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J. Smart & Co. Contractors PLC

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FY2014 Annual Report · J. Smart & Co. Contractors PLC
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J. SMART & CO. (CONTRACTORS) PLC 

ANNUAL REPORT 
AND 
STATEMENT OF ACCOUNTS 
TO 
31s t JULY 2014

J. Smart & Co. (Contractors) PLC

DIRECTORS 
John M Smart, Chairman and Managing Director 
DaviD W Smart
alaSDair h roSS
John r Smart

COMPANY SECRETARY 
Patricia Sweeney 

REGISTERED OFFICE 
28 cramonD roaD South, 
eDinburgh, 
eh4 6ab

SUBSIDIARY COMPANIES 
mcgowan & co. (contractorS) limiteD 
cramonD real eState comPany limiteD 
thomaS menzieS (builDerS) limiteD 
concrete ProDuctS (KirKcalDy) limiteD 
c. & w. aSSetS limiteD 

REGISTRARS AND TRANSFER OFFICE 
equiniti limiteD, 
34 South gyle creScent, 
South gyle buSineSS ParK, 
eDinburgh, 
eh12 9eb

BANKERS 
banK of ScotlanD, 
38 St anDrew Square, 
eDinburgh, 
eh2 2yr

AUDITORS 
french Duncan lLP, 
chartereD accountantS, 
133 finnieSton Street, 
glaSgow, 
g3 8hb 

SOLICITORS 
anDerSon Strathern llP, 
1 rutlanD court, 
eDinburgh, 
eh3 8ey

1

 
 
J. Smart & Co. (Contractors) PLC

NOTICE IS HEREBY gIVEN that the ANNUAL gENERAL MEETINg of the Company will be held at the 
Registered Office, 28 Cramond Road South, Edinburgh on 18th December 2014 at 12 noon, for the following 
purposes: 

1.  To receive and consider the Statement of Accounts for the year ended 31st July 2014 and the Report of 

the Directors and the Report of the Auditors.

2.  To approve the Directors’ Remuneration Policy as set out in the Directors’ Remuneration Report on pages 

22 to 24 in the Annual Report.

3.  To approve the Directors’ Remuneration Report for the financial year ended 31st July 2014 as set out on 

pages 22 to 28 in the Annual Report.

4.  To declare a Final Dividend of 2.04p per share. 

5.  To re-elect Alasdair H Ross as a Director, who retires in accordance with provision B.7.1 of the UK 

Corporate Governance Code. 

6.  To re-elect French Duncan LLP as Auditors. 

7.  To authorise the Directors to determine the remuneration of the Auditors. 

8.  To transact any other business of an Annual General Meeting. 

A member entitled to attend and vote at this Meeting is entitled to appoint one or more proxies to attend and 
vote on a poll instead of him. A proxy need not be a member. Forms of proxy, if used, must be lodged with the 
Registrars  of  the  Company  at  least  48  hours  before  the  time  fixed  for  the  Meeting.  Forms  of  proxy 
may  also  be  lodged  electronically  by  submitting  a  duly  completed  scanned  copy  of  the  proxy  card  to 
proxy.votes@equiniti.com.You may not use the electronic address provided either in this Notice of Meeting or 
any related documents (including the Form of Proxy) to communicate with the Company for any purpose other 
than that expressly stated. 

In accordance with section 311A of the Companies Act 2006, the contents of this Notice of Meeting, details of 
the total number of shares in respect of which members are entitled to exercise voting rights at the AGM and, 
if applicable, any members’ statements, members’ resolutions or members’ matters of business received by the 
Company after the date of this Notice will be available on the Company’s website www.jsmart.co.uk. 

Pursuant to section 319A of the Companies Act 2006, the Company must cause to be answered at the AGM any 
question relating to the business being dealt with at the AGM which is put by a member attending the meeting, 
except  in  certain  circumstances,  including  if  it  is  undesirable  in  the  interests  of  the  Company  or  the  good 
order of the Meeting that the question be answered or if to do so would involve the disclosure of confidential 
information.

BY ORDER OF THE BOARD OF DIRECTORS 
Patricia Sweeney
Company Secretary

28 Cramond Road South,
Edinburgh
EH4 6AB 

18th November 2014 

2

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

CHAIRMAN’S REVIEW 

ACCOUNTS

Headline Group profit for the year before tax, including an unrealised deficit in revalued property as required 
by the International Financial Reporting Standards was £1,207,000 compared with a restated headline profit for 
last year of £533,000.  If the impact of revalued property on the figures is disregarded, then a truer reflection 
of Group performance emerges in the form of an underlying profit before tax for the year under review of 
£1,764,000 (no property sales but including £1,299,000 profit from the sale of our listed stock market investment 
portfolio) which compares with the figure for the restated underlying profit last year of £3,660,000 (including 
£2,244,000 profit from property sales and a contribution from joint ventures relating to property sales).

The Board is recommending a Final Dividend of 2.04p nett making a total for the year of 2.96p nett which 
compares with 2.93p nett for the previous year.  After waivers by members holding over 50% of the shares, the 
Final Dividend will cost the Company no more than £430,000.

TRADING ACTIVITIES

Group construction activities carried out including private residential sales increased by 20%.  Disregarding 
private residential sales Group construction activities decreased by 26%.  Own work capitalised decreased by 
10%.  Group revenue increased by 24% and headline Group profit increased by 126%.  Underlying Group 
profit excluding the unrealised deficit in revalued property decreased by 52%.

As forecast, turnover in contracting was substantially less than last year and a loss was again sustained.  Private 
residential sales were well up on last year.  Sales in precast concrete manufacture increased and the loss was 
reduced.

Inter alia two large mixed social housing and private residential developments commenced at Seafield Street 
and Pilton Drive, Edinburgh, although too late to have any significant bearing on revenue for the year under 
review.

Occupancy levels at our industrial estates are satisfactory with Inchwood Business Park, Bathgate now filling 
up.  Occupancy levels at our commercial office premises continue to disappoint.

FUTURE PROSPECTS

Work in hand in contracting is substantially more than at this time last year, albeit obtained at highly competitive 
rates.

Private  residential  sales  will  be  considerably  less  than  last  year.    Phase  1  of  our  industrial  development  at 
South Gyle, Edinburgh is now complete and has current interest.  Property values continue to hold up, however 
should we fail to reduce the rental voids in our office properties further write downs in value will be inevitable.

Bearing in mind the foregoing and the current uncertain economic climate too many imponderables exist at this 
stage to permit even an approximate forecast of the outcome for the current year.

18th November 2014 

John M SMart

Chairman

3

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

STRATEGIC REPORT 

31st JULY 2014 

The Directors present their Strategic Report of the Group for the year ended 31st July 2014.

The purpose of the Strategic Report is to provide the members of the Company with information to allow them 
to assess how the Directors have performed their duty to promote the success of the Company and Group.

OUR BUSINESS MODEL, STRATEGY AND OBJECTIVES

The Company was established in 1947 and was listed on the London Stock Exchange in 1965.

The principal activities of the Group are building and civil engineering contracting, residential development 
for  sale,  the  development  of  industrial  and  commercial  property  for  lease  and  sale  and  the  manufacture  of 
hydraulically pressed concrete products.  All the construction work involved in these activities is carried out by 
the Parent Company and its subsidiaries.  Sub-contracting is kept to a minimum.  The main area of operations 
is the central belt of Scotland. 

The main construction activity undertaken by the Group is that of social housing for several housing associations 
and registered social landlords predominately in the Edinburgh area and is undertaken by the Parent Company, 
J. Smart & Co. (Contractors) PLC.

The Group has a portfolio of self-financed industrial and commercial properties which are owned and managed 
by subsidiary company, C. & W. Assets Limited.  The investment properties are located throughout the central 
belt of Scotland but primarily in the Edinburgh area, this being the area of the country we are familiar with and 
understand.  Our portfolio currently extends to more than 1,000,000 sq ft.

The Group has four other subsidiaries. Thomas Menzies (Builders) Limited carry out small to medium sized 
building and civil engineering work for a variety of clients.  McGowan & Co. (Contractors) Limited provides 
plumbing support to the main construction companies.  Concrete Products (Kirkcaldy) Limited manufactures 
hydraulically  pressed  concrete  products  sold  to  the  trade.    Cramond  Real  Estate  Company  Limited,  is  the 
investment  holding  company  of  the  Group  and  holds  the  Group’s  equity  investments  and  monies  on  bank 
deposits.

The Group also has interests in a number of Joint Venture Companies which were established for purposes of 
property development.

The  Group  operates  out  of  premises  in  Edinburgh  and  Kirkcaldy,  with  the  centralised  administration  and 
finance function being at the head office in Edinburgh.  Full support is given by the company Directors and the 
finance staff to all Group companies based at the two locations.

We maintain a core employee base which is beneficial to the growth and success of the Group due to the fact 
that they have the expertise to ensure the construction activities of the Group are efficiently run, achieve high 
level of quality of work and retain control over operations.  Employees who manage the Group’s investment 
property portfolio are fully aware of current market conditions and ensure that there is appropriate marketing 
of the Group’s investment property portfolio.  We employ our own maintenance team thereby ensuring that our 
investment property portfolio is always in good condition and ready for let. 

Our  objectives  are  to  identify  and  exploit  promising  business  opportunities  as  they  arise  to  the  benefit  of 
the Group, its shareholders and employees without over extending Group resources.  While endeavouring to 
complete all our operations as efficiently and to as high a standard as possible we do not set ourselves general 
performance yardsticks or volumetric targets.

4

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

STRATEGIC REPORT (continued) 

31st JULY 2014 

OUR BUSINESS MODEL, STRATEGY AND OBJECTIVES (continued) 

To achieve these objectives our strategy is to continue to maintain and develop the relationships we have with 
social housing providers, retain our core workforce and only use specialist subcontractors with proven track 
records in the Group to ensure work quality.  We will continue to build both our residential properties and 
investment property portfolio within the central belt of Scotland, being the area of the country with which we 
are familiar.  We will build up our resources to ensure the Group has sufficient current working capital facilities 
and financing for future commercial and private residential developments.

In achieving our objectives we aim to generate value by creating long-term and sustainable returns for our 
shareholders by growing our income and profits and increasing the value of our investment portfolio and the 
net assets of the Group.

PERFORMANCE REVIEW

Construction activities

Revenue  
Operating loss  

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

   2014 
   £000 
24,805 
(3,547) 

        2013
        £000
     20,595
(2,961)

As forecast in the 2013 accounts this was a difficult year for the Group with regards to its construction activities.  
Although overall turnover from construction activities increased in the year by 20% this was a result of the 
recognition of turnover on the private house sales during the year from our development at Robertson Avenue 
and the remaining apartments at Papermill Wynd, against a fall in turnover relating to construction contracts.

The loss suffered in the year on construction activities exceeded that of the previous year mainly due to the 
reduced level of contracting in the year together with the tighter margins associated with the current contracts 
and therefore the inability to fully recover overhead costs. The Directors continue to monitor, on a monthly 
basis, the current contracts being undertaken by the Group with regards to costs incurred and profitability.

We have again invested this year in own plant for use in construction to improve efficiencies were possible.

Investment activities

Income from investment properties . 
Net deficit on valuation of investment properties 
Operating profit from investment properties  . 

. 

Income from available for sale financial assets 
Profit on sale of available for sale financial assets 

Share of profits in Joint Ventures 

. 

. 

. 
. 
. 

. 
. 

. 

. 
. 
. 

. 
. 

. 

. 
. 
. 

. 
. 

. 

. 
. 
. 

. 
. 

. 

  2014 
  £000 
 5,253 
  (782) 
 2,656 

        2013
        £000
       5,383
          (3,127)
          850

   143 
1,299 

          138
              8

   469 

       2,438

Income from our investment properties was down 2% from the previous year but overall remains at a reasonable 
level based on our portfolio of investment properties.

4

5

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

STRATEGIC REPORT (continued) 

31st JULY 2014 

PERFORMANCE REVIEW (continued)

Investment activities (continued)

The portfolio did not change significantly in the year other than the addition of the industrial development 
West Edinburgh Business Park at South Gyle, Edinburgh.  This development and also our other development 
at Inchwood Park, Bathgate which was completed last year are generating interest which it is hoped will be 
reflected in the income of the Group in the year to come. Full details of our investment properties are given in 
note 13 to the Accounts.

The  Directors  continue  to  review  unlet  properties  and  take  steps  to  improve  the  letting  of  these  properties 
whether through refurbishment or provision of financial incentives. 

Operating profit from investment properties has significantly increased in the year and this is due to the amount 
of the deficit on the valuation of investment properties recorded this year as opposed to last year.  

During  the  year  the  Group  sold  its  entire  portfolio  of  available  for  sale  financial  assets  which  constituted 
equity shares in other listed companies.  This disposal generated a profit on sale, recorded through the Income 
Statement of £1,299,000.

The Group’s share of profits in Joint Venture companies is significantly reduced from that of last year which is 
due to the fact that in 2013 one of the Joint Venture companies sold land which generated a profit of £4,240,000 
of which the Group received half.  During the year to 31st July 2014 there were no similar transactions.

Results and financial position

Profit before tax  . 
Net bank position  
. 
Net assets 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

   2014 
   £000 
  1,207 
  8,070 
88,482 

2013
£000
533
5,493
91,125

Whilst the Group has reported a higher profit than in the previous year, it’s component parts show that it has 
been another difficult year for the construction activities of the Group but our investment activities remain 
strong and was also helped in the year by the sale of the Group’s investment in equity shares.

The Group’s net bank position improved in the year mainly due to the income received in the year from the 
sale of private residential properties, although the sale of the Group’s equity investments occurred in the year 
the impact on the bank of the proceeds of these sales will not occur until next year.  The Group continues to 
remain net debt free.

The Group’s net assets are impacted on by the profit for the year, the movement in the Group’s pension scheme, 
the shares bought back by the Company and the dividends paid in the year.

6

7

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

STRATEGIC REPORT (continued) 

31st JULY 2014 

FINANCIAL INSTRUMENTS

The Group’s financial instruments consist of bank balances and cash, available for sale financial assets, trade 
receivables and trade payables.  The main purpose of the financial instruments are to provide working capital 
for  the  Group’s  continuing  activities  and  provide  funding  for  future  activities  be  they  in  construction  or 
investment.  Given the nature of the Group’s financial instruments the main risk associated with these is credit 
risk, however this is minimised due to fact exposure is spread over a number of counterparties and customers.  
The Group is not exposed to interest rate risk as it does not have any debt but it does suffer from fallen interest 
rates on the amount we can earn on monies on deposit.

TOTAL DIVIDEND

The Directors are recommending a final dividend of 2.04p per share which taken with the interim dividend of 
0.92p already paid in the year gives a total dividend for the year of 2.96p (2013, 2.93p), being an increase of 
1% on the dividend rate for 2013.

GREENHOUSE GAS EMISSIONS

The Group is required to report the greenhouse gas emissions for which it is responsible and on any environmental 
matters which are material to the Group’s operations.  Details of our emissions for the year to 31st July 2014 
are set out in the Report of the Directors on page 15.

PRINCIPAL RISKS AND UNCERTAINTIES

The principal risks and uncertainties faced by the Group and the mitigating factors taken by the Group against 
these risks are detailed below.  The principal risks noted below are not all of the risks faced by the Group 
but are those risks which the Group perceives as those which could have a significant impact on the Group’s 
performance and future prospects.

Area of principal risk or uncertainty and impact  

Mitigating actions and controls 

By focusing external construction activities on 
the social housing sector any cuts in spending 
by providers of social housing can reduce or 
suspend the social housing programme thus 
impacting on our workload and therefore the 
workforce required by the Group. 

•  Maintain  long  term  relationships  with  social 
housing  providers,  resulting  from  high  standards 
of service, quality and post construction care thus 
giving the Group an advantage over other builders 
when contracts are awarded on criteria other than 
cost only. 

•  Identify potential build sites or include the provider 
within private housing developments in relation to 
the element of affordable housing required.  

•  When  workload  is  reduced  workforce  can  be 
diverted  to  the  Group’s  own  commercial  and 
private residential developments. 

7

 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

STRATEGIC REPORT (continued) 

31st JULY 2014 

PRINCIPAL RISKS AND UNCERTAINTIES (continued)

Area of principal risk or uncertainty and impact 

Mitigating actions and controls 

Social housing sector is highly competitive with 
tight margins

•  We are an ‘all trades’ contractor who employs our 
own personnel in all basic building trades who are 
supervised  by  site  agents  who  are  long  serving 
employees of the Group, who have been promoted 
through  their  trades,  thus  ensuring  control  of 
labour costs on contracts.

•  We  have  invested  heavily  in  plant  and  the 
maintenance thereof and therefore limit our costs 
on contracts by utilising own plant as opposed to 
incurring higher costs of hiring plant.

•  Subcontractors  employed  by 
in 

the  Group  are 
the  main   
their  fields  and 
specialists 
subcontractors  have  previously  been  used  by  the 
Group  therefore  quality  of  work  and  reliability 
is  known.    No  labour  only  subcontractors  are 
employed.

in 

Limited  mortgage  availability  to  home  buyers 
resulting in stalling of private house sales. 

•  In  house  architectural  technicians  and  surveyors 
provide  pre-contract  design  advice  to  resolve 
potential  technical  problems  with  the  build  and 
therefore potential costs.

•  Providing a range of purchase assistance schemes 
to buyers including shared equity and partaking in 
the ‘Help to Buy (Scotland)’ scheme.

•  Building  developments  in  popular  residential 

areas.

•  Building  high  quality  specification  homes  with 
attention  to  detail  which  sets  them  apart  from 
other new build homes and therefore attractive to 
buyers.

•  Building a range of homes within a development 

thus providing choice to buyers.

•  Providing sales incentives.
•  Consider letting of homes at market rates until the 

market improves.

8

9

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

STRATEGIC REPORT (continued) 

31st JULY 2014 

PRINCIPAL RISKS AND UNCERTAINTIES (continued)

Area of principal risk or uncertainty and impact

Mitigating actions and controls 

Reduction  in  rental  demand  for  investment 
properties  may  result  in  a  fall  in  property 
valuations. 

Reduction of financial resources.

•  Only  commence  speculative  developments  after 

careful assessment of the market.

•  Restricting  our  operations  to  the  central  belt  of 
Scotland being the area of the country with which 
we are familiar.

•  Continually  maintain  and 

refurbish  existing 
properties to retain existing tenants and attract new 
tenants.

•  Provide  necessary  financial  incentives  to  retain 
existing tenants at end of current leases and attract 
new tenants.

•  Ensure  resources  are  not  over  committed  and 
only  undertake  commercial  and  private  housing 
developments  after  due  consideration  of  the 
financial impact on the Group financial resources.
•  Build  up  resources  to  ensure  the  Group  has 
sufficient finance for working capital requirements 
and financing of commercial and private housing 
developments.

•  Spread  cash  reserves  over  several  banks  taking 
account  of  the  strength  of  the  bank  and  interest 
rates attainable.

•  Invest  resources  in  equities  also  taking  account 
of  the  security  of  the  investment  and  the  yields 
attainable.

8

9

 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

STRATEGIC REPORT (continued) 

31st JULY 2014 

EMPLOYEES

The Group recognises the contribution of the staff to the success of the Group.  The Group operates with a core 
employee base who in the main have been with the Group for a considerable length of time and have gained 
a significant knowledge of the sectors the Group operates in and of the companies within the Group.  Where 
appropriate the Group promotes from within whether that be the Directors, staff or site employees.  The Group 
recognises the importance of retaining its core staff to ensure its future success.

The Group does not have a specific Human Rights policy but it does have policies on recruitment and retention 
of employees and communication with employees which are aimed at ensuring employees are fairly treated 
during their employment with the Group.

The  Group  is  committed  to  providing  equal  opportunities  in  recruitment  and  employment,  full  and  fair 
consideration is given to all applicants for employment and to all existing employees for promotion.  Where 
employees become disabled during their employment and are unable to fulfil current duties they are offered 
suitable alternative employment within the Group, if feasible.

It is the Group’s policy that there should be effective communication with employees at all levels, on matters 
which affect their current jobs or future prospects and all Directors and senior staff members make themselves 
available to all staff to discuss any matters of concern.  In achieving this policy, the Directors are aware of 
the need to take account of the practical and commercial considerations of the Group, and the needs of the 
employees.  

A breakdown by gender of Directors, senior managers and all employees is given below:

Directors 
Senior Managers   
Total Employees   

Male 
      4 
      2 
  180 

Female
          -
         1
       13

18th November 2014 

BY ORDER OF THE BOARD OF DIRECTORS 

Patricia Sweeney
Company Secretary

10

 
 
 
 
J. Smart & Co. (Contractors) PLC

DIRECTORS 

John M Smart, Chairman and Managing Director Aged 70 
Joined the Company in 1967 
Appointed Director in 1978 and appointed Chairman in 1988 

David W Smart Aged 41 
Joined the Company in 1998 
Appointed Director in 2010 

Alasdair H Ross Aged 52 
Joined the Company in 1989 
Appointed Director in 2012 

John R Smart Aged 44
Joined the Company in 2002
Appointed Director in 2013

10

11

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

REPORT OF THE DIRECTORS 

31st JULY 2014 

The Directors present their Annual Report and the audited financial statements of the Group for the year ended 
31st July 2014.

STRATEGIC REPORT

The Companies Act 2006 requires the Directors to prepare a Strategic Report which presents a fair review of 
the business during the year to 31st July 2014 and of the position of the Group at the end of the financial year.  
The Strategic Report also includes a description of the principal risks and uncertainties faced by the Group.  
The Strategic Report can be found on pages 4 to 10 and is incorporated into the Report of the Directors by 
reference.

CORPORATE GOVERNANCE

The Company is required, as a premium listed company on the London Stock Exchange, to prepare a report on 
Corporate Governance in accordance with the Financial Reporting Council’s UK Corporate Governance Code 
(the Code).  The information required by the Code and also the Disclosure and Transparency Rules and the 
Listing Rules can be found on pages 17 to 21 and is incorporated into the Report of the Directors by reference.

RESULTS AND DIVIDENDS

The profit of the Group after tax for the year ended 31st July 2014 amounted to £1,025,000 (2013, £148,000).

The results for the prior year to 31st July 2013 have been restated following the implementation of the revised 
accounting standard IAS 19 (amended): Employee Benefits, the effect of this revision is detailed in note 1 to 
the Accounts.

During the year the Company paid on 23rd December 2013 a final dividend for the year to 31st July 2013 of 
2.01p per share (2013, 1.98p) and paid on 2nd June 2014 an interim dividend for the year to 31st July 2014 of 
0.92p per share (2013, 0.92p).

The Directors recommend a proposed final dividend for the year of 2.04p per share, making a total for the 
year of 2.96p. This final dividend is subject to approval by the shareholders at the Annual General Meeting in 
December 2014 and has not been included as a liability in these financial accounts.  If this dividend is approved 
it will be paid to the members on the share register of the Company at the close of business on 28th November 
2014.  Dividend warrants will be posted on 22nd December 2014.

DIRECTORS  

The following were Directors of the Company during the financial year ended 31st July 2014:

− 

− 

− 

− 

John M Smart

David W Smart

Alasdair H Ross

John R Smart

Details of the Directors are given on page 11.

12

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

REPORT OF THE DIRECTORS (continued) 

31st JULY 2014

APPOINTMENT AND REPLACEMENT OF DIRECTORS

The Company’s Articles of Association (the Company’s Articles) give the Directors the power to appoint or 
remove any Director.  Initial appointments must be approved by the Board of Directors but anyone so appointed 
must be re-elected by ordinary resolution at the next Annual General Meeting of the Company.  In accordance 
with  the  Company’s Articles,  Directors  are  not  required  to  retire  by  rotation,  however,  in  accordance  with 
provision  B.7.1  of  the  UK  Corporate  Governance  Code,  with  the  exception  of  the  Managing  Director,  all 
Directors must retire and offer themselves for re-election at the Annual General Meeting at least every three 
years.

DIRECTORS’ INTERESTS

Details  of  Directors’  interests  in  the  ordinary  share  capital  of  the  Company  are  given  in  the  Directors’ 
Remuneration Report.  There have been no changes in Directors’ interests between 31st July 2014 and 24th 
October 2014.

No Director has a service contract with the Company and no Director has a material interest in any contract to 
which the Company or any Subsidiary Company was a party to during the year.

DIRECTORS’ POWERS

The Company’s Articles states that the Directors may exercise all of the powers of the Company which also 
includes  the  right  of  the  Directors  to  buy  back  the  Company’s  shares  based  on  the  authority  given  by  the 
shareholders following the passing of a special resolution at the Company’s 2012 Annual General Meeting.

INDEMNIFICATION OF DIRECTORS

In  accordance  with  the  Company’s  Articles  and  to  the  extent  permitted  by  law,  Directors  are  granted  an 
indemnity by the Company in respect of liabilities incurred as a result of their office.  The Directors are also 
indemnified against the cost of defending any proceedings whether criminal or civil in which judgement is 
given in favour of the Director or in which the Director is acquitted or the charge is found not proven.  The 
Company has maintained Directors’ and Officers’ liability insurance cover throughout the financial year.

CAPITAL MANAGEMENT AND SHAREHOLDER INFORMATION

The capital structure of the Company consists of issued share capital, reserves and retained earnings represented 
predominantly by investment properties, financial investments and cash.

The Company’s issued ordinary share capital as at 31st July 2014 comprises a single class of ordinary share of 
2p each.  Details of the issued share capital are shown in note 22 to the Accounts.

At the Annual General Meeting in 2012 the Company was authorised by the shareholders to purchase, in the 
market, up to 10% of the Company’s issued share capital, as permitted under the Company’s Articles.  The 
purpose  of  the  market  purchase  is  to  enhance  the  earnings  per  share  and/or  the  equity  shareholders’  funds 
per share.  This authority is renewable and the Directors will be seeking renewal at the 2017 Annual General 
Meeting.

13

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

REPORT OF THE DIRECTORS (continued) 

31st JULY 2014

CAPITAL MANAGEMENT AND SHAREHOLDER INFORMATION (continued) 

During the year the Company made market purchases of 285,000 ordinary shares of 2p under this authority, 
for a total consideration of £285,000.  The shares purchased were subsequently cancelled, and represented less 
than 1% of the Company’s issued share capital at the start of the financial year.

All members who hold ordinary shares are entitled to attend and vote at a General Meeting. On a show of hands 
at a General Meeting every member present in person and every duly appointed proxy shall have one vote and 
on a poll, every member present in person or by proxy shall have one vote for every ordinary share held or 
represented.  The Company is not aware of any agreements between shareholders that may result in restrictions 
on voting rights of shareholders.  Rights attached to ordinary shares may only be varied by special resolution 
at a general Meeting.

There are no specific restrictions on the transfer of securities in the Company, other than those imposed by 
prevailing legislation and the requirements of the Listing Rules in respect of Company Directors.  The Company 
is not aware of any agreements between shareholders that may result in restrictions on the transfer of securities.

Details of substantial shareholders can be found in the Company’s Corporate Governance Report.

ARTICLES OF ASSOCIATION

The Company’s Articles can only be amended by a special resolution at a General Meeting.  No amendments 
are proposed to be made to the existing Company Articles at the 2014 Annual General Meeting.

CHANGE OF CONTROL

The  Company  is  not  party  to  any  significant  agreements  which  take  effect,  alter  or  terminate  upon  change 
of control of the Company following a takeover bid.  The Company does not have any agreements with any 
Director  or  employee  that  would  provide  compensation  for  loss  of  office  or  employment,  whether  through 
resignation, purported redundancy or otherwise resulting from a takeover bid.

POLITICAL DONATIONS AND POLITICAL EXPENDITURE

It is the policy of the Group not to make donations for political purposes to EU Political Parties or incur EU 
Political Expenditure and accordingly neither the Company nor its Subsidiaries made donations or incurred 
such expenditure in the year.

14

 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

REPORT OF THE DIRECTORS (continued) 

31st JULY 2014

GREENHOUSE GAS EMISSIONS

The  Companies  Act  2006  (Strategic  Report  and  Directors’  Report)  Regulation  2013  requires  all  quoted 
companies to report the greenhouse gas emissions for which they are responsible and on any environmental 
matters which are material to the company’s operations.

Carbon emissions and energy use:

Emissions from:   
Combustion of fuel and operation of facilities 
Electricity, heat, steam and cooling purchased for own use 
.   
Total emissions 

.   

. 

. 

. 

          2013
Tonnes of CO2e        Tonnes of CO2e

    2014   

.   
.   
.   

. 
. 
. 

    1,467  
       298  
    1,765  

         1,596
            397
         1,993

Group’s chosen intensity measurement: 
Emissions reported above normalised to per full time equivalent employee 
Emissions reported above normalised to per £million of revenues  

. 

    9.148  
  77.375  

         7.043
     108.843

We have reported on all the emission sources required under the Companies Act 2006 (Strategic Report and 
Directors’ Report) Regulations 2013.  These sources fall within our Statement of Accounts.  We do not have 
responsibility for any emission sources that are not included in our Statement of Accounts.

Our  greenhouse  gas  emissions  have  been  calculated  using  the  GHG  Protocol  Corporate  Accounting  and 
Reporting  Standard  (revised  edition),  data  gathered  to  fulfil  our  requirements  under  these  Regulations,  and 
emission factors from the UK Government’s GHG Conversion Factors for Company Reporting 2014.

WASTE MANAGEMENT
We  manage  waste  in  accordance  with  the  waste  hierarchy  and  ensure  compliance  with  all  applicable 
environmental  legislation  across  all  our  operations.    Construction  waste  is  managed  through  site  waste 
management plans which ensure waste arising is minimised, reused or recycled.  Waste reduction is considered 
at the building design stage and any waste arising in construction is segregated either on site or off site.  Where 
possible, waste is reused on site and waste to landfill is minimised with preference given to recycling or energy 
recovery.  Training is provided to all staff and subcontractors and waste champions are assigned to each site to 
ensure compliance with our waste policies and procedures.

GOING CONCERN
The Group’s business activities, performance and principal risks and uncertainties are set out in the Strategic 
Report.

The Group has adequate financial resources and is not reliant on external funding, and the Directors believe that 
the Group is well placed to manage its business risks successfully.  After making enquires, the Directors have a 
reasonable expectation that the Company and Group have adequate financial resources to allow the Company 
and Group to continue in operational existence for the foreseeable future and therefore considers the adoption 
of the going concern basis as appropriate for the preparation of the Annual Report and Statement of Accounts.

FUTURE DEVELOPMENTS
It is not anticipated that the activities of the Company and its Subsidiaries, as described in the Strategic Report, 
will substantially change in the immediate future.

14

15

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

REPORT OF THE DIRECTORS (continued) 

31st JULY 2014

POST BALANCE SHEET EVENT

There have been no events occurring after the Balance Sheet date that the Directors consider should be brought 
to the attention of the shareholders.

AUDITORS

The  Company’s  auditors,  French  Duncan  LLP,  have  expressed  their  willingness  to  continue  in  office.  
Resolutions to re-appoint them as the Company’s auditors and to authorise the Directors to determine their 
remuneration will be proposed at the Company’s forthcoming Annual General Meeting.

CAUTIONARY STATEMENT 

The Chairman’s Statement on page 3 and the Strategic Report on pages 4 to 10 have been prepared to provide 
additional information to members of the Company to assess the Group’s strategy and the potential for the 
strategy to succeed.  It should not be relied on by any other party or for any other purpose.

This  Annual  Report  and  Statement  of  Accounts  contain  certain  forward-looking  statements  relating  to 
operations, performance and financial status.  By their nature, such statements involve risk and uncertainty 
because they relate to events and depend upon circumstances that will occur in the future.  There are a number 
of factors, including both economic and business risk factors that could cause actual results or developments to 
differ materially from those expressed or implied by these forward-looking statements.  These statements are 
made by the Directors in good faith based on the information available to them up to the time of their approval 
of this Report.

STATEMENT OF DISCLOSURE TO AUDITORS 

The Directors who held office at the date of approval of the Report of the Directors, confirm that, so far as they 
are each aware, there is no relevant audit information of which the Company’s Auditors is unaware; and each 
of the Directors has taken all steps that they ought to have taken as a Director to make themselves aware of any 
relevant audit information and to establish that the Company’s Auditors are aware of that information. 

18th November 2014 

BY ORDER OF THE BOARD OF DIRECTORS 

Patricia Sweeney
Company Secretary

16

17

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

CORPORATE GOVERNANCE 

31st JULY 2014

STATEMENT OF COMPLIANCE
This  statement  details  how  your  Company  has  applied  the  main  and  supporting  principles  of  corporate 
governance as set out in the Financial Reporting Council’s UK Corporate Governance Code issued in September 
2012 (the Code).  A copy of the Code can be found on the Financial Reporting Council’s website, www.frc.
org.uk.

The Board of Directors (the Board) is committed to the principles of openness, integrity and accountability 
in dealing with the Company’s affairs and believes it has always acted with probity in the best interests of the 
Company, its employees and shareholders without recourse to guidance or instruction from others and fully 
intends to continue to do so in the future.

The Board recognises that as it has no non-executive Directors on the Board, no nomination, remuneration or 
audit committees have been established and therefore the Company has not complied with any of the principles 
of the Code relating to non-executive directors or the establishment and operations of these committees.  Also, 
the Board recognises that it has not fully complied with other principles of the Code relating to the division of 
responsibilities and evaluation of the Board as a whole and the Directors individually.  Details and explanations 
for all principles not complied with are given below.

THE BOARD 
The  Company  is  led  by  the  Board  which  comprises  the  executive  management  of  the  Company,  being  the 
Chairman and three executive Directors, and thus maintains full control of the Company, sets the strategic aims 
of the Company and ensures the Company has adequate financial and human resources to meet its objectives.   
All  the  Directors  worked  for  the  Company  prior  to  their  appointments  as  Director  and  therefore  have  the 
appropriate skills, experience and knowledge of the Company to ensure that the Board discharges its duties and 
responsibilities effectively.  There were no changes in Directors in the year.

Decisions are taken by the Board quickly and effectively following ad hoc consultation among the Directors 
concerned when any matter arises.  Your Board takes the view that this direct and flexible approach is preferable 
to the more cumbersome procedures prevalent in larger organisations and has made a considerable contribution 
to your Company’s continuing success and ensures that this approach best serves the interests of the Company 
and its shareholders.

The Board held 2 formal Board Meetings in the year, both of which were attended by all Directors. During 
the year the Directors also met regularly on an ad hoc basis to undertake the executive management of the 
Company and take decisions on all material matters quickly and effectively thus exercising full direction and 
control of the Company. Given the way in which the Board and Company operates there is no requirement for 
a formal schedule of matters reserved for the Board’s decision.

The  Chairman  of  the  Company  is  also  the  Managing  Director.    Bearing  in  mind  the  size  of  the  Company, 
the  Board  sees  no  value  in  splitting  the  role  of  the  Chairman  and  Managing  Director,  a  policy  which  has 
served your Company well over many years.  The Chairman is responsible for the leadership of the Board, 
ensuring that all the Directors receive accurate, timely and clear information on issues arising at formal and ad 
hoc Board meetings, setting Board agendas and ensuring adequate time is given to discussion of the agenda 
points.  The members of the Board have complete freedom to seek independent professional advice, at the 
Company’s expense, when they feel it is appropriate to do so.  All Directors have access to the advice and 
services of the Company Secretary, who is responsible for ensuring that Board procedures are followed and 
that applicable rules and regulations are complied with.  All Directors openly express their views and make a 
valuable contribution to the running of the Company.

17

 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

CORPORATE GOVERNANCE (continued) 

31st JULY 2014

THE BOARD (continued)
Information  regarding  the  Directors’  interests  in  ordinary  shares  of  the  Company  is  given  in  the  Directors’ 
Remuneration Report.

The Chairman is also responsible for ensuring effective communication with shareholders and ensuring that 
their views and concerns are brought to the attention of the Board.

The Board considers that increasing the manning level of the Board by 50% by the appointment of two non-
executive Directors would increase costs and impose an additional administrative burden for no discernible 
benefit and, accordingly, would serve no useful purpose.  As a result of not appointing non-executive Directors, 
the Company has not established Nomination, Remuneration or Audit Committees or identified an independent 
Director. 

As the Company does not have a Nomination Committee, nominations for appointment of new Directors to 
the Board are submitted by the Chairman for approval by the other members of the Board.  As all the Directors 
of the Company were long-serving employees of the Company at the date of appointment this ensures that the 
skills, experience and knowledge are retained in the Company and onto the Board.  Due regard is taken of the 
benefits of diversity, including gender on the Board when appointments are made.  No formal tailored induction 
upon joining the Board is considered necessary.  As the Directors are all full-time employees of the Company 
they are fully committed to the Company and are able to allocate sufficient time to the Company in discharging 
their duties and responsibilities effectively.  The Directors are encouraged by the Board to receive any training 
they consider necessary to ensure they remain up-to-date with their skills, knowledge and familiarity of the 
Company’s business and they remain aware of the risks associated with the Company and are also aware of 
regulatory, legal, financial and other developments to enable them to fulfil their role effectively.

There  is  no  formal  system  of  performance  evaluation  of  the  Board  or  the  Directors  individually  given  the 
manner in which the Board operates on a day to day basis.

The Company’s Articles of Association do not require that Directors retire by rotation, however, in accordance 
with provision B.7.1 of the Code all Directors, with the exception of the Managing Director, seek re-election 
at intervals of no more than three years at the Annual General Meeting.  Also in accordance with provision 
B.7.1 of the Code all new Directors are subject to re-election at the first Annual General Meeting following 
their appointment.

As  the  Company  does  not  have  a  Remuneration  Committee,  the  Chairman  is  responsible  for  fixing  the 
remuneration packages of the Directors which are based on their performance and the scope of their duties and 
responsibilities.  No Director has a service contract with the Company and accordingly periods of notice and 
termination payments would be construed in accordance with Employment Law.  There is no scheme in place 
for a Director to receive entitlement to share options nor are there any long term incentive schemes.  Full details 
of the Company’s remuneration policy are given in the Directors’ Remuneration Report.

18

19

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

CORPORATE GOVERNANCE (continued) 

31st JULY 2014

FINANCIAL AND BUSINESS REPORTING 
The Directors have sole responsibility for the preparation of the Annual Report and Statement of Accounts 
which taken as a whole is fair, balanced and understandable and provides the information necessary for the 
shareholders to assess the Company’s performance, business model and strategy.  The Directors are also solely 
responsible for the preparation of the Interim Report, the Interim Management Statements and other price-
sensitive public reports in a fair, balanced and understandable manner. The basis on which the Company creates 
and preserves value over the long term is described in the business model within the Strategic Report.

In order to ensure that the Company and Group have adequate resources to ensure the continuing operations of 
the Company and Group for the foreseeable future the Directors consider current and future trading, investment 
property acquisitions and cash requirements.  The Directors take account of available market conditions in 
all areas of the Group’s activities and use their knowledge and experience relating to the Group’s investment 
property portfolio.  The Directors’ opinion is that the Company and Group have adequate financial resources 
to allow the Company and Group to continue in operational existence for the foreseeable future and therefore 
considers the adoption of the going concern basis as appropriate for the preparation of the Accounts.

The Statement of Directors’ Responsibilities is set out on page 29.

RISK MANAGEMENT AND INTERNAL CONTROL

The  Board  is  responsible  for  and  annually  reviews  the  Group’s  system  of  internal  controls  in  relation  to 
financial, operational, compliance and risk management to ensure their continued effectiveness.  The systems 
adopted by the Board are designed to manage the risk of failure to achieve the Company’s business objectives 
as opposed to eliminate them as any system of control can only provide reasonable but not absolute assurance 
against material misstatement or loss.

The  Board,  in  accordance  with  the  Code,  has  reviewed  the  effectiveness  of  the  internal  controls  from  the 
commencement  of  the  accounting  period  to  the  date  of  approval  of  the  Annual  Report  and  Statement  of 
Accounts.  No significant failings or weaknesses have been identified in that period.  There has also been a 
continual process of identification by the Directors of key areas of risk within the Group and appropriate action 
taken to mitigate and monitor such risks. 
The main features of the Group’s internal control and risk management systems in relation to the financial 
reporting process are:
– 

contracts, development projects, land purchases and acquisition of property, plant and equipment are  
proceeded with after due consideration by the Directors;
monthly reports are prepared for each contract and development project for review by the Directors;
subsidiary Company reports are prepared for consideration by the Directors; and
treasury operations are carried out in accordance with policies and procedures already approved by  
the Board.

− 
− 
− 

18

19

 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

CORPORATE GOVERNANCE (continued) 

31st JULY 2014

AUDIT
As the Company does not have an Audit Committee, it is the responsibility of the Chairman and Company 
Secretary on a continuing basis to consider how the financial reporting and internal control principles apply to 
the Company, to maintain an appropriate relationship with the Group’s Auditors and to review the scope and 
results of the audit and its cost effectiveness.   The Board is responsible for setting the remuneration of the 
Auditors.  

Currently there are no proposals to undertake a retendering of the Company’s external audit function.  The 
Company’s  external  auditors  have  held  office  since  1975  and  there  has  been  no  audit  tender  since  that 
appointment.  The Board continues to assess the independence and effectiveness of the external audit function 
to ensure the integrity of the audit role provided by the current external auditors on behalf of the shareholders.   
The Board also takes into account the external auditors own policies and procedures regarding their integrity 
and independence including their procedures for rotation of audit partner and senior staff and the professional 
standards they have to adhere to.  At this time the Board has concluded that there is no requirement to place the 
external audit function out to tender.

In order to ensure the continued independence and objectivity of the Group’s Auditors, the Board has established 
policies regarding the provision of non-audit services by the Auditors.  In some cases, the nature of the non-
audit advice may make it more timely and cost effective to select the Group’s Auditors, who already have a 
good understanding of the Group.  In other circumstances the decisions on the allocation of work are made on 
the basis of competence and cost effectiveness.  

The Board has considered and for the time being has concluded that an internal audit function is not necessary.  
The Board will continue to review the need for such a function.  As such there is no internal audit of the risks 
identified by the Board and the controls established by the Board to mitigate and monitor these risks. 

SIGNIFICANT JUDGEMENTS, KEY ASSUMPTIONS AND ESTIMATES 

Given that there is no Audit Committee, it is the responsibility of the Board as a whole to consider areas of the 
financial statements where there are significant areas of judgement regarding estimates and assumptions, which 
in turn have a significant effect on the amounts recognised in the financial statements.  In respect of the 2014 
financial statements these areas were:
− 

Investment  Property  Valuations  –  the  valuation  of  the  investment  property  portfolio  is  completed  
by  the  Directors.    The  valuation  of  the  property  portfolio  is  inherently  subjective  and  requires  
significant  judgements  and  assumptions  to  be  made.    The  Directors  appoint  external  independent  
valuers to value a sample of properties in the portfolio to provide a sense check on their valuation.   
The valuations are discussed with the Auditors.
Long Term Contract Valuations and Provisions – the Directors consider contract performance to ensure  
appropriate revenue recognition.  Future revenue and contract performance are considered and loss  
provisions determined where necessary. Both costs and revenues may require to be revised as future  
events unfold and uncertainties are resolved.

− 

The  Board  discusses  fully  all  issues  relevant  to  the  above  areas  and  obtains  where  possible  information 
and advice from external experts and our external Auditors and only when fully satisfied with the amounts 
associated with each area are they incorporated into the financial statements.

20

 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

CORPORATE GOVERNANCE (continued) 

31st JULY 2014

RELATIONS WITH SHAREHOLDERS

The Board has in the past and will in the future continue to enter into dialogue with the shareholders wherever 
possible.    The  Chairman  is  responsible  for  ensuring  that  the  views  and  concerns  of  the  shareholders  are 
communicated to the Board.  The Chairman is also responsible for discussing governance and strategy matters 
with the shareholders.

As the Company has no non-executive Directors there is no opportunity for shareholders to meet with these 
Directors.
All shareholders have an opportunity at the Annual General Meeting to participate in questions and answers 
with the Board on matters relating to the Company.

At the Annual General Meeting separate resolutions will be proposed on each substantially separate issue and 
the number of proxy votes received for, against, and withheld for each resolution will be announced.

SUBSTANTIAL SHAREHOLDERS

As at 31st July 2014 and 24th October 2014, excluding holdings of Directors, the Company has been notified 
of the following holdings of substantial voting rights in respect of the issued share capital of the Company:

Octet Investments Limited  
. 
A J Whitehead 

.   

. 
.   

.   
. 

. 
. 

.   
.   

. 
. 

Number 
1,622,400 
1,579,485 

%
3.46
3.37

18th November 2014 

BY ORDER OF THE BOARD OF DIRECTORS 

Patricia Sweeney
Company Secretary

20

21

 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

DIRECTORS’ REMUNERATION REPORT 

31st JULY 2014

ANNUAL STATEMENT
On behalf of the Board of Directors, I present the Directors’ Remuneration Report for the year ended 31st July 
2014.

In addition to this statement the Report includes two other parts being the Policy Report and the Annual Report 
on Remuneration, which have been prepared in accordance with the provisions of the Companies Act 2006 and 
Schedule 8 of The Large and Medium-sized Companies and Groups (Accounts and Reports) (Amendment) 
Regulations 2013.  The Report also meets the requirements of the UK Listing Authority’s Listing Rules and the 
Disclosure and Transparency Rules.

The Policy Report has been developed taking account of the principles of the UK Corporate Governance Code 
2012.  The shareholders will be asked to approve the Policy at the 2014 Annual General Meeting (AGM) and 
if approved the policy will become effective from that date and will be effective for three years.

The Annual Report on Remuneration will be subject to a vote at the 2014 AGM.  Our Auditors are required 
to  report  to  the  shareholders  on  certain  information  contained  in  the Annual  Report  on  Remuneration  and 
that it has been prepared in accordance with the Act and the Regulations. The information to be audited is 
appropriately marked.

There have been no substantial changes to Executive Directors’ remuneration in the year.  Our policy continues 
to be to provide remuneration packages that will retain and motivate the Directors to sustain the long term 
growth and value of the Company.

18th November 2014 

THE POLICY REPORT

John m Smart
Chairman

As stated in the Corporate Governance Statement the Company does not appoint non-executive Directors and 
therefore the Company does not have a Remuneration Committee to set the Executive Directors’ Remuneration 
Policy.  The Chairman fulfils the function of the Remuneration Committee.

The  Company’s  remuneration  policy  is  to  provide  remuneration  packages  that  will  retain  and  motivate  the 
Directors to sustain the longterm growth and value of the Company and is based on the scope of their duties and 
responsibilities.  The Directors are not entitled to any performance related remuneration, long term incentive 
schemes or share options.  The remuneration of the Directors is not performance related therefore no element 
of their remuneration is based on performance measures.

The policy table below summarises the main components of Directors’ Remuneration:

ELEMENT

PURPOSE AND STRATEGY

OPERATION

BASE SALARY

To  pay  a  fair  salary  commensurate  with 
the  individual’s  role,  responsibilities  and 
experience. 

Reviewed annually in July taking account of 
the individual’s role and experience and the 
salary increases of employees throughout the 
Group as a whole.  No maximum level is set.

22

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

DIRECTORS’ REMUNERATION REPORT (continued) 

31st JULY 2014 

ELEMENT 

              PURPOSE AND STRATEGY 

           OPERATION

BENEFITS 

To provide support to enable the Directors to 
carry out their duties effectively. 

PENSION

To provide appropriate levels of retirement 
benefits.

Benefits  include  provision  of  a  company 
car  (or  cash  in  lieu)  and  private  medical 
insurance.    No  maximum  level  is  set  as  the 
costs  of  providing  benefits  fluctuate  over 
time;  however  the  costs  are  monitored  to 
ensure they remain reasonable.

Depending on when a Director first became 
an employee of the Company will determine 
whether they are members of the Company’s 
Defined Benefit Pension Scheme or Defined 
Contribution Scheme.

to 

Company  contributions 
the  Defined 
Benefit  Scheme  are  currently  22.6%  of 
base  salary.    Contribution  levels  are  set  in 
agreement  between  the  scheme  trustees  and 
the  Company  and  can  therefore  vary  from 
time to time.

the  Defined 
Company  contributions 
Contribution  Scheme  are  currently  a 
minimum of 10% of base salary.

to 

The Chairman retains the right to make minor amendments to the above policy, to take account of regulatory, 
tax, legislative or administrative changes without obtaining shareholder approval for these amendments.

No share options or long term incentive schemes are operated by the Company.  

Directors are entitled to claim relevant expenses incurred by them in respect of their duties.

There are no provisions for the recovery of sums paid to Directors or the withholding of the payment of any 
sums to Directors.

As all remuneration of Directors is fixed remuneration there is no need to illustrate, via a bar chart, the expected 
values of proposed remuneration as it does not contain any elements based on performance and therefore is not 
subject to change based on either the Company’s or Director’s performance. 

APPROACH TO RECRUITMENT OF DIRECTORS

The  Company’s  approach  to  appointing  new  Executive  Directors  is  to  appoint  from  within  the  Company.  
As such the remuneration of the Director has already been set by the Company and the package held by the 
employee prior to appointment as a Director will remain in place.  Consideration will be made of the increased 
duties and responsibilities that will apply post appointment as a Director and revision to their base salary may 
be made to reflect this.

SERVICE CONTRACTS AND POLICY ON CESSATION

No Director has a service contract with the Company, therefore periods of notice and termination payments 
would be construed in accordance with current Employment Law.

23

 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

DIRECTORS’ REMUNERATION REPORT (continued) 

31st JULY 2014

CONSIDERATION OF EMPLOYMENT CONDITIONS ELSEWHERE IN COMPANY

The Chairman when considering the remuneration of the Executive Directors takes into account the remuneration 
of employees across the Group as a whole.  However, the Chairman does not consult directly with employees 
on the remuneration of the Executive Directors but is mindful of salary increases which are applied across the 
Group as a whole.

CONSIDERATION OF SHAREHOLDER VIEWS

The Chairman considers all views and concerns he receives from shareholders especially at the AGM when 
shareholders  have  the  opportunity  to  ask  questions  of  the  Board  on  all  matters  of  the  Company  including 
Directors’ Remuneration, or at any other time throughout the year.  

Although no direct communication was held by the Chairman with major shareholders prior to shaping the 
Remuneration Policy he believes that it is a responsible approach to remuneration and its policies in the past 
and for the future as evidenced by the level of approval of the 2013 Directors’ Remuneration Report at the 2013 
AGM, details of which are given in the Annual Report on Remuneration below. 

ANNUAL REPORT ON REMUNERATION 

The following provides details of how the remuneration policy was implemented in the year to 31st July 2014. 

Single Total Figure of Remuneration for Executive Directors (Audited Information)
The following table presents the single figure for the total remuneration of each Executive Director for the year 
ended 31st July 2014 and the prior year:

Salary 
£000 

. 
. 

 109 
     123 

88
.       
.       

.       
.       

–
.       
.       

98 
 90 

98 
90 

 97 
44 

.   
.   

90 
.   
.   

6 
.   
.   

44 
.   
.   

.   
.   

6 
.   
.   

96 
.   
.   

3 
.   
.   

. 
. 

96 
. 
. 

53
. 
. 

47 
. 
. 

Taxable 
Benefits 
£000 

10 
10 

6 
6 

9 
6 

Pension 
£000 

– 
– 

Total 
£000 

119 
133

1032                     207
184
88 

922 
94 

199
190

7                         11                      115
3                            5                          52

John M Smart
2014 
.   
.   
2013 

David W Smart 
2014 
2013 

.   
.   

. 
. 

. 
. 

Alasdair H Ross  90 
2014 
2013 

.   
.   

. 
. 

John R Smart1 
2014 
2013 

.   
.   

. 
. 

1.  John R Smart was appointed to the Board of Directors on 23rd January 2013 his remuneration for 2013 represents that from date of appointment as Director.

2.  Pension value represents the cash value of pension accrued over one year multiplied by 20 in line with new regulations with allowance for inflation and employee contributions.

3.  Lionel E Glenday retired as a Director on 22nd January 2013, his total salary of £209,000 in the year to 31st July 2013 included £150,000 being a gratuity payment on retiral.

24

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

DIRECTORS’ REMUNERATION REPORT (continued) 

31st JULY 2014 

DIRECTORS’ PENSION ENTITLEMENTS (AUDITED INFORMATION) 
David W Smart and Alasdair H Ross are members of the Company’s Defined Benefit Pension Scheme whilst 
John R Smart is a member of the Company’s Group Personal Pension Plan.

The  Company’s  Defined  Benefit  Pension  Scheme  was  closed  to  new  members  in  2003.    The  normal  date 
of  retirement  based  on  the  scheme  rules  is  65  and  there  is  no  automatic  entitlement  to  early  retirement.  
Contributions by the employer under the scheme are 22.6% of pensionable salary.

Normal retirement date   

David W Smart 
.5 
Alasdair H Ross   

19/1/2038 
                                18 
16/2/2027 

   Accrued pension               Accrued pension
  as at 31 July 2013               as at 31 July 2014
                             £000
                      £000 
24
                          18 

                    207 

118

                        26 

     31

SCHEME INTEREST AWARDS (AUDITED INFORMATION)
There were no scheme interests awarded in the year.

PAYMENTS TO PAST DIRECTORS (AUDITED INFORMATION)
No payments were made to past Directors in the year.

PAYMENTS FOR LOSS OF OFFICE (AUDITED INFORMATION)
No payments for loss of office were made to Directors in the year.

STATEMENT OF DIRECTORS’ SHAREHOLDING AND SHARE INTERESTS (AUDITED INFORMATION)
The Company has no policy that Directors are required to own shares in the Company, although all Directors 
are currently shareholders of the Company.

The interests of the Directors in the ordinary shares of the Company, including beneficial interests, are shown 
in the table below:

Beneficial holdings 
(including interests of the Director’s connected persons)

31 July 2014 

31 July 2013

.   
John M Smart 
David W Smart 
.   
Alasdair H Ross  .   
.   
John R Smart 

. 
. 
. 
. 

.   
.   
.   
.   

.   
.   
.   
.   

. 
. 
. 
. 

     1,198,500 
   11,863,500 
        100,000 
   11,863,500 

     1,198,500
   11,863,500
        100,000
   11,863,500

There have been no changes in any Directors’ beneficial holdings between the year end and 24th October 2014.

24

25

 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

DIRECTORS’ REMUNERATION REPORT (continued) 

31st JULY 2014

PERFORMANCE GRAPH 

The graph below shows a comparison of the total shareholder return for the Company’s shares for each of 
the  last  five  financial  years  against  the  total  shareholder  return  for  the  companies  comprised  in  the  FTSE 
EPRA/NAREIT UK index which the Company deems to be the most relevant to the Company as it includes 
companies in the same sector as the Company.

The graph compares the value of £100 invested in J. Smart & Co. (Contractors) PLC, including re-invested 
dividends.

Total Shareholder Return over the last five financial years

250

200

150

100

50

0

J Smart & Co (Contractors) PLC

FTSE EPRA / NAREIT UK Index

2009                         2010                          2011                        2012                          2013                        2014

GROUP CHIEF EXECUTIVE OFFICER’S TOTAL REMUNERATION

The  following  table  details  the  Chief  Executive  Officer’s  single  figure  of  remuneration  over  the  last  five 
financial years:

2014 
£000 
  119 

2013 
£000 
  133 

2012 
£000 
  130 

2011 
£000 
  127 

2010
£000
  125

John M Smart 

26

27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

DIRECTORS’ REMUNERATION REPORT (continued) 

31st JULY 2014 

GROUP CHIEF EXECUTIVE OFFICER’S CHANGE IN REMUNERATION

The following table compares the change in remuneration of the Group Chief Executive Officer and that of 
the remuneration of the Group’s salaried employees.  This group of employees was chosen as it represents the 
most comparable group.

CEO 
% change 2013-2014  

Other employees
% change 2013-2014

Base salary 
Taxable benefits   

.   

. 
. 

.   
.   

. 
. 

. 
. 

(11)% 
   –  % 

 3%
– %

RELATIVE IMPORTANCE OF SPEND ON PAY

The  following  table  compares  the  total  spend  on  remuneration  of  all  employees  of  the  Group,  including 
Executive Directors, and the total amounts paid in distributions to shareholders for the years to 31st July 2014 
and 31st July 2013:

 2014 
 £000 

8,038 
1,147 

   2013 
   £000 

11,330 
  3,248 

Difference in 
            spend  
             £000 

          (3,292) 
          (2,101) 

Difference as a 
percentage
              %

29
65

Remuneration of employees 
Total distributions paid  
(being dividends and share
 buy backs) 

IMPLEMENTATION OF EXECUTIVE DIRECTOR REMUNERATION POLICY FOR 2015

After taking into consideration Group employees’ salary increases for the year to 31st July 2015, an increase of 
3% of base salary was awarded to David W Smart and Alasdair H Ross, John R Smart received an increase of 
4% to bring his base salary into line with the other Directors.

.   
John M Smart 
David W Smart 
.   
Alasdair H Ross  .   
.   
John R Smart 

. 
. 
. 
. 

Base salary from 1st July 2014 
    £ 
.       105,000 
.       101,000 
.       101,000 
.       101,000 

.   
.   
.   
.   

. 
. 
. 
. 

Base salary from 1st July 2013
£
109,000
98,000
98,000
97,000

CONSIDERATIONS BY THE DIRECTORS OF MATTERS RELATING TO DIRECTORS’ REMUNERATION

The Chairman is responsible for determining Directors’ Remuneration.  No advice was sought in the year in 
considering Directors’ Remuneration.  

27

 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

DIRECTORS’ REMUNERATION REPORT (continued) 

31st JULY 2014

SUMMARY OF SHAREHOLDER VOTING AT THE 2013 AGM
The 2013 Directors’ Remuneration Report was put to the shareholders for their approval at the 2013 AGM.  The 
resolution was passed on a show of hands.  

Details of the proxy votes lodged, including those at the discretion of the Chairman, are as follows:

. 
. 

.   
.   

For 
.   
Against  .   
Total votes cast (excluding votes withheld) 
Votes withheld 
Total votes cast (including votes withheld) 

. 
. 

.   

.   

. 

.   
.   
. 
. 
. 

. 
. 
.  
.   
.  

Total number 
         of votes 
    26,600,550 
                    – 
    26,600,550 
             6,500 
    26,607,050 

% of votes cast

100
–
100

Votes withheld are not included in the proxy figures as they are not recognised as a vote in law.

18th November 2014 

BY ORDER OF THE BOARD OF DIRECTORS 

Patricia Sweeney
Company Secretary

28

29

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

STATEMENT OF DIRECTORS’ RESPONSIBILITIES 

31st JULY 2014

STATEMENT OF DIRECTORS’ RESPONSIBILITIES IN RESPECT OF THE ANNUAL REPORT AND STATEMENT OF ACCOUNTS

The Directors are responsible for preparing the Annual Report and the Group and Parent Company’s Statement 
of Accounts in accordance with applicable law and regulations.

Company  law  requires  the  Directors  to  prepare  Group  and  Parent  Company  financial  statements  for  each 
financial year.  Under that law they are required to prepare the Group financial statements in accordance with 
International Financial Reporting Standards as adopted by the European Union (IFRSs as adopted by the EU) 
and applicable law and have elected to prepare the Parent Company financial statements on the same basis.

Under company law the Directors must not approve the financial statements unless they are satisfied that they 
give a true and fair view of the state of affairs of the Group and Parent Company and of their profit or loss for that 
period.  In preparing each of the Group and Parent Company financial statements, the Directors are required to:

− 

− 

− 

− 

select suitable accounting policies and then apply them consistently;

make judgements and estimates that are reasonable and prudent;

state whether they have been prepared in accordance with IFRSs as adopted by the EU; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that  
the Group and the Parent Company will continue in business.

The Directors are responsible for keeping adequate accounting records that are sufficient to show and explain 
the Group and Parent Company’s transactions and disclose with reasonable accuracy at any time the financial 
position of the Group and Parent Company and enable them to ensure that its financial statements comply with 
Companies Act 2006.  They have general responsibility for taking such steps as are reasonably open to them to 
safeguard the assets of the Group and to prevent and detect fraud and other irregularities.

Under  applicable  law  and  regulations,  the  Directors  are  also  responsible  for  preparing  a  Strategic  Report, 
Report of the Directors, Directors’ Remuneration Report and Corporate Governance Statement that complies 
with that law and those regulations.

The  Directors  are  responsible  for  the  maintenance  and  integrity  of  the  corporate  and  financial  information 
included on the Company’s website.  Legislation in the UK governing the preparation and dissemination of 
financial statements may differ from legislation in other jurisdictions.

DIRECTORS’ RESPONSIBILITY STATEMENT

Each of the Directors confirms to the best of their knowledge:
− 

the financial statements, prepared in accordance with the applicable set of accounting standards, give  
a true and fair view of the assets, liabilities, financial position and profit or loss of the Company and the  
undertakings included in the consolidation taken as a whole;
the Strategic Report and the Report of the Directors include a fair review of the development and  
performance  of  the  business  and  the  position  of  the  Company  and  undertakings  included  in  the  
consolidation taken as a whole, together with a description of the principal risks and uncertainties that  
they face; and
the Annual Report and Statement of Accounts taken as a whole are fair, balanced and understandable  
and  provide  the  information  necessary  for  the  shareholders  to  assess  the  Group’s  business  model,  
performance and strategy.

− 

− 

28

29

18th November 2014 

BY ORDER OF THE BOARD OF DIRECTORS 

Patricia Sweeney
Company Secretary

 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

INDEPENDENT REPORT OF THE AUDITORS  

31st JULY 2014

INDEPENDENT AUDITORS’ REPORT

to the memberS of J. Smart & co. (contractorS) Plc 

We have audited the financial statements of J. Smart & Co. (Contractors) PLC for the year ended 31st July 2014 
which comprise the Consolidated Income Statement, the Consolidated Statement of Comprehensive Income, 
the Consolidated and Company Statement of Changes in Equity, the Consolidated and Company Statement of 
Financial Position, the Consolidated and Company Statement of Cash Flows and related notes to the accounts.  
The financial reporting framework that has been applied in their preparation is applicable law and International 
Financial Reporting Standards as adopted by the European Union (IFRSs as adopted by the EU) and, as regards 
the Parent Company financial statements, as applied in accordance with the provisions of the Companies Act 
2006.
This report is made solely to the Company’s shareholders, as a body, in accordance with Chapter 3 of Part 16 
of the Companies Act 2006.  Our audit work has been undertaken so that we might state to the Company’s 
shareholders those matters we are required to state to them in an auditor’s report and for no other purpose.  
To  the  fullest  extent  permitted  by  law,  we  do  not  accept  or  assume  responsibility  to  anyone  other  than  the 
Company and the Company’s shareholders as a body, for our audit work, for this report, or for the opinions we 
have formed. 

RESPECTIVE RESPONSIBILITIES OF THE DIRECTORS AND AUDITORS 

As explained more fully in the Statement of Directors Responsibilities (set out on page 29), the Directors are 
responsible for the preparation of the financial statements and for being satisfied that they give a true and fair 
view.    Our  responsibility  is  to  audit  and  express  an  opinion  on  the  financial  statements  in  accordance  with 
applicable  law  and  International  Standards  on Auditing  (UK  and  Ireland)  (ISAs  (UK  and  Ireland)).   Those 
standards require us to comply with the Auditing Practices Board’s Ethical Standards for Auditors.

SCOPE OF THE AUDIT OF THE FINANCIAL STATEMENTS 

An audit involves obtaining evidence about the amounts and disclosures in the financial statements sufficient to 
give reasonable assurance that the financial statements are free from material misstatement, whether caused by 
fraud or error.  This includes an assessment of: whether the accounting policies are appropriate to the Group’s 
and  the  Parent  Company’s  circumstances  and  have  been  consistently  applied  and  adequately disclosed;  the 
reasonableness of significant accounting estimates made by the Directors; and the overall presentation of the 
financial statements.  In addition we read all the financial and non-financial information in the Annual Report 
to identify material inconsistencies with the audited financial statements and to identify any information that is 
apparently materially incorrect based on, or materially inconsistent with, the knowledge acquired by us in the 
course of performing the audit.  If we become aware of any apparent material misstatements or inconsistencies 
we consider the implications for our report.

OPINION ON FINANCIAL STATEMENTS 

In our opinion: 
–  the financial statements give a true and fair view of the state of the Group’s and of the Parent Company’s 

affairs as at 31st July 2014 and of the Group’s profit for the year then ended;

−  the Group financial statements have been properly prepared in accordance with IFRSs as adopted by the EU;
−  the Parent Company financial statements have been properly prepared in accordance with IFRSs as adopted 

by the EU and as applied in accordance with the provisions of the Companies Act 2006; and 

−  the financial statements have been prepared in accordance with the requirements of the Companies Act 2006 

and, as regards the Group financial statements, Article 4 of the IAS Regulations

30

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

INDEPENDENT REPORT OF THE AUDITORS (continued) 

31st JULY 2014 

OUR ASSESSMENT OF RISK OF MATERIAL MISSTATEMENT

In arriving at our audit opinion above on the financial statements, the risks of material misstatement that had 
the greatest effect on our audit strategy, the allocation of our resources in the audit and directing the efforts of 
the audit team, were the valuation of the investment property portfolio, contract accounting estimates, revenue 
recognition and the risk of management override of controls.

OUR APPLICATION OF MATERIALITY

We apply the concept of materiality both in planning and performing our audit, and in evaluating the effect of 
misstatement on our audit and on the financial statements.   For the purposes of determining whether the financial 
statements are free from material misstatement we define materiality as the magnitude of misstatements that 
makes it probable that the economic decisions of a reasonably knowledgeable person relying on the financial 
statements would be changed or influenced. 

The materiality for the Group financial statements as a whole was set at £450,000.  This has been determined 
with reference to a benchmark of Group net assets (of which it represents 0.5%) which we consider to be one of 
the principal considerations for members of the Company in assessing the financial performance of the Group.

We agreed with the Board of Directors to report to it all corrected and uncorrected misstatements we identified 
through  our  audit  with  a  value  in  excess  of  £22,000,  in  addition  to  other  audit  misstatements  below  that 
threshold that we believe warranted reporting on qualitative grounds.

AN OVERVIEW OF THE SCOPE OF OUR AUDIT

The Group financial statements are a consolidation of the six trading entities including the Parent entity and the 
Group’s four Joint Ventures.  Except for the Joint Ventures where we focussed our work on the share of profits 
and net assets (including Investment Properties) that are recognised in the Group accounts, all entities were 
audited.  In establishing the overall approach to the Group audit, we determined the type of audit work required 
to enable us to conclude whether sufficient audit evidence had been obtained as a basis for our opinion on the 
Group financial statements.

The way in which we scoped our response to the risks identified above was as follows: 

VALUATION OF THE INVESTMENT PROPERTY PORTFOLIO

Risk: The valuation of the investment property portfolio involves significant judgements made by the Directors, 
particularly those around current market conditions. The valuation exercise also relies on the accuracy of the 
underlying lease and financial information used by the Directors in completing the valuation.

Our response: Our audit procedures included among others:
–  Testing the integrity of the information used by the Directors in completing the valuation including agreement 

on a sample basis back to underlying leases;

–  Meeting  with  the  Directors  to  challenge  the  valuation  process,  the  performance  of  the  portfolio  and  the 

significant assumptions and critical judgement areas, including future income and yields;

–  Reviewing  the  results  of  a  valuation  completed  by  an  independent  third  party  valuer  of  a  sample  of  the 
property portfolio, comparing this to the Directors’ valuation and discussing the results with the Directors.

30

31

 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

INDEPENDENT REPORT OF THE AUDITORS (continued) 

31st JULY 2014 

CONTRACT ACCOUNTING ESTIMATES

Risk: The Group recognises revenue and profit in accordance with IAS 11: Construction Contracts based on 
the stage of completion of contracts. The recognition of revenue and profit or loss on contracts therefore relies 
on judgements made by the Directors in relation to the final outturn of costs on each contract and on overall 
contract performance.

Our response: Our audit procedures included among others:
–  Substantive testing of contract revenues and costs;
–  Meeting with the Directors to challenge key judgements inherent in the forecast costs to complete that are 
crucial in determining revenue and margin to be recognised and the identification of loss making contracts 
and the quantum of loss provisions;

–  Performing site visits and reviewing contract terms for key contracts.

REVENUE RECOGNITION

Risk: ISAs (UK and Ireland) presume that there is a risk of fraud in revenue recognition because of the pressure 
Directors may feel to achieve planned results.

Our response: Our audit procedures included among others:
–  Testing rental income to lease agreements, rental incentives and other property related income. Our approach 

to contract income is detailed above.

–  Substantive testing and analytical procedures in connection with revenue balances, including private house 

sales, to assess whether revenue has been recognised in the appropriate accounting period;

–  Assessment of whether revenue recognition policies adopted complied with IFRSs as adopted by the EU.

THE RISK OF MANAGEMENT OVERRIDE OF CONTROLS

Risk: Fraud risk as a result of the override of controls.

Our response: Our audit procedures included among others:
–  Performing  a fraud risk assessment in order to identify specific areas of risk relating to management override 

of controls;

–  Journal entry testing in order to identify and test the risk of fraud arising from management override of 

controls;

–  Independently assess and challenge accounting estimates relevant to the financial statements for evidence of 

bias by the Directors that may represent a risk of material misstatement due to fraud;

–  Assessment of the overall control environment within the Group.

32

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

INDEPENDENT REPORT OF THE AUDITORS (continued) 

31st JULY 2014 

OPINION ON OTHER MATTERS PRESCRIBED BY THE COMPANIES ACT 2006 

In our opinion: 
–  the part of the Directors’ Remuneration Report to be audited has been properly prepared in accordance with 

the Companies Act 2006; and

−  the information given in the Strategic Report and the Report of the Directors for the financial year for which 

the financial statements are prepared is consistent with the financial statements.

MATTERS ON WHICH WE ARE REQUIRED TO REPORT BY EXCEPTION 

We have nothing to report in respect of the following: 

Under the ISAs (UK and Ireland), we are required to report to you if, in our opinion, information in the Annual 
Report is:
−  materially inconsistent with the information in the audited financial statements; or
−  apparently  materially  incorrect  based  on,  or  materially  inconsistent  with,  our  knowledge  of  the  Group 

acquired in the course of performing our audit; or

−  otherwise misleading.

In  particular,  we  are  required  to  consider  whether  we  have  identified,  any  inconsistencies  between  our 
knowledge acquired during the audit and the Directors’ Statement that they consider the Annual Report is fair, 
balanced  and  understandable  and  whether  the Annual  Report  appropriately  discloses  those  matters  that  we 
communicated to the Board of Directors which we consider should have been disclosed.

Under the Companies Act 2006 we are required to report to you if, in our opinion:

−  adequate accounting records have not been kept by the Parent Company, or returns adequate for our audit 

have not been received from branches not visited by us; or

−  the Parent Company financial statements and the part of the Directors’ Remuneration Report to be audited 

are not in agreement with the accounting records and returns; or

−  certain disclosures of Directors’ Remuneration specified by law are not made; or
−  we have not received all the information and explanations we require for our audit.

Under the Listing Rules we are required to review:

−  the Directors’ statement set out on page 15, in relation to going concern; and
−  the  part  of  the  Corporate  Governance  Statement  relating  to  the  Company’s  compliance  with  the  nine 

provisions of the UK Corporate Governance Code specified for our review.

133 Finnieston Street 
glasgow 
G3 8HB 
18th November 2014 

Paula galloway
Senior Statutory Auditor
for and on behalf of FRENCH DUNCAN LLP
Statutory Auditor and Chartered Accountants

33

 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

CONSOLIDATED INCOME STATEMENT for the year ended 31st JULY 2014 

Notes 

2014 

2013 
Restated
           (note 1)
£000

£000 

Group construction activities  
. 
Less: Own construction work capitalised 

. 

REVENUE 1   
Cost of sales 

GROSS PROFIT 

. 
. 

. 

. 
. 

. 

Other operating income  . 
Net operating expenses  . 

. 
. 

. 

. 
. 

. 
. 

. 

. 
. 

. 
. 

. 
. 

. 

. 
. 

. 
. 

. 
. 

. 

. 
. 

. 
. 

. 
. 

. 

. 
. 

. 
. 

. 
. 

. 

. 
. 

OPERATING (LOSS)/PROFIT BEFORE PROFIT ON SALE AND NET DEFICIT 
. 
ON VALUATION OF INVESTMENT PROPERTIES  . 

. 

. 

Profit on sale of investment properties . 
Net deficit on valuation of investment properties 

. 

. 

. 
. 
OPERATING LOSS  
Share of profits  in Joint Ventures 
. 
Income from available for sale financial assets 
Profit on sale of available for sale financial assets 
. 
Finance income  . 
. 
. 
Finance costs 

. 
. 

. 
. 

. 
. 

. 
. 

PROFIT BEFORE TAX 

Taxation 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

PROFIT ATTRIBUTABLE TO EQUITY SHAREHOLDERS 

EARNINGS PER SHARE – BASIC AND DILUTED 

. 

. 
. 

. 
. 
. 
. 
. 
. 

. 

. 

. 

. 

. 
. 

. 
. 
. 
. 
. 
. 

. 

. 

. 

. 

. 
. 

. 
. 
. 
. 
. 
. 

. 

. 

. 

. 

24,805 
   (1,994) 

20,595
   (2,214) 

22,811 
  (22,521) 

18,381
  (17,313)

290 

1,068

3 

5,253 
    (5,652) 

5,383
   (5,559) 

                (109) 

892

– 
    (782) 

124
   (3,127)

(891)           (2,111)
5 
14                  469            2,438
138 
143 
6 
8 
1,299 
        100 
        187 
–                 (40)

7 
7          

1,207 

533 

8 

       (182) 

      (385) 

9               1,025               148 

11                 2.18p            0.31p 

All activities in both the current and previous year relate to continuing operations. 

1.  Revenue excludes the share of Joint Ventures’ revenue of £nil (2013, £6,523,000).

34

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME 
for the year ended 31st JULY 2014

2014  

2013 
Restated
            (note 1)
£000 

£000  

PROFIT FOR THE YEAR 

. 

. 

. 

. 

. 

. 

. 

               1,025                148

OTHER COMPREHENSIVE (LOSS)/INCOME 
Items that may be subsequently reclassified to Income Statement: 
Fair value of available for sale financial assets reclassified to Income Statement 
. 
Tax adjustment on fair value reserve 

. 

. 

. 

. 

             (1,266)  
                180 

736 
    (108)

TOTAL ITEMS WHICH MAY BE SUBSEQUENTLY 
RECLASSIFIED TO INCOME STATEMENT . 

. 

. 

. 

. 

             (1,086)  

       628 

Items that will not be subsequently reclassified to Income Statement: 
Actuarial (loss)/gain recognised in defined benefit pension scheme  .                                   (1,793)  
Deferred taxation on actuarial loss/(gain) 

3,222
                358                (934)

. 

. 

. 

. 

TOTAL ITEMS THAT WILL NOT BE SUBSEQUENTLY 
RECLASSIFIED TO INCOME STATEMENT . 

. 

TOTAL OTHER COMPREHENSIVE (LOSS)/INCOME 

TOTAL COMPREHENSIVE (LOSS)/INCOME 
. 
FOR THE YEAR, NET OF TAX 

. 

ATTRIBUTABLE TO EQUITY SHAREHOLDERS 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

             (1,435)            2,288

             (2,521) 

  2,916

 (1,496)  

   3,064 

 (1,496) 

   3,064

34

35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY as at 31st JULY 2014

Capital 
  Share  Redemption 
Reserve 
 Capital 

Fair Value 
Reserve 

Retained 
Earnings 
Total
          Restated 
Restated
             (note 1)         (note 1)

  £000  

  £000 

  £000                £000             £000

989 

19 

458             89,843 

91,309

    – 

–                  148               148
            –                      –                 628             2,288            2,916

– 

. 

. 
. 

. 

. 
. 

 .   

.    

           –                      –                 628             2,436            3,064

At 1st August 2012 

. 

. 

Profit for the year 
Other comprehensive income 
TOTAL COMPREHENSIVE  
. 
INCOME FOR THE YEAR 

TRANSACTIONS WITH OWNERS, RECORDED DIRECTLY IN EQUITY 
Shares purchased and cancelled  
. 
Transfer to Capital Redemption Reserve 
. 
Dividends  

(47) 
– 
           – 

  – 
47 
           – 

. 

. 

. 

– 
– 
           – 

(1,798) 
(47) 
    (1,403) 

(1,845)
–
   (1,403)

TOTAL TRANSACTIONS WITH OWNERS  . 

        (47) 

          47 

           – 

    (3,248) 

    (3,248)

At 31st July 2013  . 

. 

Profit for the year 
. 
Other comprehensive loss 
TOTAL COMPREHENSIVE LOSS

. 

. 
. 

. 

. 
. 

       942 

         66 

    1,086 

   89,031 

     91,125

    – 

–               1,025            1,025
            –                      –            (1,086)           (1,435)         (2,521)

– 

FOR THE YEAR 

. 

 .   

.    

           –                      –            (1,086)              (410)         (1,496)

         2,436 
TRANSACTIONS WITH OWNERS, RECORDED DIRECTLY IN EQUITY 
Shares purchased and cancelled  
. 
Transfer to Capital Redemption Reserve 
. 
Dividends  

(6) 
– 
          – 

  – 
6 
           – 

. 

. 

. 

      3,064

–                (279) 
(6) 
– 
      (862) 
           – 

(285)
–
   (862)

TOTAL TRANSACTIONS WITH OWNERS  . 

         (6) 

            6 

           – 

   (1,147) 

    (1,147)

At 31st July 2014  . 

. 

. 

. 

       936 

         72 

           – 

   87,474 

     88,482

36

37

 
 
 
 
 
 
 
    
                               
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

COMPANY STATEMENT OF CHANGES IN EQUITY as at 31st JULY 2014

Capital 
Share  Redemption  
Reserve 

Capital 

Retained  
Earnings 
Total
Restated
Restated 
                              (note 1)               (note 1)
£000

£000 

£000 

19 

17,579 

18,587

£000 

989 

. 

. 
530
.                    –                     –                    2,288                  2,288

530 

– 

– 

At 1st August 2012 

. 

Profit for the year 
Other comprehensive income 

. 

. 

. 
. 

. 

. 
. 

TOTAL COMPREHENSIVE INCOME FOR THE YEAR 

            –                      –                   2,818                   2,818

TRANSACTIONS WITH OWNERS, RECORDED DIRECTLY IN EQUITY
. 
Shares purchased and cancelled  
Transfer to Capital Redemption Reserve 
. 
Dividends  

. 
(1,845)
(1,798) 
–
. 
–                    47                         (47)  
.                    –                     –                    (1,403)               (1,403)

(47) 

– 

. 

. 

. 

TOTAL TRANSACTIONS WITH OWNERS  . 

.                (47)                   47                   (3,248)                (3,248)

At 31st July 2013  . 

. 

Loss for the year . 
. 
Other comprehensive loss 

. 

. 
. 

. 

. 
. 

.                942                    66 

   17,149                 18,157

.     
–                      –                  (1,614)               (1,614)
.                      –                            –                   (1,435)                (1,435)

TOTAL COMPREHENSIVE LOSS FOR THE YEAR  .                       –                         –                      (3,049)                 (3,049)

TRANSACTIONS WITH OWNERS, RECORDED DIRECTLY IN EQUITY 
Shares purchased and cancelled  
. 
Transfer to Capital Redemption Reserve 
. 
Dividends  

         (6)                     –                       (279)                     (285)
.   
. 
–
.                       –                           –                      (862)                   (862)

–                      6                           (6)   

. 

. 

. 

TOTAL TRANSACTIONS WITH OWNERS  . 

.                  (6)                     6                    (1,147)                (1,147)  

At 31st July 2014  . 

. 

. 

. 

.               936    

         72   

  12,953   

   13,961   

37

 
 
 
 
           
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
         
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

CONSOLIDATED STATEMENT OF FINANCIAL POSITION as at 31st JULY 2014

NON-CURRENT ASSETS 
Property, plant and equipment  . 
. 
Investment properties 
Investments in Joint Ventures 
. 
Available for sale financial assets 
. 
Retirement benefit surplus 
. 
. 
Deferred tax assets 

. 

CURRENT ASSETS 
Inventories 
. 
Trade and other receivables 
. 
Current tax asset   
Cash at bank and in hand 

. 

TOTAL ASSETS 

. 

. 

NON-CURRENT LIABILITIES 
. 
Deferred tax liabilities 

CURRENT LIABILITIES 
Trade and other payables 
. 
Bank overdraft 

. 

TOTAL LIABILITIES 

NET ASSETS 

. 

. 

. 

EQUITY 
Called up share capital 
Capital redemption reserve  
Fair value reserve 
Retained earnings 

. 
. 

. 

TOTAL EQUITY 

. 

. 

. 
. 
. 
. 

. 

. 

. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
 . 
. 
. 

. 
. 
. 
. 

. 

. 

. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 

. 

. 

. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 

. 

. 

. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 

. 

. 

. 
. 

. 

. 

. 
. 
. 
. 

. 

  Notes 

12 
13 
14 
15 
26 
21 

16 
17 

21 

19 

22 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 

. 

. 

. 
. 

. 

. 

. 
. 
. 
.  

. 

2014  
£000  

1,380  
63,609  
1,288  
–  
1,629  
          23  

2013 
£000 

1,279
62,325
819
3,817 
2,567
        109 

   67,929  

   70,916

6,246  
11,099  
988  
   16,802  

13,620
6,650 
90
     15,157 

   35,135    

   35,517

  103,064  

 106,433

     1,707   

     2,049 

4,143  
     8,732   

3,595 
     9,664

   12,875   

   13,259

    14,582   

   15,308 

   88,482   

   91,125

936  
72  
–  
   87,474   

942
66
1,086 
   89,031 

   88,482  

   91,125 

The financial statements on pages 34 to 74 were approved by the Board of Directors and authorised for issue 
on 18th November 2014 and were signed on its behalf by:

John m Smart 
Director 

Company Number SC021530

DaviD w Smart
Director

38

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

COMPANY STATEMENT OF FINANCIAL POSITION as at 31st JULY 2014

NON-CURRENT ASSETS 
. 
Property, plant and equipment  . 
Investments in Subsidiaries and Joint Ventures 
. 
Retirement benefit surplus 
. 
. 
Deferred tax assets 

. 
. 

. 
. 

. 

CURRENT ASSETS 
Inventories 
. 
Trade and other receivables 
Current tax asset  . 
. 
Cash at bank and in hand 

. 

TOTAL ASSETS 

. 

. 

NON-CURRENT LIABILITIES 
. 
Deferred tax liabilities 

CURRENT LIABILITIES 
Trade and other payables 
. 
Bank overdraft 

. 

TOTAL LIABILITIES 

NET ASSETS 

. 

. 

. 

EQUITY 
Called up share capital 
Capital redemption reserve 
Retained earnings 

. 

. 

TOTAL EQUITY 

. 

. 

. 
. 
. 
. 

. 

. 

. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 
. 

. 

. 

. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 
. 

. 

. 

. 
. 

. 

. 

. 
. 
. 

. 

  Notes 

12 
14 
26 
21 

16 
17 

21 

19 

22 

. 
. 
. 
. 

. 
. 
. 
. 

. 

. 

. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 
. 

. 
. 
. 
. 

. 

. 

. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 
. 

. 
. 
. 
. 

. 

. 

. 
. 

. 

. 

. 
. 
. 

. 

2014 
£000 

827 
708 
1,629 
            – 

     3,164 

5,943 
7,977 
1,710 
            1 

2013 
£000 

760
1,235 
2,567
          20

     4,582 

13,380
7,538 
1,993 
            1 

   15,631 

   22,912 

   18,795 

   27,494

        388 

       571 

2,864 
     1,582 

     4,446 

2,278 
     6,488

     8,766

     4,834 

     9,337

   13,961 

   18,157 

936 
72 
   12,953 

942 
66
   17,149

    13,961 

      18,157 

The financial statements on pages 34 to 74 were approved by the Board of Directors and authorised for issue 
on 18th November 2014 and were signed on its behalf by:

John m Smart 
Director 

Company Number SC021530

DaviD w Smart
Director

38

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

CONSOLIDATED STATEMENT OF CASH FLOWS for the year ended 31st JULY 2014

  Notes 

2014 
£000 

2013  
£000

CASH FLOWS FROM OPERATING ACTIVITIES 

Tax paid . 

. 

. 

. 

. 

. 

. 

NET CASH FLOWS FROM OPERATING ACTIVITIES 

. 

. 

. 

. 

. 

. 

.     23 (a)                  7,208 

(1,842)

. 

   (798) 

  (1,232)

.                                 6,410 

 (3,074)

CASH FLOWS FROM INVESTING ACTIVITIES 
. 
Additions to property, plant and equipment 
. 
. 
Additions to investment properties 
. 
Sale of property, plant and equipment  . 
Sale of investment properties 
. 
. 
Expenditure on own work capitalised - investment properties 
. 
. 
Purchase of available for sale financial assets   
Proceeds of sale of available for sale financial assets  
. 
Acquisition of investment in subsidiary, net of cash acquired 
. 
Interest received  . 
. 
. 
Dividend received from Joint Venture  . 

. 
. 
. 
 . 

. 
. 
. 
. 

. 
. 

. 
. 

. 

. 

NET CASH FROM INVESTING ACTIVITIES 

CASH FLOWS FROM FINANCING ACTIVITIES 
Purchase of own shares  . 
. 
Dividends paid 

. 
. 

. 
. 

. 

NET CASH FROM FINANCING ACTIVITIES 

. 

. 
. 

. 

INCREASE IN CASH AND CASH EQUIVALENTS  . 

. 

. 
. 

. 

. 

CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 

. 

. 
. 

. 

. 

. 

. 
. 
. 
. 
. 
. 
.  
. 
. 
. 

. 

. 
. 

. 

(582) 
(72) 
85 
– 
(1,994) 
(406) 
260 
(39)  
62 
           – 

(544)
(879) 
51
8,202
(2,214)
(277)
192
(227)
100
   2,115

                 (2,686)                6,519

(285) 
      (862) 

(1,845)
  (1,403)

   (1,147) 

  (3,248)

.                                 2,577                   197

.  23 (b) 

     5,493 

   5,296

CASH AND CASH EQUIVALENTS AT END OF YEAR  

. 

.  

.  23 (b) 

     8,070 

   5,493

40

41

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

COMPANY STATEMENT OF CASH FLOWS for the year ended 31st JULY 2014

CASH FLOWS FROM OPERATING ACTIVITIES 

Tax received/(paid) 

. 

. 

. 

. 

. 

NET CASH FLOWS FROM OPERATING ACTIVITIES 

CASH FLOWS FROM INVESTING ACTIVITIES
Purchase of property, plant and equipment 
Sale of property, plant and equipment  . 
Acquisition of investment in subsidiary 
Repayment of share capital in subsidiary   
. 
Interest received  . 
Dividend received from subsidiary undertaking      

. 
. 
. 
. 
. 

. 

. 

NET CASH FROM INVESTING ACTIVITIES 

CASH FLOWS FROM FINANCING ACTIVITIES 
Purchase of own shares  . 
. 
Dividends paid 

. 
. 

. 
. 

. 

NET CASH FROM FINANCING ACTIVITIES 

. 

. 
. 

. 

. 

. 

. 

. 
. 
. 
. 
. 
. 

. 

. 
. 

. 

INCREASE/(DECREASE)  IN CASH AND CASH EQUIVALENTS 

CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 

CASH AND CASH EQUIVALENTS AT END OF YEAR 

. 

40

  Notes 

2014 
£000 

2013 
£000

.  24 (a) 

4,267 

(3,033)

. 

. 

. 
. 
. 
. 
. 
. 

. 

. 
. 

. 

. 

    1,098 

     (426)

    5,365 

   (3,459)

   (427)
(349) 
59
52 
(463)
(39) 
–
50 
           6
         19 
       955                      –

       688 

      (825)

(285) 
      (862) 

(1,845)
   (1,403)

   (1,147) 

    (3,248)

   4,906 

   (7,532)

.  24 (b) 

  (6,487)) 

     1,045

.  24 (b) 

  (1,581))            (6,487)

. 

. 

. 

. 
. 
. 
. 
. 
. 

. 

. 
. 

. 

. 

. 

. 

41

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS 

31st JULY 2014

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES 

GENERAL INFORMATION 
J.  Smart  &  Co.  (Contractors)  PLC  which  is  the  ultimate  Parent  Company  of  the  J.  Smart  &  Co. 
(Contractors) PLC Group is a public limited company registered in Scotland, incorporated in the United 
Kingdom and listed on the London Stock Exchange. 

STATEMENT OF COMPLIANCE 
The accounts are prepared in accordance with International Financial Reporting Standards (IFRS) and 
International Financial Reporting Interpretations Committee (IFRIC) Interpretations endorsed by the 
European Union (EU) and with those parts of the Companies Act 2006 applicable to companies reporting 
under IFRS. 

STANDARDS,  AMENDMENTS  TO  STANDARDS  AND  INTERPRETATIONS  EFFECTIVE  IN  THE  YEAR  TO  31ST 
JULY 2014 

The following new standards and amendments to standards and interpretations relevant to the Group 
have been issued by the International Accounting Standards Board and are mandatory for the first time 
for the financial year to 31st July 2014:
•  IAS 19 (amended): Employee Benefits.
•  IAS 27: Separate Financial Statements.
•  IAS 28: Investments in Associates and Joint Ventures.
•  IFRS 10: Consolidated Financial Statements.
•  IFRS 11: Joint Arrangements.
•  IFRS 12: Disclosure of Interests in Other Entities.
•  IFRS 13: Fair Value Measurement.

In  the  current  financial  year  the  application  of  IAS  19  (amended):  Employee  Benefits  impacts  the 
measurement  of  the  various  components  representing  movements  in  retirement  benefit  obligations 
and  associated  disclosures,  but  not  the  Group’s  total  retirement  benefit  obligations.    Following  the 
replacement of expected returns on pension scheme assets with a net finance cost in the Consolidated 
Income  Statement,  the  profit  for  the  period  reduces  and  accordingly  the  actuarial  gain  in  Other 
Comprehensive Income increases in the Consolidated Statement of Comprehensive Income.

This  change  has  been  applied  retrospectively  and  accordingly  the  comparative  figures  have  been 
restated for the year ended 31st July 2013.  The effect is to increase the interest expense by £40,000 and 
reduce the interest income by £256,000 on retirement benefit obligations recognised in the Consolidated 
Income Statement, resulting in a total reduction to profit before tax of £296,000 and to increase the 
actuarial gain recognised in the Consolidated Statement of Comprehensive Income also by £296,000.  
Deferred taxation is also impacted upon and as a result the credit to the Consolidated Income Statement 
is increased by £60,000 and the charge to the Consolidated Statement of Comprehensive Income is also 
increased by £60,000.  There has been no impact on the Group’s retirement benefit surplus position 
recorded in the Balance Sheet at 31st July 2013.

42

43

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES (continued)

STANDARDS,  AMENDMENTS  TO  STANDARDS  AND  INTERPRETATIONS  EFFECTIVE  IN  THE  YEAR  TO  31ST 
JULY 2014 (continued)

The application of IAS 19 (amended): Employee Benefits has exactly the same impact on the Parent 
Company’s profit for the year and Other Comprehensive Income as it has on the Group’s profit for the 
year and the Group’s Other Comprehensive Income.  There is no impact on the Company’s retirement 
benefit surplus position recorded in the Balance Sheet at 31st July 2013.

The table below details the impact of the application of IAS 19 (amended): Employee Benefits on the 
accounts for the year to 31st July 2013:

CONSOLIDATED INCOME STATEMENT 
Finance income and finance cost (as previously reported) 
. 
Expected return on pension scheme assets 
. 
Interest cost of pension scheme liabilities 
Net finance income of pension scheme assets  . 

. 
. 
. 

Finance income and finance costs (as restated)  
Net interest expense on retirement benefit obligation 
Impact on finance income/(costs) and profit before taxation 

. 

Tax 
Adjustment to deferred tax thereon 
Impact on profit for the year – reduction 

. 
. 

. 
. 

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME 
Actuarial gain on defined benefit pension scheme 
. 
Previously shown as 
. 
. 
Now shown as 
Impact on actuarial gain on defined benefit pension scheme 

. 
. 

. 
. 

. 
. 

. 
. 
. 

. 
. 

. 
. 

. 
. 
. 

Tax 
Adjustment to deferred tax thereon 
Impact on Other Comprehensive Income for the year – increase  . 

. 

. 

. 

. 

  £000 

 1,272 
(1,016)
    256  

     (40) 
   (296) 

      60  
   (236)

 2,926  
 3,222  
    296 

     (60)
    236 

. 
. 
. 

. 
. 

. 
. 

. 
. 
. 

. 

. 

. 
. 
. 

. 
. 

. 
. 

. 
. 
. 

. 

. 

IFRS  13:  Fair Value  Measurement  provides  a  precise  definition  of  fair  value  and  a  single  source  of 
fair  value  measurement  and  disclosure  requirements.    The  disclosures  are  included  in  the  financial 
statements  and  the  adoption  of  the  standard  has  had  no  impact  on  the  reported  results  or  financial 
position of the Group or Company.

The other standards or guidance had no material impact on the Group or Company’s financial statements 
but resulted in minor changes in terms of disclosure.

42

43

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES (continued)

NEW STANDARDS, AMENDMENTS TO STANDARDS AND INTERPRETATIONS NOT YET APPLIED 

The following new Standards, Amendments to Standards and Interpretations relevant to the Group have 
been issued by the International Accounting Standards Board but are not yet effective for the Group and 
Company at the date of these financial statements, and have not been adopted early: 
•  IAS 32 (amended): Offsetting financial assets and financial liabilities (effective for accounting periods  
  beginning on or after 1st January 2014).
•  IAS  36  (amended):  Recoverable  Amounts  Disclosures  for  Non-Financial  Assets  (effective  for  
  accounting periods on or after 1st January 2014).
•  IAS 39 (amended): Financial Instruments recognition and measurement on novation of derivatives  
  and hedge accounting (effective for accounting periods on or after 1st January 2014).
•  Amendments to IFRS 10: Consolidated Financial Statements, IFRS 11: Joint Ventures and IFRS 12:  
  Disclosure of Interests in Other Entities in relation to Investment Entities (transition guidance).
The Directors are to fully consider the implications of these Standards, Amendments to Standards and 
Interpretations and their relevance and impact on the financial statements of the Company and Group. 
The Directors anticipate that there will be no material effect on the financial statements.

BASIS OF PREPARATION 
The accounts have been prepared on a going concern basis and under the historical cost convention 
except  where  the  measurement  of  balances  at  fair  value  is  required  as  noted  below  for  investment 
properties and available for sale financial assets. 
The accounting policies set out below have been consistently applied to all periods presented in these 
accounts. 
The  preparation  of  financial  statements  requires  management  to  make  estimates  and  assumptions 
concerning the future that may affect the application of accounting policies and the reported amounts of 
assets and liabilities and income and expenses. Management believes that the estimates and assumptions 
used in the preparation of these accounts are reasonable. However, actual outcomes may differ from 
those anticipated. 

CRITICAL ACCOUNTING ESTIMATES AND JUDGEMENTS 
INVESTMENT PROPERTIES 
Investment properties are revalued annually by the Directors in accordance with the RICS Valuation 
Standards. The valuations are subjective due to, among other factors, the individual nature of the property, 
its location and the expected future rental income.  As a result, the valuation of the Group’s investment 
property portfolio incorporated into the financial statements is subject to a degree of uncertainty and is 
made on the basis of assumptions which may prove to be inaccurate, particularly in periods of volatility 
or low transaction flow in the property market.
The assumptions used by the Directors are market standard assumptions in accordance with the RICS 
Valuation Standards and include matters such as tenure and tenancy details, ground conditions of the 
properties and their structural conditions, prevailing market yields and comparable market conditions.  
If any of the assumptions used by the Directors prove to be incorrect this could result in the valuation 
of the Group’s investment property portfolio differing from the valuation incorporated into the financial 
statements and the difference could have a material effect on the financial statements.

44

45

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES (continued)

CRITICAL ACCOUNTING ESTIMATES AND JUDGEMENTS (continued) 
LONG-TERM CONTRACT PROVISIONS 
Judgement is required in the area of provisions for losses on long-term contracts. The Directors take 
into account the estimated costs to complete and the percentage stage of completion of current contracts 
when determining the provision for losses. The Directors consider adequate, but not excessive provisions 
have been made in this respect. 

RETIREMENT BENEFIT OBLIGATION 
The valuation of the retirement benefit obligation is dependent upon a series of assumptions, mainly 
discount  rates,  mortality  rates,  investment  returns,  salary  inflation  and  the  rate  of  pension  increases, 
which are determined after taking expert advice from the Group's Actuary. These are set out in note 26 
to the Accounts. 

BASIS OF CONSOLIDATION 
The  Group  accounts  consolidate  the  accounts  of  J.  Smart  &  Co.  (Contractors)  PLC  and  all  of  its 
Subsidiaries  made  up  to  31st  July  each  year.  Subsidiaries  are  entities  controlled  by  the  Company. 
Control is assumed where the Company has the power to govern the financial and operating policies of 
an entity so as to obtain benefits from its activities. 
Intra-group balances and any income or expenses arising from intra-group transactions are eliminated in 
preparing the Group accounts. 
No income statement is presented for the Parent Company as provided by section 408 of the Companies 
Act 2006. 

BUSINESS COMBINATIONS AND GOODWILL
Subsidiaries  acquired  in  the  year  are  accounted  for  using  the  acquisition  method  of  accounting.  
Identifiable assets acquired and liabilities assumed are measured at their fair values at the acquisition 
date.  The  consideration  transferred  for  the  acquisition  is  the  fair  value  of  the  assets  given,  equity 
instruments issued and liabilities incurred or assumed at the acquisition date.  The excess of the cost of 
acquisition over the fair value of the Group’s share of the identifiable net assets acquired is recorded 
as  goodwill.    If  the  cost  of  acquisition  is  less  than  the  fair  value  of  the  identifiable  assets  acquired 
and  liabilities  assumed,  the  difference  is  recognised  directly  in  the  Income  Statement.   After  initial 
recognition,  goodwill  is  measured  at  cost  less  any  accumulated  impairment  losses.    Goodwill  is  not 
amortised and is subject to annual impairment review.  

Acquisition related costs are expensed as incurred.

INVESTMENT IN JOINT VENTURES 
Joint Ventures are those entities over which the Company has a 50% holding and exercises joint control 
under a contractual arrangement. The results of Joint Venture undertakings are accounted for using the 
equity  method  of  accounting.  Under  this  method  the  investment  is  initially  recorded  at  cost  and  is 
subsequently adjusted to reflect the Group’s share of the net profit or loss in the Joint Venture. 
The Accounts of the Group’s Joint Ventures have been prepared in accordance with UK GAAP. The 
Group’s interest in the assets and liabilities of the Joint Ventures have only been restated in accordance 
with International Financial Reporting Standards where such restatement is considered material to an 
understanding of the Group’s interest.

44

45

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES (continued)

CAPITAL MANAGEMENT 
Group objectives in managing capital are to safeguard the interests of the Company to operate as a net 
debt-free  going  concern,  of  its  employees  to  maintain  wherever  possible  security  of  employment, 
remuneration and retirement provisions and of its shareholders to maintain continuity of dividends and 
stability of share price. 
The  capital  structure  of  the  Group  consists  of  issued  share  capital,  reserves  and  retained  earnings 
represented predominantly by investment properties, financial investments and cash. 
These assets are purchased, managed and maintained by the Group’s management and employees, advised 
where appropriate by independent outside professionals. Refer to pages 7 to 9 of this report for details 
of relevant risk factors and management measures.
The Group has sufficient cash reserves and readily realisable assets available to meet its foreseeable 
commitments. 

INVESTMENT PROPERTIES

Investment properties are properties, either owned by the Group or where the Group is a lessee under 
a finance lease, which are held for long-term rental income or for capital appreciation or both. Also, 
properties held under operating leases are accounted for as investment properties when the rest of the 
definition of an investment property is met.  In such cases, the operating leases concerned are accounted 
for as if they were finance leases.
Investment properties, whether completed or under development, are initially recognised at cost and 
revalued at the Balance Sheet date to fair value as determined by the Directors in accordance with the 
RICS Valuation Standards. 
Gains or losses arising from the changes in fair value are included in the Income Statement in the year 
in which they arise. In accordance with IAS 40: Investment Property, as the Group uses the fair value 
model, no depreciation is provided in respect of investment properties including integral plant. 
Additions to investment properties consist of costs of a capital nature and, in the case of investment 
properties under development, includes certain internal staff and associated costs directly attributable to 
the management of the developments under construction. 

PROPERTY, PLANT AND EQUIPMENT 
Items of property, plant and equipment are stated at cost less accumulated depreciation. 
Subsequent  costs  are  included  in  the  asset’s  carrying  value  or  recognised  as  a  separate  asset,  as 
appropriate, only when it is probable that future economic benefits associated with the item will flow to 
the Group and the cost of them can be measured reliably. All other repairs and maintenance expenditure 
is charged to the Income Statement as incurred. 

46

47

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES (continued)

DEPRECIATION 
Depreciation is provided on all items of property, plant and equipment, other than investment properties 
and freehold land, at rates calculated to write off the cost of each asset over its expected useful life, as 
follows: 
Freehold buildings 
Plant and machinery 
Office furniture and fittings 
Motor vehicles 

-  over 40 to 66 years 
-  25% to 33 1⁄3% reducing balance 
-  20% to 33 1⁄3% reducing balance 
-  33 1⁄3% reducing balance 

IMPAIRMENT REVIEWS
PROPERTY, PLANT AND EQUIPMENT
Individual assets are grouped for impairment assessment purposes at the lowest level at which there are 
identifiable cash inflows independent of the cash inflows of other groups of assets.

The  Group  assesses  at  each  Balance  Sheet  date  whether  there  is  an  indication  that  an  asset  may  be 
impaired.  If an indication exists the Group makes an estimate of the recoverable amount of each asset 
group, being the higher of its fair value less costs to sell and its value in use and is determined for an 
individual asset, unless the asset does not generate cash inflows that are largely independent of those 
from other assets or groups of assets.  An impairment loss is recognised where the recoverable amount 
is lower than the carrying value of assets.

If there is an indication that previously recognised impairment losses may have decreased or no longer 
exist, a reversal of the loss may be made.  The carrying amount of the asset is increased to its recoverable 
amount only up to the carrying amount that would have resulted, net of depreciation, had no impairment 
loss been recognised for the asset in prior years.

Impairment losses and any subsequent reversals are recognised in the Income Statement.

INVENTORIES AND WORK IN PROGRESS 
Inventories are valued at the lower of cost and net realisable value. 
Land held for development is included at the lower of cost and net realisable value. 
Work in progress other than long-term contract work in progress is valued at the lower of cost and net 
realisable value. 
Cost includes materials, on a first-in first-out basis and direct labour plus attributable overheads based 
on normal operating activity, where applicable. Net realisable value is the estimated selling price less 
anticipated disposal costs. 
Variations  and  claims  are  included  in  Revenue  where  it  is  probable  that  the  amount,  which  can  be 
measured reliably, will be recovered from the customer.

46

47

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES (continued)

LONG-TERM CONTRACTS 
Amounts recoverable on contracts which are included in debtors are stated at cost as defined above, plus 
attributable profit to the extent that this is reasonably certain after making provision for maintenance 
costs, less any losses incurred or foreseen in bringing contracts to completion, and less amounts received 
as progress payments. 

For any contracts where receipts exceed the book value of work done, the excess is included in trade and 
other payables as payments on account. 

INCOME TAX 
The charge for current UK corporation tax is based on results for the year as adjusted for items that 
are non-assessable or disallowed and any adjustments for tax payable in respect of previous years. It is 
calculated using rates that have been enacted or substantially enacted at the Balance Sheet date.

DEFERRED TAXATION 
Deferred  tax  is  provided  using  the  liability  method  in  respect  of  temporary  differences  between  the 
carrying value of assets and liabilities in the financial statements and the corresponding tax bases used 
in the computation of taxable profit. Deferred tax is provided on all temporary differences, except in 
respect of investments in Subsidiaries and Joint Ventures where the timing of the reversal of the temporary 
difference is controlled by the Group and it is probable that the temporary difference will not reverse 
in the foreseeable future. The measurement of deferred tax reflects the tax consequences that would 
follow the manner in which the Group expects, at the end of the reporting period, to recover or settle the 
carrying amounts of its assets and liabilities for Investment Properties that are measured at fair value.
Deferred tax is determined using tax rates that have been enacted or substantially enacted by the Balance 
Sheet date and are expected to apply when the deferred tax asset is realised or the deferred tax liability 
is settled. It is recognised in the Income Statement except when it relates to items credited or charged
directly to Equity, in which case the deferred tax is also dealt with in Equity. 
Deferred tax assets are recognised to the extent that it is probable that future taxable profits  will be 
available against which the temporary differences can be utilised. 

PENSIONS 
The Group operates a defined benefit pension scheme, which was closed to new members during the year 
to 31st July 2003 and which requires contributions to be made to an administered fund. 
The obligations of the scheme represent benefits accruing to employees and are measured at discounted 
present value while scheme assets are measured at their fair value. The discount rate used is the yield on 
AA credit rated corporate bonds that have maturity dates approximating to the terms of the Group’s 
obligations. The calculation is performed by a qualified actuary using the projected unit credit method. 
The operating and financial costs of such plans are recognised separately in the Income Statement, service 
costs are spread systematically over the working lives of the employees concerned and financing costs 
are recognised in the year in which they arise. Actuarial gains and losses are recognised immediately in 
the Consolidated Statement of Comprehensive Income. 
The Group also operates a defined contribution Group Personal Pension Plan for eligible employees. 
The plan is externally administered and professionally managed. Contributions payable are expensed to 
the Income Statement as incurred. 

48

49

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES (continued)

LEASES 
Leases are classified according to the substance of the transaction. A lease that transfers substantially all 
the  risks  and  rewards  of  ownership  to  the  lessee  is  classified  as  a  finance  lease. All  other  leases  are 
classified as operating leases. 

GROUP AS A LESSEE 
In accordance with IAS 40: Investment Property, leases of investment property are assessed on a property 
by property basis. Where future rentals are material, the properties are capitalised and treated as finance 
leases in accordance with IAS 17: Leases, otherwise properties are classified as operating leases and 
rentals payable are charged to the Income Statement on a straight line basis over the term of the lease.
Other leases are classified as operating leases and rentals payable are charged to the Income Statement 
on a straight line basis over the term of the lease. 

GROUP AS A LESSOR 
Properties leased out under operating leases are included in investment property, with rental income 
recognised on a straight line basis over the lease term. 

REVENUE 
Revenue, which is stated net of value added tax, represents the invoiced value of goods sold, except in 
the case of long-term contracts where revenue represents the amounts received and receivable for work 
done in the year. The measurement and stage of completion of long-term contracts are based on external 
valuations issued by third party surveyors. 
Profits  on  long-term  contracts  are  calculated  in  accordance  with  International  Financial  Reporting 
Standards and do not relate directly to revenue. Profit on current contracts is only taken at a stage near 
enough to completion for that profit to be reasonably certain after making provision for contingencies, 
whilst provision is made for all losses incurred to the accounting date together with any further losses 
that  are  foreseen  in  bringing  contracts  to  completion. The  value  of  construction  work  transferred  to 
investment properties is excluded from revenue. 
Revenue from investment properties comprises rental income, service charges, insurance receivable and 
other recoveries, and is disclosed as other operating income in the Income Statement. 
Rental income from investment property leased out under an operating lease is recognised in the Income 
Statement on a straight line basis over the term of the lease. 
Revenue from private housing sales is recognised when transactions are legally completed.
Revenue from private housing sales under shared equity scheme are accounted for at fair value. 

FINANCIAL INSTRUMENTS 
Financial assets and financial liabilities are recognised on the Group’s Statement of Financial Position 
when the Group becomes a party to the contractual provision of the instrument. The principal treasury 
objective is to provide sufficient liquidity to meet operational cash requirements. The Group operates 
controlled treasury policies which are monitored by the Board to ensure that the needs of the Group are 
met as they arise. 

AVAILABLE FOR SALE FINANCIAL ASSETS 
Available for sale financial assets represent investments in quoted shares which are recognised at fair 
value at the year end. The movement in fair value is transferred directly to Equity and shown in a 
separately designated Fair Value Reserve. 

48

49

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES (continued)

FINANCIAL INSTRUMENTS (continued) 
TRADE AND OTHER RECEIVABLES 
Trade and other receivables are recognised at invoiced value less provisions for impairment. A provision 
for impairment of trade receivables is established where there is objective evidence that the Group will 
not be able to collect all amounts due according to the terms of the receivables concerned. 

CASH AND CASH EQUIVALENTS 
Cash and cash equivalents comprise cash in hand, deposits with banks and other short-term highly liquid 
investments with original maturities of three months or less. For the Statement of Cash Flows, cash 
and cash equivalents consist of cash and cash equivalents as defined above, net of outstanding bank 
overdrafts.

TRADE AND OTHER PAYABLES 
Trade and other payables are non-interest bearing and are recognised at invoiced amount. 

MEASUREMENT OF FAIR VALUES
A number of the Group’s accounting policies and disclosures require the measurement of fair values, for 
both financial and non-financial assets and liabilities.

When measuring the fair value of an asset or a liability, the Group uses market observable data as far as 
possible.  Fair values are categorised into different levels in a fair value hierarchy based on the inputs 
used in the valuation techniques as follows:
•  Level 1: quoted prices (unadjusted) in active markets for identical assets or liabilities.
•  Level  2:  inputs  other  than  quoted  prices  included  in  Level  1  that  are  observable  for  the  asset  or  
  liability, either directly (i.e. as prices) or indirectly (i.e. derived from prices).
•  Level 3: inputs for the asset or liability that are not based on observable market data (unobservable  
  inputs).

If the inputs used to measure the fair value of an asset or a liability might be categorised in different 
levels of the fair value hierarchy, then the fair value measurement is categorised in its entirety in the same 
level of the fair value hierarchy as the lowest level input that is significant to the entire measurement.

The Group recognises transfers between levels of the fair value hierarchy at the end of the reporting 
period during which a change has occurred.

Further information about the assumptions made in measuring fair values is included in the following 
notes:
•  Note 13 – Investment Properties;
•  Note 15 – Available for Sale Financial Assets;
•  Note 20 – Financial Instruments.

DIVIDENDS 
Final Dividends are recognised as a liability in the year in which they are approved by the Company’s 
shareholders. Interim Dividends are recognised when they are paid. 

50

J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

2. 

SEGMENTAL INFORMATION 

IFRS  8:  Operating  Segments  requires  operating  segments  to  be  identified  on  the  basis  of  internal 
reporting about components of the Group that are regularly reviewed by the chief operating decision 
maker to allow the allocation of resources to the segments and to assess their performance. The chief 
operating decision maker has been identified as the Board of Directors. 
All revenue arises from activities within the UK and therefore the Board of Directors does not consider 
the  business  from  a  geographical  perspective.  The  operating  segments  are  based  on  activity  and 
performance of an operating segment is based on a measure of operating results.

2014 
Construction activities 
Investment activities 

2013 
Construction activities 
Investment activities 

. 
. 

. 
. 

. 
. 

. 
. 

External 
Revenue 

Internal 
Revenue 

Total 
Revenue 

Operating
Loss

2014 

£000 

£000 

£000 

£000 

2013
Restated
(note 1)
£000 

22,811 
   5,253 

1,994 
           – 

24,805 
    5,253 

(3,547) 
    2,656    

  –
          – 

 28,064 

    1,994 

  30,058 

      (891) 

           –

18,381 
   5,383 

2,214             20,595                        – 
           –   

    5,383 

           – 

  (2,961)
      850 

 23,764 

    2,214             25,978                        – 

  (2,111)

. 

OPERATING LOSS 
. 
Share of results of Joint Ventures 
Finance and investment income  
. 
Finance costs 

. 

. 
. 
. 
. 

. 
. 
. 
. 

PROFIT ON ORDINARY ACTIVITIES BEFORE TAX  

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

   (891) 

(2,111) 
. 
.                 469             2,438  
       246 
. 
         (40) 
. 

       1,629 
          – 

. 

   1,207 

        533 

Internal  revenue  relates  to  own  work  capitalised,  all  other  internal  transactions  are  eliminated  on 
consolidation. The Group had no customers whose turnover with the Group in the year exceed 10% of 
the Group’s total revenue from construction activities (2013, 3 customers whose total revenue in the 
year amounted to £11,000,000).

50

51

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

2. 

SEGMENTAL INFORMATION (continued) 

OTHER SEGMENTAL INFORMATION 

2014 
Construction activities 
Investment activities 
Joint Ventures 

. 
. 
. 

Non-Current 

  Asset Additions  Depreciation 
£000 
£000 

. 
. 
. 

. 
. 
. 

582 
2,066 
           – 

446 
– 
           – 

Segment 

Segment 
Assets  Liabilities 
£000 

£000 

21,656 
81,003 
    1,288 

5,741
9,724
           –

103,947 

15,465

Allocation of corporation tax debtor 

. 

. 

. 

. 

. 

. 

      (883) 

     (883)

2013 
Construction activities 
Investment activities 
Joint Ventures 

. 
. 
. 

. 
. 
. 

. 
. 
. 

544 
3,093 
           – 

360 
– 
           – 

103,064 

  14,582

32,089 
75,444 
       819 

11,202
6,025
           –

108,352 

17,227

Allocation of corporation tax debtor 

. 

. 

. 

. 

. 

. 

   (1,919) 

  (1,919)

3. 

OTHER OPERATING INCOME

Rental income 
Service charges and insurance receivable 

. 

. 

. 

Direct property costs 

Net rental income 

. 

. 

. 

. 

. 

. 

106,433 

  15,308

2014 
£000 
4,798 
      455 

2013 
£000 
4,901 
       482 

5,253 
  (1,768)  

 5,383 
   (1,495) 

    3,485  

    3,888 

. 
. 

. 

. 

. 
. 

. 

. 

. 
. 

. 

. 

. 
. 

. 

. 

. 
. 

. 

. 

Direct property costs included £620,000 (2013, £513,000) in respect of investment properties that did 
not generate rental income in the year. 

52

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

4. 

STAFF COSTS AND DIRECTORS’ REMUNERATION 

Staff costs during the year amounted to: 
Wages, salaries and short term benefits. 
. 
Social security costs 
. 
. 
Post-employment benefits 

. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

6,502 
671 
       865 

9,496        
982 
       852 

    8,038  

   11,330 

The average weekly number of employees during the year was made up as follows: 

2014 
£000 

2013 
£000

Construction and related services. 
Office and management . 

. 

Directors’ remuneration: 

– Salaries and short term benefits 
. 
– Post-employment benefits 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

No. 

No. 

169 
         24  

258
         25 

       193  

       283 

£000 
434 
          59 

£000 
586
         58

       493 

       644 

David W Smart and Alasdair H Ross are members of the Group’s defined benefit pension scheme.

John R Smart is a member of the Group’s defined contribution Group Personal Pension Plan.

Key  management  is  comprised  solely  of  the  Directors  of  the  Company.  Full  details  of  Directors’ 
remuneration is given in the Directors’ Remuneration Report on pages 22 to 28.

5. 

OPERATING LOSS

This is stated after charging/(crediting):
. 
Cost of inventories recognised as an expense  . 
. 
. 
Staff costs (per note 4)  . 
. 
. 
Hire of plant and machinery 
. 
. 
Contingent rents . 
. 
. 
Depreciation of owned assets 
Profit on disposal of property, plant and equipment 
. 
Auditors’ remuneration and expenses – audit services 

. 
. 
. 
. 

. 
. 
. 
. 

. 

. 
. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 
. 

23,811 
8,038 
469 
73 
446 
(50) 
       112    

15,965 
11,330 
547 
73
360 
(24) 

       114

The auditors’ fees for the Parent Company are £50,000 (2013, £50,000). 

6. 

INCOME FROM INVESTMENTS 

Dividend income from available for sale financial assets 

. 

. 

. 

        143 

       138

53

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

7. 

FINANCE INCOME AND FINANCE COSTS 

Income: 

. 
Interest on short term deposits  . 
Other interest 
. 
. 
Net interest income on retirement benefit obligations . 

. 
. 

. 
. 

. 

. 

2014               2013 
Restated
(note 1)
                £000             £000 

.  
. 
. 

43 
          19 
        125 

        187 

69
         31
           –

       100

Costs:        Net interest expense on retirement benefit obligations 

.                   – 

            (40)

8. 

TAXATION 

UK Corporation Tax
Current tax on income for the year 
Corporation tax over provided in previous years 

. 

. 

Deferred taxation (note 21) 

. 

. 

Current Tax Reconciliation 
Profit on ordinary activities before tax . 
. 
Share of  profits of Joint Ventures 

. 

. 
. 

. 

Current tax at 22.33% (2013, 23.67%) . 
Effects of: 
Expenses not deductible for tax purposes 
. 
Tangible asset differences 
Non taxable income 
. 
. 
Deferred tax asset not recognised 
Effect of indexation allowances . 
Effect of change in tax rate 
. 
Adjustments to tax charge in respect of prior years 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 
. 

. 

. 
. 

. 

. 
. 
. 
. 
. 
. 
. 

. 
. 

. 

. 
. 

. 

. 
. 
. 
. 
. 
. 
. 

. 
. 

. 

. 
. 

. 

. 

. 
. 
. 
. 
. 

. 
. 

. 

. 
. 

. 

. 

. 
. 
. 
. 
. 

(95)      

           (5) 

(100) 
        282 

1,113
         (3)

1,110
       (725)

        182 

       385

1,207      

       (469) 

533
 (2,438)

       738 

  (1,905)

165      

(451)

11 
(20)    
(32)     
174 
(86)   
(25)   
           (5) 

16
16
(34)
1,197
(112)
(244)
          (3)

        182 

       385

The Finance Act 2014, which received Royal Ascent on 17th July 2014 states that the UK corporation 
tax rate will reduce to 21% for financial years commencing 1st April 2014 with a further reduction to 
20% for financial years commencing 1st April 2015.

The effective corporation tax rate is 22.33% (2013, 23.67%) being the average rate applicable over the 
period.  Deferred tax provisions have been calculated using the 20% rate.

In addition to amounts charged to the Income Statement, a deferred tax credit of £358,000 (2013, charge 
– £934,000) relating to actuarial (losses)/gains on defined benefit pension scheme has been recognised 
directly  to  Equity. Also  a  deferred  tax  credit  of  £180,000  (2013,  charge  –  £108,000)  relating  to  the 
movement in fair value of available for sale financial assets has been recognised directly to Equity. 

The value of the deferred tax asset in respect of Capital Losses not recognised in the financial statements 
amounted to £1,464,000 (2013, £1,197,000).

There are no income tax consequences attached to dividends paid or proposed by the Company to its 
shareholders. 

54

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014

9. 

PROFIT  FOR THE FINANCIAL YEAR  

Dealt with in the accounts of the Parent Company 
. 
Retained by Subsidiary and Joint Venture Companies 

10. 

DIVIDENDS

. 
2012 Final Dividend of 1.98p per share 
2013 Interim Dividend of 0.92p per share 
.  
2013 Final Dividend of 2.01p per share, after waivers 
. 
2014 Interim Dividend of 0.92p per share 

. 
. 

. 

2014  

       2013 
     Restated

                (note 1)
£000

£000 

(1,614) 
     2,639 

530
     (382)

    1,025    

      148

– 
– 
430 
       432 

       862 

968
435
–
          –

   1,403 

. 
. 

. 
. 
. 
. 

. 
. 

. 
. 
. 
. 

. 
. 

. 
. 
. 
. 

The Board is proposing a Final Dividend of 2.04p per share (2013, 2.01p) which, after waivers will cost 
the Company no more than £430,000. 

The proposed Final Dividend is subject to approval by the shareholders at the Annual General Meeting 
and has not been included as a liability in these financial statements. 

11. 

 EARNINGS PER SHARE 

 Profit 
  attributable 
to Equity 
 shareholders 
£000

Basic
Earnings   
per share 

Year to 31st July 2014 

. 

. 

. 

Year to 31st July 2013 Restated (note 1) 

. 

. 

. 

. 

. 

. 

. 

. 

. 

    1,025 

    2.18p 

.               148 

    0.31p

Basic earnings per share are calculated by dividing the profit attributable to equity shareholders by the 
weighted average number of shares in issue during the year.

The weighted average number of shares for the year to 31st July 2014 amounted to 47,020,000 (2013, 
48,299,000).

There is no difference between basic and diluted earnings per share.

54

55

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st July 2014 

12. 

PROPERTY, PLANT AND EQUIPMENT

(a) GROUP 

Cost: 
  At 1st August 2013 
  Additions 
  Disposals 

. 
. 

  At 31st July 2014 

. 
. 
. 

. 

Depreciation:  
  At 1st August 2013 
. 
  Provided during year . 
. 
  Disposals 

. 

  At 31st July 2014 

Net book value: 
  At 31st July 2014 

Cost: 
  At 1st August 2012 
  Additions 
  Disposals 

. 
. 

  At 31st July 2013 

. 

. 

. 
. 
. 

. 

Depreciation: 
  At 1st August 2012 
. 
  Provided during year . 
. 
  Disposals 

. 

  At 31st July 2013 

Net book value: 
  At 31st July 2013 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

Land and 
buildings 
Freehold 
£000 

Plant,
equipment
and vehicles 
£000 

Total 
£000 

896 
– 
            – 

5,560 
582 
        (422) 

6,456 
582
       (422)

        896 

      5,720 

       6,616

496 
19 
            – 

4,681 
427 
        (387) 

5,177 
446
       (387)

        515 

      4,721 

       5,236

         381 

         999 

       1,380

714 
182 
             – 

5,546 
362 
        (348) 

6,260 
544
       (348)

         896 

      5,560 

     6,456

478 
18 
             – 

4,660 
342 
        (321) 

5,138 
360 
       (321) 

         496 

      4,681 

     5,177

         400 

         879 

     1,279 

The  Group’s  non-investment  heritable  properties  were  revalued  at  31st  July  2014.  This  revaluation 
which  has  not  been  incorporated  into  these  accounts,  showed  a  net  surplus  over  the  cost  of  those 
properties after depreciation of £1,714,000 as at 31st July 2014. 

Included  within  Freehold  Land  and  Buildings  is  land  costing  £13,000  (2013,  £13,000)  which  is  not 
depreciated.

56

57

 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

12. 

PROPERTY, PLANT AND EQUIPMENT (continued) 

(b) COMPANY 

Land and 
buildings 
Freehold 
£000 

Plant, 
equipment 
and vehicles 
£000 

361 
– 
– 
             – 

2,553   
349   
(191) 
(26) 

Total
£000

2,914 
349
(191)
(26)

         361 

       2,685 

  3,046

100 
5 
– 
             – 

2,054   
251   
(167) 
(24) 

2,154 
256
(167)
(24)

. 
. 
. 
. 

. 

. 
. 
. 
. 

.             105 

2,114 

  2,219

. 

         256 

571 

827

. 
. 
.  
. 

. 

179 
         182 
            – 
             – 

         361 

. 
. 
.  
.   

95 
5 
        – 
            – 

2,591   
245   
(241) 
(42) 

2,770
427
(241)
(42) 

2,553 

   2,914

2,079   
226   
(219) 
(32) 

2,174 
231 
(219)
         (32)

 . 

        100 

2,054 

  2,154

.  

        261 

         499          

760

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 

. 
. 
. 
. 

.  

. 
. 
. 
. 

.  

. 

. 
. 
. 
. 

. 

.  
. 
. 
. 

. 

. 

Cost: 
  At 1st August 2013 
  Additions 
  Disposals 
  Group transfer disposals 

. 
. 
. 

. 
. 

  At 31st July 2014 

. 

Depreciation: 
. 
  At 1st August 2013 
  Provided during year . 
  Disposals 
. 
  Group transfer disposals 

. 

  At 31st July 2014 

Net book value: 
  At 31st July 2014 

. 

. 

Cost: 
  At 1st August 2012 
  Additions 
  Disposals 
  Group transfer disposals 

. 
. 
. 

. 
. 

  At 31st July 2013 

. 

Depreciation: 
  At 1st August 2012 
. 
  Provided during year . 
. 
  Disposals 
  Group transfer disposals 

. 

  At 31st July 2013 

Net book value: 
  At 31st July 2013 

. 

. 

The Company’s non-investment heritable properties were revalued at 31st July 2014. This revaluation 
which  has  not  been  incorporated  into  these  accounts,  showed  a  net  surplus  over  the  cost  of  those 
properties after depreciation of £1,427,000 as at 31st July 2014. 

57

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st July 2014

13. 

INVESTMENT PROPERTIES 

Cost or valuation: 
  At 1st August 2013 
  Additions 

. 
. 
. 
(Deficit)/surplus on valuation 

. 
. 

  At 31st July 2014 

. 

. 

Cost or valuation: 
  At 1st August 2012 
  Additions 
  Disposals 

. 
. 
. 
. 
. 
(Deficit)/surplus on valuation 

. 
. 
. 

  At 31st July 2013 

. 

. 

Land and 
buildings 
Freehold 
£000 

Land and
buildings
Leasehold 
£000 

55,539 
364 
        (819) 

6,786 
1,702 
           37 

Total  
£000 

62,325 
2,066 
    (782) 

    55,084 

      8,525 

    63,609

63,834 
2,914 
  (8,060)   
     (3,149) 

6,603 
179 
(18) 
            22 

70,437
3,093
(8,078)
    (3,127) 

    55,539 

       6,786 

    62,325

. 
. 
. 

. 

. 
. 
. 
. 

. 

. 
. 
. 

. 

. 
. 
. 
. 

. 

. 
. 
. 

. 

. 
. 
. 
. 

. 

. 
. 
. 

. 

. 
. 
 . 
. 

. 

Valuation Process
The Group’s investment properties are valued by John M Smart, MRICS and David W Smart, MRICS, 
who  are  Directors  of  the  Parent  Company,  on  the  basis  of  fair  value,  in  accordance  with  the  RICS 
Valuation  –  Professional  Standards  (January  2014),  Global  and  UK  Edition.   As  in  previous  years, 
external valuers have reviewed a sample of the Group’s investment properties and provided a report 
to the Group detailing the valuations they would have placed on the sample of investment properties 
reviewed.  The valuations prepared by the Directors and the external valuers are compared to ensure that 
there are no material variations between the valuations. 

Investment  properties,  excluding  ongoing  developments,  are  valued  using  the  investment  method  of 
valuation.  This approach involves applying capitalisation yields to current and estimated future rental 
streams net of income voids arising from vacancies and rent free periods and associated running costs.  
The capitalisation yields and rental values are based on comparable property and leasing transactions in 
the market, using the valuers’ professional judgment and market observations.  Other factors taken into 
account in the valuations include the tenure of the property, tenancy details and ground and structural 
conditions.

In the case of ongoing developments, the approach applied is the residual method of valuation, which 
is the same as the investment method, as described above, with a deduction for all costs necessary to 
complete the development, together with a further allowance for remaining risk.

In accordance with IAS 40: Investment Property, net annual surpluses or deficits are taken to the Income 
Statement and no depreciation is provided in respect of these properties.

58

59

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

13. 

INVESTMENT PROPERTIES (continued)

The Group considers all of its investment properties fall within ‘Level 3’ of the fair value hierarchy as 
described by IFRS 13: Fair Value Measurement.  Level 3 valuations are those using inputs for the asset or 
liability that are not based on observable market data.  The main unobservable inputs relate to estimated 
rental value and equivalent yield.  There have been no transfers of properties in the fair value hierarchy 
in the financial year.  The table below summarises the key unobservable inputs used in the valuation of 
the Group’s investment properties as at 31st July 2014:

Fair Value 
at 31 July 
        2014 
        £000 

      Estimated Rental Value 
             £ per sq ft 
  Average      High 

   Low 

         Equivalent Yield
 %
   Average      High

     Low 

18,674 
44,935 

  9.00 
  4.00 

      12.00     15.00 
        5.75       7.50 

      8.9 
      7.7 

            10.3       12.4
              9.1       10.6

  Investment

Commercial 
Industrial 

The following table illustrates the impact of changes in the key unobservable inputs (in isolation) on the 
fair value of the Group’s investment properties as at 31st July 2014:

              Fair Value 
at 31 July 
        2014 
        £000 

      5% change in estimated 
           rental value 
Decrease 
       £000 

Increase  
     £000  

   25bps change in equivalent 
          yield
    Increase
 Decrease 
        £000                      £000

  Investment
  Commercial 
  Industrial 

     18,674 
     44,935 

       929  
    2,152  

        (929) 
    ( 2,152) 

          507 
       1,228 

          (485)
       (1,161)

The Group had obligations of £126,000 (2013, £1,230,000) in respect of developments and repair costs 
of investment properties at the Balance Sheet date.

58

59

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
              
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014

14. 

INVESTMENTS 

Shares in Subsidiaries at Cost  . 
. 
Joint Ventures 

. 

. 

2014 
£000 

. 
. 

. 
. 

– 
    1,288 

    1,288 

Group 

2013 
£000 

– 
        819 

        819 

Company 

2014 
£000 

2013 
£000 

708 
             – 

1,235 
           – 

         708  

       1,235 

(a) JOINT VENTURES 
The Directors consider Prestonfield Development Company Limited to be a material associate and the 
following table summarises the financial information of that company as included in its own financial 
statements, adjusted for differences in accounting policies:

Non-current assets 
. 
Current assets (including cash and cash equivalents of £176,000 
. 
(2013, £180,000)) 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

Current liabilities (including current financial liabilities excluding trade 
and other payables and provisions - £4,750,000 (2013, £5,150,000)) 

Net assets 

. 

. 

Group’s share of net assets 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

Revenue 
Surplus on valuation of investment property 
Profit and total comprehensive income  
Group’s share of profit and total comprehensive income 

. 
. 
. 

. 
. 
. 

. 

. 

. 

. 

. 
. 
. 
. 

. 

. 

. 
. 
. 
. 

2014 
£000  

         6,966 

196 

2013
£000

6,482

203

(4,963) 

(5,351)

        2,199 

   1,334

   1,100 

      167

554 
450 
      864 
      432 

506
–
     394
     197

. 

. 

. 

. 

. 

. 
. 
. 
. 

The Group has interests in other Joint Venture Companies but these are not considered to be material.  
The aggregated financial information on these associates is as follows:
Aggregate carrying amount of individually immaterial associates 
Aggregate carrying amount of the Group’s share of:   
. 
Profit from continuing activities 

      37 

    188 

2,241

   152

. 

. 

. 

. 

. 

. 

. 

Total comprehensive income 

. 

. 

. 

. 

. 

. 

. 

      37 

2,241

In  the  year  to  31st  July  2013,  the  Group  transferred  land  to  Invertiel  Developments  Limited  which, 
with the exception of one piece thereof, was immediately sold to a third party.  This generated a profit 
before tax in Invertiel Developments Limited of £4,240,000 of which J. Smart & Co. (Contractors) PLC 
received half.

The Group accounts for all Joint Ventures using the equity method of accounting.

The  Group  has  provided  a  letter  of  support  to  Prestonfield  Development  Company  Limited  agreeing 
to provide support if required to the company for a period of 12 months from the date that company’s 
financial statements for the year to 31st July 2014 were signed.

60

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

14. 

INVESTMENTS (continued) 

(a) JOINT VENTURES (continued) 

Name of Joint Venture 
Prestonfield Development Company Limited 
Northrigg Limited 
Duff Street Limited 
Invertiel Developments Limited 

Registered in and 
Principal Country  J. Smart & Co. (Contractors) PLC 
Interest in Joint Venture’s Capital 
50% 
50% 
50% 
50% 

of Operation 
Scotland 
Scotland 
Scotland 
Scotland 

Name of Joint Venture 

Jointly managed with 

Prestonfield Development  
Company Limited 

Westerwood 
Limited 

Northrigg Limited  

William Sanderson 

Duff Street Limited 

Kiltane Developments 
Limited 

Invertiel Developments  
Limited 

Macdonald Estates PLC 

Issued Share capital 

Issued shares held
  by J. Smart & Co.
(Contractors) PLC

1 B Share

1 A Share

50 A Shares

50 A Shares 

2 ordinary £1 shares 
split equally into A & B
shares and ranking
equally in all respects

2 ordinary £1 
shares split equally
into A & B shares
and ranking equally
in all respects 

100 ordinary £1 
shares split equally
into A & B shares
and ranking equally
in all respects

100 ordinary £1 
shares split equally
into A & B shares
and ranking equally
in all respects 

All of the Joint Venture companies were established for the purposes of property development and all 
have accounting years ending on 31st July. 

60

61

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

14. 

INVESTMENTS (continued) 

(b) SUBSIDIARIES 

. 

At 1st August 2013 
Transfer from Joint Venture. 
. 
Additions. 
Dividend received set against cost of investment  
Repayment of share capital 

. 

. 

. 

. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

At 31st July 2014 

. 

. 

. 

. 

2014 
£000 
1,235 
– 
          – 

2013
£000
   708
. 
. 
    25
             502
. 
.              (477)                     –
.                (50)                     –

.             708    

     1,235

. 
. 
. 
. 
. 

. 

At 31st July 2014 the Company held the entire issued share capital of the following companies, all of 
which are registered in and operate in Scotland: 

McGowan & Co. (Contractors) Limited 
Cramond Real Estate Company Limited 
Thomas Menzies (Builders) Limited 
Concrete Products (Kirkcaldy) Limited 
C. & W. Assets Limited 
Edinburgh Industrial Estates Limited  

Plumbing contractors 
Investment holding 
Civil Engineering contractors 
Manufacture of concrete building products 
Property company
Property development

As  at  31st  July  2014  an  application  to  strike  off  Edinburgh  Industrial  Estates  Limited  had  been  
submitted to the Registrar of Companies and the company has been formally dissolved.

15.   AVAILABLE FOR SALE FINANCIAL ASSETS 

Group 

2014  
£000  

2013 
£000 

Listed investments 

. 

. 

. 

. 

. 

. 

. 

. 

           –              3,817

Fair  value  movement  on  shares  held  at  31st  July  2014  before  tax  amounted  to  £nil  (2013, 
£754,000).

There has been no impairment adjustment on available for sale financial assets in this or the previous 
year.

As the Group’s available for sale financial assets consisted entirely of equities of companies listed on 
quoted markets then these fall within ‘Level 1’ of the fair value hierarchy as described by IFRS 13: Fair 
Value Measurement.  Level 1 valuations are those using inputs which are quoted prices (unadjusted) in 
active markets for identical assets or liabilities the Company can access at the year end date.

62

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

16. 

INVENTORIES 

. 
Long-term contract balances 
. 
Work in progress . 
Land held for development 
. 
Raw materials and consumables 
. 
Finished goods 

. 

. 

. 

2014 
£000 
539 
3,683 
1,796 
141 
          87 

.  
. 
. 
. 
. 

Group 

Company 

2013 
£000 
58 
11,644 
1,708 
138 
          72 

2014 
£000 
418 
3,683 
1,796 
46  
            – 

2013 
£000 
–
11,644
1,708
28 
            –

     6,246 

   13,620 

     5,943 

   13,380

. 
. 
. 
. 
. 

CONTRACTS IN PROGRESS AT 
THE BALANCE SHEET DATE: 
Aggregate amount of costs incurred and 
recognised profits less recognised losses to date 
. 
Retentions outstanding   
. 
. 
Advances received 

. 
. 

. 
. 

1,710 
85 
   (2,281) 

3,781 
101 

1,130 
63 
 (3,581)             (1,902) 

2,702
98
   (2,730)

Net value of contracts in progress 

. 

. 

       (486) 

     301 

       (709) 

          70

The Company granted a standard security during the year to The Scottish Ministers (Lothian Health 
Board) in respect of land held for development acquired from Lothian Health Board.

17. 

TRADE AND OTHER RECEIVABLES 

. 

CURRENT ASSETS: 
Trade receivables  
. 
Amounts owed by Subsidiaries . 
. 
Other receivables  
Prepayments and accrued income 
Amounts recoverable on contracts 
Loans to Joint Venture companies 

. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 

1,686 
– 
5,078 
419 
445 
     3,471 
   11,099 

1,493 
– 
73 
406 
1,007 
     3,671 

     6,650 

691 
2,004 
1,140 
330 
341 
     3,471 
     7,977 

462 
2,250 
– 
322 
833 
     3,671

     7,538

Trade receivables are shown net of provision for doubtful debts of £24,000 (2013, £26,000).

The ageing of past due but not impaired trade debtors is as follows:

Less than 30 days 
30 to 60 days 
 Greater than 60 days 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

1,126 
520 
         40 
    1,686 

1,136 
354 
          3 

     1,493 

547 
139 
           5 

       691 

409
53
            –

        462

Trade receivables includes £569,000 (2013, £509,000) in respect of outstanding retentions. 

The loans to Joint Venture companies (note 14(a)) are repayable on demand. The Group has charged 
interest on one loan to a Joint Venture Company at a rate of 1% above the Group’s banker’s base rate. 

The Directors consider that the carrying amount of trade and other receivables approximates to their 
fair value.

63

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

18. 

BANK 

The bank has been granted guarantees and letters of offset by each member of the Group in favour of 
the bank on account of all other members of the Group as a continuing security for all monies, obligations 
and liabilities owing or incurred to the bank. 

19. 

TRADE AND OTHER PAYABLES 

. 

CURRENT LIABILITIES:
. 
Trade payables 
Amounts owed to Subsidiaries  . 
Other taxes and social security costs 
Other creditors and accruals 

. 

. 

Group 

Company 

2014 
£000 

2013 
£000 

2014 
£000 

2013 
£000

. 
. 
. 
. 

. 
. 
. 
. 

1,081 
– 
221 
     2,841 

1,386 
– 
469 
     1,740 

740 
10 
107 
     2,007 

1,045 
96 
189 
        948 

     4,143 

     3,595 

     2,864 

     2,278

20. 

FINANCIAL INSTRUMENTS 

The  Group’s  financial  instruments  comprise  of  bank  balances  and  cash,  available  for  sale  financial 
assets, trade receivables and trade payables. The amounts presented in relation to trade receivables are 
net of allowances for doubtful receivables. 

The carrying amount of these assets approximates to their fair value. 

CREDIT RISK 

In relation to the Group’s financial assets, the Group has no significant concentration of credit risk, as 
exposure is spread over a number of counterparties and customers. 

There is no significant impairment loss recognised or significant receivables that are past due but not 
impaired.

The  Group  has  assessed  that  there  is  no  significant  credit  risk  in  relation  to  loans  to  Joint  Venture 
companies given the underlying value of the assets held by these entities.

IFRS 7:  Financial  Instrument  Disclosures  requires  a  company  to  undertake  a  sensitivity  analysis 
on  its  financial  instruments  which  are  affected  by  changes  in  interest  rates.  The  Group  financial 
instruments affected by interest rate fluctuations are bank deposits and bank overdrafts.  Based on the 
Group’s net position at the year end, a 1% increase or decrease in the interest rates would change the 
Group’s  profit  before  tax  by  approximately  £114,000  and  £40,000  respectively  (2013,  £49,000  and 
£55,000 respectively).

64

 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

21. 

DEFERRED TAXATION 

DEFERRED TAX ASSETS  

GROUP 

At 1st August 2012 
Credited/(Charged) to Income Statement 
Charged to Equity 

. 

. 

. 

. 

. 

. 

At 31st July 2013 

. 

. 

Charged to Income Statement  . 

At 31st July 2014 

. 

. 

. 

. 

. 

COMPANY 
At 1st August 2012 
Credited/(Charged) to Income Statement 
Charged to Equity 

. 

. 

. 

. 

. 

. 

At 31st July 2013 

. 

. 

Charged to Income Statement  . 

At 31st July 2014 

. 

. 

. 

. 

. 

Retirement 
Benefit
Obligations 

£000 
343 
1,874 
  (2,217) 

Other 

£000 
214 
(105) 
           – 

Total 

£000
557
1,769)
   (2,217))

           – 

       109 

       109

                 – 

        (86) 

        (86)

           – 

         23 

         23

343 
1,874 
   (2,217) 

44 
(24) 
           – 

387        
1,850 
    (2,217)

           – 

            20 

          20 

                 – 

        (20) 

         (20)

           – 

           – 

            –

. 
. 
. 

. 

. 

. 

. 
. 
. 

. 

. 

. 

. 
. 
. 

. 

. 

.  

. 
. 
. 

. 

. 

 . 

Deferred  tax  assets  arising  in  respect  of  valuation  surpluses  on  Investment  Properties  of  £1,464,000 
(2013, £1,197,000) have not been recognised because it is not probable that relevant future taxable profits 
will be available against which the Group can use the benefits therefrom. 

DEFERRED TAX LIABILITIES
GROUP 

. 

At 1st August 2012 
Charged/(Credited)  to Equity 
Charged/(Credited) to  
Income Statement 

. 

At 31st July 2013 

Credited to Equity 
Charged/(Credited) to 
Income Statement 

At 31st July 2014 

. 

. 

. 

. 

  Accelerated 
Capital 
  Allowances 

Fair Value 
Reserve 

Valuation   Retirement
Surplus on 
Benefit 
Investment  Obligations 
Properties 

Other
Timing 
Restated  Differences 

£000 

£000 

£000 

(note 1) 
£000 

£000 

Total
Restated
(note 1)
£000 

. 
. 

1,447 
– 

72 
108 

565 
– 

– 
(1,283) 

96 
– 

2,180 
(1,175) 

.         (162) 

            – 

      (565) 

   1,796 

         (25) 

   1,044 

.       1,285 

        180 

           – 

        513 

          71 

   2,049

. 

– 

(180) 

– 

(358) 

– 

(538)

.             30 

            – 

           – 

     171 

           (5)            196 

.       1,315 

            – 

           – 

      326 

          66 

    1,707

64

65

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

21. 

DEFERRED TAXATION (continued)

DEFERRED TAX LIABILITIES (continued) 
COMPANY 

At 1st August 2012 
Credited to Equity 
Charged/ (Credited) to Income Statement 

. 
. 

. 
. 

. 
. 

At 31st July 2013 

. 

. 

. 

Credited to Equity 
Charged/ (Credited) to Income Statement 

. 

. 

. 

At 31st July 2014 

. 

. 

. 

22. 

SHARE CAPITAL 

. 
. 
. 

. 

. 
. 

. 

. 
. 
. 

. 

. 
. 

. 

Issued and fully paid ordinary shares of 2p each
. 
At 1st August 2013 
. 
. 
Purchased and cancelled  

. 
. 

. 
. 

At 31st July 2014 

. 

. 

. 

. 

  Accelerated  Retirement 
Benefit 

Other
Timing 
  Allowances  Obligations  Differences 

Capital 

Restated 
(note 1) 
£000 
           – 
(1,283) 

£000 
68 
– 
    1,796             (10) 

Total
Restated
(note 1)
£000
68 
(1,283)
    1,786 

£000 
– 
– 
         – 

         –  

      513 

          58            571

– 
       10  

(358) 

– 
      171               (6) 

(358)
       175 

       10  

      326 

          52            388

2014 

Number 

£000 

2013

Number 

£000

  47,118,000           942         49,472,000           989
(47)
      (285,000)  
     47,118,000         942

       (6)        (2,354,000)  

  46,833,000            936  

During the year to 31st July 2014 the Company purchased for cancellation 285,000 ordinary shares of 
2p each with a nominal value of £6,000 for a consideration of £285,000.

All shareholders of ordinary shares have a right to receive dividends paid by the Company in accordance 
with their shareholding. Each shareholder has the right to attend and vote at a General Meeting and each 
share attracts one vote. There are no restrictions on the distribution of dividends or repayment of capital.

23.  NOTES TO THE CONSOLIDATED STATEMENT OF CASH FLOWS 

(a) RECONCILIATION OF PROFIT BEFORE TAX TO CASH FLOWS FROM OPERATING ACTIVITIES 

. 

. 

. 

. 

. 
. 
. 

. 
. 
. 

. 
Profit before tax  . 
. 
Share of profits  from Joint Ventures 
Depreciation 
. 
. 
Unrealised valuation deficit on investment properties . 
. 
Profit on sale of property, plant and equipment 
. 
Profit on sale of investment properties . 
. 
. 
Profit on sale of available for sale financial assets 
. 
Change in retirement benefits 
. 
Interest received . 
. 
Change in inventories 
. 
Change in receivables 
. 
Change in payables 

. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 
. 
. 
. 

CASH FLOWS FROM OPERATING ACTIVITIES 

. 

. 

66

2014 

£000   
1,207 
(469) 
446 
782 
(50) 
– 
(1,299) 
(855) 
(62) 
7,374 
(453) 
     587 

2013 
Restated
(note 1)
£000 
533
(2,438)
360
3,127
(24)
(124)
(8)
(835) 
(100) 
(2,235) 
311
      (409)

   7,208  

   (1,842)

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

. 

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

. 

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

. 

67

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

23.  NOTES TO THE CONSOLIDATED STATEMENT OF CASH FLOWS (continued)

(b) CASH AND CASH EQUIVALENTS FOR STATEMENT OF CASH FLOWS 
. 
Cash and cash equivalents 
. 
. 
Bank overdraft 
. 
. 
Net position 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 

2014 
£000 
16,802 
   (8,732) 
    8,070  

2013
£000
15,157 
   (9,664)
    5,493

. 
. 
. 

(c) ANALYSIS OF NET FUNDS 

Cash and cash equivalents 
.  
Bank overdraft 

. 

Net funds 

. 

. 

. 
 . 

. 

. 
. 

. 

. 
. 

. 

. 
. 

. 

At 1st 
 August 2013 
£000 
15,157  
  (9,664)  

.  
.  

Cash 
Flow 
£000 
1,645   
      932  

At 31st 
July 2014 
£000 
16,802    
   (8,732)

.  

    5,493       

    2,577    

    8,070

24.  NOTES TO THE COMPANY STATEMENT OF CASH FLOWS 

(a) RECONCILIATION OF LOSS BEFORE TAX TO CASH FLOWS FROM OPERATING ACTIVITIES 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 
Loss before tax 
. 
Depreciation 
. 
Profit  on sale of property, plant and equipment 
. 
Net dividend received from subsidiary undertaking  . 
. 
Change in retirement benefits 
. 
Interest received . 
. 
Change in inventories 
. 
Change in receivables 
. 
Change in payables 
. 
CASH FLOWS FROM OPERATING ACTIVITIES 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

(b) CASH AND CASH EQUIVALENTS FOR STATEMENT OF CASH FLOWS 
. 
Cash and cash equivalents 
. 
. 
Bank overdraft 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 

Net funds 

. 

. 

. 

. 

. 

. 

. 

. 

2014 

£000 

2013 
Restated
(note 1)
£000 

(2,235) 
256 
(26) 
(477) 
(855) 
(19) 
7,437 
(439) 
       625 
    4,267 

(326)
231
(27)
–
(835)
(6) 
(3,044)
       1,494
      (520)
   (3,033)

1 
   (1,582) 

1
   (6,488)

   (1,581) 

   (6,487)

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

. 
. 

. 

(c) ANALYSIS OF NET FUNDS  

Cash and cash equivalents 
.  
Bank overdraft 

. 

Net Funds 

. 

. 

. 
 . 

. 

. 
. 

. 

. 
. 

. 

. 
. 

. 

67

At 1st   
 August 2013 
£000 
1  
     (6,488) 

.  
. 

Cash 
Flow 
£000 
– 
   4,906 

At 31st 
July 2014 
£000 
1
   (1,582)

.  

     (6,487) 

   4,906 

   (1,581)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014

25. 

FUTURE CAPITAL EXPENDITURE 

There were no amounts of Capital Expenditure relating to Property, plant and equipment contracted for 
at 31st July 2014 or 31st July 2013. 
The  Group’s  share  of  Capital  Expenditure  contracted  for  by  its  Joint  Ventures  as  at  31st  July  2014 
amounted to £nil (2013, £nil). 

26. 

RETIREMENT BENEFIT OBLIGATIONS 

The Group operates a defined benefit pension scheme for certain active and former employees of the 
Group.  The scheme was closed to new members in the year to 31st July 2003. The scheme is subject 
to  the  funding  legislation  outlined  in  the  Pensions Act  2004  together  with  documents  issued  by  the 
Pensions Regulator and Guidance Notes adopted by the Financial Reporting Council.

The scheme is administered by a separate Board of Trustees which is composed of employer nominated 
representatives and member nominated Trustees and is a separate legal entity.  The assets of the scheme 
are held separately from the assets of the Group and are administered and managed professionally under 
the supervision of the Trustees.  The Trustees are required by law to act in the best interests of all classes 
of beneficiaries to the scheme and are responsible for the investment policy and the day-to-day running 
of the scheme.  The Trustees are also responsible for jointly agreeing with the employer the level of 
contributions due to the Pension scheme.

The scheme provides qualifying employees with an annual pension based on final pensionable salary 
on attainment of a normal retirement age of 65.  Active members also benefit from life assurance cover. 
However the payment of these benefits are at the discretion of the Trustees of the scheme.

The pension scheme’s independent qualified Actuary carries out a triennial valuation using the Projected 
Unit  Credit  Method  to  determine  the  level  of  the  scheme’s  surplus  or  deficit.    The  last  completed 
triennial valuation was as at 31st October 2012 which revealed a deficit of £3,092,000, representing 
a funding level of 89.7%.  Following the latest triennial valuation the Group and the scheme Trustees 
agreed that the employer contributions to the scheme would increase to 68.8% of pensionable salaries 
and employee contributions would remain at 3%.

There were no outstanding contributions at the year end.

The Group expects to pay a contribution of £1,221,000 during the financial year to 31st July 2015.                                

ASSUMPTIONS
The  financial  assumptions  used  to  calculate  scheme  liabilities  under  IAS  19  (amended):  Employee 
Benefits are: 

. 
. 

. 
. 
Valuation method 
. 
. 
. 
Discount rate 
Inflation rate - Retail price index 
. 
Inflation rate - Consumer price index  . 
. 
Salary increases  . 
. 
Pension increases 

. 
. 

. 
. 

2013 

2014 

2012
Projected Unit  Projected Unit  Projected Unit 
3.9% 
2.4% 
1.6%
2.6% 
1.5%–2.6% 

4.1% 
3.1% 
2.3% 
3.3% 
  2.2% – 3.1% 

4.3% 
3.1% 
2.3% 
3.3% 
2.2%–3.1% 

. 
. 
. 
. 
. 
. 

68

69

 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

26. 

RETIREMENT BENEFIT OBLIGATIONS (continued) 

ASSUMPTIONS (continued)

The mortality assumptions imply the following expectations of years of life from age 65: 

Man currently aged 65  . 
Woman currently aged 65 
Man currently aged 45  . 
Woman currently aged 45 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

SENSITIVITY TO KEY ASSUMPTIONS

2014 

22.0 
24.2 
23.3 
25.7 

2013 

22.1 
24.4 
23.4 
25.9 

2012

22.2 
24.4
23.5 
25.9

The  scheme  exposes  the  Group  to  actuarial  risks,  such  as  interest  rate  risk,  inflation  risk,  longevity 
risk and investment risk.  The key assumptions used for IAS 19 are discount rate, inflation rates and 
mortality.  If different assumptions were used then this could materially affect the results disclosed in 
the financial statements.  Movements in the key assumptions would have the following effect on the 
level of the deficit:

Change in assumption 

Discount rate 
Inflation rate 
Mortality rate 

Decrease of 0.25% 
Increase of 0.25% 
Increase in life expectancy of 1 year 

Increase in scheme liabilities
2014 
£000 

2013
£000

  949 
  530 
  809 

  887
  496
  756

The sensitivity information has been prepared using the same methodology as the calculation of the 
current year scheme obligations.

68

69

 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014 

26. 

RETIREMENT BENEFIT OBLIGATIONS (continued) 

BALANCE SHEET DISCLOSURES 

The investments held by the scheme and the reconciliation of the scheme assets and liabilities to the 
Balance Sheet were:

EQUITIES 
UK equities and equity funds 
Overseas equities funds  . 
Multi- asset diversified funds 

BONDS 
Government gilt funds 
Corporate bond funds 

OTHER 
Cash 

. 

. 

. 
. 

. 

. 
. 
. 

. 
. 

. 

. 

Fair value of scheme assets 
Present value of scheme liabilities 
Scheme surplus/(deficit) . 
Deferred taxation 
. 
Net pension scheme surplus/(deficit) 

. 
. 

Valuation 
2014 
£000 

8,531 
12,373   
2,475   

480   
2,399   

    3,273   

29,531   
(27,902) 
1,629   
     (326) 
   1,303   

Valuation 
2013 
£000 

7,913 
11,475  
2,406  

2,102  
1,627  

   3,128  

28,651  
(26,084) 
2,567  
     (513) 
   2,054  

Valuation
2012
£000

6,718
9,746
2,248

1,800
1,391

   3,174

25,077
(26,567)
(1,490)
      343
  (1,147)

The assets of the scheme are invested in funds managed by Standard Life Wealth, in direct investments 
via Speirs & Jeffrey, in insurance policies with companies belonging to the AEGON UK Group and in 
bank accounts.  The assets do not include any directly owned ordinary shares issued by J. Smart & Co. 
(Contractors) PLC.
The following amounts are incorporated into the financial statements 

2014 

£000 

2013
Restated 
(note 1)
£000 

Analysis of amounts charged to operating profit: 
. 
Current service cost 

. 

. 

. 

. 

. 

Analysis of amounts charged to net finance income/(costs): 
. 
Interest income 
. 
Interest costs 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 

. 
. 

Movement in present value of defined benefit obligations:
. 
. 
. 
At 1st August 2013 
. 
. 
. 
Current service cost 
. 
. 
. 
. 
Interest cost 
. 
. 
. 
Charges paid 
. 
. 
. 
. 
Benefit payments . 
Actuarial movements due to scheme experiences 
. 
. 
Actuarial movements due to changes in demographic assumptions . 
. 
Actuarial movements due to changes in financial assumptions 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

At 31st July 2014 

. 

. 

. 

. 

. 

. 

. 

70

. 

. 
. 

. 
. 
. 
. 
. 
. 
. 
. 

. 

    (566) 

     (488)

1,239 
  (1,114) 

976      
  (1,016)

      125 

       (40)

26,084 
566 
1,114 
(38) 
(874) 
       300   
       9   
       741   
    27,902  

26,567
488 
1,016

(36) 
(1,505) 
      130
      (29)
      (547)

  26,084

71

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014

26. 

RETIREMENT BENEFIT OBLIGATIONS (continued) 

Movement in fair value of scheme assets:
. 
At 1st August 2013 
. 
Interest income    
. 
. 
Employer contributions . 
. 
Employee contributions . 
. 
. 
Benefits paid 
. 
. 
. 
Charges paid 
Return on plan assets excluding amount shown in interest income  . 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 

. 
. 

At 31st July 2014 

. 

. 

. 

. 

. 

Movement in scheme surplus: 
. 
. 
. 
At 1st August 2013 
. 
. 
. 
Current service cost 
. 
. 
. 
Contributions 
Net finance income/(cost) 
. 
. 
Actuarial remeasurement of pension scheme liability  

. 
. 
. 
. 

. 
. 
. 
. 

. 

At 31st July 2014 

. 

. 

. 

. 

. 

. 

. 
. 
. 
. 
. 

. 

. 

. 
. 
. 
. 
. 

. 

2014 

£000 

28,651 
1,239 
1,245 
51 
(874) 
(38) 
     (743) 

2013
Restated 
(note 1) 
£000 

25,077 
976
1,308 
55 
(1,505) 
(36) 
    2,776 

  29,531 

  28,651

2,567 
(566) 
1,296 
125 
  (1,793)   

(1,490)
(488)
1,363 
(40) 

   3,222

     1,629  

    2,567

. 
. 
. 
. 
. 
. 
. 

. 

. 
. 
. 
. 
. 

. 

Analysis of the actuarial (loss)/gain included in the statement of comprehensive income:
Return on scheme assets excluding amounts shown in interest income 
Changes in assumptions underlying present value of scheme liabilities 

(743) 
  (1,050) 

. 
. 

2,776
     446

At 31st July 2014 

. 

. 

. 

. 

. 

. 

. 

. 

   (1,793)  

   3,222

History of experience gains and losses: 
Return on scheme assets 
Amount (£000) 
. 
Percentage of market value of scheme assets 
Changes in assumptions underlying present value of
scheme liabilities 

. 

. 

. 

2014 

2013 

2012 

2011 

2010 

. 
.  

(743) 
2.5% 

2,776 
9.7% 

(1,574) 
6.3% 

1,315 
5.3% 

1,284 
5.9%

. 

. 

. 

. 
Amount (£000) 
Percentage of market value of scheme liabilities  . 
Total amounts included in Consolidated Statement of 
Comprehensive Income 
. 
Amount (£000) 
Percentage of market value of scheme liabilities  .  

. 

. 

. 

. 

. 

(1,050) 
3.8% 

446 
1.7% 

122 
0.5% 

(480) 
2.1% 

1,736
7.6%

(1,793) 

3,222 
6.4%  12.4% 

(4,517) 
17.0% 

1,847 
8.1% 

2,489
10.8%

70

71

 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014

26. 

RETIREMENT BENEFIT OBLIGATIONS (continued) 

DEFINED CONTRIBUTION SCHEMES

In the year to 31st July 2003 the Group commenced operation of a defined contribution Group Personal 
Pension Plan for eligible employees. The plan is externally administered and managed professionally by 
AEGON UK. The net contribution to the plan for the year was £129,000 (2013, £132,000). 

STAKEHOLDER SCHEMES

The Group has stakeholder pension arrangements for those employees not eligible for membership of 
either the Defined Benefit or Defined Contribution schemes.  The Group makes contributions to these 
schemes and has no liability beyond these contributions.  The contributions to these schemes in the year 
amounted to £54,000 (2013, £81,000) and are expensed through the Income Statement as incurred. 

27. 

CONTINGENT LIABILITIES 

The  Company  and  certain  of  its  Subsidiaries  have,  in  the  normal  course  of  business,  entered  into 
counter-indemnities in respect of performance bonds relating to their contracts. As at 31st July 2014 
these amounted to £2,325,000.

28.  OPERATING LEASE ARRANGEMENTS 

GROUP – AS LESSEE 
Future minimum lease payments payable under non-cancellable operating leases: 

Within one year  . 
. 
In two – five years exclusively  . 
. 
After five years  . 

. 

. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

2014 
£000 
70 
189 

2013
£000 
71
214
          30                   58

        289 

        343

GROUP – AS LESSOR
Gross property rental income earned in the year amounted to £4,798,000 (2013, £4,901,000). At the 
Balance Sheet date, the Group had contracted with its tenants for the following future minimum lease 
payments:

Within one year  . 
. 
In two – five years exclusively  . 
. 
After five years  . 

. 

. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

4,540 
11,291 
     5,393  

4,758
13,458
     7,236 

   21,224  

   25,452 

72

73

 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014

29. 

RELATED PARTY TRANSACTIONS

(a) SUBSIDIARIES 
Transactions between the Company and its Subsidiaries, which are related parties of the Company, have 
been eliminated on consolidation. Details of transactions between the Company and Subsidiaries are as 
follows: 

SUBSIDIARY 

2014 
£000 

2013 
£000 

 Sale of goods 
 and services 

McGowan & Co. (Contractors) Limited  
Cramond Real Estate Company Limited 
Thomas Menzies (Builders) Limited 
. 
Concrete Products (Kirkcaldy) Limited 
C. & W. Assets Limited . 
. 
Edinburgh Industrial Estates Limited  . 

. 

136 
. 
– 
. 
124 
. 
. 
80 
.         2,945 
           – 
. 

137 
– 
78 
39 
        4,039 
           – 

2014 
£000 

2013 
£000 
 Purchase of goods 
 and services 

748 
– 
9 
17 
           –  
           – 

1,615
– 
50
39 
           –
        725

The Company also received dividends and a repayment of capital from Subsidiaries in the year amounting 
to £1,005,000 (2013, £nil).

SUBSIDIARY 

Amounts owed 

by Subsidiaries 

Amounts owed 
to Subsidiaries 

McGowan & Co. (Contractors) Limited 
Cramond Real Estate Company Limited 
. 
Thomas Menzies (Builders) Limited 
Concrete Products (Kirkcaldy) Limited 
C. & W. Assets Limited . 
. 
Edinburgh Industrial Estates Limited  . 

. 

. 
. 
. 
. 
. 
. 

– 
– 
– 
– 
2,004 
           – 

– 
– 
– 
– 
     2,250 
           – 

10 
– 
– 
– 

90 
–
4 
2 
           –                       – 
           –
           – 

The amounts outstanding are unsecured and will be settled for cash. No expense has been recognised in 
the year for bad or doubtful debts in respect of the amounts owed by Subsidiaries. 

(b) JOINT VENTURE COMPANIES

Transactions  between  the  Group  and  its  Joint Venture  Companies  included  recharge  of  construction 
costs of £32,000 (2013, £5,000), receipt of interest on a loan to one of the joint venture companies of 
£6,000 (2013, £6,000) and receipt of a dividend of £nil (2013, £2,115,000).
During the year the Group was repaid £200,000 (2013, £330,000) of outstanding loans to Joint Venture 
Companies and advanced £nil (2013, £10,000) to Joint Venture Companies. 
As at 31st July 2014 loans outstanding from Joint Venture Companies amounted to £3,471,000 (2013, 
£3,671,000), also due to the Group at 31st July 2014 was £3,000 (2013, £3,000) in respect of the loan 
interest charged.  
The amounts outstanding are unsecured and will be settled for cash.  No expense has been recognised in 
the year for bad or doubtful debts in respect of the amounts owed by Joint Venture Companies.
In  the  year  to  31st  July  2013,  the  Group  transferred  land  to  Invertiel  Developments  Limited  which, 
with the exception of one piece thereof, was immediately sold to a third party.  This generated a profit 
before tax in Invertiel Developments Limited of £4,240,000 of which J. Smart & Co. (Contractors) PLC 
received half.

72

73

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC and Subsidiary Companies

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2014

29. 

RELATED PARTY TRANSACTIONS (continued)

(c) DIRECTORS’ INTEREST IN CONTRACTS 

John M Smart, David W Smart and John R Smart, throughout the year had material beneficial interests 
in Plean Precast Limited, Sterling Precast Limited and The Roofing and Building Supply Co. Limited, 
which have interests in continuing contracts for the purchase of materials and services from and for the 
sale of materials and services to the Group. 

During  the  year  to  31st  July  2014  the  Group  purchased  materials  amounting  to  £147,000 
(2013, £393,000) from these companies and sold materials and services amounting to £164,000 (2013, 
£75,000) to these companies. 

In the year to 31st July 2013 the Group sold property to The Roofing and Building Supply Co. Limited 
for £1,000,000 and also purchased from the same company property costing £180,000. 

All transactions were at normal commercial rates.

As at 31st July 2014 the Group owed these companies £23,000 (2013, £19,000) and was owed £155,000 
(2013, £31,000).

(d) DIRECTORS’ REMUNERATION 

The remuneration of the Directors, who are the only key management of the Company, is set out in note 
4 to the Accounts with further information contained in the audited part of the Directors’ Remuneration 
Report.

(e) DIRECTORS’ DIVIDENDS 

During the year the Directors received dividends from the Company as follows: 
2014 
£000 
11 
109 
3 
109 

. 
John M Smart 
David W Smart 
. 
Alasdair H Ross  . 
. 
John R Smart 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

2013
£000
34
344
3
109

(f) DIRECTORS’ TRANSACTIONS 

The following Directors received goods and services from Group Companies in the year amounting to:
John M Smart 
David W Smart 

41 
9 

. 
. 

. 
. 

. 
. 

. 
. 

4
1

. 
. 

. 
. 

. 
. 

. 
. 

All transactions were at normal commercial rates.

(g) PENSION SCHEMES

Disclosures in relation to the pension schemes are included in note 26 to the Accounts.

74

75

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
74

75

Printed by Multiprint (Scotland) Limited, Kirkcaldy