Quarterlytics / Real Estate / REIT - Retail / Kite Realty Group Trust

Kite Realty Group Trust

krg · NYSE Real Estate
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Sector Real Estate
Industry REIT - Retail
Employees 51-200
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FY2008 Annual Report · Kite Realty Group Trust
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Bringing life and convenience together in one place™

2008 ANNUAL REPORT

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BRINGING LIFE AND

CONVENIENCE TOGETHER IN 
ONE PLACE.

Financial Highlights
($ in millions, except per share amounts)

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Financial Data:

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Property Data:

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Dividend Data:

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2 0 0 8   A N N U A L   R E P O R T

1

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(cid:18)(cid:16)(cid:16)(cid:22)

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(cid:38)(cid:79)(cid:82)(cid:77)(cid:244)(cid:17)(cid:16)(cid:13)(cid:43)(cid:244)(cid:70)(cid:79)(cid:82)(cid:244)(cid:65)(cid:244)(cid:68)(cid:69)(cid:107)(cid:78)(cid:73)(cid:84)(cid:73)(cid:79)(cid:78)(cid:244)(cid:79)(cid:70)(cid:244)(cid:38)(cid:38)(cid:47)(cid:12)(cid:244)(cid:65)(cid:78)(cid:68)(cid:244)(cid:84)(cid:79)(cid:244)(cid:80)(cid:65)(cid:71)(cid:69)(cid:244)(cid:22)(cid:21)(cid:13)(cid:22)(cid:22)(cid:244)(cid:70)(cid:79)(cid:82)(cid:244)(cid:65)(cid:244)(cid:82)(cid:69)(cid:67)(cid:79)(cid:78)(cid:67)(cid:73)(cid:76)(cid:73)(cid:65)(cid:84)(cid:73)(cid:79)(cid:78)(cid:244)(cid:79)(cid:70)(cid:244)(cid:78)(cid:69)(cid:84)(cid:244)(cid:73)(cid:78)(cid:67)(cid:79)(cid:77)(cid:69)(cid:244)(cid:84)(cid:79)(cid:244)(cid:38)(cid:38)(cid:47)(cid:14)

On the Cover

1

5

2

6

3

7

4

8

1. Shops at Eagle Creek
Naples, Florida

2. Traders Point

Indianapolis, Indiana

3. Glendale Town Center
Indianapolis, Indiana

4. Traders Point

Indianapolis, Indiana

5. Courthouse Shadows
Naples, Florida

6. Naperville Marketplace
Naperville, Illinois

7. Fresh Market

Indianapolis, Indiana

8. Eastgate Pavilion
Cincinnati, Ohio

2

Dear Fellow Shareholders: 
2008 was a challenging year. 
We encountered a recession 
brought about by a national 
credit crisis and followed by re-
cord unemployment. Neither our 
core operations nor our stock 
price were immune to these 
events. While total revenue in-
creased three percent year over 
year, funds from operations de-
creased four percent — a com-
mon theme among our peers. 
However, we accomplished 
several key initiatives in the 
property sales and capital mar-
kets. It is important to remember 
that our predecessor company 
was founded in 1960 and suc-
cessfully navigated through 
numerous economic cycles. Kite 
and its current senior manage-
ment also survived the real es-
tate downturn in the late 1980s 
and early 1990s while operating 
a private real estate company. 
In 2008, we put to use those 

The Company ended the year 
with approximately $90 million 
of combined cash and available 
credit — a 44% increase over 
2007. We closed a $55 million 
unsecured term loan in the sec-
ond quarter with an interest rate 
of LIBOR plus 265 basis points. 
In addition, we raised nearly 
$48 million of equity with a 4.75 
million share common stock 
offering in October at a price of 
$10.55 per share. 

We also completed two 
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fourth quarter. Spring Mill Medi-
cal I & II, in Indianapolis, Indiana, 
was comprised of a previously 
completed commercial redevel-
opment and a merchant build 
opportunity that our develop-
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(cid:87)(cid:72)(cid:68)(cid:80)(cid:86)(cid:3)(cid:87)(cid:82)(cid:82)(cid:78)(cid:3)(cid:73)(cid:85)(cid:82)(cid:80)(cid:3)(cid:86)(cid:87)(cid:68)(cid:85)(cid:87)(cid:3)(cid:87)(cid:82)(cid:3)(cid:222)(cid:81)(cid:76)(cid:86)(cid:75)(cid:3)
in just over 12 months. Silver 
Glen Crossing, a retail shop-
ping center unencumbered 
by debt, is located outside of 

John A. Kite, Chairman and CEO

valuable lessons learned 20 
years ago by tailoring them to 
today’s economic climate. 

The Balance Sheet
We understand that those 
with strong balance sheets will 
survive. We took opportunistic 
steps to ensure that our balance 
sheet was strong even in this 
capital-constrained environment. 

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2 0 0 8   A N N U A L   R E P O R T

3

2008 was a challenging year. At a time when 
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increased our liquidity and improved our 
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of the most challenging years positioned for 
future success.

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(cid:54)(cid:56)(cid:49)(cid:47)(cid:36)(cid:49)(cid:39)(cid:3)(cid:55)(cid:50)(cid:58)(cid:49)(cid:40)(cid:3)(cid:38)(cid:40)(cid:49)(cid:55)(cid:53)(cid:40)(cid:3)(cid:115)(cid:3)(cid:40)(cid:47)(cid:3)(cid:51)(cid:36)(cid:54)(cid:50)(cid:15)(cid:3)(cid:55)(cid:59)

CO M IN G
SO O N

 
 
 
4
4

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Lenders are returning to more prudent 
underwriting standards that emphasize 
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the borrower. We are comfortable with 
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that we will continue to be a successful 
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this point forward.

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(cid:43)(cid:36)(cid:48)(cid:44)(cid:47)(cid:55)(cid:50)(cid:49)(cid:3)(cid:38)(cid:53)(cid:50)(cid:54)(cid:54)(cid:44)(cid:49)(cid:42)(cid:3)(cid:38)(cid:40)(cid:49)(cid:55)(cid:53)(cid:40)(cid:3)(cid:115)(cid:3)(cid:44)(cid:49)(cid:39)(cid:44)(cid:36)(cid:49)(cid:36)(cid:51)(cid:50)(cid:47)(cid:44)(cid:54)(cid:15)(cid:3)(cid:44)(cid:49)

 
Chicago, Illinois and is anchored 
by a regional grocer. These 
two sales created proceeds of 
approximately $24 million for the 
Company, and we accomplished 
both dispositions at favorable 
cap rates and while investment 
sales volume around the country 
was nearly nonexistent. 

Combined, these transactions 

generated approximately $127 
million of capital availability at a 
time when these options were 
not readily available to everyone 
in our industry.

Debt Maturities

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reducing our near term debt 
maturities. While we understand 
there is still work to do, it is 
important to note the magnitude 
of our successes on this front. 
The Company currently has 

approximately $108 million of 
property debt maturing through 
December 31, 2009, which is 
down from $230 million as late 
as September 30, 2008. We 
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nine properties totaling $122 
million amidst the worst na-
tional credit crisis in decades. 
We have a cautiously optimistic 
outlook for the remaining 2009 
maturities, each of which are rel-
atively small in size — eight loans 
comprising approximately $108 
million. Only two 2009 maturi-
ties represent securitized loans, 
and we have only $48 million 
of securitized debt maturing by 
the end of 2011. This means the 
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and extension negotiations will 
be done through lender relation-
ships that we have cultivated 
deal by deal over the last 20 
years, not with loan servicers.

2 0 0 8   A N N U A L   R E P O R T

5

Today, property-level debt is 

being underwritten the way it 
was 10 years ago. Lenders are 
reverting to core underwriting 
principles that emphasize pre-
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of the borrower. Ultimately, these 
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our industry. Commercial real 
estate is a capital intensive 
business, but that does not 
necessarily mean capital should 
be as easily accessible as it 
was from 2003 to 2007. We are 
comfortable with these revised 
(cid:86)(cid:87)(cid:68)(cid:81)(cid:71)(cid:68)(cid:85)(cid:71)(cid:86)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)(cid:70)(cid:82)(cid:81)(cid:222)(cid:71)(cid:72)(cid:81)(cid:87)(cid:3)(cid:87)(cid:75)(cid:68)(cid:87)(cid:3)(cid:90)(cid:72)(cid:3)
will continue to be a successful 
(cid:83)(cid:68)(cid:85)(cid:87)(cid:76)(cid:70)(cid:76)(cid:83)(cid:68)(cid:81)(cid:87)(cid:3)(cid:76)(cid:81)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)(cid:222)(cid:81)(cid:68)(cid:81)(cid:70)(cid:76)(cid:81)(cid:74)(cid:3)
markets from this point forward. 

The Dividend
After extensive analysis and 
dialogue, our Board of Trustees 
decided that a 26% reduction 

(cid:37)(cid:36)(cid:60)(cid:51)(cid:50)(cid:53)(cid:55)(cid:3)(cid:38)(cid:50)(cid:48)(cid:48)(cid:50)(cid:49)(cid:54)(cid:3)(cid:115)(cid:3)(cid:55)(cid:36)(cid:48)(cid:51)(cid:36)(cid:15)(cid:3)(cid:41)(cid:47)

Grocery
Component
Centers
(cid:271)(cid:271)(cid:17)(cid:271)(cid:8)(cid:3)

6
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During the year 2008, we reduced 
the size of our Current Development 
Pipeline by nearly 40% to $91 
million. These three projects were 
70% leased at year end and we 
closed a $29 million construction 
loan on Eddy Street Commons at 
Notre Dame in the fourth quarter.

(cid:54)(cid:43)(cid:50)(cid:51)(cid:54)(cid:3)(cid:36)(cid:55)(cid:3)(cid:40)(cid:36)(cid:42)(cid:47)(cid:40)(cid:3)(cid:38)(cid:53)(cid:40)(cid:40)(cid:46)(cid:3)(cid:115)(cid:3)(cid:49)(cid:36)(cid:51)(cid:47)(cid:40)(cid:54)(cid:15)(cid:3)(cid:41)(cid:47)

 
in our dividend to an annual rate 
of $.61 per share was a pru-
dent course of action. The list 
of considerations was extensive 
and the decision was not made 
easily. We understand that the 
dividend is an important com-
ponent of investing in REITs. 
However, during this economic 
environment, the dividend 
reduction is an important com-
ponent of our overall capital 
preservation strategy. In the long 
run, we believe it will prove to 
be the right course of action.

Development

(cid:58)(cid:72)(cid:3)(cid:86)(cid:76)(cid:74)(cid:81)(cid:76)(cid:222)(cid:70)(cid:68)(cid:81)(cid:87)(cid:79)(cid:92)(cid:3)(cid:85)(cid:72)(cid:71)(cid:88)(cid:70)(cid:72)(cid:71)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)
size of our Current Develop-
ment Pipeline during 2008 by 
transitioning seven projects 
into the Operating Portfolio. As 
another major part of our capital 

preservation plan, we limited 
our construction starts during 
the year and concluded 2008 
with only three projects under 
construction totaling $91 million 
– Cobblestone Plaza in Pem-
broke Pines, Florida; South Elgin 
Commons near Chicago, Illinois; 
and Eddy Street Commons at 
the University of Notre Dame 
in South Bend, Indiana. More 
than half of the projected cost 
has already been expended but, 
more importantly, we have third 
(cid:83)(cid:68)(cid:85)(cid:87)(cid:92)(cid:3)(cid:70)(cid:82)(cid:81)(cid:86)(cid:87)(cid:85)(cid:88)(cid:70)(cid:87)(cid:76)(cid:82)(cid:81)(cid:3)(cid:222)(cid:81)(cid:68)(cid:81)(cid:70)(cid:76)(cid:81)(cid:74)(cid:3)(cid:76)(cid:81)(cid:3)
place to fund the remaining cost 
to complete each project. Each 
of these developments is fully 
entitled and only Eddy Street 
(cid:38)(cid:82)(cid:80)(cid:80)(cid:82)(cid:81)(cid:86)(cid:3)(cid:75)(cid:68)(cid:86)(cid:3)(cid:86)(cid:76)(cid:74)(cid:81)(cid:76)(cid:222)(cid:70)(cid:68)(cid:81)(cid:87)(cid:3)(cid:82)(cid:81)(cid:74)(cid:82)-
ing construction activity. Collec-
tively, these projects were 70% 
leased at the end of 2008.

2 0 0 8   A N N U A L   R E P O R T

7

The most notable addition to 
the Current Development Pipe-
line for the year was Eddy Street 
Commons at the University 
of Notre Dame. We delayed 
(cid:86)(cid:76)(cid:74)(cid:81)(cid:76)(cid:222)(cid:70)(cid:68)(cid:81)(cid:87)(cid:3)(cid:70)(cid:68)(cid:83)(cid:76)(cid:87)(cid:68)(cid:79)(cid:3)(cid:82)(cid:88)(cid:87)(cid:79)(cid:68)(cid:92)(cid:3)(cid:73)(cid:82)(cid:85)(cid:3)(cid:87)(cid:75)(cid:76)(cid:86)(cid:3)
project until we achieved spe-
(cid:70)(cid:76)(cid:222)(cid:70)(cid:3)(cid:80)(cid:76)(cid:79)(cid:72)(cid:86)(cid:87)(cid:82)(cid:81)(cid:72)(cid:86)(cid:3)(cid:82)(cid:73)(cid:3)(cid:85)(cid:76)(cid:86)(cid:78)(cid:3)(cid:80)(cid:76)(cid:87)(cid:76)(cid:74)(cid:68)-
tion. First, the land was fully 
entitled. Second, tax increment 
(cid:222)(cid:81)(cid:68)(cid:81)(cid:70)(cid:76)(cid:81)(cid:74)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)(cid:82)(cid:87)(cid:75)(cid:72)(cid:85)(cid:3)(cid:80)(cid:88)(cid:81)(cid:76)(cid:70)(cid:76)(cid:83)(cid:68)(cid:79)(cid:3)
incentives were secured. Third, 
(cid:87)(cid:75)(cid:72)(cid:3)(cid:222)(cid:81)(cid:68)(cid:79)(cid:3)(cid:71)(cid:72)(cid:68)(cid:79)(cid:3)(cid:86)(cid:87)(cid:85)(cid:88)(cid:70)(cid:87)(cid:88)(cid:85)(cid:72)(cid:3)(cid:90)(cid:76)(cid:87)(cid:75)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)
University was completed. Late 
in the fourth quarter of 2008, 
we closed a $29 million con-
struction loan that will fund the 
balance of our construction 
(cid:70)(cid:82)(cid:86)(cid:87)(cid:86)(cid:3)(cid:73)(cid:82)(cid:85)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)(cid:222)(cid:85)(cid:86)(cid:87)(cid:3)(cid:83)(cid:75)(cid:68)(cid:86)(cid:72)(cid:3)(cid:82)(cid:73)(cid:3)(cid:87)(cid:75)(cid:76)(cid:86)(cid:3)
development. We believe this 
loan closing was a clear signal 
of strength for the development, 
its sponsorship, and the strong 
tenant demand. 

(cid:42)(cid:47)(cid:40)(cid:49)(cid:39)(cid:36)(cid:47)(cid:40)(cid:3)(cid:55)(cid:50)(cid:58)(cid:49)(cid:3)(cid:38)(cid:40)(cid:49)(cid:55)(cid:40)(cid:53)(cid:3)(cid:115)(cid:3)(cid:44)(cid:49)(cid:39)(cid:44)(cid:36)(cid:49)(cid:36)(cid:51)(cid:50)(cid:47)(cid:44)(cid:54)(cid:15)(cid:3)(cid:44)(cid:49)

(cid:40)(cid:39)(cid:39)(cid:60)(cid:3)(cid:54)(cid:55)(cid:53)(cid:40)(cid:40)(cid:55)(cid:3)(cid:38)(cid:50)(cid:48)(cid:48)(cid:50)(cid:49)(cid:54)(cid:3)(cid:115)(cid:3)(cid:54)(cid:50)(cid:56)(cid:55)(cid:43)(cid:3)(cid:37)(cid:40)(cid:49)(cid:39)(cid:15)(cid:3)(cid:44)(cid:49)

8

We also have a pipeline of 

projects on which we have 
not yet begun construction. 
However, our leasing team has 
already executed a number 
of anchor and junior anchor 
leases and has received strong 
interest from grocers and big 
box retailers for the remaining 
anchor positions. Despite these 
early successes, our approach 
to these opportunities is simple: 
we will not begin vertical con-
struction until pre-leasing levels 
meet our increased standards 
and we have secured third party 
(cid:70)(cid:82)(cid:81)(cid:86)(cid:87)(cid:85)(cid:88)(cid:70)(cid:87)(cid:76)(cid:82)(cid:81)(cid:3)(cid:222)(cid:81)(cid:68)(cid:81)(cid:70)(cid:76)(cid:81)(cid:74)(cid:17)(cid:3)(cid:55)(cid:75)(cid:72)(cid:86)(cid:72)(cid:3)
projects will play an important 
role in our future growth, but we 
(cid:90)(cid:76)(cid:79)(cid:79)(cid:3)(cid:81)(cid:82)(cid:87)(cid:3)(cid:86)(cid:83)(cid:72)(cid:81)(cid:71)(cid:3)(cid:86)(cid:76)(cid:74)(cid:81)(cid:76)(cid:222)(cid:70)(cid:68)(cid:81)(cid:87)(cid:3)(cid:71)(cid:82)(cid:79)(cid:79)(cid:68)(cid:85)(cid:86)(cid:3)
(cid:88)(cid:81)(cid:87)(cid:76)(cid:79)(cid:3)(cid:222)(cid:81)(cid:68)(cid:81)(cid:70)(cid:76)(cid:81)(cid:74)(cid:3)(cid:80)(cid:68)(cid:85)(cid:78)(cid:72)(cid:87)(cid:86)(cid:3)(cid:76)(cid:80)(cid:83)(cid:85)(cid:82)(cid:89)(cid:72)(cid:3)
and retailers exhibit a greater 
appetite for expansion. 

estate relative to our tenants’ 
other market options. Retailer 
concepts naturally come and go 
as consumer tastes and desires 
(cid:223)(cid:88)(cid:70)(cid:87)(cid:88)(cid:68)(cid:87)(cid:72)(cid:15)(cid:3)(cid:69)(cid:88)(cid:87)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)(cid:84)(cid:88)(cid:68)(cid:79)(cid:76)(cid:87)(cid:92)(cid:3)(cid:82)(cid:73)(cid:3)(cid:82)(cid:88)(cid:85)(cid:3)
real estate remains constant.

There is a micro environment 

within every submarket. For 
example, southwest Florida 
has been reported in most 
news outlets as a place of 
economic downturn, yet sales 
at our three Publix Supermarket 
locations in Naples, Florida, 
actually increased from 2007 
to 2008. All six of our operating 
properties in this market ended 
the year at a combined 96% 
leased. Generalizations about 
our industry are often inaccurate 
and headlines do not tell a 
(cid:70)(cid:82)(cid:80)(cid:83)(cid:79)(cid:72)(cid:87)(cid:72)(cid:3)(cid:86)(cid:87)(cid:82)(cid:85)(cid:92)(cid:17)(cid:3)(cid:50)(cid:88)(cid:85)(cid:3)(cid:77)(cid:82)(cid:69)(cid:3)(cid:76)(cid:86)(cid:3)(cid:87)(cid:82)(cid:3)(cid:222)(cid:81)(cid:71)(cid:3)
markets and submarkets that 
will outperform the headlines 
and generalizations and, most 

Leasing
In a year when we are unlikely to 
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new developments or engage in 
any material acquisition activ-
ity, leasing our existing portfolio 
will remain a top priority. There 
are two important fundamen-
tals working in our favor during 
this weak economy. First, less 
(cid:87)(cid:75)(cid:68)(cid:81)(cid:3)(cid:222)(cid:89)(cid:72)(cid:3)(cid:83)(cid:72)(cid:85)(cid:70)(cid:72)(cid:81)(cid:87)(cid:3)(cid:82)(cid:73)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)(cid:79)(cid:72)(cid:68)(cid:86)(cid:72)(cid:86)(cid:3)
in our portfolio expire in 2009. 
Second, there are still active 
tenants seeking to improve 
their market positions. In 2008, 
we were successful in signing 
leases with Bed Bath & Beyond 
and Sprouts Farmers Market to 
(cid:222)(cid:79)(cid:79)(cid:3)(cid:87)(cid:90)(cid:82)(cid:3)(cid:85)(cid:72)(cid:70)(cid:72)(cid:81)(cid:87)(cid:79)(cid:92)(cid:3)(cid:89)(cid:68)(cid:70)(cid:68)(cid:87)(cid:72)(cid:71)(cid:3)(cid:77)(cid:88)(cid:81)(cid:76)(cid:82)(cid:85)(cid:3)
boxes. We also signed eight 
anchor leases at projects in our 
development pipelines includ-
ing Publix, Frank Theaters, and 
LA Fitness. We believe this 
(cid:86)(cid:76)(cid:74)(cid:81)(cid:76)(cid:222)(cid:72)(cid:86)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)(cid:86)(cid:87)(cid:85)(cid:72)(cid:81)(cid:74)(cid:87)(cid:75)(cid:3)(cid:82)(cid:73)(cid:3)(cid:82)(cid:88)(cid:85)(cid:3)(cid:85)(cid:72)(cid:68)(cid:79)(cid:3)

(cid:49)(cid:36)(cid:51)(cid:40)(cid:53)(cid:57)(cid:44)(cid:47)(cid:47)(cid:40)(cid:3)(cid:48)(cid:36)(cid:53)(cid:46)(cid:40)(cid:55)(cid:51)(cid:47)(cid:36)(cid:38)(cid:40)(cid:3)(cid:115)(cid:3)(cid:49)(cid:36)(cid:51)(cid:40)(cid:53)(cid:57)(cid:44)(cid:47)(cid:47)(cid:40)(cid:15)(cid:3)(cid:44)(cid:47)

2 0 0 8   A N N U A L   R E P O R T
2 0 0 8   A N N U A L   R E P O R T

9
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(cid:58)(cid:72)(cid:3)(cid:68)(cid:85)(cid:72)(cid:3)(cid:73)(cid:82)(cid:85)(cid:87)(cid:88)(cid:81)(cid:68)(cid:87)(cid:72)(cid:3)(cid:87)(cid:75)(cid:68)(cid:87)(cid:3)(cid:79)(cid:72)(cid:86)(cid:86)(cid:3)(cid:87)(cid:75)(cid:68)(cid:81)(cid:3)(cid:222)(cid:89)(cid:72)(cid:3)
percent of the square footage in our 
portfolio expires in 2009. Accordingly, 
a large percentage of renewal 
negotiations are naturally deferred to 
a healthier environment. 

(cid:42)(cid:47)(cid:40)(cid:49)(cid:39)(cid:36)(cid:47)(cid:40)(cid:3)(cid:55)(cid:50)(cid:58)(cid:49)(cid:3)(cid:38)(cid:40)(cid:49)(cid:55)(cid:40)(cid:53)(cid:3)(cid:115)(cid:3)(cid:44)(cid:49)(cid:39)(cid:44)(cid:36)(cid:49)(cid:36)(cid:51)(cid:50)(cid:47)(cid:44)(cid:54)(cid:15)(cid:3)(cid:44)(cid:49)

(cid:40)(cid:54)(cid:55)(cid:40)(cid:53)(cid:50)(cid:3)(cid:55)(cid:50)(cid:58)(cid:49)(cid:3)(cid:38)(cid:50)(cid:48)(cid:48)(cid:50)(cid:49)(cid:54)(cid:3)(cid:115)(cid:3)(cid:49)(cid:36)(cid:51)(cid:47)(cid:40)(cid:54)(cid:15)(cid:3)(cid:41)(cid:47)

 
10

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First, we must preserve the 
Company’s capital. Second, we 
must lease and manage our portfolio 
(cid:87)(cid:75)(cid:85)(cid:82)(cid:88)(cid:74)(cid:75)(cid:3)(cid:87)(cid:75)(cid:76)(cid:86)(cid:3)(cid:71)(cid:76)(cid:73)(cid:222)(cid:70)(cid:88)(cid:79)(cid:87)(cid:3)(cid:72)(cid:81)(cid:89)(cid:76)(cid:85)(cid:82)(cid:81)(cid:80)(cid:72)(cid:81)(cid:87)(cid:17)(cid:3)
Third, we must stay ready for the 
opportunities that lie ahead.

(cid:40)(cid:36)(cid:54)(cid:55)(cid:42)(cid:36)(cid:55)(cid:40)(cid:3)(cid:51)(cid:36)(cid:57)(cid:44)(cid:47)(cid:44)(cid:50)(cid:49)(cid:3)(cid:115)(cid:3)(cid:38)(cid:44)(cid:49)(cid:38)(cid:44)(cid:49)(cid:49)(cid:36)(cid:55)(cid:44)(cid:15)(cid:3)(cid:50)(cid:43)

(cid:55)(cid:36)(cid:53)(cid:51)(cid:50)(cid:49)(cid:3)(cid:54)(cid:51)(cid:53)(cid:44)(cid:49)(cid:42)(cid:54)(cid:3)(cid:51)(cid:47)(cid:36)(cid:61)(cid:36)(cid:3)(cid:115)(cid:3)(cid:49)(cid:36)(cid:51)(cid:47)(cid:40)(cid:54)(cid:15)(cid:3)(cid:41)(cid:47)

 
2 0 0 8   A N N U A L   R E P O R T 11

through the downswing of an 
economic cycle.

In 2008 we welcomed Gene 

Zink to our Board of Trustees. 
As current CEO of Strategic 
Capital Partners, LLC, and 
former CFO, Executive Vice 
President and Vice Chairman 
of Duke Realty, Gene is a great 
addition to our leadership team. 
I would like to thank all members 
of our Board for their contin-
ued support. They represent a 
constant source of valued ideas, 
guidance and strategy. The 
Company and its shareholders 
are fortunate to have them as 
advisors.

Once again, our employees 
showed they have the commit-
ment and dedication to move 
the Company forward amidst 
these challenging times. I am 
fortunate to work with such a 
talented group of people. 

importantly, own the best real 
estate in those markets. Today, 
every landlord has more vacancy 
(cid:87)(cid:82)(cid:3)(cid:222)(cid:79)(cid:79)(cid:3)(cid:87)(cid:75)(cid:68)(cid:81)(cid:3)(cid:92)(cid:72)(cid:86)(cid:87)(cid:72)(cid:85)(cid:71)(cid:68)(cid:92)(cid:17)(cid:3)(cid:58)(cid:72)(cid:3)(cid:75)(cid:68)(cid:89)(cid:72)(cid:3)
junior boxes that have been 
left vacant by tenants such 
as Circuit City and Linens ‘N 
Things due to bankruptcy or 
liquidation. We believe that we 
have been successful over the 
last several years in acquiring 
and constructing shopping 
centers on the right real estate 
in the right markets. Therefore, 
(cid:90)(cid:72)(cid:3)(cid:68)(cid:85)(cid:72)(cid:3)(cid:70)(cid:82)(cid:81)(cid:222)(cid:71)(cid:72)(cid:81)(cid:87)(cid:3)(cid:76)(cid:81)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)(cid:86)(cid:87)(cid:85)(cid:72)(cid:81)(cid:74)(cid:87)(cid:75)(cid:3)
of our real estate and our ability 
to lease our portfolio.

Looking Forward
There are three jobs we must 
do well throughout 2009 and 
beyond in order to best serve 
the long-term interests of the 
Company and our shareholders. 

First, we must preserve the 
Company’s capital. As we move 
through uncertain times, we will 
continue to be conservative with 
our resources. This approach 
helped us end 2008 with 
approximately $90 million of 
liquidity, which will serve us well 
as we negotiate our remaining 
obligations throughout 2009.
Second, we must lease 
and manage our portfolio 
more effectively than does our 
competition. Tenant attraction 
and retention is more critical 
than ever this year, and in order 
to execute in this area we are 
adding key personnel to our 
leasing team.

Third, we must remain ready 

for and knowledgeable about 
the opportunities that lie ahead. 
Tomorrow’s opportunities will 
shape the way our Company 
looks the next time we move 

(cid:38)(cid:50)(cid:56)(cid:53)(cid:55)(cid:43)(cid:50)(cid:56)(cid:54)(cid:40)(cid:3)(cid:54)(cid:43)(cid:36)(cid:39)(cid:50)(cid:58)(cid:54)(cid:3)(cid:115)(cid:3)(cid:49)(cid:36)(cid:51)(cid:47)(cid:40)(cid:54)(cid:15)(cid:3)(cid:41)(cid:47)

12

Retirement
Alvin E. Kite, Jr., founder and former Chairman of 
the Board of Trustees, announced his retirement as 
Chairman of the Board on December 4, 2008.

Mr. Kite served as Chairman of the Board since the 
Company’s initial public offering in 2004. He was
instrumental in the growth of a company that began as 
an interior construction company in 1960 and today is
a full-service real estate company with over $1 billion
of assets. Mr. Kite will continue to counsel the Board
as Chairman Emeritus.

Mr. Kite is a recognized leader in the Indianapolis 
business community, and has been active in numerous
Indianapolis-based charitable organizations.

The Kite team would like to take this opportunity 
to thank Mr. Kite for his leadership, dedication and
friendship over the past 40+ years and wish him much
happiness during his retirement years.

“Having had the opportunity to work with and learn 
from Al has been a tremendous experience. Our
management team and entire organization are
indebted to Al for passing on his values, principles and
passion that guide our organization.”

John A. Kite

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I would also like to thank our 
shareholders for their patience
throughout this recession. I,
along with members of senior
management including Tom
McGowan, Dan Sink, and our 
founder, Al Kite, stand shoulder
to shoulder with you through 
(cid:87)(cid:75)(cid:76)(cid:86)(cid:3)(cid:71)(cid:76)(cid:73)(cid:222)(cid:70)(cid:88)(cid:79)(cid:87)(cid:3)(cid:83)(cid:72)(cid:85)(cid:76)(cid:82)(cid:71)(cid:17)(cid:3)(cid:55)(cid:75)(cid:76)(cid:86)(cid:3)(cid:74)(cid:85)(cid:82)(cid:88)(cid:83)(cid:3)
owns 20% of the Company,
much of it purchased since our 

initial public offering in 2004. 
We weathered a tough year, and
the decisive action we took has
made our organization stronger.
2009 is likely to be even more
challenging, so we will continue
to focus on capital preserva-
tion, aggressive leasing, and a
healthy balance sheet. I remain
optimistic about the long-term
future of the economy and our

industry and look forward to
creating value for us all.

Sincerely,

John A. Kite
Chairman and
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March 20, 2009

 
 
 
 
UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 
FORM 10-K 

(Mark One)

(cid:95) Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

(cid:134) Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

For the fiscal year ended December 31, 2008

For the transition period from ___________to___________
Commission File Number: 001-32268

Kite Realty Group Trust 
(Exact name of registrant as specified in its charter) 

State of Organization:
Maryland

IRS Employer Identification Number:
11-3715772

30 S. Meridian Street, Suite 1100 
Indianapolis, Indiana 46204 
Telephone: (317) 577-5600 
(Address, including zip code and telephone number, including area code, of principal executive offices) 

Title of each class
Common Shares, $0.01 par value

Name of each Exchange on which registered
New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act:  None

Indicate by check mark if the Registrant is a well-known seasoned issuer, as defined by Rule 405 of the Securities Act. Yes   (cid:134)(cid:3)No (cid:95)(cid:3)

Indicate by check mark if the Registrant is not required to file reports pursuant to Section 13 of Section 15(d) of the Act. Yes   (cid:134)(cid:3)No (cid:95)

Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 

1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such 
filing requirements for the past 90 days. Yes   (cid:95)(cid:3)No   (cid:134)

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, 

to the best of Registrant’s knowledge, in any definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any 
amendment to this Form 10-K. (cid:134)

Indicate by check mark whether the Registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting 
company. See the definitions of “large accelerated filer,” “accelerated filer,” and “smaller reporting company” in Rule 12b-2 of the Exchange Act.  

  Large accelerated filer  (cid:134)    Accelerated filer  (cid:95)

(cid:3)  

Non-accelerated filer
(do not check if a smaller reporting company)

(cid:134)

  Smaller reporting company (cid:134)

(cid:3)

Indicate by checkmark whether the Registrant is a shell company (as defined in Rule 12b-2 of the Act) Yes   (cid:134)(cid:3)No (cid:95)

The aggregate market value of the voting shares held by non-affiliates of the Registrant as the last business day of the Registrant’s most recently 

completed second quarter was $345.6 million based upon the closing price of $12.50 per share on the New York Stock Exchange on such date. 

The number of Common Shares outstanding as of March 6, 2009 was 34,187,241 ($.01 par value). 

Portions of the Proxy Statement relating to the Registrant’s Annual Meeting of Shareholders, scheduled to be held on May 5, 2009, to be filed with 
the Securities and Exchange Commission, are incorporated by reference into Part III, Items 10-14 of this Annual Report on Form 10-K as indicated herein. 

Documents Incorporated by Reference

  
  
  
 
 
 
KITE REALTY GROUP TRUST 
Annual Report on Form 10-K  
For the Fiscal Year Ended 
December 31, 2008 

TABLE OF CONTENTS 

Page

Item No.

Part I

1.
Business.............................................................................................................................................................
1
9
1A. Risk Factors .......................................................................................................................................................
1B. Unresolved Staff Comments.............................................................................................................................. 22
Properties........................................................................................................................................................... 23
2.
Legal Proceedings.............................................................................................................................................. 36
3.
Submission of Matters to a Vote of Security Holders ....................................................................................... 36
4.

Part II

5. Market for the Registrant’s Common Equity, Related Shareholder Matters and Issuer Purchases of Equity 

Securities ........................................................................................................................................................... 36
6.
Selected Financial Data ..................................................................................................................................... 39
7. Management’s Discussion and Analysis of Financial Condition and Results of Operations ............................ 40
7A. Quantitative and Qualitative Disclosures about Market Risk ............................................................................ 66
Financial Statements and Supplementary Data.................................................................................................. 66
8.
9.
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure ............................ 67
9A. Controls and Procedures .................................................................................................................................... 67
9B. Other Information .............................................................................................................................................. 69

Part III

10. Directors, Executive Officers and Corporate Governance................................................................................. 69
11. Executive Compensation ................................................................................................................................... 69
12. Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters .......... 69
13. Certain Relationships and Related Transactions, and Director Independence .................................................. 69
14. Principal Accountant Fees and Services ............................................................................................................ 69

Part IV

15. Exhibits, Financial Statement Schedule............................................................................................................. 70

Signatures ........................................................................................................................................................................... 71

PART I 

Forward-Looking Statements

This  Annual  Report  on  Form  10-K,  together  with  other  statements  and  information  publicly  disseminated  by  Kite 
Realty Group Trust (the “Company”), contains certain forward-looking statements within the meaning of Section 27A of 
the  Securities  Act  of  1933  and  Section 21E  of  the  Securities  Exchange  Act  of  1934.  Such  statements  are  based  on 
assumptions and expectations that may not be realized and are inherently subject to risks, uncertainties and other factors, 
many  of  which  cannot  be  predicted  with  accuracy  and  some  of  which  might  not  even  be  anticipated.  Future  events  and 
actual  results,  performance,  transactions  or  achievements,  financial  or  otherwise,  may  differ  materially  from  the  results, 
performance,  transactions  or  achievements  expressed  or  implied  by  the  forward-looking  statements.  Risks,  uncertainties 
and other factors that might cause such differences, some of which could be material, include, but are not limited to: 

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national and local economic, business, real estate and other market conditions, particularly in light of the current 
recession and governmental action and policies;   

financing risks, including accessing capital on acceptable terms; 

the level and volatility of interest rates; 

the financial stability of tenants, including their ability to pay rent; 

the competitive environment in which the Company operates; 

acquisition, disposition, development and joint venture risks; 

property ownership and management risks; 

the  Company’s  ability  to  maintain  its  status  as  a  real  estate  investment  trust  (“REIT”)  for  federal  income  tax 
purposes; 

potential environmental and other liabilities; 

other factors affecting the real estate industry generally; and 

other risks identified in this Annual Report on Form 10-K and, from time to time, in other reports we file with the 
Securities and Exchange Commission (the “SEC”) or in other documents that we publicly disseminate. 

The Company undertakes no obligation to publicly update or revise these forward-looking statements, whether as a 

result of new information, future events or otherwise.

ITEM 1. BUSINESS

Unless  the  context  suggests  otherwise,  references  to  “we,”  “us,”  “our”  or  the  “Company”  refer  to  Kite  Realty  Group 
Trust  and  our  business  and  operations  conducted  through  our  directly  or  indirectly  owned  subsidiaries,  including  Kite 
Realty Group, L.P., our operating partnership (the “Operating Partnership”).  References to “Kite Property Group” or the 
“Predecessor” mean our predecessor businesses.

Overview

We  are  a  full-service,  vertically  integrated  real  estate  company  engaged  in  the  ownership,  operation,  management, 
leasing,  acquisition,  construction,  expansion  and  development  of  neighborhood  and  community  shopping  centers  and 
certain  commercial  real  estate  properties  in  selected  markets  in  the  United  States.  We  also  provide  real  estate  facility 
management, construction, development and other advisory services to third parties.   

We  conduct  all  of our business  through our  Operating  Partnership,  of which we  are  the  sole general partner.  As  of 
December  31,  2008,  we  held  an  approximate  81%  interest  in  our  Operating  Partnership.  Limited  partners  owned  the 
remaining 19% of the interests in our Operating Partnership at December 31, 2008.

As of December 31, 2008, we owned interests in a portfolio of 52 retail operating properties totaling approximately 
8.4 million square feet of gross leasable area (including approximately 3.4 million square feet of non-owned anchor space).  
Our retail operating portfolio was 91.2% leased as of December 31, 2008 to a diversified retail tenant base, with no single 

75retail tenant accounting for more than 3.6% of our total annualized base rent. See “Item 2. Properties” for a list of our top
25 tenants by annualized base rent. 

As  of December  31, 2008, we  also  had  an  interest  in  eight  retail  properties  in  our development  and redevelopment 
pipelines.    Upon  completion,  our  development  and  redevelopment  properties  are  anticipated  to  have  approximately  1.2 
million square feet of gross leasable area (including approximately 0.3 million square feet of non-owned anchor space).  In 
addition to our current development and redevelopment pipelines, we have a “visible shadow” development pipeline which 
includes  land  parcels  that  are  undergoing  pre-development  activities  and  are  in  various  stages  of  preparation  for 
construction to commence, including pre-leasing activity and negotiations for third party financings.  As of December 31, 
2008, this visible shadow pipeline consisted of six projects that are expected to contain approximately 2.9 million square 
feet of total gross leasable area (including non-owned anchor space) upon completion.   

We also own interests in three commercial operating properties totaling approximately 0.5 million square feet of net 
rentable  area  and  an  associated  parking  garage,  all  located  in  Indiana.  Occupancy  of  our  commercial  operating  portfolio 
was 96.5% as of December 31, 2008. 

In addition, as of December 31, 2008, we owned interests in other land parcels comprising approximately 105 acres.  
These land parcels are classified as “Land held for development” in the accompanying consolidated balance sheet and may 
be  used  for  future  expansion  of  existing  properties,  development  of  new  retail  or  commercial  properties  or  sold  to  third 
parties. 

Our operating portfolio, current development and redevelopment pipelines and land parcels are located in the states of 

Indiana, Florida, Texas, Illinois, New Jersey, Georgia, Washington, North Carolina, Ohio, and Oregon. 

Current  economic  conditions  are  having  a  negative  impact  on  consumer  confidence  and  spending.  This,  in  turn,  is 
causing  the  retail  industry  to  be  negatively  impacted  as  retailers  struggle  to  sell  goods  and  services.  As  an  owner  and 
developer of community and neighborhood shopping centers, our performance is directly linked to economic conditions in 
the  retail  industry  in  those  markets  where  our  operating  centers  and  development  properties  are  located.  See  Item  7 
“Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations,”  within  this  Form  10-K  for 
further discussion of the current economic conditions and the impact on us. 

Significant 2008 Activities  

2008  Finance  and  Capital  Raising  Activities.  As  discussed  in  more  detail  below  in  “Business  Objectives  and 
Strategies”, our primary business objectives are to generate increasing cash flow, achieve long-term growth and maximize 
shareholder value primarily through the operation, development, redevelopment and acquisition of well-located community 
and neighborhood shopping centers. However, as discussed in Item 7 “Management’s Discussion and Analysis of Financial 
Condition  and  Results  of  Operations,”  current  economic  and  financial  market  conditions  have  created  a  need  for  most 
REITs, including us, to place a significant amount of emphasis on our financing and capital preservation strategy. As such, 
our  primary  objective  recently  has  been,  and  in  the  future  will  continue  to  be,  the  strengthening  of  our  balance  sheet, 
managing our debt maturities and conserving cash. We ended 2008 with approximately $87 million of cash and borrowing 
capacity.  We  will  remain  focused  on  2009  and  2010  refinancing  activity  and  will  continue  to  aggressively  manage  our 
operating portfolio. 

During 2008, we successfully completed various finance and capital-raising activities. As a result of the actions listed 
below, we reduced the amount outstanding under our unsecured revolving credit facility to $105 million (net of additional 
borrowings) at December 31, 2008 from $153 million at December 31, 2007. The significant financing and capital raising 
activities completed during 2008 included the following:  

New Financings 

(cid:120)

In  December  2008,  we  placed  variable  rate  debt,  secured  by  our  Glendale  Town  Center  property,  with  an 
interest rate of LIBOR + 2.75% and a maturity date of December 2011. This variable rate loan has a total 
commitment of $24.0 million and at December 31, 2008, approximately $21.8 million was outstanding. The 
proceeds  from  this  loan  were  primarily  used  to  repay  the  variable  rate  construction  loans  at  three  of  our 
properties, as discussed below; 

2

(cid:120)

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In December 2008, we closed on our Eddy Street Commons variable rate construction loan. This loan has a 
total  commitment  of  $29.5  million,  an  interest  rate  of  LIBOR  +  2.30%  and  a  maturity  date  of  December 
2011.  As of December 31, 2008, there were no amounts outstanding under this loan; and 

In July 2008, we entered into a $30 million unsecured term loan agreement (the “Term Loan”) and in August 
2008, amended the original agreement and increased the amount of our borrowings under the Term Loan to 
$55  million.  The  Term  Loan  matures  in  July  2011  and  bears  interest  at  LIBOR  +  2.65%.  A  significant 
portion  of  the  $55  million  proceeds  from  the  Term  Loan  were  used  to  pay  down  borrowings  under  our 
unsecured revolving credit facility. 

Refinancings & Maturity Date Extensions 

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In December 2008, we extended the maturity date of our variable rate loan at our Bayport Commons property 
from December 2009 to December 2011. As of December 31, 2008, $20.5 million was outstanding under this 
loan. As discussed in the last bullet below, we had previously extended the maturity date of this debt in early 
2008;  

In  December  2008,  we  extended  the  maturity  date  from  January  2009  to  July  2009  on  our  $9.4  million 
variable rate land loan at our Delray Marketplace property;  

In October 2008, we extended the maturity dates from 2009 to 2010 on approximately $60.9 million of our 
variable  rate  debt  at  four  properties  (Estero  Town  Center,  Tarpon  Springs  Plaza,  Rivers  Edge  Shopping 
Center, and Bridgewater Marketplace); 

In October 2008, we refinanced variable rate debt at our Gateway Shopping Center and extended the maturity 
date  from  August  2009  to  October  2011.  At  the  time  of  the  loan’s  original  maturity,  approximately  $19.2 
million was outstanding. As refinanced, at December 31, 2008, approximately $20.1 million was outstanding 
under the new loan, which has a $22.5 million total loan commitment. As discussed in the last bullet below, 
we had previously extended the maturity date of this debt in  early 2008; 

In  February  2008,  we  refinanced  approximately  $4.0  million  of  fixed  rate  debt  at  our  Indiana  State  Motor 
Pool commercial property, replacing the fixed rate with a variable rate at LIBOR + 1.35%. We also extended 
the maturity date from March 2008 to February 2011; and 

In January and February 2008, we refinanced or extended the maturity date of approximately $56.7 million 
of variable rate debt at six of our consolidated properties (Fishers Station, Bayport Commons, Bridgewater 
Marketplace, Gateway Shopping Center, Red Bank Commons, and South Elgin Commons) and extended the 
maturity dates from 2008 to 2009. As discussed below, we repaid the outstanding indebtedness at Red Bank 
Commons in December 2008. 

Repayment of Outstanding Indebtedness 

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In December 2008, we repaid the entire combined outstanding balance of $22.4 million on the variable rate 
construction  loans  at  three  of  our  operating  properties  (Naperville  Marketplace,  Trader’s  Point  II  and  Red 
Bank Commons) primarily using the proceeds from the debt placed on our Glendale Town Center property.  

Equity Offering 

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In October 2008, we completed an equity offering of 4,750,000 common shares at an offering price of $10.55 
per  share  for  net  offering  proceeds  of  approximately  $47.8  million,  all  of  which  was  used  to  repay 
borrowings under our unsecured revolving credit facility. 

2008 Development and Redevelopment Activities 

During  2008,  we  completed  the  following  development  and  redevelopment  projects  and  transitioned  them  to  our 

operating portfolio:  

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Bridgewater Marketplace, a 50,820 square foot neighborhood shopping center (including 24,800 square feet 
of non-owned anchor space) located in a suburb of Indianapolis, Indiana, was transitioned into our operating 
portfolio in the first quarter of 2008 and is anchored by a non-owned Walgreens;  

Naperville Marketplace, a 169,600 square foot neighborhood shopping center (including 86,310 square feet 
of non-owned anchor space) located in Chicago, Illinois, was transitioned into our operating portfolio in the 
first quarter of 2008 and is anchored by T.J. Maxx and PetSmart, both of which are Company-owned; 

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(cid:120)

54th  &  College,  a  20,100  square  foot  shopping  center  located  in  Indianapolis,  Indiana,  consists  entirely  of 
non-owned space. We ground lease the land underlying the shopping center to Fresh Market. This property 
was transitioned into our operating portfolio in the second quarter of 2008; 

(cid:120) Glendale Town Center is a 685,827 square foot power center (including 282,500 square feet of non-owned 
anchor  space)  located  in  Indianapolis,  Indiana  that  we  recently  redeveloped.    This  center’s  primary  non-
owned  anchor,  a  newly  constructed  129,000  square  foot  Target,  opened  in  July  2008.  This  center  also 
includes  Macy’s,  Lowe’s  Home  Improvement  (non-owned),  Staples,  Kerasotes  Theatre,  Panera  Bread, 
Walgreens (non-owned), the Indianapolis-Marion County Public Library, a number of new small shops and 
professional  office  spaces  and  one  additional  outlot.  The  redevelopment  of  this  center  was  substantially 
completed in the third quarter of 2008; 

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Bayport  Commons,  a 268,556  square foot  neighborhood  shopping  center  (including 173,800  square feet  of 
non-owned  anchor  space,  consisting  of  a  non-owned  Target)  located  in  a  suburb  of  Tampa,  Florida,  was 
transitioned into our operating portfolio in the third quarter of 2008 and is anchored by PetSmart, Best Buy, 
and Michaels;  

(cid:120) Gateway Shopping Center, a 285,200 square foot neighborhood shopping center (including 184,251 square 
feet  of  non-owned  anchor  space,  including  non-owned  Kohls  and  Winco  Foods)  located  in  Seattle, 
Washington,  was  transitioned  into  our  operating  portfolio  in  the  third  quarter  of  2008  and  is  anchored  by 
PetSmart, Ross Dress for Less, and Rite Aid, all of which are Company-owned; and 

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Sandifur Plaza, a 12,552 square foot shopping center located in Pasco, Washington which is comprised of 
three small shop buildings and a non-owned Walgreens, was transitioned into our operating portfolio in the 
fourth quarter of 2008.  

Also during 2008, we added two projects to our development pipeline and reclassified four operating properties to our 

redevelopment pipeline:  

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Eddy  Street  Commons,  Phase  I,  South  Bend,  Indiana.
In  March  2008,  we  added  this  property  to  our 
development pipeline. Once completed, we expect this phase of the development property to be an estimated 
465,000  square  feet  of  retail,  office  space,  and  multi-family  components  (including  a  300,000  square  foot 
non-owned multi-family component).  Our share of the current estimated cost of this project is approximately 
$35 million;  

South Elgin Commons, Phase I, Chicago, Illinois.  In June 2008, we added this property to our development 
pipeline as a merchant building asset. Once completed, this phase of the development will consist of a 45,000 
square  foot  single  tenant  building.  Our  estimated  cost  of  this  project  is  approximately  $9.2  million. Upon 
completion, we will evaluate a potential sale of this asset;

Bolton  Plaza, Jacksonville,  Florida.  In  June  2008, we  transferred  this  172,938  square foot  shopping  center 
from  our  operating  portfolio  to  our  redevelopment  pipeline.  Upon  the  expiration  of  the  former  anchor 
tenant’s lease with us, it relocated to a supercenter in the same trade area. We are currently marketing this 
space  to  several  potential  anchor  tenants.  Our  estimated  cost  of  this  redevelopment  is  approximately  $2.0 
million; 

Rivers  Edge  Shopping  Center,  Indianapolis,  Indiana.  In  February  2008,  we  purchased  this  110,875  square 
foot  neighborhood  shopping  center  for  approximately  $18.3  million  with  the  intent  to  redevelop  it,  and 
transferred  the  property  into  our  redevelopment  pipeline  shortly  thereafter.  To  fund  our  purchase  of  the 
property, we utilized approximately $2.7 million of proceeds we received from the November 2007 sale of 
our 176th & Meridian property. The remaining purchase price was financed initially through a draw on our 
unsecured  revolving  credit  facility  and  subsequently  financed  with  a  variable  rate  borrowing.  The  current 
anchor tenant’s lease at this property will expire in March 2010 and we are currently marketing the space to 
several potential anchor tenants for the center in the event the current anchor tenant does not renew its lease. 
Our estimated cost of this redevelopment is approximately $2.5 million;  

Courthouse  Shadows,  Naples,  Florida.  In  September  2008,  we  transferred  this  134,867  square  foot 
neighborhood  shopping  center  from  our  operating  portfolio  to  our  redevelopment  pipeline.  We  intend  to 
modify  the  existing  façade,  pylon  signage,  and  upgrade  the  landscaping  and  lighting.  Publix  recently 
purchased the lease of the former anchor tenant, performed certain improvements and intends to occupy the 
space in the first half of 2009. In addition to the existing center, we may construct an additional building to 
support approximately 6,000 square feet of small shop space. We currently anticipate our total investment in 
the redevelopment at Courthouse Shadows will be approximately $2.5 million; and 

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Four  Corner  Square,  Seattle,  Washington.  In  September  2008,  we  transferred  this  29,177  square  foot 
neighborhood shopping center from our operating portfolio to our redevelopment pipeline. In addition to the 
existing  center,  we  also  own  approximately  ten  acres  of  land  that  is  in  our  visible  shadow  pipeline  that  is 
adjacent  to  the  center  that  may  be  used  as  part  of  the  redevelopment.  Our  estimated  cost  of  this 
redevelopment is approximately $0.5 million.  

2008 Property Dispositions 

During 2008, we sold the following properties:  

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Spring Mill Medical, Phase I. In December 2008, our 50% owned unconsolidated joint venture sold Spring 
Mill Medical, Phase I, a commercial operating property located in Indianapolis, Indiana. This property was 
sold for approximately $17.5 million, resulting in a gain on sale of approximately $3.5 million, our share of 
which  was  approximately  $1.2  million,  net  of  the  write-off  of  our  excess  investment.  Net  proceeds  of 
approximately $14.4 million from the sale of this property were utilized to defease the related mortgage loan. 
Our  share  of  the  remaining  proceeds  were  primarily  used  to  pay  down  borrowings  under  our  unsecured 
revolving credit facility; 

Spring  Mill  Medical,  Phase  II.  Also  in  December  2008,  our  50%  owned  consolidated  joint  venture  sold 
Spring  Mill  Medical,  Phase  II,  a  build-to-suit  commercial  asset  located  in  Indianapolis,  Indiana  that  was 
owned in our taxable REIT subsidiary. The proceeds of this sale were approximately $10.6 million, and the 
associated construction costs were approximately $9.4 million, including a $0.9 million payment to our joint 
venture partner to acquire their partnership interest prior to the sale to a third party. Our share of net proceeds 
of  approximately  $1.2  million  from  this  sale  were  primarily  used  to  pay  down  borrowings  under  our 
unsecured revolving credit facility; and 

Silver Glen Crossing. In December 2008, we sold our Silver Glen Crossing property located in a suburb of 
Chicago,  Illinois  for  net  proceeds  of  approximately  $17.2  million  and  a  recognized  loss  on  sale,  net  of 
Limited Partners’ interests, of $2.1 million. The majority of the net proceeds from the sale of this property 
were used to pay down borrowings under our unsecured revolving credit facility.  

2008 Property Acquisitions 

In  addition  to  the  purchase  of  our  Rivers  Edge  Shopping  Center,  as  discussed  above,  we  also  made  the  following 

property acquisitions: 

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In July 2008, we purchased approximately 123 acres of development land in Holly Springs, North Carolina 
for  $21.6  million,  which  was  financed  with  borrowings  from  our  unsecured  revolving  credit  facility.  In 
addition,  on  October  1,  2008,  we  purchased  an  additional  18  acres  of  land  adjacent  to  this  location  for 
approximately $5.0 million, which was also financed with borrowings from our unsecured revolving credit 
facility. These land parcels may be used for future development purposes; and 

In  April  2008,  one  of  our  consolidated  joint  ventures,  in  which  we  own  an  85%  interest,  purchased 
approximately four acres of land in Indianapolis, Indiana, commonly known as Pan Am Plaza. We funded the 
joint venture’s purchase with borrowings from our unsecured revolving credit facility. This land is situated 
across  the  street  from  the  Indiana  Convention  Center  and  adjacent  to  the  recently  constructed Indianapolis 
Colts football stadium.  The joint venture intends to develop restaurants and retail space on this property. 

2008 Cash Distributions 

In 2008, we declared four quarterly cash distributions of $0.205 per common share, or $0.82 per common share on an 

annual basis.   

Business Objectives and Strategies 

Our  primary  business  objectives  are  to  generate  increasing  cash  flow,  achieve  sustainable  long-term  growth  and 
maximize shareholder value primarily through the operation, development and acquisition of well-located community and 
neighborhood  shopping  centers.  We  seek  to  implement  our  business  objectives  by  focusing  on  the  following  strategies, 
each of which are described in more detail below: 

5

(cid:120) Operating Strategy: Maximizing the internal growth in revenue from our operating properties by leasing and 
re-leasing  those  properties  to  a  diverse  group  of  tenants  at  increasing  rental  rates,  when  possible, and
redeveloping certain properties to make them more attractive to existing and prospective tenants or to permit 
additional or more productive uses of the properties;  

(cid:120)

(cid:120)

Investment Strategy: Using debt and equity capital prudently to redevelop or renovate our existing properties 
and  to  selectively acquire  and  develop  additional  shopping  centers  on  land  parcels  that  we  currently  own 
where we project that investment returns would meet or exceed expectations; and 

Finance and Capital Strategy: Financing our capital requirements with borrowings under our existing credit 
facility and newly issued secured debt, internally generated funds and proceeds from selling properties that 
no longer fit our strategy, and by accessing the public securities markets when market conditions permit. 

Operating Strategy. Our primary operating strategy is to maximize rents and maintain occupancy levels by attracting 
and  retaining  a  strong  and  diverse  tenant  base.  Most  of  our  properties  are  in  neighborhood  trade  areas  with  attractive 
demographics,  which  has  allowed  us  to  maintain  occupancy  rates  and,  in  some  cases,  increase  rental  rates.  We  seek  to 
implement our operating strategy by, among other things: 

(cid:120) maintaining  an  efficient  property  management  and  leasing  strategy  by  emphasizing  and  maximizing  rent 

growth and cost-effective facilities; 

(cid:120) maintaining  a  diverse  tenant  mix  in  an  effort  to  limit  our  exposure  to  the  financial  condition  of  any  one 

tenant; 

(cid:120) maintaining  strong  tenant  and  retailer  relationships  in  order  to  avoid  rent  interruptions  and  reduce 

marketing, leasing and tenant improvement costs that result from re-tenanting space; 

(cid:120)

(cid:120)

(cid:120)

increasing  rental  rates  upon  the  renewal  of  expiring  leases  or  re-leasing  of  space  to  new  tenants  while 
minimizing vacancy to the extent possible;  

evaluating  redevelopment  and  renovation  opportunities  that  we  believe  will  make  our  properties  more 
attractive for leasing or re-leasing to tenants; and 

taking advantage of under-utilized land or existing square footage, or reconfiguring properties for better use. 

We implemented our operating strategy in 2008 in a number of ways, including maintaining a diverse tenant mix with 
no tenant accounting for more than 3.6% of our annualized base rent. See Item 2 “Properties” for a list of our top 25 tenants 
by gross leasable area and annualized base rent.  

As  another  example  of  our  implementation  of  our  operating  strategy,  in  the  third  quarter  of  2008,  we  successfully 
transitioned  our  Glendale  Town  Center  property  from  our  redevelopment  portfolio  to  our  operating  portfolio,  as  the 
redevelopment work was substantially completed.  As of December 31, 2008, this property was approximately 92% leased. 
Also, throughout 2008, we transferred four additional properties (Rivers Edge, Courthouse Shadows, Four Corner Square, 
and Bolton Plaza) into our redevelopment pipeline, as these properties are undergoing major redevelopment in an attempt to 
better meet our current and future tenants’ needs. 

Investment  Strategy.  While  we  currently  focus  on  conserving  capital,  our  investment  strategy  also  includes  the 
selective  deployment  of  resources  to  projects  that  are  expected  to  generate  investment  returns  that  meet  or  exceed  our 
expectations. We seek to implement our investment strategy in a number of ways, including: 

(cid:120)

successfully completing the construction and lease-up of our development portfolio; 

(cid:120) maximizing the occupancy of our existing operating portfolio; 

(cid:120)

(cid:120)

(cid:120)

redeveloping, renovating, expanding and/or reconfiguring our existing operating properties;  

disposing of certain assets that no longer meet our long-term investment criteria and recycling the capital; 
and

continuing to selectively pursue the purchase of retail properties or portfolios and/or land parcels in markets 
with  attractive  demographics  that  we  believe  can  support  retail  development  and  therefore  attract  strong 
retail tenants. 

In evaluating potential development, redevelopment, acquisition and disposition opportunities, we consider a number 

of factors, including: 

6

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

the expected returns on investments relative to our combined cost of capital in making such investment, as 
well as the anticipated risks in achieving the expected return; 

the configuration of the property, including ease of access, abundance of parking, maximum visibility, and 
the demographics of the surrounding area; 

the current tenant mix at the property or the potential future tenant mix that the demographics of the property 
could support, including the presence of one or more additional anchors, for example, value retailers, grocers, 
soft goods stores, office supply stores, sporting goods retailers, as well as an overall diverse tenant mix that 
includes  restaurants,  shoe  and  clothing  retailers,  specialty  shops  and  service  retailers  such  as  banks,  dry 
cleaners  and  hair  salons,  some  of  which  provide  staple  goods  to  the  community  and  offer  a  high  level  of 
convenience; 

the level of success of our existing investments, if any, in the same or nearby markets; 

the current and projected cash flow and market value of the property, and the potential to increase cash flow 
and market value if the property were to be successfully redeveloped; and 

the price being offered for the property, the current and projected operating performance of the property, the 
tax consequences of the sale and other factors. 

We implemented our investing strategy in 2008 in a number of ways, including our recycling of capital during 2008 as 
evidenced  by  the  December  2008  sale  of  two  operating  properties,  Silver  Glen  Crossing,  a  wholly-owned  community 
shopping center, and Spring Mill Medical, Phase I, an unconsolidated commercial property that was owned 50% through a 
joint venture with a third party. In addition, our 50% owned consolidated joint venture sold Spring Mill Medical, Phase II, a 
build-to-suit commercial asset located in Indianapolis, Indiana that was owned in our taxable REIT subsidiary. Utilizing the 
net proceeds of these sales, we were able to generate net cash of approximately $23.6 million, which was primarily used to 
pay down borrowings under our unsecured revolving credit facility. 

In addition, in February 2008, we utilized the $2.7 million of net proceeds from the November 2007 sale of our 176th
& Meridian property to complete a like-kind transaction under Section 1031 of the Internal Revenue Code and purchased 
Rivers  Edge  Shopping  Center,  a  neighborhood  shopping  center  located  in  Indianapolis,  Indiana,  for  $18.3  million.  The 
remaining $15.6 million of the purchase price was financed initially through a draw on our unsecured credit facility and 
subsequently with a variable rate loan. 

Finance  and  Capital  Strategy.  Our  primary  finance  and  capital  strategy  is  to  maintain  a  strong  balance  sheet  with 
sufficient  flexibility  to  fund  our  operating  and  investment  activities  in  a  cost-effective  way.  We  consider  a  number  of 
factors when evaluating our level of indebtedness and when making decisions regarding additional borrowings, including 
the  purchase  price  of  properties  to  be  developed  or  acquired  with  debt  financing,  the  estimated  market  value  of  our 
properties and our Company as a whole upon consummation of the refinancing and the ability of particular properties to 
generate cash flow to cover expected debt service. As discussed in more detail in Item 7 “Management’s Discussion and 
Analysis  of  Financial  Condition  and  Results  of  Operations,”  the  current  market  conditions  has  created  a  need  for  most 
REITs,  including  us,  to  place  a  significant  emphasis  on  financing  strategies  and  capital  preservation.    While  these 
conditions continue, including the turmoil in the credit markets, our continuing efforts to strengthen our balance sheet are 
imperative to our business. We seek to implement our financing and capital strategies in a number of ways, including: 

(cid:120)

(cid:120)

prudently managing our balance sheet, including reducing the aggregate amount of indebtedness outstanding 
under our unsecured credit facility so that we have additional capacity available to fund our development and 
redevelopment projects and pay down maturing debt if refinancing that debt is not feasible; 

extending or refinancing our borrowings maturing in 2009 and 2010; 

(cid:120) managing our exposure to variable-rate debt through interest rate hedging transactions; 

(cid:120)

(cid:120)

(cid:120)

entering into new project-specific construction loans, property loans, and other borrowings; 

using joint venture arrangements to access less expensive capital and to mitigate risk; and 

considering the raising of additional capital through the issuance of common shares, preferred shares or other 
securities. 

We  implemented  our  financing  and  capital  strategy  in  2008  in  a  number  of  ways,  including  completing  an  equity 
offering  of  4,750,000  common  shares  at  an  offering  price  of  $10.55  per  common  share  for  net  offering  proceeds  of 

7

approximately $47.8 million, the majority of which were used to repay the borrowings under our unsecured revolving credit 
facility. In addition, as discussed above in “2008 Significant Activities”, we have engaged in a number of financing and 
refinancing  activities  in  2008.  As  a  result  of  these  activities,  we  were  able  to  reduce  the  amount  outstanding  under  our 
unsecured revolving credit facility to $105 million, net of additional borrowings, at December 31, 2008 from $153 million 
at December 31, 2007. In addition, we reduced our 2009 maturities to $87 million at December 31, 2008. 

Business Segments

Our  principal  business  is  the  development,  construction,  acquisition,  ownership  and  operation  of  high-quality 
neighborhood and community shopping centers in selected markets in the United States. We have aligned our operations 
into two business segments: (1) real estate operation and development, and (2) construction and advisory services. See Note 
15 “Segment Information” in our Notes to Consolidated Financial Statements, contained in this Form 10-K, for information 
on our two business segments and the reconciliation of total segment revenues to total revenues, total segment operating 
income to operating income, total segment net income to net income and total segment assets to total assets for the years 
ended December 31, 2008, 2007 and 2006. 

Competition

We believe that competition for the development, acquisition and operation of neighborhood and community shopping 
centers is highly fragmented. We face competition from institutional investors, other REITs and owner-operators engaged 
in the development, acquisition, ownership and leasing of shopping centers as well as from numerous local, regional and 
national real estate developers and owners in each of our markets. We also face significant competition in leasing available 
space  to  prospective  tenants  at  our  development  and  operating  properties.  Recent  economic  conditions  have  caused  a 
greater  than  normal  amount  of  space  to  be  available  for  lease  generally  and  in  the  markets  in  which  our  properties  are 
located.    The  actual  competition  for  tenants  varies  depending  upon  the  characteristics  of  each  local  market  (including 
current economic conditions) in which we own and manage property. We believe that the principal competitive factors in 
attracting  tenants  in  our  market  areas  are  location,  demographics,  price,  the  presence  of  anchor  stores,  and  maintenance 
appearance of properties.

Government Regulation

Americans with Disabilities Act. Our properties must comply with Title III of the Americans with Disabilities Act, or 
ADA, to the extent that such properties are public accommodations as defined by the ADA. The ADA may require removal 
of structural barriers to access by persons with disabilities in certain public areas of our properties where such removal is 
readily achievable. We believe our properties are in substantial compliance with the ADA and that we will not be required 
to make substantial capital expenditures to address the requirements of the ADA. However, noncompliance with the ADA 
could result in imposition of fines or an award of damages to private litigants. The obligation to make readily accessible 
accommodations is an ongoing one, and we will continue to assess our properties and make alterations as appropriate in this 
respect.

Environmental Regulations. Some properties in our portfolio contain, may have contained or are adjacent to or near 
other properties that have contained or currently contain underground storage tanks for the storage of petroleum products or 
other hazardous or toxic substances. These operations may have released, or have the potential to release, such substances 
into the environment. In addition, some of our properties have tenants which may use hazardous or toxic substances in the 
routine course of their businesses. 

In general, these tenants have covenanted in their leases with us to use these substances, if any, in compliance with all 
environmental  laws  and  have  agreed  to  indemnify  us  for  any  damages  we  may  suffer  as  a  result  of  their  use  of  such 
substances. However, these lease provisions may not fully protect us in the event that a tenant becomes insolvent. Finally, 
one  of  our  properties  has  contained  asbestos-containing  building  materials,  or  ACBM,  and  another  property  may  have 
contained  such  materials  based  on  the  date  of  its  construction.  Environmental  laws  require  that  ACBM  be  properly 
managed and maintained, and fines and penalties may be imposed on building owners or operators for failure to comply 
with  these  requirements.  The  laws  also  may  allow  third  parties  to  seek  recovery  from  owners  or  operators  for  personal 
injury  associated  with  exposure  to  asbestos  fibers.  We  are  not  currently  aware  of  any  environmental  issues  that  may 
materially affect the operation of any of our properties. 

8

Insurance

We carry comprehensive liability, fire, extended coverage, and rental loss insurance that covers all properties in our 
portfolio.  We  believe  the  policy  specifications  and  insured  limits  are  appropriate  and  adequate  given  the  relative  risk  of 
loss, the cost of the coverage, and industry practice. We do not carry insurance for generally uninsurable losses such as loss 
from  riots,  war  or  acts  of God,  and,  in  some  cases,  flooding. Some  of  our policies,  such  as  those  covering  losses  due  to 
terrorism  and  floods,  are  insured  subject  to  limitations  involving  large  deductibles  or  co-payments  and  policy  limits  that 
may not be sufficient to cover losses.

Offices

Our principal executive office is located at 30 S. Meridian Street, Suite 1100, Indianapolis, IN 46204. Our telephone 

number is (317) 577-5600. 

Employees

As of December 31, 2008, we had 107 full-time employees. Of these employees, 77 were “home office” executive and 

administrative personnel and 30 were on-site construction and maintenance personnel. 

Available Information

Our  Internet  website  address  is  www.kiterealty.com.  You  can  obtain  on  our  website,  free  of  charge,  a  copy  of  our 
Annual Report on Form 10-K, our quarterly reports on Form 10-Q, our current reports on Form 8-K, and any amendments 
to those reports, as soon as reasonably practicable after we electronically file such reports or amendments with, or furnish 
them to, the SEC. Our Internet website and the information contained therein or connected thereto are not intended to be 
incorporated into this Annual Report on Form 10-K. 

Also available on our website, free of charge, are copies of our Code of Business Conduct and Ethics, our Code of 
Ethics  for  Principal  Executive  Officer  and  Senior  Financial  Officers,  our  Corporate  Governance  Guidelines,  and  the 
charters  for  each  of  the  committees  of  our  Board  of  Trustees—the  Audit  Committee,  the  Corporate  Governance  and 
Nominating Committee, and the Compensation Committee. Copies of our Code of Business Conduct and Ethics, our Code 
of  Ethics  for  Principal  Executive  Officer  and  Senior  Financial  Officers,  our  Corporate  Governance  Guidelines,  and  our 
committee  charters  are  also  available  from  us  in  print  and  free  of  charge  to  any  shareholder  upon  request.  Any  person 
wishing to obtain such copies in print should contact our Investor Relations department by mail at our principal executive 
office.

ITEM 1A. RISK FACTORS 

The following factors, among others, could cause actual results to differ materially from those contained in forward-
looking statements made in this Annual Report on Form 10-K and presented elsewhere by our management from time to 
time. These factors, among others, may have a material adverse effect on our business, financial condition, operating results 
and cash flows, and you should carefully consider them. It is not possible to predict or identify all such factors. You should 
not  consider  this  list  to  be  a  complete  statement  of  all  potential  risks  or  uncertainties.  Past  performance  should  not  be 
considered an indication of future performance.  

We have separated the risks into three categories: 

(cid:120)

(cid:120)

(cid:120)

risks related to our operations; 

risks related to our organization and structure; and 

risks related to tax matters. 

RISKS RELATED TO OUR OPERATIONS 

Current  challenging  conditions  in  the  United  States  and  global  economy,  the  challenges  being  faced  by  our  retail 
tenants  and  non-owned  anchor  tenants  and  the  decrease  in  demand  for  retail  space  may  have  a  material  adverse 
affect on our financial condition and results of operations. 

9

We  are  susceptible  to  adverse  economic  developments  in  the  United  States.  The  United  States  is  currently  in  a 
recession  and  this  challenging  economic  environment  may  continue  into  the  future.  There  can  be  no  assurance  that 
government responses to disruptions in the economy and in the financial markets will restore consumer confidence. General 
economic  factors  that  are  beyond  our  control,  including, but not  limited  to,  the  current  recession,  decreases  in  consumer 
confidence,  reductions  in  consumer  credit  availability,  increasing  consumer  debt  levels,  rising  energy  costs,  tax  rates, 
increasing business layoffs, downsizing and industry slowdowns, and/or rising inflation, could have a negative impact on 
the  business  of  our  retail  tenants.    In  turn,  this  could  have  a  material  adverse  affect  on  our  business  because  current  or 
prospective tenants may, among other things (i) have difficulty paying us rent as they struggle to sell goods and services to 
consumers, (ii) be unwilling to enter into or renew leases with us on favorable terms or at all, (iii) seek to terminate their 
existing leases with us or seek downward rental adjustment to such leases, or (iv) be forced to curtail operations or declare 
bankruptcy.    We  are  also  susceptible  to  other  developments  that,  while  not  directly  tied  to  the  economy,  could  have  a 
material  adverse  effect  on  our  business.  These  developments  include  relocations  of  businesses,  changing  demographics, 
increased  Internet  shopping,  infrastructure  quality,  state  budgetary  constraints  and  priorities,  increases  in  real  estate  and 
other taxes, costs of complying with government regulations or increased regulation, decreasing valuations of real estate, 
and other factors.  

In addition, because our portfolio of properties consists primarily of community and neighborhood shopping centers, a 
decrease  in  the  demand  for  retail  space,  due  to  the  economic  factors  discussed  above  or  otherwise,  may  have  a  greater 
adverse effect on our business and financial condition than if we owned a more diversified real estate portfolio. The market 
for  retail  space  has  been,  and  could  continue  to  be,  adversely  affected  by  weakness  in  the  national,  regional  and  local 
economies, the adverse financial condition of some large retailing companies, the ongoing consolidation in the retail sector, 
the  excess  amount  of  retail  space  in  a  number  of  markets,  and  increasing  consumer  purchases  through  catalogues  or  the 
Internet. To the extent that any of these conditions occur, they are likely to negatively affect market rents for retail space 
and could materially and adversely affect our financial condition, results of operations, cash flow, the trading price of our 
common shares and our ability to satisfy our debt service obligations and to pay distributions to our shareholders. 

Because of our geographical concentration in Indiana, Florida and Texas, a prolonged economic downturn in these 
states could materially and adversely affect our financial condition and results of operations.  

The United States economy is in a recession.  Similarly, the specific markets in which we operate are currently facing 
very  challenging  economic  conditions  that  will  likely  continue  into  the  future.    In  particular,  as  of  December  31,  2008, 
approximately 40% of our owned square footage and approximately 39% of our total annualized base rent is located in the 
State of Indiana, approximately 21% of our owned square footage and approximately 22% of our total annualized base rent 
is located in the State of Florida and approximately 21% of our owned square footage and approximately 19% of our total 
annualized base rent is located in the State of Texas.  This level of concentration exposes us to greater economic risks than 
if  we  owned  properties  in  numerous  geographic  regions.  These  states  are  currently  dealing  with  state  fiscal  budget 
shortfalls,  rising  unemployment  rates,  and  home  foreclosure  rates  that,  in  some  cases,  are  above  the  national  average. 
Continued  adverse  economic  or  real  estate  developments  in  Indiana,  Florida,  Texas,  or  the  surrounding  regions,  or  any 
continued decrease in demand for  retail space resulting from the local regulatory  environment, business climate or fiscal 
problems in these states, could materially and adversely affect our financial condition, results of operations, cash flow, the 
trading price of our common shares and our ability to satisfy our debt service obligations and to pay distributions to our 
shareholders.   

Recent  disruptions  in  the  financial  markets  could  affect  our  ability  to  obtain  financing  for  development  of  our 
properties  and  other  purposes  on  reasonable  terms,  or  at  all,  and  have  other  material  adverse  effects  on  our 
business. 

The United States financial and credit markets have recently experienced significant price volatility, dislocations and 
liquidity  disruptions,  which  have  caused  market  prices  of  many  financial  instruments  to  fluctuate  substantially  and  the 
spreads on prospective debt financings to widen considerably. These circumstances have materially impacted liquidity in 
the  financial  markets,  making  terms  for  certain  financings  less  attractive,  and  in  some  cases  have  resulted  in  the 
unavailability of financing.  

Continued  uncertainty  in  the  stock  and  credit  markets  may  negatively  impact  our  ability  to  access  additional 
financing  for  development  of  our  properties  and  other  purposes  at  reasonable  terms,  or  at  all,  which  may  materially 
adversely affect our business. A prolonged downturn in the financial markets may cause us to seek alternative sources of 
potentially less attractive financing, and may require us to adjust our business plan accordingly. If we are not successful in 

10

refinancing  our  outstanding  debt  when  it  becomes  due,  we  may  be  forced  to  dispose  of  properties  on  disadvantageous 
terms, which might adversely affect our ability to service other debt and to meet our other obligations.  In addition, we may 
be unable to obtain permanent financing on development projects we financed with construction loans or mezzanine debt.  
Our  inability  to  obtain  such  permanent  financing  on  favorable  terms,  if  at  all,  could  delay  the  completion  of  our 
development projects and/or cause us to incur additional capital costs in connection with completing such projects, either of 
which could have a material adverse affect on our business and our ability to execute our business strategy. These events 
also  may  make  it  more  difficult  or  costly  for  us  to  raise  capital  through  the  issuance  of  our  common  stock  or  preferred 
stock. The disruptions in the financial markets may have a material adverse effect on the market value of our common stock 
and have other adverse effects on our business.  

We had approximately $678 million of consolidated indebtedness outstanding as of December 31, 2008, which may 
have a material adverse effect on our results of operations and reduce our ability to incur additional indebtedness to 
fund our growth. 

Required repayments of debt and related interest may materially adversely affect our operating performance. We had 
approximately  $678  million  of  consolidated  outstanding  indebtedness  as  of  December  31,  2008.  At  December  31,  2008, 
approximately $345 million of this debt bore interest at variable rates (approximately $147 million when reduced by our 
$198 million of interest rate swaps for fixed interest rates). Interest rates are currently low relative to historical levels and 
may increase significantly in the future. If our interest expense increased significantly, it could materially adversely affect
our results of operations.  

We use a combination of interest rate protection agreements, including interest rate swaps and locks, to manage risk 
associated  with  interest  rate  volatility.  This  may  expose  us  to  additional  risks,  including  a  risk  that  a  counterparty  to  a 
hedging arrangement may fail to honor its obligations. Developing an effective interest rate risk strategy is complex and no 
strategy can completely insulate us from risks associated with interest rate fluctuations. There can be no assurance that our 
hedging activities will have the desired beneficial impact on our results of operations or financial condition. 

We  also  intend  to  incur  additional  debt  in  connection  with  future  developments  and  acquisitions  of  properties.  Our 
organizational  documents  do  not  limit  the  amount  of  indebtedness  that  we  may  incur.  We  may  borrow  new  funds  to 
develop or acquire properties. In addition, we may incur or increase our mortgage debt by obtaining loans secured by some 
or all of the real estate properties we develop or acquire. We also may borrow funds if necessary to satisfy the requirement 
that we distribute to shareholders at least 90% of our annual REIT taxable income, or otherwise as is necessary or advisable 
to ensure that we maintain our qualification as a REIT for federal income tax purposes or otherwise avoid paying taxes that 
can be eliminated through distributions to our shareholders.  

Our  substantial  debt  could  materially  and  adversely  affect  our  business  and  results  of  operations  by,  among  other 

things: 

(cid:120)

requiring  us  to  use  a  substantial  portion  of  our  funds  from  operations  to  pay  interest,  which  reduces  the 
amount available for distributions;
placing us at a competitive disadvantage compared to our competitors that have less debt;

(cid:120)
(cid:120) making us more vulnerable to economic and industry downturns and reducing our flexibility in responding to 

(cid:120)

changing business and economic conditions; and
limiting  our  ability  to  borrow  more  money  for  operating  or  capital  needs  or  to  finance  acquisitions  in  the 
future.

Agreements  with  lenders  supporting  our  revolving  credit  facility,  unsecured  term  loan  and  various  other  loan 
agreements contain default provisions which, among other things, could result in the acceleration of principal and 
interest payments or the termination of the facilities.

Our revolving credit facility, unsecured term loan and various other debt agreements contain certain Events of Default 
which include, but are not limited to, failure to make principal or interest payments when due, failure to perform or observe 
any term, covenant or condition contained in the agreements, failure to maintain certain financial and operating ratios and 
other criteria, misrepresentations and bankruptcy proceedings.  In the event of a default under any of these agreements, the 
lender would have various rights including, but not limited to, the ability to require the acceleration of the payment of all 
principal  and  interest  due  and/or  to  terminate  the  agreements, and  foreclosure  on  the  properties.   The  declaration  of  a 
default and/or the acceleration of the amount due under any such Company credit agreement could have a material adverse 
effect on the Company. 

11

Mortgage debt obligations expose us to the possibility of foreclosure, which could result in the loss of our investment 
in a property or group of properties subject to mortgage debt. 

As of December 31, 2008, a significant amount of our indebtedness was secured by our real estate assets. If a property 
or group of properties is mortgaged to secure payment of debt and we are unable to meet mortgage payments, the holder of 
the mortgage or lender could foreclose on the property, resulting in loss of our investment. Also, certain of these mortgages 
contain customary covenants which, among other things, limit our ability, without the prior consent of the lender, to further 
mortgage the property, to enter into new leases or materially modify existing leases, and to discontinue insurance coverage.

Our performance and value are subject to risks associated with real estate assets and with the real estate industry. 

Our ability to make expected distributions to our shareholders depends on our ability to generate substantial revenues 
from  our  properties.  In  periods  of  economic  slowdown  or  recession,  such  as  the  current  period,  rising  interest  rates  or 
declining  demand  for  real  estate,  or  the  public  perception  that  any  of  these  events  may  occur,  could  result  in  a  general 
decline  in  rents  or  an  increased  incidence  of  defaults  under  existing  leases.  Such  events  would  materially  and  adversely 
affect our financial condition, results of operations, cash flow, per share trading price of our common shares and ability to 
satisfy our debt service obligations and to make distributions to our shareholders.  

In addition, other events and conditions generally applicable to owners and operators of real property that are beyond 

our control may decrease cash available for distribution and the value of our properties. These events include: 

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

adverse  changes  in  the  national,  regional  and  local  economic  climate,  particularly  in:  Indiana,  where 
approximately  40%  of  our  owned  square  footage  and  39%  of  our  total  annualized  base  rent  is  located; 
Florida, where approximately 21% of our owned square footage and 22% of our total annualized base rent is 
located; and Texas, where approximately 21% of our owned square footage and 19% of our total annualized 
base rent is located; 

local oversupply, increased competition or reduction in demand for space; 

inability to collect rent from tenants; 

vacancies or our inability to rent space on favorable terms; 

changes in market rental rates; 

inability to finance property development, tenant improvements and acquisitions on favorable terms; 

increased  operating  costs,  including  costs  incurred  for  maintenance,  insurance  premiums,  utilities  and  real 
estate taxes; 

the need to periodically fund the costs to repair, renovate and re-let space; 

decreased attractiveness of our properties to tenants; 

(cid:120) weather conditions that may increase or decrease energy costs and other weather-related expenses; 

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costs of complying with changes in governmental regulations, including those governing usage, zoning, the 
environment and taxes; 

civil  unrest,  acts  of  terrorism,  earthquakes, hurricanes  and  other national  disasters  or  acts  of  God  that  may 
result in underinsured or uninsured losses; 

the relative illiquidity of real estate investments; 

changing demographics; and 

changing traffic patterns. 

Failure  by  any  major  tenant  with  leases  in  multiple  locations  to  make  rental  payments  to  us,  because  of  a 
deterioration  of  its  financial  condition  or  otherwise,  could  have  a  material  adverse  effect  on  our  results  of 
operations. 

We derive the majority of our revenue from tenants who lease space from us at our properties. Therefore, our ability 
to  generate  cash  from  operations  is  dependent  on  the  rents  that  we  are  able  to  charge  and  collect  from  our  tenants.  Our 
leases generally do not contain provisions designed to ensure the creditworthiness of our tenants. At any time, our tenants 

12

may  experience  a  downturn  in  their  business  that  may  significantly  weaken  their  financial  condition,  particularly  during 
periods  of  economic  uncertainty  such  as  what  we  are  currently  experiencing.    As  a  result,  our  tenants  may  delay  lease 
commencements, decline to extend or renew leases upon expiration, fail to make rental payments when due, close a number 
of stores or declare bankruptcy. Any of these actions could result in the termination of the tenant’s leases and the loss of 
rental income attributable to the terminated leases. In addition, lease terminations by a major tenant or non-owned anchor or 
a failure by that major tenant or non-owned anchor to occupy the premises could result in lease terminations or reductions 
in rent by other tenants in the same shopping centers under the terms of some leases. In that event, we may be unable to re-
lease the vacated space at attractive rents or at all. The occurrence of any of the situations described above, particularly if it 
involves a substantial tenant or a non-owned anchor with ground leases in multiple locations, could have a material adverse 
effect on our results of operations. As of December 31, 2008, the five largest tenants in our operating portfolio in terms of 
annualized base rent were Lowe’s Home Improvement, Publix, PetSmart, the State of Indiana, and Marsh Supermarkets, 
with annualized base rents for each representing 3.6%, 3.3%, 2.8%, 2.3%, and 2.3%, respectively, of our total annualized 
base rent.  

We face potential material adverse effects from increasing numbers of tenant bankruptcies and we may be unable to 
collect balances due from any tenant bankruptcy.  

Bankruptcy  filings  by  our  retail  tenants  occur  from  time  to  time.    Such  bankruptcies  may  increase  in  times  of 
economic uncertainty such as what we are currently experiencing. The number of bankruptcies among U.S. companies has 
increased  significantly  in  2008  and  current  economic  conditions  suggest  this  trend  could  continue  or  worsen.  Similar  to 
U.S. businesses as a whole, bankruptcies of tenants renting space at properties in our portfolio increased sharply in 2008.  
We  cannot  make  any  assurance  that  any  tenant  that  files  for  bankruptcy  protection  will  continue  to  pay  us  rent.  A 
bankruptcy  filing  by  or  relating  to  one  of  our  tenants  or  a  lease  guarantor  would  bar  all  efforts  by  us  to  collect  pre-
bankruptcy debts from that tenant or the lease guarantor, or their property, unless we receive an order permitting us to do so 
from the bankruptcy court. A tenant or lease guarantor bankruptcy could delay our efforts to collect past due balances under 
the  relevant  leases,  and  could  ultimately  preclude  collection  of  these  sums.  If  a  lease  is  assumed  by  the  tenant  in 
bankruptcy, all pre-bankruptcy balances due under the lease must be paid to us in full. However, if a lease is rejected by a 
tenant in bankruptcy, we would have only a general unsecured claim for damages. Any unsecured claim we hold may be 
paid only to the extent that funds are available and only in the same percentage as is paid to all other holders of unsecured 
claims,  and  there  are  restrictions  under  bankruptcy  laws  that  limit  the  amount  of  the  claim  we  can  make  if  a  lease  is 
rejected. As a result, it is likely that we will recover substantially less than the full value of any unsecured claims we hold
from a tenant in bankruptcy. 

As an example of a recent bankruptcy by one of our significant tenants, in November 2008, Circuit City Stores, Inc. 
filed a petition for bankruptcy protection under Chapter 11 of the federal bankruptcy laws and, in January 2009, declared 
that it would be liquidating and closing all of its stores. As of December 31, 2008, Circuit City leased space at three of our 
properties  and  represented  a  total  of  approximately  2.2%  of  our  total  operating  portfolio  annualized  base  rent  and 
approximately 1.7% of our total operating portfolio owned gross leasable area. At December 31, 2008, as a result of the 
liquidation,  we  wrote  off  all  depreciable  fixed  assets  and  uncollected  accounts  and  straight-line  rent  receivables  from 
Circuit City, which reduced our net income by approximately $4.1 million on a quarter and year to date basis.

We  are  continually  re-leasing  vacant  spaces  resulting  from  tenant  lease  terminations.  The  bankruptcy  of  a  tenant, 
particularly  an  anchor  tenant,  may  make  it  more  difficult to  lease  the  remainder of  the  affected  properties.  Future  tenant 
bankruptcies  could  materially  adversely  affect  our  properties  or  impact  our  ability  to  successfully  execute  our  re-leasing 
strategy.

Our financial covenants may restrict our operating and acquisition activities. 

Our  unsecured  revolving  credit  facility  and  unsecured  term  loan  contain  certain  financial  and  operating  covenants, 
including,  among other  things,  certain  coverage ratios,  as well  as  limitations on  our  ability  to  incur  debt,  make  dividend 
payments, sell all or substantially all of our assets and engage in mergers and consolidations and certain acquisitions. These 
covenants  may  restrict  our  ability  to  pursue  certain  business  initiatives  or  certain  acquisition  transactions.  In  addition, 
failure to meet any of the financial covenants could cause an event of default under and/or accelerate some or all of our 
indebtedness, which could have a material adverse effect on us. 

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Our current and future joint venture investments could be adversely affected by our lack of sole decision-making 
authority, our reliance on joint venture partners’ financial condition, any disputes that may arise between us and 
our joint venture partners and our exposure to potential losses from the actions of our joint venture partners.  

As  of  December  31,  2008,  we  owned  eight  of  our  operating  properties  through  joint  ventures,  one  of  which  was 
accounted for using the equity method as we do not exercise requisite control for consolidation treatment. For the twelve 
months  ended  December  31,  2008,  the  eight  properties  represented  approximately  9.9%  of  our  annualized  base  rent.  In 
addition, one of the properties in our current development pipeline and two properties in our visible shadow pipeline are 
currently owned through joint ventures, one of which was accounted for under the equity method as of December 31, 2008 
as we do not exercise requisite control for consolidation treatment.  We have also entered into an agreement with Prudential 
Real  Estate  Investors  to  pursue  joint  venture  opportunities  for  the  development  and  selected  acquisition  of  community 
shopping  centers  in  the  United  States.  These  joint  ventures  involve  risks  not  present  with  respect  to  our  wholly  owned 
properties, including the following: 

(cid:120) we may share decision-making authority with our joint venture partners regarding major decisions affecting 
the ownership or operation of the joint venture and the joint venture property, such as the sale of the property 
or the making of additional capital contributions for the benefit of the property, which may prevent us from 
taking actions that are opposed by our joint venture partners; 

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prior  consent  of  our  joint  venture  partners  may  be  required  for  a  sale  or  transfer  to  a  third  party  of  our 
interests in the joint venture, which restricts our ability to dispose of our interest in the joint venture; 

our joint venture partners might become bankrupt or fail to fund their share of required capital contributions, 
which may delay construction or development of a property or increase our financial commitment to the joint 
venture; 

our joint venture partners may have business interests or goals with respect to the property that conflict with 
our  business  interests  and  goals,  which  could  increase  the  likelihood  of  disputes  regarding  the  ownership, 
management or disposition of the property; 

disputes  may  develop  with  our  joint  venture  partners  over  decisions  affecting  the  property  or  the  joint 
venture,  which  may  result  in  litigation  or  arbitration  that  would  increase  our  expenses  and  distract  our 
officers and/or trustees from focusing their time and effort on our business, and possibly disrupt the day-to-
day  operations  of  the  property  such  as  by  delaying  the  implementation  of  important  decisions  until  the 
conflict or dispute is resolved; and 

(cid:120) we may suffer losses as a result of the actions of our joint venture partners with respect to our joint venture 
investments and the activities of a joint venture could adversely affect our ability to qualify as a REIT, even 
though we may not control the joint venture. 

In the future, we intend to co-invest with third parties through joint ventures that may involve similar or additional 

risks.

We  face  significant  competition,  which  may  impede  our  ability  to  renew  leases  or  re-let  space  as  leases  expire, 
require us to undertake unbudgeted capital improvements, or impede our ability to make future developments or 
acquisitions or increase the cost of these developments or acquisitions. 

We  compete  with  numerous  developers,  owners  and  operators  of  retail  shopping  centers  for  tenants.  These 
competitors  include  institutional  investors,  other  REITs  and  other  owner-operators  of  community  and  neighborhood 
shopping centers, some of which own or may in the future own properties similar to ours in the same submarkets in which 
our  properties  are  located,  but  which  have  greater  capital  resources.  If  our  competitors  offer  space  at  rental  rates  below 
current market rates, or below the rental rates we currently charge our tenants, we may lose potential tenants and we may be 
pressured  to  reduce  our  rental  rates  below  those  we  currently  charge  in  order  to  retain  tenants  when  our  tenants’  leases 
expire. As a result, our financial condition, results of operations, cash flow, trading price of our common shares and ability 
to satisfy our debt service obligations and to pay distributions to our shareholders may be materially adversely affected. As 
of December 31, 2008, leases were scheduled to expire on a total of approximately 4.8% of the space at our properties in 
2009.  In  addition,  increased  competition  for  tenants  may  require  us  to  make  capital  improvements  to  properties  that  we 
would not have otherwise planned to make. Any unbudgeted capital improvements we undertake may reduce cash available 
for distributions to shareholders.

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Our future developments and acquisitions may not yield the returns we expect or may result in shareholder dilution.  

We  currently  have  three  properties  in  our  current  development  pipeline  and  six  properties  in  our  visible  shadow 

pipeline. New developments and acquisitions are subject to a number of risks, including, but not limited to: 

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abandonment of development activities after expending resources to determine feasibility; 

construction delays or cost overruns that may increase project costs; 

our investigation of a property or building prior to our acquisition, and any representations we may receive 
from  the  seller,  may  fail  to  reveal  various  liabilities  or  defects  or  identify  necessary  repairs  until  after  the 
property is acquired, which could reduce the cash flow from the property or increase our acquisition costs; 

financing risks; 

the failure to meet anticipated occupancy or rent levels; 

failure  to  receive  required  zoning,  occupancy,  land  use  and  other  governmental  permits  and  authorizations 
and changes in applicable zoning and land use laws; and 

the consent of third parties such as tenants, mortgage lenders and joint venture partners may be required, and 
those consents may be difficult to obtain or be withheld. 

In addition, if a project is delayed or if we are unable to lease designated space to anchor tenants, certain tenants may 
have the right to terminate their leases. If any of these situations occur, development costs for a project will increase, which
will result in reduced returns, or even losses, from such investments. In deciding whether to acquire or develop a particular 
property, we make certain assumptions regarding the expected future performance of that property. If these new properties 
do not perform as expected, our financial performance may be materially and adversely affected. In addition, the issuance 
of equity securities as consideration for any acquisitions could be substantially dilutive to our shareholders. 

We  may  not  be  successful  in  identifying  suitable  development  projects  or  acquisitions  that  meet  our  investment 
criteria, which may impede our growth. 

Part of our business strategy is expansion through development projects and acquisitions, which requires us to identify 
suitable development or acquisition candidates or investment opportunities that meet our criteria and are compatible with 
our growth strategy. We may not be successful in identifying suitable real estate properties or other assets that meet our 
development  or  acquisition  criteria  or  in  completing  developments,  acquisitions  or  investments  on  satisfactory  terms. 
Failure  to  identify  or  complete  developments  or  acquisitions  could  slow  our  growth,  which  could  in  turn  materially 
adversely affect our operations.  

Redevelopment  activities  may  be  delayed  or  otherwise  may  not  perform  as  expected  and,  in  the  case  of  an 
unsuccessful redevelopment project, our entire investment could be at risk for loss.   

We  currently  have  five  properties  in  our  redevelopment  pipeline.  We  expect  to  redevelop  certain  of  our  other 
properties in the future. In connection with any redevelopment of our properties, we will bear certain risks, including the 
risk of construction delays or cost overruns that may increase project costs and make a project uneconomical, the risk that 
occupancy or rental rates at a completed project will not be sufficient to enable us to pay operating expenses or earn the 
targeted rate of return on investment, and the risk of incurrence of predevelopment costs in connection with projects that are 
not pursued to completion. In addition, various tenants may have the right to withdraw from a property if a development 
and/or redevelopment project is not completed on time. In the case of a redevelopment project, consents may be required 
from  various  tenants  in  order  to  redevelop  a  center.  In  the  case  of  an  unsuccessful  redevelopment  project,  our  entire 
investment could be at risk for loss.   

We may not be able to sell properties when appropriate and could, under certain circumstances, be required to pay 
certain tax indemnities related to the properties we sell. 

Real estate property investments generally cannot be sold quickly. In connection with our formation at the time of our 
IPO, we entered into an agreement that restricts our ability, prior to December 31, 2016, to dispose of six of our properties 
in  taxable  transactions  and  limits  the  amount  of  gain  we  can  trigger  with  respect  to  certain  other  properties  without 
incurring reimbursement obligations owed to certain limited partners of our Operating Partnership. We have agreed that if 

15

we dispose of any interest in six specified properties in a taxable transaction before December 31, 2016, we will indemnify 
the contributors of those properties for their tax liabilities attributable to the built-in gain that exists with respect to such
property interest as of the time of our IPO (and tax liabilities incurred as a result of the reimbursement payment). The six 
properties to which our tax indemnity obligations relate represented approximately 19% of our annualized base rent in the 
aggregate  as  of  December  31,  2008.  These  six  properties  are  International  Speedway  Square,  Shops  at  Eagle  Creek, 
Whitehall  Pike,  Ridge  Plaza  Shopping  Center,  Thirty  South  and  Market  Street  Village.  We  also  agreed  to  limit  the 
aggregate  gain  certain  limited  partners  of  our  Operating  Partnership  would  recognize,  with  respect  to  certain  other 
contributed properties through December 31, 2016, to not more than $48 million in total, with certain annual limits, unless 
we reimburse them for the taxes attributable to the excess gain (and any taxes imposed on the reimbursement payments), 
and  to  take  certain  other  steps  to  help  them  avoid  incurring  taxes  that  were  deferred  in  connection  with  the  formation 
transactions. 

The  agreement  described  above  is  extremely  complicated  and  imposes  a  number  of procedural  requirements  on  us, 
which makes it more difficult for us to ensure that we comply with all of the various terms of the agreement and therefore 
creates a greater risk that we may be required to make an indemnity payment. The complicated nature of this agreement 
also  might  adversely  impact  our  ability  to  pursue  other  transactions,  including  certain kinds of  strategic  transactions  and 
reorganizations. 

Also, the tax laws applicable to REITs require that we hold our properties for  investment, rather than primarily for 
sale in the ordinary course of business, which may cause us to forego or defer sales of properties that otherwise would be in 
our best interest. Therefore, we may be unable to adjust our portfolio mix promptly in response to market conditions, which 
may adversely affect our financial position. In addition, we will be subject to income taxes on gains from the sale of any 
properties owned by any taxable REIT subsidiary. 

Potential losses may not be covered by insurance. 

We do not carry insurance for generally uninsurable losses such as loss from riots, war or acts of God, and, in some 
cases,  flooding.  Some  of  our  policies,  such  as  those  covering  losses  due  to  terrorism  and  floods,  are  insured  subject  to 
limitations involving large deductibles or co-payments and policy limits that may not be sufficient to cover all losses. If we 
experience  a  loss  that  is  uninsured  or  that  exceeds  policy  limits,  we  could  lose  the  capital  invested  in  the  damaged 
properties  as  well  as  the  anticipated  future  cash  flows  from  those  properties.  Inflation,  changes  in  building  codes  and 
ordinances, environmental considerations, and other factors also might make it impractical or undesirable to use insurance 
proceeds to replace a property after it has been damaged or destroyed. In addition, if the damaged properties are subject to 
recourse  indebtedness,  we  would  continue  to  be  liable  for  the  indebtedness,  even  if  these  properties  were  irreparably 
damaged. 

Insurance coverage on our properties may be expensive or difficult to obtain, exposing us to potential risk of loss. 

         In  the  future,  we  may  be  unable  to  renew  or  duplicate  our  current  insurance  coverage  in  adequate  amounts  or  at 
reasonable prices. In addition, insurance companies may no longer offer coverage against certain types of losses, such as 
losses  due  to  terrorist  acts,  environmental  liabilities,  or  other  catastrophic  events  including  hurricanes  and  floods,  or,  if 
offered, the expense of obtaining these types of insurance may not be justified. We therefore may cease to have insurance 
coverage against certain types of losses and/or there may be decreases in the limits of insurance available. If an uninsured 
loss  or  a  loss  in  excess  of  our  insured  limits  occurs,  we  could  lose  all  or  a  portion  of  the  capital  we  have  invested  in  a 
property, as well as the anticipated future revenue from the property, but still remain obligated for any mortgage debt or 
other financial obligations related to the property. We cannot guarantee that material losses in excess of insurance proceeds 
will not occur in the future. If any of our properties were to experience a catastrophic loss, it could seriously disrupt our 
operations, delay revenue and result in large expenses to repair or rebuild the property. Events such as these could adversely 
affect our results of operations and our ability to meet our obligations. 

Rising  operating  expenses  could  reduce  our  cash  flow  and  funds  available  for  future  distributions,  particularly  if 
such expenses are not off-set by corresponding revenues.

Our  existing  properties  and  any  properties  we  develop  or  acquire  in  the  future  are  and  will  be  subject  to  operating 
risks common to real estate in general, any or all of which may negatively affect us. The expenses of owning and operating 
properties  are  not  necessarily  reduced  when  circumstances  such  as  market  factors  and  competition  cause  a  reduction  in 
income from the properties. As a result, if any property is not fully occupied or if rents are being paid in an amount that is 

16

insufficient to cover operating expenses, we could be required to expend funds for that property’s operating expenses. As of 
December  31,  2008,  our  retail  operating  portfolio  was  approximately  91%  leased  compared  to  approximately  95%  as  of 
December  31,  2007.  Our  properties  continue  to  be  subject  to  increases  in  real  estate  and  other  tax  rates,  utility  costs, 
operating  expenses,  insurance  costs,  repairs  and  maintenance  and  administrative  expenses,  regardless  of  such  properties’ 
occupancy  rates.  Therefore,  rising  operating  expenses  could  reduce  our  cash  flow  and  funds  available  for  future 
distributions, particularly if such expenses are not off-set by corresponding revenues. 

We could incur significant costs related to government regulation and environmental matters. 

Under  various  federal,  state  and local  laws,  ordinances  and regulations,  an  owner  or  operator  of  real  estate  may  be 
required to investigate and clean up hazardous or toxic substances or petroleum product releases at a property and may be 
held liable to a governmental entity or to third parties for property damage and for investigation and clean up costs incurred 
by such parties in connection with contamination. The cost of investigation, remediation or removal of such substances may 
be  substantial,  and  the  presence  of  such  substances,  or  the  failure  to  properly  remediate  such  substances,  may  adversely 
affect the owner’s ability to sell or rent such property or to borrow using such property as collateral. In connection with the
ownership, operation and management of real properties, we are potentially liable for removal or remediation costs, as well 
as certain other related costs, including governmental fines and injuries to persons and property.  We may also be liable to 
third parties for damage and injuries resulting from environmental contamination emanating from the real estate.

Some of the properties in our portfolio contain, may have contained or are adjacent to or near other properties that 
have contained or currently contain underground storage tanks for the storage of petroleum products or other hazardous or 
toxic  substances.  These  operations  may  have  released,  or  have  the  potential  to  release,  such  substances  into  the 
environment.  In  addition,  some  of  our  properties  have  tenants  that  may  use  hazardous  or  toxic  substances  in  the  routine 
course of their businesses. In general, these tenants have covenanted in their leases with us to use these substances, if any, 
in compliance with all environmental laws and have agreed to indemnify us for any damages that we may suffer as a result 
of their use of such substances. However, these lease provisions may not fully protect us in the event that a tenant becomes 
insolvent.  Finally,  one  of  our  properties  has  contained  asbestos-containing  building  materials,  or  ACBM,  and  another 
property may have contained such materials based on the date of its construction. Environmental laws require that ACBM 
be properly  managed and maintained, and may impose fines and penalties on building owners or operators for failure to 
comply  with  these  requirements.  The  laws  also  may  allow  third  parties  to  seek  recovery  from  owners  or  operators  for 
personal injury associated with exposure to asbestos fibers. 

Our properties must also comply with Title III of the Americans with Disabilities Act, or ADA, to the extent that such 
properties  are  public  accommodations  as  defined  by  the  ADA.  The  ADA  may  require  removal  of  structural  barriers  to 
access  by  persons  with  disabilities  in  certain  public  areas  of  our  properties  where  such  removal  is  readily  achievable. 
Noncompliance with the ADA could result in imposition of fines or an award of damages to private litigants.

Our efforts to identify environmental liabilities may not be successful. 

We test our properties for compliance with applicable environmental laws on a limited basis. We cannot assure you 

that: 

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existing environmental studies with respect to our properties reveal all potential environmental liabilities; 

any previous owner, occupant or tenant of one of our properties did not create any material environmental 
condition not known to us; 

the current environmental condition of our properties will not be affected by tenants and occupants, by the 
condition of nearby properties, or by other unrelated third parties; or 

future  uses  or  conditions  (including,  without  limitation,  changes  in  applicable  environmental  laws  and 
regulations or the interpretation thereof) will not result in environmental liabilities. 

Inflation may adversely affect our financial condition and results of operations. 

Most of our leases contain provisions requiring the tenant to pay its share of operating expenses, including common 
area maintenance, real estate taxes and insurance.  However, increased inflation could have a more pronounced negative 
impact on our mortgage and debt interest and general and administrative expenses, as these costs could increase at a rate 
higher than our rents. Also, inflation may adversely affect tenant leases with stated rent increases or limits on such tenant’s

17

obligation  to  pay  its  share  of  operating  expenses,  which  could  be  lower  than  the  increase  in  inflation  at  any  given  time. 
Inflation could also have an adverse effect on consumer spending, which could impact our tenants’ sales and, in turn, our 
average rents, and in some cases, our percentage rents, where applicable. 

Our share price could be volatile and could decline, resulting in a substantial or complete loss on our shareholders’ 
investment.

The stock markets (including The New York Stock Exchange, or the “NYSE,” on which we list our common shares) 
have  experienced  significant  price  and  volume  fluctuations.  The  market  price  of  our  common  shares  could  be  similarly 
volatile, and investors in our common shares may experience a decrease in the value of their shares, including decreases 
unrelated to our operating performance or prospects. Among the market conditions that may affect the market price of our 
publicly traded securities are the following: 

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our financial condition and operating performance and the performance of other similar companies; 

actual or anticipated differences in our quarterly operating results; 

changes in our revenues or earnings estimates or recommendations by securities analysts; 

publication by securities analysts of research reports about us or our industry; 

additions and departures of key personnel; 

strategic  decisions  by  us  or  our  competitors,  such  as  acquisitions,  divestments,  spin-offs,  joint  ventures, 
strategic investments or changes in business strategy; 

the reputation of REITs generally and the reputation of REITs with portfolios similar to ours; 

the  attractiveness  of  the  securities  of  REITs  in  comparison  to  securities  issued  by  other  entities  (including 
securities issued by other real estate companies); 

an  increase  in  market  interest  rates,  which  may  lead  prospective  investors  to  demand  a  higher  distribution 
rate in relation to the price paid for our shares; 

the passage of legislation or other regulatory developments that adversely affect us or our industry; 

speculation in the press or investment community; 

actions by institutional shareholders or hedge funds; 

changes in accounting principles; 

terrorist acts; and 

general market conditions, including factors unrelated to our performance. 

In the past, securities class action litigation has often been instituted against companies following periods of volatility 
in  their  stock  price.  This  type  of  litigation  could  result  in  substantial  costs  and  divert  our  management’s  attention  and 
resources.

A  substantial  number  of  common  shares  eligible  for  future  sale  could  cause  our  common  share  price  to  decline 
significantly.

If  our  shareholders  sell,  or  the  market  perceives  that  our  shareholders  intend  to  sell,  substantial  amounts  of  our 
common shares in the public market, the market price of our common shares could decline significantly. These sales also 
might make it more difficult for us to sell equity or equity-related securities in the future at a time and price that we deem 
appropriate.  As  of  December  31,  2008,  we  had  outstanding  34,181,179  common  shares.  Of  these  shares,  approximately 
32,436,000 are freely tradable, and the remainder of which are mostly held by our “affiliates,” as that term is defined by 
Rule 144 under the Securities Act. In addition, approximately 8.1 million units of our Operating Partnership are owned by 
certain  of  our  executive  officers  and  other  individuals,  and  are  redeemable  by  the  holder  for  cash  or,  at  our  election, 
common  shares.  Pursuant  to  registration  rights  of  certain  of  our  executive  officers  and  other  individuals,  we  filed  a 
registration  statement  with  the  SEC  in  August  2005  to  register  9,115,149  common  shares  issued  (or  issuable  upon 
redemption of units in our Operating Partnership) in our formation transactions. As units are redeemed for common shares, 
the market price of our common shares could drop significantly if the holders of such shares sell them or are perceived by 
the market as intending to sell them.  

18

RISKS RELATED TO OUR ORGANIZATION AND STRUCTURE

Our organizational documents contain provisions that generally would prohibit any person (other than members of 
the Kite family who, as a group, are currently allowed to own up to 21.5% of our outstanding common shares) from 
beneficially  owning  more  than  7%  of  our  outstanding  common  shares  (or  up  to  9.8%  in  the  case  of  certain 
designated  investment  entities,  as  defined  in  our  declaration  of  trust),  which  may  discourage  third  parties  from 
conducting a tender offer or seeking other change of control transactions that could involve a premium price for our 
shares or otherwise benefit our shareholders.

Our  organizational  documents  contain  provisions  that  may  have  an  anti-takeover  effect  and  inhibit  a  change  in  our 

management.

(1)  There are ownership limits and restrictions on transferability in our declaration of trust. In order for us to qualify 
as a REIT, no more than 50% of the value of our outstanding shares may be owned, actually or constructively, by five or 
fewer  individuals  at  any  time  during  the  last  half of  each taxable  year. To  make  sure that  we will  not  fail  to  satisfy  this 
requirement  and  for  anti-takeover  reasons,  our  declaration  of  trust  generally  prohibits  any  shareholder  (other  than  an 
excepted  holder  or  certain  designated  investment  entities,  as  defined  in  our  declaration  of  trust)  from  owning  (actually, 
constructively or by attribution), more than 7% of the value or number of our outstanding common shares. Our declaration 
of trust provides an excepted holder limit that allows members of the Kite family (Al Kite, John Kite and Paul Kite, their 
family  members  and  certain  entities  controlled  by  one  or  more  of  the  Kites),  as  a  group,  to  own  more  than  7%  of  our 
outstanding  common  shares,  so  long  as,  under  the  applicable  tax  attribution  rules,  no  one  excepted  holder  treated  as  an 
individual would hold more than 21.5% of our common shares, no two excepted holders treated as individuals would own 
more than 28.5% of our common shares, no three excepted holders treated as individuals would own more than 35.5% of 
our common shares, no four excepted holders treated as individuals would own more than 42.5% of our common shares, 
and no five excepted holders treated as individuals would own more than 49.5% of our common shares. Currently, one of 
the excepted holders would be attributed all of the common shares owned by each other excepted holder and, accordingly, 
the excepted holders as a group would not be allowed to own in excess of 21.5% of our common shares. If at a later time, 
there were not one excepted holder that would be attributed all of the shares owned by the excepted holders as a group, the 
excepted holder limit would not permit each excepted holder to own 21.5% of our common shares. Rather, the excepted 
holder limit would prevent two or more excepted holders who are treated as individuals under the applicable tax attribution 
rules from owning a higher percentage of our common shares than the maximum amount of common shares that could be 
owned by any one excepted holder (21.5%), plus the maximum amount of common shares that could be owned by any one 
or  more  other  individual  common  shareholders  who  are  not  excepted  holders  (7%).  Certain  entities  that  are  defined  as 
designated investment entities in our declaration of trust, which generally includes pension funds, mutual funds, and certain 
investment management companies, are permitted to own up to 9.8% of our outstanding common shares, so long as each 
beneficial owner of the shares owned by such designated investment entity would satisfy the 7% ownership limit if those 
beneficial  owners  owned  directly  their  proportionate  share  of  the  common  shares  owned  by  the  designated  investment 
entity.  Our  Board  of  Trustees  may  waive  the  7%  ownership  limit  or  the  9.8%  designated  investment  entity  limit  for  a 
shareholder that is not an individual if such shareholder provides information and makes representations to the board that 
are satisfactory to the board, in its reasonable discretion, to establish that such person’s ownership in excess of the 7% limit
or  the  9.8%  limit,  as  applicable,  would  not  jeopardize  our  qualification  as  a  REIT.  In  addition,  our  declaration  of  trust 
contains certain other ownership restrictions intended to prevent us from earning income from related parties if such income 
would cause us to fail to comply with the REIT gross income requirements. The various ownership restrictions may: 

(cid:120)

(cid:120)

discourage  a  tender  offer  or  other  transactions  or  a  change  in  management  or  control  that  might  involve  a 
premium price for our shares or otherwise be in the best interests of our shareholders; or 

compel a shareholder who has acquired our shares in excess of these ownership limitations to dispose of the 
additional shares and, as a result, to forfeit the benefits of owning the additional shares. Any acquisition of 
our  common  shares  in  violation  of  these  ownership  restrictions  will  be  void  ab  initio  and  will  result  in 
automatic  transfers  of  our  common  shares  to  a  charitable  trust,  which  will  be  responsible  for  selling  the 
common shares to permitted transferees and distributing at least a portion of the proceeds to the prohibited 
transferees. 

(2)   Our declaration of trust permits our Board of Trustees to issue preferred shares with terms that may discourage 
a third party from acquiring us. Our declaration of trust permits our Board of Trustees to issue up to 40,000,000 preferred 
shares,  having  those  preferences,  conversion  or  other  rights,  voting  powers,  restrictions,  limitations  as  to  distributions, 
qualifications,  or  terms  or  conditions  of  redemption  as  determined  by  our  Board.  Thus,  our  Board  could  authorize  the 

19

issuance  of  preferred  shares  with  terms  and  conditions  that  could  have  the  effect  of  discouraging  a  takeover  or  other 
transaction in which holders of some or a majority of our shares might receive a premium for their shares over the then-
prevailing  market  price  of  our  shares.  In  addition,  any  preferred  shares  that  we  issue  likely  would  rank  senior  to  our 
common shares with respect to payment of distributions, in which case we could not pay any distributions on our common 
shares until full distributions were paid with respect to such preferred shares.

(3)   Our declaration of trust and bylaws contain other possible anti-takeover provisions. Our declaration of trust and 
bylaws  contain  other  provisions  that  may  have  the  effect of  delaying, deferring or preventing  a  change  in  control  of  our 
company  or  the  removal  of  existing  management  and,  as  a  result,  could  prevent  our  shareholders  from  being  paid  a 
premium  for  their  common  shares  over  the  then-prevailing  market  prices.  These  provisions  include  advance  notice 
requirements for shareholder proposals and our Board of Trustees’ power to reclassify shares and issue additional common 
shares or preferred shares and the absence of cumulative voting rights.

Certain provisions of Maryland law could inhibit changes in control. 

Certain provisions of Maryland law may have the effect of inhibiting a third party from making a proposal to acquire 
us or of impeding a change of control under circumstances that otherwise could provide the holders of our common shares 
with the opportunity to realize a premium over the then-prevailing market price of such shares, including:  

(cid:120)

(cid:120)

“business combination moratorium/fair price” provisions that, subject to limitations, prohibit certain business 
combinations between us and an “interested shareholder” (defined generally as any person who beneficially 
owns  10%  or  more  of  the  voting  power  of  our  shares  or  an  affiliate  thereof)  for  five  years  after  the  most 
recent date on which the shareholder becomes an interested shareholder, and thereafter imposes stringent fair 
price and super-majority shareholder voting requirements on these combinations; and 

“control share” provisions that provide that “control shares” of our company (defined as shares which, when 
aggregated with  other  shares controlled by  the  shareholder,  entitle  the  shareholder  to  exercise one  of  three 
increasing ranges of voting power in electing trustees) acquired in a “control share acquisition” (defined as 
the  direct  or  indirect  acquisition  of  ownership  or  control  of  “control  shares”  from  a  party  other  than  the 
issuer) have no voting rights except to the extent approved by our shareholders by the affirmative vote of at 
least  two  thirds  of  all  the  votes  entitled  to  be  cast  on  the  matter,  excluding  all  interested  shares,  and  are 
subject to redemption in certain circumstances. 

We  have  opted  out  of  these  provisions  of  Maryland  law.  However,  our  Board  of  Trustees  may  opt  to  make  these 

provisions applicable to us at any time.

Certain officers and trustees may have interests that conflict with the interests of shareholders. 

Certain of our officers and members of our Board of Trustees own limited partner units in our Operating Partnership. 
These individuals may have personal interests that conflict with the interests of our shareholders with respect to business 
decisions  affecting  us  and  our  Operating  Partnership,  such  as  interests  in  the  timing  and  pricing  of  property  sales  or 
refinancings in order to obtain favorable tax treatment. As a result, the effect of certain transactions on these unit holders 
may influence our decisions affecting these properties. 

Certain  members  of  our  executive  management  team  have  outside  business  interests  that  could  require  time  and 
attention. 

Certain  members  of  our  executive  management  team  own  interests  in  properties  that  are  not  part  of  our  Company. 
These properties  include  a 243-room  Indianapolis  hotel  and condominium  development  that  opened  in  2006  and various 
outlots and land parcels that are held for sale. In some cases, one or more of these individuals or their affiliates will have 
certain management and fiduciary obligations that may conflict with such person’s responsibilities as an officer or trustee of 
our company and may adversely affect our operations. 

Departure or loss of our key officers could have an adverse effect on us.  

Our future success depends, to a significant extent, upon the continued services of our existing executive officers.  Our 
executive officers’ experience in real estate acquisition, development and finance are critical elements of our future success.

20

We  have  employment  agreements  with  each  of  our  executive  officers  that  provided  for  a  term  that  ended  in  December 
2008,  with  automatic  one-year  renewals  unless  either  we  or  the  officer  elects  not  to  renew  the  agreement.    These 
agreements were automatically renewed for our three remaining executive officers through December 31, 2009.  If one or 
more of our key executives were to die, become disabled or otherwise leave the company's employ, we may not be able to 
replace  this  person  with  an  executive  officer  of  equal  skill,  ability,  and  industry  expertise.  Until  suitable  replacements 
personnel could be identified and hired, if at all, our operations and financial condition could be impaired.

We depend on external capital to fund our capital needs.

To qualify as a REIT, we will be required to distribute to our shareholders each year at least 90% of our net taxable 
income  excluding  net  capital  gains.  In  order  to  eliminate  federal  income  tax,  we  will  be  required  to  distribute  annually 
100% of our net taxable income, including capital gains. Partly because of these distribution requirements, we will not be 
able  to  fund  all  future  capital  needs,  including  capital  for  property  development  and  acquisitions,  with  income  from 
operations. We therefore will have to rely on third-party sources of capital, which may or may not be available on favorable 
terms,  if  at  all.  Our  access  to  third-party  sources  of  capital  depends  on  a  number  of  things,  including  the  market’s 
perception of our growth  potential  and  our  current  and  potential  future earnings  and  our  ability  to qualify  as  a  REIT for 
federal income tax purposes. 

Our rights and the rights of our shareholders to take action against our trustees and officers are limited. 

Maryland law provides that a director or officer has no liability in that capacity if he or she performs his or her duties 
in good faith, in a manner he or she reasonably believes to be in our best interests that an ordinarily prudent person in a like
position would use under similar circumstances. Our declaration of trust and bylaws require us to indemnify our trustees 
and officers for actions taken by them in those capacities to the extent permitted by Maryland law. As a result, we and our 
shareholders may have more limited rights against our trustees and officers than might otherwise exist under common law. 
Accordingly, in the event that actions taken in good faith by any of our trustees or officers impede the performance of our 
company, our shareholders’ ability to recover damages from such trustee or officer will be limited. 

Our shareholders have limited ability to prevent us from making any changes to our policies that they believe could 
harm our business, prospects, operating results or share price. 

Our  Board  of  Trustees  has  adopted  policies  with  respect  to  certain  activities.  These  policies  may  be  amended  or 
revised from time to time at the discretion of our Board of Trustees without a vote of our shareholders. This means that our 
shareholders  will  have  limited  control  over  changes  in  our  policies.  Such  changes  in  our  policies  intended  to  improve, 
expand or diversify our business may not have the anticipated effects and consequently may adversely affect our business 
and prospects, results of operations and share price. 

TAX RISKS

Failure of our company to qualify as a REIT would have serious adverse consequences to us and our shareholders. 

We  believe  that  we  have  qualified  for  taxation  as  a  REIT  for  federal  income  tax  purposes  commencing  with  our 
taxable year ended December 31, 2004.  We intend to continue to meet the requirements for qualification and taxation as a 
REIT, but we cannot assure shareholders that we will qualify as a REIT. We have not requested and do not plan to request a 
ruling from the IRS that we qualify as a REIT, and the statements in this Annual Report on Form 10-K are not binding on 
the IRS or any court. As a REIT, we generally will not be subject to federal income tax on our income that we distribute 
currently  to  our  shareholders.  Many  of  the  REIT  requirements,  however,  are  highly  technical  and  complex.  The 
determination that we are a REIT requires an analysis of various factual matters and circumstances that may not be totally 
within our control. For example, to qualify as a REIT, at least 95% of our gross income must come from specific passive 
sources, such as rent, that are itemized in the REIT tax laws. In addition, to qualify as a REIT, we cannot own specified 
amounts of debt and equity securities of some issuers. We also are required to distribute to our shareholders with respect to 
each year at least 90% of our REIT taxable income (excluding capital gains). The fact that we hold substantially all of our 
assets through our Operating Partnership and its subsidiaries and joint ventures further complicates the application of the 
REIT requirements for us. Even a technical or inadvertent mistake could jeopardize our REIT status and, given the highly 
complex nature of the rules governing REITs and the ongoing importance of factual determinations, we cannot provide any 
assurance that we will continue to qualify as a REIT. Furthermore, Congress and the IRS might make changes to the tax 

21

laws and regulations, and the courts might issue new rulings, that make it more difficult, or impossible, for us to remain 
qualified as a REIT. 

If we fail to qualify as a REIT for federal income tax purposes, and are unable to avail ourselves of certain savings 
provisions set forth in the Internal Revenue Code, we would be subject to federal income tax at regular corporate rates. As a 
taxable corporation, we would not be allowed to take a deduction for distributions to shareholders in computing our taxable 
income or pass through long term capital gains to individual shareholders at favorable rates. We also could be subject to the 
federal alternative minimum tax and possibly increased state and local taxes. We would not be able to elect to be taxed as a 
REIT  for  four  years  following  the  year  we  first  failed  to  qualify  unless  the  IRS  were  to  grant  us  relief  under  certain 
statutory provisions. If we failed to qualify as a REIT, we would have to pay significant income taxes, which would reduce 
our net earnings available for investment or distribution to our shareholders. If we fail to qualify as a REIT, such failure 
would cause an event of default under our credit facility and may adversely affect our ability to raise capital and to service 
our debt.  This likely would have a significant adverse effect on our earnings and the value of our securities. In addition, we
would no longer be required to pay any distributions to shareholders. If we fail to qualify as a REIT for federal income tax 
purposes and are able to avail ourselves of one or more of the statutory savings provisions in order to maintain our REIT 
status, we would nevertheless be required to pay penalty taxes of $50,000 or more for each such failure.  

We will pay some taxes even if we qualify as a REIT. 

Even if we qualify as a REIT for federal income tax purposes, we will be required to pay certain federal, state and 
local taxes on our income and property. For example, we will be subject to income tax to the extent we distribute less than 
100% of our REIT taxable income (including capital gains). Additionally, we will be subject to a 4% nondeductible excise 
tax on the amount, if any, by which dividends paid by us in any calendar year are less than the sum of 85% of our ordinary 
income, 95% of our capital gain net income and 100% of our undistributed income from prior years. Moreover, if we have 
net income from “prohibited transactions,” that income will be subject to a 100% tax. In general, prohibited transactions are 
sales  or  other  dispositions  of  property  held  primarily  for  sale  to  customers  in  the  ordinary  course  of  business.  The 
determination as to whether a particular sale is a prohibited transaction depends on the facts and circumstances related to 
that sale. While we will undertake sales of assets if those assets become inconsistent with our long-term strategic or return 
objectives, we do not believe that those sales should be considered prohibited transactions, but there can be no assurance 
that the IRS would not contend otherwise. The need to avoid prohibited transactions could cause us to forego or defer sales 
of properties that our predecessors otherwise would have sold or that it might otherwise be in our best interest to sell.  

In  addition,  any  net  taxable  income  earned  directly  by  our  taxable  REIT  subsidiaries,  or  through  entities  that  are 
disregarded  for  federal  income  tax  purposes  as  entities  separate  from  our  taxable  REIT  subsidiaries,  will  be  subject  to 
federal  and  possibly  state  corporate  income  tax.  We  have  elected  to  treat  Kite  Realty  Holdings,  LLC  as  a  taxable  REIT 
subsidiary, and we may elect to treat other subsidiaries as taxable REIT subsidiaries in the future. In this regard, several 
provisions of the laws applicable to REITs and their subsidiaries ensure that a taxable REIT subsidiary will be subject to an 
appropriate  level  of  federal  income  taxation.  For  example,  a  taxable  REIT  subsidiary  is  limited  in  its  ability  to  deduct 
interest payments made to an affiliated REIT. In addition, the REIT has to pay a 100% penalty tax on some payments that it 
receives or on some deductions taken by the taxable REIT subsidiaries if the economic arrangements between the REIT, the 
REIT’s  tenants,  and  the  taxable  REIT  subsidiary  are  not  comparable  to  similar  arrangements  between  unrelated  parties. 
Finally, some state and local jurisdictions may tax some of our income even though as a REIT we are not subject to federal 
income tax on that income because not all states and localities treat REITs the same as they are treated for federal income 
tax purposes. To the extent that we and our affiliates are required to pay federal, state and local taxes, we will have less 
cash available for distributions to our shareholders. 

ITEM 1.B. UNRESOLVED STAFF COMMENTS

None

22

ITEM 2. PROPERTIES

Retail Operating Properties

As of December 31, 2008, we owned interests in a portfolio of 52 retail operating properties totaling approximately 
8.4 million square feet of gross leasable area (“GLA”) (including non-owned anchor space). The following tables set forth 
more specific information with respect to the Company’s retail operating properties as of December 31, 2008:

OPERATING RETAIL PROPERTIES - TABLE I   

Property1,2
State
FL 
Bayport Commons............................
Circuit City Plaza4 ...........................
FL 
FL 
Eagle Creek Lowe's ..........................
Estero Town Commons5...................
FL 
FL 
Indian River Square..........................
International Speedway Square4.......
FL 
Kings Lake Square ...........................
FL 
Pine Ridge Crossing .........................
FL 
FL 
Riverchase Plaza...............................
FL 
Tarpon Springs Plaza........................
FL 
Wal-Mart Plaza.................................
Waterford Lakes Village ..................
FL 
GA 
Kedron Village .................................
GA 
Publix at Acworth.............................
Publix Centre at Panola ....................
GA 
IL 
Fox Lake Crossing............................
IL 
Naperville Marketplace ....................
IN 
50 South Morton...............................
54th & College ..................................
IN 
Beacon Hill5......................................
IN 
IN 
Boulevard Crossing ..........................
IN 
Bridgewater Marketplace  ................
Cool Creek Commons ......................
IN 
Fishers Station6.................................
IN 
Geist Pavilion ...................................
IN 
IN 
Glendale Town Center......................
Greyhound Commons.......................
IN 
IN 
Hamilton Crossing Centre................
IN 
Martinsville Shops............................
Red Bank Commons.........................
IN 
IN 
Stoney Creek Commons...................
The Centre7 .......................................
IN 
The Corner Shops.............................
IN 
IN 
Traders Point ....................................
IN 
Traders Point II.................................
Whitehall Pike ..................................
IN 
IN 
Zionsville Place ................................
Ridge Plaza.......................................
NJ 
OH 
Eastgate Pavilion ..............................
Cornelius Gateway Build-to-Suit5....
OR 
Shops at Otty8 ...................................
OR 
Burlington Coat Factory9 .................
TX 
TX 
Cedar Hill Village ............................
Galleria Plaza10.................................
TX 
Market Street Village4 ......................
TX 
TX 
Plaza at Cedar Hill............................
Plaza Volente....................................
TX 
TX 
Preston Commons.............................
TX 
Sunland Towne Centre .....................
50th & 12th ........................................ WA 
Gateway Shopping Center5 .............. WA 
Sandifur Plaza5 ................................. WA 
TOTAL ............................................ 

MSA
Tampa 
Ft. Lauderdale 
Naples 
Naples 
Vero Beach 
Daytona 
Naples 
Naples 
Naples 
Naples 
Gainesville 
Orlando 
Atlanta 
Atlanta 
Atlanta 
Chicago 
Chicago 
Indianapolis 
Indianapolis 
Crown Point 
Kokomo 
Indianapolis 
Indianapolis 
Indianapolis 
Indianapolis 
Indianapolis 
Indianapolis 
Indianapolis 
Martinsville 
Evansville 
Indianapolis 
Indianapolis 
Indianapolis 
Indianapolis 
Indianapolis 
Bloomington 
Indianapolis 
Oak Ridge 
Cincinnati 
Portland 
Portland 
San Antonio 
Dallas 
Dallas 
Ft. Worth 
Dallas 
Austin 
Dallas 
El Paso 
Seattle 
Seattle 
Pasco 

Year  Built/ 
Renovated
2008 
2004 
2006 
2006 
1997/2004 
1999 
1986 
1993 
1991/2001 
2007 
1970 
1997 
2006 
1996 
2001 
2002 
2008 
1999 
2008 
2006 
2004 
2008 
2005 
1989 
2006 
1958/2008 
2005 
1999 
2005 
2005 
2000 
1986 
1984/2003 
2005 
2005 
1999 
2006 
2002 
1995 
2006 
2004 
1992/2000 
2002 
2002 
1970/2004 
2000 
2004 
2002 
1996 
2004 
2008 
2008 

Year Added to 
Operating 
Portfolio
2008 
2004 
2006 
2007 
2005 
1999 
2003 
2006 
2006 
2007 
2004 
2004 
2006 
2004 
2004 
2005 
2008 
1999 
2008 
2007 
2004 
2008 
2005 
2004 
2006 
2008 
2005 
2004 
2005 
2006 
2000 
1986 
1984 
2005 
2005 
1999 
2006 
2003 
2004 
2007 
2004 
2000 
2004 
2004 
2005 
2004 
2005 
2002 
2004 
2004 
2008 
2008 

Acquired, 
Redeveloped, or 
Developed
Developed 
Developed 
Developed 
Developed 
Acquired 
Developed 
Acquired 
Acquired 
Acquired 
Developed 
Acquired 
Acquired 
Developed 
Acquired 
Acquired 
Acquired 
Developed 
Developed 
Developed 
Developed 
Developed 
Developed 
Developed 
Acquired 
Developed 
Redeveloped 
Developed 
Acquired 
Developed 
Developed 
Developed 
Developed 
Developed 
Developed 
Developed 
Developed 
Developed 
Acquired 
Acquired 
Developed 
Developed 
Redeveloped 
Acquired 
Acquired 
Acquired 
Acquired 
Acquired 
Developed 
Acquired 
Developed 
Developed 
Developed 

Total 
GLA2
268,556 
405,906 
165,000 
206,600 
379,246 
233,901 
85,497 
258,874 
78,340 
276,346 
177,826 
77,948 
282,125 
69,628 
73,079 
99,072 
169,600 
2,000 
20,100 
127,821 
213,696 
50,820 
137,107 
114,457 
64,114 
685,827 
153,187 
87,424 
10,986 
324,308 
189,527 
80,689 
42,545 
348,835 
46,600 
128,997 
12,400 
115,088 
236,230 
35,800 
154,845 
107,400 
139,092 
44,306 
163,625 
299,847 
160,333 
142,539 
312,450 
14,500 
285,200 
12,552 
8,372,791 

Owned 
GLA2

94,756
45,906
—
25,600
144,246
220,901
85,497
105,515
78,340
82,546
177,826
77,948
157,408
69,628
73,079
99,072
83,290
2,000
—
57,321
123,696
26,000
124,578
114,457
64,114
403,327
—
82,424
10,986
34,308
49,330
80,689
42,545
279,558
46,600
128,997
12,400
115,088
236,230
21,000
9,845
107,400
44,262
44,306
156,625
299,847
156,333
27,539
307,474
14,500
100,949
12,552
4,958,838

Percentage of 
Owned  
GLA  Leased3

90.8% 
81.9% 
*
75.8% 
97.6% 
96.6% 
96.2% 
96.4% 
98.0% 
98.5% 
98.0% 
92.6% 
88.6% 
98.0% 
100.0% 
84.7% 
87.3% 
100.0% 
*
60.4% 
96.3% 
17.3% 
95.6% 
79.5% 
83.6% 
92.4% 
*
98.4% 
100.0% 
69.8% 
100.0% 
96.5% 
96.4% 
98.2% 
61.4% 
100.0% 
90.3% 
89.7% 
100.0% 
53.7% 
89.6% 
100.0% 
94.2% 
14.9% 
99.2% 
86.5% 
93.4% 
92.5% 
89.0% 
100.0% 
76.2% 
82.5% 
91.2% 

23

 
 
 
 
OPERATING RETAIL PROPERTIES - TABLE I (continued)

____________________ 
* 

Property consists of ground leases only and, therefore, no Owned GLA. As of December 31, 2008, the following were leased: Eagle Creek Lowe’s and 54th & 
College – single ground lease property; Greyhound Commons – two of four outlots leased.  

1 

2 

3 

4 

5

6 

7 

8 

9 

All properties are wholly owned, except as indicated. Unless otherwise noted, each property is owned in fee simple by the Company. 

Owned GLA represents gross leasable area that we own. Total GLA includes Owned GLA, square footage attributable to non-owned anchor space, and non-owned 
structures on ground leases.  

Percentage of Owned GLA Leased reflects Owned GLA/NRA leased as of  December 31, 2008, except for Greyhound Commons, 54th & College, and Eagle 
Creek Lowe’s (see * ).  

In November 2008, Circuit City, a tenant at this property, filed a petition for Chapter 11 bankruptcy protection. In January 2009, it announced that it was 
liquidating operations. The tenant continues to occupy the space at three of our retail centers until it rejects our leases.

We own and manage the following properties through joint ventures with third parties: Estero Town Commons (40%); Beacon Hill (50%); Cornelius Gateway 
(80%); Gateway Shopping Center (50%); and Sandifur Plaza (95%). 

This property is divided into two parcels: a grocery store and small shops. We own a 25% interest in the small shops parcel through a joint venture and a 100% 
interest in the grocery store. The joint venture partner is entitled to an annual preferred payment of $96,000. All remaining cash flow is distributed to us.  

We own a 60% interest in this property through a joint venture with a third party that manages the property.  

We do not own the land at this property. We have leased the land pursuant to two ground leases that expire in 2017. We have six five-year options to renew this 
lease. 

We do not own the land at this property. We have leased the land pursuant to a ground lease that expires in 2012. We have six five-year renewal options and a 
right of first refusal to purchase the land.  

10 

We do not own the land at this property. We have leased the land pursuant to a ground lease that expires in 2027. We have five five-year renewal options.  

24

3

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3

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land Held for Future Development

As of December 31, 2008, we owned interests in land parcels comprising approximately 105 acres that may be used 

for future expansion of existing properties, development of new retail or commercial properties or sold to third parties.

Tenant Diversification

No individual retail or commercial tenant accounted for more than 3.6% of the portfolio’s annualized base rent for the 
year ended December 31, 2008. The following table sets forth certain information for the largest 10 tenants and non-owned 
anchor tenants (based on total GLA) open for business or for which ground lease payments are being made at the 
Company’s retail properties based on minimum rents in place as of December 31, 2008: 

TOP 10 RETAIL TENANTS BY GROSS LEASABLE AREA

Tenant
Lowe's Home Improvement3.................   
Target....................................................   
Wal-Mart ..............................................   
Federated Department Stores ................   
Publix....................................................   
PetSmart................................................   
Home Depot..........................................   
Bed Bath & Beyond..............................   
Office Depot .........................................   
Dick's Sporting Goods ..........................   

Number of 
Locations
9 
6 
4 
1 
6 
6 
1 
5 
5 
2 
45 

Total GLA

1,247,630  
665,732  
618,161  
237,455  
289,779  
147,069  
140,000  
134,298  
129,099  
126,672  
3,735,895  

Number of 
Leases
3 
0 
1 
1 
6 
6 
0 
5 
5 
2 
29 

Company  
Owned 
GLA1
128,997  
0  
103,161  
237,455  
289,779  
147,069  
0  
134,298  
129,099  
126,672  
1,296,530  

Number of  
Anchor
Owned 
Locations
6 
6 
3 
0 
0 
0 
1 
0 
0 
0 
16 

Anchor
Owned 
GLA2
  1,118,633 
665,732 
515,000 
0 
0 
0 
140,000 
0 
0 
0 
  2,439,365 

____________________
1 

Excludes the estimated size of the structures located on land owned by the Company and ground leased to tenants. 

2 

3 

Includes the estimated size of the structures located on land owned by the Company and ground leased to tenants. 

The Company has entered into two ground leases with Lowe’s Home Improvement for a total of 328,000 square feet, which is included in Anchor 
Owned GLA. 

31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table sets forth certain information for the largest 25 tenants open for business at the Company’s retail 

and commercial properties based on minimum rents in place as of December 31, 2008: 

TOP 25 TENANTS BY ANNUALIZED BASE RENT

Type of 
Property
Retail 
Retail 
Retail 

Retail 
Retail 
Retail 
Retail 

Tenant
Lowe's Home Improvement4....................... 
Publix.......................................................... 
PetSmart ..................................................... 
State of Indiana ...........................................  Commercial 
Marsh Supermarkets ................................... 
Bed Bath & Beyond .................................... 
Circuit City5 ................................................ 
Office Depot ............................................... 
Indiana Supreme Court ...............................  Commercial 
Staples......................................................... 
Dick's Sporting Goods ................................ 
Ross Stores.................................................. 
HEB Grocery Company .............................. 
Best Buy...................................................... 
Kmart .......................................................... 
Michaels...................................................... 
TJX Companies........................................... 
Kerasotes Theaters4..................................... 
Dominick's .................................................. 
City Securities Corporation.........................  Commercial 
The Great Atlantic & Pacific Tea Co. ......... 
Old Navy..................................................... 
Petco ........................................................... 
Beall's.......................................................... 
Burlington Coat Factory.............................. 

Retail 
Retail 
Retail 
Retail 
Retail 
Retail 
Retail 
Retail 
Retail 
Retail 

Retail 
Retail 
Retail 
Retail 
Retail 

Number of
Locations
3 
6 
6 
3 
2 
5 
3 
5 
1 
4 
2 
4 
1 
2 
1 
3 
3 
2 
1 
1 
1 
3 
3 
2 
1 

Leased 
GLA/NRA1
128,997  
289,779 
147,069 
210,393  
124,902  
134,298  
99,352  
129,099  
75,488  
89,797  
126,672  
117,761  
105,000  
75,045  
110,875  
68,989  
88,550  
43,050  
65,977  
38,810  
58,732  
64,868  
40,778  
79,611  
107,400 

% of Owned 
GLA/NRA
of the  
Portfolio
2.2% 
5.0% 
2.6% 
3.7% 
2.2% 
2.3% 
1.7% 
2.2% 
1.3% 
1.6% 
2.2% 
2.0% 
1.8% 
1.3% 
1.9% 
1.2% 
1.5% 
0.7% 
1.1% 
0.8% 
1.1% 
1.2% 
0.8% 
1.5% 
1.7% 

Annualized  
Base Rent2,3

Annualized 
Base Rent 
per Sq. Ft.

$  2,564,000    $
2,366,871  
2,045,138  
1,635,911  
1,633,958  
1,581,884  
1,566,365  
1,353,866  
1,339,164  
1,220,849  
1,220,004  
1,210,784  
1,155,000  
934,493  
850,379  
823,544  
805,312  
776,496  
775,230  
771,155  
763,516  
748,693  
595,945  
576,000  
510,151  

5.61  
8.17  
13.91  
7.78  
13.08  
11.78  
15.77  
10.49  
17.74  
13.60  
9.63  
10.28  
11.00  
12.45  
7.67  
11.94 
9.09  
8.92  
11.75  
19.87  
13.00  
11.54  
14.61  
7.24  
4.75 

% of Total 
Portfolio
Annualized 
Base Rent
3.6% 
3.3% 
2.8% 
2.3% 
2.3% 
2.2% 
2.2% 
1.9% 
1.9% 
1.7% 
1.7% 
1.7% 
1.6% 
1.3% 
1.2% 
1.1% 
1.1% 
1.1% 
1.1% 
1.1% 
1.1% 
1.0% 
0.8% 
0.8% 
0.5% 

TOTAL ......................................................

2,621,292 

45.6% 

  $   29,824,708     $

9.96   41.4% 

____________________
1 

Excludes the estimated size of the structures located on land owned by the Company and ground leased to tenants. 

2 

3 

4 

5 

Annualized base rent represents the monthly contractual rent for December 2008 for each applicable tenant multiplied by 12. 

Excludes tenants at development properties that are designated as build-to-suits for sale. 

Annualized Base Rent per Sq. Ft. is adjusted to account for the estimated square footage attributed to structures on land owned by the Company and ground
leased to tenants. 

In November 2008, Circuit City filed a petition for Chapter 11 bankruptcy protection. In January 2009, it announced that it was liquidating its operations. The
tenant continues to occupy the space at three of our retail centers until it rejects our leases. 

32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Geographic Information

The  Company  owns  52  operating  retail  properties,  totaling  approximately  5.0  million  of  owned  square  feet  in  nine 
states.  As  of  December  31,  2008,  the  Company  owned  interests  in  three  operating  commercial  properties,  totaling 
approximately  0.5  million  square  feet  of  net  rentable  area,  and  an  associated  parking  garage.  All  of  these  commercial 
properties are located in the state of Indiana. The following table summarizes the Company’s operating properties by state 
as of December 31, 2008: 

Indiana ....................... 
(cid:120) Retail................. 
(cid:120) Commercial.......  
Florida ....................... 
Texas ......................... 
Georgia ...................... 
Washington................ 
Ohio........................... 
Illinois........................ 
New Jersey ................ 
Oregon ....................... 

Number of 
Operating
Properties1
24 
20 
4 
12 
8 
3 
3 
1 
2 
1 
2 
56 

Owned  
GLA/NRA2

2,182,551  
1,683,330  
499,221  
1,139,081  
1,143,786  
300,115  
128,001  
236,230  
182,362  
115,088  
30,845  
5,458,059  

Percent of 
Owned 
GLA/NRA
40.0% 
30.8% 
9.2% 
20.9% 
21.0% 
5.5% 
2.4% 
4.3% 
3.3% 
2.1% 
0.5% 
100.0% 

Total
Number of 
Leases

Annualized 
Base Rent3

228 
214 
14 
151 
82 
59 
17 
7 
17 
15 
11 
587 

$

$

24,993,435  
18,556,240  
6,437,195   
14,056,424  
12,182,024  
4,151,786  
2,400,288  
2,366,522  
2,096,309  
1,665,073  
466,215  
64,378,076  

Percent of 
Annualized 
Base Rent
38.8% 
28.8% 
10.0% 
21.8% 
18.9% 
6.5% 
3.7% 
3.7% 
3.3% 
2.6% 
0.7% 
100.0% 

Annualized
Base Rent per
Leased Sq. Ft.

  $

  $

12.43 
12.14 
13.36  
12.95  
11.89 
14.79  
22.92  
10.02  
13.39  
16.12  
23.19  
12.82  

____________________
1 

This table includes operating retail properties, operating commercial properties, and ground lease tenants who commenced paying rent as of 
December 31, 2008. This table excludes properties in our current development and redevelopment pipelines. 

2 

3 

Owned GLA/NRA represents gross leasable area or net leasable area owned by the Company.  It does not include 23 parcels or outlots 
owned by the Company and ground leased to tenants, which contain 23 non-owned structures totaling approximately 484,441 square feet.  It 
also excludes the square footage of Union Station Parking Garage. 

Annualized Base Rent excludes $4,047,025 in annualized ground lease revenue attributable to parcels and outlots owned by the Company 
and ground leased to tenants.  

Lease Expirations

Approximately  5.9%  of  total annualized base  rent  and  approximately  4.8%  of  total  GLA/NRA  expire  in  2009.  The 
following tables show scheduled lease expirations for retail and commercial tenants and development and redevelopment 
property tenants open for business as of December 31, 2008, assuming none of the tenants exercise renewal options. The 
tables include tenants open for business at operating retail and commercial properties as of December 31, 2008.

1
LEASE EXPIRATION TABLE – OPERATING PORTFOLIO

2009 ...............
2010 ...............
2011 ...............
2012 ...............
2013 ...............
2014 ...............
2015 ...............
2016 ...............
2017 ...............
2018 ...............
Beyond ...........

Number of 
Expiring 
Leases1,2
82  
89  
98  
104  
70  
51  
38  
26  
26  
24  
29  
637 

Expiring 
GLA/NRA3

258,003 
515,253 
657,932 
445,984 
498,339 
515,773 
503,637 
234,371 
396,288 
371,968 
933,305 
5,330,853 

% of Total 
GLA/NRA 
Expiring
4.8% 
9.7% 
   12.3% 
8.4% 
9.3% 
9.7% 
9.4% 
4.4% 
7.4% 
7.0% 
   17.6% 
   100.0% 

% of Total 
Annualized 
Base Rent
5.9% 
9.6% 
9.6% 
10.6% 
8.7% 
9.0% 
8.9% 
4.3% 
8.3% 
7.0% 
18.1% 
100.0% 

   $

Expiring 
Annualized Base 
Rent4
4,061,397   
6,621,828   
6,606,147   
7,269,398   
5,993,659   
6,225,323   
6,164,687   
2,992,020   
5,725,960   
4,850,662   
12,425,003   
68,936,084 

   $

33

Expiring 
Annualized Base 
Rent per Sq. Ft.
 $ 

Expiring Ground 
Lease Revenue

$

$

800,000 
0 
0 
0 
0 
0 
427,900 
181,504 
0 
435,296 
2,202,325 
4,047,025 

15.74    
12.85    
10.04    
16.30    
12.03    
12.07    
12.24    
12.77    
14.45    
13.04    
13.31    
12.93    

 $ 

 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
  
  
 
 
  
  
 
 
 
  
 
 
  
 
 
 
  
 
 
  
  
 
 
 
  
 
 
  
  
 
 
 
  
 
 
  
  
 
 
 
  
 
 
  
  
 
 
 
  
 
 
  
  
 
 
 
  
 
 
  
  
 
 
 
  
 
 
  
  
 
 
 
  
 
 
  
 
 
 
  
 
  
 
LEASE EXPIRATION TABLE – OPERATING PORTFOLIO (continued)

____________________
1 

Excludes tenants at development properties that are designated as build-to-suits for sale. 

2 

3 

4 

Lease expiration table reflects rents in place as of December 31, 2008, and does not include option periods; 2008 expirations include 17 month-to-
month tenants. This column also excludes ground leases. 

Expiring GLA excludes estimated square footage attributable to non-owned structures on land owned by the Company and ground leased to 
tenants. 

Annualized base rent represents the monthly contractual rent for December 2008 for each applicable tenant multiplied by 12. Excludes ground 
lease revenue. 

LEASE EXPIRATION TABLE – RETAIL ANCHOR TENANTS

2009 ................  
2010 ................  
2011 ................  
2012 ................  
2013 ................  
2014 ................  
2015 ................  
2016 ................  
2017 ................  
2018 ................  
Beyond ............  

Number of 
Expiring 
Leases1,2
3  
14  
7  
8  
3  
10  
11  
5  
11  
10  
22  
104 

Expiring 
GLA/NRA3

67,022 
332,886 
433,404 
179,471 
222,521 
247,834 
377,371 
153,782 
277,102 
335,578 
900,031 
3,527,002 

% of Total 
GLA/NRA 
Expiring
1.3% 
6.2% 
8.1% 
3.4% 
4.2% 
4.7% 
7.1% 
2.9% 
5.2% 
6.3% 
16.8% 
66.2% 

Expiring 
Annualized Base 
Rent4

$

567,270  
3,185,500  
2,182,015  
1,678,862  
993,053  
2,440,651  
3,585,414  
1,318,562  
3,383,722  
3,925,642  
11,629,852   
$ 34,890,543 

% of Total 
Annualized Base 
Rent
0.8% 
4.6% 
3.2% 
2.4% 
1.4% 
3.5% 
5.2% 
1.9% 
4.9% 
5.7% 
17.0% 
50.6% 

$ 

Expiring 
Annualized Base 
Rent per Sq. Ft.
$ 

Expiring Ground 
Lease Revenue
$

800,000 
0 
0 
0 
0 
0 
0 
0 
0 
0 
990,000 
$ 1,790,000 

8.46  
9.57  
5.03  
9.35  
4.46  
9.85  
9.50  
8.57  
12.21  
11.70  
12.92   
9.89 

____________________ 
1 

Retail anchor tenants are defined as tenants that occupy 10,000 square feet or more. Excludes tenants at development properties that are 
designated as build-to-suits for sale. 

2 

3 

4 

Lease expiration table reflects rents in place as of December 31, 2008, and does not include option periods; 2008 expirations include one month-
to-month tenant. This column also excludes ground leases. 

Expiring GLA excludes square footage for non-owned ground lease structures on land we own and ground leased to tenants. 

Annualized base rent represents the monthly contractual rent for December 2008 for each applicable property multiplied by 12. Excludes ground 
lease revenue. 

LEASE EXPIRATION TABLE – RETAIL SHOPS

2009 ............  
2010 ............  
2011 ............  
2012 ............  
2013 ............  
2014 ............  
2015 ............  
2016 ............  
2017 ............  
2018 ............  
Beyond ........  

Number of 
Expiring 
Leases1
78  
73  
90  
94  
63  
39  
26  
21  
14  
14  
7  
519  

Expiring 
GLA/NRA1,2

180,949 
173,269 
207,490 
229,461 
147,464 
114,129 
75,300 
80,589 
43,698 
36,390 
33,274 
1,322,013 

% of Total 
GLA/NRA 
Expiring
3.4% 
3.3% 
3.9% 
4.3% 
2.8% 
2.1% 
1.4% 
1.5% 
0.8% 
0.7% 
0.6% 
24.8% 

   $

Expiring 
Annualized Base 
Rent3
3,384,134   
3,254,448   
4,134,475   
4,995,069   
3,381,067   
2,374,117   
1,688,332   
1,673,458   
1,003,074   
925,020  
795,151   
  $ 27,608,345 

% of Total 
Annualized Base 
Rent
4.9% 
4.7% 
6.0% 
7.3% 
4.9% 
3.4% 
2.5% 
2.4% 
1.5% 
1.3% 
1.2% 
40.1% 

Expiring 
Annualized Base 
Rent per Sq. Ft.

 $ 

 $ 

18.70    
18.78    
19.93    
21.77    
22.93    
20.80    
22.42    
20.77    
22.95    
25.42    
23.90    
20.88    

34

Expiring Ground 
Lease Revenue
 $

0 
0 
0 
0 
0 
427,900 
181,504 
0 
435,296 
128,820 
1,083,505 
2,257,025 

 $

  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
  
 
 
  
 
 
  
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
  
 
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
LEASE EXPIRATION TABLE – RETAIL SHOPS (continued)

____________________ 
1 

Lease expiration table reflects rents in place as of December 31, 2008, and does not include option periods; 2008 expirations include 16 month-to-
month tenants. This column also excludes ground leases. 

2 

3 

Expiring GLA excludes estimated square footage to non-owned structures on land we own and ground leased to tenants. 

Annualized base rent represents the monthly contractual rent for December 2008 for each applicable property multiplied by 12. Excludes ground 
lease revenue. 

LEASE EXPIRATION TABLE – COMMERCIAL TENANTS

2009 ..........................
2010 ..........................
2011 ..........................
2012 ..........................
2013 ..........................
2014 ..........................
2015 ..........................
2016 ..........................
2017 ..........................
2018 ..........................
Beyond ......................

Number of 
Expiring Leases1
1  
2  
1  
2  
4  
2  
1  
0  
1  
0  
0  
14  

Expiring 
NLA1
10,032 
9,098 
17,038 
37,052 
128,354 
153,810 
50,966 
0 
75,488 
0 
0 
481,838 

% of Total 
NRA Expiring
0.2% 
0.2% 
0.3% 
0.7% 
2.4% 
2.9% 
1.0% 
0.0% 
1.3% 
0.0% 
0.0% 
9.0% 

Expiring Annualized 
Base Rent2

$

$

109,992  
181,880  
289,656  
595,467  
1,619,540  
1,410,555  
890,942  
0  
1,339,164  
0  
0   
6,437,196 

% of Total 
Annualized Base 
Rent
0.2% 
0.3% 
0.4% 
0.9% 
2.4% 
2.1% 
1.3% 
0.0% 
1.7% 
0.0% 
0.0% 
9.3% 

$

Expiring Annualized 
Base Rent per Sq. Ft.
10.96 
19.99 
17.00 
16.07 
12.62 
9.17 
17.48 
0.00 
17.74 
0.00 
0.00 
13.36 

$

____________________ 
1 

Lease expiration table reflects rents in place as of December 31, 2008, and does not include option periods. This column also excludes ground 
leases.

2 

Annualized base rent represents the monthly contractual rent for December 2008 for each applicable property multiplied by 12.

35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
ITEM 3. LEGAL PROCEEDINGS

We  are  a  party  to  various  legal  proceedings,  which  arise  in  the  ordinary  course  of  business.  We  are  not  currently 
involved in any litigation nor, to our knowledge, is any litigation threatened against us the outcome of which would, in our 
judgment  based  on  information  currently  available  to  us,  have  a  material  adverse  effect  on  our  consolidated  financial 
position or consolidated results of operations.

ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

No matter was submitted to a vote of security holders through the solicitation of proxies or otherwise during the fourth 

quarter of 2008.

PART II

ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED SHAREHOLDER MATTERS AND 
ISSUER PURCHASES OF EQUITY SECURITIES

Market Information

Our  common  shares  are  currently  listed  and  traded on  the New York  Stock  Exchange  (“NYSE”)  under  the  symbol 

“KRG”. On March 6, 2009, the last reported sales price of our common shares on the NYSE was $2.93.

The following table sets forth, for the periods indicated, the high and low sales prices and the closing prices for the 

Company’s common shares:  

Quarter Ended March 31, 2007...................  $ 
Quarter Ended June 30, 2007......................  $ 
Quarter Ended September 30, 2007 ............  $ 
Quarter Ended December 31, 2007.............  $ 
Quarter Ended March 31, 2008...................  $ 
Quarter Ended June 30, 2008......................  $ 
Quarter Ended September 30, 2008 ............  $ 
Quarter Ended December 31, 2008.............  $ 

High

21.14  $ 
21.80  $ 
19.49  $ 
20.60  $ 
15.65  $ 
15.52  $ 
13.44  $ 
11.67  $ 

Low
18.24  $ 
18.05  $ 
15.02  $ 
13.95  $ 
11.50  $ 
12.49  $ 
9.78  $ 
1.94  $ 

Closing

19.95 
19.02 
18.80 
15.27 
14.00 
12.50 
11.00 
5.56 

Holders 

The number of registered holders of record of our common shares was 133 as of March 6, 2009.  This total excludes 

beneficial or non-registered holders that held their shares through various brokerage firms.

Distributions

Our Board of Trustees declared the following cash distributions per share to our common shareholders for the periods 

indicated:

Quarter
Record Date
1st 2007 .......... April 5, 2007 
2nd 2007..........
July 6, 2007 
3rd 2007 .......... October 4, 2007 
4th 2007 ..........
January 7, 2008 
1st 2008 .......... April 4, 2008 
2nd 2008..........
July 7, 2008 
3rd 2008 .......... October 7, 2008 
4th 2008 ..........
January 7, 2009 

Payment Date
April 17, 2007
July 18, 2007
October 16, 2007
January 15, 2008
April 17, 2008
July 17, 2008 
October 17, 1008 
January 16, 2009 

Distribution
Per Share

0.1950
0.1950
0.2050
0.2050
0.2050
0.2050
0.2050
0.2050

$
$
$
$
$
$
$
$

36

In February 2009, our Board of Trustees declared a quarterly cash distribution of $0.1525 per common share for the 
quarter  ending  March  31,  2009  to  shareholders  of  record  as  of  April  7,  2009.  This  distribution  will  be  paid  on  or  about 
April 17, 2009.   

Our executive management and Board of Trustees will continue to evaluate the Company’s distribution policy on a 
quarterly  basis  as  they  monitor  the  capital  markets  and  the  impact  of  the  economy  on  the  Company’s  operations. In 
February 2009, our Board of Trustees declared a quarterly cash distribution of $0.1525 per common share for the quarter 
ending March 31, 2009.  This distribution represents a reduction from the amount paid in the prior quarter thereby allowing 
the Company to conserve additional liquidity. Future distributions will be declared and paid at the discretion of our Board 
of  Trustees,  and  will  depend  upon  a  number  of  factors,  including  cash  generated  by  operating  activities,  our  financial 
condition, capital requirements, annual distribution requirements under the REIT provisions of the Internal Revenue Code 
of 1986, as amended, and such other factors as our Board of Trustees deem relevant.  

Distributions by us to the extent of our current and accumulated earnings and profits for federal income tax purposes 
will be taxable to shareholders as either ordinary dividend income or capital gain income if so declared by us. Distributions 
in excess of earnings and profits generally will be treated as a non-taxable return of capital. These distributions have the 
effect  of  deferring  taxation  until  the  sale  of  a  shareholder’s  common  shares.  In  order  to  maintain  our  qualification  as  a 
REIT,  we  must  make  annual  distributions  to  shareholders  of  at  least  90%  of  our  taxable  income.  Under  certain 
circumstances, we could be required to make distributions in excess of cash available for distributions in order to meet such 
requirements.  For  the  taxable  year  ended  December  31,  2008,  approximately  76%  of  our  distributions  to  shareholders 
constituted a return of capital, approximately 13% constituted taxable ordinary income dividends and approximately 11% 
constituted taxable capital gains. 

Under our revolving credit facility, we are permitted to make distributions to our shareholders that do not exceed 95% 
of our Funds From Operations (“FFO”) provided that no event of default exists. See pages 65-66 for a discussion of FFO. If 
an event of default exists, we may only make distributions sufficient to maintain our REIT status. However, we may not 
make any distributions if any event of default resulting from nonpayment or bankruptcy exists, or if our obligations under 
the credit facility are accelerated.

The  Company  did  not  repurchase  any  of  its  common  shares  or  sell  any  unregistered  securities  during  the  period 

covered by this report.

Performance Graph

Notwithstanding anything to the contrary set forth in any of our filings under the Securities Act of 1933, as amended, 
or the Securities Exchange Act of 1934, as amended, that might incorporate Securities and Exchange Commission filings, 
in whole or in part, the following performance graph will not be incorporated by reference into any such filings. 

The  following  graph  compares  the  cumulative  total  shareholder  return  of  our  common  shares  for  the  period  from 
August 11, 2004, the date that our common shares began trading on NYSE, to December 31, 2008, to the S&P 500 Index 
and  to  the  published  NAREIT  All  Equity  REIT  Index  over  the  same  period.    The  graph  assumes  that  the  value  of  the 
investment  in  our  common  shares  and  each  index  was  $100  at  August  11,  2004  and  that  all  cash  distributions  were 
reinvested.  The shareholder return shown on the graph below is not indicative of future performance. 

37

8
3

ITEM 6. SELECTED FINANCIAL DATA

The  following  tables  set  forth,  on  a  historical  basis,  selected  financial  and  operating  information.  The  financial 
information has been derived from the consolidated balance sheets and statements of operations of the Company and the 
combined  statements  of  operations  of  our  Predecessor.  This  information  should  be  read  in  conjunction  with  the  audited 
consolidated financial statements of the Company and Management’s Discussion and Analysis of Financial Condition and 
Results of Operations appearing elsewhere in this Annual Report on Form 10-K.

The Company

The Predecessor

Year Ended
December 31, 
20081

Year Ended
December 31, 
2007

Year Ended
December 31, 
2006

Year Ended 
December 31,
2005

Period 
August 16, 
2004 
through 
December 31, 
2004

Period 
January 1, 2004
through 
August 15, 2004

Operating Data:
Revenues: 

Rental related revenue.............................................. $ 
Construction and service fee revenue ......................

Total revenue ...............................................................  
Expenses: 

Property operating....................................................
Real estate taxes .......................................................
Cost of construction and services ............................
General, administrative, and other...........................
Depreciation and amortization.................................
Total expenses.......................................................................
Operating income 

Interest expense........................................................
Loss on sale of asset.................................................
Loan prepayment penalties and expenses................
Income tax expense of taxable REIT subsidiary .....
Other income, net .....................................................
Minority interest income of consolidated 

subsidiaries ........................................................
Income from unconsolidated entities .......................
Gain on sale of unconsolidated property .................
Limited Partners’ interests in the continuing 

operations of the Operating Partnership............
Income (loss) from continuing operations............................
Discontinued operations: ......................................................

Operating income from discontinued operations, 

($ in thousands, except share and per share data)

$

103,597 
39,103
142,700

$

101,494  
37,260 
138,754  

89,703    $
41,447  
131,150   

72,296    $ 
26,420  
98,716   

19,618  $
9,334 
28,952 

17,108 
11,977 
33,788 
5,884  
35,447  
104,204 
38,496 
(29,372) 
—   
—   
(1,928 ) 
158

(62 )
843
1,233  

(2,014 )
7,354

15,121  
11,917  
32,077  
6,299   
31,851   
97,265 
41,489 
(25,965) 
—   
—    
(762 ) 
779  

(587 ) 
291   
—   

(3,400 ) 
11,845  

13,580   
11,260   
35,901   
5,323   
29,579   
95,643  
35,507  
(21,222 ) 
(764 )
—     
(966 ) 
345  

(117 )
286   
—    

(2,966 )
10,103   

12,337   
7,456   
21,823   
5,328   
21,696   
68,640  
30,076  
(17,836 )     
—    
—     
(1,041 )     
215  

(1,267 ) 
253   
—    

(3,309 ) 
7,091  

3,667 
1,927 
8,787 
1,781  
7,629  
23,791 
5,161 
(4,377 ) 
—   
(1,671) 
—   
30  

(126 ) 
134  
—   

258  
(591)

net of Limited Partners’ interests ......................

851

96  

77   

820   

259  

(Loss) gain on sale of operating property, net of 

Limited Partners’ interests.................................
(Loss) income from discontinued operations .......................
Net income (loss) .................................................................. $ 
Income (loss) per common share – basic: 

Continuing operations.............................................. $ 
Discontinued operations...........................................

$ 

Income (loss) per common share – diluted: 

Continuing operations.............................................. $ 
Discontinued operations...........................................

$ 

(2,112 )
(1,261)
6,093

0.24  
(0.04 ) 
0.20

0.24  
(0.04 ) 
0.20

Weighted average Common Shares outstanding – basic......
Weighted average Common Shares outstanding – diluted...    
Distributions declared per Common Share........................... $ 

30,328,408
30,340,449
0.820

$

$

$

$

$

$

1,582   
1,678 
13,523   

0.41   
0.06   
0.47  

0.40   
0.06   
0.46  

$

$

$

$

$

—     
77  
10,180    $

5,525   
6,345  
13,436   $ 

0.35    $
—     
0.35    $

0.35    $
—      
0.35    $

0.33   $ 
0.30   
0.63   $ 

0.33   $ 
0.29   
0.62   $ 

—   
259 
(332 ) $

(0.03 )   
0.01     
(0.02)   

(0.03 )   
0.01     
(0.02)   

28,908,274  
29,180,987  
0.800   

  28,733,228   
  28,903,114   
$

0.765    $

  21,406,980   
  21,520,061   

0.750    $ 

   18,727,977    
   18,727,977    
0.281     

12,824  
5,257 
18,081  

4,033  
1,409  
4,405  
1,477   
3,270   
14,594 
3,487 
(4,557 ) 
—   
—    
—    
111  

215  
164  
—   

—   
(580) 

388   

—    
388 
(192) 

N/A 
N/A 
N/A  

N/A 
N/A  
N/A 

N/A  
N/A  
N/A   

_________________ 
1

In December 2008, we sold our Silver Glen Crossing property located in Chicago, Illinois for net proceeds of approximately $17.2 million and
recognized a loss on the sale of $2.1 million, net of Limited Partners’ interests. The loss on sale and operating results for this property have been 
reflected as discontinued operations for fiscal year ended December 31, 2008. Amounts were not reclassified for fiscal years 2007 or prior as they 
were not considered material to the financial statements.

39

  
 
  
 
  
  
 
 
 
   
 
 
  
     
      
     
   
 
 
 
 
  
     
      
     
   
 
 
 
 
 
  
 
  
 
  
 
  
 
    
  
  
 
   
  
 
 
 
  
 
  
 
 
 
  
 
  
 
 
 
  
 
 
 
 
  
 
  
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
  
 
 
 
  
 
  
 
 
 
 
 
 
  
 
 
 
  
 
  
 
 
 
  
 
 
 
 
 
  
 
 
 
  
 
 
 
 
  
 
 
 
  
 
 
 
  
 
  
 
 
 
  
 
 
 
  
 
  
 
  
 
       
     
  
  
 
 
  
  
 
  
    
 
    
  
     
  
 
 
  
  
 
 
 
 
  
 
   
 
 
Balance Sheet Data:
Investment properties, net ......................................................... $
Cash and cash equivalents......................................................... $
Total assets ................................................................................ $
Mortgage and other indebtedness.............................................. $
Total liabilities........................................................................... $
Limited partners’ interests in the operating partnership ........... $
Shareholders’ equity.................................................................. $
Total liabilities and shareholders’ equity .................................. $

The Company 
Year Ended December 31

2008

2007

2006

2005

2004

($ in thousands)

1,035,454   $
9,918   $
1,112,052   $
677,661   $
759,817   $
67,277   $
284,958   $
1,112,052   $

965,583   $
19,002   $
1,048,235   $
646,834   $
714,100   $
74,512   $
259,623   $
1,048,235   $

892,625    $ 
23,953    $ 
983,161    $ 
566,976    $ 
634,435    $ 
78,812    $ 
269,914    $ 
983,161    $ 

738,734    $ 
15,209    $ 
799,230    $ 
375,246    $ 
436,106    $ 
84,245    $ 
278,879    $ 
799,230    $ 

521,078  
10,103  
563,544  
283,479  
336,922  
68,423  
158,199  
563,544  

ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 
OPERATIONS

The  following  discussion  should  be  read  in  conjunction  with  the  accompanying  historical  financial  statements  and 
related notes thereto and the “Risk Factors” appearing elsewhere in this Annual Report on Form 10-K. In this discussion, 
unless the context suggests otherwise, references to the “Company,” “we,” “us” and “our” mean Kite Realty Group Trust 
and its subsidiaries.

Overview 

In the following overview, we discuss the status of our business and properties, the effect that current U.S. economic 
conditions  is  having  on  our  retail  tenants  and  us,  and  the  current  state  of  the  financial  markets  as  pertaining  to  our  debt 
maturities and our ability to secure financing.

Our Business and Properties 

Kite  Realty  Group  Trust,  through  its  majority-owned  subsidiary,  Kite  Realty  Group,  L.P.,  is  engaged  in  the 
ownership,  operation,  management,  leasing,  acquisition,  construction,  expansion  and  development  of  neighborhood  and 
community  shopping  centers  and  certain  commercial  real  estate  properties  in  selected  markets  in  the  United  States.  We 
derive revenues primarily from rents and reimbursement payments received from tenants under existing leases at each of 
our  properties.  We  also  derive  revenues  from  providing  management,  leasing,  real  estate  development,  construction  and 
real estate advisory services through our taxable REIT subsidiary. Our operating results therefore depend materially on the 
ability of our tenants to make required rental payments, our ability to provide such services to third parties, conditions in 
the U.S. retail sector and overall real estate market conditions.  

As of December 31, 2008, we owned interests in a portfolio of 52 operating retail properties totaling approximately 
8.4  million  square  feet  of  gross  leasable  area  (including  non-owned  anchor  space)  and  also  owned  interests  in  three 
operating  commercial  properties  totaling  approximately  0.5  million  square  feet  of  net  rentable  area  and  an  associated 
parking  garage.    Also,  as  of  December  31,  2008,  we  had  an  interest  in  eight  properties  in  our  development  and 
redevelopment  pipelines.  Upon  completion,  we  anticipate  our  development  and  redevelopment  properties  to  have 
approximately 1.2 million square of total gross leasable area.   

In  addition  to  our  current  development  and  redevelopment  pipelines,  we  have  a  “visible  shadow”  development 
pipeline which includes land parcels that are undergoing pre-development activity and are in various stages of preparation 
for construction to commence, including pre-leasing activity and negotiations for third party financings.  As of December 
31,  2008,  this  visible  shadow  pipeline  consisted  of  six  projects  that  are  expected  to  contain  approximately  2.9  million 
square feet of total gross leasable area upon completion.   

Finally, as of December 31, 2008, we also owned interests in other land parcels comprising approximately 105 acres 
that may be used for future expansion of existing properties, development of new retail or commercial properties or sold to 

40

 
 
 
    
 
  
      
      
  
third parties. These land parcels are classified as “Land held for development” in the accompanying consolidated balance 
sheet.

Current Economic Conditions and Impact on Our Retail Tenants 

2008  was  a  very  difficult  year  for  the  U.S.  economy,  businesses  and  consumers.  Initial  weakness  in  the  housing 
market  in  2007  escalated  into  a  credit  crisis  whereby  businesses  and  consumers  had  difficulty  obtaining  financing  on 
favorable terms, if at all.  These conditions accelerated the deterioration of the U.S. economy, and in late 2008 the National 
Bureau of Economic Research, a group of economists that characterize American business cycles, declared that a recession 
began in the U.S. in December 2007.  Throughout 2008 and into the first quarter of 2009, the U.S. economy continued to 
struggle  with  difficult  market  conditions,  including  a  shortage  of  financing,  decreased  home  values  and  increased  home 
foreclosures, rising unemployment rates, personal and business bankruptcies, and sharp declines in consumer confidence. 
The U.S. Congress, the new Presidential Administration, which took office in January 2009, and the Federal Reserve Bank 
have taken various steps in an effort to curtail the recession and promote stability in the U.S. economy as a whole. It is not 
yet  known  what  effect,  if  any,  these  stimulus  packages  and  other  governmental  and  monetary  packages  will  have  on 
financial institutions and markets or the economy. 

These difficult economic conditions had a negative impact on consumer spending during 2008, and we expect these 
conditions  to  continue  into  2009  and  possibly  beyond.  Factors  contributing  to  consumers  spending  less  at  stores  owned 
and/or operated by our retail tenants include, among others: 

(cid:120)

Shortage or Unavailability of Financing: Lending institutions have substantially tightened credit standards, 
making  it  significantly  more  difficult  for  individuals  and  companies  to  obtain  financing.    The  shortage  of 
financing  has  caused,  among  other  things,  consumers  to  have  less  disposable  income  available  for  retail 
spending. 

(cid:120) Decreased Home Values and Increased Home Foreclosures: U.S. home values have decreased sharply, and 
difficult economic conditions have also contributed to a record number of home foreclosures. The historically 
high level of delinquencies and foreclosures, particularly among sub-prime mortgage borrowers, is expected 
to continue into the foreseeable future. 

(cid:120)

Rising Unemployment Rates: The U.S. unemployment rate continues to rise dramatically. According to the 
Bureau of Labor Statistics, in 2008, approximately 2.6 million Americans became unemployed, the highest 
level in more than six decades.  A total of approximately 1.9 million of these jobs were lost in the last four 
months of 2008, with over half a million lost in December 2008 alone. This trend continued through January 
and February 2009, with unemployment rising to approximately 4.4 million Americans, or 8.1%, the highest 
level in 25 years. Rising unemployment rates could cause further decreases in consumer spending, thereby 
negatively affecting the businesses of our retail tenants. 

(cid:120) Deceasing  Consumer  Confidence:  Consumer  confidence  is  at  its  lowest  level  in  decades,  leading  to 
consumers  spending  less  money  on  discretionary  purchases.  The  significant  increase  during  2008  in  both 
personal  and  business  bankruptcies  reflects  an  economy  in  distress,  with  financially  over-extended 
consumers less likely to purchase goods and/or services from our retail tenants. 

During  2008,  decreasing  consumer  spending  had  a  negative  impact  on  the  businesses  of  our  retail  tenants.  For 
example, same-store sales for many retailers declined in late 2008, particularly in November and December. As discussed 
below, these conditions in turn had a negative impact on our business. To the extent these conditions persist or deteriorate 
further, our tenants may be required to curtail or cease their operations, which could materially and negatively affect our 
business in general and our cash flow in particular.   

Impact of Economy on REITs, Including Us 

As  an  owner  and  developer  of  community  and  neighborhood  shopping  centers,  our  operating  and  financial 
performance is directly affected by economic conditions in the retail sector of those markets in which our operating centers 
and  development  properties  are  located.  This  is  particularly  true  in  the  states  of  Indiana,  Florida  and  Texas,  where  the 
majority of our properties are located, and in North Carolina, where a significant portion of our development projects and 

41

land  parcels  held  for  development  are  located.    As  discussed  above,  due  to  the  challenges  facing  U.S.  consumers,  the 
operations  of  many  of  our  retail  tenants  are  being  negatively  affected.    In  turn,  this  is  having  a  negative  impact  on  our 
business, including in the following ways: 

(cid:120) Difficulty  In  Collecting  Rent;  Rent  Adjustments.    When  consumers  spend  less,  our  tenants  typically 
experience decreased revenues and cash flows.  This makes it more difficult for some of our tenants to pay 
their  rent  obligations,  which  is  the  primary  source  of  our  revenues.    The  number  of  tenants  requesting 
decreases  or  deferrals  in  their  rent  obligations  increased  in  2008.  If  granted,  such  decreases  or  deferrals 
negatively affect our cash flows. 

(cid:120)

(cid:120)

Termination  of  Leases.    If  our  tenants  continue  to  struggle  to  meet  their  rental  obligations,  they  may  be 
forced to terminate their leases with us.  During 2008, several tenants terminated their leases with us and in 
some cases we were able to negotiate lease termination fees from these tenants but in other cases we were 
not.  

Tenant Bankruptcies. The number of bankruptcies by U.S. businesses surged in the third and fourth quarter 
of  2008.  This  trend  continued  through  January  and  February  2009  and  may  continue  into  the  foreseeable 
future.  Likewise,  bankruptcies  of  our  retail  tenants  also  increased  sharply  in  2008  and  into  2009.    For 
example, in November 2008, Circuit City Stores, Inc. filed a petition for bankruptcy protection under Chapter 
11 of the federal bankruptcy laws and, in January 2009, declared that it would be liquidating and closing all 
of its stores. As of December 31, 2008, Circuit City leased space at three of our properties and represented a 
total of approximately 2.2% of our total operating portfolio annualized base rent and approximately 1.7% of 
our total operating portfolio owned gross leasable area. As a result of the liquidation, we wrote off all assets 
and  uncollected  amounts  from  Circuit  City  in  December  2008,  which  reduced  our  net  income  by 
approximately $4.1 million. 

(cid:120) Decrease in Demand for Retail Space.  Reflecting the extremely difficult current market conditions, demand 
for  retail  space  at  our  shopping  centers  has  decreased  while  availability  has  increased  due  to  tenant 
terminations and bankruptcies.  As a result, the overall tenancy at our shopping centers declined over the last 
12 months and may continue to decline in the future until financial markets, consumer confidence, and the 
economy stabilize. As of December 31, 2008, our retail operating portfolio was approximately 91% leased 
compared to approximately 95% leased as of December 31, 2007. In addition, these conditions have made it 
significantly more difficult for us to lease space in our development projects, which may adversely affect the 
expected returns from these projects or delay their completion.

The factors discussed above, among others, had a negative impact on our business during 2008.  We expect that these 

conditions may continue well into the foreseeable future. 

Financing Strategy and 2009 Maturities 

Our  ability  to  obtain  financing  on  satisfactory  terms  and  to  refinance  borrowings  as  they  mature  has  also  been 
affected by the condition of the economy in general and by the current instability of the financial markets in particular. As 
of  December  31,  2008,  approximately  $84  million  of  our  consolidated  indebtedness  was  scheduled  to  mature  in  2009 
(approximately $108 million including our share of unconsolidated debt), excluding scheduled monthly principal payments 
for 2009. We believe we have good relationships with a number of banks and other financial institutions that will allow us 
to  refinance  these  borrowings  with  the  existing  lenders  or  replacement  lender.    However,  in  this  current  challenging 
environment, it is imperative that we identify alternative sources of financing and other capital in the event we are not able 
to refinance these loans on satisfactory terms, or at all. It is also important for us to obtain financing in order to complete
our development and redevelopment projects. 

To strengthen our balance sheet, we engaged in certain financing transactions in 2008.  Specifically, we have raised a 
combined $102.8 million in proceeds from a new term loan that matures in July 2011 and from an offering of 4,750,000 of 
our  common  shares.  These  funds  were  primarily  used  to  pay  down  borrowings  under  our  unsecured  revolving  credit 
facility, which created additional availability under this facility to pay down borrowings as they mature, if necessary. As of 
December  31,  2008,  approximately  $77  million  was  available  to  be  drawn  under  this  facility  and  we  had  an  additional 
approximately $10 million of cash and cash equivalents on hand. 

42

In addition to raising new capital, we have also been successful in obtaining extensions for loans originally maturing 
in 2008. As part of our financing strategy, we will continue to seek to refinance and/or extend our debt that is maturing in 
2009 and 2010. For example, in October, we negotiated the extension of the maturity dates from 2009 to 2010 on our debt 
at  four  of  our  consolidated  properties  (Estero  Town  Center,  Tarpon  Springs  Plaza,  Rivers  Edge  Shopping  Center,  and 
Bridgewater  Marketplace).  In  addition,  in  October  and  December  2008,  we  refinanced  debt  at  our  Gateway  Shopping 
Center and Bayport Commons properties, respectively, and extended the maturity dates from 2009 to 2011. As a result of 
these actions, we extended the maturity dates to 2010 or later on approximately $100.6 million of indebtedness originally 
due in 2009. While we can give no assurance, due to these efforts and the current status of negotiations with existing and 
alternative  lenders  for  our  near-term  maturing  indebtedness,  we  currently  believe  we  will  have  the  ability  to  extend, 
refinance, or repay all of our debt that is maturing through at  least 2009, including, to the extent necessary, utilizing the 
availability on our unsecured credit facility.  

Obtaining new financing also is important to our business due to the capital needs of our existing development and 
redevelopment projects. The properties in our development and redevelopment pipelines, which are primary drivers for our 
near-term growth, will require a substantial amount of capital to complete. As of December 31, 2008, our unfunded share of 
the total estimated cost of the properties in our current development and redevelopment pipelines was approximately $45 
million. While  we  believe  we  will  have  access  to  sufficient  funding  to  be  able  to  fund our investments  in  these  projects 
through a combination of new and existing construction loans and draws on our unsecured credit facility (which, as noted 
above,  has  $77  million  of  availability  as  of  December  31,  2008),  a  prolonged  credit  crisis  will  make  it  more  costly  and 
difficult to raise additional capital, if necessary. 

Summary of Critical Accounting Policies and Estimates 

Our  significant  accounting  policies  are  more  fully  described  in  Note  2  of  the  accompanying  consolidated  financial 
statements.    As  disclosed  in  Note  2,  the  preparation  of  financial  statements  in  accordance  with  U.S.  generally  accepted 
accounting principles requires management to make estimates and assumptions about future events that affect the amounts 
reported in the financial statements and accompanying notes.  Actual results could differ from those estimates.  We believe 
that the following discussion addresses our most critical accounting policies, which are those that are most important to the 
compilation of our financial condition and results of operations and require management’s most difficult, subjective, and 
complex judgments.  

Purchase Accounting

The purchase price of operating properties is allocated to tangible assets and identified intangibles acquired based on 
their  fair  values  in  accordance  with  the  provisions  of  Statement  of  Financial  Accounting  Standards  No.  141,  “Business 
Combinations”  (“SFAS  No.  141”).  In  making  estimates  of  fair  values  for  the  purpose  of  allocating  purchase  price,  a 
number of sources are utilized. We also consider information about each property obtained as a result of its pre-acquisition 
due diligence, marketing and leasing activities in estimating the fair value of tangible assets and intangibles acquired.

A portion of the purchase price is allocated to tangible assets and intangibles, including: 

(cid:120)

(cid:120)

(cid:120)

the fair value of the building on an as-if-vacant basis and to land determined by real estate tax assessments, 
independent appraisals, or other relevant data; 

above-market and below-market in-place lease values for acquired properties are based on the present value 
(using an interest rate which reflects the risks associated with the leases acquired) of the difference between 
(i) the contractual amounts to be paid pursuant to the in-place leases and (ii) management’s estimate of fair 
market lease rates for the corresponding in-place leases, measured over the remaining non-cancelable term of 
the leases. The capitalized above-market and below-market lease values are amortized as a reduction of or 
addition to rental income over the remaining non-cancelable terms of the respective leases. Should a tenant 
terminate its lease, the unamortized portion of the lease intangibles would be charged or credited to income; 
and

the value of leases acquired. We utilize independent sources for our estimates to determine the respective in-
place  lease  values.  Our  estimates  of  value  are  made  using  methods  similar  to  those  used  by  independent 
appraisers.  Factors  we  consider  in  our  analysis  include  an  estimate  of  costs  to  execute  similar  leases 
including  tenant  improvements,  leasing  commissions  and  foregone  costs  and  rent  received  during  the 

43

estimated  lease-up  period  as  if  the  space  was  vacant.  The  value  of  in-place  leases  is  amortized  to  expense 
over the remaining initial terms of the respective leases. 

We  also  consider  whether  a  portion  of the  purchase  price  should  be  allocated  to  in-place  leases  that  have  a  related 
customer relationship intangible value. Characteristics we consider in allocating these values include the nature and extent 
of  existing  business  relationships  with  the  tenant,  growth  prospects  for  developing  new  business  with  the  tenant,  the 
tenant’s credit quality, and expectations of lease renewals, among other factors. To date, a tenant relationship has not been 
developed that is considered to have a current intangible value.  

Beginning fiscal year 2009, we will apply the provisions of Statement of Financial Accounting Standards (“SFAS”) 
No. 141(R) “Business Combinations – Revised” to all assets acquired and liabilities assumed in a business combination. 
SFAS No. 141(R) will require us to measure the identifiable assets acquired, the liabilities assumed and any non-controlling 
interest in the acquiree at their fair values on the acquisition date, measured at their fair values as of that date, with goodwill
being  the  excess  value  over  the  net  identifiable  assets  acquired.  SFAS  No.  141(R)  will  modify  SFAS  No.  141’s  cost-
allocation process, which currently requires the cost of an acquisition to be allocated to the individual assets acquired and 
liabilities  assumed  based  on  their  estimated  fair  values.  SFAS  No.  141(R)  requires  the  costs  of  an  acquisition  to  be 
recognized in the period incurred. We do not believe the adoption of SFAS No. 141(R) will have a material impact on our 
financial position or results of operations. 

Capitalization of Certain Pre-Development and Development Costs  

We  incur  costs  prior  to  land  acquisition  and  for  certain  land  held  for  development,  including  acquisition  contract 
deposits as well as legal, engineering and other external professional fees related to evaluating the feasibility of developing
a  shopping  center.   These  pre-development  costs  are  capitalized  and  included  in  construction  in  progress  in  the 
accompanying  consolidated  balance  sheets.   If  we  determine  that  the  completion  of  a  development  project  is  no  longer 
probable, all previously incurred pre-development costs are immediately expensed.  

We  also  capitalize  costs  such  as  construction,  interest,  real  estate  taxes,  and  salaries  and  related  costs  of  personnel 
directly involved with the development of our properties.  As a portion of the development property becomes operational, 
we expense appropriate costs on a pro rata basis. 

Impairment of Investment Properties

In accordance with SFAS No. 144, “Accounting for the Impairment of Long-Lived Assets and for Long-Lived Assets 
to  be  Disposed  Of”  (“SFAS  No.  144”),  management  reviews  investment  properties  for  impairment  on  a  property-by-
property basis whenever events or changes in circumstances indicate that the carrying value of investment properties may 
not  be  recoverable.  Impairment  analysis  requires  management  to  make  certain  assumptions  and  requires  significant 
judgment. Management does not believe any investment properties were impaired at December 31, 2008. 

Impairment losses for investment properties are recorded when the undiscounted cash flows estimated to be generated 
by  the  investment  properties  during  the  expected  holding  period  are  less  than  the  carrying  amounts  of  those  assets. 
Impairment losses are measured as the difference between the carrying value and the fair value of the asset.

In  accordance  with  SFAS  No.  144,  operating  properties  held  for  sale  include  only  those  properties  available  for 
immediate sale in their present condition and for which management believes it is probable that a sale of the property will 
be  completed  within  one  year.  Operating  properties  are  carried  at  the  lower  of  cost  or  fair  value  less  costs  to  sell. 
Depreciation and amortization are suspended during the held-for-sale period.

Our  properties  have  operations  and  cash  flows  that  can  be  clearly  distinguished  from  the  rest  of  our  activities.  In 
accordance with SFAS No. 144, the operations reported in discontinued operations include those operating properties that 
were  sold  or  were  considered  held-for-sale  and  for  which  operations  and  cash  flows  can  be  clearly  distinguished.  The 
operations from these properties are eliminated from ongoing operations, and we will not have a continuing involvement 
after disposition. When material, prior periods are reclassified to reflect the operations of these properties as discontinued 
operations. 

44

Revenue Recognition

As lessor, we retain substantially all of the risks and benefits of ownership of the investment properties and account 

for our leases as operating leases.

Contractual minimum rents are recognized on a straight-line basis over the terms of the related leases. A small number 
of  our  lease  agreements  contain  provisions  that  grant  additional  rents  based  on  a  tenant’s  sales  volume  (contingent 
percentage  rent).  Percentage  rent  is  recognized  when  tenants  achieve  the  specified  sales  targets  as  defined  in  their  lease 
agreements.  Percentage rent is included in other property related revenue in the accompanying statements of operations.

Reimbursements  from  tenants  for  real  estate  taxes  and  other  operating  expenses  are  recognized  as  revenue  in  the 

period the applicable expense is incurred.

Gains and losses on sales of real estate are recognized in accordance with SFAS No. 66, “Accounting for Sale of Real 
Estate.” In summary, gains and losses from sales are not recognized unless a sale has been consummated, the buyer’s initial 
and  continuing  investment  is  adequate  to  demonstrate  a  commitment  to  pay  for  the  property,  we  have  transferred  to  the 
buyer  the  usual  risks  and  rewards  of  ownership,  we  do  not  have  a  substantial  continuing  financial  involvement  in  the 
property and the collectability of any receivable from the sale is reasonably assured. 

Revenues  from  construction  contracts  are  recognized  on  the  percentage-of-completion  method,  measured  by  the 
percentage  of  cost  incurred  to  date  to  the  estimated  total  cost  for  each  contract.  Project  costs  include  all  direct  labor, 
subcontract, and material costs and those indirect costs related to contract performance costs incurred to date.  Project costs
do not  include  uninstalled  materials.  Provisions  for  estimated  losses  on uncompleted  contracts  are  made  in  the  period  in 
which  such  losses  are  determined.  Changes  in  job  performance,  job  conditions,  and  estimated  profitability  may  result  in 
revisions to costs and income, which are recognized in the period in which the revisions are determined.  

Development fees and fees from advisory services are recognized as revenue in the period in which the services are 

rendered. Performance-based incentive fees are recorded when the fees are earned. 

Fair Value Measurements 

On  January  1,  2008,  we  adopted  SFAS  No.  157,  “Fair  Value  Measurements.”    SFAS  No.  157  defines  fair  value, 
establishes a framework for measuring fair value, and expands disclosures about fair value measurements.  SFAS No. 157 
applies  to  reported  balances  that  are  required  or  permitted  to  be  measured  at  fair  value  under  existing  accounting 
pronouncements; accordingly, the standard does not require any new fair value measurements of reported balances.  SFAS 
No. 157 emphasizes that fair value is a market-based measurement, not an entity-specific measurement.  Therefore, a fair 
value measurement should be determined based on the assumptions that market participants would use in pricing the asset 
or  liability.    As  a  basis  for  considering  market  participant  assumptions  in  fair  value  measurements,  SFAS  No.  157 
establishes a fair value hierarchy that distinguishes between market participant assumptions based on market data obtained 
from  sources  independent  of  the  reporting  entity  (observable  inputs  that  are  classified  within  Levels  1  and  2  of  the 
hierarchy) and the reporting entity’s own assumptions about market participant assumptions (unobservable inputs classified 
within Level 3 of the hierarchy). 

As further discussed in Note 12 of the accompanying consolidated financial statements, the only assets or liabilities 
that we record at fair value on a recurring basis are interest rate hedge agreements. To comply with the provisions of SFAS 
No.  157,  we  incorporate  credit  valuation  adjustments  to  appropriately  reflect  both  our  own  nonperformance  risk  and  the 
respective counterparty’s nonperformance risk in the fair value measurements.  In adjusting the fair value of our derivative 
contracts  for  the  effect  of  nonperformance  risk,  we  have  considered  the  impact  of  netting  and  any  applicable  credit 
enhancements, such as collateral postings, thresholds, mutual puts, and guarantees. 

Although we have determined that the majority of the inputs used to value its derivatives fall within Level 2 of the 
fair value hierarchy, the credit valuation adjustments associated with its derivatives utilize Level 3 inputs, such as estimates
of  current  credit  spreads  to  evaluate  the  likelihood  of  default  by  ourselves  and  our  counterparties.    However,  as  of 
December  31,  2008,  we  have  assessed  the  significance  of  the  impact  of  the  credit  valuation  adjustments  on  the  overall 
valuation  of  its  derivative  positions  and  have  determined  that  the  credit  valuation  adjustments  are  not  significant  to  the 

45

overall  valuation  of  our  derivatives.  As  a  result,  we  have  determined  that  our  derivative  valuations  in  their  entirety  are 
classified in Level 2 of the fair value hierarchy. 

Income Taxes and REIT Compliance

We are considered a corporation for federal income tax purposes and qualify as a REIT. As such, we generally will 
not be subject to federal income tax to the extent we distribute our REIT taxable income to our shareholders.  REITs are 
subject to a number of organizational and operational requirements.  If we fail to qualify as a REIT in any taxable year, we 
will be subject to federal income tax on our taxable income at regular corporate rates.  We may also be subject to certain 
federal, state and local taxes on its income and property and to federal income and excise taxes on our undistributed income 
even if we do qualify as a REIT.  For example, we will be subject to income tax to the extent we distribute less than 90% of 
our REIT taxable income (including capital gains). 

Results of Operations

At  December  31,  2008,  we  owned  interests  in  56  operating  properties  (consisting  of  52  retail  properties,  three 
operating  commercial  properties  and  an  associated  parking  garage)  and  eight  entities  that  held development  or 
redevelopment  properties  in  which  we  have  an  interest.  These  redevelopment  properties  include  Shops  at  Eagle  Creek, 
Bolton Plaza, Courthouse Shadows, and Four Corner Square properties, all of which are undergoing major redevelopment, 
and Rivers Edge, a shopping center purchased in February 2008 that we intend to redevelop. Of the 64 total properties held 
at December 31, 2008, one operating property and one parcel of pre-development land were owned through joint ventures 
and accounted for under the equity method.  

At  December  31,  2007,  we  owned  interests  in  55  operating  properties  (consisting  of  50  retail  properties,  four 
commercial operating properties and an associated parking garage) and had interests in 11 entities that held development or 
redevelopment properties. These redevelopment properties included our Glendale Town Center and Shops at Eagle Creek 
properties, which were both undergoing major redevelopment. Of the 66 total properties held at December 31, 2007, two 
operating properties were owned through joint ventures that were accounted for under the equity method. 

At  December  31,  2006,  we  owned  interests  in  54  operating  properties  (consisting  of  49  retail  properties,  four 
commercial  operating  properties  and  an  associated  parking  garage)  and  had  11  properties  under development.  Of  the  65 
total  properties  held  at  December  31,  2006,  two  operating  properties  were  owned  through  joint  ventures  that  were 
accounted for under the equity method.  

The comparability of results of operations is significantly affected by our development, redevelopment, and operating 
property acquisition and disposition activities in 2006, 2007 and 2008.  Therefore, we believe it is most useful to review the 
comparisons of our 2006, 2007 and 2008 results of operations (as set forth below under “Comparison of Operating Results 
for  the  Years  Ended  December 31,  2008  and  2007” and  “Comparison  of  Operating  Results  for  the  Years  Ended 
December 31,  2007  and  2006”)  in  conjunction  with  the  discussion  of  our  significant  development,  redevelopment,  and 
operating  property  acquisition  and  disposition  activities  during  those  periods,  which  such  discussion  is  set  forth  directly 
below.

Development Activities

During the years ended December 31, 2008, 2007 and 2006, the following development properties became operational 

or partially operational: 

Property Name

MSA

54th & College .................................................. Indianapolis, IN 
Beacon Hill Phase II......................................... Crown Point, IN 
Bayport Commons............................................ Tampa, FL 
Cornelius Gateway ........................................... Portland, OR 
Tarpon Springs Plaza........................................ Naples, FL 
Gateway Shopping Center................................ Marysville, WA 
Bridgewater Marketplace ................................. Indianapolis, IN 

Economic 
1
Occupancy Date

June 2008 
December 2007   
September 2007  
September 2007  
July 2007 
April 2007 
January 2007 

Owned GLA 

N/A 2
19,160  
94,756  
21,000  
82,546  
100,949  
26,000  

46

 
 
 
 
Sandifur Plaza  ................................................. Tri-Cities, WA 
Naperville Marketplace .................................... Chicago, IL
Zionsville Place ................................................ Zionsville, IN 
Stoney Creek Commons Phase II ..................... Indianapolis, IN 
Beacon Hill Phase I .......................................... Crown Point, IN
Estero Town Commons .................................... Naples, FL
Eagle Creek Lowe’s ......................................... Naples, FL 

January 2007 
August 2006
August 2006 
July 2006 
June 2006
April 2006
February 2006 

12,552  
83,290
12,400  
49,330
38,161
25,600
N/A 2

____________________
1

Represents  the  date  in  which  we  started  receiving  rental  payments  under  tenant  leases  or  ground
leases at the property or the tenant took possession of the property, whichever was sooner.
Property is ground leased to a single tenant. 

2

Property Acquisition Activities 

During the years ended December 31, 2008 and 2006, we acquired the following properties: 

Property Name

MSA

Acquisition Date

Acquisition Cost 
(Millions)

Rivers Edge Shopping Center1 ...... Indianapolis, Indiana  February 2008 
Courthouse Shadows ..................... Naples, Florida
Pine Ridge Crossing ...................... Naples, Florida
Riverchase ..................................... Naples, Florida
Kedron Village .............................. Peachtree, Georgia

July 2006
July 2006
July 2006
April 2006 3 

$

18.3 
19.8 
22.6
15.5
   34.9 4 

Financing 
Method
Primarily 
Debt2 
Debt
Debt
Debt
   Debt 

Owned GLA

110,875
134,8667
105,515
78,340
157,408

____________________
1 

This  property  was  purchased  with  the  intent  to  redevelop;  therefore, it  is  included  in  our  redevelopment 
pipeline, as discussed below. However, for purposes of the comparison of operating results, this property is
classified as property acquired during 2008 in the comparison of operating results tables below. 
To fund the purchase price, we utilized approximately $2.7 million of proceeds from the November 2007
sale of our 176th & Meridian property, as discussed below.  The remaining purchase price of $15.6 million 
was funded initially through a draw on our unsecured revolving credit facility and subsequently refinanced
with a variable rate loan bearing interest at LIBOR + 125 basis points and originally maturing on February
3, 2009.  In October 2008, we extended the maturity date on this loan one additional year.   
When  purchased,  Kedron  Village  was  under  construction  and  not  an  operating  property.  The  property
became  partially  operational  in  the  third  quarter  of  2006  and  became  fully  operational  during  the  fourth 
quarter of 2006.  
Total purchase price of approximately $34.9 million is net of purchase price adjustments, including tenant
improvement and leasing commission credits, of $2.0 million. 

2 

3 

4 

No operating properties were acquired by us in fiscal year 2007. 

Operating Property Disposition Activities 

During the years ended December 31, 2008 and 2007, we sold the following operating properties:  

Property Name
Spring Mill Medical, Phase I1....................
Silver Glen Crossing2................................. Chicago, Illinois
176th & Meridian3 ......................................

Seattle, Washington 

Indianapolis, Indiana

MSA

Disposition Date

Owned GLA

December 2008
December 2008
November 2007 

63,431
132,716
14,560

____________________
1 

We hold a 50% interest in this joint venture. In December 2008, the joint venture sold this property for
$17.5  million,  resulting  in  a  total  gain  on  sale  of  approximately  $3.5  million.  Net  proceeds  of

47

 
 
 
 
 
 
 
 
   
approximately $14.4 million from the sale of this property were utilized to defease the related mortgage
loan.  Our share of the gain on sale, was approximately $1.2 million, net of our excess investment. We
used the majority of our share of the net proceeds to pay down borrowings under our unsecured revolving 
credit facility. Prior to the sale of this property, the joint venture sold a parcel of land for net proceeds of
approximately $1.1 million, of which our share was $0.6 million. 
We realized net proceeds of approximately $17.2 million from the sale of this property and recognized a 
loss on the sale of $2.1 million, net of Limited Partners’ interests. The majority of the net proceeds from
the sale of this property were used to pay down borrowings under our unsecured revolving credit facility.
The sale of this property and its operating results have been reflected as discontinued operations for fiscal 
year  ended  December  31,  2008.  Amounts  were  not  reclassified  for  fiscal  years  2007  and  2006  as  they
were not considered material to the financial statements. 
This property was sold for net proceeds of $7.0 million and a gain, net of Limited Partners’ interests, of
$1.6 million. We utilized the proceeds from the sale with the intention to execute a like-kind exchange 
under Section 1031 of the Internal Revenue Code and, in February 2008 we did so by purchasing Rivers 
Edge Shopping Center, as discussed above. The sale of this property and its operating results have been
reflected as discontinued operations for fiscal years ended December 31, 2007 and 2006. 

2 

3 

No operating properties were sold by us in fiscal year 2006. 

Redevelopment Activities 

During  the  years  ended  December  31,  2008,  2007  and  2006,  we  transitioned  the  following  properties  from  our 

operating portfolio to our redevelopment pipeline:  

Property Name
Courthouse Shadows2...............................
Four Corner Square3................................. Maple Valley, Washington 
Bolton Plaza4............................................
Rivers Edge5.............................................
Glendale Town Center6 ............................
Shops at Eagle Creek7 ..............................

Jacksonville, Florida 
Indianapolis, Indiana 
Indianapolis, Indiana
Naples, Florida

MSA
Naples, Florida 

Transition Date1
September 2008 
September 2008 
June 2008 
June 2008 
March 2007 
December 2006 

Owned GLA
134,867 
73,099 
172,938 
110,875 
685,000 
75,944 

____________________
1 

2 

3 

4 

5 

6 

7 

Transition  date  represents  the  date  the  property  was  transitioned  from  our  operating  portfolio  to  our
redevelopment pipeline. 
In addition to the existing center, we may construct an additional building to support approximately 6,000
square  feet  of  small  shop  space.  We  anticipate  our  total  investment  in  the  redevelopment  at  this  property
will be approximately $2.5 million.   
In addition to the existing center, we also own approximately ten acres of land adjacent to the center which
may  be  utilized  in  the  redevelopment.  We  anticipate  the  majority  of  the  existing  center  will  remain  open
during the redevelopment. We anticipate our total investment in the redevelopment at this property will be
approximately $0.5 million.   
The  former  anchor  tenant’s  lease  at  the  shopping  center  expired  in  May  2008  and  was  not  renewed.  We 
anticipate our total investment in the redevelopment at this property will be approximately $2.0 million.  
We  purchased  this  property  in  February  2008  with  the  intent  to  redevelop.  The  existing  anchor  tenant’s 
lease at this property will expire in March 2010 and we are currently marketing the space in the event the 
current anchor tenant does not renew its lease. We anticipate our total investment in the redevelopment at 
this property will be approximately $2.5 million.   
Property  was  transitioned  to  the  operating  portfolio  in  the  third  quarter  of  2008  as  redevelopment  was 
substantially  completed.  However,  because  the  property  was  under  redevelopment  during  2007  and  the
majority of 2008, it is classified as such in the comparison of operating results tables below. 
We are currently redeveloping the space formerly occupied by Winn-Dixie at this property into two smaller 
spaces.  Staples signed a lease for approximately 25,800 square feet of the space and opened for business in 
August 2008.  We are continuing to market the remaining space for lease and have also completed a number 
of  additional  renovations  at  the  property  during  2008.  We  anticipate  our  total  investment  in  the 
redevelopment at Shops at Eagle Creek will be approximately $3.5 million.  

48

 
 
 
 
  
  
Comparison of Operating Results for the Years Ended December 31, 2008 and 2007

The following table reflects income statement line items from our consolidated statements of operations for the years 

ended December 31, 2008 and 2007: 

Year Ended December 31

2008

2007

Increase (Decrease)
2008 to 2007

Revenue: 

Rental income (including tenant 

reimbursements) ............................................ $89,598,507   
Other property related revenue............................ 13,998,650   
Construction and service fee revenue.................. 39,103,151   

$

90,484,289   
11,010,553   
37,259,934   

$

(885,782 )
2,988,097
1,843,217

Expenses: 

Property operating expense ................................. 17,108,464   
Real estate taxes .................................................. 11,977,099   
Cost of construction and services........................ 33,788,008   
General, administrative, and other ......................
5,884,152   
Depreciation and amortization ............................ 35,446,575   
Operating income ................................................ 38,496,010   

Add: 

Income from unconsolidated entities ..................
Gain on sale of unconsolidated property.............
Other income, net................................................

842,425   
1,233,338  
158,024   

Deduct: 

Interest expense................................................... 29,372,181  
Income tax expense of taxable REIT subsidiary .
1,927,830  
Minority interest in income of consolidated 

15,121,325   
11,917,299   
32,077,014   
6,298,901   
31,850,770   
41,489,467   

290,710   
—    
778,552  

25,965,141   
761,628   

1,987,139
59,800
1,710,994
(414,749 )
3,595,805
(2,993,457 )

551,715
1,233,338
(620,528 )

3,407,040
1,166,202

subsidiaries ....................................................

61,707  

587,413  

(525,706 )

Limited Partners’ interests in the continuing 

operations of the Operating Partnership ........
Income from continuing operations .........................

2,014,136  
7,353,943  

3,399,534  
11,845,013  

(1,385,398 )
(4,491,070 )

Operating income from discontinued 

operations, net of Limited Partners’ 
interests..........................................................
(Loss) gain on sale of operating property, net of 
Limited Partners’ interests.............................

(2,111,562 ) 
Net income  .............................................................. $ 6,093,126   

1,582,119  
13,522,683  

$

(3,693,681 )
(7,429,557 )

$

850,745   

95,551   

755,194

Rental income (including tenant reimbursements) decreased approximately $0.9 million, or 1%, due to the following: 

Increase (Decrease) 
2008 to 2007

Development properties that became operational or partially 

operational in 2007 or 2008..................................................... $

Property acquired during 2008 .....................................................
Properties under redevelopment during 2007 and 2008 ...............
Property sold in 2008 ...................................................................
Properties fully operational during 2007 and 2008 & other .........
Total ............................................................................................ $

5,863,617 
1,780,008 
322,346  
(3,389,804 ) 
(5,461,949 ) 
(885,782 ) 

Excluding  the  changes  due  to  the  acquisition  of  properties,  transitioned  development  properties,  properties  under 
redevelopment, and the property that was sold, the net $5.5 million decrease in rental income was primarily related to the 
following:  

(cid:120) $2.5 million net decrease at a number of our properties primarily due to the termination of leases with tenants in 
2007  and  2008,  which  includes  the  loss  of  rent  as  well  as  the  write-off  to  income  of  intangible  lease  related 
amounts; 

49

 
 
 
 
(cid:120) $1.5  million  net  decrease  in  real  estate  tax  recoveries  from  tenants  primarily  due  to  real  estate  tax  refunds  at  a 
number of our operating properties in 2008 due to decreased assessments, most of which was reimbursed to our 
tenants;  

(cid:120) $0.9 million net write-off of rental income amounts in connection with the bankruptcy and liquidation of Circuit 

City stores at three of our properties; 

(cid:120) $0.3 million decrease at our Union Station parking garage related to the change in structure of our agreement from 

a lease to a management agreement with a third party; and 

(cid:120) $0.3 million decrease in common area maintenance and property insurance recoveries at a number of our operating 

properties due to a decrease in the related costs. 

Other property related revenue primarily consists of parking revenues, percentage rent, lease settlement income and 

gains from land sales. This revenue increased approximately $3.0 million, or 27%, primarily as a result of the following: 

(cid:120) $3.2 million increased gains on land sales in 2008 compared to 2007; and  
(cid:120) $1.1 million net increase in parking revenue at our Union Station parking garage related to the change in structure 

of our agreement from a lease to a management agreement with a third party.  

These increases were partially offset by the following: 

(cid:120) $0.9 million decrease in lease settlement income we received from tenants in connection with the termination of 

leases in 2008 compared to 2007; and 

(cid:120) $0.3 million decrease in percentage rent from our retail operating tenants in 2008 compared to 2007. 

Construction revenue and service fees increased approximately $1.8 million, or 5%. This increase is primarily due to 
the  net  increase  in  proceeds  from  build-to-suit  assets,  partially  offset  by  the  level  and  timing  of  third  party  construction 
contracts during 2008 compared to 2007.  In 2008, we realized proceeds of $10.6 million from the sale of our Spring Mill 
Medical, Phase II build-to-suit commercial development asset and in 2007, we realized proceeds of $6.1 million from the 
sale of a build-to-suit asset at Sandifur Plaza. 

Property operating expenses increased approximately $2.0 million, or 13%, due to the following: 

Increase (Decrease) 
2008 to 2007

Development  properties  that  became  operational  or  partially

operational in 2007 or 2008..................................................... $
Property acquired during 2008 .....................................................  
Properties under redevelopment during 2007 and 2008 ...............  
Property sold in 2008 ...................................................................  
Properties fully operational during 2007 and 2008 & other .........  
Total ............................................................................................ $

1,257,519 
314,322  
227,433  
(331,760 ) 
519,625  
1,987,139  

Excluding  the  changes  due  to  the  acquisition  of  properties,  transitioned  development  properties,  properties  under 
redevelopment, and the property sold, the net $0.5 million increase in property operating expenses was primarily due the 
following: 

(cid:120)
(cid:120)

$0.6 million net increase in bad debt expense at a number of our operating properties; and 
$0.5  million  increase  in  expenses  at  our  Union  Station  parking  garage  property  related  to  a  change  in  the 
structure of our agreement from a lease to a management agreement with a third party. 

This increase in operating expenses was partially offset by a net decrease of $0.5 million in insurance and landscaping 

expenses at a number of our properties.  

50

Real estate taxes increased approximately $0.1 million, or 1%, due to the following:  

Increase (Decrease) 
2008 to 2007

Development  properties  that  became  operational  or  partially 
operational in 2007 or 2008..................................................... $
Property acquired during 2008 .....................................................  
Properties under redevelopment during 2007 and 2008 ...............  
Property sold in 2008 ...................................................................  
Properties fully operational during 2007 and 2008 & other .........  
Total ............................................................................................ $

702,283 
197,623  
140,173  
(502,642 ) 
(477,637 ) 
59,800  

Excluding  the  changes  due  to  the  acquisition  of  properties,  transitioned  development  properties,  properties  under 
redevelopment, and the property sold, the net $0.5 million decrease in real estate taxes was primarily due to a decrease of 
approximately $0.7 million due to real estate tax refunds received in 2008, net of related professional fees, at our Market 
Street Village, Galleria Plaza, and Cedar Hill Plaza properties, most of which was reimbursed to tenants. This decrease was 
partially offset by a $0.2 million net increase in real estate tax assessments at a number of our operating properties. 

Cost of construction and services increased approximately $1.7 million, or 5%. This increase was primarily due to the 
increased  costs  associated  with  the  sale  of  build-to-suit  assets,  partially  offset  by  the  level  and  timing  of  third  party 
construction contracts during 2008 compared to 2007. In 2008, we had costs associated with the sale of our Spring Mill 
Medical, Phase II, build-to-suit commercial development asset of $9.4 million, while in 2007, we had costs associated with 
the sale of a build-to-suit asset at Sandifur Plaza of $4.1 million. 

General,  administrative  and  other  expenses  decreased  approximately  $0.4  million,  or  7%.  In  2008,  general, 
administrative and other expenses were 4.1% of total revenue and in 2007, general, administrative and other expenses were 
4.5% of total revenue. This decrease in general, administrative and other expenses was primarily due to decreased salary, 
benefits and incentive compensation expense as a result of a decrease in overall headcount. 

Depreciation and amortization expense increased approximately $3.6 million, or 11%, due to the following:  

Increase (Decrease) 
2008 to 2007

Development  properties  that  became  operational  or  partially

operational in 2007 or 2008..................................................... $
Property acquired during 2008 .....................................................  
Properties under redevelopment during 2007 and 2008 ...............  
Property sold in 2008 ...................................................................  
Properties fully operational during 2007 and 2008 & other .........  
Total ............................................................................................ $

3,137,576 
910,235  
(1,894,435 ) 
(1,558,814 ) 
3,001,243  
3,595,805  

Excluding  the  changes  due  to  the  acquisition  of  properties,  transitioned  development  properties,  properties  under 
redevelopment, and the property sold, the net $3.0 million increase in depreciation and amortization expense was primarily 
attributable to the acceleration of depreciable assets, including intangible lease assets, related to the termination of tenants, 
including  the  termination  of  leases  with  Circuit  City  stores  at  three  of  our  properties  that  was  recognized  in  2008  in 
connection with Circuit City’s bankruptcy and liquidation. 

Income from unconsolidated entities increased $0.6 million, or 190%. During 2008, one of our unconsolidated joint 
ventures (Spring Mill Medical, Phase I) sold a parcel of land for a net gain of approximately $1.1 million, of which our 
share was $0.6 million. 

Gain on sale of unconsolidated property was $1.2 million in 2008. In December 2008, we sold our interest in Spring 
Mill Medical, Phase I, one of our unconsolidated commercial operating properties. This property is located in Indianapolis, 
Indiana and was owned 50% through a joint venture. The joint venture sold the property for approximately $17.5 million, 
resulting in a gain on the sale of approximately $3.5 million. Net proceeds of approximately $14.4 million from the sale of 
this property were utilized to defease the related mortgage loan. Our share of the gain on the sale of Spring Mill Medical, 
Phase  I,  was  approximately  $1.2  million,  net  of  our  excess  investment.  We  used  the  majority  of  our  share  of  the  net 
proceeds to pay down borrowings under our unsecured revolving credit facility. 

51

Other  income,  net  decreased  approximately  $0.6  million,  or  80%,  primarily  as  a  result  of  a  $0.5  million  payment 

received from a lender in consideration for our agreement to terminate a loan commitment in 2007.

Interest expense increased approximately $3.4 million, or 13%, due to the following: 

Increase (Decrease) 
2008 to 2007

Development  properties  that  became  operational  or  partially

operational in 2007 or 2008..................................................... $
Property acquired during 2008 .....................................................  
Properties under redevelopment during 2007 and 2008 ...............  
Properties fully operational during 2007 and 2008 & other .........  
Total ............................................................................................ $

2,609,255 
593,808  
(112,367 ) 
316,344  
3,407,040  

Excluding  the  changes  due  to  the  acquisition  of  properties  and  transitioned  development  properties,  the  net  $0.3 
million increase in interest expense was primarily due to increased interest expense related to the $55 million outstanding 
on our term loan, which was entered into in July 2008. This was partially offset by lower LIBOR rates on our variable rate 
debt, including the line of credit, during fiscal year 2008 compared to 2007. 

Income  tax  expense  of  our  taxable  REIT  subsidiary  increased  $1.2  million,  or  153%,  primarily  due  to  the  income 
taxes incurred by our taxable REIT subsidiary associated with the gain on the sale of land in the first quarter of 2008 as 
well as the sale of Spring Mill Medical, Phase II, a consolidated joint venture property. This build-to-suit commercial asset 
that we sold was adjacent to Spring Mill Medical I and was owned in our taxable REIT subsidiary through a 50% owned 
joint venture with a third party. Our proceeds of this sale were approximately $10.6 million, and our associated construction 
costs  were  approximately  $9.4  million,  including  a  $0.9  million  payment  to  our  joint  venture  partner  to  acquire  their 
partnership interest prior to the sale to a third party. Our share of net proceeds of approximately $1.2 million from this sale
were primarily used to pay down borrowings under our unsecured revolving credit facility. 

Minority interest in income of consolidated subsidiaries decreased approximately $0.5 million, or 89%.  This decrease 

was primarily due to the following: 

(cid:120)

(cid:120)

$0.3  million  decrease  as  a  result  of  the  minority  partners’  share  of  income  related  to  the  sale  of  a  merchant 
building at our Sandifur Plaza property in 2007; and 

$0.2 million decrease as a result of the minority partners’ share of income related to the sale of an outlot at our 
Beacon Hill property in 2007. 

Operating  income  from  discontinued  operations,  net  of  Limited  Partners’  interests,  increased  $0.8  million  and  loss 
(gain) on sale of operating property, net of Limited Partners’ interests, decreased $3.7 million, for a net decrease of $2.9 
million,  or  175%.  In  December  2008,  we  sold  our  Silver  Glen  Crossings  property,  located  in  Chicago,  Illinois,  for  net 
proceeds of $17.2 million and a loss on sale of $2.1 million, net of Limited Partners’ interests.  In November 2007, we sold 
our 176th & Meridian property, located in Seattle, Washington, for net proceeds of $7.0 million and a gain of $1.6 million, 
net of Limited Partners’ interests.  

52

Comparison of Operating Results for the Years Ended December 31, 2007 and 2006

The following table reflects income statement line items from our consolidated statements of operations for the years 

ended December 31, 2007 and 2006: 

Year Ended December 31

2007

2006

Increase (Decrease)
2007 to 2006

Revenue: 

Rental income (including tenant 

reimbursements)............................................. $90,484,289    $

Other property related revenue ............................
Construction and service fee revenue ..................

11,010,553   
37,259,934   

83,344,870    $
6,358,086   
41,447,364   

Expenses: 

Property operating expense..................................
Real estate taxes...................................................
Cost of construction and services ........................
General, administrative, and other.......................
Depreciation and amortization.............................
Operating income ................................................

15,121,325   
11,917,299   
32,077,014   
6,298,901   
31,850,770   
41,489,467   

Add: 

Income from unconsolidated entities ...................
Other income, net ................................................

290,710   
778,552   

Deduct: 

Interest expense ...................................................
Loss on sale of asset ............................................
Income tax expense of taxable REIT subsidiary..
Minority interest in income of consolidated 

25,965,141  
—    
761,628  

13,580,369   
11,259,794   
35,901,364   
5,322,594   
29,579,123   
35,507,076   

286,452   
344,537  

21,221,758   
764,008  
965,532   

7,139,419
4,652,467
(4,187,430 )

1,540,956
657,505
(3,824,350 )
976,307
2,271,647
5,982,391

4,258
434,015

4,743,383
(764,008 )
(203,904 )

subsidiaries.....................................................

587,413  

117,469  

469,944

Limited Partners’ interests in the continuing 

operations of the Operating Partnership.........

3,399,534  
Income from continuing operations..........................   11,845,013  

2,966,730  
10,102,568  

432,804
1,742,445

Operating income from discontinued operations, 

net of Limited Partners’ interests ...................  

95,551   

77,082   

18,469

Gain on sale of operating property, net of 

Limited Partners’ interests .............................   1,582,119  

—    

Net income  .............................................................. $13,522,683    $

10,179,650   $

1,582,119
3,343,033

Rental income (including tenant reimbursements) increased approximately $7.1 million, or 9%, due to the following: 

Increase (Decrease) 
2007 to 2006

Properties acquired during 2006.................................................. $
Development properties that became operational or partially 

operational in 2006 or 2007....................................................
Properties under redevelopment during 2007..............................
Properties fully operational during 2006 and 2007 & other ........
Total ............................................................................................ $

5,168,027 

3,151,994 
(1,839,652 ) 
659,050 
7,139,419 

Excluding  the  changes  due  to  the  acquisition  of  properties,  transitioned  development  properties,  and  the  properties 

under redevelopment, the net $0.7 million increase in rental income was primarily related to the following:  

(cid:120) $0.8 million increase due to the write off of intangible lease obligations in connection with the termination of a 

lease at our Silver Glen Crossings property; 

(cid:120) $0.5 million net increase in real estate tax recoveries from tenants due to increased assessments at a number of our 

properties;  

(cid:120) $0.3 million of increased rental income at one of our properties due to two new tenants that began paying rent in 

the second half of 2006;  

53

 
 
 
   
(cid:120) $0.3 million of increased common area maintenance and property insurance recoveries from tenants at a number of 

our properties due to higher related expenses; and 

(cid:120) $0.2 million of increased rental income at one of our properties due to a new anchor tenants that began paying rent 

in the second half 2007. 

 These increases in rental income were partially offset by the following:
(cid:120) $0.8 million decrease reflecting the termination of our lease with Marsh Supermarkets at Naperville Marketplace 

and the subsequent sale of the facility in the second quarter of 2006; and 

(cid:120) $0.7 million decrease due to the termination of a lease at our Thirty South property in the fourth quarter of 2006. 

Other property related revenue primarily consists of parking revenues, percentage rent, lease settlement income and 
gains  on  land  sales.  This  revenue  increased  approximately  $4.7  million,  or  73%,  primarily  as  a  result  of  $4.0  million 
increased gains on land sales and an increase of $0.9 million in lease settlement income. This revenue increase was partially 
offset by a decrease of approximately $0.3 million in specialty leasing income as a result of the redevelopment of Glendale 
Town Center. 

Construction revenue and service fees decreased approximately $4.2 million, or 10%. This decrease is primarily due 
to  the  level  and  timing  of  third  party  construction  contracts  during  2007  compared  to  2006,  partially  offset  by  the  net 
increase in proceeds from build-to-suit assets.  In 2007, we had proceeds from the sale of a build-to-suit asset at Sandifur 
Plaza of $6.1 million while, in 2006, we had proceeds from the sale of a build-to-suit asset at Bridgewater Marketplace of 
$5.3 million. 

Property operating expenses increased approximately $1.5 million, or 11%, due to the following: 

Increase (Decrease) 
2007 to 2006

Properties acquired during 2006................................................ $
Development  properties  that  became  operational  or  partially 
operational in 2006 or 2007..................................................  
Properties under redevelopment during 2007............................  
Properties fully operational during 2006 and 2007 & other ......  
Total .......................................................................................... $

958,716  

681,211  
(714,967 )
615,996  
1,540,956  

Excluding  the  changes  due  to  the  acquisition  of  properties,  transitioned  development  properties,  and  the  properties 

under redevelopment, the net $0.6 million increase in property operating expenses was primarily due to the following:  

(cid:120) $0.4  million  increase  in  snow  removal  expense  primarily  at  our  Indiana  and  Illinois  properties,  the  majority  of 

which is recoverable from tenants;  

(cid:120) $0.2 million increase in landscaping and parking expense at a number of our operating properties, the majority of 

which is recoverable from tenants; and 

(cid:120) $0.2  million  net  increase  in  repair  and  maintenance  expense  at  a  number  of  our  operating  properties,  some  of 

which is recoverable from tenants. 

These increases in property operating expenses were partially offset by the following: 

(cid:120) $0.1 million net decrease in bad debt expense at a number of our operating properties; and 
(cid:120) $0.1 million net decrease in non-recoverable legal expenses at one of our operating properties. 

Real estate taxes increased approximately $0.7 million, or 6%, due to the following:  

Increase (Decrease) 
2007 to 2006

Properties acquired during 2006 ............................................... $ 
Development  properties  that  became  operational  or  partially
operational in 2006 or 2007 .................................................  
Properties under redevelopment during 2007 ...........................  
Properties fully operational during 2006 and 2007 & other......  
Total.......................................................................................... $ 

537,220  

364,184 
(282,416 ) 
38,517  
657,505  

54

Excluding  the  changes  due  to  the  acquisition  of  properties,  transitioned  development  properties,  and  the  properties 
under redevelopment, the net $38,517 increase in real estate taxes represented a net increase of approximately $0.5 million 
in real estate tax assessments at a number of our properties, the most significant increases at properties located in Texas and
Illinois.  This increase in real estate taxes was partially offset by a real estate tax refund, net of related professional fees, of 
approximately $0.5 million for fiscal years 2002 through 2004 at our Thirty South property, which was received in 2007.

Cost of construction and services decreased approximately $3.8 million, or 11%. This decrease is primarily due to the 
level and timing of third party construction contracts during 2007 compared to 2006, partially offset by the net increase in 
costs associated with the sale of build-to-suit assets.  In 2007, we had costs associated with the sale of a build-to-suit asset
at Sandifur Plaza of $4.1 million and in 2006 we had $3.5 million of costs associated with the sale of a build-to-suit asset at
Bridgewater Marketplace. 

General,  administrative  and  other  expenses  increased  approximately  $1.0  million,  or  18%.  In  2007,  general, 
administrative and other expenses were 4.5% of total revenue and in 2006, general, administrative and other expenses were 
4.1% of total revenue. This increase in general, administrative and other expenses was primarily due to higher share-based 
incentive compensation costs and increased staffing attributable to our growth.  The costs of operating as a public company 
remained relatively flat between years. 

Depreciation and amortization expense increased approximately $2.3 million, or 8%, due to the following:  

Properties acquired during 2006.............................................. $
Development properties that became operational or partially

operational in 2006 or 2007 ................................................  
Properties under redevelopment during 2007 ..........................  
Properties fully operational during 2006 and 2007 & other ....  
Total......................................................................................... $

Increase (Decrease) 
2007 to 2006

1,998,616  

802,052 
(713,325 ) 
184,304  
2,271,647  

Excluding the changes due to the  acquisition of properties, transitioned development properties, and the properties 
under  redevelopment,  the  net  $0.2  million  increase  in  depreciation  and  amortization  expense  was  primarily  due  to  the 
following: 

(cid:120) $0.9  million  net  increase  in  the  acceleration  of  depreciation  of  vacated  tenant  costs  at  our  fully  operational 

properties during 2007 compared to 2006; and 

(cid:120) $0.8 million increase due to the write off of intangible lease assets in connection with the termination of a lease at 

our Silver Glen Crossings property in 2007. 

These increases in depreciation and amortization expenses were partially offset by the following: 

(cid:120) $0.9 million decrease reflecting the termination of our lease with Marsh Supermarkets at Naperville Marketplace 

and the subsequent sale of the facility in the second quarter of 2006; and 

(cid:120) $0.6  million  of  intangible  lease  obligations  written  down  related  to  our  lease  with  Winn-Dixie  at  our  Shops  at 

Eagle Creek property, which was terminated in 2006. 

Other  income,  net  increased  approximately  $0.4  million,  or  126%,  primarily  as  a  result  of  a  $0.5  million  payment 

received from a lender in consideration for our agreement to terminate a loan commitment in 2007.

Interest expense increased approximately $4.7 million, or 22%, due to the following: 

Properties acquired during 2006 .............................................. $
Development properties that became operational or partially
operational in 2006 or 2007 ................................................
Properties fully operational during 2006 and 2007 & other.....
Total......................................................................................... $

Increase 
2007 to 2006

1,201,928  

1,690,255  
1,851,200  
4,743,383  

55

 
 
Excluding  the  changes  due  to  the  acquisition  of  properties  and  transitioned  development  properties,  the  net  $1.9 

million increase in interest expense was primarily due to the following: 

(cid:120)

(cid:120)

(cid:120)

$2.1 million increase attributable to the addition of a fixed rate debt instrument on our Traders Point property in 
July of 2006;  

$0.1 million increase due to higher average balance on our line of credit; and 

$0.1 million increase due to fixed rate financing placed on one of our properties in December 2006. 

These increases in interest expense were partially offset by a $0.4 million decrease due to interest expense incurred in 

the first quarter of 2006 at the Naperville Marsh Supermarkets, which was sold during the second quarter of 2006. 

Loss on sale of asset was $0.8 million in 2006.  In June 2006, we terminated our lease with Marsh Supermarkets and 
subsequently sold the store at our Naperville Marketplace property to Caputo’s Fresh Markets and recorded a loss on the 
sale of approximately $0.8 million (approximately $0.5 million after tax). The total proceeds from these transactions of $14 
million  included  a  $2.5  million  note  from  Marsh  with  monthly  installments  payable  through  June  30,  2008,  and  $2.5 
million of cash received from the termination of our lease with Marsh. As of December 31, 2008, all amounts had been 
collected under the note. Marsh Supermarkets at Naperville Marketplace was owned by our taxable REIT subsidiary. The 
net  proceeds  from  this  sale  were  used  to  pay  off  related  indebtedness  of  approximately  $11.6  million.  We  continue  to 
develop the remainder of the Naperville Marketplace development property.

Minority interest in income of consolidated subsidiaries increased approximately $0.5 million, or 400%.  This increase 

was primarily due to the following: 

(cid:120)

(cid:120)

$0.3 million increase as a result of the minority partners’ share of income related to the sale of a merchant building 
at our Sandifur Plaza property in 2007; and 

$0.2 million increase as a result of the minority partners’ share of income related to the sale  of an outlot at our 
Beacon Hill property in 2007. 

Gain on sale of operating property, net of Limited Partners’ interests, was $1.6 million in 2007.  In November 2007, 
we sold our 176th & Meridian property, located in Seattle, Washington, for net proceeds of $7.0 million and a gain, net of 
Limited Partners’ interests, of $1.6 million.  

Liquidity and Capital Resources  

Current State of Capital Markets and Our Financing Strategy 

Our primary finance and capital strategy is to maintain a strong balance sheet with sufficient flexibility to fund our 
operating and investment activities in a cost-effective way. We consider a number of factors when evaluating our level of 
indebtedness and when making decisions regarding additional borrowings, including the purchase price of properties to be 
developed or acquired with debt financing, the estimated market value of our properties and our Company as a whole upon 
consummation  of  the  refinancing  and  the  ability  of  particular  properties  to  generate  cash  flow  to  cover  expected  debt 
service.  As  discussed  in  more  detail  above  in  “Overview”,  the  challenging  market  conditions  that  currently  exist  have 
created a need for most REITs, including us, to place a significant amount of emphasis on financing and capital strategies.  

In 2008, we reduced the aggregate amount of indebtedness outstanding under our unsecured credit facility in an effort 
to  have  that  source  of  financing  available  to  fund  our  development  and  redevelopment  projects  and  pay  down  maturing 
debt.  In  July  and  August  2008,  we  obtained  $55  million  of  proceeds  from  a  term  loan  that  matures  in  July  2011,  as 
described in more detail below, majority of the proceeds of which were used to pay down borrowings under our unsecured 
revolving  credit  facility.  In  addition,  in  October  2008,  we  completed  an  offering  of  our  common  shares  that  raised 
approximately $47.8 million of net proceeds, the majority of which was used to pay down outstanding borrowings under 
our unsecured credit facility.  As a result, approximately $77 million was available under that facility as of December 31, 
2008.  

In  addition  to  raising  new  capital,  we  have  also  been  successful  in  refinancing  or  extending  the  maturities  of  a 
significant portion of our debt that is scheduled to mature in 2009. For example, in October 2008, we extended the maturity 
dates  from  2009  to  2010 on  our  debt  at  four of our  consolidated properties  (Estero  Town Center,  Tarpon  Springs Plaza, 

56

Rivers Edge Shopping Center, and Bridgewater Marketplace). In addition, in October and December 2008, we refinanced 
debt at our Gateway Shopping Center and Bayport Commons properties, respectively, and extended the maturity dates from 
2009 to 2011. As a result of these actions, we extended the maturity dates to 2010 or later on approximately $100.6 million 
of indebtedness previously due in 2009. We continue to conduct negotiations with our existing and potential replacement 
lenders  to  refinance  or  obtain  extensions  on  our  remaining  2009  maturities,  which  total  approximately  $83.9  million 
(approximately  $108.0  million  when  including  our  share  of  unconsolidated  debt)  at  December  31,  2008,  excluding 
scheduled monthly principal payments for 2009. While we can give no assurance, due to these efforts and the current status 
of negotiations with existing and alternative lenders for our near-term maturing indebtedness, we currently believe we will 
have the ability to extend, refinance, or repay all of our debt that is maturing through at least 2009. 

We were also able to effectively recycle capital by selling two of our operating properties, which is another aspect of 
our financing strategy. In December 2008 we sold our Silver Glen Crossing property, a wholly-owned property in our retail 
portfolio, and Spring Mill Medical, Phase I, an unconsolidated commercial property that was owned 50% through a joint 
venture  with  a  third  party.  In  addition,  our  50%  owned  consolidated  joint  venture  sold  Spring  Mill  Medical,  Phase  II,  a 
build-to-suit commercial asset located in Indianapolis, Indiana that was owned in our taxable REIT subsidiary. Utilizing the 
net proceeds of these sales, we were able to generate net cash of approximately $23.6 million, which was primarily used to 
pay down borrowings under our unsecured revolving credit facility. 

In the future, we may raise additional capital by pursuing joint venture capital partners and/or disposing of additional 
properties that are no longer a core component of our growth strategy.  We will continue to monitor the capital markets and 
may consider raising additional capital through the issuance of our common shares, preferred shares or other securities. 

As  of  December  31,  2008,  we  had  cash  and  cash  equivalents  on  hand  of  $10  million.  We  may  be  subject  to 
concentrations  of  credit  risk  with  regards  to  our  cash  and  cash  equivalents.   We  place  our  cash  and  temporary  cash 
investments  with  high-credit-quality  financial  institutions.   From  time  to  time,  such  investments  may  temporarily  be  in 
excess of FDIC and SIPC insurance limits, however we attempt to limit our exposure at any one time. 

Our Principal Capital Resources 

Our Unsecured Revolving Credit Facility 

Our  Operating  Partnership  has  entered  into  an  amended  and  restated  four-year  $200  million  unsecured  revolving 
credit  facility  with  a  group  of  lenders  and  Key  Bank  National  Association,  as  agent  (the  “unsecured  facility”).  As  of 
December  31,  2008,  our  outstanding  indebtedness  under  the  unsecured  facility was  approximately  $105  million,  bearing 
interest at a rate of LIBOR plus 125 basis points. Factoring in our hedge agreements, at December 31, 2008, our weighted 
average interest rate on our unsecured revolving credit facility was approximately 5.06%. 

The amount that we may borrow under the unsecured facility is  based on the value of assets in the unencumbered 
property pool.  We currently have 53 unencumbered properties and other assets, 51 of which are wholly owned and used to 
calculate the amount available for borrowing under the unsecured credit facility and two of which are owned through joint 
ventures. The major unencumbered assets include: Broadstone Station, Courthouse Shadows, Eagle Creek Lowes, Eastgate 
Pavilion,  Four  Corner  Square,  Hamilton  Crossing,  King’s  Lake,  Market  Street  Village,  Naperville  Marketplace,  PEN 
Products, Publix at Acworth, Red Bank Commons, Shops at Eagle Creek, Traders Point II, Union Station Parking Garage, 
Wal-Mart  Plaza,  and  Waterford  Lakes.    As  of  December  31,  2008  the  amounts  available  to  us  for  future  draws  was 
approximately $77 million. 

We and several of the Operating Partnership’s subsidiaries are guarantors of the Operating Partnership’s obligations 
under the unsecured facility. The unsecured facility has a maturity date of February 20, 2011, with an option for a one-year 
extension. Borrowings under the unsecured facility bear interest at a variable interest rate of LIBOR plus 115 to 135 basis 
points, depending on our leverage ratio.  The unsecured facility has a 0.125% to 0.20% commitment fee applicable to the 
average daily unused amount.  Subject to certain conditions, including the prior consent of the lenders, we have the option 
to increase our borrowings under the unsecured facility to a maximum of $400 million if there are sufficient unencumbered 
assets to support the additional borrowings.  As discussed in more detail below under “2009 Debt Maturities”, we may seek 
to increase the unencumbered asset pool related to the facility in order to increase our borrowing capacity. The unsecured 
facility also includes a short-term borrowing line of $25 million with a variable interest rate.  Borrowings under the short-
term line may not be outstanding for more than five days.   

57

Our  ability  to  borrow  under  the  unsecured  facility  is  subject  to  ongoing  compliance  with  various  restrictive 
covenants, including with respect to liens, indebtedness, investments, dividends, mergers and asset sales.  In addition, the 
unsecured facility requires us to satisfy certain financial covenants, including: 

(cid:120)

a maximum leverage ratio of 65% (or up to 70% in certain circumstances);

(cid:120) Adjusted EBITDA (as defined in the unsecured facility) to fixed charges coverage ratio of at least 1.50 to 1;

(cid:120) minimum  tangible  net  worth  (defined  as  Total  Asset  Value  less  Total  Indebtedness)  of  $300  million  (plus 

75% of the net proceeds of any future equity issuances);

(cid:120)

ratio  of  net  operating  income  of  unencumbered  property  to  debt  service  under  the  unsecured  facility  of  at 
least 1.50 to 1;

(cid:120) minimum unencumbered property pool occupancy rate of 80%;

(cid:120)

(cid:120)

ratio of variable rate indebtedness to total asset value of no more than 0.35 to 1; and

ratio of recourse indebtedness to total asset value of no more than 0.30 to 1.

We were in compliance with all applicable covenants under the unsecured facility as of December 31, 2008. 

Under the terms of the unsecured facility, we are permitted to make distributions to our shareholders of up to 95% of 
our  funds  from  operations  provided  that  no  event  of  default  exists.  If  an  event  of  default  exists,  we  may  only  make 
distributions sufficient to maintain our REIT status.  However, we may not make any distributions if an event of default 
resulting from nonpayment or bankruptcy exists, or if our obligations under the credit facility are accelerated. 

Term Loan

On  August  18,  2008,  we  entered  into  an  amendment  to  a  $30  million  unsecured  term  loan  (the  “Term  Loan 
Amendment”) with KeyBank National Association, as Original Lender and Agent, Raymond James Bank and Royal Bank 
of Canada that was originally entered into on July 15, 2008. The Term Loan Amendment, among other things, increased the 
amount  of  borrowings  under  the  original  Term  Loan  agreement  by  an  additional  $25  million,  which  amount  was 
subsequently  drawn,  resulting  in  an  aggregate  amount  outstanding  under  the  Term  Loan  of  $55  million.  The  Operating 
Partnership  is  the  borrower  under  the  Term  Loan  and  we  and  several  of  the  Operating  Partnership’s  subsidiaries  are 
guarantors  of  the  Operating  Partnership’s  obligations  there  under.  The  majority  of  the  proceeds  of  borrowings  under  the 
Term Loan were used to pay down borrowings under our unsecured revolving credit facility. In connection with the Term 
Loan, in September 2008, we entered into a cash flow hedge for $55 million at a fixed interest rate of 5.92%.

The Term Loan has a scheduled maturity date of July 15, 2011. Borrowings under the Term Loan will bear interest 
at a variable interest rate of LIBOR plus 265 basis points. Our ability to borrow under the Term Loan will be subject to 
ongoing compliance by us, the Operating Partnership and our subsidiaries with various restrictive covenants, including with 
respect to liens, indebtedness, investments, dividends, mergers and asset sales.  In addition, the Term Loan requires that we 
satisfy certain financial covenants that are substantially the same as those under the unsecured credit facility, as described 
above. We were in compliance with all applicable covenants under the Term Loan as of December 31, 2008. 

Capital Markets

We  have  filed  a  registration  statement,  and  subsequent  prospectus  supplements  related  thereto,  with  the  Securities 
and Exchange Commission  allowing us  to  offer,  from  time  to  time,  common  shares or  preferred  shares  for  an  aggregate 
initial  public  offering  price  of  up  to  $500  million.  In  October  2008,  we  issued  4,750,000  common  shares  for  offering 
proceeds, net of offering costs, of approximately $47.8 million.  We will continue to monitor the capital markets and may 
consider raising additional capital through the issuance of our common shares, preferred shares or other securities. 

58

 
Short and Long-Term Liquidity Needs 

Overview

We derive the majority of our revenue from tenants who lease space from us at our properties. Therefore, our ability 
to generate cash from operations is dependent on the rents that we are able to charge and collect from our tenants. While we 
believe  that  the  nature  of  the  properties  in  which  we  typically  invest—primarily  neighborhood  and community  shopping 
centers—provides a relatively stable revenue flow in uncertain economic times, the current general economic downturn is 
adversely affecting the ability of some of our tenants to meet their lease obligations, as discussed in more detail above in 
“Overview” on page 40. These conditions, in turn, are having a negative impact on our business. If the downturn in the 
financial markets and economy is prolonged, our cash flow from operations could be significantly affected.  

Short-Term Liquidity Needs

The  nature  of  our  business,  coupled  with  the  requirements  for  qualifying  for  REIT  status  (which  includes  the 
stipulation that we distribute to shareholders at least 90% of our annual REIT taxable income) and to avoid paying tax on 
our income, necessitate that we distribute a substantial majority of our income on an annual basis, which will cause us to 
have substantial liquidity needs over both the short term and the long term. Our short-term liquidity needs consist primarily 
of  funds  necessary  to  pay  operating  expenses  associated  with  our  operating  properties,  interest  expense  and  scheduled 
principal  payments  on  our  debt,  expected  dividend  payments  (including  distributions  to  persons  who  hold  units  in  our 
Operating  Partnership)  and  recurring  capital  expenditures.  Each  quarter  we  discuss  with  our  Board  of  Trustees  (the 
“Board”) our liquidity requirements along with other relevant factors before the Board decides whether and in what amount 
to  declare  a  distribution.    In  February  2009,  our  Board  of  Trustees  declared  a  quarterly  cash  distribution  of  $0.1525  per 
common share for the quarter ending March 31, 2009.  This distribution represents a reduction from the amount paid in the 
prior quarter thereby allowing us to conserve additional liquidity.  We, along with our Board, will continue to evaluate our 
distribution policy on a quarterly basis as we monitor the capital markets and the impact of the economy on our operations. 

When  we  lease  space  to  new  tenants,  or  renew  leases  for  existing  tenants,  we  also  incur  expenditures  for  tenant 
improvements and external leasing commissions. This amount, as well as the amount of recurring capital expenditures that 
we incur, will vary from year to year. During the year ended December 31, 2008, we incurred approximately $0.5 million 
of costs for recurring capital expenditures on operating properties and also incurred approximately $1.0 million of costs for 
tenant improvements and external leasing commissions. In addition, we currently anticipate incurring approximately $2.2 
million  in  additional  tenant  improvements  and  renovation  costs  within  the  next  twelve  months  at  our  Cedar  Hill  Plaza 
property to replace the former anchor tenant’s space with the property’s new anchor. 

We expect to meet our short-term liquidity needs through borrowings under the unsecured facility, new construction 
loans,  cash  generated  from  operations  and,  to  the  extent  necessary,  accessing  the  public  equity  and  debt  markets  to  the 
extent that we are able. 

2009 Debt Maturities

As of December 31, 2008, approximately $83.9 million of our consolidated outstanding indebtedness was scheduled 

to mature in 2009 (approximately $108.0 million when including our share of unconsolidated debt), excluding scheduled 
monthly principal payments for 2009. Our current plans with respect to each of these loans are as follows: 

(cid:120)

(cid:120)

(cid:120)

The construction loan on our Beacon Hill property ($11.9 million) matures in March 2009. This loan has a 
five year extension option with a debt service coverage ratio of 1.2x. We currently anticipate paying down 
the  loan  with  land  sale  proceeds  and/or  utilizing  our  unsecured  revolving  credit  facility  prior  to  original 
maturity; 
The variable rate mortgage loan on our Fishers Station property ($4.2 million) matures in June 2009. We are 
currently in discussions with lenders on a three to five year loan and anticipate closing on the loan in the 
second quarter of 2009; 
The  construction  loan  on  our  Cobblestone  Plaza  property  ($30.5  million)  matures  in  June  2009.  We  are 
currently in discussions with the lender to extend the maturity date of that loan and anticipate closing on the 
loan in the first quarter of 2009; 

59

(cid:120)

(cid:120)

(cid:120)

(cid:120)

The variable rate land loan on our Delray Marketplace property ($9.4 million) matures in July 2009. We are 
currently in discussions with the lender on an extension of the current loan or a new construction loan at the 
property; 
The  fixed  rate  mortgage  loan  at  our  Ridge  Plaza  property  ($16.0  million)  matures  in  October  2009.  We 
currently  plan  to  negotiate  a  three  to  five  year  loan  in  mid-2009  or  utilize  our  unsecured  revolving  credit 
facility to pay it off prior to original maturity, while increasing total availability on the unsecured facility by 
increasing the unencumbered asset pool;  
The  fixed  rate  mortgage  loan  at  our  Boulevard  Crossing  property  ($11.9  million)  matures  in  December 
2009. We currently plan to negotiate a three to five year loan in mid-2009 or utilize our unsecured revolving 
credit  facility  to  pay  it  off  prior  to  original  maturity,  while  increasing  total  availability  on  the  unsecured 
facility by increasing the unencumbered asset pool; and 
The  variable  rate  land  loan  at  our  unconsolidated  joint  venture  property  Parkside  Town  Commons  ($55.0 
million, our share of which is $22.0 million) matures in August 2009. We are currently in discussions with 
the lender for an 18-month extension on the loan. 

Long-Term Liquidity Needs

Our  long-term  liquidity  needs  consist  primarily  of  funds  necessary  to  pay  for  the  development  of  new  properties, 
redevelopment  of  existing  properties,  non-recurring  capital  expenditures,  acquisitions  of  properties,  and  payment  of 
indebtedness at maturity.  

Redevelopment  Properties.  As  of  December  31,  2008,  five  of  our  properties  (Shops  at  Eagle  Creek,  Bolton  Plaza, 
Rivers  Edge,  Courthouse  Shadows  and  Four  Corner  Square)  were  undergoing  major  redevelopment  activities.    We 
anticipate our investment in these redevelopment projects will be a total of approximately $11 million, which we currently 
have sufficient financing in place to fund through borrowings through our unsecured credit facility.  

Development Properties. As of December 31, 2008, we had three development projects in our current development 
pipeline.    The  total  estimated  cost,  including  our  share  and  our  joint  venture  partners’  share,  for  these  projects  is 
approximately $91 million, of which approximately $48 million had been incurred as of December 31, 2008. Our share of 
the  total  estimated  cost  of  these  projects  is  approximately  $68  million,  of  which  we  have  incurred  approximately  $30 
million as of December 31, 2008.  We believe we currently have sufficient financing in place to fund these projects and 
expect to do so primarily through existing construction loans, including the construction loan on Eddy Street Commons that 
closed  in  December  2008,  with  a  total  loan  commitment  of  approximately  $29.5  million,  of  which  no  amounts  were 
outstanding  at  December  31,  2008.    In  addition,  if  necessary,  we  may  make  draws  on  our  unsecured  credit  facility.  See 
below for a more complete discussion of this development project.  

The most significant project in our current development pipeline is Eddy Street Commons at the University of Notre 
Dame located adjacent to the university in South Bend, Indiana, that is expected to include retail, office, hotels, a parking 
garage, apartments and residential units.  The Eddy Street Commons project is discussed in detail below under “Contractual 
Obligations – Obligations in Connection with Our Development, Redevelopment and Visible Shadow Pipeline”.

“Visible  Shadow”  Development  Pipeline.  In  addition  to  our  current  development  pipeline,  we  have  a  “visible 
shadow”  development  pipeline  which  includes  land  parcels  that  are  in  various  stages  of  preparation  for  construction  to 
commence, including pre-leasing activity and negotiations for third party financing.  As of December 31, 2008, this visible 
shadow pipeline consisted of six projects that are expected to contain approximately 2.9 million square feet of total leasable 
area. We currently anticipate the total estimated cost of these six projects will be approximately $383 million, of which our 
share  is  currently  expected  to  be  approximately  $244  million.  However,  we  are  generally  not  contractually  obligated  to 
complete any developments in our visible shadow pipeline, as these projects consist of land parcels on which we have not 
yet  commenced  construction.  With  respect  to  each  asset  in  the  visible  shadow  pipeline,  our  policy  is  to  not  commence 
vertical construction until pre-established leasing thresholds are achieved and the requisite third-party financing is in place.
Once  these  projects  are  transferred  to  the  current  development  pipeline,  we  intend  to  fund  our  investment  in  these 
developments primarily through new construction loans and joint ventures, as well as borrowings on our unsecured facility, 
if necessary.  

Selective  Acquisitions,  Developments  and  Joint  Ventures.  We  may  selectively  pursue  the  acquisition  and 
development of other properties, which would require additional capital. It is unlikely we would have sufficient funds on 
hand  to  meet  these  long-term  capital  requirements.  We  would  have  to  satisfy  these  needs  through  participation  in  joint 

60

venture arrangements, additional borrowings, sales of common or preferred shares and/or cash generated through property 
dispositions.  We cannot be certain that we would have access to these sources of capital on satisfactory terms, if at all, to 
fund  our  long-term  liquidity  requirements.  Our  ability  to  access  the  capital  markets  will  be  dependent  on  a  number  of 
factors, including general capital market conditions, which is discussed in more detail above in “Overview”.  

We  have  entered  into  an  agreement  (the  “Venture”)  with  Prudential  Real  Estate  Investors  (“PREI”)  to  pursue  joint 
venture  opportunities  for  the  development  and  selected  acquisition  of  community  shopping  centers  in  the  United  States. 
The  agreement  allows  for  the  Venture  to  develop  or  acquire  up  to  $1.25  billion  of  well-positioned  community  shopping 
centers  in  strategic  markets  in  the  United  States.  Under  the  terms  of  the  agreement,  we  have  agreed  to  present  to  PREI 
opportunities  to  develop  or  acquire  community  shopping  centers,  each  with  estimated  project  costs  in  excess  of  $50 
million.  We  have  the  option  to  present  to  PREI  additional  opportunities  with  estimated  project  costs  under $50  million. 
The  agreement  allows  for  equity  capital  contributions  of  up  to  $500  million  to  be  made  to  the  Venture  for  qualifying 
projects.   We  expect  contributions  would  be  made  on  a  project-by-project  basis  with  PREI  contributing  80%  and  us 
contributing 20% of the equity required. Our first project with PREI is Parkside Town Commons, which is currently in our 
visible shadow development pipeline. 

Cash Flows

Comparison of the Year Ended December 31, 2008 to the Year Ended December 31, 2007

Cash  provided  by  operating  activities  was  $40.6  million  for  the  year  ended  December 31,  2008,  an  increase  of 
$2.9 million  from  2007.  The  increase  was  primarily  due  to  a  change  in  accounts  payable,  accrued  expenses,  deferred 
revenue  and  other  liabilities  of  $6.9  million  between  years,  which  was  primarily  due  to  construction  related  expenses  as 
well as the conservation of cash. This increase was partially offset by a change in deferred costs and other assets of $4.3 
million between years.

Cash used in our investing activities totaled $95.7 million in 2008, a decrease of $1.0 million from 2007. The decrease 
in cash used in investing activities was primarily a result of an increase of $17.0 million in net proceeds from the sale of an
operating property, which was the result of the net proceeds from the 2008 sale of Silver Glen Crossings compared to the 
2007  sale  of  176th  &  Meridian.    This  was  partially  offset  by  an  increase  of  $12.4  million  in  acquisitions  of  interests  in 
properties and capital expenditures.

Cash provided by financing activities totaled $46.0 million during 2008, a decrease of $8.0 million from 2007. The net 
of loan proceeds, transaction costs and payments decreased $53.7 million between years primarily due to the $118.1 million 
draw from the new unsecured credit facility in 2007 compared to the $55 million proceeds received under the Term Loan in 
2008, both of which were used to repay previously outstanding indebtedness. This was partially offset by the $48.3 million 
of  offering  proceeds,  the  majority  of  which  was  received  in  October  2008  when  we  completed  an  equity  offering  of 
4,750,000 common shares at an offering price of $10.55 per share. 

Comparison of the Year Ended December 31, 2007 to the Year Ended December 31, 2006

Cash  provided  by  operating  activities  was  $37.7  million  for  the  year  ended  December 31,  2007,  an  increase  of 
$7.2 million from 2006. The increase resulted largely from the addition of four operating properties purchased in 2006, the 
opening of several properties that were under development during 2006, and the change in tenant receivables and deferred 
costs  and  other  assets  between  years  of  $13.1  million.      These  increases  were  partially  offset  by  a  change  in  accounts 
payable, accrued expenses, deferred revenues, and other liabilities between years of approximately $8.3 million.

Cash  used  in  our  investing  activities  totaled  $96.7 million  in  2007,  a  decrease  of  $123.4 million  from  2006.  The 
decrease in cash used in investing activities was primarily a result of a decrease of $123.6 million in property acquisition 
and capital expenditures in 2007 compared to 2006.  In addition, during 2006, we realized net proceeds of $11.1 million 
from the termination of our lease with Marsh Supermarkets at Naperville Marketplace and the related sale of this asset.

Cash  provided  by  financing  activities  totaled  $54.1 million  during  2007,  a  decrease  of  $144.3 million  from  2006. 
Proceeds  from  loan  transactions,  net  of  loan  transaction  costs,  decreased  approximately  $206.5  million  between  periods.  
This decrease was largely due to new debt obtained during 2006 for the purchase of four operating properties, an outside 
partners’ interest in a consolidated property, the financing of the acquisition of development land parcels, and the funding 

61

of development activity.  In 2007, a significant portion of proceeds from loan transactions was related to the draw of $118.1 
million from the new unsecured credit facility to repay the principal amount outstanding under our then-existing secured 
revolving  credit  facility  and  retire  the  secured  revolving  credit  facility.    Loan  payments  also  decreased  $63.5  million 
between  years,  which  was  primarily  the  result  of  the  repayment  of  short-term  borrowings  related  to  the  acquisition  of 
properties in 2006.  

Off-Balance Sheet Arrangements  

We do not currently have any off-balance sheet arrangements that have, or are reasonably likely to have, a material 
current  or  future  effect  on  our  financial  condition,  changes  in  financial  condition,  revenues  or  expenses,  results  of 
operations,  liquidity,  capital expenditures  or  capital  resources.   We do, however,  have  certain obligations  to  some  of  the 
projects  in  our  current  development  pipeline,  including  our  obligations  in  connection  with  our  Eddy  Street  Commons 
development, as discussed below in “Contractual Obligations”, as well as our joint venture with PREI with respect to our 
Parkside Town Commons development, as discussed above.  As of December 31, 2008, we owned a 40% interest in this 
joint  venture  which,  under  the  terms  of  this  joint  venture,  will  be  reduced  to  20%  upon  project  specific  construction 
financing.

As of December 31, 2008, our share of unconsolidated joint venture indebtedness was $24.1 million.  Unconsolidated 
joint  venture  debt  is  the  liability  of  the  joint  venture  and  is  typically  secured  by  the  assets  of  the  joint  venture.    As  of 
December  31,  2008,  the  Operating  Partnership  had  guaranteed  unconsolidated  joint  venture  debt  of  $22.0  million  in  the 
event the joint venture partnership defaults under the terms of the underlying arrangement, all of which was related to the 
Parkside Town Commons development.  Mortgages which are guaranteed by the Operating Partnership are secured by the 
property  of  the  joint  venture  and  that  property  could  be  sold  in  order  to  satisfy  the  outstanding  obligation.    See  Note  6 
“Investments in Unconsolidated Joint Ventures” in our Notes to Consolidated Financial Statements, contained in this Form 
10-K, for information on our unconsolidated joint ventures for the years ended December 31, 2008, 2007 and 2006. 

Contractual Obligations 

The following table summarizes our contractual obligations to third parties, excluding interest.   

Consolidated
Long-term 
Debt

Tenant 
Allowances

Construction 
Contracts

Operating 
Leases
1,060,383  $ 86,508,702  $
2009................................  $   56,471,349   $  302,210  $
—    
983,300   
66,131,832    
2010................................    
—    
2011................................    
920,800    248,443,896    
—    
38,904,933    
972,775   
2012................................    
—  
2013................................
7,584,352  
865,900  
—     10,523,645    228,679,123    
Thereafter .......................    
Unamortized Debt 

8,405,048     
—     
—     
—
—     

Pro rata Share 
of Joint Venture
Debt
24,132,729   $ 
—     
—     
—     
—    
—     

Employment 
Contracts 1

1,516,000   $
—      
—      
—      
—      
—      

Total2

169,991,373
75,520,180
249,364,696
39,877,708
8,450,252
239,202,768

Premiums ..................    
Total ...............................  $ 

—       

1,408,628    
64,876,397   $  302,210  $ 15,326,803  $ 677,661,466  $

—     

—     

—       
24,132,729   $ 

—      
1,516,000   $

1,408,628
783,815,605

____________________
1 

In connection with the Company’s IPO and related formation transactions, we entered into employment agreements
with certain members of senior management. Under the agreements, each person received a stipulated annual salary 
through December 31, 2008. Each agreement has an automatic one-year renewal unless we or the employee elects not
to renew the agreement. The contracts were extended through December 31, 2009. 
The table above includes contracts executed as of December 31, 2008.

2

In 2008, we incurred $29.4 million of interest expense, net of amounts capitalized of $10.1 million.

Although  we  cannot  provide  assurance  of  our  ability  to  execute  on  our  financing  strategy,  we  intend  to  satisfy  the 
approximately $170 million of contractual obligations that are due in 2009 primarily by refinancing and/or extending the 
maturity  dates  of  maturing  indebtedness,  draws  on  our  revolving  credit  facility,  and  obtaining  new  financing,  as  well  as 
cash generated from operations. See “2009 Maturities” on page 59 for additional information with respect to our current 
plan to address our indebtedness maturing in fiscal year 2009. 

62

In connection with our formation at the time of our IPO, we entered into an agreement that restricts our ability, prior 
to  December 31,  2016,  to  dispose  of  six  of  our  properties  in  taxable  transactions  and  limits  the  amount  of  gain  we  can 
trigger  with  respect  to  certain  other  properties  without  incurring  reimbursement  obligations  owed  to  certain  limited 
partners.  We  have  agreed  that  if  we  dispose  of  any  interest  in  six  specified  properties  in  a  taxable  transaction  before 
December 31, 2016, then we will indemnify the contributors of those properties for their tax liabilities attributable to their 
built-in  gain  that  exists  with  respect  to  such  property  interest  as  of  the  time  of  our  IPO  (and  tax  liabilities  incurred  as  a 
result of the reimbursement payment). 

The  six  properties  to  which  our  tax  indemnity  obligations  relate  represented  approximately  19%  of  our  annualized 
base  rent  in  the  aggregate  as  of  December 31,  2008.  These  six  properties  are  International  Speedway  Square,  Shops  at 
Eagle Creek, Whitehall Pike, Ridge Plaza Shopping Center, Thirty South, and Market Street Village. 

Construction Contracts 

Construction  contracts  in  the  table  above  represent  commitments  for  contracts  executed  as  of  December  31,  2008 

related to new developments, redevelopments and third-party construction. 

Obligations in Connection with Our Current Development, Redevelopment and Visible Shadow Pipeline 

We  are  obligated  under  various  contractual  arrangements  to  complete  the  projects  in  our  current  development 
pipeline.  We  currently  anticipate  our  share  of  the  cost  of  the  three  projects  in  our  current  development  pipeline  will  be 
approximately  $68  million  (including  $35  million  of  costs  associated  with  Phase  I  of  our  Eddy  Street  Commons 
development discussed below), of which approximately $38 million of our share was unfunded as of December 31, 2008.  
We  believe  we  currently  have  sufficient  financing  in  place  to  fund  these  projects  and  expect  to  do  so  primarily  through 
existing construction loans, including the construction loan on Eddy Street Commons that closed in December 2008, with a 
total loan commitment of approximately $29.5 million, of which no amounts were outstanding at December 31, 2008.  In 
addition, if necessary, we may make draws on our unsecured credit facility.   

In  addition  to  our  current  development  pipeline,  we  also  have  a  redevelopment  pipeline  and  a  “visible  shadow” 
development pipeline, which includes land parcels that are undergoing pre-development activity and are in various stages of 
preparation  for  construction  to  commence,  including  pre-leasing  activity  and  negotiations  for  third  party  financings. 
Generally, we are not contractually obligated to complete any projects in our redevelopment or visible shadow pipelines, as 
these consist of land parcels on which we have not yet commenced construction. With respect to each asset in the visible 
shadow pipeline, our policy is to not commence vertical construction until appropriate pre-leasing thresholds are met and 
the requisite third-party financing is in place.   

Eddy Street Commons at the University of Notre Dame

The most significant project in our current development pipeline is Eddy Street Commons at the University of Notre 
Dame located adjacent to the university in South Bend, Indiana, that is expected to include retail, office, hotels, a parking 
garage, apartments and residential units.  A portion of the office space will be leased to the University of Notre Dame.  The 
City of South Bend has contributed $35 million to the development, funded by tax increment financing (TIF) bonds issued 
by the City and a cash commitment from the City both of which are being used for the construction of a parking garage and 
infrastructure improvements in this project.   

This development will be completed in several phases. The initial phase of the project is currently under construction 
and will consist of the retail, office and apartment and residential units with an estimated total cost of $70 million, of which
our  share  is  estimated  to  be  $35  million.  The  ground  beneath  the  initial  phase  of  the  development  is  leased  from  the 
University  of  Notre  Dame  over  a  75  year  term  at  a  fixed  rate  for  first  two  years  and  based  on  a  percentage  of  certain 
revenues  thereafter.    The  total  estimated  project  costs  for  all  phases  of  this  development  are  currently  estimated  to  be 
approximately $200 million, our share of which is currently expected to be approximately $64 million. Our exposure to this 
amount may be limited under certain circumstances.  

We will own the retail and office components while the apartments will be owned by a third party. Portions of this 
initial phase are scheduled to open in late 2009. The hotel components of the project will be owned through a joint venture 
while the apartments and residential units are planned to be sold or operated through relationships with developers, owners 

63

and  operators  that  specialize  in  residential  real  estate.  We  do  not  expect  to  own  either  the  residential  or  the  apartment 
complex components of the project, although we have jointly guaranteed the apartment developer’s construction loan. At 
December 31, 2008, vertical construction had not yet commenced; therefore, the balance outstanding under the construction 
loan was not significant. We expect to receive development, construction management, loan guaranty and other fees from 
various aspects of this project. 

We have a contractual obligation in the form of a completion guarantee to the University of Notre Dame and to the 
City of South Bend to complete all phases of the project, with the exception of certain of the residential units, consistent 
with commitments we typically make in connection with other bank-funded development projects.  To the extent the hotel 
joint venture partner, the apartment developer/owner or the residential developer/owner fail to complete those aspects of the 
project, we will be required to complete the construction, at which time we expect that we would seek title to the assets and 
assume  any  construction  borrowings  related  to  the  assets.    We  will  have  certain  remedies  against  the  developers  if  they 
were to fail to complete the construction. If we fail to fulfill our contractual obligations in connection with the project, but
are using our best efforts, we may be held liable but we have limited our liability to both the University of Notre Dame and 
the City of South Bend. 

Outstanding Indebtedness 

The following table presents details of outstanding indebtedness as of December 31, 2008: 

 $ 

Property
Fixed Rate Debt - Mortgage:
50th & 12th ................................................................    
Boulevard Crossing ..................................................       
Centre at Panola, Phase I ..........................................   
Cool Creek Commons ..............................................   
Corner Shops, The ....................................................   
Fox Lake Crossing....................................................   
Geist Pavilion ...........................................................   
Indian River Square..................................................   
International Speedway Square ................................   
Kedron Village .........................................................   
Pine Ridge Crossing .................................................   
Plaza at Cedar Hill....................................................   
Plaza Volente............................................................       
Preston Commons.....................................................       
Ridge Plaza ...............................................................       
Riverchase ................................................................       
Sunland Towne Centre .............................................       
Thirty South..............................................................       
Traders Point.............................................................       
Whitehall Pike ..........................................................       

Floating Rate Debt - Hedged:
Unencumbered Property Pool  .................................       
Unencumbered Property Pool ..................................       
Unsecured Term Loan ..............................................   
Beacon Hill Shopping Center...................................   
Delray Marketplace ..................................................   
Estero Town Commons ............................................   
Gateway Shopping Center........................................   
Tarpon Springs Plaza................................................   

Net unamortized premium on assumed debt of 

acquired properties .............................................       
Total Fixed Rate Indebtedness .....................    

 $

Maturity

11/11/2014 
12/11/2009 
1/1/2022 
4/11/2016 
7/1/2011 
7/1/2012 
1/1/2017 
6/11/2015 
3/11/2011 
1/11/2017 
10/11/2016 
2/1/2012 
6/11/2015 
3/11/2013 
10/11/2009 
10/11/2016 
7/1/2016 
1/11/2014 
10/11/2016 
7/5/2018 

5.67%    
5.11%    
6.78%   
5.88%   
7.65%   
5.16%   
5.78%   
5.42%   
7.17%   
5.70%   
6.34%   
7.38%   
5.42%    
5.90%    
5.15%    
6.34%    
6.01%    
6.09%    
5.86%    
6.71%    

6.32%    
6.17%    
5.92%   
5.13%   
6.75%   
5.55%   
4.88%   
 5.55%   

2/20/2011 
2/18/2011 
7/15/2011 
3/30/2009 
1/3/2009 
1/3/2009 
10/31/2011 
1/3/2009 

Balance 
Outstanding 

Interest 
Rate

4,442,876    
11,908,446    
3,838,820   
18,000,000   
1,655,882   
11,514,970   
11,125,000   
13,300,000   
18,902,633   
29,700,000   
17,500,000   
25,987,249   
28,680,000    
4,383,934    
15,952,261    
10,500,000    
25,000,000    
22,039,196    
48,000,000    
8,767,254    
331,198,521   

50,000,000    
25,000,000    
55,000,000   
11,000,000   
4,020,647   
15,438,740   
19,500,000   
17,937,448   
197,896,835   

1,408,628    
530,503,984    

64

     
     
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
   
  
  
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
   
  
  
Property
Variable Rate Debt - Mortgage:
Bayport Common1 ....................................................    $ 
Estero Town Center1, 3 ..............................................     
Fishers Station ..........................................................    
Gateway Shopping Center1, 3 ....................................     
Indiana State Motor Pool..........................................     
Rivers Edge Shopping Center ..................................     
Tarpon Springs Plaza1, 3............................................     
Glendale Town Center..............................................       
Subtotal Mortgage Notes..............................       

Variable Rate Debt - Secured by Properties 

under Construction:

Beacon Hill Shopping Center3,4................................       
Bridgewater Marketplace2 ........................................       
Cobblestone Plaza ....................................................       
Delray Marketplace3 .................................................     
South Elgin Commons..............................................     
Subtotal Construction Notes.........................       
Line of Credit3.........................................................       
Term Loan3..............................................................    
Floating Rate Debt - Hedged:
Unencumbered Property Pool  .................................       
Unencumbered Property Pool ..................................       
Unsecured Term Loan ..............................................     
Beacon Hill Shopping Center...................................     
Delray Marketplace ..................................................     
Estero Town Commons ............................................     
Gateway Shopping Center........................................     
Tarpon Springs Plaza................................................     

Total Variable Rate Indebtedness ................       

Total Indebtedness .........................    

$ 

Balance 
Outstanding

Interest 
Rate

LIBOR + 2.75% 
LIBOR + 1.55% 
LIBOR + 1.50% 
LIBOR + 1.90% 
LIBOR + 1.35% 
LIBOR + 1.25% 
LIBOR + 1.55% 
LIBOR + 2.75% 

LIBOR + 1.25% 
LIBOR + 1.85% 
LIBOR + 1.60% 
LIBOR + 2.75% 
LIBOR + 1.90% 

LIBOR + 1.25% 
LIBOR + 2.65% 

LIBOR + 1.25% 
LIBOR + 1.25% 
LIBOR + 2.65% 
LIBOR + 1.25%  
LIBOR + 2.75%  
LIBOR + 1.55%  
LIBOR + 1.90% 
LIBOR + 1.55% 

20,329,896   
15,438,740   
4,239,798   
20,131,508   
3,828,492   
14,940,000   
17,937,448   
21,750,000   
118,595,882    

11,895,707   
8,520,137   
30,466,817   
9,425,000  
6,150,774  
66,458,435    
105,000,000    
55,000,000   

(50,000,000)   
(25,000,000)   
(55,000,000)  
(11,000,000)  
(4,020,647)  
(15,438,740)  
(19,500,000)  
(17,937,448)  
(197,896,835)   
147,157,482    
677,661,466    

Maturity

12/27/2011  
1/3/2010  
6/6/2009 
10/31/2011  
2/4/2011  
2/3/2010  
1/3/2010  
12/19/2011 

3/30/2009 
6/29/2010 
6/29/2009 
7/3/2009 
9/30/2010 

2/20/2011  
7/15/2011  

2/20/2011    
2/18/2011    
7/15/2011   
3/30/2009   
1/3/2009   
1/3/2009   
10/31/2011   
1/3/2009   

Interest Rate 
 at 12/31/08

3.19% 
1.99% 
1.94% 
2.34% 
1.79% 
1.69% 
1.99% 
3.19% 

1.69% 
2.29% 
2.04% 
2.74% 
2.34% 

1.69% 
3.09% 

1.79% 
1.79% 
3.09% 
1.69%
3.19%
1.99%
2.34% 
1.99% 

____________________ 
1 

In  December  2008,  we  reclassified  this  loan  from  a  variable  rate  debt  loan  - secured  by  properties  under
construction to a variable rate mortgage loan, as construction activities were substantially completed at the property.
This loan has a LIBOR floor of 3.15%. 
We entered into a cash flow hedge agreement on this debt instrument to fix the interest rate. See fixed rate within
the fixed rate hedged details in the table above. 
The interest rate decreases from LIBOR+125 to LIBOR+115 on $11 million, which is the amount fixed through a
cash flow hedge agreement. 

2 
3 

4 

Funds From Operations 

Funds From Operations (“FFO”), is a widely used performance  measure for real estate companies and is provided 
here  as  a  supplemental  measure  of  operating  performance.  We  calculate  FFO  in  accordance  with  the  best  practices 
described  in  the  April 2002  National  Policy  Bulletin  of  the  National  Association  of  Real  Estate  Investment  Trusts 
(NAREIT), which we refer to as the White Paper. The White Paper defines FFO as net income (computed in accordance 
with GAAP), excluding gains (or losses) from sales of depreciated property, plus depreciation and amortization, and after 
adjustments for unconsolidated partnerships and joint ventures. 

Given the nature of our business as a real estate owner and operator, we believe that FFO is helpful to investors as a 
starting point in measuring our operational performance because it excludes various items included in net income that do 
not relate to or are not indicative of our operating performance, such as gains (or losses) from sales of depreciated property 
and  depreciation  and  amortization,  which  can  make  periodic  and  peer  analyses  of  operating  performance  more  difficult. 
FFO should not be considered as an alternative to net income (determined in accordance with GAAP) as an indicator of our 
financial performance, is not an alternative to cash flow from operating activities (determined in accordance with GAAP) as 
a measure of our liquidity, and is not indicative of funds available to satisfy our cash needs, including our ability to make 
distributions. Our computation of FFO may not be comparable to FFO reported by other REITs that do not define the term 
in accordance with the current NAREIT definition or that interpret the current NAREIT definitions differently than we do.

Our calculation of FFO (and reconciliation to net income) is as follows: 

65

  
  
     
     
  
  
  
   
  
   
 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
    
  
   
     
    
  
  
  
    
  
   
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
  
  
  
    
  
  
  
  
  
 
 
 
     
    
  
  
  
    
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
     
  
  
  
   
  
   
  
  
  
   
  
   
  
  
  
   
  
   
Funds From Operations:
Net income ..............................................................................   $
Add loss (gain) on sale of consolidated operating property ....  
Less gain on sale of unconsolidated property..........................  
Add loss on sale of asset, net of tax.........................................  
Add Limited Partners’ interests in income ..............................  
Add depreciation and amortization of consolidated entities 

Year Ended 
December 31,
2008

Year Ended 
December 31, 
2007

Year Ended 
December 31,
2006

6,093,126    $ 13,522,683   
2,689,888   
(2,036,189 ) 
(1,233,338)  
—    
1,668,817   

—
—  
3,853,604   

$ 10,179,650
—
—

458,405 
   2,989,366 

and discontinued operations, net of minority interest.........

35,438,229  

  31,475,146   

  29,313,102 

Add joint venture partners’ interests in depreciation and 

amortization of unconsolidated entities  .............................
Funds From Operations of the Kite Portfolio1 ...............  
Less Limited Partners’ interests in Funds From Operations....  

403,799   
  47,219,043   
  (10,529,847 ) 
Funds From Operations allocable to the Company1.......   $ 35,374,726   $ 36,689,196   

406,623  
45,063,345  
(9,688,619)  

401,549 
  43,342,072 
   (9,838,650)
$ 33,503,422 

____________________
1

“Funds  From  Operations  of  the  Kite  Portfolio”  measures  100%  of  the  operating  performance  of  the  Operating
Partnership’s real estate properties and construction and service subsidiaries in which the Company owns an interest.
“Funds From Operations allocable to the Company” reflects a reduction for the Limited Partners’ weighted average
diluted interest in the Operating Partnership.

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK  

Our future income, cash flows and fair values relevant to financial instruments depend upon prevailing interest rates. 
Market risk  refers  to  the risk  of  loss from  adverse  changes  in  interest rates  of debt  instruments  of  similar  maturities  and 
terms.

Market Risk Related to Fixed Rate Debt 

We had approximately $677.7 million of outstanding consolidated indebtedness as of December 31, 2008 (inclusive 
of net premiums on acquired debt of $1.4 million). As of December 31, 2008, we were party to eight consolidated interest 
rate hedge agreements for a total of $197.9 million, with interest rates ranging from 4.88% to 6.75% and maturities over 
various terms through 2011. Including the effects of these hedge agreements, our fixed and variable rate debt would have 
been approximately $529.1 million (78%) and $147.2 million (22%), respectively, of our total consolidated indebtedness at 
December 31, 2008.  Reflecting our share of unconsolidated debt and the effect of related hedge agreements, our fixed and 
variable rate debt is also 78% and 22%, respectively, of total consolidated and our share of unconsolidated indebtedness at 
December 31, 2008. 

Based on the amount of our fixed rate debt at December 31, 2008, a 100 basis point increase in market interest rates 
would result in a decrease in its fair value of approximately $15.8 million. A 100 basis point decrease in market interest 
rates would result in an increase in the fair value of our fixed rate debt of approximately $16.9 million. A 100 basis point 
increase  or  decrease  in  interest  rates  on  our  variable  rate  debt  as  of  December  31,  2008  would  increase  or  decrease  our 
annual cash flow by approximately $1.5 million.  

As a matter of policy, we do not utilize financial instruments for trading or speculative transactions.

Inflation 

Most of our leases contain provisions designed to mitigate the adverse impact of inflation by requiring the tenant to 
pay its share of operating expenses, including common area maintenance, real estate taxes and insurance. This helps reduce 
our exposure to increases in costs and operating expenses resulting from inflation.

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

The consolidated financial statements of the Company included in this Report are listed in Part IV, Item 15(a) of this 

report. 

66

     
    
  
  
  
  
 
 
 
  
 
 
  
ITEM  9.  CHANGES  IN  AND  DISAGREEMENTS  WITH  ACCOUNTANTS  ON  ACCOUNTING  AND 
FINANCIAL DISCLOSURE 

None.

ITEM 9A. CONTROLS AND PROCEDURES

Evaluation of Disclosure Controls and Procedures 

An  evaluation  was  performed  under  the  supervision  and  with  the  participation  of  the  Company’s  management, 
including its Chief Executive Officer and Chief Financial Officer, of the effectiveness of the Company’s disclosure controls 
and procedures (as defined in Rules 13a-15(e) and 15d-15(e) under the Securities and Exchange Act of 1934, as amended 
(the “Exchange Act”)) as of the end of the period covered by this report. Based on that evaluation, the Company’s Chief 
Executive Officer and Chief Financial Officer have concluded that, as of the end of such period, the Company’s disclosure 
controls and procedures are effective in recording, processing, summarizing and reporting, on a timely basis, information 
required to be disclosed by the Company in the reports that it files or submits under the Exchange Act. 

Changes in Internal Control Over Financial Reporting

In the second quarter of 2008, the Company began a phased implementation of a new information technology system 
to be used as our primary accounting system. The implementation was completed in multiple phases throughout 2008 and 
early  2009.  The  transition  to  the  new  information  technology  system  included  significant  testing  of  the  system  prior  to 
implementation, training of employees who use the system and updating of our internal control process and procedures that 
were  impacted  by  the  implementation.  During  each  phase  of  the  implementation,  an  appropriate  level  of  testing  and 
monitoring  of  the  financial  results  recorded  in  the  system  was  conducted  and  our  management  updated  the  system  of 
internal control over the impacted areas. 

During the year ended December 31, 2008, a portion of our accounting and financial reporting was performed on the 
new system. Accordingly, our system of internal control over accounting and financial reporting and related policies and 
procedures have been updated.  

Other  than  the  foregoing,  there  has  been  no  change  in  the  Company’s  internal  control  over  financial  reporting  (as 
defined in Rule 13a-15(f) under the Securities Exchange Act of 1934) identified in connection with the evaluation required 
by Rule 13a-15(b) under the Securities Exchange Act of 1934 of the effectiveness of our disclosure controls and procedures 
(as  defined  in  Rule  13a-15(e)  under  the  Securities  Exchange  Act  of  1934)  as  of  December  31,  2008  that  has  materially 
affected, or is reasonably likely to materially affect, our internal control over financial reporting. 

Management Report on Internal Control Over Financial Reporting

The Company’s management is responsible for establishing and maintaining adequate internal control over financial 
reporting for the Company, as that term is defined in Rule 13a-15(f) of the Exchange Act. Under the supervision of and 
with the participation of our management, including our Chief Executive Officer and Chief Financial Officer, the Company 
conducted  an  evaluation  of  the  effectiveness  of  the  Company’s  internal  control  over  financial  reporting  based  on  the 
framework  in  Internal  Control  –  Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the 
Treadway  Commission.  Based  on  the  Company’s  evaluation  under  the  framework  in  Internal  Control  –  Integrated 
Framework, the Company’s management has concluded that the Company’s internal control over financial reporting was 
effective as of December 31, 2008.

The Company’s independent auditors, Ernst & Young LLP, an independent registered public accounting firm, have 

issued a report on the Company’s internal control over financial reporting as stated in their report which is included herein.

The Company’s internal control system was designed to provide reasonable assurance to the Company’s management 
and Board of Trustees regarding the preparation and fair presentation of published financial statements. All internal control 
systems, no matter how well designed, have inherent limitations. Therefore, even those systems determined to be effective 
can provide only reasonable assurance with respect to financial statement preparation and presentation.

67

Report of Independent Registered Public Accounting Firm 

The Board of Trustees and Shareholders of Kite Realty Group Trust: 

We have audited Kite Realty Group Trust and Subsidiaries’ internal control over financial reporting as of December 
31, 2008, based on criteria established in Internal Control—Integrated Framework issued by the Committee of Sponsoring 
Organizations of the Treadway Commission (the COSO criteria). Kite Realty Group Trust and Subsidiaries’ management is 
responsible for maintaining effective internal control over financial reporting, and for its assessment of the effectiveness of
internal  control  over  financial  reporting  included  in  the  accompanying  Management  Report  on  Internal  Control  over 
Financial Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting 
based on our audit.  

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United 
States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective 
internal  control  over  financial  reporting  was  maintained  in  all  material  respects.  Our  audit  included  obtaining  an 
understanding  of  internal  control  over  financial  reporting,  assessing  the  risk  that  a  material  weakness  exists,  testing  and 
evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other 
procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our 
opinion. 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding 
the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with 
generally accepted accounting principles. A company’s internal control over financial reporting includes those policies and 
procedures  that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the 
transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded 
as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and 
that receipts and expenditures of the company are being made only in accordance with authorizations of management and 
directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized 
acquisition, use or disposition of the company’s assets that could have a material effect on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 
Also,  projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become 
inadequate  because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the  policies  or  procedures  may 
deteriorate.

In our opinion, Kite Realty Group Trust and Subsidiaries maintained, in all material respects, effective internal control 

over financial reporting as of December 31, 2008, based on the COSO criteria.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States), the consolidated balance sheets of Kite Realty Group Trust and Subsidiaries as of December 31, 2008 and 2007, 
and the related consolidated statements of operations, shareholders’ equity, and cash flows for each of the three years in the 
period  ended  December  31,  2008  and  the  related  financial  statement  schedule  listed  in  the  index  at  Item  15(a)  as  of 
December  31,  2008  of  Kite  Realty  Group  Trust  and  Subsidiaries  and  our  report  dated  March  13,  2009  expressed  an 
unqualified opinion thereon. 

Indianapolis, Indiana 
March 13, 2009  

Ernst & Young LLP

68

 
ITEM 9B. OTHER INFORMATION

None.

PART III

ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE   

We have adopted a code of ethics that applies to our principal executive officer and senior financial officers, which is 
available on our Internet website at: www.kiterealty.com. Any amendment to, or waiver from, a provision of this code of 
ethics will be posted on our Internet website. 

The remaining information required by this Item is hereby incorporated by reference to the material appearing in our 
2009 Annual Meeting Proxy Statement (the “Proxy Statement”), which we intend to file within 120 days after our fiscal 
year-end, under the captions “Proposal 1: Election of Trustees Nominees for Election for a One-Year Term Expiring at the 
2010 Annual Meeting”, “Executive Officers”, “Information Regarding Governance and Board and Committee Meetings – 
Committee  Charters  and  Corporate  Governance”,  “Information  Regarding  Corporate  Governance  and  Board  and 
Committee  Meetings  –  Board  Committees”  and  “Other  Matters  –  Section  16(a)  Beneficial  Ownership  Reporting 
Compliance”.

ITEM 11. EXECUTIVE COMPENSATION  

The  information  required  by  this  Item  is  hereby  incorporated  by  reference  to  the  material  appearing  in  our  Proxy 
Statement,  under  the  captions  “Compensation  Discussion  and  Analysis”,  “Compensation  of  Executive  Officers  and 
Trustees”, “Compensation Committee Interlocks and Insider Participation”, and “Compensation Committee Report”.

ITEM  12.  SECURITY  OWNERSHIP  OF  CERTAIN  BENEFICIAL  OWNERS  AND  MANAGEMENT  AND 
RELATED SHAREHOLDER MATTERS  

The  information  required  by  this  Item  is  hereby  incorporated  by  reference  to  the  material  appearing  in  our  Proxy 

Statement, under the captions “Equity Compensation Plan Information” and “Principal Shareholders”.

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS AND DIRECTOR INDEPENDENCE

The  information  required  by  this  Item  is  hereby  incorporated  by  reference  to  the  material  appearing  in  our  Proxy 
Statement,  under  the  captions  “Certain  Relationships  and  Related  Transactions”  and  “Information  Regarding  Corporate 
Governance and Board Committee Meetings – Independence of Trustees”.

ITEM 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES  

The  information  required  by  this  Item  is  hereby  incorporated  by  reference  to  the  material  appearing  in  our  Proxy 
Statement,  under  the  caption  “Proposal  2:  Ratification  of  Appointment  of  Independent  Registered  Accounting  Firm  - 
Relationship with Independent Registered Public Accounting Firm”.

69

PART IV

ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULE 

(1)

(a) Documents filed as part of this report:
Financial Statements:
Consolidated  financial  statements  for  the  Company  listed  on  the  index  immediately  preceding  the  financial
statements at the end of this report.
Financial Statement Schedule:
Financial  statement  schedule  for  the  Company  listed  on  the  index  immediately  preceding  the  financial
statements at the end of this report.
Exhibits:
The Company files as part of this report the exhibits listed on the Exhibit Index.

(2)

(3)

(b)

(c)

Exhibits:
The Company files as part of this report the exhibits listed on the Exhibit Index.

Financial Statement Schedule:
The Company files as part of this report the financial statement schedule listed on the index immediately preceding
the financial statements at the end of this report.

70

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused 
this report to be signed on its behalf by the undersigned thereunto duly authorized. 

SIGNATURES

March 16, 2009
       (Date)

March 16, 2009
       (Date)

KITE REALTY GROUP TRUST

(Registrant)

/s/ JOHN A. KITE
John A. Kite
Chairman and Chief Executive Officer 
(Principal Executive Officer)

/s/ DANIEL R. SINK
Daniel R. Sink
Executive Vice President and Chief 
Financial Officer
(Principal Financial and  
Accounting Officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by persons on 
behalf of the Registrant and in the capacities and on the dates indicated. 

Signature

Title

Date

/s/ JOHN A. KITE
(John A. Kite)

Chairman, Chief Executive Officer, and Trustee
(Principal Executive Officer)

March 16, 2009

/s/ WILLIAM E. BINDLEY
(William E. Bindley)

/s/ RICHARD A. COSIER
(Richard A. Cosier)

/s/ EUGENE GOLUB
(Eugene Golub)

/s/ GERALD L. MOSS
(Gerald L. Moss)

/s/ MICHAEL L. SMITH
(Michael L. Smith)

/s/ DARELL E. ZINK, JR.
(Darell E. Zink, Jr.)

/s/ DANIEL R. SINK
(Daniel R. Sink)

March 16, 2009

March 16, 2009

March 16, 2009

March 16, 2009

March 16, 2009

March 16, 2009

March 16, 2009

Trustee

Trustee

Trustee

Trustee

Trustee

Trustee

Executive Vice President and Chief Financial 
Officer (Principal Financial and Accounting 
Officer)

71

Kite Realty Group Trust 
Index to Financial Statements 

Consolidated Financial Statements:
Report of Independent Registered Public Accounting Firm...........................................................................

Balance Sheets as of December 31, 2008 and 2007 .......................................................................................

Statements of Operations for the Years Ended December 31, 2008, 2007, and 2006 ....................................

Statements of Shareholders’ Equity for the Years Ended December 31, 2008, 2007, and 2006 ....................

Statements of Cash Flows for the Years Ended December 31, 2008, 2007, and 2006 ...................................

Notes to Consolidated Financial Statements ..................................................................................................

Financial Statement Schedule:
Schedule III – Real Estate and Accumulated Depreciation ............................................................................

Notes to Schedule III ......................................................................................................................................

Page

F-1

F-2

F-3

F-4

F-5

F-6

F-37

F-40

Report of Independent Registered Public Accounting Firm

The Board of Trustees and Shareholders of Kite Realty Group Trust:

          We have audited the accompanying consolidated balance sheets of Kite Realty Group Trust and Subsidiaries as of 
December 31, 2008 and 2007, and the related consolidated statements of operations, shareholders’ equity, and cash flows 
for each of the three years in the period ended December 31, 2008. Our audit also included the financial statement schedule 
listed in the index at item 15(a). These financial statements and schedule are the responsibility of the Company’s 
management. Our responsibility is to express an opinion on these financial statements and schedule based on our audits.

          We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board 
(United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether 
the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting 
the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and 
significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe 
that our audits provide a reasonable basis for our opinion.

          In our opinion, the financial statements referred to above present fairly, in all material respects, the consolidated
financial position of Kite Realty Group Trust and Subsidiaries at December 31, 2008 and 2007, and the consolidated results 
of their operations and their cash flows for each of the three years in the period ended December 31, 2008, in conformity 
with U.S. generally accepted accounting principles. Also, in our opinion, the related financial statement schedule, when 
considered in relation to the basic financial statements taken as a whole, presents fairly in all material respects the 
information set forth therein.

          We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States), Kite Realty Group Trust and Subsidiaries’ internal control over financial reporting as of December 31, 2008, based 
on criteria established in Internal Control-Integrated Framework issued by the Committee of Sponsoring Organizations of 
the Treadway Commission and our report dated March 13, 2009, expressed an unqualified opinion thereon.

Ernst & Young LLP 

Indianapolis, Indiana 
March 13, 2009 

Kite Realty Group Trust 
Consolidated Balance Sheets 

Assets:
Investment properties, at cost:
Land.............................................................................................................................
Land held for development..........................................................................................
Buildings and improvements .......................................................................................
Furniture, equipment and other....................................................................................
Construction in progress ..............................................................................................

Less: accumulated depreciation .........................................................................

Cash and cash equivalents ...........................................................................................
Tenant receivables, including accrued straight-line rent of $7,221,882 and 

$6,653,244, respectively, net of allowance for uncollectible accounts ...................
Other receivables .........................................................................................................
Investments in unconsolidated entities, at equity.........................................................
Escrow deposits ...........................................................................................................
Deferred costs, net .......................................................................................................
Prepaid and other assets...............................................................................................
Total Assets ................................................................................................................
Liabilities and Shareholders’ Equity:
Mortgage and other indebtedness ................................................................................
Accounts payable and accrued expenses .....................................................................
Deferred revenue and other liabilities..........................................................................
Cash distributions and losses in excess of net investment in unconsolidated entities, 
at equity ..................................................................................................................
Minority interest ..........................................................................................................
Total Liabilities ..........................................................................................................
Commitments and contingencies
Limited Partners’ interests in Operating Partnership...................................................
Shareholders’ Equity:
Preferred Shares, $.01 par value, 40,000,000 shares authorized, no shares issued and 
outstanding..............................................................................................................
Common Shares, $.01 par value, 200,000,000 shares authorized, 34,181,179 shares 
and 28,981,594 shares issued and outstanding at December 31, 2008 and 2007, 
respectively .............................................................................................................
Additional paid in capital and other.............................................................................
Accumulated other comprehensive loss.......................................................................
Accumulated deficit.....................................................................................................
Total Shareholders’ Equity.......................................................................................
Total Liabilities and Shareholders’ Equity .............................................................

The accompanying notes are an integral part of these consolidated financial statements.

December 31, 
2008

December 31, 
2007

$ 227,781,452  $ 210,486,125
23,622,458
624,500,501
4,571,354
187,006,760
1,050,187,198
(84,603,939)
965,583,259
19,002,268

25,431,845 
690,161,336 
5,024,696 
191,106,309 
1,139,505,638 
(104,051,695 )
1,035,453,943 
9,917,875 

17,776,282 
10,357,679 
1,902,473 
11,316,728 
21,167,288 
4,159,638 

17,200,458
7,124,485
1,079,937
14,036,877
20,563,664
3,643,696
$1,112,051,906  $ 1,048,234,644

$ 677,661,466  $ 646,833,633
36,173,195
26,127,043

53,144,015 
24,594,794 

—

4,416,533 
759,816,808 

234,618
4,731,211
714,099,700

67,276,904 

74,512,093

—

—

341,812 
343,631,595   
(7,739,154 )  
(51,276,059 ) 
284,958,194 

289,816
293,897,673
(3,122,482)
(31,442,156)
259,622,851
$1,112,051,906  $ 1,048,234,644

F-2

Kite Realty Group Trust  
Consolidated Statements of Operations 

Revenue:

Minimum rent ............................................................................ $
Tenant reimbursements .............................................................
Other property related revenue..................................................
Construction and service fee revenue........................................
Total revenue........................................................................................
Expenses:

Property operating .....................................................................
Real estate taxes.........................................................................
Cost of construction and services..............................................
General, administrative, and other ............................................
Depreciation and amortization ..................................................

Total expenses
Operating income

Interest expense .........................................................................
Loss on sale of asset ..................................................................
Income tax expense of taxable REIT subsidiary.......................
Other income, net ......................................................................
Minority interest in income of consolidated subsidiaries .........
Income from unconsolidated entities ........................................
Gain on sale of unconsolidated property...................................
Limited Partners’ interests in the continuing operations of 

the Operating Partnership ....................................................

Income from continuing operations
Discontinued operations:

Operating income from discontinued operations, net of 

Year Ended December 31,

2008

2007

2006

71,862,956 
17,735,551 
13,998,650 
39,103,151 
142,700,308 

17,108,464 
11,977,099 
33,788,008 
5,884,152 
35,446,575 
104,204,298 
38,496,010 
(29,372,181) 
—   
(1,927,830) 
158,024 
(61,707) 
842,425 
1,233,338 

(2,014,136) 
7,353,943 

$

72,083,108   
18,401,181   
11,010,553   
37,259,934   
138,754,776   

$ 

66,713,135  
16,631,735  
6,358,086  
41,447,364  
   131,150,320  

15,121,325   
11,917,299   
32,077,014   
6,298,901   
31,850,770   
97,265,309   
41,489,467   
(25,965,141 )  

—    

(761,628 )  
778,552   
(587,413 ) 
290,710   
—    

13,580,369  
11,259,794  
35,901,364  
5,322,594  
29,579,123  
95,643,244  
35,507,076  
(21,221,758)  
(764,008) 
(965,532) 
344,537 
(117,469) 
286,452  
—   

(3,399,534 ) 
11,845,013   

(2,966,730) 
10,102,568 

Limited Partners’ interests...................................................

850,745 

95,551   

77,082  

(Loss) gain on sale of operating property, net of Limited 

Partners’ interests ................................................................

(Loss) income from discontinued operations
Net income
Income (loss) per common share - basic:

(2,111,562) 
(1,260,817) 
6,093,126 

$

Continuing operations............................................................. $
Discontinued operations..........................................................

$

Income (loss) per common share - diluted:

Continuing operations............................................................. $
Discontinued operations..........................................................

$

0.24 
(0.04) 
0.20 

0.24 
(0.04) 
0.20 

Weighted average Common Shares outstanding – basic.................

30,328,408 

Weighted average Common Shares outstanding – diluted .............

30,340,449 

Dividends declared per Common Share............................................ $

0.820 

1,582,119   
1,677,670  
13,522,683   

0.41   
0.06   
0.47   

0.40   
0.06   
0.46   

$ 

$ 

$ 

$ 

$ 

—    
77,082  
10,179,650 

0.35 
—    
0.35 

0.35 
—    
0.35 

28,908,274   

28,733,228  

29,180,987   

28,903,114  

0.800  

$ 

0.765 

$

$

$

$

$

$

The accompanying notes are an integral part of these consolidated financial statements.  

F-3

 
  
 
 
 
  
  
   
  
   
  
  
 
  
  
 
  
  
 
  
  
 
 
  
 
   
  
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
 
 
  
 
  
  
 
  
  
 
  
  
 
  
 
 
 
 
  
 
  
 
 
  
 
 
  
 
  
  
 
  
  
 
  
  
 
  
 
   
  
  
  
 
  
 
  
  
  
 
  
 
   
  
  
  
 
  
 
  
  
  
 
 
  
 
 
  
 
  
 
 
  
 
 
  
 
  
 
 
  
 
 
 
Kite Realty Group Trust  
Consolidated Statements of Shareholders’ Equity 

Common Shares

Shares

Amount

Additional 
Paid-in Capital

Accumulated
Deficit 

Accumulated 
Other 
Comprehensive 
Income (Loss)

Unearned
Compensation

Total

Balances, December 31, 2005 ..................    28,555,187    $  285,552  $ 288,976,563  $
Reclassify unearned  

(10,001,777) $

427,057    $ 

(808,015) $278,879,380 

compensation  .................................... 
Stock compensation activity..................... 
Other comprehensive loss ........................ 
Distributions declared............................... 
Net income................................................ 
Exchange of Limited Partners’ interest 

—    
73,595  
—    
—    
—    

—   
736 
—   
—   
—   

(808,015)
1,040,450 
—   
—   
—   

—   
—   
—   
(22,009,416)
10,179,650 

—      
—      
(129,517 )   
—      
—      

808,015 
—   
—   
—   
—   

—  
1,041,186
(129,517)
(22,009,416)
10,179,650

for common stock ............................... 

214,049  

2,140 

3,130,677 

—   

—      

—   

3,132,817

Adjustment to Limited Partners’ 

interests from the Limited Partners’ 
decreased ownership in the 
Operating Partnership......................... 

 —    
Balances, December 31, 2006 ..................  28,842,831  
47,396  
Stock compensation activity..................... 
30,000  
Controlled equity offering, net of costs.... 
Other comprehensive loss ........................ 
—    
Distributions declared............................... 
—    
Net income................................................ 
—    
Exchange of Limited Partners’ interest 

 —   
  288,428 
474 
300 
—   
—   
—   

(1,180,028)
291,159,647 
799,564 
465,746 
—   
—   
—   

 —   
(21,831,543)
—   
—   
—   
(23,133,296)
13,522,683 

 —      

297,540  
—    
—    
(3,420,022 ) 
—    
—    

for common stock ............................... 

61,367  

614 

960,393 

—   

—    

Adjustment to Limited Partners’ 

 —   
—   
—   
—   
—   
—   
—   

—   

(1,180,028)
269,914,072
800,038
466,046
(3,420,022)
(23,133,296)
13,522,683

961,007

interests from the Limited Partners’ 
increased ownership in the Operating 
Partnership .......................................... 

—    
Balances, December 31, 2007 ..................  28,981,594  
98,619  
Stock compensation activity..................... 
Proceeds of common share offering, net 
of costs................................................ 
Proceeds from employee share purchase 
plan ..................................................... 
Other comprehensive loss ........................ 
Distributions declared............................... 
Net income................................................ 
Exchange of Limited Partners’ interest 

5,197  
—   
—   
—   

4,810,000  

—   
  289,816 
986 

512,323 
293,897,673 
1,134,747 

—   
(31,442,156)
—   

—    
(3,122,482 ) 
—    

—   
—   
—   

512,323
259,622,851
1,135,733

48,100 

48,257,025 

—   

—    

—   

48,305,125

52 
—   
—   
—   

29,956 
—   
—   
—   

—   
—   
(25,927,029)
6,093,126 

—    
(4,616,672 ) 
—    
—    

—   
—   
—   
—   

—   

30,008
(4,616,672)
(25,927,029)
6,093,126

634,998

for common stock ............................... 

285,769  

2,858 

632,140 

—   

—    

Adjustment to Limited Partners’ 

interests from the Limited Partners’ 
decreased ownership in the 
Operating Partnership......................... 

—    

—   

(319,946)

—   

Balances, December 31, 2008 ..................  34,181,179   $  341,812  $ 343,631,595  $

(51,276,059) $

—    
(7,739,154 )  $ 

—   
(319,946)
—    $284,958,194

The accompanying notes are an integral part of these consolidated financial statements.

F-4

 
 
 
  
 
 
 
 
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Kite Realty Group Trust  
Consolidated Statements of Cash Flows 

Cash flow from operating activities:
Net income............................................................................................................ $
Adjustments to reconcile net income to net cash provided by operating 

activities:

Net loss (gain) on sale of operating property .............................................
Loss on sale of asset ...................................................................................
Income from unconsolidated entities .........................................................
Gain on sale of unconsolidated property....................................................
Limited Partners’ interest in Operating Partnership ..................................
Minority interest in income of consolidated subsidiaries ..........................
Straight-line rent .........................................................................................
Depreciation and amortization ...................................................................
Provision for credit losses, net of recoveries .............................................
Compensation expense for equity awards..................................................
Amortization of debt fair value adjustment ...............................................
Amortization of in-place lease liabilities ...................................................
Distributions of income from unconsolidated entities ...........................................
Distributions to minority interest holders...............................................................
Changes in assets and liabilities: ............................................................................
Tenant receivables ......................................................................................
Deferred costs and other assets ..................................................................
Accounts payable, accrued expenses, deferred revenue, and other 

liabilities ...............................................................................................
Net cash provided by operating activities ..........................................................
Cash flow from investing activities:

Acquisitions of interests in properties and capital expenditures, net.........
Net proceeds from sales of operating properties........................................
Change in construction payables................................................................
Cash receipts on notes receivable...............................................................
Contributions to unconsolidated entities ....................................................
Distributions of capital from unconsolidated entities ................................
Net cash used in investing activities....................................................................
Cash flow from financing activities:

Offering proceeds, net of issuance costs ....................................................
Loan proceeds.............................................................................................
Loan transaction costs ................................................................................
Loan payments............................................................................................
Purchase of Limited Partners’ interest .......................................................
Distributions paid – shareholders...............................................................
Distributions paid – unitholders .................................................................
Proceeds from exercise of stock options....................................................
Net cash provided by financing activities...........................................................
(Decrease) increase in cash and cash equivalents..............................................
Cash and cash equivalents, beginning of year ...................................................
Cash and cash equivalents, end of year..............................................................$

Year Ended December 31,

2008

2007

2006

6,093,126   $

13,522,683    $ 

10,179,650 

2,689,888 
—   
(842,425) 
(1,233,338) 
1,668,817  
61,707  
(1,040,456) 
37,256,010  
1,212,604  
803,687  
(430,858) 
(2,769,256)  
428,910  
(494,286)  

(1,217,894)  
(6,095,991)  

4,477,867  
40,568,112  

(117,851,086)  
19,659,695  
579,721  
729,167 
(818,472) 
2,012,430  
(95,688,545)  

48,335,133  
249,453,785  
(1,882,360)  
(218,194,446)  

—   

(24,859,003)  
(6,817,069)  

—   
46,036,040  
(9,084,393)  
19,002,268  

9,917,875   $

(2,036,189 )    

—    
(290,710 )    
—    
3,881,027   
587,413   
(1,943,137 )    
32,886,267   
319,360   
569,022   
(430,858 )    
(4,736,840 )    
331,732   
(470,479 )    

—   
764,008 
(286,452)
—   
2,989,366 
117,469 
(1,578,442)
31,541,571 
344,564 
549,838 
(430,858)
(4,192,550)
259,406 
(577,700)

(360,823 )    
(1,772,879 )    

(2,679,057)
(12,515,990) 

(2,403,868 )     
37,651,721   

5,925,298 
30,410,121 

(105,417,442 )    
2,609,777   
2,274,195   
3,739,320  
—    
106,728   
(96,687,422 )    

(229,009,855)
11,068,559 
(2,278,870) 
—   
—   
156,594 
(220,063,572)

465,746   
238,899,989   

(1,278,917 )    
(154,507,969 )    
(55,803 )     
(22,822,984 )    
(6,635,296 )    
20,609  
54,085,375   
(4,950,326 )    
23,952,594   
19,002,268    $ 

—   
445,802,450 
(1,720,576)
(218,025,537)
—   
(21,739,161)
(6,446,765)
526,799 
198,397,210 
8,743,759 
15,208,835 
23,952,594 

The accompanying notes are an integral part of these consolidated financial statements. 

F-5

   
  
 
      
  
  
 
   
  
 
 
 
 
 
 
  
 
  
 
 
  
 
  
 
  
 
 
 
  
 
  
 
   
  
 
 
 
 
 
  
  
 
   
  
 
 
 
  
 
  
 
 
 
  
 
  
 
   
  
 
 
  
 
  
 
 
 
 
 
 
 
  
 
 
  
Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 1. Organization and Basis of Presentation

Organization

Kite  Realty  Group  Trust  (the  “Company”  or  “REIT”)  was  organized  in  Maryland  in  2004  to  succeed  to  the 
development,  acquisition,  construction  and  real  estate  businesses  of  Kite  Property  Group  (the  “Predecessor”).  The 
Predecessor  was  owned  by  Al  Kite,  John  Kite  and  Paul  Kite  (the  “Principals”)  and  certain  executives  and  other  family 
members  and  consisted  of  the  properties,  entities  and  interests  contributed  to  the  Company  or  its  subsidiaries  by  its 
founders and is the predecessor of Kite Realty Group Trust. The Company began operations in 2004 when it completed its 
initial public offering (“IPO”) of common shares and concurrently consummated certain other formation transactions. 

The  Company,  through  the  Operating  Partnership,  is  engaged  in  the  ownership,  operation,  management,  leasing, 
acquisition,  expansion  and  development  of  neighborhood  and  community  shopping  centers  and  certain  commercial  real 
estate  properties.  The  Company  also  provides  real  estate  facilities  management,  construction,  development  and  other 
advisory services to third parties through its taxable REIT subsidiaries. 

At  December  31,  2008,  the  Company  owned  interests  in  56  operating  properties  (consisting  of  52  retail  properties, 
three  commercial  operating  properties  and  an  associated  parking  garage)  and  had  interests  in  eight  properties  under 
development or redevelopment. Of the 64 total properties held at December 31, 2008, the Company owned a controlling 
interest  in  all  but  one  operating  property  and  one  parcel  of  pre-development  land  (collectively  the  “unconsolidated  joint 
venture properties”), both of which are accounted for under the equity method.  

At December 31, 2007, the Company owned interests in 55 operating properties (consisting of 50 retail properties, 
four  commercial  operating  properties  and  an  associated  parking  garage)  and  had  interests  in  11  entities  that  held 
development or redevelopment properties. Of the 66 total properties held at December 31, 2007, two operating properties 
were owned through joint ventures that were accounted for under the equity method. 

Basis of Presentation

The accompanying financial statements of Kite Realty Group Trust are presented on a consolidated basis and include 
all of the accounts of the Company, the Operating Partnership, the taxable REIT subsidiaries of the Operating Partnership 
and any variable interest entities (“VIEs”) in which the Company is the primary beneficiary. 

The Company consolidates properties that are wholly-owned and properties in which it owns less than 100% but it 

controls. Control of a property is demonstrated by: 

(cid:120)
(cid:120)
(cid:120)
(cid:120)

our ability to manage day-to-day operations; 
our ability to refinance debt and sell the property without the consent of any other partner or owner; 
the inability of any other partner or owner to replace us; or 
being the primary beneficiary of a variable interest entity. 

The Company’s determination of the primary beneficiary of a VIE considers all relationships between the Company 
and the VIE, including management agreements and other contractual arrangements, when determining the party obligated 
to absorb the majority of the expected losses, as defined in Financial Accounting Standards Board (“FASB”) issued FASB 
Interpretation  No.  46  (Revised  December  2003),  “Consolidation  of  Variable  Interest  Entities”  (“FIN 46R”).  There  have 
been  no  changes  during  2008  in  conclusions  about  whether  an  entity  qualifies  as  a  VIE  or  whether  the  Company  is  the 
primary  beneficiary  of  any  previously  identified  VIE.  During  2008,  the  Company  has  not  provided  financial  or  other 
support to a previously identified VIE that it was not previously contractually obligated to provide. 

Of  the  64  total  properties  held  at  December  31,  2008,  the  Company  owned  a  controlling  interest  in  all  except  one 

operating property and one parcel of pre-development land, both of which are accounted for under the equity method.  As  

F-6

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 1. Organization and Basis of Presentation (continued)

of  December  31,  2008  the  Company  had  investments  in  six  joint  ventures  that  are  VIEs  in  which  the  Company  is  the 
primary beneficiary. As of December 31, 2008, these VIEs had total debt of approximately $105 million which is secured 
by assets of the VIEs with a book value of approximately $175 million.  The Operating Partnership guarantees the debt of 
these VIEs. 

The Company allocates net operating results of the Operating Partnership based on the partners’ respective weighted 
average  ownership  interest.  The  Company  adjusts  the  limited  partners’  (“Limited  Partner”)  interests  in  the  Operating 
Partnership at the end of each period to reflect their interests in the Operating Partnership. This adjustment is reflected in 
the Company’s shareholders’ equity. The Company’s and the Limited Partners’ weighted average interests in the Operating 
Partnership for the years ended December 31, 2008, 2007 and 2006 were as follows: 

Company’s weighted average interest in Operating Partnership .............
Limited Partners’ weighted average interest in Operating Partnership....

Year Ended December 31, 

2008
78.5% 
21.5% 

2007

77.7 % 
22.3 % 

2006
77.3%
22.7%

The Company’s and the Limited Partners’ interests in the Operating Partnership at December 31, 2008 and 2007 were 

as follows: 

Company’s interest in Operating Partnership .............................
Limited Partners’ interests in Operating Partnership..................

80.9%
19.1%

77.7 %
22.3 %

Balance at December 31,
2008

2007

Note 2. Summary of Significant Accounting Policies 

Use of Estimates

The  accompanying  financial  statements  have  been  prepared  in  accordance  with  accounting  principles  generally 
accepted in the United States (“GAAP”). GAAP requires management to make estimates and assumptions that affect the 
reported  amounts  of  assets  and  liabilities,  disclosure  of  contingent  assets  and  liabilities  at  the  date  of  the  financial 
statements, and revenues and expenses during the reported period. Actual results could differ from these estimates.

Purchase Accounting

The purchase price of properties is allocated to tangible assets and identified intangibles acquired based on their fair 
values  in  accordance  with  the  provisions  of  Statement  of  Financial  Accounting  Standards  (“SFAS”)  No.  141,  “Business 
Combinations”  (“SFAS  No.  141”).  In  making  estimates  of  fair  values  for  the  purpose  of  allocating  purchase  price,  a 
number of sources are utilized. We also consider information about each property obtained as a result of its pre-acquisition 
due diligence, marketing and leasing activities in estimating the fair value of tangible assets and intangibles acquired. 

A portion of the purchase price is allocated to tangible assets and intangibles, including: 

(cid:120)

(cid:120)

the  fair  value  of  the  building  on  an  as-if-vacant  basis  and  to  land  determined  either  by  real  estate  tax 
assessments, independent appraisals or other relevant data; 

above-market and below-market in-place lease values for acquired properties are based on the present value 
(using an interest rate which reflects the risks associated with the leases acquired) of the difference between 
(i) the contractual amounts to be paid pursuant to the in-place leases and (ii) management’s estimate of fair  

F-7

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 2. Summary of Significant Accounting Policies (continued)

market lease rates for the corresponding in-place leases, measured over the remaining non-cancelable term of 
the leases. The capitalized above-market and below-market lease values are amortized as a reduction of or 
addition to rental income over the remaining non-cancelable terms of the respective leases. Should a tenant 
vacate, terminate its lease, or otherwise notify the Company of its intent to do so, the unamortized portion of 
the lease intangibles would be charged or credited to income; and 

(cid:120)

the value of leases acquired. The Company utilizes independent sources for their estimates to determine the 
respective in-place lease values. The Company’s estimates of value are made using methods similar to those 
used by independent appraisers. Factors the Company considers in their analysis include an estimate of costs 
to  execute  similar  leases  including  tenant  improvements,  leasing  commissions  and  foregone  costs  and  rent 
received  during  the  estimated  lease-up  period  as  if  the  space  was  vacant.  The  value  of  in-place  leases  is 
amortized to expense over the remaining initial terms of the respective leases. 

The Company also considers whether a portion of the purchase price should be allocated to in-place leases that have a 
related customer relationship intangible value. Characteristics we consider in allocating these values include the nature and 
extent of existing business relationships with the tenant, growth prospects for developing new business with the tenant, the 
tenant’s credit quality and expectations of lease renewals, among other factors. To date, a tenant relationship has not been 
developed that is considered to have a current intangible value. 

Beginning fiscal year 2009, the Company will apply the provisions of SFAS No. 141(R) “Business Combinations – 
Revised”  to  all  assets  acquired  and  liabilities  assumed  in  a  business  combination.  SFAS  No.  141(R)  will  require  the 
Company to measure the identifiable assets acquired, the liabilities assumed and any non-controlling interest in the acquiree 
at their fair values on the acquisition date, measured at their fair values as of that date, with goodwill being the excess value
over  the  net  identifiable  assets  acquired.  SFAS  No.  141(R)  will  modify  SFAS  No.  141’s  cost-allocation  process,  which 
currently requires the cost of an acquisition to be allocated to the individual assets acquired and liabilities assumed based on
their estimated fair values. SFAS No. 141(R) requires the costs of an acquisition to be recognized in the period incurred.  

Investment Properties

Investment  properties  are  recorded  at  cost  and  include  costs  of  acquisitions,  development,  predevelopment, 
construction  costs,  certain  allocated  overhead,  tenant  allowances  and  improvements,  and  interest  and  real  estate  taxes 
incurred  during  construction.  Significant  renovations  and improvements  are  capitalized  when  they  extend  the useful  life, 
increase capacity, or improve the efficiency of the asset. If a tenant vacates a space prior to the lease expiration, terminates
its  lease,  or  otherwise  notifies  the  Company  of  its  intent  to  do  so,  any  related  unamortized  tenant  allowances  are 
immediately expensed.  Maintenance and repairs that do not extend the useful lives of the respective assets are reflected in 
property operating expense.  

The Company incurs costs prior to land acquisition and for certain land held for development including acquisition 
contract deposits, as well as legal, engineering and other external professional fees related to evaluating the feasibility of 
developing a shopping center. These pre-development costs are included in land held for development in the accompanying 
consolidated balance sheets. If the Company determines that the development of a property is no longer probable, any pre-
development costs previously incurred are immediately expensed. Once construction commences on the land, the related 
capitalized costs are transferred to construction in progress.   

The  Company  also  capitalizes  costs  such  as  construction,  interest,  real  estate  taxes,  salaries  and  related  costs  of 
personnel  directly  involved  with  the  development  of  our  properties.    As  a  portion  of  the  development  property  becomes 
operational, the Company expenses appropriate costs on a pro rata basis. 

In accordance with Statement of Financial Accounting Standards No. 144, “Accounting for the Impairment of Long-
Lived Assets and for Long-Lived Assets to be Disposed Of” (“SFAS No. 144”), management reviews investment properties 
and intangible assets within the real estate operation and development segment for impairment on a property-by-property  

F-8

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 2. Summary of Significant Accounting Policies (continued)

basis  whenever  events  or  changes  in  circumstances  indicate  that  the  carrying  value  of  investment  properties  may  not  be 
recoverable.  Impairment  analysis  requires  management  to  make  certain  assumptions  and  requires  significant  judgment. 
Management does not believe any investment properties were impaired at December 31, 2008. 

Impairment losses for investment properties are recorded when the undiscounted cash flows estimated to be generated 
by  the  investment  properties  during  the  expected  holding  period  are  less  than  the  carrying  amounts  of  those  assets. 
Impairment  losses  are  measured  as  the  excess  carrying  value  over  the  fair  value  of  the  asset.    In  connection  with  the 
Company’s standard practice of regular evaluation of development-related assets, approximately $0.1 million, $0.5 million 
and $0.1  million was written  off  in 2008, 2007  and  2006,  respectively  ($0.1  million,  $0.3  million  and  $0.1  million  after 
tax).   

In  accordance  with  SFAS  No.  144,  operating  properties  held  for  sale  include  only  those  properties  available  for 
immediate sale in their present condition and for which management believes it is probable that a sale of the property will 
be  completed  within  one  year.  Operating  properties  are  carried  at  the  lower  of  cost  or  fair  value  less  costs  to  sell. 
Depreciation and amortization are suspended during the held-for-sale period.

The Company’s properties generally have operations and cash flows that can be clearly distinguished from the rest of 
the  Company.  In  accordance  with  SFAS  No.  144,  the  operations  reported  in  discontinued  operations  include  those 
operating  properties  that  were  sold  or  considered  held-for-sale  and  for  which  operations  and  cash  flows  can  be  clearly 
distinguished. The operations from these properties are eliminated from ongoing operations and the Company will not have 
a continuing involvement after disposition. Prior periods have been reclassified to reflect the operations of these properties 
as discontinued operations to the extent they are material to the results of operations.

Depreciation on buildings and improvements is provided utilizing the straight-line method over an estimated original 
useful  lives  ranging  from  10  to  35  years.  Depreciation  on  tenant  allowances  and  improvements  is  provided  utilizing  the 
straight-line  method  over  the  term  of  the  related  lease.  Depreciation  on  equipment  and  fixtures  is  provided  utilizing  the 
straight-line method over 5 to 10 years.

Escrow Deposits

Escrow  deposits  typically  consist  of  cash  held  for  real  estate  taxes,  property  maintenance,  insurance  and  other 
requirements at specific properties as required by lending institutions. In addition, at December 31, 2007, proceeds from the 
sale  of  the  Company’s  176th  &  Meridian  property  that  were  held  at  an  intermediary  in  anticipation  of  a  future  like-kind 
exchange  under  Section  1031  of  the  Internal  Revenue  Code  (see  Note  9)  and  amounts  received  in  connection  with  the 
Company’s  note  with  Marsh  Supermarkets  for  the  June  2006  termination  of  a  lease  and  subsequent  sale  of  the  asset  at 
Naperville Marketplace (see Note 10) were also classified as escrow deposits. 

Cash and Cash Equivalents

The Company considers all highly liquid investments purchased with an original maturity of 90 days or less to be cash 

and cash equivalents.

Cash paid for interest, net of capitalized interest, and cash paid for taxes for the years ended December 31, 2008, 2007 

and 2006 was as follows: 

Cash Paid for Interest, net ........ $ 28,439,879 $ 25,870,012 $
Capitalized Interest...................   10,061,770
2,601,000
Cash Paid for Taxes..................  

12,824,398
974,459

2008

2007

2006
30,705,377 
10,680,000 
1,122,412 

For the year ended December 31,

F-9

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 2. Summary of Significant Accounting Policies (continued)

Accrued but unpaid distributions were $8.7 million and $7.6 million as of December 31, 2008 and 2007, respectively, 

and are included in accounts payable and accrued expenses in the accompanying consolidated balance sheets.

Fair Value Measurements

Cash and cash equivalents, accounts receivable, escrows and deposits approximate fair value.  

As  of  January  1,  2008,  the  Company  began  accounting  for  its  derivative  financial  instruments  at  their  fair  value, 
calculated in accordance with SFAS No. 157, “Fair Value Measurements”, as discussed below under “Derivative Financial 
Instruments”.  SFAS No. 157 defines fair value, establishes a framework for measuring fair value, and expands disclosures 
about fair value measurements.  SFAS No. 157 applies to reported balances that are required or permitted to be measured at 
fair  value  under  existing  accounting  pronouncements;  accordingly,  the  standard  does  not  require  any  new  fair  value 
measurements  of  reported  balances.    SFAS  No.  157  emphasizes  that  fair  value  is  a  market-based  measurement,  not  an 
entity-specific  measurement.    Therefore,  a  fair  value  measurement  should  be  determined  based  on  the  assumptions  that 
market participants would use in pricing the asset or liability.  As a basis for considering market participant assumptions in 
fair  value  measurements,  SFAS  No.  157  establishes  a  fair  value  hierarchy  that  distinguishes  between  market  participant 
assumptions  based  on  market  data  obtained  from  sources  independent  of  the  reporting  entity  (observable  inputs  that  are 
classified  within  Levels  1  and  2  of  the  hierarchy)  and  the  reporting  entity’s  own  assumptions  about  market  participant 
assumptions (unobservable inputs classified within Level 3 of the hierarchy). As further discussed in Note 12, the Company 
has determined that its derivative valuations in their entirety are classified in Level 2 of the fair value hierarchy. 

Revenue Recognition

As lessor, the Company retains substantially all of the risks and benefits of ownership of the investment properties and 

accounts for its leases as operating leases.

Base  minimum  rents  are  recognized  on  a  straight-line  basis  over  the  terms  of  the  respective  leases.  Certain  lease 
agreements  contain  provisions  that  grant  additional  rents  based  on  tenants’  sales  volume  (contingent  percentage  rent). 
Percentage rents are recognized when tenants achieve the specified targets as defined in their lease agreements.  Percentage 
rents are included in other property related revenue in the accompanying statements of operations.

Reimbursements  from  tenants  for  real  estate  taxes  and  other  recoverable  operating  expenses  are  recognized  as 

revenues in the period the applicable expense is incurred.

Gains  and  losses  on  sales  of  real  estate  are  recognized  in  accordance  with  SFAS  No.  66,  “Accounting  for  Sales  of 
Real Estate”. In summary, gains and losses from sales are not recognized unless a sale has been consummated, the buyer’s 
initial  and  continuing  investment  is  adequate  to  demonstrate  a  commitment  to  pay  for  the  property,  the  Company  has 
transferred to the buyer the usual risks and rewards of ownership, and the Company does not have a substantial continuing 
financial involvement in the property.  As part of the Company’s ongoing business strategy, it will, from time to time, sell 
land parcels and outlots, some of which are ground leased to tenants.  Gains realized on such sales were $10.4 million, $7.2 
million, and $3.2 million for the years ended December 31, 2008, 2007 and 2006, respectively, and are classified as other 
property related revenue in the accompanying consolidated financial statements. 

Revenues  from  construction  contracts  are  recognized  on  the  percentage-of-completion  method,  measured  by  the 
percentage  of  cost  incurred  to  date  to  the  estimated  total  cost  for  each  contract.  Project  costs  include  all  direct  labor, 
subcontract, and material costs and those indirect costs related to contract performance costs incurred to date.  Project costs
do not  include  uninstalled  materials.  Provisions  for  estimated  losses  on uncompleted  contracts  are  made  in  the  period  in 
which  such  losses  are  determined.  Changes  in  job  performance,  job  conditions,  and  estimated  profitability  may  result  in 
revisions to costs and income, which are recognized in the period in which the revisions are determined.  

F-10

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 2. Summary of Significant Accounting Policies (continued)

From time to time, the Company will construct and sell build-to-suit merchant assets to third parties.  Proceeds from 
the sale of build-to-suit merchant assets are included in construction and service fee revenue and the related costs of the sale
of  these  assets  are  included  in  cost  of  construction  and  services  in  the  accompanying  consolidated  financial  statements.  
Proceeds from such sales were $10.6 million, $6.1 million and $5.3 million for the years ended December 31, 2008, 2007 
and 2006, respectively, and the associated construction costs were $9.4 million, $4.1 million, and $3.5 million, respectively. 

Development  and  other  advisory  services  fees  are  recognized  as  revenues  in  the  period  in  which  the  services  are 

rendered. Performance-based incentive fees are recorded when the fees are earned.

Accounting for Investments in Joint Ventures 

In  December  2003,  the  FASB  issued  FIN  46R,  which  replaces  FASB  Interpretation  No.  46  which  was  issued  in 
January 2003. FIN 46R explains how to identify variable interest entities and how to assess whether to consolidate such 
entities. In general, a variable interest entity (“VIE”) is a corporation, partnership, trust or any other legal structure used for 
business purposes that either (a) does not have equity investors with voting rights or (b) has equity investors that do not 
provide  sufficient  financial  resources  for  the  entity  to  support  its  activities.  In  addition,  in  June 2005,  the  FASB  issued 
EITF 04-05, "Determining Whether a General Partner, or the General Partners as a Group, Controls a Limited Partnership 
or Similar Entity When the Limited Partners Have Certain Rights". EITF 04-05 requires the Company to consolidate certain 
entities in which it owns less than 100% of the equity interest if it is the general partner and the limited partners do not have 
substantive  rights.    The  adoption  of  EITF  04-05  did  not  have  a  material  impact  on  the  Company’s  financial  position  or 
results of operations.  Prior to the issuance of FIN 46R and EITF 04-05, a company generally included another entity in its 
consolidated financial statements only if it controlled the entity through voting interests. FIN 46R and EITF 04-05 change 
that by requiring a VIE to be consolidated by a company if that company is subject to a majority of the risk of loss from the 
VIE’s  activities  or  entitled  to  receive  a  majority  of  the  entity’s  residual  returns  or  both  or  if  the  company  is  the  general 
partner in an agreement that does not provide the limited partners with substantive rights.

The Company accounts for its investments in unconsolidated joint ventures under the equity method of accounting as 
it exercises significant influence over, but does not control, operating and financial policies. These investments are recorded
initially at cost and subsequently adjusted for equity in earnings and cash contributions and distributions. 

The  Company  guarantees  approximately  $99.5  million  of  consolidated  joint  venture  indebtedness  ($121.5  million 

including the Company’s share of unconsolidated joint venture indebtedness). 

Tenant Receivables and Allowance for Doubtful Accounts

Tenant receivables consist primarily of billed minimum rent, accrued and billed tenant reimbursements and accrued 
straight-line rent. The Company generally does not require specific collateral other than corporate or personal guarantees 
from its tenants.

An allowance for doubtful accounts is maintained for estimated losses resulting from the inability of certain tenants or 
others to meet contractual obligations under their lease or other agreements. Accounts are written off when, in the opinion 
of management, the balance is uncollectible. 

Balance, beginning of year.........................................
Provision for credit losses, net of recoveries..............
Accounts written off...................................................
Balance, end of year...................................................

2008
745,479
1,212,604
(1,150,059)
808,024

$

$

$

$

2007
561,282  $
319,360 
(135,163 )
745,479  $

2006
1,030,020
344,564
(813,302) 
561,282

F-11

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 2. Summary of Significant Accounting Policies (continued)

Other Receivables 

Other  receivables  consist  primarily  of  receivables  due  in  the  ordinary  course  of  the  Company’s  construction  and 

advisory services business. 

Concentration of Credit Risk

The  Company  may  be  subject  to  concentrations  of  credit  risk  with  regards  to  its  cash  and  cash  equivalents.   The 
Company places its cash and temporary cash investments with high-credit-quality financial institutions.  From time to time, 
such investments may temporarily be in excess of FDIC and SIPC insurance limits. In addition, the Company’s accounts 
receivable  from  tenants  potentially  subjects  it  to  a  concentration  of  credit  risk  related  to  its  accounts  receivable.  At 
December 31,  2008,  approximately  44%,  21%  and  12%  of  property  accounts  receivable  were  due  from  tenants  leasing 
space in the states of Indiana, Florida, and Texas, respectively.  

Earnings Per Share

Basic earnings per share is calculated based on the weighted average number of shares outstanding during the period. 
Diluted earnings per share is determined based on the weighted average number of shares outstanding combined with the 
incremental average shares that would have been outstanding assuming all potentially dilutive shares were converted into 
common shares as of the earliest date possible.  

Potentially  dilutive  securities  include  outstanding  share  options,  units  in  the  Operating  Partnership,  which  may  be 
exchanged for cash or shares under certain circumstances, and deferred share units, which may be credited to the accounts 
of non-employee trustees in lieu of the payment of cash compensation or the issuance of common shares to such trustees. 
For the years ended December 31, 2008 and 2007, all of the Company’s outstanding deferred share units had a potentially 
dilutive  effect.  In  addition,  for  the  years  ended  December  31,  2007  and  2006,  outstanding  share  options  also  had  a 
potentially dilutive effect. The dilutive effect of these securities was as follows:  

Dilutive effect of outstanding share options to outstanding 
common shares .................................................................

Dilutive effect of deferred share units to outstanding 

Year Ended 
December 31  

2007

2006 

2008

—

267,183 

169,886

common shares .................................................................
Total dilutive effect .....................................................

12,041
12,041

5,530 
272,713 

—
169,886

For the year ended December 31, 2008, all of the Company’s outstanding common share options were excluded from 

the computation of diluted earnings per share because their impact was anti-dilutive. 

The effect of conversion of units of the Operating Partnership is not reflected in diluted common shares, as they are 
exchangeable for common shares on a one-for-one basis. The income allocable to such units is allocated on the same basis 
and reflected  as  Limited  Partners’  interests in  the  Operating Partnership  in  the  accompanying consolidated  statements  of 
operations.  Therefore,  the  assumed  conversion  of  these  units  would  have  no  effect  on  the  determination  of  income  per 
common share.  

Derivative Financial Instruments 

The Company applies SFAS No. 133 “Accounting for Derivative Instruments and Hedging Activities” which requires 
that all derivative instruments be recorded on the balance sheet at their fair value, calculated in accordance with SFAS No.  

F-12

 
 
 
Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 2. Summary of Significant Accounting Policies (continued)

157.  In  accordance  with  SFAS  No.  133,  gains  or  losses  resulting  from  changes  in  the  values  of  those  derivatives  are 
accounted  for  depending  on  the  use  of  the  derivative  and  whether  it  qualifies  for  hedge  accounting.  The  Company  uses 
derivative financial instruments to mitigate its interest rate risk on a related financial instrument through the use of interest 
rate swaps or rate locks.   

SFAS  No.  133  requires  that  changes  in  fair  value  of  derivatives  that  qualify  as  cash  flow  hedges  be  recognized  in 
other comprehensive income (“OCI”) while any ineffective portion of the derivative’s change in fair value be recognized 
immediately in earnings. Upon settlement of the hedge, gains and losses associated with the transaction are recorded in OCI 
and amortized over the underlying term of the hedge transaction. All of the Company’s derivative instruments qualify for 
hedge accounting.

Income Taxes and REIT Compliance

The Company, which is considered a corporation for federal income tax purposes, qualifies as a REIT and generally 
will not be subject to federal income tax to the extent it distributes its REIT taxable income to its shareholders.  REITs are 
subject  to  a  number  of  organizational  and  operational  requirements.    If  the  Company  fails  to  qualify  as  a  REIT  in  any 
taxable  year,  the  Company  will  be  subject  to  federal  income  tax  on  its  taxable  income  at  regular  corporate  rates.    The 
Company may also be subject to certain federal, state and local taxes on its income and property and to federal income and 
excise taxes on its undistributed income even if it does qualify as a REIT.  For example, the Company will be subject to 
income tax to the extent it distributes less than 90% of its REIT taxable income (including capital gains). 

The Company has elected taxable REIT subsidiary (“TRS”) status for some of its subsidiaries under Section 856(1) of 
the  Code.  This  enables  the  Company  to  receive  income  and  provide  services  that  would  otherwise  be  impermissible  for 
REITs.  In  accordance  with SFAS  No.  109,  “Accounting  for  Income  Taxes”  (“SFAS  No.  109”)  and  FASB  Interpretation 
No. 48 “Accounting for Uncertainty in Income Taxes” (FIN No. 48”), deferred tax assets and liabilities are established for 
temporary differences between the financial reporting bases and the tax bases of assets and liabilities at the enacted rates 
expected to be in effect when the temporary differences reverse. SFAS No. 109 and FIN No. 48 also require that deferred 
tax assets be reduced by a valuation allowance if it is more likely than not that some portion or all of the deferred tax asset
will not be realized.  

Income tax provisions for the years ended December 31, 2008, 2007, and 2006 were approximately $1.9 million, $0.8 
million,  $1.0  million,  respectively.  Income  tax  provision  for  the  year  ended  December  31,  2008  included  approximately 
$1.2 million incurred in connection with the Company’s taxable REIT subsidiary sale of land in the first quarter of 2008 as 
well  as  $0.5  million  incurred  in  connection  with  the  sale  of  Spring  Mill  Medical,  Phase  II,  a  consolidated  joint  venture 
property that owned a build-to-suit commercial asset. 

Franchise and other taxes were not significant in any of the periods presented.

Note 3. Share-Based Compensation  

Overview

The  Company's  2004  Equity  Incentive  Plan  (the  "Plan")  authorizes  options  and  other  share-based  compensation 
awards  to  be  granted  to  employees  and  trustees  for  up  to  2,000,000  common  shares  of  the  Company.  The  Company 
accounts for its share-based compensation in accordance with the fair value recognition provisions provided under SFAS 
No. 123(R) “Share-Based Payment”.

The  total  share-based  compensation  expense,  net  of  amounts  capitalized,  included  in  general  and  administrative 

expenses for the years ended December 31, 2008, 2007, and 2006 was $0.8 million, $0.5 million, and $0.3 million,  

F-13

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 3. Share-Based Compensation (continued) 

respectively.  Total share-based compensation cost capitalized for the years ended December 31, 2008, 2007, and 2006 was 
$0.3 million, $0.3 million, and $0.2 million, respectively, related to development and leasing personnel. 

As of December 31, 2008, there were 365,485 shares available for grant under the 2004 Equity Incentive Plan. 

Share Options 

Pursuant to the Plan, the Company periodically grants options to purchase common shares at an exercise price equal to 
the grant date per-share fair value of the Company's common shares. Granted options typically vest over a five year period 
and expire ten years from the grant date.  The Company issues new common shares upon the exercise of options.

For the Company's share option plan, the grant date fair value of each grant was estimated using the Black-Scholes 
option  pricing  model.  The  Black-Scholes  model  utilizes  assumptions  related  to  the  dividend  yield,  expected  life  and 
volatility of the Company’s common shares and the risk-free interest rate. The dividend yield is based on the Company's 
historical  dividend  rate.  The  expected  life  of  the  grants  is  derived  from  expected  employee  duration,  which  is  based  on 
Company history, industry information and other factors. The risk-free interest rate is derived from the U.S. Treasury yield 
curve in effect at the time of grant. Expected volatilities utilized in the model are based on the historical volatility of the
Company's share price and other factors. 

The following summarizes the weighted average assumptions used for grants in fiscal periods 2008, 2007, and 2006:  

Expected dividend yield..............
Expected term of option ..............
Risk-free interest rate ..................
Expected share price volatility ....

2008
5.00% 
8 years 
3.40% 
21.74% 

2007
4.00% 
8 years 
5.08% 
15.56% 

2006
4.78%
 8 years  
 4.55%  
 18.45%  

A summary of option activity under the Plan as of December 31, 2008, and changes during the year then ended, is 

presented below:  

Outstanding at January 1, 2008...............
Granted ...................................................
Forfeited .................................................
Outstanding at December 31, 2008.........
Exercisable at December 31, 2008 .........

Options

961,993
523,173
(111,735)
1,373,431
758,555

Weighted-Average 
Exercise Price

$

$
$

13.48 
12.30 
13.22 
13.05 
13.32 

The  fair  value  on  the  respective  grant  dates  of  the  523,173,  43,750,  and  37,000  options  granted  during  the  periods 

ended December 31, 2008, 2007, and 2006 was $1.43, $2.74, and $2.19 per option, respectively. 

The aggregate intrinsic value of the 4,958 and 40,199 options exercised during the years ended December 31, 2007 

and 2006 was $17,460 and $97,800, respectively.  No options were exercised during the year ended December 31, 2008. 

The weighted average remaining contractual term of the outstanding and exercisable options at December 31, 2008 

were as follows: 

F-14

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 3. Share-Based Compensation (continued) 

Outstanding at December 31, 2008.......... 1,373,431
Exercisable at December 31, 2008........... 758,555

Options

Weighted-Average Remaining  
Contractual Term (in years)
6.33 
4.52 

These  options  had  no  aggregate  intrinsic  value  as  of  December  31,  2008  as  the  exercise  price  was  greater  than  the 

Company’s closing share price on December 31, 2008. 

As  of  December  31,  2008,  there  was  $0.7  million  of  total  unrecognized  compensation  cost  related  to  outstanding 
unvested  share  option  awards.  This  cost  is  expected  to  be  recognized  over  a  weighted-average  period  of  1.9 years.    We 
expect  to  incur  approximately  $0.3  million  of  this  expense  in fiscal  year 2009,  approximately  $0.2 million  in  fiscal  year 
2010, approximately $0.2 million in fiscal year 2011 and the remainder in fiscal year 2012.

Restricted Shares 

In addition to share option grants, the Plan also authorizes the grant of share-based compensation awards in the form 
of restricted common shares. Under the terms of the Plan, these restricted shares, which are considered to be outstanding 
shares from the date of grant, typically vest over a period ranging from one to five years. In addition, the Company pays 
dividends on restricted shares that are charged directly to shareholders’ equity.    

The following table summarizes all restricted share activity to employees and non-employee members of the Board of 

Trustees as of December 31, 2008 and changes during the year then ended:  

Restricted shares outstanding at January 1, 2008..........
Shares granted ...............................................................
Shares forfeited .............................................................
Shares vested.................................................................
Restricted shares outstanding at December 31, 2008 ....

Restricted 
Shares

62,344 
99,126 
(3,512) 
(53,618) 
104,340 

$

Weighted Average 
Grant Date Fair 
Value per share
$

18.59 
12.74 
14.91 
16.52 
14.22 

During the years ended December 31, 2007 and 2006, the Company granted 41,618 and 30,206 restricted shares to 
employees and non-employee members of the Board of Trustees with weighted average grant date fair values of $20.21 and 
$15.89, respectively. The total fair value of shares vested during the years ended December 31, 2008, 2007 and 2006 was 
$0.5 million, $0.3 million, and $0.1 million.   

As of December 31, 2008, there was $1.0 million of total unrecognized compensation cost related to restricted shares 
granted under the Plan, which is expected to be recognized over a weighted-average period of 1.2 years. We expect to incur 
approximately  $0.5  million  of  this  expense  in  fiscal  year  2009,  approximately  $0.3  million  in  fiscal  year  2010, 
approximately $0.1 million in fiscal year 2011 and the remainder in fiscal year 2012. 

Deferred Share Units Granted to Trustees

In addition, the Plan allows for the deferral of certain equity grants into the Trustee Deferred Compensation Plan.  The 
Trustee  Deferred  Compensation  Plan  authorizes  the  issuance  of  “deferred  share  units”  to  the  Company’s  non-employee 
trustees.  Each deferred share unit is equivalent to one common share of the Company. Non-employee trustees receive an 
annual retainer, fees for Board meetings attended, Board committee chair retainers and fees for Board committee meetings 
attended. Except as described below, these fees are typically paid in cash or common shares of the Company.

F-15

 
 
Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 3. Share-Based Compensation (continued) 

Under  the  Plan,  deferred  share  units  may  be  credited  to  non-employee  trustees  in  lieu  of  the  payment  of  cash 
compensation  or  the  issuance  of  common  shares.  In  addition,  beginning  on  the  date  on  which  deferred  share  units  are 
credited  to  a non-employee  trustee,  the number  of deferred  share units  credited  is  increased  by  additional  deferred  share 
units  in  an  amount  equal  to  the  relationship  of  dividends  declared  to  the  value  of  the  Company’s  common  shares.    The 
deferred share units credited to a non-employee trustee are not settled until he or she ceases to be a member of the Board of 
Trustees, at which time an equivalent number of common shares will be issued.  

During  the  years  ended  December  31,  2008,  2007,  and  2006,  three  trustees  elected  to  receive  a  portion  of  their 
compensation  in  deferred  share  units  and  an  aggregate  of  11,270,  4,611,  and  3,610  deferred  share  units,  respectively, 
including dividends that were reinvested for additional share units, were credited to those non-employee trustees based on a 
weighted-average  grant  date  fair  value  of  $9.28,  $17.21,  and  $15.76,  respectively.  During  each  of  the  years  ended 
December 31, 2008, 2007, and 2006, the Company incurred $0.1 million of compensation expense related to deferred share 
units credited to non-employee trustees. 

Other Equity Grants 

During  the  years  ended  2008,  2007  and  2006,  the  Company  issued  3,006,  2,091  and  3,190  unrestricted  common 
shares, respectively, with weighted average grant date fair values of $12.47, $17.91, and $15.76 per share, respectively, to 
non-employee members of our Board of Trustees in lieu of 50% of their annual retainer compensation. 

Note 4. Deferred Costs 

Deferred  costs  consist  primarily  of  financing  fees  incurred  to  obtain  long-term  financing  and  broker  fees  and 
capitalized  salaries  and  related  benefits  incurred  in  connection  with  lease  originations.  Deferred  financing  costs  are 
amortized  on  a  straight-line  basis  over  the  terms  of  the  respective  loan  agreements.  Deferred  leasing  costs  include  lease 
intangibles and other and are amortized on a straight-line basis over the terms of the related leases. At December 31, 2008 
and 2007, deferred costs consisted of the following:   

Deferred financing costs ..................................... $
Acquired lease intangible assets .........................
Deferred leasing costs and other .........................

Less—accumulated amortization ........................

Total .......................................................... $

2008

9,993,480
6,393,240
18,548,324
34,935,044
(13,767,756)
21,167,288

$

$

2007

8,257,925
7,847,180
16,220,079
32,325,184
(11,761,520)
20,563,664

The estimated aggregate amortization amounts from net unamortized acquired lease intangible assets for each of the 

next five years and thereafter are as follows: 

2009 .......................................................................................................................
2010 .......................................................................................................................
2011 .......................................................................................................................
2012 .......................................................................................................................
2013 .......................................................................................................................
Thereafter...............................................................................................................
Total .............................................................................................................

$

667,311
568,649
451,884
372,022
320,852
1,128,344
$ 3,509,062

F-16

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 4. Deferred Costs (continued) 

The accompanying consolidated statements of operations include amortization expense as follows: 

Amortization of deferred financing costs ....... $ 1,272,333
Amortization of deferred leasing costs, 

2008

For the year ended December 31,
2007
$ 1,035,497

2006
$ 1,875,193

leasing intangibles and other......................

4,293,540

3,044,341

2,495,041

Amortization  of  deferred  leasing  costs,  leasing  intangibles  and  other  is  included  in  depreciation  and  amortization 

expense, while the amortization of deferred financing costs is included in interest expense. 

Note 5. Deferred Revenue and Other Liabilities

Deferred  revenue  and  other  liabilities  consist  of  the  unamortized  in-place  lease  liabilities,  construction  billings  in 
excess  of  costs,  construction  retainages  payable,  tenant  rents  received  in  advance  and  deferred  income  taxes.  The 
amortization  of  in-place  lease  liabilities  is  recognized  as  revenue  over  the  remaining  life  of  the  leases  through  2027. 
Construction  contracts  are  recognized  as  revenue  using  the  percentage  of  completion  method.  Tenant  rents  received  in 
advance are recognized as revenue in the period to which they apply, usually the month following their receipt.

At December 31, 2008 and 2007, deferred revenue and other liabilities consisted of the following: 

Unamortized in-place lease liabilities..........................  
Construction billings in excess of cost ........................  
Construction retainages payable..................................  
Tenant rents received in advance.................................  
Deferred income taxes.................................................  
Total...................................................................  

$

2008
15,667,652
1,906,783
4,636,725
2,383,634

  $ 

—  

$

24,594,794

  $ 

2007
18,181,597
254,959
4,449,289
3,156,364
84,834
26,127,043

The estimated aggregate amortization of acquired lease intangibles (unamortized in-place lease liabilities) for each of 

the next five years and thereafter is as follows: 

2009 .......................................................................................................................
2010 .......................................................................................................................
2011 .......................................................................................................................
2012 .......................................................................................................................
2013 .......................................................................................................................
Thereafter...............................................................................................................
Total .............................................................................................................

$ 3,097,578
2,727,399
2,223,139
1,729,614
1,625,465
4,264,457
$15,667,652

Note 6. Investments in Unconsolidated Joint Ventures  

As of December 31, 2008, the Company had one equity interest in an unconsolidated entity that owns and operates a 
rental property (The Centre). The Company owned a 60% interest in The Centre, which represents a sufficient interest in 
the entity in order to exercise significant influence, but not control, over operating and financial policies. Accordingly, this
investment is accounted for using the equity method.  

In addition, as of December 31, 2008, the Company owned a non-controlling interest in one pre-development land parcel 
(Parkside Town Commons), which was also accounted for under the equity method as the Company’s ownership represents 
a sufficient interest in the entity in order to exercise significant influence, but not control, over operating and  

F-17

 
 
  
 
 
  
 
 
  
 
  
Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 6. Investments in Unconsolidated Joint Ventures (continued) 

financial policies. Parkside Town Commons is owned through an agreement (the “Venture”) with Prudential Real  Estate 
Investors  (“PREI”).  In  September  2006,  the  Venture  was  established  to  pursue  joint  venture  opportunities  for  the 
development  and  selected  acquisition  of  community  shopping  centers  in  the  United  States.  In  December  2006,  the 
Company contributed 100 acres of development land located in Cary, North Carolina, to the Venture at its cost of $38.5 
million, including the Venture’s assumption of $35.6 million of variable rate debt. In August 2007, the Venture purchased 
approximately  17  acres  of  additional  land  in  Cary,  North  Carolina  for  a  purchase  price  of  approximately  $3.4  million, 
including assignment costs, which was funded through draws from the Venture's variable rate construction loan.  This land 
is adjacent to land previously purchased by the Company in 2006.  The Venture is in the process of developing this land, 
along with the 100 acres purchased in 2006, into an approximately 1.5 million total square foot mixed-use shopping center. 
As of December 31, 2008, the Company owned a 40% interest in the Venture which, under the terms of the Venture, will 
be reduced to 20% upon project specific construction financing.   

In December 2008, the Company’s 50% owned unconsolidated joint venture sold Spring Mill Medical, Phase I. This 
property is located in Indianapolis, Indiana and was sold for approximately $17.5 million, resulting in a gain on the sale of 
approximately $3.5 million, of which the Company’s share was approximately $1.2 million, net of the Company’s excess 
investment. Net proceeds of approximately $14.4 million from the sale of this property were utilized to purchase securities 
which  were  used  to  defease  the  related  mortgage  loan.  The  Company  established  legal  isolation  with  respect  to  the 
mortgage and therefore the Company was released of its obligations under the mortgage. The joint venture was required by 
the buyer to defease the mortgage loan prior to closing and in doing so, incurred approximately $2.7 million of expense, 
which  is  reflected  as  a  reduction  to  the  gain  on  sale  of  the  property.  The  Company  used  the  majority  of  its  share  of  the 
remaining net proceeds to pay down borrowings under the Company’s unsecured revolving credit facility. 

Prior to the Company’s sale of its interest in this property, the joint venture sold a parcel of land for net proceeds of 

approximately $1.1 million, of which the Company’s share was $0.6 million.  

Combined  summary  financial  information  of  entities  accounted  for  using  the  equity  method  of  accounting  and  a 

summary of the Company’s investment in and share of income from these entities follows:

Assets:
Investment properties at cost: 
Land...............................................................................
Building and improvements ..........................................
Furniture and equipment ...............................................
Construction in progress................................................

Less: Accumulated depreciation....................................
Investment properties, at cost, net .................................  
Cash and cash equivalents.............................................
Tenant receivables, net ..................................................
Escrow deposits.............................................................
Deferred costs and other assets......................................
Total assets ....................................................................
Liabilities and Owners’ Equity:
Mortgage and other indebtedness..................................
Accounts payable and accrued expenses .......................
Total liabilities...............................................................
Owners’ equity (deficit) ................................................
Total liabilities and Owners’ equity (deficit) ................
Company share of total assets .......................................
Company share of Owners’ equity (deficit) ..................

F-18

2008

2007

$ 1,310,561
3,379,153
—
57,373,714
62,063,428
(1,952,012) 
60,111,416  
852,270
792,359
29,447
107,021
$ 61,892,513

$ 58,554,548
1,639,977
60,194,525
1,697,988
$ 61,892,513
$ 25,472,938
315,703
$

$  2,552,075 
  14,613,333 
10,581 
  50,329,585 
  67,505,574 
(3,719,540 )
  63,786,034 
817,417 
260,242 
324,542 
614,209 
$ 65,802,444 

$ 65,388,351 
1,744,214 
67,132,565 
(1,330,121 )
$ 65,802,444 
$ 28,182,617 
(869,493 )
$

 
 
Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 6. Investments in Unconsolidated Joint Ventures (continued) 

Add: Excess investment ................................................
Company investment in joint ventures ..........................  
Company share of mortgage and other indebtedness ....

1,586,770
$ 1,902,473  
$ 24,132,729

1,714,812 
$ 
845,319  
$ 28,093,670 

Revenue:

Minimum rent....................................................... $
Tenant reimbursements ........................................
Other property related revenue.............................
Total revenue .................................................................
Expenses:

Property operating ................................................
Real estate taxes ...................................................
Depreciation and amortization .............................
Total expenses................................................................
Operating income...........................................................
Interest expense ....................................................
Income from continuing operations ...............................
Discontinued operations: 

Operating income from discontinued operations..
Gain on sale of operating property .......................
Income from discontinued operations............................
Net income.....................................................................
Third-party investors’ share of net income ....................
Company share of net income........................................
Amortization of excess investment ................................
Excess investment in sale of discontinued operations ...
Income from unconsolidated entities and gain on sale 

Year ended December 31,

2008

2007

2006

965,498   $
297,653  
—

1,263,151  

975,996 
348,927 
20,359 
1,345,282 

$

899,901
247,982
45,696 
1,193,579

237,892  
143,438  
130,162  
511,492  
751,659  
(261,044) 
490,615 

1,352,237 
3,544,524 
4,896,761 
5,387,376  
(2,644,627) 
2,742,749  
(128,042) 
(538,944) 

255,678 
194,088 
140,932 
590,698 
754,584 
(276,065 ) 
478,519 

263,322 

—

263,322 
741,841 
(323,069 )  
418,772 
(128,062 )

—

226,547
109,357
123,782
459,686
733,893
(290,177) 
443,716

296,569
—
296,569
740,285
(325,771) 
414,514
(128,062) 

—

of unconsolidated property........................................ $

2,075,763   $

290,710 

$

286,452

 “Excess investment” represents the unamortized difference of the Company’s investment over its share of the equity 
in the underlying net assets of the joint ventures acquired. The Company amortizes excess investment over the life of the 
related  property  of  no  more  than  35  years  and  the  amortization  is  included  in  equity  in  earnings  from  unconsolidated 
entities.  The  Company  periodically  reviews  its  ability  to  recover  the  carrying  values  of  its  investments  in  joint  venture 
properties.  If  the  Company  were  to  determine  that  any  portion  of  its  investment,  including  excess  investment,  is  not 
recoverable, the Company would record an adjustment to write off the unrecoverable amounts.  

Unconsolidated joint venture debt is the liability of the joint venture and is typically secured by the assets of the joint 
venture. As of December 31, 2008, the Company’s share of unconsolidated joint venture indebtedness was $24.1 million, 
all of which is due in fiscal year 2009, $22.0 million of which is guaranteed by the Operating Partnership.  In the event the 
joint venture partnership defaults under the terms of the underlying arrangement, secured property of the joint venture could 
be  sold  in  order  to  satisfy  the  outstanding  obligation  prior  to  the  Operating  Partnership’s  requirement  to  satisfy  the 
guarantee.

  The most significant component of this indebtedness is the $55.0 million variable rate construction loan at Parkside 
Town Commons, of which the Company’s share is $22.0 million. This loan matures in August 2009 and the Company is 
currently in discussions with the lender for an 18-month extension on the loan.

F-19

 
Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 7. Significant Acquisition Activity 

2008 Acquisitions 

The Company made the following significant acquisitions in 2008: 

(cid:120)

(cid:120)

(cid:120)

In July 2008, the Company purchased approximately 123 acres of land in Holly Springs, North Carolina for $21.6 
million, which was funded with borrowings from the Company’s unsecured revolving credit facility. In addition, 
on  October  1,  2008,  the  Company  purchased  an  additional  18  acres  of  land  adjacent  to  this  location  for 
approximately  $5.0  million,  which  was  also  funded  with  borrowings  from  the  Company’s  unsecured  revolving 
credit facility. These land parcels may be used for future development purposes. 

In April 2008, one of the Company’s consolidated joint ventures, in which the Company owns an 85% interest, 
purchased  approximately  four  acres  of  land  in  Indianapolis,  Indiana,  commonly  known  as  Pan  Am  Plaza.  The 
Company  funded  the  joint  venture’s  purchase  with  borrowings  from  the  Company’s  unsecured  revolving  credit 
facility.  This  land  is  situated  across  the  street  from  the  Indiana  Convention  Center  and  adjacent  to  the  recently 
constructed Indianapolis Colts football stadium.  The joint venture intends to develop restaurants and retail space 
on this property.

In February 2008, the Company purchased Rivers Edge Shopping Center, a 110,875 square foot shopping center 
located  in  Indianapolis,  Indiana,  for  $18.3  million,  with  the  intent  to  redevelop  (See  Note  8).    The  Company 
utilized approximately $2.7 million of proceeds from the November 2007 sale of its 176th & Meridian property.  
The remaining purchase price of $15.6 million was funded initially through a draw on the Company’s unsecured 
credit facility and subsequently refinanced with a variable rate loan bearing interest at LIBOR + 125 basis points 
and  maturing  on  February  3,  2009.  In  October  2008,  the  Company  extended  the  maturity  date  on  this  loan  one 
additional year.  The Company is in the process of redeveloping this property. The results of operations of 176th & 
Meridian have been reflected as discontinued operations for the years ended December 31, 2007 and 2006.

The Company allocates the purchase price of properties to tangible and identified intangibles acquired based on their 
fair values in accordance with the provisions of SFAS No. 141, “Business Combinations” (“SFAS No. 141”). The fair value 
of real estate acquired is allocated to land and buildings, while the fair value of in-place leases, consisting of above-market
and below-market rents and other intangibles, is allocated to intangible assets and liabilities.  

2007 Acquisitions  

The Company made the following significant land acquisitions in 2007:

(cid:120)

(cid:120)

(cid:120)

In  January  2007,  the  Company  purchased  approximately  ten  acres  of  land  in  Naples,  Florida  for  approximately 
$6.3 million with borrowings from its then-existing secured revolving credit facility.  This land is adjacent to 15.4 
acres previously purchased by the Company in 2005. 

In  March  2007,  the  Company  purchased  approximately  105  acres  of  land  in  Apex,  North  Carolina  for 
approximately $14.5 million with borrowings from the unsecured revolving credit facility. The Company is in the 
process of developing this land into an approximately 345,000 total square foot shopping center.  Some portions of 
land at this property may be sold to third parties in the future. 

In August 2007, the Company purchased approximately 14 acres of land in South Elgin, Illinois for approximately 
$5.9 million with borrowings from its unsecured revolving credit facility.  The first phase of this development is in 
the  current  development  pipeline  and  once  completed,  this  phase  of  the  development  will  consist  of  a  45,000 
square foot a single tenant building. The second phase of this development is in the Company’s visible shadow 
pipeline  and  once  completed,  this  phase  of  the  development  is  expected  to  consist  of  approximately  263,000 
square feet, including non-owned anchor space.  

F-20

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 7. Significant Acquisition Activity (continued)

2006 Acquisitions 

The Company acquired and placed into service the following retail operating properties in 2006: 

(cid:120)

(cid:120)

In April 2006, the Company purchased Kedron Village, a shopping center located in Peachtree, Georgia for a total 
purchase price of approximately $34.9 million, net of purchase price adjustments, including tenant improvement 
and leasing commission credits, of $2.0 million. When purchased, Kedron Village was under construction and not 
an  operating  property.  The  property  became  partially  operational  in  the  third  quarter  of  2006  and  became  fully 
operational  during  the  fourth  quarter  of  2006.  To  finance  this  purchase,  the  Company  incurred  new  short-term 
variable rate debt against the Traders Point property. In September 2006, permanent financing was obtained and a 
portion of the proceeds was used to repay the short-term debt. The new fixed rate debt has an original principal 
amount of $48.0 million, bears interest at a fixed rate of 5.86% and matures in October 2016. 

In  July  2006,  the  Company  purchased  three  operating  properties  located  in  Naples  Florida  for  a  total  combined 
purchase price of approximately $57.9 million (Courthouse Shadows for $19.8 million, Pine Ridge Crossing for 
$22.6  million,  and  Riverchase  Shopping  Center  for  $15.5  million).  To  finance  the  purchase  price  of  these 
properties,  the  Company  incurred  variable  rate  indebtedness  of  $57.9  million.  In  September,  2006,  permanent 
financing with a combined original principal amount of $28.0 million was obtained on Pine Ridge Crossing and 
Riverchase at a fixed rate of 6.34% with a maturity of October 2016.  

In addition, in July 2006, the Company acquired the remaining 15% economic interest from its joint venture partner in 
Wal-Mart Plaza in Gainesville, Florida for $3.9 million and assumed  management responsibilities for the property.  This 
acquisition was financed with borrowings from the Company’s revolving credit facility. 

Amounts allocated to intangible assets in connection with the 2006 acquisitions totaled $7.5 million and are included 
in buildings and improvements and deferred costs in the accompanying consolidated balance sheets. Amounts allocated to 
intangible liabilities representing the adjustment of acquired leases to market value totaled $7.0 million and are included in 
deferred revenue in the accompanying consolidated balance sheets. The intangible assets and liabilities are amortized over 
each  tenant’s  remaining  lease  term  which  ranged  from  0.2  to  9.4  years  at  the  date  of  acquisition.  In  the  accompanying 
consolidated statements of operations, the operating results of the acquired properties are included in results of operations 
from their respective dates of purchase.  

Also  during  2006,  the  Company  acquired  interests  in  various  parcels  of  land  for  a  total  acquisition  cost  of 

approximately $56.2 million. The Company acquired these parcels for future development. 

The  Company  has  entered  into  master  lease  agreements  with  the  seller  in  connection  with  certain  property 
acquisitions. These payments are due to the Company when tenant occupancy is below the level specified in the purchase 
agreement.  The  payments  are  accounted  for  as  a  reduction  of  the  purchase  price  of  the  acquired  property  and  totaled 
approximately $0.1 million, $0.8 million and $0.1 million in 2008, 2007 and 2006, respectively. Future amounts receivable 
through 2009 total approximately $43,000 unless the space is leased during the period in which case the payments cease.

Note 8. Redevelopment Activity

Shops at Eagle Creek  

The Company is currently redeveloping the space formerly occupied by Winn-Dixie at the Shops at Eagle Creek in 
Naples,  Florida  into  two  smaller  spaces.    Staples  signed  a  lease  for  approximately  25,800  square  feet  of  the  space  and 
opened for business in August 2008.  The Company is continuing to market the remaining space for lease.  The Company 
has also completed a number of additional renovations at the property throughout 2008, including a new roof on the Staples 
and remaining junior anchor spaces, new store fronts, masonry additions to the façade and columns as well as new parking  

F-21

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 8. Redevelopment Activity (continued)

lot pavement, parking bumpers and striping.  The Company currently anticipates its total investment in the redevelopment 
at Shops at Eagle Creek will be approximately $3.5 million.   

Bolton Plaza 

The Company is in the process of redeveloping its Bolton Plaza Shopping Center in Jacksonville, Florida. The former 
anchor tenant’s lease at the shopping center expired in May 2008 and was not renewed. This property was moved to the 
redevelopment  pipeline  in  the  second  quarter  of  2008.  The  Company  currently  anticipates  its  total  investment  in  the 
redevelopment at Bolton Plaza will be approximately $2.0 million.  

Rivers Edge 

The Company is in the process of redeveloping its Rivers Edge Shopping Center in Indianapolis, Indiana. The current 
anchor tenant’s lease at this property will expire in March 2010 and the Company is marketing the space to potential anchor 
tenants for the center if the current anchor tenant does not renew its lease. This property was moved to the redevelopment 
pipeline  in  the  second  quarter  of  2008.  The  Company  currently  anticipates  its  total  investment  in  the  redevelopment  at 
Rivers Edge will be approximately $2.5 million. 

Courthouse Shadows 

The  Company  is  in  the  process  of  redeveloping  its  Courthouse  Shadows  Shopping  Center  in  Naples,  Florida.  The 
Company intends to modify the existing façade, pylon signage, and upgrade the landscaping and lighting. Publix recently 
purchased the lease of the former anchor tenant, has performed certain improvements and intends to occupy the space in the 
first  half  of  2009.  In  addition  to  the  existing  center,  the  Company  may  construct  an  additional  building  to  support 
approximately 6,000 square feet of small shop space. This property was moved to the redevelopment pipeline in the third 
quarter of 2008. The Company currently anticipates its total investment in the redevelopment at Courthouse Shadows will 
be approximately $2.5 million. 

Four Corner Square 

The Company is currently redeveloping its Four Corner Square Shopping Center in Maple Valley, Washington. In 
addition  to  the  existing  center,  the  Company  also  owns  approximately  ten  acres  of  land  that  is  in  our  visible  shadow 
pipeline that is adjacent to the center which may be utilized in the redevelopment. The Company anticipates the majority of 
the existing center will remain open during the redevelopment. This property was moved to the redevelopment pipeline in 
the  third  quarter  of  2008.  The  Company  currently  anticipates  its  total  investment  in  the  redevelopment  at  Four  Corner 
Square will be approximately $0.5 million. 

Note 9. Discontinued Operations  

In December 2008, the Company sold its Silver Glen Crossings property, located in Chicago, Illinois, for net proceeds 
of $17.2 million and recognized a loss on sale, net of Limited Partners’ interests, of $2.1 million. The majority of the net 
proceeds from this sale were used to pay down borrowings under the Company’s unsecured revolving credit facility. The 
results  related  to  this  property  have  been  reflected  as  discontinued  operations  for  fiscal  year  ended  December  31,  2008. 
Amounts  were  not  reclassified  for  fiscal  years  2007  and  2006  as  they  were  not  considered  material  to  the  financial 
statements.  

In November 2007, the Company sold its 176th & Meridian property, located in Seattle, Washington, for net proceeds 
of $7.0 million and a gain, net of Limited Partners’ interests, of $1.6 million.  The results related to this property have been
reflected as discontinued operations for fiscal years ended December 31, 2007 and 2006. The Company anticipated utilizing 
the proceeds from the sale to execute a like-kind exchange under Section 1031 of the Internal Revenue Code in 2008 and in  

F-22

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 9. Discontinued Operations (continued)

February  2008,  did  so  when  it  purchased  Rivers  Edge  Shopping  Center  (see  Note  7).  At  December  31,  2007,  the  net 
proceeds  from  the  sale  were  being  held  by  an  intermediary  and  were  classified  as  escrow  deposits  in  the  accompanying 
consolidated balance sheet.  

The results of the discontinued operations related to the sale of these properties were comprised of the following for 

the years ended December 31, 2008, 2007, and 2006: 

Rental income...................................................................  $
Property operations .......................................................... 
Depreciation and amortization.......................................... 
Total expense .......................................................... 
Operating income ............................................................. 
Interest expense ................................................................ 
Limited Partners’ interests in discontinued operations..... 
Income from discontinued operations, net of Limited 

Partners’ interests......................................................... 
(Loss) gain on sale of property ......................................... 
Limited Partners’ interests in loss (gain) on sale of 

property........................................................................ 

Total (loss) income from discontinued operations ..  $

Year ended December 31,

$

2008
2,564,986   $
944,131  
537,101  
1,481,232  
1,083,754  
—    
(233,009) 

2007
446,996  
4,156  
87,855  
92,011  
354,985  
(232,011 ) 
(27,423 ) 

850,745  
(2,689,888)  

95,551  
2,036,189  

578,326 

(454,070 ) 
(1,260,817)   $ 1,677,670  

$

2006
433,000 
(2,578)
87,255 
84,677 
348,323 
(248,605)
(22,636)

77,082 
—    

—   
77,082  

Note 10. Sale of Asset  

In  June  2006,  the  Company  terminated  its  lease  with  Marsh  Supermarkets  and  subsequently  sold  the  store  at  its 
Naperville Marketplace property to Caputo’s Fresh Markets and recorded a loss on the sale of approximately $0.8 million 
(approximately $0.5 million after tax).  The total proceeds from these transactions of $14 million included a $2.5 million 
note from Marsh Supermarkets with monthly installments payable through June 30, 2008, and $2.5 million of cash received 
from the termination of the Company’s lease with Marsh Supermarkets.  As of December 31, 2008, all amounts had been 
collected  under  the  note.    Marsh  Supermarkets  at  Naperville  Marketplace  was  owned  by  the  Company’s  taxable  REIT 
subsidiary.   A  portion  of  the  proceeds  from  this  sale  was  used  to  pay  off  related  indebtedness  of  approximately  $11.6 
million.   

F-23

 
Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 11. Mortgage Loans and Line of Credit 

Mortgage and other indebtedness consist of the following at December 31, 2008 and 2007: 

Description
Line of credit1
Maximum borrowing level of $184.2 million and $196.4 million available at December 
31, 2008 and 2007, respectively; interest at LIBOR + 1.25% at both December 31, 
2008 and 2007 (1.69% and 5.85%, respectively) ............................................................

Term loan2
Matures July 2011 and bears interest at LIBOR+2.65% (3.09%) at December 31, 2008 ....
Notes Payable Secured by Properties under Construction—Variable Rate
Generally due in monthly installments of interest; maturing at various dates through 

2011; interest at LIBOR+1.25%-2.75%, ranging from 1.69% to 3.19% at December 
31, 2008 and interest at LIBOR+1.15%-1.85%, ranging from 5.75% to 6.45% at 
December 31, 2007..........................................................................................................

Mortgage Notes Payable—Fixed Rate
Generally due in monthly installments of principal and interest; maturing at various dates 
through 2022; interest rates ranging from 5.11% to 7.65% at December 31, 2008 and 
2007 .................................................................................................................................

Mortgage Notes Payable—Variable Rate
Due in monthly installments of principal and interest; maturing at various dates through 
December 2011; interest at LIBOR + 1.25%-LIBOR + 2.75, ranging from 1.69% to 
3.19% at December 31, 2008 and interest at LIBOR + 1.50% (6.10%) at December 31, 
2007 .................................................................................................................................
Net premium on acquired indebtedness................................................................................
Total mortgage and other indebtedness ......................................................................

Balance at December 31,
2007
2008

$105,000,000  $152,774,024

55,000,000 

—

66,458,435 3

150,128,993

331,198,521 

337,544,839

118,595,882 3
1,408,628 

4,546,291
1,839,486
$677,661,466  $646,833,633

____________________
1 

The Company entered into two certain cash flow hedge agreements that fix interest on portions of its line of credit. 
The weighted average interest rate on the line of credit, including the effect of the hedge agreements on the facility, 
was 4.96% and 6.06% at December 31, 2008 and 2007, respectively. 
In September 2008,  the  Company  entered  into  a  cash  flow hedge for  the  entire $55  million  outstanding  under  the
Term Loan at a fixed interest rate of 5.92%. 
In the fourth quarter of 2008, the Company reclassified approximately $73.8 million of previously classified variable 
rate construction notes at four properties to variable rate mortgage notes, as construction activities were substantially 
completed at these properties. 

2 

3 

LIBOR was 0.44% and 4.60% as of December 31, 2008 and 2007, respectively. 

For  the  year  ended  December  31,  2008,  the  Company  had  loan  borrowing  proceeds  of  $249.5  million  and  loan 

repayments of $218.2 million.  The major components of this activity are as follows: 

(cid:120) In December 2008, the Company placed variable rate debt at its Glendale Town Center property with an interest rate 
of LIBOR + 2.75% and a maturity date of December 2011. This variable rate loan has a total commitment of $24.0 
million and at December 31, 2008, approximately $21.8 million was outstanding. The proceeds from this loan were 
primarily used to repay the variable rate construction loans at three of our properties, as discussed below; 

(cid:120) In  December  2008,  the  Company  repaid  the  total  combined  outstanding  indebtedness  of  approximately  $22.4 
million at three of its operating properties (Red Bank Commons, Traders Point II, and Naperville Marketplace);  

F-24

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 11. Mortgage Loans and Line of Credit (continued)

(cid:120) In  December  2008,  in  connection  with  sale  of  its  Spring  Mill  Medical,  Phase  II  non-operating  build-to-suit 
commercial development asset, the Company repaid the property’s outstanding indebtedness of approximately $6.7 
million; 

(cid:120) In December 2008, in connection with the sale of its Silver Glen Crossing, Spring Mill Medical, Phase I operating 
properties  and  its  Spring  Mill  Medical,  Phase  II  non-operating  build-to-suit  commercial  development  asset,  the 
Company  generated  net  proceeds  of  approximately  $23.6  million  to  pay  down  borrowings  on  its  unsecured 
revolving credit facility; 

(cid:120) In October 2008, as further discussed in Note 14, the Company completed an equity offering of 4,750,000 common 
shares under a previously filed registration statement, for net offering proceeds of approximately $47.8 million, all 
of which was used to repay borrowings under the Company’s unsecured revolving credit facility; 

(cid:120) In  October  2008,  the  Company  refinanced  variable  rate  debt  at  its  Gateway  Shopping  Center  and  extended  the 
maturity date from August 2009 to October 2011. At the time of the loan’s original maturity, approximately $19.2 
million  was  outstanding.  As  refinanced,  at  December  31,  2008,  approximately  $20.1  million  was  outstanding 
under the new loan, which has a $22.5 million total loan commitment; 

(cid:120) In July 2008, as further described below, the Company entered into a $30 million unsecured term loan agreement 
which has an accordion feature that enables the Company to increase the loan amount up to a total of $60 million, 
subject to certain conditions. In August 2008, the Company entered into an amendment to the unsecured term loan 
agreement which, among other things, increased the amount available for borrowing under the original term loan 
agreement  by  an  additional  $25 million.  This  amount  was  subsequently  drawn,  resulting  in  an  aggregate  amount 
outstanding  under  the  term  loan  of  $55 million.  The  majority  of  the  total  proceeds  were  used  to  pay  down 
borrowings under the Company’s unsecured revolving credit facility; 

(cid:120) In July 2008, the Company purchased approximately 123 acres of land in Holly Springs, North Carolina for $21.6 
million (see Note 7), which was funded with borrowings from the Company’s unsecured revolving credit facility; 
(cid:120) In February 2008, the Company purchased Rivers Edge Shopping Center (see Note 7) with a $15.6 million draw on 
the Company’s unsecured revolving credit facility and $2.7 million of the proceeds from the November 2007 sale of 
its  176th  &  Meridian  property.  Subsequently,  the  Company  placed  $16.6  million  of  variable  rate  debt  on  this 
property with an interest rate of LIBOR + 1.25% and a maturity date of February 3, 2009, the proceeds of which 
were  used  to  pay  down  borrowings  under  the  unsecured  revolving  credit  facility.  In  October  2008,  the  Company 
extended the maturity date on this loan one additional year; 

(cid:120) In addition to the preceding activity, the Company used proceeds from its unsecured revolving credit facility and 
other borrowings (exclusive of repayments) totaling approximately $74.1 million for development, redevelopment, 
acquisitions and general working capital purposes; and 

(cid:120) The  Company  made  scheduled  principal  payments  totaling  approximately  $3.1  million  during  the  year  ended 

December 31, 2008. 

Unsecured Revolving Credit Facility  

In February 2007, the Operating Partnership entered into an amended and restated four-year $200 million unsecured 
revolving  credit  facility  (the  “unsecured  facility”)  with  a  group  of  financial  institutions  led  by  Key  Bank  National 
Association, as agent. The Company and several of the Operating Partnership’s subsidiaries are guarantors of the Operating 
Partnership’s obligations under the unsecured facility. The unsecured facility has a maturity date of February 20, 2011, with 
a  one-year  extension  option.    Initial  proceeds  of  approximately  $118  million  were  drawn  from  the  unsecured  facility  to 
repay the principal amount outstanding under the Company’s then-existing secured revolving credit facility and retire the 
secured revolving credit facility.  Borrowings under the unsecured facility bear interest at a variable interest rate of LIBOR 
plus 115 to 135 basis points, depending on the Company’s leverage ratio.  The unsecured facility has a 0.125% to 0.20% 
commitment fee applicable to the average daily unused amount.  Subject to certain conditions, including the prior consent 
of the lenders, the Company has the option to increase its borrowings under the unsecured facility to a maximum of $400 
million if there are sufficient unencumbered assets to support the additional borrowings. The unsecured facility also  

F-25

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 11. Mortgage Loans and Line of Credit (continued)

includes a short-term borrowing line of $25 million with a variable interest rate.  Borrowings under the short-term line may 
not be outstanding for more than five days.   

The  amount  that  the  Company  may  borrow  under  the  unsecured  facility  is  based  on  the  value  of  assets  in  its 
unencumbered  property  pool.    The  Company  has  53  unencumbered  properties  and  other  assets  of  which  51  are  wholly 
owned and used as collateral under the unsecured credit facility and two of which are owned through joint ventures.   The 
major unencumbered assets include: Broadstone Station, Courthouse Shadows, Eagle Creek Lowes, Eastgate Pavilion, Four 
Corner  Square,  Hamilton  Crossing,  King's  Lake  Square,  Market  Street  Village,  Naperville  Marketplace,  PEN  Products, 
Publix at Acworth, Red Bank Commons, Shops at Eagle Creek, Traders Point II, Union Station Parking Garage, Wal-Mart 
Plaza  and  Waterford  Lakes.  As  of  December  31,  2008,  the  total  amount  available  for  borrowing  under  the  unsecured 
facility was approximately $77 million.   

The  Company’s  ability  to  borrow  under  the  unsecured  facility  is  subject  to  ongoing  compliance  with  various 
restrictive  covenants  similar  to  those  in  its  previous  secured  credit  facility,  including  with  respect  to  liens,  indebtedness, 
investments, dividends, mergers and asset sales.  In addition, the unsecured facility, like the previous secured credit facility, 
requires that the Company satisfy certain financial covenants, including: 

(cid:120)

a maximum leverage ratio of 65% (or 70% in certain circumstances);

(cid:120) Adjusted EBITDA (as defined in the unsecured facility) to fixed charges coverage ratio of at least 1.50 to 1;

(cid:120) minimum  tangible  net  worth  (defined  as  Total  Asset  Value  less  Total  Indebtedness)  of  $300  million  (plus 

75% of the net proceeds of any future equity issuances);

(cid:120)

ratio  of  net  operating  income  of  unencumbered  property  to  debt  service  under  the  unsecured  facility  of  at 
least 1.50 to 1;

(cid:120) minimum unencumbered property pool occupancy rate of 80%;

(cid:120)

(cid:120)

ratio of variable rate indebtedness to total asset value of no more than 0.35 to 1; and

ratio of recourse indebtedness to total asset value of no more than 0.30 to 1.

The  Company  was  in  compliance  with  all  applicable  covenants  under  the  unsecured  facility  as  of  December  31, 

2008. 

Under the terms of the unsecured facility, the Company is permitted to make distributions to its shareholders of up to 
95% of its funds from operations provided that no event of default exists. If an event of default exists, the Company may 
only make distributions sufficient to maintain its REIT status.  However, the Company may not make any distributions if an 
event  of  default  resulting  from  nonpayment  or  bankruptcy  exists,  or  if  its  obligations  under  the  credit  facility  are 
accelerated.

Term Loan  

On July 15, 2008, the Operating Partnership entered into a $30 million unsecured term loan agreement (the “Term 
Loan”) arranged by KeyBanc Capital Markets Inc., which has an accordion feature that enables the Operating Partnership 
to increase the loan amount up to a total of $60 million, subject to certain conditions. The Operating Partnership’s ability to
borrow  under  the  Term  Loan  is  subject  to  ongoing  compliance  by  the  Company,  the  Operating  Partnership  and  their 
subsidiaries  with  various  restrictive  covenants,  including  with  respect  to  liens,  indebtedness,  investments,  dividends, 
mergers  and  asset  sales.   In  addition,  the  Term  Loan  requires  that  the  Company  satisfy  certain  financial  covenants. The
Term Loan matures on July 15, 2011 and bears interest at LIBOR plus 265 basis points. A significant portion of the initial  

F-26

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 11. Mortgage Loans and Line of Credit (continued)

$30 million of proceeds from the Term Loan was used to pay down borrowings under the Company’s unsecured revolving 
credit facility.  

On August 18, 2008, the Operating Partnership entered into an amendment to the Term Loan, which, among other 
things, increased the amount available for borrowing under the original term loan agreement by an additional $25 million. 
This amount was subsequently drawn, resulting in an aggregate amount outstanding under the Term Loan of $55 million. 
The additional $25 million of proceeds of borrowings under the Term Loan were used to pay down borrowings under our 
unsecured revolving credit facility. In connection with the term loan, in September 2008, we entered into a cash flow hedge 
for the entire $55 million outstanding at an interest rate of 5.92%. 

The Company’s ability to borrow under the Term Loan will be subject to ongoing compliance by the Company, the 
Operating  Partnership  and  their  subsidiaries  with  various  restrictive  covenants,  including  with  respect  to  liens, 
indebtedness,  investments,  dividends,  mergers  and  asset  sales.    In  addition,  the  Term  Loan  requires  that  the  Company 
satisfy  certain  financial  covenants  that  are  substantially  similar  to  the  covenants  under  the  unsecured  credit  facility,  as 
described above. The Company was in compliance with all applicable covenants under the Term Loan as of December 31, 
2008. 

Mortgage and Construction Loans

Mortgage and construction loans are secured by certain real estate are generally due in monthly installments of interest 

and principal and mature over various terms through 2022. 

The following table presents scheduled principal repayments on mortgage and other indebtedness: 

2009 .....................................................................................................................................  
2010 .....................................................................................................................................  
20111 ....................................................................................................................................  
2012 .....................................................................................................................................  
2013 .....................................................................................................................................  
Thereafter.............................................................................................................................  

Unamortized Premiums .......................................................................................................  
Total ...........................................................................................................................  

$ 

86,508,702
66,131,832
   248,443,896
38,904,933
7,584,352
   228,679,123
   676,252,838
1,408,628
$  677,661,466

____________________
1 

The  Company’s  unsecured  revolving  credit  facility,  of  which  $105.0  million  as  outstanding  as  of 
December 31, 2008, has an extension option to 2012 if no events of default exists.  

As of December 31, 2008, the fair value of fixed rate debt was approximately $355.3 million compared to the book 
value of $332.6 million. The fair value was estimated using cash flows discounted at current borrowing rates for similar 
instruments  which  ranged  from  3.33%  to  5.01%.  As  of  December  31,  2008,  the  fair  value  of  variable  rate  debt  was 
approximately $342.6 million compared to the book value of $345.1 million. The fair value was estimated using cash flows 
discounted at current borrowing rates for similar instruments which ranged from 2.94% to 4.50%. 

The Company is currently in various stages of negotiations with lender regarding the indebtedness maturing in fiscal 
year  2009.  Excluding  scheduled  monthly  principal  payments,  approximately  $84  million  of  consolidated  indebtedness  is 
due in fiscal year 2009, of which approximately $11.9 million is due in the first quarter of 2009, $34.7 million in the second 
quarter, $9.4 million in the third quarter, and the remainder in the fourth quarter.

F-27

  
  
  
  
  
Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 12. Derivative Financial Instruments 

The  Company  is  exposed  to  capital  market  risk,  including  changes  in  interest  rates.    In  order  to  manage  volatility 
relating to interest rate risk, the Company enters into interest rate hedging transactions from time to time.  The Company 
does not use derivatives for trading or speculative purposes nor does the Company currently have any derivatives that are 
not designated as cash flow hedges.  As of December 31, 2008, the Company was party to eight consolidated cash flow 
hedge agreements for a total of $197.9 million, which fix interest rates at 4.88% to 6.75% and mature over various terms 
through  2011.  In  addition,  one  of  the  Company’s  unconsolidated  joint  venture  properties  is  party  to  a  cash  flow  hedge 
agreement on $42.0 million of debt, of which the Company’s share is $16.8 million, that fixes the interest rate at 5.60% and 
matures in March 2009.   

The  valuation  of  these  instruments  is  determined  using  widely  accepted  valuation  techniques  including  discounted 
cash  flow  analysis  on  the  expected  cash  flows  of  each  derivative.  This  analysis  reflects  the  contractual  terms  of  the 
derivatives,  including  the  period  to  maturity,  and  uses  observable  market-based  inputs,  including  interest  rate  curves, 
implied volatilities, and the creditworthiness of both the Company and the counterparty.  

On  January  1,  2008,  the  Company  adopted  SFAS  No. 157,  which  defines  fair  value,  establishes  a  framework  for 
measuring fair value, and expands disclosures about fair value measurements.  SFAS No. 157 applies to reported balances 
that  are  required  or  permitted  to  be  measured  at  fair  value  under  existing  accounting  pronouncements;  accordingly,  the 
standard does not require any new fair value measurements of reported balances.   

SFAS  No.  157  emphasizes  that  fair  value  is  a  market-based  measurement,  not  an  entity-specific  measurement.  
Therefore, a fair value measurement should be determined based on the assumptions that market participants would use in 
pricing the asset or liability.  As a basis for considering market participant assumptions in fair value measurements, SFAS 
No. 157 establishes a fair value hierarchy that distinguishes between market participant assumptions based on market data 
obtained from sources independent of the reporting entity (observable inputs that are classified within Levels 1 and 2 of the 
hierarchy) and the reporting entity’s own assumptions about market participant assumptions (unobservable inputs classified 
within Level 3 of the hierarchy). 

Level 1 inputs utilize quoted prices (unadjusted) in active markets for identical assets or liabilities that a company has 
the ability to access. Level 2 inputs are inputs other than quoted prices included in Level 1 that are observable for the asset
or liability, either directly or indirectly. Level 2 inputs may include quoted prices for similar assets and liabilities in active 
markets, as well as inputs that are observable for the asset or liability (other than quoted prices), such as interest rates and
yield  curves  that  are  observable  at  commonly  quoted  intervals.  Level  3  inputs  are  unobservable  inputs  for  the  asset  or 
liability,  which  are  typically  based  on  an  entity’s  own  assumptions,  as  there  is  little,  if  any,  related  market  activity.  In 
instances where the determination of the fair value measurement is based on inputs from different levels of the fair value 
hierarchy, the level in the fair value hierarchy within which the entire fair value measurement falls is based on the lowest 
level input that is significant to the fair value measurement in its entirety. The Company’s assessment of the significance of 
a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset
or liability.  

To  comply  with  the  provisions  of  SFAS  No.  157,  the  Company  incorporates  credit  valuation  adjustments  to 
appropriately  reflect  both  its  own  nonperformance  risk  and  the  respective  counterparty’s  nonperformance  risk  in  the  fair 
value  measurements.    In  adjusting  the  fair  value  of  its  derivative  contracts  for  the  effect  of  nonperformance  risk,  the 
Company  has  considered  the  impact  of  netting  and  any  applicable  credit  enhancements,  such  as  collateral  postings, 
thresholds, mutual puts, and guarantees. 

Although the Company has determined that the majority of the inputs used to value its derivatives fall within Level 2 
of the fair value hierarchy, the credit valuation adjustments associated with its derivatives utilize Level 3 inputs, such as 
estimates  of  current  credit  spreads  to  evaluate  the  likelihood  of  default  by  itself  and  its  counterparties.    However,  as  of 
December  31, 2008,  the  Company has  assessed  the significance of  the  impact  of  the  credit  valuation  adjustments  on  the 
overall valuation of its derivative positions and has determined that the credit valuation adjustments are not significant to  

F-28

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 12. Derivative Financial Instruments (continued)

the  overall  valuation  of  its  derivatives.  As  a  result,  the  Company  has  determined  that  its  derivative  valuations  in  their 
entirety are classified in Level 2 of the fair value hierarchy. 

The  only  assets  or  liabilities  that  the  Company  records  at  fair  value  on  a  recurring  basis  are  interest  rate  hedge 
agreements. The fair value of the Company’s share of the consolidated interest rate hedge agreements as of December 31, 
2008  was  approximately  $8.0  million,  net  of  Limited  Partners’  interests,  including  accrued  interest.  In  addition,  at 
December 31, 2007, the Company had approximately $133.7 million of consolidated interest rate swaps outstanding with a 
fair value of $2.4 million, net of Limited Partners’ interests. The Company’s share of the change in net unrealized loss for 
the years ended December 31, 2008, 2007 and 2006 was $4.6 million, $3.4 million and $0.1 million, respectively, and is 
recorded in shareholders’ equity as other comprehensive loss. The Company expects approximately $4.9 million to be an 
offset to interest expense as the hedged forecasted interest payments occur. No hedge ineffectiveness on cash flow hedges 
was  recognized  during  any  period  presented.  Amounts  reported  in  accumulated  other  comprehensive  income  related  to 
derivatives will be reclassified to earnings over time as the hedged items are recognized in earnings during 2009. 

The  Company’s  share  of  net  unrealized  losses  on  its  interest  rate  hedge  agreements  are  the  only  components  of  its 
accumulated  comprehensive  income  calculation.  The  following  sets  forth  comprehensive  income  for  the  years  ended 
December 31, 2008, 2007, and 2006: 

Year ended December 31,

2008

2007

2006

Net income............................................................ $ 6,093,126   $ 13,522,683    $ 10,179,650
Other comprehensive loss1....................................
(129,517)
Comprehensive income ........................................ $ 1,476,454   $ 10,102,661    $ 10,050,133

(4,616,672)  

(3,420,022 )  

____________________ 
1 

Reflects  the  Company’s  share  of  the  net  change  in  the  fair  value  of  derivative  instruments 
accounted for as cash flow hedges. 

Note 13. Lease Information

Tenant Leases

The  Company  receives  rental  income  from  the  leasing  of  retail  and  commercial  space  under  operating  leases.  The 
leases generally provide for certain increases in base rent, reimbursement for certain operating expenses and may require 
tenants to pay contingent rentals to the extent their sales exceed a defined threshold. The weighted average initial term of 
the  lease  agreements  is  approximately  16  years.  During  the  periods  ended  December  31,  2008,  2007,  and  2006,  the 
Company  earned  percentage  rent  of  $0.4  million,  $1.1  million,  and  $1.2  million,  respectively,  including  the  Company’s 
joint  venture  partners’  share  of  $0,  $20,580,  and  $32,840,  respectively.  During  both  of  the  periods  ended  December  31, 
2007  and  2006,  $0.4  million  percentage  rent  related  to  the  Union  Station  parking  garage  lease  that  was  changed  to  a 
management agreement in 2008. 

As of December 31, 2008, future minimum rentals to be received under non-cancelable operating leases for each of 
the  next  five  years  and  thereafter,  excluding  tenant  reimbursements  of  operating  expenses  and  percentage  rent  based  on 
sales volume, are as follows: 

F-29

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 13. Lease Information (continued)

2009 ...................................................................................................................$ 68,708,207 
64,825,504 
2010 ...................................................................................................................
59,150,180 
2011 ...................................................................................................................
2012 ...................................................................................................................
52,427,013 
46,195,753 
2013 ...................................................................................................................
Thereafter........................................................................................................... 235,609,653 
Total .........................................................................................................$526,916,310 

Lease Commitments

For the year ended December 31, 2008, the Company was obligated under seven ground leases for approximately 40 
acres of land with four landowners which require fixed annual rent. The expiration dates of the initial terms of these ground 
leases range from 2012 to 2083. These leases have five to ten year extension options ranging in total from 20 to 30 years. 
Ground lease expense incurred by the Company on these operating leases for each of the years ended December 31, 2008, 
2007, and 2006 was $1.0 million, of which approximately $0.1 million was capitalized as a project cost of the Company’s 
Eddy Street Commons development, as discussed below.

As  further  discussed  in  Note  17,  the  Company  is  currently  developing  Eddy  Street  Commons  at  the  University  of 
Notre Dame. Beginning in June 2008, in accordance with the operating agreement in place, the Company began making 
ground lease payments to the  University of Notre Dame for the land beneath the initial phase  of the development.  This 
lease agreement is for a 75 year term at a fixed rate for the first two years, after which payments are based on a percentage 
of certain revenues.  The table below reflects the fixed term of this ground lease in fiscal years 2009 and 2010. Contingent 
amounts are not reflected in the table below for fiscal years 2012 and beyond. 

Future minimum lease payments due under such leases for the next five years ending December 31 and thereafter are 

as follows: 

2009....................................................................................................................$
2010....................................................................................................................
2011....................................................................................................................
2012....................................................................................................................
2013....................................................................................................................
Thereafter ...........................................................................................................

1,060,383 
983,300 
920,800 
972,775 
865,900 
10,523,645 
Total..........................................................................................................$ 15,326,803 

Note 14. Shareholders’ Equity and Limited Partner Interests

Common Equity 

In  October  2008,  the  Company  completed  an  equity  offering  of  4,750,000  common  shares  at  an  offering  price  of 
$10.55 per share under a previously filed registration statement, for net offering proceeds of approximately $47.8 million, 
all of which was used to repay borrowings under the Company’s unsecured revolving credit facility.  

In April 2008, the Company issued 60,000 common shares at a weighted-average offering price of $15.19 under a 

previously filed registration statement, for net offering proceeds of approximately $0.9 million.   

In  May  2007,  the  Company  issued  30,000  common  shares  at  an  offering  price  of  $21.15  under  a  previously  filed 

registration statement, for net offering proceeds of approximately $0.5 million.  

F-30

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 14. Shareholders’ Equity and Limited Partner Interests (continued)

In 2006, the Company established a Dividend Reinvestment and Share Purchase Plan (the “Dividend Reinvestment 
Plan”). The Dividend Reinvestment Plan offers investors a dividend reinvestment component to invest all or a portion of 
the  dividends  on  their  common  shares,  or  cash  distributions  on  their  units  in  the  Operating  Partnership,  in  additional 
common shares as well as a direct share purchase component which permits Dividend Reinvestment Plan participants and 
new investors to purchase common shares by making optional cash investments with certain restrictions. 

Limited Partners’ Interests

Concurrent  with  the  Company’s  IPO  and  related  formation  transactions,  certain  individuals  received  units  of  the 
Operating Partnership in exchange for their interests in certain properties. Limited Partners were granted the right to redeem 
Operating Partnership units on or after August 16, 2005 for cash in an amount equal to the market value of an equivalent 
number of common shares at the time of redemption. The Company also has the right to redeem the Operating Partnership 
units directly from the limited partner in exchange for either cash in the amount specified above or a number of common 
shares equal to the number of units being redeemed. For the years ended December 31, 2008, 2007, and 2006, 285,769, 
64,367, and 216,049, respectively, Operating Partnership units were exchanged for the same number of common shares. 

Note 15. Segment Information

The Company’s operations are aligned into two business segments: (i) real estate operation and development and (ii) 
construction and advisory services. The Company’s segments operate only in the United States. Combined segment data of 
the Company for the years ended December 31, 2008, 2007, and 2006 are as follows:  

Year Ended 
December 31, 2008
Revenues......................................   $ 
Operating expenses, cost of 

construction and services, 
general, administrative and 
other .......................................  
Depreciation and amortization ....  
Operating income ........................  
Interest expense ...........................  
Income tax expense of taxable 

REIT subsidiary.....................  
Other income, net ........................  
Minority interest in income of 

consolidated subsidiaries.......  

Income from unconsolidated 

entities....................................  

Gain on sale of unconsolidated 

Real Estate 
Operation and 
Development

101,789,505  

32,023,278  
35,324,026  
34,442,201  
(29,721,587 ) 

—    
862,897  

(61,707 ) 

842,425  

property..................................  

1,233,338  

Limited Partners’ interests in 

Construction 
and
Advisory Services
$

89,973,444  $

Subtotal

Intersegment 
Eliminations 
and Other

191,762,949  $

(49,062,641 )  $ 

Total
142,700,308 

85,172,529 
122,549 
4,678,366 
(355,467)

(1,927,830)
—   

—   

—   

—   

117,195,807 
35,446,575 
39,120,567 
(30,077,054)

(1,927,830)
862,897 

(61,707)

842,425 

1,233,338 

(48,438,084 ) 
—    
(624,557 ) 
704,873  

—    
(704,873 ) 

—    

—    

—    

68,757,723 
35,446,575 
38,496,010 
(29,372,181) 

(1,927,830) 
158,024 

(61,707) 

842,425 

1,233,338 

Operating Partnership............  

(1,737,510 ) 

(374,074)

(2,111,584)

97,448  

(2,014,136) 

Income from continuing 

operations ..............................  

5,860,057  

2,020,995 

7,881,052 

(527,109 ) 

7,353,943 

Operating income from 

discontinued operations, net 
of Limited Partners’  
interests..................................  

Loss on sale of operating 

850,745  

property, net of Limited 
Partners’ interests ..................  
Net income...................................   $ 
$
Total assets ..................................   $  1,097,996,338    $

(2,111,562 ) 
4,599,240  

850,745 

—    

850,745 

(2,111,562)
6,620,235  $
1,149,340,672  $

—    
(527,109 )  $ 
(37,288,766 )  $ 

(2,111,562) 
6,093,126 
1,112,051,906 

—   

—   

2,020,995  $
$

51,344,334

F-31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 15. Segment Information (continued) 

Year Ended 
December 31, 2007
Revenues......................................    $ 
Operating expenses, cost of 

construction and services, 
general, administrative and 
other .......................................   
Depreciation and amortization ....   
Operating income ........................   
Interest expense ...........................   
Income tax income (expense) of 

taxable REIT subsidiary ........   
Other income, net ........................  
Minority interest in income of 

consolidated subsidiaries.......   

Income from unconsolidated 

Real Estate 
Operation and 
Development

102,204,678  

32,343,206  
31,742,104  
38,119,368  
(26,214,841 ) 

—    
1,787,565  

(587,413 ) 

entities....................................   

290,710  

Limited Partners’ interests in 

Construction 
and
Advisory Services
$

99,995,505 

Subtotal

Intersegment 
Eliminations 
and Other

$

202,200,183  $

(63,445,407 )  $ 

Total
138,754,776  

94,039,335 
108,666 
5,847,504 
(759,313)

(761,628)
—   

—   

—   

126,382,541 
31,850,770 
43,966,872 
(26,974,154)

(761,628)
1,787,565 

(587,413)

290,710 

(60,968,002 ) 
—    
(2,477,405 ) 
1,009,013  

—    
(1,009,013 ) 

—    

—    

65,414,539  
31,850,770  
41,489,467  
(25,965,141) 

(761,628) 
778,552 

(587,413) 

290,710 

Operating Partnership............   

(3,028,053 ) 

(869,171)

(3,897,224)

497,690  

(3,399,534) 

Income from continuing 

operations ..............................  

10,367,336  

3,457,392 

13,824,728 

(1,979,715 ) 

11,845,013 

Operating income from 

discontinued operations, net 
of Limited Partners’  
interests..................................  

Gain on sale of operating 

95,551  

—   

95,551 

property, net of Limited 
Partners’ interests ..................  
Net income ..................................    $ 
$
Total assets ..................................    $  1,041,981,652    $

1,582,119  
12,045,006  

—   
3,457,392 
41,321,857

1,582,119 
15,502,398  $
1,083,303,509  $

$
$

—    

—    

(1,979,715 )  $ 
(35,068,865 ) $ 

95,551 

1,582,119 
13,522,683  
1,048,234,644  

Year Ended 
December 31, 2006
Revenues......................................    $ 
Operating expenses, cost of 

construction and services, 
general, administrative and 
other .......................................   
Depreciation and amortization ....   
Operating income ........................   
Interest expense ...........................   
Loss on sale of asset ....................   
Income tax income (expense) of 

taxable REIT subsidiary ........  
Other income, net ........................  
Minority interest in income of 

consolidated subsidiaries.......   

Income from unconsolidated 

entities....................................   

Limited Partners’ interests in 

Real Estate 
Operation and 
Development

Construction 
and
Advisory Services
$

89,039,441 

Subtotal

Intersegment 
Eliminations 
and Other

$

179,462,568  $

(48,312,248 )  $ 

Total
131,150,320  

81,227,441 
68,407 
7,743,593 
(227,595) 
—   

(1,271,135)
10,750 

—   

—   

112,001,984 
29,579,123 
37,881,461 
(21,643,552) 
(764,008) 

(965,532)
766,331 

(117,469) 

286,452 

(45,937,863 ) 
—     
(2,374,385 ) 
421,794  
—     

—     
(421,794 ) 

—     

—     

66,064,121  
29,579,123  
35,507,076  
(21,221,758) 
(764,008) 

(965,532) 
344,537 

(117,469) 

286,452  

90,423,127   

30,774,543   
29,510,716   
30,137,868   
(21,415,957 )  
(764,008 )  

305,603  
755,581  

(117,469 )  

286,452  

Operating Partnership............   

(2,085,439 )  

(1,418,245) 

(3,503,684) 

536,954   

(2,966,730) 

Income from continuing 

operations ..............................  

7,102,631  

4,837,368 

11,939,999 

(1,837,431 ) 

10,102,568 

Operating income from 

discontinued operations, net 
of Limited Partners’  
interests..................................   
Net income ..................................    $ 
Total assets ..................................    $ 

77,082  
7,179,713   
972,822,359   

$
$

—   
4,837,368 
32,884,192 

77,082 
12,017,081  $
1,005,706,551  $

$
$

—    

(1,837,431 )  $ 
(22,545,238 )  $ 

77,082  
10,179,650 
983,161,313  

F-32

  
 
  
 
  
 
  
 
  
 
 
 
  
 
  
 
  
 
 
 
 
 
 
 
  
  
  
  
  
 
  
 
  
  
  
 
  
 
 
 
  
  
 
 
 
  
  
 
 
 
  
  
 
 
 
  
  
 
 
 
  
 
 
 
 
  
 
 
  
 
 
 
  
  
 
 
 
  
  
 
 
 
  
 
 
  
 
Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 16. Quarterly Financial Data (Unaudited) 

Presented below is a summary of the consolidated quarterly financial data for the years ended December 31, 2008 and 
2007.    Certain  prior period  amounts  have been  reclassified  from  previously  disclosed amounts  to  conform  to  the  current 
presentation including revenues and expenses reflecting the sale of Silver Glen Crossing in December 2008 and 176th & 
Meridian in November 2007.  Such reclassifications had no effect on net income previously reported.

Total revenue ............................................... $
Operating income......................................... $
Income from continuing operations ............. $
Net income (loss) ......................................... $
Net income (loss) per common share – 

basic and diluted:

Quarter Ended 
March 31, 
2008
32,348,673   $
11,429,706 $
2,450,250   $
2,707,299   $

Quarter Ended 
September 30, 
2008

Quarter Ended 
June 30, 
2008
34,159,944   $ 34,348,587    $  41,843,104
$ 10,989,015    $  5,720,026
10,357,263
2,671,286    $ 
2,221,967   $
10,440
2,920,896    $  (1,994,358 )
2,459,289   $

Quarter Ended 
December 31, 
2008

Income from continuing operations.... $
Net income (loss)................................ $

0.08   $
0.09   $

0.07   $
0.08   $

0.09    $ 
0.10    $ 

0.00
(0.06 )

Weighted average Common Shares 

outstanding 
               - basic .......................................
- diluted .....................................

Total revenue ...............................................
Operating income.........................................
Income from continuing operations .............
Net income...................................................
Net income per common share - basic:

Income from continuing operations....
Net income .........................................

Net income per common share - diluted:

Income from continuing operations....
Net income .........................................

Weighted average Common Shares 

outstanding 
               - basic .......................................
- diluted.....................................

$
$
$
$

$
$

$
$

29,028,953    
29,059,809    

29,147,361  
29,269,062  

  29,189,424   
  29,201,838   

   33,920,594
   33,937,604

Quarter Ended 
March 31, 
2007
30,235,154   $
8,287,334 $
1,618,556   $
1,638,050   $

Quarter Ended 
September 30, 
2007

Quarter Ended 
June 30, 
2007
35,622,757   $ 33,318,475 
9,763,566
$ 11,095,912 
2,741,281   $ 3,872,019 
2,766,127   $ 3,891,395 

Quarter Ended
December 31, 
2007
   $  39,578,390
  $  12,342,655
 3,613,157
   $ 
   $  5,227,111 

0.06   $
0.06   $

0.06 $
0.06 $

0.10   $
0.10   $

0.09
0.09

$
$

0.13 
0.13 

   $ 
  $ 

0.13 
0.13 

  $
  $

0.12 
0.18 

0.12 
0.18 

28,859,164  
29,177,004  

28,892,920  
29,219,227  

  28,915,137 
  29,139,244 

   28,964,641 
   29,175,748 

Note 17. Commitments and Contingencies 

Eddy Street Commons at the University of Notre Dame 

The  most  significant  project  in  the  Company’s  current  development  pipeline  is  Eddy  Street  Commons  at  the 
University  of  Notre  Dame  located  adjacent  to  the  university  in  South  Bend,  Indiana,  that  is  expected  to  include  retail, 
office,  hotels,  a  parking  garage,  apartments  and  residential  units.    A  portion  of  the  office  space  will  be  leased  to  the 
University  of  Notre  Dame.    The  City  of  South  Bend  has  contributed  $35  million  to  the  development,  funded  by  tax 
increment financing (TIF) bonds issued by the City and a cash commitment from the City both of which are being used for 
the construction of a parking garage and infrastructure improvements in this project.   

F-33

   
 
 
   
  
 
 
 
 
 
  
  
 
 
 
 
 
 
  
 
  
Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 17. Commitments and Contingencies (continued)

This development will be completed in several phases. The initial phase of the project is currently under construction 
and will consist of the retail, office, apartments, and residential units with an estimated total cost of $70 million, of which
the Company’s share is estimated to be $35 million. The ground beneath the initial phase of the development is leased from 
the University of Notre Dame over a 75 year term at a fixed rate for first two years and based on a percentage of certain 
revenues  thereafter.    The  total  estimated  project  costs  for  all  phases  of  this  development  are  currently  estimated  to  be 
approximately  $200  million,  the  Company’s  share  of  which  is  currently  expected  to  be  approximately  $64  million.  The 
Company’s exposure to this amount may be limited under certain circumstances. 

The Company will own the retail and office components while the apartments will be owned by a third party. Portions 
of this initial phase are scheduled to open in late 2009. The hotel components of the project will be owned through a joint 
venture  while  the  apartments  and  residential  units  are  planned  to  be  sold  and  operated  through  relationships  with 
developers, owners and operators that specialize in residential real estate. The Company does not expect to own either the 
residential  or  the  apartment  complex  components  of  the  project,  although  it  has  jointly  guaranteed  the  apartment 
developer’s construction loan.  At December 31, 2008, vertical construction had not yet commenced; therefore, the balance 
outstanding  under  the  construction  loan  was  not  significant.  The  Company  expects  to  receive  development,  construction 
management, loan guaranty and other fees from various aspects of this project. 

The Company has a contractual obligation in the form of a completion guarantee to the University of Notre Dame and 
to  the  City  of  South  Bend  to  complete  all  phases  of  the  project,  with  the  exception  of  certain  of  the  residential  units, 
consistent with commitments we typically make in connection with other bank-funded development projects.  To the extent 
the  hotel  joint  venture  partner,  the  apartment  developer/owner  or  the  residential  developer/owner  fail  to  complete  those 
aspects of the project, the Company will be required to complete the construction, at which time  it expects that it would 
seek  title  to  the  assets  and  assume  any  construction  borrowings  related  to  the  assets.    The  Company  will  have  certain 
remedies  against  the  developers  if  they  were  to  fail  to  complete  the  construction.  If  the  Company  fails  to  fulfill  its 
contractual obligations in connection with the project, but are using its best efforts, the Company may be held liable but it 
has limited its liability to both the University of Notre Dame and the City of South Bend. 

Joint Venture Indebtedness 

Joint venture debt is the liability of the joint venture under circumstances where the lender has limited recourse to the 
Company. As of December 31, 2008, the Company’s share of unconsolidated joint venture indebtedness was approximately 
$24.1 million.  As of December 31, 2008, the Operating Partnership had guaranteed unconsolidated joint venture debt of 
$22.0 million in the event the joint venture partnership defaults under the terms of the underlying arrangement.  Mortgages 
which  are  guaranteed  by  the  Operating  Partnership  are  secured  by  the  property  of  the  joint  venture,  and  the  Operating 
Partnership has the right to attempt to sell the property in order to satisfy the outstanding obligation.   

Other Commitments and Contingencies 

The  Company  is  not  subject  to  any  material  litigation  nor,  to  management’s  knowledge,  is  any  material  litigation 
currently threatened against the Company other than routine litigation, claims and administrative proceedings arising in the 
ordinary course of business. Management believes that such routine litigation, claims and administrative proceedings will 
not have a material adverse impact on the Company’s consolidated financial position or consolidated results of operations.

As  of  December  31,  2008,  the  Company  had  outstanding  letters  of  credit  totaling  $7.6  million,  approximately  $4.1 
million  of  which  all  requirements  have  been  satisfied.  At  that  date,  there  were  no  amounts  advanced  against  these 
instruments.

F-34

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 18. Employee 401(k) Plan

The Company maintains a 401(k) plan for employees under which it matches 100% of the employee’s contribution up 
to 3% of the employee’s salary and 50% of the employee’s contribution up to 5% of the employee’s salary, not to exceed an 
annual maximum of $15,000.  The Company contributed to this plan $0.3 million, $0.3 million, and $0.2 million for the 
years ended December 31, 2008, 2007, and 2006, respectively.

Note 19. Recent Accounting Pronouncements

In March 2008, the FASB issued SFAS No. 161 “Disclosures about Derivative Instruments and Hedging Activities, 
an amendment to SFAS No. 133 Accounting for Derivative Instruments and Hedging Activities.”  SFAS No. 161 requires 
enhanced disclosures about an entity’s derivative and hedging activities and thereby improves the transparency of financial 
reporting. SFAS No. 161 is effective for financial statements issued for fiscal years beginning after November 15, 2008.  
The  Company  does  not  believe  the  adoption  of  SFAS  No.  161  will  have  a  material  impact  on  the  Company’s  financial 
position or results of operations. 

In December 2007, the FASB issued SFAS No. 160 “Non-controlling Interests in Consolidated Financial Statements.”  
SFAS  No. 160  clarifies  that  a  noncontrolling  interest  in  a  subsidiary  should  be  reported  as  equity  in  the  consolidated 
financial statements. The calculation of earnings per share will continue to be based on income amounts attributable to the 
parent.  SFAS  No.  160  is  effective  for  fiscal  years  beginning  after  December  15,  2008.    SFAS  No.  160  requires  a 
reclassification  of  minority  interest  within  the  equity  section  of  the  balance  sheet  and  presentation  on  the  consolidated 
statement of operations as an allocation of net income, rather than an expense recorded to arrive at net income. Although 
the presentation of the Company’s noncontrolling interests in subsidiaries will change as a result of the adoption of SFAS 
No.  160,  the  Company  does  not  believe  the  adoption  of  SFAS  No.  160  will  have  a  material  impact  on  the  Company’s 
financial position or results of operations. 

In  February  2007,  the  FASB  issued  SFAS  No.  159  “The  Fair  Value  Option  for  Financial  Assets  and  Financial 
Liabilities.”  SFAS No. 159 permits companies to choose to measure many financial instruments and certain other items at 
fair value.  The objective of SFAS No. 159 is to improve financial reporting by providing companies with the opportunity 
to  mitigate  volatility  in  reported  earnings  caused  by  measuring related  assets and  liabilities  differently  without having  to 
apply complex hedge accounting provisions.  SFAS No. 159 does not permit fair value measurement for certain assets and 
liabilities, including consolidated subsidiaries, interests in VIEs, and assets and liabilities recognized as leases under SFAS
No.  13  “Accounting  for  Leases”.    SFAS  No.  159  is  effective  for  fiscal  years  beginning  after  November  15,  2007.  The 
adoption  of  this  Statement  as  of  January  1, 2008  did not  have  a  material  impact  on  the  Company’s  financial  position  or 
results of operations. 

Note 20. Supplemental Schedule of Non-Cash Investing/Financing Activities

The  following  schedule  summarizes  the  non-cash  investing  and  financing  activities  of  the  Company  for  the  years 

ended December 31, 2008, 2007 and 2006: 

Year Ended 
December 31,

Imputed value of common area development 

land at Eddy Street Commons ................... $

1,900,000

$

—  

$

—  

2008

2007

2006 

Third party assumption of fixed rate debt in 
connection with the sale of 176th & 
Meridian.....................................................

Contribution of variable rate debt to 

—

4,103,508

—

unconsolidated joint venture......................

—  

—  

  38,526,393

F-35

Kite Realty Group Trust  
Notes to Consolidated Financial Statements 
December 31, 2008 

Note 21. Subsequent Events 

On February 16, 2009, the Company’s Board of Trustees declared a cash distribution of $0.1525 per common share 
for the first quarter of 2009. Simultaneously, the Company’s Board of Trustees declared a cash distribution of $0.1525 per 
Operating  Partnership  unit  for  the  same  period.  These  distributions  are  payable  on  April  17,  2009  to  shareholders  and 
unitholders of record as of April 7, 2009. 

F-36

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_

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Kite Realty Group Trust  
Notes to Schedule III 
Consolidated Real Estate and Accumulated Depreciation  

Note 1. Reconciliation of Investment Properties

The changes in investment properties of the Company and its Predecessor for the years ended December 31, 2008, 

2007, and 2006 are as follows: 

Balance, beginning of year ........... $
Acquisitions..................................
Improvements...............................
Disposals ......................................
Balance, end of year ..................... $

2008

1,045,615,844
18,499,248
119,026,069
(48,660,219)
1,134,480,942

$

$

2007
950,858,709
—
124,043,706
(29,286,571)
1,045,615,844

$

$

2006
774,884,021
101,941,430
97,017,271
(22,984,013)
950,858,709

The unaudited aggregate cost of investment properties for federal tax purposes as of December 31, 2008 was $1,063 

million.

Note 2. Reconciliation of Accumulated Depreciation

The changes in accumulated depreciation of the Company and its Predecessor for the years ended December 31, 2008, 

2007, and 2006 are as follows: 

Balance, beginning of year ...................... $
Acquisitions.............................................
Depreciation and amortization expense...
Disposals .................................................
Balance, end of year ................................ $

2008

2007

81,868,605
—
31,057,810
(12,163,674)
100,762,741

$

60,554,974 

$

—

28,028,737 
(6,715,106 )
81,868,605 

$

$

2006
40,051,477
—
26,617,564
(6,114,067 )
60,554,974

Depreciation of investment properties reflected in the statements of operations is calculated over the estimated original 

lives of the assets as follows: 

Buildings.......................................................35 years
Building improvements.................................10-35 years
Tenant improvements....................................Term of related lease
Furniture and Fixtures...................................5-10 years 

F-40

Exhibit No. 

  Description 

  Location 

EXHIBIT INDEX  

Articles of Amendment and Restatement of Declaration 
of Trust of the Company 

Amended and Restated Bylaws of the Company, as 
amended

Form of Common Share Certificate 

Incorporated by reference to Exhibit 3.1 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Incorporated by reference to Exhibit 3.2 of the 
Annual Report on Form 10-K of Kite Realty Group 
Trust for the period ended December 31, 2004 

Incorporated by reference to Exhibit 4.1 to Kite 
Realty Group Trust’s registration statement on 
Form S-11 (File No. 333-114224) declared effective 
by the SEC on August 10, 2004 

  Amended and Restated Agreement of Limited 

Partnership of Kite Realty Group, L.P., dated as of 
August 16, 2004 

Incorporated by reference to Exhibit 10.1 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Employment Agreement, dated as of August 16, 2004, 
by and between the Company and John A. Kite* 

Incorporated by reference to Exhibit 10.9 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

  Employment Agreement, dated as of August 16, 2004, 

by and between the Company and Thomas K. 
McGowan*

Incorporated by reference to Exhibit 10.10 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Employment Agreement, dated as of August 16, 2004, 
by and between the Company and Daniel R. Sink* 

Incorporated by reference to Exhibit 10.11 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

  Noncompetition Agreement, dated as of August 16, 

2004, by and between the Company and Alvin E. Kite, 
Jr.* 

Incorporated by reference to Exhibit 10.12 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Noncompetition Agreement, dated as of August 16, 
2004, by and between the Company and John A. Kite* 

Incorporated by reference to Exhibit 10.13 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

  Noncompetition Agreement, dated as of August 16, 
2004, by and between the Company and Thomas K. 
McGowan*

Incorporated by reference to Exhibit 10.14 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

  Noncompetition Agreement, dated as of August 16, 
2004, by and between the Company and Daniel R. 
Sink*

Incorporated by reference to Exhibit 10.15 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Indemnification Agreement, dated as of August 16, 
2004, by and between Kite Realty Group, L.P. and 
Alvin E. Kite* 

Incorporated by reference to Exhibit 10.16 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Indemnification Agreement, dated as of August 16, 
2004, by and between Kite Realty Group, L.P. and 
John A. Kite* 

Incorporated by reference to Exhibit 10.17 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Indemnification Agreement, dated as of August 16, 
2004, by and between Kite Realty Group, L.P. and 
Thomas K. McGowan* 

Incorporated by reference to Exhibit 10.18 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Indemnification Agreement, dated as of August 16, 
2004, by and between Kite Realty Group, L.P. and 
Daniel R. Sink* 

Incorporated by reference to Exhibit 10.19 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Indemnification Agreement, dated as of August 16, 
2004, by and between Kite Realty Group, L.P. and 
William E. Bindley* 

Incorporated by reference to Exhibit 10.20 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Indemnification Agreement, dated as of August 16, 
2004, by and between Kite Realty Group, L.P. and 
Michael L. Smith* 

Incorporated by reference to Exhibit 10.21 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

3.1

3.2

4.1

10.1

10.2

10.3

10.4

10.5

10.6

10.7

10.8

10.9

10.10

10.11

10.12

10.13

10.14

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Indemnification Agreement, dated as of August 16, 
2004, by and between Kite Realty Group, L.P. and 
Eugene Golub* 

Incorporated by reference to Exhibit 10.22 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Indemnification Agreement, dated as of August 16, 
2004, by and between Kite Realty Group, L.P. and 
Richard A. Cosier* 

Incorporated by reference to Exhibit 10.23 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Indemnification Agreement, dated as of August 16, 
2004, by and between Kite Realty Group, L.P. and 
Gerald L. Moss* 

Incorporated by reference to Exhibit 10.24 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Indemnification Agreement, dated as of November 3, 
2008, by and between Kite Realty Group, L.P. and 
Darell E. Zink, Jr.* 

Incorporated by reference to Exhibit 10.4 to the 
Quarterly Report on Form 10-Q of Kite Realty Group 
Trust for the period ended September 30, 2008. 

  Contributor Indemnity Agreement, dated August 16, 

2004, by and among Kite Realty Group, L.P., Alvin E. 
Kite, Jr., John A. Kite, Paul W. Kite, Thomas K. 
McGowan, Daniel R. Sink, George F. McMannis, IV, 
and Mark Jenkins* 

10.20

Kite Realty Group Trust 2004 Equity Incentive Plan* 

10.21

Amendment No. 1 to Kite Realty Group Trust 2004 
Equity Incentive Plan, dated March 7, 2008* 

10.22

Kite Realty Group Trust Executive Bonus Plan* 

Kite Realty Group Trust 2008 Employee Share 
Purchase Plan* 

  Registration Rights Agreement, dated as of August 16, 
2004, by and among the Company, Alvin E. Kite, Jr., 
John A. Kite, Paul W. Kite, Thomas K. McGowan, 
Daniel R. Sink, George F. McMannis, Mark Jenkins, 
Ken Kite, David Grieve and KMI Holdings, LLC 

  Amendment No. 1 to Registration Rights Agreement, 
dated August 29, 2005, by and among the Company 
and the other parties listed on the signature page 
thereto 

  Tax Protection Agreement, dated August 16, 2004, by 
and among the Company, Kite Realty Group, L.P., 
Alvin E. Kite, Jr., John A. Kite, Paul W. Kite, Thomas 
K. McGowan and C. Kenneth Kite 

Form of Share Option Agreement under 2004 Equity 
Incentive Plan* 

Form of Restricted Share Agreement under 2004 
Equity Incentive Plan* 

Schedule of Non-Employee Trustee Fees and Other 
Compensation*

Kite Realty Group Trust Trustee Deferred 
Compensation Plan* 

Incorporated by reference to Exhibit 10.25 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Incorporated by reference to Exhibit 10.26 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Incorporated by reference to Exhibit 10.1 to the 
Quarterly Report on Form 10-Q of Kite Realty Group 
Trust for the period ended March 31, 2008.  

Incorporated by reference to Exhibit 10.27 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Incorporated by reference to Exhibit 10.1 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on May 12, 2008 

Incorporated by reference to Exhibit 10.32 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August  20, 2004 

Incorporated by reference to Exhibit 10.2 to the 
Quarterly Report on Form 10-Q of Kite Realty Group 
Trust for the period ended September 30, 2005 

Incorporated by reference to Exhibit 10.33 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August 20, 2004 

Incorporated by reference to Exhibit 10.39 to the 
Annual Report on Form 10-K of Kite Realty Group 
Trust for the period ended December 31, 2004 

Incorporated by reference to Exhibit 10.40 of the 
Annual Report on Form 10-K of Kite Realty Group 
Trust for the period ended December 31, 2004 

Incorporated by reference to Exhibit 10.2 to the 
Quarterly Report on Form 10-Q of Kite Realty Group 
Trust for the period ended June 30, 2005 

Incorporated by reference to Exhibit 10.1 to the 
Quarterly Report on Form 10-Q of Kite Realty Group 
Trust for the period ended June 30, 2006 

  Credit Agreement, dated as of February 20, 2007, by 
and among Kite Realty Group, L.P., the Company, 

Incorporated by reference to Exhibit 10.1 to the 
Current Report on Form 8-K of Kite Realty Group 

10.15

10.16

10.17

10.18

10.19

10.23

10.24

10.25

10.26

10.27

10.28

10.29

10.30

10.31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
KeyBank National Association, as Administrative 
Agent, Wachovia Bank, National Association as 
Syndication Agent, LaSalle Bank National Association 
and Bank of America, N.A. as Co-Documentation 
Agents and the other lenders party thereto 

Trust filed with the SEC on February 23, 2007 

  Guaranty, dated as of February 20, 2007, by the 
Company and certain subsidiaries of Kite Realty 
Group, L.P. party thereto 

Incorporated by reference to Exhibit 10.2 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on February 23, 2007 

  Term Loan Agreement, dated July 15, 2008, by and 
among Kite Realty Group, L.P., Kite Realty Group 
Trust, KeyBank National Association, as 
Administrative Agent and Lender, KeyBanc Capital 
Markets, as Lead Arranger, and the other lenders party 
thereto 

  First Amendment to Term Loan Agreement, dated 

August 18, 2008, by and among Kite Realty Group, 
L.P., Kite Realty Group Trust , KeyBank National 
Association, as Original Lender and Agent, and 
Raymond James Bank and Royal Bank of Canada, 
collectively as “New Lenders” 

  Form of Guaranty, dated as of July 15, 2008, by Kite 

Realty Group Trust 

Incorporated by reference to Exhibit 10.1 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August 22, 2008 

Incorporated by reference to Exhibit 10.2 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August 22, 2008 

Incorporated by reference to Exhibit 10.3 to the 
Current Report on Form 8-K of Kite Realty Group 
Trust filed with the SEC on August 22, 2008 

  List of Subsidiaries 

  Consent of Ernst & Young LLP 

  Filed herewith 

  Filed herewith 

  Certification of principal executive officer required by 
Rule 13a-14(a)/15d-14(a) under the Exchange Act, as 
adopted pursuant to Section 302 of the Sarbanes-Oxley 
Act of 2002 

  Certification of principal financial officer required by 
Rule 13a-14(a)/15d-14(a) under the Exchange Act, as 
adopted pursuant to Section 302 of the Sarbanes-Oxley 
Act of 2002 

  Certification of Chief Executive Officer and Chief 

Financial Officer pursuant to 18 U.S.C. Section 1350, 
as adopted pursuant to Section 906 of the Sarbanes-
Oxley Act of 2002 

Filed herewith 

Filed herewith 

Filed herewith 

10.32

10.33

10.34

10.35

21.1 

23.1 

31.1

31.2

32.1

____________________
* Denotes a management contract or compensatory, plan contract or arrangement. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 31.1

I, John A. Kite, certify that: 

CERTIFICATION

1.

2.

3.

4.

I have reviewed this annual report on Form 10-K of Kite Realty Group Trust;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a 
material fact necessary to make the statements made, in light of the circumstances under which such statements were 
made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly 
present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and 
for, the periods presented in this report;

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting 
(as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a.

b.

c.

d.

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be 
designed under our supervision, to ensure that material information relating to the registrant, including its 
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in 
which this report is being prepared;

Designed such internal control over financial reporting, or caused such internal control over financial reporting 
to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial 
reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted accounting principles;

Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report 
our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period 
covered by this report based on such evaluation; and

Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred 
during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual 
report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control 
over financial reporting; and

5.

The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control 
over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s Board of Trustees (or 
persons performing the equivalent functions):

a.

b.

All significant deficiencies and material weaknesses in the design or operation of internal control over financial 
reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize 
and report financial information; and

Any fraud, whether or not material, that involves management or other employees who have a significant role 
in the registrant’s internal control over financial reporting.

Date: March 16, 2009

By:

/s/ John A. Kite
John A. Kite
Chairman and Chief Executive Officer 

Exhibit 31.2

I, Daniel R. Sink, certify that: 

CERTIFICATION

1.

2.

3.

4.

I have reviewed this annual report on Form 10-K of Kite Realty Group Trust;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a 
material fact necessary to make the statements made, in light of the circumstances under which such statements were 
made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly 
present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and 
for, the periods presented in this report;

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting 
(as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a.

b.

c.

d.

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be 
designed under our supervision, to ensure that material information relating to the registrant, including its 
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in 
which this report is being prepared;

Designed such internal control over financial reporting, or caused such internal control over financial reporting 
to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial 
reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted accounting principles;

Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report 
our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period 
covered by this report based on such evaluation; and

Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred 
during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual 
report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control 
over financial reporting; and

5.

The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control 
over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s Board of Trustees (or 
persons performing the equivalent functions):

a.

b.

All significant deficiencies and material weaknesses in the design or operation of internal control over financial 
reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize 
and report financial information; and

Any fraud, whether or not material, that involves management or other employees who have a significant role 
in the registrant’s internal control over financial reporting.

Date: March 16, 2009

By:

/s/ Daniel R. Sink
Daniel R. Sink
Chief Financial Officer

Exhibit 32.1

Certification of Chief Executive Officer and Chief Financial Officer Pursuant to 18 U.S.C. Section 1350, 
As Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

The undersigned, John A. Kite, Chairman and Chief Executive Officer of Kite Realty Group Trust (the “Company”), and 
Daniel R. Sink, Chief Financial Officer of the Company, each hereby certifies, pursuant to Section 906 of the Sarbanes-
Oxley Act of 2002, 18 U.S.C. Section 1350, that: 

1.

2.

The Annual Report on Form 10-K of the Company for the year ended December 31, 2008 (the “Report”) fully 
complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 
78m); and

The information in the Report fairly presents, in all material respects, the financial condition and results of 
operations of the Company.

Date: March 16, 2009

By:

By:

/s/ John A. Kite
John A. Kite
Chairman and Chief Executive Officer 

/s/ Daniel R. Sink
Daniel R. Sink
Chief Financial Officer

A signed original of this written statement required by Section 906 has been provided to the Company and will be retained 
by the Company and furnished to the Securities and Exchange Commission or its staff upon request.

Shareholder Information

Form 10-K
(cid:38)(cid:82)(cid:83)(cid:76)(cid:72)(cid:86)(cid:3)(cid:82)(cid:73)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)(cid:38)(cid:82)(cid:80)(cid:83)(cid:68)(cid:81)(cid:92)(cid:112)(cid:86)(cid:3)(cid:36)(cid:81)(cid:81)(cid:88)(cid:68)(cid:79)
Report on Form 10-K for the year 
(cid:72)(cid:81)(cid:71)(cid:72)(cid:71)(cid:3)(cid:39)(cid:72)(cid:70)(cid:72)(cid:80)(cid:69)(cid:72)(cid:85)(cid:3)(cid:22)(cid:20)(cid:15)(cid:3)(cid:21)(cid:19)(cid:19)(cid:27)(cid:3)(cid:68)(cid:85)(cid:72)(cid:3)
available to shareholders without
charge upon written request to:

Kite Realty Group Trust
Investor Relations
30 South Meridian, Suite 1100 
Indianapolis, Indiana 46204

Annual Meeting
(cid:55)(cid:75)(cid:72)(cid:3)(cid:36)(cid:81)(cid:81)(cid:88)(cid:68)(cid:79)(cid:3)(cid:48)(cid:72)(cid:72)(cid:87)(cid:76)(cid:81)(cid:74)(cid:3)(cid:82)(cid:73)(cid:3)(cid:54)(cid:75)(cid:68)(cid:85)(cid:72)(cid:75)(cid:82)(cid:79)(cid:71)(cid:72)(cid:85)(cid:86)(cid:3)
will be held at 9:00 a.m. local time on 
May 5, 2009, at 30 South Meridian, 
8th Floor Conference Center,
Indianapolis, Indiana 46204.

(cid:40)(cid:91)(cid:72)(cid:70)(cid:88)(cid:87)(cid:76)(cid:89)(cid:72)(cid:3)(cid:50)(cid:73)(cid:222)(cid:70)(cid:72)(cid:85)(cid:86)

Corporate Headquarters
Kite Realty Group Trust
30 South Meridian, Suite 1100
Indianapolis, Indiana 46204
Phone: (317) 577-5600
Fax: (317) 577-5605

Internet
www.kiterealty.com

Exchange Listing

New York Stock Exchange
NYSE: KRG

Independent Registered 
Public Accounting Firm
Ernst & Young, LLP

Transfer Agent and Registrar
BNY Mellon Shareholder Services
Mr. James Balsan
480 Washington Blvd., 29th Floor
Jersey City, NJ 07310
(800) 820-8521

Shareholder Information
Current investor information, including 
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releases and quarterly earnings 
information, can be obtained at
www.kiterealty.com.

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Board of Trustees 
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Kite Realty Group Trust

William E. Bindley
Chairman
Bindley Capital Partners, LLC

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Management, Purdue University

Eugene Golub
Chairman, Golub & Company

Gerald L. Moss
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McHale, LLP

Michael L. Smith
Retired former Executive Vice
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Strategic Capital Partners, LLC

Chairman Emeritus
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Kite Realty Group Trust

Executive Management Team 
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Thomas K. McGowan
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Executive Vice President and
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Forward-looking Statements
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assumptions and expectations that may not be realized and are inherently subject to risks, uncertainties and other factors, many of which cannot be predicted with ac-
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materially from the results, performance, transactions or achievements expressed or implied by the forward-looking statements. Risks, uncertainties and other factors 
that might cause such differences, some of which could be material, include, but are not limited to: national and local economic, business, real estate and other market
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publicly disseminate. The Company undertakes no obligation to publicly update or revise these forward-looking statements, whether as a result of new information, future
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(cid:87)(cid:75)(cid:68)(cid:87)(cid:3)(cid:70)(cid:82)(cid:88)(cid:79)(cid:71)(cid:3)(cid:68)(cid:71)(cid:89)(cid:72)(cid:85)(cid:86)(cid:72)(cid:79)(cid:92)(cid:3)(cid:68)(cid:73)(cid:73)(cid:72)(cid:70)(cid:87)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)(cid:38)(cid:82)(cid:80)(cid:83)(cid:68)(cid:81)(cid:92)(cid:112)(cid:86)(cid:3)(cid:85)(cid:72)(cid:86)(cid:88)(cid:79)(cid:87)(cid:86)(cid:17)

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30 South Meridian Street, Suite 1100 (cid:115) Indianapolis, IN 46204 (cid:115) P 317 577 5600 (cid:115) F 317 577 5605 (cid:115) www.kiterealty.com