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International Paper Company

ip · NYSE Consumer Cyclical
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Exchange NYSE
Sector Consumer Cyclical
Industry Packaging & Containers
Employees 10,000+
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FY2019 Annual Report · International Paper Company
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Loading PDF…
 ANNUAL 
PERFORMANCE 
SUMMARY

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©2020 International Paper Company. All rights reserved. Accent, Ballet,  

by George, Chamex, Hammermill, International Paper logo, POL, 

PRO-DESIGN, REY and SvetoCopy are registered trademarks of 

International Paper Company or its affiliates. 

From FORTUNE Magazine, February 2020, ©2020 Fortune Media IP 

Limited. FORTUNE and The World’s Most Admired Companies are 

registered trademarks of Fortune Media IP Limited and are used under 

license. FORTUNE and Fortune Media IP Limited are not affiliated with, 

and do not endorse the products or services of, International Paper 

Company. “World’s Most Ethical Companies” and “Ethisphere” names 

and marks are registered trademarks of Ethisphere LLC. FTSE Russell  

(the trading name of FTSE International Limited and Frank Russell 

Company) confirms that International Paper has been independently 

assessed according to the FTSE4Good criteria, and has satisfied the 

requirements to become a constituent of the FTSE4Good Index Series. 

Created by the global index provider FTSE Russell, the FTSE4Good Index 

Series is designed to measure the performance of companies 

demonstrating strong Environmental, Social and Governance (ESG) 

practices. The FTSE4Good indices are used by a wide variety of market 

participants to create and assess responsible investment funds and other 

products. All product names, logos and brands are property of their 

respective owners. 

Annual Performance Summary printed on Accent Opaque Cover Smooth 

100lb. and Text Smooth 100lb. 10-K printed on Accent Opaque Text 

Smooth 50lb.

InternationalPaper.com

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Our Vision is to be among the most 
successful, sustainable and responsible 
companies in the world.

International Paper

Board of Directors

More than 
25,000 
Customers in 
150 Countries

$22 Billion 
Total Revenue 
in 2019

More than  
50,000  
Employees

WHO WE ARE 

We are one of the world’s leading producers  
of renewable, fiber-based packaging,  
pulp and paper. 

WHAT WE DO 

We improve people’s lives, the planet  
and our company’s performance by 
transforming renewable resources into 
products people depend on every day. 

HOW WE DO IT 

We do the right things, in the right ways,  
for the right reasons, all of the time – this  
is The IP Way. Together, The IP Way and our 
Core Values of Safety, Ethics and 
Stewardship serve as our guideposts as we 
carry out our Mission. 

  |   2019 ANNUAL PERFORMANCE SUMMARY

The IP Way Forward is our strategic framework 
for pursuing our Vision and creating value for all 
stakeholders for generations to come.

World 

Regional 

Headquarters

Headquarters

International Paper 

International Paper Asia 

International Paper Do Brasil 

International Paper Europe, 

International Paper Russia 

Company 

6400 Poplar Avenue 

Memphis, TN 38197  

8F, Building A 

Xuhui Vanke Center 

55 Ding An Road 

United States of America

Shanghai, 200235, China

Rodovia SP 340, KM 171 

Middle East and Africa  

Kropotkina Street 1, Litera I  

Mogi Guaçu/SP 

CEP: 13845-901

(EMEA)  

Saint Petersburg, 197101  

Chaussée de la Hulpe 166 

Russia

1170 Brussels, Belgium

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Mark S. Sutton 

William J. Burns 

Christopher M. Connor 

Ahmet C. Dorduncu 

Chairman of the Board  

President 

and Chief Executive Officer 

The Carnegie 

International Paper  

Company

Endowment for 

International Peace

Retired Chairman, 

President and Chief 

Executive Officer  

The Sherwin-Williams 

Company

Chief Executive Officer 

Akkök Group

Ilene S. Gordon 

Presiding Director  

Retired Chairman, 

President and Chief 

Executive Officer  

Ingredion Incorporated

Anders Gustafsson 

Jacqueline C. Hinman 

Chief Executive Officer 

Former Chairman, 

Zebra Technologies 

Corporation

President and Chief 

Executive Officer  

Clinton A. Lewis, Jr. 

Former Executive Vice 

President and Group 

President International 

CH2M HILL Companies, 

Operations, Commercial 

Ltd. 

Development, Global 

Genetics and Aquatic Health  

Zoetis Inc. 

Kathryn D. Sullivan 

Senior Fellow at the 

Potomac Institute for 

Policy Studies and 

J. Steven Whisler 

Ray G. Young 

Retired Chairman and 

Executive Vice President 

Chief Executive Officer 

and Chief Financial Officer 

Phelps Dodge 

Archer Daniels Midland 

Ambassador-at-Large at 

Corporation

Company

the Smithsonian National 

Air and Space Museum

Mark S. Sutton,  
Chairman of the Board  
and Chief Executive Officer

Dear 
Shareowners,

At International Paper, we transform 
renewable resources into recyclable  
products that people depend on every day. 
Our commitment to sustainability creates 
value for our shareowners while protecting 
the planet and improving people’s lives. 

Our 50,000 colleagues are the foundation of our success. Each 
day, we focus on ensuring the safety of employees, contractors, 
suppliers and visitors while operating reliably and serving more than 
25,000 customers around the world. 

We recognize our responsibility to protect the planet and help our 
communities thrive. We focus on tackling the toughest challenges 
throughout our entire value chain. We continue to make significant 
progress reducing greenhouse gas emissions, improving forest 
stewardship within and outside of our company and advancing  
water stewardship. 

We are proud to be a force for good in our communities, providing 
volunteers, product donations and financial contributions to 
organizations that address critical needs in the communities where our 

InternationalPaper.com   | 1

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 “ As a leading producer of 
renewable fiber-based 
products, we provide 
innovative, circular 
solutions that enable 
our customers to meet 
consumer needs.”

CAPITAL 
ALLOCATION 
FRAMEWORK

Our capital allocation 
framework guides our 
strategic decision-making 
to bring value for 
shareowners and  
all stakeholders.

INVEST TO 
CREATE VALUE

RETURN CASH TO 
SHAREHOLDERS

MAINTAIN STRONG 
BALANCE SHEET

2

  |   2019 ANNUAL PERFORMANCE SUMMARY

employees live and work. Over the past five years, we increased our 
community engagement contributions to more than $24 million annually 
to support four signature causes: education, hunger, health and 
wellness, and disaster relief. 

2019 IN REVIEW

In 2019, we continued to demonstrate the strength of our business 
portfolio and investment choices and delivered:

•  $3.9 billion in adjusted earnings before interest, tax, depreciation  

and amortization (EBITDA)

•  Outstanding free cash flow of $2.3 billion

•  11% adjusted return on invested capital, our 10th consecutive year  

of value-creating returns

As a leading producer of renewable fiber-based products, we provide 
innovative, circular solutions that enable our customers to meet 
consumer needs. Our innovation and design centers combined with our 
manufacturing and converting facilities support our strong commercial 
positions in attractive segments and generated an adjusted EBITDA 
margin of more than 17% in 2019. 

We continue to make strategic choices to focus our resources and 
strengthen our company. We invested in our U.S. corrugated packaging 
business to enhance our capabilities and reinforce our strong position  
in the fastest growing segments, and we started the conversion of a 
printing paper machine in our Riverdale Mill in Alabama, which will 
begin producing white-top linerboard in the second quarter of 2020.  
We also made small, targeted acquisitions in our European corrugated 
packaging business to expand our converting capacity near our mill in 
Madrid, Spain. 

Throughout the year, we took steps to streamline our portfolio and 
further focus on the businesses where we can create the most value.  
After determining that a significant addition to our portfolio in the 
North American consumer packaging segment is not a strategic priority, 
we began to monetize our ownership interest in Graphic Packaging in 
early 2020. 

We continue to maximize value creation by using our strong free cash 
flow consistent with our capital allocation framework. In 2019, we 
returned $1.3 billion to shareholders through dividends and share 
repurchases. Over the past five years, we have returned 60% of free 
cash flow to shareowners totaling $5.6 billion. For the 10th consecutive 
year, we increased our annualized dividend, demonstrating our strong 
and sustainable dividend policy. 

Also in 2019, we repaid $1 billion of debt, which is a reflection of our 
commitment to a strong balance sheet. In 2020, we will continue to 
focus on being the supplier of choice for customers, managing costs 
aggressively, executing capital spending effectively and generating 
strong free cash flow.

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2020 OUTLOOK

Overall, our commercial and operational capabilities position us 

for positive momentum as we navigate through the year.  

The fundamentals of our corrugated packaging and fluff pulp 

businesses are solid, supported by demand for sustainable 

products that people depend on every day. Our paper business  

is gaining momentum in e-commerce and retail channels in 

response to changing consumer buying habits. 

International Paper has great customers, dedicated people, 

outstanding manufacturing facilities and a strong financial 

position that will enable us to meet the certain global challenges 

that are ahead in 2020.  

Finally, as part of our continued commitment to sustainability,  

we introduced our Vision 2030 goals earlier this year. These goals 

expand on our previous generation of goals and guide our 

commitment to building a better future for people, the planet  

and our company. 

Thank you for supporting our efforts to pursue our Vision to be 

among the most successful, sustainable and responsible 

LEADERSHIP TRANSITIONS

Our performance and execution are driven by strong leadership. In 2019, several 

senior leaders accepted new assignments to accelerate our progress to a more 

customer-focused company and enable greater focus on business priorities and 

profitable growth:

companies in the world. 

Sincerely, 

Mark S. Sutton,  

Chairman of the Board  

and Chief Executive Officer

Clay R. Ellis was elected senior vice 

president, Enterprise Operational 

Excellence, to lead our efforts to 

simplify, streamline and focus the 

centralized services that support our 

business strategies.

W. Thomas Hamic was elected senior 

vice president, Containerboard and 

Enterprise Commercial Excellence, to 

continue leading our North American 

Containerboard business as well as our 

efforts to increase customer focus and 

integrate market-based value creation 

initiatives across businesses and 

staff groups.

employees live and work. Over the past five years, we increased our 

community engagement contributions to more than $24 million annually 

to support four signature causes: education, hunger, health and 

wellness, and disaster relief. 

2019 IN REVIEW

In 2019, we continued to demonstrate the strength of our business 

portfolio and investment choices and delivered:

•  $3.9 billion in adjusted earnings before interest, tax, depreciation  

and amortization (EBITDA)

•  Outstanding free cash flow of $2.3 billion

•  11% adjusted return on invested capital, our 10th consecutive year  

of value-creating returns

As a leading producer of renewable fiber-based products, we provide 

innovative, circular solutions that enable our customers to meet 

consumer needs. Our innovation and design centers combined with our 

manufacturing and converting facilities support our strong commercial 

positions in attractive segments and generated an adjusted EBITDA 

margin of more than 17% in 2019. 

We continue to make strategic choices to focus our resources and 

strengthen our company. We invested in our U.S. corrugated packaging 

business to enhance our capabilities and reinforce our strong position  

in the fastest growing segments, and we started the conversion of a 

printing paper machine in our Riverdale Mill in Alabama, which will 

begin producing white-top linerboard in the second quarter of 2020.  

We also made small, targeted acquisitions in our European corrugated 

packaging business to expand our converting capacity near our mill in 

Madrid, Spain. 

Throughout the year, we took steps to streamline our portfolio and 

further focus on the businesses where we can create the most value.  

After determining that a significant addition to our portfolio in the 

North American consumer packaging segment is not a strategic priority, 

we began to monetize our ownership interest in Graphic Packaging in 

early 2020. 

We continue to maximize value creation by using our strong free cash 

flow consistent with our capital allocation framework. In 2019, we 

returned $1.3 billion to shareholders through dividends and share 

repurchases. Over the past five years, we have returned 60% of free 

cash flow to shareowners totaling $5.6 billion. For the 10th consecutive 

year, we increased our annualized dividend, demonstrating our strong 

and sustainable dividend policy. 

Also in 2019, we repaid $1 billion of debt, which is a reflection of our 

commitment to a strong balance sheet. In 2020, we will continue to 

focus on being the supplier of choice for customers, managing costs 

aggressively, executing capital spending effectively and generating 

strong free cash flow.

VISION

2030

Vision 2030 is a set of four goals 
and eight corresponding 
targets that demonstrate our 
commitment to building a better 
future for people, the planet 
and our company. 

OUR GOALS: 

HEALTHY &
ABUNDANT FORESTS 

SUSTAINABLE
OPERATIONS 

THRIVING PEOPLE
& COMMUNITIES 

RENEWABLE 
SOLUTIONS

See our targets at  
InternationalPaper.com/Vision2030

2020 OUTLOOK

Overall, our commercial and operational capabilities position us 
for positive momentum as we navigate through the year.  
The fundamentals of our corrugated packaging and fluff pulp 
businesses are solid, supported by demand for sustainable 
products that people depend on every day. Our paper business  
is gaining momentum in e-commerce and retail channels in 
response to changing consumer buying habits. 

International Paper has great customers, dedicated people, 
outstanding manufacturing facilities and a strong financial 
position that will enable us to meet the certain global challenges 
that are ahead in 2020.  

Finally, as part of our continued commitment to sustainability,  
we introduced our Vision 2030 goals earlier this year. These goals 
expand on our previous generation of goals and guide our 
commitment to building a better future for people, the planet  
and our company. 

Thank you for supporting our efforts to pursue our Vision to be 
among the most successful, sustainable and responsible 
companies in the world. 

Sincerely, 

Mark S. Sutton,  
Chairman of the Board  
and Chief Executive Officer

LEADERSHIP TRANSITIONS

Our performance and execution are driven by strong leadership. In 2019, several 
senior leaders accepted new assignments to accelerate our progress to a more 
customer-focused company and enable greater focus on business priorities and 
profitable growth:

Clay R. Ellis was elected senior vice 
president, Enterprise Operational 
Excellence, to lead our efforts to 
simplify, streamline and focus the 
centralized services that support our 
business strategies.

W. Thomas Hamic was elected senior 
vice president, Containerboard and 
Enterprise Commercial Excellence, to 
continue leading our North American 
Containerboard business as well as our 
efforts to increase customer focus and 
integrate market-based value creation 
initiatives across businesses and 
staff groups.

James P. Royalty, Jr. was elected senior 
vice president and president, IP Europe, 
Middle East, Africa and IP Russia to lead 
our paper and packaging businesses in 
this region.

John V. Sims was named senior vice 
president, Corporate Development, to 
analyze strategic portfolio decisions 
that help create advantaged positions 
in attractive markets.

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InternationalPaper.com   | 3

Our Businesses

Creating innovative products from responsibly sourced, 
renewable resources.

We Deliver Value  

for Our Shareowners

INDUSTRIAL 
PACKAGING

GLOBAL  
CELLULOSE FIBERS

PRINTING 
PAPERS

69% of total revenue

12% of total revenue

19% of total revenue

We establish advantaged positions in attractive market segments with 

safe, efficient manufacturing operations near sustainable fiber sources. 

We create packaging products that 
protect and promote goods, enable 
worldwide commerce and keep 
consumers safe. We meet our 
customers’ most challenging sales, 
shipping, storage and display 
requirements with sustainable 
solutions. In addition to 
containerboard mills, box plants 
and converting operations across 
the globe, our North American 
recycling business recovers, 
processes and sells seven million 
tons of corrugated packaging and 
paper annually.

Segments

•  E-commerce 
•  Protein 
•  Fruit and vegetable 
•  Distribution 
•  Processed food and beverage 
•  Durable/non-durable goods

Additionally, we provide high-
quality coated paperboard for 
consumer packaging throughout 
Europe, the Middle East and Africa 
(EMEA). Customers rely on us for 
pharmaceutical, healthcare, 
cosmetics, food and beverage 
packaging solutions.

We create quality cellulose fiber 
products suitable for a wide range 
of applications. Cellulose fiber is 
a sustainable, renewable raw 
material used in hundreds of 
products people depend on every 
day, including baby diapers, 
feminine care, adult incontinence 
and other personal hygiene 
products that promote health and 
wellness. Our innovative specialty 
pulps serve as a sustainable raw 
material across a variety of 
industries such as textiles, 
construction material, paints and 
coatings and more. 

Segments

•  Absorbent hygiene products
•  Papergrade
•  Specialty

Revenue by region

94% North America 
  6% EMEA

Although the majority of revenue 
for this business is generated in 
North America, we export about 
80% of this volume, primarily to 
Asia and EMEA with a smaller 
portion going to Latin America.

We create papers that facilitate 
education and communication.  
As one of the world’s largest 
manufacturers of uncoated  
freesheet, we produce a variety  
of papers for business and home  
use. Customers rely on our  
signature brands including Accent® 
Opaque, Ballet®, by George®, 
Chamex®, Hammermill®, POL®, 
PRO-DESIGN®, REY® and 
SvetoCopy® for a wide range of 
printing and converting applications.

End Use

•  Printer and copy paper 
•  Commercial printing
•  Book publishing
•  Advertising
•  Envelopes
•  Bills and statements
•  Filing
•  Specialty packaging
•  Labeling

Revenue by region

46% North America 
29% EMEA 
22% Brazil 
  3% India

Revenue by region

87% North America 
  9% EMEA 
   2% EMEA Coated Paperboard 
   2% Brazil

4

  |   2019 ANNUAL PERFORMANCE SUMMARY

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Adjusted Return on Invested Capital

5-year average:

11% ROIC

11.4%

10.0%

9.9%

13.2%

10.8%

Annualized Dividend

Dollars per share

2020

WACC

7.0%

2015

2016

2017

2018

2019

2015

2016

2017

2018

2019

$1.76

$1.85

$1.90

$2.00

$2.05

3.2x

3.3x

4.0x

2.8x

2.8x

2015

2016

2017

2018

2019

WACC: Weighted Average Cost of Capital

10th consecutive 

year of increase

10th consecutive year of greater than 

cost-of-capital returns 

Leverage

Adjusted Debt to EBITDA

Free Cash Flow

$ Billions

$1.8

$2.3

$1.7

$1.9

$2.0

$1.2

$1.5

$1.3

$0.8

$0.8

2015

2016

2017

2018

2019

Free Cash Flow

Cash to Shareowners 

(dividends, share repurchases)

Includes balance sheet debt 

and Moody’s adjustments for 

operational leases/deferred 

tax liability and debt issuance 

expense, and pension gap

PRINTING 

PAPERS

19% of total revenue

We create papers that facilitate 

education and communication.  

As one of the world’s largest 

manufacturers of uncoated  

freesheet, we produce a variety  

of papers for business and home  

use. Customers rely on our  

signature brands including Accent® 

Opaque, Ballet®, by George®, 

Chamex®, Hammermill®, POL®, 

PRO-DESIGN®, REY® and 

SvetoCopy® for a wide range of 

printing and converting applications.

End Use

•  Printer and copy paper 

•  Commercial printing

•  Book publishing

•  Advertising

•  Envelopes

•  Bills and statements

•  Filing

•  Specialty packaging

•  Labeling

Revenue by region

46% North America 

29% EMEA 

22% Brazil 

   3% India

We Deliver Value  
for Our Shareowners

We establish advantaged positions in attractive market segments with 
safe, efficient manufacturing operations near sustainable fiber sources. 

Adjusted Return on Invested Capital

5-year average:

11% ROIC

11.4%

10.0%

9.9%

13.2%

10.8%

Annualized Dividend

Dollars per share

2015

2016

2017

2018

2019

$1.76

$1.85

$1.90

$2.00

$2.05

2020
WACC
7.0%

2015

2016

2017

2018

2019

WACC: Weighted Average Cost of Capital

10th consecutive 
year of increase

10th consecutive year of greater than 
cost-of-capital returns 

Free Cash Flow

$ Billions

$1.8

$2.3

$1.7

$1.9

$2.0

$1.2

$1.5

$1.3

$0.8

$0.8

2015

2016

2017

2018

2019

Free Cash Flow

Cash to Shareowners 
(dividends, share repurchases)

Leverage

Adjusted Debt to EBITDA

2015

2016

2017

2018

2019

3.2x

3.3x

4.0x

2.8x

2.8x

Includes balance sheet debt 
and Moody’s adjustments for 
operational leases/deferred 
tax liability and debt issuance 
expense, and pension gap

InternationalPaper.com   | 5

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International Paper
Senior Leaders

Mark S. Sutton 
Chairman of the Board  
and Chief Executive Officer

W. Michael Amick, Jr. 
Senior Vice President 
Paper the Americas 

Clay R. Ellis 
Senior Vice President 
Enterprise Operational 
Excellence

W. Thomas Hamic 
Senior Vice President 
Containerboard and 
Enterprise Commercial 
Excellence

Timothy S. Nicholls 
Senior Vice President 
and Chief Financial 
Officer

Thomas J. Plath 
Senior Vice President 
Human Resources and  
Global Citizenship

Jean-Michel Ribiéras 
Senior Vice President 
Industrial Packaging  
the Americas

James P. Royalty, Jr. 
Senior Vice President 
and President, IP Europe, 
Middle East, Africa and 
IP Russia

Sharon R. Ryan 
Senior Vice President, 
General Counsel and  
Corporate Secretary

John V. Sims 
Senior Vice President 
Corporate Development

Catherine I. Slater 
Senior Vice President 
Global Cellulose Fibers 
and IP Asia

Gregory T. Wanta 
Senior Vice President 
North American 
Container

Recognition

Fortune Magazine 

Ethisphere Institute 

Women’s Choice Award®

FTSE4Good Index Series 

World’s Most Admired 
Companies® 2020 for 
17 years

World’s Most Ethical 
Companies® 2020 for 
14 consecutive years

Best Companies to Work  
For — Millennial Women 
2018-2020

An equity index series that is 
designed to facilitate investment 
in companies that meet globally 
recognized corporate 
responsibility standards

6

  |   2019 ANNUAL PERFORMANCE SUMMARY

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FORM
10-K

2 0 1 9   

F
o
r
m
1
0
-
K

FTSE4Good Index Series 

An equity index series that is 

designed to facilitate investment 

in companies that meet globally 

recognized corporate 

responsibility standards

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FINANCIAL HIGHLIGHTS

In millions, except per share amounts, at December 31

2019

2018

FINANCIAL SUMMARY
Net Sales
Business Segment Operating Profit
Earnings from Continuing Operations Before Income Taxes and Equity Earnings
Net Earnings 
Net Earnings Attributable to Noncontrolling Interests
Net Earnings Attributable to International Paper Company
Total Assets
Total Shareholders’ Equity Attributable to International Paper Company

PER SHARE OF COMMON STOCK
Basic Earnings Per Share Attributable to International Paper Company  

Common Shareholders

Diluted Earnings Per Share Attributable to International Paper Company 

Common Shareholders

Cash Dividends

SHAREHOLDER PROFILE 

Shareholders of Record at December 31
Shares Outstanding at December 31
Average Common Shares Outstanding
Average Common Shares Outstanding – Assuming Dilution

$  22,376 
2,599 
(a)
1,604 (b)
1,220 (b-c)
(5) (d)
1,225 (b-d)

33,471
7,713

$  23,306
3,082 
(a)
1,781 (e)
2,017 (e-f)
5
2,012 (e-f)

33,576
7,362

$ 

$ 

3.10

3.07
2.0125

9,801
392.1
395.3
398.8

$ 

$ 

4.91

4.85
1.9250

11,345
400.6
409.1
414.2

(a)  See the comparison of net earnings (loss) attributable to International Paper Company to its total industry segment operating profit on 

(b) 

(c) 

(d) 
(e) 

(f) 

page 22 and the operating profit table on page 85 for details of operating profit by industry segment. 
Includes  pre-tax  restructuring  and  other  charges,  net  of  $57  million  including  a  charge  of  $21  million  for  debt  extinguishment  costs,  a 
charge of $21 million related to an overhead cost reduction initiative and a charge of $15 million related to the optimization of our EMEA 
Packaging  business.  Also  included  are  a  loss  of  $97  million  related  to  the  foreign  currency  cumulative  translation  adjustment  resulting 
from the classification of the assets and liabilities of our India Papers business as held for sale, a loss of $62 million for the impairment 
of the net assets of our India Papers business, a loss of $52 million related to the impairment of goodwill in our Global Cellulose Fibers 
business, a charge of $50 million for the removal of abandoned property at our mills, a charge of $41 million for litigation reserves, a charge 
of $32 million related to an Italian antitrust fine, a charge of $25 million for environmental remediation reserve adjustments, a charge of 
$9  million  for  costs  associated  with  a  multi-employer  pension  plan  exit  liability,  a  gain  of  $9  million  for  the  sale  of  a  previously  closed 
Oregon mill site, a gain of $6 million related to the sale of a box plant in our EMEA Packaging business, income of $6 million for the accrual 
of a foreign value-added tax refund including interest, a charge of $5 million for accelerated depreciation associated with the announced 
conversion of a paper machine at our Riverdale mill to containerboard production, a charge of $3 million for the fair value adjustment of our 
remaining investment in India, a charge of $3 million for transaction costs associated with the divestiture of our India Papers business, a 
charge of $2 million for the write-off of inventory related to the optimization of our EMEA Packaging business and a charge of $1 million for 
interest expense associated with foreign tax audits. 
Includes tax expense of $203 million related to a foreign deferred tax valuation allowance, a tax benefit of $53 million related to an internal 
investment restructuring, tax expense of $9 million related to a tax rate change in Luxembourg, tax expense of $3 million related to foreign 
tax audits and a tax benefit of $3 million related to state income tax legislative changes.
Includes the allocation of loss to noncontrolling interest of $9 million associated with the impairment of our India Papers business.
Includes pre-tax restructuring and other charges, net of $29 million including a charge of $47 million related to the optimization of our EMEA 
Packaging business, a gain of $31 million related to the sale of our investment in Liaison Technologies, a charge of $10 million for debt 
extinguishment costs and a charge of $3 million for severance associated with the conversion of a paper machine at our Riverdale mill. 
Also included are a charge of $424 million for a settlement accounting charge associated with an annuity purchase and transfer of pension 
obligations for approximately 23,000 retirees, a charge of $122 million related to the impairment of fixed assets and an intangible asset in our 
Brazil Packaging business, charges of $32 million for the removal of abandoned property at our mills, a charge of $12 million associated with 
our proposal to acquire Smurfit Kappa, a charge of $9 million for an environmental remediation reserve adjustment, a charge of $9 million 
for a legal settlement, a charge of $6 million for accelerated depreciation associated with the Riverdale mill conversion, and income of 
$5 million for a litigation settlement recovery.
Includes a tax benefit of $36 million related to the Tax Cuts and Jobs Act, tax expense of $25 million related to foreign tax audits, tax expense 
of $19 million related to an internal investment restructuring and tax expense of $9 million related to state income tax legislative changes. 
Also includes net after-tax income of $364 million for the gain on the transfer of the North American Consumer Packaging business and an 
after-tax charge of $19 million for transaction costs to transfer the North American Consumer Packaging business.

 
RECONCILIATION OF NON-GAAP FINANCIAL MEASURES

The  non-GAAP  financial  measures  presented  have 
limitations  as  analytical  tools  and  should  not  be 
considered in isolation or as a substitute for an analysis 
of  our  results  calculated  in  accordance  with  GAAP. 
In  addition,  because  not  all  companies  use  identical 
calculations, the Company’s presentation of non-GAAP 
measures  may  not  be  comparable  to  similarly  titled 
measures  disclosed  by  other  companies,  including 
companies in the same industry as International Paper.

Management  believes  certain  non-U.S.  GAAP 
financial  measures,  when  used  in  conjunction  with 
information presented in accordance with U.S. GAAP, 

can facilitate a better understanding of the impact of 
various factors and trends on the Company’s financial 
condition  and  results  of  operations.  Management 
also uses these non-U.S. GAAP financial measures in 
making financial, operating and planning decisions and 
in evaluating the Company’s performance.

For  reconciliations  of  Adjusted  Operating  Earnings 
per share attributable to International Paper Company 
common  shareholders  to  diluted  earnings  (loss)  per 
share  attributable  to  International  Paper  Company 
common shareholders, see pages 20 - 21.

In millions, at December 31
Calculation of Free Cash Flow
Cash provided by operations
(Less)/Add:

2019

2018

2017

2016

2015

$  3,610

$  3,226

$  1,757

$  2,478

$  2,580

Cash invested in capital projects
Cash contribution to pension plan, net of tax refunds
Kleen settlement

Free Cash Flow

(1,276)
—
—
$  2,334

(1,572)
—
—
$  1,654

(1,391)
1,250
354
$  1,970

(1,348)
750
—
$  1,880

(1,487)
750
—
$  1,843

Free cash flow is a non-GAAP measure and the most 
directly comparable GAAP measure is cash provided by 
operations. Management believes that free cash flow 
is  useful  to  investors  as  a  liquidity  measure  because 
it  measures  the  amount  of  cash  generated  that  is 
available, after reinvesting in the business, to maintain a 
strong balance sheet, pay dividends, repurchase stock, 

service debt and make investments for future growth. 
It should not be inferred that the entire free cash flow 
amount  is  available  for  discretionary  expenditures.  By 
adjusting for certain items that are not indicative of the 
Company’s ongoing performance, free cash flow also 
enables investors to perform meaningful comparisons 
between past and present periods.

2019

2018

2017

2016

2015

In millions, at December 31
Reconciliation of Adjusted Operating Earnings 
Before Net Interest Expense to Net Earnings 
(Loss) From Continuing Operations Before 
Income Taxes and Equity Earnings
Earnings (Loss) From Continuing Operations  
Before Income Taxes and Equity Earnings
Add back: Net Interest Expense
Add back: Special Items Before Taxes
Add back: Non-Operating Pension Expense  

$  1,604
491
420

$  1,781
536
214

$ 

848
572
501

484

$ 

795
520
182

610

$  1,132
555
559

258

Before Taxes

36

494

Adjusted Operating Earnings Before Net Interest 
Expense, Income Taxes and Equity Earnings

Add back: Graphic Packaging Equity Earnings  

Before Taxes

Adjusted Operating Earnings Before Net Interest 

2,551

3,025

2,405

2,107

2,504

46

46

—

—

—

Expense, Income Taxes and Other Equity Earnings

2,597

3,071

2,405

2,107

2,504

Tax Rate
Adjusted Operating Earnings Before Net Interest 

26%

24%

30%

32%

33%

Expense and Equity Earnings

1,935

2,325

1,684

1,433

1,678

Equity Earnings Other than Graphic Packaging,  

Net of Taxes

Adjusted Operating Earnings Before  

Net Interest Expense

204

290

177

198

117

$  2,139

$  2,615

$  1,861

$  1,631

$  1,795

The  Company  considers  adjusted  return  on  invested 
capital  (“ROIC”)  to  be  a  meaningful  indicator  of  our 
operating  performance,  and  we  evaluate  this  metric 
because  it  measures  how  effectively  and  efficiently 
we use the capital invested in our business. ROIC, a 
non-GAAP financial measure, may not be defined and 
calculated  by  other  companies  in  the  same  manner. 
The  Company  defines  and  calculates  ROIC  using  in 
the  numerator  Adjusted  Operating  Earnings  Before 
Net  Interest  Expense,  the  most  directly  comparable 
GAAP  measure  to  which  is  Earnings  (Loss)  From 
Continuing  Operations  Before  Income  Taxes  and 
Equity  Earnings.  The  Company  calculates  Adjusted 
Operating  Earnings  Before  Net  Interest  Expense  by 
excluding net interest expense, the after-tax effect of 

non-operating pension expense and items considered 
by  management  to  be  unusual  (special  items)  from 
the  earnings  reported  under  GAAP.  Management 
uses  this  measure  to  focus  on  on-going  operations 
and  believes  that  it  is  useful  to  investors  because  it 
enables them to perform meaningful comparisons of 
past and present operating results.

ROIC  =  Adjusted  Operating  Earnings  Before  Net 
Interest Expense / Average Invested Capital

Average Invested Capital = Equity (adjusted to remove 
pension-related amounts in OCI, net of tax) + interest-
bearing debt

2019

In millions, at December 31
Calculation of Adjusted EBITDA
Earnings (Loss) from Continuing Operations Before Income Taxes and Equity Earnings  $  1,604
491
Interest Expense, Net
420
Special items
36
Non-operating pension expense
2,551
EBIT before Special Items
1,301
Depreciation, amortization and cost of timber harvested
$  3,852
Adjusted EBITDA
$ 22,376
Annualized Net Sales
Adjusted EBITDA Margin

17.2%

2018

$  1,781
536
214
494
3,025
1,322
$  4,347
$ 23,306

18.7%

Adjusted  EBIT,  Adjusted  EBITDA  and  Adjusted 
financial 
EBITDA  Margin  are  all  “non-GAAP 
measures”  presented  as  supplemental  measures  of 
our  performance  and  the  most  directly  comparable 
GAAP  measure  for  Adjusted  EBIT  and  Adjusted 
EBITDA  are  operating  income  and  net  income, 
respectively.  They  are  not  presented  in  accordance 
with  accounting  principles  generally  accepted  in  the 
United States, or GAAP. The Company believes these 
measures  provide  additional  meaningful  information 
in evaluating the Company’s performance over time, 
and  that  other  companies  use  these  and/or  similar 
measures  for  similar  purposes.  However,  Adjusted 
EBIT, Adjusted EBITDA and Adjusted EBITDA Margin 
have limitations as analytical tools, and should not be 
considered  in  isolation,  or  as  substitutes  for  analysis 

of  our  results  as  reported  under  GAAP.  In  addition, 
in  evaluating  Adjusted  EBIT,  Adjusted  EBITDA  and 
Adjusted  EBITDA  Margin,  you  should  be  aware  that 
in  the  future  we  will  incur  expenses  such  as  those 
used in calculating these measures. Our presentation 
of  these  measures  should  not  be  construed  as  an 
inference that our future results will be unaffected by 
unusual or nonrecurring items.

Moody’s  methodology  is  used  to  calculate  Adjusted 
Debt to EBITDA ratio. Moody’s adjusts debt to include 
balance  sheet  debt,  operating  leases/deferred  tax 
liability and debt issuance expense, and pension gap. 
EBITDA  is  adjusted  to  include  lease  and  pension 
adjustments (non-GAAP).

This page intentionally left blank.

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549 

FORM 10-K 

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended

12/31/2019

or
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from to

Commission File No. 1-3157

INTERNATIONAL PAPER COMPANY 
(Exact name of registrant as specified in its charter)

New York
(State or other jurisdiction of incorporation or organization)

13-0872805
(I.R.S. Employer Identification No.)

6400 Poplar Avenue

Memphis, Tennessee

(Address of principal executive offices)

38197

(Zip Code)

Registrant's telephone number, including area code:

901 419-9000

Securities registered pursuant to Section 12(b) of the Act:

Title of each class
Common Shares

Trading symbol(s)
IP

Name of each exchange on which registered
New York Stock Exchange

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

Securities Registered Pursuant to Section 12(g) of the Act: None

Yes 

    No 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.

Yes 

    No 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 
1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to 
such filing requirements for the past 90 days. Yes 

   No 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 
405 of Regulation S-T (section 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required 
to submit such files). Yes 

   No 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company 
or an emerging growth company. See definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and "emerging growth 
company" in Rule 12b-2 of the Exchange Act. 

Large accelerated filer

  Accelerated filer

  Non-accelerated filer

  Smaller reporting company

Emerging growth company

If emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any 
new or revised financial accounting standards provided pursuant to Section 13 (a) of the Exchange Act. 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes  

   No 

 The aggregate market value of the Company’s outstanding common stock held by non-affiliates of the registrant, computed by reference to the 
closing price as reported on the New York Stock Exchange, as of the last business day of the registrant’s most recently completed second fiscal 
quarter (June 30, 2019) was approximately $17,018,195,033.

The number of shares outstanding of the Company’s common stock as of February 14, 2020 was 392,124,684.

Documents incorporated by reference:

Portions of the registrant’s proxy statement filed within 120 days of the close of the registrant’s fiscal year in connection with registrant’s 2020 annual 
meeting of shareholders are incorporated by reference into Part III of this Form 10-K.

 
 
 
 
 
 
 
This page intentionally left blank.

INTERNATIONAL PAPER COMPANY
INDEX TO ANNUAL REPORT ON FORM 10-K
FOR THE YEAR ENDED DECEMBER 31, 2019 

PART I.

ITEM 1.

ITEM 1A.
ITEM 1B.
ITEM 2.

ITEM 3.
ITEM 4.

PART II.

ITEM 5.

ITEM 6.
ITEM 7.

BUSINESS.
General
Competition and Costs
Marketing and Distribution
Description of Principal Products
Sales Volumes by Product
Research and Development
Environmental Protection
Climate Change
Employees
Information About Our Executive Officers
Raw Materials
Forward-looking Statements

RISK FACTORS.
UNRESOLVED STAFF COMMENTS.
PROPERTIES.
Forestlands
Mills and Plants
Capital Investments and Dispositions

LEGAL PROCEEDINGS.
MINE SAFETY DISCLOSURES.

MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED  
STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY 
SECURITIES.
SELECTED FINANCIAL DATA.
MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION 
AND RESULTS OF OPERATIONS.

Executive Summary
Results of Operations
Description of Business Segments
Business Segment Results
Liquidity and Capital Resources
Critical Accounting Policies and Significant Accounting Estimates
Recent Accounting Developments
Legal Proceedings
Effect of Inflation
Foreign Currency Effects
Market Risk

1

1
1
1
1
1
2
2
2
3
4
4
6
6
6
12
12
12
12
12
12
12

13

13
15

19
19
23
25
26
29
32
35
35
35
35
36

 
 
 
INTERNATIONAL PAPER COMPANY
INDEX TO ANNUAL REPORT ON FORM 10-K
FOR THE YEAR ENDED DECEMBER 31, 2019 

ITEM 7A.

ITEM 8.

QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET
RISK.
FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA.

Report of Management on Financial Statements, Internal Control over
Financial Reporting and Internal Control Environment and Board of
Directors Oversight
Reports of Deloitte & Touche LLP, Independent Registered Public 
Accounting Firm
Consolidated Statement of Operations
Consolidated Statement of Comprehensive Income
Consolidated Balance Sheet
Consolidated Statement of Cash Flows
Consolidated Statement of Changes in Equity
Notes to Consolidated Financial Statements
Interim Financial Results (Unaudited)

CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON 
ACCOUNTING AND FINANCIAL DISCLOSURE.
CONTROLS AND PROCEDURES.
OTHER INFORMATION.

DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE.
EXECUTIVE COMPENSATION.
SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND 
MANAGEMENT AND RELATED STOCKHOLDER MATTERS.
CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND 
DIRECTOR INDEPENDENCE.
PRINCIPAL ACCOUNTANT FEES AND SERVICES.

ITEM 9.

ITEM 9A.
ITEM 9B.

PART III.

ITEM 10.
ITEM 11.
ITEM 12.

ITEM 13.

ITEM 14.

PART IV.

ITEM 15.

EXHIBITS AND FINANCIAL STATEMENT SCHEDULES.

ITEM 16.

APPENDIX I

Additional Financial Data

FORM 10-K SUMMARY
SIGNATURES
2019 LISTING OF FACILITIES

APPENDIX II

2019 CAPACITY INFORMATION

36
37

37

39
43
44
45
46
47
48
87

89
89
89

89

89
89

89

90
90

90

90
90

94
A-1

A-4

 
 
PART I.

ITEM 1. BUSINESS

GENERAL

International  Paper  Company  (the  Company  or 
International Paper, which may also be referred to as 
we or us) is a global producer of renewable fiber-based 
packaging, pulp and paper products with manufacturing 
operations  in  North America,  Latin America,  Europe, 
North Africa and Russia. We are a New York corporation, 
incorporated in 1941 as the successor to the New York 
corporation of the same name organized in 1898. You 
can  learn  more  about  us  by  visiting  our  website  at 
www.internationalpaper.com.

In  the  United  States,  at  December 31,  2019,  the 
Company operated 27 pulp, paper and packaging mills, 
163  converting  and  packaging  plants,  16  recycling 
plants  and  three  bag  facilities.  Production  facilities  at 
December 31,  2019  in  Canada,  Europe,  North Africa 
and  Latin  America  included  14  pulp,  paper  and 
packaging  mills,  44  converting  and  packaging  plants, 
and  two  recycling  plants.  We  operate  a  printing  and 
packaging  products  distribution  business  principally 
through six branches in Asia. At December 31, 2019, we 
owned  or  managed  approximately  329,000  acres  of 
forestland in Brazil and had, through licenses and forest 
management  agreements,  harvesting 
rights  on 
government-owned forestlands in Russia. Substantially 
all of our businesses have experienced, and are likely 
to  continue  to  experience,  cycles  relating  to  industry 
capacity and general economic conditions.

For management and financial reporting purposes, our 
three  segments: 
businesses  are  separated 
Industrial  Packaging;  Global  Cellulose  Fibers;  and 
Printing Papers. 

into 

A description of these business segments can be found 
Item 7.  Management’s 
on  pages  25  and  26  of 
Discussion  and  Analysis  of  Financial  Condition  and 
Results of Operations. The Company’s equity interests 
in Ilim S.A. (Ilim) and Graphic Packaging International 
Partners,  LLC  (GPIP)  are  also  separate  reportable 
industry segments.

quality 

product 

From 2015 through 2019, International Paper’s capital 
spending approximated $7.1 billion, excluding mergers 
and  acquisitions.  These  expenditures  reflect  our 
continuing  efforts  to  use  our  capital  strategically  to 
improve 
environmental 
performance,  as  well  as  lower  costs  and  maintain 
reliability of operations. Capital spending in 2019 was 
approximately  $1.3  billion  and  is  expected  to  be 
approximately $1.0 billion in 2020. You can find more 
information about capital spending on page 30 of Item 7. 
Management’s  Discussion  and  Analysis  of  Financial 
Condition and Results of Operations.

and 

Discussions of acquisitions can be found on page 30 of 
Item 7.  Management’s  Discussion  and  Analysis  of 
Financial Condition and Results of Operations.

You can find discussions of restructuring charges and 
other  special  items  on  pages  24  and  25    of  Item 7. 
Management’s  Discussion  and  Analysis  of  Financial 
Condition and Results of Operations.

Throughout  this  Annual  Report  on  Form  10-K,  we 
“incorporate by reference” certain information in parts 
of  other  documents  filed  with  the  Securities  and 
Exchange Commission (SEC). The SEC permits us to 
disclose important information by referring to it in that 
manner. Please refer to such information. Our annual 
reports on Form 10-K, quarterly reports on Form 10-Q 
and current reports on Form 8-K, along with all other 
reports  and  any  amendments  thereto  filed  with  or 
furnished  to  the  SEC,  are  publicly  available  free  of 
charge on the Investor Relations section of our  website 
at www.internationalpaper.com as soon as reasonably 
practicable after we electronically file such material with, 
or furnish it to, the SEC. The information contained on 
or  connected  to  our  website  is  not  incorporated  by 
reference  into  this  Form 10-K  and  should  not  be 
considered part of this or any other report that we filed 
with or furnished to the SEC.

COMPETITION AND COSTS

The pulp, paper and packaging sectors are large and 
fragmented, and the areas into which the Company sells 
its principal products are very competitive. Our products 
compete with similar products produced by other forest 
products  companies.  We  also  compete,  in  some 
instances,  with  companies  in  other  industries  and 
against substitutes for wood-fiber products.

Many  factors  influence  the  Company’s  competitive 
position,  including  price,  cost,  product  quality  and 
services. You can find more information about the impact 
of these factors on operating profits on pages 19 through 
29 of Item 7. Management’s Discussion and Analysis of 
Financial Condition and Results of Operations. You can 
find  information  about  the  Company’s  manufacturing 
capacities on page A-4 of Appendix II.

MARKETING AND DISTRIBUTION

The Company sells products directly to end users and 
converters,  as  well  as  through  agents,  resellers  and 
paper distributors. 

DESCRIPTION OF PRINCIPAL PRODUCTS

The  Company’s  principal  products  are  described  on 
pages 25 and 26 of Item 7. Management’s Discussion 
and  Analysis  of  Financial  Condition  and  Results  of 
Operations. 

1

SALES VOLUMES BY PRODUCT

Sales volumes of major products for 2019, 2018 and 2017 were as follows:

SALES VOLUMES BY PRODUCT (a)

In thousands of short tons (except as noted)
Industrial Packaging

Corrugated Packaging (b)
Containerboard
Recycling
Saturated Kraft
Gypsum/Release Kraft
Bleached Kraft
EMEA Packaging (b) (c)
Brazilian Packaging (b)
European Coated Paperboard

Industrial Packaging

Global Cellulose Fibers (in thousands of metric tons) (d)
Printing Papers

U.S. Uncoated Papers
European and Russian Uncoated Papers
Brazilian Uncoated Papers
Indian Uncoated Papers

Printing Papers

2019

2018

2017

10,454
2,909
2,388
174
199
22
1,538
366
417
18,467
3,501

1,799
1,456
1,172
206
4,633

10,624
3,229
2,282
196
227
31
1,476
351
390
18,806
3,573

1,886
1,440
1,125
263
4,714

10,413
3,294
2,257
181
229
27
1,518
357
398
18,674
3,708

1,915
1,483
1,167
253
4,818

Includes third-party and inter-segment sales and excludes sales of equity investees.

(a) 
(b)  Volumes for corrugated box sales reflect consumed tons sold. Board sales by these businesses reflect invoiced tons.
(c)  Excludes newsprint sales volumes at the Madrid, Spain mill through Q3 2017.
(d) 

Includes North American, European and Brazilian volumes and internal sales to mills. 

RESEARCH AND DEVELOPMENT

The  Company  operates  its  primary  research  and 
development  center  in  Loveland,  Ohio,  as  well  as 
several other product development facilities, including 
a technology center in Federal Way, Washington.

chemical 

We direct research and development activities to short-
term,  long-term  and  technical  assistance  needs  of 
customers  and  operating  divisions,  and  to  process, 
equipment and product innovations. Activities include 
product  development  within  the  operating  divisions; 
studies  on  innovation  and  improvement  of  pulping, 
bleaching, 
recovery,  paper  making, 
converting  and  coating  processes;  packaging  design 
and  materials  development;  mechanical  packaging 
systems,  environmentally  sensitive  printing  inks  and 
reduction of environmental discharges; re-use of raw 
materials  in  manufacturing  processes;  recycling  of 
consumer  and  packaging  paper  products;  energy 
conservation;  applications  of  computer  controls  to 
manufacturing 
and 
improvement of products; and development of various 
new products. Our development efforts specifically 

innovations 

operations; 

2

address product safety, as well as the minimization of 
solid waste. The cost to the Company of its research 
and development operations was $29 million in 2019, 
$30 million in  2018 and $28 million in 2017.

We  own  numerous  patents,  copyrights,  trademarks, 
trade  secrets  and  other  intellectual  property  rights 
relating to our products and to the processes for their 
production. We also license intellectual property rights 
to and from others where advantageous or necessary. 
Many of the manufacturing processes are among our 
trade  secrets.  Some  of  our  products  are  covered  by 
U.S.  and  non-U.S.  patents  and  are  sold  under  well 
known trademarks. We derive a competitive advantage 
by  protecting  our  trade  secrets,  patents,  trademarks 
and other intellectual property rights, and by using them 
as required to support our businesses.

ENVIRONMENTAL PROTECTION

International Paper is subject to extensive federal and 
state  environmental  regulation,  as  well  as  similar 
regulations 
new 
impacting  our 
laws  or  regulations 
environmental 
facilities  around  the  world  are  routinely  passed  or 
include: 
proposed.  Our 

continuing  objectives 

internationally. 

addition, 

In 

 
(1) controlling  emissions  and  discharges  from  our 
facilities to avoid adverse impacts on the environment, 
and  (2) maintaining  compliance  with  applicable  laws 
and regulations. The Company spent $70 million in 2019 
for capital projects to control environmental releases into 
the air and water, and to assure environmentally sound 
management and disposal of waste. We expect to spend 
$80 million in 2020 for environmental capital projects. 
Capital  expenditures  for  2021  environmental  projects 
are anticipated to be approximately $85 million. Capital 
expenditures  for  2022  environmental  projects  are 
estimated to be $65 million.

The Company has completed capital projects to meet 
the  U.S.  Environmental  Protection  Agency's  (EPA) 
Boiler MACT (maximum achievable control technology) 
regulations that require owners of specified boilers to 
meet  revised  air  emissions  standards  for  certain 
substances.  Although  certain  aspects  of  litigation 
the  Boiler  MACT 
challenging  all  or  portions  of 
regulations  remain  open,  we  have  not  identified  any 
additional Boiler MACT capital project expenditures that 
might result from resolution of the open issues. 

The  Company  has  been  named  as  a  potentially 
responsible party (PRP) in environmental remediation 
actions under various federal and state laws, including 
the  Comprehensive  Environmental  Response, 
Compensation  and  Liability  Act  (CERCLA).  Many  of 
these  proceedings  involve  the  cleanup  of  hazardous 
substances at large commercial landfills that received 
waste  from  many  different  sources.  While  joint  and 
several  liability  is  authorized  under  CERCLA  and 
equivalent state laws, as a practical matter, liability for 
CERCLA  cleanups  is  typically  allocated  among  the 
many PRPs. There are other remediation costs typically 
associated with the cleanup of hazardous substances 
at  the  Company’s  current,  closed  or  formerly-owned 
facilities,  and  recorded  as  liabilities  on  the  balance 
sheet.  For  additional  information  regarding  certain 
remediation  actions,  see  Note  14  Commitments  and 
Contingent  Liabilities  of  Item  8.  Financial  Statements 
and Supplementary Data on pages 65 through 68.

CLIMATE CHANGE

International Paper plays a significant role in responding 
to  the  climate  change  challenge.  Our  entire  business 
depends upon the sustainability of forests. We transform 
renewable  resources  into  recyclable  products  that 
people  depend  on  every  day.  This  cycle  begins  with 
sourcing  renewable  fiber  from  responsibly  managed 
forests, and at the end of use our products are recycled 
into new products at a higher rate than any other base 
material.  We  endeavor 
the 
international business community in responsible forest 
stewardship  to  ensure  healthy  and  productive  forest 
ecosystems  for  generations  to  come.  Our  efforts  to 
advance  sustainable  forest  management  and  restore 

to  continue 

lead 

to 

forest landscapes are an important lever for mitigating 
climate  change  through  carbon  storage  in  forests. 
Furthermore,  we  use  biomass  and  manufacturing 
residuals  (rather  than  fossil  fuels)  to  generate  a 
substantial majority of the manufacturing energy at our 
mills.

In  an  effort  to  mitigate  the  impact  of  climate  change 
various 
international,  national  and  sub-national 
(regional, state and local) governmental actions have 
been  or  may  be  undertaken.  Presently,  these  efforts 
have  not  materially  impacted  International  Paper,  but 
such efforts may have a material impact on the Company 
in the future.

INTERNATIONAL EFFORTS

toward  reducing 

The Paris Agreement, went into effect in November 2016 
and  continued  international  efforts  and  voluntary 
commitments 
the  emissions  of 
greenhouse  gases  (GHGs).    Consistent  with  this 
objective, participating countries aim to balance GHG 
emissions generation and sequestration in the second 
half of this century or, in effect, achieve net-zero global 
GHG emissions.  

to  withdraw 

As  part  of  the  Paris  Agreement,  many  countries 
established  non-binding  emissions  reduction  targets.  
For instance, the U.S. made a non-binding commitment 
to hold GHG emissions 7% below 2005 GHG emissions 
levels by 2020 and 26% to 28% below by 2025. Other 
countries in which we operate made similar non-binding 
commitments. On August 4, 2017, the U.S. filed official 
notice 
the  Paris  Agreement. 
Notwithstanding  the  notice  of  withdrawal  by  the  U.S., 
the Company’s voluntary GHG reductions, which are set 
out  in  our  annual  Global  Citizenship  report,  remain 
roughly  in  line  with  the  percentages  of  the  U.S.  prior 
target reductions. It is not clear at this time what, if any, 
further reductions by the Company might be required by 
the  countries  in  which  we  operate.  Due  to  this 
uncertainty, it is not possible at this time to estimate the 
potential impacts of these agreements on the Company.

from 

To assist member countries in meeting GHG reduction 
obligations,  the  EU  operates  an  Emissions  Trading 
System (EU ETS). Currently, we have two sites directly 
subject to regulation under Phase III of the EU ETS, one 
in Poland and one in France. Other sites that we operate 
in the EU experience indirect impacts of the EU ETS 
through purchased power pricing. Neither the direct nor 
indirect impacts of the EU ETS have been material to 
the Company, but they could be material to the Company 
in the future depending on how the Paris Agreement's 
non-binding commitments or allocation of and market 
prices for GHG credits under existing rules evolve over 
the coming years.

3

U.S. EFFORTS, INCLUDING STATE, REGIONAL AND 
LOCAL MEASURES

The  U.S.  Congress  has  not  passed  GHG  legislation. 
The EPA manages regulations to:  (i) control GHGs from 
mobile  sources  by  adopting 
fuel 
efficiency  standards;  (ii)  control  GHG  emissions  from 
new  Electric  Generating  Units  (EGUs);  (iii)  control 
emissions from new oil and gas processing operations 
and  (iv)  require  reporting  of  GHGs  from  sources  of 
GHGs greater than 25,000 tons per year.  

transportation 

Several U.S. states, including states in which we operate 
facilities,  have  enacted  or  are  considering  legal 
measures to require the reduction of emissions of GHGs 
by companies and public utilities.  California, New York 
and  Virginia  have  already  enacted  such  programs, 
although  these  regulations  have  not,  and  are  not 
expected to have a material impact on the Company.  
We are monitoring proposed programs in other states, 
however  it  is  unclear  what  impacts,  if  any,  state-level 
GHG rules will have on the Company’s operations.  

SUMMARY

Regulation  of  GHGs  continues  to  evolve  in  various 
countries in which we do business. While it is likely that 
there will be increased governmental action regarding 
GHGs  and  climate  change  in  the  future,  it  is  unclear 
when such actions will occur and at this time it is not 
reasonably  possible  to  estimate  Company  costs  of 
compliance with rules that have not yet been adopted 
or implemented and may not be adopted or implemented 
in the future. In addition to possible direct impacts, future 
legislation and regulation could have indirect impacts on 
International  Paper,  such  as  higher  prices 
for 
transportation, energy and other inputs, as well as more 
protracted air permitting processes, causing delays and 
higher costs to implement capital projects. International 
Paper  has  controls  and  procedures  in  place  to  stay 
informed  about  developments  concerning  possible 
climate change legislation and regulation in the U.S. and 
in  other  countries  where  we  operate.  We  regularly 
assess whether such legislation or regulation may have 
a  material  effect  on  the  Company,  its  operations  or 
financial  condition,  and  whether  we  have  any  related 
disclosure obligations.

report 

Additional  information  regarding  climate  change  and 
International  Paper  is  available  in  our  2018  Global 
Citizenship 
found  on  our  website  at 
www.internationalpaper.com, though this information is 
not incorporated by reference into this Form 10-K and 
should not be considered part of this or any other report 
that we file with or furnish to the SEC.

EMPLOYEES

As  of  December 31,  2019,  we  have  approximately 
51,000 employees, nearly 33,000 of whom are located 
the  United  States.  Of  our  U.S.  employees, 
in 

4

approximately  23,000  are  hourly,  with  unions 
representing  approximately  14,000  employees. 
Approximately 11,000 of this number are represented 
by the United Steelworkers union (USW).

International Paper, the USW, and several other unions 
have  entered  into  two  master  agreements  covering 
various  mills  and  converting  facilities.  These  master 
agreements  cover  several  specific  items,  including 
wages,  select  benefit  programs,  successorship, 
employment security, and health and safety.  Individual 
facilities  continue  to  have  local  agreements  for  other 
subjects not covered by the master agreements.  If local 
facility agreements are not successfully negotiated at 
the time of expiration, under the terms of the master 
agreements the local contracts will automatically renew 
with the same terms in effect. The master agreements 
cover the majority of our union represented mills and 
converting facilities. In addition, International Paper is 
party  to  a  master  agreement  with  District  Council  2, 
International  Brotherhood  of  Teamsters,  covering 
additional converting facilities. 

INFORMATION ABOUT OUR EXECUTIVE 
OFFICERS

Mark S. Sutton, 58, chairman (since January 1, 2015) 
&  chief  executive  officer  (since  November  1,  2014).  
Mr.  Sutton  previously  served  as  president  &  chief 
operating  officer  from  June  1,  2014  to  October  31, 
2014, senior vice president - industrial packaging from 
November 2011 to May 31, 2014, senior vice president 
- printing and communications papers of the Americas 
from 2010  until  2011,  senior  vice  president  - supply 
chain from 2008 to 2009, vice president - supply chain 
from  2007  until  2008,  and  vice  president  -  strategic 
planning  from  2005  until  2007.  Mr.  Sutton  joined 
International Paper in 1984.  Mr. Sutton serves on the 
board  of  directors  of The  Kroger  Company.  He  is  a 
member  of  The  Business  Council,  serves  on  the 
American  Forest  &  Paper  Association  board  of 
directors, The Business Roundtable board of directors,  
and  the  international  advisory  board  of  the  Moscow 
School of Management - Skolkovo.  He was appointed 
chairman of the U.S. Russian Business Council. He 
also  serves  on  the  board  of  directors  for  Memphis 
Tomorrow and board of governors for New Memphis 
Institute. Mr. Sutton has been a director since June 1, 
2014.

W.  Michael  Amick,  Jr.,  56,  senior  vice  president  - 
paper the Americas since January 1, 2017.  Mr. Amick 
previously  served  as  senior  vice  president  -  North 
American  papers  &  consumer  packaging  from  July 
2016  until  December  2016,  senior  vice  president  - 
North American papers, pulp & consumer packaging 
from November 2014 until June 2016, vice president 
-  president,  IP  India,  from August  2012  to  October 

2014, and vice president and general manager for the 
coated paperboard business from 2010 to 2012. Mr. 
Amick joined International Paper in 1990.

Clay  R.  Ellis,  49,  senior  vice  president  -  enterprise 
operational excellence since December 2019. Mr. Ellis 
previously  served  as  vice  president  -  manufacturing, 
global  cellulose  fibers  from  2016  to  December  2019, 
vice  president  of  pulp  from  2014  to  2016,  and  vice 
president manufacturing, North American papers from 
2012  to  2014.  Mr.  Ellis  joined  International  Paper  in 
1992.

W.  Thomas  Hamic,  54,  senior  vice  president  - 
containerboard and enterprise commercial excellence 
since December 2019. Mr. Hamic previously served as 
vice president and general manager - containerboard & 
recycling,  North American  container  from  June  2015 
until December 2019. Mr. Hamic became vice president 
and general manager of the south area in container of 
the Americas in 2009, and he was appointed to the role 
of vice president, industrial packaging group’s finance 
& strategy in 2010. Mr. Hamic joined International Paper 
in 1991.

Tommy S. Joseph, 60, senior vice president until his 
retirement  effective  February  29,  2020.  Mr.  Joseph 
- 
previously  served  as  senior  vice  president 
manufacturing, technology, EH&S and global sourcing 
from January 2010 until October 2019. Mr. Joseph has 
also  previously  served  as  senior  vice  president  - 
manufacturing, technology, EH&S from February 2009 
until December 2009, and vice president - technology 
from 2005 until February 2009. Mr. Joseph is a director 
of  Ilim  in  which  International  Paper  holds  a  50% 
interest, and of its subsidiary, Ilim Group. Mr. Joseph 
joined International Paper in 1982.

Timothy S. Nicholls, 58, senior vice president & chief 
financial officer since June 2018.  Mr. Nicholls previously 
served as senior vice president - industrial packaging 
the Americas  from  January  2017  through  June  2018, 
senior  vice  president  -  industrial  packaging  from 
November 2014 through December 2016, senior vice 
president - printing and communications papers of the 
Americas from November 2011 through October 2014, 
senior  vice  president  and  chief  financial  officer  from 
2007  until  2011,  vice  president  and  executive  project 
leader of IP Europe during 2007, and vice president and 
chief financial officer - IP Europe from 2005 until 2007. 
Mr. Nicholls joined International Paper in 1999.

Thomas J. Plath, 56, senior vice president - human 
resources and global citizenship since March 1, 2017.  
Mr. Plath previously served as vice president - human 
resources,  global  businesses  from  November  2014 
through  February  2017,  and  vice  president  -  HR 
manufacturing, technology, EH&S and global supply 

5

chain  from April  2013  to  November  2014.  Mr.  Plath 
joined International Paper in 1991.

Jean-Michel  Ribieras,  57,  senior  vice  president  - 
industrial packaging the Americas since June 2018. Mr. 
Ribieras  previously  served  as  senior  vice  president  - 
global  cellulose  fibers  from  July  2016  through  June 
2018,  senior  vice  president  -  president,  IP  Europe, 
Middle East, Africa & Russia from 2013 until June 2016, 
and president - IP Latin America from 2009 until 2013. 
Mr. Ribieras joined International Paper in 1993.

James  P.  Royalty,  Jr.,  50,  senior  vice  president  and 
president, Europe, the Middle East, Africa and Russia 
since December 2019. Most recently, Mr. Royalty served 
as vice president, corporate development and disruptive 
technologies  from  September  2018  until  December 
2019, vice president, strategic projects from 2017 until 
2018, vice president, investor relations from 2013 until 
2017,  vice  president  and  general  manager,  container 
the  Americas  in  2008  to  2013.  Mr.  Royalty  joined 
International Paper in 1991.

Sharon R. Ryan, 60, senior vice president, general 
counsel & corporate secretary since November 2011. 
Ms. Ryan previously served as vice president, acting 
general counsel & corporate secretary from May 2011 
until November 2011, vice president from March 2011 
until May 2011, associate general counsel, chief ethics 
and  compliance  officer  from  2009  until  2011,  and 
associate general counsel from 2006 until 2009. Ms. 
Ryan joined International Paper in 1988.

John V. Sims, 57, senior vice president - corporate 
development  since  December  2019.  Mr  Sims 
previously served as senior vice president - president, 
IP Europe, Middle East, Africa & Russia from July 2016 
until December 2019. Mr. Sims also previously served 
as  vice  president  and  general  manager,  European 
papers  from  January  2016  until  June  2016,  vice 
president & general manager, North American papers 
from 2014 until December 2015, and vice president, 
finance and strategy, industrial packaging, from 2009 
until  2013.  Mr.  Sims  is  a  director  of  Ilim  in  which 
International  Paper  holds  a  50%  interest,  and  of  its 
subsidiary, Ilim Group. Mr. Sims joined International 
Paper in 1994.

Catherine I. Slater, 56, senior vice president - global 
cellulose fibers & IP Asia since June 2018. Ms. Slater 
previously served as senior vice president - consumer 
packaging  from  December  2016  through  December 
2017.  Ms.  Slater  joined  International  Paper  from 
Weyerhaeuser Company in December 2016, effective 
with the completion of the acquisition of Weyerhaeuser’s 
cellulose fibers business, which she previously led. Ms. 
Slater’s  24-year  career  with  Weyerhaeuser  included 
leadership  roles  in  manufacturing,  printing  papers, 

consumer  products,  wood  products  and  the  cellulose 
fibers business.

Gregory T. Wanta, 54, senior vice president - North 
American container since December 2016.  Mr. Wanta 
has  served  in  a  variety  of  roles  of  increasing 
in  manufacturing  and  commercial 
responsibility 
in  specialty  papers,  coated 
leadership 
roles 
paperboard,  printing  papers, 
foodservice  and 
industrial packaging, including vice president, central 
region,  Container  the Americas,  from  January  2012 
through October 2016. Mr. Wanta joined International 
Paper in 1991.

RAW MATERIALS

Raw materials essential to our businesses include wood 
fiber, purchased in the form of pulpwood, wood chips 
and  old  corrugated  containers  (OCC),  and  certain 
chemicals, including caustic soda and starch. For further 
information 
supply  purchase 
concerning 
agreements, see page 31.

fiber 

FORWARD-LOOKING STATEMENTS

“will,” 

“may,” 

the  words, 

Certain statements in this Annual Report on Form 10-K 
(including the exhibits hereto) that are not historical in 
nature may be considered “forward-looking” statements 
within the meaning of the Private Securities Litigation 
Reform  Act  of  1995.  These  statements  are  often 
identified  by 
“should,” 
“continue,”  “anticipate,”  “believe,”  “expect,”  “plan,” 
“appear,” “project,” “estimate,” “intend,” and words of a 
similar nature. These statements are not guarantees of 
future performance and reflect management’s current 
views with respect to future events, which are subject 
to risks and uncertainties that could cause actual results 
to differ materially from those expressed or implied in 
these  statements.  Factors  which  could  cause  actual 
results to differ include but are not limited to: (i) the level 
of our indebtedness and changes in interest rates; (ii) 
industry conditions, including but not limited to changes 
in the cost or availability of raw materials, energy and 
transportation costs, competition we face, cyclicality and 
changes in consumer preferences, demand and pricing 
for  our  products;  (iii)  domestic  and  global  economic 
conditions  and  political  changes,  including  but  not 
limited  to  changes  in  currency  exchange  rates,  trade 
protectionist policies, downgrades in our credit ratings 
and/or the credit ratings of banks issuing certain letters 
of  credit, 
rating 
organizations,  (iv)  the  amount  of  our  future  pension 
funding obligations, and pension and health care costs; 
(v)  unanticipated  expenditures  or  other  adverse 
developments  related  to  the  cost  of  compliance  with 
existing  and  new  environmental, 
labor  and 
employment,  privacy,  and  other  U.S.  and  non-U.S. 
governmental  laws  and  regulations;  (vi)  whether  we 
experience  a  material  disruption  at  one  of  our 

recognized  credit 

issued  by 

tax, 

manufacturing facilities; (vii) risks inherent in conducting 
business  through  joint  ventures;  (viii)  our  ability  to 
achieve  the  benefits  we  expect  from,  and  other  risks 
associated with, acquisitions, joint ventures, divestitures 
and  other  corporate  transactions,  (ix)  information 
technology  risks,  and  (x)  loss  contingencies  and 
pending,  threatened  or  future  litigation,  including  with 
respect  to  environmental  matters.  These  and  other 
factors that could cause or contribute to actual results 
differing  materially 
forward-looking 
statements are discussed in greater detail below in “Item 
1A.  Risk  Factors.” 
In  addition,  other  risks  and 
uncertainties  not  presently  known  to  us  or  that  we 
currently  believe  to  be  immaterial  could  affect  the 
accuracy  of  any  forward-looking  statements.  We 
undertake no obligation to publicly update any forward-
looking  statements,  whether  as  a  result  of  new 
information, future events or otherwise.

such 

from 

ITEM 1A. RISK FACTORS

The  Company  faces  risks  in  the  normal  course  of 
business and through global, regional, and local events 
that  could  have  an  adverse  impact  on  its  reputation, 
operations,  and  financial  performance.  The  Board  of 
Directors  exercises  oversight  of 
the  Company’s 
enterprise  risk  management  program,  which  includes 
strategic, operational and financial matters, as well as 
compliance  and  legal  risks.  The  Audit  and  Finance 
Committee coordinates the risk oversight role exercised 
by the Board’s standing committees and management, 
and  it  receives  updates  on  the  risk  management 
processes twice per year.

In  addition  to  the  risks  and  uncertainties  discussed 
elsewhere  in  this  Annual  Report  on  Form  10-K 
(particularly  in  Item 7.  Management’s  Discussion  and 
Analysis  of  Financial  Condition  and  Results  of 
Operations), or in the Company’s other filings with the 
Securities and Exchange Commission, the following are 
some important factors that could cause the Company’s 
actual results to differ materially from those projected in 
any forward-looking statement. If any of the events or 
circumstances  described  in  any  of  the  following  risk 
factors occurs, our business, results of operations and/
or financial condition could be materially and adversely 
affected, and our actual results may differ materially from 
those contemplated in any forward-looking statements 
we make in any public disclosures.

RISKS RELATING TO INDUSTRY CONDITIONS

CHANGES IN THE COST OR AVAILABILITY OF RAW 
MATERIALS,  ENERGY  AND  TRANSPORTATION 
COULD  AFFECT  OUR  PROFITABILITY.  We  rely 
heavily on the use of certain raw materials (principally 
virgin  wood  fiber,  recycled  fiber,  caustic  soda  and 
starch),  energy  sources  (principally  biomass,  natural 
gas, electricity and fuel oil) and third-party companies 
that transport our goods. The market price of virgin wood 

6

fiber  varies  based  upon  availability  and  source.  The 
global  supply  and  demand  for  recycled  fiber  may  be 
affected by trade policies between countries, individual 
governments'  legislation  and  regulations,  as  well  as 
changes in the global economy. In addition, the increase 
in demand of products manufactured, in whole or in part, 
from  recycled  fiber,  on  a  global  basis,  may  cause 
significant fluctuations in recycled fiber prices. Energy 
prices, in particular prices for oil and natural gas, have 
fluctuated dramatically in the past and may continue to 
fluctuate in the future. The availability of labor and the 
market price for fuel may affect our costs for third-party 
transportation.  Our  profitability  has  been,  and  will 
continue  to  be,  affected  by  changes  in  the  costs  and 
availability of such raw materials, energy sources and 
transportation sources.

OUR 

AFFECT 

INDUSTRIES 

THE 
IN  WHICH  WE  OPERATE 
EXPERIENCE  BOTH  ECONOMIC  CYCLICALITY 
AND  CHANGES  IN  CONSUMER  PREFERENCES. 
FLUCTUATIONS  IN  THE  PRICES  OF,  AND  THE 
DEMAND  FOR,  OUR  PRODUCTS  COULD 
MATERIALLY 
FINANCIAL 
CONDITION,  RESULTS  OF  OPERATIONS  AND 
CASH FLOWS. Substantially all of our businesses have 
experienced, and are likely to continue to experience, 
cycles  relating  to  industry  capacity  and  general 
economic  conditions.  The  length  and  magnitude  of 
these cycles have varied over time and by product. In 
addition,  changes  in  consumer  preferences  may 
increase  or  decrease  the demand  for  our  fiber-based 
products and non-fiber substitutes. Moreover, consumer 
preferences are constantly changing based on, among 
other 
factors,  cost,  convenience  and  health, 
environmental  and  social  concerns  and  perceptions. 
These  consumer  preferences  affect  the  prices  of  our 
products.  Consequently,  our  financial  results  are 
sensitive to changes in the pricing and demand for our 
products.

IN  THE  UNITED  STATES  AND 
COMPETITION 
INTERNATIONALLY  COULD  NEGATIVELY  IMPACT 
OUR  FINANCIAL  RESULTS.  We  operate 
in  a 
competitive environment, both in the United States and 
internationally, in all of our operating segments. Product 
innovations, manufacturing and operating efficiencies, 
and  marketing,  distribution  and  pricing  strategies 
pursued  or  achieved  by  competitors  could  negatively 
impact our financial results.

RISKS RELATING TO MARKET AND ECONOMIC FACTORS

ADVERSE  DEVELOPMENTS 
IN  GENERAL 
BUSINESS AND ECONOMIC CONDITIONS COULD 
HAVE AN ADVERSE EFFECT ON THE DEMAND FOR 
OUR PRODUCTS AND OUR FINANCIAL CONDITION 
AND RESULTS OF OPERATIONS. General economic 
conditions may adversely affect industrial non-durable 
goods  production,  consumer  spending,  commercial 
activity,  white-collar 
printing 

advertising 

and 

employment  levels  and  consumer  confidence,  all  of 
which  impact  demand  for  our  products.  In  addition, 
volatility in the capital and credit markets, which impacts 
interest  rates,  currency  exchange  rates  and  the 
availability of credit, could have a material adverse effect 
on our business, financial condition and our results of 
operations. 

IN 

CHANGES 
INTERNATIONAL  CONDITIONS 
COULD ADVERSELY AFFECT OUR BUSINESS AND 
RESULTS  OF  OPERATIONS.  Our  operating  results 
and business prospects could be substantially affected 
by risks related to the countries outside the United States 
in  which  we  have  manufacturing  facilities  or  sell  our 
products.  Specifically,  Russia,  Brazil,  Poland,  and 
Turkey,  where  we  have  substantial  manufacturing 
facilities,  are  countries  that  are  exposed  to  economic 
and political instability in their respective regions of the 
world. Fluctuations in the value of local currency versus 
the U.S. dollar, downturns in economic activity, adverse 
tax  consequences  or  rulings,  nationalization  or  any 
change in social, political or labor conditions in any of 
these countries or regions impacting matters such as 
sustainability,  environmental  regulations  and  trade 
policies  and  agreements,  could  negatively  affect  our 
financial results. In addition, outbreak of a widespread 
health epidemic, such as a coronavirus, influenza and 
other highly communicable diseases or viruses, could 
also  adversely  impact  our  operating  results  and 
business  prospects,  including  if  operations  of  our 
customers are adversely impacted. In this regard, while 
we do not currently expect that our financial results will 
be significantly and adversely affected by the COVID-19 
virus  that  was  first  detected  in  Wuhan,  China  in 
December  2019,  there  continue  to  be  significant 
uncertainties  associated  with  the  COVID-19  virus, 
including with respect to the ultimate geographic spread 
of the virus, the severity of the disease, the duration of 
the outbreak, and actions that may be taken by Chinese 
or  other  governmental  authorities  to  contain  the 
COVID-19 virus or to treat its impact, and the extent to 
which the COVID-19 outbreak may impact our financial 
results, including as the result of its possible impact on 
the Chinese or global economy, is not certain.

Trade protection measures in favor of local producers 
of  competing  products, 
including  governmental 
subsidies, tax benefits and other measures giving local 
producers a competitive advantage over International 
Paper, may also adversely impact our operating results 
and  business  prospects  in  these  countries.  Likewise, 
disruption  in  existing  trade  agreements  or  increased 
trade  friction  between  countries  (e.g.,  the  U.S.  and 
China), which can result in tariffs, could have a negative 
effect  on  our  business  and  results  of  operations  by 
restricting the free flow of goods and services across 
borders.  In  addition,  our  international  operations  are 
subject  to  regulation  under  U.S.  law  and  other  laws 
related  to  operations  in  foreign  jurisdictions.  For 

7

example,  the  Foreign  Corrupt  Practices Act  prohibits 
U.S. companies and their representatives from offering, 
promising, authorizing or making payments to foreign 
officials  for  the  purpose  of  obtaining  or  retaining 
business abroad, and the U.S. Department of Treasury’s 
Office  of  Foreign  Asset  Control  and  other  non-U.S. 
government  entities  maintain  economic  sanctions 
targeting various countries, persons and entities. Failure 
to comply with domestic or foreign laws could result in 
various adverse consequences, including the imposition 
of  civil  or  criminal  sanctions  and  the  prosecution  of 
executives overseeing our international operations.

THE  LEVEL  OF  OUR  INDEBTEDNESS  COULD 
ADVERSELY AFFECT OUR FINANCIAL CONDITION 
AND  IMPAIR  OUR  ABILITY  TO  OPERATE  OUR 
BUSINESS.  As  of  December 31,  2019,  International 
Paper  had  approximately  $9.8  billion  of  outstanding 
indebtedness. The level of our indebtedness could have 
important  consequences  to  our  financial  condition, 
operating results and business, including the following:

• 

• 

• 

• 

• 

financing 

it may limit our ability to obtain additional debt or 
for  working  capital,  capital 
equity 
expenditures,  product  development,  dividends, 
share  repurchases,  debt  service  requirements, 
acquisitions  and  general  corporate  or  other 
purposes;

a portion of our cash flows from operations will be 
dedicated to payments on indebtedness and will 
not  be  available  for  other  purposes,  including 
future 
operations,  capital  expenditures  and 
business opportunities;

the debt service requirements of our indebtedness 
could make it more difficult for us to satisfy other 
obligations;

it may limit our ability to adjust to changing market 
conditions  and  place  us  at  a  competitive 
disadvantage  compared  to  our  competitors  that 
have less debt; and

it may increase our vulnerability to a downturn in 
general  economic  conditions  or  in  our  business, 
and  may  make  us  unable  to  carry  out  capital 
spending that is important to our growth.

In addition, we are subject to agreements governing our 
indebtedness    that  require  us  to  meet  and  maintain 
certain financial ratios and covenants. A significant or 
prolonged downturn in general business and economic 
conditions, or other significant adverse developments 
with  respect  to  our  results  of  operations  or  financial 
condition,  may  affect  our  ability  to  comply  with  these 
covenants or meet those financial ratios and tests and 
could require us to take action to reduce our debt or to 
act  in  a  manner  contrary  to  our  current  business 
objectives.  Moreover,  the  restrictions  associated  with 

8

these  financial  ratios  and  covenants  may  prevent  us 
from taking actions that we believe would be in the best 
interest of our business and may make it difficult for us 
to  execute  our  business  strategy  successfully  or 
effectively compete with companies that are not similarly 
restricted.   Additionally,  despite  these  restrictions,  we 
may be able to incur substantial additional indebtedness 
in  the  future,  which  might  subject  us  to  additional 
restrictive covenants that could affect our financial and 
operational flexibility and otherwise increase the risks 
associated with our indebtedness as noted above.

Moreover,  certain  of  our  variable  rate  debt  uses  the 
London  Interbank  Offering  Rate  (“LIBOR”)  as  a 
benchmark for establishing the interest rate.  The U.K. 
Financial Conduct Authority announced in 2017 that it 
intends  to  phase  out  LIBOR  by  the  end  of  2021.    In 
addition, other regulators have suggested reforming or 
replacing other benchmark rates. The discontinuation, 
reform or replacement of LIBOR or any other benchmark 
rates may have an unpredictable impact on contractual 
mechanics in the credit markets or cause disruption to 
the broader financial markets.  Additionally, uncertainty 
as to the nature of such potential discontinuation, reform 
or replacement may negatively impact the cost of our 
variable rate debt.

IN  CREDIT  RATINGS 

ISSUED  BY 
CHANGES 
NATIONALLY RECOGNIZED STATISTICAL RATING 
ORGANIZATIONS  COULD  ADVERSELY  AFFECT 
OUR COST OF FINANCING AND HAVE AN ADVERSE
EFFECT  ON  THE  MARKET  PRICE  OF  OUR 
SECURITIES. Maintaining an investment-grade credit 
rating is an important element of our financial strategy, 
and  a  downgrade  of  the  Company’s  ratings  below 
investment  grade  will  likely  eliminate  our  ability  to 
access  the  commercial  paper  market,  may  limit  our 
access to the capital markets, have an adverse effect 
on the market price of our securities, increase our cost 
of  borrowing  and  require  us  to  post  collateral  for 
derivatives  in  a  net  liability  position.  The  Company’s 
desire to maintain its investment grade rating may cause 
the  Company  to  take  certain  actions  designed  to 
improve  its  cash  flow,  including  sale  of  assets, 
suspension or reduction of our dividend and reductions 
in capital expenditures and working capital.

the 

terms  of 

Under 
the  agreements  governing 
approximately  $1.4  billion  of  our  debt  as  of 
December 31, 2019, the applicable interest rate on such 
debt may increase upon each downgrade in our credit 
rating below investment grade. As a result, a downgrade 
in our credit rating below investment grade may lead to 
an increase in our interest expense. There can be no 
assurance that such credit ratings will remain in effect 
for any given period of time or that such ratings will not 
be  lowered,  suspended  or  withdrawn  entirely  by  the 
rating  agencies,  if,  in  each  rating  agency’s  judgment, 
circumstances  so  warrant.  Any  such  downgrade, 

suspension  or  withdrawal  of  our  credit  ratings  could 
adversely affect our cost of borrowing, limit our access 
to  the  capital  markets  or  result  in  more  restrictive 
covenants  in  agreements  governing  the  terms  of  any 
future indebtedness that we may incur.

DOWNGRADES  IN  THE  CREDIT  RATINGS  OF 
BANKS  ISSUING  CERTAIN  LETTERS  OF  CREDIT 
WILL  INCREASE  OUR  COST  OF  MAINTAINING 
CERTAIN  INDEBTEDNESS  AND  MAY  RESULT  IN 
THE ACCELERATION OF DEFERRED TAXES. We are 
subject  to  the  risk  that  a  bank  with  currently  issued 
irrevocable letters of credit supporting installment notes, 
including those delivered to Temple-Inland in connection 
with Temple-Inland's 2007 sales of forestlands, may be 
downgraded  below  a  required  rating.  Since  2007, 
certain  banks  have  fallen  below  the  required  ratings 
threshold  and  were  successfully  replaced,  or  waivers 
were obtained regarding their replacement. As a result 
of continuing uncertainty in the banking environment, a 
number of the letter-of-credit banks currently in place 
remain subject to risk of downgrade and the number of 
qualified  replacement  banks  remains  limited.  The 
downgrade of one or more of these banks may subject 
the  Company  to  additional  costs  of  securing  a 
replacement letter-of-credit bank or could result in an 
acceleration  of  payments  of  up  to  $485  million  in 
deferred income taxes if replacement banks cannot be 
obtained.  The deferred taxes are currently recorded in 
the Company's consolidated financial statements.  See 
Note 15, Variable Interest Entities, on pages 68 through 
70, and Note 13, Income Taxes, on pages 62 through 
65, in Item 8. Financial Statements and Supplementary 
Data for further information.

OUR  PENSION  AND  HEALTH  CARE  COSTS  ARE 
SUBJECT  TO  NUMEROUS  FACTORS  WHICH 
COULD  CAUSE  THESE  COSTS  TO  CHANGE.  We 
have  defined  benefit  pension  plans  covering 
substantially all U.S. salaried employees hired prior to 
July 1, 2004 (or later for certain acquired populations, 
as described in Note 19. Retirement Plans, on pages 
75  through  81,  in  Item  8.  Financial  Statements  and 
Supplementary Data) and substantially all hourly union 
and non-union employees regardless of hire date. The 
Company has frozen participation under these plans for 
U.S.  salaried  employees,  including  credited  services 
and compensation on or after January 1, 2019; however, 
the  pension  freeze  does  not  affect  benefits  accrued 
through December 31, 2018.  We provide retiree health 
care benefits to certain former U.S. employees, as well 
as  financial  assistance  towards  the  cost  of  individual 
retiree medical coverage for certain former U.S. salaried 
employees.  Our  pension  costs  are  dependent  upon 
numerous factors resulting from actual plan experience 
and  assumptions  of  future  experience.  Pension  plan 
assets are primarily made up of equity and fixed income 
investments.  Fluctuations  in  actual  equity  market 
returns, changes in general interest rates and changes 

in the number of retirees may impact pension costs in 
future  periods.  Likewise,  changes  in  assumptions 
regarding current discount rates and expected rates of 
return  on  plan  assets  could  increase  pension  costs. 
Drivers  for  fluctuating  health  costs  include  unit  cost 
changes,  health  care  utilization  by  participants,  and 
potential legislative impacts and government oversight.

OUR  PENSION  PLANS  ARE  CURRENTLY 
UNDERFUNDED  ON  A  PROJECTED  BENEFIT 
OBLIGATION BASIS, AND OVER TIME WE MAY BE 
REQUIRED  TO  MAKE  CASH  PAYMENTS  TO  THE 
PLANS,  REDUCING  THE  CASH  AVAILABLE  FOR 
OUR BUSINESS. We record a liability associated with 
our  pension  plans  equal  to  the  excess  of  the  benefit 
obligation over the fair value of plan assets. The benefit 
liability  recorded  under  the  provisions  of  Accounting 
Standards  Codification  (ASC)  715,  “Compensation  – 
Retirement Benefits,” at December 31, 2019 was $1.6 
billion. The amount and timing of future contributions, 
which could be material, will depend upon a number of 
factors,  including  the  actual  earnings  and  changes  in 
values of plan assets and changes in interest rates. 

RISKS RELATING TO OUR OPERATIONS

FACILITIES 

MATERIAL  DISRUPTIONS  AT  ONE  OF  OUR 
MANUFACTURING 
COULD 
NEGATIVELY  IMPACT  OUR  FINANCIAL  RESULTS. 
We operate our facilities in compliance with applicable 
rules and regulations and take measures to minimize 
the  risks  of  disruption  at  our  facilities.  A  material 
disruption at our corporate headquarters or one of our 
manufacturing facilities could prevent us from meeting 
customer demand, reduce our sales and/or negatively 
impact our financial condition. Any of our manufacturing 
facilities,  or  any  of  our  machines  within  an  otherwise 
operational 
operations 
could 
unexpectedly due to a number of events, including:

facility, 

cease 

• 

• 

• 

• 

• 

• 

• 

fires,  floods,  earthquakes,  hurricanes  or  other 
catastrophes;

the  effect  of  a  drought  or  reduced  rainfall  on  its 
water supply;

the  effect  of  other  severe  weather  conditions  on 
equipment and facilities;

disruption in the supply of raw materials or other 
manufacturing inputs;

terrorism or threats of terrorism;

information system disruptions or failures due to 
any number of causes, including cyber-attacks;

domestic  and  international  laws  and  regulations 
applicable  to  our  Company  and  our  business 
partners, including joint venture partners, around 
the world;

9

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

unscheduled maintenance outages;

prolonged power failures;

an equipment failure;

a chemical spill or release;

explosion of a boiler or other equipment;

damage  or  disruptions  caused  by  third  parties 
operating  on  or  adjacent 
to  one  of  our 
manufacturing facilities;

disruptions  in  the  transportation  infrastructure, 
including  roads,  bridges,  railroad  tracks  and 
tunnels;

a widespread outbreak of an illness or any other 
communicable  disease,  such  as 
the  recent 
outbreak of the COVID-19 virus in China, or any 
other public health crisis;

failure  of  our  third  party  service  providers  and 
business  partners  to  satisfactorily  fulfill  their 
commitments    and  responsibilities  in  a  timely 
manner  and  in  accordance  with  agreed  upon 
terms;

labor difficulties; and

other operational problems.

Any such downtime or facility damage could prevent us 
from meeting customer demand for our products and/
or require us to make unplanned expenditures. If one of 
these  machines  or  facilities  were  to  incur  significant 
downtime, our ability to meet our production targets and 
satisfy  customer  requirements  could  be  impaired, 
resulting in lower sales and having a negative effect on 
our business and financial results.

CERTAIN  OPERATIONS  ARE  CONDUCTED  BY 
JOINT  VENTURES  THAT  WE  CANNOT  OPERATE 
SOLELY  FOR  OUR  BENEFIT.  Certain  operations  in 
Russia are carried on by a joint venture, Ilim.  In joint 
ventures,  we  share  ownership  and  management  of  a 
company with one or more parties who may or may not 
have the same goals, strategies, priorities or resources 
as we do. In general, joint ventures are intended to be 
operated for the benefit of all co-owners, rather than for 
our exclusive benefit. Operating a business as a joint 
venture  often 
requires  additional  organizational 
formalities  as  well  as  time-consuming  procedures  for 
sharing  information  and  making  decisions.  In  joint 
ventures, we are required to pay more attention to our 
relationship with our co-owners as well as with the joint 
venture,  and  if  a  co-owner  changes,  our  relationship 
may be adversely affected. In addition, the benefits from 
a  successful  joint  venture  are  shared  among  the  co-
owners, so we receive only our portion of those benefits. 

10

DIVESTITURES, 

WE MAY NOT ACHIEVE THE EXPECTED BENEFITS 
JOINT 
FROM 
STRATEGIC  ACQUISITIONS, 
CAPITAL 
VENTURES, 
INVESTMENTS  AND  OTHER 
CORPORATE 
TRANSACTIONS  THAT  WE  HAVE  PURSUED  OR 
MAY  PURSUE.    Our  strategy  for  long-term  growth, 
productivity  and  profitability  depends,  in  part,  on  our 
ability 
joint 
to  accomplish  prudent  acquisitions, 
ventures,  divestitures,  capital  investments  and  other 
corporate  transactions  that  we  may  pursue  and  to 
realize the benefits we expect from such transactions, 
and we are subject to the risk that we may not achieve 
the expected benefits. This failure could require us to 
record  an  impairment  charge  for  goodwill  or  other 
intangible assets, which could lead to decreased assets 
and  reduced  net  earnings.  Among  the  benefits  we 
expect from potential as well as completed acquisitions 
and joint ventures are synergies, cost savings, growth 
opportunities  or  access 
to  new  markets  (or  a 
combination thereof), and in the case of divestitures, the 
realization of proceeds from the sale of businesses and 
assets to purchasers who  place higher strategic value 
on such businesses and assets than does International 
Paper.

Corporate  transactions  of  this  nature  which  we  may 
pursue involve a number of special risks, including with 
respect to our inability to realize our business goals with 
respect to such transactions as noted above, the focus 
of  our  management’s  attention  on  these  transactions 
and  the  assimilation  of  acquired  businesses  into  our 
operations, the demands on our financial, operational 
and  information  technology  systems  resulting  from 
acquired  businesses,  and  the  possibility  that  we  may 
become  responsible  for  substantial  contingent  or 
unanticipated legal liabilities as the result of acquisitions 
or other corporate transactions.

TO 

AND 

SUBJECT 

EMPLOYEE 

WE  ARE 
INFORMATION 
TECHNOLOGY RISKS RELATED TO BREACHES OF 
SECURITY PERTAINING TO SENSITIVE COMPANY, 
CUSTOMER, 
VENDOR 
INFORMATION  AS  WELL  AS  BREACHES  IN  THE 
TECHNOLOGY USED TO  MANAGE OPERATIONS 
AND OTHER BUSINESS PROCESSES. Our business 
operations  rely  upon  secure  information  technology 
systems  for  data  capture,  processing,  storage  and 
reporting. Despite careful security and controls design, 
implementation, updating and independent third party 
verification,  our  information  technology  systems,  and 
those  of  our  third  party  providers  or  joint  venture 
partners,  could  become  subject  to  employee  error  or 
malfeasance,  cyber  attacks  by  common  hackers, 
criminal groups or nation-state organizations or social 
activist  (hacktivist)  organizations,  geopolitical  events, 
natural  disasters, 
impairments  of 
telecommunications  networks  or  other  catastrophic 
events. Network, system, application and data breaches 

failures  or 

limited 

including,  but  not 

could  result  in  operational  disruptions  or  information 
misappropriation 
to, 
interruption to systems availability, denial of access to 
and misuse of applications required by our customers 
to conduct business with International Paper. Access to 
applications  required  to  plan  our  operations,  source 
materials,  manufacture  and  ship  finished  goods  and 
account for orders could be denied or misused. Theft of 
intellectual property or trade secrets, and inappropriate 
disclosure  of  confidential  company,  employee, 
customer or vendor information, could stem from such 
incidents. Any  of  these  operational  disruptions  and/or 
misappropriation of information could result in lost sales, 
business  delays,  negative  publicity  and  could  have  a 
material effect on our business.

RISKS RELATING TO LEGAL PROCEEDINGS AND COMPLIANCE 
COSTS

laws, 

WE ARE SUBJECT TO A WIDE VARIETY OF LAWS, 
REGULATIONS  AND  OTHER  GOVERNMENT 
REQUIREMENTS  THAT  MAY  CHANGE 
IN 
SIGNIFICANT  WAYS,  AND  THE  COST  OF 
COMPLIANCE  WITH  SUCH  REQUIREMENTS 
COULD IMPACT OUR BUSINESS AND RESULTS OF 
OPERATIONS.  Our operations are subject to regulation 
under a wide variety of U.S. federal and state and non-
U.S. 
regulations  and  other  government 
requirements -- including, among others, those relating 
to  the  environment,  health  and  safety,  labor  and 
employment, data privacy, tax, trade and health care. 
There can be no assurance that laws, regulations and 
government requirements will not be changed, applied 
or interpreted in ways that will require us to modify our 
operations  and  objectives  or  affect  our  returns  on 
investments  by  restricting  existing  activities  and 
products, subjecting them to escalating costs.

For example, we have incurred, and expect that we will 
continue to incur, significant capital, operating and other 
expenditures complying with applicable environmental 
laws and regulations. Our environmental expenditures 
include,  among  other  areas,  those  related  to  air  and 
water  quality,  waste  disposal  and  the  cleanup  of 
contaminated soil and groundwater, including situations 
where  we  have  been  identified  as  a  potentially 
responsible  party.    Moreover,  we  may  be  directly 
impacted by, and are working to manage, the risks and 
costs to us, our customers and our vendors of the effects 
of  climate  change,  greenhouse  gases,  and 
the 
availability of energy and water resources. These risks 
include the potentially adverse impact on forestlands, 
which  are  a  key  resource  in  the  production  of  our 
products, increased product costs and a change in the 
types of products that customers purchase. We also face 
risks arising from the increased public focus, including 
by governmental and nongovernmental organizations, 
on these and other environmental sustainability matters, 
such as packaging and waste, deforestation, and land 

use. These risks also include the increased pressure to 
make commitments, set targets, or establish additional 
goals and take actions to meet them. These risks could 
expose us to market, operational, and execution costs 
or  risks.  There  can  be  no  assurance  that  future 
remediation requirements and compliance with existing 
and  new  laws  and  requirements  will  not  require 
significant  expenditures,  or  that  existing  reserves  for 
specific matters will be adequate to cover future costs. 
We  could  also  incur  substantial  fines  or  sanctions, 
enforcement  actions  (including  orders  limiting  our 
operations  or  requiring  corrective  measures),  natural 
resource damages claims, cleanup and closure costs, 
and third-party claims for property damage and personal 
injury  as  a  result  of  violations  of,  or  liabilities  under, 
environmental  laws,  regulations,  codes  and  common 
law.  The  amount  and 
timing  of  environmental 
expenditures is difficult to predict, and, in some cases, 
liability may be imposed without regard to contribution 
or  to  whether  we  knew  of,  or  caused,  the  release  of 
hazardous substances.

Additionally,  we  are  subject  to  complex  and  evolving 
U.S.  and  international  privacy  laws  and  regulations, 
including those pertaining to the handling of personal 
data, such as the General Data Protection Regulation 
(“GDPR”) and the California Consumer Privacy Act of 
2018 (“CCPA”). The GDPR, which became effective on 
May 25, 2018, with respect to all member states of the 
European Union, includes operational requirements for 
companies receiving or processing personal data of EU 
residents that are partially different from those that had 
previously  been  in  place  and  includes  significant 
penalties  for  noncompliance.  The  CCPA,  which  went 
into  effect  on  January  1,  2020,  affords  California 
privacy 
residents 
protections. Moreover, governmental authorities around 
the  world  are  considering,  or  are  in  the  process  of 
implementing, new data protection regulations. 

households 

expanded 

and 

Many  of  these  laws  and  regulations  are  subject  to 
uncertain  application,  interpretation  or  enforcement 
standards  that  could  result  in  claims,  changes  to  our 
business  practices,  data  processing  and  security 
systems, penalties, increased operating costs or other 
impacts on our businesses. The recently enacted laws 
often provide for civil penalties for violations, as well as 
private  rights  of  action  for  data  breaches  that  may 
increase  data  breach  litigation.  IP  proactively  uses 
internal and external resources to monitor compliance 
with relevant legislation and continually evaluates and, 
where necessary, modifies its data processing practices 
and  policies  in  order  to  comply  with  evolving  privacy 
laws. Nevertheless,  relevant  regulatory  authorities 
could determine that our data handling practices fail to 
address all the requirements of certain new laws, which 
could subject us to penalties and/or litigation. In addition, 
there  is  no  assurance  that  our  security  controls  over 
personal data, the training of employees and vendors 

11

on  data  privacy  and  data  security,  and  the  policies, 
procedures  and  practices  we  implemented  or  may 
implement  in  the  future  will  prevent  the  improper 
disclosure  of  personal  data.  Improper  disclosure  of 
personal data in violation of the GDPR, the CCPA and/
or of other personal data protection laws could harm our 
reputation, cause loss of consumer confidence, subject 
us to government enforcement actions (including fines), 
or result in private litigation against us, which could result 
in loss of revenue, increased costs, liability for monetary 
damages, fines and/or criminal prosecution, all of which 
could  negatively  affect  our  business  and  operating 
results.

As a final example, the application of tax law is subject 
to  interpretation  and  is  subject  to  audit  by  taxing 
authorities. Additionally, administrative guidance can be 
incomplete or vary from legislative intent, and therefore 
the  application  of  the  tax  law  is  uncertain.  While  we 
believe the positions reported by the Company comply 
with relevant tax laws and regulations, taxing authorities 
could  interpret  our  application  of  certain  laws  and 
regulations differently.  We are currently subject to tax 
audits  in  the  U.S.,  Brazil,  Poland,  Russia  and  other 
taxing jurisdictions around the world.  In some cases, 
we  have  appealed  and  may  continue  to  appeal, 
assessments by taxing authorities in the court system. 
As  such,  tax  controversy  matters  may  result  in 
previously unrecorded tax expenses, higher future tax 
expenses or the assessment of interest and penalties.

RESULTS OF LEGAL PROCEEDINGS COULD HAVE 
A  MATERIAL  EFFECT  ON  OUR  CONSOLIDATED 
FINANCIAL RESULTS. We are a party to various legal, 
regulatory  and  governmental  proceedings  and  other 
related matters, including with respect to environmental 
matters. In addition, we are and may become subject to 
other  loss  contingencies,  both  known  and  unknown, 
which  may  relate  to  past,  present  and  future  facts, 
events,  circumstances  and  occurrences.  Should  an 
unfavorable outcome occur in connection with our legal, 
regulatory or governmental proceedings or other loss 
contingencies, or if we become subject to any such loss 
contingencies  in  the  future,  there  could  be  a  material 
adverse impact on our financial results.

ITEM 1B. UNRESOLVED STAFF COMMENTS

None.

ITEM  2. PROPERTIES

FORESTLANDS

As  of  December 31,  2019,  the  Company  owned  or 
managed approximately 329,000 acres of forestlands in 
forest 
Brazil,  and  had, 
management  agreements,  harvesting 
rights  on 
government-owned  forestlands  in  Russia.  All  owned 

licenses  and 

through 

lands in Brazil are independently third-party certified for 
sustainable forestry under the Brazilian National Forest 
Certification  Program  (CERFLOR)  and    the  Forest 
Stewardship Council (FSC).

MILLS AND PLANTS

A listing of our production facilities by segment, the vast 
majority of which we own, can be found in Appendix I 
hereto, which is incorporated herein by reference.

The Company’s facilities are in good operating condition 
and  are  suited  for  the  purposes  for  which  they  are 
presently  being  used.  We  continue  to  study  the 
economics  of  modernization  or  adopting  other 
alternatives for higher cost facilities.

CAPITAL INVESTMENTS AND DISPOSITIONS

Given the size, scope and complexity of our business 
interests, we continually examine and evaluate a wide 
variety  of  business  opportunities  and  planning 
alternatives, including possible acquisitions and sales 
or  other  dispositions  of  properties.  You  can  find  a 
discussion  about 
level  of  planned  capital 
investments for 2020 on page 30, and dispositions and 
restructuring  activities  as  of  December 31,  2019,  on 
Item 7.  Management’s 
pages  23 
Discussion  and  Analysis  of  Financial  Condition  and 
Results  of  Operations,  and  on  page  56  of  Item 8. 
Financial Statements and Supplementary Data.

through  25  of 

the 

ITEM 3. LEGAL PROCEEDINGS

Information concerning certain legal proceedings of the 
Company  is  set  forth  in  Note  14  Commitments  and 
Contingent Liabilities on pages 65 through 68 of Item  8. 
Financial Statements and Supplementary Data which is 
incorporated herein by reference.

Additionally,  the  Florida  Department  of  Environmental 
Protection and the Company are currently in negotiations 
to enter into a settlement of violations by the Company’s 
Pensacola mill of its wastewater effluent discharge permit 
chronic  toxicity  limit.  The  settlement  would  include 
penalties  totaling  $1.1  million  and  require  the  mill  to 
engage in certain corrective actions.

ITEM 4. MINE SAFETY DISCLOSURES

Not applicable.

12

PART II.

ITEM  5.  MARKET  FOR  REGISTRANT’S  COMMON 
EQUITY, RELATED STOCKHOLDER MATTERS AND 
ISSUER PURCHASES OF EQUITY SECURITIES

As of the filing of this Annual Report on Form 10-K, the 
Company’s common shares are traded on the New York 
Stock Exchange (NYSE: IP). As of February 14, 2020, 
there  were  approximately  9,663  record  holders  of 
common stock of the Company.

We pay regular quarterly cash dividends and expect to 
continue to pay regular quarterly cash dividends in the 
foreseeable  future,  though  each  quarterly  dividend 
payment is subject to review and approval by our Board 
of Directors. Our ability to pay dividends is, and in the 
future may continue to be, limited by the terms of our 
debt documents.

The  table  below  presents  information  regarding  the 
Company’s purchases of its equity securities for the time 
periods presented.

PURCHASES OF EQUITY SECURITIES BY THE ISSUER AND AFFILIATED PURCHASERS.

Period

October 1, 2019 - October 31, 2019

November 1, 2019 - November 30, 2019

December 1, 2019 - December 31, 2019

Total

Total Number of Shares
Purchased (a)

Average Price Paid per
Share

Total Number of Shares (or
Units) Purchased as Part of
Publicly Announced
Programs

Maximum Number
(or Approximate Dollar
Value) of Shares that
May Yet Be Purchased
Under the Plans or
Programs (in billions)

— $

205

5,357

5,562

—

43.68

46.34

— $

—

—

1.75

1.75

1.75

(a)  5,562 shares were acquired from employees from share withholdings to pay income taxes under the Company’s restricted stock programs.  
During 2019, 10,828,416 shares were purchased under our share repurchase program, which was approved by our Board of Directors and 
announced on July 8, 2014 and October 9, 2018. Through this program, which does not have an expiration date, we were authorized to 
purchase, in open market transactions (including block trades), privately negotiated transactions or otherwise, up to $3.5 billion aggregate 
amount of shares of our common stock. As of February 14, 2020, approximately $1.75 billion aggregate amount of shares of our common 
stock remained authorized for purchase under this program. 

13

PERFORMANCE GRAPH

The performance graph shall not be deemed “soliciting 
material” or to be “filed” with the Commission or subject 
to Regulation 14A or 14C under, or to the liabilities of 
Section 18 of, the Exchange Act of 1934, as amended.

The  following  graph  compares  a  $100  investment  in 
Company  stock  on  December 31,  2014  with  a  $100 
investment  in  our  Return  on  Invested  Capital  (ROIC) 
Peer Group and the S&P 500 also made at market close 
on December 31, 2014. The graph portrays total return, 
2014–2019, assuming reinvestment of dividends.

Note 1.      The companies included in the ROIC Peer Group are Domtar Inc., Fibria Celulose S.A., Graphic Packaging Holding Company, Klabin 
S.A., Metsa Board Corporation, Mondi Group, Packaging Corporation of America, Smurfit Kappa Group, Stora Enso Group, and UPM-
Kymmene Corp. WestRock was added to the Peer group beginning in 2016 after the merger of MeadWestvaco and Rock-Tenn. Fibria 
Celulose S.A. was excluded at the end of 2018 due to being acquired by Suzano.

Note 2. 

Returns are calculated in $USD.

14

ITEM 6. SELECTED FINANCIAL DATA

FIVE-YEAR FINANCIAL SUMMARY (a) 

Dollar amounts in millions, except per share
amounts and stock prices

RESULTS OF OPERATIONS

Net sales

Costs and expenses, excluding interest

Earnings (loss) from continuing operations
before income taxes and equity earnings

Equity earnings (loss), net of taxes

Discontinued operations, net of taxes

Net earnings (loss)

Noncontrolling interests, net of taxes

Net earnings (loss) attributable to International
Paper Company

FINANCIAL POSITION

2019

2018

2017

2016

2015

$ 22,376

20,281

$ 23,306

20,989

$ 21,743

20,323

$ 19,495

18,180

$ 20,675

18,988

1,604

(b) 

1,781

(e) 

250

—

1,220

(b-c) 

(5)

(d)

336

345

2,017

5

(f)

(e-g) 

848

177

34

2,144

(h) 

(i)

(h-j)

—   

(k)

(l)

(k-m) 

795

198

102

902

(2)

1,132

(n) 

117

85

917

(21)

(o)

(n-p) 

1,225

(b-d) 

2,012

(e-g) 

2,144

(h-j)

904

(k-m) 

938

(n-p) 

Current assets less current liabilities

$ (2,007)

$

2,302

$

3,175

$

2,601

$

2,244

Plants, properties and equipment, net

Forestlands

Financial assets of variable interest entities

Total assets

Notes payable and current maturities of long-
term debt

Current nonrecourse financial liabilities of 
variable interest entities

Long-term debt

Long-term nonrecourse financial liabilities of 
variable interest entities

Total shareholders’ equity

BASIC EARNINGS PER SHARE
ATTRIBUTABLE TO INTERNATIONAL
PAPER COMPANY COMMON
SHAREHOLDERS

13,004

391

7,088

33,471

168

4,220

9,597

2,085

7,713

Earnings (loss) from continuing operations

$

3.10

Discontinued operations

Net earnings (loss)

DILUTED EARNINGS PER SHARE
ATTRIBUTABLE TO INTERNATIONAL
PAPER COMPANY COMMON
SHAREHOLDERS

—   

3.10

Earnings (loss) from continuing operations

$

3.07

Discontinued operations

Net earnings (loss)

Cash dividends

COMMON STOCK PRICES

High

Low

Year-end

FINANCIAL RATIOS

Current ratio

Total debt to capital ratio

Return on shareholders’ equity

CAPITAL EXPENDITURES

NUMBER OF EMPLOYEES

—   

3.07

2.013

$ 48.24

36.45

46.05

0.8

0.56

16.2%

$ 1,276

51,000

13,067

402

7,070

33,576

639

—

13,265

448

7,051

33,903

311

—

13,003

456

7,033

33,093

239

—

10,015

10,846

11,075

6,298

7,362

4.07

0.84

4.91

4.02

0.83

4.85

1.925

$

$

6,291

6,522

5.11

0.08

5.19

5.05

0.08

5.13

1.863

$

$

6,284

4,341

1.95

0.25

2.20

1.93

0.25

2.18

1.783

$

$

11,000

366

7,014

30,271

426

—

8,844

6,277

3,884

$

$

2.05

0.20

2.25

2.03

0.20

2.23

1.640

$

66.94

$

58.96

$

54.68

$

57.90

37.55

40.36

1.5

0.59

28.4%

49.60

57.94

1.6

0.63

43.9%

32.50

53.06

1.6

0.72

22.1%

36.76

37.70

1.6

0.70

20.0%

$

1,572

53,000

$

1,391

56,000

$

1,348

55,000

$

1,487

56,000

15

 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
2019:
(b) 

Includes the following charges (gains):

In millions

FINANCIAL GLOSSARY

Current ratio—

current assets divided by current liabilities.

Total debt to capital ratio—

long-term  debt  plus  notes  payable  and  current 
maturities  of  long-term  debt  divided  by  long-term 
debt, notes payable and current maturities of long-
term debt and total shareholders’ equity.

Return on shareholders’ equity—

net  earnings  attributable  to  International  Paper 
Company  divided  by  average  shareholders’  equity 
(computed monthly).

FOOTNOTES TO FIVE-YEAR FINANCIAL SUMMARY

(a)  All prior periods presented have been restated to reflect the North 
American Consumer Packaging business and the xpedx business 
as discontinued operations (excluding cash flow related items) and 
prior period amounts have been adjusted to conform with current 
year presentation, if applicable. 

In millions

India impairment

India divestiture transaction costs

Global Cellulose Fibers goodwill 
impairment

Litigation reserves

Italian antitrust fine

Environmental remediation reserve 
adjustment

(Gain) loss on sale of EMEA Packaging 
box plant

EMEA Packaging business optimization

Multi-employer pension plan exit liability

Abandoned property removal

Riverdale mill conversion costs

Foreign VAT refund accrual including 
interest

Debt extinguishment costs

Gain on sale of previously closed 
Oregon mill site

Overhead cost reduction initiative

Other items

Total special items

Non-operating pension expense

Total

2019

Before
Tax

After
Tax

$ 159

$ 157

3

52

41

32

25

(6)

17

9

50

5

(6)

21

(9)

21

4

2

42

31

32

19

(5)

14

6

38

4

(4)

16

(7)

16

4

$ 418

36

$ 365
28

$ 454

$ 393

(c) 

Includes the following tax expenses (benefits):

In millions

Luxembourg statutory tax rate change

State income tax legislative changes

Foreign tax audits

Internal investment restructuring

Foreign deferred tax valuation allowance

Total

2019

$

$

9

(3)

3

(53)

203

159

(d) 

Includes the following allocation of loss:

In millions

India Impairment

Total

2018:
(e) 

Includes the following charges (gains):

Smurfit-Kappa acquisition proposal costs
Legal settlement

$

Litigation settlement recovery

Environmental remediation reserve 
adjustment
EMEA Packaging business optimization

Abandoned property removal

Riverdale mill conversion costs

Brazil Packaging impairment

Debt extinguishment costs

Gain on sale of investment in Liaison 
Technologies

Total special items

Non-operating pension expense

Total

(f) 

Includes the following charges (gains):

In millions

North American Consumer Packaging 
transaction costs
North American Consumer Packaging 
gain on transfer

Total

2019

Before
Tax

After
Tax

$

$

9

9

$

$

9

9

2018

Before
Tax

After
Tax

$

12
9

(5)

9

47

32

9

122

10

9
7

(4)

7

34

24

7
81

7

(31)

(23)

$ 214

$ 149

494

371

$ 708

$ 520

2018

Before
Tax

After
Tax

$

25

$

19

(488)

(364)

$ (463) $ (345)

(g) 

Includes the following tax expenses (benefits):

In millions

State income tax legislative changes

Tax benefit of Tax Cuts and Jobs Act

Internal investment restructuring

Foreign tax audits

Total

2018

$

$

9

(36)
19

25

17

16

 
      
2017:
(h) 

Includes the following charges (gains):

2016:
(k) 

Includes the following charges (gains):

In millions

2017

Before
Tax

After
Tax

In millions

2016

Before
Tax

After
Tax

Gain on sale of investment in ArborGen

$

(14) $

(9)

Riegelwood mill conversion costs

$

India Packaging evaluation write-off

Write-off of certain regulatory pre-
engineering costs

Early debt extinguishment costs

Costs associated with the newly
acquired pulp business

Asia Box impairment / restructuring

Gain on sale of investment in Arizona
Chemical
Turkey mill closure

$

9

17

8

29

31

70

(8)

7

6

11

5

18

21

58

(5)

6

Amortization of Weyerhaeuser inventory
fair value step-up

Total special items

Non-operating pension expense

Total

19

182

610

792

$

$

11

131

375

506

$

$

(l) 

Includes the operating earnings of the North American Consumer 
Packaging business for the full year.  Also includes the following 
charges (gains):

In millions

xpedx legal settlement

Total

2016

Before
Tax

After
Tax

$

$

8

8

$

$

5

5

(m) 

Includes the following tax expenses (benefits):

In millions

Cash pension contribution

U.S. Federal audit

Brazil goodwill

International legal entity restructuring

Luxembourg tax rate change

Total

2016

$

23

(14)

(57)

(6)

31

$

(23)

Costs associated with the pulp business
acquired in 2016

Amortization of Weyerhaeuser inventory
fair value step-up
Holmen bargain purchase gain

Abandoned property removal

Kleen Products settlement

Asia Foodservice sale

Brazil Packaging wood supply
accelerated amortization

Debt extinguishment costs

Interest income on income tax refund
claims

Other items

Total special items

Non-operating pension expense

Total

33

14

(6)

20

354

9

10

83

(5)

(2)

$

$

496

484

980

$

$

20

8

(6)

13

219

4

7

51

(3)

(2)
302

298

600

(i) 

Includes the operating earnings of the North American Consumer 
Packaging business for the full year. Also includes the following 
charges (gains):

In millions

North American Consumer Packaging
transaction costs
Non-operating pension expense

Total

2017

Before
Tax

After
Tax

$

$

17

45

62

$

$

10

28

38

(j) 

Includes the following tax expenses (benefits):

In millions

International legal entity restructuring

$

Income tax refund claims

Cash pension contribution

International tax law change

2017

34

(113)

38

9

Tax benefit of Tax Cuts and Jobs Act

Total

(1,222)

$

(1,254)

17

2015:
(n) 

Includes the following charges (gains):

In millions

2015

Before
Tax

After
Tax

Riegelwood mill conversion costs, net of
proceeds from sale of the Carolina
Coated Bristols brand

$

Timber monetization restructuring

Early debt extinguishment costs

IP-Sun JV impairment

Legal reserve adjustment

Refund and state tax credits

Impairment of Orsa goodwill and trade
name intangible

Other items

Total special items

Non-operating pension expense

Total

$

$

8

16

207

174

15

(4)

137

6

559

258

817

$

$

$

4

10

133

180

9
(2)

137

5

476

157

633

(o) 

Includes the operating earnings of the North American Consumer 
Packaging business for the full year. 

(p) 

Includes the following tax expenses (benefits):

In millions

IP-Sun JV impairment

Cash pension contribution

Other items

Total

2015

$

(67)

23

7

$

(37)

18

       
ITEM 7. MANAGEMENT’S DISCUSSION AND 
ANALYSIS OF FINANCIAL CONDITION AND 
RESULTS OF OPERATIONS

The following discussion and analysis of our financial 
condition and results of operations should be read in 
conjunction with our consolidated financial statements 
and related notes included in “Financial Statements and 
Supplementary  Data”  of  this Annual  Report  on  Form 
10-K.  In  addition  to  historical  consolidated  financial 
information, the following discussion contains forward-
looking statements that reflect our plans, estimates, and 
beliefs that involve significant risks and uncertainties. 
Our  actual  results  could  differ  materially  from  those 
discussed in the forward-looking statements. Factors 
that  could  cause  or  contribute  to  those  differences 
include those discussed below and elsewhere in this 
Annual  Report  on  Form  10-K,  particularly  in  “Risk 
Factors” and “Forward-Looking Statements.”

The following generally discusses 2019 and 2018 items 
and year-to-year comparisons between 2019 and 2018. 
Discussion of historical items in 2017, and year-to-year 
comparisons between 2018 and 2017, can be found in 
our Annual  Report  on  Form  10-K  for  the  fiscal  year 
ended  December  31,  2018,  filed  with  the  SEC  on 
February 20, 2019, under Part II, Item 7, Management’s 
Discussion  and  Analysis  of  Financial  Condition  and 
Results of Operations.

EXECUTIVE SUMMARY

Full-year 2019 net earnings were $1.2 billion ($3.07 per 
diluted share) compared with net earnings of $2.0 billion 
($4.85 per diluted share) for full-year 2018. 

that 

impacted  our  exports.  Against 

International  Paper  delivered  solid  earnings  and 
outstanding cash generation in 2019. Our performance 
demonstrates our ability to generate strong cash flow and 
the flexibility of the company to navigate well through a 
challenging global environment. While the U.S. economy 
remains  healthy,  during  2019  we  managed  through 
significant  inventory  headwinds  and  broader  trade 
tensions 
this 
backdrop, we focused on optimizing our full value chain 
by strengthening commercial offerings in faster growing 
packaging segments, running our manufacturing system 
well and leveraging the flexibility of our mill and converting 
system. We continued to grow value for our shareholders 
with  returns  above  our  cost  of  capital  for  a  tenth 
consecutive  year.  Our  capital  allocation  choices  were 
consistent with our framework. In 2019, we returned $1.3 
billion to shareholders through dividends of about $800 
million and share repurchases of about $500 million. The 
Company  also  increased  its  dividend  for  the  tenth 
consecutive year, reinforcing our policy of a strong and 
sustainable dividend. We also repaid approximately $1 
billion of debt during 2019 as part of our commitment to 
a strong balance sheet and to maintain an investment 

grade  rating.  We  continued  to  invest  strategically  to 
strengthen  our  Industrial  Packaging  business.  In  our 
North  American  corrugated  packaging  business,  we 
made targeted investments to enhance our capabilities 
and reinforce our strong position in the fastest growing 
segments.  In  our  EMEA  Packaging  business,  we 
to  expand  our 
completed  selective  acquisitions 
converting network around the Madrid, Spain mill. Lastly, 
in  January  2020,  we  monetized  approximately  19%  of 
our  investment  in  Graphic  Packaging  in  exchange  for 
$250 million.

Compared to 2018, the Company’s 2019 results reflect 
the  impact  of  a  challenging  global  environment,  which 
resulted in price and mix being a headwind, mostly due 
to  significant  price  pressure 
in  export  pulp  and 
containerboard markets, as well as the price impact of 
index  movements  in  our  North  American  Industrial 
Packaging business. Volume negatively impacted 2019 
results due to challenging export markets. In particular, 
export  containerboard  volume  was 
impacted  by 
unusually high customer inventories at the start of 2019 
which took most of the year to normalize. Operations and 
costs were impacted by significant economic downtime, 
particularly in the first half of 2019, due to lower export 
shipments and our ability to reduce inventories across 
our North American Industrial Packaging system due to 
improved  supply  chain  operations.  Input  costs  were 
favorable for the full year, primarily from lower recovered 
fiber  and  energy  costs.  Even  though  wood  costs 
moderated in the second half of 2019, they had a negative 
impact on earnings in 2019. Equity earnings decreased 
in  2019  due  to  lower  Ilim  earnings,  driven  by  the 
challenging global pulp market dynamics.   

Looking ahead to the first quarter 2020, as compared to 
the  fourth  quarter  of  2019,  in  our  Industrial  Packaging 
business,  we  expect  lower  price  and  mix  on  the  flow-
through  of  prior  price  index  movements.  Volume  is 
expected  to  be  seasonally  lower  in  North  America. 
Operations  and  costs  are  expected  to  be  negatively 
impacted  by  the  non-repeat  of  a  favorable  inventory 
valuation adjustment recognized in the fourth quarter, as 
well  as  higher  unabsorbed  fixed  costs  associated  with 
the  Riverdale  mill  conversion.  Maintenance  outage 
expense is expected to be higher, and input costs are 
expected to be higher seasonally. In our Global Cellulose 
Fibers business, we expect lower price and mix on the 
impact  of  prior  price  index  movements.  Volume  is 
expected to improve driven by higher fluff pulp shipments. 
Operations and costs are expected to negatively impact 
earnings  due  to  the  non-repeat  of  favorable  items 
recognized  in  the  fourth  quarter.  Maintenance  outage 
expenses are expected to increase while input costs are 
expected  to  remain  stable.  In  our  Printing  Papers 
business, flow-through of prior negative price movement 
is  expected  to  be  offset  by  improved  geographic  mix. 
Volume is expected to be down mostly due to seasonally 
lower  volumes  in  Brazil.  Operations  and  costs  are 

19

expected to have a favorable impact on earnings mostly 
due  to  the  non-repeat  of  an  unfavorable  inventory 
valuation adjustment recognized in the fourth quarter, as 
well as improved fixed cost absorption in North America. 
Maintenance outage expenses are expected to increase 
while input costs should remain stable. Lastly, we expect 
lower equity earnings from our Ilim joint venture on the 
non-repeat of the fourth quarter foreign exchange gain.

Looking  ahead  to  the  full-year  2020,  we  expect  to 
generate solid cash flows despite earnings headwinds, 
by continuing to leverage the flexibility of the company to 
manage  costs,  capital  spending  and  working  capital. 
Earnings are expected to be negatively impacted by price 
carryover from 2019, as well as the impact of the January 
2020 containerboard index movement. Earnings are also 
expected to be negatively impacted by higher planned 
maintenance  outage  expense  and  costs  related  to  the 
Riverdale conversion, including unabsorbed fixed costs 
during  the  conversion  process.  We  plan  to  offset 
anticipated  inflation  through  deliberate  improvement 
initiatives. The fundamentals of our packaging and fluff 
pulp  businesses  are  solid  -  we  believe  we  are  well 
positioned to capture growth while continuing to optimize 
the Company’s value chain to position us with positive 
momentum  as  we  navigate  through  2020.  Lastly,  we 
intend  to  continue  to  make  choices  for  the  use  of  the 
Company’s  strong  cash  generation  that  are  consistent 
with  our  capital  allocation  framework  in  order  to  drive 
long-term value creation.

Adjusted  Operating  Earnings  and  Adjusted  Operating 
Earnings Per Share are non-GAAP measures and are 
defined  as  net  earnings  from  continuing  operations  (a 
GAAP  measure)  excluding  special  items  and  non-
operating  pension  expense.  Net  earnings  (loss)  and 
Diluted earnings (loss) per share attributable to common 
shareholders  are  the  most  directly  comparable  GAAP 
measures. The Company calculates Adjusted Operating 
Earnings  by  excluding  the  after-tax  effect  of  non-
items  considered  by 
operating  pension  expense, 
management 
items)  and 
to  be  unusual  (special 
discontinued  operations  from  the  earnings  reported 
under GAAP. Adjusted Operating Earnings Per Share is 
calculated  by  dividing Adjusted  Operating  Earnings  by 
diluted  average  shares  of  common  stock  outstanding. 
Management  uses  this  measure  to  focus  on  on-going 
operations,  and  believes  that  it  is  useful  to  investors 
to  perform  meaningful 
because 
comparisons of past and present consolidated operating 
results.  The  Company  believes 
this 
information, along with the most direct comparable GAAP 
measure, provides for a more complete analysis of the 
results of operations. 

that  using 

it  enables 

them 

The  following  are  reconciliations  of  Earnings  (loss) 
to  Adjusted 
attributable 
to  common  shareholders 
to  common 
operating  earnings  (loss)  attributable 
shareholders. Additional  detail  is  provided  later  in  this 
Form 10-K regarding the special items referenced in the 
charts below. 

2019

2018

Earnings (Loss) Attributable to Shareholders

$ 1,225 $ 2,012

Less - Discontinued operations (gain) loss

—

(345)

Earnings (Loss) from Continuing Operations

1,225

1,667

Add back - Non-operating pension expense 
(income)

Add back - Net special items expense (income)

Income tax effect - Non-operating pension and 
special items expense

36

409

494

214

98

(171)

Adjusted Operating Earnings (Loss) 
Attributable to Shareholders

$ 1,768 $ 2,204

Diluted Earnings (Loss) Per Share 
Attributable to Shareholders

Less - Discontinued operations (gain) loss per 
share

Diluted Earnings (Loss) Per Share from 
Continuing Operations

Add back - Non-operating pension expense 
(income) per share

Add back - Net special items expense (income) 
per share

Income tax effect per share - Non-operating 
pension and special items expense

2019

2018

$ 3.07 $ 4.85

— (0.83)

3.07

4.02

0.09

1.19

1.02

0.52

0.25

(0.41)

Adjusted Operating Earnings (Loss) Per Share 
Attributable to Shareholders

$ 4.43 $ 5.32

Three Months 
Ended 
December 31, 
2019

Three Months 
Ended 
September 30, 
2019

Three Months 
Ended 
December 31, 
2018

$

165

$

344

$

316

—

165

9

136

120

—

344

9

94

—

316

429

(15)

(16)

(60)

$

430

$

431

$

670

Earnings (Loss) 
Attributable to 
Shareholders

Less - Discontinued 
operations (gain) 
loss

Earnings (Loss) 
from Continuing 
Operations

Add back - Non-
operating pension 
expense (income)

Add back - Net 
special items 
expense (income)

Income tax effect - 
Non-operating 
pension and special 
items expense

Adjusted Operating 
Earnings (Loss) 
Attributable to 
Shareholders

20

 
Three Months 
Ended 
December 31, 
2019

Three Months 
Ended 
September 30, 
2019

Three Months 
Ended 
December 31, 
2018

$

0.42

$

0.87

$

0.78

—

—

—

0.42

0.02

0.34

0.87

0.78

0.02

1.05

0.24

(0.04)

0.31

(0.04)

(0.14)

In millions

Cash provided by
operations

Adjustments:

Cash invested in
capital projects

Free Cash Flow

Three Months 
Ended 
December 31, 
2019

Three Months 
Ended 
September 30, 
2019

Three Months 
Ended 
December 31, 
2018

$

$

928 $

882 $

821

(363)

565 $

(285)

597 $

(286)

535

The  non-GAAP  financial  measures  presented  in  this 
Form  10-K  as  referenced  above  have  limitations  as 
analytical tools and should not be considered in isolation 
or as a substitute for an analysis of our results calculated 
in accordance with GAAP.  In addition, because not all 
companies utilize identical calculations, the Company’s 
presentation of non-GAAP measures in this Form 10-K 
may  not  be  comparable  to  similarly  titled  measures 
disclosed  by  other  companies,  including  companies  in 
the same industry as the Company.

$

1.09

$

1.09

$

1.65

RESULTS OF OPERATIONS

Diluted Earnings 
(Loss) Per Share 
Attributable to 
Shareholders

Less - Discontinued 
operations (gain) 
loss per share

Diluted Earnings 
(Loss) Per Share 
from Continuing 
Operations

Add back - Non-
operating pension 
expense (income) 
per share

Add back - Net 
special items 
expense (income) 
per share

Income tax effect 
per share - Non-
operating pension 
and special items 
expense

Adjusted Operating 
Earnings (Loss) 
Per Share 
Attributable to 
Shareholders

Cash provided by operations totaled $3.6 billion and $3.2 
billion  for  2019  and  2018,  respectively.  The  Company 
generated Free Cash Flow of approximately $2.3 billion 
and $1.7 billion in 2019 and 2018, respectively. Free Cash 
Flow  is  a  non-GAAP  measure  and  the  most  directly 
comparable  GAAP  measure  is  cash  provided  by 
operations. Management believes that free cash flow is 
useful  to  investors  as  a  liquidity  measure  because  it 
measures the amount of cash generated that is available, 
after  reinvesting  in  the  business,  to  maintain  a  strong 
balance sheet, pay dividends, repurchase stock, service 
debt and make investments for future growth. It should 
not be inferred that the entire free cash flow amount is 
available for discretionary expenditures. By adjusting for 
certain  items  that  are  not  indicative  of  the  Company's 
ongoing underlying operational performance, we believe 
that  free  cash  flow  also  enables  investors  to  perform 
meaningful  comparisons  between  past  and  present 
periods.

 The following are reconciliations of free cash flow to cash 
provided by operations: 

In millions

2019

2018

Cash provided by operations

$

3,610 $

3,226

Adjustments:

Cash invested in capital projects

(1,276)

(1,572)

Free Cash Flow

$

2,334 $

1,654

Business  Segment  Operating  Profits  are  used  by 
International  Paper’s  management  to  measure  the 
earnings  performance  of  its  businesses.  Management 
uses this measure to focus on on-going operations and 
believes that it is useful to investors because it enables 
them  to  perform  meaningful  comparisons  of  past  and 
present  operating  results.  International  Paper  believes 
that  using  this  information,  along  with  net  earnings, 
provides  a  more  complete  analysis  of  the  results  of 
operations by year.  Business Segment Operating Profits 
are defined as earnings (loss) from continuing operations 
before income taxes and equity earnings, but including 
the  impact  of  equity  earnings  and  noncontrolling 
interests,  excluding  interest  expense,  net,  corporate 
items, net, special items, net, and non-operating pension 
expense.  Business  Segment  Operating  Profits  is  a 
measure  reported  to  our  management  for  purposes  of 
making  decisions  about  allocating  resources  to  our 
business  segments and assessing  the performance  of 
our business segments and is presented in our financial 
statement footnotes in accordance with ASC 280. 

International  Paper  operates 
three  segments: 
Industrial  Packaging,  Global  Cellulose  Fibers  and 
Printing Papers. 

in 

21

The  following  table  presents  a  comparison  of  net 
earnings (loss) from continuing operations attributable to 
International  Paper  Company  to  its  total  Business 
Segment Operating Profit: 

In millions

2019

2018

Net Earnings (Loss) From Continuing 
Operations Attributable to International Paper 
Company

$ 1,225 $ 1,667

Add back (deduct)

Income tax provision (benefit)

Equity (earnings) loss, net of taxes

Noncontrolling interests, net of taxes

Earnings (Loss) From Continuing Operations 
Before Income Taxes and Equity Earnings

Interest expense, net

Noncontrolling interests/equity earnings included 
in operations

Corporate items, net

Corporate special items, net (income) expense

Business special items, net (income) expense

Non-operating pension expense

634

445

(250)

(336)

(5)

5

1,604

1,781

491

536

3

54

104

307

36

(10)

67

9

205

494

$ 2,599 $ 3,082

The principal changes in operating profit by business 
segment were as follows:

• 

Industrial Packaging’s operating profit of $2.1 billion
was  $201 million lower than in 2018 as the benefits 
of lower input costs and lower maintenance outage 
costs were more than offset by lower average sales 
price,  unfavorable  mix,  lower  sales  volumes  and 
higher operating costs. 

•  Global  Cellulose  Fibers'  operating  loss  of  $(6) 
million was $268 million lower than in 2018 as the 
benefits  of  higher 
lower 
maintenance  outage  costs  and  lower  input  costs 
were more than offset by lower average sales price, 
an unfavorable mix and higher operating costs.

volumes, 

sales 

•  Printing  Papers’  operating  profit  of  $529  million
represented  a  $14  million  decrease  in  operating 
profit from 2018. The benefits from higher average 
sales price, net of mix, were offset by lower sales 
volumes,  higher  input  costs,  higher  maintenance 
outage costs and higher operating costs.

$ 2,076 $ 2,277

LIQUIDITY AND CAPITAL RESOURCES

Business Segment Operating Profit

Industrial Packaging

Global Cellulose Fibers

Printing Papers

(6)

529

262

543

Business Segment Operating Profit

$ 2,599 $ 3,082

Business  Segment  Operating  Profit  in  2019  was  $483 
million lower than in 2018 as the benefits from lower input 
costs ($78 million) and lower maintenance outage costs 
($30  million)  were  more  than  offset  by  lower  average 
sales  price  realizations  and  mix  ($161  million),  lower 
sales volumes ($118 million) and higher operating costs 
($312 million). 

For  the  year  ended  December 31,  2019,  International 
Paper generated $3.6 billion of cash flow from operations 
compared with $3.2 billion in 2018. Capital spending for 
2019  totaled  $1.3  billion,  or  98%  of  depreciation  and 
amortization  expense.  Our  liquidity  position  remains 
strong, supported by approximately $2.1 billion of credit 
facilities. 

We expect another year of solid cash generation in 2020. 
Furthermore, we intend to continue to make choices for 
the use cash that are consistent with our capital allocation 
framework  to  drive  long-term  value  creation.  These 
include  maintaining  a  strong  balance  sheet  and 
investment grade credit rating, returning meaningful cash 
to  shareholders 
through  dividends  and  share 
repurchases and making organic investments to maintain 
our  world-class  system  and  strengthen  our  packaging 
business.  Capital  spending  for  2020  is  planned  at 
approximately $1.0 billion, or about 74% of depreciation 
and amortization, including approximately $250 million
of strategic investments.

Under  our  share  repurchase  program  most  recently 
approved by our Board of Directors on October 9, 2018, 
which does not have an expiration date, approximately 
$1.75  billion  aggregate  amount  of  shares  of  common 
stock  remains  authorized  for  purchase  under  this 
program.  We may continue to repurchase shares under 
such authorization in open market transactions (including 
block  trades),  privately  negotiated  transactions  or 
otherwise,  subject  to  prevailing  market  conditions,  our 
liquidity requirements, restrictions in our debt documents, 
applicable  securities  laws  requirements  and  other 
factors.      In  addition,  we  pay  regular  quarterly  cash 

22

 
 
dividends and expect to continue to pay regular quarterly 
cash dividends in the foreseeable future.  Each quarterly 
dividend is subject to review and approval by our Board 
of  Directors,  and  is  subject  to  restrictions  in  our  debt 
documents.

RESULTS OF OPERATIONS

in 

While  the  operating  results  for  International  Paper’s 
various  business  segments  are  driven  by  a  number  of 
business-specific 
International 
factors,  changes 
Paper’s operating results are closely tied to changes in 
general economic conditions in North America, Europe, 
Russia, Latin America, North Africa and the Middle East. 
(and were closely tied to general economic conditions in 
India  prior  to  the  sale  of  our  controlling  interest  in 
International  Paper  APPM  Limited,  an  India-based 
printing paper business, effective October 30, 2019).

Factors that impact the demand for our products include 
industrial  non-durable  goods  production,  consumer 
preferences,  consumer  spending,  commercial  printing 
and advertising activity, white-collar employment levels, 
and movements in currency exchange rates.

Product prices are affected by general economic trends, 
inventory levels, currency exchange rate movements and 
worldwide  capacity  utilization.  In  addition  to  these 
revenue-related  factors,  net  earnings  are  impacted  by 
various cost drivers, the more significant of which include 
changes in raw material costs, principally wood, recycled 
fiber and chemical costs; energy costs; freight costs; mill 
outage  costs;  salary  and  benefits  costs,  including 
pensions; and manufacturing conversion costs.

The  following  is  a  discussion  of  International  Paper’s 
consolidated  results  of  operations  for  the  year  ended 
December 31, 2019, and the major factors affecting these 
results compared to 2018.

For  the  year  ended  December 31,  2019,  International 
Paper reported net sales of $22.4 billion, compared with 
$23.3 billion in 2018. International net sales (based on 
the  location  of  the  seller  and  including  U.S.  exports) 
totaled  $8.1  billion  or  36%  of  total  sales  in  2019.  This 
compares  with  international  net  sales  of  $8.8  billion  in 
2018.

Full year 2019 net earnings attributable to International 
Paper  Company  totaled  $1.2  billion  ($3.07  per  diluted 
share), compared with net earnings of $2.0 billion ($4.85 
per diluted share) in 2018. Amounts in 2018 include the 
results of discontinued operations.

Earnings  from  continuing  operations  attributable  to 
International  Paper  Company  after  taxes  in  2019  and 
2018 were as follows:

In millions

2019

2018

Earnings from continuing operations
attributable to International Paper
Company

$ 1,225 (a) $1,667 (b)

(a) 

(b) 

Includes $515 million of net special items charges which included 
tax  expense  of  $203  million  related  to  a  foreign  deferred  tax 
valuation  allowance  and  $28  million  of  non-operating  pension 
expense.
Includes  $166  million  of  net  special  items  charges  and  $371 
million of non-operating pension expense which included a pre-
tax  charge  of  $424  million  ($318  million  after  taxes)  for  a 
settlement  accounting  charge  associated  with  an  annuity 
purchase and transfer of pension obligations for approximately 
23,000 retirees.

Compared with 2018, the benefits from lower input costs 
($59  million),  lower  maintenance  outage  costs  ($23 
million), lower corporate and other costs ($8 million) and 
lower net interest expense ($32 million) were more than 
offset by lower average sales price and an unfavorable 
mix  ($122  million),  lower  sales  volumes  ($89  million), 
higher  operating  costs  ($235  million)  and  higher  tax 
expense ($26 million). In addition, 2019 results included 
lower  equity  earnings,  net  of  taxes,  relating  to  the 
Company’s investments in Ilim and GPIP.

See Business Segment Results on pages 26 through 29 
for a discussion of the impact of these factors by segment.

DISCONTINUED OPERATIONS

2018: In 2018, discontinued operations included an after-
tax  gain  of  $364  million  on  the  transfer  of  the  North 
American  Consumer  Packaging  business  and  after-tax 
charges  of  $19  million  for  costs  associated  with  the 
transfer.    See  Note  8  Divestitures  and  Impairments  on 
pages 56 through 58 of Item 8. Financial Statements and 
Supplementary Data for further discussion.

23

 
INCOME TAXES

A net income tax provision of $634 million was recorded 
for 2019, including tax expense of $203 million related to 
a foreign deferred tax valuation allowance, a tax benefit 
of $53 million related to internal investment restructuring, 
tax expense of $9 million related to a non U.S. tax rate 
change, tax expense of $3 million related to foreign tax 
audits  and  a  tax  benefit  of  $3  million  related  to  state 
income tax legislative changes. Excluding these items, a 
$53 million net tax benefit for other special items and a 
$8  million  tax  benefit  related  to  non-operating  pension 
expense, the operational tax provision was $536 million, 
or 26% of pre-tax earnings before equity earnings.

A net income tax provision of $445 million was recorded 
for 2018, including a tax benefit of $36 million to revise 
our 2017 estimated tax related to the enactment of the 
Tax Cuts and Jobs Act, tax expense of $25 million related 
to foreign tax audits, tax expense of $19 million related to 
an international investment restructuring and tax expense 
of  $9  million  related  to  state  income  tax  legislative 
changes.  Excluding  these  items,  a  $65  million  net  tax 
benefit  for  other  special  items  and  a  $123  million  tax 
benefit  related  to  non-operating  pension  expense,  the 
operational tax provision was $616 million, or 25% of pre-
tax earnings before equity earnings.

EQUITY EARNINGS, NET OF TAXES

Equity earnings, net of taxes, consisted principally of the 
Company’s share of earnings from its 50% investment in 
Ilim of $207 million and $290 million in 2019 and 2018, 
respectively, and from its then 21.6% ownership interest 
in GPIP of  $46 million in 2019, and from its then 20.5% 
ownership interest of $46 million in 2018 (see page 29).

INTEREST EXPENSE AND NONCONTROLLING INTEREST

Net  corporate  interest  expense  totaled  $491  million  in 
2019 and $536 million in 2018. Net interest expense in 
2019  includes  $3  million  of  interest  income  associated 
with  a  foreign  value-added  tax  refund  accrual  and  $1 
million of interest expense related to foreign tax audits. 
The decrease in 2019 compared with 2018 was due to 
lower average outstanding debt. 

Net earnings attributable to noncontrolling interests were 
a loss of $5 million in 2019, compared with earnings of 
$5 million in 2018. The decrease in 2019 was primarily 
due to the allocation of loss of $9 million associated with 
the  impairment  of  the  net  assets  of  our  India  Papers 
business. 

SPECIAL ITEMS

Restructuring and Other Charges, Net

International Paper continually evaluates its operations 
for improvement opportunities targeted to (a) focus our 
portfolio on our core businesses, (b) realign capacity to 
operate fewer facilities with the same revenue capability, 
(c) close high cost facilities, and (d) reduce costs. 

During  2019  and  2018,  pre-tax  restructuring  and  other 
charges,  net,  totaling  $57  million  and  $29  million  were 
recorded. Details of these charges were as follows:

Restructuring and Other, Net

In millions

Business Segments

2019

2018

EMEA Packaging optimization

$

15 (a) $

47 (a)

Overhead reduction initiative

10 (b)

—

Riverdale mill paper machine conversion
severance reserve

Corporate

Early debt extinguishment costs (see
Note 15)

$

Overhead reduction initiative

Gain on sale of investment in Liaison
Technologies

—

25

21

11

—

32

3 (c)

$

50

10

—

(31)

(21)

Total

$

57

$

29

(a) Recorded in the Industrial Packaging business segment.
(b)  Includes  $6  million  recorded  in  the  Printing  Papers  business 
segment and $4 million recorded in the Global Cellulose Fibers 
business segment.

(c) Recorded in the Printing Papers business segment.

24

5 (c)

6 (c)

INDUSTRIAL PACKAGING

Other Special Items

In  addition,  other  pre-tax  special  items  totaling  $158 
million and $63 million were recorded in 2019 and 2018, 
respectively. Details of these charges were as follows:

Other Special Items

In millions

Business Segments

Antitrust fines

Abandoned property removal

Multi-employer pension plan exit liability

Riverdale mill conversion accelerated
depreciation

Gain on sale of previously closed
Albany, Oregon mill site

Litigation settlement recovery

Other

Corporate

Litigation reserves

Environmental remediation reserve
adjustments

Fair value adjustment on remaining
investment in India

India transaction costs

Smurfit-Kappa acquisition proposal costs

Legal settlement

2019

2018

$

32 (a) $ —

50 (b)

9 (a)

32 (b)

—

(9) (a)

—

—

(1) (d)

86

(5) (a)

—

33

$

41

$ —

25

3

3

—

—

72

9

—

—

12

9

30

63

Total

$ 158

$

(a) Recorded in the Industrial Packaging business segment.
(b)  Includes  $35  million  and  $20  million  recorded  in  the  Industrial 
Packaging business segment for 2019 and 2018, respectively; $12 
million  and  $11  million  recorded  in  the  Global  Cellulose  Fibers 
business segment for 2019 and 2018, respectively; $3 million and 
$1 million recorded in the Printing Papers business segment for 
2019 and 2018, respectively.

(c) Recorded in the Printing Papers business segment.
(d) Includes expense of $2 million recorded in the Industrial Packaging 
business segment and income of $3 million recorded in the Printing 
Papers business segment.

Net Losses on Sales and Impairments of Businesses

Net  losses  on  sales  and  impairments  of  businesses 
included in special items totaled a pre-tax loss of $205 
million and $122 million in 2019 and 2018, respectively. 
Details of these losses were as follows:

Net Loss on Sales and Impairments of
Businesses

In millions

India Papers impairment

Global Cellulose Fibers goodwill impairment

Gain on sale of EMEA Packaging box plant

Brazil Packaging impairment of fixed assets and
an intangible asset

Total

2019

2018

$ 159 $ —

52

(6)

—

—

— 122

$ 205 $ 122

25

See Note 8 Divestitures and Impairments on pages 56
through  58  of 
Item  8.  Financial  Statements  and 
Supplementary Data for further discussion.

DESCRIPTION OF BUSINESS SEGMENTS

International  Paper’s  business  segments  discussed 
below are consistent with the internal structure used to 
manage 
these  businesses.  All  segments  are 
differentiated on a common product, common customer 
basis  consistent  with  the  business  segmentation 
generally used in the forest products industry.

in 

International  Paper  is  the  largest  manufacturer  of 
containerboard 
the  United  States.  Our  U.S. 
production capacity is over 13 million tons annually. Our 
products include linerboard, medium, whitetop, recycled 
linerboard, recycled medium and saturating kraft.  About
80%  of  our  production  is  converted  into  corrugated 
boxes and other packaging by our 175 North American 
container plants. Additionally, we recycle approximately 
one  million  tons  of  OCC  and  mixed  and  white  paper 
through our 18 recycling plants. Our container plants are 
supported by regional design centers, which offer total 
packaging  solutions  and  supply  chain  initiatives.  In 
EMEA,  our  operations  include  one  recycled  fiber 
recycled 
containerboard  mill 
containerboard mill in Spain and 28 container plants in 
France, Italy, Spain, Morocco, Turkey and Portugal. In 
Brazil, our operations include three containerboard mills 
and four box plants. 

in  Morocco,  a 

International Paper also produces high quality coated 
paperboard for a variety of packaging end uses  with 
443,000 tons of annual capacity at our mills in Poland 
and Russia.

GLOBAL CELLULOSE FIBERS

Our  cellulose  fibers  product  portfolio  includes  fluff, 
market and specialty pulps. International Paper is the 
largest  producer  of  fluff  pulp  which  is  used  to  make 
absorbent hygiene products like baby diapers,  feminine 
care, adult incontinence and other non-woven products. 
Our market pulp is used for tissue and paper products. 
We continue to invest in exploring new innovative uses 
for our products, such as our specialty pulps, which are 
used  for  non-absorbent  end  uses  including  textiles, 
filtration,  construction  material,  paints  and  coatings, 
reinforced plastics and more. Our products are made in 
the United States, Canada, France, Poland, and Russia 
and  are  sold  around  the  world.  International  Paper 
facilities  have  annual  dried  pulp  capacity  of  about 
4 million metric tons.

PRINTING PAPERS

BUSINESS SEGMENT RESULTS

laser  printers  and  digital 

International  Paper  is  one  of  the  world’s  largest 
producers of printing and writing papers. The primary 
product  in  this  segment  is  uncoated  papers.  This 
business produces papers for use in copiers, desktop 
imaging.  End-use 
and 
applications 
include  advertising  and  promotional 
materials such as brochures, pamphlets, greeting cards, 
books, annual reports and direct mail. Uncoated papers 
also produces a variety of grades that are converted by 
our customers into envelopes, tablets, business forms 
and file folders. Uncoated papers are sold under private 
label and International Paper brand names that include 
Hammermill,  Springhill,  Williamsburg,  Postmark, 
Accent,  Great  White,  Chamex,  Ballet,  Rey,  Pol,  and 
Svetocopy. The  mills  producing  uncoated  papers  are 
located  in  the  United  States,  France,  Poland,  Russia 
and Brazil. The mills have uncoated paper production 
capacity  of  over  4  million  tons  annually.  Brazilian 
operations  function  through  International  Paper  do 
Brasil,  Ltda,  which  owns  or  manages  approximately 
329,000 acres of forestlands in Brazil.

ILIM

located 

In October 2007, International Paper and Ilim completed 
a  50:50  joint  venture  to  operate  a  pulp  and  paper 
business located in Russia. Ilim’s facilities include three 
paper  mills 
in  Bratsk,  Ust-Ilimsk,  and 
Koryazhma, Russia, with combined total pulp and paper 
capacity  of  over  3.5 million  metric  tons.  Ilim  has 
exclusive  harvesting  rights  on  timberland  and  forest 
areas  exceeding  19.5 million  acres  (7.88  million 
hectares).

GPIP 

On  January  1,  2018,  the  Company  completed  the 
transfer  of  its  North  American  Consumer  Packaging 
business,  which  includes  its  North American  Coated 
Paperboard  and  Foodservice  businesses,  to  Graphic 
Packaging  International  Partners,  LLC  (GPIP),  a 
subsidiary of Graphic Packaging Holding Company, in 
exchange for a 20.5% ownership interest in GPIP. GPIP 
the  North  American 
subsequently 
Consumer Packaging business to Graphic Packaging 
International, LLC (GPI), a wholly-owned subsidiary of 
GPIP that holds the assets of the combined business. 

transferred 

On  January  29,  2020,  the  Company  exchanged 
approximately 19.0% of the aggregate units owned by 
the Company for an aggregated price of $250 million. 
the  Company's  ownership 
After 
percentage  in  GPIP  is  approximately  18.3%.  The 
Company expects to record a gain on the exchange in 
the first quarter of 2020.

transaction, 

this 

Products and brand designations appearing in italics are 
trademarks of International Paper or a related company.

26

The  following  tables  present  net  sales  and  operating 
profit (loss) which is the Company's measure of segment 
profitability.

INDUSTRIAL PACKAGING

Demand  for  Industrial  Packaging  products  is  closely 
correlated with non-durable industrial goods production, 
as well as with demand for processed foods, poultry, meat 
and  agricultural  products.  In  addition  to  prices  and 
volumes,  major  factors  affecting  the  profitability  of 
Industrial Packaging are raw material and energy costs, 
freight costs, mill outage costs, manufacturing efficiency 
and product mix. 

Industrial Packaging
In millions

Net Sales

Operating Profit (Loss)

2019

2018

$ 15,326 $ 15,900
2,076 $ 2,277
$

Industrial Packaging net sales for 2019 decreased 4%
to  $15.3  billion  compared  with  $15.9  billion  in  2018. 
Operating profits in 2019 were 9% lower than in 2018. 
Comparing  2019  with  2018,  benefits  from  lower  input 
costs ($124 million) and lower maintenance outage costs 
($22  million)  were  more  than  offset  by  lower  average 
sales price and an unfavorable mix ($61 million), lower 
sales volumes ($107 million) and higher operating costs 
($179 million). 

North American Industrial Packaging

In millions

Net Sales (a)

Operating Profit (Loss)

2019

2018

$ 13,509 $ 14,187
2,043 $ 2,307
$

(a)    Includes intra-segment sales of $118 million for 2019 and 

$233 million for 2018.

North American Industrial Packaging's sales volumes 
decreased  in  2019  compared  with  2018  for  export 
containerboard, primarily due to customer destocking as 
customers exited 2018 with high inventory levels which 
persisted through the first half of 2019.  Box shipments 
were  also  lower,  reflecting  weaker  demand  and  the 
impact  of  customer  gains  and  losses.  In  2019,  the 
business took about 1.4 million tons of total maintenance 
and economic downtime compared with 0.5 million tons 
of  total  downtime  in  2018. Average  sales  prices  were 
lower  export 
significantly 
containerboard  prices,  which  were  partially  offset  by 
higher  sales  prices 
Input  costs  were 
substantially lower, primarily for recycled fiber. Planned 
maintenance downtime costs were $23 million lower in 
2019  than  in  2018.  Operating  costs  increased  due  to 
inflation,  but  were  mostly  offset  by  strong  mill 
manufacturing  operations.  Earnings  benefited  from  a 
favorable  inventory  valuation  adjustment  in  2019, 
compared  with  an  unfavorable  inventory  valuation 
adjustment in 2018.

lower  primarily  due 

for  boxes. 

to 

 
 
to  be  seasonally 

Looking ahead to the first quarter of 2020, compared with 
the fourth quarter of 2019, sales volumes for boxes are 
lower.  Shipments  of 
expected 
containerboard to export markets are also expected to 
be lower. Average sales margins for boxes are expected 
to be lower, reflecting the recent price index movements. 
Input costs, primarily for wood and energy, are expected 
to be relatively flat. Planned maintenance downtime costs 
are expected to be about $90 million higher as we move 
into a high maintenance outage quarter. Operating costs 
are  anticipated  to  be  higher,  reflecting  the  impact  of 
unabsorbed 
the  Riverdale 
conversion.

fixed  costs  related 

to 

EMEA Industrial Packaging

In millions

Net Sales

Operating Profit (Loss)

2019

2018

$

$

1,335 $ 1,355
(73)

(17) $

EMEA  Industrial  Packaging's  sales  volumes  in  2019 
were  lower  than  in  2018,  reflecting  weaker  economic 
conditions  in  Turkey  and  a  slower  fruit  and  vegetable 
season  in  Morocco. Average  sales  margins  improved 
significantly in all regions driven by lower containerboard 
costs and stable sales prices for boxes. Other input costs 
were  flat.  Planned  maintenance  downtime  costs  were 
also flat. Operating costs were lower due to the ramp-up 
of  the  Madrid,  Spain  mill  and  the  benefits  of  our 
optimization  initiatives,  partially  offset  by  inflation  in 
Turkey.  Earnings  also  benefited  from  the  box  plant 
acquisitions completed in the first half of 2019. Earnings 
were negatively affected by unfavorable foreign currency 
impacts, primarily in Turkey.  

Entering  the  first  quarter  of  2020,  compared  with  the 
fourth quarter of 2019, sales volumes are expected to be 
seasonally higher. Average sales margins are expected 
to be slightly higher reflecting lower containerboard costs. 
Planned maintenance downtime costs are expected to 
be about $3 million higher. Input costs should be stable. 
Operating  costs  are  expected  to  be  higher,  driven  by 
inflation. 

Brazilian Industrial Packaging

In millions

Net Sales

Operating Profit (Loss)

2019

2018

$

$

235 $
(14) $

232

(29)

Industrial  Packaging's  sales  volumes 
Brazilian 
increased  in  2019  compared  with  2018  for  boxes  and 
containerboard.  Average  sales  margins 
improved 
reflecting  higher  average  sales  prices  and  a  favorable 
mix. Input costs increased, primarily for utilities, recycled 
fiber, wood and chemicals. Operating costs were lower. 
Planned  maintenance  downtime  costs  were  $1  million 
higher in 2019, compared with 2018.

27

Looking ahead to the first quarter of 2020, compared with 
the fourth quarter of 2019, sales volumes are expected 
to be lower for both boxes and containerboard. Average 
sales margins are expected to be stable. Input costs are 
expected to be flat. Operating costs are expected to be 
stable.

European Coated Paperboard

In millions

Net Sales

Operating Profit (Loss)

2019

2018

$

$

365 $
64 $

359

72

European Coated Paperboard's sales volumes in 2019 
compared  with  2018  increased  in  both  Europe  and 
Russia. Average  sales  margins  were  higher  reflecting 
higher average sales prices net of an unfavorable mix in 
Europe and higher average sales prices and a favorable 
mix in Russia. Input costs were stable as lower purchased 
pulp and energy costs in Europe were offset by higher 
energy costs in Russia and higher wood and chemicals 
costs in Europe. Planned maintenance downtime costs 
were  flat.  Operating  costs  were  higher.  Earnings  were 
negatively  affected  by  unfavorable  foreign  currency 
impacts in both Europe and Russia.

Looking forward to the first quarter of 2020, compared 
with  the  fourth  quarter  of  2019,  sales  volumes  are 
expected to be stable as higher volumes in Europe are 
offset by lower volumes in Russia. Average sales margins 
are expected to be higher in both regions. Input costs are 
expected  to  be  flat  in  Europe  and  higher  in  Russia, 
primarily for wood and chemicals. Maintenance outage 
costs are expected to be flat due to no outages in the 
fourth quarter and no planned outages in the first quarter. 
Operating costs are expected to be lower.

GLOBAL CELLULOSE FIBERS

Demand 
is  closely 
for  Cellulose  Fibers  products 
correlated with changes in demand for absorbent hygiene 
products,  primarily  driven  by  the  demographics  and 
income growth in various geographic regions. It is further 
affected by changes in currency rates that can benefit or 
hurt producers in different geographic regions. Principal 
cost  drivers 
include  manufacturing  efficiency,  raw 
material and energy costs, mill outage costs, and freight 
costs.

Global Cellulose Fibers
In millions

Net Sales

Operating Profit (Loss)

2019

2018

$ 2,551 $ 2,819

$

(6) $

262

Global Cellulose Fibers net sales for 2019 decreased
10% to $2.6 billion, compared with $2.8 billion in 2018.
Operating profits in 2019 were significantly lower than in 
2018. Comparing 2019 with 2018, benefits from higher 
sales volumes ($3 million), lower input costs ($8 million) 
and lower maintenance outage costs ($16 million) were 

 
 
 
 
 
 
 
 
more than offset by lower average sales price and mix 
($216 million) and higher operating costs ($79 million).   

Sales volumes in 2019 compared with 2018 were lower 
as higher market pulp volumes were more than offset by 
lower fluff pulp volumes. In 2019, the business took about 
300,000  tons  of  total  maintenance  and  economic 
downtime  compared  with  about  180,000  tons  of  total 
downtime 
in  2018.  Average  sales  margins  were 
significantly lower, reflecting lower average pulp prices 
driven by very challenging supply and demand conditions 
outside  the  U.S.  Average  sales  margins  were  also 
negatively  affected  by  an  unfavorable  product  mix 
reflecting  a  decrease  in  sales  of  fluff  pulp.  Input  costs 
were  flat.  Planned  maintenance  downtime  costs  were 
$16  million  lower  in  2019.  Operating  costs  increased 
primarily  due  to  inflation  and  an  unfavorable  mill 
manufacturing mix. In Europe and Russia, sales volumes 
increased.  Average sales prices decreased significantly 
in  both  regions.  Input  costs  were  higher  for  wood, 
chemicals and purchased pulp in Europe and chemicals 
and energy in Russia. Planned maintenance downtime 
costs were flat.

Entering  the  first  quarter  of  2020,  compared  with  the 
fourth  quarter  of  2019,  sales  volumes  are  expected  to 
be slightly  higher,  primarily  for  fluff  pulp. Average  sales 
margins are expected to be lower, reflecting the impact 
of prior price index movement. Input costs are expected 
to be stable. Planned maintenance downtime costs are 
expected  to  be  $27  million  higher  than  in  the  fourth 
quarter  of  2019.  Operating  costs  are  expected  to 
increase  due  to  seasonality  and  higher  distribution 
costs.    In  Europe,  sales  volumes  are  expected  to  be 
slightly  higher  and  stable  in  Russia.  Average  sales 
margins  are  expected  to  be  higher  in  both  regions. 
Planned  maintenance  downtime  costs  are  expected  to 
be  about  $7  million  lower  in  the  first  quarter  of  2020  in 
Europe and Rusia.   

PRINTING PAPERS

Demand 
is  closely 
for  Printing  Papers  products 
correlated  with  changes  in  commercial  printing  and 
advertising activity, direct mail volumes and, for uncoated 
in  white-collar 
cut-size  products,  with  changes 
employment levels that affect the usage of copy and laser 
printer 
include 
manufacturing efficiency, raw material and energy costs, 
mill outage costs and freight costs.

paper.  Principal 

drivers 

cost 

Printing Papers
In millions

Net Sales

Operating Profit (Loss)

2019

2018

$ 4,291 $ 4,375

$

529 $

543

Printing  Papers  net  sales  for  2019  of  $4.3  billion 
decreased  2%,  compared  with  $4.4  billion  in  2018. 
Operating profits in 2019 were 3% lower than in 2018. 
Comparing 2019 with 2018, benefits from higher average 

28

sales price realizations, net of mix ($116 million), were 
more than offset by lower sales volumes ($14 million), 
higher operating costs ($54 million), higher input costs 
($54 million) and higher planned maintenance downtime 
costs ($8 million). 

North American Printing Papers

In millions

Net Sales

Operating Profit (Loss)

2019

2018

$ 1,956 $ 1,956

$

211 $

170

North  American  Printing  Papers'  sales  volumes  for 
2019 were lower than in 2018, primarily for commercial 
printing paper.  In 2019, the business took about 125,000 
tons  of  total  maintenance  and  economic  downtime 
compared  with  about  48,000  tons  of  total  downtime  in 
2018.  Average  sales  margins  improved  due  to  the 
realization of sales price increases for both cutsize paper 
and  rolls,  net  of  an  unfavorable  geographic  mix.  Input 
for  wood.  Planned 
costs  were  higher,  primarily 
maintenance downtime costs were $4 million higher in 
2019.  Operating  costs  were  higher  primarily  due  to 
inflation and an unfavorable manufacturing mix, mostly 
offset  by  lower  distribution  costs  and  favorable  mill 
operations.  Earnings  were  negatively  impacted  by  an 
unfavorable inventory valuation adjustment in 2019.

Entering  the  first  quarter  of  2020,  compared  with  the 
fourth quarter of 2019, sales volumes are expected to be 
lower,  primarily  for  export  markets.  Average  sales 
margins  are  expected  to  be  stable.  Input  costs  are 
expected to be stable. Operating costs are expected to 
be higher due to seasonality and inflation. Earnings are 
expected to benefit from the non-repeat of an unfavorable 
inventory  valuation  adjustment  in  the  fourth  quarter  of 
2019.  Planned  maintenance  downtime  costs  are 
expected  to  increase  by  about  $29  million  in  the  first 
quarter of 2020. 

Brazilian Papers

In millions

Net Sales (a)

Operating Profit (Loss)

2019

2018

$

$

967 $

155 $

978

227

(a)

Includes intra-segment sales of $42 million for 2019 and $13
million for 2018.

Brazilian Papers' sales volumes for uncoated freesheet 
paper in 2019, were higher compared with 2018 for export 
markets but lower for domestic markets. Average sales 
margins were lower as higher average domestic sales 
prices  were  more  than  offset  by  lower  average  export 
sales prices and an unfavorable geographic mix. Input 
costs increased, primarily for virgin fiber, chemicals and 
energy. Manufacturing costs were lower, but were offset 
by higher other operating costs. Planned maintenance 
downtime costs were $1 million lower in 2019.

Looking ahead to the first quarter of 2020, compared with 
the fourth quarter of 2019, sales volumes for uncoated 

freesheet  paper  are  expected  to  be  seasonally  lower. 
Average  sales  margins  are  expected  to  decrease, 
primarily  due  to  an  unfavorable  geographic  mix.  Input 
costs are expected to be stable. Planned maintenance 
outage costs are expected to be about $3 million lower 
in the first quarter of 2020. Operating costs are expected 
to be lower.

European Papers

In millions

Net Sales

Operating Profit (Loss)

2019

2018

$ 1,250 $ 1,252
129
$

144 $

European  Papers'  sales  volumes 
for  uncoated 
freesheet  paper  in  2019  were  higher  in  Europe  and 
Russia  compared  with  2018.   Average  sales  margins 
increased for uncoated freesheet paper in both regions, 
reflecting the realization of price increases implemented 
throughout 2018 and 2019. Input costs were higher for 
wood and chemicals in Europe and chemicals and energy 
in Russia. Planned maintenance downtime costs were 
$3 million higher in 2019 than in 2018. Operating costs 
were  higher.  Earnings  were  negatively  affected  by 
unfavorable foreign currency impacts in both regions.

Entering  2020,  sales  volumes  for  uncoated  freesheet 
paper  in  the  first  quarter  are  expected  to  increase  in 
Europe, but expected to decrease in Russia, compared 
to the fourth quarter of 2019. Average sales margins are 
expected  to  be  lower  in  Europe  and  stable  in  Russia. 
Input costs should be higher in both regions, mainly for 
chemicals in Europe and wood and chemicals in Russia. 
Maintenance  outage  costs  should  be  about  $9  million 
lower  due  to  no  planned  outages  in  the  first  quarter. 
Operating costs are expected to be lower.

foreign exchange loss of $82 million in 2018, primarily on 
the remeasurement of Ilim's U.S. dollar denominated net 
debt.

Coming off of a strong market in 2018, sales volumes for 
the joint venture decreased by 3% in 2019, primarily for 
containerboard  shipments  to  China,  Russia  and  other 
export  markets.  Shipments  of  softwood  pulp  and 
hardwood pulp to China were slightly higher, but fell below 
prior  year  levels  in  Russia  and  other  export  markets. 
Average sales price realizations were significantly lower 
for  sales  of  softwood  pulp,  hardwood  pulp  and 
containerboard in all markets. Input costs were higher, 
primarily for wood, chemicals and fuel. Distribution costs 
were  negatively  impacted  by  transportation  tariffs  and 
inflation.  Ilim  completed  two  major  capital  projects  in 
2019: the rebuild of the kraft linerboard line at its Bratsk 
mill and the modernization of a pulp line at the Ust Ilmsk 
mill. The Company received cash dividends from the joint 
venture of $246 million in 2019 and $128 million in 2018.

Entering  the  first  quarter  of  2020,  sales  volumes  are 
expected to be lower than in the fourth quarter of 2019, 
due to the seasonal slowdown in China.  Based on pricing 
to date in the current quarter, average sales prices are 
expected to decrease for softwood pulp, hardwood pulp 
and containerboard. Input costs and distribution costs are 
projected to be relatively flat.

EQUITY EARNINGS - GPIP

International  Paper  recorded  equity  earnings  of  $46 
million in 2019 and $46 million in 2018 on its ownership 
position in GPIP.  The Company received cash dividends 
from the investment of $27 million in 2019 and $25 million
in 2018.

Indian Papers

In millions

Net Sales

Operating Profit (Loss)

2019

2018

$

$

160 $
19 $

202
17

LIQUIDITY AND CAPITAL RESOURCES

OVERVIEW

On May 29, 2019, International Paper announced it had 
entered into an agreement to sell its controlling interest 
in its Indian Papers business.  The transaction closed on 
October  30,  2019.  See  Note  8  Divestitures  and 
Impairments on pages 56 through 58 of Item 8. Financial 
Statements  and  Supplementary  Data 
further 
discussion.

for 

EQUITY EARNINGS, NET OF TAXES - ILIM

International Paper accounts for its investment in Ilim , a 
separate reportable industry segment, using the equity 
method of accounting.

The  Company  recorded  equity  earnings,  net  of  taxes, 
related  to  Ilim  of  $207  million  in  2019,  compared  with 
earnings  of  $290  million  in  2018.  Operating  results 
recorded in 2019 included an after-tax non-cash foreign 
exchange gain of $32 million, compared with an after-tax 

29

A  major factor in International Paper’s liquidity and capital 
resource planning is its generation of operating cash flow, 
which is highly sensitive to changes in the pricing and 
demand  for  our  major  products.  While  changes  in  key 
operating cash costs, such as raw material, energy, mill 
outage and distribution, do have an effect on operating 
cash generation, we believe that our focus on commercial 
and operational excellence, as well as our ability to tightly 
manage costs and working capital has improved our cash 
flow generation over an operating cycle.

Use of cash during 2019 was primarily focused on capital 
spending,  debt  reduction  and  returning  cash 
to 
shareholders through dividends and share repurchases 
under the Company's share repurchase program.

 
 
 
 
CASH PROVIDED BY OPERATING ACTIVITIES

FINANCING ACTIVITIES

Cash  provided  by  operations,  including  discontinued 
operations, totaled $3.6 billion in 2019, compared with 
$3.2 billion for 2018. Cash provided by working capital 
components (accounts receivable, contract assets and 
inventory less accounts payable and accrued liabilities, 
interest payable and other) totaled $342 million in 2019, 
compared with cash used by working capital components 
of $439 million in 2018. Cash dividends received from 
equity investments were $273 million in 2019, compared 
with $153 million in 2018. 

INVESTMENT ACTIVITIES

Including discontinued operations, the cash outflow from 
investment activities in 2019 decreased from 2018, as 
2018  included  higher  capital  spending.  The  Company 
maintains  an  average  capital  spending  target  around 
depreciation and amortization levels, or modestly above, 
due to strategic plans over the course of an economic 
cycle. Capital spending was $1.3 billion in 2019, or 98% 
of  depreciation  and  amortization,  compared  with  $1.6 
billion in 2018, or 118% of depreciation and amortization. 
Across our segments, capital spending as a percentage 
of depreciation and amortization ranged from 61.6% to 
116.1% in 2019.

The following table shows capital spending by business 
segment  for  the  years  ended  December 31,  2019  and 
2018. 

In millions

Industrial Packaging

Global Cellulose Fibers

Printing Papers

Subtotal

Corporate and other

Capital Spending

$

2019

2018

922 $ 1,061
183
162

172
1,256

303
1,547

20

25
$ 1,276 $ 1,572

Capital spending in 2020 is expected to be approximately 
$1.0  billion,  or  74%  of  depreciation  and  amortization, 
including  approximately  $250  million  of  strategic 
investments. The expected reduction in capital spending 
in 2020 is primarily due to the completion of large strategic 
investments in our containerboard mill system, including 
the Madrid, Spain mill and the Riverdale mill conversions, 
which is expected to be completed in the first half of 2020.

Acquisitions 

See Note 7 Acquisitions on page 56 of Item 8. Financial 
Statements and Supplementary Data for a discussion of 
the Company's acquisitions.

Amounts related to early debt extinguishment during the 
years  ended  December 31,  2019  and  2018  were  as 
follows:

In millions

Early debt reductions (a)

Pre-tax early debt extinguishment costs (b)

2019

2018

$ 614 $ 780

21

10

(a)  Reductions  related  to  notes  with  interest  rates  ranging  from 
3.00% to 9.50% with original maturities from 2021 to 2048 for 
the years ended December 31, 2019 and 2018. 

(b)  Amounts are included in Restructuring and other charges in the 

accompanying consolidated statements of operations.

2019:  Financing  activities  during  2019  included  debt 
issuances of $534 million and reductions of $1.5 billion
for a net decrease of $973 million.

In June 2019, International Paper issued $200 million of 
3.55%  senior  unsecured  notes  with  a  maturity  date  in 
2029. The proceeds  from  this  offering,  together  with  a 
combination  of  available  cash  and  other  borrowings, 
were  used  for  general  corporate  purposes,  including 
repayment of outstanding commercial paper borrowings 
and other existing indebtedness.

In October 2019, International Paper issued $127 million 
of environmental development bonds with interest rates 
ranging from 1.90% to 2.10% and maturity dates in 2024. 
The proceeds from this offering were used to repay other 
existing environmental development bonds.

In June 2018, the borrowing capacity of  the commercial 
paper program was increased from $750 million to $1.0 
billion.  Under  the  terms  of  the  program,  individual 
maturities on borrowings may vary, but may not exceed 
one year from the date of issuance. Interest bearing notes 
may be issued either as fixed notes or floating rate notes. 
As of December 31, 2019 and 2018, the Company had 
$30  million  and  $465  million,  respectively,  outstanding 
under this program.

Other  financing  activities  during  2019  included  the  net 
repurchase  of  approximately  8.5  million  shares  of 
treasury stock, including restricted stock tax withholding. 
Repurchases  of  common  stock  and  payments  of 
restricted stock withholding taxes totaled  $535 million, 
including  $485  million  related  to  shares  repurchased 
under  the  Company's  share  repurchase  program.  On 
October  9,  2018, 
the  Company  announced  an 
authorization to repurchase $2 billion of the Company's 
common stock to supplement remaining amounts under 
prior  share  repurchase  authorizations,  bringing  total 
share  repurchase  authorizations  since  2013  to  $5.0 
billion. The Company will continue to repurchase such 
shares in open market repurchase transactions. Under 
the $5.0 billion share repurchase program, the Company 
has repurchased 68.9 million shares at an average price 

30

of $47.23, for a total of approximately $3.3 billion, as of 
December 31, 2019.

In October 2019, International Paper announced that the 
quarterly  dividend  would  be  increased  from  $0.50  per 
share to $0.5125 per share, effective for the 2019 fourth 
quarter.

2018:  Financing  activities  during  2018  included  debt 
issuances of $490 million and retirements of $1.0 billion 
for a net decrease of $518 million.

Other  financing  activities  during  2018  included  the  net 
repurchase  of  approximately  12.3  million  shares  of 
treasury stock, including restricted stock tax withholding. 
Repurchases  of  common  stock  and  payments  of 
restricted stock withholding taxes totaled  $732 million, 
including  $700  million  related  to  shares  repurchased 
under the Company's share repurchase program.
In October 2018, International Paper announced that the 
quarterly dividend would be increased from $0.4750 per 
share to $0.50 per share, effective for the 2018 fourth 
quarter.

Interest Rate Swaps

International Paper utilizes interest rate swaps to change 
the  mix  of  fixed  and  variable  rate  debt  and  manage 
interest  expense.  At  December  31,  2019  and  2018, 
International  Paper  had  interest  rate  swaps  with  a 
notional amount of $700 million and maturities ranging 
from 2024 to 2026 (see Note 17 Derivatives and Hedging 
Activities  on  pages  71  through  75  of  Item  8.  Financial 
Statements and Supplementary Data). During 2019 and 
2018, the inclusion of the offsetting interest income from 
short-term investments reduced the effective interest rate 
from 4.8% to 4.4% and from 4.8% to 4.6%, respectively.

Variable Interest Entities

Information  concerning  variable  interest  entities  is  set 
forth in Note 15 Variable Interest Entities on pages 68 
through  70  of    Item  8.  Financial  Statements  and 
Supplementary  Data.  In  connection  with  the  2006 
International  Paper  installment  sale  of  forestlands,  we 
received  $4.8  billion  of 
installment  notes.  These 
installment notes were used by variable interest entities 
as  collateral  for  borrowings  from  third-party  lenders.  
These variable interest entities were restructured in 2015 
when  the  installment  notes  and  third-party  loans  were 
extended. The restructured variable interest entities hold 
installment  notes  of  $4.8  billion  that  mature  in August 
2021  (unless  extended)  and  third-party  loans  of  $4.2 
billion that mature in the fourth quarter of 2020 (unless 
extended). These third-party loans are shown in Current 
nonrecourse  financial  liabilities  of  variable  interest 
entities  on  the  accompanying  consolidated  balance 
sheet. We are evaluating alternatives for extending the 
installment notes and refinancing the third-party loans.  

31

Failure  to  extend,  renew  or  refinance  these  third-party 
loans prior to their stated maturity, which we believe is 
unlikely, could necessitate a disposition of the installment 
notes to facilitate the $4.2 billion debt payment, which we 
are confident could be achieved.

LIQUIDITY AND CAPITAL RESOURCES OUTLOOK FOR 2020

Capital Expenditures and Long-Term Debt

International Paper expects to be able to meet projected 
capital  expenditures,  service  existing  debt  and  meet 
working capital and dividend requirements during 2020
with  current  cash  balances  and  cash  from  operations. 
Additionally,  the  Company  has  existing  credit  facilities 
totaling $2.1 billion at December 31, 2019.

The Company will continue to rely upon debt and capital 
markets  for  the  majority  of  any  necessary  long-term 
funding not provided by operating cash flows. Funding 
decisions will be guided by our capital structure planning 
objectives. The primary goals of the Company’s capital 
structure planning are to maximize financial flexibility and 
preserve liquidity while reducing interest expense. The 
majority  of  International  Paper’s  debt  is  accessed 
through global public capital markets where we have a 
wide base of investors. The Company was in compliance 
with all its debt covenants at December 31, 2019, and 
was  well  below  the  thresholds  stipulated  under  the 
covenants as defined in our credit agreements.

Maintaining  an  investment  grade  credit  rating  is  an 
important  element  of  International  Paper’s  financing 
strategy. At December 31, 2019, the Company held long-
term  credit  ratings  of  BBB  (stable  outlook)  and  Baa2 
(stable outlook) by S&P and Moody’s, respectively.

Contractual  obligations  for  future  payments  under 
existing  debt  and  lease  commitments  and  purchase 
obligations at December 31, 2019, were as follows: 

In millions

Debt maturities

Lease obligations

Purchase obligations (a)

2020

2021

2022

2023

2024

Thereafter

$

168 $

431 $

136 $

355 $

803 $

7,872

163

3,155

125

707

89

502

55

417

34

322

169

1,644

Total (b)

$ 3,486 $ 1,263 $

727 $

827 $ 1,159 $

9,685

(a) 

Includes $1.3 billion relating to fiber supply agreements entered 
into at the time of the 2006 Transformation Plan forestland sales 
and in conjunction with the 2008 acquisition of Weyerhaeuser 
Company’s  Containerboard,  Packaging  and  Recycling 
business.  Also  includes  $1.1  billion  relating  to  fiber  supply 
agreements assumed in conjunction with the 2016 acquisition 
of Weyerhaeuser's pulp business.

(b)  Not  included  in  the  above  table  due  to  the  uncertainty  of  the 
amount and timing of the payment are unrecognized tax benefits 
of approximately $153 million. Also not included in the above 
table  is  $128  million  of  Deemed  Repatriation  Transition  Tax 
associated with the 2017 Tax Cuts and Jobs Act which will be 
settled from 2020 - 2026.

We  consider  the  undistributed  earnings  of  our  foreign 
subsidiaries as of December 31, 2019, to be permanently 
reinvested and, accordingly, no U.S. income taxes have 

been provided thereon (see Note 13 Income Taxes on 
pages 62 through 65 of Item 8. Financial Statements and 
Supplementary Data). We do not anticipate the need to 
repatriate funds to the United States to satisfy domestic 
liquidity needs arising in the ordinary course of business, 
including  liquidity  needs  associated  with  our  domestic 
debt service requirements.

Pension Obligations and Funding

to  minimum 

that  are  subject 

At December 31, 2019, the projected benefit obligation 
for the Company’s U.S. defined benefit plans determined 
under U.S. GAAP was approximately $1.5 billion higher 
than  the  fair  value  of  plan  assets,  excluding  non-U.S. 
plans. Approximately $1.2 billion of this amount relates 
funding 
to  plans 
requirements.  Under  current  IRS  funding  rules,  the 
calculation of minimum funding requirements differs from 
the calculation of the present value of plan benefits (the 
projected benefit obligation) for accounting purposes. In 
December  2008,  the  Worker,  Retiree  and  Employer 
Recovery Act of 2008 (WERA) was passed by the U.S. 
Congress which provided for pension funding relief and 
technical corrections. Funding contributions depend on 
the funding method selected by the Company, and the 
timing  of  its  implementation,  as  well  as  on  actual 
demographic  data  and  the  targeted  funding  level. The 
Company continually reassesses the amount and timing 
of  any  discretionary  contributions  elected  not  to  make 
any voluntary contributions in 2018 or 2019. At this time, 
we do not expect to have any required contributions to 
our plans in 2020, although the Company may elect to 
make  future  voluntary  contributions.  The  timing  and 
amount of future contributions, which could be material, 
will depend on a number of factors, including the actual 
earnings  and  changes  in  values  of  plan  assets  and 
changes in interest rates.  

During the fourth quarter of 2018, the Company entered 
into  an  agreement  with  The  Prudential  Insurance 
Company  of  America  to  purchase  a  group  annuity 
contract  and  transfer  approximately  $1.6  billion  of 
International  Paper's  U.S.  qualified  pension  plan 
projected  benefit  obligations,  subject  to  customary 
closing conditions. The transaction closed on October 2, 
2018 and was funded with pension plan assets. Under 
the transaction, at the end of 2018, Prudential assumed 
responsibility 
for  pension  benefits  and  annuity 
administration for approximately 23,000 retirees or their 
beneficiaries  receiving  less  than  $1,000  in  monthly 
benefit payments from the plan. Settlement accounting 
rules required a remeasurement of the qualified plan as 
of October 2, 2018 and the Company recognized a non-
cash pension settlement charge of $424 million before 
tax in the fourth quarter of 2018.

ILIM SHAREHOLDER'S AGREEMENT

that 

In October 2007, in connection with the formation of the 
Ilim  joint  venture,  International  Paper  entered  into  a 
shareholder’s  agreement 
includes  provisions 
relating  to  the  reconciliation  of  disputes  among  the 
partners. This agreement provides that at any time, either 
the Company or its partners may commence procedures 
specified under the deadlock agreement. If these or any 
other  deadlock  procedures  under  the  shareholder's 
agreement are commenced, although it is not obligated 
to do so, the Company may in certain situations choose 
to purchase its partners'  50% interest in Ilim. Any such 
transaction would be subject to review and approval by 
Russian and other relevant anti-trust authorities. Based 
on  the  provisions  of  the  agreement,  the  Company 
estimates that the current purchase price for its partners' 
50% interests would be approximately $1.6 billion, which 
could  be  satisfied  by  payment  of  cash  or  International 
Paper common stock, or some combination of the two, 
at the Company's option. The purchase by the Company 
of  its  partners’  50%  interest  in  Ilim  would  result  in  the 
consolidation  of  Ilim's  financial  position  and  results  of 
operations in all subsequent periods. The parties have 
informed each other that they have no current intention 
to commence procedures specified under the deadlock 
provisions of the shareholder’s agreement.

CRITICAL ACCOUNTING POLICIES AND 
SIGNIFICANT ACCOUNTING ESTIMATES

requires 

International  Paper 

The preparation of financial statements in conformity with 
accounting principles  generally accepted  in the United 
States 
to  establish 
accounting  policies  and  to  make  estimates  that  affect 
both the amounts and timing of the recording of assets, 
liabilities,  revenues  and  expenses.  Some  of  these 
estimates  require  subjective  judgments  about  matters 
that are inherently uncertain.

Accounting  policies  whose  application  may  have  a 
significant effect on the reported results of operations and 
financial  position  of  International  Paper,  and  that  can 
require  judgments  by  management  that  affect  their 
application,  include  the  accounting  for  contingencies, 
impairment or disposal of long-lived assets and goodwill, 
pensions  and 
taxes.  The  Company  has 
discussed the selection of critical accounting policies and 
the  effect  of  significant  estimates  with  the  Audit  and 
Finance Committee of the Company’s Board of Directors 
and  with  its  independent  registered  public  accounting 
firm.

income 

CONTINGENT LIABILITIES

Accruals  for  contingent  liabilities,  including  personal 
injury,  product  liability,  environmental  and  other  legal 
matters, are recorded when it is probable that a liability 
has been incurred or an asset impaired and the amount 

32

and 

settlement 

experience 

of  the  loss  can  be  reasonably  estimated.  Liabilities 
accrued  for  legal  matters  require  judgments  regarding 
projected outcomes and range of loss based on historical 
litigation 
and 
recommendations  of  legal  counsel  and,  if  applicable, 
other  experts.  Liabilities  for  environmental  matters 
require evaluations of relevant environmental regulations 
and  estimates  of  future  remediation  alternatives  and 
costs.  The  Company  utilizes  its  in-house  legal  and 
environmental experts to develop estimates of its legal 
and environmental obligations, supplemented as needed 
by  third-party  specialists  to  analyze  its  most  complex 
contingent liabilities.

We calculate our workers' compensation reserves based 
on estimated actuarially calculated development factors. 
The  workers'  compensation  reserves  are  reviewed  at 
least quarterly to determine the adequacy of the accruals 
and  related  financial  statement  disclosure.  While  we 
believe  that  our  assumptions  are  appropriate,  the 
ultimate settlement of workers' compensation reserves 
may differ significantly from amounts we have accrued 
in our consolidated financial statements.

IMPAIRMENT OF LONG-LIVED ASSETS AND GOODWILL

An  impairment  of  a  long-lived  asset  exists  when  the 
asset’s  carrying  amount  exceeds  its  fair  value,  and  is 
recorded when the carrying amount is not recoverable 
through undiscounted cash flows from future operations 
or  disposals.  A  goodwill  impairment  exists  when  the 
carrying  amount  of  goodwill  exceeds  its  fair  value. 
Assessments  of  possible  impairments  of  long-lived 
assets and goodwill are made when events or changes 
in circumstances indicate that the carrying value of the 
asset may not be recoverable through future operations. 
Additionally,  evaluation  for  possible  impairment  of 
goodwill is required annually. The amount and timing of 
any impairment charges  based on  these assessments 
may require the estimation of future cash flows or the fair 
related  assets  based  on 
market  value  of 
management’s  best  estimates  of  certain  key  factors, 
including  future  selling  prices  and  volumes,  operating, 
raw  material,  energy  and  freight  costs,  various  other 
projected operating economic factors and other intended 
uses of the assets. As these key factors change in future 
periods, the Company will update its impairment analysis 
to reflect its latest estimates and projections.

the 

ASU 2011-08, "Intangibles - Goodwill and Other," allows 
entities  testing  goodwill  for  impairment  the  option  of 
performing a qualitative assessment before performing 
the quantitative goodwill impairment test. If a qualitative 
assessment  is  performed,  an  entity  is  not  required  to 
perform the quantitative goodwill impairment test unless 
the  entity  determines  that,  based  on  that  qualitative 
assessment, it is more likely than not that its fair value is 
less than its carrying value.

33

The Company performed its annual testing of its reporting 
units for possible goodwill impairments by applying the 
qualitative  assessment  to  its  North America  Industrial 
Packaging,  European  Papers,  Russian  Papers,  and 
Brazilian  Papers  reporting  units  and  the  quantitative 
goodwill  impairment  test  to  its  Global  Cellulose  Fibers 
and  EMEA  Industrial  Packaging  reporting  units  as  of 
October  1,  2019.  For  this  evaluation,  the  Company 
assessed 
and 
circumstances  that  would  have  affected  the  estimated 
fair  value  of  the  reporting  units  under  the  qualitative 
assessment for the reporting units listed above and the 
result of the qualitative assessment indicated that it is not 
more  likely  than  not  that  the  fair  values  of  its  North 
Industrial  Packaging,  European  Papers, 
America 
Russian  Papers,  and  Brazilian  Papers  reporting  units 
were less than their  carrying values. 

assumptions, 

various 

events 

for  EMEA 

The Company also performed the quantitative goodwill 
impairment test which included comparing the carrying 
amount  of  the  Global  Cellulose  Fibers  and  EMEA 
Industrial Packaging reporting units to their estimated fair 
value. The Company performed the quantitative goodwill 
impairment  test  for  Global  Cellulose  Fibers  due  to  the 
reporting  unit's  outlook  and 
Industrial 
Packaging due to the changes in the reporting unit's asset 
base  as  a  result  of  strategic  capital  projects  and 
acquisitions  since  the  previous  quantitative  goodwill 
impairment test. The Company calculated the estimated 
fair  value  of  its  Global  Cellulose  Fibers  and  EMEA 
Industrial Packaging reporting units using a probability-
weighted  approach  based  on  discounted  future  cash 
flows,  market  multiples  and  transaction  multiples.  The 
carrying amount did not exceed the estimated fair value 
of  the  EMEA    Industrial  Packaging  reporting  unit. The 
carrying amount did exceed the estimated fair value of 
the  Global  Cellulose  Fibers  reporting  unit,  and  it  was  
determined that all of the goodwill in the reporting unit, 
totaling  $52  million,  was  impaired.  This  impairment 
charge was recognized during the fourth quarter of 2019. 
The decline in the fair value of Global Cellulose Fibers 
and resulting impairment charge was due to a change in 
the outlook of the Global Cellulose Fibers reporting unit's 
operations.  

In addition, the Company considered whether there were 
any  events  or  circumstances  outside  of  the  annual 
evaluation that would reduce the fair value of its reporting 
units  below  their  carrying  amounts  and  necessitate  a 
goodwill  impairment  evaluation.  In  consideration  of  all 
relevant  factors,  there  were  no  indicators  that  would 
require  goodwill  impairment  subsequent  to  October  1, 
2019.

No goodwill impairment charges were recorded in 2018.

During 2018, a determination was made that the current 
carrying  value  of  the  long-lived  assets  of  the  Brazil 
Packaging business exceeded their estimated fair value 

due  to  a  change  in  the  outlook  for  the  business. 
Management  engaged  a  third  party  to  assist  with 
determining the fair value of the business and the fixed 
assets.  The  fair  value  of  the  business  was  calculated 
using  a  probability-weighted  approach  based  on 
discounted  future  cash  flows,  market  multiples,  and 
transaction multiples and the fair value of the fixed assets 
was determined using a market approach. As a result, a 
pre-tax  charge  of  $122  million  ($81  million,  net  of  tax) 
was recorded related to the impairment of an intangible 
asset and fixed assets.

PENSION BENEFIT OBLIGATIONS

The charges recorded for pension benefit obligations are 
determined  annually  in  conjunction  with  International 
Paper’s  consulting  actuary,  and  are  dependent  upon 
various  assumptions  including  the  expected  long-term 
rate of return on plan assets, discount rates, projected 
future compensation increases and mortality rates.

The  calculations  of  pension  obligations  and  expenses 
require  decisions  about  a  number  of  key  assumptions 
that can significantly affect liability and expense amounts, 
including the expected long-term rate of return on plan 
assets  and  the  discount  rate  used  to  calculate  plan 
liabilities.

Benefit obligations and fair values of plan assets as of 
December 31,  2019,  for  International  Paper’s  pension 
plan were as follows: 

In millions

U.S. qualified pension

U.S. nonqualified pension

Non-U.S. pension

Benefit
Obligation

Fair Value of
Plan Assets

$

11,318 $

10,165

381

253

—

183

The 
table  below  shows  assumptions  used  by  
International Paper to calculate U.S. pension obligations 
for the years shown:

Discount rate

Rate of compensation increase

2019

2018

2017

3.40%

2.25%

4.30%

2.25%

3.60%

3.75%

International  Paper  determines 
these  actuarial 
assumptions,  after  consultation  with  our  actuaries,  on 
December 31 of each year or more frequently if required, 
to  calculate  liability  information  as  of  that  date  and 
pension  expense  for  the  following  year.  The  expected 
long-term  rate  of  return  on  plan  assets  is  based  on 
projected rates of return for current asset classes in the 
plan’s investment portfolio. The discount rate assumption 
was  determined  based  on  a  hypothetical  settlement 
portfolio  selected  from  a  universe  of  high  quality 
corporate bonds.

34

The expected long-term rate of return on U.S. pension 
plan assets used to determine net periodic cost for the 
year ended December 31, 2019 was 7.25%.

Increasing (decreasing) the expected long-term rate of 
return on U.S. plan assets by an additional 0.25% would 
(increase)  2020  pension  expense  by 
decrease 
approximately $24 million, while a (decrease) increase 
of 0.25% in the discount rate would (increase) decrease 
pension expense by approximately $31 million.

Actual rates of return earned on U.S. pension plan assets 
for each of the last 10 years were: 

Year

2019
2018

2017

2016

2015

Return

23.9 %
(3.0)%

19.3 %

7.1 %

1.3 %

Year
2014

2013

2012

2011

2010

Return

6.4%

14.1%

14.1%

2.5%

15.1%

The  2012,  2013  and  2014  returns  above  represent 
weighted averages of International Paper and Temple-
Inland  asset  returns.  International  Paper  and  Temple-
Inland  assets  were  combined  in  October  2014.  The 
annualized time-weighted rate of return earned on U.S. 
pension plan assets was 9.2% and 9.8% for the past five 
and ten years, respectively. 

ASC  715,  “Compensation  –  Retirement  Benefits,” 
provides for delayed recognition of actuarial gains and 
losses,  including  amounts  arising  from  changes  in  the 
estimated  projected  plan  benefit  obligation  due  to 
changes  in  the  assumed  discount  rate,  differences 
between the actual and expected return on plan assets, 
and  other  assumption  changes.  These  net  gains  and 
losses are recognized in pension expense prospectively 
over a period that approximates the average remaining 
service period of active employees expected to receive 
benefits under the plans to the extent that they are not 
offset by gains and losses in subsequent years. 

Net periodic pension plan expenses, calculated for all of 
International Paper’s plans, were as follows: 

In millions

Pension expense

U.S. plans

Non-U.S. plans

Net expense

2019

2018

2017

2016

2015

$

$

93 $ 632 $ 717 $ 809 $ 461

6

4

5

4

6

99 $ 636 $ 722 $ 813 $ 467

The decrease in 2019 pension expense primarily reflects 
lower  service  cost  due  to  the  salaried  pension  freeze, 
lower amortization and the absence of a settlement loss 
in the current year slightly offset by lower asset returns.

Assuming  that  discount  rates,  expected  long-term 
returns on plan assets and rates of future compensation 
increases remain the same as of December 31, 2019, 
projected  future  net  periodic  pension  plan  expenses 
would be as follows: 

In millions

Pension expense

U.S. plans

Non-U.S. plans

Net (income) expense

2021

2020

$

$

(11) $

4

(7) $

46

5
51

The Company estimates that it will record net pension 
expense of approximately $46 million for its U.S. defined 
benefit plans in 2020, compared to expense of $93 million 
in 2019.  The estimated decrease in net pension expense 
in 2020 is primarily due to higher return on assets and 
lower interest cost partially offset by higher amortization 
of actuarial losses and higher service cost.

The market value of plan assets for International Paper’s 
U.S. qualified pension plan at December 31, 2019 totaled 
approximately $10.2 billion, consisting of approximately 
37%  equity  securities,  50%  debt  securities,  8%  real 
estate funds and 5% other assets. 

The Company’s funding policy for its qualified pension 
plans  is  to  contribute  amounts  sufficient  to  meet  legal 
funding requirements, plus any additional amounts that 
the  Company  may  determine 
to  be  appropriate 
considering the funded status of the plan, tax deductibility, 
the  cash  flows  generated  by  the  Company,  and  other 
factors.  The  Company  continually  reassesses  the 
amount and timing of any discretionary contributions and 
could elect to make voluntary contributions in the future. 
There were no required contributions to the U.S. qualified 
plan in 2019. The nonqualified defined benefit plans are 
funded to the extent of benefit payments, which totaled 
$26 million for the year ended December 31, 2019.

INCOME TAXES

International Paper records its global tax provision based 
on  the  respective  tax  rules  and  regulations  for  the 
jurisdictions  in  which  it  operates.  Where  the  Company 
believes that a tax position is supportable for income tax 
purposes, the item is included in its income tax returns. 
Where treatment of a position is uncertain, liabilities are 
recorded based upon the Company’s evaluation of the 
“more  likely  than  not”  outcome  considering  technical 
merits of the position based on specific tax regulations 
and facts of each matter. Changes to recorded liabilities 
are  only  made  when  an  identifiable  event  occurs  that 
changes the likely outcome, such as settlement with the 
relevant  tax  authority,  the  expiration  of  statutes  of 
limitation for the subject tax year, change in tax laws, or 
recent court cases that are relevant to the matter.

Valuation allowances are recorded to reduce deferred tax 
assets when it is more likely than not that a tax benefit 

35

will not be realized. Significant judgment is required in 
evaluating  the  need  for  and  magnitude  of  appropriate 
valuation  allowances  against  deferred  tax  assets. The 
realization of these assets is dependent on generating 
future 
income,  as  well  as  successful 
implementation of various tax planning strategies.

taxable 

While International Paper believes that these judgments 
and estimates are appropriate and reasonable under the 
circumstances,  actual  resolution  of  these  matters  may 
differ from recorded estimated amounts.

RECENT ACCOUNTING DEVELOPMENTS

See Note 2 Recent Accounting Developments on pages 
50  through  52  of  Item 8.  Financial  Statements  and 
Supplementary Data for a discussion of new accounting 
pronouncements.

LEGAL PROCEEDINGS

legal  proceedings 

Information  concerning  the  Company’s  environmental 
and 
in  Note  14 
Commitments  and  Contingent  Liabilities  on  pages  65
through  68  of  Item   8.  Financial  Statements  and 
Supplementary Data.

is  set 

forth 

EFFECT OF INFLATION

While inflationary increases in certain input costs, such 
as energy, wood fiber and chemical costs, have an impact 
on the Company’s operating results, changes in general 
inflation have had minimal impact on our operating results 
in each of the last three years. Sales prices and volumes 
are  more  strongly  influenced  by  economic  supply  and 
demand factors in specific markets and by exchange rate 
fluctuations than by inflationary factors.

FOREIGN CURRENCY EFFECTS

indirect 

impacts  on 

local  currency 

the  Company’s 

International  Paper  has  operations  in  a  number  of 
countries. Its operations in those countries also export 
to,  and  compete  with,  imports  from  other  regions. As 
such, currency movements can have a number of direct 
financial 
and 
statements.  Direct  impacts  include  the  translation  of 
international  operations’ 
financial 
statements  into  U.S.  dollars  and  the  remeasurement 
impact associated with non-functional currency financial 
assets and liabilities. Indirect impacts include the change 
in competitiveness of imports into, and exports out of, the 
United States (and the impact on local currency pricing 
of products that are traded internationally). In general, a 
weaker  U.S.  dollar  and  stronger  local  currency  is 
beneficial  to  International  Paper.  The  currencies  that 
have the most impact are the Euro, the Brazilian real, the 
Polish zloty and the Russian ruble.

MARKET RISK

COMMODITY PRICE RISK

The objective of our commodity exposure management 
is  to  minimize  volatility  in  earnings  due  to  large 
fluctuations in the price of commodities. Commodity swap 
or forward purchase contracts may be used to manage 
risks associated with market fluctuations in energy prices. 

FOREIGN CURRENCY RISK

transacts  business 

International  Paper 
in  many 
currencies and is also subject to currency exchange rate 
risk through investments and businesses owned and 
operated in foreign countries. Our objective in managing 
the associated foreign currency risks is to minimize the 
effect of adverse exchange rate fluctuations on our after-
tax cash flows. We address these risks on a limited basis 
by  entering  into  cross-currency  interest  rate  swaps,  or 
foreign exchange contracts. At December 31, 2019 and 
2018,  the  net  fair  value  of  financial  instruments  with 
exposure to foreign currency risk was approximately a 
$16 million asset and an $8 million liability, respectively. 
The  potential  loss  in  fair  value  for  such  financial 
instruments  from  a  10%  adverse  change  in  quoted 
foreign  currency  exchange  rates  would  have  been 
approximately  $87  million  and  $29  million  at 
December 31, 2019 and 2018, respectively.

ITEM 7A. QUANTITATIVE AND QUALITATIVE 
DISCLOSURES ABOUT MARKET RISK

See the preceding discussion and Note 17 Derivatives 
and Hedging Activities on pages 71 through 75 of Item 8. 
Financial Statements and Supplementary Data.

We use financial instruments, including fixed and variable 
rate  debt,  to  finance  operations,  for  capital  spending 
programs  and 
for  general  corporate  purposes. 
Additionally,  financial  instruments,  including  various 
derivative  contracts,  are  used  to  hedge  exposures  to 
interest rate, commodity and foreign currency risks. We 
do  not  use  financial  instruments  for  trading  purposes. 
Information 
International  Paper’s  debt 
obligations is included in Note 16 Debt and Lines of Credit 
on pages 70 and 71 of Item 8. Financial Statements and 
Supplementary  Data.  A  discussion  of  derivatives  and 
hedging activities is included in Note 17 Derivatives and 
Hedging Activities  on  pages  71  through  75  of  Item 8. 
Financial Statements and Supplementary Data.

related 

to 

The fair value of our debt and financial instruments varies 
due to changes in market interest and foreign currency 
rates  and  commodity  prices  since  the  inception  of  the 
related instruments. We assess this market risk utilizing 
a sensitivity analysis. The sensitivity analysis measures 
the potential loss in earnings, fair values and cash flows 
based  on  a  hypothetical  10%  change  (increase  and 
decrease) in interest and currency rates and commodity 
prices.

INTEREST RATE RISK

Our exposure to market risk for changes in interest rates 
relates primarily to short- and long-term debt obligations 
and investments in marketable securities. We invest in 
investment-grade securities of financial institutions and 
money market mutual funds with a minimum rating of AAA 
and  limit  exposure  to  any  one  issuer  or  fund.  Our 
investments  in  marketable  securities  at  December 31, 
2019 and 2018 are stated at cost, which approximates 
market due to their short-term nature. Our interest rate 
risk  exposure  related  to  these  investments  was  not 
material.

We issue fixed and floating rate debt in a proportion that 
management deems appropriate based on current and 
projected  market  conditions.  Derivative  instruments, 
such as, interest rate swaps, may be used to execute this 
strategy. At December 31, 2019 and 2018, the fair value 
of the net liability of financial instruments with exposure 
to interest rate risk was approximately $9.8 billion and 
$9.2  billion,  respectively. The  potential  increase  in  fair 
value resulting from a 10% adverse shift in quoted interest 
rates would have been approximately $511 million and 
$538  million  at  December 31,  2019  and  2018, 
respectively.

36

ITEM 8. FINANCIAL STATEMENTS AND 
SUPPLEMENTARY DATA

REPORT OF MANAGEMENT ON:

Financial Statements

in 

The  management  of  International  Paper  Company  is 
responsible  for  the  preparation  of  the  consolidated 
financial  statements 
this  annual  report.  The 
consolidated financial statements have been prepared 
using  accounting  principles  generally  accepted  in  the 
United States of America considered appropriate in the 
circumstances 
the  Company’s 
consolidated financial position, results of operations and 
cash flows on a consistent basis. Management has also 
prepared the other information in this annual report and 
is responsible for its accuracy and consistency with the 
consolidated financial statements.

to  present 

fairly 

As can be expected in a complex and dynamic business 
environment,  some  financial  statement  amounts  are 
based  on  estimates  and  judgments.  Even  though 
estimates  and  judgments  are  used,  measures  have 
been  taken  to  provide  reasonable  assurance  of  the 
integrity  and  reliability  of  the  financial  information 
contained  in  this  annual  report.  We  have  formed  a 
Disclosure Committee to oversee this process.

The  accompanying  consolidated  financial  statements 
have been audited by the independent registered public 
accounting firm Deloitte & Touche LLP. During its audits, 
Deloitte & Touche LLP was given unrestricted access to 
all financial records and related data, including minutes 
of all meetings of stockholders and the board of directors 
and all committees of the board. Management believes 
that  all  representations  made  to  the  independent 
auditors during their audits were valid and appropriate.

Internal Control Over Financial Reporting

The  management  of  International  Paper  Company  is 
also  responsible  for  establishing  and  maintaining 
adequate  internal  control  over  financial  reporting  (as 
defined  in  Rules  (13a-15(e)  and  15d-15(e)  under  the 
Exchange Act). Internal control over financial reporting 
is the process designed by, or under the supervision of, 
our  principal  executive  officer  and  principal  financial 
officer,  and  effected  by  our  Board  of  Directors, 
management  and  other  personnel 
to  provide 
reasonable  assurance  regarding  the  reliability  of 
financial  reporting  and  the  preparation  of  financial 
statements  for  external  purposes. All  internal  control 
systems  have 
the 
possibility of circumvention and overriding of controls, 
and therefore can provide only reasonable assurance 
of  achieving  the  designed  control  objectives.  The 
Company’s  internal  control  system  is  supported  by 
written  policies  and  procedures,  contains  self-

limitations, 

including 

inherent 

monitoring mechanisms, and is audited by the internal 
audit  function.  Appropriate  actions  are  taken  by 
management  to  correct  deficiencies  as  they  are 
identified. Our procedures for financial reporting include 
the active involvement of senior management, our Audit 
and Finance Committee and our staff of highly qualified 
financial and legal professionals.

financial 

The  Company  has  assessed  the  effectiveness  of  its 
internal  control  over 
reporting  as  of 
December 31, 2019. In making this assessment, it used 
the criteria described in “Internal Control – Integrated 
Framework  (2013)”  issued  by  the  Committee  of 
Sponsoring Organizations of the Treadway Commission 
(COSO).  Based  on  this  assessment,  management 
believes that, as of December 31, 2019, the Company’s 
internal control over financial reporting was effective.

The  Company  completed  the  acquisitions  of  four 
packaging  businesses  located  in  Portugal  (Ovar), 
France (Torigni and Cabourg), and Spain (Tavernes de 
la Valldigna and Montblanc) over the course of 2019. 
Due  to  the  timing  of  these  acquisitions,  we  have 
excluded these businesses from our evaluation of the 
effectiveness of internal control over financial reporting. 
For  the  period  ended  December  31,  2019,  sales  and 
assets for these businesses represented approximately 
0.4% of net sales and 0.6% of total assets.

The  Company’s 
registered  public 
independent 
accounting firm, Deloitte & Touche LLP, has issued its 
report on the effectiveness of the Company’s internal 
control over financial reporting. The report appears on 
pages 41 and 42.

Internal Control Environment And Board Of 
Directors Oversight

in 

legal  standards 

Our internal control environment includes an enterprise-
wide attitude of integrity and control consciousness that 
establishes  a  positive  “tone  at  the  top.”  This  is 
exemplified by our ethics program that includes long-
standing  principles  and  policies  on  ethical  business 
conduct that require employees to maintain the highest 
the  conduct  of 
ethical  and 
International  Paper  business,  which  have  been 
distributed  to  all  employees;  a  toll-free  telephone 
helpline  whereby  any  employee  may  anonymously 
report  suspected  violations  of  law  or  International 
Paper’s  policy;  and  an  office  of  ethics  and  business 
practice.  The  internal  control  system  further  includes 
careful  selection  and  training  of  supervisory  and 
management  personnel,  appropriate  delegation  of 
authority and division of responsibility, dissemination of 
accounting  and  business  policies 
throughout 
International  Paper,  and  an  extensive  program  of 
internal audits with management follow-up.

37

the  performance  of 

The  Board  of  Directors,  assisted  by  the  Audit  and 
Finance Committee (Committee), monitors the integrity 
of  the  Company’s  financial  statements  and  financial 
reporting  procedures, 
the 
Company’s  internal  audit  function  and  independent 
auditors, and other matters set forth in its charter. The 
Committee,  which  consists  of  independent  directors, 
meets  regularly  with  representatives  of  management, 
and  with  the  independent  auditors  and  the  Internal 
Auditor, with and without management representatives 
in attendance, to review their activities. The Committee’s 
Charter  takes  into  account  the  New  York  Stock 
Exchange  rules  relating  to Audit  Committees  and  the 
SEC rules and regulations promulgated as a result of 
the Sarbanes-Oxley Act of 2002. The Committee  has 
reviewed  and  discussed  the  consolidated  financial 
statements  for  the  year  ended  December 31,  2019, 
including  critical  accounting  policies  and  significant 
management  judgments,  with  management  and  the 
report 
independent  auditors.  The  Committee’s 
recommending 
financial 
statements in this Annual Report on Form 10-K will be 
set forth in our Proxy Statement. 

inclusion  of  such 

the 

MARK S. SUTTON
CHAIRMAN AND CHIEF EXECUTIVE OFFICER

TIMOTHY S. NICHOLLS
SENIOR  VICE  PRESIDENT AND  CHIEF  FINANCIAL 
OFFICER

38

 
REPORT OF INDEPENDENT REGISTERED 
PUBLIC ACCOUNTING FIRM

To  the  Shareholders  and  Board  of  Directors  of 
International Paper Company: 

Opinion on the Financial Statements 

We  have  audited  the  accompanying  consolidated 
balance  sheets  of  International  Paper  Company  and 
subsidiaries (the "Company") as of December 31, 2019 
and  2018,  the  related  consolidated  statements  of 
operations, comprehensive income, changes in equity, 
and cash flows for each of the three years in the period 
ended  December  31,  2019,  and  the  related  notes 
(collectively referred to as the "financial statements"). In 
our opinion, the financial statements present fairly, in all 
material respects, the financial position of the Company 
as of December 31, 2019 and 2018, and the results of 
its operations and its cash flows for each of the three 
years  in  the  period  ended  December  31,  2019,  in 
conformity  with  accounting  principles  generally 
accepted in the United States of America.

We have also audited, in accordance with the standards 
of  the  Public  Company  Accounting  Oversight  Board 
(United  States)  (PCAOB),  the  Company's  internal 
control  over  financial  reporting  as  of  December  31, 
2019, based on criteria established in Internal Control - 
Integrated Framework (2013) issued by the Committee 
of  Sponsoring  Organizations  of 
the  Treadway 
Commission and our report dated February 19, 2020, 
expressed  an  unqualified  opinion  on  the  Company's 
internal control over financial reporting.

Basis for Opinion

the  Company's 

These financial statements are the responsibility of the 
Company's  management.  Our  responsibility  is  to 
express  an  opinion  on 
financial 
statements  based  on  our  audits.  We  are  a  public 
accounting  firm  registered  with  the  PCAOB  and  are 
required to be independent with respect to the Company 
in accordance with the U.S. federal securities laws and 
the  applicable  rules  and  regulations  of  the  Securities 
and Exchange Commission and the PCAOB. 

We  conducted  our  audits  in  accordance  with  the 
standards of the PCAOB. Those standards require that 
we  plan  and  perform  the  audit  to  obtain  reasonable 
assurance about whether the financial statements are 
free of material misstatement, whether due to error or 
fraud.  Our  audits  included  performing  procedures  to 
assess the risks of material misstatement of the financial 
statements,  whether  due  to  error  or  fraud,  and 
performing procedures that respond to those risks. Such 
procedures included examining, on a test basis, 

39

evidence regarding the amounts and disclosures in the 
financial  statements.  Our  audits  also 
included 
the  accounting  principles  used  and 
evaluating 
significant estimates made by management, as well as 
evaluating  the  overall  presentation  of  the  financial 
statements.  We  believe  that  our  audits  provide  a 
reasonable basis for our opinion.

Critical Audit Matters 

The  critical  audit  matters  communicated  below  are 
matters  arising  from  the  current-period  audit  of  the 
financial  statements 
that  were  communicated  or 
required to be communicated to the audit committee and 
that (1) relate to accounts or disclosures that are material 
to  the  financial  statements  and  (2)  involved  our 
especially  challenging,  subjective,  or  complex 
judgments. The communication of critical audit matters 
does not alter in any way our opinion on the financial 
statements,  taken  as  a  whole,  and  we  are  not,  by 
communicating 
the  critical  audit  matters  below, 
providing separate opinions on the critical audit matters 
or on the accounts or disclosures to which they relate. 

Income  Taxes  -  Valuation  Allowances  -  Refer  to 
Notes 1 and 13 to the financial statements

Critical Audit Matter Description

The Company recognizes deferred income tax assets 
for deductible temporary differences and carryforwards. 
Valuation allowances are established when necessary 
to reduce deferred tax assets to the amounts expected 
to  be  realized  based  on  estimates  of  future  taxable 
income.

During  the  year  ended  December  31,  2019,  the 
Company  recorded  a  valuation  allowance  of  $203 
million related to indefinite-lived non-US net operating 
loss carryforwards. Management’s determination that a 
valuation allowance was necessary in the current year 
was  influenced  by  current  year  changes  in  global  tax 
laws,  which  have  adversely  impacted  the  time  period 
over which the Company could reasonably realize the 
deferred tax asset based on its current global structure 
and ability to execute prudent and feasible tax planning 
actions. 

We identified the valuation allowance as a critical audit 
matter  because  it  is  dependent  upon  an  analysis  of 
complex  tax  laws  and  subjective  projections  of  future 
result,  performing  audit 
taxable 
reasonableness  of 
the 
procedures 
management's projections and the timing for recognition 
of  the  valuation  allowance,  required  a  high  degree  of 
auditor  judgment  and  an  increased  extent  of  effort, 
including the need to involve our income tax specialists.

income.  As  a 
to  evaluate 

How the Critical Audit Matter Was Addressed in the Audit

Our audit procedures related to estimated future taxable 
income and the determination of whether it is more likely 
than  not  that  the  deferred  tax  asset  will  be  realized 
included the following, among others:

•  We  tested  the  effectiveness  of  controls  over  the 
valuation allowance assessment for income taxes, 
including  management’s  controls  over 
the 
identification  and  evaluation  of  changes  in  global 
tax laws, estimates of future taxable income, and 
the determination of whether it is more likely than 
not that the deferred tax asset will be realized.

•  With the assistance of our income tax specialists: 

•  We identified and evaluated changes in global 
tax  laws  and  the  potential  impact  on  the 
Company’s  ability  to  utilize  the  deferred  tax 
asset.

•  We  considered  management’s  intent  and 
ability  to  execute  prudent  and  feasible  tax 
planning actions based upon their underlying 
economic substance and local tax laws.

•  We  evaluated  management’s  ability  to  accurately 
estimate future taxable income by comparing actual 
results to management’s historical estimates.

•  We 

considered 

whether  management’s 
determination  that  a  valuation  allowance  was 
required  in  the  current  year  was  indicative  of 
management  bias  by  evaluating  the  Company’s 
historical conclusions reached with respect to the 
realizability  of  its  deferred  tax  assets  in  other 
jurisdictions with unlimited carryforward periods.

Other  Accrued  Liabilities  -  Commitments  and 
Contingent Liabilities - Harris County San Jacinto 
Environmental Proceeding - Refer to Note 14 to the 
financial statements

Critical Audit Matter Description

The  Company  has  obligations  related  to  certain 
environmental matters. Such obligations are recorded 
when it is probable that a liability has been incurred and 
the loss can be reasonably estimated.

The Company has been named a potentially responsible 
party (“PRP”) at the Harris County San Jacinto Waste 
Pits Superfund Site (“San Jacinto”). The Company has 
been participating in the remediation activities at the site 
with other PRPs. 

40

During  2017,  the  Environmental  Protection  Agency 
(“EPA”)  issued  a  Record  of  Decision  (“ROD”)  which 
included a waste removal and relocation remedy for the 
site, including an estimate of costs to remediate. Due to 
uncertainty  about 
feasibility  of 
executing the remedy prescribed within the ROD, the 
Company believes additional losses for this site are not 
estimable.  

technological 

the 

We identified the San Jacinto environmental proceeding 
as  a  critical  audit  matter  because  of  the  uncertainty 
associated with executing the remedy prescribed in the 
ROD. As a result, auditing management's determination 
that  additional  losses  for  the  site  are  not  reasonably 
estimable required a high degree of auditor judgment 
and an increased extent of effort, including the need to 
involve our environmental specialists.

How the Critical Audit Matter Was Addressed in the Audit

Our  audit  procedures 
to  management’s 
determination  and  the  Company’s  disclosure  that 
additional  losses  are  not  estimable  related  to  San 
Jacinto included the following, among others:

related 

•  We tested the effectiveness of controls related to 
San Jacinto, including management’s controls over 
evaluating  whether  the  liability  was  reflective  of 
current  circumstances,  included  necessary  costs 
(i.e.  probable  and  estimable),  and  the  related 
disclosure in the financial statements was accurate 
and complete.

•  With assistance from our environmental specialists:

•  We  inquired  of  the  Company’s  environmental 
specialists, including inquiries of both internal 
and external legal counsel, to understand the 
status  of  progress  under 
the  2018 
Administrative  Order  on  Consent  (“AOC”)  as 
well as the status of ongoing discussions with 
the  EPA  and  the  other  regulatory  agencies 
involved.

•  We  inspected  correspondence  between  the 
PRPs and the EPA to gain an understanding of 
progress and developments related to the site 
based  on 
timeline  and  requirements 
outlined in the AOC, including consideration of 
contradictory  evidence  or 
indications  of 
Management bias.

the 

•  We  assessed  management’s  assertion 
regarding the technical feasibility of compliance 
with the ROD in evaluating the recorded liability. 

•  We evaluated the sufficiency of the Company’s 
disclosures  related  to  additional  losses  not 
being reasonably estimable.

/s/ Deloitte & Touche LLP

Memphis, Tennessee
February 19, 2020 

We have served as the Company's auditor since 2002. 

REPORT OF INDEPENDENT REGISTERED PUBLIC 
ACCOUNTING  FIRM,  ON  INTERNAL  CONTROL 
OVER FINANCIAL REPORTING

To  the  Shareholders  and  Board  of  Directors  of 
International Paper Company:

Opinion  on 
Reporting

Internal  Control  over  Financial 

We  have  audited  the  internal  control  over  financial 
reporting  of 
International  Paper  Company  and 
subsidiaries (the “Company”) as of December 31, 2019, 
based  on  criteria  established  in  Internal  Control  - 
Integrated Framework (2013) issued by the Committee 
of  Sponsoring  Organizations  of 
the  Treadway 
Commission  (COSO).  In  our  opinion,  the  Company 
maintained,  in  all  material  respects,  effective  internal 
control  over  financial  reporting  as  of  December  31, 
2019, based on criteria established in Internal Control - 
Integrated Framework (2013) issued by COSO.

We have also audited, in accordance with the standards 
of  the  Public  Company  Accounting  Oversight  Board 
(United  States)  (PCAOB),  the  consolidated  financial 
statements as of and for the year ended December 31, 
2019, of the Company, and our report dated February 
19,  2020  expressed  an  unqualified  opinion  on  those 
financial statements.

As described in the Report of Management on Internal 
Control  over  Financial  Reporting,  management 
excluded from its assessment the internal control over 
financial  reporting 
the  acquisitions  of  packaging 
businesses located in Portugal (Ovar), France (Torigni 
and Cabourg), and Spain (Tavernes de la Valldigna and 
Montblanc)  completed  during  2019.  The  acquired 
businesses  constitute  0.4%  of  net  sales  and  0.6%  of 
total  assets  of  the  consolidated  financial  statement 
amounts as of and for the year ended December 31, 
2019. Accordingly, our audit did not include the internal 
control  over  financial  reporting  at  these  acquired 
businesses.

41

Basis for Opinion

is  responsible 

for 
The  Company’s  management 
maintaining  effective  internal  control  over  financial 
reporting and for its assessment of the effectiveness of 
internal control over financial reporting, included in the 
accompanying  Report  of  Management  on  Internal 
Control over Financial Reporting. Our responsibility is 
to express an opinion on the Company’s internal control 
over financial reporting based on our audit. We are a 
public accounting firm registered with the PCAOB and 
are  required  to  be  independent  with  respect  to  the 
Company in accordance with the U.S. federal securities 
laws  and  the  applicable  rules  and  regulations  of  the 
Securities and Exchange Commission and the PCAOB.

We  conducted  our  audit  in  accordance  with  the 
standards of the PCAOB. Those standards require that 
we  plan  and  perform  the  audit  to  obtain  reasonable 
assurance about whether effective internal control over 
financial  reporting  was  maintained  in  all  material 
respects. Our audit included obtaining an understanding 
of internal control over financial reporting, assessing the 
risk  that  a  material  weakness  exists,  testing  and 
evaluating  the  design  and  operating  effectiveness  of 
internal  control  based  on  the  assessed  risk,  and 
performing  such  other  procedures  as  we  considered 
necessary  in  the  circumstances.  We  believe  that  our 
audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control over 
Financial Reporting

reporting 

financial  statements 

A company’s internal control over financial reporting is 
a process designed to provide reasonable assurance 
regarding  the  reliability  of  financial  reporting  and  the 
preparation  of 
for  external 
purposes  in  accordance  with  generally  accepted 
accounting principles. A company’s internal control over 
those  policies  and 
includes 
financial 
procedures  that  (1)  pertain  to  the  maintenance  of 
records that, in reasonable detail, accurately and fairly 
reflect the transactions and dispositions of the assets of 
the  company;  (2)  provide  reasonable  assurance  that 
transactions  are  recorded  as  necessary  to  permit 
preparation of financial statements in accordance with 
generally  accepted  accounting  principles,  and  that 
receipts  and  expenditures  of  the  company  are  being 
made  only  in  accordance  with  authorizations  of 
management  and  directors  of  the  company;  and  (3) 
provide reasonable assurance regarding prevention or 
timely  detection  of  unauthorized  acquisition,  use,  or 
disposition of the company’s assets that could have a 
material effect on the financial statements.

Because of its inherent limitations, internal control over 
financial 
reporting  may  not  prevent  or  detect 
misstatements. Also,  projections  of  any  evaluation  of 
effectiveness to future periods are subject to the risk that 
controls may become inadequate because of changes 
in conditions, or that the degree of compliance with the 
policies or procedures may deteriorate.

 /s/ Deloitte & Touche LLP

Memphis, Tennessee
February 19, 2020 

42

CONSOLIDATED STATEMENT OF OPERATIONS

In millions, except per share amounts, for the years ended December 31

NET SALES

COSTS AND EXPENSES

Cost of products sold

Selling and administrative expenses

Depreciation, amortization and cost of timber harvested

Distribution expenses

Taxes other than payroll and income taxes

Restructuring and other charges, net

Net (gains) losses on sales and impairments of businesses

Antitrust fines and settlements

Net bargain purchase gain on acquisition of business

Interest expense, net

Non-operating pension expense

EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND EQUITY 
EARNINGS (LOSSES)

Income tax provision (benefit)

Equity earnings (loss), net of taxes

EARNINGS (LOSS) FROM CONTINUING OPERATIONS

Discontinued operations, net of taxes

NET EARNINGS (LOSS)

Less: Net earnings (loss) attributable to noncontrolling interests

NET EARNINGS (LOSS) ATTRIBUTABLE TO INTERNATIONAL PAPER
COMPANY

BASIC EARNINGS (LOSS) PER SHARE ATTRIBUTABLE TO INTERNATIONAL PAPER COMPANY
COMMON SHAREHOLDERS

Earnings (loss) from continuing operations

Discontinued operations, net of taxes

Net earnings (loss)

DILUTED EARNINGS (LOSS) PER SHARE ATTRIBUTABLE TO INTERNATIONAL PAPER COMPANY
COMMON SHAREHOLDERS

Earnings (loss) from continuing operations

Discontinued operations, net of taxes

Net earnings (loss)

The accompanying notes are an integral part of these financial statements.

2019

2018

2017

$ 22,376 $ 23,306 $ 21,743

15,268

15,555

14,802

1,647

1,306

1,560

170

57

205

32

—

491

36

1,723

1,328

1,567

171

29

122

—

—

536

494

1,621

1,343

1,434

169

67

9

354

(6)

572

530

1,604

1,781

848

634

250

1,220

—

1,220

(5)

445

336

1,672

345

2,017

5

(1,085)

177

2,110

34

2,144

—

$

1,225 $

2,012 $ 2,144

$

$

$

$

3.10 $

4.07 $

—

0.84

3.10 $

4.91 $

3.07 $

4.02 $

—

0.83

3.07 $

4.85 $

5.11

0.08

5.19

5.05

0.08

5.13

43

 
 
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME (LOSS)

In millions for the years ended December 31

NET EARNINGS (LOSS)

OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX

Amortization of pension and postretirement prior service costs and net loss:

U.S. plans (less tax of $54, $196 and $280)

   Non-U.S. plans (less tax of $0, $0 and $0)

Pension and postretirement liability adjustments:

U.S. plans (less tax of $7, $6 and $69)

Non-U.S. plans (less tax of $3, $1 and $1)

Change in cumulative foreign currency translation adjustment (less tax of $1, $1 and $0)

Net gains/losses on cash flow hedging derivatives:

Net gains (losses) arising during the period (less tax of $2, $5 and $4)

Reclassification adjustment for (gains) losses included in net earnings (less tax of $2, $1 and $2)

TOTAL OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX

Comprehensive Income (Loss)

Net (Earnings) Loss Attributable to Noncontrolling Interests

Other Comprehensive (Income) Loss Attributable to Noncontrolling Interests

2019

2018

2017

$

1,220 $

2,017 $

2,144

163

1

22

(20)

116

4

4

290

1,510

5

—

588

1

18

4

(473)

(10)

2

130

2,147

(5)

3

486

—

56

3

177

15

(7)

730

2,874

—

(1)

COMPREHENSIVE INCOME (LOSS) ATTRIBUTABLE TO INTERNATIONAL PAPER COMPANY

$

1,515 $

2,145 $

2,873

The accompanying notes are an integral part of these financial statements.

44

CONSOLIDATED BALANCE SHEET

In millions, except per share amounts, at December 31

2019

2018

ASSETS

Current Assets

Cash and temporary investments

Accounts and notes receivable (less allowances of $73 in 2019 and $81 in 2018)

Contract assets

Inventories

Other current assets

Total Current Assets

Plants, Properties and Equipment, net

Forestlands

Investments

Financial Assets of Variable Interest Entities (Note 15)

Goodwill

Right of Use Assets

Deferred Charges and Other Assets

TOTAL ASSETS

LIABILITIES AND EQUITY

Current Liabilities

Notes payable and current maturities of long-term debt

Current nonrecourse financial  liabilities of variable interest entities (Note 15)

Accounts payable

Accrued payroll and benefits

Other current liabilities

Total Current Liabilities

Long-Term Debt

Long-Term Nonrecourse Financial Liabilities of Variable Interest Entities (Note 15)

Deferred Income Taxes

Pension Benefit Obligation

Postretirement and Postemployment Benefit Obligation

Long-Term Lease Obligations

Other Liabilities

Commitments and Contingent Liabilities (Note 14)

Equity

Common stock $1 par value, 2019 - 448.9 shares and 2018 - 448.9 shares

Paid-in capital

Retained earnings

Accumulated other comprehensive loss

Less: Common stock held in treasury, at cost, 2019 – 56.800 shares and 2018 – 48.310 shares

Total International Paper Shareholders’ Equity

Noncontrolling interests

Total Equity

TOTAL LIABILITIES AND EQUITY

The accompanying notes are an integral part of these financial statements.

45

$

511 $

589

3,280

393

2,208

247

6,639

3,521

395

2,241

250

6,996

13,004

13,067

391

1,721

7,088

3,347

434

847

402

1,648

7,070

3,374

—

1,019

$ 33,471 $ 33,576

$

168 $

4,220

2,423

466

1,369

8,646

9,597

2,085

2,633

1,578

270

304

640

449

6,297

8,408

639

—

2,413

535

1,107

4,694

10,015

6,298

2,600

1,762

264

—

560

449

6,280

7,465

(4,739)

(4,500)

10,415

2,702

7,713

5

9,694

2,332

7,362

21

7,718

7,383

$ 33,471 $ 33,576

  
 
CONSOLIDATED STATEMENT OF CASH FLOWS

In millions for the years ended December 31

OPERATING ACTIVITIES

Net earnings (loss)

Depreciation, amortization, and cost of timber harvested

Deferred income tax provision (benefit), net

Restructuring and other charges, net

Pension plan contributions

Periodic pension expense, net

Net gain on transfer of North American Consumer Packaging business

Net bargain purchase gain on acquisition of business

Net (gains) losses on sales and impairments of businesses

Antitrust fines

Equity method dividends received

Equity (earnings) losses, net 

Other, net

Changes in current assets and liabilities

Accounts and notes receivable

Contract assets

Inventories

Accounts payable and accrued liabilities

Interest payable

Other

CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES

INVESTMENT ACTIVITIES
Invested in capital projects

Acquisitions, net of cash acquired

Net settlement on transfer of North American Consumer Packaging business

Proceeds from divestitures, net of cash divested

Proceeds from sale of fixed assets

Other

CASH PROVIDED BY (USED FOR) INVESTMENT ACTIVITIES

FINANCING ACTIVITIES

Repurchases of common stock and payments of restricted stock tax withholding

Issuance of debt

Reduction of debt

Change in book overdrafts

Dividends paid

Net debt tender premiums paid
Other

CASH PROVIDED BY (USED FOR) FINANCING ACTIVITIES

Effect of Exchange Rate Changes on Cash

Change in Cash and Temporary Investments

Cash and Temporary Investments

Beginning of the period
End of the period

The accompanying notes are an integral part of these financial statements.

46

2019

2018

2017

$ 1,220 $ 2,017 $ 2,144
1,423

1,328

1,306

212

57

—

93

—

—

205

32

273

(250)

120

246

2

(1)

139

(19)

(25)

133

29

(1,113)

67

— (1,250)

632

(488)

—

122

—

153

(336)

75

(342)

(32)

(236)

151

(8)

28

717

—

(6)

9

—

133

(177)

212

(370)

—

(87)

114

1

(60)

3,610

3,226

1,757

(1,276)

(1,572)

(1,391)

(103)

—

81

18

(20)

(8)

(40)

—

23

28

(45)

—

4

26

15

(1,300)

(1,569)

(1,391)

(535)

534

(732)

490

(47)

1,907

(1,507)

(1,008)

(1,424)

(66)

(796)

(18)

(1)

(1)

(789)

(6)
—

(2,389)

(2,046)

1

(78)

(40)

(429)

26

(769)

(84)
(8)

(399)

18

(15)

589
511 $

1,018

1,033
589 $ 1,018

$

 
 
CONSOLIDATED STATEMENT OF CHANGES IN EQUITY

In millions

BALANCE, JANUARY 1,
2017
Issuance of stock for various
plans, net
Repurchase of stock

Dividends ($1.863 per share)

Transactions of equity 
method investees
Comprehensive income (loss)

BALANCE, DECEMBER 31,
2017
Adoption of ASC 606 revenue
from contracts with
customers

Issuance of stock for various
plans, net
Repurchase of stock

Dividends ($1.925 per share)

Transactions of equity 
method investees
Comprehensive income (loss)

BALANCE, DECEMBER 31,
2018

Adoption of ASU 2018-02 
reclassification of stranded 
tax effects resulting from 
Tax Reform

Issuance of stock for
various plans, net
Repurchase of stock

Dividends ($2.013 per
share)

Transactions of equity 
method investees
Divestiture of 
noncontrolling interests

Comprehensive income
(loss)
BALANCE, DECEMBER 31,
2019

Common
Stock
Issued

Paid-in
Capital

Retained
Earnings

Accumulated
Other
Comprehensive
Income (Loss)

Common
Stock
Held In
Treasury,
At Cost

Total
International
Paper
Shareholders’
Equity

Noncontrolling
Interests

Total
Equity

$

449 $ 6,189 $

4,818 $

(5,362) $

1,753 $

4,341 $

18 $ 4,359

—

—

—

—

—

42

—

—

(25)

—

—

—
(782)

—

2,144

—

—

—

—

729

(120)

47

—

—

—

449

6,206

6,180

(4,633)

1,680

—

—

—

—

—

—

—

62

—

—

12

—

73

—

—

(800)

—

2,012

—

—

—

—

—

133

—

(80)

732

—

—

—

449

6,280

7,465

(4,500)

2,332

—

—

—

—

—

—

—

—

(18)

—

—

35

—

—

529

—

—

(811)

—

—

(529)

—

—

—

—

—

—

(165)

535

—

—

—

—

1,225

290

162

(47)
(782)

(25)

2,873

6,522

73

142

(732)

(800)

12

2,145

7,362

—

147

(535)

(811)

35

—

—

—

—

—

1

162

(47)

(782)

(25)

2,874

19

6,541

—

—

—

—

—

2

73

142

(732)

(800)

12

2,147

21

7,383

—

—

—

—

—

—

147

(535)

(811)

35

(11)

(11)

1,515

(5)

1,510

$

449 $ 6,297 $

8,408 $

(4,739) $

2,702 $

7,713 $

5 $ 7,718

The accompanying notes are an integral part of these financial statements.

47

NOTES TO CONSOLIDATED FINANCIAL 
STATEMENTS

NOTE 1 SUMMARY OF BUSINESS AND 
SIGNIFICANT ACCOUNTING POLICIES

NATURE OF BUSINESS

International Paper (the Company) is a global paper and 
packaging  company  with  primary  markets  and 
manufacturing operations in North America, Europe, Latin 
America, North Africa and Russia. Substantially all of our 
businesses have experienced, and are likely to continue 
to  experience,  cycles  relating  to  available  industry 
capacity and general economic conditions.

FINANCIAL STATEMENTS

These  consolidated  financial  statements  have  been 
in  conformity  with  accounting  principles 
prepared 
generally accepted in the United States that require the 
use  of  management’s  estimates.  Actual  results  could 
differ from management’s estimates. 

On  January  1,  2018,  the  Company  completed  the 
previously  announced  transfer  of  its  North  American 
Consumer  Packaging  business  and  received  a  20.5% 
ownership interest in a subsidiary of Graphic Packaging 
Holding Company that holds the assets of the combined 
business. See Note 8 for further details.

CONSOLIDATION

financial  statements 

The  consolidated 
the 
accounts of International Paper and subsidiaries for which 
we have a controlling financial interest, including variable 
interest entities for which we are the primary beneficiary. 
All  significant  intercompany  balances  and  transactions 
are eliminated.

include 

specifically identified intangible assets such as customer 
lists  and  developed  technology  involves  judgment.  We 
may refine our estimates and make adjustments to the 
assets  acquired  and 
liabilities  assumed  over  a 
measurement period, not to exceed one year. Upon the 
conclusion  of  the  measurement  period  or  the  final 
determination  of  the  values  of  asset  acquired  and 
liabilities  assumed,  whichever  comes 
first,  any 
subsequent adjustments are charged to the consolidated 
statement of earnings. Subsequent actual results of the 
underlying  business  activity  supporting  the  specifically 
identified intangible assets could change, requiring us to 
record impairment charges or adjust their economic lives 
in future periods. See Note 7 for further details.

DISCONTINUED OPERATIONS

A discontinued operation may include a component or a 
group  of  components  of  the  Company's  operations. A 
disposal  of  a  component  or  a  group  of  components  is 
reported  in  discontinued  operations  if  the  disposal 
represents a strategic shift that has or will have a major 
effect on the Company's operations and financial results 
when the following occurs: (1) a component (or group of 
components) meets the criteria to be classified as held 
for  sale;  (2)  the  component  or  group  of  components  is 
disposed  of  by  sale;  or  (3)  the  component  or  group  of 
components  is  disposed  of  other  than  by  sale  (for 
example, by abandonment or in a distribution to owners 
in a spinoff). For any component classified as held for sale 
or disposed of by sale or other than by sale, qualifying for 
presentation as a discontinued operation, the Company 
reports  the  results  of  operations  of  the  discontinued 
operations (including any gain or loss recognized on the 
disposal or loss recognized on classification as held for 
sale of a discontinued operation), less applicable income 
taxes  (benefit),  as  a  separate  component  in  the 
consolidated statement of operations for current and all 
prior periods presented. See Note 8 for further details.

EQUITY METHOD INVESTMENTS

RESTRUCTURING  LIABILITIES AND COSTS

is  applied 

The  equity  method  of  accounting 
for 
investments when the Company has significant influence 
over the investee’s operations, or when the investee is 
structured  with  separate  capital  accounts  and  our 
investment is considered more than minor. Our material 
equity method investments are described in Note 11.  

BUSINESS COMBINATIONS

The  Company  allocates  the  total  consideration  of  the 
assets  acquired  and  liabilities  assumed  based  on  their 
estimated fair value as of the business combination date. 
In  developing  estimates  of  fair  values  for  long-lived 
assets,  including  identifiable  intangible  assets,  the 
Company utilizes a variety of inputs including forecasted 
cash  flows,  anticipated  growth  rates,  discount  rates, 
estimated  replacement  costs  and  depreciation  and 
obsolescence  factors.  Determining  the  fair  value  for 

48

For operations to be closed or restructured, a liability and 
related expense is recorded in the period when operations 
cease. For termination costs associated with employees 
covered  by  a  written  or  substantive  plan,  a  liability  is 
recorded  when  it  is  probable  that  employees  will  be 
entitled  to  benefits  and  the  amount  can  be  reasonably 
estimated.  For 
termination  costs  associated  with 
employees  not  covered  by  a  written  and  broadly 
communicated  policy  covering  involuntary  termination 
benefits (severance plan), a liability is recorded for costs 
to terminate employees (one-time termination benefits) 
when  the  termination  plan  has  been  approved  and 
committed  to  by  management,  the  employees  to  be 
terminated  have  been  identified,  the  termination  plan 
benefit 
the  employees 
identified  in  the  plan  have  been  notified  and  actions 
required to complete the plan indicate that it is unlikely 

terms  are  communicated, 

that significant changes to the plan will be made or that 
the plan will be withdrawn. The timing and amount of an 
accrual is dependent upon the type of benefits granted, 
the  timing  of  communication  and  other  provisions  that 
may be provided in the benefit plan. The accounting for 
each termination is evaluated individually. See Note 6 for 
further details.

REVENUE RECOGNITION

Generally, the Company recognizes revenue on a point-
in-time basis when the customer takes title to the goods 
and assumes the risks and rewards for the goods. For 
customized  goods  where  the  Company  has  a  legally 
enforceable right to payment for the goods, the Company 
recognizes revenue over time, which generally is, as the 
goods are produced. 

The Company’s revenue is primarily derived from fixed 
consideration; however, we do have contract terms that 
give  rise  to  variable  consideration,  primarily  cash 
discounts and volume rebates. International Paper offers 
early  payment  discounts  to  customers  across  the 
Company’s  businesses.  The  Company  estimates  the 
expected  cash  discounts  and  other  customer  refunds 
based on the historical experience across the Company’s 
portfolio  of  customers  to  record  reductions  in  revenue 
which is consistent with the most likely amount method 
outlined in ASC 606. Management has concluded that this 
method  is  the  best  estimate  of  the  consideration  the 
Company will be entitled to from its customers.

The Company has elected to present all sales taxes on 
a net basis, account for shipping and handling activities 
as fulfillment activities, recognize the incremental costs 
of obtaining a contract as expense when incurred if the 
amortization  period  of  the  asset  the  Company  would 
recognize  is  one  year  or  less,  and  not  record  interest 
income or interest expense when the difference in timing 
of control or transfer and customer payment is one year 
or less. See Note 3 for further details.

TEMPORARY INVESTMENTS

Temporary investments with an original maturity of three 
months or less and money market funds with greater than 
three month maturities but with the right to redeem without 
notice are treated as cash equivalents and are stated at 
cost, which approximates market value. See Note 9 for 
further details.

INVENTORIES

Inventories are valued at the lower of cost or market value 
include  all  costs  directly  associated  with 
and 
manufacturing 
and 
products:  materials, 
manufacturing overhead. In the United States, costs of 
raw materials and finished pulp and paper products, are 
generally determined using the last-in, first-out method. 

labor 

Other inventories are valued using the first-in, first-out or 
average cost methods. See Note 9 for further details.

LEASED ASSETS

the 

related 

that  option.  Some 

Operating lease ROU assets and liabilities are recognized 
at  the  commencement  date  of  the  lease  based  on  the 
present value of lease payments over the lease term. The 
Company's  leases  may  include  options  to  extend  or 
terminate the lease. These options to extend are included 
in the lease term when it is reasonably certain that we will 
leases  have  variable 
exercise 
payments, however, because they are not based on an 
index or rate, they are not included in the ROU assets and 
liabilities.  Variable  payments  for  real  estate  leases 
to  common  area  maintenance, 
primarily 
insurance,  taxes  and  utilities.  Variable  payments  for 
equipment,  vehicles,  and 
leases  within  supply 
agreements  primarily  related  to  usage,  repairs  and 
is  not  readily 
maintenance.  As 
determinable  for  most  of  the  Company's  leases,  the 
Company applies a portfolio approach using an estimated 
incremental borrowing rate to determine the initial present 
value  of  lease  payments  over  the  lease  terms  on  a 
collateralized basis over a similar term, which is based on 
market  and  company  specific  information.  We  use  the 
unsecured  borrowing  rate  and  risk-adjust  that  rate  to 
approximate  a  collateralized  rate,  and  apply  the  rate 
based on the currency of the lease, which is updated on 
a quarterly basis for measurement of new lease liabilities. 
Leases having a lease term of twelve months or less are 
not recorded on the balance sheet and the related lease 
expense is recognized on a straight-line basis over the 
term of the lease. In addition, the Company has applied 
the practical expedient to account for the lease and non-
lease components as a single lease component for all of 
the Company's leases. See Note 10 for further details.

implicit  rate 

PLANTS, PROPERTIES AND EQUIPMENT

Plants, properties and equipment are stated at cost, less 
accumulated depreciation. Expenditures for betterments 
are capitalized, whereas normal repairs and maintenance 
are  expensed  as  incurred.  The  units-of-production 
method of depreciation is used for pulp and paper mills, 
and the straight-line method is used for other plants and 
equipment. See Note 9 for further details.

GOODWILL

Annual  evaluation  for  possible  goodwill  impairment  is 
performed as of the beginning of the fourth quarter of each 
year, with additional interim evaluation performed when 
management believes that it is more likely than not, that 
events or circumstances have occurred that would result 
in the impairment of a reporting unit’s goodwill.

The  Company  has  the  option  to  evaluate  goodwill  for 
impairment by first performing a qualitative   assessment 
of events and circumstances to determine whether it is 

49

more likely than not that the fair value of a reporting unit 
is  less  than  its  carrying  amount.  If,  after  assessing  the 
totality  of  events  or  circumstances,  the  Company 
determines that it is not more likely than not that the fair 
value of a reporting unit is less than its carrying amounts, 
then  the  quantitative  goodwill  impairment  test  is  not 
required to be performed. If the Company determines that 
it is more likely than not that the fair value of a reporting 
unit is less than its carrying amount, or if the Company 
does not elect the option to perform an initial qualitative 
assessment,  the  Company  is  required  to  perform  the 
quantitative goodwill impairment test. In performing this 
evaluation, the Company estimates the fair value of its 
reporting  unit  using  a  probability-weighted  approach 
based on discounted future cash flows, market multiples 
and  transaction  multiples.  Key  assumptions  in  the 
quantitative  goodwill  impairment  test  considered  by 
management include the discount rate, long-term growth 
rate, tax rate, inflation rate, and business forecast. For 
reporting units whose carrying amount is in excess of their 
estimated  fair  value,  the  reporting  unit  will  record  an 
impairment  charge  by  the  amount  that  the  carrying 
amount  exceeds  the  reporting  unit's  fair  value,  not  to 
exceed  the  total  amount  of  goodwill  allocated  to  the 
reporting unit. See Note 12 for further discussion.

IMPAIRMENT OF LONG-LIVED ASSETS

Long-lived assets are reviewed for impairment upon the 
occurrence of events or changes in circumstances that 
indicate that the carrying value of the assets may not be 
recoverable. A recoverability test is performed based on 
undiscounted  cash  flows,  requiring  judgments  as  to 
whether assets are held and used or held for sale, the 
weighting of operational alternatives being considered by 
management and estimates of the amount and timing of 
expected future cash flows from the use of the long-lived 
assets  generated  by  their  use.  Impaired  assets  are 
recorded  at  their  estimated  fair  value.  See  Note  8  for 
further discussion.

INCOME TAXES

International Paper uses the asset and liability method of 
accounting  for  income  taxes  whereby  deferred  income 
taxes  are  recorded  for  the  future  tax  consequences 
attributable to differences between the financial statement 
and tax bases of assets and liabilities. Deferred tax assets 
and  liabilities  are  measured  using  enacted  tax  rates 
expected to apply to taxable income in the years in which 
those temporary differences are expected to be recovered 
or  settled.  Deferred  tax  assets  and  liabilities  are 
remeasured to reflect new tax rates in the periods rate 
changes are enacted.

International  Paper  records  its  worldwide  tax  provision 
based on the respective tax rules and regulations for the 
jurisdictions  in  which  it  operates.  Where  the  Company 
believes that a tax position is supportable for income tax 
purposes, the item is included in its income tax returns. 

50

Where treatment of a position is uncertain, liabilities are 
recorded  based  upon  the  Company’s  evaluation  of  the 
“more likely than not” outcome considering the technical 
merits of the position based on specific tax regulations 
and  the  facts  of  each  matter.  Changes  to  recorded 
liabilities are made only when an identifiable event occurs 
that changes the likely outcome, such as settlement with 
the  relevant  tax  authority,  the  expiration  of  statutes  of 
limitation for the subject tax year, a change in tax laws, 
or a recent court case that addresses the matter.

While  the  judgments  and  estimates  made  by  the 
Company are based on management’s evaluation of the 
technical  merits  of  a  matter,  assisted  as  necessary  by 
consultation  with  outside  consultants,  historical 
experience  and  other  assumptions  that  management 
believes are  appropriate  and reasonable  under current 
circumstances,  actual  resolution  of  these  matters  may 
differ  from  recorded  estimated  amounts,  resulting  in 
adjustments  that  could  materially  affect  future  financial 
statements. See Note 13 for further details.

International  Paper  uses  the  flow-through  method  to 
account  for  investment  tax  credits  earned  on  eligible 
open-loop  biomass  facilities  and  combined  heat  and 
power  system  expenditures.  Under  this  method,  the 
investment tax credits are recognized as a reduction to 
income tax expense in the year they are earned rather 
than a reduction in the asset basis.

ENVIRONMENTAL REMEDIATION COSTS

remediation 
Costs  associated  with  environmental 
obligations  are  accrued  when  such  costs  are  probable 
and reasonably estimable. Such accruals are adjusted as 
further  information  develops  or  circumstances  change. 
for  environmental 
Costs  of 
remediation  obligations  are  discounted  to  their  present 
value  when  the  amount  and  timing  of  expected  cash 
payments  are  reliably  determinable.  See  Note  14  for 
further details.

future  expenditures 

TRANSLATION OF FINANCIAL STATEMENTS

Balance sheets of international operations are translated 
into  U.S.  dollars  at  year-end  exchange  rates,  while 
statements of operations are translated at average rates. 
Adjustments 
statement 
translations  are  included  as  cumulative  translation 
adjustments in Accumulated other comprehensive loss.

resulting 

financial 

from 

NOTE 2 RECENT ACCOUNTING DEVELOPMENTS

Other  than  as  described  below,  no  new  accounting 
pronouncement issued or effective during the fiscal year 
has had or is expected to have a material impact on the 
consolidated financial statements.

RECENTLY ADOPTED ACCOUNTING PRONOUNCEMENTS

Comprehensive Income

Intangibles

In  January  2017,  the  FASB  issued  ASU  2017-04, 
"Intangibles  -  Goodwill  and  Other  (Topic  350): 
Simplifying  the  Test  for  Goodwill  Impairment."  This 
guidance  eliminates  the  requirement  to  calculate  the 
implied fair value of goodwill under Step 2 of the previous 
goodwill  impairment  test  approach  to  measure  a 
goodwill impairment charge. Instead, entities will record 
an impairment charge based on the excess of a reporting   
unit's carrying amount over its fair value. This guidance 
should  be  applied  prospectively.  The  Company  early 
adopted  the  provision  of  this  guidance  in  the  fourth 
quarter of 2019 in conjunction with our annual evaluation 
for possible goodwill impairment which resulted in the 
recognition  of  a  goodwill  impairment  charge  of  $52 
million for the Global Cellulose Fibers reporting unit. See 
Note 12.

Pension Plan Disclosures

which 

the  FASB 
Improvements," 

issued  ASU  2018-09, 
In  July  2018, 
"Codification 
included 
amendments  to  Subtopic  962-325.  This  disclosure 
guidance pertains to the presentation of certain types of 
investments. The Company adopted the provisions of 
this guidance in the fourth quarter of 2019 in conjunction 
with  the  preparation  of  our  2019  annual  Form  10-K 
disclosures  and  presentation  related  to  pension  plan 
assets.

Leases

the  modified 

In  February  2016,  the  FASB  issued  ASU  2016-02, 
"Leases (Topic 842): Leases." The Company adopted 
the  provisions  of  this  guidance  effective  January  1, 
2019,  using 
retrospective  optional 
transition method. Therefore, the standard was applied 
beginning January 1, 2019, and prior periods were not 
restated. The adoption of the standard did not result in 
a cumulative effect adjustment to the opening balance 
of  Retained  earnings.  The  Company  elected  the 
package  of  practical  expedients  and  implemented 
internal controls and system functionality to enable the 
preparation of financial information upon adoption.

liabilities  recorded  on 

The  adoption  of  the  new  standard  resulted  in  the 
recognition of a right of use asset and short-term and 
long-term 
the  Company's 
consolidated balance sheet related to operating leases. 
Accounting  for  finance  leases  remained  substantially 
unchanged. In addition, the adoption of the standard did 
not have a material impact on the Company's results of 
operations or cash flows. See Note 10.

51

In  February  2018,  the  FASB  issued  ASU  2018-02, 
"Income Statement - Reporting Comprehensive Income 
(Topic 220): Reclassification of Certain Tax Effects from 
Accumulated  Other  Comprehensive  Income."  This 
guidance  provided  entities  the  option  to  reclassify 
stranded tax effects caused by the newly-enacted U.S. 
Tax  Cuts  and  Jobs  Act  from  accumulated  other 
comprehensive income to retained earnings. As a result, 
the Company adopted this guidance effective January 
1,  2019,  and  recorded  a  net  increase  to  opening 
Retained  earnings  and  a  decrease 
to  opening 
Accumulated  other  comprehensive  income  of  $529 
million, due to the cumulative impact of adopting the new 
guidance.

RECENTLY  ISSUED  ACCOUNTING  PRONOUNCEMENTS  NOT 
YET ADOPTED

Income Taxes

from 

taxes 

recognizing  deferred 

In  December  2019,  the  FASB  issued  ASU  2019-12, 
"Income Taxes (Topic 740): Simplifying the Accounting 
for  Income  Taxes."  This  guidance  removes  certain 
exceptions 
for 
investments,  performing  intraperiod  allocation  and 
calculating income taxes in interim periods. It also adds 
guidance  to  reduce  complexity  in  certain  areas, 
including recognizing deferred taxes for tax goodwill and 
allocating taxes to members of a consolidated group. 
This guidance is effective for annual reporting periods 
beginning after December 15, 2020, and interim periods 
within those years.  Early adoption of the amendments 
is permitted, including adoption in any interim period for 
public business entities for periods for which financial 
statements have not yet been issued. The Company is 
currently evaluating the provisions of this guidance.

Financial Instruments - Credit Losses

In June 2016, the FASB issued ASU 2016-13, "Financial 
Instruments - Credit Losses (Topic 326): Measurement 
of  Credit  Losses  on  Financial  Instruments."  This 
guidance replaces the current incurred loss impairment 
method  with  a  method  that  reflects  expected  credit 
losses. This guidance is effective for annual reporting 
periods beginning after December 15, 2019, including 
interim periods within those fiscal years. Early adoption 
is permitted. The Company has substantially completed 
its  evaluation  of  the  provisions  of  this  guidance  and 
determined  it  will  not  have  a  material  impact  on  the 
consolidated statement of position, results of operations 
or cash flows. The Company will adopt this guidance 
using the modified retrospective approach on its

effective date of January 1, 2020. As a result of using 
this approach, the Company will recognize the

 cumulative effect adjustment to the opening balance of 
retained earnings for initial application of the guidance.

NOTE 3 - REVENUE RECOGNITION

DISAGGREGATED REVENUE

A geographic disaggregation of revenues across our company segmentation in the following tables provides information 
to assist in evaluating the nature, timing and uncertainty of revenue and cash flows and how they may be impacted by 
economic factors.

Reportable Segments

Primary Geographical Markets (a) 

United States

EMEA

Pacific Rim and Asia

Americas, other than U.S.

Total

Operating Segments

North American Industrial Packaging

EMEA Industrial Packaging

Brazilian Industrial Packaging

European Coated Paperboard

Global Cellulose Fibers

North American Printing Papers

Brazilian Papers

European Papers

Indian Papers

Intra-segment Eliminations

Corporate & Inter-segment Sales

Total

$

$

2019

Industrial 
Packaging

Global 
Cellulose 
Fibers

Printing 
Papers

Corporate & 
Intersegment

Total

$

12,668

$

2,148

$

1,912

$

220

$

16,948

1,692

65

901

254

149

—

1,323

189

867

(11)

12

(13)

3,258

415

1,755

15,326

$

2,551

$

4,291

$

208

$

22,376

13,509

$

— $

— $

— $

1,335

235

365

—

—

—

—

—

(118)

—

—

—

—

2,551

—

—

—

—

—

—

—

—

—

—

1,956

967

1,250

160

(42)

—

$

15,326

$

2,551

$

4,291

$

—

—

—

—

—

—

—

—

—

208

208

13,509

1,335

235

365

2,551

1,956

967

1,250

160

(160)

208

$

22,376

(a)   Net sales are attributed to countries based on the location of the reportable segment making the sale.

52

Reportable Segments

Primary Geographical Markets (a) 

United States

EMEA

Pacific Rim and Asia

Americas, other than U.S.

Total

Operating Segments

North American Industrial Packaging

EMEA Industrial Packaging

Brazilian Industrial Packaging

European Coated Paperboard

Global Cellulose Fibers

North American Printing Papers

Brazilian Papers

European Papers

Indian Papers

Intra-segment Eliminations

Corporate & Inter-segment Sales

Total

$

$

2018

Industrial 
Packaging

Global 
Cellulose 
Fibers

Printing 
Papers

Corporate & 
Intersegment

Total

$

13,167

$

2,336

$

1,903

$

203

$

17,609

1,704

142

887

304

179

—

1,330

245

897

(17)

39

(13)

3,321

605

1,771

15,900

$

2,819

$

4,375

$

212

$

23,306

14,187

$

— $

— $

— $

1,355

232

359

—

—

—

—

—

(233)

—

—

—

—

2,819

—

—

—

—

—

—

—

—

—

—

1,956

978

1,252

202

(13)

—

$

15,900

$

2,819

$

4,375

$

—

—

—

—

—

—

—

—

—

212

212

14,187

1,355

232

359

2,819

1,956

978

1,252

202

(246)

212

$

23,306

(a)   Net sales are attributed to countries based on the location of the reportable segment making the sale.

REVENUE CONTRACT BALANCES

The opening and closing balances of the Company's contract assets and current contract liabilities are as follows:

In millions

Beginning Balance - January 1, 2019

Ending Balance - December 31, 2019

Increase / (Decrease)

A  contract  asset  is  created  when  the  Company 
recognizes revenue on its customized products prior to 
having  an  unconditional  right  to  payment  from  the 
customer, which generally does not occur until title and 
risk of loss passes to the customer.

A contract liability is created when customers prepay for 
goods prior to the Company transferring those goods to 
the  customer.  The  contract  liability  is  reduced  once 
control of the goods is transferred to the customer. The 

majority  of  our  customer  prepayments  are  received 
during the fourth quarter each year for goods that will 
be transferred to customers over the following twelve 
months. 

The  difference  between  the  opening  and  closing 
balances of the Company's contract assets and contract 
liabilities primarily results from the difference between 

53

Contract Assets 
(Short-Term)

Contract Liabilities 
(Short-Term)

$

$

395

$

393

(2) $

56

56

—

the price and quantity at comparable points in time for 
goods which we have an unconditional right to payment 
or receive pre-payment from the customer, respectively.

PERFORMANCE 
JUDGEMENTS

OBLIGATIONS 

AND 

SIGNIFICANT 

International  Paper's  principal  business 
to 
manufacture and sell fiber-based packaging, pulp and 
paper goods. As a general rule, none of our businesses 
provide equipment installation or other ancillary services 
outside of producing and shipping packaging, pulp and 
paper goods to customers. 

is 

The nature of the Company's contracts can vary based 
on the business, customer type and region; however, in 
all  instances  it  is  International  Paper's  customary 
business  practice  to  receive  a  valid  order  from  the 

customer,  in  which  each  parties'  rights  and  related 
payment terms are clearly identifiable. 

Contracts  or  purchase  orders  with  customers  could 
include  a  single  type  of  product  or  it  could  include 
multiple  types/grades  of  products.  Regardless,  the 
contracted price with the customer is agreed to at the 
individual  product  level  outlined  in  the  customer 
contracts or purchase orders. The Company does not 
bundle prices; however, we do negotiate with customers 
on pricing and rebates for the same products based on 
a  variety  of  factors  (e.g.  level  of  contractual  volume, 
geographical 
location,  etc.).  Management  has 
concluded that the prices negotiated with each individual 
customer are representative of the stand-alone selling 
price of the product.

NOTE 4 EARNINGS PER SHARE ATTRIBUTABLE 
TO INTERNATIONAL PAPER COMPANY COMMON 
SHAREHOLDERS

Basic  earnings  per  share  is  computed  by  dividing 
earnings by the weighted average number of common 
shares  outstanding.  Diluted  earnings  per  share  is 
computed assuming that all potentially dilutive securities 
were converted into common shares.

NOTE 5 OTHER COMPREHENSIVE INCOME 

There are no adjustments required to be made to net 
income  for  purposes  of  computing  basic  and  diluted 
EPS.

A  reconciliation  of  the  amounts  included  in  the 
computation  of  basic  earnings  (loss)  per  share  from 
continuing operations, and diluted earnings (loss) per 
share from continuing operations is as follows: 

In millions, except per share amounts

2019

2018

2017

Earnings (loss) from continuing 
operations attributable to 
International Paper common 
shareholders

Weighted average common shares 
outstanding

Effect of dilutive securities:

$ 1,225

$ 1,667

$ 2,110

395.3

409.1

412.7

Restricted performance share plan

3.5

5.1

5.0

Weighted average common shares 
outstanding  – assuming dilution

398.8

414.2

417.7

Basic earnings (loss) per share
from continuing operations

Diluted earnings (loss) per share
from continuing operations

$ 3.10

$ 4.07

$ 5.11

$ 3.07

$ 4.02

$ 5.05

The following table presents changes in AOCI, net of tax, reported in the consolidated financial statements for the years 
ended December 31:

In millions
Defined Benefit Pension and Postretirement Adjustments

Balance at beginning of period
Other comprehensive income (loss) before reclassifications
Reclassification of stranded tax effects

Amounts reclassified from accumulated other comprehensive income

Balance at end of period

Change in Cumulative Foreign Currency Translation Adjustments 

Balance at beginning of period
Other comprehensive income (loss) before reclassifications
Amounts reclassified from accumulated other comprehensive income
Other Comprehensive Income (Loss) Attributable to Noncontrolling Interest
Balance at end of period

Net Gains and Losses on Cash Flow Hedging Derivatives

Balance at beginning of period
Other comprehensive income (loss) before reclassifications
Reclassification of stranded tax effects
Amounts reclassified from accumulated other comprehensive income
Balance at end of period

Total Accumulated Other Comprehensive Income (Loss) at End of Period

2019

2018

2017

$

$

(1,916) $
2
(527)

(2,527) $
22
—

164

589

(3,072)
59
—

486

(2,277)

(1,916)

(2,527)

(2,581)
14
102
—
(2,465)

(3)
4
(2)
4
3
(4,739) $

(2,111)
(475)
2
3
(2,581)

5
(10)
—
2
(3)

(4,500) $

(2,287)
178
(1)
(1)
(2,111)

(3)
15
—
(7)
5
(4,633)

54

Reclassifications out of AOCI for the three years ended December 31 were as follows:

In millions

Defined benefit pension and postretirement items:

Prior-service costs

Actuarial gains/(losses)

Total pre-tax amount

Tax (expense)/benefit

Net of tax

Reclassification of stranded tax effects

Total, net of tax

Change in cumulative foreign currency translation
adjustments:

Business acquisitions/divestiture

Tax (expense)/benefit

Net of tax

Net gains and losses on cash flow hedging derivatives:

Foreign exchange contracts

Total pre-tax amount

Tax (expense)/benefit

Net of tax

Reclassification of stranded tax effects

Total, net of tax

Amount Reclassified from Accumulated
Other Comprehensive Income

2019

2018

2017

Location of Amount
Reclassified from AOCI

$

(10) $

(11) $

(33) (a) Non-operating pension expense

(208)

(218)

54

(164)

527

363

(102)

—

(102)

(6)

(6)

2

(4)

2

(2)

(774)

(785)

196

(589)

—

(589)

(2)

—

(2)

(3)

(3)

1

(2)

—

(2)

(733) (a) Non-operating pension expense

(766)

280

(486)

—

(486)

1 (b)

—

1

Retained Earnings

Net (gains) losses on sales and 
impairment of businesses and 
Cost of products sold

9 (c) Cost of products sold

9

(2)

7

—

7

Retained Earnings

Total reclassifications for the period, net of tax

$

259 $

(593) $

(478)

(a)  These accumulated other comprehensive income components are included in the computation of net periodic pension cost (see Note 19 for 

additional details).

(b)  Amounts for 2018 were reclassed to Discontinued operations, net of taxes. 
(c)  This accumulated other  comprehensive income component is included in our derivatives and hedging activities (see Note 17 for additional 

details).

2018:  During  2018,  restructuring  and  other  charges, 
net,  totaling  $29  million  before  taxes  were  recorded. 
These charges included:

In millions

EMEA packaging restructuring (a)

Gain on sale of investment in Liaison Technologies 
Inc.

Early debt extinguishment costs (see Note 16)

Riverdale mill conversion severance

Total

2018

$

47

(31)

10

3

29

$

(a)   Includes $33 million of severance, $6 million in accelerated 
depreciation,  $2  million  in  accelerated  amortization  and  $6 
million in other charges in conjunction with the optimization of 
our EMEA Packaging business.  The majority of the severance 
charges recorded were paid throughout the year.

NOTE 6 RESTRUCTURING CHARGES AND 
OTHER ITEMS

2019:  During  2019,  restructuring  and  other  charges, 
net,  totaling  $57  million  before  taxes  were  recorded. 
These charges included:

In millions

Overhead cost reduction initiative (a)

EMEA packaging restructuring (b) 

Early debt extinguishment costs (see Note 16)

Total

2019

21

15

21

57

$

$

(a)    Includes pre-tax charges of $11 million, $6 million and $4 million 
in  Corporate,  the  Printing  Papers  segment  and  the  Global 
Cellulose Fibers segment, respectively, for severance related 
to  an  overhead  cost  reduction  initiative.  The  majority  of  the 
severance charges will be paid in 2020.

(b)  Includes $14 million of severance and $1 million in other charges 
in  conjunction  with  the  restructuring  of  our  EMEA  Packaging 
business. The majority of the severance charges will be paid in 
2020.

55

 
2017:  During  2017,  restructuring  and  other  charges, 
net,  totaling  $67  million  before  taxes  were  recorded. 
These charges included:

In millions

Early debt extinguishment costs (see Note 16)

Gain on sale of investment in ArborGen

Other

Total

2017

83

(14)

(2)

67

$

$

NOTE 7 ACQUISITIONS

EMEA PACKAGING BUSINESSES

2019: On June 28, 2019, the Company completed the 
acquisition  of  two  packaging  businesses  located  in 
Portugal (Ovar) and France (Torigni and Cabourg) from 
DS Smith Packaging. The total purchase consideration, 
inclusive  of  working  capital  adjustments,  was 
approximately €71 million (approximately $81 million at 
current exchange rates).

The following table summarizes the consideration paid 
and the amounts of the assets and liabilities assumed 
as of June 28, 2019:

In millions

June 28, 2019

Cash and temporary investments

$

Accounts and notes receivable

Inventory

Plants, properties and equipment

Goodwill

Intangible assets

Right of use assets

Deferred charges and other assets

Total assets acquired

Short-term debt

Accounts payable and accrued liabilities

Other current liabilities

Deferred income taxes

Long-term lease obligations

Other Liabilities

Total liabilities assumed

Net assets acquired

$

2

22

8

40

23

16

3

1

115

2

21

4

3

3

1

34

81

Since the date of acquisition, Net sales of $50 million 
and Earnings (loss) from continuing operations before 
income taxes and equity earnings of $4 million from the 
acquired  businesses  have  been  included  in  the 
Company's consolidated statement of operations for the 
year ended December 31, 2019.

The allocation of the consideration paid is preliminary 
and could be revised as a result of additional information 
obtained  regarding  assets  acquired  and  liabilities 
assumed, and revisions to provisional estimates of fair 

56

values, including, but not limited to, the completion of 
independent  appraisals  and  valuations  related  to 
property, plant and equipment and acquired intangible 
assets.  Adjustments  to  provisional  amounts  will  be 
finalized  as  new  information  becomes  available,  but 
within the adjustment period of up to one year from the 
acquisition date.

Pro  forma  information  has  not  been  included  as  it  is 
impracticable to obtain the information due to the lack 
of availability of historical U.S. GAAP financial data. The 
results of the operations of these businesses do not have 
a material effect on the Company's consolidated results 
of operations.

TANGIER, MOROCCO FACILITY

2017: On June 30, 2017, the Company completed the 
acquisition  of  Europac's  Tangier,  Morocco  facility,  a 
for  €40  million
corrugated  packaging 
(approximately  $46  million  using  the  June  30,  2017 
exchange  rate). After  working  capital  and  other  post-
close adjustments, final consideration exchanged was 
€33 million (approximately $38 million using the June 
30, 2017 exchange rate). 

facility, 

The  following  table  summarizes  the  final  fair  value 
assigned to assets and liabilities acquired as of June 
30, 2017:

In millions

June 30, 2017

Cash and temporary investments

$

Accounts and notes receivable

Inventory

Plants, properties and equipment

Goodwill

Other intangible assets

Deferred charges and other assets

Total assets acquired

Accounts payable and accrued liabilities

Long-term debt

Other long-term liabilities

Total liabilities assumed

Net assets acquired

$

1

7

3

31

4

5

4

55

4

11

2

17

38

NOTE 8 DIVESTITURES AND IMPAIRMENTS OF 
BUSINESSES

2019: On October 30, 2019, the Company closed the 
previously announced sale of its controlling interest in 
International  Paper  APPM  Limited  (APPM)  to  West 
Coast Paper Mills Limited (WCPM). The net proceeds 
received for the sale totaled $82 million. International 
Paper  remains  a  passive  investor  retaining  a  20% 
interest  in  APPM  until  such  time  that  IP  sells  its 
remaining  shares.  The  Company  will  account  for  its 
retained investment at fair value.

As a result of the transaction, a net pre-tax impairment 
charge  of  $159  million  ($157  million  after  taxes)  was 
recorded during 2019. This charge included $97 million 
related to a loss for the write-off of  the cumulative foreign 
currency  translation  of APPM  and  a  $62  million  loss 
related to the write-off of the long-lived assets of APPM. 
This charge is included in the Net (gains) losses on sales 
and  impairments  of  businesses  in  the  accompanying 
consolidated statement of operations and is included in 
the results for the Printing Papers segment. A loss of $9 
million (before and after taxes) has been allocated to 
the noncontrolling interest related to the impairment of 
the  long-lived  assets  of APPM.  The  fair  value  of  the 
Company's  retained  investment  in  APPM  was  $32 
million at December 31, 2019.  

2018: During 2018, a determination was made that the 
current  carrying  value  of  the  long-lived  assets  of  the 
Brazil Packaging business exceeded their estimated fair 
value due to a change in the outlook for the business. 
Management  engaged  a  third  party  to  assist  with 
determining the fair value of the business and the fixed 
assets. The fair value of the business was calculated 
using  a  probability-weighted  approach  based  on 
discounted  future  cash  flows,  market  multiples,  and 
transaction  multiples  and  the  fair  value  of  the  fixed 
assets was determined using a market approach. As a 
result, a pre-tax charge of $122 million ($81 million, net 
of  tax)  was  recorded  related  to  the  impairment  of  an 
intangible  asset  and  fixed  assets.  This  charge  is 
included in Net (gains) losses on sales and impairments 
of  businesses  in  the  accompanying  consolidated 
statement of operations and is included in the results for 
the Industrial Packaging segment. In the fourth quarter 
of 2018, the Company announced that it was exploring 
strategic options for its Brazil Packaging business.

2017: On September 7, 2017, the Company completed 
the  sale  of  its  foodservice  business  in  China  to 
Huhtamaki  Hong  Kong  Limited.  Proceeds  received 
totaled  approximately  RMB  129  million  ($18  million 
using the September 30, 2017 exchange rate). Under 
the  terms  of  the  transaction,  and  after  post-closing 
adjustments, 
received 
approximately  RMB  49  million  in  exchange  for  its 
ownership interest in two China foodservice entities and 
RMB 80 million for the sale of notes receivable from the 
acquired entities.

International 

Paper 

DISCONTINUED OPERATIONS

transferred 

2017: On January 1, 2018, the Company completed the 
transfer  of  its  North  American  Consumer  Packaging 
business,  which  included  its  North American  Coated 
Paperboard  and  Foodservice  businesses,  to  Graphic 
Packaging  International  Partners,  LLC  (GPIP),  a 
subsidiary of Graphic Packaging Holding Company,  in 
exchange for a 20.5% ownership interest in GPIP. GPIP 
subsequently 
the  North  American 
Consumer Packaging business to Graphic Packaging 
International, LLC (GPI), a wholly-owned subsidiary of 
GPIP. International Paper is accounting for its ownership 
interest  in  the  combined  business  under  the  equity 
method. The Company determined the fair value of its 
investment in the combined business to be $1.1 billion
and recorded a pre-tax gain of $488 million ($364 million, 
net of tax) in 2018. The fair value was calculated using 
a  market  approach  using  inputs  classified  as  Level  2 
and  Level  3  within  the  fair  value  hierarchy,  which  is 
further defined in Note 17.

in 

tax, 

included 

All  current  and  historical  operating  results  for  North 
in 
American  Consumer  Packaging  are 
Discontinued  operations,  net  of 
the 
accompanying  consolidated  statement  of  operations. 
The  following  summarizes  the  major  classes  of  line 
items comprising Earnings (Loss) Before Income Taxes 
and  Equity  Earnings  reconciled 
to  Discontinued 
Operations, net of tax, related to the transfer of the North 
American  Consumer  Packaging  business  for  all  prior 
periods  presented  in  the  consolidated  statement  of 
operations:

In millions

Net Sales

Costs and Expenses

Cost of products sold

Selling and administrative expenses

Depreciation, amortization and cost of
timber harvested

Distribution expenses

Taxes other than payroll and income taxes

(Gain) loss on transfer of business

Interest expense, net

Earnings (Loss) Before Income Taxes and
Equity Earnings

Income tax provision (benefit)

2018

2017

$

— $ 1,559

—

25

—

—

—

(488)

—

463

118

1,179

110

80

126

11

—

1

52

18

34

Discontinued Operations, Net of Taxes

$

345 $

Subsequent to the announced agreement in June 2017, 
a determination was made that the current book value 
of the asset group exceeded its estimated fair value of 
$7 million, which was the agreed upon selling price. As 
a  result,  a  pre-tax  charge  of  $9  million  was  recorded 
during  the  second  quarter  of  2017,  to  write  down  the 
long-lived assets of this business to their estimated fair 
value. Amounts related to this business included in the 
Company's statement of operations were immaterial for 
all periods presented.

57

Total cash provided by (used for) operations related to 
the North American Consumer Packaging business of 
$(25)  million  and  $207  million  for  2018  and  2017  is 
included in Cash Provided By (Used For) Operations in 
the  consolidated  statement  of  cash  flows.  Total  cash 
used  for  investing  activities  related  to  the  North 
American Consumer Packaging business of $40 million
and $111 million for 2018 and 2017 is included in Cash 

Provided  By  (Used  For)  Investing  Activities  in  the 
consolidated statement of cash flows.

NOTE 9 SUPPLEMENTARY FINANCIAL 
STATEMENT INFORMATION

TEMPORARY INVESTMENTS 

Temporary investments with an original maturity of three 
months or less are treated as cash equivalents and are 
stated  at  cost.  Temporary  investments  totaled  $335 
million  and  $402  million  at  December 31,  2019  and 
2018, respectively.

Non-cash additions to plants, property and equipment 
included  within  accounts  payable  were  $164  million,  
$135  million and  $275  million at  December 31,  2019, 
2018 and 2017, respectively.  

Annual straight-line depreciable lives generally are, for 
buildings  -  20  to  40  years,  and  for  machinery  and 
equipment - 3 to 20 years. Depreciation expense was 
$1.2  billion 
the  years  ended 
the  each  of 
December 31, 2019, 2018 and 2017, respectively. Cost 
of products sold excludes depreciation and amortization 
expense.

for 

ACCOUNTS AND NOTES RECEIVABLE

INTEREST

Accounts  and  notes  receivable,  net,  by  classification 
were: 

In millions at December 31

2019

2018

Accounts and notes receivable:

Trade

Other

Total

INVENTORIES 

In millions at December 31

Raw materials

Finished pulp, paper and packaging
products

Operating supplies

Other

Inventories

$ 3,020 $ 3,249

260

272

$ 3,280 $ 3,521

2019

2018

$

298 $

260

1,192

1,241

659

59

641

99

$ 2,208 $ 2,241

International  Paper’s  U.S. 

The last-in, first-out inventory method is used to value 
most  of 
inventories. 
Approximately 71% of total raw materials and finished 
products  inventories  were  valued  using  this  method.  
The last-in, first-out inventory reserve was $295 million 
and  $329  million  at  December 31,  2019  and  2018, 
respectively.

PLANTS, PROPERTIES AND EQUIPMENT 

In millions at December 31

2019

2018

Pulp, paper and packaging facilities

$ 32,292 $ 32,329

Other properties and equipment

Gross cost

Less: Accumulated depreciation

1,224

1,232

33,516

33,561

20,512

20,494

Plants, properties and equipment, net

$ 13,004 $ 13,067

Interest payments of $754 million, $772 million and $782 
million  were made  during 
years  ended 
December 31, 2019, 2018 and 2017, respectively.

the 

Amounts related to interest were as follows: 

In millions

Interest expense

Interest income 

Capitalized interest costs

2019

2018

2017

$

706 $

734 $

215

29

198

30

758

186

25

ASSET RETIREMENT OBLIGATIONS

At  December 31,  2019  and  2018,  we  had  recorded 
liabilities  of  $96  million  and  $86  million,  respectively, 
related to asset retirement obligations.

NOTE 10 LEASES

International Paper leases various real estate, including 
certain  operating  facilities,  warehouses,  office  space 
and land. The Company also leases material handling 
equipment, vehicles, and certain other equipment. The 
Company's leases have remaining lease terms of one 
year to 97 years. 

COMPONENTS OF LEASE EXPENSE

In millions

Operating lease costs, net

Variable lease costs 

Short-term lease costs, net

Finance lease cost

Amortization of lease assets

Interest on lease liabilities

Total lease cost, net

December 31, 2019

$

$

132

70

59

12

5

278

58

 
SUPPLEMENTAL  BALANCE  SHEET  INFORMATION  RELATED 
TO LEASES

MATURITY OF LEASE LIABILITIES

Classification

December 31, 2019

In millions

Operating 
Leases  

Financing
Leases

Total

In millions

Assets

Operating 
lease assets

Total leased 
assets

Liabilities

Current

Operating

Finance

Noncurrent

Operating

Right of use assets

Finance lease 
assets

Plants, properties and 
equipment, net (a)

$

$

Other current liabilities

$

Notes payable and 
current maturities of 
long-term debt

Long-term lease 
obligations

Finance

Long-term debt

Total lease 
liabilities

$

434

103

537

134

12

304

88

538

(a)    Finance leases are recorded net of accumulated amortization 

of $40 million.

LEASE TERM AND DISCOUNT RATE

In millions

December 31, 2019

Weighted average remaining lease term 
(years)

Operating leases

Finance leases

Weighted average discount rate

Operating leases

Finance leases

9.8 years

10.9 years

3.06%

4.69%

SUPPLEMENTAL CASH FLOW INFORMATION RELATED TO 
LEASES

In millions

December 31, 2019

Cash paid for amounts included in the 
measurement of lease liabilities

Operating cash flows related to 
operating leases

$

Operating cash flows related to financing 
leases

Financing cash flows related to finance 
leases

Right of use assets obtained in exchange 
for lease liabilities

Operating leases

Finance leases

147

5

9

162

11

59

2020

2021

2022

2023

2024

Thereafter

Total lease 
payments

Less imputed 
interest

Present value of 
lease liabilities 

$

147 $

110

75

42

24

103

501

63

16 $

15

14

13

10

66

134

34

163

125

89

55

34

169

635

97

$

438 $

100 $

538

At  December  31,  2018, 
future  minimum 
commitments under existing non-cancelable operating 
leases were as follows:

total 

In millions

Lease 
obligations

2019 2020 2021 2022

2023 Thereafter

160

125

77

49

28

118

NOTE 11 EQUITY METHOD INVESTMENTS

The Company accounts for the following investments 
under the equity method of accounting.

GRAPHIC PACKAGING INTERNATIONAL PARTNERS, LLC 

transferred 

On  January  1,  2018,  the  Company  completed  the 
transfer  of  its  North American  Consumer  Packaging 
business,  which  includes  its  North American  Coated 
Paperboard and Foodservice businesses, to Graphic 
Packaging  International  Partners,  LLC  (GPIP),  a 
subsidiary of Graphic Packaging Holding Company, in 
exchange for a 20.5% ownership interest in GPIP. GPIP 
subsequently 
the  North  American 
Consumer Packaging business to Graphic Packaging 
International, LLC (GPI), a wholly-owned subsidiary of 
GPIP that holds the assets of the combined business. 
As of December 31, 2019, the Company's ownership 
percentage  in  GPIP  was  21.6%.  The  Company 
recorded equity earnings, net of taxes, of $46 million 
for each of the years ended December 31, 2019 and 
2018.  The  Company  received  cash  dividends  from 
GPIP of $27 million and $25 million in 2019 and 2018, 
respectively. At both December 31, 2019 and 2018, the 
Company's investment in GPIP was $1.1 billion, which 
was  $529  million  and  $562  million  more  than  the 
Company's  proportionate  share  of 
the  entity's 
underlying net assets at December 31, 2019 and 2018, 
respectively.  The  difference  primarily  relates  to  the 
basis  difference  between 
fair  value  of  our 
investment  and  the  underlying  net  assets  and  is 
generally  amortized  in  equity  earnings  over  a  period 
consistent  with  the  underlying  long-lived  assets. 

the 

Management  engaged  a  third  party  to  assist  with 
determining the fair value of the intangible assets and 
the fixed assets. The fair value of the intangible assets 
were calculated using income and market approaches 
and  the  fair  value  of  the  fixed  assets  was  calculated 
using a cost approach. The fair values were determined 
using inputs classified as Level 2 and Level 3 within the 
fair value hierarchy, which is further defined in Note 17. 
The Company is party to various agreements with GPI 
under  which  it  sells  fiber  and  other  products  to  GPI. 
Sales under these agreements were $274 million and 
$240 million for the years ended December 31, 2019 
and 2018, respectively. 

On  January  29,  2020,  the  Company  exchanged 
approximately 19.0% of the aggregate units owned by 
the Company for an aggregated price of $250 million. 
After  this  transaction,  the  Company's  ownership 
percentage  in  GPIP  is  approximately  18.3%.  The 
Company expects to record a gain on the exchange in 
the first quarter of 2020.

Summarized financial information for GPIP is presented 
in the following tables: 

Balance Sheet

In millions

Current assets

Noncurrent assets

Current liabilities

Noncurrent liabilities

Income Statement

In millions

Net sales

Gross profit

Income from continuing operations

Net income 

ILIM S.A. (Ilim)

$

$

2019

2018

$

1,796

5,482

1,178

3,244

1,757

5,292

1,148

3,156

2019

2018

6,160

1,093

333

334

946

336

337

The Company also holds a 50% equity interest in Ilim, 
which has subsidiaries whose primary operations are 
in Russia. The Company recorded equity earnings, net 
of taxes, of $207 million, $290 million,  and $183 million 

(losses) 

includes  an  after-tax 

in 2019, 2018, and 2017, respectively, for Ilim. Equity 
earnings 
foreign 
exchange (loss) gain of $32 million, $(82) million, and 
$15  million  in  2019,  2018  and  2017,  respectively, 
primarily  on  the  remeasurement  of  U.S.  dollar-
denominated net debt. The Company received cash 
dividends  from  the  joint  venture  of  $246  million  and 
$128  million  in  2019  and  2018,  respectively.  At 
December 31,  2019  and  2018, 
the  Company's 
investment in Ilim, which is recorded in Investments in 
the consolidated balance sheet, was $508 million and 
$478 million, respectively, which was $136 million and 
$145  million,  respectively,  more  than  the  Company's 
proportionate share of the joint venture's underlying net 
assets.  The  differences  primarily  relate  to  currency 
translation  adjustments  and  the  basis  difference 
between the fair value of our investment at acquisition 
and the underlying net assets. The Company is party 
to a joint marketing agreement with JSC Ilim Group, a 
the  Company 
Ilim,  under  which 
subsidiary  of 
purchases, markets and sells paper produced by JSC 
Ilim Group. Purchases under this agreement were $215 
million,  $214  million  and  $205  million  for  the  years 
ended  December 31,  2019,  2018  and  2017, 
respectively.

Summarized financial information for Ilim is presented 
in the following tables: 

Balance Sheet

In millions

Current assets

Noncurrent assets

Current liabilities

Noncurrent liabilities

$

6,023

Noncontrolling interests

$

2019

2018

$

804
2,813

1,015

1,844

16

981
1,710

545

1,470

11

Income Statement

In millions
Net sales

Gross profit

Income from 
continuing operations

Net income 

2019

2018

2017

$

2,189

1,025

438

424

$

2,713

$

1,549

592

571

2,150

1,047

379

362

The audited U.S. GAAP financial statements for Ilim are 
included in Exhibit 99.1 to this Form 10-K.

60

NOTE 12 GOODWILL AND OTHER INTANGIBLES

GOODWILL

The following table presents changes in the goodwill balances as allocated to each business segment for the years ended 
December 31, 2019 and 2018: 

In millions

Balance as of December 31, 2017

Goodwill

Accumulated impairment losses 

Currency translation and other (a)

Goodwill additions/reductions

Balance as of December 31, 2018

Goodwill

Accumulated impairment losses 

Currency translation and other (a)

Goodwill additions/reductions

Accumulated impairment loss additions/reductions

Balance as of December 31, 2019

Goodwill

Accumulated impairment losses 

Total

Industrial
Packaging

Global
Cellulose
Fibers

Printing
Papers

Total

$

3,382

$

52   

$

2,150   

$

5,584

(296)

3,086

(1)

(2) (b)

3,379   

(296)   

3,083   

—

31 (b)(c)

—

3,410

(296)

—   

(1,877)

52

—

—

52

—

52

—

—

(52) (e)

52   

(52)   

273

(34)  

—

2,116   

(1,877)

239   

(6)  

(112) (d)

112 (d)

1,998   

(1,765)

(2,173)

3,411

(35)

(2)

5,547

(2,173)

3,374

(6)

(81)

60

5,460

(2,113)

$

3,114

$

—   

$

233   

$

3,347

(a)  Represents the effects of foreign currency translations and reclassifications.
(b)  Reflects a reduction from tax benefits generated by the deduction of goodwill amortization for tax purposes in the U.S. 
(c)  Reflects the goodwill for the acquisitions of Industrial Packaging box plants in EMEA of which $28 million is considered provisional.
(d)  Reflects the reclassification of India goodwill and related impairment losses to held for sale prior to the sale of the business.
(e)  Reflects the impairment of the Global Cellulose Fibers reporting unit.

The Company performed its annual testing of its reporting 
units for possible goodwill impairments by applying the 
qualitative  assessment  to  its  North America  Industrial 
Packaging,  European  Papers,  Russian  Papers,  and 
Brazilian  Papers  reporting  units  and  the  quantitative 
goodwill  impairment  test  to  its  Global  Cellulose  Fibers 
and  EMEA  Industrial  Packaging  reporting  units  as  of 
October  1,  2019.  For  the  current  year  evaluation,  the 
Company  assessed  various  assumptions,  events  and 
circumstances  that  would  have  affected  the  estimated 
fair  value  of  the  reporting  units  under  the  qualitative 
assessment for the reporting units listed above and the 
results of the qualitative assessments indicated that it is 
not more likely than not that the fair values of its North 
America 
Industrial  Packaging,  European  Papers, 
Russian  Papers,  and  Brazilian  Papers  reporting  units 
were less than their  carrying values. 

The company also performed the quantitative goodwill 
impairment test which included comparing the carrying 
amount  of  the  Global  Cellulose  Fibers  and  EMEA 
Industrial Packaging reporting units to their estimated fair 
value. The Company performed the quantitative goodwill 
impairment  test  for  Global  Cellulose  Fibers  due  to  the 
reporting  unit's  outlook  and 
Industrial 
Packaging due to the changes in the reporting unit's asset 

for  EMEA 

61

base  as  a  result  of  strategic  capital  projects  and 
acquisitions  since  the  previous  quantitative  goodwill 
impairment test. The Company calculated the estimated 
fair  value  of  its  Global  Cellulose  Fibers  and  EMEA 
Industrial Packaging reporting units using a probability-
weighted  approach  based  on  discounted  future  cash 
flows,  market  multiples  and  transaction  multiples.  The 
carrying amount did not exceed the estimated fair value 
of  the  EMEA    Industrial  Packaging  reporting  unit. The 
carrying amount did exceed the estimated fair value of 
the  Global  Cellulose  Fibers  reporting  unit,  and  it  was 
determined that all of the goodwill in the reporting unit, 
totaling $52 million, was impaired. This charge is included 
in  Net  (gains)  losses  on  sales  and  impairments  of 
businesses in the accompanying consolidated statement 
of  operations.  The  decline  in  the  fair  value  of  Global 
Cellulose  Fibers  and  resulting  impairment  charge  was 
due to a change in the outlook of the Global Cellulose 
Fibers reporting unit's operations.  

In addition, the Company considered whether there were 
any  events  or  circumstances  outside  of  the  annual 
evaluation that would reduce the fair value of its reporting 
units  below  their  carrying  amounts  and  necessitate  a 
goodwill  impairment  evaluation.  In  consideration  of  all 
relevant  factors,  there  were  no  indicators  that  would 

 
 
 
require  goodwill  impairment  subsequent  to  October  1, 
2019.

OTHER INTANGIBLES

Identifiable intangible assets comprised the following:

In millions at December 31

Customer relationships and lists
Non-compete agreements
Tradenames, patents and trademarks, and 
developed technology

Land and water rights
Software
Other
Total

2019

2018

Gross
Carrying
Amount

Accumulated
Amortization

Net
Intangible
Assets

Gross
Carrying
Amount

Accumulated
Amortization

Net Intangible
Assets

$

$

560 $
—

170

8
26
18
782 $

275 $
—

102

2
25
10
414 $

285 $
—

68

6
1
8
368 $

542 $
67

174

8
26
30
847 $

247 $
67

90

2
25
23
454 $

295
—

84

6
1
7
393

The Company recognized the following amounts as amortization expense related to intangible assets: 

In millions

Amortization expense related to intangible assets

2019

2018

2017

$

58 $

59 $

77

Based on current intangibles subject to amortization, estimated amortization expense for each of the succeeding years 
is as follows: 2020 – $50 million, 2021 – $48 million, 2022 – $46 million, 2023 – $41 million, 2024 – $41 million, and 
cumulatively thereafter – $136 million.

NOTE 13 INCOME TAXES

The components of International Paper’s earnings from 
continuing operations before income taxes and equity 
earnings by taxing jurisdiction were as follows: 

In millions

Earnings (loss)

U.S.

Non-U.S.

2019

2018

2017

$ 1,342 $ 1,450 $

262

331

297

551

Earnings (loss) from continuing
operations before income taxes
and equity earnings

$ 1,604 $ 1,781 $

848

On December 22, 2017, the U.S. government enacted 
comprehensive tax legislation commonly referred to as 
the Tax Cuts and Jobs Act (the Tax Act). The Tax Act 
makes broad and complex changes to the U.S. tax code, 
including, but not limited to, (1) reducing the U.S. federal 
corporate  tax  rate  from  35%  to  21%;  (2)  requiring 
companies to pay a one-time deemed repatriation 

from 

income 

taxes  on  dividends 

transition tax (the Transition Tax) on certain earnings of 
foreign  subsidiaries;  (3)  generally  eliminating  U.S. 
federal 
foreign 
subsidiaries;  (4)  requiring  a  current  inclusion  in  U.S. 
federal taxable income of certain earnings of controlled 
foreign  corporations;  (5)  eliminating  the  corporate 
alternative minimum tax (AMT) and changing how AMT
credits  can  be  realized;  (6)  capital  expensing;  (7) 
the  deduction  on  U.S.  manufacturing 
eliminating 
activities; and (8) creating new limitations on deductible 
interest expense and executive compensation.

In connection with our initial analysis of the impact of 
the Tax Act, we recorded a provisional net tax benefit of 
$1.22 billion in the period ending December 31, 2017. 
The net tax benefit primarily consisted of a net tax benefit 
for the re-measurement of U.S. deferred taxes of $1.454 
billion  and  an  expense  for  the Transition Tax  of  $231 
million. During the period ended December 31, 2018, 
we recorded an additional net tax benefit of $36 million
associated with the one-time effects of the Tax Act.

62

  
                                                                                                                                                                                                                                                             
In millions

2019

2018

2017

Earnings (loss) from continuing
operations before income taxes
and equity earnings

$ 1,604

$ 1,781

$

848

Statutory U.S. income tax rate

21%

21%

35 %

Tax expense (benefit) using
statutory U.S. income tax rate

State and local income taxes

Impact of rate differential on 
non-U.S. permanent differences 
and earnings

Foreign valuation allowance

Tax expense (benefit) on 
manufacturing activities

Non-deductible business 
expenses

Non-deductible impairments

Tax audits

Deemed repatriation, net of 
foreign tax credits

U.S. federal tax rate change

Foreign derived intangible 
income deduction

US tax on non-U.S. earnings 
(GILTI and Subpart F)

Foreign tax credits

General business and other tax 
credits

Other, net

337

6

31

203

—

20

31

—

1

—

2

36

(2)

(33)

2

374

72

35

—

(1)

27

—

28

(25)

(13)

(25)

19

(15)

(26)

(5)

297

(7)

(36)

—

23

7

—

—

231

(1,451)

—

44

(96)

(86)

(11)

Income tax provision (benefit) $

634

$

445

$ (1,085)

Effective income tax rate

40%

25%

(128)%

The provision (benefit) for income taxes from continuing 
operations (excluding noncontrolling interests) by taxing 
jurisdiction was as follows:

In millions

2019

2018

2017

Current tax provision (benefit)

U.S. federal

U.S. state and local

Non-U.S.

Deferred tax provision (benefit)

U.S. federal

U.S. state and local

Non-U.S.

Income tax provision (benefit)

$

$

$

$

$

271 $

227 $

29

122

37

165

422 $

429 $

(73)

(23)

112

16

44 $

12 $ (1,150)

(23)

191

212 $

634 $

50

(46)

9

40

16 $ (1,101)

445 $ (1,085)

The Company’s deferred income tax provision (benefit) 
includes a $44 million benefit, a $13 million benefit and 
a  $1.459  billion  benefit  for  2019,  2018  and  2017, 
respectively, for the effect of various changes in non-
U.S. and U.S. federal and state tax rates.

International Paper made income tax payments, net of 
refunds, of $349 million, $388 million and $7 million in 
2019, 2018 and 2017, respectively.

A  reconciliation  of  income  tax  expense  using  the 
statutory U.S. income tax rate compared with the actual 
income tax provision follows: 

63

 
 
The  tax  effects  of  significant  temporary  differences, 
representing deferred income tax assets and liabilities 
at December 31, 2019 and 2018, were as follows: 

A reconciliation of the beginning and ending amount of 
unrecognized 
the  years  ended 
December 31, 2019, 2018 and 2017 is as follows: 

tax  benefits 

for 

In millions

Deferred income tax assets:

2019

2018

In millions

2019

2018

2017

Balance at January 1

$

(220) $

(188) $

(98)

Postretirement benefit accruals

$

90 $

(Additions) reductions for tax 
positions related to current year

(Additions) for tax positions related 
to prior years

Reductions for tax positions 
related to prior years

Settlements

Expiration of statutes of
limitations

Currency translation adjustment

(5)

(6)

5

31

3

3

(7)

(54)

(37)

(40)

5

2

2

3

4

6

1

(7)

Balance at December 31

$

(189) $

(220) $

(188)

If the Company were to prevail on the unrecognized tax 
benefits  recorded,  substantially  all  of  the  balances  at 
December 31, 2019, 2018 and 2017 would benefit the 
effective tax rate.

The  Company  accrues  interest  on  unrecognized  tax 
benefits as a component of interest expense. Penalties, 
if incurred, are recognized as a component of income 
tax  expense.  The  Company  had  approximately  $21 
million  accrued  for  the  payment  of  estimated  interest 
and penalties associated with unrecognized tax benefits 
at both December 31, 2019 and 2018, respectively.

The major jurisdictions where the Company files income 
tax returns are the United States, Brazil, France, Poland 
and  Russia.  Generally,  tax  years  2006  through  2018 
remain open and subject to examination by the relevant 
faces 
tax  authorities.  The  Company 
challenges regarding the amount of taxes due. These 
challenges  include  positions  taken  by  the  Company 
related to the timing, nature, and amount of deductions 
and  the  allocation  of  income  among  various  tax 
jurisdictions.  Pending  audit  settlements  and 
the 
expiration  of  statute  of  limitations  could  reduce  the 
uncertain  tax  positions  by  $53  million  during  the  next 
twelve months.

frequently 

Pension obligations

Tax credits

Net operating and capital loss
carryforwards

Compensation reserves

Lease obligations

Environmental reserves

Other

Gross deferred income tax assets

Less: valuation allowance (a)

Net deferred income tax asset

Deferred income tax liabilities:

Intangibles

Investments

Right of use assets

89

465

291

594

191

—

78

86

421

290

621

181

106

93

126

$

$

$

1,928 $

1,794

(691)

(441)

1,237 $

1,353

(152) $

(265)

(106)

(152)

(255)

—

Plants, properties and equipment

(1,866)

(1,826)

Forestlands, related installment sales, 
and investment in subsidiary

(1,407)

(1,453)

Gross deferred income tax liabilities

$ (3,796) $ (3,686)

Net deferred income tax liability

$ (2,559) $ (2,333)

(a)   The net change in the total valuation allowance for the years 
ended December 31, 2019 and 2018 was an increase of $250 
million  and  an  increase  of  $12  million,  respectively.  The  net 
change in the current year is primarily due to tax law changes 
in  foreign  jurisdictions  impacting  future  utilization  of  deferred 
tax assets of $203 million.

Deferred income tax assets and liabilities are recorded 
in the accompanying consolidated balance sheet under 
the  captions  Deferred  charges  and  other  assets  and 
Deferred income taxes. Of the $1.4 billion  of deferred 
tax liabilities for forestlands, related installment sales, 
and investment in subsidiary, $884 million is attributable 
to  an  investment  in  subsidiary  and  relates  to  a  2006 
International Paper installment sale of forestlands and 
$485  million  is  attributable  to  a  2007  Temple-Inland 
installment sale of forestlands (see Note 15). 

64

The Brazilian Federal Revenue Service has challenged 
the deductibility of goodwill amortization generated in a 
2007 acquisition by International Paper do Brasil Ltda., 
a  wholly-owned  subsidiary  of  the  Company.  The 
Company  received  assessments  for  the  tax  years 
2007-2015  totaling  approximately  $146  million  in  tax, 
and  $387  million  in  interest  and  penalties  as  of 
December 31, 2019 (adjusted for variation in currency 
exchange  rates).  After  a  previous  favorable  ruling 
challenging  the  basis  for  these  assessments,  we 
received  unfavorable  decisions  in  October  2018  and 
November  2019  from  the  Brazilian  Administrative 
Council  of  Tax Appeals.  The  Company  has  appealed 
and  intends  to  further  appeal  these  and  any  future 
unfavorable  administrative  judgments  to  the  Brazilian 
federal  courts;  however,  this  tax  litigation  matter  may 
take many years to resolve. The Company believes that 
it has appropriately evaluated the transaction underlying 
these  assessments,  and  has  concluded  based  on 
Brazilian tax law, that its tax position would be sustained. 
The Company intends to vigorously defend its position 
against  the  current  assessments  and  any  similar 
assessments  that  may  be  issued  for  tax  years 
subsequent to 2015.

The Company provides for foreign withholding taxes and 
any  applicable  U.S.  state  income  taxes  on  earnings 
intended to be repatriated from non-U.S. subsidiaries, 
which  we  believe  will  be  limited  in  the  future  to  each 
year's current earnings. No provision for these taxes on 
approximately $2.2 billion of undistributed earnings of 
non-U.S.  subsidiaries  as  of  December  31,  2019  has 
been  made,  as 
these  earnings  are  considered 
indefinitely  invested.  Determination  of  the  amount  of 
taxes that might be paid on these undistributed earnings 
if  eventually  remitted  in  a  taxable  manner  is  not 
practicable.

If  management  decided  to  monetize  the  Company’s 
foreign investments, we would recognize the tax cost 
related to the excess of the book value over the tax basis 
of  those  investments.  This  would  include  foreign 
withholding taxes and any applicable U.S. Federal and 
state income taxes. Determination of the tax cost that 
that  would  be  incurred  upon  monetization  of  the 
Company’s  foreign  investments  is  not  practicable; 
however, we do not believe it would be material.

The following details the scheduled expiration dates of 
the Company’s net operating loss and income tax credit 
carryforwards: 

In millions

U.S. federal and
non-U.S. NOLs

State taxing 
jurisdiction NOLs (a)

U.S. federal, non-
U.S. and state tax 
credit carryforwards 
(a)

U.S. federal and 
state capital loss 
carryforwards (a)

Total

Less: valuation 
allowance (a)

Total, net

2020
Through
2029

2030
Through
2039

Indefinite

Total

$

55 $

48 $

424 $

527

—

94

118

290

76

160

—

18

12

—

291 $

78 $

542 $

—

—

911

(198)

(44)

(393)

(635)

93 $

34 $

149 $

276

$

$

(a)  State amounts are presented net of federal benefit.

NOTE 14 COMMITMENTS AND CONTINGENT 
LIABILITIES

GUARANTEES

indemnify  buyers  with 

In  connection  with  sales  of  businesses,  property, 
equipment, forestlands and other assets, International 
Paper commonly makes representations and warranties 
relating to such businesses or assets, and may agree 
to 
tax  and 
environmental  liabilities,  breaches  of  representations 
and warranties, and other matters. Where liabilities for 
such  matters  are  determined  to  be  probable  and 
reasonably estimable, accrued liabilities are recorded 
at the time of sale as a cost of the transaction.

respect 

to 

ENVIRONMENTAL AND LEGAL PROCEEDINGS

Environmental 

International  Paper  has  been  named  as  a  potentially 
responsible party (PRP) in environmental remediation 
actions under various federal and state laws, including 
the  Comprehensive  Environmental  Response, 
Compensation  and  Liability  Act  (CERCLA).  Many  of 
these  proceedings  involve  the  cleanup  of  hazardous 
substances at large commercial landfills that received 

65

waste  from  many  different  sources.  While  joint  and 
several  liability  is  authorized  under  CERCLA  and 
equivalent state laws, as a practical matter, liability for 
CERCLA  cleanups  is  typically  allocated  among  the 
many PRPs.  There are other remediation costs typically 
associated with the cleanup of hazardous substances 
at  the  Company’s  current,  closed  or  formerly-owned 
facilities, and recorded as liabilities in the balance sheet.

Remediation  costs  are  recorded  in  the  consolidated 
financial statements when they become probable and 
reasonably  estimable. 
International  Paper  has 
estimated  the  probable  liability  associated  with  these 
environmental  remediation  matters,  including  those 
described  herein,  to  be  approximately  $157  million 
($166  million  undiscounted)  in  the  aggregate  as  of 
December 31,  2019.  Other  than  as  described  below, 
completion of required environmental remedial actions 
is  not  expected  to  have  a  material  effect  on  our 
consolidated financial statements. 

Cass Lake: One of the matters included above arises 
out  of  a  closed  wood-treating  facility  located  in  Cass 
Lake,  Minnesota.  In  June  2011,  the  United  States 
Environmental  Protection Agency  (EPA)  selected  and 
published  a  proposed  soil  remedy  at  the  site,  the 
estimated  cost  of  which  is  reflected  in  the  overall 
remediation  reserve  for  the  site  of  $46  million  as  of 
December 31, 2019. In October 2011, the EPA released 
a public statement indicating that the final soil remedy 
decision  would  be  delayed.  In  June  2019,  the  EPA 
issued  a  revised  proposed  plan  concerning  clean-up 
standards at a portion of the site, the estimated cost of 
which is included within the reserve referenced above. 
In October 2012, the Natural Resource Trustees for this 
site  provided  notice  to  International  Paper  and  other 
PRPs  of  their  intent  to  perform  a  Natural  Resource 
Damage  Assessment.  It  is  premature  to  predict  the 
outcome  of  the  assessment  or  to  estimate  a  loss  or 
range of loss, if any, in excess of the liability noted above 
which may be incurred.

Kalamazoo River: The Company is a PRP with respect 
to the Allied Paper, Inc./Portage Creek/Kalamazoo River 
Superfund Site in Michigan. The EPA asserts that the 
site  is  contaminated  by  polychlorinated  biphenyls 
(PCBs) primarily as a result of discharges from various 
paper  mills  located  along  the  Kalamazoo  River, 
including  a  paper  mill  (the Allied  Paper  Mill)  formerly 
owned by St. Regis Paper Company (St. Regis). The 
Company is a successor in interest to St. Regis. 

•  Operable Unit 5, Area 1: In March 2016, the Company 
and other PRPs received a special notice letter from 
the  EPA  (i)  inviting  participation  in  implementing  a 
remedy for a portion of the site known as Operable 
Unit 5, Area 1, and (ii) demanding reimbursement of 
EPA  past  costs  totaling  $37  million,  including  $19 
million  in  past  costs  previously  demanded  by  the 

66

EPA. In December 2016, the EPA issued a unilateral 
administrative order to the Company and other PRPs 
to perform the remedy. The Company responded to 
the  unilateral  administrative  order,  agreeing  to 
comply with the order subject to its sufficient cause 
defenses.

•  Operable Unit 5, Area 2: In September 2017, the EPA 
issued  a  Record  of  Decision  selecting  the  final 
remedy for a portion of the site known as Operable 
Unit 5, Area 2, but has not yet issued a special notice 
letter for implementing the remedy.

•  Operable Unit 1: In October 2016, the Company and 
another PRP received a special notice letter from the 
EPA  inviting  participation  in  the  remedial  design 
component of the landfill remedy for the Allied Paper 
Mill,  which  is  also  known  as  Operable  Unit  1. The 
Record  of  Decision  establishing  the  final  landfill 
remedy for the Allied Paper Mill was issued by the 
EPA in September 2016. In February 2017, the EPA 
informed  the  Company  that  it  would  make  other 
arrangements  for  the  performance  of  the  remedial 
design.

As noted below, the Company is involved in allocation/
apportionment  litigation  with  regard  to  the  site.  In 
addition, in December 2019, the United States published 
notice  in  the  Federal  Register  of  a  proposed  consent 
decree with NCR Corporation (one of the parties to the 
allocation/apportionment  litigation  described  below), 
the  State  of  Michigan  and  natural  resource  trustees 
under which NCR would make payments of more than 
$100 million and perform work at the Site at an estimated 
cost of $135.7 million. The public comment period with 
respect  to  the  proposed  consent  decree  closes  in 
February 2020. 

The Company’s CERCLA liability has not been finally 
determined with respect to any portions of the site, and 
except as noted above, the Company has declined to 
perform  any  work  or  reimburse  the  EPA  at  this  time. 
Accordingly, it is premature to predict the outcome or 
estimate  our  maximum  reasonably  possible  loss  or 
range  of  loss  with  respect  to  this  site.  We  have  a 
recorded liability for future remediation costs at the site 
that  are  probable  and  reasonably  estimable,  and  it 
remains  reasonably  possible  that  additional  losses  in 
excess of this recorded liability could be material.

The Company was named as a defendant by Georgia-
Pacific Consumer Products LP, Fort James Corporation 
and  Georgia  Pacific  LLC  in  a  contribution  and  cost 
recovery  action  for  alleged  pollution  at  the  site.  NCR 
Corporation  and  Weyerhaeuser  Company  are  also 
named  as  defendants  in  the  suit.  The  suit  seeks 
contribution  under  CERCLA  for  costs  purportedly 
expended by plaintiffs ($79 million as of the filing of the 
complaint)  and  for  future  remediation  costs.  In  June 

2018, the Court issued its Final Judgment and Order, 
which fixed the past cost amount at approximately $50 
million (plus interest to be determined) and allocated to 
the  Company  a  15%  share  of  responsibility  for  those 
past costs. The Court did not address responsibility for 
future costs in its decision. In July 2018, the Company 
and each of the other parties filed notices appealing the 
Final Judgment and prior orders incorporated into that 
Judgment.  The  proposed  consent  decree  with  NCR 
described  above,  if  entered,  would  result  in  the 
termination of NCR’s involvement in the appeal.

Harris  County:  International  Paper  and  McGinnis 
Industrial  Maintenance  Corporation 
(MIMC),  a 
subsidiary of Waste Management, Inc. (WMI), are PRPs 
at the San Jacinto River Waste Pits Superfund Site in 
Harris  County,  Texas.  The  PRPs  have  been  actively 
participating in the activities at the site and share the 
costs of these activities. In September 2016, the EPA 
issued a proposed remedial action plan (PRAP) for the 
site,  which  identified  the  preferred  remedy  as  the 
removal  of 
the  contaminated  material  currently 
protected  by  an  armored  cap.  In  addition,  the  EPA 
selected a preferred remedy for the separate southern 
impoundment that requires offsite disposal. In January 
2017, the PRPs submitted comments on the PRAP.

On  October  11,  2017,  the  EPA  issued  a  Record  of 
Decision (ROD) selecting the final remedy for the site: 
removal and relocation of the waste material from both 
the northern and southern impoundments. The EPA did 
not specify the methods or practices needed to perform 
this  work.  While  the  EPA’s  selected  remedy  was 
accompanied by a cost estimate of approximately $115 
million ($105 million for the northern impoundment, and 
$10 million for the southern impoundment), we do not 
believe  that  estimate provides  a  reasonable  basis  for 
accrual under GAAP because the estimate was based 
on a technological method for performing the work that 
we believe is not feasible with respect to the northern 
impoundment. Subsequent to the issuance of the ROD, 
there have been numerous meetings between the EPA 
and the PRPs, and the Company continues to work with 
the EPA and MIMC/WMI to develop the remedial design. 

To  this  end,  in April  2018,  the  PRPs  entered  into  an 
Administrative Order on Consent (AOC) with the EPA, 
agreeing  to  work  together  to  develop  the  remedial 
design over the subsequent 29 months. The AOC does 
not include any agreement to perform waste removal or 
other construction activity at the site. Rather, it involves 
adaptive  management  techniques  and  a  pre-design 
investigation, the objectives of which include filling data 
gaps (including but not limited to post-Hurricane Harvey 
technical  data  generated  prior  to  the  ROD  and  not 
incorporated into the selected remedy), refining areas 
and volumes of materials to be addressed, determining 

if an excavation remedy is able to be implemented in a 
manner  protective  of  human  health  and 
the 
environment,  and  investigating  potential  impacts  of 
remediation activities to infrastructure in the vicinity. In 
October 2019, the PRPs received a special notice letter 
from  the  EPA  (i)  inviting  participation  in  implementing 
the remedy described in the ROD, and (ii) demanding 
reimbursement of EPA’s past costs, for which we have 
accrued  our  portion  as  of  December  31,  2019.  In 
December  2019,  the  PRPs  each  responded  to  the 
special notice letter. In its response, the Company took 
the position that the special notice letter was premature 
and  should  be  withdrawn,  given  concerns  and 
uncertainties 
implementability  and 
constructability of the remedy described in the ROD.

regarding 

the 

The Company’s response to the special notice letter was 
consistent with concerns and uncertainties it has raised 
since  the  ROD  was  issued  regarding  the  remedy 
described in the ROD and regarding the EPA’s estimates 
for the costs and time required to implement the selected 
remedy for the northern impoundment. The Company 
has determined, however, that even if the ROD cannot 
be implemented, a sheet pile "engineered barrier" can 
be  constructed,  which  would  enhance  the  existing 
remedy for the northern impoundment and could also 
be used should the ROD be determined to be feasible 
and  implementable.  In  the  third  quarter  of  2018,  we 
increased our recorded liability accordingly to reflect the 
estimated cost of constructing this barrier. In December 
2019, certain pre-design investigation results indicated 
that  dry  excavation  of  the  southern  impoundment  as 
required by the ROD is feasible, and we increased our 
recorded  liability  accordingly  to  reflect  the  estimated 
cost  of  implementing  this  remedy  for  the  southern 
impoundment. Because of ongoing questions regarding 
cost effectiveness, technical feasibility, timing and other 
technical data, however, it continues to be uncertain how 
the  ROD  will  be 
the  northern 
implemented 
impoundment. Consequently, while additional losses in 
excess of our recorded liability are probable as a result 
of  the  selected  remedy,  we  are  currently  unable  to 
reasonably  estimate  any  further  adjustment  to  our 
recorded liability or any loss or range of loss in excess 
of  such  liability.  It  remains  reasonably  possible  that 
additional  losses  could  be  material  as  the  remedial 
design process with the EPA continues over the coming 
quarters.

for 

International Paper and MIMC/WMI are also defending 
a lawsuit related to the site brought by approximately 
600  individuals  who  allege  property  damage  and 
personal injury. In the first quarter of 2020, the Company 
resolved a significant number of these plaintiffs’ claims, 
and  we  do  not  believe  a  material  loss  is  reasonably 
possible with respect to the remaining plaintiffs’ claims, 
whether they are settled or litigated to verdict.

67

Antitrust

Containerboard: In January 2011, International Paper 
was named as a defendant in a lawsuit filed in state court 
in Cocke County, Tennessee alleging that International 
Paper violated Tennessee law by conspiring to limit the 
supply  and  fix  the  prices  of  containerboard  from 
mid-2005  to  the  present.  This  lawsuit  has  been 
dismissed  for  failure  to  prosecute  and  is  no  longer 
pending.

Italy: In March 2017, the Italian Competition Authority 
(ICA)  commenced  an  investigation  into  the  Italian 
packaging industry to determine whether producers of 
corrugated  sheets  and  boxes  violated  the  applicable 
European  competition  law.  In  April  2019,  the  ICA 
concluded  its  investigation  and  issued  initial  findings 
alleging  that  over  30  producers,  including  our  Italian 
packaging subsidiary (IP Italy), improperly coordinated 
the production and sale of corrugated sheets and boxes. 
On August  6,  2019,  the  ICA  issued  its  decision  and 
assessed IP Italy a fine of €29 million (approximately 
$32  million  at  current  exchange  rates)  which  was 
recorded  in  the  third  quarter  of  2019.  This  charge  is 
included in the Antitrust fines and settlements line item 
in 
the  accompanying  consolidated  statement  of 
operations. However, we are vigorously appealing this 
decision  of  the  ICA  to  the  Italian  courts  and  have 
numerous and strong bases for our appeal.

Contract

Signature:  In  August  2014,  a  lawsuit  captioned 
Signature Industrial Services LLC et al. v. International 
Paper Company was filed in state court in Texas. The 
Signature lawsuit arises out of approximately $1 million 
in  disputed  invoices  related  to  the  installation  of  new 
equipment  at  the  Company's  Orange,  Texas  mill.  In 
addition  to  the  invoices  in  dispute,  Signature  and  its 
president  allege  consequential  damages  arising  from 
the  Company's  nonpayment  of  those  invoices.  The 
lawsuit was tried before a jury in Beaumont, Texas, in 
May 2017. On June 1, 2017, the jury returned a verdict 
awarding approximately $125 million in damages to the 
plaintiffs. The  Court  issued  a  judgment  on  December 
14, 2017, awarding the plaintiffs a total of approximately 
$137 million in actual and consequential damages, fees, 
costs  and  pre-judgment  interest,  and  awarding  post-
judgment  interest.  The  Company  has  appealed  this 
judgment. The Company has presented in its briefing 
numerous and strong bases for appeal, and we believe 
we  will  prevail  on  appeal.  Because  the  appellate 
proceedings are ongoing, we are unable to estimate a 
range  of  reasonably  possible  loss,  but  we  expect  the 
amount of any loss to be immaterial.

Taxes Other Than Payroll and Income Taxes

In 2017, the Brazilian Federal Supreme Court decided 
that  the  state  value-added  tax  (VAT)  should  not  be 

68

included in the basis of federal VAT calculations.  In 2018 
and 2019, the Brazilian tax authorities published both 
an internal consultation and a normative ruling with a 
narrow interpretation of the effects of the case.  We have 
determined that any related federal VAT refunds should 
be  recognized  when  they  are  both  probable  and 
reasonably estimable.  Based upon the best information 
available to us, we have determined that the amount of 
refund that is probable of being realized is limited to that 
determined by the tax authorities’ narrow interpretation, 
for which we have recognized a receivable of $6 million 
as  of  December  31,  2019. Upcoming  court  decisions 
and guidance from the tax authorities could expand the 
scope of the federal VAT refunds. 

General

The  Company  is  involved  in  various  other  inquiries, 
administrative  proceedings  and  litigation  relating  to 
environmental  and  safety  matters,  personal  injury, 
product liability, labor and employment, contracts, sales 
of property, intellectual property, tax and other matters, 
some of which allege substantial monetary damages. 
See  Note  13  for  details  regarding  a  tax  matter. 
Assessments of lawsuits and claims can involve a series 
of  complex  judgments  about  future  events,  can  rely 
heavily  on  estimates  and  assumptions,  and  are 
otherwise  subject  to  significant  uncertainties.  As  a 
result, there can be no certainty that the Company will 
not  ultimately  incur  charges  in  excess  of  presently 
recorded  liabilities.  The  Company  believes  that  loss 
contingencies arising from pending matters, including 
the matters described herein, will not have a material 
effect on the consolidated financial position or liquidity 
of  the  Company.  However,  in  light  of  the  inherent 
uncertainties  involved  in  pending  or  threatened  legal 
matters,  some  of  which  are  beyond  the  Company’s 
control, and the large or indeterminate damages sought 
in  some  of  these  matters,  a  future  adverse  ruling, 
settlement,  unfavorable  development,  or  increase  in 
accruals  with  respect  to  these  matters  could  result  in 
future charges that could be material to the Company’s 
results  of  operations  or  cash  flows  in  any  particular 
reporting period.

NOTE 15 VARIABLE INTEREST ENTITIES 

In connection with the 2006 sale of approximately 5.6 
International  Paper 
million  acres  of 
received installment notes (the Timber Notes) totaling 
approximately $4.8 billion. 

forestlands, 

The Timber Notes were used as collateral for borrowings 
from third party lenders, which effectively monetized the 
Timber  Notes  through  the  creation  of  newly  formed 
special  purposes  entities 
(the  Entities).  The 
monetization  structure preserved the tax deferral that 
resulted  from  the  2006  forestlands  sales.  As  of 

December 31, 2019, this deferred tax liability was $884 
million. 

During  2015,  International  Paper  initiated  a  series  of 
actions  in  order  to  extend  the  2006  monetization 
structure  and  maintain  the  long-term  nature  of  the 
deferred  tax  liability.   The  Entities,  with  assets  and 
liabilities primarily consisting of the Timber Notes and 
third-party  bank  loans  (the  Extension  Loans),  were 
restructured which resulted in the formation of wholly-
owned, bankruptcy-remote special purpose entities (the 
2015 Financing Entities).

interest  entities  on 

The  Timber  Notes  are  shown  in  Financial  assets  of 
the  accompanying 
variable 
consolidated balance sheet and mature in August 2021 
unless  extended  for  an  additional  five  years.  These 
notes, which do not require principal payments prior to 
their  maturity,  are  supported  by  approximately  $4.8 
billion of irrevocable letters of credit. 

The Extension Loans are shown in Current nonrecourse 
financial  liabilities  of  variable  interest  entities  on  the 
accompanying consolidated balance sheet and mature 
in the fourth quarter of 2020. These bank loans, totaling 
approximately  $4.2  billion,  are  nonrecourse  to  the 
Company, and are secured by approximately $4.8 billion 
of  Timber  Notes,  the  irrevocable  letters  of  credit 
supporting the Timber Notes and approximately $150 
million of International Paper debt obligations. The $150 
million  of  International  Paper  debt  obligations  are 
eliminated  in  the  consolidation  of  the  2015  Financing 
Entities  and  are  not  reflected  in  the  Company’s 
consolidated  balance  sheet.  Provisions  of 
loan 
agreements related to approximately $1.1 billion of the 
Extension Loans require the bank issuing letters of credit 
supporting  the  Timber  Notes  pledged  as  collateral  to 
maintain a credit rating at or above a specified threshold. 
In the event the credit rating of the letter of credit bank 
is downgraded below the specified threshold, the letters 
of credit must be replaced within 60 days with letters of 
credit from a qualifying financial institution. 

As of December 31, 2019 and 2018, the fair value of the 
Timber  Notes  was  $4.9  billion  and  $4.7  billion, 
respectively, and the fair value of the Extension Loans  
was $4.3 billion and $4.2 billion for the years ended 2019 
and 2018. The Timber Notes and Extension Loans are 
classified as Level 2 within the fair value hierarchy, which 
is further defined in Note 17.    

Activity between the Company and the 2015 Financing 
Entities was as follows: 

In millions

Revenue (a)

Expense (a)
Cash receipts (b)

Cash payments (c)

2017
2018
2019
$ 95 $ 95 $ 95
128
128
95
95

128
95

128

128

128

69

(a)  The revenue and expense are included in Interest expense, 
net in the accompanying consolidated statement of operations.
(b)  The cash receipts are interest received on the Financial assets 

of variable interest entities.

(c)  The  cash  payments  represent  interest  paid  on  Current 
nonrecourse financial liabilities of variable interest entities.

In connection with the acquisition of Temple-Inland in 
February  2012,  two  special  purpose  entities  became 
wholly-owned subsidiaries of International Paper. The 
use  of  the  two  wholly-owned  special  purpose  entities 
discussed below preserved the tax deferral that resulted 
from the 2007 Temple-Inland timberlands sales. As of 
December 31, 2019, this deferred tax liability was $485 
million, which will be settled with the maturity of the notes 
in 2027.

In October 2007, Temple-Inland sold 1.55 million acres 
of  timberland  for  $2.4  billion.  The  total  consideration 
consisted almost entirely of notes due in 2027 issued 
by  the  buyer  of  the  timberland,  which  Temple-Inland 
contributed  to  two  wholly-owned,  bankruptcy-remote 
special  purpose  entities.  The  notes  are  shown  in 
Financial  assets  of  variable  interest  entities  in  the 
accompanying  consolidated  balance  sheet  and  are 
supported by $2.4 billion of irrevocable letters of credit 
issued by three banks, which are required to maintain 
minimum  credit  ratings  on  their  long-term  debt. As  of 
December 31, 2019 and 2018, the fair value of the notes 
was  $2.3  billion  and  $2.2  billion,  respectively.  These 
notes  are  classified  as  Level  2  within  the  fair  value 
hierarchy, which is further defined in Note 17.

In December 2007, Temple-Inland's two wholly-owned 
special purpose entities borrowed $2.1 billion which is 
shown in Long-term nonrecourse financial liabilities of 
variable  interest  entities.  The  loans  are  repayable  in 
2027 and are secured by the $2.4 billion of notes and 
the irrevocable letters of credit securing the notes, and 
are nonrecourse to us. The loan agreements provide 
that if a credit rating of any of the banks issuing the letters 
of credit is downgraded below the specified threshold, 
the letters of credit issued by that bank must be replaced 
within  30  days  with  letters  of  credit  from  another 
qualifying financial institution. As of December 31, 2019 
and 2018, the fair value of this debt was $2.1 billion and 
$2.0 billion, respectively. This debt is classified as Level 
2 within the fair value hierarchy, which is further defined 
in Note 17.

Activity between the Company and the 2007 financing 
entities was as follows:  

In millions

Revenue (a)

Expense (b)

Cash receipts (c)

Cash payments (d)

2017
2018
2019
$ 79 $ 72 $ 49
48

67

76

62

69

48

57

28

39

(a)  The  revenue  is  included  in  Interest  expense,  net,  in  the 
accompanying  consolidated  statement  of  operations  and 
includes  approximately  $19  million  for  the  years  ended 
December 31, 2019, 2018 and 2017, respectively, of accretion 
income  for  the  amortization  of  the  purchase  accounting 
adjustment on the Financial assets of variable interest entities.
(b)    The  expense  is  included  in  Interest  expense,  net,  in  the 
accompanying  consolidated  statement  of  operations  and 
includes  approximately  $7  million  for  the  years  ended 
December 31, 2019, 2018 and 2017, respectively, of accretion 
expense  for  the  amortization  of  the  purchase  accounting 
adjustment on the Long-term nonrecourse financial liabilities 
of variable interest entities.

(c)    The cash receipts are interest received on the Financial assets 

of special purpose entities.

(d)   The cash payments are interest paid on Nonrecourse financial 

liabilities of special purpose entities.

NOTE 16 DEBT AND LINES OF CREDIT

Amounts related to early debt extinguishment during the 
years ended December 31, 2019, 2018 and 2017 were 
as follows: 

In millions

2019

2018

2017

Early debt reductions (a)

$

614 $ 780 $ 993

Pre-tax early debt extinguishment 
costs (b)

21

10

83

(a)  Reductions  related  to  notes  with  interest  rates  ranging  from 
1.57% to 9.50% with original maturities from 2018 to 2048 for 
the years ended December 31, 2019, 2018 and 2017. 

(b)  Amounts are included in Restructuring and other charges in 
the accompanying consolidated statements of operations.

In June 2018, the borrowing capacity of  the commercial 
paper program was increased from $750 million to $1.0 
billion.  Under  the  terms  of  the  program,  individual 
maturities on borrowings may vary, but not exceed one 
year from the date of issue. Interest bearing notes may 
be issued either as fixed notes or floating rate notes. As 
of December 31, 2019 and 2018, the Company had $30 
million and $465 million, respectively, outstanding under 
this program.

A summary of long-term debt follows: 

In millions at December 31

7.500% notes – due 2021

4.750% notes – due 2022

6.875% notes – due 2023

3.650% notes – due 2024

7.350% notes – due 2025

7.750% notes – due 2025

3.800% notes – due 2026

7.200% notes – due 2026

6.400% notes – due 2026

3.000% notes – due 2027

7.150% notes – due 2027

3.550% notes – due 2029

6.875% notes – due 2029

5.000% notes – due 2035

6.650% notes – due 2037

8.700% notes – due 2038

7.300% notes – due 2039

6.000% notes – due 2041

4.800% notes – due 2044

5.150% notes – due 2046

4.400% notes – due 2047

4.350% notes – due 2048

Floating rate notes – due 2019 – 2024 (a)

Environmental and industrial development 
bonds – due 2019 – 2035 (b)

Total principal

Capitalized leases

Premiums, discounts, and debt issuance 
costs

Interest rate swaps

Other (c)

Total (d)

Less: current maturities

Long-term debt

2019

2018

$

406 $

—

94

658

44

31

645

58

5

803

7

200

37

600

4

265

722

585

800

700

406

355

94

676

44

31

669

58

5

939

7

—

37

600

4

265

722

585

800

700

1,158

986

339

552

1,200

1,000

908

556

9,699

10,661

100

(88)

46

8

63

(98)

16

12

9,765

10,654

168

639

$ 9,597 $ 10,015

(a)  The weighted average interest rate on these notes was 3.1%

in 2019 and 3.5% in 2018.

(b)  The weighted average interest rate on these bonds was 4.4%

(c) 

in 2019 and 5.5% in 2018.
Includes  $7  million  and  $10  million  of  fair  market  value 
adjustments as of December 31, 2019 and 2018, respectively.
(d)  The  fair  market  value  was  approximately  $10.9  billion  at 

December 31, 2019 and $10.6 billion at December 31, 2018.

70

Total maturities of long-term debt over the next five years 
are 2020 – $168 million; 2021 – $431 million; 2022 – 
$136  million;  2023  –  $355  million;  and  2024  –  $803 
million. 

At  December 31,  2019,  International  Paper’s  credit 
facilities  (the  Agreements)  totaled  $2.1  billion.  The 
Agreements  generally  provide  for  interest  rates  at  a 
floating  rate  index  plus  a  pre-determined  margin 
dependent upon International Paper’s credit rating. The 
include  a  $1.5  billion  contractually 
Agreements 
committed bank facility that expires in December 2021, 
and has a facility fee of 0.15% payable annually. The 
liquidity  facilities  also  include  up  to  $600  million  of 
uncommitted  financings based on eligible receivables 
balances  under  a  receivables  securitization  program 
that expires in December 2020. At December 31, 2019, 
there were no borrowings under either the bank facility 
or receivables securitization program.

financial  covenants  require 

The  Company’s 
the 
maintenance of a minimum net worth, as defined in our 
debt agreements, of $9 billion and a total debt-to-capital 
ratio of less than 60%. Net worth is defined as the sum 
of common stock, paid-in capital and retained earnings, 
less  treasury  stock  plus  any  cumulative  goodwill 
impairment  charges.  The  calculation  also  excludes 
accumulated  other  comprehensive  income/loss  and 
both the current and long-term Nonrecourse Financial 
Liabilities of Variable Interest Entities. The total debt-to-
capital ratio is defined as total debt divided by the sum 
of total debt plus net worth. As of December 31, 2019, 
we were in compliance with our debt covenants. 

NOTE 17 DERIVATIVES AND HEDGING 
ACTIVITIES

International  Paper  periodically  uses  derivatives  and 
other  financial  instruments  to  hedge  exposures  to 
interest 
risks. 
rate,  commodity  and  currency 
International  Paper  does  not  hold  or  issue  financial 
instruments for trading purposes. For hedges that meet 
the  hedge  accounting  criteria,  International  Paper,  at 
inception,  formally  designates  and  documents  the 
instrument as a fair value hedge, a cash flow hedge or 
a  net  investment  hedge  of  a  specific  underlying 
exposure.

INTEREST RATE RISK MANAGEMENT

Our policy is to manage interest cost using a mixture of 
fixed-rate and variable-rate debt. To manage this risk in 
a cost-efficient manner, we enter into interest rate swaps 
whereby we agree to exchange with the counterparty, 
at specified intervals, the difference between fixed and 
variable interest amounts calculated by reference to a 
notional amount.

Interest rate swaps that meet specific accounting criteria 
are accounted for as fair value or cash flow hedges. For 
fair value hedges, the changes in the fair value of both 
the  hedging  instruments  and  the  underlying  debt 
obligations  are  immediately  recognized  in  interest 
expense. For cash flow hedges, the effective portion of 
the changes in the fair value of the hedging instrument 
is  reported  in  Accumulated  other  comprehensive 
income  (AOCI)  and  reclassified  into  interest  expense 
over  the  life  of  the  underlying  debt.  The  ineffective 
portion for both cash flow and fair value hedges, which 
is not material for any year presented, is immediately 
recognized in earnings.

FOREIGN CURRENCY RISK MANAGEMENT

We  manufacture  and  sell  our  products  and  finance 
operations in a number of countries throughout the world 
and, as a result, are exposed to movements in foreign 
currency  exchange  rates. The  purpose  of  our  foreign 
currency  hedging  program  is  to  manage  the  volatility 
associated with the changes in exchange rates.

To manage this exchange rate risk, we have historically 
utilized a combination of forward contracts, options and 
currency swaps. Contracts that qualify are designated 
as cash flow hedges of certain forecasted transactions 
denominated  in  foreign  currencies  or  net  investment 
hedges of foreign denominated subsidiaries. For cash 
flow hedges, the effective portion of the changes in fair 
value  of  these  instruments  is  reported  in  AOCI  and 
reclassified 
financial 
statement line item and in the same period or periods 
during  which  the  related  hedged  transactions  affect 
earnings. The ineffective portion, which is not material 
for  any  year  presented,  is  immediately  recognized  in 
earnings. For net investment hedges, all changes in the  
fair value of these instruments are recorded in AOCI, 
offsetting  the  currency  translation  adjustment  of  the 
related investment that is also recorded in AOCI. 

into  earnings 

the  same 

in 

in  value  of  certain  non-qualifying 
The  change 
instruments  used 
foreign  exchange 
to  manage 
exposure  of  intercompany  financing  transactions  and 
certain  balance  sheet  items  subject  to  revaluation  is 
immediately  recognized 
in  earnings,  substantially 
offsetting the foreign currency mark-to-market impact of 
the related exposure.

COMMODITY RISK MANAGEMENT

Certain raw materials used in our production processes 
are subject to price volatility caused by weather, supply 
conditions, political and economic variables and other 
unpredictable  factors.  To  manage  the  volatility  in 
earnings due to price fluctuations, we may utilize swap 
contracts or forward purchase contracts. 

71

(a)  These  contracts  had  maturities  of  two  years  or  less  as  of 

December 31, 2019.

The following table shows gains or losses recognized 
in AOCI, net of tax, related to derivative instruments:

Gain (Loss)
Recognized in AOCI on Derivatives
(Effective Portion)

In millions

2019

2018

2017

Derivatives in Cash Flow 
Hedging Relationships:

Foreign exchange 
contracts

Derivatives in Net 
Investment Hedging 
Relationships:

Interest rate contracts

$

$

4 $

(10) $

15

7 $

— $

—

During  the  next  12  months,  the  amount  of  the 
December 31,  2019  AOCI  balance,  after  tax,  that  is 
expected to be reclassified to earnings is a gain of $3 
million.

Derivative instruments are reported in the consolidated 
balance sheets at their fair values, unless the derivative 
instruments qualify for the normal purchase normal sale 
(NPNS) exception under GAAP and such exception has 
been elected.  If the NPNS exception is elected, the fair 
values  of  such  contracts  are  not  recognized  on  the 
balance sheet.

Contracts  that  qualify  are  designated  as  cash  flow 
hedges  of  forecasted  commodity  purchases.  The 
effective portion of the changes in fair value for these 
instruments  is  reported  in AOCI  and  reclassified  into 
earnings in the same financial statement line item and 
in the same period or periods during which the hedged 
transactions affect earnings. The ineffective and  non-
qualifying portions, which are not material for any year 
presented, are immediately recognized in earnings. The 
change  in  the  fair  value  of  certain  non-qualifying 
instruments used to reduce commodity price volatility is 
immediately recognized in earnings.

The notional amounts of qualifying and non-qualifying 
instruments  used  in  hedging  transactions  were  as 
follows: 

In millions

Derivatives in Cash Flow
Hedging Relationships:

Foreign exchange contracts 
(a)

Derivatives in Fair Value 
Hedging Relationships:

   Interest rate contracts

Derivatives in Net Investment 
Hedging Relationships:

   Interest rate contracts

Derivatives Not Designated as
Hedging Instruments:

Electricity contract

Foreign exchange contracts

December 31,
2019

December 31,
2018

407

700

475

16

7

407

700

—

8

19

72

  
The amounts of gains and losses recognized in the consolidated statement of operations on qualifying and non-qualifying 
financial instruments used in hedging transactions were as follows: 

In millions

2019

2018

2017  

Gain (Loss)
Reclassified from
AOCI
into Income
(Effective Portion)

Location of Gain
(Loss)
Reclassified
from AOCI
into Income
(Effective Portion)

Derivatives in Cash Flow Hedging Relationships:

Foreign exchange contracts

Interest rate contracts

Total

$

$

(3)

(1)

(4)

$

$

(1)

(1)

(2)

$

$

8   

Cost of products sold

Interest expense, net

(1)

7

Gain (Loss)
Recognized
in Income

Location of Gain 
(Loss)
in Consolidated 
Statement of
Operations

In millions

2019

2018

2017

Derivatives in Fair Value Hedging Relationships:

Interest rate contracts

Debt

Total

Derivatives Not Designated as Hedging Instruments:

Electricity Contracts

Foreign exchange contracts

Interest rate contracts

Total

$

30

$

16   

$ —

Interest expense, net

(30)   

(16)

—   

Interest expense, net

$ —   

$ —   

$ —   

$

$

3

(2)

—

1

$

2

1

—

$ (10)

Cost of products sold

—

Cost of products sold

1 (a)

Interest expense, net

$

3   

$

(9)

(a)   Excluding gain of $1 million related to debt reduction recorded to Restructuring and other charges.

Fair Value Measurements

International Paper’s financial assets and liabilities that 
are recorded at fair value consist of derivative contracts, 
including interest rate swaps, foreign currency forward 
contracts, options and other financial instruments that 
are used to hedge exposures to interest rate, commodity 
and currency risks.  For these financial instruments, fair 
value is determined at each balance sheet date using 
an income approach.

for 

The  guidance 
fair  value  measurements  and 
disclosures sets out a fair value hierarchy that groups 
fair value measurement inputs into the following three 
classifications:

Level  1:  Quoted  market  prices  in  active  markets  for 
identical assets or liabilities.

Level  2:  Observable  market-based  inputs  other  than 
that  are 
quoted  prices 
observable  for  the  asset  or  liability,  either  directly  or 
indirectly.

included  within  Level  1 

Level  3:  Unobservable  inputs  for  the  asset  or  liability 
reflecting  the  reporting  entity’s  own  assumptions  or 
external inputs from inactive markets.

73

Transfers between levels are recognized at the end of 
the  reporting  period.  All  of  International  Paper’s 
derivative fair value measurements use Level 2 inputs.

Below is a description of the valuation calculation and 
the inputs used for each class of contract:

Interest Rate Contracts

Interest  rate  contracts  are  valued  using  swap  curves 
obtained from an independent market data provider. The 
market value of each contract is the sum of the fair value 
of  all  future  interest  payments  between  the  contract 
counterparties,  discounted  to  present  value.  The  fair 
value of the future interest payments is determined by 
comparing the contract rate to the derived forward 
interest rate and present valued using the appropriate 
derived interest rate curve.

Foreign Exchange Contracts

Foreign  currency  forward  and  option  contracts  are 
valued  using  standard  valuation  models.  Significant 
inputs  used  in  these  standard  valuation  models  are 
foreign currency forward and interest rate curves  and 
a volatility measurement.  The fair value of each contract 

  
  
 
 
  
 
 
 
 
  
 
 
is present valued using the applicable interest rate. All 
significant inputs are readily available in public markets, 
or can be derived from observable market transactions.

Electricity Contract

The Company is party to an electricity contract used to 
manage  market  fluctuations  in  energy  pricing.  The 
Company's electricity contract is valued using the Mid-
C index forward curve obtained from the Intercontinental 
Exchange. The market value of the contract is the sum 

of the fair value of all future purchase payments between 
the  contract  counterparties,  discounted  to  present 
value. The fair value of the future purchase payments 
is  determined  by  comparing  the  contract  price  to  the 
forward  price  and  present  valued  using  International 
Paper's cost of capital.

Since the volume and level of activity of the markets that 
each  of  the  above  contracts  are  traded  in  has  been 
normal,  the  fair  value  calculations  have  not  been 
adjusted for inactive markets or disorderly transactions.

The following table provides a summary of the impact of our derivative instruments in the consolidated balance sheet:

Fair Value Measurements
Level 2 – Significant Other Observable Inputs

In millions

Derivatives designated as hedging instruments

Foreign exchange contracts – cash flow

Interest rate contracts - net investment

Interest rate contracts – fair value 

Total derivatives designated as hedging instruments

Derivatives not designated as hedging instruments

Electricity contract

Foreign exchange contracts

Total derivatives not designated as hedging
instruments

Total derivatives

Assets

Liabilities

December 31,
2019

December 31,
2018

December 31,
2019

December 31,
2018

$

$

$

10

11

47

68

—

—

$

3

—

16

19

—

—

—   

68 (a) $

—   

19 (b) $

$

4

—

—

4

2

1

3

10

—

—

10

4

1

5

7 (c) $

15 (d)

(a) 

(b) 

(c) 

(d) 

Includes $14 million recorded in Other current assets and $54 million recorded in Deferred charges and other assets in the accompanying 
consolidated balance sheet.
Included $2 million recorded in Other current assets and $17 million Deferred charges recorded in the accompanying consolidated balance 
sheet.
Included $6 million recorded in Other accrued liabilities  and $1 million recorded in Other liabilities the accompanying consolidated balance 
sheet.
Included in Other accrued liabilities in the accompanying consolidated balance sheet.

The above contracts are subject to enforceable master 
netting arrangements that provide rights of offset with 
each  counterparty when  amounts are  payable  on  the 
same date in the same currency or in the case of certain 
specified  defaults.  Management  has  made  an 
accounting policy election to not offset the fair value of 
recognized derivative assets and derivative liabilities in 
the consolidated balance sheet.  The amounts owed to 
the  counterparties  and  owed  to  the  Company  are 
considered immaterial with respect to each counterparty 
and in the aggregate with all counterparties.

Credit-Risk-Related Contingent Features

International Paper evaluates credit risk by monitoring 
its  exposure  with  each  counterparty  to  ensure  that 
exposure  stays  within  acceptable  policy  limits.  Credit 

risk is also mitigated by contractual provisions with the 
majority of our banks. Certain of the contracts include a 
credit  support  annex  that  requires  the  posting  of 
collateral  by  the  counterparty  or  International  Paper 
based  on  each  party’s  rating  and  level  of  exposure. 
Based  on  the  Company’s  current  credit  rating,  the 
collateral threshold is generally $15 million.

If the lower of the Company’s credit rating by Moody’s 
or  S&P  were  to  drop  below  investment  grade,  the 
Company would be required to post collateral for all of 
its  derivatives  in  a  net  liability  position,  although  no 
derivatives would terminate. The fair value of derivative 
instruments  containing  credit-risk-related  contingent 
features in a net  liability position was $1 million as of 
December 31,  2019. As  of  December 31,  2018,  there 
were  no  derivative  instruments  containing  credit-risk-

74

 
  
 
 
 
 
 
 
related contingent features in a net liability position.  The 
Company was  not required to post any collateral as of 
December 31, 2019 or 2018. 

NOTE 18 CAPITAL STOCK

The  authorized  capital  stock  at  both  December 31, 
2019  and  2018,  consisted  of  990,850,000  shares  of 
common  stock,  $1  par  value;  400,000  shares  of 
cumulative $4 preferred stock, without par value (stated 
value $100 per share); and 8,750,000 shares of serial 
preferred stock, $1 par value. The serial preferred stock 
is  issuable  in  one  or  more  series  by  the  Board  of 
Directors without further shareholder action.

The following is a rollforward of shares of common stock 
for  the  three  years  ended  December 31,  2019,  2018 
and 2017: 

In thousands

Balance at January 1, 2017

Common Stock

Issued
448,916

Treasury
37,671

Issuance of stock for various plans, net

Repurchase of stock

—

—

Balance at December 31, 2017

448,916

(2,577)

881
35,975

Issuance of stock for various plans, net

Repurchase of stock

Balance at December 31, 2018

Issuance of stock for various plans,
net

Repurchase of stock

Balance at December 31, 2019

—
(1,721)
— 14,056
48,310

448,916

—

(3,416)

— 11,906
56,800

448,916

NOTE 19 RETIREMENT PLANS

International  Paper  sponsors  and  maintains 
the 
Retirement Plan of International Paper Company (the 
Pension Plan), a tax-qualified defined benefit pension 
plan that provides retirement benefits to substantially all 
U.S.  salaried  employees  and  hourly  employees 
(receiving salaried benefits) hired prior to July 1, 2004, 
and substantially all other U.S. hourly union and non-
union employees who work at a participating business 
unit regardless of hire date. These employees generally 
are  eligible  to  participate  in  the  Pension  Plan  upon 
attaining 21 years of age and completing one year of 

eligibility service. U.S. salaried employees and hourly 
employees  (receiving  salaried  benefits)  hired  after 
June 30,  2004  are  not  eligible  to  participate  in  the 
Pension Plan, but receive a company contribution to 
their individual savings plan accounts (see Other U.S. 
Plans); however, salaried employees hired by Temple 
Inland  prior  to  March  1,  2007  or  Weyerhaeuser 
Company's Cellulose Fibers division prior to December 
1,  2011  also  participate  in  the  Pension  Plan.  The 
Pension Plan provides defined pension benefits based 
on  years  of  credited  service  and  either  final  average 
earnings  (salaried  employees  and  hourly  employees 
receiving salaried benefits), hourly job rates or specified 
benefit rates (hourly and union employees).  

The  Company  also  has  two  unfunded  nonqualified 
defined  benefit  pension  plans:  a  Pension  Restoration 
Plan available to employees hired prior to July 1, 2004 
that  provides  retirement  benefits  based  on  eligible 
compensation  in  excess  of  limits  set  by  the  Internal 
Revenue Service, and a supplemental retirement plan 
for  senior  managers  (SERP),  which  is  an  alternative 
retirement plan for salaried employees who are senior 
vice presidents and above or who are designated by the 
chief  executive  officer  as  participants.  These 
nonqualified  plans  are  only  funded  to  the  extent  of 
benefits paid, which totaled $26 million, $29 million and 
$40 million in 2019, 2018 and 2017, respectively, and 
which are expected to be $28 million in 2020.

credited 

including 

the  Company 
service 

froze 
Effective  January  1,  2019, 
and 
participation, 
compensation,  for  salaried  employees  under  the 
Pension  Plan,  the  Pension  Restoration  Plan  and  the  
SERP  plan. This  change  does  not  affect  benefits 
accrued through December 31, 2018. For service after 
December 31, 2018, employees affected by the freeze 
receive  a  company  contribution  to  their  individual  
Retirement Savings Account as described later in this 
Note 19.

Many  non-U.S.  employees  are  covered  by  various 
retirement  benefit  arrangements,  some  of  which  are 
considered  to  be  defined  benefit  pension  plans  for 
accounting purposes.

75

  
OBLIGATIONS AND FUNDED STATUS

The  following  table  shows  the  changes  in  the  benefit 
obligation and plan assets for 2019 and 2018, and the 
plans’ funded status. 

Actuarial loss (gain)

1,230

2019

2018

U.S.
Plans

Non-
U.S.
Plans

U.S.
Plans

Non-
U.S.
Plans

$10,467 $ 215 $13,264 $ 247

68

440

—

—

—

—

40

(546)

—

5

8

(1)

(6)

33

3

(1)

—

(8)

5

153

467

—

(1,653)

(1,089)

—

—

2

(677)

5

8

—

(2)

(17)

—

—

—

(9)

—

(17)

$11,699 $ 253 $10,467 $ 215

$ 8,735 $ 161 $11,368 $ 176

1,950

26

(546)

—

—

23

10

(8)

(6)

3

(332)

29

(677)

(1,653)

(2)

10

(9)

(2)

—

(12)

$10,165 $ 183 $ 8,735 $ 161

$ (1,534) $

(70) $ (1,732) $

(54)

In millions

Change in projected benefit
obligation:

Benefit obligation,
January 1

Service cost

Interest cost

Curtailment

Settlements

Acquisitions

Divestitures

Plan amendments

Benefits paid

Effect of foreign currency
exchange rate movements

Benefit obligation,
December 31

Change in plan assets:

Fair value of plan assets, 
January 1

Actual return on plan
assets

Company contributions

Benefits paid

Settlements

Effect of foreign currency
exchange rate movements

Fair value of plan
assets, December 31

Funded status,
December 31

Amounts recognized in the
consolidated balance sheet:

Non-current asset

$

— $

6 $

— $

Current liability

(28)

(3)

(27)

Non-current liability

(1,506)

(73)

(1,705)

$ (1,534) $

(70) $ (1,732) $

5

(2)

(57)

(54)

Amounts recognized in
accumulated other
comprehensive income
under ASC 715 (pre-tax):

Prior service cost (credit)

$

98 $

(1) $

74 $

(1)

Net actuarial loss

2,851

75

3,140

$ 2,949 $

74 $ 3,214 $

57

56

The largest contributor to the actuarial loss affecting the 
benefit obligation was the decrease in the discount rate 
from  4.30%  at  December  31,  2018  to    3.40%  at 
December  31,  2019.  However  positive  asset  returns 

76

offset the higher obligation for a slightly improved funded 
position. 

The components of the $(265) million and $18 million
related to U.S. plans and non-U.S. plans, respectively, 
in the amounts recognized in OCI during 2019 consisted 
of: 

In millions

U.S.
Plans

Non-
U.S.
Plans

Current year actuarial (gain) loss

$

(89) $

Amortization of actuarial loss

Current year prior service cost

Amortization of prior service cost

Settlements/curtailments

Effect of foreign currency exchange
rate movements

(200)
40

(16)

—

—

$

(265) $

19
(2)
—

—
(1)

2

18

The portion of the change in the funded status that was 
recognized in net periodic benefit cost and OCI for the 
U.S. plans was $(172) million, $(134) million and $(184) 
million in 2019, 2018 and 2017, respectively.  The portion 
of the change in funded status for the non-U.S. plans 
was  $24 million, $(6) million, and $10 million in 2019, 
2018 and 2017, respectively. 

The  accumulated  benefit  obligation  at  December 31, 
2019  and  2018  was  $11.7  billion  and  $10.4  billion, 
respectively, for our U.S. defined benefit plans and  $236 
million and $200 million, respectively, at December 31, 
2019 and 2018 for our non-U.S. defined benefit plans.

The following table summarizes information for pension 
plans with an accumulated benefit obligation in excess 
of plan assets at December 31, 2019 and 2018: 

2019

2018

U.S.
Plans

Non-
U.S.
Plans

U.S.
Plans

Non-
U.S.
Plans

$ 11,699 $ 225 $ 10,467 $

187

11,672

10,165

208

149

10,440

8,735

175

128

In millions

Projected benefit
obligation

Accumulated benefit
obligation

Fair value of plan assets

ASC  715,  “Compensation  –  Retirement  Benefits” 
provides for delayed recognition of actuarial gains and 
losses, including amounts arising from changes in the 
estimated  projected  plan  benefit  obligation  due  to 
changes  in  the  assumed  discount  rate,  differences 
between the actual and expected return on plan assets 
and  other  assumption  changes. These  net  gains  and 
losses are recognized prospectively over a period that 
approximates the average remaining service period of 
active  employees  expected  to  receive  benefits  under 
the plans to the extent that they are not offset by gains 
in subsequent years. 

  
 
 
 
  
NET PERIODIC PENSION EXPENSE

Service cost is the actuarial present value of benefits 
attributed  by  the  plans’  benefit  formula  to  services 
rendered  by  employees  during  the  year. Interest  cost 
represents  the  increase  in  the  projected  benefit 
obligation,  which  is  a  discounted  amount,  due  to  the 
passage of time. The expected return on plan assets 
reflects the computed amount of current-year earnings 
from the investment of plan assets using an estimated 
long-term rate of return.

Net  periodic  pension  expense 
for  qualified  and 
nonqualified  U.S.  and  non-U.S.  defined  benefit  plans 
comprised the following: 

2019

2018

2017

U.S.
Plans

Non-
U.S.
Plans

U.S.
Plans

Non-
U.S.
Plans

U.S.
Plans

Non-
U.S.
Plans

In millions

Service cost

$

68 $

5 $ 153 $

5 $ 160 $

Interest cost

440

8

467

8

536

4

9

Expected return
on plan assets

Actuarial loss 
(gain)

Amortization of
prior service cost

Curtailment loss 
(gain) (a)

Settlement loss

Special 
termination 
benefits (a)

Net periodic 
pension 
expense

(631)

(10)

(765)

(11)

(774)

(11)

200

16

—

—

2

—

(1)

2

337

2

339

16

—

424

—

—

28

23

— 383

—

—

—

—

22

2

—

—

1

—

$

93 $

6 $ 632 $

4 $ 717 $

5

(a)    2017 amounts were recorded in Discontinued operations in 

the consolidated statement of operations.

The components of net periodic pension expense other 
than the Service cost component are included in Non-
the  Consolidated 
operating  pension  expense 
Statement of Operations.

in 

The  decrease  in  2019  pension  expense  primarily 
reflects lower service cost due to the salaried pension 
freeze, lower amortization and the current year absence 
of a settlement loss related to the October 2018 annuity 
purchase  transaction  slightly  offset  by  lower  asset 
returns due to the 2018 annuity purchase.

77

On September 25, 2018, the Company entered into an 
agreement with The Prudential Insurance Company of 
America  to  purchase  a  group  annuity  contract  and 
transfer  approximately  $1.6  billion  of  International 
Paper's  U.S.  qualified  pension  plan  projected  benefit 
obligations,  subject  to  customary  closing  conditions. 
The  transaction  closed  on  October  2,  2018  and  was 
funded with pension plan assets. Under the transaction, 
at the end of 2018, Prudential assumed responsibility 
for  pension  benefits  and  annuity  administration  for 
approximately  23,000  retirees  or  their  beneficiaries 
receiving less than $1,000 in monthly benefit payments 
from the plan. Settlement accounting rules required a 
remeasurement of the qualified plan as of October 2, 
2018 and the Company recognized a non-cash pension 
settlement charge of $424 million before tax in the fourth 
quarter of 2018.

On September 26, 2017, the Company entered into an 
agreement with The Prudential Insurance Company of 
America  to  purchase  a  group  annuity  contract  and 
transfer  approximately  $1.3  billion  of  International 
Paper's  U.S.  qualified  pension  plan  projected  benefit 
obligations,  subject  to  customary  closing  conditions. 
The  transaction  closed  on  October  3,  2017  and  was 
funded with pension plan assets. Under the transaction, 
at the end of 2017, Prudential assumed responsibility 
for  pension  benefits  and  annuity  administration  for 
approximately  45,000  retirees  or  their  beneficiaries 
receiving less than $450 in monthly benefit payments 
from the plan. Settlement accounting rules required a 
remeasurement of the qualified plan as of October 3, 
2017 and the Company recognized a non-cash pension 
settlement charge of $376 million before tax in the fourth 
quarter of 2017. In addition, large payments from the 
required  a 
non-qualified  pension  plan  also 
remeasurement as of October 2, 2017 and a non-cash 
settlement charge of $7 million was also recognized in 
the fourth quarter of 2017. 

ASSUMPTIONS

accounting 

International Paper evaluates its actuarial assumptions 
annually  as  of  December 31  (the  measurement  date) 
and considers changes in these long-term factors based 
upon  market  conditions  and  the  requirements  for 
employers’ 
pensions.  These 
assumptions are used to calculate benefit obligations 
as  of  December 31  of  the  current  year  and  pension 
expense to be recorded in the following year (i.e., the 
discount rate used to determine the benefit obligation 
as of December 31, 2019 is also the discount rate used 
to determine net pension expense for the 2020 year).

for 

  
 
Major actuarial assumptions used in determining the benefit obligations and net periodic pension cost for our defined 
benefit plans are presented in the following table:

Actuarial assumptions used to determine benefit obligations as of December 31:

Discount rate

Rate of compensation increase

Actuarial assumptions used to determine net periodic pension cost for years ended
December 31:

Discount rate (a)

Expected long-term rate of return on plan assets

Rate of compensation increase

2019

2018

2017

U.S.
Plans

Non-
U.S.
Plans

U.S.
Plans

Non-
U.S.
Plans

U.S.
Plans

Non-
U.S.
Plans

3.40% 2.70% 4.30% 3.97% 3.60% 3.59%

2.25% 3.62% 2.25% 4.05% 3.75% 4.06%

4.30% 3.97% 3.80% 3.59% 4.03% 3.88%

7.25% 6.20% 7.50% 6.52% 7.50% 6.73%

2.25% 4.05% 3.38% 4.06% 3.75% 4.20%

(a)    Represents the weighted average rate for the U.S. qualified plans in 2018 and 2017 due to the remeasurements.

The expected long-term rate of return on plan assets is 
based  on  projected  rates  of  return  for  current  asset 
classes  in  the  plan’s  investment  portfolio.  Projected 
rates of return are developed through an asset/liability 
study in which projected returns for each of the plan’s 
asset classes are determined after analyzing historical 
experience  and  future  expectations  of  returns  and 
volatility of the various asset classes. 

Based on the target asset allocation for each asset class, 
the  overall  expected  rate  of  return  for  the  portfolio  is 
developed  considering  the  effects  of  active  portfolio 
management and expenses paid from plan assets. The 
discount  rate  assumption  was  determined  from  a 
universe of high quality corporate bonds. A settlement 
portfolio is selected and matched to the present value 
of the plan’s projected benefit payments. To calculate 
pension  expense  for  2020,  the  Company  will  use  an 
expected  long-term  rate  of  return  on  plan  assets  of 
7.00% for the Retirement Plan of International Paper, a 
discount  rate  of  3.40%  and  an  assumed  rate  of 
compensation  increase  of  2.25%.  The  Company 
estimates  that  it  will  record  net  pension  expense  of 
approximately  $46  million  for  its  U.S.  defined  benefit 
plans in 2020, compared to expense of $93 million in 
2019. The estimated decrease in net pension expense 
in 2020 is primarily due to higher return on assets and 
lower interest cost partially offset by higher amortization 
of actuarial losses and higher service cost.

For  non-U.S.  pension  plans,  assumptions  reflect 
economic assumptions applicable to each country.

The following illustrates the effect on pension expense 
for  2020  of  a  25  basis  point  decrease  in  the  above 
assumptions: 

In millions
Expense (Income):

Discount rate

Expected long-term rate of return on plan assets

PLAN ASSETS

2020

$

31

24

International Paper’s Board of Directors has appointed 
a  Fiduciary  Review  Committee  that  is  responsible  for 
fiduciary oversight of the U.S. Pension Plan, approving 
investment policy and reviewing the management and 
control of plan assets. Pension Plan assets are invested 
to maximize returns within prudent levels of risk. 

The Pension Plan maintains a strategic asset allocation 
policy that designates target allocations by asset class. 
Investments are diversified across classes and within 
each  class  to  minimize  the  risk  of  large  losses. 
Derivatives,  including  swaps,  forward  and  futures 
contracts, may be used as asset class substitutes or for 
hedging or other risk management purposes. Periodic 
reviews are made of investment policy objectives and 
investment manager performance. For non-U.S. plans, 
assets  consist  principally  of  common  stock  and  fixed 
income securities.

78

  
  
 
International Paper’s U.S. pension allocations by type 
of  fund  at  December 31,  2019  and  2018  and  target 
allocations were as follows:

Asset Class

Equity accounts

Fixed income accounts

Real estate accounts

Other

Total

2019

2018

37%

50%

8%

5%

32%

51%

11%

6%

100%

100%  

Target
Allocations

32% - 43%

44% - 56%

5% - 11%

3% - 8%

The  fair  values  of  International  Paper’s  pension  plan 
assets at December 31, 2019 and 2018 by asset class 
are shown below.  Hedge funds disclosed in the following 
table are allocated to fixed income accounts for target 
allocation  purposes.  Following  our  adoption  of  ASU 
2018-09 
Improvements",  we  have 
evaluated  certain  investments  and  classified  them  as 
Level  2  (previously  Level  0).  Prior  year  leveling 
disclosures have been updated for comparability as a 
result  of  our  retrospective  adoption  of  this  disclosure 
guidance.

"Codification 

Fair Value Measurement at December 31, 2019

Quoted
Prices
in
Active
Markets
For
Identical
Assets
(Level 1)

Total

Significant
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Asset Class

In millions

Equities – domestic

$ 1,613 $

965 $

648 $

1,599

—

—

—

—

—

336

582

1,845

2,659

1

(661)

—

—

Equities – international

Corporate bonds

Government securities

Mortgage backed securities

Other fixed income

Derivatives

Cash and cash equivalents

Other investments:

  Hedge funds

  Private equity

  Real estate funds

2,181

1,845

2,659

1

(647)

(19)

336

902

522

772

—

—

—

—

—

14

(19)

—

Total Investments

$10,165 $

2,900 $

5,074 $

(5)

Fair Value Measurement at December 31, 2018

Quoted
Prices in
Active
Markets
For
Identical
Assets
(Level 1)

Total

Significant
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Asset Class

In millions

Equities – domestic

$ 1,200 $

685 $

515 $

Equities – international

Corporate bonds

Government securities

Other fixed income

Derivatives

Cash and cash equivalents

Other investments:

  Hedge funds

  Private equity

  Real estate funds

Total Investments

1,141

—

—

—

—

294

442

1,493

2,262

(556)

—

—

1,583

1,493

2,262

(543)

98

294

886

518

944

$ 8,735 $

2,120 $

4,156 $

111

—

—

—

—

13

98

—

In  accordance  with  accounting  standards,  certain 
investments  that  are  measured  at  NAV  and  are  not 
classified in the fair value hierarchy. 

Other Investments at December 31, 2019

Investment

Fair Value

Unfunded 
Commitments

Redemption 
Frequency

Remediation 
Notice Period

In millions

Hedge funds

Private equity

Real estate 
funds

902

522

772

Total

$

2,196 $

— Daily to annually

1 - 100 days

(a)

None

Quarterly

45 - 60 days

198

147

345

(a)  A  private  equity  fund  investment  ("partnership  interest")  is 
contractually locked up for the life of the private equity fund by 
the  partnership  agreement.  Limited  partners  do  not  have  the 
option to redeem partnership interests. 

Other Investments at December 31, 2018

Investment

Fair Value

Unfunded 
Commitments

Redemption 
Frequency

Remediation 
Notice Period

In millions

Hedge funds

Private equity

Real estate 
funds

886

518

944

Total

$

2,348 $

— Daily to annually

1 - 100 days

(a)

None

Quarterly

45 - 60 days

310

109

419

(a)  A  private  equity  fund  investment  ("partnership  interest")  is 
contractually locked up for the life of the private equity fund by 
the  partnership  agreement.  Limited  partners  do  not  have  the 
option to redeem partnership interests. 

79

  
  
  
  
  
  
  
  
  
  
  
  
Equity securities consist primarily of publicly traded U.S. 
companies and international companies. Publicly traded 
equities are valued at the closing prices reported in the 
active  market  in  which  the  individual  securities  are 
traded. 

Fixed  income  consists  of  government  securities, 
mortgage-backed securities, corporate bonds, common 
collective  funds  and  other  fixed  income  investments. 
Government securities are valued by third-party pricing 
sources.  Mortgage-backed  security  holdings  consist 
primarily  of  agency-rated  holdings.  The  fair  value 
estimates  for  mortgage  securities  are  calculated  by 
third-party  pricing  sources  chosen  by  the  custodian’s 
price matrix. Corporate bonds are valued using either 
the yields currently available on comparable securities 
of issuers with similar credit ratings or using a discounted
cash  flows  approach  that  utilizes  observable  inputs, 
such  as  current  yields  of  similar  instruments,  but 
includes adjustments for certain risks that may not be 
observable, such as credit and liquidity risks. Common 
collective funds are valued at the net asset value per 
share multiplied by the number of shares held as of the 
measurement date. Other fixed income investments of 
$(647) million and $(543) million at December 31, 2019 
and  2018,  respectively,  primarily  include  reverse 
repurchase  agreement  obligations  in  which  we  have 
sold a security and have an agreement to repurchase 
the same or substantially the same security at a later 
date for a price specified in the agreement.

investments  such  as 

forward 
Derivative 
contracts, options and swaps are used to help manage 
risks. Derivatives are generally employed as asset class 
substitutes (such as when employed in a portable alpha 
strategy),  for  managing  asset/liability  mismatches,  or 

futures, 

bona fide hedging or other appropriate risk management 
purposes.  Derivative instruments are generally valued 
by the investment managers or in certain instances by 
third-party pricing sources.

(commingled,  multi-manager 

Hedge  funds  are  investment  structures  for  managing 
private,  loosely-regulated  investment  pools  that  can 
pursue a diverse array of investment strategies with a
wide  range  of  different  securities  and  derivative 
instruments.  These  investments  are  made  through 
fund 
funds-of-funds 
structures) and through direct investments in individual 
hedge funds. Hedge funds are primarily valued by each 
fund’s 
the 
valuation of the underlying securities and instruments 
and primarily by applying a market or income valuation 
methodology as appropriate depending on the specific 
type of security or instrument held. Funds-of-funds are 
valued based upon the net asset values of the underlying 
investments in hedge funds.

third-party  administrator  based  upon 

Private equity consists of interests in partnerships that 
invest in U.S. and non-U.S. debt and equity securities. 
Partnership interests are valued using the most recent 
general partner statement of fair value, updated for any 
subsequent partnership interest cash flows.

Real estate funds include commercial properties, land 
and timberland, and generally include, but are not limited 
to,  retail,  office, 
industrial,  multifamily  and  hotel 
properties.  Real  estate  fund  values  are  primarily 
reported  by  the  fund  manager  and  are  based  on 
valuation of the underlying investments which include 
inputs such as cost, discounted cash flows, independent 
appraisals and market based comparable data.

80

The following is a reconciliation of the assets that are classified using significant unobservable inputs (Level 3) at 
December 31, 2019.

Fair Value Measurements Using Significant Unobservable Inputs (Level 3)

In millions

Beginning balance at December 31, 2017

Actual return on plan assets:

Relating to assets still held at the reporting date

Relating to assets sold during the period

Purchases, sales and settlements

Transfers in and/or out of Level 3 

Ending balance at December 31, 2018

Actual return on plan assets:

Relating to assets still held at the reporting date

Relating to assets sold during the period

Purchases, sales and settlements

Transfers in and/or out of Level 3 

Ending balance at December 31, 2019

FUNDING AND CASH FLOWS

The Company’s funding policy for the Pension Plan is 
to contribute amounts sufficient to meet legal funding 
requirements,  plus  any  additional  amounts  that  the 
Company may determine to be appropriate considering 
the  funded  status  of  the  plans,  tax  deductibility,  cash 
flow generated by the Company, and other factors. The 
Company  continually  reassesses  the  amount  and  
timing of any discretionary contributions.  Contributions 
to the qualified plan totaling $1.25 billion were made by 
the Company in 2017. No voluntary contributions were 
made in 2018 or 2019. Generally, International Paper’s 
non-U.S. pension plans are funded using the projected 
benefit  as  a  target,  except  in  certain  countries  where 
funding of benefit plans is not required.

At December 31, 2019, projected future pension benefit 
payments, excluding any termination benefits, were as 
follows: 

In millions

2020

2021

2022

2023

2024

2025-2029

$

569

579

593

607

619

3,217

OTHER U.S. PLANS

International  Paper  sponsors  the  International  Paper 
Company Salaried Savings Plan and the International 
Paper Company Hourly Savings Plan, both of which are 
tax-qualified defined contribution 401(k) savings plans. 
Substantially  all  U.S.  salaried  and  certain  hourly 
employees  are  eligible  to  participate  and  may  make 

Mortgage
backed
securities

Other
fixed

income Derivatives

Total

$

1 $

12 $

16 $

29

—

—

(1)

—

1

—

—

—

75

(19)

26

—

76

(19)

25

—

$

— $

13 $

98 $

111

—

—

—

—

1

—

—

—

$

— $

14 $

(127)

(126)

314

314

(304)

(304)

—

(19) $

—

(5)

elective deferrals to such plans to save for retirement. 
International  Paper  makes  matching  contributions  to 
participant  accounts  on  a  specified  percentage  of 
employee deferrals as determined by the provisions of 
each  plan. The  Company  makes  Retirement  Savings 
Account  contributions  equal  to  a  percentage  of  an 
eligible employee’s pay. Beginning in 2019, as a result 
of the freeze for salaried employees under the Pension 
Plan,    all  salaried  employees  are  eligible  for  the 
contribution to the Retirement Savings Account.

The  Company  also  sponsors  the  International  Paper 
Company Deferred Compensation Savings Plan, which 
is an unfunded nonqualified defined contribution plan. 
This plan permits eligible employees to continue to make 
deferrals and receive company matching contributions 
(and Retirement Savings Account contributions) when 
their  contributions  to  the  International  Paper  Salaried 
Savings Plan are stopped due to limitations under U.S. 
tax law. Participant deferrals and company contributions 
are not invested in a separate trust, but are paid directly 
from  International  Paper’s  general  assets  at  the  time 
benefits become due and payable.

to 

the  plans 

contributions 

Company 
totaled 
approximately  $172  million,  $125  million  and  $117 
million for the plan years ending in 2019, 2018 and 2017, 
respectively.   The increase in 2019 reflects increased 
contributions  in  connection  with  the  salaried  pension 
plan freeze.

NOTE 20 POSTRETIREMENT BENEFITS

U.S. POSTRETIREMENT BENEFITS

International Paper provides certain retiree health care 
and  life  insurance  benefits  covering  certain  U.S. 

81

 
  
The discount rates used to determine net U.S. and non-
U.S.  postretirement  benefit  cost  for  the  years  ended 
December 31, 2019, 2018 and 2017 were as follows: 

2019

2018

2017

U.S.
Plans

Non-
U.S.
Plans

U.S.
Plans

Non-
U.S.
Plans

U.S.
Plans

Non-
U.S.
Plans

Discount rate

4.20% 9.10% 3.50% 9.38% 4.00% 10.53%

The weighted average assumptions used to determine 
the benefit obligation at December 31, 2019 and 2018 
were as follows: 

2019

2018

U.S.
Plans

Non-
U.S.
Plans

U.S.
Plans

Non-
U.S.
Plans

3.30% 7.15% 4.20% 9.10%

6.75% 9.57% 7.00% 10.04%

5.00% 4.78% 5.00% 4.93%

2026

2030

2026

2030

salaried and hourly employees. These employees are 
generally  eligible  for  benefits  upon  retirement  and 
completion of a specified number of years of creditable 
service.  International  Paper  does  not  fund  these 
benefits prior to payment and has the right to modify or 
terminate certain of these plans in the future.

In  addition  to  the  U.S.  plan,  certain  Brazilian  and 
Moroccan employees are eligible for retiree health care 
and life insurance benefits.

The components of postretirement benefit expense in 
2019, 2018 and 2017 were as follows: 

In millions

2019

2018

2017

U.S.
Plans

Non-
U.S.
Plans

U.S.
Plans

Non-
U.S.
Plans

U.S.
Plans

Non-
U.S.
Plans

Service cost

Interest cost

Actuarial loss

Amortization of
prior service
credits

Net 
postretirement 
expense

$ — $

1 $

1 $ — $

1 $ —

Discount rate

8

4

1

2

8

9

2

2

11

8

2

3

(2)

(3)

(2)

(3)

(3)

(4)

$

10 $

1 $

16 $

1 $

17 $

1

Health care cost trend rate
assumed for next year

Rate that the cost trend rate
gradually declines to

Year that the rate reaches
the rate it is assumed to
remain

International Paper evaluates its actuarial assumptions 
annually as of December 31 (the measurement date) 
and  considers  changes  in  these  long-term  factors 
based upon market conditions and the requirements of 
employers’ accounting for postretirement benefits other 
than  pensions.  The  discount  rate  assumption  was 
determined based on a hypothetical settlement portfolio 
selected  from  a  universe  of  high  quality  corporate 
bonds.

82

The  plans  are  only  funded  in  an  amount  equal  to 
benefits paid. The following table presents the changes 
in benefit obligation and plan assets for 2019 and 2018: 

The  components  of  the  $18  million  and    $8  million
change in the amounts recognized in OCI during 2019
for U.S. and non-U.S. plans, respectively, consisted of: 

In millions

2019

2018

U.S.
Plans

Non-
U.S.
Plans

U.S.
Plans

Non-
U.S.
Plans

Change in projected benefit
obligation:

Benefit obligation, January 1

$ 213 $

24 $ 270 $

—

8

4

20

(32)

1

—

1

1

—

8

(2)

—

(1)

1

8

5

(34)

(38)

1

—

25

—

2

—

2

(1)

—

(4)

$ 214 $

31 $ 213 $

24

Service cost

Interest cost

Participants’ contributions

Actuarial (gain) loss

Benefits paid

Less: Federal subsidy

Currency Impact

Benefit obligation,
December 31

Change in plan assets:

Fair value of plan assets,
January 1

Company contributions

Participants’ contributions

Benefits paid

Fair value of plan assets,
December 31

In millions

U.S.
Plans

Non-
U.S.
Plans

Current year actuarial (gain) loss

$

20 $

Amortization of actuarial (loss) gain

Current year prior service cost

Amortization of prior service credit

Currency impact

(4)

—

2

—

$

18 $

7

(2)

—

3

—

8

The portion of the change in the funded status that was 
recognized in net periodic benefit cost and OCI for the 
U.S. plans was $29 million, $(25) million and $25 million
in 2019, 2018 and 2017, respectively.  The portion of 
the change in funded status for the non-U.S. plans was  
$9 million, $5 million, and $3 million in 2019, 2018 and 
2017, respectively. 

$ — $ — $ — $ —

28

4

(32)

2

—

(2)

33

5

(38)

1

—

(1)

At  December 31,  2019,  estimated 
future 
postretirement  benefit  payments,  net  of  participant 
contributions  and  estimated  future  Medicare  Part  D 
subsidy receipts, were as follows: 

total 

$ — $ — $ — $ —

In millions

Benefit
Payments

Subsidy 
Receipts

Benefit
Payments

Funded status, December 31

$ (214) $ (31) $ (213) $ (24)

Amounts recognized in the
consolidated balance sheet
under ASC 715:

Current liability

$ (21) $

(1) $ (23) $

Non-current liability

(193)

(30)

(190)

(1)

(23)

$ (214) $ (31) $ (213) $ (24)

Amounts recognized in
accumulated other
comprehensive income under
ASC 715 (pre-tax):

Net actuarial loss (gain)

Prior service credit

$

$

47 $

19 $

31 $

15

(2)

(18)

(4)

45 $

1 $

27 $

(22)

(7)

The non-current portion of the liability is included with 
the  postemployment  liability  in  the  accompanying 
consolidated balance sheet under Postretirement and 
postemployment benefit obligation.

2020

2021

2022

2023

2024

2025 – 2029

U.S.
Plans

U.S.
Plans

$

22 $

1 $

Non-
U.S.
Plans

21

20

18

17

73

1

1

1

1

4

1

—

1

1

1

6

NOTE 21 INCENTIVE PLANS

International  Paper  currently  has  an 
Incentive 
Compensation Plan (ICP). The ICP authorizes grants of 
restricted  stock,  restricted  or  deferred  stock  units, 
performance awards payable in cash or stock upon the 
attainment  of  specified  performance  goals,  dividend 
equivalents,  stock  options,  stock  appreciation  rights, 
other stock-based awards, and cash-based awards at 
the discretion of the Management Development and 

83

 
 
 
PERFORMANCE SHARE PLAN

Outstanding at December 31, 2016

Compensation Committee of the Board of Directors (the 
Committee) that administers the ICP.   Additionally, 
restricted stock, which may be deferred into RSU’s, may 
be  awarded  under  a  Restricted  Stock  and  Deferred 
Compensation Plan for Non-Employee Directors.

Under the Performance Share Plan (PSP), contingent 
awards  of  International  Paper  common  stock  are 
granted by the Committee. The PSP awards are earned 
over a three-year period. PSP awards are earned based 
on the achievement of defined performance of Return 
on  Invested  Capital  (ROIC)  measured  against  our 
internal  benchmark  and  ranking  of  Total  Shareholder 
Return  (TSR)  compared  to  the  TSR  peer  group  of 
companies. The 2017-2019 Award is weighted 75% for 
ROIC and 25% for TSR for all participants except for 
officers for whom the awards are weighted 50% for ROIC 
and  50%  for  TSR.  The  2018-2020    and  2019-2021 
Awards are weighted 50% ROIC and 50% TSR for all 
participants. The ROIC component of the PSP awards 
is valued at the closing stock price on the day prior to 
the  grant  date.  As  the  ROIC  component  contains  a 
performance condition, compensation expense, net of 
estimated  forfeitures,  is  recorded  over  the  requisite 
service period based on the most probable number of 
awards expected to vest. The TSR component of the 
PSP awards is valued using a Monte Carlo simulation 
as the TSR component contains a market condition. The 
Monte Carlo simulation estimates the fair value of the 
TSR  component  based  on  the  expected  term  of  the 
award,  a  risk-free  rate,  expected  dividends,  and  the 
expected volatility for the Company and its competitors. 
The expected term is estimated based on the vesting 
period of the awards, the risk-free rate is based on the 
yield on U.S. Treasury securities matching the vesting 
period,  and  the  volatility  is  based  on  the  Company’s 
historical volatility over the expected term. PSP grants 
are made in performance-based restricted stock units. 

The following table sets forth the assumptions used to 
determine compensation cost for the market condition 
component of the PSP plan: 

Expected volatility

Risk-free interest rate

Twelve Months Ended 
December 31, 2019

22.81%-24.60%

1.47%-2.44%

The  following  summarizes  PSP  activity  for  the  three 
years ended December 31, 2019: 

Weighted
Average
Grant Date
Fair Value

$35.89

51.78

51.00

45.96

36.17

62.97

53.67

56.57

38.79

43.49

36.79

50.64

Share/
Units

5,950,130

2,163,912

(1,876,134)

(438,024)

5,799,884

1,751,235

(1,588,642)

(196,000)

5,766,477

2,353,613

(2,367,135)

(238,227)

Granted

Shares issued

Forfeited

Outstanding at December 31, 2017

Granted

Shares issued

Forfeited

Outstanding at December 31, 2018

Granted

Shares issued

Forfeited

Outstanding at December 31, 2019

5,514,728

$41.14

RESTRICTED STOCK AWARD PROGRAMS

The  service-based  Restricted  Stock  Award  program 
(RSA), designed for recruitment, retention and special 
recognition purposes, provides for awards of restricted 
stock to key employees.

The  following  summarizes  the  activity  of  the  RSA 
program for the three years ended December 31, 2019: 

Outstanding at December 31, 2016

Granted

Shares issued

Forfeited

Outstanding at December 31, 2017

Granted

Shares issued

Forfeited

Outstanding at December 31, 2018

Granted

Shares issued

Forfeited

Weighted
Average
Grant Date
Fair Value
$45.34

57.24

47.90

53.53

48.63

51.43

48.44

—
50.17

43.70

48.90

45.10

Shares

169,331

63,319

(59,650)

(6,700)

166,300

66,100

(100,289)

—

132,111

87,910

(52,021)

(7,300)

Outstanding at December 31, 2019

160,700

$47.27

At  December 31,  2019,  2018  and  2017  a  total  of  9.8 
million, 11.9 million and 13.2 million shares, respectively, 
were available for grant under the ICP.

84

  
External  sales  by  major  product  is  determined  by 
aggregating sales from each segment based on similar 
products or services. External sales are defined as those 
that  are  made  to  parties  outside  International  Paper’s 
consolidated  group,  whereas  sales  by  segment  in  the 
Net  Sales  table  are  determined  using  a  management 
approach and include intersegment sales.

INFORMATION BY BUSINESS SEGMENT

Net Sales

In millions

2019

2018

Industrial Packaging

$ 15,326

Global Cellulose Fibers

Printing Papers

Corporate and Intersegment 
Sales (a)

$ 15,900
2,819

2017
$ 15,077
2,551

4,375

4,157

2,551

4,291

208

212

(42)

Net Sales

$ 22,376

$ 23,306

$ 21,743

Operating Profit

In millions

2019

2018

2017

Industrial Packaging

$

2,076

$

2,277

$

1,919

Global Cellulose Fibers

Printing Papers

Business Segment Operating 
Profit

(6)

529

262

543

116

459

2,599

3,082

2,494

Earnings (loss) from 
continuing operations before 
income taxes and equity 
earnings

Interest expense, net

Noncontrolling interests / 
equity earnings adjustment (b)

Corporate expenses, net (a)

Corporate special items, net 
(a)

Business special items, net

Non-operating pension
expense

1,604

491

1,781

536

3

54

104

307

36

(10)

67

9

205

494

848

572

(2)

91

76

425

484

$

2,599

$

3,082

$

2,494

Business Special Items, Net

In millions

2019

2018

2017

Industrial Packaging

$

Global Cellulose Fibers

Printing Papers

Business Special Items, Net $

78

68

161

307

$

184

$

372

11

10

51

2

$

205

$

425

Stock-based  compensation  expense  and  related 
income tax benefits were as follows:

In millions

2019

2018

2017

Total stock-based compensation
expense (included in selling and
administrative expense)

Income tax benefits related to stock-
based compensation

$

130 $

135 $

147

30

16

45

At  December 31,  2019,  $92  million  of  compensation 
cost,  net  of  estimated  forfeitures,  related  to  unvested 
restricted  performance  shares,  executive  continuity 
awards  and  restricted  stock  attributable  to  future 
performance had not yet been recognized. This amount 
will be recognized in expense over a weighted-average 
period of 1.6 years.

NOTE 22 FINANCIAL INFORMATION BY BUSINESS 
SEGMENT AND GEOGRAPHIC AREA

International  Paper’s  business  segments,  Industrial 
Packaging, Global Cellulose Fibers and Printing Papers, 
are consistent with the internal structure used to manage 
these  businesses.  See  the  Description  of  Business 
Segments in Part II. Item 7. Management's Discussion 
and  Analysis  of  Financial  Condition  and  Results  of 
Operations for a description of the types of products and 
services from which each reportable segment derives its 
revenues. All segments are differentiated on a common 
product,  common  customer  basis  consistent  with  the 
business  segmentation  generally  used  in  the  Forest 
Products industry.

Business  segment  operating  profits  are  used  by 
International  Paper’s  management  to  measure  the 
earnings performance of its businesses. Management 
believes that this measure allows a better understanding 
of  trends  in  costs,  operating  efficiencies,  prices  and 
volumes.  Business  segment  operating  profits  are 
defined  as  earnings  (loss)  from  continuing  operations 
before income taxes and equity earnings, but including 
the  impact  of  equity  earnings  and  noncontrolling 
interests, and excluding interest expense, net, corporate 
items, net, corporate special items, net, business special 
items, net, and non-operating pension expense. In 2019, 
the Company changed its measure of business segment 
operating  profits  to  exclude  items  considered  by 
management to be unusual (business special items, net) 
from the normal operations of the business segment.  As 
a result, all prior periods have been restated to reflect 
the current measure. 

85

Assets

In millions

Industrial Packaging

Global Cellulose Fibers

Printing Papers

Corporate and other (c)

Assets

Capital Spending

INFORMATION BY GEOGRAPHIC AREA

2019

$ 16,338
3,733

3,476

9,924

$ 33,471

2018
$ 15,859
3,880

3,905

9,932
$ 33,576

Net Sales (f)

In millions

United States (g)

EMEA

Pacific Rim and Asia

Americas, other than U.S.

2019

2018

2017

$ 16,948

$ 17,609

$ 16,247

3,258

415

1,755

3,321

605

1,771

3,129

625

1,742

Net Sales

$ 22,376

$ 23,306

$ 21,743

In millions

2019

2018

2017

Industrial Packaging

$

Global Cellulose Fibers

Printing Papers

Subtotal

Corporate and other

Capital Spending

922

162

172

1,256

20

$

1,061

$

183

303

1,547

25

836

188

235

1,259

21

$

1,276

$

1,572

$

1,280

Long-Lived Assets (h)

In millions

United States

EMEA

Pacific Rim and Asia

Americas, other than U.S.

Long-Lived Assets

2019

$ 10,706
1,368

—
1,321

$ 13,395

2018
$ 10,586
1,315

201
1,367
$ 13,469

Depreciation, Amortization and Cost of Timber 
Harvested 

In millions

2019

2018

2017

(a) 

Includes  sales  of  $15  million,  operating  profits  (losses)  of  $0 
million and corporate special items expense of $9 million in 2017 
from previously divested businesses. 

Industrial Packaging

$

Global Cellulose Fibers

Printing Papers

Corporate (d)

Depreciation and
Amortization

$

794

263

244

5

$

803

262

258

5

815

264

254

10

$

1,306

$

1,328

$

1,343

External Sales By Major Product 

In millions

2019

2018

Industrial Packaging

$ 15,259

Global Cellulose Fibers

Printing Papers

Other (e)

Net Sales

$ 15,828
2,810

4,359

309

2,545

4,284

288

$ 22,376

$ 23,306

interests  and  equity  earnings 

(b)  Operating profits for industry segments include each segment’s 
percentage share of the profits of subsidiaries included in that 
segment  that  are  less  than  wholly-owned.  The  pre-tax 
noncontrolling 
these 
subsidiaries is added here to present consolidated earnings from 
continuing operations before income taxes and equity earnings.
Includes  corporate  assets  and  assets  of  businesses  held  for 
sale.
Includes $1 million in 2017 from previously divested businesses.
Includes  $15  million 
from  previously  divested 
businesses.

in  2017 

(d) 
(e) 

for 

(c) 

2017
$ 14,946
2,524

4,142

131
$ 21,743

(f)  Net sales are attributed to countries based on the location of 

the seller.

(g)  Export sales to unaffiliated customers were $2.7 billion in 2019, 

$3.1 billion in 2018 and $2.9 billion in 2017.

(h)  Long-Lived Assets includes Forestlands and Plants, Properties 

and Equipment, net.  

86

INTERIM FINANCIAL RESULTS (UNAUDITED)

In millions, except per share amounts
and stock prices

1st
Quarter

2nd
Quarter

3rd
Quarter

4th
Quarter

Year

2019

Net sales

Earnings (loss) from continuing
operations before income taxes and
equity earnings

Gain (loss) from discontinued 
operations

Net earnings (loss) attributable to
International Paper Company

Basic earnings (loss) per share
attributable to International Paper
Company common shareholders:

Earnings (loss) from continuing
operations

Gain (loss) from discontinued
operations

Net earnings (loss)

Diluted earnings (loss) per share
attributable to International Paper
Company common shareholders:

Earnings (loss) from continuing
operations

Gain (loss) from discontinued
operations

Net earnings (loss)

$ 5,643   

$ 5,667   

$ 5,568   

$ 5,498   

$ 22,376

418 (a)

334 (a) 

452 (a) 

400 (a) 

1,604 (a)

—

—

—

—

—

424 (a-b)

292 (a-c) 

344 (a-c) 

165 (a-b) 

1,225 (a-c)

$

1.06

$

0.74

$

0.88

$

0.42

$

3.10

—

1.06

1.05

—

1.05

—

0.74

0.73

—

0.73

—

0.88

0.87

—

0.87

—

0.42

0.42

—

0.42

—

3.10

3.07

—

3.07

Dividends per share of common stock

0.5000   

0.5000   

0.5000   

0.5125   

2.0125

2018

Net sales

Earnings (loss) from continuing
operations before income taxes and
equity earnings

Gain (loss) from discontinued operations

Net earnings (loss) attributable to
International Paper Company

Basic earnings (loss) per share
attributable to International Paper
Company common shareholders:

Earnings (loss) from continuing
operations

Gain (loss) from discontinued operations

Net earnings (loss)

Diluted earnings (loss) per share
attributable to International Paper
Company common shareholders:

Earnings (loss) from continuing
operations

Gain (loss) from discontinued operations

Net earnings (loss)

$ 5,621   

$ 5,833   

$ 5,901   

$ 5,951   

$ 23,306

356 (d)

368 (e)

490 (d)

(23) (e)

553 (d)

— (e)

382 (d)

— (e)

1,781 (d)

345 (e)

729 (d-f)

405 (d-f)

562 (d-f)

316 (d-f)

2,012 (d-f)

$

0.87

0.89

1.76

0.86

0.88

1.74

$

1.03

$

1.38

$

0.79

$

(0.05)

0.98

1.02

(0.05)

0.97

—

1.38

1.37

—

1.37

—

0.79

0.78

—

0.78

4.07

0.84

4.91

4.02

0.83

4.85

Dividends per share of common stock

0.4750   

0.4750   

0.4750   

0.5000   

1.9250

Note: International Paper's common shares (symbol: IP) are listed on 
the New York Stock Exchange.

Note:  Since  basic  and  diluted  earnings  per  share  are  computed 
independently for each period and category, full year per share amounts 
may not equal the sum of the four quarters.

87

 
 
 
 
Footnotes to Interim Financial Results

(d) 

Includes the following pre-tax charges (gains):

(a) 

Includes the following pre-tax charges (gains):

2018

In millions

Q1

Q2

Q3

Q4

Smurfit-Kappa acquisition 
proposal costs

$ — $ 12

$ — $ —

Legal settlement

Litigation settlement 
recovery

Environmental 
remediation reserve 
adjustment

EMEA Packaging 
business optimization

Abandoned property 
removal

Riverdale mill conversion 
costs

Brazil Packaging 
impairment

Debt extinguishment costs

Gain on sale of investment 
in Liaison Technologies

Non-operating pension 
expense

9

—

—

22

9

—

—

—

—

4

—

(5)

—

(1)

8

4

—

10

(31)

—

—

—

26

9

—

—

—

9

—

6

5

— 122

—

—

—

—

36

25

429

Total

$ 44

$ 83

$167

$414

(e) 

Includes the following pre-tax charges (gains):

2018

In millions

Q1

Q2

Q3

Q4

North American 
Consumer Packaging 
transaction costs

North American 
Consumer Packaging 
gain on transfer

Total

$

23

$

2

$ — $ —

(516)

28

—

—

$ (493) $ 30

$ — $ —

(f) 

Includes the following tax expenses (benefits):

In millions

Q1

Q2

Q3

Q4

2018

State income tax 
legislative changes

Tax benefit of Tax Cuts 
and Jobs Act

Internal investment 
restructuring

Foreign tax audits

Tax impact of other 
special items

Tax impact of non-
operating pension 
expense
Total

$ — $

9

$ — $ —

—

—

—

—

—

—

(36)

—

—

(9)

(13)

(46)

—

19

25

3

(1)

(9)

(6)

(107)

$(10) $ (13) $ (88) $ (60)

In millions

India impairment

India divestiture 
transaction costs

Global Cellulose Fibers 
goodwill impairment

Litigation reserves

Italian antitrust fine

Environmental 
remediation reserve 
adjustment

(Gain) loss on sale of 
EMEA Packaging box 
plant

EMEA Packaging 
business optimization

Multi-employer pension 
plan exit liability

Abandoned property 
removal

Riverdale mill conversion 
costs

Foreign VAT refund 
accrual including interest

Debt extinguishment costs

Gain on sale of previously 
closed Oregon mill site

Overhead cost reduction 
initiative

Other items

Non-operating pension 
expense

2019

Q1

Q2

Q3

Q4

$ — $152

$

8

$ (1)

—

—

—

—

—

—

—

—

—

—

22

32

3

52

19

—

—

—

15

10

(7)

—

16

11

1

—

—

—

—

—

10

—

—

—

11

1

—

—

—

—

1

8

—

—

(7)

13

1

—

—

(9)

21

—

9

1

17

—

15

2

(6)

21

—

—

3

9

Total

$ 31

$173

$ 105

$145

(b) 

Includes the following tax expenses (benefits):

In millions

Q1

Q2

Q3

Q4

Luxembourg statutory tax 
rate change

$ — $

9

$ — $ —

2019

State income tax 
legislative changes

Foreign tax audits

Internal investment 
restructuring

Foreign deferred tax 
valuation allowance

Tax impact of other 
special items

Tax impact of non-
operating pension 
expense
Total

—

—

—

—

(3)

3

—

—

—

—

—

—

—

—

(53)

203

(6)

(5)

(14)

(28)

(2)

(2)

(2)

(2)

$ (8) $

2

$ (16) $ 120

(c) 

Includes allocation of loss to noncontrolling interest of $7 million 
and $2 million for the three months ended  June 30, 2019 and 
September 30, 2019, respectively, associated with the impairment 
of the net assets of our India Papers business.

88

ITEM 9. CHANGES IN AND DISAGREEMENTS WITH 
ACCOUNTANTS 
AND 
FINANCIAL DISCLOSURE

ACCOUNTING 

ON 

None.

ITEM 9A. CONTROLS AND PROCEDURES

As of December 31, 2019, an evaluation was carried out 
under the supervision and with the participation of the 
including  our  principal 
Company’s  management, 
executive  officer  and  principal  financial  officer,  of  the 
effectiveness of our disclosure controls and procedures 
(as that term is defined in Rule 13a-15(f) and 15d-15(f) 
of the Exchange Act). Based upon this evaluation, our 
principal executive officer and principal financial officer 
have concluded that the Company’s disclosure controls 
and  procedures  were  effective  as  of  December 31, 
2019.

The  Company  completed  the  acquisitions  of  four 
packaging  businesses  located  in  Portugal  (Ovar), 
France (Torigni and Cabourg), and Spain (Tavernes de 
la Valldigna and Montblanc) over the course of 2019. 
Due  to  the  timing  of  these  acquisitions,  we  have 
excluded these businesses from our evaluation of the 
effectiveness of internal control over financial reporting. 
For  the  period  ended  December  31,  2019,  sales  and 
assets for these businesses represented approximately 
0.4% of net sales and 0.6% of total assets.

CHANGES 
REPORTING

IN 

INTERNAL  CONTROL  OVER  FINANCIAL 

reporting  during 

There have been no changes in our internal control over 
financial 
the  quarter  ended 
December 31,  2019,  that  have  materially  affected,  or 
are  reasonably  likely  to  materially  affect,  our  internal 
control over financial reporting.

See Item 8. Financial Statements and Supplementary 
Data  on  pages  37  and  38  of  this  Form  10-K  for 
management's  annual report on our internal control over 
financial  reporting  and  the  attestation  report  of  our 
independent public accounting firm.

Committee of the Board of Directors has at least one 
member who is a financial expert, as that term is defined 
in Item 401(d)(5) of Regulation S-K. Further information 
concerning the composition of the Audit and Finance 
Committee and our audit committee financial experts 
is  hereby  incorporated  by  reference  to  our  definitive 
proxy statement that will be filed with the SEC within 
120 days of the close of our fiscal year. Information with 
respect to our executive officers is set forth on pages 4
through 6 in Part I of this Form 10-K under the caption, 
“Information About Our Executive Officers.”

Executive officers of International Paper are elected to 
hold office until the next annual meeting of the Board 
of  Directors 
the  annual  meeting  of 
shareholders  and,  until  the  election  of  successors, 
subject to removal by the Board.

following 

The  Company’s  Code  of  Business  Ethics  (Code)  is 
applicable to all employees of the Company, including 
the chief executive officer and senior financial officers, 
as  well  as  the  Board  of  Directors.  We  disclose  any 
amendments  to  our  Code  and  any  waivers  from  a 
provision  of  our  Code  granted  to  our  directors,  chief 
executive  officer  and  senior  financial  officers  on  our 
website  within  four  business  days  following  such 
amendment or waiver. To date, no waivers of the Code 
have been granted.

in  print 

We  make  available  free  of  charge  on  our  website  at 
www.internationalpaper.com,  and 
to  any 
shareholder  who  requests 
them,  our  Corporate 
Governance  Principles,  our  Code  of  Business  Ethics 
and the Charters of our Audit and Finance Committee, 
Management  Development  and  Compensation 
Committee, Governance Committee and Public Policy 
and Environment Committee. Requests for copies may 
be directed to the corporate secretary at our corporate 
headquarters.

respect 

to  compliance  with 
Information  with 
Section 16(a) of the Exchange Act and our corporate 
governance is hereby incorporated by reference to our 
definitive proxy statement that will be filed with the SEC 
within 120 days of the close of our fiscal year.

ITEM 9B. OTHER INFORMATION

ITEM 11. EXECUTIVE COMPENSATION

None.

PART III.

ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND 
CORPORATE GOVERNANCE

Information  concerning  our  directors 
is  hereby 
incorporated  by  reference  to  our  definitive  proxy 
statement  that  will  be  filed  with  the  Securities  and 
Exchange Commission (SEC) within 120 days of the 
close  of  our  fiscal  year.  The  Audit  and  Finance 

89

Information  with  respect  to  the  compensation  of 
executives  and  directors  of  the  Company  is  hereby 
incorporated  by  reference  to  our  definitive  proxy 
statement that will be filed with the SEC within 120 days 
of the close of our fiscal year.

ITEM 12.  SECURITY  OWNERSHIP  OF  CERTAIN 
BENEFICIAL  OWNERS  AND  MANAGEMENT  AND 
RELATED STOCKHOLDER MATTERS

A  description  of  the  security  ownership  of  certain 
beneficial  owners  and  management  and  equity 

compensation plan information is hereby incorporated 
by reference to our definitive proxy statement that will 
be filed with the SEC within 120 days of the close of our 
fiscal year.

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED 
TRANSACTIONS, AND DIRECTOR INDEPENDENCE

A description of applicable information with respect to 
certain  relationships  and  related  transactions  and 
director independence matters, is hereby incorporated 
by reference to our definitive proxy statement that will 
be filed with the SEC within 120 days of the close of our 
fiscal year.

(3.2)

(4.1)

(4.2)

ITEM 14.  PRINCIPAL  ACCOUNTING  FEES  AND 
SERVICES

(4.3)

Information with respect to fees paid to, and services 
registered  public 
independent 
rendered  by,  our 
accounting firm, and our policies and procedures for pre-
approving  those  services,  is  hereby  incorporated  by 
reference to our definitive proxy statement that will be 
filed with the SEC within 120 days of the close of our 
fiscal year.

PART IV.

ITEM 15.  EXHIBITS AND  FINANCIAL  STATEMENT 
SCHEDULES

(1)  Financial  Statements  –  See  Item 8.  Financial 

Statements and Supplementary Data.

the  consolidated 

(2)  Financial  Statement Schedules  – The following 
additional  financial  data  should  be  read  in 
financial 
conjunction  with 
statements in Item 8. Financial Statements and 
Supplementary  Data.  Schedules  not  included 
with  this  additional  financial  data  have  been 
omitted because they are not applicable, or the 
required information is shown in the consolidated 
financial statements or the notes thereto.

Additional Financial Data

2019, 2018 and 2017 

(2.1)

(3.1)

Transaction Agreement, dated October 23, 
2017, by and among the Company, Graphic 
Packaging  Holding  Company,  Gazelle 
Newco  LLC  and  Graphic  Packaging 
International, 
by 
reference  to  Exhibit  2.1  to  the  Company’s 
Current Report on Form 8-K dated October 
24, 2017).

(incorporated 

Inc. 

Restated Certificate of Incorporation of the 
Company  (incorporated  by  reference  to 
Exhibit 3.1 to the Company’s Current Report 
on Form 8-K dated May 13, 2013).

90

(4.4)

(4.5)

(4.6)

(4.7)

(4.8)

By-laws  of  the  Company,  as  amended 
through February 9, 2016 (incorporated by 
reference  to  Exhibit  3.1  to  the  Company’s 
Current Report on Form 8-K dated February 
8, 2016).

Indenture,  dated  as  of  April 12,  1999, 
between the Company and The Bank of New 
York, as Trustee (incorporated by reference 
to  Exhibit  4.1  to  the  Company’s  Current 
Report on Form 8-K dated June 16, 2000).

Supplemental Indenture (including the form 
of Notes), dated as of June 4, 2008, between 
the Company and The Bank of New York, as 
Trustee  (incorporated  by  reference 
to 
Exhibit 4.1 to the Company’s Current Report 
on Form 8-K dated June 4, 2008).

Supplemental Indenture (including the form 
of  Notes),  dated  as  of  May  11,  2009, 
between International Paper Company and 
The  Bank  of  New  York  Mellon,  as  trustee 
(incorporated by reference to Exhibit 4.1 to 
the Company's Current Report on Form 8-
K dated May 11, 2009).

Supplemental Indenture (including the form 
of  Notes),  dated  as  of  August 10,  2009, 
between the Company and The Bank of New 
York  Mellon,  as  trustee  (incorporated  by 
reference  to  Exhibit  4.1  to  the  Company's 
Current  Report  on  Form  8-K  dated 
August 10, 2009).

Supplemental Indenture (including the form 
of  Notes),  dated  as  of  December 7,  2009, 
between the Company and The Bank of New 
York Mellon Trust Company, N.A., as trustee 
(incorporated by reference to Exhibit 4.1 to 
the Company's Current Report on Form 8-
K dated December 7, 2009).

Supplemental Indenture (including the form 
of Notes), dated as of November 16, 2011, 
between the Company and The Bank of New 
York Mellon Trust Company, N.A., as trustee 
(incorporated by reference to Exhibit 4.1 to 
the Company's Current Report on Form 8-
K dated November 16, 2011).

Supplemental Indenture (including the form 
of  Notes),  dated  as  of  June  10,  2014, 
between the Company and The Bank of New 
York Mellon Trust Company, N.A., as trustee 
(incorporated by reference to Exhibit 4.1 to 
the Company's Current Report on Form 8-
K dated June 10, 2014).

Supplemental Indenture (including the form 
of  Notes),  dated  as  of  May  26,  2015, 
between the Company and The Bank of New 
York Mellon Trust Company, N.A., as trustee 
(incorporated by reference to Exhibit 4.1 to 
the Company's Current Report on Form 8-
K dated May 26, 2015).

 
(10.6)

(10.7)

(10.8)

(10.9)

(10.10)

(10.11)

(10.12)

(10.13)

(10.14)

(10.15)

(10.16)

(4.9)

(4.10)

(4.11)

(4.12)

(4.13)

(10.1)

(10.2)

(10.3)

(10.4)

(10.5)

Supplemental Indenture (including the form 
of  Notes),  dated  as  of  August  11,  2016, 
between the Company and The Bank of New 
York Mellon Trust Company, N.A., as trustee 
(incorporated by reference to Exhibit 4.1 to 
the Company's Current Report on Form 8-
K dated August 11, 2016).

Supplemental Indenture (including the form 
of  Notes),  dated  as  of  August  9,  2017, 
between the Company and The Bank of New 
York Mellon Trust Company, N.A., as trustee 
(incorporated by reference to Exhibit 4.1 to 
the Company's Current Report on Form 8-
K dated August 9, 2017).

Supplemental Indenture (including the form 
of  Notes),  dated  as  of  June  10,  2019, 
between the Company and The Bank of New 
York Mellon Trust Company, N.A., as trustee 
(incorporated by reference to Exhibit 4.1 to 
the Company's Current Report on Form 8-
K dated June 10, 2019).

with 

accordance 

In 
Item 601 
(b) (4) (iii) (A) of  Regulation  S-K,  certain 
instruments respecting long-term debt of the 
Company  have  been  omitted  but  will  be 
furnished to the Commission upon request.

Description of Securities.*

(ICP) 

Amended  and  Restated  2009  Incentive 
(corrected 
Compensation  Plan 
version  of  a  previously 
filed  exhibit) 
(incorporated by reference to Exhibit 10.1 to 
the  Company's  Quarterly  Report  on  Form 
10-Q for the quarter ended March 31, 2019). 
+

and 

Deferred 
Restricted 
Stock 
Compensation  Plan 
for  Non-Employee 
Directors, Amended and Restated as of May 
10,  2010  (incorporated  by  reference  to 
Exhibit 10.1  to  the  Company’s  Quarterly 
Report on Form 10-Q for the quarter ended 
June 30, 2010). +

Form of Restricted Stock Award Agreement 
(incorporated by reference to Exhibit 10.3 to 
the Company's Annual Report on Form 10-
K  for  the  fiscal  year  ended  December  31, 
2017). +

Form  of  Restricted  Stock  Unit  Award 
Agreement (cash settled) (incorporated by 
reference to Exhibit 10.4 to the Company's 
Annual Report on Form 10-K for the fiscal 
year ended December 31, 2017). +

Form  of  Restricted  Stock  Unit  Award 
Agreement (stock settled) (incorporated by 
reference to Exhibit 10.5 to the Company's 
Annual Report on Form 10-K for the fiscal 
year ended December 31, 2017). +

91

Form  of  Performance  Share  Plan  award 
certificate  (incorporated  by  reference  to 
Exhibit  10.6  to  the  Company's  Annual 
Report  on  Form  10-K  for  the  fiscal  year 
ended December 31, 2017). +

Pension  Restoration  Plan 
for  Salaried 
Employees  (incorporated  by  reference  to 
Exhibit  10.1  to  the  Company’s  Quarterly 
Report on Form 10-Q for the quarter ended 
March 31, 2009). +

the 
Amendment  Number  One 
International  Paper  Pension  Restoration 
Plan 
for  Salaried  Employees  effective 
January 1, 2013.* +

to 

Amendment  Number  Two 
the 
International  Paper  Pension  Restoration 
Plan 
for  Salaried  Employees  effective 
January 1, 2013.* +

to 

Amendment  Number  Three 
the 
International  Paper  Pension  Restoration 
Plan 
for  Salaried  Employees  effective 
January 1, 2015.* +

to 

Amendment  Number  Four 
the 
International  Paper  Pension  Restoration 
Plan for Salaried Employees effective July 
1, 2014.* +

to 

Amendment  Number  Five 
the 
International  Paper  Pension  Restoration 
Plan 
for  Salaried  Employees  effective 
January 1, 2019.* +

to 

Unfunded  Supplemental  Retirement  Plan 
for  Senior  Managers,  as  amended  and 
restated  effective  January  1,  2008 
(incorporated by reference to Exhibit 10.21 
the  Company’s  Annual  Report  on 
to 
Form 10-K 
fiscal  year  ended 
December 31, 2007). +

the 

for 

Unfunded 

Amendment No. 1 to the International Paper 
Company 
Supplemental 
Retirement  Plan  for  Senior  Managers, 
effective October 13, 2008 (incorporated by 
reference to Exhibit 10.3 to the Company’s 
Current Report on Form 8-K dated October 
17, 2008). +

Unfunded 

Amendment No. 2 to the International Paper 
Company 
Supplemental 
Retirement  Plan  for  Senior  Managers, 
effective October 14, 2008 (incorporated by 
reference to Exhibit 10.5 to the Company’s 
Current Report on Form 8-K dated October 
17, 2008). +

Unfunded 

Amendment No. 3 to the International Paper 
Company 
Supplemental 
Retirement  Plan  for  Senior  Managers, 
effective  December 8,  2008  (incorporated 
by  reference 
the 
Company’s Annual Report on Form 10-K for 
the fiscal year ended December 31, 2008). 
+

to  Exhibit  10.20 

to 

(10.26)

(10.27)

(10.28)

(10.29)

(10.30)

(10.31)

(10.32)

(10.33)

(10.17)

(10.18)

(10.19)

(10.20)

(10.21)

(10.22)

(10.23)

(10.24)

(10.25)

Unfunded 

Amendment No. 4 to the International Paper 
Company 
Supplemental 
Retirement  Plan  for  Senior  Managers, 
effective January 1, 2009 (incorporated by 
reference to Exhibit 10.1 to the Company’s 
Quarterly  Report  on  Form  10-Q  for  the 
quarter ended September 30, 2009). +

Unfunded 

Amendment No. 5 to the International Paper 
Company 
Supplemental 
Retirement  Plan  for  Senior  Managers, 
effective October 31, 2009 (incorporated by 
reference to Exhibit 10.17 to the Company’s 
Annual Report on Form 10-K for the fiscal 
year ended December 31, 2009). +

Unfunded 

Amendment No. 6 to the International Paper 
Supplemental 
Company 
Retirement  Plan  for  Senior  Managers, 
effective January 1, 2012 (incorporated by 
reference to Exhibit 10.21 to the Company's 
Annual Report on Form 10-K for the fiscal 
year ended December 31, 2011). +

Amendment No. 7 to the International Paper 
Company 
Supplemental 
Retirement  Plan 
for  Senior  Managers 
effective July 12, 2016.* +

Unfunded 

Amendment No. 8 to the International Paper 
Company 
Supplemental 
Retirement  Plan 
for  Senior  Managers 
effective January 1, 2019.* +

Unfunded 

Unfunded 

Amendment No. 9 to the International Paper 
Company 
Supplemental 
Retirement  Plan 
for  Senior  Managers 
effective  November  1,  2019  (incorporated 
by 
the 
Company's Quarterly Report on Form 10-Q 
for the quarter ended September 30, 2019. 
†

to  Exhibit  10.1 

reference 

to 

Form  of  Non-Competition  Agreement, 
entered into by certain Company employees 
(including  named  executive  officers)  who 
have received restricted stock (incorporated 
the 
by  reference 
Company’s Annual Report on Form 10-K for 
the fiscal year ended December 31, 2008). 
+

to  Exhibit  10.22 

to 

Form  of  Non-Solicitation  Agreement, 
entered into by certain Company employees 
(including  named  executive  officers)  who 
have received restricted stock (incorporated 
by 
the 
Company’s Quarterly Report on Form 10-Q 
for the quarter ended March 31, 2006). +

to  Exhibit  10.5 

reference 

to 

Form of Change-in-Control Agreement - Tier 
I,  for  the  Chief  Executive  Officer  and  all 
"grandfathered"  senior  vice  presidents 
elected  prior  to  2012  (all  but  one  named 
executive  officer)  -  approved  September 
2013  (incorporated by reference to Exhibit 
10.1 to the Company’s Quarterly Report on 
Form 10-Q for the quarter ended September 
30, 2013). +

92

Form of Change-in-Control Agreement - Tier 
II, for all future senior vice presidents and all 
"grandfathered" vice presidents (one named 
executive officer) elected prior to February 
2008 
-  approved  September  2013 
(incorporated by reference to Exhibit 10.2 to 
the  Company’s  Quarterly  Report  on  Form 
10-Q for the quarter ended September 30, 
2013). +

Form  of  Indemnification  Agreement  for 
Directors  (incorporated  by  reference  to 
Exhibit  10.13  to  the  Company’s  Annual 
Report  on  Form 10-K  for  the  fiscal  year 
ended December 31, 2003). +

Board  Policy  on  Severance  Agreements 
with  Senior  Executives  (incorporated  by 
reference to Exhibit 10.1 to the Company’s 
Current Report on Form 8-K filed on October 
18, 2005). +

Board  Policy  on  Change  of  Control 
Agreements  (incorporated  by  reference  to 
Exhibit  10.2  to  the  Company’s  Current 
Report  on  Form 8-K  filed  on  October  18, 
2005). +

Time Sharing Agreement, dated October 17, 
2014 (and effective November 1, 2014), by 
and  between  Mark  S.  Sutton  and 
International Paper Company (incorporated 
the 
by 
Company’s  Current  Report  on  Form 8-K 
dated October 14, 2014). +

to  Exhibit  99.1 

reference 

to 

Five-Year  Credit  Agreement  dated  as  of 
December  12,  2016,  among  International 
Paper  Company,  JPMorgan  Chase  Bank, 
N.A.,  individually  and  as  administrative 
agent, and certain lenders (incorporated by 
reference to Exhibit 99.1 to the Company’s 
Current  Report  on  Form  8-K  filed  June  6, 
2017).

Commitment Agreement, dated September 
26,  2017,  between  International  Paper 
Company  and  The  Prudential  Insurance 
Company  of  America,  relating 
the 
Retirement  Plan  of  International  Paper 
Company  (incorporated  by  reference  to 
Exhibit  10.1  to  the  Company’s  Quarterly 
Report on Form 10-Q for the quarter ended 
September 30, 2017). †

to 

Credit Agreement, dated December 8, 2017, 
by  and  among  the  Company,  Bank  of 
America,  N.A. 
and  BNP  Paribas 
(incorporated by reference to Exhibit 10.1 to 
the Company’s Current Report on Form 8-
K filed December 12, 2017).

(101.INS)

(101.SCH)

(101.CAL)

(101.DEF)

(101.LAB)

XBRL Instance Document - the instance 
document  does  not  appear 
the 
Interactive  Data  File  because  its  XBRL 
tags  are  embedded  within  the  inline 
XBRL document. * 

in 

XBRL Taxonomy Extension Schema *

XBRL Taxonomy Extension  Calculation 
Linkbase *

XBRL  Taxonomy  Extension  Definition 
Linkbase *

XBRL  Taxonomy  Extension  Label 
Linkbase *

(101.PRE)

XBRL Extension Presentation Linkbase 
*

+ Management contract or compensatory plan or arrangement.

* Filed herewith

** Furnished herewith

†  Confidential treatment has been granted for certain information

pursuant to Rule 24b-2 under the Securities Act of 1934, as 

amended.

(10.34)

Commitment Agreement, dated September 
25,  2018,  between  International  Paper 
Insurance 
Company  and  Prudential 
Company  of  America,  relating 
the 
Retirement  Plan  of  International  Paper 
Company  (corrected  version  of  previously 
filed  exhibit)  (incorporated  by  reference  to 
Exhibit  10.27  to  the  Company's  Annual 
Report  on  Form  10-K 
fiscal 
the 
year ended December 31, 2018). * +

for 

to 

(21)

(23.1)

Subsidiaries and Joint Ventures.*

Consent of Independent Registered Public 
Accounting Firm. *

(23.2)

Consent of Independent Auditors. *

(24)

(31.1)

(31.2)

(32)

(99.1)

Power  of  Attorney  (contained  on 
the
signature  page  to  the  Company’s  Annual
Report  on  Form  10-K  for  the  year  ended
December 31, 2019). *

Certification  by  Mark  S.  Sutton,  Chairman
and  Chief  Executive  Officer,  pursuant  to
Section  302  of  the  Sarbanes-Oxley Act  of
2002. *

Certification by Tim S. Nicholls, Senior Vice
President  and  Chief  Financial  Officer,
pursuant  to  Section 302  of  the  Sarbanes-
Oxley Act of 2002. *

Certification pursuant to 18 U.S.C. Section
1350, as adopted pursuant to Section 906
of the Sarbanes-Oxley Act of 2002.**

Audited  Financial  Statements  for  Ilim  S.A.
and its subsidiaries as of and for the year
ended December 31, 2019 and 2018. *

93

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly 
caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

INTERNATIONAL PAPER COMPANY

By:

/S/ SHARON R. RYAN
Sharon R. Ryan

Senior Vice President, General Counsel
and Corporate Secretary

POWER OF ATTORNEY

February 19, 2020

KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints 
Sharon R. Ryan and Matthew Barron as his or her true and lawful attorney-in-fact and agent, acting alone, with full 
power of substitution and resubstitution for him or her and in his or her name, place and stead, in any and all capacities, 
to sign any or all amendments to this annual report on Form 10-K, and to file the same, with all exhibits thereto and 
other documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorney-
in-fact full power and authority to do and perform each and every act and thing requisite or necessary to be done, 
hereby ratifying and confirming all that said attorney-in-fact and agent, or his or her substitute or substitutes, may 
lawfully do or cause to be done by virtue hereof.

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 
persons on behalf of the registrant and in the capacities and on the dates indicated:

Signature

Title

Date

/S/    MARK S. SUTTON      

Mark S. Sutton

Chairman of the Board & Chief Executive
Officer and Director

February 19, 2020

/S/    WILLIAM J. BURNS        

Director

William J. Burns

/S/    CHRISTOPHER M. CONNOR         Director

Christopher M. Connor

/S/    AHMET C. DORDUNCU      

Director

Ahmet C. Dorduncu

/S/    ILENE S. GORDON      

Director

Ilene S. Gordon

/S/    ANDERS GUSTAFSSON      

Director

Anders Gustafsson

94

February 19, 2020

February 19, 2020

February 19, 2020

February 19, 2020

February 19, 2020

/S/    JACQUELINE C. HINMAN       

   Director

Jacqueline C. Hinman

/s/ CLINTON A. LEWIS, JR.

   Director

Clinton A. Lewis, Jr.

/S/   KATHRYN D. SULLIVAN

   Director

Kathryn D. Sullivan

/S/    J. STEVEN WHISLER        

   Director

J. Steven Whisler

/S/    RAY G. YOUNG      

   Director

Ray G. Young

February 19, 2020

February 19, 2020

February 19, 2020

February 19, 2020

February 19, 2020

/S/    TIMOTHY S. NICHOLLS

Timothy S. Nicholls

   Senior Vice President and Chief Financial

Officer

February 19, 2020

/S/    VINCENT P. BONNOT       

   Vice President – Finance and Controller

February 19, 2020

Vincent P. Bonnot

95

 
 
 
 
 
 
 
 
This page intentionally left blank.

2019 LISTING OF FACILITIES
(all facilities are owned except noted otherwise)

PRINTING PAPERS

Uncoated Papers

   U.S.:

        Rome, Georgia

        Savannah, Georgia

        Cayuga, Indiana

        Cedar Rapids, Iowa

        Selma, Alabama (Riverdale Mill)

        Henderson, Kentucky

        Ticonderoga, New York

        Eastover, South Carolina

        Georgetown, South Carolina

        Sumter, South Carolina

   International:

       Luiz Antônio, São Paulo, Brazil

        Maysville, Kentucky

        Bogalusa, Louisiana

        Campti, Louisiana

        Mansfield, Louisiana

        Vicksburg, Mississippi

        Valliant, Oklahoma

        Springfield, Oregon

       Mogi Guacu, São Paulo, Brazil

        Orange, Texas

       Três Lagoas, Mato Grosso do Sul, Brazil

   International:

APPENDIX I

        Stockton, California

        Tracy, California

        Golden, Colorado

        Wheat Ridge, Colorado

        Putnam, Connecticut

        Orlando, Florida

        Plant City, Florida

        Tampa, Florida   leased

        Columbus, Georgia

        Forest Park, Georgia

        Griffin, Georgia

        Kennesaw, Georgia leased

        Lithonia, Georgia

        Savannah, Georgia

        Tucker, Georgia

       Saillat, France
       Kadiam, India 2

       Rajahmundry, India 2

       Kwidzyn, Poland

       Svetogorsk, Russia

GLOBAL CELLULOSE FIBERS

Pulp

   U.S.:

        Franco da Rocha, São Paulo, Brazil

        Aurora, Illinois (3 locations)

        Nova Campina, São Paulo, Brazil

        Bedford Park, Illinois (2 locations) 1

leased

        Paulinia, São Paulo, Brazil

        Belleville, Illinois

        Veracruz, Mexico

        Kenitra, Morocco

        Madrid, Spain

Corrugated Container

   U.S.:

        Carol Stream, Illinois

        Des Plaines, Illinois

        Lincoln, Illinois

        Montgomery, Illinois

        Northlake, Illinois

        Rockford, Illinois

        Butler, Indiana

        Cantonment, Florida (Pensacola Mill)

        Bay Minette, Alabama

        Flint River, Georgia

        Port Wentworth, Georgia

        Columbus, Mississippi

        New Bern, North Carolina

        Decatur, Alabama

        Crawfordsville, Indiana

        Dothan, Alabama  leased

        Fort Wayne, Indiana

        Huntsville, Alabama

        Conway, Arkansas

        Indianapolis, Indiana (2 locations)

        Saint Anthony, Indiana

        Riegelwood, North Carolina

        Fort Smith, Arkansas (2 locations)

        Tipton, Indiana

        Eastover, South Carolina

        Russellville, Arkansas (2 locations)

        Cedar Rapids, Iowa

        Georgetown, South Carolina

        Franklin, Virginia

        Tolleson, Arizona

        Yuma, Arizona

        Anaheim, California

        Waterloo, Iowa

        Garden City, Kansas

        Kansas City, Kansas

   International:

        Buena Park, California leased

        Bowling Green, Kentucky

        Grande Prairie, Alberta, Canada

        Camarillo, California

        Saillat, France

        Gdansk, Poland

        Kwidzyn, Poland

        Svetogorsk, Russia

        Lexington, Kentucky

        Louisville, Kentucky

        Carson, California

        Cerritos, California leased

        Walton, Kentucky

        Compton, California

        Elk Grove, California

        Exeter, California

        Bogalusa, Louisiana

        Lafayette, Louisiana

        Shreveport, Louisiana

INDUSTRIAL PACKAGING

        Gilroy, California (2 locations)

        Springhill, Louisiana

        Los Angeles, California

        Auburn, Maine

Containerboard

   U.S.:

        Pine Hill, Alabama

        Prattville, Alabama

        Modesto, California

        Ontario, California

        Salinas, California

        Sanger, California

        Three Rivers, Michigan

        Arden Hills, Minnesota

        Austin, Minnesota

        Fridley, Minnesota

        Cantonment, Florida (Pensacola Mill)

        Santa Fe Springs, California (2

locations)

        Minneapolis, Minnesota  leased

A-1

        Shakopee, Minnesota

        Laurens, South Carolina

        White Bear Lake, Minnesota

        Lexington, South Carolina

San Jose Iturbide, Mexico

Santa Catarina, Mexico

        Houston, Mississippi

        Jackson, Mississippi

        Ashland City, Tennessee leased

Silao, Mexico

        Cleveland, Tennessee

        Magnolia, Mississippi leased

        Elizabethton, Tennessee leased

        Olive Branch, Mississippi

        Fenton, Missouri

        Kansas City, Missouri

        Morristown, Tennessee

        Murfreesboro, Tennessee

        Amarillo, Texas

        Maryland Heights, Missouri

        Carrollton, Texas (2 locations)

        North Kansas City, Missouri  leased

        Edinburg, Texas

        St. Joseph, Missouri

        St. Louis, Missouri

        Omaha, Nebraska

        Barrington, New Jersey

        Bellmawr, New Jersey

        Milltown, New Jersey

        Spotswood, New Jersey

        Thorofare, New Jersey

        Binghamton, New York

        Buffalo, New York

        Rochester, New York

        Scotia, New York

        Utica, New York

        Charlotte, North Carolina (2 locations)

1 leased

        Lumberton, North Carolina

        Manson, North Carolina

        Newton, North Carolina

        El Paso, Texas

        Ft. Worth, Texas leased

        Grand Prairie, Texas

        Hidalgo, Texas

        McAllen, Texas

        San Antonio, Texas (2 locations)

        Sealy, Texas

        Waxahachie, Texas

        Lynchburg, Virginia

        Petersburg, Virginia

        Richmond, Virginia

        Moses Lake, Washington

        Olympia, Washington

        Yakima, Washington

        Fond du Lac, Wisconsin

        Manitowoc, Wisconsin

        Statesville, North Carolina

   International:

Toluca, Mexico
Villa Nicolas Romero, Mexico 1

Zapopan, Mexico

Agadir, Morocco

Casablanca, Morocco

Tangier, Morocco

Ovar, Portugal

Barcelona, Spain

Bilbao, Spain

Gandia, Spain

Las Palmas, Spain

Madrid, Spain

Montblanc, Spain

Tavernes de la Valldigna, Spain

Tenerife, Spain

Adana, Turkey

Bursa, Turkey
Corlu, Turkey 4

Corum, Turkey

Gebze, Turkey

Izmir, Turkey

Recycling

   U.S.:

        Phoenix, Arizona

        Fremont, California

        Norwalk, California

        Byesville, Ohio

        Delaware, Ohio

        Eaton, Ohio

        Madison, Ohio

        Marion, Ohio

        Marysville, Ohio  leased

        Middletown, Ohio

        Mt. Vernon, Ohio

        Newark, Ohio

        Streetsboro, Ohio

        Wooster, Ohio

         Manaus, Amazonas, Brazil

         Paulinia, São Paulo, Brazil

         Rio Verde, Goias, Brazil

        West Sacramento, California

         Suzano, São Paulo, Brazil

        Itasca, Illinois

         Rancagua, Chile

         Arles, France

Cabourg, France

         Chalon-sur-Saone, France
         Creil, France 3

        Des Moines, Iowa

        Wichita, Kansas

        Roseville, Minnesota

        Omaha, Nebraska

        Charlotte, North Carolina

         LePuy, France (Espaly Box Plant)

        Beaverton, Oregon

         Mortagne, France

        Springfield, Oregon leased

        Oklahoma City, Oklahoma

Saint Amand, France

        Carrollton, Texas

        Beaverton, Oregon (3 locations)

         Guadeloupe, French West Indies

        Salt Lake City, Utah

        Hillsboro, Oregon

        Portland, Oregon

        Salem, Oregon leased

         Bellusco, Italy

         Catania, Italy

         Pomezia, Italy

        Richmond, Virginia

        Kent, Washington

        Biglerville, Pennsylvania (2 locations)

         San Felice, Italy

   International:

        Eighty-four, Pennsylvania

        Hazleton, Pennsylvania

         Apodaco (Monterrey), Mexico

leased

        Monterrey, Mexico leased

         Ixtaczoquitlan, Mexico

        Xalapa, Veracruz, Mexico leased

        Kennett Square, Pennsylvania

         Juarez, Mexico leased

        Lancaster, Pennsylvania

         Los Mochis, Mexico

        Mount Carmel, Pennsylvania

         Puebla, Mexico leased

        Georgetown, South Carolina

         Reynosa, Mexico

A-2

Bags

   U.S.:

        Buena Park, California

        Beaverton, Oregon

        Grand Prairie, Texas

Coated Paperboard

   International:

          Kwidzyn, Poland

          Svetogorsk, Russia

DISTRIBUTION

IP Asia

  International:

   Guangzhou, China leased

   Hong Kong, China leased

   Shanghai, China leased

   Japan leased

   Korea leased

   Singapore leased

FOREST RESOURCES

  International:

          Approximately 329,400 acres

          in Brazil

1) Closed July 2019

2) Sold October 2019

3) Sold March 2019

4) Closed April 2019

A-3

APPENDIX II

U.S.

EMEA

Americas,
other
than U.S.

13,507

—

13,507

302

443

745

364

—

364

Total

14,173

443

14,616

2,988

268

489

3,745

1,959

1,152

1,135

—

96

—

1,959

1,248

1,135

4,246

96

4,342

2019 CAPACITY INFORMATION

(in thousands of short tons except as noted)

Industrial Packaging
Containerboard (a)

Coated Paperboard

Total Industrial Packaging

Global Cellulose Fibers

Dried Pulp (in thousands of metric tons)

Printing Papers
Uncoated Freesheet & Bristols (b)

Newsprint

Total Printing Papers

(a) In addition to Containerboard, this also includes saturated kraft, kraft bag, and gypsum. 
(b) In addition to Uncoated Freesheet and Bristols, includes bleached multiwall bag and plate.

Forest Resources

We own, manage or have an interest in 
approximately 1.2 million acres of forestlands 
worldwide. These forestlands and associated 
acres are located in the following regions:

Brazil

We have harvesting rights in:

Russia

Total

(M Acres)

329

862

1,191

A-4

 
 
This page intentionally left blank.

This page intentionally left blank.

INTERNATIONAL PAPER LEADERSHIP
As of April 1, 2020

Mark S. Sutton 
Chairman of the Board and 
Chief Executive Officer 

W. Michael Amick, Jr. 
Senior Vice President 
Paper the Americas 

Clay R. Ellis 
Senior Vice President 
Enterprise Operational Excellence 

W. Thomas Hamic 
Senior Vice President 
Containerboard and 
Enterprise Commercial Excellence

Timothy S. Nicholls 
Senior Vice President and 
Chief Financial Officer 

Thomas J. Plath 
Senior Vice President 
Human Resources and  
Global Citizenship 

Jean-Michel Ribiéras 
Senior Vice President 
Industrial Packaging  
the Americas 

James P. Royalty, Jr. 
Senior Vice President and President 
International Paper Europe, 
Middle East, Africa and Russia 

Sharon R. Ryan 
Senior Vice President, 
General Counsel and 
Corporate Secretary 

John V. Sims 
Senior Vice President 
Corporate Development 

Catherine I. Slater 
Senior Vice President 
Global Cellulose Fibers and  
IP Asia 

Gregory T. Wanta 
Senior Vice President 
North American Container 

Lee C. Alexander
Vice President
Global Fiber Supply

Santiago Arbelaez 
Vice President 
Industrial Packaging 
International Paper Brazil 

Mark M. Azzarello 
Vice President 
Human Resources, Global 
Compensation and Benefits 

Hans M. Bjorkman 
Vice President and 
General Manager 
European Papers 

September G. Blain 
Vice President 
Disruptive Technologies

Paul J. Blanchard 
Vice President 
Supply Chain Operations 
Industrial Packaging 

Vincent P. Bonnot 
Vice President 
Finance, Controller and  
Chief Accounting Officer 

Eric Chartrain 
Vice President and  
General Manager 
Packaging  
Europe, Middle East and  
Africa 

Thomas A. Cleves 
Vice President 
Global Citizenship 

Kirt Cuevas 
Vice President 
Environment,  
Health and Safety 

Rodrigo Davoli 
Vice President  
Latin America Papers 
President  
International Paper Brazil 

Donald P. Devlin 
Vice President 
Finance and Strategy 
Industrial Packaging

Gary M. Gavin 
Vice President 
West Area 
North American Container 

Greg C. Gibson 
Vice President and  
General Manager 
North American Papers 

Holly Goughnour 
Vice President 
Tax 

John F. Grover 
Vice President 
Enterprise Converting 
Optimization 
North American Container 

Bathsheba T. Sams 
Vice President  
Human Resources 
Industrial Packaging  
the Americas 

Fred A. Towler 
Chief Diversity Officer and 
Vice President  
Human Resources, 
Talent Management and  
Global Mobility 

Keith R. Townsend 
Vice President and President 
International Paper Russia 

Marc Van Lieshout 
Vice President 
Corporate Audit 

Robert W. Wenker 
Vice President and 
Chief Information Officer 

Hunter M. Whiteley 
Vice President Manufacturing 
Global Cellulose Fibers 

Patrick Wilczynski 
Vice President 
Capital Effectiveness 

Ron P. Wise 
Vice President 
Commercial and  
National Accounts 
North American Container 

ILIM GROUP  
SENIOR LEADERSHIP 

Ksenia Sosnina 
Chief Executive Officer

Guillermo Gutierrez 
Vice President 
Investor Relations 

Jason J. Handel
Vice President 
Sales and Marketing 
Global Cellulose Fibers

Errol A. Harris 
Vice President and Treasurer 

Russell V. Harris 
Vice President Manufacturing 
Industrial Packaging

Peter G. Heist 
Vice President 
North Area  
North American Container 

Kally Hodgson
Vice President
Global Sourcing

Robert M. Hunkeler 
Vice President 
Trust Investments 

Chris J. Keuleman 
Vice President 
Global Government Relations 

Allison B. Magness 
Vice President 
South Area  
North American Container 

Brian N.G. McDonald 
Vice President 
Strategic Planning 

Brett A. Mosley 
Vice President Manufacturing 
Industrial Packaging 

Mark P. Nellessen 
Vice President 
Financial Planning and Analysis 

Michael V. Pauly
Vice President Manufacturing 
Paper the Americas

Aimee K. Gregg 
Vice President and  
General Manager 
Recycling and Recovered Fiber 

Joseph R. Saab
Vice President
Deputy General Counsel and 
Assistant Corporate Secretary

BOARD OF DIRECTORS
As of April 1, 2020

Mark S. Sutton
Chairman of the Board and Chief Executive Officer
International Paper Company

William J. Burns
President
The Carnegie Endowment for International Peace

Christopher M. Connor
Retired Chairman, President and Chief Executive Officer
The Sherwin-Williams Company

Ahmet C. Dorduncu
Chief Executive Officer
Akkök Group

Ilene S. Gordon
Presiding Director
Retired Chairman, President and Chief Executive Officer
Ingredion Incorporated

Anders Gustafsson
Chief Executive Officer
Zebra Technologies Corporation

Jacqueline C. Hinman
Former Chairman, President and Chief Executive Officer
CH2M HILL Companies, Ltd.

Clinton A. Lewis, Jr.
Former Executive Vice President and Group President 
International Operations, Commercial Development,
Global Genetics and Aquatic Health
Zoetis Inc.

Kathryn D. Sullivan
Senior Fellow at the Potomac 
Institute for Policy Studies and
Ambassador-at-Large at the Smithsonian 
National Air and Space Museum

J. Steven Whisler
Retired Chairman and Chief Executive Officer
Phelps Dodge Corporation

Ray G. Young
Executive Vice President and Chief Financial Officer
Archer Daniels Midland Company

SHAREHOLDER INFORMATION
CORPORATE HEADQUARTERS
International Paper Company
6400 Poplar Avenue Memphis, TN 38197
(901) 419-9000

ANNUAL MEETING
The next annual meeting of shareholders will be held at  
International Paper’s global headquarters in Memphis, TN, 
at 11:00 a.m. CDT on Monday, May 11, 2020.

TRANSFER AGENT AND REGISTRAR
Computershare, our transfer agent, maintains the records of 
our registered shareholders and can help you with a variety of 
shareholder related services at no charge including:

•  Change of name or address
•  Consolidation of accounts
•  Duplicate mailings
•  Dividend reinvestment enrollment
•  Lost stock certificates
•  Transfer of stock to another person
•  Additional administrative services

Telephone:
(800) 678-8715 (U.S.)
(201) 680-6578 (International)

MAILING ADDRESSES
Shareholder correspondence should be mailed to:
Computershare Investor Services
P.O. Box 505000
Louisville, KY 40233-5000
USA
Overnight mail delivery:
Computershare Investor Services
462 South 4th Street, Ste. 1600
Louisville, KY 40202
USA

SHAREHOLDER WEBSITE
www.computershare.com/investor
Shareholder online inquiries 
https://www-us.computershare.com/investor/Contact
STOCK EXCHANGE LISTINGS
Common shares (symbol: IP) are listed on the New York
Stock Exchange.

DIRECT PURCHASE PLAN
Under our plan, you may invest all or a portion of your dividends, 
and you may purchase up to $250,000 of additional shares each 
year. You may also deposit your certificates with the transfer 
agent for safe-keeping. For a copy of the plan prospectus, call or 
write to Computershare.

https://www-us.computershare.com/Investor/#DirectStock

INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
Deloitte & Touche LLP 
Suite 350 
6075 Poplar Avenue 
Memphis, TN 38119-0112 
USA

REPORTS AND PUBLICATIONS
This Annual Performance Summary is being delivered 
to our shareholders to comply with the annual report 
delivery requirements of the New York Stock Exchange 
and Rule 14a-3 under the Securities Exchange Act. All 
information required by those applicable rules is contained 
in this Annual Performance Summary, including certain 
information contained in the Form 10-K included herein, 
which has previously been filed with the Securities and 
Exchange Commission. Copies of this Annual Performance 
Summary (including the 10-K), SEC filings and other 
publications may be obtained free of charge by visiting our 
Web site, http://www.internationalpaper.com, by calling 
(800)332-8146, or by writing to our investor relations 
department at the corporate headquarters address 
listed above.

INVESTOR RELATIONS
Investors desiring further information about International Paper 
should contact the investor relations department at corporate 
headquarters, (901) 419-9000.

Our Vision is to be among the most 

successful, sustainable and responsible 

companies in the world.

International Paper
Board of Directors

Mark S. Sutton 
Chairman of the Board  
and Chief Executive Officer 
International Paper  
Company

William J. Burns 
President 
The Carnegie 
Endowment for 
International Peace

Christopher M. Connor 
Retired Chairman, 
President and Chief 
Executive Officer  
The Sherwin-Williams 
Company

Ahmet C. Dorduncu 
Chief Executive Officer 
Akkök Group

Ilene S. Gordon 
Presiding Director  
Retired Chairman, 
President and Chief 
Executive Officer  
Ingredion Incorporated

Anders Gustafsson 
Chief Executive Officer 
Zebra Technologies 
Corporation

Jacqueline C. Hinman 
Former Chairman, 
President and Chief 
Executive Officer  
CH2M HILL Companies, 
Ltd. 

Clinton A. Lewis, Jr. 
Former Executive Vice 
President and Group 
President International 
Operations, Commercial 
Development, Global 
Genetics and Aquatic Health  
Zoetis Inc. 

Kathryn D. Sullivan 
Senior Fellow at the 
Potomac Institute for 
Policy Studies and 
Ambassador-at-Large at 
the Smithsonian National 
Air and Space Museum

J. Steven Whisler 
Retired Chairman and 
Chief Executive Officer 
Phelps Dodge 
Corporation

Ray G. Young 
Executive Vice President 
and Chief Financial Officer 
Archer Daniels Midland 
Company

The IP Way Forward is our strategic framework 

for pursuing our Vision and creating value for all 

stakeholders for generations to come.

World 
Headquarters

Regional 
Headquarters

International Paper 
Company 
6400 Poplar Avenue 
Memphis, TN 38197  
United States of America

International Paper Asia 
8F, Building A 
Xuhui Vanke Center 
55 Ding An Road 
Shanghai, 200235, China

International Paper Do Brasil 
Rodovia SP 340, KM 171 
Mogi Guaçu/SP 
CEP: 13845-901

International Paper Europe, 
Middle East and Africa  
(EMEA)  
Chaussée de la Hulpe 166 
1170 Brussels, Belgium

International Paper Russia 
Kropotkina Street 1, Litera I  
Saint Petersburg, 197101  
Russia

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More than 

25,000 

Customers in 

150 Countries

$22 Billion 

Total Revenue 

in 2019

More than  

50,000  

Employees

WHO WE ARE 

We are one of the world’s leading producers  

of renewable, fiber-based packaging,  

pulp and paper. 

WHAT WE DO 

We improve people’s lives, the planet  

and our company’s performance by 

transforming renewable resources into 

products people depend on every day. 

HOW WE DO IT 

We do the right things, in the right ways,  

for the right reasons, all of the time – this  

is The IP Way. Together, The IP Way and our 

Core Values of Safety, Ethics and 

Stewardship serve as our guideposts as we 

carry out our Mission. 

  |   2019 ANNUAL PERFORMANCE SUMMARY

 ANNUAL 

PERFORMANCE 

SUMMARY

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©2020 International Paper Company. All rights reserved. Accent, Ballet,  
by George, Chamex, Hammermill, International Paper logo, POL, 
PRO-DESIGN, REY and SvetoCopy are registered trademarks of 
International Paper Company or its affiliates. 

From FORTUNE Magazine, February 2020, ©2020 Fortune Media IP 
Limited. FORTUNE and The World’s Most Admired Companies are 
registered trademarks of Fortune Media IP Limited and are used under 
license. FORTUNE and Fortune Media IP Limited are not affiliated with, 
and do not endorse the products or services of, International Paper 
Company. “World’s Most Ethical Companies” and “Ethisphere” names 
and marks are registered trademarks of Ethisphere LLC. FTSE Russell  
(the trading name of FTSE International Limited and Frank Russell 
Company) confirms that International Paper has been independently 
assessed according to the FTSE4Good criteria, and has satisfied the 
requirements to become a constituent of the FTSE4Good Index Series. 
Created by the global index provider FTSE Russell, the FTSE4Good Index 
Series is designed to measure the performance of companies 
demonstrating strong Environmental, Social and Governance (ESG) 
practices. The FTSE4Good indices are used by a wide variety of market 
participants to create and assess responsible investment funds and other 
products. All product names, logos and brands are property of their 
respective owners. 

Annual Performance Summary printed on Accent Opaque Cover Smooth 
100lb. and Text Smooth 100lb. 10-K printed on Accent Opaque Text 
Smooth 50lb.

InternationalPaper.com

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