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GSE Systems

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FY2008 Annual Report · GSE Systems
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Conformed 

(Mark One) 

[ X ] 

[    ] 

UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C.  20549 
FORM 10-K 

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) 
OF THE SECURITIES EXCHANGE ACT OF 1934 
For the fiscal year ended December 31, 2008 

OR 
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) 
OF THE SECURITIES EXCHANGE ACT OF 1934 
For the transition period from          to ____ 

Commission File Number 001-14785 

GSE Systems, Inc. 
(Exact name of registrant as specified in its charter) 

Delaware 
(State of incorporation) 

(I.R.S. Employer Identification Number) 

52-1868008 

1332 Londontown Blvd., Suite 200, Sykesville MD 
(Address of principal executive offices) 

21784 
(Zip Code) 

Registrant's telephone number, including area code:  (410) 970-7800 

SECURITIES REGISTERED PURSUANT TO SECTION 12(b) OF THE ACT: 

Title of each class 

Name of each exchange on which registered 

Common Stock, $.01 par value 

American Stock Exchange 

SECURITIES REGISTERED PURSUANT TO SECTION 12(g) OF THE ACT: NONE

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes [  ]   No  [X] 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15(d) of the Act. Yes [ ]    No [X] 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the 
preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. 
Yes [ X ] No [   ]  

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of 

registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [  ] 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or a smaller reporting company.  See the 

definitions of “large accelerated filer”, “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act.  (Check one): 

Large accelerated filer  [  ] 

Accelerated filer  [ X ] 

Non-accelerated filer [ ] 
(Do not check if a smaller reporting company) 

Smaller reporting company [ ] 

Indicate by check mark whether the registrant is a shell company (as defined in rule 12(b)-2 of the Exchange Act).    Yes  [  ]  No [X] 

The aggregate market value of Common Stock held by non-affiliates of the Registrant was $134,757,843 on June 30, 2008, the last business day of the Registrant’s 

most recently completed second fiscal quarter, based on the closing price of such stock on that date of $8.91. 

The number of shares outstanding of the registrant’s Common Stock as of March 13, 2009 was 15,978,122 shares.   

DOCUMENTS INCORPORATED BY REFERENCE 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Portions of the registrant's Proxy Statement for the 2009 Annual Meeting of Stockholders to be filed pursuant to Regulation 14A under the Securities Exchange 

Act of 1934, as amended, are incorporated by reference into Part III. 

 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

TABLE OF CONTENTS 

Business 
Risk Factors 
Unresolved Staff Comments  
Properties 
Legal Proceedings 
Submission of  Matters to a Vote of Security Holders 

Market for Registrant’s Common Equity,  Related  

Stockholder Matters, and Issuer Purchases of Equity Securities 

Selected Financial Data 
Management’s Discussion and Analysis of Financial Condition  

and Results of Operations 

Quantitative and Qualitative Disclosures About Market Risk 
Financial Statements and Supplementary Data 
Changes in and Disagreements with Accountants  
on Accounting and Financial Disclosure 

Controls and Procedures 
Other Information  

Directors, Executive Officers and Corporate Governance* 
Executive Compensation* 
Security Ownership of Certain Beneficial Owners 

and Management and Related Stockholder Matters* 

Certain Relationships and Related Transactions, and Director Independence* 
Principal Accountant Fees and Services* 

Exhibits and Financial Statement Schedules. 

SIGNATURES 
Exhibits Index 

Page 
 4 
18 
23 
23 
23 
23 

24 
28 

29 
48 
50 

51 
51 
52 

53 
53 

53 
53 
53 

55 

56 
57 

PART I 
Item 1. 
Item 1A. 
Item 1B. 
Item 2. 
Item 3. 
Item 4. 
PART II 
Item 5. 

Item 6. 
Item 7. 

Item 7A. 
Item 8. 
Item 9. 

Item 9A. 
Item 9B. 
PART III 
Item 10. 
Item 11. 
Item 12. 

Item 13. 
Item 14. 

PART IV 
Item 15. 

*  to  be  incorporated  by  reference  from  the  Proxy  Statement  for  the  registrant’s  2009  Annual  Meeting  of 

Shareholders. 

2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING STATEMENTS.  

This  report  and  the  documents  incorporated  by  reference  herein  contain  “forward-looking”  statements 
within the meaning of Section 27A of the Securities Act and Section 21E of the Exchange Act that are based on 
management’s assumptions, expectations and projections about us, and the industry within which we operate, that 
have been made pursuant to the Private Securities Litigation Reform Act of 1995 which reflect our expectations 
regarding  our  future  growth,  results  of  operations,  performance  and  business  prospects  and  opportunities.  
Wherever  possible,  words  such  as  “anticipate”,  “believe”,  “continue”,  “estimate”,  “intend”,  “may”,  “plan”, 
“potential”, “predict”, “expect”, “should”, “will” and similar expressions, or the negative of these terms or other 
comparable  terminology,  have  been  used  to  identify  these  forward-looking  statements.    These  forward-looking 
statements  may  also  use  different  phrases.    These    statements  regarding  our  expectations  reflect  our  current  
beliefs  and  are  based  on  information  currently  available  to us.  Accordingly, these statements by their nature 
are subject to risks and uncertainties, including those listed under Item 1A Risk Factors, which could cause our 
actual growth, results, performance and business prospects and opportunities to differ from those expressed in, or 
implied by, these statements. We may not actually achieve the plans, intentions or expectations disclosed in our 
forward-looking statements and you should not place undue reliance on our forward-looking statements. Actual 
results  or  events  could  differ  materially  from  the  plans,  intentions  and  expectations  disclosed  in  the  forward-
looking statements we make. Except as otherwise  required by federal  securities  law,  we are  not  obligated  to  
update  or  revise  these forward-looking statements to reflect new events or circumstances.  We caution you that a 
variety of factors, including but not limited to the factors described below under Item 1A  Risk Factors  and the 
following, could cause our business conditions and results to differ materially from what is contained in forward-
looking statements: 

- 

- 

changes in the rate of economic growth in the United States and other major  
international economies; 
changes  in  investment  by  the  nuclear  and  fossil  electric  utility  industry,  the  chemical  and 
petrochemical industries and the U.S. military; 
changes in the financial condition of our customers; 
changes in regulatory environment; 
changes in project design or schedules; 
contract cancellations; 
changes in our estimates of costs to complete projects; 
changes in trade, monetary and fiscal policies worldwide; 
currency fluctuations; 

- 
- 
- 
- 
- 
- 
- 
-  war and/or terrorist attacks on facilities either owned or where equipment or services are or may be 

provided; 
outcomes of future litigation; 
protection and validity of our trademarks and other intellectual property rights; 
increasing competition by foreign and domestic companies; 
compliance with our debt covenants; 
recoverability of claims against our customers and others; and 
changes in estimates used in our critical accounting policies.  

- 
- 
- 
- 
- 
- 

Other factors and assumptions not identified above were also involved in the formation of these forward-
looking  statements  and  the  failure  of  such  other  assumptions  to  be  realized,  as  well  as  other  factors,  may  also 
cause  actual  results  to  differ  materially  from  those  projected.  Most  of  these  factors  are  difficult  to  predict 

3 

 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

accurately  and  are  generally  beyond  our  control.  You  should  consider  the  areas  of  risk  described  above  in 
connection with any forward-looking statements that may be made by us. You should not place undue reliance on 
any  forward-looking  statements.  New  factors  emerge  from  time  to  time,  and  it  is  not  possible  for  us  to  predict 
which factors will arise. 

We undertake no obligation to publicly update any forward-looking statements, whether as a result of new 
information, future events or otherwise. You are advised, however, to consult any additional disclosures we make 
in proxy statements, quarterly reports on Form 10-Q and current reports on Form 8-K filed with the SEC. 

PART I 

ITEM 1. 

BUSINESS. 

GSE Systems, Inc. (“GSE Systems”, “GSE”, the “Company”, “our”, “we” or “us”), a Delaware corporation 
organized in March 1994, is a world leader in real-time, high fidelity simulation.  The Company provides simulation 
and  educational  solutions  and  services  to  the  nuclear  and  fossil  electric  utility  industry  and  the  chemical  and 
petrochemical  industries.  In  addition,  the  Company  provides  plant  monitoring,  signal  analysis  monitoring  and 
optimization software primarily to the power industry.  GSE is the parent company of GSE Power Systems, Inc., a 
Delaware corporation; GSE Power Systems, AB, a Swedish corporation; GSE Engineering Systems (Beijing) Co. 
Ltd.,  a  Chinese  limited  liability  company;  GSE  Systems  Ltd.,  a  British  limited  liability  company;  and  has  a  10% 
minority interest in Emirates Simulation Academy, LLC, a United Arab Emirates limited liability company.   

   The Company’s annual report on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, 
and all amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the Exchange Act (15 
U.S.C.  78m(a)  or  78o(d)  will  be  made  available  free  of  charge  through  the  Investor  Relations  section  of  the 
Company’s Internet website (http://www.gses.com) as soon as practicable after such material is electronically filed 
with, or furnished to, the SEC.  In addition, the public may read and copy any materials we file with the SEC at the 
SEC’s Public Reference Room at 100 F Street, NE, Washington, DC 20549.  The public may obtain information on 
the operation of the Public Reference Room by calling the SEC at 1-800-SEC-0330.  The SEC maintains an Internet 
site  that  contains  reports,  proxy  and  information  statements,  and  other  information  regarding  issuers  that  file 
electronically with the SEC at http://www.sec.gov.  

Recent Developments. 

  On March 28, 2008, the Company entered into two separate revolving line of credit agreements for two-year 
revolving lines of credit with Bank of America, N.A. (“BOA”), in an aggregate amount of up to $5.0 million.  The 
Company and its subsidiary, GSE Power Systems, Inc., are jointly and severally liable as co-borrowers.  The credit 
facilities are collateralized by substantially all of the Company’s assets and enable the Company to borrow funds to 
support working capital needs and standby letters of credit.  The first line of credit in the principal amount of up to 
$3.5 million enables the Company to borrow funds up to 90% of eligible foreign accounts receivable, plus 75% of 
eligible  unbilled  foreign  receivables  and  100%  of  the  cash  collateral  pledged  to  BOA  on  outstanding  warranty 

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

standby letters of credit. This line of credit is 90% guaranteed by the Export-Import Bank of the United States.  The 
interest rate on this line of credit is based on the daily LIBOR rate plus 150 basis points, with interest only payments 
due monthly.  The second line of credit in the principal amount of up to $1.5 million enables the Company to borrow 
funds up to 80% of domestic accounts receivable and 30% of domestic unbilled receivables.  The interest rate on this 
line of credit is based on the daily LIBOR rate plus 225 basis points, with interest only payments due monthly.   The 
credit facilities require the Company to comply with certain financial ratios and preclude the Company from making 
acquisitions beyond certain limits without the bank’s consent.  At December 31, 2008, the Company was in default 
on two of its financial covenants; however, it has received a written waiver from BOA. The Company’s available 
borrowing base under the two lines of credit was $3.2 million at December 31, 2008, of which $105,000 had been 
utilized to collateralize a standby letter of credit. 

The nuclear power industry has been largely dormant for the last thirty years with few opportunities to 
provide  new  full  scope  simulators.    The  Company’s  nuclear  simulation  business  has  concentrated  mainly  on 
providing services to the installed base of nuclear simulators worldwide.  These services are primarily related to 
upgrading antiquated simulation software and hardware systems, providing new and improved plant and system 
simulation models, and modifying the simulator to reflect changes in the physical plant.  However, over the last 
several years, the nuclear power industry has experienced a dramatic change, and most energy experts believe the 
industry is on the verge of a “renaissance”, driven by the gap between the energy that the world is projected to 
need versus the current capacity, the instability in the cost of oil, and growing environmental concerns over the 
usage of fossil fuels. Government and industry sources and trade journals report that up to 240 new nuclear plants 
could be built worldwide over the next 20 years.   In the U.S. alone, applications for accelerated construction and 
operating licenses have been or are expected to be submitted for 35 new nuclear plants.  Each new plant will be 
required to have a full scope simulator ready for operator training and certification about two years prior to plant 
operation.  Similar nuclear plant construction programs are underway or planned in China, Russia, Ukraine, Japan 
and  Central  Europe  to  meet  growing  energy  demands.    In  addition,  most  U.S.  nuclear  electric  utilities  have 
applied for license extensions and/or power upgrades.  These license extensions will lead to significant upgrades 
to  the  physical  equipment  and  control  room  technology  which  will  result  in  the  need  to  modify  or  replace  the 
existing  plant  control  room  simulators.  The  Company,  having  what  it  believes  is  the  largest  installed  base  of 
existing  simulators,  over  60%  on  a  global  basis,  is  well  positioned  to  capture  a  large  portion  of  this  business, 
although no assurance can be given that it will be successful in doing so.  The Company logged approximately 
$26.5  million,  $21.5  million  and  $12.2  million  in  nuclear  simulation  orders  in  the  years  ended  December  31, 
2008, 2007 and 2006, respectively.   

In  2005,  the  Company  completed  an  agreement  with  Westinghouse  Electric  Company  LLC 
(“Westinghouse”) to become their preferred vendor for the development of simulators for their AP1000 reactor 
design.    As  a  result  of  this  agreement,  GSE  is  working  closely  with  Westinghouse  to  cooperate  in  the 
development  of simulators for the AP1000 design and assist Westinghouse in the verification and validation of 
the AP1000 Human Machine Interface.  The Company’s simulation models have been used to help Westinghouse 
successfully  complete  several  phases  of  Human  Machine  Interface  testing  with  U.S.  regulators.    Westinghouse 
and  its  consortium  partners  received  definitive  multi-million  dollar  contracts  to  provide  four  AP1000  nuclear 
power  plants  in  China.    The  four  plants  are  to  be  constructed  in  pairs  on  China’s  eastern  coast  at  Sanmen  in 
Zhejiang province and Haiyang in Shandong province. In September 2007, GSE received an initial contract from 
Westinghouse to begin work on the Sanmen simulator project in China.  In February 2008, the Company received 
the balance of its multi-million dollar order for the Sanmen project.  In April 2008, GSE received a contract from 
Westinghouse to begin work on the Haiyang simulator project.  The Company expects to receive the balance of 
the  Haiyang contract  from  Westinghouse  in  2009.    The  Westinghouse  agreement  is  not  exclusive  and  does  not 
prevent the Company from working with other nuclear vendors anywhere in the world. 

5 

 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

In  November  2008,  the  Company  was  awarded  a  contract  from  NuScale  Power,  Inc.  to  develop 
simulation  models  for  its  novel,  first-of-a-kind  nuclear  power  plant.    NuScale  Power,  Inc.  through  work 
performed at Oregon State University and the Department of Energy’s Idaho National Engineering laboratory, has 
designed a small, scalable light water nuclear reactor design for multiple purposes from electricity generation to 
producing steam needed for industrial applications.  GSE’s simulation models will be used in NuScale’s design 
certification  process,  including  design  analysis,  and  control  system  strategy  and  plant  procedure  development.  
Eventually  the  simulation  models  would  form  the  basis  for  a  full  scope  operator  training  system  to  license  the 
operators of these new plants.  

The  Company’s  fossil  fueled  power  simulation  business  has  been  growing  rapidly  over  the  past  three 
years.    The  Company  logged  approximately  $13.6  million,  $11.2  million,  and  $4.8  million  of  fossil  fueled 
simulation  orders  for  the  years  ended  December  31,  2008,  2007  and  2006,  respectively.      The  transition  from 
obsolete  analog  control  systems  to  modern  digital  control  systems  and  the  new  requirements  for  complex 
emission  control  systems  are  contributing  to  the  growth  the  Company  is  experiencing  in  this  business,  coupled 
with the fact that GSE’s high-fidelity simulation models can be used to validate control schemes and logics for 
new designs before the control systems are deployed to the field.  GSE builds the plant models based upon design 
specifications  supplied  by  its  customers,  and  the  models  then  drive  the  actual  digital  control  systems  in  the 
factory.  This testing can uncover numerous control system discrepancies.  By correcting these problems at the 
factory versus in the field, GSE’s customers can save millions in reduced down time and reduced commissioning 
time.   

GSE’s  process  industries  simulation  business  customers  include  primarily  oil  and  gas  production 
facilities,  oil  refining  plants,  chemical  plants  and  petro-chemical  facilities.    As  in  the  power  industry,  there  is 
increasing  focus  on  regular,  periodic  and  systematic  training  of plant  operator personnel  which  may  reduce  the 
risk  of  operator  errors  and  potentially  catastrophic  environment  disasters  and/or  loss  of  life.      The  Company 
logged approximately $1.2 million, $3.4 million, and $1.5 million of process industry simulation orders for the 
years ended December 31, 2008, 2007 and 2006, respectively.   

In 2008, the Company completed its $16.9 million order from the Emirates Simulation Academy in the 
UAE to supply five simulators and an integrated training program  except for the final warranty coverage.  The 
Academy  had  its  formal  opening  on  January  14,  2009.  The  Company  continues  to  develop  its  concept  of 
integrating  simulation  with  broader  training  programs  and  educational  initiatives  giving  customers  a  turnkey 
alternative to traditional on-site operator and maintenance training.  In the fourth quarter 2008, the Company was 
awarded a nuclear power  plant operator training program contract with one of the largest  U.S. nuclear utilities.  
The scope of the award includes the development of course materials for a licensed operator preparation course 
which includes modules on nuclear plant fundamentals, introduction to nuclear plant systems, human performance 
principles and team building, and an introduction to integrated nuclear plant operations.  The classroom training, 
which GSE personnel will conduct at a Georgia technical college, is scheduled to commence in mid 2009.      

The global recession and financial credit crisis has not currently had a significant effect on the Company’s 
business.  Specifically, the Company has seen no delays or cancellations to the projects it is currently working on, 
and is unaware of any delays or cancellations to projects that the Company expects to secure in 2009. 

Background. 

GSE  Systems  was  formed  on  March  30,  1994  to  consolidate  the  simulation  and  related  businesses  of  S3 

6 

 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

Technologies,  General  Physics  International  Engineering  &  Simulation  and  EuroSim,  each  separately  owned  and 
operated by ManTech International Corporation, GP Strategies Corporation and Vattenfall AB, respectively.   

In  December  1997,  the  Company  acquired  100%  of  the  outstanding  common  stock  of  J.L.  Ryan,  Inc. 
(“Ryan”), a provider of engineering modifications and upgrade services to the power plant simulation market.  The 
combination  of  the  Company’s  pre-existing  technology  with  the  technical  staff  of  the  acquired  Ryan  business 
positioned the Company to be more competitive for modifications and upgrade service projects within the nuclear 
simulation market.   

In October 2002, GSE purchased the stock of ManTech Automation Systems (Beijing) Company Ltd, from 
ManTech International  Corp.  The Chinese  company, which has  fourteen  employees,  was  renamed  GSE Systems 
Engineering (Beijing) Company Ltd. This acquisition gave the Company a base in China to pursue and implement 
simulation projects in that emerging market. 

In  2007,  the  Company  formed  a  subsidiary,  GSE  Systems  Ltd.,  in  the  United  Kingdom.    The  British 
subsidiary  was  established  to  provide  training  solutions  to  the  nuclear  power  industry.  The  Company  has  an 
agreement with the University of Strathclyde to provide training services at the University using an on-site training 
simulator provided by GSE. 

Simulation Business. 

  I.  Nuclear and Fossil Fuel Power Simulation. 

Industry History 

The real-time simulation industry grew from the need to train people on complex and potentially dangerous 
operations, without placing life or capital assets at risk.  Real-time simulation has been used for the training of plant 
operators for the power industry, including both nuclear power plants and conventional fossil fuel power plants (i.e., 
coal,  oil,  and  natural  gas),  since  the  early  1970s.    Real-time  simulation  usage  has  traditionally  centered  on  initial 
training of operators and follow-on training of operators in emergency conditions that can best be achieved through 
simulation replicating actual plant operations. 

In the nuclear power industry, use of a simulator that accurately reflects the current actual plant design is 
mandated  by  the  U.S.  Nuclear  Regulatory  Commission.    This  mandate  resulted  from  the  investigation  of  the 
accident at the Three Mile Island nuclear plant in 1979, which was attributed, at least in part, to operator error.  The 
NRC requires nuclear plant operators to earn their licenses through simulator testing.  Each nuclear plant simulator 
must pass a certification program to ensure that the initial plant design and all subsequent changes made to the actual 
plant control room or plant operations are accurately reflected in the simulator.  Plant operating licenses are tied to 
simulator certification. 

Full scope power plant simulators are a physical representation of the entire plant control room.  For older 
plants, the control panels are connected to an input/output (I/O) system, which converts analog electrical signals to 
digital signals understood by the simulation computer.  For newer plants, the control rooms consist mainly of digital 
control systems and a series of computer screens used by the operator to control the plant.  The simulation computer 
houses the mathematical models, which simulate the physical performance of the power plant’s systems such as the 

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

reactor  core,  steam  boiler,  cooling  water,  steam  turbine,  electrical  generator,  plant  system  controls  and  electrical 
distribution  systems.    Partial  scope  simulators  can  be  viewed  as  a  subset  of  a  full  scope  simulator.    Instead  of 
simulating the entire performance of the power plant, a partial scope simulator might represent one or two critical 
systems such as the steam turbine and/or electrical generator operation. 

In the past, training simulators had to strike a delicate balance between providing an accurate engineering 
representation of the plant, while still operating in “real-time” in order to provide effective training.  As computing 
power has increased, so too has the capacity of simulators to provide more accurate plant representations in real-time 
based  upon  simulation  models  developed  from  engineering  design  codes.    The  more  sophisticated  and  accurate 
engineering  codes  allows  customers  to  use  the  simulator  to  help  validate  plant  design,  control  system  strategies, 
control system displays, and develop plant operating procedures and training material. 

Simulation  also  is  used  to  validate  proposed  plant  equipment  changes  and  to  confirm  the  results  of  such 
changes,  prior  to  making  the  change  in  the  plant,  which  can  save  time  and  money,  as  well  as  reduce  the  risk  of 
unsafe designs, for the utility.  

The importance of nuclear power to the U.S. energy supply is resulting in the extension of the useful lives of 
U.S. nuclear power plants.  Any service life extension of a nuclear power plant is likely to require major upgrades to 
the plant's equipment and technology, including its simulator.   

Fossil  fuel  plant  simulators  are  not  required  by  law  or  regulation,  but  are  justified  as  a  cost-effective 
approach to train operators on new digital control systems being implemented at many fossil fuel power plants.  The 
size,  complexity  and  price  of  a  fossil  plant  simulator  are  much  lower  than  for  simulators  used  for  nuclear  plants.  
Fossil plant simulators have traditionally used lower fidelity (less sophisticated) mathematical models to provide an 
approximate representation of plant performance.  The demand for highly accurate models did not exist in the early 
market  for  fossil  simulators  since  the  main  use  of  the  simulator  was  to  train  operators  on  the  functionality  of 
distributed control systems for plant start-up activities.  

The  deregulation  of  the  power  industry  has  forced  utilities  to  view  their  assets  differently.    Power  plants 
must now be profit centers, and gaining the maximum efficiency from the plant to become, or remain, competitive is 
a paramount issue.  The mindset of the operator has shifted, as plant operators now must perform within narrower 
and  narrower  performance  margins  while  still  maintaining  safe  operations.    GSE  believes  its  fossil  fuel  plant 
customers  are  now  recognizing  the  benefits  of  high  fidelity  simulation  models  that  provide  highly  accurate 
representations  of  plant  operations  to  help  plant  operators  and  management  determine  optimal  performance 
conditions.  

Beyond traditional operator training uses, the Company sees a significant shift in the use of its simulators to 
test  plant  automation  systems  before  they  are  deployed  in  the  actual  plant.    Control  strategies  and  equipment  set 
points  are  validated  on  the  simulator  prior  to  plant  start  up  to  ensure  the  control  schemes  work  properly  and  the 
expected plant performance is achieved.  Performing these tests on a high fidelity simulator saves days or weeks in 
the plant start up, thereby reducing cost and ensuring quicker revenue generation by the utility.   

Industry Future 

The Company sees a renaissance in nuclear power generation both domestically and internationally that will 
provide significant opportunities for expansion of the Company’s business.  China has announced plans to build 40 

8 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

new nuclear plants by the year 2020.  Russia has also announced plans for 40 new plants by 2030.  New plants are 
on the drawing board or under construction in Finland, Slovakia, and Bulgaria.  Domestically, numerous utilities are 
preparing  applications  for  Construction  and  Operating  Licenses  under  the  Department  of  Energy  2010  incentive 
program,  a  joint  government/industry  cost-shared  effort  to  identify  sites  for  new  nuclear  power  plants,  develop 
advanced nuclear plant technologies, and demonstrate new regulatory processes leading to a private sector decision 
to  order  new  nuclear  power  plants  for  deployment  in  the  United  States  in  the  2010  timeframe.    Beyond  new 
construction, numerous U.S. utilities are extending the useful life of their current assets.  

These  license  extension  processes  in  the  nuclear  industry  will  result  in  significant  changes  in  plant 
equipment  and  control  room  technology.  Based  upon  U.S.  Nuclear  Regulatory  Commission  regulations,  each 
training  simulator  is  required  to  reflect  all  changes  that  are  made  in  the  actual  plant,  thus  when  changes  in  plant 
equipment and control room technology are made, the nuclear power plants must either upgrade existing simulators 
or purchase brand new simulators.  

The second phenomena affecting the industry is the aging of the nuclear and fossil plant operator workforce 
which will result in the need for simulation to train the next generation of plant operators.  The industry is faced with 
an aging workforce at the same time new capacity is needed, thereby placing significant pressure on the industry to 
find  and  train  the  next  generation  of  operations  and  maintenance  personnel.    According  to  the  Energy  Central 
Research and Analysis Division white paper entitled The High Cost of Losing Intellectual Capital, the U.S. Bureau 
of Labor Statistics predicts that 30% or more of the existing workforce will be eligible for retirement in the next five 
years, and it is believed that by 2012 there will be nearly 10,000 more utility industry jobs then workers to fill them.  

  Therefore,  the  Company  believes  that  these  trends,  if  they  come  to  fruition  in  whole  or  even  in  part, 
represent  a  market  opportunity  for  its  real-time  simulation,  plant  optimization,  asset  management  and  condition 
monitoring products and services. 

  GSE’s Solution 

  The Company’s Power Simulation business is a leader in the development, marketing and support of high 
fidelity, real-time, dynamic simulation software for the electric utility industry.  The Company has built or modified 
about  65  of  the  approximately  75  full-scope  simulators  serving  about  103  operating  nuclear  power  plants  in  the 
United States.  Outside the United States, GSE has built or modified about 73 of the approximately 167 full-scope 
simulators serving approximately 329 operating nuclear power plants.   

  The  Company  has  developed  integrated  training  solutions  which  combine  the  power  of  the  Company’s 
simulation technology with training content to provide turn-key training for the power and process industries.  These 
training  centers  will  help  industry  bridge  the  gap  between  college  and  university  level  training  and  real  world 
experience through simulation.   

  In addition to operator training, the Company’s simulation products and services permit plant owners and 
operators  to  simulate  the  effects  of  changes  in  plant  configuration  and  performance  conditions  to  optimize  plant 
operation.  These features allow the Company’s customers to understand the cost implications of replacing a piece of 
equipment,  installing  new  technology  or  holding  out-of-service  assets.    GSE  has  also  developed  a  suite  of  tools 
based  on  sophisticated  signal  analysis  and  simulation  techniques  to  help  its  customers  manage  their  assets  by 
determining equipment degradation before it severely impacts plant performance.  

9 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

The  Company  has  also  focused  on  upgrading  older  technology  used  in  power  plants  to  new  technology 
upgrades for plant process computers and safety parameter display systems.  As nuclear plants in the U.S. continue 
to age, the Company will seek more business in this upgrade market.  

GSE provides both turn-key solutions, including simulated hardware and proprietary software, to match a 
specific plant, and discrete simulation technology for specific uses throughout a plant.  Its substantial investment in 
simulation technology has led to the development of proprietary software tools.  These tools significantly reduce the 
cost and time to implement simulation solutions and support long-term maintenance.  The Company’s high fidelity, 
real-time simulation technology for power plant fluid, logic and control, electrical systems and associated real-time 
support  software,  JADE,  is  available  for  use  primarily  on  UNIX,  Linux  and  Windows  computer  platforms.    The 
Company’s  Xtreme  tools  were  designed  for  the  Windows  environment.    Both  technologies  were  specifically 
designed to provide user friendly graphic interfaces to the Company’s high fidelity simulator.   

In  addition  to  the  simulator  market,  the  Company  offers  products  aimed  at  improving  performance  of 
existing  plants  by  reducing  the  number  of  unplanned  outages  due  to  equipment  failure.    Using  advanced  signal 
analysis  techniques,  the  Company’s  tools  can  predict  when  certain  plant  equipment  needs  to  be  replaced.  
Replacement of critical equipment prior to failure permits effective planning and efficient use of maintenance time 
during scheduled off-line periods.  

Products of the Power Simulation business include: 

♦  Java Applications & Development Environment (JADE™), a Java-based application that provides a window into 
the  simulation  instructor  station  and  takes  advantage  of  the  web  capabilities  of  Java,  allowing  customers  to 
access the simulator and run simulation scenarios from anywhere they have access to the web.  JADE includes 
the following software modeling tools: 
♦  JFlow™, a modeling tool that generates dynamic models for flow and pressure networks. 
♦  JControl™, a modeling tool that generates control logic models from logic diagrams. 
♦  JLogic™, a modeling tool that generates control logic models from schematic diagrams. 
♦  JElectric™, a modeling tool that generates electric system models from schematic and one-line diagrams. 
♦  JTopmeret™, a modeling tool that generates two phase network dynamic models. 
♦  JDesigner™, a JADE based intuitive graphic editor for all JADE tools. 
♦  JStation™, a JADE based web-enabled Instructor Station. 

♦  Xtreme Tools™, a suite of software modeling tools developed under the Microsoft Windows environment.  It 

includes: 
♦  Xtreme Flow™, a modeling tool that generates dynamic models for flow and pressure networks. 
♦  Xtreme Control™, a modeling tool that generates control logic models from logic diagrams. 
♦  Xtreme Logic™, a modeling tool that generates control logic models from schematic diagrams. 
♦  Xtreme  Electric™,  a  modeling  tool  that  generates  electric  system  models  from  schematic  and  one-line 

diagrams. 

♦  RELAP5 R/T HD™, a real-time version of the safety analysis code RELAP5 developed by the Idaho National Laboratory.  
The Company’s HD (High Definition) version of RELAP5 R/T enables the engineers to understand and control all of the 
internal functions of RELAP5, making this solution unique in the market.   

10 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

♦  SimExec® and OpenSim®, real-time simulation executive systems that control all real-time simulation activities 
and allow for an off-line software development environment in parallel with the training environment.  OpenSim 
is targeted for users of Microsoft Windows operating systems, while SimExec is targeted for users of Microsoft 
Windows, UNIX and Linux operating systems. 

♦  SmartTutor®,  complementary  software  for  instructor  stations.    It  provides  new  capabilities  to  help  improve 
training methodologies and productivity.  Using Microsoft Smart Tag technology, SmartTutor allows the control 
of the simulator software directly from Microsoft Office products.  The user can run training scenarios directly 
from a Microsoft Word document, or he can plot and show transients live within a Microsoft PowerPoint slide. 

♦  Xtreme  I/S™,  a  Microsoft  Windows  based  Instructor  Station  that  allows  the  use  of  Microsoft  Word  and 
PowerPoint  to  control  the  real-time  simulation  environment.  Xtreme  I/S  is  a  user-friendly  tool  for  classroom 
training  and  electronic  report  generation.    It  provides  real-time  plant  performance  directly  from  the  simulator 
during classroom training, which drastically increases learning efficiency. 

♦  Pegasus  Surveillance  and  Diagnosis  System™,  a  software  package  for  semi-automatic  plant  surveillance  and 
diagnostics,  incorporates  sophisticated  signal  processing  and  simulation  techniques  to  help  operators  evaluate 
the condition and performance of plant components.  Pegasus permits plant management to identify degraded 
performance and replace components before they fail. 

♦  SIMON™, a computer workstation system used for monitoring stability of boiling water reactor plants. SIMON 
assists the operator in determining potential instability events, enabling corrective action to be taken to prevent 
unnecessary plant shutdowns.  

The  Simulation  business  also  provides  consulting  and  engineering  services  to  help  users  plan,  design, 
implement,  and  manage/support  simulation  and  control  systems.  Services  include  application  engineering,  project 
management, training, site services, maintenance contracts and repair. 

  Strategy 

  The goal of the Power Simulation business is to expand its business on three fronts: 
♦ Continue serving its traditional customer base.  
♦ Combine its simulation capability with training content to provide totally integrated training solutions.   
♦ Expand the use of high fidelity simulation beyond training to help validate plant design. 

Traditional  Simulation  Market.    Nuclear  power  currently  accounts  for  about  20%  of  the  electrical  power 
grid capacity in the United States and this percentage will likely remain the same even as total capacity increases.  
Any  new  nuclear  power  plants  will  likely  be  of  the  advanced  reactor  designs  created  by  Westinghouse,  General 
Electric and Areva.  These new designs require new simulators and training programs, as they are different from the 
nuclear power plant designs currently in operation. In addition to new power plants, existing nuclear power plants 
will likely be required to remain on-line for a longer period than originally expected.  In order to stay in operation, 
many  plants  will  require  life  extension  modifications.    Since  all  existing  U.S.  nuclear  power  plants  went  on-line 
before  1979,  their  designs  and  technology  can  also  benefit  from  the  substantial  advances  in  plant  design  and 
technology  developed  over  the  past  30  years.    For  example,  several  of  the  Company’s  U.S.  utility  customers  are 
considering replacing their existing hard panel control rooms with modern distributed control systems (DCS) as are 
common in fossil fuel plants, and which have been implemented in Europe for several years.   Significant changes to 
11 

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

control room instrumentation and overall control strategy from hard panel to DCS generally require modification or 
replacement  of  the  plant  simulator.  With  the  largest  installed  base  of  nuclear  plant  simulators  in  the  world,  the 
Company believes it is uniquely positioned to serve this market segment with new simulation products and services.  
GSE  has  received  several  projects  in  the  last  few  years  for  implementing  digital  turbine  control  systems  in  U.S. 
plants.  

As plants extend their useful life, many plan to “up-rate” the existing capacity to increase electrical yield.  
By changing the capacity of certain equipment in a plant, the utility can gain upwards of  a 10%-15% increase in 
output.  Again, any such changes must be reflected in the control room simulator, and operators must be trained on 
the new equipment before implementation.   

In addition to the United States markets, several emerging regions of the world are expanding their electrical 
capacity with both nuclear and fossil fuel power plants. This is particularly the case in China and the Gulf Region of 
the  Middle  East.    In  2006,  the  Company  received  its  first  contract  for  a  fully  integrated  training  academy  in  the 
United Arab Emirates.  The Emirates Simulation Academy, LLC is using five simulators developed by the Company 
for gas turbine plants, combined cycle power plants, oil refineries, oil platforms and desalination plants.  In addition, 
the Company has provided the training content for both classroom and simulator training.  The Company sees other 
opportunities for similar academies in other regions of the world.  

Classroom Simulation.  In recent years the Company has upgraded numerous training simulators to utilize 
standard PC technology.  As an extension of the PC-based simulator technology, the Company has developed tools 
which will allow the training simulator to be used in a classroom setting, replacing the actual control room panels 
with “soft-panel” graphics.   

Increased  training  requirements  and  demands  for  performance  improvement  have  resulted  in  simulator 
training time becoming scarce.  By providing the actual training simulator models in a classroom setting, the value 
of the simulator is increased by allowing more personnel the training advantages of interactive, dynamic real-time 
simulation.   

The  Company  pioneered  the  technology  to  run  a  simulator  on  a  PC  several  years  ago.    However,  the 
technology remains complex, which prevented wide deployment of the simulator in classrooms.  The Company has 
developed unique software which allows simulator-based training lessons to be easily developed and deployed in a 
classroom setting.   

Simulation Beyond Training.  In addition to operator training, the Company’s simulation products can meet 
this  increased  need  for  efficiency  by  assisting  plant  operators  in  understanding  the  cost  implications  of  replacing 
equipment, installing new technology and maintaining out-of-service assets.  In order to exploit this potential, the 
Company has increased the fidelity of its simulation products and is marketing its services to increase the fidelity of 
simulators that are already in operation. 

  As computing power and networking technologies improve, several of the Company’s customers have started 
to  migrate  simulation  technology  from  the  training  organization  to  the  engineering  organization.    The  same  full 
scope simulation software that drives the simulated control room panels in a simulator can be used with graphical 
representations of the panels so engineers can test design changes and see how the balance of the plant will react to 
such  changes.  GSE  has  developed  a  Java-based  application  to  allow  customers  easier  access  to,  and  use  of,  the 
simulation capabilities across the organization through network communication. 

12 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

Optimize  Existing  Engineering  Resources.    GSE’s  Power  domestic  service  organization  focuses  on 
simulator  upgrades  and  retrofits.    In  addition  to  domestic  resources,  GSE  has  developed  a  network  of  trained 
engineers  in  Russia,  Ukraine,  Czech  Republic,  Bulgaria,  and  China.    These  foreign  resources  provide  low  cost 
engineering  and  software  development  capabilities  and  are  readily  available  to  supplement  the  United  States 
engineering staff as necessary. 

  Strategic Alliances 

Power’s  strategic  alliances  have  enabled  the  Company  to  penetrate  regions  outside  the  United  States  by 
combining  the  Company’s  technological  expertise  with  the  regional  presence  and  knowledge  of  local  market 
participants.  These strategic alliances have also permitted the reduction of research and development and marketing 
costs by sharing such costs with other companies. 

In recent years, a significant amount of the Company’s international business has come from contracts in 
Eastern Europe, including the republics of the former Soviet Union, and the Pacific Rim.  In order to acquire and 
perform  these  contracts,  the  Company  entered  into  strategic  alliances  with  various  entities  including  All  Russian 
Research Institute for Nuclear Power Plant Operation (Russia); Kurchatov Institute (Russia); Risk Engineering Ltd. 
(Bulgaria);  Samsung  Electronics  (Korea);  Sinopec  Ningbo  Engineering  Company  (China);  Toyo  Engineering 
Corporation (Japan); and Westinghouse Electric Company LLC (U.S.).  In March 2006, GSE completed a strategic 
alliance with the University of Strathclyde in Glasgow, UK to develop a simulation training and plant diagnostics 
center to serve the UK.   

  Competition 

The  Power  Simulation  business  encounters  intense  competition.    In  the  nuclear  simulation  market,  GSE 
competes directly with larger firms primarily from Canada and Germany, such as MAPPS Inc., a subsidiary of L-3 
Communications,  and  Rheinmetal  Defense  Electronics  (RDE).    The  fossil  simulation  market  is  represented  by 
smaller companies in the U.S. and overseas.  Several of the Company’s competitors have greater capital and other 
resources than it has, including, among other advantages, more personnel and greater marketing, financial, technical 
and  research  and  development  capabilities.    Customer  purchasing  decisions  are  generally  based  upon  price,  the 
quality of the technology, experience in related projects, and the financial stability of the supplier. 

  Customers 

The Power Simulation business has provided approximately 200 simulation systems to an installed base of 
over  75  customers  worldwide.    In  2008,  approximately  63%  of  the  Company’s  revenue  was  generated  from  end 
users outside the United States.   Customers include, among others, ABB Inc., American Electric Power, Bernische 
Kraftwerke AG (Switzerland), British Energy Generation Ltd. (UK), Comission Federal De Electricidad (Mexico), 
Emerson  Process  Management,  Emirates  Simulation  Academy,  LLC  (UAE),    Kapar  Energy  Ventures  SDN  BHD 
(Malaysia),  Karnkraftsakerhet  och  Utbildning  AB  (Sweden),  Kraftwerks  Simulator  Gesellschaft  mbH  (Germany), 
Battelle’s Pacific Northwest National Laboratory, Nuclear Engineering Ltd. (Japan), Pebble Bed Modular Reactor 
(Pty) Ltd. (South Africa), PSEG Nuclear, Inc., and Rosenergoatom Federal State Owned Enterprise (Russia).   

For the year ended December 31, 2008, Emerson Process Management provided 16% of the Company’s 
consolidated  revenue  (8%  in  2007  and  10%  in  2006)  and  American  Electric  Power  provided  11%  of  the 
Company’s consolidated revenue (0% in 2007 and 1% in 2006).   

13 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

  Sales and Marketing 

The Company markets its Power Simulation products and services through a network of direct sales staff, 
agents  and  representatives,  systems  integrators  and  strategic  alliance  partners.  Market-oriented  business  and 
customer  development  teams  define  and  implement  specific  campaigns  to  pursue  opportunities  in  the  power 
marketplace.  

The  Company’s  ability  to  support  its  multi-facility,  international  and/or  multinational  Power  Simulation 
clients  is  facilitated  by  its  network  of  offices  and  strategic  partners  in  the  U.S.  and  overseas.  Power  Simulation 
offices  are  maintained  in  Maryland  and  Georgia,  and  outside  the  U.S.,  in  Sweden  and  China.    In  addition  to  the 
offices located overseas, the Company’s ability to conduct international business is enhanced by its multilingual and 
multicultural  work  force.  GSE  has  strategic  relationships  with  systems  integrators  and  agents  representing  its 
interests  in  the  Czech  Republic,  Bulgaria,  Germany,  Japan,  Mexico,  People’s  Republic  of  China,  South  Africa, 
Spain, South Korea, Taiwan, Ukraine and the United Kingdom.  

II.  Process Industries Simulation. 

Industry 

  Throughout the process industries there is continuing competitive pressure, reduction of technical resources, 
and  an  aging  workforce  which  is  forcing  process  manufacturers  to  turn  to  advanced  technologies  for  real-time 
optimization,  training,  and  advanced  process  control.    Operational  efficiency  is  vital  for  companies  to  remain 
competitive where many of the manufacturing industries operate on very thin margins. There are only one or two 
advanced  technology  companies  that  offer  services  fully  across  this  spectrum,  and  GSE  offers  dynamic  real-time 
simulation capabilities for operator training and plant design validation and verification into this segment.  

GSE’s Solution 

The  SimSuite  Pro™  product  was  developed  by  GSE  specifically  for  dynamic  real-time  simulation  for 
operator  training  and  validating  the  plant  design  logic  and  control.  The  GSE  culture  and  expertise  is  one  of 
customized project execution and delivery.  This marketplace places a high value on experience, both company-
wide and for the individuals on the project teams, so GSE promotes its long history in training simulators, while 
also seeking new applications. The SimSuite Pro package continues to be enhanced with features applicable not 
just  to  the  execution  of  professional  training  techniques  and  design  validation,  but  also  to  the  recording  and 
validating of process operator performance for potential certification.  

Strategy 

GSE  is  uniquely  positioned  in  the  process  simulation  market  to  provide  total  training  solutions  which 
combine the development of the plant simulator with the training infrastructure and course material to enable the 
customer  to  truly  benefit  from  the  simulator  investment.    The  core  concepts  of  process  simulation  make  the 
technology  a  basis  for  other  potential  process  improvement  activities,  such  as  Advanced  Process  Control  and 
Process  Optimization,  which  is  where  some  of  the  major  GSE  competition  has  more  business  focus  than  for 

14 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

operator  training.  GSE  will  continue  to  emphasize  its  operator  training  focus  and  strengths,  as  well  as  the 
application of the process simulator for change management, where changes in the process, control strategy, or 
operating procedures can be evaluated in real time before they are applied to the actual process units. On-stream 
time is an important economic factor, and there is recognizable value in avoiding the risk of unplanned process 
disturbances from invalidated changes.   

An emerging energy market is developing for Integrated Gasification Combined Cycle (“IGCC”) power 
plants.    These  new  plants  produce  electricity  more  efficiently  than  traditional  power  plants  by  first  converting 
existing refinery waste materials into synthetic gas that is used to power a gas turbine.  The gas is then burned to 
create steam to turn a steam turbine.  The unique nature of these plants requires expertise both in chemical process 
simulation and power simulation.  GSE is one of the few simulator companies in the world with expertise in both 
areas. 

In 2007, GSE was awarded a contract from Sinopec Ningbo Engineering Company (“SNEC”) to build an 
IGCC  simulation  platform  for  design  verification  and  validation of  the  Fujian  IGCC  plant  in  China.    GSE  also 
formed  a  strategic  alliance  with  SNEC  to  build  simulators  for  the  SNEC  designed  refineries  and  IGCC  plants 
throughout China. 

  Customers 

Hydrocarbon  and  chemical  process  customers  include  numerous  large  oil  refineries  and  chemical  plants 
such  as  Statoil  ASA  of  Norway,  Bayernoil  of  Germany,  Saudi  Basic  Industries  Corporation  of  Saudi  Arabia, 
Sinopec Ningbo Engineering Company of China, and Savannah River Nuclear Solutions, LLC of the U.S. 

  Competition  

GSE’s  process  simulation  competitors  are  a  varied  group.  There  are  major  corporations  offering  a  wide 
range  of  products  and  services  that  include  operator  training  simulators.    There  are  also  companies  focused  on 
Process Technology and manufacturing enhancement, such as Invensys and Honeywell who are Distributed Control 
System (“DCS”) distributors to the refining industry and provide operator simulation as part of their DCS offering.   
There is a collection of companies with specific industry niches that enables them to compete in operator training 
simulation,  such  as  Invensys  and  RSI  Simcon.  There  are  also  the  smaller  training  companies  that  compete  at  the 
lower cost levels of Computer Based Training (“CBT”) or simple simulations close to CBT. 

The  GSE  focus  on  dynamic  simulation  for  training  and  design  validation  is  a  business  strength,  and  its 
vendor  independence,  with  the  ability  to  integrate  to  different  vendor’s  process  control  systems,  is  also  a  value 
which is appreciated by customers. GSE can be seen as a best-of-breed type of supplier because it is not tied to a 
major control system, nor is it providing simulation software for engineering and business management with high 
annual license fees. 

  Sales and Marketing 

The  Company  will  market  its  Process  Simulation  technologies  through  a  combination  of  techniques 

including its existing direct sales channel, sales agents, and strategic alliance partners.   

15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

Competitive Advantages. 

The Company believes that it is in a strong position to compete in the Simulation markets based upon the 

following strengths: 

♦  Technical  and  Applications  Expertise.    GSE  is  a  leading  innovator  and  developer  of  real-time  software  with 
more than 30 years of experience producing high fidelity real-time simulators.  As a result, the Company has 
acquired  substantial  applications  expertise  in  the  energy  and  industrial  process  industries.    The  Company 
employs a highly educated and experienced multinational workforce of 178 employees, including approximately 
130  engineers  and  scientists.    Approximately  48%  these  engineers  and  scientists  have  advanced  science  and 
technical  degrees  in  fields  such  as  chemical,  mechanical  and  electrical  engineering,  applied  mathematics  and 
computer sciences. 

♦  Proprietary  Software  Tools.    GSE  has  developed  a  library  of  proprietary  software  tools  including  auto-code 
generators and system models that substantially facilitate and expedite the design, production and integration, 
testing and modification of software and systems.  These tools are used to automatically generate the computer 
code  and  systems  models  required  for  specific  functions  commonly  used  in  simulation  applications,  thereby 
enabling it or its customers to develop high fidelity real-time software quickly, accurately and at lower costs. 

♦  Open System Architecture.  GSE’s software products and tools are executed on standard operating systems with 
third-party off-the-shelf hardware.  The hardware and operating system independence of its software enhances 
the  value  of  its  products  by  permitting  customers  to  acquire  less  expensive  hardware  and  operating  systems.  
The  Company’s  products  work  in  the  increasingly  popular  Microsoft  operating  environment,  allowing  full 
utilization and integration of numerous off-the-shelf products for improved performance. 

♦  Training  Curricula.      The  Company  has  developed  detailed  course  material  in  engineering  fundamentals  and 

specific industrial applications.   

♦  International Strengths.  Approximately 63% of the Company’s 2008 revenue was derived from international 
sales of its products and services.  GSE has a multinational sales force with offices located in Beijing, China, 
and  Nyköping,  Sweden  and  agents,  representatives  and  partners  in  20  other  countries.  To  capitalize  on 
international opportunities and penetrate foreign markets, the Company has  established strategic alliances and 
partnerships with several foreign entities and universities.    

  Intellectual Property. 

The  Company  depends  upon  its  intellectual  property  rights  in  its  proprietary  technology  and information.  
GSE  maintains  a  portfolio  of  trademarks  (both  registered  and  unregistered),  copyrights  (both  registered  and 
unregistered), and licenses.  While such trademarks, copyrights and licenses as a group are of material importance to 
the Company, it does not consider any one trademark, copyright, or license to be of such importance that the loss or 
expiration thereof would materially affect the Company.   The Company relies upon a combination of trade secrets, 
copyright,  and  trademark  law,  contractual  arrangements  and  technical  means  to  protect  its  intellectual  property 
rights.  GSE distributes its software products under software license agreements that grant customers nonexclusive 
licenses  for  the  use  of  its  products,  which  are  nontransferable.    Use  of  the  licensed  software  is  restricted  to 
designated computers at specified sites, unless the customer obtains a site license of its use of the software.  Software 

16 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

and hardware security measures are also employed to prevent unauthorized use of the Company’s software, and the 
licensed software is subject to terms and conditions prohibiting unauthorized reproduction of the software.   

The Company does not own any patents.  The Company believes that all of the Company’s trademarks 
(especially those that use the phrase "GSE Systems") are valid and will have an unlimited duration as long as they 
are adequately protected and sufficiently used.  The Company’s licenses are perpetual in nature and will have an 
unlimited  duration  as  long  as  they  are  adequately  protected  and  the  parties  adhere  to  the  material  terms  and 
conditions.   

GSE  has  eleven  registered  U.S.  trademarks:    RETACT®,  GSE  Systems®,  THOR®,  OpenSim®, 
SmartTutor®, SimSuite Pro®, ESmart®, GAARDS®, Openexec®, REMITS-Real-Time Emergency Management 
Interactive  Training  System®  and  SimExec®      Some  of  these  trademarks  have  also  been  registered  in  foreign 
countries.    The  Company  also  claims  trademark  rights  to  GFLOW+™,  GLOGIC+™,  GCONTROL+™, 
GPower+™, SimSuite Power™, Xtreme I/S™, RACS™, PEGASUS Plant Surveillance and Diagnosis System™, 
SIMON™, BRUS™, Sens Base™, Vista PIN™, and Java Application and Development Enviroment (JADE)™. 

In  addition,  the  Company  maintains  federal  statutory  copyright  protection  with  respect  to  its  software 
programs  and  products,  has  registered  copyrights  for  some  of  the  documentation  and  manuals  related  to  these 
programs, and maintains trade secret protection on its software products.  

Despite  these  protections,  the  Company  cannot  be  sure  that  it  has  protected  or  will  be  able  to  protect  its 
intellectual property adequately, that the unauthorized disclosure or use of its intellectual property will be prevented, 
that others have not or will not develop similar technology independently, or, to the extent it owns any patents in the 
future,  that  others  have  not  or  will  not  be  able  to  design  around  those  patents.      Furthermore,  the  laws  of  certain 
countries in which the Company’s products are sold do not protect its products and intellectual property rights to the 
same extent as the laws of the United States.   

Industries Served. 

  The  following  chart  illustrates  the  approximate  percentage  of  the  Company's  2008,  2007,  and  2006 

consolidated revenue by industries served: 

2008

2007

2006

Nuclear power industry
Fossil fuel power industry
Training and education industry
Other

54%
31%
6%
9%

45%
20%
31%
4%

60%
18%
21%
1%

Total

100%

100%

100%

Contract Backlog. 

17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

  The Company does not reflect an order in backlog until it has received a contract that specifies the terms and 
milestone  delivery  dates.  As  of  December  31,  2008,  the  Company’s  aggregate  contract  backlog  totaled 
approximately $38.1 million of which approximately $20.1 million or 53% is expected to be converted to revenue 
by December 31, 2009.  As of December 31, 2007, the Company’s aggregate contract backlog totaled approximately 
$24.6 million. 

Employees. 

  As of December 31, 2008, the Company had 178 employees as compared to 153 employees at December 31, 

2007.   

ITEM 1A.     RISK FACTORS. 

The following discussion of risk factors contains “forward-looking statements,” as discussed on pages 3 and 
4 of this Annual Report on Form 10-K.  These risk factors may be important to understanding any statement in this 
Annual Report on Form 10-K or elsewhere.  The Company believes that the following risk factors may cause the 
market price for its common stock to fluctuate, perhaps significantly. In addition, in recent years the stock market in 
general,  and  the  shares  of  technology  companies  in  particular,  have  experienced  extreme  price  fluctuations.    The 
Company’s  common  stock  has  also  experienced  a  relatively  low  trading  volume,  making  it  further  susceptible  to 
extreme  price  fluctuations.  The  following  information  should  be  read  in  conjunction  with  Item  7.  Management’s 
Discussion and Analysis of Financial Condition and Results of Operations and the consolidated financial statements 
and related notes under Item 8, Financial Statements and Supplementary Data. 

  We  routinely  encounter  and  address  risks,  some  of  which  may  cause  our  future  results  to  be  different, 
sometimes materially, than we presently anticipate.  Discussion about important operational risks that we encounter 
can be found in Item 1, Business and Item 7, Management’s Discussion and Analysis of Financial Condition and 
Results  of  Operations.    We  have  described  certain  important  strategic  risks  below.    Our  reactions  as  well  as  our 
competitors’ reactions to material future developments may affect our future results.   

The Company’s global growth is subject to a number of economic and political risks.   

The  Company  conducts  its  operations  in  North  America,  Europe,  Asia  and  the  Middle  East.  
Global economic developments affect businesses such as GSE, and the Company’s operations are subject to the 
effects  of  global  competition.  The  Company’s  global  business  is  affected  by  local  economic  environments, 
including  inflation,  recession  and  currency  volatility.    Political  changes,  some  of  which  may  be  disruptive,  can 
interfere with the Company’s supply chain, its customers  and all of its activities in a particular location. While 
some of these risks can be hedged using derivatives or other financial instruments and some are insurable, such 
attempts to mitigate these risks are costly and not always successful.   The current global recession has not yet had 
a material impact on the Company’s business.  The Company’s backlog as of December 31, 2008 totaled $38.1 
million,  a  54.9%  increase  over  the  Company’s  backlog  at  December  31,  2007.  The  Company  has  seen  no 
significant  delays  or  cancellations  to  the  projects  it  is  currently  working  on  and  is  unaware  of  any  significant 

18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

delays  or  cancellations  to  projects  that  the  Company  expects  to  secure  in  2009.    However,  as  the  recession 
continues, we may see a significant impact on the Company’s operations.  

 The Company’s expense levels are based upon its expectations as to future revenue, so it may be unable to 
adjust spending to compensate for a revenue shortfall.  Accordingly, any revenue shortfall would likely have 
a disproportionate effect on the Company’s operating results.   

The Company’s revenue was $29.0 million, $31.9 million, and $27.5 million for the years ended December 
31, 2008, 2007 and 2006, respectively.  The Company’s operating income (loss) was $(12,000), $2.2 million and 
$2.1  million  for  the  years  ended  December  31,  2008,  2007,  and  2006,  respectively.    The  Company’s  operating 
results  have  fluctuated  in  the  past  and  may  fluctuate  significantly  in  the  future  as  a  result  of  a  variety  of  factors, 
including purchasing patterns, timing of new products and enhancements by the Company and its competitors, and 
fluctuating global economic conditions.  Since the Company’s expense levels are based in part on its expectations as 
to  future  revenue  and  includes  certain  fixed  costs,  the  Company  may  be  unable  to  adjust  spending  in  a  timely 
manner to compensate  for  any revenue  shortfall  and  such  revenue shortfalls  would likely have  a disproportionate 
adverse effect on operating results.   

Risk of International Sales and Operations. 

Sales of products and services to end users outside the United States accounted for approximately 63% of 
the  Company’s  consolidated  revenue  in  2008,  71%  of  consolidated  revenue  in  2007,  and  74%  of  consolidated 
revenue  in  2006.    The  Company  anticipates  that  international  sales  and  services  will  continue  to  account  for  a 
significant portion of its revenue in the foreseeable future.  As a result, the Company may be subject to certain 
risks,  including  risks  associated  with  the  application  and  imposition  of  protective  legislation  and  regulations 
relating to import or export (including export of high technology products) or otherwise resulting from trade or 
foreign policy and risks associated with exchange rate fluctuations.  Additional risks include potentially adverse 
tax  consequences,  tariffs,  quotas  and  other  barriers,  potential  difficulties  involving  the  Company’s  strategic 
alliances  and  managing  foreign  sales  agents  or  representatives  and  potential  difficulties  in  accounts  receivable 
collection.    The  Company  currently  sells  products  and  provides  services  to  customers  in  emerging  market 
economies.    The  following  emerging markets  have  provided  more  than  10% of  the  Company’s  revenue  for  the 
indicated period: 

Year Ended December 31,
2007

2006

2008

Peoples' Republic of China
Russian Federation
United Arab Emirates

15%
4%
4%

4%
9%
31%

0%
12%
21%

  The  Company  has  taken  steps  designed  to  reduce  the  additional  risks  associated  with  doing  business  in 
these countries, but the Company believes that such risks may still exist and include, among others, general political 
and  economic  instability,  lack  of  currency  convertibility,  as  well  as  uncertainty  with  respect  to  the  efficacy  of 
applicable legal systems.  There can be no assurance that these and other factors will not have a material adverse 
effect on the Company’s business, financial condition or results of operations. 

19 

 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

The Company’s business is largely dependent on sales to the nuclear power industry.  Any disruption in this 
industry would have a material adverse effect upon the Company’s revenue.  

In 2008, 54% of GSE’s revenue was from customers in the nuclear power industry (45% in 2007 and 60% 
in 2006).  The Company expects to derive a significant portion of its revenue from customers in the nuclear power 
industry  for  the  foreseeable  future.    The  Company’s  ability  to  supply  nuclear  power  plant  simulators  and  related 
products and services is dependent on the continued operation of nuclear power plants and, to a lesser extent, on the 
construction of new nuclear power plants.  A wide range of factors affect the continued operation and construction 
of nuclear power plants, including the political and regulatory environment, the availability and cost of alternative 
means of power generation, the occurrence of future nuclear incidents, and general economic conditions. 

The Company’s line of credit agreement imposes operating and financial restrictions on the Company which 
may prevent it from capitalizing on business opportunities. 

GSE’s line of credit agreement with Bank of America (BOA) imposes operating and financial restrictions. 

These restrictions affect, and in certain cases limit, among other things, the Company’s ability to:  

♦ incur additional indebtedness and liens; 
♦ make investments and acquisitions; 
♦ consolidate, merge or sell all or substantially all of its assets. 

There can be no assurance that these restrictions will not adversely affect the Company’s ability to finance its future 
operations or capital needs or to engage in other business activities that may be in the interest of stockholders.  At 
December  31,  2008,  the  Company  was  in  default  on  two  of  its  financial  covenants;  however,  it  has  received  a 
written waiver from BOA.  The Company’s available borrowing base under the two lines of credit was $3.2 million 
at December 31, 2008, of which $105,000 had been utilized to collateralize a standby letter of credit. 

The Company is dependent on product innovation and research and development, which costs are incurred 
prior to revenue for new products and improvements.  

The Company believes that its success will depend in large part on its ability to maintain and enhance its 
current product line, develop new products, maintain technological competitiveness and meet an expanding range of 
customer needs.  The Company's product development activities are aimed at the development and expansion of its 
library of  software  modeling tools, the  improvement  of its display systems  and  workstation technologies,  and the 
advancement and upgrading of its simulation technology. The life cycles for software modeling tools, graphical user 
interfaces, and simulation technology are variable and largely determined by competitive pressures. Consequently, 
the  Company  will  need  to  continue  to  make  significant  investments  in  research  and  development  to  enhance  and 
expand its capabilities in these areas and to maintain its competitive advantage. 

The Company relies upon its intellectual property rights for the success of its business; however, the steps it 
has taken to protect its intellectual property may be inadequate.  

Although the Company believes that factors such as  the technological and creative skills of its personnel, 
new  product  developments,  frequent  product  enhancements  and  reliable  product  maintenance  are  important  to 
establishing  and  maintaining  a  technological  leadership  position,  the  Company's  business  depends,  in  part,  on  its 

20 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

intellectual property rights in its proprietary technology and information.  The Company relies upon a combination 
of trade secret, copyright, and trademark law, contractual arrangements and technical means to protect its intellectual 
property rights.  The Company enters into confidentiality agreements with its employees, consultants, joint venture 
and  alliance  partners,  customers  and  other  third  parties  that  are  granted  access  to  its  proprietary  information,  and 
limits  access  to  and  distribution  of  its  proprietary  information.    There  can  be  no  assurance,  however,  that  the 
Company  has  protected  or  will  be  able  to  protect  its  proprietary  technology  and  information  adequately,  that  the 
unauthorized disclosure or use of the Company's proprietary information will be prevented, that others have not or 
will not develop similar technology or information independently, or, to the extent the Company owns any patents in 
the future, that others have not or will not be able to design around those future patents. Furthermore, the laws of 
certain countries in which the Company's products are sold do not protect the Company's products and intellectual 
property rights to the same extent as the laws of the United States. 

The industries in which GSE operates are highly competitive.  This competition may prevent the Company 
from raising prices at the same pace as its costs increase.  

The  Company's  businesses  operate  in  highly  competitive  environments  with  both  domestic  and  foreign 
competitors, many of whom have substantially greater financial, marketing and other resources than the Company. 
The  principal  factors  affecting  competition  include  price,  technological  proficiency,  ease  of  system  configuration, 
product reliability, applications expertise, engineering support, local presence and financial stability. The Company 
believes  that  competition  in  the  simulation  fields  may  further  intensify  in  the  future  as  a  result  of  advances  in 
technology,  consolidations  and/or  strategic  alliances  among  competitors,  increased  costs  required  to  develop  new 
technology and the increasing importance of software content in systems and products.  As the Company’s business 
has a significant international component, changes in the value of the dollar could adversely affect the Company's 
ability to compete internationally. 

GSE may pursue new acquisitions and joint ventures, and any of these transactions could adversely affect its 
operating results or result in increased costs or related issues. 

The  Company  intends  to  pursue  new  acquisitions  and  joint  ventures,  a  pursuit  which  could  consume 
substantial  time  and  resources.  Identifying  appropriate  acquisition  candidates  and  negotiating  and  consummating 
acquisitions can be a lengthy and costly process. The Company may also encounter substantial unanticipated costs or 
other  related  issues  such  as  compliance  with  new  regulations  and  regulatory  schemes,  additional  oversight, 
elimination of redundancy, and increased employee benefit costs associated with the acquired businesses. The risks 
inherent in this strategy could have an adverse impact on the Company’s results of operation or financial condition.  

The nuclear power industry, the Company’s largest customer group, is associated with a number of hazards 
which could create significant liabilities for the Company. 

The Company’s business could expose it to third party claims with respect to product, environmental and 
other similar liabilities. Although the Company has sought to protect itself from these potential liabilities through a 
variety of legal and contractual provisions as well as through liability insurance, the effectiveness of such protections 
has not been fully tested. Certain of the Company’s products and services are used by the nuclear power industry 
primarily in operator training.  Although the Company’s contracts for such products and services typically contain 
provisions  designed  to  protect  the  Company  from  potential  liabilities  associated  with  such  use,  there  can  be  no 
assurance that the Company would not be materially adversely affected by claims or actions which may potentially 
arise. 

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

The use of derivative instruments by the Company in the normal course of business could result in financial 
losses that negatively impact the Company’s net income.   

GSE periodically enters into forward foreign exchange contracts to manage market risks associated with the 
fluctuations  in  foreign  currency  exchange  rates  on  foreign-denominated  trade  receivables.  The  Company  could 
recognize financial losses as a result of volatility in the market values of these contracts or if a counterparty fails to 
perform.  The Company minimizes credit exposure by limiting counterparties to internationally recognized financial 
institutions.    

The Company, as a 10% owner of ESA, has provided a partial guarantee totaling $1.2 million for the credit 
facility that Union National Bank has extended to ESA. ESA is a start-up entity; if it is unable to generate 
sufficient cash flow from operations and defaults on its credit facility, GSE may have to provide up to $1.2 
million to Union National Bank to cover ESA’s obligations. 

In  May  2007,  the  Company  deposited  $1.2  million  into  a  restricted,  interest-bearing  account  at  Union 
National Bank (“UNB”) in the United  Arab Emirates as a partial guarantee for the $11.8 million credit facility 
that UNB has extended to ESA. The guarantee will be in place until the expiration of the ESA credit facility on 
December 31, 2014 or earlier if ESA pays down and terminates the facility. Both of the other two owners of ESA, 
Al  Qudra  Holding  PJSC  and  the  Centre  of  Excellence  for  Applied  Research  and  Training,  both  located  in  the 
United Arab Emirates, have each provided to UNB a bank guarantee for 100% of the $11.8 million ESA credit 
facility.  In  the  event  that  ESA  should  default  upon  their  UNB  loan,  UNB  can  utilize  all  or  a  portion  of  the 
guarantees that the three owners have provided to cover ESA’s outstanding borrowings against the credit facility 
and accrued interest payable. Thus, if such a default were to occur, GSE may incur a loss of up to $1.2 million.  

In January 2006, the Company received a $15.1 million contract from ESA to supply five simulators and an 
integrated training program.  The Company received change orders totaling $1.8 million from ESA which 
increased the total order value to $16.9 million.    Under the terms of the contract, the Company provided a 
$2.1 million performance bond to ESA that will remain outstanding until September 30, 2009, the end of 
the contract warranty period. 

The Company has provided a cash-collateralized standby letter of credit to ESA which can be drawn upon 
by  ESA  in  the  event  the  Company  fails  to  cure  a  material  breach  of  the  contract  within  30  days  of  receiving 
written notice from ESA regarding the nature of the breach.   The project is currently in the one-year warranty 
period which ends on September 30, 2009, and the Company expects no such material breach, however, if ESA 
were to draw upon the standby letter of credit, GSE would incur a loss of up to $2.1 million. 

The Company accounts for its investment in ESA using the equity method.  Accordingly, the Company will 
record 10% of ESA’s net income (loss) as an adjustment of its investment.   

As ESA is a start-up entity (it had its formal opening on January 14, 2009), it is likely that it will incur net 
losses for some period of time.  Under the equity method, the Company is required to record 10% of such losses 
as a charge to other income (expense) and as a reduction of its investment in ESA; in 2008 and 2007 the Company 
recorded an equity loss of $213,000 and $54,000, respectively.  At December 31, 2008 and 2007, the Company’s 
22 

 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

investment in ESA totaled $718,000 and $445,000.  Depending on ESA’s future performance, the Company may 
be required to impair a portion or all of this investment.    

The Company is subject to a wide variety of laws and regulations. 

The  Company’s  businesses  are  subject  to  regulation  by  U.S.  federal  and  state  laws  and  foreign  laws, 
regulations  and  policies.  Changes  to  laws  or  regulations  may  require  the  Company  to  modify  its  business 
objectives  if  existing  practices  become  more  restricted,  subject  to  escalating  costs  or  prohibited  outright. 
Particular  risks  include  regulatory  risks  arising  from  federal  laws,  such  as  laws  regarding  export  of  sensitive 
technologies or technical information.  The Company’s business and the industries in which it operates are also at 
times being reviewed or investigated by regulators, which could lead to enforcement actions, fines and penalties 
or the assertion of private litigation claims and damages. 

ITEM 1B.    UNRESOLVED STAFF COMMENTS. 

None.  

ITEM 2.   

PROPERTIES. 

The  Company  is  headquartered  in  a  facility  in  Eldersburg,  Maryland  (approximately  36,000  square  feet). 

The lease for this facility expires on June 30, 2018.   

In addition, the Company leases office space domestically in St. Marys and Atlanta, Georgia and Tarrytown, 
New York and internationally in Beijing, China and Nyköping, Sweden.  The  Company leases these facilities for 
terms ending between 2009 and 2011.   

ITEM 3.  

LEGAL PROCEEDINGS. 

  The Company and its subsidiaries are from time to time involved in ordinary routine litigation incidental to the 
conduct of its business. The Company and its subsidiaries are not a party to, and its property is not the subject of, 
any  material  pending  legal  proceedings  that,  in  the  opinion  of  management,  are  likely  to  have  a  material  adverse 
effect on the Company’s business, financial condition or results of operations.   

ITEM 4.   

SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS. 

No matter was submitted to a vote of security holders during the quarter ended December 31, 2008. 

23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

PART II 

ITEM 5.    MARKET FOR REGISTRANT'S COMMON EQUITY, RELATED STOCKHOLDER  

  MATTERS, AND ISSUER PURCHASES OF EQUITY SECURITIES. 

The Company’s common stock is listed on the American Stock Exchange, where it trades under the symbol 
“GVP”.  The following table sets forth, for the periods indicated, the high and low sale prices for the Company’s 
common stock reported by the American Stock Exchange for each full quarterly period within the two most recent 
fiscal years: 

2008

High
10.75
9.22
9.20
6.99

$   
$     
$     
$     

2007

High
8.42
7.55
7.41
12.00

$     
$     
$     
$   

Quarter
First
Second
Third
Fourth

Quarter
First
Second
Third
Fourth

Low
7.66
7.08
6.90
4.71

$   
$   
$   
$   

Low
5.82
6.17
6.15
6.75

$   
$   
$   
$   

24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

  The  following table sets  forth the  equity compensation plan information for the year  ended  December 31, 

2008:   

Number of Securities to
be Issued Upon Exercise
of Outstanding Options,
Warrants and Rights
(a)

Weighted Average
Exercise Price of
Outstanding Options, 
Warrants and Rights
(b)

Number of Securities
Remaining Available for
Future Issuance Under Equity 
Compensation Plans (Excluding
Securities Reflected in Column (a)
(c)

1,705,967

$4.25

604,888

--
1,705,967

$ --
$4.25

--
604,888

Plan category

Equity compensation 
plans approved by 
security holders

Equity compensation 
plans not approved by 
security holders

Total

There  were  approximately  79  holders  of  record  of  the  common  stock  as  of  December  31,  2008.  The 
Company has never declared or paid a cash dividend on its common stock.  The Company currently intends to retain 
future earnings to finance the growth and development of its business and, therefore, does not anticipate paying any 
cash dividends in the foreseeable future on its common stock.  

At  a  special  shareholder’s  meeting  on  December  13,  2007,  the  Company’s  shareholders  approved  an 
amendment to the Certificate of Incorporation increasing GSE’s authorized common stock by 12 million shares to a 
total of 30 million shares.   

  The Company believes factors such as quarterly fluctuations in results of operations and announcements of 
new products by the Company or by its competitors may cause the market price of the common stock to fluctuate, 
perhaps  significantly.    In  addition,  in  recent  years  the  stock  market  in  general,  and  the  shares  of  technology 
companies  in  particular,  have  experienced  extreme  price  fluctuations.    The  Company’s  common  stock  has  also 
experienced  a  relatively  low  trading  volume,  making  it  further  susceptible  to  extreme  price  fluctuations.    These 
factors may adversely affect the market price of the Company's common stock. 

  On February 28, 2006, the Company raised $3.9 million, net of associated fees of $395,000, through the sale 
of 42,500 shares of Series A Cumulative Convertible Preferred Stock and Warrants by means of a private placement 
to “accredited investors”, as that term is used in rules and regulations of the Securities and Exchange Commission.  
25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

The Convertible Preferred Stockholders were entitled to an 8% cumulative dividend, payable on a semiannual basis 
every  June  30  and  December  30.    In  2006,  the  Company  paid  dividends  totaling  $279,000  to  the  preferred 
stockholders; in 2007 the Company paid dividends totaling $49,000. At any time after March 1, 2007, the Company 
had the right to convert the Preferred Stock into shares of GSE common stock when the average of the current stock 
price during the twenty trading days immediately prior to the date of such conversion exceeded 200% of the Series 
A  Conversion  Price.    On  March  7,  2007,  the  Company  sent  notice  to  the  holders  of  the  remaining  20,000 
outstanding shares of its Preferred Stock that the average current stock price for the prior twenty trading days had 
exceeded 200% of the Conversion Price, and that the Company was converting the outstanding Preferred Stock into 
common stock. The 20,000 shares of Preferred Stock converted to 1,129,946 shares of GSE common stock.  Prior to 
March 7, 2007, the holders of 22,500 shares of Preferred Stock had already elected to convert their Preferred Stock 
into  a  total  of  1,271,187  shares  of  Common  Stock;  8,580  shares  of  Preferred  Stock  were  converted  in  2006,  and 
13,920 shares of Preferred Stock were converted in 2007.   

On June 22, 2007, the Company raised $9.2 million, net of associated fees of $768,000, through the sale 
of 1,666,667 shares (the “Shares”) of its common stock, $.01 par value per share, by means of a private placement 
to selected institutional investors.  Each investor received a five-year warrant to purchase GSE common stock (the 
“Warrant Shares”) equal to 10% of the shares of common stock that each investor purchased at an exercise price 
of $6.00 per share (the “Warrants”).  In aggregate, the Company issued Warrants to purchase a total of 166,667 
shares of GSE common stock.   

The Company filed its registration statement on Form S-3 with the Securities and Exchange Commission 
(the “Commission”) on July 16, 2007 covering the offer and sale, from time to time, of the Shares, the Warrant 
Shares and shares of common stock issuable upon exercise of warrants that may be issued as liquidated damages 
under the terms of a certain registration rights agreement entered into between the Company and the investors (the 
“Registration Rights Agreement”) in connection with the private placement.  The Registration Statement became 
effective on August 8, 2007 and, pursuant to the provisions of the Registration Rights Agreement, the Company is 
obligated to use commercially reasonable efforts to, after the date on which the Registration Statement becomes 
effective, cause the Registration Statement to remain continuously effective as to all Shares and Warrant Shares, 
other than for an aggregate of more than 30 consecutive trading days or for more than an aggregate of 60 trading 
days in any 12-month period. In the event of a default of the foregoing obligation, the Company will be required 
to  issue  to  the  investors,  as  liquidated  damages,  on  the  date  the  foregoing  default  occurs  and  each  monthly 
anniversary thereafter, a number of warrants (on the same terms as the Warrants) equal to 2% of the number of 
Shares then held by such investor, not to exceed 10% of the total number of Shares then held by such investor, 
and thereafter cash, in an amount equal to 2% of the aggregate purchase price paid by the investors, not to exceed 
30% of the aggregate purchase price paid by the investors.  

At the date of issuance, the fair value of the Warrants was $510,000 and the fair value of the Shares was 
$9.5 million.   The fair value of the Warrants and the Shares was determined by the use of the relative fair value 
method, in which the $10.0 million gross proceeds was allocated based upon the fair values of the Warrants, as 
determined by using the Black-Scholes Model, and the Shares, as determined by the closing price of the common 
stock on the American Stock Exchange on the date the transaction was closed.   

The Company paid the placement agent for the Shares and Warrants 6% of the gross proceeds received by 
the Company from the offering ($600,000).  In addition to the placement agent fee, the Company paid $168,000 
of other transaction fees related to the offering.    

The proceeds were used to pay down the Company’s line of credit and for other working capital purposes.   

26 

 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

The  following  graph  compares  the  Company’s  cumulative  total  shareholder  return  since  January  1,  2004 
through  December  31,  2008  with  that  of  the  American  Stock  Exchange-  US  &  Foreign  Index  and  a  peer  group 
index.  The Peer Group consists of companies selected on a line-of-business basis and includes Aspen Technology, 
Inc.,  L-3  Communications  Holdings  and  Honeywell  International.    In  previous  years,  GenSym  Corporation  was 
included in the Peer Group, however, it was acquired by privately held Versata Enterprises, Inc. on August 10, 2007.  
Accordingly, we have replaced GenSym Corporation with L-3 Communications Holdings.  The graph assumes an 
initial  investment  of  $100  on  January  1,  2004  in  the  Company’s  common  stock  and  each  index.    There  were  no 
dividends declared or paid by the Company during the five year period.  The Company has never paid a dividend on 
its common stock.  The indices are re-weighted daily, using the market capitalization on the previous tracking day.  
The comparisons shown in the graph below are based upon historical data.  The stock price performance shown in 
the  graph  below  is  not  necessarily  indicative  of,  or  intended  to  forecast,  the  potential  future  performance  of  the 
Company’s common stock.  The graph was prepared for the Company by Morningstar, Inc. 

COMPARE 5-YEAR CUMULATIVE TOTAL RETURN
AMONG GSE SYSTEMS, INC.,
AMEX MARKET INDEX AND PEER GROUP INDEX

S
R
A
L
L
O
D

650
600
550
500
450
400
350
300
250
200
150
100
50
0

2003

2004

2005

2006

2007

2008

GSE SYSTEMS, INC.

PEER GROUP INDEX

AMEX MARKET INDEX

ASSUMES $100 INVESTED ON  JAN. 1, 2004
ASSUMES  DIVIDEND REINVESTED
FISCAL YEAR ENDING  DEC. 31, 2008

GSE Systems, Inc.
Peer Group Index
Amex Market Index

12/31/2003
100.00
100.00
100.00

12/31/2004
150.00
112.77
114.51

12/30/2005
68.89
120.28
126.29

12/29/2006
369.50
146.67
141.39

12/31/2007
568.89
201.63
158.74

12/31/2008
327.78
115.62
94.93

27 

 
 
 
 
 
 
          
          
            
          
          
          
          
          
          
          
          
          
          
          
          
          
          
            
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

Sales of Unregistered Securities 

The Company’s sales of unregistered securities during the past three years are described in Item 5 above.    

ITEM 6.  

SELECTED FINANCIAL DATA. 

  Historical consolidated results of operations and balance sheet data presented below have been derived from the 
historical financial statements of the Company.  This information should be read in connection with the Company’s 
consolidated financial statements.   

28 

 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

(in thousands, except per share data)

Consolidated Statements of Operations:

Contract revenue
Cost of revenue  

Gross profit  
Operating expenses:

Selling, general and administrative  
Administrative charges from GP Strategies
Depreciation
Total operating expenses  
Operating income (loss)  
Interest income (expense), net
Loss on extinguishment of debt
Gain (loss) on derivative instruments
Other income (expense), net
Income (loss) from continuing operations

before income taxes

Provision for income taxes  
Income (loss) from continuing operations
Income on sale of discontinued operations,
               net of income taxes
Net income (loss) 

2008

Years ended December 31,
2006

2007

2005

2004

$       

29,004
21,187
7,817

$       

31,900
22,217
9,683

$       

27,502
19,602
7,900

$       

21,950
18,603
3,347

$       

29,514
22,715
6,799

7,383
-
446
7,829
(12)
130
-
(453)
(226)

(561)
129
(690)

7,214
-
258
7,472
2,211
(433)
-
(11)
(555)

1,212
43
1,169

4,929
685
186
5,800
2,100
(764)
(1,428)
(24)
(81)

(197)
149
(346)

6,958
685
431
8,074
(4,727)
(416)
-
(170)
667

(4,646)
149
(4,795)

5,543
974
280
6,797
2
(176)
-
203
113

142
60
82

-
(690)

$          

-
1,169

$         

-
(346)

$          

-
(4,795)

$       

36
118

$            

Basic income (loss) per common share (1)

$         

(0.04)

$           

0.09

$         

(0.07)

$         

(0.53)

$           

0.01

Diluted income (loss) per common share (1)

$         

(0.04)

$           

0.08

$         

(0.07)

$         

(0.53)

$           

0.01

Weighted average common shares outstanding:
 -Basic

 -Diluted

Balance Sheet data:

Working capital (deficit)
Total assets
Long-term liabilities
Stockholders' equity 

15,747

15,747

12,927

14,818

9,539

9,539

8,999

8,999

8,950

9,055

2008

2007

As of December 31, 
2006

2005

2004

$       

13,888
31,015
906
20,700

$       

14,711
28,364
695
20,365

$         

1,463
18,448
251
7,361

$          

(925)
11,982
1,567
897

$         

2,175
14,228
19
5,945

(1)  In 2006, $279,000 preferred stock dividends were added to net loss to arrive at net loss attributed to common shareholders.

      In 2007, $49,000 preferred stock dividends were deducted from net income to arrive at net income attributed to common shareholders.

29 

 
 
 
 
         
         
         
         
         
           
           
           
           
           
           
           
           
           
           
                  
                  
              
              
              
              
              
              
              
              
           
           
           
           
           
              
           
           
         
                  
              
            
            
            
 
            
                  
                  
         
                  
                  
            
              
              
            
              
            
            
              
              
              
            
           
            
         
              
              
                
              
              
                
            
           
            
         
                
              
              
              
              
                
         
         
           
           
           
         
         
           
           
           
         
         
         
         
         
              
              
              
           
                
         
         
           
              
           
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

ITEM 7.    MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND  

RESULTS OF OPERATIONS. 

On June 21, 2005, the Board of Directors of GP Strategies Corporation (“GP Strategies”) approved plans 
to spin-off its 57% interest in GSE through a special dividend to the GP Strategies’ stockholders.  On September 
30, 2005, the GP Strategies’ stockholders received 0.283075 share of GSE common stock for each share of GP 
Strategies common stock or Class B stock held on the record date of September 19, 2005.  Following the spin-off, 
GP  Strategies  ceased  to  have  any  ownership  interest  in  GSE.    GP  Strategies  continued  to  provide  corporate 
support services to GSE, including accounting, finance, human resources, legal, network support and tax pursuant 
to a Management Services Agreement which expired on December 31, 2006.   

  On March 28, 2008, the Company entered into two separate revolving line of credit agreements for two-year 
revolving lines of credit with Bank of America, N.A. (“BOA”), in an aggregate amount of up to $5.0 million.  The 
Company and its subsidiary, GSE Power Systems, Inc., are jointly and severally liable as co-borrowers.  The credit 
facilities are collateralized by substantially all of the Company’s assets and enable the Company to borrow funds to 
support working capital needs and standby letters of credit.  The first line of credit in the principal amount of up to 
$3.5 million enables the Company to borrow funds up to 90% of eligible foreign accounts receivable, plus 75% of 
eligible  unbilled  foreign  receivables  and  100%  of  the  cash  collateral  pledged  to  BOA  on  outstanding  warranty 
standby letters of credit. This line of credit is 90% guaranteed by the Export-Import Bank of the United States.  The 
interest rate on this line of credit is based on the daily LIBOR rate plus 150 basis points, with interest only payments 
due monthly.  The second line of credit in the principal amount of up to $1.5 million enables the Company to borrow 
funds up to 80% of domestic accounts receivable and 30% of domestic unbilled receivables.  The interest rate on this 
line of credit is based on the daily LIBOR rate plus 225 basis points, with interest only payments due monthly.   The 
credit facilities require the Company to comply with certain financial ratios and preclude the Company from making 
acquisitions beyond certain limits without the bank’s consent. At December 31, 2008, the Company was in default 
on two of its financial covenants; however, it has received a written waiver from BOA.  The Company’s available 
borrowing base under the two lines of credit was $3.2 million at December 31, 2008, of which $105,000 had been 
utilized as collateral for a standby letter of credit.  

Critical Accounting Policies and Estimates. 

As  further  discussed  in  Note  2  to  the  consolidated  financial  statements,  in  preparing  the  Company’s 
financial  statements,  management  makes  several  estimates  and  assumptions  that  affect  the  Company’s  reported 
amounts of assets, liabilities, revenues and expenses.  Those accounting estimates that have the most significant 
impact  on  the  Company’s  operating  results  and  place  the  most  significant  demands  on  management's  judgment 
are discussed below. For all of these policies, management cautions that future events rarely develop exactly as 
forecast, and the best estimates may require adjustment. 

Revenue  Recognition  on  Long-Term  Contracts.    The  majority  of  the  Company’s  revenue  is  derived 
through  the  sale  of  uniquely  designed  systems  containing  hardware,  software  and  other  materials  under  fixed-
price  contracts.    In  accordance  with  Statement  of  Position  81-1,  Accounting  for  Performance  of  Construction-
Type and Certain Production-Type Contracts, the revenue under these fixed-price contracts is accounted for on 
the percentage-of-completion method. This methodology recognizes revenue and earnings as work progresses on 
the contract and is based on an estimate of the revenue and earnings earned to date, less amounts recognized in 
prior  periods.    The  Company  bases  its  estimate  of  the  degree  of  completion  of  the  contract  by  reviewing  the 
relationship  of  costs  incurred  to  date  to  the  expected  total  costs  that  will  be  incurred  on  the  project.  Estimated 

30 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

contract earnings are reviewed and revised periodically as the work progresses, and the cumulative effect of any 
change  in  estimate  is  recognized  in  the  period  in  which  the  change  is  identified.  Estimated  losses  are  charged 
against earnings in the period such losses are identified.  The Company recognizes revenue arising from contract 
claims either as income or as an offset against a potential loss only when the amount of the claim can be estimated 
reliably and realization is probable and there is a legal basis of the claim. There were no claims outstanding as of 
December 31, 2008.   

Uncertainties inherent in the performance of contracts include labor availability and productivity, material 
costs, change order scope and pricing, software  modification and customer acceptance issues. The reliability of 
these cost estimates is critical to the Company’s revenue recognition as a significant change in the estimates can 
cause the Company’s revenue and related margins to change significantly from the amounts estimated in the early 
stages of the project. 

As the Company recognizes revenue under the percentage-of-completion method, it provides an accrual 
for estimated future warranty costs based on historical and projected claims  experience.  The Company’s long-
term contracts generally provide for a one-year warranty on parts, labor and any bug fixes as it relates to software 
embedded in the systems.  

The  Company’s  system  design  contracts  do  not  normally  provide  for  “post  customer  support  service” 
(PCS) in terms of software upgrades, software enhancements or telephone support.  In order to obtain PCS, the 
customers  normally  must  purchase  a  separate  contract.    Such  PCS  arrangements  are  generally  for  a  one-year 
period  renewable  annually  and  include  customer  support,  unspecified  software  upgrades,  and  maintenance 
releases.    The  Company  recognizes  revenue  from  these  contracts  ratably  over  the  life  of  the  agreements  in 
accordance with Statement of Position 97-2, Software Revenue Recognition. 

Revenue  from  the  sale  of  software  licenses  which  do  not  require  significant  modifications  or 
customization for the Company’s modeling tools are recognized when the license agreement is signed, the license 
fee is fixed and determinable, delivery has occurred, and collection is considered probable.  

Revenue  for  contracts  with  multiple  elements  is  recognized  in  accordance  with  Emerging  Issues  Task 

Force Issue 00-21, Accounting for Revenue Arrangements with Multiple Deliverables.  

Revenue  from  certain  consulting  or  training  contracts  is  recognized  on  a  time-and-material  basis.    For 
time-and-material  type  contracts,  revenue  is  recognized  based  on  hours  incurred  at  a  contracted  labor  rate  plus 
expenses. 

Capitalization  of  Computer  Software  Development  Costs.    In  accordance  with  Statement  of  Financial 
Accounting  Standards  (SFAS)  No.  86,  Accounting  for  the  Costs  of  Computer  Software  to  Be  Sold,  Leased,  or 
Otherwise  Marketed,  the  Company  capitalizes  computer  software  development  costs  incurred  after  technological 
feasibility  has  been  established,  but  prior  to  the  release  of  the  software  product  for  sale  to  customers.      Once  the 
product is available to be sold, the Company amortizes the costs, on a straight line method, over the estimated useful 
life of the product, which normally ranges from three to five years.  As of December 31, 2008, the Company has net 
capitalized  software  development  costs  of  $1.5  million.    On  an  annual  basis,  and  more  frequently  as  conditions 
indicate,  the  Company  assesses  the  recovery  of  the  unamortized  software  computer  costs  by  estimating  the  net 
undiscounted cash flows expected to be generated by the sale of the product. If the undiscounted cash flows are not 
sufficient to recover the unamortized software costs the Company will write-down the investment to its estimated 
fair value based on future discounted cash flows. The excess of any unamortized computer software costs over the 
31 

 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

related net realizable value is written down and charged to operations.  Significant changes in the sales projections 
could result in an impairment with respect to the capitalized software that is reported on the Company’s consolidated 
balance sheet.  

Deferred  Income  Tax  Valuation  Allowance.    Deferred  income  taxes  arise  from  temporary  differences 
between the tax bases of assets and liabilities and their reported amounts in the financial statements. As required by 
SFAS No. 109, Accounting for Income Taxes, management makes a regular assessment of the realizability of the 
Company’s deferred tax assets.  In making this assessment, management considers whether it is more likely than not 
that  some  or  all  of  the  deferred  tax  assets  will  not  be  realized.    The  ultimate  realization  of  deferred  tax  assets  is 
dependent  upon  the  generation  of  future  taxable  income  during  the  periods  in  which  those  temporary  differences 
become  deductible.    Management  considers  the  scheduled  reversal  of  deferred  tax  liabilities  and  projected  future 
taxable income of the Company in making this assessment.  A valuation allowance is recorded to reduce the total 
deferred income tax asset to its realizable value.  As of December 31, 2008, the Company’s largest deferred tax asset 
related to a U.S. net operating loss carryforward of $17.9 million which expires in various amounts between 2017 
and 2028. The amount of  U.S.  loss  carryforward which can be used by the Company each  year is limited due to 
changes in the Company’s ownership which occurred in 2003.  Thus, a portion of the Company’s loss carryforward 
may  expire  unutilized.  We  believe  that  the  Company  will  achieve  profitable  operations  in  future  years  that  will 
enable the Company to recover the benefit of its net deferred tax assets.  However, other than a portion of the net 
deferred tax assets that are related to the Company’s Swedish subsidiary, the recovery of the net deferred tax asset 
could not be substantiated by currently available objective evidence.  Accordingly, the Company has established an 
$8.3 million valuation allowance for its net deferred tax assets.   

  Results of Operations. 

  The following table sets forth the results of operations for the periods presented expressed in thousands of dollars 
and as a percentage of contract revenue. 

32 

 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

($ in thousands)

Contract revenue

Cost of revenue

Gross profit

Operating expenses:

Selling, general and administrative

Administrative charges from GP Strategies

Depreciation

Total operating expenses

Operating income (loss)

Interest income (expense), net

Loss on extinguishment of debt

Loss on derivative instruments

Other expense, net

Income (loss) before income taxes

Provision for income taxes

Years ended December 31, 

2008

%

2007

%

2006

$    

29,004

100.0 %

$    

31,900

100.0 %

$      

27,502

21,187

73.1 %

22,217

69.6 %

19,602

%

100.0 %

71.3 %

7,817

26.9 %

9,683

30.4 %

7,900

28.7 %

7,383

-

446

7,829

25.4 %

0.0 %

1.5 %

26.9 %

(12)

(0.0)%

130

-

(453)

(226)

(561)

129

0.4 %

0.0 %

(1.6)%

(0.8)%

(2.0)%

0.4 %

7,214

-

258

7,472

2,211

(433)

-

(11)

(555)

1,212

43

22.6 %

0.0 %

0.8 %

23.4 %

7.0 %

(1.4)%

0.0 %

0.0 %

(1.8)%

3.8 %

0.1 %

4,929

685

186

5,800

2,100

(764)

(1,428)

(24)

(81)

(197)

149

17.9 %

2.5 %

0.7 %

21.1 %

7.6 %

(2.8)%

(5.2)%

(0.1)%

(0.2)%

(0.7)%

0.6 %

Net income (loss)

$        

(690)

(2.4)%

$      

1,169

3.7 %

$          

(346)

(1.3)%

Comparison of the Years Ended December 31, 2008 to December 31, 2007.  

  Contract Revenue.  Contract revenue for the year ended December 31, 2008 totaled $29.0 million, which 
was 9.1% lower than the $31.9 million total revenue for the year ended December 31, 2007.  The decrease mainly 
reflects the completion of the $16.9 million ESA contract in 2008.  For the year ended December 31, 2008 and 2007, 
the Company recognized $1.2 million and $9.9 million, respectively of contract revenue on the ESA project, which 
accounted for 4.2% and 31.2%, respectively, of the Company’s consolidated revenue.  The decrease in revenue from 
the ESA project was partially offset by an increase in the Company’s fossil fueled power simulation revenue, which 
totaled $9.2 million in the year ended December 31, 2008 versus $6.5 million in the year ended December 31, 2007.  
In the year ended December 31, 2008, the Company recorded total orders of $44.0 million versus $37.8 million in 
the year ended December 31, 2007.   At December 31, 2008, the Company’s backlog was $38.1 million, a 54.9% 
increase from the Company’s backlog at December 31, 2007.    

Gross Profit.  Gross profit totaled $7.8 million for the year ended December 31, 2008 versus $9.7 million 
for  the  year  ended  December  31,  2007.    As  a  percentage  of  revenue,  gross  profit  decreased  from  30.4%  for  the 
twelve months ended December 31, 2007 to 26.9% for the twelve months ended December, 31 2008.    The decrease 
in gross margin reflects the lower revenue generated by the Company’s higher margined ESA contract and the lower 
revenue base to recover the Company’s relatively fixed overhead.  

Selling, General and Administrative Expenses.  Selling, general and administrative (“SG&A”) expenses 

totaled $7.4 million and $7.2 million for the years ended December 31, 2008 and 2007, respectively.  Fluctuations 
in the components of SG&A spending were as follows: 

33 

 
 
 
 
      
      
        
        
        
          
        
        
          
            
            
             
           
           
             
        
        
          
            
        
          
           
          
            
            
            
         
          
            
              
          
          
              
          
        
            
           
             
             
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

♦  Business development and marketing costs increased from $2.6 million for the year ended December 
31,  2007  to  $2.9  million  in  the  year  ended  December  31,  2008.    The  spending  increase  mainly 
reflects a $120,000 increase in business development labor and benefit costs, a $115,000 increase in 
business  development  travel  expenses,  the  cost  of  participating  in  the  first  quarter  2008  Society  in 
Computer  Simulation  trade  show  ($27,000)  and  the  cost  of  the  Company’s  September  2008 
Simworld user’s conference in Beijing, China ($75,000).  These increases were partially offset by a 
$51,000  decrease  in  bidding  and  proposal  costs,  which  are  the  costs  of  operations  personnel  in 
assisting with the preparation of contract proposals.   

♦  The  Company’s  general  and  administrative  expenses  totaled  $4.2  million  for  the  year  ended 
December 31, 2008 versus $4.1 million for the year ended December 31, 2007. The increase mainly 
reflects the relocation expenses incurred in the move of the Company’s headquarters to Eldersburg, 
Maryland in July 2008 and increased utility costs due to the additional space in the new headquarters.   

♦  Gross  spending  on  software  product  development  (“development”)  totaled  $907,000  in  the  year 
ended  December  31,  2008  as  compared  to  $1.2  million  in  the  same  period  of  2007.    For  the  year 
ended  December  31,  2008,  the  Company  expensed  $316,000  and  capitalized  $591,000  of  its 
development spending and expensed $514,000 and capitalized $673,000 of its development spending 
in  the  year  ended  December  31,  2007.    The  Company’s  capitalized  development  expenditures  in 
2008 were mainly related to the customization of RELAP5-RT software (which simulates transient 
fluid dynamics, neutronics and heat transfer in nuclear power plants) to run on the Company’s real-
time  executive  software  and  the  enhancement  to  JCAD  to  add  the  capability  to  convert  AutoCAD 
Control Logic Diagrams to the Company’s JControl modeling tool.   The Company anticipates that 
its total gross development spending in 2009 will approximate $900,000.   

Depreciation.    Depreciation  expense  totaled  $446,000  and  $258,000  for  the  years  ended  December  31, 
2008 and 2007, respectively.  The higher 2008 depreciation expense reflects the increase in 2007 capital spending 
which totaled $778,000, a 320% increase as compared to the capital spending in 2006.   Approximately 50% of 
the capital spending in 2007 was for furniture and computer equipment for the training centers that the Company 
established  at  Georgia  Tech  University  and  Strathclyde  University;  the  balance  was  for  computers,  printers, 
servers  and  software.    Capital  spending  in  the  year  ended  December  31,  2008  totaled  $706,000.    Of    the  2008 
capital spending, $355,000 was related to the Company’s move to its new headquarters in Eldersburg, Maryland.    

Operating  Income.    The  Company  had  operating  loss  of  $12,000  (0.0%  of  revenue)  in  the  year  ended 
December  31,  2008,  as  compared  with  operating  income  of  $2.2  million  (7.0%  of  revenue)  for  the  year  ended 
December 31, 2007.  The variances were due to the factors outlined above.  

Interest Income (Expense), Net.  For the year ended December 31, 2008, the Company’s interest income, 
net  totaled  $130,000  while  for  the  year  ended  December  31,  2007,  the  Company  had  net  interest  expense  of 
$433,000.    

In June 2007, using a portion of the proceeds from the Company’s June 2007 common stock and warrant 
transaction, the Company paid off the outstanding balance of its Laurus Master Fund Ltd. line of credit and did 
not  borrow  against  this  line  of  credit  in  2008.      On  March  6,  2008,  the  Laurus  line  of  credit  expired.    The 
Company incurred interest expense of $0 and $107,000 on borrowings from the Laurus line of credit in the years 
ended December 31, 2008 and 2007, respectively.   

34 

 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

  On March 28, 2008, the Company entered into two separate revolving line of credit agreements for two-
year revolving lines of credit with Bank of America (“BOA”) in an aggregate amount of up to $5.0 million.  One 
line of credit is in the principal amount of up to $3.5 million and is guaranteed by the U.S. Export-Import Bank.  
The  other  line  of  credit  is  in  the  principal  amount  of  up  to  $1.5  million.    The  Company  has  not  borrowed  any 
funds against either BOA line of credit since the closing and incurred no interest expense from the credit facility 
in 2008.  However, at December 31, 2008, $105,000 of the credit facility was utilized as collateral for a standby 
letter of credit.   

The  deferred  financing  costs  incurred  in  conjunction  with  the  Laurus  Master  Fund  line  of  credit  were 
amortized over the two-year period of the line of credit, with the final amortization expense recorded in February 
2008.    Such  amortization  expense  totaled  $89,000  in  the  year  ended  December  31,  2008.  This  compares  to 
amortization expense of $533,000 in the year ended December 31, 2007.  Amortization of the deferred financing 
costs  incurred  in  conjunction  with  the  BOA  lines  of  credit  began  in  April  2008;  amortization  expense  totaled 
$53,000 in the year ended December 31, 2008. 

Interest income earned on short-term investments of the Company’s operating cash totaled $67,000 for 

the year ended December 31, 2008 versus $96,000 in the year ended December 31, 2007. 

  At December 31, 2008, the Company has approximately $2.9 million of cash in Certificates of Deposit 
with BOA that are being used as collateral for four performance bonds.  At December 31, 2007, the Company had 
approximately $2.9 million of cash in Certificates of Deposit being used as collateral for six performance bonds.  
The Company earned approximately $132,000 and $104,000 in interest income on the Certificates of Deposit in 
the years ended December 31, 2008 and 2007, respectively.    

In May 2007, the Company deposited $1.2 million into a restricted, interest-bearing account at the Union 
National Bank in the United Arab Emirates as a partial guarantee for the $11.8 million credit facility that UNB 
has  extended  to  ESA.    GSE  recorded  approximately  $48,000  and  $36,000  interest  income  in  the  years  ended 
December 31, 2008 and 2007, respectively. 

The  Company  had  other  interest  income  in  the  year  ended  December  31,  2008  of  $25,000  and  other 

interest expense of $29,000 in the year ended December 31, 2007. 

Loss on Derivative Instruments.  The Company periodically enters into forward foreign exchange 

contracts to manage market risks associated with the fluctuations in foreign currency exchange rates on foreign-
denominated trade receivables.  As of December 31, 2008, the Company had foreign exchange contracts for sale 
of approximately 2 million Pounds Sterling, 4 million Euro, and 68 million Japanese Yen at fixed rates. The 
contracts expire on various dates through February 2014.  The Company had not designated the contracts as 
hedges and has recognized a loss on the change in the estimated fair value of the contracts of $174,000 for the 
twelve months ended December 31, 2008.  The estimated fair value of the contracts at December 31, 2008 was a 
net liability of $58,000 and was recorded on the balance sheet as follows: 

35 

 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

(in thousands)

Prepaid expenses and other current assets
Other assets
Other current liabilities
Other liabilities

Net fair value

December 31,
2008

$                

14
537
(426)
(183)
(58)

$             

  The  foreign  currency  denominated  trade  receivables  and  unbilled  receivables  that  are  related  to  the 
outstanding  foreign  exchange  contracts  at  December  31,  2008  are  remeasured  at  the  end  of  each  period  into  the 
functional  currency  using  the  current  exchange  rate  at  the  end  of  the  period.      For  the  twelve  months  ended 
December  31,  2008,  the  Company  incurred  a  $279,000  loss  from  the  remeasurement  of  such  trade  and  unbilled 
receivables.   

At  December  31,  2007,  the  Company  had  foreign  exchange  contracts  for  the  sale  of  approximately  36 
million Japanese Yen and 125,000 Pounds Sterling at fixed rates. The contracts expired on various dates through 
January 2008.  The Company had not designated the contracts as hedges and recognized a loss on the change in 
the  estimated  fair  value  of  the  contracts  of  $11,000  for  the  twelve  months  ended  December  31,  2007.    The 
estimated  fair  value  of  the  contracts  was  $1,000  at  December  31,  2007  and  was  recorded  on  the  balance  sheet 
under other current assets.   

Other Expense, Net.  For the years ended December 31, 2008 and 2007, other expense, net was $226,000 

and $555,000, respectively.  The major components of other expense, net include the following items: 

The Company accounts for its investment in ESA using the equity method.  In accordance with the equity 
method, the Company has eliminated 10% of the profit from this contract as the training simulators are assets that 
will be recorded on the books of ESA, and the Company is thus required to eliminate its proportionate share of the 
profit  included  in  the  asset  value.    The  profit  elimination  totaled  $28,000  and  $444,000  for  the  years  ended 
December 31, 2008 and 2007, respectively.    

For  the  years  ended  December  31,  2008  and  2007,  the  Company  recognized  a  $213,000  and  $54,000 

equity loss, respectively, on its investment in ESA.     

The  Company  had  other  miscellaneous  income  in  the  year  ended  December  31,  2008  of  $15,000  and 

other miscellaneous expense of $57,000 in the year ended December 31, 2007. 

Provision for Income Taxes.  In July 2006, the Financial Accounting Standards Board, or FASB, issued 
Interpretation,  or  FIN,  No. 48,  Accounting  for  Uncertainty  in  Income  Taxes  —  An  Interpretation  of  FASB 
Statement  No. 109,  “Accounting  for  Income  Taxes”.      FIN  No. 48  clarifies  the  accounting  for  uncertainty  in 
income  taxes  recognized  in  the  Company’s  financial  statements.  It  also  prescribes  a  recognition  threshold  and 
measurement attribute for the financial statement recognition and measurement of tax positions taken or expected 
to be taken in a tax return. This interpretation also provides guidance on derecognition, classification, interest and 
penalties, accounting in interim periods and expanded disclosure with respect to uncertainty in income taxes. The 
Company  adopted  the  guidance  of  FIN  No. 48  effective  January 1,  2007.  The  adoption  of  this  accounting 

36 

 
 
 
 
                
              
              
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

pronouncement did not have a material effect on the Company’s financial position, results of operations or cash 
flows.  Furthermore,  the  Company  is  not  aware  of  any  tax  positions  for  which  it  is  reasonably possible  that  the 
total  amounts  of  unrecognized  tax  benefits  would  significantly  decrease  or  increase  within  the  next  twelve 
months.  

The Company files in the United States federal jurisdiction and in several state and foreign jurisdictions. 
Because  of  the  net  operating  loss  carryforwards,  the  Company  is  subject  to  U.S.  federal  and  state  income  tax 
examinations from years 1997 and forward and is subject to foreign tax examinations by tax authorities for years 
2003 and forward.  Open tax years related to state and foreign jurisdictions remain subject to examination but are 
not considered material to our financial position, results of operations or cash flows.  

As of December 31, 2008, there have been no material changes to the liability for uncertain tax positions.  

The  Company’s  tax  provision  in  2008  was  $129,000  and  consisted  of  $226,000  foreign  income  tax 
withholding  on  several  non-U.S.  contracts,  $10,000  state  income  taxes,  and  $19,000  foreign  income  taxes 
incurred by the Company’s foreign subsidiaries. The income tax expense was partially offset by a $126,000 credit 
from  the  reduction  of  the  valuation  allowance  against  the  net  deferred  tax  assets  of  the  Company’s  Swedish 
subsidiary.    

  The Company has a full valuation allowance on its net deferred tax assets at December 31, 2008, with the 

exception of the net deferred tax assets of its Swedish subsidiary which are expected to be realized in 2009.    

Comparison of the Years Ended December 31, 2007 to December 31, 2006. 

Contract Revenue.  For the year ended December 31, 2007, contract revenue totaled $31.9 million, a 16.0% 
increase from the $27.5 million for the year ended December 31, 2006.  The increase is mainly attributable to the 
$15.1 million ESA contract received in January 2006.  Change orders totaling $1.8 million were received from ESA  
increasing the total order value to $16.9 million.  For the twelve months ended December 31, 2007 and 2006, the 
Company recognized $9.9 million and $5.7 million, respectively, of contract revenue on this project.  Total orders 
received in 2007 were $37.8 million versus $33.5 million in 2006.  At December 31, 2007, the Company’s backlog 
was approximately $24.6 million, of which $1.1 million related to the ESA contract.   

Gross Profit.  Gross profit totaled $9.7 million for the year ended December 31, 2007 versus $7.9 million 
for  the  year  ended  December  31,  2006.    As  a  percentage  of  revenue,  gross  profit  increased  from  28.7%  for  the 
twelve months ended December 31, 2006 to 30.4% for the twelve months ended December, 31 2007.   The increase 
in gross profit percentage mainly reflects the higher proportion of revenue from the ESA project in 2007. 

Selling, General and Administrative Expenses.  Selling, general and administrative (“SG&A”) expenses 
increased  46.4%  from  $4.9  million  for  the  year  ended  December  31,  2006  to  $7.2  million  for  the  year  ended 
December 31, 2007.  The increase reflects the following spending variances: 

♦  Business development and marketing costs increased from $2.1 million for the year ended December 
31,  2006  to  $2.6  million  in  the  year  ended  December  31,  2007.    In  the  latter  part  of  2006,  the 
Company  added  additional  business  development  personnel,  plus  the  Company  incurred  higher 
bidding and proposal costs in 2007.   

37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

♦  The  Company’s  general  and  administrative  expenses  totaled  $4.1  million  in  the  year  ended 
December 31, 2007, which was 76.1% higher than the $2.3 million incurred in 2006.  The increase is 
due to the following: 

o  The  Management  Services  Agreement  with  GP  Strategies  was  terminated  on  December  31, 
2006.  Under this agreement, General Physics (a GP Strategies subsidiary) provided corporate 
support services, including accounting, finance, human resources, legal, and network support.  
In conjunction with the reinstatement of these corporate services in-house, the Company hired 
several personnel, implemented a new financial system and contracted with outside vendors to 
provide payroll services and IT support and hosting services.  

o  In February 2007, the Board of Directors approved a new director compensation plan.  In 2006, 
only the Audit Committee members received compensation; in 2007 all non-employee directors 
received  compensation.    In  addition,  the  independent  directors  were  awarded  10,000  stock 
options each on February 6, 2007.  The options were valued using the Black-Scholes method, 
and the cost is being amortized over the three year vesting period.  Accordingly, total director 
compensation expense increased by $202,000 in 2007 as compared to 2006.   

o  The Company established a two-man Advisory Committee to the Board of Directors which met 
once  in  the  first  quarter  2007.  The  Advisory  Committee  members  are  not  affiliated  with  the 
Company or any of its subsidiaries. The Advisory Committee members receive a fee of $7,500 
for each meeting that they attend.   

o  In  May  2006,  the  Company  hired  an  outside  investor  relations  consulting  firm.    The  firm 
received  a  monthly  fee  of  $3,500  and  a  total  of  50,000  shares  of  GSE  common  stock,  with 
2,778 shares earned as of the last day of each month during the 18-month consulting period.  A 
certificate representing all 50,000 shares of GSE common stock was delivered to the investor 
relations consulting firm in October 2007.  The fair value of the shares earned was determined 
using  the  closing  AMEX  price  as  of  the  last  day  of  each  month.    In  November  2007,  this 
agreement was extended through April 2009, with a monthly fee of $5,000 and a total of 25,000 
shares of GSE common stock, with 1,388 shares earned as of the last day of each month during 
the 18-month consulting period.   Total compensation paid to the investor relations consulting 
firm, including the value of the earned shares of common stock, increased by $148,000 in 2007 
versus 2006.   

o  In 2007, the Company hired an independent accounting firm to perform  a study to determine 
whether an even triggering IRS Code Section 382 had occurred.  Section 382 limits the amount 
of income that may be offset by net operating losses after an ownership change. The Company 
incurred $137,000 of expense related to this study and related costs in 2007.   

o  As  of  June  30,  2007,  the  Company’s  market  capitalization  exceeded  $75  million.    The 
Company  hired  an  internal  audit  manager  and  hired  its  independent  registered  public 
accounting firm to perform an audit of the Company’s internal controls over financial reporting 
as of December 31, 2007 as required by the Sarbanes-Oxley Act of 2002 (“SOX”).  No such 
audit  of  the  Company’s  internal  controls  over  financial  reporting  was  required  in  2006.    The 
Company incurred a total of $228,000 of expense related to SOX compliance in 2007.   

38 

 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

♦  Gross  spending  on  software  product  development  (“development”)  totaled  $1.2  million  in  the  year 
ended  December  31,  2007  as  compared  to  $871,000  in  2006.    For  the  year  ended  December  31, 
2007, the Company expensed $514,000 and capitalized $673,000 of its development spending while 
in the year ended December 31, 2006, the Company expensed $538,000 and capitalized $333,000 of 
its  development  spending.    The  Company’s  capitalized  development  expenditures  in  2007  were 
related to the development of a new graphic user interface (“GUI”) for THEATRe, the replacement 
of  the  GUI  for  SimSuite  Pro  with  JADE  Designer,  and  the  addition  of  new  features  to  JADE 
Topmeret and Opensim.  

Administrative Charges from GP Strategies.  As noted above, the Company terminated its Management 
Services  Agreement  with  GP  Strategies  on  December  31,  2006.    The  Company  was  charged  $685,000  by  GP 
Strategies in the twelve months ended December 31, 2006.  

Depreciation.  For the year ended December 31, 2007 and 2006, depreciation expense totaled $258,000 
and $186,000, respectively.  The increase in depreciation expense reflects an increase in capital spending in the 
year ended December 31, 2007 as compared to the year ended December 31, 2006, $778,000 versus $185,000, 
respectively.  Approximately 50% of the capital spending in 2007 was for furniture and computer equipment for 
the  training  centers  that  the  Company  established  at  Georgia  Tech  University  and  Strathclyde  University;  the 
balance was for computers, printers, servers and software.   

Operating  Income.    The  Company  had  operating  income  of  $2.2  million  and  $2.1  million  in  the  years 
ended December 31, 2007 and 2006, respectively.  As a percentage of revenue, operating income decreased from 
7.6% of revenue in 2006 to 7.0% in 2007.  The decrease in operating income as a percentage of revenue was due 
to the factors outlined above.  

Interest Expense, Net.  For the year ended December 31, 2007, net interest expense totaled $433,000 as 

compared to net interest expense for the year ended December 31, 2006 of $764,000.  

In June 2007, using the proceeds from the Company’s June 2007 common stock and warrant transaction, 
the Company paid off the outstanding balance of its line of credit and did not borrow against the line of credit for 
the  balance  of  2007.    For  the  years  ended  December  31,  2007  and  2006,  interest  expense  on  credit  facility 
borrowings totaled $107,000 and $264,000, respectively.   

Amortization of deferred financing costs related to the Company’s line of credit increased from $200,000 
for the year ended December 31, 2006 to $231,000 for the year ended December 31, 2007.  The Company entered 
into its $5.0 million line of credit with Laurus Master Fund, Ltd. in March 2006.  

Amortization  of  the  cost  of  the  warrants  issued  to  Laurus  in  conjunction  with the  credit  facility  totaled 

$302,000 in 2007 versus $251,000 in 2006.   

For the year ended December 31, 2006, the Company incurred interest expense of $26,000 on the Dolphin 
Note  and  original  issue  discount  accretion  related  to  the  Dolphin  Note  and  GSE  Warrant  of  $58,000.    The 
Company  paid  off  the  Dolphin  Note  in  conjunction  with  the  preferred  stock  transaction  that  was  completed  in 
February 2006. 

The Company had approximately $2.9 million of cash in Certificates of Deposit that were being used as 
collateral for six performance bonds.  The Company recognized $104,000 of interest income on these Certificates 
39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

of Deposit in the year ended December 31, 2007.  In the year ended December 31, 2006, the Company recognized 
$56,000 of interest income on its Certificates of Deposit.  

Interest  income  earned  on  short-term  investments  of  the  Company’s  operating  cash  totaled  $96,000  for 

the year ended December 31, 2007. 

The  Company  deposited  $1.2  million  into  a  restricted,  interest-bearing  account  at  the  Union  National 
Bank in the United Arab Emirates as a partial guarantee for ESA’s credit facility.  The Company earned $36,000 
of interest income on this account in 2007. 

Interest expense accrued on the preferred dividends payable to ManTech was $9,000 for the year ended 

December 31, 2007 and $20,000 for the year ended December 31, 2006. 

Other  miscellaneous  interest  expense,  net  totaled  $20,000  and  $1,000  respectively,  in  the  years  ended 

December 31, 2007 and 2006. 

Loss  on  Extinguishment  of  Debt.    On  February  28,  2006,  the  Company  and  Dolphin  entered  into  a 
Cancellation and Warrant Exchange Agreement (the “Cancellation Agreement”) under which Dolphin agreed to 
cancel  its  Senior  Subordinated  Secured  Convertible  Promissory  Note  and  cancel  its  outstanding  warrant  to 
purchase  380,952  shares  of  GSE  common  stock  at  an  exercise  price  of  $2.22  per  share.      In  exchange  for 
Dolphin’s  agreement  to  enter  into  the  Cancellation  Agreement  and  for  the  participation  of  Dolphin  Offshore 
Partners, LP in the Preferred Stock transaction, the Company repaid the Dolphin Note and agreed to issue a new 
warrant to purchase 900,000 shares of GSE common stock at an exercise price of $0.67 per share.  

In conjunction with the early payoff of the Dolphin Note and the cancellation of the 380,952 warrants, the 
Company wrote off the remaining unamortized Original Issue Discount of $1.1 million, wrote off the remaining 
unamortized  deferred  financing  charges  of  $185,000;  recognized  a  credit  of  $698,000  from  the  write-off  of  the 
liabilities related to the Dolphin Note conversion feature and the related warrants and took an $868,000 charge for 
the value of the 900,000 new warrants issued to Dolphin.  

Loss  on  Derivative  Instruments.    The  Company  periodically  enters  into  forward  foreign  exchange 
contracts to manage market risks associated with the fluctuations in foreign currency exchange rates on foreign-
denominated trade receivables.  At December 31, 2007, the Company had foreign exchange contracts for the sale 
of approximately 36 million Japanese Yen and 125,000 Pounds Sterling at fixed rates. The contracts expired on 
various dates through January 2008.  The Company had not designated the contracts as hedges and recognized a 
loss on the change in the estimated fair value of the contracts of $11,000 for the year ended December 31, 2007.  
The estimated fair value of the contracts was $1,000 at December 31, 2007 and was recorded on the balance sheet 
under other current assets.   

At  December  31,  2006,  the  Company  had  foreign  exchange  contracts  for  sale  of  approximately  142 
million Japanese Yen at fixed rates. The contracts expired on various dates through August 2007.  The Company 
had not designated the contracts as hedges and a loss on the change in the estimated fair value of the contracts of 
$24,000  for  the  year  ended  December  31,  2006.    The  estimated  fair  value  of  the  contracts  was  $12,000  at 
December 31, 2006 and was recorded on the balance sheet under other current assets. 

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

Other Expense, Net.  For the years ended December 31, 2007 and 2006, other expense, net was $555,000 

and $81,000, respectively.  The major components of other expense, net included the following items: 

♦  The  Company  accounts  for  its  investment  in  ESA  using  the  equity  method.    In  accordance  with  the  equity 
method, the Company has eliminated 10% of the profit from its ESA contract as the training simulators are 
assets  that  will  be  recorded  on  the  books  of  ESA,  and  the  Company  is  thus  required  to  eliminate  its 
proportionate  share  of  the  profit  included  in  the  asset  value.    The  profit  elimination  totaled  $444,000  and 
$251,000  for  the  years  ended  December  31,  2007  and  2006,  respectively.    In  addition,  the  Company 
recognized a $54,000 equity loss on the Company’s investment in ESA in the year ended December 31, 2007.    

♦  Foreign  currency  transaction  losses  totaled  $60,000  for  the  year  ended  December  31,  2007  versus  foreign 

currency transaction gains of $128,000 for the year ended December 31, 2006, respectively.    

♦  Other  miscellaneous  income  items  totaled  $3,000  and  $42,000  in  the  years  ended  December  31,  2007  and 

2006, respectively.  

Provision for Income Taxes.  

In July 2006, the Financial Accounting Standards Board, or FASB, issued Interpretation, or FIN, No. 48, 
Accounting for Uncertainty in Income  Taxes — An  Interpretation of FASB Statement No. 109, “Accounting for 
Income  Taxes”.      FIN  No. 48  clarifies  the  accounting  for  uncertainty  in  income  taxes  recognized  in  the 
Company’s  financial  statements.  It  also  prescribes  a  recognition  threshold  and  measurement  attribute  for  the 
financial statement recognition and measurement of tax positions taken or expected to be taken in a tax return. 
This  interpretation  also  provides  guidance  on  derecognition,  classification,  interest  and  penalties,  accounting  in 
interim periods and expanded disclosure with respect to uncertainty in income taxes. The Company adopted the 
guidance of FIN No. 48 effective January 1, 2007. The adoption of this accounting pronouncement did not have a 
material  effect  on  the  Company’s  financial  position,  results  of  operations  or  cash  flows.  Furthermore,  the 
Company  is  not  aware  of  any  tax  positions  for  which  it  is  reasonably  possible  that  the  total  amounts  of 
unrecognized tax benefits would significantly decrease or increase within the next twelve months.  

As of December 31, 2007, there had been no material changes to the liability for uncertain tax positions.  

The  Company’s  tax  provision  in  2007  was  $43,000  and  consisted  of  $147,000  foreign  income  tax 
withholding on several non-U.S. contracts and $7,000 state income taxes which were partially offset by a federal 
income  tax  benefit  of  $111,000  (the  benefit  mainly  reflects  the  reversal  of  the  tax  benefit  from  the  exercise  of 
employee stock options recognized in 2006 due to an increase in the Company’s estimate of the annual amount of 
net operating loss carryforwards available).  

The Company’s tax provision in 2006 was $149,000 and consisted of foreign income taxes of $17,000 and 

state income taxes of $29,000 and federal income taxes of $103,000. 

The Company had a full valuation allowance on its deferred tax assets at December 31, 2007. 

Liquidity and Capital Resources. 

As  of  December  31,  2008,  GSE  had  cash  and  cash  equivalents  of  $8.3  million  versus  $8.2  million  at 

41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

December 31, 2007.  

Cash From Operating Activities.  For the year ended December 31, 2008, net cash provided by operating 
activities  totaled  $2.3  million  and  increased  $385,000  as  compared  to  2007.    Significant  changes  in  the 
Company’s assets and liabilities in 2008 included: 

♦  A  $527,000  increase  in  the  Company’s  contracts  receivable.      The  Company’s  trade  receivables 
increased  from  $4.2  million  at  December  31,  2007  (including  $1.0  million  due  from  ESA)  to  $7.3 
million at December 31, 2008 (including $1.6 million due from ESA) while the Company’s unbilled 
receivables decreased by $3.0 million to $3.6 million at December 31, 2008.  At December 31, 2008, 
trade receivables outstanding for more than 90 days totaled $2.3 million (including $1.6 million from 
ESA)  versus  $2,000  at  December  31,  2007.    Despite  the  increase  in  overdue  receivables,  the 
Company believes the entire balance will be received and has not increased its bad debt reserve.   
♦  A  $1.0  million  reduction  in  accounts  payable,  accrued  compensation  and  accrued  expenses.    The 
decrease mainly reflects a reduction in outstanding trade payables at December 31, 2008 as compared 
to the prior year and a payout in early 2008 of accrued vacation to U.S. employees in excess of the 
annual carryover allowance in accordance with the Company’s vacation policy.  

♦  A $1.8 million increase in billings in excess of revenue earned.  The increase is due to the timing of 

contracted billing milestones of the Company’s current projects.  

Net  cash  provided  by  operating  activities  was  $1.9  million  for  the  year  ended  December  31,  2007  and 
increased $2.5 million as compared to 2006, reflecting an increase in net income before non-cash items (such as 
depreciation,  amortization,  stock-based  compensation  expense,  and  elimination  of  profit  of  the  ESA  contract).  
The most significant change in the Company’s assets and liabilities in 2007 was a $1.5 million reduction in the 
Company’s  accounts  payable,  accrued  compensation  and  accrued  expenses.      After  the  completion  of  the 
Company’s June 2007 common stock transaction, the Company paid $405,000 to ManTech for the preferred stock 
dividends that had been payable since 2003 and the related accrued interest.  The balance of the reduction was 
mainly due to the paydown of the Company’s trade payable balance.  

Net cash used in operating activities was $594,000 for the year ended December 31, 2006.  The loss on 
early  extinguishment  of  debt  of  $1.4  million  was  a  non-cash  expense  that  had  no  impact  on  the  Company’s 
operating cash flow.  Significant changes in the Company’s assets and liabilities in 2006 included: 

♦  A  $3.8  million  increase  in  contracts  receivable.    An  invoice  for  $1.7  million  was  issued  to  ESA  in 
August  2006  and  was  still  outstanding  at  December  31,  2006.    The  Company  received  the  $1.7 
million  in  May  2007.    In addition,  the Company  had  an  unbilled  receivable  of  $1.9  million  for  the 
ESA contract at December 31, 2006.  

♦  A $690,000 increase in billings in excess of revenues earned.  The increase is related to the timing of 

milestone billings on several projects.  

♦  A  $536,000  decrease  in  the  amount  due  to  GP  Strategies  Corporation.    The  reduction  reflects  the 
utilization  of  a  portion  of  the  funds  received  through  the  Company’s  convertible  preferred  stock 
transaction to pay down the balance due to GP Strategies. The Company paid off the balance due to 
GP  Strategies  prior  to  the  termination  of  the  Management  Services  Agreement  on  December  31, 
2006. 

42 

 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

Cash  Used  in  Investing  Activities.    For  the  year  ended  December  31,  2008,  net  cash  used  in  investing 
activities  was  $2.6  million.    The  Company  made  capital  expenditures  of  $705,000,  increased  its  investment  in 
ESA  by  $486,000  and  capitalized  software  development  costs  of  $591,000.    The  Company  also  restricted  an 
additional $836,000 of cash as collateral for performance bonds issued by the Company and backed by standby 
letters of credit.    

 Net  cash  used  in  investing  activities  was  $3.5  million  for  the  year  ended  December  31,  2007.    The 
Company made capital expenditures of $778,000, capitalized software development costs of $673,000, and made 
an  additional  investment  in  ESA  of  $261,000.    The  Company  deposited  $1.2  million  into  a  restricted,  interest-
bearing  account  at  the  Union  National  Bank  in  the  United  Arab  Emirates  as  a  partial  guarantee  for  the  $11.8 
million credit facility that the bank extended to ESA.  The Company also restricted $700,000 of cash as collateral 
for performance bonds issued by the Company and backed by standby letters of credit. 

For the year ended December 31, 2006, net cash used in investing activities was $3.1 million consisting 
of  $333,000  of  capitalized  software  development  costs,  $185,000  of  capital  expenditures,  and  the  restriction  of 
$2.3  million  of  cash  as  collateral  for  five  performance  bonds  issued  by  the  Company  and  backed  by  standby 
letters of credit.  The largest is a $2.1 million performance bond issued to ESA which expires on September 30, 
2009.  In addition, the Company invested $238,000 in ESA.    

Cash Provided by Financing Activities.  The Company generated $483,000 from financing activities in 
the year ended December 31, 2008.  The Company received $571,000 from the issuance of common stock from 
the exercise of warrants and employee stock options and spent $88,000 on deferred financing costs in conjunction 
with the new Bank of America lines of credit.   

 In  the  year  ended  December  31,  2007,  the  Company  generated  $8.7  million  from  financing  activities.  
The Company generated net proceeds of $9.2 million from the issuance of 1,666,667 shares of common stock and 
warrants which was used to pay down the Laurus Master Fund, Ltd. line of credit.  The Company generated $2.1 
million  from  the  exercise  of  warrants  and  employee  stock  options.    The  Company  reversed  a  tax  benefit  of 
$115,000  related  to  employee  stock  option  exercises  that  had  been  recognized  in  2006.    The  Company  paid 
dividends  of  $49,000  to  the  Series  A  Cumulative  Convertible  Preferred  stockholders  and  paid  the  $316,000 
preferred stock dividend that was due to ManTech since 2003. 

The Company generated $3.4 million from financing activities in the twelve months ended December 31, 
2006.    The  Company  generated  net  proceeds  of  $3.9  million  from  the  issuance  of  42,500  shares  of  Series  A 
Cumulative Convertible Preferred Stock and Warrants which were used to pay off the $2.0 million Dolphin Note 
and the outstanding borrowings under the Company’s bank line of credit ($1.2 million).  

The  Company  entered  into  a  new  credit  facility  with  Laurus  Master  Fund  on  March  7,  2006  and  had 
outstanding  borrowings  under  the  credit  facility  on  December  31,  2006  of  $2.2  million.  In  conjunction  with  the 
establishment of  the Laurus line of credit, the Company incurred  cash financing costs of $448,000.   On  May 18, 
2006, Laurus Master Fund agreed to temporarily increase the Company’s borrowing capability by $2.0 million over 
and above the funds that  were available to the Company based upon its normal borrowing  base calculation.  The 
over advance was used to collateralize a $2.1 million performance bond that the Company issued to the Emirates 
Simulation Academy, LLC in the form of a standby letter of credit.  One half of the increased borrowing capability 
expired on July 18, 2006, and the balance expired on April 13, 2007.  The Company’s borrowings over and above 
the normal borrowing base calculation bore additional interest of 1.5% per month over and above the normal interest 
rate on the line of credit. 

43 

 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

The Company received $409,000 through the issuance of common stock due to the exercise of employee 
stock  options,  and  $730,000  through  the  issuance  of  common  stock  due  to  the  exercise  of  warrants.    The 
Company recognized a tax benefit of $124,000 related to the employee stock option exercises. 

In 2006, the Company paid dividends of $279,000 to the preferred stockholders.  

  Credit Facilities 

  On March 28, 2008, the Company entered into two separate revolving line of credit agreements for two-year 
revolving lines of credit with Bank of America, N.A. (“BOA”), in an aggregate amount of up to $5.0 million.  The 
Company and its subsidiary, GSE Power Systems, Inc., are jointly and severally liable as co-borrowers.  The credit 
facilities are collateralized by substantially all of the Company’s assets and enable the Company to borrow funds to 
support working capital needs and standby letters of credit.  The first line of credit in the principal amount of up to 
$3.5 million enables the Company to borrow funds up to 90% of eligible foreign accounts receivable, plus 75% of 
eligible  unbilled  foreign  receivables  and  100%  of  the  cash  collateral  pledged  to  BOA  on  outstanding  warranty 
standby letters of credit. This line of credit is 90% guaranteed by the Export-Import Bank of the United States.  The 
interest rate on this line of credit is based on the daily LIBOR rate plus 150 basis points, with interest only payments 
due monthly.  The second line of credit in the principal amount of up to $1.5 million enables the Company to borrow 
funds up to 80% of domestic accounts receivable and 30% of domestic unbilled receivables.  The interest rate on this 
line of credit is based on the daily LIBOR rate plus 225 basis points, with interest only payments due monthly.   The 
credit facilities require the Company to comply with certain financial ratios and preclude the Company from making 
acquisitions beyond certain limits without the bank’s consent. At December 31, 2008, the Company was in default 
on two of the financial covenants; however, it has received a written waiver from BOA.  The Company’s available 
borrowing base under the two lines of credit was $3.2 million at December 31, 2008, of which $105,000 had been 
utilized as collateral for a standby letter of credit.  

  Common Stock and Warrant Transaction 

On June 22, 2007, the Company raised $9.2 million, net of associated fees of $768,000, through the sale 
of 1,666,667 shares (the “Shares”) of its common stock, $.01 par value per share, by means of a private placement 
to selected institutional investors.  Each investor received a five-year warrant to purchase GSE common stock (the 
“Warrant Shares”) equal to 10% of the shares of common stock that they had purchased at an exercise price of 
$6.00  per  share  (the  “Warrants”).    In  aggregate,  the  Company  issued  Warrants  to  purchase  a  total  of  166,667 
shares of GSE common stock.   

The  Company  filed  its  registration  statement  on  Form  S-3  (the  “Registration  Statement”)  with  the 
Securities and Exchange Commission (the “Commission”) on July 16, 2007 covering the offer and sale, from time 
to time, of the Shares, the Warrant Shares and shares of common stock issuable upon exercise of warrants that 
may  be  issued  as  liquidated  damages  under  the  terms  of  a  certain  registration  rights  agreement  entered  into 
between  the  Company  and  the  investors  (the  “Registration  Rights  Agreement”)  in  connection  with  the  private 
placement.  The Registration Statement became effective on August 8, 2007 and, pursuant to the provisions of the 
Registration Rights Agreement, the Company is obligated to use commercially reasonable efforts to, after the date 
on which the Registration Statement becomes effective, cause the Registration Statement to remain continuously 
effective  as  to  all  Shares  and  Warrant  Shares,  other  than  for  an  aggregate  of  more  than  30  consecutive  trading 
44 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

days or for more than an aggregate of 60 trading days in any 12-month period. In the event of a default of the 
foregoing obligation, the Company will be required to issue to the investors, as liquidated damages, on the date 
the foregoing default occurs and each monthly anniversary thereafter, a number of warrants (on the same terms as 
the  Warrants)  equal  to  2%  of  the  number  of  Shares  then  held  by such  investor,  not  to  exceed  10%  of  the  total 
number  of  Shares  then  held  by  such  investor,  and  thereafter  cash,  in  an  amount  equal  to  2%  of  the  aggregate 
purchase price paid by the investors, not to exceed 30% of the aggregate purchase price paid by the investors.  

At the date of issuance, the fair value of the Warrants was $510,000 and the fair value of the Shares was 
$9.5 million.  The fair value of the Warrants and the Shares was determined by the use of the relative fair value 
method, in which the $10.0 million gross proceeds was allocated based upon the fair values of the Warrants, as 
determined by using the Black-Scholes Model, and the Shares, as determined by the closing price of the common 
stock on the American Stock Exchange on the date the transaction was closed.   

The Company paid the placement agent a fee in the amount of 6% of the gross proceeds received by the 
Company from the offering ($600,000).  In addition to the placement agent fee, the Company paid $168,000 of 
other transaction fees related to the offering.    

The proceeds were used to pay down the Company’s line of credit and for other working capital purposes.   

  Senior Convertible Secured Subordinated Note Payable 

  On  May  26,  2005,  GSE  issued  and  sold  to  Dolphin  Direct  Equity  Partners,  LP  (“Dolphin”)  a  Senior 
Subordinated Secured Convertible Note in the aggregate principal amount of $2,000,000 which was to mature on 
March 31, 2009 (the “Dolphin Note”), and a seven-year warrant to purchase 380,952 shares of GSE common stock 
at  an  exercise  price  of  $2.22  per  share  (the  “GSE  Warrant”).    The  Dolphin  Note  was  convertible  into  1,038,961 
shares of GSE common stock at an exercise price of $1.925 per share and accrued interest at 8% payable quarterly.  
On  February  28,  2006,  the  Company  and  Dolphin  entered  into  a  Cancellation  and  Warrant  Exchange  Agreement 
(the “Cancellation Agreement”) under which Dolphin agreed to cancel its Senior Subordinated Secured Convertible 
Promissory Note and cancel its outstanding warrant to purchase 380,952 shares of GSE common stock at an exercise 
price  of  $2.22  per  share.    In  exchange  for  Dolphin’s  agreement  to  enter  into  the  Cancellation  Agreement,  the 
Company repaid the Dolphin Note and agreed to issue a new warrant to purchase 900,000 shares of GSE common 
stock at an exercise price of $.67 per share (the “Dolphin Warrant”).  At the date of issuance, the fair value of the 
Dolphin Warrant was $868,000, as established using the Black-Scholes Model, and was recorded in paid-in capital 
with the offset recorded as loss on extinguishment of debt.  In accordance with the terms of the warrant agreement, 
Dolphin exercised the Dolphin Warrant on November 8, 2006 upon the Company’s certification that, among other 
things, the underlying shares of GSE common stock were registered with the Securities and Exchange Commission 
on October 31, 2006, that the current stock price was greater than $1.25 per share, and that the average of the current 
stock  prices  for  each  trading  day  of  the  prior  30  calendar  day  period  was  not  less  than  $1.25  per  share.    The 
Company received cash proceeds of $603,000.   

In conjunction with the early payoff of the Dolphin Note and the cancellation of the 380,952 warrants, the 
Company wrote off the remaining unamortized Original Issue Discount of $1.1 million, wrote off the remaining 
unamortized  deferred  financing  charges  of  $185,000;  recognized  a  credit  of  $698,000  from  the  write-off  of  the 
liabilities related to the Dolphin Note conversion feature and the related warrants and took an $868,000 charge for 
the value of the 900,000 new warrants issued to Dolphin.  The total loss on extinguishment of the Dolphin Note 
and the cancellation of the related warrants totaled $1.4 million.    

45 

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

  Series A Cumulative Preferred Stock 

  On February 28, 2006, the Company raised $3.9 million, net of associated fees of $395,000, through the 
sale  of  42,500  shares  of  Series  A  Cumulative  Convertible  Preferred  Stock  and  Warrants  by  means  of  a  private 
placement  to  “accredited  investors”,  as  that  term  is  used  in  rules  and  regulations  of  the  Securities  and  Exchange 
Commission.  The Convertible Preferred Stock was convertible at any time into a total of 2,401,133 shares of GSE 
common stock at a conversion price of $1.77 per share. The conversion price was equal to 110% of the closing price 
of the Company’s Common Stock on February 28, 2006, the date the sale of the Convertible Preferred Stock was 
completed.  Each investor received a five-year warrant to purchase GSE common stock equal to 20% of the shares 
they  would  receive  from  the  conversion  of  the  Convertible  Preferred  Stock,  at  an  exercise  price  of  $1.77.    In 
aggregate,  the  Company  issued  warrants  to  purchase  a  total  of  480,226  shares  of  GSE  common  stock.    The 
Convertible  Preferred  Stock  holders  were  entitled  to  an  8%  cumulative  dividend,  payable  on  a  semiannual  basis 
every  June  30  and  December  30.    In  2006,  the  Company  paid  dividends  totaling  $279,000  to  the  preferred 
stockholders; in the nine months ended September 30, 2007 the Company paid dividends totaling $49,000.  At the 
date  of  issuance,  the  fair  value  of  the  warrants  was  $342,000  and  the  fair  value  of  the  preferred  stock  was  $3.9 
million. The fair value of the warrants and the preferred stock was determined by the use of the relative fair value 
method,  in  which  the  $4.25  million  gross  proceeds  was  allocated  based  upon  the  fair  values  of  the  warrants,  as 
determined by using the Black-Scholes Model, and the preferred stock, as determined by an independent appraisal.  
At  any  time  after  March  1,  2007,  the  Company  had  the  right  to  convert  the  Preferred  Stock  into  shares  of  GSE 
common stock when the average of the current stock price during the twenty trading days immediately prior to the 
date of such conversion exceeded 200% of the Series A Conversion Price.  On March 7, 2007, the Company sent 
notice to the holders of the remaining 20,000 outstanding shares of its Preferred Stock that the average current stock 
price  for  the  prior  twenty  trading  days  had  exceeded  200%  of  the  Conversion  Price,  and  that  the  Company  was 
converting the outstanding Preferred Stock into common stock.  The 20,000 shares of Preferred Stock converted to 
1,129,946 shares of GSE common stock.  Prior to March 7, 2007, the holders of 22,500 shares of Preferred Stock 
had already elected to convert their Preferred Stock into a total of 1,271,187 shares of Common Stock; 8,580 shares 
of Preferred Stock were converted in 2006 and 13,920 shares of Preferred Stock were converted in 2007.   

  The Company paid the placement agent for the Convertible Preferred Stock and Warrants 6% of the gross 
proceeds received by the Company from the offering ($255,000) plus five-year warrants to purchase 150,000 shares 
of the Company’s common stock at an exercise price of $1.77 per share. In addition to the placement agent fee, the 
Company paid $140,000 of other transaction fees related to the offering.  At the date of issuance, the fair value of the 
placement agent warrants was $128,000, as established using the Black-Scholes Model, and was recorded in paid-in 
capital, with the offset recognized as a reduction of the preferred stock proceeds. 

Contractual Cash Commitments 

The following summarizes the Company’s contractual cash obligations as of December 31, 2008, and the  

effect these obligations are expected to have on its liquidity and cash flow in future periods: 

46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

Contractual Cash 
Obligations

Long Term Debt 

Subcontractor and 
Purchase 
Commitments

Net Future Minimum 
Lease Payments 

Payments Due by Period
(in thousands)
Less than 1 
year

Total

1-3 Years

4-5 Years

After 5 
Years

$            
-

$          
-

$            
-

$            
-

$        
-

$        

3,617

$      

2,690

$           

927

$            
-

$        
-

$        

5,034

$         

768

$        

1,745

$           

874

$     

1,647

Total

$        

8,651

$      

3,458

$        

2,672

$           

874

$     

1,647

As of December 31, 2008, the Company was contingently liable for seven standby letters of credit totaling 
$3.7 million.  The letters of credit represent performance bonds on seven contracts.  Six of the letters of credit have 
been cash collateralized, the seventh letter of credit has been collateralized using the Company’s line of credit.  

The Company has deposited $1.2 million into a restricted, interest-bearing account at the Union National 
Bank (“UNB”) in the United Arab Emirates as a partial guarantee for the $11.8 million credit facility that UNB 
has  extended  to  ESA.    The  guarantee  will  be  in  place  until  the  expiration  of  the  ESA  credit  facility  on 
December 31, 2014 or earlier if ESA pays down and terminates the credit facility. 

2009 Liquidity Outlook 

  At  December  31,  2008,  the  Company  had  cash  and  cash  equivalents  of  $8.3  million  and  another  $3.1 
million  available under its  line of credit. Although the  Company  was in default on  two of its  financial  covenants 
under  its  line  of  credit  agreement,  the  Company  has  received  a  written  waiver  from  its  bank.    In  addition,  the 
Company’s  backlog  of  project  milestone  invoices  totaled  $28  million  at  December  31,  2008.    The  Company 
anticipates that its normal operations and the utilization of its credit facility will generate all of the funds necessary 
to fund its consolidated operations during the next twelve months.  The Company believes that it will have sufficient 
liquidity and working capital without additional financing.  However, notwithstanding the foregoing, the Company 
may be required to look for additional capital to fund its operations if the Company is unable to operate profitably 
and generate sufficient cash from operations.  There can be no assurance that the Company would be successful in 
raising such additional funds.    

Foreign Exchange. 

47 

 
 
 
 
 
  
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

A portion of the Company's international sales revenue has been and may be received in a currency other 
than  the  currency  in  which  the  expenses  relating  to  such  revenue  are  paid.    Accordingly,  the  Company 
periodically  enters  into  forward  foreign  exchange  contracts  to  manage  the  market  risks  associated  with  the 
fluctuations in foreign currency exchange rates.  

Off-balance Sheet Obligations. 

The Company has no off-balance sheet obligations as of December 31, 2008, except for its operating lease 

commitments and outstanding letters of credit.  See Contractual Cash Commitments above.  

New Accounting Standards. 

In December, 2007, the FASB issued SFAS No. 141(R), Business Combinations (“SFAS 141(R)”), which 
applies prospectively to business combinations for which the acquisition date is on or after the beginning of the 
first annual reporting period beginning on or after December 15, 2008. An entity may not apply it before that date. 
SFAS 141(R)  establishes  principles  and  requirements  for  how  the  acquirer:  i) recognizes  and  measures  in  its 
financial statements the identifiable assets acquired, the liabilities assumed and any noncontrolling interest in the 
acquiree; ii) recognizes and measures the goodwill acquired in the business combination or a gain from a bargain 
purchase; and iii) determines what information to disclose to enable users of the financial statements to evaluate 
the  nature  and  financial  effects  of  the  business  combination.  The  Company  does  not  expect  the  adoption  of 
SFAS 141  (R)  to  have  an  effect  on  its  results  of  operations  and  its  financial  condition  unless  it  enters  into  a 
business combination after January 1, 2009.  

In September 2006, the Financial Accounting Standards Board (“FASB”) issued Statement No. 157, Fair 
Value  Measurements  (“SFAS  157”).  SFAS 157  defines  fair  value,  establishes  a  framework  for  measuring  fair 
value  and  expands  disclosure  requirements  regarding  fair  value  measurements.  SFAS 157  does  not  require  any 
new fair value measurements.  However, on February 12, 2008, the FASB issued FASB Staff Position No. FAS 
157-2, Effective Date of FASB Statement No. 157 (“FSP FAS 157-2”).  FSP FAS 157-2 delays the effective date 
of SFAS 157 for all nonfinancial assets and nonfinancial liabilities until fiscal years beginning after November 15, 
2008 and interim periods within those fiscal years.  The implementation of SFAS No. 157 for financial assets and 
financial  liabilities,  effective  January  1,  2008,  did  not  have  a  material  impact  on  the  Company’s  condensed 
consolidated  financial  statements.  The  Company  is  currently  assessing  the  impact  of  SFAS No. 157  for 
nonfinancial assets and nonfinancial liabilities on its consolidated financial statements.  

In December 2007, the FASB issued SFAS No. 160, Noncontrolling Interests in Consolidated Financial 
Statements—an  amendment  of  Accounting  Research  Bulletin  No. 51  (“SFAS 160”).  SFAS 160  establishes 
accounting and reporting standards for ownership interests in subsidiaries held by parties other than the parent, the 
amount  of  consolidated  net  income  attributable  to  the  parent  and  to  the  noncontrolling  interest,  changes  in  a 
parent’s ownership interest and the valuation of retained noncontrolling equity investments when a subsidiary is 
deconsolidated. SFAS 160 also establishes disclosure requirements that clearly identify and distinguish between 
the interests of the parent and the interests of the noncontrolling owners. The Company is required to adopt the 
provisions of SFAS 160 effective January 1, 2009.  The Company does not expect the adoption of SFAS No. 160 
to have a material impact, if any, on its consolidated financial statements.  

In March 2008, the FASB issued SFAS No. 161, “Disclosures about Derivative Instruments and Hedging 
Activities - an amendment of FASB Statement No. 133”. SFAS No. 161 is intended to improve financial reporting 
about derivative instruments and hedging activities by requiring enhanced disclosures to enable investors to better 
48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

understand  how  and  why  an  entity  uses  derivative  instruments  and  their  effects  on  an  entity's  financial  position, 
financial performance, and cash flows. SFAS No. 161 is effective for financial statements issued for fiscal years and 
interim periods beginning after November 15, 2008. 

Other Matters. 

  Management believes inflation has not had a material impact on the Company's operations. 

ITEM 7A.    QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK. 

  The Company’s market risk is principally confined to changes in foreign currency exchange rates. During 
the year ended December 31, 2008, 27% of the Company’s revenue was from contracts which required payments in 
a  currency  other  than  U.S.  Dollars,  principally  British  Pounds  Sterling  (10%)  and  Swedish  Krona  (7%).    For  the 
years  ended  December  31,  2007  and  2006,  16%  and  18%,  respectively,  of  the  Company’s  revenue  was  from 
contracts which required payments in a currency other than U.S. Dollars, principally Swedish Krona, British Pounds 
Sterling and Japanese Yen.    

In addition, during the years ended December 31, 2008, 2007 and 2006, 14%, 11% and 15%, respectively, 
of the Company’s expenses were incurred in Swedish Krona.  The Company’s exposure to foreign exchange rate 
fluctuations arises in part from inter-company accounts in which costs incurred in one entity are charged to other 
entities in different foreign jurisdictions.  The Company is also exposed to foreign exchange rate fluctuations as the 
financial results of all foreign subsidiaries are translated into U.S. dollars in consolidation.  As exchange rates vary, 
those results when translated may vary from expectations and adversely impact overall expected profitability.  

The Company utilizes forward foreign currency exchange contracts to manage market risks associated with 
the  fluctuations  in  foreign  currency  exchange  rates.  The  principal  currencies  for  which  such  forward  exchange 
contracts are entered into are the Pound Sterling, the Euro and the Japanese Yen.  It is the Company's policy to use 
such derivative financial instruments to protect against market risk arising in the normal course of business in order 
to  reduce  the  impact  of  these  exposures.  The  Company  minimizes  credit  exposure  by  limiting  counterparties  to 
nationally recognized financial institutions.    

As of December 31, 2008, the Company had foreign exchange contracts for sale of approximately 2 million 
Pounds Sterling, 4 million Euro, and 68 million Japanese Yen at fixed rates. The contracts expire on various dates 
through February 2014.  The Company had not designated the contracts as hedges and has recorded a loss on the 
change  in  the  estimated  fair  value  of  the  contracts  of  $174,000  for  the  year  ended  December  31,  2008.      The 
estimated  fair  value  of  the  contracts  was  a  net  liability  of  $58,000  at  December  31,  2008.    The  Company 
recognized  unrealized  losses  of  approximately  $11,000  and  $24,000  in  2007  and  2006,  respectively,  on  the 
changes in fair value of its forward currency exchange contracts.   

  The Company is also subject to market risk related to the interest rate on its two existing lines of credit.  
As of December 31, 2008, the interest rate on one line of credit is based on LIBOR plus 150 basis-points and the 
interest rate on the other line or credit is based on LIBOR plus 225 basis-points.  The Company had no outstanding 
borrowings against either line of credit in 2008.   

49 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

ITEM 8. 

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA. 

INDEX TO FINANCIAL STATEMENTS 

GSE Systems, Inc. and Subsidiaries 

Report of Independent Registered Public Accounting Firm-- Internal Control over Financial Reporting 

Report of Independent Registered Public Accounting Firm -- Consolidated Financial Statements 

Consolidated Balance Sheets as of December 31, 2008 and 2007 

Consolidated Statements of Operations for the years ended 

December 31, 2008, 2007, and 2006 

Consolidated Statements of Comprehensive Income (Loss) for the years ended 

December 31, 2008, 2007, and 2006  

Consolidated Statements of Changes in Stockholders’ Equity for the years ended 

December 31, 2008, 2007, and 2006  

Consolidated Statements of Cash Flows for the years ended 

December 31, 2008, 2007, and 2006  

Notes to Consolidated Financial Statements 

Page 

F-1 

F-3 

F-4 

F-5 

F-6 

F-7 

F-8 
F-9 

50 

 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm – Internal Control over 
Financial Reporting 

The Board of Directors and Stockholders 
GSE Systems, Inc.: 

We  have  audited  GSE  Systems,  Inc.  and  subsidiaries’  (the  “Company”)  internal  control  over 
financial reporting as of December 31, 2008, based on criteria established in Internal Control – 
Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway 
Commission  (COSO).  The  Company's  management  is  responsible  for  maintaining  effective 
internal  control  over  financial  reporting  and  for  its  assessment  of  the  effectiveness  of  internal 
control over financial reporting, included in the accompanying Management’s Report on Internal 
Control over Financial Reporting Item 9A(b). Our responsibility is to express an opinion on the 
Company's internal control over financial reporting based on our audit. 

We  conducted  our  audit  in  accordance  with  the  standards  of  the  Public  Company  Accounting 
Oversight Board (United States). Those standards require that we plan and perform the audit to 
obtain reasonable assurance about whether effective internal control over financial reporting was 
maintained  in  all  material  respects.  Our  audit  included  obtaining  an  understanding  of  internal 
control over financial reporting, assessing the risk that a material weakness exists, and testing and 
evaluating the design and operating effectiveness of internal control based on the assessed risk. 
Our  audit  also  included  performing  such  other  procedures  as  we  considered  necessary  in  the 
circumstances. We believe that our audit provides a reasonable basis for our opinion. 

A company's internal control over financial reporting is a process designed to provide reasonable 
assurance  regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial 
statements for external purposes in accordance with generally accepted accounting principles. A 
company's internal control over financial reporting includes those policies and procedures that (1) 
pertain to the  maintenance of records that, in reasonable detail, accurately and fairly reflect the 
transactions and dispositions of the assets of the company; (2) provide reasonable assurance that 
transactions are recorded as necessary to permit preparation of financial statements in accordance 
with generally accepted accounting principles, and that receipts and expenditures of the company 
are  being  made  only  in  accordance  with  authorizations  of  management  and  directors  of  the 
company;  and  (3)  provide  reasonable  assurance  regarding  prevention  or  timely  detection  of 
unauthorized  acquisition,  use,  or  disposition  of  the  company's  assets  that  could  have  a  material 
effect on the financial statements. 

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or 
detect  misstatements.  Also,  projections  of  any  evaluation  of  effectiveness  to  future  periods  are 
subject to the risk that controls may become inadequate because of changes in conditions, or that 
the degree of compliance with the policies or procedures may deteriorate. 

A  material  weakness  is  a  deficiency,  or  a  combination  of  deficiencies,  in  internal  control  over 
financial reporting, such that there is a reasonable possibility that a material misstatement of the 
company’s annual or interim financial statements  will not be prevented or detected on a  timely 
basis.  A  material  weakness  related  to  the  Company’s  accounting  for  derivative  instruments  has 
been identified and included in management’s assessment.   We also have audited, in accordance 
with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United  States),  the 
consolidated balance sheets of the Company as of December 31, 2008 and 2007 and the related 

F-1

 
 
 
 
 
 
 
 
consolidated  statements  of  operations,  comprehensive  income  (loss),  changes  in  stockholders’ 
equity and cash flows for each of the years in  the three-year period ended December 31, 2008. 
This material weakness was considered in determining the nature, timing, and extent of audit tests 
applied in our audit of the 2008 consolidated financial statements, and this report does not affect 
our report dated March 16, 2009 which expressed an unqualified opinion on those consolidated 
financial statements. 

In our opinion, because of the effect of the aforementioned material weakness on the achievement 
of the objectives of the control criteria, the Company has not maintained effective internal control 
over  financial  reporting  as  of  December  31,  2008,  based  on  the  criteria  established  in  Internal 
Control—Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the 
Treadway Commission. 

/s/ KPMG LLP 

Baltimore, Maryland 
March 16, 2009 

2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm – Consolidated Financial 
Statements 

The Board of Directors and Stockholders 
GSE Systems, Inc.: 

We  have  audited  the  accompanying  consolidated  balance  sheets  of  GSE  Systems,  Inc.  and 
subsidiaries  as  of  December  31,  2008  and  2007,  and  the  related  consolidated  statements  of 
operations, comprehensive income (loss), changes in stockholders’ equity and cash flows for each 
of  the  years  in  the  three-year  period  ended  December  31,  2008.    These  consolidated  financial 
statements are the responsibility of the Company’s management.  Our responsibility is to express an 
opinion on these consolidated financial statements based on our audits. 

We  conducted  our  audits  in  accordance  with  the  standards  of  the  Public  Company  Accounting 
Oversight  Board  (United  States).  Those  standards  require  that  we  plan  and  perform  the  audit  to 
obtain  reasonable  assurance  about  whether  the  financial  statements  are  free  of  material 
misstatement.  An audit includes examining, on a test basis, evidence supporting the amounts and 
disclosures in the financial statements.  An audit also includes assessing the accounting principles 
used  and  significant  estimates  made  by  management,  as  well  as  evaluating  the  overall  financial 
statement presentation.  We believe that our audits provide a reasonable basis for our opinion. 

In our opinion, the consolidated financial statements referred to above present fairly, in all material 
respects, the financial position of GSE Systems, Inc. and subsidiaries as of December 31, 2008 and 
2007, and the results of their operations and their cash flows for each of the years in the three-year 
period ended December 31, 2008 in conformity with U.S. generally accepted accounting principles.  

As  discussed  in  Note  10,  the  Company  adopted  FASB  Interpretation  No.  48,  Accounting  for 
Uncertainty in Income Taxes – An Interpretation of FASB Statement No. 109, on January 1, 2007. 

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting 
Oversight  Board  (United  States),  the  Company’s  internal  control  over  financial  reporting  as  of 
December 31,  2008,  based  on  criteria  established  in  Internal  Control—Integrated  Framework 
issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (COSO), 
and  our  report  dated  March  16,  2009  expressed  an  adverse  opinion  on  the  effectiveness  of  the 
Company’s internal control over financial reporting. 

/s/ KPMG LLP 

Baltimore, Maryland 
March 16, 2009 

3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART I - FINANCIAL INFORMATION
Item 1.  Financial Statements

GSE SYSTEMS, INC. AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS
(in thousands, except share data)

ASSETS

Current assets:

Cash and cash equivalents
Restricted cash
Contract receivables 
Prepaid expenses and other current assets 

Total current assets 

Equipment and leasehold improvements, net
Software development costs, net  
Goodwill
Long-term restricted cash
Other assets

Total assets

LIABILITIES AND STOCKHOLDERS' EQUITY

Current liabilities:

Accounts payable
Accrued expenses
Accrued compensation and payroll taxes
Billings in excess of revenue earned
Accrued warranty
Other current liabilities

Total current liabilities 

Other liabilities

Total liabilities
Commitments and contingencies

Stockholders' equity:

Preferred stock $.01 par value, 2,000,000 shares authorized,  shares issued and 

outstanding none in 2008 and none in 2007

Common stock $.01 par value, 30,000,000 shares authorized, shares issued and

outstanding 15,968,122 in 2008 and 15,508,014 in 2007

Additional paid-in capital
Accumulated deficit
Accumulated other comprehensive loss

Total stockholders' equity
Total liabilities and stockholders' equity

December 31,

2008

2007

$      

8,274
2,962
10,951
1,110
23,297

1,133
1,487
1,739
2,027
1,332
31,015

$    

$      

1,655
685
1,234
4,020
1,066
749
9,409

906
10,315
-

$     

8,172
2,228
10,721
894
22,015

880
1,170
1,739
1,925
635
28,364

$    

$     

1,533
1,061
1,613
2,270
724
103
7,304

695
7,999
-

-

-

160
50,572
(28,818)
(1,214)
20,700
31,015

$    

155
49,225
(28,128)
(887)
20,365
28,364

$    

The accompanying notes are an integral part of these consolidated financial statements.

4 

 
        
      
      
    
        
         
      
    
        
         
        
      
        
      
        
        
        
         
           
      
        
      
        
      
        
         
           
         
        
      
           
         
      
      
            
          
            
          
           
         
      
    
     
   
       
        
      
    
CONSOLIDATED STATEMENTS OF OPERATIONS
(in thousands, except per share data)

Contract revenue
Cost of revenue

Gross profit

Operating expenses

Selling, general and administrative
Administrative charges from GP Strategies
Depreciation

Total operating expenses

Operating income (loss)

Interest income (expense), net
Loss on extinguishment of debt
Loss on derivative instruments
Other expense, net

Income (loss) before income taxes

Provision for income taxes

Net income (loss)

Preferred stock dividends

     Years ended December 31,     
2008
2006
2007

$     

29,004
21,187

$    

31,900
22,217

$    

27,502
19,602

7,817

9,683

7,900

7,383
-
446
7,829

(12)

130
-
(453)
(226)

(561)

129

(690)

-

7,214
-
258
7,472

2,211

(433)
-
(11)
(555)

1,212

43

1,169

(49)

4,929
685
186
5,800

2,100

(764)
(1,428)
(24)
(81)

(197)

149

(346)

(279)

Net income (loss) attributed to common shareholders

$       

(690)

$      

1,120

$       

(625)

Basic income (loss) per common share

$      

(0.04)

$        

0.09

$      

(0.07)

Diluted income (loss) per common share

$      

(0.04)

$        

0.08

$      

(0.07)

The accompanying notes are an integral part of these consolidated financial statements.

5 

 
       
      
      
         
        
        
         
        
        
                 
                
           
            
           
           
         
        
        
            
        
        
            
          
          
                 
                
       
          
            
            
          
          
            
          
        
          
            
             
           
          
        
          
             
            
          
 
GSE SYSTEMS, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)
(in thousands)

     Years ended December 31,     
2008
2006
2007

Net income (loss) 

$        

(690)

$       

1,169

$        

(346)

Foreign currency translation adjustment

(327)

69

201

Comprehensive income (loss)

$    

(1,017)

$      

1,238

$        

(145)

The accompanying notes are an integral part of these consolidated financial statements.

6 

 
          
              
           
 
GSE SYSTEMS, INC, AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY 
(in thousands)

Preferred
           Stock           
Shares

Amount
$     
-

Common
           Stock           
Shares

Amount
$       
90

Additional
Paid-in
Capital
30,915

$    

Accumulated
Other 
Comprehensive
Loss

Accumulated
Deficit

$           

(28,951)

$           

(1,157)

Total
$          

897

Balance, January 1, 2006

Issuance of preferred stock
Conversion of preferred 

stock to common stock
Preferred stock dividends paid
Stock-based compensation

expense

Common stock issued for 

options exercised

Tax benefit of options exercised
Common stock issued for 

services provided
Issuance of warrants
Common stock issued for 
warrants exercised

Foreign currency translation 

adjustment

Net loss
Balance, December 31, 2006

Issuance of common stock
Conversion of preferred 

stock to common stock
Preferred stock dividends paid
Stock-based compensation

expense

Common stock issued for 

options exercised

Adjustment of tax benefit of 

options exercised

Common stock issued for 

services provided
Issuance of warrants
Common stock issued for 
warrants exercised

Foreign currency translation 

adjustment

Net income
Balance, December 31, 2007

Stock-based compensation

expense

Common stock issued for 
options exercised, net of
30,645 shares returned to
 GSE to pay for employee's 
income tax liabilities of
$251

Common stock issued for 

services provided

Common stock issued for 
warrants exercised

Foreign currency translation 

adjustment

Net loss
Balance, December 31, 2008

9,000

-

485
-

-

169
-

22
-

1,338

-
-
11,014

1,667

1,916
-

-

617

-

30
-

264

-
-
15,508

-

194

17

249

5

2

-

-

-

-

-
-

13

-
-
110

17

19
-

-

-

-
-

3

-
-
155

-

-

2

3

3,386

(5)
(279)

202

407
124

96
1,941

717

-
-
37,504

8,705

(19)
(49)

344

(115)

229
510

439

-
-
49,225

650

29

131

537

6

1,677

-

43

(9)

-

-

-
-

-

-

-
-
34

-

(34)
-

-

-

-

-

-
-

-

-
-

-

-

-

-

-
-

-

-
-

-

-
-

-

-

-
-
-

-

-
-

-

-

-

-
-

-

-
-

-

-

-

-

-

-

-
-

-

-
-

-
-

-

-

-
-

-

-
-

-
-

-

-
(346)
(29,297)

201
-
(956)

-

-
-

-

-

-

-
-

-

-

-
-

-

-

-

-
-

-

-
1,169
(28,128)

69
-
(887)

-

-

-

-

3,386
-
-
(279)
-
202
-
409
124

96
1,941
-
730
-
201
(346)
7,361

8,722
-
-
(49)
-
344
-
1,683

(115)

229
510
-
442
-
69
1,169
20,365

650
-
-
-
-
-
31
-
131
-
540
-
(327)
(690)
20,700

$     

-
-
$     
-

-

-
-
15,968

-
-
$     
160

-
-
50,572

$    

(690)
(28,818)

$           

(327)
-
(1,214)

$           

The accompanying notes are an integral part of these consolidated financial statements.

7 

 
           
            
            
       
                
       
        
                    
                  
         
            
             
       
               
           
             
                    
                  
            
           
       
                
       
         
                    
                  
          
            
           
       
                
       
           
                    
                  
            
            
           
       
               
           
           
                    
                  
            
           
       
                
       
           
                    
                  
            
                 
       
             
                    
                  
              
           
       
                
       
        
                    
                  
         
            
           
       
            
         
                    
                  
            
            
           
       
                
       
           
                    
                 
            
           
       
                
       
           
                  
                  
          
            
       
          
       
      
             
                
         
               
       
            
         
        
                    
                  
         
            
           
       
            
         
           
                    
                  
            
           
       
                
       
           
                    
                  
            
            
           
       
                
       
           
                    
                  
            
            
           
       
               
           
        
                    
                  
         
           
       
                
       
         
                    
                  
          
           
       
                 
       
           
                    
                  
            
           
       
                
       
           
                    
                  
            
            
           
       
               
           
           
                    
                  
            
            
           
       
                
       
           
                    
                   
              
           
       
                
       
           
                 
                  
         
               
           
          
       
      
             
                
       
           
       
                
       
           
                  
            
            
            
            
            
            
           
       
               
           
             
                  
              
            
           
       
                 
       
           
                  
            
            
           
       
               
           
           
                  
            
            
           
       
                
       
           
                
          
           
       
                
       
           
                  
                  
          
               
          
 
GSE SYSTEMS, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF CASH FLOWS

(in thousands)

Cash flows from operating activities:
Net income (loss)
Adjustments to reconcile net income (loss) to net cash
provided by (used in) operating activities:

Depreciation
Capitalized software amortization
Note payable discount amortization
Deferred financing costs amortization
Stock-based compensation expense
Elimination of profit on Emirates Simulation Academy, LLC contract
Equity loss on investment in Emirates Simulation Academy, LLC
Loss on derivative instruments
Loss on extinguishment of debt
Changes in assets and liabilities:

Contract receivables
Prepaid expenses and other assets
Accounts payable, accrued compensation and accrued expenses
Due to GP Strategies Corporation
Billings in excess of revenues earned
Accrued warranty reserves
Other liabilities

Net cash provided by (used in) operating activities

Cash flows from investing activities:

Investment in Emirates Simulation Academy, LLC 
Restriction of cash as collateral under letters of credit or guarantees
Capital expenditures
Capitalized software development costs

Net cash used in investing activities

Cash flows from financing activities:

Increase (decrease) in borrowings under lines of credit
Payoff of line of credit with bank
Net proceeds from issuance of common stock and warrants
Net proceeds from issuance of preferred stock and warrants
Proceeds from issuance of common stock
Tax benefit from option exercises
Payment of preferred stock dividends
Payment of ManTech preferred stock dividends 
Paydown of subordinated convertible note payable
Deferred financing costs

Net cash provided by financing activities

Effect of exchange rate changes on cash
Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of period

     Years ended December 31,     

2008

2007

2006

$           

(690)

$            

1,169

$            

(346)

446
274
-
142
781
28
213
453
-

(527)
(143)
(1,033)
-
1,750
342
220
2,256

(486)
(836)
(705)
(591)
(2,618)

-
-
-
-
571
-
-
-
-
(88)
483

258
323
-
533
573
444
54
11
-

(63)
(416)
(1,499)
-
403
(22)
103
1,871

(261)
(1,799)
(778)
(673)
(3,511)

(2,155)
-
9,232
-
2,125
(115)
(49)
(316)
-
-
8,722

186
453
58
444
298
251
-
24
1,428

(3,773)
(98)
341
(536)
690
(8)
(6)
(594)

(238)
(2,298)
(185)
(333)
(3,054)

2,155
(1,182)
-
3,856
1,139
124
(279)
-
(2,000)
(448)
3,365

(19)
102
8,172
8,274

$        

17
7,099
1,073
8,172

35
(248)
1,321
1,073

$          

$           

The accompanying notes are an integral part of these consolidated financial statements.

8 

 
 
              
                 
                
              
                 
                
               
                  
                  
              
                 
                
              
                 
                
                
                 
                
              
                   
                
              
                   
                  
               
                  
             
             
                  
           
             
                
                
          
             
                
               
                  
              
           
                 
                
              
                  
                  
              
                 
                  
           
              
              
             
                
              
             
             
           
             
                
              
             
                
              
          
             
           
               
             
             
               
                  
           
               
              
                
               
                  
             
              
              
             
               
                
                
               
                  
              
               
                
                
               
                  
           
               
                  
              
              
              
             
               
                   
                  
              
              
              
           
              
             
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

1.  Business and basis of presentation 

GSE  Systems,  Inc.  ("GSE  Systems",  “GSE”  or  the  "Company")  provides  training 
simulators  and  educational  solutions  to  the  energy,  process,  manufacturing  and  government 
sectors.    

On June 21, 2005, the Board of Directors of GP Strategies Corporation (“GP Strategies”) 
approved  plans  to  spin-off  its  57%  interest  in  GSE  through  a  special  dividend  to  the  GP 
Strategies’  stockholders.    On  September  30,  2005,  the  GP  Strategies’  stockholders  received 
0.283075 share of GSE common stock for each share of GP Strategies common stock or Class B 
stock  held  on  the  record  date  of  September  19,  2005.    Following  the  spin-off,  GP  Strategies 
ceased  to  have  any  ownership  interest  in  GSE.    GP  Strategies  continued  to  provide  corporate 
support services to GSE, including accounting, finance, human resources, legal, network support 
and tax pursuant to a Management Services Agreement which expired on December 31, 2006. 

The Company’s operations are subject to certain risks and uncertainties including, among 
others, rapid technological changes, success of the Company’s product development, marketing 
and  distribution  strategies,  the  need  to  manage  growth,  the  need  to  retain  key  personnel  and 
protect  intellectual  property,  and  the  availability  of  additional  financing  on  terms  acceptable  to 
the Company. 

At  December  31,  2008,  the  Company  had  cash  and  cash  equivalents  of  $8.3  million  and 
another $3.1 million available under its lines of credit.  Although the Company was in default on 
two of its financial covenants under its line of credit agreement, the Company has received a written 
waiver from its bank.  The Company anticipates that its cash on hand and its normal operations will 
provide all of the funds necessary to fund its consolidated operations during the next twelve months.  
The Company believes that it will have sufficient liquidity and working capital without additional 
financing.    However,  notwithstanding  the  foregoing,  the  Company  may  be  required  to  look  for 
additional capital to fund its operations if the Company is unable to operate profitably and generate 
sufficient cash from operations.  There can be no assurance that the Company would be successful 
in raising such additional funds.  

2.  Summary of significant accounting policies 

Principles of consolidation 

The  accompanying  consolidated  financial  statements  include  the  accounts  of  the 
Company  and  its  wholly-owned  subsidiaries.  All  intercompany  balances  and  transactions  have 
been eliminated. 

Accounting estimates 

  The  preparation  of  financial  statements  in  conformity  with  accounting  principles 
generally  accepted  in  the  United  States  of  America  requires  management  to  make  estimates  and 
assumptions that affect the reported amounts of assets and liabilities  and disclosure of contingent 
assets and liabilities at the date of the financial statements and the reported amounts of revenues and 
expenses during the reporting period.  The Company’s most significant estimates relate to revenue 

F-9

 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

recognition, capitalization of software development costs, and the recoverability of net deferred tax 
assets.  Actual results could differ from those estimates.   

Revenue recognition 

The  majority  of  the  Company’s  revenue  is  derived  through  the  sale  of  uniquely designed 
systems  containing  hardware,  software  and  other  materials  under  fixed-price  contracts.    In 
accordance  with  Statement  of  Position  81-1,  Accounting  for  Performance  of  Construction-Type 
and  Certain  Production-Type  Contracts,  the  revenue  under  these  fixed-price  contracts  is 
accounted  for  on  the  percentage-of-completion  method.  This  methodology  recognizes  revenue 
and earnings as work progresses on the contract and is based on an estimate of the revenue and 
earnings  earned  to  date,  less  amounts  recognized  in  prior  periods.    The  Company  bases  its 
estimate  of  the  degree  of  completion  of  the  contract  by  reviewing  the  relationship  of  costs 
incurred to date to the expected total costs that will be incurred on the project. Estimated contract 
earnings are reviewed and revised periodically as the work progresses, and the cumulative effect 
of any change in estimate is recognized in the period in which the change is identified. Estimated 
losses  are  charged  against  earnings  in  the  period  such  losses  are  identified.    The  Company 
recognizes  revenue  arising  from  contract  claims  either  as  income  or  as  an  offset  against  a 
potential  loss  only  when  the  amount  of  the  claim  can  be  estimated  reliably  and  realization  is 
probable  and  there  is  a  legal  basis  of  the  claim.    There  are  no  claims  outstanding  as  of    
December 31, 2008.  

As  the  Company  recognizes  revenue  under  the  percentage-of-completion  method,  it 
provides an accrual for estimated future warranty costs based on historical and projected claims 
experience.    The  Company’s  long-term  contracts  generally  provide  for  a  one-year  warranty  on 
parts, labor and any bug fixes as it relates to software embedded in the systems.  

The  Company’s  system  design  contracts  do  not  normally  provide  for  “post  customer 
support  service”  (PCS)  in  terms  of  software  upgrades,  software  enhancements  or  telephone 
support.  In order to obtain PCS, the customers must normally purchase a separate contract.  Such 
PCS arrangements are generally for a one-year period renewable annually and include customer 
support,  unspecified  software  upgrades,  and  maintenance  releases.    The  Company  recognizes 
revenue from these contracts ratably over the life of the agreements in accordance with Statement 
of Position 97-2, Software Revenue Recognition. 

Revenue from the sale of software licenses which do not require significant modifications 
or customization for the Company’s modeling tools are recognized when the license agreement is 
signed,  the  license  fee  is  fixed  and  determinable,  delivery  has  occurred,  and  collection  is 
considered probable. 

Revenue  for  contracts  with  multiple  elements  are  recognized  in  accordance  with 
Emerging  Issues  Task  Force  Issue  00-21,  Accounting  for  Revenue  Arrangements  with  Multiple 
Deliverables. 

 Revenues  from  certain  consulting  or  training  contracts  are  recognized  on  a  time-and-
material  basis.    For  time-and-material  type  contracts,  revenue  is  recognized  based  on  hours 
incurred at a contracted labor rate plus expenses. 

10 

 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

Cash and cash equivalents 

Cash  and  cash  equivalents  consist  of  cash  on  hand,  overnight  sweep  investments,  and 

highly liquid investments with maturities of three months or less at the date of purchase. 

Contract receivables 

Contract  receivables  include  recoverable  costs  and  accrued  profit  not  billed  which 
represents  revenue  recognized  in  excess  of  amounts  billed.    The  liability  “Billings  in  excess  of 
revenue earned” represents billings in excess of revenue recognized.    

Billed receivables are recorded at invoiced amounts.  The allowance for doubtful accounts 
is based on historical trends of past due accounts, write-offs, and specific identification and review 
of past due accounts.  The activity in the allowance for doubtful accounts is as follows: 

(in thousands)

As of and for the
Years ended December 31, 
2007

2006

2008

Beginning balance

$             
2

$             
3

$            

245

Current year provision

Current year write-offs

-

-

-

(1)

3

(245)

Ending balance

$            
2

$            
2

$                
3

Equipment and leasehold improvements, net 

Equipment is recorded at cost and depreciated using the straight-line method with estimated 
useful lives ranging from three to ten years.  Leasehold improvements are amortized over the life of 
the  lease  or  the  estimated  useful  life,  whichever  is  shorter,  using  the  straight-line  method.    Upon 
sale or retirement, the cost and related amortization are eliminated from the respective accounts and 
any resulting gain or loss is included in operations. Maintenance and repairs are charged to expense 
as incurred. 

Software development costs 

Certain  computer  software  development  costs  are  capitalized  in  the  accompanying 
consolidated  balance  sheets  in  accordance  with  SFAS  No.  86,  Accounting  for  the  Costs  of 
Computer  Software  to  be  Sold,  Leased,  or  Otherwise  Marketed.    Capitalization  of  computer 
technological  feasibility. 
software  development  costs  begins  upon 
Capitalization  ceases  and  amortization  of  capitalized  costs  begins  when  the  software  product  is 
commercially  available  for  general  release  to  customers.    Amortization  of  capitalized  computer 

the  establishment  of 

11 

 
 
 
 
 
 
 
 
           
           
           
             
             
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

software development costs is included in cost of revenue and is determined using the straight-line 
method over the remaining estimated economic life of the product, not to exceed five years. 

Development expenditures 

Development  expenditures  incurred  to  meet  customer  specifications  under  contracts  are 
charged to contract costs.  Company sponsored development expenditures are charged to operations 
as incurred and are included in selling, general and administrative expenses. The amounts incurred 
for  Company  sponsored  development  activities  relating  to  the  development  of  new  products  and 
services or the improvement of existing products and services, were approximately $907,000, $1.2 
million,  and  $871,000,  for  the  years  ended  December  31,  2008,  2007,  and  2006,  respectively.  
Certain of these expenditures were capitalized as software development costs.  See Note 6, Software 
development costs.  

Impairment of long-lived assets 

In  accordance  with  SFAS  No.  144,  Accounting  for  the  Impairment  or  Disposal  of  Long-
Lived Assets, property and equipment are reviewed for impairment whenever events or changes in 
circumstances indicate that the carrying amount of an asset may not be recoverable.  Recoverability 
of assets to be held and used is  measured by a comparison of the  carrying amount of an asset to 
estimated  undiscounted  future  cash  flows;  an  impairment  charge  is  recognized  by  the  amount  by 
which the carrying amount of the asset exceeds the fair value of the asset.  Assets to be disposed of 
would be separately presented in the balance sheet and reported at the lower of the carrying amount 
or fair value less costs to sell, and are no longer depreciated.  The assets and liabilities of a disposal 
group classified as held for sale would be presented separately in the appropriate asset and liability 
sections of the balance sheet.   

    On an annual basis, and more frequently as conditions indicate, the Company assesses the 
recovery of the unamortized capitalized software computer costs by estimating the net undiscounted 
cash flows expected to be generated by the sale of the product.  If the undiscounted cash flows are 
not  sufficient  to  recover  the  unamortized  software  costs  the  Company  will  write-down  the 
investment  to  its  estimated  fair  value  based  on  future  discounted  cash  flows.    The  excess  of  any 
unamortized  computer  software  costs  over  the  related  net  realizable  value  is  written  down  and 
charged to operations.   

Goodwill is tested annually, on November 30, for impairment, or more frequently if events 
and circumstances indicate that the asset might be impaired.  An impairment loss is recognized to 
the  extent  that  the  carrying  amount  exceeds  the  asset’s  fair  value.    For  goodwill,  the  impairment 
determination  is  made  at  the  reporting  unit  level  and  consists  of  two  steps.    First,  the  Company 
determines the fair value of a reporting unit and compares it to its carrying amount.  Second, if the 
carrying amount of a reporting unit exceeds its fair value, an impairment loss is recognized for any 
excess of the carrying amount of the reporting unit’s goodwill over the implied fair value of that 
goodwill.    The  implied  fair  value  of  goodwill  is  determined  by  allocating  the  fair  value  of  the 
reporting unit in a manner similar to a purchase price allocation, in accordance with SFAS No. 141, 
Business Combinations. The residual fair value after this allocation is the implied fair value of the 
reporting unit goodwill.  No impairment losses were recognized in 2008, 2007 or 2006. 

12 

 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

Foreign currency translation 

Balance  sheet  accounts  for  foreign  operations  are  translated  at  the  exchange  rate  at  the 
balance sheet date, and income statement accounts are translated at the average exchange rate for 
the  period.    The  resulting  translation  adjustments  are  included  in  other  comprehensive  income 
(loss).    Transaction  gains  and  losses,  resulting  from  changes  in  exchange  rates,  are  recorded  in 
operating income in the period in which they occur.  For the years ended December 31, 2008, 2007, 
and 2006, foreign currency transaction gains (losses) were approximately $41,000, ($60,000), and 
$128,000, respectively. 

Warranty 

As  the  Company  recognizes  revenue  under  the  percentage-of-completion  method,  it 
provides an accrual for estimated future warranty costs based on historical experience and projected 
claims.  The activity in the warranty accounts is as follows: 

(in thousands)

As of and for the
Years ended December 31, 
2007

2006

2008

Beginning balance

$              

724

$              

746

$              

754

Current year provision

Current year claims

Currency adjustment

799

(448)

(9)

458

(483)

3

568

(599)

23

Ending balance

$          

1,066

$             

724

$              

746

Income taxes 

Income  taxes  are  provided  under  the  asset  and  liability  method.    Under  this  method, 
deferred income taxes are determined based on the differences between the financial statement and 
tax  bases  of  assets  and  liabilities  using  enacted  tax  rates  in  effect  for  the  year  in  which  the 
differences are expected to reverse.  Valuation allowances are established when necessary to reduce 
deferred  tax  assets  to  the  amounts  expected  to  be  realized.  Provision  is  made  for  the  Company's 
current  liability  for  federal,  state  and  foreign  income  taxes  and  the  change  in  the  Company's 
deferred income tax assets and liabilities.   

Stock-based compensation 

In December 2004, the Financial Accounting Standards Board (FASB) issued Statement 
of  Financial  Accounting  Standard  (SFAS)  No.  123R,  Share-Based  Payment  (SFAS  No.  123R), 
which  revises  SFAS  No.  123,  Accounting  for  Stock-Based  Compensation  (SFAS  No.  123),  and 
supersedes  Accounting  Principles  Board  Opinion  No.  25,  Accounting  for  Stock  Issued  to 
Employees  (APB  No.  25),  and  requires  companies  to  recognize  compensation  expense  for  all 
equity-based compensation awards issued to employees that are expected to vest. The Company 

13 

 
 
 
 
 
                
                
                
               
               
               
                   
                    
                  
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

adopted SFAS No. 123R on January 1, 2006, using the Modified Prospective Application method 
without restatement of prior periods. Under this method, the Company would begin to amortize 
compensation  cost  for  the  remaining  portion  of  its  outstanding  awards  for  which  the  requisite 
service  was  not  yet  rendered  as  of  January  1,  2006.  However,  at  January  1,  2006,  all  of  the 
Company’s outstanding options were fully vested and thus there is no compensation expense in 
2006  related  to  the  adoption  of  SFAS  No.  123R  on  these  outstanding  options.  The  Company 
determines the fair value of and accounts for awards that are granted, modified, or settled after 
January 1, 2006 in accordance with SFAS No. 123R. 

Compensation expense related to share based awards is recognized on a pro rata straight-
line basis based on the value of share awards that are scheduled to vest during the requisite service 
period.  During the twelve months ended December 31, 2008 and 2007, the Company recognized 
$650,000 and $344,000, respectively, of pre-tax stock-based compensation expense under the fair 
value method in accordance with SFAS No. 123R.  As of December 31, 2008, the Company had 
$3.9  million  of  unrecognized  compensation  related  to  the  unvested  portion  of  outstanding  stock 
option awards expected to be recognized through October 2015.   

Income (loss) per share 

  Basic  income  (loss)  per  share  is  based  on  the  weighted  average  number  of  outstanding 
common shares for the period.  Diluted income (loss) per share adjusts the weighted average shares 
outstanding  for  the  potential  dilution  that  could  occur  if  stock  options,  warrants,  convertible 
subordinated debt or convertible preferred stock were exercised or converted into common stock.  
The number of common shares and common share equivalents used in the determination of basic 
and diluted income (loss) per share was as follows: 

14 

 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

(in thousands, except for share and per share amounts)

Numerator:

Net income (loss)
Preferred stock dividends

Net income (loss) attributed to 
common stockholders

Years ended December 31,
2007

2008

2006

$             

(690)
-

$           

1,169
(49)

$             

(346)
(279)

$             

(690)

$           

1,120

$             

(625)

Denominator:

Weighted-average shares outstanding for basic

earnings per share

15,746,616

12,927,128

9,539,142

Effect of dilutive securities:

Employee stock options, warrants and 
convertible preferred stock

Adjusted weighted-average shares outstanding
and assumed conversions for diluted
earnings per share

Shares related to dilutive securities excluded
because inclusion would be anti-dilutive

-

1,890,525

-

15,746,616

14,817,653

9,539,142

1,196,746

74,808

3,755,457

  Conversion  of  the  stock  options,  warrants,  convertible  preferred  stock  and  convertible 
subordinated debt was not assumed for the years ended December 31, 2008 and 2006 because the 
impact was anti-dilutive. The difference between the basic and diluted number of weighted average 
shares  outstanding  for  the  year  ended  December  31,  2007  represents  dilutive  stock  options  and 
warrants to purchase shares of common stock computed under the treasury stock method, using the 
average market price during the period.  The net income for the year ended December 31, 2007 was 
decreased and the net loss for the year ended December 31, 2006 was increased by preferred stock 
dividends of $49,000 and $279,000, respectively, in calculating the per share amounts.   

Concentration of credit risk 

The Company is subject to concentration of credit risk with respect to contract receivables. 
Credit risk on contract receivables is mitigated by the nature of the Company's worldwide customer 
base and its credit policies.  The Company's customers are not concentrated in any specific 
geographic region, but are concentrated in the energy industry. The following customers have 
provided more than 10% of the Company’s revenue for the indicated period: 

15 

 
                 
                 
               
    
    
      
                 
      
                 
    
    
      
      
           
      
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

Years ended December 31, 
2007

2006

2008

Emerson Process Management
American Electric Power
Emirates Simulation Academy LLC
Federal State-Owned Concern Rosenergoatom
Pacific Northwest National Laboratory (DOE)

16%
11%
4%
2%
2%

8%
0%
31%
9%
4%

10%
1%
21%
12%
11%

Fair values of financial instruments 

The carrying amounts of current assets and current liabilities reported in the Consolidated 

Balance Sheets approximate fair value due to their short term duration. 

Deferred financing fees 

  The Company amortizes the cost incurred to obtain debt financing over the term of the 
underlying obligations using the effective interest method.  The amortization of deferred financing 
costs  is  included  in  interest  expense.    Unamortized  deferred  financing  costs  are  classified  within 
other assets in the consolidated balance sheets.    

Derivative instruments  

The Company utilizes forward foreign currency exchange contracts to manage market risks 
associated  with  the  fluctuations  in  foreign  currency  exchange  rates.  The  principal  currencies  for 
which such forward  exchange contracts are  entered into are the  Pound Sterling, the Euro  and the 
Japanese  Yen.    It  is  the  Company's  policy  to  use  such  derivative  financial  instruments  to  protect 
against market risk arising in the normal course of business in order to reduce the impact of these 
exposures.  The  Company  minimizes  credit  exposure  by  limiting  counterparties  to  nationally 
recognized financial institutions.    

As  of  December  31,  2008,  the  Company  had  foreign  exchange  contracts  for  sale  of 
approximately  2  million  Pounds  Sterling,  4  million  Euro,  and  68  million  Japanese  Yen  at  fixed 
rates.  The  contracts  expire  on  various  dates  through  February  2014.    The  Company  has  not 
designated the contracts as hedges and has recorded the estimated fair value of the contracts in the 
consolidated balance sheet as follows: 

(in thousands)

Prepaid expenses and other current assets
Other assets
Other current liabilities
Other liabilities

Net fair value

December 31,
2008

$                

14
537
(426)
(183)
(58)

$             

The Company incurred a net loss on the change in the estimated fair value of the contracts 
for the years ended December 31, 2008, 2007 and 2006 totaling approximately $174,000, $11,000, 

16 

 
 
 
 
 
 
 
 
 
 
 
                
              
              
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

and $24,000, respectively, which was recorded in loss on derivative instruments  in the consolidated 
statements of operations.  

  The  foreign  currency  denominated  trade  receivables,  unbilled  receivables  and  billings  in 
excess  of  revenue  earned  that  are  related  to  the  outstanding  foreign  exchange  contracts  are 
remeasured at the end of each period into the functional currency using the current exchange rate at 
the end of the period.   The gain or loss resulting from such remeasurement is also included in loss 
on  derivative  instruments  in  the  consolidated  statements  of  operations.    For  the  year  ended 
December 31, 2008, the Company incurred a $279,000 loss from the remeasurement of such trade 
and unbilled receivables.   

New accounting standards 

In  December  2007,  the  FASB  issued  SFAS  No. 160,  Noncontrolling  Interests  in 
Consolidated  Financial  Statements—an  amendment  of  Accounting  Research  Bulletin  No. 51 
(“SFAS 160”). SFAS 160 establishes accounting and reporting standards for ownership interests 
in  subsidiaries  held  by  parties  other  than  the  parent,  the  amount  of  consolidated  net  income 
attributable  to  the  parent  and  to  the  noncontrolling  interest,  changes  in  a  parent’s  ownership 
interest  and  the  valuation  of  retained  noncontrolling  equity  investments  when  a  subsidiary  is 
deconsolidated.  SFAS 160  also  establishes  disclosure  requirements  that  clearly  identify  and 
distinguish between the interests of the parent and the interests of the noncontrolling owners. The 
Company  is  required  to  adopt  the  provisions  of  SFAS  160  effective  January  1,  2009.    The 
Company does not expect the adoption of SFAS No. 160 to have a material impact, if any, on its 
consolidated financial statements.  

In December, 2007, the FASB issued SFAS No. 141(R), Business Combinations 
(“SFAS 141(R)”), which applies prospectively to business combinations for which the acquisition 
date is on or after the beginning of the first annual reporting period beginning on or after 
December 15, 2008. An entity may not apply it before that date. SFAS 141(R) establishes 
principles and requirements for how the acquirer: i) recognizes and measures in its financial 
statements the identifiable assets acquired, the liabilities assumed and any noncontrolling interest 
in the acquiree; ii) recognizes and measures the goodwill acquired in the business combination or 
a gain from a bargain purchase; and iii) determines what information to disclose to enable users 
of the financial statements to evaluate the nature and financial effects of the business 
combination. The Company does not expect the adoption of SFAS 141 (R) to have an effect on its 
results of operations and its financial condition unless it enters into a business combination after 
January 1, 2009.  

In  March  2008,  the  FASB  issued  SFAS  No.  161,  “Disclosures  about  Derivative 
Instruments and Hedging Activities - an amendment of FASB Statement No. 133”. SFAS No. 161 is 
intended  to  improve  financial  reporting  about  derivative  instruments  and  hedging  activities  by 
requiring enhanced disclosures to enable investors to better understand how and why an entity uses 
derivative instruments and their effects on an entity's financial position, financial performance, and 
cash flows. SFAS  No. 161 is effective for financial statements issued for fiscal years  and interim 
periods beginning after November 15, 2008. 

17 

 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

3.  Contract receivables 

Contract  receivables  represent  balances  due  from  a  broad  base  of  both  domestic  and 
international  customers.  All  contract  receivables  are  considered  to  be  collectible  within  twelve 
months.  Recoverable  costs  and  accrued  profit  not  billed  represent  costs  incurred  and  associated 
profit  accrued  on  contracts  that  will  become  billable  upon  future  milestones  or  completion  of 
contracts.  The components of contract receivables are as follows: 

(in thousands)

Billed receivables
Recoverable costs and accrued profit not billed
Allowance for doubtful accounts

Total contract receivables

$  

December 31,

2008

2007

$     

7,320
3,633
(2)
10,951

$     

4,160
6,563
(2)
10,721

$  

4.  Prepaid expenses and other current assets 

Prepaid expenses and other current assets consist of the following: 

(in thousands)

December 31,

Prepaid expenses
Employee advances
Deferred income taxes- current
Other current assets

Total

2008
$         

2007
$         

701
19
126
264
1,110

531
80
-
283
894

$     

$         

5.  Equipment and leasehold improvements 

Equipment and leasehold improvements consist of the following: 

(in thousands)

Computer equipment
Leasehold improvements
Furniture and fixtures

Accumulated depreciation 

Equipment and leasehold improvements, net

December 31,

$    

2008
2,965
113
916
3,994
(2,861)
1,133

2007

$      

3,253
34
508
3,795
(2,915)
880

$   

$         

Depreciation expense was approximately $446,000, $258,000, and $186,000 for the years 

ended December 31, 2008, 2007, and 2006, respectively.  

18 

 
 
 
 
       
       
            
             
 
 
 
 
             
             
           
                
           
           
 
 
 
 
 
         
             
         
           
      
        
    
       
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

6.  Software development costs 

Software development costs, net, consist of the following: 

(in thousands)

Capitalized software development costs
Accumulated amortization

Software development costs, net

December 31,

2008

2007

$      

$     

1,878
(391)
1,487

$      

$      

1,555
(385)
1,170

  Software  development  costs  capitalized  were  approximately  $591,000,  $673,000,  and 
$333,000 for the years ended December 31, 2008, 2007 and 2006, respectively.  Amortization of 
software development costs capitalized was approximately $274,000, $323,000, and $453,000, for 
the  years  ended  December 31,  2008,  2007  and  2006,  respectively,  and  was  included  in  cost  of 
revenue. 

7.  Investment in Emirates Simulation Academy, LLC 

On November 8, 2005, the Emirates Simulation Academy, LLC (“ESA”), headquartered 
in  Abu  Dhabi,  United  Arab  Emirates,    was  formed  to  build  and  operate  simulation  training 
academies in the Arab Gulf Region.  These simulation training centers will be designed to train 
and certify indigenous workers for deployment to critical infrastructure facilities including power 
plants, oil refineries, petro-chemical plants, desalination units and other industrial facilities.  The 
members  of  the  limited  liability  company  include  Al  Qudra  Holding  PJSC  of  the  United  Arab 
Emirates  (60%  ownership),  the  Centre  of  Excellence  for  Applied  Research  and  Training  of  the 
United Arab Emirates (30% ownership) and GSE (10% ownership).  At December 31, 2008 and 
2007, GSE’s investment in ESA totaled $718,000 and $445,000, respectively, and was included 
on the consolidated balance sheet in other assets.  The Company accounts for  its investment in 
ESA using the equity method.   For the years ended December 31, 2008 and 2007, the Company 
recognized  a  $213,000  and  $54,000  equity  loss,  respectively,  on  its  investment  in  ESA.    The 
equity loss was recorded in other expense, net.    

In January 2006, GSE received a $15.1 million contract from ESA (the “ESA Contract”) 
to  supply  five  simulators  and  an  integrated  training  program.    The  Company  received  change 
orders totaling $1.8 million from ESA which increased the total order value to $16.9 million. For 
the  years  ended  December  31,  2008  and  2007,  the  Company  recognized  $1.2  million  and  $9.9 
million,  respectively,  of  contract  revenue  on  this  project  using  the  percentage-of-completion 
method,  which  accounted  for  4.2%  and  31.2%  of  the  Company’s  consolidated  revenue.      The 
contract  is  currently  in  the  warranty period  which  ends  on September  30,  2009.    In  accordance 
with  the  equity  method  of  accounting,  the  Company  has  eliminated  10%  of  the  profit  from  the 
ESA Contract as the training simulators are assets that will be recorded on the books of ESA, and 
the  Company  is  thus  required  to  eliminate  its  proportionate  share  of  the  profit  included  in  the 
asset value.  The profit elimination totaled $28,000, $444,000, and $251,000 for the years ended 
December 31, 2008, 2007 and 2006, respectively, and has been recorded as an other expense in 
the  income  statement  and  as  an  other  liability  on  the  balance  sheet.      Once  ESA  begins  to 
amortize the training simulators on their books, GSE will begin to amortize the other liability to 
other income.    

19 

 
 
 
          
          
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

At December 31, 2008 and 2007, the Company had trade receivables from ESA totaling 
$1.6 million and $1.0 million, respectively.  In addition, the Company had an unbilled receivable 
of  $2.8  million  for  the  ESA  Contract  at  December  31,  2007.  Under  the  terms  of  the  ESA 
Contract,  the  Company  provided  a  $2.1  million  performance  bond  to  ESA  that  will  remain 
outstanding until September 30, 2009.   The Company has deposited $1.2 million into a restricted, 
interest-bearing account at the Union National Bank (“UNB”) in the United Arab Emirates as a 
partial  guarantee  for  the  $11.8  million  credit  facility  that  UNB  has  extended  to  ESA.    The 
guarantee will be in place until the expiration of the ESA credit facility on December 31, 2014 or 
earlier if ESA pays down and terminates the credit facility.   

8.  Fair Value of Financial Instruments 

Effective January 1, 2008, the Company adopted the provisions of Statement of Financial 
Accounting  Standards  No.  157,  Fair  Value  Measurements  (“SFAS  157”)  as  they  relate  to  the 
Company’s financial assets and liabilities.  The Company considers the recorded value of certain 
of  its  financial  assets  and  liabilities,  which  consist  primarily  of  cash  and  cash  equivalents, 
accounts receivable and accounts payable, to approximate the fair value of the respective assets 
and liabilities at December 31, 2008 and 2007 based upon the short-term nature of the assets and 
liabilites.  SFAS 157 defines fair value, establishes a framework for measuring fair value under 
GAAP and enhances disclosures about fair value measurements.   

SFAS 157 defines fair value as the exchange price that would be received for an asset or 
paid  to  transfer  a  liability  (an  exit  price)  in  the  principal  or  most  advantageous    market  for  the 
asset or liability in an orderly transaction between market participants on the measurement date.  
SFAS 157 also establishes a fair value hierarchy which requires an entity to maximize the use of 
observable inputs and minimize the use of unobservable inputs when measuring fair value.   

The following table presents assets and liabilities measured at fair value at December 31, 

2008: 

20 

 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

Quoted Prices
in Active
Markets for
Identical Assets
(Level 1)

Significant
Other
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Total

(in thousands)

Foreign exchange contracts

$                
-

$               

551

$                
-

$               

551

Total assets

$                
-

$               

551

$                
-

$               

551

Foreign exchange contracts

$                
-

$              

(609)

$                
-

$              

(609)

Total liabilities

$                
-

$              

(609)

$                
-

$              

(609)

  The  Company  utilizes  forward  foreign  currency  exchange  contracts  to  manage  market 
risks associated with the fluctuations in foreign currency exchange rates. It is the Company's policy 
to  use  such  derivative  financial  instruments  to  protect  against  market  risk  arising  in  the  normal 
course of business in order to reduce the impact of these exposures. The Company minimizes credit 
exposure by limiting counterparties to nationally recognized financial institutions.   As of December 
31, 2008, the Company had foreign exchange contracts for sale of approximately 2 million Pounds 
Sterling, 4 million Euro, and 68 million Japanese Yen at fixed rates. 

9.  Long-term debt 

At December 31, 2008, and 2007, the Company had no long-term debt. 

Line of Credit 

  On  March  28,  2008,  the  Company  entered  into  two  separate  revolving  line  of  credit 
agreements  for  two-year  revolving  lines  of  credit  with  Bank  of  America,  N.A.  (“BOA”),  in  an 
aggregate  amount  of  up  to  $5.0  million.    The  Company  and  its  subsidiary,  GSE  Power  Systems, 
Inc.,  are  jointly  and  severally  liable  as  co-borrowers.    The  credit  facilities  are  collateralized  by 
substantially  all  of  the  Company’s  assets  and  enable  the  Company  to  borrow  funds  to  support 
working capital needs and standby letters of credit.  The first line of credit in the principal amount 
of up to $3.5 million enables the Company to borrow funds up to 90% of eligible foreign accounts 
receivable,  plus  75%  of  eligible  unbilled  foreign  receivables  and  100%  of  the  cash  collateral 
pledged  to  BOA  on  outstanding  warranty  standby  letters  of  credit.  This  line  of  credit  is  90% 
guaranteed by the Export-Import Bank of the United States.  The interest rate on this line of credit is 
based on the daily LIBOR rate plus 150 basis points, with interest only payments due monthly.  The 

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

second line of credit in the principal amount of up to $1.5 million enables the Company to borrow 
funds up to 80% of domestic accounts receivable and 30% of domestic unbilled receivables.  The 
interest  rate  on  this  line  of  credit  is  based  on  the  daily  LIBOR  rate  plus  225  basis  points,  with 
interest  only  payments  due  monthly.      The  credit  facilities  require  the  Company  to  comply  with 
certain financial ratios and preclude the Company from making acquisitions beyond certain limits 
without the bank’s consent. As of December 31, 2008, the Company was in default on two of the 
financial covenants, however it has received a written waiver from BOA. The Company’s available 
borrowing  base  under  the  two  lines  of  credit  was  $3.2  million  at  December  31,  2008,  of  which 
$105,000 had been utilized to collateralize a standby letter of credit. 

Senior Convertible Secured Subordinated Note Payable 

  On May 26, 2005, GSE issued and sold to Dolphin Direct Equity Partners, LP (“Dolphin”) a 
Senior  Subordinated  Secured  Convertible  Note  in  the  aggregate  principal  amount  of  $2,000,000 
which  was  to  mature  on  March  31,  2009  (the  “Dolphin  Note”),  and  a  seven-year  warrant  to 
purchase 380,952 shares of GSE common stock at an exercise price of $2.22 per share (the “GSE 
Warrant”).  The Dolphin Note was convertible into 1,038,961 shares of GSE common stock at an 
exercise price of $1.925 per share and accrued interest at 8% payable quarterly.   

  On February 28, 2006, the Company and Dolphin entered into a Cancellation and Warrant 
Exchange  Agreement  (the  “Cancellation  Agreement”)  under  which  Dolphin  agreed  to  cancel  its 
Senior  Subordinated  Secured  Convertible  Promissory  Note  and  cancel  its  outstanding  warrant  to 
purchase  380,952  shares  of  GSE  common  stock  at  an  exercise  price  of  $2.22  per  share.      In 
exchange for Dolphin’s agreement to enter into the Cancellation Agreement, the Company repaid 
the Dolphin Note and agreed to issue a new warrant to purchase 900,000 shares of GSE common 
stock at an exercise price of $.67 per share (the “Dolphin Warrant”).  At the date of issuance, the 
fair value of the Dolphin Warrant was $868,000, as established using the Black-Scholes Model, and 
was  recorded  in  paid-in  capital  with  the  offset  recorded  as  loss  on  extinguishment  of  debt.    In 
accordance  with  the  terms  of  the  warrant  agreement,  Dolphin  exercised  the  Dolphin  Warrant  on 
November  8,  2006  upon  the  Company’s  certification  that,  among  other  things,  the  underlying 
shares  of  GSE  common  stock  were  registered  with  the  Securities  and  Exchange  Commission  on 
October 31, 2006, that the current stock price was greater than $1.25 per share, and that the average 
of the current stock prices for each trading day of the prior 30 calendar day period was not less than 
$1.25 per share.  The Company received cash proceeds of $603,000.   

In  conjunction  with  the  early  payoff  of  the  Dolphin  Note  and  the  cancellation  of  the 
380,952 warrants, the Company wrote off the remaining unamortized Original Issue Discount of 
$1.1  million,  wrote  off  the  remaining  unamortized  deferred  financing  charges  of  $185,000; 
recognized a credit of $698,000 from the write-off of the liabilities related to the Dolphin Note 
conversion  feature  and  the  related  warrants  and  took  an  $868,000  charge  for  the  value  of  the 
900,000 new warrants issued to Dolphin.   The total loss on extinguishment of the Dolphin Note 
and the cancellation of the related warrants totaled $1.4 million.    

10.  Income taxes 

The consolidated income (loss) before income taxes, by domestic and foreign sources, is as 

follows: 

22 

 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

(in thousands)

Domestic
Foreign

Total

Years ended December 31,
2007

2006

2008

$        

$       

(674)
113
(561)

$       

$      

1,496
(284)
1,212

$        

$        

(466)
269
(197)

The provision for income taxes is as follows: 

(in thousands)

Current:

Federal
State
Foreign

Subtotal

Deferred:

Federal and state
Foreign

Subtotal

Total

Years ended December 31,
2007

2006

2008

-
$              
10
245
255

$        

(111)
7
147
43

$         

103
29
17
149

-
(126)
(126)

-
-
-

-
-
-

$        

129

$          

43

$         

149

The  Company  is  entitled  to  a  deduction  for  federal  and  state  tax  purposes  with  respect  to 
employees’  stock  option  activity.    The  net  reduction  in  taxes  otherwise  payable  in  excess  of  any 
amount  credited  to  income  tax  benefit  has  been  credited  to  additional  paid-in  capital.    As  of 
December 31, 2008, the Company had $5.2 million of unrecognized excess tax deductions related 
to compensation for  stock  option exercises  which  will be recognized  when the  net operating loss 
carryforwards are fully utilized and those excess tax benefits result in a reduction to income taxes 
payable. 

The effective income tax rate differed from the statutory federal income tax rate due to the 

following: 

Statutory federal income tax rate
State income taxes, net of federal tax benefit
Effect of foreign operations
Change in valuation allowance
Other, principally permanent differences

Effective tax rate

Effective Tax Rate Percentage (%)
Years ended December 31,

2008

2007

2006

(34.0)
1.2
0.2
39.6
16.0
23.0

%

%

34.0
0.4
16.2
(42.0)
(5.1)
3.5

%

%

(34.0)
9.8
(2.3)
(95.2)
197.6
75.9

%

%

23 

 
 
           
           
           
 
 
 
 
 
             
               
             
           
           
             
           
             
           
                
                
                
          
                
                
          
                
                
 
 
 
        
          
        
            
            
            
            
          
          
          
        
        
          
          
        
        
          
          
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

Included  within  permanent  differences  in  2006  are  certain  elements  of  the  loss  on 

extinguishment of debt (see Note 9) that are not tax deductible.    

 Deferred income taxes arise from temporary differences between the tax bases of assets and 
liabilities and their reported amounts in the financial statements.  A summary of the tax effect of the 
significant components of the deferred income tax assets (liabilities) is as follows: 

(in thousands)

Deferred tax assets:

Net operating loss carryforwards
Investments
Foreign tax credits 
Accruals and reserves
Expenses not currently deductible for tax purposes
Alternative minimum tax credit carryforwards
Other

Total deferred tax asset
Valuation allowance
Total deferred tax asset less valuation allowance

Deferred tax liabilities:

Tax in excess of book depreciation
Undistributed earnings of foreign subsidiary
Software development costs

Total deferred tax liability

2008

December 31,
2007

2006

$    

6,691
1,675
-
61
412
162
654
9,655
(8,259)
1,396

(8)
(683)
(579)
(1,270)

$    

6,799
1,584
-
31
264
162
479
9,319
(8,868)
451

$    

7,611
1,658
378
192
300
162
179
10,480
(10,173)
307

-
-
(451)
(451)

(6)
-
(301)
(307)

Net deferred tax asset

$      

126

$        
-

$       

-

 In assessing the realizability of deferred tax assets, management considers whether it is more 
likely  than  not  that  some  or  all  of  the  deferred  tax  assets  will  not  be  realized.  The  ultimate 
realization of deferred tax assets is dependent upon the generation of future taxable income during 
the periods in which those  temporary differences become deductible.   Management  considers the 
scheduled reversal of deferred tax liabilities and projected future income in making this assessment.   
Management believes that the Company will achieve profitable operations in future years that will 
enable  the  Company  to  recover  the  benefit  of  its  deferred  tax  assets.  However,  other  than  for  a 
portion  of  the  deferred  tax  assets  that  are  related  to  the  Company’s  Swedish  subsidiary,  the 
Company presently does not have sufficient objective evidence to substantiate the recovery of the 
deferred  tax  assets.  Accordingly,  the  Company  has  established  a  full  $8.3  million  valuation 
allowance on its deferred tax assets at December 31, 2008, with the exception of the deferred tax 
assets of its Swedish subsidiary which are expected to be realized in 2009, which total $126,000.  
The valuation allowance for deferred tax assets decreased by $609,000 in 2008, by $1.3 million in 
2007 and by $188,000 in 2006. 

At  December  31,  2008,  the  Company’s  largest  deferred  tax  asset  related  to  a  U.S.  net 
operating loss carryforward of $17.9 million which expires in various amounts between 2017 and 
2028.    The  amount  of  U.S.  loss  carryforward  which  can  be  used  by  the  Company  each  year  is 
limited due to changes in the Company’s ownership which occurred in 2003.  Thus, a portion of the 

24 

 
 
 
      
      
      
              
              
         
           
           
         
         
         
         
         
         
         
         
         
         
      
      
    
     
     
   
      
         
         
            
              
            
        
              
              
        
        
        
     
        
        
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

Company’s loss carryforward may expire unutilized.   

  The  Company  adopted  the  provisions  of  FIN  48  on  January 1,  2007.  There  was  no  material 
impact on our results of operations or financial position as a result of the implementation of FIN 48.  
Furthermore, the Company is not aware of any tax positions for which it is reasonably possible that 
the total amounts of unrecognized tax benefits would significantly decrease or increase within the 
next twelve months.    

  The  Company’s  policy  for  recording  interest  and  penalties  associated  with  uncertain  tax 
positions is to record such items as a component of income tax expense.  As of December 31, 2008, 
the Company has no accrued interest or penalties.  

11.  Capital stock 

  The  Company’s  Board  of  Directors  has  authorized  32,000,000  total  shares  of  capital 
stock,  of  which  30,000,000  are  designated  as  common  stock  and  2,000,000  are  designated  as 
preferred  stock.  At  a  special  shareholder’s  meeting  on  December  13,  2007,  the  Company’s 
shareholders  approved  an  amendment  to  the  Certificate  of  Incorporation  increasing  GSE’s 
authorized  common  stock  by  12  million  shares  to  a  total  of  30  million  shares.    The  Board  of 
Directors  has  the  authority  to  establish  one  or  more  classes  of  preferred  stock  and  to  determine, 
within any class of preferred stock, the preferences, rights and other terms of such class. 

On June 22, 2007, the Company raised $9.2 million, net of associated fees of $768,000, 
through the sale of 1,666,667 shares (the “Shares”) of its common stock, $.01 par value per share, 
by means of a private placement to selected institutional investors.  Each investor received a five-
year warrant to purchase GSE common stock (the “Warrant Shares”) equal to 10% of the shares 
of common stock that they had purchased at an exercise price of $6.00 per share (the “Warrants”).  
In  aggregate,  the  Company  issued  Warrants  to  purchase  a  total  of  166,667  shares  of  GSE 
common stock.   

The Company filed its registration statement on Form S-3 (the “Registration Statement”) 
with the Securities and Exchange Commission (the “Commission”) on July 16, 2007 covering the 
offer and sale, from time to time, of the Shares, the Warrant Shares and shares of common stock 
issuable upon exercise of warrants that may be issued as liquidated damages under the terms of a 
certain  registration  rights  agreement  entered  into  between  the  Company  and  the  investors  (the 
“Registration  Rights  Agreement”)  in  connection  with  the  private  placement.    The  Registration 
Statement became effective on August 8, 2007 and, pursuant to the provisions of the Registration 
Rights Agreement, the Company is obligated to use commercially reasonable efforts to, after the 
date on which the Registration Statement becomes effective, cause the Registration Statement to 
remain continuously effective as to all Shares and Warrant Shares, other than for an aggregate of 
more than 30 consecutive trading days or for more than an aggregate of 60 trading days in any 
12-month  period.  In  the  event  of  a  default  of  the  foregoing  obligation,  the  Company  will  be 
required to issue to the investors, as liquidated damages, on the date the foregoing default occurs 
and  each  monthly  anniversary  thereafter,  a  number  of  warrants  (on  the  same  terms  as  the 
Warrants) equal to 2% of the number of Shares then held by such investor, not to exceed 10% of 
the total number of Shares then held by such investor, and thereafter cash, in an amount equal to 
2%  of  the  aggregate  purchase  price  paid  by  the  investors,  not  to  exceed  30%  of  the  aggregate 
purchase price paid by the investors.  

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

At the date of issuance, the fair value of the Warrants was $510,000 and the fair value of 
the Shares was $9.5 million.   The fair value of the Warrants and the Shares was determined by 
the use of the relative fair value method, in which the $10.0 million gross proceeds was allocated 
based upon the fair values of the Warrants, as determined by using the Black-Scholes Model, and 
the  Shares,  as  determined  by  the  closing  price  of  the  common  stock  on  the  American  Stock 
Exchange on the date the transaction was closed.   

The Company paid the placement agent a fee in the amount of 6% of the gross proceeds 
received by the Company from the offering ($600,000).  In addition to the placement agent fee, 
the Company paid $168,000 of other transaction fees related to the offering.    

The  proceeds  were  used  to  pay  down  the  Company’s  line  of  credit  and  for  other  working 

capital purposes. 

As of December 31, 2008, the Company has reserved 2,795,799 shares of common stock 
for  issuance:  1,705,967  shares  upon  exercise  of  outstanding  stock  options;  312,709  shares  upon 
exercise of outstanding warrants; 604,888 shares for future grants under the Company’s 1995 Long-
Term Incentive Plan; 5,568 shares to be issued in accordance with the Company’s investor relations 
consulting agreement; and 166,667 shares upon exercise of warrants that the Company is obligated 
to issue in the event of a default under its June 2007 common stock sale as discussed above.    

12.  Series A Convertible Preferred Stock  

On  February  28,  2006,  the  Company  raised  $3.9  million,  net  of  associated  fees  of 
$395,000,  through  the  sale  of  42,500  shares  of  Series  A  Cumulative  Convertible  Preferred  Stock 
and Warrants by means of a private placement to “accredited investors”, as that term is used in rules 
and regulations of the Securities and Exchange Commission.  The Convertible Preferred Stock was 
convertible at any time into a total of 2,401,133 shares of GSE common stock at a conversion price 
of $1.77 per share. The conversion price was equal to 110% of the closing price of the Company’s 
Common  Stock  on  February  28,  2006,  the  date  the  sale  of  the  Convertible  Preferred  Stock  was 
completed.  

Each investor received a five-year warrant to purchase GSE common stock equal to 20% of 
the shares they would receive from the conversion of the Convertible Preferred Stock, at an exercise 
price of $1.77.  In aggregate, the Company issued warrants to purchase a total of 480,226 shares of 
GSE  common  stock.    The  Convertible  Preferred  Stockholders  were  entitled  to  an  8%  cumulative 
dividend, payable on a semiannual basis every June 30 and December 30.  In 2007 and 2006, the 
Company paid dividends totaling $49,000 and $279,000, respectively, to the preferred stockholders.   
At  the  date  of  issuance,  the  fair  value  of  the  warrants  was  $342,000  and  the  fair  value  of  the 
preferred  stock  was  $3.9  million.  The  fair  value  of  the  warrants  and  the  preferred  stock  was 
determined by the use of the relative fair value method, in which the $4.25 million gross proceeds 
was allocated based upon the fair values of the warrants, as determined by using the Black-Scholes 
Model, and the preferred stock, as determined by an independent appraisal. 

At any time after March 1, 2007, the Company had the right to convert the Preferred Stock 
into shares of GSE common stock when the average of the current stock price during the twenty 
trading  days  immediately  prior  to  the  date  of  such  conversion  exceeded  200%  of  the  Series  A 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

Conversion  Price.    On  March  7,  2007,  the  Company  sent  notice  to  the  holders  of  the  remaining 
20,000 outstanding shares  of its Preferred Stock  that the average  current stock  price  for the  prior 
twenty  trading  days  had  exceeded  200%  of  the  Conversion  Price,  and  that  the  Company  was 
converting  the  outstanding  Preferred  Stock  into  common  stock.    The  20,000  shares  of  Preferred 
Stock converted to 1,129,946 shares of GSE common stock.  Prior to March 7, 2007, the holders of 
22,500 shares of Preferred Stock had already elected to convert their Preferred Stock into a total of 
1,271,187 shares of Common Stock; 8,580 shares of Preferred Stock were converted in 2006 and 
13,920  shares  of  Preferred  Stock  were  converted  in  2007.    In  2007  and  2006,  the  Preferred 
Stockholders exercised 62,147 and 28,248 warrants, respectively.   

The Company paid the placement agent, as part of its fee for assisting the Company with 
the offering, 6% of the gross proceeds received by the Company from the offering ($255,000) plus 
five-year warrants to purchase 150,000 shares of the Company’s common stock at an exercise price 
of  $1.77  per  share.  In  addition  to  the  placement  agent  fee,  the  Company  paid  $140,000  of  other 
transaction fees related to the offering.  At the date of issuance, the fair value of the placement agent 
warrants was $128,000, as established using the Black-Scholes Model, and was recorded in paid-in 
capital, with the offset recognized as a reduction of the preferred stock proceeds.  In 2007 and 2006, 
97,000 and 43,000, respectively, of the placement agent warrants were exercised.    

On October 23, 2003, ManTech converted all of its preferred stock to common stock in 
conjunction with the sale of its ownership in GSE to GP Strategies Corporation (“GP Strategies”).  
The Company had accrued dividends payable to ManTech of $316,000 as of December 31, 2006.  
The dividends were paid in full to ManTech in June 2007 as well as interest that had accrued on 
the dividends of $89,000.  The unpaid dividends accrued interest at 6% per annum.    

13.  Stock-based compensation 

In December 2004, the Financial Accounting Standards Board (FASB) issued Statement 
of  Financial  Accounting  Standard  (SFAS)  No.  123R,  Share-Based  Payment  (SFAS  No.  123R), 
which  revises  SFAS  No.  123,  Accounting  for  Stock-Based  Compensation  (SFAS  No.  123),  and 
supersedes  Accounting  Principles  Board  Opinion  No.  25,  Accounting  for  Stock  Issued  to 
Employees  (APB  No.  25),  and  requires  companies  to  recognize  compensation  expense  for  all 
equity-based compensation awards issued to employees that are expected to vest. The Company 
adopted SFAS No. 123R on January 1, 2006, using the Modified Prospective Application method 
without restatement of prior periods. Under this method, the Company would begin to amortize 
compensation  cost  for  the  remaining  portion  of  its  outstanding  awards  for  which  the  requisite 
service  was  not  yet  rendered  as  of  January  1,  2006.  However,  at  January  1,  2006,  all  of  the 
Company’s outstanding options were fully vested and thus there is no compensation expense in 
2006  related  to  the  adoption  of  SFAS  No.  123R  on  these  outstanding  options.  The  Company 
determines the fair value of and accounts for awards that are granted, modified, or settled after 
January 1, 2006 in accordance with SFAS No. 123R. 

Long-term incentive plan 

  During  1995,  the  Company  established  the  1995  Long-Term  Incentive  Stock  Option  Plan 
(the  “Plan”),  which  permits  the  granting  of  stock  options  (including  incentive  stock  options  and 
nonqualified  stock  options)  stock  appreciation  rights,  restricted  or  unrestricted  stock  awards, 
phantom  stock,  performance  awards  or  any  combination  of  these  to  employees,  directors  or 

27 

 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

consultants.  Options to purchase shares of the Company’s common stock under the Plan expire in 
either  seven  or  ten  years  from  the  date  of  grant  and  generally  become  exercisable  in  three 
installments with 40% vesting on the first anniversary of the grant date and 30% vesting on each of 
the  second  and  third  anniversaries  of  the  grant  date,  subject  to  acceleration  under  certain 
circumstances.  At  the  Special  Meeting  of  Stockholders  held  on  December  31,  2007,  the 
shareholders approved amendments to the Plan which extended the life of the plan ten years to June 
30, 2018 and increased the number of shares that could be issued under the Plan to 3,500,000 from 
2,500,000.   As of December 31, 2008, the Company had 604,888 shares of common stock reserved 
for future grants under the Plan. 

Under  SFAS  No.  123R,  the  Company  recognizes  compensation  expense  on  a  pro  rata 
straight-line basis over the requisite service period for stock-based compensation awards with both 
graded and cliff vesting terms.  The Company applies a forfeiture estimate to compensation expense 
recognized for awards that are expected to vest during the requisite service period, and revises that 
estimate if subsequent information indicates that the actual forfeitures will differ from the estimate.  
The Company recognizes the cumulative effect of a change in the number of awards expected to 
vest  in  compensation  expense  in  the  period  of  change.    The  Company  has  not  capitalized  any 
portion of its stock-based compensation. 

During  the  years  ended  December  31,  2008,  2007  and  2006,  the  Company  recognized 
$650,000, $344,000 and $202,000, respectively of pre-tax stock-based compensation expense under 
the fair value method in accordance with SFAS No. 123R.   

Stock option and warrant activity 

During  the  year  ended  December  31,  2008,  the  Company  granted  stock  options  to 
purchase 845,833 shares of common stock to GSE directors, officers, employees, and consultants.  
No warrants to purchase shares of common stock were issued in 2008.   

Information with respect to stock option and warrant activity as of and for the year ended 

December 31, 2008 is as follows: 

28 

 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

Number

of

Shares

Weighted 

Average

Aggregate

Intrinsic

Value

Exercise Price

(in thousands)

Shares under option and warrant, December 31, 2007

1,740,152

$                          

2.54

Options granted  

Options and warrants exercised

Options expired

Options forfeited

Shares under option and warrant, December 31, 2008

Options expected to vest

845,833

(512,309)

(21,000)

(34,000)

2,018,676

1,055,163

6.26

2.21

2.79

3.99

4.16

5.61

$                 

3,994

$                    

702

Options and warrants exercisable at December 31, 2008

963,513

$                          

2.57

$                 

3,292

A summary of the status of the Company’s nonvested options as of and for the year ended 

December 31, 2008 is presented below.  All outstanding warrants were vested prior to 2008.    

Number
of Shares

Weighted
Average
Fair Value

Nonvested options at December 31, 2007

476,000

$           

1.86

Options granted
Options vested during the period
Options canceled and expired

845,833
(232,670)
(34,000)

4.71
1.71
2.38

Nonvested options at December 31, 2008

1,055,163

$           

4.16

The fair value of the options and warrants granted in 2008, 2007 and 2006 were estimated 
on the date of grant using a Black-Scholes option-pricing model with the following assumptions:  

29 

 
               
                            
 
              
                            
                
                            
 
                
                            
                            
            
                            
               
 
 
         
         
             
        
             
          
             
      
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

Years ended December 31, 

2008

2007

2006

Risk-free interest rates
Dividend yield
Expected life
Volatility
Weighted average volatility

2.75% - 3.05%
0%
4.9 - 8.5 years
68.8% - 78.22%
77.40%

4.77% - 5.02%
0%
3.2 - 5.4 years
70.54% - 71.99%
71.02%

4.73% - 4.99%
0%
5.0 years
72.88% - 73.97% 
73.90%

As of December 31, 2008, the Company had $3.9 million of unrecognized compensation 
expense related to the unvested portion of outstanding stock options expected to be recognized on a 
pro-rata straight line basis over a weighted average remaining service period of approximately 6.7 
years.   

The Company received cash for the exercise price associated with stock options exercised 
of $282,000, $1,683,000, and $409,000 during the years ended December 31, 2008, 2007 and 2006, 
respectively.   The total intrinsic value realized by participants on stock options exercised was $1.6 
million,  $3.6  million  and  $360,000  during  the  years  ended  December  31,  2008,  2007  and  2006, 
respectively.    In  2006,  the  Company  realized  income  tax  benefits  of  $124,000  related  to  stock 
option exercises, which was reflected as an increase to additional paid-in capital on the consolidated 
statement of stockholders’ equity.  A portion of this tax benefit, $115,000, was reversed in 2007. 

Common stock issued for services provided  

In  April  2006,  the  Company  entered  into  a  consulting  agreement  with  an  investor 
relations  firm.   As  partial  compensation  for  services  rendered  pursuant  to  the  consulting 
agreement, the Company agreed to issue 50,000 shares of common stock.  The shares vested in 
monthly  increments  of  2,778  shares  commencing  May  2006  and  ending  October  2007.    The 
Company delivered the 50,000 common shares to the investor relations firm in October 2007. The 
consulting  agreement  was  extended  for  an  additional  eighteen  months  from  November  2007 
through  April  2009,  and  an  additional 25,000  shares  of  common  stock  will  be  issued  as  partial 
compensation  for  services  rendered,  with  the  shares  vesting  in  monthly  increments  of  1,388 
shares.   Compensation expense is determined based on the price per share on the last day of each 
month.   For the year ended December 31, 2008, the average price per share was $7.87 and the 
total  compensation  expense  recognized  by  the  Company  was  $131,000.    For  the  year  ended 
December  31,  2007,  the  average  price  per  share  was  $7.79  and  the  total  compensation  expense 
recognized by the Company was $229,000.  For the eight months ended December 31, 2006, the 
average price per share was $4.34; the total compensation expense recognized by the Company 
was $96,000 in the twelve months ended December 31, 2006.    

14.  Commitments and contingencies 

Leases  

30 

 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

The Company is obligated under certain noncancelable operating leases for office facilities 
and  equipment.    Future  minimum  lease  payments  under  noncancelable  operating  leases  as  of 
December 31, 2008 are as follows: 

(in thousands)

Gross Future
Minimum Lease
Payments

2009
2010
2011
2012
2013
Thereafter
 Total

$                  

768
708
546
491
444
2,077
5,034

$              

Total  rent  expense  under  operating  leases  for  the  years  ended  December  31,  2008,  2007, 

and 2006 was approximately $921,000, $930,000, and $856,000, respectively. 

Standby Letters of credit and performance bonds 

As of December 31, 2008, the Company was contingently liable for approximately $3.7 
million under seven standby letters of credit used as performance bonds on contracts.   Six of the 
letters  of  credit  were  secured  by  a  cash  deposit  classified  as  restricted  cash  in  the  consolidated 
balance  sheet,  the  seventh  letter  of  credit  has  been  collateralized  using  the  Company’s  line  of 
credit.  

Contingencies 

Various actions and proceedings are presently pending to which the Company is a party. 
In the opinion of management, the aggregate liabilities, if any, arising from such actions are not 
expected to have a material adverse effect on the financial position, results of operations or cash 
flows of the Company. 

15. Related party transactions 

Prior  to  the  spin-off  discussed  in  Note  1,  Business  and  basis  of  presentation,  GP 

Strategies owned 57% of the Company. 

On January 1, 2005, the Company entered into a Management Services Agreement with GP 
Strategies Corporation in which GP Strategies agreed to provide corporate support services to GSE, 
including accounting, finance, human resources, legal, network support and tax.  GSE was charged 
$685,000 for GP Strategies’ services in 2006.   The agreement terminated on December 31, 2006.   

16.  Employee benefits 

31 

 
 
                    
                    
                    
                    
                 
 
 
   
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

The  Company  has  a  qualified  defined  contribution  plan  that  covers  substantially  all  U.S. 
employees  under  Section  401(k)  of  the  Internal  Revenue  Code.  Under  this  plan,  the  Company's 
stipulated  basic  contribution  matches  a  portion  of  the  participants'  contributions  based  upon  a 
defined  schedule.  The  Company's  contributions  to  the  plan  were  approximately  $171,000, 
$136,000, and $124,000 for the years ended December 31, 2008, 2007, and 2006, respectively.   

17.  Segment information 

The Company has one reportable business segment that provides simulation solutions and 
services  to  the  nuclear  and  fossil  fuel  power  industry,  and  to  the  chemical  and  petrochemical 
industries.  Contracts typically range from 10 months to three years.   

For  the  years  ended  December  31,  2008,  2007,  and  2006,  54%,  45%,  and  60%  of  the 
Company’s consolidated revenue was from customers in the nuclear power industry, respectively. 
The  Company  designs,  develops  and  delivers  business  and  technology  solutions  to  the  energy 
industry worldwide.  Revenue, operating income (loss) and total assets for the Company’s United 
States, European, and Asian subsidiaries as of and for the years ended December 31, 2008, 2007, 
and 2006 are as follows:   

32 

 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

(in thousands)

United States

Year ended December 31, 2008
Asia

Europe

Eliminations

Consolidated

Contract revenue
Transfers between geographic locations

Total contract revenue

Operating income (loss)

$           

$          

24,483
177
24,660

4,521
23
4,544

$           

$          

$               

(682)

$             

641

Total assets, at December 31

$           

55,460

$          

3,110

$             
-
407
407

$        

$          

29

$          

82

-
$                  
(607)
(607)

$            

$           

$           

29,004
-
29,004

$                  
-

$                

(12)

$       

(27,637)

$           

31,015

(in thousands)

United States

Year ended December 31, 2007
Asia

Europe

Eliminations

Consolidated

Contract revenue
Transfers between geographic locations

Total contract revenue

Operating income (loss)

$           

$          

$           

$          

28,530
268
28,798

3,370
89
3,459

$             
-
180
180

$        

-
$                  
(537)
(537)

$            

$           

$           

31,900
-
31,900

$             

2,453

$            

(182)

$         

(60)

$                  
-

$             

2,211

Total assets, at December 31

$           

48,251

$          

2,061

$          

86

$       

(22,034)

$           

28,364

United States

Year ended December 31, 2006
Asia

Europe

Eliminations

Consolidated

Contract revenue
Transfers between geographic locations

Total contract revenue

Operating income (loss)

$           

$          

23,975
329
24,304

3,527
70
3,597

$             
-
166
166

$        

$                  
-
(565)
(565)

$            

$           

$           

27,502
-
27,502

$           

$          

$             

1,928

$             

184

$         

(12)

$                  
-

$             

2,100

Total assets, at December 31

$           

37,827

$          

2,583

$          

80

$       

(22,042)

$           

18,448

Approximately  63%,  71%,  and  74%  of  the  Company’s  2008,  2007  and  2006  revenue, 
respectively,  was  derived  from  international  sales  of  its  products  and  services  from  all  of  its 
subsidiaries.   

18.  Supplemental disclosure of cash flow information 

(in thousands)

Cash paid:

Year ended December 31, 
2007

2006

2008

Interest
Income taxes

$                 
$                

2
68

$             
$              

252
172

$              
$              

312
194

19.  Quarterly financial data (unaudited) 

33 

 
                  
                 
          
              
                      
                  
                 
          
              
                      
                  
                 
          
              
                      
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2008, 2007, and 2006 

The  Company’s  quarterly  financial 

information  has  not  been  audited  but, 

in 

management’s opinion, includes all adjustments necessary for a fair presentation. 

(in thousands, except per share data)

Year ended December 31, 2008 Quarterly Data

Contract revenue
Operating income (loss)
Net loss

First
Quarter

$           

7,083
(174)
(293)

Second
Quarter
$                

6,555
(148)
(270)

Third
Quarter

$           

7,001
170
(58)

Fourth
Quarter

$           

8,365
140
(69)

Basic loss per common share:

$           

(0.02)

$               

(0.02)

$               
-

$              

-

Diluted loss per common share:

$           

(0.02)

$               

(0.02)

$               
-

$              

-

Contract revenue
Operating income
Net income

Year ended December 31, 2007 Quarterly Data

First
Quarter

$           

7,845
452
31

Second
Quarter
$                

8,398
733
348

Third
Quarter

$           

7,526
504
303

Fourth
Quarter

$           

8,131
522
487

Basic income per common share:

$              

-

$                 

0.03

$             

0.02

$            

0.03

Diluted income per common share:

$              

-

$                 

0.02

$             

0.02

$            

0.03

34 

 
 
 
 
               
                   
                
                
             
                 
                
               
 
 
 
                
                     
                
                
                
                   
               
              
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

ITEM 9.    CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON  

           ACCOUNTING AND FINANCIAL DISCLOSURE. 

None. 

ITEM 9A.    CONTROLS AND PROCEDURES. 

(a) Evaluation of Disclosure Controls and Procedures 

  The Company maintains disclosure controls and procedures that are designed to ensure that 
information required to be disclosed by it in its reports filed or submitted pursuant to the Securities 
Exchange Act of 1934, as amended (the “Exchange Act”), is recorded, processed, summarized and 
reported within the time periods specified in the Securities and Exchange Commission’s rules and 
forms and that information required to be disclosed by the Company in its Exchange Act reports is 
accumulated and communicated to management, including the Company’s Chief Executive Officer 
(“CEO”),  who  is  its  principal  executive  officer,  and  Chief  Financial  Officer  (“CFO”),  who  is  its 
principal financial officer, to allow timely decisions regarding required disclosure.  At the end of the 
period  covered  by  this  report,  an  evaluation  was  performed  under  the  supervision  and  with  the 
participation of our management including our CEO and our CFO, of the effectiveness of the design 
and operation of our disclosure controls and procedures pursuant to Rule 13-15(e) of the Exchange 
Act.    Based  on  their  evaluation,  the  Company’s  Chief  Executive  Officer  and  its  Chief  Financial 
Officer  have  concluded  that,  as  of  December  31,  2008,  such  disclosure  controls  and  procedures 
were not effective because of the material weakness identified as described below.   

(b)  Management’s Annual Report on Internal Control over Financial Reporting 

Our management is responsible for establishing and maintaining adequate internal control 
over  financial  reporting  as  defined  in  Exchange  Act  rule  13a-15(f).    Our  internal  control 
processes and procedures are designed to provide reasonable assurance regarding the reliability of 
financial  reporting  and  the  preparation  of  our  consolidated  financial  statements  in  accordance 
with United States generally accepted accounting principles.     

Under  the  supervision  and  with  the  participation  of management,  including  our  CEO  and 
CFO, we conducted an evaluation of internal control over financial reporting as of December 31, 
2008  based  on  the  criteria  set  forth  by  the  Committee  of  Sponsoring  Organizations  of  the 
Treadway Commission in Internal Control—Integrated Framework.  Based upon our evaluation, 
we concluded that our internal control over financial reporting was not effective as of December 
31, 2008, as a result of the material weakness described below.   

The  Company  has  identified  a  material  weakness  with  respect  to  the  accounting  for 
derivative  instruments  in  accordance  with  the  requirements  of  SFAS  No.  133,  Accounting  for 
Derivative  Instruments  and  Hedging  Activities.    The  design  of  the  Company’s  procedures  for 
determining  and  recording  the  fair  market  value  of  certain  foreign  exchange  contracts  was  not 
effective.    Specifically,  the  Company  misinterpreted  the  counterparty  bank  report  and  therefore 
misstated  the  fair  value  of  its  foreign  exchange  contracts  as  of  September  30,  2008.   
Additionally, the Company did not have a procedure in place to adjust the values as reported by 
the counterparty bank to fair value as required by SFAS No. 157, Fair Value Measurements. This 
deficiency  resulted  in  material  errors  in  the  financial  statements  for  the  three  and  nine  months 

51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

ended September 30, 2008 and as a result, the Company filed an amended Quarterly Report on 
Form 10-QA to restate its interim financial results. 

The  effectiveness  of  the  Company’s  internal  control  over  financial  reporting  as  of 
December  31,  2008  has  been  audited  by  KPMG  LLP,  an  independent  registered  public 
accounting firm, whose report appears in Item 8 of this Annual Report on Form 10-K.  

(c)  Changes in Internal Control over Financial Reporting 

The Company has made no changes in its internal controls over financial reporting during 
the  quarter  ended  December  31,  2008  that  have  materially  affected  or  are  reasonably  likely  to 
materially affect our internal control over financial reporting.    

(d)  Limitation of Effectiveness of Controls  

Internal  control  over  financial  reporting  has  inherent  limitations.    Internal  control  over 
financial  reporting  is  a  process  that  involves  human  diligence  and  compliance  and  is  subject  to 
lapses in judgment and breakdowns resulting from human failures.  Internal control over financial 
reporting  also  can  be  circumvented  by  collusion  or  improper  management  override.  Because  of 
such limitations, there is a risk that material misstatements will not be prevented or detected on a 
timely  basis  by  internal  control  over  financial  reporting.    However,  these  inherent  limitations  are 
known features of the financial reporting process. Therefore, it is possible to design into the process 
safeguards to reduce, though not eliminate this risk.   

(e)  Remediation efforts.   

In  the  first  quarter  of  2009,  the  Company  revised  its  internal  controls  with  respect  to 
derivative instruments to ensure that these instruments would be reported at the correct fair market 
value.  The specific steps that the Company completed to remediate the material weakness consisted 
of: 

♦  Requesting a  written  confirmation  from  its foreign bank in English each  month  as to 

the counterparty value of the outstanding foreign exchange contracts as of month end.  

♦  Monitoring on a periodic basis the fluctuations in the exchange rate for the currencies 

that are under forward contracts so that changes in fair value are anticipated.   

♦    Hiring an independent valuation company to adjust the bank-provided fair values of 

the foreign exchange contracts for non-performance risk. 

ITEM 9B.    OTHER INFORMATION. 

None.   

ITEM 10.   DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE. 

PART III 

52 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

The  information  required  by  this  item,  including  items  401,  405  406  and  407  of 
Regulation S-K, is incorporated by reference to the sections captioned “Directors and Executive 
Officers”  and  “Section  16(A)  Beneficial  Ownership  Reporting  Compliance”  in  the  definitive 
Proxy  Statement  for  the  Company’s  2009  Annual  Meeting  of  Shareholders  and  incorporated 
herein by reference or will be provided in an amendment to this Annual Report on Form 10-K. 

The  Company  has  adopted  a  Conduct  of  Business  Policy  that  applies  to  its  directors, 
officers and employees, including its principal executive officer, and principal financial officer.  
The  Conduct  of  Business  Policy  is  available  on  the  Company’s  website  at  www.gses.com.    In 
addition, the Company has adopted a Code of Ethics for its principal executive officer and senior 
financial officers which is also available on the Company’s website.  The Company will post on 
its website information about any amendment to, or waiver from, any provision of the Code of 
Ethics  that  applies  to  its  principal  executive  officer,  principal  financial  officer,  or  principal 
accounting officer.   

ITEM 11.   EXECUTIVE COMPENSATION. 

The information required by this item will either be set forth under the “Compensation of 
Directors and Executive Officers” section in the definitive Proxy Statement for the 2009 Annual 
Meeting  of  Shareholders  and  incorporated  herein  by  reference  or  will  be  provided  in  an 
amendment to this Annual Report on Form 10-K. 

ITEM 12.    SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND  

MANAGEMENT AND RELATED STOCKHOLDER MATTERS.  

The information required by this item will be either set forth under the sections captioned 
“Voting  Securities  and  Principal  Holders  Thereof,”  and  “Compensation  of  Directors  and 
Executive  Officers”  in  the  definitive  Proxy  Statement  for  the  2009  Annual  Meeting  of 
Shareholders and incorporated herein by reference or will be provided in an amendment to this 
Annual Report on Form 10-K. 

ITEM 13.   CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND  

          DIRECTOR INDEPENDENCE.   

The  information  required  by  this  item  will  be  either  set  forth  under  the  “Directors  and 
Executive  Officers”  section  in  the  definitive  Proxy  Statement  for  the  2009  Annual  Meeting  of 
Shareholders and incorporated herein by reference or will be provided in an amendment to this 
Annual Report on Form 10-K. 

ITEM 14.    PRINCIPAL ACCOUNTING FEES AND SERVICES.   

The information required by this item will be either set forth under the “Audit Committee 
Pre-Approval of Audit and Non-Audit Services”  section in the definitive Proxy Statement for the 

53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

2009 Annual Meeting of Shareholders and incorporated herein by reference or will be provided in 
an amendment to this Annual Report on Form 10-K. 

54 

 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

PART IV 

ITEM 15.  EXHIBITS AND FINANCIAL STATEMENT SCHEDULES 

(a) (1)  List of Financial Statements 

The following financial statements are included in Item 8: 

GSE Systems, Inc. and Subsidiaries 

Report of Independent Registered Public Accounting Firm – Internal Control over Financial Reporting 
Report of Independent Registered Public Accounting Firm – Consolidated Financial Statements  
Consolidated Balance Sheets as of December 31, 2008 and 2007 
Consolidated Statements of Operations for the years ended December 31, 2008, 2007, and 2006  
Consolidated Statements of Comprehensive Income (Loss) for the years ended December 31, 2008, 
2007,  and 2006 
Consolidated Statements of Changes in Stockholders' Equity for the years ended December 31, 2008,  
2007, and 2006 
Consolidated Statements of Cash Flows for the years ended December 31, 2008, 2007, and 2006 
Notes to Consolidated Financial Statements 

(a) (2)  List of Schedules 

All  other  schedules  to  the  consolidated  financial  statements  are  omitted  as  the  required 
information  is  either  inapplicable  or  presented  in  the  consolidated  financial  statements  or  related 
notes.  

(a) (3)  List of Exhibits 

The Exhibits which are filed with this report or which are incorporated by reference are set 

forth in the Exhibit Index hereto. 

55 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

SIGNATURES 

Pursuant  to  the  requirements  of  Section  13  or  15(d)  of  the  Securities  Exchange  Act  of  1934,  the 
registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly 
authorized. 

GSE Systems, Inc. 

By: 

/ S / JOHN MORAN 
John Moran 
Chief Executive Officer  

Pursuant  to  the  requirements  of  the  Securities  Act,  this  report  has  been  signed  by  the  following 
persons in the capacities and on the dates indicated. 

Date:  March 16, 2009 

Date: March 16, 2009 

Date: March 16, 2009 

  / S / JOHN MORAN 
John Moran, Chief Executive Officer 
(Principal Executive Officer) 

  / S / JEFFERY G. HOUGH 
Jeffery G. Hough, Senior Vice President 
and Chief Financial Officer 
(Principal Financial and Accounting 
Officer) 

(Jerome I. Feldman, Chairman of the Board)       By:  / S / JEFFERY G. HOUGH 
(Michael D. Feldman, Director                     )              Jeffery G. Hough 
)  
(Dr. Sheldon L. Glashow, Director 
 Attorney-in-Fact 
)  
(Jane Bryant Quinn, Director 
) 
(Dr. Roger Hagengruber, Director 
) 
(Joseph W. Lewis, Director 
(George J. Pedersen, Director 
) 
(Orrie Lee Tawes III, Director                      ) 

A Power of Attorney, dated March 4, 2009 authorizing Jeffery G. Hough to sign this 

Annual Report on Form 10-K for the fiscal year ended December 31, 2008 on behalf of certain of 
the directors of the Registrant is filed as Exhibit 24.1 to this Annual Report. 

56 

 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

Exhibit 

Description of Exhibit 

3  

Articles of Incorporation and Bylaws 

3(i)   Fourth  Amended  and  Restated  Certificate  of  Incorporation  of  the 
Company.      Previously  filed  in  connection  with  the  GSE  Systems,  Inc. 
Form DEF 14A as filed with the Securities and Exchange Commission on 
November 20, 2007 and incorporated herein by reference.  

3(ii)   Amended  and  Restated  Bylaws  of  the  Company.    Previously  filed  in 
connection with Form DEF 4A as filed with the Securities and Exchange 
Commission  on  November  20,  2007  and  incorporated  herein  by 
reference.  

4. 

Instruments Defining Rights of Security Holders, including 
Indenture. 

4.1  Specimen Common Stock Certificate of the Company. Previously filed in 
connection  with  Amendment  No.  3  to  the  GSE  Systems,  Inc.  Form  S-1 
Registration  Statement  as  filed  with  the  Securities  and  Exchange 
Commission on July 24, 1995 and incorporated herein by reference. 

4.2  Cancellation and Warrant Exchange Agreement dated February 28, 2006 

by and among GSE Systems, Inc. and Dolphin Direct Equity Partners, 
LP.  Previously filed in connection with the GSE Systems, Inc. Form 8-K 
filed with the Securities and Exchange Commission on March 6, 2006 
and incorporated herein by reference.   

4.3   Registration Rights Agreement dated February 28, 2006 by and among 
GSE Systems, Inc. and Dolphin Direct Equity Partners, LP.  Previously 
filed in connection with the GSE Systems, Inc. Form 8-K filed with the 
Securities and Exchange Commission on March 6, 2006 and incorporated 
herein by reference.   

4.4  Senior Subordinated Secured Convertible Note and Warrant Purchase 

Agreement dated as of May 26, 2005 by and among GSE Systems, Inc. 
and Dolphin Direct Equity Partners, LP.  Previously filed in connection 
with the GSE Systems, Inc. Form 8-K filed with the Securities and 
Exchange Commission on March 6, 2006 and incorporated herein by 
reference.   

57 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

Exhibit 

Description of Exhibit 

4.5  Form of Warrant to Purchase 900,000 shares of Common Stock of GSE  

Systems, Inc. dated as of February 28, 2006.  Previously filed in 
connection with the GSE Systems, Inc. Form 8-K filed with the Securities 
and Exchange Commission on March 6, 2006 and incorporated herein by 
reference.   

4.6  Form of Warrant to Purchase 380,952 shares of Common Stock of GSE 
Systems, Inc. dated as of May 26, 2005.  Previously filed in connection 
with the GSE Systems, Inc. Form 8-K filed with the Securities and 
Exchange Commission on March 6, 2006 and incorporated herein by 
reference.  

4.7  Form of Warrant to Purchase 150,000 shares of Common Stock of GSE 
Systems, Inc. dated as of February 28, 2006.  Previously filed in 
connection with the GSE Systems, Inc. Form 8-K filed with the Securities 
and Exchange Commission on March 6, 2006 and incorporated herein by 
reference.  

4.8  Certificate of Designation, Preferences and Rights of Series A 

Cumulative Preferred Stock dated as of February 28, 2006 providing for 
the issuance of a series of 42,500 shares of Series A Cumulative 
Convertible Preferred Stock, par value $0.01 per share.  Previously filed 
in connection with the GSE Systems, Inc. Form 8-K filed with the 
Securities and Exchange Commission on March 6, 2006 and incorporated 
herein by reference.   

4.9  Form of Warrant to Purchase 367,647 shares of the Company’s Common 
Stock dated as of March 7, 2006.  Previously filed in connection with the 
GSE Systems, Inc. Form 8-K filed with the Securities and Exchange 
Commission on March 13, 2006 and incorporated herein by reference.  

4.10  Securities Purchase Agreement, dated as of June 15, 2007 by and between 

GSE Systems, Inc. and each of the Investors to sell a total of 1,666,667 
shares of GSE Common Stock.  Previously filed in connection with the 
GSE Systems, Inc. Form 8-K filed with the Securities and Exchange 
Commission on June 18, 2007 and incorporated herein by reference.   

4.11  Form of Warrant issued by GSE Systems, Inc to each of the Investors to 
purchase shares of GSE Common Stock.  Previously filed in connection 
with the GSE Systems, Inc. Form 8-K filed with the Securities and 
Exchange Commission on June 18, 2007 and incorporated herein by 
reference.   

58 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

Exhibit 

Description of Exhibit 

4.12  Registration Rights Agreement, dated as of June 15, 2007 by and between 
GSE Systems, Inc. and each of the Investors.  Previously filed in 
connection with the GSE Systems, Inc. Form 8-K filed with the Securities 
and Exchange Commission on June 18, 2007 and incorporated herein by 
reference.   

4.13  Consent and Waiver, dated as of June 15, 2007, among GSE Systems, 

Inc., GSE Power Systems, Inc. and Laurus Master Fund Ltd. Previously 
filed in connection with the GSE Systems, Inc. Form 8-K filed with the 
Securities and Exchange Commission on June 18, 2007 and incorporated 
herein by reference.   

10.  Material Contracts 

10.1  Agreement among ManTech International Corporation, National Patent 

Development Corporation, GPS Technologies, Inc., General Physics 
Corporation, Vattenfall Engineering AB and GSE Systems, Inc. (dated as 
of April 13, 1994). Previously filed in connection with the GSE Systems, 
Inc. Form S-1 Registration Statement as filed with the Securities and 
Exchange Commission on April 24, 1995 and incorporated herein by 
reference. 

10.2  GSE Systems, Inc. 1995 Long-Term Incentive Plan, amended as of 

September 25, 2007. Previously filed in connection with the GSE 
Systems, Inc. Form DEF 14A as filed with the Securities and Exchange 
Commission on November 20, 2007 and incorporated herein by 
reference. * 

10.3  Form  of  Option  Agreement  Under  the  GSE  Systems,  Inc.  1995  Long-
Term  Incentive  Plan.    Previously  filed  in  connection  with  the  GSE 
Systems,  Inc.  Form  10-K  as  filed  with  the  Securities  and  Exchange 
Commission on March 22, 1996 and incorporated herein by reference. * 

10.4  Management Services Agreement between GSE Systems, Inc. and GP 
Strategies Corporation dated January 1, 2004. Previously filed in 
connection with the GSE Systems, Inc. Form 10-K filed with the 
Securities and Exchange Commission on April 14, 2004 and incorporated 
herein by reference.  

10.5  Memorandum  of  Association  of  Limited  Liability  Company  dated 
November  8,  2005  by  and  between  Al  Qudra  Holding  PJSC,  Centre  of 
Excellence  for  Applied  Research  and  Training,  and  GSE  Systems,  Inc.  
Previously filed in connection with the GSE Systems, Inc. Form 10-Q/A 
filed with the Securities and Exchange Commission on October  4, 2006 
and incorporated herein by reference.   

59 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

Exhibit 

Description of Exhibit 

10.6  Supply  Agreement  Contract  by  and  between  Emirates  Simulation 
Academy,  LLC  and  GSE  Power  Systems,  Inc.  dated  January  3,  2006.  
Previously filed in connection with the GSE Systems, Inc. Form 10-Q/A 
filed with the Securities and Exchange Commission on October  4, 2006 
and incorporated herein by reference.   

10.7  License  and  Technology  Transfer  Agreement  by  and  Between  GSE 
Power  Systems,  Inc.  and  Emirates  Simulation  Academy,  LLC  dated 
January 3, 2006.  Previously filed in connection with the GSE Systems, 
Inc. Form 10-Q/A filed with the Securities and Exchange Commission on 
October 4, 2006 and incorporated herein by reference.   

10.8  Office  Lease  Agreement  between  1332  Londontown,  LLC  and  GSE 
Systems,  Inc.  (dated  as  of  February  27,  2008).      Previously  filed  in 
connection  with  the  GSE  Systems,  Inc.  Form  8-K  as  filed  with  the 
Securities  and  Exchange  Commission  on  March  11,  2008  and 
incorporated herein by reference. 

10.9  $3,500,000 Ex-Im Bank-Guaranteed Transaction Specific Revolving Line 
of  Credit,  dated  as  of  march  28,  2008.    Previously  filed  in  connection 
with  the  GSE  Systems,  Inc.  Form  8-K  as  filed  with  the  Securities  and 
Exchange  Commission  on  April  3,  2008  and  incorporated  herein  by 
reference. 

10.10  Security  Agreement  by  and  among  GSE  Systems,  Inc.,  GSE  Power 
Systems,  Inc  and  Bank  of  America,  N.A.  dated  March  28,  2008.  
Previously filed in connection with the  GSE Systems, Inc. Form 8-K as 
filed with the Securities and Exchange Commission on April 3, 2008 and 
incorporated herein by reference. 

10.11  Borrower Agreement by and among GSE Systems, Inc., GSE Power 

Systems, Inc. and Bank of America, N.A. dated March 28, 2008.  
Previously filed in connection with the GSE Systems, Inc. Form 8-K as 
filed with the Securities and Exchange Commission on April 3, 2008 and 
incorporated herein by reference. 

10.12  Continuing and Unconditional Guaranty by GSE Process Solutions, Inc. 
and Bank of America, N.A. dated as of March 28, 2008.  Previously filed 
in connection with the GSE Systems, Inc. Form 8-K as filed with the 
Securities and Exchange Commission on April 3, 2008 and incorporated 
herein by reference. 

60 

 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

Exhibit 

Description of Exhibit 

10.13  Continuing  and  Unconditional  Guaranty  by  MSHI,  Inc.  and  Bank  of 
America,  N.A.  dated  as  of  March  28,  2008.    Previously  filed  in 
connection  with  the  GSE  Systems,  Inc.  Form  8-K  as  filed  with  the 
Securities and Exchange Commission on April 3, 2008 and incorporated 
herein by reference. 

10.14  $1,500,000  Domestic  Revolving  Line  of  Credit  dated  as  of  March  28, 
2008.  Previously filed in connection with the GSE Systems, Inc. Form 8-
K as filed with the Securities and Exchange Commission on April 3, 2008 
and incorporated herein by reference. 

10.15  Security  Agreement  by  and  among  GSE  Systems,  Inc.,  GSE  Power 
Systems,  Inc.  and  Bank  of  America,  N.A.  dated  as  of  March  28,  2008 
(Domestic Revolving Line of Credit).  Previously filed in connection with 
the  GSE  Systems,  Inc.  Form  8-K  as  filed  with  the  Securities  and 
Exchange  Commission  on  April  3,  2008  and  incorporated  herein  by 
reference. 

10.16  Continuing and Unconditional Guaranty by GSE Process Solutions, Inc. 
and Bank of America, N.A. dated as of March 28, 2008.  Previously filed 
in  connection  with  the  GSE  Systems,  Inc.  Form  8-K  as  filed  with  the 
Securities and Exchange Commission on April 3, 2008 and incorporated 
herein by reference. 

10.17  Continuing  and  Unconditional  Guaranty  by  MSHI,  Inc.  and  Bank  of 
America,  N.A.  dated  as  of  March  28,  2008.    Previously  filed  in 
connection  with  the  GSE  Systems,  Inc.  Form  8-K  as  filed  with  the 
Securities and Exchange Commission on April 3, 2008 and incorporated 
herein by reference. 

10.18  Pledge Agreement by and among the Company, MSHI, Inc., GSE Power 
Systems,  Inc.,  GSE  Process  Solutions,  Inc.  and  Bank  of  America,  N.A. 
dated as of March 28, 2008.  Previously filed in connection with the GSE 
Systems,  Inc.  Form  8-K  as  filed  with  the  Securities  and  Exchange 
Commission on April 3, 2008 and incorporated herein by reference. 

Exhibit 

Description of Exhibit 

10.19  Control  Agreement  Regarding  Limited  Liability  Company  Interests  by 

61 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
GSE SYSTEMS, INC. 

FORM 10-K 

For the Year Ended December 31, 2008 

and among GSE Systems, Inc., Bank of America, N.A. and GSE Services 
Company  LLC  dated  as  of  March  28,  2008.    Previously  filed  in 
connection  with  the  GSE  Systems,  Inc.  Form  8-K  as  filed  with  the 
Securities and Exchange Commission on April 3, 2008 and incorporated 
herein by reference. 

14. 

Code of Ethics 

14.1  Code of Ethics for the Principal Executive Officer and Senior Financial 

Officers.  Previously filed in connection with the GSE Systems, Inc. 
Form 10-K file with the Securities and Exchange Commission on March 
31, 2006 and incorporated herein by reference.   

21. 

Subsidiaries. 

21.1  List of Subsidiaries of Registrant at December 31, 2008, filed herewith.   

23. 

Consents of Experts and Counsel  

23.1.  Consent of KPMG LLP, filed herewith.   

24. 

Power of Attorney 

24.1  Power of Attorney for Directors’ and Officers’ Signatures on SEC Form 

10-K, filed herewith.   

31. 

Certifications   

31.1  Certification of Chief Executive Officer of the Company pursuant to 
Securities and Exchange Act Rule 13d-14(a)/15(d-14(a), as adopted 
pursuant to Section 302 and 404 of the Sarbanes-Oxley Act of 2002, filed 
herewith.   

31.2  Certification of Chief Financial Officer of the Company pursuant to 
Securities and Exchange Act Rule 13d-14(a)/15(d-14(a), as adopted 
pursuant to Section 302 and 404 of the Sarbanes-Oxley Act of 2002, filed 
herewith.   

32. 

Section 1350 Certifications  

32.1  Certification of Chief Executive Officer and Chief Financial Officer of 

the Company pursuant to 18 U.S.C. Section 1350 as adopted pursuant to 
Section 906 of the Sarbanes-Oxley Act of 2002, file herewith.  

  *   Management contracts or compensatory plans required to be filed as 

exhibits pursuant to Item 14 (c) of this report. 

62