Quarterlytics / Consumer Cyclical / Furnishings, Fixtures & Appliances / Hamilton Beach Brands Holding Company

Hamilton Beach Brands Holding Company

hbb · NYSE Consumer Cyclical
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Ticker hbb
Exchange NYSE
Sector Consumer Cyclical
Industry Furnishings, Fixtures & Appliances
Employees 679
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FY2017 Annual Report · Hamilton Beach Brands Holding Company
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EVERYDAY
GOOD 
THINKING

Hamilton Beach Brands Holding Company
2017 Annual Report 

Our Mission: To Deliver Profitable Growth from Innovative 
Solutions that Improve Everyday Living

As one of the country’s leading distributors of small kitchen appliances,  
Hamilton Beach Brands Holding Company sells over 34 million appliances every year.

Above: Our innovative products cross a wide range of categories and price points. From left to right: Hamilton Beach® The Scoop® 
Single-Serve coffeemaker, Hamilton Beach® 2-Way Brewer coffeemaker, Hamilton Beach® Durathon® Electronic Iron, Proctor Silex® 
Can Opener and Proctor Silex 2-slice Toaster. 

CONTENTS

01
About the Company 

11
 Form 10-K

02 
Selected Financial and Operating Data

98 
Directors and Officers 

04
Letter to Stockholders

Inside Back Cover 
Corporate Information

On the Cover: Wolf Gourmet® is a registered trademark of the Sub-Zero Group, Inc. CHI® is a registered trademark of Farouk Systems, Inc.

ABOUT THE COMPANY

On September 29, 2017, Hamilton Beach Brands Holding Company 
was spun off from its former parent company to become an independent 
public company traded on the New York Stock Exchange under the ticker 
symbol HBB. 

Hamilton Beach Brands Holding Company is an operating holding 
company for two separate businesses: consumer and commercial small 
appliances and specialty retail. Hamilton Beach Brands, Inc. is a leading 
designer, marketer and distributor of branded, small electric household 
and specialty housewares appliances, as well as commercial products 
for restaurants, bars and hotels. The Kitchen Collection, LLC is a national 
specialty retailer of kitchenware in outlet and traditional malls throughout 
the United States. 

Hamilton Beach Brands Holding Company’s culture of Good Thinking 

began over 110 years ago. When the phrase Good Thinking is used, it 
means approaching all aspects of the business in an inquisitive, fact-
based, strategic and creative manner. Good Thinking is practiced when 
the Company develops the many innovations it introduces year after 
year. Good Thinking is demonstrated in how the Company supports its 
customers. Hamilton Beach Brands Holding Company’s global team 
is focused on Good Thinking in every department and functional area. 
Good Thinking can only happen when a company has smart, hardworking 
people and Hamilton Beach Holding believes it has the best team in 
the industry. Most importantly, the Company believes its Good Thinking 
culture will ensure its stockholders are rewarded over the long term.

Above: Breakfast is the most important meal of the day. The Hamilton Beach® Breakfast Sandwich Maker makes a fresh grab- 
and-go breakfast sandwich.

1

SELECTED FINANCIAL AND OPERATING DATA

2017 

Year Ended December 31
2016  
(In thousands, except per share and employee data)

2015

Operating Statement Data:
Revenues  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Operating profit  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Net income  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

$   740,749
$  38,135
$  17,905

$   745,357
43,374
$ 
26,179
$ 

$   767,862
35,554
$ 
19,711
$ 

Basic earnings per share(1) .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 

$ 

1.31

Diluted earnings per share(1)  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

$ 

1.31

Per Share and Share Data:
Cash dividends  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Market value at December 31(2)  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Stockholders’ equity at December 31(1)  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Actual shares outstanding at December 31(1)  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Basic weighted average shares outstanding(1)  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Diluted weighted average shares outstanding(1)  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

$ 
$ 
$ 

0.085
25.69
3.39
13,673
13,673
13,685

Balance Sheet Data at December 31:
Cash  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Total assets  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Long-term debt  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Stockholders’ equity  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

$  10,906
$   326,233
$  20,000
$  46,408

$ 

$ 

$ 

1.91

1.91

n/a
n/a
4.77
13,673
13,673
13,673

$ 
11,340
$   310,833
26,000
$ 
65,268
$ 

$ 

$ 

$ 

1.44

1.44

n/a
n/a
6.06
13,673
13,673
13,673

$ 
16,798
$   310,128
50,000
$ 
82,824
$ 

Other Data:
Cash dividends paid to NACCO prior to spin-off  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Total employees at December 31  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

$  38,000
1,600

$ 

42,000
1,600

$ 

15,000
1,700

2017 

Year Ended December 31
2016  
(In thousands)

2015

Calculation of EBITDA(3)
Net income  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Income tax provision  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Interest expense  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Interest income  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Depreciation and amortization expense  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
EBITDA(3)  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

$  17,905 
18,172 
1,831 
 (1)
5,611 
$  43,518

$ 

$ 

26,179 
14,984 
1,374 
–
6,226 
48,763 

$ 

$ 

19,711 
12,325 
1,962 
 (56)
6,308 
40,250 

(1)  On September 29, 2017, NACCO Industries, Inc. (NACCO), Hamilton Beach Brands Holding Company’s (Hamilton Beach Holding) former parent company, spun-off the 
Company to NACCO stockholders. In the spin-off, NACCO stockholders, in addition to retaining their shares of NACCO common stock, received one share of Hamilton 
Beach Holding Class A Common and one share of Hamilton Beach Holding Class B Common for each share of NACCO Class A Common or Class B Common. The basic and 
diluted earnings per share amounts for the Company have been calculated based upon the number of shares distributed in the spin-off for all periods prior to the spin-off.

(2) This information is only included for periods subsequent to the spin-off from NACCO.
(3)  EBITDA is provided solely as a supplemental disclosure with respect to operating results. EBITDA does not represent net income, as defined by U.S. GAAP and should 

not be considered as a substitute for net income or net loss, or as an indicator of our operating performance. Hamilton Beach Holding defines EBITDA as income before 
income taxes plus net interest expense and depreciation and amortization expense. EBITDA is not a measurement under U.S. GAAP and is not necessarily comparable 
with similarly titled measures of other companies.

2  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SELECTED FINANCIAL AND OPERATING DATA

2017 

Year Ended December 31
2016  
(In thousands)

2015

Cash Flow Data:
Operating Activities
Hamilton Beach Brands  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Kitchen Collection  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Provided by operating activities  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

$  28,785 
4,655 
$  33,440 

Investing Activities
Hamilton Beach Brands  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Kitchen Collection  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Used for investing activities  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

$  

$  

(6,177)
 (1,176)
(7,353)

Cash Flow before Financing Activities(4)
Hamilton Beach Brands  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Kitchen Collection  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Consolidated Cash Flow before financing(4)  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

$  22,608
3,479 
$  26,087 

$ 

$ 

$ 

$  

58,730 
3,833 
 62,563 

 (4,788)
 (1,137)
(5,925)

$ 

53,942 
2,696 
$   56,638 

$ 

$ 

$  

$ 

13,940 
12,548 
 26,488 

(4,775)
 (1,768)
 (6,543)

$  

9,165 
10,780 
$   19,945 

Used for financing activities  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

$  (26,602)

$ 

(61,837)

$ 

(10,088)

(4)  Cash flow before Financing Activities is equal to net cash provided by operating activities less net cash used for investing activities.

Year Ended December 31
(In thousands, except percentage data)

HBB 

KC

Calculation of Return on Capital Employed and Return on Equity:
2017*
Average stockholders’ equity  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Average debt  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Average cash  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Average capital employed  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

Net income (loss), as reported  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Plus: Interest expense, net, as reported  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Less: Income taxes on interest expense, net at 38%**  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Actual return on capital employed = actual net income (loss) before 

interest expense, net, after tax  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Actual return on capital employed percentage(5)  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Actual return on equity percentage(6)  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

2016***
Average stockholders’ equity  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Average debt  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Average cash  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Average capital employed  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

Net income (loss), as reported  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Plus: Interest expense, net, as reported  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Less: Income taxes on interest expense, net at 38%****  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Actual return on capital employed = actual net income (loss) before 

interest expense, net, after tax  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Actual return on capital employed percentage(5)  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .
Actual return on equity percentage(6)  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .

$ 

$ 

$ 

37,790 
52,915 
 (3,249)
87,456 

21,117 
1,572 
 (597)

$ 

22,092 

25.3%

55.9%

51,954 
40,167 
 (2,616)
89,505 

26,557 
1,165 
 (443)

$ 

$ 

$ 

$ 

27,279 

30.5%

51.1%

$ 

$ 

$ 

$ 

$ 

$ 

$

$

16,035 
3,840 
 (3,995)
15,880 

(3,272)
258 
 (98)

(3,112)

(19.6%)

(20.4%)

21,633 
3,082 
 (5,370)
19,345 

(355)
209 
 (79)

(225)

(1.2%)

(1.6%)

(5)  Return on capital employed is provided solely as a supplemental disclosure with respect to income generation because management believes it provides useful 

information with respect to earnings in a form that is comparable to the Company’s cost of capital employed, which includes both equity and debt securities, net of cash.

(6)  Return on equity is defined as net income divided by average stockholders’ equity.

**** 2017 Average Stockholder’s equity, debt and cash are calculated using December 31, 2016 and each of 2017’s quarter ends. 
**** Tax rate of 38% represents the Company’s target marginal tax rate compared with 2017’s effective income tax rate of 50.4%.
**** 2016 Average Stockholder’s equity, debt and cash are calculated using December 31, 2015 and each of 2016’s quarter ends. 
**** Tax rate of 38% represents the Company’s target marginal tax rate compared with 2016’s effective income tax rate of 36.4%.

3

 
 
 
 
 
 
 
TO OUR STOCKHOLDERS

Introduction: 

2017 was a transformational year for our 
company. We are pleased to be writing Hamilton 
Beach Brands Holding Company’s (“Hamilton Beach 
Holding”) first annual report as an independent public 
company. While we are a new public company, we 
have been in business for decades and some of our 
trusted brands have been in existence for over 110 
years. Our Company is made up of multiple brands, 
products and businesses that consumers trust and 
use to improve their everyday living. 

Our Competitive Advantage

On  September 29, 2017, the housewares 
businesses of Hamilton Beach Brands, Inc. and 
The Kitchen Collection, LLC were spun off from 
NACCO Industries, Inc. as Hamilton Beach Brands 
Holding Company, trading on the New York Stock 
Exchange under the ticker symbol “HBB”. Our 
management team is enthusiastic about driving a 
focused, independent company that continuously 
strives to be a leader in the housewares industry 
with high-quality, trusted brands and products. As 
an independent public company, we are focused 
on serving our customer needs and responding 
flexibly to changing market conditions. In addition, 
we now have greater flexibility to pursue strategic 
growth opportunities in the housewares industry, 
with direct access to the equity capital markets 
and enhanced flexibility in the use of the debt 
capital markets. Finally, we are strengthening the 

alignment of our senior management incentives 
with the performance of the Company to ensure 
management is focused on achieving its long-term 
financial and strategic objectives, which we expect 
will enhance stockholder value.

Hamilton Beach Holding is a dynamic company 

with a number of strengths that create strong 
competitive advantages. The Company’s Good 
Thinking culture is a core strength that provides  
the foundation for all of the decisions made by 
Hamilton Beach Holding’s stable and knowledgeable 
team of employees, as well as the Company’s 
interactions with its customers and suppliers. 
This solid foundation has generated the following 
competitive advantages:

•  Hamilton Beach Holding believes it leads
the industry in developing innovative new
products across a wide range of categories
and price points. It is this stable pipeline of
consumer-preferred brands and innovative
products that is Hamilton Beach Holding’s
most important competitive advantage.
•  The Company is known for its iconic brands

that cover consumer price points from the value
to luxury segments; Hamilton Beach Holding
participates in over 50 categories with a strong
share ranking in a majority of these categories.

•  The Company has the #1 presence in key

retail and commercial sales channels and has
strong relationships with leading retail and
ecommerce customers.

4  

TO OUR STOCKHOLDERS

•  The Company’s Hamilton Beach® brand holds
the #1 brand rank in the U.S. market for small
kitchen appliances and is a leading competitor
across North America.

•  Hamilton Beach Holding has built a global

platform with commercial and retail capabilities
that are currently expanding from the Company’s
historical North American base.

•  The Company has developed a trusted, efficient
and low-cost supply chain to support its growth
objectives.

All of these factors have helped Hamilton Beach
Holding’s subsidiaries maintain their strong working 
capital management and sound cash flow generation 
capabilities. As a result, the Company has delivered 
solid operating results and substantial cash flows in 
a challenging retail environment in each of the past 
two years.

In 2017, Hamilton Beach Holding generated 

revenues of $740.7 million compared with $745.4 
million in 2016. Modest revenue growth of 1.6% 
at the Company’s Hamilton Beach Brands, Inc. 
(“Hamilton Beach”) subsidiary was more than 
offset by an 11% revenue decrease at its Kitchen 
Collection business, as this segment experienced 
reduced customer traffic and closed stores to 
combat the effects of the challenging brick and 
mortar retail environment. 

In late December 2017, Congress enacted U.S. 
tax reform legislation that resulted in the Company 

taking a discrete tax charge of $4.7 million. This 
charge, in combination with one-time costs of $2.5 
million, or $2.1 million after taxes of $0.4 million, 
incurred to effect the spin-off, and lower results at 
Kitchen Collection from reduced revenues, led to 
consolidated net income decreasing to $17.9 million 
in 2017 from $26.2 million in 2016.

The Company is known for its iconic 
brands that cover consumer price points 
from the value to luxury segments.

A more in-depth understanding of the Company 
is best achieved by focusing on each of its two inde-
pendently managed businesses as outlined below.

Hamilton Beach’s Long-Term 
Strategic Initiatives

Hamilton Beach has a long-term objective of 

delivering annual sales of $750 million to $1 billion 
by executing its key strategic initiatives. As Hamilton 
Beach achieves this target sales level, it expects to 
take advantage of increasing economies of scale to 
improve its operating profit margins to between 9% 
and 10%. With 2017 revenues of $615.1 million and 
an operating profit margin of 6.7%, there is still work 
to be done to accomplish these objectives. 

The Company’s iconic brands cover 
price points that range from value 
to luxury. The Company’s Good 
Thinking culture makes it a leader in 
developing innovative new products. 
Examples include from left to right: 
the Hamilton Beach® FlexBrew®  
2-Way coffeemaker, Proctor Silex®  
5-in-1 Indoor Grill, Weston #12 Electric
Meat Grinder & Sausage Stuffer, CHI®
Electronic Iron with Retractable Cord,
and Hamilton Beach® Premium Big
Mouth® 2- Speed Juice Extractor.

5

Inspired by 100 years of 
experience designing products 
used in commercial kitchens, 
Hamilton Beach® Professional 
is a line of countertop kitchen 
appliances with professional-level 
components designed to deliver 
exceptional performance and 
superior durability for the serious 
home cook. Pictured here from 
left to right are the Hamilton 
Beach Professional 14-cup Dicing 
Food Processor with storage 
case, All Metal Drink Mixer, Quiet 
Blender and 6-Quart Sous Vide 
and Slow Cooker.

The small kitchen appliance market grew 

modestly in 2017, and looking forward, it is 
expected to grow modestly again in 2018. In 
addition, the international and commercial markets 
in which Hamilton Beach participates are expected 
to continue to grow. Hamilton Beach is encouraged 
with the progress made on its strategic initiatives 
during 2017 and their positive effect on its gross 
margins, but there is room for further progress.  
Hamilton Beach is optimistic it can continue to 
improve revenues and its operating profit margin  
in 2018 and beyond through continued execution  
of its strategic initiatives, which are:

Placement Expertise: The most impactful 
component of increasing market presence and 
profitability is through increasing placements and 
revenue in Hamilton Beach’s core North American 
consumer business. Hamilton Beach’s product and 
placement track record is strong due to innovation 
processes centered on understanding and meeting 
end-user needs and focusing on quality and best-in-
class customer service. Hamilton Beach’s experience 
is that new products help increase customer and 
consumer satisfaction and enable the company’s 
products to remain relevant and in line with a fast-
changing retail landscape. In the North American 
consumer market, Hamilton Beach believes it has 
a stronger and deeper portfolio of new products 

than its competitors. Hamilton Beach will continue 
to introduce new products across a wide range 
of brands, price points and categories, leveraging 
its strong brand portfolio which includes Hamilton 
Beach®, Proctor Silex®, Weston® and Hamilton 
Beach® Professional, as well as its licensed brands 
of Wolf Gourmet® and CHI®. 

Ecommerce: Ecommerce plays a significant role 
in the housewares industry in which Hamilton Beach 
competes. While some industries are experiencing 
much lower ecommerce penetration levels, the U.S. 
small appliance industry has one of the highest and 
most developed ecommerce penetration levels, with 
approximately one-third of total industry revenue 
generated through ecommerce partners. To be a 
key player in this market, a significant focus and 
expertise is required to remain strong and relevant. 
Hamilton Beach has proven its abilities by becoming 
a leader in this distribution channel. Geographically, 
ecommerce penetration in countries outside of the  
United States varies significantly, but it is growing 
quickly in every country where the company 
competes. Hamilton Beach is investing in people, 
products and capabilities to provide the base that 
will allow its global ecommerce sales to grow 
at a faster rate than the industry. Retailers and 
commercial customers are looking for partners that 
can not only provide products, but also have the 

6  

capabilities and support for promotion, marketing 
and distribution programs appropriate for the online 
channel. As consumers’ shopping habits continue  
to evolve to rely more on the Internet, Hamilton 
Beach is focused on providing best-in-class retailer 
support, increasing engagement with end users,  
and enhancing the programs designed to make it  
the preferred partner for retail and commercial  
small appliances.

Hamilton Beach believes it has  
a stronger and deeper portfolio of new 
products than its competitors.

Only-the-Best Expansion: Hamilton Beach 
has increased focus and investment around its 
strategy to become a leader in the “only-the-best” 
high-end small kitchen appliance market segment, 
which accounts for approximately one-third of the 
U.S. small kitchen appliance market as measured by 
revenue. This only-the-best segment offers a strong 
growth opportunity in an area in which Hamilton 
Beach has only recently begun to participate in a 
meaningful way. Through a multi-year licensing 

agreement with Wolf Appliance, Inc., which began 
in 2014, Hamilton Beach now has products that 
participate in this segment. Wolf Gourmet® brand 
products, which include cutlery and cookware in 
addition to small appliances, are currently available 
in a number of North American retail outlets and 
have recently expanded to the United Kingdom. A 
robust roadmap of additional product introductions 
is scheduled over the coming years, and Hamilton 
Beach expects to expand distribution to additional 
countries over time. In addition, the company 
recently launched the Hamilton Beach® Professional 
line, which was created to leverage Hamilton Beach’s 
commercial product development expertise and 
provide products that enable consumers to achieve 
professional results at home. Hamilton Beach is 
expanding the Weston® brand, which is focused 
on the field-to-table and farm-to-table segments, to 
include products sold in the only-the-best category. 
Hamilton Beach has recently introduced a CHI®-
branded garment care line as a result of a multi-year 
licensing deal with Farouk Systems, Inc., the owner 
of the CHI® brand and a proven global leader in the 
beauty industry.

International Market Growth: Hamilton 
Beach is focused on expanding its retail presence 
internationally, specifically in the emerging growth 
markets of Asia and Latin America. To achieve this 

7

growth, Hamilton Beach is working to enhance its  
understanding of local consumers’ needs, developing  
products to meet those needs and increasing sales 
and marketing resources allocated to these markets, 
especially in the mid- to high-end segments. While 
Hamilton Beach has a long-standing presence in the 
global commercial product market, the company’s 
historical strength in the retail segment has been in 
the U.S. consumer goods market, with approximately 
23% of its total sales occurring outside the United 
States in 2017. Hamilton Beach has an objective to 
increase international sales to 35% to 45% of total 

Consumers trust Hamilton Beach  
to bring high-quality, safe products to 
market at the right value proposition.

sales by concentrating on key markets. Hamilton 
Beach’s efforts will focus on continuing to expand 
its established positions in Canada, Mexico, Central 
America and South America, as well as further 
expanding its position in emerging markets such as 
China. Hamilton Beach expects to selectively pursue 
other markets by leveraging the Hamilton Beach®, 
Hamilton Beach® Professional, Proctor Silex® and 
Wolf Gourmet® brands.

Global Commercial Leadership: While Hamilton 

Beach has a leading position in the global commer-
cial market, it continues to focus on achieving further 
penetration through a commitment to an enhanced 
product line for chains and distributors serving the 

global food service and hospitality markets. Hamilton 
Beach is enhancing its global commercial product 
line, particularly with innovative, new juicing, blend-
ing and mixing platforms, and is strengthening its 
food service and hospitality offerings to achieve 
further market penetration in this segment. As the 
Internet begins to alter the food-service industry 
from a product marketing, customer penetration and 
selling perspective, Hamilton Beach is increasing  
its investments and expertise to ensure it has 
industry-leading capabilities. 

Category and Channel Expansion: Driven by 
changes brought about by ecommerce, Hamilton 
Beach sees a meaningful opportunity to leverage 
its branding, sourcing, distribution and ecommerce 
expertise by expanding more quickly into new 
durable goods categories through ecommerce 
partners. Consumers trust Hamilton Beach to bring 
high-quality, safe products to market at the right 
value proposition. Once Hamilton Beach establishes 
ecommerce success in a particular new category,  
it expects to be well positioned to expand those 
new categories into physical retail outlets.

Strategic Acquisitions: Hamilton Beach will 
continue to prudently evaluate strategic acquisition 
opportunities. The company’s last strategic acquisi-
tion was the Weston business in December 2014. 
After a few years focusing on organic growth,  
Hamilton Beach has once again turned its focus to 
potential acquisition opportunities and has developed 
a specific list of acquisition criteria. The company  
is evaluating and actively pursuing companies  
that best fit these criteria. While Hamilton Beach  
anticipates that its other strategic initiatives will 
drive the most growth through more organic means, 

8  

it firmly believes this strategic initiative will play a 
larger role in its growth goals going forward than it 
has in the past.

Hamilton Beach believes that through its past 

and continued investments in and execution of 
its strategic initiatives, it is well positioned to see 
meaningful progress from these initiatives in the 
coming years. 

Kitchen Collection’s Strategic Development
Kitchen Collection’s focus is to be a consumer-
preferred, specialty retailer of kitchenware in outlet 
malls throughout the United States. A shift in 
consumer shopping patterns has led to declining 
consumer traffic to physical retail locations, including 
outlet malls, and has reduced in-store transactions 
as consumers buy more over the Internet or utilize 
the Internet for comparison shopping. The small 
appliance and housewares categories that Kitchen 
Collection specializes in are very well-developed, 
ecommerce categories. Financial pressures on 
middle-market consumers interested in housewares 
and small appliances continue to persist and have 
adversely affected sales trends in these categories 
over the last few years. 

Over the past several years, Kitchen Collection 

has taken a number of strategic steps to position 
the business to deliver an acceptable financial 
return in the near term. Kitchen Collection has 
reduced its store count from 337 stores in 2011 to 
210 stores at the end of 2017. Kitchen Collection 
has consistently delivered strong gross margins 
by focusing on critical factors that many of its 
peers struggle to do effectively. Kitchen Collection 
has reduced inventory levels and overhead costs 

through Good Thinking and made difficult decisions 
when necessary. Kitchen Collection has been able 
to generate positive cash flow in the past few years 
while working through this challenging process.
While these efforts were appropriate given 
the market conditions, the progress has not been 
adequate to overcome the challenge of continued 
declining foot traffic to physical retail locations, and 
the business is not currently delivering the desired 
financial returns. 

In 2018, Kitchen Collection expects to continue 
the process of strategically rightsizing its business 
by taking the following steps:

•  Maximizing comparable store sales at existing
stores by delivering products and prices that
ensure consumers traveling to outlet malls
find compelling offers and values. Kitchen
Collection is continuing its focus on increasing
sale closure rates, items per transaction and the
average sales price. These steps are expected
to maximize the sales potential of the customer
activity at the Kitchen Collection® stores.
•  Closing stores that are unable to generate an

acceptable profit. Kitchen Collection will continue
to close stores that don’t achieve acceptable
profit goals, including a number of stores in the
first half of 2018. By the end of 2018, Kitchen
Collection has a goal of having approximately
two-thirds of its stores with leases of one year
or less. That percentage is expected to increase
further each year. This short-term lease strategy
will allow Kitchen Collection to negotiate
appropriate lease rates or to close stores that
cannot generate an acceptable return. Kitchen
Collection believes it can create a stronger,

Hamilton Beach is fast becoming a 
leader in the high-end small appliance 
market segment with its “only-
the-best” expansion through new 
product development and licensing 
agreements. New products in this 
segment include, from left to right, 
the Weston Pro® Series Blender, CHI® 
Easy Steam™ Garment Steamer, Wolf 
Gourmet® Multi-Function Cooker, 
Hamilton Beach® Temp Tracker™ 
6-Quart Slow Cooker, and Wolf
Gourmet® Precision Griddle.

9

more profitable business focused on 100 to 150 
stores, although the optimal number of stores is 
dependent on changing foot traffic patterns and 
expense reduction efforts.

•  Right-sizing store and headquarters expenses
to align with the reduced store count. Kitchen
Collection will continue to work closely with
landlords to align rents with the reality of
the foot traffic coming to the malls, and will
continue to manage headquarters expenses and
other store level expenses to ensure the most
efficient execution store by store.

•  Capital spending is expected to be modest.
Kitchen Collection has invested capital to
upgrade its stores and its point of sale system
over the past few years. As a result, Kitchen
Collection does not currently require additional
meaningful capital investments and can focus
on right sizing its store footprint.

Overall, Kitchen Collection is dealing with a
difficult environment and evolving aggressively in 
a constructive manner. 

Looking forward

Hamilton Beach Holding continues to maintain 

a long-term view and believes that the necessary 
strategic initiatives are in place to help the Company 
achieve its long-term business objectives. In 
addition, the Company believes the execution of  
its key strategic initiatives, combined with its strong 
balance sheet, financial flexibility and expected 
continued strong cash generation can lead to an  
enhanced stockholder value in the future, all of 
which make Hamilton Beach Brands Holding 
Company a compelling investment opportunity.

At its first Board meeting in November 2017, 
the Board of Directors of Hamilton Beach Holding 
established a new dividend equal to an annual rate of 
$0.34 per share. The Company expects to continue 
to evaluate its dividend level going forward.

Hamilton Beach Holding expects strong cash 

flow generation in 2018 and in future years. The 
Company expects to continue to focus on utilizing 
this cash to support its strategic initiatives, including 
selectively funding strategic acquisitions, should 
opportunities arise. It will also, as appropriate, 
return capital to its stockholders through dividends. 
As a final priority, the Company will consider share 
repurchases at prices attractive to its stockholders.

Overall, we are a strong company focused 

on increasing stockholder value over the long 
term. We have great confidence in the ability of 
our management team to achieve the Company’s 
financial objectives in the years ahead as our many 
experienced and highly motivated professionals  
build on the Company’s solid 2017 financial results.

G   G   G

We are pleased to be moving forward as a 

stand-alone public company. We have strong 
leaders throughout our business and a long list of 
opportunities we are pursuing to drive us toward our 
revenue and profit goals. We believe stockholders 
with a long-term view will be rewarded for investing 
in the Hamilton Beach Holding business.

Overall, we are a strong company 
focused on increasing shareholder 
value over the long term.

Our thanks go out to the many customers and  

consumers around the world that purchase our 
products every day. We also want to thank our 
employees for their hard work, dedication and Good 
Thinking. Without such a strong team, we would not 
be able to achieve our goals. We welcome our new 
Board of Directors and are very pleased to have such 
a knowledgeable and experienced board. Finally, we 
would like to thank our stockholders for entrusting us  
to build value for them in the coming years. We look 
forward to our first full year as an independent public 
company and to the years beyond with enthusiasm. 

Gregory H. Trepp
President and Chief Executive Officer of
Hamilton Beach Brands Holding Company and
Hamilton Beach Brands, Inc., and 
Chief Executive Officer of The Kitchen Collection, LLC

Alfred M. Rankin, Jr.
Executive Chairman
Hamilton Beach Brands Holding Company

This annual report to stockholders contains forward-looking statements. For a discussion of the factors that may cause the 
Company’s actual results to differ from these forward-looking statements, refer to page 41 in the attached Form 10-K.

10  

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 10-K

(Mark One)

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2017

or

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Commission File No. 1-38214
HAMILTON BEACH BRANDS HOLDING COMPANY
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction of incorporation or organization)

31-1236686
(I.R.S. Employer Identification No.)

4421 Waterfront Dr. Glen Allen, VA
(Address of principal executive offices)

23060
(Zip Code)

Registrant's telephone number, including area code: (804) 273-9777
Securities registered pursuant to Section 12(b) of the Act:

Title of each class
Class A Common Stock, Par Value $0.01 Per Share

Name of each exchange on which registered
New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act:
Class B Common Stock, Par Value $0.01 Per Share
(Title of class)

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.

     YES 

    NO 

     YES 

    NO 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 
during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing 
requirements for the past 90 days.

     YES 

     NO 

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required 
to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period 
that the registrant was required to submit and post such files).

     YES 

     NO 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§ 229.405) is not contained herein, and will not be 
contained, to the best of registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any 
amendment to this Form 10-K. 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an 
emerging growth company. See definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and "emerging growth company" in 
Rule 12b-2 of the Exchange Act.

Large accelerated 
filer 

Accelerated filer 

Non-accelerated filer 
(Do not check if a smaller reporting company)

Smaller reporting 

company 

Emerging growth 

company 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or 
revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act)

     YES 

    NO 

Aggregate market value of Class A Common Stock and Class B Common Stock held by non-affiliates as of June 30, 2017 (the last business day of the 
registrant's most recently completed second fiscal quarter): Not applicable

Number of shares of Class A Common Stock outstanding at March 2, 2018: 9,155,508
Number of shares of Class B Common Stock outstanding at March 2, 2018: 4,532,664

DOCUMENTS INCORPORATED BY REFERENCE

Portions of the Company's Proxy Statement for its 2018 annual meeting of stockholders are incorporated herein by reference in Part III of this Form 10-K.

 
HAMILTON BEACH BRANDS HOLDING COMPANY 
TABLE OF CONTENTS

Item 1.

BUSINESS

Item 1A. RISK FACTORS

Item 1B. UNRESOLVED STAFF COMMENTS

Item 2.

PROPERTIES

Item 3.

LEGAL PROCEEDINGS

Item 4. MINE SAFETY DISCLOSURES

Item 4A. EXECUTIVE OFFICERS OF THE REGISTRANT

Item 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER 

PURCHASES OF EQUITY SECURITIES

Item 6.

SELECTED FINANCIAL DATA

Item 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS

Item 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

Item 8.

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

Item 9.

CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL 
DISCLOSURE

Item 9A. CONTROLS AND PROCEDURES

Item 9B. OTHER INFORMATION

Item 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

Item 11. EXECUTIVE COMPENSATION

Item 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED 

STOCKHOLDER MATTERS

Item 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE

Item 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES

PART I.

PART II.

PART III.

PART IV.

Item 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

SIGNATURES

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

PAGE

1

4

14

15

15

15

16

17

17

19

42

42

42

42

43

43

43

43

43

44

44

48

F-1

Item 1. BUSINESS

General

PART I

Hamilton Beach Brands Holding Company (“Hamilton Beach Holding” or the “Company”) is an operating holding company 
for two separate businesses: consumer, commercial and specialty small appliances and specialty retail. Hamilton Beach Brands, 
Inc. (“HBB”) is a leading designer, marketer and distributor of branded small electric household and specialty housewares 
appliances as well as commercial products for restaurants, bars and hotels.  The Kitchen Collection, LLC (“KC”) is a national 
specialty retailer of kitchenware operating retail stores in outlet and traditional malls throughout the United States. Results of 
operations and financial condition are discussed separately by segment, which corresponds with the industry groupings. 

On September 29, 2017, NACCO Industries, Inc. ("NACCO"), Hamilton Beach Holding's former parent company, spun-off the 
Company to NACCO stockholders. In the spin-off, NACCO stockholders, in addition to retaining their shares of NACCO 
common stock, received one share of Hamilton Beach Holding Class A common stock and one share of Hamilton Beach 
Holding Class B common stock for each share of NACCO Class A or Class B common stock. In accordance with applicable 
authoritative accounting guidance, the Company accounted for the spin-off from NACCO based on the historical carrying value 
of assets and liabilities. As a result of the distribution of one share of Hamilton Beach Holding Class A common stock and one 
share of Hamilton Beach Holding Class B common stock for each share of NACCO Class A or NACCO Class B common 
stock, the earnings per share amounts for the Company for periods prior to the spin-off have been calculated based upon the 
number of shares distributed in the spin-off. NACCO did not receive any proceeds from the spin-off.

Additional information relating to financial and operating data on a segment basis and by geographic region is set forth under 
the heading “Management’s Discussion and Analysis of Financial Condition and Results of Operations” contained in Part II of 
this Form 10-K and in Note 14 to the Consolidated Financial Statements contained in this Form 10-K.

As of December 31, 2017, the Company had approximately 1,600 employees.

The Company makes its annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and any 
amendments to those reports available, free of charge, through its website, www.hamiltonbeachbrands.com, as soon as 
reasonably practicable after such material is electronically filed with, or furnished to, the Securities and Exchange Commission 
(“SEC”).

A. Hamilton Beach Brands, Inc.

General

HBB is a leading designer, marketer and distributor of small electric household and specialty housewares appliances, as well as 
commercial products for restaurants, bars and hotels. HBB’s products are marketed primarily to retail merchants and wholesale 
distributors.

Sales and Marketing

HBB designs, markets and distributes a wide range of branded, small electric household and specialty housewares small 
appliances, including, but not limited to, blenders, can openers, coffeemakers, food processors, indoor electric grills, irons, 
mixers, slow cookers, toasters and toaster ovens. In addition, HBB designs, markets and distributes commercial products for 
restaurants, bars and hotels. HBB generally markets its “better” and “best” products under the Hamilton Beach® brand and 
uses the Proctor Silex® brand for the “good” and opening price point products.  HBB participates in the “only-the-best” market 
with the Hamilton Beach Professional brand, under a licensing agreement to sell a line of counter top appliances and kitchen 
tools under the Wolf Gourmet® brand, and with the new CHI®-branded, garment-care line under a multi-year licensing deal 
that began initial shipments in 2017.  HBB markets a range of game and garden food processing equipment including, but not 
limited to, meat grinders, bag sealers, dehydrators and meat slicers under the Weston® brand, as well as several private-label 
brands. HBB supplies additional private-label products on a limited basis throughout North America.

Sales promotion activities are primarily focused on cooperative advertising. In addition, HBB promotes certain of its innovative 
products through the use of television, internet and print advertising. HBB also licenses certain of its trademarks to various 
licensees primarily for use with microwave ovens, compact refrigerators, water dispensers, among others.

1

Customers

Consumer sales in North America are generated predominantly by a network of inside sales employees to mass 
merchandisers, e-commerce retailers, national department stores, variety store chains, drug store chains, specialty home 
retailers, distributors and other retail outlets. Wal-Mart accounted for approximately 32% of HBB’s revenues in each of 2017, 
2016 and 2015. Amazon accounted for approximately 12%, 10%, and 8% of HBB's revenues in 2017, 2016 and 2015, 
respectively. HBB’s five largest customers accounted for approximately 55%, 54% and 52% of HBB’s revenues for the years 
ended December 31, 2017, 2016 and 2015, respectively. The loss of or significant reduction in sales to any key customer could 
result in significant decreases in HBB’s revenues and profitability and its ability to sustain or grow its business.

Backlog

Because of the seasonal nature of the markets for small electric household appliances, HBB’s management believes backlog is 
not a meaningful indicator of performance and is not a significant indicator of annual sales. Backlog represents customer 
orders, which may be cancelled at any time prior to shipment. Backlog for HBB was approximately $18.8 million and $14.1 
million at December 31, 2017 and 2016, respectively.

Product Warranties

HBB’s warranty program to the consumer consists generally of a limited warranty lasting for varying periods of up to ten years 
for electric appliances, with the majority of products having a warranty of one year. Under its warranty program, HBB may 
repair or replace, at its option, those products returned under warranty.

Working Capital

The market for small electric household and specialty housewares appliances is highly seasonal in nature. Revenues and 
operating profit for HBB are traditionally greater in the second half of the year as sales of small electric appliances to retailers 
and consumers increase significantly with the fall holiday-selling season. Because of the seasonality of purchases of its 
products, HBB generally uses a substantial amount of cash or short-term debt to finance inventories and accounts receivable in 
anticipation of the fall holiday-selling season.

Patents, Trademarks, Copyrights and Licenses

HBB holds patents and trademarks registered in the U.S. and foreign countries for various products. HBB believes its business 
is not dependent upon any individual patent, copyright or license, but that the Hamilton Beach®, Proctor Silex®, Hamilton 
Beach Commercial®, and Weston® trademarks are material to its business.

Product Design and Development

HBB spent $10.4 million, $9.7 million and $9.6 million in 2017, 2016 and 2015, respectively, on product design and 
development activities.

Key Suppliers and Raw Material

HBB’s products are supplied to its specifications by third-party suppliers located primarily in China. HBB does not maintain 
long-term purchase contracts with suppliers and operates mainly on a purchase order basis.  HBB generally negotiates the 
purchases from its foreign suppliers in U.S. dollars.

During 2017, HBB purchased 98% of its finished products from suppliers in China. HBB purchases its inventory from 
approximately 49 suppliers, two of which represented more than 10% of purchases during the year ended December 31, 2017.  
HBB believes the loss of any one supplier would not have a long-term material adverse effect on its business because there are 
adequate supplier choices available that can meet HBB’s production and quality requirements. However, the loss of a supplier 
could, in the short term, adversely affect HBB’s business until alternative supply arrangements are secured.

The principal raw materials used by HBB’s third-party suppliers to manufacture its products are plastic, glass, steel, copper, 
aluminum and packaging materials. HBB believes adequate quantities of raw materials are available from various suppliers.

Competition

The small electric household appliance industry does not have substantial entry barriers. As a result, HBB competes with many 
small manufacturers and distributors of housewares products. Based on publicly available information about the industry, HBB 
believes it is one of the largest full-line distributors and marketers of small electric household and specialty housewares 
appliances in North America based on key product categories.

2

HBB also competes to a lesser degree in Europe through its commercial product lines, and in South America and China. The 
competition in these geographic markets is more fragmented than in North America, and HBB is not yet a significant 
participant in these retail markets.

As brick and mortar retailers generally purchase a limited selection of branded, small electric appliances, HBB competes with 
other suppliers for retail shelf space. In the e-commerce channel, HBB must compete with a broad list of competitors. HBB 
conducts consumer advertising for the Hamilton Beach® brand and the Weston® brand. HBB believes the principal areas of 
competition with respect to its products are product design and innovation, quality, price, product features, supply chain 
excellence, merchandising, promotion and warranty.

Government Regulation

HBB is subject to numerous federal and state health, safety and environmental regulations. HBB’s management believes the 
impact of expenditures to comply with such laws will not have a material adverse effect on HBB.

As a marketer and distributor of consumer products, HBB is subject to the Consumer Products Safety Act and the Federal 
Hazardous Substances Act, which empower the U.S. Consumer Product Safety Commission (“CPSC”) to seek to exclude 
products that are found to be unsafe or hazardous from the market. Under certain circumstances, the CPSC could require HBB 
to repair, replace or refund the purchase price of one or more of HBB’s products, or HBB may voluntarily do so.

Throughout the world, electrical appliances are subject to various mandatory and voluntary standards, including requirements 
in some jurisdictions that products be listed by Underwriters’ Laboratories, Inc. (“UL”) or other similar recognized laboratories. 
HBB also uses Intertek Testing Services for certification and testing of compliance with UL standards, as well as other nation 
and industry specific standards. HBB endeavors to have its products designed to meet the certification requirements of, and to 
be certified in, each of the jurisdictions in which they are sold.

Section 1502 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (the "Dodd-Frank Act") requires 
public companies to disclose whether certain minerals, commonly known as "conflict minerals," are necessary to the 
functionality or production of a product manufactured by those companies and if those minerals originated in the Democratic 
Republic of the Congo ("DRC") or an adjoining country. Our compliance with these disclosure requirements could adversely 
affect the sourcing, availability, and pricing of minerals used in the manufacture of certain components used in HBB's products. 
In addition, the supply-chain due diligence investigation required by the conflict minerals rules requires expenditures of 
resources and management attention, regardless of the results of the investigation.

Employees

As of December 31, 2017, HBB’s work force consisted of approximately 650 employees, none of whom are represented by 
unions except for 16 hourly employees at HBB’s Picton, Ontario distribution facility. These employees are represented by an 
employee association which performs a consultative role on employment matters. None of HBB’s U.S. employees are 
unionized. HBB believes its current labor relations with both union and non-union employees are satisfactory.

B. Kitchen Collection

General

KC is a national specialty retailer of kitchenware in outlet and traditional malls throughout the United States.

Sales and Marketing

KC operated 210 retail stores as of December 31, 2017 in outlet and traditional malls throughout the United States.  The stores 
sell kitchenware from a number of highly recognizable name-brands, including Hamilton Beach® and Proctor Silex®.  KC sales 
accounted for 17.4%, 19.4% and 19.7% of the Hamilton Beach Holding’s annual revenues in 2017, 2016 and 2015, 
respectively.

Seasonality

Revenues and operating profit for KC are traditionally greater in the second half of the year as sales to consumers increase 
significantly with the fall holiday-selling season. Because of the seasonality of purchases of its products, KC incurs substantial 
short-term debt to finance inventories in anticipation of the fall holiday-selling season.

Patents, Trademarks, Copyrights and Licenses

KC holds a trademark registered in the U.S. for the KC store name and believes that the trademark is material to its business.

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Product Design and Development

KC, a retailer, has limited expenditures for product design and development activities.

Product Sourcing and Distribution

KC purchases all inventory centrally, which allows it to take advantage of volume purchase discounts and monitor controls 
over inventory and product mix. KC purchases its inventory from approximately 199 suppliers, one of which represented 
approximately 21% of purchases during the year ended December 31, 2017. No other supplier represents more than 10% of 
purchases. KC believes that the loss of any one supplier would not have a long-term material adverse effect on its business 
because there are adequate supplier choices available that can meet KC’s requirements. However, the loss of a supplier could, 
in the short term, adversely affect KC’s business until alternative supply arrangements are secured.

KC currently maintains its inventory for distribution to its stores at a distribution center located near its corporate headquarters 
in Chillicothe, Ohio. 

Competition

KC competes against a diverse group of retailers, including specialty stores, department stores, discount stores, e-commerce 
competitors and catalog retailers. The retail environment continues to be extremely competitive. Widespread Chinese sourcing 
of products allows many retailers to offer value-priced kitchen products. While a number of very low-end and very high-end 
kitchenware retailers participate in the marketplace, KC believes there continues to be an opportunity for stores offering mid-
priced, high-quality kitchenware.

Employees

As of December 31, 2017, KC’s work force consisted of approximately 950 employees. None of KC’s employees are 
unionized. KC believes its current labor relations with employees are satisfactory.

Item 1A. RISK FACTORS

Hamilton Beach Brands, Inc.

HBB’s business is sensitive to the strength of the North American consumer markets and weakness in these markets could 
adversely affect its business.

The strength of the economy in the United States, and to a lesser degree in Canada and Mexico, has a significant impact on 
HBB’s performance. Weakness in consumer confidence and poor financial performance by mass merchandisers, e-commerce 
retailers, warehouse clubs, department stores or any of HBB’s other customers could result in reduced revenues and 
profitability. A general slowdown in the consumer sector could result in additional pricing and marketing support pressures on 
HBB.

The market for HBB’s products is highly seasonal and dependent on consumer spending, which could result in significant 
variations in our revenues and profitability.

Sales of HBB’s products are related to consumer spending. A downturn in the general economy or a shift in consumer spending 
away from small electric household and specialty housewares appliances could adversely affect its business. In addition, the 
market for small electric household and specialty housewares appliances is highly seasonal in nature. HBB generally 
recognizes a substantial portion of its sales in the last half of the year as sales of small electric appliances and specialty 
housewares appliances increase significantly with the fall holiday-selling season. Accordingly, quarter-to-quarter comparisons 
of past operating results of HBB are meaningful only when comparing equivalent time periods, if at all. Any economic 
downturn, decrease in consumer spending or shift in consumer spending away from small electric household and specialty 
housewares appliances may significantly reduce revenues and profitability.

HBB is dependent on key customers and the loss of, or significant decline in business from, one or more of its key 
customers could materially reduce its revenues and profitability and its ability to sustain or grow its business.

HBB relies on several key customers. Although HBB has long-established relationships with many customers, it does not have 
any long-term supply contracts with these customers, and purchases are generally made using individual purchase orders. A 
loss of or significant reduction in sales to any key customer could result in significant decreases in HBB’s revenues and 
profitability and an inability to sustain or grow its business.

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HBB must receive a continuous flow of new orders from its large, high-volume retail customers; however, it may be unable to 
continually meet the needs of those customers. In addition, failure to obtain anticipated orders or delays or cancellations of 
orders or significant pressure to reduce prices from key customers could impair its ability to sustain or grow its business.

As a result of dependence on its key customers, HBB could experience a material adverse effect on its revenues and 
profitability if any of the following were to occur:

• 

• 

• 

the insolvency or bankruptcy of any key customer;

a declining market in which customers materially reduce orders or demand lower prices; or

a strike or work stoppage at a key customer facility, which could affect both its suppliers and customers.

If HBB were to lose, or experience a significant decline in business from, any major customer or if any major customers were 
to go bankrupt, HBB might be unable to find alternate distribution outlets.

HBB depends on third-party suppliers for the manufacturing of all of its products, which subjects it to risks, including 
unanticipated increases in expenses, decreases in revenues and disruptions in the supply chain.

HBB is dependent on third-party suppliers for the manufacturing of all of its products. HBB’s ability to select reliable suppliers 
that provide timely deliveries of quality products will impact its success in meeting customer demand. Any inability of HBB’s 
suppliers to timely deliver products that meet HBB’s specifications or any unanticipated changes in suppliers could be 
disruptive and costly to HBB. Any significant failure by HBB to obtain quality products on a timely basis at an affordable cost 
or any significant delays or interruptions of supply would have a material adverse effect on our revenues and profitability.  
Because HBB’s suppliers are primarily based in China, international operations subject HBB to additional risks including, 
among others:

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

currency fluctuations;

labor unrest;

potential political, economic and social instability;

restrictions on transfers of funds;

import and export duties and quotas;

changes in domestic and international customs and tariffs, including embargoes and customs restrictions;

uncertainties involving the costs to transport products;

long distance shipping routes dependent upon a small group of shipping and rail carriers and import facilities;

unexpected changes in regulatory environments;

regulatory issues involved in dealing with foreign suppliers and in exporting and importing products;

protection of intellectual property;

difficulty in complying with a variety of foreign laws;

difficulty in obtaining distribution and administrative support; and

potentially adverse tax consequences, including significant changes in tax law.

The foregoing factors could have a material adverse effect on HBB’s ability to maintain or increase the supply of products, 
which may result in material increases in expenses and decreases in revenues and profitability.

HBB is subject to foreign currency exchange risk.

HBB’s products are supplied by third-party suppliers located primarily in China. HBB generally negotiates the purchases from 
its foreign suppliers in U.S. dollars. A weakening of the U.S. dollar against local currencies could result in certain non-U.S. 
manufacturers increasing the U.S. dollar prices for future product purchases.

5

 
In addition, a portion of HBB’s revenue is derived from international operations, and HBB anticipates that a portion of sales 
will continue to come from outside the U.S. in the future. HBB’s international revenues may be adversely affected by 
fluctuations in foreign currency exchange rates. Any hedging activities HBB engages in may only offset a portion of the 
adverse financial impact resulting from unfavorable changes in foreign currency exchange rates. HBB cannot predict with any 
certainty changes in foreign currency exchange rates or the degree to which HBB can mitigate these risks.

Increases in costs of products may materially reduce our profitability.

Factors that are largely beyond our control, such as movements in commodity prices for the raw materials needed by suppliers 
of HBB’s products, may affect the cost of products, and HBB may not be able to pass those costs on to its customers. As an 
example, HBB’s products require a substantial amount of plastic. Because the primary resource used in plastic is petroleum, the 
cost and availability of plastic varies to a great extent with the price of petroleum. When the prices of petroleum, as well as 
steel, aluminum and copper, increase significantly, they may materially reduce our profitability.

The increasing concentration of HBB’s branded small electric household and specialty housewares appliance sales among a 
few retailers and the trend toward private label brands could materially reduce revenues and profitability.

With the growing trend towards the concentration of HBB’s branded small electric household and specialty housewares 
appliance sales among a few retailers, HBB is increasingly dependent upon fewer customers whose bargaining strength is 
growing as a result of this concentration. HBB sells a substantial quantity of products to mass merchandisers, e-commerce 
retailers, national department stores, variety store chains, drug store chains, specialty home retailers and other retail outlets. 
These retailers generally have a large selection of small electric household and specialty housewares appliance suppliers to 
choose from. As a result, HBB competes for retail shelf space with its competitors. In addition, certain of HBB’s larger 
customers use their own private label brands on household appliances that compete directly with some of HBB’s products. As 
the retailers in the small electric household appliance industry become more concentrated, competition for sales to these 
retailers may increase, which could materially reduce our revenues and profitability.

The small electric household, specialty housewares appliances and commercial appliance industry is consolidating, which 
could reduce HBB’s ability to successfully secure product placements at key customers and limit our ability to sustain a cost 
competitive position in the industry.

Over the past several years, the small electric household, specialty housewares appliances and commercial appliance industry 
has undergone consolidation, and further consolidation is likely. As a result of this consolidation, the small electric household, 
specialty housewares appliances and commercial appliance industry primarily consists of a limited number of large distributors. 
HBB’s ability to gain or maintain share of sales in the small electric household, specialty housewares appliances and 
commercial appliance industry or maintain or enhance HBB’s relationships with key customers may be limited as a result of 
actions by competitors, including as a result of increased consolidation in the small electric household, specialty housewares 
appliances and commercial appliance industry.

If HBB is unable to continue to enhance existing products, as well as develop and market new products that respond to 
customer needs and preferences and achieve market acceptance, we may experience a decrease in demand for our products, 
which could materially reduce revenues and profitability, which have historically benefited from sales of new products.

One of HBB’s strategic initiatives is to enhance placements through consumer-driven innovative products to generate revenue 
growth. HBB may not be able to compete as effectively with competitors, and ultimately satisfy the needs and preferences of 
customers, unless HBB can continue to enhance existing products and develop new innovative products for the markets in 
which HBB competes. Product development requires significant financial, technological, and other resources. Product 
improvements and new product introductions also require significant research, planning, design, development, engineering, and 
testing at the technological and product process levels and HBB may not be able to timely develop and introduce product 
improvements or new products. Competitors’ new products may beat HBB’s products to market, be higher quality or more 
reliable, be more effective with more features, obtain better market acceptance, or render HBB’s products obsolete. Any new 
products that HBB develops may not receive market acceptance or otherwise generate any meaningful revenues or profits for 
us relative to our expectations based on, among other things, commitments to fund advertising, marketing, promotional 
programs and development.

6

HBB’s inability to compete effectively with competitors in its industry, including large established companies with greater 
resources, could result in lost market share and decreased revenues.

The small electric household, specialty housewares appliances and commercial appliance industry does not have substantial 
entry barriers. As a result, HBB competes with many small manufacturers and distributors of housewares products. Additional 
competitors may also enter this market and cause competition to intensify. For example, some of HBB’s customers have 
expressed interest in sourcing, or expanding the extent of sourcing, small electric household and commercial appliances 
directly from manufacturers in Asia. We believe competition is based upon several factors, including product design and 
innovation, quality, price, product features, merchandising, promotion and warranty. If HBB fails to compete effectively with 
these manufacturers and distributors, it could lose market share and experience a decrease in revenues, which would adversely 
affect our results of operations.

HBB also competes with established companies, a number of which have substantially greater facilities, personnel, financial 
and other resources. In addition, HBB competes with its own retail customers, who use their own private label brands, and 
importers and foreign manufacturers of unbranded products. Some competitors may be willing to reduce prices and accept 
lower profit margins to compete. As a result of this competition, HBB could lose market share and revenues.

HBB may become subject to claims under foreign laws and regulations, which may be expensive, time-consuming and 
distracting.

Because HBB has employees, property and business operations outside of the United States, HBB is subject to the laws and the 
court systems of many jurisdictions. HBB may become subject to claims outside the United States for violations or alleged 
violations of laws with respect to the current or future foreign operations of HBB. In addition, these laws may be changed or 
new laws may be enacted in the future. International litigation is often expensive, time-consuming and distracting. As a result, 
any of these risks could significantly reduce HBB’s profitability and its ability to operate its businesses effectively.

HBB’s actual liabilities relating to environmental matters may exceed our expectations.

HBB is subject to laws and regulations relating to the protection of the environment, including those governing the 
management and disposal of hazardous substances. If HBB fails to comply with these laws, then we could incur substantial 
costs, including cleanup costs, fines and civil and criminal sanctions. In addition, future changes to environmental laws could 
require HBB to incur significant additional expense.

HBB is investigating or remediating historical contamination at some current and former sites related to HBB’s prior 
manufacturing operations or the operations of businesses HBB acquired. In addition, the discovery of additional contamination 
at these or other sites could result in significant cleanup costs that could have a material adverse effect on HBB’s financial 
conditions and results of operations.

HBB could, under some circumstances, also be held financially liable for or suffer other adverse effects due to environmental 
violations or contamination caused by prior owners of businesses HBB has acquired. In certain circumstances, HBB’s financial 
liability for cleanup costs takes into account agreements with an unrelated third party. HBB’s liability for these costs could 
increase if the unrelated third party does not, or cannot, perform its obligations under those agreements. In addition, under some 
of the agreements through which HBB has sold real estate, HBB has retained responsibility for certain contingent 
environmental liabilities arising from pre-closing operations. These liabilities may not arise, if at all, until years after HBB sold 
these operations and could require us to incur significant additional expenses, which could materially adversely affect HBB’s 
results of operations and financial condition.

To the extent that HBB relies on newly acquired businesses or new product lines to expand its business, these acquisitions 
or new product lines may not contribute positively to HBB’s earnings because anticipated sales volumes and synergies may 
not materialize, cost savings may be less than expected or acquired businesses may carry unexpected liabilities.

HBB may acquire partial or full ownership in businesses or may acquire rights to market and distribute particular products or 
lines of products. The acquisition of a business or of the rights to market specific products or use specific product names may 
involve a financial commitment by HBB, either in the form of cash or stock consideration. HBB may not be able to acquire 
businesses and develop products that will contribute positively to HBB’s earnings. Anticipated synergies may not materialize, 
cost savings may be less than expected, sales of products may not meet expectations or acquired businesses may carry 
unexpected liabilities.

7

 
HBB’s business involves the potential for product recalls, which could affect HBB’s sales and profitability.

As a marketer and distributor of consumer products, HBB is subject to the Consumer Products Safety Act and the Federal 
Hazardous Substances Act, which empower the CPSC to seek to exclude from the market those products that are found to be 
unsafe or hazardous. Under certain circumstances, the CPSC could require HBB to repair, replace or refund the purchase price 
of one or more of our products, or HBB may voluntarily do so. Any repurchases or recalls of our products could be costly to us 
and could damage our reputation or the value of our brands. If HBB is required to remove, or HBB voluntarily removes our 
products from the market, our reputation or brands could be tarnished, and HBB might have large quantities of finished 
products that could not be sold. Furthermore, failure to timely notify the CPSC of a potential safety hazard can result in fines 
being assessed against HBB. Additionally, laws regulating certain consumer products exist in some states, as well as in other 
countries in which HBB sells our products, and more restrictive laws and regulations may be adopted in the future. HBB’s 
results of operations are also susceptible to adverse publicity regarding the quality and safety of our products. In particular, 
product recalls may result in a decline in sales for a particular product.

HBB’s business subjects it to product liability claims, which could affect the reputation, sales and profitability of HBB and, 
potentially, KC.

HBB faces exposure to product liability claims if one of our products is alleged to have caused property damage, bodily injury 
or other adverse effects. HBB bears all costs associated with product liability claims up to a defined self-insured loss limit per 
claim and maintains product liability insurance for claims above this self-insured level. If a product liability claim is brought 
against HBB, our sales and profitability could be affected adversely as a result of negative publicity related to the claim, costs 
associated with any replacement of the product or expenses related to defending these claims. This could be true even if the 
claims themselves are ultimately settled for immaterial amounts. In addition, HBB may not be able to maintain product liability 
insurance on terms acceptable to HBB in the future. If the number of product liability claims HBB experiences exceeds 
historical amounts, if HBB is unable to maintain product liability insurance or if HBB’s product liability claims exceed the 
amount of our insurance coverage, HBB’s results of operations and financial condition could be affected adversely. The sales 
and profitability of KC, as an affiliate of HBB and a seller of certain HBB products, could also be affected adversely in the 
event of negative HBB publicity.

Government regulations could impose costly requirements on HBB.

The SEC adopted conflict mineral rules under Section 1502 of the Dodd-Frank Act on August 22, 2012. The rules require 
disclosure of the use of certain minerals, commonly known as “conflict minerals,” which are mined from the DRC and 
adjoining countries. HBB may incur additional costs and expenses to comply with these rules, including (i) due diligence to 
verify the sources of such conflict minerals; and (ii) any changes that HBB may make to its products, processes, or sources of 
supply as a result of such diligence and verification activities. Since HBB’s supply chain is complex, ultimately it may not be 
able to designate all products as “DRC conflict free” which may adversely affect its reputation with certain customers. In such 
event, HBB may also face difficulties in satisfying customers who require products purchased from HBB to be “DRC conflict 
free”. If HBB is not able to meet such requirements, customers may choose not to purchase HBB products, which could 
adversely affect sales and the value of portions of HBB’s inventory. Further, there may be only a limited number of suppliers 
offering products containing only DRC conflict free parts, components and subassemblies and, as a result, HBB cannot be sure 
that it will be able to satisfy its purchase requirements from such suppliers in sufficient quantities or at competitive prices. Any 
one or a combination of these various factors could harm HBB’s business, and materially and adversely affect HBB’s results of 
operations.

HBB is subject in the ordinary course of its business, in the United States and elsewhere, to many statutes, ordinances, rules 
and regulations that, if violated by HBB or its affiliates, partners or vendors, could have a material adverse effect on HBB’s 
business. HBB is required to comply with the United States Foreign Corrupt Practices Act (“FCPA”) and similar anti-bribery, 
anti-corruption and anti-kickback laws adopted in many of the countries in which HBB does business which prohibit HBB 
from engaging in bribery or making other prohibited payments to foreign officials for the purpose of obtaining or retaining 
business and also require maintenance of adequate record-keeping and internal accounting practices to accurately reflect 
transactions. Under the FCPA, companies operating in the United States may be held liable for actions taken by their strategic 
or local partners or representatives.  If HBB does not properly implement and maintain practices and controls with respect to 
compliance with applicable anti-corruption, anti-bribery and anti-kickback laws, or if HBB fails to enforce those practices and 
controls properly, HBB may be subject to regulatory sanctions, including administrative costs related to governmental and 
internal investigations, civil and criminal penalties, injunctions and restrictions on HBB’s business and capital raising activities, 
any of which could materially and adversely affect HBB’s business, results of operations and financial condition. 

8

HBB may be subject to risks relating to increasing cash requirements of certain employee benefits plans, which may affect 
its financial position.

Because HBB’s defined benefit pension plans are frozen and no longer provide for the accrual of future benefits, the expenses 
recorded for, and cash contributions required to be made to its defined benefit pension plans are dependent on, changes in 
market interest rates and the value of plan assets, which, in turn, are dependent on actual investment returns. Significant 
changes in market interest rates, decreases in the value of plan assets or investment losses on plan assets may require HBB to 
increase the cash contributed to its defined benefit pension plans which may affect its financial position.

The Kitchen Collection, LLC

As consumer shopping habits change, foot traffic to brick and mortar stores could continue to decline and result in a loss of 
market share, revenues and profitability, and store closures at a more rapid pace than in the past.

The continuing and accelerating shift in consumer shopping patterns from traditional brick and mortar stores to e-commerce 
has resulted in declining mall traffic which has impacted most retailers. Our stores are located in outlet and traditional malls 
and our success depends in part on the overall ability of these malls to successfully generate and maintain customer foot traffic. 
We cannot control the success of individual malls, or store closures by other retailers, which may lead to mall vacancies and 
reduced customer foot traffic. Reduced customer foot traffic could result in reduced revenues and profitability.

The market for KC’s products is highly seasonal and dependent on consumer spending, which could result in significant 
variations in our revenues and profitability.

Sales of products sold at KC stores are subject to a number of factors related to consumer spending, including general 
economic conditions affecting disposable consumer income such as unemployment rates, business conditions, interest rates, 
levels of consumer confidence, energy prices, mortgage rates, the level of consumer debt and taxation. In addition, KC 
generally recognizes a substantial portion of its revenues and operating profit in the last half of the year as sales to consumers 
increase significantly with the fall holiday-selling season. Accordingly, any economic downturn, decrease in consumer 
spending or a shift in consumer spending away from KC’s products could significantly reduce, or cause significant variations 
in, KC’s revenues and profitability.

KC faces an extremely competitive specialty retail market, and such competition could result in a reduction of KC’s prices 
and loss of market share.

The retail market is highly competitive. KC competes against a diverse group of retailers, including specialty stores, 
department stores, discount stores and internet and catalog retailers. Widespread sourcing of Chinese products allows many 
retailers to offer value-priced kitchen products. Many of KC’s competitors are larger and have significantly greater financial, 
marketing and other resources. This competition could result in the reduction of KC product prices and a loss of market share, 
revenues and profitability.

KC may not be able to forecast customer preferences accurately in its merchandise selections.

KC’s success depends in part on its ability to anticipate the tastes of its customers and to provide merchandise that appeals to 
their preferences. KC’s strategy requires merchandising staff to introduce products that meet current customer preferences and 
that are affordable and distinctive in quality and design. KC’s failure to anticipate, identify or react appropriately to changes in 
consumer trends could cause excess inventories and higher mark-downs or a shortage of products and could harm KC’s 
business and operating results.

KC depends on third-party suppliers for most of its products, which subjects KC to risks, including unanticipated increases 
in expenses, decreases in revenues and disruptions in the supply chain.

KC is dependent on third-party suppliers for all of its products. KC’s inability to select reliable suppliers who provide timely 
deliveries of quality products could reduce its success in meeting customer demand. Any inability of KC’s suppliers to timely 
deliver products or any unanticipated changes in suppliers could be disruptive and costly to KC. The loss of a supplier could, in 
the short term, adversely affect KC’s business until alternative supply arrangements are secured. In addition, KC may not be 
able to acquire desired merchandise in sufficient quantities on acceptable terms in the future. KC’s business could also be 
adversely affected by delays in product shipments due to freight difficulties, strikes or other difficulties at its principal transport 
providers. Any significant failure by KC to obtain products on a timely basis at an affordable cost or any significant delays or 
interruptions of supply could have a material adverse effect on KC’s profitability.

9

KC may be forced to close a significant number of stores, which could adversely impact its profitability.

Although we have slowed the opening of new KC retail stores and have continued to close underperforming stores, the 
continuing and accelerating shift in consumer shopping patterns from traditional brick and mortar stores to e-commerce has 
resulted in declining outlet and traditional mall traffic, which has impacted most retailers. In the past, we have closed stores that 
did not generate acceptable profitability, and we may close additional stores in the future at a more rapid pace than in the past.

In addition, continued consolidation in the commercial retail real estate market could affect our ability to successfully negotiate 
favorable rental terms for our stores in the future. Should significant consolidation continue, a large proportion of KC’s stores 
could be concentrated with one or a few entities that could then be in a position to dictate unfavorable terms to KC due to their 
significant negotiating leverage. If KC is unable to negotiate favorable lease terms with these entities or if KC decides to close 
stores in the future and is unable to negotiate favorable terms with the landlords regarding the remaining lease obligations, KC 
could be liable for significant lease termination costs, which could have a material adverse effect on KC’s financial results.

Hamilton Beach Holding 

Hamilton Beach Holding has no history operating as an independent public company prior to the spin-off on which you can 
evaluate Hamilton Beach Holding’s business strategy.

Hamilton Beach Holding has no operating history as an independent public company prior to the spin-off. Accordingly, 
Hamilton Beach Holding’s public company business strategy may not be successful on a stand-alone basis.

Hamilton Beach Holding is dependent on key personnel and the loss of these key personnel could significantly reduce its 
profitability.

Hamilton Beach Holding is highly dependent on the skills, experience and services of its and its subsidiaries’ key personnel and 
the loss of key personnel could have a material adverse effect on its business, operating results and financial condition. 
Employment and retention of qualified personnel is important to the successful conduct of Hamilton Beach Holding’s business. 
Therefore, Hamilton Beach Holding’s success also depends upon its ability to recruit, hire, train and retain current and 
additional skilled and experienced management personnel. Hamilton Beach Holding’s inability to hire and retain personnel 
with the requisite skills could impair its ability to manage and operate its business effectively and could significantly reduce its 
profitability.

Hamilton Beach Holding accounting and other management systems and resources may not be adequately prepared to meet 
the financial reporting and other requirements to which it is now subject as an independent company. If Hamilton Beach 
Holding is not able to achieve and maintain effective internal controls, its business, financial condition, results of 
operations and cash flows could be materially adversely affected.

As a result of the spin-off, Hamilton Beach Holding is now directly subject to reporting and other obligations under the 
Securities Exchange Act of 1934 (the “Exchange Act”). These reporting and other obligations may place significant demands 
on Hamilton Beach Holding management and administrative and operational resources, including accounting resources. To 
comply with these requirements, Hamilton Beach Holding may need to implement additional financial and management 
controls, reporting systems and procedures and hire additional accounting and finance staff.  Hamilton Beach Holding may 
incur additional annual expenses related to these steps. If Hamilton Beach Holding is unable to upgrade the financial and 
management controls, reporting systems, information technology and procedures in a timely and effective fashion, its ability to 
comply with the financial reporting requirements and other rules that apply to reporting companies under the Exchange Act 
could be impaired. Any failure to achieve and maintain effective internal controls could have a material adverse effect on its 
business, financial condition, results of operations and cash flows.

Hamilton Beach Holding’s financing arrangements will subject Hamilton Beach Holding to various restrictions that could 
limit operating flexibility.

HBB’s and KC’s respective credit facilities contain covenants and other restrictions that, among other things, require HBB and 
KC to satisfy certain financial tests, maintain certain financial ratios and restrict HBB’s and KC’s ability to incur additional 
indebtedness. The restrictions and covenants in HBB’s and KC’s respective credit facilities, and other future financing 
arrangements may limit HBB’s and KC’s ability to respond to market conditions, provide for capital investment needs or take 
advantage of business opportunities by limiting the amount of additional borrowings HBB and KC may incur.

10

 
Hamilton Beach Holding’s business could suffer if HBB’s or KC’s information technology systems are disrupted, cease to 
operate effectively or become subject to a security breach.

Hamilton Beach Holding and its subsidiaries rely heavily on information technology systems to operate websites; record and 
process transactions; respond to customer inquiries; manage inventory; purchase, sell and ship merchandise on a timely basis; 
and maintain cost-efficient operations. Given the significant number of transactions that are completed annually, it is vital to 
maintain constant operation of computer hardware and software systems and maintain cyber security. Despite our cyber 
security efforts, our information technology systems may be vulnerable from time to time to damage or interruption from 
computer viruses, power outages, third-party intrusions and other technical malfunctions. If our systems are damaged, or fail to 
function properly, we may have to make monetary investments to repair or replace the systems and could endure delays in 
operations.

In addition, we regularly evaluate information technology systems and requirements and from time to time implement 
modifications and/or upgrades to our information technology systems. Modifications include replacing existing systems with 
successor systems, making changes to existing systems and acquiring new systems with new functionality. There are inherent 
risks associated with replacing and modifying these systems, including inaccurate system information, system disruptions and 
user acceptance and understanding. We believe we are taking appropriate action to mitigate the risks but there can be no 
assurance that our actions will be successful or sufficient.

Any material disruption or slowdown of our systems, including a disruption or slowdown caused by a security breach or our 
failure to successfully upgrade its systems, could cause information, including data related to customer orders, to be lost or 
delayed. Such a loss or delay could reduce demand and cause our sales and/or profitability to decline.

Through sales and marketing activities and business operations, we collect and store confidential information and certain 
personal information from its customers, vendors and employees. For example, KC handles, collects and stores personal 
information in connection with customers’ purchasing products or services, or otherwise communicating or interacting with 
KC. KC also accepts payments using a variety of methods, including debit and credit cards, gift cards, electronic transfer of 
funds and others. Although KC has taken steps designed to safeguard such information, there can be no assurance that such 
information will be protected against unauthorized access, use or disclosure. Unauthorized parties may attempt to penetrate our 
and our vendors’ network security and, if successful, misappropriate such information. Additionally, methods to obtain 
unauthorized access to confidential information change frequently and may be difficult to detect, which can impact our ability 
to respond appropriately. We could be subject to liability for failure to comply with privacy and information security laws, for 
failing to protect personal information or for failing to respond appropriately. Loss, unauthorized access to, or misuse of 
confidential or personal information could disrupt our operations, damage our reputation, and expose us to claims from 
customers, financial institutions, regulators, payment card associations, employees and other persons, any of which could have 
an adverse effect on our business, financial condition and results of operations.

The transition services agreement Hamilton Beach Holding entered into with NACCO contains early termination provisions 
that, if exercised by NACCO, could prevent Hamilton Beach Holding from operating Hamilton Beach Holding’s business in 
a cost-efficient manner and could disrupt Hamilton Beach Holding’s operations.

Hamilton Beach Holding entered into a transition services agreement with NACCO on September 29, 2017. Under the terms of 
the transition services agreement, the Company obtains certain services from NACCO on a transition basis for varying periods 
after the spin-off date, none of which is expected to exceed one year, with the option to extend the transition periods for one or 
more services. The transition services agreement is subject to early termination provisions. For instance, either Hamilton Beach 
Holding or NACCO may terminate the agreement if:

• 

• 

the other party has violated any material provision of the agreement and such violation has not been remedied within 
30 days after written notice thereof; or

the other party has filed, or has had filed against it, a petition seeking relief under any bankruptcy, insolvency, 
reorganization, moratorium or similar law affecting creditor’s rights.

In addition, both NACCO and Hamilton Beach Holding may terminate any transition service that is being provided at any time 
by giving such party 30 days’ prior written notice of its intention to do so. NACCO and Hamilton Beach Holding may also 
terminate the agreement by mutual written agreement. Early termination of this agreement by NACCO could increase Hamilton 
Beach Holding’s transition-related costs and could disrupt our new public company operations.

11

Hamilton Beach Holding may experience increased costs or decreased operational efficiencies as a result of its needing to 
replace corporate functions previously provided by NACCO.

NACCO has historically assisted with certain Hamilton Beach Holding operations, including accounting, finance, tax 
administration, internal audit and strategic development.  Pursuant to the transition services agreement, NACCO will provide 
support to Hamilton Beach Holding with respect to some of these functions, including:

• 

• 

• 

• 

• 

• 

• 

• 

general accounting support;

support in responding to requests from regulatory and compliance agencies;

tax compliance and consulting support;

internal audit services and internal audit consulting and advisory services;

general legal support;

employee benefit and human resources legal and consulting support;

compensation support; and

investor relations support,

for varying periods after the spin-off date, none of which is expected to exceed one year, with the option to extend the transition 
periods for one or more services. Hamilton Beach Holding will need to replicate certain personnel and services to which 
Hamilton Beach Holding will no longer have access after our spin-off from NACCO. Hamilton Beach Holding may incur 
additional costs to implement and support these functions.

In addition, there may be an adverse operational impact on Hamilton Beach Holding’s businesses as a result of the significant 
Hamilton Beach Holding management and employee time that will be dedicated to building these capabilities during the first 
few years after the spin-off. If Hamilton Beach Holding begins to operate these functions independently, without implementing 
adequate business functions of our own, Hamilton Beach Holding may not be able to operate effectively and its profitability 
may decline.

We might not be able to engage in desirable strategic transactions and equity issuances because of certain restrictions 
relating to requirements for tax-free distributions.

Our ability to engage in equity transactions could be limited or restricted in order to preserve, for U.S. federal income tax 
purposes, the tax-free nature of the spin-off. Even if the spin-off otherwise qualifies for tax-free treatment under the Code, it 
may result in corporate-level taxable gain to NACCO under the Code if there is a 50% or greater change in ownership, by vote 
or value, of shares of our stock or NACCO’s stock occurring as part of a plan or series of related transactions that includes the 
spin-off. Any acquisitions or issuances of our stock or NACCO’s stock within two years before or two years after the spin-off 
are generally presumed to be part of such a plan, although we or NACCO may be able to rebut that presumption. It is unclear 
whether any increase in voting power by holders of our Class B Common Stock by reason of the conversion by other holders of 
Hamilton Beach Holding Class B Common Stock to Hamilton Beach Holding Class A Common Stock should be considered an 
acquisition of voting power as part of a plan or series of related transactions. However, even if so treated, any such voting shift 
would not alone cause an acquisition of 50% or more of the voting power of our Common Stock and, as a result, would not, by 
itself, cause the spin-off to be taxable to NACCO under Section 355(e) of the Code.

Under the Tax Allocation Agreement entered into with NACCO, we are prohibited from taking or failing to take any action that 
prevents the spin-off from being tax-free. Further, during the two-year period following the spin-off, without obtaining the 
consent of NACCO, a private letter ruling from the Internal Revenue Service or an unqualified opinion of a nationally 
recognized law firm, we may be prohibited from:

• 

• 

• 

• 

• 

approving or allowing any transaction that results in a change in ownership of 35% or more of the value or 5% or 
more of the voting power of our common stock;

redeeming equity securities;

selling or otherwise disposing of more than 35% of the value of our assets;

acquiring a business or assets with equity securities to the extent one or more persons would acquire 35% or more of 
the value or 5% or more of the voting power of our common stock; and

engaging in certain internal transactions.

12

These restrictions may limit our ability to pursue strategic transactions or engage in new businesses or other transactions that 
could maximize the value of our business. 

The amount and frequency of dividend payments made on Hamilton Beach Holding’s common stock could change.

Hamilton Beach Holding’s board of directors (the "Board") has the power to determine the amount and frequency of the 
payment of dividends. Decisions regarding whether or not to pay dividends and the amount of any dividends are based on 
earnings, capital, and future expense requirements, financial conditions, contractual limitations and other factors our Board may 
consider.

Certain members of the extended founding family of NACCO own a substantial amount of Hamilton Beach Holding’s 
Class A and Class B common stock, and if they were to act in concert, could control the outcome of director elections and 
other stockholder votes on significant actions.

Hamilton Beach Holding has two classes of common stock: Class A common stock ("Class A Common") and Class B common 
stock ("Class B Common"). Holders of Class A Common will be entitled to cast one vote per share and, as of December 31, 
2017, accounted for approximately 15.57% of the voting power of Hamilton Beach Holding. Holders of Class B Common are 
entitled to cast ten votes per share and, as of December 31, 2017, accounted for the remaining voting power of Hamilton Beach 
Holding. As of December 31, 2017, certain members of NACCO’s extended founding family held approximately 37.96% of 
Hamilton Beach Holding’s Class A Common and 69.99% of Hamilton Beach Holding’s Class B Common. On the basis of this 
common stock ownership, certain members of NACCO’s extended founding family could exercise 65.01% of Hamilton Beach 
Holding’s total voting power. Although there is no voting agreement among such family members, in writing or otherwise, if 
they were to act in concert, they would exert significant control over the outcome of director elections and other stockholder 
votes on significant actions, such as certain amendments to Hamilton Beach Holding’s amended and restated certificate of 
incorporation and sales of Hamilton Beach Holding or substantially all of its assets. Because such family members could 
prevent other stockholders from exercising significant influence over significant corporate actions, Hamilton Beach Holding 
may be a less attractive takeover target, which could adversely affect the market price of its common stock.

Anti-takeover provisions contained in our amended and restated certificate of incorporation and amended and restated 
bylaws, as well as provisions of Delaware law, could impair a takeover attempt that stockholders may consider favorable.

Our certificate of incorporation and bylaws provisions, as amended and restated in connection with us becoming a public 
company, may have the effect of delaying, deferring or discouraging a prospective acquiror from making a tender offer for our 
shares or otherwise attempting to obtain control of us. These provisions, among other things, establish that our Board fixes the 
number of members of the Board, and establish advance notice requirements for nomination of candidates for election to the 
Board or for proposing matters that can be acted on by stockholders at stockholder meetings. To the extent that these provisions 
discourage takeover attempts, they could deprive stockholders of opportunities to realize takeover premiums for their shares. 
Moreover, these provisions could discourage accumulations of large blocks of our common stock, thus depriving stockholders 
of any advantages that large accumulations of stock might provide. 

Any provision of our amended and restated certificate of incorporation or our amended and restated bylaws or Delaware law 
that has the effect of delaying or deterring a change in control could limit the opportunity for our stockholders to receive a 
premium for their shares of our common stock and could also affect the price that some investors are willing to pay for our 
common stock.

We are an “emerging growth company” and as a result of the reduced disclosure requirements applicable to emerging 
growth companies, our common stock may be less attractive to investors and the reduced disclosures may make it more 
difficult to compare our performance with other public companies.

We are an “emerging growth company” as defined in the Jumpstart our Business Startups Act ("JOBS Act"). For as long as we 
continue to be an emerging growth company, we may choose to take advantage of certain exemptions from various reporting 
requirements applicable to other public companies that are not emerging growth companies, which include, among other things:

13

• 

• 

• 

• 

exemption from the auditor attestation requirements under Section 404 of the Sarbanes-Oxley Act of 2002;

reduced disclosure obligations regarding executive compensation in our periodic reports and proxy statements;

exemption from the requirements of holding non-binding stockholder votes on executive compensation arrangements; 
and

exemption from any rules of the Public Accounting Oversight Board (PCAOB) requiring mandatory audit firm 
rotation and auditor discussion and analysis and, unless the SEC otherwise determines, any future audit rules that may 
be adopted by the PCAOB.

We could be an emerging growth company until the last day of the fiscal year following the fifth anniversary of the 
consummation of the spin-off date, or until the earliest of (i) the last day of the fiscal year in which we have annual gross 
revenue of $1.07 billion or more, (ii) the date on which we have, during the previous three year period, issued more than $1 
billion in non-convertible debt or (iii) the date on which we are deemed to be a large accelerated filer under the federal 
securities laws. We will qualify as a large accelerated filer as of the first day of the first fiscal year after we have (i) more than 
$700 million in outstanding common equity held by our non-affiliates and (ii) been public for at least 12 months. The value of 
our outstanding common equity will be measured each year on the last day of our second fiscal quarter.

Under the JOBS Act, emerging growth companies are also permitted to elect to delay adoption of new or revised accounting 
standards until companies that are not subject to periodic reporting obligations are required to comply with those standards, if 
such accounting standards apply to non-reporting companies. The JOBS Act provides that a company can elect to opt out of the 
extended transition period and comply with the requirements that apply to non-emerging growth companies but any such 
election to opt out is irrevocable. We have elected not to opt out of such extended transition period which means that when a 
standard is issued or revised and it has different application dates for public or private companies, we, as an emerging growth 
company, can adopt the new or revised standard at the time private companies adopt the new or revised standard. This may 
make comparison of our financial statements with those of another public company which is neither (i) an emerging growth 
company nor (ii) an emerging growth company which has opted out of using the extended transition period, difficult or 
impossible because of the potential differences in accounting standards used.

We cannot predict if investors will find our common stock less attractive if we rely on these exemptions. If some investors find 
our common stock less attractive as a result, there may be a less active trading market for our common stock and the price of 
our common stock may be more volatile.

Item 1B. UNRESOLVED STAFF COMMENTS

None.

14

 
 
Item 2. PROPERTIES

A. Hamilton Beach Brands

The following table presents the principal distribution and office facilities owned or leased by HBB:

Facility Location
Glen Allen, Virginia

Geel, Belgium

Shenzhen, People's Republic of China
Mexico City, Mexico

Olive Branch, Mississippi

Picton, Ontario, Canada

Southern Pines, North Carolina

Shenzhen, People's Republic of China

Markham, Ontario, Canada

City of Sao Paulo, Sao Paulo, Brazil

Jundiai, Sao Paulo, Brazil

Shanghai, People's Republic of China

Shanghai, People's Republic of China

Independence, Ohio

Tultitlan, Mexico

Owned/

Leased
Leased

Function(s) (2)
Corporate headquarters

(1)

Distribution center

(1)
Leased

Leased

Leased

Owned

Leased

Leased

Leased

(1)

Leased

(1)

Leased

(1)

Distribution center

Mexico sales and administrative headquarters
Distribution center

Distribution center

Service center for customer returns; catalog distribution center; parts
distribution center

Administrative office

Canada sales and administration headquarters

Brazil sales and administrative headquarters

Distribution center

Sales office

Distribution center

Weston Brands sales office

Distribution center

(1) 
(2) 

This facility is not owned or leased by HBB. This facility is managed by a third-party distribution provider. 
Sales offices are also leased in several cities in the United States, Canada, China and Mexico.

B. The Kitchen Collection

KC leases its corporate headquarters building and the KC warehouse/distribution facility in Chillicothe, Ohio. KC leases its 
retail stores. A typical store is approximately 3,000 square feet. At December 31, 2017, KC operated 210 stores. 

Item 3. LEGAL PROCEEDINGS

Neither the Company nor any of its subsidiaries is a party to any material legal proceeding other than ordinary routine litigation 
incidental to its respective business.

Item 4. MINE SAFETY DISCLOSURES

None.

15

 
 
 
EXECUTIVE OFFICERS OF THE REGISTRANT

The information under this Item is furnished pursuant to Instruction 3 to Item 401(b) of Regulation S-K.

There exists no arrangement or understanding between any executive officer and any other person pursuant to which such 
executive officer was elected. Each executive officer serves until his or her successor is elected and qualified.

The following tables set forth as of March 7, 2018 the name, age, current position and principal occupation and employment 
during the past five years of the Company’s executive officers. 

Name

Age Current Position

Other Positions

EXECUTIVE OFFICERS OF THE COMPANY

Alfred M. Rankin, Jr.

75

Executive Chairman of Hamilton Beach Holding (from
October 1, 2017)

Gregory H. Trepp

56

President and Chief Executive Officer of Hamilton 
Beach Holding (from September 2017); President and 
Chief Executive Officer of HBB (from prior to 2013); 
Chief Executive Officer of KC (from prior to 2013)

Keith B. Burns

61 Vice President, Engineering and Information Technology

of HBB (from prior to 2013)

Gregory E. Salyers

57

Senior Vice President, Global Operations of HBB (from
prior to 2013)

Dana B. Sykes

56 Vice President, General Counsel and Secretary of

James H. Taylor

R. Scott Tidey

Hamilton Beach Holding (from September 2017); Vice
President, General Counsel and Secretary of HBB (from
September 2015); Assistant Secretary of KC (from May
2015)

60 Vice President, Chief Financial Officer and Treasurer of
Hamilton Beach Holding (from September 2017); Vice
President and Chief Financial Officer of HBB (from
prior to 2013)

53

Senior Vice President, North America Sales and
Marketing of HBB (from prior to 2013)

Robert O. Strenski

61

President of KC (from January 2015)

Chairman, President and Chief Executive Officer of
Hyster-Yale (from prior to 2013), Chairman of Hyster-
Yale Group, formerly NACCO Materials Handling
Group, Inc. (from prior to 2013), Non-Executive
Chairman of NACCO Industries, Inc. (from September
2017), Chairman of NACoal (from prior to 2013). From
prior to 2013 to September 2017, Chairman, President
and CEO of NACCO. From prior to 2013 to 2014,
Director of The Vanguard Group.

Interim President of KC (from November 2013 to 
December 2014).

From July 2014 to September 2015, Associate General 
Counsel, Assistant Secretary and Senior Director, 
Human Resources of HBB. From prior to 2013 to July 
2014, Assistant General Counsel and Director, Human 
Resources of HBB. From prior to 2013, Assistant 
General Counsel of HBB.

Vice President, General Merchandise Manager of KC
(from February 2014 to December 2014); General
Merchandise Manager of KC (from June 2013 to
January 2014); Vice President, Divisional Merchandise
Manager, Consumables, Biglots Stores, Inc. (from prior
to 2013 to January 2013).

PRINCIPAL OFFICERS OF THE COMPANY’S SUBSIDIARIES

A. HBB

Name

D. Scott Butler

Age Current Position

Other Positions

66

Senior Director, Controller of HBB (from October 2017)

From prior to 2013 to October 2017, Corporate
Controller

Richard E. Moss

54

Senior Director, Finance &Treasurer of HBB (from prior
to 2013)

Derek R. Redmond

41 Assistant Secretary of Hamilton Beach Holding (from
September 2017); Assistant Secretary and Senior
Counsel of HBB (from September 2017); Assistant
Secretary of KC (from September 2017)

Senior Counsel of HBB (from prior to 2013)

B. KC

Name

L.J. Kennedy

Age Current Position

Other Positions

47 Director of Finance, Treasurer and Secretary of KC

(from September 2016)

From prior to 2013 to September 2016, Treasurer and
Secretary of KC.

16

PART II

Item 5.  MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND 

ISSUER PURCHASES OF EQUITY SECURITIES

Hamilton Beach Holding's Class A Common is traded on the New York Stock Exchange under the ticker symbol “HBB.” 
Because of transfer restrictions, no trading market has developed, or is expected to develop, for the Company's Class B 
Common. The Class B Common is convertible into Class A Common on a one-for-one basis.  The Company currently intends 
to pay regular quarterly dividends.  The declaration of future dividends and the establishment of the per share amount, record 
dates and payout dates for such future dividends will be at the discretion of the Company's Board and will depend on various 
factors then existing, including earnings, financial condition, results of operations, capital requirements, level of indebtedness, 
contractual restrictions with respect to the payment of dividends, restrictions imposed by applicable law, general business 
conditions and other factors that the Company's Board deems relevant.

The high and low sales prices for the Class A Common and dividends per share for both classes of common stock for each 
quarter since the Company was spun-off and the Class A Common became publicly traded is presented in the table below:

Fourth quarter

2017

Sales Price

High

Low

Cash Dividend

$

39.89

$

24.97

$

0.0850

At December 31, 2017, there were 789 Class A Common stockholders of record and 864 Class B common stockholders of 
record.

Item 6.  SELECTED FINANCIAL DATA

The following table sets forth the Company's selected historical financial data as of and for each of the periods indicated. The 
Company derived the summary historical financial data as of and for each of the three years ended December 31, 2017 from the 
Company's audited consolidated financial statements.  This information is only a summary and should be read in conjunction 
with the historical consolidated financial statements and the related notes and “Management’s Discussion and Analysis of 
Financial Condition and Results of Operations.”

Operating Statement Data:

Revenues

Operating profit

Net income

Basic earnings per share (1)

Diluted earnings per share (1)

Year Ended December 31

2017

2016

2015

(In thousands, except per share data)

$

$

$

$

$

740,749

38,135

17,905

1.31

1.31

$

$

$

$

$

745,357

43,374

26,179

1.91

1.91

$

$

$

$

$

767,862

35,554

19,711

1.44

1.44

17

 
 
 
 
 
 
 
 
 
 
Balance Sheet Data at December 31:
Total assets 
Long-term portion of revolving credit agreements

Stockholders' equity

Cash Flow Data:

Provided by operating activities

Used for investing activities

Used for financing activities

Other Data:

Cash dividends paid to NACCO

Per share data:

Cash dividends on Class A Common and Class B Common (2)
Market value at December 31 (2)
Stockholders' equity at December 31

Actual shares outstanding at December 31 (1)
Basic weighted average shares outstanding (1)
Diluted weighted average shares outstanding (1)
Total employees at December 31

$

$

$

$

$

$

$

$

$

$

Year Ended December 31

2017

2016

2015

(In thousands, except per share data,
share amounts and employee data)

326,233

20,000

46,408

$

$

$

310,833

26,000

65,268

$

$

$

310,128

50,000

82,824

33,440

$

62,563

$

26,488

(7,353) $

(5,925) $

(6,543)

(26,602) $

(61,837) $

(10,088)

(38,000) $

(42,000) $

(15,000)

0.085

25.69

n/a

n/a

3.39

$

4.77

$

13,673

13,673

13,685

1,600

13,673

13,673

13,673

1,600

n/a

n/a

6.06

13,673

13,673

13,673

1,700

(1) 

(2) 

On September 29, 2017, NACCO, Hamilton Beach Holding's former parent company, spun-off the Company to 
NACCO stockholders. In the spin-off, NACCO stockholders, in addition to retaining their shares of NACCO common 
stock, received one share of Hamilton Beach Holding Class A Common and one share of Hamilton Beach Holding 
Class B Common for each share of NACCO Class A Common or Class B Common.  The basic and diluted earnings 
per share amounts for the Company have been calculated based upon the number of shares distributed in the spin-off 
for all periods prior to the spin-off.  

This information is only included for periods subsequent to the spin-off from NACCO.

18

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

OVERVIEW

Hamilton Beach Brands Holding Company (“Hamilton Beach Holding” or the “Company”) is an operating holding company 
for two separate businesses: consumer, commercial and specialty small appliances and specialty retail. Hamilton Beach 
Brands, Inc. (“HBB”) is a leading designer, marketer and distributor of branded small electric household and specialty 
housewares appliances as well as commercial products for restaurants, bars and hotels.  The Kitchen Collection, LLC (“KC”) 
is a national specialty retailer of kitchenware operating retail stores in outlet and traditional malls throughout the United 
States. Results of operations and financial condition are discussed separately by segment, which corresponds with the industry 
groupings.

On September 29, 2017, NACCO Industries, Inc. ("NACCO"), Hamilton Beach Holding's former parent company, spun-off 
the Company to NACCO stockholders. In the spin-off, NACCO stockholders, in addition to retaining their shares of NACCO 
common stock, received one share of Hamilton Beach Holding Class A common stock and one share of Hamilton Beach 
Holding Class B common stock for each share of NACCO Class A or Class B common stock. In accordance with applicable 
authoritative accounting guidance, the Company accounted for the spin-off from NACCO based on the historical carrying 
value of assets and liabilities. As a result of the distribution of one share of Hamilton Beach Holding Class A common stock 
and one share of Hamilton Beach Holding Class B common stock for each share of NACCO Class A or NACCO Class B 
common stock, the earnings per share amounts for the Company for periods prior to the spin-off have been calculated based 
upon the number of shares distributed in the spin-off. NACCO did not receive any proceeds from the spin-off.

CRITICAL ACCOUNTING POLICIES AND ESTIMATES

The Company's discussion and analysis of its financial condition and results of operations are based upon the Company's 
consolidated financial statements, which have been prepared in accordance with U.S. generally accepted accounting 
principles. The preparation of these financial statements requires the Company to make estimates and judgments that affect the 
reported amounts of assets, liabilities, revenues and expenses, and related disclosure of contingent assets and liabilities (if 
any). On an ongoing basis, the Company evaluates its estimates based on historical experience, actuarial valuations and 
various other assumptions that are believed to be reasonable under the circumstances, the results of which form the basis for 
making judgments about the carrying values of assets and liabilities that are not readily apparent from other sources. Actual 
results may differ from those estimates.

The Company believes the following critical accounting policies affect its more significant judgments and estimates used in 
the preparation of its consolidated financial statements.

Emerging Growth Company: Section 102(b)(1) of the JOBS Act exempts emerging growth companies from being required 
to comply with new or revised financial accounting standards until private companies (that is, those that have not had a 
Securities Act registration statement declared effective or do not have a class of securities registered under the Securities 
Exchange Act of 1934, as amended, or the Exchange Act) are required to comply with the new or revised financial accounting 
standards. The JOBS Act provides that a company can elect to opt out of the extended transition period and comply with the 
requirements that apply to non-emerging growth companies but an election to opt out is irrevocable. The Company has elected 
not to opt out of such extended transition period which means that when a standard is issued or revised and it has different 
application dates for public or private companies, the Company, as an emerging growth company, can adopt the new or revised 
standard at the time private companies adopt the new or revised standard.

Revenue recognition: Revenues are recognized when title transfers and risk of loss passes to the customer. Revenues at HBB 
are recognized when customer orders are completed and shipped. Revenues at KC are recognized at the point of sale when 
payment is made and customers take possession of the merchandise in stores. Reserves for discounts and returns are 
maintained for anticipated future claims at HBB and KC.

Product discounts:  The Company records estimated reductions to revenues for customer programs and incentive offerings, 
including special pricing agreements, price competition, promotions and other volume-based incentives. At HBB, revenues 
represent gross sales less cooperative advertising, other volume-based incentives, estimated returns and allowances for 
defective products. At KC, retail markdowns are incorporated into KC’s retail method of accounting for cost of sales. If 
market conditions were to decline or if competition were to increase, the Company may take actions to increase customer 

19

Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

incentive offerings, possibly resulting in an incremental reduction of revenues at the time the incentive is offered. If the 
Company's accrued cooperative advertising balance as of December 31, 2017 were to increase by one percent, the reserve for 
product discounts would increase and revenues would be reduced by $0.1 million. The Company's past results of operations 
have not been materially affected by a change in the estimate of product discounts, and although there can be no assurances, 
the Company is not aware of any circumstances that would be reasonably likely to materially change these estimates in the 
future.

Product returns: HBB products generally are not sold with the right of return. However, based on the Company's historical 
experience, a portion of KC and HBB products sold are estimated to be returned due to reasons such as buyer remorse, 
duplicate gifts received, product failure and excess inventory stocked by the customer which, subject to certain terms and 
conditions, the Company will agree to accept. The Company records estimated reductions to revenues at the time of sale based 
on this historical experience and the limited right of return provided to certain customers. If future trends were to change 
significantly from those experienced in the past, incremental reductions to revenues may result based on this new experience. 
If the Company's estimate of average return rates as of December 31, 2017 were to increase by one percent, the reserves for 
product returns would increase and revenues would be reduced by $0.1 million. The Company's past results of operations have 
not been materially affected by a change in the estimate of product returns and although there can be no assurances, the 
Company is not aware of any circumstances that would be reasonably likely to materially change these estimates in the future.

20

Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Retirement benefit plans: The Company maintains two defined benefit pension plans that provide benefits based on years of 
service and average compensation during certain periods. All eligible employees, including employees whose pension benefits 
are frozen, receive retirement benefits under defined contribution retirement plans. The Company's policy is to periodically 
make contributions to fund the defined benefit pension plans within the range allowed by applicable regulations. The defined 
benefit pension plan assets consist primarily of publicly traded stocks and government and corporate bonds. There is no 
guarantee the actual return on the plans’ assets will equal the expected long-term rate of return on plan assets or that the plans 
will not incur investment losses.

The expected long-term rate of return on defined benefit plan assets reflects management’s expectations of long-term rates of 
return on funds invested to provide for benefits included in the projected benefit obligations. In establishing the expected long-
term rate of return assumption for plan assets, the Company considers the historical rates of return over a period of time that is 
consistent with the long-term nature of the underlying obligations of these plans as well as a forward-looking rate of return. 
The historical and forward-looking rates of return for each of the asset classes used to determine the Company's estimated rate 
of return assumption are based upon the rates of return earned or expected to be earned by investments in the equivalent 
benchmark market indices for each of the asset classes.

Expected returns for pension plans are based on a calculated market-related value for U.S. pension plan assets. Under this 
methodology, asset gains and losses resulting from actual returns that differ from the Company's expected returns which are 
recognized ratably in the market-related value of assets over three years. Expected returns for pension plans are based on fair 
market value for non-U.S. pension plan assets.

The basis for the selection of the discount rate for each plan is determined by matching the timing of the payment of the 
expected obligations under the defined benefit plans and health care plans against the corresponding yield of high-quality 
corporate bonds of equivalent maturities.

Changes to the estimate of any of these factors could result in a material change to the Company's pension obligation causing 
a related increase or decrease in reported net operating results in the period of change in the estimate. Because the 2017 
assumptions are used to calculate 2018 pension expense amounts, a one percentage-point change in the expected long-term 
rate of return on plan assets would result in a change in pension expense for 2018 of approximately $0.3 million for the plans. 
A one percentage-point change in the discount rate would result in a change in pension expense for 2018 by approximately 
$0.1 million. A one percentage-point increase in the discount rate would have lowered the plans’ projected benefit obligation 
as of the end of 2017 by approximately $2.0 million; while a one percentage-point decrease in the discount rate would have 
raised the plans’ projected benefit obligation as of the end of 2017 by approximately $2.3 million.

See Note 13 to the Consolidated Financial Statements in this Form 10-K for further discussion of the Company's retirement 
benefit plans.

Self-insurance liabilities: The Company is generally self-insured for product liability, environmental liability, medical claims 
and certain workers’ compensation claims. For product liability, catastrophic insurance coverage is retained for potentially 
significant individual claims. An estimated provision for claims reported and for claims incurred but not yet reported under the 
self-insurance programs is recorded and revised periodically based on industry trends, historical experience and management 
judgment. In addition, industry trends are considered within management's judgment for valuing claims. Changes in 
assumptions for such matters as legal judgments and settlements, inflation rates, medical costs and actual experience could 
cause estimates to change in the near term. Changes in any of these factors could materially change the Company's estimates 
for these self-insurance obligations causing a related increase or decrease in reported net operating results in the period of 
change in the estimate.

Inventory reserves:  HBB inventories are stated at the lower of cost or net realizable value. The first-in, first-out (“FIFO”) 
method is used for HBB's inventory. KC retail inventories are stated at the lower of cost or market using the retail inventory 
method. Adjustments to the carrying value are recorded for estimated obsolescence or excess inventory equal to the difference 
between the cost of inventory and the estimated market value based upon assumptions about future demand and market 
conditions.  An impairment in value of one percent of net inventories would result in additional expense of approximately $1.3 
million.

21

Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Allowances for doubtful accounts: The Company maintains allowances for doubtful accounts for estimated losses resulting 
from the failure of its customers to make required payments. These allowances are based on both recent trends of certain 
customers estimated to be a greater credit risk as well as general trends of the entire customer pool. If the financial condition 
of the Company's customers were to deteriorate, resulting in an impairment of their ability to make payments, additional 
allowances may be required. An impairment in value of one percent of net accounts receivable would require an increase in 
the allowance for doubtful accounts and would result in additional expense of approximately $1.1 million.

Income taxes: The U.S. operating results of the Company will be included in the consolidated federal income tax return filed 
by NACCO through the spin-off date. The Company's allocation of taxes through the spin-off date will be in accordance with 
the Tax Allocation Agreement. In general, the Tax Allocation Agreement between the Company and NACCO provides that 
federal income taxes are computed by the Company as if it had filed a tax return on a standalone basis calculated using the 
separate return method. Subsequent to the spin-off, the Company will file a separate federal tax return in the U.S. for the 
period subsequent to the spin-off date.

Tax law requires certain items to be included in the tax return at different times than the items are reflected in the financial 
statements. Some of these differences are permanent, such as expenses that are not deductible for tax purposes, and some 
differences are temporary, reversing over time, such as depreciation expense. These temporary differences create deferred tax 
assets and liabilities using currently enacted tax rates. The objective of accounting for income taxes is to recognize the amount 
of taxes payable or refundable for the current year, and deferred tax liabilities and assets for the future tax consequences of 
events that have been recognized in the financial statements or tax returns.  The effect of a change in tax rates on deferred tax 
assets and liabilities is recognized in the provision for income taxes in the period that includes the enactment date. 
Management is required to estimate the timing of the recognition of deferred tax assets and liabilities, make assumptions about 
the future deductibility of deferred tax assets and assess deferred tax liabilities based on enacted law and tax rates for the 
appropriate tax jurisdictions to determine the amount of such deferred tax assets and liabilities. Changes in the calculated 
deferred tax assets and liabilities may occur in certain circumstances, including statutory income tax rate changes, statutory tax 
law changes, or changes in the Company's structure or tax status.

The Company's tax assets, liabilities, and tax expense are supported by historical earnings and losses and the Company's best 
estimates and assumptions of future earnings.  The Company assesses whether a valuation allowance should be established 
against the Company's deferred tax assets based on consideration of all available evidence, both positive and negative, using a 
more likely than not standard. This assessment considers, among other matters, scheduled reversals of deferred tax liabilities, 
projected future taxable income, tax-planning strategies, and results of recent operations. The assumptions about future taxable 
income require significant judgment and are consistent with the plans and estimates the Company is using to manage the 
underlying businesses. When the Company determines, based on all available evidence, that it is more likely than not that 
deferred tax assets will not be realized, a valuation allowance is established.

Since significant judgment is required to assess the future tax consequences of events that have been recognized in the 
Company's financial statements or tax returns, the ultimate resolution of these events could result in adjustments to the 
Company's financial statements and such adjustments could be material. The Company believes the current assumptions, 
judgments and other considerations used to estimate the current year accrued and deferred tax positions are appropriate. If the 
actual outcome of future tax consequences differs from these estimates and assumptions, due to changes or future events, the 
resulting change to the provision for income taxes could have a material impact on the Company's results of operations and 
financial position.

On December 22, 2017, the U.S. federal government enacted the Tax Cuts and Jobs Act (the “Tax Act”), which significantly 
revises U.S. tax law. The Tax Act will positively impact the Company’s future effective income tax rate due to the reduction of 
the U.S. federal corporate tax rate from 35 percent to 21 percent, effective January 1, 2018.

In addition to the reduction in the U.S. federal corporate tax rate mentioned above, other significant changes to existing tax 
law include (1) a deduction received on dividends of foreign earnings with a related tax for the deemed repatriation of 
unremitted foreign earnings; (2) limitations on the deductibility of certain executive compensation for publicly traded 
companies; (3) accelerated expensing of capital investment, subject to phase out beginning in 2023; (4) a new limitation on 
deductible interest expense; and (5) a new U.S. minimum tax on earnings of foreign subsidiaries.

22

Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Subsequent to the enactment of the Tax Act, the SEC staff issued Staff Accounting Bulletin 118 (“SAB 118”), which provides 
a measurement period of up to one year after the enactment date for companies to finalize the recognition of the income tax 
effects of the Tax Act.  As a result of the Tax Act and pursuant to SAB 118, the Company recorded a provisional net tax charge 
of $4.7 million in the period ending December 31, 2017.  The provisional expense is primarily attributable to the corporate 
rate reduction on existing deferred tax assets and liabilities.  Included in the provisional income tax charge is $0.4 million for 
excess executive renumeration expense expected to be under the Company's long-term incentive plan payments in future 
years, as certain covered employee recipients are expected to exceed the $1 million disallowance threshold, and $0.2 million 
for the net impact related to repatriation of unremitted foreign earnings. The ultimate impact of the Tax Act may differ from 
these provisional amounts due to, among other things, additional analysis, changes in interpretations and assumptions, 
additional regulatory guidance that may be issued, and the computation of state income taxes as there is uncertainty on 
conformity to the U.S. federal tax system following the Tax Act.

CONSOLIDATED FINANCIAL SUMMARY

Hamilton Beach Holding is an operating holding company for two separate businesses that operate in the consumer, 
commercial and specialty small appliances market (HBB) and the specialty retail market (KC).  Hamilton Beach Holding 
includes the required intercompany eliminations between HBB and KC and certain federal tax attributes.  Costs incurred as a 
stand-alone public entity are allocated to the HBB segment.  The only material assets held by Hamilton Beach Holding are its 
investments in consolidated subsidiaries, and substantially all of its cash flows are provided by dividends paid or distributions 
made by its subsidiaries. The cash to pay dividends to Hamilton Beach Holding’s stockholders is derived from these cash 
flows. As a result, certain statutory limitations or regulatory or financing agreements could affect the levels of distributions 
allowed to be made by its subsidiaries.  See Note 6 to the Consolidated Financial Statements in this Form 10-K for further 
discussion of certain of these limitations.

Selected consolidated results of Hamilton Beach Holding were as follows:

Revenues

HBB

KC

Eliminations

Consolidated revenues

Operating profit

HBB

KC

Eliminations

Consolidated operating profit

Net income

HBB

KC

Eliminations

Consolidated net income

2017

2016

2015

$

615,071

$

605,170

$

620,977

128,520

144,351

150,988

(2,842)

(4,164)

(4,103)

$

740,749

$

745,357

$

767,862

$

41,487

$

43,033

$

34,801

(3,418)

66

376

(35)

165

588

$

38,135

$

43,374

$

35,554

$

21,117

$

26,557

$

19,749

(3,272)

60

(355)

(23)

(420)

382

$

17,905

$

26,179

$

19,711

23

 
 
 
 
 
 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

The following table identifies, by segment, the components of change in Revenues, Operating profit and Net income:

Consolidated results for the year ended December 31, 2015

$

767,862

$

35,554

$

19,711

Revenues

Operating profit

Net income

Increase (decrease) in 2016

HBB

KC

     Eliminations

Consolidated results for the year ended December 31, 2016

Consolidated results for the year ended December 31, 2016

Increase (decrease) in 2017

HBB

KC

     Eliminations

$

$

(15,807)

(6,637)

(61)

8,232

211

(623)

6,808

65

(405)

745,357

$

43,374

$

26,179

745,357

$

43,374

$

26,179

9,901

(15,831)

1,322

(1,546)

(3,794)

101

(5,440)

(2,917)

83

Consolidated results for the year ended December 31, 2017

$

740,749

$

38,135

$

17,905

The components of change are discussed below in “Segment Results”.

Liquidity and Capital Resources of Hamilton Beach Holding

Although Hamilton Beach Holding’s subsidiaries have entered into borrowing agreements, Hamilton Beach Holding has not 
guaranteed any borrowings of its subsidiaries. Dividends from its subsidiaries (to the extent permitted by its subsidiaries’ 
borrowing agreements) will be used to enable Hamilton Beach Holding to pay dividends to its stockholders. The Company's 
current intention is to pay regular quarterly dividends. Hamilton Beach Holding's Board, at its first regularly scheduled 
meeting in November, declared a regular cash dividend of $0.085 per share. The dividend was declared on both the Class A 
Common and Class B Common, and was paid on December 15, 2017 to stockholders of record at the close of business 
on December 1, 2017.  The declared cash dividend was equal to an annual rate of $0.34 per share.  

The declaration of future dividends and the establishment of the per share amount, record dates and payout dates for such 
future dividends will be at the discretion of the Board and will depend on various factors then existing, including earnings, 
financial condition, results of operations, capital requirements, level of indebtedness, contractual restrictions with respect to 
the payment of dividends, restrictions imposed by applicable law, general business conditions and other factors that the board 
deems relevant.

Contractual Obligations, Contingent Liabilities and Commitments

As a holding company, Hamilton Beach Holding has no contractual obligations, contingent liabilities and commitments.

Off Balance Sheet Arrangements

As a holding company, Hamilton Beach Holding has not entered into any off balance sheet financing arrangements. See 
HBB's and KC's contractual obligations tables in each of the HBB and KC segment results.

Capital Structure

Hamilton Beach Holding's consolidated capital structure at December 31, 2017 compared with December 31, 2016 is 
presented below:

24

 
 
 
 
 
 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

December 31, 2017 Compared with December 31, 2016

Cash and cash equivalents

Other net tangible assets

Goodwill and intangible assets, net

Net assets

Total debt
Total equity (1)
Debt to total capitalization

DECEMBER 31
2017

DECEMBER 31
2016

Change

$

$

10,906

  $

11,340

  $

74,695

12,153

97,754

(51,346)

79,107

13,535

103,982

(38,714)

46,408

  $

65,268

  $

(434)

(4,412)

(1,382)

(6,228)

(12,632)

(18,860)

53%  

37%  

16%

(1) 
Hamilton Beach Holding paid a $35.0 million cash dividend to NACCO prior to the spin-off and also a $1.2 million 
cash dividends on Class A Common and Class B Common to stockholders during the three months and year ended December 
31, 2017.

The components of change are discussed below in "Segment Results". 

OUTLOOK

In the current market environment and including the various factors noted in the HBB and KC segment outlooks discussed 
below in "Segment Results", Hamilton Beach Holding expects 2018 consolidated net income to increase substantially over 
2017 primarily due to lower income tax expense.  As a result of the Tax Act, Hamilton Beach Holding expects its effective 
income tax rate to be in the range of 26% to 28% in 2018.

Hamilton Beach Brands, Inc.

SEGMENT RESULTS

HBB is a leading designer, marketer and distributor of small electric household and specialty housewares appliances, as well 
as commercial products for restaurants, bars and hotels. HBB’s products are marketed primarily to retail merchants and 
wholesale distributors.  HBB’s business is seasonal and a majority of revenues and operating profit typically occurs in the 
second half of the year when sales of small electric appliances to retailers and consumers increase significantly for the fall 
holiday-selling season.

25

 
 
 
 
 
 
 
 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Financial Review

Operating Results

2017 Compared with 2016 

The results of operations for HBB were as follows for the years ended December 31:

Revenues

Cost of sales

Gross profit
Operating expenses (1)
Operating profit

Interest expense

Other expense, net

Income before income taxes
Income tax expense (2)
Net income

Effective income tax rate (2)
(1) 

(2) 

Year Ended December 31

% of Sales Revenue, net

2017

2016

2017

2016

$ 615,071

$ 605,170

100.0%

100.0%

479,367

135,704

94,217

41,487

1,577

166

39,744

18,627

476,756

128,414

85,381

43,033

1,165

770

41,098

14,541

$

21,117

$

26,557

46.9%

35.4%

77.9%

22.1%

15.3%

6.7%

0.3%

—%

6.5%

3.0%

3.4%

78.8%

21.2%

14.1%

7.1%

0.2%

0.1%

6.8%

2.4%

4.4%

Operating expenses include Selling, general and administrative expenses, amortization of intangibles and (gain)/loss 
on sale of assets.
As a result of the Tax Act and pursuant to SAB 118, HBB recorded a provisional discrete tax charge of $4.1 million 
in 2017 primarily for remeasurement of deferred tax assets and liabilities based on the rates at which they are 
expected to reverse in the future, which is generally 21%, the non-deductible nature of certain employee 
compensation and one-time transition tax on deemed repatriation of certain unremitted earnings of non-U.S. 
subsidiaries.

The following table identifies the components of change in revenues for 2017 compared with 2016:

2016

Increase (decrease) from:

Unit volume and product mix

Foreign currency

Average sales price

2017

Revenues

605,170

9,181

1,085

(365)

615,071

$

$

Revenues for 2017 increased $9.9 million, or 1.6%, compared with 2016 primarily due to an increase in sales of new, higher-
priced products, mainly in the International consumer retail market, and favorable foreign currency movements as the 
Canadian dollar strengthened against the U.S. dollar during 2017.

26

 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

The following table identifies the components of change in operating profit for 2017 compared with 2016: 

2016

Increase (decrease) from:

Selling, general and administrative expenses

Gross profit

Foreign currency

2017

Operating Profit

$

$

43,033

(8,836)

6,719

571

41,487

HBB's operating profit decreased $1.5 million, or 3.6%, in 2017 compared with 2016 primarily as a result of an $8.8 million 
increase in Selling, general and administrative expenses, partially offset by a $6.7 million increase in gross profit.  The 
improvement in gross profit was due to a $9.9 million increase in revenues, partially offset by a $2.6 million increase in cost 
of sales. 

The improvement in gross margin, which was 22.1% at December 31, 2017 compared with 21.2% at December 31, 2016, was 
primarily due to $6.6 million in lower product costs and a $3.2 million favorable shift in sales to higher-margin and higher-
priced products. Increased warehouse and transportation costs of $1.8 million and inventory adjustments of $1.2 million 
partially offset the improvement in gross margin.

The increase in Selling, general and administrative expenses was primarily due to the recognition of $2.5 million of expenses 
related to the spin-off and $2.8 million of higher employee-related costs.  The increase in employee-related costs was 
primarily due to additional headcount to support HBB's strategic initiatives.

HBB's interest expense increased $0.4 million in 2017 compared with 2016 due to higher average borrowings in 2017 under 
HBB's revolving credit facility.  Other (income) expense, net, changed by $0.6 million primarily due to foreign currency gains. 

HBB recognized income tax expense of $18.6 million on income before income taxes of $39.7 million, or an effective tax rate 
of 46.9% for 2017. In 2016, income tax expense was $14.5 million on income before income taxes of $41.1 million, or an 
effective tax rate of 35.4%. The increase in income tax expense and the effective tax rate in 2017 was primarily due to the 
impact of the Tax Act and the nondeductible nature of certain costs incurred related to the spin-off.  As a result of the Tax Act 
and pursuant to SAB 118, HBB recorded a provisional discrete tax charge of $4.1 million in 2017 primarily for the 
remeasurement of deferred tax assets and liabilities based on the rates at which they are expected to reverse in the future, 
which is generally 21%, the non-deductible nature of certain executive compensation and the one-time transition tax on 
deemed repatriation of certain unremitted earnings of non-U.S. subsidiaries.  In addition, HBB recognized a $0.6 million tax 
benefit related to the reversal of a reserve previously established for an uncertain tax position due to favorable resolution of a 
state tax matter in 2016. 

As a result of the factors discussed above, HBB's net income decreased to $21.1 million at December 31, 2017 compared with 
net income of $26.6 million at December 31, 2016.

27

 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

2016 Compared with 2015 

The results of operations for HBB were as follows for the years ended December 31:

Revenues

Cost of sales

Gross profit
Operating expenses (1)
Operating profit

Interest expense

Other expense, net

Income before income taxes

Income tax expense

Net income

Effective income tax rate

Year Ended December 31

% of Sales Revenue, net

2016

2015

2016

2015

$ 605,170

$ 620,977

100.0%

100.0%

476,756

128,414

85,381

43,033

1,165

770

41,098

14,541

497,838

123,139

88,338

34,801

1,831

1,470

31,500

11,751

$

26,557

$

19,749

35.4%

37.3%

78.8%

21.2%

14.1%

7.1%

0.2%

0.1%

6.8%

2.4%

4.4%

80.2%

19.8%

14.2%

5.6%

0.3%

0.2%

5.1%

1.9%

3.2%

(1) 

Operating expenses include Selling, general and administrative expenses, amortization of intangibles and (gain)/loss 
on sale of assets.

The following table identifies the components of change in revenues for 2016 compared with 2015:

2015

Increase (decrease) from:

Unit volume and product mix

Foreign currency

Average sales price

2016

Revenues

620,977

(9,259)

(7,700)

1,152

605,170

$

$

Revenues for 2016 decreased 2.5% compared with 2015 primarily due to decreased sales volumes, mainly in the U.S. 
consumer retail market, and unfavorable foreign currency movements as both the Mexican peso and Canadian dollar 
weakened against the U.S. dollar.

The following table identifies the components of change in operating profit for 2016 compared with 2015: 

2015

Increase (decrease) from:

Gross profit

Selling, general and administrative expenses

Foreign currency

2016

28

Operating Profit

$

$

34,801

6,543

2,957

(1,268)

43,033

 
 
 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

HBB’s operating profit increased $8.2 million, or 23.7%, in 2016 compared with 2015 primarily as a result of a $22.4 million 
decrease in cost of sales, partially offset by $15.8 million in decreased revenues and $1.3 million in unfavorable foreign 
currency movements as the Mexican peso weakened against the U.S. dollar. A $3.0 million decrease in Selling, general and 
administrative expenses also contributed to the increase in operating profit.

The decrease in cost of sales and the improvement in gross margin, which was 21.2% in 2016 compared with 19.8% in 2015, 
resulted from a $8.4 million shift in sales mix to higher-priced and higher-margin products and $3.6 million in lower product 
costs, partially offset by $3.9 million in reduced sales volumes. Selling, general and administrative expenses decreased as a 
result of lower professional and outside service fees ($1.9 million), decreased advertising and marketing expenses ($1.5 
million) and a reduction in environmental expenses in 2016 compared with 2015. HBB recorded $1.5 million in 2015 for 
environmental investigation and remediation at HBB’s Picton, Ontario facility. These decreases in Selling, general and 
administrative expenses were partially offset by higher employee-related costs of $2.9 million for higher incentive 
compensation and salaries.

The improvement in operating profit, a reduction in Interest expense of $0.7 million due to fewer borrowings and lower Other 
expense, net, of $0.8 million due to foreign currency fluctuations also contributed to the increase in net income. These 
favorable variances were partially offset by $2.8 million in increased Income tax expense due to higher Income before income 
taxes. Despite the increase in Income tax expense, HBB had a lower effective income tax rate in 2016 compared with 2015 as 
HBB realized a $0.6 million tax benefit related to the reversal of a reserve previously established for an uncertain tax position 
due to favorable resolution of a state tax matter in 2016. Net income increased to $26.6 million in 2016 compared with $19.7 
million in 2015 primarily due to these factors.

LIQUIDITY AND CAPITAL RESOURCES OF HBB

Cash Flows

The following tables detail the change in cash flow for the years ended December 31:

Operating activities:

Net income

Depreciation and amortization

Other

Working capital changes

Net cash provided by operating activities

Investing activities:

Expenditures for property, plant and equipment

Other

Net cash used for investing activities

2017

2016

Change

$

21,117

$

26,557

$

4,072

4,754

(1,156)

28,787

(6,198)
21
(6,177)

4,681

1,279

26,214

58,731

(4,814)

26

(4,788)

(5,440)

(609)

3,475

(27,370)

(29,944)

(1,384)

(5)

(1,389)

Cash flow before financing activities

$

22,610

$

53,943

$

(31,333)

Net cash provided by operating activities decreased by $29.9 million during 2017 compared to 2016 primarily due to changes 
in working capital for inventory and accounts receivable.  Inventory increased in 2017 compared with a decrease in 2016, 
primarily due to higher sales forecasts during 2017. Accounts receivable had a larger increase in 2017 compared with 2016, 
primarily attributable to higher sales and a shift in the timing of sales and collections.

29

 
 
 
 
 
 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Financing activities:

Net additions (reductions) to revolving credit agreements

Cash dividends paid to Hamilton Beach Holding

Other

Net cash used for financing activities

2017

2016

Change

$

$

12,630

$

(19,651) $

(36,162)

—

(32,000)

(186)

32,281

(4,162)

186

(23,532) $

(51,837) $

28,305

The change in net cash used for financing activities is primarily the result of increased borrowings under the revolving credit 
facility in 2017 to fund working capital.

Financing Activities

HBB has a $115.0 million senior secured floating-rate revolving credit facility (the “HBB Facility”) that expires in June 2021. 
The obligations under the HBB Facility are secured by substantially all of HBB's assets. The approximate book value of 
HBB's assets held as collateral under the HBB Facility was $281.0 million as of December 31, 2017. At December 31, 2017, 
the borrowing base under the HBB Facility was $111.1 million and borrowings outstanding were $51.3 million.  At 
December 31, 2017, the excess availability under the HBB Facility was $59.7 million.

The maximum availability under the HBB Facility is governed by a borrowing base derived from advance rates against 
eligible accounts receivable, inventory and trademarks of the borrowers, as defined in the HBB Facility. Adjustments to 
reserves booked against these assets, including inventory reserves, will change the eligible borrowing base and thereby impact 
the liquidity provided by the HBB Facility. A portion of the availability is denominated in Canadian dollars to provide funding 
to HBB's Canadian subsidiary. Borrowings bear interest at a floating rate, which can be a base rate, LIBOR or bankers' 
acceptance rate, as defined in the HBB Facility, plus an applicable margin. The applicable margins, effective December 31, 
2017, for base rate loans and LIBOR loans denominated in U.S. dollars were 0.00% and 1.50%, respectively. The applicable 
margins, effective December 31, 2017, for base rate loans and bankers' acceptance loans denominated in Canadian dollars 
were 0.00% and 1.50%, respectively. The HBB Facility also requires a fee of 0.25% per annum on the unused commitment. 
The margins  and unused commitment fee under the HBB Facility are subject to quarterly adjustment based on average excess 
availability. The weighted average interest rate applicable to the HBB Facility at December 31, 2017 was 3.83% including the 
floating rate margin and the effect of the interest rate swap agreements.

To reduce the exposure to changes in the market rate of interest, HBB has entered into interest rate swap agreements for a 
portion of the HBB Facility. Terms of the interest rate swap agreements require HBB to receive a variable interest rate and pay 
a fixed interest rate. HBB has interest rate swaps with notional values totaling $20.0 million at December 31, 2017 at a fixed 
interest rate of 1.4%.  HBB also has delayed start interest rate swaps with notional values totaling $25.0 million at 
December 31, 2017, with fixed rates of 1.6% and 1.7%. See Note 2 and Note 7 to the Consolidated Financial Statements in 
this Form 10-K for further discussion of HBB's interest rate swap agreements.

The HBB Facility includes restrictive covenants, which, among other things, limit the payment of dividends to Hamilton 
Beach Holding, subject to achieving availability thresholds. HBB declared and paid a $35 million dividend to Hamilton Beach 
Holding which was subsequently paid to NACCO prior to the spin-off in September 2017, which under Amendment No. 5 to 
the HBB Facility, has been excluded from the covenants. Other than the $35 million dividend in September 2017, dividends to 
Hamilton Beach Holding are discretionary to the extent that for the thirty days prior to the dividend payment date, and after 
giving effect to the dividend payment, HBB maintains excess availability of not less than $25.0 million. The HBB Facility also 
requires HBB to achieve a minimum fixed charge coverage ratio in certain circumstances, as defined in the HBB Facility. 
At December 31, 2017, HBB was in compliance with all financial covenants in the HBB Facility.

HBB believes funds available from cash on hand, the HBB Facility and operating cash flows will provide sufficient liquidity 
to meet its operating needs and commitments arising during the next twelve months and until the expiration of the HBB 
Facility.

30

 
 
 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Contractual Obligations, Contingent Liabilities and Commitments

Following is a table which summarizes the contractual obligations of HBB as of December 31, 2017:

Payments Due by Period

Contractual Obligations

Total

2018

2019

2020

2021

2022

Thereafter

HBB Facility

$

51,346

$

31,346

$

— $

— $

20,000

$

— $

Variable interest payments on HBB
Facility

Purchase and other obligations

Operating leases

7,043

1,613

266,152

256,177

36,863

5,926

1,730

3,736

5,677

2,413

3,301

5,529

1,287

2,938

3,759

—

—

1,815

Total contractual cash obligations

$ 361,404

$ 295,062

$

11,143

$

11,243

$

27,984

$

1,815

$

—

—

—

14,157

14,157

Not included in the table above, HBB has a long-term liability of approximately $0.6 million for unrecognized tax benefits, 
including interest and penalties, as of December 31, 2017. At this time, the Company is unable to make a reasonable estimate 
of the timing of payments due to, among other factors, the uncertainty of the timing and outcome of its audits.

An event of default, as defined in the HBB Facility and in HBB’s operating agreements, could cause an acceleration of the 
payment schedule. No such event of default has occurred or is anticipated to occur.

HBB’s variable interest payments are calculated based upon HBB's anticipated payment schedule and the December 31, 2017 
base rate and applicable margins, as defined in the HBB Facility. A 1/8% increase in the base rate would increase HBB’s 
estimated total annual interest payments on the HBB Facility by approximately $0.5 million.

The purchase and other obligations are primarily for accounts payable, open purchase orders and accrued payroll and incentive 
compensation.

Pension funding can vary significantly each year due to plan amendments, changes in the market value of plan assets, 
legislation and the Company’s decisions to contribute above the minimum regulatory funding requirements. As a result, 
pension funding has not been included in the table above. HBB does not expect to contribute to its U.S. and non-U.S. pension 
plans in 2018.  Pension benefit payments are made from assets of the pension plans. 

Off Balance Sheet Arrangements

HBB has not entered into any off balance sheet financing arrangements, other than operating leases, which are disclosed in the 
contractual obligations table above.

Capital Expenditures

Following is a table which summarizes actual and planned capital expenditures (in millions):

HBB

Planned

2018

Actual

2017

Actual

2016

$

9.9

$

6.2

$

4.8

Planned expenditures for 2018 are primarily for improvements to HBB’s information technology infrastructure, tooling for 
new products and distribution warehouse improvements. These expenditures are expected to be funded from internally 
generated funds and bank borrowings.

Capital Structure

Working capital is significantly affected by the seasonality of HBB’s business. The following is a discussion of the changes in 
HBB’s capital structure at December 31, 2017 compared with December 31, 2016 and December 31, 2016 compared with 
December 31, 2015.

31

 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

December 31, 2017 Compared with December 31, 2016

Cash and cash equivalents

Other net tangible assets

Goodwill and intangible assets, net

Net assets

Total debt

Total equity

Debt to total capitalization

December 31

2017

2016

Change

$

1,480

$

2,321

$

69,122

12,153

82,755

66,916

13,535

82,772

(51,346)

(38,714)

$

31,409

$

44,058

$

(841)

2,206

(1,382)

(17)

(12,632)

(12,649)

62%

47%

15%

Other net tangible assets increased $2.2 million from December 31, 2016 primarily due to an increase in receivables 
attributable to higher sales in 2017 compared to 2016.

Total debt increased $12.6 million from December 31, 2016 primarily to fund working capital.

Total equity decreased $12.6 million primarily due to $36.2 million of cash dividends paid to Hamilton Beach Holding and a 
$2.5 million decrease in Accumulated Other Comprehensive Income (Loss), mainly due to pension plan adjustments.  The 
total decrease in equity was partially offset by HBB’s 2017 net income of $21.1 million.

December 31, 2016 Compared with December 31, 2015

Cash and cash equivalents

Other net tangible assets

Goodwill and intangible assets, net

Net assets

Total debt

Total equity

Debt to total capitalization

December 31

2016

2015

Change

$

2,321

$

474

$

1,847

66,916

13,535

82,772

(38,714)

94,353

14,915

109,742

(58,365)

(27,437)

(1,380)

(26,970)

19,651

$

44,058

$

51,377

$

(7,319)

47%

53%

(6)%

Net assets decreased $27.0 million from December 31, 2015 primarily due to increases in accounts payable, other current 
liabilities and accrued payroll. The increase in Accounts payable was primarily due to a change in the timing of payments in 
2016 compared with 2015. The Other current liabilities increase is primarily attributable to changes in accrued cooperative 
advertising in 2016 compared with 2015.

Total debt decreased $19.7 million primarily due to the timing of working capital payments partially offset by dividends paid 
to NACCO during 2016.

Total equity decreased $7.3 million primarily due to $32.0 million of dividends paid to NACCO during 2016 and a $2.8 
million increase in accumulated other comprehensive loss, mainly due to changes in the foreign currency translation 
adjustment, partially offset by HBB’s 2016 Net income of $26.6 million.

32

 
 
 
 
 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

OUTLOOK

Changing consumer buying patterns, including the shift of sales from in-store channels to internet sales channels, continue to 
create uncertainty about the overall growth prospects for the U.S. retail market for small appliances.  Despite this uncertainty, 
the consumer retail market for small kitchen appliances grew modestly in 2017 and is also expected to grow modestly in 2018 
compared with 2017.  The international and commercial markets in which HBB participates are expected to continue to grow 
moderately.

HBB continues to focus on strengthening the consumer market position of its various product lines through product 
innovation, promotions, increased placements and branding programs.  HBB will continue to leverage its strong brand 
portfolio by introducing new innovative products, as well as upgrades to certain existing products across a wide range of 
brands, price points and categories in both consumer and commercial marketplaces.  The company continues to pursue 
opportunities to create or add product lines and brands that can be distributed in high-end or specialty stores and on the 
Internet, including new products under its CHI®-branded garment care line and Wolf Gourmet-branded product line, both of 
which are gaining traction and generating incremental revenue.  HBB also expects its growing global commercial business to 
benefit from broader distribution of several newer products, including its new QuantumTM high-performance commercial 
blender.  HBB's robust commercial and consumer product pipeline is expected to affect both revenues and operating profit 
positively in 2018 and in future periods.

As a result of the current market environment, new or enhanced product introductions and an expected increase in higher-
priced, higher-margin product placements resulting from the execution of the company's strategic initiatives, HBB's revenues 
are expected to increase in 2018 compared with 2017.  Improvements in revenues are expected in all business divisions, which 
include U.S. Consumer, International consumer and Commercial.  HBB expects product demand in the first half of the year to 
increase based on current customer commitments.  Firmer commitments for the second half of the year and the holiday-selling 
season are expected to occur in the second and third quarters.  As a result, HBB expects moderate revenue growth in the first 
half of 2018, with modest growth in the second half of the year, but as better visibility is gained, expectations could be revised.

Benefits of these increased revenues are expected to be partly offset by product cost inflation, which is expected to be 
mitigated by adjustments to product placements and pricing, costs to implement HBB's strategic initiatives and the full year 
effect of incremental public company costs the Company will incur as a standalone public entity.  As a result, HBB's 2018 
operating profit is expected to increase moderately compared with 2017.  Operating profit in the first half of 2018, particularly 
in the first quarter, is expected to be moderately higher than the first half of 2017, while operating results in the second half of 
the year are expected to be comparable to the second half of 2017 due to the timing of product cost increases.  HBB continues 
to monitor currency effects, as well as commodity and other input costs, closely and intends to continue to adjust product 
prices and product placements as market conditions permit.

While 2018 operating profit is expected to be moderately higher than in 2017, net income is expected to increase substantially 
over 2017 as a result of a lower effective corporate income tax rate, as well as the absence of the provisional charge that was 
recorded in 2017 for the Tax Act.

In 2018, cash flow before financing activities is expected to be higher than 2017 and capital expenditures are expected to be 
approximately $10 million.

Longer term, HBB continues to work to improve return on sales through economies of scale derived from market growth and 
its strategic revenue growth initiatives.  These initiatives are focused on enhancing HBB's placements in the North American 
consumer business, enhancing sales in the e-commerce market, expanding its participation in the "only-the-best" market by 
investing in new products to be sold under the Wolf Gourmet®, Weston®, Hamilton Beach® Professional and CHI® brand 
names, expanding internationally in emerging growth markets, increasing its global commercial presence through enhanced 
global product lines for chains and distributors serving the global food service and hospitality markets and leveraging its other 
strategic initiatives to drive category and channel expansion.

33

Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Effects of Foreign Currency

HBB operates internationally and enters into transactions denominated in foreign currencies. As a result, HBB is subject to the 
variability that arises from exchange rate movements. The effects of foreign currency on HBB's operating results are discussed 
above. The Company's use of foreign currency derivative contracts is discussed in “Quantitative and Qualitative Disclosures 
about Market Risk” below.

The Kitchen Collection, LLC 

KC is a national specialty retailer of kitchenware in outlet and traditional malls throughout the United States.  KC's business is 
seasonal, and a majority of its revenues and operating profit is typically earned in the second half of the year when sales of 
kitchenware to consumers increase significantly for the fall holiday-selling season. 

At December 31, 2017, KC operated 210 stores compared with 223 stores at December 31, 2016. 

Financial Review

Operating Results

2017 Compared with 2016 

The results of operations for KC were as follows for the years ended December 31:

Revenues

Cost of sales

Gross profit
Operating expenses (1)
Operating (loss) profit

Interest expense

Other expense

Income (loss) before income taxes

Income tax (benefit) expense

Net loss

Effective income tax rate
(1) 

Year Ended December 31

% of Sales Revenue, net

2017

2016

2017

2016

$

128,520

$

144,351

100.0 %

100.0 %

70,470

58,050

61,468

(3,418)

254

61

(3,733)

(461)

78,960

65,391

65,015

376

209

67

100

455

$

(3,272) $

(355)

n/m

n/m

54.8 %

45.2 %

47.8 %

(2.7)%

0.2 %

— %

(2.9)%

(0.4)%

(2.5)%

54.7 %

45.3 %

45.0 %

0.3 %

0.1 %

— %

0.1 %

0.3 %

(0.2)%

Operating expenses include Selling, general and administrative expenses and (gain)/loss on sale of assets.

The following table identifies the components of change in revenues for 2017 compared with 2016:

2016

Increase (decrease) from:

Comparable stores

Closed stores

New stores

Other

2017

34

Revenues

144,351

(10,049)

(9,752)

3,373

597

128,520

$

$

 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Revenues decreased 11.0% in 2017 compared with 2016. The decrease is primarily due to a decline in comparable store sales 
and the loss of sales from closing unprofitable stores during 2017 and 2016. The decrease in comparable store sales is mainly 
attributable to fewer customer visits and a reduction in store transactions as a result of reduced consumer traffic as well as a 
decline in the average sales transaction value for 2017 compared with 2016. These decreases were partially offset by sales at 
newly opened stores.

KC's cost of sales for 2017 decreased $8.5 million compared with 2016 as a result of the decrease in sales as gross margin was 
comparable in 2017 and 2016.

The following table identifies the components of change in operating profit (loss) for 2017 compared with 2016:

2016

Increase (decrease) from:

Comparable stores

New stores
Lease termination costs

Selling, general and administrative expenses and other

Closed stores

2017

Operating profit (loss)

$

$

376

(3,695)

(507)

(435)

692

151

(3,418)

KC reported an operating loss of $3.4 million in 2017 compared with operating profit of $0.4 million in 2016 primarily as a 
result of a decline in sales at comparable stores and lease termination costs incurred for the closure of unprofitable stores.  
These decreases were  partially offset by lower Selling, general and administrative expenses at corporate headquarters, 
primarily due to a $0.7 million reduction in employee-related expenses. 

KC recognized a net loss of $3.3 million in 2017 compared to a net loss of $0.4 million in 2016 primarily due to the factors 
affecting the operating loss discussed above, partially offset by the change in income tax (benefit) expense. KC’s income tax 
(benefit) expense in 2017 and 2016 does not correlate with its income before tax due to the non-deductible Affordable Care 
Act ("ACA") penalty and the remeasurement of KC's net deferred tax assets in 2017 as a result of the Tax Act, which resulted 
in the recognition of a $0.6 million tax charge.  

2016 Compared with 2015 

The results of operations for KC were as follows for the years ended December 31:

Revenues

Cost of sales

Gross profit
Operating expenses (1)
Operating profit

Interest expense

Other expense

Income (loss) before income taxes

Income tax expense

Net income (loss)

Year Ended December 31

% of Sales Revenue, net

2016

2015

2016

2015

$

144,351

$

150,988

100.0 %

100.0 %

78,960

65,391

65,015

376

209

67

100

455

$

(355) $

83,988

67,000

66,835

165

131

86

(52)

368

(420)

54.7 %

45.3 %

45.0 %

0.3 %

0.1 %

— %

0.1 %

0.3 %

55.6 %

44.4 %

44.3 %

0.1 %

0.1 %

0.1 %

— %

0.2 %

(0.2)%

(0.3)%

Effective income tax rate

n/m

n/m

(1) 

Operating expenses include Selling, general and administrative expenses and (gain)/loss on sale of assets.

35

 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

The following table identifies the components of change in revenues for 2016 compared with 2015:

2015

Increase (decrease) from:

Closed stores

Comparable stores

New stores

Other

2016

Revenues

150,988

(7,907)

(3,981)

5,028

223

144,351

$

$

Revenues decreased 4.4% in 2016 compared with 2015. The decrease was primarily the result of the loss of sales from closing 
unprofitable stores during 2016 and 2015 and a decline in comparable store sales. The decrease in comparable store sales 
resulted from fewer customer visits and a reduction in store transactions as a result of reduced consumer traffic, partially offset 
by an increase in the average sales transaction value for 2016 compared with 2015. These decreases were also offset by sales 
at newly opened stores.

KC’s cost of sales for 2016 decreased $5.0 million compared with 2015, primarily as a result of the decrease in sales, but also 
due to a shift in sales mix which resulted in a 0.9% improvement in gross margin.

The following table identifies the components of change in Operating profit for 2016 compared with 2015:

2015

Increase (decrease) from:

Closed stores

Comparable stores

Selling, general and administrative expenses and other

ACA penalty

New stores

2016

Operating profit

$

$

165

369

101

31

(156)

(134)

376

KC’s operating profit increased $0.2 million in 2016 compared with 2015 primarily as a result of closing unprofitable stores. 
Selling, general and administrative expenses were comparable in both 2016 and 2015.

KC reported a net loss of $0.4 million in both 2016 and 2015 as the $0.2 million improvement in operating profit in 2016 was 
offset by higher interest expense of $0.1 million and increased income tax expense of $0.1 million. KC’s income tax expense 
does not correlate with its income before tax as income before tax includes recognition of the ACA penalty that is not 
deductible for tax purposes.

36

 
 
 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

LIQUIDITY AND CAPITAL RESOURCES

Cash Flows
The following tables detail the change in cash flow for the years ended December 31:

Operating activities:

Net loss

Depreciation

Other

Working capital changes

Net cash provided by operating activities

Investing activities:

Expenditures for property, plant and equipment

Other

Net cash used for investing activities

2017

2016

Change

$

(3,272) $

(355) $

(2,917)

1,539

393

5,995

4,655

(1,176)

—

(1,176)

1,545

(219)

2,862

3,833

(1,188)

51

(1,137)

(6)

612

3,133

822

12

(51)

(39)

Cash flow before financing activities

$

3,479

$

2,696

$

783

Net cash provided by operating activities increased $0.8 million during 2017 compared with 2016 primarily due to the change 
in working capital partially offset by the increase in net loss. The change in working capital was attributable to a decrease in 
inventory during 2017 compared with an increase during 2016, partially offset by a decrease in accounts payable during 2017 
compared with an increase during 2016. The decrease in inventory during 2017 was primarily due to the 2017 retail store 
closures and lower inventory per store at December 31, 2017.  Additionally, the decrease in accounts payable during 2017 was 
due to the timing of inventory purchases.

Financing activities:

Cash dividends paid to NACCO
Other

Net cash used for financing activities

2017

2016

Change

$

$

(3,000) $
(70)

(3,070) $

(10,000) $
—

(10,000) $

7,000
(70)

6,930

The $6.9 million change in net cash used for financing activities during 2017 compared with 2016 was primarily the result of 
cash dividends paid to NACCO prior to the spin-off. 

Financing Activities

KC has a $20.0 million secured revolving line of credit that expires in October 2022 (the “KC Facility”). The obligations 
under the KC Facility are secured by substantially all assets of KC. The approximate book value of KC's assets held as 
collateral under the KC Facility was $43.4 million as of December 31, 2017. At December 31, 2017, the borrowing base and 
excess availability under the KC Facility were $13.6 million. KC had no borrowings outstanding under the KC Facility as of 
December 31, 2017. 

The maximum availability under the KC Facility is derived from a borrowing base formula using KC's eligible inventory and 
eligible credit card accounts receivable, as defined in the KC Facility. Borrowings bear interest at a floating rate plus a margin 
based on the excess availability under the agreement, as defined in the KC Facility, which can be either a base rate plus a 
margin of 0.75% or LIBOR plus a margin of 1.75% as of December 31, 2017. The KC Facility also requires a fee of 0.25% 
per annum on the unused commitment.

37

 
 
 
 
 
 
 
 
 
 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

The KC Facility allows for the payment of dividends to Hamilton Beach Holding, subject to certain restrictions based on 
availability and meeting a fixed charge coverage ratio as described in the KC Facility. Dividends are limited to (i) $6.0 
million in any twelve-month period, so long as KC has excess availability, as defined in the KC Facility, of at least $5.0 
million after giving effect to such payment and maintaining a minimum fixed charge coverage ratio of 1.1 to 1.0, as defined in 
the KC Facility; (ii) $2.0 million in any twelve-month period, so long as KC has excess availability, as defined in the KC 
Facility, of at least $5.0 million after giving effect to such payment and (iii) in such amounts as determined by KC, so long as 
KC has excess availability under the KC Facility of $10.0 million after giving effect to such payment. At December 31, 2017, 
KC was in compliance with all financial covenants in the KC Facility.

KC believes funds available from cash on hand, the KC Facility and operating cash flows will provide sufficient liquidity to 
meet its operating needs and commitments arising during the next twelve months and until the expiration of the KC Facility. 

Contractual Obligations, Contingent Liabilities and Commitments

Following is a table which summarizes the contractual obligations of KC as of December 31, 2017:

Payments Due by Period

Contractual Obligations

Total

2018

2019

2020

2021

2022

Thereafter

Purchase and other obligations

Operating leases

Total contractual cash obligations

$

$

28,100

54,087

82,187

$

$

28,100

17,707

45,807

$

$

— $

— $

— $

— $

12,104

8,738

5,528

3,894

12,104

$

8,738

$

5,528

$

3,894

$

—

6,116

6,116

An event of default, as defined in KC’s operating lease agreements, could cause an acceleration of the payment schedule. No 
such event of default has occurred or is anticipated to occur.

The purchase and other obligations are primarily for accounts payable, open purchase orders and accrued payroll.

Off Balance Sheet Arrangements

KC has not entered into any off balance sheet financing arrangements, other than operating leases, which are disclosed in the 
contractual obligations table above.

Capital Expenditures

Following is a table which summarizes actual and planned capital expenditures (in millions):

KC

Planned

2018

Actual

2017

Actual

2016

$

0.5

$

1.2

$

1.2

Planned expenditures in 2018 for property, plant and equipment are primarily for improvements to KC’s information 
technology infrastructure, store remodels and existing store fixtures. These expenditures are expected to be funded from 
internally generated funds and bank borrowings.

Capital Structure

Working capital is significantly affected by the seasonality of KC’s business. The following is a discussion of the changes in 
KC’s capital structure at December 31, 2017 compared with December 31, 2016 and December 31, 2016 compared with 
December 31, 2015.

38

 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

December 31, 2017 Compared with December 31, 2016

Cash and cash equivalents

Other net tangible assets

Net assets

Total debt

Total equity

Debt to total capitalization

December 31

2017

2016

Change

$

$

9,419

$

9,010

$

5,702

15,121

—

12,384

21,394

—

409

(6,682)

(6,273)

—

15,121

$

21,394

$

(6,273)

(a)

(a)

(a)

(a) 

Debt to total capitalization is not meaningful as KC has no outstanding debt at December 31, 2017 or December 31, 
2016. 

Other net tangible assets decreased $6.7 million from December 31, 2016 primarily due to decreased inventory partially offset 
by an increase in accounts payable. The decrease in inventory during 2017 was primarily due to the 2017 retail store closures 
and lower inventory per store at December 31, 2017.  Additionally, the decrease in accounts payable during 2017 was due to 
the timing of inventory purchases.
December 31, 2016 Compared with December 31, 2015

Cash and cash equivalents

Other net tangible assets

Net assets

Total debt

Total equity

Debt to total capitalization

December 31

2016

2015

Change

$

$

9,010

$

16,314

$

12,384

21,394

—

15,436

31,750

—

(7,304)

(3,052)

(10,356)

—

21,394

$

31,750

$

(10,356)

(a)

(a)

(a)

(a) 

Debt to total capitalization is not meaningful as KC has no outstanding debt at December 31, 2016 or December 31, 
2015. 

Other net tangible assets decreased $3.1 million from December 31, 2015 primarily due to an increase in accounts payable 
partially offset by an increase in inventory. The increases in accounts payable and inventory are primarily attributable to 
timing and an increase in average inventory per store at December 31, 2016 compared with December 31, 2015.

OUTLOOK

The retail environment at physical store locations continues to be challenged as changing consumer shopping patterns have led 
to declining consumer traffic to physical locations and reduced in-store transactions as consumers buy more over the Internet 
or utilize the Internet for comparison shopping.  These factors are expected to continue to reduce KC's target consumers' 
spending on housewares and small appliances in mall locations.  Given this market environment, KC continues to focus on 
optimizing its store count for current foot traffic trends.

Over the past several years the pace of new Kitchen Collection® store openings has slowed and the number of store closings 
has increased.  During 2017 KC closed 19 stores and opened six.  The Company expects this trend to continue.  Currently, 
approximately 75% of KC's store portfolio is in outlet mall locations and 25% is in traditional malls.  In 2018, KC plans to 
continue to aggressively manage its store portfolio through natural lease expirations and ongoing renegotiations of rent 
commitments, as well as early lease terminations if sales at certain stores continue to deteriorate.  By the end of 2018, KC has 
a goal of having approximately two-thirds of its stores with leases of one year or less, while also maintaining its focus on 
decreasing the number of stores to a smaller core group of profitable outlet stores in more favorable outlet mall locations.  If 
KC cannot reach acceptable terms with its landlords as leases come up for renewal, the pace of store closings could increase.

39

 
 
 
 
 
 
Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

As a result of these initiatives, KC expects revenues in 2018 to decrease compared with 2017 as it continues to prudently close 
non-performing stores.  KC plans to continue to focus on maintaining strong gross margins, reducing operating expenses and 
optimizing working capital.  However, without an increase in store traffic, the company expects the 2018 operating and net 
losses to be comparable to 2017 despite the absence of the 2017 lease termination and tax reform charges.  However, net 
losses in the first half of 2018 are expected to be higher than in the prior year and the second half of the year as a smaller tax 
benefit will be realized on the seasonally higher first half losses due to a lower effective income tax rate under the new Tax 
Act.

Due to forecasted working capital changes and capital expenditures, cash flow before financing activities is expected to result 
in a use of cash in 2018.  Capital expenditures are expected to be approximately $0.5 million.

KC aims to provide consumers with highly desirable products at affordable prices.  KC's continued focus on increasing the 
average sale per transaction, the average closure rate and the number of items per transaction through the continued refinement 
of its format and improved customer interactions to enhance customers' store experience is expected to generate sales growth 
over time.  Additionally, improved product offerings, a focus on sales of higher-margin products, merchandise mix and 
displays, closure of underperforming stores and optimizing its expense structure are expected to generate improved operating 
profit over time.  As a result, KC believes its smaller core store portfolio is well positioned to take advantage of any future 
traffic recovery.

Accounting Standards Not Yet Adopted: The Company is an emerging growth company and has elected not to opt out of the 
extended transition period for complying with new or revised accounting standards, which means that when a standard is 
issued or revised and it has different application dates for public or private companies, the Company can adopt the new or 
revised standard at the time private companies adopt the new or revised standard.

In May 2014, the FASB codified in ASC 606, "Revenue Recognition - Revenue from Contracts with Customers," which 
supersedes most current revenue recognition guidance, including industry-specific guidance, and requires an entity to 
recognize revenue in an amount that reflects the consideration to which the entity expects to be entitled in exchange for 
transferring goods or services to customers and provide additional disclosures. The effective date for nonpublic entities is 
annual reporting periods beginning after December 15, 2018, and interim periods within annual periods beginning after 
December 15, 2019. Early adoption is permitted. The Company will adopt the standard on January 1, 2018.

The Company will use the modified retrospective method with the cumulative effect of initially applying the standard 
recognized as an adjustment to equity.  The Company completed the execution of its project plan with respect to its 
implementation of this standard, including identification of revenue streams and review of contracts and procedures currently 
in place. Hamilton Beach Holding’s revenue is primarily generated from the sale of finished product to customers.  Those 
sales are recognized at a single point in time when ownership, risks and rewards transfer. The amount and timing of revenue 
recognition is not materially impacted by the new standard, thus no cumulative adjustment will be recognized upon adoption.   
As the amount and timing of revenue recognition is not materially impacted by the new standard, the adoption of the standard 
is not expected to have a material impact to the Company’s financial position, results of operations or cash flows. The 
adoption of this guidance will result in increased disclosures to help users of financial statements understand the nature, 
amount and timing of revenue and cash flows arising from contracts.

In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842)," which requires an entity to recognize assets and 
liabilities for the rights and obligations created by leased assets. For nonpublic entities, the amendments are effective for fiscal 
years beginning after December 15, 2019, and interim periods within fiscal years beginning after December 15, 2020. Early 
adoption is permitted. The Company is planning to adopt ASU 2016-02 for its fiscal year ending December 31, 2020 and is 
currently evaluating to what extent ASU 2016-02 will affect the Company's financial position, results of operations, cash flows 
and related disclosures.

40

Item 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

In February 2018, the FASB issued ASU 2018-02, "Income Statement - Reporting Comprehensive Income (Topic 220)". The 
guidance in ASU 2018-02 allows an entity to elect to reclassify the stranded tax effects related to the Tax Act from 
accumulated other comprehensive income into retained earnings.  ASU 2018-02 is effective for fiscal years beginning after 
December 15, 2018, with early adoption permitted.  The Company is currently evaluating when it will adopt ASU 2018-02 
and how and to what extent ASU 2018-02 will affect the Company's financial position, results of operations, cash flows and 
related disclosures.

FORWARD-LOOKING STATEMENTS

The statements contained in “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and 
elsewhere throughout this Annual Report on Form 10-K that are not historical facts are “forward-looking statements” within 
the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. These 
forward-looking statements are made subject to certain risks and uncertainties, which could cause actual results to differ 
materially from those presented. Readers are cautioned not to place undue reliance on these forward-looking statements, 
which speak only as of the date hereof. The Company undertakes no obligation to publicly revise these forward-looking 
statements to reflect events or circumstances that arise after the date hereof. Such risks and uncertainties with respect to each 
subsidiary's operations include, without limitation:

HBB: (1) changes in the sales prices, product mix or levels of consumer purchases of small electric and specialty housewares 
appliances, (2) changes in consumer retail and credit markets, including the increasing volume of transactions made through 
third-party internet sellers, (3) bankruptcy of or loss of major retail customers or suppliers, (4) changes in costs, including 
transportation costs, of sourced products, (5) delays in delivery of sourced products, (6) changes in or unavailability of quality 
or cost effective suppliers, (7) exchange rate fluctuations, changes in the import tariffs and monetary policies and other 
changes in the regulatory climate in the countries in which HBB buys, operates and/or sells products, (8) product liability, 
regulatory actions or other litigation, warranty claims or returns of products, (9) customer acceptance of, changes in costs of, 
or delays in the development of new products, (10) increased competition, including consolidation within the industry, (11) 
shifts in consumer shopping patterns, gasoline prices, weather conditions, the level of consumer confidence and disposable 
income as a result of economic conditions, unemployment rates or other events or conditions that may adversely affect the 
level of customer purchases of HBB's products, (12) changes mandated by federal, state and other regulation, including tax, 
health, safety or environmental legislation, and (13) the actual impact of the Tax Act may affect future earnings as the amounts 
reflected in 2017 are preliminary estimates and exact amounts will not be determined until a later date, and there may be other 
judicial or regulatory interpretations of the Tax Act that may also impact these estimates and future financial results.

KC:  (1) decreased levels of consumer visits to brick and mortar stores, (2) increased competition, including through online 
channels, (3) shifts in consumer shopping patterns, gasoline prices, weather conditions, the level of consumer confidence and 
disposable income as a result of economic conditions, unemployment rates or other events or conditions that may adversely 
affect the number of customers visiting Kitchen Collection® stores, (4) changes in the sales prices, product mix or levels of 
consumer purchases of kitchenware and small electric appliances, (5) changes in costs of inventory, including transportation 
costs, (6) delays in delivery or the unavailability of inventory, (7) customer acceptance of new products, (8) the anticipated 
impact of the opening of new stores, the ability to renegotiate existing leases and effectively and efficiently close under-
performing stores, (9) changes in the import tariffs and monetary policies and other changes in the regulatory climate in the 
countries in which KC buys, operates and/or sells products, and (10) the actual impact of the Tax Act may affect future 
earnings as the amounts reflected in 2017 are preliminary estimates and exact amounts will not be determined until a later 
date, and there may be other judicial or regulatory interpretations of the Tax Act that may also impact these estimates and 
future financial results.

41

Item 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

INTEREST RATE RISK

The Company's subsidiaries, HBB and KC, have entered into certain financing arrangements that require interest payments 
based on floating interest rates. As such, the Company's financial results are subject to changes in the market rate of interest. 
There is an inherent rollover risk for borrowings as they mature and are renewed at current market rates.  The extent of this risk 
is not quantifiable or predictable because of the variability of future interest rates and business financing requirements. To 
reduce the exposure to changes in the market rate of interest, HBB has entered into interest rate swap agreements for a portion 
of its floating rate financing arrangements. The Company does not enter into interest rate swap agreements for trading 
purposes. Terms of the interest rate swap agreements require the subsidiaries to receive a variable interest rate and pay a fixed 
interest rate.  See Note 2 and Note 7 to the Consolidated Financial Statements in this Form 10-K.

For purposes of risk analysis, the Company uses sensitivity analysis to measure the potential loss in fair value of financial 
instruments sensitive to changes in interest rates. The Company assumes that a loss in fair value is an increase to its liabilities.  
The fair value of the Company's interest rate swap agreements was a net receivable of $0.9 million at December 31, 2017. A 
hypothetical 10% decrease in interest rates would cause a decrease of $0.2 million in the fair value of interest rate swap 
agreements and the resulting fair value would be a receivable of $0.7 million.  Additionally, a hypothetical 10% increase in 
interest rates would not have a material impact to the Company's interest expense of $1.8 million at December 31, 2017.

FOREIGN CURRENCY EXCHANGE RATE RISK

HBB operates internationally and enters into transactions denominated in foreign currencies, principally the Canadian dollar, 
the Mexican peso and, to a lesser extent, the Chinese yuan and Brazilian real. As such, HBB's financial results are subject to the 
variability that arises from exchange rate movements. The fluctuation in the value of the U.S. dollar against other currencies 
affects the reported amounts of revenues, expenses, assets and liabilities. The potential impact of currency fluctuation increases 
as international expansion increases.

HBB uses forward foreign currency exchange contracts to partially reduce risks related to transactions denominated in foreign 
currencies and not for trading purposes. These contracts generally mature within twelve months and require HBB to buy or sell 
the functional currency in which the applicable subsidiary operates and buy or sell U.S. dollars at rates agreed to at the 
inception of the contracts. See Note 2 and Note 7 to the Consolidated Financial Statements in this Form 10-K.

For purposes of risk analysis, the Company uses sensitivity analysis to measure the potential loss in fair value of financial 
instruments sensitive to changes in foreign currency exchange rates. The Company assumes that a loss in fair value is either a 
decrease to its assets or an increase to its liabilities. The fair value of the Company's foreign currency exchange contracts was a 
net receivable of $0.2 million at December 31, 2017.  Assuming a hypothetical 10% weakening of the U.S. dollar compared 
with the Canadian dollar at December 31, 2017, the fair value of foreign currency-sensitive financial instruments, which 
represents forward foreign currency exchange contracts, would be decreased by $1.3 million compared with its fair value at 
December 31, 2017. It is important to note that the change in fair value indicated in this sensitivity analysis would be somewhat 
offset by changes in the fair value of the underlying receivables and payables.

Item 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

The information required by this Item 8 is set forth in the Financial Statements and Supplementary Data contained in Part IV of 
this Form 10-K and is hereby incorporated herein by reference to such information.

Item 9.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL 

DISCLOSURE

There were no disagreements with accountants on accounting and financial disclosure for the three-year period ended 
December 31, 2017.

Item 9A. CONTROLS AND PROCEDURES

Evaluation of disclosure controls and procedures: An evaluation was carried out under the supervision and with the 
participation of the Company's management, including the principal executive officer and the principal financial officer, of the 
effectiveness of the Company's disclosure controls and procedures as of the end of the period covered by this report. Based on 
that evaluation, these officers have concluded that the Company's disclosure controls and procedures are effective. 

42

Management's report on internal control over financial reporting: Management is responsible for establishing and 
maintaining adequate internal control over financial reporting. Under the supervision and with the participation of management, 
including the principal executive officer and principal financial officer, the Company conducted an evaluation of the 
effectiveness of internal control over financial reporting based on the framework in Internal Control — Integrated Framework 
issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013 framework). Based on this 
evaluation under the framework, management concluded that the Company's internal control over financial reporting was 
effective as of December 31, 2017. The Company's effectiveness of internal control over financial reporting as of December 31, 
2017 has been audited by Ernst & Young LLP, an independent registered public accounting firm, as stated in its report, which is 
included in Item 15 of this Form 10-K and incorporated herein by reference.

Changes in internal control: There have been no changes in the Company's internal control over financial reporting, that 
occurred during the fourth quarter of 2017, that have materially affected, or are reasonably likely to materially affect, the 
Company's internal control over financial reporting.

Item 9B. OTHER INFORMATION

None.

PART III

Item 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

Information with respect to Directors of the Company will be set forth in the 2018 Proxy Statement under the subheadings 
“Part II — Proposals To Be Voted On At The 2018 Annual Meeting — Proposal 1 — Election of Directors — Director 
Nominee Information,” which information is incorporated herein by reference.

Information with respect to the audit review committee and the audit review committee financial expert will be set forth in the 
2018 Proxy Statement under the subheading “Part I — Corporate Governance Information — Directors' Meetings and 
Committees,” which information is incorporated herein by reference.

Information with respect to compliance with Section 16(a) of the Securities Exchange Act of 1934 by the Company's Directors, 
executive officers and holders of more than ten percent of the Company's equity securities will be set forth in the 2018 Proxy 
Statement under the subheading “Part IV — Other Important Information — Section 16(a) Beneficial Ownership Reporting 
Compliance,” which information is incorporated herein by reference.

Information regarding the executive officers of the Company is included in this Form 10-K as Item 4 of Part I as permitted by 
Instruction 3 to Item 401(b) of Regulation S-K.

The Company has adopted a code of business conduct and ethics applicable to all Company personnel, including the principal 
executive officer, principal financial officer, principal accounting officer or controller, or other persons performing similar 
functions. The code of business conduct and ethics, entitled the “Code of Corporate Conduct,” is posted on the Company's 
website at www.hamiltonbeachbrands.com under “Governance.” 

Item 11. EXECUTIVE COMPENSATION

Information with respect to executive compensation will be set forth in the 2018 Proxy Statement under the headings “Part III 
— Executive Compensation Information” which information is incorporated herein by reference.

Item 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED 

STOCKHOLDER MATTERS

Information with respect to security ownership of certain beneficial owners and management will be set forth in the 2018 Proxy 
Statement under the subheading “Part IV — Other Important Information — Beneficial Ownership of Class A Common and 
Class B Common,” which information is incorporated herein by reference.
Item 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE

Information with respect to certain relationships and related transactions will be set forth in the 2018 Proxy Statement under the 
subheadings “Part I — Corporate Governance Information — Review and Approval of Related Person Transactions,” which 
information is incorporated herein by reference.

43

Item 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES

Information with respect to principal accountant fees and services will be set forth in the 2018 Proxy Statement under the 
heading “Part II — Proposals To Be Voted On At The 2018 Annual Meeting — Proposal 2 — Ratification of the Appointment 
of Ernst & Young LLP as the Company's Independent Registered Public Accounting Firm for 2018,” which information is 
incorporated herein by reference.

PART IV

Item 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

(a)(1) Documents that are filed as part of this report

The response to Item 15(a)(1) is set forth beginning at page F-2 of this Form 10-K.

(a)(2) Financial Statement Schedules 

The response to Item 15(a)(2) is set forth beginning at page F-2 of this Form 10-K.

(a)(3) and (b) Exhibits required by Item 601 of Regulation S-K

The response to Item 15(a)(3) and (b) is set forth as follows:

(2) Plan of acquisition, reorganization, arrangement, liquidation or succession.

Separation Agreement, dated as of September 29, 2017, between NACCO Industries, Inc. and Hamilton Beach Brands 
Holding Company is incorporated by reference to Exhibit 10.40 of Hamilton Beach Brands Holding Company's 
Current Report on Form 8-K, filed on October 4, 2017.

  2.1

(3) Articles of Incorporation and By-laws.

Amended and Restated Certificate of Incorporation of Hamilton Beach Brands Holding Company (incorporated herein by 
reference to Exhibit 3.1 to the Hamilton Beach Brands Holding Company Registration Statement on Form 8-A, filed by 
Hamilton Beach Brands Holding Company on September 22, 2017, Commission File Number 000-55845).

Amended and Restated Bylaws of Hamilton Beach Brands Holding Company (incorporated herein by reference to Exhibit 3.2 
to the Hamilton Beach Brands Holding Company Registration Statement on Form 8-A, filed by Hamilton Beach Brands 
Holding Company on September 22, 2017, Commission File Number 000-55845).

  3.1

  3.2

(4) Instruments defining the rights of security holders, including indentures.

Specimen of Hamilton Beach Brands Holding Company Class A Common Stock certificate, is incorporated by reference to 
Exhibit 4.1 of Amendment No. 2 of the Hamilton Beach Brands Holding Company’s S-1 Registration Statement filed on 
September 18, 2017.

Specimen of Hamilton Beach Brands Holding Company Class B Common Stock certificate, is incorporated by reference to 
Exhibit 4.2 of Amendment No. 2 of the Hamilton Beach Brands Holding Company’s S-1 Registration Statement filed on 
September 18, 2017.

  4.1

  4.2

(10) Material Contracts.

Transition Services Agreement, dated as of September 29, 2017, between NACCO Industries, Inc. and Hamilton Beach Brands 
Holding Company, is incorporated by reference to Exhibit 10.2 of Hamilton Beach Brands Holding Company's Current Report 
on Form 8-K, filed on October 4, 2017.

Tax Allocation Agreement, dated as of September 29, 2017, between NACCO Industries, Inc. and Hamilton Beach Brands 
Holding Company, is incorporated by reference to Exhibit 10.3 of Hamilton Beach Brands Holding Company's Current Report 
on Form 8-K, filed on October 4, 2017.

Stockholders' Agreement, dated as of September 29, 2017, among Hamilton Beach Brands Holding Company, the other 
signatories thereto and Hamilton Beach Brands Holding Company, as depository, is incorporated by reference to Exhibit 10.4 
of Hamilton Beach Brands Holding Company's Current Report on Form 8-K, filed on October 4, 2017.

Transfer Restriction Agreement, dated as of September 29, 2017, by and among the Issuer, NACCO and the signatories thereto, 
is incorporated by reference to Exhibit 2 of Schedule 13D, filed on October 6, 2017.

The Retirement Benefit Plan for Alfred M. Rankin, Jr. (Amended and Restated Effective as of January 1, 2014) (incorporated 
herein by reference to Exhibit 10.2 to the NACCO Industries, Inc. Current Report on Form 8-K, filed by NACCO Industries, 
Inc. on February 14, 2014, Commission File Number 1-9172).

10.1

10.2

10.3

10.4

10.5*

44

NACCO Industries, Inc. Unfunded Benefit Plan (Amended and Restated Effective as of January 1,  2014) (incorporated 
herein by reference to Exhibit 10.3 to the NACCO Industries, Inc. Current Report on Form 8-K, filed by NACCO 
Industries, Inc. on February  14, 2014, Commission File Number 1-9172).

NACCO Industries, Inc. Non-Employee Directors’ Equity Compensation Plan (Amended and Restated May  9, 2017) 
(incorporated by reference to Exhibit 10.1 to the NACCO Industries, Inc. Current Report on Form 8-K, filed by NACCO 
Industries, Inc. on May 10, 2017, Commission File Number 1-9172).

NACCO Industries, Inc. Executive Long-Term Incentive Compensation Plan (Amended and Restated March  1, 2017) 
(incorporated by reference to Exhibit 10.2 to the NACCO Industries, Inc. Current Report on Form 8-K, filed by NACCO 
Industries, Inc. on May 10, 2017, Commission File Number 1-9172).

Form of Cashless Exercise Award Agreement for the NACCO Industries, Inc. Executive Long-Term Incentive 
Compensation Plan (incorporated herein by reference to Exhibit 10.1 to the NACCO Industries, Inc. Quarterly Report on 
Form 10-Q, filed by NACCO Industries, Inc. on August 1, 2017, Commission File Number 1-9172).

Form of Non-Cashless Exercise Award Agreement for the NACCO Industries, Inc. Executive Long-Term Incentive 
Compensation Plan (incorporated herein by reference to Exhibit 10.2 to the NACCO Industries, Inc. Quarterly Report on 
Form 10-Q, filed by NACCO Industries, Inc. on August 1, 2017, Commission File Number 1-9172).

NACCO Industries, Inc. Supplemental Executive Long-Term Incentive Bonus Plan (Amended and Restated March 1, 
2012) (incorporated herein by reference to Appendix B to the NACCO Industries, Inc. Definitive Proxy Statement, filed by 
NACCO Industries, Inc. on March 16, 2012, Commission File Number 1-9172).

Form of Award Agreement for the NACCO Industries, Inc. Supplemental Executive Long-Term Incentive Bonus Plan 
(incorporated by reference to Exhibit 10.8 to the NACCO Industries, Inc. Current Report on Form 8-K, filed by NACCO 
Industries, Inc. on September 17, 2012, Commission File Number 1-9172).

NACCO Industries, Inc. Executive Excess Retirement Plan (Effective as of September  28, 2012) (incorporated by 
reference to Exhibit 10.2 to the NACCO Industries, Inc. Current Report on Form 8-K, filed by NACCO Industries, Inc. on 
September 17, 2012, Commission File Number 1-9172).

NACCO Industries, Inc. Annual Incentive Compensation Plan (Effective as of September  28, 2012) (incorporated herein 
by reference to Appendix A to the NACCO Industries, Inc. Definitive Proxy Statement, filed by NACCO Industries, Inc. 
on March 22, 2013, Commission File Number 1-9172).

Hamilton Beach Brands, Inc. Long-Term Incentive Compensation Plan (Amended and Restated Effective March  1, 2015) 
is incorporated herein by reference to Exhibit 10.2 to NACCO Industries, Inc. Current Report on Form 8-K, filed by 
NACCO Industries, Inc. on May 18, 2015, Commission File Number 1-9172.

The Hamilton Beach Brands, Inc. Annual Incentive Compensation Plan (Effective January  1, 2014) (incorporated herein 
by reference to Exhibit 10.1 to the NACCO Industries, Inc. Current Report on Form 8-K, filed by NACCO Industries, Inc. 
on May 9, 2014, Commission File Number 1-9172).

The Hamilton Beach Brands, Inc. Excess Retirement Plan (As Amended and Restated Effective January  1, 2015) 
(incorporated herein by reference to Exhibit 10.71 to the NACCO Industries, Inc. Annual Report on Form 10-K for the 
fiscal year ended December 31, 2014, Commission File Number 1-9172).

Amendment No.1 to The Hamilton Beach Brands, Inc. Excess Retirement Plan (As Amended and Restated Effective 
January  1, 2015) (incorporated herein by reference to Exhibit 10.77 to the NACCO Industries, Inc. Annual Report on 
Form 10-K for the fiscal year ended December 31, 2015, Commission File Number 1-9172).
Credit Agreement, dated as of April 29, 2010, among The Kitchen Collection, Inc., the borrowers and guarantors thereto, 
Wells Fargo Retail Finance, LLC and the other lenders thereto is incorporated herein by reference to Exhibit 10.27 to the 
NACCO Industries, Inc. Quarterly Report on Form 10-Q/A, filed by NACCO Industries, Inc. on March 20, 2013, 
Commission File Number 1-9172.
First Amendment to Credit Agreement, dated as of August  7, 2012, among The Kitchen Collection, LLC, as successor to 
The Kitchen Collection, Inc., the borrowers and guarantors thereto, Wells Fargo Bank, National Association, as successor 
to Wells Fargo Retail Finance, LLC, and the other lenders thereto is incorporated herein by reference to Exhibit 10.28 to 
the NACCO Industries, Inc. Quarterly Report on Form 10-Q/A, filed by NACCO Industries, Inc. on March 20, 2013, 
Commission File Number 1-9172.

Second Amendment to Credit Agreement, dated as of September  19, 2014, among The Kitchen Collection, LLC, as 
successor to The Kitchen Collection, Inc., the borrowers and guarantors thereto, Wells Fargo Bank, National Association, 
as successor to Wells Fargo Retail Finance, LLC, is incorporated herein by reference to Exhibit 10.1 to NACCO Industries, 
Inc. Current Report on Form 8-K, filed by NACCO Industries, Inc. on September 19, 2014, Commission File 
Number 1-9172.

Amended and Restated Credit Agreement by and among Wells Fargo Bank, National Association, as Administrative Agent, 
Wells Fargo Capital Finance, LLC, as Sole Lead Arranger and Sole Lead Bookrunner, the Lenders that are Parties thereto 
as the Lenders, Hamilton Beach Brands, Inc. (as US Borrower), and Hamilton Beach Brands Canada, Inc. (as Canadian 
Borrower), as Borrowers, dated as of May 31, 2012 is incorporated herein by reference to Exhibit 10.1 to NACCO 
Industries, Inc. Current Report on Form 8-K, filed by NACCO Industries, Inc. on June 6, 2012, Commission File Number 
1-9172.

Amended and Restated Guaranty and Security Agreement, dated as of May  31, 2012, among Hamilton Beach Brands, Inc. 
and Hamilton Beach, Inc., as Grantors, and Wells Fargo Bank, National Association, as Administrative Agent is 
incorporated herein by reference to Exhibit 10.2 to the NACCO Industries, Inc. Current Report on Form 8-K, filed by 
NACCO Industries, Inc. on June 6, 2012, Commission File Number 1-9172.

Amended and Restated Canadian Guarantee and Security Agreement, dated as of May  31, 2012, among Hamilton Beach 
Brands Canada, Inc., as Grantor, and Wells Fargo Bank, National Association, as Administrative Agent is incorporated 
herein by reference to Exhibit 10.3 to the NACCO Industries, Inc. Current Report on Form 8-K, filed by NACCO 
Industries, Inc. on June 6, 2012, Commission File Number 1-9172.

10.6*

10.7*

10.8*

10.9*

10.10*

10.11*

10.12*

10.13*

10.14*

10.15*

10.16*

10.17*

10.18*

10.19

10.20

10.21

10.22

10.23

10.24

45

  
  
  
  
  
  
  
  
  
  
  
Amendment No.1 to Amended and Restated Credit Agreement by and among Wells Fargo Bank, National Association, as 
Administrative Agent, the Lenders that are Parties Hereto as the Lenders, Hamilton Beach Brands, Inc. (as US Borrower), 
and Hamilton Beach Brands Canada, Inc. (as Canadian Borrower), as Borrowers, dated as of July 29, 2014 is incorporated 
herein by reference to Exhibit 10.1 to the NACCO Industries, Inc. Quarterly Report on Form 10-Q, filed by NACCO 
Industries, Inc. on July 30, 2014, Commission File Number 1-9172.

Amendment No.2 to Amended and Restated Credit Agreement by and among Wells Fargo Bank, National Association, as 
Administrative Agent, the Lenders that are Parties Hereto as the Lenders, Hamilton Beach Brands, Inc. (as US Borrower), 
and Hamilton Beach Brands Canada, Inc. (as Canadian Borrower), as Borrowers, dated as of November 20, 2014 is 
incorporated herein by reference to Exhibit 10.66 to NACCO Industries, Inc. Annual Report on Form 10-K for the fiscal 
year ended December 31, 2014, Commission File Number 1-9172.

Amendment No. 3 to Amended and Restated Credit Agreement by and among Wells Fargo Bank, National Association, as 
Administrative Agent, the Lenders that are Parties Hereto as the Lenders, Hamilton Beach Brands, Inc. (as Parent), and 
Weston Brands, LLC (as Weston) (collectively referred to as US Borrowers), and Hamilton Beach Brands Canada, Inc. (as 
Canadian Borrower), dated December 23, 2015 is incorporated herein by reference to Exhibit 10.72 to the NACCO 
Industries, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2015, Commission File 1-9172.

Amendment No. 4 to Amended and Restated Credit Agreement by and among Wells Fargo Bank, National Association, as 
Administrative Agent, the Lenders that are Parties Hereto as the Lenders, Hamilton Beach Brands, Inc. (as Parent), and 
Weston Brands, LLC (as Weston) (collectively referred to as US Borrowers), and Hamilton Beach Brands Canada, Inc. (as 
Canadian Borrower), dated June 30, 2016 is incorporated herein by reference to Exhibit 10.1 to NACCO Industries, Inc. 
Quarterly Report on Form 10-Q, file by NACCO Industries, Inc. on August 2, 2016, Commission File Number I-9172.

Amendment No. 5 to Amended and Restated Credit Agreement by and among Wells Fargo Bank, National Association, as 
Administrative Agent, the Lenders that are Parties Hereto as the Lenders, Hamilton Beach Brands, Inc. (as Parent), and 
Weston Brands, LLC (as Weston) (collectively referred to as US Borrowers), and Hamilton Beach Brands Canada, Inc. (as 
Canadian Borrower), dated September 13, 2017, is incorporated by reference to Exhibit 10.29 of Amendment No. 2 of the 
Hamilton Beach Brands Holding Company’s S-1 Registration Statement filed on September 18, 2017.

Amendment No.1 to NACCO Industries, Inc. Executive Excess Retirement Plan (Effective as of September 28, 2012), is 
incorporated by reference to Exhibit 10.30 of Amendment No. 2 of the Hamilton Beach Brands Holding Company’s S-1 
Registration Statement filed on September 18, 2017.

Amendment No. 1 to Hamilton Beach Brands, Inc. Long-Term Incentive Compensation Plan (Amended and Restated 
Effective March 1, 2015), is incorporated by reference to Exhibit 10.31 of Amendment No. 2 of the Hamilton Beach 
Brands Holding Company’s S-1 Registration Statement filed on September 18, 2017.

Amendment No. 1 The Hamilton Beach Brands, Inc. Annual Incentive Compensation Plan (Effective January 1, 2014), is 
incorporated by reference to Exhibit 10.32 of Amendment No. 2 of the Hamilton Beach Brands Holding Company’s S-1 
Registration Statement filed on September 18, 2017.

Amendment No.2 to The Hamilton Beach Brands, Inc. Excess Retirement Plan (As Amended and Restated Effective 
January 1, 2015), is incorporated by reference to Exhibit 10.33 of Amendment No. 2 of the Hamilton Beach Brands 
Holding Company’s S-1 Registration Statement filed on September 18, 2017.

Hamilton Beach Brands Holding Company Executive Long-Term Equity Incentive Plan (Effective September 29, 2017), is 
incorporated by reference to Exhibit 10.34 of Amendment No. 2 of the Hamilton Beach Brands Holding Company’s S-1 
Registration Statement filed on September 18, 2017.

Hamilton Beach Brands Holding Company Non-Employee Director’s Equity Compensation Plan (Effective September 29, 
2017), is incorporated by reference to Exhibit 10.35 of Amendment No. 2 of the Hamilton Beach Brands Holding 
Company’s S-1 Registration Statement filed on September 18, 2017.

Form of Cashless Exercise Award Agreement for the Hamilton Beach Brands Holding Company Executive Long-Term 
Equity Incentive Plan, is incorporated by reference to Exhibit 10.36 of Amendment No. 2 of the Hamilton Beach Brands 
Holding Company’s S-1 Registration Statement filed on September 18, 2017.

Form of Non-Cashless Exercise Award Agreement for the Hamilton Beach Brands Holding Company Executive Long-
Term Equity Incentive Plan is incorporated by reference to Exhibit 10.37 of Amendment No. 2 of the Hamilton Beach 
Brands Holding Company’s S-1 Registration Statement filed on September 18, 2017.

Hamilton Beach Brands Holding Company Supplemental Executive Long-Term Incentive Bonus Plan (Effective 
September 29, 2017), is incorporated by reference to Exhibit 10.38 of Amendment No. 2 of the Hamilton Beach Brands 
Holding Company’s S-1 Registration Statement filed on September 18, 2017.

Form of Award Agreement for the Hamilton Beach Brands Holding Company Supplemental Executive Long-Term 
Incentive Bonus Plan, is incorporated by reference to Exhibit 10.39 of Amendment No. 2 of the Hamilton Beach Brands 
Holding Company’s S-1 Registration Statement filed on September 18, 2017.

Third Amendment to Credit Agreement by and among The Kitchen Collection, LLC, as Lead Borrower, Borrowers hereto, 
Guarantors hereto, Lenders hereto and Wells Fargo Bank, National Association, as Administrative Agent, Collateral Agent 
and Swing Line Lender, dated as of October 20, 2017 is incorporated by reference to Exhibit 10.13 of the Hamilton Beach 
Brands Holding Company’s Form 10-Q filed on November 1, 2017.

10.25

10.26

10.27

10.28

10.29

10.30*

10.31*

10.32*

10.33*

10.34*

10.35*

10.36*

10.37*

10.38*

10.39*

10.40

(21) Subsidiaries of the registrant.

21.1

 A list of the subsidiaries of the Company is attached hereto as Exhibit 21.

(23) Consents of experts and counsel.

23.1

Consents of experts and counsel.

(31) Rule 13a-14(a)/15d-14(a) Certifications.

46

31(i)(1) 

31(i)(2) 

(32)

101.INS

101.SCH

101.CAL

101.DEF

Certification of Gregory H. Trepp pursuant to Rule 13a-14(a)/15d-14(a) of the Exchange Act is attached hereto as Exhibit 31(i)
(1).

Certification of James H. Taylor pursuant to Rule 13a-14(a)/15d-14(a) of the Exchange Act is attached hereto as Exhibit 31(i)
(2).

Certifications pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 
signed and dated by Gregory H. Trepp and James H. Taylor

XBRL Instance Document

XBRL Taxonomy Extension Schema Document

XBRL Taxonomy Extension Calculation Linkbase Document

XBRL Taxonomy Extension Definition Linkbase Document

101.LAB

XBRL Taxonomy Extension Label Linkbase Document

101.PRE

XBRL Taxonomy Extension Presentation Linkbase Document

*

Management contract or compensation plan or arrangement required to be filed as an exhibit pursuant to Item15(b) of this
Annual Report on Form 10-K.

47

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this 
report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

Hamilton Beach Brands Holding Company

(Registrant)

Signature

By:   /s/ James H. Taylor

James H. Taylor

Title

Date

Vice President, Chief Financial Officer and 
Treasurer
(Principal Financial Officer)/(Principal 
Accounting Officer)

March 7, 2018

POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of Hamilton Beach Brands Holding Company hereby 
appoints James H. Taylor as the true and lawful attorney or attorney-in-fact, with full power of substitution and revocation, for 
the undersigned and in the name, place and stead of the undersigned, to sign on behalf of the undersigned as director of Hamilton 
Beach Brands Holding Company, a Delaware corporation, an Annual Report pursuant to Section 13 of the Securities Exchange 
Act of 1934 on Form 10-K for the fiscal year ended December 31, 2017 and to sign any and all amendments to such Annual Report, 
and to file the same, with all exhibits thereto, and other documents in connection therewith, with the Securities and Exchange 
Commission, granting to said attorney or attorney-in-fact full power and authority to do so and perform each and every act and 
thing requisite and necessary to be done in and about the premises, as fully to all intents and purposes as the undersigned might 
or could do in person, hereby ratifying and confirming all that said attorney or attorney-in-fact substitute or substitutes may lawfully 
do or cause to be done by virtue hereof.

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons 
on behalf of the registrant and in the capacities and on the dates indicated.

Signature

Title

Date

/s/ Gregory H. Trepp

Gregory H. Trepp

/s/ James H. Taylor

James H. Taylor

/s/ Mark R. Belgya

Mark R. Belgya

/s/ J.C. Butler, Jr.

J.C. Butler, Jr.

/s/ John P. Jumper

John P. Jumper

President and Chief Executive Officer (Principal
Executive Officer)

March 7, 2018

Vice President, Chief Financial Officer and 
Treasurer
(Principal Financial Officer)/(Principal Accounting 
Officer)

Director

Director

Director

48

March 7, 2018

March 7, 2018

March 7, 2018

March 7, 2018

 
 
 
 
/s/ Dennis W. LaBarre

Dennis W. LaBarre

/s/ Michael S. Miller

Michael S. Miller

/s/ Roger F. Rankin

Roger F. Rankin

/s/ Alfred M. Rankin, Jr.

Alfred M. Rankin, Jr.

/s/ Thomas T. Rankin

Thomas T. Rankin

/s/ James A. Ratner

James A. Ratner

/s/ David F. Taplin

David F. Taplin

Signature

Title

Date

March 7, 2018

March 7, 2018

March 7, 2018

March 7, 2018

March 7, 2018

March 7, 2018

March 7, 2018

Director

Director

Director

Director

Director

Director

Director

49

ANNUAL REPORT ON FORM 10-K 

ITEM 8, ITEM 15(a)(1) AND (2)

LIST OF FINANCIAL STATEMENTS AND FINANCIAL STATEMENT SCHEDULE

FINANCIAL STATEMENTS

FINANCIAL STATEMENT SCHEDULE

YEAR ENDED DECEMBER 31, 2017 

HAMILTON BEACH BRANDS HOLDING COMPANY

GLEN ALLEN, VIRGINIA 

F-1

FORM 10-K

ITEM 15(a)(1) AND (2)
HAMILTON BEACH BRANDS HOLDING COMPANY

LIST OF FINANCIAL STATEMENTS AND FINANCIAL STATEMENT SCHEDULE

The following consolidated financial statements of Hamilton Beach Brands Holding Company are incorporated by reference in 
Item 8:

Report of Ernst & Young LLP, Independent Registered Public Accounting Firm — For each of the three years in the period ended 
December 31, 2017.

Report of Ernst & Young LLP, Independent Registered Public Accounting Firm on Internal Control over Financial Reporting — As 
of December 31, 2017.

Consolidated Statements of Operations — Year ended December 31, 2017, 2016 and 2015.

Consolidated Statements of Comprehensive Income — Year ended December 31, 2017, 2016, and 2015

Consolidated Balance Sheets — December 31, 2017 and December 31, 2016.

Consolidated Statements of Cash Flows — Year ended December 31, 2017, 2016 and 2015.

Consolidated Statements of Equity — Year ended December 31, 2017, 2016 and 2015.

Notes to Consolidated Financial Statements.

F-3

F-4

F-5

F-6

F-7

F-8

F-9

F-10

The following consolidated financial statement schedule of Hamilton Beach Brands Holding Company is included in 
Item 15(a)(2):

Schedule II — Valuation and Qualifying Accounts

All other schedules for which provision is made in the applicable accounting regulation of the SEC are not required under the 
related instructions or are inapplicable, or the required information is shown in the consolidated financial statements, and 
therefore have been omitted.

F-2

Report of Independent Registered Public Accounting Firm

To the Board of Directors and Stockholders of Hamilton Beach Brands Holding Company

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheets of Hamilton Beach Brands Holding Company (the Company) 
as of December 31, 2017 and 2016, the related consolidated statements of operations, comprehensive income, cash flows and 
equity for each of the three years in the period ended December 31, 2017, and the related notes and the financial statement 
schedule listed in the Index at Item 15(a) (collectively referred to as the “consolidated financial statements”). In our opinion, 
the consolidated financial statements present fairly, in all material respects, the financial position of the Company at December 
31, 2017 and 2016, and the results of its operations and its cash flows for each of the three years in the period ended December 
31, 2017, in conformity with U.S. generally accepted accounting principles.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(PCAOB), the Company’s internal control over financial reporting as of December 31, 2017, based on criteria established in 
Internal Control-Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission 
(2013 framework), and our report dated March 7, 2018 expressed an unqualified opinion thereon.

Basis for Opinion

These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on 
the Company’s financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are 
required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable 
rules and regulations of the Securities and Exchange Commission and the PCAOB.  

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to 
error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial 
statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included 
examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included 
evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall 
presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion. 

We have served as the Company’s auditor since 2017.

Cleveland, Ohio

March 7, 2018

/s/ Ernst & Young LLP

F-3

Report of Independent Registered Public Accounting Firm

To the Board of Directors and Stockholders of Hamilton Beach Brands Holding Company

Opinion on Internal Control over Financial Reporting

We have audited Hamilton Beach Brands Holding Company’s internal control over financial reporting as of December 31, 
2017, based on criteria established in Internal Control-Integrated Framework issued by the Committee of Sponsoring 
Organizations of the Treadway Commission (2013 framework) (the COSO criteria). In our opinion, Hamilton Beach Brands 
Holding Company (the Company) maintained, in all material respects, effective internal control over financial reporting as of 
December 31, 2017, based on the COSO criteria.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(PCAOB), the 2017 consolidated financial statements of the Company and our report dated March 7, 2018 expressed an 
unqualified opinion thereon.

Basis for Opinion

The Company's management is responsible for maintaining effective internal control over financial reporting and for its 
assessment of the effectiveness of internal control over financial reporting included in the accompanying Management’s report 
on internal control over financial reporting in Item 9A. Our responsibility is to express an opinion on the Company’s internal 
control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are 
required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable 
rules and regulations of the Securities and Exchange Commission and the PCAOB.  

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all 
material respects. 

Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material 
weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and 
performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a 
reasonable basis for our opinion.

Definition and Limitations of Internal Control Over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures 
that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and 
dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit 
preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and 
expenditures of the company are being made only in accordance with authorizations of management and directors of the 
company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or 
disposition of the company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

Cleveland, Ohio

March 7, 2018

/s/ Ernst & Young LLP

F-4

HAMILTON BEACH BRANDS HOLDING COMPANY
CONSOLIDATED STATEMENTS OF OPERATIONS

Revenues

Cost of sales

Gross profit

Operating expenses

Selling, general and administrative expenses

Amortization of intangible assets

Operating profit

Other expense

Interest expense

Other, net, including interest income

Income before income tax provision

Income tax provision

Net income

Basic earnings per share

Diluted earnings per share

Basic weighted average shares outstanding

Diluted weighted average shares outstanding

See notes to consolidated financial statements.

Year Ended December 31

2017

2016

2015

(In thousands, except per share data)

$

740,749

$

745,357

$

546,928

193,821

154,305

1,381

155,686

38,135

1,831

227

2,058

36,077

18,172

17,905

1.31

1.31

13,673

13,685

$

$

$

551,586

193,771

149,016

1,381

150,397

43,374

1,374

837

2,211

41,163

14,984

26,179

1.91

1.91

13,673

13,673

$

$

$

$

$

$

767,862

577,134

190,728

153,793

1,381

155,174

35,554

1,962

1,556

3,518

32,036

12,325

19,711

1.44

1.44

13,673

13,673

F-5

 
 
 
 
 
 
 
 
 
HAMILTON BEACH BRANDS HOLDING COMPANY
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

Net income

Foreign currency translation adjustment

Current period cash flow hedging activity, net of $293 tax benefit in 2017, 
$152 tax expense in 2016, and $168 tax expense in 2015
Reclassification of hedging activities into earnings, net of $275 tax benefit in
2017, $67 tax benefit in 2016, and $235 tax expense in 2015

Current period pension plan adjustment, net of $936 tax expense in 2017,
$176 tax benefit in 2016, and $488 tax benefit in 2015

Reclassification of pension adjustments into earnings, net of $205 tax benefit
in 2017, $195 tax benefit in 2016, and $236 tax benefit in 2015

Total other comprehensive income (loss)

Comprehensive income

See notes to consolidated financial statements.

Year Ended December 31

2017

2016

2015

(In thousands)

$

17,905

$

26,179

$

19,711

689

(749)

641

1,510

306

2,397

20,302

$

$

(2,078)

(2,756)

168

105

(385)

313

399

(382)

(757)

512

$

$

(1,877) $

(2,984)

24,302

$

16,727

F-6

 
 
 
 HAMILTON BEACH BRANDS HOLDING COMPANY
CONSOLIDATED BALANCE SHEETS 

December 31

2017

2016

(In thousands, except share
data)

$

10,906

$

11,340

114,100

134,744

8,835

268,585

19,083

6,253

5,900

12,825

10,466

3,121

104,074

128,415

8,586

252,415

15,943

6,253

7,282

17,504

7,968

3,468

$

326,233

$

310,833

$

143,012

$

121,253

9,189

31,346

17,302

11,418

18,679

9,705

12,714

17,443

15,056

13,779

230,946

189,950

20,000

28,879

26,000

29,615

279,825

245,565

—

—

88

48

—

—

—

—

47,773

12,603

75,031

6,738

(14,104)

(16,501)

46,408

65,268

$

326,233

$

310,833

ASSETS

Current assets

Cash and cash equivalents

Accounts receivable, net of allowances of $15,341 and $15,512 in 2017 and 2016,
respectively

Inventories, net

Prepaid expenses and other

Total current assets

Property, plant and equipment, net

Goodwill

Other intangibles, net

Deferred income taxes

Deferred costs

Other non-current assets

Total assets

LIABILITIES AND EQUITY

Current liabilities

Accounts payable

Accounts payable to NACCO Industries, Inc.

Revolving credit agreements

Accrued payroll

Accrued cooperative advertising

Other current liabilities

Total current liabilities

Revolving credit agreements

Other long-term liabilities

Total liabilities

Stockholders’ equity

Common stock, par value $1.00 per share, 1,000 shares authorized, 100 shares
outstanding as of December 31, 2016

Preferred stock, par value $0.01 per share, 5 million shares authorized, no shares
outstanding as of December 31, 2017

Class A, par value $0.01 per share, 70 million shares authorized, 8,865,207 shares
outstanding as of December 31, 2017 and no shares outstanding as of December
31, 2016

Class B, par value $0.01 per share, convertible into Class A on a one-for-one basis,
30 million shares authorized, 4,808,225 shares outstanding as of December 31,
2017 and no shares outstanding as of December 31, 2016

Capital in excess of par value

Retained earnings

Accumulated other comprehensive loss

Total stockholders’ equity

Total liabilities and equity

See notes to consolidated financial statements.

F-7

 
 
 
 
 
 
 
 
 
 
 
 
HAMILTON BEACH BRANDS HOLDING COMPANY
CONSOLIDATED STATEMENTS OF CASH FLOWS 

Operating Activities

Net income

Adjustments to reconcile net income to net cash provided by operating
activities:

Depreciation and amortization
Amortization of deferred financing fees
Deferred income taxes
Other

Working capital changes, excluding the effect of business acquisitions:

Affiliate receivable/payable
Accounts receivable
Inventories
Other current assets
Accounts payable
Other liabilities

Net cash provided by operating activities
Investing Activities

Expenditures for property, plant and equipment
Acquisition of business
Proceeds from the sale of assets
Net cash used for investing activities
Financing Activities

Net additions (reductions) to revolving credit agreements

Cash dividends to NACCO Industries, Inc.

Cash dividends on Class A Common and Class B Common
Financing fees paid

Net cash used for financing activities

Effect of exchange rate changes on cash

Cash and Cash Equivalents

Increase (decrease) for the year
Balance at the beginning of the year
Balance at the end of the year

See notes to consolidated financial statements.

Year Ended December 31

2017

2016

2015

(In thousands)

$

17,905

$

26,179

$

19,711

5,611
204
3,942
(822)

(516)
(10,026)
(6,329)
(247)
21,759
1,959
33,440

(7,374)
—
21
(7,353)

12,630

(38,000)

(1,162)
(70)
(26,602)
81

6,226
225
1,787
(952)

992
(1,747)
(1,806)
(707)
26,890
5,476
62,563

(6,002)
—
77
(5,925)

(19,651)

(42,000)

—
(186)
(61,837)
(259)

(434)
11,340
10,906

$

(5,458)
16,798
11,340

$

$

6,308
244
(1,679)
(155)

3,630
7,842
14,423
667
(23,861)
(642)
26,488

(6,171)
(413)
41
(6,543)

4,912

(15,000)

—
—
(10,088)
(46)

9,811
6,987
16,798

F-8

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, January 1, 2015

Net income

Cash dividends to NACCO Industries, Inc.

Current period other comprehensive (loss) income

Reclassification adjustment to net income

Balance, December 31, 2015

Net income

Cash dividends to NACCO Industries, Inc.

Current period other comprehensive (loss) income

Reclassification adjustment to net income

Balance, December 31, 2016

Net income

Issuance of common stock, net of conversions

Cash dividends to NACCO Industries, Inc.

Cash dividends on Class A Common and Class B Common:  $0.085 per
share

Current period other comprehensive income (loss)

Reclassification adjustment to net income

Balance, December 31, 2017

See notes to consolidated financial statements.

HAMILTON BEACH BRANDS HOLDING COMPANY
CONSOLIDATED STATEMENTS OF EQUITY 

Accumulated Other Comprehensive
Income (Loss)

Class A
Common
Stock

Class B
Common
Stock

Capital
in Excess
of Par
Value

Retained
Earnings

Foreign
Currency
Translation
Adjustment

Deferred
Gain (Loss)
on Cash
Flow
Hedging

Pension
Plan
Adjustment

Total
Stockholders'
Equity

$

— $

— $ 75,031 $ 17,848

$

(3,789)

$

326

$

(8,177) $

(In thousands, except per share data)

—

—

—

—

—

—

—

—

—

19,711

— (15,000)

—

—

—

—

—

—

(2,756)

—

—

—

399

(382)

—

—

(757)

512

$

— $

— $ 75,031 $ 22,559

$

(6,545)

$

343

$

(8,422) $

81,239

19,711

(15,000)

(3,114)

130

82,966

26,179

(42,000)

(2,295)

418

65,268

17,905

—

(38,000)

(1,162)

1,450

947

—

—

(385)

313

$

(8,494) $

—

—

—

—

1,510

306

$

(6,678) $

46,408

—

—

—

—

—

—

—

—

—

26,179

— (42,000)

—

—

—

—

—

—

(2,078)

—

$

— $

— $ 75,031 $

6,738

$

(8,623)

$

—

88

—

—

—

—

—

48

—

17,905

(136)

—

— (27,122)

(10,878)

—

—

—

—

—

—

(1,162)

—

—

—

—

—

—

689

—

$

88 $

48 $ 47,773 $ 12,603

$

(7,934)

$

—

—

168

105

616

—

—

—

—

(749)

641

508

F-9

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

NOTE 1—Principles of Consolidation and Nature of Operations 

The accompanying Consolidated Financial Statements include the accounts of Hamilton Beach Brands Holding Company 
("Hamilton Beach Holding” or the “Company”). 

Hamilton Beach Holding is an operating holding company for two separate businesses.  The Company includes the required 
intercompany eliminations between the two separate businesses and certain federal tax attributes.  Costs incurred as a stand-
alone public entity are allocated to the HBB segment.  The only material assets held by Hamilton Beach Holding are its 
investments in consolidated subsidiaries, and substantially all of its cash flows are provided by dividends paid or distributions 
made by its subsidiaries.  The Company's subsidiaries operate in the following principal industries: consumer, commercial and 
specialty small appliances and specialty retail. The Company manages its subsidiaries primarily by segment.

Hamilton Beach Brands, Inc. (“HBB”) is a leading designer, marketer and distributor of small branded electric household and 
specialty housewares appliances as well as commercial products for restaurants, bars and hotels. The Kitchen Collection, LLC 
(“KC”) is a national specialty retailer of kitchenware operating under stores in outlet and traditional malls throughout the 
United States.

On September 29, 2017, NACCO Industries, Inc. ("NACCO"), Hamilton Beach Holding's former parent company, spun-off the 
Company to NACCO stockholders. In the spin-off, NACCO stockholders, in addition to retaining their shares of NACCO 
common stock, received one share of Hamilton Beach Holding Class A common stock and one share of Hamilton Beach 
Holding Class B common stock for each share of NACCO Class A or Class B common stock. In accordance with applicable 
authoritative accounting guidance, the Company accounted for the spin-off from NACCO based on the historical carrying value 
of assets and liabilities. As a result of the distribution of one share of Hamilton Beach Holding Class A common stock and one 
share of Hamilton Beach Holding Class B common stock for each share of NACCO Class A or NACCO Class B common 
stock, the earnings per share amounts for the Company for periods prior to the spin-off have been calculated based upon the 
number of shares distributed in the spin-off. NACCO did not receive any proceeds from the spin-off.

NOTE 2—Significant Accounting Policies 

Use of Estimates: The preparation of financial statements in conformity with U.S. generally accepted accounting principles 
requires management to make estimates and judgments. These estimates and judgments affect the reported amounts of assets 
and liabilities and the disclosure of contingent assets and liabilities (if any) at the date of the financial statements and the 
reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

Cash and Cash Equivalents: Cash and cash equivalents include cash in banks and highly liquid investments with original 
maturities of three months or less.

Accounts Receivable, Net of Allowances: Allowances for doubtful accounts are maintained against accounts receivable for 
estimated losses resulting from the inability of customers to make required payments. These allowances are based on both 
recent trends of certain customers estimated to be a greater credit risk as well as general trends of the entire customer pool. 
Accounts are written off against the allowance when it becomes evident collection will not occur.

Transfer of Financial Assets: The Company has entered into an arrangement with a financial institution to sell certain U.S. 
accounts receivable on a non-recourse basis. The Company utilizes this arrangement as an integral part of financing working 
capital.  Under the terms of the agreement, the Company receives cash proceeds and retains no rights or interest and has no 
obligations with respect to the sold receivables.  These transactions are accounted for as sales and result in a reduction in 
accounts receivable because the agreement transfers effective control over and risk related to the receivables to the buyer.  
Under this arrangement, the Company derecognized $164.0 million and $149.3 million of accounts receivable during 2017 and 
2016, respectively.  The loss incurred on sold receivables in the consolidated results of operations for the years 
ended December 31, 2017, 2016, and 2015 was not material. The Company does not carry any servicing assets or liabilities. 
Cash proceeds from this arrangement are reflected as operating activities.

Inventories: HBB inventories are stated at the lower of cost or net realizable value. The first-in, first-out (“FIFO”) method is 
used for HBB's inventory. KC retail inventories are stated at the lower of cost or market using the retail inventory method. 
Adjustments to the carrying value are recorded for estimated obsolescence or excess inventory equal to the difference between 
the cost of inventory and the estimated market value based upon assumptions about future demand and market conditions. 

F-10

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Long-Lived Assets: The Company periodically evaluates long-lived assets for impairment when changes in circumstances or 
the occurrence of certain events indicate the carrying amount of an asset may not be recoverable. Upon identification of 
indicators of impairment, the Company evaluates the carrying value of the asset by comparing the estimated future 
undiscounted cash flows generated from the use of the asset and its eventual disposition with the asset’s net carrying value. If 
the carrying value of an asset is considered impaired, an impairment charge is recorded for the amount that the carrying value of 
the long-lived asset exceeds its fair value. Fair value is estimated as the price that would be received to sell an asset or paid to 
transfer a liability in an orderly transaction between market participants at the measurement date.

Property, Plant and Equipment, Net: Property, plant and equipment are initially recorded at cost. Depreciation and 
amortization are provided in amounts sufficient to amortize the cost of the assets, over their estimated useful lives generally 
using the straight-line method. Estimated lives for buildings are up to 40 years, and for machinery, equipment and furniture and 
fixtures range from three to seven years. Leasehold improvements are depreciated over the shorter of the estimated useful life 
or the term of the lease. The units-of-production method is used to amortize certain tooling for sourced products.  Repairs and 
maintenance costs are generally expensed when incurred.

Goodwill and Intangible Assets:  Goodwill is tested for impairment as of October 1 of each year and may be tested more 
frequently if changes in circumstances or the occurrence of events indicates that a potential impairment exists.  Using a 
qualitative assessment in the current year, we determined that it was not more-likely-than-not that the goodwill was impaired 
and a quantitative test for impairment was not required.

Intangible assets with finite lives are amortized over their estimated useful lives, which represent the period over which the 
asset is expected to contribute directly or indirectly to future cash flows. Intangible assets with finite lives are reviewed for 
impairment whenever events and circumstances indicate the carrying value of such assets may not be recoverable and exceed 
their fair value. If an impairment loss exists, the carrying amount of the intangible asset is adjusted to a new cost basis. The new 
cost basis is amortized over the remaining useful life of the asset. As of December 31, 2017, 2016, and 2015, no impairment has 
been recognized on identifiable intangible assets or goodwill. 

Self-insurance Liabilities: The Company is generally self-insured for product liability, environmental liability, medical claims, 
and certain workers’ compensation claims. For product liability, catastrophic insurance coverage is retained for potentially 
significant individual claims. An estimated provision for claims reported and for claims incurred but not yet reported under the 
self-insurance programs is recorded and revised periodically based on industry trends, historical experience and management 
judgment. In addition, industry trends are considered within management's judgment for valuing claims. Changes in 
assumptions for such matters as legal judgments and settlements, inflation rates, medical costs and actual experience could 
cause estimates to change in the near term.

Revenue Recognition: Revenues are recognized when title transfers and risk of loss passes to the customer. Revenues at HBB 
are recognized when customer orders are completed and shipped. Revenues at KC are recognized at the point of sale when 
payment is made and customers take possession of the merchandise in stores.

HBB products are not sold with the right of return.  Based on the Company’s historical experience, a portion of KC and HBB 
products sold are estimated to be returned due to reasons such as buyer remorse, duplicate gifts received, product failure and 
excess inventory stocked by the customer, which, subject to certain terms and conditions, the Company will agree to accept. 
The Company records estimated reductions to revenues at the time of the sale based upon this historical experience and the 
limited right of return provided to the Company’s customers.

The Company also records estimated reductions to revenues for customer programs and incentive offerings, including special 
pricing agreements, price competition, promotions and other volume-based incentives. At HBB, revenues represent gross sales 
less cooperative advertising, other volume-based incentives, estimated returns and allowances. At KC, retail markdowns are 
incorporated into KC’s retail method of accounting for cost of sales.

Advertising Costs: Advertising costs, except for direct response advertising, are expensed as incurred. Total advertising 
expense was $26.9 million, $22.7 million, and $21.8 million in 2017, 2016, and 2015 respectively. Included in these advertising 
costs are amounts related to cooperative advertising programs at HBB that are recorded as a reduction of revenues in the 
Consolidated Statements of Operations as related revenues are recognized. Direct response advertising, which consists 
primarily of costs to produce television commercials for HBB products, is capitalized and amortized over the expected period 
of future benefits. No assets related to direct response advertising were capitalized at December 31, 2017, 2016, or 2015.

F-11

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Product Development Costs: Expenses associated with the development of new products and changes to existing products are 
charged to expense as incurred. These costs amounted to $10.4 million, $9.7 million, and $9.6 million in 2017, 2016, and 2015, 
respectively.

Shipping and Handling Costs: Shipping and handling costs billed to customers are recognized as revenue and shipping and 
handling costs incurred by the Company are included in cost of sales.

Taxes Collected from Customers and Remitted to Governmental Authorities: The Company collects various taxes and fees 
as an agent in connection with the sale of products and remits these amounts to the respective taxing authorities. These taxes 
and fees have been presented on a net basis in the Consolidated Statements of Operations and are recorded as a liability until 
remitted to the respective taxing authority.

Foreign Currency: Assets and liabilities of foreign operations are translated into U.S. dollars at the fiscal year-end exchange 
rate. The related translation adjustments are recorded as a separate component of stockholders’ equity.  Revenues and expenses 
of all foreign operations are translated using average monthly exchange rates prevailing during the year. 

Financial Instruments and Derivative Financial Instruments: Financial instruments held by the Company include cash and 
cash equivalents, accounts receivable, accounts payable, revolving credit agreements, interest rate swap agreements and 
forward foreign currency exchange contracts. The Company does not hold or issue financial instruments or derivative financial 
instruments for trading purposes.

The Company uses forward foreign currency exchange contracts to partially reduce risks related to transactions denominated in 
foreign currencies. The Company offsets fair value amounts related to foreign currency exchange contracts executed with the 
same counterparty. These contracts hedge firm commitments and forecasted transactions relating to cash flows associated with 
sales and purchases denominated in currencies other than the subsidiaries’ functional currencies. Changes in the fair value of 
forward foreign currency exchange contracts that are effective as hedges are recorded in Accumulated Other Comprehensive 
Income (Loss) (“AOCI”). Deferred gains or losses are reclassified from AOCI to the Consolidated Statements of Operations in 
the same period as the gains or losses from the underlying transactions are recorded and are generally recognized in cost of 
sales. The ineffective portion of derivatives that are classified as hedges is immediately recognized in earnings and generally 
recognized in cost of sales.

The Company uses interest rate swap agreements to partially reduce risks related to floating rate financing agreements that are 
subject to changes in the market rate of interest. Terms of the interest rate swap agreements require the Company to receive a 
variable interest rate and pay a fixed interest rate. The Company’s interest rate swap agreements and its variable rate financings 
are predominately based upon LIBOR (London Interbank Offered Rate). Changes in the fair value of interest rate swap 
agreements that are effective as hedges are recorded in AOCI. Deferred gains or losses are reclassified from AOCI to the 
Consolidated Statements of Operations in the same period as the gains or losses from the underlying transactions are recorded 
and are generally recognized in interest expense. The ineffective portion of derivatives that are classified as hedges is 
immediately recognized in earnings and included on the line “Other, net, including interest income” in the “Other expense” 
section of the Consolidated Statements of Operations.

Interest rate swap agreements and forward foreign currency exchange contracts held by the Company have been designated as 
hedges of forecasted cash flows. The Company does not currently hold any nonderivative instruments designated as hedges or 
any derivatives designated as fair value hedges.

The Company periodically enters into foreign currency exchange contracts that do not meet the criteria for hedge accounting. 
These derivatives are used to reduce the Company’s exposure to foreign currency risk related to forecasted purchase or sales 
transactions or forecasted intercompany cash payments or settlements. Gains and losses on these derivatives are included on the 
line “Other, net, including interest income” in the “Other income (expense)” section of the Consolidated Statements of 
Operations.

Cash flows from hedging activities are reported in the Consolidated Statements of Cash Flows in the same classification as the 
hedged item, generally as a component of cash flows from operations.

See Note 7 for further discussion of derivative financial instruments.

Fair Value Measurements: The Company accounts for the fair value measurement of its financial assets and liabilities in 
accordance with U.S. generally accepted accounting principles, which defines fair value as the price that would be received to 
sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.

F-12

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

A fair value hierarchy requires an entity to maximize the use of observable inputs, where available, and minimize the use of 
unobservable inputs when measuring fair value.

Described below are the three levels of inputs that may be used to measure fair value:

Level 1 - Quoted prices in active markets that are accessible at the measurement date for identical assets or liabilities.  
Level 2 - Observable prices that are based on inputs not quoted on active markets, but corroborated by market data.
Level 3 - Unobservable inputs are used when little or no market data is available. 

The hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date.  The 
classification of fair value measurements within the hierarchy is based upon the lowest level of input that is significant to the 
measurement.  

See Note 8 for further discussion of fair value measurements.

Accounting Standards Not Yet Adopted: The Company is an emerging growth company and has elected not to opt out of the 
extended transition period for complying with new or revised accounting standards, which means that when a standard is issued 
or revised and it has different application dates for public or private companies, the Company can adopt the new or revised 
standard at the time private companies adopt the new or revised standard.

In May 2014, the FASB codified in ASC 606, "Revenue Recognition - Revenue from Contracts with Customers," which 
supersedes most current revenue recognition guidance, including industry-specific guidance, and requires an entity to recognize 
revenue in an amount that reflects the consideration to which the entity expects to be entitled in exchange for transferring goods 
or services to customers and provide additional disclosures. The effective date for nonpublic entities is annual reporting periods 
beginning after December 15, 2018, and interim periods within annual periods beginning after December 15, 2019. Early 
adoption is permitted. The Company will adopt the standard on January 1, 2018.

The Company will use the modified retrospective method with the cumulative effect of initially applying the standard 
recognized as an adjustment to equity.  The Company completed the execution of its project plan with respect to its 
implementation of this standard, including identification of revenue streams and review of contracts and procedures currently in 
place. Hamilton Beach Holding’s revenue is primarily generated from the sale of finished product to customers.  Those sales are 
recognized at a single point in time when ownership, risks and rewards transfer. The amount and timing of revenue recognition 
is not materially impacted by the new standard, thus no cumulative adjustment will be recognized upon adoption.   As the 
amount and timing of revenue recognition is not materially impacted by the new standard, the adoption of the standard is not 
expected to have a material impact to the Company’s financial position, results of operations or cash flows. The adoption of this 
guidance will result in increased disclosures to help users of financial statements understand the nature, amount and timing of 
revenue and cash flows arising from contracts.

In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842)," which requires an entity to recognize assets and 
liabilities for the rights and obligations created by leased assets. For nonpublic entities, the amendments are effective for fiscal 
years beginning after December 15, 2019, and interim periods within fiscal years beginning after December 15, 2020. Early 
adoption is permitted. The Company is planning to adopt ASU 2016-02 for its fiscal year ending December 31, 2020 and is 
currently evaluating to what extent ASU 2016-02 will affect the Company's financial position, results of operations, cash flows 
and related disclosures.

In February 2018, the FASB issued ASU 2018-02, "Income Statement - Reporting Comprehensive Income (Topic 220)". The 
guidance in ASU 2018-02 allows an entity to elect to reclassify the stranded tax effects related to the Tax Cuts and Jobs Act (the 
"Tax Act") of 2017 from accumulated other comprehensive income into retained earnings.  ASU 2018-02 is effective for fiscal 
years beginning after December 15, 2018, with early adoption permitted.  The Company is currently evaluating when it will 
adopt ASU 2018-02 and how and to what extent ASU 2018-02 will affect the Company's financial position, results of 
operations, cash flows and related disclosures.

F-13

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

NOTE 3—Inventories 

Inventories are summarized as follows:

Sourced inventories - HBB
Retail inventories - KC
Total inventories

NOTE 4—Property, Plant and Equipment, Net 

Property, plant and equipment, net includes the following:

Real estate:

HBB

Plant and equipment:

HBB

KC

Property, plant and equipment, at cost

Less allowances for depreciation and amortization

December 31

2017
111,493
23,251
134,744

$

$

2016

95,008
33,407
128,415

$

$

December 31

2017

2016

$

226

$

226

59,024

25,560

84,584

84,810

65,727

$

19,083

$

53,495

25,149

78,644

78,870

62,927

15,943

Total depreciation and amortization expense on property, plant and equipment was $4.2 million, $4.8 million, and $4.9 million 
during 2017, 2016, and 2015, respectively. 

NOTE 5—Intangible Assets 

Intangible assets other than goodwill, which are subject to amortization, consist of the following:

Balance at December 31, 2017
HBB:

Customer relationships
Trademarks
Other intangibles

Balance at December 31, 2016

HBB:

Customer relationships

Trademarks

Other intangibles

Gross Carrying 
Amount

Accumulated 
Amortization

Net 
Balance

$

$

$

$

5,760
3,100
1,240
10,100

$

$

(2,920) $
(608)
(672)
(4,200) $

5,760

$

(1,960) $

3,100

1,240

(408)

(450)

10,100

$

(2,818) $

2,840
2,492
568
5,900

3,800

2,692

790

7,282

F-14

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Amortization expense for intangible assets was $1.4 million in 2017, 2016 and 2015.  

Expected annual amortization expense of HBB's intangible assets for the next five years is $1.4 million in years 2018 through 
2019, $1.2 million in 2020, $0.2 million in 2021, and $0.2 million in 2022. The weighted average amortization period for 
HBB's intangible assets is approximately 8.9 years.

NOTE 6—Current and Long-Term Financing 

Financing arrangements are obtained and maintained at the subsidiary level.  Hamilton Beach Holdings has not guaranteed any 
borrowings of its subsidiaries.

The following table summarizes the Company's available and outstanding borrowings:

Total outstanding borrowings:

Revolving credit agreements — HBB
Other debt — HBB

Total debt outstanding

Current portion of borrowings outstanding - HBB

Long-term portion of borrowings outstanding - HBB

Total available borrowings, net of limitations, under revolving credit agreements:

HBB
KC

Unused revolving credit agreements:

HBB
KC

Weighted average stated interest rate on total borrowings - HBB

Weighted average effective interest rate on total borrowings (including interest rate swap - HBB
agreements)

$

$

$

$

December 31

2017

2016

$

$

51,346
—
51,346

31,346

37,917
797
38,714

12,714

20,000

26,000

111,078
13,589
124,667

59,732
13,589
73,321

112,975
20,525
133,500

75,058
20,525
95,583

$

$

3.82%

3.83%

2.26%

2.67%

Including swap settlements, interest paid on total debt was $1.6 million, $1.4 million, and $1.8 million during 2017, 2016, and 
2015, respectively. Interest capitalized was $0.2 million in 2017 and less than $0.1 million in 2016 and 2015. 

HBB:  HBB has a $115.0 million senior secured floating-rate revolving credit facility (the “HBB Facility”) that expires in June 
2021. The obligations under the HBB Facility are secured by substantially all of HBB's assets. The approximate book value of 
HBB's assets held as collateral under the HBB Facility was $281.0 million as of December 31, 2017. 

The maximum availability under the HBB Facility is governed by a borrowing base derived from advance rates against eligible 
accounts receivable, inventory and trademarks of the borrowers, as defined in the HBB Facility. Adjustments to reserves 
booked against these assets, including inventory reserves, will change the eligible borrowing base and thereby impact the 
liquidity provided by the HBB Facility. A portion of the availability is denominated in Canadian dollars to provide funding to 
HBB's Canadian subsidiary. Borrowings bear interest at a floating rate, which can be a base rate, LIBOR or bankers' acceptance 
rate, as defined in the HBB Facility, plus an applicable margin. The applicable margins, effective December 31, 2017, for base 
rate loans and LIBOR loans denominated in U.S. dollars were 0.00% and 1.50%, respectively. The applicable margins, 
effective December 31, 2017, for base rate loans and bankers' acceptance loans denominated in Canadian dollars were 0.00% 
and 1.50%, respectively. The HBB Facility also requires a fee of 0.25% per annum on the unused commitment. The margins  
and unused commitment fee under the HBB Facility are subject to quarterly adjustment based on average excess availability. 

F-15

 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

The HBB Facility includes restrictive covenants, which, among other things, limit the payment of dividends to Hamilton Beach 
Holding, subject to achieving availability thresholds. HBB declared and paid a $35 million dividend to Hamilton Beach 
Holding which was subsequently paid to NACCO prior to the spin-off in September 2017, which under Amendment No. 5 to 
the HBB Facility, has been excluded from the covenants. Other than the $35 million dividend in September 2017, dividends to 
Hamilton Beach Holding are discretionary to the extent that for the thirty days prior to the dividend payment date, and after 
giving effect to the dividend payment, HBB maintains excess availability of not less than $25.0 million. The HBB Facility also 
requires HBB to achieve a minimum fixed charge coverage ratio in certain circumstances, as defined in the HBB Facility. 
At December 31, 2017, HBB was in compliance with all financial covenants in the HBB Facility.

KC: KC has a $20.0 million secured revolving line of credit that expires in October 2022 (the “KC Facility”). The obligations 
under the KC Facility are secured by substantially all assets of KC. The approximate book value of KC's assets held as 
collateral under the KC Facility was $43.4 million as of December 31, 2017. 

The maximum availability under the KC Facility is derived from a borrowing base formula using KC's eligible inventory and 
eligible credit card accounts receivable, as defined in the KC Facility. Borrowings bear interest at a floating rate plus a margin 
based on the excess availability under the agreement, as defined in the KC Facility, which can be either a base rate plus a 
margin of 0.75% or LIBOR plus a margin of 1.75% as of December 31, 2017. The KC Facility also requires a fee of 0.25% per 
annum on the unused commitment.

The KC Facility allows for the payment of dividends to Hamilton Beach Holding, subject to certain restrictions based on 
availability and meeting a fixed charge coverage ratio as described in the KC Facility. Dividends are limited to (i) $6.0 
million in any twelve-month period, so long as KC has excess availability, as defined in the KC Facility, of at least $5.0 
million after giving effect to such payment and maintaining a minimum fixed charge coverage ratio of 1.1 to 1.0, as defined in 
the KC Facility; (ii) $2.0 million in any twelve-month period, so long as KC has excess availability, as defined in the KC 
Facility, of at least $5.0 million after giving effect to such payment and (iii) in such amounts as determined by KC, so long as 
KC has excess availability under the KC Facility of $10.0 million after giving effect to such payment. At December 31, 2017, 
KC was in compliance with all financial covenants in the KC Facility.

NOTE 7—Derivative Financial Instruments 

The Company measures its derivatives at fair value using significant observable inputs, which is Level 2 as defined in the fair 
value hierarchy. The Company uses a present value technique that incorporates the LIBOR swap curve, foreign currency spot 
rates and foreign currency forward rates to value its derivatives, including its interest rate swap agreements and foreign 
currency exchange contracts, and also incorporates the effect of its subsidiary and counterparty credit risk into the valuation.

Foreign Currency Derivatives: HBB held forward foreign currency exchange contracts with total notional amounts of $11.7 
million and $9.0 million at December 31, 2017, and 2016, respectively, denominated primarily in Canadian dollars and 
Mexican pesos. The fair value of these contracts approximated a net receivable of $0.2 million and $0.1 million at 
December 31, 2017 and 2016, respectively.

Forward foreign currency exchange contracts that qualify for hedge accounting are used to hedge transactions expected to 
occur within the next twelve months. The mark-to-market effect of forward foreign currency exchange contracts that are 
considered effective as hedges has been included in AOCI. 

Interest Rate Derivatives: HBB has interest rate swaps that hedge interest payments on its one-month LIBOR borrowings. All 
swaps have been designated as cash flow hedges. 

F-16

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

The following table summarizes the notional amounts, related rates and remaining terms of interest rate swap agreements active  
and delayed at December 31 in millions:

Notional Amount

Average Fixed Rate

2017

2016

2017

2016

Remaining Term at

December 31, 2017

HBB - Interest rate swaps

$

20.0

HBB - Delayed start interest rate swaps $

15.0

HBB - Delayed start interest rate swaps $

10.0

$

$

$

20.0

15.0

10.0

1.4%

1.4%

Extending to January 2020

1.6%

1.6%

Extending to January 2024

1.7%

1.7%

Extending to January 2024

The fair value of HBB's interest rate swap agreements was a net receivable of $0.9 million at December 31, 2017 and a net 
receivable of $0.8 million at December 31, 2016. The mark-to-market effect of interest rate swap agreements that are 
considered effective as hedges has been included in AOCI. The interest rate swap agreements held by HBB on December 31, 
2017 are expected to continue to be effective as hedges.

The following table summarizes the fair value of derivative instruments at December 31 as recorded in the Consolidated 
Balance Sheets:

Asset Derivatives

Liability Derivatives

Balance sheet location

2017

2016

Balance sheet location

2017

2016

Derivatives designated as hedging
instruments

Interest rate swap agreements

Current

Long-term

Foreign currency exchange contracts

Current

Total derivatives

NOTE 8—Fair Value Disclosure 

Prepaid expenses and other

$ 109

$

14 Other current liabilities

$ — $ —

Other non-current assets

785

760 Other long-term liabilities

Prepaid expenses and other

245

147 Other current liabilities

$1,139

$ 921

—

93

93

—

—

$ —

$

Recurring Fair Value Measurements: The Company uses significant other observable inputs to value derivative instruments 
used to hedge foreign currency and interest rate risk; therefore, they are classified within Level 2 of the valuation hierarchy. The 
fair value for these contracts is determined based on exchange rates and interest rates, respectively. See Note 7 for further 
discussion of the Company’s derivative financial instruments.

There were no transfers into or out of Levels 1, 2 or 3 during the years ended December 31, 2017 and 2016.

Other Fair Value Measurement Disclosures: The carrying amounts of cash and cash equivalents, accounts receivable and 
accounts payable approximate fair value due to the short-term maturities of these instruments. The fair values of revolving 
credit agreements were determined using current rates offered for similar obligations taking into account subsidiary credit risk, 
which is Level 2 as defined in the fair value hierarchy.

Financial instruments that potentially subject the Company to concentration of credit risk consist principally of accounts 
receivable and derivatives. HBB maintains significant accounts receivable balances with several large retail customers. At 
December 31, 2017 and 2016, receivables from HBB’s five largest customers represented 61.5% and 63.0%, respectively, of the 
Company’s consolidated net accounts receivable. HBB’s significant credit concentration is uncollateralized; however, 
historically minimal credit losses have been incurred. To further reduce credit risk associated with accounts receivable, the 
Company performs periodic credit evaluations of its customers, but does not generally require advance payments or collateral. 
The Company enters into derivative contracts with high-quality financial institutions and limits the amount of credit exposure to 
any one institution. See Note 7 for further discussion of the Company’s derivative financial instruments.

F-17

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

NOTE 9—Leasing Arrangements

The Company leases certain office and warehouse facilities, retail stores and machinery and equipment under noncancellable 
operating leases that expire at various dates through 2031. Many leases include renewal and/or fair value purchase options.

Future minimum operating lease payments at December 31, 2017 are:

2018

2019

2020

2021

2022

Subsequent to 2022

Total minimum lease payments

Operating 
Leases

23,633

17,781

14,267

9,287

5,709

20,273

90,950

$

$

Rental expense for all operating leases was $25.0 million, $25.9 million, and $26.0 million in 2017, 2016, and 2015, 
respectively. The Company also recognized $0.4 million in 2017, 2016, and 2015, respectively for rental income on subleases 
of equipment and buildings under operating leases in which it was the lessee.

NOTE 10—Contingencies 

Various legal and regulatory proceedings and claims have been or may be asserted against Hamilton Beach Holding and certain 
subsidiaries relating to the conduct of their businesses, including product liability, patent infringement, asbestos related claims, 
environmental and other claims. These proceedings and claims are incidental to the ordinary course of business of the 
Company. Management believes that it has meritorious defenses and will vigorously defend the Company in these actions. Any 
costs that management estimates will be paid as a result of these claims are accrued when the liability is considered probable 
and the amount can be reasonably estimated. If a range of amounts can be reasonably estimated and no amount within the range 
is a better estimate than any other amount, then the minimum of the range is accrued. The Company does not accrue liabilities 
when the likelihood that the liability has been incurred is probable but the amount cannot be reasonably estimated or when the 
liability is believed to be only reasonably possible or remote. For contingencies where an unfavorable outcome is probable 
or reasonably possible and which are material, the Company discloses the nature of the contingency and, in some 
circumstances, an estimate of the possible loss.

These matters are subject to inherent uncertainties, and unfavorable rulings could occur. If an unfavorable ruling were to occur, 
there exists the possibility of an adverse impact on the Company’s financial position, results of operations and cash flows of the 
period in which the ruling occurs, or in future periods.

Environmental matters

HBB is investigating or remediating historical environmental contamination at some current and former sites operated by HBB 
or by businesses it acquired. Based on the current stage of the investigation or remediation at each known site, HBB estimates 
the total investigation and remediation costs and the period of assessment and remediation activity required for each site. The 
estimate of future investigation and remediation costs is primarily based on variables associated with site clean-up, including, 
but not limited to, physical characteristics of the site, the nature and extent of the contamination and applicable regulatory 
programs and remediation standards. No assessment can fully characterize all subsurface conditions at a site. There is no 
assurance that additional assessment and remediation efforts will not result in adjustments to estimated remediation costs or the 
time frame for remediation at these sites.

HBB's estimates of investigation and remediation costs may change if it discovers contamination at additional sites or 
additional contamination at known sites, if the effectiveness of its current remediation efforts change, if applicable federal or 
state regulations change or if HBB's estimate of the time required to remediate the sites changes. HBB's revised estimates may 
differ materially from original estimates. 

F-18

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

At December 31, 2017 and 2016, HBB had accrued undiscounted obligations of $8.9 million and $8.7 million, respectively, for 
environmental investigation and remediation activities at these sites. In addition, HBB estimates that it is reasonably possible 
that it may incur additional expenses in the range of zero to $5.3 million related to the environmental investigation and 
remediation at these sites.

During 2015, HBB recorded $1.5 million in “Selling, general and administrative expenses” in the Consolidated Statement of 
Operations for environmental investigation and remediation at HBB’s Picton, Ontario facility as a result of environmental 
studies.

NOTE 11—Stockholders' Equity and Earnings Per Share 

Capital Stock:  The authorized capital stock of the Company consists of Class A Common, Class B Common and one series 
of Preferred stock. Voting, dividend, conversion and liquidation rights of the Preferred stock would be established by the Board 
upon issuance of such preferred stock.

Hamilton Beach Holding Class A common stock is traded on the New York Stock Exchange under the ticker symbol “HBB.” 
Because of transfer restrictions on Class B Common, no trading market has developed, or is expected to develop, for the 
Company's Class B Common.  Subject to the rights of the holders of any series of preferred stock, each share of the Company's 
Class A Common will entitle the holder of the share to one vote on all matters submitted to stockholders, and each share of the 
Company's Class B Common will entitle the holder of the share to ten votes on all such matters.

Subject to the rights of the preferred stockholders, each share of Class A Common and Class B Common will be equal in 
respect of rights to dividends, except that in the case of dividends payable in stock, only Class A Common will be distributed 
with respect to Class A Common and only Class B Common will be distributed with respect to Class B Common.  As the 
liquidation and dividend rights are identical, any distribution of earnings would be allocated to Class A and Class B 
stockholders on a proportionate basis, and accordingly the net income per share for each class of common stock is identical.  

Amounts Reclassified out of Accumulated Other Comprehensive Income: The following table summarizes the amounts 
reclassified out of AOCI and recognized in the Consolidated Statements of Operations:

Details about AOCI components

2017

2016

2015

(In thousands)

Location of loss (gain)
reclassified from AOCI
into income

Amount reclassified from AOCI

Loss (gain) on cash flow hedging

Foreign exchange contracts

Interest rate contracts

Tax effect

Pension plan

Actuarial loss

Tax effect

Total reclassifications for the period

$

853

$

(11)

$

(860) Cost of sales

63

916

183

172

243

Interest expense

(617)

Total before income tax
expense (benefit)

(275)

(67)

235

Income tax (benefit)
expense

641

$

105

$

(382) Net of tax

511

(205)

306

947

$

$

$

508

(195)

313

418

$

$

$

748

(a)

(236)

Income tax benefit

512 Net of tax

130 Net of tax

$

$

$

$

(a)  These AOCI components are included in the computation of pension expense.  See Note 13 for a discussion of the 
Company's pension expense. 

F-19

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Earnings per share: Basic income per common share has been computed by dividing net income by the weighted-average 
number of shares of the Company’s common stock outstanding. Diluted income per common share adjusts common stock 
outstanding for the effect of all potentially dilutive shares of the Company’s common stock.  The weighted average number of 
shares of Class A common stock and Class B common stock outstanding used to calculate basic and diluted earnings per share 
were as follows:

Basic weighted average shares outstanding (1)

Dilutive effect of outstanding restricted stock awards

Diluted weighted average shares outstanding (1)

Basic earnings per share (1)

Diluted earnings per share (1)

2017

2016

2015

13,673

13,673

13,673

12

—

—

13,685

13,673

13,673

$

$

1.31

1.31

$

$

1.91

1.91

$

$

1.44

1.44

(1) 

On September 29, 2017, NACCO, Hamilton Beach Holding's former parent company, spun-off the Company to 
NACCO stockholders. In the spin-off, NACCO stockholders, in addition to retaining their shares of NACCO common 
stock, received one share of Hamilton Beach Holding Class A common stock and one share of Hamilton Beach 
Holding Class B common stock for each share of NACCO Class A or Class B common stock.  The basic and diluted 
earnings per share amounts for the Company have been calculated based upon the number of shares distributed in the 
spin-off for all periods prior to the spin-off.  

NOTE 12—Income Taxes 

The components of income before income tax provision and the income tax provision for the years ended December 31 are as 
follows:

Income before income tax provision

Domestic

Foreign

Income tax provision

Current income tax provision:

Federal

State

Foreign

Total current

Deferred income tax provision (benefit):

Federal

State

Foreign

Total deferred

2017

2016

2015

$

$

31,328

4,749

36,077

$

$

39,136

2,027

41,163

$

$

31,277

759

32,036

$

11,484

$

12,140

$

10,953

1,381

1,365

14,230

4,122

(437)

257

3,942

501

556

13,197

1,458

239

90

1,787

1,908

1,143

14,004

(1,242)

(43)

(394)

(1,679)

$

18,172

$

14,984

$

12,325

F-20

 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

A portion of Hamilton Beach Holding's U.S. operating results will be included in the consolidated federal income tax return 
filed by NACCO.  The Company's allocation of taxes through the spin-off date will be in accordance with the Tax Allocation 
Agreement. In general, the Tax Allocation Agreement between the Company and NACCO provides that federal income taxes 
are computed by the Company as if it had filed a tax return on a standalone basis calculated using the separate return method.  
Subsequent to the spin-off, the Company will file a separate federal tax return in the U.S. for the period subsequent to the spin-
off date.  The Company made net federal income tax payments of $9.9 million, $11.0 million, and $7.9 million during 2017, 
2016, and 2015, respectively, to NACCO as a member of the consolidated income tax return. The Company made foreign and 
state income tax payments of $1.9 million, $2.8 million, and $1.9 million during 2017, 2016, and 2015, respectively. During the 
same periods, income tax refunds totaled $0.0 million, $0.6 million, and $0.1 million, respectively.

A reconciliation of the federal statutory and effective income tax rate for the years ended December 31 is as follows:

Income before income tax provision

Statutory taxes at 35.0%

State and local income taxes

Provisional effect of the Tax Act

Non-deductible spin-related costs

Other non-deductible expenses

Valuation allowances

Other, net

Income tax provision

Effective income tax rate

2017

$ 36,077

$ 12,627

$

$

901

4,654

540

411

369

2016

41,163

14,407

1,019

—

—

414

170

2015

$

$

32,036

11,212

540

—

—

364

606

(1,330)

(1,026)

(397)

$ 18,172

$

14,984

$

12,325

50.4%

36.4%

38.5%

A detailed summary of the total deferred tax assets and liabilities in the Company's Consolidated Balance Sheets resulting from 
differences in the book and tax basis of assets and liabilities follows:

Deferred tax assets

Tax carryforwards

Inventories

Depreciation and amortization

Accrued expenses and reserves

Other employee benefits

Other

Total deferred tax assets

Less: Valuation allowance

Deferred tax liabilities

Accrued pension benefits

Unremitted foreign earnings

Total deferred tax liabilities

Net deferred asset

F-21

December 31

2017

2016

$

5,034

$

207

716

6,929

3,238

696

16,820

1,916

14,904

2,079

—

2,079

2,610

421

1,841

9,423

5,321

1,454

21,070

1,614

19,456

1,609

343

1,952

$

12,825

$

17,504

 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

The following table summarizes the tax carryforwards and associated carryforward periods and related valuation allowances 
where the Company has determined that realization is uncertain:

Alternative minimum tax credit

Non-U.S. net operating loss

State losses

Total

Non-U.S. net operating loss

State losses

Research credit

Total

December 31, 2017

Net deferred tax 
asset

Valuation 
allowance

Carryforwards 
expire during:

2,429

$

—

(1)

1,658

1,198

1,658

2018 - Indefinite

—

2020 - 2035

5,285

$

1,658

December 31, 2016

Net deferred tax 
asset

Valuation 
allowance

Carryforwards 
expire during:

1,376

$

1,376

2018 - Indefinite

1,053

547

—

—

2020 - 2035

2028 - 2030

2,976

$

1,376

$

$

$

$

(1) 
credit is refundable in 2021, if not fully utilized prior to 2021.

The Tax Act repealed the corporate alternative minimum tax for tax years beginning after December 31, 2017.  This 

The Company evaluates its deferred tax assets to determine if a valuation allowance is required based on the consideration of 
all available evidence, both positive and negative, using a “more likely than not” standard. A valuation allowance is required 
where realization is determined to no longer meet the “more likely than not” standard. The establishment of a valuation 
allowance does not have an impact on cash, nor does such an allowance preclude the Company from using its loss 
carryforwards or other deferred tax assets in future periods.

The Company has a valuation allowance for certain foreign deferred tax assets. Based upon the review of historical earnings 
and the relevant expiration of carryforwards, the Company believes the valuation allowances are appropriate and does not 
expect to release valuation allowances within the next twelve months that would have a significant effect on the Company’s 
financial position or results of operations. Furthermore, the Company considers the necessity of valuation allowance 
application to state loss carryforwards and believes sufficient positive evidence exists for future profitability of the Company, 
including available tax strategies as necessary, to realize the benefit of losses in the future.

On December 22, 2017, the U.S. federal government enacted the Tax Act, which significantly revises U.S. tax law. The Tax Act 
will positively impact the Company’s future effective income tax rate due to the reduction of the U.S. federal corporate tax rate 
from 35 percent to 21 percent, effective January 1, 2018.

In addition to the reduction in the U.S. federal corporate tax rate mentioned above, other significant changes to existing tax law 
include (1) a deduction received on dividends of foreign earnings with a related tax for the deemed repatriation of unremitted 
foreign earnings; (2) limitations on the deductibility of certain executive compensation for publicly traded companies; (3) 
accelerated expensing of capital investment, subject to phase out beginning in 2023; (4) a new limitation on deductible interest 
expense; and (5) a new U.S. minimum tax on earnings of foreign subsidiaries.

Subsequent to the enactment of the Tax Act, the SEC staff issued Staff Accounting Bulletin 118 (“SAB 118”), which provides a 
measurement period of up to one year after the enactment date for companies to finalize the recognition of the income tax 
effects of the Tax Act. As a result of the Tax Act and pursuant to SAB 118, the Company recorded a provisional net tax charge 
of $4.7 million in the period ending December 31, 2017.  Included in the provisional income tax charge is $4.1 million for the 
remeasurement of U.S. deferred tax assets and liabilities resulting from the reduction in the U.S. federal corporate tax rate from 
35% to 21%, $0.4 million related to executive compensation that may not be deductible when paid in future periods, and $0.2 
million related to the net estimated income tax on deemed repatriation of foreign earnings. 

F-22

 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

The Company has computed the provisional income tax charge based on information available; however, there is still 
uncertainty as to the application of the Tax Act, in particular as it relates to state income taxes. Further, management has not yet 
completed the analysis of the components of the computation, including the amount of foreign earnings subject to U.S. income 
tax, and the portion of foreign earnings held in cash or other specified assets.  As the Company completes the analysis of the 
Tax Act in 2018, it may make adjustments to the provisional amounts, which may impact the provision for income taxes in the 
period in which the adjustments are made. The ultimate impact of the Tax Act may differ from these provisional amounts due 
to, among other things, additional analysis, changes in interpretations and assumptions, additional regulatory guidance that may 
be issued, and the computation of state income taxes as there is uncertainty on conformity to the U.S. federal tax system 
following the Tax Act.

As of December 31, 2017, the cumulative unremitted earnings of the Company's foreign subsidiaries are approximately $19.6 
million.  In consideration of the Tax Act, the Company has no longer provided a deferred tax liability with respect to the 
cumulative unremitted earnings.   The Company has recorded a provisional estimate of the tax impact for the unremitted 
earnings as allowed under the Tax Act, a portion of which is classified in Other long-term liabilities in the Consolidated 
Balance Sheets as the Company intends to elect to make payments over eight years.  The Company continues to conclude all 
material entities’ foreign earnings will be indefinitely reinvested in its foreign operations and will remain offshore in order to 
meet the capital and business needs outside of the U.S.  

The tax returns of NACCO, the Company and certain of its subsidiaries are under routine examination by various taxing 
authorities.  The Company has not been informed of any material assessment for which an accrual has not been previously 
provided and the Company would vigorously contest any material assessment.  Management believes any potential assessment 
would not materially affect the Company’s financial condition or results of operations. 

The following is a reconciliation of the Company's total gross unrecognized tax benefits, defined as the aggregate tax effect of 
differences between tax return positions and the benefits recognized in the financial statements for the years ended 
December 31, 2017, 2016, and 2015.  Approximately $0.6 million, $0.4 million, and $0.8 million of these gross amounts as of 
December 31, 2017, 2016, and 2015, respectively, relate to permanent items that, if recognized, would impact the effective 
income tax rate. This amount differs from the gross unrecognized tax benefits presented in the table below due to the decrease 
in U.S. federal income taxes which would occur upon the recognition of the state tax benefits included herein.

Balance at January 1

$

671

$

1,199

$

Additions based on tax positions related to prior years

Additions based on tax positions related to the current year

Reductions due to settlements with taxing authorities

Reductions due to lapse of the applicable statute of limitations

—

210

—

—

167

165

(860)

—

Balance at December 31

$

881

$

671

$

180

1,119

—

—

(100)

1,199

2017

2016

2015

The Company records interest and penalties on uncertain tax positions as a component of the income tax provision. The 
Company recorded immaterial amounts of interest and penalties as of December 31, 2017 and 2016, respectively. The 
Company expects the amount of unrecognized tax benefits will change within the next 12 months; however, the change in 
unrecognized tax benefits, which is reasonably possible within the next 12 months, is not expected to have a significant effect 
on the Company's financial position, results of operations or cash flows.

In general, the Company operates in taxing jurisdictions that provide a statute of limitations period ranging from three to five 
years for the taxing authorities to review the applicable tax filings.  The examination of NACCO's 2013-2015 U.S. federal tax 
returns is ongoing.  In addition, the Company does not have any material taxing jurisdictions in which the statute of limitations 
has been extended beyond the applicable time frame allowed by law.

F-23

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

NOTE 13—Retirement Benefit Plans

Defined Benefit Plans: The Company maintains two defined benefit pension plans that provide benefits based on years of 
service and average compensation during certain periods. All eligible employees of the Company, including employees whose 
pension benefits are frozen, receive retirement benefits under defined contribution retirement plans.

The assumptions used in accounting for the defined benefit plans were as follows for the years ended December 31:

U.S. Plans

Discount rate for pension benefit obligation

Discount rate for net periodic benefit cost

Expected long-term rate of return on assets for net periodic benefit (income) expense

Non-U.S. Plan

Discount rate for pension benefit obligation

Discount rate for net periodic benefit cost

Expected long-term rate of return on assets for net periodic benefit (income) expense

2017

2016

2015

3.30%

3.60%

7.50%

3.25%

3.75%

5.50%

3.60%

3.70%

7.50%

3.75%

4.00%

5.50%

3.70%

3.45%

7.75%

4.00%

3.75%

5.75%

Set forth below is a detail of the net periodic pension expense (income) for the defined benefit plans for the years ended 
December 31:

U.S. Plans

Interest cost

Expected return on plan assets

Amortization of actuarial loss

Net periodic pension income

Non-U.S. Plan

Interest cost

Expected return on plan assets

Amortization of actuarial loss

Settlements

$

$

$

2017

2016

2015

811

$

875

$

914

(2,074)

(2,071)

(2,159)

501

495

(762) $

(701) $

564

(681)

153

$

144

$

(264)

(248)

10

—

13

—

152

(272)

146

37

63

Net periodic pension (income) expense

$

(101) $

(91) $

Set forth below is the detail of other changes in plan assets and benefit obligations recognized in other comprehensive income 
(loss) for the years ended December 31:

U.S. Plans

Current year actuarial loss (gain)

Amortization of actuarial loss

Total recognized in other comprehensive (income) loss

Non-U.S. Plan

Current year actuarial loss (gain)

Amortization of actuarial loss

Settlements

Total recognized in other comprehensive loss (income)

F-24

2017

2016

2015

$

$

$

$

(2,506) $

243

$

1,373

(501)

(495)

(3,007) $

(252) $

60

$

318

$

(10)

—

50

(13)

—

$

305

$

(564)

809

(128)

(146)

(37)

(311)

 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

The following table sets forth the changes in the benefit obligation and the plan assets during the year and the funded status of 
the defined benefit plans at December 31:

Change in benefit obligation

Projected benefit obligation at beginning of year

$

23,651

$

4,021

$

24,932

$

3,519

2017

2016

U.S. 
Plan

Non-U.S. 
Plan

U.S. Plan

Non-U.S. 
Plan

Interest cost

Actuarial loss (gain)

Benefits paid

Foreign currency exchange rate changes

Projected benefit obligation at end of year

Accumulated benefit obligation at end of year

Change in plan assets

Fair value of plan assets at beginning of year

Actual return on plan assets

Employer contributions

Benefits paid

Foreign currency exchange rate changes

Fair value of plan assets at end of year

Funded status at end of year

Amounts recognized in the balance sheets consist of:

Noncurrent assets

Components of accumulated other comprehensive loss (income) consist of:

Actuarial (gain) loss

Deferred taxes

     Currency differences

811

(521)

(2,225)

—

153

291

(153)

292

875

11

(2,167)

—

21,716

21,716

$

$

4,604

4,604

$

$

23,651

23,651

$

$

144

430

(176)

104

4,021

4,021

27,402

$

4,712

$

27,730

$

4,383

4,060

—

(2,225)

—

497

55

(153)

345

1,839

—

(2,167)

—

29,237

7,521

$

$

5,456

852

$

$

27,402

3,751

$

$

356

17

(176)

132

4,712

691

7,521

$

852

$

3,751

$

691

(9,703) $

(1,033) $

12,712

$

1,029

$

$

$

$

$

$

$

3,687

—

327

44

(4,830)

—

$

(6,016) $

(662) $

7,882

$

(327)

(89)

613

The actuarial loss included in accumulated other comprehensive income (loss) expected to be recognized in net periodic 
pension (income) expense in 2018 is $0.7 million ($0.5 million net of tax).

The Company recognizes as a component of benefit cost (income), as of the measurement date, any unrecognized actuarial net 
gains or losses that exceed 10% of the larger of the projected benefit obligations or the plan assets, defined as the "corridor." 
Amounts outside the corridor are amortized over the average expected remaining lifetime of inactive participants for the 
pension plans. The (gain) loss amounts recognized in AOCI are not expected to be fully recognized until the plan is terminated 
or as settlements occur, which would trigger accelerated recognition. 

The Company's policy is to make contributions to fund its pension plans within the range allowed by applicable regulations.  
The Company does not expect to contribute to its U.S. and non-U.S. pension plans in 2018.

Pension benefit payments are made from assets of the pension plans. 

F-25

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Future pension benefit payments expected to be paid from assets of the pension plans are:

2018

2019

2020

2021

2022

2023 - 2027

U.S. Plan

Non-U.S. Plan

$

2,152

$

1,961

2,184

1,923

1,810

7,509

$

17,539

$

181

189

200

213

254

1,292

2,329

The expected long-term rate of return on defined benefit plan assets reflects management's expectations of long-term rates of 
return on funds invested to provide for benefits included in the projected benefit obligations. In establishing the expected long-
term rate of return assumption for plan assets, the Company considers the historical rates of return over a period of time that is 
consistent with the long-term nature of the underlying obligations of these plans as well as a forward-looking rate of return. The 
historical and forward-looking rates of return for each of the asset classes used to determine the Company's estimated rate of 
return assumption were based upon the rates of return earned or expected to be earned by investments in the equivalent 
benchmark market indices for each of the asset classes.

Expected returns for U.S. pension plans are based on a calculated market-related value for U.S. pension plan assets.  Under this 
methodology, asset gains and losses resulting from actual returns that differ from the Company's expected returns are 
recognized in the market-related value of assets ratably over three years. Expected returns for Non-U.S. pension plans are based 
on fair market value for Non-U.S. pension plan assets.  

The pension plans maintain investment policies that, among other things, establish a portfolio asset allocation methodology 
with percentage allocation bands for individual asset classes. The investment policies provide that investments are reallocated 
between asset classes as balances exceed or fall below the appropriate allocation bands.

The following is the actual allocation percentage and target allocation percentage for the U.S. pension plan assets at December 
31:

U.S. equity securities

Non-U.S. equity securities

Fixed income securities

Money market

2017
Actual 
Allocation

2016
Actual 
Allocation

Target Allocation 
Range

45.8%

20.5%

32.9%

0.8%

45.2% 36.0% - 54.0%

19.7% 16.0% - 24.0%

33.8% 30.0% - 40.0%

1.3% 0.0% - 10.0%

The following is the actual allocation percentage and target allocation percentage for the Non-U.S. pension plan assets at 
December 31:

Canadian equity securities

Non-Canadian equity securities

Fixed income securities

Cash and cash equivalents

2017
Actual 
Allocation

2016
Actual 
Allocation

33.6%

34.3%

32.1%

—%

32.7%

32.1%

35.2%

—%

Target Allocation 
Range

25.0% - 35.0%

25.0% - 35.0%

30.0% - 50.0%

0.0% - 5.0%

F-26

 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

The fair value of each major category of the Company's U.S. pension plan assets are valued using quoted market prices in 
active markets for identical assets, or Level 1 in the fair value hierarchy. The fair value of each major category of the 
Company's Non-U.S. pension plan assets are valued using observable inputs, either directly or indirectly, other than quoted 
market prices in active markets for identical assets. Following are the values as of December 31:

U.S. equity securities

Non-U.S. equity securities

Fixed income securities

Money market

Total

U.S. Plan

Non-U.S. Plan

2017

2016

2017

2016

$

13,402

$

12,374

$

952

$

5,993

9,622

220

5,405

9,273

350

2,750

1,754

—

$

29,237

$

27,402

$

5,456

$

777

2,275

1,660

—

4,712

Defined Contribution Plans: HBB and KC maintain defined contribution (401(k)) plans for substantially all U.S. employees 
and similar plans for employees outside of the United States. All companies provide employer matching (or safe harbor) 
contributions based on plan provisions. The defined contribution retirement plans also provide for an additional minimum 
employer contribution. Certain plans also permit additional contributions whereby the applicable company’s contribution to 
participants is determined annually based on a formula that includes the effect of actual compared with targeted operating 
results and the age and/or compensation of the participants. Total costs, including Company contributions, for these plans were 
$5.3 million in 2017, and $5.2 million in 2016 and 2015. 

NOTE 14—Business Segments 

Hamilton Beach Holding is an operating holding company with HBB and KC as reportable segments. See Note 1 for a 
discussion of the Company’s industries. Financial information for each of Hamilton Beach Holding’s reportable segments is 
presented in the following table. The accounting policies of the reportable segments are described in Note 2. The line 
“Eliminations” in the revenues section eliminates revenues from HBB sales to KC. The amounts of these revenues are based on 
current market prices of similar third-party transactions. No other sales transactions occur among reportable segments.  The line 
“Eliminations” in the total assets section primarily represents Hamilton Beach Holding's deferred tax asset representing 
alternative minimum tax credits that have not been allocated to segments.

Wal-Mart accounted for approximately 32% of HBB’s revenues in 2017, 2016, and 2015. Amazon accounted for approximately 
12%, 10%, and 8% of HBB's revenues in 2017, 2016, and 2015 respectively.  HBB’s five largest customers accounted for 
approximately 55%, 54%, and 52% of HBB’s revenues for the years ended December 31, 2017, 2016, and 2015, respectively.  
The loss of or significant reduction in sales to any key customer could result in significant decreases in HBB’s revenue and 
profitability and an inability to sustain or grow its business.

Revenues from external customers

HBB

KC

Eliminations

Total

Operating profit

HBB

KC

Eliminations

Total

2017

2016

2015

$

615,071

$

605,170

$

620,977

128,520

144,351

150,988

(2,842)

(4,164)

(4,103)

$

740,749

$

745,357

$

767,862

$

41,487

$

43,033

$

34,801

(3,418)

66

376

(35)

165

588

$

38,135

$

43,374

$

35,554

F-27

 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Total assets

HBB

KC

Eliminations

Total

Depreciation and amortization

HBB

KC

Total

Capital expenditures, excluding acquisitions of business

HBB

KC

Total

Data By Geographic Region

2017

2016

2015

$

281,004

$

257,168

43,361

1,868

54,004

(339)

$

326,233

$

310,833

$

$

$

$

4,072

$

4,681

$

1,539

1,545

5,611

$

6,226

$

6,198

$

4,814

$

1,176

1,188

7,374

$

6,002

$

4,750

1,558

6,308

4,365

1,806

6,171

No single country outside of the U.S. comprised 10% or more of the Company's revenues from unaffiliated customers. 

2017

United 
States

Other

Consolidated

Revenues from unaffiliated customers, based on the customers’ location

Property, plant and equipment, net

2016

Revenues from unaffiliated customers, based on the customers’ location

Property, plant and equipment, net

2015

Revenues from unaffiliated customers, based on the customers’ location

Property, plant and equipment, net

$

$

$

$

$

$

608,490

14,078

626,367

10,861

647,073

9,273

$

$

$

$

$

$

132,259

5,005

118,990

5,082

120,789

5,564

$

$

$

$

$

$

740,749

19,083

745,357

15,943

767,862

14,837

F-28

 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

NOTE 15—Quarterly Results of Operations (Unaudited)  

A summary of the unaudited results of operations for the year ended December 31 is as follows:

Revenues

HBB

KC

Eliminations

Gross profit

Operating (loss) profit

HBB

KC

Eliminations

Net (loss) income

HBB

KC

Eliminations

Basic earnings (loss) per share

Diluted earnings (loss) per share

2017

First 
Quarter

Second 
Quarter

Third 
Quarter

Fourth 
Quarter

$

$

$

$

$

$

$

$

$

114,154

$

127,574

$

153,592

$

219,751

26,665

(537)

140,282

34,577

782

(3,279)

59

$

$

$

(2,438) $

689

$

(2,143)

96

(1,358) $

(0.10) $

(0.10) $

25,868

(466)

152,976

38,831

5,164

(3,008)

8

2,164

3,195

(1,970)

14

1,239

0.09

0.09

$

$

$

$

$

$

$

$

28,644

(523)

181,713

48,127

9,001

(1,581)

10

7,430

5,245

(1,155)

169

4,259

0.31

0.31

$

$

$

$

$

$

$

$

47,343

(1,316)

265,778

72,286

26,540

4,450

(11)

30,979

11,988

1,996

(219)

13,765

1.01

1.01

F-29

 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
HAMILTON BEACH BRANDS HOLDING COMPANY
(Tabular Amounts in Thousands, Except Per Share and Percentage Data)

Revenues

HBB

KC

Eliminations

Gross profit

Operating (loss) profit

HBB

KC

Eliminations

Net (loss) income

HBB

KC

Eliminations

Basic earnings (loss) per share

Diluted earnings (loss) per share

2016

First 
Quarter

Second
Quarter

Third 
Quarter

Fourth 
Quarter

$

$

$

$

$

$

$

$

$

115,740

$

127,054

$

157,264

$

205,112

28,383

(989)

143,134

34,037

67

(2,890)

(66)

$

$

$

28,634

(770)

154,918

38,292

4,696

(3,011)

(1)

$

$

$

32,895

(1,769)

188,390

50,061

14,399

(921)

—

$

$

$

54,439

(636)

258,915

71,381

23,871

7,198

32

(2,889) $

1,684

$

13,478

$

31,101

(261) $

2,934

$

9,511

$

(1,868)

(19)

(2,148) $

(1,954)

(16)

964

(0.16) $

0.07

(0.16) $

0.07

$

$

$

(717)

(63)

8,731

0.64

0.64

$

$

$

14,373

4,184

75

18,632

1.36

1.36

The significant increase in gross profit of HBB and KC in the fourth quarters of 2017 and 2016 compared with the prior 
quarters of 2017 and 2016 is primarily due to the seasonal nature of their businesses.  As a result of the distribution of one share 
of Hamilton Beach Holding Class A common stock and one share of Hamilton Beach Holding Class B common stock for each 
share of NACCO Class A or NACCO Class B common stock, the earnings per share amounts for the Company for periods prior 
to the spin-off have been calculated based upon the number of shares distributed in the spin-off.

NOTE 16—Related Party Transactions 

Hyster-Yale Materials Handling, Inc. (“Hyster-Yale”) is a former subsidiary of NACCO that was spun-off to stockholders in 
2012. In the ordinary course of business, HBB and KC lease or buy Hyster-Yale lift trucks. The terms may not be comparable to 
terms that would be obtained in a transaction between unaffiliated parties.

Prior to the spin-off, NACCO charged management fees to the Company for services provided by NACCO.  NACCO 
management fees are included in selling, general and administrative expenses and were $3.0 million in the first nine months of 
2017 and $4.1 million and $3.9 million for the years ended December 31, 2016 and 2015, respectively.  NACCO management 
fees were based upon estimated parent company resources devoted to providing centralized services and stewardship activities 
and were allocated among all NACCO subsidiaries based upon the relative size and complexity of each subsidiary. The 
Company believes the assumptions and allocation methods underlying the consolidated financial statements are based on a 
reasonable reflection of the use of services provided to or the benefit received by Hamilton Beach Holding during the periods 
presented relative to the total costs incurred by NACCO. However, the amounts recorded for these allocations are not 
necessarily representative of the amount that would have been reflected in the consolidated financial statements had the 
Company been an entity that operated independently of NACCO.

In connection with the spin-off of Hamilton Beach Holding, the Company and NACCO entered into a Transition Services 
Agreement ("TSA"). Under the terms of the TSA, NACCO provides various services to Hamilton Beach Holding on a 
transitional basis, as needed, for varying periods after the spin-off date. None of the transition services are expected to exceed 
one year. Hamilton Beach Holding expects to pay NACCO net aggregate fees of approximately $1.0 million over the term of 
the TSA and incurred $0.2 million of fees under the TSA during the three months and year ended December 31, 2017.

F-30

 
 
 
 
 
 
 
 
 SCHEDULE II—VALUATION AND QUALIFYING ACCOUNTS
HAMILTON BEACH BRANDS HOLDING COMPANY
YEAR ENDED DECEMBER 31, 2017, 2016, AND 2015

Description

2017

Reserves deducted from asset accounts:

Allowance for doubtful accounts

Allowance for discounts, adjustments and returns

Deferred tax valuation allowances

2016

Reserves deducted from asset accounts:

Allowance for doubtful accounts

Allowance for discounts, adjustments and returns

Deferred tax valuation allowances

2015

Reserves deducted from asset accounts:

Allowance for doubtful accounts

Allowance for discounts, adjustments and returns

Deferred tax valuation allowances

(A) 

Write-offs, net of recoveries.

Additions

Balance at
Beginning
of Period

Charged to 
Costs and 
Expenses

Charged to 
Other 
Accounts 
— Describe

Deductions 
— Describe

Balance at 
End of 
Period (C)

(In thousands)

$

862

$ 14,650

$

1,614

$

864

$ 17,397

$

1,290

$

1,208

$ 15,048

$

906

$

$

$

$

$

$

$

$

$

405

21,358

302

46

21,692

324

1

25,150

384

$

$

$

$

$

$

$

$

$

— $

90

(A) 

$

1,177

— $ 21,844

(B) 

$ 14,164

— $

—

$

1,916

— $

48

(A) 

$

862

241

$ 24,680

(B) 

$ 14,650

— $

—

$

1,614

— $

345

1,587

$ 24,388

(A)

(B)

— $

—

$

864

$ 17,397

$

1,290

(B) 

(C) 

Payments and customer deductions for product returns, discounts and allowances.

Balances which are not required to be presented and those which are immaterial have been omitted.

F-31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SUBSIDARIES OF HAMILTON HOLDING COMPANY

The following is a list of active subsidiaries as of the date of the filing with the Securities and Exchange Commission of the 
Annual Report on Form 10 K to which this is an Exhibit. Except as noted, all of these subsidiaries are wholly owned, directly 
or indirectly.

Exhibit 21

Name

Altoona Services, Inc.

Grupo HB/PS S.A. de C.V.

Hamilton Beach Brands Canada, Inc.

Hamilton Beach Brands de Mexico S.A. de C.V.

Hamilton Beach Brands Do Brasil Comercializacao de Produtos Electricos Ltda

Hamilton Beach Brands, (HK) Limited

Hamilton Beach Brands Holding Company

Hamilton Beach Brands, Inc.

Hamilton Beach Electrical Appliances (Shenzhen) Co. Ltd.

Hamilton Beach, Inc.

The Kitchen Collection, LLC

Weston Brands, LLC

Incorporation

Pennsylvania

Mexico (99.98%)

Canada

Mexico (99.98%)

Brazil (99.9%)

Hong Kong (PRC)

Delaware

Delaware

China

Delaware

Ohio

Ohio

I, Gregory H.  Trepp, certify that:

Certifications

Exhibit 31(i)(1)

1. 

I have reviewed this annual report on Form 10-K of Hamilton Beach Brands Holding Company;

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a 

material fact necessary to make the statements made, in light of the circumstances under which such statements 
were made, not misleading with respect to the period covered by this report;

3.  Based on my knowledge, the financial statements, and other financial information included in this report, fairly 

present in all material respects the financial condition, results of operations and cash flows of the registrant as 
of, and for, the periods presented in this report;

4.  The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure 

controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over 
financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures 
to be designed under our supervision, to ensure that material information relating to the registrant, 
including its consolidated subsidiaries, is made known to us by others within those entities, particularly 
during the period in which this report is being prepared;

b)  Designed such internal control over financial reporting, or caused such internal control over financial 

reporting to be designed under our supervision, to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance with generally accepted accounting principles;

c)  Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this 
report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end 
of the period covered by this report based on such evaluation; and

d)  Disclosed in this report any change in the registrant's internal control over financial reporting that 

occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the 
case of an annual report) that has materially affected, or is reasonably likely to materially affect, the 
registrant's internal control over financial reporting; and

5.    The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal 
control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of 
directors (or persons performing the equivalent functions):

a)     All significant deficiencies and material weaknesses in the design or operation of internal control over 
financial reporting which are reasonably likely to adversely affect the registrant's ability to record, 
process, summarize and report financial information; and

b)  Any fraud, whether or not material, that involves management or other employees who have a 

significant role in the registrant's internal control over financial reporting.

Date: March 7, 2018

/s/ Gregory H. Trepp
Gregory H.  Trepp
President and Chief Executive
Officer (principal executive
officer)

I, James H. Taylor, certify that:

Certifications

Exhibit 31(i)(2)

1.

I have reviewed this annual report on Form 10-K of Hamilton Beach Brands Holding Company;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a

material fact necessary to make the statements made, in light of the circumstances under which such statements
were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly

present in all material respects the financial condition, results of operations and cash flows of the registrant as
of, and for, the periods presented in this report;

4. The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure

controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over
financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures
to be designed under our supervision, to ensure that material information relating to the registrant,
including its consolidated subsidiaries, is made known to us by others within those entities, particularly
during the period in which this report is being prepared;

b) Designed such internal control over financial reporting, or caused such internal control over financial

reporting to be designed under our supervision, to provide reasonable assurance regarding the
reliability of financial reporting and the preparation of financial statements for external purposes in
accordance with generally accepted accounting principles;

c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this
report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end
of the period covered by this report based on such evaluation; and

d) Disclosed in this report any change in the registrant's internal control over financial reporting that

occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the
case of an annual report) that has materially affected, or is reasonably likely to materially affect, the
registrant's internal control over financial reporting; and

5. The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal
control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of
directors (or persons performing the equivalent functions):

a) All significant deficiencies and material weaknesses in the design or operation of internal control over
financial reporting which are reasonably likely to adversely affect the registrant's ability to record,
process, summarize and report financial information; and

b) Any fraud, whether or not material, that involves management or other employees who have a

significant role in the registrant's internal control over financial reporting.

Date: March 7, 2018

/s/ James H. Taylor
James H. Taylor
Vice President, Chief Financial Officer 
and Treasurer
(Principal Financial Officer)/(Principal 
Accounting Officer)

Exhibit 32

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF 
THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of Hamilton Beach Holding Company (the “Company”) on Form 10-K for the year 
ended December 31, 2017, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), each of the 
undersigned officers of the Company certifies, pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-
Oxley Act of 2002, that, to such officer's knowledge:

(1) The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of

operations of the Company as of the dates and for the periods expressed in the Report.

Date: March 7, 2018

Date: March 7, 2018

/s/ Gregory H. Trepp

Gregory H.  Trepp

President and Chief Executive Officer (principal executive officer)

/s/ James H. Taylor

James H. Taylor

Vice President, Chief Financial Officer and Treasurer
(Principal Financial Officer)/(Principal Accounting Officer)

The following information related to the Company's stock performance was not included in or 
incorporated by reference into, and shall not be deemed to constitute a part of, the Company's Annual 
Report on Form 10-K filed with the SEC. 

Stock Price Performance Presentation 

The following graph compares the Company's total stock price performance on Class A Common Stock 
against the total stock price performance of the Russell 2000 Index and the Russell 2000 Producer 
Durables Index for the periods indicated. The graph presents the value of a $100 investment, at the base 
point, for each index assuming the reinvestment of dividends. 

In accordance with the regulations promulgated by the SEC, the following graph compares the stock price 
performance based upon the difference between the stock price since the Company’s stock began trading 
and the stock price at the end of each month for the three-month period commencing October 1, 2017 
(base point) and ending December 31, 2017. 

DIRECTORS AND OFFICERS

Hamilton Beach Brands Holding Company

Officers of Subsidiaries

Officers: 

Alfred M. Rankin, Jr. 
Executive Chairman

Gregory H. Trepp
President and Chief Executive 
Officer 

Gregory E. Salyers 
Senior Vice President, Global 
Operations - Hamilton Beach 
Brands, Inc.

R. Scott Tidey
Senior Vice President,
North America Sales and
Marketing - Hamilton Beach
Brands, Inc.

Keith B. Burns 
Vice President, Engineering 
and Information Technology - 
Hamilton Beach Brands, Inc.

Dana B. Sykes 
Vice President, General Counsel 
and Secretary 

James H. Taylor 
Vice President, Chief Financial 
Officer and Treasurer 

Robert O. Strenski 
President - The Kitchen 
Collection, LLC

Directors:

Mark R. Belgya
Vice Chair and Chief Financial 
Officer of The J. M. Smucker 
Company

J.C. Butler, Jr.
President and Chief Executive
Officer of NACCO Industries, Inc.
President and Chief Executive 
Officer of The North American Coal 
Corporation

John P. Jumper 
Retired Chief of Staff, United 
States Air Force

Dennis W. LaBarre 
Retired Partner, Jones Day 

Michael S. Miller 
Retired Managing Director, 
The Vanguard Group

Alfred M. Rankin, Jr. 
Executive Chairman of Hamilton 
Beach Brands Holding Company 
Non-Executive Chairman of 
NACCO Industries, Inc. 
Chairman, President and Chief 
Executive Officer of Hyster-Yale 
Materials Handling, Inc.

Roger F. Rankin 
Self-employed (personal 
investments)

Thomas T. Rankin 
Retired Owner and President of 
Cross Country Marketing

James A. Ratner 
Non-Executive Chairman of  
Forest City Realty Trust, Inc.

David F. Taplin 
Self-employed (tree farming)

Gregory H. Trepp 
President and Chief Executive 
Officer of Hamilton Beach Brands 
Holding Company 
President and Chief Executive 
Officer of Hamilton Beach  
Brands, Inc. 
Chief Executive Officer of  
The Kitchen Collection, LLC

Hamilton Beach Brands, Inc.

Gregory H. Trepp
President and Chief Executive 
Officer

Gregory E. Salyers
Senior Vice President,
Global Operations

R. Scott Tidey
Senior Vice President,
North America
Sales and Marketing

Keith B. Burns
Vice President, Engineering and
Information Technology

Dana B. Sykes
Vice President, General Counsel
and Secretary

James H. Taylor
Vice President and Chief 
Financial Officer

D. Scott Butler
Senior Director, Controller

Richard E. Moss
Senior Director, Finance 
& Treasurer

Derek R. Redmond
Assistant Secretary and 
Senior Counsel

The Kitchen Collection, LLC

Gregory H. Trepp
Chief Executive Officer

Robert O. Strenski
President

Randy L. Sklenar
Vice President, Field Operations
and Human Resources

L. J. Kennedy
Director of Finance, Treasurer
and Secretary

Derek R. Redmond 
Assistant Secretary

Dana B. Sykes 
Assistant Secretary

3341_Cover.qxp_3341_Cov  3/8/17  3:54 PM  Page 2

3341_Cover.qxp_3341_Cov  3/8/17  3:54 PM  Page 2

NACCO Industries, Inc. at a Glance
NACCO Industries, Inc. at a Glance

Principal Businesses
Principal Businesses

North American Coal (“NACoal”)
North American Coal (“NACoal”)
Headquarters: Dallas, Texas
Headquarters: Dallas, Texas
North American Coal mines coal primarily 
North American Coal mines coal primarily 
for use in power generation and provides 
for use in power generation and provides 
value-added services for natural resource
value-added services for natural resource
companies. 
companies. 

MINING
MINING

2016
Financial Results
2016
Financial Results

NACoal:
NACoal:
Revenues:
Revenues:
$111.1 million
$111.1 million
Operating profit:
Operating profit:
$5.6 million
$5.6 million
Net income:
Net income:
$8.2 million
$8.2 million
Adjusted income:(1)
Adjusted income:(1)
$25.4 million
$25.4 million
Equity:
Equity:
$105.6 million
$105.6 million
Return on Equity:(1)
Return on Equity:(1)
7.5%
7.5%
Return on Capital
Return on Capital
Employed:(1)
Employed:(1)
5.2%
5.2%

Market Positions
Market Positions

NACoal:
NACoal:
North American Coal is 
North American Coal is 
among the ten largest
among the ten largest
coal producers in the
coal producers in the
United States. 
United States. 
Coal is delivered from
Coal is delivered from
developed mines in North
developed mines in North
Dakota, Texas, Mississippi,
Dakota, Texas, Mississippi,
Louisiana, and within the
Louisiana, and within the
Navajo Nation in New
Navajo Nation in New
Mexico to adjacent or
Mexico to adjacent or
nearby power plants or
nearby power plants or
coal processing facilities.
coal processing facilities.

Our Mission: To Deliver Profitable Growth from Innovative  
HBB:
HBB:
Hamilton Beach Brands (“HBB”)
Solutions that Improve Everyday Living
HBB:
HBB:
Hamilton Beach Brands (“HBB”)
HBB is a leading company
Revenues:
Headquarters: Richmond, Virginia
HBB is a leading company
Revenues:
Headquarters: Richmond, Virginia
in retail and commercial
$605.2 million
HBB is a leading designer, marketer and 
in retail and commercial
$605.2 million
small appliances, with
Operating profit:
As one of the country’s leading distributors of small kitchen appliances,  
HBB is a leading designer, marketer and 
distributor of small electric household and 
small appliances, with
Operating profit:
strong share positions in
$43.0 million
Hamilton Beach Brands Holding Company sells over 34 million appliances every year.
distributor of small electric household and 
specialty housewares appliances, as well as 
strong share positions in
$43.0 million
many of the categories
Net income:
specialty housewares appliances, as well as 
commercial products for restaurants, bars 
many of the categories
Net income:
in which it competes.
$26.6 million
commercial products for restaurants, bars 
and hotels.
in which it competes.
$26.6 million
Equity:
and hotels.
Equity:
HBB products are primarily
$44.1 million
Above: Our innovative products cross a wide range of categories and price points. From left to right: Hamilton Beach® The Scoop®
HBB has a broad portfolio of some of the
HBB products are primarily
$44.1 million
Return on Equity:(1)
Single-Serve coffeemaker, Hamilton Beach® 2-Way Brewer coffeemaker, Hamilton Beach® Durathon® Electronic Iron, Proctor Silex®
distributed through mass
HBB has a broad portfolio of some of the
most recognized and respected brands in
Can Opener and Proctor Silex 2-slice Toaster. 
Return on Equity:(1)
distributed through mass
merchants, national 
51.1%
most recognized and respected brands in
the small electric appliance industry, including
merchants, national 
51.1%
department stores, whole-
Return on Capital
the small electric appliance industry, including
Hamilton Beach®, Proctor Silex®, Hamilton
department stores, whole-
Return on Capital
Employed:(1)
sale distributors, other
Hamilton Beach®, Proctor Silex®, Hamilton
Beach® Commercial and Weston®. HBB also
Employed:(1)
sale distributors, other
retail sales outlets and
30.5%
Beach® Commercial and Weston®. HBB also
sells products under licensed brands such 
retail sales outlets and
30.5%
the Internet.
CONTENTS
sells products under licensed brands such 
as Wolf Gourmet® and CHI®**.
the Internet.
as Wolf Gourmet® and CHI®**.

*
*

01
About the Company 

02 
Selected Financial and Operating Data

Kitchen Collection
Kitchen Collection
Headquarters: Chillicothe, Ohio
Headquarters: Chillicothe, Ohio
Kitchen Collection is a national specialty 
Kitchen Collection is a national specialty 
retailer of kitchenware in outlet malls
04
retailer of kitchenware in outlet malls
throughout the United States.
throughout the United States.
Letter to Stockholders

11
Form 10-K

Kitchen Collection:
Kitchen Collection:
Kitchen Collection is
Kitchen Collection is
a leading specialty
a leading specialty
retailer of kitchen
retailer of kitchen
and related products
Inside Back Cover 
and related products
in outlet malls with
Corporate Information
in outlet malls with
223 stores throughout
223 stores throughout
the United States at
the United States at
December 31, 2016.
December 31, 2016.

Kitchen Collection:
Kitchen Collection:
Revenues:
98 
Revenues:
$144.4 million
Directors and Officers 
$144.4 million
Operating profit:
Operating profit:
$0.4 million
$0.4 million
Net loss:
Net loss:
$0.4 million
$0.4 million
Equity:
Equity:
$21.4 million
$21.4 million
Return on Equity:(1)
Return on Equity:(1)
(1.6%)
(1.6%)
Return on Capital
Return on Capital
Employed:(1)
Employed:(1)
(1.2%)
(1.2%)

On the Cover: Wolf Gourmet® is a registered trademark of the Sub-Zero Group, Inc. CHI® is a registered trademark of Farouk Systems, Inc.

(1) This Annual Report contains references to non-GAAP financial measures. Presentations of, and quantitative reconciliations to, the most directly comparable financial
(1) This Annual Report contains references to non-GAAP financial measures. Presentations of, and quantitative reconciliations to, the most directly comparable financial

measures calculated and presented in accordance with U.S. generally accepted accounting principles (“GAAP”) appear on page 14.
measures calculated and presented in accordance with U.S. generally accepted accounting principles (“GAAP”) appear on page 14.

**Wolf Gourmet® is a registered trademark of the Sub-Zero Group, Inc.

**Wolf Gourmet® is a registered trademark of the Sub-Zero Group, Inc.

**CHI® is a registered trademark of Farouk Systems, Inc.

**CHI® is a registered trademark of Farouk Systems, Inc.

CORPORATE INFORMATION

Annual Meeting
The Annual Meeting of Stockholders of  
Hamilton Beach Brands Holding Company  
will be held at 11:00 a.m. on May 15, 2018, at:  
5875 Landerbrook Drive, Cleveland, Ohio 44124

Form 10-K
Additional copies of the Company’s Form 
10-K filed with the Securities and Exchange
Commission are available free of charge through
Hamilton Beach Brands Holding Company’s
website (www.hamiltonbeachbrands.com)
or by request to:

Investor Relations
Hamilton Beach Brands Holding Company 
4421 Waterfront Drive  
Glen Allen, Virginia 23060
(804) 418-7745

Stock Transfer Agent and Registrar
Stockholder Correspondence:
Computershare
P.O. Box 505000
Louisville, KY 40233-5000

Overnight Correspondence:
Computershare
462 South 4th St., Suite 1600
Louisville, KY 40202

(800) 622-6757 (U.S., Canada and Puerto Rico)
(781) 575-4735 (International)

Legal Counsel
McDermott Will & Emery LLP
444 West Lake Street
Chicago, Illinois 60606

Independent Registered Public 
Accounting Firm
Ernst & Young LLP
950 Main Ave., Suite 1800
Cleveland, Ohio 44113

Stock Exchange Listing
The New York Stock Exchange 
Symbol: HBB

Investor Relations Contact
Investor questions may be addressed to:

Investor Relations
Hamilton Beach Brands Holding Company 
4421 Waterfront Drive  
Glen Allen, Virginia 23060
(804) 418-7745
E-mail: ir@hamiltonbeach.com

Hamilton Beach Brands Holding  
Company’s Website
Additional information on Hamilton Beach Brands 
Holding Company may be found at the corporate 
website, www.hamiltonbeachbrands.com. The 
Company considers this website to be one of the 
primary sources of information for investors and  
other interested parties.

Subsidiary Company Websites
The websites for the Company’s subsidiaries 
are as follows:

Hamilton Beach Brands–U.S.:
www.hamiltonbeach.com
www.proctorsilex.com
www.commercial.hamiltonbeach.com

Hamilton Beach Brands–Mexico:
www.hamiltonbeach.com.mx

Weston Brands:

www.westonproducts.com

Kitchen Collection:

www.kitchencollection.com

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T
T

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The FSC® Trademark identifies wood fibers coming from forests which have been certified
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in accordance with the rules of the Forest Stewardship Council®.
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Environmental Benefits
This Annual Report on Form 10-K is printed using post-consumer waste recycled paper and vegetable-based inks.
By using this environmental paper, Hamilton Beach Brands Holding Company saved the following resources:

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B
B
B
B
B
B

  pre­
s
  pre­
8 trees  pre­
  pre­
s
  pre­
served for the
s
8 trees  pre­
  pre­
s
future
  pre­
served for the
s
s
future

25 lbs. water­
borne waste 
25 lbs. water­
not created 
borne waste 
not created 

3,670 gal.
wastewater
 3,670 gal.
flow saved 
wastewater
flow saved 

406 lbs.
solid waste
406 lbs.
not generated
solid waste
not generated

800 lbs. net
greenhouse
800 lbs. net
gases prevented 
greenhouse
gases prevented 

6,120,000
BTUs energy
6,120,000
not consumed 
BTUs energy
not consumed 

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4421 Waterfront Drive, Glen Allen VA 23060
www.hamiltonbeachbrands.com

An Equal Opportunity Employer