Quarterlytics / Consumer Cyclical / Department Stores / Macy’s

Macy’s

m · NYSE Consumer Cyclical
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Ticker m
Exchange NYSE
Sector Consumer Cyclical
Industry Department Stores
Employees 10,000+
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FY2016 Annual Report · Macy’s
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A N N U A L   R E P O R T
T W O   T H O U S A N D   S I X T E E N

M A C Y ’ S ,   I N C . 
M A C Y ’ S   •   B L O O M I N G D A L E ’ S   •   B L U E M E R C U R Y

Macy’s, Inc. is one of the nation’s premier retailers. With fiscal 2016 sales of $25.778 billion 

and approximately 140,000 employees, the company operates more than 700 department 

stores under the nameplates Macy’s and Bloomingdale’s, and approximately 125 specialty 

stores that include Bloomingdale’s The Outlet, Bluemercury and Macy’s Backstage.  

Macy’s, Inc. operates stores in 45 states, the District of Columbia, Guam and Puerto Rico,  

as well as macys.com, bloomingdales.com and bluemercury.com. Bloomingdale’s stores in 

Dubai and Kuwait are operated by Al Tayer Group LLC under license agreements. Macy’s, Inc.  

has corporate offices in Cincinnati, Ohio and New York, New York.

PASSING THE BATON … LEADER TO LEADER 

In June 2016, Macy’s, Inc. announced its CEO succession plan. On March 23, 2017,  
that transition was complete as Jeff Gennette was elected chief executive officer  
and Terry Lundgren became executive chairman. 

Terry Lundgren served as chief 

executive officer of Macy’s, Inc. 

from 2003 until March 23, 2017. He 

has worked for Macy’s, Inc. and its 

predecessor companies since 1994. 

Prior to that, he was chairman and  

CEO of Neiman Marcus. Long 

considered one of the retail industry 

greats, Lundgren will continue to serve 

Macy’s, Inc. as executive chairman. 

Terry J. Lundgren
Executive Chairman  

Jeff Gennette was named chief 

executive officer of Macy’s, Inc. on 

March 23, 2017 after taking on the 

role of president in 2014. Prior to 

that, he served in senior executive 

roles with several Macy’s, Inc. 

predecessor companies.

Jeff Gennette
President and  
Chief Executive Officer

“I have been honored to lead this 

enterprise through a period of 

unprecedented reinvention. I’m 

pleased to have passed the baton  

to Jeff, who has a deep knowledge 

of our business coupled with 

the vision and determination to 

continue Macy’s transformation  

for the next generation.”

“I’m thrilled to be leading this great 

company as we persistently pursue 

our vision. With 140,000 of the 

industry’s best employees, an iconic 

brand that has infinite potential 

and a solid plan to execute, I’m 

confident we’ll succeed.”

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3/23/17   4:07 PM

T O   O U R   S H A R E H O L D E R S :

For Macy’s, Inc. and retail overall, 2016 was a tough year as we saw continued challenges in the retail environment and shifts in 
consumer shopping habits. Given this landscape, we know we must evolve our strategy and execute faster to make everything 
we do more relevant and compelling to our customers.

While 2016 was not the year we expected, Macy’s, Inc. remains among the most profitable retailers in the sector. For the full 
year 2016, earnings per diluted share were $1.99, and adjusted earnings (excluding certain items) were $3.11 per diluted share. 
Fiscal 2016 comparable sales on an owned basis declined by 3.5 percent, and on an owned plus licensed basis, comparable 
sales for fiscal 2016 declined by 2.9 percent. (See pages 20 to 23 of the company’s 2016 Form 10-K for information on our non-
GAAP financial measures.)

Importantly, we made significant progress in a number of key 
areas that helped establish a more solid foundation for 2017.
• In 2016, we continued to see double-digit growth in our 

digital business, reflecting the success of our investments 
in this space. We have created one of the best omnichannel 
experiences in the retail industry and are excited about our 
plans to continue to improve our digital platforms.

• Following the success of our pilots, we continue to roll out 

our new approach to fine jewelry and women’s shoes across 
Macy’s stores. This includes an intensified selling effort, 
elevated product, improved physical environment, and  
added marketing. The success of this approach will inform  
our go-forward strategy as we look for opportunities to 
transform other categories, such as our beauty business. 

• Our clearance and off-price strategies have made it easier  
to shop at a discount, giving our customers more reasons  
to make trips to our stores, while also beginning to attract  
new customers. Notably, Last Act — separate clearance  
spaces on our floors — has been successful. Last Act boosts 
sales of clearance items with steep discounts and clear 
pricing. It also improves the full-price shopping experience 
as it cleans up the selling floor. We also continued to open 
Macy’s Backstage off-price store locations inside Macy’s 
stores, which will remain a focus moving forward. 

• In 2016, we solidified our real estate strategy and started 
to make good progress on its execution. We expect this 
momentum to carry into 2017 and beyond and create real 
value from our substantial real estate portfolio. Overall,  
real estate transactions in fiscal 2016 generated cash 
proceeds of approximately $675 million, which is helping  
to fund continued reinvestment in the business.

• At the end of fiscal year 2016, we announced a major  
restructuring of the entire Macy’s organization. This  
included a significant reduction in layers of management  
in the central organization and improvements to the field  
and store management structures. 

• In August 2016, we announced the intent to close 100 stores 
in our portfolio, and we are well on our way to that number. 
Closures of 68 stores were announced in late 2016 and  
early 2017, and the company intends to close approximately 
30 additional stores as leases expire or sales transactions  
are completed. Aggressively paring back our store footprint 

was a bold step, giving us a healthy physical store portfolio 
that complements our expanding digital footprint. This 
combination gives our customers the ability to shop with  
us any way they want, anytime they choose. 

• The store closures and organizational restructuring, along with 
other cost savings activities, are expected to generate annual 
expense savings of approximately $550 million beginning 
in 2017, enabling the company to invest an additional $250 
million in growth initiatives. We have taken actions that have 
reduced our expenses by more than $1 billion since 2015.

To sum up 2016, our performance was impacted in large part by 
the continuing challenges in our sector and changes in consumer 
shopping habits. Though we anticipate these challenges will 
continue, we are not standing still. 

FOLLOWING OUR NORTH STAR STRATEGY

R.H. Macy chose the star as our company symbol when he first 
founded the business more than 150 years ago. It was derived 
from a red star tattoo on his forearm from his sailing days, and 
inspired by the North Star, which always guided him toward  
an optimistic future. From the beginning, Macy the man, and 
Macy’s the store, had a sense of exploration and a willingness  
to push boundaries. Those same traits are evident today as  
we reinvent Macy’s once again. 

THERE ARE FIVE POINTS TO THE  
NORTH STAR STRATEGY:

POINT 1: From Familiar to Favorite includes everything  
we do to dial our brand to full bright at all touch points. 
Consumer research confirms the Macy’s brand is well-known  
and well-loved throughout the country and growing across 
the world. Actions in this point include understanding and 
anticipating our customers’ needs and strengthening our  
fashion authority, as well as executing initiatives around our 
loyalty and pricing strategies. 

POINT 2: It Must Be Macy’s is all about delivering the 
products and experiences our customers love and can only  
find with us. This includes styles and home fashion for every  
day and special occasions, from our leading private brands, 
as well as exclusive national brands or assortments found 
only at Macy’s. It celebrates our iconic events. This point also 
encompasses our strategies to appeal to more value-oriented 
customers in Macy’s Backstage and Last Act.

M a c y ’ s ,   I n c .   2 0 1 6   A n n u a l   R e p o r t     |     1

Revise_Macy's Annual_2016_FInal 3_22.indd   3

3/23/17   4:27 PM

POINT 3: Every Experience Matters, in-store and online.  
Our competitive advantage is the ability to combine the human 
touch in our physical stores with cutting-edge technology. We 
are enhancing our customers’ experience as they explore our 
assortments, find their favorite styles, sizes and colors, and 
receive their purchase through the shopping channels they 
prefer. Our mobile app and digital capabilities complement the 
store experience and help our talented sales associates serve 
our customers better than ever. Our app powers personalized 
recommendations, serves as a loyalty tool to deepen our 
customer relationships, and offers a simplified product discovery 
and checkout process. Our successful Buy Online Pickup in  
Store (BOPS) option will continue to provide customers with  
the omnichannel shopping experience they love.

POINT 4: Funding our Future represents the decisions and 
actions we take to create resources to fuel our growth. We are 
focused on cost reduction and reinvestment, and creating value 
from our real estate portfolio. 

POINT 5: What’s New, What’s Next explores how we innovate 
to turn consumer and technology trends to our advantage 
and drive growth. This includes exploring previously unmet 
customer needs and making smart investment decisions  
based on customer insight and analytics. We’ll use these  
insights to improve our digital concepts, brand partnerships  
and acquisitions, while also innovating our internal processes 
and customer-facing ideas.

WHEN IT COMES TO EXCLUSIVES, 
BLOOMINGDALE’S IS   
LIKE NO OTHER STORE IN THE WORLD.   

In fall 2014, Bloomingdale’s launched  
“100% Bloomingdale’s,” a unique, never-done-before 
concept which centered on existing brands creating 
exclusive products available for purchase solely at 
Bloomingdale’s stores and on bloomingdales.com.  
The response was overwhelmingly positive with items 
from the 100% collection time and again topping the 
best-seller list. Each subsequent season, 
the list of participating brands grows and 
the number of exclusive products surpasses 
what was ever thought possible.

With the 100% program, shoppers are 
offered the opportunity to scoop up thousands of original, 
completely exclusive and collectible pieces throughout 
the store including men’s, women’s, children’s and home 
departments. More than 100 designers have contributed 
to the 100% collections with several expanding their 
offerings into capsule collections. Vendors across 
all families of business have crafted product geared 
specifically for the Bloomingdale’s customer. This 
specialized approach truly sets the Bloomingdale’s 
assortment apart. 

2     |     M a c y ’ s ,   I n c .   2 0 1 6   A n n u a l   R e p o r t

LOOKING TO OUR FUTURE

We anticipate that the challenging retail environment 
will continue and that consumer shopping behaviors will 
continue to shift, sometimes rapidly. As we look to 2017, 
we anticipate a sales trend that is similar to 2016. We will 
continue our work on reducing costs to free up funds to 
invest in growth initiatives that will help us gain market 
share, return to growth, and derive enhanced value for  
our shareholders over time.  

To keep up with the pace of our customers and 
competition, we know that we need to execute faster.  
And we will. 

Macy’s, Inc. has aligned to operate as a more agile 
organization — bringing good ideas to fruition faster.  
Our management team is composed of a mix of people  
with deep knowledge of our company and the industry,  
plus a fresh perspective from external hires. This is a  
powerful combination. 

We took decisive action in 2016 to refocus and move the 
company forward — and we will continue those decisive 
moves to make the most of the opportunities around us.

Heading into 2017, we are committed to our Macy’s, 
Bloomingdale’s and Bluemercury strategies, and we are 
confident that with 140,000 of the industry’s best people 
working on our team, we will succeed. 

Thank you,

Jeff Gennette 
President and  
Chief Executive Officer

Terry J. Lundgren 
Executive Chairman

Revise_Macy's Annual_2016_FInal 3_22.indd   4

3/24/17   9:01 PM

 
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 10-K
Annual Report Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934

For the Fiscal Year Ended
January 28, 2017

Commission File Number:
1-13536

7 West Seventh Street
Cincinnati, Ohio 45202
(513) 579-7000
and
151 West 34th Street
New York, New York 10001
(212) 494-1602

Incorporated in Delaware

I.R.S. No. 13-3324058

Securities Registered Pursuant to Section 12(b) of the Act:

Title of Each Class

Common Stock, par value $.01 per share

Name of Each Exchange on Which Registered

New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act:
None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.    Yes  

    No  

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange Act.    Yes  

    No  

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 

during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing 
requirements for the past 90 days.    Yes  

    No  

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File 

required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was 
required to submit and post such files).    Yes  

    No  

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to 
the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to 
this Form 10-K.  

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. 

See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer  

Accelerated filer  

Non-accelerated filer  

Smaller reporting company  

(Do not check if a smaller reporting company)

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    Yes  

    No  

The aggregate market value of the registrant’s common stock held by non-affiliates of the registrant as of the last business day of the registrant’s most 

recently completed second fiscal quarter (July 30, 2016) was approximately $11,052,402,000.

Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date.

Class

Common Stock, $0.01 par value per share

Outstanding at February 24, 2017

304,258,647 shares

DOCUMENTS INCORPORATED BY REFERENCE

Proxy Statement for the Annual Meeting of Stockholders to be held May 19, 2017 (Proxy Statement)

Document

Parts Into
Which Incorporated

Part III

Unless the context requires otherwise, references to “Macy’s” or the “Company” are references to Macy’s and its subsidiaries 

and references to “2016,” “2015,” “2014,” “2013” and “2012” are references to the Company’s fiscal years ended January 28, 2017, 
January 30, 2016, January 31, 2015, February 1, 2014 and February 2, 2013, respectively. Fiscal years 2016, 2015, 2014 and 2013 
included 52 weeks; fiscal year 2012 included 53 weeks.

Forward-Looking Statements

This report and other reports, statements and information previously or subsequently filed by the Company with the 

Securities and Exchange Commission (the “SEC”) contain or may contain forward-looking statements. Such statements 
are based upon the beliefs and assumptions of, and on information available to, the management of the Company at the 
time such statements are made. The following are or may constitute forward-looking statements within the meaning of the 
Private Securities Litigation Reform Act of 1995: (i) statements preceded by, followed by or that include the words “may,” 
“will,” “could,” “should,” “believe,” “expect,” “future,” “potential,” “anticipate,” “intend,” “plan,” “think,” 
“estimate” or “continue” or the negative or other variations thereof, and (ii) statements regarding matters that are not 
historical facts. Such forward-looking statements are subject to various risks and uncertainties, including risks and 
uncertainties relating to:

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

the possible invalidity of the underlying beliefs and assumptions;

competitive pressures from department and specialty stores, general merchandise stores, manufacturers’ 
outlets, off-price and discount stores, and all other retail channels, including the Internet, catalogs and 
television;

general consumer-spending levels, including the impact of general economic conditions, consumer 
disposable income levels, consumer confidence levels, the availability, cost and level of consumer debt, mall 
vacancy issues, the costs of basic necessities and other goods and the effects of the weather or natural 
disasters;

conditions to, or changes in the timing of, proposed transactions and changes in expected synergies, cost 
savings and non-recurring charges;

transactions involving the Company's real estate portfolio;

possible changes or developments in social, economic, business, industry, market, legal and regulatory 
circumstances and conditions;

possible actions taken or omitted to be taken by third parties, including customers, suppliers, business 
partners, competitors and legislative, regulatory, judicial and other governmental authorities and officials;

changes in relationships with vendors and other product and service providers;

currency, interest and exchange rates and other capital market, economic and geo-political conditions;

severe or unseasonable weather, possible outbreaks of epidemic or pandemic diseases and natural disasters;

unstable political conditions, civil unrest, terrorist activities and armed conflicts;

the possible inability of the Company’s manufacturers or transporters to deliver products in a timely manner 
or meet the Company’s quality standards;

the Company’s reliance on foreign sources of production, including risks related to the disruption of imports 
by labor disputes, regional health pandemics, and regional political and economic conditions;

duties, taxes, other charges and quotas on imports; and

possible systems failures and/or security breaches, including, any security breach that results in the theft, 
transfer or unauthorized disclosure of customer, employee or company information, or the failure to comply 
with various laws applicable to the Company in the event of such a breach.

In addition to any risks and uncertainties specifically identified in the text surrounding such forward-looking 
statements, the statements in the immediately preceding sentence and the statements under captions such as “Risk 
Factors” in reports, statements and information filed by the Company with the SEC from time to time constitute cautionary 
statements identifying important factors that could cause actual amounts, results, events and circumstances to differ 
materially from those expressed in or implied by such forward-looking statements.

Item 1. 

General

Business.

The Company is a corporation organized under the laws of the State of Delaware in 1985. The Company and its 
predecessors have been operating department stores since 1830. The Company operates 829 stores in 45 states, the District 
of Columbia, Guam and Puerto Rico. As of January 28, 2017, the Company's operations were conducted through Macy's, 
Bloomingdale's, Bloomingdale’s The Outlet, Macy’s Backstage, Bluemercury and Macy’s China Limited. In addition, 
Bloomingdale's in Dubai, United Arab Emirates and Al Zahra, Kuwait are operated under license agreements with Al Tayer 
Insignia, a company of Al Tayer Group, LLC.

The Company sells a wide range of merchandise, including apparel and accessories (men’s, women’s and children’s), 

cosmetics, home furnishings and other consumer goods. The specific assortments vary by size of store, merchandising 
assortments and character of customers in the trade areas. Most stores are located at urban or suburban sites, principally in 
densely populated areas across the United States.

For 2016, 2015 and 2014, the following merchandise constituted the following percentages of sales:

Women’s Accessories, Intimate Apparel, Shoes, Cosmetics and Fragrances....
Women’s Apparel..............................................................................................
Men’s and Children’s.........................................................................................
Home/Miscellaneous .........................................................................................

2016

2015

2014

38%
23
23
16
100%

38%
23
23
16
100%

38%
23
23
16
100%

In 2016, the Company’s subsidiaries provided various support functions to the Company’s retail operations on an 

integrated, company-wide basis.

• 

• 

• 

• 

The Company’s bank subsidiary, FDS Bank, provides credit processing, certain collections, customer service 
and credit marketing services in respect of all credit card accounts that are owned either by Department 
Stores National Bank (“DSNB”), a subsidiary of Citibank, N.A., or FDS Bank and that constitute a part of 
the credit programs of the Company’s retail operations.

Macy’s Systems and Technology, Inc. (“MST”), a wholly-owned indirect subsidiary of the Company, 
provides operational electronic data processing and management information services to all of the 
Company’s operations other than Bluemercury and Macy's China Limited.

Macy’s Merchandising Group, Inc. (“MMG”), a wholly-owned direct subsidiary of the Company, and its 
subsidiary Macy's Merchandising Group International, LLC, are responsible for the design, development and 
marketing of Macy’s private label brands and certain licensed brands. Bloomingdale’s uses MMG for a 
small portion of its private label merchandise. The Company believes that its private label merchandise 
differentiates its merchandise assortments from those of its competitors and delivers exceptional value to its 
customers. MMG also offers its services, either directly or indirectly, to unrelated third parties.

Macy’s Logistics and Operations (“Macy’s Logistics”), a division of a wholly-owned indirect subsidiary of 
the Company, provides warehousing and merchandise distribution services for the Company’s operations 
and digital customer fulfillment.

The Company’s executive offices are located at 7 West 7th Street, Cincinnati, Ohio 45202, telephone number: 

(513) 579-7000 and 151 West 34th Street, New York, New York 10001, telephone number: (212) 494-1602.

Employees 

As of January 28, 2017, the Company had approximately 148,300 regular full-time and part-time employees. 
Because of the seasonal nature of the retail business, the number of employees peaks in the holiday season. Approximately 
10% of the Company’s employees as of January 28, 2017 were represented by unions. 

2

 
Seasonality 

The retail business is seasonal in nature with a high proportion of sales and operating income generated in the months 

of November and December. Working capital requirements fluctuate during the year, increasing in mid-summer in 
anticipation of the fall merchandising season and increasing substantially prior to the holiday season when the Company 
carries significantly higher inventory levels.

Purchasing

The Company purchases merchandise from many suppliers, no one of which accounted for more than 5% of the 
Company’s net purchases during 2016. The Company has no material long-term purchase commitments with any of its 
suppliers, and believes that it is not dependent on any one supplier. The Company considers its relations with its suppliers 
to be good.

Private Label Brands and Related Trademarks

The principal private label brands currently offered by the Company include Alfani, American Rag, Aqua, Bar III, 
Belgique, Charter Club, Club Room, Epic Threads, first impressions, Giani Bernini, Greg Norman for Tasso Elba, Holiday 
Lane, Home Design, Hotel Collection, Hudson Park, Ideology, I-N-C, jenni, JM Collection, John Ashford, Karen Scott, 
lune+aster, M-61, Maison Jules, Martha Stewart Collection, Material Girl, Morgan Taylor, Oake, Sky,  Style & Co., Sutton 
Studio, Tasso Elba, Thalia Sodi, the cellar, and Tools of the Trade. 

The trademarks associated with the Company's aforementioned private label brands, other than American Rag, Greg 

Norman for Tasso Elba, Martha Stewart Collection, Material Girl and Thalia Sodi are owned by the Company. The 
American Rag, Greg Norman, Martha Stewart Collection, Material Girl and Thalia Sodi brands are owned by third parties, 
which license the trademarks associated with such brands to Macy’s pursuant to agreements which have renewal rights that 
extend through 2050, 2020, 2027, 2030 and 2030, respectively.

Competition

The retailing industry is intensely competitive. The Company’s operations compete with many retailing formats, 
including department stores, specialty stores, general merchandise stores, off-price and discount stores, manufacturers’ 
outlets, online retailers, catalogs and television shopping, among others. The Company seeks to attract customers by 
offering most wanted selections, obvious value, and distinctive marketing in stores that are located in premier locations, 
and by providing an exciting shopping environment and superior service through an omnichannel experience. Other 
retailers may compete for customers on some or all of these bases, or on other bases, and may be perceived by some 
potential customers as being better aligned with their particular preferences.

3

Available Information

The Company makes its annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K 
and amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the Exchange Act available free of 
charge through its internet website at http://www.macysinc.com as soon as reasonably practicable after it electronically files 
such material with, or furnishes it to, the SEC. The public also may read and copy any of these filings at the SEC’s Public 
Reference Room, 100 F Street, NE, Washington, D.C. 20549. Information on the operation of the Public Reference Room 
may be obtained by calling the SEC at 1-800-732-0330. The SEC also maintains an Internet site that contains the 
Company’s filings; the address of that site is http://www.sec.gov. In addition, the Company has made the following 
available free of charge through its website at http://www.macysinc.com:

• 

• 

• 

• 

• 

• 

• 

• 

Audit Committee Charter,

Compensation and Management Development Committee Charter,

Finance Committee Charter,

Nominating and Corporate Governance Committee Charter,

Corporate Governance Principles,

Lead Independent Director Policy,

Non-Employee Director Code of Business Conduct and Ethics, and

Code of Conduct.

Any of these items are also available in print to any shareholder who requests them. Requests should be sent to the 

Corporate Secretary of Macy’s, Inc. at 7 West 7th Street, Cincinnati, OH 45202.

Executive Officers of the Registrant

The following table sets forth certain information as of March 24, 2017 regarding the executive officers of the 

Company: 

Name
Terry J. Lundgren ..............
Jeff Gennette......................
Timothy Baxter..................
Elisa D. Garcia...................
Robert B. Harrison.............
Karen M. Hoguet ...............
Jeffrey A. Kantor ...............
Molly Langenstein.............
Richard A. Lennox.............
Justin S. MacFarlane .........
Patti H. Ongman ................
Tony Spring .......................
Felicia Williams.................

Age

Position with the Company

65 Executive Chairman and Chairman of the Board; Director
55 President, Chief Executive Officer; Director
47 Chief Merchandising Officer
59 Chief Legal Officer and Secretary
53 Chief Omnichannel and Operations Officer
60 Chief Financial Officer
58 Chief Stores and Human Resources Officer
53 Chief Private Brands Officer
51 Chief Marketing Officer
44 Chief Strategy, Analytics and Innovation Officer
61 Chief Merchandise Planning Officer
52 Chairman and Chief Executive Officer, Bloomingdale's
51 Executive Vice President, Controller and Enterprise Risk

4

 
Chief Executive Officer ("CEO") Transition

The Company announced that Terry J. Lundgren, the Company’s CEO since 2003 and Chairman since 2004,  

transitioned the position of CEO to Jeff Gennette on March 23, 2017. The transition is part of the Board of Directors’ 
succession plan that included Mr. Gennette’s election as president of Macy’s, Inc. in 2014. Mr. Lundgren will continue as 
Executive Chairman and Chairman of the Board and work side-by-side with Mr. Gennette as President and CEO.

Mr. Gennette was named President of Macy’s, Inc. in March 2014 after serving as Macy’s Chief Merchandising 
Officer since February 2009. From February 2008 to February 2009, Mr. Gennette served as Chairman and CEO of Macy’s 
West in San Francisco. He began his retail career in 1983 as an executive trainee at Macy’s West. He held positions of 
increasing responsibilities, including Vice President and Division Merchandise Manager for men’s collection and Senior 
Vice President and General Merchandise Manager for men’s and children’s apparel. In 2004, Mr. Gennette was appointed 
Executive Vice President and Director of Stores at Macy’s Central in Atlanta. From February 2006 to February 2008, Mr. 
Gennette was Chairman and Chief Executive Officer of Seattle-based Macy’s Northwest. During his career, Mr. Gennette 
also served as a Store Manager for FAO Schwarz and Director of Stores for Broadway Stores, Inc. Mr. Gennette, a native 
of San Diego, is a graduate of Stanford University.

Executive Officer Biographies

Terry J. Lundgren has been Executive Chairman of the Company since March 2017 and Chairman of the Board since 

January 2004; prior thereto he was Chief Executive Officer of the Company from February 2003 to March 2017. 

Jeff Gennette has been Chief Executive Officer since March 2017 and President of the Company since March 2014; 

prior thereto he was the Chief Merchandising Officer from February 2009 to March 2014. 

Tim Baxter has been Chief Merchandising Officer of the Company since February 2015; prior thereto he was 
Executive Vice President GMM - Ready to Wear from March 2013 to February 2015; as Executive Vice President - 
Fashion Office, Licensed Businesses and Multicultural Business Development from March 2012 to March 2013; as Senior 
Vice President - Ready to Wear from June 2011 to March 2012; as Group Vice President Ready to Wear - Bridge/Impulse/
NC/Neo Collections Sportswear from August 2010 to June 2011; and as Group Vice President Fashion Jewelry, Watches, 
Sterling Silver from March 2009 to July 2010.

Elisa D. Garcia has been Chief Legal Officer and Secretary of the Company since September 2016; prior thereto she 

served as Chief Legal Officer of Office Depot from 2013 to September 2016 and as Executive Vice President, General 
Counsel and Secretary from 2007 to 2013. 

Robert B. Harrison has been Chief Omnichannel and Operations Officer of the Company since February 2017; prior 

thereto he served as Chief Omnichannel Officer from January 2013 to February 2017; as Executive Vice President - 
Omnichannel Strategy from July 2012 to January 2013; as Executive Vice President - Finance from 2011 to July 2012 and 
as President - Stores from 2009 to 2011. 

Karen M. Hoguet has been Chief Financial Officer of the Company since October 1997.

Jeffrey A. Kantor has been Chief Stores and Human Resources Officer of the Company since February 2017; prior 

thereto he served as Chief Stores Officer from February 2015 to February 2017; as Chairman of macys.com from February 
2012 to February 2015; as President - Merchandising for macys.com from August 2010 to February 2012; as President - 
Merchandising for Home from May 2009 to August 2010 and as President for furniture for Macy’s Home Store from 
February 2006 to May 2009.

Molly Langenstein has been Chief Private Brands Officer of the Company since February 2015; prior thereto she 

served as Executive Vice President - Men’s and Kids at Macy’s Private Brands from April 2014 to February 2015; as 
Executive Vice President GMM - Millennial from March 2012 to March 2014; as Executive Vice President Fashion and 
New Business Development from July 2010 to March 2012 and as Group Vice President DMM Neo, Impulse and Bridge 
Sportswear from March 2009 to July 2010.   

Richard A. Lennox has been Chief Marketing Officer of the Company since September 2016; prior thereto he served 
as Senior Vice President and Chief Marketing Officer of Toys “R” Us from mid-2014 to September 2016; and as Executive 
Vice President/Chief Marketing and E-Commerce Officer at Zale’s Corporation from August 2009 to July 2014.

5

Justin MacFarlane has been Chief Strategy, Analytics and Innovation Officer since February 2016; prior thereto he 

served as Senior Vice President - Corporate Strategy for ANN, Inc., a women's multichannel fashion retailer, from July 
2010 to August 2015 and as Director, Global Retail for AlixPartners, a global restructuring consulting and financial 
advisory firm, from August 2006 to June 2010.

Patti H. Ongman has been Chief Merchandise Planning Officer of the Company since February 2015; prior thereto 

she served as Executive Vice President - Omnichannel Strategies from June 2014 - February 2015; as Executive Vice 
President GMM - Center Core from October 2010 to May 2014 and as Executive Vice President GPM - Cosmetics, 
Fragrances and Shoes from February 2009 to September 2010.

Tony Spring has been Chairman and Chief Executive Officer of Bloomingdale’s since February 2014; prior thereto he 
served as President and Chief Operating Officer from February 2008 to February 2014; as Senior Executive Vice President 
from July 2005 to January 2008; and as Executive Vice President from April 1998 to July 2005.

Felicia Williams has been Executive Vice President, Controller and Enterprise Risk of the Company since June 2016; 

prior thereto she served as Senior Vice President, Finance and Risk Management from February 2011 to June 2016; as 
Senior Vice President, Treasury and Risk Management from September 2009 to February 2011; as Vice President, Finance 
and Risk Management from October 2008 to September 2009; and as Vice President, Internal Audit from March 2004 to 
October 2008.

Item 1A. 

Risk Factors.

In evaluating the Company, the risks described below and the matters described in “Forward-Looking Statements” 

should be considered carefully. Such risks and matters are numerous and diverse, may be experienced continuously or 
intermittently, and may vary in intensity and effect. Any of such risks and matters, individually or in combination, could 
have a material adverse effect on the Company's business, prospects, financial condition, results of operations and cash 
flows, as well as on the attractiveness and value of an investment in the Company's securities.

The Company faces significant competition in the retail industry and depends on its ability to differentiate itself in 
retail's ever-changing environment.

The Company conducts its retail merchandising business under highly competitive conditions. Although the 
Company is one of the nation’s largest retailers, it has numerous and varied competitors at the national and local levels, 
including department stores, specialty stores, general merchandise stores, off-price and discount stores, manufacturers’ 
outlets, online retailers, catalogs and television shopping, among others. Competition may intensify as the Company’s 
competitors enter into business combinations or alliances. Competition is characterized by many factors, including 
assortment, advertising, price, quality, service, location, reputation and credit availability. Any failure by the Company to 
compete effectively could negatively affect the Company's business and results of operations.  

As consumers continue to migrate online, the Company faces pressures to not only compete from a price perspective 
with its competitors, some of whom sell the same products, but also must differentiate itself to stay relevant in retail's ever-
changing industry.  The Company continues to significantly invest in its omnichannel capabilities in order to provide a 
seamless shopping experience to its customers between the Company's brick and mortar locations and its online and mobile 
environments.  Insufficient, untimely or misguided investments in this area could significantly impact the Company's 
profitability and growth and affect the Company's ability to attract new customers as well as maintain its existing ones.

The Company’s sales and operating results depend on consumer preferences and consumer spending.

The fashion and retail industries are subject to sudden shifts in consumer trends and consumer spending. The 
Company’s sales and operating results depend in part on its ability to predict or respond to changes in fashion trends and 
consumer preferences in a timely manner. The Company develops new retail concepts and continuously adjusts its industry 
position in certain major and private-label brands and product categories in an effort to satisfy customers. Any sustained 
failure to anticipate, identify and respond to emerging trends in lifestyle and consumer preferences could negatively affect 
the Company’s business and results of operations. The Company’s sales are significantly affected by discretionary 
spending by consumers. Consumer spending may be affected by many factors outside of the Company’s control, including 
general economic conditions, consumer disposable income levels, consumer confidence levels, the availability, cost and 
level of consumer debt and consumer behaviors towards incurring and paying debt, the costs of basic necessities and other 
goods, the strength of the U.S. Dollar relative to foreign currencies and the effects of the weather or natural disasters. Any 
decline in discretionary spending by consumers could negatively affect the Company's business and results of operations.

6

As the Company relies on the ability of its physical retail locations to remain relevant, providing desirable and 
sought-out shopping experiences is paramount to the Company's financial success.  Changes in consumer shopping habits, 
financial difficulties at other anchor tenants, significant mall vacancy issues, mall violence and new mall developments 
could each adversely impact the traffic at current retail locations and lead to a decline in the Company's financial condition 
or performance.

The Company’s business is subject to unfavorable economic and political conditions and other related risks.

Unfavorable global, domestic or regional economic or political conditions and other developments and risks could 
negatively affect the Company’s business and results of operations. For example, unfavorable changes related to interest 
rates, rates of economic growth, fiscal and monetary policies of governments, inflation, deflation, consumer credit 
availability, consumer debt levels, consumer debt payment behaviors, tax rates and policy, unemployment trends, energy 
prices, and other matters that influence the availability and cost of merchandise, consumer confidence, spending and 
tourism could negatively affect the Company’s business and results of operations. These same conditions and related risks 
could affect the success of the Company's credit card program. Following the sale of most of the Company's credit 
accounts and related receivables to Citibank, the Company shares in the economic performance of the credit card program 
with CitiBank. Deterioration in economic or political conditions could adversely affect the volume of new credit accounts, 
the amount of credit card program balances and the ability of credit card holders to pay their balances. These conditions 
could result in the Company receiving lower payments under the credit card program. In addition, unstable political 
conditions, civil unrest, terrorist activities and armed conflicts may disrupt commerce and could negatively affect the 
Company’s business and results of operations.

The Company's effective tax rate is impacted by a number of factors, including changes in federal or state tax law, 

interpretation of existing laws and the ability to defend and support the tax positions taken on historical tax returns.  
Certain changes in any of these factors could materially impact the effective tax rate and the Company's net income.

The Company’s revenues and cash requirements are affected by the seasonal nature of its business.

The Company’s business is seasonal, with a high proportion of revenues and operating cash flows generated during 

the second half of the year, which includes the fall and holiday selling seasons. A disproportionate amount of the 
Company's revenues fall in the fourth quarter, which coincides with the holiday season. In addition, the Company incurs 
significant additional expenses in the period leading up to the months of November and December in anticipation of higher 
sales volume in those periods, including for additional inventory, advertising and employees.

The Company’s business could be affected by extreme weather conditions, regional or global health pandemics or 
natural disasters.

Extreme weather conditions in the areas in which the Company’s stores are located could negatively affect the 
Company’s business and results of operations. For example, frequent or unusually heavy snowfall, ice storms, rainstorms 
or other extreme weather conditions over a prolonged period could make it difficult for the Company’s customers to travel 
to its stores and thereby reduce the Company’s sales and profitability. The Company’s business is also susceptible to 
unseasonable weather conditions. For example, extended periods of unseasonably warm temperatures during the winter 
season or cool weather during the summer season could reduce demand for a portion of the Company’s inventory and 
thereby reduce the Company's sales and profitability. In addition, extreme weather conditions could result in disruption or 
delay of production and delivery of materials and products in the Company's supply chain and cause staffing shortages in 
the Company's stores.

The Company's business and results of operations could also be negatively affected if a regional or global health 

pandemic were to occur, depending upon its location, duration and severity. To halt or delay the spread of disease, local, 
regional or national governments might limit or ban public gatherings or customers might avoid public places, such as the 
Company's stores. A regional or global health pandemic might also result in disruption or delay of production and delivery 
of materials and products in the Company's supply chain and cause staffing shortages in the Company's stores.

In addition, natural disasters such as hurricanes, tornadoes and earthquakes, or a combination of these or other 
factors, could damage or destroy the Company’s facilities or make it difficult for customers to travel to its stores, thereby 
negatively affecting the Company’s business and results of operations.

7

The Company’s defined benefit plan funding requirements or plan settlement expense could impact the Company’s 
financial results and cash flow.

Significant changes in interest rates, decreases in the fair value of plan assets and benefit payments could affect the 

funded status of the Company’s plans and could increase future funding requirements of the plans. A significant increase in 
future funding requirements could have a negative impact on the Company’s cash flows, financial condition or results of 
operations.

As of January 28, 2017, the Company had unrecognized actuarial losses of $1,232 million for the funded defined 
benefit pension plan (the “Pension Plan”) and $248 million for the unfunded defined benefit supplementary retirement plan 
(the “SERP”). These plans allow eligible retiring employees to receive lump sum distributions of benefits earned.  Under 
applicable accounting rules, if annual lump sum distributions exceed an actuarially determined threshold of the total of the 
annual service and interest costs, the Company would be required to recognize in the current period of operations a 
settlement expense of a portion of the unrecognized actuarial loss and could have a negative impact on the Company’s 
results of operations.

Increases in the cost of employee benefits could impact the Company’s financial results and cash flow.

The Company’s expenses relating to employee health benefits are significant. Unfavorable changes in the cost of 

such benefits could negatively affect the Company’s financial results and cash flow. Healthcare costs have risen 
significantly in recent years, and recent legislative and private sector initiatives regarding healthcare reform have resulted 
and could continue to result in significant changes to the U.S. healthcare system. Due to uncertainty regarding legislative or 
regulatory changes  to the Affordable Care Act and related legislation, the Company is not able at this time to fully 
determine the impact that future healthcare reform will have on Company-sponsored medical plans.

Inability to access capital markets could adversely affect the Company’s business or financial condition.

Changes in the credit and capital markets, including market disruptions, limited liquidity and interest rate 

fluctuations, may increase the cost of financing or restrict the Company’s access to this potential source of future liquidity. 
A decrease in the ratings that rating agencies assign to the Company’s short and long-term debt may negatively impact the 
Company’s access to the debt capital markets and increase the Company’s cost of borrowing. In addition, the Company’s 
bank credit agreements require the Company to maintain specified interest coverage and leverage ratios. The Company’s 
ability to comply with the ratios may be affected by events beyond its control, including prevailing economic, financial and 
industry conditions. If the Company’s results of operations or operating ratios deteriorate to a point where the Company is 
not in compliance with its debt covenants, and the Company is unable to obtain a waiver, much of the Company’s debt 
would be in default and could become due and payable immediately. The Company’s assets may not be sufficient to repay 
in full this indebtedness, resulting in a need for an alternate source of funding. The Company cannot make any assurances 
that it would be able to obtain such an alternate source of funding on satisfactory terms, if at all, and its inability to do so 
could cause the holders of its securities to experience a partial or total loss of their investments in the Company.

The Company depends on its ability to attract and retain quality employees.

The Company’s business is dependent upon attracting and retaining quality employees. The Company has a large 

number of employees, many of whom are in entry level or part-time positions with historically high rates of turnover. The 
Company’s ability to meet its labor needs while controlling the costs associated with hiring and training new employees is 
subject to external factors such as unemployment levels, prevailing wage rates, minimum wage legislation and changing 
demographics. In addition, as a large and complex enterprise operating in a highly competitive and challenging business 
environment, the Company is highly dependent upon management personnel to develop and effectively execute successful 
business strategies and tactics.  Any circumstances that adversely impact the Company’s ability to attract, train, develop 
and retain quality employees throughout the organization could negatively affect the Company’s business and results of 
operations.

The Company depends upon designers, vendors and other sources of merchandise, goods and services. The Company's 
business could be affected by disruptions in, or other legal, regulatory, political or economic issues associated with, the 
Company's supply network.

The Company’s relationships with established and emerging designers have been a significant contributor to the 
Company’s past success. The Company’s ability to find qualified vendors and access products in a timely and efficient 
manner is often challenging, particularly with respect to goods sourced outside the United States. The Company’s 
procurement of goods and services from outside the United States is subject to risks associated with political or financial 
8

instability, trade restrictions, tariffs, currency exchange rates, transport capacity and costs and other factors relating to 
foreign trade.  The Company sources the majority of its merchandise from manufacturers located outside of the U.S., 
primarily Asia, and any major changes in tax policy or trade relations, such as the disallowance of tax deductions for 
imported merchandise or the imposition of unilateral tariffs on imported goods, could have a material adverse effect on the 
Company's business, results of operations and liquidity.  The Company is also subject to costs and uncertainties associated 
with efforts to identify and disclose sources of "conflict minerals" used in products that the Company causes to be 
manufactured and potential sell-through difficulties and reputational damage that may be associated with the inability of 
the Company to determine that such products are "DRC conflict-free." In addition, the Company’s procurement of all its 
goods and services is subject to the effects of price increases which the Company may or may not be able to pass through 
to its customers. All of these factors may affect the Company’s ability to access suitable merchandise on acceptable terms, 
are beyond the Company’s control and could negatively affect the Company’s business and results of operations

The Company's sales and operating results could be adversely affected by product safety concerns.

If the Company's merchandise offerings do not meet applicable safety standards or consumers' expectations regarding 

safety, the Company could experience decreased sales, increased costs and/or be exposed to legal and reputational risk. 
Events that give rise to actual, potential or perceived product safety concerns could expose the Company to government 
enforcement action and/or private litigation. Reputational damage caused by real or perceived product safety concerns 
could negatively affect the Company's business and results of operations.

The Company depends on the success of its advertising and marketing programs.

The Company’s business depends on effective marketing and high customer traffic. The Company has many 

initiatives in this area, and often changes its advertising and marketing programs. There can be no assurance as to the 
Company’s continued ability to effectively execute its advertising and marketing programs, and any failure to do so could 
negatively affect the Company’s business and results of operations.

Parties with whom the Company does business may be subject to insolvency risks or may otherwise become unable or 
unwilling to perform their obligations to the Company.

The Company is a party to contracts, transactions and business relationships with various third parties, including, 

without limitation, vendors, suppliers, service providers, lenders and participants in joint ventures, strategic alliances and 
other joint commercial relationships, pursuant to which such third parties have performance, payment and other obligations 
to the Company. In some cases, the Company depends upon such third parties to provide essential leaseholds, products, 
services or other benefits, including with respect to store and distribution center locations, merchandise, advertising, 
software development and support, logistics, other agreements for goods and services in order to operate the Company’s 
business in the ordinary course, extensions of credit, credit card accounts and related receivables, and other vital matters. 
Current economic, industry and market conditions could result in increased risks to the Company associated with the 
potential financial distress or insolvency of such third parties. If any of these third parties were to become subject to 
bankruptcy, receivership or similar proceedings, the rights and benefits of the Company in relation to its contracts, 
transactions and business relationships with such third parties could be terminated, modified in a manner adverse to the 
Company, or otherwise impaired. The Company cannot make any assurances that it would be able to arrange for alternate 
or replacement contracts, transactions or business relationships on terms as favorable as the Company’s existing contracts, 
transactions or business relationships, if at all. Any inability on the part of the Company to do so could negatively affect the 
Company’s cash flows, financial condition and results of operations.

A material disruption in the Company’s computer systems could adversely affect the Company’s business or results of 
operations.

The Company relies extensively on its computer systems to process transactions, summarize results and manage its 

business. The Company’s computer systems are subject to damage or interruption from power outages, computer and 
telecommunications failures, computer viruses, cyber-attack or other security breaches, catastrophic events such as fires, 
floods, earthquakes, tornadoes, hurricanes, acts of war or terrorism, and usage errors by the Company’s employees. If the 
Company’s computer systems are damaged or cease to function properly, the Company may have to make a significant 
investment to fix or replace them, and the Company may suffer loss of critical data and interruptions or delays in its 
operations. Any material interruption in the Company’s computer systems could negatively affect its business and results of 
operations.

9

A breach of information technology systems could adversely affect the Company's reputation, business partner and 
customer relationships, operations and result in high costs.

Through the Company's sales, marketing activities, and use of third-party information, the Company collects and 

stores certain non-public personal information that customers provide to purchase products or services, enroll in 
promotional programs, register on websites, or otherwise communicate to the Company. This may include, but is not 
limited to, phone numbers, driver license numbers, contact preferences, personal information stored on electronic devices, 
and payment information, including credit and debit card data. The Company also gathers and retains information about 
employees in the normal course of business. The Company may share information about such persons with vendors that 
assist with certain aspects of the Company's business. In addition, the Company's online operations depend upon the 
transmission of confidential information over the Internet, such as information permitting cashless payments. 

The Company employs safeguards for the protection of such information. These protections may be compromised as 
a result of third-party security breaches, burglaries, cyberattack, errors by employees or employees of third-party vendors, 
or contractors, misappropriation of data by employees, vendors or unaffiliated third-parties, or other irregularities that may 
result in persons obtaining unauthorized access to company data. Despite instituting controls for the protection of such 
information, no commercial or government entity can be entirely free of vulnerability to attack or compromise given that 
the techniques used to obtain unauthorized access, disable or degrade service change frequently. During the normal course 
of business, the Company has experienced and expects to continue to experience attempts to compromise information 
systems security. Unauthorized parties may attempt to gain access to the Company's systems or facilities, or those of third 
parties with whom the Company does business, through fraud, trickery, or other forms of deception to employees, 
contractors, vendors and temporary staff.  The Company may be unable to protect the integrity of systems or company 
data. Moreover, an alleged or actual unauthorized access or unauthorized disclosure of non-public personal information 
could:

•  materially damage the Company's reputation and brand, negatively affect customer satisfaction and loyalty, 

expose the Company to individual claims or consumer class actions, administrative, civil or criminal 
investigations or actions, and infringe on proprietary information; and

•  cause the Company to incur substantial costs, including but not limited to, costs associated with remediation of 
information technology systems, customer protection costs and incentive payments for the maintenance of 
business relationships, litigation costs, lost revenues resulting from negative changes in consumer shopping 
patterns, unauthorized use of proprietary information or the failure to retain or attract customers following an 
attack. While the Company maintains insurance coverage that may, subject to policy terms and conditions, cover 
certain aspects of cyber risks, such insurance coverage may be unavailable or insufficient to cover all losses or all 
types of claims that may arise in the continually evolving area of cyber risk.

Disruption of global sourcing activities and the Company's own brands' quality concerns could negatively impact brand 
reputation and earnings

Economic and civil unrest in areas of the world where the Company source products, as well as shipping and dockage 

issues, could adversely impact the availability or cost of the Company’s products, or both.  Most of the Company’s goods 
imported to the U.S. arrive from Asia through ports located on the U.S. west coast and are, therefore, subject to potential 
disruption due to labor unrest, security issues or natural disasters affecting any or all of these ports.  In addition, in recent 
years, the Company has substantially increased the number and types of merchandise that are sold under the Company’s 
proprietary brands.  While the Company has focused on the quality of its proprietary branded products, the Company relies 
on third-parties to manufacture these products.  Such third-party manufacturers may prove to be unreliable, the quality of 
the Company’s globally sourced products may vary from the Company’s expectations and standards, such products may 
not meet applicable regulatory requirements which may require the Company to recall these products, or such products 
may infringe upon the intellectual propriety rights of other third-parties.  Moreover, as the Company seeks indemnities 
from manufactures of these products, the uncertainty of realization of any such indemnity and the lack of understanding of 
U.S. product liability laws in certain foreign jurisdictions make it more likely that the Company may have to respond to 
claims or complaints from customers.

Litigation, legislation or regulatory developments could adversely affect the Company’s business and results of 
operations.

The Company is subject to various federal, state and local laws, rules, regulations, inquiries and initiatives in 
connection with both its core business operations and its credit card and other ancillary operations (including the Credit 
Card Act of 2009 and the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (the “Dodd-Frank Act”)). 

10

Recent and future developments relating to such matters could increase the Company's compliance costs and adversely 
affect the profitability of its credit card and other operations. The Company is also subject to anti-bribery, customs, child 
labor, truth-in-advertising and other laws, including consumer protection regulations and zoning and occupancy ordinances 
that regulate retailers generally and/or govern the importation, promotion and sale of merchandise and the operation of 
retail stores and warehouse facilities. Although the Company undertakes to monitor changes in these laws, if these laws 
change without the Company's knowledge, or are violated by importers, designers, manufacturers, distributors or agents, 
the Company could experience delays in shipments and receipt of goods or be subject to fines or other penalties under the 
controlling regulations, any of which could negatively affect the Company's business and results of operations. In addition, 
the Company is regularly involved in various litigation matters that arise in the ordinary course of its business. Adverse 
outcomes in current or future litigation could negatively affect the Company’s financial condition, results of operations and 
cash flows.

The Company may not be able to successfully execute its real estate strategy.

The Company continues to explore opportunities to monetize its real estate portfolio and is focused on opportunities 

for sale transactions and, in some cases, redevelopment of assets.  This strategy is multi-pronged and may include 
transactions, strategic alliances or other arrangements with mall developers or unrelated third-parties.  Due to the cyclical 
nature of real estate markets, the performance of the Company's real estate strategy is inherently volatile and could have a 
significant impact on the Company’s results of operations or financial condition.

Factors beyond the Company’s control could affect the Company’s stock price.

The Company’s stock price, like that of other retail companies, is subject to significant volatility because of many 

factors, including factors beyond the control of the Company. These factors may include:

• 

• 

• 

• 

• 

• 

general economic, stock, credit and real estate market conditions;

risks relating to the Company’s business and its industry, including those discussed above;

strategic actions by the Company or its competitors;

variations in the Company’s quarterly results of operations;

future sales or purchases of the Company’s common stock; and

investor perceptions of the investment opportunity associated with the Company’s common stock relative 
to other investment alternatives.

In addition, the Company may fail to meet the expectations of its stockholders or of analysts at some time in the 
future. If the analysts that regularly follow the Company’s stock lower their rating or lower their projections for future 
growth and financial performance, the Company’s stock price could decline. Also, sales of a substantial number of shares 
of the Company’s common stock in the public market or the appearance that these shares are available for sale could 
adversely affect the market price of the Company’s common stock.

Item 1B. 

Unresolved Staff Comments.

None.

Item 2. 

Properties.

The properties of the Company consist primarily of stores and related facilities, including a logistics network. The 

Company also owns or leases other properties, including corporate office space in Cincinnati and New York and other 
facilities at which centralized operational support functions are conducted. As of January 28, 2017, the operations of the 
Company included 829 stores in 45 states, the District of Columbia, Puerto Rico and Guam, comprising a total of 
approximately130 million square feet. Of such stores, 382 were owned, 330 were leased, 113 stores were operated under 
arrangements where the Company owned the building and leased the land and 4 stores were comprised of partly owned and 
partly leased buildings. All owned properties are held free and clear of mortgages. Pursuant to various shopping center 
agreements, the Company is obligated to operate certain stores for periods of up to 20 years. Some of these agreements 
require that the stores be operated under a particular name. Most leases require the Company to pay real estate taxes, 
maintenance and other costs; some also require additional payments based on percentages of sales and some contain 
purchase options. Certain of the Company’s real estate leases have terms that extend for a significant number of years and 
provide for rental rates that increase or decrease over time.

11

 
The Company's operations were conducted through the following branded store locations:

Macy's....................................................................................................
Bloomingdale's ......................................................................................
Bluemercury ..........................................................................................

Store count activity was as follows:

2016

2015

2014

673

55

101

829

737

54

77

868

2016

2015

2014

Store count at beginning of fiscal year ..................................................
Stores opened.........................................................................................
Acquisition of Bluemercury stores........................................................
Stores closed or consolidated into existing centers ...............................
Store count at end of fiscal year ............................................................

868
27
—
(66)
829

823
26
62
(43)
868

773

50

—

823

840
5
—
(22)
823

Additional information about the Company’s stores as of January 28, 2017 is as follows:

Geographic Region
North Central.................................................................

Northeast .......................................................................

Northwest ......................................................................

South .............................................................................

Southwest ......................................................................

Total

Owned

Leased

142

250

131

179

127

829

84

90

44

116

48

382

38

132

62

42

56

330

Subject to
a Ground
Lease

Partly 
Owned 
and Partly
Leased

20

28

22

21

22

113

—

—

3

—

1

4

The five geographic regions detailed in the foregoing table are based on the Company’s Macy’s-branded operational 
structure. The Company’s retail stores are located at urban or suburban sites, principally in densely populated areas across 
the United States. 

12

 
Additional information about the Company’s logistics network as of January 28, 2017 is as follows:

Location
Cheshire, CT....................................................................................

Primary Function

Direct to customer

Chicago, IL ......................................................................................

Denver, CO......................................................................................

Stores

Stores

Goodyear, AZ ..................................................................................

Direct to customer

Hayward, CA...................................................................................

Houston, TX ....................................................................................

Joppa, MD .......................................................................................

Kapolei, HI ......................................................................................

Los Angeles, CA..............................................................................

Stores

Stores

Stores

Stores

Stores

Martinsburg, WV.............................................................................

Direct to customer

Miami, FL........................................................................................

Portland, TN ....................................................................................
Raritan, NJ.......................................................................................

Sacramento, CA...............................................................................

Secaucus, NJ....................................................................................

South Windsor, CT..........................................................................

Stone Mountain, GA........................................................................

Tampa, FL........................................................................................

Stores

Direct to customer
Stores

Direct to customer

Stores

Stores

Stores

Stores

Tulsa, OK.........................................................................................

Direct to customer

Tukwila, WA....................................................................................

Union City, CA................................................................................

Youngstown, OH.............................................................................

Stores

Stores

Stores

Owned or
Leased

Square Footage
(thousands)

Owned

Owned

Leased

Owned

Owned

Owned

Owned

Owned

Owned

Owned

Leased

Owned
Owned

Leased

Leased

Owned

Owned

Owned

Owned

Leased

Leased

Owned

565

861

20

960

386

1,124

850

260

1,178

1,300

535

950
980

385

675

510

1,000

670

1,300

500

165

851

Item 3. 

Legal Proceedings.

The Company and its subsidiaries are involved in various proceedings that are incidental to the normal course of their 

businesses. As of the date of this report, the Company does not expect that any of such proceedings will have a material 
adverse effect on the Company’s financial position or results of operations.

13

 
PART II

Item 5. 

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of 
Equity Securities.

The Common Stock is listed on the NYSE under the trading symbol “M.” As of January 28, 2017, the Company had 
approximately 16,200 stockholders of record. The following table sets forth for each quarter during 2016 and 2015 the high 
and low sales prices per share of Common Stock as reported on the NYSE and the dividends declared with respect to each 
quarter on each share of Common Stock.

1st Quarter................................................................

2nd Quarter ..............................................................

3rd Quarter ...............................................................

4th Quarter ...............................................................

Low

37.71

29.94

31.02

28.55

2016

High

45.50

40.15

40.98

45.41

Dividend

Low

0.3600

0.3775

0.3775

0.3775

61.10

62.80

47.10

34.05

2015

High

69.98

73.61

70.12

52.48

Dividend

0.3125

0.3600

0.3600

0.3600

The declaration and payment of future dividends will be at the discretion of the Company’s Board of Directors, are 

subject to restrictions under the Company’s credit facility and may be affected by various other factors, including the 
Company’s earnings, financial condition and legal or contractual restrictions.

The following table provides information regarding the Company’s purchases of Common Stock during the fourth 

quarter of 2016.

October 30, 2016 – November 26, 2016........................

November 27, 2016 – December 31, 2016 ....................

January 1, 2017 – January 28, 2017...............................

Total
Number
of Shares
Purchased

(thousands)

Average
Price per
Share ($)

Number of Shares
Purchased under
Program (1)

Open
Authorization
Remaining ($)(1)

(thousands)

(millions)

727

1,152

—

1,879

42.90

40.61

—

41.49

727

1,152

—

1,879

1,763

1,716

1,716

 ___________________
(1)  Commencing in January 2000, the Company’s Board of Directors has from time to time approved authorizations to 

purchase, in the aggregate, up to $18 billion of Common Stock. All authorizations are cumulative and do not have an 
expiration date. As of January 28, 2017, $1,716 million of authorization remained unused. The Company may 
continue, discontinue or resume purchases of Common Stock under these or possible future authorizations in the open 
market, in privately negotiated transactions or otherwise at any time and from time to time without prior notice.

14

 
 
 
 
 
The following graph compares the cumulative total stockholder return on the Common Stock with the Standard & 
Poor's 500 Composite Index and the Company's peer group for the period from January 28, 2012 through January 28, 2017, 
assuming an initial investment of $100 and the reinvestment of all dividends, if any.

The companies included in the peer group are Bed, Bath & Beyond, Dillard's, Gap, J.C. Penney, Kohl's, L Brands, 

Nordstrom, Ross Stores, Sears Holdings, Target, TJX Companies and Wal-Mart.

15

Item 6. 

Selected Financial Data.

The selected financial data set forth below should be read in conjunction with the Consolidated Financial Statements 

and the notes thereto and the other information contained elsewhere in this report.

Consolidated Statement of Income Data:

Net sales ...................................................................................... $

25,778

$

27,079

$

28,105

$

27,931

$

27,686

2016

2015

2014

2013

2012*

(millions, except per share)

Cost of sales ................................................................................

Gross margin...............................................................................

Selling, general and administrative expenses .............................

Impairments, store closing and other costs .................................

Settlement charges ......................................................................

Operating income........................................................................

Interest expense...........................................................................

Premium on early retirement of debt ..........................................

Interest income............................................................................

Income before income taxes .......................................................

Federal, state and local income tax expense ...............................

Net income ..................................................................................

Net loss attributable to noncontrolling interest...........................

(15,621)

10,157

(8,265)
(479)
(98)

1,315

(367)

—

4

952

(341)

611

8

(16,496)

10,583

(8,256)

(16,863)

11,242

(8,355)

(16,725)

11,206

(8,440)

(16,538)

11,148

(8,482)

(288)

—

2,039

(363)

—

2

1,678

(608)

1,070

2

(87)

—

2,800

(395)

(17)

2

2,390

(864)

1,526

—

(88)

—

2,678

(390)

—

2

2,290

(804)

1,486

—

Net income attributable to Macy's, Inc. shareholders ................. $

619

$

1,072

$

1,526

$

1,486

$

Basic earnings per share attributable to

 Macy's, Inc. shareholders ............................................................... $

2.01

Diluted earnings per share attributable to

 Macy's, Inc. shareholders ............................................................... $

Average number of shares outstanding................................................

1.99

308.5

Cash dividends paid per share.............................................................. $

1.4925

Depreciation and amortization............................................................. $

Capital expenditures............................................................................. $

Balance Sheet Data (at year end):

Cash and cash equivalents .......................................................... $

Total assets..................................................................................

Short-term debt ...........................................................................

Long-term debt............................................................................

Total Shareholders’ equity..........................................................

1,058

912

1,297

19,851

309

6,562

4,322

$

$

$

$

$

$

$

$

$

$

$

$

3.26

3.22

328.4

1.3925

1,061

1,113

1,109

20,576

642

6,995

4,253

$

$

$

$

$

$

4.30

4.22

355.2

1.1875

1,036

1,068

2,246

21,330

76

7,233

5,378

$

$

$

$

$

$

3.93

3.86

378.3

.9500

1,020

863

2,273

21,499

463

6,688

6,249

 ___________________
53 weeks
 * 

16

(5)

—

2,661

(425)

(137)

3

2,102

(767)

1,335

—

1,335

3.29

3.24

405.5

.8000

1,049

942

1,836

20,858

124

6,768

6,051

 
Item 7. 

Management’s Discussion and Analysis of Financial Condition and Results of Operations.

The discussion in this Item 7 should be read in conjunction with the Consolidated Financial Statements and the 
related notes included elsewhere in this report. The discussion in this Item 7 contains forward-looking statements that 
reflect the Company's plans, estimates and beliefs. The Company's actual results could materially differ from those 
discussed in these forward-looking statements. Factors that could cause or contribute to those differences include, but are 
not limited to, those discussed below and elsewhere in this report, particularly in “Risk Factors” and “Forward-Looking 
Statements.” 

Overview

The Company is an omnichannel retail organization operating stores, websites and mobile applications under three 

brands (Macy's, Bloomingdale's and Bluemercury) that sell a wide range of merchandise, including apparel and accessories 
(men's, women's and children's), cosmetics, home furnishings and other consumer goods.  The Company operates 829 
stores in 45 states, the District of Columbia, Guam and Puerto Rico. As of January 28, 2017, the Company's operations 
were conducted through Macy's, Bloomingdale's, Bloomingdale’s The Outlet, Macy’s Backstage, Bluemercury and Macy’s 
China Limited which are aggregated into one reporting segment in accordance with the Financial Accounting Standards 
Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 280, “Segment Reporting.” 

The Company continues to be focused on key strategies for growth in sales, earnings and cash flow in the years ahead 

that include: 

•  Transforming the omnichannel business and focusing on key growth areas,
•  Embracing customer centricity, including a simplified value proposition, and
•  Optimizing value in the real estate portfolio.

These strategies continue to evolve and the Company has developed specific initiatives to deliver an exclusive and 
distinctive merchandise assortment, including the Company's private brands; expand the digital frontier while delivering 
repeatable, signature encounters; and develop an omnichannel customer relationship through personalized experiences, 
powerful brand messaging and strengthened, cross-channel loyalty programs.

The Company remains focused on driving additional profitable sales growth through a series of organic and new 
business initiatives. The initiatives include a focus on fine jewelry, watches and women’s shoes, a reinvention of the beauty 
business that includes expansion of Bluemercury freestanding locations and inside existing Macy's stores and a focus on 
enhancements to digital content and mobile technology, an expansion of "Last Act"- a simplified pricing approach to 
clearance merchandise in Macy's stores, the expansion of Macy's Backstage within existing Macy's store locations, and 
utilization of different customer incentive programs to increase customer choice and provide value in transactions 
previously limited by coupon exclusions.

Macy’s will continue to focus on customer initiatives including the development and testing of new merchandise 

concepts and categories, new services to increase traffic and new technology to improve the customer experience and the 
store’s ability to operate more efficiently.  Such initiatives will enable the Company’s stores to personalize and simplify its 
customers’ shopping experiences, develop meaningful relationships with new customers and deepen relationships with its 
existing ones.

In January 2017, the Company announced a series of actions to streamline its store portfolio, intensify cost efficiency 
efforts and execute its real estate strategy. These actions are intended to support the Company's strategy to further invest in 
omnichannel capabilities, improve customer experience and create shareholder value. In August 2016, the Company 
announced its intention to close approximately 100 Macy’s stores.  The Company subsequently announced in January 
2017, the closure of sixty-eight Macy’s stores by mid-2017, with the balance closing as leases and certain operating 
covenants expire or are amended and waived.  In addition, the Company announced the reorganization of the field structure 
that supports the remaining stores and a significant restructuring of the Company's central operations to focus resources on 
strategic priorities, improve organizational agility and reduce expense.

17

The Company’s real estate strategy is designed to create value through both monetization and redevelopment of 

certain assets:

• 

• 

• 

In January 2016, the Company completed a $270 million real estate transaction to recreate Macy's Brooklyn store. 
The Company continues to own and operate the first four floors and lower level of its existing nine-story retail 
store, which is currently being reconfigured and remodeled. The remaining portion of the store and its nearby 
parking facility were sold to Tishman Speyer in a single sales transaction. As the sales agreement required the 
Company to conduct certain redevelopment activities at Macy's Brooklyn store, the Company is recognizing the 
gain on the transaction, approximately $250 million, under the percentage of completion method of accounting 
over the redevelopment period. Accordingly, $117 million has been recognized to-date and the remaining gain is 
anticipated to be recognized over the next two years.
In 2016, the Company had property and equipment sales, primarily related to real estate, totaling $673 million in 
cash proceeds and recognized real estate gains of $209 million.  This includes the sale of its 248,000 square-foot 
Union Square Men’s building in San Francisco for approximately $250 million in January 2017.  The Company 
will use part of the proceeds to consolidate the Men’s store into its main Union Square store. The Company will 
lease the Men’s store property for two to three years as it completes the reconfiguration of the main store. The 
Company is expected to recognize a gain of approximately $235 million in January 2018.
In January 2017, the Company finalized the formation of a strategic alliance with Brookfield Asset Management, 
a leading global alternative asset manager, to create increased value in its real estate portfolio.  Under the alliance, 
Brookfield has an exclusive right for up to 24 months to create a “pre-development plan” for each of 
approximately 50 Macy’s real estate assets, with an option for Macy’s to continue to identify and add assets into 
the alliance. The breadth of opportunity within the portfolio ranges from the additional development on a portion 
of an asset (such as a Company-controlled land parcel adjacent to a store) to the complete redevelopment of an 
existing store.  Once a "pre-development plan" is created, the Company has the option to contribute the asset into 
a joint venture for the development plan to commence or sell the asset to Brookfield.  If the Company chooses to 
contribute the asset into a joint venture, the Company may elect to participate as a funding or non-funding partner.  
After development, the joint venture may sell the asset and distribute proceeds accordingly.

•  On February 28, 2017, the Company sold its downtown Minneapolis store and parking facility for $59 million of 
proceeds and a gain of approximately $47 million that is expected to be recognized in the first quarter of 2017. 
The downtown Minneapolis store will close in early 2017.

In 2015, the Company opened the first six freestanding pilot stores in Macy's new off-price business, Macy's 

Backstage, in the New York City metro area. The Macy's Backstage locations average about 30,000 square feet and sell an 
assortment of women's, men's and children's apparel, cosmetics, shoes, fashion accessories, housewares, home textiles, 
toys intimate apparel and jewelry. The Company is now focused on opening Macy's Backstage stores within existing 
Macy's store locations as a way of increasing store productivity, increasing the number of shopping trips to Macy's and 
attracting new customers.  As of January 28, 2017, the Company is operating 22 Macy's Backstage locations (7 
freestanding and 15 inside Macy's stores).

In March 2015, the Company completed its acquisition of Bluemercury, Inc., a luxury beauty products and spa 
retailer. The Company is focused on accelerating the growth of sales in freestanding Bluemercury stores in urban and 
suburban markets, enhancing its online capabilities and adding Bluemercury products and boutiques to Macy's stores. 
During 2016, the Company opened 24 new freestanding Bluemercury stores and 15 new Bluemercury locations inside 
existing Macy's stores and as of January 28, 2017, the Company is operating 120 Bluemercury locations (101 freestanding 
and 19 inside Macy's stores). 

In August 2015, the Company established a joint venture, Macy's China Limited, of which the Company holds a 
sixty-five percent ownership interest and Hong Kong-based Fung Retailing Limited holds the remaining thirty-five percent 
ownership interest. Macy's China Limited began selling merchandise in China in the fourth quarter of 2015 through an e-
commerce presence on Alibaba Group's Tmall Global. The Company's reporting includes the financial operations of 
Macy's China Limited, with the thirty-five percent ownership reported as a noncontrolling interest.

18

In early 2017, the Company opened a Macy’s store at Fashion Place in Murray, UT and plans to open a store at 
Westfield Century City in Los Angeles, CA, later in the year. In addition, the Company expects to open approximately 30 
additional Bluemercury locations and approximately 30 Macy’s Backstage locations inside Macy’s stores. Announced new 
stores in future years include Bloomingdale’s in San Jose, CA (2019), and Norwalk, CT (2019). In addition, under license 
agreements with Al Tayer Group, a new Bloomingdale’s store opened at 360 Mall in Al Zahra, Kuwait in March 2017 and 
new Macy’s and Bloomingdale’s stores are planned to open in Al Maryah Central in Abu Dhabi, United Arab Emirates in 
2018. 

2016 Overview

2016 was another challenging year due in part to changes in consumer buying habits and spending. However, the 

Company began implementation of a number of initiatives, including those announced in 2015 as well as a major 
organizational restructuring and streamlining the Company's store portfolio, which are expected to improve performance in 
the coming years. 

Selected results of 2016 include:

•  Comparable sales on an owned basis decreased 3.5% and comparable sales on an owned plus licensed basis 

decreased 2.9%.  

•  Operating income for 2016 was $1.892 billion or 7.3% of sales, excluding impairments, store closing and other 
costs and settlement charges, a decrease of 18.7% and 130 basis points as a percent of sales from 2015 on a 
comparable basis. 

•  Diluted earnings per share attributable to Macy's, Inc. shareholders, excluding certain items, declined 17.5% to 

$3.11 in 2016 from $3.77 in 2015.

•  Adjusted EBITDA (earnings before interest, taxes, depreciation and amortization, impairments, store closing and 
other costs and settlement charges) as a percent to net sales was 11.4% in 2016, as compared to 12.5% in 2015.

•  Return on invested capital ("ROIC"), a key measure of operating productivity, was 18.5%, a decrease from 

20.1% in 2015.

•  Net cash provided by operating activities, net of cash used by investing activities increased significantly in 2016 

as compared to 2015.

•  The Company repurchased 7.9 million shares of its common stock for $316 million in 2016, and increased its 
annualized dividend rate to $1.51 per share.  This annualized dividend rate represents an increase of 5% and is 
the sixth increase in the dividend in the past five years.

See pages 20 to 23 for reconciliations of the non-GAAP financial measures presented above to the most comparable 

GAAP financial measures and other important information.

19

Important Information Regarding Non-GAAP Financial Measures

The Company reports its financial results in accordance with U.S. generally accepted accounting principles 
("GAAP"). However, management believes that certain non-GAAP financial measures provide users of the Company's 
financial information with additional useful information in evaluating operating performance. Management believes that 
providing supplemental changes in comparable sales on an owned plus licensed basis, which includes the impact of growth 
in comparable sales of departments licensed to third parties, assists in evaluating the Company's ability to generate sales 
growth, whether through owned businesses or departments licensed to third parties, and in evaluating the impact of 
changes in the manner in which certain departments are operated. Management believes that excluding certain items that 
may vary substantially in frequency and magnitude period-to-period from diluted earnings per share attributable to Macy's, 
Inc. shareholders and from operating income and EBITDA as percentages to sales provides useful supplemental measures 
that assist in evaluating the Company's ability to generate earnings and leverage sales, respectively, and to more readily 
compare these metrics between past and future periods. Management also believes that EBITDA and Adjusted EBITDA 
are frequently used by investors and securities analysts in their evaluations of companies, and that such supplemental 
measures facilitate comparisons between companies that have different capital and financing structures and/or tax rates. In 
addition, management believes that ROIC is a useful supplemental measure in evaluating how efficiently the Company 
employs its capital. The Company uses some of these non-GAAP financial measures as performance measures for 
components of executive compensation. 

The reconciliation of the forward-looking non-GAAP financial measure of changes in comparable sales on an owned 

plus licensed basis to GAAP comparable sales (i.e., on an owned basis) is in the same manner as illustrated below, where 
the impact of growth in comparable sales of departments licensed to third parties is the only reconciling item. In addition, 
the Company does not provide the most directly comparable forward-looking GAAP measure of diluted earnings per share 
attributable to Macy’s, Inc. shareholders because the timing and amount of excluded items (e.g., asset impairment charges, 
retirement settlement charges and other store closing related costs) are unreasonably difficult to fully and accurately 
estimate.

Non-GAAP financial measures should be viewed as supplementing, and not as an alternative or substitute for, the 

Company's financial results prepared in accordance with GAAP. Certain of the items that may be excluded or included in 
non-GAAP financial measures may be significant items that could impact the Company's financial position, results of 
operations and cash flows and should therefore be considered in assessing the Company's actual and future financial 
condition and performance. Additionally, the amounts received by the Company on account of sales of departments 
licensed to third parties are limited to commissions received on such sales. The methods used by the Company to calculate 
its non-GAAP financial measures may differ significantly from methods used by other companies to compute similar 
measures. As a result, any non-GAAP financial measures presented herein may not be comparable to similar measures 
provided by other companies.

20

Change in Comparable Sales 

The following is a tabular reconciliation of the non-GAAP financial measure of changes in comparable sales on an 

owned plus licensed basis, to GAAP comparable sales (i.e., on an owned basis), which the Company believes to be the 
most directly comparable GAAP financial measure.

Increase (decrease) in comparable sales on an owned 

basis (note 1) ............................................................................

(3.5)%

(3.0)%

0.7%

1.9%

3.7%

2016

2015

2014

2013

2012

Impact of growth in comparable sales of departments licensed

to third parties (note 2) .............................................................

Increase (decrease) in comparable sales on an owned plus

0.6%

0.5%

0.7%

0.9%

0.3%

licensed basis............................................................................

(2.9)%

(2.5)%

1.4%

2.8%

4.0%

Notes:
(1)  Represents the period-to-period percentage change in net sales from stores in operation throughout the year presented 
and the immediately preceding year and all online sales of macys.com and bloomingdales.com, adjusting for the 53rd 
week in 2012, excluding commissions from departments licensed to third parties. Stores undergoing remodeling, 
expansion or relocation remain in the comparable sales calculation unless the store is closed for a significant period of 
time. Definitions and calculations of comparable sales differ among companies in the retail industry.

(2)  Represents the impact of including the sales of departments licensed to third parties occurring in stores in operation 

throughout the year presented and the immediately preceding year and all online sales of macys.com and 
bloomingdales.com, adjusting for the 53rd week in 2012, in the calculation of comparable sales. The Company 
licenses third parties to operate certain departments in its stores and online and receives commissions from these third 
parties based on a percentage of their net sales. In its financial statements prepared in conformity with GAAP, the 
Company includes these commissions (rather than sales of the departments licensed to third parties) in its net sales. 
The Company does not, however, include any amounts in respect of licensed department sales (or any commissions 
earned on such sales) in its comparable sales in accordance with GAAP (i.e., on an owned basis). The amounts of 
commissions earned on sales of departments licensed to third parties are not material to its net sales for the periods 
presented.

Operating Income, Excluding Certain Items, as a Percent to Net Sales

The following is a tabular reconciliation of the non-GAAP financial measure operating income, excluding certain 

items, as a percent to net sales to GAAP operating income as a percent to net sales, which the Company believes to be the 
most directly comparable GAAP financial measure. 

2016

2015

2014

2013

2012

(millions, except percentages)

Net sales.............................................................................

$ 25,778

$ 27,079

$ 28,105

$ 27,931

$ 27,686

Operating income ..............................................................

$ 1,315

$ 2,039

$ 2,800

$ 2,678

$ 2,661

Operating income as a percent to net sales........................

5.1%

7.5%

10.0%

9.6%

9.6%

Operating income ..............................................................
Add back impairments, store closing and

other costs ......................................................................
Add back settlement charges .............................................
Operating income, excluding certain items .......................
Operating income, excluding certain items, as a

percent to net sales .........................................................

$ 1,315

$ 2,039

$ 2,800

$ 2,678

$ 2,661

479

98

288

—

87

—

88

—

5

—

$ 1,892

$ 2,327

$ 2,887

$ 2,766

$ 2,666

7.3%

8.6%

10.3%

9.9%

9.6%

21

Diluted Earnings Per Share Attributable to Macy's, Inc. Shareholders, Excluding Certain Items

The following is a tabular reconciliation of the non-GAAP financial measure diluted earnings per share attributable 

to Macy's, Inc. shareholders, excluding certain items, to GAAP diluted earnings per share attributable to Macy's, Inc. 
shareholders, which the Company believes to be the most directly comparable GAAP measure.

Diluted earnings per share attributable to

Macy's, Inc. shareholders...............................................

$

1.99

$

3.22

$

4.22

$

3.86

$

3.24

2016

2015

2014

2013

2012

Add back the pre-tax impact of impairments, store

closing and other costs ...................................................
Add back the pre-tax impact of settlement charges...........
Add back the pre-tax impact of premium on early

retirement of debt...........................................................

Deduct the income tax impact of impairments, store
closing and other costs, settlement charges and
premium on early retirement of debt .............................

Diluted earnings per share attributable to

Macy's, Inc. shareholders, excluding the impact
of impairments, store closing and other costs,
settlement charges and premium on early retirement of
debt.................................................................................

Adjusted EBITDA as a Percent to Net Sales

1.54

0.31

—

0.86

—

—

0.24

—

0.05

0.23

—

—

0.01

—

0.33

(0.73)

(0.31)

(0.11)

(0.09)

(0.12)

$

3.11

$

3.77

$

4.40

$

4.00

$

3.46

The following is a tabular reconciliation of the non-GAAP financial measure earnings before interest, taxes, 

depreciation and amortization ("EBITDA"), as adjusted to exclude premium on early retirement of debt, impairments, store 
closing and other costs and settlement charges ("Adjusted EBITDA"), as a percent to net sales to GAAP net income as a 
percent to net sales, which the Company believes to be the most directly comparable GAAP financial measure. 

2016

2015

2014

2013

2012

(millions, except percentages)

Net sales.......................................................................

$ 25,778

$ 27,079

$ 28,105

$ 27,931

$ 27,686

Net income...................................................................

$

611

$

1,070

$

1,526

$

1,486

$

1,335

Net income as a percent to net sales............................

2.4%

4.0%

5.4%

5.3%

4.8%

Net income...................................................................
Add back impairments, store

closing and other costs .............................................
Add back settlement charges .......................................
Add back interest expense - net...................................
Add back premium on early retirement

of debt ......................................................................

Add back federal, state and local income

tax expense...............................................................
Add back depreciation and amortization.....................
Adjusted EBITDA .......................................................
Adjusted EBITDA as a percent to net sales.................

$

611

$

1,070

$

1,526

$

1,486

$

1,335

479

98

363

—

288

—

361

—

87

—

393

17

88

—

388

—

5

—

422

137

341

1,058

608

1,061

864

1,036

804

1,020

767

1,049

$

2,950

$

3,388

$

3,923

$

3,786

$

3,715

11.4%

12.5%

14.0%

13.6%

13.4%

22

ROIC

The Company defines ROIC as adjusted operating income as a percent to average invested capital. Average invested 
capital is comprised of an annual two-point (i.e., end of the year presented and the immediately preceding year) average of 
gross property and equipment, a capitalized value of non-capitalized leases equal to periodic annual reported net rent 
expense multiplied by a factor of eight and a four-point (i.e., end of each quarter within the period presented) average of 
other selected assets and liabilities.  The calculation of the capitalized value of non-capitalized leases is consistent with 
industry and credit rating agency practice and the specified assets are subject to a four-point average to compensate for 
seasonal fluctuations. 

The following is a tabular reconciliation of the non-GAAP financial measure of ROIC to operating income as a 
percent to property and equipment - net, which the Company believes to be the most directly comparable GAAP financial 
measure.

2016

2015

2014

2013

2012

Operating income ..............................................................

$ 1,315

(millions, except percentages)
$ 2,800

$ 2,678

$ 2,039

$ 2,661

Property and equipment - net ............................................

$ 7,317

$ 7,708

$ 7,865

$ 8,063

$ 8,308

Operating income as a percent to property and

equipment - net ..............................................................

18.0%

26.5%

35.6%

33.2%

32.0%

Operating income ..............................................................
Add back impairments, store closing and

other costs ......................................................................
Add back settlement charges .............................................
Add back depreciation and amortization...........................
Add back rent expense, net

Real estate ......................................................................
Personal property ...........................................................
Deferred rent amortization.............................................
Adjusted operating income................................................

Property and equipment - net ............................................
Add back accumulated depreciation and amortization......
Add capitalized value of non-capitalized leases................
Add (deduct) other selected assets and liabilities:

Receivables ....................................................................
Merchandise inventories ................................................
Prepaid expenses and other current assets .....................
Other assets ....................................................................
Merchandise accounts payable ......................................
Accounts payable and accrued liabilities.......................
Total average invested capital............................................

$ 1,315

$ 2,039

$ 2,800

$ 2,678

$ 2,661

479

98

288

—

87

—

88

—

5

—

1,058

1,061

1,036

1,020

1,049

319

11

9

301

12

8

279

12

7

268

11

8

258

11

7

$ 3,289

$ 3,709

$ 4,221

$ 4,073

$ 3,991

$ 7,317
5,088
2,712

$ 7,708
5,457
2,568

$ 7,865
5,830
2,384

$ 8,063
6,007
2,296

$ 8,308
5,967
2,208

411
6,012
456
881
(2,182)
(2,924)
$ 17,771

338
6,226
453
775
(2,366)
(2,677)
$ 18,482

336
6,155
443
784
(2,472)
(2,511)
$ 18,814

339
6,065
398
659
(2,520)
(2,328)
$ 18,979

322
5,754
390
579
(2,362)
(2,333)
$ 18,833

ROIC..................................................................................

18.5%

20.1%

22.4%

21.5%

21.2%

23

Results of Operations

Net sales .......................................................................
Increase (decrease) in sales ......................................
Increase (decrease) in comparable sales...................
Cost of sales .................................................................
Gross margin................................................................
Selling, general and administrative expenses ..............
Impairments, store closing and other costs ..................
Settlement charges .......................................................
Operating income.........................................................
Interest expense - net ...................................................
Premium on early retirement of debt ...........................
Income before income taxes ........................................
Federal, state and local income tax expense ................
Net income ...................................................................
Net loss attributable to noncontrolling interest............
Net income attributable to 

Macy's, Inc. shareholders .........................................

2016

2015

2014

Amount

% to
Sales

Amount

% to
Sales

Amount

% to
Sales

(dollars in millions, except per share figures)

$ 25,778

$ 27,079

$ 28,105

(4.8) %
(3.5) %

(3.7) %
(3.0) %

0.6 %

0.7 %

(60.0) %
40.0 %
(29.7) %
(0.3) %
— %

10.0 %

(15,621)
10,157
(8,265)
(479)
(98)
1,315
(363)
—

952
(341)
611

8

(60.6) % (16,496)
39.4 % 10,583
(32.0) % (8,256)
(288)
(1.9) %
(0.4) %
—
5.1 %

2,039
(361)
—

1,678
(608)
1,070

2

(60.9) % (16,863)
39.1 % 11,242
(30.5) % (8,355)
(87)
(1.1) %
—
— %

7.5 %

2,800
(393)
(17)
2,390
(864)
1,526

—

$

619

2.0% % $ 1,072

4.0 % $ 1,526

5.4 %

Diluted earnings per share attributable to 

Macy's, Inc. shareholders .........................................

$

1.99

$

3.22

$

4.22

Supplemental Non-GAAP Financial Measures

Increase (decrease) in comparable sales on 

an owned plus licensed basis....................................
Operating income, excluding certain items .................
Diluted earnings per share attributable to 
Macy's, Inc. shareholders, excluding 
certain items .............................................................
Adjusted EBITDA as a percent to net sales.................
ROIC ............................................................................

(2.9) %

(2.5) %

1.4 %

$ 1,892

7.3 % $ 2,327

8.6 % $ 2,887

10.3 %

$

3.11

$

3.77

$

4.40

11.4 %

18.5 %

12.5 %

20.1 %

14.0 %

22.4 %

See pages 20 to 23 for a reconciliation of these non-GAAP financial measures to their most comparable GAAP financial
measure and for other important information.

Store information (at year-end):

Stores operated .........................................................
Square footage (in millions) .....................................

829

130.2

868

141.9

823

147.4

24

Comparison of 2016 and 2015 

Net Income Attributable to Macy's, Inc. Shareholders

Net income attributable to Macy's, Inc. shareholders for 2016 decreased compared to 2015, reflecting lower sales and 

gross margin and higher selling, general and administrative expenses, impairments, store closing costs and other costs, 
settlement charges and net interest expense, partially offset by lower income taxes in 2016 as compared to 2015.

Net Sales

Net sales for 2016 decreased $1,301 million or 4.8% compared to 2015. The decrease in comparable sales on an 

owned basis for 2016 was 3.5% compared to 2015. The decrease in comparable sales on an owned plus licensed basis for 
2016 was 2.9% compared to 2015. (See pages 20 and 21 for information regarding the Company's calculation of 
comparable sales, a reconciliation of the non-GAAP measure which takes into account sales of departments licensed to 
third parties to the most comparable GAAP measure and other important information). The Company experienced an 
overall weakness in sales, but geographically sales in 2016 were strongest in the Southwest, particularly southern 
California.   Digital sales continued to be strong in 2016 and experienced double digit growth.  By family of business, sales 
in 2016 were strongest in apparel, fine jewelry, shoes, intimate apparel and fragrances.  Sales in 2016 were less strong in 
fashion jewelry, handbags, and fashion watches. Sales of the Company's private label brands represented approximately 
20% of net sales in the Macy's-branded operations in 2016 and 2015.   

Cost of Sales

Cost of sales for 2016 decreased $875 million from 2015. The cost of sales rate as a percent to net sales of 60.6% 
was 30 basis points lower in 2016, as compared to 60.9% in 2015, primarily due to fewer markdowns taken in 2016 as 
compared to 2015 and offset slightly by higher delivery expenses associated with the Company's omnichannel activities 
and free shipping promotions.  The application of the last-in, first-out (LIFO) retail inventory method did not result in the 
recognition of any LIFO charges or credits affecting cost of sales in either period.

SG&A Expenses 

SG&A expenses for 2016 increased $9 million from 2015 and the SG&A rate as a percent to net sales of 32.0% was 

150 basis points higher in 2016, as compared to 2015. SG&A expenses in 2016 were impacted by lower income from credit 
operations and higher expenses associated with the continued investments in the Company's omnichannel operations, 
investments in Bluemercury, Macy's Backstage and Macy's China Limited. These increases were partially offset by lower 
retirement expenses (including Pension Plan, SERP and defined contribution plan expenses), lower advertising expense, 
net of cooperative advertising allowances and the impact of the restructuring announced at the end of 2015.   Income from 
credit operations was $736 million in 2016 as compared to $831 million in 2015. SG&A expenses included gains on the 
sales of certain store locations and surplus properties of $209 million in 2016 compared to $212 million in 2015. 
Retirement expenses were $44 million in 2016 as compared to $77 million in 2015.  Depreciation and amortization 
expense was $1,058 million for 2016, compared to $1,061 million for 2015. Advertising expense, net of cooperative 
advertising allowances, was $1,153 million for 2016 compared to $1,173 million for 2015.   Advertising expense, net of 
cooperative advertising allowances, as a percent to net sales was 4.5% for 2016 and 4.3% for 2015.

Impairments, Store Closing and Other Costs 

Impairments, store closing and other costs for 2016 includes costs and expenses primarily associated with the 
organizational changes and store closings announced in January 2017.  During 2016, these costs and expenses included 
asset impairment charges of $265 million, $168 million of severance and other human resource-related costs and $46 
million of other related costs and expenses.  Impairments, store closing and other costs for 2015 included costs and 
expenses primarily associated with organization changes and store closings announced in January 2016.  During 2015, 
these costs and expenses included asset impairment charges of $148 million, $123 million of severance and other human 
resource-related costs and $17 million of other related costs and expenses.  

Settlement Charges

$98 million of non-cash settlement charges were recognized in 2016. These charges relate to the pro-rata recognition 

of net actuarial losses associated with the Company’s defined benefit retirement plans and are the result of an increase in 
lump sum distributions associated with store closings, a voluntary separation program, organizational restructuring, and 
periodic distribution activity.

25

Net Interest Expense

Net interest expense for 2016 increased $2 million from 2015. Net interest expense for 2016 was impacted by lower 

capitalized interest associated with the Company's construction projects, offset slightly by lower rates on outstanding 
borrowings as compared to 2015. 

Effective Tax Rate

The Company's effective tax rate of 35.8% for 2016 and 36.2% for 2015 differ from the federal income tax statutory 

rate of 35%, and on a comparative basis, principally because of the effect of state and local income taxes, including the 
settlement of various tax issues and tax examinations. 

Comparison of 2015 and 2014 

Net Income Attributable to Macy's, Inc. Shareholders

Net income attributable to Macy's, Inc. shareholders for 2015 decreased compared to 2014, reflecting lower sales and 

gross margin and higher impairments, store closing costs and other costs, partially offset by lower selling, general and 
administrative expenses, interest expense and income taxes in 2015 as compared to 2014.

Net Sales

Net sales for 2015 decreased $1,026 million or 3.7% compared to 2014. The decrease in comparable sales on an 

owned basis for 2015 was 3.0% compared to 2014. The decrease in comparable sales on an owned plus licensed basis for 
2015 was 2.5% compared to 2014. (See pages 20 and 21 for information regarding the Company's calculation of 
comparable sales, a reconciliation of the non-GAAP measure which takes into account sales of departments licensed to 
third parties to the most comparable GAAP measure and other important information). The Company experienced an 
overall weakness in sales, but geographically sales in 2015 were stronger in the western and southern regions, where 
weather was less of a factor, while sales at locations that are frequented by international tourists, such as New York City, 
Las Vegas, San Francisco and Chicago were negatively impacted by lower levels of spending by these tourists. Digital 
sales growth continued to be strong in 2015. By family of business, sales in 2015 were strongest in active apparel, 
cosmetics and fragrances and furniture and mattresses. Sales in 2015 were less strong in fashion watches, cold weather 
items, and the housewares and tabletop businesses. Sales of the Company's private label brands represented approximately 
20% of net sales in the Macy's-branded operations in 2015.  

Cost of Sales

Cost of sales for 2015 decreased $367 million from 2014. The cost of sales rate as a percent to net sales of 60.9% 

was 90 basis points higher in 2015, as compared to 60.0% in 2014, primarily due to higher markdowns resulting from the 
need to clear inventory based on the weaker sales trend as well as continued growth of the omnichannel businesses and the 
resulting impact of free shipping. The application of the last-in, first-out (LIFO) retail inventory method did not result in 
the recognition of any LIFO charges or credits affecting cost of sales in either period.  

SG&A Expenses

SG&A expenses for 2015 decreased $99 million from 2014, however the SG&A rate as a percent to net sales of 

30.5% was 80 basis points higher in 2015, as compared to 2014. SG&A expenses in 2015 benefited from higher income 
from credit operations and higher gains on the sale of certain store locations and surplus properties, partially offset by 
higher retirement expenses (including Pension Plan, SERP and defined contribution plan expenses), higher expenses 
associated with the continued investments in the Company's omnichannel operations, investments in Bluemercury, Macy's 
Backstage and Macy's China Limited and higher depreciation and amortization expense. Income from credit operations 
was $831 million in 2015 as compared to $776 million in 2014. SG&A expenses included gains on the sales of certain store 
locations and surplus properties of $212 million in 2015 as compared to $92 million in 2014. Included in the gains on the 
sales of store locations and surplus properties in 2015 was $84 million related to the sale of Brooklyn real estate and $57 
million related to the downtown Seattle real estate transaction. Retirement expenses were $77 million in 2015 as compared 
to $65 million in 2014. Depreciation and amortization expense was $1,061 million for 2015, compared to $1,036 million 
for 2014. Advertising expense, net of cooperative advertising allowances, was $1,173 million for 2015 compared to $1,177 
million for 2014. Advertising expense, net of cooperative advertising allowances, as a percent to net sales was 4.3% for 
2015 and 4.2% for 2014.    

26

 
Impairments, Store Closing and Other Costs 

Impairments, store closing and other costs for 2015 included costs and expenses primarily associated with the cost 

efficiency initiatives and store closings announced in January 2016.  During 2015, these costs and expenses included $123 
million of severance and other human resource-related costs and asset impairment charges of $148 million. Impairments, 
store closing and other costs for 2014 included costs and expenses primarily associated with organization changes and store 
closings announced in January 2015.  During 2014, these costs and expenses included $46 million of severance and other 
human resource-related costs and asset impairment charges of $33 million.  

Net Interest Expense

Net interest expense for 2015 decreased $32 million from 2014. Net interest expense for 2015 benefited from lower 

rates on outstanding borrowings as compared to 2014 and from the recognition of unamortized debt premium associated 
with the $76 million of 8.125% senior debentures due 2035 which were redeemed at par on August 17, 2015, pursuant to 
the terms of the debentures.

Premium on Early Retirement of Debt

On November 14, 2014, the Company provided a notice of redemption related to all of the $407 million of 7.875% 

senior notes due 2015, as allowed under the terms of the indenture. The price for the redemption was calculated pursuant to 
the indenture and resulted in the recognition of additional interest expense of $17 million during 2014. The additional 
interest expense resulting from this transaction is presented as premium on early retirement of debt on the Consolidated 
Statements of Income.

Effective Tax Rate

The Company's effective tax rate of 36.2% for 2015 and 2014 differ from the federal income tax statutory rate of 
35%, and on a comparative basis, principally because of the effect of state and local income taxes, including the settlement 
of various tax issues and tax examinations. Additionally, income tax expense for 2015 and 2014 benefited from historic 
rehabilitation tax credits.

27

Guidance 

The Company's operations are impacted by competitive pressures from department stores, specialty stores, mass 

merchandisers, online retailers and all other retail channels. The Company's operations are also impacted by general 
consumer spending levels, including the impact of general economic conditions, consumer disposable income levels, 
consumer confidence levels, the availability, cost and level of consumer debt, the costs of basic necessities and other goods 
and the effects of weather or natural disasters and other factors over which the Company has little or no control. 

In recent years, consumer spending levels have been affected to varying degrees by a number of factors, including 

modest economic growth, uncertainty regarding governmental spending and tax policies, unemployment levels, tightened 
consumer credit, an improving housing market and a fluctuating stock market. In addition, consumer spending levels of 
international customers are impacted by the strength of the U.S. dollar relative to foreign currencies. These factors have 
affected, to varying degrees, the amount of funds that consumers are willing and able to spend for discretionary purchases, 
including purchases of some of the merchandise offered by the Company. 

All economic conditions ultimately affect the Company's overall operations. However, the effects of economic 
conditions can be experienced differently and at different times, in the various geographic regions in which the Company 
operates, in relation to the different types of merchandise that the Company offers for sale, or in relation to each of the 
Company's branded operations. 

Based on its assessment of current and anticipated market conditions and its recent performance, the Company's 2017 

assumptions include the following: 

•  Total sales decline of approximately 3.2% - 4.3% from 2016 levels. Total sales in 2017 reflect a 53rd week of 

sales, whereas comparable sales below are on a 52-week basis.

•  Comparable sales decrease on an owned basis of approximately 2.2% - 3.3%, with comparable sales on an 

owned plus licensed basis to decline approximately 2% - 3%.

•  Asset sale gains of approximately $415 million - $435 million, including an expected $235 million gain 

associated with the sale of the Company's Union Square Macy's store and $100 million of additional gain from 
the sale of the Brooklyn real estate.

•  Selling, general and administrative expense savings of approximately $550 million from the restructuring and 

store closures announced at the end of 2016, partially offset by increased growth spending of approximately $250 
million (resulting in a net expense savings of approximately $300 million).

•  Credit income of approximately $740 million - $760 million.

•  Adjusted diluted earnings per share attributable to Macy's, Inc. shareholders of $3.37 to $3.62, excluding any 
charges associated with store closures, restructuring, or settlement charges associated with Company's defined 
benefit plans.  Included in this guidance is the expected gain of approximately $235 million, or approximately 
$.47 per diluted share, associated with the sale of the Company's Union Square Macy's Men's store. 

•  Capital expenditures of approximately $900 million.

•  Excess cash after capital expenditures, payment of the Company's dividends and the $300 million debt maturity 

in July 2017 is expected to be used to repurchase debt.

The Company's budgeted capital expenditures are primarily related to new stores, store remodels, development costs 

associated with the Brookfield Strategic Alliance joint venture, technology and omnichannel investments, distribution 
network improvements and new growth initiatives.  In early 2017, the Company opened a Macy’s store at Fashion Place in 
Murray, UT and plans to open a store at Westfield Century City in Los Angeles, CA, later in the year. In addition, the 
Company expects to open approximately 30 additional Bluemercury locations and approximately 30 Macy’s Backstage 
locations inside Macy’s stores. Announced new stores in future years include Bloomingdale’s in San Jose, CA (2019), and 
Norwalk, CT (2019). In addition, under license agreements with Al Tayer Group, a new Bloomingdale’s store opened at 
360 Mall in Al Zahra, Kuwait in March 2017 and new Macy’s and Bloomingdale’s stores are planned to open in Al Maryah 
Central in Abu Dhabi, United Arab Emirates in 2018. 

28

Liquidity and Capital Resources

The Company's principal sources of liquidity are cash from operations, cash on hand and the credit facility described 

below. 

Operating Activities

Net cash provided by operating activities was $1,801 million in 2016 compared to $1,984 million in 2015, reflecting 

lower net income.

Investing Activities

Net cash used by investing activities for 2016 was $187 million, compared to net cash used by investing activities of 
$1,092 million for 2015. Investing activities for 2016 included purchases of property and equipment totaling $596 million 
and capitalized software of $316 million, compared to purchases of property and equipment totaling $777 million and 
capitalized software of $336 million for 2015. Investing activities for 2015 includes the acquisition of Bluemercury, Inc., 
net of cash acquired, for $212 million. 

In 2016, the Company continued to execute on its real estate strategy that includes creating value through 
monetization and, in some case, redevelopment of real estate assets.  Overall, property and equipment sales, primarily 
related to real estate, generated cash proceeds of $673 million in 2016, compared to $204 million in 2015.

During 2016, the Company opened one new Macy's store, one new Bloomingdale's The Outlet store, one new 
freestanding Macy's Backstage store and 24 new freestanding Bluemercury stores. During 2015, the Company opened one 
new Macy's store, one new Bloomingdale's store, three new Bloomingdale's The Outlet stores, six new Macy's freestanding 
Backstage stores and 15 new freestanding Bluemercury stores.  Since the acquisition of Bluemercury in March 2015, the 
Company has opened 39 freestanding Bluemercury stores and 19 locations within an existing Macy's.

Financing Activities

Net cash used by the Company for financing activities was $1,426 million for 2016, including the acquisition of the 

Company's common stock under its share repurchase program at an approximate cost of $316 million, the repayment of 
$751 million of debt and the payment of $459 million of cash dividends, partially offset by the issuance of $36 million of 
common stock, primarily related to the exercise of stock options, and an increase in outstanding checks of $61 million. 

On August 15, 2016, the Company redeemed at par the principal amount of $108 million of 7.875% senior debentures 

due 2036, pursuant to the terms of the debentures. Interest expense in 2016 benefited from the recognition of unamortized 
debt premium associated with this debt. On October 14, 2016, the Company repaid $59 million of 7.45% senior debentures 
at maturity. On December 1, 2016, the Company repaid $577 million of 5.9% senior notes at maturity.

The Company entered into a new credit agreement with certain financial institutions on May 6, 2016 providing for 

revolving credit borrowings and letters of credit in an aggregate amount not to exceed $1,500 million (which may be 
increased to $1,750 million at the option of the Company, subject to the willingness of existing or new lenders to provide 
commitments for such additional financing) outstanding at any particular time. This agreement is set to expire May 6, 2021 
and replaced the prior agreement which was set to expire May 10, 2018.  

As of January 28, 2017, and January 30, 2016, there were no revolving credit loans outstanding under this credit 
agreement, and there were no borrowings under the agreement throughout all of 2016 and 2015. In addition, there were no  
standby letters of credit outstanding at January 28, 2017 and there were less than $1 million of standby letters of credit 
outstanding at January 30, 2016. Revolving loans under the credit agreement bear interest based on various published rates.

The Company is party to a $1,500 million unsecured commercial paper program. The Company may issue and sell 

commercial paper in an aggregate amount outstanding at any particular time not to exceed its then-current combined 
borrowing availability under the bank credit agreement with certain financial institutions.  The amount of borrowings under 
the commercial paper program increased to its highest level for 2016 of approximately $388 million during the fourth 
quarter. As of January 28, 2017, there were no remaining borrowings outstanding under the commercial paper program.

29

Net cash used by the Company for financing activities was $2,029 million for 2015 and included the acquisition of 

the Company's common stock under its share repurchase program at an approximate cost of $2,000 million, the repayment 
of $152 million of debt and the payment of $456 million of cash dividends and a decrease in outstanding checks of $83 
million, partially offset by the issuance of approximately $500 million of debt and the issuance of $163 million of common 
stock, primarily related to the exercise of stock options. 

On June 1, 2015, the Company repaid $69 million of 7.5% senior debentures at maturity. On August 17, 2015, the 

Company redeemed at par the principal amount of $76 million of 8.125% senior debentures due 2035, pursuant to the 
terms of the debentures. Interest expense in 2015 benefited from the recognition of unamortized debt premium associated 
with the $76 million of 8.125% senior debentures.

The credit agreement requires the Company to maintain a specified interest coverage ratio for the latest four quarters 

of no less than 3.25 and a specified leverage ratio as of and for the latest four quarters of no more than 3.75. The 
Company's interest coverage ratio for 2016 was 7.36 and its leverage ratio at January 28, 2017 was 2.38, in each case as 
calculated in accordance with the credit agreement. The interest coverage ratio is defined as EBITDA divided by net 
interest expense and the leverage ratio is defined as debt divided by EBITDA. For purposes of these calculations EBITDA 
is calculated as net income plus interest expense, taxes, depreciation, amortization, non-cash impairment of goodwill, 
intangibles and real estate, non-recurring cash charges not to exceed in the aggregate $300 million and extraordinary losses 
less interest income and non-recurring or extraordinary gains. Debt is adjusted to exclude the premium on acquired debt 
and net interest is adjusted to exclude the amortization of premium on acquired debt and premium on early retirement of 
debt.

A breach of a restrictive covenant in the Company's credit agreement or the inability of the Company to maintain the 

financial ratios described above could result in an event of default under the credit agreement. In addition, an event of 
default would occur under the credit agreement if any indebtedness of the Company in excess of an aggregate principal 
amount of $150 million becomes due prior to its stated maturity or the holders of such indebtedness become able to cause it 
to become due prior to its stated maturity. Upon the occurrence of an event of default, the lenders could, subject to the 
terms and conditions of the credit agreement, elect to declare the outstanding principal, together with accrued interest, to be 
immediately due and payable.  Moreover, most of the Company's senior notes and debentures contain cross-default 
provisions based on the non-payment at maturity, or other default after an applicable grace period, of any other debt, the 
unpaid principal amount of which is not less than $100 million that could be triggered by an event of default under the 
credit agreement. In such an event, the Company's senior notes and debentures that contain cross-default provisions would 
also be subject to acceleration. 

At January 28, 2017, no notes or debentures contain provisions requiring acceleration of payment upon a debt rating 

downgrade. However, the terms of approximately $4,250 million in aggregate principal amount of the Company's senior 
notes outstanding at that date require the Company to offer to purchase such notes at a price equal to 101% of their 
principal amount plus accrued and unpaid interest in specified circumstances involving both a change of control (as defined 
in the applicable indenture) of the Company and the rating of the notes by specified rating agencies at a level below 
investment grade. 

On February 26, 2016, the Company's board of directors approved an additional $1,500 million in authorization to 
purchase Common Stock. During 2016, the Company repurchased approximately 7.9 million shares of its common stock 
for a total of approximately $316 million. As of January 28, 2017, the Company had $1,716 million of authorization 
remaining under its share repurchase program. The Company may continue or, from time to time, suspend repurchases of 
shares under its share repurchase program, depending on prevailing market conditions, alternate uses of capital and other 
factors. 

On February 24, 2017, the Company's board of directors declared a quarterly dividend of 37.75 cents per share on its 

common stock, payable April 3, 2017 to Macy's shareholders of record at the close of business on March 15, 2017. 

30

Contractual Obligations and Commitments

At January 28, 2017, the Company had contractual obligations (within the scope of Item 303(a)(5) of Regulation S-

K) as follows: 

Obligations Due, by Period

Total

Less than
1 Year

1 – 3
Years

(millions)

3 – 5
Years

More than
5 Years

Short-term debt................................................................... $
Long-term debt ...................................................................

Interest on debt ...................................................................

Capital lease obligations.....................................................

Operating leases .................................................................

Letters of credit ..................................................................

Other obligations ................................................................

308

$

308

$

— $

— $

6,459

4,162

52

3,683

30

4,325

—

342

3

321

30

2,744

48

658

6

587

—

470

1,092

631

6

486

—

279

—

5,319

2,531

37

2,289

—

832

$ 19,019

$

3,748

$

1,769

$

2,494

$

11,008

“Other obligations” in the foregoing table includes post employment and postretirement benefits, self-insurance 

reserves, group medical/dental/life insurance programs, merchandise purchase obligations and obligations under 
outsourcing arrangements, construction contracts, energy and other supply agreements identified by the Company and 
liabilities for unrecognized tax benefits that the Company expects to settle in cash in the next year. The Company's 
merchandise purchase obligations fluctuate on a seasonal basis, typically being higher in the summer and early fall and 
being lower in the late winter and early spring. The Company purchases a substantial portion of its merchandise inventories 
and other goods and services otherwise than through binding contracts. Consequently, the amounts shown as “Other 
obligations” in the foregoing table do not reflect the total amounts that the Company would need to spend on goods and 
services in order to operate its businesses in the ordinary course. 

The Company has not included in the contractual obligations table $157 million of long-term liabilities for 

unrecognized tax benefits for various tax positions taken or $54 million of related accrued federal, state and local interest 
and penalties. These liabilities may increase or decrease over time as a result of tax examinations, and given the status of 
examinations, the Company cannot reliably estimate the period of any cash settlement with the respective taxing 
authorities. The Company has included in the contractual obligations table $6 million of liabilities for unrecognized tax 
benefits that the Company expects to settle in cash in the next year. 

Liquidity and Capital Resources Outlook

Management believes that, with respect to the Company's current operations, cash on hand and funds from 

operations, together with its credit facility and other capital resources, will be sufficient to cover the Company's reasonably 
foreseeable working capital, capital expenditure and debt service requirements and other cash requirements in both the near 
term and over the longer term. The Company's ability to generate funds from operations may be affected by numerous 
factors, including general economic conditions and levels of consumer confidence and demand; however, the Company 
expects to be able to manage its working capital levels and capital expenditure amounts so as to maintain sufficient levels 
of liquidity. To the extent that the Company's cash balances from time to time exceed amounts that are needed to fund its 
immediate liquidity requirements, the Company will consider alternative uses of some or all of such excess cash. Such 
alternative uses may include, among others, the redemption or repurchase of debt, equity or other securities through open 
market purchases, privately negotiated transactions or otherwise, and the funding of pension related obligations. Depending 
upon its actual and anticipated sources and uses of liquidity, conditions in the capital markets and other factors, the 
Company will from time to time consider the issuance of debt or other securities, or other possible capital markets 
transactions, for the purpose of raising capital which could be used to refinance current indebtedness or for other corporate 
purposes including the redemption or repurchase of debt, equity or other securities through open market purchases, 
privately negotiated transactions or otherwise, and the funding of pension related obligations. 

31

 
The Company intends from time to time to consider additional acquisitions of, and investments in, retail businesses 
and other complementary assets and companies. Acquisition transactions, if any, are expected to be financed from one or 
more of the following sources: cash on hand, cash from operations, borrowings under existing or new credit facilities and 
the issuance of long-term debt or other securities, including common stock. 

Critical Accounting Policies

Merchandise Inventories 

Merchandise inventories are valued at the lower of cost or market using the last-in, first-out (LIFO) retail inventory 

method. Under the retail inventory method, inventory is segregated into departments of merchandise having similar 
characteristics, and is stated at its current retail selling value. The retail inventory method inherently requires management 
judgments and estimates, such as the amount and timing of permanent markdowns to clear unproductive or slow-moving 
inventory, which may impact the ending inventory valuation as well as gross margins. 

Permanent markdowns designated for clearance activity are recorded when the utility of the inventory has 
diminished. Factors considered in the determination of permanent markdowns include current and anticipated demand, 
customer preferences, age of the merchandise and fashion trends. When a decision is made to permanently mark down 
merchandise, the resulting gross profit reduction is recognized in the period the markdown is recorded. 

Long-Lived Asset Impairment and Restructuring Charges 

The carrying values of long-lived assets are periodically reviewed by the Company whenever events or changes in 

circumstances indicate that the carrying value may not be recoverable, such as historical operating losses or plans to close 
stores before the end of their previously estimated useful lives. Additionally, on an annual basis, the recoverability of the 
carrying values of individual stores is evaluated.  A potential impairment has occurred if projected future undiscounted cash 
flows are less than the carrying value of the assets. The estimate of cash flows includes management's assumptions of cash 
inflows and outflows directly resulting from the use of those assets in operations. When a potential impairment has 
occurred, an impairment write-down is recorded if the carrying value of the long-lived asset exceeds its fair value. The 
Company believes its estimated cash flows are sufficient to support the carrying value of its long-lived assets. If estimated 
cash flows significantly differ in the future, the Company may be required to record asset impairment write-downs. 

If the Company commits to a plan to dispose of a long-lived asset before the end of its previously estimated useful 
life, estimated cash flows are revised accordingly, and the Company may be required to record an asset impairment write-
down. Additionally, related liabilities arise such as severance, contractual obligations and other accruals associated with 
store closings from decisions to dispose of assets. The Company estimates these liabilities based on the facts and 
circumstances in existence for each restructuring decision. The amounts the Company will ultimately realize or disburse 
could differ from the amounts assumed in arriving at the asset impairment and restructuring charge recorded. 

32

Income Taxes 

Income taxes are estimated based on the tax statutes, regulations and case law of the various jurisdictions in which 

the Company operates. Deferred income tax assets and liabilities are recognized for the future tax consequences 
attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their 
respective tax bases, and net operating loss and tax credit carryforwards. Deferred income tax assets and liabilities are 
measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are 
expected to be recovered or settled. Deferred income tax assets are evaluated for recoverability based on all available 
evidence, including past operating results, estimates of future taxable income, and the feasibility of tax planning strategies. 
Deferred income tax assets are reduced by a valuation allowance when it is more likely than not that some portion of the 
deferred income tax assets will not be realized. 

Uncertain tax positions are recognized if the weight of available evidence indicates that it is more likely than not that 
the tax position will be sustained on examination, including resolution of any related appeals or litigation processes, based 
on the technical merits of the position. Uncertain tax positions meeting the more-likely-than-not recognition threshold are 
then measured to determine the amount of benefit eligible for recognition in the financial statements. Each uncertain tax 
position is measured at the largest amount of benefit that is more likely than not to be realized upon ultimate settlement. 
Uncertain tax positions are evaluated and adjusted as appropriate, while taking into account the progress of audits of 
various taxing jurisdictions. The Company does not anticipate that resolution of these matters will have a material impact 
on the Company's consolidated financial position, results of operations or cash flows. 

Significant judgment is required in evaluating the Company's uncertain tax positions, provision for income taxes, and 

any valuation allowance recorded against deferred tax assets. Although the Company believes that its judgments are 
reasonable, no assurance can be given that the final tax outcome of these matters will not be different from that which is 
reflected in the Company's historical income provisions and accruals. 

Pension and Supplementary Retirement Plans 

The Company has a funded defined benefit pension plan (the “Pension Plan”) and an unfunded defined benefit 
supplementary retirement plan (the “SERP”). The Company accounts for these plans in accordance with ASC Topic 715, 
“Compensation - Retirement Benefits.” Under ASC Topic 715, an employer recognizes the funded status of a defined 
benefit postretirement plan as an asset or liability on the balance sheet and recognizes changes in that funded status in the 
year in which the changes occur through comprehensive income. Additionally, pension expense is generally recognized on 
an accrual basis over the average remaining lifetime of participants. The pension expense calculation is generally 
independent of funding decisions or requirements. 

The Pension Protection Act of 2006 provides the funding requirements for the Pension Plan which are different from 

the employer's accounting for the plan as outlined in ASC Topic 715. No funding contributions were required, and the 
Company made no funding contributions to the Pension Plan in 2016. As of the date of this report, the Company does not 
anticipate making funding contributions to the Pension Plan in 2017. Management believes that, with respect to the 
Company's current operations, cash on hand and funds from operations, together with available borrowing under its credit 
facility and other capital resources, will be sufficient to cover the Company's Pension Plan cash requirements in both the 
near term and also over the longer term. 

At January 28, 2017, the Company had unrecognized actuarial losses of $1,232 million for the Pension Plan and 
$248 million for the SERP. The unrecognized losses for the Pension Plan and the SERP will be recognized as a component 
of pension expense in future years in accordance with ASC Topic 715, and is expected to impact 2017 Pension and SERP 
net periodic benefit costs by approximately $41 million. The Company generally amortizes unrecognized gains and losses 
on a straight-line basis over the average remaining lifetime of participants using the corridor approach.  In addition, 
approximately $80 to 90 million of net actuarial losses are also expected to be recognized in 2017 as part of a non-cash 
settlement charge, resulting from an anticipated increase in lump sum distributions associated with store closings, a 
voluntary separation program and organizational restructuring and small balance force outs, in addition to annual 
distribution activity.

The calculation of pension expense and pension liabilities requires the use of a number of assumptions. Changes in 

these assumptions can result in different expense and liability amounts, and future actual experience may differ 
significantly from current expectations. The Company believes that the most critical assumptions relate to the long-term 
rate of return on plan assets (in the case of the Pension Plan) and the discount rate used to determine the present value of 
projected benefit obligations. 

33

As of January 31, 2015, the Company lowered the assumed annual long-term rate of return for the Pension Plan's 

assets from 7.50% to 7.00% based on expected future returns on the portfolio of assets. The Company develops its 
expected long-term rate of return assumption by evaluating input from several professional advisors taking into account the 
asset allocation of the portfolio and long-term asset class return expectations, as well as long-term inflation assumptions. 
Pension expense increases or decreases as the expected rate of return on the assets of the Pension Plan decreases or 
increases, respectively. Lowering or raising the expected long-term rate of return assumption on the Pension Plan's assets 
by 0.25% would increase or decrease the estimated 2017 pension expense by approximately $8 million. 

The Company discounted its future pension obligations using a weighted-average rate of 4.00% at January 28, 2017 
and 4.17% at January 30, 2016 for the Pension Plan and 4.07% at January 28, 2017 and 4.23% at January 30, 2016 for the 
SERP. The discount rate used to determine the present value of the Company's Pension Plan and SERP obligations is based 
on a yield curve constructed from a portfolio of high quality corporate debt securities with various maturities. Each year's 
expected future benefit payments are discounted to their present value at the appropriate yield curve rate, thereby 
generating the overall discount rate for Pension Plan and SERP obligations. As the discount rate is reduced or increased, 
pension liability would increase or decrease, respectively, and future pension expense would decrease or increase, 
respectively. Lowering the discount rates by 0.25% would increase the projected benefit obligations at January 28, 2017 by 
approximately $105 million and would decrease estimated 2017 pension expense by approximately $3 million. Increasing 
the discount rates by 0.25% would decrease the projected benefit obligations at January 28, 2017 by approximately $99 
million and would increase estimated 2017 pension expense by approximately $3 million. 

In 2016, the Company changed the method used to estimate the service and interest cost components of net periodic 
benefit costs for the Pension Plan and SERP.  The new method uses a full yield curve approach in the estimation of these 
components of net periodic benefit costs. Under this approach, the Company applies discounting using individual spot rates 
from the yield curve composed of the rates of return from a portfolio of high quality corporate debt securities available at 
the measurement date. These spot rates align to each of the projected benefit obligation and service cost cash flows. 
Historically, the Company estimated the service and interest cost components using a single weighted-average discount rate 
derived from the yield curve used to measure the benefit obligations.

The Company made this change to improve the correlation between projected benefit cash flows and the 
corresponding yield curve spot rates and to provide a more precise measurement of service and interest costs. The 
Company accounted for this change as a change in estimate prospectively starting in 2016. The 2016 reduction in service 
cost and interest cost for the Pension Plan and SERP associated with this change was approximately $36 million.

34

New Pronouncements

In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 

2014-09, Revenue from Contracts with Customers, which establishes principles to report useful information to financial 
statements users about the nature, timing and uncertainty of revenue from contracts with customers. ASU No. 2014-09 
along with related amendments ASU Nos. 2016-20, 2016-12, 2016-10, 2016-08, and 2015-14 comprise ASC Topic 606, 
Revenue from Contracts with Customers, and provide guidance that is applicable to all contracts with customers regardless 
of industry-specific or transaction-specific fact patterns .  The new standard and its related updates are effective for the 
Company beginning on February 4, 2018.  Early adoption is permitted in 2017; however, Macy's will not early adopt the 
new guidance.  On the effective date, the Company will apply the new guidance retrospectively to each prior reporting 
period presented, or retrospectively with the cumulative effect of initially applying the guidance recognized at the date of 
initial application. The Company is currently evaluating the methods of adoption and has not yet decided on the method to 
be applied when the new revenue guidance is effective.  

Combined with the guidance in ASU No. 2017-05, Other Income - Gains and Losses from the Derecognition of 
Nonfinancial Assets (Subtopic 610-20), the Company currently estimates the material impacts to its consolidated financial 
statements to include changes in the presentation of estimates for future sales returns and related recoverable assets, 
presentation of earnings from credit operations, timing of certain real estate gains (particularly those with leaseback 
components) and the presentation of certain consignment and license arrangements.

The Company does not expect the new guidance to materially impact the revenue recognition associated with gift 

card breakage as well as the accounting for its warranty arrangements, loyalty programs and other customer incentive 
arrangements.  The Company is continuing to evaluate the impact of the new standards and the final determinations of the 
impact of the new guidance may differ from these initial estimates.

In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842), which requires lessees to recognize 
substantially all leases on-balance sheet and disclose key information about leasing arrangements.  The new standard 
establishes a right of use (ROU) model that requires a lessee to recognize a ROU asset and lease liability on the balance 
sheet for all leases with a term longer than 12 months.  Leases will be classified as finance or operating, with classification 
affecting the pattern and classification of expense recognition in the income statement.

The new standard is effective for the Company on February 3, 2019, with early adoption permitted. The new standard 

is to be adopted utilizing a modified retrospective transition approach for leases existing at, or entered into after, the 
beginning of the earliest comparative period presented in the consolidated financial statements, with certain practical 
expedients available.  The Company has not yet decided whether it will early adopt the new standard but the Company 
currently plans to elect all of the standard's available practical expedients on adoption. 

The Company expects that the new lease standard will have a material impact on the Company's consolidated 
financial statements.  While the Company is continuing to assess the effects of adoption, the Company currently believes 
the most significant changes relate to the recognition of new ROU assets and lease liabilities on the consolidated balance 
sheets for real property and personal property operating leases as well as changes to the timing of recognition of certain 
real estate asset sale gains in the consolidated statements of income due to application of the new sale-leaseback guidance 
and ASU No. 2017-05 as discussed above.  The Company expects that substantially all of its operating lease commitments 
disclosed in Note 4, "Properties and Leases", to the consolidated financial statements will be subject to the new guidance 
and will be recognized as operating lease liabilities and ROU assets upon adoption.  A significant change in leasing activity 
between the date of this report and adoption is not expected.

In March 2016, the FASB issued ASU No. 2016-09, Compensation - Stock Compensation (Topic 718) Improvements 

to Employee Share-Based Payment Accounting. The new guidance includes multiple provisions intended to simplify 
various aspects of the accounting for share-based payments, including accounting for income taxes, earnings per share and 
forfeitures. This guidance requires all excess tax benefits and tax deficiencies to be recorded in income tax expense when 
the awards vest or are settled, with prospective application required. The new standard is effective for the Company on 
January 29, 2017. The impact of the new standard will vary based on the intrinsic value of vested awards when exercised 
or expired but is not currently expected to have a material impact on the Company's consolidated financial position, results 
of operations and cash flows. 

35

In March 2017, the FASB issued ASU No. 2017-07, Compensation-Retirement Benefits (Topic 715), which requires 
employers to disaggregate the service cost component from other components of net periodic benefit costs and to disclose 
the amounts of net periodic benefit costs that are included in each income statement line item.  The standard requires 
employers to report the service cost component in the same line item as other compensation costs and to report the other 
components of net periodic benefit costs (which include interest costs, expected return on plan assets, amortization of prior 
service cost or credits and actuarial gains and losses) separately and outside a subtotal of operating income. The income 
statement guidance requires application on a retrospective basis.  The new standard is effective for the Company beginning 
in the first quarter of 2018, with early adoption permitted.  The Company is currently evaluating the impact this standard 
will have on its consolidated financial position, results of operations, cash flows and related disclosures. The Company 
plans to adopt this standard on February 4, 2018.

The Company does not anticipate that the adoption of any other recent accounting pronouncements will have a 

material impact on the Company's consolidated financial position, results of operations or cash flows. 

36

Item 7A. 

Quantitative and Qualitative Disclosures About Market Risk.

The Company is exposed to market risk from changes in interest rates that may adversely affect its financial position, 
results of operations and cash flows. In seeking to minimize the risks from interest rate fluctuations, the Company manages 
exposures through its regular operating and financing activities and, when deemed appropriate, through the use of 
derivative financial instruments. The Company does not use financial instruments for trading or other speculative purposes 
and is not a party to any leveraged financial instruments.

The Company is exposed to interest rate risk through its borrowing activities, which are described in Note 6 to the 

Consolidated Financial Statements. All of the Company’s borrowings are under fixed rate instruments. However, the 
Company, from time to time, may use interest rate swap and interest rate cap agreements to help manage its exposure to 
interest rate movements and reduce borrowing costs. At January 28, 2017, the Company was not a party to any derivative 
financial instruments and based on the Company’s lack of market risk sensitive instruments outstanding at January 28, 
2017, the Company has determined that there was no material market risk exposure to the Company’s consolidated 
financial position, results of operations or cash flows as of such date.

Item 8. 

Consolidated Financial Statements and Supplementary Data.

Information called for by this item is set forth in the Company’s Consolidated Financial Statements and 

supplementary data contained in this report and is incorporated herein by this reference. Specific financial statements and 
supplementary data can be found at the pages listed in the following index:

INDEX

Report of Management ........................................................................................................................................
Report of Independent Registered Public Accounting Firm ................................................................................
Consolidated Statements of Income for the fiscal years ended
   January 28, 2017, January 30, 2016 and January 31, 2015 ..............................................................................
Consolidated Statements of Comprehensive Income for the fiscal years ended
   January 28, 2017, January 30, 2016 and January 31, 2015 ..............................................................................
Consolidated Balance Sheets at January 28, 2017 and January 30, 2016............................................................
Consolidated Statements of Changes in Shareholders’ Equity for the fiscal years ended
   January 28, 2017, January 30, 2016 and January 31, 2015 ..............................................................................
Consolidated Statements of Cash Flows for the fiscal years ended
   January 28, 2017, January 30, 2016 and January 31, 2015 ..............................................................................
Notes to Consolidated Financial Statements........................................................................................................

Page

F-2
F-3

F-4

F-5
F-6

F-7

F-8
F-9

37

 
 
 
Item 9. 

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure.

None.

Item 9A. 

Controls and Procedures.

a. Disclosure Controls and Procedures

The Company’s Chief Executive Officer and Chief Financial Officer have carried out, as of January 28, 2017, with 
the participation of the Company’s management, an evaluation of the effectiveness of the Company’s disclosure controls 
and procedures, as defined in Rule 13a-15(e) under the Exchange Act. Based upon this evaluation, the Chief Executive 
Officer and Chief Financial Officer have concluded that the Company’s disclosure controls and procedures are effective to 
provide reasonable assurance that information required to be disclosed by the Company in reports the Company files under 
the Exchange Act is recorded, processed, summarized and reported, within the time periods specified in the SEC rules and 
forms, and that information required to be disclosed by the Company in the reports the Company files or submits under the 
Exchange Act is accumulated and communicated to the Company’s management, including its Chief Executive Officer and 
Chief Financial Officer, as appropriate to allow timely decisions regarding required disclosure.

b. Management’s Report on Internal Control over Financial Reporting

The Company’s management is responsible for establishing and maintaining adequate internal control over financial 

reporting, as defined in Exchange Act Rule 13a-15(f). The Company’s management conducted an assessment of the 
Company’s internal control over financial reporting based on the framework established by the Committee of Sponsoring 
Organizations of the Treadway Commission in Internal Control – Integrated Framework (2013). Based on this assessment, 
the Company’s management has concluded that, as of January 28, 2017, the Company’s internal control over financial 
reporting is effective.

The Company’s independent registered public accounting firm, KPMG LLP, has audited the effectiveness of the 

Company’s internal control over financial reporting as of January 28, 2017 and has issued an attestation report expressing 
an unqualified opinion on the effectiveness of the Company’s internal control over financial reporting, as stated in their 
report located on page F-3.

c. Changes in Internal Control over Financial Reporting

There were no changes in the Company’s internal controls over financial reporting that occurred during the 
Company’s most recently completed quarter that materially affected, or are reasonably likely to materially affect, the 
Company’s internal control over financial reporting.

Item 10. 

Directors, Executive Officers and Corporate Governance.

PART III

The information required by this item for executive officers is set forth under “Item 1. Business - Executive Officers 

of the Registrant” in this report.  The other information called for by this item is set forth under “Item 1 - Election of 
Directors” and “Further Information Concerning the Board of Directors - Committees of the Board” and “Section 16(a) 
Beneficial Ownership Reporting Compliance” in the Proxy Statement to be delivered to stockholders in connection with 
the 2017 Annual Meeting of Shareholders (the “Proxy Statement”), and incorporated herein by reference.

The Company’s Code of Conduct is in compliance with the applicable rules of the SEC that apply to the principal 

executive officer, principal financial officer and principal accounting officer or comptroller, or persons performing similar 
functions.  A copy of the Code of Conduct is available, free of charge, through the Company’s website at http://
www.macysinc.com . We intend to satisfy any disclosure requirement under Item 5 of Form 8-K regarding an amendment 
to or waiver from, a provision of the Code of Conduct by posting such information to the Company’s website at the address 
and location specified above.

38

 
 
Set forth below are the names, ages and principal occupations of the Company's non-employee directors as of March 

24, 2017. 

Name
Francis S. Blake ........................

Age
67

Director
Since
2015

John A. Bryant...........................

51

2015

Deirdre P. Connelly...................

56

2008

Leslie D. Hale ...........................

44

2015

William H. Lenehan ..................

40

2016

Sara Levinson............................

66

1997

Joyce M. Roché.........................

70

2006

Paul C. Varga.............................

53

2012

Marna C. Whittington ...............

69

1993

Annie Young-Scrivner...............

48

2014

Principal Occupation
Former Chairman and Chief Executive Officer of The Home
Depot, Inc.

Chairman of the Board of Kellogg Company since July 2014
and President and Chief Executive Officer since January 2011.

Former President, North American Pharmaceuticals of
GlaxoSmithKline, a global pharmaceutical company.

Chief Operating Officer since 2016, Chief Financial Officer
since 2007 and Executive Vice President since 2013 of RLJ
Lodging Trust, a publicly-traded lodging real estate investment
trust.

President and Chief Executive Officer of Four Corners Property
Trust, Inc., a real estate investment trust, since August 2015.

Co-Founder and Director of Katapult, a digital entertainment
company making products for today's creative generation, since
April 2013.

Former President and Chief Executive Officer of Girls
Incorporated, a national non-profit research, education and
advocacy organization.

Chairman of Brown-Forman Corporation, a spirits and wine
company, since August 2007 and Chief Executive Officer since
2005.

Former Chief Executive Officer of Allianz Global Investors
Capital, a diversified global investment firm.

Executive Vice President of Starbucks Corporation since
September 2009, with responsibility for global loyalty and
digital development since September 2015.

39

Item 11. 

Executive Compensation.

Information called for by this item is set forth under “Compensation Discussion & Analysis,” “Compensation of the 

Named Executives for 2016,” “Compensation Committee Report”, “Compensation Committee Interlocks and Insider 
Participation” and "Further Information Concerning the Board of Directors-Risk Oversight" in the Proxy Statement and 
incorporated herein by reference.

Item 12. 

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder 
Matters.

Information called for by this item is set forth under “Stock Ownership – Certain Beneficial Owners” and “Stock 
Ownership – Stock Ownership of Directors and Executive Officers” in the Proxy Statement and incorporated herein by 
reference.

Item 13. 

Certain Relationships and Related Transactions, and Director Independence.

Information called for by this item is set forth under “Further Information Concerning the Board of Directors – 
Director Independence” and “Policy on Related Person Transactions” in the Proxy Statement and incorporated herein by 
reference.

Item 14. 

Principal Accountant Fees and Services.

Information called for by this item is set forth under “Item 2 – Appointment of Independent Registered Public 

Accounting Firm” in the Proxy Statement and incorporated herein by reference.

40

Item 15. 

Exhibits and Financial Statement Schedules.

(a) The following documents are filed as part of this report:

PART IV

1. Financial Statements:

The list of financial statements required by this item is set forth in Item 8 “Consolidated Financial Statements and 

Supplementary Data” and is incorporated herein by reference.

2. Financial Statement Schedules:

All schedules are omitted because they are inapplicable, not required, or the information is included elsewhere in 

the Consolidated Financial Statements or the notes thereto.

3. Exhibits:

Exhibit
Number
3.1

3.1.1

3.1.2

3.2

4.1

4.2

4.3

4.3.1

4.4

4.4.1

Description

Document if Incorporated by Reference

Amended and Restated Certificate of Incorporation

Certificate of Designations of Series A Junior
Participating Preferred Stock

Exhibit 3.1 to the Company's Current Report on
Form 8-K filed on May 18, 2010

Exhibit 3.1.1 to the Company's Annual Report on
Form 10-K (File No. 1-13536) for the fiscal year 
ended January 28, 1995

Article Seventh of the Amended and Restated
Certificate of Incorporation

Exhibit 3.1 to the Company's Current Report on
Form 8-K filed on May 24, 2011

Amended and Restated By-Laws

Exhibit 3.1 to the Company's Current Report on
Form 8-K filed on September 30, 2016

Amended and Restated Certificate of Incorporation

See Exhibits 3.1, 3.1.1 and 3.1.2

Amended and Restated By-Laws

See Exhibit 3.2

Indenture, dated as of January 15, 1991, among the
Company (as successor to The May Department Stores
Company (“May Delaware”)), Macy's Retail Holdings,
Inc. (“Macy's Retail”) (f/k/a The May Department
Stores Company (NY) or “May New York”) and The
Bank of New York Mellon Trust Company, N.A.
(“BNY Mellon”, successor to J.P. Morgan Trust
Company and as successor to The First National Bank
of Chicago), as Trustee (the “1991 Indenture”)

Guarantee of Securities, dated as of August 30, 2005,
by the Company relating to the 1991 Indenture

Indenture, dated as of December 15, 1994, between the
Company and U.S. Bank National Association
(successor to State Street Bank and Trust Company
and The First National Bank of Boston), as Trustee
(the “1994 Indenture”)

Eighth Supplemental Indenture to the 1994 Indenture,
dated as of July 14, 1997, between the Company and
U.S. Bank National Association (successor to State
Street Bank and Trust Company and The First National
Bank of Boston), as Trustee

41

Exhibit 4(2) to May New York’s Current Report on
Form 8-K filed on January 15, 1991

Exhibit 10.13 to the Company's Current Report on
Form 8-K filed on August 30, 2005 (the 
“August 30, 2005 Form 8-K”)

Exhibit 4.1 to the Company's Registration
Statement on Form S-3 (Registration No. 33-88328)
filed on January 9, 1995

Exhibit 2 to the Company's Current Report on Form
8-K filed on July 15, 1997 (the “July 15, 1997 Form
8-K”)

 
Exhibit
Number
4.4.2

4.4.3

4.4.4

4.5

4.5.1

4.5.2

4.5.3

4.5.4

4.6

4.6.1

4.7

4.7.1

4.8

Description
Ninth Supplemental Indenture to the 1994 Indenture,
dated as of July 14, 1997, between the Company and
U.S. Bank National Association (successor to State
Street Bank and Trust Company and The First National
Bank of Boston), as Trustee

Tenth Supplemental Indenture to the 1994 Indenture,
dated as of August 30, 2005, among the Company,
Macy's Retail and U.S. Bank National Association (as
successor to State Street Bank and Trust Company and
as successor to The First National Bank of Boston), as
Trustee

Guarantee of Securities, dated as of August 30, 2005,
by the Company relating to the 1994 Indenture

Indenture, dated as of September 10, 1997, between
the Company and U.S. Bank National Association
(successor to Citibank, N.A.), as Trustee (the “1997
Indenture”)

First Supplemental Indenture to the 1997 Indenture,
dated as of February 6, 1998, between the Company
and U.S. Bank National Association (successor to
Citibank, N.A.), as Trustee

Document if Incorporated by Reference

Exhibit 3 to the July 15, 1997 Form 8-K

Exhibit 10.14 to the August 30, 2005 Form 8-K

Exhibit 10.16 to the August 30, 2005 Form 8-K

Exhibit 4.4 to the Company's Amendment No. 1 to
Form S-3 (Registration No. 333-34321) filed on
September 11, 1997

Exhibit 2 to the Company's Current Report on Form
8-K filed on February 6, 1998

Third Supplemental Indenture to the 1997 Indenture,
dated as of March 24, 1999, between the Company and
U.S. Bank National Association (successor to
Citibank, N.A.), as Trustee

Exhibit 4.2 to the Company's Registration
Statement on Form S-4 (Registration
No. 333-76795) filed on April 22, 1999

Seventh Supplemental Indenture to the 1997
Indenture, dated as of August 30, 2005 among the
Company, Macy's Retail and U.S. Bank National
Association (successor to Citibank, N.A.), as Trustee

Guarantee of Securities, dated as of August 30, 2005,
by the Company relating to the 1997 Indenture

Indenture, dated as of June 17, 1996, among the
Company (as successor to May Delaware), Macy's
Retail (f/k/a May New York) and The Bank of New
York Mellon Trust Company, N.A. (“BNY Mellon”,
successor to J.P. Morgan Trust Company), as Trustee
(the “1996 Indenture”)

First Supplemental Indenture to the 1996 Indenture,
dated as of August 30, 2005, by and among the
Company (as successor to May Delaware), Macy's
Retail (f/k/a May New York) and BNY Mellon, as
Trustee

Indenture, dated as of July 20, 2004, among the
Company (as successor to May Delaware), Macy's
Retail (f/k/a May New York) and BNY Mellon, as
Trustee (the “2004 Indenture”)

First Supplemental Indenture to the 2004 Indenture,
dated as of August 30, 2005 among the Company (as
successor to May Delaware), Macy's Retail and BNY
Mellon, as Trustee

Indenture, dated as of November 2, 2006, by and
among Macy's Retail, the Company and U.S. Bank
National Association, as Trustee (the “2006
Indenture”)

42

Exhibit 10.15 to the August 30, 2005 Form 8-K

Exhibit 10.17 to the August 30, 2005 Form 8-K

Exhibit 4.1 to the Registration Statement on
Form S-3 (Registration No. 333-06171) filed on
June 18, 1996 by May Delaware

Exhibit 10.9 to the August 30, 2005 Form 8-K

Exhibit 4.1 to the Current Report on Form 8-K (File
No. 001-00079) filed on July 21, 2004 by May
Delaware

Exhibit 10.10 to the August 30, 2005 Form 8-K

Exhibit 4.6 to the Company's Registration
Statement on Form S-3ASR (Registration
No. 333-138376) filed on November 2, 2006

Exhibit
Number
4.8.1

4.8.2

4.8.3

4.9

4.9.1

4.9.2

4.9.3

4.9.4

4.9.5

4.9.6

4.9.7

10.1

10.2

10.3

Description

Document if Incorporated by Reference

First Supplemental Indenture to the 2006 Indenture,
dated November 29, 2006, among Macy's Retail, the
Company and U.S. Bank National Association, as
Trustee

Third Supplemental Indenture to the 2006 Indenture,
dated March 12, 2007, among Macy's Retail, the
Company and U.S. Bank National Association, as
Trustee

Sixth Supplemental Indenture to the 2006 Indenture,
dated December 10, 2015, among Macy's Retail, the
Company and U.S. Bank National Association, as
Trustee

Exhibit 4.1 to the Company's Current Report on
Form 8-K filed on November 29, 2006

Exhibit 4.2 to the Company's Current Report on
Form 8-K filed on March 12, 2007

Exhibit 4.2 to the Company's Current Report on
Form 8-K filed on December 10, 2015

Indenture, dated as of January 13, 2012, among Macy's
Retail, the Company and BNY Mellon, as Trustee (the
"2012 Indenture")

Exhibit 4.1 to the Company's Current Report on
Form 8-K filed on January 13, 2012 (the “January
13, 2012 Form 8-K”)

First Supplemental Trust Indenture to the 2012
Indenture, dated as of January 13, 2012, among Macy's
Retail, as issuer, the Company, as guarantor, and BNY
Mellon, as trustee

Second Supplemental Trust Indenture to the 2012
Indenture, dated as of January 13, 2012, among Macy's
Retail, as issuer, the Company, as guarantor, and BNY
Mellon, as trustee

Third Supplemental Trust Indenture, dated as of
November 20, 2012, among Macy's Retail, as issuer,
the Company, as guarantor, and BNY Mellon, as
trustee

Fourth Supplemental Trust Indenture, dated as of
November 20, 2012, among Macy's Retail, as issuer,
the Company, as guarantor, and BNY Mellon, as
trustee

Exhibit 4.2 to the January 13, 2012 Form 8-K

Exhibit 4.3 to the January 13, 2012 Form 8-K

Exhibit 4.2 to the Company's Current Report on
Form 8-K filed on November 20, 2012 (the
“November 20, 2012 Form 8-K”)

Exhibit 4.3 to the November 20, 2012 Form 8-K

Fifth Supplemental Trust Indenture, dated as of
September 6, 2013, among Macy's Retail, as issuer, the
Company, as guarantor, and BNY Mellon, as trustee

Exhibit 4.2 to the Company's Current Report on
Form 8-K filed on September 6, 2013

Sixth Supplemental Trust Indenture, dated as of May
23, 2014, among Macy's Retail, as issuer, the
Company, as guarantor, and BNY Mellon, as trustee

Seventh Supplemental Trust Indenture, dated as of
November 18, 2014, among Macy's Retail, as issuer,
the Company, as guarantor, and BNY Mellon, as
trustee

Credit Agreement, dated as of May 6, 2016, among the
Company, Macy's Retail, the lenders party thereto and
JPMorgan Chase Bank, N.A., as administrative agent
and paying agent, and Bank of America, N.A., as
administrative agent

Guarantee Agreement, dated as of May 16, 2016,
among the Company, Macy's Retail, certain subsidiary
guarantors and JPMorgan Chase Bank, N.A., as paying
agent

Exhibit 4.2 to the Company's Current Report on
Form 8-K filed on May 23, 2014

Exhibit 4.2 to the Company's Current Report on
Form 8-K filed on November 18, 2014

Exhibit 10.01 to the Company's Current Report on
Form 8-K filed on May 11, 2016 (the “May 11,
2016 Form 8-K”)

Exhibit 10.02 to the May 11, 2016 Form 8-K

Tax Sharing Agreement, dated as of October 31, 2014,
among Macy's, Inc. and members of the Affiliated
Group

Exhibit 10.7 to the Company's Annual Report on
Form 10-K (File No. 1-13536) for the fiscal year
ended January 31, 2015 (the “2014 Form 10-K”)

43

Exhibit
Number
10.4+

Description

Amended and Restated Credit Card Program
Agreement, dated November 10, 2014, among the
Company, FDS Bank, Macy's Credit and Customer
Services, Inc. (“MCCS”), Macy's West Stores, Inc.,
Bloomingdales, Inc., Department Stores National
Bank ("DSNB") and Citibank, N.A.

10.5

1995 Executive Equity Incentive Plan, as amended and
restated as of June 1, 2007 (the “1995 Plan”) *

10.6

Senior Executive Incentive Compensation Plan *

Document if Incorporated by Reference
Exhibit 10.1 to the Company's Quarterly Report on
Form 10-Q filed on December 8, 2014

Exhibit 10.11 to the Company's Annual Report on
Form 10-K (File No. 1-13536) for the fiscal year
ended January 31, 2009 (the “2008 Form 10-K”)

Appendix B to the Company's Proxy Statement
dated March 28, 2012

10.7

1994 Stock Incentive Plan, as amended and restated as
of June 1, 2007 *

Exhibit 10.13 to the 2008 Form 10-K

10.8

Form of Indemnification Agreement *

10.9

Executive Severance Plan, effective November 1,
2009, as revised and restated January 1, 2014 *

Exhibit 10.14 to the Registration Statement on
Form 10 (File No. 1-10951), filed on November 27,
1991

Exhibit 10.14 to the Company’s Annual Report on
Form 10-K (File No. 1-13536) for the fiscal year
ended February 1, 2014 (the “2013 Form 10-K”)

10.10

10.10.1

Form of Non-Qualified Stock Option Agreement for
the 1995 Plan (for Executives and Key Employees) *

Exhibit 10.2 to the Company's Current Report on
Form 8-K filed on March 29, 2005

Form of Non-Qualified Stock Option Agreement for
the 1995 Plan (for Executives and Key Employees), as
amended *

Exhibit 10.33.1 to the Company's Annual Report
Form 10-K (File No. 1-13536) for the fiscal year
ended January 28, 2006

10.10.2

Form of Non-Qualified Stock Option Agreement for
the 1994 Stock Incentive Plan *

Exhibit 10.7 to the Current Report on From 8-K
(File No. 001-00079) filed on March 23, 2005 by
May Delaware (the “March 23, 2005 Form 8-K”)

10.10.3

10.10.4

10.11

10.12

10.12.1

10.13

10.13.1

10.13.2

Form of Nonqualified Stock Option Agreement under
the 2009 Omnibus Incentive Compensation Plan (for
Executives and Key Employees) *

Exhibit 10.15.3 to the Company's Annual Report on
Form 10-K (File No. 1-13536) for the fiscal year
ended February 2, 2013 (the "2012 Form 10-K")

Form of Nonqualified Stock Option Agreement under
the Amended and Restated 2009 Omnibus Incentive
Compensation Plan (for Executives and Key
Employees) *

Nonqualified Stock Option Agreement, dated as of
October 26, 2007, by and between the Company and
Terry Lundgren *

Form of Restricted Stock Agreement for the 1994
Stock Incentive Plan *

Form of Time-Based Restricted Stock Agreement 
under the 2009 Omnibus Incentive Compensation 
Plan *

Form of Performance-Based Restricted Stock Unit
Agreement under the Amended and Restated 2009
Omnibus Incentive Compensation Plan for the
2015-2017 performance period *

2016-2018 Performance-Based Restricted Stock Unit
Terms and Conditions *

2017-2019 Performance-Based Restricted Stock Unit
Terms and Conditions *

44

Exhibit 10.14.4 to the 2014 Form 10-K

Exhibit 10.1 to the Company’s Current Report on
Form 8-K filed on November 1, 2007

Exhibit 10.4 to the March 23, 2005 Form 8-K

Exhibit 10.3 to the Company's Current Report on
Form 8-K filed on March 25, 2010

Exhibit 10.17.2 to the 2014 Form 10-K

Exhibit 10.13.2 to the 2015 Form 10-K

Exhibit
Number
10.14

10.14.1

Description
Form of Time-Based Restricted Stock Unit Agreement
under the 2009 Omnibus Incentive Compensation Plan
*

Form of Time-Based Restricted Stock Unit Agreement
under the Amended and Restated 2009 Omnibus
Incentive Compensation Plan *

Document if Incorporated by Reference

Exhibit 10.19 to the 2012 Form 10-K

Exhibit 10.18.1 to the 2014 Form 10-K

10.15

Supplementary Executive Retirement Plan *

Exhibit 10.29 to the 2008 Form 10-K

10.15.1

First Amendment to the Supplementary Executive
Retirement Plan effective January 1, 2012 *

10.15.2

10.15.3

Second Amendment to Supplementary Executive
Retirement Plan effective January 1, 2012 *

Third Amendment to Supplementary Executive
Retirement Plan effective December 31, 2013 *

Exhibit 10.21.1 to the Company's Annual Report on
Form 10-K (File No. 1-13536) for the fiscal year
ended January 28, 2012

Exhibit 10.20.2 to the 2012 Form 10-K

Exhibit 10.20.3 to the 2013 Form 10-K

10.16

Executive Deferred Compensation Plan *

Exhibit 10.30 to the 2008 Form 10-K

10.16.1

10.17

10.17.1

10.17.2

10.17.3

10.17.4

10.17.5

10.18

10.19

First Amendment to Executive Deferred Compensation
Plan effective December 19, 2013 *

Exhibit 10.21.1 to the 2013 Form 10-K

Macy's, Inc. 401(k) Retirement Investment Plan (the
"Plan") (amending and restating the Macy's, Inc. 401
(k) Retirement Investment Plan) effective as of
January 1, 2014 *

First Amendment to the Plan regarding matching
contributions with respect to the Plan’s plan years
beginning on and after January 1, 2014, effective
January 1, 2014 *

Exhibit 10.22 to the 2013 Form 10-K

Exhibit 10.21.1 to the 2014 Form 10-K

Second Amendment to the Plan regarding marriage
status, effective January 1, 2014 *

Exhibit 10.21.2 to the 2014 Form 10-K

Third Amendment to the Plan regarding matching
contributions with respect to the Plan’s plan years
beginning on and after January 1, 2014 *

Fourth Amendment to the Plan regarding rules
applicable to Puerto Rico participants effective
January 1, 2011 (and for the Plan's plan years
beginning on and after that date)*

Fifth Amendment to the Plan regarding eligible
associates to participate (pre-tax deferrals only, no
match) immediately upon hire*

Exhibit 10.21.3 to the 2014 Form 10-K

Exhibit 10.17.4 to the 2015 Form 10-K

Exhibit 10.17.5 to the 2015 Form 10-K

Director Deferred Compensation Plan *

Exhibit 10.33 to the 2008 Form 10-K

Macy's, Inc. Amended and Restated 2009 Omnibus
Incentive Compensation Plan *

Appendix B to the Company's Proxy Statement
dated April 2, 2014

10.20

Macy's, Inc. Deferred Compensation Plan *

10.20.1

First Amendment to Deferred Compensation Plan
regarding special rules of eligibility for newly eligible
participants, effective April 1, 2014 *

Exhibit 4.5 to the Company's Registration
Statement on Form S-8 (Registration No.
333-192917) filed on December 18, 2013

Exhibit 10.24.1 to the 2014 Form 10-K

45

Exhibit
Number
10.20.2

10.20.3

10.21

10.22

10.23

21

23

24

31.1

31.2

32.1

32.2

101

Description
Second Amendment to Deferred Compensation Plan
regarding payment rules for plan years that begin on
or after January 1, 2015, effective January 1, 2014 *

Third Amendment to Deferred Compensation Plan
regarding a lump sum distribution from account if its
balance does not exceed a certain amount, effective
July 1, 2015*

Document if Incorporated by Reference

Exhibit 10.24.2 to the 2014 Form 10-K

Exhibit 10.20.3 to the 2015 Form 10-K

Change in Control Plan, effective November 1, 2009,
as revised and restated January 1, 2014 *

Exhibit 10.26 to the 2013 Form 10-K

Exhibit 10.2 to the Company's Quarterly Report on
Form 10-Q filed on September 8, 2014

Amended and Restated Time Sharing Agreement
between Macy's, Inc. and Terry J. Lundgren, dated
August 21, 2014 *

General Release with Addendum between Macy's, Inc.
and Peter R. Sachse *

Subsidiaries

Consent of KPMG LLP

Powers of Attorney

Certification of Chief Executive Officer pursuant to
Rule 13a-14(a)

Certification of Chief Financial Officer pursuant to
Rule 13a-14(a)

Certification by Chief Executive Officer under Section
906 of the Sarbanes-Oxley Act

Certification by Chief Financial Officer under Section
906 of the Sarbanes-Oxley Act

The following financial statements from Macy's, Inc.’s
Annual Report on Form 10-K for the year ended
January 28, 2017, filed on March 29, 2017, formatted
in XBRL: (i) Consolidated Statements of Income, (ii)
Consolidated Statements of Comprehensive Income,
(iii) Consolidated Balance Sheets, (iv) Consolidated
Statements of Changes in Shareholders’ Equity, (v)
Consolidated Statements of Cash Flows, and (vi) the
Notes to Consolidated Financial Statements, tagged as
blocks of text and in detail.

___________________

+

*

Portions of the exhibit have been omitted pursuant to a request for confidential treatment. The confidential portions
have been provided to the SEC.

Constitutes a compensatory plan or arrangement.

46

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly 

caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

MACY’S, INC.

By:

/s/    ELISA D. GARCIA        

Elisa D. Garcia
Chief Legal Officer and Secretary

Date: March 29, 2017 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the 

following persons on behalf of the Registrant and in the capacities indicated on March 29, 2017. 

*
Jeff Gennette

*
Karen M. Hoguet

*
Felicia Williams

President, Chief Executive Officer
(principal executive officer), and
Director

Chief Financial Officer (principal
financial officer)

Executive Vice President,
Controller and Enterprise Risk
(principal accounting officer)

*
Terry J. Lundgren

*
Francis S. Blake

*
John A. Bryant

Executive Chairman, Chairman of
the Board and Director

Director

Director

*
Deirdre P. Connelly

*
Leslie D. Hale

*
William H. Lenehan

Director

Director

Director

*
Sara Levinson

*
Joyce M. Roché

*
Paul C. Varga

Director

Director

Director

*
Marna C. Whittington

*
Annie Young-Scrivner

Director

Director

 ___________________

*

The undersigned, by signing his name hereto, does sign and execute this Annual Report on Form 10-K pursuant to
the Powers of Attorney executed by the above-named officers and directors and filed herewith.

By:

/s/    ELISA D. GARCIA       

Elisa D. Garcia
Attorney-in-Fact

47

 
 
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

Report of Management .....................................................................................................................................
Report of Independent Registered Public Accounting Firm.............................................................................
Consolidated Statements of Income for the fiscal years ended

   January 28, 2017, January 30, 2016 and January 31, 2015........................................................................

Consolidated Statements of Comprehensive Income for the fiscal years ended

   January 28, 2017, January 30, 2016 and January 31, 2015........................................................................
Consolidated Balance Sheets at January 28, 2017 and January 30, 2016 ........................................................
Consolidated Statements of Changes in Shareholders’ Equity for the fiscal years ended

   January 28, 2017, January 30, 2016 and January 31, 2015........................................................................

Consolidated Statements of Cash Flows for the fiscal years ended

   January 28, 2017, January 30, 2016 and January 31, 2015........................................................................
Notes to Consolidated Financial Statements ....................................................................................................

Page

F-2
F-3

F-4

F-5
F-6

F-7

F-8
F-9

F-1

 
 
To the Shareholders of
Macy’s, Inc.:

REPORT OF MANAGEMENT

The integrity and consistency of the Consolidated Financial Statements of Macy’s, Inc. and subsidiaries, which were 

prepared in accordance with accounting principles generally accepted in the United States of America, are the 
responsibility of management and properly include some amounts that are based upon estimates and judgments.

The Company maintains a system of internal accounting controls, which is supported by a program of internal audits 

with appropriate management follow-up action, to provide reasonable assurance, at appropriate cost, that the Company’s 
assets are protected and transactions are properly recorded. Additionally, the integrity of the financial accounting system is 
based on careful selection and training of qualified personnel, organizational arrangements which provide for appropriate 
division of responsibilities and communication of established written policies and procedures.

The Company’s management is responsible for establishing and maintaining adequate internal control over financial 

reporting, as defined in Exchange Act Rule 13a-15(f) and has issued Management’s Report on Internal Control over 
Financial Reporting.

The Consolidated Financial Statements of the Company have been audited by KPMG LLP. Their report expresses 

their opinion as to the fair presentation, in all material respects, of the financial statements and is based upon their 
independent audits.

The Audit Committee, composed solely of outside directors, meets periodically with KPMG LLP, the internal 
auditors and representatives of management to discuss auditing and financial reporting matters. In addition, KPMG LLP 
and the Company’s internal auditors meet periodically with the Audit Committee without management representatives 
present and have free access to the Audit Committee at any time. The Audit Committee is responsible for recommending to 
the Board of Directors the engagement of the independent registered public accounting firm and the general oversight 
review of management’s discharge of its responsibilities with respect to the matters referred to above.

Terry J. Lundgren
Executive Chairman and Chairman of the Board

Jeff Gennette
President and Chief Executive Officer

Karen M. Hoguet
Chief Financial Officer

Felicia Williams
Executive Vice President, Controller and Enterprise Risk

F-2

Report of Independent Registered Public Accounting Firm

The Board of Directors and Shareholders
Macy’s, Inc.:

We have audited the accompanying consolidated balance sheets of Macy’s, Inc. and subsidiaries as of January 28, 2017 and 
January 30, 2016, and the related consolidated statements of income, comprehensive income, changes in shareholders’ equity, 
and cash flows for each of the years in the three-year period ended January 28, 2017. We also have audited Macy’s, Inc.’s 
internal control over financial reporting as of January 28, 2017, based on criteria established in Internal Control - Integrated 
Framework 2013 issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). Macy’s, Inc.’s 
management is responsible for these consolidated financial statements, for maintaining effective internal control over financial 
reporting, and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying 
Item 9A(b), “Management’s Report On Internal Control over Financial Reporting.” Our responsibility is to express an opinion 
on these consolidated financial statements and an opinion on Macy’s, Inc.’s internal control over financial reporting based on 
our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). 
Those  standards  require  that  we  plan  and  perform  the  audits  to  obtain  reasonable  assurance  about  whether  the  financial 
statements are free of material misstatement and whether effective internal control over financial reporting was maintained 
in all material respects. Our audits of the consolidated financial statements included examining, on a test basis, evidence 
supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant 
estimates made by management, and evaluating the overall financial statement presentation. Our audit of internal control over 
financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a 
material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the 
assessed risk. Our audits also included performing such other procedures as we considered necessary in the circumstances. 
We believe that our audits provide a reasonable basis for our opinions.

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures 
that  (1) pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and 
dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to 
permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and 
expenditures of the company are being made only in accordance with authorizations of management and directors of the 
company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or 
disposition of the company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial 
position of Macy’s, Inc. and subsidiaries as of January 28, 2017 and January 30, 2016, and the results of their operations and 
their cash flows for each of the years in the three-year period ended January 28, 2017, in conformity with U.S. generally 
accepted accounting principles. Also in our opinion, Macy’s, Inc. maintained, in all material respects, effective internal control 
over financial reporting as of January 28, 2017, based on criteria established in Internal Control - Integrated Framework 2013
issued by the Committee of Sponsoring Organizations of the Treadway Commission.

/s/ KPMG LLP

Cincinnati, Ohio
March 29, 2017

F-3

MACY’S, INC.

CONSOLIDATED STATEMENTS OF INCOME
(millions, except per share data)

Net sales ................................................................................................... $
Cost of sales .............................................................................................

Gross margin ............................................................................................

Selling, general and administrative expenses...........................................

Impairments, store closing and other costs ..............................................

Settlement charges....................................................................................

Operating income .....................................................................................

Interest expense ........................................................................................

Premium on early retirement of debt........................................................
Interest income .........................................................................................

Income before income taxes.....................................................................

Federal, state and local income tax expense ............................................

Net income ...............................................................................................

Net loss attributable to noncontrolling interest ........................................
Net income attributable to Macy's, Inc. shareholders .............................. $
Basic earnings per share attributable to 

Macy's, Inc. shareholders...................................................................... $

Diluted earnings per share attributable to

Macy's, Inc. shareholders...................................................................... $

2016

2015

2014

25,778
(15,621)
10,157
(8,265)
(479)
(98)
1,315
(367)
—
4

952
(341)
611

8

619

2.01

1.99

$

$

$

$

$

27,079
(16,496)
10,583
(8,256)
(288)
—

2,039
(363)
—
2

1,678
(608)
1,070

2

1,072

3.26

3.22

$

$

$

28,105
(16,863)
11,242
(8,355)
(87)
—

2,800
(395)
(17)
2

2,390
(864)
1,526

—

1,526

4.30

4.22

The accompanying notes are an integral part of these Consolidated Financial Statements.

F-4

 
MACY’S, INC.

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
(millions)

Net income ............................................................................................... $
Other comprehensive income (loss), net of taxes:

Actuarial gain (loss) and prior service cost on post employment

and postretirement benefit plans, net of tax effect of
$42 million and $269 million............................................................

Reclassifications to net income:

Net actuarial loss on post employment and postretirement

benefit plans, net of tax effect of $14 million, $19 million
and $10 million..............................................................................

Settlement charges, net of tax effect of $38 million .........................

Total other comprehensive income (loss).................................................

Comprehensive income ............................................................................

Comprehensive loss attributable to noncontrolling interest .....................

Comprehensive income attributable to 

2016

2015

2014

611

$

1,070

$

1,526

65

22

60

147

758

8

—

29

—

29

1,099

2

(422)

15

—
(407)
1,119

—

Macy's, Inc. shareholders...................................................................... $

766

$

1,101

$

1,119

The accompanying notes are an integral part of these Consolidated Financial Statements.

F-5

 
MACY’S, INC.

CONSOLIDATED BALANCE SHEETS
(millions)

January 28, 2017

January 30, 2016

Current Assets:

ASSETS

Cash and cash equivalents ............................................................................................ $
Receivables ...................................................................................................................
Merchandise inventories...............................................................................................
Prepaid expenses and other current assets ....................................................................
Total Current Assets ..............................................................................................
Property and Equipment – net..............................................................................................
Goodwill ..............................................................................................................................
Other Intangible Assets – net...............................................................................................
Other Assets .........................................................................................................................

Total Assets............................................................................................................ $

LIABILITIES AND SHAREHOLDERS’ EQUITY

Current Liabilities:

Short-term debt ............................................................................................................. $
Merchandise accounts payable .....................................................................................
Accounts payable and accrued liabilities......................................................................
Income taxes .................................................................................................................
Total Current Liabilities.........................................................................................
Long-Term Debt...................................................................................................................
Deferred Income Taxes........................................................................................................
Other Liabilities ...................................................................................................................
Shareholders’ Equity:

Common stock (304.1 and 310.3 shares outstanding)..................................................
Additional paid-in capital .............................................................................................
Accumulated equity ......................................................................................................
Treasury stock...............................................................................................................
Accumulated other comprehensive loss .......................................................................
Total Macy's, Inc. Shareholders’ Equity................................................................
Noncontrolling interest .................................................................................................
Total Shareholders' Equity.....................................................................................
Total Liabilities and Shareholders’ Equity............................................................ $

1,297
522
5,399
408
7,626
7,017
3,897
498
813
19,851

309
1,423
3,563
352
5,647
6,562
1,443
1,877

3
617
6,088
(1,489)
(896)
4,323
(1)
4,322
19,851

$

$

$

$

1,109
558
5,506
479
7,652
7,616
3,897
514
897
20,576

642
1,526
3,333
227
5,728
6,995
1,477
2,123

3
621
6,334
(1,665)
(1,043)
4,250
3
4,253
20,576

The accompanying notes are an integral part of these Consolidated Financial Statements.

F-6

 
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY
(millions)

MACY’S, INC.

Common
Stock

Additional
Paid-In
Capital

Accumulated
Equity

Treasury
Stock

Accumulated
Other
Comprehensive
Income (Loss)

Total
Macy's, Inc.
Shareholders’
Equity

Non-
controlling
Interest

Total
Shareholders'
Equity

$ (1,847) $

(665) $

(407)

(1,901)

324

1,480

2

(1,942)

(1,072)

29

6,235
1,526

(421)

7,340

1,072

(456)

Balance at February 1, 2014 .............. $
Net income .........................................

Other comprehensive income ............

Common stock dividends  

($1.1875 per share) ..........................

Stock repurchases...............................

Stock-based compensation  
  expense.............................................

Stock issued under stock plans ..........

Retirement of common stock .............

Deferred compensation 

plan distributions .............................

4

$

2,522

$

72

(66)

(1,480)

Balance at January 31, 2015 ..............

4

1,048

Net income (loss) ...............................

Other comprehensive loss ..................

Common stock dividends ($1.3925

per share) .........................................

Stock repurchases...............................

Stock-based compensation

  expense ..........................................

Stock issued under stock plans ..........

Retirement of common stock .............

(1)

Deferred compensation 

plan distributions .............................

Macy's China Limited........................

64

(64)

(427)

(1,622)

(2,001)

226

2,050

2

Balance at January 30, 2016 ..............

3

621

Net income (loss) ...............................

Other comprehensive income ............
Common stock dividends ($1.4925

per share) .........................................

Stock repurchases...............................

Stock-based compensation

  expense ..........................................

Stock issued under stock plans ..........

Retirement of common stock .............

Deferred compensation 

plan distributions .............................

Macy's China Limited........................

60

(64)

6,334
619

(459)

(406)

(1,665)

(1,043)

147

(316)

81

406

5

6,249
1,526
(407)

(421)

(1,901)

72

258

—

2

5,378

1,072

29

(456)

(2,001)

64

162

—

2
—
4,250
619
147

(459)

(316)

60

17

—

5

—

$

— $

—
(2)

5
3
(8)

4

6,249
1,526
(407)

(421)

(1,901)

72

258

—

2

5,378

1,070

29

(456)

(2,001)

64

162

—

2
5
4,253
611
147

(459)

(316)

60

17

—

5

4

Balance at January 28, 2017 .............. $

3

$

617

$

6,088

$ (1,489) $

(896) $

4,323

$

(1) $

4,322

The accompanying notes are an integral part of these Consolidated Financial Statements.

F-7

MACY’S, INC.

CONSOLIDATED STATEMENTS OF CASH FLOWS
(millions)

Cash flows from operating activities:

Net income ................................................................................................................... $
Adjustments to reconcile net income to net cash provided by operating activities:

611

$

1,070

$

1,526

2016

2015

2014

Impairments, store closing and other costs .........................................................

Settlement charges ..............................................................................................

Depreciation and amortization............................................................................

Stock-based compensation expense....................................................................

Gains on sale of real estate..................................................................................

Amortization of financing costs and premium on acquired debt........................

Changes in assets and liabilities:.........................................................................

(Increase) decrease in receivables .................................................................

(Increase) decrease in merchandise inventories ............................................

Increase in prepaid expenses and other current assets...................................

Increase in other assets not separately identified...........................................

Decrease in merchandise accounts payable...................................................

Increase (decrease) in accounts payable, accrued

liabilities and other items not separately identified ................................

Increase (decrease) in current income taxes ..................................................

Increase (decrease) in deferred income taxes ................................................

Increase (decrease) in other liabilities not separately identified....................

479

98

1,058

61

(209)

(14)

(1)

107

(8)

—

(132)

(162)

125

(139)

(73)

288

—

1,061

65

(212)

(14)

(45)

(60)

—

(1)

(78)

68

(69)

(1)

(88)

87

—

1,036

73

(92)

(5)

22

44

(3)

(61)

(21)

129

(65)

29

10

Net cash provided by operating activities......................................

1,801

1,984

2,709

Cash flows from investing activities:

Purchase of property and equipment............................................................................

Capitalized software.....................................................................................................

Acquisition of Bluemercury, Inc., net of cash acquired...............................................

Disposition of property and equipment........................................................................

Other, net......................................................................................................................

Net cash used by investing activities .............................................

Cash flows from financing activities:

Debt issued...................................................................................................................

Financing costs.............................................................................................................

Debt repaid...................................................................................................................

Dividends paid .............................................................................................................

Increase (decrease) in outstanding checks ...................................................................

Acquisition of treasury stock .......................................................................................

Issuance of common stock ...........................................................................................

Proceeds from noncontrolling interest .........................................................................

Net cash used by financing activities.............................................

Net increase (decrease) in cash and cash equivalents...........................................................

Cash and cash equivalents beginning of period....................................................................

Cash and cash equivalents end of period .............................................................................. $
Supplemental cash flow information:

Interest paid.................................................................................................................. $
Interest received ...........................................................................................................

Income taxes paid (net of refunds received) ................................................................

(596)

(316)

—

673

52

(187)

2

(3)

(751)

(459)

61

(316)

36

4

(1,426)

188

1,109

1,297

396

4

352

$

$

(777)

(336)

(212)

204

29

(1,092)

499

(4)

(152)

(456)

(83)

(2,001)

163

5

(2,029)

(1,137)

2,246

1,109

383

2

635

$

$

(770)

(298)

—

172

(74)

(970)

1,044

(9)

(870)

(421)

133

(1,901)

258

—

(1,766)

(27)

2,273

2,246

413

2

834

The accompanying notes are an integral part of these Consolidated Financial Statements.

F-8

MACY’S, INC.

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

1.  Organization and Summary of Significant Accounting Policies

Nature of Operations

Macy’s, Inc. and subsidiaries (the “Company”) is an omnichannel retail organization operating stores, websites and 
mobile applications under three brands (Macy’s, Bloomingdale’s and Bluemercury) that sell a wide range of merchandise, 
including apparel and accessories (men's, women's and children's), cosmetics, home furnishings and other consumer goods.  
The Company has stores in 45 states, the District of Columbia, Guam and Puerto Rico. As of January 28, 2017, the 
Company’s operations and reportable segments were conducted through Macy’s, Bloomingdale’s, Bloomingdale’s The 
Outlet, Macy's Backstage, Bluemercury and Macy's China Limited, which are aggregated into one reporting segment in 
accordance with the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 
280, “Segment Reporting.” The metrics used by management to assess the performance of the Company’s operating 
divisions include sales trends, gross margin rates, expense rates, and rates of earnings before interest and taxes (“EBIT”) 
and earnings before interest, taxes, depreciation and amortization (“EBITDA”). The Company’s operating divisions have 
historically had similar economic characteristics and are expected to have similar economic characteristics and long-term 
financial performance in future periods.

For 2016, 2015 and 2014, the following merchandise constituted the following percentages of sales:

Women’s Accessories, Intimate Apparel, Shoes, Cosmetics and Fragrances....
Women’s Apparel..............................................................................................
Men’s and Children’s.........................................................................................
Home/Miscellaneous .........................................................................................

2016

2015

2014

38%
23
23
16
100%

38%
23
23
16
100%

38%
23
23
16
100%

Fiscal Year

The Company’s fiscal year ends on the Saturday closest to January 31. Fiscal years 2016, 2015 and 2014 ended on 

January 28, 2017, January 30, 2016 and January 31, 2015, respectively, and each included 52 weeks. References to years in 
the Consolidated Financial Statements relate to fiscal years rather than calendar years.

Basis of Presentation

In August 2015, the Company established a joint venture, Macy's China Limited, of which the Company holds a 
sixty-five percent ownership interest and Hong Kong-based Fung Retailing Limited holds the remaining thirty-five percent 
ownership interest. Macy's China Limited sells merchandise in China through an e-commerce presence on Alibaba Group's 
Tmall Global. The Consolidated Financial Statements include the accounts of Macy's, Inc. and its 100%-owned 
subsidiaries and the newly established majority-owned subsidiary, Macy's China Limited. The noncontrolling interest 
represents the Fung Retailing Limited's thirty-five percent proportionate share of the results of Macy's China Limited. All 
significant intercompany transactions have been eliminated.

Certain reclassifications were made to prior years’ amounts to conform to the classifications of such amounts for the 

most recent year.

Use of Estimates

The preparation of financial statements in conformity with accounting principles generally accepted in the United 

States of America requires management to make estimates and assumptions that affect the reported amounts of assets and 
liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts 
of revenues and expenses during the reporting period. Such estimates and assumptions are subject to inherent uncertainties, 
which may result in actual amounts differing from reported amounts.

F-9

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Net Sales

Net sales include merchandise sales, licensed department income, shipping and handling fees, sales of private brand 

goods directly to third party retailers and sales of excess inventory to third parties. Sales of merchandise are recorded at the 
time of delivery to the customer and are reported net of merchandise returns. The Company licenses third parties to operate 
certain departments in its stores. The Company receives commissions from these licensed departments based on a 
percentage of net sales. Commissions are recognized as income at the time merchandise is sold to customers. Sales taxes 
collected from customers are not considered revenue and are included in accounts payable and accrued liabilities until 
remitted to the taxing authorities. 

Cost of Sales

Cost of sales consists of the cost of merchandise, including inbound freight, and shipping and handling costs.  An 

estimated allowance for future sales returns is recorded and cost of sales is adjusted accordingly.

Cash and Cash Equivalents

Cash and cash equivalents include cash and liquid investments with original maturities of three months or less. Cash 
and cash equivalents includes amounts due in respect of credit card sales transactions that are settled early in the following 
period in the amount of $119 million at January 28, 2017 and $128 million at January 30, 2016.

Investments

The Company from time to time invests in debt and equity securities, including companies engaged in 
complementary businesses. All marketable equity and debt securities held by the Company are accounted for under ASC 
Topic 320, “Investments – Debt and Equity Securities.” Unrealized holding gains and losses on trading securities are 
recognized in the Consolidated Statements of Income and unrealized holding gains and losses on available-for-sale 
securities are included as a separate component of accumulated other comprehensive income, net of income tax effect, until 
realized. At January 28, 2017, the Company did not hold any held-to-maturity or available-for-sale securities.

Receivables

In connection with the sale of most of the Company’s credit assets to Citibank, the Company and Citibank entered 

into a long-term marketing and servicing alliance pursuant to the terms of a Credit Card Program Agreement (the “Program 
Agreement”). Income earned under the Program Agreement is treated as a reduction of selling, general and administrative 
("SG&A") expenses on the Consolidated Statements of Income. Under the Program Agreement, Citibank offers proprietary 
and non-proprietary credit cards to the Company’s customers through previously existing and newly opened accounts.

Loyalty Programs

The Company maintains customer loyalty programs in which customers earn points based on their spending.  Under 

the Macy’s brand, the Company participates in a coalition program (Plenti) whereby customers can earn points based on 
spending levels with bonus opportunities through various targeted offers and promotions at Macy's and other partners.  
Coalition partners currently include - American Express, AT&T, Direct Energy, Exxon Mobil, Hulu, Nationwide, and Rite 
Aid. Under the Bloomingdale’s brand, the Company offers a tender neutral points-based program. Benefits also include 
free delivery and gift wrap services. The Company recognizes the estimated net amount of the rewards that will be earned 
and redeemed as a reduction to net sales.

F-10

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Merchandise Inventories

Merchandise inventories are valued at lower of cost or market using the last-in, first-out (LIFO) retail inventory 

method. Under the retail inventory method, inventory is segregated into departments of merchandise having similar 
characteristics, and is stated at its current retail selling value. Inventory retail values are converted to a cost basis by 
applying specific average cost factors for each merchandise department. Cost factors represent the average cost-to-retail 
ratio for each merchandise department based on beginning inventory and the annual purchase activity. At January 28, 2017 
and January 30, 2016, merchandise inventories valued at LIFO, including adjustments as necessary to record inventory at 
the lower of cost or market, approximated the cost of such inventories using the first-in, first-out (FIFO) retail inventory 
method. The application of the LIFO retail inventory method did not result in the recognition of any LIFO charges or 
credits affecting cost of sales for 2016, 2015 or 2014. The retail inventory method inherently requires management 
judgments and estimates, such as the amount and timing of permanent markdowns to clear unproductive or slow-moving 
inventory, which may impact the ending inventory valuation as well as gross margins.  

Permanent markdowns designated for clearance activity are recorded when the utility of the inventory has 
diminished. Factors considered in the determination of permanent markdowns include current and anticipated demand, 
customer preferences, age of the merchandise and fashion trends. When a decision is made to permanently markdown 
merchandise, the resulting gross margin reduction is recognized in the period the markdown is recorded.

Physical inventories are generally taken within each merchandise department annually, and inventory records are 

adjusted accordingly, resulting in the recording of actual shrinkage. Physical inventories are taken at all store locations for 
substantially all merchandise categories approximately three weeks before the end of the year. Shrinkage is estimated as a 
percentage of sales at interim periods and for this approximate three-week period, based on historical shrinkage rates. 
While it is not possible to quantify the impact from each cause of shrinkage, the Company has loss prevention programs 
and policies that are intended to minimize shrinkage, including the use of radio frequency identification cycle counts and 
interim inventories to keep the Company's merchandise files accurate. 

Vendor Allowances

The Company receives certain allowances as reimbursement for markdowns taken and/or to support the gross 
margins earned in connection with the sales of merchandise. These allowances are recognized when earned in accordance 
with ASC Subtopic 605-50, “Customer Payments and Incentives.” The Company also receives advertising allowances from 
approximately 1,000 of its merchandise vendors pursuant to cooperative advertising programs, with some vendors 
participating in multiple programs. These allowances represent reimbursements by vendors of costs incurred by the 
Company to promote the vendors’ merchandise and are netted against advertising and promotional costs when the related 
costs are incurred in accordance with ASC Subtopic 605-50. Advertising allowances in excess of costs incurred are 
recorded as a reduction of merchandise costs and, ultimately, through cost of sales when the merchandise is sold.

The arrangements pursuant to which the Company’s vendors provide allowances, while binding, are generally 
informal in nature and one year or less in duration. The terms and conditions of these arrangements vary significantly from 
vendor to vendor and are influenced by, among other things, the type of merchandise to be supported.

F-11

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Advertising

Department store non-direct response advertising and promotional costs are expensed either as incurred or the first 
time the advertising occurs. Direct response advertising and promotional costs are deferred and expensed over the period 
during which the sales are expected to occur, generally one to four months. Advertising and promotional costs and 
cooperative advertising allowances were as follows:

Gross advertising and promotional costs ................................................. $
Cooperative advertising allowances.........................................................
Advertising and promotional costs, net of

cooperative advertising allowances ...................................................... $
Net sales ................................................................................................... $
Advertising and promotional costs, net of cooperative

advertising allowances, as a percent to net sales ..................................

Property and Equipment

2016

2015

(millions)

1,547
394

1,153

25,778

$

$

$

1,587
414

1,173

27,079

$

$

$

2014

1,602
425

1,177

28,105

4.5%

4.3%

4.2%

Depreciation of owned properties is provided primarily on a straight-line basis over the estimated asset lives, which 
range from fifteen to fifty years for buildings and building equipment and three to fifteen years for fixtures and equipment. 
Real estate taxes and interest on construction in progress and land under development are capitalized. Amounts capitalized 
are amortized over the estimated lives of the related depreciable assets. The Company receives contributions from 
developers and merchandise vendors to fund building improvement and the construction of vendor shops. Such 
contributions are generally netted against the capital expenditures.

Buildings on leased land and leasehold improvements are amortized over the shorter of their economic lives or the 

lease term, beginning on the date the asset is put into use. 

The carrying value of long-lived assets is periodically reviewed by the Company whenever events or changes in 
circumstances indicate that a potential impairment has occurred. For long-lived assets held for use, a potential impairment 
has occurred if projected future undiscounted cash flows are less than the carrying value of the assets. The estimate of cash 
flows includes management’s assumptions of cash inflows and outflows directly resulting from the use of those assets in 
operations. When a potential impairment has occurred, an impairment write-down is recorded if the carrying value of the 
long-lived asset exceeds its fair value. The Company believes its estimated cash flows are sufficient to support the carrying 
value of its long-lived assets. If estimated cash flows significantly differ in the future, the Company may be required to 
record asset impairment write-downs.

If the Company commits to a plan to dispose of a long-lived asset before the end of its previously estimated useful 
life, estimated cash flows are revised accordingly, and the Company may be required to record an asset impairment write-
down. Additionally, related liabilities arise such as severance, contractual obligations and other accruals associated with 
store closings from decisions to dispose of assets. The Company estimates these liabilities based on the facts and 
circumstances in existence for each restructuring decision. The amounts the Company will ultimately realize or disburse 
could differ from the amounts assumed in arriving at the asset impairment and restructuring charge recorded.

The Company classifies certain long-lived assets as held for disposal by sale and ceases depreciation when the 

particular criteria for such classification are met, including the probable sale within one year. For long-lived assets to be 
disposed of by sale, an impairment charge is recorded if the carrying amount of the asset exceeds its fair value less costs to 
sell. Such valuations include estimations of fair values and incremental direct costs to transact a sale.

F-12

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Leases

The Company recognizes operating lease minimum rentals on a straight-line basis over the lease term. Executory 
costs such as real estate taxes and maintenance, and contingent rentals such as those based on a percentage of sales are 
recognized as incurred.

The lease term, which includes all renewal periods that are considered to be reasonably assured, begins on the date 
the Company has access to the leased property. The Company receives contributions from landlords to fund buildings and 
leasehold improvements. Such contributions are recorded as deferred rent and amortized as reductions to lease expense 
over the lease term.

Goodwill and Other Intangible Assets

The carrying value of goodwill and other intangible assets with indefinite lives are reviewed at least annually for 
possible impairment in accordance with ASC Subtopic 350-20 “Goodwill.” Goodwill and other intangible assets with 
indefinite lives have been assigned to reporting units for purposes of impairment testing. The reporting units are the 
Company’s retail operating divisions. Goodwill and other intangible assets with indefinite lives are tested for impairment 
annually at the end of the fiscal month of May. The Company evaluates qualitative factors to determine if it is more likely 
than not that the fair value of a reporting unit is less than its carrying value and whether it is necessary to perform the two-
step goodwill impairment process.  If required, the first step involves a comparison of each reporting unit’s fair value to its 
carrying value and the Company estimates fair value based on discounted cash flows.  The reporting unit’s discounted cash 
flows require significant management judgment with respect to sales, gross margin and SG&A rates, capital expenditures 
and the selection and use of an appropriate discount rate. The projected sales, gross margin and SG&A expense rate 
assumptions and capital expenditures are based on the Company’s annual business plan or other forecasted results. 
Discount rates reflect market-based estimates of the risks associated with the projected cash flows directly resulting from 
the use of those assets in operations. The estimates of fair value of reporting units are based on the best information 
available as of the date of the assessment. If the carrying value of a reporting unit exceeds its estimated fair value in the 
first step, a second step is performed, in which the reporting unit’s goodwill is written down to its implied fair value. The 
second step requires the Company to allocate the fair value of the reporting unit derived in the first step to the fair value of 
the reporting unit’s net assets, with any fair value in excess of amounts allocated to such net assets representing the implied 
fair value of goodwill for that reporting unit. If the carrying value of an individual indefinite-lived intangible asset exceeds 
its fair value, such individual indefinite-lived intangible asset is written down by an amount equal to such excess.  

Capitalized Software

The Company capitalizes purchased and internally developed software and amortizes such costs to expense on a 
straight-line basis over two to five years. Capitalized software is included in other assets on the Consolidated Balance 
Sheets.

Gift Cards

The Company only offers no-fee, non-expiring gift cards to its customers. At the time gift cards are sold, no revenue 

is recognized; rather, the Company records an accrued liability to customers. The liability is relieved and revenue is 
recognized equal to the amount redeemed at the time gift cards are redeemed for merchandise. The Company records 
income from unredeemed gift cards (breakage) as a reduction of SG&A expenses, and income is recorded in proportion 
and over the time period gift cards are actually redeemed. At least three years of historical data, updated annually, is used to 
determine actual redemption patterns. 

Self-Insurance Reserves

The Company, through its insurance subsidiary, is self-insured for workers compensation and general liability claims 

up to certain maximum liability amounts. Although the amounts accrued are actuarially determined based on analysis of 
historical trends of losses, settlements, litigation costs and other factors, the amounts the Company will ultimately disburse 
could differ from such accrued amounts.

F-13

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Post Employment and Postretirement Obligations

The Company, through its actuaries, utilizes assumptions when estimating the liabilities for pension and other 
employee benefit plans. These assumptions, where applicable, include the discount rates used to determine the actuarial 
present value of projected benefit obligations, the rate of increase in future compensation levels, the long-term rate of 
return on assets and the growth in health care costs. The Company measures post employment and postretirement assets 
and obligations using the month-end that is closest to the Company's fiscal year-end.  The benefit expense is generally 
recognized in the Consolidated Financial Statements on an accrual basis over the average remaining lifetime of 
participants, and the accrued benefits are reported in accounts payable and accrued liabilities and other liabilities on the 
Consolidated Balance Sheets, as appropriate.

Income Taxes

Income taxes are accounted for under the asset and liability method. Deferred income tax assets and liabilities are 

recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of 
existing assets and liabilities and their respective tax bases, and net operating loss and tax credit carryforwards. Deferred 
income tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in 
which those temporary differences are expected to be recovered or settled. The effect on deferred income tax assets and 
liabilities of a change in tax rates is recognized in the Consolidated Statements of Income in the period that includes the 
enactment date. Deferred income tax assets are reduced by a valuation allowance when it is more likely than not that some 
portion of the deferred income tax assets will not be realized.

Derivatives

The Company records derivative transactions according to the provisions of ASC Topic 815 “Derivatives and 

Hedging,” which establishes accounting and reporting standards for derivative instruments and hedging activities and 
requires recognition of all derivatives as either assets or liabilities and measurement of those instruments at fair value. The 
Company makes limited use of derivative financial instruments. The Company does not use financial instruments for 
trading or other speculative purposes and is not a party to any leveraged financial instruments. On the date that the 
Company enters into a derivative contract, the Company designates the derivative instrument as either a fair value hedge, a 
cash flow hedge or as a free-standing derivative instrument, each of which would receive different accounting treatment. 
Prior to entering into a hedge transaction, the Company formally documents the relationship between hedging instruments 
and hedged items, as well as the risk management objective and strategy for undertaking various hedge transactions. 
Derivative instruments that the Company may use as part of its interest rate risk management strategy include interest rate 
swap and interest rate cap agreements and Treasury lock agreements. At January 28, 2017, the Company was not a party to 
any derivative financial instruments.

Stock Based Compensation

The Company records stock-based compensation expense according to the provisions of ASC Topic 718, 

“Compensation – Stock Compensation.” ASC Topic 718 requires all share-based payments to employees, including grants 
of employee stock options, to be recognized in the financial statements based on their fair values. Under the provisions of 
ASC Topic 718, the Company determines the appropriate fair value model to be used for valuing share-based payments and 
the amortization method for compensation cost. 

F-14

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

2. 

Impairments, Store Closing and Other Costs

Impairments, store closing and other costs consist of the following:

Asset Impairments.................................................................................... $
Severance .................................................................................................
Other.........................................................................................................

$

2016

2015

(millions)

2014

265
168
46
479

$

$

148
123
17
288

$

$

33
46
8
87

During January 2017, the Company announced a series of actions to streamline its store portfolio, intensify cost 
efficiency efforts and execute its real estate strategy. These actions are intended to support the Company's strategy to 
further invest in omnichannel capabilities, improve customer experience and create shareholder value.  These actions 
include the announced closure of sixty-eight Macy's stores and the reorganization of the field structure that supports the 
remaining stores and a significant restructuring of the Company's operations to focus resources on strategic priorities, 
improve organizational agility and reduce expense.

During January 2016, the Company announced a series of cost-efficiency and process improvement measures, 
including organization changes that combine certain region and district organizations of the My Macy's store management 
structure, adjusting staffing levels in each Macy's and Bloomingdale's store, implementing a voluntary separation 
opportunity for certain senior executives in stores, office and support functions who meet certain age and service 
requirements, reducing additional positions in back-office organizations, consolidating the four existing Macy's, Inc. credit 
and customer service center facilities into three, and decreasing non-payroll budgets company-wide.

During January 2015, the Company announced a series of initiatives to evolve its business model and invest in 

continued growth opportunities, including a restructuring of merchandising and marketing functions at Macy's and 
Bloomingdale's consistent with the Company's omnichannel approach to retailing, as well as a series of adjustments to its 
field and store operations to increase productivity and efficiency. 

During January 2017, the Company announced the closure of sixty-eight Macy's stores, part of the approximately 

100 planned closings announced in August 2016; during January 2016, the Company announced the closure of forty 
Macy's stores; and during January 2015, the Company announced the closure of fourteen Macy’s stores. 

In connection with these announcements and the plans to dispose of these locations, the Company incurred severance 

and other human resource-related costs and other costs related to obligations and other store liabilities. 

As a result of the Company’s projected undiscounted future cash flows related to certain store locations and other 

assets being less than their carrying value, the Company recorded impairment charges, including properties that were the 
subject of announced store closings. The fair values of these assets were calculated based on the projected cash flows and 
an estimated risk-adjusted rate of return that would be used by market participants in valuing these assets or based on 
prices of similar assets.

The Company expects to pay out the majority of the 2016 accrued severance costs, which are included in accounts 

payable and accrued liabilities on the Consolidated Balance Sheets, prior to July 29, 2017.  The 2015 and 2014 accrued 
severance costs, which were included in accounts payable and accrued liabilities on the Consolidated Balance Sheets, were 
paid out in the year subsequent to incurring such severance costs.

F-15

 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

3.  Receivables

Receivables were $522 million at January 28, 2017, compared to $558 million at January 30, 2016.

In January 2016, the Company completed a $270 million real estate transaction that will enable a re-creation of 
Macy’s Brooklyn store. The Company will continue to own and operate the first four floors and lower level of its existing 
nine-story retail store, which will be reconfigured and remodeled.  The remaining portion of the store and its nearby 
parking facility were sold to Tishman Speyer in a single sales transaction. The Company has received approximately $209 
million of cash ($68 million in 2015 and $141 million in 2016) from Tishman Speyer for these real estate assets and will 
receive $61 million of additional cash over the next two years,. This receivable is backed by a guarantee. 

In connection with the sale of most of the Company's credit card accounts and related receivable balances to 
Citibank, the Company and Citibank entered into a long-term marketing and servicing alliance pursuant to the terms of a 
Credit Card Program Agreement with an initial term of 10 years which was to expire on July 17, 2016. During 2014, the 
Company entered into an amended and restated Credit Card Program Agreement (the “Program Agreement”) with 
substantially similar financial terms as the prior credit card program agreement. The Program Agreement is now set to 
expire March 31, 2025, subject to an additional renewal term of three years. The Program Agreement provides for, among 
other things, (i) the ownership by Citibank of the accounts purchased by Citibank, (ii) the ownership by Citibank of new 
accounts opened by the Company’s customers, (iii) the provision of credit by Citibank to the holders of the credit cards 
associated with the foregoing accounts, (iv) the servicing of the foregoing accounts, and (v) the allocation between 
Citibank and the Company of the economic benefits and burdens associated with the foregoing and other aspects of the 
alliance.

Pursuant to the Program Agreement, the Company continues to provide certain servicing functions related to the 
accounts and related receivables owned by Citibank and receives compensation from Citibank for these services. The 
amounts earned under the Program Agreement related to the servicing functions are deemed adequate compensation and, 
accordingly, no servicing asset or liability has been recorded on the Consolidated Balance Sheets.

Amounts received under the Program Agreement were $912 million for 2016, $1,026 million for 2015 and $975 

million for 2014, and are treated as reductions of SG&A expenses on the Consolidated Statements of Income. The 
Company’s earnings from credit operations, net of servicing expenses, were $736 million for 2016, $831 million for 2015, 
and $776 million for 2014.

F-16

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

4. 

Properties and Leases

Land ................................................................................................................................... $
Buildings on owned land ...................................................................................................
Buildings on leased land and leasehold improvements .....................................................
Fixtures and equipment......................................................................................................
Leased properties under capitalized leases ........................................................................

Less accumulated depreciation and amortization .......................................................

$

January 28,
2017

January 30,
2016

(millions)

1,541
4,212
1,545
4,541
34
11,873
4,856
7,017

$

$

1,629
4,690
1,672
4,910
34
12,935
5,319
7,616

In connection with various shopping center agreements, the Company is obligated to operate certain stores within the 

centers for periods of up to twenty years. Some of these agreements require that the stores be operated under a particular 
name.

The Company leases a portion of the real estate and personal property used in its operations. Most leases require the 
Company to pay real estate taxes, maintenance and other executory costs; some also require additional payments based on 
percentages of sales and some contain purchase options. Certain of the Company’s real estate leases have terms that extend 
for significant numbers of years and provide for rental rates that increase or decrease over time. In addition, certain of these 
leases contain covenants that restrict the ability of the tenant (typically a subsidiary of the Company) to take specified 
actions (including the payment of dividends or other amounts on account of its capital stock) unless the tenant satisfies 
certain financial tests.

Minimum rental commitments (excluding executory costs) at January 28, 2017, for noncancellable leases are:

Capitalized
Leases

Operating
Leases

(millions)

Total

Fiscal year
2017.......................................................................................................... $
2018..........................................................................................................
2019..........................................................................................................
2020..........................................................................................................
2021..........................................................................................................
After 2021 ................................................................................................
Total minimum lease payments................................................................
Less amount representing interest ............................................................
Present value of net minimum capitalized lease payments ...................... $

$

$

3
3
3
3
3
37
52
24
28

321
304
283
249
237
2,289
3,683

$

$

324
307
286
252
240
2,326
3,735

Capitalized leases are included in the Consolidated Balance Sheets as property and equipment while the related 

obligation is included in short-term ($1 million) and long-term ($27 million) debt. Amortization of assets subject to 
capitalized leases is included in depreciation and amortization expense. Total minimum lease payments shown above have 
not been reduced by minimum sublease rentals of $17 million on operating leases.

F-17

 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

The Company is a guarantor with respect to certain lease obligations associated with The May Department Stores 
Company and previously disposed subsidiaries or businesses. The leases, one of which includes potential extensions to 
2070, have future minimum lease payments aggregating $284 million and are offset by payments from existing tenants and 
subtenants. In addition, the Company is liable for other expenses related to the above leases, such as property taxes and 
common area maintenance, which are also payable by existing tenants and subtenants. Potential liabilities related to these 
guarantees are subject to certain defenses by the Company. The Company believes that the risk of significant loss from the 
guarantees of these lease obligations is remote.

Rental expense consists of:

Real estate (excluding executory costs)

Capitalized leases –

2016

2015

(millions)

2014

Contingent rentals ...................................................................... $

— $

— $

Operating leases –

Minimum rentals........................................................................
Contingent rentals ......................................................................

Less income from subleases –

Operating leases .........................................................................

$
Personal property – Operating leases ....................................................... $

312
12
324

(5)
319
11

$
$

288
19
307

(6)
301
12

$
$

—

265
22
287

(8)
279
12

Included as a reduction to the expense above is deferred rent amortization of $9 million, $8 million and $7 million 

for 2016, 2015 and 2014, respectively, related to contributions received from landlords.

F-18

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

5.  Goodwill and Other Intangible Assets

The following summarizes the Company’s goodwill and other intangible assets:

Non-amortizing intangible assets

Goodwill ................................................................................................................... $
Accumulated impairment losses ...............................................................................

Tradenames...............................................................................................................

$

Amortizing intangible assets

Favorable leases and other contractual assets........................................................... $
Tradenames...............................................................................................................

Accumulated amortization

Favorable leases and other contractual assets...........................................................
Tradenames...............................................................................................................

$

January 28,
2017

January 30,
2016

(millions)

9,279
(5,382)
3,897
403
4,300

141
43
184

(85)
(4)
(89)
95

$

$

$

$

9,279
(5,382)
3,897
414
4,311

149
43
192

(90)
(2)
(92)
100

In March 2015, the Company completed its acquisition of Bluemercury, Inc., a luxury beauty products and spa 
retailer. Goodwill during 2015 increased as a result of this acquisition. Also as a result of the acquisition of Bluemercury, 
the Company established intangible assets relating to definite lived tradenames and favorable leases. 

Definite lived tradenames are being amortized over their respective useful lives of 20 years. Favorable lease 
intangible assets are being amortized over their respective lease terms (weighted average remaining life of approximately 
six years). Customer relationship intangible assets relating to the acquisition of The May Department Stores Company were 
being amortized in 2015 and 2014 and were fully amortized as of January 30, 2016. 

Intangible amortization expense amounted to $10 million for 2016, $23 million for 2015 and $31 million for 2014.

Future estimated intangible amortization expense is shown below:

Fiscal year

2017.................................................................................................................................... $
2018....................................................................................................................................
2019....................................................................................................................................
2020....................................................................................................................................
2021....................................................................................................................................

10
10
9
8
6

(millions)

F-19

 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

6. 

Financing

The Company’s debt is as follows:

January 28,
2017

January 30,
2016

(millions)

Short-term debt:

7.45% Senior debentures due 2017 ......................................................................................... $
5.9% Senior notes due 2016....................................................................................................

7.45% Senior debentures due 2016 .........................................................................................

Capital lease and current portion of other long-term obligations............................................

Long-term debt:

2.875% Senior notes due 2023................................................................................................ $
3.875% Senior notes due 2022................................................................................................

$

4.5% Senior notes due 2034....................................................................................................

3.45% Senior notes due 2021..................................................................................................

3.625% Senior notes due 2024................................................................................................

6.375% Senior notes due 2037................................................................................................

4.375% Senior notes due 2023................................................................................................

6.9% Senior debentures due 2029 ...........................................................................................

6.7% Senior debentures due 2034 ...........................................................................................

7.45% Senior debentures due 2017 .........................................................................................

6.65% Senior debentures due 2024 .........................................................................................

7.0% Senior debentures due 2028 ...........................................................................................

6.9% Senior debentures due 2032 ...........................................................................................

5.125% Senior debentures due 2042 .......................................................................................

4.3% Senior notes due 2043....................................................................................................

6.7% Senior debentures due 2028 ...........................................................................................

6.79% Senior debentures due 2027 .........................................................................................

7.875% Senior debentures due 2036 .......................................................................................

8.75% Senior debentures due 2029 .........................................................................................

8.5% Senior debentures due 2019 ...........................................................................................

10.25% Senior debentures due 2021 .......................................................................................

7.6% Senior debentures due 2025 ...........................................................................................

7.875% Senior debentures due 2030 .......................................................................................

9.5% amortizing debentures due 2021 ....................................................................................

9.75% amortizing debentures due 2021 ..................................................................................

Unamortized debt issue costs ..................................................................................................

Unamortized debt discount......................................................................................................

Premium on acquired debt, using an effective
   interest yield of 5.542% to 6.021% .....................................................................................
Capital lease and other long-term obligations.........................................................................

$

$

$

300
—

—

9

309

750

550

550

500

500

500

400

400

400

—

300

300

250

250

250

200

165

—

61

36

33

24

18

14

8

(29)

(16)

121

27

$

6,562

$

F-20

—
577

59

6

642

750

550

550

500

500

500

400

400

400

300

300

300

250

250

250

200

165

108

61

36

33

24

18

17

9

(32)

(16)

143

29

6,995

 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Interest expense and premium on early retirement of debt is as follows:

2016

2015

(millions)

2014

Interest on debt ......................................................................................... $
Amortization of debt premium .................................................................
Amortization of financing costs and debt discount ..................................
Interest on capitalized leases ....................................................................

Less interest capitalized on construction..................................................
Interest expense ........................................................................................ $

392
(22)
5
2
377
10
367

$

$

393
(21)
6
2
380
17
363

$

$

Premium on early retirement of debt........................................................ $

— $

— $

411
(12)
7
2
408
13
395

17

On August 15, 2016, the Company redeemed at par the principal amount of $108 million of 7.875% senior 
debentures due 2036, pursuant to the terms of the debentures. Interest expense in 2016 benefited from the recognition of 
unamortized debt premium associated with this debt.

On August 17, 2015, the Company redeemed at par the principal amount of $76 million of 8.125% senior debentures 
due 2035, pursuant to the terms of the debentures. Interest expense in 2015 benefited from the recognition of unamortized 
debt premium associated with this debt.

On November 14, 2014, the Company provided a notice of redemption related to all of the $407 million of 7.875% 

senior notes due 2015, as allowed under the terms of the indenture. The price for the redemption was calculated pursuant to 
the indenture and resulted in the recognition of additional interest expense of $17 million during 2014. This additional 
interest expense is presented as premium on early retirement of debt on the Consolidated Statements of Income. 

Future maturities of long-term debt, other than capitalized leases, are shown below:

Fiscal year

2018.......................................................................................................................................................... $
2019..........................................................................................................................................................
2020..........................................................................................................................................................
2021..........................................................................................................................................................
2022..........................................................................................................................................................
After 2022 ................................................................................................................................................

6
42
539
553
—
5,319

(millions)

During 2016, 2015 and 2014, the Company repaid $636 million, $69 million and $453 million, respectively, of 

indebtedness at maturity. 

On December 7, 2015, the Company issued $500 million aggregate principal amount of 3.45% senior notes due 2021, 

the proceeds of which were used for general corporate purposes.

On November 18, 2014, the Company issued $550 million aggregate principal amount of 4.5% senior notes due 
2034. This debt was used to pay for the redemption of the $407 million of 7.875% senior notes due 2015 described above. 

On May 23, 2014, the Company issued $500 million aggregate principal amount of 3.625% senior unsecured notes 

due 2024, the proceeds of which were used for general corporate purposes. 

F-21

 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

The following table shows the detail of debt repayments:

5.9% Senior notes due 2016 ..................................................................... $
7.875% Senior notes due 2036 .................................................................
7.45% Senior debentures due 2016 ..........................................................
7.5% Senior debentures due 2015 ............................................................
8.125% Senior debentures due 2035 ........................................................
5.75% Senior notes due 2014 ...................................................................
7.875% Senior debentures due 2015 ........................................................
9.5% amortizing debentures due 2021 .....................................................
9.75% amortizing debentures due 2021 ...................................................
Capital leases and other obligations .........................................................

$

The following summarizes certain components of the Company’s debt:

Bank Credit Agreement

2016

2015

(millions)

2014

577
108
59
—
—
—
—
4
2
1
751

$

$

— $
—
—
69
76
—
—
4
3
—
152

$

—
—
—
—
—
453
407
4
2
4
870

The Company entered into a new credit agreement with certain financial institutions on May 6, 2016 providing for 

revolving credit borrowings and letters of credit in an aggregate amount not to exceed $1,500 million (which may be 
increased to $1,750 million at the option of the Company, subject to the willingness of existing or new lenders to provide 
commitments for such additional financing) outstanding at any particular time. The agreement is set to expire May 6, 2021 
and replaced the prior agreement which was set to expire May 10, 2018. 

As of January 28, 2017, and January 30, 2016, there were no revolving credit loans outstanding under this credit 
agreement, and there were no borrowings under the agreement throughout all of 2016 and 2015. In addition, there were no  
standby letters of credit outstanding at January 28, 2017 and there were less than $1 million of standby letters of credit 
outstanding at January 30, 2016. Revolving loans under the credit agreement bear interest based on various published rates.

The Company's credit agreement, which is an obligation of a 100%-owned subsidiary of Macy’s, Inc. (“Parent”), is 

not secured. However, Parent has fully and unconditionally guaranteed this obligation, subject to specified limitations. The 
Company’s interest coverage ratio for 2016 was 7.36 and its leverage ratio at January 28, 2017 was 2.38, in each case as 
calculated in accordance with the credit agreement. The credit agreement requires the Company to maintain a specified 
interest coverage ratio for the latest four quarters of no less than 3.25 and a specified leverage ratio as of and for the latest 
four quarters of no more than 3.75. The interest coverage ratio is defined as EBITDA (earnings before interest, taxes, 
depreciation and amortization) divided by net interest expense and the leverage ratio is defined as debt divided by 
EBITDA. For purposes of these calculations EBITDA is calculated as net income plus interest expense, taxes, depreciation, 
amortization, non-cash impairment of goodwill, intangibles and real estate, non-recurring cash charges not to exceed in the 
aggregate $300 million and extraordinary losses less interest income and non-recurring or extraordinary gains. Debt is 
adjusted to exclude the premium on acquired debt and net interest is adjusted to exclude the amortization of premium on 
acquired debt and premium on early retirement of debt.

A breach of a restrictive covenant in the Company’s credit agreement or the inability of the Company to maintain the 

financial ratios described above could result in an event of default under the credit agreement. In addition, an event of 
default would occur under the credit agreement if any indebtedness of the Company in excess of an aggregate principal 
amount of $150 million becomes due prior to its stated maturity or the holders of such indebtedness become able to cause it 
to become due prior to its stated maturity. Upon the occurrence of an event of default, the lenders could, subject to the 
terms and conditions of the credit agreement, elect to declare the outstanding principal, together with accrued interest, to be 
immediately due and payable. Moreover, most of the Company’s senior notes and debentures contain cross-default 
provisions based on the non-payment at maturity, or other default after an applicable grace period, of any other debt, the 
unpaid principal amount of which is not less than $100 million that could be triggered by an event of default under the 
credit agreement. In such an event, the Company’s senior notes and debentures that contain cross-default provisions would 
also be subject to acceleration.

F-22

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Commercial Paper

The Company is a party to a $1,500 million unsecured commercial paper program. The Company may issue and sell 

commercial paper in an aggregate amount outstanding at any particular time not to exceed its then-current combined 
borrowing availability under the bank credit agreement described above. The issuance of commercial paper will have the 
effect, while such commercial paper is outstanding, of reducing the Company’s borrowing capacity under the bank credit 
agreement by an amount equal to the principal amount of such commercial paper. During 2016 and 2015, the Company 
utilized seasonal borrowings available under this commercial paper program. The amount of borrowings under the 
commercial paper program increased to its highest level for 2016 of approximately $388 million during the fourth quarter.  
As of January 28, 2017, there were no remaining borrowings outstanding under the commercial paper program. 

This program, which is an obligation of a 100%-owned subsidiary of Macy’s, Inc., is not secured. However, Parent 

has fully and unconditionally guaranteed the obligations.

Senior Notes and Debentures

The senior notes and the senior debentures are unsecured obligations of a 100%-owned subsidiary of Macy’s, Inc. 
and Parent has fully and unconditionally guaranteed these obligations (see Note 16, “Condensed Consolidating Financial 
Information”).

Other Financing Arrangements

At January 28, 2017 and January 30, 2016, the Company had dedicated $37 million of cash, included in prepaid 
expenses and other current assets, which is used to collateralize the Company’s issuances of standby letters of credit. There 
were $30 million and $21 million of other standby letters of credit outstanding at January 28, 2017 and January 30, 2016, 
respectively.

F-23

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

7.  Accounts Payable and Accrued Liabilities

January 28,
2017

January 30,
2016

Accounts payable................................................................................................................ $
Gift cards and customer rewards ........................................................................................
Deferred real estate gains....................................................................................................
Current portion of post employment and postretirement benefits ......................................
Taxes other than income taxes............................................................................................
Lease related liabilities .......................................................................................................
Accrued wages and vacation ..............................................................................................
Current portion of workers’ compensation and general liability reserves..........................
Severance and relocation ....................................................................................................
Allowance for future sales returns......................................................................................
Accrued interest ..................................................................................................................
Other ...................................................................................................................................

$

$

(millions)
754
970
340
208
166
174
215
119
166
96
74
281
3,563

$

814
920
104
257
184
165
153
127
123
112
88
286
3,333

Adjustments to the allowance for future sales returns, which amounted to a credit of $16 million, and charges of $19 

million and $8 million for 2016, 2015 and 2014, respectively, are reflected in cost of sales.

Changes in workers’ compensation and general liability reserves, including the current portion, are as follows:

Balance, beginning of year....................................................................... $
Charged to costs and expenses .................................................................
Payments, net of recoveries......................................................................
Balance, end of year ................................................................................. $

508
145
(150)
503

$

$

505
159
(156)
508

$

$

497
160
(152)
505

2016

2015

(millions)

2014

The non-current portion of workers’ compensation and general liability reserves is included in other liabilities on the 

Consolidated Balance Sheets. At January 28, 2017 and January 30, 2016, workers’ compensation and general liability 
reserves included $112 million of liabilities which are covered by deposits and receivables included in current assets on the 
Consolidated Balance Sheets.

F-24

 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

8.  Taxes

Income tax expense is as follows:

2016

2015

2014

Current

Deferred

Total

Current

Deferred

Total

Current

Deferred

Total

(millions)

Federal .......................... $
State and local...............

$

433

37

470

$

$

(125) $

(4)

(129) $

308

33

341

$

$

536

$ — $

72

—

608

$ — $

536

72

608

$

$

743

92

835

$

$

28

1

29

$

$

771

93

864

The income tax expense reported differs from the expected tax computed by applying the federal income tax 
statutory rate of 35% for 2016, 2015 and 2014 to income before income taxes. The reasons for this difference and their tax 
effects are as follows:

Expected tax ............................................................................................. $
State and local income taxes, net of federal income tax benefit ..............
Historic rehabilitation tax credit...............................................................
Change in valuation allowance ................................................................
Other.........................................................................................................

$

2016

2015

(millions)

2014

333
12
(1)
9
(12)
341

$

$

587
43
(12)
3
(13)
608

$

$

836
59
(20)
1
(12)
864

The Company participates in the Internal Revenue Service (“IRS”) Compliance Assurance Program ("CAP").  As 

part of the CAP, tax years are audited on a contemporaneous basis so that all or most issues are resolved prior to the filing 
of the tax return. The IRS has completed examinations of 2015 and all prior tax years.  

F-25

 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred 

tax liabilities are as follows:

Deferred tax assets

Post employment and postretirement benefits ......................................................... $
Accrued liabilities accounted for on a cash basis for tax purposes ..........................
Long-term debt .........................................................................................................
Unrecognized state tax benefits and accrued interest...............................................
State operating loss and credit carryforwards ..........................................................
Other.........................................................................................................................
Valuation allowance .................................................................................................
Total deferred tax assets....................................................................................

Deferred tax liabilities

Excess of book basis over tax basis of property and equipment ..............................
Merchandise inventories ..........................................................................................
Intangible assets .......................................................................................................
Other.........................................................................................................................
Total deferred tax liabilities ..............................................................................
Net deferred tax liability ................................................................................... $

January 28,
2017

January 30,
2016

(millions)

$

405
379
63
76
79
347
(36)
1,313

(1,381)
(604)
(380)
(391)
(2,756)
(1,443) $

536
340
73
79
82
206
(27)
1,289

(1,485)
(606)
(345)
(330)
(2,766)
(1,477)

The valuation allowance at January 28, 2017 and January 30, 2016 relates to net deferred tax assets for state net 

operating loss and credit carryforwards. The net change in the valuation allowance amounted to an increase of $9 million 
for 2016 and an increase of $3 million for 2015.

As of January 28, 2017, the Company had no federal net operating loss carryforwards, state net operating loss 
carryforwards of $374 million, and state credit carryforwards of $31 million, which will expire between 2017 and 2036. 

A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows:

Balance, beginning of year ...................................................................... $
Additions based on tax positions related to the current year ...................
Additions for tax positions of prior years ................................................
Reductions for tax positions of prior years ..............................................
Settlements...............................................................................................
Statute expirations....................................................................................
Balance, end of year................................................................................. $
Amounts recognized in the Consolidated Balance Sheets at
   January 28, 2017, January 30, 2016 and January 31, 2015

Current income taxes ........................................................................ $
Long-term deferred income taxes.....................................................
Other liabilities .................................................................................

$

F-26

January 28,
2017

January 30,
2016

(millions)

January 31,
2015

178
16
—
(12)
(4)
(11)
167

6
4
157
167

$

$

$

$

172
30
—
(7)
(3)
(14)
178

12
5
161
178

$

$

$

$

189
33
—
(15)
(23)
(12)
172

11
6
155
172

 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

As of January 28, 2017 and January 30, 2016, the amount of unrecognized tax benefits, net of deferred tax assets, 

that, if recognized would affect the effective income tax rate, was $109 million and $115 million, respectively.

The Company classifies unrecognized tax benefits not expected to be settled within one year as other liabilities on the 

Consolidated Balance Sheets.

The Company classifies federal, state and local interest and penalties not expected to be settled within one year as 

other liabilities on the Consolidated Balance Sheets and follows a policy of recognizing all interest and penalties related to 
unrecognized tax benefits in income tax expense. Federal, state and local interest and penalties, which amounted to an 
expense of $2 million for 2016, an expense of $1 million for 2015, and a credit of $3 million for 2014, are reflected in 
income tax expense.

The Company had $55 million and $53 million accrued for the payment of federal, state and local interest and 
penalties at January 28, 2017 and January 30, 2016, respectively. The accrued federal, state and local interest and penalties 
primarily relates to state tax issues and the amount of penalties paid in prior periods, and the amount of penalties accrued at 
January 28, 2017 and January 30, 2016 are insignificant. At January 28, 2017, $54 million of federal, state and local 
interest and penalties is included in other liabilities and $1 million is included in current income taxes on the Consolidated 
Balance Sheets.

The Company or one of its subsidiaries files income tax returns in the U.S. federal jurisdiction and various state and 
local jurisdictions. The Company is no longer subject to U.S. federal income tax examinations by tax authorities for years 
before 2013. With respect to state and local jurisdictions, with limited exceptions, the Company and its subsidiaries are no 
longer subject to income tax audits for years before 2007. Although the outcome of tax audits is always uncertain, the 
Company believes that adequate amounts of tax, interest and penalties have been accrued for any adjustments that are 
expected to result from the years still subject to examination.

F-27

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

9.  Retirement Plans

The Company has defined contribution plans which cover substantially all employees who work 1,000 hours or more 

in a year. In addition, the Company has a funded defined benefit plan (“Pension Plan”) and an unfunded defined benefit 
supplementary retirement plan (“SERP”), which provides benefits, for certain employees, in excess of qualified plan 
limitations.  Effective January 1, 2012, the Pension Plan was closed to new participants, with limited exceptions, and 
effective January 2, 2012, the SERP was closed to new participants.

In February 2013, the Company announced changes to the Pension Plan and SERP whereby eligible employees no 

longer earn future pension service credits after December 31, 2013, with limited exceptions.  All retirement benefits 
attributable to service in subsequent periods are provided through defined contribution plans. 

Retirement expenses, excluding settlement charges, included the following components:

401(k) Qualified Defined Contribution Plan...................................... $
Non-Qualified Defined Contribution Plan .........................................
Pension Plan .......................................................................................
Supplementary Retirement Plan.........................................................

$

2016

2015

(millions)

2014

94
2
(83)
31
44

$

$

88
2
(54)
41
77

$

$

89
2
(64)
38
65

In 2016, the Company changed the method used to estimate the service and interest cost components of net periodic 
benefit costs for the Pension Plan and SERP.  The new method uses a full yield curve approach in the estimation of these 
components of net periodic benefit costs. Under this approach, the Company applies discounting using individual spot rates 
from the yield curve composed of the rates of return from a portfolio of high quality corporate debt securities available at 
the measurement date. These spot rates align to each of the projected benefit obligations and service cost cash flows. 
Historically, the Company estimated the service and interest cost components using a single weighted-average discount rate 
derived from the yield curve used to measure the benefit obligations.

The Company made this change to improve the correlation between projected benefit cash flows and the 
corresponding yield curve spot rates and to provide a more precise measurement of service and interest costs. The 
Company accounted for this change as a change in estimate prospectively starting in 2016. The discount rates that would 
have been used to measure the 2016 service and interest cost components of net periodic benefit costs as of the beginning 
of the year under the single weighted-average discount rate was 4.17% and 4.23%, respectively.   The 2016 reduction in 
service cost and interest cost for the Pension Plan and SERP associated with this change was approximately $36 million.

Defined Contribution Plans

The Company has a qualified plan that permits participating associates to defer eligible compensation up to the 
maximum limits allowable under the Internal Revenue Code. Beginning January 1, 2014, the Company has a non-qualified 
plan which permits participating associates to defer eligible compensation above the limits of the qualified plan. The 
Company contributes a matching percentage of employee contributions under both the qualified and non-qualified plans. 
Effective January 1, 2014, the Company's matching contribution to the qualified plan was enhanced for all participating 
employees, with limited exceptions. Prior to January 1, 2014, the matching contribution rate under the qualified plan was 
higher for those employees not eligible for the Pension Plan than for employees eligible for the Pension Plan.  

The liability related to the qualified plan matching contribution, which is reflected in accounts payable and accrued 

liabilities on the Consolidated Balance Sheets, was $102 million at January 28, 2017 and $97 million January 30, 2016. 
Expense related to matching contributions for the qualified plan amounted to $94 million for 2016, $88 million for 2015 
and $89 million for 2014.   

At January 28, 2017 and January 30, 2016, the liability under the non-qualified plan, which is reflected in other 

liabilities on the Consolidated Balance Sheets, was $20 million and $13 million, respectively. The liability related to the 
non-qualified plan matching contribution, which is reflected in accounts payable and accrued liabilities on the Consolidated 
Balance Sheets, was $2 million at January 28, 2017 and January 30, 2016. Expense related to matching contributions for 
the non-qualified plan amounted to $2 million for 2016 and 2015. In connection with the non-qualified plan, the Company 

F-28

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

had mutual fund investments at January 28, 2017 and January 30, 2016 of $20 million and $13 million, respectively, which 
are included in prepaid expenses and other current assets on the Consolidated Balance Sheets. 

The Company has an additional deferred compensation plan wherein eligible executives elected to defer a portion of 
their compensation each year as either stock credits or cash credits. Effective January 1, 2015, no additional compensation 
is eligible for deferral. The Company has transferred shares to a trust to cover the number estimated for distribution on 
account of stock credits currently outstanding. At January 28, 2017 and January 30, 2016, the liability under the plan, 
which is reflected in other liabilities on the Consolidated Balance Sheets, was $37 million and $39 million, respectively. 
Expense for 2016, 2015 and 2014 was immaterial.

Pension Plan

The following provides a reconciliation of benefit obligations, plan assets, and funded status of the Pension Plan as 

of January 28, 2017 and January 30, 2016:

Change in projected benefit obligation

Projected benefit obligation, beginning of year ....................................................... $
Service cost ..............................................................................................................
Interest cost ..............................................................................................................
Actuarial (gain) loss .................................................................................................
Benefits paid.............................................................................................................
Projected benefit obligation, end of year .................................................................

Changes in plan assets

Fair value of plan assets, beginning of year .............................................................
Actual return on plan assets .....................................................................................
Company contributions ............................................................................................
Benefits paid.............................................................................................................
Fair value of plan assets, end of year .......................................................................
Funded status at end of year ............................................................................................ $
Amounts recognized in the Consolidated Balance Sheets at

January 28, 2017 and January 30, 2016

2016

2015

(millions)

$

3,585
5
108
55
(284)
3,469

3,256
402
—
(284)
3,374

(95) $

3,966
6
137
(282)
(242)
3,585

3,636
(138)
—
(242)
3,256
(329)

Other liabilities......................................................................................................... $

(95) $

(329)

Amounts recognized in accumulated other comprehensive loss at

January 28, 2017 and January 30, 2016

Net actuarial loss ...................................................................................................... $

1,232

$

1,451

The accumulated benefit obligation for the Pension Plan was $3,464 million as of January 28, 2017 and $3,574 

million as of January 30, 2016.

F-29

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Net pension costs, settlement charges and other amounts recognized in other comprehensive loss for the Pension Plan 

included the following actuarially determined components:

Net Periodic Pension Cost

Service cost ....................................................................................... $
Interest cost .......................................................................................
Expected return on assets ..................................................................
Amortization of net actuarial loss .....................................................
Amortization of prior service credit..................................................

Settlement charges....................................................................................

Other Changes in Plan Assets and Projected Benefit Obligation

Recognized in Other Comprehensive Loss

Net actuarial (gain) loss ....................................................................
Amortization of net actuarial loss .....................................................
Amortization of prior service credit..................................................
Settlement charges ............................................................................

Total recognized ....................................................................................... $

2016

2015

(millions)

2014

$

5
108
(227)
31
—
(83)

68

(120)
(31)
—
(68)
(219)
(234) $

$

6
137
(235)
38
—
(54)

—

92
(38)
—
—
54
— $

6
151
(246)
25
—
(64)

—

491
(25)
—
—
466
402

The estimated net actuarial loss for the Pension Plan that will be amortized from accumulated other comprehensive 

loss into net periodic benefit cost during 2017 is $33 million.

The following weighted average assumptions were used to determine the projected benefit obligations for the 

Pension Plan at January 28, 2017 and January 30, 2016:

Discount rate ........................................................................................................................
Rate of compensation increases ...........................................................................................

4.00%
4.10%

4.17%
4.10%

2016

2015

The following weighted average assumptions were used to determine the net periodic pension cost for the Pension 

Plan:

Discount rate used to measure service cost...................................
Discount rate used to measure interest cost ..................................
Expected long-term return on plan assets .....................................
Rate of compensation increases ....................................................

3.79% - 4.26%
2.96% - 3.30%
7.00%
4.10%

3.55%
3.55%
7.00%
4.10%

4.50%
4.50%
7.50%
4.10%

2016

2015

2014

The Pension Plan’s assumptions are evaluated annually and updated as necessary.

The discount rate used to determine the present value of the projected benefit obligation for the Pension Plan is based 

on a yield curve constructed from a portfolio of high quality corporate debt securities with various maturities. Each year’s 
expected future benefit payments are discounted to their present value at the appropriate yield curve rate, thereby 
generating the overall discount rate for the projected benefit obligation.

F-30

 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Due to settlement accounting and re-measurements during 2016, the discount rate used to measure service cost and 

the discount rate to measure interest cost varied between periods.  The table above shows the range of rates used to 
determine net periodic expense for the Pension Plan.

The Company develops its expected long-term rate of return on plan asset assumption by evaluating input from 
several professional advisors taking into account the asset allocation of the portfolio and long-term asset class return 
expectations, as well as long-term inflation assumptions. Expected returns for each major asset class are considered along 
with their volatility and the expected correlations among them. These expectations are based upon historical relationships 
as well as forecasts of how future returns may vary from historical returns. Returns by asset class and correlations among 
asset classes are combined using the target asset allocation to derive an expected return for the portfolio as a whole. Long-
term historical returns of the portfolio are also considered. Portfolio returns are calculated net of all expenses, therefore, the 
Company also analyzes expected costs and expenses, including investment management fees, administrative expenses, 
Pension Benefit Guaranty Corporation premiums and other costs and expenses. As of January 31, 2015, the Company 
lowered the assumed annual long-term rate of return for the Pension Plan's assets from 7.50% to 7.00% based on expected 
future returns on the portfolio of assets.

The Company develops its rate of compensation increase assumption based on recent experience and reflects an 
estimate of future compensation levels taking into account general increase levels, seniority, promotions and other factors. 
The salary increase assumption is used to project employees’ pay in future years and its impact on the projected benefit 
obligation for the Pension Plan. 

The assets of the Pension Plan are managed by investment specialists with the primary objectives of payment of 

benefit obligations to Plan participants and an ultimate realization of investment returns over longer periods in excess of 
inflation. The Company employs a total return investment approach whereby a mix of domestic and foreign equity 
securities, fixed income securities and other investments is used to maximize the long-term return on the assets of the 
Pension Plan for a prudent level of risk. Risks are mitigated through asset diversification and the use of multiple investment 
managers. The target allocation for plan assets is currently 50% equity securities, 40% debt securities, 5% real estate and 
5% private equities.

The Company generally employs investment managers to specialize in a specific asset class. These managers are 

chosen and monitored with the assistance of professional advisors, using criteria that include organizational structure, 
investment philosophy, investment process, performance compared to market benchmarks and peer groups.

The Company periodically conducts an analysis of the behavior of the Pension Plan’s assets and liabilities under 
various economic and interest rate scenarios to ensure that the long-term target asset allocation is appropriate given the 
liabilities.

F-31

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

The fair values of the Pension Plan assets as of January 28, 2017, excluding interest and dividend receivables and 

pending investment purchases and sales, by asset category are as follows:

Fair Value Measurements

Quoted Prices in
Active Markets for
Identical Assets
(Level 1)

Significant
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Total

Short term investments................................................. $
Money market funds.....................................................
Equity securities:

$

14
74

U.S. stocks.............................................................
U.S. pooled funds (a) ............................................
International pooled funds (a) ...............................

Fixed income securities:

U. S. Treasury bonds.............................................
Other Government bonds ......................................
Agency backed bonds ...........................................
Corporate bonds ....................................................
Mortgage-backed securities ..................................
Asset-backed securities .........................................
Pooled funds..........................................................

Other types of investments:

309
654
649

194
40
24
453
85
17
461

(millions)
— $
74

309
446
131

—
—
—
—
—
—
461

Real estate (a)........................................................
Private equity (a) ...................................................
Derivatives in a positive position..........................
Derivatives in a negative position .........................
Total.............................................................................. $

223
186
13
(19)
3,377

$

—
—
—
—
1,421

$

14
—

—
—
—

194
40
24
453
85
17
—

—
—
13
(19)
821

$

$

—
—

—
—
—

—
—
—
—
—
—
—

—
—
—
—
—

(a) Certain investments that are measured at fair value using the net asset value per share as a practical expedient 

have not been classified in the fair value hierarchy. The fair value amounts presented in these tables are intended 
to permit reconciliation of the fair value hierarchy to the amounts presented in the fair value of plan assets.

F-32

 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

The fair values of the Pension Plan assets as of January 30, 2016, excluding interest and dividend receivables and 

pending investment purchases and sales, by asset category are as follows:

Fair Value Measurements

Quoted Prices in
Active Markets for
Identical Assets
(Level 1)

Significant
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Total

$

(millions)
15
$
—
46

— $
36
—

15
36
46

280
391
575

233
41
31
433
112
28
427

Cash and cash equivalents............................................ $
Short term investments.................................................
Money market funds.....................................................
Equity securities:

U.S. stocks.............................................................
U.S. pooled funds (a) ............................................
International pooled funds (a) ...............................

Fixed income securities:

U. S. Treasury bonds.............................................
Other Government bonds ......................................
Agency backed bonds ...........................................
Corporate bonds ....................................................
Mortgage-backed securities ..................................
Asset-backed securities .........................................
Pooled funds..........................................................

Other types of investments:

Real estate (a)........................................................
Hedge funds (a) .....................................................
Private equity (a) ...................................................
Derivatives in a positive position..........................
Derivatives in a negative position .........................
Total.............................................................................. $

280
207
336

—
—
—
—
—
—
427

—
—
—

233
41
31
433
112
28
—

—
—
—
15
(22)
907

$

238
179
188
15
(22)
3,246

$

—
—
—
—
—
1,311

$

—
—
—

—
—
—

—
—
—
—
—
—
—

—
—
—
—
—
—

(a) Certain investments that are measured at fair value using the net asset value per share as a practical expedient 

have not been classified in the fair value hierarchy. The fair value amounts presented in these tables are intended 
to permit reconciliation of the fair value hierarchy to the amounts presented in the fair value of plan assets.

Corporate bonds consist primarily of investment grade bonds of U.S. issuers from diverse industries.

The fair value of certain pooled funds including equity securities, real estate, hedge funds and private equity 

investments represents the reported net asset value of shares or underlying assets of the investment as a practical expedient 
to estimate fair value. International equity pooled funds seek to provide long-term capital growth and income by investing 
in equity securities of non-U.S. companies located both in developed and emerging markets. There are generally no 
redemption restrictions or unfunded commitments related to these equity securities.

F-33

 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Real estate investments include several funds which seek risk-adjusted return by providing a stable, income-driven 
rate of return over the long term with high potential for growth of net investment income and appreciation of value. The 
real estate investments are diversified across property types and geographical areas primarily in the United States of 
America. Private equity investments have an objective of realizing aggregate long-term returns in excess of those available 
from investments in the public equity markets. Private equity investments generally consist of limited partnerships in the 
United States of America, Europe and Asia. Private equity and real estate investments are valued using fair values per the 
most recent financial reports provided by the investment sponsor, adjusted as appropriate for any lag between the date of 
the financial reports and the Company’s reporting date. Hedge fund investments seek to provide strong downside 
protection qualities and to produce long-term risk-adjusted returns with low volatility through active asset management 
among a select group of U.S. and non-U.S. investment partnerships and companies, managed funds, separately managed 
accounts, securities and commodities held in segregated accounts and other investment vehicles. 

Due to the nature of the underlying assets of the real estate, hedge funds and private equity investments, changes in 

market conditions and the economic environment may significantly impact the net asset value of these investments and, 
consequently, the fair value of the Pension Plan’s investments. These investments are redeemable at net asset value to the 
extent provided in the documentation governing the investments. However, these redemption rights may be restricted in 
accordance with the governing documents. Redemption of these investments is subject to restrictions including lock-up 
periods where no redemptions are allowed, restrictions on redemption frequency and advance notice periods for 
redemptions. As of January 28, 2017 and January 30, 2016, certain of these investments are generally subject to lock-up 
periods, ranging from two to fourteen years, certain of these investments are subject to restrictions on redemption 
frequency, ranging from daily to twice per year, and certain of these investments are subject to advance notice 
requirements, ranging from sixty-day notification to ninety-day notification. As of January 28, 2017 and January 30, 2016, 
the Pension Plan had unfunded commitments related to certain of these investments totaling $72 million and $96 million, 
respectively.

The Company does not anticipate making funding contributions to the Pension Plan in 2017.

The following benefit payments are estimated to be paid from the Pension Plan:

Fiscal year

2017.................................................................................................................................... $
2018....................................................................................................................................
2019....................................................................................................................................
2020....................................................................................................................................
2021....................................................................................................................................
2022-2026...........................................................................................................................

383
309
299
286
246
1,113

(millions)

F-34

 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Supplementary Retirement Plan

The following provides a reconciliation of benefit obligations, plan assets and funded status of the supplementary 

retirement plan as of January 28, 2017 and January 30, 2016:

Change in projected benefit obligation

Projected benefit obligation, beginning of year ....................................................... $
Service cost ..............................................................................................................
Interest cost ..............................................................................................................
Actuarial (gain) loss .................................................................................................
Benefits paid.............................................................................................................
Projected benefit obligation, end of year .................................................................

Change in plan assets

Fair value of plan assets, beginning of year .............................................................
Company contributions ............................................................................................
Benefits paid.............................................................................................................
Fair value of plan assets, end of year .......................................................................
Funded status at end of year ............................................................................................ $
Amounts recognized in the Consolidated Balance Sheets at

January 28, 2017 and January 30, 2016

Accounts payable and accrued liabilities ................................................................. $
Other liabilities.........................................................................................................

$

Amounts recognized in accumulated other comprehensive loss at

January 28, 2017 and January 30, 2016

Net actuarial loss ...................................................................................................... $
Prior service cost ......................................................................................................

$

2016

2015

(millions)

$

823
—
22
26
(124)
747

—
124
(124)
—
(747) $

(86) $
(661)
(747) $

248
8
256

$

$

920
—
31
(70)
(58)
823

—
58
(58)
—
(823)

(138)
(685)
(823)

261
8
269

The accumulated benefit obligation for the supplementary retirement plan was $747 million as of January 28, 2017 

and $823 million as of January 30, 2016.

F-35

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Net pension costs, settlement charges and other amounts recognized in other comprehensive loss for the 

supplementary retirement plan included the following actuarially determined components:

Net Periodic Pension Cost

Service cost ....................................................................................... $
Interest cost .......................................................................................
Amortization of net actuarial loss .....................................................
Amortization of prior service credit..................................................

Settlement charges....................................................................................

Other Changes in Plan Assets and Projected Benefit Obligation

Recognized in Other Comprehensive Loss

Net actuarial (gain) loss ....................................................................
Prior service cost ...............................................................................
Amortization of net actuarial loss .....................................................
Amortization of prior service credit..................................................
Settlement charges ............................................................................

Total recognized ....................................................................................... $

2016

2015

(millions)

2014

— $
22
9
—
31

30

26
—
(9)
—
(30)
(13)
48

$

— $
31
10
—
41

—

(70)
—
(10)
—
—
(80)
(39) $

—
33
5
—
38

—

170
—
(5)
—
—
165
203

The estimated net actuarial loss for the supplementary retirement plan that will be amortized from accumulated other 

comprehensive loss into net periodic benefit cost during 2017 is $8 million.

The following weighted average assumption was used to determine the projected benefit obligations for the 

supplementary retirement plan at January 28, 2017 and January 30, 2016:

Discount rate ........................................................................................................................

4.07%

4.23%

2016

2015

The following weighted average assumption was used to determine net pension costs for the supplementary 

retirement plan:

Discount rate used to measure interest cost ..........................................

2016
2.65% - 3.16%

2015

2014

3.55%

4.50%

The supplementary retirement plan’s assumptions are evaluated annually and updated as necessary.

The discount rate used to determine the present value of the projected benefit obligation for the supplementary 
retirement plan is based on a yield curve constructed from a portfolio of high quality corporate debt securities with various 
maturities. Each year’s expected future benefit payments are discounted to their present value at the appropriate yield curve 
rate, thereby generating the overall discount rate for the projected benefit obligation.

Due to settlement accounting and re-measurements during 2016, the discount rate used to measure interest cost 

varied between periods.  The table above shows the range of rates used to determine net periodic expense for the 
supplementary retirement plan.

F-36

 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

The following benefit payments are estimated to be funded by the Company and paid from the supplementary 

retirement plan:

Fiscal year

(millions)

2017.................................................................................................................................... $
2018....................................................................................................................................
2019....................................................................................................................................
2020....................................................................................................................................
2021....................................................................................................................................
2022-2026...........................................................................................................................

86
78
46
48
48
228

10.  Postretirement Health Care and Life Insurance Benefits

In addition to pension and other supplemental benefits, certain retired employees currently are provided with 
specified health care and life insurance benefits. Eligibility requirements for such benefits vary by division and subsidiary, 
but generally state that benefits are available to eligible employees who were hired prior to a certain date and retire after a 
certain age with specified years of service. Certain employees are subject to having such benefits modified or terminated.

In 2016, the Company changed the method used to estimate the service and interest cost components of net periodic 

benefit costs for the postretirement obligations.  The new method uses a full yield curve approach in the estimation of these 
components of net periodic benefit costs. Under this approach, the Company applies discounting using individual spot rates 
from the yield curve composed of the rates of return from a portfolio of high quality corporate debt securities available at 
the measurement date. These spot rates align to each of the accumulated postretirement obligation and service cost cash 
flows. Historically, the Company estimated the service and interest cost components using a single weighted-average 
discount rate derived from the yield curve used to measure the benefit obligations.

The Company made this change to improve the correlation between projected benefit cash flows and the 
corresponding yield curve spot rates and to provide a more precise measurement of service and interest costs. The 
Company accounted for this change as a change in estimate prospectively starting in 2016. The discount rate that would 
have been used to measure the 2016 service and interest cost components of net periodic benefit cost as of the beginning of 
the year under the single weighted-average discount rate was 4.15%.   The 2016 reduction in service cost and interest cost 
for the postretirement obligations associated with this change was approximately $2 million.

F-37

 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

The following provides a reconciliation of benefit obligations, plan assets, and funded status of the postretirement 

obligations as of January 28, 2017 and January 30, 2016:

Change in accumulated postretirement benefit obligation

Accumulated postretirement benefit obligation, beginning of year ......................... $
Service cost ..............................................................................................................
Interest cost ..............................................................................................................
Actuarial gain ...........................................................................................................
Medicare Part D subsidy ..........................................................................................
Benefits paid.............................................................................................................
Accumulated postretirement benefit obligation, end of year ...................................

Change in plan assets

Fair value of plan assets, beginning of year .............................................................
Company contributions ............................................................................................
Benefits paid.............................................................................................................
Fair value of plan assets, end of year .......................................................................
Funded status at end of year ............................................................................................ $
Amounts recognized in the Consolidated Balance Sheets at

January 28, 2017 and January 30, 2016

Accounts payable and accrued liabilities ................................................................. $
Other liabilities.........................................................................................................

$

Amounts recognized in accumulated other comprehensive loss at

January 28, 2017 and January 30, 2016

2016

2015

(millions)

$

212
—
6
(13)
1
(20)
186

—
20
(20)
—
(186) $

(18) $
(168)
(186) $

243
—
8
(22)
1
(18)
212

—
18
(18)
—
(212)

(20)
(192)
(212)

Net actuarial gain ..................................................................................................... $

(31) $

(22)

F-38

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Net postretirement benefit costs and other amounts recognized in other comprehensive loss included the following 

actuarially determined components:

Net Periodic Postretirement Benefit Cost

Service cost ....................................................................................... $
Interest cost .......................................................................................
Amortization of net actuarial gain ....................................................
Amortization of prior service cost ....................................................

Other Changes in Plan Assets and Projected Benefit Obligation

Recognized in Other Comprehensive Loss

Net actuarial (gain) loss ....................................................................
Amortization of net actuarial gain ....................................................
Amortization of prior service cost ....................................................

Total recognized ....................................................................................... $

2016

2015

(millions)

2014

— $
6
(4)
—
2

(13)
4
—
(9)
(7) $

— $
8
—
—
8

(22)
—
—
(22)
(14) $

—
10
(5)
—
5

30
5
—
35
40

The estimated net actuarial gain that will be amortized from accumulated other comprehensive loss into net periodic 

postretirement benefit cost during 2017 is $4 million.

The following weighted average assumption was used to determine the accumulated postretirement benefit 

obligations at January 28, 2017 and January 30, 2016:

Discount rate ........................................................................................................................

3.99%

4.15%

2016

2015

The following weighted average assumption was used to determine the net postretirement benefit costs for the 

postretirement obligations:

Discount rate used to measure interest cost .............................................

3.14%

3.55%

4.50%

2016

2015

2014

The postretirement benefit obligation assumptions are evaluated annually and updated as necessary.

The discount rate used to determine the present value of the Company’s accumulated postretirement benefit 
obligations is based on a yield curve constructed from a portfolio of high quality corporate debt securities with various 
maturities. Each year’s expected future benefit payments are discounted to their present value at the appropriate yield curve 
rate, thereby generating the overall discount rate for the accumulated postretirement benefit obligations.

The future medical benefits provided by the Company for certain employees are based on a fixed amount per year of 

service, and the accumulated postretirement benefit obligation is not affected by increases in health care costs. However, 
the future medical benefits provided by the Company for certain other employees are affected by increases in health care 
costs.

F-39

 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

The following provides the assumed health care cost trend rates related to the Company’s accumulated postretirement 

benefit obligations at January 28, 2017 and January 30, 2016:

Health care cost trend rates assumed for next year .................................................
Rates to which the cost trend rate is assumed to decline

(the ultimate trend rate)........................................................................................
Year that the rate reaches the ultimate trend rate.....................................................

2016
6.15% - 9.75%

2015
6.25% - 10.0%

5.0%
2027

5.0%
2027

The assumed health care cost trend rates have an impact on the amounts reported for the accumulated postretirement 

benefit obligations. A one-percentage-point change in the assumed health care cost trend rates would have the following 
effects:

Effect on total of service and interest cost............................................................... $
Effect on accumulated postretirement benefit obligations ...................................... $

1 – Percentage
Point Increase

1 – Percentage
Point Decrease

(millions)
— $
$
11

—
(10)

The following table reflects the benefit payments estimated to be funded by the Company and paid from the 

accumulated postretirement benefit obligations and estimated federal subsidies expected to be received under the Medicare 
Prescription Drug Improvement and Modernization Act of 2003:

Expected
Benefit
Payments

Expected
Federal
Subsidy

(millions)

Fiscal Year

2017.......................................................................................................................... $
2018..........................................................................................................................
2019..........................................................................................................................
2020..........................................................................................................................
2021..........................................................................................................................
2022-2026.................................................................................................................

$

17
17
16
16
15
63

1
1
1
—
—
1

F-40

 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

11.  Stock Based Compensation

During 2009, the Company obtained shareholder approval for the Macy’s 2009 Omnibus Incentive Compensation 

Plan under which up to 51 million shares of Common Stock may be issued. This plan is intended to help the Company 
attract and retain directors, officers, other key executives and employees and is also intended to provide incentives and 
rewards relating to the Company’s business plans to encourage such persons to devote themselves to the business of the 
Company. Prior to 2009, the Company had two equity plans; the Macy's 1995 Executive Equity Incentive Plan and the 
Macy's 1994 Stock Incentive Plan. After shareholders approved the 2009 Omnibus Incentive Compensation Plan, Common 
Stock may no longer be granted under the Macy's 1995 Executive Equity Incentive Plan or the Macy's 1994 Stock 
Incentive Plan. The following disclosures present the Company’s equity plans on a combined basis. The equity plan is 
administered by the Compensation and Management Development Committee of the Board of Directors (the “CMD 
Committee”). The CMD Committee is authorized to grant options, stock appreciation rights, restricted stock and restricted 
stock units to officers and key employees of the Company and its subsidiaries and to non-employee directors. There have 
been no grants of stock appreciation rights under the equity plans.

Stock option grants have an exercise price at least equal to the market value of the underlying common stock on the 

date of grant, have ten-year terms and typically vest ratably over four years of continued employment. Restricted stock and 
time-based restricted stock unit awards generally vest one to four years from the date of grant. Performance-based 
restricted stock units generally are earned based on the attainment of specified goals achieved over the performance period.

As of January 28, 2017, 16 million shares of common stock were available for additional grants pursuant to the 

Company’s equity plan. Shares awarded are generally issued from the Company's treasury stock.

Stock-based compensation expense included the following components:

Stock options ............................................................................................ $
Restricted stock units ...............................................................................

$

2016

2015

(millions)

2014

43
18
61

$

$

52
13
65

$

$

47
26
73

All stock-based compensation expense is recorded in SG&A expense in the Consolidated Statements of Income. 

As of January 28, 2017, the Company had $63 million of unrecognized compensation costs related to nonvested 
stock options, which is expected to be recognized over a weighted average period of approximately 1.7 years, and $21 
million of unrecognized compensation costs related to nonvested restricted stock units, which is expected to be recognized 
over a weighted average period of approximately 1.4 years.

During 2016, 2015 and 2014, the CMD Committee approved awards of performance-based restricted stock units to 

certain senior executives of the Company. Each award reflects a target number of shares (“Target Shares”) that may be 
issued to the award recipient. These awards may be earned upon the completion of three-year performance periods ending 
February 2, 2019, February 3, 2018 and January 28, 2017, respectively. Whether units are earned at the end of the 
performance period will be determined based on the achievement of certain performance objectives set by the CMD 
Committee in connection with the issuance of the units. The performance objectives are based on the Company’s business 
plan covering the performance period.  The performance objectives include achieving a cumulative EBITDA level for the 
performance period and also include an EBITDA as a percent to sales ratio and a return on invested capital ratio. The 
performance-based restricted stock units also include a performance objective relating to relative total shareholder return 
(“TSR”).  Relative TSR reflects the change in the value of the Company’s common stock over the performance period in 
relation to the change in the value of the common stock of a twelve-company executive compensation peer group over the 
performance period, assuming the reinvestment of dividends. Depending on the results achieved during the three-year 
performance periods, the actual number of shares that a grant recipient receives at the end of the period may range from 0% 
to 150% of the Target Shares granted.

Also during 2016, 2015 and 2014, the CMD Committee approved awards of time-based restricted stock units to 

certain senior executives and other employees of the Company and awards of time-based restricted stock units to the non-
employee members of the Company’s board of directors.

F-41

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Stock Options

The fair value of stock options granted during 2016, 2015 and 2014 and the weighted average assumptions used to 

estimate the fair value are as follows:

Weighted average grant date fair value of stock options

granted during the period...................................................................... $

12.14

$

20.78

$

19.07

Dividend yield ..........................................................................................
Expected volatility....................................................................................
Risk-free interest rate ...............................................................................
Expected life.............................................................................................

3.8%
42.7%
1.4%
5.7 years

2.7%
43.3%
1.7%
5.7 years

2.5%
42.7%
1.5%
5.7 years

2016

2015

2014

The fair value of each stock option grant is estimated on the date of grant using the Black-Scholes option-pricing 
model. The Company estimates the expected volatility and expected option life assumption consistent with ASC Topic 718, 
“Compensation – Stock Compensation.” The expected volatility of the Company’s common stock at the date of grant is 
estimated based on a historic volatility rate and the expected option life is calculated based on historical stock option 
experience as the best estimate of future exercise patterns. The dividend yield assumption is based on historical and 
anticipated dividend payouts. The risk-free interest rate assumption is based on observed interest rates consistent with the 
expected life of each stock option grant. The Company uses historical data to estimate pre-vesting option forfeitures and 
records stock-based compensation expense only for those awards that are expected to vest. Compensation expense is 
recorded for all stock options expected to vest based on the amortization of the fair value at the date of grant on a straight-
line basis primarily over the vesting period of the options.

Activity related to stock options for 2016 is as follows:

Outstanding, beginning of period .................................

Granted .........................................................................

Canceled or forfeited ....................................................

Exercised.......................................................................

Outstanding, end of period ...........................................

Exercisable, end of period ............................................

Options expected to vest...............................................

Shares

(thousands)

18,829.8

$

3,886.8
$
(1,116.6) $
(1,122.1) $
$
20,477.9

12,541.5

6,657.5

$

$

Additional information relating to stock options is as follows:

Weighted
Average
Exercise
Price

Weighted
Average
Remaining
Contractual
Life

(years)

Aggregate
Intrinsic
Value

(millions)

41.92

42.97

51.33

31.30

42.18

36.48

51.07

4.1

8.3

$

$

46

—

2016

2015

(millions)

2014

Intrinsic value of options exercised............................................................................ $
Cash received from stock options exercised

$

12
35

$

127
125

189
200

F-42

 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Restricted Stock Units

The weighted average grant date fair values of restricted stock units granted during 2016, 2015 and 2014 are as 

follows:

Restricted stock units ............................................................................... $

40.02

$

62.61

$

59.41

2016

2015

2014

The fair value of the Target Shares and restricted stock awards are based on the fair value of the underlying shares on 
the date of grant. The fair value of the portion of the Target Shares that relate to a relative TSR performance objective was 
determined using a Monte Carlo simulation analysis to estimate the total shareholder return ranking of the Company 
among a twelve-company executive compensation peer group over the remaining performance periods. The expected 
volatility of the Company’s common stock at the date of grant was estimated based on a historical average volatility rate 
for the approximate three-year performance period. The dividend yield assumption was based on historical and anticipated 
dividend payouts. The risk-free interest rate assumption was based on observed interest rates consistent with the 
approximate three-year performance measurement period.

Compensation expense is recorded for all restricted stock unit awards based on the amortization of the fair market 
value at the date of grant over the period the restrictions lapse or over the performance period of the performance-based 
restricted stock units.

Activity related to restricted stock units for 2016 is as follows:

Nonvested, beginning of period ..................................................................................
Granted – performance-based .....................................................................................
Performance adjustment..............................................................................................
Granted – time-based ..................................................................................................
Forfeited ......................................................................................................................
Vested..........................................................................................................................
Nonvested, end of period ............................................................................................

Weighted
Average
Grant Date
Fair Value

57.06
43.72
59.82
35.61
32.99
33.70
53.29

Shares

(thousands)

1,497.0
575.1
(237.6)
482.8
(250.0)
(249.0)
1,818.3

$

$

F-43

 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

12.  Shareholders’ Equity

The authorized shares of the Company consist of 125 million shares of preferred stock (“Preferred Stock”), par value 

of $.01 per share, with no shares issued, and 1,000 million shares of Common Stock, par value of $.01 per share, with 
333.6 million shares of Common Stock issued and 304.1 million shares of Common Stock outstanding at January 28, 2017, 
and with 341.6 million shares of Common Stock issued and 310.3 million shares of Common Stock outstanding at 
January 30, 2016 (with shares held in the Company’s treasury being treated as issued, but not outstanding).

The Company retired 8.0 million, 38.0 million and 31.0 million shares of Common Stock during 2016, 2015 and 

2014, respectively.

The Company's board of directors approved an additional authorization to purchase Common Stock of $1,500 
million on February 26, 2016.  Combined with previous authorizations commencing in January 2000, the Company’s board 
of directors has from time to time approved authorizations to purchase, in the aggregate, up to $18,000 million of Common 
Stock. All authorizations are cumulative and do not have an expiration date.  During 2016, the Company purchased 
approximately 7.9 million shares of Common Stock under its share repurchase program for a total of $316 million. During 
2015, the Company purchased approximately 34.8 million shares of Common Stock under its share repurchase program for 
a total of $2,000 million. During 2014, the Company purchased approximately 31.9 million shares of Common Stock under 
its share repurchase program for a total of $1,900 million.  As of January 28, 2017, $1,716 million of authorization 
remained unused. The Company may continue or, from time to time, suspend repurchases of its shares under its share 
repurchase program, depending on prevailing market conditions, alternative uses of capital and other factors.   

Common Stock

The holders of the Common Stock are entitled to one vote for each share held of record on all matters submitted to a 

vote of shareholders. Subject to preferential rights that may be applicable to any Preferred Stock, holders of Common 
Stock are entitled to receive ratably such dividends as may be declared by the Board of Directors in its discretion, out of 
funds legally available therefor.

Treasury Stock

Treasury stock contains shares repurchased under the share repurchase program, shares repurchased to cover 

employee tax liabilities related to stock plan activity and shares maintained in a trust related to deferred compensation 
plans. Under the deferred compensation plans, shares are maintained in a trust to cover the number estimated to be needed 
for distribution on account of stock credits currently outstanding.

F-44

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

Changes in the Company’s Common Stock issued and outstanding, including shares held by the Company’s treasury, 

are as follows:

Balance at February 1, 2014.............
Stock issued under stock plans.........
Stock repurchases

Repurchase program .................
Other..........................................

Deferred compensation plan

distributions ..................................

Retirement of common stock ...........
Balance at January 31, 2015.............
Stock issued under stock plans.........
Stock repurchases

Repurchase program .................
Other..........................................

Deferred compensation plan

distributions ..................................

Retirement of common stock ...........

Balance at January 30, 2016.............
Stock issued under stock plans.........
Stock repurchases

Repurchase program .................
Other..........................................

Deferred compensation plan

distributions ..................................

Retirement of common stock ...........

Balance at January 28, 2017.............

Common
Stock
Issued

Deferred
Compensation
Plans

Treasury Stock

Other

(thousands)

Total

Common
Stock
Outstanding

410,605.8

(1,229.2)
(54.8)

(44,441.6)
7,490.6

(45,670.8)
7,435.8

364,935.0
7,435.8

(31,000.0)
379,605.8

(38,000.0)
341,605.8

104.8

(1,179.2)
(60.4)

68.8

(1,170.8)
(87.0)

(8,000.0)
333,605.8

160.9

(1,096.9)

(31,874.9)
(27.0)

31,000.0
(37,852.9)
4,493.5

(34,806.8)
(12.7)

38,000.0
(30,178.9)
1,611.7

(7,874.3)
(4.6)

8,000.0
(28,446.1)

(31,874.9)
(27.0)

104.8
31,000.0
(39,032.1)
4,433.1

(34,806.8)
(12.7)

68.8

38,000.0
(31,349.7)
1,524.7

(7,874.3)
(4.6)

160.9

8,000.0
(29,543.0)

(31,874.9)
(27.0)

104.8
—
340,573.7
4,433.1

(34,806.8)
(12.7)

68.8

—
310,256.1
1,524.7

(7,874.3)
(4.6)

160.9

—
304,062.8

Accumulated Other Comprehensive Loss

For the Company, the only component of accumulated other comprehensive loss for 2016, 2015 and 2014 relates to 

post employment and postretirement plan items. The net actuarial gains and losses and prior service costs and credits 
related to post employment and postretirement benefit plans are reclassified out of accumulated other comprehensive loss 
and included in the computation of net periodic benefit cost (income) and are included in SG&A expenses in the 
Consolidated Statements of Income.  In addition, the Company incurred the pro-rata recognition of net actuarial losses 
associated with an increase in lump sum distributions associated with store closings, a voluntary separation program, 
organizational restructuring, and periodic distribution activity as settlement charges in the Consolidated Statements of 
Income.  See Note 9, "Retirement Plans," and Note 10, "Postretirement Health Care and Life Insurance Benefits," for 
further information. 

F-45

 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

13.  Fair Value Measurements and Concentrations of Credit Risk

The following table shows the Company’s financial assets that are required to be measured at fair value on a 

recurring basis, by level within the hierarchy as defined by applicable accounting standards:

January 28, 2017

Fair Value Measurements

January 30, 2016

Fair Value Measurements

Quoted Prices
in Active
Markets for
Identical 
Assets
(Level 1)

Total

Significant
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Total

(millions)

Quoted Prices
in Active
Markets for
Identical 
Assets
(Level 1)

Significant
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Marketable

equity and
debt securities ....... $112

$

20

$

92

$

— $132

$

13

$

119

$

—

Other financial instruments not measured at fair value on a recurring basis include cash and cash equivalents, 
receivables, short-term debt, merchandise accounts payable, accounts payable and accrued liabilities and long-term debt. 
With the exception of long-term debt, the carrying amount approximates fair value because of the short maturity of these 
instruments. The fair values of long-term debt, excluding capitalized leases, are generally estimated based on quoted 
market prices for identical or similar instruments, and are classified as Level 2 measurements within the hierarchy as 
defined by applicable accounting standards.

The following table shows the estimated fair value of the Company’s long-term debt:

January 28, 2017

January 30, 2016

Notional
Amount

Carrying
Amount

Fair
Value

Notional
Amount

Carrying
Amount

Fair
Value

(millions)

Long-term debt ...................................................... $

6,459

$

6,535

$

6,438

$

6,871

$

6,966

$

6,756

The following table shows certain of the Company’s non-financial assets that were measured at fair value on a 

nonrecurring basis during 2016 and 2015:

January 28, 2017

Fair Value Measurements

Quoted Prices
in Active
Markets for
Identical 
Assets
(Level 1)

Total

Significant
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Total

(millions)

January 30, 2016

Fair Value Measurements

Quoted Prices
in Active
Markets for
Identical 
Assets
(Level 1)

Significant
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Long-lived assets

held and used ........ $147

$

— $

— $

147

$ 53

$

— $

— $

53

During 2016, long-lived assets held and used with a carrying value of $405 million were written down to their fair 

value of $147 million, resulting in asset impairment charges of $258 million. During 2015, long-lived assets held and used 
with a carrying value of $201 million were written down to their fair value of $53 million, resulting in asset impairment 
charges of $148 million. The fair values of these locations were calculated based on the projected cash flows and an 
estimated risk-adjusted rate of return that would be used by market participants in valuing these assets or prices of similar 
assets.

F-46

 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

 In connection with the May 30, 2016 annual impairment test of goodwill and other intangible assets with indefinite 

lives, the Company recognized approximately $7 million of asset impairment charges in relation to indefinite lived 
tradenames. The fair values of these tradenames were calculated based on the projected cash flows and an estimated risk-
adjusted rate of return that would be used by market participants in valuing these assets or prices of similar assets and are 
classified as Level 3 measurements within the hierarchy as defined by applicable accounting standards. 

Financial instruments that potentially subject the Company to concentrations of credit risk consist principally of 
temporary cash investments. The Company places its temporary cash investments in what it believes to be high credit 
quality financial instruments.

14.  Earnings Per Share Attributable to Macy's, Inc. Shareholders

The following table sets forth the computation of basic and diluted earnings per share attributable to Macy's, Inc. 

shareholders:

2016

2015

2014

Net
Income

Shares

Net
Income

Shares

Net
Income

Shares

(millions, except per share data)

Net income attributable to 
Macy's, Inc. shareholders

    and average number of 

shares outstanding ................. $

619

307.6

$ 1,072

327.6

$ 1,526

Shares to be issued under
deferred compensation
and other plans.......................

Basic earnings per share
attributable to Macy's,
Inc. shareholders ...............

Effect of dilutive securities:

Stock options, restricted
stock and restricted
stock units .........................

Diluted earnings per share
attributable to Macy's,
Inc. shareholders ...............

$

619

308.5

$ 1,072

328.4

$ 1,526

0.9

0.8

$ 2.01

$ 3.26

$ 4.30

$

619

310.8

$ 1,072

333.0

$ 1,526

2.3

4.6

$ 1.99

$ 3.22

$ 4.22

354.3

0.9

355.2

6.5

361.7

In addition to the stock options and restricted stock units reflected in the foregoing table, stock options to purchase 

15.5 million of shares of common stock and restricted stock units relating to 1.1 million shares of common stock were 
outstanding at January 28, 2017, stock options to purchase 12.6 million of shares of common stock and restricted stock 
units relating to 140,000 shares of common stock were outstanding at January 30, 2016, and stock options to purchase 3.2 
million of shares of common stock and restricted stock units relating to 0.6 million shares of common stock were 
outstanding at January 31, 2015, but were not included in the computation of diluted earnings per share attributable to 
Macy's, Inc. shareholders for 2016, 2015 and 2014, respectively, because their inclusion would have been antidilutive or 
they were subject to performance conditions that had not been met.

F-47

 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

15.  Quarterly Results (unaudited)

Unaudited quarterly results for the last two years were as follows:

First
Quarter

Second
Quarter

Third
Quarter

Fourth
Quarter

(millions, except per share data)

2016:

Net sales................................................................. $
Cost of sales...........................................................

Gross margin..........................................................

Selling, general and administrative expenses........

Impairments, store closing and other costs............

Settlement charges.................................................

Net income attributable to Macy's, Inc.

shareholders .......................................................

Basic earnings per share attributable to  
    Macy's, Inc. shareholders ..................................

Diluted earnings per share attributable to 
    Macy's, Inc. shareholders ..................................

$

5,771
(3,516)
2,255
(1,966)
—
(13)

116

.37

.37

$

5,866
(3,468)
2,398
(2,026)
(249)
(6)

11

.03

.03

$

5,626
(3,386)
2,240
(2,071)
—
(62)

17

.05

.05

2015:

Net sales................................................................. $
Cost of sales...........................................................

Gross margin..........................................................

Selling, general and administrative expenses........

Impairments, store closing and other costs............

Net income attributable to Macy's, Inc.

shareholders .......................................................

Basic earnings per share attributable to  
    Macy's, Inc. shareholders ..................................

Diluted earnings per share attributable to
    Macy's, Inc. shareholders ..................................

$

6,232
(3,800)
2,432
(2,023)
—

$

6,104
(3,610)
2,494
(2,058)
—

$

5,874
(3,537)
2,337
(1,968)
(111)

193

.57

.56

217

.65

.64

118

.36

.36

8,515
(5,251)
3,264
(2,202)
(230)
(17)

475

1.56

1.54

8,869
(5,549)
3,320
(2,207)
(177)

544

1.74

1.73

16.  Condensed Consolidating Financial Information

Certain debt obligations of the Company described in Note 6, "Financing," which constitute debt obligations of 

Parent’s 100%-owned subsidiary, Macy’s Retail Holdings, Inc. (“Subsidiary Issuer”), are fully and unconditionally 
guaranteed by Parent. In the following condensed consolidating financial statements, “Other Subsidiaries” includes all 
other direct subsidiaries of Parent, including Bluemercury, Inc., FDS Bank, West 34th Street Insurance Company New 
York, Macy's Merchandising Corporation, Macy’s Merchandising Group, Inc. and its subsidiaries Macy's Merchandising 
Group (Hong Kong) Limited, Macy's Merchandising Group Procurement, LLC, Macy’s Merchandising Group 
International, LLC, Macy's Merchandising Group International (Hong Kong) Limited, and its majority-owned subsidiary 
Macy's China Limited. “Subsidiary Issuer” includes operating divisions and non-guarantor subsidiaries of the Subsidiary 
Issuer on an equity basis. The assets and liabilities and results of operations of the non-guarantor subsidiaries of the 
Subsidiary Issuer are also reflected in “Other Subsidiaries.”

Condensed Consolidating Statements of Comprehensive Income for 2016, 2015 and 2014, Consolidating Balance 
Sheets as of January 28, 2017 and January 30, 2016, and the related Condensed Consolidating Statements of Cash Flows 
for 2016, 2015, and 2014 are presented on the following pages.

F-48

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

MACY’S, INC.

Condensed Consolidating Statement of Comprehensive Income
For 2016 
(millions)

Parent

Subsidiary
Issuer

Other
Subsidiaries

Consolidating
Adjustments

Consolidated

Net sales................................................................ $
Cost of sales..........................................................

Gross margin.........................................................

Selling, general and administrative expenses .......

Impairments, store closing and other costs...........

Settlement charges ................................................

Operating income (loss)........................................
Interest (expense) income, net:

External..........................................................

Intercompany.................................................

Equity in earnings of subsidiaries.........................

Income (loss) before income taxes .......................

Federal, state and local income

tax benefit (expense) .........................................

Net income (loss)..................................................

Net loss attributable to noncontrolling interest.....

Net income (loss) attributable to

Macy's, Inc. shareholders .................................. $
Comprehensive income (loss)............................... $
Comprehensive loss attributable to 

noncontrolling interest ......................................

Comprehensive income (loss) attributable to

Macy's, Inc. shareholders .................................. $

— $

—

—

(2)

—

—

(2)

$

10,677
(6,787)
3,890
(3,739)
(295)
(34)
(178)

23,436
(17,169)
6,267
(4,524)
(184)
(64)
1,495

(366)
(200)
255
(489)

281
(208)
—

1

200

—

1,696

(622)
1,074

8

2

—

619

619

—

619

—

619

766

—

$

(8,335) $
8,335

—

—

—

—

—

—

—
(874)
(874)

—
(874)
—

25,778
(15,621)
10,157
(8,265)
(479)
(98)
1,315

(363)
—

—

952

(341)
611

8

619

758

8

$

$

(208) $
(61) $

1,082

1,153

$

$

(874) $
(1,100) $

—

8

—

766

$

(61) $

1,161

$

(1,100) $

766

F-49

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

MACY’S, INC.

Condensed Consolidating Statement of Comprehensive Income
For 2015 
(millions)

Parent

Subsidiary
Issuer

Other
Subsidiaries

Consolidating
Adjustments

Consolidated

Net sales................................................................ $
Cost of sales..........................................................

Gross margin.........................................................

Selling, general and administrative expenses .......

Impairments, store closing and other costs...........

Operating income (loss)........................................

Interest (expense) income, net:

External..........................................................

Intercompany.................................................

Equity in earnings of subsidiaries.........................

Income (loss) before income taxes .......................

Federal, state and local income

tax benefit (expense) .........................................
Net income............................................................

Net loss attributable to noncontrolling interest.....

Net income attributable to

Macy's, Inc. shareholders .................................. $
Comprehensive income ........................................ $
Comprehensive loss attributable to

noncontrolling interest ......................................

Comprehensive income attributable to

— $

—

—

(2)

—

(2)

1

—

1,072

1,071

1

1,072

—

1,072

1,101

$

$

—

$

11,959
(7,670)
4,289
(3,980)
(170)
139

24,037
(17,743)
6,294
(4,274)
(118)
1,902

$

(8,917) $
8,917

—

—

—

—

—

—
(1,493)
(1,493)

—
(1,493)
—

(1)
230

—

2,131

(729)
1,402

2

(361)
(230)
421
(31)

120

89

—

89

118

—

$

$

1,404

1,415

$

$

(1,493) $
(1,535) $

2

—

2

27,079
(16,496)
10,583
(8,256)
(288)
2,039

(361)
—

—

1,678

(608)
1,070

2

1,072

1,099

Macy's, Inc. shareholders .................................. $

1,101

$

118

$

1,417

$

(1,535) $

1,101

F-50

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

MACY’S, INC.

Condensed Consolidating Statement of Comprehensive Income
For 2014 
(millions)

Parent

Subsidiary
Issuer

Other
Subsidiaries

Consolidating
Adjustments

Consolidated

Net sales................................................................ $
Cost of sales..........................................................

Gross margin.........................................................

Selling, general and administrative expenses .......

Impairments, store closing and other costs...........

Operating income (loss)........................................

Interest (expense) income, net:

External..........................................................

Intercompany.................................................

Premium on early retirement of debt ....................

Equity in earnings of subsidiaries.........................

Income before income taxes .................................

Federal, state and local income

tax benefit (expense) .........................................

Net income............................................................

Net loss attributable to noncontrolling interest.....

Net income attributable to

Macy's, Inc. shareholders .................................. $
Comprehensive income ........................................ $
Comprehensive loss attributable to

noncontrolling interest ......................................

Comprehensive income attributable to

— $

—

—

(3)

—

(3)

1

—

—

1,528

1,526

—

1,526

—

1,526

1,119

$

$

—

$

13,078
(8,127)
4,951
(4,351)
(45)
555

23,522
(17,231)
6,291
(4,001)
(42)
2,248

$

(8,495) $
8,495

—

—

—

—

—

—

—
(2,152)
(2,152)

—
(2,152)
—

—

230

—

—

2,478

(889)
1,589

—

$

$

1,589

1,338

$

$

(2,152) $
(1,494) $

—

—

(394)
(230)
(17)
624

538

25

563

—

563

156

—

28,105
(16,863)
11,242
(8,355)
(87)
2,800

(393)
—
(17)
—

2,390

(864)
1,526

—

1,526

1,119

—

Macy's, Inc. shareholders .................................. $

1,119

$

156

$

1,338

$

(1,494) $

1,119

F-51

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

MACY’S, INC.

Condensed Consolidating Balance Sheet
As of January 28, 2017 
(millions)

Parent

Subsidiary
Issuer

Other
Subsidiaries

Consolidating
Adjustments

Consolidated

ASSETS:

Current Assets:

Cash and cash equivalents...................... $
Receivables.............................................

Merchandise inventories ........................

Prepaid expenses and other current

assets ...................................................

Total Current Assets......................

Property and Equipment – net .......................

Goodwill ........................................................

Other Intangible Assets – net.........................

Other Assets...................................................

Deferred Income Taxes..................................

Intercompany Receivable ..............................

Investment in Subsidiaries.............................

938

$

81

$

—

—

—

938

—

—

—

—

26

375

3,137

169

2,565

84

2,899

3,397

3,315

51

47

—

—

3,540

278

353

2,834

324

3,789

3,620

582

447

766

—

2,428

—

$

— $

—

—

—

—

—

—

—

—
(26)
(2,803)
(6,677)
(9,506) $

Total Assets................................... $

4,476

$

13,249

$

11,632

$

LIABILITIES AND SHAREHOLDERS’
EQUITY:

Current Liabilities:

Short-term debt....................................... $
Merchandise accounts payable...............

Accounts payable and accrued

liabilities .............................................

Income taxes...........................................

Total Current Liabilities................
Long-Term Debt............................................

Intercompany Payable ...................................

Deferred Income Taxes..................................

Other Liabilities.............................................

Shareholders’ Equity:

— $

—

15

71

86

—

—

—

66

Macy's, Inc. ............................................

Noncontrolling Interest ..........................

Total Shareholders’ Equity............

4,323

—

4,323

Total Liabilities and

$

306

590

1,064

16

1,976

6,544

2,803

688

500

738

—

738

3

$

— $

833

2,484

265

3,585

18

—

781

1,311

5,939
(1)
5,938

—

—

—

—

—
(2,803)
(26)
—

(6,677)
—
(6,677)

1,297

522

5,399

408

7,626

7,017

3,897

498

813

—

—

—

19,851

309

1,423

3,563

352

5,647

6,562

—

1,443

1,877

4,323
(1)
4,322

Shareholders’ Equity................. $

4,475

$

13,249

$

11,633

$

(9,506) $

19,851

F-52

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

MACY’S, INC.

Condensed Consolidating Balance Sheet
As of January 30, 2016 
(millions)

Parent

Subsidiary
Issuer

Other
Subsidiaries

Consolidating
Adjustments

Consolidated

ASSETS:

Current Assets:

Cash and cash equivalents...................... $
Receivables.............................................

Merchandise inventories ........................

Prepaid expenses and other current

assets ...................................................

Income taxes...........................................

Total Current Assets......................

Property and Equipment – net .......................

Goodwill ........................................................

Other Intangible Assets – net.........................

Other Assets...................................................

Deferred Income Taxes..................................

Intercompany Receivable ..............................

741

$

91

$

—

—

—

44

785

—

—

—

—

14

—

217

2,702

135

—

3,145

3,925

3,315

52

154

—

—

Investment in Subsidiaries.............................

4,725

3,804

277

341

2,804

344

—

3,766

3,691

582

462

743

—

3,800

—

Total Assets................................... $

5,524

$

14,395

$

13,044

$

LIABILITIES AND SHAREHOLDERS’
EQUITY:

Current Liabilities:

$

— $

—

—

—
(44)
(44)
—

—

—

—
(14)
(3,800)
(8,529)
(12,387) $

Short-term debt....................................... $
Merchandise accounts payable...............

Accounts payable and accrued

liabilities .............................................

Income taxes...........................................
Total Current Liabilities................

Long-Term Debt............................................

Intercompany Payable ...................................

Deferred Income Taxes..................................

Other Liabilities.............................................

Shareholders’ Equity: ....................................

Macy's, Inc. ............................................

Noncontrolling Interest ..........................

Total Shareholders’ Equity............

Total Liabilities and

— $

—

35

—

35

—

1,218

—

21

4,250

—

4,250

$

641

667

1

$

859

— $

—

1,439

41

2,788

6,976

2,582

693

558

798

—

798

1,859

230

2,949

19

—

798

1,544

7,731

3

7,734

—
(44)
(44)
—
(3,800)
(14)
—

(8,529)
—
(8,529)

1,109

558

5,506

479

—

7,652

7,616

3,897

514

897

—

—

—

20,576

642

1,526

3,333

227

5,728

6,995

—

1,477

2,123

4,250

3

4,253

Shareholders’ Equity................. $

5,524

$

14,395

$

13,044

$

(12,387) $

20,576

F-53

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

MACY’S, INC.

Condensed Consolidating Statement of Cash Flows
For 2016 
(millions)

Cash flows from operating activities:

Net income (loss) ............................................. $
Impairments, store closing and other costs ......
Settlement charges ...........................................
Equity in earnings of subsidiaries ....................

Dividends received from subsidiaries..............

Depreciation and amortization.........................
(Increase) decrease in working capital.............

Other, net..........................................................

Parent

Subsidiary
Issuer

Other
Subsidiaries

Consolidating
Adjustments

Consolidated

619

$

—

—

(619)

957

—
110

28

(208) $
295

34
(255)
575

407
(482)
51

1,074

$

184

64

—

—

651
92
(244)

(874) $
—

—

874
(1,532)
—
—

—

611

479

98

—

—

1,058
(280)
(165)

Net cash provided by

operating activities ................................

1,095

417

1,821

(1,532)

1,801

Cash flows from investing activities:

Purchase of property and equipment and

capitalized software, net ...............................
Other, net..........................................................

Net cash provided (used) by investing

activities ................................................

Cash flows from financing activities:

Debt repaid, net of debt issued.........................

Dividends paid .................................................

Common stock acquired, net of

issuance of common stock............................

Proceeds from noncontrolling interest .............

Intercompany activity, net................................

Other, net..........................................................

Net cash used by

 financing activities ...............................

Net increase (decrease) in cash

and cash equivalents..........................................

Cash and cash equivalents at

beginning of period ...........................................

Cash and cash equivalents at

—

—

—

—

(459)

(280)

—

(144)

(15)

(898)

197

741

12

32

44

(750)
—

—

—

255

24

(251)
20

(231)

1
(1,532)

—

4
(111)
49

—

—

—

—

1,532

—

—

—

—

(239)
52

(187)

(749)
(459)

(280)
4

—

58

(471)

(1,589)

1,532

(1,426)

(10)

91

1

277

—

—

188

1,109

end of period ..................................................... $

938

$

81

$

278

$

— $

1,297

F-54

 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

MACY’S, INC.

Condensed Consolidating Statement of Cash Flows
For 2015 
(millions)

Parent

Subsidiary
Issuer

Other
Subsidiaries

Consolidating
Adjustments

Consolidated

1,072

$

89

$

1,402

$

Cash flows from operating activities:

Net income..................................................... $
Impairments, store closing and other costs....

Equity in earnings of subsidiaries..................

Dividends received from subsidiaries ...........

Depreciation and amortization ......................

(Increase) decrease in working capital ..........
Other, net .......................................................

—

(1,072)

1,086

—

25
(8)

Net cash provided (used) by

operating activities ................................

1,103

Cash flows from investing activities:

Purchase of property and equipment and

capitalized software, net.............................

Other, net .......................................................

Net cash used by

investing activities ..............................

Cash flows from financing activities:

Debt issued, net of debt repaid ......................

—

—

—

—

Dividends paid...............................................

(456)

Common stock acquired, net of

issuance of common stock .........................

(1,838)

Proceeds from noncontrolling interest...........

Intercompany activity, net .............................

Other, net .......................................................

—

12

12

Net cash provided (used) by financing

activities..............................................

(2,270)

Net increase (decrease) in

cash and cash equivalents .................................

(1,167)

Cash and cash equivalents at

beginning of period ...........................................

1,908

Cash and cash equivalents at

170
(421)
—

440
(340)
(78)

(140)

(88)
83

(5)

348

—

—

—
(243)
37

142

(3)

94

118

—

—

621
(81)
47

(1,493) $
—

1,493
(1,086)
—

—
—

1,070

288

—

—

1,061
(396)
(39)

2,107

(1,086)

1,984

(821)
(266)

(1,087)

(1)
(1,086)

—

5

231
(136)

(987)

33

244

—

—

—

—

1,086

—

—

—

—

(909)
(183)

(1,092)

347
(456)

(1,838)
5

—
(87)

1,086

(2,029)

—

—

(1,137)

2,246

end of period ..................................................... $

741

$

91

$

277

$

— $

1,109

F-55

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)

MACY’S, INC.

Condensed Consolidating Statement of Cash Flows
For 2014 
(millions)

Cash flows from operating activities:

Net income..................................................... $
Impairments, store closing and other costs....

Equity in earnings of subsidiaries..................

Dividends received from subsidiaries ...........

Depreciation and amortization ......................

Increase (decrease) in working capital ..........
Other, net .......................................................

Net cash provided by

Parent

Subsidiary
Issuer

Other
Subsidiaries

Consolidating
Adjustments

Consolidated

1,526

$

563

$

1,589

$

—

(1,528)

1,088

—

9
(20)

45
(624)
1

454

74
(177)

42

—

—

582
(69)
243

(2,152) $
—

2,152
(1,089)
—

—
—

1,526

87

—

—

1,036

14
46

operating activities..............................

1,075

336

2,387

(1,089)

2,709

Cash flows from investing activities:

Purchase (disposition) of property and

equipment and capitalized software, net....

Other, net .......................................................

Net cash used by

investing activities ..............................

Cash flows from financing activities:

Debt repaid, net of debt issued ......................

—

—

—

—

Dividends paid...............................................

(421)

Common stock acquired, net of

issuance of common stock .........................

(1,643)

Proceeds from noncontrolling interest...........

Intercompany activity, net .............................

Other, net .......................................................

—

927

15

Net cash used by

(260)
(12)

(272)

177

—

—

—
(283)
52

(636)
(62)

(698)

(3)
(1,089)

—

—
(644)
57

—

—

—

—

1,089

—

—

—

—

(896)
(74)

(970)

174
(421)

(1,643)
—

—

124

financing activities..............................

(1,122)

(54)

(1,679)

1,089

(1,766)

Net increase (decrease) in cash

and cash equivalents..........................................

Cash and cash equivalents at

beginning of period ...........................................

Cash and cash equivalents at

(47)

1,955

10

84

10

234

—

—

(27)

2,273

end of period ..................................................... $

1,908

$

94

$

244

$

— $

2,246

F-56

 
Macy’s, the largest retail brand of Macy’s, Inc., serves customers 

coast-to-coast and internationally through about 670 stores, online 

at macys.com and through the Macy’s shopping app for mobile 

devices. Established in 1858, Macy’s is an iconic brand, delivering 

fashion and affordable luxury through powerful assortments of 

the best brands. Clearly, Macy’s is distinctly different from other 

major retailers. Our experience transcends ordinary shopping 

with special events and unforgettable experiences, including the 

Macy’s Thanksgiving Day Parade and holiday traditions; engaging 

customer service; and giving programs that make a difference in 

our communities. It’s all part of the excitement that we’ve been 

creating for 158 years. 

Bloomingdale’s is America’s only nationwide, full-line, upscale 

department store and is widely recognized for its originality, 

innovation and fashion leadership. It is a contemporary and  

“of the moment” brand with an omnichannel approach focused 

on providing a seamless customer experience from in-store 

to online. Bloomingdale’s is truly “Like no other store in the 

world” (the brand’s famous tagline) and is a leading attraction 

for domestic and international tourists. The brand operates 38 

stores, bloomingdales.com and 17 Bloomingdale’s The Outlet 

locations. Bloomingdale’s stores in Dubai and Kuwait are 

operated under license agreements with Al Tayer Insignia,  

a company of Al Tayer Group LLC.

Bluemercury is an iconic luxury beauty retailer which joined 
Macy’s, Inc. through acquisition in 2015. Through 122 specialty 
stores, including 19 stores within Macy’s, and online at  
bluemercury.com, Bluemercury is widely recognized as the  
nation’s largest and fastest-growing luxury beauty products and 
spa retail chain. Bluemercury offers a unique shopping experience 
where clients receive unparalleled technical product knowledge, 
expert advice and friendly service. In addition to skincare, makeup, 
haircare and fragrance products, clients can be pampered by 
skincare experts in Bluemercury spas. The spas are home to the 
ultimate results-oriented treatments, including world-renowned 
oxygen facials, glycolic peels, waxing and microdermabrasion. 

Revise_Macy's Annual_2016_FInal 3_22.indd   7

3/23/17   4:29 PM

M a c y ’ s ,   I n c .   2 0 1 6   A n n u a l   R e p o r t     |     3

 
 
BOARD OF DIRECTORS

Francis S. Blake
Former Chairman and  
Chief Executive Officer 
The Home Depot

John A. Bryant
Chairman, President and 
Chief Executive Officer 
Kellogg Company

Deirdre P. Connelly
Former President  
North American 
Pharmaceuticals 
GlaxoSmithKline

Jeff Gennette
President and 
Chief Executive Officer 
Macy’s, Inc.

Leslie D. Hale
Chief Operating Officer,  
Chief Financial Officer  
and Executive Vice President 
RLJ Lodging Trust

William H. Lenehan
President and  
Chief Executive Officer 
Four Corners  
Property Trust, Inc.

Sara Levinson
Co-Founder and Director  
Katapult

Terry J. Lundgren
Executive Chairman 
Macy’s, Inc. and 
Chairman of the Board

Joyce M. Roché
Former President and  
Chief Executive Officer 
Girls Incorporated

Paul C. Varga 
Chairman and  
Chief Executive Officer 
Brown-Forman Corporation

Marna C. Whittington
Former Chief Executive Officer 
Allianz Global Investors Capital  
and Lead Director of the Board

Annie Young-Scrivner
Executive Vice President 
Starbucks Corporation

EXECUTIVE   
MANAGEMENT TEAM

Jeff Gennette
President and  
Chief Executive Officer

Timothy Baxter
Chief Merchandising Officer

Elisa D. Garcia
Chief Legal Officer 
and Secretary

Robert B. Harrison
Chief Omnichannel and 
Operations Officer 

Karen M. Hoguet
Chief Financial Officer

Jeffrey A. Kantor
Chief Stores and 
Human Resources Officer

Molly Langenstein
Chief Private Brands Officer

Richard A. Lennox
Chief Marketing Officer

Justin S. MacFarlane
Chief Strategy, Analytics  
and Innovation Officer

Patti H. Ongman
Chief Merchandise  
Planning Officer

Tony Spring
Chairman and  
Chief Executive Officer  
Bloomingdale’s

Terry J. Lundgren
Executive Chairman 

4     |     M a c y ’ s ,   I n c .   2 0 1 6   A n n u a l   R e p o r t

Revise_Macy's Annual_2016_FInal 3_22.indd   8

3/24/17   11:20 AM

S H A R E H O L D E R   
I N F O R M A T I O N

CONTACT US:

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CALL:

Macy’s, Inc. Investor Relations Department 
1-513-579-7028

Macy’s, Inc. News & Information  
Request Hotline  
1-800-261-5385

WRITE:

Macy’s, Inc. – Investor Relations Department 
7 West Seventh Street 
Cincinnati, OH 45202

Email: Investors@macys.com

MACY’S, INC. SHARES

Macy’s, Inc. 
c/o Computershare 
Shareowner Services 
P.O. Box 30170 
College Station, TX 77842

1-866-337-3311 
(Inside the United States  
and Canada)

1-201-680-6578 
(Outside the United States  
and Canada)

For the hearing impaired 
1-800-231-5469 (TDD)

computershare.com/investor

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INFORMATION?

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Macy's Annual_2016_FInal 3_22.indd   9

3/23/17   5:20 AM

M a c y ’ s ,   I n c .   2 0 1 6   A n n u a l   R e p o r t     |     5

macysinc.com

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