GATX CORPORATION 222 West Adams Street Chicago, IL 60606-5314 312-621-6200 800-428-8161 NYSE:GMT G A T X C O R P O R A T O N I 2 0 0 8 A N N U A L R E P O R T 2008 www.gatx.com A N N U A L R E P O R T EX CLU DI N G BE NE FI TS (a) GATX Corporation (NYSE:GMT) provides lease financing and $3.08 $2.55 related services to customers operating rail, marine and other targeted assets. Applying over a century of operating experience and strong market, asset and service expertise, GATX owns one of the largest railcar fleets in the world. GATX has been 2007 2008 headquartered in Chicago, Illinois since its founding in 1898 and has traded on the New York Stock Exchange since 1916. INvestment volume CONTINUING OPERATIONS M I LLI ON S $763 $781 $634 2006 2007 2008 Specialty Rail Other ASC cash from continuing operations and portfolio proceeds M I LLI ON S $340 $364 $247 $156 $293 $123 2006 2007 2008 Cash from Continuing Operations Portfolio Proceeds return on equity CONTINUING OPERATIONS EX CLU DI N G BE NE FI TS (a) 13% 14% 15% 2006 2007 2008 FINANCIAL HIGHLIGHTS in millions, except per share data 2006 2007 2008 Gross income Income from continuing operations Income (loss) from discontinued operations Net income Per diluted share income from continuing operations Per diluted share net income $ 1,229.1 151.4 $ 1,346.0 185.8 $ 1,443.1 196.0 (38.8) 112.6 17.9 203.7 — 196.0 $ $ 2.65 2.02 $ 3.44 3.76 3.89 3.89 excluding benefits(a) Income from continuing operations Per diluted share income from continuing operations $ 145.5 $ 2.55 $ $ 165.7 3.08 $ $ 172.8 3.44 (a) The 2006 and 2007 GAAP results were impacted by certain tax benefits resulting from reductions in statutory tax rates enacted in foreign jurisdictions. The 2008 GAAP results include benefits from reversal of tax reserves, gain from the sale of real estate and reversal of environmental reserves. For a reconciliation, see Non-GAAP Financial Measures reported in Item 7 of GATX’s Annual Report on Form 10-K filed with the SEC. GATX CORPORATION 222 West Adams Street Chicago, IL 60606-5314 312-621-6200 800-428-8161 NYSE:GMT G A T X C O R P O R A T O N I 2 0 0 8 A N N U A L R E P O R T 2008 www.gatx.com A N N U A L R E P O R T $4.00 3.00 2.00 1.00 0 $800 600 400 200 0 INCOME PER DILUTED SHARE CONTINUING OPERATIONS EX CLU DI N G BE NE FI TS (a) GATX Corporation (NYSE:GMT) provides lease financing and $3.08 $2.55 $3.44 related services to customers operating rail, marine and other targeted assets. Applying over a century of operating experience and strong market, asset and service expertise, GATX owns one of the largest railcar fleets in the world. GATX has been 2006 2007 2008 headquartered in Chicago, Illinois since its founding in 1898 and has traded on the New York Stock Exchange since 1916. INvestment volume CONTINUING OPERATIONS M I LLI ON S $763 $781 $634 2006 2007 2008 Specialty Rail Other ASC cash from continuing operations and portfolio proceeds M I LLI ON S $400 300 200 100 0 20% 15% 10% 5% 0 $340 $364 $247 $156 $293 $123 2006 2007 2008 Cash from Continuing Operations Portfolio Proceeds return on equity CONTINUING OPERATIONS EX CLU DI N G BE NE FI TS (a) 13% 14% 15% 2006 2007 2008 FINANCIAL HIGHLIGHTS in millions, except per share data 2006 2007 2008 Gross income Income from continuing operations Income (loss) from discontinued operations Net income Per diluted share income from continuing operations Per diluted share net income $ 1,229.1 151.4 $ 1,346.0 185.8 $ 1,443.1 196.0 (38.8) 112.6 17.9 203.7 — 196.0 $ $ 2.65 2.02 $ 3.44 3.76 3.89 3.89 excluding benefits(a) Income from continuing operations Per diluted share income from continuing operations $ 145.5 $ 2.55 $ $ 165.7 3.08 $ $ 172.8 3.44 (a) The 2006 and 2007 GAAP results were impacted by certain tax benefits resulting from reductions in statutory tax rates enacted in foreign jurisdictions. The 2008 GAAP results include benefits from reversal of tax reserves, gain from the sale of real estate and reversal of environmental reserves. For a reconciliation, see Non-GAAP Financial Measures reported in Item 7 of GATX’s Annual Report on Form 10-K filed with the SEC. GATX knows business cycles. Since its founding in 1898, GATX has built a reputation for reliable assets, quality service and unparalleled experience and expertise. These core strengths are complemented by an unwavering commitment to driving shareholder value. GATX has paid quarterly dividends through every business cycle without interruption since 1919. asset mix CONTINUING OPERATIONS $6.3 BILLION NET BOOK VALUE Rail Specialty ASC Other 83% 10% 4% 3% NORTH AMERICAN FLEET UTILIZATION OWNED RAILCARS 99% 98% 98% 98% 98% 100% 99 98 97 96 95 Including on and off balance sheet assets 2004 2005 2006 2007 2008 Assets GATX is built on hard assets, leasing and operating the long-lived, widely-used assets that are critical to its customers. What began as a lease of 33 secondhand railcars more than a century ago has grown to a wholly-owned fleet of nearly 133,000 railcars and 615 locomotives. GATX also has an interest in 30,000 railcars through affiliate investments and manages approximately 3,500 railcars for others. In addition, GATX has a strong presence in marine and industrial equipment assets. worldwide WHOLLY-OWNED fleet 133,000 RAILCARS specialty owned portfolio of assets $654 MILLION NET BOOK VALUE asC commodities Carried 36 MILLION NET TO NS Tank Cars Covered Hoppers Open Hoppers & Gondolas Other 61% 24% 10% 5% Marine Industrial Equipment Rolls-Royce Joint Venture Other 47% 27% 8% 18% Iron Ore Coal Limestone Aggregates Shuttle Ore Other 47% 35% 11% 5% 2% SERVICE GATX’s commitment to service excellence has been a key to its success. GATX provides its more than 1,000 customers with the quality service, safety and reliability that are essential to their operations. At GATX, the definition of full service goes beyond maintenance to include regulatory, engineering, training and asset management services. Customers trust GATX to reliably provide the total solutions they require. GATX’s knowledge, dedication and service capabilities support customer relationships that span decades. experience GATX understands the specific needs of each of its customers, the expected maintenance schedule and current regulatory environment surrounding its assets, the operating characteristics of its assets through business cycles, and the value of assets over their long lives. This experience and expertise, developed over 110 years of operation, is a critical advantage and sets GATX apart from the competition. WORLDWIDE FLEET GROWTH number of railcars 125,265 106,819 18,446 127,005 108,151 18,854 128,949 110,478 18,471 131,880 112,445 19,435 132,700 112,976 19,724 2004 2005 2006 2007 2008 Wholly-Owned/North America Wholly-Owned/Europe 140,000 120,000 100,000 80,000 60,000 40,000 20,000 0 Corporate Information Annual Meeting Friday, April 24, 2009 9:00 a.m. Central Time Northern Trust Company Assembly Room, Sixth Floor 50 South LaSalle Street Chicago, Illinois 60675 Shareholder Inquiries Inquiries regarding dividend checks, the dividend re-investment plan, stock certificates, replacement of lost certificates, address changes, account consolidation, transfer procedures, and year-end tax information should be addressed to GATX Corporation’s Transfer Agent and Registrar: BNY Mellon Shareowner Services 480 Washington Boulevard Jersey City, New Jersey 07310 Telephone: (866) 767-6259 TDD for Hearing Impaired: (800) 231-5469 Foreign Shareholders: (201) 680-6578 TDD Foreign Shareholders: (201) 680-6610 Internet: http://www.bnymellon.com/shareowner/isd Information Relating to Shareholder Ownership, Dividend Payments, or Share Transfers Lisa M. Ibarra, Assistant Secretary Telephone: (312) 621-6603 Fax: (312) 621-6647 E-mail: lisa.ibarra@gatx.com Financial Information and Press Releases A copy of the Company’s Annual Report on Form 10-K for 2008 and selected other information are available without charge. Corporate information and press releases may be found at GATX’s website, www.gatx.com. Requests for information or brochures may be made through the site, and many GATX publications may be directly viewed or downloaded. A variety of current and historical financial information, press releases, and photographs are also available at this site. Forward-Looking Statements GATX Corporation welcomes and encourages questions and comments from its shareholders, potential investors, financial professionals, and the public at large. To better serve interested parties, the following GATX personnel may be contacted by letter, telephone, e-mail, and/or fax. To Request Published Financial Information and Financial Reports GATX Corporation Investor Relations Department 222 West Adams Street Chicago, Illinois 60606-5314 Telephone: (800) 428-8161 Fax: (312) 621-6648 E-mail: ir@gatx.com Request Line for Materials (312) 621-6300 Analysts, Institutional Shareholders, and Financial Community Inquiries Rhonda S. Johnson, Director, Investor Relations Telephone: (312) 621-6262 Fax: (312) 621-6648 E-mail: rhonda.johnson@gatx.com Individual Investors’ Inquiries Irma Dominguez, Investor Relations Coordinator Telephone: (312) 621-8799 Fax: (312) 621-6648 E-mail: irma.dominguez@gatx.com Questions Regarding Sales, Service, Lease Information, or Customer Solutions Rail: (312) 621-6200 Specialty: (415) 955-3200 American Steamship Company: (716) 635-0222 Independent registered public accounting firm Ernst & Young LLP This document contains statements that may constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934 and are subject to the safe harbor provisions of those sections and the Private Securities Litigation Reform Act of 1995. Some of these statements may be identified by words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “predict,” “project” or other words and terms of similar meaning. Investors are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, including those described in GATX’s Annual Report on Form 10-K and other filings with the SEC, and that actual results or developments may differ materially from those in the forward-looking statements. Specific factors that might cause actual results to differ from expectations include, but are not limited to, general economic, market, regulatory and political conditions in the rail, marine, industrial and other industries served by GATX and its customers; lease rates, utilization levels and operating costs in GATX’s primary asset segments; conditions in the capital markets; changes in GATX’s credit ratings and financing costs; regulatory rulings that may impact the economic value and operating costs of assets; competitive factors in GATX’s primary markets including lease pricing and asset availability; changes in loss provision levels within GATX’s portfolio; impaired asset charges that may result from changing market conditions or portfolio management decisions implemented by GATX; the opportunity for remarketing income; the outcome of pending or threatened litigation; and other factors. Given these risks and uncertainties, readers are cautioned not to place undue reliance on these forward-looking statements, which reflect management’s analysis, judgment, belief or expectation only as of the date hereof. GATX has based these forward-looking statements on information currently available and disclaims any intention or obligation to update or revise these forward-looking statements to reflect subsequent events or circumstances. GATX knows business cycles. Since its founding in 1898, GATX has built a reputation for reliable assets, quality service and unparalleled experience and expertise. These core strengths are complemented by an unwavering commitment to driving shareholder value. GATX has paid quarterly dividends through every business cycle without interruption since 1919. asset mix CONTINUING OPERATIONS $6.3 BILLION NET BOOK VALUE Rail Specialty ASC Other 83% 10% 4% 3% NORTH AMERICAN FLEET UTILIZATION OWNED RAILCARS 99% 98% 98% 98% 98% 100% 99 98 97 96 95 Including on and off balance sheet assets 2004 2005 2006 2007 2008 Assets GATX is built on hard assets, leasing and operating the long-lived, widely-used assets that are critical to its customers. What began as a lease of 33 secondhand railcars more than a century ago has grown to a wholly-owned fleet of nearly 133,000 railcars and 615 locomotives. GATX also has an interest in 30,000 railcars through affiliate investments and manages approximately 3,500 railcars for others. In addition, GATX has a strong presence in marine and industrial equipment assets. worldwide WHOLLY-OWNED fleet 133,000 RAILCARS specialty owned portfolio of assets $654 MILLION NET BOOK VALUE asC commodities Carried 36 MILLION NET TO NS Tank Cars Covered Hoppers Open Hoppers & Gondolas Other 61% 24% 10% 5% Marine Industrial Equipment Rolls-Royce Joint Venture Other 47% 27% 8% 18% Iron Ore Coal Limestone Aggregates Shuttle Ore Other 47% 35% 11% 5% 2% SERVICE GATX’s commitment to service excellence has been a key to its success. GATX provides its more than 1,000 customers with the quality service, safety and reliability that are essential to their operations. At GATX, the definition of full service goes beyond maintenance to include regulatory, engineering, training and asset management services. Customers trust GATX to reliably provide the total solutions they require. GATX’s knowledge, dedication and service capabilities support customer relationships that span decades. experience GATX understands the specific needs of each of its customers, the expected maintenance schedule and current regulatory environment surrounding its assets, the operating characteristics of its assets through business cycles, and the value of assets over their long lives. This experience and expertise, developed over 110 years of operation, is a critical advantage and sets GATX apart from the competition. WORLDWIDE FLEET GROWTH number of railcars 125,265 106,819 18,446 127,005 108,151 18,854 128,949 110,478 18,471 131,880 112,445 19,435 132,700 112,976 19,724 2004 2005 2006 2007 2008 Wholly-Owned/North America Wholly-Owned/Europe 140,000 120,000 100,000 80,000 60,000 40,000 20,000 0 Corporate Information Annual Meeting Friday, April 24, 2009 9:00 a.m. Central Time Northern Trust Company Assembly Room, Sixth Floor 50 South LaSalle Street Chicago, Illinois 60675 Shareholder Inquiries Inquiries regarding dividend checks, the dividend re-investment plan, stock certificates, replacement of lost certificates, address changes, account consolidation, transfer procedures, and year-end tax information should be addressed to GATX Corporation’s Transfer Agent and Registrar: BNY Mellon Shareowner Services 480 Washington Boulevard Jersey City, New Jersey 07310 Telephone: (866) 767-6259 TDD for Hearing Impaired: (800) 231-5469 Foreign Shareholders: (201) 680-6578 TDD Foreign Shareholders: (201) 680-6610 Internet: http://www.bnymellon.com/shareowner/isd Information Relating to Shareholder Ownership, Dividend Payments, or Share Transfers Lisa M. Ibarra, Assistant Secretary Telephone: (312) 621-6603 Fax: (312) 621-6647 E-mail: lisa.ibarra@gatx.com Financial Information and Press Releases A copy of the Company’s Annual Report on Form 10-K for 2008 and selected other information are available without charge. Corporate information and press releases may be found at GATX’s website, www.gatx.com. Requests for information or brochures may be made through the site, and many GATX publications may be directly viewed or downloaded. A variety of current and historical financial information, press releases, and photographs are also available at this site. Forward-Looking Statements GATX Corporation welcomes and encourages questions and comments from its shareholders, potential investors, financial professionals, and the public at large. To better serve interested parties, the following GATX personnel may be contacted by letter, telephone, e-mail, and/or fax. To Request Published Financial Information and Financial Reports GATX Corporation Investor Relations Department 222 West Adams Street Chicago, Illinois 60606-5314 Telephone: (800) 428-8161 Fax: (312) 621-6648 E-mail: ir@gatx.com Request Line for Materials (312) 621-6300 Analysts, Institutional Shareholders, and Financial Community Inquiries Rhonda S. Johnson, Director, Investor Relations Telephone: (312) 621-6262 Fax: (312) 621-6648 E-mail: rhonda.johnson@gatx.com Individual Investors’ Inquiries Irma Dominguez, Investor Relations Coordinator Telephone: (312) 621-8799 Fax: (312) 621-6648 E-mail: irma.dominguez@gatx.com Questions Regarding Sales, Service, Lease Information, or Customer Solutions Rail: (312) 621-6200 Specialty: (415) 955-3200 American Steamship Company: (716) 635-0222 Independent registered public accounting firm Ernst & Young LLP This document contains statements that may constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934 and are subject to the safe harbor provisions of those sections and the Private Securities Litigation Reform Act of 1995. Some of these statements may be identified by words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “predict,” “project” or other words and terms of similar meaning. Investors are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, including those described in GATX’s Annual Report on Form 10-K and other filings with the SEC, and that actual results or developments may differ materially from those in the forward-looking statements. Specific factors that might cause actual results to differ from expectations include, but are not limited to, general economic, market, regulatory and political conditions in the rail, marine, industrial and other industries served by GATX and its customers; lease rates, utilization levels and operating costs in GATX’s primary asset segments; conditions in the capital markets; changes in GATX’s credit ratings and financing costs; regulatory rulings that may impact the economic value and operating costs of assets; competitive factors in GATX’s primary markets including lease pricing and asset availability; changes in loss provision levels within GATX’s portfolio; impaired asset charges that may result from changing market conditions or portfolio management decisions implemented by GATX; the opportunity for remarketing income; the outcome of pending or threatened litigation; and other factors. Given these risks and uncertainties, readers are cautioned not to place undue reliance on these forward-looking statements, which reflect management’s analysis, judgment, belief or expectation only as of the date hereof. GATX has based these forward-looking statements on information currently available and disclaims any intention or obligation to update or revise these forward-looking statements to reflect subsequent events or circumstances. Letter from the Chairman The abrupt change in world markets in September 2008 was both sudden and severe. We find ourselves in the midst of a deep global recession. Lastly, we must continue to execute with transparency The capital markets are all but shut down for most and clarity. In this turbulent market, a lack of clear infor- companies. Railcar loadings are declining severely. Railcar mation may prompt people to assume the worst-case manufacturers, our leasing competitors and many of our scenario. We always strive to ensure that all constituencies customers are struggling. Our stock retreated, closing understand our objectives so that our share price accurately 2008 down 13%, despite GATX achieving record operating reflects our potential – this communication is a necessity results and posting an excellent risk-adjusted return in 2009. on equity. Over its 110-plus years of operation, GATX has endured Fortunately, over the past several years GATX took through every economic cycle and world event. We believe advantage of strong rail, marine and equipment leasing a company cannot truly be considered great unless it out- markets. We braced the Company for an economic performs in any business environment it encounters. 2009 downturn, taking a number of steps to prepare GATX will present a substantial test. We plan on rewarding our to outperform our competition in any type of operating shareholders by passing this test with flying colors. environment. We sold off high-volatility, high-risk businesses, using the proceeds to strengthen our balance sheet. We optimized our rail fleet, taking advantage of high asset prices by selling less optimal car types. We scrapped older cars out of the fleet at record steel prices. We locked in the high lease rates of the last few years for longer terms, thereby limiting the number of railcars scheduled for renewal in a declining rate environment. We refrained from placing large speculative new railcar orders with the manufacturers, choosing instead to keep our powder dry for a more cost-advantaged and buyer-friendly market. Entering 2009, our focus is three-fold. First, we must conduct our operations flawlessly, with a particular focus on maintaining fleet utilization and holding down maintenance and SG&A expenses. Second, we must execute on our ability to grow by acquiring railcars and fleets at the lower prices reflective of today’s environment. With our strong balance sheet and access to capital, we must invest for the future while others cannot. Brian A. Kenney Chairman, President and Chief Executive Officer GATX Corporation Directors and Officers board of directors Anne L. Arvia President and Chief Executive Officer, Nationwide Bank James M. Denny (2,3) Retired; Former Vice Chairman, Sears, Roebuck and Co. Richard Fairbanks (2,3) Chairman, Layalina Productions, Inc. Deborah M. Fretz (A) Ernst A. Häberli (1) President and Chief Executive Officer, Sunoco Logistics Partners, L.P. Retired; Former President, Commercial Operations International, The Gillette Company Mark G. McGrath (2,3) Retired; Former Director, McKinsey & Company Michael E. Murphy (1) Retired; Former Vice Chairman and Chief Administrative Officer, Sara Lee Corporation James B. Ream (1) President and Chief Executive Officer, ExpressJet Airlines, Inc. David S. Sutherland (1) Retired; Former President and Chief Executive Officer, IPSCO, Inc. Casey J. Sylla (1,3) Retired; Former Chairman and Chief Executive Officer, Allstate Life Insurance Company Brian A. Kenney Chairman, President and Chief Executive Officer, GATX Corporation Officers Brian A. Kenney Robert C. Lyons James F. Earl Chairman, President and Chief Executive Officer Senior Vice President and Chief Financial Officer Executive Vice President and Chief Operating Officer Deborah A. Golden Senior Vice President, General Counsel and Secretary Michael T. Brooks Senior Vice President and Chief Information Officer Curt F. Glenn William J. Hasek Mary K. Lawler Senior Vice President, Portfolio Management Senior Vice President and Treasurer Senior Vice President, Human Resources William M. Muckian Senior Vice President, Controller and Chief Accounting Officer Clifford J. Porzenheim Senior Vice President, Strategic Growth (A) Lead Director (1) Member, Audit Committee (2) Member, Compensation Committee (3) Member, Governance Committee For more information about GATX’s Corporate Governance, see www.gatx.com > Investor Relations > Corporate Governance As required by Section 303A.12(a) of the New York Stock Exchange (the “Exchange”) Listed Company Manual, the Company’s Chief Executive Officer has certified to the Exchange that, as of the date of the certification, he was not aware of any violation by the Company of the Exchange’s Corporate Governance listing stan- dards. In addition, the Company’s Chief Executive Officer and Chief Financial Officer have each filed with the Securities and Exchange Commission all required certifications pursuant to §§ 302 and 906 of the Sarbanes-Oxley Act of 2002. GATX knows business cycles. Since its founding in 1898, GATX has built a reputation for reliable assets, quality service and unparalleled experience and expertise. These core strengths are complemented by an unwavering commitment to driving shareholder value. GATX has paid quarterly dividends through every business cycle without interruption since 1919. asset mix CONTINUING OPERATIONS $6.3 BILLION NET BOOK VALUE Rail Specialty ASC Other 83% 10% 4% 3% NORTH AMERICAN FLEET UTILIZATION OWNED RAILCARS 99% 98% 98% 98% 98% 100% 99 98 97 96 95 Including on and off balance sheet assets 2004 2005 2006 2007 2008 Assets GATX is built on hard assets, leasing and operating the long-lived, widely-used assets that are critical to its customers. What began as a lease of 33 secondhand railcars more than a century ago has grown to a wholly-owned fleet of nearly 133,000 railcars and 615 locomotives. GATX also has an interest in 30,000 railcars through affiliate investments and manages approximately 3,500 railcars for others. In addition, GATX has a strong presence in marine and industrial equipment assets. worldwide WHOLLY-OWNED fleet 133,000 RAILCARS specialty owned portfolio of assets $654 MILLION NET BOOK VALUE asC commodities Carried 36 MILLION NET TO NS Tank Cars Covered Hoppers Open Hoppers & Gondolas Other 61% 24% 10% 5% Marine Industrial Equipment Rolls-Royce Joint Venture Other 47% 27% 8% 18% Iron Ore Coal Limestone Aggregates Shuttle Ore Other 47% 35% 11% 5% 2% SERVICE GATX’s commitment to service excellence has been a key to its success. GATX provides its more than 1,000 customers with the quality service, safety and reliability that are essential to their operations. At GATX, the definition of full service goes beyond maintenance to include regulatory, engineering, training and asset management services. Customers trust GATX to reliably provide the total solutions they require. GATX’s knowledge, dedication and service capabilities support customer relationships that span decades. experience GATX understands the specific needs of each of its customers, the expected maintenance schedule and current regulatory environment surrounding its assets, the operating characteristics of its assets through business cycles, and the value of assets over their long lives. This experience and expertise, developed over 110 years of operation, is a critical advantage and sets GATX apart from the competition. WORLDWIDE FLEET GROWTH number of railcars 125,265 106,819 18,446 127,005 108,151 18,854 128,949 110,478 18,471 131,880 112,445 19,435 132,700 112,976 19,724 2004 2005 2006 2007 2008 Wholly-Owned/North America Wholly-Owned/Europe 140,000 120,000 100,000 80,000 60,000 40,000 20,000 0 Corporate Information Annual Meeting Friday, April 24, 2009 9:00 a.m. Central Time Northern Trust Company Assembly Room, Sixth Floor 50 South LaSalle Street Chicago, Illinois 60675 Shareholder Inquiries Inquiries regarding dividend checks, the dividend re-investment plan, stock certificates, replacement of lost certificates, address changes, account consolidation, transfer procedures, and year-end tax information should be addressed to GATX Corporation’s Transfer Agent and Registrar: BNY Mellon Shareowner Services 480 Washington Boulevard Jersey City, New Jersey 07310 Telephone: (866) 767-6259 TDD for Hearing Impaired: (800) 231-5469 Foreign Shareholders: (201) 680-6578 TDD Foreign Shareholders: (201) 680-6610 Internet: http://www.bnymellon.com/shareowner/isd Information Relating to Shareholder Ownership, Dividend Payments, or Share Transfers Lisa M. Ibarra, Assistant Secretary Telephone: (312) 621-6603 Fax: (312) 621-6647 E-mail: lisa.ibarra@gatx.com Financial Information and Press Releases A copy of the Company’s Annual Report on Form 10-K for 2008 and selected other information are available without charge. Corporate information and press releases may be found at GATX’s website, www.gatx.com. Requests for information or brochures may be made through the site, and many GATX publications may be directly viewed or downloaded. A variety of current and historical financial information, press releases, and photographs are also available at this site. Forward-Looking Statements GATX Corporation welcomes and encourages questions and comments from its shareholders, potential investors, financial professionals, and the public at large. To better serve interested parties, the following GATX personnel may be contacted by letter, telephone, e-mail, and/or fax. To Request Published Financial Information and Financial Reports GATX Corporation Investor Relations Department 222 West Adams Street Chicago, Illinois 60606-5314 Telephone: (800) 428-8161 Fax: (312) 621-6648 E-mail: ir@gatx.com Request Line for Materials (312) 621-6300 Analysts, Institutional Shareholders, and Financial Community Inquiries Rhonda S. Johnson, Director, Investor Relations Telephone: (312) 621-6262 Fax: (312) 621-6648 E-mail: rhonda.johnson@gatx.com Individual Investors’ Inquiries Irma Dominguez, Investor Relations Coordinator Telephone: (312) 621-8799 Fax: (312) 621-6648 E-mail: irma.dominguez@gatx.com Questions Regarding Sales, Service, Lease Information, or Customer Solutions Rail: (312) 621-6200 Specialty: (415) 955-3200 American Steamship Company: (716) 635-0222 Independent registered public accounting firm Ernst & Young LLP This document contains statements that may constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934 and are subject to the safe harbor provisions of those sections and the Private Securities Litigation Reform Act of 1995. Some of these statements may be identified by words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “predict,” “project” or other words and terms of similar meaning. Investors are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, including those described in GATX’s Annual Report on Form 10-K and other filings with the SEC, and that actual results or developments may differ materially from those in the forward-looking statements. Specific factors that might cause actual results to differ from expectations include, but are not limited to, general economic, market, regulatory and political conditions in the rail, marine, industrial and other industries served by GATX and its customers; lease rates, utilization levels and operating costs in GATX’s primary asset segments; conditions in the capital markets; changes in GATX’s credit ratings and financing costs; regulatory rulings that may impact the economic value and operating costs of assets; competitive factors in GATX’s primary markets including lease pricing and asset availability; changes in loss provision levels within GATX’s portfolio; impaired asset charges that may result from changing market conditions or portfolio management decisions implemented by GATX; the opportunity for remarketing income; the outcome of pending or threatened litigation; and other factors. Given these risks and uncertainties, readers are cautioned not to place undue reliance on these forward-looking statements, which reflect management’s analysis, judgment, belief or expectation only as of the date hereof. GATX has based these forward-looking statements on information currently available and disclaims any intention or obligation to update or revise these forward-looking statements to reflect subsequent events or circumstances.