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InvenTrust Properties Corp.

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FY2015 Annual Report · InvenTrust Properties Corp.
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Thomas P. McGuinness
President & CEO

Dear InvenTrust Stockholders,

InvenTrust Properties Corp. (“InvenTrust”) had a transformative year in 2015.  We began 

the year with three core real estate platforms – student housing, multi-tenant retail and 

hotels – as well as a portfolio of non-core assets. Following a series of transactions, with 

the fi nal transaction expected to be completed by the end of the second quarter of 2016, 

InvenTrust will become a pure-play retail asset class company with a simplifi ed and focused 

portfolio strategy.

Fellow stockholders, there is no denying InvenTrust’s long history and complex investment 

story. Since our inception, InvenTrust (which was, at that time, known as Inland American) 

assembled a $12 billion portfolio of assets with a focus on the credit quality of tenants 

and length of lease term. This investment thesis was consistent with our original stated 

investment charter. A signifi cant number of our assets were purchased prior to 2009 (before 

the economic downturn) and were in a wide variety of geographic markets and asset 

classes including: offi  ce, hotels, industrial, student housing, net lease and multi-tenant 

retail, etc.  Our diversity and size supported our attractive distribution payout during the 

downturn, but this same size and diversity led to complexity in monetizing the portfolio.  

We are now approaching our goal of a streamlined strategy and a single asset class focus. 

Establishing the Foundation for Our Strategic Evolution

In 2012, when we fi rst articulated our long-term plan, our focus included streamlining 

our portfolio while improving and strengthening our balance sheet. We understood the 

collection of properties in each of our separate platforms had a unique and diff erentiating 

story in their respective sectors that would make these platforms attractive to both private 

and public buyers. These elements ultimately validated and supported the company’s 

strategy to monetize its portfolio of assets by individual platform, utilizing a range of 

options. While these multiple corporate actions and events have taken time to execute, 

we believe these actions maximize value for InvenTrust’s stockholders.

 InvenTrust Properties 2015 Annual Report | 1

EXECUTION OF TRANSFORMATION STRATEGY

Sale of apartment 
portfolio

Disposition of triple 
net assets

Led to signifi cant debt 
reduction and balance 
sheet restructuring

Led to $398 million 
share buy back

Led to spin-off   and listing 
of hotel platform - Xenia 
Hotels & Resorts, Inc.

Additional investment 
in full service, premier 
hotel assets

$1.1 billion select 
service hotel 
portfolio sale

2 | InvenTrust Properties 2015 Annual Report

Self-management 
for no fees

Led to elimination of 
sponsor asset 
management fees

Led to enhancement of 
management team by 
adding experienced & 
proven professionals and an 
appointment of a new board 
member

Spin-off   of our 
non-core assets - 
Highlands REIT, Inc.  

Pending the sale of the 
student housing 
platform 

Will lead to InvenTrust 
becoming a pure-play, 
single asset retail REIT

Achieving  Our  Transformation 
With this foundation in place, we have been 
able to deliver on multiple elements of our 
strategy in 2015 and into 2016.  Following the 
completion of these transactions, InvenTrust 
will be a more focused REIT committed to our 
strategy of refi ning and tailoring our pure-
play retail platform.

The sale of our student housing platform will 
mark the culmination of our evolution and will 
allow us to focus our energies and investment 
capital into our multi-tenant retail platform. 
We expect to complete the student housing 
transaction by the end of the second quarter 
of 2016. 

The  Board  continues  to  evaluate  potential 
uses  of  the  proceeds  from  the  student 
housing sale which may include, but are not 
limited to:

• 

• 

• 

Investing in premier retail multi-tenant 
assets in our target markets with job and 
population growth;

Reducing  debt  and  enhancing  capital 
structure; and

Repurchasing  shares  to  provide 
stockholders  with  another  liquidity 
opportunity.

After  the  Board  determines  the  best  use 
of  proceeds,  the  next  step  is  to  realign  our 
distribution  rate  to  reflect  what  can  be 
supported  from  the  remaining  InvenTrust 
portfolio.    When  the  Board  sets  the  new 
distribution rate it will consider a number of 
factors including the:

• 

• 

• 

Reduced size of our remaining portfolio;

Speed by which the company may be 
able to redeploy proceeds from property 
dispositions and the dilution from these 
activities;

Yield or cash flow produced by  newly 
acquired properties; and

•  Cash  flow  produced  by  the  current 
portfolio of assets including joint venture 
operations and individual property sales.

We expect that a new distribution rate will be 
determined and announced after the closing of 
the student housing sale expected in late June.

 InvenTrust Properties 2015 Annual Report | 3

Let’s  take  a  look  at  an  important  hub  for  InvenTrust    –    Denver. 
In  Denver,  we  are  leveraging  the  enhanced  local  knowledge 
collected  from  the  company’s  real  estate  professionals  in  the 
region to acquire and manage assets not only in Denver, but also 
in surrounding markets such as Colorado Springs and Greeley (the 
home of Northern Colorado University). The benefi t of  this  deep, 
local knowledge has allowed us to target assets that contribute a 
higher yield and value to our platform.

InvenTrust in 2016: Enhancing Value as a Pure-Play 
Retail REIT
So  what  is  next  for  InvenTrust?    As  we  execute  on  our  next 
chapter, we are witnessing critical changes in the retail real estate 
environment.  Consumers  continue  to  spend  more  time  online, 
but  retailers  are  embracing  a “bricks  and  clicks”  or  omni-channel 
business model.  Even e-commerce retailers are fi nding that having 
a physical presence is critical to their success.  As consumers and 
their  families  demand  quicker  and  healthier  dining  options,  we 
are  witnessing  a  rapid  increase  in  fresh  prepared  off erings  from 
our  grocery  tenants  and  new  cutting  edge,  healthy  restaurant 
concepts.    As  millennials  look  for  an  atmosphere  of  community, 
retailers want to be in open-air centers that bring a sense of local 
character  and  drive  shopper  engagement. We  believe  that  these 
are all opportunities for InvenTrust to focus and drive value in our 
go-forward retail-focused strategy.

It’s an exciting and innovative time to be in retail real estate, but 
as  always  there  is  one  constant:  Location  matters.   At  InvenTrust, 
our  focus  is  to  own  and  operate  retail  properties  in  premier 
locations in high job and population growth markets.  This dynamic 
combination  drives  demand  for  space  from  all  retailers  resulting 
in  improved  occupancy  for  our  properties  and  enhanced  rental 
income growth, with the ultimate objective of delivering value for 
our stockholders.

Center Type by Gross Leaseable Area (GLA)

at 12/31/15

aa

Forest
Forest

Rocky Mountain
Rocky Mountain
National Park
National Park

d
Loveland
dnnd
Loveland

GGRREEEELLEYEY
YYYYYY
GREELEY
GREELEY

Greeley

Longmont
Longmont

Indian Peaks
Indian Peaks
Wilderness Area
Wilderness Area

Hudson
Hudson

Boulder
Boulder

Lafayette
Lafayette

Westminster

WWEESTSTTMMIINNSTSTTEER
WESTMINSTER
WESTMINSTER

Arpaho National 
Arpaho National 
Forest
Forest

Idaho
Idaho
Springs
Springs

Golden
enen
Golden

Mount Evans
Mount Evans
Wilderness Area
Wilderness Area

Evergreen
Evergreen

Conifer
Conifer

Arvada
dddd
AArrvvaadda
Arvada

CoCoCoComomommmmmmememerercerrcrcece CCititty
Commerce City
yyyC
Commerce City

DENVER
VVVVVVVVVVVNNNNNNNNNNNDDDD VVNNNNNNNDDDEENVNVVEER AAururrororrara
DENVER Aurora
DENVER

Aurora

d
EEnngglele
ddd
EEnEnEnnggglgleewwooooodd
Englewood
Englewood

LLLiLiitittttttletlleleetoettotonoonn
Littleton
Littleton

Centennial
Centennial

Castle Rock
Castle Rock

Lost Creek
Lost Creek
Wilderness Area
Wilderness Area

Pike National
Pike National
Forest
Forest

Neighborhood 
Center
32%

Power Center
68%

sabel National
sabel National

l
Pike National
Pike National
Forest
Forest

Colorado Springs

COLORADO SPRINGS
OCCOOLLOORARAADDO SSPPRRIINNGGS
O
CCCC OOO
COLORADO SPRINGS

PP

Non-Grocery
 Anchor
43%

Grocery Anchor
57%

Establishing a Presence in Key Locations
We refer to one aspect of our location strategy as a ‘Hub-and-Spoke’ 
model.  This  strategy  emphasizes  a  focus  on  target  markets  with 
favorable demographics and characteristics, including: 

Signifi cant population density and growth;

• 
•  Above-average household income and education levels; 
• 

Strong  barriers  to  entry  that  make  new  competition  diffi  cult; 
and
Suffi  cient  asset  concentration  or  favorable  opportunity  to 
build signifi cant concentration.

• 

Once we establish a presence in the ‘Hub’ – typically an urban area 
that  meets  these  criteria  –  we  build  out  the ‘Spokes.’ This  means 
targeting properties with similar characteristics in the surrounding 
communities and sub-markets. We fi nd that we are able to achieve 
favorable acquisition pricing and service these spoke markets cost-
eff ectively.  

4 | InvenTrust Properties 2015 Annual Report

Supporting Credibility in Our Communities
Our  ‘Hub  and  Spoke’  strategy  along  with  the  expansion  of  our 
regional  offi  ces  provides  a  competitive  advantage  in  our  target 
markets  based  on  our  expertise  in  each  operating  region.  This 
allows  us  to  build  solid  tenant  relationships  and  enhances  our 
credibility  as  both  a  landlord  and  community  contributor.  In 
addition to learning about a tenant’s growth objectives before the 
tenant leases space from us, we support the tenant by sharing our 
market knowledge and working closely together on regional retail 
trends. This  mutually  benefi cial  relationship  ensures  that  we  can 
grow together, while providing a pipeline for future collaboration 
as retailers expand in the region or other InvenTrust markets. Our 
concentrated  presence  of  centers  in  these  target  markets  also 
provides us with a unique opportunity to leverage our relationships 
to secure more favorable lease terms.

Delivering a Superior Consumer Experience
Another element that drives demand to our centers is an improved 
consumer  experience.  Consumers,  especially  millennials,  value  a 
sense  of  community. They  want  an  environment  that  is  relevant, 
enjoyable and comfortable – the types of venues where families and 
people in the community gather. We’re doing a number of things 
to bring these elements to our centers, such as installing improved 
lighting, designing enhanced landscaping and hosting community 
activities and entertainment to create a more appealing shopping 
experience for our customers. 

Targeting Retailers that are Expanding 
Retailers are expanding again. They’re doing it cautiously and they’re doing it judiciously, but they are opening up additional stores. 
In addition, many traditional online retailers have recognized that a physical market presence is essential to complement their 
e-commerce platform. Retailers are realizing that a combined platform (an omni-channel model) enhances their performance. 
These  elements,  coupled  with  historically  low  levels  of  new  retail  centers  being  developed,  have  contributed  to  a  favorable 
landlord market. 

 InvenTrust Properties 2015 Annual Report | 5

Building a Direct Leasing Staff 
As part of the self-management transition, we have evolved from a broker-centric 
leasing model to a direct leasing staff  and to an internal property management 
structure. Our direct leasing staff  is based primarily in our regional offi  ces which 
allows us to maintain close contact with regional and local tenants. The leasing 
teams  are  tasked  with  actively  seeking  to  lease  space  at  favorable  rates  while 
establishing  a  more  favorable  tenant  mix  and  identifying  complementary  uses 
to maximize tenant performance at our properties. Our property management 
team is focused on maintaining strong tenant relationships, controlling expenses 
and enhancing the customer shopping experience.  

Top 5 retail tenants by retail gross leasable area (GLA) 

at 12/31/15

 5.4%

 4.1%

2.9%

 3.2%

2.7%

Exiting Unfavorable Markets
As  we  continue  to  execute  on  our  key  markets  strategy,  we  intend  to 
opportunistically  sell  non-strategic  retail  properties.  We  currently  operate  in 
about 40 markets, but we expect to target our investments to roughly half that 
number.  Our  future  focus  is  to  continue  to  target  markets  with  high  job  and 
population growth, primarily in Sunbelt markets. This will best serve our focused 
strategy and provide capital that can be redeployed into our target markets.

Target Market Acquisitions

Strategic Retail Properties

Non-Strategic Retail Properties

InvenTrust Properties Office Location

6 | InvenTrust Properties 2015 Annual Report

uisitions

perties

il Properties

es Office Location

 InvenTrust Properties 2015 Annual Report | 7
 InvenTrust Properties 2015 Annual Report | 7
InvenTrust Properties 2

20015 AAn5 AA
2010155 AAn

l
nnual

Leverage Ratio

55%

at 12/31/15

36%

2012

2015

50%

40%

30%

20%

10%

0%

Growth through Redevelopment
The fi nal piece of our strategy is our redevelopment 
plan at select properties. We have initiated this at 
two  assets  in  2015  and  anticipate  this  program 
will  grow  in  the  future.    In  addition,  we  have 
identifi ed properties in our retail portfolio where 
additional  growth  can  be  achieved  by  adding 
outparcel sites or increasing the rentable square 
footage.  With  limited  new  development  and 
increasing, but controlled, retailer expansion, we 
see  this  as  a  great  opportunity  to  increase  our 
cash fl ow from properties we control and where 
tenants are looking to locate or expand. 

op
d
p
w
i
y
le
me
ns
ea
d

Maintaining a Solid Balance Sheet
We  have  made  tremendous  progress  strengthening  our  balance 
sheet  and  capital  structure.  To  that  end,  in  November  2015  we 
closed on a $300 million term loan to help support our expected 
debt  maturities  in  2017  and  eff ectively  manage  the  laddering 
of  our  maturity  schedule.    Our  leverage  ratio  is  in  line  with  our 
expectations  and,  while  we  anticipate  interest  rates  to  rise  over 
the long term, we believe we have positioned our debt structure 
to handle any moderate increases in rates.  Moving into 2016, we 
will  also  start  to  expand  our  unencumbered  debt  metrics  on  the 
balance sheet.  Our solid balance sheet and capital structure provide 
InvenTrust with the resources or the “dry powder” to execute on our 
retail acquisition strategy over the next 18 months. 

The InvenTrust Team
As  you  are  aware,  we  have  achieved  many 
signifi cant  milestones  over  the  past  24  months.  
The  completion  of  these  events  and  activities 
tie
would  not  have  been  possible  without  the  eff ort  and  dedication 
onn
of a fi ne group of professionals I have the pleasure of working with 
every day.  The team’s collaboration and innovation is the backbone 
of  InvenTrust.  I  will  continue  to  rely  on  them  as  we  move  our 
strategy  forward  in  2016  with  key  acquisitions,  excellent  balance 
sheet management and thoughtful capital allocation. 

m
nt

To  our  more  than  170,000  stockholders,  we  are  committed  to 
working  diligently  to  successfully  maximize  value  for  all  of  you. 
I  look  forward  to  updating  you  on  our  further  achievements 
throughout the year.

Total Mortgage Debt

Sincerely,

Variable Rate
12%

at 12/31/15

INVENTRUST PROPERTIES CORP

Fixed Rate
88%

Thomas P. McGuinness
President, CEO
April 29, 2016

8 | InvenTrust Properties 2015 Annual Report

 
UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
WASHINGTON, D.C. 20549 

FORM 10-K 

(cid:95)(cid:3)

(cid:133)(cid:3)

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2015 

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the transition period from                to 

COMMISSION FILE NUMBER: 000-51609 

InvenTrust Properties Corp. 
(Exact name of registrant as specified in its charter) 

Maryland 

34-2019608 

(State or other jurisdiction of incorporation or organization) 

(I.R.S. Employer Identification No.) 

2809 Butterfield Road, Suite 360, Oak Brook, Illinois 
(Address of principal executive offices) 

60523 
(Zip Code) 

(855) 377-0510 
(Registrant’s telephone number, including area code) 

Securities registered pursuant to Section 12(b) of the Act: 
None 

Securities registered pursuant to Section 12(g) of the Act: 
Common stock, $0.001 par value per share 
(Title of Class) 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.    Yes  (cid:133)    No  (cid:95) 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.    Yes  (cid:133)    No  (cid:95) 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 
1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to the 
filing requirements for the past 90 days.    Yes  (cid:95)    No  (cid:133) 

Indicate by check mark whether the Registrant has submitted electronically and posted on its corporate website, if any, every Interactive Data File 
required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such 
shorter period that the registrant was required to submit and post such files).    Yes  (cid:95)   No  (cid:133) 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, 
to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any 
amendment to this Form 10-K.  (cid:133) 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or a smaller reporting 
company. (See definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act). 

Large accelerated filer  (cid:133)(cid:3)  

Non-accelerated filer 

(cid:95)(cid:3)  

Accelerated filer 

Smaller reporting company 

(cid:133)(cid:3)

(cid:133)(cid:3)

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    Yes  (cid:133)    No  (cid:95) 

There is no established market for the registrant’s shares of common stock. The aggregate market value of the registrant’s common stock held by 
non-affiliates  of  the  registrant  as  of  June 30,  2015  (the  last  business  day  of  the  registrant’s  most  recently  completed  second  quarter)  was 
approximately $3,446,515,096, based on the estimated per share value of $4.00, as established by the registrant on February 4, 2015. 

As of March 17, 2016, there were 862,205,672 shares of the registrant’s common stock outstanding. 

 
 
 
 
 
 
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

TABLE OF CONTENTS 

Special Note Regarding Forward-Looking Statements 

Item 1.  Business 
Item 1A.  Risk Factors 
Item 1B.  Unresolved Staff Comments 
Item 2. 
Properties 
Item 3.  Legal Proceedings 
Item 4.  Mine Safety Disclosures 

Part I 

Part II 

Item 5.  Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 

Securities 
Selected Financial Data 

Item 6. 
Item 7.  Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Item 7A.  Quantitative and Qualitative Disclosures About Market Risk 
Item 8.  Consolidated Financial Statements and Supplementary Data 
Item 9.  Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 
Item 9A.  Controls and Procedures 
Item 9B.  Other Information 

Part III 
Item 10.  Directors, Executive Officers and Corporate Governance 
Item 11.  Executive Compensation 
Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 
Item 13.  Certain Relationships and Related Transactions, and Director Independence 
Item 14.  Principal Accounting Fees and Services 

Item 15.  Exhibits and Financial Statement Schedules 

Signatures 

Part IV 

Page 

ii 

1 
6 
27 
27 
33 
33 

34 

36 
40 
72 
74 
139 
139 
139 

140 
143 
168 
170 
171 

172 
173 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS 

Certain statements in this Annual Report on Form 10-K, other than purely historical information, are "forward-looking statements" 
within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, 
and  Section  21E  of  the  Securities  Exchange  Act  of  1934,  as  amended.  These  statements  include  statements  about  InvenTrust 
Properties Corp.'s plans, objectives, strategies, financial performance and outlook, trends, the amount and timing of future cash 
distributions, prospects or future events and involve known and unknown risks that are difficult to predict. As a result, our actual 
financial results, performance, achievements or prospects may differ materially from those expressed or implied by these forward-
looking statements. In some cases, you can identify forward-looking statements by the use of words such as "may," "could," "expect," 
"intend," "plan," "seek," "anticipate," "believe," "estimate," "guidance," "predict," "potential," "continue," "likely," "will," "would," 
"illustrative" and variations of these terms and similar expressions, or the negative of these terms or similar expressions.  Such 
forward-looking statements are necessarily based upon estimates and assumptions that, while considered reasonable by us based on 
our knowledge and understanding of the business and industry, are inherently uncertain.  These statements are not guarantees of 
future performance, and stockholders should not place undue reliance on forward-looking statements. There are a number of risks, 
uncertainties and other important factors, many of which are beyond our control, that could cause our actual results to differ 
materially from the forward-looking statements contained in this Annual Report on Form 10-K. Such risks, uncertainties and other 
important factors, include, among others, the risks, uncertainties and factors set forth under "Part I, Item IA. -- Risk Factors" and 
"Part II, Item 7 -- Management’s Discussion and Analysis of Financial Condition and Results of Operations," and the risks and 
uncertainties related to the following: 

•  market and economic volatility experienced by the U.S. economy or real estate industry as a whole, and the local 

economic conditions in the markets in which our properties are located; 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

our ability to complete strategic transactions, including the anticipated spin-off of non-core assets and sale of our 
student housing platform; 

our ability to identify, execute and complete disposition opportunities; 

our ability to identify, execute and complete acquisition opportunities and to integrate and successfully operate any 
properties acquired in the future and the risks associated with such properties; 

our ability to manage the risks and costs of being a self-managed company over the long term; 

loss of members of our senior management team or key personnel; 

changes in governmental regulations and United States accounting standards or interpretations thereof; 

our ability to access capital for renovations and acquisitions on terms and at times that are acceptable to us; 

changes in the competitive environment in the leasing market and any other market in which we operate; 

forthcoming expirations of certain of our leases and our ability to re-lease such properties; 

our ability to collect rent from tenants or to rent space on favorable terms or at all; 

the impact of leasing and capital expenditures to improve our properties in order to retain and attract tenants; 

events beyond our control, such as war, terrorist attacks, natural disasters and severe weather incidents, and any 
uninsured or underinsured loss resulting therefrom; 

actions or failures by our joint venture partners, including development partners; 

the cost of compliance with and liabilities under environmental, health and safety laws; 

changes in real estate and zoning laws and increases in real property tax rates; 

the economic success and viability of our anchor retail tenants; 

our debt financing, including risk of default, loss and other restrictions placed on us; 

our ability to refinance maturing debt or to obtain new financing on attractive terms; 

future increases in interest rates; 

the availability of cash flow from operating activities to fund distributions; 

our investment in equity and debt securities and in companies we do not control, including Xenia Hotels & Resorts, 
Inc.; 

our status as a real estate investment trust ("REIT") for federal tax purposes; and 

 
• 

changes in federal, state or local tax law, including legislative, administrative, regulatory or other actions affecting 
REITs. 

These factors are not necessarily all of the important factors that could cause our actual results, performance or achievements to 
differ materially from those expressed in or implied by any of our forward-looking statements. Other unknown or unpredictable 
factors also could harm our business, financial condition, results of operations or cash flows. All forward-looking statements 
attributable to us or persons acting on our behalf are expressly qualified in their entirety by the cautionary statements set forth 
above. Forward-looking statements speak only as of the date they are made, and we do not undertake or assume any obligation 
to update publicly any of these forward-looking statements to reflect actual results, new information or future events, changes in 
assumptions or changes in other factors affecting forward-looking statements, except to the extent required by applicable law. If 
we update one or more forward-looking statements, no inference should be drawn that we will make additional updates with 
respect to those or other forward-looking statements. 

 
 
 
PART I 

Item 1. Business 

General 

References in this Annual Report on Form 10-K ("Annual Report") to "we", "our", "us", "InvenTrust" and the "Company" are 
references to InvenTrust Properties Corp., and our business and operations conducted through our direct or indirect 
subsidiaries. 

InvenTrust was incorporated as Inland American Real Estate Trust, Inc. in October 2004 as a Maryland corporation and has 
elected to be taxed, and currently qualifies, as a real estate investment trust ("REIT") for federal tax purposes.  We were formed 
to own, manage, acquire and develop a diversified portfolio of commercial real estate located throughout the United States and 
to own properties in development and partially own properties through joint ventures, as well as investments in marketable 
securities and other assets. As of December 31, 2015, our portfolio was comprised of 129 properties representing 15.3 million 
square feet of retail space, 11,039 student housing beds and 5.7 million square feet of non-core space. 

Throughout 2015 and into 2016, we have continued to implement our strategy of focusing, tailoring, and refining our portfolio 
of real estate assets to enhance stockholder value and provide liquidity events for our stockholders.  We achieved several 
important milestones in our efforts, including the purchase of four high performing retail assets located in key markets such as 
Denver, Dallas and Orlando, as well as the following: 

• 

• 

• 

• 

• 

In February 2015, we completed the spin-off and listing of our lodging platform, Xenia Hotels & Resorts, Inc. 
("Xenia"); 

In April 2015, we changed our name to InvenTrust in order to highlight and develop a brand that was independent 
from our former sponsor and distinguish ourselves in our core retail business; 

In November 2015, we signed a new $300 million unsecured term loan credit facility with a group of lenders led by 
Wells Fargo Securities, LLC; 

In December 2015, we announced our intent to spin off substantially all of our non-core assets through the distribution 
of the shares of common stock of Highlands REIT, Inc. ("Highlands"), a wholly-owned subsidiary that we formed to 
hold these assets; and 

In January 2016, after undergoing a robust evaluation process, we announced an agreement to sell our student housing 
platform, University House Communities Group, Inc. ("University House"), for approximately $1.4 billion. 

These actions, which are described in more detail below, are consistent with our strategy to focus on becoming a pure-play 
multi-tenant retail platform. Moving forward, we plan to continue to acquire open-air assets in key growth markets with 
favorable demographics and expected above-average net operating income growth, while disposing of non-strategic properties 
in markets that are low growth, lack sufficient asset concentration and do not provide a favorable opportunity to build 
significant concentration. 

Spin-Off of Xenia Hotels & Resorts, Inc. 

On February 3, 2015, we completed the spin-off of our subsidiary, Xenia (the "Xenia Spin-Off"), which at the time owned 46 
premium full service, lifestyle and urban upscale hotels and two hotels in development, through the pro rata taxable distribution 
of 95% of the outstanding common stock of Xenia to holders of record of our common stock as of the close of business on 
January 20, 2015, the record date. Each holder of record of our common stock received one share of Xenia’s common stock for 
every eight shares of our common stock held at the close of business on the record date. In lieu of fractional shares, our 
stockholders received cash. On February 4, 2015, Xenia’s common stock began trading on the New York Stock Exchange 
("NYSE") under the ticker symbol "XHR." 

Following the Xenia Spin-Off, our board of directors analyzed and reviewed our distribution rate, and on February 24, 2015, 
we announced that our board reduced our annual distribution rate from $0.50 per share of common stock to $0.13 per share of 
common stock. 

A number of factors were considered in establishing the new distribution rate.  Xenia generated a substantial portion of our cash 
flows from operations and as a result, our previous distribution rate was not sustainable after the Xenia Spin-Off. In addition, 
our board of directors determined that it is in the best interests of the Company to retain additional operating cash flow in order 

1 

 
 
to accumulate an appropriate level of capital reserves to enable us to tailor and grow our retail and student housing platforms, 
consistent with our strategy and objectives, as well as to address future lease maturities and disposition plans related to several 
properties in our non-core portfolio. 

Anticipated Spin-Off of Assets Included in Our Non-Core Segment 

On December 23, 2015, we announced our intent to spin off substantially all of the assets included in our non-core segment 
through the pro-rata distribution of 100% of the outstanding shares of common stock of Highlands REIT, Inc. ("Highlands"), a 
wholly-owned subsidiary of InvenTrust that was formed to hold a number of our remaining non-core assets. Highlands has 
filed a preliminary registration statement on Form 10 with the Securities and Exchange Commission ("SEC") in connection 
with the proposed spin-off. Through this spin-off, we expect Highlands to be better-positioned to provide stockholders with a 
return of their investment by liquidating and distributing net proceeds from the non-core portfolio in a value-maximizing 
manner. 

Upon completion of the proposed separation and distribution from InvenTrust, Highlands will be an independent, self-
managed, non-traded REIT with a dedicated management team focused on preserving, protecting and maximizing the total 
value of its portfolio. Highlands’ portfolio is expected to consist of seven single- and multi-tenant office assets, two industrial 
assets, six retail assets, two correctional facilities, four parcels of unimproved land and one bank branch. Highlands will be led 
by Richard Vance, who currently serves as our Senior Vice President - Portfolio Management & Corporate Strategy, and in 
which role he has been responsible for managing our non-core segment with regard to asset management, property operations 
and leasing. Mr. Vance will serve as Highlands’ President and Chief Executive Officer and a member of Highlands’ board of 
directors. 

We anticipate that the spin-off will be effected by means of a pro-rata distribution by us of 100% of the outstanding shares of 
Highlands common stock. This will occur on a distribution date to be set by our board of directors in the future by way of a 
taxable pro-rata special distribution to our stockholders of record on the record date of the distribution. Each of our 
stockholders will be entitled to receive a to-be-determined number of shares of Highlands common stock for a to-be-
determined number of shares of our common stock held by each stockholder at the close of business on the record date of the 
distribution. 

Although the distribution of the outstanding shares of Highlands common stock will be in the form of a taxable distribution to 
our stockholders, we do not anticipate recognizing taxable gain as a result of the distribution. As a result, so long as 
stockholders own our common stock for the entire year in which the distribution occurs, we anticipate that the spin-off and 
distribution of Highlands common stock will not increase the amount of dividend income stockholders would have recognized 
if the distribution had not occurred. 

Following the distribution, our stockholders will own shares in both InvenTrust and Highlands. The number of InvenTrust 
shares held by stockholders will not change as a result of the distribution of Highlands common stock. Stockholder approval of 
the distribution is not required, and our stockholders will not be required to make any payment, or to surrender or exchange 
their shares of our common stock or take any other action to receive their shares of Highlands common stock on the distribution 
date. Highlands’ shares of common stock will not be listed on any securities exchange or other market as part of the spin-off. 
Following the completion of the distribution, we will not continue to own any shares of common stock of Highlands. 

We currently expect the spin-off to be completed in the second quarter of 2016. The completion of the spin-off will be subject 
to conditions and approvals, including, among others, the registration statement on Form 10 being declared effective by the 
SEC and final approval of the spin-off and related transactions by our board of directors. 

Entry into Agreement to Sell Student Housing Platform 

On January 4, 2016, we announced that we entered into a definitive purchase agreement with UHC Acquisition Sub LLC, a 
subsidiary of a joint venture formed between Canada Pension Plan Investment Board, GIC and Scion Communities Investors 
LLC, under which the joint venture’s subsidiary will acquire our student housing platform, University House. The agreement’s 
gross all-cash value is $1.4 billion. Under the terms of the agreement, the final net proceeds will be determined at the closing of 
the transaction following the determination of several events and closing considerations. During the period between signing and 
closing, University House has agreed, among other things, to conduct its business in the ordinary course, not acquire or dispose 
of any material properties and to continue to develop its development properties in accordance with existing development 
plans. The parties made customary representations, warranties and covenants in the agreement. 

The transactions contemplated by the agreement, which are expected to close in the second quarter of 2016, are subject to 
customary closing conditions. The agreement contains provisions pursuant to which the closing may be deferred until up to 

2 

 
July 5, 2016 in order to obtain certain third-party consents. The agreement provides that either the Company or acquiror may 
terminate the agreement at any time prior to the closing pursuant to customary termination rights. Upon certain events of 
termination, our sole recourse is an $85 million reverse break-up fee to be funded by the joint venture partners. For a more-
detailed summary of the terms of the agreement, see our Current Report on Form 8-K filed on January 4, 2016. 

Estimated Share Value and Distribution Rate 

As previously announced, we are deferring the publication of a new estimated share value until closer proximity to the spin-off 
of Highlands and the closing of the student housing sale, which are expected to occur in the second quarter of 2016. We have 
engaged an independent, third-party valuation firm to assist in the valuation. The valuation firm will provide a detailed 
explanation of the valuation method, analysis and process used to estimate a new per share value. We expect the value of our 
shares of common stock to be lower immediately following the spin-off of Highlands, as the value of our stock will no longer 
reflect the value of the Highlands portfolio. Once the new estimated share value is determined, we will disclose to stockholders 
how it was calculated and determined.  

Our board of directors will analyze and review our distribution rate in connection with the spin-off of Highlands and the student 
housing sale. We expect distribution payments to decrease because the University House assets produced significant cash flow 
for us. We expect to announce a new distribution rate correlated to the cash generated from the remaining portfolio of assets 
after the closing of the student housing sale.  

Strategy and Objectives 

Upon completion of the transactions described above, our sole remaining platform will be focused on multi-tenant retail 
properties.  As a pure-play retail company, our strategy will be to acquire open-air assets in key growth markets with favorable 
demographics and expected above-average net operating income growth, while disposing of non-strategic properties in markets 
that are low growth, lack sufficient asset concentration and do not provide a favorable opportunity to build significant 
concentration.  Our objective has been, and will continue to be, maximizing stockholder value over the long term. 

We believe we have built a strong foundation in our retail portfolio. Our strategy includes focusing on key growth markets 
across the country, primarily in the Sun Belt states, and growing our presence in those markets. These key markets share 
fundamental characteristics such as job growth, increasing wages and population growth. Within these markets, we will look to 
invest in properties with high traffic patterns and in desirable locations. We are confident about our investment opportunities in 
this space, particularly as national and regional retailers continue to place a premium on retail space in leading markets. We will 
dispose of non-strategic retail properties to take advantage of market conditions or in situations where the properties no longer 
fit within our strategic objectives. 

We believe that through the active management of our retail portfolio, we can positively impact our financial performance as 
follows: 

• 

• 

• 

• 

• 

• 

• 

increase rental rates by replacing underperforming tenants with stronger tenants who better meet the needs of the 
applicable market and improve the overall shopping experience of the property; 

expand our network of regional offices to continue to focus our regional leasing and operating teams on maximizing 
local market knowledge and build solid relationships with our tenants; 

invest capital in our properties to ensure we continue to meet the needs of our tenants and their customers; 

continue to reduce property expense levels to minimize overhead and operating costs; 

utilize the combined expertise of our staff in striving to provide the optimal shopping experience for our merchants 
and their customers;  

proactively manage tenant mix and lease rollover to minimize exposure to any one tenant or concentration of lease 
renewals in a particular period; and 

strive to maximize portfolio net operating income through implementation of select re-development and outparcel re-
development opportunities. 

Segment Data 

For the year ended December 31, 2015, our business segments are retail, student housing and non-core. We evaluate segment 
performance primarily based on net operating income and modified net operating income. Net operating income of the 

3 

 
 
segments excludes interest expense, depreciation and amortization, general and administrative expenses, net income of 
noncontrolling interest and other investment income from corporate investments. Modified net operating income reflects the 
income from operations excluding nonrecurring events and other GAAP rent adjustments in order to provide a comparable 
presentation of operating activity across periods.  Modified net operating income and net operating income is calculated and 
reconciled to U.S. generally accepted accounting principles ("GAAP") net income in "Part II, Item 8. Note 13 to the 
Consolidated Financial Statements" and "Part II, Item 6. Selected Financial Data".  The non-segmented assets consist of our 
cash and cash equivalents, investment in marketable securities, construction in progress, investment in unconsolidated entities 
and notes receivable.  Information related to our business segments, including a measure of profits or loss and revenues from 
our tenants for each of the last three fiscal years and total assets for each of the last two fiscal years, is set forth in "Part II, Item 
8. Note 13 to the Consolidated Financial Statements." 

Significant Tenants 

For the year ended December 31, 2015, we generated approximately 15.8% of our total annualized rental income (excluding 
student housing) from three non-core properties leased to one tenant, AT&T ("AT&T"). The original terms of these leases 
expire in 2016, 2017, and 2019, as described in more detail below.   

One of these properties, with a lease expiration in August 2016 and approximately 1.7 million square feet, is in Hoffman 
Estates, Illinois, which is in the greater metro Chicago market.  AT&T did not renew this lease during the contractual renewal 
option period. The second property, with a lease expiration in September 2017 and approximately 1.5 million square feet is in 
St. Louis, Missouri. The renewal option for this lease expires in September 2016. The third property, with a lease expiration in 
September 2019 and approximately 460,000 square feet is in Cleveland, Ohio. 

There is a strong possibility that AT&T may not renew any or all of its leases. The three non-core properties leased to AT&T are 
included in the non-core asset portfolio that we intend to spin off in the second quarter of 2016, subject to conditions and 
approvals.  See "- General - Anticipated Spin-Off of Assets Included in Our Non-Core Segment" for more information 
regarding the spin-off and the risk factors related to the spin-off and the AT&T leases in "Item 1A. Risk Factors." 

Tax Status 

We have elected to be taxed as a REIT under Sections 856 through 860 of the Internal Revenue Code of 1986, as amended (the 
"Code"), beginning with the tax year ended December 31, 2005. Because we qualify for taxation as a REIT, we generally will 
not be subject to federal income tax on taxable income that we distribute to our stockholders. If we fail to qualify as a REIT in 
any taxable year, without the benefit of certain relief provisions, we will be subject to federal and state income tax on our 
taxable income at regular corporate rates. Even if we qualify for taxation as a REIT, we may be subject to certain state and local 
taxes on our income, property or net worth, respectively, and to federal income and excise taxes on our undistributed income. 

Competition 

The commercial real estate market is highly competitive. We compete for tenants in all of our markets with other owners and 
operators of commercial properties. We compete based on a number of factors that include location, rental rates, security, 
suitability of the property’s design to tenants’ needs and the manner in which the property is operated and marketed. The 
number of competing properties in a particular market could have a material effect on a property’s occupancy levels, rental 
rates and operating income. 

We compete with many third parties engaged in real estate investment activities, including other REITs, specialty finance 
companies, savings and loan associations, banks, mortgage bankers, insurance companies, mutual funds, institutional investors, 
investment banking firms, lenders, hedge funds, governmental bodies and other entities. There are also other REITs with 
investment objectives similar to ours and others may be formed in the future. In addition, these same entities seek financing 
through the same channels that we do. Therefore, we compete for funding in a market where funds for real estate investment 
may decrease, or grow less than the underlying demand. 

Employees 

As of December 31, 2015, we had 362 full-time individuals employed at the Company, of which 180 full time individuals were 
employed at University House. 

Environmental Matters 

Compliance with federal, state and local environmental laws has not had a material adverse effect on our business, assets, or 
results of operations, financial condition and ability to pay distributions, and we do not believe that our existing portfolio will 

4 

 
require us to incur material expenditures to comply with these laws and regulations. However, we cannot predict the impact of 
unforeseen environmental contingencies or new or changed laws or regulations on our properties. 

Access to Company Information 

We electronically file our Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and 
all amendments to those reports with the Securities and Exchange Commission ("SEC"). The public may read and copy any of 
the reports that are filed with the SEC at the SEC’s Public Reference Room at 100 F Street, NE, Washington, DC 20549. The 
public may obtain information on the operation of the Public Reference Room by calling the SEC at (800)-SEC-0330. The SEC 
maintains an Internet site at www.sec.gov that contains reports, proxy and information statements and other information 
regarding issuers that file electronically. 

We make available, free of charge, by responding to requests addressed to our investor relations group, the Annual Report on 
Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and all amendments to those reports on our 
website, www.inventrustproperties.com.  These reports are available as soon as reasonably practicable after such material is 
electronically filed or furnished to the SEC. 

5 

 
Item 1A. Risk Factors 

You should carefully consider each of the following risks described below and all of the other information in this Annual Report 
on Form 10-K in evaluating us. Our business, financial condition, cash flows, results of operations and/or ability to pay 
distributions to our stockholders could be materially adversely affected by any of these risks. This Annual Report on Form 10-K 
also contains forward-looking statements that involve risks and uncertainties. Our actual results could differ materially from 
those anticipated in these forward-looking statements as a result of certain factors, including the risks faced by us described 
below and elsewhere in this Annual Report on Form 10-K. See “Special Note Regarding Forward-Looking Statements.” 

Risks Related to Our Business 

Economic and market conditions could negatively impact our business, results of operations and financial condition. 

Our business may be affected by market and economic challenges experienced by the U.S. or global economies or the real 
estate industry as a whole or by the local economic conditions in the markets in which our assets are located, including any 
dislocations in the credit markets. For example, prolonged lower oil prices may negatively impact the economy in Texas, where 
we have several properties. These conditions may materially affect our tenants, the value and performance of our assets and our 
ability to sell assets, as well as our ability to make principal and interest payments on, or refinance, any outstanding debt when 
due. Challenging economic conditions may also impact the ability of certain of our tenants to enter into new leasing 
transactions or satisfy rental payments under existing leases. Specifically, these conditions may have the following 
consequences: 

• 

• 

• 

• 

• 

• 

the financial condition of our tenants may be adversely affected, which may result in us having to increase 
concessions, reduce rental rates or make capital improvements in order to maintain occupancy levels or to negotiate 
for reduced space needs, which may result in a decrease in our occupancy levels;  

significant job loss may occur, which may decrease demand for space and result in lower occupancy levels, which will 
result in decreased revenues and which could diminish the value of assets, which depend, in part, upon the cash flow 
generated by our assets;  

an increase in the number of bankruptcies or insolvency proceedings of our tenants and lease guarantors, which could 
delay our efforts to collect rent and any past due balances under the relevant leases and ultimately could preclude 
collection of these sums;  

our ability to borrow on terms and conditions that we find acceptable may be limited;  

the amount of capital that is available to finance assets could diminish, which, in turn, could lead to a decline in asset 
values generally, slow asset transaction activity, and reduce the loan to value ratio upon which lenders are willing to 
lend; and  

the value of certain of our assets may decrease below the amounts we paid for them, which would limit our ability to 
dispose of assets at attractive prices or for potential buyers to obtain debt financing secured by these assets and could 
reduce our ability to finance our business.  

Our management and our board of directors are executing on strategic transactions related to our non-core and student 
housing assets designed to maximize the value of these assets and provide liquidity for our stockholders.  Such strategic 
transactions may not occur, and even if they do occur, they may not be successful or result in the anticipated benefits. 

In December 2015, we announced our intent to spin off substantially all of our remaining non-core assets through the pro rata 
distribution of 100% of the outstanding shares of common stock of Highlands, a wholly-owned subsidiary that we formed to 
hold a number of our non-core assets. We expect that Highlands will become a standalone public company that is better 
positioned to provide stockholders with a return of their investment by liquidating and distributing net proceeds from its assets 
in a value-maximizing manner.  However, there can be no guarantee that Highlands will successfully execute on its strategy. In 
addition, by separating from InvenTrust, Highlands will be a significantly smaller company than InvenTrust and will likely be 
unable to obtain financing, technology and services at prices and on terms as favorable as those available to it as one of our 
subsidiaries. In addition, Highlands will no longer benefit from InvenTrust's financial, administrative and other support 
systems. The transition costs and additional costs of operating Highlands as a stand-alone company could be substantial and 
material and adversely affect Highlands' ability to achieve the anticipated benefits of the spin-off in a timely manner or at all. 

This spin-off is expected to occur in the second quarter of 2016, but is subject to conditions and approvals, including, among 
others, the registration statement on Form 10 being declared effective by the SEC.  We cannot assure you that any or all of 

6 

 
these conditions will be met in a timely manner or at all.  In addition, our board of directors has reserved the right, in its sole 
discretion, to amend, modify or abandon the separation and distribution and the related transactions at any time prior to the 
distribution date. This means that we may cancel or delay the planned separation and distribution if at any time our board of 
directors determines that it is not in the best interests of InvenTrust and its stockholders.  If our board of directors makes a 
decision to cancel the separation and distribution, stockholders of InvenTrust will not receive any distribution of Highlands 
common stock and we will be under no obligation whatsoever to our stockholders to distribute the Highlands common stock. 

In addition, in January 2016, we announced that we entered into an agreement to sell our student housing platform for the gross 
all-cash value of $1.4 billion, with the final net proceeds determined at the closing of the transaction following the 
determination of several events and closing considerations. The transaction is expected to close in the second quarter of 2016, 
subject to certain closing conditions. We cannot assure you that any or all of these conditions will be met in a timely manner or 
at all. If such conditions are not met, the sale of our student housing platform may not occur or may be delayed. 

Our ongoing business strategy involves the selling of assets; however, we may be unable to sell an asset at acceptable terms 
and conditions, if at all. 

We intend to continue to hold our assets as long-term investments until such time as we determine that a sale or other 
disposition appears to be advantageous to achieve our investment objectives or until it appears such objectives will not be met. 
As we look to sell these assets, general economic conditions, market conditions, and asset-specific issues may negatively affect 
the value of our assets and therefore reduce our return on the investment or prevent us from selling the asset on acceptable 
terms or at all. Some of our leases contain provisions giving the tenant a right to purchase the asset, such as a right of first offer 
or right of first refusal, which may lessen our ability to freely control the sale of the asset. Debt levels currently exceed the 
value of certain assets and debt levels on other assets may exceed the value of those assets in the future, making it more 
difficult for us to rent, refinance or sell the assets. In addition, real estate investments are relatively illiquid and often cannot be 
sold quickly, limiting our ability to sell our assets when we decide to do so, or in response to such changing economic or asset-
specific issues. Further, economic conditions may prevent potential purchasers from obtaining financing on acceptable terms, if 
at all, thereby delaying or preventing our ability to sell our assets. 

Our ongoing strategy depends, in part, upon completing future acquisitions, and we may not be successful in identifying 
and consummating these transactions. 

As part of our strategy, we intend to tailor and grow our retail platform.  We cannot assure you that we will be able to identify 
opportunities or complete transactions on commercially reasonable terms or at all, or that we will actually realize any 
anticipated benefits from such acquisitions or investments.  There may be high barriers to entry in many key markets and 
scarcity of available acquisition and investment opportunities in desirable locations.  We face significant competition for 
attractive investment opportunities from an indeterminate number of other real estate investors, including investors with 
significant capital resources such as domestic and foreign corporations and financial institutions, sovereign wealth funds, public 
and private REITs, private institutional investment funds, domestic and foreign high-net-worth individuals, life insurance 
companies and pension funds.  As a result of competition, we may be unable to acquire additional properties as we desire or the 
purchase price may be significantly elevated.  Similarly, we cannot assure you that we will be able to obtain financing for 
acquisitions or investments on attractive terms or at all, or that the ability to obtain financing will not be restricted by the terms 
of credit facility or other indebtedness we may incur. 

Additionally, we regularly review our business to identify properties or other assets that we believe are in markets or of a 
property type that may not benefit us as much as other markets or property types.  One of our strategies is to selectively dispose 
of retail properties and use sale proceeds to fund our growth in markets and with properties that will enhance our retail 
platform.  We cannot assure you that we will be able to consummate any such sales on commercially reasonable terms or at all, 
or that we will actually realize any anticipated benefits from such sales.  Additionally, we may be unable to successfully 
identify attractive and suitable replacement assets even if we are successful in completing such dispositions.  We may face 
delays in reinvesting net sales proceeds in new assets, which would impact the return we earn on our assets.  Dispositions of 
real estate assets can be particularly difficult in a challenging economic environment, as financing alternatives are often limited 
for potential buyers.  Our inability to sell assets, or to sell such assets at attractive prices, could have an adverse impact on our 
ability to realize proceeds for reinvestment.  In addition, even if we are successful in consummating sales of selected retail 
properties, such dispositions may result in losses. 

Any such acquisitions, investments or dispositions could also demand significant attention from our management that would 
otherwise be available for our regular business operations, which could harm our business. 

7 

 
Our transition to self-management may not prove successful over the long term. 

We completed our transition to a self-managed company at the beginning of 2015. As a self-managed company, we continue to 
face challenges integrating the business management and property management services that were previously provided by our 
former business manager and our former property managers into our organization and now bear risks to which we have not 
historically been exposed.  An inability to operate effectively as a self-managed company could, therefore, result in our 
incurring additional costs or experiencing other problems.  There may also be unforeseen costs, expenses and difficulties 
associated with self-providing the services previously provided by our former business manager and our former property 
managers.  Such difficulties could cause us to incur additional costs, and our management’s attention could be diverted from 
most effectively managing our business and properties. 

We are now responsible for paying the salaries and benefits (including employee benefit plan costs) of all our employees as 
well as costs associated with legal, accounting, information technology, human resources, general office and other services.  We 
also have become subject to potential liabilities that are commonly faced by employers, such as workers’ disability and 
compensation claims, potential labor disputes and other employee-related grievances.  We have also issued equity awards to 
directors and employees, which dilute your investment.  As a consequence, we cannot be certain that the transition to self-
management will improve our financial performance over the long term. 

If we lose or are unable to obtain key personnel, our ability to implement our business strategies could be delayed or 
hindered. 

We believe that our future success depends, in large part, on our ability to retain and hire highly-skilled managerial and 
operating personnel.  Competition for persons with managerial and operational skills is intense, and we cannot assure you that 
we will be successful in retaining or attracting skilled personnel.  If we lose or are unable to obtain the services of our executive 
officers and other key personnel, or do not establish or maintain the necessary strategic relationships, our ability to implement 
our business strategy could be delayed or hindered. 

We are increasingly dependent on information technology, and potential cyber-attacks, security problems, or other 
disruption present risks. 

A cyber incident is considered to be any adverse event that threatens the confidentiality, integrity or availability of our 
information resources. More specifically, a cyber incident is an intentional attack or an unintentional event that can include an 
intruder gaining unauthorized access to systems to disrupt operations, corrupt data or steal confidential information. As our 
reliance on technology has increased, so have the risks posed to our systems, both internal and those we have outsourced. Our 
three primary risks that could directly result from the occurrence of a cyber incident include operational interruption, damage to 
our relationships with our tenants and private data exposure. Our financial results and reputation may be negatively impacted 
by such an incident. 

A failure of our information technology ("IT") infrastructure could adversely impact our business and operations. 

We rely upon the capacity, reliability and security of our IT infrastructure and our ability to expand and continually update this 
infrastructure in response to changing needs of our business.  Following our transition to self-management, we continue to face 
the challenge of integrating new systems and hardware into our operations.  We may not be able to successfully implement 
these upgrades in an effective manner.  In addition, we may incur significant increases in costs and extensive delays in the 
implementation and roll-out of any upgrades or new systems.  If there are technological impediments, unforeseen 
complications, errors or breakdowns in implementation, the disruptions could have an adverse effect on our business and 
financial condition. 

We disclose funds from operations ("FFO"), a non-GAAP (U.S. generally accepted accounting principles, or "GAAP") 
financial measure, in communications with investors, including documents filed with the SEC; however, FFO is not 
equivalent to our net income or loss as determined under GAAP, and you should consider GAAP measures to be more 
relevant to our operating performance. 

We use internally, and disclose to investors, FFO, a non-GAAP financial measure. FFO is not equivalent to our net income or 
loss as determined under GAAP, and investors should consider GAAP measures to be more relevant to our operating 
performance. Because of the manner in which FFO differs from GAAP net income or loss, it may not be an accurate indicator 
of our operating performance. Furthermore, FFO is not necessarily indicative of cash flow available to fund cash needs and 
should not be considered as an alternative to cash flows from operations as an indication of our liquidity, or indicative of funds 
available to fund our cash needs, including our ability to make distributions to our stockholders. Neither the SEC nor any other 

8 

 
regulatory body has passed judgment on the acceptability of the adjustments that we use to calculate FFO. Also, because not all 
companies calculate FFO the same way, comparisons with other companies may not be meaningful. 

Risks Related to our Real Estate Assets 

There are inherent risks with investments in real estate, including the relative illiquidity of such investments. 

Investments in real estate are subject to varying degrees of risk. For example, an investment in real estate cannot generally be 
quickly sold, and we cannot predict whether we will be able to sell any asset we desire to on the terms set by us or acceptable to 
us, or the length of time needed to find a willing purchaser and to close the sale of such asset. Moreover, the Internal Revenue 
Code imposes restrictions on a REIT’s ability to dispose of assets that are not applicable to other types of real estate companies. 
In particular, the tax laws applicable to REITs require that we hold our assets for investment, rather than primarily for sale in 
the ordinary course of business, which may cause us to forego or defer sales of assets that otherwise would be in our best 
interests. Therefore, we may not be able to vary our portfolio promptly in response to changing economic, financial and 
investment conditions and dispose of assets at opportune times or on favorable terms, which may adversely affect our cash 
flows and our ability to make distributions to stockholders. 

Investments in real estate are also subject to adverse changes in general economic conditions. Among the factors that could 
impact our assets and the value of an investment in us are: 

• 

• 

• 

• 

• 

• 

• 

• 

• 

risks associated with the possibility that cost increases will outpace revenue increases and that in the event of an 
economic slowdown, the high proportion of fixed costs will make it difficult to reduce costs to the extent required to 
offset declining revenues;  

changes in tax laws and property taxes, or an increase in the assessed valuation of an asset for real estate tax purposes;  

adverse changes in the federal, state or local laws and regulations applicable to us, including those affecting zoning, 
fuel and energy consumption, water and environmental restrictions, and the related costs of compliance;  

changing market demographics;  

an inability to finance real estate assets on favorable terms, if at all;  

the ongoing need for owner-funded capital improvements and expenditures to maintain or upgrade assets;  

fluctuations in real estate values or potential impairments in the value of our assets;  

natural disasters, such as earthquakes, floods or other insured or uninsured losses; and  

changes in interest rates and availability, cost and terms of financing.  

Our assets may be subject to impairment charges that may materially affect our financial results. 

Economic and other conditions may adversely impact the valuation of our assets, resulting in impairment charges that could 
have a material adverse effect on our results of operations and earnings. On a regular basis, we evaluate our assets for 
impairments based on various triggers, including changes in the projected cash flows of such assets and market conditions. If 
we determine that an impairment has occurred, then we would be required to make an adjustment to the net carrying value of 
the asset, which could have a material adverse effect on our results of operations in the accounting period in which the 
adjustment is made. Furthermore, changes in estimated future cash flows due to a change in our plans, policies, or views of 
market and economic conditions could result in the recognition of additional impairment losses for already impaired assets, 
which, under the applicable accounting guidance, could be substantial and could materially adversely affect our results of 
operations. 

We depend on tenants for our revenue, and accordingly, lease terminations, tenant defaults and bankruptcies could 
adversely affect the income produced by our assets. 

Our business and financial condition depend on the financial stability of our tenants.  Certain economic conditions may 
adversely affect one or more of our tenants.  For example, business failures and downsizings can affect the tenants of our non-
core assets (i.e., our office and industrial properties) and may also contribute to reduced consumer demand for retail products 
and services, which would impact tenants of our retail properties.  In addition, our retail shopping center properties typically 
are anchored by large, nationally recognized tenants, any of which may experience a downturn in its business that may weaken 

9 

 
significantly its financial condition and thus the performance of the applicable shopping center.  Further, mergers or 
consolidations among large retail establishments could result in the closure of existing stores or duplicate or geographically 
overlapping store locations, which could include tenants at our retail properties. 

As a result of these factors, our tenants may delay lease commencements, decline to extend or renew their leases upon 
expiration, fail to make rental payments, or declare bankruptcy.  Individual tenants may lease more than one asset or space at 
more than one asset. As a result, the financial failure of one tenant could increase vacancy at more than one asset or cause more 
than one lease to become non-performing. Any of these actions could result in the termination of the tenants’ leases, the 
expiration of existing leases without renewal or the loss of rental income attributable to the terminated or expired leases, any of 
which could have a material adverse effect on our financial condition, cash flows, results of operations, and our ability to pay 
distributions. 

In the event of a tenant default or bankruptcy, we may experience delays in enforcing our rights as a landlord and may incur 
substantial costs in protecting our investment and re-leasing our asset.  Specifically, a bankruptcy filing by, or relating to, one of 
our tenants or a lease guarantor would bar efforts by us to collect pre-bankruptcy debts from that tenant or lease guarantor, or 
its asset, unless we receive an order permitting us to do so from the bankruptcy court.  In addition, we cannot evict a tenant 
solely because of bankruptcy.  The bankruptcy of a tenant or lease guarantor could delay our efforts to collect past-due balances 
under the relevant leases, and could ultimately preclude collection of these sums.  If a lease is rejected by a tenant in 
bankruptcy, we would have only a general, unsecured claim for damages.  An unsecured claim would only be paid to the extent 
that funds are available and only in the same percentage as is paid to all other holders of general, unsecured claims.  
Restrictions under the bankruptcy laws further limit the amount of any other claims that we can make if a lease is rejected.  As 
a result, it is likely that we would recover substantially less than the full value of the remaining rent during the term. 

Our portfolio is subject to geographic concentration, which exposes us to risks of oversupply and competition in the relevant 
markets. Significant increases in the supply of certain property types without corresponding increases in demand in those 
markets could have a material adverse effect on our financial condition, our results of operations and our ability to pay 
distributions. 

As of December 31, 2015, approximately, 12%, 6% and 6% of the base rental income of our consolidated portfolio, excluding 
the student housing properties, was generated by properties located in the Chicago, St. Louis, and Dallas metropolitan areas, 
respectively.  An oversupply of retail properties in any of these markets, without a corresponding increase in demand, could 
have a material adverse effect on our financial condition, our results of operations and our ability to pay distributions. 

Real estate is a competitive business. 

We compete with numerous developers, owners and operators of commercial real estate assets in the leasing market, many of 
which own assets similar to, and in the same market areas as, our assets. In addition, some of these competitors may be willing 
to accept lower returns on their investments than we are, and many have greater resources than we have and may enjoy 
significant competitive advantages that result from, among other things, a lower cost of capital and enhanced operating 
efficiencies. Principal factors of competition include rents charged, attractiveness of location, the quality of the asset and 
breadth and quality of services provided. Our success depends upon, among other factors, trends affecting national and local 
economies, the financial condition and operating results of current and prospective tenants and customers, availability and cost 
of capital, construction and renovation costs, taxes, governmental regulations, legislation, job creation and population trends. 

We also face competition from other real estate investment programs for buyers. We perceive there to be a smaller universe of 
potential buyers for many of the types of assets that comprise our portfolio in comparison to assets in more core real estate 
sectors, which may make it challenging for us to sell our assets. 

We may be unable to renew leases, lease vacant space or re-let space as leases expire, thereby increasing or prolonging 
vacancies, which could adversely affect our financial condition, cash flows and results of operations. 

As of December 31, 2015, leases representing approximately 6.2% and 12.3% of the 15,251,863 rentable square feet of our 
retail portfolio are scheduled to expire in 2016 and 2017, respectively (not taking into account any renewal options), and an 
additional 7.0% of the rentable square feet of the assets in portfolios was vacant. We cannot assure you that leases will be 
renewed or that our assets will be re-leased on terms equal to or better than the current terms, or at all. We also may not be able 
to lease space which is currently not occupied on acceptable terms and conditions, if at all. In addition, some of our tenants 
have leases that include early termination provisions that permit the lessee to terminate all or a portion of its lease with us after 
a specified date or upon the occurrence of certain events with little or no liability to us. We may be required to offer substantial 
rent abatements, tenant improvements, early termination rights or below-market renewal options to retain these tenants or 
attract new ones. It is possible that, in order to lease currently vacant space, or space that may become vacant, we will be 

10 

 
required to make rent or other concessions to tenants, accommodate requests for renovations, make tenant improvements or and 
other improvements or provide additional services to our tenants. As a result, we may have to make significant capital or other 
expenditures in order to retain tenants whose leases expire or to attract new tenants. Portions of our assets may remain vacant 
for extended periods of time. If the rental rates for our assets decrease, our existing tenants do not renew their leases or we do 
not re-lease a significant portion of our available space and space for which leases will expire, our financial condition, cash 
flows and results of operations could be adversely affected.  

One of our tenants, AT&T, is party to three leases with us and generated a significant portion of our revenue for the year 
ended December 31, 2015. The original terms of such leases expire in 2016, 2017 and 2019, and there is a strong possibility 
that AT&T will not renew any or all of the leases. If the spin-off of the Highlands portfolio, which includes the leased 
properties, does not occur, and AT&T elects not to renew any or all of the leases, our financial condition, cash flows and 
results of operations would be adversely affected. 

For the year ended December 31, 2015, approximately 15.8% of our total annualized rental income (excluding student housing) 
was generated by three single-tenant assets leased to affiliates of AT&T. The original terms of the leases, with approximately 
1.7 million, 1.5 million and 0.3 million rentable square feet, will expire in 2016, 2017 and 2019, respectively. These assets are 
included in the non-core asset portfolio that we intend to spin off in the second quarter of 2016, subject to conditions and 
approvals, including, among others, the registration statement on Form 10 of Highlands REIT, Inc. being declared effective by 
the SEC and final approval of the spin-off and related transactions by our board of directors. We cannot assure you that the 
spin-off will occur. 

AT&T did not renew the Hoffman Estates, Illinois lease, which has an original term that expires in August 2016, during the 
contractual renewal option period. In addition, the original term of the St. Louis, Missouri AT&T lease expires in September 
2017, and the renewal option for this lease expires in September 2016.  AT&T may not exercise its renewal option for this lease 
or its lease in Cleveland, Ohio, with an original term expiring in September 2019. The characteristics of the properties and/or 
market conditions are likely to make these assets difficult to re-lease and, consequently, difficult to sell. If AT&T does not 
renew, the potential difficulty of securing new tenants is likely to make the loans difficult to refinance. Additionally, if AT&T 
does not renew and if we are unable to re-let the Hoffman Estates and St. Louis assets, we expect that we may be unable to 
make mortgage payments and may default under their loan agreements. 

If the spin-off does not occur, and AT&T elects not to renew any one or more of these leases, and if we are unable to re-let the 
space as leases expire, or if we are required to make significant capital expenditures for such assets, our financial condition, 
cash flows and results of operations would be adversely affected. 

We may be required to make significant expenditures to improve our properties in order to retain and attract tenants. 

In order to retain tenants whose leases are expiring or to attract replacement tenants, we may be required to provide rent or 
other concessions, accommodate requests for renovations, build-to-suit remodeling and other improvements or provide 
additional services.  As a result, we may have to pay for significant leasing costs or tenant improvements.  Additionally, if we 
have insufficient capital reserves, we may need to raise capital to fund these expenditures.  If we are unable to do so, we may 
be unable to fund the necessary or desirable improvements to our properties.  This could result in non-renewals by tenants upon 
the expiration of their leases or an inability to attract new tenants, which would result in declines in revenues from operations 
and adversely affect our cash flows and results of operations. 

Furthermore, deferring necessary improvements to a property may cause the property to suffer from a greater risk of 
obsolescence or a decline in value, or a greater risk of decreased cash flow as a result of fewer potential tenants being attracted 
to the property. If this happens, we may not be able to maintain projected rental rates for affected properties, and our results of 
operations may be negatively impacted. 

Any difficulties in obtaining capital necessary to make tenant improvements, pay leasing commissions and make capital 
improvements at our assets could materially and adversely affect our financial condition and results of operations. 

Ownership of real estate is a capital intensive business that requires significant capital expenditures to operate, maintain and 
renovate assets. Access to the capital that we need to lease, maintain and renovate existing assets is critical to the success of our 
business. We may not be able to fund tenant improvements, pay leasing commissions or fund capital improvements at our 
existing assets solely from cash provided from our operating activities. As a result, our ability to fund tenant improvements, pay 
leasing commissions or fund capital improvements through retained earnings may be restricted. Consequently, we may have to 
rely upon the availability of debt, net proceeds from the dispositions of our assets or equity capital to fund tenant 

11 

 
 
 
 
 
 
 
improvements, pay leasing commissions or fund capital improvements. The inability to do so could impair our ability to 
compete effectively and harm our business. 

We are subject to risks from natural disasters and severe weather. 

Natural disasters and severe weather such as earthquakes, wildfires, tornadoes, hurricanes, blizzards, hailstorms or floods may 
result in significant damage to our properties, disrupt operations at our properties and adversely affect both the value of our 
properties and the ability of our tenants and operators to make their scheduled rent payments to us.  The extent of our casualty 
losses and loss in operating income in connection with such events is a function of the severity of the event and the total 
amount of exposure in the affected area.  These losses may not be insured or insurable at commercially reasonable rates.  When 
we have a geographic concentration, a single catastrophe or destructive weather event affecting a region may have a significant 
negative effect on our financial condition and results of operations.  As a result, our operating and financial results may vary 
significantly from one period to the next.  We also are exposed to the risk of an increased need for the maintenance and repair 
of our buildings due to inclement weather. 

We may obtain only limited warranties when we purchase a property and would have only limited recourse if our due 
diligence did not identify any issues that lower the value of our property. 

The seller of a property often sells the property to us in its "as is" condition on a "where is" basis and "with all faults," without 
any warranties of merchantability or fitness for a particular use or purpose.  In addition, purchase agreements may contain only 
limited warranties, representations and indemnifications that will only survive for a limited period after the closing.  The 
purchase of properties with limited warranties increases the risk that we may lose some of or all our invested capital in the 
property, as well as the loss of rental income from that property. 

Actions of our joint venture partners could negatively impact our performance. 

With respect to our joint venture investments, we are not in a position to exercise sole decision-making authority regarding the 
property or the joint venture.  Consequently, our joint venture investments may involve risks not present with other methods of 
investing in real estate.  For example, our joint venture partner may have economic or business interests or goals which are or 
which become inconsistent with our economic or business interests or goals or may take action contrary to our instructions or 
requests or contrary to our policies or objectives.  We have experienced these events from time to time with our former joint 
venture partners, which in some cases has resulted in litigation.  An adverse outcome in any lawsuit could have a material effect 
on our business, financial condition or results of operations.  In addition, any litigation increases our expenses and prevents our 
officers and directors from focusing their time and effort on our core strategic holdings and business plans.  Our relationships 
with our joint venture partners are contractual in nature.  These agreements may restrict our ability to sell our interest when we 
desire or on advantageous terms and may be terminated or dissolved and, in each event, we may not continue to own or operate 
the interests or assets underlying the relationship or may need to purchase the interests or assets at an above-market price to 
continue ownership.  Such joint venture investments may involve other risks not otherwise present with a direct investment in 
real estate, including, for example: 

• 

• 

• 

• 

• 

the possibility that our joint venture partner might become bankrupt; 

the possibility that the investment may require additional capital that we or our joint venture partner does not have, 
which lack of capital could affect the performance of the investment or dilute our interest if our joint venture partner 
were to contribute our share of the capital; 

the possibility that our joint venture partner in an investment might breach a loan agreement or other agreement or 
otherwise, by action or inaction, act in a way detrimental to us or the investment; 

the possibility that we may incur liabilities as the result of the action taken by our joint venture partner; or 

that such joint venture partner may exercise buy/sell rights that force us to either acquire the entire investment, or 
dispose of our share, at a time and price that may not be consistent with our investment objectives. 

Our investments in equity and debt securities involve special risks and may lose value. 

As of December 31, 2015, we owned investments in real estate-related equity and debt securities with an aggregate market 
value of $177.4 million.  Real estate-related equity securities are always unsecured and subordinated to other obligations of the 
issuer.  Investments in real estate-related equity securities are subject to numerous risks including:  (1) limited liquidity in the 
secondary trading market in the case of unlisted or thinly traded securities; (2) substantial market price volatility resulting from, 
among other things, changes in prevailing interest rates in the overall market or related to a specific issuer, as well as changing 

12 

 
investor perceptions of the market as a whole, REIT or real estate securities in particular or the specific issuer in question; (3) 
subordination to the liabilities of the issuer; (4) the possibility that the earnings of the issuer may be insufficient to meet the 
issuer’s debt service obligations or to pay distributions; and (5) with respect to investments in real estate-related preferred 
equity securities, the operation of mandatory sinking fund or call or redemption provisions during periods of declining interest 
rates that could motivate the issuer to redeem the securities.  In addition, investments in real estate-related securities involve 
special risks relating to the particular issuer of the securities, including the financial condition and business outlook of the 
issuer, as well as the risks inherent with real estate-related investments discussed herein.   

The prices of some of the securities we have invested in have declined since our initial purchase, and in certain cases we have 
sold these investments at a loss. As of March 17, 2016, we owned approximately 5% of the outstanding common stock of 
Xenia, which had a market value of $15.45 per share as of such date. Xenia is a publicly-traded company and, therefore, its 
stock price is subject to market fluctuations and may decline. 

An increase in real estate taxes may decrease our income from properties. 

From time to time, the amount we pay for property taxes increases as either property values increase or assessment rates are 
adjusted.  Increases in a property’s value or in the assessment rate result in an increase in the real estate taxes due on that 
property.  If we are unable to pass the increase in taxes through to our tenants, our net operating income for the property will 
decrease. 

Uninsured losses or premiums for insurance coverage may adversely affect a stockholder’s returns. 

Various types of catastrophic losses, like windstorms, earthquakes and floods, and losses from foreign terrorist activities may 
not be insurable or may not be economically insurable. Even when insurable, these policies may have high deductibles and/or 
high premiums. Lenders may require such insurance. Our failure to obtain such insurance could constitute a default under loan 
agreements, and/or our lenders may force us to obtain such insurance at unfavorable rates, which could materially and 
adversely affect our profitability and revenues. 

In the event of a substantial loss, our insurance coverage may not be sufficient to cover the full current market value or 
replacement cost of our lost investment. Should an uninsured loss or a loss in excess of insured limits occur, we could lose all 
or a portion of the capital we have invested in an asset, as well as the anticipated future revenue from the asset. In that event, 
we might nevertheless remain obligated for any mortgage debt or other financial obligations related to the asset. Inflation, 
changes in building codes and ordinances, environmental considerations and other factors might also keep us from using 
insurance proceeds to replace or renovate an asset after it has been damaged or destroyed. Under those circumstances, the 
insurance proceeds we receive might be inadequate to restore our economic position on the damaged or destroyed property, 
which could materially and adversely affect our profitability. 

In addition, insurance risks associated with potential terrorist acts could sharply increase the premiums we pay for coverage 
against property and casualty claims. With the enactment of the Terrorism Risk Insurance Program Reauthorization Act of 
2007, United States insurers cannot exclude conventional, chemical, biological, nuclear and radiation terrorism losses. These 
insurers must make terrorism insurance available under their property and casualty insurance policies; however, this legislation 
does not regulate the pricing of such insurance. In many cases, mortgage lenders have begun to insist that commercial property 
owners purchase coverage against terrorism as a condition of providing mortgage loans. Such insurance policies may not be 
available at a reasonable cost, which could inhibit our ability to finance or refinance our assets. In such instances, we may be 
required to provide other financial support, either through financial assurances or self-insurance, to cover potential losses. We 
may not have adequate coverage for such losses, which could materially and adversely affect our revenues and profitability. 

We could incur significant, material costs related to government regulation and litigation with respect to environmental 
matters, which could materially and adversely affect our revenues and profitability. 

Our assets are subject to various U.S. federal, state and local environmental laws that impose liability for contamination. Under 
these laws, governmental entities have the authority to require us, as the current owner of an asset, to perform or pay for the 
clean-up of contamination (including hazardous substances, asbestos and asbestos-containing materials, waste or petroleum 
products) at, on, under or emanating from the asset and to pay for natural resource damages arising from such contamination. 
Such laws often impose liability without regard to whether the owner or operator or other responsible party knew of, or caused 
such contamination, and the liability may be joint and several. Because these laws also impose liability on persons who owned 
an asset at the time it became contaminated, it is possible we could incur cleanup costs or other environmental liabilities even 
after we sell assets. Contamination at, on, under or emanating from our assets also may expose us to liability to private parties 
for costs of remediation and/or personal injury or property damage. In addition, environmental laws may create liens on 
contaminated sites in favor of the government for damages and costs it incurs to address such contamination. If contamination 

13 

 
is discovered on our assets, environmental laws also may impose restrictions on the manner in which the assets may be used or 
businesses may be operated, and these restrictions may require substantial expenditures. Moreover, environmental 
contamination can affect the value of an asset and, therefore, an owner’s ability to borrow funds using the asset as collateral or 
to sell the asset on favorable terms or at all. Furthermore, persons who sent waste to a waste disposal facility, such as a landfill 
or an incinerator, may be liable for costs associated with cleanup of that facility. 

In addition, our assets are subject to various federal, state, and local environmental, health and safety laws and regulations that 
address a wide variety of issues, including, but not limited to, storage tanks, air emissions from emergency generators, storm 
water and wastewater discharges, lead-based paint, mold and mildew, and waste management. Some of our assets may handle 
and use hazardous or regulated substances and wastes as part of their operations, which substances and wastes are subject to 
regulation. Our assets incur costs to comply with these environmental, health and safety laws and regulations and could be 
subject to fines and penalties for non-compliance with applicable requirements. 

Environmental laws in the U.S. also require that owners or operators of buildings containing asbestos properly manage and 
maintain the asbestos, adequately inform or train those who may come into contact with asbestos and undertake special 
precautions, including removal or other abatement, if that asbestos is disturbed during building renovation or demolition. These 
laws may impose fines and penalties on building owners or operators who fail to comply with these requirements and may 
allow third parties to seek recovery from owners or operators for personal injury associated with exposure to asbestos. Some of 
our assets may contain asbestos-containing building materials. 

When excessive moisture accumulates in buildings or on building materials, mold growth may occur, particularly if the 
moisture problem remains undiscovered or is not addressed over a period of time. Some molds may produce airborne toxins or 
irritants. Indoor air quality issues can also stem from inadequate ventilation, chemical contamination from indoor or outdoor 
sources, and other biological contaminants such as pollen, viruses and bacteria. Indoor exposure to airborne toxins or irritants 
above certain levels can be alleged to cause a variety of adverse health effects and symptoms, including allergic or other 
reactions. As a result, the presence of significant mold or other airborne contaminants at any of our assets could require us to 
undertake a costly remediation program to contain or remove the mold or other airborne contaminants from the affected asset 
or increase indoor ventilation. In addition, the presence of significant mold or other airborne contaminants could expose us to 
liability to third parties if property damage or personal injury occurs. 

Liabilities and costs associated with environmental contamination at, on, under or emanating from our assets, defending against 
claims related to alleged or actual environmental issues, or complying with environmental, health and safety laws could be 
material and could materially and adversely affect us. We can make no assurances that changes in current laws or regulations or 
future laws or regulations will not impose additional or new material environmental liabilities or that the current environmental 
condition of our assets will not be affected by our operations, the condition of the assets in the vicinity of our assets, or by third 
parties unrelated to us. The discovery of material environmental liabilities at our assets could subject us to unanticipated 
significant costs, which could significantly reduce or eliminate our profitability and the cash available for distribution to our 
stockholders. 

Compliance or failure to comply with the Americans with Disabilities Act and other safety regulations and requirements 
could result in substantial costs. 

Under the Americans with Disabilities Act of 1990 and the Accessibility Guidelines promulgated thereunder, which we refer to 
collectively as the ADA, all public accommodations must meet various federal requirements related to access and use by 
disabled persons. Compliance with the ADA’s requirements could require removal of access barriers, and non-compliance 
could result in the U.S. government imposing fines or in private litigants winning damages. 

Our assets are also subject to various federal, state and local regulatory requirements, such as state and local fire and life safety 
requirements. If we fail to comply with these requirements, we could incur fines or private damage awards. We do not know 
whether existing requirements will change or whether compliance with future requirements would require significant 
unanticipated expenditures that would affect our cash flow and results of operations. If we incur substantial costs to comply 
with the ADA or other safety regulations and requirements, it could materially and adversely affect our revenues and 
profitability. 

Risks Related to our Retail Assets 

Our retail properties face considerable competition for the tenancy of our lessees and the business of retail shoppers. 

There are numerous shopping venues that compete with our retail properties in attracting retailers to lease space and shoppers 
to patronize their properties.  In addition, our retail tenants face changing consumer preferences and increasing competition 

14 

 
from other forms of retailing, such as e-commerce websites and catalogues as well as other retail centers located within the 
geographic market areas of our retail properties that compete with our properties for customers.  All these factors may 
adversely affect our tenants’ cash flows and, therefore, their ability to pay rent.  To the extent that our tenants do not pay their 
rent or do not pay on a timely basis, it could have a negative impact on our financial condition and result of operations. 

Retail conditions may adversely affect our income and our ability to make distributions to our stockholders. 

A retail property’s revenues and value may be adversely affected by a number of factors, many of which apply to real estate 
investment generally, but which also include trends in the retail industry and perceptions by retailers or shoppers of the safety, 
convenience and attractiveness of the retail property.  Our properties are located in public places, and any incidents of crime or 
violence, including acts of terrorism, could result in a reduction of business traffic to tenant stores in our properties.  Any such 
incidents may also expose us to civil liability or harm our reputation.  In addition, to the extent that the investing public has a 
negative perception of the retail sector, the value of our retail properties may be negatively impacted. 

An economic downturn could have an adverse impact on the retail industry generally.  Slow or negative growth in the retail 
industry could result in defaults by retail tenants, which could have an adverse impact on our business, financial condition 
or result of operations. 

An economic downturn could have an adverse impact on the retail industry generally.  As a result, the retail industry could face 
reductions in sales revenues and increased bankruptcies.  Adverse economic conditions may result in an increase in distressed 
or bankrupt retail companies, which in turn would result in an increase in defaults by tenants at our commercial properties.  
Additionally, slow economic growth could hinder new entrants into the retail market, which may make it difficult for us to fully 
lease our real properties.  Tenant defaults and decreased demand for retail space would have an adverse impact on the value of 
our retail properties and our results of operations. 

We may be restricted from re-leasing space at our retail properties. 

Leases with retail tenants may contain provisions giving the particular tenant the exclusive right to sell particular types of 
merchandise or provide specific types of services within the particular retail center.  These provisions may limit the number and 
types of prospective tenants interested in leasing space in a particular retail property. 

Our revenue will be impacted by the success and economic viability of our anchor retail tenants.  Our reliance on single or 
significant tenants in certain buildings may decrease our ability to lease vacated space and adversely affect the returns on 
your investment. 

In the retail sector, a tenant occupying all or a large portion of the gross leasable area of a retail center, commonly referred to as 
an anchor tenant, may become insolvent, may suffer a downturn in business or may decide not to renew its lease.  Any of these 
events would result in a reduction or cessation in rental payments to us and would adversely affect our financial condition.  A 
lease termination by an anchor tenant also could result in lease terminations or reductions in rent by other tenants whose leases 
may permit cancellation or rent reduction if another tenant’s lease is terminated.  Similarly, the leases of some anchor tenants 
may permit the anchor tenant to transfer its lease to another retailer.  The transfer to a new anchor tenant could reduce customer 
traffic in the retail center and thereby reduce the income generated by that retail center.  A transfer of a lease to a new anchor 
tenant could also allow other tenants to make reduced rental payments or to terminate their leases in accordance with lease 
terms.  If we are unable to re-lease the vacated space to a new anchor tenant, we may incur additional expenses in order to 
remodel the space to be able to re-lease the space to more than one tenant. 

Our retail leases may contain co-tenancy provisions, which would have an adverse effect on our operation of such retail 
properties if exercised. 

With respect to any retail properties we own or acquire, we may enter into leases containing co-tenancy provisions.  Co-tenancy 
provisions may allow a tenant to exercise certain rights if, among other things, another tenant fails to open for business, delays 
its opening or ceases to operate, or if a percentage of the property’s gross leasable space or a particular portion of the property 
is not leased or subsequently becomes vacant.  A tenant exercising co-tenancy rights may be able to abate minimum rent, 
reduce its share or the amount of its payments for common area operating expenses and property taxes or cancel its lease. 

Risks Associated with Debt Financing 

Volatility in the financial markets and challenging economic conditions could adversely affect our ability to secure debt 
financing on attractive terms and our ability to service any future indebtedness that we may incur. 

15 

 
The domestic and international commercial real estate debt markets could become very volatile as a result of, among other 
things, the tightening of underwriting standards by lenders and credit rating agencies. This could result in less availability of 
credit and increasing costs for what is available. If the overall cost of borrowing increases, either by increases in the index rates 
or by increases in lender spreads, the increased costs may result in lower overall economic returns and potentially reducing 
future cash flow available for distribution. If these disruptions in the debt markets were to persist, our ability to borrow funds to 
finance activities related to real estate assets could be negatively impacted. In addition, we may find it difficult, costly or 
impossible to refinance indebtedness that is maturing. 

Further, economic conditions could negatively impact commercial real estate fundamentals and result in declining values in our 
real estate portfolio and in the collateral securing any loan investments we may make, which could have various negative 
impacts. Specifically, the value of collateral securing any loan we hold could decrease below the outstanding principal amounts 
of such loans. 

Borrowings may reduce the funds available for distribution and increase the risk of loss since defaults may cause us to lose 
the properties securing the loans. 

We have acquired, and will continue to acquire, real estate assets by assuming existing financing or borrowing new monies.  
We may borrow money for other purposes to, among other things, satisfy the requirement that we distribute at least 90% of our 
“REIT annual taxable income,” subject to certain adjustments, or as is otherwise necessary or advisable to assure that we 
qualify as a REIT for federal income tax purposes. Over the long term, however, payments required on any amounts we borrow 
reduce the funds available for, among other things, capital expenditures for existing assets or distributions to our stockholders 
because cash otherwise available for these purposes is used to pay principal and interest on this debt. 

If there is a shortfall between the cash flow from an asset and the cash flow needed to service mortgage debt on an asset, then 
the amount of cash flow from operations available for distributions to stockholders may be reduced. In addition, incurring 
mortgage debt increases the risk of loss since defaults on indebtedness secured by an asset may result in lenders initiating 
foreclosure actions. In such a case, we could lose the asset securing the loan that is in default, thus reducing the value of your 
investment. For tax purposes, a foreclosure is treated as a sale of the asset or assets for a purchase price equal to the outstanding 
balance of the debt secured by the asset or assets. If the outstanding balance of the debt exceeds our tax basis in the asset or 
assets, we would recognize taxable gain on the foreclosure action and we would not receive any cash proceeds. We also may 
fully or partially guarantee any funds that subsidiaries borrow to operate assets. In these cases, we will likely be responsible to 
the lender for repaying the loans if the subsidiary is unable to do so. If any mortgage contains cross-collateralization or cross-
default provisions, more than one asset may be affected by a default. 

If we are unable to borrow at favorable rates, we may not be able to refinance existing loans at maturity. 

If we are unable to borrow money at favorable rates, or at all, we may be unable to refinance existing loans at maturity. Further, 
we may enter into loan agreements or other credit arrangements that require us to pay interest on amounts we borrow at 
variable or “adjustable” rates. Increases in interest rates will increase our interest costs. If interest rates are higher when we 
refinance our loans, our expenses will increase, thereby reducing our cash flow. Further, during periods of rising interest rates, 
we may be forced to sell one or more of our assets earlier than anticipated in order to repay existing loans, which may not 
permit us to maximize the return on the particular assets being sold. 

Our existing or future debt agreements will contain covenants that restrict certain aspects of our operations, and our failure 
to comply with those covenants could materially and adversely affect us. 

The mortgages on our existing assets, and any future mortgages likely will, contain customary covenants such as those that 
limit our ability, without the prior consent of the lender, to further mortgage the applicable asset or to discontinue insurance 
coverage even if we believe that the insurance premiums are greater than the risk of loss being insured against.  In addition, 
such loans contain negative covenants that, among other things, preclude certain changes of control, inhibit our ability to incur 
additional indebtedness or, under certain circumstances, restrict cash flow necessary to make distributions to our stockholders.  
Any credit facility or secured loans that we may enter into likely will contain customary financial covenants, restrictions, 
requirements and other limitations with which we must comply.   Our continued ability to borrow under any credit facility that 
we may obtain will be subject to compliance with our financial and other covenants, including covenants relating to debt 
service coverage ratios, leverage ratios, and liquidity and net worth requirements, and our ability to meet these covenants will 
be adversely affected if our financial condition and cash flows are materially adversely affected or if general economic 
conditions deteriorate. 

In addition, our failure to comply with these covenants, as well as our inability to make required payments, could cause a 
default under the applicable agreement, which could result in the acceleration of the debt and require us to repay such debt with 

16 

 
capital obtained from other sources, which may not be available to us or may be available only on unattractive terms. 
Furthermore, if we default on secured debt, lenders can take possession of the asset or assets securing such debt. In addition, 
agreements may contain specific cross-default provisions with respect to specified other indebtedness, giving the lenders the 
right to declare a default on its debt and to enforce remedies, including acceleration of the maturity of such debt upon the 
occurrence of a default under such other indebtedness. If we default on any of our agreements, it could have a material adverse 
effect on our financial condition, cash flows or results of operations. 

Our mortgage agreements contain certain provisions that may limit our ability to sell our properties. 

In order to assign or transfer our rights and obligations under certain of our mortgage agreements, we generally must obtain the 
consent of the lender, pay a fee equal to a fixed percentage of the outstanding loan balance and pay any costs incurred by the 
lender in connection with any such assignment or transfer. 

These provisions of our mortgage agreements may limit our ability to sell our properties which, in turn, could adversely impact 
the price realized from any such sale.  To the extent we receive lower sale proceeds, we could experience a material adverse 
effect on our business, financial condition and results of operations and our ability to make distributions to stockholders. 

Covenants applicable to current or future debt, such as those in our credit line and mortgages, could restrict our ability to 
make distributions to our stockholders and, as a result, we may be unable to make distributions necessary to qualify as a 
REIT, which could materially and adversely affect us and the value of our common stock. 

In order to continue to qualify as a REIT, we generally are required to distribute at least 90% of our REIT taxable income, 
determined without regard to the dividends paid deduction and excluding net capital gain, each year to our stockholders. To the 
extent that we satisfy this distribution requirement, but distribute less than 100% of our REIT taxable income, we will be 
subject to U.S. federal corporate income tax on our undistributed taxable income. In addition, we will be subject to a 4% 
nondeductible excise tax if the actual amount that we distribute to our stockholders in a calendar year is less than a minimum 
amount specified under the Code. If, as a result of covenants applicable to our current or future debt, we are restricted from 
making distributions to our stockholders, we may be unable to make distributions necessary for us to avoid U.S. federal 
corporate income and excise taxes and maintain our qualification as a REIT, which could materially and adversely affect us. 

Interest-only indebtedness may increase our risk of default and ultimately may reduce our funds available for distribution to 
our stockholders. 

We have obtained, and may continue to enter into mortgage indebtedness that does not require us to pay principal for all or a 
portion of the life of the debt instrument. During the period when no principal payments are required, the amount of each 
scheduled payment is less than that of a traditional amortizing mortgage loan. The principal balance of the mortgage loan is not 
reduced (except in the case of prepayments) because there are no scheduled monthly payments of principal required during this 
period. After the interest-only period, we may be required either to make scheduled payments of principal and interest or to 
make a lump-sum or “balloon” payment at or prior to maturity. These required principal or balloon payments will increase the 
amount of our scheduled payments and may increase our risk of default under the related mortgage loan if we do not have 
funds available or are unable to refinance the obligation. In addition, we may be forced to sell one or more of our properties or 
investments in real estate at times that may not permit us to realize the return on the investments we would have otherwise 
realized. 

Increases in interest rates could increase the amount of our debt payments and adversely affect our ability to make 
distributions to our stockholders. 

As of December 31, 2015, approximately $210.5 million of our mortgages payable and $110.0 million of our line of credit debt 
bore interest at variable rates.  Increases in interest rates on variable rate debt that has not otherwise been hedged through the 
use of swap agreements reduce the funds available for other needs, including distribution to our stockholders.  As of December 
31, 2015, approximately $1.6 billion of our total indebtedness bore interest at fixed rates.  As fixed-rate debt matures, we may 
not be able to borrow at rates equal to or lower than the rates on the expiring debt.  In addition, if rising interest rates cause us 
to need additional capital to repay indebtedness, we may be forced to sell one or more of our properties or investments in real 
estate at times that may not permit us to realize the return on the investments we would have otherwise realized. 

Increases in interest rates would increase our interest expense on any variable rate debt, as well as any debt that must be 
refinanced at higher interest rates at the time of maturity. Our future earnings and cash flows could be adversely affected due to 
the increased requirement to service our debt and could reduce the amount we are able to distribute to our stockholders. 

To hedge against interest rate fluctuations, we use derivative financial instruments, which may be costly and ineffective. 

17 

 
From time to time, we use derivative financial instruments to hedge exposures to changes in interest rates on certain loans 
secured by our assets.  Our derivative instruments currently consist of interest rate swap contracts but may, in the future, 
include, interest rate cap or floor contracts, futures or forward contracts, options or repurchase agreements.  Our actual hedging 
decisions are determined in light of the facts and circumstances existing at the time of the hedge.  There is no assurance that our 
hedging strategy will achieve our objectives.  We may be subject to costs, such as transaction fees or breakage costs, if we 
terminate these arrangements. 

To the extent that we use derivative financial instruments to hedge against interest rate fluctuations, we are exposed to credit 
risk, basis risk and legal enforceability risks.  In this context, credit risk is the failure of the counterparty to perform under the 
terms of the derivative contract.  Basis risk occurs when the index upon which the contract is based is more or less variable 
than the index upon which the hedged asset or liability is based, thereby making the hedge less effective.  Finally, legal 
enforceability risks encompass general contractual risks including the risk that the counterparty will breach the terms of, or fail 
to perform its obligations under, the derivative contract.  A counterparty could fail, shut down, file for bankruptcy or be unable 
to pay out contracts.  The business failure of a hedging counterparty with whom we enter into a hedging transaction will most 
likely result in a default.  Default by a party with whom we enter into a hedging transaction may result in the loss of unrealized 
profits and force us to cover our resale commitments, if any, at the then-current market price.  Additionally, it may not always 
be possible to dispose of or close out a hedging position without the consent of the hedging counterparty, and we may not be 
able to enter into an offsetting contract to cover our risk.  We cannot provide assurance that a liquid secondary market will exist 
for hedging instruments purchased or sold, and we may be required to maintain a position until exercise or expiration, which 
could result in losses. 

Further, the REIT provisions of the Code may limit our ability to hedge the risks inherent to our operations.  We may be unable 
to manage these risks effectively. 

We may be contractually obligated to purchase property even if we are unable to secure financing for the acquisition. 

We typically finance a portion of the purchase price for each property that we acquire.  However, to ensure that our offers are as 
competitive as possible, we generally do not enter into contracts to purchase property that include financing contingencies.  
Thus, we may be contractually obligated to purchase a property even if we are unable to secure financing for the acquisition.  
In this event, we may choose to close on the property by using cash on hand, which would result in less cash available for other 
purposes, including funding operating costs or paying distributions to our stockholders.  Alternatively, we may choose not to 
close on the acquisition of the property and default on the purchase contract.  If we default on any purchase contract, we could 
lose our earnest money, become subject to liquidated or other contractual damages and remedies and suffer reputational harm in 
the commercial real estate market, which could make future sellers less likely to accept our bids or cause them to require a 
higher purchase price or more onerous contractual terms. 

Our special purpose property-owning subsidiaries may default under non-recourse mortgage loans. 

Some of our assets are or will be held in special-purpose property-owning subsidiaries. In the future, such special purpose 
property-owning subsidiaries may default and/or send notices of imminent default on non- recourse mortgage loans where the 
relevant asset is or will be suffering from cash shortfalls on operating expenses, leasing costs and/or debt service obligations.  
Any default by our special purpose property-owning subsidiaries under non-recourse mortgage loans would give the special 
servicers the right to accelerate the payment on the loans and the right to foreclose on the asset underlying such loans. There are 
several potential outcomes on the default of a non-recourse mortgage loan, including foreclosure, a deed-in-lieu of foreclosure, 
a cooperative short sale, or a negotiated modification to the terms of the loan. There is no assurance that we will be able to 
achieve a favorable outcome on a cooperative or timely basis on any defaulted mortgage loan. 

Risks Related to Our Common Stock 

Since InvenTrust shares are not currently traded on a national stock exchange, there is no established public market for our 
shares and you may not be able to sell your shares. 

Our shares of common stock are not listed on a national securities exchange.  There is no established public trading market for 
our shares and no assurance that one may develop.  Our charter prohibits any persons or groups from owning more than 9.8% 
(in value or number of shares, whichever is more restrictive) of the aggregate of the outstanding shares of our stock or more 
than 9.8% (in value or number of shares, whichever is more restrictive) of the aggregate of the outstanding shares of our 
common stock unless exempted prospectively or retroactively by our board of directors.  This may inhibit investors from 
purchasing a large portion of our shares.  Our charter also does not require our directors to seek stockholder approval to 
liquidate our assets by a specified date, nor does our charter require our directors to list our shares for trading on a national 
exchange by a specified date or provide any other type of liquidity to our stockholders.  There is no assurance the board will 

18 

 
pursue a listing or other liquidity event.  In addition, even if our board decides to seek a listing of our shares of common stock, 
there is no assurance that we will satisfy the listing requirements or that our shares will be approved for listing.  If and when a 
listing occurs there is no guarantee you will be able to sell your common stock at a price equal to your initial investment value 
or the current estimated share value. 

The estimated value per share of our common stock is based on a number of assumptions and estimates that may not be 
accurate or complete and is also subject to a number of limitations. 

On February 24, 2015, we announced an estimated value of our common stock equal to $4.00 per share.  The audit committee 
of our board of directors engaged Real Globe Advisors, LLC ("Real Globe"), an independent third-party real estate advisory 
firm, to estimate the per share value of our common stock on a fully diluted basis as of February 4, 2015.  As with any 
methodology used to estimate value, the methodology employed by Real Globe and the recommendations made by us were 
based upon a number of estimates and assumptions that may not have been accurate or complete.  Further, different parties 
using different assumptions and estimates could have derived a different estimated value per share, which could be significantly 
different from our estimated value per share.  The estimated per share value does not represent:  (i) the price at which our 
shares would trade at a national securities exchange, (ii) the amount per share a stockholder would obtain if he, she or it tried to 
sell his, her or its shares or (iii) the amount per share stockholders would receive if we liquidated our assets and distributed the 
proceeds after paying all our expenses and liabilities.  Accordingly, with respect to the estimated value per share, we can give 
no assurance that: 

• 

• 

• 

• 

a stockholder would be able to resell his, her or its shares at this estimated value; 

a stockholder would ultimately realize distributions per share equal to our estimated value per share upon liquidation 
of our assets and settlement of our liabilities or a sale of the Company; 

our shares would trade at a price equal to or greater than the estimated value per share if we listed them on a national 
securities exchange; or 

the methodology used to estimate our value per share would be acceptable to FINRA or that the estimated value per 
share will satisfy the applicable annual valuation requirements under the Employee Retirement Income Security Act of 
1974, as amended ("ERISA"), and the Code with respect to employee benefit plans subject to ERISA and other 
retirement plans or accounts subject to Section 4975 of the Code. 

InvenTrust is deferring the publication of a new estimated share value until closer proximity to the spin-off of Highlands and 
the closing of the student housing sale.  We expect the value of our shares of common stock to be lower immediately following 
the spin-off of Highlands, as the value of our stock will no longer reflect the value of the Highlands portfolio. 

There is no assurance that we will be able to continue paying cash distributions or that distributions will increase over time. 

Historically we have paid, and we intend to continue to pay, regular cash distributions to our stockholders.  Following the 
completion of the Xenia Spin-Off, our board of directors analyzed and reviewed our distribution rate and announced a new 
distribution rate of $0.13 per share on an annualized basis, which represents a decrease from the monthly distribution rate that 
we paid immediately prior to the Xenia Spin-Off. A number of factors were considered in establishing the new distribution rate. 
Prior to the Xenia Spin-Off, Xenia generated a substantial portion of our cash flows from operations and as a result, our 
previous distribution rate was not sustainable after the Xenia Spin-Off. In addition, our board of directors determined that it is 
in the best interest of the company to retain additional operating cash flow in order to accumulate an appropriate level of capital 
reserves to enable the Company to tailor and grow its retail and student housing segments, consistent with our strategy and 
objectives at that time, as well as to address future lease maturities and disposition plans related to several significant properties 
in our non-core segment. 

Our board of directors will analyze and review our distribution rate in connection with the anticipated spin-off of Highlands 
and the student housing sale. We expect distribution payments to decrease because the University House assets produced 
significant cash flow for us. We expect to announce a new distribution rate correlated to the cash generated from the remaining 
portfolio of assets after the closing of the student housing sale.  

There are many factors that can affect the availability and timing of cash distributions, such as our ability to earn positive yields 
on our real estate assets, the yields on securities in which we invest and our operating expense levels, as well as many other 
variables.  Our portfolio strategy may also affect our ability to pay our cash distributions if we are not able to reinvest the 
capital we receive from our property dispositions in a reasonable amount of time into assets that generate cash flow yields 

19 

 
 
similar to or greater than those of the properties sold. There is no assurance that we will be able to continue paying distributions 
at the current level or that the amount of distributions will increase, or not continue to decrease, over time.  Even if we are able 
to continue paying distributions, the actual amount and timing of distributions is determined by our board of directors in its 
discretion and typically depends on the amount of funds available for distribution, which depends on items such as current and 
projected cash requirements and tax considerations.  As a result, our distribution rate and payment frequency may vary from 
time to time. 

Funding distributions from sources other than cash flow from operating activities may negatively impact our ability to 
sustain or pay future distributions and result in us having less cash available for other uses, such as property purchases. 

If our cash flow from operating activities is not sufficient to fully fund the payment of distributions, the level of our 
distributions may not be sustainable and some of or all our distributions will be paid from other sources.  For the year ended 
December 31, 2015, distributions were paid from cash flow from operations, distributions from unconsolidated entities and 
gain on sales of properties. 

We may pay distributions from sources other than cash flow from operations or funds from operations, including funding such 
distributions from external financing sources, which may be available only at commercially unattractive terms, if at all. To the 
extent that the aggregate amount of cash distributed in any given year exceeds the amount of our current and accumulated 
earnings and profits for the same period, the excess amount will be deemed a return of capital for federal income tax purposes, 
rather than a return on capital. Furthermore, in the event that we are unable to fund future distributions from our cash flows 
from operating activities, the value of your shares upon any listing of our stock, the sale of our assets or any other liquidity 
event may be materially adversely affected. 

At any time that we are not generating cash flow from operations sufficient to cover the current distribution rate, we may 
determine to pay lower distributions, or to fund all or a portion of our future distributions from other sources. If we utilize 
borrowings for the purpose of funding all or a portion of our distributions, we will incur additional interest expense. We have 
not established any limit on the extent to which we may use alternate sources of cash for distributions, except that, in 
accordance with the law of the State of Maryland and our organizational documents, generally, we may not make distributions 
that would: (i) cause us to be unable to pay our debts as they become due in the usual course of business, (ii) cause our total 
assets to be less than the sum of our total liabilities, or (iii) jeopardize our ability to maintain our qualification as a REIT for so 
long as the board of directors determines that it is in our best interests to continue to qualify as a REIT. Distributions that 
exceed cash flow from operations may not be sustainable at current levels, or at all. 

Risks Related to Our Organization and Structure 

Stockholders have limited control over changes in our policies and operations. 

Our board of directors determines our major policies, including our investment policies and strategies and policies regarding 
financing, debt and equity capitalization, REIT qualification and distributions.  Our board of directors may amend or revise 
certain of these and other policies without a vote of the stockholders. 

Stockholders’ interest in us will be diluted if we issue additional shares. 

Stockholders do not have preemptive rights with respect to any shares issued by us in the future.  Our charter authorizes our 
board of directors, without stockholder approval, to amend the charter from time to time to increase or decrease the aggregate 
number of shares of stock or the number of shares of stock of any class or series that the Company has authority to issue.  
Future issuances of common stock reduce the percentage of our shares owned by our current stockholders who do not 
participate in future stock issuances.  Stockholders are not entitled to vote on whether or not we issue additional shares.  In 
addition, depending on the terms and pricing of an additional offering of our shares and the value of our properties, our 
stockholders may experience dilution in the value of their shares.  Further, our board could issue stock on terms and conditions 
that subordinate the rights of the holders of our current common stock or have the effect of delaying, deferring or preventing a 
change in control in us, including an extraordinary transaction (such as a merger, tender offer or sale of all or substantially all 
our assets) that might provide a premium price for our stockholders. 

Increases in market interest rates may reduce demand for our common stock and result in a decline in the value of our 
common stock. 

The value of our common stock may be influenced by the distribution yield on our common stock (i.e., the amount of our 
quarterly distributions as a percentage of the fair market value of our common stock) relative to market interest rates. An 
increase in market interest rates, which are currently low compared to historical levels, may lead prospective purchasers of our 

20 

 
common stock to expect a higher distribution yield, which we may not be able, or may choose not, to provide. Higher interest 
rates would also likely increase our borrowing costs and decrease our operating results and cash available for distribution. 
Thus, higher market interest rates could cause the value of our common stock to decline. 

Stockholders’ returns may be reduced if we are required to register as an investment company under the Investment 
Company Act. 

We are not registered, and do not intend to register our company or any of our subsidiaries, as an investment company under 
the Investment Company Act of 1940, as amended (the "Investment Company Act").  If we or any of our subsidiaries become 
obligated to register as an investment company, the registered entity would have to comply with regulation under the 
Investment Company Act with respect to capital structure (including the registered entity’s ability to use borrowings), 
management, operations, transactions with affiliated persons (as defined in the Investment Company Act) and portfolio 
composition, including disclosure requirements and restrictions with respect to diversification and industry concentration, and 
other matters.  Compliance with the Investment Company Act may not be feasible as it would limit our ability to make certain 
investments and require us to significantly restructure our operations and business plan.  The costs we would incur and the 
limitations that would be imposed on us as a result of such compliance and restructuring would negatively affect the value of 
our common stock, our ability to make distributions and the sustainability of our business and investment strategies. 

We believe that neither we nor any subsidiaries we own fall within the definition of an investment company under Section 
3(a)(1) of the Investment Company Act because we primarily engage in the business of acquiring and owning real property, 
through our wholly or majority owned subsidiaries, each of which has at least 60% of its assets in real property.  The company 
intends to conduct its operations, directly and through wholly or majority-owned subsidiaries, so that neither the company nor 
any of its subsidiaries is registered or will be required to register as an investment company under the Investment Company 
Act.  Section 3(a)(1) of the Investment Company Act, in relevant part, defines an investment company as (i) any issuer that is, 
or holds itself out as being, engaged primarily in the business of investing, reinvesting or trading in securities, or (ii) any issuer 
that is engaged, or proposes to engage, in the business of investing, reinvesting, owning, holding or trading in securities and 
owns, or proposes to acquire, "investment securities" having a value exceeding 40% of the value of its total assets (exclusive of 
government securities and cash items) on an unconsolidated basis (the "40% Test").  The term "investment securities" generally 
includes all securities except government securities and securities of majority-owned subsidiaries that are not themselves 
investment companies and are not relying on the exemption from the definition of investment company under Section 3(c)(1) 
or Section 3(c)(7) of the Investment Company Act.  We and our subsidiaries are primarily engaged in the business of investing 
in real property and, as such, we believe we and our subsidiaries should fall outside of the definition of an investment company 
under Section 3(a)(1)(A) of the Investment Company Act. 

Accordingly, we believe that neither we nor any of our wholly and majority-owned subsidiaries are considered investment 
companies under either Section 3(a)(1)(A) or Section 3(a)(1)(C) of the Investment Company Act. We believe we and our 
wholly owned or majority owned subsidiaries are also able to rely on the exemption provided by Section 3(c)(5)(C) of the 
Investment Company Act.  To rely upon Section 3(c)(5)(C) of the Investment Company Act as it has been interpreted by the 
SEC staff, an entity would have to invest at least 55% of its total assets in "mortgage and other liens on and interests in real 
estate," which we refer to as "qualifying real estate investments" and maintain an additional 25% of its total assets in qualifying 
real estate investments or other real estate-related assets.  The remaining 20% of the entity’s assets can consist of miscellaneous 
assets.  These criteria may limit what we buy, sell and hold. 

We classify our assets for purposes of Section 3(c)(5)(C) based in large measure upon no-action letters issued by the SEC staff 
and other interpretive guidance provided by the SEC and its staff.  The no-action positions are based on factual situations that 
may be substantially different from the factual situations we may face, and a number of these no-action positions were issued 
more than 20 years ago.  Pursuant to this guidance, and depending on the characteristics of the specific investments, certain 
mortgage-backed securities, other mortgage-related instruments, joint venture investments and the equity securities of other 
entities may not constitute qualifying real estate assets, and therefore, we may limit our investments in these types of assets.  
The SEC or its staff may not concur with the way we classify our assets.  Future revisions to the Investment Company Act or 
further guidance from the SEC or its staff may cause us to no longer be in compliance with the exemption from the definition 
of an "investment company" provided by Section 3(c)(5)(C) and may force us to re-evaluate our portfolio and our investment 
strategy. (e.g., in 2011 the SEC staff published a Concept Release in which it reviewed and questioned certain interpretative 
positions taken under Section 3(c)(5)(C)).  To the extent that the SEC or its staff provides more specific or different guidance, 
we may be required to adjust our strategy accordingly. Any additional guidance from the SEC or its staff could provide 
additional flexibility to us, or it could further inhibit our ability to pursue the strategies we have chosen. 

A change in the value of any of our assets could cause us to fall within the definition of "investment company" and negatively 
affect our ability to be free from registration and regulation under the Investment Company Act.  To avoid being required to 
register the company or any of its subsidiaries as an investment company under the Investment Company Act, we may be 

21 

 
unable to sell assets we would otherwise want to sell and may need to sell assets we would otherwise wish to retain.  Sales may 
be required under adverse market conditions, and we could be forced to accept a price below that which we would otherwise 
consider acceptable.  In addition, we may have to acquire additional income or loss generating assets that we might not 
otherwise have acquired or may have to forgo opportunities to acquire interests in companies that we would otherwise want to 
acquire and would be important to our investment strategy.  Any such selling, acquiring or holding of assets driven by 
Investment Company Act considerations could negatively affect the value of our common stock, our ability to make 
distributions and the sustainability of our business and investment strategies. 

If we or our subsidiaries were required to register as an investment company but failed to do so, we or the applicable subsidiary 
would be prohibited from engaging in our or its business, and criminal and civil actions could be brought against us or the 
applicable subsidiary.  If we or any of our subsidiaries were deemed an unregistered investment company, we or the applicable 
subsidiary could be subject to monetary penalties and injunctive relief and we or the applicable subsidiary could be unable to 
enforce contracts with third parties and third parties could seek to obtain rescission of transactions undertaken during the period 
we or the applicable subsidiary were deemed an unregistered investment company, unless the court found that under the 
circumstances, enforcement (or denial of rescission) would produce a more equitable result than no enforcement (or grant of 
rescission) and would not be inconsistent with the Investment Company Act. 

Our rights and the rights of our stockholders to take action against our directors and officers are limited. 

Under Maryland law generally, a director is required to perform his or her duties in good faith, in a manner he or she 
reasonably believes to be in our best interests and with the care that an ordinarily prudent person in a like position would use 
under similar circumstances. Under Maryland law, directors are presumed to have acted in accordance with this standard of 
conduct. In addition, our charter eliminates the liability of our directors and officers to us and our stockholders for money 
damages, except for liability resulting from: 

• 

• 

actual receipt of an improper benefit or profit in money, property or services; or 

active and deliberate dishonesty by the director or officer that was established by a final judgment as being material to 
the cause of action adjudicated.  

Our charter and bylaws obligate us, to the maximum extent permitted by Maryland law in effect from time to time, to 
indemnify and to pay or reimburse reasonable expenses in advance of final disposition of a proceeding to any present or former 
director or officer who is made or threatened to be made a party to the proceeding by reason of his or her service to us in that 
capacity. As a result, we and our stockholders may have more limited rights against our directors and officers than might 
otherwise exist absent the current provisions in our charter and bylaws. 

Our charter places limits on the amount of common stock that any person may own. 

In order for us to qualify as a REIT under the Code, no more than 50% of the outstanding shares of our common stock may be 
beneficially owned, directly or indirectly, by five or fewer individuals at any time during the last half of each taxable year . 
Unless exempted by our board of directors, prospectively or retroactively, our charter prohibits any persons or groups from 
owning more than 9.8% (in value or number of shares, whichever is more restrictive) of the aggregate of the outstanding shares 
of our stock or more than 9.8% (in value or number of shares, whichever is more restrictive) of the aggregate of the outstanding 
shares of our common stock unless exempted prospectively or retroactively by our board of directors.  These provisions may 
have the effect of delaying, deferring or preventing a change in control of us, including an extraordinary transaction such as a 
merger, tender offer or sale of all or substantially all of our assets that might involve a premium price for holders of our 
common stock. 

Our charter permits our board of directors to issue preferred stock on terms that may subordinate the rights of the holders 
of our current common stock or discourage a third party from acquiring us. 

Our board may classify or reclassify any unissued shares of common or preferred stock into other classes or series of stock and 
establish the preferences, conversion or other rights, voting powers, restrictions, limitations as to dividends and other 
distributions, qualifications, and terms or conditions of redemption of the stock and may amend our charter from time to time to 
increase or decrease the aggregate number of shares or the number of shares of any class or series that we have authority to 
issue without stockholder approval. Thus, our board of directors could authorize us to issue shares of preferred stock with terms 
and conditions that could subordinate the rights of the holders of our common stock or shares of preferred stock or common 
stock that could have the effect of delaying, deferring or preventing a change in control of us, including an extraordinary 
transaction such as a merger, tender offer or sale of all or substantially all of our assets, that might provide a premium price for 
holders of our common stock. 

22 

 
Certain provisions of Maryland law could inhibit changes in control. 

Certain provisions of the Maryland General Corporation Law (“MGCL”), may have the effect of deterring a third party from 
making a proposal to acquire us or of impeding a change in our control under circumstances that otherwise could provide the 
holders of our common stock with the opportunity to benefit from a sale of our common stock, including: 

• 

• 

"business combination" provisions that, subject to limitations, prohibit certain business combinations between us and 
an “interested stockholder” (defined generally as any person who beneficially owns, directly or indirectly, 10% or 
more of the voting power of our outstanding voting stock or an affiliate or associate of ours who was the beneficial 
owner, directly or indirectly, of 10% or more of the voting power of our then outstanding stock at any time within the 
two-year period immediately prior to the date in question) for five years after the most recent date on which the 
stockholder becomes an interested stockholder, and thereafter impose fair price and/or supermajority stockholder 
voting requirements on these combinations; and  

"control share" provisions that provide that "control shares" of our company (defined as voting shares that, when 
aggregated with other shares controlled by the stockholder, entitle the stockholder to exercise one of three increasing 
ranges of voting power in electing directors) acquired in a "control share acquisition" (defined as the direct or indirect 
acquisition of ownership or control of issued and outstanding control shares) have no voting rights except to the extent 
approved by our stockholders by the affirmative vote of at least two-thirds of all the votes entitled to be cast on the 
matter, excluding all interested shares.  

As permitted by Maryland law, we have elected, by resolution of our board of directors, to opt out of the business combination 
provisions of the MGCL, provided that such business combination has been approved by our board of directors (including a 
majority of directors who are not affiliated with the interested stockholder), and, pursuant to a provision in our bylaws, to 
exempt any acquisition of our stock from the control share provisions of the MGCL. However, our board of directors may by 
resolution elect to repeal the exemption from the business combination provisions of the MGCL and may by amendment to our 
bylaws opt into the control share provisions of the MGCL at any time in the future. 

Certain provisions of the MGCL permit our board of directors, without stockholder approval and regardless of what is currently 
provided in our charter or bylaws, to adopt certain mechanisms, some of which (for example, a classified board) we do not 
have. These provisions may have the effect of limiting or precluding a third party from making an acquisition proposal for us or 
of delaying, deferring or preventing a change in our control under circumstances that otherwise could provide the holders of 
our common stock with the opportunity to benefit from a sale of our common stock. 

If our board of directors were to elect to be subject to the provision of Subtitle 8 providing for a classified board or the business 
combination provisions of the MGCL or if the provisions of our bylaws opting out of the control share acquisition provisions of 
the MGCL were amended or rescinded, these provisions of the MGCL could have anti-takeover effects. 

Our board of directors may change our investment policies without stockholder approval, which could alter the nature of 
your investment. 

Our investment policies may change over time. The methods of implementing our investment policies may also vary, as new 
investment techniques are developed. Our investment policies, the methods for implementing them, and our other objectives, 
policies and procedures may be altered by a majority of the directors without the approval of our stockholders. As a result, the 
nature of your investment could change without your consent. A change in our investment strategy may, among other things, 
increase our exposure to interest rate risk, default risk and commercial real property market fluctuations, all of which could 
materially and adversely affect our ability to achieve our investment objectives. 

The failure of any bank in which we deposit our funds could reduce the amount of cash we have available to pay 
distributions and make additional investments. 

We have deposited our cash and cash equivalents in several banking institutions in an attempt to minimize exposure to the 
failure of any one of these entities.  However, the Federal Deposit Insurance Corporation ("FDIC") generally only insures 
limited amounts per depositor per insured bank.  At December 31, 2015, we had cash and cash equivalents and restricted cash 
deposited in interest-bearing transaction accounts at certain financial institutions exceeding these federally insured levels.  If 
any of the banking institutions in which we have deposited funds ultimately fails, we may lose our deposits over the federally 
insured levels.  The loss of our deposits could reduce the amount of cash we have available to distribute or invest. 

23 

 
Federal Income Tax Risks 

Failure to remain qualified as a REIT would cause us to be taxed as a regular corporation, which would substantially 
reduce funds available for distributions to our stockholders. 

Our qualification as a REIT depends on our ability to continue to meet requirements regarding our organization and ownership, 
distributions of our income, the nature and diversification of our income and assets as well as other tests imposed by the Code.  
We cannot assure you that our actual operations for any one taxable year will satisfy these requirements.  Further, new 
legislation, regulations, administrative interpretations or court decisions could significantly affect our ability to qualify as a 
REIT or the federal income tax consequences of our qualification as a REIT.  If we fail to qualify as a REIT in any taxable year, 
we will face serious tax consequences that will substantially reduce the funds available for distributions to our stockholders 
because: 

•  we would not be allowed a deduction for dividends paid to stockholders in computing our taxable income and would 

be subject to U.S. federal income tax at regular corporate rates; 

•  we could be subject to the U.S. federal alternative minimum tax and possibly increased state and local taxes; and 

• 

unless we are entitled to relief under certain U.S. federal income tax laws, we could not re-elect REIT status until the 
fifth calendar year after the year in which we failed to qualify as a REIT. 

In addition, if we fail to qualify as a REIT, we will no longer be required to make distributions. As a result of all these factors, 
our failure to qualify as a REIT could impair our ability to expand our business and raise capital, and it would adversely affect 
the value of our common stock. 

REIT distribution requirements could adversely affect our liquidity and may force us to borrow funds or sell assets during 
unfavorable market conditions. 

To satisfy the REIT distribution requirements, we may need to borrow funds on a short-term basis or sell assets sooner than 
anticipated, even if the then-prevailing market conditions are not favorable for these borrowings or sales. Our cash flows from 
operations may be insufficient to fund required distributions as a result of differences in timing between the actual receipt of 
income and the recognition of income for U.S. federal income tax purposes, or the effect of non-deductible capital 
expenditures, the creation of reserves or required debt service or amortization payments. The insufficiency of our cash flows to 
cover our distribution requirements could have an adverse impact on our ability to raise short- and long-term debt or sell equity 
securities in order to fund distributions required to maintain our qualification as a REIT. 

Even if we continue to qualify as a REIT, we may face other tax liabilities that reduce our cash flows. 

Even if we continue to qualify for taxation as a REIT, we may be subject to certain U.S. federal, state and local taxes on our 
income and assets, including taxes on any undistributed income, tax on income from some activities conducted as a result of a 
foreclosure, and state or local income, property and transfer taxes. In addition, our taxable REIT subsidiaries (“TRSs”) are 
subject to regular corporate federal, state and local taxes. Any of these taxes would decrease cash available for distributions to 
stockholders. 

Failure to make required distributions would subject us to federal corporate income tax. 

In order to continue to qualify as a REIT, we generally are required to distribute at least 90% of our REIT taxable income, 
determined without regard to the dividends paid deduction and excluding any net capital gain, each year to our stockholders 
(the “90% Distribution Requirement”). To the extent that we satisfy the 90% Distribution Requirement, but distribute less than 
100% of our REIT taxable income, we will be subject to U.S. federal corporate income tax on our undistributed taxable 
income. In addition, we will be subject to a 4% nondeductible excise tax if the actual amount that we pay out to our 
stockholders in a calendar year is less than a minimum amount specified under the Code. 

The prohibited transactions tax may limit our ability to dispose of our properties, and we could incur a material tax liability 
if the Internal Revenue Service (the "IRS") successfully asserts that the 100% prohibited transaction tax applies to some or 
all of  our past or future dispositions. 

A REIT’s net income from prohibited transactions is subject to a 100% tax. In general, prohibited transactions are sales or other 
dispositions of assets, other than foreclosure property, held primarily for sale to customers in the ordinary course of business. 
We may be subject to the prohibited transactions tax equal to 100% of net gain upon a disposition of an asset. As part of our 
plan to refine our portfolio, we have selectively disposed of certain of our properties in the past and  intend to make additional 

24 

 
dispositions of our assets in the future. Although a safe harbor to the characterization of the sale of property by a REIT as a 
prohibited transaction is available, not all of our past dispositions have qualified for that safe harbor and some or all of our 
future dispositions may not qualify for that safe harbor. We believe that our past dispositions will not be treated as prohibited 
transactions, and we intend to avoid disposing of property that may be characterized as held primarily for sale to customers in 
the ordinary course of business. To avoid the prohibited transaction tax, we may choose not to engage in certain sales of our 
assets or may conduct such sales through a TRS, which would be subject to federal, state and local income taxation. Moreover, 
no assurance can be provided that the IRS will not assert that some or all of our future dispositions are subject to the 100% 
prohibited transactions tax. If the IRS successfully imposes the 100% prohibited transactions tax on some or all of our 
dispositions, the resulting tax liability could be material. 

We may fail to qualify as a REIT if the IRS successfully challenges the valuation of our common stock used for purposes of 
our DRP. 

In order to satisfy the 90% Distribution Requirement, the dividends we paid during our 2014 and prior taxable years must not 
have been "preferential."  For our 2014 and prior taxable years and for any future taxable year in which we do not qualify as a  
"publicly offered REIT" (i.e., a REIT required to file annual and periodic reports with the SEC), a dividend determined to be 
preferential will not qualify for the dividends paid deduction.  To have avoided paying preferential dividends, we must have 
treated every stockholder of a class of stock with respect to which we made a distribution the same as every other shareholder 
of that class, and we must not have treated any class of stock other than according to its dividend rights as a class.  For 
example, if certain shareholders received a distribution that was more or less than the distributions received by other 
stockholders of the same class, the distribution would be preferential.  If any part of a distribution was preferential, none of that 
distribution would be applied towards satisfying the 90% Distribution Requirement. 

We suspended our DRP in August 2014, but we may reactivate our DRP in the future.  Stockholders who participated in our 
DRP received distributions in the form of shares of our common stock rather than in cash.  Immediately prior to the suspension 
of our DRP, the purchase price per share under our DRP was equal to 100% of the "market price" of a share of our common 
stock.  Because our common stock was not, and is not yet, listed for trading, for these purposes, "market price" means the fair 
market value of a share of our common stock, as estimated by us.  In the past, our DRP has offered participants the opportunity 
to acquire newly-issued shares of our common stock at a discount to the "market price."  Pursuant to an IRS ruling, the 
prohibition on preferential dividends does not prohibit a REIT from offering shares under a distribution reinvestment plan at 
discounts of up to 5% of fair market value, but a discount in excess of 5% of the fair market value of the shares would be 
considered a preferential dividend.  Any discount we have offered in the past was intended to fall within the safe harbor for 
such discounts set forth in the ruling published by the IRS.  However, the fair market value of our common stock has not been 
susceptible to a definitive determination.  If the purchase price under our DRP is deemed to have been at more than a 5% 
discount at any time, we would be treated as having paid one or more preferential dividends.  Similarly, we would be treated as 
having paid one or more preferential dividends if the IRS successfully asserted that the value of the common stock distributions 
paid to stockholders participating in our DRP exceeded on a per-share basis the cash distribution paid to our other stockholders, 
which could occur if the IRS successfully asserted that the fair market value of our common stock exceeded the "market value" 
used for purposes of calculating the distributions under our DRP.  If we are determined to have paid preferential dividends as a 
result of our DRP, we would likely fail to qualify as a REIT. 

The stock ownership limit imposed by the Code for REITs and our charter may restrict our business combination 
opportunities and you may be restricted from acquiring or transferring certain amounts of our common stock. 

The stock ownership restrictions of the Code for REITs and the 9.8% stock ownership limit in our charter may restrict our 
business combination opportunities and restrict your ability to acquire or transfer certain amounts of our common stock. 

In order to continue to qualify as a REIT, five or fewer individuals, as defined in the Code, may not own, beneficially or 
constructively, more than 50% in value of our issued and outstanding stock at any time during the last half of a taxable year. 
Attribution rules in the Code determine if any individual or entity beneficially or constructively owns our capital stock under 
this requirement. To help insure that we satisfy that test, our charter restricts the acquisition and ownership of shares of our 
capital stock. However, these ownership limits might delay or prevent a transaction or a change in our control or other business 
combination opportunities. 

Our charter authorizes our directors to take such actions as are necessary and desirable to preserve our qualification as a REIT. 
Unless exempted by our board of directors (prospectively or retroactively), our charter prohibits any persons or groups from 
owning more than 9.8% (in value or number of shares, whichever is more restrictive) of the aggregate of the outstanding shares 
of our stock or more than 9.8% (in value or number of shares, whichever is more restrictive) of the aggregate of the outstanding 
shares of our common stock unless exempted prospectively or retroactively by our board of directors. Our board of directors 
may not grant an exemption from these restrictions to any proposed transferee whose ownership in excess of the 9.8% stock 

25 

 
ownership limit would result in our failing to qualify as a REIT. These restrictions on transferability and ownership will not 
apply, however, if our board of directors determines that it is no longer in our best interest to attempt to, or continue to, qualify 
as a REIT or that compliance is no longer required in order for us to qualify as a REIT. 

If our leases are not respected as true leases for federal income tax purposes, we would fail to qualify as a REIT. 

To qualify as a REIT, we must satisfy two gross income tests, pursuant to which specified percentages of our gross income 
must be passive income such as rent.  For the rent we receive under our lease to be treated as qualifying income for purposes of 
the gross income tests, the leases must be respected as true leases for federal income tax purposes and must not be treated as 
service contracts, joint ventures or some other type of arrangement.  There are no controlling Treasury regulations, published 
rulings or judicial decisions involving leases with terms substantially the same as our former hotel leases that discuss whether 
such leases constitute true leases for federal income tax purposes.  We believe that all our leases, including our former hotel 
leases, will be respected as true leases for federal income tax purposes.  There can be no assurance, however, that the IRS will 
agree with this characterization.  If a significant portion of our leases were not respected as true leases for federal income tax 
purposes, we would not be able to satisfy either of the two gross income tests and we would likely lose our REIT status. 

We may fail to qualify as a REIT as a result of our investments in joint ventures and other REITs. 

We have owned, and intend to continue to own, limited partner or non-managing member interests in partnerships and limited 
liability companies that are joint ventures.  In addition, we have owned, and intend to continue to own, significant equity 
ownership interests in other REITs.  If a partnership or limited liability company in which we own an interest takes or expects 
to take actions that could jeopardize our qualification as a REIT or require us to pay tax, we may be forced to dispose of our 
interest in such entity.  In addition, it is possible that a partnership or limited liability company could take an action which 
could cause us to fail a REIT gross income or asset test, and that we would not become aware of such action in time to dispose 
of our interest in the partnership or limited liability company or take other corrective action on a timely basis.  Similarly, if one 
of the REITs in which we own or have owned a significant equity interest were to fail to qualify as a REIT, we would likely fail 
to satisfy one or more of the REIT gross income and asset tests.  If we failed to satisfy a REIT gross income or asset test as a 
result of an investment in a joint venture or another REIT, we would fail to continue to qualify as a REIT unless we are able to 
qualify for a statutory REIT "savings" provisions, which may require us to pay a significant penalty tax to maintain our REIT 
qualification. 

If our former hotel managers did not qualify as "eligible independent contractors",  we would fail to qualify as a REIT. 

Rent paid by a lessee that is a "related party tenant" of ours will not be qualifying income for purposes of the two gross income 
tests applicable to REITs.  Prior to the disposition of our hotel portfolio, we leased our hotels to certain of our TRSs.  A TRS 
will not be treated as a "related party tenant," and will not be treated as directly operating a lodging facility, which is prohibited, 
to the extent that hotels that a TRS leases are managed by an "eligible independent contractor." 

We believe that the rent paid by our TRS that leased our hotels was qualifying income for purposes of the REIT gross income 
tests and that our TRS qualified to be treated as "taxable REIT subsidiaries" for federal income tax purposes, but there can be 
no assurance that the IRS will not challenge this treatment or that a court would not sustain such a challenge.  If the IRS 
successfully challenged this treatment, we would likely fail to satisfy the asset tests applicable to REITs and a significant 
portion of our income would fail to qualify for the gross income tests.  If we failed to satisfy either the asset or gross income 
tests, we would likely lose our REIT qualification for federal income tax purposes, unless we qualified for certain statutory 
relief provisions. 

If our former hotel managers did not qualify as "eligible independent contractors," we may be deemed to have failed to qualify 
as a REIT.  Each of the hotel management companies that entered into a management contract with our TRSs that leased our 
hotels must have qualified as an "eligible independent contractor" under the REIT rules in order for the rent paid to us by TRSs 
to be qualifying income for gross income tests.  Among other requirements, in order to qualify as an eligible independent 
contractor, (i) a manager must be actively engaged in the trade or business of operating hotels for third parties at the time the 
manger enters into a management contract with a TRS lessee and (ii) the manager must not own more than 35% of our 
outstanding shares (by value) and no person or group of persons can own more than 35% of our outstanding shares and the 
ownership interests of the manager.  Although we believe that all our former hotel managers qualified as eligible independent 
contractors, no complete assurance can be provided that the IRS will not successfully challenge that position. 

Dividends payable by REITs do not qualify for the reduced tax rates available for some dividends. 

The maximum tax rate applicable to "qualified dividend income" payable to U.S. stockholders that are taxed at individual rates 
is 20%. Dividends payable by REITs, however, are generally not eligible for the reduced rates on qualified dividend income. 

26 

 
The more favorable rates applicable to regular corporate qualified dividends could cause investors who are taxed at individual 
rates to perceive investments in REITs to be relatively less attractive than investments in the stocks of non-REIT corporations 
that pay dividends treated as qualified dividend income, which could adversely affect the value of the shares of REITs, 
including our common stock. 

Complying with REIT requirements may limit our ability to hedge effectively. 

The REIT provisions of the Code may limit our ability to hedge the risks inherent to our operations. Under current law, any 
income that we generate from derivatives or other transactions intended to hedge our interest rate risk with respect to 
borrowings made, or to be made, to acquire or carry real estate assets generally will not constitute gross income for purposes of 
the 75% and 95% income requirements applicable to REITs. In addition, any income from certain other qualified hedging 
transactions would generally not constitute gross income for purposes of both the 75% and 95% income tests. However, we 
may be required to limit the use of hedging techniques that might otherwise be advantageous, which could result in greater 
risks associated with interest rate or other changes than we would otherwise incur. 

The ability of our board of directors to revoke our REIT qualification without stockholder approval may cause adverse 
consequences to our stockholders. 

Our charter provides that our board of directors may revoke or otherwise terminate our REIT election, without the approval of 
our stockholders, if it determines that it is no longer in our best interest to attempt to, or continue to qualify as a REIT. If we 
cease to be a REIT, we would become subject to U.S. federal income tax on our taxable income and would no longer be 
required to distribute most of our taxable income to our stockholders, which may have adverse consequences on our total return 
to our stockholders. 

We may be subject to adverse legislative or regulatory tax changes that could reduce the value of our common stock. 

At any time, the U.S. federal income tax laws governing REITs or the administrative interpretations of those laws may be 
amended. We cannot predict when or if any new U.S. federal income tax law, regulation, or administrative interpretation, or any 
amendment to any existing federal income tax law, regulation or administrative interpretation, will be adopted, promulgated or 
become effective and any such law, regulation, or interpretation may take effect retroactively. We and our stockholders could be 
adversely affected by any such change in, or any new, U.S. federal income tax law, regulation or administrative interpretation. 
Item 1B. Unresolved Staff Comments 

None. 
Item 2. Properties 

As of December 31, 2015, we owned interests in retail, student housing, and non-core properties. We owned an interest in 129 
properties, excluding our development properties, located in 28 states. 

General 

The following table sets forth information regarding our ten largest individual tenants in descending order based on annualized 
rent paid in 2015, excluding our student housing properties.  Annualized rent is computed as revenue for the last month of the 
period multiplied by twelve months.  Average rent per square foot is computed as annualized rent divided by the total occupied 
square footage at the end of the period.  Annualized rent includes the effect of rent abatements, lease inducements and straight-
line rent GAAP adjustments.  Physical occupancy is defined as the percentage of total gross leasable ("GLA") area actually 
used or occupied by a tenant.  Economic occupancy is defined as the percentage of total gross leasable area for which a tenant 
is obligated to pay rent under the terms of its lease agreement, regardless of the actual use or occupation by that tenant of the 
area being leased.  

27 

 
 
Tenant Name 

AT&T (office) (a) 
The Geo Group, Inc. (a) 
Ross Dress for Less 
Lockheed Martin (a) 
Best Buy 
Publix 
Petsmart 
Bed Bath & Beyond 
Michael's 
Dick's Sporting Goods 

  Type 
  Non-core 
  Non-core 
  Retail 
  Non-core 
  Retail 
  Retail 
  Retail 
  Retail 
  Retail 
  Retail 

Totals 

Total Annualized 
Rental Income 
2015 
(in thousands) 

Percent of 
Total Annualized 
Income 

Gross 
Leasable 
Area 

Percentage of 
Gross Leasable 
Area 

$44,327
9,850
8,503
7,206
6,941
5,818
5,474
4,626
4,123
3,888

$100,756

15.8% 
3.5% 
3.0% 
2.6% 
2.5% 
2.1% 
1.9% 
1.6% 
1.5% 
1.4% 

3,404,451  
301,029  
823,765  
314,196  
491,785  
620,233  
416,678  
446,449  
343,243  
345,073  
7,506,902    

16.2% 
1.4% 
3.9% 
1.5% 
2.3% 
3.0% 
2.0% 
2.1% 
1.6% 
1.6% 

(a) The leases associated with these tenants will be part of Highlands REIT, Inc. 

As described above, our top tenant, AT&T, is party to three leases representing approximately 15.8% of our total annualized 
rental income (excluding student housing).  The original terms of these leases expire in 2016, 2017, and 2019, as described in 
more detail below.   

One of these properties, with a lease expiration in August 2016 and approximately 1.7 million square feet, is in Hoffman 
Estates, Illinois ("AT&T-Hoffman Estates"), which is in the greater metro Chicago market. AT&T did not renew this lease 
during the contractual renewal option period.  The second property, with a lease expiration in September 2017 and 
approximately 1.5 million square feet is in St. Louis, Missouri ("AT&T-St. Louis").  The renewal option for the AT&T-St. 
Louis lease expires in September 2016. The third property, with a lease expiration in September 2019 and approximately 
460,000 square feet is in Cleveland, Ohio. 

There is a strong possibility that AT&T may not renew any or all of its leases. The three non-core properties leased to AT&T are 
included in the non-core asset portfolio that we intend to spin off in the second quarter of 2016, subject to conditions and 
approvals. See "Item 1. Business - General - Anticipated Spin-Off of Assets Included in Our Non-Core Segment" for more 
information regarding the spin-off and the risk factors related to the spin-off and the AT&T leases in "Item 1A. Risk Factors." 

As of December 31, 2015, two of the properties leased to AT&T were in hyper-amortization under our loan agreements by 
virtue of the occurrence of the applicable "Anticipated Repayment Date" (as defined in the applicable loan agreement). As a 
result, rental payments less certain expenses must be used to pay down the principal amount of the loan and are not available 
cash. It is possible that other properties may be subject to such hyper-amortization payments in the future. 

The following sections set forth certain summary information about the character of the properties that we owned at 
December 31, 2015.   Certain of our properties are encumbered by mortgages, totaling $1.8 billion as of December 31, 2015.  
Additional detail about the properties can be found on Schedule III – Real Estate and Accumulated Depreciation. 

28 

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
Retail Segment 

As of December 31, 2015, our retail segment consisted of 97 properties, with an average of approximately 157,200 square feet 
per property.  The properties are located principally in primary or secondary markets.  Of our gross leasable area, 
approximately 45% of our properties are located in the south Atlantic region of the United States and 24% of our properties are 
located in the southwestern region of the United States, including 19% in Texas. 

We own the following types of retail centers: 

•  Community or neighborhood centers, which are generally open air and designed for tenants that offer a wide array of 
types of merchandise including apparel and other soft goods. Typically, community centers contain large anchor stores 
and a significant presence of national retail tenants. Our neighborhood shopping centers are generally smaller open air 
centers with a grocery store anchor and/or drugstore, and other small service type retailers.   

• 

Power centers are generally larger and consist of several anchors, such as department stores, off-price stores, 
warehouse clubs or stores that offer a large selection of merchandise. Typically, the number of specialty tenants is 
limited and most are national or regional in scope. 

We have not experienced bankruptcies or receivable write-offs in our retail portfolio that have materially impacted our results 
of operations.  Our retail business is not highly dependent on specific retailers or specific retail industries, nor is it subject to 
lease roll over concentration.  We believe this minimizes risk to the portfolio of significant revenue variances over time. 

The following table reflects the types of properties within our retail segment as of December 31, 2015. 

Property type 

Community & 
Neighborhood Center   
Power Center 

Number 
of 
Properties 

Total GLA 
(Sq. Ft.) 

Economic 
Occupancy 

Total Number 
of 
Financially 
Active Leases 

Total 
Annualized 
Rent ($) 
(in thousands) 

Average Rent 
per Square 
Foot ($) 

54 
43 

97 

4,858,624
10,393,239

15,251,863

90% 
95% 

93% 

871 
1,144 

2,015 

$66,200 
134,634 

$200,834 

$15.07 
$13.70 

$14.12 

The following table represents lease expirations for the retail segment: 

Lease Expiration Year   
2016 
2017 
2018 
2019 
2020 
2021 
2022 
2023 
2024 
2025 
MTM 
Thereafter 

Number of 
Expiring 
Leases 

GLA of 
Expiring 
Leases 
(Sq. Ft.) 

Annualized 
Rent of 
Expiring 
Leases ($) 
(in thousands) 

Percent of 
Total GLA 

Percent of 
Total 
Annualized 
Rent 

Expiring 
Rent per 
Square 
Foot ($) 

250 
385 
313 
290 
323 
128 
50 
54 
53 
55 
48 
66 

943,732
1,873,762
1,873,770
2,349,603
2,022,790
1,187,351
820,305
765,557
712,050
522,623
132,162
1,019,107

$14,752
31,206
28,988
31,700
29,373
16,332
9,709
11,115
8,387
7,602
2,379
11,210

2,015 

14,222,812

$202,753

6.6% 
13.2% 
13.2% 
16.5% 
14.3% 
8.3% 
5.8% 
5.4% 
5.0% 
3.7% 
0.9% 
7.2% 

100% 

7.3% 
15.4% 
14.3% 
15.6% 
14.6% 
8.1% 
4.8% 
5.5% 
4.1% 
3.7% 
1.2% 
5.5% 

100% 

$15.63
16.65
15.47
13.49
14.52
13.75
11.84
14.52
11.78
14.55
18.00
11.00

$14.26

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Comparable 
Renewal Leases 
(a) 

Comparable 
New Leases (a) 

Non-
Comparable 
Renewal and 
New Leases 

Total 

Anchor Tenants 

Comparable 
Renewal Leases 
(a) 

Comparable 
New Leases (a) 

Non-
Comparable 
Renewal and 
New Leases 

Total 

Non-anchor tenants 

Comparable 
Renewal Leases 
(a) 

Comparable 
New Leases (a) 

Non-
Comparable 
Renewal and 
New Leases 

Total 

37 

— 

5 

42 

We believe the percentage of leases expiring annually over the next five years will allow us to capture an appropriate portion of 
future market rent increases while allowing us to manage any potential re-leasing risk.  For purposes of preparing the table, we 
have not assumed that contractual lease options contained in certain of our leases and which have not yet been exercised as of 
December 31, 2015 will in fact be exercised. 

The following table represents lease spread metrics for leases that commenced in 2015 compared to expiring leases for the prior 
tenant in the same unit: 

No. of 
Leases 
Commenced 
as of 

All Tenants 

Dec 31, 2015  GLA SF 

New 
Contractual 
Rent per Square 
Foot ($PSF) (b) 

Prior 
Contractual 
Rent ($PSF) 
(b) 

% Change 
over Prior 
Contract Rent 
(b) 

Weighted 
Average 
Lease Term 

Tenant 
Improvement 
Allowance 
($PSF) 

Lease 
Commissions 
($PSF) 

235 

1,858,930 

$12.74 

$12.11 

5.20% 

23 

62,724 

23.47 

21.80 

7.66% 

54 

312 

188,857 

2,110,511 

18.37 

$13.09 

n/a 

$12.43 

n/a 

5.31% 

1,313,708 

$9.27 

$9.03 

2.66% 

— 

$— 

$— 

—% 

5.42 

8.88 

8.33 

5.79 

5.75 

— 

$0.44 

22.12 

15.96 

$2.48 

$0.08 

9.75 

6.57 

$0.95 

$0.40 

$0.10 

$— 

$— 

75,223 

1,388,931 

$12.39 

$9.27 

n/a 

$9.03 

n/a 

2.66% 

10.19 

5.99 

$4.99 

$0.64 

$4.69 

$0.35 

198 

545,222 

$21.10 

$19.56 

7.87% 

23 

62,724 

$23.47 

$21.80 

7.66% 

49 

270 

113,634 

721,580 

$22.33 

$21.34 

n/a 

$19.79 

n/a 

7.83% 

4.64 

8.88 

7.11 

5.40 

$0.56 

$22.12 

$23.23 

$6.00 

$0.03 

$9.75 

$7.82 

$2.10 

(a) Comparable lease is defined as a lease that meets all of the following criteria: same unit, square footage of unit remains 
unchanged or within 10% of prior unit square footage, consistent rent structure, and, for new leases, leased within one year of 
the prior tenant. 

(b) Non-comparable leases are not included in totals. 

During the year ended December 31, 2015, 75 new leases and 237 renewals commenced with gross leasable area totaling 
2,110,511 square feet, of which 258 were comparable.  For our comparable new leases, base rent increased by 7.66% from prior 
base rent, from $21.80 to $23.47 per square foot. The weighted average term for comparable new leases was 8.88 years, with 
tenant improvement allowances and commissions at $22.12 and $9.75 per square foot, respectively.  Our comparable renewal 
leases saw rent growth of 5.20%, increasing from $12.11 to $12.74 per square foot. The weighted average term was 5.42 years, 
with tenant improvement allowances and lease commissions at $0.44 and $0.08 per square foot, respectively.   

The 54 non-comparable leases commenced with rents starting at $18.37 in year 1 and had a weighted average term of 8.33 
years. Tenant improvement allowances and lease commissions were $15.96 and $6.57 per square foot, respectively.  

30 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tenant improvement allowances were primarily given for our new leases. Lease commissions were consistent across the new 
lease activity.  As of December 31, 2014, we had GLA totaling 1,325,891 square feet set to expire in 2015, of which 1,135,857 
square feet was renewed. This achieved a retention rate of 86%. 

Student Housing Segment 

Our student housing portfolio consists of residential and mixed-use communities located close to or on university campuses and 
some communities in urban infill locations.  Our portfolio includes communities designed as high-rise buildings, clusters of 
mid-rise buildings, garden-style and cottage-style apartments.  These communities include outdoor amenities such as 
swimming pools, grilling areas, volleyball courts, putting greens, and rooftop decks.  Indoor amenities include study lounges, 
coffee bars, fitness centers, and multimedia lounges.  The properties are leased on a per-bed basis and are typically one year 
leases commencing in the fall season in conjunction with the beginning of the school year. 

The following table reflects the types of properties within our student housing segment as of December 31, 2015. These properties 
are included in the student housing portfolio sale transaction that we expect to complete in the second quarter of 2016. See "Item 1. 
Business - General - Entry into Agreement to Sell Student Housing Platform" for more information. 

Property Type 

Mid-rise 
High-rise 
Cottage style 
Garden style 

Total 

Number of 
Properties 

Leasable Beds 

Total No. of Beds 
Occupied 

Average Rent per 
Bed 

Average Physical 
Occupancy 

11 
3 
2 
2 

18 

6,512 
2,079 
1,257 
1,191 

11,039 

6,146 
2,033 
1,152 
1,150 

10,481 

$764 
1,025 
598 
603 

779 

94% 
98% 
92% 
97% 

95% 

31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-Core Segment 

Our non-core segment comprises multi-tenant office and triple net properties, such as distribution centers, correctional facilities 
and single-tenant office properties. We intend to dispose of substantially all of our non-core assets through the Highlands spin-
off, which we expect to occur in the second quarter of 2016. See "Item 1. Business - General - Anticipated Spin-Off of Assets 
Included in Our Non-Core Segment" for more information. 

The following table reflects the types of properties within our non-core segment as of December 31, 2015. 

Property type 

Multi-tenant office 
Triple net 

Number 
of 
Properties 

5 
9 

14 

Total GLA 
(Sq. Ft.) 

1,388,899
4,341,277

5,730,176

Economic 
Occupancy 
(a) 

Total Number of
Financially 
Active Leases 

Total 
Annualized 
Rent ($) 
(in thousands) 

Average Rent 
per Square 
Foot ($) 

77% 
100% 

94% 

16 
9 

25 

$22,255   
58,111   
$80,366   

$20.84 
$13.39 

$14.86 

(a)  Actual use is less than economic square footage. 

The following table represents lease expirations for the non-core segment: 

Lease Expiration 
Year 

Number of 
Expiring 
Leases 

GLA of 
Expiring 
Leases 
(Sq. Ft.) 

Annualized 
Rent of 
Expiring 
Leases ($) 
(in thousands) 

Percent of 
Total GLA 

Percent of 
Total 
Annualized 
Rent 

Expiring 
Rent/Square 
Foot ($) 

2016 
2017 
2018 
2019 
2020 
2021 
2022 
2023 
2024 
2025 
Month to Month 
Thereafter 

8 
3 
3 
3 
1 
1 
1 
1 
— 
— 
2 
2 

25 

2,231,713
1,545,679
225,160
278,646
301,029
189,764
41,690
24,981
—
—
80,923
489,649

5,409,234

$32,158
18,762
5,983
4,646
9,850
4,938
1,145
655
—
—
896
2,113

$81,146

41.3% 
28.6% 
4.2% 
5.2% 
5.6% 
3.5% 
0.8% 
0.5% 
—% 
—% 
1.5% 
9.1% 

100% 

39.6% 
23.1% 
7.4% 
5.7% 
12.1% 
6.1% 
1.4% 
0.8% 
—% 
—% 
1.1% 
2.6% 

100% 

$14.41
12.14
26.57
16.67
32.72
26.02
27.46
26.22
—
—
11.07
4.32

$15.00

Leases expiring in 2016 and 2017 represent approximately 39.6% and 23.1%, respectively, of our total annualized rental 
income of our non-core segment.  In 2016 and 2017, the original terms of leases on two properties occupied by AT&T expire, 
as described in more detail below.  There is a strong possibility that AT&T may not renew these leases. The non-core properties 
leased to AT&T are included in the non-core asset portfolio that we intend to spin off in the second quarter of 2016, subject to 
conditions and approvals.  See "Item 1. Business - General - Anticipated Spin-Off of Assets Included in Our Non-Core 
Segment" for more information regarding the spin-off and the risk factors related to the spin-off and the AT&T leases in "Item 
1A. Risk Factors." 

As of December 31, 2015, AT&T-Hoffman Estates has one tenant, AT&T, whose economic occupancy is 100% of the 
approximately 1.7 million square feet. Its annualized base rent is $23.8 million, or $14.10 per square foot. The original term of 
the lease for this asset expires in August 2016. AT&T did not renew this lease during the contractual renewal period. An 
easement to an area with communications equipment for the benefit of AT&T will continue past the expiration of the lease. If 
AT&T does not renew, the characteristics of the asset and market conditions are likely to make this asset difficult to re-lease 
and, consequently, difficult to sell. To the extent we are able to re-lease this asset, the capital improvements, tenant 
improvements and leasing costs would likely be significant. As of December 31, 2015, the principal amount of indebtedness on 
AT&T-Hoffman Estates is approximately $124.7 million and the net book value is approximately $93.3 million.  This asset is 
currently in hyper-amortization under the loan agreement and, as a result, rental payments less certain expenses are used to pay 
down the principal amount of the loan. If AT&T does not renew, the potential difficulty of securing a new tenant is likely to 

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
make the loan difficult to refinance. Additionally, if AT&T does not renew and if we are unable to re-let the asset, we expect 
that we may be unable to make mortgage payments and may default under the loan agreement. 

As of December 31, 2015, AT&T-St. Louis has one tenant, AT&T, whose economic occupancy is 100% of the approximately 
1.5 million square feet. Its annualized base rent is $16.2 million, or $11.11 per square foot. The lease has four five-year renewal 
options. If AT&T does not exercise its renewal option during the contractual renewal period, which expires in September 2016, 
the original term of the lease will expire in September 2017. If AT&T does not renew its lease, the market conditions are likely 
to make this asset difficult to re-lease and, consequently, difficult to sell. If AT&T does not elect to renew, to the extent we are 
able to re-lease this asset, the capital improvements, tenant improvements and leasing costs would likely be significant. As of 
December 31, 2015, the principal amount of indebtedness on this asset is approximately $112.7 million and the net book value 
is approximately $71.4 million. If AT&T does not renew, the potential difficulty of securing a new tenant is likely to make the 
loan difficult to refinance. Additionally, if AT&T were to elect not to renew and if we are unable to re-let the asset, we expect 
that we may be unable to make mortgage payments and may default under the loan agreement. Furthermore, if AT&T fails to 
renew, then one year prior to the expiration of the lease or upon notice by AT&T that they have elected not to renew, whichever 
is earlier, all rental payments, less certain expenses, will be "swept" and held by the lender pursuant to the loan agreement. 
Moreover, on January 1, 2017, the asset will go into hyper-amortization under the loan agreement. 
Item 3. Legal Proceedings 

We are subject, from time to time, to various legal proceedings and claims that arise in the ordinary course of business. While 
the resolution of these matters cannot be predicted with certainty, we believe, based on currently available information, that the 
final outcome of such matters will not have a material adverse effect on our financial statements. 

Item 4. Mine Safety Disclosures 

Not applicable. 

33 

 
 
PART II 
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities. 

Market Information 

Our shares of common stock are not listed on a national securities exchange and there is not otherwise an established public 
trading market for our shares.  We publish an estimated per share value of our common stock to assist broker dealers that sold 
our common stock in our initial and follow-on "best efforts" offerings to comply with the rules published by the Financial 
Industry Regulatory Authority ("FINRA").  On February 24, 2015, we announced an estimated value of our common stock as 
of February 4, 2015 equal to $4.00 per share. 

The audit committee of our board of directors ("Audit Committee") engaged Real Globe Advisors, LLC ("Real Globe"), an 
independent third-party real estate advisory firm, to estimate the per share value of our common stock on a fully diluted basis 
as of February 4, 2015. Real Globe has extensive experience estimating the fair values of commercial real estate. The report 
furnished to the Audit Committee by Real Globe complies with the reporting requirements set forth under Standard Rule 2-2(a) 
of the Uniform Standards of Professional Appraisal Practice and is certified by a member of the Appraisal Institute with the 
MAI designation. The Real Globe report, dated February 11, 2015, reflects values as of February 4, 2015. Real Globe does not 
have any direct or indirect interests in any transaction with us or in any currently proposed transaction to which we are a party, 
and there are no conflicts of interest between Real Globe, on one hand, and ourselves or any of our directors, on the other. 

To estimate our per share value, Real Globe utilized the "net asset value" or "NAV" method which is based on the fair value of 
real estate, real estate related investments and all other assets, less the fair value of total liabilities. The fair value estimate of 
our real estate assets is equal to the sum of its individual real estate values. Generally, Real Globe estimated the value of the 
Company’s wholly-owned core and non-core real estate and real estate-related assets, using a discounted cash flow, or "DCF", 
of projected net operating income, less capital expenditures, for each property, for the ten-year period ending January 31, 2025, 
and applying a market supported discount rate and capitalization rate. For all other assets, including cash, other current assets, 
certain non-core assets, joint ventures, land developments, and marketable securities, fair value was determined separately. Real 
Globe also estimated the fair value of the Company’s long-term debt obligations, including the current liabilities, by comparing 
market interest rates to the contract rates on the Company’s long-term debt and discounting to present value the difference in 
future payments. Real Globe determined NAV in a manner consistent with the definition of fair value under GAAP set forth in 
Financial Accounting Standards Board ("FASB") Accounting Standards Codification ("ASC") 820 Fair Value Measurements 
and Disclosures. 

Net asset value per share was estimated by subtracting the fair value of our total liabilities from the fair value of our total assets 
and dividing the result by the number of common shares outstanding on a fully diluted basis as of February 4, 2015. Real Globe 
then applied a discount rate and capitalization rate sensitivity analysis on the weighted average terminal capitalization and 
discount rates used to value all wholly owned real estate assets, resulting in a value range equal to $3.85 - $4.18 per share. The 
mid-point in that range was $4.00. 

On February 17, 2015, the Audit Committee met to review and discuss Real Globe’s report. Following this review, the Audit 
Committee unanimously adopted a resolution accepting the Real Globe analysis. The Audit Committee also unanimously 
adopted a resolution recommending an estimate of per share value as of February 4, 2015 equal to $4.00 per share. At a full 
meeting of our board of directors held on February 18, 2015, the Audit Committee made a recommendation to the board that 
we publish an estimate of per share value as of February 4, 2015 equal to $4.00 per share. The board unanimously adopted this 
recommendation of estimated per share value, which estimated value assumes a weighted average exit capitalization rate equal 
to 6.63% and a discount rate equal to 7.68%. 

As with any methodology used to estimate value, the methodology employed by Real Globe and the recommendations made by 
the Company were based upon a number of estimates and assumptions that may not be accurate or complete. Further, different 
parties using different assumptions and estimates could derive a different estimated value per share, which could be 
significantly different from our estimated value per share. The estimated per share value does not take into account transaction 
costs we would incur to dispose of the assets nor does it represent (i) the amount at which our shares would trade at a national 
securities exchange, (ii) the amount a stockholder would obtain if he or she tried to sell his or her shares or (iii) the amount 
stockholders would receive if we liquidated our assets and distributed the proceeds after paying all of our expenses and 
liabilities. Accordingly, with respect to the estimated value per share, we can give no assurance that: 

• 

a stockholder would be able to resell his or her shares at this estimated value; 

34 

 
• 

• 

• 

a stockholder would ultimately realize distributions per share equal to our estimated value per share upon liquidation of our 
assets and settlement of our liabilities or a sale of the Company; 

our shares would trade at a price equal to or greater than the estimated value per share if we listed them on a national 
securities exchange; or 

the methodology used to estimate our value per share would be acceptable to FINRA or that the estimated value per 
share will satisfy the applicable annual valuation requirements under the Employee Retirement Income Security Act of 
1974, as amended ("ERISA") and the Internal Revenue Code of 1986, as amended (the "Code") with respect to 
employee benefit plans subject to ERISA and other retirement plans or accounts subject to Section 4975 of the Code. 

The estimated value per share was approved by our board on February 18, 2015 and reflects the fact that the estimate was 
calculated at a moment in time. The value of our shares has likely changed over time and will be influenced by changes to the 
value of our individual assets as well as changes and developments in the real estate and capital markets. Stockholders should 
not rely on the estimated value per share in making a decision to buy or sell shares of our common stock. 

As previously announced, we are deferring the publication of a new estimated share value until closer proximity to the spin-off 
of Highlands and the closing of the student housing sale, which are expected to occur in the second quarter of 2016. We have 
engaged an independent, third-party valuation firm to assist in the valuation. The valuation firm will provide a detailed 
explanation of the valuation method, analysis and process used to estimate a new per share value. We expect the value of our 
shares of common stock to be lower immediately following the spin-off of Highlands, as the value of our stock will no longer 
reflect the value of the Highlands portfolio. Once the new estimated share value is determined, we will disclose to stockholders 
how it was calculated and determined.  

Stockholders 

As of March 17, 2016, we had 171,866 stockholders of record. 

Distributions 

We have been paying cash distributions since October 2005.  During the years ended December 31, 2015 and 2014, we 
declared cash distributions, which are paid in arrears to stockholders, totaling $138.6 million and $436.9 million, respectively.  
During the years ended December 31, 2015 and 2014, we paid cash distributions of $146.5 million and $438.9 million, 
respectively.  For Federal income tax purposes for the years ended December 31, 2015 and 2014, 92% and 12% of the 
distributions paid constituted a return of capital in the applicable year, respectively.  The remaining portion of the distributions 
paid constituted ordinary income. 

On February 3, 2015, we completed the Xenia Spin-Off, which at the time owned 46 premium full service, lifestyle and urban 
upscale hotels and two hotels in development, through the pro rata taxable distribution of 95% of the outstanding common 
stock of Xenia to holders of record of our common stock as of the close of business on January 20, 2015, the record date. Each 
holder of record of our common stock received one share of Xenia’s common stock for every eight shares of our common stock 
held at the close of business on the record date. In lieu of fractional shares, our stockholders received cash. On February 4, 
2015, Xenia’s common stock began trading on the NYSE under the ticker symbol "XHR."  In connection with the Xenia Spin-
Off, we entered into certain agreements that, among other things, provided a framework for our transitional relationship with 
Xenia as two separate companies.  For more information, see "Part III, Item 13. Certain Relationships and Transactions, and 
Director Independence." 

Following the Xenia Spin-Off, our board of directors analyzed and reviewed our distribution rate, and on February 24, 2015, 
we announced that our board reduced our annual distribution rate from $0.50 per share of common stock to $0.13 per share of 
common stock. 

A number of factors were considered in establishing the new distribution rate.  Xenia generated a substantial portion of our cash 
flows from operations and as a result, our previous distribution rate was not sustainable after the Xenia Spin-Off. In addition, 
our board of directors determined that it is in the best interests of the Company to retain additional operating cash flow in order 
to accumulate an appropriate level of capital reserves to enable us to tailor and grow our retail and student housing platforms, 
consistent with our strategy and objectives, as well as to address future lease maturities and disposition plans related to several 
properties in our non-core portfolio. 

Our board of directors will analyze and review our distribution rate in connection with the spin-off of Highlands and the student 
housing sale. We expect distribution payments to decrease because the University House assets produced significant cash flow 
for us. We expect to announce a new distribution rate correlated to the cash generated from the remaining portfolio of assets 
after the closing of the student housing sale.  

35 

 
 
Notification Regarding Payments of Distributions 

Stockholders should be aware that the method by which a stockholder has chosen to receive his or her distributions affects the 
timing of the stockholder's receipt of those distributions.  Specifically, under our transfer agent's payment processing 
procedures, distributions are paid in the following manner: 

(1) those stockholders who have chosen to receive their distributions via ACH wire transfers receive their distributions on 
the distribution payment date (as determined by our board of directors); 

(2) those stockholders who have chosen to receive their distributions by paper check are typically mailed those checks on 
the distribution payment date, but sometimes paper checks are mailed on the day following the distribution payment date; 
and 

(3) for those stockholders holding shares through a broker or other nominee, the distributions payments are wired, or paper 
checks are mailed, to the broker or other nominee on the day following the distribution payment date. 

All stockholders who hold shares directly in record name may change at any time the method through which they receive their 
distributions from our transfer agent, and those stockholders will not have to pay any fees to us or our transfer agent to make 
such a change.  Accordingly, each stockholder may select the timing of receipt of distributions from our transfer agent by 
selecting the method above that corresponds to the desired timing for receipt of the distributions.  Because all stockholders may 
elect to have their distributions sent via ACH wire on the distribution payment date, we treat all of our stockholders, regardless 
of the method by which they have chosen to receive their distributions, as having constructively received their distributions 
from us on the distribution payment date for federal income tax purposes. 

Stockholders who hold shares directly in record name and who would like to change their distribution payment method should 
complete a "Change of Distribution Election Form."  The form is available on our website under "Investor Relations-Forms 
page." 

We note that the payment method for stockholders who hold shares through a broker or nominee is determined by the broker or 
nominee.  Similarly, the payment method for stockholders who hold shares in a tax-deferred account, such as an IRA, is 
generally determined by the custodian for the account.  Stockholders that currently hold shares through a broker or other 
nominee and would like to receive distributions via ACH wire or paper check should contact their broker or other nominee 
regarding their processes for transferring shares to record name ownership.  Similarly, stockholders who hold shares in a tax-
deferred account may need to hold shares outside of their tax-deferred accounts to change the method through which they 
receive their distributions. Stockholders who hold shares through a tax-deferred account and who would like to change the 
method through which they receive their distributions should contact their custodians regarding the transfer process and should 
consult their tax advisor regarding the consequences of transferring shares outside of a tax-deferred account. 

Recent Sales of Unregistered Securities 

None. 

36 

 
 
 
 
Item 6. Selected Financial Data 

The following table shows our consolidated selected financial data relating to our consolidated historical financial condition 
and results of operations. Such selected data should be read in conjunction with "Part II, Item 7. Management’s Discussion and 
Analysis of Financial Condition and Results of Operations" and the consolidated financial statements and related notes 
appearing elsewhere in this report (dollar amounts are stated in thousands, except per share amounts). 

Balance Sheet Data: 
Total assets 
Debt (a) 
Operating Data: 
Total income 
Total interest and dividend income 
Net income (loss) attributable to Company 
Net income (loss) per common share, basic and 
diluted 

Common Stock Distributions: 
Distributions declared to common stockholders 
Distributions paid to common stockholders 
Distributions declared per weighted average 
common share 

Distributions paid per weighted average common 
share 

Supplemental Measures: 
Funds from operations (b) 
Modified net operating income (c) 
Cash Flow Data: 
Cash flows provided by operating activities 
Cash flows (used in) provided by investing 
activities 

Cash flows used in financing activities 
Other Information: 
Weighted average number of common shares 
outstanding, basic and diluted 

As of and for the year ended December 31, 

2015 

2014 

2013 

2012 

2011 

$4,213,419
$1,878,653

$7,497,316
$1,991,608

$9,662,464    $10,759,884
$3,641,552   
$6,006,146

$10,919,190
$5,902,712

$450,044
$11,774
$3,464

$452,474
$12,713
$486,642

$456,285   
$18,855   
$244,048   

$909,661
$23,377
($69,338)

$920,385
$22,860
($316,253)

$0.01

$0.55

$0.27

($0.08)

($0.37)

$138,614
$146,510

$436,875
$438,875

$450,106   
$449,253   

$440,031
$439,188

$429,599
$428,650

$0.16

$0.17

$0.50

$0.50

$0.50

$0.50

$0.50

$0.50

$0.50

$0.50

$247,245
$318,693

$442,512
$311,556

$459,607   
$314,537   

$476,713
$311,130

$443,460
$352,848

$194,734

$340,335

$422,813   

$456,221

$397,949

($164,274)
($560,325)

$1,922,890
($1,849,312)

$922,624
($1,246,979)  

($118,162)
($335,443)

($286,896)
($160,597)

861,830,627

878,064,982

899,842,722

  879,685,949

858,637,707

(a)  Debt as of the years ended December 31, 2014 and 2013 excludes debt of discontinued operations and debt associated with assets 

held for sale, respectively. 

(b)   The National Association of Real Estate Investment Trusts ("NAREIT"), an industry trader group, has promulgated a standard 
known as FFO, or Funds from Operations.  As defined by NAREIT, FFO is net income (loss) in accordance with GAAP excluding 
gains (or losses) resulting from dispositions of properties, plus depreciation and amortization and impairment charges on depreciable 
property, after adjustments for unconsolidated partnerships and joint ventures in which we hold an interest, and extraordinary items.  
We have adopted the NAREIT definition in our calculation of NAREIT FFO Applicable to Common Shares as management 
considers FFO a widely accepted and appropriate measure of performance for REITs. 

In calculating FFO, impairment charges of depreciable real estate assets are added back even though the impairment charge may 
represent a permanent decline in value due to decreased operating performance of the applicable property. Further, because gains 
and losses from sales of property are excluded from FFO, it is consistent and appropriate that impairments, which are often early 
recognition of losses on prospective sales of property, also be excluded.  If evidence exists that a loss reflected in the investment of 
an unconsolidated entity is due to the write-down of depreciable real estate assets, these impairment charges are added back to FFO.  
The methodology is consistent with the concept of excluding impairment charges of depreciable assets or early recognition of losses 
on sale of depreciable real estate assets held by the Company. 

37 

 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
We believe that FFO is a better measure of our properties’ operating performance because FFO excludes non-cash items from GAAP 
net income.  FFO is neither intended to be an alternative to "net income" nor to "cash flows from operating activities" as determined 
by GAAP as a measure of our capacity to pay distributions. Other REITs may use alternative methodologies for calculating similarly 
titled measures, which may not be comparable to our calculation of NAREIT FFO Applicable to Common Shares. FFO is calculated 
as follows: 

Year ended December 31, 
2014 

2013 

2015 

$

3,464 $

162,412

486,642    $
331,683   

Funds from Operations: 

Net income attributable to Company 

Add:  Depreciation and amortization related to investment properties 
Depreciation and amortization related to investment in 
unconsolidated entities 
Provision for asset impairment, continuing operations 
Provision for asset impairment, discontinued operations 

Impairment of investment in unconsolidated entities, continuing 
operations 

Impairment of investment in unconsolidated entities, 
discontinued operations 

Loss on contribution of real estate to an 
unconsolidated joint venture 

Less:  Gains from property sales and transfer of assets 

Gains from sales reflected in equity in earnings of unconsolidated 
entities 

Gains from sales of investment in unconsolidated entities, 
continuing operations 

Gains from sales of investment in unconsolidated entities, 
discontinued operations 

13,143
108,154
—

—

—

12,919
40,682

11,839

326

—

244,048
383,969

34,766
201,014
51,692

5,528

1,004

—
456,563

2,792

2,571

488

459,607

39,247
80,774   
4,665   

8,464

—

—

360,934   

78,705

64,816

4,508
442,512    $

NAREIT FFO Applicable to Common Shares 

$

247,245 $

The table below reflects additional information related to certain items that significantly impact the comparability of our FFO 
and net income or significant non-cash items from the periods presented: 

Amortization of above/below market leases 
Amortization of mark to market debt discounts 
(Gain) loss on extinguishment of debt, continuing operations 
Loss on extinguishment of debt, discontinued operations 
Straight-line rental income 
Acquisition costs 
Gain on extinguishment of debt reflected in equity in earnings of 
unconsolidated entities 

$

Gain on notes receivable 
Impairment on securities 

Stock-based compensation expense 

Year ended December 31, 
2014 

2013 

2015 

(1,907) $
4,955
4,568
—
24
1,374

—
(4,098)
—
2,515

(273)   $
5,919   
(34,515)  
76,495   
(3,326)  
1,529   

—
—   
—   
—   

(2,659)
5,929
472
18,305
(8,147)
2,987

(5,709)
(5,534)
1,052
—

38 

 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(c)  We believe modified net operating income provides comparability across periods when evaluating our financial condition and 
operating performance.  Modified net operating income reflects the income from operations excluding lease termination 
income and GAAP rent adjustments (such as straight line rent and above/below market lease amortization) in order to provide a 
comparable presentation of operating activity across periods.  Net operating income excludes interest expense, depreciation and 
amortization, general and administrative expenses, net income of noncontrolling interest, and other investment income from 
corporate investments. 

The following table reflects a reconciliation of modified net operating income to the net income attributable to the Company on 
the consolidated statements of operations and other comprehensive income. 

For the year ended 
December 31, 
2014 

2013 

2015 

Retail modified net operating income 
Student housing modified net operating income 
Non-core modified net operating income 

Modified net operating income, total segments 
Retail adjustments to modified net operating income 
Student housing adjustments to modified net operating income 
Non-core adjustments to modified net operating income 

Adjustments, total segments (1) 
Net operating income, total segments 
Non-allocated expenses (2) 
Other income and expenses (3) 
Equity in earnings of unconsolidated entities (4) 
Provision for asset impairment 

Net income (loss) from continuing operations 
Net income from discontinued operations 
Less: net income attributable to noncontrolling interests 

$

186,197 $
54,113
78,383

318,693
4,767
129
(2,025)

2,871
321,564
(228,619)
(21,613)
35,493
(108,154)

(1,329)
4,808
(15)

Net income attributable to Company 

$

3,464 $

179,657    $
41,491   
90,408   
311,556   
5,619   
287   
(1,703)  
4,203   
315,759   
(220,674)   
44,569   
137,531   
(80,774)  
196,411   
290,247   
(16)  
486,642    $

189,023
35,087
90,427

314,537
6,430
373
(170)

6,633
321,170
(253,351)
(67,135)
8,517
(195,680)

(186,479)
430,543
(16)

244,048

(1)  Includes adjustments for items that affect the comparability of, and were excluded from, the same store and total results. 

Such adjustments include lease termination income and GAAP rent adjustments (such as straight line rent and above/below 
market lease amortization). 

(2)  Non-allocated expenses consist of general and administrative expenses, business management fee, and depreciation and 

amortization. 

(3)  Other income and expenses consist of interest and dividend income, gain on sale of investment properties, gain (loss) on 

extinguishment of debt, other income, interest expense, and income tax expense. 

(4)  Equity in earnings of unconsolidated entities includes the gain, (loss) and (impairment) on investment in unconsolidated 

entities, net. 

39 

 
 
 
 
 
The following discussion and analysis of our financial condition and results of operations should be read in conjunction with "Part 
II,  Item 6. Selected  Financial  Data" and  our  consolidated  financial  statements  included  in  this annual  report.  In addition  to 
historical data, this discussion contains forward-looking statements about our business, operations and financial performance based 
on current expectations that involve risks, uncertainties and assumptions. Our actual results may differ materially from those 
discussed in the forward-looking statements as a result of various factors, including but not limited to those discussed in "Special 
Note Regarding Forward-Looking Statements" and "Part I, Item 1A. Risk Factors" included elsewhere in this annual report. 

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 

The following discussion and analysis relates to the years ended December 31, 2015, 2014 and 2013 and as of December 31, 
2015 and 2014. You should read the following discussion and analysis along with our consolidated financial statements and the 
related notes included in this report. 

Overview 

We have been implementing our strategy of focusing our portfolio as described in more detail below under "Highlights in 2015 
and Recent Developments".  As of December 31, 2015, our portfolio comprises 129 properties, excluding development 
properties, representing 15.3 million square feet of retail space, 11,039 student housing beds and 5.7 million square feet of non-
core space. 

On a consolidated basis, substantially all of our revenues and cash flows from operations for the year ended December 31, 2015 
were generated by collecting rental payments from our tenants, distributions from unconsolidated entities and dividend income 
earned from investments in marketable securities. Our largest cash expenses relate to the operation of our properties and the 
interest expense on our mortgages. Our property operating expenses include, but are not limited to: real estate taxes, regular 
repair and maintenance, utilities, and insurance (some of which are recoverable).  

In evaluating our financial condition and operating performance, management focuses on the following financial and non-
financial indicators, discussed in further detail herein: 

• 

• 

Funds from Operations ("FFO"), a supplemental non-GAAP (U.S. generally accepted accounting principles, or 
"GAAP") measure to net income determined in accordance with GAAP; 

Property net operating income ("NOI"), which excludes interest expense, depreciation and amortization, general and 
administrative expenses, net income of noncontrolling interest, and other investment income from corporate 
investments; 

•  Modified net operating income, which reflects the income from operations excluding lease termination income and 

GAAP rent adjustments; 

•  Cash flow from operations as determined in accordance with GAAP; 

•  Economic and physical occupancy and rental rates; 

•  Leasing activity and lease rollover; 

•  Management of operating expenses; 

•  Management of general and administrative expenses; 

•  Debt maturities and leverage ratios; and 

•  Liquidity levels. 

40 

 
 
Highlights in 2015 and Recent Developments 

Distributions, including the Spin-off of Lodging Subsidiary, Xenia Hotels & Resorts, Inc. 

On February 3, 2015, we completed the Xenia Spin-Off, which at the time owned 46 premium full service, lifestyle and urban 
upscale hotels and two hotels in development, through the pro rata taxable distribution of 95% of the outstanding common 
stock of Xenia to holders of record of our common stock as of the close of business on January 20, 2015, the record date. Each 
holder of record of our common stock received one share of Xenia’s common stock for every eight shares of our common stock 
held at the close of business on the record date. In lieu of fractional shares, our stockholders received cash. On February 4, 
2015, Xenia’s common stock began trading on the NYSE under the ticker symbol "XHR."  In connection with the Xenia Spin-
Off, we entered into certain agreements that, among other things, provided a framework for our transitional relationship with 
Xenia as two separate companies. For more information, see "Part III, Item 13. Certain Relationships and Transactions, and 
Director Independence." 

Following the Xenia Spin-Off, our board of directors analyzed and reviewed our distribution rate, and on February 24, 2015, 
we announced that our board reduced our annual distribution rate from $0.50 per share of common stock to $0.13 per share of 
common stock. 

A number of factors were considered in establishing the new distribution rate.  Xenia generated a substantial portion of our cash 
flows from operations and as a result, our previous distribution rate was not sustainable after the Xenia Spin-Off. In addition, 
our board of directors determined that it is in the best interests of the Company to retain additional operating cash flow in order 
to accumulate an appropriate level of capital reserves to enable us to tailor and grow our retail and student housing platforms, 
consistent with our strategy and objectives, as well as to address future lease maturities and disposition plans related to several 
properties in our non-core portfolio. 

Anticipated Spin-Off of Assets Included in Our Non-Core Segment 

On December 23, 2015, we announced our intent to spin off assets included in our non-core segment through the pro-rata 
distribution of 100% of the outstanding shares of common stock of Highlands REIT, Inc. ("Highlands"), a wholly-owned 
subsidiary of InvenTrust that was formed to hold a number of our remaining non-core assets. Highlands has filed a preliminary 
registration statement on Form 10 with the Securities and Exchange Commission ("SEC") in connection with the proposed 
spin-off. Through this spin-off, we expect Highlands to be better-positioned to provide stockholders with a return of their 
investment by liquidating and distributing net proceeds from the non-core portfolio in a value-maximizing manner. 

Upon completion of the proposed separation and distribution from InvenTrust, Highlands will be an independent, self-
managed, non-traded REIT with a dedicated management team focused on preserving, protecting and maximizing the total 
value of its portfolio. Highlands’ portfolio is expected to consist of seven single- and multi-tenant office assets, two industrial 
assets, six retail assets, two correctional facilities, four parcels of unimproved land and one bank branch. 

We currently expect the spin-off to be completed in the second quarter of 2016. The completion of the spin-off will be subject 
to conditions and approvals, including, among others, the registration statement on Form 10 being declared effective by the 
SEC and final approval of the spin-off and related transactions by our board of directors. See "Item 1. Business - General - 
Anticipated Spin-Off of Assets Included in Our Non-Core Segment" for more information. 

Financing Activities 

On November 5, 2015, we entered into a term loan credit agreement for a $300 million unsecured credit facility with a 
syndicate of seven lenders led by Wells Fargo Securities, LLC, Merrill Lynch, Pierce, Fenner & Smith, Incorporated and PNC 
Capital Markets LLC as joint lead arrangers. The accordion feature allows us to increase the size of the unsecured term loan 
credit facility to $600 million, subject to certain conditions.   

The term loan credit facility consists of two tranches: a five-year tranche maturing on January 15, 2021, and a seven-year 
tranche maturing on November 5, 2022.  The credit facility can be drawn for one year from the agreement date, after which the 
unused portion of the credit facility will terminate.  The credit facility is subject to maintenance of certain financial covenants.  
Interest rates are based on the Company's total leverage ratio.  Based upon the Company's total leverage ratio at December 31, 
2015, the five-year tranche bears an interest rate of LIBOR plus 1.30% and the seven-year tranche bears an interest rate of 
LIBOR plus 1.60%.  As of December 31, 2015, we had $110 million outstanding under the term loan credit facility. 

On February 3, 2015, we entered into an amended and restated credit agreement for a $300 million unsecured revolving line of 
credit with KeyBank National Association, JP Morgan Chase Bank National Association and other financial institutions. The 
accordion feature allows us to increase the size of our unsecured line of credit up to $600 million, subject to certain conditions. 

41 

 
The unsecured revolving line of credit matures on February 2, 2019 and contains one 12-month extension option that we may 
exercise upon payment of an extension fee equal to 0.15% of the commitment amount on the maturity date and subject to 
certain other conditions. The unsecured revolving line of credit bears interest at a rate equal to LIBOR plus 1.40% and requires 
the maintenance of certain financial covenants.  As of December 31, 2015, the full $300 million remained available under the 
unsecured revolving line of credit. 

Name Change to InvenTrust Properties Corp. 

On April 16, 2015, we announced that we changed our name to InvenTrust Properties Corp.  Following the completion of the 
self-management transactions in 2014 and the Spin-Off of our lodging segment in 2015, we determined it was an appropriate 
time to change our name and develop a brand that is consistent with our strategy.  Our new name is consistent with our multi-
tenant retail strategy to bring innovation to the way we operate our retail properties. 

Joint Venture Activity 

We increased our equity in IAGM Retail Fund I, LLC with a contribution of approximately $32.3 million in 2015, which was 
used to purchase two retail properties: The Highlands of Flower Mound in Flower Mound, Texas and Price Plaza in Katy, 
Texas.  Additionally, as part of wind-down activities, we recognized $11.8 million from the sale of assets within two joint 
ventures and also received nonrecurring distributions that are in excess of the investments' carrying value by $17.8 million for 
the year ended December 31, 2015, which was recognized in equity in earnings of unconsolidated entities. 

On September 30, 2015, we were admitted as a member to Downtown Railyard Venture, LLC ("DRV"), which is a joint 
venture established in order to develop and sell a land development.  Simultaneously, we structured and closed the sale of a 
non-core land development to DRV, which for accounting purposes is treated as a contribution of the land development to DRV 
in exchange for an equity interest of $46.2 million in DRV (the foregoing transaction is referred to as the "Railyards 
Transaction").  We account for the joint venture under the equity method of accounting.  We recognized a loss of $12.9 million 
for the year ended December 31, 2015 on the Railyards Transaction due to the difference between the carrying value of the land 
and the fair value of the retained equity interest in the joint venture.  Prior to the Railyards Transaction, we recorded an 
impairment of $92.2 million to write the land down to its fair value for the year ended December 31, 2015.  

Acquisitions and Dispositions 

We acquired four retail properties and three student housing properties during the year ended December 31, 2015 for a gross 
acquisition price of $323.7 million.  We also placed into service two student housing developments and the second tower of an 
already existing student housing property during the year ended December 31, 2015. 

We sold five non-core properties, a portfolio of eleven retail assets, and one parcel of land for an aggregate gross disposition 
price of $196.6 million during the year ended December 31, 2015.  

Recent Developments 

Entry into Agreement to Sell Student Housing Platform 

On January 4, 2016, we announced that we entered into a definitive purchase agreement with UHC Acquisition Sub LLC, a 
subsidiary of a joint venture formed between Canada Pension Plan Investment Board, GIC and Scion Communities Investors 
LLC, under which the joint venture’s subsidiary will acquire our student housing platform, University House. The agreement’s 
gross all-cash value is $1.4 billion. Under the terms of the agreement, the final net proceeds will be determined at the closing of 
the transaction following the determination of several events and closing considerations. During the period between signing and 
closing, University House has agreed, among other things, to conduct its business in the ordinary course, not acquire or dispose 
of any material properties and to continue to develop its development properties in accordance with existing development 
plans. The parties made customary representations, warranties and covenants in the agreement. 

The transactions contemplated by the agreement, which are expected to close in the second quarter of 2016, are subject to 
customary closing conditions. The agreement contains provisions pursuant to which the closing may be deferred until up to 
July 5, 2016 in order to obtain certain third-party consents. The agreement provides that either the Company or acquiror may 
terminate the agreement at any time prior to the closing pursuant to customary termination rights. Upon certain events of 
termination, our sole recourse is an $85 million reverse break-up fee to be funded by the joint venture partners. For a more-
detailed summary of the terms of the agreement, see our Current Report on Form 8-K filed with the SEC on January 4, 2016. 

42 

 
Outlook 

We believe that the fundamentals in the retail segment continue to be favorable in our target markets.  Our grocery-anchored 
and necessity-based community and neighborhood centers brings consumers to our well-located properties, while our larger-
format power center retailers continue to adapt their business models to embrace e-commerce and appeal to the consumers on-
going focus on value. We see on-going retailer demand for these assets, further supporting our key market approach. With 
limited new development and increasing, but controlled, retailer expansion, we believe retail rental rates in our target markets 
will continue to rise. 

As we execute our portfolio strategy throughout 2016, we expect our occupancy rate will increase, driving modest rental 
income growth across the platform.  We have also launched a coordinated program to increase rental income by maximizing re-
development opportunities and identifying sites in our current retail portfolio where we can develop pad sites to increase 
rentable square footage.  As part of these efforts, we have transitioned from a broker centric to a direct leasing staff.  Our 
leasing staff is actively seeking to lease space at favorable rates, while establishing more favorable tenant mix and identifying 
complimentary uses to maximize tenant performance at our properties complementing our leasing efforts.  Our property 
management team is focused on maintaining strong tenant relationships and controlling expenses. 

Following our transition to self-management, we have made a significant commitment to enhancing our operational leadership 
team with key senior hires in asset management, leasing and property management, as well as making meaningful investments 
in technology systems and staff. In addition, we continue to enhance our local market service and expertise through the 
expansion of regional offices to better support our targeted acquisition strategy. 

Our portfolio is geographically diverse, with concentrations in key growth markets that benefit from higher rates of job and 
population growth.   While, a significant portion of our retail platform is located in Texas and Oklahoma, we continue to see 
fundamental strength in these markets despite the recent weakness in the region’s energy business. To date, we have not 
experienced a negative impact with respect to our retailers in these markets and believe that the long term nature of the retail 
leases, combined with the national platform of most anchor or big box retailers, mitigates any short- to medium-term impact 
these markets and retailers may experience. 

As we continue to execute on our key markets strategy, we will opportunistically sell non-strategic retail properties and exit 
markets that are low growth, lack sufficient asset concentration and do not provide a favorable opportunity to build significant 
concentration.  This will serve to hone our strategy and provide capital that can be redeployed into our target asset class. 

Our disposition activity, including the pending sale of our student housing platform and non-core and non-strategic retail assets, 
could cause us to experience dilution in operating performance during the period we dispose of properties. We intend to 
redeploy a portion of the sales proceeds into select multi-tenant retail assets in 2016, which we believe will enhance the overall 
value of our platform. 

We believe that our debt maturities over the next five years are manageable, and while we anticipate interest rates will rise over 
the long term, we expect low interest rates to prevail throughout 2016.  We will fund our distributions with cash flow from 
operations as well as from unconsolidated entities and a portion of the proceeds from our property sales. 

Following the close of the sale of our student housing platform, we expect distribution payments will decrease, as these assets 
produced significant cash flow and will no longer be a part of our portfolio. The dilution associated with the sale will continue 
until the sales proceeds are reinvested.  We expect to announce a new distribution rate correlated to the cash generated from the 
remaining portfolio of assets after the closing of the student housing sale.  

43 

 
 
 
 
 
Results of Operations 

General 

Consolidated Results of Operations 

This section describes and compares our results of operations for the years ended December 31, 2015, 2014 and 2013. We 
generate most of our net income from property operations. In order to evaluate our overall portfolio, management analyzes the 
operating performance of all properties from period to period and properties we have owned and operated for the same period 
during each year. Investment properties owned for the entire years ended December 31, 2015 and 2014 and December 31, 2014 
and 2013, respectively, are referred to herein as same store properties. 

Comparison of the years ended December 31, 2015, 2014 and 2013 

Net (loss) income from continuing operations 
Net income from discontinued operations 
Net income attributable to Company 
Net income per common share, basic and diluted 

(in thousands) 

Year ended 
December 31, 2015
($1,329)
4,808
3,464
$0.01

Year ended 
December 31, 2014   
$196,411   
290,247   
486,642   
$0.55   

Year ended 
December 31, 2013
($186,479)
430,543
244,048
$0.27

Our net income attributable to the company decreased $483.2 million for the year ended December 31, 2015 compared to the 
same period in 2014 primarily due to the following: 

• 

• 

• 

• 

• 

a decrease in income from discontinued operations of $285.4 million from December 31, 2014 to 2015.  We had fewer 
dispositions qualify as discontinued operations for the year ended December 31, 2015 compared to 2014; 

an increase in impairment expense of $27.4 million from December 31, 2014 to 2015.  For the year ended December 
31, 2015, we recognized impairment expense on two retail assets totaling $16.0 million and an impairment of $92.2 
million related to a non-core land development in the Railyards Transaction.  For the year ended December 31, 2014, 
we impaired five properties for a total impairment expense of  $80.8 million; 

a loss of $12.9 million was recognized on the Railyards Transaction during the year ended December 31, 2015.  

a gain on unconsolidated entities of $64.8 million related to the termination of one of our retail unconsolidated entities, 
and our share of gains from property sales of $78.7 million in one unconsolidated entity for the year ended December 
31, 2014.  For the year ended December 31, 2015 we recognized no such activity on our unconsolidated entities; and 

decreases in gain on sale of investment properties of $32.6 million and gain on extinguishment of debt of $39.1 
million when comparing the years ended December 31, 2015 to 2014. 

Our net income attributable to the company increased $242.6 million for the year ended December 31, 2014 compared to the 
same period in 2013 primarily due to the following: 

• 

• 

• 

• 

a decrease in impairment expense of $114.9 million from December 31, 2013 to 2014, largely as a result of an 
impairment taken on one non-core property in 2013 of $147.5 million; 

a gain on unconsolidated entities of $67.8 million related to the termination of one of our retail unconsolidated entities, 
and our share of gains from property sales of $78.7 million in one unconsolidated entity.  For the year ended 
December 31, 2013 we recognized no such activity on our unconsolidated entities; and 

increases in gain on sale of investment properties of $59.2 million and gain on extinguishment of debt of $35.0 million 
when comparing the years ended December 31, 2014 to 2013. 

offset by a decrease in income from discontinued operations of $140.3 million, from December 31, 2013 to 2014.  We 
had fewer dispositions qualify as discontinued operations for the year ended December 31, 2014 compared to 2013; 

A detailed discussion of our financial performance is outlined on the following pages. 

44 

 
 
 
Operating Income and Expenses: 

Year ended 
December 31, 
2015 

Year ended 
December 31, 
2014 

(in thousands) 

Year ended 
December 31, 
2013 

2015 Increase 
(decrease) 
from 2014 

2014 Increase 
(decrease) 
from 2013 

Income: 

Rental income 
Tenant recovery income 
Other property income 

Operating expenses: 

Property operating 
expenses 

Real estate taxes 
Depreciation and 
amortization 

Provision for asset 
impairment 

General and administrative 
expenses 

Business management fee 

$370,662   
69,668   
9,714   

77,610
50,870   

150,401

108,154

78,218

—   

$377,067
66,046
9,361

91,111
45,604

153,737

80,774

64,332
2,605

$377,876
71,207
7,202

84,735
50,380

167,071

195,680

48,318
37,962

Property Income and Operating Expenses 

($6,405)  
3,622   
353   

(13,501)  
5,266   

($809)
(5,161)
2,159

6,376
(4,776)

(3,336)  

(13,334)

27,380

(114,906)

13,886
(2,605)  

16,014
(35,357)

Rental income consists of basic monthly rent, straight-line rent adjustments, amortization of acquired above and below market 
leases, other property income, and percentage rental income recorded pursuant to tenant leases. Tenant recovery income 
consists of reimbursements for real estate taxes, common area maintenance costs, management fees, and insurance costs. Other 
property income consists of lease termination fees and other miscellaneous property income. Property operating expenses 
consist of regular repair and maintenance, management fees, utilities, and insurance (some of which are recoverable from the 
tenant). 

Property income decreased $2.4 million for the year ended December 31, 2015 compared to the same period in 2014 largely as 
a result of: 

• 

• 

the disposition of 21 non-core and 13 retail properties in 2014, and five non-core and eleven retail properties in 2015, 
which reflects a decrease of $34.3 million in property income;  

offset by the acquisition of three retail properties and one student housing property in 2014, and in 2015, the 
acquisition of four retail properties, two student housing properties, and the completion of two student housing 
developments and the completion of a second tower on a third student housing property placed in service in the third 
quarter.  These acquisitions and assets placed in service reflect an increase of $26.7 million in property income. 

Property operating expenses decreased $13.5 million for the year ended December 31, 2015 compared to the same period in 
2014 largely as a result of: 

• 

• 

• 

• 

the disposition of 21 non-core and 13 retail properties in 2014, and five non-core and eleven retail properties in 2015, 
which reflects a decrease of $6.1 million in property operating expenses; 

a one-time repair expense of $5.8 million incurred at one of our student housing properties during the year ended 
December 31, 2014 that was not incurred in 2015;  

our self-management transactions, which eliminated the property management fee paid to Inland American Holdco 
Management LLC and was replaced by direct property costs related to payroll and overhead, there was a decrease of 
approximately $6.2 million in retail property operating expenses and a $3.0 million in non-core property operating 
expenses;  

offset by the purchase of three retail properties and one student housing property in 2014, and in 2015, the purchase of 
four retail properties, two student housing properties, and the completion of two student housing developments and the 

45 

 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
completion of a second tower on a third student housing property placed in service in the third quarter.  These 
acquisitions and assets placed in service reflect an increase of $6.8 million in property operating expenses. 

Total property income decreased $3.8 million for the year ended December 31, 2014 compared to the same period in 2013 
largely as a result of: 

• 

• 

• 

the disposition of 21 non-core and 13 retail properties in 2014 that did not qualify as discontinued operations, 
reflecting a decrease of $17.6 million in property income; 

the contribution of fourteen assets to a joint venture in 2013, reflecting a decrease of $12.5 million in property income; 

offset by the acquisition of three retail properties and one student housing property in 2014, and in 2013, the 
acquisition of four retail properties and three student housing properties, one student housing property placed in 
service, and the consolidation of assets from a previously unconsolidated joint venture on December 31, 2013.  These 
acquisitions and assets placed in service reflect an increase of $25.9 million in property income. 

Property operating expenses increased $6.4 million for the year ended December 31, 2014 compared to the same period in 2013 
largely as a result of: 

• 

• 

• 

• 

the acquisition of three retail properties and one student housing property in 2014, and, in 2013, four retail properties 
and three student housing properties, one student housing property placed in service, and the consolidation of assets 
from a previously unconsolidated joint venture on December 31, 2013.  These acquisitions and assets placed in service 
reflect an increase of $6.0 million in property operating expenses; 

a one-time repair expense of $5.8 million incurred at one of our student housing properties during the year ended 
December 31, 2014 that was not incurred in 2013; 

offset by the disposition of 21 non-core and 13 retail properties in 2014 that did not qualify as discontinued operations, 
reflecting a decrease of $2.3 million in property operating expenses; and 

the contribution of fourteen assets to a joint venture in 2013, reflecting a decrease of $1.8 million in property operating 
expenses. 

Provision for Asset Impairment 

•  During the year ended December 31, 2015, we recorded a provision for asset impairment on three assets.  During third 
quarter 2015, we completed the Railyards Transaction.  See "- Highlights in 2015 and Recent Developments" for more 
information regarding the Railyards Transaction.  As a result of our analysis performed at the time of the Railyards 
Transaction, we determined the property was impaired and therefore, it was written down to fair value.  This resulted 
in an asset impairment charge of $92.2 million.  Also during the year ended December 31, 2015, we identified certain 
properties which may have a reduction in the expected holding period and reviewed the probability that we would 
dispose of these assets.    As a result of our analysis, we identified two retail properties for the year ended December 
31, 2015 that we determined were impaired and subsequently written down to fair value.   As a result, we recorded a 
provision for asset impairment of $15.9 million with respect to these retail assets during the fourth quarter 2015.  
Overall, we recorded a provision for asset impairment of $108.2 million for continuing operations to reduce the book 
value of certain investment properties to their fair values for the year ended December 31, 2015.  There was no 
provision for asset impairment for discontinued operations for the year ended December 31, 2015. 

• 

• 

For the year ended December 31, 2014, we identified certain properties which may have a reduction in the expected 
holding period and reviewed the probability that we would dispose of these assets.  As a result of our analysis, we 
identified four non-core properties for the year ended December 31, 2014 that we determined were impaired and 
subsequently written down to fair value.   All six properties were sold by December 31, 2014.  Additionally, one 
property, AT&T-St. Louis, which was previously classified as held for sale as of December 31, 2013, was re-classified 
as held and used and was re-measured at the lesser of the carrying value or fair value as of May 8, 2014, resulting in 
an impairment charge to this asset of $71.6 million.  This asset was not evaluated for impairment at the date it was 
classified as held for sale as the asset was included in a larger portfolio. Overall, we recorded a provision for asset 
impairment of $80.8 million for continuing operations and $4.7 million for discontinued operations, to reduce the book 
value of certain investment properties to their fair values for the year ended December 31, 2014.   

For the year ended December 31, 2013, we identified certain properties which may have a reduction in the expected 
holding period and reviewed the probability that we would dispose of these assets.  As part of our analysis, we 

46 

 
identified one large single tenant office property, AT&T-Hoffman Estates, in which we were exploring a potential 
disposition.  After we began exploring a potential sale of the property, we became aware of circumstances in which the 
tenant was considering vacating the space.  Although the original term of the lease does not expire until August 2016, 
we analyzed various leasing and sale scenarios for the single tenant property. Based on the probabilities assigned to 
such scenarios, it was determined the property was impaired and therefore, written down to fair value. As a result, we 
recorded a provision for asset impairment of $147.5 million, with respect to this asset, during the second quarter 2013.  
Overall, we recorded a provision for asset impairment of $201.0 million for continuing operations and $51.7 million 
for discontinued operations, to reduce the book value of certain investment properties to their fair values for the year 
ended December 31, 2013.  Offsetting the impairment charges, due to a change in the amount of an impaired note's 
expected future cash flows, we reduced the note's impairment allowance, resulting in a gain of $5.3 million.  

General Administrative Expenses and Business Management Fee 

• 

• 

From the year ended December 31, 2014 to 2015, the general and administrative expenses increased $13.9 million 
from $64.3 million to $78.2 million, respectively.  After the completion of the self-management transaction in 2014, 
we incurred costs associated with the internalization of functions previously performed by the Business Manager or its 
related parties and additional one-time set up costs.  Internalized functions include IT, human resources and property 
management and have resulted in an increase in employee salaries and other implementation costs, which are reflected 
in the general and administrative expenses.  As part of a company reorganization, we eliminated certain roles, 
including an executive separation, and incurred severance costs of approximately $4.3 million for the year ended 
December 31, 2015. We also incurred amortization costs of $2.5 million associated with our long term incentive 
program during the year ended December 31, 2015.  

From the year ended December 31, 2013 to 2014, the increase in general and administrative expenses increased $16.0 
million from $48.3 million to $64.3 million, respectively, was the result of an increase in expenses primarily related to 
professional fees associated with our transition to self-management and additional legal costs, some of which were 
associated with the SEC investigation and related derivative investigation. 

•  We incurred a business management fee of $0.0 million, $2.6 million and $38.0 million for the years ended December 
31, 2015, 2014 and 2013, respectively.  On March 12, 2014, we entered into a series of agreements and amendments to 
existing agreements with affiliates of the Inland Group pursuant to which the Company began the process of becoming 
entirely self-managed (collectively, the "Self-Management Transactions"). Refer to Part II. Item 8. "Note 6. 
Transactions with Related Parties."  The Company no longer pays a business manager fee as of January 31, 2014. 

Non-Operating Income and Expenses: 

Interest and dividend income 
Gain on sale of investment 
properties 

Gain (loss) on extinguishment of 
debt 

Other income 
Interest expense 

Loss on contribution to joint venture 

Equity in earnings of unconsolidated 
entities 

Gain, (loss) and (impairment) of 
investment in unconsolidated 
entities, net 

Realized gain on sale of marketable 
securities, net 

Net income from discontinued 
operations 

Year ended 
December 31, 
2015 

Year ended 
December 31, 
2014 

(in thousands) 

Year ended 
December 31, 
2013 

$18,855

14,001

(472)

3,627
(133,454)

$12,713

73,232

34,515

2,669
(120,668)

—

—

2015 Increase 
(decrease) 
from 2014 

2014 Increase 
(decrease) 
from 2013 

($939)  

(32,550)  

(39,083)  

16,778   
(26,096)  

(12,919)  

($6,142)

59,231

34,987

(958)
(12,786)

—

$11,774

40,682

(4,568)

19,447
(94,572)

(12,919)

35,167

81,179

11,474

(46,012)  

69,705

326

56,352

(2,957)

(56,026)  

59,309

20,459

43,025

31,539

(22,566)  

11,486

4,808

290,247

430,543

(285,439)  

(140,296)

47 

 
 
 
 
 
Gain on sale of investment properties 

In line with our early adoption of the new accounting standard governing discontinued operations, ASU No. 2014-08, effective 
January 1, 2014, only disposals representing a strategic shift that has (or will have) a major effect on our results and operations 
would qualify as discontinued operations.  For the years ended December 31, 2015 and 2014, the operations reflected in 
discontinued operations include the net lease assets that were classified as held for sale at December 31, 2013, the select service 
lodging properties classified as held for sale at September 17, 2014, and the properties included in the Xenia Spin-Off.  All 
other asset disposals are now included as a component of income from continuing operations, except for those assets classified 
as discontinued operations prior to our adoption of the new accounting standard governing discontinued operations.  Properties 
sold prior to the January 1, 2014 adoption of ASU No. 2014-08 remain classified as discontinued operations. 

•  During the year ended December 31, 2015, the gain on sale of investment properties decreased $32.6 million, from 

$73.2 million at December 31, 2014 to $40.7 million at December 31, 2015.  This decrease was a result of a decrease 
in property sales that did not qualify as discontinued operations.  In 2014 and 2015, the Company sold 37 and 16 
properties, respectively, that did not qualify as discontinued operations. 

•  During the year ended December 31, 2014, the gain on sale of investment properties increased $59.2 million, from 
$14.0 million at December 31, 2013 to $73.2 million at December 31, 2014.  The gain on sale of properties of $14.0 
million for the year ended December 31, 2013 is primarily attributed to the contribution of 14 properties to the IAGM 
joint venture.  We have an equity interest in the IAGM joint venture and therefore a continued ownership interest in 
the properties.  As such, we treated this disposition as a partial sale, recognizing a gain on sale in continuing 
operations on the consolidated statements of operations and comprehensive income.  The gain on sale of properties of 
$73.2 million for the year ended December 31, 2014 reflects property sales that did not qualify as discontinued 
operations. 

Gain (loss) on extinguishment of debt 

•  Loss on extinguishment of debt of $4.6 million incurred during the year ended December 31, 2015 primarily relates to 
a loss of $5.8 million on debt extinguished on the sale of eleven grocery anchored retail centers in the Dallas-Fort 
Worth area on November 25, 2015. These losses were offset by a gain of $2.7 million on debt extinguishment related 
to one non-core property sold during the year ended December 31, 2015. 

•  Gain on extinguishment of debt of $34.5 million at December 31, 2014 was primarily due to the gain on extinguishment of 

debt of $34.2 million for three properties we surrendered to the lender in 2014. 

•  The loss on extinguishment of debt at December 31, 2013 relates to activity on properties still held by the Company or 
sold subsequent to our adoption of ASU No. 2014-08.  Properties classified as discontinued operations in 2013 are 
included as discontinued operations on the consolidated statement of operations as they were classified as 
discontinued operations prior to our adoption of ASU No. 2014-08.  

Other income 

•  Other income of $19.4 million for the year ended December 31, 2015 was primarily due to $7.3 million received in net 

proceeds from the derivative lawsuit, $6.2 million in income recognized after proceeds received on two note 
receivables were higher than the previously impaired carrying balances, and property management fee income 
received from the IAGM joint venture that was previously paid to Inland American Holdco Management LLC. 

•  Other income of $2.7 million and $3.6 million for the years ended December 31, 2014 and 2013, respectively, relates 

to miscellaneous income and expenses. 

Interest expense 

• 

• 

Interest expense from continuing operations decreased for the year ended December 31, 2015 compared to 2014 with 
balances of $94.6 and $120.7 million, respectively.  Additional interest expense of $4.5 and $91.0 million was 
reflected in discontinued operations for the years ended December 31, 2015 and 2014, respectively.  In total, interest 
expense decreased for the year ended December 31, 2015 compared to 2014 with balances of $99.1 and $211.6 
million, respectively.  This was primarily due to the decrease in the principal amount of our total debt as of 
December 31, 2015 compared to 2014 with balances of $1.9 and $3.2 billion, respectively.   

Interest expense from continuing operations decreased for the year ended December 31, 2014 compared to 2013 with 
balances of $120.7 and $133.5 million, respectively.  Additional interest expense of $91.0 and $151.7 million was 

48 

 
reflected in discontinued operations for the years ended December 31, 2014 and 2013, respectively.  In total, interest 
expense decreased for the year ended December 31, 2014 compared to 2013 with balances of $211.6 and $285.2 
million, respectively.  This was primarily due to the decrease in the principal amount of our total debt (including 
mortgages, line of credit, and mortgages of assets classified as discontinued operations) as of December 31, 2014 
compared to 2013 with balances of $3.2 to $4.9 billion, respectively. 

•  Our weighted average interest rate on total outstanding debt was 4.94%, 4.63%, and 5.09% per annum for the years 

ended December 31, 2015, 2014 and 2013, respectively. 

Loss on contribution to joint venture 

•  On September 30, 2015, we completed the Railyards Transaction.  See "- Highlights in 2015 and Recent 

Developments" for more information regarding the Railyards Transaction.  We recognized a loss of $12.9 million for 
the year ended December 31, 2015 on the Railyards Transaction due to the difference between the carrying value of 
the land and the fair value of the retained equity interest in the joint venture.  

Equity in earnings of unconsolidated entities 

Our equity in earnings of unconsolidated entities includes our share of the unconsolidated entity's operating income or loss.  
Also included in this amount are any one-time adjustments associated with the transactions of the unconsolidated entity. 

• 

• 

• 

For the year ended December 31, 2015, the equity in earnings of unconsolidated entities of $35.2 million was 
primarily a result of recognizing $11.9 million from the sale of assets within two joint ventures and receiving 
nonrecurring distributions that are in excess of the investments' carrying value by $17.8 million.  

For the year ended December 31, 2014, the equity in earnings of unconsolidated entities of $81.2 million was 
primarily a result of preferred distributions from one unconsolidated entity of $3.1 million and our share of a gain on 
the property sales of $78.7 million in one unconsolidated entity. 

For the year ended December 31, 2013, the equity in earnings of unconsolidated entities of $11.5 million was 
primarily a result of our share of a gain on the property sales of $3.0 million in one unconsolidated entity and our share 
of a gain on the extinguishment of debt of $5.7 million in one unconsolidated entity.   

Gain, (loss) and (impairment) of investment in unconsolidated entities, net 

• 

• 

• 

For the year ended December 31, 2015, we recognized a gain of $0.3 million on the dissolution of one joint venture 
subsequent to the receipt of the final cash distribution from the joint venture's wind down activities. 

For the year ended December 31, 2014, we recognized a gain of $64.8 million on the termination of one of our retail 
unconsolidated entities and an impairment of $8.5 million on one of our industrial unconsolidated entities. 

For the year ended December 31, 2013, we recorded an impairment of $5.5 million on one of our unconsolidated 
entities and recorded a gain on the termination of two of our unconsolidated entities of $2.6 million.  Of the gain 
recorded in 2013, $4.4 million related to one previously unconsolidated entity which was purchased from the 
Company's joint venture partner in 2013.  

Realized gain and (impairment) on marketable securities, net 

• 

• 

• 

For the year ended December 31, 2015, we recognized a $20.5 million net realized gain as a result of sales. 

For the year ended December 31, 2014, we recognized a $43.0 million net realized gain as a result of sales. 

For the year ended December 31, 2013, there was a $1.1 million impairment charge on one equity security which was 
offset by a $32.6 million net realized gain as a result of sales. 

Discontinued Operations 

In line with our early adoption of the new accounting standard governing discontinued operations, only disposals representing a 
strategic shift that has (or will have) a major effect on our results and operations would qualify as discontinued operations. 

Discontinued operations for the year ended December 31, 2015 include the assets included in the Xenia Spin-Off. Discontinued 
operations for the year ended December 31, 2014 include the net lease assets previously classified as held for sale on the 

49 

 
consolidated balance sheet as of December 31, 2013 and the entire lodging segment, including hotels sold during the year 
ended December 31, 2014 and the assets included in the Xenia Spin-Off.  Discontinued operations for the year ended 
December 31, 2013 include the assets noted in the paragraph above as well as properties sold prior to our adoption of ASU No. 
2014-08. 

• 

• 

• 

For the year ended December 31, 2015, we recorded net income of $4.8 million from discontinued operations, as a 
result of the Xenia spin-off.  Of this net income from discontinued operations, approximately $1.3 million related to 
normal operating activities for the year ended December 31, 2015. 

For the year ended December 31, 2014, we recorded net income of $290.2 million from discontinued operations, 
which primarily included a gain on sale of properties of $287.7 million, a loss on extinguishment of debt of $76.5 
million, and provision for asset impairment of $4.7 million.  Discontinued operations generated operating income of 
$177.5 million for the year ended December 31, 2013. 

For the year ended December 31, 2013, we recorded net income of $430.5 million from discontinued operations, 
which primarily included a gain on sale of properties of $442.6 million, a loss on extinguishment of debt of $18.3 
million, and a provision for asset impairment of $51.7 million.  Discontinued operations generated operating income 
of $163.0 million for the year ended December 31, 2013. 

50 

 
 
 
Segment Reporting 

We have been implementing our strategy of focusing our remaining retail portfolio, primarily through the Xenia Spin-Off, the 
anticipated spin off of Highlands, and the anticipated sale of our student housing platform.  As a retail company, our strategy 
will be to tailor and grow our retail platform.  Our objective has been, and will continue to be, maximizing stockholder value 
over the long term. 

We evaluate segment performance primarily based on net operating income and modified net operating income. Net operating 
income of the segments excludes interest expense, depreciation and amortization, general and administrative expenses, net 
income of noncontrolling interest and other investment income from corporate investments.  Modified net operating income 
reflects the income from operations excluding lease termination income and U.S. generally accepted accounting principles 
("GAAP") rent adjustments in order to provide a comparable presentation of operating activity across periods.  Modified net 
operating income and net operating income is calculated and reconciled to GAAP net income in "Part II, Item 8. Note 13 to the 
Consolidated Financial Statements" and "Part II, Item 6. Selected Financial Data". 

An analysis of results of operations by segment is below.  The tables contained throughout summarize certain key operating 
performance measures for the years ended December 31, 2015, 2014 and 2013.  The rental rates reflected in retail and non-core 
are inclusive of rent abatements, lease inducements and straight-line rent GAAP adjustments, and exclusive of tenant 
improvements and lease commissions.  The rental rates reflected for student housing are inclusive of rent concessions.  
Economic occupancy, shown for our retail and non-core segments, is defined as the percentage of total gross leasable area 
("GLA") for which a tenant is obligated to pay rent under the terms of its lease agreement, regardless of the actual use or 
occupation by that tenant of the area being leased.  Physical occupancy, shown for our student housing segment, is defined as 
the percentage of occupied beds compared to the total number of leasable beds.  

Number of 
Properties 

Gross Leasable Area / 
No. of Beds 

Average 
Occupancy (a) 

Retail: 

Community and neighborhood centers 
Power centers 
Total retail (b) 
Student Housing: 

Mid-rise 
High-rise 
Cottage style 
Garden style 

Total student housing 

Non-core: 

Multi-tenant office 
Triple net 
Total non-core (b) 

Total number of wholly owned properties (c) 
IAGM Retail Fund I, LLC ("IAGM")  
Retail joint venture, 55% ownership (d) 
15th & Walnut Owner, LLC ("Eugene")  
Student housing joint venture, 62% ownership (d) 
Total number of joint venture 
and wholly owned properties 

54 
43 

97 

11 
3 
2 
2 

18 

5 
9 

14 
129 

15 

1 

145 

4,858,624 Square feet 
10,393,239 Square feet 

15,251,863 Square feet 

6,512 Beds 
2,079 Beds 
1,257 Beds 
1,191 Beds 

11,039 Beds 

1,388,899 Square feet 
4,341,277 Square feet 

5,730,176 Square feet 

3,254,435 Square feet 

240 Beds 

90% 
95% 

93% 

94% 
98% 
92% 
97% 

95% 

77% 
100% 

94% 

93% 

96% 

(a) Retail, non-core, and IAGM occupancy are shown as economic occupancy and does not necessarily reflect actual use by our 

tenants.  Student housing and Eugene occupancy are shown as physical occupancy. 

(b) At December 31, 2014, the Company owned 108 retail properties.  During 2015, the Company sold eleven retail properties 
and purchased four retail properties.  Additionally, the Company combined four properties previously counted as separate 
properties with the adjacent shopping centers, resulting in a reduction to our retail property count.  The Company believes 
this provides a more accurate reflection of retail properties owned.  As a result, the Company owned 97 retail properties at 
December 31, 2015.  The Company also combined one outparcel previously counted as a non-core property with the related 

51 

 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
   
shopping center, resulting in a reduction to our non-core property count. The operations of this outparcel have been moved to 
retail segment reporting. 

(c) Wholly owned properties are defined as those properties consolidated by the Company and not accounted for as an 

unconsolidated entity. 

(d) These entities are not consolidated by the Company and the equity method of accounting is used to account for these 

investments.  At December 31, 2015, the Company combined four properties previously counted as separate properties with 
the adjacent shopping centers, resulting in a reduction to the IAGM property count. 

Same Store 

In order to evaluate our overall portfolio, management analyzes the operating performance of properties on a same store basis, 
which is defined as those properties that we have owned and operated for the entirety of both periods being compared.  A total 
of 115 of our investment properties met our same store criteria for the years ended December 31, 2015 and 2014.  A total of 108 
of our investment properties met our same store criteria for the years ended December 31, 2014 and 2013.  Properties are 
classified as same store once they have been owned and operated for the entirety of both periods presented and are fully 
operational. This same store analysis allows management to monitor the operations of our existing properties for comparable 
periods to determine the effects of our acquisitions and dispositions on net income. 

Same Store Segment Modified Net Operating Income 

The following tables compare our same store modified net operating income for the years ended December 31, 2015 and 2014 
and December 31, 2014 and 2013. 

(in thousands) 

For the year ended December 31, 

2015 

2014 

2015 Increase 
from 2014 

Average Occupancy 
Dec. 31 2015 (a) 

Average Occupancy 
Dec. 31, 2014 (a) 

167,130    $ 
39,428   
78,223   
284,781    $ 

158,987 $
34,585
73,273

266,845 $

8,143
4,843
4,950

17,936

93% 
94% 
94% 

93% 
92% 
94% 

(in thousands) 

For the year ended December 31, 

2014 

2013 

2014 Increase 
from 2013 

Average Occupancy 
Dec. 31, 2014 (a) 

Average Occupancy 
Dec. 31 2013 (a) 

156,005    $ 
21,506   
71,619   
249,130    $ 

153,134 $

26,870

71,986

251,990 $

2,871

(5,364)

(367)

(2,860)

93% 

92% 

94% 

93% 

94% 

95% 

Retail 
Student housing 
Non-core 

Total 

Retail 

Student housing 

Non-core 

Total 

$ 

$ 

$ 

$ 

(a)  Economic occupancy, shown for the retail and non-core segments, is defined as the percentage of total gross leasable area 
for which a tenant is obligated to pay rent under the terms of its lease agreement, regardless of the actual use or physical 
occupation by that tenant of the area being leased.  Physical occupancy is shown for the student housing segment. 

52 

 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
   
 
Retail Segment 

Our retail segment consists of multi-tenant retail properties, primarily community and neighborhood centers and power centers, 
as described in "Part I, Item 2. Properties".  As of December 31, 2015, we owned 97 retail properties consisting of 15,251,863 
square feet.  There were 89 retail same store properties for the years ended December 31, 2015 and 2014 and 86 retail same 
store properties for the years ended December 31, 2014 and 2013.   

A significant focus in our retail segment will be to continue to maximize the performance of the portfolio by accretive 
acquisitions in key markets and select dispositions of properties that are in markets that we do not believe offer the same 
opportunities for growth. We will support our key market approach by expanding our regional offices and further embedding 
leasing and operations staff in these respective markets, which we believe will provide us with stronger local market knowledge 
and enhanced tenant relationships. This will continue in 2016 as we source acquisitions in key markets. 

IAGM Retail Fund I, LLC ("IAGM") is a joint venture partnership between the Company and PGGM Private Real Estate Fund 
("PGGM").  The joint venture was formed with the purpose of acquiring and managing retail properties in Texas and Oklahoma 
and sharing in the profits and losses from those properties and its activities.  As of December 31, 2015, IAGM consists of 15 
retail assets representing 3.3 million gross leasable square feet and has economic occupancy of 93%.  The Company is 
responsible for the management and leasing of the retail properties included in the IAGM joint venture.  The Company 
accounts for its investment in the IAGM joint venture using the equity method.   

The following table reflects activity for retail properties owned as of December 31, 2015. 

Retail segment 

Economic occupancy (a) 
Rent per square foot (b) 
Investment in properties, undepreciated (in thousands) 

Retail segment, with IAGM joint venture properties: 

Economic occupancy (a) 
Rent per square foot (b) 

2015 

93% 
$14.12 
$2,528,620 

As of December 31, 
2014 

93% 
$13.92 
$2,540,768 

2013 

93% 
$13.72 
$2,652,236 

93% 
$14.39 

93% 
$14.20 

92% 
$14.04 

(a)  Economic occupancy is defined as the percentage of total gross leasable area for which a tenant is obligated to pay rent 
under the terms of its lease agreement, regardless of the actual use or occupation by that tenant of the area being leased. Actual 
use may be less than economic square footage.  Prior year economic occupancy excludes properties sold or classified as 
discontinued operations. 

(b)  Rent per square foot is computed as annualized rent divided by the total occupied square footage at the end of the period.  
Annualized rent is computed as revenue for the last month of the period multiplied by twelve months. Annualized rent includes 
the effect of rent abatements, lease inducements and straight-line rent GAAP adjustments. Prior year rent per square foot 
excludes properties sold or classified as discontinued operations.  

53 

 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
   
 
 
Comparison of Years Ended December 31, 2015 and 2014  

The following table represents operating information for the total retail segment and the same store retail segment, which 
consists of properties acquired prior to January 1, 2014. The properties in the same store portfolio were owned for the entire 
years ended December 31, 2015 and 2014.  Activity in the non-same store row for the years ended December 31, 2015 and 
2014 includes properties acquired after January 1, 2014 and properties sold in 2015 and 2014 that did not qualify as 
discontinued operations. 

For the year ended December 31, 2015 compared to the same period in 2014, on a same store basis, the retail modified net 
operating income increased by $8.1 million, or 5.1%, up to $167.1 million from $159.0 million, respectively.  As a result of our 
self-management transactions, which eliminated the property management fee paid to Inland American Holdco Management 
LLC and was replaced by direct property costs related to payroll and overhead, there was a decrease of approximately $6.2 
million in property operating expenses.  Contractual rental rate increases have contributed to an increase of rental income for 
the year ended December 31, 2015 compared to the same period in 2014.   

For the year ended December 31, 2015 compared to the same period in 2014, total retail modified net operating income 
increased $6.5 million, or 3.6%, up to $186.2 million from $179.7 million, respectively.  This increase is primarily a result of 
the purchase of three retail properties in 2014, four retail properties in 2015, and is offset by the sale of thirteen retail properties 
in 2014 and an eleven property retail portfolio in 2015. 

Retail 

No. of same store properties 
Operating revenues 
Rental income 
Tenant recovery income 
Other property income 

Total income 

Operating expenses 
Property operating expenses 
Real estate taxes 

Total operating expenses 
Modified same store NOI (a) 

Modified non-same store NOI (a) 
Modified retail net operating income (a) 

$ 

Adjustments (b) 
GAAP adjustments to rental income 
Termination fee income 

Total adjustments 
Net operating income, retail 

$ 

(in thousands) 
For the years ended 
December 31, 2015 December 31, 2014

89 

89 

Increase 
(Decrease) 

Variance 

$ 

182,304 $
55,464
1,523

239,291

37,597
34,564

72,161
167,130

19,067
186,197 $

3,691
1,076

4,767
190,964 $

179,697 $
53,449
2,783

235,929

44,141
32,801

76,942
158,987

20,670
179,657 $

4,416
1,203

5,619
185,276 $

2,607   
2,015   
(1,260)  
3,362   

(6,544)  
1,763   
(4,781)  
8,143   
(1,603)  
6,540   

(725)  
(127)  
(852)  
5,688   

1.5% 
3.8% 
(45.3)% 

1.4% 

(14.8)% 
5.4% 

(6.2)% 
5.1% 

(7.8)% 
3.6% 

(16.4)% 
(10.6)% 

(15.2)% 
3.1% 

(a) Modified net operating income reflects the income from operations excluding lease termination income and GAAP rent 
adjustments in order to provide a comparable presentation of operating activity across periods.   

(b) Includes adjustments for items that affect the comparability of, and were excluded from, the same store results.  Such 
adjustments include lease termination income and GAAP rent adjustments, such as straight-line rent and above/below market 
lease amortization.  

54 

 
 
 
   
 
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
Comparison of Years Ended December 31, 2014 and 2013 

The following table represents operating information for the total retail segment and the same store retail segment, which 
consists of properties acquired prior to January 1, 2013. The properties in the same store portfolio were owned for the entire 
years ended December 31, 2014 and 2013.  Activity in the non-same store row for the years ended December 31, 2014 and 
2013 includes properties acquired after January 1, 2013, properties sold in 2014 and 2013 that did not qualify as discontinued 
operations, and those properties contributed to the IAGM joint venture. 

For the year ended December 31, 2014 compared to the same period in 2013, on a same store basis, the retail segment modified 
net operating income increased by $2.9 million, or 1.9%, up to $156.0 million from $153.1 million, respectively.  The portfolio 
had stable occupancy from 2013 to 2014 as well as a slight increase in rents per square foot, from $13.58 at December 31, 2013 
to $13.74 at December 31, 2014.   

For the year ended December 31, 2014 compared to the same period in 2013, total retail segment modified net operating 
income decreased $9.4 million, or 5.0%, down to $179.7 million from $189.0 million, respectively.  This decrease is primarily 
a result of the contribution of thirteen properties to IAGM in April 2013 and one property in July 2013.  A full quarter of 
operations from these properties are included in net operating income for the year ended December 31, 2013.   

Retail 

No. of same store properties 
Operating revenues 
Rental income 
Tenant recovery income 
Other property income 

Total income 

Operating expenses 
Property operating expenses 
Real estate taxes 

Total operating expenses 
Modified same store NOI (a) 

Modified non-same store NOI (a) 
Modified retail net operating income (a) 

$ 

Adjustments (b) 
GAAP adjustments to rental income 
Termination fee income 

Total adjustments 
Net operating income, retail 

$ 

(in thousands) 
For the years ended 
December 31, 2014 December 31, 2013

86 

86 

Increase 
(Decrease) 

Variance 

$ 

175,557 $
51,938
2,756

230,251

42,310
31,936

74,246
156,005

23,652
179,657 $

4,416
1,203

5,619
185,276 $

174,308 $
52,505
2,126

228,939

43,874
31,931

75,805
153,134

35,889
189,023 $

5,155
1,275

6,430
195,453 $

1,249   
(567)  
630   
1,312   

(1,564)  
5   
(1,559)  
2,871   
(12,237)  
(9,366)  

(739)  
(72)  
(811)  
(10,177)  

0.7% 
(1.1)% 
29.6% 

0.6% 

(3.6)% 
0.0% 

(2.1)% 
1.9% 

(34.1)% 
(5.0)% 

(14.3)% 
(5.6)% 

(12.6)% 
(5.2)% 

(a) Modified net operating income reflects the income from operations excluding lease termination income and GAAP rent 
adjustments in order to provide a comparable presentation of operating activity across periods.   

(b) Includes adjustments for items that affect the comparability of, and were excluded from, the same store results.  Such 
adjustments include lease termination income and GAAP rent adjustments, such as straight-line rent and above/below market 
lease amortization.  

55 

 
 
 
   
 
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
Student Housing Segment 

As of December 31, 2015, we owned 18 student housing assets consisting of 11,039 beds.  There were 12 student housing same 
store properties for the years ended December 31, 2015 and 2014 and 9 student housing same store properties for the years 
ended December 31, 2014 and 2013.   

In January 2016, we announced that we entered into an agreement to sell our student housing portfolio. We expect to complete 
this transaction in the second quarter of 2016. See "Item 1. Business - General - Entry into Agreement to Sell Student Housing 
Platform" for more information. Pending the closing of the transaction, University House agreed to conduct its business in the 
ordinary course, not acquire or dispose of any material properties and to continue to develop its development properties in 
accordance with existing development plans. 

Our rental rates in student housing rose in 2015 compared to 2014 due to favorable market conditions as well as the addition of 
one property in December 2014, two properties placed in service during third quarter 2015, the completion of a second tower 
on an existing property also placed in service during third quarter 2015, and two properties purchased in fourth quarter 2015. 

Student housing industry fundamentals continue to improve. We delivered three projects on time and on budget during third 
quarter 2015 with an average occupancy of approximately 95%.  Furthermore, new deliveries are being absorbed quickly and 
pre-leasing percentages are predicted to be higher going forward than in recent years. Rent per bed and occupancy increased in 
2015, largely driven by the positive supply-and-demand environment in most markets. 

Our joint venture, 15th & Walnut Owner, LLC ("Eugene"), is a partnership between the Company and Gerding Edlen Investors, 
LLC. ("GE").  The joint venture was formed with the purpose to develop, construct, and manage a student housing community 
on the campus of the University of Oregon in Eugene, Oregon, named "UH Arena District".  UH Arena District consists of 240 
beds and is at 96% physical occupancy as of December 31, 2015.  The Company is responsible for the management and leasing 
of this student housing asset.  This entity is not consolidated by the Company and the equity method of accounting is used to 
account for this investment.  UH Arena District is not included in the agreement to sell our student housing portfolio.  On 
February 26, 2016, GE purchased our share in Eugene. 

The following table reflects activity for student housing properties owned as of December 31, 2015.  

Student Housing segment 
Physical occupancy  (a) 
End of month scheduled rent per bed per month (b) 
Investment in properties, undepreciated (in thousands) 

Student Housing segment, with 15th & Walnut joint venture 

Physical occupancy  (a) 
End of month scheduled rent per bed per month (b) 

2015 

95% 
$779 
$1,042,924 

As of December 31, 
2014 

93% 
$725 
$724,827 

2013 

92% 
$695 
$710,211 

95% 
$776 

92% 
$725 

91% 
$695 

(a)  Physical occupancy is defined as a percentage of the number of beds, excluding models, for which a bed is being physically 
occupied. The percentage is based on a weighted daily average for the period.  Prior year physical occupancy excludes 
properties sold or classified as discontinued operations.  Physical occupancy excludes student housing "turn," generally a two 
week move-in period typically during the month of August. 

(b)  End of month scheduled rent per student housing bed per month is defined as average net rental income for the period 
divided by the average occupied units for the same period.   Average net rental income is defined as actual rent charged less 
concessions.   Average occupied units are defined as physical occupancy multiplied by total number of beds (excluding 
models).  Prior year rent per bed per month excludes properties classified as sold or discontinued operations. 

56 

 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
   
 
 
 
Comparison of Years Ended December 31, 2015 and 2014 

The following table represents operating information for the total student housing segment and the same store student housing 
segment, which consists of properties acquired prior to January 1, 2014. The properties in the same store portfolio were owned 
for the entire years ended December 31, 2015 and 2014.  Activity in the non-same store row for the years ended December 31, 
2015 and 2014 includes properties acquired after January 1, 2014 and properties sold in 2015 and 2014 that did not qualify as 
discontinued operations. 

For the year ended December 31, 2015 compared to the same period in 2014, on a same store basis, the student housing 
modified net operating income increased by $4.8 million, or 14.0%, up to $39.4 million from $34.6 million, respectively. This 
increase is primarily related to one-time repair expenses of $5.8 million incurred at one of our properties during the year ended 
December 31, 2014 that was not incurred in 2015.  Occupancy at same store student housing properties increased from 92% at 
December 31, 2014 to 94% at December 31, 2015.  Same store student housing rent per bed rates also increased from $737 at 
December 31, 2014 to $752 at December 31, 2015.   

For the year ended December 31, 2015 compared to the same period in 2014, total student housing modified net operating 
income increased $12.6 million, or 30.4%, up to $54.1 million from $41.5 million, respectively.  These increases are a result of 
one property purchased during fourth quarter 2014, two properties placed in service during third quarter 2015, the completion 
of a second tower on an existing property also placed in service during third quarter 2015, two properties purchased during 
fourth quarter 2015, and an increase in rental rates from $725 rent per bed at December 31, 2014 to $779 rent per bed at 
December 31, 2015. 

Student Housing 

No. of same store properties 
Operating revenues 
Rental income 
Tenant recovery income 
Other property income 

Total income 

Operating expenses 
Property operating expenses 
Real estate taxes 

Total operating expenses 
Modified same store NOI (a) 

Modified non-same store NOI (a) 
Modified student housing net operating 
income (a) 

Adjustments (b) 
GAAP adjustments to rental income 

Total adjustments 
Net operating income, student housing 

(in thousands) 
For the years ended 
December 31, 2015 December 31, 2014

12 

12 

Increase 
(Decrease) 

Variance 

$ 

$ 

$ 

61,401 $
641
3,552

65,594

21,549
4,617

26,166
39,428

14,685

59,702 $
527
3,326

63,555

25,903
3,067

28,970
34,585

6,906

1,699   
114   
226   
2,039   

(4,354)  
1,550   
(2,804)  
4,843   
7,779   

2.8% 
21.6% 
6.8% 

3.2% 

(16.8)% 
50.5% 

(9.7)% 
14.0% 

112.6% 

54,113 $

41,491 $

12,622

30.4% 

129

129
54,242 $

287

287
41,778 $

(158)  
(158)  
12,464   

(55.1)% 

(55.1)% 
29.8% 

(a) Modified net operating income reflects the income from operations excluding GAAP rent adjustments in order to provide a 
comparable presentation of operating activity across periods.   

(b) Includes adjustments for items that affect the comparability of, and were excluded from, the same store results.  Such 
adjustments include GAAP rent adjustments such as straight-line rent. 

57 

 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
 
 
   
 
Comparison of Years Ended December 31, 2014 and 2013 

The following table represents operating information for the total student housing segment and the same store student housing 
segment, which consists of properties acquired prior to January 1, 2013. The properties in the same store portfolio were owned 
for the entire years ended December 31, 2014 and 2013.  Activity in the non-same store row for the years ended December 31, 
2014 and 2013 includes properties acquired after January 1, 2013 and properties sold in 2014 and 2013 that did not qualify as 
discontinued operations. 

For the year ended December 31, 2014 compared to the same period in 2013, on a same store basis, the student housing 
modified net operating income decreased by $5.4 million, or 20.0%, down to $21.5 million from $26.9 million, respectively. 
This decrease is primarily related to one-time repair expenses of $5.8 million incurred at one of our properties during the year 
ended December 31, 2014 that was not incurred in 2013.  Occupancy at same store student housing properties decreased from 
94% at December 31, 2013 to 92% at December 31, 2014.  Same store student housing rent per bed rates remained stable, 
reflecting rent per bed of $702 at December 31, 2013 and rent per bed of $703 at December 31, 2014.   

For the year ended December 31, 2014 compared to the same period in 2013, total student housing modified net operating 
income increased $6.4 million, or 18.3%, up to $41.5 million from $35.1 million, respectively.  These increases are a result of 
three properties purchased and one placed in service in 2013. Total student housing rent per bed rates increased from $695 at 
December 31, 2013 to $725 at December 31, 2014. 

Student Housing 

No. of same store properties 
Operating revenues 
Rental income 
Tenant recovery income 
Other property income 

Total income 

Operating expenses 
Property operating expenses 
Real estate taxes 

Total operating expenses 
Modified same store NOI (a) 

Modified non-same store NOI (a) 
Modified student housing net operating 
income (a) 

Adjustments (b) 
GAAP adjustments to rental income 

Total adjustments 
Net operating income, student housing 

(in thousands) 
For the years ended 
December 31, 2014 December 31, 2013

9 

9 

Increase 
(Decrease) 

Variance 

$ 

$ 

$ 

41,564 $
428
2,619

44,611

21,068
2,037

23,105
21,506

19,985

41,824 $
455
2,232

44,511

14,804
2,837

17,641
26,870

8,217

(260)  
(27)  
387   
100   

6,264   
(800)  
5,464   
(5,364)  
11,768   

(0.6)% 
(5.9)% 
17.3% 

0.2% 

42.3% 
(28.2)% 

31.0% 
(20.0)% 

143.2% 

41,491 $

35,087 $

6,404

18.3% 

287

287
41,778 $

373

373
35,460 $

(86)  
(86)  
6,318   

(23.1)% 

(23.1)% 
17.8% 

(a) Modified net operating income reflects the income from operations excluding GAAP rent adjustments in order to provide a 
comparable presentation of operating activity across periods. 

(b) Includes adjustments for items that affect the comparability of, and were excluded from, the same store results.  Such 
adjustments include GAAP rent adjustments such as straight-line rent. 

58 

 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
 
 
   
Developments 

We have student housing development projects that are in various stages of development which are funded by borrowings 
secured by the properties and our equity investments or contributions.  Specifically identifiable direct development and 
construction costs are capitalized, including, where applicable, salaries and related costs, real estate taxes and interest incurred 
in developing the property. 

The properties under development and all amounts set forth below are as of December 31, 2015. 

Location 
(City, State) 

Birmingham, 
AL 

Austin, TX 

No. of Beds 

327 Beds 

504 Beds 

Norman, OK 

917 Beds 

Name 

The Venue at the 
Ballpark 
UH Austin 

UH Norman 

UH College 
Avenue 

(in thousands) 

Total Costs 
Incurred to 
Date ($) 
(a) 

Total 
Estimated 
Costs ($) 
(b) 

Remaining 
Costs to be 
funded by 
InvenTrust ($) 
(c) 

Note 
Payable as of 
Dec. 31  
2015 ($) 

Estimated 
Placed in  
Service Date 
(d) (e) 

$28,079

20,531

18,579

$39,354

53,542

86,724

$—
— 
11,777 

10,410

$11,243

Q2 2016 

1

—

—

Q3 2016 

Q3 2017 

Q3 2017 

Clemson, SC 

418 Beds 

2,929

38,259

(a)  The Total Costs Incurred to Date represent total costs incurred for the development, including the acquisition cost of the 

land and building, excluding capitalized interest. 

(b)  The Total Estimated Costs represent 100% of the development’s estimated costs, including the acquisition cost of the 
land and building, if any, and excluding capitalized interest. The Total Estimated Costs are subject to change upon, or 
prior to, the completion of the development and include amounts required to lease the property. 

(c)  We anticipate funding remaining development, to the extent any remains, through construction financing secured by the 

properties and equity contributions. 

(d)  The Estimated Placed in Service Date represents the date the certificate of occupancy is currently anticipated to be 

obtained.  

(e)  Leasing activities do not begin until six to nine months prior to the placed in service date.   

59 

 
 
 
 
 
 
 
 
Non-core Segment 

As of December 31, 2015, we owned 14 non-core properties consisting of 5,730,176 square feet.  There were 14 non-core same 
store properties for the years ended December 31, 2015 and 2014 and 13 non-core same store properties for the years ended 
December 31, 2014 and 2013.  Our non-core segment comprises multi-tenant office and triple net properties, such as 
distribution centers, correctional facilities and single-tenant office properties.  On December 23, 2015, we announced our intent 
to spin off assets included in our non-core segment, as well as other non-strategic assets, as part of Highlands as further 
described in "- Highlights in 2015 and Recent Developments."  The spin-off of Highlands is expected to occur in the next one 
to two months, subject to certain conditions and approvals. 

The following table reflects activity for non-core properties owned as of December 31, 2015. 

Non-core segment 

Economic occupancy (a) 
Rent per square foot (b) 
Investment in properties, undepreciated (in thousands) (c) 

2015 

94% 
$14.86 
$750,348 

As of December 31, 
2014 

94% 
$14.83 
$804,435 

2013 

95% 
$14.79 
$2,402,799 

(a)  Economic occupancy is defined as the percentage of total gross leasable area for which a tenant is obligated to pay rent 
under the terms of its lease agreement, regardless of the actual use or occupation by that tenant of the area being leased. Actual 
use is less than economic square footage.  Prior year economic occupancy excludes properties sold or classified as discontinued 
operations. 

(b)  Rent per square foot is computed as annualized rent divided by the total occupied square footage at the end of the period.  
Annualized rent is computed as revenue for the last month of the period multiplied by twelve months. Annualized rent includes 
the effect of rent abatements, lease inducements and straight-line rent GAAP adjustments. Prior year rent per square foot 
excludes properties sold or classified as discontinued operations.  

(c)  The decrease from 2013 to 2014 of our investment in properties relates to the sale of assets in the ordinary course of 
business pursuant to the Company's business strategy and objectives. 

60 

 
 
 
 
 
 
   
 
 
 
Comparison of Years Ended December 31, 2015 and 2014  

The following table represents operating information for the total non-core segment and the same store non-core segment, 
which consists of properties acquired prior to January 1, 2014. The properties in the same store portfolio were owned for the 
entire years ended December 31, 2015 and 2014.  Activity in the non-same store row for the years ended December 31, 2015 
and 2014 includes properties acquired after January 1, 2014 and properties sold in 2015 and 2014 that did not qualify as 
discontinued operations. 

For the year ended December 31, 2015 compared to the same period in 2014, on a same store basis, the non-core modified net 
operating income increased by $5.0 million, or 6.8%, up to $78.2 million from $73.3 million, respectively. As a result of our 
self-management transactions, which eliminated the property management fee paid to Inland American Holdco Management 
LLC and was replaced by direct property costs related to payroll and overhead, there was a decrease of approximately $3.0 
million in property operating expenses.  Rental rates stayed consistent, increasing slightly to $14.86 per square foot at 
December 31, 2015 compared to $14.83 per square foot at December 31, 2014.  In addition, other property income increased 
$0.9 million as a result of overtime HVAC usage at one property.   

For the year ended December 31, 2015 compared to the same period in 2014, total non-core modified net operating income 
decreased $12.0 million, or 13.3%, down to $78.4 million from $90.4 million, respectively. This decrease is the result of five 
properties sold subsequent to December 31, 2014 that did not qualify as discontinued operations. 

Non-core 

No. of same store properties 
Operating revenues 
Rental income 
Tenant recovery income 
Other property income 

Total income 

Operating expenses 
Property operating expenses 
Real estate taxes 

Total operating expenses 
Modified same store NOI (a) 

Modified non-same store NOI (a) 
Modified non-core net operating income (a)  $ 

Adjustments (b) 
GAAP adjustments to rental income 

Total adjustments 
Net operating income, non-core 

$ 

(in thousands) 
For the years ended 
December 31, 2015 December 31, 2014

14 

14 

Increase 
(Decrease) 

Variance 

$ 

82,855 $
4,528
1,320

88,703

6,123
4,357

10,480
78,223

160
78,383 $

(2,025)

(2,025)
76,358 $

81,808 $
4,471
450

86,729

8,870
4,586

13,456
73,273

17,135
90,408 $

(1,703)

(1,703)
88,705 $

1,047   
57   
870   
1,974   

(2,747)  
(229)  
(2,976)  
4,950   
(16,975)  
(12,025)  

(322)  
(322)  
(12,347)  

1.3% 
1.3% 
193.3% 

2.3% 

(31.0)% 
(5.0)% 

(22.1)% 
6.8% 

(99.1)% 
(13.3)% 

18.9% 

18.9% 
(13.9)% 

(a) Modified net operating income reflects the income from operations excluding GAAP rent adjustments in order to provide a 
comparable presentation of operating activity across periods.   

(b) Includes adjustments for items that affect the comparability of, and were excluded from, the same store results.  Such 
adjustments include GAAP rent adjustments, such as straight-line rent and above/below market lease amortization.  

61 

 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
Comparison of Years Ended December 31, 2014 and 2013  

The following table represents operating information for the total non-core segment and the same store non-core segment, 
which consists of properties acquired prior to January 1, 2013. The properties in the same store portfolio were owned for the 
entire years ended December 31, 2014 and 2013.  Activity in the non-same store row for the years ended December 31, 2014 
and 2013 includes properties acquired after January 1, 2013 and those properties sold in 2014 and 2013 that did not qualify as 
discontinued operations. 

For the year ended December 31, 2014 compared to the same period in 2013, on a same store basis, the non-core modified net 
operating income decreased by $0.4 million, or 0.5%, down to $71.6 million from $72.0 million, respectively.  For the year 
ended December 31, 2014 compared to the same period in 2013, total non-core modified net operating income remained stable, 
with a year over year change of 0.02%.   

Non-core 

No. of same store properties 
Operating revenues 
Rental income 
Tenant recovery income 
Other property income 

Total income 

Operating expenses 
Property operating expenses 
Real estate taxes 

Total operating expenses 
Modified same store NOI (a) 

Modified non-same store NOI (a) 
Modified non-core net operating income (a)  $ 

Adjustments (b) 
GAAP adjustments to rental income 

Total adjustments 
Net operating income, non-core 

$ 

(in thousands) 
For the years ended 
December 31, 2014 December 31, 2013

13 

13 

Increase 
(Decrease) 

Variance 

$ 

80,050 $
4,063
450

84,563

8,699
4,245

12,944
71,619

18,789
90,408 $

(1,703)

(1,703)
88,705 $

79,846 $
4,456
361

84,663

8,232
4,445

12,677
71,986

18,441
90,427 $

(170)

(170)
90,257 $

204   
(393)  
89   
(100)  

467   
(200)  
267   
(367)  
348   
(19)  

(1,533)  
(1,533)  
(1,552)  

0.3% 
(8.8)% 
24.7% 

(0.1)% 

5.7% 
(4.5)% 

2.1% 
(0.5)% 

1.9% 
(0.02)% 

901.8% 

901.8% 
(1.7)% 

(a) Modified net operating income reflects the income from operations excluding GAAP rent adjustments in order to provide a 
comparable presentation of operating activity across periods.   

(b) Includes adjustments for items that affect the comparability of, and were excluded from, the same store results.  Such 
adjustments include GAAP rent adjustments, such as straight-line rent and above/below market lease amortization. 

Other Non-core Activity 

As part of our restructure and foreclosure of a note receivable, we began overseeing as the secured lender certain roadway and 
utility infrastructure projects that will provide access to the approximately 205 acre Sacramento Railyards ("Railyards") 
property. The Railyards property is located immediately adjacent to, and to the north of, Sacramento’s central business district. 
The infrastructure projects were planned, approved, and funded prior to the foreclosure of a note from Stan Thomas. The 
Railyards property is the subject of a collaborative planning and infrastructure funding effort of various federal, state, and local 
municipalities and its development is scheduled to be completed in phases during the years 2014-2030. We sold a parcel of land 
to the State of California for $10.0 million on October 2, 2014.  On September 30, 2015, we completed the Railyards 
Transaction.  See "- Highlights in 2015 and Recent Developments" for more information regarding the Railyards Transaction.  
Prior to the Railyards Transaction, we recorded an impairment of $92.2 million to write the Railyards down to its fair value for 
the year ended December 31, 2015.  As a result of the difference between the carrying value of the Railyards and the fair value 
of our equity interest in the joint venture, we recorded a loss of $12.9 million on the Railyards Transaction during the year 
ended December 31, 2015.  We will retain our equity in the joint venture in our portfolio and it will not be included in the 
Highlands portfolio. 

62 

 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
Critical Accounting Policies and Estimates 

General 

The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions in 
certain circumstances that affect amounts reported in the accompanying consolidated financial statements and related notes. 
This section discusses those critical accounting policies and estimates. These judgments often result from the need to make 
estimates about the effect of matters that are inherently uncertain. GAAP requires information in financial statements about 
accounting principles, methods used and disclosures pertaining to significant estimates. This discussion addresses our judgment 
pertaining to known trends, events or uncertainties which were taken into consideration upon the application of those policies. 

Acquisitions 

We allocate the purchase price of each acquired business between tangible and intangible assets at full fair value at the date of 
the transaction. Such tangible and intangible assets include land, building and improvements, acquired above market and below 
market leases, in-place lease value, customer relationships (if any), and any assumed financing that is determined to be above 
or below market terms. Any additional amounts are allocated to goodwill as required, based on the remaining purchase price in 
excess of the fair value of the tangible and intangible assets acquired and liabilities assumed. The allocation of the purchase 
price is an area that requires judgment and significant estimates. 

We expense acquisition costs of all transactions as incurred. All costs related to finding, analyzing and negotiating a transaction 
are expensed as incurred as a general and administrative expense, whether or not the acquisition is completed. 

Impairment 

We assess the carrying values of the respective long-lived assets, whenever events or changes in circumstances indicate that the 
carrying amounts of these assets may not be fully recoverable, such as a reduction in the expected holding period of the asset. If 
it is determined that the carrying value is not recoverable because the undiscounted cash flows do not exceed carrying value, 
we are required to record an impairment loss to the extent that the carrying value exceeds fair value. The valuation and possible 
subsequent impairment of investment properties is a significant estimate that can and does change based on our continuous 
process of analyzing each property and reviewing assumptions about uncertain inherent factors, as well as the economic 
condition of the property at a particular point in time. 

We also evaluate our equity method investments for impairment indicators. The valuation analysis considers the investment 
positions in relation to the underlying business and activities of our investment and identifies potential declines in fair value. 
An impairment loss should be recognized if a decline in value of the investment has occurred that is considered to be other than 
temporary, without ability to recover or sustain operations that would support the value of the investment. 

Cost Capitalization and Depreciation Policies 

Our policy is to review all expenses paid and capitalize any items which are deemed to be an upgrade or a tenant improvement. 
These costs are capitalized and included in the investment properties classification as an addition to buildings and 
improvements. 

Buildings and improvements are depreciated on a straight-line basis based upon estimated useful lives of 30 years for buildings 
and improvements, and 5-15 years for site improvements and furniture, fixtures and equipment. Tenant improvements are 
depreciated on a straight-line basis over the life of the related lease as a component of depreciation and amortization expense. 
The portion of the purchase price allocated to acquired above market leases and acquired below market leases is amortized on a 
straight-line basis over the life of the related lease as an adjustment to net rental income. Acquired in-place lease costs and 
other leasing costs are amortized on a straight-line basis over the life of the related lease as a component of amortization 
expense. 

Cost capitalization and the estimate of useful lives requires our judgment and includes significant estimates that can and do 
change based on our process which periodically analyzes each property and on our assumptions about uncertain inherent 
factors. 

Dispositions 

The Company accounts for dispositions in accordance with Financial Accounting Standards Board ("FASB") Accounting 
Standards Codification ('"ASC") 360-20, Real Estate Sales. The Company recognizes gain in full when real estate is sold, 
provided (a) the profit is determinable, that is, the collectability of the sales price is reasonably assured or the amount that will 
not be collectible can be estimated, and (b) the earnings process is virtually complete, that is, the seller is not obliged to 
perform significant activities after the sale to earn the profit. 

63 

 
In April 2014, the FASB issued ASU No. 2014-08, Reporting Discontinued Operations and Disclosures of Disposals of 
Components of an Entity, which includes amendments that change the requirements for reporting discontinued operations and 
require additional disclosures about discontinued operations. Under the new guidance, only disposals representing a strategic 
shift that has (or will have) a major effect on the entity’s results and operations would qualify as discontinued operations. In 
addition, ASU 2014-08 expands the disclosure requirements for disposals that meet the definition of a discontinued operation 
and requires entities to disclose information about disposals of individually significant components that do not meet the 
definition of discontinued operations.  ASU No. 2014-08 is effective for interim and annual reporting periods in fiscal years 
that begin after December 15, 2014. We have elected to early adopt ASU No. 2014-08, effective January 1, 2014. 

For the year ended December 31, 2015, the operations reflected in discontinued operations are related to the assets included in 
the Xenia Spin-Off.  For the years ended December 31, 2014 and 2013, the operations reflected in discontinued operations are 
related to the net lease assets that were classified as held for sale at December 31, 2013, the entire lodging segment, including 
the hotels sold during the year ended December 31, 2014, the assets included in the Xenia Spin-Off, and any assets classified as 
discontinued operations prior to our adoption of ASU No. 2014-08, effective January 1, 2014.  All other asset disposals are now 
included as a component of income from continuing operations. 

Investment in Marketable Securities 

We classify our investment in securities in one of three categories: trading, available-for-sale, or held-to-maturity. Trading 
securities are bought and held principally for the purpose of selling them in the near term. Held-to-maturity securities are those 
securities in which we have the ability and intent to hold the security until maturity. All securities not included in trading or 
held-to-maturity are classified as available-for-sale. Investments in securities at December 31, 2015 and 2014 consists of 
common and preferred stock investments and investments in real estate related bonds that are all classified as available-for-sale 
securities and are recorded at fair value. Unrealized holding gains and losses on available-for-sale securities are excluded from 
earnings and reported as a separate component of comprehensive income until realized. Realized gains and losses from the sale 
of available-for-sale securities are determined on a specific identification basis. A decline in the market value of any available-
for-sale security below cost that is deemed to be other than temporary, results in a reduction in the carrying amount to fair 
value. The impairment is charged to earnings and a new cost basis for the security is established. When a security is impaired, 
management considers whether we have the ability and intent to hold the investment for a time sufficient to allow for any 
anticipated recovery in market value and considers whether evidence indicating the cost of the investment is recoverable 
outweighs evidence to the contrary. Evidence considered in this assessment includes the reasons for the impairment, the 
severity and duration of the impairment, changes in value subsequent to period end and forecasted performance of the investee. 

Revenue Recognition 

We commence revenue recognition on our leases based on a number of factors. In most cases, revenue recognition under a 
lease begins when the lessee takes possession of or controls the physical use of the leased asset. Generally, this occurs on the 
lease commencement date. The determination of who is the owner, for accounting purposes, of the tenant improvements 
determines the nature of the leased asset and when revenue recognition under a lease begins. If we are the owner, for 
accounting purposes, of the tenant improvements, then the leased asset is the finished space and revenue recognition begins 
when the lessee takes possession of the finished space, typically when the improvements are substantially complete. If we 
conclude we are not the owner, for accounting purposes, of the tenant improvements (the lessee is the owner), then the leased 
asset is the unimproved space and any tenant improvement allowances funded under the lease are treated as lease incentives 
which reduces revenue recognized over the term of the lease. In these circumstances, we begin revenue recognition when the 
lessee takes possession of the unimproved space for the lessee to construct their own improvements. We consider a number of 
different factors to evaluate whether it or the lessee is the owner of the tenant improvements for accounting purposes. These 
factors include: 

•  whether the lease stipulates how and on what a tenant improvement allowance may be spent; 

•  whether the tenant or landlord retains legal title to the improvements; 

• 

• 

the uniqueness of the improvements; 

the expected economic life of the tenant improvements relative to the length of the lease; and 

•  who constructs or directs the construction of the improvements. 

The determination of who owns the tenant improvements, for accounting purposes, is subject to significant judgment. In 
making that determination, we consider all of the above factors. No one factor, however, necessarily establishes its 
determination. 

64 

 
We recognize rental income on a straight-line basis over the term of each lease. The difference between rental income earned 
on a straight-line basis and the cash rent due under the provisions of the lease agreements is recorded as deferred rent 
receivable and is included as a component of accounts and rents receivable in the accompanying consolidated balance sheets. 
Due to the impact of the straight-line basis, rental income generally is greater than the cash collected in the early years and 
decreases in the later years of a lease. We periodically review the collectability of outstanding receivables. Allowances are 
taken for those balances that we deem to be uncollectible, including any amounts relating to straight-line rent receivables. 

Reimbursements from tenants for recoverable real estate tax and operating expenses are accrued as revenue in the period the 
applicable expenses are incurred. We make certain assumptions and judgments in estimating the reimbursements at the end of 
each reporting period. We do not expect the actual results to significantly differ from the estimated reimbursement. 

We will recognize lease termination income if there is a signed termination letter agreement, all of the conditions of the agreement 
have been met, collectability is reasonably assured and the tenant is no longer occupying the property. Upon early lease termination, 
we will provide for losses related to unrecovered intangibles and other assets. 

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers, which requires an entity to 
recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. 
The ASU will replace most existing revenue recognition guidance in GAAP when it becomes effective, although it will not 
affect the accounting for rental related revenues. The new standard is effective for the Company on January 1, 2017. Early 
application is not permitted. The standard permits the use of either the retrospective or cumulative effect transition method. We 
are evaluating the effect that ASU No. 2014-09 will have on our consolidated financial statements and related disclosures. We 
have not yet selected a transition method nor have we determined the effect of the standard on our ongoing financial reporting. 

In February 2016, the FASB issued ASU 2016-02, Leases, amending the existing accounting standards for lease accounting, 
including requiring lessees to recognize most leases on their balance sheets and making targeted changes to lessor accounting.  
ASU 2016-02 will be effective for annual reporting periods beginning after December 15, 2018, and early adoption of is 
permitted as of the standard’s issuance date. The new standard requires a modified retrospective transition approach for all 
leases existing at, or entered into after, the date of initial application, with an option to use certain transition relief.  We are 
assessing whether the new standard will have a material effect on our financial position or results of operations. 

Consolidation 

We evaluate our investments in limited liability companies and partnerships to determine whether such entities may be a 
variable interest entity ("VIE"). If the entity is a VIE, the determination of whether we are the primary beneficiary must be 
made. We will consolidate a VIE if we are deemed to be the primary beneficiary, as defined in FASB ASC 810, Consolidation. 
The equity method of accounting is applied to entities in which we are not the primary beneficiary as defined FASB ASC 810, 
or the entity is not a VIE and we do not have effective control, but can exercise influence over the entity with respect to its 
operations and major decisions. 

In February 2015, the FASB issued ASU 2015-02, Consolidation.  This update includes amendments that change the 
requirements for evaluating limited partnerships and similar entities for consolidation.  Under the new guidance, limited 
partnerships and similar entities will be considered variable interest entities ("VIEs") unless a scope exception applies.  As 
such, entities that consolidate limited partnerships and similar entities that are considered to be VIEs will be subject to VIE 
primary beneficiary disclosure requirements, and entities that do not consolidate a VIE will be subject to the disclosure 
requirements that apply to variable interest holders other than the primary beneficiary.  The new guidance also eliminates three 
of the six criteria for determining if fees paid to a decision maker or service provider are considered to be variable interest in a 
VIE and changes the criteria used to determine if variable interests in a VIE held by related parties of a reporting entity require 
the reporting entity to consolidate the VIE.  This standard will be effective for financial statements issued by public companies 
for annual and interim reporting periods beginning after December 15, 2015.  We are continuing to evaluate this guidance; 
however, we do not expect its adoption to have a significant impact on the consolidated financial statements. 

Income Taxes 

We operate in a manner intended to enable each entity to qualify as a REIT under Sections 856 through 860 of the Code. Under 
those sections, a REIT that distributes at least 90% of its “REIT taxable income” determined without regard to the deduction for 
dividends paid and by excluding any net capital gain to its stockholders each year and that meets certain other conditions will 
not be taxed on that portion of its taxable income which is distributed to its stockholders. If we fail to distribute the required 
amount of income to our stockholders, or fail to meet the various REIT requirements, without the benefit of certain relief 
provisions, we may fail to qualify as a REIT and substantial adverse tax consequences may result. Even if we qualify for 
taxation as a REIT, we may be subject to certain state and local taxes on our income, property, or net worth, and to federal 

65 

 
income and excise taxes on our undistributed taxable income. In addition, taxable income from non-REIT activities managed 
through taxable REIT subsidiaries is subject to federal, state and local income taxes. 

Share Based Compensation 

In accordance with FASB ASC Topic 718, Accounting for Share Based Compensation, companies are required to recognize in 
the income statement the grant-date fair value of stock options and other equity based compensation issued to employees. 
Under Topic 718, the way an award is classified will affect the measurement of compensation cost. Equity classified awards are 
measured at grant date fair value, and amortized on a straight-line basis over the vesting period of the stock and are not 
subsequently re-measured. Liability classified awards are measured at the grant date and are subsequently re-measured at the 
end of each period. The fair value of the non-vested stock awards for the purposes of recognizing stock-based compensation 
expense is the estimated market price of our common stock on the grant date. At December 31, 2015, we had two stock based 
compensation plans, which are discussed in "Note 15. Stock-Based Compensation". The compensation cost is based on awards 
that are expected to vest and has been reduced for estimated forfeitures. 

66 

 
Liquidity and Capital Resources 

As of December 31, 2015, we had $203.3 million of cash and cash equivalents. We continually evaluate the economic and 
credit environment and its impact on our business.  We believe we are appropriately positioned to have significant liquidity to 
utilize in executing our strategy. 

Short-Term Liquidity and Capital Resources 

On a short-term basis, our principal demands for funds are to pay our operating, corporate, and transaction readiness expenses, 
as well as property capital expenditures, make distributions to our stockholders, and pay interest and principal payments on our 
current indebtedness.  We expect to meet our short term liquidity requirements from cash flow from operations and 
distributions from our joint venture investments. 

Strategic transactions that we are pursuing may reduce our cash flows from operations.  On December 23, 2015, we announced 
our intent to spin off assets included in our non-core segment as part of Highlands as further described in "- Highlights in 2015 
and Recent Developments."  The spin-off of Highlands is expected to occur in the second quarter of 2016, subject to certain 
conditions and approvals.  On January 4, 2016, we announced an agreement to sell our student housing platform as further 
described in "-Highlights in 2015 and Recent Developments."  The closing of our student housing platform sale is also 
expected to occur in the second quarter of 2016.  This disposition activity will cause us to experience dilution in our operating 
performance during the period we dispose of properties and prior to reinvestment. 

Long-Term Liquidity and Capital Resources 

After the Highlands spin-off and the sale of our student housing platform, our objectives are to maximize revenue generated by 
our existing properties, to further enhance the value of our retail segment to produce attractive current yield and long-term risk-
adjusted returns to our stockholders and to generate sustainable and predictable cash flow from our operations to distribute to 
our stockholders.  We believe the repositioning and growing of our retail properties will increase our operating cash flows. 

Our principal demands for funds have been and will continue to be: 

• 
• 
• 
• 
• 
• 

to pay our expenses and the operating expenses of our properties;  

to make distributions to our stockholders;  

to service or pay-down our debt;  

to fund capital expenditures and leasing related costs;  

to invest in properties and portfolios of properties; and 

to fund development investments. 

Generally, our cash needs have been and will be funded from: 

• 
• 
• 
• 
• 
• 

cash flows from our investment properties;  

income earned on our investment in marketable securities;  

distributions from our joint venture investments;  

proceeds from sales of properties and marketable securities;  

proceeds from borrowings on properties; and  

proceeds from our line of credit.  

We may, from time to time, seek to retire or purchase additional amounts of our outstanding equity and/or debt securities 
through cash purchases for other securities.  Such repurchases or exchanges, if any, will depend on our liquidity requirements, 
contractual restrictions, and other factors.  The amounts involved may be material. 

67 

 
Acquisitions and Dispositions of Real Estate Investments 

During the year ended December 31, 2015, we acquired four retail and two student housing properties and placed in service 
two student housing properties and the second tower on an existing student housing property.  During the year ended December 
31, 2014, we acquired three retail properties, one student housing properties, one lodging property, and a land parcel associated 
with a lodging property.  These 2015 and 2014 acquisitions were funded with available cash, disposition proceeds, and 
mortgage indebtedness. We invested net cash of approximately $318.3 million and $308.3 million during the years ended 
December 31, 2015 and 2014 for these acquisitions, respectively. 

During the year ended December 31, 2015, we disposed of five non-core and eleven retail properties for $196.6 million.  On 
February 3, 2015, we also completed the spin-off of our subsidiary, Xenia, which at the time owned 46 premium full service, 
lifestyle and urban upscale hotels and two hotels in development through the pro rata taxable distribution of 95% of the 
outstanding common stock of Xenia to holders of record of our common stock as of the close of business on January 20, 2015, 
the record date.  During the year ended December 31, 2014, we sold 313 properties, including 185 bank branches, 55 lodging 
properties, 32 industrial properties, 27 retail properties, 13 office properties, and one student housing property for $2,012.0 
million.  
Distributions 

We declared cash distributions to our stockholders per weighted average number of shares outstanding during the period from 
January 1, 2015 to December 31, 2015 totaling $138.6 million or $0.16 per share.  During the year ended December 31, 2015, 
we paid cash distributions of $146.5 million.  These cash distributions were paid with $194.7 million from our cash flow from 
operations, $10.9 million provided by distributions from unconsolidated entities, as well as $40.7 million from gain on sales of 
properties. 

The following chart summarizes the sources of our cash used to pay distributions. Our primary source of cash is cash flow 
provided by operating activities from our investments as presented in our cash flow statement. We also include distributions 
from unconsolidated entities to the extent that the underlying real estate operations in these entities generate these cash flows.  
Gain on sales of properties relate to net profits from the sale of certain properties. Our presentation is not intended to be an 
alternative to our consolidated statements of cash flow and does not present all the sources and uses of our cash. 

The following table presents a historical view of our distribution coverage. 

2015 

2014 

2013 

2012 

2011 

Cash flow provided by operations 
Distributions from unconsolidated entities 
Gain on sales of properties (a) 
Distributions paid (b) 

$ 

194,734 $
10,884
40,682
(146,510)

340,335 $
33,891
360,934
(438,875)

422,813 $ 

20,121
456,563
(449,253)

Excess 

$ 

99,790 $

296,285 $

450,244 $ 

456,221  $
31,710 
40,691 
(439,188)

89,434  $

397,949
33,954
6,141
(428,650)

9,394

(a)  Excludes gains reflected on impaired values and excludes gain/loss on transfer of assets. 

(b)  Distributions paid for the year ended December 31, 2015 reflect two months at the $0.50 per share annualized distribution rate 
and the remaining months at the $0.13 per share annualized distribution rate.  This reduction in the annualized distribution rate 
is a result of the Xenia Spin-Off.  Xenia generated a substantial portion of our cash flows from operations and as a result, our 
previous distribution rate was not sustainable after the Xenia Spin-Off.  Beginning in the third quarter, we moved to quarterly 
distributions.  The distributions declared in the third and fourth quarters were paid in the month subsequent to quarter end. 

The following table presents a historical summary of distributions declared, distributions paid and distributions reinvested. 

Distributions declared 
Distributions paid 
Distributions reinvested 

2015 

2014 

2013 

2012 

2011 

$ 

138,614 $
146,510
—

436,875 $
438,875
95,832

450,106 $ 
449,253
181,630

440,031  $
438,188 
191,785 

429,599
428,650
199,591

On February 3, 2015, we completed the Xenia Spin-Off, which at the time owned 46 premium full service, lifestyle and urban 
upscale hotels and two hotels in development, through the pro rata taxable distribution of 95% of the outstanding common 

68 

 
 
 
 
stock of Xenia to holders of record of our common stock as of the close of business on January 20, 2015, the record date. Each 
holder of record of our common stock received one share of Xenia’s common stock for every eight shares of our common stock 
held at the close of business on the record date. In lieu of fractional shares, our stockholders received cash. On February 4, 
2015, Xenia’s common stock began trading on the NYSE under the ticker symbol "XHR."  In connection with the Xenia Spin-
Off, we entered into certain agreements that, among other things, provided a framework for our transitional relationship with 
Xenia as two separate companies. These agreements were terminated later in 2015.  For more information, see "Part III, Item 
13. Certain Relationships and Transactions, and Director Independence." 

Following the Xenia Spin-Off, our board of directors analyzed and reviewed our distribution rate, and on February 24, 2015, 
we announced that our board reduced our annual distribution rate from $0.50 per share of common stock to $0.13 per share of 
common stock.  Our board of directors will analyze and review our distribution rate in connection with the spin-off of 
Highlands and the student housing sale. We expect distribution payments to decrease because the University House assets 
produced significant cash flow for us.  We expect to announce a new distribution rate correlated to the cash generated from the 
remaining portfolio of assets after the closing of the student housing sale.  

Borrowings 

The table below presents the principal amount, weighted average interest rates and maturity date (by year) on our mortgage 
debt as of December 31, 2015. 

Maturing mortgage debt : 

Fixed rate (a) 
Variable rate 

Total 

Weighted average interest 
rate on mortgage debt: 

Fixed rate 
Variable rate 

2016 

2017 

2018 

2019 

2020 

  Thereafter 

Total 

$  197,652 
77,551 
$  275,203 

  $  589,187
11,244
 $  600,431

$

65,823
121,683

$ 187,506

— $
—

— $

7,925 
— 
7,925 

  $  703,156
—
 $  703,156

$ 1,563,743
210,478

$ 1,774,221

5.76% 
2.50% 

5.49%
2.42%

4.37%
2.12%

—%
—%

3.21% 
—% 

5.12%
—%

5.30%
2.27%

(a) Includes $47.0 million of variable rate mortgage debt that has been swapped to a fixed rate as of December 31, 2015.  

The debt maturity excludes mortgages discounts associated with debt assumed at acquisition of which a discount of $5.6 
million, net of accumulated amortization, is outstanding as of December 31, 2015.  Of the total outstanding debt for all years at 
December 31, 2015, approximately $47.3 million is recourse to the Company. 

As of December 31, 2015, we had approximately $275.2 million and $600.4 million in mortgage debt maturing in 2016 and 
2017, respectively. 

69 

 
 
 
 
 
   
 
 
 
   
 
 
 
 
   
 
 
 
   
 
Summary of Cash Flows 

Cash provided by operating activities 
Cash (used in) provided by investing activities 
Cash used in financing activities 

(Decrease) increase in cash and cash equivalents 
Cash and cash equivalents, at beginning of year 

Cash and cash equivalents, at end of year 

Year ended December 31, 
2014 

2015 

194,734 $
(164,274)
(560,325)

(529,865)
733,150

203,285 $

340,335    $ 

1,922,890   
(1,849,312)  
413,913   
319,237   
733,150    $ 

2013 

422,813
922,624
(1,246,979)

98,458
220,779

319,237

$

$

Cash provided by operating activities was $194.7 million, $340.3 million and $422.8 million for the years ended December 31, 
2015, 2014 and 2013, respectively, and was generated primarily from operating income from property operations, and interest 
and dividends.  Cash provided by operating activities decreased for the year ended December 31, 2015 mainly due to the 
disposition of 62 properties, including the Spin-off of Xenia. Cash provided by operations was further reduced by lender pre-
payment penalties of $5.8 million related to the disposition of eleven grocery anchored retail assets in the Dallas-Fort Worth 
area. For the year ended December 31, 2014, cash provided by operations was reduced by a decrease in accrued liabilities, 
including prepaid rental income from our tenants and accrued interest payable as well as by lender pre-payment penalties of 
$65.7 million due to the disposition of our select service hotel portfolio. For the year ended December 31, 2013, cash provided 
by operations was reduced by lender pre-payment penalties of $17.3 million primarily due to the disposition of our 
conventional multi-family properties. 

Cash (used in) provided by investing activities was $(164.3) million, $1,922.9 million and $922.6 million for the years ended 
December 31, 2015, 2014 and 2013, respectively.  The decrease in cash provided by investing activities from the year ended 
December 31, 2014 to December 31, 2015 was primarily due to a decrease in proceeds from sale of properties from $2,012.0 
million at December 30, 2014 to $196.6 million at December 31, 2015.  In 2014, we received proceeds from the sale of 313 
properties compared to 2015, where we received proceeds from the sale of 16 properties and one land parcel. These 
dispositions were offset by the acquisition of 7 properties in 2015.  The increase in cash provided by investing activities from 
the years ended December 31, 2013 to December 31, 2014 was primarily due to the proceeds from the sale of 313 properties in 
2014.  The sales of properties in 2014 resulted in gains on sale of properties of $287.7 million for the year ended December 31, 
2014.  These dispositions were offset by the acquisition of 6 properties in 2014. In 2013, the Company sold 313 properties, 
resulting in gains on sale of properties of $442.6 million for the year ended December 31, 2013.  These dispositions were offset 
by the acquisition of 21 properties in 2013. 

Cash used in financing activities was $560.3 million, $1,849.3 million and $1,247.0 million for the years ended December 31, 
2015, 2014 and 2013, respectively. The decrease in cash used in financing activities from December 31, 2014 to December 31, 
2015 was primarily due to the elimination of our share repurchase program in 2015 which resulted in a decrease in shares 
repurchased by $403.9 million, a decrease in distributions paid of $292.4 million following the Xenia Spin-Off, and a decrease 
in payoffs of debt of $956.5 million.  Offsetting these decreases, for the year ended December 31, 2015, we contributed $165.9 
million to Xenia as well as contributed $130.1 million held by the lodging properties to Xenia. The increase in cash used in 
financing activities from December 31, 2013 to December 31, 2014 was primarily due to the decrease in proceeds from debt by 
$685 million.  

We consider all demand deposits, money market accounts and investments in certificates of deposit and repurchase agreements 
with a maturity of three months or less, at the date of purchase, to be cash equivalents. We maintain our cash and cash 
equivalents at financial institutions. The combined account balances at one or more institutions periodically exceed the Federal 
Depository Insurance Corporation ("FDIC") insurance coverage and, as a result, there is a concentration of credit risk related to 
amounts on deposit in excess of FDIC insurance coverage. 

70 

 
 
 
 
Off Balance Sheet Arrangements 

Contractual Obligations 

The table below presents, on a consolidated basis, obligations and commitments to make future payments under debt 
obligations (including interest of $358.2 million) and lease agreements as of December 31, 2015 (dollar amounts are stated in 
thousands). 

Long-Term Debt Obligations 
Ground Lease Payments 

Payments due by period 

Total 

Less than 
1 year 

1-3 years 

4-5 years 

More than 
5 years 

$ 
$ 

2,242,792 $
54,258 $

373,342 $
396 $

1,110,353 $ 
1,671 $ 

165,799  $
1,124  $

593,298
51,067

Of the total long-term debt obligations, approximately $47.3 million is recourse to the Company. 

Unconsolidated Real Estate Joint Ventures 

Unconsolidated joint ventures are those where we have substantial influence over but do not control the entity. We account for 
our interest in these ventures using the equity method of accounting. For additional discussion of our investments in joint 
ventures, see "Part II, Item 8. Note 5 to the Consolidated Financial Statements."  Our ownership percentage and related 
investment in each joint venture is summarized in the following table (dollar amounts are stated in thousands). 

Joint Venture 

IAGM Retail Fund I, LLC 
Downtown Railyard Venture, LLC 
15th & Walnut Owner, LLC 
Other unconsolidated entities 

Ownership % 

Investment at 
December 31, 2015 

55% 
(a) 
62% 
Various 

$131,362
45,081
4,195
1,873

$182,511

(a)  Our ownership percentage in Downtown Railyards Venture, LLC is based upon a waterfall calculation outlined in the joint 
venture operating agreement. 

Inflation 

A number of our leases contain provisions designed to partially mitigate any adverse impact of inflation.  With respect to 
current economic conditions and governmental fiscal policy, inflation may become a greater risk.  Our leases typically require 
the tenant to pay its share of operating expenses, including common area maintenance, real estate taxes and insurance.  By 
sharing these costs with our tenants, we may reduce our exposure to increases in costs and operating expenses resulting from 
inflation.  A portion of our leases also include clauses enabling us to receive percentage rents based on a tenant’s gross sales 
above predetermined levels or escalation clauses which are typically related to increases in the Consumer Price Index or similar 
inflation indices. 

Subsequent Events 

On December 23, 2015, we announced the spin-off of assets included in the non-core segment through the pro-rata distribution 
of 100% of the outstanding shares of common stock of Highlands REIT, Inc. ("Highlands"), a wholly-owned subsidiary of 
InvenTrust that was formed to hold a number of non-core assets. Highlands has filed a preliminary registration statement on 
Form 10 with the Securities and Exchange Commission ("SEC") in connection with the proposed spin-off.  On February 5, 
2015, Highlands filed a new preliminary registration statement on Form 10 with the SEC in replacement of the initial filing. 

On January 3, 2016, we executed a definitive purchase agreement with UHC Acquisition Sub LLC, a subsidiary of a joint 
venture formed between Canada Pension Plan Investment Board, GIC and Scion Communities Investors LLC, under which the 
joint venture’s subsidiary will acquire our student housing platform, University House. The agreement’s gross all-cash value is 
$1.4 billion. Under the terms of the agreement, the final net proceeds will be determined at the closing of the transaction 
following the determination of several events and closing considerations. 

On February 26, 2016, we sold our interest in our student housing joint venture, Eugene, to our joint venture partner for 
proceeds of $5.4 million. 

71 

 
 
 
 
 
 
 
 
 
 
 
 
Item 7A. Quantitative and Qualitative Disclosures About Market Risk 

We are subject to market risk associated with changes in interest rates both in terms of variable-rate debt and the price of new 
fixed-rate debt upon maturity of existing debt and for acquisitions. We are also subject to market risk associated with our 
marketable securities investments. 

Our interest rate risk management objectives are to limit the impact of interest rate changes on earnings and cash flows and to 
lower our overall borrowing costs. If market rates of interest on all of the floating rate debt as of December 31, 2015 
permanently increased by 1%, the increase in interest expense on the floating rate debt would decrease future earnings and cash 
flows by approximately $2.1 million. If market rates of interest on all of the floating rate debt as of December 31, 2015 
permanently decreased by 1%, the decrease in interest expense on the floating rate debt would increase future earnings and 
cash flows by approximately $2.1 million. 

With regard to our variable rate financing, we assess interest rate cash flow risk by continually identifying and monitoring 
changes in interest rate exposures that may adversely impact expected future cash flows and by evaluating hedging 
opportunities. We maintain risk management control systems to monitor interest rate cash flow risk attributable to both of our 
outstanding or forecasted debt obligations as well as our potential offsetting hedge positions. The risk management control 
systems involve the use of analytical techniques, including cash flow sensitivity analysis, to estimate the expected impact of 
changes in interest rates on our future cash flows. 

We monitor interest rate risk using a variety of techniques, including periodically evaluating fixed interest rate quotes on all 
variable rate debt and the costs associated with converting the debt to fixed rate debt. Also, existing fixed and variable rate 
loans that are scheduled to mature in the next year or two are evaluated for possible early refinancing and or extension due to 
consideration given to current interest rates.  Refer to our Borrowings table in Item 7 of this Annual Report on Form 10-K for 
mortgage debt principal amounts and weighted average interest rates by year and expected maturity to evaluate the expected 
cash flows and sensitivity to interest rate changes. 

We may use financial instruments to hedge exposures to changes in interest rates on loans secured by our properties. To the 
extent we do, we are exposed to credit risk and market risk. Credit risk is the failure of the counterparty to perform under the 
terms of the derivative contract. When the fair value of a derivative contract is positive, the counterparty owes us, which creates 
credit risk for us. When the fair value of a derivative contract is negative, we owe the counterparty and, therefore, it does not 
possess credit risk. In the alternative, we seek to minimize the credit risk in derivative instruments by entering into transactions 
with what we believe are high-quality counterparties. Market risk is the adverse effect on the value of a financial instrument 
that results from a change in interest rates. The market risk associated with interest-rate contracts is managed by establishing 
and monitoring parameters that limit the types and degree of market risk that may be undertaken. 

The following table summarizes interest rate swap contracts outstanding as of December 31, 2015 and 2014 (dollar amounts stated 
in thousands): 

Date Entered 

Effective Date 

End Date 

Pay 
Fixed 
Rate 

Receive Floating 
Rate Index 

Notional 
Amount 

Fair Value as of 
December 31, 
2015 

Fair Value as of 
December 31, 
2014 

December 8, 2015  December 10, 2015  December 1, 2019 
December 8, 2015  December 10, 2015  December 1, 2019 

1.353% 
1.351% 

1 month LIBOR  $
1 month LIBOR 

January 23, 2014  February 14, 2014 

March 1, 2021 

2.405% 

1 month LIBOR 

January 6, 2014 

January 2, 2014 

January 15, 2015 

4.68% 

1 month LIBOR 

44,000 $
66,000

47,000

N/A

$

157,000 $

—  $
— 
(1,941) 
— 
(1,941) $

—
—

(1,737)

(7)

(1,744)

We have, and may in the future enter into, derivative positions that do not qualify for hedge accounting treatment. The gains or 
losses resulting from marking-to-market, these derivatives at the end of each reporting period are recognized as an increase or 
decrease in "interest expense" on our consolidated statements of income. In addition, we are, and may in the future be, subject 
to additional expense based on the notional amount of the derivative positions and a specified spread over LIBOR. 

 Equity Price Risk 

We are exposed to equity price risk as a result of our investments in marketable equity securities. Equity price risk is based on 
volatility of equity prices and the values of corresponding equity indices. 

Other than temporary impairments on our investments in marketable securities were $0.0 for the years ended December 31, 2015 
and 2014 compared to $1.1 million for the year ended December 31, 2013. We believe that our investments will continue to generate 

72 

 
 
 
 
 
 
dividend  income  and  we  could  continue  to  recognize  gains  on  sale.  However,  due  to  general  economic  and  credit  market 
uncertainties it is difficult to project where the REIT market and our portfolio will perform in 2016. 

Although it is difficult to project what factors may affect the prices of equity sectors and how much the effect might be, the table 
below illustrates the impact of a 10% increase and a 10% decrease in the price of the equities held by us would have on the value of 
the total assets and the book value of the Company as of December 31, 2015 (dollar amounts stated in thousands). 

Equity securities 

Cost 

$136,562 

Fair Value 

$175,127 

Hypothetical 10% Decrease in
Market Value 

Hypothetical 10% Increase in 
Market Value 

$157,614 

$192,640 

73 

 
 
 
 
INVENTRUST PROPERTIES CORP. 
(A Maryland Corporation) 
Index 

Item 8. Consolidated Financial Statements and Supplementary Data 

Report of Independent Registered Public Accounting Firm 

Financial Statements: 

Consolidated Balance Sheets at December 31, 2015 and 2014 

Consolidated Statements of Operations and Comprehensive Income for the years ended December 31, 
2015, 2014 and 2013 

Consolidated Statements of Changes in Equity for the years ended December 31, 2015, 2014 and 2013 

Consolidated Statements of Cash Flows for the years ended December 31, 2015, 2014 and 2013 

Notes to Consolidated Financial Statements 

Real Estate and Accumulated Depreciation (Schedule III) 

Schedules not filed: 

Page 
75 

76 

77 

78 

79 

82 

123 

All schedules other than the ones listed in the Index have been omitted as the required information is inapplicable or the 
information is presented in the financial statements or related notes. 

74 

 
 
 
 
Report of Independent Registered Public Accounting Firm 

The Board of Directors and Stockholders 

InvenTrust Properties Corp.: 

We have audited the accompanying consolidated balance sheets of InvenTrust Properties Corp. and subsidiaries (the Company) as of 
December 31, 2015 and 2014, and the related consolidated statements of operations and comprehensive income, changes in equity, 
and cash flows for each of the years in the three-year period ended December 31, 2015. In connection with our audits of the 
consolidated financial statements, we also have audited the financial statement schedule III. These consolidated financial statements 
and financial statement schedule III are the responsibility of the Company’s management. Our responsibility is to express an opinion 
on these consolidated financial statements and financial statement schedule III based on our audits. 

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). 
Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are 
free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the 
financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, 
as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our 
opinion. 

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of 
InvenTrust Properties Corp. and subsidiaries as of December 31, 2015 and 2014, and the results of their operations and their cash 
flows  for  each  of  the  years  in  the  three-year  period  ended  December 31,  2015,  in  conformity  with  U.S. generally  accepted 
accounting principles. Also, in our opinion, the related financial statement schedule III, when considered in relation to the basic 
consolidated financial statements taken as a whole, presents fairly, in all material respects, the information set forth herein. 

As  discussed  in  Note  2  to  the  consolidated  financial  statements,  the  Company  has  changed  its  method  for  accounting  for 
discontinued operations in 2014 due to the adoption of Accounting Standards Update 2014-08, Reporting Discontinued Operations 
and Disclosures of Disposals of Components of an Entity. 

/s/ KPMG LLP 
Chicago, Illinois 
March 18, 2016  

75 

 
 
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Consolidated Balance Sheets 
(Dollar amounts in thousands, except share amounts) 

Assets 
Investment properties 

Land 
Building and other improvements 
Construction in progress 

Total 
Less accumulated depreciation 

Net investment properties 
Cash and cash equivalents 
Restricted cash and escrows 
Investment in marketable securities 
Investment in unconsolidated entities 
Accounts and rents receivable (net of allowance of $2,418 and $5,658) 
Intangible assets, net 
Deferred costs and other assets 
Assets of discontinued operations 

Total assets 

Liabilities 

Debt 
Accounts payable and accrued expenses 
Distributions payable 
Intangible liabilities, net 
Other liabilities 
Liabilities of discontinued operations 

Total liabilities 
Commitments and contingencies 

Stockholder's Equity 

Preferred stock, $.001 par value, 40,000,000 shares authorized, none 
outstanding 

Common stock, $.001 par value, 1,460,000,000 shares authorized, 
862,205,672 and 861,824,777 shares issued and outstanding as of 
December 31, 2015 and 2014, respectively 

Additional paid in capital 
Accumulated distributions in excess of net loss 
Accumulated comprehensive income 

Total Company stockholders’ equity 

Noncontrolling interests 

Total equity 
Total liabilities and equity 

$

$

$

$

As of December 31, 

2015 

2014 

774,040    $ 

3,285,698   
72,122   
4,131,860   
(663,865)  
3,467,995   
203,285   
16,499   
177,431   
182,511   
44,653   
71,131   
46,796   
3,118   
4,213,419    $ 

1,878,653    $ 
92,447   
28,013   
42,688   
22,858   
57   
2,064,716   

770,220
3,030,645
265,303
4,066,168
(598,440)
3,467,728
598,904
32,950
154,753
122,203
40,798
89,705
59,476
2,930,799
7,497,316

1,991,608
79,368
35,909
43,258
24,595
1,325,749
3,500,487

—

—

862
6,066,583   
(3,956,032)  
37,290   
2,148,703   
—   
2,148,703   
4,213,419    $ 

861
7,755,471
(3,820,882)
57,599
3,993,049
3,780
3,996,829
7,497,316

See accompanying notes to the consolidated financial statements. 

76 

 
 
 
 
 
 
   
 
   
 
 
   
 
   
 
  
 
 
   
 
   
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Consolidated Statements of Operations and Comprehensive Income 
(Dollar amounts in thousands, except per share amounts) 

Income 
  Rental income 
  Tenant recovery income 
  Other property income 

Total income 

Expenses 
  General and administrative expenses 
  Property operating expenses 
  Real estate taxes 
  Depreciation and amortization 
  Business management fee 
  Provision for asset impairment 

Total expenses 
Operating (loss) income 
Interest and dividend income 
Gain on sale of investment properties 
Gain (loss) on extinguishment of debt 
Other income 
Interest expense 
Loss on contribution to joint venture 
Equity in earnings of unconsolidated entities 
Gain, (loss) and (impairment) of investment in unconsolidated 
entities, net 

Realized gain and (impairment), net, on sale of marketable 
securities, net 

Income (loss) from continuing operations before income taxes 
Income tax expense 
Net (loss) income from continuing operations 
Net income from discontinued operations 
Net income 
Less: Net income attributable to noncontrolling interests 
Net income attributable to Company 

Net income (loss) per common share, from continuing 
operations, basic and diluted 
Net income per common share, from discontinued operations, 
basic and diluted 

Net income per common share, basic and diluted 
Weighted average number of common shares outstanding, basic 
and diluted 

Comprehensive income: 
Net income attributable to Company 
  Unrealized gain on investment securities 
  Unrealized gain (loss) on derivatives 
  Reclassification adjustment for amounts recognized in net 
income 

$

$

$

$

$

$

$
$

$

Comprehensive (loss) income attributable to the Company 

$

2015 

Year Ended December 31, 
2014 

2013 

370,662 $
69,668
9,714

450,044

78,218
77,610
50,870
150,401
—
108,154

465,253
(15,209) $
11,774
40,682
(4,568)
19,447
(94,572)
(12,919)
35,167

377,067    $ 
66,046   
9,361   
452,474   

64,332   
91,111   
45,604   
153,737   
2,605   
80,774   
438,163   
14,311    $ 
12,713   
73,232   
34,515   
2,669   
(120,668)  
—   
81,179   

377,876
71,207
7,202

456,285

48,318
84,735
50,380
167,071
37,962
195,680

584,146
(127,861)
18,855
14,001
(472)
3,627
(133,454)
—
11,474

326

56,352

(2,957)

20,459

587
(1,916)
(1,329) $
4,808
3,479 $
(15)
3,464 $

— $

0.01 $
0.01 $

43,025
197,328   
(917)  
196,411    $ 
290,247   
486,658    $ 
(16)  
486,642    $ 

0.22

  $ 

  $ 
0.33
0.55    $ 

31,539

(185,248)
(1,231)
(186,479)
430,543
244,064
(16)
244,048

(0.21)

0.48
0.27

861,830,627

878,064,982

899,842,722

3,464 $
299
(1,276)

(19,332)

(16,845) $

486,642    $ 
30,930   
(2,634)  

(41,825)  
473,113    $ 

244,048
17,622
(70)

(30,838)

230,762

See accompanying notes to the consolidated financial statements. 

77 

 
 
 
 
 
 
   
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
   
.

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S

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Consolidated Statements of Cash Flows 
(Dollar amounts in thousands) 

Year Ended December 31, 
2014 

2015 

2013 

$

3,479 $

486,658     $

244,064

Cash flows from operating activities: 
Net income 
Adjustments to reconcile net income to net cash provided by 
operating activities: 

Depreciation and amortization 
Amortization of above and below market leases, net 
Amortization of debt premiums, discounts, and financing costs 
Straight-line rental income 
Loss on extinguishment of debt 
Gain on sale of investment properties, net 
Loss on contribution to unconsolidated joint venture 
Provision for asset impairment 
Equity in earnings of unconsolidated entities 
Distributions from unconsolidated entities 
(Gain), loss and impairment of investment in unconsolidated 
entities, net 
Realized gain on sale of marketable securities 
Impairment of investments in securities 
Non-cash share based compensation 
Other non-cash adjustments, net 

Changes in assets and liabilities: 

Accounts and rents receivable 
Deferred costs and other assets 
Accounts payable and accrued expenses 
Other liabilities 

Prepayment penalties and defeasance costs 

Net cash flows provided by operating activities 
Cash flows from investing activities: 

Purchase of investment properties 
Acquired in-place and market lease intangibles, net 
Payments to acquire goodwill 
Capital expenditures and tenant improvements 
Investment in development projects 
Proceeds from sale of investment properties, net 
Purchase of marketable securities 
Proceeds from sale of marketable securities 
Consolidation of joint venture 
Proceeds from the sale of and return of capital from 
unconsolidated entities 
Distributions from unconsolidated entities 
Contributions to unconsolidated entities 
Payment of leasing and franchise fees 
Payments received from notes receivable 

$

79 

162,412
(1,907)
7,708
24
4,568
(40,682)
12,919
108,154
(35,167)
5,544

(326)
(20,459)
—
2,481
—

(8,099)
9,088
(2,181)
(7,244)
(5,578)
194,734 $

(307,116)
(11,146)
—
(27,192)
(115,686)
196,583
—
58,369
—

40,269
10,884
(35,326)
(4,895)
12,549

331,683   
(273)  
13,202   
(3,326)  
41,980   
(360,934)  
—   
85,439   
(80,886)  
8,282   

(60,860)  
(43,025)  
—   
—   
—   

1,503   
(1,407)  
6,632   
(18,654)  
(65,679)  
340,335     $

(289,977)  
(18,299)  
—   
(66,623)  
(108,986)  
2,011,978   
—   
118,995   
(2,944)  

275,149
33,891   
(39,843)  
(4,586)  
559   

383,969
(2,659)
14,730
(8,147)
18,777
(456,563)
—
247,372
(11,958)
7,217

3,473
(32,591)
1,052
—
(386)

(4,404)
348
40,579
(4,753)
(17,307)
422,813

(1,172,127)
(12,457)
(10,918)
(66,640)
(60,203)
2,101,277
(3,686)
106,143
2,705

40,243
20,121
(5,225)
(5,700)
10,226

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Consolidated Statements of Cash Flows 
(Dollar amounts in thousands) 

Restricted escrows and other assets 
Other (assets) liabilities 

Net cash flows (used in) provided by investing activities 
Cash flows from financing activities: 

Proceeds from distribution reinvestment program 
Shares repurchased 
Distributions paid 
Proceeds from debt and notes payable 
Payoffs of debt 
Principal payments of mortgage debt 
Payoffs of margin securities debt, net 
Payment of loan fees and deposits 
Contributions from noncontrolling interests, net 
Settlement of put/call arrangement 
Payments for contingent consideration 
Preferred stock redemption 
Cash contribution to Xenia Hotels & Resorts, Inc. 
Property level cash contribution to Xenia Hotels & Resorts, Inc 

Net cash flows used in financing activities 
Net increase (decrease) in cash and cash equivalents 
Cash and cash equivalents, at beginning of year 

Cash and cash equivalents, at end of year 

$

$

$

$

Year Ended December 31, 
2014 

2015 

2013 

21,609 $
(3,176)
(164,274) $

—
—
(146,510)
408,928
(495,562)
(26,810)
—
(4,434)
152
—
—
(125)
(165,884)
(130,080)
(560,325) $
(529,865)
733,150
203,285 $

(2,844 )   $
16,420   
1,922,890     $

95,832   
(403,926)  
(438,875)  
503,132   
(1,452,099)  
(38,693)  
(59,681)  
(1,377)  
2,028   
(47,762)  
(7,891)  
—   
—   
—   

(1,849,312 )   $
413,913   
319,237   
733,150     $

(12,194)
(8,941)
922,624

181,630
(40,006)
(449,253)
1,187,646
(1,978,075)
(48,931)
(79,461)
(12,124)
1,595
—
(10,000)
—
—
—
(1,246,979)
98,458
220,779
319,237

See accompanying notes to the consolidated financial statements. 

80 

 
 
 
 
 
 
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Consolidated Statements of Cash Flows 
(Dollar amounts in thousands) 

Supplemental disclosure of cash flow information: 

Cash paid for interest, net of capitalized interest of $7,107, 
$7,892, and $7,607 for 2015, 2014, and 2013, respectively 

$

95,294 $

212,172

  $

270,683

Year Ended December 31, 
2014 

2015 

2013 

Supplemental schedule of non-cash investing and financing activities: 
Net equity distributed to Xenia Hotels & Resorts, Inc. (net of cash 
contributed) 
Property surrendered in extinguishment of debt 
Mortgage assumed by buyers upon disposal of properties 
Land contributed to an unconsolidated entity 
Properties contributed to an unconsolidated entity, net of related 
payables 
Consolidation of assets from joint venture 
Assumption of mortgage debt at consolidation of joint venture 
Liabilities assumed at consolidation of joint venture 

$

1,484,872 $

—
—
46,174

—
—
—
—

—
  $
83,822   
657,339   
—   

—
21,833   
11,967   
446   

—
5,289
7,683
—

99,092
89,164
88,503
5,616

See accompanying notes to the consolidated financial statements. 

81 

 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
   
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

1. Organization 
InvenTrust Properties Corp. (formerly known as Inland American Real Estate Trust, Inc.) (the “Company”), was formed on 
October 4, 2004 (inception) to acquire and manage a diversified portfolio of commercial real estate, primarily retail properties 
and multi-family (both conventional and student housing), office, industrial and lodging properties, located in the United States.  
For the year ended December 31, 2015, the Company had four segments: retail, lodging, student housing, and non-core.  

Prior to 2015, the Company was party to a business management agreement with Inland American Business Manager and 
Advisor, Inc. (the "Business Manager") pursuant to which it served as the Company's business manager, with responsibility for 
overseeing and managing its day-to-day operations, under the supervision of the Company's board of directors. The Company 
was also party to property management agreements with each of its property managers (the "Property Managers"). 

On March 12, 2014, the Company began the process of becoming fully self-managed by terminating its business management 
agreement, hiring all of the employees of the Business Manager and acquiring the assets of its Business Manager necessary to 
perform the functions previously performed by the Business Manager.  Similarly, as of March 12, 2014, certain functions 
performed by the Property Managers, such as property-level accounting, lease administration, leasing, marketing and 
construction functions, were transitioned to the Company.  The self-management transactions were completed on December 31, 
2014 when the Company acquired the assets of its property managers and hired substantially all of its employees and the 
remaining property management functions were transitioned to the Company. 

On February 3, 2015, the Company completed the spin-off (the "Spin-Off") of its lodging subsidiary, Xenia Hotels & Resorts, 
Inc. ("Xenia"), through a taxable pro-rata distribution by the Company of 95% of the outstanding common stock of Xenia to 
holders of record of the Company’s common stock as of the close of business on January 20, 2015 (the “Record Date”). Each 
holder of record of the Company’s common stock received one share of Xenia’s common stock for every eight shares of the 
Company’s common stock held at the close of business on the Record Date. In lieu of fractional shares, stockholders of the 
Company received cash. On February 4, 2015, Xenia's common stock began trading on the New York Stock Exchange 
("NYSE") under the ticker symbol "XHR". In connection with the Spin-Off, the Company entered into certain agreements that, 
among other things, provide a framework for the Company’s relationship with Xenia after the Spin-Off, including a Separation 
and Distribution Agreement, a Transition Services Agreement, an Employee Matters Agreement and an Indemnity Agreement.  
Following the Spin-Off, the Company no longer has a lodging segment.  Therefore, the 46 lodging assets included in the Spin-
Off have been classified as discontinued operations as the Spin-Off represents a strategic shift that has had a major effect on the 
Company's operations and financial results.  The assets and liabilities of these 46 lodging assets are classified as assets and 
liabilities of discontinued operations on the consolidated balance sheet at December 31, 2015 and 2014.  The operations of 
these 46 lodging assets have been classified as income from discontinued operations on the consolidated statement of 
operations and comprehensive income for the years ended December 31, 2015, 2014 and 2013. 

On December 23, 2015, the Company filed a preliminary registration statement in contemplation of spinning-off assets 
included in its non-core segment as well as other non-strategic assets.  See "Note 17. Subsequent Events" for further discussion. 

The accompanying consolidated financial statements include the accounts of the Company, as well as all wholly-owned subsidiaries 
and consolidated joint venture investments. Wholly-owned subsidiaries generally consist of limited liability companies (LLCs) and 
limited partnerships (LPs). The effects of all significant intercompany transactions have been eliminated. 

Each property is owned by a separate legal entity which maintains its own books and financial records and each entity's assets 
are not available to satisfy the liabilities of other affiliated entities, except as otherwise disclosed in "Note 10. Debt". 

At December 31, 2015, the Company owned 129 properties, of which the operating activity is reflected in continuing operations 
on the consolidated statements of operations and comprehensive income for the years ended December 31, 2015, 2014 and 
2013.  Comparatively, at December 31, 2014, the Company owned 188 properties of which 46 lodging assets were included in 
the Spin-Off and classified as assets of discontinued operations. 

82 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

The breakdown, by segment, of the 129 owned properties at December 31, 2015 is as follows: 

Segment 

Retail 
Student Housing 
Non-core 

Property Count 

97 
18 
14 

2. Summary of Significant Accounting Policies 

Square Feet / Beds 
(unaudited) 

15,251,863  Square Feet 
11,039  Beds 

5,730,176  Square Feet 

The accompanying consolidated financial statements have been prepared in accordance with U.S. generally accepted 
accounting principles ("GAAP") and require management to make estimates and assumptions that affect the reported amounts 
of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and 
the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates. 

Revenue Recognition 

The Company commences revenue recognition on its leases based on a number of factors. In most cases, revenue recognition 
under a lease begins when the lessee takes possession of or controls the physical use of the leased asset. Generally, this occurs 
on the lease commencement date. The determination of who is the owner, for accounting purposes, of the tenant improvements 
determines the nature of the leased asset and when revenue recognition under a lease begins. If the Company is the owner, for 
accounting purposes, of the tenant improvements, then the leased asset is the finished space and revenue recognition begins 
when the lessee takes possession of the finished space, typically when the improvements are substantially complete. If the 
Company concludes it is not the owner, for accounting purposes, of the tenant improvements (the lessee is the owner), then the 
leased asset is the unimproved space and any tenant improvement allowances funded under the lease are treated as lease 
incentives which reduces revenue recognized over the term of the lease. In these circumstances, the Company begins revenue 
recognition when the lessee takes possession of the unimproved space for the lessee to construct their own improvements. The 
Company considers a number of different factors to evaluate whether it or the lessee is the owner of the tenant improvements 
for accounting purposes. These factors include: 

•  whether the lease stipulates how and on what a tenant improvement allowance may be spent; 

•  whether the tenant or landlord retains legal title to the improvements; 

• 

• 

the uniqueness of the improvements; 

the expected economic life of the tenant improvements relative to the length of the lease; and 

•  who constructs or directs the construction of the improvements. 

The determination of who owns the tenant improvements, for accounting purposes, is subject to significant judgment. In 
making that determination, the Company considers all of the above factors. No one factor, however, necessarily establishes its 
determination. 

Rental income is recognized on a straight-line basis over the term of each lease. The difference between rental income earned 
on a straight-line basis and the cash rent due under the provisions of the lease agreements is recorded as deferred rent receivable 
and is included as a component of accounts and rents receivable in the accompanying consolidated balance sheets. 

The Company records lease termination income if there is a signed termination agreement, all of the conditions of the 
agreement have been met, the tenant is no longer occupying the property and amounts due are considered collectible. 

The Company defers recognition of contingent rental income (i.e. percentage/excess rent) until the specified target that triggers 
the contingent rental income is achieved. 

83 

 
 
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

Consolidation 

The Company evaluates its investments in limited liability companies and partnerships to determine whether such entities may 
be a variable interest entity ("VIE"). If the entity is a VIE, the determination of whether the Company is the primary beneficiary 
must be made. The primary beneficiary determination is based on a qualitative assessment as to whether the entity has (i) power 
to direct significant activities of the VIE and (ii) an obligation to absorb losses or the right to receive benefits that could be 
potentially significant to the VIE. The Company will consolidate a VIE if it is deemed to be the primary beneficiary, as defined 
in Financial Accounting Standards Board ("FASB") Accounting Standards Codification ("ASC") 810, Consolidation. The equity 
method of accounting is applied to entities in which the Company is not the primary beneficiary as defined in FASB ASC 810, 
or the entity is not a VIE and the Company does not have effective control, but can exercise influence over the entity with 
respect to its operations and major decisions. 

Reclassifications 

Certain reclassifications have been made to the 2014 and 2013 consolidated financial statements to conform to the 2015 
presentations. These reclassifications primarily represent reclassifications of revenue and expenses to discontinued operations 
on the consolidated statements of operations and comprehensive income for the years ended December 31, 2014 and 2013 and 
reclassifications of assets and liabilities to discontinued operations on the consolidated balance sheet as of December 31, 2014. 

Capitalization and Depreciation 

Real estate is reflected at cost less accumulated depreciation. Ordinary repairs and maintenance are expensed as incurred. 

Depreciation expense is computed using the straight line method. Building and other improvements are depreciated based upon 
estimated useful lives of 30 years for building and improvements and 5-15 years for furniture, fixtures and equipment and site 
improvements. 

Tenant improvements are amortized on a straight line basis over the lesser of the life of the tenant improvement or the lease 
term as a component of depreciation and amortization expense. 

Leasing fees are amortized on a straight-line basis over the life of the related lease as a component of depreciation and 
amortization expense. 

Loan fees are amortized on a straight-line basis, which approximates the effective interest method, over the life of the related 
loan as a component of interest expense. 

Direct and indirect costs that are clearly related to the construction and improvements of investment properties are capitalized. 
Costs incurred for property taxes and insurance are capitalized during periods in which activities necessary to get the property 
ready for its intended use are in progress. Interest costs are also capitalized during such periods. Additionally, the Company 
treats investments accounted for by the equity method as assets qualifying for interest capitalization provided (1) the investee 
has activities in progress necessary to commence its planned principal operations and (2) the investee’s activities include the 
use of such funds to acquire qualifying assets. 

Investment Properties Held for Sale 

In determining whether to classify an investment property as held for sale, the Company considers whether: (i) management has 
committed to a plan to sell the investment property; (ii) the investment property is available for immediate sale, in its present 
condition; (iii) the Company has initiated a program to locate a buyer; (iv) the Company believes that the sale of the investment 
property is probable; (v) the Company has received a significant non-refundable deposit for the purchase of the property; 
(vi) the Company is actively marketing the investment property for sale at a price that is reasonable in relation to its fair value; 
and (vii) actions required for the Company to complete the plan indicate that it is unlikely that any significant changes will be 
made to the plan. 

If all of the above criteria are met, the Company classifies the investment property as held for sale. On the day that these criteria 
are met, the Company suspends depreciation on the investment properties held for sale, including depreciation for tenant 

84 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

improvements and additions, as well as on the amortization of acquired in-place leases. The investment properties and liabilities 
associated with those investment properties that are held for sale are classified separately on the consolidated balance sheets for 
the most recent reporting period and recorded at the lesser of the carrying value or fair value less costs to sell.  Additionally, if 
the sale represents a strategic shift that has (or will have) a major effect on the entity's results and operations, the operations for 
the periods presented are classified on the consolidated statements of operations and comprehensive income as discontinued 
operations for all periods presented. 

Disposition of Real Estate 

The Company accounts for dispositions in accordance with FASB ASC 360-20, Real Estate Sales.  The Company recognizes 
gain in full when real estate is sold, provided (a) the profit is determinable, that is, the collectability of the sales price is 
reasonably assured or the amount that will not be collectible can be estimated, and (b) the earnings process is virtually 
complete, that is, the seller is not obliged to perform significant activities after the sale to earn the profit. 

In April 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2014-08, 
Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity, which includes amendments that 
change the requirements for reporting discontinued operations and require additional disclosures about discontinued operations. 
Under the new guidance, only disposals representing a strategic shift that has (or will have) a major effect on the entity’s results 
and operations would qualify as discontinued operations. In addition, ASU 2014-08 expands the disclosure requirements for 
disposals that meet the definition of a discontinued operation and requires entities to disclose information about disposals of 
individually significant components that do not meet the definition of discontinued operations. ASU No. 2014-08 is effective 
for interim and annual reporting periods in fiscal years that begin after December 15, 2014.  The Company has elected to early 
adopt No. ASU 2014-08, effective January 1, 2014. 

For the year ended December 31, 2015, the operations reflected in discontinued operations are related to the assets included in 
the Xenia Spin-Off.  For the years ended December 31, 2014 and 2013, the operations reflected in discontinued operations are 
related to the net lease assets that were classified as held for sale at December 31, 2013, the entire lodging segment, including 
the hotels sold during the year ended December 31, 2014, the assets included in the Xenia Spin-Off, and any assets classified as 
discontinued operations prior to the Company's adoption of ASU No. 2014-08, effective January 1, 2014.  All other asset 
disposals are now included as a component of income from continuing operations. 

Impairment 

The Company assesses the carrying values of the respective long-lived assets, whenever events or changes in circumstances 
indicate that the carrying amounts of these assets may not be fully recoverable, such as a reduction in the expected holding 
period of the asset. If it is determined that the carrying value is not recoverable because the undiscounted cash flows do not 
exceed carrying value, the Company records an impairment loss to the extent that the carrying value exceeds fair value. The 
valuation and possible subsequent impairment of investment properties is a significant estimate that can and does change based 
on the Company's continuous process of analyzing each property and reviewing assumptions about uncertain inherent factors, 
as well as the economic condition of the property at a particular point in time. 

The use of projected future cash flows and related holding period is based on assumptions that are consistent with the estimates 
of future expectations and the strategic plan the Company uses to manage its underlying business. However assumptions and 
estimates about future cash flows and capitalization rates are complex and subjective. Changes in economic and operating 
conditions and the Company’s ultimate investment intent that occur subsequent to the impairment analyses could impact these 
assumptions and result in future impairment charges of the real estate properties. 

On a periodic basis, management assesses whether there are any indicators that the carrying value of the Company’s 
investments in unconsolidated entities may be other than temporarily impaired. To the extent impairment has occurred, the loss 
is measured as the excess of the carrying value of the investment over the fair value of the investment. The fair value of the 
underlying investment includes a review of expected cash flows to be received from the investee. 

85 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

Derivative Instruments 

In the normal course of business, the Company is exposed to the effect of interest rate changes. The Company limits these risks 
by following established risk management policies and procedures including the use of derivatives to hedge interest rate risk on 
debt instruments. 

The Company has a policy of only entering into contracts with established financial institutions based upon their credit ratings 
and other factors. When viewed in conjunction with the underlying and offsetting exposure that the derivatives are designed to 
hedge, the Company has not sustained a material loss from those instruments nor does it anticipate any material adverse effect 
on its net income or financial position in the future from the use of derivatives. 

The Company recognizes all derivatives in the balance sheet at fair value. Additionally, the fair value adjustments will affect 
either equity or net income depending on whether the derivative instruments qualify as a hedge for accounting purposes and, if 
so, the nature of the hedging activity. When the terms of an underlying transaction are modified, or when the underlying 
transaction is terminated or completed, all changes in the fair value of the instrument are marked-to-market with changes in 
value included in net income each period until the instrument matures. Any derivative instrument used for risk management that 
does not meet the criteria for hedge accounting is marked-to-market each period in the income statement. The Company does 
not use derivatives for trading or speculative purposes. 

Marketable Securities 

The Company classifies its investment in securities in one of three categories: trading, available-for-sale, or held-to-maturity. 
Trading securities are bought and held principally for the purpose of selling them in the near term. Held-to-maturity securities 
are those securities in which the Company has the ability and intent to hold the security until maturity. All securities not 
included in trading or held-to-maturity are classified as available-for-sale. Investment in securities at December 31, 2015 and 
2014 consists of common and preferred stock investments and investments in real estate related bonds that are all classified as 
available-for-sale securities and are recorded at fair value. Unrealized holding gains and losses on available-for-sale securities 
are excluded from earnings and reported as a separate component of comprehensive income until realized. Realized gains and 
losses from the sale of available-for-sale securities are determined on a specific identification basis. A decline in the market 
value of any available-for-sale security below cost that is deemed to be other than temporary, results in a reduction in the 
carrying amount to fair value. The impairment is charged to earnings and a new cost basis for the security is established. When 
a security is impaired, the Company considers whether it has the ability and intent to hold the investment for a time sufficient to 
allow for any anticipated recovery in market value and considers whether evidence indicating the cost of the investment is 
recoverable outweighs evidence to the contrary. Evidence considered in this assessment includes the reasons for the 
impairment, the severity and duration of the impairment, changes in value subsequent to period end and forecasted performance 
of the investee. 

Acquisition of Real Estate 

The Company typically allocates the purchase price of each acquired business (as defined in the accounting guidance related to 
business combinations, Accounting Standards Codification 805 - Business Combinations) between tangible and intangible 
assets at full fair value at the date of the transaction. Such tangible and intangible assets include land, building and 
improvements, acquired above market and below market leases, in-place lease value, customer relationships (if any), and any 
assumed financing that is determined to be above or below market terms. Any additional amounts are allocated to goodwill as 
required, based on the remaining purchase price in excess of the fair value of the tangible and intangible assets acquired and 
liabilities assumed. The allocation of the purchase price is an area that requires judgment and significant estimates. 

The Company engages a third party to assist in the allocation of the purchase price to land, building, and other assets as stated 
above.  The Company determines whether any financing assumed is above or below market based upon comparison to similar 
financing terms for similar investment properties. The Company allocates a portion of the purchase price to the estimated 
acquired in-place lease costs based on estimated lease execution costs for similar leases as well as lost rent payments during 
assumed lease up period when calculating as if vacant fair values. The Company also evaluates each acquired lease based upon 
current market rates at the acquisition date and considers various factors including geographical location, size and location of 
leased space within the investment property, tenant profile, and the credit risk of the tenant in determining whether the acquired 

86 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

lease is above or below market lease costs. After an acquired lease is determined to be above or below market, the Company 
allocates a portion of the purchase price to such above or below acquired lease costs based upon the present value of the 
difference between the contractual lease rate and the estimated market rate. For below market leases with fixed rate renewals, 
renewal periods are included in the calculation of below market in-place lease values. The determination of the discount rate 
used in the present value calculation is based upon the “risk free rate” and current interest rates. This discount rate is a 
significant factor in determining the market valuation which requires judgment of subjective factors such as market knowledge, 
economics, demographics, location, visibility, age and physical condition of the property. 

The Company expenses acquisition costs of all transactions as incurred. All costs related to finding, analyzing and negotiating a 
transaction are expensed as incurred as a general and administrative expense, whether or not the acquisition is completed. 

Cash and Cash Equivalents 

The Company considers all demand deposits, money market accounts and investments in certificates of deposit and repurchase 
agreements purchased with a maturity of three months or less, at the date of purchase, to be cash equivalents. The Company 
maintains its cash and cash equivalents at financial institutions. The combined account balances at one or more institutions 
periodically exceed the Federal Depository Insurance Corporation ("FDIC") insurance coverage and, as a result, there is a 
concentration of credit risk related to amounts on deposit in excess of FDIC insurance coverage. The Company believes that the 
risk is not significant, as the Company does not anticipate the financial institutions’ non-performance. 

Restricted Cash and Escrows 

Restricted escrows consist of cash held in escrow comprised of lenders’ restricted escrows of $14,634 and $23,915, post-
acquisition escrows of $93 and $1,963 as of December 31, 2015 and 2014, respectively. As of December 31, 2015 and 2014, the 
restricted cash balance was $1,772 and $7,072, respectively. 

Goodwill 

The excess of the cost of an acquired entity over the net of the amounts assigned to assets acquired (including identified 
intangible assets) and liabilities assumed was recorded as goodwill. Goodwill has been recognized and allocated to specific 
properties in the Company's lodging segment since each individual hotel property is an operating segment and considered a 
reporting unit. The Company tests goodwill for impairment annually or more frequently if events or changes in circumstances 
indicate impairment. 

In accordance with FASB ASC 350, Intangibles - Goodwill and Other, the Company tested goodwill for impairment by making 
a qualitative assessment of whether it is more likely than not the reporting unit's fair value is less than its carrying amount 
before application of the two-step goodwill impairment test.  The two-step goodwill test was not performed for those assets 
where it was concluded that it is not more likely than not that the fair value of a reporting unit is less than its carrying amount.  
For those reporting units where this was not the case, the two step procedure detailed below was followed in order to determine 
goodwill impairment. 

In the first step, the Company compared the estimated fair value of each property with goodwill to the carrying value of the 
property’s assets, including goodwill. The fair value is based on estimated future cash flow projections that utilize discount and 
capitalization rates, which are generally unobservable in the market place (Level 3 inputs), but approximate the inputs the 
Company believes would be utilized by market participants in assessing fair value. The estimates of future cash flows are based 
on a number of factors including the historical operating results, known trends, and market/economic conditions. If the carrying 
amount of the property’s assets, including goodwill, exceeds its estimated fair value, the second step of the goodwill 
impairment test is performed to measure the amount of impairment loss, if any. In this second step, if the implied fair value of 
goodwill is less than the carrying amount of goodwill, an impairment charge is recorded in an amount equal to that excess.  The 
Company recorded no goodwill impairment for the years ended December 31, 2015, 2014 and 2013. 

Income Taxes 

The Company is qualified and has elected to be taxed as a real estate investment trust (“REIT”) under the Internal Revenue 
Code of 1986, as amended, for federal income tax purposes commencing with the tax year ending December 31, 2005. Since 

87 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

the Company qualifies for taxation as a REIT, the Company generally will not be subject to federal income tax on taxable 
income that is distributed to stockholders. A REIT is subject to a number of organizational and operational requirements, 
including a requirement that it currently distributes at least 90% of its REIT taxable income (subject to certain adjustments) to 
its stockholders (the "90% Distribution Requirement"). If the Company fails to qualify as a REIT in any taxable year, without 
the benefit of certain relief provisions, the Company will be subject to federal and state income tax on its taxable income at 
regular corporate tax rates. Even if the Company qualifies for taxation as a REIT, the Company may be subject to certain state 
and local taxes on its income, property or net worth and federal income and excise taxes on its undistributed income. 

The Company has elected to treat certain of its consolidated subsidiaries, and may in the future elect to treat newly formed 
subsidiaries, as taxable REIT subsidiaries pursuant to the Internal Revenue Code. Taxable REIT subsidiaries may participate in 
non-real estate related activities and/or perform non-customary services for tenants and are subject to federal and state income 
tax at regular corporate tax rates. The Company’s hotels are leased to certain of the Company’s taxable REIT subsidiaries. 
Lease revenue from these taxable REIT subsidiaries and its wholly-owned subsidiaries is eliminated in consolidation. 

The Company accounts for income taxes using the asset and liability method under which deferred tax assets and liabilities are 
recognized for the estimated future tax consequences attributed to differences between the financial statement carrying amounts 
of existing assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are measured using enacted tax 
rates in effect for the year in which those temporary differences are expected to be recovered or settled. 

Deferred tax assets are recognized only to the extent that it is more likely than not that they will be realized based on 
consideration of available evidence, including future reversal of existing taxable temporary differences, future projected taxable 
income, and tax-planning strategies. In assessing the realizability of deferred tax assets, management considers whether it is 
more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred 
tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences 
become deductible.  The Company's analysis in determining the deferred tax asset valuation allowance involves management 
judgment and assumptions. 

Share Based Compensation 

In accordance with FASB ASC Topic 718, Accounting for Share Based Compensation, companies are required to recognize in 
the income statement the grant-date fair value of stock options and other equity based compensation issued to employees. 
Under Topic 718, the way an award is classified will affect the measurement of compensation cost. Equity classified awards are 
measured at grant date fair value, and amortized on a straight-line basis over the vesting period of the stock and are not 
subsequently re-measured. Liability classified awards are measured at the grant date and are subsequently re-measured at the 
end of each period. The fair value of the non-vested stock awards for the purposes of recognizing stock-based compensation 
expense is the estimated market price of the Company's common stock on the grant date. At December 31, 2015, the Company 
had two stock based compensation plans, which are discussed in "Note 15. Stock-Based Compensation". The compensation 
cost is based on awards that are expected to vest and has been reduced for estimated forfeitures. 

Recently Issued Accounting Pronouncements 

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers, which requires an entity to 
recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. 
The ASU will replace most existing revenue recognition guidance in GAAP when it becomes effective, although it will not 
affect the accounting for rental related revenues.  ASU No. 2014-09, as issued, was to be effective for financial statements 
issued for fiscal years and interim periods beginning after December 31, 2016.  In April 2015, the FASB approved an 
amendment to the ASU, deferring the effective date one year to annual reporting periods beginning after December 15, 2017 for 
public entities.  The standard permits the use of either the retrospective or cumulative effect transition method. Early adoption is 
prohibited.  The Company is evaluating the effect that ASU No. 2014-09 will have on its consolidated financial statements and 
related disclosures. The Company has not yet selected a transition method nor has it determined the effect of the standard on its 
ongoing financial reporting. 

In February 2015, the FASB issued ASU 2015-02, Consolidation.  This update includes amendments that change the 
requirements for evaluating limited partnerships and similar entities for consolidation.  Under the new guidance, limited 

88 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

partnerships and similar entities will be considered variable interest entities ("VIEs") unless a scope exception applies.  As such, 
entities that consolidate limited partnerships and similar entities that are considered to be VIEs will be subject to VIE primary 
beneficiary disclosure requirements, and entities that do not consolidate a VIE will be subject to the disclosure requirements 
that apply to variable interest holders other than the primary beneficiary.  The new guidance also eliminates three of the six 
criteria for determining if fees paid to a decision maker or service provider are considered to be variable interest in a VIE and 
changes the criteria used to determine if variable interests in a VIE held by related parties of a reporting entity require the 
reporting entity to consolidate the VIE.  This standard will be effective for financial statements issued by public companies for 
annual and interim reporting periods beginning after December 15, 2015.  The Company is continuing to evaluate this 
guidance; however, the Company does not expect its adoption to have a significant impact on the consolidated financial 
statements. 

In April 2015, the FASB issued ASU 2015-03, Simplifying the Presentation of Debt Issuance Costs, which requires that debt 
issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying 
amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs 
are not affected. Subsequently, in August 2015, the FASB issued ASU 2015-15, Presentation and Subsequent Measurement of 
Debt Issuance Costs Associated with Line-of-Credit Arrangements, which allows an entity to present the costs related to 
securing a line-of-credit arrangement as an asset, regardless of whether there are any outstanding borrowings.  Upon adoption, 
the Company will apply the new guidance on a retrospective basis and adjust the balance sheet of each individual period 
presented to reflect the period-specific effects of applying the new guidance. ASU 2015-03 and ASU 2015-15 are effective for 
the Company beginning January 1, 2016. The Company is continuing to evaluate this guidance; however, the Company does 
not expect its adoption to have a significant impact on the consolidated financial statements. 

In September 2015, the FASB issued ASU 2015-16, Simplifying the Accounting for Measurement-Period Adjustments, which 
requires that if the initial accounting for a business combination is incomplete as of the end of the reporting period in which the 
acquisition occurs, the acquirer records provisional amounts based on information available at the acquisition date.  This 
guidance is effective for the Company beginning January 1, 2016. The Company is continuing to evaluate this guidance; 
however, the Company does not expect its adoption to have a significant impact on the consolidated financial statements. 

In January 2016, the FASB issued ASU 2016-01, Recognition and Measurement of Financial Assets and Financial Liabilities which  
revises  an  entity’s  accounting  related  to:  (i)  the  classification  and  measurement  of  investments  in  equity  securities;  (ii)  the 
presentation  of  certain  fair  value  changes  for  financial  liabilities  measured  at  fair  value;  and  (iii)  amends  certain  disclosure 
requirements associated with the fair value of financial instruments, including eliminating the requirement for public business 
entities to disclose the method and significant assumptions used to estimate the fair value for financial instruments measured at 
amortized cost. This guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 
15, 2017.  The Company is continuing to evaluate this guidance; however, the Company does not expect its adoption to have a 
significant impact on the consolidated financial statements. 

In February 2016, the FASB issued ASU 2016-02, Leases, amending the existing accounting standards for lease accounting, 
including requiring lessees to recognize most leases on their balance sheets and making targeted changes to lessor accounting.  
ASU 2016-02 will be effective for annual reporting periods beginning after December 15, 2018, and early adoption of is 
permitted as of the standard’s issuance date. The new standard requires a modified retrospective transition approach for all 
leases existing at, or entered into after, the date of initial application, with an option to use certain transition relief.  The 
Company is assessing whether the new standard will have a material effect on its financial position or results of operations. 

89 

 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

3. Acquired Properties 

The Company records identifiable assets, liabilities, noncontrolling interests and goodwill acquired in a business combination at 
fair value.  The Company acquired seven properties, including four retail and three student housing properties for the year 
ended December 31, 2015 for a gross acquisition price of $323,700. The student housing property acquired in the second 
quarter, Bishops Landing, has been demolished and the land will be used for a new student housing development. The table 
below reflects acquisition activity for the year ended December 31, 2015. 

Segment 

Retail 
Retail 
Retail 
Retail 

Retail, subtotal 

  Property 
  The Shops at Walnut Creek 
  Westpark Shopping Center 
  Rio Pinar Plaza 
  Sonterra Village 

Date 

4/10/2015 
5/12/2015 
11/24/2015 
12/16/2015 

Student Housing 
Student Housing 
Student Housing 

  Bishops Landing (a) 
  UH Tuscaloosa 
  UH Baton Rouge 

Student Housing, subtotal 

4/27/2015 
10/1/2015 
10/19/2015 

Total 

Gross 
Acquisition Price 

Square Feet / Beds 
(unaudited) 

216,334  Square Feet 
176,935  Square Feet 
124,283  Square Feet 
42,492  Square Feet 

(a) 
592  Beds 
847  Beds 

$

$

$

$

$

57,100
33,400
34,000
21,500

146,000  

12,500
56,600
108,600

177,700  

323,700  

(a) The Company has recorded the assets of the Bishops Landing acquisition as construction in progress on the consolidated 

balance sheet as of December 31, 2015. 

The following table summarizes the estimated fair value of the assets acquired and liabilities assumed for the year ended 
December 31, 2015, as listed above. 

Land 
Building 
Furniture, fixtures, and equipment 
Construction in progress 

Total fixed assets 
Net other assets and liabilities 
Total 

2015 Acquisitions 

$ 

$ 

$ 

42,273
253,017
5,708
12,500

313,498
10,202
323,700

The Company placed in service two student housing properties and completed an addition on a third student housing property 
during the year ended December 31, 2015.  The following table summarizes the assets placed in service during the year ended 
December 31, 2015. 

Land 
Building 

Total fixed assets 

2015 Assets 
Placed in Service 

$ 

$ 

17,745
130,767

148,512

90 

 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

For properties acquired and assets placed in service during the year ended December 31, 2015, the Company recorded revenue 
of $15,292 for the year ended December 31, 2015. The Company recorded property net income of $3,146, excluding related 
expensed acquisition costs, for the year ended December 31, 2015.  

The Company acquired six properties, including three retail, one lodging, one retail parcel adjacent to a hotel owned by the 
Company, and one student housing property for the year ended December 31, 2014 for a gross acquisition price of $309,760.  
The table below reflects acquisition activity for the year ended December 31, 2014. 

Segment 

Retail 
Retail 
Retail 

Retail, subtotal 

  Property 
  Suncrest Village 
  Plantation Grove 
  Quebec Square 

Date 

2/13/2014 
2/13/2014 
12/18/2014 

Student Housing 

  University House Denver 

12/19/2014 

Student Housing, subtotal 

Lodging 
Lodging, retail parcel 

  Aston Waikiki Beach Hotel (a) 
  Key West - Bottling Court 

2/28/2014 
11/25/2014 

Lodging, subtotal 

Total 

Gross 
Acquisition Price   
14,050  
12,100  
52,250  
78,400   

Square Feet / Beds / Rooms 
(unaudited) 

93,358  Square Feet 
73,655  Square Feet 
207,561  Square Feet 

352  Beds 

645  Rooms 
13,332  Square Feet 

40,960  
40,960   

183,000  
7,400  
190,400    

309,760    

$

$

$

$

$

(a) Aston is the registered trademark of Aston Hotels & Resorts LLC and is the exclusive property of its owner. 

The following table summarizes the estimated fair value of the assets acquired and liabilities assumed for the year ended 
December 31, 2014, as listed above. 

Land 
Building 
Furniture, fixtures, and equipment 

Total fixed assets 
Below market ground lease 
Net other assets and liabilities 

Total 

2014 Acquisitions 

$ 

$ 

$ 

35,178
226,394
27,416

288,988
9,516
11,256

309,760

For properties acquired during the year ended December 31, 2014, the Company recorded revenue of $37,937 for the year 
ended December 31, 2014 and recorded property net income of $7,015, excluding related expensed acquisition costs, for the 
year ended December 31, 2014.   

During the years ended December 31, 2015, 2014 and 2013, the Company incurred $1,374, $1,529, and $2,987, respectively, of 
acquisition and transaction costs that were recorded in general and administrative expenses on the consolidated statements of 
operations and comprehensive income. 

91 

 
 
 
   
 
 
 
   
 
 
  
 
 
 
 
   
 
 
  
 
   
 
 
 
   
 
 
   
 
   
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

4.  Disposed Properties 

The Company sold five non-core properties, eleven retail properties, and one land parcel during the year ended December 31, 
2015 for an aggregate gross disposition price of $196,600.  The Company sold 313 properties and surrendered one non-core and 
three retail properties to the lender (in satisfaction of non-recourse debt) for the year ended December 31, 2014 for an aggregate 
gross disposition price of $2,732,250. The Company sold 313 properties and surrendered one retail property to the lender (in 
satisfaction of non-recourse debt) for the year ended December 31, 2013 for an aggregate gross disposition price of $2,039,060.  
For the years ended December 31, 2015, 2014 and 2013, the Company had generated net proceeds from the sale of properties of 
$196,583, $2,011,978, and $2,101,277, respectively.   

The following properties were sold during the year ended December 31, 2015.  These properties have been included in 
continuing operations on the consolidated statement of operations and comprehensive income for the years ended December 31, 
2015, 2014 and 2013. 

Segment 

Non-core 
Non-core 
Non-core 
Non-core 
Non-core 

  Property 
  Las Plumas 
  Citizens - Manchester 
  SunTrust - Winston Salem 
  Tech II 
  Fremont 

Non-core, subtotal 

Date 

4/1/2015 
7/9/2015 
7/30/2015 
7/31/2015 
10/27/2015

Gross 
Disposition Price  
27,500  
8,200  
1,900  
14,300  
11,300  
63,200    

$

$

Square Feet 
(unaudited) 

240,000 Square Feet 
148,000 Square Feet 
10,188 Square Feet 
166,758 Square Feet 
108,600 Square Feet 

Retail 

  Tom Thumb Portfolio - 11 properties 

11/25/2015

Retail, subtotal 

132,000  
132,000    

$

756,870 Square Feet 

  Raleigh Hillsboro, land parcel 

2/20/2015  $

1,400    

Total 

$

196,600    

For the years ended December 31, 2015, 2014 and 2013, the Company recorded a gain on sale of investment properties of 
$40,682, $73,232, and $14,001, respectively, in continuing operations.   

92 

 
 
 
   
 
 
 
   
 
 
   
 
   
 
 
 
   
 
 
   
 
 
 
 
   
 
 
   
 
   
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

In line with the Company's adoption of the new accounting standard governing discontinued operations during the year ended 
December 31, 2014, only disposals representing a strategic shift that have (or will have) a major effect on results and operations 
would qualify as discontinued operations.  On February 3, 2015, the Company completed the spin-off of its lodging subsidiary, 
Xenia Hotels & Resorts, Inc.  The 46 assets included in the Spin-Off have been classified as discontinued operations as the 
Spin-Off represents a strategic shift that has had a major effect on the Company's operations and financial results.  The assets 
and liabilities of these 46 assets are classified as assets and liabilities of discontinued operations on the consolidated balance 
sheet at December 31, 2014.  The operations of these 46 assets have been classified as income from discontinued operations on 
the consolidated statements of operations and comprehensive income for the years ended December 31, 2015, 2014, and 2013.  
The major classes of assets and liabilities of discontinued operations as of December 31, 2015 and December 31, 2014 were as 
follows: 

Assets 
Investment properties: 

Land 
Building and other improvements 
Construction in progress 

Total 
Less accumulated depreciation 

Net investment properties 

Cash and cash equivalents 
Restricted cash and escrows 
Accounts and rents receivable (net of allowance of $0 and $251) 
Intangible assets, net 
Deferred costs and other assets (a) 

Total assets of discontinued operations 

Liabilities 
Debt 

Accounts payable and accrued expenses 
Intangible liabilities, net 
Other liabilities (b) 

Total liabilities of discontinued operations 

As of 

December 31, 2015 

  December 31, 2014 

$

$

$

—    $ 
—   
—   
—   
—   
—   
—   
—   
—   
—   
3,118   
3,118    $ 

—   
—   
—   
57   
57    $ 

338,313
2,710,647
39,736

3,088,696
(505,986)

2,582,710
134,245
87,296
26,502
64,541
35,505

2,930,799

1,199,027
88,356
4,212
34,154

1,325,749

(a)  Deferred costs and other assets at December 31, 2015 primarily include receivables from Xenia related to hotel reserve escrows 
and tax reimbursements. 

(b)  Other liabilities at December 31, 2015 include tax liabilities related to hotel properties payable by the Company. 

93 

 
 
 
 
 
 
   
 
   
 
   
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

For the year ended December 31, 2015, the operations reflected in discontinued operations, shown in the table below, reflect the 
operations of the 46 lodging properties associated with the Spin-Off.  For the years ended December 31, 2014 and 2013, the 
operations reflected in discontinued operations, shown in the table below, reflect the operations of the 46 lodging properties 
associated with the Spin-Off, the 52 select service lodging properties sold on November 17, 2014, the three stand-alone lodging 
properties sold in 2014, the portfolio of 223 net lease properties sold in 2014, and all properties sold prior to the Company's 
adoption of ASU No. 2014-08 on January 1, 2014.  All other property disposals are now included as a component of income 
from continuing operations, consistent with the Company's adoption of ASU No. 2014-08. 

Year ended December 31, 
2014 

2013 

2015 

Revenues 
Depreciation and amortization expense 
Other expenses 
Provision for asset impairment 

Operating income from discontinued operations 
Interest expense, income taxes, and other miscellaneous income 
Gain on sale of properties, net 
Loss on extinguishment of debt (1) 
Loss on transfer of assets 

$

68,682 $
11,934
55,425
—

1,323
3,485
—
—
—

Net income from discontinued operations 

$

4,808 $

1,169,037    $ 
177,900   
808,977   
4,665   
177,495   
(98,455)  
287,702   
(76,495)  
—   

290,247    $ 

1,092,766
216,895
661,180
51,692

162,999
(156,712)
442,577
(18,305)
(16)

430,543

(1)  During the year ended December 31, 2014, the Company prepaid $105,331 of mortgage debt secured by ten properties through 
defeasance.  The Company incurred $8,288 in costs to defease these loans, which are included in loss on extinguishment of 
debt.  These costs were paid into an escrow account, which was beyond the reach of the Company's creditors, to cover principal 
and interest payments upon loan maturity.  These properties were sold prior to December 31, 2014. 

Net cash (used in) provided by operating activities from the properties classified as discontinued operations was $(5,799), 
$207,832, and $295,294 for the years ended December 31, 2015, 2014 and 2013, respectively.  Net cash (used in) provided by 
investing activities from the properties classified as discontinued operations was $(2,945), $1,353,305 and $(381,904) for the 
years ended December 31, 2015, 2014 and 2013. 

During the year ended December 31, 2013, the Company contributed fourteen properties to a joint venture. As a result of this 
contribution, the Company recognized a gain on sale of $12,783, which is included in gain on sale of investment properties on 
the consolidated statements of operations and comprehensive income for the year ended December 31, 2013. 

94 

 
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

5. Investment in Partially Owned Entities 

Consolidated Entities 

During the fourth quarter 2013, the Company entered into two joint ventures to each develop a lodging property.  The Company 
had ownership interests of 75% in each joint venture.  These entities were considered VIEs as defined in FASB ASC 810 
because the entities did not have enough equity to finance their activities without additional subordinated financial support.  
The Company determined it had the power to direct the activities of the VIEs that most significantly impacted the VIEs' 
economic performance, as well as the obligation to absorb losses of the VIE that could have potentially been significant to the 
VIE or the right to receive benefits from the VIEs that could have potentially been significant to the VIEs.  As such, the 
Company had a controlling financial interest and was considered the primary beneficiary of each of these entities. Therefore, 
these entities were consolidated by the Company and are included as part of assets and liabilities of discontinued operations on 
the consolidated balance sheet at December 31, 2014.  These joint ventures were included in the Spin-Off on February 3, 2015 
and are no longer part of the Company. 

For those VIEs where the Company was the primary beneficiary, the following were the liabilities of the consolidated VIEs  
which were not recourse to the Company, and the assets that could have been used only to settle those obligations. 

Net investment properties 
Other assets 

Total assets 
Mortgages, notes and margins payable 

Other liabilities 

Total liabilities 

Net assets 

Unconsolidated Entities 

$

$

39,736

December 31, 2015    December 31, 2014 
—    $ 
—    
—    
—    
—    
—    
—    $ 

41,054

13,375

1,318

(21,214)

(27,679)

(6,465)

The entities listed below are owned by the Company and other unaffiliated parties in joint ventures. Net income, distributions 
and capital transactions for these properties are allocated to the Company and its joint venture partners in accordance with the 
respective partnership agreements. 

These entities are not consolidated by the Company and the equity method of accounting is used to account for these 
investments. Under the equity method of accounting, the net equity investment of the Company and the Company’s share of net 
income or loss from the unconsolidated entity are reflected in the consolidated balance sheets and the consolidated statements 
of operations and comprehensive income. 

Entity 
IAGM Retail Fund I, LLC (a) 
Downtown Railyard Venture, LLC (b) 
15th & Walnut Owner, LLC (c) 
Other unconsolidated entities 
Cobalt Industrial REIT II (d) 

  Description 
  Retail shopping centers 
  Land development 
  Student housing 
  Various real estate investments 
  Industrial portfolio 

Carrying Value of 
Investment at December 31, 

Ownership %

2015 

2014 

55% 
(b) 
62% 
Various 
36% 

$

$

131,362    $
45,081    
4,195    
1,873    
—    

182,511    $

109,273
—
4,740
704
7,486

122,203

(a)  On April 17, 2013, the Company entered into a joint venture, IAGM Retail Fund I, LLC ("IAGM"), with PGGM Private 
Real Estate Fund ("PGGM"), for the purpose of acquiring, owning, managing, supervising, and disposing of properties 

95 

 
 
 
 
 
   
 
 
   
 
 
 
   
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

and sharing in the profits and losses from those properties and its activities.  The Company initially contributed 13 
multi-tenant retail properties totaling 2,109,324 square feet from its portfolio to IAGM for an equity interest of $96,788, 
and PGGM contributed $79,190.  The gross disposition price was $409,280.  On July 1, 2013, the Company contributed 
another multi-tenant retail property for a gross disposition price of $34,350.  The Company treated these dispositions as 
a partial sale, and the activity related to the disposed properties remains in continuing operations on the consolidated 
statements of operations and comprehensive income, since the Company has an equity interest in IAGM, and therefore 
the Company has continued ownership interest in the properties.  The Company recognized a gain on sale of $12,783 
for the year ended December 31, 2013, which is included in other income on the consolidated statements of operations 
and comprehensive income, and recorded an equity investment basis adjustment of $15,625.  The Company amortizes 
the basis adjustment over 30 years consistent with the depreciation of the investee's underlying assets. 

The Company is the managing member of IAGM, responsible for the day-to-day activities and earns fees for venture 
management, property management, leasing and other services provided to IAGM. The Company analyzed the joint 
venture agreement and determined that it was not a variable interest entity.  The Company also considered PGGM's 
participating rights under the joint venture agreement and determined that PGGM has the ability to participate in major 
decisions, which equates to shared decision making ability.  As such, the Company has significant influence but does 
not control IAGM.  Therefore, this joint venture is unconsolidated and accounted for using the equity method of 
accounting. 

(b)  On September 30, 2015, the Company was admitted as a member to Downtown Railyard Venture, LLC ("DRV"), which 
is a joint venture established in order to develop and sell a land development.  Simultaneously, the Company structured 
and closed the sale of a non-core land development to DRV, which for accounting purposes is treated as a contribution 
of the land development to DRV in exchange for an equity interest of $46,174 in DRV (the foregoing transaction is 
referred to as the "Railyards Transaction").  The Company recorded a loss of $12,919 on the Railyards Transaction 
during the third quarter due to the difference between the carrying value of the land and the fair value of the equity 
interest.  The Company's ownership percentage in DRV is based upon a waterfall calculation outlined in the operating 
agreement.  The joint venture partner is the developer and managing member of DRV, responsible for the day-to-day 
activities and earns fees for managing the venture. The Company analyzed the joint venture agreement and determined 
that DRV is not a variable interest entity. The Company also considered the participating rights under the joint venture 
agreement and determined that both partners have the ability to participate in major decisions, which equates to shared 
decision making ability.  As such, both partners have significant influence but do not control DRV.  Therefore, the 
Company does not consolidate this entity and accounts for its investment in the entity under the equity method of 
accounting. During the fourth quarter, the Company received return of capital proceeds of $4,092 related to the sale of a 
land parcel and contributed $3,000 in capital to the joint venture. 

(c)  On February 4, 2013, the Company entered into a joint venture agreement with Gerding Edlen Investors, LLC ("GE") in 
order to develop, construct and manage a student housing community on the campus of the University of Oregon in 
Eugene, Oregon, which was completed later in 2013 and is now fully operational.  The joint venture is known as 15th & 
Walnut Owner, LLC ("Eugene").  The Company contributed $5,200 for an equity stake of 62%.  The Company analyzed 
the joint venture and determined it is a VIE because the entity did not have enough equity to finance its activities 
without additional subordinated financial support.  The Company also considered its participating rights under the joint 
venture agreement and determined that such participating rights also required the agreement of GE, which equates to 
shared decision making ability, and therefore the Company did not have the power to direct the activities of the VIE that 
most significantly impacted the VIE's economic performance.  As such, the Company has significant influence but does 
not control Eugene.  Therefore, the Company does not consolidate this entity and accounts for its investment in the 
entity under the equity method of accounting.  Subsequent to December 31, 2015, GE purchased the Company's 
partnership interest in the joint venture.  See "Note 17. Subsequent Events" for further discussion. 

(d)  On June 29, 2007, the Company entered into a joint venture, Cobalt Industrial REIT II (“Cobalt”), to invest $149,000 in 
shares of common beneficial interest. The Company analyzed the venture and determined that it was not a VIE. The 
Company also considered its participating rights under the joint venture agreement and determined that such 
participating rights also required the agreement of Cobalt, which equated to shared decision making ability, and 
therefore did not give the Company control over the venture. As such, the Company had significant influence but did 
not control Cobalt. Therefore, the Company did not consolidate this entity, rather the Company accounted for its 

96 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

investment in the entity under the equity method of accounting.  On December 18, 2014, Cobalt sold all of its real estate 
assets, and the Company recognized its share of the gain on the sale of the assets in equity in earnings for the year ended 
December 31, 2014.  The Company also recorded receipt of a cash dividend from the joint venture as a result of the 
sale.  The Company assessed its remaining interest in the joint venture against expected future distributions from 
Cobalt, recognizing an other than temporary impairment of $8,464 at December 31, 2014.  During the year ended 
December 31, 2015, the Company received the final distribution from Cobalt.  Accordingly, the Company recorded a 
gain of $326 on the closing of the fund, as the distributions received in 2015 exceeded the Company's book value of the 
asset at the time the final distribution was received.   

On February 21, 2014, the Company purchased its partners' interest in one joint venture, which resulted in the Company 
obtaining control of the venture.  Therefore, as of December 31, 2014, the Company consolidated this entity, recorded the assets 
and liabilities of the joint venture at fair value, and recorded a gain of $4,509 on the purchase of this investment during the year 
ended December 31, 2014.  This gain is included as part of discontinued operations on the consolidated statement of operations 
and comprehensive income for the year ended December 31, 2014.  This asset was included in the select service lodging 
portfolio sold on November 17, 2014. 

During the year ended December 31, 2015, the Company recorded no impairment on its unconsolidated entities and recorded a 
gain of $326 on the termination of one unconsolidated entity. During the year ended December 31, 2014, the Company 
recorded an impairment of $8,464 on one unconsolidated entity and recorded a gain on the termination of one unconsolidated 
entity of $64,816.  During the year ended December 31, 2013, the Company recorded an impairment of $5,528 on one of its 
previously unconsolidated entities and recorded a gain on the termination of two of its unconsolidated entities of $2,571.  Of the 
gain recorded during the year ended December 31, 2013, $4,411 of the gain recorded in 2013 related to one previously 
unconsolidated entity which was purchased from the Company's joint venture partner in 2013. 

During the year ended December 31, 2014, the Company recorded a gain on the termination of one unconsolidated entity of 
$4,508 in discontinued operations.  During the year ended December 31, 2013 the Company recorded an impairment of $1,004 
and a gain of $488 on one of its previously unconsolidated entities included in discontinued operations.   

Combined Financial Information 

The following tables present the combined financial information for the Company’s investments in unconsolidated entities. 

Balance Sheets 

Assets: 

Real estate assets, net of accumulated depreciation 
Other assets 

Total Assets 

Liabilities and equity: 
Mortgage debt 
Other liabilities 
Equity 

Total liabilities and equity 

Company’s share of equity 
Net excess of the net book value of underlying assets over the cost of investments 
(net of accumulated amortization of $1,630 and $1,085, respectively) 

Carrying value of investments in unconsolidated entities 

December 31, 2015    December 31, 2014 

$

$

663,249    $ 
99,895   
763,144   

325,822   
79,642   
357,680   
763,144   
196,506   

(13,995)  
182,511    $ 

606,053
186,220

792,273

416,374
72,994
302,905

792,273

136,743

(14,540)

122,203

97 

 
 
 
 
 
   
 
   
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

Operating Results 

Revenues 
Expenses: 

For the year ended December 31, 
2014 

2013 

2015 

$

69,017 $

195,257    $ 

214,582

Interest expense and loan cost amortization 
Depreciation and amortization 
Operating expenses, ground rent and general and administrative 
expenses 

Total expenses 
Net income before gain on sale of real estate 

Gain on sale of real estate 

Net income 

Company's share of net income, net of excess basis depreciation of 
$520, $513, and $562 

$

$

15,666
23,928

22,017

61,611
7,406
35,462
42,868 $

45,587   
66,249   

77,306
189,142   
6,115   
218,626   
224,741    $ 

52,349
70,024

74,510

196,883
17,699
8,128
25,827

17,396 $

81,179

  $ 

11,474

Equity in earnings of unconsolidated entities on the consolidated statement of operations and comprehensive income of $35,167  
for the year ended December 31, 2015 includes nonrecurring distributions from the sale of assets within two joint ventures that 
are in excess of the investments' carrying value by $17,771 for the year ended December 31, 2015. 

The unconsolidated entities had total third party mortgage debt of $325,822 at December 31, 2015 that matures as follows: 

Year 

2016 
2017 
2018 
2019 
2020 
Thereafter 

Amount 

31,120
—
204,028
16,250
—
74,424

325,822

  $ 

  $ 

Of the total outstanding debt related to assets held by the Company's unconsolidated entities, approximately $23,000 is recourse 
to the Company and $1,000 is recourse to the IAGM joint venture.  It is anticipated that the joint ventures will be able to repay 
or refinance all of their debt on a timely basis. 

98 

 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

6. Transactions with Related Parties 

As of January 1, 2015, the Company is no longer a related party to The Inland Group, Inc. (the "Inland Group") as described below. 

On March 12, 2014, the Company entered into a series of agreements and amendments to existing agreements with affiliates of 
the Inland Group pursuant to which the Company began the process of becoming entirely self-managed (collectively, the "Self-
Management Transactions").  On March 12, 2014, as part of the Self-Management Transactions, the Company, the Business 
Manager, Inland American Lodging Advisor, Inc., a wholly owned subsidiary of the Business Manager ("ILodge"), the Property 
Manager, Inland American Industrial Management LLC ("Inland Industrial"), Inland American Office Management LLC 
("Inland Office") and Inland American Retail Management LLC ("Inland Retail"), their parent, Inland American Holdco 
Management LLC ("Holdco") and collectively with Inland Industrial, Inland Office and Inland Retail, and Eagle I Financial 
Corp. ("Eagle") entered into a Master Modification Agreement (the "Master Modification Agreement") pursuant to which the 
Company agreed with the Business Manager to terminate the management agreement with the Business Manager, hired all of 
the Business Manager’s employees and acquired the assets or rights necessary to conduct the functions previously performed 
for the Company by the Business Manager. The Company also hired certain Property Manager employees and assumed 
responsibility for performing significant property management activities. The Company assumed certain limited liabilities of 
the Business Manager and the Property Managers, including accrued liabilities for employee holiday, sick and vacation time for 
those Business Manager and Property Manager employees who became employees of the Company and liabilities arising after 
the closing of the Master Modification Agreement under leases and contracts assigned to the Company. The Company did not 
assume, and the Business Manager is obligated to indemnify the Company against, any liabilities related to the pre-closing 
operations of the Business Manager.  Eagle, an indirect wholly owned subsidiary of the Inland Group, guaranteed the Business 
Manager’s indemnity and other obligations under the Master Modification Agreement.  The Company did not pay an 
internalization fee or self-management fee in connection with the Master Modification Agreement but reimbursed the Business 
Manager and Property Managers for specified transaction related expenses and employee payroll costs.  The Company entered 
into a consulting agreement with Inland Group affiliates for a term of three months at $200 per month, which the Company 
elected not to renew pursuant to its terms. 

Concurrently, as part of the Self-Management Transactions, the Company entered into an Asset Acquisition Agreement (the 
"Asset Acquisition Agreement") with the Property Managers and Eagle, pursuant to which the Company agreed to terminate the 
management agreements with the Property Managers at the end of 2014, hire certain of the remaining Property Manager 
employees and acquire the assets or rights necessary to conduct the remaining functions performed for the Company by the 
Property Managers. The Company agreed to assume certain limited liabilities, including accrued liabilities for employee 
holiday, sick and vacation time for Property Manager employees that became Company employees and liabilities arising after 
the closing of the Asset Acquisition Agreement under leases and other contracts that the Company assumed in the transaction.  
The Company did not assume any liabilities related to the pre-closing operations of the Property Managers, and it did not pay 
an internalization fee or self-management fee in connection with the Asset Acquisition Agreement. The Company consummated 
the transactions contemplated thereby on December 31, 2014. 

Also on March 12, 2014, as part of the Self-Management Transactions, the Company entered into separate Amended and 
Restated Master Management Agreements (collectively, the “Amended Property Management Agreements”) with each of the 
Property Managers (excluding Holdco), pursuant to which the Property Managers continued to provide property management 
services to the Company through December 31, 2014, other than the property-level accounting, lease administration, leasing, 
marketing and construction functions that the Company began performing pursuant to the Master Modification Agreement. The 
Company transitioned the remaining property management functions on December 31, 2014.  Many of the employees of the 
Company's former Business Manager and former Property Managers are now directly employed by the Company. The 
Amended Property Management Agreements terminated on December 31, 2014 pursuant to their terms. 

99 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

The following table summarizes the Company’s related party transactions for the years ended December 31, 2015, 2014 and 2013. 

For the years ended 
December 31, 
2014 

2015 

2013 

Unpaid amounts as of 
December 31, 

2015 

2014 

General and administrative: 

General and administrative 
reimbursement (a) 

Investment advisor fee (b) 

Total general and administrative to related 
parties 

Property management fees (c) 
Business manager fee (d) 
Loan placement fees (e) 

$ 

$ 

$ 

— $
—

— $

— $
—
—

6,259 $
1,158

7,417 $

12,182 $
2,605
224

15,751 $ 

1,667

17,418 $ 

21,818 $ 
37,962
519

$

—
— 

—
$
—  $
— 
— 

331
80

411

75
—
—

(a)  In connection with the closing of the Master Modification Agreement and termination of the business management 

agreement on March 12, 2014, the Company reimbursed the Business Manager for compensation and other ordinary 
course out-of-pocket expenses, which totaled approximately $3,401. In addition, the Company reimbursed the 
Property Managers approximately $249 for compensation and out-of-pocket expenses incurred between January 1, 
2014 and March 12, 2014 for the Property Manager employees the Company hired at closing to approximate the 
economics as though the Company had hired such employees on January 1, 2014. These costs are reflected in general 
and administrative reimbursements above.  

In addition, the Company had directly retained affiliates of the Business Manager to provide back-office services that 
were provided to the Company through the Business Manager prior to the termination of the business management 
agreement. These service agreements were generally terminable without penalty by either party upon 60 days’ notice.  
These costs are reflected in general and administrative reimbursements above.  During the year ended December 31, 
2015, the Company sent termination notices for agreements with those affiliates of the Business Manager which 
provided information technology and investor services to the Company.  During the year ended December 31, 2015, 
the Company sent a termination notice for the agreement with those affiliates of the Business Manager which provided 
human resource and property tax services to the Company.  The Business Manager and its related parties were entitled 
to reimbursement for general and administrative expenses of the Business Manager and its related parties relating to 
the Company’s administration.  

Unpaid amounts of $411 as of December 31, 2014 are included in accounts payable and accrued expenses on the 
consolidated balance sheet. 

(b)  The Company paid a related party of the Business Manager to purchase and monitor its investment in marketable 

securities. The Company terminated this agreement during the year ended December 31, 2015. 

(c)  As part of the Self-Management Transactions, select Property Management fees charged to the Company were reduced 

effective January 1, 2014 to reflect, among other things, the hiring of the Property Manager employees and the 
services that were no longer being performed by the Property Managers.  The Amended Property Management 
Agreements reduced the property management fees charged in respect of most of the Company’s multi-tenant retail 
properties from 4.50% of gross income generated by the applicable property to 3.50% for the first six months of 2014 
and to 3.25% for the last six months of 2014, and reduced fees charged in respect of the Company’s multi-tenant office 
properties from 3.75% of gross income generated by the applicable property to 3.50% for the first six months of 2014 
and to 3.25% for the last six months of 2014.  The Company also agreed to assume responsibility for the 
compensation-related expenses of the Property Manager employees hired by the Company effective March 1, 2014. 

The property managers, entities owned principally by individuals who were related parties of the Business Manager, 
are entitled to receive property management fees up to a certain percentage of gross operating income (as defined).  
For the year ended December 31, 2013, the management fees by property type are as follows: (i) for any bank branch 

100 

 
 
 
 
 
 
 
 
   
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

facility (office or retail), 2.50% of the gross income generated by the property; (ii) for any multi-tenant industrial 
property, 4.00% of the gross income generated by the property; (iii) for any multi-family property, 3.75% of the gross 
income generated by the property; (iv) for any multi-tenant office property, 3.75% of the gross income generated by 
the property; (v) for any multi-tenant retail property, 4.50% of the gross income generated by the property; (vi) for any 
single-tenant industrial property, 2.25% of the gross income generated by the property; (vii) for any single-tenant 
office property, 2.90% of the gross income generated by the property; and (viii) for any single-tenant retail property, 
2.90% of the gross income generated by the property.    

Unpaid amounts of $75 as of December 31, 2014 are included in other liabilities on the consolidated balance sheet.   

In addition to these fees, the property managers received reimbursements of payroll costs for property level 
employees. The Company reimbursed the property managers and other affiliates $0, $5,848 and $11,019 for the years 
ended December 31, 2015, 2014 and 2013, respectively.   

(d)  In connection with the closing of the Master Modification Agreement and termination of the business management 

agreement, the Company paid a business management fee for January 2014, which totaled approximately $3,333. The 
Company did not pay a business management fee subsequent to January 31, 2014. Pursuant to the letter agreement 
dated May 4, 2012, the business management fee was reduced for investigation costs exclusive of legal fees incurred 
in conjunction with the SEC matter.  The Master Modification Agreement contained a ninety-day reconciliation of 
certain payments and reimbursements, including the January 2014 business management fee.  The reconciliation was 
completed during the year ended December 31, 2014, which resulted in $728 of SEC-related investigation costs and an 
adjusted January 2014 business management fee expense of $2,605.  Pursuant to the March 12, 2014 Self-
Management Transactions, the May 4, 2012 letter agreement by the Business Manager has been terminated. 

The Company incurred a business management fee of $37,962 for the year ended December 31, 2013, under the terms 
of its Business Manager Agreement, which was terminated March 12, 2014.  After the Company’s stockholders 
received a non-cumulative, non-compounded return of 5.00% per annum on their "invested capital", the Company paid 
its Business Manager an annual business management fee of up to 1.00% of the “average invested assets,” payable 
quarterly in an amount equal to 0.25% of the average invested assets as of the last day of the immediately preceding 
quarter. For the year ended December 31, 2013 average invested assets were $10,742,053.  The Company incurred a 
business management fee of $37,962, which was equal to 0.37% of average invested assets for the year ended 
December 31, 2013.  Pursuant to the letter agreement dated May 4, 2012, the business management fee was reduced in 
each particular quarter for investigation costs exclusive of legal fees incurred in conjunction with the SEC matter.  
During the year ended December 31, 2013, the Company incurred $2,038 of investigation costs, resulting in a business 
management fee expense of $37,962 for the year ended December 31, 2013. 

(e)  The Company paid a related party of the Business Manager 0.2% of the principal amount of each loan placed for the 

Company. Such costs were capitalized as loan fees and amortized over the respective loan term. 

As of December 31, 2014, the Company had deposited $376 in Inland Bank and Trust, a subsidiary of Inland Bancorp, Inc., an 
affiliate of The Inland Real Estate Group, Inc.  As of January 1, 2015, the Company is no longer a related party to the Inland 
Group as described above. 

101 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

7.  Investment in Marketable Securities 

Investment in marketable securities of $177,431 and $154,753 at December 31, 2015 and 2014, respectively, consists primarily 
of preferred and common stock investments in other REITs and certain real estate related bonds which are classified as 
available-for-sale securities and recorded at fair value. The cost basis net of impairments of available-for-sale securities was 
$138,318 and $95,480 at December 31, 2015 and 2014, respectively. The Company's investment in marketable securities 
includes a 5% ownership of the outstanding common stock of Xenia. The Company held an investment in Xenia securities 
reported at its fair value of $86,919 as of December 31, 2015. The cost basis of the Xenia securities held by the Company was 
$80,748 as of December 31, 2015, which is equal to approximately 5% of the net equity, at historical cost basis, contributed to 
Xenia at the time of the Spin-Off. 

Unrealized holding gains and losses on available-for-sale securities are excluded from earnings and reported as a separate 
component of comprehensive income until realized. The Company has net accumulated comprehensive income related to its 
marketable securities portfolio of $39,113, $59,273 and $71,369, which includes gross unrealized losses of $2,242, $1,328 and 
$3,189 as of December 31, 2015, 2014 and 2013, respectively.  Securities with gross unrealized losses have a related fair value 
of $10,712 and $11,502 as of December 31, 2015 and 2014, respectively. 

The Company’s policy for assessing recoverability of its available-for-sale securities is to record a charge against net earnings 
when the Company determines that a decline in the fair value of a security drops below the cost basis and believes that decline 
to be other-than-temporary. Factors in the assessment of other-than-temporary impairment include determining whether (1) the 
Company has the ability and intent to hold the security until it recovers, and (2) the length of time and degree to which the 
security’s price has declined. During the years ended December 31, 2015 and 2014, the Company recorded no impairment 
compared to an impairment of $1,052 for the year ended December 31, 2013 for other-than-temporary declines on certain 
available-for-sale securities, which is included as a component of realized gain (loss) and (impairment) on securities, net on the 
consolidated statements of operations and comprehensive income. 

Dividend income is recognized when earned. During the years ended December 31, 2015, 2014 and 2013, dividend income of 
$10,149, $11,497 and $16,926 was recognized and is included in interest and dividend income on the consolidated statements 
of operations and comprehensive income. 

102 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

8.  Leases 

Operating Leases 

Minimum lease payments to be received under operating leases, excluding student housing properties and assuming no expiring 
leases are renewed, are as follows: 

For the year ending December 31, 

2016 
2017 
2018 
2019 
2020 
2021 
2022 
2023 
2024 
2025 
Thereafter 

Total 

Minimum Lease 
Payments 

$269,164
216,959
167,280
130,814
92,521
64,789
47,004
37,379
26,711
18,317
90,733

$1,161,671

The remaining lease terms range from one year to sixty-three years. The majority of the revenue from the Company’s properties 
consists of rents received under long-term operating leases. Some leases provide for the payment of fixed base rent paid 
monthly in advance, and for the reimbursement by tenants to the Company for the tenant’s pro rata share of certain operating 
expenses including real estate taxes, special assessments, insurance, utilities, common area maintenance, management fees, and 
certain building repairs paid by the landlord and recoverable under the terms of the lease. Under these leases, the landlord pays 
all expenses and is reimbursed by the tenant for the tenant’s pro rata share of recoverable expenses paid. Certain other tenants 
are subject to net leases which provide that the tenant is responsible for fixed base rent as well as all costs and expenses 
associated with occupancy. Under net leases where all expenses are paid directly by the tenant rather than the landlord, such 
expenses are not included in the consolidated statements of operations and comprehensive income. Under leases where all 
expenses are paid by the landlord, subject to reimbursement by the tenant, the expenses are included within property operating 
expenses and reimbursements are included in tenant recovery income on the consolidated statements of operations and 
comprehensive income. 

103 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

9.  Intangible Assets 

The following table summarizes the Company’s identified intangible assets and intangible liabilities as of December 31, 2015 
and 2014. 

Intangible assets: 

Acquired in-place lease 
Acquired above market lease 
Other intangible assets 
Accumulated amortization 

Intangible assets, net 

Intangible liabilities: 

Acquired below market lease 
Accumulated amortization 

Intangible liabilities, net 

Balance as of December 31, 

2015 

2014 

302,247    $ 
26,270   
2,800   
(260,186)  

71,131    $ 

69,163    $ 
(26,475)  
42,688    $ 

300,689
33,687
2,800
(247,471)

89,705

68,013
(24,755)

43,258

$

$

$

$

The portion of the purchase price allocated to acquired above market lease costs and acquired below market lease costs are 
amortized on a straight line basis over the life of the related lease, including the respective renewal period for below market 
lease costs with fixed rate renewals, as an adjustment to other revenues. Amortization pertaining to the above market lease costs 
was applied as a reduction to other revenues. Amortization pertaining to the below market lease costs was applied as an increase 
to other revenues. The portion of the purchase price allocated to acquired in-place lease intangibles is amortized on a straight 
line basis over the life of the related lease and is recorded as amortization expense. The portion of the purchase price allocated 
to acquired below market ground lease is amortized on a straight line basis over the life of the related lease and is recorded as 
amortization expense. 

The following table summarized the amortization related to acquired above and below market lease costs and acquired in-place 
lease intangibles for the years ended December 31, 2015, 2014 and 2013. 

Amortization of: 

Acquired above market lease costs 
Acquired below market lease costs 

Net rental income increase 
Acquired in-place lease intangibles 
Other intangible assets 

For the years ended December 31, 
2014 

2013 

2015 

$

$
$
$

(2,804) $
4,700

1,896 $
24,921 $
933 $

(4,711)   $ 
4,772   

61    $ 
30,342    $ 
933    $ 

(3,093)
5,445

2,352
34,946
311

The following table presents the amortization during the next five years and thereafter related to intangible assets and liabilities 
at December 31, 2015. 

2016 

2017 

2018 

2019 

2020 

  Thereafter

Total 

Amortization of: 
Acquired above market lease costs $ 
Acquired below market lease costs 

Net rental income increase 
Acquired in-place lease intangibles 

$ 

$ 

Other intangible asset 

(2,234)   $
4,341   
2,107    $

(1,814) $
4,194

(1,370) $
4,028

2,380 $

2,658 $

(737) $
3,629

2,892 $

(419)   $ 
3,217   
2,798    $ 

(511) $

23,279

(7,085)
42,688

22,768 $

35,603

20,619

  $

622   

13,364 $
—

7,694 $
—

6,163 $
—

3,974

  $ 

—   

11,610 $
—

63,424
622

104 

 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

10.  Debt 

During the years ended December 31, 2015 and 2014, the following debt transactions occurred: 

Balance at December 31, 2013 

New financings 
Paydown of debt 
Assumed financings, net of discount 
Extinguishment of debt 
Amortization of discount/premium 
Debt classified as discontinued operations 

Balance at December 31, 2014 

New financings 
Paydown of debt 
Extinguishment of debt 
Amortization of discount/premium 

Balance at December 31, 2015 

Mortgages Payable 

$

$

3,641,552
503,134
(358,450)
11,967
(614,900)
7,332
(1,199,027)

1,991,608
406,563
(26,060)
(498,322)
4,864

$

1,878,653

Mortgage loans outstanding as of December 31, 2015 and 2014 were $1,774,221 and $2,999,968 and had a weighted average 
interest rate of 4.94% and 4.63% per annum, respectively.  Of these mortgage loans outstanding at December 31, 2014, 
approximately $1,200,688 related to liabilities of discontinued operations.  Mortgage premium and discount, net, was a discount 
of $5,568 and $9,333 as of December 31, 2015 and 2014.  Of this net mortgage discount as of December 31, 2014, $1,661 
related to liabilities of discontinued operations.   

As of December 31, 2015, scheduled maturities for the Company’s outstanding mortgage indebtedness had various due dates 
through August 2037, as follows: 

For the year ended December 31, 

As of 
December 31, 2015 

Weighted average 
interest rate 

2016 
2017 
2018 
2019 
2020 
Thereafter 

Total 

$

$

275,203   
600,431   
187,506   
—   
7,925   
703,156   
1,774,221   

4.84% 
5.43% 
2.91% 
—% 
3.21% 
5.12% 

4.94% 

The Company is negotiating refinancing debt maturing in 2016.  It is anticipated that the Company will be able to repay, 
refinance or extend the debt maturing in 2016, and the Company believes it has adequate sources of funds to meet short term 
cash needs related to these refinancings.  Of the total outstanding debt for all years, approximately $47,335 is recourse to the 
Company. 

Some of the mortgage loans require compliance with certain covenants, such as debt coverage service ratios, investment 
restrictions and distribution limitations.  As of December 31, 2015, the Company was in compliance with all mortgage loan 
requirements except one loan with a carrying value of $2,721 which matures in 2016.  This loan is not cross collateralized with 
any other mortgage loans or recourse to the Company. As of December 31, 2014, the Company was in compliance with all 

105 

 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

mortgage loan requirements, with the exception of one lodging property which was closed for business during the fourth quarter 
of 2014 due to earthquake damage.  This property was included in the Spin-Off.  

Credit Agreements 

On November 5, 2015, the Company entered into a term loan credit agreement for a $300,000 unsecured credit facility with a 
syndicate of seven lenders led by Wells Fargo Securities, LLC, Merrill Lynch, Pierce, Fenner & Smith, Incorporated and PNC 
Capital Markets LLC as joint lead arrangers. The accordion feature allows the Company to increase the size of the unsecured 
term loan credit facility to $600,000, subject to certain conditions.   

The term loan credit facility consists of two tranches: a five-year tranche maturing on January 15, 2021, and a seven-year 
tranche maturing on November 5, 2022.   The credit facility can be drawn for one year from the agreement date, after which the 
unused portion of the credit facility will terminate.  The credit facility is subject to maintenance of certain financial covenants. 
As of December 31, 2015, the Company was in compliance with all of the covenants and default provisions under the credit 
agreement. Interest rates are based on the Company's total leverage ratio.  Based upon the Company's total leverage ratio at 
December 31, 2015, the five-year tranche bears an interest rate of LIBOR plus 1.30% and the seven-year tranche bears an 
interest rate of LIBOR plus 1.60%. The Company had $190,000 available under the term loan as of December 31, 2015. As of 
December 31, 2015, the interest rate of the term loan was 1.59%. 

On February 3, 2015, the Company entered into an amended and restated credit agreement for a $300,000 unsecured revolving 
line of credit with KeyBank National Association, JP Morgan Chase Bank National Association and other financial institutions.  
The accordion feature allows the Company to increase the size of its unsecured line of credit up to $600,000, subject to certain 
conditions.  The unsecured revolving line of credit matures on February 2, 2019 and contains one twelve-month extension 
option that the Company may exercise upon payment of an extension fee equal to 0.15% of the commitment amount on the 
maturity date and subject to certain other conditions.  The unsecured revolving line of credit bears interest at a rate equal to 
LIBOR plus 1.40% and requires the maintenance of certain financial covenants.  As of December 31, 2015, the Company was 
in compliance with all of the covenants and default provisions under the credit agreement.  The Company had $300,000 
available under the revolving line of credit as of December 31, 2015.  

In 2013, the Company entered into a credit agreement with KeyBank National Association, JP Morgan Chase Bank National 
Association and other financial institutions to provide for a senior unsecured credit facility in the aggregate amount of 
$500,000.  The credit facility consisted of a $300,000 senior unsecured revolving line of credit and a total outstanding term loan 
of $200,000.  As of December 31, 2014, the interest rates of the revolving line of credit and unsecured term loan were 1.60% 
and 1.67%, respectively.  Upon closing the credit agreement, the Company borrowed the full amount of the term loan which 
remained outstanding as of December 31, 2014 and was repaid during the year ended December 31, 2015.  As of December 31, 
2014, the Company had $300,000 available under the revolving line of credit.  This credit agreement was refinanced on 
February 3, 2015, as described above.  

106 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

11.  Fair Value Measurements 

In accordance with ASC 820, Fair Value Measurement and Disclosures, the Company defines fair value based on the price that 
would be received upon sale of an asset or the exit price that would be paid to transfer a liability in an orderly transaction 
between market participants at the measurement date. The Company uses a fair value hierarchy that prioritizes observable and 
unobservable inputs used to measure fair value. The fair value hierarchy consists of three broad levels, which are described 
below: 

•  Level 1 - Quoted prices in active markets for identical assets or liabilities that the entity has the ability to access. 

•  Level 2 - Observable inputs, other than quoted prices included in Level 1, such as quoted prices for similar assets and 
liabilities in active markets; quoted prices for identical or similar assets and liabilities in markets that are not active; or 
other inputs that are observable or can be corroborated by observable market data. 

•  Level 3 - Unobservable inputs that are supported by little or no market activity and that are significant to the fair value 
of the assets and liabilities. This includes certain pricing models, discounted cash flow methodologies and similar 
techniques that use significant unobservable inputs. 

The Company has estimated the fair value of its financial and non-financial instruments using available market information and 
valuation methodologies the Company believes to be appropriate for these purposes. Considerable judgment and a high degree 
of subjectivity are involved in developing these estimates and, accordingly, they are not necessarily indicative of amounts that 
would be realized upon disposition. 

 For assets and liabilities measured at fair value on a recurring basis, quantitative disclosure of the fair value for each major 
category of assets and liabilities is presented below: 

Fair Value Measurements at December 31, 2015 

Using Quoted Prices
in Active Markets  
for Identical Assets 
(Level 1) 

Using Significant 
Other Observable  
Inputs  
(Level 2) 

Using Significant 
Other Unobservable 
Inputs  
(Level 3) 

175,127 $
—

175,127 $

— $
— $

—   $ 
2,304   
2,304   $ 
(1,941)   $ 
(1,941)   $ 

—
—

—

—
—

Fair Value Measurements at December 31, 2014 

Using Quoted Prices
in Active Markets  
for Identical Assets 
(Level 1) 

Using Significant 
Other Observable  
Inputs  
(Level 2) 

Using Significant 
Other Unobservable 
Inputs  
(Level 3) 

151,062 $
—

151,062 $

— $
— $

—    $ 

3,691   
3,691    $ 
(1,744)   $ 
(1,744)   $ 

—
—

—

—
—

$

$

$
$

$

$

$
$

Available-for-sale real estate equity securities 
Real estate related bonds 

Total assets 

Derivative interest rate instruments 

Total liabilities 

Available-for-sale real estate equity securities 
Real estate related bonds 

Total assets 

Derivative interest rate instruments 

Total liabilities 

Level 1 

At December 31, 2015 and 2014, the fair value of the available for sale real estate equity securities have been estimated based 
upon quoted market prices for the same or similar issues when current quoted market prices are available. Unrealized gains or 

107 

 
 
 
 
 
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

losses on investment are reflected in unrealized gain (loss) on investment securities in comprehensive income on the 
consolidated statements of operations and comprehensive income. 

Level 2 

To calculate the fair value of the real estate related bonds and the derivative interest rate instruments, the Company primarily 
uses quoted prices for similar securities and contracts. For the real estate related bonds, the Company reviews price histories for 
similar market transactions. For the derivative interest rate instruments, the Company uses inputs based on data that is observed 
in the forward yield curve which is widely observable in the marketplace.  The Company also incorporates credit valuation 
adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in 
the fair value measurements which utilizes Level 3 inputs, such as estimates of current credit spreads.  However, as of 
December 31, 2015 and 2014, the Company has assessed that the credit valuation adjustments are not significant to the overall 
valuation of its derivatives. As a result, the Company has determined that its derivative valuations in their entirety are classified 
in Level 2 of the fair value hierarchy.  As of December 31, 2015 and 2014, the Company had entered into interest rate swap 
agreements with a notional value of $157,000 and $51,283, respectively. 

Level 3 

At December 31, 2015 and 2014, the Company had no level three recurring fair value measurements. 

Non-Recurring Measurements 

The following table summarizes activity for the Company’s assets measured at fair value on a non-recurring basis. The 
Company recognized certain non-cash gains and impairment charges to reflect the investments at their fair values for the years 
ended December 31, 2015 and 2014. The asset groups that were reflected at fair value through this evaluation are: 

As of December 31, 2015 

As of December 31, 2014 

Fair Value 
Measurements Using 
Significant  
Unobservable Inputs 
(Level 3) 

Total 
Impairment Loss 

Investment properties 
Investment in unconsolidated entities 

Total 

$126,842
—

$126,842

$108,154
—

$108,154

Investment Properties 

Fair Value 
Measurements  
Using Significant  
Unobservable Inputs  
(Level 3) 

Total 
Impairment Loss

$137,723   
7,486   
$145,209   

$80,774
8,464

$89,238

During the years ended December 31, 2015, 2014, and 2013, the Company identified certain properties which may have a 
reduction in the expected holding period and reviewed the probability of these properties' disposition.  The Company’s 
estimated fair value relating to the investment properties’ impairment analysis was based on a comparison of purchase contracts 
and ten-year discounted cash flow models, which included contractual inflows and outflows over a specific holding period. The 
cash flows consist of observable inputs such as contractual revenues and unobservable inputs such as forecasted revenues and 
expenses. These unobservable inputs are based on market conditions and the Company’s expected growth rates.  During the 
year ended December 31, 2015, capitalization rates ranging from 7.50% to 8.75% and discount rates ranging from 8.00% to 
10.75% were utilized in the model and are based upon observable rates that the Company believes to be within a reasonable 
range of current market rates.  During the year ended December 31, 2014, capitalization rates ranging from 6.00% to 9.00% and 
discount rates ranging from 6.75% to 9.50% were utilized in the model.  During the year ended December 31, 2013, 
capitalization rates ranging from 6.25% to 10.50% and discount rates ranging from 6.75% to 12.00% were utilized in the model 
and are based upon observable rates that the Company believes to be within a reasonable range of current market rates.   

The Company recorded an impairment of $15,987 on two retail properties for the year ended December 31, 2015 based on 
purchase contracts.  Also during the year ended December 31, 2015, the Company completed the Railyards Transaction.  See 
joint venture disclosure in "Note 5. Investment in Partially Owned Entities".  The Company’s estimated fair value relating to the 

108 

 
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

investment property's impairment analysis was based on a third party independent appraisal obtained as of September 30, 2015.  
The appraisal utilized a twelve-year discounted cash flow model, which includes inflows and outflows over a specific holding 
period. The cash flows consist of unobservable inputs such as forecasted revenues and expenses. These unobservable inputs are 
based on market conditions and expected growth rates.  A discount rate of 14% was utilized in the model and is based upon 
observable rates within a reasonable range of current market rates.  It was determined the property was impaired and therefore 
was written down to fair value.  The Company recorded an impairment charge of $92,167 for this property during the year 
ended December 31, 2015.   

During the final closing of the net lease asset portfolio on May 8, 2014, the purchaser terminated the purchase agreement solely 
with respect to the equity interest in a subsidiary owning a net lease asset, AT&T - St. Louis.  As a result of the purchase 
agreement termination, it was re-classified from held for sale to held and used and was re-measured at the lesser of the carrying 
value or fair value as of May 8, 2014.  The Company estimated fair value based on ten-year discounted cash flow models, 
which included contractual inflows and outflows over a specific holding period.  The cash flows consisted of observable inputs 
such as contractual revenues and unobservable inputs such as forecasted revenues and expenses.  These unobservable inputs are 
based on market conditions.  A capitalization rate of approximately 7.75% and a discount rate of approximately 8.00% were 
utilized in the AT&T - St. Louis fair value model and are based on observable rates that the Company believes to be within a 
reasonable range of current market rates.  Based on the probabilities assigned to such scenarios, it was determined the asset's 
fair value was less than the carrying value.  Therefore the Company recorded an impairment charge of $71,599 during the year 
ended December 31, 2014. 

During the year ended December 31, 2013, the Company also identified one large single tenant office property, AT&T-Hoffman 
Estates, in which it was exploring a potential disposition.  After the Company began exploring a potential sale of the property, it 
became aware of circumstances in which the tenant was considering vacating the space.  Although the original term of the lease 
does not expire until August 2016, the Company analyzed various leasing and sale scenarios for the single tenant property.  The 
Company’s estimated fair value relating to the investment property's impairment analysis was based on ten-year discounted 
cash flow models, which includes contractual inflows and outflows over a specific holding period. The cash flows consist of 
observable inputs such as contractual revenues and unobservable inputs such as forecasted revenues and expenses. These 
unobservable inputs are based on market conditions and the Company’s expected growth rates. The capitalization rates ranging 
from 6.25% to 7.75% and discount rates ranging from 7.00% to 8.50% were utilized in this model and are based upon 
observable rates that the Company believes to be within a reasonable range of current market rates. Based on the probabilities 
assigned to such scenarios, it was determined the property was impaired and therefore, written down to fair value.  The 
Company recorded an impairment charge of $147,480 for this asset during the year ended December 31, 2013. 

For the years ended December 31, 2015, 2014 and 2013, the Company recorded an impairment of investment properties of 
$108,154, $80,774 and $201,014, respectively, in continuing operations. During the year ended December 31, 2013, the 
Company adjusted its notes receivable impairment allowance and recorded a gain of $5,334 for the year ended December 31, 
2013, which has been included in provision for asset impairment on the consolidated statement of operations and 
comprehensive income.  Certain properties were impaired prior to disposition.  There were no related impairment charges for 
those properties included in discontinued operations for the year ended December 31, 2015.  There were $4,665 and $51,692 in 
related impairment charges included in discontinued operations for the years ended December 31, 2014 and 2013, respectively. 

Investment in Unconsolidated Entities 

During the year ended December 31, 2015, the Company identified no investment in an unconsolidated entity that may be other 
than temporarily impaired.   

During the year ended December 31, 2014, the Company identified one investment in an unconsolidated entity that may be 
other than temporarily impaired.  The Company's estimated fair value relating to the investment in the unconsolidated entity's 
impairment analysis was based on the expected future distributions of the joint venture as the entity has sold all of the assets 
included in the joint venture.  As a result of this analysis, for the year ended December 31, 2014, the Company recorded an 
impairment of $8,464 related to this unconsolidated entity. 

During the year ended December 31, 2013, the Company identified certain investments in unconsolidated entities that may be 
other than temporarily impaired.  The Company's estimated fair value relating to the investment in unconsolidated entities' 

109 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

impairment analysis was based on analyzing each joint venture partner's respective waterfall distribution, letters of intent or 
purchase contracts, broker opinions of value, and expected future cash distributions of the Company's interest in the underlying 
assets of the investment using a net asset value model. The net asset value model utilizes an income capitalization analysis and 
consists of unobservable inputs such as forecasted net operating income and capitalization rates based on market conditions.   
During the year ended December 31, 2013, capitalization rates ranging from 6.50% to 8.25% were utilized in the model and are 
based upon observable rates that the Company believes to be within a reasonable range of current market rates.  For the year 
ended December 31, 2013, the Company recorded an impairment of investments in unconsolidated entities of $5,528. 

Notes Receivable 

For the year ended December 31, 2013, the Company determined that a re-evaluation of its notes receivable impairment 
allowance was appropriate because there had been a significant change in the amount of an impaired note's expected future cash 
flows.  The Company assessed the note receivable impairment allowance by estimating the value of the underlying collateral 
using comparable property sales, which are observable in the market.  As a result, the Company adjusted its notes receivable 
impairment allowance and recorded a gain of $5,334 for the year ended December 31, 2013, which has been included in 
provision for asset impairment on the consolidated statement of operations and comprehensive income.  There was no 
impairment of notes receivable recorded during the years ended December 31, 2015 and 2014. 

Consolidated Investments 

During the year ended December 31, 2013, the Company entered into a definitive agreement with a joint venture partner to 
purchase the partner's interest in the venture.  This resulted in the Company obtaining control of the venture.  Therefore, the 
Company consolidated the entity by recording the assets and liabilities of the joint venture at fair value.  The Company valued 
the consolidating properties using broker opinions of value and a discounted cash flow model, including capitalization rates 
between 7.0% and 7.5% and discount rates between 8.0% and 9.0%, which are based upon observable rates that the Company 
believes to be within a reasonable range of current market rates.  The Company estimated fair value of the debt by discounting 
the future cash flows of each instrument at rates currently offered for similar debt instruments. These factors resulted in a loss 
on a consolidated investment of $4,411 for the year ended December 31, 2013.  

Financial Instruments Not Measured at Fair Value 

The table below represents the fair value of financial instruments presented at carrying values in the consolidated financial 
statements as of December 31, 2015 and 2014. 

December 31, 2015 

December 31, 2014 

Carrying Value 

Estimated Fair Value 

Carrying Value 

Estimated Fair Value 

Mortgage and notes payable 
Line of credit 

$1,774,221
110,000

$1,789,464
110,000

$2,999,968 
200,000 

$3,022,002
200,000

The Company estimates the fair value of its debt instruments using a weighted average effective interest rate of 4.52% per 
annum.  The fair value estimate of the line of credit approximates the carrying value.  The assumptions reflect the terms 
currently available on similar borrowing terms to borrowers with credit profiles similar to the Company's. The Company has 
determined that its debt instrument valuations are classified in Level 2 of the fair value hierarchy.  

110 

 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

12. Income Taxes 

The Company has elected and has operated so as to qualify to be taxed as a real estate investment trust ("REIT") under the 
Internal Revenue Code of 1986, as amended (the "Code"), commencing with the tax year ended December 31, 2005.  So long 
as it qualifies as a REIT, the Company generally will not be subject to federal income tax on taxable income that is distributed 
currently to stockholders. A REIT is subject to a number of organizational and operational requirements including a requirement 
that it currently distribute at least 90% of its REIT taxable income (subject to certain adjustments) to its stockholders each year. 
If the Company fails to qualify as a REIT in any taxable year, without the benefit of certain relief provisions, the Company will 
be subject to federal and state income tax on its taxable income at regular corporate tax rates and would not be able to re-elect 
REIT during the four years following the year of the failure. Even if the Company qualifies for taxation as a REIT, the 
Company may be subject to certain state and local taxes on its income, property or net worth and federal income and excise 
taxes on its undistributed income.  In addition, the Company owned substantially all of the outstanding stock of a subsidiary 
REIT, MB REIT (Florida), Inc. ("MB REIT"), which the Company consolidates for financial reporting purposes but which is 
treated as a separate REIT for federal income tax purposes. On December 15, 2015, MB REIT redeemed all of the outstanding 
shares of its Series B Preferred Stock and became a wholly owned subsidiary of InvenTrust. At that time, MB REIT became a 
Qualified REIT Subsidiary ("QRS") of the Company and ceased to be treated as a separate REIT for U.S. federal income tax 
purposes. As a QRS, MB REIT is currently disregarded as a separate entity from the Company for federal income tax purposes. 
All assets, liabilities and items of income, deduction and credit of MB REIT are treated for federal income tax purposes as those 
of the Company. 

The Company has elected to treat certain of its consolidated subsidiaries, and may in the future elect to treat newly formed 
subsidiaries, as taxable REIT subsidiaries pursuant to the Code. Taxable REIT subsidiaries may participate in non-real estate 
related activities and/or perform non-customary services for tenants and are subject to federal and state income tax at regular 
corporate tax rates. The Company's hotels were leased to certain of the Company's taxable REIT subsidiaries. Lease revenue 
from these taxable REIT subsidiaries and the Company's wholly-owned subsidiaries is eliminated in consolidation. 

The components of income tax expense for the years ended December 31, 2015, 2014, and 2013 are as follows: 

Current 
Deferred 

Income tax provision 
from continuing 
operations 
Income tax provision 
from discontinued 
operations 

Federal 

$ 

1,273    $ 
—   

2015 

State 

643    $ 
—   

Total 

Federal 

2014 

State 

Total 

Federal 

2013 

State 

Total 

1,916 $

609 $

308 $

917 $

—

—

—

—

339    $ 
22   

870 $

1,209

—

22

$ 

1,273

  $ 

643

  $ 

1,916 $

609 $

308 $

917 $

361

  $ 

870 $

1,231

$ 

(1,144)   $ 

2,017

  $ 

873 $

8,605 $

3,051 $

11,656 $

1,737

  $ 

1,791 $

3,528

111 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

Deferred tax assets and liabilities are included within deferred costs and other assets and other liabilities in the consolidated 
balance sheets, respectively.  The components of the deferred tax assets and liabilities at December 31, 2015 and 2014 were as 
follows: 

Net operating loss 
Deferred income 

Basis difference on property 

Depreciation expense 

Miscellaneous 

Total deferred tax assets 

Less: Valuation allowance 

Net deferred tax assets 

Deferred tax liabilities 

2015 

2014 

—   $ 
—  
71,515  
—  
—  
71,515   $ 
(71,515)  

—   $ 
—   $ 

6,471

1,833

48,403

1,066

593

58,366

(55,973)

2,393

—

$

$

$

$

Deferred tax assets are recognized only to the extent that it is more likely than not that they will be realized based on 
consideration of available evidence, including future reversal of existing taxable temporary differences, future projected taxable 
income, and tax-planning strategies. In assessing the realizability of deferred tax assets, management considers whether it is 
more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred 
tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences 
become deductible. The Company has considered various factors, including future reversals of existing taxable temporary 
differences, projected future taxable income and tax-planning strategies in making this assessment. 

Based upon tax-planning strategies and projections for future taxable income over the periods in which the deferred tax assets 
are deductible, management believes it is more likely than not that the Company will not realize the benefits of these deductible 
differences. A valuation allowance of $71,515 has been recognized to reduce the deferred tax assets to zero at December 31, 
2015. The amount of the deferred tax assets considered realizable, however, could be increased in the near term if estimates of 
taxable income indicate the ability to realize the deferred tax assets. 

Uncertain Tax Positions 

The Company had no unrecognized tax benefits as of or during the three year period ended December 31, 2015. The Company 
expects no significant increases or decreases in unrecognized tax benefits due to changes in tax positions within one year of 
December 31, 2015. The Company has no material interest or penalties relating to income taxes recognized in the consolidated 
statements of operations and comprehensive income for the years ended December 31, 2015, 2014 and 2013 or in the 
consolidated balance sheets as of December 31, 2015 and 2014.  As of December 31, 2015, the Company’s 2014, 2013, and 
2012 tax years remain subject to examination by U.S. and various state tax jurisdictions. 

Distributions 

For federal income tax purposes, distributions may consist of ordinary income, qualifying dividends, return of capital, capital 
gains or a combination thereof. Distributions to the extent of the Company’s current and accumulated earnings and profits for 
federal income tax purposes are taxable to the recipient as ordinary dividends, qualified dividends or capital gain distributions. 
Distributions in excess of these earnings and profits will constitute a non-taxable return of capital rather than a dividend and 
will reduce the recipient’s basis in the shares. 

112 

 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

A summary of the average taxable nature of the Company’s common distributions paid for each of the years in the three year 
period ended December 31, 2015 is as follows: 

For the year ended December 31, 
2014 

2013 

2015 

Ordinary income 
Return of capital 

Total distributions per share 

$0.24
2.69

$2.93

$0.44   
0.06   
$0.50   

$0.50
—

$0.50

113 

 
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

13. Segment Reporting 

For the year-ended December 31, 2015, the Company's portfolio strategy was to continue to focus on the retail and student 
housing asset classes.  The non-core segment includes multi-tenant office and triple-net properties.  The Company evaluates 
segment performance primarily based on net operating income. Net operating income of the segments exclude interest expense, 
depreciation and amortization, general and administrative expenses, net income of noncontrolling interest and other investment 
income from corporate investments. The non-segmented assets primarily include the Company’s cash and cash equivalents, 
investment in marketable securities, construction in progress, investment in unconsolidated entities and notes receivable. 

For the year ended December 31, 2015, approximately 13% of the Company’s rental revenue (excluding student housing) from 
continuing operations, included in the non-core segment, was generated by three properties leased to AT&T, Inc.  As a result of 
the concentration of revenue generated from these properties, if AT&T were to cease paying rent or fulfilling its other monetary 
obligations, the Company could have significantly reduced rental revenues or higher expenses until the defaults were cured or 
the properties were leased to a new tenant or tenants. 

The following table summarizes net operating income by segment as of and for the year ended December 31, 2015. 

Total 

Retail 

Student 
Housing 

Non-core 

Rental income 
Straight line adjustment 
Tenant recovery income 
Other property income 

Total income 
Operating expenses 

Net operating income 
Non allocated expenses (a) 
Other income and expenses (b) 
Equity in earnings of unconsolidated entities (c) 
Provision for asset impairment (d) 

Net income from continuing operations 
Income from discontinued operations 
Less: net loss attributable to noncontrolling interests 

Net income attributable to Company 

Balance Sheet Data: 

Real estate assets, net (e) 
Non-segmented assets (f) 

Total assets 

$

$

$

$

$

$

$

368,791 $
1,871
69,668
9,714

450,044 $
128,480

321,564 $
(228,619)
(21,613)
35,493
(108,154)

(1,329)
4,808
(15)

3,464

3,467,004 $
746,415

4,213,419

203,047    $ 
3,767   
63,907   
3,474   
274,195    $ 
83,231   
190,964    $ 

80,692 $
129
674
4,805

86,300 $
32,058

54,242 $

85,052
(2,025)
5,087
1,435

89,549
13,191

76,358

2,006,253    $ 

924,225 $

536,526

Capital expenditures (g) 
(a)  Non allocated expenses consist of general and administrative expenses and depreciation and amortization. 
(b)  Other income and expenses consists of gain on sale of investment properties, loss on extinguishment of debt, loss on 
contribution to joint venture, interest and dividend income, interest expense, other income, realized gain on sale of 
marketable securities, net, and income tax expense. 

13,477 $

1,514 $

$

9,910    $ 

2,053

(c)  Equity in earnings of unconsolidated entities includes the gain of investment in unconsolidated entities. 
(d)  Total provision for asset impairment included $15,987 related to two retail properties, and $92,167 related to one non-core 

development.  

(e)  Real estate assets include intangible assets, net of amortization.  
(f)  Construction in progress is included as non-segmented assets.  

114 

 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
   
 
 
   
 
 
   
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

(g)  Capital expenditures exclude capital expenditures related to the lodging properties included in the Spin-Off of Xenia. 

115 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

The following table summarizes net operating income by segment as of and for the year ended December 31, 2014. 

Total 

Retail 

Student 
Housing 

Non-core 

Rental income 
Straight line adjustment 
Tenant recovery income 
Other property income 

Total income 
Operating expenses 

Net operating income 
Non allocated expenses (a) 
Other income and expenses (b) 
Equity in earnings of unconsolidated entities (c) 
Provision for asset impairment (d) 

Net loss income continuing operations 
Income from discontinued operations 
Less: net income attributable to noncontrolling interests 

Net income attributable to Company 

Balance Sheet Data: 

Real estate assets, net (e) 
Non-segmented assets (f) 

Total assets 

Capital expenditures (g) 

$

$

$

$

$

$

$

$

374,021 $
3,046
66,046
9,361

452,474 $
136,715

315,759 $
(220,674)
44,569
137,531
(80,774)

196,411
290,247
(16)

486,642

3,292,130 $
4,205,186

7,497,316

19,374 $

203,241    $ 
4,462   
59,860   
4,813   
272,376    $ 
87,100   
185,276    $ 

69,630 $
287
559
4,050

74,526 $
32,748

41,778 $

101,150
(1,703)
5,627
498

105,572
16,867

88,705

2,044,063    $ 

635,787 $

612,280

16,828    $ 

254 $

2,292

(a)  Non allocated expenses consist of general and administrative expenses, business management fee and depreciation and 

amortization. 

(b)  Other income and expenses consists of gain on sale of investment properties, gain on extinguishment of debt, interest 

and dividend income, interest expense, other income, realized gain on sale of marketable securities, net, and income tax 
expense. 

(c)  Equity in earnings of unconsolidated entities includes the gain, (loss) and (impairment) of investment in unconsolidated 

entities. 

(d)  Total provision for asset impairment included $80,774 related to five non-core properties.  

(e)  Real estate assets include intangible assets, net of amortization.  

(f)  Construction in progress is included as non-segmented assets.  

(g)  Capital expenditures exclude capital expenditures related to the lodging properties included in the Spin-Off of Xenia. 

116 

 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
   
 
 
   
 
 
   
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

The following table summarizes net operating income by segment as of and for the year ended December 31, 2013. 

Total 

Retail 

Student 
Housing 

Non-core 

Rental income 
Straight line adjustment 
Tenant recovery income 
Other property income 

Total income 
Operating expenses 

Net operating income 
Non allocated expenses (a) 
Other income and expenses (b) 
Equity in loss of unconsolidated entities (c) 
Provision for asset impairment (d) 

Net loss from continuing operations 
Income from discontinued operations 
Less: net income attributable to noncontrolling interests 

Net income attributable to Company 

$

$

$

$

$

372,476 $
5,400
71,207
7,202

456,285 $
135,115

321,170 $
(253,351)
(67,135)
8,517
(195,680)

(186,479)
430,543
(16)

244,048

215,134    $ 
5,197    
64,928    
3,823    
289,082    $ 
93,629    
195,453    $ 

55,773 $
373
521
2,808

59,475 $
24,015

35,460 $

101,569
(170)
5,758
571

107,728
17,471

90,257

(a)  Non allocated expenses consist of general and administrative expenses, business management fee and depreciation and 

amortization. 

(b)  Other income and expenses consists of gain on sale of investment properties, loss on extinguishment of debt, interest 
and dividend income, interest expense, other income, realized gain on sale and (impairment) of marketable securities, 
net, and income tax expense. 

(c)  Equity in earnings of unconsolidated entities includes the gain, (loss) and (impairment) of investment in unconsolidated 

entities. 

(d)  Total provision for asset impairment included $21,179 related to four retail properties, and $179,835 related to twelve 

non-core properties. On December 31, 2013, the Company adjusted the impairment allowance for notes receivable for a 
gain of $5,334. 

117 

 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

14. Earnings (loss) Per Share and Equity Transactions 

Basic earnings (loss) per share ("EPS") are computed using the two-class method by dividing net income (loss) by the weighted 
average number of common shares outstanding for the period (the "common shares"). Diluted EPS is computed using the 
treasury method if more dilutive, by dividing net income (loss) by the common shares plus potential common shares issuable 
upon exercising options or other contracts. The following table reconciles the amounts used in calculating basic and diluted 
income (loss) per share (in thousands, except weighted average share and per share amounts): 

Net (loss) income from continuing operations 

Less: Dividends on common stock 

Less: Dividends on unvested restricted stock units 

Less: Undistributed (income) loss allocated to unvested shares 

Less: Net income attributable to noncontrolling interests 

Undistributed loss 

Add back: Dividends on common stock 

Distributed and undistributed income (loss) from continuing operations - basic and 
diluted 

Income from discontinued operations allocated to common stockholders: 

Weighted average shares outstanding: 

Weighted average shares outstanding - basic and diluted 

Basic and diluted income (loss) per share: 

Income (loss) from continuing operations allocated common shareholders per 
share: 

$

$

$

$

$

Income from discontinued operations allocated common shareholders per share:  $

Years Ended December 31, 

2015 

2014 

2013 

(1,329) $ 

(138,614)

—

—

(15)

(139,958) $ 

138,614

196,411  $
(436,875)
— 
— 
(16)

(240,480) $
436,875 

(1,344) $ 

4,808 $ 

$
196,395
290,247  $

(186,479)

(450,106)

—

—

(16)

(636,601)

450,106

(186,495)

430,543

861,830,627

878,064,982 

899,842,722

— $ 

0.01 $ 

0.22
$
0.33  $

(0.21)

0.48

Due to their anti-dilutive effect, the computation of diluted loss per share does not reflect the adjustments for the following 
items (in thousands): 

Net income (loss) allocated to common stockholders is not adjusted for: 

Income allocated to unvested restricted stock units 

Weighted average diluted shares are not adjusted for: 

Effect of unvested restricted stock units 

Years Ended December 31, 

2015 

2014 

2013 

$—

243

$— 

— 

$—

—

The Company completed a modified "Dutch Auction" tender offer for the purchase of up to $350,000 in value of shares of 
common stock (the "Offer") on April 25, 2014. In accordance with rules promulgated by the SEC, the Company had the option 
to increase the number of shares accepted for payment in the Offer by up to 2% of the outstanding shares without amending or 
extending the Offer. To avoid any proration to the stockholders that tendered shares, the Company decided to increase the 
number of shares accepted for payment in the Offer. On May 1, 2014, the Company accepted for purchase 60,665,233 shares of 
common stock at a purchase price (without brokerage commissions) of $6.50 per share, for an aggregate purchase price of 
$394,300, excluding fees and expenses relating to the Offer. The 60,665,233 shares accepted for purchase in the Offer 
represented approximately 6.61% of the issued and outstanding shares of common stock at the time of purchase. Subsequent to 
the purchase of approved Offer shares, the final number of shares purchased, allowing for corrections, was 60,761,166 for a 
final aggregate purchase price of $394,900 as of December 31, 2014, excluding fees and expenses related to the Offer. 

118 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

15.  Stock-Based Compensation 

Share Unit Plans 

The Company has maintained the following three long-term incentive plans: (1) the Inland American Real Estate Trust, Inc. 
2014 Share Unit Plan (the "Retail Plan"), with respect to the Company’s retail business; (2) the Xenia Hotels & Resorts, Inc. 
2014 Share Unit Plan (the "Lodging Plan"), with respect to the Company’s lodging business; and (3) the Inland American 
Communities Group, Inc. 2014 Share Unit Plan (the "Student Housing Plan"), with respect to the Company’s student housing 
business (collectively, the "Share Unit Plans").  Each Share Unit Plan provides or provided, as applicable, for the grant of 
"share unit" awards to eligible participants.  The value of a "share unit" was determined based on a phantom capitalization of 
the Company’s retail/non-core business, lodging business and student housing business, and does not necessarily correspond to 
the value of a share of common stock of the Company, Xenia or University House, as applicable.  Vesting of the share units 
granted in 2014 and 2015 is conditioned upon the occurrence of a triggering event, such as a listing or a change in control of the 
applicable business, and if no triggering event occurs within five years following the applicable grant date, then the share units 
are forfeited.  The Company does not recognize share based compensation expense with respect to the Share Unit Plans until 
the occurrence of a triggering event. 

On January 9, 2015, in connection with the spin-off of the lodging business, the Company terminated the Lodging Plan.  No 
new share unit awards will be made under the Lodging Plan, and the Lodging Plan will be maintained by Xenia going forward 
with respect to awards outstanding as of the termination of the plan. 

Effective June 19, 2015, in connection with the adoption of the Incentive Award Plan (as defined below) the Company 
terminated the Retail Plan.  Outstanding share unit awards granted under the Retail Plan with an aggregate grant date value of 
$6,733 will remain outstanding and subject to the terms of the Retail Plan and the applicable award agreement.  No new share 
unit awards will be made under the Retail Plan. The Student Housing Plan has not been terminated and remains in effect.  
During the year ended December 31, 2014, awards with an aggregate grant date value of $1,735 were granted and remain 
outstanding under the Student Housing Plan.  During the year ended December 31, 2015, additional awards with an aggregate 
grant date value of $2,086 were granted and remain outstanding under the Student Housing Plan. 

As a triggering event has not occurred with respect to the Company's retail, non-core or student housing businesses, the 
Company did not recognize stock-based compensation expense related to the Retail Plan or the Student Housing Plan for the 
years ended December 31, 2015 and 2014. 

Incentive Award Plan 

Effective as of June 19, 2015, the board of directors adopted and approved the InvenTrust Properties Corp. 2015 Incentive 
Award Plan (the "Incentive Award Plan"), under which the Company may grant cash and equity incentive awards to eligible 
employees, directors, and consultants. Under the 2015 Incentive Award Plan, the Company is authorized to grant up to 
30,000,000 shares of the Company's common stock pursuant to awards under the plan.  As of December 31, 2015, 28,310,375 
shares were available for future issuance under the Incentive Award Plan.  A summary of the Company's restricted stock unit 
activity during the year ended December 31, 2015 is as follows: 

Outstanding at January 1, 2015 
Restricted stock units granted 
Restricted stock units vested 
Restricted stock units forfeited 

Outstanding at December 31, 2015 

Restricted Stock Units 

Weighted Average Price at 
Grant Date 

— 

1,689,625  $ 
(628,695) 
(109,375) 
951,555  $ 

—
4.00
4.00
4.00
4.00

As of December 31, 2015, there was $3,806 of total unrecognized compensation expense related to unvested stock-based 
compensation arrangements granted under the Incentive Award Plan.  The outstanding restricted stock units have vesting 
schedules through December 2017.  Stock-based compensation expense will be amortized on a straight-line basis over the 
vesting period.  During the year ended December 31, 2015, the Company recognized stock-based compensation expense of 
$2,515 related to the Incentive Award Plan.  

119 

 
 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

16. Commitments and Contingencies 

In May 2012, the Company disclosed that the SEC had initiated a non-public, formal, fact-finding investigation to determine 
whether there had been violations of certain provisions of the federal securities laws regarding the payment of fees to the 
Company's former Business Manager and Property Managers, transactions with the Company's former affiliates, timing and 
amount of distributions paid to the Company's investors, determination of property impairments, and any decision regarding 
whether the Company would become a self-administered REIT (the "SEC Investigation"). After a multi-year investigation, on 
March 24, 2015, the Staff of the SEC informed the Company that it had concluded its investigation and that, based on the 
information received as of that date, it did not intend to recommend any enforcement action against the Company. 

Shortly after the Company disclosed the existence of the SEC Investigation, the Company received three related demands 
("Derivative Demands") by stockholders to conduct investigations regarding claims that the Company's officers, the Company's 
board of directors, former Business Manager, and affiliates of the Company's former Business Manager breached their fiduciary 
duties to the Company in connection with the matters that the Company disclosed were subject to the SEC Investigation. 

Upon receiving the first of the Derivative Demands, on October 16, 2012, the full board of directors responded by authorizing 
the independent directors to investigate the claims contained in the first Derivative Demand, any subsequent stockholder 
demands, as well as any other matters the independent directors saw fit to investigate. Pursuant to this authority, the 
independent directors formed a special litigation committee comprised solely of independent directors to review and evaluate 
the alleged claims and to recommend to the full board of directors whether the maintenance of a derivative proceeding was in 
the best interests of the Company. The special litigation committee engaged independent legal counsel and experts to assist in 
the investigation. 

On March 21, 2013, counsel for the stockholders who made the first Derivative Demand filed a derivative lawsuit in the Circuit 
Court of Cook County, Illinois, on behalf of the Company. The court stayed the case - Trumbo v. The Inland Group, Inc. - 
pending completion of the special litigation committee's investigation. 

On December 8, 2014, the special litigation committee completed its investigation and issued its report and recommendation. 
The special litigation committee concluded that there is no evidence to support the allegations of wrongdoing in the Derivative 
Demands. Nonetheless, in the course of its investigation, the special litigation committee uncovered facts indicating that certain 
then-related parties breached their fiduciary duties to the Company by failing to disclose to the independent directors certain 
facts and circumstances associated with the payment of fees to its former Business Manager and Property Managers. The 
special litigation committee determined that it is advisable and in the best interests of the Company to maintain a derivative 
action against its former Business Manager, Property Managers, and Inland American Holdco Management LLC (the "Inland 
Entities"). The special litigation committee found that it was not in the best interests of the Company to pursue claims against 
any other entities or against any individuals. 

On January 20, 2015, the board of directors adopted the report and recommendation of the special litigation committee in full 
and authorized the Company to file a motion to realign the Company as the party plaintiff in Trumbo v. The Inland Group, Inc., 
and to take such further actions as are necessary to reject and dismiss claims related to allegations that the board of directors has 
determined lack merit and to pursue claims against the Inland Entities for breach of fiduciary duties in connection with the 
failure to disclose facts and circumstances associated with the payment of fees to related parties. 

On March 2, 2015, counsel for the stockholders who made the second Derivative Demand filed a derivative lawsuit in the 
Circuit Court of Cook County, Illinois, on behalf of the Company. The court entered an order consolidating the action with the 
Trumbo case on March 26, 2015 (the "Consolidated Action"). On September 18, 2015, the parties entered into the Stipulation 
and Agreement of Compromise, Settlement, and Release (the "Settlement") to resolve all matters related to the Derivative 
Demands, including all claims raised in the Consolidated Action and the claims authorized by the Board.  The Settlement calls 
for a payment to the Company of $7,300 in net proceeds from Midwest Risk Management, LLC, as agent for the Inland 
Entities.  In addition, the Settlement releases the Company’s directors, officers, and former external managers and their 
affiliates from any liability related to the allegations asserted in the demand letters and the Consolidated Action, and any 
additional allegations investigated by the special litigation committee.  The Settlement also results in the dismissal of the 
Consolidated Action with prejudice.   

120 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

On October 23, 2015, the Circuit Court of Cook County, Illinois approved the Settlement as fair, reasonable, adequate and in 
the best interests of the Company and its stockholders.  Under the terms of the Settlement, the settlement payment was remitted 
to InvenTrust during the quarter ended December 31, 2015 when the time to appeal the court’s approval of the Settlement 
expired.  The Company has recorded the settlement payment as other income on the consolidated statement of operations and 
comprehensive income for the year ended December 31, 2015. 

The Company is subject, from time to time, to various legal proceedings and claims that arise in the ordinary course of 
business. While the resolution of these matters cannot be predicted with certainty, the Company believes, based on currently 
available information, that the final outcome of such matters will not have a material adverse effect on the Company's financial 
statements. 
17. Subsequent Events 

On December 23, 2015, the Company announced the spin-off of assets included in the non-core segment through the pro-rata 
distribution of 100% of the outstanding shares of common stock of Highlands REIT, Inc. ("Highlands"), a wholly-owned 
subsidiary of InvenTrust that was formed to hold a number of non-core assets. Highlands has filed a preliminary registration 
statement on Form 10 with the Securities and Exchange Commission ("SEC") in connection with the proposed spin-off.  On 
February 5, 2015, Highlands filed a new preliminary registration statement on Form 10 with the SEC in replacement of the 
initial filing. 

On January 3, 2016, the Company executed a definitive purchase agreement with UHC Acquisition Sub LLC, a subsidiary of a 
joint venture formed between Canada Pension Plan Investment Board, GIC and Scion Communities Investors LLC, under 
which the joint venture’s subsidiary will acquire the Company's student housing platform, University House. The agreement’s 
gross all-cash value is $1,400,000. Under the terms of the agreement, the final net proceeds will be determined at the closing of 
the transaction following the determination of several events and closing considerations. 

On February 26, 2016, the Company sold its interest in its student housing joint venture, Eugene, to the joint venture partner for 
proceeds of $5,400. 

121 

 
 
 
INVENTRUST PROPERTIES CORP. 

Notes to Consolidated Financial Statements 
(Dollar amounts in thousands, except per share amounts) 

December 31, 2015, 2014 and 2013 

18. Quarterly Supplemental Financial Information (unaudited) 

The following represents the results of operations, for each quarterly period, during 2015 and 2014. 

Total income 
Net income from discontinued operations 
Net income (loss) 
Net income (loss) attributable to Company 
Net income (loss) per common share, 
basic and diluted (1) 

Weighted average number of common shares 
outstanding, basic and diluted (1) 

Total income 
Net income from discontinued operations 
Net income 
Net income attributable to Company 
Net income per common share, 
basic and diluted (1) 

Weighted average number of common shares 
outstanding, basic and diluted (1) 

$

$

For the quarter ended 

December 31, 
2015 

September 30, 
2015 

June 30, 
 2015 

March 31, 
2015 

118,578 $
1,766
31,218
31,219

112,739 $
713
(95,639)
(95,647)

109,059    $ 

88   
62,067   
62,067   

$0.05

($0.11)

$0.07

109,668
2,241
5,833
5,825

$—

861,847,987

861,824,777

861,824,777

861,824,777

For the quarter ended 

December 31, 
2014 

September 30, 
2014 

June 30, 
2014 

March 31, 
2014 

109,154 $
81,954
294,120
294,120

110,732 $
24,357
52,560
52,552

114,099    $ 
49,904   
9,497   
9,489   

$0.33

$0.06

$0.01

118,489
134,032
130,481
130,481

$0.15

861,824,777

861,627,855

876,951,378

912,594,434

(1) Quarterly income per common share amounts may not total to the annual amounts due to rounding and the changes in the 
number of weighted common shares outstanding. 

122 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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138 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 

Not applicable. 

Item 9A. Controls and Procedures 

As required by Rule 13a-15(b) and Rule 15d-15(b) under the Securities Exchange Act of 1934, as amended (the "Exchange 
Act"), our management, including our principal executive officer and our principal financial officer evaluated as of 
December 31, 2015, the effectiveness of our disclosure controls and procedures as defined in Exchange Act Rules 13a-15(e) 
and Rule 15d-15(e). Based on that evaluation, our principal executive officer and our principal financial officer concluded that 
our disclosure controls and procedures, as of December 31, 2015, were effective for the purpose of ensuring that information 
required to be disclosed by us in this report is recorded, processed, summarized and reported within the time periods specified 
by the rules and forms of the Exchange Act and is accumulated and communicated to management, including the principal 
executive officer and our principal financial officer as appropriate to allow timely decisions regarding required disclosures. 

Management’s Annual Report on Internal Control Over Financial Reporting 

Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as such term 
is defined in Exchange Act Rules 13a-15(f) and 15d-15(f). Our management, including our principal executive officer and 
principal financial officer, evaluated as of December 31, 2015, the effectiveness of our internal control over financial reporting 
based on the framework in "Internal Control-Integrated Framework" issued by the Committee of Sponsoring Organizations of 
the Treadway Commission (2013). Based on its evaluation, our management has concluded that we maintained effective 
internal control over financial reporting as of December 31, 2015. 

This annual report does not include an attestation report of the Company’s independent registered public accounting firm 
regarding internal control over financial reporting. Management’s report was not subject to attestation by the Company’s 
independent registered public accounting firm pursuant to the permanent deferral adopted by the Securities and Exchange 
Commission that permits the Company to provide only management’s report in this annual report. 

Changes in Internal Control over Financial Reporting 

There has been no change in our internal control over financial reporting during the quarter ended December 31, 2015 that has 
materially affected, or is reasonably likely to materially affect, our internal control over financial reporting. 

Item 9B. Other Information 

None. 

139 

 
 
Part III 
Item 10. Directors, Executive Officers and Corporate Governance 

The following biographies set forth each director’s principal occupation and business, as well as the specific experience, 
qualifications, attributes and skills that led to the conclusion by the board that he or she should serve as a member of our board. 

J. Michael Borden, 79.  Chairman of the board since December 2015, interim chairman from February 2015 to December 
2015, and independent director since October 2004.  Mr. Borden is president and chief executive officer of Rock Valley 
Trucking Co., Inc., Rock Valley Leasing, Inc. and Hufcor Inc.  Mr. Borden also served as the president and chief executive 
officer of Freedom Plastics, Inc. through February 2009, at which time it filed a voluntary petition for a court-supervised 
liquidation of all of its assets in the Circuit Court of Rock County, Wisconsin. Mr. Borden also is the chief executive officer of 
Hufcor Asia Pacific in China and Hong Kong, Marashumi Corp. in Malaysia, Hufcor Australia Group, and F. P. Investments, a 
real estate investment company.  He currently serves on the board of directors of Dowco, Inc. and St. Anthony of Padua 
Charitable Trust, is a trustee of The Nature Conservancy and is a regent of the Milwaukee School of Engineering.  Mr. Borden 
previously served as chairman of the board of the Wisconsin Workforce Development Board and as a member of the SBA 
Advisory Council and the Federal Reserve Bank Advisory Council.  He was named Wisconsin entrepreneur of the year in 1998.  
Mr. Borden received a bachelor’s degree in accounting and finance from Marquette University, Milwaukee, Wisconsin.  He 
also attended a master of business administration program in finance at Marquette University. 

Over the past 25 years, Mr. Borden’s various businesses have routinely entered into real estate transactions in the ordinary 
course of business, allowing him to develop experience in acquiring, leasing, developing and redeveloping real estate assets.  
Our board believes that this experience and his experience as a director on the board qualifies him to serve as chairman of the 
board. 

Thomas P. McGuinness, 60.  Director since February 2015.  Mr. McGuinness currently serves as our President and Chief 
Executive Officer. He has served as our President since we initiated our self-management transactions in March 2014 and as 
our Chief Executive Officer since November 2014.  Prior to the self-management transactions, he served as our President and 
principal executive officer since September 2012.  Prior to that time, Mr. McGuinness was the President of our former property 
manager.  Mr. McGuinness is a licensed real estate broker in the State of Illinois and holds CLS and CSM accreditations from 
the International Council of Shopping Centers.  Mr. McGuinness previously served as the president of the Chicagoland 
Apartment Association and as the regional vice president of the National Apartment Association.  He also served on the board 
of directors of the Apartment Building Owners and Managers Association, and was a trustee with the Service Employees’ Local 
No. 1 Health and Welfare Fund and its Pension Fund. 

Our board believes that, with over 35 years of experience in the commercial real estate industry and as a result of his 
knowledge of the operations of our Company as its President and Chief Executive Officer, Mr. McGuinness is qualified to 
serve as a director on the board. 

Thomas F. Glavin, 56.  Independent director since October 2007. Mr. Glavin is the owner of Thomas F. Glavin & Associates, 
Inc., a certified public accounting firm that he started in 1988. In that capacity, Mr. Glavin specializes in providing accounting 
and tax services to closely held companies. Mr. Glavin began his career at Vavrus & Associates, a real estate firm, located in 
Joliet, Illinois, that owned and managed apartment buildings and health clubs. At Vavrus & Associates, Mr. Glavin was an 
internal auditor responsible for reviewing and implementing internal controls. In 1984, Mr. Glavin began working in the tax 
department of Touche Ross & Co., where he specialized in international taxation. In addition to his accounting experience, 
Mr. Glavin also has been involved in the real estate business for nearly 20 years. Since 1997, Mr. Glavin has been a partner in 
Gateway Homes, which has zoned, developed and manages a 440-unit manufactured home park in Frankfort, Illinois. 
Mr. Glavin received his bachelor’s degree in accounting from Michigan State University in East Lansing, Michigan and a 
master of science in taxation from DePaul University, Chicago, Illinois. Mr. Glavin is a member of the Illinois CPA Society and 
the American Institute of Certified Public Accountants. 

As a result of his financial experience, including over 29 years in the accounting profession, our board believes that Mr. Glavin 
is able to provide valuable insight and advice with respect to our financial risk exposures, our financial reporting process and 
our system of internal controls. 

Paula Saban, 62.  Independent director since October 2004. Ms. Saban has worked in the financial services and banking 
industry for over 25 years. She began her career in 1978 with Continental Bank, which later merged into Bank of America. 
From 1978 to 1990, Ms. Saban held various consultative sales roles in treasury management and in traditional lending areas. 
She also managed client service teams and developed numerous client satisfaction programs. In 1990, Ms. Saban began 
designing and implementing various financial solutions for clients with Bank of America’s Private Bank and Banc of America 
Investment Services, Inc. Her clients included top management of publicly held companies and entrepreneurs. In addition to 

140 

 
managing a diverse client portfolio, she was responsible for client management and overall client satisfaction. She retired from 
Bank of America in 2006 as a senior vice president/private client manager. In 1994, Ms. Saban and her husband started a 
construction products company, Newport Distribution, Inc., of which she is secretary and treasurer, and a principal stockholder. 

Ms. Saban received her bachelor’s degree from MacMurray College, Jacksonville, Illinois, and her master of business 
administration from DePaul University, Chicago, Illinois. She holds Series 7 and 63 certifications from FINRA. She is a former 
president of the Fairview Elementary School PTA and a former trustee of both the Goodman Theatre and Urban Gateways. She 
served as the legislative chair of Illinois PTA District 37 and as liaison to the No Child Left Behind Task Force of School 
District 54. Ms. Saban currently serves as a project-based development director at the Association of Interim Executives and 
has previously served on the board of Hands On Suburban Chicago, a not-for-profit organization that matches community and 
corporate volunteers of all ages and skills with opportunities to connect and serve. 

In light of Ms. Saban’s experience in financial services and banking, among other things, our board believes that Ms. Saban has 
the necessary experience and insight to serve on our board. 

William J. Wierzbicki, 69.  Independent director since October 2005. Mr. Wierzbicki is a registered professional planner in the 
Province of Ontario, Canada, and is a member of the Ontario Professional Planners Institute. Mr. Wierzbicki is the sole 
proprietor of “Planning Advisory Services,” a land-use planning consulting service providing consultation and advice to 
various local governments, developers and individuals. Through Planning Advisory Services, Mr. Wierzbicki is the planner for 
the Municipalities of Huron Shores and Township of Prince. Mr. Wierzbicki previously served as the coordinator of current 
planning with the City of Sault Ste. Marie, Ontario. In that capacity, his expertise was in the review of residential, commercial 
and industrial development proposals. Mr. Wierzbicki led the program to develop a new comprehensive zoning by-law for the 
City of Sault Ste. Marie. Mr. Wierzbicki was the leader of the team that developed the Sault Ste. Marie industrial development 
strategy. He has completed community development plans for Batchwana First Nation’s Rankin site and Pic Mobert First 
Nations. He has also developed an official plan and comprehensive zoning by-law for the Township of Prince.  He is presently 
completing a peer review and redrafting of a comprehensive zoning by-law for the Municipality of Huron Shores. 
Mr. Wierzbicki received an architectural technologist diploma from the Sault Ste. Marie Technical and Vocational School, 
Ontario, Canada, and attended Sault College and Algoma University. 

Our board believes that Mr. Wierzbicki’s experience and knowledge of the commercial real estate industry, including with real 
estate development and land-use planning, qualifies him to serve on our board. 

Executive Officers 

In addition to Mr. McGuinness, whose biography is set forth above, the following individuals serve as our executive officers. 

Anna Fitzgerald, 40.  Ms. Fitzgerald has served as our Executive Vice President, Chief Accounting Officer since November 
2014.  She was our Executive Vice President, principal accounting officer and Treasurer from March to November 2014.  Prior 
to that time, Ms. Fitzgerald served as our principal accounting officer since February 2012.  She also served as the Vice 
President of Accounting of our former business manager from 2011 through March 2014 and worked as a consultant to the 
Company from 2008 to 2010.  Ms. Fitzgerald was previously employed by Equity Office Properties Trust, Inc. from 1999 to 
2008, where she held various positions in accounting, financial reporting and treasury.  She received a bachelor’s degree in 
accounting and finance from Drake University.  Ms. Fitzgerald is a certified public accountant. 

Michael E. Podboy, 38.  Mr. Podboy has served as our Executive Vice President - Chief Financial Officer, Chief Investment 
Officer and Treasurer since November 2015.  He served as our Executive Vice President - Chief Investment Officer from 
November 2014 to November 2015 and as our Executive Vice President - Investments from March to November 2014.  Mr. 
Podboy also served as the Senior Vice President of Non-Core Asset Management from January 2012 through March 2014 and 
the Vice President of Asset Management from May 2007 through December 2011, in each case for our former business 
manager.  Mr. Podboy worked in public accounting and was a senior manager in the real estate division for KPMG LLP.  He 
received a bachelor’s degree with a focus on accounting and computer science from the University of Saint Thomas in 
Minnesota.  Mr. Podboy also served as a trust manager for Cobalt Industrial REIT II, which focused on light industrial 
properties, and is an Executive Committee member of the Company’s retail joint venture entity IAGM Retail Fund I, LLC. 

Scott W. Wilton, 55.  Mr. Wilton has served as our Executive Vice President, General Counsel and Secretary since March 2014 
and as our Secretary since October 2004.  Mr. Wilton served as Vice President of our former business manager from July 2013 
to March 2014 and as Assistant Vice President and Senior Counsel of The Inland Real Estate Group, Inc. since 2006.  Mr. 
Wilton previously served as Secretary of Retail Properties of America, Inc. (formerly, Inland Western Retail Real Estate Trust, 
Inc.), Inland Private Capital Corporation, Inland Retail Real Estate Trust, Inc. and Inland Retail Real Estate Advisory Services, 
Inc.  He joined the Inland Group in 1995.  He received a bachelor’s degree in economics and history from the University of 

141 

 
Illinois at Urbana-Champaign and a J.D. from Loyola University in Chicago, Illinois.  Early in his career, Mr. Wilton worked 
for Williams, Rutstein, Goldfarb, Sibrava and Midura, Ltd., Chicago. 

David F. Collins, 64.  Mr. Collins has served as our Executive Vice President, Portfolio Management since January 2015 and 
as our Senior Vice President of Asset Management and Leasing from October 2014 to January 2015.  Prior to joining the 
Company, Mr. Collins served as senior vice president of asset and property management for American Realty Capital Properties 
from 2010 to October 2014.  Prior to that time, he held roles as senior vice president of development/asset management for the 
Carlyle Development Group, Inc. and as vice president of asset management for LaSalle Investment Management/Jones Lang 
LaSalle.  He received his bachelor’s degree in accounting from Arizona State University and attended a master’s degree in 
business administration program at the University of Arizona. 

Jonathan T. Roberts, 41.  Mr. Roberts has served as our President of University House Communities Group, Inc. (formerly IA 
Communities Group, Inc.) since 2010.  Prior to that time, Mr. Roberts served as an Executive Vice President of University 
House since its inception in May 2007.  Mr. Roberts joined University House’s predecessor as a financial analyst in May 2002.  
Mr. Roberts served a number of roles for University House’s predecessor between May 2002 and May 2007, including 
financial analyst, finance manager, vice president of capital markets, managing director - capital markets and executive vice 
president.  Previously, Mr. Roberts served as a senior consultant for Ernst and Young, LLP and as a senior analyst for CoStar 
Group.  Mr. Roberts holds bachelor’s and master’s degrees in business administration from Texas Christian University. 

Audit Committee 

Our board has a separately-designated standing audit committee, which is comprised of three independent directors, Messrs. 
Borden, Glavin, and Ms. Saban. The board has determined that Mr. Glavin, the chair of the committee, qualifies as an “audit 
committee financial expert,” as defined by the SEC, and that each member of the committee is independent in accordance with 
the standards set forth in the committee’s charter. The audit committee assists the board in fulfilling its oversight responsibility 
relating to: (1) the integrity of our financial statements; (2) our compliance with legal and regulatory requirements; (3) the 
qualifications and independence of the independent registered public accounting firm; (4) the adequacy of our internal controls; 
and (5) the performance of our independent registered public accounting firm. The audit committee has adopted a written 
charter, which is available on our website at www.inventrustproperties.com under the “Corporate Information - Governance 
Documents” tab. 

Section 16(a) Beneficial Ownership Reporting Compliance 

Section 16(a) of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), requires each director, executive 
officer and individual beneficially owning more than 10% of our common stock to file initial statements of beneficial 
ownership (Form 3) and statements of changes in beneficial ownership (Forms 4 and 5) of our common stock with the SEC. 
Executive officers, directors and greater than 10% beneficial owners are required by SEC rules to furnish us with copies of all 
forms they file. Based solely on a review of the copies of these forms furnished to us during, and with respect to, the fiscal year 
ended December 31, 2015, or written representations that no additional forms were required, we believe that all of our 
executive officers and directors and persons that beneficially owned more than 10% of the outstanding shares of our common 
stock complied with these filing requirements during the fiscal year ended December 31, 2015, except that the Form 3 for 
David F. Collins was not filed on a timely basis. Mr. Collins was appointed as an an executive officer of the Company on 
January 20, 2015 and the Form 3 was filed on June 23, 2015. 

Code of Ethics 

Our board has adopted a code of ethics and business conduct (the "Code of Ethics and Business Conduct") applicable to our 
directors, officers and employees, which is available on our website at www.inventrustproperties.com through the "Corporate 
Information - Governance Documents" tab. In addition, printed copies of the Code of Ethics and Business Conduct are 
available to any stockholder, without charge, by writing us at InvenTrust Properties Corp., 2809 Butterfield Road, Suite 360, 
Oak Brook, Illinois 60523, Attention: Investor Relations. 

142 

 
 
Item 11. Executive Compensation 

Director Compensation 

Prior Director Compensation 

Cash Compensation. On June 16, 2015, upon recommendation from our compensation committee, our board adopted the 
InvenTrust Properties Corp. Director Compensation Program (the “Revised Director Compensation Program”), effective June 
19, 2015. Under our director compensation program that was in effect during 2015 prior to the adoption of the Revised Director 
Compensation Program, we paid each of our independent directors an annual fee of $30,000, plus $1,000 for each meeting of 
the board attended in person and $500 for each meeting of the board attended by telephone. We also paid the chairperson of the 
audit committee an annual fee of $10,000, and paid each member of the audit committee $1,000 for each meeting of the audit 
committee attended in person and $500 for each meeting of the audit committee attended by telephone. We paid the chairperson 
of every other committee, including any special committee, an annual fee of $5,000, and paid each member of such committee 
$1,000 for each meeting of the committee attended in person and $500 for each meeting of the committee attended by 
telephone. Under certain circumstances, our board determined that in consideration of the time and effort required of members 
of a committee, certain fees were appropriate in addition to such member’s normal remuneration. For example, members of the 
transaction committee, which was charged with, among things, overseeing the spin-off of our lodging business, received $7,500 
per month for their service during the existence of the transaction committee. In addition, members of the special committee 
formed to review, analyze and negotiate our self-management transactions received $22,500 for their services on the special 
committee in 2015, which was in addition to the fees indicated above. 

Equity Compensation. Prior to its suspension by our board on December 15, 2014, and subsequent termination on January 20, 
2015, we maintained the Inland American Real Estate Trust, Inc. Amended and Restated Independent Director Stock Option 
Plan. The plan generally provided for the grant of non-qualified stock options to purchase 3,000 shares of our common stock to 
each independent director upon the director’s appointment. The plan also provided for subsequent grants of options to purchase 
500 shares of our common stock on the date of each annual stockholder’s meeting to each independent director then in office. 

On December 15, 2014, we suspended our independent director stock option plan and on January 20, 2015, we terminated the 
plan. In addition, all options outstanding under the plan were canceled effective as of January 20, 2015, pursuant to agreements 
that we entered into with each independent director holding outstanding options as of such date. 

Revised Director Compensation Program 

Cash Compensation. Under the Revised Director Compensation Program, effective as of January 1, 2015, each non-employee 
director is entitled to receive an annual cash retainer of $65,000. No meeting fees are paid to our non-employee directors for 
attending individual board or committee meetings. In addition, committee members and chairpersons and our Non-Executive 
Chairman receive the following additional annual cash retainers (as applicable): 

•  Chair of Audit Committee: $23,000  

•  Chair of Compensation Committee: $17,500  

•  Chair of Nominating and Governance Committee: $12,000  

•  Non-Chair Audit Committee Member: $10,000  

•  Non-Chair Compensation Committee Member: $7,500  

•  Non-Chair Nominating and Governance Committee Member: $5,000  

•  Non-Executive Chairman: $30,000  

Equity Compensation. In addition to the cash retainers, each non-employee director received an award of 27,500 restricted 
stock units (“RSUs”) (valued at $110,000) on June 19, 2015, the effective date of the Revised Director Compensation Program. 
These initial awards vested in full on December 15, 2015, the date of the first annual meeting of our stockholders following the 
grant date, and were subject to the director’s continued service through the vesting date. Each award was settled partly in shares 
of our common stock (75%) and partly in cash (25%). In addition, each non-employee director who is initially elected or re-
elected as a director at an annual meeting of our stockholders will be granted an award of RSUs with a value equal to $110,000. 
These annual awards will vest in full on the date of the first annual meeting of our stockholders following the director’s 
election or re-election, as applicable, subject to the director’s continued service on the vesting date. 

143 

 
Business Expenses. Pursuant to the terms of the Revised Director Compensation Program and our standard expense 
reimbursement policy, we reimburse each non-employee director for reasonable business expenses incurred by the director in 
connection with his or her services to us, including, without limitation, expenses for continuing education programs. 

Director Compensation Table 

The following table provides additional detail regarding the 2015 compensation of our non-employee directors: 

Name 

J. Michael Borden 
Thomas F. Glavin 
Paula Saban 
William J. Wierzbicki 
Thomas F. Meagher(3) 

Fees Earned or Paid 
in Cash(1) 
$154,500 
$138,000 
$130,000 
$65,000 

Stock Awards(2) 
$110,000 
$110,000 
$110,000 
$110,000 

$16,000 

$— 

Total 

$264,500 
$248,000 
$240,000 
$175,000 

$16,000 

(1)  Amounts reflect annual retainers, board and committee meeting fees and, if applicable, additional cash retainers described 
above for committee and chair service, in each case, earned in 2015. For each of Messrs. Borden and Glavin and Ms. 
Saban, committee retainers for 2015 include not only committee retainers for the three standing committees, but also fees 
earned in 2015 for service on the transaction committee and the special litigation committee, which were $15,000 and 
$22,500, respectively. 

(2)  Reflects RSUs granted under the Revised Director Compensation Program on June 19, 2015 to each director except Mr. 
Meagher, who resigned from the board prior to such date. Amounts reflect the grant date fair value of the RSUs in 
accordance with Financial Accounting Standards Board Accounting Standards Codification Topic 718, Stock 
Compensation (“ASC Topic 718”). Additional details on accounting for stock-based compensation can be found in Note 2: 
“Summary of Significant Accounting Policies-Stock-Based Compensation” and Note 15: “Stock-Based Compensation” of 
our consolidated financial statements in this Annual Report on Form 10-K. The RSUs vested in full on December 15, 2015 
and were settled prior to December 31, 2015. 

(3)  Mr. Meagher resigned as a director of the board and all other positions he held as a member of any committee of the board 

effective April 21, 2015. 

Compensation Committee Interlocks and Insider Participation 

No member of our compensation committee was, during 2015, an officer, former officer or employee of the Company or any of 
our subsidiaries. None of our executive officers served as a member of (i) the compensation committee of another entity in 
which one of the executive officers of such entity served on our compensation committee or (ii) the compensation committee of 
another entity in which one of the executive officers of such entity served as a member of our board. 
Executive Compensation 

Compensation Discussion and Analysis 

This section discusses the principles underlying our policies and decisions with respect to the compensation of our executive 
officers who are named in the “Summary Compensation Table” below and the principal factors relevant to an analysis of these 
policies and decisions. In 2015, our “named executive officers” and their positions were as follows: 

•  Thomas P. McGuinness, President and Chief Executive Officer; 

• 

Jack Potts, former Executive Vice President, Chief Financial Officer and Treasurer; 

•  Michael E. Podboy, Executive Vice President, Chief Financial Officer, Chief Investment Officer and Treasurer; 

• 

Scott W. Wilton, Executive Vice President, General Counsel and Secretary; 

•  David F. Collins, Executive Vice President, Portfolio Management; and 

• 

Jonathan T. Roberts, President, University House Communities Group, Inc. (“University House”). 

144 

 
Effective November 23, 2015, Mr. Potts resigned as Executive Vice President - Chief Financial Officer and Treasurer and as the 
principal financial officer of InvenTrust and from all other officer, director or other positions he held with any subsidiary, 
division or affiliate of the Company. 

This section provides an overview of our executive compensation philosophy, the overall objectives of our executive 
compensation program and each compensation component that we provided in 2015. Each of the key elements of our executive 
compensation program is discussed in more detail below. The following discussion and analysis of compensation arrangements 
of our named executive officers should be read together with the compensation tables and related disclosures set forth below. 

Our executive compensation program is designed to provide a total compensation package intended to align executive 
compensation with the Company’s performance and with stockholder interests, and to attract, motivate and retain talented and 
experienced executive officers through competitive compensation arrangements relative to our peer group. 

At our annual meeting of stockholders on December 15, 2015 (the “2015 Annual Meeting”), we provided our stockholders with 
an advisory vote to approve the compensation of our named executive officers (the say-on-pay proposal). At the 2015 Annual 
Meeting, our stockholders approved, on an advisory basis, the compensation of our named executive officers, with over 78% of 
the votes cast in favor of the say-on-pay proposal. Our board and our compensation committee believe this affirms the 
stockholders’ support of our approach to executive compensation, and do not plan to make any significant changes to our 
approach in 2016. Our board and our compensation committee will continue to consider the outcome of our say-on-pay votes 
when making future compensation decisions for the named executive officers. In addition, when determining how often to hold 
future say-on-pay proposals to approve the compensation of our named executive officers, our board and our compensation 
committee took into account the preference for a triennial vote expressed by our stockholders at the 2015 Annual Meeting, with 
over 71% of the votes cast in favor of a triennial vote. Accordingly, our board and our compensation committee determined that 
we will hold a say-on-pay proposal to approve the compensation of our named executive officers every three years. Our next 
say-on-pay advisory vote is expected to be held at the 2018 annual meeting of stockholders. 

Executive Summary 

Summary of 2015 Financial and Operational Results 

For the year ended December 31, 2015, we: 

•  Completed the spin-off and listing of Xenia Hotels & Resorts, Inc. (“Xenia”), our lodging platform, through a 
taxable pro-rata distribution of 95% of the outstanding common stock of Xenia to holders of record of our 
common stock as of the close of business on January 20, 2015, which we refer to herein as the Xenia Spin-Off. 

•  Demonstrated strong balance sheet management through entry into two new credit facilities, which significantly 
increased our financial resources for both working capital and future debt maturities and are expected to lower 
overall cost of financing. 

•  Changed our name to InvenTrust in order to highlight and develop a brand that was independent from our former 

sponsor and distinguish ourselves in our core retail business. 

•  Worked towards the execution of our previously disclosed strategy to dispose of non-core assets through the pro-
rata distribution of 100% of the outstanding shares of common stock of Highlands REIT, Inc., a wholly owned 
subsidiary of InvenTrust that was formed to hold a number of our non-core assets, to holders of our common 
stock. 

•  Engaged in a robust evaluation process to maximize the value we receive for the sale of our student housing 

platform, culminating in the entry into an agreement on January 3, 2016 to sell the platform for a gross all-cash 
value of $1.4 billion, subject to final determination of net proceeds at the closing of the transaction. 

• 

Increased modified net operating income to $318.7 million, a 2.3% increase over the year ended December 31, 
2014, inclusive of an increase in same store operating performance of $17.9 million, or 6.7%. 

•  Achieved funds from operations, as defined by NAREIT, of $247.2 million. 

•  Acquired seven new properties for a gross investment of $323.7 million, consisting of four retail properties and 

three student housing properties. 

145 

 
During the fiscal year ending December 31, 2015, our stockholders received dividends of $146.5 million, or $0.17 per share on 
an annualized basis. In connection with the Xenia Spin-Off in February of 2015, stockholders received an additional 
distribution of $2.4 billion or $2.76 per share. In addition to the Xenia Spin-Off, disposing of five non-strategic properties for a 
gross disposition price of approximately $63.2 million and paying down approximately $495.6 billion of mortgage debt, we 
ended 2015 well positioned to continue the execution of our portfolio strategy. As of December 31, 2015, our portfolio 
consisted of a retail portfolio of $2.5 billion, undepreciated, that included 97 properties, a student housing portfolio of $1.0 
billion, undepreciated, that included 18 properties, and non-core properties of approximately $750.3 million and 14 properties.  

Consistent with our compensation philosophy to pay for performance, the annual cash bonuses of our named executive officers 
for 2015 were tied to quantitative and qualitative performance metrics. See “Compensation Discussion and Analysis - Elements 
of Executive Compensation - Annual Cash Bonuses” for a detailed discussion of our annual bonus programs and related 
performance metrics. 

Compensation Elements 

Our executive compensation program for 2015 consisted of the following elements: base salary, annual cash bonus, equity-
based long-term incentive awards, retirement benefits and health/welfare benefits. Each of these elements taken separately, as 
well as each of these elements taken as a whole, was necessary to support our overall compensation objectives. The following 
table sets forth the key elements of our named executive officers’ compensation for 2015, along with the primary objective 
associated with each element of compensation.  

Compensation Element 

Primary Objective 

Base salary 

Annual cash bonus 

Long-term equity incentive compensation 

Retirement savings - 401(k) plan 

Health and welfare benefits 

To compensate ongoing performance of job responsibilities and 
provide a fixed minimum income level as a necessary tool in 
attracting and retaining executives. 

To incentivize the attainment of annual financial, operational and 
personal objectives and individual contributions to the achievement 
of those objectives. 

To provide incentives that are linked directly to increases in the 
value of the Company as a result of the execution of our long-term 
plans. 

  To provide retirement savings in a tax-efficient manner. 

To provide typical protections from health, dental, death and 
disability risks. 

The compensation committee believes that executive compensation should reflect the value created for our stockholders, while 
supporting our operational goals and long-term business plans and strategies. In addition, the compensation committee believes 
that such compensation should assist us in attracting and retaining key executives critical to our long-term success. 

Good Governance and Best Practices 

With respect to our executive compensation program, we are committed to staying apprised of current issues, emerging trends, 
and best practices. To this end, when considering executive officer compensation packages for 2015, our compensation 
committee worked with our independent compensation consultant, Exequity LLP, to conduct a comprehensive market analysis 
of our executive compensation program and pay, and to generally align target direct compensation for our named executive 
officers conservatively relative to the median of our or University House’s peer group, as applicable. 

Our executive compensation programs and practices for 2015 included the following features, which we believe are mindful of 
the concerns of our stockholders. 

•  The named executive officers were eligible to earn annual bonuses based upon achievement of specific annual 
financial, operational and personal objectives that were designed to challenge the named executive officers to 
strong performance.  

•  The named executive officers participated in equity-based incentive plans which provided incentives that are 

linked directly to increases in the value of the Company.  

•  Our named executive officers participated in broad-based Company-sponsored benefits programs on the same 

basis as other full-time employees.  

•  Our named executive officers participated in the same defined contribution retirement plan as other employees.  

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•  Exequity was retained directly by and reported to the compensation committee. Exequity did not have any prior 
relationship with any of our named executive officers or members of the compensation committee when it was 
initially retained in 2014.  

•  Our compensation committee, in conjunction with Exequity, developed comparative peer groups to analyze the 

competitiveness of the total pay opportunity provided to our named executive officers.  

•  We did not provide our executive officers or other employees with tax gross-up payments, supplemental 

retirement benefits or perquisites.  

Pay for Performance 

Our compensation program for 2015 was designed to align key financial and operational achievements with the annual cash 
bonuses to our named executive officers. Annual cash bonuses were focused primarily on financial performance for 2015, as 
well as individual performance. Under our annual bonus program for 2015, Messrs. McGuinness, Potts, Podboy, Wilton and 
Collins were eligible to earn cash bonuses based on each of their individual performances in support of our financial, 
operational, and cultural goals for 2015, as well as our achievement in 2015 of performance goals relating to adjusted funds 
from operations (“AFFO”) (a supplemental non-GAAP financial measure described below). 

Under our annual bonus program for employees of University House for 2015, Mr. Roberts was eligible to earn a cash bonus 
based on his individual performance in support of University House’s financial, operational, and cultural goals for 2015, as well 
as University House’s achievement in 2015 of performance goals relating to (i) adjusted EBITDA (a supplemental non-GAAP 
financial measure defined as property net operating income less the student housing platform’s controllable general and 
administrative expenses); and (ii) development management (a supplemental non-GAAP financial measure evaluated based on 
adherence to a predetermined capital management budget and a qualitative assessment of timeliness of development projects). 

Our compensation committee believes these annual targeted operational and financial goals align with our strategy to attain 
long-term financial stability that will support sustained cash flows beneficial to our stockholders. Performance of each named 
executive officer was not evaluated solely upon satisfaction of pre-determined performance goals, but was also evaluated 
subjectively by the compensation committee. Depending on actual results, each named executive officer could earn a maximum 
of 150% of his target bonus amount if the maximum performance targets were achieved or exceeded. In determining each 
executive’s actual cash bonus under the applicable bonus program, each executive’s target bonus percentage was weighted 
between each applicable performance metric based on the officer’s core responsibilities within the Company or University 
House, as applicable. 

Stockholder Interest Alignment 

Equity awards granted in 2015 to Messrs. McGuinness, Potts, Podboy, Wilton and Collins included grants of RSU awards, 
which vest over time based on the executive’s continued employment, and which entitle each executive to receive shares of our 
common stock upon vesting of the RSU award. Equity awards granted in 2015 to Mr. Roberts included a grant of “share units,” 
the value of which increases or decreases as the total equity value of our student housing business increases or decreases, and 
which vests over time based on the executive’s continued employment as well as the occurrence of a change in control or the 
occurrence of a listing event, such as an initial public offering or other listing of University House’s shares on a national 
securities exchange (a “Listing Event”), of our student housing business. Our annual bonus program, combined with grants of 
equity-based awards, creates a balanced focus on the achievement of short-term and long-term financial and operational goals. 
Our compensation committee believes that this “at risk” compensation in the form of annual bonuses and long-term equity-
based incentives plays a significant role in aligning management’s interests with those of our stockholders. 

Determination of Compensation 

Roles of Our Compensation Committee and Chief Executive Officer in Compensation Decisions 

Our board and our compensation committee are responsible for overseeing our executive compensation program and University 
House’s executive compensation program, as well as determining and approving the ongoing compensation arrangements for 
our named executive officers. Our compensation committee evaluates the individual performance and contributions of our 
Chief Executive Officer. Our Chief Executive Officer evaluates the individual performance and contributions of each other 
named executive officer, and reports to our compensation committee his recommendations regarding the other named executive 
officers’ compensation. 

Engagement of Compensation Consultant 

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Our board, with the assistance of Exequity, designed a market-based compensation program for 2015 with the intent that it be 
attractive to potential employees, manage retention risk, tie compensation to performance and align the interests of our officers 
with the interests of our stockholders. Amended and restated employment agreements incorporating this compensation program 
were entered into with each of our named executive officers in June 2015. In addition to these services, Exequity also advised 
the compensation committee regarding the compensation to be paid to members of our board and, prior to the spin-off of Xenia, 
the board of directors of Xenia. Exequity has not provided any other services to the Company. Our compensation committee 
has determined that Exequity is independent and does not have any conflicts of interests with the Company. 

Peer Group Review 

With respect to the compensation packages offered to our named executive officers, the compensation committee reviewed 
total cash and long-term compensation levels for executive officers of the Company and University House against those of each 
entity’s peer group companies in an effort to set executive compensation at levels that will attract and motivate qualified 
executives while rewarding performance based on corporate objectives. The compensation committee set compensation levels 
for each executive officer on the basis of several factors, including the executive officer’s level of experience, competitive 
market data applicable to the executive officer’s positions and functional responsibilities, promoting recruitment and retention, 
the performance of the executive officer and the Company’s or University House’s annual and long-term performance, as 
applicable. 

The peer group used to set 2015 base salaries, bonus targets and long-term equity awards for Messrs. McGuinness, Potts, 
Podboy, Wilton and Collins consisted of the following 15 similarly sized retail REITs: 

Brixmor Property Group Inc. 

  Kimco Realty Corporation 

Regency Centers Corporation 

CBL & Associates Properties, Inc. 

  The Macerich Company 

Retail Properties of America, Inc. 

DDR Corporation 

  National Retail Properties 

Taubman Centers, Inc. 

Equity One, Inc. 

Pennsylvania Real Estate 
Investment Trust 

Weingarten Realty Investment Trust 

Federal Realty Investment Trust 

  Realty Income Corporation 

WP Glimcher Inc. 

The peer group used to set Mr. Roberts’ 2015 base salary, bonus target and long-term equity awards consisted of the following 
12 similarly sized REITS in the student housing, residential and hotel business: 

American Campus Communities Inc. 

  Education Realty Trust, Inc. 

Post Properties Inc. 

Associated Estates Realty Corp. 

  Felcor Lodging Trust Inc. 

Ryman Hospitality Properties, Inc. 

Chatham Lodging Trust 

  Hersha Hospitality Trust 

Strategic Hotels & Resorts, Inc. 

Chesapeake Lodging Trust 

  Pebblebrook Hotel Trust 

Summit Hotel Properties, Inc. 

Executive Compensation Philosophy and Objectives 

The market for experienced management is highly competitive in our industry. One of our principal goals is to attract and retain 
the most highly qualified executives to manage each of our business functions. We work with Exequity to understand 
competitive pay practices within the REIT industry and to design executive compensation programs that fit our business 
strategy and align the interests of our named executive officers with those of our shareholders. We seek to provide total 
compensation to our executive officers that is competitive with the total compensation paid by comparable REITs and other real 
estate companies in our peer group. Our executive compensation philosophy recognizes that, given that the market for 
experienced management is highly competitive in our industry, a key to our success is our ability to attract and retain the most 
highly-qualified executives to manage each of our business functions. 

Elements of Executive Compensation Program 

The following describes the primary components of our executive compensation program for each of our named executive 
officers for 2015, the rationale for each component and how compensation amounts were determined. 

Base Salary 

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In 2015, we provided our named executive officers with a base salary to compensate them for services rendered to us or 
University House, as applicable, during the fiscal year. The base salary payable to each named executive officer is intended to 
provide a fixed component of compensation reflecting the executive’s skill set, experience, role and responsibilities. The base 
salaries for each of the named executive officers for 2015 were determined based in part on the analysis by Exequity of the 
compensation practices of companies in the Company’s and University House’s peer groups, as applicable. The following table 
sets forth the annual base salaries for each of our named executive officers for 2015. 

Name 

2015 Annual Base Salary 

Thomas P. McGuinness 
Jack Potts 
Michael E. Podboy 
Scott W. Wilton 
David F. Collins 

Jonathan T. Roberts 

$700,000 
483,000 
395,000 
395,000 
395,000 
450,000(1) 

(1)  Effective November 16, 2015 and $375,000 prior to November 16. 

Annual Cash Bonuses 

In 2015, our named executive officers participated in annual bonus programs for employees of the Company or University 
House, as applicable, under which each of the executives was eligible to receive an annual cash bonus based upon the 
achievement of certain performance criteria. Target awards for the executives under the annual cash bonus programs were 
specified in each of their respective amended and restated employment agreements, with threshold and maximum bonus levels 
determined on an annual basis. The target bonus levels for our named executive officers for 2015 were: 

Name 

Thomas P. McGuinness 
Jack Potts 
Michael E. Podboy 
Scott W. Wilton 
David F. Collins 
Jonathan T. Roberts 

Target Annual Bonus 
(% of annual base salary) 

125% 
90% 
80% 
80% 
80% 
80% 

Annual Cash Bonuses for Messrs. McGuinness, Potts, Podboy, Wilton and Collins 

Under the annual bonus program for Messrs. McGuinness, Potts, Podboy, Wilton and Collins, the 2015 performance goals 
were: (1) adjusted funds from operations (“AFFO”), weighted at 75% of each executive’s target annual bonus opportunity, and 
(2) individual performance, weighted at 25% of each executive’s target annual bonus opportunity. AFFO is a non-GAAP 
financial measure and is defined as funds from operations consistent with the NAREIT definition, meaning net income 
computed in accordance with GAAP, excluding gains (or losses) from sales of property, plus depreciation and amortization and 
impairment charges on depreciable property and after adjustments for unconsolidated partnerships and joint ventures in which 
we hold an interest adjusted to exclude GAAP adjustments, such as straight-line rent and intangible lease amortization, general 
and administrative costs associated with one-time transactions, such as student housing transaction readiness and Highlands 
spin-off readiness, and adjusted for the change in timing of individual property dispositions. 

The table below reflects the AFFO performance goals for Messrs. McGuinness, Potts, Podboy, Wilton and Collins for 2015. 
The individual performance bonus component for each of Messrs. McGuinness, Potts, Podboy, Wilton and Collins was based 
on a qualitative assessment of the executive’s individual performance. 

2015 Annual Bonus Performance Measure 
AFFO 

Threshold 
$153.0 million 

Target 

Maximum 
$191.2 million  $229.5 million

Under the 2015 bonus program for Messrs. McGuinness, Potts, Podboy, Wilton and Collins, with respect to the AFFO goal, no 
bonus would be earned for performance below the threshold level, 50% of the executive’s bonus target would be earned for 

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performance at the threshold level, 100% of the executive’s bonus target would be earned for performance at the target level 
and 150% of the executive’s bonus target would be earned for performance at the maximum level (or above). Performance 
between threshold and target and between target and maximum levels would be interpolated on a straight-line basis. 

For 2015, the Company achieved AFFO of $192.502 million, which exceeded the target goal of $191.235 million. In 
calculating AFFO for purposes of the bonus program, the Company adjusted the target to reflect timing of strategic dispositions 
and actual GAAP adjustments.  Therefore, each of Messrs. McGuinness, Podboy, Wilton and Collins were entitled to 101.7% 
of their target bonus with respect to the AFFO performance metric. Our compensation committee determined that the individual 
performances of each of Messrs. McGuinness, Podboy, Wilton and Collins for 2015 exceeded expectations, and therefore the 
bonus amount attributable to each named executive officer’s individual performance exceeded their individual performance 
target amount. Based on these results, bonuses were determined as follows: 

Name 
Thomas P. McGuinness 
Michael E. Podboy 
Scott W. Wilton 
David F. Collins 

AFFO 
$667,406 
241,029 
241,029 
241,029 

Individual Performance  2015 Total Bonus

$262,500 
110,600 
94,800 
89,270 

$929,906 
351,629 
335,829 
330,299 

Mr. Potts was not entitled to an annual cash bonus because his employment terminated prior to payment of annual bonuses 
under the 2015 bonus program. 

Annual Cash Bonus for Mr. Roberts 

Under the annual cash bonus program for employees of University House, including Mr. Roberts, the 2015 performance goals 
were: (1) adjusted EBITDA, weighted at 50% of Mr. Roberts’ target annual bonus opportunity, (2) development management, 
weighted at 30% of Mr. Roberts’ target annual bonus opportunity, and (3) individual performance, weighted at 20% of Mr. 
Roberts’ target annual bonus opportunity. Adjusted EBITDA and development management are non-GAAP financial measures 
and are defined as follows: adjusted EBITDA is property net operating income less the student housing platform’s controllable 
general and administrative expenses, and development management as adherence to a predetermined capital management 
budget (50%) and a qualitative assessment of timeliness of development projects (50%). 

The table below reflects the quantitative performance goals for Mr. Roberts for 2015. 

2015 Annual Bonus Performance Measure 
Adjusted EBITDA 
Development Management 

Threshold 
$38.2 million 
$267.5 million 

Target 
$47.7 million 
$243.1 million 

Maximum 
$57.3 million 
$218.8 million 

Under the 2015 bonus program for employees of University House, with respect to the adjusted EBITDA and development 
management goals, no bonus would be earned for performance below the threshold level, 50% of the executive’s bonus target 
would be earned for performance at the threshold level, 100% of the executive’s bonus target would be earned for performance 
at the target level and 150% of the executive’s bonus target would be earned for performance at the maximum level (or above). 
Performance between threshold and target and between target and maximum levels would be interpolated on a straight-line 
basis. 

For 2015, University House achieved adjusted EBITDA equal to $46.8 million, which was less than University House’s target 
goal, as adjusted, of $47.7 million. In calculating adjusted EBITDA for purposes of the University House bonus program, the 
Company adjusted for nonrecurring events. Therefore, Mr. Roberts was entitled to 95.3% of his target bonus with respect to the 
adjusted EBITDA performance metric. University House also achieved a capital management budget of $240.1 million, which 
was more favorable than University House’s target goal, and our compensation committee determined that individual 
performance and timeliness of development management projects in 2015 exceeded expectations. Therefore, Mr. Roberts was 
entitled to 108.1% of his target bonus with respect to the development management performance metrics, and the bonus amount 
attributable to individual performance exceeded the target amount for that metric. Based on these results, Mr. Roberts’ bonus 
was determined as follows: 

Name 

Adjusted EBITDA  Development Management 

Individual Performance  2015 Total Bonus 

Jonathan T. Roberts 

$171,557 

$116,761 

$86,400 

$374,718 

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Long-Term Equity-Based Incentive 

The goals of our long-term equity-based awards granted in 2015 were to reward and encourage value creation through the 
execution of our long-term business plans and, thereby, to align the interests of our officers, including our named executive 
officers, with those of our stockholders by directly linking the value of RSUs granted to Messrs. McGuinness, Potts, Podboy, 
Wilton and Collins with the value of the Company and share units granted to Mr. Roberts with the value of University House. 

Incentive Award Plan 

Effective as of June 19, 2015, our board adopted and approved the InvenTrust Properties Corp. 2015 Incentive Award Plan (the 
“Incentive Award Plan”), under which we may grant cash and equity incentive awards to eligible service providers in order to 
attract, motivate and retain the talent for which we compete. The Incentive Award Plan has not been approved by our 
stockholders. The material terms of the Incentive Award Plan are summarized below. 

Eligibility and Administration. Employees, consultants and directors of the Company and its subsidiaries are eligible to receive 
awards under the Incentive Award Plan. The Incentive Award Plan is administered by our board with respect to awards to non-
employee directors and by our compensation committee with respect to other participants, each of which may delegate its 
duties and responsibilities to committees of our directors and/or officers (referred to collectively as the “plan administrator”), 
subject to certain limitations that may be imposed under Section 16 of the Exchange Act and/or stock exchange rules, as 
applicable. The plan administrator has the authority to administer the Incentive Award Plan, including the authority to select 
award recipients, determine the nature and amount of each award, and determine the terms and conditions of each award. The 
plan administrator also has the authority to make all determinations and interpretations under, prescribe all forms for use with, 
and adopt rules for the administration of, the Incentive Award Plan, subject to its express terms and conditions. 

Size of Share Reserve; Limitations on Awards. The maximum aggregate number of shares that may be issued pursuant to 
awards (including incentive stock options) under the Incentive Award Plan is 30,000,000 shares. 

If any shares subject to an award under the Incentive Award Plan are forfeited, expire or are settled for cash, any shares subject 
to such award may, to the extent of such forfeiture, expiration or cash settlement, be used again for new grants under the 
Incentive Award Plan. However, the following shares may not be used again for grant under the Incentive Award Plan: (1) 
shares tendered or withheld to satisfy grant or exercise price or tax withholding obligations associated with an award; (2) shares 
subject to a stock appreciation right (“SAR”) that are not issued in connection with the stock settlement of the SAR on its 
exercise; and (3) shares purchased on the open market with the cash proceeds from the exercise of options. 

To the extent permitted under applicable securities exchange rules, if any, without stockholder approval, awards granted under 
the Incentive Award Plan in connection with the assumption, replacement, conversion or adjustment of outstanding equity 
awards in the context of a corporate acquisition or merger will not reduce the shares authorized for grant under the Incentive 
Award Plan. 

The maximum number of shares of common stock that may be subject to one or more awards granted to any one participant 
pursuant to the Incentive Award Plan during any calendar year is 4,500,000 shares and the maximum amount that may be paid 
under a cash award pursuant to the Incentive Award Plan to any one participant during any calendar year period is $10,000,000. 
The maximum aggregate value, determined as of the grant date under applicable accounting standards, of awards that may be 
granted to any non-employee director pursuant to the Incentive Award Plan during any calendar year is $500,000. 

Awards. The Incentive Award Plan provides for the grant of stock options, restricted stock, dividend equivalents, stock 
payments, RSUs, performance shares, other incentive awards and SARs. All awards under the Incentive Award Plan will be set 
forth in award agreements, which will detail all terms and conditions of the awards, including any applicable vesting and 
payment terms and post-termination exercise limitations. Awards will be settled in shares of our common stock or cash, as 
determined by the plan administrator. 

Stock Options. Stock options, including incentive stock options (“ISOs”) and nonqualified stock options (“NSOs”), provide for 
the purchase of shares of our common stock in the future at an exercise price set on the grant date. The exercise price of a stock 
option may not be less than 100% of the fair market value of the underlying share on the date of grant (or 110% in the case of 
ISOs granted to certain significant stockholders), except with respect to certain substitute options granted in connection with a 
corporate transaction. The term of a stock option may not be longer than ten years (or five years in the case of ISOs granted to 
certain significant stockholders). Vesting conditions determined by the plan administrator may apply to stock options and may 
include continued service, performance and/or other conditions. ISOs may only be granted under the Incentive Award Plan to 
the extent that the requirements of Section 422 of the Internal Revenue Code (the “Code”) are complied with, including the 
shareholder approval requirements under Treasury Regulation Section 1.422-2(b)(2). 

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Restricted Stock Units. RSUs are contractual promises to deliver shares of our common stock (or the fair market value of such 
shares in cash) in the future, which may also remain forfeitable unless and until specified vesting conditions are met. RSUs 
generally may not be sold or transferred until vesting conditions are removed or expire. The shares underlying RSUs will not be 
issued until the RSUs have vested, and recipients of RSUs generally will have no voting or dividend rights prior to the time the 
RSUs are settled in shares, unless the RSU includes a dividend equivalent right (in which case the holder may be entitled to 
dividend equivalent payments under certain circumstances). Delivery of the shares underlying the RSUs may be deferred under 
the terms of the award or at the election of the participant, if the plan administrator permits such a deferral. On the settlement 
date or dates, we will issue to the participant one unrestricted, fully transferable share of our common stock (or the fair market 
value of one such share in cash) for each vested and nonforfeited RSU. 

Restricted Stock. Restricted stock is an award of nontransferable shares of our common stock that remain forfeitable unless and 
until specified vesting conditions are met. Vesting conditions applicable to restricted stock may be based on continuing service, 
the attainment of performance goals and/or such other conditions as the plan administrator may determine. In general, restricted 
stock may not be sold or otherwise transferred until all restrictions are removed or expire. With respect to restricted stock that is 
subject to performance-based vesting conditions, dividends which are paid prior to vesting will only be paid out to the 
participant to the extent that the performance-based vesting conditions are subsequently satisfied and the share of restricted 
stock vests. 

Stock Appreciation Rights. SARs entitle their holder, upon exercise, to receive an amount equal to the appreciation of the 
shares subject to the award between the grant date and the exercise date. The exercise price of a SAR may not be less than 
100% of the fair market value of the underlying share on the date of grant (except with respect to certain substitute SARs 
granted in connection with a corporate transaction) and the term of a SAR may not be longer than ten years. Vesting conditions 
determined by the plan administrator may apply to SARs and may include continued service, performance and/or other 
conditions. SARs under the Incentive Award Plan will be settled in cash or shares of common stock, or in a combination of 
both, as determined by the administrator. 

Performance Shares. Performance shares are contractual rights to receive a range of shares of our common stock in the future 
based on the attainment of specified performance goals, in addition to other conditions which may apply to these awards. 
Conditions applicable to performance shares may be based on continuing service, the attainment of performance goals and/or 
such other conditions as the plan administrator may determine. 

Stock Payments. Stock payments are awards of fully vested shares of our common stock that may, but need not, be made in lieu 
of base salary, bonus, fees or other cash compensation otherwise payable to any individual who is eligible to receive awards. 

Other Incentive Awards. Other incentive awards are awards other than those enumerated in this summary that are denominated 
in, linked to or derived from shares of our common stock or value metrics related to our shares, and may remain forfeitable 
unless and until specified conditions are met. Other incentive awards may be linked to any specific performance criteria 
determined by the plan administrator. 

Dividend Equivalents. Dividend equivalents represent the right to receive the equivalent value of dividends paid on shares of 
our common stock and may be granted alone or in tandem with awards other than stock options or SARs. Dividend equivalents 
are credited as of dividend payment dates during the period between a specified date and the date such award terminates or 
expires, as determined by the plan administrator. Dividend equivalents with respect to an award that is subject to performance-
based vesting will only be paid out to the participant to the extent that the performance-based vesting conditions are 
subsequently satisfied and the award vests. 

Performance Bonus Awards. Performance bonus awards are cash bonus awards that are granted subject to vesting and/or 
payment based on the attainment of specified performance goals. 

Certain Transactions. The plan administrator has broad discretion to take action under the Incentive Award Plan, as well as 
make adjustments to the terms and conditions of existing and future awards, to prevent the dilution or enlargement of intended 
benefits and facilitate necessary or desirable changes in the event of certain transactions and events affecting our common 
stock, such as stock dividends, stock splits, mergers, acquisitions, consolidations and other corporate transactions. In addition, 
in the event of certain non-reciprocal transactions with our stockholders known as “equity restructurings,” the plan 
administrator will make equitable adjustments to the Incentive Award Plan and outstanding awards. In the event of a “change in 
control” of the Company (as defined in the Incentive Award Plan), to the extent that awards will not be continued, converted, 
assumed or replaced by the surviving or successor entity, such awards will become fully vested and exercisable immediately 
prior to the closing of the transaction. 

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Foreign Participants, Claw-Back Provisions, Transferability, and Participant Payments. The plan administrator may modify 
award terms, establish subplans and/or adjust other terms and conditions of awards, subject to the share limits described above, 
in order to facilitate grants of awards subject to the laws and/or stock exchange rules of countries outside of the United States. 
All awards will be subject to the provisions of any claw-back policy implemented by us to the extent set forth in such claw-
back policy and/or in the applicable award agreement. With limited exceptions for estate planning, domestic relations orders, 
certain beneficiary designations and the laws of descent and distribution, awards under the Incentive Award Plan are generally 
non-transferable prior to vesting, and are exercisable only by the participant, unless otherwise provided by the plan 
administrator. With regard to tax withholding, exercise price and purchase price obligations arising in connection with awards 
under the Incentive Award Plan, the plan administrator may, in its discretion, accept cash or check, shares of our common stock 
that meet specified conditions, a “market sell order” or such other consideration as it deems suitable. 

Plan Amendment and Termination. Our board may amend or terminate the Incentive Award Plan at any time; however, except 
in connection with certain changes in our capital structure, stockholder approval will be required for any amendment that 
“reprices” any stock option or SAR or cancels any stock option or SAR in exchange for cash or another award when the option 
or SAR price per share exceeds the fair market value of the underlying shares. In addition, no amendment, suspension or 
termination of the Plan may, without the consent of the affected participant, impair any rights or obligations under any 
previously-granted award, unless the award itself otherwise expressly so provides. No ISO may be granted pursuant to the 
Incentive Award Plan after the tenth anniversary of the date on which our board adopted the Incentive Award Plan. 

Additional REIT Restrictions. The Incentive Award Plan provides that no participant will be granted, become vested in the right 
to receive or acquire or be permitted to acquire, or will have any right to acquire, shares under an award if such acquisition 
would be prohibited by the restrictions on ownership and transfer of our stock contained in our charter or would impair our 
status as a REIT. 

Restricted Stock Unit Awards 

Effective as of June 19, 2015, our compensation committee approved the following RSU awards (with dividend equivalents) to 
each of Messrs. McGuinness, Potts, Podboy, Wilton and Collins (the “RSU Awards”) under the Incentive Award Plan and 
pursuant to a restricted stock unit award agreement (the “RSU Award Agreement”). 

Name 
Thomas P. McGuinness 
Jack Potts 
Michael E. Podboy 
Scott W. Wilton 
David F. Collins 

Number of RSUs 
437,500 
150,000 
125,000 
125,000 
125,000 

The RSUs vest as follows, subject to the executive’s continued service on each applicable vesting date: 33% on December 31, 
2015, 33% on December 31, 2016 and 34% on December 31, 2017. If an executive’s service is terminated by us other than for 
“cause,” by the executive for “good reason,” in either case, on the date of, or during the twenty-four month period following, a 
change in control of the Company, or due to the executive’s death or “disability” (as defined in the RSU Award Agreement), the 
RSUs will vest in full upon such termination. Upon an executive’s termination of service for any other reason, any then-
unvested RSUs will automatically be cancelled and forfeited by the executive. Any RSUs that become vested will be paid to the 
executive in whole shares of our common stock within 60 days after the applicable vesting date. 

Each RSU was granted in tandem with a corresponding dividend equivalent. Each dividend equivalent entitles the executive to 
receive payments equal to the amount of the dividends paid on the share of common stock underlying the RSUs (whether 
vested or unvested) to which the dividend equivalent relates. 

Pursuant to the terms of the Severance Agreement and General Release, dated as of November 23, 2015, entered into with Mr. 
Potts in connection with his termination of employment (the “Severance Agreement”), we agreed to accelerate the vesting of 
50,000 RSUs previously granted to Mr. Potts which were otherwise scheduled to vest on December 31, 2015.  Mr. Potts 
forfeited the remaining portion of his RSU Award. 

Additional information regarding the vesting terms and conditions applicable to all outstanding RSU awards held by our named 
executive officers is set forth under the heading “- Potential Payments Upon Termination or Change in Control” below. 

153 

 
Share Unit Plans 

During 2014, we adopted the following three long-term incentive plans: (1) the Inland American Real Estate Trust, Inc. 2014 
Share Unit Plan (the “Retail Plan”), with respect to our retail business; (2) the Xenia Hotels & Resorts, Inc. 2014 Share Unit 
Plan (the “Lodging Plan”), with respect to our lodging business; and (3) the Inland American Communities Group, Inc. 2014 
Share Unit Plan (the “Student Housing Plan”), with respect to our student housing business (collectively, the “Share Unit 
Plans”). The purpose of the Share Unit Plans is (or was, as applicable) to enable us to attract and retain highly qualified 
personnel who will contribute to our success and to provide incentives to participants that are linked directly to increases or 
decreases in the value of the Company. On January 9, 2015, in connection with the spin-off of our lodging business, we 
terminated the Lodging Plan. No new share unit awards will be made under the Lodging Plan, and the Lodging Plan will be 
maintained by Xenia going forward with respect to awards outstanding as of the termination of the plan. Effective June 19, 
2015, in connection with the adoption of the Incentive Award Plan, we also terminated the Retail Plan. Awards outstanding as 
of the termination of the plan will remain outstanding and subject to the terms of the plan and the applicable award agreement. 
No additional awards will be granted under the Retail Plan. 

Each Share Unit Plan provides (or provided, as applicable) for the grant of “share unit” awards to eligible participants. The 
value of a “share unit” was determined based on a phantom capitalization of our retail/non-core business, lodging business and 
student housing business, and does not necessarily correspond to the value of a share of common stock of the Company, Xenia 
or University House, as applicable. Similarly, vesting of the share units granted in 2014 and 2015 is conditioned upon the 
occurrence of a triggering event, such as a Listing Event or a change in control of the applicable business, and if no triggering 
event occurs within five years following the applicable grant date, then the share units are forfeited. 

Employees, directors and consultants of the Company and its subsidiaries and affiliates were eligible to receive awards under 
the Retail Plan. Employees, directors and consultants of Xenia and its subsidiaries and affiliates were eligible to receive awards 
under the Lodging Plan. Employees, directors and consultants of University House and its subsidiaries and affiliates are eligible 
to receive awards under the Student Housing Plan. Awards under the Share Unit Plans are generally non-transferable and non-
assignable, other than by will or the laws of descent and distribution. Certain executive officers received awards under all three 
plans. 

Subject to applicable vesting conditions, each share unit granted in 2014 and 2015 represents the right to receive a cash 
payment or shares of common stock of the Company, Xenia, University House or an acquiror thereof, as applicable, in an 
amount equal to the fair market value of the share unit on the date of the triggering event. The “fair market value” of a share 
unit will be determined by the board of directors in good faith, and prior to a Listing Event of the applicable entity, will be 
determined by reference to the third party valuation performed to estimate the value of a share unit on a fully diluted basis, 
using methodologies and assumptions substantially similar to those used in prior valuations. 

Share unit awards will vest and become payable on terms and conditions determined by the plan administrator and set forth in 
the applicable award agreement, including by reference to certain change in control transactions or Listing Events. Participants 
will be entitled to accrue dividend equivalents with respect to share unit awards solely to the extent provided under the terms of 
an applicable award agreement. To the extent that any payment or benefit paid or distributed to a participant under a Share Unit 
Plan or an applicable award agreement would be subject to an excise tax under Section 4999 of the Code, such payments and/or 
benefits will be subject to a “best pay cap” reduction if such reduction would result in a greater net after-tax benefit to the 
participant than receiving the full amount of such payments. 

Each Share Unit Plan provides that a pool of share units will be available for awards issued thereunder. The initial share unit 
pools for each plan were as follows: 342,255,525 Company share units for the Retail Plan, 241,298,214 Xenia share units for 
the Lodging Plan, and 46,042,546 University House share units for the Student Housing Plan, and each pool may be increased 
at the discretion of our board of directors at any time. The number of share units in each pool was established solely as a means 
to enable us to measure the change in value over time of the share unit awards granted under each plan. The number of share 
units subject to each award under the Share Unit Plans may be adjusted as determined necessary by the board of directors to 
prevent dilution or enlargement of value as a result of intercompany transfers of cash, assets or debt between the Company, 
Xenia and University House and their affiliates for no consideration or other similar transactions. In addition, in the event of 
certain transactions and events affecting the share units, such as equity dividends or splits, reorganizations, recapitalizations, 
mergers and other corporate transactions, the plan administrator, in its discretion, will make such adjustments as it deems 
equitable to the applicable Share Unit Plan and the awards thereunder. 

The Share Unit Plans and share unit awards may be amended, altered, cancelled or terminated by the plan administrator at any 
time, provided that no change to the Share Unit Plans or any outstanding award may be made that would reasonably be 
expected to have an adverse effect on the rights of a holder of an existing award without the consent of the affected holder. 

154 

 
Share Unit Awards 

In 2014, our named executive officers were granted awards under the Share Unit Plans in the form of “annual share unit” 
awards, “contingency share unit” awards, and “transaction share unit” awards, as applicable. In 2015, Mr. Roberts was granted 
an additional “annual share unit” award under the Student Housing Plan. 

Each “annual share unit” award (an “Annual Share Unit Award”) other than the Annual Share Unit Award granted to Mr. 
Roberts in 2015 will vest and be settled on the later to occur of (i) the date of a change in control or Listing Event with respect 
to our lodging, student housing or retail/non-core business, as applicable, and (ii) the third anniversary of the vesting 
commencement date of the award, subject to the executive’s continued employment through the applicable settlement date, 
provided that in no event will the Annual Share Unit Awards vest or be settled unless such a change in control or Listing Event 
occurs on or before the fifth anniversary of the vesting commencement date of the award. The Annual Share Unit Award 
granted to Mr. Roberts in 2015 will vest on the later to occur of (i) with respect to one-third of the share units underlying the 
Annual Share Unit Award, on the first three anniversaries of the vesting commencement date, and (ii) the date of a change in 
control of the Company or University House, or a Listing Event with respect to the shares of common stock of University 
House, subject to the executive’s continued employment through the applicable settlement date, provided that in no event will 
the Annual Share Unit Awards vest or be settled unless such a change in control or Listing Event occurs on or before the fifth 
anniversary of the vesting commencement date of the award.  In the case of a Listing Event, the Annual Share Unit Award will 
be settled in shares of common stock of our lodging, student housing or retail/non-core business, as applicable, and in the event 
of a change in control, the Annual Share Unit Award will be settled in cash (or, if the acquiring entity is a publicly traded 
company and the Annual Share Unit Award is converted into another form of equity award of the acquiring entity at the time of 
the change in control, then the Annual Share Unit Award will be settled in shares of the acquiring entity). 

The vesting and settlement of each “contingency share unit” award (a “Contingency Share Unit Award”) is contingent upon the 
occurrence of a change in control or Listing Event with respect to our lodging, student housing or retail/non-core business, as 
applicable, that occurs no later than the fifth anniversary of the applicable vesting commencement date. If a Listing Event 
occurs, the Contingency Share Unit Award will vest and settle in three equal installments on each of the first three anniversaries 
of the Listing Event, subject to the executive’s continued employment through each vesting date. If a qualifying change in 
control occurs, 100% of the Contingency Share Unit Award will vest and settle on the one-year anniversary of the change in 
control event, subject to the executive’s continued employment through the vesting date. The awards will be settled in shares or 
cash in the same manner described above with respect to the Annual Share Unit Awards. 

Because Messrs. McGuinness, Potts, Podboy and Wilton provide leadership to the entire Company, not just the retail business, 
those executives received awards of share units in the student housing and lodging businesses in addition to their Annual Share 
Unit Awards and one-time Contingency Share Unit Awards in the retail business. The one-time awards of student housing share 
units and lodging share units are referred to as transaction share units and align the interests of Messrs. McGuinness, Potts, 
Podboy and Wilton with the long-term success of the entire Company. Each “transaction share unit” award (a “Transaction 
Share Unit Award”) will vest and settle upon the occurrence of a change in control or Listing Event of our lodging, student 
housing or retail/non-core business, as applicable, that occurs no later than the fifth anniversary of the applicable vesting 
commencement date. Upon the occurrence of a Listing Event or change in control, the executive will be entitled to a cash 
payment equal to the fair market value of the share units subject to the Transaction Share Unit Award determined on the date of 
the change in control or Listing Event, as applicable. Mr. Collins did not receive a Transaction Share Unit Award due to his 
later start date with the Company. 

Each of the share unit awards granted to the named executive officers during 2014 has a vesting commencement date of March 
12, 2014. The additional Annual Share Unit Award granted to Mr. Roberts in 2015 has a vesting commencement date of 
January 1, 2015.  The value of each share unit granted in 2014 was equal to $10.00 at the time of grant and was determined by 
reference to the third-party valuation performed for us as of December 31, 2013.  The estimated value of each share unit 
underlying the additional Annual Share Unit Award granted to Mr. Roberts in 2015 was $13.98 at the time of grant and was 
determined by our compensation committee as discussed below. 

On January 20, 2015, in connection with the change in the equity value of our lodging portfolio resulting from certain 
intercompany transfers of assets and debt to and from Xenia that did not reflect Xenia’s actual performance, our compensation 
committee approved an adjustment to the number of share units subject to all share unit awards outstanding under the Lodging 
Plan to protect the value of the awards from dilution or enlargement attributable to such transfers. 

On February 4, 2015, in connection with the spin-off of our lodging business, the Transaction Share Unit Awards relating to our 
lodging business which were granted to Messrs. McGuinness, Potts, Podboy and Wilton became vested and were settled in 
accordance with the applicable plan provisions. 

155 

 
Effective June 19, 2015, in connection with the change in the equity value of our student housing portfolio resulting from 
certain intercompany transfers of assets and debt to and from University House that do not reflect University House’s actual 
performance, our compensation committee approved an adjustment to the number of share units subject to all share unit awards 
outstanding under the Student Housing Plan to protect the value of the awards from dilution or enlargement attributable to such 
transfers. 

On November 16, 2015, in connection with the change in the equity value of our retail/non-core portfolio resulting from certain 
intercompany transfers of assets and debt to and from the retail/non-core portfolio that do not reflect the retail/non-core 
portfolio’s actual performance, our compensation committee approved an adjustment to the number of share units subject to all 
share unit awards outstanding under the Retail Plan to protect the value of the awards from dilution or enlargement attributable 
to such transfers. 

Additional information regarding the vesting terms and conditions applicable to all outstanding share unit awards held by our 
named executive officers is set forth under the heading “- Potential Payments Upon Termination or Change in Control” below. 

Other Elements of Compensation 

In 2015, we provided customary employee benefits to our full- and part-time employees, including our named executive 
officers, including medical and dental benefits, short-term and long-term disability insurance, accidental death and 
dismemberment insurance, and group life insurance. In addition, Mr. McGuinness was also covered by an additional life 
insurance policy provided by the Company. 

We have established a 401(k) retirement savings plan for our employees, including our named executive officers, who satisfy 
certain eligibility requirements. In 2015, our named executive officers were eligible to participate in the 401(k) plan on the 
same terms as other full-time employees. The Code allows eligible employees to defer a portion of their compensation, within 
prescribed limits, on a pre-tax basis through contributions to the 401(k) plan. For 2015, we matched 50% of the contributions 
made by participants in the 401(k) plan for the first $3,000 of the employee’s contributions. These matching contributions are 
subject to vesting based on the participant’s years of service. We believe that providing a vehicle for tax-deferred retirement 
savings though our 401(k) plan, and making matching contributions, adds to the overall desirability of our compensation 
packages and further incentivizes our employees in accordance with our compensation policies. 

Severance and Change in Control-Based Compensation 

As more fully described below under the caption “- Potential Payments Upon Termination or Change in Control,” the amended 
and restated employment agreements with our named executive officers provide for certain payments and/or benefits upon a 
qualifying termination of employment. We believe that job security and terminations of employment, both within and outside of 
the change in control context, are causes of significant concern and uncertainty for senior executives and that providing 
protections to our named executive officers in these contexts is therefore appropriate in order to alleviate these concerns and 
allow the executives to remain focused on their duties and responsibilities to the Company in all situations. 

Payments and/or benefits provided in the employment agreements for our named executive officers, in each case, upon a 
termination by the Company without “cause” or by the executive for “good reason,” include, without limitation: 

• 

• 

a multiple of the sum of the executive’s annual base salary and target bonus for the year in which the termination 
occurs; and 

payment or reimbursement, by the Company of premiums for healthcare continuation coverage under COBRA for the 
executive and his dependents for up to 18 months after the termination date. 

Furthermore, the award agreements covering the share unit awards granted to each named executive officer and the RSU Award 
Agreements provide for accelerated vesting of the awards upon certain terminations of employment. A detailed description of 
the acceleration provisions applicable to the share unit awards and the RSU Awards is set forth under the heading “- Potential 
Payments Upon Termination or Change in Control” below. 

Mr. Roberts may also be eligible to receive a change in control retention bonus under the IA Communities Group, Inc. 
Retention Bonus Plan, as amended (the "Retention Bonus Plan"). See "Potential Payments Upon Termination of Change in 
Control - University House Retention Bonus Plan" below for additional details. 

Separation Agreement with Mr. Potts 

156 

 
Effective November 23, 2015, Mr. Potts resigned as Executive Vice President - Chief Financial Officer and Treasurer and 
principal financial officer of the Company and from all other officer, director or other positions he held with any subsidiary, 
division or affiliate of the Company. 

In connection with Mr. Potts’ resignation, the Company and Mr. Potts entered into the Severance Agreement. Pursuant to the 
Severance Agreement, Mr. Potts is entitled to certain severance payments and benefits, as more fully described below under the 
caption “- Potential Payments Upon Termination or Change in Control.”  All such compensation and benefits are conditioned 
upon Mr. Potts not revoking the general release of claims set forth in the Severance Agreement. The Severance Agreement 
further provides that the non-competition covenant under Mr. Potts’ employment agreement with the Company will continue to 
apply for six months (rather than twelve months) following the separation date. 

Tax and Accounting Considerations 

Code Section 162(m) 

Generally, Section 162(m) of the Code disallows a tax deduction for any publicly-held corporation for individual compensation 
exceeding $1.0 million in any taxable year to its chief executive officer and each of its three other most highly compensated 
executive officers, other than its chief financial officer, unless compensation qualifies as “performance-based compensation” 
within the meaning of the Code. We believe that we qualify as a REIT under the Code and generally are not subject to federal 
income taxes, provided that we distribute to our stockholders at least 90% of our taxable income each year. As a result of the 
Company’s tax status as a REIT, the loss of a deduction under Section 162(m) may not affect the amount of federal income tax 
payable by the Company. Therefore, our board and our compensation committee generally have not taken the deductibility 
limit imposed by Section 162(m) into consideration in setting compensation. 

Code Section 409A 

Section 409A of the Code, or Section 409A, requires that “nonqualified deferred compensation” be deferred and paid under 
plans or arrangements that satisfy the requirements of the statute with respect to the timing of deferral elections, timing of 
payments and certain other matters. Failure to satisfy these requirements can expose employees and other service providers to 
accelerated income tax liabilities, penalty taxes and interest on their vested compensation under such plans. Accordingly, as a 
general matter, it is our intention to design and administer our compensation and benefits plans and arrangements for all of our 
employees and other service providers, including our named executive officers, so that they are either exempt from, or satisfy 
the requirements of, Section 409A. 

Code Section 280G 

Section 280G of the Code disallows a tax deduction with respect to excess parachute payments to certain executives of 
companies which undergo a change in control. In addition, Section 4999 of the Code imposes a 20% excise tax on the 
individual with respect to the excess parachute payment. Parachute payments are compensation linked to or triggered by a 
change in control and may include, but are not limited to, bonus payments, severance payments, certain fringe benefits, and 
payments and acceleration of vesting from long-term incentive plans including share units and other equity-based 
compensation. Excess parachute payments are parachute payments that exceed a threshold determined under Section 280G 
based on the executive’s prior compensation. In approving the compensation arrangements for our named executive officers, 
our board and our compensation committee consider all elements of the cost to our company of providing such compensation, 
including the potential impact of Section 280G. However, our board or our compensation committee may, in their judgment, 
authorize compensation arrangements that could give rise to loss of deductibility under Section 280G and the imposition of 
excise taxes under Section 4999 when they believe that such arrangements are appropriate to attract and retain executive talent. 

Accounting for Stock-Based Compensation 

We follow FASB Accounting Standards Codification Topic 718, or ASC Topic 718, for our stock-based compensation awards. 
ASC Topic 718 requires companies to calculate the grant date “fair value” of their stock-based awards using a variety of 
assumptions. ASC Topic 718 also requires companies to recognize the compensation cost of their stock-based awards in their 
income statements over the period that an employee is required to render service in exchange for the award. Grants of Annual 
Share Unit Awards and Contingency Share Unit Awards under the Share Unit Plans and RSU Awards under the Incentive 
Award Plan will be accounted for as equity awards under ASC Topic 718. Grants of Transaction Share Unit Awards may only 
be settled in cash, and therefore are reflected as non-equity awards. Our compensation committee will regularly consider the 
accounting implications of significant compensation decisions, especially in connection with decisions that relate to the Share 
Unit Plans. As accounting standards change, we may revise certain programs to appropriately align accounting expenses of our 
equity awards with our overall executive compensation philosophy and objectives. 

157 

 
Executive Compensation Tables 

Summary Compensation Table 

The following table sets forth certain information with respect to the compensation paid to our named executive officers for the 
fiscal year ended December 31, 2015, and as applicable, the fiscal year ended December 31, 2014. 

Name and Principal Position 

Thomas P. McGuinness 
President and Chief Executive Officer 

Jack Potts 
Former Executive Vice President, Chief 
Financial Officer and Treasurer 

Michael E. Podboy 
Executive Vice President, Chief Financial 
Officer, Chief Investment Officer and Treasurer 

Scott W. Wilton 
Executive Vice President, General Counsel and 
Secretary 

David F. Collins 
Executive Vice President, Portfolio 
Management 

Jonathan T. Roberts 
President, University House Communities 
Group, Inc. 

Year 

2015 

2014 

Salary(1) 
$700,000 

Stock 
Awards(2) 
$1,750,000 

572,115 

3,000,000 

2015 

483,000 

600,000 

Non-Equity 
Incentive Plan 
Compensation(3) 
$1,284,004 

975,000 

354,098 

All Other 
Compensation(4) 
$5,330 

4,211 

Total 

$3,739,334 

4,551,326 

1,802,434 

3,239,532 

2014 

398,192 

1,150,000 

432,000 

86 

1,980,278 

2015 

395,000 

500,000 

2014 

305,553 

800,000 

2015 

395,000 

500,000 

564,088 

241,000 

477,468 

5,261 

1,464,349 

86 

1,346,639 

5,261 

1,377,729 

2015 

395,000 

500,000 

330,299 

41,381 

1,266,680 

2015 

375,000 

500,000 

374,718 

5,458 

1,255,176 

(1)  For 2014, for Messrs. McGuinness, Potts and Podboy, amounts represent base salary earned for the portion of 2014 during 
which the executive was employed and compensated by us subsequent to the Self-Management Transactions (March 1, 
2014 through December 31, 2014), as well as amounts reimbursed to the Business Manager and its affiliates for salaries 
paid to the executives for the period from February 1, 2014 through February 28, 2014. 

For 2015, Mr. Roberts' annual base salary was increased from $375,000 to $450,000 effective November 16, 2015. 

(2)  For 2015, for Messrs. McGuinness, Potts, Podboy, Wilton and Collins, amounts reflect the full grant-date fair value of 

RSU Awards granted under the Incentive Award Plan in accordance with ASC Topic 718. Additional details on accounting 
for stock-based compensation can be found in Note 2: “Summary of Significant Accounting Policies-Stock-Based 
Compensation” and Note 15: “Stock-Based Compensation” of our consolidated financial statements in this Annual Report 
on Form 10-K. 

For 2014, for Messrs. McGuinness, Potts and Podboy, amounts reflect the full grant-date fair value of Annual Share Unit 
Awards and Contingency Share Unit Awards granted under the Retail Plan, which was calculated by multiplying the 
applicable number of share units by the per unit value ($10.00) on the date of grant as prescribed by ASC Topic 718. The 
value of each share unit ($10.00) was determined by reference to the third-party valuation performed for the Company as 
of December 31, 2013. Although the amounts presented in the table reflect the full grant-date fair value of the share unit 
awards as of the date of grant in accordance with ASC Topic 718, because the awards are contingent on the occurrence of a 
liquidity event that is outside our control, the Company did not recognize any stock-based compensation expense at the 
time of grant under ASC Topic 718 with respect to such awards, and any compensation expense recognized by the 
Company in the future will not necessarily reflect the grant date fair value of the awards shown in this table. 

For 2015, for Mr. Roberts, amount reflects the full grant-date fair value of an Annual Share Unit Award granted under the 
Student Housing Plan, which was calculated by multiplying the applicable number of share units by the estimated per unit 
value ($13.98) on the date of grant as prescribed by ASC Topic 718. The value of each share unit was determined by our 
compensation committee. Although the amount presented in the table reflects the full grant-date fair value of the share unit 
award as of the date of grant in accordance with ASC Topic 718, because the award is contingent on the occurrence of a 
liquidity event that is outside our control, the Company has not recognized any stock-based compensation expense under 

158 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ASC Topic 718 with respect to such award, and any compensation expense recognized by the Company in the future will 
not necessarily reflect the grant date fair value of the award shown in this table. 

(3)  For 2015, amounts represent (i) the annual bonus awards earned in 2015 and paid in 2016 under our annual bonus 

programs for employees of the Company and University House, as applicable, and (ii) payments with respect to the 
settlement of the Transaction Share Unit Awards that were granted under the Lodging Plan and were paid as a result of the 
Xenia Spin-Off to Messrs. McGuinness ($354,098), Potts ($354,098), Podboy ($212,459) and Wilton ($141,639). 

For 2014, amounts represent the annual bonus awards earned in 2014 and paid in 2015 under our annual bonus programs 
for Messrs. McGuinness, Potts and Podboy. See “Compensation Discussion and Analysis - Elements of Executive 
Compensation - Annual Cash Bonuses” for a detailed discussion of our annual bonus programs. 

(4)  The following table sets forth the amount of each other item of compensation paid to, or on behalf of, our named executive 
officers during 2015 included in the “All Other Compensation” column. Amounts for each other item of compensation are 
valued based on the aggregate incremental cost to us, in each case without taking into account the value of any income tax 
deduction for which we may be eligible. 

Name 

Thomas P. McGuinness 

Jack Potts 
Michael E. Podboy 

Scott W. Wilton 

David F. Collins 

Jonathan T. Roberts 

Company 
Contributions to 
401(k) Plan 

Life 
Insurance 
Premiums 

Relocation 
Payment 

$5,000 

5,000 

5,000 

5,000 

5,000 

5,000 

$330 

292 

261 

261 

261 

458 

$— 

— 

— 

— 

35,000 

— 

Other 
Payments(1) 
$— 

Total 

$5,330 

1,797,142 

1,802,434 

— 

— 

1,120 

— 

5,261 

5,261 

41,381 

5,458 

(1)  With respect to Mr. Potts, amount includes (i) cash severance payments equal to $1,757,050 and continued health 

insurance coverage at the Company’s expense valued at an estimated $38,093, paid or payable pursuant to the Severance 
Agreement and (ii) $1,999 for third-party provided services. With respect to Mr. Collins, amount reflects an employee 
referral bonus paid in 2015. 

Grants of Plan-Based Awards in 2015 

The following table sets forth information regarding grants of plan-based awards made to our named executive officers for 

the year ended December 31, 2015. 

Estimated Future Payout Under Non- 
Equity Incentive Plan Awards(1) 

Name 

Grant Date 

Threshold 

Target 

Max 

Thomas P. McGuinness 

N/A 

$437,500 

$875,000 

$1,312,500 

Jack Potts 

Michael E. Podboy 

Scott W. Wilton 

David F. Collins 

June 19, 2015 
N/A 

June 19, 2015 
N/A 

June 19, 2015 
N/A 

June 19, 2015 
N/A 

— 
217,350 

— 
158,000 

— 
158,000 

— 
158,000 

June 19, 2015 

— 

— 
434,700 

— 
316,000 

— 
316,000 

— 
316,000 

— 

— 
652,050 

— 
474,000 

— 
474,000 

— 
474,000 

— 

Jonathan T. Roberts 

N/A 

180,000 

360,000 

540,000 

June 19, 2015 

— 

— 

— 

159 

All Other 
Stock 
Awards: 
Number of Stock or 
Share Units (#) 

— 
437,500(2) 
— 
150,000(2) 
— 
125,000(2) 
— 
125,000(2) 
— 
125,000(2) 
— 
35,765(3) 

Grant Date 
Fair Value 
of Stock 
Awards ($) 

— 
$1,750,000(4) 
— 
600,000(4) 
— 
500,000(4) 
— 
500,000(4) 
— 
500,000(4) 
— 
500,000(5) 

 
 
 
 
 
(1)  Amounts represent the potential value of cash bonus awards that could have been earned for 2015 under our bonus 

programs. Under the bonus program applicable to Messrs. McGuinness, Potts, Podboy, Wilton and Collins, each executive 
was eligible to earn a cash bonus based on achievement in 2015 of performance goals relating to (i) AFFO, and (ii) 
individual performance. Under the bonus program applicable to Mr. Roberts, Mr. Roberts was eligible to earn a cash bonus 
based on achievement in 2015 of performance goals relating to (i) adjusted EBITDA, (ii) development management, and 
(iii) individual performance. Please also see “Compensation Discussion and Analysis - Elements of Executive 
Compensation Program - Annual Cash Bonuses” for a detailed discussion of the 2015 bonus programs. 

(2)  Represents RSU Awards granted under the Incentive Award Plan. 

(3)  Represents an Annual Share Unit Award granted under the Student Housing Plan. 

(4)  Amounts reflect the full grant-date fair value of RSU Awards granted under the Incentive Award Plan in accordance with 

ASC Topic 718. 

(5)  Amount reflects the full grant-date fair value of the Annual Share Unit Award granted to Mr. Roberts under the Student 

Housing Plan during 2015, which was calculated by multiplying the applicable number of share units by the estimated per 
unit value ($13.98) on the date of grant as prescribed by ASC Topic 718. The estimated value of each share unit ($13.98) 
was determined by the compensation committee. 

Narrative Disclosure to Summary Compensation Table and Grants of Plan-Based Awards Table 

Employment Agreements 

The following provides a description of the material terms of each named executive officer’s employment agreement.  Unless 
the context requires otherwise, references to "we" or the “Company” refer to InvenTrust or University House, as applicable. 

On July 1, 2014, we entered into an Executive Employment Agreement with each of Messrs. McGuinness, Potts, Podboy, 
Wilton and Roberts. On January 28, 2015, we entered into an Executive Employment Agreement with Mr. Collins (collectively, 
the “Prior Employment Agreements”).  On June 19, 2015, we entered into an Amended and Restated Executive Employment 
Agreement (an “Amended Employment Agreement”) with each of our named executive officers. The Amended Employment 
Agreements amend and restate the Prior Employment Agreements. 

The Amended Employment Agreements provide that the executives are entitled to the following annual base salaries, which 
were approved by our compensation committee and, consistent with prior practice, were effective as of January 1, 2015: 

Name 
Thomas P. McGuinness 
Jack Potts 
Michael E. Podboy 
Scott W. Wilton 
David F. Collins 
Jonathan T. Roberts 

Annual Base Salary 
$700,000 
483,000 
395,000 
395,000 
395,000 
375,000 

Under the Prior Employment Agreements, the executives were entitled to the following annual base salaries: Mr. McGuinness - 
$625,000; Mr. Potts - $435,000; Mr. Podboy - $300,000; Mr. Wilton - $335,175; Mr. Collins - $300,000; and Mr. Roberts - 
$275,000. 

In addition, each executive is eligible to receive an annual cash performance bonus based upon the achievement of performance 
criteria established and approved by our compensation committee. The target awards for Messrs. McGuinness, Potts, Podboy, 
Wilton, Collins and Roberts under the Amended Employment Agreements will be no less than 125%, 90%, 80%, 80%, 80% 
and 80% of such executive’s annual base salary, respectively (previously 125%, 90%, 75%, 55%, 75% and 55%, respectively, 
under the Prior Employment Agreements). In the event of a change in control or Listing Event of the Company or University 
House, as applicable, the executive will be eligible to receive a pro-rated portion of the executive’s target annual bonus for the 
year in which such event occurs. 

The Amended Employment Agreement with Mr. Roberts provides that, no later than March 15 of each year during his 
employment, we will grant him an annual share unit award under the Student Housing Plan with an aggregate value equal to no 

160 

 
less than 133% of his then-current annual base salary (previously 100% of base salary under his Prior Employment 
Agreement).  Similar grant provisions contained in the Prior Employment Agreements for Messrs. McGuinness, Potts, Podboy, 
Wilton and Collins were removed in connection with the entry into the Amended Employment Agreements, and are not 
included in those agreements. 

The Amended Employment Agreements with Messrs. McGuinness, Potts, Podboy, Wilton and Collins also contain a 
confidentiality covenant by the executive that extends indefinitely, a non-competition covenant that extends during the 
executive’s employment and for a period of one year following a termination of the executive’s employment (previously one 
year following a termination of the executive’s employment by the executive for any reason or by the Company for “cause” 
under the Prior Employment Agreements), and an employee and independent contractor non-solicitation covenant that extends 
during the executive’s employment and for a period of three years following a termination of the executive’s employment. The 
non-competition covenant contained in the Amended Employment Agreements generally prohibits the executive from engaging 
or associating with any person or entity that owns properties having an aggregate appraised value of at least $500 million and is 
actively engaged in the acquisition, ownership, development, improvement, operation, management, leasing or sale of 
community centers, grocery-anchored centers, strip centers and/or power centers. Each Amended Employment Agreement with 
Messrs. McGuinness, Potts, Podboy, Wilton and Collins also includes a mutual non-disparagement covenant by the executive 
and the Company.  The confidentiality, non-competition, independent contractor non-solicitation and mutual non-
disparagement covenants contained in Mr. Roberts’ Executive Employment Agreement remained unchanged from his Prior 
Employment Agreement. 

On November 16, 2015, the Amended and Restated Employment Agreement with Mr. Roberts was amended to increase his 
annual base salary to $450,000.  His Amended and Restated Employment Agreement otherwise remained unchanged. 

In addition to the terms described above, each of the Amended and Restated Employment Agreements also provides for certain 
payments and benefits upon a termination without “cause” or for “good reason” (each, as defined in the applicable employment 
agreement), which are described under the caption “- Potential Payments Upon Termination or Change in Control” below. 

As discussed above, in connection with Mr. Potts’ resignation, the Company and Mr. Potts entered into the Severance 
Agreement. Pursuant to the Severance Agreement, Mr. Potts is entitled to certain severance payments and benefits, as more 
fully described below under the caption "- Potential Payments Upon Termination or Change in Control." 

Outstanding Equity Awards at 2015 Fiscal Year-End 

The following tables summarize the number of RSUs underlying outstanding RSU Awards and share units underlying 
outstanding Annual Share Unit Awards and Contingency Share Unit Awards for each named executive officer as of December 
31, 2015. Because Transaction Share Unit Awards may only be settled in cash, they are not included in these tables as equity 
incentive plan awards. 

Outstanding Restricted Stock Unit Awards at Fiscal Year End 

The following table represents the RSU Awards outstanding as of December 31, 2015, granted under the Incentive Award Plan. 

Name 

Thomas P. McGuinness 
Michael E. Podboy 
Scott W. Wilton 
David F. Collins 

Grant Date 

June 19, 2015
June 19, 2015
June 19, 2015
June 19, 2015

Number of RSUs That Have Not 
Vested (#) 
293,125(2) 
83,750(2) 
83,750(2) 
83,750(2) 

Market Value of RSUs That 
Have Not Vested ($)(1) 
$1,172,500 
335,000 
335,000 
335,000 

(1)  Amounts represent the number of outstanding RSUs multiplied by $4.00, which is equal to the estimated value per share of 
our common stock as of February 24, 2015 and was the latest valuation available at the time of grant in June 2015 or on 
December 31, 2015. 

(2)  Represents outstanding RSUs, which vest as follows, subject to the executive’s continued service on each applicable 

vesting date: 49% on December 31, 2016 and 51% on December 31, 2017. If the executive’s service is terminated by us 
other than for “cause” or by the executive for “good reason,” in either case, on the date of, or during the 24 month period 
following, a change in control of the Company, or due to the executive’s death or “disability” (as defined in the RSU 
Award Agreement), the RSU Award will vest in full upon such termination. 

161 

 
 
Outstanding Share Unit Awards at Fiscal Year End 

The following table represents the Share Unit Awards outstanding as of December 31, 2015, granted under the Retail Plan and 
the Student Housing Plan. 

Name 

Thomas P. McGuinness 

Michael E. Podboy 

Scott W. Wilton 

David F. Collins 

Jonathan T. Roberts 

Grant Date 
October 9, 2014
October 9, 2014
October 9, 2014
October 9, 2014
October 9, 2014
October 9, 2014
October 9, 2014
October 9, 2014
June 19, 2015 
October 9, 2014 
October 9, 2014

Number of Share Units That Have 
Not Vested (#)(1) 
150,000(3) 
150,000(4) 
40,000(3) 
40,000(4) 
30,000(3) 
22,500(4) 
40,000(3) 
40,000(4) 
35,765(5) 
27,500(6) 
27,500(7) 

Market Value of RSUs and 
Share Units That Have Not 
Vested ($)(2) 
1,500,000 
1,500,000 
400,000 
400,000 
300,000 
225,000 
400,000 
400,000 
500,000 
275,000  
275,000 

(1)  Numbers do not reflect adjustments made by our compensation committee from time to time to the number of share units 
underlying each award in order to prevent dilution or enlargement of value as a result of intercompany transfers of cash, 
assets or debt that have affected the interim equity value of our retail/non-core business or student housing business, as 
applicable. For additional information, see footnote 2 below.  For a more detailed description of the Share Unit Awards, see 
the discussion under the captions "Share Unit Plans" and "Share Unit Awards" above. 

(2)  With respect to Share Unit Awards granted in 2014, amounts represent the number of share units that were granted on the 
grant date multiplied by the estimated value of each share unit on the grant date as determined by our compensation 
committee by reference to the third-party valuation performed for the Company that was the most recent third-party 
evaluation available at the time of the grant. The estimated value of a share unit was determined based on a phantom 
capitalization of our retail/non-core business or student housing business, as applicable, and does not directly correspond to 
the value of a share of common stock of the Company or University House, as applicable. Vesting of the share units is 
conditioned upon the occurrence of a triggering event, such as a Listing Event or a change in control of the business and, 
therefore, the market value of the share units cannot be definitively determined until the occurrence of such an event.  With 
respect to Share Unit Awards granted under the Student Housing Plan in 2015, represents the number of share units 
outstanding multiplied by $13.98, which is equal to the estimated value of each share unit as of December 31, 2015 as 
determined by our compensation committee. 

(3)  Represents an Annual Share Unit Award granted under the Retail Plan, which will vest and be settled on the later to occur 
of (i) the date of a change in control of the Company, or a Listing Event with respect to the shares of common stock of the 
Company, and (ii) the third anniversary of the vesting commencement date of the award, subject to the executive’s 
continued employment through the applicable settlement date, provided that in no event will the Annual Share Unit Award 
vest or be settled unless such a change in control or Listing Event occurs on or before the fifth anniversary of the vesting 
commencement date of the award. The vesting commencement date for each Annual Share Unit Award is March 12, 2014. 

(4)  Represents a Contingency Share Unit Award granted under the Retail Plan, the vesting and settlement of which is 

contingent upon the occurrence of a change in control of the Company, or a Listing Event with respect to the shares of 
common stock of the Company, in each case that occurs no later than the fifth anniversary of the applicable vesting 
commencement date. If a Listing Event occurs, the Contingency Share Unit Award will vest and settle in three equal 
installments on each of the first three anniversaries of the Listing Event, subject to the executive’s continued employment 
through each vesting date. If a qualifying change in control occurs, 100% of the Contingency Share Unit Award will vest 
and settle on the one-year anniversary of the change in control event, subject to the executive’s continued employment 
through the vesting date. The vesting commencement date for each Contingency Share Unit Award is March 12, 2014. 

(5)  Represents an Annual Share Unit Award granted under the Student Housing Plan, which will vest and be settled on the 

later to occur of (i) with respect to one-third of the share units underlying the Annual Share Unit Award, on the first three 
anniversaries of the vesting commencement date, and (ii) the date of a change in control of the Company or University 
House, or a Listing Event with respect to the shares of common stock of University House, subject to the executive’s 
continued employment through the applicable settlement date, provided that in no event will the Annual Share Unit Awards 

162 

 
vest or be settled unless such a change in control or Listing Event occurs on or before the fifth anniversary of the vesting 
commencement date of the award. The vesting commencement date for the Annual Share Unit Award is January 1, 2015. 

(6)  Represents an Annual Share Unit Award granted under the Student Housing Plan, which will vest and be settled on the 

later to occur of (i) the date of a change in control of the Company or University House, or a Listing Event with respect to 
the shares of common stock of University House, and (ii) the third anniversary of the vesting commencement date of the 
award, subject to the executive’s continued employment through the applicable settlement date, provided that in no event 
will the Annual Share Unit Award vest or be settled unless such a change in control or Listing Event occurs on or before 
the fifth anniversary of the vesting commencement date of the award. The vesting commencement date for the Annual 
Share Unit Award is March 12, 2014. 

(7)  Represents a Contingency Share Unit Award granted under the Student Housing Plan, the vesting and settlement of which 
is contingent upon the occurrence of a change in control of the Company or University House, or a Listing Event with 
respect to the shares of common stock of University House, in each case that occurs no later than the fifth anniversary of 
the applicable vesting commencement date. If a Listing Event occurs, the Contingency Share Unit Award will vest and 
settle in three equal installments on each of the first three anniversaries of the Listing Event, subject to the executive’s 
continued employment through each vesting date. If a qualifying change in control occurs, 100% of the Contingency Share 
Unit Award will vest and settle on the one-year anniversary of the change in control event, subject to the executive’s 
continued employment through the vesting date. The vesting commencement date for the Contingency Share Unit Award is 
March 12, 2014. 

Stock Vested 

The following table provides information regarding RSU Awards held by Messrs. McGuinness, Potts, Podboy, Wilton and 
Collins that vested during fiscal year 2015: 

Name 

Thomas P. McGuinness 
Jack Potts 
Michael E. Podboy 
Scott W. Wilton 
David F. Collins 

Number of Shares 
Acquired on Vesting 

144,375 
50,000 
41,250 
41,250 
41,250 

Values Realized 
on Vesting (1) 
$577,500 
200,000 
165,000 
165,000 
165,000 

(1)  Amounts represent the number of shares of our common stock acquired in connection with the vesting of RSUs multiplied 
by $4.00, which is equal to the estimated value per share of our common stock as of February 24, 2015 and was the latest 
valuation available on December 31, 2015, the vesting date. 

Potential Payments Upon Termination or Change in Control 

Our named executive officers are entitled to certain payments and benefits upon a qualifying termination of employment 
(whether or not such termination is in connection with a change in control) or upon a change in control or Listing Event. The 
following discussion describes the payments and benefits to which our named executive officers, other than Mr. Potts, would 
have become entitled upon a qualifying termination or change in control, as applicable, occurring on December 31, 2015.  With 
respect to Mr. Potts, the discussion describes the payments and benefits payable under the Severance Agreement in connection 
with his termination of employment on November 23, 2015. 

Employment Agreements 

Under the named executive officers’ respective Amended Employment Agreements, if the executive’s employment was 
terminated by the Company or University House, as applicable, without “cause” or by the executive for “good reason” (each, as 
defined in the Amended Employment Agreement), the executive would be entitled to the following severance payments and 
benefits: 

• 

• 

payment in an amount equal to a multiple of the sum of the executive’s annual base salary and target bonus for the 
year in which the termination occurs, payable in equal installments over a period of 12 months commencing within 60 
days (or 70 days for Mr. Roberts) following the executive’s termination date (except as described below); and 

payment or reimbursement by us or University House, as applicable, of premiums for healthcare continuation 
coverage under COBRA for the executive and his dependents for up to 18 months after the termination date. 

163 

 
The cash severance multiple for each executive for both non-change in control and change in control termination scenarios is as 
follows: Mr. McGuinness - 2x (non-change in control) and 3x (change in control) (previously 2x (non-change in control) and 
2.5x (change in control) under Mr. McGuinness’ Prior Employment Agreement); Messrs. Podboy, Wilton, Collins and Roberts - 
1.5x (non-change in control) and 2.5x (change in control) (previously 1.5x (non-change in control) and 2x (change in control) 
under the Prior Employment Agreements). Under the Amended Employment Agreements, the change in control severance 
multiple will apply in the event of a termination by us without “cause” that occurs on the date of, or during the 24 month period 
following, a change in control transaction or, with respect to Messrs. McGuinness, Podboy, Wilton and Collins, a sale of our 
retail business segment, or in the event of a termination by the executive for “good reason” that occurs on the date of, or during 
the 24 month period following, a change in control transaction (each, as defined in the Amended Employment Agreement). 
Cash severance payable in the event of a qualifying change in control termination will be made in a single lump sum within 60 
days (or 70 days for Mr. Roberts) following the executive’s termination date (rather than installments over 12 months). The 
executive’s right to receive the severance or other benefits described above will be subject to the executive signing, delivering 
and not revoking a general release agreement in a form generally used by us. 

The Amended Employment Agreements further provide that, to the extent that any payment or benefit received by an executive 
in connection with a change in control would be subject to an excise tax under Section 4999 of the Code, such payments and/or 
benefits will be subject to a “best pay cap” reduction if such reduction would result in a greater net after-tax benefit to the 
executive than receiving the full amount of such payments. 

RSU Awards 

The RSU Agreements provide for accelerated vesting of the awards in the event of certain terminations of service.  If an 
executive’s service is terminated by us other than for “cause” or by the executive for “good reason,” in either case, on the date 
of, or during the 24 month period following, a change in control of the Company, or due to the executive’s death or “disability” 
(as defined in the RSU Award Agreement), the RSU Award will vest in full upon such termination. 

Share Unit Awards 

The form of award agreements covering the share unit awards made to our named executive officers provide for accelerated 
vesting of the awards in the event of certain terminations of service and, in the case of the Transaction Share Unit Awards, a 
change in control or Listing Event. 

With respect to Annual Share Unit Awards and Contingency Share Unit Awards, if the executive’s employment is terminated by 
the Company or University House, as applicable, without “cause” or by the executive for “good reason” (each, as defined in the 
applicable award agreement or Share Unit Plan), in either case, following the occurrence of a change in control or Listing 
Event, the unvested portion of the award will vest in full and be settled on the date of such termination or resignation.  In 
addition, with respect to Annual Share Unit Awards and Contingency Share Unit Awards, in the event that the executive’s 
employment was terminated on account of death or “disability” (as defined in the applicable award agreement) after the 
occurrence of a change in control or Listing Event, then with respect to all share units which were unvested as of that time, the 
executive would be entitled to receive a cash payment equal to the fair market value of the share units on the date of the 
termination. In the event that the executive’s employment was terminated on account of death or “disability,” and a change in 
control or Listing Event had not yet occurred, then upon the occurrence of a change in control or Listing Event, the executive 
would be entitled to a cash payment equal to the fair market value of the share units on the date of the change in control or 
Listing Event, as applicable. 

With respect to Transaction Share Unit Awards, in the event that the executive’s employment was terminated on account of 
death or “disability” (as defined in the applicable award agreement) prior to the occurrence of a change in control or Listing 
Event, the executive would be entitled to a cash payment equal to the fair market value of the share units on the date of the 
change in control or Listing Event, as applicable. 

164 

 
 
 
 
Potts Severance Agreement 

Under the Severance Agreement, Mr. Potts is entitled to the following compensation and benefits: (i) $1,376,550, payable over 
a period of 12 months following the effective date of Mr. Potts’ resignation (the “separation date”); (ii) $380,500, payable in a 
lump-sum within 60 days following the separation date; (iii) continued health insurance coverage at the Company’s expense for 
up to 18 months following the separation date; and (iv) accelerated vesting, effective as of the separation date, of 50,000 
restricted stock units previously granted to Mr. Potts which were otherwise scheduled to vest on December 31, 2015.  The 
following table summarizes the amount of compensation and benefits paid or payable to Mr. Potts under the Severance 
Agreement. 

Cash Severance 

Company-Paid COBRA 
Premiums (1) 

Accelerated Vesting of 
RSU Awards (2) 

Jack Potts 

$200,000 
(1)  Estimated value based on Company-paid COBRA premiums at 2015 enrollment rates. 

$1,757,050 

$38,093 

Total 

$1,995,143 

(2)  Represents the product of 50,000 RSUs multiplied by $4.00, which is equal to the latest estimated share value of the 

Company as of the separation date. 

The compensation and benefits payable under the Severance Agreement are conditioned upon Mr. Potts not revoking the 
general release of claims set forth in the Severance Agreement. The Severance Agreement further provides that the 
noncompetition covenant under Mr. Potts’ Amended Employment Agreement will continue to apply for six months following 
the separation date. 

University House Retention Bonus Plan 

Pursuant to the terms of the Retention Bonus Plan, in the event of a change in control of University House, subject to Mr. 
Roberts’ continued employment with University House until immediately prior to such change in control and subject to the 
terms and conditions of the Retention Bonus Plan, Mr. Roberts would be entitled to receive a cash retention bonus in an amount 
equal to one-half of his then-current annual base salary. 

165 

 
 
 
Summary of Potential Payments 

The following table summarizes the payments that would be made to our named executive officers, other than Mr. Potts, upon 
the occurrence of certain qualifying terminations of employment or a change in control, Listing Event or, other than with 
respect to Mr. Roberts, a sale of our retail business (a “retail sale”), assuming such named executive officer’s termination of 
employment with the Company or University House, as applicable, occurred on December 31, 2015 and, where relevant, that a 
change in control or Listing Event of the Company or University House, as applicable, or a retail sale occurred on December 
31, 2015. Amounts shown in the table below do not include (1) accrued but unpaid salary or bonuses and (2) other benefits 
earned or accrued by the named executive officer during his employment that are available to all salaried employees, such as 
accrued vacation.  

Name 

Thomas P. 
McGuinness 

Benefit 

Cash Severance (4) 

Accelerated Vesting of RSU 
Awards (5) 

Accelerated Vesting of Share 
Unit Awards (6) 

Company-Paid COBRA 
Premiums (7) 

Total 

Michael E. Podboy 

Cash Severance (4) 

Accelerated Vesting of RSU 
Awards (5) 

Accelerated Vesting of Share 
Unit Awards (6) 

Company-Paid COBRA 
Premiums (7) 

Total 

Scott W. Wilton 

Cash Severance (4) 

Accelerated Vesting of RSU 
Awards (5) 

Accelerated Vesting of Share 
Unit Awards (6) 

Company-Paid COBRA 
Premiums (7) 

Total 

David F. Collins 

Cash Severance (4) 

Accelerated Vesting of RSU 
Awards (5) 

Accelerated Vesting of Share 
Unit Awards (6) 

Company-Paid COBRA 
Premiums (7) 

Total 

Jonathan T. Roberts  Cash Severance (4) 

Accelerated Vesting of Share 
Unit Awards (6) 

Company-Paid COBRA 
Premiums (7) 

Retention Bonus (8) 

Total 

Change in 
Control or 
Listing Event 
Following 
Termination 
Upon Death or 
Disability(1) 

Termination 
Upon Death or 
Disability 
Following a 
Change in 
Control or 
Listing Event(2) 

Termination 
Without 
Cause or 
For Good 
Reason (No 
Change in 
Control or Retail 
Sale) 

Termination 
Without 
Cause or 
For Good 
Reason (Change 
in Control or 
Retail Sale) (2)(3) 

—

—

$3,150,000

$4,725,000

Change of 
Control or Listing 
Event (No 
Termination) 

—

—

$1,172,500

$1,172,500

$150,000

3,150,000

3,150,000

—

—

—

150,000

4,322,500

4,322,500

—

—

23,701

3,173,701

1,066,500

—

—

35,339

1,101,839

1,066,500

—

—

34,432

1,100,932

1,066,500

—

—

35,518

1,102,018

1,215,000

1,172,500

3,150,000

23,701

9,071,201

1,777,500

335,000

890,000

35,339

3,037,839

1,777,500

335,000

585,000

34,432

2,731,932

1,777,500

335,000

800,000

35,518

2,948,018

2,025,000

—

—

335,000

335,000

890,000

890,000

—

—

1,225,000

1,225,000

—

—

335,000

335,000

585,000

585,000

—

920,000

—

—

920,000

—

335,000

335,000

800,000

800,000

—

—

1,135,000

1,135,000

—

—

—

—

90,000

—

90,000

—

—

60,000

—

60,000

—

—

—

—

—

—

—

—

225,000

225,000

1,050,000

1,050,000

—

1,050,000

—

—

1,050,000

—

225,000

1,275,000

41,038

—

41,038

225,000

1,256,038

3,341,038

(1)  Includes (i) with respect to the RSU Awards, amounts to which named executive officers would be entitled to upon a 

termination of employment on account of death or “disability” and (ii) with respect to the share unit awards, amounts to 
which named executive officers would be entitled to upon a change in control or Listing Event occurring following a 
termination of employment on account of death or “disability.” 

166 

 
(2)  Includes (i) amounts which would be payable by reason of accelerated vesting of RSU Awards upon a qualifying 

termination of employment following a change in control, (ii) amounts which would be payable upon the occurrence of a 
change in control or Listing Event under Transaction Share Unit Awards, and (iii) amounts which would be payable by 
reason of accelerated vesting of other share unit awards upon a qualifying termination of employment following the 
change in control or Listing Event. 

(3)  Represents amounts to which named executive officers would be entitled upon a qualifying termination of employment 
occurring on the date of, or during the 24 month period following, a change in control (or with respect to share unit 
awards, following a Listing Event). In the event the named executive officer incurred a qualifying termination of 
employment beyond the 24 month period following a change in control (or with respect to share unit awards, following a 
Listing Event), the executive would remain entitled to acceleration of unvested share unit awards, but not the cash 
severance, reimbursement of COBRA premiums amounts or, unless the executive was terminated on account of death or 
disability, acceleration of unvested RSU Awards. 

(4)  Represents a multiple of the sum of the named executive officer’s annual base salary and target bonus for the year in which 
the qualifying termination occurs. The multiple varies by executive, and whether the executive’s qualifying termination 
occurs on the date of, or during the 24 month period following, a change in control. For additional details, see “ - 
Employment Agreements” above. 

(5)  Represents the aggregate value of the named executive officer’s unvested RSUs which would vest in connection with the 
executive’s termination of employment, calculated by multiplying the applicable number of RSUs subject to each RSU 
Award by $4.00, which is equal to the estimated value per share of our common stock as of February 24, 2015 and was the 
latest valuation available at the time of grant in June 2015 or on December 31, 2015. 

(6)  Represents the aggregate value of the named executive officer’s unvested share unit awards which would vest in 

connection with the change in control or Listing Event or the executive’s termination of employment, as applicable, based 
on the following. With respect to Share Unit Awards granted under the Retail Plan and the Student Housing Plan in 2014, 
amounts represent the number of share units that were granted on the grant date multiplied by the estimated value of each 
share unit on the grant date as determined by our compensation committee by reference to the third-party valuation 
performed for the Company that was the most recent third-party evaluation available at the time of the grant. The estimated 
value of a share unit was determined based on a phantom capitalization of our retail/non-core business or student housing 
business, as applicable, and does not directly correspond to the value of a share of common stock of the Company. Vesting 
of the share units is conditioned upon the occurrence of a triggering event, such as a Listing Event or a change in control of 
the business and, therefore, the market value of the share units cannot be definitively determined until the occurrence of 
such an event.  With respect to Share Unit Awards granted under the Student Housing Plan in 2015, represents the number 
of share units outstanding multiplied by $13.98, which is equal to the estimated value of each share unit as of December 
31, 2015 as determined by our compensation committee.  For a more detailed description of the Share Unit Awards, see the 
discussion under the captions "Share Unit Plans" and "Share Unit Awards" above. 

(7)  Represents reimbursement of COBRA premiums. The amounts associated with COBRA premiums were calculated using 
2015 enrollment rates, multiplied by the maximum 18 month period during which the executive may be entitled to 
reimbursement of COBRA premiums. 

(8)  Represents amount payable to Mr. Roberts pursuant to the Retention Bonus Plan upon a change in control of University 

House. 

167 

 
Compensation Risk Assessment 

We believes that our compensation policies and practices appropriately balance near-term performance improvement with 
sustainable long-term value creation, and that they do not encourage unnecessary or excessive risk taking. In 2015, our 
management conducted an extensive review of the design and operation of our compensation program and presented their 
findings to the compensation committee. The review included an assessment of the level of risk associated with the various 
elements of compensation. Based on this review and assessment, we believe that our compensation policies and practices are 
not reasonably likely to have a material adverse effect on the Company. 

Compensation Committee Report 

The compensation committee of our board of directors has reviewed and discussed with management the Compensation 
Discussion and Analysis contained herein and, based on such review and discussions, recommended to the board that the 
Compensation Discussion and Analysis be included in this Annual Report on Form 10-K for the year ended December 31, 
2015. 

Compensation Committee of the Board of Directors 

Paula Saban 

Thomas F. Glavin 
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 

The following table provides information with respect to the beneficial ownership of our common stock as of March 15, 2016, 
by (i) each person who we believe is a beneficial owner of more than 5% of our outstanding common stock, (ii) each of our 
directors and named executive officers, and (iii) all directors and executive officers as a group. 

Unless otherwise indicated, the address of each named person is c/o InvenTrust Properties Corp., 2809 Butterfield Road, Suite 
360, Oak Brook, Illinois 60523. Except as otherwise noted in the footnotes below, each person or entity identified below has 
sole voting and investment power with respect to such securities, and no shares beneficially owned by any director, nominee or 
executive officer have been pledged as security. 

Name of  Beneficial Owner 

Directors and Named Executive Officers: 

Amount and 
Nature of Beneficial 
Ownership (2) 

% of Shares 
Outstanding (10) 

Thomas P. McGuinness, Director, President and Chief Executive Officer 

Michael E. Podboy, Executive Vice President, Chief Financial Officer, Chief 
Investment Officer and Treasurer 

80,293(3) 

22,398(4) 

David F. Collins, Executive Vice President-Portfolio Management 

             22,398 

Scott W. Wilton, Executive Vice President, General Counsel and Secretary 
Jonathan T. Roberts, President, University House Communities Group Inc. (1) 

J. Michael Borden, Independent Director, Chairman of the Board 

Thomas F. Glavin, Independent Director 

Paula Saban, Independent Director 

William J. Wierzbicki, Independent Director 

All Executive Officers and Directors as a Group (10 persons) 

* Indicates less than 1% 

27,499(5) 

— 
187,370(6) 
45,767(7) 
20,625(8) 
22,166(9) 
441,955 

* 

* 

* 

* 

— 

* 

* 

* 

* 

* 

(1)  The business address for Mr. Roberts is 3890 W. Northwest Highway, Suite 601, Dallas, Texas 75220. 
(2)  Does not include shares underlying unvested RSUs. All fractional ownership amounts have been rounded to the 

nearest whole number. 

(3)  Mr. McGuinness and his spouse share voting and dispositive power over all 80,293 shares. 
(4)  Mr. Podboy and his spouse share voting and dispositive power over all 22,398 shares. 

168 

 
 
 
   
 
 
 
 
 
 
 
 
 
 
(5) 

(6) 

(7) 

Includes 23,471 shares over which Mr. Wilton and his spouse share voting and dispositive power, 3,351 shares over 
which Mr. Wilton and his mother share voting and dispositive power, and 677 shares owned by Mr. Wilton’s spouse 
through her individual IRA. 

Includes 115,899 shares over which Mr. Borden has sole voting and dispositive power, 64,613 shares owned by St. 
Anthony Padua Charitable Trust, for which Mr. Borden is the trustee, and 6,858 shares owned by Mr. Borden’s spouse. 

Includes 25,142 shares over which Mr. Glavin and his spouse share voting and dispositive power. 

(8)  Ms. Saban and her spouse share voting and dispositive power over all 20,625 shares. 
(9) 

Includes 1,541 shares over which Mr. Wierzbicki and his spouse share voting and dispositive power. 

(10)  Based on 862,205,672 shares of our common stock outstanding as of March 15, 2016. 

Equity Compensation Plan Information 

The following table provides information regarding our equity compensation plans as of December 31, 2015. 

(a) 

(b) 

Number of 
Shares or Share Units 
Issuable 
Upon 
Vesting of 
Outstanding 
RSU Awards and Share Unit 
Awards(1) 

Number of 
Securities Remaining 
Available for Future 
Issuance Under 
Equity Compensation 
Plans (Excluding 
Securities Reflected in 
Column (a))(2) 

Equity compensation plans not approved by security holders: 

InvenTrust Properties Corp. 2015 Incentive Award Plan 
Inland American Real Estate Trust, Inc. 2014 Share Unit Plan(3) 
University House Communities Group, Inc. 2014 Share Unit Plan

951,955 

784,780 

273,249 

28,419,375 

— 

45,769,297 

(1)  Represents RSU Awards outstanding under the Incentive Award Plan and Annual Share Unit Awards and Contingency 
Share Unit Awards outstanding under the Retail Plan and Student Housing Plan as of December 31, 2015. Transaction 
Share Unit Awards, which may only be settled in cash, are not included in the amounts shown in this column. The number 
of share units subject to each share unit award reflects the value of the award and does not necessarily correspond to an 
equivalent number of shares of common stock of the Company or University House, as applicable. 

(2) 

Includes shares of common stock available for future grants under the Incentive Award Plan, and share units available for 
future grants under the Share Unit Plans, as applicable, as of December 31, 2015. The number of share units available 
under each plan was established solely as a means to enable the Company to measure the change in value over time of the 
share unit awards granted under the applicable plan, and does not necessarily correspond to an equivalent number of shares 
of common stock of the Company, Xenia or University House, as applicable. 

(3)  Effective June 19, 2015, in connection with the adoption of the Incentive Award Plan, we terminated this plan, which we 
refer to as the Retail Plan. Awards outstanding as of the termination of the plan will remain outstanding and subject to the 
terms of the plan and the applicable award agreement. No additional awards will be granted under the Retail Plan. 

The material features of the Incentive Award Plan and the Share Unit Plans are described under the heading “Compensation 
Discussion and Analysis - Elements of Executive Compensation - Long-Term Equity-Based Incentives.” 

169 

 
 
 
 
 
 
 
Item 13. Certain Relationships and Related Transactions, and Director Independence 

Certain Relationships and Related Transactions 

As of January 1, 2015, we are no longer a related party to The Inland Group, Inc. as further described in our annual report on Form 
10-K for the year ended December 31, 2015. 

On February 3, 2015, we completed the Xenia Spin-Off through the pro rata taxable distribution of 95% of the outstanding common 
stock of our subsidiary Xenia Hotels & Resorts, Inc. to holders of record of our common stock as of the close of business on January 
20, 2015. In connection with and in order to effectuate the Xenia Spin-Off, we and Xenia entered into a Separation and Distribution 
Agreement, a Transition Services Agreement and an Employee Matters Agreement. These agreements provided a framework for our 
relationship with Xenia following the Xenia Spin-Off, including, among other things, provisions that regard the allocation of 
liabilities, the absence of competition restrictions, access to financial and other information and confidentiality. 

Policies and Procedures with Respect to Related Party Transactions 

Our board of directors has adopted a written policy regarding the review, approval and ratification of transactions with related 
persons, which we refer to as our “related person policy.” Our related person policy requires that management present to the audit 
committee any proposed “related person transaction” (defined as any transaction, arrangement or relationship (or any series of 
similar transactions, arrangements or relationships) in which the Company (including any of its subsidiaries) was, is or will be a 
participant and the amount involved exceeds $120,000, and in which any “related person” (as defined in paragraph (a) of Item 404 
of Regulation S-K)) had, has or will have a direct or indirect interest), including all relevant facts and circumstances relating thereto. 
The audit committee will review the relevant facts and circumstances of each related person transaction, including if the transaction 
is on terms comparable to those that could be obtained in arm’s length dealings with an unrelated third party and the extent of the 
related person’s interest in the transaction, take into account the conflicts of interest and corporate opportunity provisions of the 
Code of Ethics and Business Conduct, and either approve or disapprove the related person transaction. 

If advance audit committee approval of a related person transaction requiring the audit committee’s approval is not feasible, then the 
transaction may be preliminarily entered into by management upon prior approval of the transaction by the chair of the audit 
committee  subject  to ratification  of  the  transaction  by  the audit  committee  at  the  audit committee’s  next regularly scheduled 
meeting; provided, that if ratification shall not be forthcoming, management shall make all reasonable efforts to cancel or annul such 
transaction. Any related person transaction shall be consummated and shall continue only if the audit committee has approved or 
ratified such transaction in accordance with Section 2-419 of Maryland Code, Corporations and Associations (if applicable), or any 
successor provision thereto, our charter and bylaws and the guidelines set forth in the related person policy. 

Our related person policy was adopted in 2015 and therefore none of the transactions described above under the heading Certain 
Relationships and Related Transactions was approved pursuant to this policy. Prior to the adoption of our related person policy, any 
related party transactions, including those described above, were approved by a majority of our directors, including a majority of the 
directors not interested in the transaction. In determining whether to approve or authorize a particular related party transaction, these 
directors considered whether the transaction between us and the related party was fair and reasonable to us and had terms and 
conditions no less favorable to us than those available from unaffiliated third parties. 

Director Independence 

Our business is managed under the direction and oversight of our board of directors. The members of our board are J. Michael 
Borden, Thomas F. Glavin, Thomas P. McGuinness, Paula Saban and William J. Wierzbicki, with Mr. Borden serving as the 
chairman. As required by our charter, a majority of our directors must be “independent.” As defined by our charter, an “independent 
director” means any director who qualifies as an “independent director” under the provisions of the New York Stock Exchange 
(“NYSE”) Listed Company Manual in effect from time to time. The NYSE standards provide that to qualify as an independent 
director, in addition to satisfying certain bright-line criteria, the board of directors must affirmatively determine that a director has no 
material  relationship  with  the  Company  (either  directly  or  as  a  partner,  stockholder  or  officer  of  an  organization  that  has  a 
relationship with the Company). 

Consistent with these considerations, after reviewing all relevant transactions or relationships between each director, or any of his or 
her family members, and the Company, our management and our independent registered public accounting firm, and considering 
each director’s direct and indirect association with the Company and its management, the board has determined that Messrs. Borden, 
Glavin and Wierzbicki and Ms. Saban qualify as independent directors. 

170 

 
Our audit committee is comprised of Messrs. Borden and Glavin and Ms. Saban, with Mr. Glavin serving as chair.  The board has 
determined  that  each director  is  independent  in  accordance  with  the  listing  standards of  the NYSE  and  the rules of  the  SEC 
applicable to audit committee members. 

Our  compensation  committee  is  comprised  of  Mr.  Glavin  and  Ms.  Saban,  with  Ms.  Saban  serving  as  chair.    The  board  has 
determined  that  each director  is  independent  in  accordance  with  the  listing  standards of  the NYSE  and  the rules of  the  SEC 
applicable to compensation committee members. Thomas F. Meagher resigned from the board and the compensation committee 
effective April 21, 2015. 

Our nominating and corporate governance committee is comprised of Mr. Borden and Mr. Glavin, with Mr. Borden serving as chair.  
The board has determined that each director is independent in accordance with the listing standards of the NYSE.  Prior to the 
formation of the nominating and corporate governance committee in February 2015, the board did not have a separately designated 
nominating committee, or a charter that governed the director nomination process.  Instead, the full board performed the functions of 
a nominating committee, including identifying and selecting nominees for election at the annual meeting of stockholders.  Even 
though Mr. McGuinness was not an independent director within the listing standards of the NYSE, a majority of the board of 
directors qualified as independent directors, as required by our charter. 

Item 14. Principal Accounting Fees and Services 

Fees to Independent Registered Public Accounting Firm 

The following table presents fees for professional services rendered by our independent registered public accounting firm, KPMG 
LLC ("KPMG"), for the audit of our annual financial statements for the years ended December 31, 2015 and 2014, together with 
fees for audit-related services and tax services rendered by KPMG for the years ended December 31, 2015 and 2014, respectively.  

Audit fees (1) 
Audit-related fees (2) 

Tax fees (3) 

All other fees 

TOTAL 

Year ended December 31, 

2015 

2014 

$2,776,500   
—   
$957,010   
—   
$3,733,510   

$3,391,683
30,000

$1,242,781

—

$4,664,464

(1)  Audit fees consist principally of fees paid for the audit of our annual consolidated financial statements and review of our 
consolidated financial statements included in our quarterly reports.  In addition, for the year ended December 31, 2015, 
$1,075,000 of the above audit fees relate to the Highlands registration statement on Form 10, the audit of the 2012-2014 
Highlands combined consolidated financial statements, and the audit of the 2015 Highlands combined consolidated 
financial statements.  For the year ended December 31, 2014, audit fees include reimbursement of out-of-pocket legal 
expenses associated with the SEC investigation that concluded in March 2015.  In addition, for the year ended December 
31, 2014, $1,583,000 of the above audit fees relate to review of the Xenia Hotels & Resorts, Inc. registration statement on 
Form 10, audits of significant acquirees under Rule 3-05, the audit of the 2011-2013 combined consolidated financial 
statements, and the audit of the 2014 combined consolidated financial statements. 

(2)  Prior year audit-related fees consist of agreed-upon procedures for one property owned by Xenia Hotels & Resorts, Inc. 
(3)  Tax fees are comprised of tax compliance and consulting fees.  

Approval of Services and Fees 

Our audit committee, or the chairman of our audit committee, must pre-approve any audit and non-audit service provided to us by 
the independent auditor, unless the engagement is entered into pursuant to appropriate preapproval policies established by the audit 
committee or if such service falls within available exceptions under SEC rules. If approved by the chairman of the audit committee, 
such approval will be presented to the audit committee at its next meeting. The audit committee may form and delegate authority to 
subcommittees consisting of one or more members when appropriate, including the authority to approve audit and permitted non-
audit services, provided that the decision of the subcommittee to approve any service shall be presented to the full audit committee 
at its next scheduled meeting. 

Our audit committee has reviewed and approved all of the fees charged by KPMG for the years ended December 31, 2015 and 2014, 
and actively monitors the relationship between audit and non-audit services provided by KPMG. The audit committee concluded 
that all services rendered by KPMG during the years ended December 31, 2015 and 2014, respectively, were consistent with 
maintaining KPMG’s independence. As a matter of policy, we will not engage our primary independent registered public accounting 
firm for non-audit services other than “audit-related services,” as defined by the SEC, certain tax services and other permissible non-
audit services that are specifically approved as described above. 

171 

 
 
 
 
Part IV 

Item 15. Exhibits and Financial Statement Schedules 

(a)  List of documents filed: 

i.  Financial Statements: 

1.  Report of Independent Registered Public Accounting Firm 

2.  The consolidated financial statements of the Company are set forth in the report in Item 8. 

ii.  Financial Statement Schedules: 

1.  Financial statement schedule for the year ended December 31, 2015 is submitted herewith. 

2.  Real Estate and Accumulated Depreciation (Schedule III) 

iii.  Exhibits: 

1.  The list of exhibits filed as part of this Annual Report is set forth on the Exhibit Index attached hereto. 

(b)  Exhibits: 

i.  The exhibits filed in response to Item 601 of Regulation S-K are listed on the Exhibit Index attached hereto. 

(c)  Financial Statement Schedules 

All schedules other than those indicated in the index have been omitted as the required information is inapplicable or the 
information is presented in the consolidated financial statements or related notes. 

172 

 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities and Exchange Act of 1934, the registrant has duly caused this 
report to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

INVENTRUST PROPERTIES CORP. 

By: 

Date: 

  /s/ Thomas P. McGuinness 
  Thomas P. McGuinness 
  Director, President and Chief Executive Officer (Principal Executive Officer) 
  March 18, 2016 

Pursuant to the requirements of the Securities Act of 1934, this report has been signed below by the following persons on behalf 
of the registrant and in the capacities and on the dates indicated. 

Signature 

Title 

Date 

  President and Chief Executive Officer (Principal Executive Officer) 

March 18, 2016 

Executive Vice President, Chief Financial Officer, Chief Investment Officer and Treasurer 
(Principal Financial Officer) 

March 18, 2016 

  Executive Vice President, Chief Accounting Officer (Principal Accounting Officer) 

March 18, 2016 

By: 

Name: 

  /s/ Thomas P. McGuinness 
  Thomas P. McGuinness 

By: 

Name: 

  /s/ Michael E. Podboy 
  Michael E. Podboy 

By: 

Name: 

  /s/ Anna N. Fitzgerald 
  Anna N. Fitzgerald 

By: 

Name: 

  /s/ J. Michael Borden 
  J. Michael Borden 

By: 

Name: 

  /s/ Paula Saban 
  Paula Saban 

  Director 

  Director 

By: 

Name: 

  /s/ William J. Wierzbicki 
  William J. Wierzbicki 

  Director 

By: 

Name: 

  /s/ Thomas F. Glavin 
  Thomas F. Glavin 

  Director 

173 

March 18, 2016 

March 18, 2016 

March 18, 2016 

March 18, 2016 

 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
   
 
 
EXHIBIT 
NO. 

2.1 

2.2 

2.3 

3.1 

3.2 

4.2 

10.1 

10.2 

10.3 

10.4 

10.5 

10.6 

10.7 

EXHIBIT INDEX 

DESCRIPTION 

Master Modification Agreement, dated as of March 12, 2014, by and among Inland American Real Estate Trust, Inc., Inland 
American Business Manager & Advisor, Inc., Inland American Lodging Corporation, Inland American Holdco Management LLC, 
Inland American Retail Management LLC, Inland American Office Management LLC, Inland American Industrial Management 
LLC and Eagle I Financial Corp. (incorporated by reference to Exhibit 2.1 to the Registrant’s Form 8-K, as filed by the Registrant 
with the SEC on March 13, 2014) 

Asset Acquisition Agreement, dated as of March 12, 2014, by and among Inland American Real Estate Trust, Inc., Inland 
American Holdco Management LLC, Inland American Retail Management LLC, Inland American Office Management LLC, 
Inland American Industrial Management LLC and Eagle I Financial Corp. (incorporated by reference to Exhibit 2.2 to the 
Registrant’s Form 8-K, as filed by the Registrant with the SEC on March 13, 2014) 

Separation and Distribution Agreement by and between Inland American Real Estate Trust, Inc. and Xenia Hotels & Resorts, Inc., 
dated as of January 20, 2015 incorporated by reference to Exhibit 2.1 to the Registrant’s Form 8-K, as filed by the Registrant with 
the SEC on January 23, 2015). 

Seventh Articles of Amendment and Restatement of InvenTrust Properties Corp., as amended (incorporated by reference to 
Exhibit 3.1 to the Registrant’s Form 10-Q, as filed by the Registrant with the SEC on May 14, 2015) 

Amended and Restated Bylaws of InvenTrust Properties Corp., as amended by Amendment No. 1 (incorporated by reference to 
Exhibit 3.2 to the Registrant’s Form 10-Q, as filed by the Registrant with the SEC on November 12, 2015) 

Statement regarding restrictions on transferability of shares of common stock (to appear on stock certificate or to be sent upon 
request and without charge to stockholders issued shares without certificates) (incorporated by reference to Exhibit 4.4 to the 
Registrant’s Amendment No. 1 to Form S-11 Registration Statement, as filed by the Registrant with the SEC on July 31, 2007 
(file number 333-139504)) 

Amended and Restated Master Management Agreement, dated as of March 12, 2014, by and between Inland American Real 
Estate Trust, Inc. and Inland American Retail Management LLC (incorporated by reference to Exhibit 10.1 to the Registrant’s 
Form 8-K, as filed by the Registrant with the Securities and Exchange Commission on March 13, 2014) 

Amended and Restated Master Management Agreement, dated as of March 12, 2014, by and between Inland American Real 
Estate Trust, Inc. and Inland American Office Management LLC (incorporated by reference to Exhibit 10.2 to the Registrant’s 
Form 8-K, as filed by the Registrant with the Securities and Exchange Commission on March 13, 2014) 

Amended and Restated Master Management Agreement, dated as of March 12, 2014, by and between Inland American Real 
Estate Trust, Inc. and Inland American Industrial Management LLC (incorporated by reference to Exhibit 10.3 to the Registrant’s 
Form 8-K, as filed by the Registrant with the Securities and Exchange Commission on March 13, 2014) 

Articles of Association of Oak Real Estate Association by and among Inland Real Estate Corporation, Inland Real Estate Trust, 
Inc., Inland Western Retail Real Estate Trust, Inc. and Inland American Real Estate Trust, Inc., dated September 29, 2006 
(incorporated by reference to Exhibit 10.139 to the Registrant’s Quarterly Report on Form 10-Q, as filed by the Registrant with 
the SEC on November 7, 2006) 

Operating Agreement of Oak Property and Casualty L.L.C. by and among Inland Real Estate Corporation, Inland Retail Real 
Estate Trust, Inc., Inland Western Retail Real Estate Trust, Inc. and Inland American Real Estate Trust, Inc, dated September 29, 
2006 (incorporated by reference to Exhibit 10.140 to the Registrant’s Quarterly Report on Form 10-Q, as filed by the Registrant 
with the SEC on November 7, 2006) 

Oak Property and Casualty L.L.C. Membership Participation Agreement by and among Inland Real Estate Corporation, Inland 
Retail Real Estate Trust, Inc., Inland Western Retail Real Estate Trust, Inc., Inland American Real Estate Trust, Inc., and Oak 
Property and Casualty L.L.C. dated September 29, 2006 (incorporated by reference to Exhibit 10.141 to the Registrant’s Quarterly 
Report on Form 10-Q, as filed by the Registrant with the SEC on November 7, 2006) 

Indemnity Agreement, dated as of August 8, 2014, by and between Inland American Real Estate Trust, Inc., and Xenia Hotels & 
Resorts, Inc., and Inland American Lodging Group, Inc. (incorporated by reference to Exhibit 10.1 to the Registrant’s Quarterly 
Report on Form 10-Q, as filed by the Registrant with the SEC on August 14, 2014) 

10.8.1^  Amended and Restated Executive Employment Agreement, dated as of June 19, 2015, between InvenTrust Properties Corp. and 
Thomas P. McGuinness (incorporated by reference to Exhibit 10.1 to the Registrant’s Form 8-K, as filed by the Registrant with 
the SEC on June 24, 2015) 

10.8.2^  Amended and Restated Executive Employment Agreement, dated as of June 19, 2015, between InvenTrust Properties Corp. and 

Jack Potts (incorporated by reference to Exhibit 10.1 to the Registrant’s Form 8-K, as filed by the Registrant with the SEC on 
June 24, 2015) 

10.8.3^  Amended and Restated Executive Employment Agreement, dated as of June 19, 2015, between InvenTrust Properties Corp. and 
Michael Podboy (incorporated by reference to Exhibit 10.1 to the Registrant’s Form 8-K, as filed by the Registrant with the SEC 
on June 24, 2015) 

174 

 
 
 
EXHIBIT 
NO. 

DESCRIPTION 

10.8.4^*  Amended and Restated Executive Employment Agreement, dated as of June 19, 2015, between InvenTrust Properties Corp. and Scott 

W. Wilton 

10.8.5^*  Amended and Restated Executive Employment Agreement, dated as of June 19, 2015, between InvenTrust Properties Corp. and David 

F. Collins 

10.8.6^*  Amended and Restated Executive Employment Agreement, dated as of November 16, 2015, between University House Communities 

Group, Inc. and Jonathan T. Roberts 

10.8.7^ 

Severance Agreement and General Release, dated as of November 23, 2015, between InvenTrust Properties Corp. and Jack Potts 
(incorporated by reference to Exhibit 10.1 to the Registrant’s Form 8-K, as filed by the Registrant with the SEC on November 23, 
2015) 

10.9 

Asset Purchase Agreement, dated as of September 17, 2014, by and among Inland American Real Estate Trust, Inc., IHP I Owner 
JV, LLC, IHP West Homestead (PA) Owner LLC and Northstar Realty Finance Corp. (incorporated by reference to Exhibit 10.1 to 
the Registrant’s Form 8-K, as filed by the Registrant with the SEC on September 22, 2014). 

10.10.1^  The Xenia Hotels & Resorts, Inc. 2014 Share Unit Plan (incorporated by reference to Exhibit 10.2 to the Registrant’s Form 8-K, 

as filed by the Registrant with the SEC on September 22, 2014). 

10.10.2^  The Inland American Real Estate Trust, Inc. 2014 Share Unit Plan (incorporated by reference to Exhibit 10.3 to the Registrant’s 

Form 8-K, as filed by the Registrant with the SEC on September 22, 2014). 

10.10.3^  The Inland American Communities Group, Inc. 2014 Share Unit Plan (incorporated by reference to Exhibit 10.4 to the 

Registrant’s Form 8-K, as filed by the Registrant with the SEC on September 22, 2014). 

10.10.4^  Form of Xenia Hotels & Resorts, Inc. Share Unit Award Agreement (Annual Award) (incorporated by reference to Exhibit 10.5 to 

the Registrant’s Form 8-K, as filed by the Registrant with the SEC on September 22, 2014). 

10.10.5^  Form of Inland American Real Estate Trust, Inc. Share Unit Award Agreement (Annual Award) (incorporated by reference to 

Exhibit 10.6 to the Registrant’s Form 8-K, as filed by the Registrant with the SEC on September 22, 2014). 

10.10.6^  Form of Xenia Hotels & Resorts, Inc. Share Unit Award Agreement (Contingency) (incorporated by reference to Exhibit 10.8 to 

the Registrant’s Form 8-K, as filed by the Registrant with the SEC on September 22, 2014). 

10.10.7^  Form of Inland American Real Estate Trust, Inc. Share Unit Award Agreement (Contingency) (incorporated by reference to 

Exhibit 10.9 to the Registrant’s Form 8-K, as filed by the Registrant with the SEC on September 22, 2014). 

10.10.8^  Form of Inland American Communities Group, Inc. Share Unit Award Agreement (Contingency) (incorporated by reference to 

Exhibit 10.10 to the Registrant’s Form 8-K, as filed by the Registrant with the SEC on September 22, 2014). 

10.10.9^  Form of Xenia Hotels & Resorts, Inc. Share Unit Award Agreement (Transaction) (incorporated by reference to Exhibit 10.11 to 

the Registrant’s Form 8-K, as filed by the Registrant with the SEC on September 22, 2014). 

10.10.10^  Form of Inland American Communities Group, Inc. Share Unit Award Agreement (Transaction) (incorporated by reference to 

Exhibit 10.12 to the Registrant’s Form 8-K, as filed by the Registrant with the SEC on September 22, 2014). 

10.10.11^ 

InvenTrust Properties Corp. 2015 Incentive Award Plan (incorporated by reference to Exhibit 99.1 to the Registrant’s Form S-8 
Registration Statement, as filed by the Registrant with the SEC on June 19, 2015) 

10.10.12^  Form of Time-Based Restricted Stock Unit Agreement (incorporated by reference to Exhibit 10.5 to the Registrant’s Current 

Report on Form 8-K, as filed by the Registrant with the SEC on June 23, 2015) 

10.10.13^  Form of Director Restricted Stock Unit Agreement (incorporated by reference to Exhibit 10.1 to the Registrant’s Form 10-Q, as 

filed by the Registrant with the SEC on November 12, 2015) 

10.10.14^  Form of University House Communities Group, Inc. Share Unit Award Agreement (2015) (incorporated by reference to Exhibit 

10.1 to the Registrant’s Form 10-Q, as filed by the Registrant with the SEC on November 12, 2015) 

10.10.15^ 

InvenTrust Properties Corp. Director Compensation Program (incorporated by reference to Exhibit 10.1 to the Registrant’s Form 
10-Q, as filed by the Registrant with the SEC on November 12, 2015) 

10.10.16^*  First Amendment to IA Communities Group, Inc. Retention Bonus Plan dated as of November 16, 2015 

10.11.1  Transition Services Agreement by and between Inland American Real Estate Trust, Inc. and Xenia Hotels & Resorts, Inc., dated as 

of February 3, 2015 (incorporated by reference to Exhibit 10.1 to the Registrant’s Form 8-K, as filed by the Registrant with the 
SEC on February 9, 2015). 

10.11.2  Employee Matters Agreement by and between Inland American Real Estate Trust, Inc. and Xenia Hotels & Resorts, Inc., dated as 

of February 3, 2015 (incorporated by reference to Exhibit 10.2 to the Registrant’s Form 8-K, as filed by the Registrant with the 
SEC on February 9, 2015). 

175 

 
 
 
EXHIBIT 
NO. 

10.11.3 

10.12 

DESCRIPTION 

First Amendment to Indemnity Agreement by and among Inland American Real Estate Trust, Inc. and Xenia Hotels & Resorts, 
Inc., dated as of February 3, 2015 (incorporated by reference to Exhibit 10.3 to the Registrant’s Form 8-K, as filed by the 
Registrant with the SEC on February 9, 2015). 

Amended and Restated Credit Agreement by and among Inland American Real Estate Trust, Inc., KeyBank National Association, 
as administrative agent, swing line lender and letter of credit issuer; KeyBanc Capital Markets Inc. and J. P. Morgan Securities 
LLC, as joint lead arrangers; JPMorgan Chase Bank, N.A., as syndication agent; and other lenders party thereto, dated as of 
February 3, 2015 (incorporated by reference to Exhibit 10.4 to the Registrant’s Form 8-K, as filed by the Registrant with the SEC 
on February 9, 2015). 

21.1* 

Subsidiaries of the Registrant 

23.1* 

Consent of KPMG LLP 

31.1* 

Certification by Principal Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 

31.2* 

Certification by Principal Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 

32.1* 

Certification by Principal Executive Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 

32.2* 

Certification by Principal Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 

101 

* 

^ 

The following financial information from our Annual Report on Form 10-K for the year ended December 31, 2015, filed with the 
Securities and Exchange Commission on March 18, 2016, is formatted in Extensible Business Reporting Language ("XBRL"): (i) 
Consolidated Balance Sheets, (ii) Consolidated Statements of Operations and Comprehensive Income, (iii) Consolidated 
Statements of Equity, (iv) Consolidated Statements of Cash Flows (v) Notes to Consolidated Financial Statements (tagged as 
blocks of text). 

Filed as part of this Annual Report on Form 10-K. 

Management contract or compensatory plan or arrangement. 

176 

 
 
 
 
InvenTrust Properties Corp.
Corporate Profi le

InvenTrust became a self-managed REIT in 2014 and as of December 31, 2015, is an 
owner  and  operator  of  112  multi-tenant  retail  properties.  InvenTrust’s  total  retail 
portfolio comprises 18.5 million square feet of retail space in 24 states. As of December 
31, 2015, the Company also owned 11,039 student housing beds.

Legal Counsel
Latham & Watkins
330 North Wabash Avenue 
Suite 2800 
Chicago, IL 60611 

Transfer Agent
DST Systems, Inc. 
333 W. 11th St.
Kansas City, MO 64105
888.DST.INFO

Independent Auditors
KPMG LLP
303 East Wacker Drive
Chicago, IL 60601

Memberships

Investor Relations
If you have any questions, please contact 
Investor Relations, at 855.377.0510 or by e-mail at 
investorrelations@inventrustproperties.com

Forward-Looking Statements
Forward-looking statements in this annual report, which are not historical facts, are forward-looking statements within the meaning 
of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are statements that are not historical, including 
statements regarding management’s intentions, beliefs, expectations, representation, plans or predictions of the future and are typically 
identifi ed  by  words  such  as “may,” “could,” “expect,” “intend,” “plan,” “seek,” “anticipate,” “believe,” “estimate,” “predict,” “potential,” “continue,” 
“likely,” “will,” “would” and variations of these terms and similar expressions, or the negative of these terms or similar expressions. Such 
forward-looking statements are necessarily based upon estimates and assumptions that, while considered reasonable by us and our 
management,  are  inherently  uncertain.  Factors  that  may  cause  actual  results  to  diff er  materially  from  current  expectations  include, 
among others, our ability to execute on our strategy and our ability to build our core multi-tenant retail and position our Company 
for growth. For further discussion of factors that could materially aff ect the outcome of our forward-looking statements and our future 
results  and  fi nancial  condition,  see  the  Risk  Factors  included  in  our  most  recent  Annual  Report  on  Form  10-K,  as  updated  by  any 
subsequent Quarterly Report on Form 10-Q, in each case as fi led with the Securities and Exchange Commission. We intend that such 
forward-looking  statements  be  subject  to  the  safe  harbors  created  by  Section  27A  of  the  Securities  Act  of  1933,  as  amended,  and 
Section 21E of the Securities Exchange Act of 1934, as amended, except as may be required by applicable law. We caution you not 
to  place  undue  reliance  on any forward-looking statements, which  are made as of the date  of the letter in this  Annual Report. We 
undertake no obligation to update publicly any of these forward-looking statements to refl ect actual results, new information or future 
events, changes in assumptions or changes in other factors aff ecting forward-looking statements, except to the extent required by 
applicable laws. If we update one or more forward-looking statements, no inference should be drawn that we will make additional 
updates with respect to those or other forward-looking statements.

2809 Butterfi eld Road, Suite 200
Oak Brook, IL 60523
www.InvenTrustProperties.com
855.377.0510

The companies depicted in the photographs herein may have proprietary interests in their trade names and trademarks and nothing herein shall be considered 
to be an endorsement, authorization or approval of InvenTrust Properties Corp. by the companies. Further, none of these companies are affi  liated with InvenTrust 
Properties Corp. in any manner.