supplier and employee confidence. Additionally, the threat of delisting or a delisting of
our ordinary shares from the Nasdaq Capital Market, could reduce the number of investors willing to hold or acquire our ordinary shares, thereby further
restricting  our  ability  to  obtain  equity  financing,  and  it  could  reduce  our  ability  to  retain,  attract  and  motivate  our  directors,  officers  and  employees.  In
addition, as a consequence of any such delisting, our share price could be negatively affected and our shareholders would likely find it more difficult to sell,
or to obtain accurate quotations as to the prices of, our ordinary shares.

39

 
 
 
 
 
 
 
 
 
 
 
Our  President  and  Chief  Executive  Officer  along  with  our  Chairman  of  the  Board,  or  our  principal  shareholders,  currently  beneficially  own
approximately  35.1%  of  our  outstanding  ordinary  shares.  Therefore,  our  principal  shareholders  will  be  able  to  exert  significant  control  over  matters
submitted to our shareholders for approval.

Our  President  and  Chief  Executive  Officer  along  with  our  Chairman  of  the  Board,  or  our  principal  shareholders,  currently  beneficially  own
approximately 35.1% of our outstanding ordinary shares. Therefore, our principal shareholders will be able to exert significant control over matters submitted
to  our  shareholders  for  approval.  As  a  result,  these  shareholders,  if  they  acted  together,  could  significantly  influence  or  even  unilaterally  approve  matters
requiring  approval  by  our  shareholders,  including  the  election  of  directors  and  the  approval  of  mergers  or  other  business  combination  transactions.  The
interests  of  these  shareholders  may  not  always  coincide  with  our  interests  or  the  interests  of  other  shareholders.  This  significant  concentration  of  share
ownership may adversely affect the trading price for our ordinary shares because investors often perceive disadvantages in owning stock in companies with
controlling shareholders.

Sales of a substantial number of our ordinary shares in the public market could cause our share price to fall.

Sales of a substantial number of our ordinary shares in the public market, or the perception that these sales might occur, could depress the market
price of our ordinary shares and could impair our ability to raise capital through the sale of additional equity securities. We are unable to predict the effect that
sales may have on the prevailing market price of our ordinary shares. Prior to the consummation of our initial public offering and in accordance with the
terms of the Tax Pre-Ruling, the holders of substantially all of our then-outstanding approximately seven million ordinary shares and options agreed not to
sell or dispose of our ordinary shares for a period of two years following the consummation of the Reorganization, subject to certain exceptions. To date, the
lock-up period has expired and substantially all of our outstanding shares are eligible for unrestricted sale. Sales of shares by these shareholders would likely
result in the supply of our ordinary shares far exceeding the demand for our ordinary shares and could have a material adverse effect on the trading price of
our ordinary shares.

Raising additional capital would cause dilution to our existing shareholders, and may restrict our operations or require us to relinquish rights.

We may seek additional capital through a combination of private and public equity offerings, “at-the-market” issuances, equity-linked and structured
transactions,  debt  (straight,  convertible,  or  otherwise)  financings,  collaborations  and  licensing  arrangements.  Under  our  existing  “at  the  market”  equity
offering program (the “ATM Offering”), as of December 31, 2017, we may sell, from time to time, up to approximately $29.0 million of additional ordinary
shares. To the extent that we raise additional capital through the sale of equity or convertible debt securities, your ownership interest will be diluted, and the
terms may include liquidation or other preferences that adversely affect your rights as a shareholder. Debt financing, if available, would result in increased
fixed payment obligations and may involve agreements that include covenants limiting or restricting our ability to take specific actions such as incurring debt,
making capital expenditures or declaring dividends. If we raise additional funds through collaboration, strategic alliance and licensing arrangements with third
parties, we may have to relinquish valuable rights to our technologies, future revenue streams or product candidates, or grant licenses on terms that are not
favorable  to  us.  Depending  upon  market  liquidity  at  the  time,  additional  sales  of  shares  registered  at  any  given  time  could  cause  the  trading  price  of  our
ordinary shares to decline.

Our U.S. shareholders may suffer adverse tax consequences due to our classification as a passive foreign investment company).

Generally, if for any taxable year 75% or more of our gross income is passive income, or at least 50% of our assets are held for the production of, or
produce, passive income, we would be characterized as a passive foreign investment company (“PFICˮ), for U.S. federal income tax purposes. Based upon
our review of our financial data, we believe that we were not a PFIC for our 2017 taxable year and do not expect to be a PFIC for the 2018 taxable year.
Because the PFIC determination is highly fact intensive, there can be no assurance that we will not be a PFIC in 2018 or for any other taxable year. If we were
to be characterized as a PFIC for U.S. federal income tax purposes in any taxable year during which a U.S. Holder (as defined below) owns ordinary shares,
such U.S. Holder could face adverse U.S. federal income tax consequences. For example, such U.S. Holder could be subject to additional taxes and interest
charges upon certain distributions by us and any gain recognized on a sale, exchange or other disposition of our shares, whether or not we continue to be
characterized as a PFIC. One way in which certain of the adverse consequences of PFIC status can be mitigated is for a U.S. Holder to make an election to
treat us as a qualified electing fund (“QEFˮ). A shareholder making the QEF election is required for each taxable year to include in income a pro rata share of
the ordinary earnings and net capital gain of the QEF, subject to a separate election to defer payment of taxes, which deferral is subject to an interest charge.
An election to treat us as a QEF will not be available if we do not provide the information necessary to make such an election. It is not expected that a U.S.
Holder will be able to make a QEF election because we do not intend to provide U.S. Holders with the information necessary to make a QEF election. See
also “Item 10. Additional Information—E. Taxation— Certain U.S. Federal Income Tax Considerations.”

40

 
 
 
 
 
 
 
 
 
 
 
 
If  we  are  unable  to  satisfy  the  requirements  of  Section  404  as  they  apply  to  a  foreign  private  issuer  and  emerging  growth  company,  or  our  internal
controls over financial reporting are not effective, the reliability of our financial statements may be questioned and our share price may suffer.

We became subject to the requirements of the Sarbanes-Oxley Act when our ordinary shares were listed on the Nasdaq Capital Market. Section 404
requires  companies  subject  to  the  reporting  requirements  of  the  U.S.  securities  laws  to  do  a  comprehensive  evaluation  of  its  and  its  subsidiaries’  internal
controls over financial reporting. To comply with this statute, we will be required to document and test our internal control procedures and our management
will be required to assess and issue a report concerning our internal controls over financial reporting. Pursuant to the JOBS Act, we will be classified as an
“emerging  growth  company.”  Under  the  JOBS  Act,  emerging  growth  companies  are  exempt  from  certain  reporting  requirements,  including  the  auditor
attestation  requirements  of  Section  404(b)  of  the  Sarbanes-Oxley  Act.  Under  this  exemption,  our  auditor  will  not  be  required  to  attest  to  and  report  on
management’s assessment of our internal controls over financial reporting during a five year transition period. We will need to prepare for compliance with
Section 404 by strengthening, assessing and testing our system of internal controls to provide the basis for our report. However, the continuous process of
strengthening our internal controls and complying with Section 404 is complicated and time-consuming. Furthermore, as our business continues to grow both
domestically and internationally, our internal controls will become more complex and will require significantly more resources and attention to ensure our
internal  controls  remain  effective  overall.  During  the  course  of  its  testing,  our  management  may  identify  material  weaknesses  or  significant  deficiencies,
which may not be remedied in a timely manner to meet the deadline imposed by the Sarbanes-Oxley Act. If our management cannot favorably assess the
effectiveness  of  our  internal  controls  over  financial  reporting,  or  our  independent  registered  public  accounting  firm  identifies  material  weaknesses  in  our
internal controls, investor confidence in our financial results may weaken, and the market price of our securities may suffer. Nevertheless, as a foreign private
issuer that is an emerging growth company, we are not required to comply with the auditor attestation requirements of Section 404 for up to five fiscal years
after the date of our initial public offering. See “Item 5. Operating and Financial Review and Prospects—Jumpstart Our Business Startups Act of 2012” for
more detail regarding our status as an emerging growth company.

To date, our independent public accountant has never conducted a review of our internal control for the purpose of providing the reports required by
these rules. During the course of our review and testing, we may identify deficiencies and be unable to remediate them before we must provide the required
reports. Furthermore, if we have a material weakness in our internal controls over financial reporting, we may not detect errors on a timely basis and our
financial statements may be materially misstated. We or our independent registered public accounting firm may not be able to conclude on an ongoing basis
that we have effective internal control over financial reporting, which could harm our operating results, cause investors to lose confidence in our reported
financial information and cause the trading price of our stock to fall.

If the securities analysts that currently cover our stock, or will do so in the future, or industry analysts do not publish or cease publishing research or
reports about us, our business or our market, or if they adversely change their recommendations or publish negative reports regarding our business or
our shares, our share price and trading volume could be negatively impacted.

The trading market for our ordinary shares is influenced by the research and reports that industry or securities analysts may publish about us, our
business, our market or our competitors. We do not have any control over these analysts and we cannot provide any assurance that analysts will cover us or
provide favorable coverage. If any of the analysts who do cover, or may cover us in the future, adversely change their recommendation regarding our shares,
or  provide  more  favorable  relative  recommendations  about  our  competitors,  our  share  price  would  likely  decline.  If  any  analyst  who  cover  us  to  cease
coverage of our company or fail to regularly publish reports on us, we could lose visibility in the financial markets, which in turn could negatively impact our
share price or trading volume.

41

 
 
 
 
 
 
 
 
 
Because we do not intend to declare cash dividends on our ordinary shares in the foreseeable future, shareholders must rely on appreciation of the value
of our ordinary shares for any return on their investment.

We  have  never  declared  or  paid  cash  dividends  on  our  ordinary  shares.  We  currently  anticipate  that  we  will  retain  future  earnings  for  the
development, operation and expansion of our business and do not anticipate declaring or paying any cash dividends in the foreseeable future. Moreover, the
Israeli Companies Law, 5759-1999, as amended (the “Companies Lawˮ), imposes certain restrictions on our ability to declare and pay dividends. See “Item 8.
Financial Information—Consolidated Financial Statements and Other Financial Information—Dividend Policy” for additional information.

The requirements associated with being a public company require significant company resources and management attention.

We  are  subject  to  the  reporting  requirements  of  the  Securities  Exchange  Act  of  1934  (the  “Exchange  Actˮ),  the  Sarbanes-Oxley  Act,  the  listing
requirements of the Nasdaq Capital Market, on which our ordinary shares are traded, and other applicable securities rules and regulations. The Exchange Act
requires  that  we  file  periodic  reports  with  respect  to  our  business  and  financial  condition  and  maintain  effective  disclosure  controls  and  procedures  and
internal  control  over  financial  reporting.  In  addition,  subsequent  rules  implemented  by  the  SEC  and  the  Nasdaq  Capital  Market  may  also  impose  various
additional requirements on public companies. As a result, we incurred and will continue to incur additional legal, accounting and other expenses that we did
not incur as a privately-held company, particularly after we are no longer considered an “emerging growth company” as defined in the JOBS Act. Further, the
need to establish the corporate infrastructure demanded of a public company may divert management’s attention from implementing our development plans.
We have made and will continue to make changes to our corporate governance standards, compensation policy, disclosure controls and financial reporting and
accounting systems to meet our reporting obligations and applicable law. The measures we take, however, may not be sufficient to satisfy our obligations as a
public company, which could subject us to delisting of our ordinary shares, fines, sanctions and other regulatory action and potentially civil litigation.

The JOBS Act will allow us to postpone the date by which we must comply with some of the laws and regulations intended to protect investors and to
reduce  the  amount  of  information  we  provide  in  our  reports  filed  with  the  SEC,  which  could  undermine  investor  confidence  in  our  company  and
adversely affect the market price of our ordinary shares.

For  so  long  as  we  remain  an  “emerging  growth  company”  as  defined  in  the  JOBS  Act,  we  intend  to  take  advantage  of  certain  exemptions  from

various requirements that are applicable to public companies that are not “emerging growth companies” including:

·

·

·

·

the provisions of the Sarbanes-Oxley Act requiring that our independent registered public accounting firm provide an attestation report on
the effectiveness of our internal control over financial reporting;

the  “say  on  pay”  provisions  of  the  Dodd-Frank  Wall  Street  Reform  and  Consumer  Protection  Act  of  2010  (the  “Dodd-Frank  Actˮ),
requiring a non-binding shareholder vote to approve compensation of certain executive officers, and the Dodd-Frank Act’s “say on golden
parachute” provisions requiring a non-binding shareholder vote to approve golden parachute arrangements for certain executive officers in
connection with mergers and certain other business combinations and some of the disclosure requirements of the Dodd-Frank Act relating
to compensation of our President and Chief Executive Officer;

any  rules  that  may  be  adopted  by  the  Public  Company  Accounting  Oversight  Board  (the  “PCAOBˮ),  requiring  mandatory  audit  firm
rotation or a supplement to the auditor’s report on the financial statements; and

our ability to furnish two rather than three years of income statements and statements of cash flows in various required filings.

42

 
 
 
 
 
 
 
 
 
 
 
 
 
 
We  cannot  predict  if  investors  will  find  our  ordinary  shares  less  attractive  because  we  may  rely  on  these  exemptions.  If  some  investors  find  our
ordinary shares less attractive as a result, there may be a less active trading market for our ordinary shares, and our share price may become more volatile and
decline.

As  a  “foreign  private  issuer,”  we  are  permitted  to  and  currently  do  follow  certain  home  country  corporate  governance  practices  instead  of  otherwise
applicable  SEC  and  Nasdaq  Capital  Market  requirements,  which  may  result  in  less  protection  than  is  accorded  to  investors  under  rules  applicable  to
domestic U.S. issuers.

As a “foreign private issuer,” we are permitted to, and currently do, follow certain home country corporate governance practices instead of those
otherwise required under the Listing Rules of the Nasdaq Capital Market (the “Nasdaq Listing Rulesˮ), for domestic U.S. issuers. For instance, we currently
follow  home  country  practice  in  Israel  with  regard  to,  among  other  things,  director  nomination  procedure  and  approval  of  compensation  of  officers.  In
addition,  we  may  follow  our  home  country  law  instead  of  the  Nasdaq  Listing  Rules  that  require  that  we  obtain  shareholder  approval  for  certain  dilutive
events,  such  as  the  establishment  or  amendment  of  certain  equity  based  compensation  plans,  an  issuance  that  will  result  in  a  change  of  control  of  the
company, certain transactions other than a public offering involving issuances of a 20% or greater interest in the company, and certain acquisitions of the
stock or assets of another company. Following our home country governance practices as opposed to the requirements that would otherwise apply to a U.S.
company  listed  on  the  Nasdaq  Capital  Market  may  provide  less  protection  to  you  than  what  is  accorded  to  investors  under  the  Nasdaq  Listing  Rules
applicable to domestic U.S. issuers. See “Item 16G. Corporate Governance.”

In addition, as a “foreign private issuer,” we are exempt from the rules and regulations under the Exchange Act related to the furnishing and content
of proxy statements and certain individual executive compensation information, and our officers, directors and principal shareholders are exempt from the
reporting and short-swing profit recovery provisions contained in Section 16 of the Exchange Act. Furthermore, as a “foreign private issuer,” we are also not
subject to the requirements of Regulation FD (Fair Disclosure) promulgated under the Exchange Act. These exemptions and leniencies reduce the frequency
and scope of information and protections to which you are entitled as an investor.

Because  our  ordinary  shares  may  be  a  “penny  stock,”  it  may  be  more  difficult  for  investors  to  sell  their  ordinary  shares,  and  the  market  price  of  our
ordinary shares may be adversely affected.

Our ordinary shares may be a “penny stock” if, among other things, the share price is below $5.00 per share, we are not listed on a national securities
exchange or we have not met certain net tangible asset or average revenue requirements. Broker-dealers who sell penny stocks must provide purchasers of
these stocks with a standardized risk-disclosure document prepared by the SEC. This document provides information about penny stocks and the nature and
level  of  risks  involved  in  investing  in  the  penny-stock  market.  A  broker  must  also  give  a  purchaser,  orally  or  in  writing,  bid  and  offer  quotations  and
information regarding broker and salesperson compensation, make a written determination that the penny stock is a suitable investment for the purchaser, and
obtain  the  purchaser’s  written  agreement  to  the  purchase.  Broker-dealers  must  also  provide  customers  that  hold  penny  stock  in  their  accounts  with  such
broker-dealer a monthly statement containing price and market information relating to the penny stock. If a penny stock is sold to an investor in violation of
the penny stock rules, the investor may be able to cancel its purchase and get its money back.

If applicable, the penny stock rules may make it difficult for investors to sell their ordinary shares. Because of the rules and restrictions applicable to
a penny stock, there is less trading in penny stocks and the market price of our ordinary shares may be adversely affected. Also, many brokers choose not to
participate in penny stock transactions. Accordingly, investors may not always be able to resell their ordinary shares publicly at times and prices that they feel
are appropriate and the market price of our ordinary shares may be adversely affected.

43

 
 
 
 
 
 
 
 
 
 
 
Risks Related to Israeli Law and Our Operations in Israel

Our headquarters and other significant operations are located in Israel and, therefore, our results may be adversely affected by political, economic and
military instability in Israel.

Our  executive  offices  are  located  in  Tel  Aviv,  Israel.  In  addition,  the  majority  of  our  officers  and  directors  are  residents  of  Israel.  Accordingly,
political, economic and military conditions in Israel may directly affect our business. Since the establishment of the State of Israel in 1948, a number of armed
conflicts have taken place between Israel and its neighboring countries. Any hostilities involving Israel or the interruption or curtailment of trade between
Israel and its trading partners could adversely affect our operations and results of operations. In recent years, these have included hostilities between Israel
and  Hezbollah  in  Lebanon  and  Hamas  in  the  Gaza  strip,  both  of  which  resulted  in  rockets  being  fired  into  Israel,  causing  casualties  and  disruption  of
economic activities. In addition, Israel faces threats from more distant neighbors, in particular, Iran.

Since February 2011, riots and uprisings in several countries in the Middle East and neighboring regions have led to severe political instability in
several neighboring states and to a decline in the regional security situation. Such instability may affect the local and global economy, could negatively affect
business conditions and, therefore, could adversely affect our operations. To date, these matters have not had any material effect on our business and results of
operations; however, the regional security situation and worldwide perceptions of it are outside our control, and there can be no assurance that these matters
will  not  negatively  affect  us  in  the  future.  In  addition,  the  political  and  security  situation  in  Israel  may  result  in  parties  with  whom  we  have  agreements
involving  performance  in  Israel  claiming  that  they  are  not  obligated  to  perform  their  commitments  under  those  agreements  pursuant  to  force  majeure
provisions in such agreements.

Our  commercial  insurance  does  not  cover  losses  that  may  occur  as  a  result  of  an  event  associated  with  the  security  situation  in  the  Middle  East.
Although the Israeli government is currently committed to covering the reinstatement value of direct damages that are caused by terrorist attacks or acts of
war, we cannot assure you that this government coverage will be maintained, or if maintained, will be sufficient to compensate us fully for damages incurred.
Any losses or damages incurred by us could have a material adverse effect on our business. Any armed conflicts or political instability in the region would
likely negatively affect business conditions generally and could harm our results of operations.

Further, in the past, the State of Israel and Israeli companies have been subjects of economic boycotts. Several countries still restrict business with
the State of Israel and with Israeli companies. These restrictive laws and policies may have an adverse impact on our operating results, financial condition or
the expansion of our business.

Our operations may be disrupted as a result of the obligation of Israeli citizens to perform military service.

Many Israeli citizens are obligated to perform several days, and in some cases more, of annual military reserve duty until they reach the age of 40 (or
older, for reservists who are officers or who have certain occupations) and, in the event of a military conflict, may be called to active duty. In response to
increases in terrorist activity, there have been periods of significant call-ups of military reservists. It is possible that there will be military reserve duty call-ups
in the future. Our operations could be disrupted by such call- ups, which may include the call-up of our employees or the employees of our Israeli business
partners. Such disruption could materially adversely affect our business, financial condition and results of operations.

Exchange rate fluctuations between the U.S. dollar, Euro and the New Israeli Shekel currencies may negatively affect our earnings.

Our functional currency is the U.S. dollar. We incur expenses in U.S. dollars, Euros and New Israeli Shekels (“NISˮ). As a result, we are exposed to
the risks that the Euro and the NIS may appreciate relative to the U.S. dollar, or, if either the Euro and the NIS devalue relative to the U.S. dollar, that the
inflation rate in the EU and in Israel may exceed such rate of devaluation of the Euro and the NIS, or that the timing of such devaluation may lag behind
inflation  in  the  EU  and  in  Israel.  In  any  such  event,  the  U.S.  dollar  cost  of  our  operations  in  the  EU  and  in  Israel  would  increase  and  our  U.S.  dollar-
denominated results of operations would be adversely affected. The average exchange rate for the year ended December 31, 2017 was $1.00 = Euro 0.89 and
$1.00 = NIS 3.6. We cannot predict any future trends in the rate of inflation in the EU and in Israel or the rate of devaluation, if any, of either the Euro or the
NIS against the U.S. dollar. As of the date hereof, neither the inflation rate in the EU nor in Israel has exceeded the rate of devaluation of the Euro or the NIS,
respectively, during the calendar years, 2014, 2015, 2016 or 2017.

44

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Provisions of Israeli law and our articles of association (“Articlesˮ),  may  delay,  prevent  or  otherwise  impede  a  merger  with,  or  an  acquisition  of,  our
company, which could prevent a change of control, even when the terms of such a transaction are favorable to us and our shareholders.

The Companies Law regulates, among others, mergers, requires tender offers for acquisitions of shares above specified thresholds, requires special
approvals  for  transactions  involving  directors,  officers  or  significant  shareholders  and  regulates  other  matters  that  may  be  relevant  to  such  types  of
transactions. See “Item 10. Additional Information—B. —Mergers and Acquisitions under Israeli Law” for additional information.

Furthermore, Israeli tax considerations may make potential transactions unappealing to us or to our shareholders whose country of residence does not
have  a  tax  treaty  with  Israel  exempting  such  shareholders  from  Israeli  tax.  See  “Item  10.  Additional  Information—E.  Taxation—Certain  Israeli  Tax
Considerations” for additional information.

Moreover,  the  classification  of  our  Board  into  three  classes  with  terms  of  approximately  three  years  each,  per  our  Articles,  the  requirement  of
affirmative vote of at least 75% of the voting rights represented personally or by proxy and voting thereon at a general meeting in order to amend or replace
our Articles and the requirement under the Companies Law to have at least two external directors who cannot readily be removed from office, together with
the  other  provisions  of  the  Articles  and  Israeli  law,  could  deter  or  delay  potential  future  merger,  acquisition,  tender  or  takeover  offers,  proxy  contests  or
changes in control or management of the Company.

It may be difficult to enforce a judgment of a United States court against us, our officers, directors and the Israeli experts named in this annual report in
Israel or the United States, to assert United States securities laws claims in Israel or to serve process on our officers, directors and these experts.

We were and continue to be organized in Israel. Substantially all of our executive officers and directors reside outside of the United States, and all of
our assets and most of the assets of these persons are located outside of the United States. Therefore, a judgment obtained against us, or any of these persons,
including  a  judgment  based  on  the  civil  liability  provisions  of  the  U.S.  federal  securities  laws,  may  not  be  collectible  in  the  United  States  and  may  not
necessarily be enforced by an Israeli court. It also may be difficult to effect service of process on these persons in the United States or to assert U.S. securities
law  claims  in  original  actions  instituted  in  Israel.  Additionally,  it  may  be  difficult  for  an  investor,  or  any  other  person  or  entity,  to  initiate  an  action  with
respect  to  United  States  securities  laws  in  Israel.  Israeli  courts  may  refuse  to  hear  a  claim  based  on  an  alleged  violation  of  United  States  securities  laws
reasoning  that  Israel  is  not  the  most  appropriate  forum  in  which  to  bring  such  a  claim.  In  addition,  even  if  an  Israeli  court  agrees  to  hear  a  claim,  it  may
determine that Israeli law and not United States law is applicable to the claim. If United States law is found to be applicable, the content of applicable United
States  law  must  be  proven  as  a  fact  by  expert  witnesses,  which  can  be  a  time  consuming  and  costly  process.  Certain  matters  of  procedure  will  also  be
governed  by  Israeli  law.  There  is  little  binding  case  law  in  Israel  that  addresses  the  matters  described  above.  As  a  result  of  the  difficulty  associated  with
enforcing a judgment against us in Israel, our shareholders may not be able to collect any damages awarded by either a United States or foreign court.

Your rights, liabilities and responsibilities as a shareholder will be governed by Israeli law and differ in some material respects from those under U.S. law.

Because we are an Israeli company, the rights and responsibilities of our shareholders are governed by our Articles and Israeli law. These rights,
liabilities  and  responsibilities  differ  in  some  material  respects  from  the  rights,  liabilities  and  responsibilities  of  shareholders  in  a  U.S.  corporation.  In
particular, a shareholder of an Israeli company has a duty to act in good faith towards the company and other shareholders and to refrain from abusing his, her
or its power in the company, including, among other things, when voting at the general meeting of shareholders on certain matters. Israeli law provides that
these  duties  are  applicable  to  shareholder  votes  on,  among  other  things,  amendments  to  a  company’s  articles  of  association,  increases  in  a  company’s
authorized share capital, mergers and interested party transactions requiring shareholder approval. In addition, a controlling shareholder, a shareholder who
knows that it possesses the power to determine the outcome of a shareholders’ vote or a shareholder who has the power to appoint or prevent the appointment
of a director or executive officer in the company, has a duty of fairness towards the company. However, Israeli law does not define the substance of this duty
of fairness. There is little case law available to assist in understanding the implications of these provisions that govern shareholder behavior. These provisions
may be interpreted to impose additional obligations and liabilities on holders of our ordinary shares that are not typically imposed on shareholders of U.S.
corporations. See “Item 10. Additional Information—B Memorandum and Articles of Association—Shareholder Duties” for additional information

45

 
 
 
 
 
 
 
 
 
 
 
 
Any of the risk factors referred to above could significantly and negatively affect our business, results of operations or financial condition, which may
reduce our ability to pay dividends and lower the trading price of our ordinary shares. The risks referred to above are not the only ones that may exist.
Additional risks not currently known by us or that we deem immaterial may also impair our business operations.

ITEM 4. Information on the Company.

A. Historical Background and Corporate Structure

Our  Company,  Galmed  Pharmaceuticals  Ltd.,  was  incorporated  in  Israel  on  July  31,  2013  as  a  privately  held  company  and  is  governed  by  the
Companies  Law.  However,  our  business  has  been  operating  since  2000  under  a  different  group  of  companies  established  in  the  same  year  (the  “Groupˮ).
Originally, we operated under the parent company, GHI. GHI held all of the equity rights in and to GTTI. GTTI held all of the equity rights in and to GIL
(other than 0.1% of the share capital held by GHI). GIL held all of the equity rights in and to GMR. Our intellectual property was held by GIL. The research
and development was conducted by GMR as a service to GIL on a cost plus basis. GIL was responsible for all product development.

On  February  2,  2014,  we  underwent  the  Reorganization,  pursuant  to  which  all  of  our  intangible  assets  (including  our  intellectual  property)  were
transferred from GIL to GRD. The Reorganization was effectuated by share transfers and asset transfers, resulting in the Company as the parent company and
100% equity-owner of the following companies: (1) GRD, which holds all the Group’s intellectual property, including the Company’s patent portfolio; (2)
GIL,  which  is  an  inactive  company;  and  (3)  GTTI,  which  was  liquidated  in  2017.  GIL  holds  GMR,  which  became  an  inactive  company  in  2015.  The
Reorganization was conducted in order to simplify our capital structure, reduce our operating cost and to improve our ability to raise funds. Immediately prior
to the Reorganization, all our shareholders collectively held 9,739 ordinary shares of GHI. In connection with the Reorganization, and in accordance with the
Tax Pre-Ruling, we issued to all such shareholders ordinary shares of the Company, such that upon the Reorganization all our shareholders collectively held
7,099,731 ordinary shares of the Company, in the same proportion among all shareholders, which reflected a ratio of 729 ordinary shares of the Company for
each ordinary share of GHI.

The following is a diagram of our corporate structure (following GTTI's liquidation):

46

 
 
 
 
 
 
 
 
 
 
 
On  March  18,  2014,  we  completed  our  initial  public  offering  and  since  then  have  been  listed  on  the  Nasdaq  Capital  Market  under  the  symbol

“GLMD”.

Our principal executive offices and registered office in Israel are located at 16 Tiomkin Street, Tel Aviv, Israel, 6578317 and our telephone number is
+972-3-693-8448.  Our  website  address  is  http://www.galmedpharma.com.  The  information  contained  on,  or  that  can  be  accessed  through,  our  website  is
neither a part of nor incorporated into this annual report. We have included our website address in this annual report solely as an inactive textual reference.
Puglisi & Associates (“Puglisiˮ), serves as our authorized representative in the United States for matters concerning our IPO, our registration statement filing
on Form S-8, our Form F-3, 2016 Agreement and the Sales Agreement. Puglisi’s address is 850 Library Avenue, Newark, Delaware 19711.

We use our website (http://www.galmedpharma.com) as a channel of distribution of Company information. The information we post through this
channel  may  be  deemed  material.  Accordingly,  investors  should  monitor  our  website,  in  addition  to  following  our  press  releases,  SEC  filings  and  public
conference calls and webcasts. The contents of our website are not, however, a part of this annual report.

Other  than  as  described  in  “Item  5.  Operating  and  Financial  Review  and  Prospects—Contractual  Obligations”,  we  have  not  had  any  material
commitments for capital expenditures, including any anticipated material acquisition of plant and equipment or interests in other companies, since January 1,
2014. Additionally, we have not had any material capital divestitures since January 1, 2014.

B. Business Overview

We are a clinical-stage biopharmaceutical company focused on the development of the liver targeted stearoyl-coenzyme A desaturase-1 (“SCD1ˮ)
modulator  Aramchol,  a  first  in  class,  novel,  once-daily,  oral  therapy  for  the  treatment  of  NASH  for  variable  populations,  as  well  as  other  liver  associated
disorders. We believe that our product candidate, Aramchol, has the potential to be a disease modifying treatment for fatty liver disorders, including NASH,
which is a chronic disease that constitutes a large unmet medical need.

Aramchol is a synthetic conjugate of cholic acid, or a type of bile acid, and arachidic acid, or a type of saturated fatty acid, both of which, in their
non-synthetic  forms,  are  naturally  occurring.  The  conjugated  molecule  acts  upon  important  metabolic  pathways,  reducing  fat  accumulation  in  the  liver,
improving  fatty  acid  oxidation  and  regulating  the  transport  of  cholesterol.  The  ability  of  Aramchol  to  decrease  liver  fat  content  may  also  reduce  the
inflammation and fibrosis in the liver and the risk of cardiovascular complications associated with NASH. Pre-clinical studies suggest Aramchol effect on
fibrosis is also direct via collagen production from human hepatic stellate cells. We believe that Aramchol’s ability to reduce liver fat and liver fibrosis and the
safety profile observed to date will enable it to be a safe and effective treatment for all stages of NASH in patients who are overweight or obese and have pre
diabetes or type II diabetes mellitus and prevent the hepatic complications associated therewith.

On February 1, 2015, we began our ARREST Study, a multi-center, randomized, double-blind, placebo-controlled, dose-ranging Phase IIb clinical
trial of Aramchol, in 247 patients who are overweight or obese and have pre diabetes or type II diabetes mellitus and who have been biopsy-diagnosed as
having  NASH.  We  have  initiated  this  study  in  Israel,  Europe,  Latin  America,  China  and  the  United  States  (pursuant  to  an  IND  authorized  by  FDA).  Our
ARREST  Study  for  Aramchol  in  OD  NASH  patients  is  in  accordance  with  the  study  design  recommended  by  the  Medicines  and  Healthcare  Products
Regulatory  Agency  (“MHRAˮ),  and  has  been  deemed  acceptable  by  Bundesinstitut  für  Arzneimittel  und  Medizinprodukte,  a  German  medical  agency
(“BfArMˮ),  and  deemed  satisfactory  by  Agence  nationale  de  sécurité  du  médicament,  a  French  medical  agency  (“ANSMˮ).  The  BfArM  and  ANSM  also
confirmed, in minutes of each of their respective scientific advisory meetings, that if successful, the ARREST Study may serve as a basis for Phase III pivotal
trials of Aramchol. The FDA and MHRA invited us to discuss the next steps in the development of Aramchol after we analyze the results of the ARREST
Study.  If  the  Phase  III  trial(s)  are  successful,  we  intend  to  submit  an  NDA  to  the  FDA  and  an  MAA  to  the  EMA  for  the  approval  of  Aramchol  for  the
treatment  of  NASH  in  the  United  States  and  Europe.  More  information  about  the  ARREST  Study  may  be  found  on  ClinicalTrials.gov  identifier:
NCT02279524.

Originally, we intended to perform a ‘futility analysis’ as part of the ‘interim analysis.’ The futility analysis would have reviewed the data both for
safety  signals  and  determined  whether  subjects  receiving  Aramchol  showed  an  observable  reduction  in  liver  fat  concentration,  as  measured  by  MRS.  The
independent DSMB would have then made a “go/no go” decision based on the MRS data at six months. The absence of significant MRS-related results at the
six month point could have resulted in the termination of the study based on the absence of clinical benefit in the interim review and was therefore considered
a futility analysis.

47

 
 
 
 
 
 
 
 
 
 
 
 
 
However, in light of the FDA and AASLD clinical guidance for the development of diagnostic and therapeutic modalities for the treatment of NASH
published  in  early  2015,  it  has  become  increasingly  clear  that  histological  data  (liver  biopsy)  will  be  absolutely  required  to  seek  regulatory  approval  for
NASH  drugs,  not  merely  MRS  data.  This  conclusion  was  further  supported  by  two  Phase  III  protocols  (the  REGENERATE  Study,  NCT02548351,  and
RESOLVE-IT study- NCT 02704403), which also require fibrosis improvement or resolution of NASH as measured by histological data. As such, the entire
twelve month dataset will be necessary to judge the viability of Aramchol, and potential further development thereof.

Thus, the scope of the interim analysis we conducted after 120 patients in our ARREST Study completed six months of treatment was limited to
analysis  of  safety  related  signals  only,  conducted  by  the  DSMB.  The  interim  analysis  does  not  include  review  of  the  data  with  respect  to  any  efficacy
endpoints. On February 8, 2017, the DSMB met in order to review the accumulated safety data in accordance with a protocol defined safety interim review
and has met periodically thereafter. Following its review of the data, the DSMB recommended continuation of the ARREST Study without changes. The last
DSMB meeting to date occurred on December 6, 2017 and the DSMB recommended continuation of the study without changes.

We have completed randomization into the ARREST Study with 247 randomized patients. Baseline histology of patients enrolled into the ARREST
study demonstrates a population with advanced disease, with 60% having stage 2 and 3 fibrosis at baseline and 70% have NAS>5 .. Top line data from the
ARREST Study are expected to be available during June 2018.

Non-Alcoholic Fatty Liver Disease (NAFLD) / Non-Alcoholic Steato-Hepatitis (NASH)

It is estimated that the global prevalence of Non-Alcoholic Fatty Liver Disease (NAFLD), the precondition to NASH, is approximately 25% in the
general  population  and  much  higher  in  certain  high  risk  groups.  This  disease  is  also  now  recognized  as  one  of  the  most  common  liver  disorders,  and  a
significant growing public health problem. In the US alone, 80-100 million people are said to be affected by NAFLD, and its prevalence is rapidly growing in
parallel with metabolic syndromes, particularly obesity and diabetes.

NAFLD is characterized by the accumulation of fat of 5% or greater in the liver of people who drink alcohol only in moderation, or not at all. There
may  be  numerous  causes  of  NAFLD,  however,  the  disease  is  mostly  associated  with  a  high  fat,  fructose-rich  diet.  Although  NAFLD  is  generally
asymptomatic,  it  is  a  major  risk  factor  for  liver  inflammation  (NASH)  and  scarring  (fibrosis  and  cirrhosis).  In  addition,  NAFLD  is  also  associated  with
metabolic  syndrome  and  cardiovascular  disease.  Currently,  NAFLD  can  only  be  managed  through  lifestyle  improvements,  such  as  weight  reduction  and
physical activity.

NASH is an emerging world crisis impacting an estimated 3% to 5% of the U.S. population and an estimated 2% to 4% globally, and is associated
with increased risk of liver cirrhosis, liver failure, hepatocellular cancer, as well as metabolic and cardiovascular diseases. The major characteristics of NASH
are elevated liver fat, inflammation, ballooning and fibrosis.

48

 
 
 
 
 
 
 
 
 
 
 
 
However, despite the growing need, there are currently no approved therapeutic treatments for NASH. Modification of risk factors, such as obesity
and hyperlipidemia, and proper diabetic control is generally recommended for the treatment of NASH, and the standard of care includes lifestyle changes to
promote weight loss, including low-calorie, low-fat diets and physical activity. Although weight loss can be potentially significant in delaying the progression
of NASH, studies have shown that, for most individuals, it is generally very difficult to maintain over the long-term, even following bariatric surgery.

There are currently no drugs approved by regulatory authorities for the treatment of NASH. Even though certain drugs, such as insulin sensitizers
and  antihyperlipidemic  agents,  are  prescribed  for  some  NASH  patients,  they  are  not  approved  for  the  treatment  of  NASH  and  their  efficacy  has  not  been
proven in adequate and well-controlled clinical studies.

Currently,  it  is  impossible  to  predict  which  of  the  NAFLD  patients  will  deteriorate  to  NASH  as  it  is  unclear  what  causes  NASH  to  develop.
Researchers  are  now  focusing  on  several  factors  that  may  contribute  to  the  development  of  NASH.  Therefore  lifestyle  changes  are  recommended  for  all
patients with NAFLD.

In  2015,  the  FDA  and AASLD  issued  clinical  guidance  for  the  development  of  diagnostic  and  therapeutic  modalities  for  the  treatment  of  NASH
based  on  the  joint  workshop  held  on  September  5-6,  2013.  The  guidance  serves  as  a  broad  framework  for  discussions  with  different  companies  and  the
requirements for pivotal studies for receiving regulatory approval are decided case-by-case depending on the products profile and previous studies results.
The current regulatory path may be inferred from the ongoing pivotal studies. To date, there are several pivotal studies in NASH that are ongoing. These
studies include a histology based interim after 48 or 72 weeks of treatment which is intended for marketing approval while the study continues to a clinical
end-point. The end-points in these studies are either NASH resolution or fibrosis improvement.

There is an exceptionally wide range of estimates regarding the potential commercial market for NASH. This uncertainty stems from (i) the overall
size of the patient population, (ii) the percentage of the addressable market that will be diagnosed and, subsequently, seek treatment, (iii) the ultimate cost of
the  therapies,  (iv)  the  number  of  approved  drugs  for  NASH  and  their  profile.  Some  of  these  factors  cannot  be  known  until  NASH  drugs  begin  to  hit  the
market,  which  based  on  analysts’  estimates,  will  likely  be  2020  at  the  earliest  or  biomarkers  replacing  the  biopsy  diagnosis  are  validated.  Independent
estimates generally estimate a commercial multi billion market in developed countries, though we do not endorse any estimates, which are based on a number
of different underlying assumptions.

Aramchol for NASH

Overview

Our product candidate, Aramchol, is a first-in-class synthetic FABAC which we are developing for once-daily oral treatment for NASH in patients

who are overweight or obese and have prediabetes or type II diabetes mellitus.

Early in its development, Aramchol’s ability to modulate hepatic lipid metabolism was observed and validated in numerous pre-clinical trials with
different  animal  species.  Mice  fed  a  high  fat  diet  and  treated  with  Aramchol  did  not  develop  fatty  liver  as  compared  to  non-treated  mice.  In  these  early
studies, we also observed that the mechanism of this effect was not a result of malabsorption of fat in the intestines because the FABAC-treated mice gained
weight throughout the test periods to a similar degree to the control mice. This led us to conclude that FABAC therapy triggers a beneficial modulation of
intra-hepatic lipid metabolism and reduces liver fat content.

In in-vitro and in vivo studies, Aramchol down regulates the SCD1 enzyme, an enzyme recognized as playing an important role in the metabolism of
fatty  acids.  The  SCD1  enzyme  is  essentially  the  gateway  that  regulates  the  use  and  storage  of  fat  in  the  body  by  converting  saturated  fatty  acids  to
monounsaturated fatty acids. Experimental animal studies showed that complete inhibition of the SCD1 enzyme protects against diet-induced obesity, hepatic
steatosis, or fatty liver, and insulin resistance by instructing the body to use, rather than store, all fatty acids. However, various animal studies have indicated
that such complete SCD1 enzyme inhibition has mechanism based serious side effects, such as atherosclerosis, and eye and skin disorders. As observed by us
in  our  pre-clinical  and  clinical  studies  performed  to  date,  and  subsequently  published  in  the  European  Journal  of  Gastroenterology  and  Hepatology  and
Archives of Medical Research in 2008 and 2010 respectively, one of Aramchol’s unique characteristics is that it down regulates the SCD1 enzyme but does
not inhibit it completely – a partial effect. To date, side effects that have been observed in animals with knock out of SCD1 have not been observed in our
toxicology and clinical studies.

49

 
 
 
 
 
 
 
 
 
 
 
 
 
 
as 

the 

also 

known 

cassette 

regulatory 

cholesterol 

transporter, 

Aramchol  also  has  the  ability  to  up-regulate  ABCA1  and  thereby  induce  “reverse  cholesterol  transport”  in  animal  models.  ABCA1  is  an  ATP-
binding 
of
efflux 
cellular  cholesterol  and  phospholipid  homeostasis.  In  every  cell  of  the  body,  the  LDL  receptor  enables  entry  of  cholesterol  into  the  cell  and  the  ABCA1
transporter  pumps  cholesterol  out  of  the  cell,  where  it  is  carried  by  high-density  lipoprotein  (“HDLˮ),  to  the  liver  to  be  excreted  into  the  intestine.  This
pathway of cholesterol from the cell to the liver is called reverse cholesterol transport and is essential for maintaining cholesterol balance in the body. Excess
LDL, or “bad,” cholesterol is deposited mainly in vascular walls, causing atherosclerosis, a vascular disease in which an artery wall thickens as a result of the
accumulation of calcium and fatty materials, such as cholesterol. Activation of reverse cholesterol transport potentially reduces the bad cholesterol deposited
in  vascular  walls  and  is  therefore  beneficial.  As  published  in  the  Biochemical  Journal,  the  Archives  of  Medical  Research  and  the  Current  Opinion  in
Lipidology in 2006, 2010 and 2014, respectively, in several experimental models in animals, Aramchol has been shown in independent studies to increase
ABCA1 activity by between 300% and 400%, thereby stimulating reverse cholesterol transport, reducing cholesterol levels and preventing atherosclerosis. An
article  in  the  April  2014  issue  of  Biochimie  further  supports  the  importance  of  the  regulation  of  ABCA1-induced  reverse  cholesterol  transport  on  the
pathogenesis of NASH. Furthermore, in our recent non-clinical trials we identified a unique mechanism of Aramchol by which it up regulates the glutathione
levels, thereby facilitating an improved fatty liver oxidation and reduction of reactive oxygen species (“ROS”) to better preserve normal redox homeostasis.

(CERP),  which 

regulator 

protein 

is 

a 

To  better  understand  the  role  of  Aramchol  in  NASH,  we  analyzed  the  effect  of  Aramchol  in  MCD  diet  model.  The  aim  of  this  study  was  to
investigate Aramchol’s mechanism of action and its effect on fibrosis using the methionine- and choline-deficient (MCD) diet model of NASH. We collected
liver and serum from mice fed a MCD diet containing 0.1% methionine (0.1MCD) for four weeks, which developed steatohepatitis and fibrosis, as well as
mice receiving a control diet; the metabolomes and proteomes were determined. 0.1MCD fed mice were given Aramchol (5mg/kg/day for the last 2 weeks);
liver  samples  were  analyzed  histologically.  Aramchol  administration  was  found  to  reduce  features  of  steatohepatitis  and  fibrosis  in  0.1MCD  fed  mice.
Aramchol  downregulated  the  SCD1  enzyme,  a  key  enzyme  involved  in  triglyceride  biosynthesis  whose  loss  enhances  fatty  acid  β-oxidation.  In  addition,
Aramchol increased the flux through the transsulfuration pathway, leading to a rise in glutathione (GSH) and GSH/GSSG ratio, the main cellular antioxidant
that  maintains  intracellular  redox  status.  Comparison  of  the  serum  metabolomic  pattern  between  0.1MCD-fed  mice  and  patients  with  NAFLD  showed  a
substantial overlap. These findings were published in Hepatology Communications, Vol. 1, No. 9, 2017.

As the effect of Aramchol on fibrosis was first reported we further analyzed the direct effect of Aramchol on collagen production and reported down
regulation of collagen production from the hepatic stellate cells (HSCs) by Aramchol. With that we could conclude that Aramchol has potential direct effect
on collagen production and therefore reduces fibrosis indirectly by down regulation of steatosis by reducing the sequence of events but also directly affecting
collagen producing cells. These findings were published in Hepatology Communications, Vol. 1, No. 9, 2017.

These findings led us to further analyze the effect of Aramchol using the Thiocatemide (TAA) rat model. TAA is the most commonly used toxic
agents to induce liver fibrosis. Repeated IP injections of TAA leads to sever fibrosis / cirrhosis. Among all models for fibrosis, the TAA model share multiple
characteristics with human liver fibrosis and is considered to best predict efficacy in humans. Results demonstrated that treatment with Aramchol 5mg/kg,
significantly  prevented  TAA  induced  fibrosis  in  a  dose  dependent  manner.  These  findings  were  presented  at  EASL,  Amsterdam  in  April  2017  (The  anti
Fibrotic effect of Aramchol on liver Fibrosis in TAA animal model).

Phase I Single and Multiple-Dose Study of Aramchol in Healthy Male Volunteers (NCT00776841)

Aramchol was evaluated in two Phase I clinical trials (under a single protocol) to study its safety, tolerability and PK profile in healthy volunteers, in
both  single  and  multiple  dose  administrations.  The  first  Phase  I  clinical  trial  was  an  escalating  single-dose  trial  conducted  in  17  healthy  subjects  testing
Aramchol doses ranging from 30 mg to 900 mg, performed in one center in Israel. The subsequent Phase I clinical trial was a repeated-dose trial conducted
over four days in 25 healthy subjects testing repeated daily doses of Aramchol of 30 mg and 300 mg, performed in one center in Israel. The profiles for the
groups  were  similar  and  the  maximal  plasma  concentration  of  Aramchol  increased  with  the  higher  doses.  The  PK  profile  demonstrated  that  Aramchol  is
suitable at each dose for once-daily administration and there were neither significant adverse events observed in either Phase I trial nor any notable changes in
biochemical, hematologic, cardiovascular or other safety parameters.

50

 
 
 
 
 
 
 
 
 
 
Phase IIA Trial: Aramchol Treatment in NAFLD or NASH Patients (NCT01094158)

In  January  2012,  we  completed  a  60  patient  multi-center,  randomized,  double-blind,  placebo-controlled  Phase  IIA  clinical  trial  of  Aramchol  in
patients with NAFLD or NASH between the ages of 18 and 75 in 12 centers in Israel. The Phase IIA study results were published in July 2014 in the peer-
reviewed Clinical Gastroenterology and Hepatology Journal. The trial was performed in patients with either NAFLD or NASH, which design was deemed
acceptable by the FDA in 2007 at a pre-IND scientific advisory meeting. The trial’s primary efficacy endpoint was a reduction in liver fat content, and did not
consider  inflammation  or  fibrosis,  which  can  be  diagnosed  only  by  liver  biopsy.  We  believe  that  the  short  study  duration  of  three  months  of  treatment
followed by a one-month follow-up period did not warrant repeated biopsies. The trial evaluated the effects on liver fat content of 100 mg and 300 mg once-
daily doses of Aramchol compared to a placebo. At the end of the three month treatment period, statistically significant reductions in liver fat concentration as
measured by MRS were observed in the 300 mg patient group. Specifically, a 12.57% mean liver fat content reduction was observed in the 300 mg group, as
compared to a mean reduction of 2.89% in the 100 mg group and a mean increase of 6.39% in the placebo-treated patients. These results indicate that the
effects  of  Aramchol  are  dose-dependent,  as  demonstrated  in  the  graph  below,  which  presents  the  results  with  respect  to  the  57  patients  who  successfully
completed the entire treatment period (three patients were excluded from data analysis because of one protocol violation and two withdrawal consents).

Relative Change in MRS from Baseline after Three Months of Treatment

The  table  above  shows  that  the  primary  endpoint  of  the  study  was  attained.  The  study  demonstrated  a  statistically  significant,  dose  dependent
reduction in fat content in the livers of patients treated with Aramchol, with a 19% difference between the 300 mg dose group and the placebo group, while
the difference between the 100 mg dose group and the placebo group was not statistically significant. Notably, the minimal effective dose of Aramchol has
been defined.

A non-statistically significant change of approximately 1 Kg in body weight was observed between the 300 mg dose group and the placebo group,

suggesting that weight-loss did not influence the observed reduction in liver fat content experienced in the Aramchol treated groups.

There were no statistically significant differences among the three treatment groups for any of the secondary end points. There was a nonsignificant
trend of mild weight reduction (P=.1) in the high dose Aramchol group. Serum adiponectin levels increased (0.2 ± 1.7 µg/mL) in the high-dose Aramchol
group but decreased in the low-dose (-0.3 ± 1.5 µg/mL) and placebo groups (-0.7 ±_1.3 µg/mL) (P= 0.88 for trend of dose-response relationship by linear
regression). FMD increased non significantly by 1.28% ± 2.92% in the high-dose group, by 0.34% ±3.54% in the low-dose group, and by 0.46% ± 2.28% in
the placebo group.

51

 
 
 
 
 
 
 
 
 
 
 
Adiponectin  is  a  protein  that  modulates  metabolic  processes,  including  the  regulation  of  glucose  levels  and  fatty  acid  breakdown  in  the  body.
Adiponectin has an anti-inflammatory and antifibrotic effect on the liver. Adiponectin deficiency, or low amounts of adiponectin, results in insulin resistance,
glucose intolerance, abnormal levels of fat in the blood and vascular injury, all of which are characteristic of metabolic syndrome. The graph below shows the
change in serum adiponectin levels from baseline during treatment. At the end of the three month treatment period, a non-statistically significant increase in
serum adiponectin levels were observed in the Aramchol treated patient groups, indicating that Aramchol may increases serum adiponectin levels in a dose
dependent manner, suggesting that Aramchol may act as a protective factor for the prevention of metabolic syndrome, as increased serum adiponectin is itself
such an independent protective factor.

Change in Serum Adiponectin Levels from Baseline during Three Months of Treatment

The arterial endothelium is a target for the atherosclerotic process. Atherosclerosis is associated with endothelial dysfunction in the very early stages
of the disease process. Several studies have shown that metabolic syndrome is associated with endothelial dysfunction as an early pathogenic event. Thus,
assessing  endothelial  function  serves  as  an  early  marker  for  both  metabolic  syndrome  and  atherosclerosis.  In  the  present  study,  endothelial  function  was
assessed using flow-mediated dilation, a noninvasive ultrasound-based method that measures the ability of a large conduit artery to dilate in response to a
shear  stress  stimulus,  or  an  external  force  acting  on  the  blood  vessel.  At  the  end  of  the  three  month  treatment  period,  a  non-statistically  significant
improvement  in  endothelial  function  was  observed  in  the  300  mg  Aramchol  treated  patient  group.  The  improvement  in  endothelial  function  suggests  a
positive effect on metabolic syndrome, specifically on vascular function.

The frequency of adverse events was similar in all treatment groups, and none of them were considered to be related to the treatment. All adverse

events were mild or moderate and none were serious. None of the patients withdrew as a result of adverse events.

Patients with adverse events
Preferred Term

Abdominal pain
Abdominal upper pain
Back pain
Constipation
Asthenia
Upper respiratory tract infection

Aramchol
300 mg (n=20),
n (%)
9 (45.0)

Aramchol
100 mg (n=20),
n (%)
8 (40.0)

1 (5.0)

-
-
-
2 (10.0)

1 (5.0)
2 (10.0)
-
-
-
-

  Placebo (n=20)

n (%)
11 (55.0)

2 (10.0)
1 (5.0)
3 (15.0)
2 (10.0)
2 (10.0)
-

The results of our Phase IIA clinical trial of Aramchol in the peer-reviewed Clinical Gastroenterology and Hepatology Journal were published in
December  2014.  The  trial  manuscript,  entitled  “The  Fatty  Acid-Bile  Acid  Conjugate  Aramchol  Reduced  Liver  Fat  Content  in  Patients  with  Nonalcoholic
Fatty Liver Disease,” provides the full report of the Phase IIA trial, which was completed in January 2012 and presented at the 47th Annual Meeting of the
European Association for the Study of the Liver in 2012. Based on this Phase IIA proof-of-concept results, we established a development plan that we believe
may confirm: (i) the good safety profile of Aramchol, (ii) the optimal dose of Aramchol, and (iii) efficacy on steatosis as well as fibrosis in patients with
NASH.

52

 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pharmacokinetics of Single and Multiple Escalating Doses of Aramchol and Food Effect in Healthy Volunteers (NCT02374437)

On April 28, 2014, we commenced PK and food effect studies of Aramchol. In written correspondence from December 2013 regarding a requested

pre- IND meeting, the FDA recommended that we conduct such studies prior to commencing our Phase IIb ARREST Study.

We conducted the food effect and PK study at the Sourasky Medical Center in Tel Aviv, Israel involving 66 healthy volunteers to evaluate the PK of
Aramchol following single and multiple escalating doses (200 mg, 400 mg and 600 mg), as well as to evaluate the effect of a high-fat, high-calorie meal on
the PK of Aramchol following a single dose in healthy volunteers.

The results showed dose-related, but less than dose-proportional, increases in the mean Aramchol plasma concentrations (“Cmaxˮ), area under the
curve (“AUCˮ) (0-t), and AUC (inf) of 200 mg, 400 mg and 600 mg doses administered under fasting conditions or following a light meal, both at single and
repeated dose administration. Cmax and AUC are metrics used to indicate the significance of a drug’s exposure. Steady-state was achieved by 144 hours (day
seven).  Administration  of  Aramchol  after  a  high-fat,  high-calorie  meal  afforded  a  2.6  fold  increase  in  exposure,  as  measured  by  Cmax,  AUC(0-t),  and
AUC(inf) compared to the fasting group.

No serious adverse events or deaths occurred during the study. Adverse events were equally distributed between placebo and Aramchol doses, were
mild (with only one moderate adverse event) and the majority defined unrelated to Aramchol. The PK study provides additional safety data to further support
existing safety data from our pre-clinical studies and our Phase I and Phase IIA clinical trials of Aramchol.

Pharmacokinetics  of  Single  and  Multiple  Escalating  Doses  of  Aramchol  Administered  under  Fed  Conditions  in  Healthy  Chinese  Volunteers  (NCT
02803996)

In 2016, we performed the Chinese PK Study involving Chinese patients who are domiciled in the United States. We enrolled 66 patients in this
study, consisting of two parts. In part A, 32 subjects received a single escalating dose; Part B enrolled 34 subjects which received a multiple escalating dose.
Dr. Evelyn Darius served as the Study Investigator. After repeat dosing with 400 mg daily, the mean exposure over the dosing interval at steady state (AUC0-
24) in Chinese was about 1.7-fold higher than in non-Chinese and at the 600 mg dose-level the corresponding difference was about 1.5-fold. No safety signal
was identified in this study and we deemed no changes were required in the enrollment of Chinese patients into the ARREST Study. Moreover, having this
Chinese PK Study data may give us a head start in future licensing discussions with potential Chinese partners for the development of Aramchol in China.

Additional Pre-clinical and Clinical Studies Required for Regulatory Submissions:

Toxicology Studies

Since  the  completion  of  the  Phase  IIA  study,  pre-clinical  toxicology  studies  have  been  conducted  to  support  our  ongoing  clinical  programs  and
regulatory submissions. These studies were performed in compliance with the EMA’s ICH M3 (R2) guidelines by WIL Research, a global contract research
organization, at its facility in Holland. The toxicity program for Aramchol included repeat dose studies of up to six months in rats and up to nine months in
dogs  by  oral  administration,  the  intended  route  of  administration  in  the  clinical  trials  and  beyond.  The  dose  level  of  1000  mg/kg/day  in  rats  and  1500
mg/kg/day in dogs, which is the maximal feasible dose in both species showed no-observed-adverse-effect-level (“NOAELˮ). There were no observations
noted in the rat study. The findings in the dog study were limited to changes in plasma lipids, including decreases in total blood cholesterol levels, LDL, HDL
and phospholipids, and a slight increase in the size of the adrenal glands, which were considered to be an extension of the primary pharmacology of Aramchol
and non-toxic effects, and skin scales from week 13 onwards in all Aramchol-treated groups, with a dose-related incidence. After six months this was not
accompanied  by  any  microscopic  alteration  of  the  skin  and  therefore  considered  not  toxicologically  relevant.  Results  from  the  study  show  that  after  nine
months the presence of scales in all Aramchol-treated groups was accompanied by minor test item-related microscopic findings in the skin: Hyperkeratosis of
the epidermis, correlating to the scales, and keratin plugs in the hair follicles (in males at 750/500 and 1500 mg/kg). After a 12-week treatment-free recovery
period, fewer scales were noted and microscopically there was partial recovery. As these findings were minor and no clinical symptoms like scratching were
noted, these findings were considered not adverse.

53

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Aramchol was non-mutagenic in vitro in the Ames test and chromosomal aberrations test, each of which is a test to determine whether the subject
chemical  can  cause  mutations  in  the  DNA  of  an  organism.  In  addition,  in  bone  marrow  micronucleus  test  in  male  rats  at  a  2000  mg/kg  oral  dose  (the
maximum  recommended  dose  in  accordance  with  ICH  S2  (R1)),  Aramchol  was  not  clastogenic,  meaning  it  did  not  give  rise  to  or  induce  disruption  or
breakages of chromosomes, nor was it aneugenic, meaning it did not cause the number of chromosomes in the nucleus of a cell to not be an exact multiple of
the monoploid number of a particular species.

Embryo-fetal development toxicity was assessed in rats and rabbits. No maternal or fetal development toxicity was observed in either species. The

NOAEL for maternal and development toxicity was at least 1000 mg/kg in rats and 750 mg/kg in rabbits (the maximum feasible dose in both species).

No maximum tolerated doses were reached in the studies. Over 50-fold safety margin exposure was achieved in dogs but not in rats. However, for
rats, at least three of the four ICH M3(R2) safety margin criteria were met, and for dogs all four criteria were met. Blood tests revealed a decrease in total
blood cholesterol levels, including LDL, HDL and phospholipids, and there was a slight increase in the size of the adrenal glands of the dogs, which WIL
Research assessed as a physiologic compensatory response to the decrease in blood cholesterol levels. WIL Research did not consider the decrease in blood
cholesterol levels or the physiologic response of the adrenal glands as a toxic effect, but rather as a pharmacodynamic effect, which is a biochemical and
physiological effect of the drug on the body. Based on the above, WIL Research concluded that the overall safety data for Aramchol is sufficient to support
the proposed Phase IIb clinical trial.

Our Phase IIb ARREST Study for Aramchol

We believe that Aramchol will demonstrate effects on the three key pathologies of NASH: steatosis, inflammation and fibrosis.

We believe that Aramchol has a robust effect on lipid metabolism and fibrosis. The Phase IIa study confirmed an effect on steatosis and the ARREST
study is planned to repeat this finding in the targeted population. More importantly, the ARREST Study includes histology based secondary end-points that
are regulatory acceptable. Additionally, the ARREST Study is expected to demonstrate the effect of Aramchol on the different components of NASH as well
as fibrosis and allow the planning of a pivotal phase.

In addition, we believe that the minimal dose of Aramchol has been identified and hope the ARREST Study will define the maximal effective dose

which should allow a pivotal phase with only one dose.

We submitted an IND application to FDA to initiate the ARREST Study, and hope to expand the scope of the IND in the future to conduct pivotal
Phase III clinical trial(s) for NASH in the United States. The FDA cleared our IND application, allowing us to conduct the Phase IIb ARREST Study in the
United  States.  In  September  2014,  the  FDA  granted  Fast  Track  designation  status  to  Aramchol  for  the  treatment  of  NASH.  Fast  Track  designation  may
accelerate the development process and may expedite the review of drugs that show promise in treating serious, life-threatening medical conditions for which
no other drug either exists or is as effective.

We  are  currently  conducting  our  Phase  IIb  ARREST  Study  to  evaluate  the  safety  and  effectiveness  of  two  different  doses  of  Aramchol  for  the
treatment  NASH  in  patients  who  are  overweight  or  obese  and  have  pre  diabetes  or  type  II  diabetes  mellitus.  In  order  to  be  eligible  to  participate  in  our
ARREST Study, patients must be affected by NASH, as diagnosed by a biopsy centrally read (steatosis ≥1 + inflammation ≥1 + ballooning ≥1; Total activity
NAS score of 4 or more), be overweight or obese as measured by a Body Mass Index between 25 and 40 or waist circumference between 88cm to 200cm for
women, and between 102cm to 200cm for men, and who are pre diabetic or type II diabetic. We targeted this specific population as it is at the greatest risk of
developing  NASH  and  its  complications.  We  have  recently  generated  data  from  animal  models  that  enable  us  to  believe  that  Aramchol  targets  all  three
pathologies of the disease: steatosis, inflammation and fibrosis. Since we have included patients with advanced fibrosis in the ARREST Study, we hope to be
able to identify these effects in the ARREST Study patients. Patients are randomized into one of three trial groups taking either one of two different once-
daily oral doses of Aramchol or a placebo. The treatment part of the trial is designed to be 12 months in duration and patients completing this phase will be
observed for a three month follow-up period. This trial is designed to enroll 240 patients in a randomization ratio of 2:2:1 across approximately 70 clinical
sites  in  the  United  States,  Europe,  Latin  America,  China  and  Israel.  In  February  2017,  we  completed  randomization  of  the  ARREST  Study  with  247
randomized patients. Baseline histology of patients enrolled into the ARREST study demonstrates a population with advanced disease, with 60% having stage
2 and 3 fibrosis and 70% have NAS>5 at baseline. 

54

 
 
 
 
 
 
 
 
 
 
 
 
 
The primary endpoint of the 12-month double-blind portion of the trial is a statistically significant reduction in liver fat concentration as measured by

MRS, which is a surrogate endpoint that is generally accepted by the FDA with respect to Phase I and Phase II NASH studies.

Secondary endpoints of the trial include: (1) fibrosis improvement without worsening of NASH, defined as a decrease in CRN fibrosis by at least 1
stage; Worsening of NASH defined by an increase of Inflammation or Ballooning grades (2) improvement in NASH activity index, as measured by NAS or
SAF, without worsening fibrosis; Improvement in NAS as defined by at least two points improvement contributed by more than one parameter; Improvement
in SAF as defined by at least two points improvement in the SAF Activity score. Any stage increase in fibrosis is considered fibrosis worsening; (3) NASH
resolution without worsening of fibrosis defined as disappearance of ballooning (score = 0) together with disappearance of inflammation or the persistence of
mild inflammation (score= 0 or 1). Any stage increase in fibrosis is considered fibrosis worsening.

In  communications  received  in  response  to  our  submission  of  an  update  to  our  IND  in  2014,  the  FDA  recommended  that  future  clinical  studies
should be discussed at an end-of-Phase II meeting, which could take place within three months from the date we complete the analysis of the results of our
ARREST  Study,  and  at  which  time  the  trial  results  could  be  considered.  The  FDA  communication  further  noted  that  we  must  discuss  with  the  FDA  a
methodology for our drug development. In light of the publication of the FDA and AASLD joint workshop guidance, and based on the Phase III trial designs
published to date by other companies drugs for NASH, we currently believe that we will likely be approved based on a design that includes a histology based
interim after 48 or 72 weeks of treatment which is intended to seek marketing approval while the study continues to a clinical end-point (predefined adverse
liver-related  clinical  events,  including  progression  to  cirrhosis).  The  failure  to  successfully  complete  any  required  post-market  study  could  result  in  FDA
withdrawing approval for Aramchol.

Potential Phase III Program for Aramchol

The development work we have completed to date with regard to Aramchol was deemed appropriate for the initiation of a Phase IIb study by the
MHRA, BfArM and ANSM, in addition to FDA as noted above. Our ARREST Study design is in accordance with the study design recommended by the
MHRA,  deemed  acceptable  by  BfArM  and  deemed  satisfactory  by  ANSM.  BfArM  and  ANSM  also  confirmed,  in  minutes  of  each  of  their  respective
scientific advisory meetings, that, if our ARREST Study is successful in reaching its primary endpoint, we may proceed to pivotal randomized, double-blind,
placebo-controlled,  Phase  III  trial.  We  expect  the  primary  endpoints  of  such  trials  to  be  a  histology  endpoint  based  on  NASH  resolution  and  fibrosis
improvement. Like the FDA, as noted above, the MHRA invited us to discuss the next steps in the development of Aramchol after we complete the analysis
of the results of our ARREST Study, at which time the data from the study will be considered.

Aramchol for the Treatment of Other Indications

In addition to the ARREST Study, we are exploring other possible indications for the use of Aramchol.

We recently announced topline results from our ARRIVE Study for HIV associated lipodystrophy and NAFLD patients. HIV patients have advanced
liver  disease  which  is  a  major  cause  for  morbidity  and  mortality.  ARRIVE,  a  Phase  IIa,  investigator  initiated  clinical  trial  conducted  at  the  University  of
California San Diego by Professor Rohit Loomba was a randomized, double-blinded, placebo-controlled, 12 weeks, proof-of-concept study that evaluated the
safety  and  efficacy  of  Aramchol  at  600mg/day  versus  placebo  in  50  patients  with  HIV-associated  lipodystrophy  and  NAFLD.  The  primary  end  point  of
successful therapy was improvement in hepatic steatosis at 12 weeks, as measured by MRI-PDFF. Secondary endpoints were improvement in total body fat,
metabolic profile, and liver biochemistry. Liver biopsies were not included as part of the evaluation in this pilot trial. The trial showed no difference between
HIV patients receiving Aramchol for 12 weeks when compared with HIV patients in the placebo arm. Aramchol showed a favorable safety and tolerability
profile.  Although  the  pathology  (fatty  liver)  is  similar  to  “garden  variety”  NASH,  the  pathogenesis  involved  in  the  HIV  lipodystrophy  and  NAFLD  is
different and multi factorial including the effect of the virus itself and the anti-HIV medications. Further analysis of the data is ongoing.

55

 
 
 
 
 
 
 
 
 
 
 
 
On November 13, 2014, we announced the first administration of Aramchol in a proof-of-concept Phase IIA clinical trial for the treatment of newly
formed cholesterol gallstones following bariatric surgery. The primary end-point was to prove that Aramchol dissolves newly formed gallbladder gallstones
following  bariatric  surgery.  Patients  were  to  be  assigned  to  one  of  three  treatment  arms;  400mg  tablets,  600mg  tablets  and  placebo.  Only  9  patients  were
enrolled, and 7 patients completed the study. A similar proportion of subjects from each treatment group reported events; 7 in the placebo group, 9 in the 400
mg Aramchol group, and 5 in the 600 mg Aramchol group. One subject experienced 2 events of severe cholecystitis in the Aramchol 600 mg group which
were considered a serious adverse event and led to discontinuation from the study. It should be noted that to be included in this study the subject must have
had a history of gall bladder disease and gallstones, therefore the subject’s medical history is an important confounding factor. Due to poor patient recruitment
and change in Company focus, we decided to terminate the study on October 1, 2015. We currently believe that it is unlikely that we will revive another study
in cholesterol gallstones.

We plan to conduct a Phase IIa, double blind Proof of Concept (PoC) Study to evaluate the safety and efficacy of Aramchol 600 mg versus placebo
in patients with Heart Failure with preserved Ejection Fraction (HFpEF). However, the decision to initiate this study will depend, in part, on the complete
results of the ARRIVE study and applicable regulatory approval. Additionally, we may perform a Phase I-IIa Study, proof of concept study, with a primary
objective of evaluating the safety and PK of Aramchol, followed by the assessment of the safety and efficacy based on hepatic fat content as measured by
magnetic resonance imaging-estimated proton density fat fraction (MRI-PDFF) in juvenile patients with NAFLD. On September 22, 2016, we announced we
entered into an investigator initiated clinical trial agreement with the Regents of the University of California on behalf of its San Diego campus to perform
such study. However, the decision to initiate the study has been delayed until receipt of top line data of the ARREST Study. See “Item 4.B. Information on the
Company—Business Overview—Strategic Collaborations, Research Arrangements and Other Material Agreements—NAFLD Juvenile Population.” for more
information regarding the UCSD Agreement.

Topical Development

We selected to test Steamchol, a synthetic FABAC, a conjugate of stearic acid (C18:0) and colic acid with similar properties of Aramchol, in proof of
concept studies through a cosmeceutical route of development. Accordingly, on October 13, 2015, Steamchol received a CAS (Chemical Abstracts Service
Registry) name and number to allow its cosmeceutical development.

On January 1, 2016, Steamchol (formulated as topical cream) was successfully tested for safety assessment in 50 human subjects in a trial initially
lasting six weeks with two weeks of follow-up, by the Institute for Skin Research in Tel Aviv, Israel. Subsequently, on October 6, 2016, we initiated a proof-
of-concept  20-week,  double  blind,  controlled  study  to  evaluate  the  efficacy  and  tolerance  of  Steamchol  in  subjects  with  Acne  Vulgaris.  The  study  was
conducted at the IRSI Institute (International Research Services Inc.) in Port Chester, New York, US. A total of 68 subjects participated in the study. On July
2017, top line data was received which was determined to be inconclusive. Due to poor data collection and higher-priority clinical programs, we decided not
to pursue this indication. At present, we believe that it is unlikely that we will revive another study in Acne Vulgaris.

Based on the results of this proof-of-concept study, we will evaluate and decide whether to also advance Aramchol for topical clinical studies.

Our Competitive Strengths

We  believe  our  competitive  strengths  include  our  propriety  family  of  molecules  (FABACs)  and  our  skilled,  experienced,  professional  personnel,

which enables product development in an efficient and cost effective manner.

The competitive strengths of Aramchol – our product candidate for NASH.

·

A once-daily oral drug that targets the main NASH pathology, steatosis, inflammation and fibrosis, currently under development
for NASH patients.  We  believe  that  the  mechanism  of  action  of  Aramchol,  including  its  ability  to  reduce  liver  fat  content  and  its  anti-
fibrotic effects, shown in animal models for fibrosis, will translate to effects on steatosis, inflammation and fibrosis in the ARREST clinical
trial. We believe these effects will enable physicians to treat NASH patients with moderate to severe fibrosis and in all stages of NASH. We
believe  that  a  simple  and  convenient  delivery  through  once-daily  oral  administration,  a  unique  mode  of  action,  targeting  all  aspects  of
NASH  pathologies,  and  safety  profile  position  it  well  against  the  competition  in  the  treatment  of  NASH.  We  believe  that  such
characteristics may also lead to Aramchol’s acceptance and adoption by the medical community and patients as an alternative to the medical
treatments used today, which are not approved by applicable regulatory authorities for treatment of NASH as their efficacy has not been
proven in adequate and well-controlled clinical studies. We believe Aramchol is well-positioned against drugs in development for NASH,
some of which may require intravenous delivery or may cause adverse events, such as itching or an increase in LDL, which can be highly
inconvenient for patients with chronic diseases, such as NASH, and may result in low patient compliance.

56

 
 
 
 
 
 
 
 
 
 
 
 
 
 
We recently discovered that Aramchol has a dual mode of action and it targets both steatosis and fibrosis. We previously demonstrated that
Aramchol down regulates SCD1 and therefore targets steatosis. Using animal models for NASH and fibrosis, we discovered that Aramchol
targets  also  fatty  acid  oxidation  and  fibrosis.  We  have  good  reasons  to  believe  that  Aramchol  up  regulates  glutathione  which  is  a  well-
known antioxidant that mediates better oxidation of fatty acid in the mitochondria and cause significant reduction of ROS. This resulted in
reduced liver damage.

·

Extensive knowledge and expertise in the treatment of liver diseases, the development of FABACs and working with lipid molecules.
We  believe  our  management  team,  scientific  advisors  and  personnel  have  extensive  knowledge  and  experience  in  the  treatment  of  liver
diseases, developing FABACs, such as Aramchol, for the treatment of liver diseases and working with lipid molecules, which due to their
special physiochemical characteristics, are difficult to synthesize, develop and work with. We believe that such knowledge and expertise
makes us competitive in the fields of metabolic and liver diseases.

Our Strategy

Our strategy is to build a specialized biopharmaceutical company that develops, in a cost-effective manner, novel molecules from clinical stage to
Phase  III  readiness.  We  seek  to  create  global  partnerships  with  academic  institutions  and  biotechnology  or  pharmaceutical  companies  to  effectively
collaborate  in  developing  a  portfolio  and  ultimately  out-license  Aramchol.  Through  this  approach,  we  have  successfully  advanced  Aramchol  into  various
stages of clinical development. Key elements of our strategy include:

·

·

·

Continuing  to  advance  the  development  of  Aramchol  for  the  treatment  of  NASH.  Our  development  of  Aramchol  for  treatment  of
NASH currently includes our ongoing Phase IIb ARREST Study. If this study is successful, the results will serve as a basis for potential
Phase III pivotal trial(s) in the United States, Latin America, Europe and Israel for the same indication.

Exploring  NASH  sub  populations  and  other  indications  for  the  use  of  Aramchol,  which  includes  (i)  a  planned  Phase  I/II  NAFLD
juvenile population study and (ii) a Phase IIA proof of concept Heart Failure with Preserved Ejection Fraction study, and potentially others.

Establishing  a  development  and  commercialization  partnerships  for  Aramchol  in  different  geographies.  We  intend  to  out-license
Aramchol to pharmaceutical companies that possess experience, resources and infrastructure to execute pivotal trial(s), regulatory approval
and/or  market  launch.  As  part  of  this  strategy,  in  July  28,  2016,  we  signed  a  license  agreement  with  Samil  Pharm  Co.,  Ltd.,  for  the
commercialization  of  Aramchol  in  Korea.  See  “Item  4.B.  Information  on  the  Company—Business  Overview—Strategic  Collaborations,
Research Arrangements and Other Material Agreements—Samil Pharma. Co., Ltd.” for more information regarding the Samil Agreement.

·

In-license, develop or acquire additional drug candidates.

We believe that our strategy will increase the likelihood of advancing clinical development and potential commercialization of Aramchol in multiple
indications. By activating our pipeline expansion strategy, we believe we could extrapolate additional commercial potential, as well as de-risk our company
through reducing our reliance on the success of any one given trial or indication.

57

 
 
 
 
 
 
 
 
 
 
 
 
 
Strategic Collaborations, Research Arrangements and other Agreements

NAFLD Juvenile Population

On  September  22,  2016,  we  entered  into  an  investigator  initiated  clinical  trial  agreement,  (the  “UCSD  Agreementˮ),  with  the  Regents  of  the
University of California on behalf of its San Diego campus, or UCSD, to conduct a Phase I/IIA study (the “ARTISAN Studyˮ), entitled: “A Phase I-IIa Study
to  Assess  Safety,  Tolerability,  Efficacy,  and  Pharmacokinetics  of  Aramchol  in  a  NAFLD  Juvenile  Population”  (the  “Protocol”).  The  ARTISAN  Study
(ARamchol Trial  to  Improve Steatosis  in  Adolescent NAFLD)  will  be  led  by  Jeffrey  Schwimmer,  MD,  professor  of  pediatrics,  UC  San  Diego  School  of
Medicine and Director, Fatty Liver Clinic, Rady Children’s Hospital, San Diego. The performance of the ARTISAN Study is subject to receipt of FDA IND
approval. There is no certainty that the FDA IND approval will be obtained. The decision to initiate the ARTISAN Study has been delayed until receipt of top
line data of the ARREST Study.  

Pursuant to the terms of the UCSD Agreement, we shall provide our proprietary drug product candidate Aramchol, without cost, to conduct the study

as required pursuant to the Protocol and shall provide funds to conduct the ARTISAN Study over the duration of the study.

Under the UCSD Agreement, UCSD has granted us a non-exclusive, royalty-free license to use any UCSD or joint invention and ARTISAN Study
data  for  our  internal  research  and  development  purposes.  Further,  UCSD  grants  us  a  time-limited  first  right  to  negotiate  a  commercial,  royalty-bearing,
exclusive license, to make, use, and sell any patentable UCSD or joint invention conceived and reduced to practice in the performance of the research, for the
term of any patent thereon.

All rights, title and interest in ARTISAN Study data shall be the sole and exclusive property of UCSD; however, we shall be entitled to make use of
such  ARTISAN  Study  data  for  legal  purpose  consistent  with  the  informed  consent,  including  publication  and  regulatory  filings,  after  the  earlier  of  the
publication of the ARTISAN Study data by UCSD or upon the expiration of a period of eighteen (18) months from the completion of the ARTISAN Study.
The Protocol and research design of the ARTISAN Study are the property of UCSD.

Either party may terminate the UCSD  Agreement  (i)  upon  thirty  (30)  days  prior  written  notice  to  the  other  Party,  in  its  sole  discretion;  (ii)  upon
written notice to the other Party, if the terminating Party determines that termination of the ARTISAN Study is necessary for the safety of the ARTISAN
Study subjects; or (iii) upon the other party’s material breach if such party fails to cure such breach within thirty days after receiving written notice thereof.
Upon receipt of notice of early termination, UCSD will stop screening subjects for and enrolling subjects in the Study and will discuss in good faith a plan to
continue  monitoring  ARTISAN  Study  subjects  as  appropriate  and  determine  an  orderly  winding  down  of  the  ARTISAN  Study.  Upon  termination  or
expiration  of  the  UCSD  Agreement,  all  CRFs  outstanding  must  be  completed  and  copies  returned  to  us  together  with  completed  ARTISAN  Study  Drug
inventory and records, and all our confidential information. If the UCSD Agreement is terminated before completion of the ARTISAN Study, the parties shall
negotiate in good faith on the phase-out for ARTISAN Study subjects and subsequent treatment of ARTISAN Study subjects.

The UCSD Agreement also includes customary indemnification provisions.

Samil Pharma. Co., Ltd.

On July 28, 2016, we entered into a license agreement, referred to herein as the Samil Agreement, with Samil Pharma. Co., Ltd. (“Samilˮ), for the

commercialization of Aramchol (with the option to manufacture) in the Republic of Korea (“the Territoryˮ).

Under  the  terms  of  the  Samil  Agreement,  the  Company  has  granted  Samil  an  exclusive  licence  (the  “Samil  Licenseˮ),  for  fatty  liver  indications
including  NASH  (the  “Field  of  Use”)  in  the  Republic  of  Korea  (the  “Territory”)  to  such  information  concerning  Aramchol  as  may  be  required  to  support
Samil's  applications  for  regulatory  approvals  (the  “Licensed  Information”)  and  the  patents  for  the  import,  marketing,  use,  sale,  offer  for  sale,
commercialisation and distribution (and, if the option is exercised, manufacture) of Aramchol in tablet form, or any other physical form as may be produced
or manufactured by or on behalf of Galmed or by a third party for Galmed and, if the option set out below is exercised, any products within the Field of Use,
the development, manufacture or sale of which is based, in whole or in part, on, or involves the use of, the Licensed Information or covered under any patent
(the “Product”).

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The Samil License shall remain in force with respect to each Product (if the Samil Agreement is not early terminated) until the later of: (i) the date of
expiry in the Territory of the last of any patent covering such Product or any formulation, dosing or administration form thereof; and (ii) the date of expiry of
a period of 20 years commencing on the date of first commercial sale by Samil or a sublicensee of such Product in the Territory.

Upon the signing of the Samil Agreement, Samil paid the Company a gross upfront fee of approximately $2.1 million. Samil has also agreed to pay
additional clinical and regulatory-based milestone payments, which may aggregate to additional $6.0 million, as well as tiered, double-digit royalties payable
on sales (lower if sales of a generic equivalent commences in the Territory).

Pursuant to the terms of the Samil Agreement, following the first achievement of US$25 million of net sales in any calendar year following the first
commercial sale of the Product in the Territory, Samil shall have the option to request that the Licensed Information include methods for the formulation of
Aramchol from its API, to allow for the manufacture of Aramchol by Samil; provided, however, that we shall have the option, to widen the definition of the
Licensed Information as aforesaid at any time.

We shall be entitled, at our option: (i) to modify the Samil License with respect to any Product so that it is non-exclusive only; or (ii) to terminate the
Samil  License  hereunder,  with  respect  to  any  Product  if:  (a)  a  first  purchasing  order  from  Samil  for  at  least  one  Product  shall  not  have  been  placed  by  6
months following the grant of the Korean Ministry of Food and Drug Safety new drug approval; or (b) commercial sale of such Product having commenced
and either (i) there shall be a period of 1 year during which no sales of any Product shall take place, or (ii) within 1 year of such commencement, aggregate
sales  of  Products  shall  not  have  reached  a  reasonable  level,  as  determined  by  the  joint  development  committee,  in  each  case,  except  as  a  result  of  force
majeure or other factors beyond the control of Samil. Further, we shall be entitled to terminate the Samil Agreement if Samil challenges the validity of any of
the  patents.  If  any  such  challenge  is  unsuccessful,  Samil  shall  (in  addition  to  our  right  to  terminate)  pay  us  liquidated  damages  in  the  amounts  of
US $8,000,000. Either party may terminate the Samil Agreement (i) upon the other party’s material breach if such party fails to cure such breach within 30
days,  or,  in  the  case  of  failure  by  Samil  to  pay  any  amount  due  from  Samil  to  us  pursuant  to  or  in  connection  with  the  Samil  Agreement  14  days  after
receiving written notice thereof, or (ii) upon customary events such as the granting of a winding-up order if such order or act is not cancelled within 60 days.

In the event that we do not achieve the primary endpoint as defined in the study protocol (the “Successful Completion”) of the ARREST Study, we
shall as soon as practicable notify Samil of the non-achievement of such Successful Completion, and within 60 days thereof, notify Samil in writing either: (i)
that we have decided not to develop the Licensed Information further for the Field of Use (“Cessation Notice”), or (ii) that we intend to continue with such
development  notwithstanding  the  non-achievement  of  such  Successful  Completion  (“Licensor  Continuation  Notice”).  Also,  in  the  event  that  we  do  not
achieve the Successful Completion of the potential Phase III Study, we shall, as soon as practicable, notify Samil accordingly (“Notice of Non-Success”).
Samil shall thereafter have the option, by notice in writing served to us within 45 days of Samil's receipt of either a Cessation Notice, a Licensor Continuation
Notice  or  a  Notice  of  Non-Success,  as  applicable,  to  indicate  its  intention  either:  (i)  to  terminate  the  Samil  License,  or  (ii)  to  continue  research  and
development of the Licensed Information in the Field of Use in the Territory (“Licensee Continuation Noticeˮ). In the event Samil shall serve a Licensee
Continuation Notice following the service of a Cessation Notice or a Notice of Non-Success, any such continuation by Samil shall be subject to the entry by
Samil into a written agreement with us as to the terms and conditions which would govern such continued research and development, which would be carried
out according to Samil's own development plan and at its sole expense. In the event Samil serves a Licensee Continuation Notice following the service of a
Licensor Continuation Notice (“Agreed Continuation”), the Samil Agreement shall continue in accordance with its terms.

Additionally,  following  the  Successful  Completion  of  the  ARREST  Study  or  Agreed  Continuation  following  non-achievement  of  Successful
Completion of the ARREST Study, Samil shall, for a period of 90 days following the date of written notification to it by us of such Successful Completion or
following the date of Agreed Continuation following non-achievement of Successful Completion, have the option to require that the Territory be extended to
include Vietnam (the “Extension Optionˮ). In the event that Samil exercises its Extension Option, the parties shall conduct negotiations in good faith for up to
30 days thereafter in order to agree on milestone payments which would replace those set out in the Samil Agreement. In the event that agreement is not
reached in such regard within such period, the Extension Option shall terminate.

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Microbiome

On June 30, 2016, we entered into a research and option agreement, referred to herein as the Yeda Agreement, with Yeda Research and Development
Co.  Ltd  (“Yedaˮ),  the  commercial  arm  of  the  Weizmann  Institute  of  Science,  to  assess  the  effects  of,  Aramchol,  on  the  human  gut  microbiome  for  the
treatment of fatty liver disease. The Research was to be performed in collaboration with Prof. Eran Segal and Dr. Eran Elinav from the Weizmann Institute of
Science. We had historically postponed the initiation of the microbiome research and have since decided not to pursue this research.

Vitamin D

On  May  3,  2016,  we  signed  an  investigator  initiated  clinical  trial  agreement,  referred  to  herein  as  the  MS  Agreement,  with  the  Icahn  School  of
Medicine at Mount Sinai, or Mount Sinai, to conduct a Phase IIA Study entitled: “A Placebo-controlled Single-blinded Study of Aramchol with Supplemental
Vitamin D in Patients with Vitamin D Deficiency and Nonalcoholic Fatty Liver Disease (NAFLD) and Fibrosis.” We had historically postponed the initiation
of the Vitamin D research and have since decided not to pursue this research.

OWL

On July 8, 2015, we entered into a Research, Option and License Agreement (the “OWL License Agreementˮ), with OWL, for the development of a
non-invasive, blood-based complimentary diagnostic tool, which we believe could increase the likelihood of success of our Phase III trials and facilitate the
market  adoption  of  Aramchol.  Pursuant  to  the  terms  of  the  OWL  License  Agreement,  we  have  partially  funded  the  research  and  development  of  the
diagnostic tool in the amount of Euro 437,000. Subject to development under the OWL License Agreement, we have an option to exclusively license from
OWL  a  complimentary  diagnostic  tool  for  NASH  using  Aramchol  (the  “OWL  License Agreement  Optionˮ),  in  consideration  for  the  payment  of  a  10%
royalty  to  OWL  on  annual  net  sales  of  the  complimentary  diagnostic  product,  exercisable  by  written  notice  to  OWL  at  any  time  during  the  period
commencing on July 8, 2015 and ending on the earlier of (I) December 31, 2016; or (II) the completion of the ARREST Study (the “Option Period”). On June
22, 2017, we entered into an amendment to the Agreement, which, inter alia, extended the Option Period until the lapse of six (6) months after the publication
of the results of the ARREST Study on clinicaltrials.gov.

In addition, if OWL develops any other complimentary diagnostic tool for NASH not using Aramchol, it will pay us 10% royalties from revenues.
Concurrently with the OWL License Agreement, we have entered into a Share Purchase Agreement (the “OWL SPAˮ), pursuant to which we undertook to
invest Euro 175,000 in OWL, subject to certain specified milestones, in exchange for the issuance by OWL of such number of common shares that result
from dividing our investment amount by the price per share (the “Investment”). In addition, under the OWL SPA, OWL has granted us an option which will
allow us to invest up to €1,000,000 (the “First Option”) at the higher of (i) the OWL company valuation in an equity financing (or series of related financings)
of at least €1,000,000 that takes place at the same time as the exercise of the First Option; or (ii) a 15% premium to OWL's valuation in the most recent equity
investments of at least €1,000,000 (the “Baseline Valuation”). The First Option will expire at the earlier of (i) an investment by a third party in OWL in excess
of €1,000,000, or (ii) the completion of the ARREST Study in our reasonable opinion. Furthermore, we have the option to purchase additional shares up to
19.9% of OWL (the “Second Option”) at the higher of (x) the OWL company valuation in an equity financing (or series of related financings) of at least
€2,500,000  that  takes  place  at  the  same  time  as  the  exercise  of  the  Second  Option;  (y)  at  a  15%  premium  to  OWL's  valuation  in  the  most  recent  equity
investment of at least €2,500,000; or (z) the Baseline Valuation. The Second Option will expire at the earlier of (A) the completion of a third party investment
in OWL in excess of €2,500,000, or (B) one year following the successful completion of the ARREST Study in our reasonable opinion. Moreover, pursuant to
the OWL SPA, in the event OWL issues new common shares or securities convertible into common shares, except in the event of customary curve outs (the
“New Securities”), we have an option to purchase up to our pro-rata share of the New Securities for the price and on the same terms as the most senior class
of participating shareholders, upon our notification to OWL within 21 days of OWL's notification of their intention to issue New Securities (the “Preemptive
Right”).  This  Preemptive  Right  shall  survive  termination  of  the  OWL  SPA,  provided  that  either  the  Investment  or  the  exercise  of  the  First  option  or  the
Second Option has taken place.

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Upon exercise of the OWL License Agreement Option, we will own all rights, title and interest in and to (i) the complimentary diagnostic tool for
NASH using Aramchol, excluding serum and plasma markers developed by OWL using proprietary methods and any of the OWL patents, OWL's know-how,
and any other results of whatsoever nature, which are discovered, developed or invented in the course of, or directly arising from, the performance of the
Research, excluding our technology (the “Research Results”) which is owned by OWL; (ii) the complimentary diagnostic tool for NASH using Aramchol
intellectual property; (iii) all results and intellectual property pertaining to (a) our technology, (b) markers or other diagnostics for use in connection with liver
diseases and/or cholesterol gallstones and/or any other indications utilizing Aramchol and any future synthetic fatty-acid/bile conjugates or FABACs owned
by us, (c) metabolomics markers predicting therapeutics or safety response of Aramchol; or (iv) any additional markers improving NASH patient selection for
treatment  with  Aramchol  that  are  generated,  discovered,  reduced  to  practice  and/or  arising  in  the  course  of  and/or  from  the  performance  of  any  research,
services and/or development activities by or on behalf of or for us (including by OWL hereunder), excluding research results, and including any regulatory
filing  or  approval  (if  any)  filed  or  obtained  by  us  or  any  of  our  affiliates  in  respect  of  the  OWLiverGAL  kit  and  any  other  product,  kit,  device,  material,
process,  method,  activities  or  service  that  incorporates,  uses,  or  is  reliant  upon  the  licensed  technology  (the  “Licensed  Technology  Product”),  and  all
communications  with  regulatory  authorities,  and  any  data,  information  or  document  covered  by  data  protection  or  data  exclusivity,  production  processes,
standard operating procedures, subcontractors’ information and other technical information required for the sale and/or commercialization of the Licensed
Technology Products, test protocols and final reports of any testing or studies with respect to the Licensed Technology Products.

Either party may terminate the OWL License Agreement (i) upon the other party’s breach if such party fails to cure such breach within 60 days after
receiving  written  notice  thereof;  or  (ii)  upon  customary  events  such  as  the  granting  of  a  winding  up  order  or  upon  the  appointment  of  a  temporary  or
permanent liquidator or receiver if such order or act is not cancelled within 60 days. We may terminate the OWL License Agreement for any reason upon 30
days’ prior written notice. Further, OWL may terminate the OWL License Agreement upon 30 days' prior written notice, in the event that within 18 months of
receipt of the required regulatory approval to market and sell the first Licensed Technology Product in the U.S, there has not been a first commercial sale,
unless such failure or delay is caused by (i) force majeure; or (ii) the requirements of a regulatory or other governmental authority, any contract manufacturer,
or due to any market shortage; or (iii) a significant technological and/or scientific barrier.

University of California, San Diego

In February 2015, we entered into an Investigator Initiated Trial Agreement with the University of California, San Diego to conduct the ARRIVE
Study,  a  Phase  IIa  Study  for  the  treatment  of  HIV-associated  with  Lipodystrophy  and  NAFLD.  The  ARRIVE  Study  principal  investigator  is  Dr.  Rohit
Loomba, a member of our scientific advisory board. The ARRIVE Study is a randomized, double-blinded, allocation-concealed, placebo-controlled, proof-of-
concept  Phase  IIA  clinical  trial.  The  study  will  evaluate  50  patients  with  HIV-associated  lipodystrophy  and  NAFLD,  with  either  Aramchol  at  600  mg  or
placebo  for  12  weeks.  Pre-  and  post-treatment  MRI-measured  liver  fat  content  and  total  body  fat  via  DEXA  will  be  compared.  The  primary  end  point  of
successful  therapy  will  be  an  improvement  in  hepatic  steatosis  as  measured  by  MRI.  Secondary  endpoints  will  include  an  improvement  in  total  body  fat,
metabolic profile, and liver biochemistry. On December 1, 2015, we announced that the FDA has cleared our IND application for the ARRIVE Study. We
recently announced topline results from the ARRIVE Study. The trial did not achieve its primary endpoint and accordingly we do not intend to pursue further
clinical trials of Aramchol for this indication.

Perrigo API Ltd.

On January 28, 2015, the Company entered into a Manufacturing Services Agreement (the “Perrigo Agreementˮ), with Perrigo API Ltd. (“Perrigoˮ),
a former subsidiary of Perrigo Company plc that was recently acquired by SK Capital Partners and had changed its name to Wavelength Pharmaceuticals, for,
among other things, the large-scale production of Aramchol API and the scale-up and manufacturing process optimization for large-scale production of the
Aramchol  API.  Pursuant  to  the  Perrigo  Agreement,  Perrigo  will  provide  manufacturing  process,  optimization  services  for  large-scale  production  of  the
Aramchol  API,  manufacture  the  Aramchol  API  pursuant  to  cGMPs  and  perform  additional  development  services  regarding  scale-up  and  manufacturing
optimization for the Aramchol API. In consideration for the services to be provided by Perrigo, the Company agreed to pay in accordance with the Perrigo
Agreement a maximum aggregate amount of approximately $3.6 million U.S. dollars to Perrigo. The Perrigo Agreement also provides Perrigo, under certain
circumstances, with the option to manufacture commercial supplies of the Aramchol API in the future. To date, Perrigo has manufactured 3 pilot batches of
approximately  60  kg  of  Aramchol  API.  However,  while  the  material  obtained  was  of  appropriate  quality  and  produced  under  cGMP,  it  resulted  in  higher
manufacturing  costs  than  originally  anticipated.  Therefore,  additional  research  and  development  work  pertaining  to  the  scale-up  and  optimization  of  the
process  has  been  undertaken  by  two  other  CROs  under  cGMP  and  current  Good  Laboratory  Practices  (“cGLPˮ),  in  order,  inter  alia,  to  simplify,  increase
yields and improve the volume capacity of the manufacturing process in an attempt to achieve the target price. Recently, we decided to proceed with one of
those other CROs which will complete the scale up and optimization process. Based on the results of the additional scale up and optimization process, we will
decide how to progress with the future manufacture of Aramchol API.

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Aventis Pharma Deutschland GmbH

In September 2002, we entered into an agreement, which we refer to as the Aventis Agreement, with Aventis, which merged with and into Sanofi
S.A., in connection with the settlement of court proceedings regarding an invention covered by Israeli patent application 123998 and PCT/IL99/00173. The
invention relates to certain FABACs, pharmaceutical compositions containing FABACs and the use of FABACs for dissolving cholesterol gallstones in bile
and preventing the formation thereof, as well as for the prevention and reduction of atherosclerosis, or the hardening of the arteries. Such court proceedings
resulted from a claim filed by us and Prof. Tuvia Gilat, our founder, in the Tel Aviv District Court seeking a declaratory judgment that Prof. Gilat was the sole
inventor of the invention and the owner of all rights in and to the invention and the patent application with respect thereto, and that neither Aventis nor anyone
on its behalf has any rights in or to the invention or such patent application. We filed the claim with Prof. Gilat based on assertions by Aventis that it had
certain rights to the invention as a result of the participation of one of its employees in the discovery of the same. Under the Aventis Agreement, Aventis
agreed that we had the exclusive worldwide right to commercialize the invention and we agreed to pay Aventis a royalty of 10% in respect of all income that
we or our affiliates may receive from the commercialization of such invention for the prevention and treatment of cholesterol gallstones (less certain standard
deductions,  including  taxes,  credits,  allowances,  rebates,  freight  and  insurance  costs),  for  as  long  as  there  is  a  valid  patent  or  pending  patent  application
covering such invention. Once all our valid patents covering the invention expire, which will occur in 2018, and provided that one of Aventis’ other patents
that covers an aspect of the invention is still valid and has received marketing approval prior to the expiration of all our patents covering the invention, the
royalty will be reduced to 5%.

The Aventis Agreement does not contain any diligence obligations that require us to exert any special efforts to develop a product for the prevention
and treatment of cholesterol gallstones, nor are we contractually required to meet any milestones in respect of the development or commercialization of the
invention. We have not yet paid, nor do we currently owe, any amounts to Aventis under the Aventis Agreement. Additionally, after experiencing poor patient
recruitment and due to higher-priority clinical programs, at this point in time we have decided not to pursue the indications of cholesterol gallstones and we
believe that it is unlikely that we will revive another study in cholesterol gallstones.

Unipharm

On October 7, 2000, in connection with a certain share subscription agreement, we sent a letter to Unipharm Ltd. (“Unipharmˮ), pursuant to which
we agreed to negotiate the grant of an exclusive license to Unipharm with respect to the use of patents within our first patent family covering the composition
of matter of Aramchol within Israel on to-be-agreed upon terms and conditions. The letter stated that, if granted, such license would at all times be subject to
our best interests, as determined in our sole discretion, and all approvals and proceedings required by agreement or by law. As of the date hereof, no such
definitive agreement has been executed with regard to this matter and at this stage we have no intention to pursue such an agreement. The letter is silent as to
term, termination and whether or not it is binding.

Competition

The pharmaceutical industry is characterized by rapidly evolving technology, intense competition and a highly risky, costly and lengthy research and
development process. Adequate protection of intellectual property, successful product development, adequate funding and retention of skilled, experienced
and professional personnel are among the many factors critical to success in the pharmaceutical industry.

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Other companies, including, Intercept Pharmaceuticals, Inc. Gilead Sciences, Inc., Allergan (through its acquisition of Tobira Therapeutics Inc.) and
Genfit S.A., have molecules currently in Phase III clinical development; Shire, Novartis (through the in-license of Conatus Pharmaceuticals Inc.), Cirius, and
Inventiva  have  molecules  in  Phase  IIB  clinical  development  for  the  treatment  of  NASH  and  the  fibrosis  associated  therewith.  There  are  a  host  of  other
potential  competitors  in  earlier  stages  of  development  relative  to  us  for  the  treatment  of  NASH  including,  but  not  limited  to,  Galectin  Therapeutics  Inc.,
AstraZeneca, Bristol-Myers Squibb, and Novartis.

Notwithstanding the foregoing, see “Item 3. Key Information—Risk Factors—Risks Related to Our Business, Industry and Regulatory Requirements
—Our market is subject to intense competition. If we are unable to compete effectively, Aramchol or any other product candidate that we develop may be
rendered noncompetitive or obsolete.”

Intellectual Property and Patent Strategy

The proprietary nature of, and protection for, Aramchol or any future product candidates and our discovery programs for new indications, processes
and know-how are important to our business. We own patent rights to Aramchol in various jurisdictions worldwide, including within and outside of Israel. We
have sought patent protection in the United States and internationally for Aramchol and our discovery programs, and any other inventions to which we have
rights, where available and when appropriate. The term of U.S. Patent No. 7,501,403, covering the use of Aramchol for the treatment of fatty liver, has been
extended due to patent term adjustments of 567 days, resulting in an effective expiration date of November 3, 2023.

Our policy is to pursue, maintain and defend patent rights, whether developed internally or licensed from third parties, and to protect the technology,
inventions and improvements that are commercially important to the development of our business. We also rely on trade secrets that may be important to the
development of our business.

Patent Portfolio for Aramchol (First-in-Class Synthetic FABAC)

The patent portfolio for Aramchol contains patents and pending patent applications directed to composition of matter, manufacturing methods and
methods of use. As of February 28, 2018, the latest practicable date for inclusion in this annual report, we own six U.S. patents, and corresponding foreign
patents and pending patent applications, as detailed below. We have also recently filed a PCT patent application for second generation FABAC compounds.

The first patent family discloses and claims FABACs, including Aramchol, as well as methods for preventing or dissolving cholesterol gallstones in
bile and reducing or preventing arteriosclerosis using FABACs. This patent family includes three issued U.S. patents and an issued European patent that was
validated  in  Austria,  Belgium,  Cyprus,  Denmark,  Finland,  France,  Germany  Greece,  Ireland,  Italy,  Latvia,  Lithuania,  Luxembourg,  Monaco,  Netherlands,
Portugal, Romania, Slovenia, Spain, Sweden, Switzerland and the United Kingdom. Corresponding patents have been granted in Australia, Brazil, Canada,
China, Czech Republic, Belarus, Kazakhstan, Russian Federation, Hungary, Indonesia, Israel, Japan, Korea, Mexico, New Zealand, Norway, Poland, Turkey
and the Ukraine. If the appropriate maintenance, renewal, annuity or other governmental fees are paid, the non-extended patent term for this patent family is
due to expire on March 25, 2019, with the exception of the Israeli patent, which is due to expire on April 8, 2018.

The  second  patent  family  discloses  and  claims  additional  FABACs  with  different  conjugation  moieties,  as  well  as  the  use  of  these  and  the
compounds  disclosed  in  the  first  patent  family  above,  including  Aramchol,  in  the  treatment  of  fatty  liver,  reduction  of  serum  cholesterol  and  treatment  of
hyperglycemia and diabetes. This patent family includes a U.S. patent directed to the treatment of fatty liver a U.S. patent directed to reduction of serum
cholesterol by administering additional forms of FABACs, and a U.S. patent (Continuation-in-Part) directed to the treatment of hyperglycemia and diabetes.
This patent family also includes two European patents, one patent which was validated in Austria, Belgium, Cyprus, Denmark, Finland, France, Germany
Ireland, Italy, Luxembourg, Monaco, Netherlands, Portugal, Spain, Sweden, Switzerland, Turkey and the United Kingdom, and the second patent which was
validated in Belgium, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Netherlands, Spain, Sweden, Switzerland, Turkey and the United Kingdom.
The family also includes patents in Australia, Canada, China, Czech Republic, Azerbaijan, Belarus, Kyrgyzstan, Kazakhstan, Russian Federation, Indonesia,
Japan, Korea, Israel, Mexico, New Zealand, Norway, Poland, Hungary and the Ukraine. A foreign patent application is pending in the Czech Republic. If the
appropriate maintenance, renewal, annuity or other governmental fees are paid, the non-extended patent term for this patent family is due to expire on April
15, 2022, with the exception of the Israeli patent, which is due to expire on April 17, 2021. The terms of the U.S. patents in this family have been extended
due to patent term adjustments of 567 days for U.S. Patent 7,501,403, which is directed to the treatment of fatty liver, and 24 days for U.S. Patent 8,110,564,
which is directed to reduction of serum cholesterol, and 356 days for U.S. Patent 8,975,246, which is directed to disorders associated with altered glucose
metabolism or insulin action.

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A  third  patent  family  that  is  due  to  expire  on  February  1,  2030,  discloses  the  use  of  FABACs  in  the  treatment,  prevention  and  inhibition  of
progression  of Alzheimer’s  Disease,  cerebral  amyloid  angiopathy  and  other  brain  diseases  characterized  by  amyloid  plaque  deposits.  This  patent  family
includes an issued European patent that was validated in France, Germany, Switzerland and the United Kingdom.

A fourth patent family discloses and claims second generation FABAC compounds. This patent family includes a pending U.S. patent application as

well as foreign patent applications in Australia, Brazil, Canada, China, Europe, Hong Kong, India, Israel, Japan and Korea.

A fifth patent family having one U.S. patent application, discloses and claims compositions comprising second generation FABAC compounds.

The  sixth  and  seventh  patent  families,  each  including  one  Israeli  patent  application  and  one  PCT  patent  application,  and  patent  families  eight  to

eleven, each including one U.S. Provisional patent application, cover additional therapeutic uses of Aramchol.

Patent family thirteen, including pending U.S. and foreign patent applications, is directed to topical uses of FABAC compounds.

It is possible that the term of the patents issued in the United States within our first patent family, which includes the composition of matter patents,
may  be  extended  up  to  five  additional  years  under  the  provisions  of  the  Drug  Price  Competition  and  Patent  Term  Restoration  Act  of  1984  (the  “Hatch-
Waxman  Actˮ)  (the  longest  possible  extended  patent  term  being  five  years  from  November  3,  2023).  Patent  term  extension  or  supplementary  protection
certificates may be available in certain foreign countries upon regulatory approval. Independent of patent term extensions, five years of data exclusivity will
be provided for this patent in the United States automatically from the day Aramchol receives regulatory approval, if it is approved, in the United States. The
data exclusivity is solely for the indication tested, in this case presumably NASH. If we pursue commercialization of Aramchol in other jurisdictions, longer
periods of data exclusivity may pertain.

Our  commercial  success  will  depend  in  part  on  obtaining  and  maintaining  patent  protection  and  trade  secret  protection  of  our  current  and  future
product candidates and the methods used to develop and manufacture them, as well as successfully defending these patents against third-party challenges. Our
ability to stop third parties from making, using, selling, offering to sell or importing our products depends on the extent to which we have rights under valid
and  enforceable  patents  or  trade  secrets  that  cover  these  activities.  We  believe  that  our  patents  provide  broad  and  comprehensive  coverage  for  the  use  of
Aramchol for the treatment of certain liver diseases. However, the patent positions of biopharmaceutical companies, such as ourselves, are generally uncertain
and involve complex legal and factual questions. Our ability to maintain and solidify our proprietary position for the technology will depend on our success in
obtaining effective claims and enforcing those claims once granted. There is no certainty that any of the Company’s pending patent applications will result in
the issuance of any patents. The issued patents and those that may be issued in the future, may be challenged, narrowed, circumvented or found to be invalid
or unenforceable, which could limit our ability to stop competitors from marketing related products or the length of term of patent protection that we may
have for our products. In addition, our competitors may independently develop similar technologies or duplicate any technology developed by us, and the
rights granted under any issued or future patents may not provide us with any meaningful competitive advantages against these competitors. Furthermore,
because  of  the  extensive  time  required  for  development,  testing  and  regulatory  review  of  a  potential  product,  before  any  of  our  products  can  be
commercialized, any related patent may expire or remain in force for only a short period following commercialization, thereby reducing any advantage of
such patent. For more risks associated with the protection of our licensed intellectual property, see “Item 3. Key Information—Risk Factors—Risks Related to
Our Intellectual Property.”

64

 
 
 
 
 
 
 
 
 
 
 
Trade Secrets

In addition to patents, we rely on trade secrets and know-how to develop and maintain our competitive position. Trade secrets and know-how can be
difficult  to  protect.  We  seek  to  protect  our  proprietary  processes,  in  part,  by  confidentiality  agreements  and  invention  assignment  agreements  with  our
employees, consultants, scientific advisors, contractors and commercial partners. These agreements are designed to protect our proprietary information. We
also seek to preserve the integrity and confidentiality of our data, trade secrets and know-how by maintaining physical security of our premises and physical
and electronic security of our information technology systems. While we have confidence in these individuals, organizations and systems, such agreements or
security measures may be breached, and we may not have adequate remedies for any breach. In addition, our trade secrets may otherwise become known or
be independently discovered by competitors or others.

Seasonality

Our business and operations are generally not affected by seasonal fluctuations or factors.

Raw Materials and Suppliers

We believe that the raw materials that we require to manufacture Aramchol are readily available commodities commonly used in the pharmaceutical

industry.

Manufacturing

We do not own or operate manufacturing facilities for the production of Aramchol or any future product candidates, nor do we have plans to develop
our own manufacturing operations in the foreseeable future. We currently rely on third-party contract manufacturers for all of our required raw materials, API
and finished product for our non-clinical research and clinical trials, including our ARREST Study. We do not have long term agreements with any of these
third parties. We also do not have any current contractual relationships for the manufacture of commercial supplies of Aramchol if it is approved; however,
the  Perrigo  Agreement  (as  described  herein)  provides  Perrigo  with  the  option  to  negotiate  an  exclusive  commercial  contract  for  the  manufacture  of
commercial supplies of the Aramchol API in the future for a minimum term of five years. If Aramchol or any future product candidates are approved by any
regulatory  agency,  we  intend  to  enter  into  agreements  with  a  third-party  contract  manufacturer  or  collaboration  partner  and  one  or  more  back-up
manufacturers  for  the  commercial  production  of  those  products.  Development  and  commercial  quantities  of  any  products  that  we  develop  will  need  to  be
manufactured in facilities, and by processes, that comply with the requirements of the FDA and the regulatory agencies of other jurisdictions in which we are
seeking approval. We currently employ internal resources to manage our manufacturing contractors. The relevant manufacturers of our drug substance and
drug products for our current pre-clinical and clinical trials have advised us that they are compliant with both cGMP and, cGLP.

There  can  be  no  assurance  that  Aramchol,  if  approved,  can  be  manufactured  in  sufficient  commercial  quantities,  in  compliance  with  regulatory
requirements and at an acceptable cost. We and our contract manufacturers are, and will be, subject to extensive governmental regulation in connection with
the manufacture of any pharmaceutical products or medical devices. We and our contract manufacturers must ensure that all of the processes, methods and
equipment  are  compliant  with  cGMP  and  cGLP  for  drugs  on  an  ongoing  basis,  as  mandated  by  the  FDA  and  other  regulatory  authorities,  and  conduct
extensive audits of vendors, contract laboratories and suppliers.

On January 28, 2015, we entered into the Perrigo Agreement with Perrigo, a former subsidiary of Perrigo Company plc that was recently acquired by
SK Capital Partners and had changed its name to Wavelength Pharmaceuticals, for, among other things, the large-scale production of Aramchol’s API and the
scale-up and manufacturing process optimization for large-scale production of the Aramchol API. To date, Perrigo has manufactured three pilot batches of
Aramchol  API.  The  material  obtained  is  of  appropriate  quality  and  was  produced  under  GLP,  but  has  resulted  in  significant  high  manufacturing  costs.
Therefore,  additional  research  and  development  work  pertaining  to  the  scale-up  and  optimization  of  the  process  has  been  undertaken  by  two  other  CROs
under cGMP and cGLP, in order, inter alia, to simplify, increase yields and improve the volume capacity of the manufacturing process. Recently, we decided
to  proceed  with  one  of  those  other  CROs  which  will  complete  the  scale  up  and  optimization  process.  Based  on  the  results  of  the  additional  scale  up  and
optimization process, we will decide how to proceed with the future manufacture of Aramchol API. See “Item 4.B. Information on the Company—Business
Overview—Strategic Collaborations, Research Arrangements and Other Material Agreements—Perrigo API Ltd.” for more information regarding the Perrigo
Agreement.

65

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Contract Research Organizations

We  outsource  certain  clinical  trial  activities  to  CROs.  Our  clinical  CROs  comply  with  guidelines  from  the  International  Conference  on
Harmonisation  of  Technical  Requirements  for  Registration  of  Pharmaceuticals  for  Human  Use,  which  attempt  to  harmonize  the  FDA,  the  EMA,  and  the
Pharmaceuticals and Medical Devices Agency of Japan regulations and guidelines. We create and implement the drug development plans and manage the
CROs according to the specific requirements of the drug candidate under development. To the extent clinical research is overseen by the CROs (or directly by
us), compliance with certain federal regulations, including but not limited to 21 C.F.R. parts 50, 54, 56, 58 and 312, which pertain to, among other things,
IRBs,  informed  consent,  financial  conflicts  of  interest  by  investigators,  correct  administration  of  treatment,  follow  up  of  adverse  events,  good  laboratory
practices and submitting IND applications, may be required.

Marketing, Sales and Commercialization

Given our stage of development, we do not have any internal sales, marketing or distribution infrastructure or capabilities. In the event we receive
regulatory approval for Aramchol, we intend, where appropriate, to pursue commercialization relationships, including strategic alliances and licensing, with
pharmaceutical companies and other strategic partners, which are equipped to market and/or sell Aramchol or any future product candidates, if any, through
their well-developed sales, marketing and distribution organizations in order to gain access to global markets. In addition, we may out-license some or all of
our  worldwide  patent  rights  to  more  than  one  party  to  achieve  the  fullest  development,  marketing  and  distribution  of  any  products  we  develop.  Over  the
longer term, we may consider ultimately building an internal marketing, sales and commercial infrastructure. See “Item 4.B. Information on the Company—
Business  Overview—Strategic  Collaborations,  Research  Arrangements  and  other  Material  Agreements—Samil  Pharm  Co.”  for  information  regarding  the
license agreement we entered with Samil for the commercialization of Aramchol (with an option to manufacture) for the treatment of fatty liver indications
including NASH, in the Republic of Korea.

Environmental Matters

We,  our  agents  and  our  service  providers,  including  our  manufacturers,  may  be  subject  to  various  environmental,  health  and  safety  laws  and
regulations,  including  those  governing  air  emissions,  water  and  wastewater  discharges,  noise  emissions,  the  use,  management  and  disposal  of  hazardous,
radioactive and biological materials and wastes and the cleanup of contaminated sites. We believe that our business, operations and facilities, including, to our
knowledge, those of our agents and service providers, are being operated in compliance in all material respects with applicable environmental and health and
safety  laws  and  regulations.  All  information  with  respect  to  any  chemical  substance  is  filed  and  stored  as  a  Material  Safety  Data  Sheet,  as  required  by
applicable  environmental  regulations.  Based  on  information  currently  available  to  us,  we  do  not  expect  environmental  costs  and  contingencies  to  have  a
material  adverse  effect  on  us.  However,  significant  expenditures  could  be  required  in  the  future  if  we,  our  agents  or  our  service  providers  are  required  to
comply with new or more stringent environmental or health and safety laws, regulations or requirements.

Government Regulation and Product Approval

Governmental authorities in the United States and in other countries extensively regulate, among other things, the research, development, testing,
manufacture, labeling, packaging, promotion, storage, advertising, distribution, marketing and export and import of products such as those we are developing.
Aramchol or any future product candidates must be approved by the FDA through the NDA process before they may be legally marketed in the United States
and by the Committee on Human Medicinal Products (“CHMPˮ), via the EMA and European Commission through the MAA process before they may be
legally marketed in Europe. Aramchol or any future product candidates will be subject to similar requirements in other countries prior to marketing in those
countries.  The  process  of  obtaining  regulatory  approvals  and  the  subsequent  compliance  with  applicable  federal,  state,  local  and  foreign  statutes  and
regulations require the expenditure of substantial time and financial resources.

66

 
 
 
 
 
 
 
 
 
 
 
 
We are conducting a global development program for Aramchol for the treatment of NASH in patients who are overweight or obese and have pre
diabetes  or  type  II  diabetes  mellitus,  and  we  may  make  our  submissions  for  regulatory  approval  in  parallel;  initially  in  Europe  and  in  the  United  States.
Typically, approval time in the United States with the FDA for an NDA is faster than that within Europe with the EMA and the European Commission for an
MAA, especially when the novelty of the submission is considered. First in class, high medical need and rare disease drugs can experience faster review.
Nevertheless, marketing and pricing approval presents a further delay in many countries that should be considered in addition to the regulatory approvals
noted above.

United States Government Regulation

NDA Approval Processes

In the United States, the FDA regulates drugs under the Federal Food, Drug, and Cosmetic Act (the “FDCAˮ), and implementing regulations and
guidance documents. Failure to comply with the applicable U.S. requirements at any time during the product development process or approval process, or
after approval, may subject an applicant to administrative or judicial sanctions, any of which could have a material adverse effect on us. These sanctions could
include refusal to approve pending applications, withdrawal of an approval, imposition of a clinical hold, issuance of warning letters, product seizures, total or
partial suspension of production or distribution, injunctions, fines, disgorgement, and civil or criminal penalties.

The process required by the FDA before a drug may be marketed in the United States generally involves the following:

·

·

·

·

·

·

·

completion  of  pre-clinical  laboratory  tests,  animal  studies  and  formulation  studies  conducted  according  to  GLPs,  or  other  applicable
regulations;

submission to the FDA of an IND application, which must become effective before human clinical trials may begin;

performance of adequate and well-controlled human clinical trials according to GCPs, to establish the safety and efficacy of the proposed
drug for its intended use;

submission to the FDA of an NDA;

satisfactory  completion  of  an  FDA  inspection  of  the  manufacturing  facility  or  facilities  at  which  the  product  is  produced  to  assess
compliance with cGMPs to assure that the facilities, methods and controls are adequate to preserve the drug’s identity, strength, quality and
purity;

satisfactory completion of FDA inspections of clinical sites and GLP toxicology studies; and

FDA review and approval of the NDA.

The testing and approval process requires substantial time, effort and financial resources, and we cannot be certain that any approvals for Aramchol

or any future product candidates will be granted on a timely basis, if at all.

Once  a  product  candidate  is  identified  for  development,  it  enters  the  pre-clinical  testing  stage.  Pre-clinical  tests  include  laboratory  evaluations  of
product  chemistry,  toxicity  and  formulation,  as  well  as  animal  studies.  An  IND  sponsor  must  submit  the  results  of  the  pre-clinical  tests,  together  with
manufacturing information and analytical data, to the FDA as part of the IND. Some pre-clinical testing may continue after the IND is submitted. In addition
to including the results of the pre-clinical studies, the IND will also include a clinical trial protocol detailing, among other things, the objectives of the clinical
trial,  the  parameters  to  be  used  in  monitoring  safety  and,  depending  on  the  phase  of  the  study,  the  effectiveness  criteria  to  be  evaluated.  The  IND
automatically becomes effective 30 days after receipt by the FDA, unless the FDA, within the 30-day time period, places the IND on clinical hold. In such a
case, the IND sponsor and the FDA must resolve any outstanding concerns before clinical trials can begin. A clinical hold may occur at any time during the
life of an IND, due to safety concerns or non-compliance, and may affect one or more specific studies or all studies conducted under the IND.

67

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
All clinical trials must be conducted under the supervision of one or more qualified investigators in accordance with the FDA’s GCP regulations.
These  regulations  include  the  requirement  that  all  research  subjects  provide  informed  consent.  Further,  an  IRB  must  review  and  approve  the  plan  for  any
clinical trial, including the informed consent document, before it commences at any institution. An IRB considers, among other things, whether the risks to
individuals participating in the trials are minimized and are reasonable in relation to anticipated benefits. The IRB also approves the investigator brochure and
other information about the trial distributed by the sponsor and the consent form that must be provided to each trial subject or his or her legal representative
and  must  monitor  the  study  until  completed.  All  clinical  trials  must  be  conducted  under  protocols  detailing  the  objectives  of  the  trial,  dosing  procedures,
research subject inclusion and exclusion criteria and the safety and effectiveness criteria to be evaluated. Each protocol must be submitted to the FDA as part
of  the  IND,  and  progress  reports  detailing  the  status  of  the  clinical  trials  must  be  submitted  to  the  FDA  annually.  Sponsors  must  also  report  within  set
timeframes to FDA serious and unexpected adverse reactions, any clinically important increase in the rate of a serious suspected adverse reaction over that
listed  in  the  protocol  or  investigation  brochure,  or  any  findings  from  other  studies  or  animal  or  in-vitro  testing  that  suggest  a  significant  risk  in  humans
exposed to the drug. Sponsors must also report to FDA certain amendments to the protocol and other essential information concerning the IND that does not
fall within the scope of other required reports.

Human clinical trials are typically conducted in three sequential phases that may overlap or be combined:

·

·

·

Phase  I.  The  drug  is  initially  introduced  into  healthy  human  subjects  and  tested  for  safety,  dosage  tolerance,  absorption,  metabolism,
distribution and elimination. In the case of some products for severe or life-threatening diseases, such as cancer, especially when the product
may be inherently too toxic to ethically administer to healthy volunteers, the initial human testing is often conducted in patients.

Phase II. Clinical trials are performed on a limited patient population intended to identify possible adverse effects and risks, to preliminarily
evaluate the efficacy of the product for specific targeted diseases and to determine dosage tolerance and optimal dosage.

Phase  III.  Clinical  trials  are  undertaken  to  further  evaluate  dosage,  clinical  efficacy  and  safety  in  an  expanded  patient  population  at
geographically  dispersed  clinical  study  sites.  Phase  III  clinical  trials  are  conducted  to  provide  sufficient  data  for  the  statistically  valid
evidence of safety and efficacy.

Human clinical trials are inherently uncertain and Phase I, Phase II and Phase III testing may not be successfully completed. The FDA or the sponsor
may suspend a clinical trial at any time for a variety of reasons, including a finding that the research subjects or patients are being exposed to an unacceptable
health risk. Similarly, an IRB can suspend or terminate approval of a clinical trial at its institution if the clinical trial is not being conducted in accordance
with the IRB’s requirements or if the drug has been associated with unexpected serious harm to patients.

During the development of a new drug, sponsors are given opportunities to meet with the FDA at certain points. These points are typically prior to
the submission of an IND, at the end of Phase II and before an NDA is submitted. Meetings at other times may also be requested. These meetings can provide
an opportunity for the sponsor to share information about the data gathered to date and for the FDA to provide advice on the next phase of development.
Sponsors typically use the meeting at the end of Phase II to discuss their Phase II clinical results and present their plans for the pivotal Phase III clinical trial
that they believe will support the approval of the NDA. If a Phase II clinical trial is the subject of discussion at the end of Phase II meeting with the FDA, a
sponsor may be able to request a Special Protocol Assessment (the “SPAˮ), the purpose of which is to reach agreement with the FDA on the Phase III clinical
trial protocol design and size that will form the primary basis for the demonstration of effectiveness in a marketing application.

According to published guidance on the SPA process, a sponsor which meets the prerequisites may make a specific request for an SPA and provide
information  regarding  the  design  and  size  of  the  proposed  clinical  trial.  The  FDA  has  a  goal  of  completing  the  majority  of  SPA  reviews  within  45  days,
although certain circumstances may result in a delay in FDA’s decision. An SPA request must be made before the proposed trial begins, and all open issues
must be resolved before the trial begins. If a written agreement is reached, it will be documented and made part of the record. The agreement will be binding
on the FDA and may not be changed by the sponsor or the FDA after the trial begins except with the written agreement of the sponsor and the FDA or if the
FDA determines that a substantial scientific issue essential to determining the safety or efficacy of the drug was identified after the testing began. There is no
indication that we will be able to meet the requirements necessary for an SPA.

68

 
 
 
 
 
 
 
 
 
 
 
 
Concurrent  with  clinical  trials,  sponsors  usually  complete  any  remaining  animal  safety  studies  and  also  develop  additional  information  about  the
chemistry and physical characteristics of the drug and finalize a process for manufacturing commercial quantities of the product in accordance with cGMP
requirements. The manufacturing process must be capable of consistently producing quality batches of the drug and the manufacturer must develop methods
for testing the quality, purity and potency of the drug. Additionally, appropriate packaging must be selected and tested and stability studies must be conducted
to demonstrate that the drug candidate does not undergo unacceptable deterioration over its proposed shelf-life.

The results of product development, pre-clinical studies and clinical trials, along with descriptions of the manufacturing process, analytical tests and
other control mechanisms, proposed labeling and other relevant information are submitted to the FDA as part of an NDA requesting approval to market the
product for one or more specified indications. The submission of an NDA is subject to the payment of an application fee, but a waiver of such fees may be
obtained under specified circumstances. We will seek a waiver of these fees as a small business submitting its first human drug application to the FDA. If the
waiver is granted it would not extend to establishment or product fees. The FDA reviews all NDAs submitted to ensure that they are sufficiently complete for
substantive review before it accepts them for filing. It may request additional information rather than accept an NDA for filing. In this event, the NDA must
be resubmitted with the additional information. The resubmitted application also is subject to review before the FDA accepts it for filing.

Once the submission is accepted for filing, the FDA begins an in-depth review. The FDA may refuse to approve an NDA if the applicable statutory
and regulatory criteria are not satisfied or may require additional clinical or other data. Even if such data are submitted, the FDA may ultimately decide that
the NDA does not satisfy the criteria for approval. The FDA reviews an NDA to determine, among other things, whether a product is safe and effective for its
intended use and whether its manufacturing is cGMP-compliant. The FDA may refer the NDA to an advisory committee for review and recommendation as
to whether the application should be approved and under what conditions. The FDA is not bound by the recommendation of an advisory committee, but it
generally  follows  such  recommendations.  Before  approving  an  NDA,  the  FDA  will  typically  inspect  the  facility  or  facilities  where  the  product  is
manufactured and tested. The FDA will also inspect selected clinical sites that participated in the clinical studies and may inspect the testing facilities that
performed the GLP toxicology studies cited in the NDA.

Expedited Review and Approval

NDAs receive either standard or expedited review. A drug representing a significant improvement in treatment, prevention or diagnosis of disease
may  receive  expedited  review.  The  FDA  has  various  specific  programs,  including  Fast  Track,  Breakthrough  Therapy,  Priority  Review,  and  Accelerated
Approval, which, in different ways, are each intended to expedite the process for reviewing and approving drugs. Even if a drug qualifies for one or more of
these programs, the FDA may later decide that the drug no longer meets the conditions for qualification or that the time period for FDA review or approval
will be shortened. Generally, drugs that are eligible for these programs are those for serious or life-threatening conditions, those with the potential to address
unmet  medical  needs  and  those  that  offer  meaningful  benefits  over  existing  treatments.  For  example,  Fast  Track  is  a  process  designed  to  facilitate  the
development  and  expedite  the  review  of  drugs  to  treat  serious  or  life-threatening  diseases  or  conditions  and  fill  unmet  medical  needs,  and  Breakthrough
Therapy designation is designed to expedite the development and review of drugs that are intended to treat a serious condition where preliminary clinical
evidence indicates that the drug may demonstrate substantial improvement over available therapy on a clinically significant endpoint(s). Priority review is
designed to give drugs that offer major advances in treatment or provide a treatment where no adequate therapy exists an initial review within six months as
compared to a standard review time of ten months. Although Fast Track, Breakthrough Therapy designation and priority review do not affect the standards for
approval, the FDA will attempt to facilitate early and frequent meetings with a sponsor of a Fast Track or Breakthrough Therapy designated drug and expedite
review of the application for a drug designated for priority review. The FDA will also provide Breakthrough Therapy designated drugs intensive guidance on
an  efficient  drug  development  program  and  provide  these  drug  developers  with  an  organizational  commitment  from  the  FDA  involving  senior  managers.
Since sponsors can design clinical trials in a number of ways, in providing its guidance for drugs designated as breakthrough therapies, the FDA will seek to
ensure  that  the  sponsor  of  the  product  designated  as  a  breakthrough  therapy  receives  timely  advice  and  interactive  communications  in  order  to  help  the
sponsor design and conduct a development program as efficiently as possible. During these interactions, the FDA may suggest, or a sponsor can propose,
alternative clinical trial designs (e.g., adaptive designs, an enrichment strategy, use of historical controls) that may result in smaller trials or more efficient
trials that require less time to complete. Such trial designs could also help minimize the number of patients exposed to a potentially less efficacious treatment
(i.e., the control group treated with available therapy). On September 23, 2014, the FDA granted Fast Track designation status to Aramchol for the treatment
of patients who are overweight or obese and have pre diabetes or type II diabetes mellitus with NASH.

69

 
 
 
 
 
 
 
 
 
Accelerated Approval, which is described in 21 C.F.R. § 314.500 et seq., provides for approval of a new drug that is intended to treat a serious or
life-threatening disease or condition and that fills an unmet medical need based on a surrogate endpoint. A surrogate endpoint is a laboratory measurement or
physical sign used as an indirect or substitute measurement representing a clinically meaningful outcome. To be used in accelerated approval, a surrogate
endpoint must be “reasonably likely, based on epidemiologic, therapeutic, pathophysiologic, or other evidence to predict benefit on irreversible morbidity or
mortality.” The term “reasonably likely” implies that some uncertainty remains about the relationship of the surrogate to the clinical benefit to the patient.
Therefore, accelerated approval is typically contingent on a sponsor’s agreement to conduct additional post-approval studies to verify and describe the drug’s
clinical benefit. Accelerated Approval does not change the standards for approval, but by allowing a demonstration of efficacy based on a surrogate endpoint
may expedite the approval process.

Liver histology currently offers the best short-term method for tracking the progression of NASH. Certain features on histopathology provide some
prognostic information regarding risk for progression. Steatohepatitis, not isolated fatty liver, is associated with a substantial increase in the long-term risk of
developing  cirrhosis  and  liver-related  outcomes  (15,  35).  This  is  believed  to  be  related  to  the  underlying  inflammation  and  activation  of  pro-fibrogenic
pathways in NASH. Based on this current understanding of the pathogenesis of NASH, one would expect that reversal of steatohepatitis would reduce the risk
of  developing  cirrhosis.  However,  steatosis  and  inflammation  can  decrease  as  fibrosis  advances  (37).  Therefore,  the  reversal  of  steatohepatitis  with  no
evidence  of  progression  to  advanced  fibrosis  (stage  3  or  4),  may  be  an  acceptable  surrogate  endpoint  suitable  both  for  phase  IIB  and  III  trials  that  enroll
patients with NASH and evidence of early fibrosis.

In  2016,  the  U.S.  Congress  enacted  the  21st  Century  Cures  Act.  The  law  contains  several  provisions  aimed  at  accelerating  drug  approval.  In
particular, it directs FDA to implement a formal review pathway to qualify biomarkers and other drug development tools. It is unclear when this new pathway
will be implemented or whether using this pathway would have any impact on our clinical program.

Patent Term Restoration and Marketing Exclusivity

Depending upon the timing, duration and specifics of FDA approval of the use of Aramchol or any future product candidates, U.S. patents may be
eligible  for  limited  patent  term  extension  under  the  Hatch-Waxman  Act.  The  Hatch-Waxman  Act  permits  a  patent  restoration  term  of  up  to  five  years  as
compensation for patent term lost during product development and the FDA regulatory review process. However, patent term restoration cannot extend the
remaining  term  of  a  patent  beyond  a  total  of  14  years  from  the  product’s  approval  date.  The  patent  term  restoration  period  is  generally  one-half  the  time
between the effective date of an IND, and the submission date of an NDA, plus the time between the submission date of an NDA and the approval of that
application. Only one patent applicable to an approved drug is eligible for the extension and the application for extension must be made prior to expiration of
the patent. The USPTO, in consultation with the FDA, reviews and approves the application for any patent term extension or restoration. In the future, we
intend to apply for restorations of patent term for some of our currently owned patents to add patent life beyond their current expiration date, depending on
the expected length of clinical trials and other factors involved in the submission of the relevant NDA.

Market exclusivity provisions under the FDCA also can delay the submission or the approval of certain applications. The FDCA provides a five year
period of non-patent marketing exclusivity within the United States to the first applicant to gain approval of an NDA for a new chemical entity. A drug is a
new chemical entity if the FDA has not previously approved any other new drug containing the same active moiety, which is the molecule or ion responsible
for the action of the drug substance. During the exclusivity period, the FDA may not accept for review an abbreviated new drug application (“ANDAˮ), or a
505(b)(2) NDA submitted by another company for another version of such drug where the applicant does not own or have a legal right of reference to all the
data required for approval. However, an application may be submitted after four years if it contains a certification of patent invalidity or non-infringement.
The FDCA also provides three years of marketing exclusivity for an NDA, 505(b)(2) NDA or supplement to an approved NDA if new clinical investigations,
other than bioavailability studies, that were conducted or sponsored by the applicant are deemed by the FDA to be essential to the approval of the application,
for example, for new indications, dosages or strengths of an existing drug. This three year exclusivity covers only the conditions associated with the new
clinical  investigations  and  does  not  prohibit  the  FDA  from  approving  ANDAs  for  drugs  containing  the  original  active  agent.  Five  year  and  three  year
exclusivity will not delay the submission or approval of a full NDA; however, an applicant submitting a full NDA would be required to conduct or obtain a
right of reference to all of the pre-clinical studies and adequate and well-controlled clinical trials necessary to demonstrate safety and effectiveness.

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Post-approval Requirements

Once  an  approval  is  granted,  the  FDA,  European  authorities  and  other  regulatory  authorities  may  withdraw  the  approval  if  compliance  with
regulatory requirements is not maintained or if problems occur after the product reaches the market. Later discovery of previously unknown problems with a
product may result in restrictions on the product or even complete withdrawal of the product from the market. After approval, some types of changes to the
approved product, such as adding new indications, manufacturing changes and additional labeling claims, are subject to further regulatory authority review
and approval. Some of these modifications, especially adding indications, would likely require additional clinical studies. In addition, the FDA may require
testing and surveillance programs to monitor the effect of approved products that have been commercialized, and the FDA has the power to prevent or limit
further marketing of a product based on the results of these post-marketing programs.

Any drug product manufactured or distributed by us pursuant to FDA approvals are subject to continuing regulation by the FDA, including, among
other  things  record-keeping  requirements;  cGMPs;  reporting  of  adverse  experiences  with  the  drug;  providing  the  FDA  with  updated  safety  and  efficacy
information; drug sampling and distribution requirements; notifying the FDA and gaining its approval of specified manufacturing or labeling changes; and
complying with FDA promotion and advertising requirements.

Drug manufacturers and other entities involved in the manufacture and distribution of approved drugs are required to register their establishments
with the FDA and certain state agencies, and are subject to periodic unannounced inspections by the FDA and some state agencies for compliance with cGMP
and other laws.

We rely, and expect to continue to rely, on third parties for the production of clinical and commercial quantities of Aramchol. Future FDA and state
inspections may identify compliance issues at the facilities of our contract manufacturers that may disrupt production or distribution, or require substantial
resources to correct.

From time to time, legislation is drafted, introduced and passed in Congress that could significantly change the statutory provisions governing the
approval, manufacturing and marketing of products regulated by the FDA. In addition, FDA regulations and guidance are often revised or reinterpreted by the
agency in ways that may significantly affect our business and our products. It is impossible to predict whether legislative changes will be enacted, or FDA
regulations, guidance or interpretations changed or what the impact of such changes, if any, may be. In particular, it is unknown whether any of the provisions
of the 2016 21st Century Cures Act that are intended to accelerate drug approval will result in any change in the current approval pathway for Aramchol.

Pursuant to the Affordable Care Act (discussed in greater detail below), the Centers for Medicare & Medicaid Services (CMS) is required to collect
and  publish  information  reported  by  applicable  manufacturers  about  payments  and  other  transfers  of  value  manufacturers  have  made  to  physicians  and
teaching  hospitals.  Such  a  law,  when  applicable  to  our  products,  could  increase  the  company’s  regulatory  liability  through  the  imposition  of  additional
reporting  and  regulatory  requirements.  There  are  also  an  increasing  number  of  state  laws  that  require  manufacturers  to  make  similar  reports  to  states  on
pricing and marketing information.

71

 
 
 
 
 
 
 
 
 
 
 
Reimbursement

We face uncertainties over the pricing of pharmaceutical products. Sales of Aramchol or any future product candidates will depend, in part, on the
extent to which the costs of Aramchol or any future product candidates will be covered by third-party payors, such as federal health programs, commercial
insurance  and  managed  care  organizations.  These  third-party  payors  are  increasingly  challenging  the  prices  charged  for  medical  products  and  services.
Additionally, the containment of healthcare costs has become a priority of federal and state governments and the prices of drugs have been a focus in this
effort. The U.S. government, state legislatures, foreign governments and third party payors have shown significant interest in implementing cost-containment
programs,  including  price  controls,  pricing  transparency  disclosure  obligations,  restrictions  on  reimbursement  and  requirements  for  substitution  of  generic
products.  Adoption  of  price  controls  and  cost-containment  measures,  and  adoption  of  more  restrictive  policies  in  jurisdictions  with  existing  controls  and
measures, could further limit our net revenue and results. If these third-party payors do not consider Aramchol or any future product candidates to be cost-
effective compared to other therapies, they may not cover Aramchol or any future product candidates after approved as a benefit under their plans or, if they
do, the level of payment may not be sufficient to allow us to sell Aramchol or any future product candidates on a profitable basis.

The Medicare Modernization Act imposed new requirements for the distribution and pricing of prescription drugs for Medicare beneficiaries under
Part D. Under Part D, Medicare beneficiaries may enroll in prescription drug plans offered by private entities that provide coverage of outpatient prescription
drugs. Part D prescription drug plan sponsors are not required to pay for all covered Part D drugs, and each drug plan can develop its own drug formulary that
identifies  which  drugs  it  will  cover  and  at  what  tier  or  level.  However,  Part  D  prescription  drug  formularies  must  include  drugs  within  each  therapeutic
category and class of covered Part D drugs, though not necessarily all the drugs in each category or class. The Centers for Medicare & Medicaid Services
published a final rule in 2014 implementing the Medicare Modernization Act. Contrary to the proposed rule, which would have enabled Part D plans to offer
fewer drugs, the final rule maintained the existing six protected classes of drug categories, but stated that some of the proposals not included in the final rule
could still be finalized in the future, which would impact payor formulary and coverage decisions.

The  American  Recovery  and  Reinvestment  Act  of  2009  provides  funding  for  the  federal  government  to  compare  the  effectiveness  of  different
treatments  for  the  same  illness.  A  plan  for  the  research  will  be  developed  by  the  Department  of  Health  and  Human  Services,  the  Agency  for  Healthcare
Research  and  Quality  and  the  National  Institutes  for  Health,  and  periodic  reports  on  the  status  of  the  research  and  related  expenditures  will  be  made  to
Congress. Although the results of the comparative effectiveness studies are not intended to mandate coverage policies for public or private payors, it is not
clear what effect, if any, the research will have on the sales of any product, if any such product or the condition that it is intended to treat is the subject of a
study. It is also possible that comparative effectiveness research demonstrating benefits in a competitor’s product could adversely affect the sales of Aramchol
or  any  future  product  candidates.  If  third-party  payors  do  not  consider  Aramchol  or  any  future  product  candidates  to  be  cost-effective  compared  to  other
available therapies, they may not cover Aramchol or any future product candidates as a benefit under their plans or, if they do, the level of payment may not
be sufficient to allow us to sell Aramchol or any future product candidates on a profitable basis.

The Affordable Care Act, enacted in March 2010, has had a significant impact on the health care industry. Some of the key changes made to date
pursuant to the Affordable Care Act include an expansion of coverage for the uninsured, the creation of insurance marketplaces and increased protection of
insureds with new benefits, rights and protections. With regard to pharmaceutical products, among other things, the Affordable Care Act made major changes
to the Medicare prescription drug program, which helped reduce drug costs for seniors and increased rebates and other costs for the pharmaceutical industry.

On January 20, 2017, President Donald J. Trump was inaugurated as the President of the United States. President Trump has stated that he intends to
“repeal and replace” the Affordable Care Act, and Congress has taken initial steps to repeal the law. In December 2017, Congress passed and the President
signed into law tax reform legislation that made significant changes to the Affordable Care Act including the repeal of the “individual mandate” that was in
place  to  strongly  encourage  broad  participation  in  the  health  insurance  markets.  Given  these  changes  and  other  statements  of  political  leaders,  we  cannot
predict the ultimate impact on the Affordable Care Act and the subsequent effect on the pharmaceutical industry at this time.

In addition, in some non-U.S. jurisdictions, the proposed pricing for a drug must be approved before it may be lawfully marketed. The requirements
governing drug pricing vary widely from country to country. For example, the EU provides options for its member states to restrict the range of medicinal
products for which their national health insurance systems provide reimbursement and to control the prices of medicinal products for human use. A member
state may approve a specific price for the medicinal product or it may instead adopt a system of direct or indirect controls on the profitability of the company
placing  the  medicinal  product  on  the  market.  There  can  be  no  assurance  that  any  country  that  has  price  controls  or  reimbursement  limitations  for
pharmaceutical products will allow favorable reimbursement and pricing arrangements for Aramchol or any future product candidates. Historically, products
launched in the EU do not follow price structures of the United States and generally tend to be significantly lower.

72

 
 
 
 
 
 
 
 
 
 
 
Healthcare Fraud and Abuse Laws

In  the  U.S.,  the  research,  development,  testing,  manufacturing,  handling,  storage,  distribution,  sale  and  promotion  of  drug  products  and  medical
devices  are  potentially  subject  to  regulation  by  various  federal,  state  and  local  authorities  in  addition  to  the  FDA,  including  the  Centers  for  Medicare  &
Medicaid  Services,  other  divisions  of  the  U.S.  Department  of  Health  and  Human  Services  (e.g.,  the  Office  of  Inspector  General),  the  U.S.  Department  of
Justice, state Attorneys General, and other state and local government agencies. For example, sales, marketing and scientific/educational grant programs must
comply with the fraud and abuse provisions applicable to pharmaceutical manufacturers, including the federal “Anti-Kickback Statute”, the Civil Monetary
Penalty  Statute,  the  Stark  Law,  the  federal  False  Claims  Act,  as  amended,  state  and  federal  “Physician  Payment  Sunshine  Act”  laws  and  regulations,  the
privacy  regulations  promulgated  under  the  Health  Insurance  Portability  and  Accountability  Act  (“HIPAAˮ),  and  similar  state  laws.  Pricing  and  rebate
programs  must  comply  with  the  Medicaid  Drug  Rebate  Program  requirements  of  the  Omnibus  Budget  Reconciliation  Act  of  1990,  as  amended,  and  the
Veterans Health Care Act of 1992, as amended. If products are made available to authorized users of the Federal Supply Schedule of the General Services
Administration, additional laws and requirements apply. All of these activities are also potentially subject to federal and state consumer protection and unfair
competition laws.

The Anti- Kickback Statute makes it illegal for any person, including a prescription drug manufacturer (or a party acting on its behalf) to knowingly
and willfully solicit, receive, offer, or pay any remuneration that is intended to induce the referral of business, including the purchase, order, or prescription of
a particular drug, for which payment may be made under a federal healthcare program, such as Medicare or Medicaid.

The federal False Claims Act prohibits anyone from knowingly presenting, conspiring to present, making a false statement in order to present, or
causing to be presented, for payment to federal programs (including Medicare and Medicaid) claims for items or services, including drugs, that are false or
fraudulent, claims for items or services not provided as claimed, or claims for medically unnecessary items or services. This law also prohibits anyone from
knowingly underpaying an obligation owed to a federal program. Increasingly, U.S. federal agencies are requiring nonmonetary remedial measures, such as
corporate integrity agreements in False Claims Act settlements. The U.S. Department of Justice announced in 2016 its intent to follow the “Yates Memo,”
taking a far more aggressive approach in pursuing individuals as False Claims Act defendants in addition to the corporations.

The Physician Payment Sunshine Act, enacted in 2010 as part of the Affordable Care Act, requires manufacturers of pharmaceuticals and medical
devices  to  annually  report  certain  payments  and  other  transfers  of  value  to  physicians  and  teaching  hospitals,  as  well  as  investment  interests  held  by
physicians and their immediate family members. In recent years, several states in the United States have also enacted legislation requiring pharmaceutical
companies  to  file  periodic  reports  with  the  state,  make  periodic  public  disclosures  on  sales,  marketing,  pricing,  clinical  trials  and  other  activities,  and/or
register their sales representatives, as well as establish marketing compliance programs. These laws may affect our sales, marketing, and other promotional
activities by imposing administrative and compliance burdens on us. Failure to meet these requirements, to the extent they are applicable to our activities, also
could result in a variety of governmental sanctions that could have a material adverse effect on our business.

European Economic Area

In addition to approval in the United States, we currently intend to seek regulatory approval of Aramchol in the EU. As such, a summary of the EU

regulatory processes follows below.

A medicinal product may only be placed on the market in the European Economic Area (the “EEAˮ), composed of the 28 EU member states, plus
Norway, Iceland and Lichtenstein, when a marketing authorization has been issued by the competent authority of a member state pursuant to member states’
law based on Directive 2001/83/EC, or an authorization has been granted under the centralized procedure in accordance with Regulation (EC) No. 726/2004
or its predecessor, Regulation 2309/93. There are essentially three community procedures created under prevailing European pharmaceutical legislation that,
if successfully completed, allow an applicant to place a medicinal product on the market in the EEA.

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Centralized Procedure

Regulation 726/2004/EC governs the centralized procedure when a marketing authorization is granted by the European Commission, acting in its
capacity as the European Licensing Authority on the advice of the EMA. That authorization is valid throughout the entire community and directly or (as to
Norway,  Iceland  and  Liechtenstein)  indirectly  allows  the  applicant  to  place  the  product  on  the  market  in  all  member  states  of  the  EEA.  The  EMA  is  the
administrative  body  responsible  for  coordinating  the  existing  scientific  resources  available  in  the  member  states  for  evaluation,  supervision  and
pharmacovigilance of medicinal products. Certain medicinal products, as described in the Annex to Regulation 726/2004, must be authorized centrally. These
are products that are developed by means of certain biotechnological processes in accordance with Paragraph 1 to the Annex to the Regulation. Medicinal
products for human use containing a new active substance for which the therapeutic indication is the treatment of acquired immune deficiency syndrome, or
AIDS,  cancer,  neurodegenerative  disorder  or  diabetes,  autoimmune  diseases  and  other  immune  dysfunctions  and  viral  diseases  must  also  be  authorized
centrally. Finally, all medicinal products that are designated as orphan medicinal products pursuant to Regulation 141/2000 and Advanced Therapy Medicinal
Products (ATMP) according to Reg. (EC) No. 1394/2007 and medicinal products for veterinary use that are used primarily as performance enhancers must be
authorized under the centralized procedure. An applicant may also opt for assessment through the centralized procedure if the medicinal product contains a
new active substance which was not authorized in the EU when Reg. (EC) No. 726/2004 entered into force, or if the applicant can show that the medicinal
product constitutes a significant therapeutic, scientific or technical innovation or that the granting of authorization centrally is in the interests of patients or
animal health at the community level. For each application submitted to the EMA for scientific assessment, the EMA is required to ensure that the opinion of
the Committee for Medicinal Products for Human Use, or CHMP, is given within 210 days after receipt of a valid application. This 210 days period does not
include the time that the applicant needs to answer any questions raised during the application procedure, the so-called ‘clock stop’ period. If the opinion is
positive, the EMA is required to send the opinion to the European Commission, which is responsible for preparing the draft decision granting a marketing
authorization. This draft decision may differ from the CHMP opinion, stating reasons for diverging from the CHMP opinion. The draft decision is sent to the
applicant and the member states, after which the European Commission takes a final decision. If the initial opinion of the CHMP is negative, the applicant is
afforded an opportunity to seek a re-examination of the opinion. The CHMP is required to re-examine its opinion within 60 days following receipt of the
request by the applicant. All CHMP refusals and the reasons for refusal are made public on the EMA website. Without a centralized marketing authorization it
is prohibited to place a medicinal product that must be authorized centrally on the market in the EU. Once a centralized marketing authorization has been
granted by the European Commission, it is valid in all EEA States for 5 years on a renewable basis.

Mutual Recognition and Decentralized Procedures

With the exception of products that are authorized centrally, the competent authorities of the member states are responsible for granting marketing
authorizations for medicinal products placed on their national markets. If the applicant for a marketing authorization intends to market the same medicinal
product  in  more  than  one  member  state,  the  applicant  may  seek  an  authorization  progressively  in  the  community  under  the  mutual  recognition  or
decentralized procedure. Mutual recognition procedure (“MRP”) is used if the medicinal product has already been authorized in a member state. In this case,
the holder of this marketing authorization requests the member state where the authorization has been granted to act as reference member state by preparing
an updated assessment report that is then used to facilitate mutual recognition of the existing authorization in the other member states in which approval is
sought (the so-called concerned member state(s)). The reference member state must prepare an updated assessment report within 90 days of receipt of a valid
application. This report together with the approved Summary of Product Characteristics (the “SmPCˮ) (which sets out the conditions of use of the product),
and a labeling and package leaflet are sent to the concerned member states for their consideration. The concerned member states are required to approve the
assessment report, the SmPC and the labeling and package leaflet within 90 days of receipt of these documents. The total procedural time of the MRP is 180
days.

74

 
 
 
 
 
 
 
 
The decentralized procedure (“DCP”) is used in cases where the medicinal product has not received a marketing authorization in the EU at the time
of  application.  The  applicant  requests  a  member  state  of  its  choice  to  act  as  reference  member  state  to  prepare  an  assessment  report  that  is  then  used  to
facilitate agreement with the concerned member states and the grant of a national marketing authorization in all of these member states. In this procedure, the
reference member state must prepare, for consideration by the concerned member states, the draft assessment report, a draft SmPC and a draft of the labeling
and package leaflet within 120 days after receipt of a valid application. As in the case of mutual recognition, the concerned member states are required to
approve these documents within 90 days of their receipt, i.e. the total time of the DCP is 210 days.

For both MRP and DCP, if a concerned member state objects to the grant of a marketing authorization on the grounds of a potential serious risk to
public  health,  it  may  raise  a  reasoned  objection  with  the  reference  member  state.  The  points  of  disagreement  are  in  the  first  instance  referred  to  the  Co-
ordination Group on MRP and DCP to reach an agreement within 60 days of the communication of the points of disagreement. If member states fail to reach
an agreement, then the matter is referred to the EMA and CHMP for arbitration. The CHMP is required to deliver a reasoned opinion within 60 days of the
date on which the matter is referred. The scientific opinion adopted by the CHMP forms the basis for a binding European Commission decision.

Irrespective of whether the medicinal product is assessed centrally, de-centrally or through a process of mutual recognition, the medicinal product
must be manufactured in accordance with the principles of GMP as set out in Directive2001/83/EC and Directive 2003/94/EC, or, Directive 2017/1572/EU
that will replace Directive 2003/94/EC expectedly by 2019.

Directive 2003/94/EC and Volume 4 of the rules governing medicinal products govern GMP in the European community. Moreover, community law
requires the clinical results in support of clinical safety and efficacy based upon clinical trials conducted in the European community to be in compliance with
the requirements of Directive 2001/20/EC, which implements good clinical practice in the conduct of clinical trials on medicinal products for human use.
Clinical trials conducted outside the European community and used to support applications for marketing within the EU must have been conducted in a way
consistent  with  the  principles  set  out  in  Directive  2001/20/EC.  The  conduct  of  a  clinical  trial  in  the  EU  requires,  pursuant  to  Directive  2001/20/EC,
authorization by the relevant national competent authority where a trial takes place, and an ethics committee to have issued a favorable opinion in relation to
the arrangements for the trial. It also requires that the sponsor of the trial, or a person authorized to act on his behalf in relation to the trial, be established in
the  community.  Directive  2001/20/EC  will  be  replaced  by  Regulation  (EU)  No.  536/2014  on  Clinical  Trials  in  the  near  future. Although  the  Regulation
entered into force on 16 June 2014 the timing of its application depends on the development of a fully functional EU clinical trials portal and database, which
will  be  confirmed  by  an  independent  audit.  The  Regulation  becomes  applicable  six  months  after  the  European  Commission  publishes  a  notice  of  this
confirmation. The entry into application of the Regulation is currently estimated to occur in 2019. Once the new Regulation becomes applicable, clinical trials
law in the EU will be further harmonized.

National Procedure

This procedure is available for medicinal products that do not fall within the scope of mandatory centralized authorization. Specific procedures and
timelines  differ  between  member  states,  but  the  duration  of  the  procedure  without  clock-stop  time  is  generally  210  days  and  based  on  a  risk/efficacy
assessment  by  the  competent  authority  of  the  member  state  concerned,  followed  by  determination  of  SmPC,  package  leaflet  and  label  text/layout  and
subsequently grant of the marketing authorization. Marketing authorizations granted on this basis are not mutually recognized by other member states, but the
national marketing authorization can later be used in an MRP to obtain marketing authorizations in other member states.

There are various types of applications for marketing authorizations:

·

Full Applications. A full application is one that is made under any of the community procedures described above and that “stands alone” in
the  sense  that  it  contains  all  of  the  particulars  and  information  required  by  Article  8(3)  of  Directive  2001/83  (as  amended)  to  allow  the
competent authority to assess the quality, safety and efficacy of the product and in particular the balance between benefit and risk. Article
8(3)(l) in particular refers to the need to present the results of the applicant’s research on (i) pharmaceutical (physical-chemical, biological
or microbiological) tests, (ii) pre-clinical (toxicological and pharmacological) studies and (iii) clinical trials in humans. The nature of these
tests, studies and trials is explained in more detail in Annex I to Directive 2001/83/EC. Full applications would be required for products
containing new active substances not previously approved by the competent authority, but may also be made for other products.

75

 
 
 
 
 
 
 
 
 
 
 
 
·

Abridged Applications. Article 10 of Directive 2001/83/EC contains exemptions from the requirement that the applicant has to provide the
results of its own pre-clinical and clinical research. There are three regulatory routes for an applicant to seek an exemption from providing
such  results,  namely  (i)  cross-referral  to  an  innovator’s  results  without  consent  of  the  innovator,  (ii)  well  established  use  according  to
published literature and (iii) consent to refer to an existing dossier of research results filed by a previous applicant.

Cross-referral to Innovator’s Data

Articles 10(1) and 10(2)(b) of Directive 2001/83/EC provide the legal basis for an applicant to seek a marketing authorization on the basis that its
product is a generic medicinal product (a copy) of a reference medicinal product that has already been authorized, in accordance with community provisions.
A reference product is, in principle, an original product granted an authorization on the basis of a full dossier of particulars and information. This is the main
exemption used by generic manufacturers for obtaining a marketing authorization for a copy product. The generic applicant is not required to provide the
results  of  pre-clinical  studies  and  of  clinical  trials  if  its  product  meets  the  definition  of  a  generic  medicinal  product  and  the  applicable  regulatory  results
protection period for the results submitted by the innovator has expired. A generic medicinal product is defined as a medicinal product:

·

·

·

having the same qualitative and quantitative composition in active substance as the reference medicinal product;

having the same pharmaceutical form as the reference medicinal product; and

whose bioequivalence with the reference medicinal product has been demonstrated by appropriate bioavailability studies.

Applications in respect of a generic medicinal product cannot be made before the expiry of the protection period. Where the reference product was
granted  a  national  marketing  authorization  pursuant  to  an  application  made  before  October  30,  2005,  the  protection  period  is  either  six  years  or  10  years,
depending upon the election of the particular member state concerned. Where the reference product was granted a marketing authorization centrally, pursuant
to  an  application  made  before  November  20,  2005,  the  protection  period  is  10  years.  For  applications  made  after  these  dates,  Regulation  726/2004  and
amendments to Directive 2001/83/EC provide for a harmonized protection period regardless of the approval route utilized. The harmonized protection period
is in total 10 years, including eight years of research data protection and two years of marketing protection. The effect is that the originator’s results can be the
subject  of  a  cross-referral  application  after  eight  years,  but  any  resulting  authorization  cannot  be  exploited  for  a  further  two  years.  The  rationale  of  this
procedure is that the relevant particulars can, if the research data protection period has expired, be found on the originator’s file and used for assessment of
the generic medicinal product. The 10 year protection period can be extended to 11 years where, in the first eight years post-authorization, the holder of the
authorization obtains approval for a new indication assessed as offering a significant clinical benefit in comparison with existing products.

If  the  copy  product  does  not  meet  the  definition  of  a  generic  medicinal  product  or  if  bioequivalence  could  not  be  demonstrated  through
bioavailability studies or in case of certain types of changes in the active substance(s) or in the therapeutic indications, strength, pharmaceutical form or route
of administration in relation to the reference medicinal product, Article 10(3) of Directive 2001/83/EC provides that the results of the appropriate pre-clinical
studies or clinical trials must be provided by the applicant.

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Well-established Medicinal Use

Under  Article  10a  of  Directive  2001/83/EC,  an  applicant  may,  in  substitution  for  the  results  of  its  own  pre-clinical  and  clinical  research,  present
detailed references to published literature demonstrating that the active substance(s) of a product have a well- established medicinal use within the community
for at least ten years with recognized efficacy and an acceptable level of safety in terms of the conditions set out in Annex I of Directive 2001/83/EC. In that
event, the test and trial results shall be replaced by appropriate scientific literature. The applicant is entitled to refer to a variety of different types of literature,
including reports of clinical trials with the same active substance(s) and epidemiological studies that indicate that the constituent or constituents of the product
have  an  acceptable  safety/efficacy  profile  for  a  particular  indication.  However,  use  of  the  published  literature  exemption  is  restricted  by  stating  that  in  no
circumstances  active  substances  be  treated  as  having  a  well-  established  use  if  they  have  been  used  for  less  than  10  years  from  the  first  systematic  and
documented use of the substance as a medicinal product in the EU. Even after 10 years’ systematic use, the threshold for well-established medicinal use might
not be met. European pharmaceutical law requires the competent authorities to consider among other factors the period over which a substance has been used,
the  amount  of  patient  use  of  the  substance,  the  degree  of  scientific  interest  in  the  use  of  the  substance  (as  reflected  in  the  scientific  literature)  and  the
coherence  (consistency)  of  all  the  scientific  assessments  made  in  the  literature.  For  this  reason,  different  substances  may  reach  the  threshold  for  well-
established use after different periods, but the minimum period is 10 years. If the applicant seeks approval of an entirely new therapeutic use compared with
that to which the published literature refers, additional pre-clinical and/or clinical results would have to be provided.

Authorization Holder’s Consent

Under  Article  10c  of  Directive  2001/83/EC,  following  the  grant  of  a  marketing  authorization  the  holder  of  such  authorization  may  consent  to  a
competent authority utilizing the pharmaceutical, pre-clinical and clinical documentation that it submitted to obtain approval for a medicinal product to assess
a subsequent application relating to a medicinal product possessing the same qualitative and quantitative composition with respect to the active substances
and the same pharmaceutical form.

Law Relating to Pediatric Research

Regulation  (EC)  1901/2006  (as  amended  by  Regulation  (EC)  1902/2006)  was  adopted  on  December  12,  2006.  This  Regulation  governs  the
development of medicinal products for human use in order to meet the specific therapeutic needs of the pediatric population. It requires any application for
marketing  authorization  made  after  July  26,  2008  in  respect  of  a  product  not  authorized  in  the  European  Community  on  January  26,  2007  (the  time  the
Regulation  entered  into  force),  to  include  the  results  of  all  studies  performed  and  details  of  all  information  collected  in  compliance  with  a  pediatric
investigation  plan  agreed  by  the  Pediatric  Committee  of  the  EMA,  unless  the  product  is  subject  to  an  agreed  waiver  or  deferral  or  unless  the  product  is
excluded from the scope of Regulation 1901/2006 (generics, hybrid medicinal products, biosimilars, homeopathic and traditional (herbal) medicinal products
and medicinal products containing one or more active substances of well-established medicinal use) according to its Art. 9. Waivers can be granted in certain
circumstances where pediatric studies are not required or desirable. Deferrals can be granted in certain circumstances where the initiation or completion of
pediatric  studies  should  be  deferred  until  appropriate  studies  in  adults  have  been  performed.  The  EMA  does  not  evaluate  an  application  for  market
authorization that is not exempt from Regulation (EC) 1901/2006 if there is no agreed PIP, deferral or waiver. Moreover, this regulation imposes the same
obligation from January 26, 2009 on an applicant seeking approval of a new indication, pharmaceutical form or route of administration for a product already
authorized and still protected by a supplementary protection certificate granted under Regulation EC 469/2009 and its precursor Regulation (EEC) 1768/92 or
by a patent that qualifies for the granting of such a supplementary protection certificate. The pediatric Regulation (EC) 1901/2006 also provides, subject to
certain  conditions,  a  reward  for  performing  such  pediatric  studies,  regardless  of  whether  the  pediatric  results  provided  resulted  in  the  grant  of  a  pediatric
indication. This reward comes in the form of an extension of six months to the supplementary protection certificate granted in respect of the product, unless
the product is subject to orphan drug designation, in which case the 10 year market exclusivity period for such an orphan product is extended to 12 years. If
any of the non-centralized procedures for marketing authorization have been used, the six month extension of the supplementary protection certificate is only
granted if the medicinal product is authorized in all member states.

77

 
 
 
 
 
 
 
 
 
 
Post-authorization Obligations

In  the  pre-authorization  phase  the  applicant  must  provide  a  detailed  pharmacovigilance  plan  that  it  intends  to  implement  post-  authorization.  An
authorization to market a medicinal product in the EU carries with it an obligation to comply with many post- authorization organizational and behavioral
regulations relating to the marketing and other activities of authorization holders. These include requirements relating to post-authorization efficacy studies,
post-authorization  safety  studies,  adverse  event  reporting  and  other  pharmacovigilance  requirements,  advertising,  packaging  and  labeling,  patient  package
leaflets, distribution and wholesale dealing. The regulations frequently operate within a criminal law framework and failure to comply with the requirements
may  not  only  affect  the  authorization,  but  also  can  lead  to  financial  and  other  sanctions  levied  on  the  company  in  question  and  responsible  officers.  EU
pharmacovigilance legislation has been significantly modified by the Pharmacovigilance Directive, Dir. 2010/84/EU which amended the legal framework of
pharmacovigilance for medicines marketed within the EU provided in Regulation (EC) No 726/2004 with respect to EU authorized medicinal products and in
Directive 2001/83/EC with respect to nationally authorized medicinal products (including those authorized through the mutual recognition and decentralized
systems).  In  addition,  Commission  Implementing  Regulation  (EU)  No  520/2012  outlines  the  practical  details  to  be  respected  by  marketing  authorization
holders,  national  competent  authorities  and  the  EMA,  and  Commission  Delegated  Regulation  (EU)  No  357/2014  on  post-authorization  efficacy  studies
specifies  the  situations  in  which  such  studies  may  be  required.  Furthermore,  EU  good  pharmacovigilance  practice  (GPC)  rules  apply.  With  the  amended
pharmacovigilance  requirements,  the  financial  and  organizational  burden  on  market  authorization  holders  increased  significantly,  such  as  the  obligation  to
maintain a pharmacovigilance system master file that applies to all holders of marketing authorizations granted in accordance with Directive 2001/83/EC or
Regulation (EC) No 726/2004. Marketing authorization holders must furthermore collect data on adverse events associated with use of the authorized product
outside the scope of the authorization. Pharmacovigilance for biological products and medicines with a new active substance is strengthened by subjecting
their authorization to additional monitoring activities.

Any authorization granted by member state authorities, which within three years of its granting is not followed by the actual placing on the market of
the authorized product in the authorizing member state ceases to be valid (Art. 24 (4) and (5) Directive 2001/83/EC). When an authorized product previously
placed on the market in the authorizing member state is no longer actually present on the market for a period of three consecutive years, the authorization for
that product shall cease to be valid. The same two three year periods apply to authorizations granted by the European Commission based on the centralized
procedure (Art. 14 (4) and (5) Regulation (EC) 726/2004).

Israel

Clinical Testing in Israel

In order to conduct clinical testing on humans in Israel, special authorization must first be obtained from the ethics committee and Chief Executive
Officer and Director of the institution in which the clinical studies are scheduled to be conducted, or in certain cases, the Head of Clinical Trials Department
of  the  Ministry  of  Health,  as  required  under  the  Guidelines  for  Clinical  Trials  in  Human  Subjects  implemented  pursuant  to  the  Israeli  Public  Health
Regulations (Clinical Trials in Human Subjects), as amended from time to time, and other applicable legislation. In addition, these regulations also require
authorization from the Israeli Ministry of Health, in the case of genetic trials, certain fertility trials and in such other matters as set forth by the Ministry of
Health, which also include our ARREST Study. The institutional ethics committee must, among other things, evaluate the anticipated benefits that are likely
to be derived from the project to determine if it justifies the risks and inconvenience to be inflicted on the human subjects, and the committee must ensure that
adequate protection exists for the rights and safety of the participants as well as the accuracy of the information gathered in the course of the clinical testing.
Because we perform a portion of the ARREST Study on therapeutic candidates in Israel, we obtained authorization from the  Chief Executive Officer and
Director of ethics committee of each institution in which we conduct our ARREST Trial, and from the Israeli Ministry of Health. We will also seek such
authorizations from the ethics committee and the Israeli Ministry of Health concerning any of our other or future clinical trials to be conducted in Israel.

Israeli Ministry of Health

Israel’s Ministry of Health, which regulates medical testing, has adopted guidelines that correspond, generally, to those of the FDA and the EMA,
making it comparatively straightforward for studies conducted in Israel to satisfy FDA and the EMA requirements, thereby enabling medical technologies
subjected to clinical trials in Israel to reach U.S. and EU commercial markets in an expedited fashion. Many members of Israel’s medical community have
earned international prestige in their chosen fields of expertise and routinely collaborate, teach and lecture at leading medical centers throughout the world.

78

 
 
 
 
 
 
 
 
 
 
 
 
Other Countries

In  addition  to  regulations  in  the  United  States,  the  EU  and  Israel,  we  are  subject  to  a  variety  of  other  regulations  governing  clinical  trials  and
commercial sales and distribution of drugs in other countries. Whether or not Aramchol or any future product candidates receive approval from the FDA,
approval  of  such  product  candidates  must  be  obtained  by  the  comparable  regulatory  authorities  of  countries  other  than  the  United  States  before  we  can
commence clinical trials or marketing of the product in those countries. The approval process varies from jurisdiction to jurisdiction, and the time may be
longer  or  shorter  than  that  required  for  FDA  approval.  The  requirements  governing  the  conduct  of  clinical  trials  and  product  licensing  vary  greatly  from
country to country.

The  requirements  that  we  and  our  collaborators  must  satisfy  to  obtain  regulatory  approval  by  government  agencies  in  other  countries  prior  to
commercialization of Aramchol or any future product candidates in such countries can be rigorous, costly and uncertain. In the European countries, Canada
and Australia, regulatory requirements and approval processes are similar in principle to those in the United States. Additionally, depending on the type of
drug  for  which  approval  is  sought,  there  are  currently  two  potential  tracks  for  marketing  approval  in  the  European  countries:  Mutual  recognition  and  the
centralized procedure. These review mechanisms may ultimately lead to approval in all EU countries, but each method grants all participating countries some
decision-making authority in product approval. Foreign governments also have stringent post-approval requirements including those relating to manufacture,
labeling, reporting, record keeping and marketing. Failure to substantially comply with these on-going requirements could lead to government action against
the product, us and/or our representatives.

Related Matters

From  time  to  time,  legislation  is  drafted,  introduced  and  passed  in  governmental  bodies  that  could  significantly  change  the  statutory  provisions
governing  the  approval,  manufacturing  and  marketing  of  products  regulated  by  the  FDA  or  EMA  and  other  applicable  regulatory  bodies  to  which  we  are
subject. In addition, regulations and guidance are often revised or reinterpreted by the national agency in ways that may significantly affect our business and
our  therapeutic  candidates.  It  is  impossible  to  predict  whether  such  legislative  changes  will  be  enacted,  whether  FDA  or  EMA  regulations,  guidance  or
interpretations will change, or what the impact of such changes, if any, may be. We may need to adapt our business and therapeutic candidates and products to
changes that occur in the future.

C. Organizational Structure

See “Item 4. Information on the Company—Historical Background and Corporate Structure” above.

D. Description of Property and Facilities

Our  corporate  headquarters  are  located  at  16  Tiomkin  Street,  Tel  Aviv,  Israel,  6578317  pursuant  to  a  lease  to  occupy  approximately  356  square
meters of space. GRD entered into the lease agreement on March 22, 2015 with Mintz K. Construction Company (the “Lease Agreement”), following the
termination of GRD’s previous lease agreement at 8 Shaul Hamelech Blvd., Amot Mishpat Bldg., Tel Aviv, Israel, 6473307. The term of the lease is for four
years with an option, at the election of GRD, for two additional years. The aggregate quarterly rental payment for four years, together with adjustments and
the  maintenance  fees,  is  approximately  NIS33,055  plus  VAT.  On  February  27,  2017,  GRD  entered  into  an  addendum  to  the  Lease  Agreement  pursuant  to
which GRD leased an additional 90 square meters for a space adjacent to the current premises, totaling in 446 square meters. The fees for the additional space
are payable quarterly in an aggregate amount of NIS 17,700 plus VAT.

ITEM 4A. Unresolved Staff Comments.

Not applicable.

ITEM 5. Operating and Financial Review and Prospects.

The  following  discussion  and  analysis  of  our  financial  condition  and  results  of  operations  should  be  read  in  conjunction  with  “Item  3.  Key
Information—Selected  Financial  Data”  above  and  our  financial  statements  and  related  notes  that  appear  elsewhere  in  this  annual  report.  In  addition  to
historical financial information, the following discussion contains forward-looking statements that reflect our plans, estimates and beliefs. Our actual results
could  differ  materially  from  those  discussed  in  the  forward-looking  statements.  Factors  that  could  cause  or  contribute  to  these  differences  include  those
discussed  below  and  elsewhere  in  this  prospectus,  particularly  in  the  sections  titled  “Risk  Factors”  and  “Cautionary  Note  Regarding  Forward-Looking
Statements.”

79

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Overview

We are a clinical-stage biopharmaceutical company focused on the development of Aramchol, a liver targeted SCD1 modulator, first in class, novel,
once-daily, oral therapy for the treatment of NASH for variable populations, as well as other liver associated disorders. We believe that our product candidate,
Aramchol, has the potential to be a disease modifying treatment for fatty liver disorders, including NASH, which is a chronic disease that constitutes a large
unmet medical need.

On February 1, 2015, we began our ARREST Study, a multi-center, randomized, double-blind, placebo-controlled, dose-ranging Phase IIb clinical
trial of Aramchol in 247 patients who are overweight or obese and have pre diabetes or type II diabetes mellitus and who have been biopsy-diagnosed as
having NASH. Our ARREST Study is in accordance with the study design recommended by the MHRA and has been deemed acceptable by the BfArM and
deemed satisfactory by the ANSM. The study design has been confirmed by the FDA in a written pre-IND advice as acceptable for a Phase IIb study. The
BfArM and ANSM also confirmed, in minutes of each of their respective scientific advisory meetings, that if successful, this ARREST Study may serve as a
basis for Phase III pivotal trial of Aramchol. The FDA and MHRA invited us to discuss the next steps in the development of Aramchol after we analyze the
results of the ARREST Study. If the Phase III trials are successful, we intend to submit an NDA to the FDA and an MAA to the EMA for the approval of
Aramchol for the treatment of NASH in the United States, Europe, as well as additional territories. We currently expect top line data from the ARREST Study
to be available during June 2018.

The interim analysis conducted by the DSMB after 120 patients in our ARREST Study completed six months of treatment was limited to analysis of
safety related signals only. On February 8, 2017, the DSMB met in order to review the accumulated safety data in accordance with a protocol defined safety
interim review and has met periodically thereafter. Following its review of the data, the DSMB recommended continuation of the ARREST Study without
changes. The last DSMB meeting to date occurred on December 6, 2017 and the DSMB recommended continuation of the study without changes.

We recently announced topline results from our ARRIVE Study. ARRIVE, a Phase IIa, investigator initiated clinical trial conducted at the University
of California San Diego by Professor Rohit Loomba was a randomized, double-blinded, placebo-controlled, 12 weeks, proof-of-concept study that evaluated
the safety and efficacy of Aramchol at 600mg/day versus placebo in 50 patients with HIV-associated lipodystrophy and NAFLD. The primary end point of
successful therapy was improvement in hepatic steatosis at 12 weeks, as measured by MRI-PDFF. Secondary endpoints were improvement in total body fat,
metabolic profile, and liver biochemistry. Liver biopsies were not included as part of the evaluation in this pilot trial. The trial showed no difference between
HIV patients receiving Aramchol for 12 weeks when compared with HIV patients in the placebo arm. Aramchol showed a favorable safety and tolerability
profile. Further analysis of the data is ongoing.

To date, we have successfully completed four clinical trials of Aramchol, one proof of concept study in patient with gallstones which was stopped
after only 9 patients were randomized, and a Phase IIa, investigator initiated clinical trial conducted at the University of California San Diego by Professor
Rohit  Loomba,  which  did  not  achieve  its  primary  endpoint.  The  first  completed  clinical  trial  was  performed  in  two  parts:  (a)  a  single  dose,  double-blind,
placebo- controlled, Phase IA study with ascending doses of Aramchol in healthy volunteers in one center in Israel, in which no serious adverse side effects
were  observed;  and  (b)  a  Phase  IB  repeated  dose  trial  completed  on  healthy  volunteers  in  one  center  in  Israel  also  showed  that  Aramchol  has  no  serious
adverse side effects and confirmed the suitability of a once-daily dose of Aramchol. Thereafter, we commenced a multi-center, randomized, double-blind,
placebo-controlled Phase IIA trial of Aramchol in 60 NAFLD and NASH patients in 12 centers in Israel. This study, which design was deemed acceptable by
the  FDA  in  2007  at  a  pre-IND  scientific  advisory  meeting,  suggested  that  Aramchol  reduced  liver  fat  in  a  dose  dependent  manner,  as  evidenced  by  a
statistically significant reduction of liver fat over a three month treatment period of once-daily 300 mg doses of Aramchol, and induces positive trends of
changes in several metabolic parameters. Additionally, we performed a single-site, randomized, partially double-blind, placebo-controlled PK and food effect
study conducted in three parts. The first part of the study assessed the PK, safety and tolerability of Aramchol tablets at single doses of either 200 mg or
400 mg under fasting conditions. The second part of the study evaluated the effect of a high-calorie, high-fat meal on the bioavailability of a single 600 mg
dose of Aramchol and assessed the safety and tolerability. The third part of the study assessed the PK and comparative bioavailability, safety and tolerability
of Aramchol tablets after repeated administrations of three different doses (200 mg, 400 mg and 600 mg) for ten consecutive days, with dosing occurring
following the consumption of a light meal. No serious adverse events or deaths occurred during the study. Adverse events were equally distributed between
placebo and Aramchol doses, were mild (with only one moderate adverse event) and the majority defined unrelated to Aramchol. Additionally, in 2016 we
performed  the  Chinese  PK  Study  involving  66  healthy,  Chinese  volunteers,  which  consisted  of  two  parts.  Part  A  comprised  of  a  single  escalating  dose  to
evaluate the pharmacokinetics, safety and tolerability of Aramchol tablets at 400 mg and 600 mg. Part B was a randomised double blind study evaluating the
pharmacokinetics, safety and tolerability of Aramchol tablets at 400 mg and 600 mg dosed for ten consecutive days. No safety signal was identified in this
study and we deemed no changes were required in the enrollment of Chinese patients into the ARREST Study.

80

 
 
 
 
 
 
 
 
 
 
To date, we have not generated revenue from the sale of any product, excluding the licensing revenue we recorded in connection with the Samil
Agreement, and we do not expect to generate any significant revenue other than the amortization of the upfront payments under the license agreement with
Samil and of the subsequent royalties and/or milestones that may be earned in connection with the Samil Agreement or potential other license Agreements,
unless and until we commercialize Aramchol, or license the product to additional third parties. As of December 31, 2017, the Company had an accumulated
deficit of approximately $76.6 million

Our  financing  activities  are  described  below  under  “Liquidity  and  Capital  Resources.”  Obtaining  approval  of  an  NDA,  MMA,  or  other  similar
application is an extensive, lengthy, expensive and uncertain process, and the FDA, EMA and other regulatory agencies may delay, limit or deny approval of
Aramchol.

Financial Overview

To date, we have funded our operations primarily through proceeds from private placements and public offerings. At December 31, 2017, we had
current assets $19.2 million, which is mainly comprised of cash and cash equivalents of $13.0 million and short-term investment securities of $6.0 million.
This compares with current assets of $15.7 million at December 31, 2016, which is mainly comprised of cash and cash equivalents of $3.1 million and short-
term  investment  securities  of  $12.4  million.  We  believe  that  such  existing  funds  will  be  sufficient  to  continue  our  business  and  operations  as  currently
conducted through the end of 2019. However, we will continue to incur operating losses, which may be substantial over the next several years, and we may
need to obtain additional funds to further develop our research and development programs.

Revenues

We  have  entered  into  the  Samil  Agreement  for  the  commercialization  of  Aramchol  in  Korea.  Under  the  terms  of  the  Samil  Agreement,  we  have
received  upfront  payments  of  $2.1  million,  and  may  be  eligible  to  receive  up  to  approximately  $6.0  million  in  additional  payments  for  development  and
regulatory milestones for Aramchol in the licensed territories.

For accounting purposes, the upfront payment has been recorded as deferred revenue. The deferred revenue is then amortized on a straight-line basis
over  the  contractual  period  and  milestone  payments  are  recognized  once  earned.  Accordingly,  during  the  year  ended  December  31,  2017,  we  recognized
revenue of $1.1 million.

Costs and Operating Expenses

Our  current  costs  and  operating  expenses  consist  of  two  components:  (i)  research  and  development  expenses;  and  (ii)  general  and  administrative

expenses.

Research and Development Expenses

Our research and development expenses consist primarily of outsourced development expenses, salaries and related personnel expenses and fees paid
to  external  service  providers,  patent-related  legal  fees,  costs  of  pre-clinical  studies  and  clinical  trials  and  drug  and  laboratory  supplies. We  account  for  all
research and development expenses as they are incurred. We expect our research and development expense to remain our primary expense in the near future
as  we  continue  to  develop  Aramchol.  Increases  or  decreases  in  research  and  development  expenditures  are  primarily  attributable  to  the  number  and/or
duration of the pre-clinical and clinical studies that we conduct.

81

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We expect that a substantial amount of our research and development expense in the future will be incurred in support of our current and anticipated
pre-clinical and clinical development projects. Due to the inherently unpredictable nature of pre-clinical and clinical development studies, we are unable to
estimate with any certainty the costs we will incur in the continued development of Aramchol for NASH and other indications in our pipeline for potential
partnering  and/or  commercialization.  Clinical  development  timelines,  the  probability  of  success  and  development  costs  can  differ  materially  from
expectations. We currently expect to continue testing Aramchol in pre-clinical studies for toxicology, safety and efficacy, and to conduct additional clinical
trials for Aramchol.

While we are currently focused on advancing Aramchol's development, our future research and development expenses will depend on the clinical
success  of Aramchol,  as  well  as  ongoing  assessments  of  the  Aramchol’s  commercial  potential.  As  we  obtain  results  from  clinical  trials,  we  may  elect  to
discontinue  or  delay  clinical  trials  for  our  product  candidate  in  certain  indications  in  order  to  focus  our  resources  on  more  promising  indications  for  such
product candidate. Completion of clinical trials may take several years or more, but the length of time generally varies according to the type, complexity,
novelty and intended use of a product candidate.

We expect our research and development expenses to increase in the future from current levels as we continue to advance of our clinical product

development and, potentially, the in-licensing of additional product candidates.

The  lengthy  process  of  completing  clinical  trials  and  seeking  regulatory  approval  for  Aramchol  requires  the  expenditure  of  substantial  resources.
Any  failure  or  delay  in  completing  clinical  trials,  or  in  obtaining  regulatory  approvals,  could  cause  a  delay  in  generating  product  revenue  and  cause  our
research and development expenses to increase and, in turn, have a material adverse effect on our operations. Because of the factors set forth above, we are
not able to estimate with any certainty when we would recognize any net cash inflows from our projects.

General and Administrative Expenses

General  and  administrative  expenses  consist  primarily  of  compensation  for  employees  in  executive  and  operational  roles,  including
finance/accounting, legal and other operating positions in connection with our activities. Our other significant general and administrative expenses include
non-cash stock-based compensation costs and facilities costs (including the rental expense for our offices in Tel Aviv, Israel), professional fees for outside
accounting and legal services, travel costs, investors relations, insurance premiums and depreciation.

Financial Income, Net

Our  financial  income  consists  of  interest  income  from  marketable  securities  and  our  financial  expense  consists  of  fees  associated  with  banking

activities and losses from realization of marketable securities.

Critical Accounting Policies and Estimate

We prepare our financial statements in accordance with U.S. GAAP. In doing so, we must make estimates and assumptions that affect our reported
amounts of assets, liabilities and expenses, as well as related disclosure of contingent assets and liabilities. In some cases, we could reasonably have used
different  accounting  policies  and  estimates.  Changes  in  the  accounting  estimates  are  reasonably  likely  to  occur  from  period  to  period.  Accordingly,  actual
results could differ materially from our estimates. To the extent that there are material differences between these estimates and actual results, our financial
condition or results of operations will be affected. Significant estimates include, but are not limited to, those related to deferred revenue, revenue recognition
and stock-based compensation. For further significant accounting policies please see Note 2 to our audited consolidated financial statements of this annual
report.  We  believe  that  our  accounting  policies  contained  therein  are  critical  in  fully  understanding  and  evaluating  our  financial  condition  and  operating
results.

82

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Jumpstart Our Business Startups Act of 2012

We are an emerging growth company within the meaning of the rules under the Securities Act and we will utilize certain exemptions from various
reporting requirements that are applicable to public companies that are not emerging growth companies. We could remain an “emerging growth company” for
up to five years from the date of our first sale of common equity securities pursuant to an effective registration statement under the Securities Act, or until the
earliest of (a) the last day of the first fiscal year in which our annual gross revenue exceeds $1 billion (as such amount is indexed for inflation every five years
by the SEC to reflect the change in the Consumer Price Index for All Urban Consumers published by the Bureau of Labor Statistics, setting the threshold to
the nearest $1.0 million) or more, (b) the date that we become a “large accelerated filer” as defined in Rule 12b-2 under the Exchange Act, which would occur
if the market value of our ordinary shares that is held by non-affiliates exceeds $700.0 million as of the last business day of our most recently completed
second fiscal quarter, or (c) the date on which we have issued more than $1 billion in nonconvertible debt during the preceding three year period.

The JOBS Act also permits us, as an “emerging growth company,” to take advantage of an extended transition period to comply with certain new or
revised accounting standards if such standards apply to companies that are not issuers. We are choosing to “opt out” of this provision and, as a result, we will
comply with new or revised accounting standards when they are required to be adopted by issuers. This decision to opt out of the extended transition period
under the JOBS Act is irrevocable.

Stock-Based Compensation and Fair Value of Ordinary Shares

We  apply  ASC  718-10,  “Share-Based  Payment,”  which  requires  the  measurement  and  recognition  of  compensation  expense  for  all  share-based
payment awards made to employees and directors, including employee stock options under the Company’s stock plans, based on estimated fair values. ASC
718-10 requires companies to estimate the fair value of equity-based payment awards on the date of the grant using an option-pricing model. The value of the
portion of the award that is ultimately expected to vest is recognized as an expense over the requisite service periods in the Company’s consolidated statement
of operations. The foregoing estimates of fair value that the Company has made are highly complex and subjective. The estimates of the fair value of the
Company’s ordinary shares will not be necessary to estimate the fair value of new awards as the shares started trading on the Nasdaq Capital Market as of
March 2014.

We recognize compensation expense for the value of non-employee awards, which have graded vesting, based on the accelerated attribution method
over the requisite service period of each award, net of estimated forfeitures. We recognize compensation expense for the value of employee awards that have
graded vesting, based on the straight-line method over the requisite service period of each of the awards, net of estimated forfeitures.

In determining the fair value of our ordinary shares that was used to value previous equity issuances, we relied upon previous offering valuations
while taking into account the clinical development of the Company’s product candidate. We believe that the fair value of our ordinary shares has continuously
increased since inception as the development of Aramchol has continuously progressed.

The  valuations  were  performed  contemporaneously  with  the  offerings  of  ordinary  shares  to  which  such  valuations  relate.  Such  valuations  were
conducted by us and were directly observable in the marketplace. Such valuations were in accordance with the provisions of ASC 820-35 and based on the
purchase  price  paid  by  new  external  and  independent  investors  with  pharmaceutical  or  financial  expertise,  who  purchased  our  convertible  notes
contemporaneously  with  or  around  the  time  of  our  equity  issuances.  Increases  in  the  Company’s  valuations  were  based  upon  the  progress  in  the  clinical
development of Aramchol, submissions of new families of patent applications for new potential indications and new formulations of Aramchol, an investment
round and our initial public offering in March 2014.

A. Results of Operations

The  table  below  provides  our  results  of  operations  (which  reflect  the  results  of  operations  of  the  Company,  post  reorganization,  as  well  as  the
financial data of the GHI, our predecessor, prior to the Reorganization for the year ended December 31, 2017 as compared to the years ended December 31,
2016 and 2015.

83

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Revenue
Research and development expenses
General and administrative expenses
Operating loss
Financial income, net
Loss before income taxes
Income taxes
Net loss
Comprehensive loss
Basic and diluted net loss per share from continuing operations

Revenue

2015

Year Ended December 31,
2016
(thousands)

2017

  $
7,629    $
3,246     
10,875     
(253)    
10,622     
-     
10,622    $
10,832    $
0.96    $

(467)   $
14,271    $
3,078     
16,882     
(35)    
16,847     
106     
16,953    $
16,832    $
1.49    $

(1,085)
9,650 
3,799 
12,364 
(65)
12,299 
- 
12,299 
12,221 
0.98 

  $

  $
  $
  $

Licensing  revenue  amounted  to  $1.1  million  during  the  year  ended  December  31,  2017,  compared  to  $0.5  million  of  revenue  for  the  year  ended

December 31, 2016. The above mentioned revenue resulted from the amortization of the upfront payments under the Samil Agreement.

Licensing  revenue  amounted  to  $0.5  million  during  the  year  ended  December  31,  2016,  compared  to  no  revenue  for  the  year  ended  December  31,

2015. The above mentioned revenue resulted from the amortization of the upfront payments under the Samil Agreement.

Research and Development Expenses

Our research and development expenses amounted to approximately $9.7 million during the year ended December 31, 2017, representing a decrease
of  approximately  $4.6  million,  or  approximately  32%,  compared  to  approximately  $14.3  million  for  the  year  ended  December  31,  2016.  The  decrease
primarily resulted from a decrease in research and development subcontractor expenses in connection with the ARREST Study of approximately $2.4 million
and other studies of an aggregate of approximately $1.0 million. The decrease in the research and development expenses is also as a result of a decrease in
drug development related expenses of approximately $1.0 million.

Our  research  and  development  expenses  amounted  to  approximately  $14.3  million  during  the  year  ended  December  31,  2016,  representing  an
increase of approximately $6.7 million, or approximately 87%, compared to approximately $7.6 million for the year ended December 31, 2015. The increase
primarily resulted from an increase in research and development subcontractor expenses in connection with the ARREST Study of approximately $3.9 million
and other studies of an aggregate of approximately $1.7 million. The increase in the research and development expenses is also as a result of an increase in
employee salaries and benefits, consisting of non-cash stock-based compensation of approximately $0.6 million and salaries paid to employees in the amount
of approximately $0.2 million.

General and Administrative Expenses

Our general and administrative expenses amounted to approximately $3.8 million for the year ended December 31, 2017, representing an increase of
approximately $0.7 million, or 23%, compared to approximately $3.1 million for the year ended December 31, 2016. The increase primarily resulted from an
increase  in  salaries  and  benefits  expenses  of  approximately  $0.6  million  as  well  an  increase  in  investor  relations  and  business  development  expenses  of
approximately $0.2 million.

84

 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
  
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
Our general and administrative expenses amounted to approximately $3.1 million for the year ended December 31, 2016, representing a decrease of
approximately $0.2 million, or 5%, compared to approximately $3.2 million for the year ended December 31, 2015. The decrease primarily resulted from a
decrease in investor relations and business development expenses.

Operating Loss

As  a  result  of  the  foregoing  research  and  development  and  general  and  administrative  expenses,  as  well  as  our  failure  to  generate  substantial
operating revenues, our operating loss for the year ended December 31, 2017 was approximately $12.4 million, representing a decrease in our operating loss
of approximately $4.5 million, or approximately 27%, compared to approximately $16.9 million for the year ended December 31, 2016.

As  a  result  of  the  foregoing  research  and  development  and  general  and  administrative  expenses,  as  well  as  our  failure  to  generate  substantial
operating revenues, our operating loss for the year ended December 31, 2016 was approximately $16.9 million, representing an increase in our operating loss
of approximately $6.0 million, or approximately 55%, compared to approximately $10.9 million for the year ended December 31, 2015.

Financial Income (Expense), Net

Our financial income, net, for the year ended December 31, 2017 was approximately $0.06 million, representing an increase of approximately $0.03

million, or approximately 86%, compared to approximately $0.035million for the year ended December 31, 2016.

Our financial income, net, for the year ended December 31, 2016 was approximately $0.035 million, representing a decrease of approximately $0.2
million,  or  approximately  86%,  compared  to  approximately  $0.3  million  for  the  year  ended  December  31,  2015.  The  increase  primarily  resulted  from  an
increase in interest income from marketable securities and short-term deposit resulting from our implementation of a cash management strategy during the
year in an effort to generate revenues with excess liquidity.

Net Loss

Our  net  loss  for  the  year  ended  December  31,  2017  was  approximately  $12.3  million,  representing  a  decrease  of  approximately  $4.7  million,  or
approximately  27%,  compared  to  approximately  $17.0  million  for  the  year  ended  December  31,  2016.  The  decrease  primarily  resulted  from  the  above
mentioned decrease in research and development expenses.

Our net loss for the year ended December 31, 2016 was approximately $17.0 million, representing an increase of approximately $6.4 million, or
approximately  60%,  compared  to  approximately  $10.6  million  for  the  year  ended  December  31,  2015.  The  increase  primarily  resulted  from  the  above
mentioned increase in research and development expenses.

B. Liquidity and Capital Resources

Overview

To date, we have funded our operations primarily through proceeds from private placements and public offerings. During the year ended December
31, 2017, we raised net proceeds of approximately $2.7 million in a registered direct offering to existing investors and a concurrent private placement and a
further $12.4 million under and our existing and former ATM Offerings. Under our existing ATM Offering, as of December 31, 2017, we may sell, from time
to time, up to approximately $29.0 million of additional ordinary shares.

We have incurred substantial losses since our inception. As of December 31, 2017, we had an accumulated deficit of approximately $76.6 million
and  working  capital  (current  assets  less  current  liabilities)  of  approximately  $15.3  million.  Due  to  our  expectation  that  we  will  continue  to  not  generate
substantial revenues for the foreseeable future, we expect that losses will continue for the foreseeable future.

85

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2017, we had cash and cash equivalents of approximately $13.0 million and marketable securities of approximately $6.0 million
invested  in  accordance  with  our  investment  policy,  totaling  approximately  $19.0  in  highly-liquid  assets,  as  compared  to  approximately  $3.1  million  and
approximately $12.4 million as of December 31, 2016 totaling approximately $15.5  million  in  highly-liquid  assets,  respectively.  The  increase  is  primarily
attributable to the net proceeds from our registered direct offering and concurrent private placement (approximately $2.7 million) and our existing and former
ATM Offerings (approximately $12.4 million); partially offset by our net loss of approximately $12.3 million.

As of December 31, 2016, we had cash and cash equivalents of approximately $3.1 million and marketable securities of approximately $12.4 million
invested  in  accordance  with  our  investment  policy,  totaling  approximately  $15.5  in  highly-liquid  assets,  as  compared  to  approximately  $4.2  million  and
approximately $18.8 million as of December 31, 2015, totaling approximately $23.0 million in highly-liquid assets, respectively. The decrease is primarily
attributable  to  our  net  loss  of  approximately  $17.0  million  for  the  year  ended  December  31,  2016,  partially  offset  by  approximately  $4.5  million,  net  of
issuance expenses from our former ATM Offering and the upfront payment of approximately $2.1 million received from Samil.

Cash Flow from Operating Activities

We  had  negative  cash  flow  from  operating  activities  of  approximately  $12.1  million  for  the  year  ended  December  31,  2017  as  compared  to  a
negative cash flow from operating activities of approximately $12.1 million for the year ended December 31, 2016. The negative cash flow from operating
activities for the year ended December 31, 2017 was mainly attributable to our net loss of approximately $12.3 million

We  had  negative  cash  flow  from  operating  activities  of  approximately  $12.1  million  for  the  year  ended  December  31,  2016  as  compared  to  a
negative cash flow from operating activities of approximately $8.5 million for the year ended December 31, 2015. The negative cash flow from operating
activities for the year ended December 31, 2016 was mainly attributable to our net loss of approximately $17.0 million, offset by a stock-based compensation
expense of approximately $1.6 million and an increase of upfront payment for license fee of approximately $1.6 million.

Cash Flow from Investing Activities

We had positive cash flow from investing activities of approximately $6.4 million for the year ended December 31, 2017 as compared to a positive
cash flow from investing activities of approximately $6.3 million for the year ended December 31, 2016. The positive cash flow from investing activities for
the year ended December 31, 2017 was mainly due to maturity of marketable securities in the amount of approximately $10.3 million, offset by investment in
marketable securities in the amount of approximately $3.9 million.

We had positive cash flow from investing activities of approximately $6.3 million for the year ended December 31, 2016 as compared to a negative
cash flow from investing activities of approximately $11.1 million for the year ended December 31, 2015. The positive cash flow from investing activities for
the year ended December 31, 2016 was mainly due to maturity of marketable securities in the amount of approximately $14.0 million, offset by investment in
marketable securities in the amount of approximately $7.6 million.

Cash Flow from Financing Activities

We had positive cash flow from financing activities of approximately $15.5 million for the year ended December 31, 2017 as compared to a positive
cash flow from financing activities of $4.7 million for the year ended December 31, 2016. The positive cash flow from financing activity for the year ended
December 31, 2017 was mainly due the net proceeds from our registered direct offering and concurrent private placement (approximately $2.7 million and
our existing and former ATM Offerings (approximately $12.4 million).

We had positive cash flow from financing activity of approximately $4.7 million for the year ended December 31, 2016 as compared to no cash flow
from financing activities for the year ended December 31, 2015. The positive cash flow from financing activity for the year ended December 31, 2016 was
mainly due to net proceeds from our former ATM Offering in the amount of approximately $4.5 million, net of issuance expenses.

We believe that our existing cash resources will be sufficient to fund our projected cash requirements through the end of 2019. Nevertheless, we will
require significant additional financing in the future to fund our operations if and when we progress into Phase III trials of Aramchol and clinical trials for
other indications and other research and development related activities.

86

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Current Outlook

According to our current financial forecast, if we are not successful in obtaining additional capital resources, there is substantial doubt that we will
be able to continue our activities beyond 2019. Even with the funds raised in our initial public offering and ATM Offering, we believe that we will need to
raise significant additional funds before we have any cash flow from operations, if at all.

Developing  drugs,  conducting  clinical  and  pre-clinical  trials  and  commercializing  products  is  expensive  and  we  will  need  to  raise  substantial
additional funds to achieve our strategic objectives. Based on our current operating plan, we believe that our existing cash resources will be sufficient to fund
our projected cash requirements through the end of 2019. Nevertheless, we will require significant additional financing in the future to fund our operations,
including if and when we progress into Phase III trials of Aramchol for the treatment of NASH in patients who are overweight or obese and have pre diabetes
or  type  II  diabetes  mellitus  and  clinical  trials  for  other  indications,  obtain  regulatory  approval  for  Aramchol  and  commercialize  the  drug.  We  currently
anticipate that we will utilize approximately $12 million to support our research and development activity and the related general and administrative expenses
over the course of the next 12 months. Our future capital requirements will depend on many factors, including:

·

·

·

·

·

·

·

·

·

·

·

·

the progress and costs of our pre-clinical studies, clinical trials and other research and development activities;

the scope, prioritization and number of our clinical trials and other research and development programs;

the amount of revenues and contributions we receive under future licensing, development and commercialization arrangements with respect
to Aramchol;

the costs of the development and expansion of our operational infrastructure;

the costs and timing of obtaining regulatory approval for Aramchol;

the ability of us, or our collaborators, to achieve development milestones, marketing approval and other events or developments under our
potential future licensing agreements;

the costs of filing, prosecuting, enforcing and defending patent claims and other intellectual property rights;

the costs and timing of securing manufacturing arrangements for clinical or commercial production;

the costs of contracting with third parties to provide sales and marketing capabilities for us;

the costs of acquiring or undertaking development and commercialization efforts for any future products, product candidates or platforms;

the magnitude of our general and administrative expenses; and

any cost that we may incur under future in- and out-licensing arrangements relating to Aramchol.

Until  we  can  generate  significant  recurring  revenues,  we  expect  to  satisfy  our  future  cash  needs  through  the  net  proceeds  from  our  initial  public
offering, debt or equity financings (such as the ATM Offering) or by out-licensing applications of Aramchol. We cannot be certain that additional funding will
be  available  to  us  on  acceptable  terms,  if  at  all.  If  funds  are  not  available,  we  may  be  required  to  delay,  reduce  the  scope  of  or  eliminate  research  or
development  plans  for,  or  commercialization  efforts  with  respect  to,  one  or  more  applications  of  Aramchol.  This  may  raise  substantial  doubts  about  the
Company’s ability to continue as a going concern.

87

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C. Research and Development, Patents and Licenses

For information concerning our research and development policies and a description of the amount spent during each of the last three fiscal years on

company-sponsored research and development activities, see “Item 5. Operating and Financial Review and Prospects—Results of Operations.”

D. Trend Information

We are a development stage company and it is not possible for us to predict with any degree of accuracy the outcome of our research, development
or commercialization efforts. As such, it is not possible for us to predict with any degree of accuracy any known trends, uncertainties, demands, commitments
or events that are reasonably likely to have a material effect on our net sales or revenues, income from continuing operations, profitability, liquidity or capital
resources, or that would cause reported financial information to not necessarily be indicative of future operating results or financial condition. However, to the
extent possible, certain trends, uncertainties, demands, commitments and events are in this “Operating and Financial Review and Prospects.”

E. Off-Balance Sheet Arrangements

The Company currently does not have any off-balance sheet arrangements that have had, or are reasonably likely to have, a current or future effect
on our financial condition, changes in financial condition, revenues or expenses, results of operations, liquidity, capital expenditures or capital resources that
are material to investors.

F. Contractual Obligations

The following table summarizes our significant contractual obligations at December 31, 2017.

Facility leases (1)
Purchase Obligations
Total

Total

    Less than 1 year   
(in thousands) 

1 – 3 years

  $

  $

128    $
2,612     
2,740    $

104    $
2,612     
2,716    $

24 
- 
24 

(1) For a more detailed description of the facility leases, see “Description of Property and Facilities” above.

We enter into contracts in the ordinary course of business with CROs for clinical trials and clinical supply manufacturing and with vendors for pre-
clinical  research  studies  and  other  services  and  products  for  operating  purposes,  which  generally  provide  for  termination  within  30  days  of  notice,  and
therefore are cancelable contracts and not included in the Contractual Obligations table above. We have included as purchase obligations our commitments
under agreements to the extent they are quantifiable and are not cancelable.

Other than as described above, we did not have any material commitments for capital expenditures, including any anticipated material acquisition of

plant and equipment or interests in other companies, as of December 31, 2017.

ITEM 6. Directors, Senior Management and Employees.

A. Directors and Senior Management.

Set  forth  below  is  information  concerning  the  directors,  senior  management  and  executive  officers  of  the  Company  as  of  February  28,  2018,  the
latest  practicable  date  for  inclusion  in  this  annual  report.  The  business  address  for  each  of  our  directors,  senior  management  and  corporate  officers  is  c/o
Galmed Pharmaceuticals Ltd., 16 Tiomkin St., Tel Aviv 6578317, Israel.

88

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
Name

Chaim Hurvitz(1)(2)(6)

Allen Baharaff

Dr. Tali Gorfine

Dr. Liat Hayardeny

Yohai Stenzler

Guy Nehemya

Yael Hollander

William Marth(1)(2)(6)

Shmuel Nir(2)(3)(4)

Tali Yaron-Eldar(2)(3)(4)(5)(6)

David  Sidransky,  M.D.  (1)(2)(3)
(4)(5)(6)

Prof. Ran Oren, M.D.

Carol L. Brosgart, M.D.(2)

Age

Position

57

53

48

51

35

33

35

63

55

53

56

66

66

Chairman of the Board, Class III Director; Chairman of the R&D Committee

President and Chief Executive Officer, Class II Director

Chief Medical Officer

Chief Scientist Officer

Chief Financial Officer

Vice President, Operations

Vice President, Legal Affairs and Strategy

Class III Director, Chairman of our Nomination Committee

Class I Director

External  Director;  Chairman  of  our  Audit  Committee,  Chairman  of  our
Remuneration Committee

External Director

Class II director

Class I Director

(1) A member of our research & development committee.

(2) Independent director under applicable Nasdaq Capital Market and SEC rules, as affirmatively determined by our Board.

(3) A member of our audit committee.

(4) A member of our remuneration committee.

(5) An external director under the Companies Law, approved by our shareholders.

(6) A member of our nomination committee.

Chaim Hurvitz, our chairman of the Board and the Chairman of our R&D Committee joined our Board in 2011. Mr. Hurvitz currently serves as the
Chief Executive Officer of CH Health, a private venture capital firm, a position he has held since May 2011. Mr. Hurvitz served as a member of the board of
directors  of  Teva  Pharmaceuticals  Industries  Ltd.  from  2010  to  2014.  Previously,  he  was  a  member  of  the  senior  management  of  Teva  Pharmaceuticals
Industries Ltd., serving as the President of Teva International Group from 2002 until 2010, as President and Chief Executive Officer of Teva Pharmaceuticals
Europe  from  1992  to  1999  and  as  Vice  President  -  Israeli  Pharmaceutical  Sales  from  1999  until  2002.  Mr.  Hurvitz  presently  serves  as  the  chairman  of
Aerodentis and the Jaffa Institute, and is a board member of Polypid and Cellixir. He is also a board member of the Manufacturers Association of Israel and
chairs  its  pharmaceutical  branch.  Mr.  Hurvitz  holds  a  Bachelor  of  Arts  degree  in  political  science  and  economics  from  Tel  Aviv  University,  which  was
awarded in 1985.

Allen Baharaff,  our  controlling  shareholder,  President  and  Chief  Executive  Officer  and  a  member  of  our  Board,  co-founded  the  Group  in  2000,
served as the Chief Financial Officer of GHI from 2000 until January 2015, and has served as our Chief Executive Officer since January 2012 and as our
President since March 2015. Previously, he held a senior executive position at Isramex Projects Ltd., an energy project financing company, and Managing
Director of T+M Trusteeship & Management Services (Israel) Ltd., a subsidiary of a Swiss company providing trust and similar services. Since 2005, Mr.
Baharaff serves as a Director of the Rubin Museum. Mr. Baharaff holds a Bachelor of Science degree in economics from the London School of Economics,
University of London and LLB and MA degrees from Cambridge University. Since 1993, Mr. Baharaff has been a member of the Israel Bar Association.

Dr. Tali Gorfine, our Chief Medical Officer since March 15, 2017, joined the Company in May 2016 as the Company's Senior Medical Director. In
her role as Senior Medical Director, Dr. Gorfine provided the Company with expertise regarding the Company's clinical development plan and was the point
of  contact  for  all  medical  related  issues.  Prior  to  joining  the  Company,  Dr.  Gorfine  served  as  “Senior  Clinical  Program  Leader”  at  Teva  Pharmaceuticals
global R&D devision, where she led the product strategy and clinical development of Phase II and III assets. Dr. Gorfine holds a MD, PhD from Tel-Aviv
University with a specialization in functional magnetic resonance imaging (fMRI).

89

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Dr. Liat Hayardeny, our Chief Scientific Officer (“CSO”), joined the Company in September 2016 bringing more than 16 years of experience in drug
development  at  all  stages  as  part  of  Teva  Pharmaceuticals’  global  Resarch  and  Development  Division.  Prior  to  joining  Galmed,  Dr.  Hayardeny  served  as
Teva’s Senior Director and Head of Research Scientific Affairs. In that capacity, Dr. Hayardeny established the scientific positioning of Teva’s innovative
compounds.  Additionally,  Dr.  Hayardeny  was  responsible  for  Teva’s  relationship  with  institutions  of  higher  education;  managing  Teva’s  global  research
collaborations  and  publications.  Dr.  Hayardeny  holds  a  Ph.D.  from  Sackler  School  of  Medicine  and  an  MBA  from  Recanati  Business  School  at  Tel  Aviv
University.

Yohai Stenzler, our Chief Financial Officer, has served in such capacity since February 1, 2017. Mr. Stenzler joined the Company in June 2016 as the
company's corporate controller, and later on served as the Company's Director of Finance. Mr. Stenzler has six years of financial management experience as
an accountant at the real estate department at Ernst & Young LLP, where he was involved in financing, taxes, auditing, advising and accounting of public and
private companies, both domestic and international. Mr. Stenzler is a certified CPA and holds a MBA in Finance from Recanati Business School at Tel Aviv
University, and a BA in Economics and Accounting from Ben-Gurion University of the Negev.

Guy Nehemya, our Vice President, Operations, has served in such capacity since March 2017. Mr. Nehemya joined the Company in October 2013 as
the Company's Director of Operations, after completing his internship at Agmon, Rosenberg, HaCohen & Co. Law Offices. Mr. Nehemya was a key member
of management during the Company’s initial public offering and execution thereof. Mr. Nehemya, holds a LL.B. from the College of Management and is
currently completing his MBA degree at the IDC Herzliya. Mr. Nehemya has been a member of the Israeli Bar Association since 2012.

Yael Hollander, our Vice President, Legal Affairs and Strategy, has served in such capacity since March 2017. Ms. Hollander, joined the Company in
July  2014  as  the  Company's  General  Counsel  and  Corporate  Secretary.  Ms.  Hollander  has  five  years  of  experience  as  a  commercial  lawyer  at  Gross,
Kleinhendler, Hodak, Halevy, Greenberg & Co. law offices, where she was involved in the representation of both publicly-traded and private companies in
connection with corporate finance, public offerings, mergers and acquisitions, commercial transactions, corporate governance, and other securities, legal and
business issues. Ms. Hollander holds a MBA in Finance from Recanati Business School at Tel Aviv University, and a LL.B. and BA in Economics from the
Hebrew University of Jerusalem. Ms. Hollander has been a member of the Israeli Bar Association since 2010.

William  Marth,  a  director  of  the  Company  since  March  2014.  Mr.  Marth  served  as  president  and  chief  executive  officer  of  Albany  Molecular
Research Inc. since January 2014 until January 2018. Previously, Mr. Marth served as a Director of Albany Molecular Research Inc. and as chairman of its
board of directors from June to December 2013. Prior to this, he served as President and Chief Executive Officer of Teva Pharmaceutical Industries Ltd. in the
Americas from June 2010 to November 2012 and Chief Executive Officer of Teva North America from January 2008 to June 2010  and CEO  of Teva USA
from January 2005 to January 2008. In addition, Mr. Marth worked with several large equity firms providing guidance on their healthcare investments. He
was a member of Teva’s global executive management team from 2007 to 2012. From July 1999 to January 2002, he was the Executive Vice President and
Vice President of Sales and Marketing for Teva USA. Prior to joining Teva USA, he held various positions with the Apothecon division of Bristol-Myers
Squibb. Mr. Marth is a pharmacist and is currently a director at the University of Illinois at Chicago College of Pharmacy (UIC). Previously, Mr. Marth served
as  the  Chairman  of  the  Board  of  Directors  of  Sorrento  Therapeutics  from  2014  to  July  2017,  the  Chairman  of  the  Board  of  the  Generic  Pharmaceutical
Association  (GPhA)  in  2008  and  2009  and  the  American  Society  for  Health-System  Pharmacists  (ASHP)  in  2010,  and  various  boards  and  committees,
including the University of the Sciences in Philadelphia and the Board of Ambassadors for John Hopkins’ Project RESTORE. Mr. Marth earned his B.Sc. in
Pharmacy from the University of Illinois in 1977 and his M.B.A. in 1989 from the Keller Graduate School of Management, DeVry University.

90

 
 
 
 
 
 
 
 
 
 
Shmuel  Nir,  a  director  of  the  Company  since  2007,  serves  as  President  and  Chief  Executive  Officer  of  Tushia  Consulting  Engineers  Ltd.,  an
investment and management services company. From January 2001 to January 2016, Mr. Nir served as Chairman of the board of directors of Matan Digital
Printers Ltd. From March 1998 to January 2008, he served as President and Chief Executive Officer of Macpell Industries Ltd., a leading industrial group.
Between January 1991 and March 1998, Mr. Nir was an Executive Vice President of Operations at Macpell Industries Ltd. and President and Chief Executive
Officer  of  two  of  its  subsidiaries,  New  Net  Industries  Ltd.  and  New  Net  Assets  Ltd.  Prior  to  January  1991,  Mr.  Nir  had  held  various  positions  with  Intel
Corporation in Jerusalem, Israel and Tefen Management Consulting. Between 1999 and 2006, Mr. Nir served as managing partner at Spring Venture Capital
Fund. Mr. Nir holds a B.Sc. in Industrial Engineering and Management from the Technion - Israel Institute of Technology in Haifa, which was awarded in
1989.

Tali Yaron-Eldar, an external director and the chairman of our Audit Committee and Remuneration Committee, joined our Board in March 2014. Ms.
Yaron-Eldar is an Israeli attorney specializing in taxation and co-founded Yaron-Eldar, Paller, Schwartz & Co., Law Offices, in January 2013. Prior to January
2013, she was a partner at the law firm of Tadmor & Co. from March 2007 until December 2012 and a partner at the law firm of Cohen, Yaron-Eldar & Co.
from 2004 until March 2007. From January 2004 until January 2008, Ms. Yaron-Eldar served as the Chief Executive Officer of Arazim Investment Company
and she has also served in a variety of public positions, including as the Chief Legal Advisor of the Customs and V.A.T department of the Finance Ministry of
the State of Israel from 1998 to 2001 and as the Commissioner of Income Tax and Real Property Tax Authority of the State of Israel from 2002 to 2004. Ms.
Yaron-Eldar also serves as a director of a number of public companies, including Rossetta Genomics Ltd., Medtechnica Ltd., Magicjack Vocaltec Ltd., Lodgia
Rotex  Investments  Ltd.,  Arko  Holdings  Ltd.,  Greenergy  Renewable  Energy  Ltd.,  GO.D.M  Investments  Ltd.,  and  Tadea  Technological  Development  and
Automation Ltd among others. Ms. Yaron-Eldar holds an M.B.A. specializing in finance from Tel Aviv University which was awarded in 1995 and an LL.B.
from Tel Aviv University which was awarded in 1987. Ms. Yaron-Eldar is also a member of the Israeli Bar Association.

David  Sidransky,  M.D.,  an  external  director  and  the  chairman  of  our  Nomination  Committee,  joined  our  Board  in  June  2014.  Dr.  Sidransky  is  a
renowned oncologist and research scientist named and profiled by TIME magazine in 2001 as one of the top physicians and scientists in America, recognized
for his work with early detection of cancer. He serves as the Director of the Head and Neck Cancer Research Program at the Sidney Kimmel Comprehensive
Cancer  Center  at  Johns  Hopkins  University.  He  is  a  Professor  of  Oncology,  Otolaryngology,  Cellular  &  Molecular  Medicine,  Urology,  Genetics,  and
Pathology  at  John  Hopkins  University  and  Hospital.  Dr.  Sidransky  has  written  over  500  peer-reviewed  publications,  and  has  contributed  to  more  than  60
cancer reviews and chapters. Dr. Sidransky is a founder of a number of biotechnology companies and holds numerous biotechnology patents. He has been the
recipient of many awards and honors, including the 1997 Sarstedt International prize from the German Society of Clinical Chemistry, 1998 Alton Ochsner
Award Relating Smoking and Health by the American College of Chest Physicians and the 2004 Hinda Rosenthal Award and 2017 Team Award presented by
the American Association of Cancer Research. Dr. Sidransky has served as Vice Chairman of the Board of Directors of ImClone. He is Chairman of the Board
of Advaxis Inc., and Tamir Biotechnology and is a lead director at Champions Oncology and on the board of directors of Orgenesis Inc. He is serving and has
served  on  scientific  advisory  boards  of  corporations  and  institutions,  including  Amgen,  MedImmune,  Roche  and  Veridex,  LLC  (a  Johnson  &  Johnson
diagnostic  company),  among  others.  In  addition,  Dr.  Sidransky  served  as  Director  of  American  Association  for  Cancer  Research  from  2005  to  2008.
Dr. Sidransky received his B.A. from Brandeis University and his M.D. from the Baylor College of Medicine.

Prof.  Ran  Oren,  M.D.  joined  our  Board  in  March,  2017  and  has  served  as  a  member  of  our  scientific  advisory  board  since  2014,  and  as  the
Company's Chief Medical Officer from August 1, 2016 to March 14, 2017. Prof. Oren is a Professor of Gastroenterology & Hepatology at the Faculty of
Medicine,  Hebrew  University  of  Jerusalem,  Israel,  and  is  the  Head  of  the  Institute  of  Gastroenterology  and  Liver  Disease  at  Hadassah  Medical  Center,
Jerusalem, Israel. In addition, Prof. Oren serves as a member of the Scientific Advisory Board of Redhill Biopharma Ltd., a member of the board of directors
of the Boxenbaum – Netta Foundation Ltd. (CC), provides consultancy services to MEDecide Ltd., advises Maccabi Healthcare in the field of liver and serves
at the editorial board of the official journal of the American Association for the study of liver diseases Hepatology. Prof. Oren published over the years in the
fields of liver fibrosis, thyroid hormone, effect on liver diseases and hepatocyte transplantation. In recent years his main research interests are in the field of
non-alcoholic  fatty  liver  disease  (NAFLD)  –  epidemiology,  risk  factors,  diagnosis  and  treatment.  Prof.  Oren  has  received  numerous  academic  and
professional awards in his field and holds several patents related to the prevention and arresting of human liver disease. In 2000, Prof. Oren established the
Liver  Unit  at  the  Tel  Aviv  Sourasky  Medical  Center,  where  he  served  as  Chief  of  Medicine  from  2008  to  2010.  Prof.  Oren  concurrently  served  as  the
President of the Israeli Association for the Study of the Liver between 2007 and 2010.

91

 
 
 
 
 
 
 
 
Carol L. Brosgart, M.D. joined our Board on June 7, 2017. Dr. Brosgart served as a member of Tobira Therapeutics’s Board of Directors from 2009
until  it  was  acquired  by  Allergan  in  2016.  She  is  currently  a  member  of  the  NASH  council  of  Allergan  and  a  consultant  to  a  number  of  biotechnology
companies  in  the  areas  of  liver  disease  and  infectious  disease.  Dr.  Brosgart  currently  serves  on  the  Steering  Committee  of  the  National  Viral  Hepatitis
Roundtable, the Executive Committee of the Forum for Collaborative Research, and the Steering Committee of the HBV Cure Group at the Forum as well as
on the boards and committees of several other not-for-profit health organizations. She is active in the public policy arena for AASLD and IDSA/HIVMA. Dr.
Brosgart served as Senior Advisor on Science and Policy to the Division of Viral Hepatitis, Centers for Disease Control, US Health and Human Services from
2011 to 2013. For the past three decades, Dr. Brosgart has also served as a member on the faculty of the School of Medicine at the University of California,
San Francisco where she is currently Clinical Professor of Medicine, Biostatistics and Epidemiology in the Division of Global Health and Infectious Diseases.
During 2011, Dr. Brosgart served as Chief Medical Officer at biotechnology company Alios BioPharma, Inc. Prior to Alios, Dr. Brosgart served as Senior
Vice President and Chief Medical Officer of Children’s Hospital & Research Center in Oakland, California, from 2009 until February 2011. Previously, she
served  for  eleven  years,  from  1998  until  2009,  at  the  biopharmaceutical  company,  Gilead  Sciences,  Inc.,  where  she  held  a  number  of  senior  management
roles,  most  recently  as  Vice  President,  Public  Health  and  Policy  and  earlier  as  Vice  President,  Clinical  Research  and  Vice  President,  Medical  Affairs  and
Global  Medical  Director,  Hepatitis.  She  led  the  clinical  development  of  a  number  of  agents  at  Gilead,  including Viread  and  Hepsera.  Prior  to  Gilead,  Dr.
Brosgart worked for more than 20 years in clinical care, research and teaching at several Bay Area medical centers. She was the founder and Medical Director
of the East Bay AIDS Center at Alta Bates Medical Center in Berkeley, California, from 1987 until 1998 and served as the Medical Director of Central Health
Center, Oakland, California, of the Alameda County Health Care Services Agency. She is a board member of Abivax, and Chair of the Scientific Advisory
Board for ContraVir Pharmaceuticals. Dr. Brosgart received a B.S. in Community Medicine from the University of California, Berkeley and received an M.D.
from the University of California, San Francisco. Her residency training was in pediatrics, public health and preventive medicine at UCSF and UC Berkeley
School of Public Health. She has published extensively in the areas of HIV, HBV, CMV, and liver disease.

There are no family relationships between any director or executive officer. There are no arrangements or understandings with major shareholders,
customers, suppliers or others, pursuant to which any director or executive officer was selected as a director or member of senior management, as the case
may be.

Scientific Advisory Board

We seek advice from our Scientific Advisory Board generally on scientific and medical matters. Our Scientific Advisory Board includes: Professor
Vlad Ratziu, from the University Pierre et Marie Curie in Paris, France and coordinator of the EU FP7 FLIP consortium; Professor Scott Friedman from the
Icahn School of Medicine at Mount Sinai in New York, United States; Professor Arun Sanyal, from the Virginia Commonwealth University in Richmond,
Virginia; Professor Rohit Loomba, from the University of California San Diego School of Medicine in San Diego, California; Professor Jose Mato, from CIC
bioGUNE  and  CIC  biomaGUNE,  Spain;  Professor  Eric  Gershwin,  Chief,  Division  of  Rheumatology Allergy  and  Clinical  Immunology  of  University  of
California at Davis, in Davis, California; and Professor Ran Oren from Hadassah University Hospital in Ein Kerem, Jerusalem, Israel.

B. Compensation.

Certain Approvals Required for Office Holders’ Compensation of the Companies Law

Pursuant to the Companies Law, the Company is required to adopt a compensation policy regarding the terms of office and employment of its Office
Holders (as such terms are defined below), which includes exemption and release of the Office Holders from liability for breach of his or her duty of care to
the Company, an undertaking to indemnify the Office Holder, post factum indemnification or insurance; any grant, payment, remuneration, compensation, or
other benefit provided in connection with termination of service; and any benefit, other payment or undertaking to provide any payment as aforesaid (the
“Terms of Office and Employmentˮ). The Company’s current compensation policy with respect to the Terms of Office and Employment of the Company’s
Office  Holders  (the  “Compensation  Policyˮ),  was  approved  by  the  Board  in  April  2017  after  considering  the  recommendations  of  the  Remuneration
Committee and was adopted by the Company’s shareholders in June 2017.

92

 
 
 
 
 
 
 
 
 
 
 
The  term  ‘Office  Holder’  as  defined  in  the  Companies  Law  includes  a  general  manager,  chief  business  manager,  deputy  general  manager,  vice
general manager, any other person fulfilling or assuming the responsibilities of any of the foregoing positions without regard to such person’s title, as well as
a director, or a manager directly subordinate to the general manager or the chief executive officer. As of February 28, 2018, the latest practicable date for
inclusion in this annual report, in addition to the eight members of the Board (including the Company's President and Chief Executive Officer), the Company
considers five other individuals, including its Chief Medical Officer, its Chief Scientist Officer, its Chief Financial Officer, its Vice President, Operations and
its Vice President, Legal Affairs and Strategy, to be Office Holders.

Pursuant  to  the  Companies  Law,  arrangements  between  the  Company  and  its  Office  Holders  must  generally  be  approved  by  the  Remuneration
Committee  and  the  Board,  and  be  consistent  with  the  Compensation  Policy.  However,  under  certain  circumstances,  the  Company  may  approve  an
arrangement that is not consistent with the Compensation Policy, if such arrangement is approved by a majority of the Company’s shareholders, provided that
(i) such majority includes a majority of the votes cast by shareholders who are not controlling shareholders and who do not have a personal interest in the
matter, present and voting (abstentions are disregarded), or (ii) the votes cast by shareholders who are not controlling shareholders and who do not have a
personal interest in the matter who were present and voted against the arrangement constitute two percent or less of the voting power of the company (the
“Special Majorityˮ).

The  terms  of  office  and  employment  of  directors  (including  an  officer  who  is  a  director  but  is  not  a  controlling  shareholder)  further  require  the
approval of the shareholders by a simple majority in addition to the approval of the Compensation Committee and the Board, in that order, and under certain
circumstances, a Special Majority; with respect to a chief executive officer or an officer who is a controlling shareholder, the approval of the shareholders
must be made by the Special Majority. In addition, under certain circumstances, a company may be exempt from receiving the shareholders’ approval with
respect to the Terms of Office and Employment of a non-affiliated candidate for chief executive officer.

Under certain circumstances, if the terms of office and employment of Office Holders (who are not directors or controlling shareholders) are not
approved by the shareholders, where such approval is required, the Remuneration Committee and the Board may subsequently override the resolution of the
shareholders following a new discussion of the matter and for specified reasons. In addition, amendment of terms of office and employment of Office Holders
(who are not directors or controlling shareholders) requires the approval of the Remuneration Committee only, if the Remuneration Committee determines
that the amendment is not material.

Aggregate Executive Compensation

The aggregate compensation, including share-based compensation, paid by us to all of our Office Holders as a group, with respect to the year ended
December 31, 2017, was approximately $3.4 million. This amount includes approximately $0.3 million set aside or accrued to provide pension, severance,
retirement, vacation or similar benefits or expenses, but does not include business travel, relocation, professional and business association dues and expenses
reimbursed to Office Holders, and other benefits commonly reimbursed or paid by companies in our industry. In addition to the seven members of the Board
(including  the  Company's  President  and  Chief  Executive  Officer  and  the  Company's  former  Chief  Medical  Officer),  the  Company  considers  seven  other
individuals, namely its Chief Medical Officer, its Chief Scientist Officer, its Chief Financial Officer, it's VP, Legal and strategy, its VP, Operations, its former
Chief Financial Officer, and its former VP, Clinical trials, to have been Office Holders in 2017.

As of December 31, 2017, options to purchase 1,580,347 of our ordinary shares granted to our Office Holders as a group were outstanding, of which

options to purchase 1,249,054 of our ordinary shares were vested, with a weighted average exercise price of $2.22 per ordinary share.

As of December 31, 2017, 30,590 restricted stock units (RSUs) granted to our Office Holders as a group were outstanding. For outstanding equity-
based  awards  granted  to  our  Office  Holders,  see  below  under  “Item  6.  Directors,  Senior  Management  and  Employees—E.  Share  Ownership—Certain
Information Concerning Equity Awards to Office Holders.”

93

 
 
 
 
 
 
 
 
 
 
 
 
Individual Compensation of Covered Executives

The following table sets forth the compensation granted to the five most highly compensated Office Holders during or with respect to the year ended
December 31, 2017. All amounts reported in the table reflect the cost to the Company, as recognized in its financial statements for the year ended December
31, 2017. The five individuals for whom disclosure is provided are referred to herein as “Covered Executives.”

Information Regarding the Covered Executives

Name and Principal Position(1)
Allen Baharaff
(President and Chief Executive Officer and Director)    
Dr. Liat Hayardeny
(Chief Scientific Officer)
Tali Gorfine
(Chief Medical Officer)
Yael Hollander
(Vice President, Legal Affairs and Strategy)
Guy Nehemya
(Vice President, Operations)

Base
Salary/consulting
fee($)

Compensation for Services(1)  

Benefits and
 Perquisites
($)(2)

Cash
Bonus
($)(3)

Equity-Based 
Compensation
($)(4)

Other
($)(5)

    Total ($)

384,401     

106,639     

538,162(6)   

291,386     

35,500     

1,356,088 

127,019     

32,479     

20,891 

53,947     

-     

234,338 

111,421     

33,903     

27,855 

55,271     

-     

228,450 

75,209     

26,916     

32,089 

81,576     

-     

215,789 

71,950     

25,941     

32,089 

81,576     

-     

211,556 

(1)

(2)

(3)

The  above  mentioned  executives  are  all  full-time  employee  of  the  Company.  Mr.  Baharaff  also  serves  as  a  member  of  our  Board.  Cash
compensation  amounts  denominated  in  currencies  other  than  the  Dollar  were  converted  into  Dollars  at  an  exchange  rate  of  NIS  3.60  =
$1.00, which reflects the average conversion rate for fiscal year ended December 31, 2017.

Amounts  reported  in  this  column  include  benefits  and  perquisites,  including  those  mandated  by  applicable  law.  Such  benefits  and
perquisites may include, to the extent applicable to the Covered Executives, payments, contributions and/or allocations for savings funds,
pension,  severance,  vacation,  car  allowance,  medical  insurances  and  benefits,  risk  insurance  (e.g.,  life,  disability,  accident),  telephone,
convalescence pay, relocation, payments for social security and other benefits and perquisites consistent with the Company’s policies.

Amounts reported in this column refer to the cash bonuses provided by the Company with respect to 2017, which have been provided for in
the Company’s financial statements for the year ended December 31, 2017 (including if such bonuses were paid in 2018). They exclude
bonuses  paid  in  2017  which  were  provided  for  in  the  Company’s  financial  statements  for  previous  years.  Cash  bonuses  are  paid  in
accordance with the Company’s 2017 Annual Cash Bonus Plan and are intended to promote the Company’s work plan and business strategy
by  rewarding  officers  for  achievement  of  the  Company’s  business  and  financial  goals  through  team  work  and  collaboration.  Key
performance  indicators  which  are  factored  into  cash  bonus  determinations  are  individual  specific  and  may  include:  (i)  major  progress  in
research and development stages, (ii) the execution of in/out-license transactions, (iii) the execution of strategic collaboration agreements,
(iv) obtaining marketing approval of a new product, and (v) raising funds throughout public offering or a private placement.

94

 
 
 
 
 
 
 
   
   
 
 
   
 
   
   
   
   
   
   
   
   
 
 
 
 
 
 
(4)

Amounts reported in this column represent the expense recorded in the Company’s financial statements for the year ended December 31,
2017 with respect to equity-based compensation. Assumptions and key variables used in the calculation of such amounts are discussed in
Note 9 to the Financial Statements. For outstanding equity-based awards granted to Covered Executives see below under “Item 6. Directors,
Senior Management and Employees—E. Share Ownership—Certain Information Concerning Equity Awards to Office Holders.”

(5)

Amounts reported in this column include payments made with respect to the year 2017 and recorded in the financial statements for the year
ended December 31, 2017 relating to directors’ fees.

(6)

This cash bonus consists of: (i) an annual bonus; and (ii) a special cash bonus for meeting certain goals.

Compensation of Directors

As approved by our shareholders at our 2017 annual meeting of shareholders, in connection with their services as directors of the Company, each of
our directors from time to time, including external directors, is entitled to an annual payment of $40,000, plus value-added tax (“VATˮ), if applicable, and
with respect to an expert external director, $50,000 plus VAT, payable quarterly at the end of each quarter. Our Board has determined that each of Mr. Nir, Ms.
Yaron-Eldar and Mr. Sidransky are entitled to receive compensation as an ‘expert external director’. The compensation of external directors is also subject to
the provisions of the Israeli regulations promulgated pursuant to the Companies Law governing the terms of compensation payable to external directors (the
“Compensation  Regulationsˮ),  which  provide  that  such  compensation  will  not  be  less  than  the  Minimum  Amount  (as  such  term  is  defined  in  the
Compensation Regulations). See also “Item 6. Directors, Senior Management and Employees—C. Board Practices—External Directors & Financial Experts”
below.

For the outstanding equity-based awards granted to our directors, see below under “Item 6. Directors, Senior Management and Employees—E. Share

Ownership—Certain Information Concerning Equity Awards to Office Holders.”

Employment Agreements and Arrangements with Directors and Related Parties

We  entered  into  written  employment  agreements  with  each  of  our  executive  officers.  These  agreements  provide  for  notice  periods  of  varying
duration for termination of the agreement by us or by the relevant executive officer, during which time the executive officer will continue to receive base
salary  and  benefits.  These  agreements  also  contain  customary  provisions  regarding  non-competition,  confidentiality  of  information  and  assignment  of
inventions. However, the enforceability of the non-competition and assignment of inventions provisions may be limited under applicable law. See “Item 3.
Key Information—Risk Factors—Risks Related to Our Business, Industry and Regulatory Requirements.”

Employment Agreement with Our President and Chief Executive Officer

On December 30, 2013, we entered into a personal employment agreement with our controlling shareholder, Mr. Allen Baharaff who serves as our
president, chief executive officer and as a member of our Board, as amended on March 15, 2016 and July 20, 2017, which provides that Mr. Baharaff’s terms
of office and employment are for an undefined term, subject to  re-approval under the Companies Law and termination in accordance with the terms of the
employment agreement.

Under the terms of his employment agreement, Mr. Baharaff is entitled to a gross monthly salary of NIS 115,000. In addition, Mr. Baharaff will be
entitled to the following cash bonuses based on achievement of qualitative and quantitative performance goals and objectives: (i) an annual cash bonus in an
amount of up to nine times his monthly base salary, to be determined based on the achievement of certain qualitative and quantitative performance goals and
objectives set by our Board and approved by our shareholders; (ii) upon execution of a Strategic Agreement (as defined below), Mr. Baharaff will be entitled
to receive, subject to the discretion of the Board, a cash bonus in an amount of up to twelve times his monthly base salary. A “Strategic Agreement” means: a
license agreement or any other strategic agreement (i.e. research and development, manufacture, distribution, etc.) for the U.S., Europe, Japan or China; (iii)
upon  consummation  of  a  fund  raising  (excluding  funds  received  from  a  Strategic  Agreement),  Mr.  Baharaff  will  be  entitled  to  receive,  subject  to  the
discretion of the Board, a cash bonus in an amount of up to ten times his monthly base salary if the funds received by the Company are between $8 Million to
$10 million and up to twelve times his monthly base salary if the funds received by the Company are $10 million or more; (iv) upon a Change of Control
Event (as defined below), Mr. Baharaff will be entitled to receive, subject to the discretion of the Board, a cash bonus in an amount of up to twelve times his
monthly  base  salary.  A  “Change  of  Control  Event”  means:  (a)  the  acquisition  of  the  Company  by  another  entity  or  individual  or  group  of  individuals  by
means of any transaction or series of related transactions (including, without limitation, any reorganization, merger, share purchase or consolidation), unless
the Company’s shareholders of record as constituted immediately prior to any such transaction will, immediately after such transaction (by virtue of securities
issued as consideration for the Company’s share capital, assets or otherwise) hold more than 50% of the voting power of the surviving or acquiring entity; or
(b) a sale of all or substantially all of the assets of the Company.

95

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Mr.  Baharaff  will  also  be  entitled  to  the  following  equity  based  compensation:  (i)  in  the  event  that  our  options  are  cashed-out  upon  a  Change  of
Control Event, all unvested options granted to Mr. Baharaff will vest immediately prior to the consummation of the Change of Control Event; (ii) if upon a
Change of Control Event (a) Mr. Baharaff’s employment as chief executive officer of the Company or the surviving entity is terminated within twelve months
as of the Change of Control Event, and (b) unvested options are replaced for new options of the surviving entity as part of the Change of Control Event with a
vesting schedule and terms identical to the replaced options (the “Replacement Options”), then (x) all unvested Replacement Options granted to Mr. Baharaff
will vest immediately prior to the termination of Mr. Baharaff’s employment, and (y) Mr. Baharaff’s Replacement Options will be exercisable until the earlier
of (a) two years from termination, and (b) expiration of the Replacement Options.

Mr. Baharaff will also receive other benefits required under Israeli law or that are customary for senior executives in Israel such as confidentiality,

reimbursement of expenses, payment for absence days, sick leave, pension and/or a manager's insurance policy and study fund.

Mr.  Baharaff’s  employment  agreement  is  terminable  by  either  party  upon  six  months  prior  written  notice  ("Prior  Notice  Period"),  and  contains
customary provisions regarding noncompetition, confidentiality of information and assignment of inventions. Upon termination, provided such termination
was not for cause, Mr. Baharaff shall be entitled, in addition to the Prior Notice Period, to a payment in an amount of up to twelve times his monthly base
salary, to be paid in twelve equal monthly installments, in exchange for Mr. Baharaff’s undertaking not to compete with the Company for a period of twelve
months (“Non-Compete Grant”). Other than in case of resignation by Mr. Baharaff, excluding resignation for a Good Reason Event (as defined below), or
termination  for  cause:  (i)  all  Mr.  Baharaff’s  unvested  options  will  vest  upon  termination;  and  (ii)  unexercised  options  granted  to  Mr.  Baharaff  may  be
exercised until the earlier of (a) two years from his termination, and (b) expiration of his options. A “Good Reason Event” means: any of the following events,
provided that the event is effected by the Company without the written consent of Mr. Baharaff: (i) a material reduction or adverse change in Mr. Baharaff’s
authority, duties or responsibilities; (ii) a reduction in Mr. Baharaff’s monthly base salary, other than a reduction of no more than 10% of his then current
monthly base salary as part of an across the board reduction in all salaries for employees of the Company; (iii) a material breach by the Company of Mr.
Baharaff‘s  employment  agreement  or  any  other  agreements  pertaining  directly  to  Mr.  Baharaff’s  compensation  or  employment  or  (iv)  death,  disability  or
severe illness. Upon termination for cause by the Company, Mr. Baharaff shall not be entitled to any Prior Notice Period, Non-Compete Grant or any other
payment, and any unvested outstanding equity awards shall terminate immediately upon the date of such termination for cause.

For  cash  bonuses  granted  to  Mr.  Baharaff  see  “Item  6.  Directors,  Senior  Management  and  Employees—  B.  Compensation—Individual
Compensation of Covered Executives.” For outstanding equity-based awards granted to Mr. Baharaff see below under “Item 6. Directors, Senior Management
and Employees—E. Share Ownership—Certain Information Concerning Equity Awards to Office Holders.”

C. Board Practices.

We are incorporated in Israel, and, therefore, we are subject to various corporate governance practices under Israeli law relating to such matters as
external directors, independent directors, audit committees, remuneration committees and internal auditors. These Israeli law requirements are in addition to
the requirements of the Nasdaq Listing Rules and other relevant provisions of U.S. securities laws. Under such Nasdaq Listing Rules, a foreign private issuer
may generally follow its home country practices for corporate governance in lieu of such comparable listing rules’ requirements, except for certain matters
such as composition and responsibilities of the audit committee and the SEC-mandated standards for the independence of its members. See below under “Item
16G. Corporate Governance” for further information.

Membership of the Board

Our Articles provide that the minimum number of members of the Board is three and the maximum number of members is eleven. The Board is
presently comprised of eight members, two of whom are external directors. The minimum and maximum number of directors may be changed, at any time
and from time to time, by a majority vote of our directors then in office, provided that no decrease in the number of directors shall shorten the term of any
incumbent director. Under our Articles, the Board consists of three classes of directors (not including the two external directors, each of whom are not part of
any class) which are appointed for fixed terms of office in accordance with the Companies Law and our Articles, with one class being elected each year for a
term of approximately three years by our shareholders at our annual general meeting.

Directors so elected cannot be removed from office by the shareholders until the expiration of their term of office. The directors do not receive any

benefits upon the expiration of their term of office.

96

 
 
 
 
 
 
 
 
 
 
 
 
 
The three classes of directors are Class I Directors, Class II Directors and Class III Directors. Mr. Shmuel Nir and Dr. Carol Brosgart serve as our
Class I Directors until the close of the annual general meeting to be held in 2018; Mr. Allen Baharaff and Prof. Ran Oren serve as our Class II Directors until
the close of the annual general meeting to be held in 2019; and Mr. William Marth and Mr. Chaim Hurvitz serve as our Class III Directors until the close of
the annual general meeting to be held in 2020. In addition, our shareholders meeting held on June 7, 2017, resolved to re-elect Ms. Tali Yaron-Eldar and Dr.
David Sidransky as the Company’s external directors for a term of three years, commencing as of June 12, 2017.

In accordance with the Articles, any vacancies on the Board of, including unfilled positions, may be filled by a vote of a majority of the directors
then  in  office,  and  each  director  chosen  in  this  manner  would  hold  office  until  the  next  annual  general  meeting  of  the  Company  (or  until  the  earlier
termination of his or her appointment as provided for in the Companies Law or the Articles).

Any amendment of our Articles regarding the election of directors, as described above, require the affirmative vote of at least 75% of the voting
rights  in  the  Company.  See  “Item  6.  Directors,  Senior  Management  and  Employees—C.  Board  Practices—External  Directors”  for  a  description  of  the
procedure for the election of external directors.

A  nominee  for  service  as  a  director  in  a  public  company  may  not  be  elected  without  submitting  a  declaration  to  the  company,  prior  to  election,
specifying that he or she has the requisite qualifications to serve as a director, independent director or external director, as applicable, and the ability to devote
the appropriate time to performing his or her duties as such.

A director, including an external director or an independent director, who ceases to meet the statutory requirements to serve as a director, external
director  or  independent  director,  as  applicable,  must  notify  the  company  to  that  effect  immediately  and  his  or  her  service  as  a  director  will  expire  upon
submission of such notice.

Alternate Directors

Our Articles provide, as allowed by the Companies Law, that any director may, subject to the conditions set thereto, appoint a person as an alternate
to act in his place, to remove the alternate and appoint another in his place and to appoint an alternate in place of an alternate whose office is vacated for any
reason whatsoever. Under the Companies Law, a person who is not qualified to be appointed as a director, a person who is already serving as a director or a
person  who  is  already  serving  as  an  alternate  director  for  another  director,  may  not  be  appointed  as  an  alternate  director.  Nevertheless,  a  director  who  is
already  serving  as  a  director  may  be  appointed  as  an  alternate  director  for  a  member  of  a  committee  of  the  board  of  directors  so  long  as  he  or  she  is  not
already serving as a member of such committee, and if the alternate director is to replace an external director, he or she is required to be an external director
and  to  have  either  “financial  and  accounting  expertise”  or  “professional  expertise,”  depending  on  the  qualifications  of  the  external  director  he  or  she  is
replacing. A person who does not have the requisite “financial and accounting experience” or the “professional expertise,” depending on the qualifications of
the  external  director  he  or  she  is  replacing,  may  not  be  appointed  as  an  alternate  director  for  an  external  director.  A  person  who  is  not  qualified  to  be
appointed as an independent director, pursuant to the Companies Law, may not be appointed as an alternate director of an independent director qualified as
such under the Companies Law. Unless the appointing director limits the time or scope of the appointment, the appointment is effective for all purposes until
the appointing director ceases to be a director or terminates the appointment.

External Directors

Under the Companies Law and the regulations promulgated pursuant thereto, Israeli companies whose shares have been offered to the public, or that

are publicly traded outside of Israel, which we refer to as a public company, are required to appoint at least two natural persons as “external directors.”

No person may be appointed as an external director if such person is a relative of a controlling shareholder or if such person, a relative, partner or
employer of such person, or anyone to whom such person is directly or indirectly subordinate, or any entity under such person’s control, has or had, on or
within the two years preceding the date of such person’s appointment to serve as an external director, any affiliation with the company to whose board of
directors the external director is proposed to be appointed, with any controlling shareholder of the company, with a relative of such controlling shareholder, or
with any entity controlled, on the date of such appointment or within the preceding two years, by the company or by a controlling shareholder of the company.
If the company has no controlling shareholder or a shareholder holding 25% or more of the company’s voting rights, a person may not serve as an external
director if the person has any affiliation, at the time of the appointment, to the chairman of the board of directors, the chief executive officer or the most senior
financial officer of the company, or to a shareholder holding 5% or more of the outstanding shares or voting rights of the company.

97

 
 
 
 
 
 
 
 
 
 
 
 
 
 
The term “controlling shareholder” means a shareholder with the ability to direct the activities of the company, other than by virtue of being an office
holder. A shareholder is presumed to have “control” of the company and thus to be a controlling shareholder of the company if the shareholder holds 50% or
more of the “means of control” of the company. “Means of control” is defined as (1) the right to vote at a general meeting of a company or a corresponding
body of another corporation; or (2) the right to appoint directors of the corporation or its general manager.

The term “affiliation” includes:

·

·

·

·

an employment relationship;

a business or professional relationship maintained on a regular basis;

or control; and

service as an office holder, excluding service as a director in a private company prior to the first offering of its shares to the public if such
director was appointed as a director of the private company in order to serve as an external director following the initial public offering.

The term “relative” is defined as a spouse, sibling, parent, grandparent, descendant, spouse’s descendant, sibling and parent and the spouse of each of

the foregoing.

In addition, no person may serve as an external director if: (i) the person’s other positions or other business activities create, or may create, a conflict
of interest with the person’s service as an external director or interfere with the person’s ability to serve as an external director; (ii) at the time such person
serves as a non-external director of another company on whose board of directors a director of the reciprocal company serves as an external director; (iii) the
person  is  an  employee  of  the  Israel  Securities  Authority  or  of  an  Israeli  stock  exchange;  (iv)  such  person  or  such  person’s  relative,  partner,  employer  or
anyone to whom such person is directly or indirectly subordinate, or any entity under such person’s control, has business or professional relations with any
person or entity he or she should not be affiliated with, as described above, unless such relations are negligible; or (v) such person received compensation,
directly or indirectly, in connection with such person’s services as an external director, other than as permitted under the Companies Law and the regulations
promulgated thereunder. If, at the time of election of an external director, all other directors who are not controlling shareholders of such company or their
relatives, are of the same gender, then the designated external director must be of the other gender.

Pursuant  to  the  Companies  Law,  an  external  director  is  required  to  have  either  financial  and  accounting  expertise  or  professional  qualifications
according  to  criteria  set  forth  in  regulations  promulgated  under  the  Companies  Law,  provided  that  at  least  one  of  the  external  directors  has  financial  and
accounting  expertise.  However,  if  at  least  one  of  our  other  directors  (1)  meets  the  independence  requirements  of  the  Exchange  Act,  (2)  meets  the  Nasdaq
requirements  for  membership  on  the  audit  committee  and  (3)  has  financial  and  accounting  expertise  as  defined  in  the  Companies  Law  and  applicable
regulations, then neither of our external directors is required to possess financial and accounting expertise as long as both possess other requisite professional
qualifications as required under the Companies Law and regulations promulgated thereunder.

The  regulations  promulgated  under  the  Companies  Law  define  an  external  director  with  requisite  professional  qualifications  as  a  director  who
satisfies one of the following requirements: (1) the director holds an academic degree in either economics, business administration, accounting, law or public
administration,  (2)  the  director  either  holds  an  academic  degree  in  any  other  field  or  has  completed  another  form  of  higher  education  in  the  company’s
primary field of business or in an area which is relevant to his or her office as an external director in the company, or (3) the director has at least five years of
experience serving in any one of the following capacities, or at least five years of cumulative experience serving in two or more of the following capacities:
(a) a senior business management position in a company with a substantial scope of business, (b) a senior position in the company’s primary field of business
or (c) a senior position in public administration.

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The  board  of  directors  must  make  the  determination  as  to  the  financial  and  accounting  expertise,  and  as  to  the  professional  qualifications,  of  a
director taking into consideration those criteria and matters set forth in the regulations. A director with financial and accounting expertise is a director who by
virtue  of  his  or  her  education,  professional  experience  and  skill,  has  a  high  level  of  proficiency  in  and  understanding  of  business  accounting  matters  and
financial  statements  so  that  he  or  she  is  able  to  fully  understand  our  financial  statements  and  initiate  debate  regarding  the  manner  in  which  the  financial
information is presented. In addition, the board of directors of a public company is required to make a determination as to the minimum number of directors
who  must  have  such  financial  and  accounting  expertise  based  on,  among  other  things,  the  type  of  company,  its  size,  the  volume  and  complexity  of  the
company’s activities and the number of directors. Our Board has determined that the minimum number of directors with financial and accounting expertise, in
addition to the external director or directors who have such expertise, will be one, and that Mr. Marth qualifies as such. The external director who qualifies to
have such expertise is Ms. Yaron-Eldar. In addition, our Board has determined that Ms. Yaron-Eldar qualifies as an audit committee financial expert pursuant
to the applicable SEC rules, and accordingly as having the necessary financial sophistication as required by the Nasdaq Capital Market rules.

Election and Dismissal of External Directors

External  directors  are  elected  for  a  term  of  three  years  at  the  general  meeting  of  shareholders  by  a  simple  majority,  provided  that  the  majority

includes either:

·

·

a majority of the shares that are voted at the meeting in favor of the election of the external director, excluding abstentions, include at least a majority
of the votes of shareholders who are not controlling shareholders and who do not have a personal interest in the appointment (excluding a personal
interest that did not result from the shareholder’s relationship with the controlling shareholder), or

the total number of shares held by the shareholders mentioned in the paragraph above that are voted against the election of the external director does
not exceed two percent of the aggregate voting rights in the company.

External  directors  may  be  re-elected  for  two  additional  terms  of  three  years  each,  provided  that  with  respect  to  the  appointment  for  each  such

additional three year term, one of the following has occurred:

·

·

·

his/her service for each such additional term is recommended by one or more shareholders holding at least 1% of the company’s voting rights and is
approved at a shareholders’ meeting by a disinterested majority, where the total number of shares held by non-controlling, disinterested shareholders
voting for such reelection exceeds 2% of the aggregate voting rights in the company, subject to additional restrictions set forth in the Companies Law
with respect to the affiliation of the external director nominee;

the external director proposed his or her own nomination, and such nomination was approved in accordance with the requirements described in the
paragraph above; or

the  reappointment  of  the  external  director  has  been  proposed  by  the  board  of  directors  and  the  appointment  was  approved  by  the  majority  of
shareholders required for the initial appointment of an external director.

However,  under  regulations  promulgated  pursuant  to  the  Companies  Law,  companies  whose  shares  are  listed  for  trading  on  specified  exchanges
outside of Israel, including the Nasdaq Capital Market, may elect external directors for additional terms that do not exceed three years each, beyond the three
year terms generally applicable, provided that, if an external director is being re-elected for an additional term or terms beyond three year terms: (i) the audit
committee  and  board  of  directors,  in  that  order,  must  determine  that,  in  light  of  the  external  director’s  expertise  and  special  contribution  to  the  board  of
directors  and  its  committees,  the  re-election  for  an  additional  term  is  to  the  company’s  best  interest;  (ii)  the  external  director  must  be  re-elected  by  the
required majority of shareholders as described above; and (iii) the term during which the nominee has served as an external director and the reasons given by
the audit committee and board of directors for extending his or her term of office must be presented to the shareholders prior to their approval.

99

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Following  termination  of  service  as  an  external  director,  a  public  company,  a  controlling  shareholder  thereof  and  any  entity  controlled  by  a
controlling shareholder, may not grant any benefit, directly or indirectly, to any person who served as an external director of such public company, or to his or
her  spouse  or  child,  including,  not  appointing  such  person,  or  his  or  her  spouse  or  child,  as  an  Office  Holder  of  such  public  company  or  of  any  entity
controlled  by  a  controlling  shareholder  of  such  public  company,  not  employing  such  person  or  his  or  her  spouse  or  child  and  not  receiving  professional
services for pay from such person, either directly or indirectly, including through a corporation controlled by such person, all until the lapse of two years from
termination of office with respect to the external director, his or her spouse or child; and until the lapse of one year from termination of office with respect to
other relatives of the former external director.

Each committee of the Board that is authorized to exercise powers of a company’s board of directors must include at least one external director. The

audit and remuneration committees of a company’s board of directors must include all of such company’s external directors.

Under the Companies Law, an external director cannot be dismissed from office unless the board of directors has learned there is a concern that: the
external director no longer meets the statutory requirements for his appointment as an external director; or the external director is in breach of his or her duty
of loyalty to the company. The board of directors shall discuss the matter no later than in the first board of directors meeting convened after the board had
become aware of such circumstances. In the event the board of directors has determined that an external director had ceased to comply with the requirements
set forth under the Companies Law or that he or she breached his or her duty of loyalty to the company, than the board of directors shall convene a general
meeting of the shareholders and will include on the agenda a resolution for the removal from office of such external director. The shareholders vote required
to removal of an external director from office is the same majority required for the appointment; provided, however, that the external director has been given
the opportunity to present his or her position. In addition, a court of law may determine, upon a request of a director or a shareholder, to dismiss the external
director after finding that such external director no longer meets the statutory requirements of an external director set under the Companies Law or that the
external director is in breach of his or her duty of loyalty to the company.

In addition, under regulations promulgated pursuant to the Companies Law, companies with no controlling shareholder whose shares are listed for
trading  on  specified  exchanges  outside  of  Israel,  including  the  Nasdaq  Capital  Market,  may  adopt  exemptions  from  various  corporate  governance
requirements  of  the  Companies  Law  so  long  as  the  company  satisfies  the  applicable  foreign  country  laws  and  regulations,  including  applicable  stock
exchange  rules,  that  apply  to  companies  organized  in  that  country  relating  to  the  appointment  of  independent  directors  and  the  composition  of  audit  and
compensation committees. Such exemptions include an exemption from the requirement to appoint external directors and the requirement that an external
director be a member of certain committees. We may use these exemptions in the future if we do not have a controlling shareholder.

Ms. Yaron-Eldar and Dr. Sidransky are the current external directors, appointed by our Board and approved by our shareholders to serve as such.

Independent Directors Under the Companies Law

Under the Companies Law an “independent director” is either an external director or a director appointed or classified as such who meets the same
non-affiliation criteria as an external director, as determined by the audit committee, and who has not served as a director of the company for more than nine
consecutive years. For these purposes, ceasing to serve as a director for a period of two years or less would not be deemed to sever the consecutive nature of
such director’s service.

Regulations promulgated pursuant to the Companies Law provide that a director in a public company whose shares are listed for trading on specified
exchanges outside of Israel, including the Nasdaq Capital Market, such as the Company, who qualifies as an independent director under the relevant non-
Israeli rules relating to independence standards for audit committee membership and who meets certain non-affiliation criteria, which are less stringent than
those applicable to external directors, would be deemed an “independent” director pursuant to the Companies Law provided: (i) he or she has not served as a
director for more than nine consecutive years; (ii) he or she has been approved as such by the audit committee; and (iii) his or her remuneration shall be in
accordance with the Compensation Regulations. For these purposes, ceasing to serve as a director for a period of two years or less would not be deemed to
sever the consecutive nature of such director’s service.

100

 
 
 
 
 
 
 
 
 
 
 
 
Furthermore, pursuant to these regulations, such company may reappoint a person as an independent director for additional terms, beyond nine years,
which  do  not  exceed  three  years  each,  if  each  of  the  audit  committee  and  the  board  of  directors  determine,  in  that  order,  that  in  light  of  the  independent
director’s expertise and special contribution to the board of directors and its committees, the reappointment for an additional term is in the company’s best
interest.

Committees of the Board

Our Articles also provide that the Board may delegate any, or all, of its powers to one or more committees of the Board, and may entrust to and
confer upon a “managing director” such of its powers as it deems appropriate. However, the Companies Law provides that certain powers and authorities (for
example, the power to approve the financial statements) may not be delegated and may be exercised only by the Board. Notwithstanding the foregoing, we
currently  do,  and  intend  to  continue  to,  comply  with  the  corporate  governance  requirements  of  the  Nasdaq  Capital  Market,  except  to  the  extent  indicated
elsewhere in this annual report, including as set forth under “Item 16G. Corporate Governance” below. The Companies Law requires public companies such
as the Company to appoint an audit committee and a remuneration committee.

Audit Committee

The  Companies  Law  requires  public  companies  to  appoint  an  audit  committee  comprised  of  at  least  three  directors,  including  all  of  the  external
directors, the majority of whom must be independent directors under the Companies Law. The Companies Law further stipulates that the following may not
be members of the audit committee: (i) the chairman of the board of directors; (ii) any director employed by or providing services on an ongoing basis to the
company, to a controlling shareholder of the company or an entity controlled by a controlling shareholder of the company; (iii) a director whose livelihood
mainly depends on a controlling shareholder; and (iv) a controlling shareholder or any relative of a controlling shareholder.

The Companies Law further requires that: (i) the chairperson of the audit committee must be an external director; (ii) generally, any person who is
not entitled to be a member of the audit committee may not attend the audit committee’s meetings and voting sessions, unless such person was invited by the
chairperson of the committee for the purpose of presenting a specific subject matter thereof; and (iii) the quorum required for the convening of meetings of
the audit committee and for adopting resolutions by the audit committee is a majority of the members of the audit committee, provided that the majority of the
members present are independent directors and at least one of them is an external director.

The responsibilities of the audit committee under the Companies Law include: (i) identifying flaws in the management of a company’s business and
making recommendations to the board of directors as to how to correct them; (ii) with respect to certain actions involving conflicts of interest and with respect
to  certain  related  party  transactions,  deciding  whether  such  actions  are  material  actions  and  whether  such  transactions  are  extraordinary  transactions,
respectively, all for the purpose of approving such actions or transactions; (iii) reviewing and deciding whether to approve certain related party transactions
and certain actions involving conflicts of interest; (iv) reviewing the internal auditor’s work program; (v) examining the company’s internal control structure
and processes, the performance of the internal auditor and whether the internal auditor has at his or her disposal the tools and resources required to perform
his or her duties, considering, inter alia, the special needs of the company and its size; (vi) examining the independent auditor’s scope of work as well as the
independent auditor’s fees and providing its recommendations to the appropriate corporate organ; (vii) providing for arrangements as to the manner in which
the company will deal with employee complaints with respect to deficiencies in the management of the company’s business and the protection to be provided
to  such  employees;  and  (viii)  with  respect  to  related  party  transactions  with  a  controlling  shareholder,  regardless  of  whether  such  transactions  are
extraordinary transactions, that prior to entering into such transaction, to establish the requirement of having a competitive process under the supervision of
the  audit  committee  or  any  individual,  committee  or  body  on  its  behalf  and  according  to  criteria  established  by  the  audit  committee  and  to  determine
procedures  for  approving  certain  related  party  transactions  with  a  controlling  shareholder,  which  were  determined  by  the  audit  committee  to  be  non-
extraordinary transactions, but which are not negligible transactions.

Our Board has adopted an audit committee charter setting forth the responsibilities of the Audit Committee consistent with the rules of the SEC and

the Nasdaq Listing Rules, as well as the requirements for such committee under the Companies Law, as described below.

101

 
 
 
 
 
 
 
 
 
 
 
 
Our Audit Committee oversees the accounting and financial reporting processes of the Company. It also provides assistance to the Board in fulfilling
its  legal  and  fiduciary  obligations  with  respect  to  matters  involving  the  accounting,  auditing,  financial  reporting  and  internal  control  functions  of  the
Company. In carrying out its duties, our Audit Committee meets with management at least once a quarter, at which time, among other things, it reviews, and
either approves or disapproves, the financial results of the Company for the immediately preceding calendar quarter and conveys its conclusions in this regard
to the Board. Our Audit Committee also monitors generally the services provided by the Company’s independent auditors to ensure their independence, and
reviews all audit and non-audit services provided by them.

Our Board has resolved to delegate to the Audit Committee the power to pre-approve non-auditing services rendered by the Company’s independent
auditors  without  the  need  for  further  approval  by  our  Board.  As  such,  on  March  6,  2018,  our  Audit  Committee  approved  the  adoption  of  a  pre-approval
policy, such that the Chairman of the Audit Committee is authorized to pre-approve any engagement of our independent auditors during a period of twelve
months from the date of such approval, for the provision of non-auditing services, for fees not to exceed $20,000, and any such engagement which exceeds
$20,000 shall require a pre-approval by the entire Audit Committee. Once services have been pre-approved, our management must then report to the Audit
Committee on a periodic basis regarding the extent of services actually provided in accordance with the pre-approval policy, and regarding the fees for the
services performed. Such fees for 2017 were pre-approved by the Audit Committee in accordance with the pre-approval policy.

The  Company’s  independent  and  internal  auditors  also  report  regularly  to  our  Audit  Committee,  and  our  Audit  Committee  discusses  with  the
Company’s independent auditors the quality, not just the acceptability, of the accounting principles, the reasonableness of significant judgments and the clarity
of disclosures in the Company’s financial statements, as and when it deems it appropriate to do so.

Under the provisions of the Sarbanes-Oxley Act, the audit committee is directly responsible for the appointment, compensation and oversight of the
work  of  the  company’s  independent  auditors.  However,  under  Israeli  law,  the  appointment  of  independent  auditors  and  their  compensation  require  the
approval of the shareholders of a public company. Pursuant to Israeli law, the shareholders may delegate the authority to determine the compensation of the
independent  auditors  to  the  board  of  directors.  In  addition,  pursuant  to  the  Companies  Law,  the  audit  committee  is  required  to  examine  the  independent
auditors’ fees and to provide its recommendations with respect thereto to the appropriate corporate body. Accordingly, the appointment of our independent
auditors  is  required  to  be  approved  and  recommended  to  the  shareholders  by  our  Audit  Committee  and  Board  and  approved  by  the  shareholders.  The
compensation of the independent auditors for audit services is required to be approved and recommended to the Board by our Audit Committee and approved
by the Board. The Board has delegated its authority to approve the compensation of independent auditors for non-auditing services to the Audit Committee.

Mr. Nir, Ms. Yaron-Eldar and Dr. Sidransky are the current members of our Audit Committee, with Ms. Yaron-Eldar serving as chairperson. Each of
our  Audit  Committee  members  are  “independent  directors”  in  accordance  with  the  Nasdaq  Capital  Market  corporate  governance  requirements,  as
affirmatively  determined  by  our  Board,  and  Ms.  Yaron-Eldar  and  Dr.  Sidransky  also  meet  the  qualifications  for  service  as  “external  directors”  under  the
Companies Law and the regulations promulgated thereunder, also as affirmatively determined by our Board and our shareholders. In addition, our Board has
affirmatively determined that Ms. Yaron-Eldar also qualifies as an audit committee financial expert pursuant to the applicable SEC rules, and accordingly has
the necessary financial sophistication as required by the Nasdaq Capital Market rules, and as a financial and accounting expert under the Companies Law.

Remuneration Committee

The  Companies  Law  requires  public  companies  to  appoint  a  remuneration  committee  comprised  of  at  least  three  directors,  including  all  of  the
external directors, who must generally also constitute a majority of the members. All other members of the committee, who are not external directors, must be
directors who receive compensation consistent with that of external directors and that is in compliance with the Compensation Regulations. In addition, the
chairperson of the remuneration committee must be an external director.

102

 
 
 
 
 
 
 
 
 
 
 
The Companies Law further stipulates that directors who are not qualified to serve on the audit committee, as described above, may not serve on the
remuneration  committee  either  and  that  similar  to  the  audit  committee,  generally,  any  person  who  is  not  entitled  to  be  a  member  of  the  remuneration
committee may not attend the remuneration committee’s meetings. Our Board has adopted a remuneration committee charter setting forth the responsibilities
of our Remuneration Committee, as described below.

The responsibilities of the remuneration committee under the Companies Law include: (i) making recommendations to the board of directors with
respect to the approval of the compensation policy and any extensions thereto; (ii) periodically reviewing the implementation of the compensation policy and
providing the board of directors with recommendations with respect to any amendments or updates thereto; (iii) reviewing and resolving whether or not to
approve transactions with respect to the terms of office and employment of Office Holders; and (iv) resolving, under certain circumstances prescribed under
the Companies Law, whether or not to exempt a transaction with a candidate for chief executive officer who meets non-affiliation criteria from shareholder
approval.

Our Remuneration Committee also oversees the administration of the Company’s various compensation plans and arrangements, in particular, the
incentive compensation, deferred compensation and equity based plans of the Company (and to the extent appropriate, of the subsidiaries of the Company)
and assists the Board in fulfilling its responsibilities relating to the compensation of directors, the Chief Executive Officer and other Office Holders of the
Company. In carrying out these duties, our Remuneration Committee meets on an ad hoc basis. Under the Companies Law, our Remuneration Committee
may need to seek the approval of the Board and the shareholders for certain compensation decisions as described above. Each member of our Remuneration
Committee is an “independent director” in accordance with the Nasdaq Capital Market corporate governance requirements, as affirmatively determined by
our  Board.  Mr.  Nir,  Ms.  Yaron-Eldar  and  Dr.  Sidransky  are  the  current  members  of  our  Remuneration  Committee,  with  Ms.  Yaron-Eldar  serving  as
chairperson.

Nominating Committee

The Nasdaq Capital Market corporate governance requires each company adopting a nominating committee to certify that it has adopted a formal
written  charter  or  board  resolution,  as  applicable,  addressing  the  nominations  process  and  such  related  matters  as  may  be  required  under  U.S.  federal
securities laws. Although not required as a foreign private issuer to adopt a nominating committee, we have decided to follow such requirement.

Our Board has adopted a nominating committee charter setting forth the responsibilities of the Nominating Committee consistent with the Nasdaq

Listing Rules.

The Nominating Committee is responsible for identifying individuals qualified to be appointed as board members, and recommending to the Board

of appropriate director nominees for election at the general meeting of shareholders.

Independent  director  oversight  of  nominations  enhances  investor  confidence  in  the  selection  of  well-qualified  director  nominees,  as  well  as
independent nominees as required by the rules. The Nasdaq Capital Market listing rule is also intended to provide flexibility for a company to choose an
appropriate board structure and reduce resource burdens, while ensuring that independent directors approve all nominations.

Mr. Hurvitz, Ms. Yaron-Eldar, Mr. Marth and Dr. Sidransky are the current members of our Nominating Committee, with Dr. Sidransky serving as
chairperson. Nasdaq Capital Market Listing Rule 5605(e) requires that our Nominating Committee be comprised solely of independent directors unless the
Nominating Committee is comprised of at least three members and the Board determines that such non-independent director’s membership, which shall not
be longer than two years, is required by the best interests of the Company and our shareholders.

R&D Committee

Our  R&D  Committee,  which  was  established  by  the  Board  on  May  2014,  advises  and  assists  the  Board  in  its  oversight  of  our  research  and
development programs, including the rationale and timeline of clinical trials and other studies, as well as market surveys in connection therewith. The R&D
Committee operates in accordance with the purposes and objectives determined by the Board from time to time. Mr. Hurvitz, Dr. Sidransky and Mr. Marth are
the current members of our R&D Committee, with Mr. Hurvitz serving as chairperson.

103

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Internal Auditor

Under  the  Companies  Law,  the  board  of  directors  of  an  Israeli  public  company  must  appoint  an  internal  auditor  recommended  by  the  audit
committee and nominated by the board of directors. The role of the internal auditor is to examine, among other things, our compliance with applicable law
and orderly business procedures. An internal auditor should comply with the requirements of the Companies Law and the Internal Audit Law, 5752-1992, and
may not be:

(a) a person (or a relative of a person) who holds more than 5% of the Company’s outstanding shares or voting rights;

(b) a person (or a relative of a person) who has the power to appoint a director or the general manager of the Company;

(c) an Office Holder, including a director, of the Company (or a relative thereof); or

(d) a member of the Company’s independent accounting firm, or anyone on his or her behalf.

Pursuant  to  Israeli  law,  an  internal  auditor’s  tenure  cannot  be  terminated  without  his  or  her  consent,  nor  can  he  or  she  be  suspended  from  such
position unless the board of directors of the company has so resolved following the recommendations of the company’s audit committee and, after providing
the internal auditor with the opportunity to present his or her position to the board of directors of the company and to the audit committee.

On  January  31,  2017,  our  Board  re-appointed  Mr.  Alon  Amit,  CPA,  from  Raveh  Ravid  &  Co.  CPA,  Tel  Aviv,  Israel,  as  the  Company’s  internal

auditor, effective as of January 1, 2017, for a period of two years.

Exculpation and Indemnification of Directors and Officers

Under the Companies Law, a company may not exculpate an Office Holder from liability for a breach of the duty of loyalty. An Israeli company may
exculpate an Office Holder in advance from liability to the company, in whole or in part, for damages caused to the company as a result of a breach of the
duty of care but only if a provision authorizing such exculpation is included in its articles of association. Our Articles include such a provision. The Company
may not exculpate in advance a director from liability arising out of a prohibited dividend or distribution to shareholders.

Under  the  Companies  Law,  a  company  may  indemnify,  or  undertake  in  advance  to  indemnify,  an  Office  Holder  for  the  following  liabilities  and
expenses, imposed on Office Holder or incurred by Office Holder due to acts performed by him or her as an Office Holder, provided its articles of association
include a provision authorizing such indemnification:

·

·

a  monetary  liability  incurred  by  or  imposed  on  him  or  her  in  favor  of  another  person  pursuant  to  a  judgment,  including  a  settlement  or
arbitrator’s award approved by a court. However, if an undertaking to indemnify an Office Holder with respect to such liability is provided in
advance,  then  such  an  undertaking  must  be  limited  to  events  which,  in  the  opinion  of  the  board  of  directors,  can  be  foreseen  based  on  the
company’s activities when the undertaking to indemnify is given, and to an amount or according to criteria determined by the board of directors
as reasonable under the circumstances, and such undertaking shall detail the abovementioned foreseen events and amount or criteria;

reasonable litigation expenses, including attorneys’ fees, incurred by the Office Holder as a result of an investigation or proceeding instituted
against him or her by an authority authorized to conduct such investigation or proceeding, provided that (i) no indictment was filed against such
Office Holder as a result of such investigation or proceeding; and (ii) no financial liability was imposed upon him or her as a substitute for the
criminal proceeding as a result of such investigation or proceeding or, if such financial liability was imposed, it was imposed with respect to an
offense that does not require proof of criminal intent or as a monetary sanction;

104

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
·

·

·

·

a monetary liability imposed on him or her in favor of an injured party at an Administrative Procedure (as defined below) pursuant to Section
52(54)(a)(1)(a) of the Securities Law;

expenses incurred by an office holder in connection with an Administrative Procedure under the Securities Law, including reasonable litigation
expenses and reasonable attorneys’ fees; and

reasonable litigation expenses, including attorneys’ fees, incurred by the Office Holder or imposed by a court in proceedings instituted against
him  or  her  by  the  company,  on  its  behalf,  or  by  a  third-party,  or  in  connection  with  criminal  proceedings  in  which  the  Office  Holder  was
acquitted, or as a result of a conviction for an offense that does not require proof of criminal intent.

An “Administrative Procedure” is defined as a procedure pursuant to chapters H3 (Monetary Sanction by the Israeli Securities Authority), H4
(Administrative  Enforcement  Procedures  of  the  Administrative  Enforcement  Committee)  or  I1  (Arrangement  to  prevent  Procedures  or
Interruption of procedures subject to conditions) to the Securities Law.

Under the Companies Law, a company may insure an Office Holder against the following liabilities incurred for acts performed by him or her as an

Office Holder if and to the extent provided in the company’s articles of association:

·

·

·

·

·

a breach of the duty of loyalty to the company, provided that the Office Holder acted in good faith and had a reasonable basis to believe that
such act would not prejudice the company;

a breach of the duty of care to the company or to a third-party;

a monetary liability imposed on the Office Holder in favor of a third-party;

a monetary liability imposed on the office holder in favor of an injured party at an Administrative Procedure pursuant to Section 52(54)(a)(1)(a)
of the Securities Law; and

expenses incurred by an office holder in connection with an Administrative Procedure, including reasonable litigation expenses and reasonable
attorneys’ fees.

Nevertheless, under the Companies Law, a company may not indemnify, exculpate or insure an Office Holder against any of the following:

·

·

·

·

a breach of the duty of loyalty, except for indemnification and insurance for a breach of the duty of loyalty to the company in the event Office
Holder acted in good faith and had a reasonable basis to believe that the act would not prejudice the company;

a breach of the duty of care committed intentionally or recklessly, excluding a breach arising out of the negligent conduct of the Office Holder;

an act or omission committed with intent to derive unlawful personal benefit; or

a fine, monetary sanction, penalty or forfeit levied against the Office Holder.

Under the Companies Law, exculpation, indemnification and insurance of Office Holders require the approval of the remuneration committee, board
of  directors  and,  in  certain  circumstances,  the  shareholders,  as  described  above  under  “Item  6—Directors,  Senior  Management  and  Employees—B.
Compensation.”

Our Articles permit us to exculpate, indemnify and insure our Office Holders to the fullest extent permitted by the Companies Law. Each of our
Office Holders have entered into an indemnification agreement with us, exculpating them, to the fullest extent permitted by Israeli law, from liability to us for
damages caused to us as a result of a breach of the duty of care and undertaking to indemnify them to the fullest extent permitted by Israeli law, including
with respect to liabilities resulting from certain acts performed by such Office Holders in their capacity as an Office Holder of the Company, our subsidiaries
or our affiliates.

105

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In the opinion of the SEC, indemnification of directors and Office Holders for liabilities arising under the Securities Act, however, is against public

policy and therefore unenforceable.

Agreements with Directors

Other than a written agreement with our President and Chief Executive Officer, as detailed in “Item 6. Directors, Senior Management and Employees
—B.  Compensation—Employment  Agreements  and  Arrangements  with  Directors  and  Related  Parties—Employment  Agreement  with  Our  President  and
Chief Executive Officer,” we do not have written agreements with any director providing for benefits upon the termination of his or her services with our
Company.

D. Employees.

As  of  December  31,  2017,  we  had  17  employees,  of  which  13  were  full-time  employees  and  four  were  part-time  employees.  Eleven  of  the
Company’s employees were involved in our clinical and product development operations and six served in general and administrative capacities. 16 of our
employees are located in Israel and one employee is located in the United Kingdom.

While none of our employees are party to any collective bargaining agreements or represented by any labor unions, certain provisions of the Israeli
labor  laws  and  certain  collective  bargaining  agreements  between  the  Histadrut  (General  Federation  of  Labor  in  Israel)  and  the  Coordination  Bureau  of
Economic  Organizations  (including  the  Industrialists’  Associations)  are  applicable  to  our  employees  by  order  of  the  Israel  Ministry  of  Economics.  These
provisions primarily concern the length of the workday, minimum daily wages for professional workers, pension fund benefits for all employees, insurance
for work-related accidents, procedures for dismissing employees, determination of severance pay and other conditions of employment. We generally provide
our employees with benefits and working conditions beyond the required minimums. We have never experienced any employment-related work stoppages
and believe our relationship with our employees is favorable.

E. Share Ownership.

Certain Information Concerning Ordinary Shares Owned by Office Holders

The following table sets forth information regarding beneficial ownership of our ordinary shares as of February 28, 2018, the latest practicable date

for inclusion in this annual report, held by our directors and executive officers, individually and as a group.

Beneficial ownership is determined in accordance with the rules of the SEC and includes voting or investment power with respect to ordinary shares.
Ordinary shares issuable under share options, warrants or other conversion rights currently exercisable or that are exercisable within 60 days after February 28
2018 are deemed outstanding for the purpose of computing the percentage ownership of the person holding the options, warrants or other conversion rights,
but are not deemed outstanding for the purpose of computing the percentage ownership of any other person. Percentage of shares beneficially owned is based
on 14,472,414 ordinary shares outstanding on February 28, 2018.

106

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chaim Hurvitz(2)
Allen Baharaff(3)
Shmuel Nir(4)
William Marth(5)
Tali Yaron-Eldar(6)
Dr. David Sidransky(6)
Prof. Ran Oren(7)
Dr. Carol L. Brosgart(7)
Dr. Tali Gorfine(7)
Dr. Liat Hayardeny(7)
Yohai Stenzler(8)
Yael Hollander(9)
Guy Nehemya(9)
All directors and executive officers as a group (13 persons)

 * Less than 1%.

As of February 28, 2018

Number of ordinary
shares beneficially
owned(1)

Percentage of ordinary
shares beneficially
owned

1,063,963     
4,253,797     
75,646     
57,595     
25,625     
25,625     
89,777     
20,000     
27,500     
25,000     
32,070     
48,320     
48,320     
5,793,239     

7.3%
27.8%
* 
* 
* 
* 
* 
* 
* 
* 
* 
* 
* 

38.40%

(1)

All options included are either currently exercisable or will be exercisable within 60 days of February 28, 2018.

(2)

(3)

Consists of (i) 1,038,963 ordinary shares, of which 811,596 ordinary shares are held through Shirat HaChaim Ltd., a company incorporated under the
laws  of  the  State  of  Israel,  of  which  Mr.  Hurvitz  is  the  controlling  shareholder,  president,  chief  executive  officer  and  the  chairman  of  its  board  of
directors  and  227,367  ordinary  shares  held  by  Mr.  Chaim  Hurwitz;  and  (ii)  25,000  ordinary  shares  issuable  upon  the  exercise  of  options  that  are
currently exercisable or will be exercisable within 60 days as of February 28, 2018.

Consists of (i) 3,420,822 ordinary shares, of which 3,416,822 are held through G. Yarom Medical Research Ltd., a company incorporated under the
laws of the State of Israel, of which Mr. Baharaff is the controlling shareholder and the chairman of its board of directors and 4,000 ordinary shares
held by Mr. Baharaff, which were purchased in the open market; and (ii) options to purchase 832,975 ordinary shares that are currently exercisable
within  60  days  as  of  February  28,  2018.  Of  the  4,253,797  ordinary  shares,  Mr.  Baharaff  exercises  sole  voting  and  dispositive  power  over  836,975
shares beneficially owned and shared voting and dispositive power with G. Yaron Medical Research Ltd. over 3,416,822 shares.

107

 
 
 
 
 
 
 
   
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
 
 
 
 
 
 
 
(4) Consists of (i) 45,188 ordinary shares, of which 41,438 ordinary shares are held through Tushia Consulting Engineers Ltd., of which Shmuel Nir is its
controlling shareholder and 3,750 ordinary shares held by Mr. Nir; and (ii) 30,458 ordinary shares issuable upon the exercise of options that are currently
exercisable or will be exercisable within 60 days as of February 28, 2018.

(5) Consists  of  (i)  18,554  ordinary  shares  held  by  Mr.  Marth;  and  (ii)  39,041  ordinary  shares  issuable  upon  the  exercise  of  options  that  are  currently

exercisable or will be exercisable within 60 days as of February 28, 2018.

(6) Consists of (i) 3,750 ordinary shares held by the referenced person; and (ii) 21,875 ordinary shares issuable upon the exercise of options that are currently

exercisable or will be exercisable within 60 days as of February 28, 2018.

(7) Represents ordinary shares issuable upon the exercise of options that are currently exercisable or will be exercisable within 60 days as of February 28,

2018;

(8) Consists of (i) 2,812 ordinary shares held by Mr. Stenzler; (ii) 28,906 ordinary shares issuable upon the exercise of options that are currently exercisable
or will be exercisable within 60 days as of February 28, 2018; and (iii) 352 ordinary shares issuable upon the vesting of restricted stock units that are
currently vested or will vest within 60 as of February 28, 2018.

(9) Consists of (i) 2,812 ordinary shares held by the referenced person; (ii) 45,156 ordinary shares issuable upon the exercise of options that are currently
exercisable or will be exercisable within 60 days as of February 28, 2018; and (iii) 352 ordinary shares issuable upon the vesting of restricted stock units
that are currently vested or will vest within 60 as of February 28, 2018.

This table is based upon information supplied by officers and directors and is believed to be accurate. Except as indicated in footnotes to this table,
we believe that the shareholders named in this table have sole voting and investment power with respect to all shares shown to be beneficially owned by them,
based on information provided to us by such shareholders. Unless otherwise noted below, each shareholder’s address is: c/o Galmed Pharmaceuticals Ltd., 16
Tiomkin St., Tel Aviv, Israel 6578317.

To  our  knowledge,  as  of  February  28,  2018,  we  had  6  holders  of  record  of  our  ordinary  shares  with  a  U.S.  address,  including  Cede  &  Co.,  the
nominee of The Depository Trust Company. These holders held in the aggregate 9,842,254 ordinary shares, or 68% of our outstanding ordinary shares as of
February 28, 2018. The number of record holders in the United States is not representative of the number of beneficial holders of our ordinary shares nor is it
representative of where such beneficial holders are resident since many of these ordinary shares were held by brokers or other nominees.

To our knowledge, the only significant changes in the percentage ownership held by our major shareholders during the past three years have been the
following: From January 1, 2015 to February 28, 2018, the ownership percentage of Chaim Hurvitz decreased by 1.7% from 9.0% to 7.3% and the ownership
percentage of Allen Baharaff decreased by 7.2% from 35% to 27.8% during such period.

2013 Incentive Share Option Plan

We  maintain  one  equity-based  incentive  plan,  our  2013  Incentive  Share  Option  Plan  (the  “2013  Planˮ).  As  of  February  28,  2018,  the  latest
practicable  date  for  inclusion  in  this  annual  report,  a  total  of  3,090,492  shares  were  reserved  for  issuance  under  our  2013  Plan,  of  which  (1)  options  to
purchase 2,095,724 ordinary shares and 27,501 restricted stock units (“RSUsˮ), were issued and outstanding thereunder (i.e., were granted but not canceled,
expired or exercised); (2) options to purchase 739,078 ordinary shares were exercised and 35,780 ordinary shares were issued upon vesting of RSUs, and (3)
187,253 shares remain unallocated for future equity awards pursuant to our 2013 Plan.

108

 
 
 
 
 
 
 
 
 
 
Our 2013 Plan, which was adopted by our Board on September 2, 2013, and approved by our shareholders in December 30, 2013 (as was amended
by the Board and our shareholders on March 30, 2015 and May 11, 2015, respectively), provides for the grant of options to purchase our ordinary shares and
the issuance of RSUs to our officers, directors, employees, service providers and consultants. Our 2013 Plan provides for such equity-based compensation
under various and different tax regimes, including those detailed below.

The 2013 Plan is administered by our Board, which, on its own or upon the recommendation of our Remuneration Committee or any other similar
committee  of  the  Board,  shall  determine,  subject  to  applicable  law,  the  identity  of  grantees  of  awards  and  various  terms  of  the  grant.  Consistent  with  our
Compensation  Policy,  the  2013  Plan  provides  for  granting  options  to  purchase  our  ordinary  shares  pursuant  to  Section  102  of  the  Israeli  Income  Tax
Ordinance (the “Ordinanceˮ), under the capital gains route, to directors, officers and employees who are Israeli residents holding (or have a right to hold or to
purchase) less than 10% of our total share capital and do not have a right to receive 10% or more of the Company’s profits.

Section 102 of the Ordinance allows Israeli employees, directors and officers, who are not controlling shareholders to receive favorable tax treatment
for compensation in the form of shares or options. However, under this route we are not allowed to deduct any expense with respect to the issuance of the
options  or  shares.  Israeli  non-employee  service  providers,  consultants  and  shareholders  who  hold  10%  or  more  of  our  total  share  capital  or  are  otherwise
controlling shareholders, may be granted options pursuant to Section 3(i) of the Ordinance, which does not provide for similar tax benefits. In order to comply
with the terms of the capital gains route pursuant to Section 102 of the Ordinance, the granted options as well as the ordinary shares issued upon exercise of
these  options  and  other  shares  received  subsequently  following  any  realization  of  rights  with  respect  to  such  options  (such  as  share  dividends  and  share
splits), must be granted to a trustee for the benefit of the relevant grantee and should be held by the trustee for at least two years after the date of the grant. If
such options or shares are sold by the trustee or are transferred to the grantee before the end of the two year period, then the grantee would be taxed at top
marginal rates upon selling the shares.

For residents, or deemed residents, of the United States, the 2013 Plan provides grants, which are pursuant to Section 422 of the Internal Revenue
Code of 1986, as amended (the “Codeˮ), as incentive stock options, or ISOs, and any other participants which do not qualify for ISOs, as non-statutory stock
options (“NSOsˮ), pursuant to the Code.

Section 422 of the Code allows employees, directors and officers, who are non-controlling shareholders (e.g., less than 10% shareholders) and are
considered residents of the United States or those who are deemed to be residents of the United States for purposes of the payment of tax, or are otherwise
subject to taxation in the United States with respect to the grant of awards, to receive favorable tax treatment for compensation in the form of shares or ISOs.
10% shareholders or persons which are not service providers will receive NSOs, which do not entitle them to receive similar tax benefits. Section 422(b) of
the Code provides for the ISO track such that the individual does not have to pay ordinary income tax (nor employment taxes) on the difference between the
exercise price and the fair market value of the shares issued (however, the holder may have to pay U.S. alternative minimum tax instead). However, if the
shares are held for one year from the date of exercise and two years from the date of grant, then the profit (if any) made on sale of the shares is taxed as long-
term capital gain. Section 422 of the Code requires that any grant of awards shall not be made at a price which is less than 100% of the fair market value of
such awards on the date of the grant, all pursuant to the terms of Section 409A of the Code. However, under this ISO track, we are not allowed to deduct any
expense with respect to the issuance of the options or shares. In order to comply with the terms of the ISO track, the option granted thereunder must meet the
requirements of Section 422 of the Code when granted and at all times until the exercise thereof.

Options  and  RSUs  granted  under  the  2013  Plan  will  vest  in  accordance  with  the  vesting  dates  as  determined  by  the  Board  following  the
recommendation  of  the  Remuneration  Committee  or  any  other  similar  committee  of  the  Board  with  respect  to  each  grant.  Generally,  options  that  are  not
exercised within ten years from the grant date expire, unless otherwise determined by the Board and the Remuneration Committee, as applicable, provided
however, that, pursuant to our Compensation Policy, any equity-based awards to Office Holders must include both a gradual vesting period of at least three
years from the date of grant, and an exercise period of no more than ten years from the date of grant.

109

 
 
 
 
 
 
 
 
 
 
Upon such date or dates designated in the applicable award agreement, unless earlier forfeited, subject to the receipt of any approvals required from

any relevant tax authority, we shall settle each RSU upon vesting by delivering one ordinary share.

In case of termination for reasons of disability or death, the grantee or his legal successor may exercise options that have vested prior to termination
within a period of twelve months from the date of disability or death. If we terminate a grantee’s employment or service for cause, all of the grantee’s vested
and  unvested  unexercised  options  will  expire  and  terminate  on  the  date  of  termination.  If  a  grantee’s  employment  or  service  is  terminated  for  any  other
reason, the grantee may exercise his or her vested options within 90 days of the date of termination or within a longer period under specified circumstances
determined by our Board. Any expired or unvested options shall return to the option pool reserved under the 2013 Plan for reissuance.

In  the  event  of  grantee’s  termination  prior  to  a  vesting  date  by  reason  of  such  grantee's  death  or  disability,  all  of  such  grantee’s  RSUs  shall
immediately become vested as of the date of such termination. In the event of a grantee’s termination for cause prior to settlement, all of such grantee’s RSUs
shall immediately be forfeited for no consideration as of the date of such termination. If a grantee’s employment or service is terminated for any other reason,
(1) all vesting with respect to such grantee's RSUs shall cease, (2) all of such grantee’s unvested RSUs shall immediately be forfeited for no consideration as
of the date of such termination, and (3) to the extent not already settled, all of such grantee’s vested RSUs shall be settled in accordance with the settlement
schedule set forth in the applicable award agreement.

In  the  event  of  a  merger  or  consolidation  of  our  company  subsequent  to  which  we  would  no  longer  exist  as  a  legal  entity,  or  a  sale  of  all,  or
substantially all, of our ordinary shares or assets or other transaction having a similar effect on us, or a Transaction, any unexercised options then outstanding
will be cancelled. Notwithstanding the foregoing, the Board, or the relevant committee of the Board, may determine that the options will not be cancelled but
will be assumed or substituted for an appropriate number of the same type of shares or other securities of the successor company as were distributed to the
Company or the shareholders in connection with the Transaction. In addition, the Board, or the relevant committee of the Board, may determine to include in
certain option agreements either a clause that provides for acceleration of vesting of all or part of the unvested options in the event of a Transaction or the
occurrence of another event or a clause which provides that if the optionee’s employment with the successor company is terminated by the successor company
without cause within a certain period, not to exceed two years from the closing of such Transaction, all or part of the unvested options shall be accelerated.

Certain Information Concerning Equity Awards to Office Holders

The  following  tables  set  forth  information,  as  of  February  28,  2018,  the  latest  practicable  date  for  inclusion  in  this  annual  report,  concerning  all

outstanding equity awards to Office Holders.

Options

Name of
Office
Holder

Chaim Hurvitz

Allen Baharaff

Date of grant

  February 4, 2016
  February 4, 2016

  December 30, 2013
  December 30, 2013
  December 30, 2013
  February 4, 2016
  February 4, 2016

  $
  $

  $
  $

Exercise
price per
share ($)

Shares subject
to the option  

Shares
vested and
unexercised    

5.49     
5.94     

10,000(1)   
30,000 

6,666     
15,000     

Shares
unvested    
3,334   
15,000   

NIS0.01     
NIS0.01     
NIS0.01     
5.49     
5.94     

115,437 
266,085 
150,174 
140,000(1)   
170,000 

115,437     
266,085     
150,174     
93,333     
85,000     

0   
0   
0   
46,667   
85,000   

Schedule
date of
expiration
Feb-04-2026
Feb-04-2026

Sep-2-2023
Sep-2-2023
Sep-2-2023
Feb-04-2026
Feb-04-2026

110

 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
   
   
      
  
   
      
      
   
   
 
   
   
 
   
   
 
 
   
 
 
 
William Marth

Shmuel Nir

Tali Yaron-Eldar

David Sidransky

Prof. Ran Oren

Dr. Tali Gorfine

Dr. Liat Hayardeny

Yohai Stenzler

Yael Hollander

Guy Nehemya

  March 18, 2014
  May 11, 2015
  February 4, 2016

  February 21, 2014
  May 11, 2015
  February 4, 2016

  May 11, 2015
  February 4, 2016

  May 11, 2015
  February 4, 2016

  December 22, 2013
  January 3, 2016
  July 28, 2016

  July 28, 2016
  January 31, 2017

  September 6, 2016
  January 31, 2017

  December 30, 2014
  January 3, 2016
  November 7, 2017

  December 30, 2014
  January 3, 2016

  December 30, 2014
  January 3, 2016

Carol L. Brosgart

  April 25, 2017

  $
  $
  $

  $
  $
  $

  $
  $

  $
  $

  $
  $
  $

  $
  $

  $
  $

  $
  $
  $

  $
  $

  $
  $

  $

3.57     
5.49     
5.94     

3.57     
5.49     
5.94     

5.49     
5.94     

5.49     
5.94     

3.57     
7.61     
4.47     

4.47     
3.84     

4.05     
3.84     

5.49     
7.61     
7.48     

5.49     
7.61     

5.49     
7.61     

17,166     
10,000     
30,000     

8,583     
10,000     
30,000     

17,166     
6,875     
15,000     

8,583     
6,875     
15,000     

10,000     
30,000     

6,875     
15,000     

10,000     
30,000     

6,875     
15,000     

64,125     
30,000     
20,000     

64,125     
15,000     
7,500     

40,000     
40,000     

15,000     
10,000     

40,000     
40,000     

12,500     
10,000     

20,000     
22,500     
20,000     

15,000     
11,250     
0     

40,000     
22,500     

30,000     
11,250     

40,000     
22,500     

30,000     
11,250     

0   
3,125   
15,000   

0   
3,125   
15,000   

3,125   
15,000   

3,125   
15,000   

0   
15,000   
12,500   

25,000   
30,000   

27,500   
30,000   

5,000   
11,250   
20,000   

10,000   
11,250   

10,000   
11,250   

Sep-02-2023
May-11-2025
Feb-04-2026

Sep-02-2023
May-11-2025
Feb-04-2026

May-11-2025
Feb-04-2026

May-11-2025
Feb-04-2026

Sep-02-2023
Jan-03-2026
July-28-2026

July-28-2026
Jan-31-2026

Sep-06-2026
Jan-31-2026

Dec-30-2024
Jan-03-2026
Nov-07-2020

Dec-30-2024
Jan-03-2026

Dec-30-2024
Jan-03-2026

4.87     

20,000     

15,000     

5,000   

Apr-25-2027

111

 
 
 
 
 
   
   
      
      
      
    
 
 
 
 
   
   
      
      
      
    
 
 
 
   
   
      
      
      
    
 
 
 
   
   
      
      
      
    
 
 
 
 
   
   
      
      
      
    
 
 
 
   
   
      
      
      
    
 
 
 
   
   
      
      
      
    
 
 
 
 
   
   
      
      
      
    
 
 
 
   
   
      
      
      
    
 
 
 
   
   
      
      
      
    
 
 
 
 
RSUs

Name of
Office
Holder
Chaim Hurvitz
William Marth
Shmuel Nir
Tali Yaron-Eldar
David Sidransky
Yohai Stenzler
Yael Hollander
Guy Nehemya

  Date of grant
  Feb-04-2016
  Feb-04-2016
  Feb-04-2016
  Feb-04-2016
  Feb-04-2016
  Jan-03-2016
  Jan-03-2016
  Jan-03-2016

Shares
subject to
the RSUs

Shares
vested

7,500     
7,500     
7,500     
7,500     
7,500     
5,625     
5,625     
5,625     

3,750     
3,750     
3,750     
3,750     
3,750     
2,812     
2,812     
2,812     

Shares
unvested  
3,750 
3,750 
3,750 
3,750 
3,750 
2,813 
2,813 
2,813 

ITEM 7. Major Shareholders and Related Party Transactions.

A. Major Shareholders.

Except as set forth in “Item 6. Directors, Senior Management and Employees—E. Share Ownership”, to the best of our knowledge, no other person
who we know beneficially owns 5.0% or more of the Company’s ordinary shares outstanding as of February 28, 2018, the latest practicable date for inclusion
in  this  annual  report.  None  of  our  shareholders  has  different  voting  rights  from  other  shareholders.  Other  than  as  described  herein,  to  the  best  of  our
knowledge,  we  are  not  owned  or  controlled,  directly  or  indirectly,  by  another  corporation,  by  any  foreign  government  or  by  any  natural  person  or  legal
persons, severally or jointly, and we are not aware of any arrangement that may, at a subsequent date, result in a change of control of our company.

B. Related Party Transactions.

The following is a summary description of the material terms of those transactions with related parties to which we, or our subsidiaries, are party and

which were in effect since January 1, 2017.

Financing Agreement with GRD

We  have  provided  financing  to  GRD  from  time  to  time,  pursuant  to  which  the  Company  and  GRD  have  executed  several  capital  notes  for  an
aggregate  outstanding  principal  amount  of  $45.1  million.  The  par  value  of  such  notes  is  in  NIS,  and  they  bear  no  interest  nor  repayment  date;  provided,
however, that no repayment shall be made before the fifth anniversary from the issuance date of each note.

112

 
 
 
 
   
   
   
   
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
Concurrent Private Placement

In a concurrent private placement to our registered direct offering of August 2017, on August 3, 2017, Shirat HaChaim Ltd, an entity controlled by
Chaim Hurvitz, our Chairman of the Board, and William Marth entered into a Securities Purchase Agreement with us to purchase an aggregate of 49,295 of
our  ordinary  shares  at  $7.10  per  share.  The  Securities  Purchase  Agreement  contained  representations,  warranties  and  other  provisions  customary  for  a
transaction of its nature. See also “Item 6.B. Compensation”.

Agreements with Directors and Officers

Employment and Consulting Agreements. We have entered into written employment or consulting agreements with certain of our Office Holders.
These agreements provide for notice periods of varying duration for termination of the agreement by us or by the relevant Office Holder, during which time
the Office Holder will continue to receive base salary and benefits. We have also entered into customary non-competition, confidentiality of information and
ownership  of  inventions  arrangements  with  these  Office  Holders.  However,  the  enforceability  of  the  noncompetition  provisions  may  be  limited  under
applicable law.

Options. Since our inception we have granted options to purchase our ordinary shares to certain of our Office Holders. Such option agreements may
contain acceleration provisions upon certain merger, acquisition, or change of control transactions. See also “Item 6.E. Share Ownership”. We describe our
2013 Plan under “Item 6. Directors, Senior Management and Employees—B. Compensation—2013 Incentive Share Option Plan.” If the relationship between
us and an Office Holder is terminated except for “cause” (as defined in the 2013 Plan and/or the applicable option award agreement), options that are vested
will  generally  remain  exercisable  for  90  days  after  such  termination;  provided,  however,  that  prior  to  the  date  of  such  termination,  our  Remuneration
Committee may authorize an extension of the terms of all or part of the vested options beyond the date of such termination for a period not to exceed the
period during which the options by their terms would otherwise have been exercisable, and provided further that the vested options may lose their status as
incentive stock options and/or approved 102 option if such extension extends beyond the maximum extension authorized by the Ordinance or the Code, as
applicable. Dr. Maya Halpern has ceased to serve as a director and Chief Medical Officer of the Company effective as of April 9, 2016, and officially retired
from the Company on May 15, 2016. In our 2016 annual meeting, the shareholders approved an acceleration of the vesting dates of 30,000 of Dr. Halpern's
unvested options and an extension of the exercise period of all 60,000 vested options owned by Dr. Maya Halpern until the lapse of five years from the date of
Dr.  Halpern's  retirement  date.  Mr.  George  Tonelli  has  ceased  to  serve  as  the  Company's  VP,  Clinical  Operations  effective  as  of  April  30,  2017  (the
"Termination Date"). On April 2017, our Board approved an extension of the exercise period of all 31,249 vested options owned by Mr. George Tonelli until
the lapse of a period of 12 months following the Termination Date.

RSUs. We have granted RSUs to certain of our Office Holders. Such award agreements may contain acceleration provisions upon certain merger,
acquisition,  or  change  of  control  transactions.  See  also  “Item  6.E.  Share  Ownership”.  We  describe  our  2013  Plan  under  “Item  6.  Directors,  Senior
Management  and  Employees—B.  Compensation—2013  Incentive  Share  Option  Plan.”  If  the  relationship  between  us  and  an  Office  Holder  is  terminated,
RSUs that are vested shall be settled in accordance with the settlement schedule set forth in the applicable award agreement.

C.

Interests of Experts and Counsel.

Not applicable.

ITEM 8. Financial Information.

A. Consolidated Financial Statements and Other Financial Information.

See “Item 18. Financial Statements” for a list of all financial statements filed as part of this annual report.

Legal Matters

We are neither party to any legal or arbitration proceedings, including those relating to bankruptcy, receivership or similar proceedings and those
involving  any  third-party,  nor  any  governmental  proceedings  pending  or  known  to  be  contemplated,  which  may  have,  or  have  had  in  the  recent  past,
significant effects on the Company’s financial position or profitability.

113

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Dividend Policy

We have never declared or paid any cash dividends on our ordinary shares and do not anticipate paying any cash dividends in the foreseeable future.
Payment of cash dividends, if any, in the future will be at the discretion of our Board and will depend on then-existing conditions, including our financial
condition, operating results, contractual restrictions, capital requirements, business prospects and other factors our Board may deem relevant.

Payment  of  dividends  may  also  be  subject  to  Israeli  withholding  taxes.  See  “Item  10.  Additional  Information—E.  Taxation—Certain  Israeli  Tax

Considerations” for additional information.

B. Significant Changes.

No significant changes with respect to our consolidated financial statements have occurred since December 31, 2017.

ITEM 9. The Offer and Listing.

A.4 Offer and Listing Details

Our ordinary shares have been listed on the Nasdaq Capital Market under the symbol “GLMD” since March 13, 2014. Prior to that date, there was

no public trading market for our ordinary shares. Our initial public offering was priced at $13.50 per share. The following table sets forth for the periods
indicated the high and low sales prices per ordinary share as reported on the NASDAQ Capital Market:

Annual Information:
2014 (since March 13, 2014)
2015
2016
2017
Quarterly Information
First Quarter 2016
Second Quarter 2016
Third Quarter 2016
Fourth Quarter 2016
First Quarter 2017
Second Quarter 2017
Third Quarter 2017
Fourth Quarter 2017
Monthly Information:
September 2017
October 2017
November 2017
December 2017
January 2018
February 2018

B. Plan of Distribution

Not applicable.

Low

High

4.58    $
5.54    $
2.78    $
3.43    $

3.50    $
3.88    $
3.53    $
2.78    $
3.43    $
4.40    $
6.20    $
6.55    $

7.52    $
7.16    $
6.55    $
7.84    $
9.01    $
3.61    $

18.73 
13.50 
7.91 
9.78 

7.91 
7.72 
5.77 
4.74 
5.79 
7.09 
9.39 
9.78 

9.39 
9.59 
8.42 
9.78 
12.22 
10.79 

  $
  $
  $
  $

  $
  $
  $
  $
  $
  $
  $
  $

  $
  $
  $
  $
  $
  $

114

 
 
 
 
 
 
 
 
 
 
 
   
 
   
      
  
   
      
  
 
 
 
 
 
C. Market for Ordinary Shares

Our ordinary shares have been quoted on the NASDAQ Capital Market since March 18, 2014 under the symbol “GLMD.”

D. Selling Shareholders

Not applicable.

E. Dilution

Not applicable.

F. Expenses of the issue

Not applicable.

ITEM 10. Additional Information.

A. Share Capital.

Not applicable.

B. Memorandum and Articles of Association.

Our original articles of association were registered with the Israeli Registrar of Companies at the time of incorporation of the Company on July 31,
2013, under our registration number 51-495351-2. At the 2014 annual general meeting of shareholders, our shareholders adopted our Articles, which became
effective on the consummation of our initial public offering in the United States in March 2014, whereby the Company became a public company under the
Companies Law. Under Section 2 of our Articles, the purpose of the Company is to engage in any lawful activity.

The following description of our share capital and provisions of our Articles are summaries and do not purport to be complete and are qualified in

their entirety by the complete text of the Articles, which are filed as exhibits to this annual report and incorporated by reference herein, and by Israeli law.

Election of Directors

Our Board consists of three classes of directors (not including external directors who do not form part of any class), with one class being elected
each year by shareholders at the Company’s annual general meeting for a term of approximately three years. In accordance with our Articles, directors so
elected cannot be removed from office by the shareholders until the expiration of their term of office. Ordinary shares do not have cumulative voting rights.
As  a  result,  the  holders  of  ordinary  shares  that  represent  a  simple  majority  of  the  voting  power  represented  at  a  shareholders’  meeting  and  voting  at  the
meeting have the power to elect all of the directors put forward for election, subject to specific requirements under the Companies Law with respect to the
election  of  external  directors.  For  further  information  as  to  these  appointments,  see  “Item  6—Directors,  Senior  Management  and  Employees—C.  Board
Practices.”

Under our Articles, a director shall vacate his or her office if that director dies; is declared bankrupt; is declared to be legally incompetent; resigns
such office by notice in writing given to the Company; is not re-elected by the shareholders upon expiration of his or her term at the relevant annual general
meeting of shareholders; or otherwise as provided in the Companies Law.

115

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Our Articles provide that a director may, by written notice to the Company, appoint another person to serve as an alternate director provided that
such appointment is approved by a majority of the directors then in office, and that such appointing director may remove such alternate director. Any alternate
director shall be entitled to notice of meetings of the Board and of relevant committees and to attend and vote accordingly, except that the alternate has no
standing  at  any  meeting  at  which  the  appointing  director  is  present  or  at  which  the  appointing  director  is  not  entitled  to  participate  as  provided  in  the
Companies Law. A person who is not qualified to be appointed as a director, or a person who already serves as a director or an alternate director, may not be
appointed as an alternate director.

Unless the appointing director limits the time or scope of the appointment, the appointment is effective for all purposes until the earlier of (i) the
appointing director ceasing to be a director; (ii) the appointing director terminating the appointment; or (iii) the occurrence, with respect to the alternate, of
any  of  the  circumstances  under  which  a  director  shall  vacate  his  or  her  office.  The  appointment  of  an  alternate  director  does  not  in  itself  diminish  the
responsibility of the appointing director as a director. An alternate director is solely responsible for his or her actions and omissions and is not deemed an
agent of the appointing director. Under the Companies Law, external directors cannot generally appoint alternate directors, and a person who is not qualified
to be appointed as an “independent” director may not be appointed as an alternate to an independent director. See “Item 6—Directors, Senior Management
and Employees—C. Board Practices.” At present, there are no effective appointments of alternate directors for our Board.

Borrowing Powers

Our  Board  may  from  time  to  time,  and  at  its  reasonable  discretion,  borrow  or  secure  the  payment  of  any  sum  or  sums  of  money  for  reasonable
Company purposes. The directors may raise or secure the repayment of such sum or sums in such manner, at such times and upon such terms and conditions
in all respects as they see fit and, in particular, by issuing bonds, perpetual or redeemable debentures, debenture stock or any mortgages, charges or other
securities on the undertaking of the whole or any part of the property of the Company, both present and future, including current uncalled capital and called
but unpaid capital.

For discussions relating to certain compensation-related requirements of the Companies Law, external directors and financial experts, committees of

the Board, and exculpation and indemnification of directors and officers, see “Item 6 - Directors, Senior Management and Employees”.

Fiduciary Duties of Directors and Executive Officers

The Companies Law codifies the fiduciary duties that Office Holders owe to a company. Each person listed in the table under “Item 6. Directors,

Senior Management and Employees—A. Directors and Senior Management” is an Office Holder under the Companies Law.

An Office Holder’s fiduciary duties consist of a duty of care and a duty of loyalty. The duty of care requires an Office Holder to act with the level of
care with which a reasonable Office Holder in the same position would have acted under the same circumstances. The duty of loyalty requires that an Office
Holder act in good faith and in the best interests of a company. The duty of care includes a duty to use reasonable means to obtain:

·

·

information on the advisability of a given action brought for his or her approval or performed by virtue of his or her position; and

all other important information pertaining to these actions.

The duty of loyalty requires an Office Holder to act in good faith and for the benefit of a company, and includes a duty to:

·

·

·

refrain from any conflict of interest between the performance of his or her duties to the company and his or her other duties or personal affairs;

refrain from any activity that is competitive with the company;

refrain from exploiting any business opportunity of the company to receive a personal gain for himself or herself or others; and

116

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
·

disclose to the company any information or documents relating to the company’s affairs which the Office Holder received as a result of his or
her position as an Office Holder.

Disclosure of Personal Interests of an Office Holder

The  Companies  Law  requires  that  an  Office  Holder  promptly  disclose  to  the  board  of  directors  any  personal  interest  that  he  or  she  may  have
concerning  any  existing  or  proposed  transaction  with  a  company,  as  well  as  any  substantial  information  or  document  with  respect  thereof.  An  interested
Office  Holder’s  disclosure  must  be  made  promptly  and  in  any  event  no  later  than  the  first  meeting  of  the  board  of  directors  at  which  the  transaction  is
considered.

Under the Companies Law, a “personal interestˮ includes an interest of any person in an action or transaction of a company, including a personal
interest of one’s relative or of a corporate body in which such person or a relative of such person is a 5% or greater shareholder, director or general manager
or in which he or she has the right to appoint at least one director or the general manager, but excluding a personal interest stemming from one’s ownership of
shares  in  a  company.  A  personal  interest  furthermore  includes  the  personal  interest  of  a  person  for  whom  the  Office  Holder  holds  a  voting  proxy  or  the
interest of the Office Holder with respect to his or her vote on behalf of the shareholder for whom he or she holds a proxy, even if such shareholder itself has
no  personal  interest  in  the  approval  of  the  matter.  An  Office  Holder  is  not,  however,  obliged  to  disclose  a  personal  interest  if  it  derives  solely  from  the
personal interest of a relative of such Office Holder in a transaction that is not considered an extraordinary transaction.

Under the Companies Law, an extraordinary transaction is defined as any of the following:

·

·

·

a transaction other than in the ordinary course of business;

a transaction that is not on market terms; or

a transaction that may have a material impact on a company’s profitability, assets or liabilities.

Approval Procedure

If an Office Holder has a personal interest in a transaction, approval by the board of directors is required for the transaction, unless the articles of
association of a company provide for a different method of approval. Our Articles do not provide for any such different method of approval. Further, so long
as an Office Holder has disclosed his or her personal interest in a transaction, the board of directors may approve an action by the Office Holder that would
otherwise be deemed a breach of the duty of loyalty. However, a company may not approve a transaction or action that is adverse to such company’s interest
or that is not performed by the Office Holder in good faith. Approval first by a company’s audit committee and subsequently by the board of directors is
required for an extraordinary transaction in which an Office Holder has a personal interest. Arrangements regarding the Office Holders’ terms of office and
employment (which includes compensation, indemnification or insurance) generally require the approval of the remuneration committee, board of directors
and, in certain circumstances, the shareholders, in that order, and must generally be consistent with the Company’s Compensation Policy, as described under
see “Item 6—Directors, Senior Management and Employees—B. Compensation.”

Generally, a person who has a personal interest in a matter which is considered at a meeting of the board of directors or the audit committee may not
be present at such a meeting or vote on that matter unless a majority of the directors or members of the audit committee have a personal interest in the matter,
or  unless  the  chairman  of  the  audit  committee  or  board  of  directors  (as  applicable)  determines  that  he  or  she  should  be  present  in  order  to  present  the
transaction that is subject to approval. Generally, if a majority of the members of the audit committee and the board of directors (as applicable) has a personal
interest  in  the  approval  of  a  transaction,  then  all  directors  may  participate  in  discussions  of  the  audit  committee  and/or  the  board  of  directors  on  such
transaction and the voting on approval thereof, but shareholder approval is also required for such transaction.

Transactions with Controlling Shareholders

Pursuant  to  Israeli  law,  the  disclosure  requirements  regarding  personal  interests  that  apply  to  directors  and  executive  officers  also  apply  to  a
controlling shareholder of a public company. In the context of a transaction involving a controlling shareholder or an officer who is a controlling shareholder
of a company, a controlling shareholder also includes any shareholder who holds 25% or more of the voting rights if no other shareholder holds more than
50% of the voting rights. Two or more shareholders with a personal interest in the approval of the same transaction are deemed to be a single shareholder and
may be deemed a controlling shareholder for the purpose of approving such transaction.

117

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Extraordinary  Transactions,  including  private  placement  transactions,  with  a  controlling  shareholder  or  in  which  a  controlling  shareholder  has  a
personal interest, and engagements with a controlling shareholder or his or her relative, directly or indirectly, including through a corporation under his or her
control,  regarding  the  company’s  receipt  of  services  from  the  controlling  shareholder,  and  if  such  controlling  shareholder  is  also  an  office  holder  or  an
employee of the company, regarding his or her terms of service or employment, require the approval of the audit committee or remuneration committee, the
board of directors and the shareholders of a company by a Special Majority, in that order.

Arrangements regarding the terms of office and employment of a controlling shareholder who is an Office Holder, and the terms of employment of a
controlling shareholder who is an employee of a company, require the approval of the remuneration committee, board of directors and the shareholders by a
Special Majority, in that order, as further described above under “Item 6—Directors, Senior Management and Employees—B. Compensation” with respect to
Office Holders’ compensation.

To the extent that any such transaction with a controlling shareholder is for a period extending beyond three years, approval is required once every
three years, unless, with respect to extraordinary transactions with a controlling shareholder or in which a controlling shareholder has a personal interest, the
audit committee determines that the duration of the transaction is reasonable given the circumstances related thereto.

Dividends and Dividend Policy

Dividends may be distributed only out of profits available for dividends as determined by the Companies Law, provided that there is no reasonable
concern that the distribution will prevent the Company from being able to meet its existing and anticipated obligations when they become due. Under the
Companies Law, the distribution amount is further limited to the greater of retained earnings or earnings generated over the two most recent years legally
available  for  distribution.  In  the  event  that  we  do  not  have  retained  earnings  or  earnings  generated  over  the  two  most  recent  years  legally  available  for
distribution, we may seek the approval of the court in order to distribute a dividend. The court may approve our request if it is convinced that there is no
reasonable concern that the payment of a dividend will prevent us from satisfying our existing and foreseeable obligations as they become due.

Generally,  under  the  Companies  Law,  the  decision  to  distribute  dividends  and  the  amount  to  be  distributed  is  made  by  a  company’s  board  of
directors. The Articles provide that the Board may from time to time declare, and cause the Company to pay, such dividends as may appear to it to be justified
by the profits of the Company and that the Board has the authority to determine the time for payment of such dividends and the record date for determining
the  shareholders  entitled  to  receive  such  dividends,  provided  the  date  is  not  before  the  date  of  the  resolution  to  distribute  the  dividend.  Declaration  of
dividends does not require shareholder approval.

Pursuant to Section 4(b) of the Company’s Articles, subject to the rights of holders of shares with limited or preferred rights, ordinary shares shall
confer upon the holders thereof equal rights to receive dividends and to participate in the distribution of the assets of the Company upon its winding-up, in
proportion to the amount paid up or credited as paid up on account of the nominal value of the shares held by them respectively and in respect of which such
dividends are being paid or such distribution is being made, without regard to any premium paid in excess of the nominal value, if any.

We have never declared or paid any cash dividends on our ordinary shares and do not anticipate paying any cash dividends in the foreseeable future.
Payment of cash dividends, if any, in the future will be at the discretion of our Board and will depend on then-existing conditions, including our financial
condition, operating results, contractual restrictions, capital requirements, business prospects and other factors our Board may deem relevant.

Payment of dividends may also be subject to Israeli withholding taxes. See “Taxation — Israeli Tax Considerations” for additional information.

118

 
 
 
 
 
 
 
 
 
 
 
 
 
Transfer of Shares

Ordinary shares which have been fully paid-up are transferable by submission of a proper instrument of transfer to the Company or its transfer agent
together with the certificate of the shares to be transferred and such other evidence, if any, as the directors may require to prove the rights of the intending
transferor in the transferred shares.

Our  ordinary  shares  that  are  fully  paid  for  are  issued  in  registered  form  and  may  be  freely  transferred  under  our  Articles,  unless  the  transfer  is
restricted or prohibited by applicable law or the rules of a stock exchange on which the shares are traded. The ownership or voting of our ordinary shares by
non-residents of Israel is not restricted in any way by our Articles or the laws of the State of Israel, except for ownership by nationals of some countries that
are, or have been, declared as enemies of Israel.

Shareholder Meetings

Our  Articles  provide  that  an  annual  general  meeting  must  be  held  at  least  once  in  every  calendar  year,  not  later  than  15  months  after  the  last
preceding  annual  general  meeting,  at  such  time  and  place  as  may  be  determined  by  the  Board.  The  Board  may,  in  its  discretion,  convene  additional
shareholder meetings and, pursuant to the Companies Law, must convene a meeting upon the demand of two directors or one quarter of the directors then in
office or upon the demand of the holder or holders of 5% of the Company’s issued share capital and 1% of its voting rights or upon the demand of the holder
or  holders  of  5%  of  its  voting  rights.  All  demands  for  shareholder  meetings  must  set  forth  the  items  to  be  considered  at  that  meeting.  Pursuant  to  the
Companies  Law,  the  holder  or  holders  of  1%  of  the  Company’s  voting  rights  may  request  the  inclusion  of  an  item  on  the  agenda  of  a  future  shareholder
meeting, provided the item is appropriate for discussion at a shareholder meeting.

The  agenda  for  a  shareholder  meeting  is  determined  by  the  Board  and  must  include  matters  in  respect  of  which  the  convening  of  a  shareholder
meeting was demanded and any matter requested to be included by holder(s) of 1% of the Company’s voting rights. According to regulations promulgated
pursuant  to  the  Companies  Law  and  governing  the  terms  of  notice  and  publication  of  shareholder  meetings  of  public  companies,  or  the  General  Meeting
Regulations, holder(s) of one percent or more of the Company’s voting rights may propose any matter appropriate for deliberation at a shareholder meeting to
be  included  on  the  agenda  of  a  shareholder  meeting,  generally  by  submitting  a  proposal  within  seven  days  of  publicizing  the  convening  of  a  shareholder
meeting, or, if the Company publishes a preliminary notice at least 21 days prior to publicizing the convening of a meeting (stating its intention to convene
such meeting and the agenda thereof), within 14 days of such preliminary notice. Any such proposal must further comply with the information requirements
under applicable law and the Articles.

Pursuant  to  the  Companies  Law  and  regulations  promulgated  thereunder  with  respect  to  the  convening  of  general  meetings  in  a  public  company,
shareholder meetings generally require prior notice of not less than 21 days, and for certain matters specified in the Companies Law, not less than 35 days.
The function of the annual general meeting is to elect directors in accordance with the Articles, receive and consider the profit and loss account, the balance
sheet and the ordinary reports and accounts of the directors and auditors, appoint auditors and fix their remuneration and transact any other business which
under the Articles or applicable law may be transacted by the shareholders of a company in general meeting.

Our Articles determine that the quorum required for either an annual (regular) or an extraordinary (special) general meeting of shareholders consists
of at least two shareholders present in person or by proxy holding shares comprising in the aggregate more than 33.33% of the voting rights of the Company.
If a meeting is convened by the Board upon the demand of shareholders or upon the demand of less than 50% of the directors then in office or directly by
such shareholders or directors and no quorum is present within half an hour from the time appointed, it shall be cancelled. If a meeting is otherwise called and
no quorum is present within such time, the meeting is adjourned to the same day one week later at the same time and place or at such other time and place as
the Board may determine and specify in the notice of the general meeting and it shall not be necessary to give notice of such adjournment. If a quorum is not
present  within  half  an  hour  from  the  time  stated  for  such  adjourned  meeting,  any  two  shareholders  present  in  person  or  by  proxy  at  such  meeting  shall
constitute a quorum even if, between them, they represent shares conferring 33.33% or less of the voting rights of the Company.

119

 
 
 
 
 
 
 
 
 
 
 
 
Generally, under the Companies Law and the Articles, shareholder resolutions are deemed adopted if approved by the holders of a simple majority of
the voting rights represented at a meeting and voting unless a different majority is required by law or pursuant to the Articles. The Companies Law provides
that  resolutions  on  certain  matters,  such  as  amending  a  company’s  articles  of  association,  assuming  the  authority  of  the  board  of  directors  in  certain
circumstances,  appointing  auditors,  appointing  external  directors,  approving  certain  transactions,  increasing  or  decreasing  the  registered  share  capital  and
approving most mergers must be made by the shareholders at a general meeting. A company may determine in its articles of association certain additional
matters in respect of which resolutions by the shareholders in a general meeting will be required.

Access to Corporate Records

Under the Companies Law, all shareholders generally have the right to review minutes of our general meetings, our shareholder register and register
of  significant  shareholders  (as  defined  in  the  Companies  Law),  our  articles  of  association,  our  financial  statements,  other  documents  as  provided  in  the
Companies Law, and any document we are required by law to file publicly with the Israeli Companies Registrar. Any shareholder who specifies the purpose
of  its  request  may  request  to  review  any  document  in  our  possession  that  relates  to:  (i)  any  action  or  transaction  with  a  related  party  which  requires
shareholder approval under the Companies Law; or (ii) the approval, by the board of directors, of an action in which an office holder has a personal interest.
We may deny a request to review a document if we determine that the request was not made in good faith, or if such denial is necessary to protect our interest
or protect a trade secret or patent.

Shareholder Duties

Pursuant to the Companies Law, a shareholder has a duty to act in good faith and in a customary manner toward a company and other shareholders
and to refrain from abusing his or her power in the company, including, among other things, in voting at the general meeting of shareholders and at class
shareholder meetings with respect to the following matters:

·

·

·

·

an amendment to the company’s articles of association;

an increase of the company’s authorized share capital;

a merger; or

approval of interested party transactions and acts of Office Holders that require shareholder approval.

In addition, a shareholder also has a general duty to refrain from discriminating against other shareholders.

Certain shareholders have a further duty of fairness toward a company. These shareholders include any controlling shareholder, any shareholder who
knows that it has the power to determine the outcome of a shareholder vote or a shareholder class vote and any shareholder who has the power to appoint or to
prevent the appointment of an Office Holder of the company or other power towards the company. The Companies Law does not define the substance of this
duty of fairness, except to state that the remedies generally available upon a breach of contract will also apply in the event of a breach of the duty to act with
fairness, taking the shareholder’s position in the company into account.

Mergers and Acquisitions under Israeli Law

(i) Merger

The Companies Law permits merger transactions if approved by each party’s board of directors, and, unless certain requirements described under the
Companies Law are met, a majority of each party’s shareholders, by a majority of each party’s shares that are voted on the proposed merger at a shareholders’
meeting.

The board of directors of a merging company is required pursuant to the Companies Law to discuss and determine whether in its opinion there exists
a reasonable concern that as a result of a proposed merger, the surviving company will not be able to satisfy its obligations towards its creditors, taking into
account the financial condition of the merging companies. If the board of directors has determined that such a concern exists, it may not approve a proposed
merger. Following the approval of the board of directors of each of the merging companies, the boards of directors must jointly prepare a merger proposal for
submission to the Israeli Registrar of Companies.

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For purposes of the shareholder vote, unless a court rules otherwise, the merger will not be deemed approved if a majority of the shares voting at the
shareholders  meeting  (excluding  abstentions)  that  are  held  by  parties  other  than  the  other  party  to  the  merger,  any  person  who  holds  25%  or  more  of  the
means of control of the other party to the merger or any one on their behalf including their relatives or corporations controlled by any of them, vote against
the  merger.  In  addition,  if  the  non-surviving  entity  of  the  merger  has  more  than  one  class  of  shares,  the  merger  must  be  approved  by  each  class  of
shareholders.

If the transaction would have been approved but for the separate approval of each class of shares or the exclusion of the votes of certain shareholders
as  provided  above,  a  court  may  still  rule  that  the  company  has  approved  the  merger  upon  the  request  of  holders  of  at  least  25%  of  the  voting  rights  of  a
company, if the court holds that the merger is fair and reasonable, taking into account the appraisal of the merging companies’ value and the consideration
offered to the shareholders.

Under the Companies Law, each merging company must send a copy of the proposed merger plan to its secured creditors. Unsecured creditors are
entitled to receive notice of the merger, as provided by the regulations promulgated under the Companies Law. Upon the request of a creditor of either party
to the proposed merger, the court may delay or prevent the merger if it concludes that there exists a reasonable concern that, as a result of the merger, the
surviving  company  will  be  unable  to  satisfy  the  obligations  of  the  target  company.  The  court  may  also  give  instructions  in  order  to  secure  the  rights  of
creditors.

In addition, a merger may not be completed unless at least 50 days have passed from the date that a proposal for approval of the merger was filed

with the Israeli Registrar of Companies and 30 days from the date that shareholder approval of both merging companies was obtained.

(ii) Special Tender Offer

The Companies Law provides that an acquisition of shares of an Israeli public company must be made by means of a special tender offer if as a
result of the acquisition the purchaser would become a holder of 25% or more of the voting rights in the company. This rule does not apply if there is already
another holder of 25% or more of the voting rights in the company. Similarly, the Companies Law provides that an acquisition of shares in a public company
must be made by means of a special tender offer if as a result of the acquisition the purchaser would become a holder of more than 45% of the voting rights in
the company, if there is no other shareholder of the company who holds more than 45% of the voting rights in the company.

These  requirements  do  not  apply  if  the  acquisition  (i)  occurs  in  the  context  of  a  private  offering,  on  the  condition  that  the  shareholders’  meeting
approved the acquisition as a private offering whose purpose is to give the acquirer at least 25% of the voting rights in the company if there is no person who
holds at least 25% of the voting rights in the company, or as a private offering whose purpose is to give the acquirer 45% of the voting rights in the company,
if there is no person who holds 45% of the voting rights in the company; (ii) was from a shareholder holding at least 25% of the voting rights in the company
and resulted in the acquirer becoming a holder of at least 25% of the voting rights in the company; or (iii) was from a holder of more than 45% of the voting
rights in the company and resulted in the acquirer becoming a holder of more than 45% of the voting rights in the company.

The  special  tender  offer  may  be  consummated  only  if  (i)  at  least  5%  of  the  voting  power  attached  to  the  company’s  outstanding  shares  will  be
acquired by the offeror and (ii) the special tender offer is accepted by a majority of the votes of those offerees who gave notice of their position in respect of
the offer; in counting the votes of offerees, the votes of a holder of control in the offeror, a person who has personal interest in acceptance of the special tender
offer,  a  holder  of  at  least  25%  of  the  voting  rights  in  the  company,  or  any  person  acting  on  their  or  on  the  offeror’s  behalf,  including  their  relatives  or
companies under their control, are not taken into account.

In the event that a special tender offer is made, a company’s board of directors is required to express its opinion on the advisability of the offer or
shall abstain from expressing any opinion if it is unable to do so, provided that it gives the reasons for its abstention. In addition, the board of directors must
disclose any personal interest each of member of the board of directors have in the offer or stems therefrom.

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An office holder in a target company who, in his or her capacity as an office holder, performs an action the purpose of which is to cause the failure of
an existing or foreseeable special tender offer or is to impair the chances of its acceptance, is liable to the potential purchaser and shareholders for damages
resulting  from  his  acts,  unless  such  office  holder  acted  in  good  faith  and  had  reasonable  grounds  to  believe  he  or  she  was  acting  for  the  benefit  of  the
company. However, office holders of the target company may negotiate with the potential purchaser in order to improve the terms of the special tender offer,
and may further negotiate with third parties in order to obtain a competing offer.

If  a  special  tender  offer  was  accepted  by  a  majority  of  the  shareholders  who  announced  their  stand  on  such  offer,  then  shareholders  who  did  not
respond to the special offer or had objected to the special tender offer may accept the offer within four days of the last day set for the acceptance of the offer.
In  the  event  that  a  special  tender  offer  is  accepted,  then  the  purchaser  or  any  person  or  entity  controlling  it  and  any  corporation  controlled  by  them  shall
refrain from making a subsequent tender offer for the purchase of shares of the target company and may not execute a merger with the target company for a
period of one year from the date of the offer, unless the purchaser or such person or entity undertook to effect such an offer or merger in the initial special
tender offer.

(iii) Full Tender Offer

Under the Companies Law, a person may not acquire shares in a public company if, after the acquisition, he will hold more than 90% of the shares or
more than 90% of any class of shares of that company, unless a tender offer is made to purchase all of the shares or all of the shares of the particular class.
The Companies Law also provides, subject to certain exceptions, that as long as a shareholder in a public company holds more than 90% of the company’s
shares  or  of  a  class  of  shares,  that  shareholder  shall  be  precluded  from  purchasing  any  additional  shares  unless  tendering  an  offer  to  purchase  all  of  the
outstanding shares of the company or the applicable class of the shares. If the shareholders who do not respond to or accept the offer hold less than 5% of the
issued  and  outstanding  share  capital  of  the  company  or  of  the  applicable  class  of  the  shares,  and  more  than  half  of  the  shareholders  who  do  not  have  a
personal interest in the offer accept the offer, all of the shares that the acquirer offered to purchase will be transferred to the acquirer by operation of law.
However, a tender offer will be accepted if the shareholders who do not accept it hold less than 2% of the issued and outstanding share capital of the company
or of the applicable class of the shares.

Upon a successful completion of such a full tender offer, any shareholder that was an offeree in such tender offer, whether such shareholder accepted
the tender offer or not, has the right, within six months from the date of acceptance of the tender offer, to petition the court to determine that the tender offer
was for less than fair value and that the fair value should be paid as determined by the court. However, under certain conditions, the purchaser may provide in
its offer that an offeree who accepted the tender offer will not be entitled to such rights.

If the conditions set forth above are not met, the purchaser may not acquire additional shares of the company from shareholders who accepted the

tender offer to the extent that following such acquisition, the purchaser would own more than 90% of the company’s issued and outstanding share capital.

Anti-Takeover Measures under Israeli Law

The  Companies  Law  allows  us  to  create  and  issue  shares  having  rights  different  from  those  attached  to  our  ordinary  shares,  including  shares
providing certain preferred rights, distributions or other matters and shares having preemptive rights. As of the date hereof, no preferred shares are authorized
under our Articles. In the future, if we do authorize, create and issue a specific class of preferred shares, such class of shares, depending on the specific rights
that may be attached to it, may have the ability to frustrate or prevent a takeover or otherwise prevent our shareholders from realizing a potential premium
over the market value of their ordinary shares. The authorization and designation of a class of preferred shares will require an amendment to our Articles,
which requires the affirmative vote of at least 75% of the voting rights of the Company represented personally or by proxy and voting thereon at a general
meeting at which a quorum is present. The convening of the general meeting, the shareholders entitled to participate and the majority vote required to be
obtained  at  such  a  meeting  will  be  subject  to  the  requirements  set  forth  in  the  Articles  and  the  Companies  Law  as  described  above  in  “—  Shareholder
Meetings.”

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In addition, certain provisions of the Articles may have the effect of rendering more difficult or discouraging an acquisition of the Company deemed
undesirable  by  the  Board.  The  classification  of  the  Board  into  three  classes  with  terms  of  approximately  three  years  each,  and  the  requirement  under
Companies Law to have at least two external directors, who cannot readily be removed from office, may make it more difficult for shareholders who oppose
the policies of the Board to remove a majority of the then current directors from office quickly. It may also, in some circumstances, together with the other
provisions of the Articles and Israeli law, deter or delay potential future merger, acquisition, tender or takeover offers, proxy contests or changes in control or
management of the Company.

Changes in Capital

The registered share capital of the Company is NIS 500,000 divided into 50,000,000 ordinary shares, NIS 0.01 par value per share.

Our Articles enable us to increase or reduce our share capital. Any such changes are subject to the provisions of the Companies Law and must be
approved by a resolution duly passed by our shareholders at a general meeting by voting on such change in the capital. In addition, transactions that have the
effect of reducing capital, such as the declaration and payment of dividends in the absence of sufficient retained earnings or profits and an issuance of shares
for less than their nominal value (under certain circumstances), require the approval of both our Board and an Israeli court.

Changes in Shareholder Rights

Pursuant to Section 6(a) of the Company’s Articles, if at any time the share capital is divided into different classes of shares, the Company may by
shareholder resolution, unless otherwise provided by the terms of issue of the shares of that class, modify, convert, broaden, add or otherwise alter the rights,
privileges, advantages, restrictions and provisions related or unrelated at that time to the shares of any class with the sanction of a resolution passed by a
simple majority of those present, personally or by proxy, and voting thereon at a separate general meeting of the holders of the shares of that class. Such
majority approval is consistent with Israeli law.

C. Material Contracts

For a description of our material agreements relating to our strategic collaborations and research arrangements and other material agreements, please

refer to “Item 4.B. Information on the Company—Business Overview—Strategic Collaborations, Research Arrangements and other Material Agreements.”

Employment Agreements

See “Item 6. Directors, Senior Management and Employees—B. Compensation”.

D. Exchange Controls.

There are no Israeli government laws, decrees, regulations or other legislation that restrict or that affect our export or import of capital, including the
availability of cash and cash equivalents for use by us and our wholly owned subsidiaries, or the remittance of dividends, interest or other payments to non-
resident holders of our securities, except for ownership by nationals of certain countries that are, or have been, declared as enemies of Israel or otherwise as
set forth under “Item 10. Additional Information—E. Taxation.”

E. Taxation.

The following description is not intended to constitute a complete analysis of all tax consequences relating to the ownership or disposition of our
ordinary shares. You should consult your own tax advisor concerning the tax consequences of your particular situation, as well as any tax consequences that
may arise under the laws of any state, local, foreign, including Israel, or other taxing jurisdiction.

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Certain Israeli Tax Considerations

The following is a brief summary of the material Israeli income tax laws applicable to us. This section also contains a discussion of material Israeli
tax consequences concerning the ownership and disposition of our ordinary shares. This summary does not discuss all the aspects of Israeli tax law that may
be relevant to a particular investor in light of his or her personal investment circumstances or to some types of investors subject to special treatment under
Israeli law. Examples of this kind of investor include residents of Israel or investors in securities who are subject to special tax regimes not covered in this
discussion. To the extent that the discussion is based on new tax legislation that has not yet been subject to judicial or administrative interpretation, we cannot
assure you that the appropriate tax authorities or the courts will accept the views expressed in this discussion. This summary is based on laws and regulations
in effect as of the date hereof and does not take into account possible future amendments which may be under consideration.

General Corporate Tax Structure in Israel

Israeli resident companies (as defined below), such as the Company, are generally subject to corporate tax at the rate of 24% on their taxable income,
as  of  January  1,  2017  (25%  in  2016),  and  23%  in  2018  and  thereafter.  However,  the  effective  tax  rate  payable  by  a  company  that  derives  income  from  a
Preferred Enterprise or a Technology Enterprise, as discussed below, may be considerably less.

Capital  gains  derived  by  an  Israeli  resident  company  are  generally  subject  to  tax  at  the  same  rate  as  the  corporate  tax  rate.  Under  Israeli  tax
legislation,  a  corporation  will  be  considered  an  “Israeli  resident”  if  it  meets  one  of  the  following:  (i)  it  was  incorporated  in  Israel;  or  (ii)  the  control  and
management of its business are exercised in Israel.

Law for the Encouragement of Industry (Taxes), 5729-1969

The Law for the Encouragement of Industry (Taxes), 5729-1969, which we refer to as the Industry Encouragement Law, provides several tax benefits
for “Industrial Companies,” which are defined as Israeli resident-companies which were incorporated in Israel, of which 90% or more of their income in any
tax  year,  other  than  income  from  certain  government  loans,  is  derived  from  an  “Industrial  Enterprise”  that  it  owns  and  located  in  Israel.  An  “Industrial
Enterprise”  is  defined  as  an  enterprise  whose  principal  activity  in  a  given  tax  year  is  industrial  production.  Eligibility  for  benefits  under  the  Industry
Encouragement Law is not contingent upon approval of any governmental authority.

The following tax benefits, among others, are available to Industrial Companies:

·

·

·

amortization over an eight year period of the cost of purchasing a patent, rights to use a patent and rights to know-how, which are used for
the development or advancement of the company, commencing in the year in which such rights were first exercised;

under limited conditions, an election to file consolidated tax returns with related Industrial Companies controlled by it; and

deductions of expenses related to a public offering in equal amounts over a three year period commencing on the year of the offering.

We believe that we qualify as an “Industrial Company” within the meaning of the Industry Encouragement Law. There can be no assurance that we

will continue to qualify as an Industrial Company in the future or that the benefits described above will be available to us at all.

Law for the Encouragement of Capital Investments, 5719-1959

The Law for the Encouragement of Capital Investments, 5719-1959, which we refer to as the Investment Law, provides certain incentives for capital
investments in production facilities (or other eligible assets). The Investment Law was significantly amended effective April 1, 2005, further amended as of
January 1, 2011 (the “2011 Amendmentˮ) and as of January 1, 2017 (the “2017 Amendment”). The 2011 Amendment introduced new benefits to replace
those granted in accordance with the provisions of the Investment Law in effect prior to the 2011 Amendment. The 2017 Amendment introduces new benefits
for Technological Enterprises, alongside the existing tax benefits.

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Tax Benefits Under the 2011 Amendment

The 2011 Amendment canceled the availability of the benefits granted to Industrial Companies under the Investment Law prior to 2011 and, instead,
introduced new benefits for income generated by a “Preferred Company” through its “Preferred Enterprise” (as such terms are defined in the Investment Law)
as of January 1, 2011.

The definition of a Preferred Company includes a company incorporated in Israel that is not fully owned by a governmental entity, and that has,
among  other  things,  a  Preferred  Enterprise  and  is  controlled  and  managed  from  Israel.  Under  a  recent  amendment  announced  in  August  2013  (the  “2013
Amendment”), beginning in 2014 and in each year thereafter until 2016, a Preferred Company may only be entitled to reduced corporate tax rates of 16%,
unless the Preferred Enterprise is located in a specified development zone, in which case the rate will be 9%. Pursuant to the 2017 Amendment, in 2017 and
thereafter, the corporate tax rate for Preferred Enterprise which is located in a specified development zone was reduced to 7.5%, while the reduced corporate
tax rate for other development zones remains 16%. Income derived by a Preferred Company from a “Special Preferred Enterprise” (as such term is defined in
the Investment Law) would be entitled, during a benefit period of ten years, to further reduced tax rates of 8%, or 5% if the Special Preferred Enterprise is
located in a certain development zone. As of January 1, 2017, the definition for ‘Special Preferred Enterprise’ includes less stringent conditions.

As  of  January  1,  2014,  dividends  paid  out  of  income  attributed  to  a  Preferred  Enterprise  or  to  a  Special  Preferred  Enterprise  are  subject  to
withholding tax at source at the rate of 20% unless a lower tax rate is provided under an applicable tax treaty (subject to the receipt in advance of a valid
certificate from the Israel Tax Authority allowing for a reduced tax rate). However, if such dividends are paid to an Israeli company, no tax is required to be
withheld (although, if such dividends are subsequently distributed to individuals or a non-Israeli company, withholding tax at a rate of 20% or such lower rate
as may be provided in an applicable tax treaty will apply). In 2017-2019 dividends paid out of preferred income attributed to a Special Preferred Enterprise,
directly to a foreign parent company, are subject to withholding tax at source at the rate of 5% (temporary provisions).

New Tax benefits under the 2017 Amendment

The 2017 Amendment was enacted as part of the Economic Efficiency Law that was published on December 29, 2016, and is effective as of January
1,  2017.  The  2017  Amendment  provides  new  tax  benefits  for  two  types  of  “Technology  Enterprises”,  as  described  below,  and  is  in  addition  to  the  other
existing tax beneficial programs under the Investment Law.

The 2017 Amendment provides that a technology company satisfying certain conditions will qualify as a “Preferred Technology Enterprise” and will
thereby enjoy a reduced corporate tax rate of 12% on income that qualifies as “Preferred Technology Income”, as defined in the Investment Law. The tax rate
is further reduced to 7.5% for a Preferred Technology Enterprise located in development zone A. In addition, a Preferred Technology Company will enjoy a
reduced corporate tax rate of 12% on capital gain derived from the sale of certain “Benefitted Intangible Assets” (as defined in the Investment Law) to a
related foreign company if the Benefitted Intangible Assets were acquired from a foreign company on or after January 1, 2017 for at least NIS 200 million,
and the sale receives prior approval from the National Authority for Technological Innovation (referred to as NATI).

The  2017  Amendment  further  provides  that  a  technology  company  satisfying  certain  conditions  will  qualify  as  a  “Special  Preferred  Technology
Enterprise” and will thereby enjoy a reduced corporate tax rate of 6% on “Preferred Technology Income” regardless of the company’s geographic location
within Israel. In addition, a Special Preferred Technology Enterprise will enjoy a reduced corporate tax rate of 6% on capital gain derived from the sale of
certain  “Benefitted  Intangible  Assets”  to  a  related  foreign  company  if  the  Benefitted  Intangible  Assets  were  either  developed  by  an  Israeli  company  or
acquired from a foreign company on or after January 1, 2017, and the sale received prior approval from NATI. A Special Preferred Technology Enterprise that
acquires Benefitted Intangible Assets from a foreign company for more than NIS 500 million will be eligible for these benefits for at least ten years, subject to
certain approvals as specified in the Investment Law.

Dividends distributed by a Preferred Technology Enterprise or a Special Preferred Technology Enterprise, paid out of Preferred Technology Income,
are subject to withholding tax at source at the rate of 20%, or such lower rate as may be provided in an applicable tax treaty (subject to the receipt in advance
of  a  valid  certificate  from  the  Israel  Tax  Authority  allowing  for  a  reduced  tax  rate).  However,  if  such  dividends  are  paid  to  an  Israeli  company,  no  tax  is
required to be withheld. If such dividends are distributed to a foreign company and other conditions are met, the withholding tax rate will be 4%.

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After examining the impact of the 2017 Amendment, we submitted a request to receive a tax ruling from the Israel Tax Authority to be recognized as
a  Preferred  Technology  Enterprise  and  recently  we  received  a  tax  ruling  from  the  Israel  Tax  Authority  granting  GRD  a  Preferred  Technology  Enterprise
status, subject to terms and conditions determined in the tax ruling.

Taxation of Our Israeli Individual Shareholders on Receipt of Dividends

Israeli residents who are individuals are generally subject to Israeli income tax for dividends paid on our ordinary shares (other than bonus shares or
share dividends) at a rate of 25%, or 30% if the recipient of such dividend is a Substantial Shareholder (as defined below) at the time of distribution or at any
time during the preceding 12 month period.

A “Substantial Shareholder” is generally a person who alone, or together with his or her relative or another person who collaborates with him or her
on a regular basis, holds, directly or indirectly, at least 10% of any of the “means of control” of a corporation. “Means of control” generally include the right
to vote, receive profits, nominate a director or an officer, receive assets upon liquidation or instruct someone who holds any of the aforesaid rights regarding
the manner in which he or she is to exercise such right(s), all regardless of the source of such right.

With respect to individuals, the term “Israeli resident” is generally defined under Israeli tax legislation as a person whose center of life is in Israel.
The  Israeli  Tax  Ordinance  (as  amended  by  Amendment  Law  No.  132  of  2002),  states  that  in  order  to  determine  the  center  of  life  of  an  individual,
consideration will be given to the individual’s family, economic and social connections, including: (i) place of permanent residence; (ii) place of residential
dwelling of the individual and the individual’s immediate family; (iii) place of the individual’s regular or permanent occupation or the place of his or her
permanent  employment;  (iv)  place  of  the  individual’s  active  and  substantial  economic  interests;  (v)  place  of  the  individual’s  activities  in  organizations,
associations and other institutions. The center of life of an individual will be presumed to be in Israel if: (i) the individual was present in Israel for 183 days or
more in the tax year; or (ii) the individual was present in Israel for 30 days or more in the tax year, and the total period of the individual’s presence in Israel in
that tax year and the two previous tax years is 425 days or more. Such presumption may be rebutted either by the individual or by the assessing officer.

Payers of dividends on our ordinary shares, including the Israeli stockbroker effectuating the transaction, or the financial institution through which
the securities are held, are generally required, subject to any of the foregoing exemptions, reduced tax rates and the demonstration of a shareholder regarding
his, her or its foreign residency, to withhold tax upon the distribution of dividend at the rate of 25%, (whether the recipient is a Substantial Shareholder or not)
so long as the shares are registered with a nominee company.

Taxation of Israeli Resident Corporations on Payment of Dividends

Israeli  resident  corporations  are  generally  exempt  from  Israeli  corporate  income  tax  with  respect  to  dividends  paid  on  ordinary  shares  of  Israeli

resident corporations as long as the profits out of which the dividends were paid were derived in Israel.

Capital Gains Taxes Applicable to Israeli Resident Shareholders

The income tax rate applicable to real capital gains derived by an Israeli individual resident from the sale of shares that were purchased after January
1, 2012, whether listed on a stock exchange or not, is 25%. However, if such shareholder is considered a Substantial Shareholder at the time of sale or at any
time  during  the  preceding  12  month  period  and/or  claims  a  deduction  for  interest  and  linkage  differences  expenses  in  connection  with  the  purchase  and
holding of such shares, such gain will be taxed at the rate of 30%.

Moreover, capital gains derived by an individual shareholder who is a dealer or trader in securities, or to whom such income is otherwise taxable as
ordinary business income, are taxed in Israel at their marginal rates applicable to business income (up to 50% in 2017 and 2018, including Excess Tax as
detailed below). 

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At the sale of securities traded on a stock exchange, a detailed return, including a computation of the tax due, must be filed and an advanced payment
must be paid on January 31 and July 31 of every tax year in respect of sales of securities made within the previous six months. However, if all tax due was
withheld at source according to applicable provisions of the Israeli Tax Ordinance and regulations promulgated thereunder the aforementioned return is not
required to be filed and no advance payment must be paid. Capital gain is also reportable on the annual income tax return.

Taxation of Non-Israeli Shareholders on Receipt of Dividends

Non-Israeli residents are generally subject to Israeli income tax on the receipt of dividends paid on our ordinary shares at the rate of 25% (or 30% for
individuals, if such person is a Substantial Shareholder at the time he or she receives the dividend or on any date in the 12 months preceding such date), or
20% if the dividend is distributed from income attributed to Preferred Enterprise unless a lower rate is provided under an applicable tax treaty between Israel
and the shareholder’s country of residence and provided that a certificate from the Israel Tax Authority allowing for a reduced withholding tax rate is obtained
in advance.

A  non-Israeli  resident  who  has  dividend  income  derived  from  or  accrued  in  Israel,  from  which  the  full  amount  of  tax  was  withheld  at  source,  is
generally  exempt  from  the  duty  to  file  tax  returns  in  Israel  in  respect  of  such  income;  provided  that  (i)  such  income  was  not  derived  from  a  business
conducted in Israel by the taxpayer and (ii) the taxpayer has no other taxable sources of income in Israel with respect to which a tax return is required to be
filed.

For example, under the Convention Between the Government of the United States of America and the Government of Israel with Respect to Taxes
on Income, as amended, or the U.S.-Israel Tax Treaty, Israeli withholding tax on dividends paid to a U.S. resident for treaty purposes may not, in general,
exceed  25%,  subject  to  certain  conditions.  Where  the  recipient  is  a  U.S.  corporation  owning  10%  or  more  of  the  voting  shares  of  the  paying  corporation
during the part of the paying corporation’s taxable year which precedes the date of payment of the dividend and during the entirety of its prior taxable year (if
any), the Israeli tax withheld may not exceed 12.5%, subject to certain conditions.

Payers of dividends on our ordinary shares, including the Israeli stockbroker effectuating the transaction, or the financial institution through which
the securities are held, are generally required, subject to any of the foregoing exemptions, reduced tax rates and the demonstration of a shareholder regarding
his, her or its foreign residency, to withhold tax upon the distribution of dividend at the rate of 25% (whether the recipient is a Substantial Shareholder or not),
so long as the shares are registered with a nominee company.

Capital Gains Income Taxes Applicable to Non-Israeli Shareholders

Non-Israeli resident shareholders are generally exempt from Israeli capital gains tax on any gains derived from the sale, exchange or disposition of
our ordinary shares, provided that such shareholders did not acquire their shares prior to January 1, 2009 or acquired their shares after the Company was listed
for trading on NASDAQ and such gains were not derived from a permanent business or business activity of such shareholders in Israel. These provisions
dealing with capital gain are not applicable to a person whose gains from selling or otherwise disposing of the shares are deemed to be business income.
However, non-Israeli corporations will not be entitled to the foregoing exemptions if an Israeli resident (i) has a controlling interest of more than 25% in such
non-Israeli corporation or (ii) is the beneficiary of or is entitled to 25% or more of the revenues or profits of such non-Israeli corporation, whether directly or
indirectly.

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In addition, a sale of securities by a non-Israeli resident may be exempt from Israeli capital gains tax under the provisions of an applicable tax treaty.
For example, under the U.S.-Israel Tax Treaty, the sale, exchange or disposition of our ordinary shares by a shareholder who is a U.S. resident (for purposes
of the U.S.-Israel Tax Treaty) holding the ordinary shares as a capital asset and is entitled to claim the benefits afforded to such a resident by the U.S.-Israel
Tax Treaty, or a Treaty U.S. Resident, is generally exempt from Israeli capital gains tax unless: (i) such Treaty U.S. Resident is an individual and was present
in Israel for 183 days or more in the aggregate during the relevant taxable year; (ii) such Treaty U.S. Resident holds, directly or indirectly, shares representing
10% or more of our voting power of the Company during any part of the 12 month period preceding such sale, exchange or disposition, subject to certain
conditions; (iii) the capital gains arising from such sale, exchange or disposition are attributable to a permanent establishment of the Treaty U.S. Resident
maintained in Israel, subject to certain conditions; (iv) the capital gains arising from such sale, exchange or disposition is attributed to real estate located in
Israel; or (v) the capital gains arising from such sale, exchange or disposition is attributed to royalties. In any such case, the sale, exchange or disposition of
our ordinary shares would be subject to Israeli tax, to the extent applicable. However, under the U.S.-Israel Tax Treaty, such Treaty U.S. Resident would be
permitted  to  claim  a  credit  for  such  taxes  against  U.S.  federal  income  tax  imposed  on  any  gain  from  such  sale,  exchange  or  disposition,  under  the
circumstances and subject to the limitations specified in the U.S.-Israel Income Tax Treaty. 

Regardless of whether shareholders may be liable for Israeli income tax on the sale of our ordinary shares, the payment of the consideration may be
subject to withholding of Israeli tax at the source. Accordingly, shareholders may be required to demonstrate that they are exempt from tax on their capital
gains  in  order  to  avoid  withholding  at  source  at  the  time  of  sale.  Specifically,  in  transactions  involving  a  sale  of  all  of  the  shares  of  an  Israeli  resident
company, in the form of a merger or otherwise, the Israel Tax Authority may require from shareholders who are not liable for Israeli tax to sign declarations in
forms  specified  by  this  authority  or  obtain  a  specific  exemption  from  the  Israel  Tax  Authority  to  confirm  their  status  as  non-Israeli  resident,  and,  in  the
absence of such declarations or exemptions, may require the purchaser of the shares to withhold taxes at source.

Excess Tax

Individuals who are subject to tax in Israel are also subject to an additional tax at a rate of 2% (increased to 3% beginning in 2017 and thereafter) on
annual income exceeding a certain threshold (NIS 803,520 for 2016, and NIS 640,000 for 2017 and thereafter, which amount is linked to the annual change in
the Israeli consumer price index), including, but not limited to, dividends, interest and capital gains.

Estate and Gift Tax

Israeli law presently does not impose estate or gift taxes.

Pre-Ruling Regarding a Reorganization of Our Corporate Structure

In connection with the Reorganization, as detailed under “Item 4. Information on the Company—Historical Background and Corporate Structure”
above, we obtained a pre-ruling from the Israel Tax Authority. The Tax Pre-Ruling confirms that the transfer of shares and assets resulting in the Company as
the parent company and 100% equity-owner of GRD, which holds all the Group’s intellectual property, including the Company’s patent portfolio and GIL, is
not taxable pursuant to the provisions of the Israeli Tax Ordinance as long as certain requirements are met. Pursuant to the Tax Pre-Ruling, certain restrictions
under the Israeli tax laws were applied to the Company and its subsidiaries, as well as to those shareholders and option holders and other holders of rights in
the share capital of the Company (on a diluted basis), who participated in the Reorganization and held such rights immediately after the consummation of the
Reorganization  (the  “Rights  Holdersˮ).  In  this  section,  each  of  the  terms  “Rights”  and/or  “share  capital  (on  a  diluted  basis)”  includes  shares,  options  to
purchase shares and any other “right” in “a body of persons” as such term is defined in the Israeli Tax Ordinance. These restrictions generally restrict these
entities and Rights Holders from making any disposition of their Rights in the transferred assets and shares for a two year period following the consummation
of the Reorganization, which ended in February 2016 (the “Restriction Periodˮ). During the Restriction Period, these restrictions included the following:

·

·

Sale or otherwise disposition of our intellectual property, other than out-licensing in the ordinary course of business, was not permitted;

the  Rights  Holders  immediately  following  the  Reorganization  must  not  have  changed.  Notwithstanding  this  restriction,  so  long  as  the
aggregate holdings of the Rights Holders, collectively, was 51% or more of the total share capital of the Company at any time during the
Restriction  Period,  certain  changes  in  the  holding  percentages  of  the  Rights  Holders  might  have  been  permitted  during  the  Restriction
Period under the Israeli Tax Ordinance and guidelines issued by the Israel Tax Authorities;

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·

·

·

the  Rights  Holders  may  not  have  sold  or  otherwise  transfer  or  dispose  of  more  than  10%  of  their  respective  Rights,  subject  to  the
exemptions and relief detailed below;

Sale or otherwise transfer or disposition of any of our shares in GHI or GIL, was not permitted; and

during the two tax years following the end of the year in which the Reorganization was completed we may not have offset losses (whether
business or capital losses) incurred in the year in which the Reorganization was completed or in the years preceded that year up to the fair
market value of the transferred asset.

In addition, no deduction for tax purposes is allowed in relation to the Reorganization.

If during the Restriction Period, we or the Rights Holders committed a violation, the transfer of shares or other rights and/or assets in connection
with the Reorganization will become subject to taxation based on the greater of the transferred assets’ fair market value on the day of such violation or taxes
that, but for the Tax Pre-Ruling, would be payable in connection with the transfer of such assets and shares at the time of the Reorganization, linked to the
Israeli consumer price index linkage differentials and interest from the day of the actual transfer of such assets and shares until the day of payment of such
taxes, unless the Israel Tax Authority is satisfied that such violation was a result of special circumstances beyond our control. The Restriction Period ended on
February 2016, and to our knowledge, neither we nor any of the Right Holders has committed a violation during the Restriction Period pursuant to the terms
and conditions of the Tax Pre Ruling.

Certain U.S. Federal Income Tax Considerations

The following is a general summary of certain material U.S. federal income tax consequences relating to the purchase, ownership and disposition of
our ordinary shares by U.S. Holders (as defined below). This summary is based on the the Code, the regulations of the U.S. Department of the Treasury issued
pursuant  to  the  Code,  or  the  Treasury  Regulations,  the  income  tax  treaty  between  the  United  States  and  Israel,  or  the  U.S.-Israel  Tax  Treaty,  and
administrative and judicial interpretations thereof, all as in effect on the date hereof and all of which are subject to change, possibly with retroactive effect, or
to different interpretation. No ruling has been sought from the IRS with respect to any U.S. federal income tax consequences described below, and there can
be no assurance that the IRS or a court will not take a contrary position. This summary is no substitute for consultation by prospective investors with their
own tax advisors and does not constitute tax advice. This summary applies only to U.S. Holders that hold our ordinary shares as capital assets for U.S. federal
income tax purposes (generally, property held for investment) and does not address all of the tax considerations that may be relevant to specific U.S. Holders
in  light  of  their  particular  circumstances  or  to  U.S.  Holders  subject  to  special  treatment  under  U.S.  federal  income  tax  law  (including,  without  limitation,
banks,  insurance  companies,  tax-exempt  entities,  retirement  plans,  regulated  investment  companies,  partnerships,  dealers  in  securities,  brokers,  real  estate
investment trusts, certain former citizens or residents of the United States, persons who acquire our ordinary shares as part of a straddle, hedge, conversion
transaction  or  other  integrated  investment,  persons  who  acquire  our  ordinary  shares  through  the  exercise  or  cancellation  of  employee  stock  options  or
otherwise as compensation for their services, persons that have a “functional currency” other than the U.S. dollar, persons that own (or are deemed to own,
indirectly, or by attribution) 10% or more of our shares, or persons that mark their securities to market for U.S. federal income tax purposes). This summary
does not address any U.S. state or local or non-U.S. tax considerations, any U.S. federal estate, gift or alternative minimum tax considerations, or any U.S.
federal tax consequences other than U.S. federal income tax consequences.

As used in this summary, the term “U.S. Holder” means a beneficial owner of our ordinary shares that is, for U.S. federal income tax purposes, (i) an
individual citizen or resident of the United States, (ii) a corporation, or other entity taxable as a corporation for U.S. federal income tax purposes, created or
organized in or under the laws of the United States, any state thereof, or the District of Columbia, (iii) an estate the income of which is subject to U.S. federal
income  tax  regardless  of  its  source,  or  (iv)  a  trust  with  respect  to  which  a  court  within  the  United  States  is  able  to  exercise  primary  supervision  over  its
administration and one or more U.S. persons have the authority to control all of its substantial decisions, or that has a valid election in effect under applicable
Treasury Regulations to be treated as a “United States person.”

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If an entity or arrangement treated as a partnership for U.S. federal income tax purposes holds our ordinary shares, the tax treatment of such entity or
arrangement treated as a partnership and each person treated as a partner thereof generally will depend upon the status and activities of the entity and such
person. A holder that is treated as a partnership for U.S. federal income tax purposes should consult its own tax advisor regarding the U.S. federal income tax
considerations applicable to it and its partners of the purchase, ownership and disposition of our ordinary shares.

Prospective investors should be aware that this summary does not address the tax consequences to investors who are not U.S. Holders. Prospective
investors should consult their own tax advisors as to the particular tax considerations applicable to them relating to the purchase, ownership and disposition of
our ordinary shares, including the applicability of U.S. federal, state and local tax laws and non-U.S. tax laws.

Taxation of U.S. Holders

Distributions. Subject to the discussion below under “Passive Foreign Investment Company,” a U.S. Holder that receives a distribution with respect
to an ordinary share generally will be required to include the amount of such distribution in gross income as a dividend (without reduction for any Israeli tax
withheld from such distribution) when actually or constructively received to the extent of the U.S. Holder’s pro rata share of our current and/or accumulated
earnings and profits (as determined under U.S. federal income tax principles). Any distributions in excess of our earnings and profits will be applied against
and will reduce (but not below zero) the U.S. Holder’s tax basis in its ordinary shares, and, to the extent they exceed that tax basis, will be treated as gain
from the sale or exchange of our ordinary shares. We do not intend to calculate our earnings and profits under U.S. federal income tax principles. Therefore, a
U.S.  Holder  should  expect  that  a  distribution  will  be  treated  as  a  dividend  even  if  that  distribution  would  otherwise  be  treated  as  a  non-taxable  return  of
capital or as capital gain under the rules described above.

As  noted  above,  we  do  not  anticipate  paying  any  cash  dividends  in  the  foreseeable  future.  If  we  were  to  pay  dividends,  we  expect  to  pay  such
dividends in NIS. A dividend paid in NIS, including the amount of any Israeli taxes withheld, will be includible in a U.S. Holder’s income at a U.S. dollar
amount calculated by reference to the exchange rate in effect on the date such dividend is received, regardless of whether the payment is in fact converted into
U.S. dollars. If the dividend is converted to U.S. dollars on the date of receipt, a U.S. Holder generally will not recognize a foreign currency gain or loss.
However,  if  the  U.S.  Holder  converts  the  NIS  into  U.S.  dollars  on  a  later  date,  the  U.S.  Holder  must  include,  in  computing  its  income,  any  gain  or  loss
resulting from any exchange rate fluctuations. The gain or loss will be equal to the difference between (i) the U.S. dollar value of the amount included in
income  when  the  dividend  was  received  and  (ii)  the  amount  received  on  the  conversion  of  the  NIS  into  U.S.  dollars.  Such  gain  or  loss  generally  will  be
ordinary  income  or  loss  and  will  be  U.S.  source  income  or  loss  for  U.S.  foreign  tax  credit  purposes.  U.S.  Holders  should  consult  their  own  tax  advisors
regarding the tax consequences to them if we pay dividends in NIS or any other non-U.S. currency.

Subject to certain significant conditions and limitations, any Israeli taxes paid on or withheld from distributions from us and not refundable to a U.S.
Holder may be credited against the U.S. Holder’s U.S. federal income tax liability or, alternatively, may be deducted from the U.S. Holder’s taxable income.
The election to deduct, rather than credit, foreign taxes, is made on a year-by-year basis and applies to all foreign taxes paid by a U.S. Holder or withheld
from  a  U.S.  Holder  that  year.  Dividends  paid  on  the  ordinary  shares  generally  will  constitute  income  from  sources  outside  the  United  States  and  be
categorized as “passive category income” or, in the case of some U.S. Holders, as “general category income” for U.S. foreign tax credit purposes. Because the
rules governing foreign tax credits are complex, U.S. Holders should consult their own tax advisors regarding the availability of foreign tax credits in their
particular circumstances.

Dividends paid on the ordinary shares will not be eligible for the “dividends-received” deduction generally allowed to corporate U.S. Holders with

respect to dividends received from U.S. corporations.

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Certain distributions treated as dividends that are received by an individual U.S. Holder from a “qualified foreign corporation” generally qualify for a
20% reduced maximum tax rate so long as certain holding period and other requirements are met. A non-U.S. corporation (other than a PFIC for the taxable
year in which the dividend is paid or the preceding taxable year) generally will be considered to be a qualified foreign corporation (i) if it is eligible for the
benefits of a comprehensive tax treaty with the United States which the Secretary of Treasury of the United States determines is satisfactory for purposes of
this provision and which includes an exchange of information program, or (ii) with respect to any dividend it pays on stock which is readily tradable on an
established securities market in the United States. Dividends paid by us in a taxable year in which we are not a PFIC and with respect to which we were not a
PFIC in the preceding taxable year are expected to be eligible for the 20% reduced maximum tax rate, although we can offer no assurances in this regard.
However, any dividend paid by us in a taxable year in which we are a PFIC or were a PFIC in the preceding taxable year will be subject to tax at regular
ordinary income rates (along with any applicable additional PFIC tax liability, as discussed below). As discussed below under “Passive Foreign Investment
Company,”  we  believe  that  we  were  not  a  PFIC  for  our  2017  taxable  year  and  do  not  expect  to  be  a  PFIC  for  the  2018  taxable  year.  Because  the  PFIC
determination is highly fact intensive, there can be no assurance that we will not be a PFIC in 2018 or for any other taxable year.

The  additional  3.8%  “net  investment  income  tax”  (described  below)  may  apply  to  dividends  received  by  certain  U.S.  Holders  who  meet  certain

modified adjusted gross income thresholds.

Sale, Exchange or Other Taxable Disposition of Ordinary Shares. Subject to the discussion under “Passive Foreign Investment Company” below, a
U.S. Holder generally will recognize capital gain or loss upon the sale, exchange, or other taxable disposition of our ordinary shares in an amount equal to the
difference between the amount realized on the sale, exchange, or other taxable disposition and the U.S. Holder’s adjusted tax basis (determined under U.S.
federal income tax rules) in such ordinary shares. This capital gain or loss will be long-term capital gain or loss if the U.S. Holder’s holding period in our
ordinary  shares  exceeds  one  year.  Preferential  tax  rates  for  long-term  capital  gain  (currently,  with  a  maximum  rate  of  20%)  will  apply  to  individual  U.S.
Holders. The deductibility of capital losses is subject to limitations. The gain or loss generally will be income or loss from sources within the United States
for U.S. foreign tax credit purposes, subject to certain possible exceptions under the U.S.-Israel Tax Treaty. The additional 3.8% “net investment income tax”
(described below) may apply to gains recognized upon the sale, exchange, or other taxable disposition of our ordinary shares by certain U.S. Holders who
meet certain modified adjusted gross income thresholds.

U.S. Holders should consult their own tax advisors regarding the U.S. federal income tax consequences of receiving currency other than U.S. dollars

upon the disposition of their ordinary shares.

Passive  Foreign  Investment  Company.  In  general,  a  non-U.S.  corporation  will  be  treated  as  a  PFIC  for  U.S.  federal  income  tax  purposes  in  any
taxable year in which either (i) at least 75% of its gross income is “passive income,” or (ii) on average at least 50% of its assets by value produce passive
income or are held for the production of passive income. Passive income for this purpose generally includes, among other things, certain dividends, interest,
royalties, rents and gains from commodities and securities transactions and from the sale or exchange of property that gives rise to passive income. Passive
income also includes amounts derived by reason of the temporary investment of funds, including those raised in a public offering. Assets that produce or are
held for the production of passive income include cash, even if held as working capital or raised in a public offering, marketable securities and other assets
that  may  produce  passive  income.  In  determining  whether  a  non-U.S.  corporation  is  a  PFIC,  a  proportionate  share  of  the  income  and  assets  of  each
corporation in which it owns, directly or indirectly, at least a 25% interest (by value) is taken into account.

A foreign corporation’s PFIC status is an annual determination that is based on tests that are factual in nature, and our status for any year will depend
on our income, assets, and activities for such year. Based upon our review of our financial data, we believe that we were not a PFIC for our 2017 taxable year
and do not expect to be a PFIC for the 2018 taxable year. Because the PFIC determination is highly fact intensive, there can be no assurance that we will not
be a PFIC in 2018 or for any other taxable year.

U.S. Holders should be aware of certain tax consequences of investing directly or indirectly in us due to our classification as a PFIC. A U.S. Holder
is subject to different rules depending on whether the U.S. Holder makes an election to treat us as a “qualified electing fund,” referred to herein as a “QEF
election,”  for  the  first  taxable  year  that  the  U.S.  Holder  holds  ordinary  shares,  makes  a  “mark-to-market”  election  with  respect  to  the  ordinary  shares,  or
makes neither election. An election to treat us as a QEF will not be available if we do not provide the information necessary to make such an election. It is not
expected that a U.S. Holder will be able to make a QEF election because we do not intend to provide U.S. Holders with the information necessary to make a
QEF election.

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Default  PFIC  Rules.  If  we  are  a  PFIC  for  any  tax  year,  a  U.S.  Holder  who  does  not  make  a  timely  “qualified  electing  fund”  election,  or  “QEF
election” (as discussed below, we do not currently intend to prepare or provide the information that would enable a U.S. Holder to make a QEF election), or a
mark-to-market election (as described below), referred to in this summary as a “Non-Electing U.S. Holder,” will be subject to special rules with respect to (i)
any “excess distribution” (generally, the portion of any distributions received by the Non-Electing U.S. Holder on the ordinary shares in a taxable year in
excess of 125% of the average annual distributions received by the Non-Electing U.S. Holder in the three preceding taxable years, or, if shorter, the Non-
Electing U.S. Holder’s holding period for the ordinary shares), and (ii) any gain realized on the sale or other disposition of such ordinary shares. Under these
rules:

·

·

·

the excess distribution or gain would be allocated ratably over the Non-Electing U.S. Holder’s holding period for such ordinary shares;

the amount allocated to the current taxable year and any year prior to us becoming a PFIC would be taxed as ordinary income; and

the amount allocated to each of the other taxable years would be subject to tax at the highest rate of tax in effect for the applicable class of
taxpayer for that year, and an interest charge for the deemed deferral benefit would be imposed with respect to the resulting tax attributable
to each such other taxable year.

If  a  Non-Electing  U.S.  Holder  who  is  an  individual  dies  while  owning  our  ordinary  shares,  the  Non-Electing  U.S.  Holder’s  successor  would  be
ineligible to receive a step-up in tax basis of such ordinary shares. Non-Electing U.S. Holders should consult their tax advisors regarding the application of
the “net investment income tax” (described below) to their specific situation.

To the extent a distribution on our ordinary shares does not constitute an excess distribution to a Non-Electing U.S. Holder, such Non-Electing U.S.
Holder generally will be required to include the amount of such distribution in gross income as a dividend to the extent of our current or accumulated earnings
and profits (as determined for U.S. federal income tax purposes) that are not allocated to excess distributions. The tax consequences of such distributions are
discussed  above  under  “Taxation  of  U.S.  Holders—Distributions.”  Each  U.S.  Holder  is  encouraged  to  consult  its  own  tax  advisor  with  respect  to  the
appropriate U.S. federal income tax treatment of any distribution on our ordinary shares.

If we are treated as a PFIC for any taxable year during the holding period of a Non-Electing U.S. Holder, we will continue to be treated as a PFIC for
all succeeding years during which the Non-Electing U.S. Holder is treated as a direct or indirect Non-Electing U.S. Holder even if we are not a PFIC for such
years. A U.S. Holder is encouraged to consult its tax advisor with respect to any available elections that may be applicable in such a situation, including the
“deemed sale” election of Code Section 1298(b)(1) (which will be taxed under the adverse tax rules described above).

We may invest in the equity of foreign corporations that are PFICs or may own subsidiaries that own PFICs. If we are classified as a PFIC, under
attribution rules, U.S. Holders will be subject to the PFIC rules with respect to their indirect ownership interests in such PFICs, such that a disposition of the
ordinary shares of the PFIC or receipt by us of a distribution from the PFIC generally will be treated as a deemed disposition of such ordinary shares or the
deemed receipt of such distribution by the U.S. Holder, subject to taxation under the PFIC rules. There can be no assurance that a U.S. Holder will be able to
make a QEF election or a mark-to-market election with respect to PFICs in which we invest. Each U.S. Holder is encouraged to consult its own tax advisor
with respect to tax consequences of an investment by us in a corporation that is a PFIC.

132

 
 
 
 
 
 
 
 
 
 
 
 
Mark-to-Market Election. Alternatively, if our ordinary shares are treated as “marketable stock,” a U.S. Holder would be allowed to make a “mark-
to-market”  election  with  respect  to  our  ordinary  shares,  provided  the  U.S.  Holder  completes  and  files  IRS  Form  8621  in  accordance  with  the  relevant
instructions and related Treasury Regulations. If that election is made, the U.S. Holder generally would include as ordinary income in each taxable year the
excess, if any, of the fair market value of our ordinary shares at the end of the taxable year over such holder’s adjusted tax basis in such ordinary shares. The
U.S. Holder would also be permitted an ordinary loss in respect of the excess, if any, of the U.S. Holder’s adjusted tax basis in our ordinary shares over their
fair market value at the end of the taxable year, but only to the extent of the net amount previously included in income as a result of the mark-to- market
election. A U.S. Holder’s tax basis in our ordinary shares would be adjusted to reflect any such income or loss amount. Gain realized on the sale, exchange or
other disposition of our ordinary shares would be treated as ordinary income, and any loss realized on the sale, exchange or other disposition of our ordinary
shares would be treated as ordinary loss to the extent that such loss does not exceed the net mark-to-market gains previously included in income by the U.S.
Holder, and any loss in excess of such amount will be treated as capital loss. Amounts treated as ordinary income will not be eligible for the favorable tax
rates applicable to qualified dividend income or long-term capital gains.

Generally, stock will be considered marketable stock if it is “regularly traded” on a “qualified exchange” within the meaning of applicable Treasury
Regulations. A class of stock is regularly traded on an exchange during any calendar year during which such class of stock is traded, other than in de minimis
quantities, on at least 15 days during each calendar quarter. To be marketable stock, our ordinary shares must be regularly traded on a qualifying exchange (i)
in the United States that is registered with the SEC or a national market system established pursuant to the Exchange Act or (ii) outside the United States that
is properly regulated and meets certain trading, listing, financial disclosure and other requirements. Our ordinary shares are expected to constitute “marketable
stock” as long as they remain listed on the Nasdaq Capital Market and are regularly traded.

A mark-to-market election will not apply to our ordinary shares held by a U.S. Holder for any taxable year during which we are not a PFIC, but will
remain in effect with respect to any subsequent taxable year in which we become a PFIC. Such election will not apply to any PFIC subsidiary that we own.
Each U.S. Holder is encouraged to consult its own tax advisor with respect to the availability and tax consequences of a mark-to-market election with respect
to our ordinary shares.

Each U.S. Holder should consult its own tax adviser with respect to the applicability of the “net investment income tax” (discussed below) where a

mark-to-market election is in effect.

In addition, U.S. Holders should consult their tax advisors regarding the IRS information reporting and filing obligations that may arise as a result of
the ownership of ordinary shares in a PFIC, including IRS Form 8621, Information Return by a Shareholder of a Passive Foreign Investment Company or
Qualified Electing Fund.

The U.S. federal income tax rules relating to PFICs, QEF elections, and mark-to market elections are complex. U.S. Holders are urged to
consult their own tax advisors with respect to the purchase, ownership and disposition of our ordinary shares, any elections available with respect to
such ordinary shares and the IRS information reporting obligations with respect to the purchase, ownership and disposition of our ordinary shares.

Certain Reporting Requirements

Certain U.S. Holders are required to file IRS Form 926, Return by U.S. Transferor of Property to a Foreign Corporation, and certain U.S. Holders
may be required to file IRS Form 5471, Information Return of U.S. Persons With Respect to Certain Foreign Corporations, reporting transfers of cash or other
property to us and information relating to the U.S. Holder and us. Substantial penalties may be imposed upon a U.S. Holder that fails to comply. See the
discussion regarding Form 8621, Information Return by a Shareholder of a Passive Foreign Investment Company or Qualified Electing Fund, above.

In addition, certain U.S. Holders must report information on IRS Form 8938, Statement of Specified Foreign Financial Assets, with respect to their
investments  in  certain  “foreign  financial  assets,”  which  would  include  an  investment  in  our  ordinary  shares,  if  the  aggregate  value  of  all  of  those  assets
exceeds $50,000 on the last day of the taxable year (and in some circumstances, a higher threshold). This reporting requirement applies to individuals and
certain U.S. entities.

U.S. Holders who fail to report required information could become subject to substantial penalties. U.S. Holders should consult their tax advisors

regarding the possible implications of these reporting requirements arising from their investment in our ordinary shares.

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Backup Withholding Tax and Information Reporting Requirements

Generally, information reporting requirements will apply to distributions on our ordinary shares or proceeds on the disposition of our ordinary shares
paid  within  the  United  States  (and,  in  certain  cases,  outside  the  United  States)  to  U.S.  Holders  other  than  certain  exempt  recipients,  such  as  corporations.
Furthermore,  backup  withholding  (currently  at  28%)  may  apply  to  such  amounts  if  the  U.S.  Holder  fails  to  (i)  provide  a  correct  taxpayer  identification
number,  (ii)  report  interest  and  dividends  required  to  be  shown  on  its  U.S.  federal  income  tax  return,  or  (iii)  make  other  appropriate  certifications  in  the
required manner. U.S. Holders who are required to establish their exempt status generally must provide such certification on IRS Form W-9.

Backup withholding is not an additional tax. Amounts withheld as backup withholding from a payment may be credited against a U.S. Holder’s U.S.
federal income tax liability and such U.S. Holder may obtain a refund of any excess amounts withheld by filing the appropriate claim for refund with the IRS
and furnishing any required information in a timely manner.

Medicare Tax on Investment Income

Certain U.S. persons, including individuals, estates and trusts, will be subject to an additional 3.8% Medicare tax, or “net investment income tax,” on
unearned income. For individuals, the additional net investment income tax applies to the lesser of (i) “net investment income” or (ii) the excess of “modified
adjusted  gross  income”  over  $200,000  ($250,000  if  married  and  filing  jointly  or  $125,000  if  married  and  filing  separately).  “Net  investment  income”
generally equals the taxpayer’s gross investment income reduced by the deductions that are allocable to such income. Investment income generally includes,
among other things, passive income such as interest, dividends, annuities, royalties, rents, and capital gains. U.S. Holders are urged to consult their own tax
advisors regarding the implications of the additional net investment income tax resulting from their ownership and disposition of our ordinary shares.

THE  DISCUSSION  ABOVE  IS  A  GENERAL  SUMMARY.  IT  DOES  NOT  COVER  ALL  TAX  MATTERS  THAT  MAY  BE  OF
IMPORTANCE TO A PROSPECTIVE INVESTOR. EACH PROSPECTIVE INVESTOR IS URGED TO CONSULT ITS OWN TAX ADVISOR
ABOUT THE TAX CONSEQUENCES RELATING TO THE PURCHASE, OWNERSHIP AND DISPOSITION OF OUR ORDINARY SHARES
IN  LIGHT  OF  THE  INVESTOR’S  OWN  CIRCUMSTANCES,  INCLUDING  THE  CONSEQUENCES  OF  ANY  PROPOSED  CHANGE  IN
APPLICABLE LAWS.

F. Dividends and Paying Agents.

Not applicable.

G. Statements by Experts.

Not applicable.

H. Documents on Display.

You may read and copy this annual report, including the related exhibits and schedules, and any document we file with the SEC without charge at the
SEC’s public reference room at 100 F Street, N.E., Room 1580, Washington, DC 20549. You may also obtain copies of the documents at prescribed rates by
writing to the Public Reference Section of the SEC at 100 F Street, N.E., Room 1580, Washington, DC 20549. Please call the SEC at 1-800-SEC-0330 for
further information on the public reference room. The SEC also maintains an Internet website that contains reports and other information regarding issuers
that file electronically with the SEC. Our filings with the SEC are also available to the public through the SEC’s website at http://www.sec.gov.

As a “foreign private issuer,” we are subject to the information reporting requirements of the Exchange Act that are applicable to foreign private
issuers, and under those requirements file reports with the SEC. Those other reports or other information may be inspected without charge at the locations
described  above.  As  a  “foreign  private  issuer,”  we  are  exempt  from  the  rules  under  the  Exchange  Act  related  to  the  furnishing  and  content  of  proxy
statements, and our officers, directors and principal shareholders will be exempt from the reporting and “short-swing” profit recovery provisions contained in
Section 16 of the Exchange Act with respect to their purchases and sales of ordinary shares. Furthermore, as a “foreign private issuer,” we are also not subject
to the requirements of Regulation FD (Fair Disclosure) promulgated under the Exchange Act.

134

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We maintain a corporate website at http://www.galmedpharma.com. Information contained on, or that can be accessed through, our website is not
incorporated by reference into this annual report and does not constitute a part of this annual report. We have included our website address in this annual
report solely as an inactive textual reference.

I.

Subsidiary Information.

Not applicable.

ITEM 11. Quantitative and Qualitative Disclosures About Market Risk.

Quantitative and Qualitative Disclosure About Market Risk

We are exposed to market risks in the ordinary course of our business. Market risk represents the risk of loss that may impact our financial position,
results of operations or cash flows due to adverse changes in financial market prices and rates, including interest rates and foreign exchange rates, of financial
instruments.

Foreign Currency Exchange Risk

Our foreign currency exposures give rise to market risk associated with exchange rate movements of the Euro and NIS mainly against the U.S. dollar
because a large portion of our expenses are denominated in Euros and NIS. Our Euro expenses consist principally of payments made to sub-contractors and
consultants for pre-clinical studies, clinical trials and other research and development activities. Our NIS expenses consist principally of payments made to
employees, subcontractors and consultants for pre-clinical studies, clinical trials, professional services, other research and development activities and general
and administrative activities. We anticipate that a large portion of our expenses will continue to be denominated in currencies other than the U.S. dollar. Our
financial position, results of operations and cash flow are subject to fluctuations due to changes in foreign currency exchange rates. Our results of operations
and cash flow are, therefore, subject to fluctuations due to changes in foreign currency exchange rates and may be adversely affected in the future due to
changes in foreign exchange rates. Approximately 41% of our expected expenses are denominated in NIS. Changes of 5% and 10% in the U.S. dollar to NIS
exchange rate will increase/decrease our operation expenses by 2.05% and 4.1%, respectively. Approximately 9% of our expected expenses are denominated
in Euros. Changes of 5% and 10% in the U.S. dollar to Euro exchange rate will increase/decrease our operation expenses by 0.45% and 0.9%, respectively. To
date, fluctuations in the exchange rates have not materially affected our results of operations or financial condition for the periods under review.

To date, we have not engaged in hedging our foreign currency exchange risk. In the future, we may enter into formal currency hedging transactions
to decrease the risk of financial exposure from fluctuations in the exchange rates of our principal operating currencies. These measures, however, may not
adequately protect us from the material adverse effects of such fluctuations.

Interest Rate Risk

Our primary exposure to market risk is interest income sensitivity, which is affected by changes in the general level of U.S. interest rates. We
currently do not hedge interest rate exposure. Because of the short-term maturities of our cash equivalents and investment securities, we do not believe that an
increase in market rates would have any significant impact on the realized value of our investment securities. If a 10% change in interest rates were to have
occurred on December 31, 2017, this change would not have had a material effect on the fair value of our investment portfolio as of that date.

Liquidity

We do not believe that our cash and cash equivalents and available for sale investments have significant risk of default or illiquidity. While we
believe our cash, cash equivalents and available for sale investments do not contain excessive risk, we cannot provide absolute assurance that in the future our
investments will not be subject to adverse changes in market value. In addition, we maintain significant amounts of cash and cash equivalents at one or more
financial institutions that are in excess of federally insured limits.

135

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 12. Description of Securities Other Than Equity Securities.

A. Debt Securities.

Not applicable.

B. Warrants and Rights.

Not applicable.

C. Other Securities.

Not applicable.

D. American Depositary Shares.

Not applicable.

PART II

ITEM 13. Defaults, Dividend Arrearages and Delinquencies.

Not applicable.

ITEM 14. Material Modifications to the Rights of Security Holders and Use of Proceeds.

E. Use of Proceeds.

On  March  18,  2014,  we  completed  our  initial  public  offering  of  3,263,010  ordinary  shares  at  a  public  offering  price  of  $13.50  per  share,  which
included 425,610 ordinary shares issued upon the exercise in full of the underwriters’ option to purchase additional ordinary shares to cover over-allotments,
for aggregate gross proceeds of approximately $44.1 million. Maxim Group LLC, or Maxim, acted as sole book-running manager of the offering, and MLV &
Co. and Feltl and Company acted as co-managers of the offering. We also issued to Maxim, at the closing of the offering, warrants to purchase that number of
our ordinary shares equal to up to 2% of the aggregate number of shares sold in the offering. The warrants, which provided for cashless exercise, “piggyback”
registration rights for three years from the effective date of the registration statement and customary anti-dilution provisions (for share dividends, splits and
recapitalizations and the like) consistent with FINRA Rule 5110, expired on March 12, 2017 unexercised. The offer and sale of all of the shares in the offering
were registered under the Securities Act pursuant to a registration statement on Form F-1, which was declared effective on March 12, 2014 (File No. 333-
193792), and a registration statement on Form F-1 filed pursuant to Rule 462(b) of the Securities Act (File No. 333-194526).

We received aggregate net proceeds from the offering of approximately $39.9 million, after deducting approximately $3.1 million of underwriting
discounts and commissions and approximately $1.1 million of estimated offering expenses directly payable by us. None of the underwriting discounts and
commissions or other offering expenses were incurred or paid to our directors or officers or their associates or to persons owning ten percent or more of our
ordinary shares or to any of our affiliates.

We have deployed the net proceeds of our initial public offering into a variety of additional capital preservation investments, including short-term,

investment grade, interest-bearing instruments, such as corporate and municipal debt securities.

As of December 31, 2017, we used all the net proceeds from the initial public offering for the following purposes and amounts:

·

·

·

Research and development costs of $31.5 million, including chemistry and formulation studies, non-clinical, regulatory, clinical operations
expenses and personnel and benefit costs;

General and administrative costs of $7.5 million, which include personnel and benefit costs as well as costs of operations and professional
services; and

Property and equipment costs of $0.9 million, including medical equipment and other fixed assets.

136

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 15. Controls and Procedures.

Disclosure Controls and Procedures

We performed an evaluation of the effectiveness of our disclosure controls and procedures that are designed to ensure that information required to be
disclosed in this annual report and filed with the SEC is recorded, processed, summarized and reported timely within the time period specified in the SEC’s
rules and forms. Disclosure controls and procedures include, without limitation, controls and procedures designed to ensure that information required to be
disclosed by an issuer in the reports that it files or submits under the Exchange Act, is accumulated and communicated to the issuer’s management, including
its principal executive and principal financial officers, or persons performing similar functions, as appropriate to allow timely decisions regarding required
disclosure.  There  can  be  no  assurance  that  our  disclosure  controls  and  procedures  will  detect  or  uncover  all  failures  of  persons  within  our  Company  to
disclose information otherwise required to be set forth in our reports. Nevertheless, our disclosure controls and procedures are designed to provide reasonable
assurance of achieving the desired control objectives. Based on our evaluation, our management, including our President and Chief Executive Officer and
Chief Financial Officer, have concluded that our disclosure controls and procedures (as defined in Rules 13a-15(e) and 15(d)-15(e) of the Exchange Act) as of
the end of the period covered by this annual report are effective at such reasonable assurance level.

Management’s Annual Report on Internal Control over Financial Reporting

Our management is responsible for establishing and maintaining adequate internal control over our financial reporting. Internal control over financial
reporting is defined in Rule 13a-15(f) or 15d-15(f) promulgated under the Exchange Act as a process designed by, or under the supervision of, the company’s
principal executive and principal financial officers and effected by the company’s board of directors, management and other personnel, to provide reasonable
assurance  regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally
accepted accounting principles and includes those policies and procedures that:

137

 
 
 
 
 
 
 
 
 
·

·

·

pertain  to  the  maintenance  of  records  that  in  reasonable  detail  accurately  and  fairly  reflect  the  transaction  and  dispositions  of  the  assets  of  the
company;

provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally
accepted  accounting  principles,  and  that  receipts  and  expenditures  of  the  company  are  being  made  only  in  accordance  with  authorizations  of
management and directors of the company; and

provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of the company’s assets that
could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Projections of any evaluation of
effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance
with the policies or procedures may deteriorate.

Our management assessed the effectiveness of our internal control over financial reporting as of December 31, 2017. In making this assessment, our
management used the criteria set forth by the Committee of Sponsoring Organizations of the Treadway Commission (COSO) in Internal Control-Integrated
Framework (2013). Based on that assessment, our management concluded that as of December 31, 2017, our internal control over financial reporting was
effective.

Attestation Report of the Registered Public Accounting Firm

As a non-accelerated filer and a non-large accelerated filer, we are not required to provide our registered public accounting firm’s attestation report

on management’s assessment of our internal control over financial reporting in this annual report.

Changes in Internal Controls Over Financial Reporting

There were no changes in our internal control over financial reporting that occurred during the year ended December 31, 2017 that have materially

affected, or are reasonably likely to materially affect, our internal control over financial reporting.

ITEM 16. [RESERVED]

ITEM 16A. Audit Committee Financial Expert.

Our Board has determined that Ms. Yaron-Eldar qualifies as an audit committee financial expert pursuant to the applicable SEC rules and that Ms.
Yaron-Eldar is “independent” in accordance with the Nasdaq Capital Market corporate governance requirements. For information relating to Ms. Yaron-Eldar
qualifications and experience, see “Item 6. Directors, Senior Management and Employees—A. Directors and Senior Management.”

ITEM 16B. Code of Ethics.

We  have  adopted  a  Code  of  Business  Conduct  and  Ethics  applicable  to  all  of  our  directors  and  employees,  including  our  President  and  Chief
Executive Officer, Chief Financial Officer, controller or principal accounting officer or other persons performing similar functions, which is a “code of ethics”
as defined in Item 16B of Form 20-F promulgated by the SEC and as required by the Nasdaq Listing Rules, which refers to Section 406(c) of the Sarbanes-
Oxley Act. Section 406(c) of the Sarbanes-Oxley Act provides that a “code of ethics” means such standards as are reasonably necessary to promote (i) honest
and ethical conduct, including the ethical handling of actual or apparent conflicts of interest between personal and professional relationships; (ii) full, fair,
accurate, timely and understandable disclosure in the periodic reports required to be filed by the issuer; and (iii) compliance with applicable governmental
rules and regulation.

138

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The full text of the Code of Business Conduct and Ethics is posted on our website at www.galmedpharma.com. Information contained on, or that can
be accessed through, our website does not constitute a part of this prospectus and is not incorporated by reference herein. We will provide a copy of such code
of ethics without charge upon request by mail or by telephone. If we make any amendment to the Code of Business Conduct and Ethics or grant any waivers,
including any implicit waiver, from a provision of the Code of Business Conduct and Ethics, we will disclose the nature of such amendment or waiver on our
website to the extent required by the rules and regulations of the SEC.

ITEM 16C. Principal Accountant Fees and Services.

Brightman Almagor Zohar & Co., a member firm of Deloitte Touche Tohmatsu Limited, an independent registered public accounting firm, served as

our independent public accountants for the fiscal years ended December 31, 2017 and 2016, for which audited financial statements appear in this annual
report.

The following table presents the aggregate fees for professional services rendered by such accountants to us during their respective term as our

principal accountants in 2017 and 2016.

Audit Fees (1)
Audit-Related fees (2)
Tax Fees (3)
Total

2017

2016

  (US$ in thousands)    (US$ in thousands) 
60 
60     
20 
35     
5 
17     
85 
112     

(1) Includes professional services rendered in connection with the audit of our annual financial statements and the review of our interim financial statements.

(2) Audit related services consist of services that were reasonably related to the performance of the audit or reviews of our financial statements and not
included under “Audit Fees” above, including, principally, providing consents for registration statement filings.

(3) Tax fees consist of consulting services related to a tax ruling.

Audit Committee Pre-Approval Policies and Procedures

One of our Audit Committee’s main roles is to assist the board of directors in fulfilling its responsibility for oversight of the quality and integrity of
the accounting, auditing and reporting practices of the Company. The Audit Committee oversees the appointment, compensation, and oversight of the public
accounting firm engaged to prepare or issue an audit report on the financial statements of the Company. Our Board has delegated to the Audit Committee the
power to pre-approve non-auditing services rendered by the Company’s independent auditors without the need for further approval by the board of directors.
As such, our Audit Committee have adopted a pre-approval policy for the engagement of our independent registered public accounting firm to perform certain
audit and non-audit services. Pursuant to this policy, which is designed to assure that such engagements do not impair the independence of our auditors, the
Audit Committee pre-approves annually a list of specific audit and non-audit services in the categories of audit services, audit-related services, tax services
and  other  services  that  may  be  performed  by  our  independent  registered  public  accounting  firm.  The  last  pre-approval  policy  was  adopted  by  our  Audit
Committee on March 6, 2018 for a period of twelve months. Since its establishment in May 2014, the Audit Committee has approved all of the audit-related
fees, tax fees and all other fees. If a type of service that is to be provided by our auditors has not received such general pre-approval, it will require specific
pre-approval by our Audit Committee. The policy prohibits retention of the independent registered public accounting firm to perform the prohibited non-audit
functions defined in applicable SEC rules.

139

 
 
 
 
 
 
 
   
 
 
   
   
   
   
 
 
 
 
 
 
 
 
ITEM 16D. Exemptions from the Listing Standards for Audit Committees.

Not applicable.

ITEM 16E. Purchases of Equity Securities by the Issuer and Affiliated Purchasers.

Not applicable.

ITEM 16F. Change in Registrant’s Certifying Accountant.

Not applicable.

ITEM 16G. Corporate Governance.

Our  shares  are  listed  on  the  Nasdaq  Capital  Market  under  the  symbol  “GLMD.”  In  addition  to  the  corporate  governance  requirements  of  the
Sarbanes-Oxley Act and the related rules implemented by the SEC, we must comply with the Nasdaq Listing Rules. Under those Nasdaq Listing Rules, we
may  elect  to  follow  certain  corporate  governance  practices  permitted  under  the  Companies  Law  in  lieu  of  compliance  with  corresponding  corporate
governance requirements otherwise imposed by the Nasdaq Listing Rules for U.S. domestic issuers.

In  accordance  with  Israeli  law  and  practice,  and  subject  to  the  exemption  set  forth  in  Rule  5615  of  the  Nasdaq  Listing  Rules,  we  follow  the

provisions of the Companies Law, rather than the Nasdaq Listing Rules, with respect to the following requirements:

·

·

·

Distribution of certain reports to shareholders. As opposed to the Nasdaq Listing Rules, which require listed issuers to make certain reports, such as
annual reports, interim reports and quarterly reports, available to shareholders in one of a number of specific manners, Israeli law does not require us
to  distribute  periodic  reports  directly  to  shareholders,  and  the  generally  accepted  business  practice  in  Israel  is  not  to  distribute  such  reports  to
shareholders, but to make such reports available through a public website. In addition to making such reports available on a public website, we plan
to make our audited financial statements available to our shareholders at our offices and will only mail such reports to shareholders upon request. As
a  foreign  private  issuer,  we  are  generally  exempt  from  the  SEC’s  proxy  solicitation  rules.  See  “Item  10.  Additional  Information—Documents  on
Display” for a description of our Exchange Act reporting obligations.

Quorum. While the Nasdaq Listing Rules require that the quorum for purposes of any meeting of the holders of a listed company’s common voting
stock be no less than 33.33% of the company’s outstanding common voting stock, under Israeli law, a company is entitled to determine in its articles
of association the number of shareholders and percentage of holdings required for a quorum at a shareholders meeting. Our articles of association
provide that a quorum of two or more shareholders holding at least 33.33% of the voting rights in person or by proxy is required for commencement
of business at a general meeting. However, the quorum set forth in our articles of association with respect to an adjourned meeting consists of any
two shareholders present in person or by proxy even if, between them, they represent shares conferring 33.33% or less of the voting rights of the
Company.

Nomination of directors. With the exception of our external directors and directors elected by our Board due to vacancy, our directors are elected by
an  annual  meeting  of  our  shareholders  to  hold  office  until  the  next  annual  meeting  following  three  years  from  his  or  her  election.  See  “Item  6.
Directors, Senior Management and Employees—C. Board Practices.” The nominations for directors, which are presented to our shareholders by our
Board, are made by the Nominating Committee itself, in accordance with the provisions of Nasdaq Capital Market Listing Rule 5605(e), our Articles
and the Companies Law. Our Board or one or more shareholders of a company holding at least 1% of the voting power of the company may offer to
nominate a currently serving external director for an additional three year term.

140

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
·

·

·

Compensation  of  officers.  We  follow  the  provisions  of  the  Companies  Law  with  respect  to  matters  in  connection  with  the  composition  and
responsibilities of our Remuneration Committee, Office Holder compensation and any required approval by the shareholders of such compensation.
Israeli law and our Articles do not require that the independent members of our Board, or a remuneration committee composed solely of independent
members of our Board, determine an executive officer’s compensation, as is generally required under the Nasdaq Listing Rules with respect to the
Chief Executive Officer and all other executive officers of a company. Instead, remuneration of Office Holders is determined and approved by our
Remuneration  Committee,  and  in  general,  by  our  Board  as  well,  and  in  certain  circumstances,  by  our  shareholders,  as  detailed  above.  The
requirements for shareholder approval of any Office Holder compensation, and the relevant majority or Special Majority for such approval, are all as
set forth in the Companies Law. Thus, we seek shareholder approval for all corporate actions with respect to Office Holder compensation requiring
such approval under the requirements of the Companies Law, including for our Compensation Policy and for certain Office Holder Compensation,
rather than seeking approval for such corporate actions in accordance with Nasdaq Listing Rules. All members of our Remuneration Committee are
independent  directors  under  applicable  Nasdaq  Capital  Market  and  SEC  rules,  as  affirmatively  determined  by  our  Board.  See  “Item  6.  Directors,
Senior Management and Employees—B. Compensation.”

Independent directors. Although Israeli law does not require that a majority of the directors serving on our Board be “independent,” as defined under
Nasdaq  Capital  Market  Listing  Rule  5605(a)(2),  but  rather  requires  we  have  at  least  two  external  directors  who  meet  the  requirements  of  the
Companies  Law,  as  described  above  under  “Item  6.  Directors,  Senior  Management  and  Employees—C.  Board  Practices—External  Directors.”,  a
majority of our Board is independent based on the Nasdaq Capital Market rules. We are required, however, to ensure that all members of our Audit
Committee are “independent” under the applicable Nasdaq Capital Market and SEC criteria for independence (as we cannot exempt ourselves from
compliance with that SEC independence requirement, despite our status as a foreign private issuer) and we must also ensure that a majority of the
members  of  our  Audit  Committee  are  “independent  directors”  as  defined  in  the  Companies  Law.  Our  independent  director's  conduct  regularly
scheduled  meetings  at  which  only  such  independent  directors  are  present,  as  required  by  the  Nasdaq  Listing  Rules.  Our  Board  has  affirmatively
determined  that  each  of  Mr.  Nir,  Mrs.  Yaron-Eldar,  Mr.  Marth,  Mr.  Hurvitz,  Dr.  Sidransky  and  Dr.  Brosgart  qualifies  as  “independent”  under  the
Nasdaq Capital Market independence standards.

Shareholder approval.  We  will  seek  shareholder  approval  for  all  corporate  actions  requiring  such  approval  under  requirements  of  the  Companies
Law,  rather  than  seeking  approval  for  corporate  actions  in  accordance  with  Nasdaq  Capital  Market  Listing  Rule  5635.  In  particular,  under  this
Nasdaq Capital Market rule, shareholder approval is generally required for: (i) an acquisition of shares or assets of another company that involves the
issuance of 20% or more of the acquirer’s shares or voting rights or if a director, officer or 5% shareholder has greater than a 5% interest in the target
company  or  the  consideration  to  be  received;  (ii)  the  issuance  of  shares  leading  to  a  change  of  control;  (iii)  adoption  or  amendment  of  equity
compensation arrangements; and (iv) issuances of 20% or more of the shares or voting rights (including securities convertible into, or exercisable
for, equity) of a listed company via a private placement (or via sales by directors, officers or 5% shareholders) if such equity is issued (or sold) at
below the greater of the book or market value of shares. By contrast, under the Companies Law, shareholder approval is required for, among other
things: (i) transactions with directors concerning the terms of their service or indemnification, exemption and insurance for their service (or for any
other position that they may hold at a company), for which approvals of the remuneration committee, board of directors and shareholders are all
required,  (ii)  Extraordinary  Transactions  with  controlling  shareholders  of  publicly  held  companies,  which  require  the  special  approval  described
under “Item 6. Directors, Senior Management and Employees—C. Board Practices—Approval of Related Party Transactions under Israeli Law—
Transactions  with  Controlling  Shareholders,”  and  (iii)  terms  of  office  and  employment  or  other  engagement  of  the  controlling  shareholder  of  the
Company or such controlling shareholder’s relative, which require the special approval described under “Item 6. Directors, Senior Management and
Employees—B.  Compensation”  and  “Item  6.  Directors,  Senior  Management  and  Employees—C.  Board  Practices—Approval  of  Related  Party
Transactions  under  Israeli  Law.”  In  addition,  under  the  Companies  Law,  a  merger  requires  approval  of  the  shareholders  of  each  of  the  merging
companies. See also “Compensation of officers” above.

141

 
 
 
 
 
 
ITEM 16H. Mine Safety Disclosure.

Not applicable.

ITEM 17. Financial Statements.

PART III

We have responded to Item 18 in lieu of responding to this item.

ITEM 18. Financial Statements.

Please refer to the financial statements beginning on page F-1. The following financial statements, financial statement schedules and related notes

are filed as part of this annual report, together with the report of the independent registered public accounting firm. 

Report of Independent Registered Public Accounting Firm
Consolidated Balance Sheets
Consolidated Statements of Operations
Consolidated Statements of Comprehensive Loss
Consolidated Statements of Changes in Shareholders’ Equity
Consolidated Statements of Cash Flows
Notes to Consolidated Financial Statements

142

Page
F-3
F-4
F-5
F-6
F-7
F-8
F-9

 
 
 
 
 
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.

Consolidated Financial Statements

As of December 31, 2017

F-1

 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.

Consolidated Financial Statements
As of December 31, 2017

INDEX

Report of Independent Registered Public Accounting Firm

Consolidated Balance Sheets

Consolidated Statements of Operations

Consolidated Statements of Comprehensive Loss

Statements of Changes in Stockholders’ Equity

Consolidated Statements of Cash Flows

Notes to Consolidated Financial Statements

F-2

Page

F-3

F-4

F-5

F-6

F-7

F-8

F-9 - F-27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Shareholders of
GALMED PHARMACEUTICALS LTD.

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheets of Galmed Pharmaceuticals Ltd. and its subsidiaries ("the Company") as of December 31,
2017 and 2016, and the related consolidated statements of operations, comprehensive loss, changes in shareholders' equity and cash flows for each of the
three years in the period ended December 31, 2017, and the related notes (collectively referred to as the “financial statements”). In our opinion, the financial
statements present fairly, in all material respects, the financial position of the Company as of December 31, 2017 and 2016, and the results of its operations
and its cash flows for each of the three years in the period ended December 31, 2017, in conformity with accounting principles generally accepted in the
United States of America.

Basis for opinion

These consolidated financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on the Company's
financial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States)
("PCAOB") and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and
regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable
assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. The Company is not required to have, nor
were we engaged to perform, an audit of its internal control over financial reporting. As part of our audits, we are required to obtain an understanding of
internal control over financial reporting but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal control over financial
reporting. Accordingly, we express no such opinion.

Our  audits  included  performing  procedures  to  assess  the  risks  of  material  misstatement  of  the  financial  statements,  whether  due  to  error  or  fraud,  and
performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the
financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating
the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

Brightman Almagor Zohar & Co.
Certified Public Accountants
Member of Deloitte Touche Tohmatsu Limited

Tel Aviv, Israel
March 13, 2018
We have served as the Company’s auditor since 2013.

F-3

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Consolidates Balance Sheet

U.S. Dollars in thousands, except share data and per share data

Assets
Current assets
Cash and cash equivalents
Marketable securities
Other accounts receivable
Total current assets

Property and equipment, net

Total assets

Liabilities and stockholders’ equity

Current liabilities
Trade payables
Other accounts payable
Deferred revenue

Total current liabilities

Long-term liabilities
Related parties
Deferred revenue

Total long-term liabilities

Stockholders’ equity
Ordinary shares, par value NIS 0.01 per share; 
Authorized 50,000,000 shares;
Issued and outstanding: 14,435,161 shares as of December 31, 2017; 12,149,226 shares as of
December 31, 2016
Additional paid-in capital
Accumulated other comprehensive loss
Accumulated deficit

Total stockholders’ equity

Total liabilities and stockholders’ equity

Accompanying notes are an integral part of the consolidated financial statements.

F-4

3
4

5

6

7
6

9

As of December 31,

2017

2016

  $

13,021    $
5,976     
155     
19,152     

3,097 
12,351 
284 
15,732 

491     

718 

  $

19,643    $

16,450 

2,276     
1,034     
538     
3,848     

-     
-     
-     

3,122 
363 
1,094 
4,579 

267 
529 
796 

40     
92,381     
(7)    
(76,619)    
15,795     

34 
75,446 
(85)
(64,320)
11,075 

  $

19,643    $

16,450 

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
      
  
 
 
   
      
  
 
 
 
   
 
   
 
 
   
 
 
 
   
      
  
 
   
 
 
 
   
      
  
 
 
 
 
 
   
      
  
 
 
   
      
  
 
 
 
   
      
  
 
 
   
      
  
 
 
   
 
 
   
 
   
 
 
   
 
 
 
   
      
  
 
 
   
      
  
 
   
 
   
 
 
   
 
 
 
   
      
  
 
 
   
      
  
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
   
      
  
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Consolidated Statement of Operations

U.S. Dollars in thousands, except share data and per share data

Revenue
Research and development expenses
General and administrative expenses

Total operating loss

Financial income, net

Loss before income taxes

Income taxes
Net loss

Basic and diluted net loss per share from continuing operations
Weighted-average number of shares outstanding used in computing basic and
diluted net loss per share

6
10
11

12

  $

  $

  $

Year ended December 31,
2016

2017

2015

(1,085)   $
9,650     
3,799     
12,364     
(65)    
12,299     
-     
12,299    $

(467)   $
14,271     
3,078     
16,882     
(35)    
16,847     
106     
16,953    $

- 
7,629 
3,246 
10,875 
(253)
10,622 
- 
10,622 

0.98    $

1.49    $

0.96 

12,487,349     

11,374,653     

11,100,453 

The accompanying notes are an integral part of the condensed interim consolidated financial statements.

F-5

 
  
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
   
 
   
 
 
   
 
 
   
 
 
   
 
   
 
 
 
 
 
   
      
      
  
 
 
 
 
   
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Consolidated Statement of Comprehensive Loss

U.S. Dollars in thousands, except share data and per share data

Net loss

Other comprehensive loss (income):
Net unrealized loss (gain) on available for sale securities

Comprehensive loss

Year ended December 31,
2016

2017

2015

12,299    $

16,953    $

10,622 

(78)    
12,221    $

(121)    
16,832    $

210 
10,832 

  $

  $

The accompanying notes are an integral part of the condensed interim consolidated financial statements.

F-6

 
  
 
 
 
 
 
 
 
   
   
 
   
      
      
  
   
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Statements of Changes in Stockholders’ Equity

U.S. Dollars in thousands, except share data and per share data

Ordinary shares

Shares

    Amount

Additional
paid-in
capital

Accumulated
other
comprehensive
income (loss)    

Accumulated
deficit

Total

Balance - January 1, 2016

    11,100,453     

32     

69,086     

(206)    

(47,367)    

21,545 

Stock based compensation

Issuance of Ordinary Shares (*)

Issuance of common stock upon stock option
exercises

Unrealized gain from marketable securities

Net loss

–     

933,160     

115,613     

–     

–     

–     

2     

–     

–     

–     

1,628     

4,477     

255     

–     

–     

–     

–     

–     

121     

–     

–     

–     

–     

1,628 

4,479 

255 

121 

–     

(16,953)    

(16,953)

Balance - December 31, 2016

    12,149,226    $

34    $

75,446    $

(85)   $

(64,320)   $

11,075 

Stock based compensation

–     

–     

1,394     

Issuance of Ordinary Shares (*)

1,874,827     

5     

15,012     

Options and Restricted stock units Exercise

411,108     

Unrealized gain from marketable securities

Net loss

–     

–     

1     

–     

–     

529     

–     

–     

–     

–     

–     

78     

–     

1,394 

–     

15,017 

–     

–     

530 

78 

–     

(12,299)    

(12,299)

Balance - December 31, 2017

    14,435,161    $

40    $

92,381    $

(7)   $

(76,619)   $

15,795 

*) See also Note 9.A.

The accompanying notes are an integral part of the condensed interim consolidated financial statement

F-7

 
 
 
 
 
 
   
 
   
 
   
 
   
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
      
      
      
      
      
  
   
 
   
      
      
      
      
      
  
   
 
   
      
      
      
      
      
  
   
 
   
      
      
      
      
      
  
   
 
   
      
      
      
      
      
  
   
 
   
      
      
      
      
      
  
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
   
 
   
      
      
      
      
      
  
   
 
   
      
      
      
      
      
  
   
 
   
      
      
      
      
      
  
   
 
   
      
      
      
      
      
  
   
 
   
      
      
      
      
      
  
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Consolidated Statements of Cash Flows

U.S. Dollars in thousands, except share data and per share data

Cash flow from operating activities

Net loss for the year
Adjustments required to reconcile net loss to net cash used in operating activities:
Depreciation and amortization
Amortization of discount/premium on marketable securities
Loss from realization of marketable securities
Linked difference of marketable securities
Stock-based compensation expense
Changes in operating assets and liabilities:
Increase (decrease) in deferred revenue from collaboration agreement
Decrease (increase) in other accounts receivable
Increase (decrease) in trade payables
Increase in other accounts payable
Increase (decrease) in related party

Net cash used in operating activities

Cash flow from investing activities
Purchase of property and equipment
Proceeds from sale of property and equipment
Investment in securities, available for sale
Proceeds from sale of securities, available for sale
Disposal of short-term deposit

Net cash provided by (used in) investing activities

Cash flow from financing activities
Issuance of ordinary shares, net of issuance costs (*)
Proceeds from exercise of options

Net cash provided by financing activities

Increase (decrease) in cash and cash equivalents
Cash and cash equivalents at the beginning of the year
Cash and cash equivalents at the end of the year

Cash received from interest

Cash paid for taxes

*) See also Note 9.A.

The accompanying notes are an integral part of the consolidated financial statements.

F-8

Year ended December 31,
2016

2017

2015

  $

(12,299)   $

(16,953)   $

(10,622)

239     
21     
143     
(167)    
1,394     

(1,085)    
129     
(846)    
671     
(267)    
(12,067)    

(12)    
–     
(3,869)    
10,325     
–     
6,444     

15,017     
530     
15,547     
9,924     
3,097     
13,021    $

202    $
–    $

169     
44     
231     
–     
1,628     

1,623     
95     
863     
81     
90     
(12,129)    

(17)    
13     
(7,615)    
13,955     
–     
6,336     

4,479     
255     
4,734     
(1,059)    
4,156     
3,097    $

382    $
106    $

50 
92 
50 
– 
970 

– 
(214)
1,384 
39 
(223)
(8,474)

(159)
– 
(26,541)
9,594 
6,000 
(11,106)

– 
– 
– 
(19,580)
23,736 
4,156 

473 
– 

  $

  $
  $

 
 
  
 
 
 
 
 
 
   
   
 
   
      
      
  
 
   
      
      
  
   
      
      
  
   
   
   
   
   
   
      
      
  
   
   
   
   
   
   
 
   
      
      
  
   
      
      
  
   
   
   
   
   
   
 
   
      
      
  
   
      
      
  
   
   
   
   
   
 
   
      
      
  
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 1 – General

Galmed Pharmaceuticals Ltd. (the “Company”) is a clinical-stage biopharmaceutical company primarily focused on the development of therapeutics
for the treatment of liver diseases.

The Company was incorporated in Israel on July 31, 2013 and commenced operations on February 2, 2014.

The  Company  holds  a  wholly  owned  subsidiary,  Galmed  International  Ltd.,  which  was  incorporated  in  Malta.  Galmed  International  Ltd.  holds  a
wholly owned subsidiary, Galmed Medical Research Ltd., which was incorporated in Israel and has been an inactive company since 2015

The Company also holds a wholly owned subsidiary, Galmed Research and Development Ltd., which was incorporated in Israel.

The Company is a clinical-stage biopharmaceutical company with an operating history limited to pre-clinical and clinical drug development and has
no approved products. To date, the Company has focused almost exclusively on developing its product candidate, Aramchol. The Company funded
its  research  and  development  programs  and  operations  to  date  primarily  through  proceeds  from  private  placements  and  public  offerings.  The
Company currently has no products approved for marketing and has not generated any revenue from product sales to date. As of December 31, 2017,
the Company had cash and cash equivalents of $13.0 million and marketable securities of $6.0 million.

The Company has incurred operating losses in each year since inception. The Company's loss attributable to holders of its ordinary shares for the
years ended December 31, 2015, 2016, and 2017 was approximately $10.6 million, $17.0 million, and $12.3 million, respectively. As of December
31,  2017,  the  Company  had  an  accumulated  deficit  of  $76.6  million.  Substantially  all  of  its  operating  losses  resulted  from  costs  incurred  in
connection with the Company’s development program and from general and administrative costs associated with its operations.

The  Company  will  need  to  raise  substantial,  additional  capital  to  fund  its  operations  and  to  develop  Aramchol  for,  and  beyond  its  current
development stage and any future commercialization as well as any additional indications.

Based on the Company's current operating plan, the Company's management currently estimates that its cash position will support its current clinical
trial and operations through 2019.

F-9

 
 
 
 
 
 
 
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 2 – Significant Accounting Policies

A. Basis of presentation

The consolidated financial statements have been prepared in accordance with United States Generally Accepted Accounting Principles ("U.S.
GAAP").

B. Use of estimates

The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the
amounts  reported  in  the  financial  statements  and  accompanying  notes.  Significant  estimates  include,  but  are  not  limited  to,  those  related  to
deferred revenue, revenue recognition, stock-based compensation and indirect tax accruals, and other assumptions believed to be reasonable by
management. Actual results could differ from those estimates.

C. Financial statement in U.S. dollars

The functional currency of the Company and its subsidiaries is in U.S dollar (the “dollar”), because the dollar is the currency of the primary
economic  environment  in  which  the  Company  and  its  subsidiaries  operate,  and  expect  to  continue  operating  in  the  foreseeable  future.
Transactions  and  balances  denominated  in  dollars  are  presented  in  their  original  amounts.  Non-dollar  denominated  transactions  and  balances
have been re-measured to dollars in accordance with the provisions of ASC 830-10, “Foreign Currency Translation.” All transaction gains and
losses from re-measurement of monetary balance sheet items denominated in non-dollar currencies are reflected in the statement of operations
as financial income or expenses, as appropriate.

D. Principles of consolidation

The  consolidated  financial  statements  include  the  accounts  of  the  Company  and  its  wholly  owned  subsidiaries:  Galmed  Research  and
Development  Ltd,  Galmed  2000  Inc.,  Galmed  International  Ltd.,  and  Galmed  Medical  Research  Ltd.  All  intercompany  balances  and
transactions have been eliminated upon consolidation.

E. Cash and cash equivalents

Cash equivalents are short-term, highly liquid investments that are readily convertible into cash with maturities of three months or less as of the
date acquired.

F-10

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 2 – Significant Accounting Policies (Cont.)

F. Marketable Securities

Marketable  securities  are  considered  to  be  available  for  sale  and  are  carried  at  fair  value.  Unrealized  gains  and  losses  net  of  tax,  if  any,  are
reported  as  a  separate  component  of  stockholders’  equity.  The  cost  of  marketable  securities  classified  as  available  for  sale  is  adjusted  for
amortization  of  premiums  and  accretion  of  discounts  to  maturity.  Such  amortization  and  accretion  are  included  in  interest  income.  Realized
gains and losses and declines in value judged to be other than temporary, if any, are also included in other income, net. Interest on securities
classified as available for sale is included in interest income. The cost of securities sold is based on the specific identification method.

For  all  investments  in  marketable  securities,  the  Company  assesses  whether  the  impairment  is  other-than-temporary.  If  the  fair  value  of  a
security  is  less  than  its  amortized  cost  basis,  an  impairment  is  considered  other-than-temporary  if  (i)  the  Company  has  the  intent  to  sell  the
security or it is more likely than not that the Company will be required to sell the security before recovery of its entire amortized cost basis, or
(ii) the Company does not expect to recover the entire amortized cost of the security. If an impairment is considered other-than-temporary based
on condition (i), the entire difference between the amortized cost and the fair value of the security is recognized in earnings. If an impairment is
considered  other-than-temporary  based  on  condition  (ii),  the  amount  representing  credit  losses,  defined  as  the  difference  between  the  present
value of the cash flows expected to be collected and the amortized cost basis of the security, will be recognized in earnings, and the amount
relating to all other factors will be recognized in other comprehensive income. The Company evaluates both qualitative and quantitative factors
such  as  duration  and  severity  of  the  unrealized  losses,  credit  ratings,  default  and  loss  rates  of  the  underlying  collateral,  structure  and  credit
enhancements to determine if a credit loss may exist.

G. Property and equipment

Property  and  equipment  are  stated  at  cost,  less  accumulated  depreciation.  Depreciation  is  calculated  using  the  straight-line  method  over  the
estimated useful lives of the assets. The annual depreciation rates are as follows:

Office furniture and equipment
Computer software, electronic and medical equipment
Leasehold improvements

F-11

%

7-16
15–33
10

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 2 – Significant Accounting Policies (Cont.)

H. Impairment of long-lived assets

The  Company’s  and  its  subsidiaries’  long-lived  assets  are  reviewed  for  impairment  in  accordance  with  ASC  360-10,  “Accounting  for  the
Impairment or Disposal of Long-Lived Assets,” whenever events or changes in circumstances indicate that the carrying amount of an asset may
not be recoverable. Recoverability of assets to be held and used is measured by a comparison of the carrying amount of the assets to the future
undiscounted cash flows expected to be generated by the assets. If such assets are considered to be impaired, the impairment to be recognized is
measured by the amount by which the carrying amount of the assets exceeds their fair value. During 2017 and 2016, no impairment losses were
identified.

I.

Severance pay

The Company’s liability for severance pay is calculated in accordance with Israeli law, based on the most recent salary paid to each employee
and the length of employment with the Company. Part of the liability is funded through individual insurance policies purchased from outside
insurance  companies,  which  are  not  under  the  Company’s  control.  The  Company  employees  are  included  under  section  14  of  the  Severance
Compensation Act, 1963 (“Section 14”) for a portion of their salaries. According to Section 14, these employees are entitled to monthly deposits
at a rate of 8.33% of their monthly salary, made in their name with such insurance companies. Under the Severance Compensation Act, 1963,
payments  in  accordance  with  Section  14  release  the  Company  from  any  future  severance  payments  to  those  employees.  The  aforementioned
deposits are not recorded as an asset in the Company’s balance sheet.

J. Fair value of financial instruments

The  estimated  fair  value  of  financial  instruments  was  determined  by  the  Company  using  available  market  information  and  valuation
methodologies. Considerable judgment is required in estimating fair values. Accordingly, the estimates may not be indicative of the amounts the
Company could realize in a current market exchange.

The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments:

The carrying amounts of cash and cash equivalents, short-term bank deposits, marketable securities and trade payables approximate their fair
value due to the short-term maturity of such instruments.

F-12

 
 
 
 
 
 
 
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 2 – Significant Accounting Policies (Cont.)

J. Fair value of financial instruments (Cont.)

Fair value is an exit price representing the amount that would be received upon selling an asset or that would be paid to transfer a liability in an
orderly  transaction  between  market  participants.  As  such,  fair  value  is  a  market-based  measurement  that  should  be  determined  based  on
assumptions used by market participants in pricing an asset or a liability.

A three-tier fair-value hierarchy was established as a basis for considering such assumptions and for inputs used in the valuation methodologies
in measuring fair value:

·

·

·

Level 1 - Observable inputs that reflect quoted prices (unadjusted) for identical assets or liabilities in active markets

Level 2 - Other inputs that are directly or indirectly observable in the marketplace; and

Level 3 - Unobservable inputs that are supported by little or no market activity

The fair value hierarchy also requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when
measuring fair value.

K. Accounting for stock-based compensation

The Company applies ASC 718-10, “Share-Based Payment,” which requires the measurement and recognition of compensation expense for all
share-based payment awards made to employees and directors, including employee stock options under the Company’s stock plans, based on
estimated fair values. ASC 718-10 requires companies to estimate the fair value of equity-based payment awards on the date of grant using an
option-pricing model. The value of the portion of the award that is ultimately expected to vest is recognized as expense over the requisite service
periods in the Company’s consolidated statement of operations.

The Company recognizes compensation expense for the value of non-employee awards, which have graded vesting, based on the accelerated
attribution method over the requisite service period of each award, net of estimated forfeitures.

The  Company  recognizes  compensation  expenses  for  the  value  of  employee  awards,  which  have  graded  vesting,  based  on  the  straight-line
method over the requisite service period of each of the awards, net of estimated forfeitures.

The Company estimates the fair value of restricted shares based on the market price of the shares at the grant date, and estimates the fair value
of  stock  options  granted  using  a  Black-Scholes  option-pricing  model.  The  option-pricing  model  requires  a  number  of  assumptions,  the  most
significant  of  which  are  the  expected  stock-price  volatility  and  the  expected  option  term  (the  time  from  the  grant  date  until  the  options  are
exercised or expire).

F-13

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 2 – Significant Accounting Policies (Cont.)

K. Accounting for stock-based compensation (Cont.)

The  Company’s  calculations  of  the  expected  volatility  were  based  upon  actual  historical  stock-price  movements  over  the  period,  which  was
equal to the expected option term. The expected option term was calculated for options granted to employees and directors in accordance with
ASC-718-10-S99, using the “simplified” method, and grants to non-employees were based on the contractual term. Historically, the Company
has not paid dividends, and has no foreseeable plans to do so. The risk-free interest rate is based on the yield from U.S. Treasury zero-coupon
bonds with an equivalent term.

The following assumptions were used for the fiscal year 2017 and 2016 grants: dividend yield of 0.00% for both periods; risk-free interest rate
between 1.22% and 1.90%; an expected life between 5 and 6.25 years; and a volatility rate ranging between 70% to 84%.

L. Deferred Revenue and Revenue Recognition

We have entered into a collaboration agreement with Samil Pharm. Co., Ltd, The terms of our collaboration agreement include deliverables such
as non-refundable license fees, payments based upon achievement of developmental or regulatory approval milestones, and royalties on product
sales.

We  apply  the  accounting  standard  on  revenue  recognition  for  multiple  element  arrangements.  The  fair  value  of  deliverables  under  the
arrangement  may  be  derived  using  a  “best  estimate  of  selling  price”  if  vendor  specific  objective  evidence  and  third-party  evidence  is  not
available. Deliverables under the arrangement will be separate units of accounting provided that (i) a delivered item has value to the customer on
a standalone basis and (ii) if the arrangement includes a general right of return relative to the delivered item, delivery or performance of the
undelivered item is considered probable and substantially in the control of the vendor.

Performance obligations are recognized as revenue over the estimated period of when the performance obligations are performed or deferred
indefinitely  until  the  undelivered  performance  obligation  can  be  determined.  We  have  been  unable  to  demonstrate  standalone  value  in  our
multiple element arrangements.

Whenever we determine that an arrangement should be accounted for as a single unit of accounting, we determine the period over which the
performance obligations will be performed and revenue will be recognized. Revenue is recognized using either a proportional performance or
straight-line method.

F-14

 
 
 
 
  
 
 
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 2 - Significant Accounting Policies (Cont.)

L. Deferred Revenue and Revenue Recognition (Cont.)

We recognize revenue under the arrangement on a straight-line basis over the period we are expected to complete our performance obligations.
Revenue  is  limited  to  the  lesser  of  the  cumulative  amount  of  payments  received  or  the  cumulative  amount  of  revenue  earned,  as  determined
using the straight-line method, as of the period ending date.

Our collaboration agreement entitles us to additional payments upon the achievement of performance-based milestones. These milestones are
categorized into two types: development milestones which are generally based on the advancement of our ongoing Phase IIb ARREST trial and
potential pivotal study, and regulatory milestones which are based on the approval of a new drug application in the territory in respect of the
product. Milestones that are tied to regulatory approval are not considered probable of being achieved until such approval is received. Upfront
payments from customers are not subject to refund if the development activities are not successful.

Amounts received prior to satisfying the above revenue recognition criteria are recorded as deferred revenue in the accompanying consolidated
balance sheets. Although we follow detailed guidelines in measuring revenue, certain judgments affect the application of our revenue policy. For
example,  in  connection  with  our  existing  license  agreement,  we  have  recorded  in  our  consolidated  balance  sheet  short-term  and  long-term
deferred revenue based on our best estimate of when such revenue will be recognized. Short-term deferred revenue consists of amounts that are
expected  to  be  recognized  as  revenue  in  the  next  12  months.  Amounts  that  we  expect  will  not  be  recognized  within  the  next  12  months  are
classified as long-term deferred revenue. However, this estimate is based on our current operating plan and, if our operating plan should change
in the future, we may recognize a different amount of deferred revenue over the next 12-month period.

M. Research and development expenses

Research and development expenses are charged to the statement of operations as incurred.

N.

Income taxes

The  Company  accounts  for  income  taxes  utilizing  the  asset  and  liability  method  in  accordance  with  ASC  740,  “Income  Taxes.”  Current  tax
liabilities are recognized for the estimated taxes payable on tax returns for the current year. Deferred tax liabilities or assets are recognized for
the estimated future tax effects attributable to temporary differences between the income-tax bases of assets and liabilities and their reported
amounts in the financial statements and for tax loss carry forwards. Measurement of current and deferred tax liabilities and assets is based on
provisions of enacted tax laws, and deferred tax assets are reduced, if necessary, by the amount of tax benefits, the realization of which is not
considered more likely than not based on available evidence.

F-15

 
 
 
 
 
 
 
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 2 - Significant Accounting Policies (Cont.)

N.

Income taxes (Cont.)

ASC 740-10 requires a two-step approach to recognizing and measuring uncertain tax positions. The first step is to evaluate the tax position for
recognition by determining if the weight of available evidence indicates that it is more likely than not that the position will be sustained on audit,
including resolution of related appeals or litigation processes, if any. The second step is to measure the tax benefit as the largest amount that is
more than 50% likely of being realized upon ultimate settlement.

O. Basic and diluted net loss per share

Basic net loss per share is computed based on the weighted-average number of shares outstanding during each year. Diluted net loss per share is
computed  based  on  the  weighted-average  number  of  shares  outstanding  during  each  year,  plus  the  dilutive  potential  of  the  ordinary  shares
considered outstanding during the year, in accordance with ASC 260-10, “Earnings Per Share.”

All outstanding stock options and warrants were excluded from the calculation of the diluted loss per share for the years ended December 31,
2017, 2016 and 2015, because all such securities have an anti-dilutive effect.

P. Segment Reporting

The chief operating decision maker for the Company is the Chief Executive Officer. The Chief Executive Officer reviews financial information
presented  on  a  consolidated  basis  for  purposes  of  allocating  resources  and  evaluating  financial  performance.  Accordingly,  management  has
determined that the Company operates in one reportable segment.

Q. Comprehensive Loss

The  purpose  of  reporting  comprehensive  income  is  to  report  a  measure  of  all  changes  in  equity  of  an  entity  that  result  from  recognized
transactions and other economic events of the period resulting from transactions from non-owner sources.

R. Recently issued accounting pronouncements

From time to time, new accounting pronouncements are issued by the Financial Accounting Standards Board, or FASB, or other standard setting
bodies and adopted by the Company as of the specified effective date. Unless otherwise discussed, the impact of recently issued standards that
are not yet effective will not have a material impact on our financial position or results of operations upon adoption.

F-16

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 2 - Significant Accounting Policies (Cont.)

R. Recently issued accounting pronouncements (Cont.)

In January 2016 the FASB issued ASU 2016-01 “Recognition and Measurement of Financial Assets and Financial Liabilities”, which provides
targeted  improvements  to  the  recognition,  measurement,  presentation  and  disclosure  of  financial  assets  and  financial  liabilities.  Specific
accounting  areas  addressed  include,  equity  investments,  financial  liabilities  reported  under  the  fair  value  option  and  valuation  allowance
assessment  resulting  from  unrealized  losses  on  available-for-sale  securities.  The  ASU  also  changes  certain  presentation  and  disclosure
requirements for financial instruments. The Update is to be applied by means of a cumulative effect adjustment to the balance sheet as of the
beginning of the fiscal year of adoption.

This  ASU  is  effective  for  the  Company  in  its  first  quarter  of  fiscal  year  2019.  Early  adoption,  with  certain  exceptions,  is  not  permitted.  The
Company is currently evaluating the effect this ASU will have on its consolidated financial statements.

In February 2016, the FASB issued Accounting Standards Update No. 2016-02, Leases (Topic 842) (“ASU 2016-02”), which amends, among
other  things,  the  existing  guidance  by  requiring  lessees  to  recognize  lease  assets  (right-to-use)  and  liabilities  (for  reasonably  certain  lease
payments) arising from operating leases on the balance sheet.  For leases with a term of twelve months or less, ASU 2016-02 permits an entity
to make an accounting policy election to recognize such leases as lease expense, generally on a straight-line basis over the lease term.  ASU
2016-02  is  effective  for  fiscal  years,  and  interim  periods  within  those  fiscal  years,  beginning  after  December  15,  2018  using  a  modified
retrospective approach, with early adoption permitted.  The Company is currently evaluating ASU 2016-02 and its impact on its consolidated
financial statements.

In  June  2016,  the  Financial  Accounting  Standards  Board  (“FASB”)  issued  Accounting  Standards  Update  (“ASU”)  No.  2016-13,  Financial
Instruments – Credit Losses – Measurement of Credit Losses on Financial Instruments, which introduces a model based on expected losses to
estimate credit losses for most financial assets and certain other instruments. In addition, for available-for-sale debt securities with unrealized
losses, the losses will be recognized as allowances rather than reductions in the amortized cost of the securities. The standard is effective for
annual  reporting  periods  beginning  after  December  15,  2019,  with  early  adoption  permitted  for  annual  reporting  periods  beginning  after
December  15,  2018.  Entities  will  apply  the  standard’s  provisions  by  recording  a  cumulative-effect  adjustment  to  retained  earnings.  The
Company is evaluating the impact of the adoption on its consolidated balance sheet, results of operations, cash flows and disclosures.

F-17

 
 
 
 
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 2 - Significant Accounting Policies (Cont.)

R. Recently issued accounting pronouncements (Cont.)

In  August  2016,  the  FASB  issued Accounting  Standards  Update  No.  2016-15,  Classification  of  Certain  Cash  Receipts  and  Cash  Payments
(“ASU  2016-15”),  which  amends  ASC  230  to  add  and  clarify  guidance  on  the  classification  of  certain  cash  receipts  and  payments  in  the
statement  of  cash  flows.    ASU  2016-15  was  issued  with  the  intent  of  reducing  diversity  in  practice  with  respect  to  certain  types  of  cash
flows.  ASU 2016-15 is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017, with early
adoption permitted. The Company is currently reviewing and evaluating this guidance and its impact on its consolidated financial statements.

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606), or ASU 2014-09. Subsequently, the
FASB  issued  ASU  2015-14,  Revenue  from  Contracts  with  Customers  (Topic  606),  which  adjusted  the  effective  date  of  ASU  2014-09; ASU
No. 2016-08, Revenue from Contracts with Customers (Topic 606): Principal versus Agent Considerations (Reporting Revenue Gross versus
Net), which amends the principal-versus-agent implementation guidance and illustrations in ASU 2014-09; ASU No. 2016-10, Revenue from
Contracts with Customers (Topic 606): Identifying Performance Obligations and Licensing, which clarifies identifying performance obligations
and licensing implementation guidance and illustrations in ASU 2014-09; ASU No. 2016-12, Revenue from Contracts with Customers (Topic
606):  Narrow-Scope  Improvements  and  Practical  Expedients,  which  addresses  implementation  issues  and  is  intended  to  reduce  the  cost  and
complexity  of  applying  the  new  revenue  standard  in  ASU  2014-09;  ASU  No.  2017-13,  Revenue  Recognition  (Topic  605),  Revenue  from
Contracts  with  Customers  (Topic  606),  Leases  (Topic  840),  and  Leases  (Topic  842):  Amendments  to  SEC  Paragraphs  Pursuant  to  the  Staff
Announcement at the July 20, 2017 EITF Meeting and Rescission of Prior SEC Staff Announcements and Observer Comments (SEC Update),
which codifies recent announcements by the Securities and Exchange Commission, or SEC, staff; and ASU No. 2017-14, Income Statement—
Reporting  Comprehensive  Income  (Topic  220),  Revenue  Recognition  (Topic  605),  and  Revenue  from  Contracts  with  Customers  (Topic  606)
(SEC Update), which adds ASC 606-10-S25-1 as a result of SEC Release 33-10403, or collectively, the Revenue ASUs.

The Revenue ASUs provide an accounting standard for a single comprehensive model for use in accounting for revenue arising from contracts
with customers, and supersedes most current revenue recognition guidance. The accounting standard is effective for interim and annual periods
beginning  after  December  15,  2017,  with  an  option  to  early  adopt  for  interim  and  annual  periods  beginning  after  December  15,  2016.  The
guidance  permits  two  methods  of  adoption:  retrospectively  to  each  prior  reporting  period  presented  (the  full  retrospective  method),  or
retrospectively  with  the  cumulative  effect  of  initially  applying  the  guidance  recognized  at  the  date  of  initial  application  (the  modified
retrospective method).

The Company adopted the new standard effective January 1, 2018 under the modified retrospective method. During the fourth quarter of 2017,
the  Company  substantially  completed      its  assessment  of  the  impact  that  this  new  standard  will  have  on  its  consolidated  balance  sheets  and
believes its impact will be immaterial.

In May 2017, the FASB issued ASU No. 2017-09, Compensation - Stock Compensation (Topic 718): Scope of Modification Accounting (“ASU
2017-09”), which provides guidance on the types of changes to the terms or conditions of share-based payment awards to which an entity would
be  required  to  apply  modification  accounting.  An  entity  would  not  apply  modification  accounting  if  the  fair  value,  vesting  conditions,  and
classification of the awards are the same immediately before and after the modification. ASU 2017-09 is effective for annual periods beginning
after December 15, 2017. The Company is currently in the process of evaluating the impact of the adoption of ASU 2017-09 on its consolidated
financial statements.

F-18

 
 
 
 
 
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 3 – Marketable Securities

The following table summarizes the Company’s short term investments as of December 31, 2017 and 2016.

Corporate debt securities
Total Short term investments

Municipals
Corporate debt securities
Total Short term investments

As of December 31, 2017
Gross 
Gross 
Unrealized 
Unrealized 
Losses
Gains

Estimated
Fair Value

Cost Basis

5,983    $
5,983    $

(in thousands)
7    $
7    $

(14)   $
(14)   $

5,976 
5,976 

As of December 31, 2016
Gross 
Gross 
Unrealized 
Unrealized 
Losses
Gains

Estimated
Fair Value

Cost Basis

1,576    $
10,860     
12,436    $

(in thousands)
–    $
11     
11    $

(2)   $
(94)    
(96)   $

1,574 
10,777 
12,351 

  $
  $

  $

  $

The Company’s financial assets are measured at fair value on a recurring basis by level within the fair value hierarchy. All of the Company's short
term investments are classified as Level 1. Other than the marketable securities, the Company doesn't have any other financial assets or financial
liabilities marked to market at fair value.

The contractual maturity of the above mentioned short term investments varies between less than one year to two years.

The Company reviews the individual securities in its portfolio to determine whether a decline in a security’s fair value below the amortized cost basis
is other-than-temporary. The Company determined that as of December 31, 2017 and 2016 there were no investments in its portfolio that were other-
than-temporarily impaired.

*) See also note 8.3

F-19

 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
   
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 4 – Other Accounts Receivable

Government institutions
Prepaid expenses

Note 5 – Property and equipment, net

Medical equipment
Office furniture and equipment
Computer software and electronic equipment
Leasehold improvements

Less - Accumulated depreciation
Net book value

Note 6 – Deferred Revenue and Revenue Recognition

As of December 31,

2017

2016

(in thousands)
55    $
100     
155    $

30 
254 
284 

As of December 31,

2017

2016

(in thousands)
737    $
35     
69     
133     
974     
483     
491    $

737 
33 
62 
130 
962 
244 
718 

  $

  $

  $

  $

On July 28, 2016, the Company signed a Collaboration Agreement with Samil Pharm. Co., Ltd. (the “Samil”), for an exclusive, royalty-bearing
license for the commercialization of Aramchol (with an option to manufacture) for the treatment of fatty liver indications including NASH in the
Republic of Korea. Under the terms of the agreement, the Company received an up-front payment of approximately $2.1 million. Samil has also
agreed to pay additional clinical- and regulatory-based milestone payments, which may aggregate up to $6.0 million, as well as tiered, double-
digit  royalties  payable  on  sales  (under  certain  limitations).  Additionally,  following  the  ARREST  Study,  Samil  has  an  option  to  extend  the
License to Vietnam, which, if exercised, would increase the clinical- and regulatory-based milestone payments.

The up-front payment has been recorded as deferred revenue. The deferred revenue is then amortized over the contractual period, and future
milestone payments will be recognized once earned. Accordingly, during the year ended December 31, 2017, the Company recognized revenue
of $1.1 million, with the remaining amount of $538 thousand recorded as short-term portion of deferred revenue.

F-20

 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
   
   
   
 
   
   
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 7 – Related Parties

A. Balances

As of December 31, 2017 and 2016, the Company had an accrual in the amount of $673 thousand and $419 thousand, respectively, pursuant to
an employment agreement with its CEO.

B. Transactions

1. During  2017,  2016  and  2015,  the  Company  recorded  salary  expenses,  stock  based  compensation  expenses  and  directors'  fee    to  its

related parties in the amount of $2.0 million, $1.3 million and $1.4 million respectively.

2.

In April 2017, the Company granted options to purchase 20,000 ordinary shares of the Company to one of its directors. The options are
exercisable  at  $4.87  per  share,  have  a  10  year  term  and  vest  over  a  period  of  one  year.  The  aggregate  grant  date  fair  value  of  such
options is approximately $97 thousand

Note 8 – Commitments and Contingencies

A. Contingencies

1.

2.

In 2002, the Company entered into an agreement with Aventis Pharma Deutschland GmbH. (“Aventis”), in which Aventis granted the
Company exclusive worldwide right to commercialize an invention covered by Israeli patent application 123998 and PCT/IL99/00173,
and the Company agreed to pay Aventis a royalty of 10% in respect of all income that the Company or its affiliates may receive from
the commercialization of such invention which is related to the prevention and treatment of gallstones.

In March 2015, the Company entered into a lease agreement for its corporate headquarters. The lease has a term of four years with an
option to extend the lease agreement for an additional two years. In February, 2017, the Company leased an additional space adjacent to
the current premises. To secure lease payments, the Company provided a bank guarantee of $37 thousand.

3. As  of  December  31,  2017,  the  Company  recorded  a  pledge  on  its  marketable  securities  in  favor  of  its  bank  in  the  amount  of

approximately $145 thousand to secure the Company's commitments to the bank.

B. Commitments

The following table summarizes the Company’s significant contractual obligations at December 31, 2017:

Facility leases
Purchase Obligations
Total

Total

Less than 
1 year
(in thousands)

1-3 years

  $

  $

128    $
2,612     
2,740    $

104    $
2,612     
2,716    $

24 
-
24 

The  Company  enters  into  contracts  in  the  ordinary  course  of  business  with  CROs  for  clinical  trials  and  clinical  supply  manufacturing  and  with
vendors for non-clinical research studies and other services and products for operating purposes, which generally provide for termination upon 30
days notice or less, and therefore are cancelable contracts and not included in the table above. The Company has included as purchase obligations
our commitments under agreements to the extent they are quantifiable and are not cancelable.

Other  than  as  described  above,  the  Company  did  not  have  any  material  commitments  for  capital  expenditures,  including  any  anticipated  material
acquisition of plant and equipment or interests in other companies, as of December 31, 2017.

F-21

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
   
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 9– Shareholders’ Equity

A. Ordinary shares

1. Ordinary shares confer upon the holders the right to receive notice to participate and vote in general meetings of the Company and the right

to receive dividends, if declared.

2. During the period of September 11, 2000 (date of inception) through 2009, a total of 4,995,837 ordinary shares were issued by the Company

in consideration of $4.2 million.

3.

4.

In  December  2013,  upon  the  request  of  convertible-notes  holders,  the  Company  converted  all  of  its  outstanding  convertible  notes  into
1,026,432 ordinary notes.

In December 2013, upon the capital-notes holders’ request, the Company converted all of its capital notes into 1,043,928 ordinary shares
with a par value of NIS 0.01 per share.

5. On February 3, 2014, the Company entered into a share purchase agreement with certain of its shareholders and new investors, pursuant to
which the Company issued to such existing shareholders and new investors 560,224 ordinary shares at a price per share of $3.57 for a total
consideration in the amount of approximately $2 million.

6. On March 12, 2014, the Company completed an initial public offering (the “IPO”) and listed its ordinary shares on the NASDAQ Capital
Market under the ticker symbol GLMD. In the IPO, the Company issued 3.3 million shares at a price of $13.50 per share (par value NIS
0.01 per share), for a total consideration of approximately $40 million, net of offering costs in the amount of approximately $4.2 million.

7. On May 31, 2016, the Company entered into a Controlled Equity Offering Sales Agreement (the "Cantor Sales Agreement") with Cantor
Fitzgerald  &  Co.,  as  the  Company’s  sales  agent  (“Cantor  Fitzgerald”),  to  issue  and  sell,  from  time  to  time  through  Cantor  Fitzgerald,
ordinary shares having an aggregate offering price of up to $16 million. Under the Cantor Sales Agreement, the Company was entitled to
sell ordinary shares by any method permitted by law and deemed to be an “at-the-market” offering, as defined in Rule 415 promulgated
under the Securities Act of 1933, as amended. The Company was not obligated to make any sales under the Cantor Sales Agreement. The
Cantor Sales Agreement was terminated during December, 2017. As of December 31, 2017, the Company sold 1,712,369 ordinary shares
under the Cantor Sales Agreement for total net proceeds of approximately $11.0 million

8.

In August 2017, we sold 332,038 ordinary shares at a price of $7.10 in a registered direct offering, and in a concurrent private placement to
two  of  our  directors  sold  49,295  ordinary  shares  at  the  same  price.  The  aggregate  net  proceeds  received  from  the  offering  was
approximately $2.7 million.

F-22

 
 
 
 
 
 
  
 
 
 
 
 
   
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 9 – Shareholders’ Equity (Cont.)

A. Ordinary shares (Cont.)

9. On December 22, 2017, the Company entered into an At-the-Market Equity Offering Sales Agreement (the "Stifel Sales Agreement") with
Stifel,  Nicolaus  &  Company,  Incorporated,  as  the  Company’s  sales  agent  (“Stifel”),  to  issue  and  sell,  from  time  to  time  through  Stifel,
ordinary shares having an aggregate offering price of up to $35 million. Under the Stifel Sales Agreement, the Company may sell ordinary
shares  by  any  method  permitted  by  law  and  deemed  to  be  an  “at-the-market”  offering,  as  defined  in  Rule  415  promulgated  under  the
Securities Act of 1933, as amended. The Company is not obligated to make any sales under the Stifel Sales Agreement. As of December 31,
2017, the Company sold 714,285 ordinary shares under the Stifel Sales Agreement for total net proceeds of approximately $5.8 million.

B. Stock-based compensation

1. The Company has an equity-based incentive plan, the 2013 Incentive Share Option Plan (the “2013 Plan”). As of December 31, 2017, a
total of 3,090,492 shares were reserved for issuance under the 2013 Plan. The 2013 Plan, which was adopted by the Board on September 2,
2013, and approved by the Company’s shareholders on December 30, 2013 (as was amended by the Board and the Company’s shareholders
on March 30, 2015 and May 11, 2015, respectively), provides for the grant of options to purchase the ordinary shares and the issuance of
restricted stock units (“RSUs”) to the Company's officers, directors, employees, service providers and consultants. The 2013 Plan provides
for such equity-based compensation under various and different tax regimes.

2. A summary of the status of the Company’s option plans as of December 31, 2017 and 2016 and changes during the years then ended are

presented below:

F-23

 
 
 
 
  
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 9 – Shareholders’ Equity (Cont.)

B. Stock-based compensation

Options outstanding at beginning 

of  year
Granted
Forfeited
Exercised
Outstanding at end of year
Options exercisable at year end

2017

2016

Number of
share options    

Weighted
average
exercise
price

Number of
share
options

Weighted
average
exercise
price

2,410,890    $
226,000    $
(160,000)   $
(380,176)   $
2,096,714    $
1,406,074    $

3.80     
4.86     
6.95     
1.39     
4.01     
2.69     

1,753,753    $
856,500    $
(83,750)   $
(115,613)   $
2,410,890    $
1,385,829    $

2.12 
6.08 
6.00 
2.22 
3.39 
1.38 

As of December 31, 2017 and 2016, the weighted-average remaining contractual term of the outstanding and exercisable options, excluding
the 38,637 Options granted in 2002 that have no expiration date, is 6.95 and 8.35 years, respectively.

The  weighted  average  grant  date  fair  value  of  the  options  granted  during  the  years  ended  December  31,  2017,  2016  and  2015  is  $4.86,
$3.76, and $6.48 respectively.

As of December 31, 2017 a total of the 2,096,714 outstanding and exercisable options are “in the money” with aggregate intrinsic value of
$11.4 million; while as of December 31, 2016 a total of 1,110,006 outstanding and exercisable options were “in the money” with aggregate
intrinsic value of $3.6 million.

The unrecognized compensation expense calculated under the fair-value method for stock options expected to vest as of December 31, 2017
and 2016 is approximately $3.1 million and $4.3 million, respectively, and is expected to be recognized over a weighted-average period of
1.87 years and 3.0 years, respectively

For  the  years  ended  2017,  2016  and  2015,  the  Company  recorded  a  total  of  $1.4  million,  $1.6  million,  and  $1.0  million  of  stock-based
compensation expenses, in connection with the above mentioned option.

F-24

 
 
 
 
 
 
 
   
 
 
 
   
   
 
   
   
   
   
   
   
 
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 9 – Shareholders’ Equity (Cont.)

B. Stock-based compensation (Cont.)

During 2016, the Company issued a total of 78,750 RSUs. Upon vesting, each RSU will settle by the issuance of one ordinary share. The
RSUs vest over four years. As of December 31, 2017, a total of 30,932 ordinary shares were issued upon vesting of 30,932 RSUs and a total
of 32,348 RSUs were outstanding, while as of December 31, 2016, none of the RSUs vested and all 78,750 RSU's were outstanding.

3. For the years 2017 and 2016, with respect to the above-mentioned RSU's, the Company recorded stock-based compensation expenses in the

amount of $105 thousand and $124 thousand, respectively.

The unrecognized compensation expense calculated under the fair-value method for stock options expected to vest as of December 31, 2017
and  2016  is  approximately  $193  thousand  and  $412  thousand,  respectively,  and  is  expected  to  be  recognized  over  a  weighted-average
period of two years and three years, respectively.

Note 10 – Research and Development Expenses

Chemistry and formulation studies
Salaries
Stock-based compensation
Research and preclinical studies
Clinical studies
Regulatory and other expenses

Note 11 – General and Administrative Expenses

Stock-based compensation
Professional fees
Salaries and benefits
Rent and office-maintenance fees
Investor relations and business development expenses
Insurance and Other

F-25

2017

Year ended December 31,
2016
(in thousands)

2015

820    $
1,090     
585     
684     
5,871     
600     
9,650    $

1,802    $
1,004     
757     
924     
9,263     
521     
14,271    $

2017

Year ended December 31,
2016
(in thousands)

2015

809    $
622     
1,441     
269     
460     
198     
3,799    $

871    $
683     
849     
303     
248     
124     
3,078    $

1,902 
808 
111 
637 
3,671 
500 
7,629 

858 
741 
747 
359 
457 
84 
3,246 

  $

  $

  $

  $

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
   
   
   
   
   
 
 
 
 
 
 
 
 
   
   
 
 
 
 
   
   
   
   
   
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 12 – Income Taxes

A. General

The Company is assessed for tax purposes on an unconsolidated basis. Each of the Company’s subsidiaries is subject to the tax rules prevailing
in its country of incorporation.

B. Corporate Taxation

Israeli subsidiary:

In January 2016, the Israeli corporate income tax law was amended and reduced as of January 1, 2016 to 25% (from 26.5%). In December 2016,
the Israeli corporate income tax law was further amended and reduced as of January 1, 2017 to 24% and as of January 1, 2018 to 23%.

On February 7, 2018, the Israeli Tax Authority issued a ruling granting the Company’s Israeli subsidiary ”Preferred Technological Enterprise”
status    as  defined  under  the  Encouragement  of  Capital  Investment  Law  -1959  (the  "Approval").  The  grant  of  the  status  means  that  the
Company’s  Israeli  subsidiary  will  be  subject  to  a  reduced  Israeli  corporate  tax  rate  that  will  range  between  6%-12%  on  any  future  taxable
"technological income" which includes sales, licenses and royalties from its IP protected products . The tax ruling applies for five years until
2022 and may be extended for further periods subject to meeting certain requirements.

Maltese subsidiary:

Taxable income of Maltese companies is subject to tax at the rate of 35% in 2017 and 2016 (“Regular Tax Rate”).

C. Net Operating Loss Carry forward

As of December 31, 2017, the Company had approximately $52.5 million net-operating-loss carry forwards, consisting of approximately $12.0
million of Maltese net-operating-loss carry forwards and approximately 40.5 million Israeli net-operating-loss carry forward. Additionally, the
Company had approximately $570 thousand of capital loss carry forward from the sale of marketable securities. The Maltese and the Israeli loss
carry forwards have no expiration date.

F-26

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GALMED PHARMACEUTICALS LTD.
Notes to Consolidated Financial Statements

Note 12 – Income Taxes (Cont.)

D. Deferred income taxes

Deferred-tax assets for carry forward losses in Malta and Israel are calculated using the applicable tax rate at the time of expected realization of
the carry forward losses. The Company has provided full valuation allowances in respect of deferred-tax assets. Management currently believes
that it is more likely than not that those deferred taxes will not be realized in the foreseeable future.

Significant components of the Company’s and its subsidiaries’ assets are as follows

Deferred tax assets
Israeli subsidiary net-operating-loss carry forward
Maltese subsidiary net-operating-loss carry forward
Israeli subsidiary capital-loss carry forward
Other reserves and allowances
Total deferred-tax assets
Valuation allowance
Net deferred-tax assets

E. Tax assessments

As of December 31,
2017

2016

(in thousands)

  $

  $

4,868    $
4,611     
142     
12     
9,633     
(9,633)    
–    $

6,003 
4,609 
407 
82 
11,101 
(11,101)
– 

The Israeli subsidiaries received final tax assessments through the year ended December 31, 2012.

F. Effective tax expense

A reconciliation of the Company’s effective tax expense to the Company’s theoretical statutory tax benefit is as follows:

Loss before taxes on income, as reported in the consolidated statements of

operations

Statutory tax rate

2017

Year ended December 31,
2016
(in thousands)

2015

  $

12,299 

  $

16,847 

  $

10,622 

24%   

25%   

26.5%

Theoretical tax benefit
Losses and other items for which a valuation allowance was provided or benefit

2,952 

4,212 

from loss carry forwards

Tax withheld from upfront payment from Samil
Others
Actual tax expense

(2,952)    
- 
- 
- 

  $

(4,212)    
105 
1 
106 

  $

  $

2,815 

(2,815)
- 
- 
- 

F-27

 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
      
  
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
   
  
   
  
   
 
   
  
   
  
   
  
   
   
   
   
   
   
   
   
   
   
  
 
 
ITEM 19. Exhibits.

Exhibit No.

Description

1.1

4.1

4.2

4.3

4.4

4.5

4.6

4.7

4.8

  Form of Amended and Restated Articles of Association of Galmed Pharmaceuticals Ltd. (English Translation) (1)

  Form of Indemnification Agreement (1)

  Galmed Pharmaceuticals Ltd. 2013 Incentive Share Option Plan (4)

  Agreement, dated September 2002, by and between Galmed International Limited and Aventis Pharm Deutschland GmbH (2)

  Registration  and  Information  Rights  Agreement,  dated  December  2013,  by  and  among  Galmed  Pharmaceuticals  Ltd.,  Shirat  HaChaim

Ltd., David & Debora Goldfarb, Medgal S.A. and G. Yarom Medical Research Ltd. (2)

  Personal Employment Agreement, dated December 23, 2013, by and between Galmed Medical Research Ltd. and Allen Baharaff (2)

  Amendment No.1 to Employment Agreement by and between Galmed Research and Development Ltd. and Allen Baharaff **

  Development  and  Manufacturing  Services  Agreement,  dated  January  27,  2015,  between  Galmed  Research  and  Development  Ltd.  and

Perrigo API Ltd.(6)*

Investigator  Initiated  Clinical  Trial  Agreement,  dated  February  8,  2015,  between  Galmed  Research  and  Development  Ltd.  and  the
University of California, San Diego(6)*

4.9

  Compensation Policy of Galmed Pharmaceuticals Ltd.(5)

4.10

  Lease, dated March 22, 2015, between Galmed Research and Development Ltd. and Mintz K. Construction Company Ltd.(8)

4.11

  Addendum to Lease, dated February 27, 2017, between Galmed Research and Development Ltd. and Mintz K. Construction Company

Ltd.(8)

4.12

  Form of Registered Direct Securities Purchase Agreement (9)

4.13

  Form of Private Placement Securities Purchase Agreement (9)

4.14

  At-the-Market  Equity  Offering  Sales  Agreement,  dated  December  22,  2017,  by  and  between  Galmed  Pharmaceuticals  Ltd.  and  Stifel,

Nicolaus & Company, Incorporated (10)

143

 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit No.

     Description

8.1

  List of subsidiaries of Galmed Pharmaceuticals Ltd.**

11.1

  Code of Business Conduct and Ethics of Galmed Pharmaceuticals Ltd.(7)

12.1

  Certification of Chief Executive Officer pursuant to Exchange Act Rules 13a-14(a) and 15d-14(a) as adopted pursuant to Section 302 of

the Sarbanes-Oxley Act of 2002**

12.2

  Certification of Chief Financial Officer pursuant to Exchange Act Rules 13a-14(a) and 15d-14(a) as adopted pursuant to Section 302 of

the Sarbanes-Oxley Act of 2002**

13.1

  Certification of Chief Executive Officer and Chief Financial Officer pursuant to Exchange Act Rules 13a-14(b) and 15d-14(b) and 18

U.S.C. Section 1350 as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002**

15.1

  Consent of Brightman Almagor Zohar & Co. (a Member of Deloitte Touche Tohmatsu Limited)**

101

  The following financial information from Galmed Pharmaceuticals Ltd.’s Annual Report on Form 20-F for the year ended December 31,
2017, formatted in Extensible Business Reporting Language (XBRL): (i) Consolidated Balance Sheets, (ii) Consolidated Statements of
Operations, (iii) Consolidated Statements of Comprehensive Loss, (iii) Consolidated Statements of Changes in Shareholders’ Equity (iii)
the Consolidated Statements of Cash Flows, and (iv) Notes to Consolidated Financial Statements**

(1) Incorporated herein by reference to Amendment No. 1 to the Registration Statement on Form F-1, filed with the SEC on February 28, 2014.
(2) Incorporated herein by reference to the Registration Statement on Form F-1, filed with the SEC on February 6, 2014.
(3) Incorporated herein by reference to the Company’s Report on Form 6-K filed with the SEC on June 1, 2016.
(4) Incorporated herein by reference to Exhibit A to the Company's Report on Form 6-K filed with the SEC on April 2, 2015.
(5) Incorporated herein by reference to Exhibit A to the Company’s Report on Form 6-K filed with the SEC on April 27, 2017.
(6) Incorporated herein by reference to the Company’s Annual Report on Form 20-F filed with the SEC on March 31, 2015.

144

 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(7) Incorporated herein by reference to the Company’s Annual Report on Form 20-F filed with the SEC on March 22, 2016.
(8) Incorporated herein by reference to the Company’s Annual Report on Form 20-F filed with the SEC on March 23, 2017.
(9) Incorporated herein by reference to Exhibit 1.1 to the Company’s Report on Form 6-K filed with the SEC on August 7, 2017.
(10) Incorporated herein by reference to Exhibit 1.1 to the Company’s Report on Form 6-K filed with the SEC on December 22, 2017.

* Portions of this exhibit were omitted and have been filed separately with the Secretary of the Securities and Exchange Commission pursuant to the
Registrant’s application requesting confidential treatment under Rule 24b-2 of the Exchange Act.
** Filed herewith.

145

 
 
 
 
 
The registrant hereby certifies that it meets all of the requirements for filing on Form 20-F and that it has duly caused and authorized the undersigned

to sign this annual report on its behalf.

SIGNATURES

Date:  March 13, 2018

GALMED PHARMACEUTICALS LTD.

By:  

/s/ Allen Baharaff
Allen Baharaff
President and Chief Executive Officer

146

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
AMENDMENT NO. 1 TO

THE EMPLOYMENT AGREEMENT

Executed on this 10 day of July, 2017

Exhibit 4.6

THIS AMENDMENT (the “Amendment”) to the Employment Agreement dated 23 December, 2013 (the “Employment Agreement”) is entered into this 1
day of January, 2017 (the “Effective Date”), by and between Galmed Research and Development Ltd., private company number 514983196 having its place
of business at Tiomkin 16, Tel-Aviv 6578317, Israel (the “Company”), and Mr. Allen Baharaff, I.D. No 059100818, residing at 7 Hayutman Street, Tel-Aviv,
Israel (the “Executive”).

WHEREAS,

the Company and the Executive have entered into the Employment Agreement; and

WHEREAS,

the Employment Agreement includes certain provisions which the parties mutually wish to amend as set forth herein.

NOW, THEREFORE, the parties hereto agree to amend the Employment Agreement as follows:

1. Monthly Salary

Section 6 of Annex A of the Employment Agreement shall be replaced in its entirety by the following:

“NIS 115,500”

As of the Effective Date, any references in the Employment Agreement to the terms “Monthly Salary”, shall refer to the amount set forth in this Section.

2. Special Bonus

Section 17 of Annex A shall be added to the Employment Agreement as follows:

"Execution of a Strategic Agreement Bonus

Upon an Execution of a Strategic Agreement, as defined below, and subject to the full discretion of the Company's board of directors, the Executive shall
be entitled to a compensation of up to 12 time the Monthly Salary.

"Strategic Agreement" – a license agreement or any other strategic agreement (i.e. research and development, manufacture, distribution, etc.) for US,
Europe, Japan or China.

Fund Raising Bonus

Upon the completion of financing (excluding from a Strategic Agreement) of USD8M to USD10M, and subject to the full discretion of the Company's
board of directors, the Executive shall be entitled to a compensation of up to 10 times the Monthly Salary.

- 1 - 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Upon the completion of financing (excluding from a Strategic Agreement) of USD10M or more, and subject to the full discretion of the Company's board
of directors, the Executive shall be entitled to a compensation of up to 12 times the Monthly Salary.

It is hereby clarified that the Executive shall not be entitled to any social contributions or other benefits regarding any of the compensations specified
under this section."

The execution of the Strategic Agreement Bonus and the Fund Raising Bonus shall be independent of one another and the Executive may be entitled to
both compensations in the same calendar year.

3. Change of Control Event

Section 18 of Annex A shall be added to the Employment Agreement as follows:

"Upon a Change of Control Event, as defined below, and subject to the full discretion of the Company's board of directors, the Executive shall be entitled
to a compensation of up to 12 times the Monthly Salary.

(i)  In  the  event  that  Company’s  options  are  cashed-out  upon  a  Change  of  Control  Event,  all  unvested  options  granted  to  the  Executive  will  vest
immediately prior to the consummation of the Change of Control Event;

(ii) if upon a Change of Control Event (a) the Executive's employment as CEO of the Company or the surviving entity is terminated within twelve months
as of the Change of Control Event, and (b) options are replaced for new options of the surviving entity as part of the Change of Control Event with a
vesting  schedule  and  terms  identical  to  the  replaced  options  (the  “Replacement  Options”),  then  (x)  all  unvested  Replacement  Options  granted  to  the
Executive will vest immediately prior to the termination of the Executive’s employment, and (y) the Executive’s Replacement Options will be exercisable
until the earlier of (a) two years from the Executive's termination of Employment, and (b) expiration of the Replacement Options.

It is hereby clarified that the Executive shall not be entitled to any social contributions or other benefits regarding any of the compensations specified
under this section.

The grant of a Change of Control compensation as detailed in this section 18 shall be independent of the execution of any bonus under section 17 and the
Executive may be entitled to both compensations in the same calendar year.

"Change of Control Event" – (a) the acquisition of the Company by another entity or individual or group of individuals by means of any transaction or
series  of  related  transactions  (including,  without  limitation,  any  reorganization,  merger,  share  purchase  or  consolidation),  unless  the  Company’s
shareholders of record as constituted immediately prior to any such transaction will, immediately after such transaction (by virtue of securities issued as
consideration for the Company’s share capital, assets or otherwise) hold more than 50% of the voting power of the surviving or acquiring entity; or (b) a
sale of all or substantially all of the assets of the Company."

4. Term of Employment.

Section 5b. of Annex A of the Employment Agreement shall be amended as follows:

“This Agreement is made for an undefined term and it may be terminated by entire party, by giving the other party 6 months prior written notice.”

- 2 - 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
5. Remuneration for Executive's Non-Compete Undertaking.

Sections 13a. and 13b. of Annex A of the Employment Agreement shall be amended as follows:

"The Executive hereby undertakes, for a period of 12 months after the termination of his employment by either the Company or the Executive
(meaning from the date on which the employer-employee relationship with Company ends), not to engage, directly or indirectly, in any business,
position, work or any other engagement that directly competes with the business of the Company or any company in the Galmed Group, unless
he receives the Company’s prior written approval.

At  any  event  of  termination  of  the  employment  of  the  Executive  by  either  the  Company  or  the  Executive,  for  any  reason  (however  excluding
termination for Cause), the Executive shall be entitled to a payment of 12 times the gross Monthly Salary, in effect at such time, to be paid in 12
equal monthly installments, in exchange for the Executive’s undertaking not to compete with the Company, as further detailed in the NDA and
any  other  non-compete  obligations  undertaken  by  the  Executive  and  subject  to  compliance  therewith  (the  “Non-Compete  Remuneration”).
Notwithstanding  the  foregoing,  in  the  event  that  the  Executive  materially  breaches  any  provision  of  this  Section,  the  payment  of  the  Non-
Compete  Remuneration  shall  immediately  cease,  and  the  Company  shall  be  entitled  to  reclaim  any  amounts  already  paid  in  accordance
therewith, and the Company shall have no further obligations to the Executive with respect thereto, without derogating from any other rights or
remedies available to the Company pursuant to the Agreement or applicable law in respect of such breach."

a.

b.

6. Equity.

Sections 19 of Annex A to the Employment Agreement shall be added as follows:

"Unless in case of resignation by the Executive, other than a resignation for a Good Reason Event, as defined below, or termination for Cause,
as defined in Section 3.4 to this Agreement: (i) unvested options will vest upon termination; and (ii) unexercised options granted to the Executive
may be exercised until the earlier of (a) two years from the termination, and (b) expiration of the options.

"Good Reason Event" means: any of the following events, provided that the event is effected by the Company without the written consent of the
Executive: (A) a material reduction or adverse change in the Executive’s authority, duties or responsibilities; (B) a reduction in the Executive’s
Monthly Salary, other than a reduction of no more than 10% of his then current Monthly Salary as part of an across the board reduction in all
salaries  for  employees  of  the  Company;  (C)  a  material  breach  by  the  Company  of  the  Executive‘s  employment  agreement  or  any  other
agreements pertaining directly to the Executive’s compensation or employment or (D) death, disability or sever illness.

7. Manager's Insurance/Pension Plan.

Section 7 of Annex A to the Employment Agreement shall be replaced in its entirty, as follows:

a.

"The  Company  and  the  Executive  will  obtain  and/or  continue  to  maintain  Managers  Insurance  and/or  Pension  Fund  according  to  the
Executive’s choice (“Pension Insurance”). The contribution to the Pension Insurance shall be as follows: (i) the Company shall contribute an
amount equal to 6.5% of the Monthly Salary payment for premium payments (the “Company Contribution”) and an additional 8.33% of the
Monthly  Salary  payment  for  severance  payments;  and  (ii)  the  Executive  shall  contribute  6%  of  the  Monthly  Salary  payment  toward  the
premiums payable in respect of a Pension Insurance.

- 3 - 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
b.

c.

The  Executive  hereby  instructs  the  Company  to  transfer  to  the  Pension  Insurance  the  amounts  of  the  Executive’s  and  the  Company’s
contributions from each Monthly Salary payment, on account of the Pension Insurance.

In  the  event  the  Executive  elects  to  obtain  Managers  Insurance,  the  Company  Contribution  shall  include  payments  toward  a  Disability
Insurance which shall not exceed 3.5% of the Monthly Salary, to cover 75% of the Executive's Monthly Salary (“Ovdan Kosher Avoda”), which
may  be  included  within  the  Managers  Insurance  Policy,  for  the  exclusive  benefit  of  the  Executive,  provided  that  the  Company’s  contribution
towards  premium  payments  shall  not  be  less  than  5%.  For  the  removal  of  any  doubt,  it  is  hereby  clarified  that  the  Company  Contribution
together with any payments towards Disability Insurance shall not exceed 8.5% of the Executive's Monthly Salary.

8. Survival of Provisions.

Except as otherwise amended and modified hereby, which amendments shall have effect on the entire Employment Agreement, the provisions of the
Employment Agreement shall remain in full force and effect.

9. General.

      9.1.

Executive hereby acknowledges that he is aware that this Amendment shall take effect as of the Effective Date.

9.2.

This Amendment shall be deemed to all intents and purposes as an integral part of the Employment Agreement. Executive acknowledges that he
has read and fully understood all the provisions of this Amendment and that the signing of this Amendment was made at Executive's own free
will.

IN WITNESS WHEREOF, the parties have executed this Amendment as of the Effective Date.

/s/ Tali Yaron Eldar
Galmed Research and 
Development Ltd.

/s/ Allen Baharaff
Allen Baharaff

By:
Title:

Tali Yaron Eldar
Director

- 4 - 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table sets forth the name and jurisdiction of incorporation of our subsidiaries as of the date hereof.

Subsidiaries of Galmed Pharmaceuticals Ltd.

Name of Subsidiary

Galmed International Ltd.

Galmed Medical Research Ltd. (Inactive)

Galmed Research & Development Ltd.

Exhibit 8.1

Jurisdiction of
Incorporation

Malta

Israel

Israel

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
Exhibit 12.1

I, Allen Baharaff, certify that:

CERTIFICATION

1.        I have reviewed this annual report on Form 20-F of Galmed Pharmaceuticals Ltd. (the “Company”);

2.        Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make

the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.        Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects

the financial condition, results of operations and cash flows of the Company as of, and for, the periods presented in this report;

4.        The Company’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined
in Exchange Act Rules 13a-15(e) and 15d-15(e) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for
the Company and have:

(a)      Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our

supervision, to ensure that material information relating to the Company, including its consolidated subsidiaries, is made known to us by others within those
entities, particularly during the period in which this report is being prepared;

(b)      Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in
accordance with generally accepted accounting principles;

(c)      Evaluated the effectiveness of the Company’s disclosure controls and procedures and presented in this report our conclusions about the

effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d)      Disclosed in this report any change in the Company’s internal control over financial reporting that occurred during the period covered

by the annual report that has materially affected, or is reasonably likely to materially affect, the Company’s internal control over financial reporting; and

5.        The Company’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting,

to the Company’s auditors and the audit committee of the Company’s board of directors (or persons performing the equivalent function):

(a)      All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are

reasonably likely to adversely affect the Company’s ability to record, process, summarize and report financial information; and

(b)      Any fraud, whether or not material, that involves management or other employees who have a significant role in the Company’s internal

control over financial reporting.

By:  

/s/ Allen Baharaff
Allen Baharaff
President and Chief Executive Officer

Date:  March 13, 2018

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 12.2

I, Yohai Stenzler, certify that:

CERTIFICATION

 1.       I have reviewed this annual report on Form 20-F of Galmed Pharmaceuticals Ltd. (the “Company”);

2.        Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make

the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.        Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects

the financial condition, results of operations and cash flows of the Company as of, and for, the periods presented in this report;

4.        The Company’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined
in Exchange Act Rules 13a-15(e) and 15d-15(e) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for
the Company and have:

(a)      Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our

supervision, to ensure that material information relating to the Company, including its consolidated subsidiaries, is made known to us by others within those
entities, particularly during the period in which this report is being prepared;

(b)      Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in
accordance with generally accepted accounting principles;

(c)      Evaluated the effectiveness of the Company’s disclosure controls and procedures and presented in this report our conclusions about the

effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d)      Disclosed in this report any change in the Company’s internal control over financial reporting that occurred during the period covered

by the annual report that has materially affected, or is reasonably likely to materially affect, the Company’s internal control over financial reporting; and

5.        The Company’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting,

to the Company’s auditors and the audit committee of the Company’s board of directors (or persons performing the equivalent function):

(a)      All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are

reasonably likely to adversely affect the Company’s ability to record, process, summarize and report financial information; and

(b)      Any fraud, whether or not material, that involves management or other employees who have a significant role in the Company’s internal

control over financial reporting.

By:  

/s/ Yohai Stenzler
Yohai Stenzler
Chief Financial Officer

Date:  March 13, 2018

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 13.1

In connection with the annual report of Galmed Pharmaceuticals Ltd. (the “Company”) on Form 20-F for the period ending December 31, 2017, as filed with
the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned hereby certify that to the best of our knowledge:

(1) The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operation of the Company.

By:  

By:  

/s/ Allen Baharaff
Allen Baharaff
President and Chief Executive Officer

/s/ Yohai Stenzler
Yohai Stenzler
Chief Financial Officer

Date: March 13, 2018

The certification set forth above is being furnished as an exhibit solely pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 and is not being filed as
part  of  the  annual  report  on  Form  20-F  for  the  period  ended  December  31,  2017,  or  as  a  separate  disclosure  document  of  the  Company  or  the  certifying
officers.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 15.1

We consent to the incorporation by reference in the Registration Statement on Form S-8 (Registration No. 333-206292) and in the Registration Statement on
Form  F-3  (Registration  No.  333-203133)  of  our  report  dated  March  13,  2018  relating  to  the  consolidated  financial  statements  of  Galmed  Pharmaceuticals
Ltd., (the “Company”), which appear in the Company's Annual Report on Form 20-F for the year ended December 31, 2017.

Date: March 13, 2018

By:

/s/ Brightman Almagor Zohar & Co.
Certified Public Accountants
A member firm of Deloitte Touche Tohmatsu Limited