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J. Smart & Co. Contractors PLC

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FY2016 Annual Report · J. Smart & Co. Contractors PLC
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J. SMART & CO. (CONTRACTORS) PLC 

ANNUAL REPORT 
AND 
STATEMENT OF ACCOUNTS 
TO 
31s t JULY 2016

J. Smart & Co. (Contractors) PLC

DIRECTORS 
John M Smart, Chairman and Managing Director 
DaviD W Smart
alaSDair h roSS
John r Smart

COMPANY SECRETARY 
Patricia Sweeney 

REGISTERED OFFICE 
28 cramonD roaD South, 
eDinburgh, 
eh4 6ab

SUBSIDIARY COMPANIES 
mcgowan anD comPany (contractorS) limiteD 
cramonD real eState comPany limiteD 
thomaS menzieS (builDerS) limiteD 
concrete ProDuctS (KirKcalDy) limiteD 
c. & w. aSSetS limiteD 

REGISTRARS AND TRANSFER OFFICE 
equiniti limiteD, 
34 South gyle creScent, 
South gyle buSineSS ParK, 
eDinburgh, 
eh12 9eb

BANKERS 
banK of ScotlanD, 
38 St anDrew Square, 
eDinburgh, 
eh2 2yr

AUDITORS 
french Duncan lLP, 
chartereD accountantS, 
133 finnieSton Street, 
glaSgow, 
g3 8hb 

SOLICITORS 
anDerSon Strathern llP, 
1 rutlanD court, 
eDinburgh, 
eh3 8ey

1

 
 
J. Smart & Co. (Contractors) PLC

NOTICE IS HEREBY gIVEN that the ANNUAL gENERAL MEETINg of the Company will be held at the Registered 
Office, 28 Cramond Road South, Edinburgh on 15th December 2016 at 12 noon, for the following purposes: 

1.  To receive and consider the Statement of Accounts for the year ended 31st July 2016 and the Report of the Directors 

and the Report of the Auditors.

2.  To approve the Directors’ Remuneration Report for the financial year ended 31st July 2016 as set out on pages 20 to 

25 in the Annual Report.

3.  To declare a Final Dividend of 2.15p per share. 

4.  To re-elect David W Smart as a Director, who retires in accordance with provision B.7.1 of the UK Corporate 

Governance Code. 

5.  To re-elect French Duncan LLP as Auditors. 

6.  To authorise the Directors to determine the remuneration of the Auditors. 

7.  To authorise in accordance with sections 366 and 367 of Companies Act 2006, the Company and any company which is 

or becomes its subsidiary at any time during the period for which this Resolution has effect to:
(i) make political donations to political parties, other political organisations and/or independent election candidates; and 
(ii) incur other political expenditure,
providing such expenditure does not exceed £5,000 in aggregate for paragraphs (i) and (ii) above.

  This authority shall expire immediately before the Company’s Annual General Meeting to be held in 2020.

8.  To authorise the Company, via a special resolution, for the purposes of section 701 of the Companies Act 2006 to make 
market purchases (as defined in section 693(4) of the Companies Act 2006) of its ordinary shares of 2p each (ordinary 
shares) provided that:
(a) 

the Company does not purchase under this authority more than 10% of the nominal value of the Company’s issued 
share capital at the date of this notice;
the Company does not pay less than 2p (exclusive of expenses) for each ordinary share;
the Company does not pay for each ordinary share more than 105% (exclusive of expenses) of the average market 
value of the Company’s equity shares for the five business days prior to the day the purchase is made according to  
the Daily Official List of the London Stock Exchange and the higher of the price of the last independent trade and  
the highest current independent bid.

(b)  
(c)  

  This authority is to apply until the end of the next Annual General Meeting (or, if earlier, until the close of business 
on 15th February 2018) but the Company may enter into a contract to purchase ordinary shares which will or may be 
completed  or  executed  wholly  or  partly  after  this  authority  ends,  the  Company  may  purchase  these  ordinary  shares 
pursuant to any contract as if the authority had not ended. Under this authority any shares purchased by the Company will 
be cancelled.

9.  To transact any other business of an Annual General Meeting. 

Explanatory notes providing information in relation to each of the proposed resolutions in this Notice of Meeting can be 
found on the Company’s website www.jsmart.co.uk.

A  member  entitled  to  attend  and  vote  at  this  Meeting  is  entitled  to  appoint  one  or  more  proxies  to  attend 
and  vote  on  a  poll  instead  of  him/her.  A  proxy  need  not  be  a  member.  Forms  of  proxy,  if  used,  must  be 
lodged  with  the  Registrars  of  the  Company  at  least  48  hours  before  the  time  fixed  for  the  Meeting.  Forms  of 
proxy  may  also  be  lodged  electronically  by  submitting  a  duly  completed  scanned  copy  of  the  proxy  card  to 
proxy.votes@equiniti.com. You may not use the electronic address provided either in this Notice of Meeting or any related 
documents (including the Form of Proxy) to communicate with the Company for any purpose other than that expressly stated. 

In accordance with section 311A of the Companies Act 2006, the contents of this Notice of Meeting, details of the total 
number  of  shares  in  respect  of  which  members  are  entitled  to  exercise  voting  rights  at  the Annual  General  Meeting 
(AGM) and, if applicable, any members’ statements, members’ resolutions or members’ matters of business received by 
the Company after the date of this Notice will be available on the Company’s website. 

2

 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

Pursuant to section 319A of the Companies Act 2006, the Company must cause to be answered at the AGM any question 
relating to the business being dealt with at the AGM which is put by a member attending the meeting, except in certain 
circumstances, including if it is undesirable in the interests of the Company or the good order of the Meeting that the 
question be answered or if to do so would involve the disclosure of confidential information.

BY ORDER OF THE BOARD OF DIRECTORS 
Patricia Sweeney
Company Secretary

28 Cramond Road South,
Edinburgh
EH4 6AB 

15th November 2016 

3

J. Smart & Co. (Contractors) PLC

CHAIRMAN’S REVIEW 

ACCOUNTS

Headline Group profit for the year before tax, including an unrealised surplus in revalued property as required by the 
International Financial Reporting Standards was £3,752,000 compared with £3,544,000 last year. If the impact of revalued 
property is disregarded, then a truer reflection of Group performance emerges in the form of an underlying profit before 
tax for the year under review of £3,616,000 (including £186,000 profit from property sales) which compares with the 
figure for underlying profit last year of £3,755,000 (including £1,318,000 profit from property sales and joint venture 
property sales).

The Board is recommending a Final Dividend of 2.15p nett making a total for the year of 3.07p nett which compares with 
3.02p nett for the previous year. After waivers by members holding over 50% of the shares, the Final Dividend will cost 
the Company no more than £421,000.

TRADING ACTIVITIES

Group  construction  activities  carried  out  including  private  residential  sales  increased  by  42%.  Disregarding  private 
residential  sales  Group  construction  activities  increased  by  23%.  Own  work  capitalised  increased  by  125%.  Group 
revenue increased by 39% and headline Group profit before tax increased by 6%. Underlying Group profit before tax 
excluding the unrealised surplus in revalued property decreased by 4%.

Turnover in contracting was more than last year and the loss was reduced. As forecast private residential sales were more 
than the previous year. Sales and profit in precast concrete manufacture increased.

The two large mixed social housing and private residential developments at Seafield Street and Pilton Drive, Edinburgh, 
continue  to  make  satisfactory  progress. A  third  phase  of  social  housing  at  Pilton  Drive  and  a  further  social  housing 
contract at Fleming Place (adjacent to Seafield Street) have commenced.

Occupancy levels at our industrial estates continue to be satisfactory. A joint venture industrial development at Gartcosh 
near Glasgow is contemplated. Although interest in our commercial office premises has improved, take up of voids is still 
slow.

FUTURE PROSPECTS

Work in hand in contracting is slightly less than at this time last year and there is little prospect of more work in the short 
term. Accordingly, turnover in this sector will be down on last year. Prices remain competitive.

Private residential sales will be less than last year. It is by no means certain that current property valuation levels will be 
maintained at the end of the current financial year.

At this early stage it is difficult to make an informed forecast of the outcome for the current year. However, bearing in 
mind the foregoing circumstances and that the reduced turnover will impair the recovery of fixed overhead costs, it seems 
unlikely that the profit for the current year will match last year’s profit.

15th November 2016 

John M SMart

Chairman

4

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

REPORT OF THE DIRECTORS 

31st JULY 2016 

The  Directors  present  their  Annual  Report  and  the  audited  financial  statements  of  the  Group  for  the  year  ended  
31st July 2016.

STRATEGIC REPORT

The Companies Act 2006 requires the Directors to prepare a Strategic Report which presents a fair review of the business 
during the year to 31st July 2016 and of the position of the Group at the end of the financial year.  The Strategic Report 
also includes a description of the principal risks and uncertainties faced by the Group.  The Strategic Report can be found 
on pages 9 to 14 and is incorporated into the Report of the Directors by reference.

CORPORATE GOVERNANCE

The Company is required, as a premium listed company on the London Stock Exchange, to prepare a report on Corporate 
Governance  in  accordance  with  the  Financial  Reporting  Council’s  UK  Corporate  Governance  Code  (the  Code).   The 
information required by the Code and also the Disclosure and Transparency Rules and the Listing Rules can be found on 
pages 16 to 19 and is incorporated into the Report of the Directors by reference.

RESULTS AND DIVIDENDS

The profit of the Group after tax for the year ended 31st July 2016 amounted to £3,488,000 (2015, £2,998,000).

During the year the Company paid on 21st December 2015 a final dividend for the year to 31st July 2015 of 2.10p per share 
(2015, 2.04p) and paid on 31st May 2016 an interim dividend for the year to 31st July 2016 of 0.92p per share (2015, 0.92p).

The Directors recommend a proposed final dividend for the year of 2.15p per share, making a total for the year of 3.07p. 
This final dividend is subject to approval by the shareholders at the Annual General Meeting in December 2016 and has 
not been included as a liability in these financial accounts. If this dividend is approved it will be paid to the members on 
the share register of the Company at the close of business on 25th November 2016. Dividend warrants will be posted on 
20th December 2016.

DIRECTORS  

The following were Directors of the Company during the financial year ended 31st July 2016:

− 

− 

− 

− 

John M Smart

David W Smart

Alasdair H Ross

John R Smart

Details of the Directors are given on page 15.

APPOINTMENT AND REPLACEMENT OF DIRECTORS

The  Company’s Articles  of Association  (the  Company’s Articles)  give  the  Directors  the  power  to  appoint  or  remove 
any  Director.    Initial  appointments  must  be  approved  by  the  Board  of  Directors  but  anyone  so  appointed  must  be  
re-elected by ordinary resolution at the next Annual General Meeting of the Company.  In accordance with the Company’s 
Articles, Directors are not required to retire by rotation, however, in accordance with provision B.7.1 of the UK Corporate 
Governance  Code,  with  the  exception  of  the  Managing  Director,  all  Directors  must  retire  and  offer  themselves  for  
re-election at the Annual General Meeting at least every three years.

5

J. Smart & Co. (Contractors) PLC

REPORT OF THE DIRECTORS (continued) 

31st JULY 2016

DIRECTORS’ INTERESTS

Details  of  Directors’  interests  in  the  ordinary  share  capital  of  the  Company  are  given  in  the  Directors’  Remuneration 
Report.  There have been no changes in Directors’ interests between 31st July 2016 and 21st October 2016.

No Director has a service contract with the Company and no Director has a material interest in any contract to which the 
Company or any Subsidiary Company was a party to during the year.

DIRECTORS’ POWERS

The Company’s Articles states that the Directors may exercise all of the powers of the Company which also includes the 
right of the Directors to buy back the Company’s shares based on the authority given by the shareholders following the 
passing of a special resolution at the Company’s 2015 Annual General Meeting.

INDEMNIFICATION OF DIRECTORS

In accordance with the Company’s Articles and to the extent permitted by law, Directors are granted an indemnity by the 
Company in respect of liabilities incurred as a result of their office.  The Directors are also indemnified against the cost 
of defending any proceedings whether criminal or civil in which judgement is given in favour of the Director or in which 
the Director is acquitted or the charge is found not proven.  The Company has maintained Directors’ and Officers’ liability 
insurance cover throughout the financial year.

CAPITAL MANAGEMENT AND SHAREHOLDER INFORMATION

The  capital  structure  of  the  Company  consists  of  issued  share  capital,  reserves  and  retained  earnings  represented 
predominantly by investment properties, working capital and cash.

The Company’s issued ordinary share capital as at 31st July 2016 comprises a single class of ordinary share of 2p each.  
Details of the issued share capital are shown in note 22 to the Accounts.

At the Annual General Meeting in 2015 the Company was authorised by the shareholders to purchase, in the market, up 
to 10% of the Company’s issued share capital, as permitted under the Company’s Articles. The purpose of the market 
purchase is to enhance the earnings per share and/or the equity shareholders’ funds per share. The Directors are seeking 
renewal of this authority at the 2016 Annual General Meeting.

During the year the Company made market purchases of 670,000 ordinary shares of 2p under the existing authority, for a 
total consideration of £704,000.  The shares purchased were subsequently cancelled, and represented less than 2% of the 
Company’s issued share capital at the start of the financial year.

All members who hold ordinary shares are entitled to attend and vote at a General Meeting. On a show of hands at a 
General Meeting every member present in person and every duly appointed proxy shall have one vote and on a poll, every 
member present in person or by proxy shall have one vote for every ordinary share held or represented.  The Company is 
not aware of any agreements between shareholders that may result in restrictions on voting rights of shareholders.  Rights 
attached to ordinary shares may only be varied by special resolution at a General Meeting.

There are no specific restrictions on the transfer of securities in the Company, other than those imposed by prevailing 
legislation and the requirements of the Listing Rules in respect of Company Directors.  The Company is not aware of any 
agreements between shareholders that may result in restrictions on the transfer of securities.

Details of substantial shareholders can be found in the Company’s Corporate Governance Report.

6

7

J. Smart & Co. (Contractors) PLC

REPORT OF THE DIRECTORS (continued) 

31st JULY 2016

ARTICLES OF ASSOCIATION

The Company’s Articles can only be amended by a special resolution at a General Meeting.  No amendments are proposed 
to be made to the existing Company Articles at the 2016 Annual General Meeting.

CHANGE OF CONTROL

The Company is not party to any significant agreements which take effect, alter or terminate upon change of control of 
the Company following a takeover bid.  The Company does not have any agreements with any Director or employee that 
would provide compensation for loss of office or employment, whether through resignation, purported redundancy or 
otherwise resulting from a takeover bid.

POLITICAL DONATIONS AND POLITICAL EXPENDITURE

It is the policy of the Group not to make donations for political purposes to EU Political Parties or incur EU Political 
Expenditure and accordingly neither the Company nor its Subsidiaries made donations or incurred such expenditure in 
the year.

GREENHOUSE GAS EMISSIONS

The  Companies Act  2006  (Strategic  Report  and  Directors’  Report)  Regulation  2013  requires  all  quoted  companies  to 
report the greenhouse gas emissions for which they are responsible and on any environmental matters which are material 
to the company’s operations.

Carbon emissions and energy use:

Emissions from: 
Combustion of fuel and operation of facilities 
Electricity, heat, steam and cooling purchased for own use 
.   
Total emissions 

.   

. 

. 

. 

.   
.   
.   

. 
. 
. 

Group’s chosen intensity measurement: 
Emissions reported above normalised to per full time equivalent employee 
Emissions reported above normalised to per £million of revenues  

. 

2016 
Tonnes of CO2e 

2015
Tonnes of CO2e

1,412 
329 
1,741 

5.842     
59.979   

1,300
379
1,679

6.825
80.647

Changes in the total greenhouse gas emissions by the Group over the year are a result of changes in the mix of construction 
activities, contributing to the increase in emissions from fuel combustion and the decrease in emissions from purchased 
electricity.

An increase in staff within construction activities has reduced the greenhouse gas emissions per employee metric and the 
increase in revenue from construction activities has reduced the emissions normalised by revenue.

We have reported on all the emission sources required under the Companies Act 2006 (Strategic Report and Directors’ 
Report) Regulations 2013. These sources fall within our Statement of Accounts. We do not have responsibility for any 
emission sources that are not included in our Statement of Accounts.

Our  greenhouse  gas  emissions  have  been  calculated  using  the  GHG  Protocol  Corporate  Accounting  and  Reporting 
Standard (revised edition), data gathered to fulfil our requirements under these Regulations, and emission factors from the 
UK Government’s GHG Conversion Factors for Company Reporting 2015 and 2016 for the respective years. Emissions 
are calculated on the location based methodology.

WASTE MANAGEMENT

We  manage  waste  in  accordance  with  the  waste  hierarchy  and  ensure  compliance  with  all  applicable  environmental 
legislation across all our operations. Construction waste is managed through site waste management plans which ensure 
waste arising is minimised, reused or recycled. Waste reduction is considered at the building design stage and any waste 
arising in construction is segregated either on site or off site.  Where possible, waste is reused on site and waste to landfill 
is minimised with preference given to recycling or energy recovery. Training is provided to all staff and subcontractors 
and waste champions are assigned to each site to ensure compliance with our waste policies and procedures.

6

7

 
 
 
 
J. Smart & Co. (Contractors) PLC

REPORT OF THE DIRECTORS (continued) 

31st JULY 2016

GOING CONCERN

The Group’s business activities, performance and principal risks and uncertainties are set out in the Strategic Report.

The  Group  has  adequate  financial  resources  and  is  not  reliant  on  external  funding,  and  the  Directors  believe  that  the 
Group is well placed to manage its business risks successfully.  After making enquires, the Directors have a reasonable 
expectation that the Company and Group have adequate financial resources to allow the Company and Group to continue 
in  operational  existence  for  the  foreseeable  future  and  therefore  considers  the  adoption  of  the  going  concern  basis  as 
appropriate for the preparation of the Annual Report and Statement of Accounts.

FUTURE DEVELOPMENTS

It  is  not  anticipated  that  the  activities  of  the  Company  and  its  Subsidiaries,  as  described  in  the  Strategic  Report,  will 
substantially change in the immediate future.

POST BALANCE SHEET EVENTS

There have been no events occurring after the Balance Sheet date that the Directors consider should be brought to the 
attention of the shareholders.

AUDITORS

The Company’s auditors, French Duncan LLP, have expressed their willingness to continue in office.  Resolutions to  
re-appoint them as the Company’s auditors and to authorise the Directors to determine their remuneration will be proposed 
at the Company’s forthcoming Annual General Meeting.

CAUTIONARY STATEMENT 

The Chairman’s Review on page 4 and the Strategic Report on pages 9 to 14 have been prepared to provide additional 
information to members of the Company to assess the Group’s strategy and the potential for the strategy to succeed.  It 
should not be relied on by any other party or for any other purpose.

This  Annual  Report  and  Statement  of  Accounts  contain  certain  forward-looking  statements  relating  to  operations, 
performance and financial status.  By their nature, such statements involve risk and uncertainty because they relate to events 
and depend upon circumstances that will occur in the future.  There are a number of factors, including both economic and 
business risk factors that could cause actual results or developments to differ materially from those expressed or implied 
by these forward-looking statements.  These statements are made by the Directors in good faith based on the information 
available to them up to the time of their approval of this Report.

STATEMENT OF DISCLOSURE TO AUDITORS 

The Directors who held office at the date of approval of the Report of the Directors, confirm that, so far as they are each 
aware, there is no relevant audit information of which the Company’s Auditors is unaware; and each of the Directors has 
taken all steps that they ought to have taken as a Director to make themselves aware of any relevant audit information and 
to establish that the Company’s Auditors are aware of that information. 

15th November 2016 

BY ORDER OF THE BOARD OF DIRECTORS 

Patricia Sweeney
Company Secretary

8

9

J. Smart & Co. (Contractors) PLC

STRATEGIC REPORT 

31st JULY 2016

The Directors present their Strategic Report of the Group for the year ended 31st July 2016.

The purpose of the Strategic Report is to provide the members of the Company with information to allow them to assess 
how the Directors have performed their duty to promote the success of the Company and Group.

OUR BUSINESS MODEL, STRATEGY AND OBJECTIVES

The Company was established in 1947 and was listed on the London Stock Exchange in 1965.

The  principal  activities  of  the  Group  are  building  and  civil  engineering  contracting,  residential  development  for  sale, 
the development of industrial and commercial property for lease and sale and the manufacture of hydraulically pressed 
concrete products.  All the construction work involved in these activities is carried out by the Parent Company and its 
Subsidiaries.  Sub-contracting is kept to a minimum.  The main area of operations is the central belt of Scotland. 

The main construction activity undertaken by the Group is that of social housing for several housing associations and 
registered social landlords predominately in the Edinburgh area and is undertaken by the Parent Company, J. Smart & Co. 
(Contractors) PLC.

The  Group  has  a  portfolio  of  self-financed  industrial  and  commercial  properties  which  are  owned  and  managed  by 
subsidiary  company,  C.  &  W. Assets  Limited.    The  investment  properties  are  located  throughout  the  central  belt  of 
Scotland but primarily in the Edinburgh area, this being the area of the country we are familiar with and understand.  Our 
portfolio currently extends to more than 1,000,000 sq ft.

The Group has four other subsidiaries. Thomas Menzies (Builders) Limited carries out small to medium sized building 
and civil engineering work for a variety of clients.  McGowan and Company (Contractors) Limited provides plumbing 
support to the main construction companies.  Concrete Products (Kirkcaldy) Limited manufactures hydraulically pressed 
concrete products sold to the trade.  Cramond Real Estate Company Limited, is the investment holding company of the 
Group and holds the Group’s equity investments and monies on bank deposits.

The Group also has interests in a number of Joint Venture Companies which were established for purposes of property 
development.

The Group operates out of premises in Edinburgh and Kirkcaldy, with the centralised administration and finance function 
being at the head office in Edinburgh.  Full support is given by the company Directors and the finance staff to all Group 
companies based at the two locations.

We maintain a core employee base which is beneficial to the growth and success of the Group due to the fact that they have 
the expertise to ensure the construction activities of the Group are efficiently run, achieve high level of quality of work 
and retain control over operations.  Employees who manage the Group’s investment property portfolio are fully aware of 
current market conditions and ensure that there is appropriate marketing of the Group’s investment property portfolio.  We 
employ our own maintenance team thereby ensuring that our investment property portfolio is always in good condition 
and ready for let. 

Our objectives are to identify and exploit promising business opportunities as they arise to the benefit of the Group, its 
shareholders and employees without over extending Group resources.  While endeavouring to complete all our operations 
as efficiently and to as high a standard as possible we do not set ourselves general performance yardsticks or volumetric 
targets.

8

9

J. Smart & Co. (Contractors) PLC

STRATEGIC REPORT (continued) 

31st JULY 2016 

OUR BUSINESS MODEL, STRATEGY AND OBJECTIVES (continued) 

To achieve these objectives our strategy is to continue to maintain and develop the relationships we have with social 
housing  providers,  retain  our  core  workforce  and  only  use  specialist  subcontractors  with  proven  track  records  in  the 
Group to ensure work quality.  We will continue to build both our residential properties and investment property portfolio 
within  the  central  belt  of  Scotland,  being  the  area  of  the  country  with  which  we  are  familiar.    We  will  build  up  our 
resources to ensure the Group has sufficient current working capital facilities and financing for future commercial and 
private residential developments.

In achieving our objectives we aim to generate value by creating long-term and sustainable returns for our shareholders 
by growing our income and profits and increasing the value of our investment portfolio and the net assets of the Group.

PERFORMANCE REVIEW

Construction activities

Revenue  
Operating loss  

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

2016  
£000  
30,682) 
(102) 

        2015
        £000
     21,556)
(949)

Construction activities improved in the year over that of last year, due to the commencement of additional phases of work 
and new contracts for our social housing developments and the work at our private housing development at Pilton Drive, 
Edinburgh. We also started and completed in the year the construction of the first phase of a new industrial development.

Housing  sales  at  our  development  at  Pilton  Drive  progressed  well  in  the  year  and  at  the  year  end  there  were  only  4 
properties still to be sold.

Although the Group continued to make a loss on construction activities it was at a considerably lower level than the 
previous year, as the increased turnover helped to recover overhead costs.

The Directors continue to monitor, on a monthly basis, all construction contracts currently underway with regards to costs 
incurred and the profitability of the contract.

Investment activities

. 
Income from investment properties . 
Profit on sale of investment properties 
. 
Net surplus/(deficit) on valuation of investment properties 
. 
Operating profit from investment properties 

. 
. 

. 
. 

. 

Income from available for sale financial assets 
. 
Profit on sale of available for sale financial assets . 

Share of profits in Joint Ventures 

. 

. 

. 

. 
. 

. 

. 
. 
. 
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. 

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. 

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.  
.   
.   
. 

.    
. 

.    

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. 
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.  

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. 
. 
. 
. 

. 
. 

. 

2016  
£000  
5,520) 
186) 
136) 
3,616) 

        2015
        £000
       5,241)
60)
(211)
          2,958)

14) 
–) 

          28)
              1)

33) 

       1,306)

Income from the Group’s investment property portfolio has increased mainly due to increased occupancy of our industrial 
units  and  improved  occupancy  in  our  commercial  office  properties.  Occupancy  levels  in  our  industrial  properties  are 
satisfactory with interest continuing to be shown in our vacant properties. Although there has been some improvement in 
occupancy in our vacant commercial office properties there still remain substantial voids.

10

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

STRATEGIC REPORT (continued) 

31st JULY 2016

PERFORMANCE REVIEW (continued)

Investment activities (continued)

The increased revenue, surplus on valuation of the investment properties and the profit on sale of investment properties 
has resulted in the increase in the profit earned.

One commercial property was sold in the year and one new industrial property was added to the investment property 
portfolio. The Group continued to refurbish and improve the existing portfolio of properties to ensure that they are of a 
standard expected by existing and new tenants.

The Group did not add to its portfolio of available for sale financial assets in the year and the dividends received in the 
year were purely on those shares held at July 2015 and continued to be held at July 2016.

The Group’s share of profits in Joint Ventures is considerably lower than last year, as last year’s profit included the Group’s 
half share of the profit on the sale by one of the Joint Venture Companies of its entire investment property portfolio.

Results and financial position

Profit before tax 
Net bank position 
Net assets 

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. 
. 

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. 
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  . 
 .  
. 

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. 

. 
. 
. 

2016 
£000 
3,752 
19,676 
88,836 

2015
£000
3,544
16,825
88,949

Although the Group reported a higher profit than that of last year, it continues to suffer losses in its construction activities 
albeit at a significantly reduced level due to the increased turnover contributing to overhead recovery. Revenue levels and 
profits in our investment activities continue to remain strong.

Our net bank position, which comprises monies held on deposit, cash and cash equivalents and the netting of our bank 
overdraft has increased due the improved performance in our operating activities and including receipts from the sales of 
the properties at our private housing development offset by expenditure on property, plant and equipment and investment 
properties. The Group continues to remain debt free.

The Group’s net assets are impacted by the profit earned in the year, the movement in valuation of the Group’s available 
for  sale  financial  assets,  the  reduction  in  the  Group’s  retirement  benefit  surplus,  primarily  due  to  actuarial  losses,  the 
shares bought back by the Company and the dividends paid in the year.

FINANCIAL INSTRUMENTS

The Group’s financial instruments consist of bank balances and cash, available for sale financial assets, trade receivables 
and trade payables. The main purpose of the financial instruments are to provide working capital for the Group’s continuing 
activities and provide funding for future activities whether in construction or investment. Given the nature of the Group’s 
financial instruments the main risk associated with these is credit risk, however this is minimised due to the fact that 
exposure is spread over a number of counterparties and customers. The Group is not exposed to interest rate risk as it 
does not have any net debt but it does suffer from fallen interest rates on the amount we can earn on monies on deposit.

TOTAL DIVIDEND

The  Directors  are  recommending  a  final  dividend  of  2.15p  per  share  which  taken  with  the  interim  dividend  of  0.92p 
already paid in the year gives a total dividend for the year of 3.07p (2015, 3.02p), being an increase of 2% on the dividend 
rate for 2015.

10

11

 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
    
 
J. Smart & Co. (Contractors) PLC

STRATEGIC REPORT (continued) 

31st JULY 2016 

GREENHOUSE GAS EMISSIONS

The Group is required to report the greenhouse gas emissions for which it is responsible and on any environmental matters 
which are material to the Group’s operations.  Details of our emissions for the year to 31st July 2016 are set out in the 
Report of the Directors on page 7.

PRINCIPAL RISKS AND UNCERTAINTIES

The principal risks and uncertainties faced by the Group and the mitigating factors taken by the Group against these risks 
are detailed below.  The principal risks noted below are not all of the risks faced by the Group but are those risks which 
the Group perceives as those which could have a significant impact on the Group’s performance and future prospects.

Area of principal risk or uncertainty and impact  

Mitigating actions and controls 

By  focusing  external  construction  activities  on 
the social housing sector any cuts in spending by 
providers of social housing can reduce or suspend 
the  social  housing  programme  thus  impacting 
on  our  workload  and  therefore  the  workforce 
required by the Group. 

Social housing sector is highly competitive with 
tight margins.

•  Maintain long term relationships with social housing providers, 
resulting  from  high  standards  of  service,  quality  and  post 
construction care thus giving the Group an advantage over other 
builders when contracts are awarded on criteria other than cost 
only. 

•  Identify  potential  build  sites  or  include  the  provider  within 
private  housing  developments  in  relation  to  the  element  of 
affordable housing required.  

•  When  workload  is  reduced  workforce  can  be  diverted  to  the 
Group’s own commercial and private residential developments. 

•  We are an ‘all trades’ contractor who employs our own personnel 
in  all  basic  building  trades  who  are  supervised  by  site  agents 
who are long serving employees of the Group, who have been 
promoted through their trades, thus ensuring control of labour 
costs on contracts.

•  We have invested heavily in plant and the maintenance thereof 
and therefore limit our costs on contracts by utilising own plant 
as opposed to incurring higher costs of hiring plant.

•  Subcontractors  employed  by  the  Group  are  specialists  in  their 
fields and in the main   subcontractors have previously been used 
by the Group therefore quality of work and reliability is known.  
No labour only subcontractors are employed.

•  In  house  architectural  technicians  and  surveyors  provide  pre-
contract  design  advice  to  resolve  potential  technical  problems 
with the build and therefore potential costs.

12

 
J. Smart & Co. (Contractors) PLC

STRATEGIC REPORT (continued) 

31st JULY 2016 

PRINCIPAL RISKS AND UNCERTAINTIES (continued)

Area of principal risk or uncertainty and impact 

Mitigating actions and controls 

Limited  mortgage  availability  to  home  buyers 
resulting in stalling of private house sales. 

Reduction  in  rental  demand  for  investment 
properties  may  result  in  a  fall  in  property 
valuations. 

•  Providing  a  range  of  purchase  assistance  schemes  to  buyers 
including partaking in the ‘Help to Buy (Scotland)’ scheme.

•  Building developments in popular residential areas.
•  Building  high  quality  specification  homes  with  attention  to 
detail  which  sets  them  apart  from  other  new  build  homes  and 
therefore attractive to buyers.

•  Building a range of homes within a development thus providing 

choice to buyers.

•  Providing sales incentives.
•  Consider  letting  of  homes  at  market  rates  until  the  market 

improves.

•  Only  commence  speculative  developments  after  careful 

assessment of the market.

•  Restricting our operations to the central belt of Scotland being 

the area of the country with which we are familiar.

•  Continually maintain and refurbish existing properties to retain 

existing tenants and attract new tenants.

•  Provide necessary financial incentives to retain existing tenants 

at end of current leases and attract new tenants.

Reduction  in  demand  for  UK  real  estate  from 
investors may result in a fall in valuations within 
our  investment  property  portfolio,  this  could 
result  in  delays  in  investment  decisions  which 
could impact on our activities.

•  The Directors regularly review the property market to ascertain 
if  changes  in  the  overall  market  present  specific  risks  or 
opportunities to the Group.

•  Restricting our operations to the central belt of Scotland being 

the area of the country with which we are familiar.

Political events and policies result in uncertainty 
until  final  decisions  have  been  made  and  the 
impact of decisions are known, this could result 
in  delays  in  investment  decisions  which  could 
impact on our activities.

•  Before  any  decisions  are  taken  by  the  Directors  in  any  area 
of  the  Group’s  activities  the  level  of  uncertainty  and  range  of 
potential outcomes arising from political events and policies are 
considered.

Reduction of financial resources.

•  Ensure  resources  are  not  over  committed  and  only  undertake 
commercial  and  private  housing  developments  after  due 
consideration  of  the  financial  impact  on  the  Group  financial 
resources.

•  Build up resources to ensure the Group has sufficient finance for 
working capital requirements and financing of commercial and 
private housing developments.

•  Spread  cash  reserves  over  several  banks  taking  account  of  the 

strength of the bank and interest rates attainable.

•  Invest resources in equities also taking account of the security of 

the investment and the yields attainable.

13

J. Smart & Co. (Contractors) PLC

STRATEGIC REPORT (continued) 

31st JULY 2016 

VIABILITY STATEMENT

The Directors have assessed the viability of the Group over a three year period to July 2019, taking account of the Group’s 
current financial strength, business model and strategy.  The Directors have also taken account of the principal risks and 
uncertainties facing the Group and the actions being taken to mitigate these risks as described above.

The assessment period of three years has been chosen as the Directors consider this period to be appropriate as it fits well 
with the Group’s development and investment property cycles.

The  Group’s  financial  planning  process  consists  of  cash  flow  projections  based  on  the  current  financial  position  and 
assumptions on future developments and investment property acquisitions and disposals.  As the Group is net debt-free 
the Directors are assessing the cash impact of their assumptions of future activity to ensure that this position is maintained.  
The Directors vary their assumptions in terms of economic, investment and other factors to different scenarios to assess 
the impact on the Group’s cash position. Even with these sensitivities applied the Group is net debt-free.  

Based on this assessment the Directors have a reasonable expectation that the Group will continue in operation and meet 
its liabilities as they fall due over the period to July 2019.

EMPLOYEES

The Group recognises the contribution of the staff to the success of the Group.  The Group operates with a core employee 
base who in the main have been with the Group for a considerable length of time and have gained a significant knowledge 
of the sectors the Group operates in and of the companies within the Group.  Where appropriate the Group promotes from 
within whether that be the Directors, staff or site employees.  The Group recognises the importance of retaining its core 
staff to ensure its future success.

The  Group  does  not  have  a  specific  Human  Rights  policy  but  it  does  have  policies  on  recruitment  and  retention  of 
employees and communication with employees which are aimed at ensuring employees are fairly treated during their 
employment with the Group.

The Group is committed to providing equal opportunities in recruitment and employment, full and fair consideration is 
given to all applicants for employment and to all existing employees for promotion.  Where employees become disabled 
during their employment and are unable to fulfil current duties they are offered suitable alternative employment within 
the Group, if feasible.

It is the Group’s policy that there should be effective communication with employees at all levels, on matters which affect 
their current jobs or future prospects and all Directors and senior staff members make themselves available to all staff 
to discuss any matters of concern.  In achieving this policy, the Directors are aware of the need to take account of the 
practical and commercial considerations of the Group, and the needs of the employees.  

A breakdown by gender of Directors, senior managers and all employees is given below:

Directors 
Senior Managers   
Total Employees   

Male 
      4 
      2 
  284 

Female
          -
         1
       14

15th November 2016 

14

BY ORDER OF THE BOARD OF DIRECTORS 

Patricia Sweeney
Company Secretary

 
 
 
 
J. Smart & Co. (Contractors) PLC

DIRECTORS 

John M Smart, Chairman and Managing Director Aged 72 
Joined the Company in 1967 
Appointed Director in 1978 and appointed Chairman in 1988 

David W Smart Aged 43 
Joined the Company in 1998 
Appointed Director in 2010 

Alasdair H Ross Aged 54 
Joined the Company in 1989 
Appointed Director in 2012 

John R Smart Aged 46
Joined the Company in 2002
Appointed Director in 2013

15

J. Smart & Co. (Contractors) PLC

CORPORATE GOVERNANCE 

31st JULY 2016

STATEMENT OF COMPLIANCE
This statement details how your Company has applied the main and supporting principles of corporate governance as set 
out in the Financial Reporting Council’s UK Corporate Governance Code issued in September 2014 (the Code).  A copy 
of the Code can be found on the Financial Reporting Council’s website, www.frc.org.uk.

The Board of Directors (the Board) is committed to the principles of openness, integrity and accountability in dealing with 
the Company’s affairs and believes it has always acted with probity in the best interests of the Company, its employees 
and shareholders without recourse to guidance or instruction from others and fully intends to continue to do so in the 
future.

The Board recognises that as it has no non-executive Directors on the Board, no Nomination, Remuneration or Audit 
Committees have been established and therefore the Company has not complied with any of the principles of the Code 
relating to non-executive directors or the establishment and operations of these committees.  Also, the Board recognises 
that it has not fully complied with other principles of the Code relating to the division of responsibilities and evaluation 
of the Board as a whole and the Directors individually.  Details and explanations for all principles not complied with are 
given below.

THE BOARD 
The Company is led by the Board which comprises the executive management of the Company, being the Chairman and 
three executive Directors, and thus maintains full control of the Company, sets the strategic aims of the Company and 
ensures the Company has adequate financial and human resources to meet its objectives.  All the Directors worked for 
the Company prior to their appointments as Director and therefore have the appropriate skills, experience and knowledge 
of the Company to ensure that the Board discharges its duties and responsibilities effectively.  There were no changes in 
Directors in the year.

Decisions are taken by the Board quickly and effectively following ad hoc consultation among the Directors concerned 
when  any  matter  arises.  Your  Board  takes  the  view  that  this  direct  and  flexible  approach  is  preferable  to  the  more 
cumbersome procedures prevalent in larger organisations and has made a considerable contribution to your Company’s 
continuing success and ensures that this approach best serves the interests of the Company and its shareholders.

The Board held 2 formal Board Meetings in the year, John M Smart, Alasdair H Ross and John R Smart attended both of 
these meetings and David W Smart attended one. During the year the Directors also met regularly on an ad hoc basis to 
undertake the executive management of the Company and take decisions on all material matters quickly and effectively 
thus exercising full direction and control of the Company. Given the way in which the Board and Company operates there 
is no requirement for a formal schedule of matters reserved for the Board’s decision.

The Chairman of the Company is also the Managing Director.  Bearing in mind the size of the Company, the Board sees 
no value in splitting the role of the Chairman and Managing Director, a policy which has served your Company well over 
many years.  The Chairman is responsible for the leadership of the Board, ensuring that all the Directors receive accurate, 
timely and clear information on issues arising at formal and ad hoc Board meetings, setting Board agendas and ensuring 
adequate time is given to discussion of the agenda points.  The members of the Board have complete freedom to seek 
independent professional advice, at the Company’s expense, when they feel it is appropriate to do so.  All Directors have 
access to the advice and services of the Company Secretary, who is responsible for ensuring that Board procedures are 
followed and that applicable rules and regulations are complied with.  All Directors openly express their views and make 
a valuable contribution to the running of the Company.

Information regarding the Directors’ interests in ordinary shares of the Company is given in the Directors’ Remuneration 
Report.

The Chairman is also responsible for ensuring effective communication with shareholders and ensuring that their views 
and concerns are brought to the attention of the Board.

16

17

 
J. Smart & Co. (Contractors) PLC

CORPORATE GOVERNANCE (continued) 

31st JULY 2016

THE BOARD (continued) 
The Board considers that increasing the manning level of the Board by 50% by the appointment of two non-executive 
Directors would increase costs and impose an additional administrative burden for no discernible benefit and, accordingly, 
would serve no useful purpose.  As a result of not appointing non-executive Directors, the Company has not established 
Nomination, Remuneration or Audit Committees or identified an independent Director. 

As the Company does not have a Nomination Committee, nominations for appointment of new Directors to the Board are 
submitted by the Chairman for approval by the other members of the Board.  As all the Directors of the Company were 
long-serving employees of the Company at the date of appointment this ensures that the skills, experience and knowledge 
are retained in the Company and onto the Board.  Due regard is taken of the benefits of diversity, including gender on the 
Board when appointments are made.  No formal tailored induction upon joining the Board is considered necessary.  As the 
Directors are all full-time employees of the Company they are fully committed to the Company and are able to allocate 
sufficient time to the Company in discharging their duties and responsibilities effectively.  The Directors are encouraged 
by the Board to receive any training they consider necessary to ensure they remain up-to-date with their skills, knowledge 
and familiarity of the Company’s business and they remain aware of the risks associated with the Company and are also 
aware of regulatory, legal, financial and other developments to enable them to fulfil their role effectively.

There is no formal system of performance evaluation of the Board or the Directors individually given the manner in which 
the Board operates on a day to day basis.

The  Company’s Articles  of Association  do  not  require  that  Directors  retire  by  rotation,  however,  in  accordance  with 
provision B.7.1 of the Code all Directors, with the exception of the Managing Director, seek re-election at intervals of 
no more than three years at the Annual General Meeting.  Also in accordance with provision B.7.1 of the Code all new 
Directors are subject to re-election at the first Annual General Meeting following their appointment.

As  the  Company  does  not  have  a  Remuneration  Committee,  the  Chairman  is  responsible  for  fixing  the  remuneration 
packages of the Directors which are based on their performance and the scope of their duties and responsibilities.  No 
Director has a service contract with the Company and accordingly periods of notice and termination payments would be 
construed in accordance with Employment Law.  There is no scheme in place for a Director to receive entitlement to share 
options nor are there any long term incentive schemes.  Full details of the Company’s remuneration policy are given in 
the Directors’ Remuneration Report.

FINANCIAL AND BUSINESS REPORTING 
The Directors have sole responsibility for the preparation of the Annual Report and Statement of Accounts which taken 
as a whole is fair, balanced and understandable and provides the information necessary for the shareholders to assess the 
Company’s performance, business model and strategy.  The Directors are also solely responsible for the preparation of 
the Interim Report and other price-sensitive public reports in a fair, balanced and understandable manner. The basis on 
which the Company creates and preserves value over the long term is described in the business model within the Strategic 
Report.

In  order  to  ensure  that  the  Company  and  Group  have  adequate  resources  to  ensure  the  continuing  operations  of  the 
Company and Group for the foreseeable future the Directors consider current and future trading, investment property 
acquisitions and cash requirements.  The Directors take account of available market conditions in all areas of the Group’s 
activities and use their knowledge and experience relating to the Group’s investment property portfolio.  The Directors’ 
opinion is that the Company and Group have adequate financial resources to allow the Company and Group to continue 
in operational existence for the foreseeable future and therefore considers the adoption of the going concern basis as 
appropriate for the preparation of the Accounts.

The Statement of Directors’ Responsibilities is set out on page 26.

16

17

J. Smart & Co. (Contractors) PLC

CORPORATE GOVERNANCE (continued) 

31st JULY 2016

RISK MANAGEMENT AND INTERNAL CONTROL

The  Board  is  responsible  for  and  annually  reviews  the  Group’s  system  of  internal  controls  in  relation  to  financial, 
operational, compliance and risk management to ensure their continued effectiveness.  The systems adopted by the Board 
are designed to manage the risk of failure to achieve the Company’s business objectives as opposed to eliminate them 
as any system of control can only provide reasonable but not absolute assurance against material misstatement or loss.
The Board, in accordance with the Code, has reviewed the effectiveness of the internal controls from the commencement 
of the accounting period to the date of approval of the Annual Report and Statement of Accounts.  No significant failings 
or  weaknesses  have  been  identified  in  that  period.    There  has  also  been  a  continual  process  of  identification  by  the 
Directors of key areas of risk within the Group and appropriate action taken to mitigate and monitor such risks. The 
Directors confirm that they have carried out a robust assessment of the principal risks facing the Group, as detailed in the 
Strategic Report, including those which threaten the business model, future performance, solvency and liquidity of the 
Group.
The  main  features  of  the  Group’s  internal  control  and  risk  management  systems  in  relation  to  the  financial  reporting 
process are:
– 

contracts,  development  projects,  land  purchases  and  acquisition  of  property,  plant  and  equipment  are  
proceeded with after due consideration by the Directors;
monthly reports are prepared for each contract and development project for review by the Directors;
subsidiary Company reports are prepared for consideration by the Directors; and
treasury  operations  are  carried  out  in  accordance  with  policies  and  procedures  already  approved  by  
the Board.

− 
− 
− 

AUDIT
As the Company does not have an Audit Committee, it is the responsibility of the Chairman and Company Secretary 
on a continuing basis to consider how the financial reporting and internal control principles apply to the Company, to 
maintain an appropriate relationship with the Group’s Auditors and to review the scope and results of the audit and its cost 
effectiveness. The Board is responsible for setting the remuneration of the Auditors.  

Currently there are no proposals to undertake a retendering of the Company’s external audit function. The Company’s 
external  auditors  have  held  office  since  1975  and  there  has  been  no  audit  tender  since  that  appointment.  The  Board 
continues to assess the independence and effectiveness of the external audit function to ensure the integrity of the audit 
role provided by the current external auditors on behalf of the shareholders. The Board also takes into account the external 
auditors own policies and procedures regarding their integrity and independence including their procedures for rotation of 
audit partner and senior staff and the professional standards they have to adhere to. At this time the Board has concluded 
that there is no requirement to place the external audit function out to tender.

Mandatory rotation of external auditors has become effective for all public limited companies following implementation 
of an EU ruling which has become part of Companies Act 2006 via Statutory Instrument: The Statutory Auditors and 
Third Country Auditors Regulations 2016. Given that our current external auditors have held office for over 20 years we 
will be required to appoint new external auditors for the audit of the Group’s accounts for the year ending 31st July 2020. 

In order to ensure the continued independence and objectivity of the Group’s Auditors, the Board has established policies 
regarding the provision of non-audit services by the Auditors. In some cases, the nature of the non-audit advice may make 
it more timely and cost effective to select the Group’s Auditors, who already have a good understanding of the Group. In 
other circumstances the decisions on the allocation of work are made on the basis of competence and cost effectiveness.  

The Board has considered and for the time being has concluded that an internal audit function is not necessary. The Board 
will continue to review the need for such a function. As such there is no internal audit of the risks identified by the Board 
and the controls established by the Board to mitigate and monitor these risks.

18

19

 
 
J. Smart & Co. (Contractors) PLC

CORPORATE GOVERNANCE (continued) 

31st JULY 2016

SIGNIFICANT JUDGEMENTS, KEY ASSUMPTIONS AND ESTIMATES 

Given that there is no Audit Committee, it is the responsibility of the Board as a whole to consider areas of the financial 
statements  where  there  are  significant  areas  of  judgement  regarding  estimates  and  assumptions,  which  in  turn  have  a 
significant effect on the amounts recognised in the financial statements.  In respect of the 2016 financial statements these 
areas were:
− 

Investment  Property  Valuations  –  the  valuation  of  the  investment  property  portfolio  is  completed  
  The  valuation  of  the  property  portfolio  is  inherently  subjective  and  requires  
by  the  Directors. 
significant  judgements  and  assumptions  to  be  made.    The  Directors  appoint  external  valuers  to  value  a  
sample  of  properties  in  the  portfolio  to  provide  a  sense  check  on  their  valuation.    The  valuations  are  
discussed with the Auditors.
Long-Term  Contract  Valuations  and  Provisions  –  the  Directors  consider  contract  performance  to  ensure  
appropriate  revenue  recognition.    Future  revenue  and  contract  performance  are  considered  and  loss  
provisions  determined  where  necessary.  Both  costs  and  revenues  may  require  to  be  revised  as  future  
events unfold and uncertainties are resolved.

− 

The Board discusses fully all issues relevant to the above areas and obtains where possible information and advice from 
external experts and our external Auditors and only when fully satisfied with the amounts associated with each area are 
they incorporated into the financial statements.

RELATIONS WITH SHAREHOLDERS

The Board has in the past and will in the future continue to enter into dialogue with the shareholders wherever possible.  
The Chairman is responsible for ensuring that the views and concerns of the shareholders are communicated to the Board.  
The Chairman is also responsible for discussing governance and strategy matters with the shareholders.

As the Company has no non-executive Directors there is no opportunity for shareholders to meet with these Directors.

All shareholders have an opportunity at the Annual General Meeting to participate in questions and answers with the 
Board on matters relating to the Company.

At the Annual General Meeting separate resolutions will be proposed on each substantially separate issue and the number 
of proxy votes received for, against, and withheld for each resolution will be announced.

SUBSTANTIAL SHAREHOLDERS

As  at  31st  July  2016  and  21st  October  2016,  excluding  holdings  of  Directors,  the  Company  has  been  notified  of  the 
following holdings of substantial voting rights in respect of the issued share capital of the Company:

Octet Investments Limited  
. 
A J Whitehead 

.   

. 
.   

.   
. 

. 
. 

.   
.   

. 
. 

. 
. 

Number 
1,622,400 
1,579,485 

%
3.58
3.49

15th November 2016 

BY ORDER OF THE BOARD OF DIRECTORS 

Patricia Sweeney
Company Secretary

18

19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

DIRECTORS’ REMUNERATION REPORT 

31st JULY 2016

ANNUAL STATEMENT

On behalf of the Board of Directors, I present the Directors’ Remuneration Report for the year ended 31st July 2016.

In  addition  to  this  statement  the  Report  includes  two  other  parts  being  the  Policy  Report  and  the Annual  Report  on 
Remuneration, which have been prepared in accordance with the provisions of the Companies Act 2006 and Schedule 8 
of The Large and Medium-sized Companies and Groups (Accounts and Reports) (Amendment) Regulations 2013.  The 
Report also meets the requirements of the UK Listing Authority’s Listing Rules and the Disclosure and Transparency 
Rules.

The Policy Report has been developed taking account of the principles of the UK Corporate Governance Code 2014.  The 
shareholders approved the Policy at the 2014 Annual General Meeting (AGM) and the policy became effective for three 
years from that date.

The Annual Report on Remuneration will be subject to a vote at the 2016 AGM.  Our Auditors are required to report to 
the shareholders on certain information contained in the Annual Report on Remuneration and that it has been prepared in 
accordance with the Act and the Regulations. The information to be audited is appropriately marked.

There have been no substantial changes to Executive Directors’ remuneration in the year.  Our policy continues to be to 
provide remuneration packages that will retain and motivate the Directors to sustain the long term growth and value of 
the Company.

15th November 2016 

THE POLICY REPORT

John m Smart
Chairman

As stated in the Corporate Governance Statement the Company does not appoint non-executive Directors and therefore the 
Company does not have a Remuneration Committee to set the Executive Directors’ Remuneration Policy.  The Chairman 
fulfils the function of the Remuneration Committee.

The Company’s remuneration policy is to provide remuneration packages that will retain and motivate the Directors to 
sustain the long-term growth and value of the Company and is based on the scope of their duties and responsibilities.  
The Directors are not entitled to any performance related remuneration, long term incentive schemes or share options.  
The  remuneration  of  the  Directors  is  not  performance  related  therefore  no  element  of  their  remuneration  is  based  on 
performance measures.

The policy table below summarises the main components of Directors’ Remuneration:

ELEMENT

PURPOSE AND STRATEGY

OPERATION

BASE SALARY

To  pay  a  fair  salary  commensurate  with  the 
individual’s role, responsibilities and experience. 

Reviewed  annually  in  July  taking  account  of  the 
individual’s  role  and  experience  and  the  salary 
increases  of  employees  throughout  the  Group  as  a 
whole.  No maximum level is set.

20

J. Smart & Co. (Contractors) PLC

DIRECTORS’ REMUNERATION REPORT (continued) 

31st JULY 2016

ELEMENT 

PURPOSE AND STRATEGY 

                              OPERATION

BENEFITS 

To provide support to enable the Directors to carry out 
their duties effectively. 

PENSION

To provide appropriate levels of retirement benefits.

Benefits  include  cash  in  lieu  of  a  company  car  and 
private  medical  insurance.    No  maximum  level  is  set 
as  the  costs  of  providing  benefits  fluctuate  over  time; 
however the costs are monitored to ensure they remain 
reasonable.

Depending  on  when  a  Director  first  became  an 
employee of the Company will determine whether they 
are members of the Company’s Defined Benefit Pension 
Scheme or Defined Contribution Scheme.

Company contributions to the Defined Benefit Scheme 
are currently 22.6% of base salary.  Contribution levels 
are set in agreement between the scheme trustees and 
the Company and can therefore vary from time to time.

Company  contributions  to  the  Defined  Contribution 
Scheme are currently a minimum of 10% of base salary.

The  Chairman  retains  the  right  to  make  minor  amendments  to  the  above  policy,  to  take  account  of  regulatory,  tax, 
legislative or administrative changes without obtaining shareholder approval for these amendments.

No share options or long term incentive schemes are operated by the Company.  

Directors are entitled to claim relevant expenses incurred by them in respect of their duties.

There are no provisions for the recovery of sums paid to Directors or the withholding of the payment of any sums to 
Directors.

As all remuneration of Directors is fixed remuneration there is no need to illustrate, via a bar chart, the expected values of 
proposed remuneration as it does not contain any elements based on performance and therefore is not subject to change 
based on either the Company’s or Director’s performance. 

APPROACH TO RECRUITMENT OF DIRECTORS

The Company’s approach to appointing new Executive Directors is to appoint from within the Company.  As such the 
remuneration  of  the  Director  has  already  been  set  by  the  Company  and  the  package  held  by  the  employee  prior  to 
appointment as a Director will remain in place.  Consideration will be made of the increased duties and responsibilities 
that will apply post appointment as a Director and revision to their base salary may be made to reflect this.

SERVICE CONTRACTS AND POLICY ON CESSATION

No Director has a service contract with the Company, therefore periods of notice and termination payments would be 
construed in accordance with current Employment Law.

CONSIDERATION OF EMPLOYMENT CONDITIONS ELSEWHERE IN COMPANY

The  Chairman  when  considering  the  remuneration  of  the  Executive  Directors  takes  into  account  the  remuneration 
of employees across the Group as a whole.  However, the Chairman does not consult directly with employees on the 
remuneration of the Executive Directors but is mindful of salary increases which are applied across the Group as a whole.

20

21

 
J. Smart & Co. (Contractors) PLC

DIRECTORS’ REMUNERATION REPORT (continued) 

31st JULY 2016 

CONSIDERATION OF SHAREHOLDER VIEWS

The Chairman considers all views and concerns he receives from shareholders especially at the AGM when shareholders 
have  the  opportunity  to  ask  questions  of  the  Board  on  all  matters  relating  to  the  Company  including  Directors’ 
Remuneration, or at any other time throughout the year.  

Although no direct communication was held by the Chairman with major shareholders prior to shaping the Remuneration 
Policy  he  believes  that  it  is  a  responsible  approach  to  remuneration  and  its  policies  in  the  past  and  for  the  future  as 
evidenced by the level of approval of the 2015 Directors’ Remuneration Report at the 2015 AGM, details of which are 
given in the Annual Report on Remuneration below. 

ANNUAL REPORT ON REMUNERATION 

The following provides details of how the remuneration policy was implemented in the year to 31st July 2016. 

Single Total Figure of Remuneration for Executive Directors (Audited Information)
The following table presents the single figure for the total remuneration of each Executive Director for the year ended 
31st July 2016 and the prior year:

Salary 
£000 

Taxable 
Benefits 
£000 

.   
.   

90 
.   
.   

6 
.   
.   

44 
.   
.   

.   
.   

6 
.   
.   

96 
.   
.   

3 
.   
.   

. 
. 

96 
. 
. 

53
. 
. 

47 
. 
. 

. 
. 

.  
.      

88
.       
.       

.       
.       

–
.       
.       

. 
 . 

. 
. 

. 
. 

105 
105 

104 
101 

104 
101 

104 
101 

10 
10 

9 
9 

9 
9 

9 
9 

Pension 
£000 

– 
– 

Total 
£000 

115 
115

521                     165
551 
165

341 
1081 

12 
12 

147
218

125
122

John M Smart
2016 
.   
.   
2015 

David W Smart 
2016 
2015 

.   
.   

. 
. 

. 
. 

Alasdair H Ross  90 
2016 
2015 

.   
.   

. 
. 

John R Smart 
2016 
.   
.   
2015 

. 
. 

1.  Pension value represents the cash value of pension accrued over one year multiplied by 20 in line with new regulations with allowance for inflation and employee contributions.

22

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

DIRECTORS’ REMUNERATION REPORT (continued) 

31st JULY 2016

DIRECTORS’ PENSION ENTITLEMENTS (AUDITED INFORMATION) 
David  W  Smart  and  Alasdair  H  Ross  are  members  of  the  Company’s  Defined  Benefit  Pension  Scheme  whilst  
John R Smart is a member of the Company’s Group Personal Pension Plan.

The Company’s Defined Benefit Pension Scheme was closed to new members in 2003. The normal date of retirement 
based on the scheme rules is 65 and there is no automatic entitlement to early retirement. Contributions by the employer 
under the scheme are 22.6% of pensionable salary.

Accrued pension 
as at 31 July 2016 
£000 

30   

38 

Accrued pension
as at 31 July 2015
£000
27

     37

David W Smart 

Alasdair H Ross 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

SCHEME INTEREST AWARDS (AUDITED INFORMATION)
There were no scheme interests awarded in the year.

PAYMENTS TO PAST DIRECTORS (AUDITED INFORMATION)
No payments were made to past Directors in the year.

PAYMENTS FOR LOSS OF OFFICE (AUDITED INFORMATION)
No payments for loss of office were made to Directors in the year.

STATEMENT OF DIRECTORS’ SHAREHOLDING AND SHARE INTERESTS (AUDITED INFORMATION)
The Company has no policy that Directors are required to own shares in the Company, although all Directors are currently 
shareholders of the Company.

The interests of the Directors in the ordinary shares of the Company, including beneficial interests, are shown in the table 
below:

Beneficial holdings 
(including interests of the Director’s connected persons)

31 July 2016 

31 July 2015

.   
John M Smart 
David W Smart 
.   
Alasdair H Ross  .   
.   
John R Smart 

. 
. 
. 
. 

.   
.   
.   
.   

.   
.   
.   
.   

. 
. 
. 
. 

     1,198,500 
   11,863,500 
        100,000 
   11,863,500 

     1,198,500
   11,863,500
        100,000
   11,863,500

There have been no changes in any Directors’ beneficial holdings between the year end and 21st October 2016.

23

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

DIRECTORS’ REMUNERATION REPORT (continued) 

31st JULY 2016 

PERFORMANCE GRAPH 

The graph below shows a comparison of the total shareholder return for the Company’s shares for each of the last five 
financial years against the total shareholder return for the companies comprised in the FTSE EPRA/NAREIT UK index 
which the Company deems to be the most relevant to the Company as it includes companies in the same sector as the 
Company.

The graph compares the value of £100 invested in J. Smart & Co. (Contractors) PLC, including re-invested dividends.

Total Shareholder Return over the last five financial years

£

200

150

100

50

0

J Smart & Co (Contractors) PLC

FTSE EPRA / NAREIT UK Index

GROUP CHIEF EXECUTIVE OFFICER’S TOTAL REMUNERATION

The following table details the Chief Executive Officer’s single figure of remuneration over the last five financial years:

2016 
£000 
  115 

2015 
£000 
  115 

2014 
£000 
  119 

2013 
£000 
  133 

2012
£000
  130

John M Smart 

GROUP CHIEF EXECUTIVE OFFICER’S CHANGE IN REMUNERATION

The following table compares the change in remuneration of the Group Chief Executive Officer and that of the remuneration 
of the Group’s salaried employees.  This group of employees was chosen as it represents the most comparable group.

CEO 
% change 2015-2016  

    Other employees
% change 2015-2016

Base salary 
Taxable benefits   

.   

. 
. 

.   
.   

. 
. 

. 
. 

  – % 
  – % 

5 %
 – %

24

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

DIRECTORS’ REMUNERATION REPORT (continued) 

31st JULY 2016

RELATIVE IMPORTANCE OF SPEND ON PAY

The  following  table  compares  the  total  spend  on  remuneration  of  all  employees  of  the  Group,  including  Executive 
Directors, and the total amounts paid in distributions to shareholders for the years to 31st July 2016 and 31st July 2015:

2016 
£000 

Remuneration of employees 
Total distributions paid  
(being dividends and share buy backs) 

. 
. 

. 
. 

. 
. 

 11,676 
  1,550 

2015 
£000 

9,908 
1,683 

Difference in  Difference as a
percentage
 %

spend 
£000 

 1,768 
(133) 

18
(8)

IMPLEMENTATION OF EXECUTIVE DIRECTOR REMUNERATION POLICY FOR 2017

After taking into consideration Group employees’ salary increases for the year to 31st July 2017, an increase of 3% of base 
salary was awarded to all Directors, except John M Smart who did not receive any salary increase.

John M Smart 
David W Smart 
Alasdair H Ross 
John R Smart 

.   
.   
.   
.   

. 
. 
. 
. 

.   
.   
.   
.   

. 
. 
. 
. 

 Base salary from 1st July 2016 
£   
105,000 
106,500 
106,500 
106,500 

.        
.        
.        
.        

. 
. 
. 
. 

. 
. 
. 
. 

Base salary from 1st July 2015
£
105,000
103,500
103,500
103,500

CONSIDERATIONS BY THE DIRECTORS OF MATTERS RELATING TO DIRECTORS’ REMUNERATION

The Chairman is responsible for determining Directors’ Remuneration.  No advice was sought in the year in considering 
Directors’ Remuneration.  

SUMMARY OF SHAREHOLDER VOTING AT THE 2015 AGM
The 2015 Directors’ Remuneration Report was put to the shareholders for their approval at the 2015 AGM.  The resolution 
was passed on a show of hands.  

Details of the proxy votes lodged, including those at the discretion of the Chairman, are as follows:

. 
. 

For 
.   
. 
. 
.   
Against 
Total votes cast (excluding votes withheld) 
Votes withheld 
. 
.   
Total votes cast (including votes withheld) 

.   
.   

.   

. 

.   
.   
. 
. 
. 

. 
. 
. 
. 
.  

 .    
 .    
. 
. 
.     

. 
. 
. 
. 
. 

Total number 
 of votes 
26,523,925 
           4,000 
26,527,925 
                  – 
  26,527,925 

. 
. 
. 
. 
. 

% of votes cast

99
        1
    100

Votes withheld are not included in the proxy figures as they are not recognised as a vote in law.

15th November 2016 

25

BY ORDER OF THE BOARD OF DIRECTORS 

Patricia Sweeney
Company Secretary

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
   
 
 
J. Smart & Co. (Contractors) PLC

STATEMENT OF DIRECTORS’ RESPONSIBILITIES 

31st JULY 2016

STATEMENT OF DIRECTORS’ RESPONSIBILITIES IN RESPECT OF THE ANNUAL REPORT AND STATEMENT OF ACCOUNTS

The  Directors  are  responsible  for  preparing  the  Annual  Report  and  the  Group  and  Parent  Company’s  Statement  of 
Accounts in accordance with applicable law and regulations.

Company law requires the Directors to prepare Group and Parent Company financial statements for each financial year.  
Under that law they are required to prepare the Group financial statements in accordance with International Financial 
Reporting Standards as adopted by the European Union (IFRSs as adopted by the EU) and applicable law and have elected 
to prepare the Parent Company financial statements on the same basis.

Under company law the Directors must not approve the financial statements unless they are satisfied that they give a true 
and fair view of the state of affairs of the Group and Parent Company and of their profit or loss for that period.  In preparing 
each of the Group and Parent Company financial statements, the Directors are required to:

− 

− 

− 

− 

select suitable accounting policies and then apply them consistently;

make judgements and estimates that are reasonable and prudent;

state whether they have been prepared in accordance with IFRSs as adopted by the EU; and

prepare  the  financial  statements  on  the  going  concern  basis  unless  it  is  inappropriate  to  presume  that  
the Group and the Parent Company will continue in business.

The Directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Group 
and Parent Company’s transactions and disclose with reasonable accuracy at any time the financial position of the Group 
and Parent Company and enable them to ensure that its financial statements comply with Companies Act 2006.  They 
have general responsibility for taking such steps as are reasonably open to them to safeguard the assets of the Group and 
to prevent and detect fraud and other irregularities.

Under  applicable  law  and  regulations,  the  Directors  are  also  responsible  for  preparing  the  Report  of  the  Directors, 
Strategic Report, Corporate Governance Statement and Directors’ Remuneration Report that complies with that law and 
those regulations.

The Directors are responsible for the maintenance and integrity of the corporate and financial information included on 
the Company’s website.  Legislation in the UK governing the preparation and dissemination of financial statements may 
differ from legislation in other jurisdictions.

DIRECTORS’ RESPONSIBILITY STATEMENT

Each of the Directors confirms to the best of their knowledge:
− 

the  financial  statements,  prepared  in  accordance  with  the  applicable  set  of  accounting  standards,  give  
a  true  and  fair  view  of  the  assets,  liabilities,  financial  position  and  profit  or  loss  of  the  Company  and  the  
undertakings included in the consolidation taken as a whole;
the  Report  of  the  Directors  and  the  Strategic  Report  include  a  fair  review  of  the  development  and  
performance  of  the  business  and  the  position  of  the  Company  and  undertakings  included  in  the  
consolidation  taken  as  a  whole,  together  with  a  description  of  the  principal  risks  and  uncertainties  that  
they face; and
the  Annual  Report  and  Statement  of  Accounts  taken  as  a  whole  are  fair,  balanced  and  understandable  
and  provide  the  information  necessary  for  the  shareholders  to  assess  the  Group’s  business  model,  
performance and strategy.

− 

− 

15th November 2016 

BY ORDER OF THE BOARD OF DIRECTORS 

Patricia Sweeney
Company Secretary

26

27

 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

INDEPENDENT REPORT OF THE AUDITORS  

31st JULY 2016

INDEPENDENT AUDITORS’ REPORT

to the memberS of J. Smart & co. (contractorS) Plc 

We have audited the financial statements of J. Smart & Co. (Contractors) PLC for the year ended 31st July 2016 which 
comprise the Consolidated Income Statement, the Consolidated Statement of Comprehensive Income, the Consolidated 
and  Company  Statement  of  Changes  in  Equity,  the  Consolidated  and  Company  Statement  of  Financial  Position,  the 
Consolidated and Company Statement of Cash Flows and related notes to the accounts.  The financial reporting framework 
that has been applied in their preparation is applicable law and International Financial Reporting Standards as adopted by 
the European Union (IFRSs as adopted by the EU) and, as regards the Parent Company financial statements, as applied in 
accordance with the provisions of the Companies Act 2006.
This report is made solely to the Company’s shareholders, as a body, in accordance with Chapter 3 of Part 16 of the 
Companies Act 2006.  Our audit work has been undertaken so that we might state to the Company’s shareholders those 
matters we are required to state to them in an auditor’s report and for no other purpose.  To the fullest extent permitted by 
law, we do not accept or assume responsibility to anyone other than the Company and the Company’s shareholders as a 
body, for our audit work, for this report, or for the opinions we have formed. 

RESPECTIVE RESPONSIBILITIES OF THE DIRECTORS AND AUDITORS 

As explained more fully in the Statement of Directors Responsibilities set out on page 26, the Directors are responsible for 
the preparation of the financial statements and for being satisfied that they give a true and fair view.  Our responsibility is 
to audit and express an opinion on the financial statements in accordance with applicable law and International Standards 
on Auditing (UK and Ireland) (ISAs (UK and Ireland)).  Those standards require us to comply with the Auditing Practices 
Board’s Ethical Standards for Auditors.

SCOPE OF THE AUDIT OF THE FINANCIAL STATEMENTS 

An  audit  involves  obtaining  evidence  about  the  amounts  and  disclosures  in  the  financial  statements  sufficient  to  give 
reasonable assurance that the financial statements are free from material misstatement, whether caused by fraud or error.  
This includes an assessment of: whether the accounting policies are appropriate to the Group’s and the Parent Company’s 
circumstances and have been consistently applied and adequately disclosed; the reasonableness of significant accounting 
estimates made by the Directors; and the overall presentation of the financial statements.  In addition we read all the 
financial and non-financial information in the Annual Report to identify material inconsistencies with the audited financial 
statements  and  to  identify  any  information  that  is  apparently  materially  incorrect  based  on,  or  materially  inconsistent 
with, the knowledge acquired by us in the course of performing the audit.  If we become aware of any apparent material 
misstatements or inconsistencies we consider the implications for our report.

OPINION ON FINANCIAL STATEMENTS 

In our opinion: 
–  the financial statements give a true and fair view of the state of the Group’s and of the Parent Company’s affairs as at 

31st July 2016 and of the Group’s profit for the year then ended;

−  the Group financial statements have been properly prepared in accordance with IFRSs as adopted by the EU;
−  the Parent Company financial statements have been properly prepared in accordance with IFRSs as adopted by the EU 

and as applied in accordance with the provisions of the Companies Act 2006; and 

−  the financial statements have been prepared in accordance with the requirements of the Companies Act 2006 and, as 

regards the Group financial statements, Article 4 of the IAS Regulations.

OUR ASSESSMENT OF RISK OF MATERIAL MISSTATEMENT

In arriving at our audit opinion above on the financial statements, the risks of material misstatement that had the greatest 
effect on our audit strategy, the allocation of our resources in the audit and directing the efforts of the audit team, were the 
valuation of the investment property portfolio, contract accounting estimates and revenue recognition.

26

27

J. Smart & Co. (Contractors) PLC

INDEPENDENT REPORT OF THE AUDITORS (continued) 

31st JULY 2016 

OUR APPLICATION OF MATERIALITY

We apply the concept of materiality both in planning and performing our audit, and in evaluating the effect of misstatements 
on our audit and on the financial statements. For the purposes of determining whether the financial statements are free from 
material misstatement we define materiality as the magnitude of misstatements that makes it probable that the economic 
decisions of a reasonably knowledgeable person relying on the financial statements would be changed or influenced. 

The  materiality  for  the  Group  financial  statements  as  a  whole  was  set  at  £537,000.  This  has  been  determined  with 
reference to a benchmark of Group total assets (of which it represents 0.5%) which we consider to be one of the principal 
considerations for members of the Company in assessing the financial position of the Group. We also considered the 
overall  property  portfolio  valuation  and  the  extent  and  significance  of  the  construction  business  in  concluding  on  the 
appropriate level of materiality.

We agreed with the Board of Directors to report to it all corrected and uncorrected misstatements we identified through 
our audit with a value in excess of £27,000, in addition to other audit misstatements below that threshold that we believe 
warranted reporting on qualitative grounds.

AN OVERVIEW OF THE SCOPE OF OUR AUDIT

The Group financial statements are a consolidation of the six trading entities including the Parent entity and the Group’s 
four Joint Ventures.  Except for the Joint Ventures where we focussed our work on the share of profits and net assets that 
are recognised in the Group accounts, all entities were audited.  In establishing the overall approach to the Group audit, we 
determined the type of audit work required to enable us to conclude whether sufficient audit evidence had been obtained 
as a basis for our opinion on the Group financial statements.

There were no changes to the scope of our audit in the current year.

The way in which we scoped our response to the risks identified above was as follows: 

VALUATION OF THE INVESTMENT PROPERTY PORTFOLIO

Risk:  The  valuation  of  investment  property  requires  significant  judgement  and  estimates  by  management. Any  input 
inaccuracies  or  unreasonable  bases  used  in  these  assumptions  (such  as  in  respect  of  estimated  rental  value  and  yield 
profile applied) could result in a material misstatement of the Income Statement and Statement of Financial Position.

Our response: Our audit procedures included among others:
–  Testing the integrity of the information used by the Directors in completing the valuation including agreement on a 

sample basis back to underlying leases;

–  Meeting with the Directors to challenge the valuation process, the performance of the portfolio and the significant 

assumptions and critical judgement areas, including future income and yields;

–  Reviewing the results of a valuation completed by a third party valuer of a sample of the property portfolio, comparing 

this to the Directors’ valuation and discussing the results with the Directors.

CONTRACT ACCOUNTING ESTIMATES

Risk: Judgement is required in preparing suitable estimates of the forecast costs and revenue on contracts. An error in the 
contract outcome could result in a material variance in the amount of profit or loss recognised to date and therefore also 
in the current period.

Our response: Our audit procedures included among others:
–  Substantive testing of contract revenues and costs;
–  Meeting with the Directors to challenge key judgements inherent in the forecast costs to complete that are crucial in 
determining revenue and margin to be recognised and the identification of loss making contracts and the quantum of 
loss provisions;

–  Performing site visits and reviewing contract terms for key contracts.

28

29

 
J. Smart & Co. (Contractors) PLC

INDEPENDENT REPORT OF THE AUDITORS (continued) 

31st JULY 2016 

AN OVERVIEW OF THE SCOPE OF OUR AUDIT (continued)

REVENUE RECOGNITION

Risk:  Revenue  recognition  including  the  timing  of  revenue  recognition  on  construction  contracts,  house  sales  and 
property  rental  income,  including  rental  incentives.  Performance  expectations  may  place  pressure  on  management  to 
distort revenue recognition. This may result in the overstatement or deferral of revenues.

Our response: Our audit procedures included among others:
–  Testing rental income to lease agreements, rental incentives and other property related income. 
–  Our approach to contract income is detailed above.
–  Substantive testing and analytical procedures in connection with revenue balances, including private house sales, to 

assess whether revenue has been recognised in the appropriate accounting period;

–  Assessment of whether revenue recognition policies adopted complied with IFRSs as adopted by the EU.

OPINION ON OTHER MATTERS PRESCRIBED BY THE COMPANIES ACT 2006 

In our opinion: 
–  the  part  of  the  Directors’  Remuneration  Report  to  be  audited  has  been  properly  prepared  in  accordance  with  the 

Companies Act 2006; and

−  the  information  given  in  the  Report  of  the  Directors  and  the  Strategic  Report  for  the  financial  year  for  which  the 

financial statements are prepared is consistent with the financial statements.

MATTERS ON WHICH WE ARE REQUIRED TO REPORT BY EXCEPTION 

We have nothing to report in respect of the following: 

Under the ISAs (UK and Ireland), we are required to report to you if, in our opinion, information in the Annual Report is:
−  materially inconsistent with the information in the audited financial statements; or
−  apparently materially incorrect based on, or materially inconsistent with, our knowledge of the Group acquired in the 

course of performing our audit; or

−  otherwise misleading.

In particular, we are required to consider whether we have identified any inconsistencies between our knowledge acquired 
during the audit and the Directors’ Statement that they consider the Annual Report is fair, balanced and understandable 
and whether the Annual Report appropriately discloses those matters that we communicated to the Board of Directors 
which we consider should have been disclosed.

28

29

J. Smart & Co. (Contractors) PLC

INDEPENDENT REPORT OF THE AUDITORS (continued) 

31st JULY 2016 

MATTERS ON WHICH WE ARE REQUIRED TO REPORT BY EXCEPTION (continued)

Under the Companies Act 2006 we are required to report to you if, in our opinion:

−  adequate accounting records have not been kept by the Parent Company, or returns adequate for our audit have not been 

received from branches not visited by us; or

−  the Parent Company financial statements and the part of the Directors’ Remuneration Report to be audited are not in 

agreement with the accounting records and returns; or

−  certain disclosures of Directors’ Remuneration specified by law are not made; or
−  we have not received all the information and explanations we require for our audit.

Under the Listing Rules we are required to review:

−  the Directors’ statement set out on page 8, in relation to going concern; and
−  the part of the Corporate Governance Statement relating to the Company’s compliance with the ten provisions of the 

UK Corporate Governance Code specified for our review.

STATEMENT  ON  THE  DIRECTORS’  ASSESSMENT  OF  THE  PRINCIPAL  RISKS  THAT  WOULD  THREATEN  THE  SOLVENCY  OR 
LIQUIDITY OF THE ENTITY

Under the ISAs (UK and Ireland) we are required to give a statement as to whether we have anything material to add or 
draw attention to in relation to:

−  the  Directors’  confirmation  in  the  Annual  Report  and  Statement  of  Accounts  that  they  have  carried  out  a  robust 
assessment  of  the  principal  risks  facing  the  entity,  including  those  that  would  threaten  its  business  model,  future 
performance, solvency or liquidity;

−  the disclosures in the Annual Report and Statement of Accounts that describe those risks and explain how they are 

being managed or mitigated;

−  the Directors’ statement in the financial statements about whether they consider it appropriate to adopt the going concern 
basis of accounting in preparing them, and their identification of any material uncertainties to the entity’s ability to 
continue to do so over the period of at least twelve months from the date of approval of the financial statements; and
−  the Directors’ explanation in the Annual Report and Statement of Accounts as to how they have assessed the prospects 
of  the  entity,  over  what  period  they  have  done  so  and  why  they  consider  that  period  to  be  appropriate,  and  their 
statement as to whether they have a reasonable expectation that the entity will be able to continue in operation and meet 
its liabilities as they fall due over the period of their assessment, including any related disclosures drawing attention to 
any necessary qualifications or assumptions.

We have nothing material to add or to draw attention to.

133 Finnieston Street 
glasgow 
G3 8HB 
15th November 2016 

Paula galloway
Senior Statutory Auditor
for and on behalf of FRENCH DUNCAN LLP
Statutory Auditor and Chartered Accountants

30

 
J. Smart & Co. (Contractors) PLC

CONSOLIDATED INCOME STATEMENT
for the year ended  31st JULY 2016 

Group construction activities  
. 
Less: Own construction work capitalised 

. 

REVENUE     
Cost of sales 

GROSS PROFIT 

. 
. 

. 

. 
. 

. 

Other operating income  . 
Net operating expenses  . 

. 
. 

. 

. 
. 

. 
. 

. 

. 
. 

. 
. 

. 
. 

. 

. 
. 

. 
. 

. 
. 

. 

. 
. 

. 
. 

. 
. 

. 

. 
. 

. 
. 

. 
. 

. 

. 
. 

OPERATING PROFIT BEFORE PROFIT ON SALE AND NET SURPLUS / (DEFICIT) 
ON VALUATION OF INVESTMENT PROPERTIES  . 

. 

. 

. 

Profit on sale of investment properties . 
Net surplus/(deficit) on valuation of investment properties 

. 

. 

. 

. 
. 
OPERATING PROFIT 
Share of profits  in Joint Ventures 
. 
Income from available for sale financial assets 
Profit on sale of available for sale financial assets 
. 
Finance income  . 

. 
. 

. 

. 

. 

PROFIT BEFORE TAX 

Taxation 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

PROFIT ATTRIBUTABLE TO EQUITY SHAREHOLDERS 

EARNINGS PER SHARE – BASIC AND DILUTED 

. 

. 
. 
. 
. 
. 

. 

. 

. 

. 

. 
. 

. 
. 
. 
. 
. 

. 

. 

. 

. 

. 
. 

. 
. 
. 
. 
. 

. 

. 

. 

. 

Notes 

2016 
£000 

2015 
£000

30,682 
   (1,655) 

21,556
    (737) 

29,027 
 (25,260) 

20,819
 (18,061)

3,767 

2,758

3 

5,520 
   (6,095) 

5,241
  (5,839) 

3,192 

2,160)

186 
        136) 

60
     (211)

5 
14 
6 

7 

3,514            2,009)
1,306

28  
1  
         191               200  

33  
14  
– 

3,752 

3,544  

8 

      (264) 

     (546) 

9               3,488            2,998 

11                7.61p           6.45p 

All activities in both the current and previous year relate to continuing operations. 

30

31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME 
for the year ended 31st JULY 2016

2016  
£000  

2015 
£000 

               3,488             2,998

      (10) 

        (46)   

                (10) 

       (46)

(2,256)  

                215 

(1,003)
     201

            (2,041) 

    (802)

             (2,051)              (848)

    1,437             2,150) 

  1,437  

        2,150)

PROFIT FOR THE YEAR 

. 

. 

. 

. 

. 

. 

OTHER COMPREHENSIVE LOSS   
Items that may be subsequently reclassified to Income Statement: 
Fair value adjustment of available for sale financial assets 

. 

TOTAL ITEMS WHICH MAY BE SUBSEQUENTLY 
RECLASSIFIED TO INCOME STATEMENT . 

. 

. 

. 

. 

. 

. 

Items that will not be subsequently reclassified to Income Statement: 
. 
Actuarial loss recognised in defined benefit pension scheme  
. 
. 
Deferred taxation on actuarial loss 

. 

. 

. 

TOTAL ITEMS THAT WILL NOT BE SUBSEQUENTLY 
RECLASSIFIED TO INCOME STATEMENT . 

. 

TOTAL OTHER COMPREHENSIVE LOSS  . 

. 

. 

. 

. 

. 

TOTAL COMPREHENSIVE INCOME FOR THE YEAR, NET OF TAX 

ATTRIBUTABLE TO EQUITY SHAREHOLDERS 

. 

. 

. 

. 

. 

. 

. 

32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY 
as at 31st JULY 2016

Capital 
  Share  Redemption 
Reserve 
 Capital 
£000 
  £000  

Fair Value 
Reserve 

Retained 
Total
Earnings 
£000                £000             £000

At 1st August 2014 

. 

. 

. 

936 

72 

–             87,474 

88,482

Profit for the year 
. 
Other comprehensive loss 
TOTAL COMPREHENSIVE (LOSS) / INCOME  
.    
FOR THE YEAR 

. 
. 

. 
. 

.   

. 

. 

    – 

–               2,998            2,998
           –                      –                  (46)             (802)             (848)

– 

           –                      –                  (46)           2,196)           2,150)

TRANSACTIONS WITH OWNERS, RECORDED DIRECTLY IN EQUITY 
Shares purchased and cancelled  
. 
Transfer to Capital Redemption Reserve 
. 
Dividends  

(17) 
– 
           – 

  – 
17 
           – 

. 

. 

. 

– 
– 
           – 

(814) 
(17) 
       (852) 

(831)
–
       (852)

TOTAL TRANSACTIONS WITH OWNERS  . 

        (17) 

          17 

           – 

    (1,683) 

     (1,683)

At 31st July 2015  . 

. 

. 

. 

       919 

         89 

        (46) 

     87,987 

    88,949

. 
Profit for the year 
. 
Other comprehensive loss 
. 
TOTAL COMPREHENSIVE (LOSS) / INCOME
.    

FOR THE YEAR 

 .   

. 
. 

. 

. 

    – 

– 
           –                     – 

– 
        (10) 

 3,488 
   (2,041) 

3,488
     (2,051)

           – 

           – 

        (10) 

    1,447  

     1,437

         2,436 
TRANSACTIONS WITH OWNERS, RECORDED DIRECTLY IN EQUITY 
Shares purchased and cancelled  
. 
Transfer to Capital Redemption Reserve 
. 
Dividends  

(13) 
– 
           – 

  – 
13 
           – 

. 

. 

. 

      3,064

–                (691) 
(13) 
– 
       (846) 
           – 

(704)
–
       (846)

TOTAL TRANSACTIONS WITH OWNERS  . 

        (13) 

          13 

           – 

   (1,550) 

    (1,550)

At 31st July 2016  . 

. 

. 

. 

       906 

        102 

        (56) 

   87,884 

      88,836

33

 
 
 
 
 
 
 
    
                               
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
   
J. Smart & Co. (Contractors) PLC

COMPANY STATEMENT OF CHANGES IN EQUITY 
as at 31st JULY 2016

Capital 
Share  Redemption  
Reserve 
£000 

Capital 
£000 

Retained  
Earnings 
£000 

Total
£000

936 

72 

12,953 

13,961

At 1st August 2014 

. 

Profit for the year 
. 
Other comprehensive loss 

. 

. 
. 

. 

. 
. 

. 

. 
. 

 – 
              – 

– 
             – 

TOTAL COMPREHENSIVE INCOME FOR THE YEAR 

             –                      – 

TRANSACTIONS WITH OWNERS, RECORDED DIRECTLY IN EQUITY
. 
Shares purchased and cancelled  
Transfer to Capital Redemption Reserve 
. 
Dividends  

             – 

. 
. 
.  

(17) 

. 

. 

. 

– 
–                    17  
             – 

1,811) 
      (802) 

    1,009) 

1,811)
       (802)

     1,009)

(814) 
(17) 
       (852) 

(831)
–
       (852)

TOTAL TRANSACTIONS WITH OWNERS  . 

. 

         (17) 

          17 

   (1,683) 

    (1,683)

At 31st July 2015  . 

. 

Profit for the year 
. 
Other comprehensive loss 

. 

. 
. 

. 

. 
. 

.               919                    89   

  12,279                 13,287

.     
. 

–                      – 
               – 

                – 

310  
   (2,041) 

310
    (2,041)

TOTAL COMPREHENSIVE LOSS FOR THE YEAR   

                – 

               – 

   ( 1,731) 

    (1,731)

TRANSACTIONS WITH OWNERS, RECORDED DIRECTLY IN EQUITY 
Shares purchased and cancelled  
. 
Transfer to Capital Redemption Reserve 
. 
Dividends  

(13) 
–  
                – 

.  
. 
. 

. 

. 

. 

– 
13 
              – 

(691) 
(13) 
      (846) 

(704)
–
       (846)

TOTAL TRANSACTIONS WITH OWNERS  . 

.                (13) 

          13 

   (1,550) 

      (1,550) 

At 31st July 2016  . 

. 

. 

. 

.                906 

        102 

    8,998 

   10,006 

34

 
 
 
 
           
 
 
 
 
 
 
 
 
   
 
          
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

CONSOLIDATED STATEMENT OF FINANCIAL POSITION
as at 31st JULY 2016

NON-CURRENT ASSETS 
Property, plant and equipment  . 
Investment properties 
. 
. 
Investments in Joint Ventures 
Available for sale financial assets 
. 
Retirement benefit surplus 
. 
. 
Deferred tax assets 

. 

. 

CURRENT ASSETS 
Inventories 
. 
Trade and other receivables 
. 
Current tax asset   
Monies held on deposit   
Cash and cash equivalents 

TOTAL ASSETS 

. 

. 

NON-CURRENT LIABILITIES 
. 
Deferred tax liabilities 

CURRENT LIABILITIES 
Trade and other payables 
Corporation tax liability  
. 
Bank overdraft 

TOTAL LIABILITIES 

NET ASSETS 

. 

. 

. 

EQUITY 
Called up share capital 
Capital redemption reserve  
Fair value reserve 
Retained earnings 

. 
. 

. 

TOTAL EQUITY 

. 

. 

. 
. 
. 
. 
. 

. 

. 

. 
. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
 . 
. 
. 

. 
. 
. 
. 
. 

. 

. 

. 
. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 

. 

. 
. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 

. 

. 
. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 

. 

. 
. 
. 

. 

. 

. 
. 
. 
. 

. 

  Notes 

12 
13 
14 
15 
26 
21 

16 
17 

18 
18 

21 

19 

22 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 

. 

. 
. 
. 

. 

. 

. 
. 
. 
.  

. 

2016  
£000  

1,382  
64,728  
263  
326  
33  
          41  

2015 
£000 

1,382
63,231
267
337 
1,472
          27 

   66,773  

   66,716

2,684  
6,369  
–  
5,519  
   26,785  

5,735
4,508 
995
3,502
   26,047 

   41,357    

   40,787

  108,130  

 107,503

     1,389   

     1,830

5,134  
143  
     12,628  

4,000
–
   12,724

   17,905  

   16,724

    19,294   

   18,554 

   88,836   

   88,949

906  
102  
(56) 
   87,884   

919
89
(46) 
   87,987 

   88,836  

   88,949 

The financial statements on pages 31 to 69 were approved by the Board of Directors and authorised for issue on 
15th November 2016 and were signed on its behalf by:

John m Smart 
Director 

Company Number SC025130

DaviD w Smart
Director

35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

COMPANY STATEMENT OF FINANCIAL POSITION
as at 31st JULY 2016

NON-CURRENT ASSETS 
Property, plant and equipment  . 
. 
Investments in Subsidiaries and Joint Ventures 
. 
Retirement benefit surplus 

. 

. 

. 

CURRENT ASSETS 
. 
Inventories 
Trade and other receivables 
Current tax asset  . 
Cash and cash equivalents  

. 

. 

TOTAL ASSETS 

. 

. 

NON-CURRENT LIABILITIES 
. 
Deferred tax liabilities 

CURRENT LIABILITIES 
Trade and other payables 

TOTAL LIABILITIES 

NET ASSETS 

. 

. 

. 

EQUITY 
Called up share capital 
Capital redemption reserve 
Retained earnings 

. 

. 

TOTAL EQUITY 

. 

. 

. 
. 
. 
. 

. 

. 

. 

. 

. 

. 
. 
. 

. 

. 
. 
. 
. 

. 

. 

. 

. 

. 

. 
. 
. 

. 

. 
. 
. 
. 

. 

. 

. 

. 

. 

. 
. 
. 

. 

  Notes 

12 
14 
26 

16 
17 

18 

21 

19 

22 

. 
. 
. 

. 
. 
. 
. 

. 

. 

. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 
. 
. 
. 

. 

. 

. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 
. 
. 
. 

. 

. 

. 

. 

. 

. 
. 
. 

. 

2016 
£000 

853 
708 
          33 

     1,594 

2,406 
6,009 
522 
     2,948 

   11,885 

2015 
£000 

857
708 
     1,472

     3,037

5,450
3,878 
1,453 
     2,505 

   13,286 

   13,479 

   16,323

          80 

        375 

     3,393 

     2,661

     3,473 

     3,036

   10,006 

   13,287 

906 
102 
     8,998 

919 
89
   12,279

    10,006 

      13,287 

The financial statements on pages 31 to 69 were approved by the Board of Directors and authorised for issue 
on 15th November 2016 and were signed on its behalf by:

John m Smart 
Director 

Company Number SC025130

DaviD w Smart
Director

36

37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

CONSOLIDATED STATEMENT OF CASH FLOWS 
for the year ended 31st JULY 2016

CASH FLOWS FROM OPERATING ACTIVITIES 

Tax received/(paid) . 

. 

. 

. 

. 

. 

NET CASH FLOWS FROM OPERATING ACTIVITIES 

. 

. 

. 

. 

. 

. 

. 

. 
. 

. 
. 

CASH FLOWS FROM INVESTING ACTIVITIES 
. 
Additions to property, plant and equipment 
Additions to investment properties 
. 
Expenditure on own work capitalised - investment properties 
. 
. 
. 
Sale of property, plant and equipment  . 
. 
. 
Sale of investment properties 
 . 
. 
. 
Purchase of available for sale financial assets   
. 
. 
Proceeds of sale of available for sale financial assets  
. 
. 
. 
Increase in monies held on deposit 
. 
. 
Interest received  . 
. 
. 
. 
Dividend received from Joint Ventures . 

. 
. 
. 

. 

. 

NET CASH FLOWS FROM INVESTING ACTIVITIES 

CASH FLOWS FROM FINANCING ACTIVITIES 
Purchase of own shares  . 
. 
Dividends paid 

. 
. 

. 
. 

. 

. 
. 

NET CASH FLOWS FROM FINANCING ACTIVITIES 

INCREASE IN CASH AND CASH EQUIVALENTS  . 

. 

. 
. 

. 

. 

CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 

. 

. 
. 

. 

. 

. 

  Notes 

.     23 (a) 

. 

. 

. 
. 
. 
. 
. 
. 
.  
. 
. 
. 

. 

. 
. 

. 

. 

2016 
£000 

5,197 

2015  
£000

4,991

      634) 

     (233)

    5,831 

   4,758)

(488) 
(45) 
(1,655) 
70 
525 
–) 
(1) 
(2,017) 
125 
         37 

(483)
(236) 
(737)
78
1,000
(383)
3,997
(3,502)
117
   2,327

   (3,447) 

   2,178)

(704) 
     (846) 

(831)
     (852)

  (1,550) 

  (1,683)

        834  

   5,253

.  23 (b) 

  13,323 

   8,070

CASH AND CASH EQUIVALENTS AT END OF YEAR  

. 

.  

.  23 (b) 

  14,157 

 13,323

36

37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
J. Smart & Co. (Contractors) PLC

COMPANY STATEMENT OF CASH FLOWS 
for the year ended 31st JULY 2016

CASH FLOWS FROM OPERATING ACTIVITIES 

Tax received 

. 

. 

. 

. 

. 

. 

NET CASH FLOWS FROM OPERATING ACTIVITIES 

CASH FLOWS FROM INVESTING ACTIVITIES
Purchase of property, plant and equipment 
Sale of property, plant and equipment  . 
. 
Interest received  . 
Dividend received from Joint Ventures  

. 

. 

. 
. 
. 
. 

NET CASH FLOWS FROM INVESTING ACTIVITIES 

CASH FLOWS FROM FINANCING ACTIVITIES 
Purchase of own shares  . 
. 
Dividends paid 

. 
. 

. 
. 

. 

. 
. 

NET CASH FLOWS FROM FINANCING ACTIVITIES 

INCREASE IN CASH AND CASH EQUIVALENTS  . 

. 

. 

. 

. 
. 
. 
. 

. 

. 
. 

. 

. 

CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 

CASH AND CASH EQUIVALENTS AT END OF YEAR 

. 

  Notes 

2016)  
£000)  

2015) 
£000)

.  24 (a) 

1,087)  

3,101)

. 

. 

. 
. 
. 
. 

. 

. 
. 

. 

. 

   1,084)  

     588)

   2,171)  

  3,689)

(286) 
59   
12  
        37)  

   (321)
54) 
20) 
  2,327)

     (178)  

  2,080)

(704) 
     (846) 

(831)
    (852)

  (1,550) 

  (1,683)

      443)  

  4,086)

.  24 (b) 

    2,505) 

 (1,581) 

.  24 (b) 

    2,948) 

         2,505)

. 

. 

. 

. 
. 
. 
. 

. 

. 
. 

. 

. 

. 

. 

38

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS 

31st JULY 2016

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES 

GENERAL INFORMATION 
J. Smart & Co. (Contractors) PLC which is the ultimate Parent Company of the J. Smart & Co. (Contractors) PLC 
Group is a public limited company registered in Scotland, incorporated in the United Kingdom and listed on the 
London Stock Exchange. 

STATEMENT OF COMPLIANCE 
The  accounts  are  prepared  in  accordance  with  International  Financial  Reporting  Standards  (IFRS)  and 
the 
International  Financial  Reporting  Interpretations  Committee  (IFRIC)  Interpretations  endorsed  by 
European Union (EU) and with those parts of the Companies Act 2006 applicable to companies reporting under 
IFRS. 

STANDARDS, AMENDMENTS TO STANDARDS AND INTERPRETATIONS EFFECTIVE IN THE YEAR TO 31st JULY 2016 

There have been no new International Financial Reporting Standards or amendments to existing standards which 
impact the Group’s financial statements in the year to 31st July 2016.

NEW STANDARDS, AMENDMENTS TO STANDARDS AND INTERPRETATIONS NOT YET APPLIED 

The following new standards, amendments to standards and interpretations relevant to the Group have been issued 
by the International Accounting Standards Board but are not yet effective for the Group and Company at the date 
of these financial statements, and have not been adopted early: 
•  IFRS 7: Financial Instruments: Disclosures (effective in the year ending 31st July 2017).
•  IFRS 9: Financial Instruments (effective in the year ending 31st July 2019).
•  IFRS 15: Revenue from Contracts with Customers (effective in the year ending 31st July 2019).
•  IFRS 16: Leases (effective in the year ending 31st July 2020).
The Directors are to fully consider the implications and impact on the financial statements of these Standards, 
especially IFRS 15 and IFRS 16. It is not currently practical to anticipate the financial impact of these Standards 
on the financial statements.

BASIS OF PREPARATION 
The accounts have been prepared on a going concern basis and under the historical cost convention except where 
the measurement of balances at fair value is required as noted below for investment properties, available for sale 
financial assets and assets held by defined benefit pension scheme.
The accounting policies set out below have been consistently applied to all periods presented in these accounts. 
The preparation of financial statements requires management to make estimates and assumptions concerning the 
future that may affect the application of accounting policies and the reported amounts of assets and liabilities and 
income and expenses. Management believes that the estimates and assumptions used in the preparation of these 
accounts are reasonable. However, actual outcomes may differ from those anticipated. 

38

39

J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES (continued)

CRITICAL ACCOUNTING ESTIMATES AND JUDGEMENTS 
INVESTMENT PROPERTIES 
Investment properties are revalued annually by the Directors in accordance with the RICS Valuation Standards. 
The valuations are subjective due to, among other factors, the individual nature of the property, its location and the 
expected future rental income.  As a result, the valuation of the Group’s investment property portfolio incorporated 
into the financial statements is subject to a degree of uncertainty and is made on the basis of assumptions which 
may prove to be inaccurate, particularly in periods of volatility or low transaction flow in the property market.
The assumptions used by the Directors are market standard assumptions in accordance with the RICS Valuation 
Standards and include matters such as tenure and tenancy details, ground conditions of the properties and their 
structural conditions, prevailing market yields and comparable market conditions.  If any of the assumptions used 
by the Directors prove to be incorrect this could result in the valuation of the Group’s investment property portfolio 
differing from the valuation incorporated into the financial statements and the difference could have a material 
effect on the financial statements.

LONG-TERM CONTRACT PROVISIONS 
Judgement is required in the area of provisions for losses on long-term contracts. The Directors take into account 
the estimated costs to complete and the percentage stage of completion of current contracts when determining the 
provision for losses. The Directors consider adequate, but not excessive provisions have been made in this respect. 

RETIREMENT BENEFIT OBLIGATION 
The valuation of the retirement benefit obligation is dependent upon a series of assumptions, mainly discount rates, 
mortality rates, investment returns, salary inflation and the rate of pension increases, which are determined after 
taking expert advice from the Group’s Actuary.  If different assumptions were used then this could materially affect 
the results disclosed in the financial statements.  These are set out in note 26 to the Accounts. 

BASIS OF CONSOLIDATION 
The  Group  accounts  consolidate  the  accounts  of  J.  Smart  &  Co.  (Contractors)  PLC  and  all  of  its  Subsidiaries 
made up to 31st July each year. Subsidiaries are entities controlled by the Company. Control is assumed where the 
Company has the power to govern the financial and operating policies of an entity so as to obtain benefits from its 
activities. 
Intra-group  balances  and  any  income  or  expenses  arising  from  intra-group  transactions  are  eliminated  in 
preparing the Group accounts. 
No income statement is presented for the Parent Company as provided by section 408 of the Companies Act 2006. 

BUSINESS COMBINATIONS AND GOODWILL
Subsidiaries  acquired  in  the  year  are  accounted  for  using  the  acquisition  method  of  accounting.    Identifiable 
assets acquired and liabilities assumed are measured at their fair values at the acquisition date. The consideration 
transferred for the acquisition is the fair value of the assets given, equity instruments issued and liabilities incurred 
or assumed at the acquisition date.  The excess of the cost of acquisition over the fair value of the Group’s share of 
the identifiable net assets acquired is recorded as goodwill.

40

J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES (continued)

INVESTMENT IN JOINT VENTURES 
Joint  Ventures  are  those  entities  over  which  the  Company  has  a  50%  holding  and  exercises  joint  control 
under  a  contractual  arrangement.  The  results  of  Joint  Venture  undertakings  are  accounted  for  using  the 
equity method of accounting. Under this method the investment is initially recorded at cost and is subsequently 
adjusted to reflect the Group’s share of the net profit or loss in the Joint Venture. 
The Accounts  of  the  Group’s  Joint  Ventures  have  been  prepared  in  accordance  with  UK  GAAP.  The  Group’s 
interest in the assets and liabilities of the Joint Ventures have only been restated in accordance with International 
Financial Reporting Standards where such restatement is considered material to an understanding of the Group’s 
interest.

CAPITAL MANAGEMENT 
Group  objectives  in  managing  capital  are  to  safeguard  the  interests  of  the  Company  to  operate  as  a  net 
debt-free going concern, of its employees to maintain wherever possible security of employment, remuneration 
and retirement provisions and of its shareholders to maintain continuity of dividends and stability of share price. 
The  capital  structure  of  the  Group  consists  of  issued  share  capital,  reserves  and  retained  earnings  represented 
predominantly by investment properties, working capital and cash. 
These  assets  are  purchased,  managed  and  maintained  by  the  Group’s  management  and  employees,  advised 
where  appropriate  by  independent  outside  professionals.  Refer  to  pages  12  and  13  of  this  report  for  details  of 
relevant risk factors and management measures.
The Group has sufficient cash reserves and readily realisable assets available to meet its foreseeable commitments. 

INVESTMENT PROPERTIES

Investment properties are properties, either owned by the Group or where the Group is a lessee under a finance 
lease, which are held for long-term rental income or for capital appreciation or both. Also, properties held under 
operating leases are accounted for as investment properties when the rest of the definition of an investment property 
is met.

Investment properties, whether completed or under development, are initially recognised at cost and revalued at the 
Balance Sheet date to fair value as determined by the Directors in accordance with the RICS Valuation Standards. 
Gains or losses arising from the changes in fair value are included in the Income Statement in the year in which 
they arise. In accordance with IAS 40: Investment Property, as the Group uses the fair value model, no depreciation 
is provided in respect of investment properties including integral plant. 
Additions to investment properties consist of costs of a capital nature and, in the case of investment properties 
under development, includes certain internal staff and associated costs directly attributable to the management of 
the developments under construction. 

PROPERTY, PLANT AND EQUIPMENT 
Items of property, plant and equipment are stated at cost less accumulated depreciation. 
Subsequent costs are included in the asset’s carrying value or recognised as a separate asset, as appropriate, only 
when it is probable that future economic benefits associated with the item will flow to the Group and the cost of 
them can be measured reliably. All other repairs and maintenance expenditure is charged to the Income Statement 
as incurred. 

40

41

J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES (continued)

DEPRECIATION 
Depreciation  is  provided  on  all  items  of  property,  plant  and  equipment,  other  than  investment  properties  and 
freehold land, at rates calculated to write off the cost of each asset over its expected useful life, as follows: 
Freehold buildings 
Plant and machinery 
Office furniture and fittings 
Motor vehicles 

-  over 40 to 66 years 
-  25% to 33 1⁄3% reducing balance 
-  20% to 33 1⁄3% reducing balance 
-  33 1⁄3% reducing balance 

IMPAIRMENT REVIEWS
PROPERTY, PLANT AND EQUIPMENT
Individual assets are grouped for impairment assessment purposes at the lowest level at which there are identifiable 
cash inflows independent of the cash inflows of other groups of assets.

The Group assesses at each Balance Sheet date whether there is an indication that an asset may be impaired.  If an 
indication exists the Group makes an estimate of the recoverable amount of each asset group, being the higher of 
its fair value less costs to sell and its value in use and is determined for an individual asset, unless the asset does not 
generate cash inflows that are largely independent of those from other assets or groups of assets.  An impairment 
loss is recognised where the recoverable amount is lower than the carrying value of assets.

If there is an indication that previously recognised impairment losses may have decreased or no longer exist, a 
reversal of the loss may be made.  The carrying amount of the asset is increased to its recoverable amount only up 
to the carrying amount that would have resulted, net of depreciation, had no impairment loss been recognised for 
the asset in prior years.

Impairment losses and any subsequent reversals are recognised in the Income Statement.

INVENTORIES AND WORK IN PROGRESS 
Inventories are valued at the lower of cost and net realisable value. 
Land held for development is included at the lower of cost and net realisable value. 
Work in progress other than long-term contract work in progress is valued at the lower of cost and net realisable 
value. 
Cost includes materials, on a first-in first-out basis and direct labour plus attributable overheads based on normal 
operating activity, where applicable. Net realisable value is the estimated selling price less anticipated disposal 
costs. 
Variations  and  claims  are  included  in  Revenue  where  it  is  probable  that  the  amount,  which  can  be  measured 
reliably, will be recovered from the customer.

LONG-TERM CONTRACTS 
Amounts recoverable on contracts which are included in debtors are stated at cost as defined above, plus attributable 
profit to the extent that this is reasonably certain after making provision for maintenance costs, less any losses 
incurred or foreseen in bringing contracts to completion, and less amounts received as progress payments. 
For any contracts where receipts exceed the book value of work done, the excess is included in trade and other 
payables as payments on account. 

INCOME TAX 
The  charge  for  current  UK  corporation  tax  is  based  on  results  for  the  year  as  adjusted  for  items  that  are  non-
assessable or disallowed and any adjustments for tax payable in respect of previous years. It is calculated using 
rates that have been enacted or substantially enacted at the Balance Sheet date.

42

J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES (continued)

DEFERRED TAXATION 
Deferred tax is provided using the liability method in respect of temporary differences between the carrying value 
of assets and liabilities in the financial statements and the corresponding tax bases used in the computation of 
taxable profit. Deferred tax is provided on all temporary differences.  The measurement of deferred tax reflects the 
tax consequences that would follow the manner in which the Group expects, at the end of the reporting period, to 
recover or settle the carrying amounts of its assets and liabilities for Investment Properties that are measured at 
fair value.
Deferred tax is determined using tax rates that have been enacted or substantially enacted by the Balance Sheet 
date and are expected to apply when the deferred tax asset is realised or the deferred tax liability is settled.  It is 
recognised in the Income Statement except when it relates to items credited or charged directly to Equity, in which 
case the deferred tax is also dealt with in Equity. 
Deferred  tax  assets  are  recognised  to  the  extent  that  it  is  probable  that  future  taxable  profits  will  be  available 
against which the temporary differences can be utilised. 

PENSIONS 
The  Group  operates  a  defined  benefit  pension  scheme,  which  was  closed  to  new  members  during  the  year 
to 31st July 2003 and which requires contributions to be made to an administered fund. 
The  obligations  of  the  scheme  represent  benefits  accruing  to  employees  and  are  measured  at  discounted 
present  value  while  scheme  assets  are  measured  at  their  fair  value.  The  discount  rate  used  is  the  yield  on 
AA credit rated corporate bonds that have maturity dates approximating to the terms of the Group’s obligations. 
The calculation is performed by a qualified actuary using the projected unit credit method. 
The  operating  and  financial  costs  of  such  plans  are  recognised  separately  in  the  Income  Statement,  service 
costs are spread systematically over the working lives of the employees concerned and financing costs are recognised 
in the year in which they arise.  Actuarial gains and losses are recognised immediately in the Consolidated Statement 
of Comprehensive Income. 
The Group also operates a defined contribution Group Personal Pension Plan for eligible employees. The plan is 
externally administered and professionally managed. Contributions payable are expensed to the Income Statement 
as incurred. 

LEASES 
Leases  are  classified  according  to  the  substance  of  the  transaction.  A  lease  that  transfers  substantially  all 
the risks and rewards of ownership to the lessee is classified as a finance lease. All other leases are classified as 
operating leases. 

GROUP AS A LESSEE 
In  accordance  with  IAS  40:  Investment  Property,  leases  of  investment  property  are  assessed  on  a  property 
by property basis.  Where future rentals are material, the properties are capitalised and treated as finance leases 
in accordance with IAS 17: Leases, otherwise properties are classified as operating leases and rentals payable are 
charged to the Income Statement on a straight line basis over the term of the lease.
Other leases are classified as operating leases and rentals payable are charged to the Income Statement on a straight 
line basis over the term of the lease. 

GROUP AS A LESSOR 
Properties leased out under operating leases are included in investment property, with rental income recognised on 
a straight line basis over the lease term. 

43

 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES (continued) 

REVENUE 
Revenue, which is stated net of value added tax, represents the invoiced value of goods sold, except in the case 
of long-term contracts where revenue represents the amounts received and receivable for work done in the year. 
The measurement and stage of completion of long-term contracts are based on valuations agreed with third party 
surveyors. 
Profits on long-term contracts are calculated in accordance with International Financial Reporting Standards and 
do not relate directly to revenue. Profit on current contracts is only taken at a stage near enough to completion 
for that profit to be reasonably certain after making provision for contingencies, whilst provision is made for all 
losses incurred to the accounting date together with any further losses that are foreseen in bringing contracts to 
completion. The value of construction work transferred to investment properties is excluded from revenue. 
Revenue  from  investment  properties  comprises  rental  income,  service  charges,  insurance  receivable  and  other 
recoveries, and is disclosed as other operating income in the Income Statement. 
Rental income from investment property leased out under an operating lease is recognised in the Income Statement 
on a straight line basis over the term of the lease. 
Revenue from private housing sales is recognised when transactions are legally completed.
Revenue from private housing sales under shared equity scheme are accounted for at fair value. 

FINANCIAL INSTRUMENTS 
Financial assets and financial liabilities are recognised in the Group’s Statement of Financial Position when the 
Group becomes a party to the contractual provision of the instrument. The principal treasury objective is to provide 
sufficient liquidity to meet operational cash requirements. The Group operates controlled treasury policies which 
are monitored by the Board to ensure that the needs of the Group are met as they arise. 

AVAILABLE FOR SALE FINANCIAL ASSETS 
Available for sale financial assets represent investments in quoted shares which are recognised at fair value at the 
year end. The movement in fair value is transferred directly to Equity and shown in a separately designated Fair 
Value Reserve. 

TRADE AND OTHER RECEIVABLES 
Trade  and  other  receivables  are  recognised  at  invoiced  value  less  provisions  for  impairment. A  provision  for 
impairment of trade receivables is established where there is objective evidence that the Group will not be able to 
collect all amounts due according to the terms of the receivables concerned. 

CASH AND CASH EQUIVALENTS 
Cash  and  cash  equivalents  comprise  cash  in  hand,  deposits  with  banks  and  other  short-term  highly  liquid 
investments  with  original  maturities  of  three  months  or  less.  For  the  Statement  of  Cash  Flows,  cash  and  cash 
equivalents consist of cash and cash equivalents as defined above, net of outstanding bank overdrafts.

MONIES HELD ON DEPOSIT 
Monies  held  on  deposit  with  original  maturity  dates  exceeding  three  months  are  disclosed  separately  in  the 
Statement of Financial Position.  As these monies originated from investing activities any movements in the year 
on these monies are disclosed under Investing Activities in the Statement of Cash Flows.

TRADE AND OTHER PAYABLES 
Trade and other payables are non-interest bearing and are recognised at invoiced amount. 

44

J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

1. 

ACCOUNTING POLICIES AND ESTIMATION TECHNIQUES (continued)

MEASUREMENT OF FAIR VALUES
A  number  of  the  Group’s  accounting  policies  and  disclosures  require  the  measurement  of  fair  values,  for  both 
financial and non-financial assets and liabilities.

When measuring the fair value of an asset or a liability, the Group uses market observable data as far as possible.  
Fair values are categorised into different levels in a fair value hierarchy based on the inputs used in the valuation 
techniques as follows:
•  Level 1: quoted prices (unadjusted) in active markets for identical assets or liabilities.
•  Level 2: inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either  
  directly (i.e. as prices) or indirectly (i.e. derived from prices).
•  Level 3: inputs for the asset or liability that are not based on observable market data (unobservable inputs).

If the inputs used to measure the fair value of an asset or a liability might be categorised in different levels of the 
fair value hierarchy, then the fair value measurement is categorised in its entirety in the same level of the fair value 
hierarchy as the lowest level input that is significant to the entire measurement.

The Group recognises transfers between levels of the fair value hierarchy at the end of the reporting period during 
which a change has occurred.

Further information about the assumptions made in measuring fair values is included in the following notes:
•  Note 13 – Investment Properties;
•  Note 15 – Available for Sale Financial Assets;
•  Note 20 – Financial Instruments;
•  Note 26 – Retirement Benefit Obligations.

DIVIDENDS 
Final Dividends are recognised as a liability in the year in which they are approved by the Company’s shareholders. 
Interim Dividends are recognised when they are paid. 

45

J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

2. 

SEGMENTAL INFORMATION 

IFRS 8: Operating Segments requires operating segments to be identified on the basis of internal reporting about 
components of the Group that are regularly reviewed by the chief operating decision maker to allow the allocation 
of resources to the segments and to assess their performance. The chief operating decision maker has been identified 
as the Board of Directors. 
All revenue arises from activities within the UK and therefore the Board of Directors does not consider the business 
from a geographical perspective. The operating segments are based on activity and performance of an operating 
segment is based on a measure of operating results.

External 
Revenue 

Internal 
Revenue 

£000) 

£000) 

29,027) 
    5,520) 

1,655) 
           –) 

Total 
Revenue 

£000) 

30,682) 
  5,520) 

Operating
Profit / (Loss)

2016) 
£000) 

(102) 
    3,616) 

2015)
£000)

–)
         –) 

   34,547) 

    1,655) 

36,202) 

    3,514) 

         –)

2016 
Construction activities 
Investment activities 

2015 
Construction activities 
Investment activities 

. 
. 

. 
. 

. 
. 

. 
. 

20,819) 
    5,241) 

737)             21,556) 
  5,241) 

           –) 

  26,060) 

       737) 

26,797) 

OPERATING PROFIT  
. 
Share of results of Joint Ventures 
Finance and investment income  

. 

. 
. 
. 

. 
. 
. 

PROFIT ON ORDINARY ACTIVITIES BEFORE TAX  

. 
. 
. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

 . 
.      
.       

. 

–) 
           –) 

           –) 

  3,514  
33  
205)
    3,752) 

(949)
  2,958) 

  2,009)

2,009) 
1,306)  
     229)

  3,544) 

Internal revenue relates to own work capitalised, all other internal transactions are eliminated on consolidation. 
The Group had sales from construction activities from two customers amounting to £14,467,000 (2015, sales from 
construction activities from three customers amounting to £11,764,000).

46

47

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

2. 

SEGMENTAL INFORMATION (continued) 

OTHER SEGMENTAL INFORMATION 

2016 
Construction activities 
Investment activities 
Joint Ventures 

. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

  Non-Current 
Asset Additions  Depreciation 
£000 

£000 

488) 
1,700) 
           –) 

465) 
–) 
           –) 

Allocation of corporation tax debtor 

. 

. 

. 

. 

. 

. 

. 

2015 
Construction activities 
Investment activities 
Joint Ventures 

. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

483) 
973) 
           –) 

450) 
–) 
           –) 

Allocation of corporation tax debtor 

. 

. 

. 

. 

. 

. 

. 

3. 

OTHER OPERATING INCOME

Rental income 
Service charges and insurance receivable 

. 

. 

. 

Direct property costs 

Net rental income 

. 

. 

. 

. 

. 

. 

. 
. 

. 

. 

. 
. 

. 

. 

. 
. 

. 

. 

. 
. 

. 

. 

. 
. 

. 

. 

. 
. 

. 

. 

Segment 

Segment 
Assets  Liabilities 
£000 

£000 

16,860) 
91,561) 
       263) 

4,749)
15,099)
            –)

108,684) 

19,848)

      (554) 

      (554)

108,130) 

   19,294)

20,241) 
87,654) 
       267) 

3,900)
15,313)
            –)

108,162) 

19,213)

      (659) 

     (659)

107,503) 

   18,554)

2016) 
£000) 

2015) 
£000

4,994) 
       526) 

4,764) 
       477) 

5,520) 

5,241) 
   (2,164)          (2,070) 
    3,171) 
    3,356)  

Direct property costs included £914,000 (2015, £830,000) in respect of investment properties that did not generate 
rental income in the year. 

46

47

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

4. 

STAFF COSTS AND DIRECTORS’ REMUNERATION 

Staff costs during the year amounted to: 
Wages, salaries and short term benefits. 
. 
. 
Social security costs 
. 
Post-employment benefits 

. 
. 

.  . 
.  . 
.  . 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

The average weekly number of employees during the year was made up as follows: 

Construction and related services. 
Office and management . 

. 

Directors’ remuneration: 

– Salaries and short term benefits 
. 
– Post-employment benefits 

. 
. 

. 
. 

.  . 
.  . 

.  . 
.  . 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
 . 

. 
.  

. 
. 

. 
. 

2016) 
£000) 

2015) 
£000) 

9,784) 
1,051) 
        843) 

8,269)         
850)  
       789)  

   11,678)  

     9,908)  

No.) 

No.) 

275) 
          23)  

224) 
         22) 

        298)  

       246) 

£000) 
454) 
          59) 

£000) 
445)
         58)

        513) 

       503) 

David W Smart and Alasdair H Ross are members of the Group’s defined benefit pension scheme.

John R Smart is a member of the Group’s defined contribution Group Personal Pension Plan.

Key management is comprised solely of the Directors of the Company. Full details of Directors’ remuneration is 
given in the Directors’ Remuneration Report on pages 20 to 25.

5. 

OPERATING PROFIT

This is stated after charging/(crediting):
. 
Cost of inventories recognised as an expense  . 
.  . 
. 
Staff costs (per note 4)  . 
.  . 
. 
Hire of plant and machinery 
.  . 
Contingent rents . 
. 
. 
.  . 
Depreciation of owned assets 
Profit on disposal of property, plant and equipment 
. 
Auditors’ remuneration and expenses – audit services 

. 
. 
. 
. 

. 
. 
. 
. 

. 

. 
. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 
. 

The auditors’ fees for the Parent Company are £50,000 (2015, £50,000). 

6. 

INCOME FROM INVESTMENTS 

Dividend income from available for sale financial assets 

. 

7. 

FINANCE INCOME 

. 

) 

Income: 

Interest on short term deposits  . 
. 

. 
  Other interest 
. 
. 
  Net interest income on retirement benefit obligations  

. 
. 

. 
. 

. 

. 
. 
. 
. 
. 
. 
. 

. 

.  
. 
. 

. 
. 
. 
. 
. 
. 
. 

. 

. 
. 
. 

7,074) 
11,678) 
651) 
75) 
465) 
(47) 

        104)    

2,597) 
9,908) 
430) 
68)
450)
(47) 
       110)

          14) 

         28

111) 
14) 
          66) 

95)
22)
         83)

        191) 

      200)

48

49

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

8. 

TAXATION  

UK Corporation Tax
Current tax on income for the year 
Corporation tax over provided in previous years 

. 

. 

Deferred taxation (note 21) 

. 

. 

Current Tax Reconciliation  
Profit on ordinary activities before tax . 
. 
Share of  profits of Joint Ventures 

. 

. 
. 

. 
. 

. 

. 
. 

. 
. 

. 

. 
. 

. 

. 

. 

Current tax at 20.00% (2015, 20.67%) . 
Effects of: 
Expenses not deductible for tax purposes 
. 
Other timing differences  
. 
Tangible asset differences 
Non taxable income 
. 
. 
Deferred tax asset not recognised 
Effect of indexation allowances . 
Effect of change in tax rate 
. 
Adjustments to corporation tax charge in respect of prior years 
Adjustment to deferred tax charge in respect of prior years  . 

. 
. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 

. 
. 

. 

. 
. 

. 

. 
. 
. 
. 
. 
. 
. 
. 
. 

. 
. 

. 

. 
. 

. 

. 
. 
. 
. 
. 
. 
. 
. 
. 

. 
. 

) 

. 

. 
. 

. 

. 
.    
.    
. 
. 
. 
. 
. 
. 

2016)  
£000) 

       2015) 
£000)

512)      

          (8) 

262)
       (36)

504) 

226)

       (240) 

       320)

        264) 

      546)

3,752) 
       (33) 

3,544)
  (1,306)

     3,719) 

   2,238)

744)      

463)

6) 
10  
–  
(67)     
–) 
–)   
(421)   
        (8) 
            –) 

3)
–)
2)
(5)
48)
(17)
(10)
         (36)
        98)

        264) 

      546)

The  Finance Act  2015,  which  received  Royal Assent  on  26th  March  2015  stated  that  the  UK  corporation  tax 
rate would reduce to 20% for financial years commencing 1st April 2015.  The Finance (No.2) Act 2015, which 
received Royal Assent on 18th November 2015, reduced the UK corporation tax rate to 19% for financial years 
commencing 1st April 2017 to 1st April 2019 and to 18% for financial year commencing 1st April 2020.  The 
Finance Act 2016, which received Royal Assent on 15th September 2016, reduced the rate to 17% for financial 
years commencing 1st April 2020.

The effective corporation tax rate is 20.00% (2015, 20.67%) being the average rate applicable over the period.  
Deferred tax provisions have been calculated using the 18% rate.

In  addition  to  amounts  charged  to  the  Income  Statement,  a  deferred  tax  credit  of  £215,000  (2015,  £201,000) 
relating to actuarial losses on the defined benefit pension scheme has been recognised directly to Equity. 

The value of the deferred tax asset in respect of Capital Losses not recognised in the financial statements amounted 
to £1,340,000 (2015, £1,550,000).

There are no income tax consequences attached to dividends paid or proposed by the Company to its shareholders.

9. 

PROFIT  FOR THE FINANCIAL YEAR  )

Dealt with in the accounts of the Parent Company 
. 
Retained by Subsidiary and Joint Venture Companies 

. 
. 

. 
. 

. 
. 

. 
. 

310) 
     3,178) 

(1,811)
   1,187

    3,488) 

    2,998)

48

49

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

10. 

DIVIDENDS 

2014 Final Dividend of 2.04p per share, after waivers 
2015 Interim Dividend of 0.92p per share 
.  
2015 Final Dividend of 2.10p per share, after waivers 
. 
2016 Interim Dividend of 0.92p per share 

. 

. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

2016)  
£000) 

       2015) 
£000)

–) 
–) 
425) 
       421) 

428)
424)
–)
           –)

       846) 

       852) 

The  Board  is  proposing  a  Final  Dividend  of  2.15p  per  share  (2015,  2.10p)  which,  after  waivers  will  cost  the 
Company no more than £421,000. 

The proposed Final Dividend is subject to approval by the shareholders at the Annual General Meeting and has not 
been included as a liability in these financial statements. 

11. 

 EARNINGS PER SHARE 

Profit) 
attributable) 
to Equity) 
shareholders) 
£000)

Basic)
Earnings)   
per share) 

Year to 31st July 2016 

. 

Year to 31st July 2015 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

.  

. 

. 

    3,488) 

     7.61p 

         2,998) 

     6.45p

Basic earnings per share are calculated by dividing the profit attributable to equity shareholders by the weighted 
average number of shares in issue during the year.

The weighted average number of shares for the year to 31st July 2016 amounted to 45,845,000 (2015, 46,516,000).

There is no difference between basic and diluted earnings per share.

50

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016

12. 

PROPERTY, PLANT AND EQUIPMENT

(a) GROUP 

Cost: 
  At 1st August 2015 
  Additions 
  Disposals 

. 
. 

  At 31st July 2016 

. 
. 
. 

. 

Depreciation:  
  At 1st August 2015 
. 
  Provided during year . 
. 
  Disposals 

. 

  At 31st July 2016 

Net book value: 
  At 31st July 2016 

Cost: 
  At 1st August 2014 
  Additions 
  Disposals 

. 
. 

  At 31st July 2015 

. 

. 

. 
. 
. 

. 

Depreciation: 
. 
  At 1st August 2014 
  Provided during year . 
. 
  Disposals 

. 

  At 31st July 2015 

Net book value: 
  At 31st July 2015 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

Land and 
buildings 
Freehold 
£000 

Plant,)
equipment)
and vehicles) 
£000) 

Total) 
£000) 

896 
– 
            – 

5,760) 
488) 
       (328) 

6,656) 
488
       (328)

        896 

      5,920) 

       6,816)

534 
19 
            – 

4,740) 
446) 
        (305) 

5,274) 
465) 
      (305)

        553 

      4,881) 

       5,434)

        343 

      1,039) 

       1,382)

896 
– 
            – 

5,720) 
483) 
        (443) 

6,616) 
483)
       (443)

        896 

      5,760) 

     6,656)

515 
19 
            – 

4,721) 
431) 
        (412) 

5,236) 
450) 
       (412) 

        534 

      4,740) 

     5,274)

        362 

      1,020) 

     1,382) 

Included within Freehold Land and Buildings is land costing £13,000 (2015, £13,000) which is not depreciated.

50

51

 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

Plant,) 
 Land and) 
 buildings) 
equipment) 
 Freehold)  and vehicles) 
£000) 

£000) 

Total)
£000)

. 
. 
.            
. 

361) 
–) 
–) 
             –) 

2,719) 
286) 
(230) 
          (46) 

3,080) 
286) 
(230)
         (46) 

. 

        361) 

      2,729) 

     3,090)

. 
. 
.            
. 

110) 
5) 
–) 
             –) 

2,113) 
265) 
(216) 
          (40) 

2,223) 
270)
(216)
         (40) 

. 

. 

         115) 

      2,122) 

     2,237)             

         246) 

         607) 

        853)

. 
.        
. 

361) 
–) 
            –) 

2,685) 
321) 
       (287) 

3,046)
321)
       (287)

. 

. 
. 
. 

. 

. 

         361) 

      2,719)  

     3,080)

105) 
5) 
            –) 

         110) 

2,114) 
260) 
       (261) 

2,219) 
265)
       (261)

      2,113) 

     2,223)

         251) 

         606) 

        857)

. 
. 
.  
. 

. 

. 
. 
.  
. 

.  

. 

. 
. 
. 

. 

. 
. 
. 

 . 

.  

12. 

PROPERTY, PLANT AND EQUIPMENT (continued) 

(b) COMPANY 

Cost: 
  At 1st August 2015 
. 
  Additions 
  Disposals 
. 
  Group transfers 

  At 31st July 2016 

. 
. 
. 
. 

. 

Depreciation: 
  At 1st August 2015 
. 
  Provided during year . 
. 
. 
  Disposals 
. 
  Group transfers 

  At 31st July 2016 
) 
Net book value: 
  At 31st July 2016 

Cost: 
  At 1st August 2014 
  Additions 
  Disposals 

. 
. 

  At 31st July 2015 

. 

. 

. 
. 
. 

. 

Depreciation: 
  At 1st August 2014 
. 
  Provided during year . 
. 
  Disposals 

. 

  At 31st July 2015 

Net book value: 
  At 31st July 2015 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 

. 
. 
. 

. 

. 
. 
. 

. 

. 

. 
. 
. 
. 

.  

. 
. 
. 
. 

.  

. 

. 
. 
. 

. 

.  
. 
. 

. 

. 

52

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016

13. 

INVESTMENT PROPERTIES 

Cost or valuation: 
  At 1st August 2015 
  Additions 
  Disposals 

. 
. 
. 
. 
. 
(Deficit)/surplus on valuation 

. 
. 
. 

  At 31st July 2016 

. 

Cost or valuation: 
  At 1st August 2014 
. 
  Additions 
. 
. 
  Disposals 
  Deficit on valuation  . 

. 
. 

  At 31st July 2015 

. 

. 

. 
. 
. 
. 

. 

Land and) 
buildings) 
Freehold) 
£000) 

55,330) 
1,664) 
(339) 
         (25) 

Land and)
buildings)
Leasehold) 
£000) 

Total  
£000) 

7,901) 
36) 
–) 
          161) 

63,231) 
1,700) 
(339)
         136) 

    56,630) 

       8,098) 

     64,728)

55,084) 
431) 
(135) 
         (50) 

8,525) 
542) 
(1,005) 
        (161) 

63,609)
973)
(1,140)
        (211) 

    55,330) 

       7,901) 

      63,231)

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
. 

. 

. 
. 
. 
.  

. 

. 
. 
. 
.  

. 

Valuation Process
The Group’s investment properties are valued by John M Smart, MRICS and David W Smart, MRICS, who are 
Directors of the Parent Company, on the basis of fair value, in accordance with the RICS Valuation – Professional 
Standards (January 2014), Global and UK Edition.  As in previous years, external valuers have reviewed a sample 
of the Group’s investment properties and provided a report to the Group detailing the valuations they would have 
placed on the sample of investment properties reviewed.  The valuations prepared by the Directors and the external 
valuers are compared to ensure that there are no material variations between the valuations. 

Investment properties, excluding ongoing developments, are valued using the investment method of valuation.  
This  approach  involves  applying  capitalisation  yields  to  current  and  estimated  future  rental  streams  and  then 
allowing for voids arising from vacancies and rent free periods and associated running costs.  The capitalisation 
yields and rental values are based on comparable property and leasing transactions in the market, using the valuers’ 
professional judgment and market observations.  Other factors taken into account in the valuations include the 
tenure of the property, tenancy details and ground and structural conditions.

In the case of ongoing developments, the approach applied is the residual method of valuation, which is the same as 
the investment method, as described above, with a deduction for all costs necessary to complete the development, 
together with a further allowance for remaining risk.

In accordance with IAS 40: Investment Property, net annual surpluses or deficits are taken to the Income Statement 
and no depreciation is provided in respect of these properties.

53

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016

13. 

INVESTMENT PROPERTIES (continued)

The Group considers all of its investment properties fall within ‘Level 3’ of the fair value hierarchy as described 
by IFRS 13: Fair Value Measurement.  Level 3 valuations are those using inputs for the asset or liability that are 
not based on observable market data.  The main unobservable inputs relate to estimated rental value and equivalent 
yield.  There have been no transfers of properties in the fair value hierarchy in the financial year.  The table below 
summarises the key unobservable inputs used in the valuation of the Group’s investment properties as at 31st July 
2016:

Fair Value 
at 31 July 
2016 
£000 

17,845 
46,883 

Investment
Commercial 
Industrial 

      Estimated Rental Value 
£ per sq ft 
Low  Average   High 

9.00 
4.00 

12.00 
5.75 

15.00 
7.50 

Equivalent Yield
%
High

Low  Average 

8.0 
8.6 

10.3 
8.9 

11.5
10.1

The following table illustrates the impact of changes in the key unobservable inputs (in isolation) on the fair value 
of the Group’s investment properties as at 31st July 2016:

Fair Value 
at 31 July 
2016 
£000 

17,845 
46,883 

      5% change in estimated 
rental value 
Decrease 
£000 

Increase 
     £000 

   25bps change in equivalent 
yield
    Increase
 £000

 Decrease 
£000 

906 
2,257 

(906) 
(2,257) 

494 
1,289 

(472)
(1,220)

Investment
Commercial 
Industrial 

The Group had obligations of £nil (2015, £1,269,000) in respect of developments and repair costs of investment 
properties at the Balance Sheet date.

54

 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

14. 

INVESTMENTS 

Shares in Subsidiaries at Cost  . 
. 
Joint Ventures 

. 

. 

Group 

2016 
£000 

2015 
£000 

Company 

2016) 
£000) 

2015) 
£000) 

. 
. 

. 
. 

. 
. 

– 
         263 

– 
         267 

708) 
             –) 

708) 
            – )

         263 

         267 

         708)  

         708) 

(a) JOINT VENTURES 
At 31st July 2015 the Directors considered Prestonfield Development Company Limited to be a material associate 
and the following table summarises the financial information of that company as included in its own financial 
statements,  adjusted  for  differences  in  accounting  policies  for  the  year  to  31st  July  2015.  At  31st  July  2016 
Prestonfield Development Company Limited is no longer considered to be a material associate.

Current assets (including cash and cash equivalents of £430,000) 

. 

Current liabilities (including current financial liabilities excluding trade 
and other payables and provisions of £nil) 

. 

. 

. 

. 

Net assets . 

. 

. 

Group’s share of net assets 

. 

. 

. 

. 

. 
. 
Revenue  . 
Profit on sale of investment property 
 . 
Profit and total comprehensive income  . 

. 

. 

. 

. 

. 
. 
. 

. 

. 

. 
. 
. 

Group’s share of profit and total comprehensive income 
Dividend received 

. 

. 

. 

. 

. 

. 

. 

. 
. 
. 

. 
. 

. 

. 

. 
. 
. 

. 
. 

. 

. 

.      

. 

. 
. 
. 

. 
. 

. 

. 

. 

. 

. 
. 
. 

. 
. 

2016) 
£000)  

454) 

2015)
£000)

454)

        (372) 

        (372)

           82) 

           82)

           41) 

           41)

388) 
2,516) 
      2,533) 

388)
2,516)
      2,533)

      1,267)           1,267)
     (2,325)
     (2,325) 

     (1,058) 

     (1,058)

At 31st July 2016 the Group’s interests in its Joint Venture Companies are not considered to be material and the 
aggregate financial information for these associate companies is as follows:

Aggregate carrying amount of individually immaterial associates  . 

Aggregate carrying amount of the Group’s share of:    
. 
Profit from continuing activities 

. 

. 

Total comprehensive income 

Dividend received 

. 

. 

. 

. 

 . 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

. 

2016) 
£000)  

20151 
£000)

         263) 

         226)

           33) 

           39)

           33) 

           39)

          (37) 
            (4) 

            (2)

           37)

1. Excludes Prestonfield Development Company Limited 

The Group accounts for all Joint Ventures using the equity method of accounting.

55

 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016

14. 

INVESTMENTS (continued) 

(a) JOINT VENTURES (continued) 

Name of Joint Venture 
Prestonfield Development Company Limited 
Northrigg Limited 
Duff Street Limited 
Invertiel Developments Limited 

Registered in and 
Principal Country 
of Operation 
Scotland 
Scotland 
Scotland 
Scotland 

J. Smart & Co. (Contractors) PLC 
Interest in Joint Venture’s Capital 
50% 
50% 
50% 
50% 

Name of Joint Venture 

Jointly managed with 

Issued Share capital 

Prestonfield Development  
Company Limited 

Westerwood 
Limited 

Northrigg Limited  

William Sanderson 

Duff Street Limited 

Kiltane Developments 
Limited 

Invertiel Developments  
Limited 

DKG Estates LLP 

2 ordinary £1 shares 
split equally into A & B
shares and ranking
equally in all respects

2 ordinary £1 
shares split equally
into A & B shares
and ranking equally
in all respects 

100 ordinary £1 
shares split equally
into A & B shares
and ranking equally
in all respects

100 ordinary £1 
shares split equally
into A & B shares
and ranking equally
in all respects 

Issued shares held
by J. Smart & Co.
(Contractors) PLC

1 B Share

1 A Share

50 A Shares

50 A Shares 

All  of  the  Joint  Venture  companies  were  established  for  the  purposes  of  property  development  and  all  have 
accounting years ending on 31st July. 

56

57

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016

14. 

INVESTMENTS (continued) 

(b) SUBSIDIARIES 

At 1st August 2015 and 31st July 2016  

. 

. 

. 

. 

. 

. 

2016) 
£000) 
         708) 

2015)
£000)
        708)

At 31st July 2016 the Company held the entire issued share capital of the following companies, all of which are 
registered in and operate in Scotland: 

McGowan and Company (Contractors) Limited  Plumbing contractors 
Cramond Real Estate Company Limited 
Thomas Menzies (Builders) Limited 
Concrete Products (Kirkcaldy) Limited 
C. & W. Assets Limited 

Investment holding 
Civil Engineering contractors 
Manufacture of concrete building products 
Property company

15.   AVAILABLE FOR SALE FINANCIAL ASSETS 

Group 

2016) 
£000) 

2015) 
£000) 

Listed investments 

. 

. 

. 

. 

. 

. 

. 

. 

. 

         326) 

        337)

Fair value movement on shares held at 31st July 2016 before tax amounted to £(10,000) (2015, £(46,000)).

There has been no impairment adjustment on available for sale financial assets in this or the previous year.

As the Group’s available for sale financial assets consisted entirely of equities of companies listed on quoted markets 
then these fall within ‘Level 1’ of the fair value hierarchy as described by IFRS 13: Fair Value Measurement.  Level 
1 valuations are those using inputs which are quoted prices (unadjusted) in active markets for identical assets or 
liabilities the Company can access at the year end date.

56

57

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

16. 

INVENTORIES 

. 
Long-term contract balances 
. 
Work in progress . 
Land held for development 
. 
Raw materials and consumables 
. 
Finished goods 

. 

. 

. 

. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

CONTRACTS IN PROGRESS AT 
THE BALANCE SHEET DATE: 
Aggregate amount of costs incurred and 
recognised profits less recognised losses to date 
. 
Retentions outstanding  . 
. 
. 
Advances received 

. 
. 

. 
. 

Net value of contracts in progress 

. 

17. 

TRADE AND OTHER RECEIVABLES 

. 

CURRENT ASSETS: 
Trade receivables  
. 
Amounts owed by Subsidiaries . 
. 
Other receivables  
Prepayments and accrued income 
Amounts recoverable on contracts 
Loans to Joint Venture companies 

. 

. 
. 
. 
. 
. 
. 

. 

. 
. 
. 
. 
. 
. 

2016) 
£000) 
55) 
420) 
1,953) 
168) 
        88) 

   2,684) 

Group 

Company 

2015) 
£000) 
113) 
3,402) 
1,908) 
147) 
       165) 

2016) 
£000) 
–) 
420) 
1,953) 
33)  
           –) 

2015) 
£000) 
107)
3,402)
1,908)
33) 
           –)

    5,735) 

   2,406) 

    5,450)

20,948) 
534) 
 (22,060) 

13,106) 
419) 
(13,763) 

19,471) 
534) 
(20,724) 

12,009)
419)
 (12,879)

     (578) 

      (238) 

     (719) 

      (451)

2,342  
–  
147  
381  
2,402  
   1,097  

   6,369  

1,182  
–  
168  
417  
1,645  
   1,096  

454  
1,688  
163  
291  
2,316  
   1,097  

105  
779  
152  
308  
1,438  

    1,096

    4,508  

   6,009  

    3,878

 . 
 . 
 . 
 . 
 . 

 . 
 . 
 . 

 . 

. 
. 
. 
. 
. 
. 

Trade receivables are shown net of provision for doubtful debts of £30,000 (2015, £56,000).

The ageing of past due but not impaired trade debtors is as follows:

Less than 30 days 
30 to 60 days 
 Greater than 60 days 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

1,870  
281  
      191  

   2,342  

685  
458  
        39  

422  
32  
           –  

105
–
           –

   1,182  

       454  

       105

Trade receivables includes £220,000 (2015, £481,000) in respect of outstanding retentions. 

The loans to Joint Venture companies (note 14(a)) are repayable on demand. The Group has charged interest on 
one loan to a Joint Venture Company at a rate of 1% above the Group’s banker’s base rate. 

The Directors consider that the carrying amount of trade and other receivables approximates to their fair value.

58

59

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016

18. 

BANK 

Cash and cash equivalents comprise the following: 

Group 

Cash at bank and on hand 
. 
Short term deposits 

. 
. 

. 
. 

. 
. 

. 
. 

2016 
£000  
13,837 
   12,948 

2015 
£000 
11,220 
   14,827 

Company

2016 
£000  
22,948 
            – 

2015
£000
2,505
            –

   26,785 

   26,047 

     2,948 

     2,505

Monies held on deposit are held in bank accounts which have original maturity dates exceeding three months and 
therefore do not meet the criteria of cash and cash equivalents as defined in IAS 7: Statement of Cash Flows.

The  bank  has  been  granted  guarantees  and  letters  of  offset  by  each  member  of  the  Group  in  favour  of 
the bank on account of all other members of the Group as a continuing security for all monies, obligations and 
liabilities owing or incurred to the bank. 

19. 

TRADE AND OTHER PAYABLES 

. 

CURRENT LIABILITIES:
Trade payables 
. 
Amounts owed to Subsidiaries  . 
Other taxes and social security costs 
Other creditors and accruals 

. 

. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

1,629 
– 
498 
     3,007 

     5,134 

1,382 
– 
282 
     2,336 

893 
118 
172 
    2,210 

877 
122 
166
     1,496 

     4,000 

    3,393 

     2,661

20. 

FINANCIAL INSTRUMENTS 

The Group’s financial instruments comprise of bank balances and cash, available for sale financial assets, trade 
receivables and trade payables. The amounts presented in relation to trade receivables are net of allowances for 
doubtful receivables. 

The carrying amount of these assets approximates to their fair value. 

CREDIT RISK 

In relation to the Group’s financial assets, the Group has no significant concentration of credit risk, as exposure is 
spread over a number of counterparties and customers. 

There is no significant impairment loss recognised or significant receivables that are past due but not impaired.

The Group has assessed that there is no significant credit risk in relation to loans to Joint Venture companies given 
the underlying value of the assets held by these entities.

IFRS 7:  Financial  Instrument  Disclosures  requires  a  company 
to  undertake  a  sensitivity  analysis 
on  its  financial  instruments  which  are  affected  by  changes  in  interest  rates.  The  Group  financial 
instruments  affected  by  interest  rate  fluctuations  are  bank  deposits  and  bank  overdrafts.    Based  on  the 
Group’s  net  position  at  the  year  end,  a  1%  increase  or  decrease  in  the  interest  rates  would  change  the 
Group’s  profit  before  tax  by  approximately  £196,000  and  £111,000  respectively  (2015,  £173,000  and  £96,000 
respectively).

58

59

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

21. 

DEFERRED TAXATION 

DEFERRED TAX ASSETS    

GROUP 

. 
At 1st August 2014 
Credited to Income Statement  . 

. 

At 31st July 2015 

. 

. 

Credited to Income Statement  . 

At 31st July 2016 

. 

. 

. 
. 

. 

. 

. 

. 
. 

. 

. 

. 

. 
. 

. 

. 

.  

. 
. 

. 

. 

. 

. 
. 

. 

. 

. 

. 
. 

. 

. 

. 

. 
. 

. 

. 

. 

. 
. 

. 

. 

. 

. 
. 

. 

. 

. 

Other  

£000
23
            4)

           27

          14

          41

Deferred  tax  assets  arising  in  respect  of  valuation  surpluses  on  Investment  Properties  of  £1,340,000  (2015, 
£1,550,000) have not been recognised because it is not probable that relevant future taxable profits will be available 
against which the Group can use the benefits therefrom. 

DEFERRED TAX LIABILITIES
GROUP 

At 1st August 2014 
Credited to Equity 
Charged / (Credited) to Income Statement 

. 
. 

. 
. 

. 
. 

At 31st July 2015 

. 

. 

. 
Credited to Equity 
Credited to Income Statement   . 

. 

At 31st July 2016 

. 

. 

. 

. 
. 

. 

COMPANY 

At 1st August 2014 
Credited to Equity 
Charged / (Credited) to Income Statement 

. 
. 

. 
. 

. 
. 

At 31st July 2015 

. 

Credited to Equity 
Credited to Income Statement 

. 

At 31st July 2016 

. 

. 

. 

. 

. 

. 
. 

. 

  Accelerated   Retirement  
Benefit  

Capital  

Other
Timing

  Allowances   Obligations   Differences  
£000  
                £000  

£000  

Total
£000  

1,315  
–) 
          163  

326  
(201) 
        169  

66  
–  
          (8) 

1,707  
(201) 
       324  

      1,478  

        294  

         58  

    1,830

–  
        (150) 

(215) 
         (73) 

–  
         (3) 

(215) 
      (226)

      1,328  

            6  

         55  

    1,389

 Accelerated      Retirement                Other

                      Capital             Benefit              Timing  
               Allowances      Obligations       Differences  
                         £000                 £000                  £000  
10            326                  52  
(201)                   –  
– 
        169                   (7) 
           26 

Total
£000
388  
(201)
       188  

           36  

       294

          45            375

– 
          (5) 

(215)                   –  
       (73)                 (2) 

(215)
        (80) 

           31  

           6

          43              80

. 
. 
. 

. 

. 
. 

. 

. 
. 
. 

. 

. 
. 

. 

. 
. 
. 

. 

. 
. 

. 

60

61

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

22. 

SHARE CAPITAL 

Issued and fully paid ordinary shares of 2p each
. 
At 1st August 2015 
. 
. 
Purchased and cancelled  

. 
. 

. 
. 

At 31st July 2016 

. 

. 

. 

. 

  2016 

2015

 Number  

£000  

Number  

£000

. 
. 

. 

45,974,000  
    (670,000) 

919  
     (13) 

45,304,000  

    906  

46,833,000  
   (859,000) 
45,974,000   

936
       (17)

      919

During the year to 31st July 2016 the Company purchased for cancellation 670,000 ordinary shares of 2p each with 
a nominal value of £13,000 for a consideration of £704,000.

All shareholders of ordinary shares have a right to receive dividends paid by the Company in accordance with their 
shareholding. Each shareholder has the right to attend and vote at a General Meeting and each share attracts one 
vote. There are no restrictions on the distribution of dividends or repayment of capital.

23.  NOTES TO THE CONSOLIDATED STATEMENT OF CASH FLOWS 

(a) RECONCILIATION OF PROFIT BEFORE TAX TO CASH FLOWS FROM OPERATING ACTIVITIES 

. 

. 

. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

Profit before tax  . 
Share of profits  from Joint Ventures 
Depreciation 
. 
. 
Unrealised valuation (surplus)/deficit on investment properties 
Profit on sale of property, plant and equipment 
. 
Profit on sale of investment properties . 
Profit on sale of available for sale financial assets 
Change in retirement benefits 
Interest received . 
Change in inventories 
Change in receivables 
Change in payables 

. 
. 
. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 
. 
. 
. 

CASH FLOWS FROM OPERATING ACTIVITIES 

. 

. 

. 

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

. 

(b) CASH AND CASH EQUIVALENTS FOR STATEMENT OF CASH FLOWS 
. 
Cash and cash equivalents 
. 
. 
Bank overdraft 
. 
. 
Net position 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 

2016  
£000  

2015  
£000  

3,752  
(33) 
465  
(136) 
(47) 
(186) 
–) 
(817) 
(125) 
3,051  
(1,861) 
       1,134) 

3,544
(1,306)
450
211
(47)
(60)
(1)
(846) 
(117) 
711
(2,595)
        (143)

        5,197   

      4,991

£000) 
26,785  
  (12,628) 
   14,157   

£000
26,047  
  (12,724)
    13,323

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

. 

. 
. 
. 

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

. 

. 
. 
. 

(c) ANALYSIS OF NET FUNDS 

Cash and cash equivalents 
.  
Bank overdraft 

. 

Net funds  

. 

. 

. 
 . 

. 

. 
. 

. 

. 
. 

. 

. 
. 

. 

61

At 1st  
 August 2015  
£000  
26,047  
   (12,724)  

. 
. 

Cash  
Flow  
£000  
738  
          96)  

At 31st  
July 2016  
£000  
26,785     
  (12,628)

. 

    13,323  

        834  

    14,157

. 
. 

. 

. 
. 

 . 

60

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

24.  NOTES TO THE COMPANY STATEMENT OF CASH FLOWS 

(a) RECONCILIATION OF PROFIT BEFORE TAX TO CASH FLOWS FROM OPERATING ACTIVITIES 

. 
. 

. 
. 

. 
. 

. 
Profit before tax  . 
Depreciation 
. 
. 
Profit  on sale of property, plant and equipment 
. 
Dividend received from Joint Ventures  
. 
. 
Change in retirement benefits 
. 
. 
Interest received . 
. 
. 
Change in inventories 
. 
. 
Change in receivables 
. 
Change in payables 
. 
. 
CASH FLOWS FROM OPERATING ACTIVITIES 

. 
. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

(b) CASH AND CASH EQUIVALENTS FOR STATEMENT OF CASH FLOWS 
. 
Cash and cash equivalents 

. 

. 

. 

. 

. 

(c) ANALYSIS OF NET FUNDS  

Cash and cash equivalents 

. 

. 

. 

. 

.  

. 

25. 

FUTURE CAPITAL EXPENDITURE 

2016  
£000  

2015
£000  

77  
270  
(39) 
(37) 
(817) 
(12) 
3,044  
(2,131) 
       732) 
     1,087  

(1,668)
265
(28)
(2,327)
(846)
(20) 
493
(4,099)
      (203)
    3,101

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

. 

       2,948         2,505

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

. 

. 
. 
. 
. 
. 
. 
. 
. 
. 
. 

. 

At 1st    
  August 2015  
£000  
     2,505)  

. 

Cash   At 31st
Flow  July 2016
£000  
        443) 

£000  
     2,948)

There were no amounts of Capital Expenditure relating to Property, plant and equipment contracted for at 31st July 
2016 or 31st July 2015. 
The Group’s share of Capital Expenditure contracted for by its Joint Ventures as at 31st July 2016 amounted to 
£nil (2015, £nil). 

62

63

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

26. 

RETIREMENT BENEFIT OBLIGATIONS 

The Group operates a defined benefit pension scheme for certain active and former employees of the Group.  The 
scheme was closed to new members in the year to 31st July 2003. The scheme is subject to the funding legislation 
outlined in the Pensions Act 2004 together with documents issued by the Pensions Regulator and Guidance Notes 
adopted by the Financial Reporting Council.

The  scheme  is  administered  by  a  separate  Board  of  Trustees  which  is  composed  of  employer  nominated 
representatives and member nominated Trustees and is a separate legal entity.  The assets of the scheme are held 
separately from the assets of the Group and are administered and managed professionally under the supervision 
of the Trustees.  The Trustees are required by law to act in the best interests of all classes of beneficiaries to the 
scheme and are responsible for the investment policy and the day-to-day running of the scheme.  The Trustees 
are also responsible for jointly agreeing with the employer the level of contributions due to the Pension scheme.

The scheme provides qualifying employees with an annual pension based on final pensionable salary on attainment 
of a normal retirement age of 65.  Active members also benefit from life assurance cover. However the payment of 
these benefits are at the discretion of the Trustees of the scheme.

The  pension  scheme’s  independent  qualified Actuary  carries  out  a  triennial  valuation  using  the  Projected  Unit 
Credit Method to determine the level of the scheme’s surplus or deficit.  The last completed triennial valuation was 
as at 31st October 2012 which revealed a deficit of £3,092,000, representing a funding level of 89.7%.  Following 
the  latest  triennial  valuation  the  Group  and  the  scheme Trustees  agreed  that  the  employer  contributions  to  the 
scheme would increase to 68.8% of pensionable salaries and employee contributions would remain at 3%.  The 
triennial valuation as at 31st October 2015 is being prepared but as at the date of these financial statements it has 
not yet been completed.

There were no outstanding contributions at the year end.

The Group expects to pay a contribution of £1,215,000 during the financial year to 31st July 2017.                                

ASSUMPTIONS
The financial assumptions used to calculate scheme liabilities under IAS 19 (amended): Employee Benefits are: 

. 
. 

. 
. 
Valuation method 
. 
Discount rate 
. 
. 
Inflation rate - Retail price index 
. 
Inflation rate - Consumer price index  . 
. 
Salary increases  . 
. 
Pension increases 

. 
. 

. 
. 

2016 
Projected Unit 
2.3% 
2.6% 
1.7% 
2.6% 
 1.5% – 3.0% 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 

2015 
Projected Unit 
3.5% 
3.0% 
2.0% 
3.0% 
1.9% – 3.0% 

2014
Projected Unit 
4.1% 
3.1%
2.3%
3.3%
2.2% – 3.1% 

62

The mortality assumptions imply the following expectations of years of life from age 65: 

2016 
21.9 
23.9 
23.2 
25.4 

. 
. 
. 
. 

2015 
22.0 
24.3 
23.3 
25.8 

2014
22.0 
24.2
23.3 
25.7

Man currently aged 65  . 
Woman currently aged 65 
Man currently aged 45  . 
Woman currently aged 45 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

63

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016

26. 

RETIREMENT BENEFIT OBLIGATIONS (continued) 

SENSITIVITY TO KEY ASSUMPTIONS

The  scheme  exposes  the  Group  to  actuarial  risks,  such  as  interest  rate  risk,  inflation  risk,  longevity  risk  and 
investment risk.  The key assumptions used for IAS 19 are discount rate, inflation rates and mortality.  If different 
assumptions were used then this could materially affect the results disclosed in the financial statements.  Movements 
in the key assumptions would have the following effect on the level of the deficit:

 Change in assumption 

Discount rate 
Inflation rate 
Mortality rate 

. 
 Decrease of 0.25% 
 Increase of 0.25% 
. 
 Increase in life expectancy of 1 year 

. 
. 

. 
. 

Increase in scheme liabilities
2015
£000

2016 
£000 

. 
. 
. 

.  
. 
 . 

. 
. 
. 

1,298 

456   
1,267 

 1,029
545
 908

The sensitivity information has been prepared using the same methodology as the calculation of the current year 
scheme obligations.

BALANCE SHEET DISCLOSURES 

The investments held by the scheme and the reconciliation of the scheme assets and liabilities to the Balance Sheet 
were:

EQUITIES   
UK 
. 
Overseas   
Multi-asset diversified funds 
Absolute return funds 

. 
. 

. 
. 

. 

BONDS 
Government 
Corporate  

OTHER 
Cash 

. 

. 
. 

. 

. 
. 

. 

. 
. 
. 
. 

. 
. 

. 

. 

Fair value of scheme assets 
Present value of scheme liabilities 
Scheme surplus 
. 
Deferred taxation  
Net pension scheme surplus 

. 
. 
. 

. 
. 

  Valuation  
2016  
£000  

. 
. 
. 
. 

. 
. 

. 

. 

. 
. 
. 

10,637  
13,741  
1,594  
946  

1,069  
3,223  

   3,477  

34,687  
(34,654) 
33  
         (6) 
         27  

. 
. 
. 
. 

. 
. 

. 

. 

. 
. 
. 

Valuation  
2015  
£000  

9,336  
13,342  
2,547  
–  

166  
2,813  

    3,530  

31,734  
(30,262) 
1,472  
     (294) 
   1,178  

Valuation
2014
£000

8,531
12,373
2,475
–

480
2,399

   3,273

29,531
(27,902)
1,629
     (326)
   1,303

64

65

 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016 

26. 

RETIREMENT BENEFIT OBLIGATIONS (continued) 

The assets of the scheme are invested in funds managed by Standard Life Wealth, in direct investments via Speirs 
&  Jeffrey,  in  insurance  policies  with  companies  belonging  to  the  Royal  London  Group  and  in  bank  accounts.  
The assets do not include any directly owned ordinary shares issued by J. Smart & Co. (Contractors) PLC.  The 
fair value of the assets of the pension scheme are determined based on publicly available market prices wherever 
available.

2016  
£000  

2015
£000  

. 

     (555) 

     (384)

1,113  
. 
.    (1,047) 

1,215       
  (1,132)

        66  

         83

.  30,262  
555  
. 
1,047  
. 
(60) 
. 
53  
. 
(1,153) 
. 
. 
. 
. 

(157)        
(447) 
   4,554  

27,902

384  

1,132

(34) 
49  
(976) 
–   
(28) 

    1,833

.    34,654  

  30,262

The following amounts are incorporated into the financial statements 

. 

. 
. 

. 
. 
. 
. 
. 
. 
. 
. 
. 

. 

. 

. 
. 

. 
. 
. 
. 
. 
. 
. 
. 
. 

. 

Analysis of amounts charged to operating profit: 
. 
Service cost 

. 

. 

. 

. 

. 

Analysis of amounts charged to net finance income: 
Interest income 
Interest costs 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 
. 

. 

. 
. 

. 

. 
. 

. 
. 
. 

Movement in present value of defined benefit obligations:
. 
. 
. 
At 1st August 2015 
. 
. 
. 
Service cost 
. 
. 
. 
Interest cost 
. 
. 
Charges paid 
. 
. 
. 
Employee contributions  
. 
. 
. 
Benefit payments  
Actuarial movements due to scheme experiences 
. 
. 
Actuarial movements due to changes in demographic assumptions  . 
. 
Actuarial movements due to changes in financial assumptions 

. 
. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 

At 31st July 2016 

. 

. 

. 

. 

. 

. 

. 

64

65

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016

26. 

RETIREMENT BENEFIT OBLIGATIONS (continued) 

Movement in fair value of scheme assets:
. 
. 
At 1st August 2015 
. 
Interest income    
. 
. 
Employer contributions . 
. 
Employee contributions . 
. 
. 
Benefits paid 
Charges paid 
. 
. 
Return on plan assets excluding amount shown in interest income  . 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 

. 
. 
. 
. 
. 
. 

. 
. 

At 31st July 2016 

. 

. 

. 

. 

. 

Movement in scheme surplus: 
. 
. 
At 1st August 2015 
. 
. 
Current service cost 
. 
. 
Contributions 
Net finance income 
. 
. 
Actuarial remeasurement of pension scheme liability  

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 

At 31st July 2016 

. 

. 

. 

. 

. 

. 

. 
. 
. 
. 
. 

. 

. 

. 
. 
. 
. 
. 

. 

. 
. 
. 
. 
. 
. 
. 

. 

. 
. 
. 
. 
. 

. 

. 
. 
. 
. 
. 
. 
. 

. 

. 
. 
. 
. 
. 

. 

Analysis of the actuarial loss included in the statement of comprehensive income:
Return on scheme assets excluding amounts shown in interest income 
Changes in assumptions underlying present value of scheme liabilities 

. 
. 

. 
. 

At 31st July 2016 

. 

. 

. 

. 

. 

. 

. 

. 

.  

2016  
£000  

2015
£000  

31,734  
1,113  
1,306  
53  
(1,153) 
(60) 
      1,694  

29,531  
1,215
1,147  
49  
(976) 
(34) 
        802) 

    34,687  

   31,734

1,472  
(555) 
1,306  
66  

1,629
(384)
1,147  
83  
    (2,256)      (1,003)

. 
. 
. 
. 
. 
. 
. 

. 

. 
. 
. 
. 
. 

.  

           33  

     1,472

. 
. 

. 

1,694  
    (3,950) 

802)
   (1,805)

     (2,256) 

   (1,003)

History of experience gains and losses: 
Return on scheme assets 
Amount (£000) 
. 
Percentage of market value of scheme assets 
Changes in assumptions underlying present value of
scheme liabilities 

. 

. 

. 

. 
.  

. 

. 

. 

Amount (£000) 
. 
Percentage of market value of scheme liabilities  . 
Total amounts included in Consolidated Statement of 
Comprehensive Income 
Amount (£000) 
. 
Percentage of market value of scheme liabilities  .  

. 

. 

. 

. 

. 

2016 

1,694 
4.9% 

2015 

2014 

2013  2012  

802 
2.5% 

(743) 
2.5% 

2,776  (1,574) 
9.7%  6.3%

(3,950) 
11.4% 

(1,805) 
6.0% 

(1,050) 
3.8% 

446 

122
1.7%  0.5%

(2,256) 
6.5% 

(1,003) 
3.3% 

(1,793) 
6.4%  

3,222  (4,517)
12.4%  17.0%

. 
. 

. 
. 

. 
. 

66

67

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016

26. 

RETIREMENT BENEFIT OBLIGATIONS (continued) 

DEFINED CONTRIBUTION SCHEMES

In the year to 31st July 2003 the Group commenced operation of a defined contribution Group Personal Pension 
Plan for eligible employees. The plan is externally administered and managed professionally by AEGON UK. The 
net contribution to the plan for the year was £188,000 (2015, £164,000). 

STAKEHOLDER SCHEMES

The Group has stakeholder pension arrangements for those employees not eligible for membership of either the 
Defined Benefit or Defined Contribution schemes.  The Group makes contributions to these schemes and has no 
liability beyond these contributions.  The contributions to these schemes in the year amounted to £70,000 (2015, 
£57,000) and are expensed through the Income Statement as incurred. 

MULTI EMPLOYER SCHEME

The  Group  is  also  a  member  of  the  multi-employer  pension  scheme,  Plumbing  &  Mechanical  Services  (UK) 
Industry Pension Scheme.  The Group makes contributions to this scheme which in the year amounted to £30,000 
(2015, £23,000) and are expensed through the Income Statement as incurred.

No provision has been made for amounts payable by the Group in respect of Section 75 pension liabilities relating 
to the Group’s participation in this scheme given that, as at the date of these financial statements, any potential 
liability has not yet been assessed.

At the last actuarial valuation of this scheme carried out as at 5th April 2014 the assets of the scheme covered 101% 
of the scheme’s liabilities.

27. 

CONTINGENT LIABILITIES 

The  Company  and  certain  of  its  Subsidiaries  have,  in  the  normal  course  of  business,  entered  into 
counter-indemnities  in  respect  of  performance  bonds  relating  to  their  contracts.  As  at  31st  July  2016  these  
amounted to £3,665,000.

28.  OPERATING LEASE ARRANGEMENTS 

GROUP – AS LESSEE 
Future minimum lease payments payable under non-cancellable operating leases: 

Within one year  . 
. 
In two – five years exclusively  . 
. 
After five years  . 

. 

. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

2016 
£000 
73 
164 

2015
£000 
69
169
       150                   20

. 
. 
. 

       387 

        258

66

GROUP – AS LESSOR
Gross property rental income earned in the year amounted to £4,994,000 (2015, £4,764,000). At the Balance Sheet 
date, the Group had contracted with its tenants for the following future minimum lease payments:

Within one year  . 
. 
In two – five years exclusively  . 
. 
After five years  . 

. 

. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

. 
. 
. 

5,301 
12,820 
    6,634 

4,847
12,347
     6,614 

  24,755 

   23,808

. 
. 
. 

. 
. 
. 

. 
. 
. 

67

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016

29. 

RELATED PARTY TRANSACTIONS

(a) SUBSIDIARIES 
Transactions  between  the  Company  and  its  Subsidiaries,  which  are  related  parties  of  the  Company,  have  been 
eliminated on consolidation. Details of transactions between the Company and Subsidiaries are as follows: 

SUBSIDIARY 

McGowan and Company (Contractors) Limited  
Cramond Real Estate Company Limited 
Thomas Menzies (Builders) Limited 
. 
Concrete Products (Kirkcaldy) Limited 
. 
C. & W. Assets Limited . 

. 
. 
. 
. 

. 

SUBSIDIARY 

McGowan and Company (Contractors) Limited 
Cramond Real Estate Company Limited 
Thomas Menzies (Builders) Limited 
. 
Concrete Products (Kirkcaldy) Limited 
. 
C. & W. Assets Limited . 

. 
. 
. 
. 

. 

2016 
£000 

2015 
£000 

Sale of goods 
 and services 

2016 
£000 

2015 
£000 
Purchase of goods 
     and services 

. 
. 
. 
. 
. 

. 
. 
. 
. 
. 

. 
. 
. 
. 
.       

134 
– 
72 
40 

139 
– 
96 
56 
      2,455          1,605 

1,357 
– 
4 
50 

796
– 
9
20
             –                –

Amounts owed 
by Subsidiaries 

Amounts owed 
to Subsidiaries 

. 
. 
. 
. 
. 

– 
– 
9 
– 
       1,679 

– 
– 
2 
– 
         777 

118 
– 
– 
– 

115 
–
– 
7 
             –                – 

The amounts outstanding are unsecured and will be settled for cash. No expense has been recognised in the year 
for bad or doubtful debts in respect of the amounts owed by Subsidiaries. 

(b) JOINT VENTURE COMPANIES

Transactions between the Group and its Joint Venture Companies were the receipt of interest on a loan to one of 
the joint venture companies of £6,000 (2015, £6,000) and receipt of dividends of £37,000 (2015, £2,327,000).
During the year the Group was repaid £nil (2015, £2,375,000) of outstanding loans to Joint Venture Companies and 
advanced £1,000 (2015, £nil) to Joint Venture Companies. 
As at 31st July 2016 loans outstanding from Joint Venture Companies amounted to £1,097,000 (2015, £1,096,000) 
and the Group was due £3,000 in respect of loan interest charged from one of the Joint Venture Companies (2015, 
£nil).
The amounts outstanding are unsecured and will be settled for cash.  No expense has been recognised in the year 
for bad or doubtful debts in respect of the amounts owed by Joint Venture Companies.

68

69

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
J. Smart & Co. (Contractors) PLC

NOTES TO THE ACCOUNTS (continued) 

31st JULY 2016

29. 

RELATED PARTY TRANSACTIONS (continued)

(c) DIRECTORS’ INTEREST IN CONTRACTS 

John M Smart, David W Smart and John R Smart, throughout the year had material beneficial interests in Plean 
Precast Limited, Sterling Precast Limited and The Roofing and Building Supply Co. Limited, which have interests 
in continuing contracts for the purchase of materials and services from and for the sale of materials and services 
to the Group. 

During the year to 31st July 2016 the Group purchased materials amounting to £311,000 (2015, £320,000) from 
these companies and sold materials and services amounting to £55,000 (2015, £70,000) to these companies. 

All transactions were at normal commercial rates.

As  at  31st  July  2016  the  Group  owed  these  companies  £9,000  (2015,  £9,000)  and  was  owed  £33,000  (2015, 
£3,000).

(d) DIRECTORS’ REMUNERATION 

The remuneration of the Directors, who are the only key management of the Company, is set out in note 4 to the 
Accounts with further information contained in the audited part of the Directors’ Remuneration Report.

(e) DIRECTORS’ DIVIDENDS 

During the year the Directors received dividends from the Company as follows: 

. 
John M Smart 
David W Smart 
. 
Alasdair H Ross  . 
. 
John R Smart 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

(f) DIRECTORS’ TRANSACTIONS 

2016 
£000 
11 
109 
3 
109 

The following Directors received goods and services from Group Companies in the year amounting to:
. 
John M Smart 
David W Smart 
. 
Alasdair H Ross  . 
. 
John R Smart 

2 
2 
8 
1 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

. 
. 
. 
. 

2015
£000
11
109
3
109

5
2
–
3

All transactions were at normal commercial rates.

(g) PENSION SCHEMES

Disclosures in relation to the pension schemes are included in note 26 to the Accounts.

68

69

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Printed by Multiprint (Scotland) Limited, Kirkcaldy

70