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MarineMax, Inc.

hzo · NYSE Consumer Cyclical
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Ticker hzo
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Sector Consumer Cyclical
Industry Specialty Retail
Employees 4050
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FY2003 Annual Report · MarineMax, Inc.
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MARINEMAX INC

FORM 10-K 
(Annual Report) 

Filed 12/29/2003 For Period Ending 9/30/2003

Address

18167 US 19 N SUITE 499

CLEARWATER, Florida 33764

Telephone

CIK

Industry

Sector

Fiscal Year

813-531-1700 

0001057060

Retail (Specialty)

Services

09/30

 
 
SECURITIES AND EXCHANGE COMMISSION  
Washington, D.C. 20549  

(cid:1)  

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 
1934 

Form 10-K  

For fiscal year ended September 30, 2003 

Commission File Number 1-14173  

MarineMax, Inc.  

(Exact Name of Registrant as Specified in Its Charter)  

Delaware  
(State of Incorporation) 

59-3496957 
(I.R.S. Employer Identification No.) 

18167 U.S. Highway North  
Suite 499  
Clearwater, Florida 33764  
(727) 531-1700  
(Address, including zip code, and telephone number,  
including area code, of principal executive offices)  

Securities registered pursuant to Section 12(b) of the Exchange Act:  

Title of Each Class 

Name of Each Exchange on Which Registered 

Common Stock, par value $.001 per share  
Rights to Purchase Series A Junior Participating  
Preferred Stock  

New York Stock Exchange 

Securities registered pursuant to Section 12(g) of the Exchange Act:  
None  

     Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange 
Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been 
subject to such filing requirements for the past 90 days.     Yes  (cid:1)           No  (cid:3)  

     Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be 
contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this 
Form 10-K or any amendment to this Form 10-K.      (cid:3)  

     Indicate by check mark whether the registrant is an accelerated filer (as defined in Rule 12b-2 of the Act).     Yes  (cid:1)           No  (cid:3)  

     The aggregate market value of Common Stock held by nonaffiliates of the registrant (8,326,448 shares) based on the closing price of the 
registrant’s Common Stock as reported on the New York Stock Exchange on March 31, 2003, which was the last business day of the 
registrant’s most recently completed second fiscal quarter, was $75,104,561. For purposes of this computation, all officers, directors, and 10% 
beneficial owners of the registrant are deemed to be affiliates. Such determination should not be deemed to be an admission that such officers, 
directors, or 10% beneficial owners are, in fact, affiliates of the registrant.  

   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
          As of December 23, 2003, there were outstanding 15,458,328 shares of registrant’s Common Stock, par value $.001 per share.  

Documents Incorporated by Reference  

     Portions of the registrant’s definitive Proxy Statement for the 2004 Annual Meeting of Stockholders are incorporated by reference into Part 
III of this Report.  

MARINEMAX, INC.  

ANNUAL REPORT ON FORM 10-K  
Fiscal Year Ended September 30, 2003  

TABLE OF CONTENTS  

PART I 

   Business 
   Properties 
   Legal Proceedings 
   Submission of Matters to a Vote of Security Holders 

PART II 

Market for the Registrant’s Common Equity and Related Stockholder 
Matters 

   Selected Financial Data 

Item 1.  
Item 2.  
Item 3.  
Item 4.  

Item 5.  

Item 6.  
Item 7.  

Management’s Discussion and Analysis of Financial Condition, and Results 
of Operations 

Item 7A.      Quantitative and Qualitative Disclosures About Market Risk 
Item 8.  
Item 9.  

   Financial Statements and Supplementary Data 

Changes in and Disagreements with Accountants on Accounting and 
Financial Disclosure 

Item 9A.      Controls and Procedures 

PART III 

Item 10.      Directors and Executive Officers of the Registrant 
Item 11.      Executive Compensation 
Item 12.  

Security Ownership of Certain Beneficial Owners and Management and 
Related Stockholder Matters 

Item 13.      Certain Relationships and Related Transactions 
Item 14.      Principal Accountant Fees and Services 

Item 15.      Exhibits, Financial Statement Schedules, and Reports on Form 8-K 
Signatures 
Index to Consolidated Financial Statements 

PART IV 

STATEMENTS REGARDING FORWARD-LOOKING STATEMENTS  

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   F-1   

      The statements contained in this report on Form 10-K that are not purely historical are forward-looking statements within the meaning of 
applicable securities laws. Forward-looking statements include statements regarding our “expectations,” “anticipation,” “intentions,” “beliefs,” 
or “strategies” regarding the future. Forward-looking statements relating to our future economic performance, plans and objectives for future 
operations, and projections of revenue and other financial items that are based on our beliefs as well as assumptions made by and information 
currently available to us. Actual results could differ materially from those currently anticipated as a result of a number of factors, including 
those discussed in Item 1, “Business — Risk Factors.”  

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Item 1. 

Business 

Our Company  

PART I  

Introduction  

      We are the largest recreational boat dealer in the United States. Through 66 retail locations in Alabama, Arizona, California, Colorado, 
Delaware, Florida, Georgia, Minnesota, Nevada, New Jersey, North Carolina, Ohio, South Carolina, Texas, and Utah, we sell new and used 
recreational boats, including pleasure boats (such as sport boats, sport cruisers, sport yachts, and yachts), ski boats, and fishing boats, with a 
focus on premium brands in each segment. We also sell related marine products, including engines, trailers, parts, and accessories. In addition, 
we arrange related boat financing, insurance, and extended service contracts; provide repair and maintenance services; and offer boat and yacht 
brokerage services.  

      We are the nation’s largest retailer of Sea Ray, Boston Whaler, Meridian, and Hatteras recreational boats and yachts, all of which are 
manufactured by Brunswick Corporation. Sales of new Brunswick boats accounted for approximately 65% of our revenue in fiscal 2003. 
Brunswick is the world’s largest manufacturer of marine products and marine engines. We believe our sales represented in excess of 10% of all 
Brunswick marine sales, including approximately 33% of its new Sea Ray boat sales, during our 2003 fiscal year. Through operating 
subsidiaries, we are a party to dealer agreements with Brunswick covering Sea Ray products and we are the exclusive dealer of Sea Ray boats 
in our geographic markets.  

      Subsequent to the end of fiscal 2003, we were appointed the exclusive dealer for Italy-based Ferretti Group for Ferretti Yachts and for 
Pershing, Riva, Apreamare, Mochi Craft, Custom Line, and CRN mega-yachts, yachts, and other recreational boats for the United States, 
Canada, and the Bahamas, and we have the right to become the exclusive dealer in Mexico and the Caribbean. At the same time, we were 
appointed the exclusive dealer for Bertram in the United States (excluding the Florida peninsula and certain portions of New England), Canada, 
and the Bahamas, and we have the right to become the exclusive dealer in Mexico and certain areas of the Caribbean. We believe the brands we 
are adding offer a migration for our existing customer base or fill a void in our product offering and accordingly will not compete with or 
cannibalize the business generated from our other prominent brands.  

      We commenced operations as a result of the March 1, 1998 acquisition of five previously independent recreational boat dealers. Since that 
time, we have acquired 16 additional previously independent recreational boat dealers, two boat brokerage operations, and a full-service yacht 
repair operation. We capitalize on the experience and success of the acquired companies in order to establish a new national standard of 
customer service and responsiveness in the highly fragmented retail boating industry. As a result of our emphasis on premium brand boats, our 
average selling price for a new boat in fiscal 2003 was approximately $87,000 compared to the industry average selling price of approximately 
$30,000. Our stores, which operated at least 12 months, averaged approximately $12 million in annual sales in fiscal 2003. We consider a store 
to be one or more retail locations that are adjacent or operate as one entity. For the fiscal year ended September 30, 2003, we had revenue of 
approximately $608 million, operating income of approximately $35 million, and net income of approximately $20 million. Our same-store 
sales increased an average of approximately 8% for the last five years, including a decline of 9% in fiscal 2001.  

      We adopt the best practices of our acquired companies as appropriate to enhance our ability to attract more customers, foster an overall 
enjoyable boating experience, and offer boat manufacturers stable and professional retail distribution and a broad geographic presence. We 
believe that our full range of services, no-haggle sales approach, prime retail locations, extensive facilities, strong management and team 
members, and emphasis on customer service and satisfaction before and after a boat sale are competitive advantages that enable us to be more 
responsive to the needs of existing and prospective customers.  

      The U.S. recreational boating industry generated approximately $30.3 billion in retail sales in calendar 2002, including sales of new and 
used boats; marine products, such as engines, trailers, equipment, and accessories; and related expenditures, such as fuel, insurance, docking, 
storage, and repairs. Retail sales of new  

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and used boats, engines, trailers, and accessories accounted for approximately $21.8 billion of these sales in 2002. The highly fragmented retail 
boating industry generally consists of small dealers that operate in a single market and provide varying degrees of merchandising, professional 
management, and customer service. We believe that many small dealers are finding it increasingly difficult to make the managerial and capital 
commitments necessary to achieve higher customer service levels and upgrade systems and facilities as required by boat manufacturers and 
demanded by customers. We also believe that many dealers lack an exit strategy for their owners. We believe these factors contribute to our 
opportunity.  

Strategy  

      Our goal is to enhance our position as the nation’s leading recreational boat dealer. Key elements of our operating and growth strategy 
include the following:  

•  emphasizing customer satisfaction and loyalty by creating an overall enjoyable boating experience beginning with a negotiation-free 

purchase process, superior service, and premier facilities; 

•  implementing the “best practices” of our acquired dealers as appropriate throughout our dealerships; 

•  achieving efficiencies and synergies among our operations to enhance internal growth and profitability; 

•  emphasizing employee training and development; 

•  opening additional retail facilities in our existing and new territories; 

•  offering additional products and services, including those involving higher profit margins; 

•  pursuing strategic acquisitions to capitalize upon the significant consolidation opportunities in the highly fragmented recreational boat 
dealer industry by acquiring additional dealers and related operations and improving their performance and profitability through the 
implementation of our operating strategies; 

•  expanding our Internet retail operations and marketing; 

•  promoting national brand name recognition and the MarineMax connection; 

•  operating with a decentralized approach to the operational management of our dealerships; and 

•  utilizing technology throughout operations, which facilitates the interchange of information and enhances cross-selling opportunities 

throughout our company. 

Development of the Company; Expansion of Business  

      MarineMax was founded in January 1998. MarineMax itself, however, conducted no operations until the acquisition of five independent 
recreational boat dealers on March 1, 1998. We acquired a sixth recreational boat dealer in April 1998. Since our initial public offering in June 
1998, we have acquired 15 additional recreational boat dealers, two boat brokerage operations, and a full-service yacht repair operation. Each 
of our acquired dealers is continuing its operations under the MarineMax name as a wholly owned operating subsidiary of our company.  

      We continually attempt to expand our business by providing a full range of services, offering extensive and high-quality product lines, 
maintaining prime retail locations, pursuing the MarineMax Value Price sales approach, and emphasizing the highest level of customer service 
and customer satisfaction.  

      We also evaluate opportunities to expand our operations by acquiring recreational boat dealers to expand our geographic scope; expanding 
our product lines; opening new retail locations within our existing territories; and providing new products and services for our customers.  

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      Acquisitions of additional recreational boat dealers represent an important strategy in our goal to enhance our position as the nation’s 
leading retailer of recreational boats. The following table sets forth information regarding the entities that we have acquired and their 
geographic regions.  

Acquired Companies 

Acquisition Date 

Geographic Region 

Bassett Boat Company of Florida  
Louis DelHomme Marine  
Gulfwind USA, Inc.   
Gulfwind South, Inc.   
Harrison’s Boat Center, Inc. and Harrison’s Marine Centers of Arizona, 

Inc.   

Stovall Marine, Inc.   
Cochran’s Marine, Inc. and C & N Marine Corporation  
Sea Ray of North Carolina, Inc.   
Brevard Boat Company  
Sea Ray of Las Vegas  
Treasure Cove Marina, Inc.   
Woods & Oviatt, Inc.   
Boating World  
Merit Marine, Inc.   
Suburban Boatworks, Inc.   
Hansen Marine, Inc.   
Duce Marine, Inc.   
Clark’s Landing, Inc. (selected New Jersey locations and operations)  

Associated Marine Technologies, Inc.   
Gulfwind Marine Partners, Inc.   
Seaside Marine, Inc.   
Sundance Marine, Inc.   
Killinger Marine Center, Inc. and Killinger Marine Center of Alabama, 

Inc.  

Emarine International, Inc. and Steven Myers, Inc.  

March 1998   
March 1998   
March 1998   
March 1998   

March 1998   
April 1998   
July 1998   
July 1998   
September 1998   
September 1998   
September 1998   
October 1998   
February 1999   
March 1999   
April 1999   
August 1999   
December 1999   

April 2000 
January 2001   
April 2002   
July 2002   
June 2003   

September 2003   
October 2003   

   Southeast Florida 
   Dallas and Houston, Texas 
   West Central, Florida 
   Southwest Florida 

Northern California and 
Arizona 
   Georgia 
   Minnesota 
   North and South Carolina 
   East Central Florida 
   Nevada 
   Northern Ohio 
   Southeast Florida 
   Dallas, Texas 
   Southern New Jersey 
   Central New Jersey 
   Northeast Florida 
   Utah 

Northern New Jersey 

   Southeast Florida 
   West Florida 
   Southern California 
   Colorado 

Northwest Florida and 
Alabama 

   Southeast Florida 

      Apart from acquisitions, we have opened 13 new retail locations in existing territories, excluding those opened on a temporary basis for a 
specific purpose. We also monitor the performance of our retail locations and close retail locations that do not meet our expectations. Based on 
these factors, we have closed eight retail locations since March 1998, excluding those opened on a temporary basis for a specific purpose.  

      As a part of our acquisition strategy, we frequently engage in discussions with various recreational boat dealers regarding their potential 
acquisition by us. In connection with these discussions, we and each potential acquisition candidate exchange confidential operational and 
financial information, conduct due diligence inquiries, and consider the structure, terms, and conditions of the potential acquisition. In certain 
cases, the prospective acquisition candidate agrees not to discuss a potential acquisition with any other party for a specific period of time, 
grants us an option to purchase the prospective dealer for a designated price during a specific time, and agrees to take other actions designed to 
enhance the possibility of the acquisition, such as preparing audited financial information and converting its accounting system to the system 
specified by us. Potential acquisition discussions frequently take place over a long period of time and involve difficult business integration and 
other issues, including in some cases, management succession and related matters. As a result of these and other factors, a number of potential 
acquisitions that from time to time appear likely to occur do not result in binding legal agreements and are not consummated.  

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      In addition to acquiring recreational boat dealers and opening new retail locations, we also add new product lines to expand our operations. 
The following table sets forth various product lines that we have added to our existing locations:  

Product Line 

Fiscal Year 

Geographic Regions 

Boston Whaler  
Hatteras Yachts  

Boston Whaler  
Boston Whaler  
MB Sports  
Sea Hunt  
Bennington  
Meridian Yachts  

Tracker Marine  
Grady White  
Hatteras Yachts  
Boston Whaler  
Century  
Ferretti Yachts, Pershing, Riva, Apreamare, Mochi Craft, 

Custom Line, and CRN  

Bertram  

1997   
1999 

1999   
2000   
2001   
2001   
2002   
2002 

2002   
2002   
2002   
2004   
2004   

2004 
2004 

   West Central Florida; Stuart, Florida; Dallas, Texas 

Florida (excluding the Florida panhandle) and distribution 
rights for products over 82 feet for North and South 
America, the Caribbean, and the Bahamas 

   Ohio 
   North Palm Beach, Florida 
   Northern California, Arizona, Nevada, Utah, and Texas 
   East Central Florida and Texas 
   Northern California, Nevada, and Utah 

Florida, Georgia, North and South Carolina, New Jersey, 
Ohio, Minnesota, Texas, and Delaware 

   Minnesota, Georgia, and Ohio 
   Houston, Texas 
   Texas 
   North and South Carolina 
   North and South Carolina 

United States, Canada, and the Bahamas 
United States (excluding the Florida peninsula and 
portions of New England), Canada, and the Bahamas. 

      We also are expanding our used boat sales and yacht brokerage services through an increased emphasis on these activities. In addition, we 
are expanding our F&I activities by offering our customers the ability to finance new or used boat purchases and to purchase extended service 
contracts and arrange insurance coverage, including boat property, credit-life, accident, disability, and casualty coverage. Finally, we are 
placing increased emphasis on our parts and accessory and maintenance and repair services, which we provide at most of our locations and 
through stand-alone service facilities, including our full-service yacht repair facility in Southeast Florida.  

      We maintain our executive offices at 18167 U.S. 19 North, Suite 499, Clearwater, Florida 33764, and our telephone number is (727) 531-
1700. We were incorporated in the state of Delaware in January 1998. Unless the context otherwise requires, all references to “MarineMax” 
mean MarineMax, Inc. prior to its acquisition of five previously independent recreational boat dealers in March 1998 (including their related 
real estate companies) and all references to the “Company,” “our company,” “we,” “us,” and “our” mean, as a combined company, 
MarineMax, Inc. and the 21 recreational boat dealers, two boat brokerage operations, and one full-service yacht repair operation acquired to 
date (the “acquired dealers,” and together with the brokerage and repair operations, “operating subsidiaries” or the “acquired companies”).  

      Our website is located at www.MarineMax.com . Through our website, we make available free of charge our annual report on Form 10-K, 
our quarterly reports on Form 10-Q, our current reports on Form 8-K, our proxy statements, and any amendments to those reports filed or 
furnished pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934. These reports are available as soon as reasonably 
practicable after we electronically file those reports with the Securities and Exchange Commission. We also post on our website  

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the charters of our Audit, Compensation, and Nominating/ Corporate Governance Committees; our Corporate Governance Guidelines, Code of 
Business Conduct and Ethics, and Code of Ethics for the CEO and Senior Financial Officers, and any amendments or waivers thereto; and any 
other corporate governance materials contemplated by SEC or NYSE regulations. These documents are also available in print to any 
stockholder requesting a copy from our corporate secretary at our principal executive offices.  

General  

BUSINESS  

      We are the largest recreational boat dealer in the United States. Through 66 retail locations in Alabama, Arizona, California, Colorado, 
Delaware, Florida, Georgia, Minnesota, Nevada, New Jersey, North Carolina, Ohio, South Carolina, Texas, and Utah, we sell new and used 
recreational boats, including pleasure boats (such as sport boats, sport cruisers, sport yachts, and yachts) ski boats, and fishing boats, with a 
focus on premium brands in each segment. We also sell related marine products, including engines, trailers, parts, and accessories. In addition, 
we arrange related boat and yacht financing, insurance, and extended service contracts; provide repair and maintenance services; and offer boat 
and yacht brokerage services.  

      We are the nation’s largest retailer of Sea Ray, Boston Whaler, Meridian, and Hatteras recreational boats and yachts. Sales of new Sea Ray, 
Boston Whaler, Meridian, and Hatteras recreational boats and yachts, each of which is manufactured by Brunswick Corporation (Brunswick), 
accounted for approximately 65% of our revenue in fiscal 2003. Brunswick is the world’s largest manufacturer of marine products and marine 
engines. We believe our sales represented in excess of 10% of all Brunswick marine sales during our 2003 fiscal year. Each of our principal 
operating subsidiaries is a party to a dealer agreement with Brunswick covering Sea Ray products and is the exclusive dealer of Sea Ray boats 
in its geographic market. We also have the right to sell Hatteras Yachts throughout the state of Florida (excluding the Florida panhandle) and 
the state of Texas, as well as the distribution rights for Hatteras products over 82 feet for North and South America, the Caribbean, and the 
Bahamas. In August 2002, we were awarded the Meridian Yacht distribution rights to most of our geographic markets, excluding Arizona, 
California, Colorado, Nevada, and Utah. Subsequent to the end of fiscal 2003, we were appointed the exclusive dealer for Italy-based Ferretti 
Group for Ferretti Yachts and for Pershing, Riva, Apreamare, Mochi Craft, Custom Line, and CRN mega-yachts, yachts, and other recreational 
boats for the United States, Canada, and the Bahamas, and we have the right to become the exclusive dealer in Mexico and the Caribbean. At 
the same time, we were also appointed the exclusive dealer for Bertram in the United States (excluding the Florida peninsula and certain 
portions of New England), Canada, and the Bahamas, and we have the right to become the exclusive dealer in Mexico and certain areas of the 
Caribbean. We believe the brands we are adding offer a migration for our existing customer base or fill a void in our product offering and 
accordingly will not compete with or cannibalize the business generated from our other prominent brands.  

U.S. Recreational Boating Industry  

      The total U.S. recreational boating industry generated approximately $30.3 billion in retail sales in calendar 2002, including retail sales of 
new and used recreational boats; marine products, such as engines, trailers, parts, and accessories; and related boating expenditures, such as 
fuel, insurance, docking, storage, and repairs. We believe that retail sales of new boats, engines, trailers, and accessories accounted for 
approximately $13.6 billion of such sales in 2002. Retail recreational boating sales were $17.9 billion in the late 1980s, but declined to a low of 
$10.3 billion in 1992. We believe this decline can be attributed to several factors, including a recession, the Gulf War, and the imposition 
throughout 1991 and 1992 of a luxury tax on boats sold at prices in excess of $100,000. The luxury tax was repealed in 1993 and, with the 
exception of 1998, retail recreational boating sales have increased every year since.  

      The recreational boat retail market remains highly fragmented with little consolidation having occurred to date and consists of numerous 
boat retailers, most of which are small companies owned by individuals that operate in a single market and provide varying degrees of 
merchandising, professional management, and  

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customer service. We believe that many boat retailers are encountering increased pressure from boat manufacturers to improve their levels of 
service and systems, increased competition from larger national retailers in certain product lines, and, in certain cases, business succession 
issues.  

Strategy  

      Our goal is to enhance our position as the nation’s leading recreational boat dealer. Key elements of our strategy include the following:  

      Emphasizing Customer Satisfaction and Loyalty. We seek to achieve a high level of customer satisfaction and establish long-term 
customer loyalty by creating an overall enjoyable boating experience beginning with a negotiation-free purchase process. We further 
enhance and simplify the purchase process by helping to arrange financing and insurance at our retail locations with competitive terms and 
streamlined turnaround. We offer the customer a thorough in-water orientation of boat operations where available, as well as ongoing boat 
safety, maintenance, and use seminars and demonstrations for the customer’s entire family. We also continue our customer service after the 
sale by leading and sponsoring MarineMax Getaways! group boating trips to various destinations, rendezvous gatherings, and on-the-water 
organized events to provide our customers with pre-arranged opportunities to enjoy the pleasures of the boating lifestyle. We also endeavor 
to provide superior maintenance and repair services, often through mobile service at the customer’s wet slip and with extended service 
department hours and emergency service availability, that minimize the hassles of boat maintenance. 

      Implementing Best Practices. We implement the “best practices” of our acquired dealers as appropriate throughout our dealerships. As 
an example, we have implemented the no-haggle sales approach at each of our dealerships. Under the MarineMax Value-Price approach, 
we sell our boats at posted prices, generally representing a discount from the manufacturer’s suggested retail price, thereby eliminating the 
anxieties of price negotiations that occur in most boat purchases. In addition, we adopt, where beneficial, the best practices of our acquired 
dealers in terms of location, design, layout, product purchases, maintenance and repair services (including extended service hours and 
mobile or dockside services), product mix, employee training, and customer education and services. 

      Achieving Operating Efficiencies and Synergies. We strive to increase the operating efficiencies of and achieve certain synergies 
among our dealerships in order to enhance internal growth and profitability. We centralize various aspects of certain administrative 
functions at the corporate level, such as accounting, finance, insurance coverage, employee benefits, marketing, strategic planning, legal 
support, purchasing and distribution, and management information systems. Centralization of these functions reduces duplicative expenses 
and permits the dealerships to benefit from a level of scale and expertise that would otherwise be unavailable to each dealership 
individually. We also seek to realize cost savings from reduced inventory carrying costs as a result of purchasing boat inventories on a 
national level and directing boats to dealership locations that can more readily sell such boats; lower financing costs through our credit 
facilities; and volume purchase discounts and rebates for certain marine products, supplies, and advertising. The ability of our retail 
locations to offer the complementary services of our other retail locations, such as offering customer excursion opportunities, providing 
maintenance and repair services at the customer’s boat location, and giving access to a larger inventory, increases the competitiveness of 
each retail location. By centralizing these types of activities, our store managers have more time to focus on the customer and the 
development of their teams. 

      Emphasizing Employee Training and Development. To promote continued internal growth, we devote substantial efforts to train our 
employees to understand our core retail philosophies, which focus on making the purchase of a boat and its subsequent use as hassle-free 
and enjoyable as possible. Through our MarineMax University, or MMU, we teach our retail philosophies to existing and new employees 
at various locations and online, through MMU-online. MMU is a modularized and instructor-led educational program that focuses on our 
retailing philosophies and provides instruction on such matters as the sales process, customer service, F&I, accounting, leadership, and 
human resources. 

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      Opening New Facilities. We intend to continue to establish additional retail facilities in our existing and new territories. We believe 
that the demographics of our existing geographic territories support the opening of additional facilities, and we have opened 13 new retail 
facilities, excluding those opened on a temporary basis for a specific purpose, since our formation in January 1998. We also plan to reach 
new customers by expanding various innovative retail formats developed by us, such as mall stores and floating retail facilities. Our mall 
store concept is unique to the boating industry and is designed to draw mall traffic, thereby providing exposure to boating for the non-
boating public as well as displaying our new product offerings to boating enthusiasts. Floating retail facilities place the sales facility, with a 
customer reception area and sales offices, on or anchored to a dock in a marina and use adjacent boat slips to display our new and used 
boats in areas of high boating activity. We continually monitor the performance of our retail locations and close retail locations that do not 
meet our expectations or that were opened for a specific purpose that is no longer relevant. Since March 1998, we have closed eight retail 
locations, excluding those opened on a temporary basis for a specific purpose. 

      Offering Additional Products and Services, Including Those Involving Higher Profit Margins. We plan to continue to offer additional 
product lines and services throughout our dealerships or, when appropriate, in selected dealerships. We are offering throughout our 
dealerships product lines that previously have been offered only at certain of our locations. We also may obtain additional product lines 
through the acquisition of distribution rights directly from manufacturers and the acquisition of dealerships with distribution rights. We 
have increased our used boat sales and yacht brokerage services through an increased emphasis on these activities, cooperative efforts 
among our dealerships, and the use of the Internet. We also plan to continue to grow our financing and insurance, parts and accessories, 
and service businesses to better serve our customers and thereby increase revenue and improve profitability of these higher margin 
businesses. 

      Pursuing Strategic Acquisitions. We capitalize upon the significant consolidation opportunities available in the highly fragmented 
recreational boat dealer industry by acquiring independent dealers and improving their performance and profitability through the 
implementation of our operating strategies. The primary acquisition focus is on well-established, high-end recreational boat dealers in 
geographic markets not currently served by us, particularly geographic markets with strong boating demographics, such as areas within the 
coastal states and the Great Lakes region. We also may seek to acquire boat dealers that, while located in attractive geographic markets, 
have not been able to realize favorable market share or profitability and that can benefit substantially from our systems and operating 
strategies. We may expand our range of product lines, service offerings, and market penetration by acquiring companies that distribute 
recreational boat product lines or boating-related services different from those we currently offer. As a result of the considerable industry 
experience and relationships of our management team, we believe we are well positioned to identify and evaluate acquisition candidates 
and assess their growth prospects, the quality of their management teams, their local reputation with customers, and the suitability of their 
locations. We believe we are regarded as an attractive acquiror by boat dealers because of (1) the historical performance and the experience 
and reputation of our management team within the industry; (2) our decentralized operating strategy, which generally enables the managers 
of an acquired dealer to continue their involvement in dealership operations; (3) the ability of management and employees of an acquired 
dealer to participate in our growth and expansion through potential stock ownership and career advancement opportunities; and (4) the 
ability to offer liquidity to the owners of acquired dealers through the receipt of common stock or cash. Brunswick has agreed to cooperate 
in good faith with us and not to unreasonably withhold its consent to the acquisition by us each year of Sea Ray boat dealers with aggregate 
total revenue not exceeding 20% of our revenue in our prior fiscal year to the extent such Sea Ray dealers desire to be acquired by us and 
subject to the maximum purchase restrictions as further described in “Business — Brunswick Agreement Relating to Acquisitions.” 

      Utilization of the Internet. Our web initiative, www.MarineMax.com , provides customers with the ability to learn more about our 
company and our products. Our website generates direct sales and provides our stores leads to potential customers for new and used boats 
and brokerage services. We also plan to expand our ability to offer financing and parts and accessories on our website. 

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      Promoting Brand Name Recognition and the MarineMax Connection. We are promoting our brand name recognition to take 
advantage of our status as the nation’s only coast-to-coast marine retailer. This strategy also recognizes that many existing and potential 
customers who reside in Northern markets and vacation for substantial periods in Southern markets will prefer to purchase and service 
their boats from the same well-known company. We refer to this strategy as the “MarineMax Connection.” As a result, our signage 
emphasizes the MarineMax name at each of our locations, and we have increased our national advertising in various print and other media. 

      Operating with Decentralized Management. We maintain a generally decentralized approach to the operational management of our 
dealerships. The decentralized management approach takes advantage of the extensive experience of local managers, enabling them to 
implement policies and make decisions, including the appropriate product mix, based on the needs of the local market. Local management 
authority also fosters responsive customer service and promotes long-term community and customer relationships. In addition, the 
centralization of certain administrative functions at the corporate level enhances the ability of local managers to focus their efforts on day-
to-day dealership operations and the customers. 

      Utilizing Technology Throughout Operations. We believe that our management information system, which currently is being utilized 
by each operating subsidiary and was developed over a number of years through cooperative efforts with a common vendor, enhances our 
ability to integrate successfully the operations of our operating subsidiaries and future acquired dealers. The system facilitates the 
interchange of information and enhances cross-selling opportunities throughout our company. The system integrates each level of 
operations on a company-wide basis, including purchasing, inventory, receivables, financial reporting, budgeting, and sales management. 
The system also provides sales representatives with prospect and customer information that aids them in tracking the status of their 
contacts with prospects, automatically generates follow-up correspondence to such prospects, facilitates the availability of a particular boat 
company-wide, locates boats needed to satisfy a particular customer request, and monitors the maintenance and service needs of 
customers’ boats. Our representatives also utilize the computer system to assist in arranging customer financing and insurance packages. 
Our managers use a web-based tool to access essentially all financial and operational data from anywhere at any time. 

Products and Services  

      We offer new and used recreational boats and related marine products, including engines, trailers, parts, and accessories. While we sell a 
broad range of new and used boats, we focus on premium brand products. In addition, we assist in arranging related boat financing, insurance, 
and extended service contracts; provide boat maintenance and repair services; and offer boat brokerage services.  

New Boat Sales 

      We primarily sell recreational boats, including pleasure boats (such as sport boats, sport cruisers, sport yachts, and yachts) and fishing 
boats. The principal products we offer are manufactured by Brunswick, the leading worldwide manufacturer of recreational boats, including 
Sea Ray pleasure boats, Boston Whaler fishing boats, Meridian Yachts, and Hatteras Yachts. In fiscal 2003, approximately 65% of our revenue 
was derived from the sale of new boats manufactured by Brunswick. We believe that we represent in excess of 10% of all of Brunswick’s 
marine product sales during that period. We also sell mega-yachts, yachts, and other recreational boats manufactured by Bertram and the Italy-
based Ferretti Group, including Ferretti Yachts, Pershing, Riva, Apreamare, Mochi Craft, Custom Line, and CRN. Certain of our dealerships 
also sell luxury yachts, fishing boats, ski boats, and pontoon boats provided by other manufacturers. During fiscal 2003, new boat sales 
accounted for approximately 68% of our revenue.  

      We offer recreational boats in most market segments, but have a particular focus on premium quality pleasure boats and yachts as reflected 
by our fiscal 2003 average new boat sales price of approximately $87,000 compared with our estimated industry average selling price of 
approximately $30,000. Given our locations in some of the more affluent, offshore boating areas in the United States and emphasis on high 
levels of customer  

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service, we sell a relatively higher percentage of large recreational boats, such as yachts and sport cruisers. We believe that the product lines we 
offer are among the highest quality within their respective market segments, with well-established trade-name recognition and reputations for 
quality, performance, and styling.  

      The following table is illustrative of the range of new boats that we offer, but is not all inclusive:  

Product Line and Trade Name 

Number 
of Models 

Overall Length 

Manufacturer Suggested 
Retail Price Range 

Motor Yachts and Convertibles  
   Hatteras Motor Yachts  
   Hatteras Convertibles  
Pleasure Boats  
   Sea Ray Yachts  
   Sea Ray Sport Yachts  
   Sea Ray Sport Cruisers  
   Sea Ray Sport Boats  
Fishing Boats  
   Boston Whaler  

9   
9   

     63’ to 100’+ 
     50’ to 90’  

$ 2,300,000 to $8,000,000 + 
1,000,000 to 6,000,000 + 

6   
     10   
9   
     15   

     50’ to 68’  
     36’ to 48’  
     26’ to 34’  
     17’ to 27’  

850,000 to 3,100,000   
320,000 to 950,000   
65,000 to 230,000   
18,000 to 81,500   

     16   

     12’ to 29’  

5,000 to 190,000   

      Motor Yachts and Convertibles. Hatteras Yachts is one of the world’s premier yacht builders. The Hatteras fleet is one of the most 
extensive serving the luxury megayacht segment of the market, with configurations for cruising and sport fishing. All Hatteras models include 
state-of-the-art designs with live-aboard luxury. The motor yacht series, ranging from 63 feet to over 100 feet, offers a flybridge with extensive 
guest seating; covered aft deck, which may be fully or partially enclosed, providing the boater with additional living space; an elegant salon; 
and multiple staterooms for accommodations. The convertibles are primarily fishing vessels, which are well equipped to meet the needs of even 
the most serious tournament-class competitor. Ranging from 50 feet to 90 feet, Hatteras convertibles feature interiors that offer luxurious 
salon/galley arrangements, multiple staterooms with private heads, and a cockpit that includes a bait and tackle center, fishbox, and freezer.  

      Pleasure Boats. Sea Ray pleasure boats target both the luxury and the family recreational boating markets. Sea Ray sport yachts and yachts 
serve the luxury segment of the recreational boating market and include top-of-the-line living accommodations with a salon, a fully equipped 
galley, and multiple staterooms. The sport yachts and yachts come in a variety of configurations, including aft cabin, bridge cockpit, and 
express cruiser models, to suit each customer’s particular recreational boating style. Sea Ray sport boat and sport cruiser models are designed 
for performance and dependability to meet family recreational needs and include many of the features and accommodations of Sea Ray’s sport 
yacht and yacht models. All Sea Ray pleasure boats feature custom instrumentation that may include an electronics package; various hull, deck, 
and cockpit designs that can include a swim platform, bow pulpit, and raised bridge; and various amenities, such as swivel bucket helm seats, 
lounge seats, sun pads, wet bars, built-in ice chests, and refreshment centers. Most Sea Ray pleasure boats feature Mercury or MerCruiser 
engines.  

      Fishing Boats. The fishing boats we offer range from entry level models to advanced models designed for fishing and water sports in lakes, 
bays, and off-shore waters, with cabins with limited live-aboard capability. The fishing boats typically feature livewells, in-deck fishboxes, 
splash-well gates with rodholders, rigging stations, cockpit coaming pads, and fresh and saltwater washdowns.  

      Newly Offered Products. With the appointment of the Ferretti Group products, we are offering mega-yachts, yachts, and other recreational 
boats produced by Ferretti Yachts, Pershing, Riva, Apreamare, Mochi Craft, Custom Line, CRN and Bertram. We will offer various product 
models of mega-yachts, yachts and recreational boats ranging in size from 33 feet to over 200 feet in length. These newly offered products are 
known for exceptional quality, design, and innovation and are considered premium products in each respective segment, with manufacturer’s 
suggested retail prices ranging from $400,000 to more than $15.0 million.  

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Used Boat Sales 

      We sell used versions of the new makes and models we offer and, to a lesser extent, used boats of other makes and models generally taken 
as trade-ins. During fiscal 2003, used boat sales accounted for approximately 17% of our revenue, and approximately 77% of the used boats we 
sold were Brunswick models.  

      Our used boat sales depend on our ability to source a supply of high-quality used boats at attractive prices. We acquire substantially all of 
our used boats through customer trade-ins. We intend to increase our used boat business as a result of the increased availability of quality used 
boats generated from our acquisition of used boats in our expanding sales efforts, the increasing number of used boats that are well-maintained 
through our service initiatives, our ability to market used boats throughout our combined dealership network to match used boat demand, and 
the experience of our yacht brokerage operations. Additionally, substantially all of our used boat inventory is posted on our web site, 
www.MarineMax.com , which expands the awareness and availability of our products to a large audience of boating enthusiasts.  

      At most of our retail locations, we offer the Sea Ray Legacy TM warranty plan available for used Sea Ray boats less than six years old. The 
Legacy plan applies to each qualifying used Sea Ray boat, which has passed a 48-point inspection, and provides protection against failure of 
most mechanical parts for up to three years. We believe that the Sea Ray Legacy warranty plan, which is only available for used Sea Ray boats 
purchased from a Sea Ray dealer, enhances our sales of used Sea Ray boats by motivating purchasers of used Sea Ray boats to purchase only 
from a Sea Ray dealer and motivating sellers of Sea Ray boats to sell through a Sea Ray dealer.  

Marine Engines, Related Marine Equipment and Boating Accessories 

      We offer marine engines and propellers, substantially all of which are manufactured by Mercury Marine, a division of Brunswick. We sell 
marine engines and propellers primarily to retail customers as replacements for their existing engines or propellers. Mercury Marine has 
introduced various new engine models that reduce engine emissions to comply with current Environmental Protection Agency requirements. 
See “Business — Environmental and Other Regulatory Issues.” An industry leader for almost six decades, Mercury Marine specializes in state-
of-the-art marine propulsion systems and accessories. Many of our operating subsidiaries have been recognized by Mercury Marine as 
“Platinum Dealers.” This designation is generally awarded based on meeting certain standards and qualifications.  

      We also sell related marine parts and accessories, including oils, lubricants, steering and control systems, corrosion control products, engine 
care and service products (primarily Mercury Marine’s Quicksilver line); high-performance accessories (such as propellers) and instruments; 
and a complete line of boating accessories, including life jackets, inflatables, and wakeboards. We also offer novelty items, such as shirts, caps, 
and floormats bearing the manufacturer’s or dealer’s logo.  

      The sale of marine engines, related marine equipment, and boating accessories accounted for approximately 3.1% of our fiscal 2003 
revenue.  

Maintenance and Repair Services 

      Providing customers with professional, prompt maintenance and repair services is critical to our sales efforts and contributes to our 
profitability. We provide maintenance and repair services at most of our retail locations, with extended service hours at certain of our locations. 
In addition, in many of our markets, we provide mobile maintenance and repair services at the location of the customer’s boat. We believe that 
this service commitment is a competitive advantage in the markets in which we compete and is critical to our efforts to provide a trouble-free 
boating experience. To further this commitment, in certain of our markets, we have opened stand-alone maintenance and repair facilities in 
locations that are more convenient for our customers and that increase the availability of such services. We also believe that our maintenance 
and repair services contribute to strong customer relationships and that our emphasis on preventative maintenance and quality service increases 
the potential supply of well-maintained boats for our used boat sales.  

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      We perform both warranty and non-warranty repair services, with the cost of warranty work reimbursed by the manufacturer in accordance 
with the manufacturer’s warranty reimbursement program. For warranty work, Brunswick reimburses a percentage of the dealer’s posted 
service labor rates, with the percentage varying depending on the dealer’s customer satisfaction index rating and attendance at service training 
courses. We derive the majority of our warranty revenue from Brunswick products, as Brunswick products comprise the majority of products 
sold. Certain other manufacturers reimburse warranty work at a fixed amount per repair. Because boat manufacturers permit warranty work to 
be performed only at authorized dealerships, we receive substantially all of the warranted maintenance and repair work required for the new 
boats we sell. The third-party extended warranty contracts we offer also result in an ongoing demand for our maintenance and repair services 
for the duration of the term of the extended warranty contract.  

      Our maintenance and repair services are performed by manufacturer-trained and certified service technicians. In charging for our 
mechanics’ labor, many of our dealerships use a variable rate structure designed to reflect the difficulty and sophistication of different types of 
repairs. The percentage markups on parts are similarly based on market conditions for different parts.  

      Maintenance and repair services accounted for approximately 5.5% of our revenue during fiscal 2003. This includes warranty and non-
warranty services.  

F&I Products 

      At each of our retail locations, we offer our customers the ability to finance new or used boat purchases and to purchase extended service 
contracts and arrange insurance coverage, including boat property, credit life, and accident, disability, and casualty insurance coverage 
(collectively, “F&I”).  

      We have relationships with various national marine product lenders under which the lenders purchase retail installment contracts 
evidencing retail sales of boats and other marine products that are originated by us in accordance with existing pre-sale agreements between us 
and the lenders. These arrangements permit us to receive a portion of the finance charges expected to be earned on the retail installment 
contract based on a variety of factors, including the credit standing of the buyer, the annual percentage rate of the contract charged to the buyer, 
and the lender’s then current minimum required annual percentage rate charged to the buyer on the contract. This participation is subject to 
repayment by us if the buyer prepays the contract or defaults within a designated time period, usually 90 to 180 days. To the extent required by 
applicable state law, our dealerships are licensed to originate and sell retail installment contracts financing the sale of boats and other marine 
products.  

      We also offer extended service contracts under which, for a predetermined price, we provide all designated services pursuant to the service 
contract guidelines during the contract term at no additional charge above a deductible. While we sell all new boats with the boat 
manufacturer’s standard hull warranty of generally five years and standard engine warranty of generally one year, extended service contracts 
provide additional coverage beyond the time frame or scope of the manufacturer’s warranty. Purchasers of used boats generally are able to 
purchase an extended service contract, even if the selected boat is no longer covered by the manufacturer’s warranty. Generally, we receive a 
fee for arranging an extended service contract. Most required services under the contracts are provided by us and paid for by the third-party 
contract holder.  

      We also are able to assist our customers with the opportunity to purchase credit life insurance, accident and disability insurance, and 
property and casualty insurance. Credit life insurance policies provide for repayment of the boat financing contract if the purchaser dies while 
the contract is outstanding. Accident and disability insurance policies provide for payment of the monthly contract obligation during any period 
in which the buyer is disabled. Property and casualty insurance covers loss or damage to the boat. We do not act as an insurance broker or agent 
or issue insurance policies on behalf of insurers. We, however, provide marketing activities and other related services to insurance companies 
and brokers for which we receive marketing fees. One of our strategies is to generate increased marketing fees by offering more competitive 
insurance products.  

      During fiscal 2003, fee income generated from F&I products accounted for approximately 3.8% of our revenue. We believe that our 
customers’ ability to obtain competitive financing quickly and easily at our  

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dealerships complements our ability to sell new and used boats. We also believe our ability to provide customer-tailored financing on a “same-
day” basis gives us an advantage over many of our competitors, particularly smaller competitors that lack the resources to arrange boat 
financing at their dealerships or that do not generate sufficient volume to attract the diversity of financing sources that are available to us.  

Brokerage Services 

      Through employees or subcontractors that are licensed boat or yacht brokers, we offer boat or yacht brokerage services at most of our retail 
locations. For a commission, we offer for sale brokered boats or yachts, listing them on the “BUC” system, and advising our other retail 
locations of their availability through our integrated computer system and posting them on our web site, www.MarineMax.com . The BUC 
system, which is similar to a real estate multiple listing service, is a national boat or yacht listing service of approximately 900 brokers 
maintained by BUC International. Often sales are co-brokered, with the commission split between the buying and selling brokers. We believe 
that our access to potential used boat customers and methods of listing and advertising customers’ brokered boats or yachts is more extensive 
than is typical among brokers. In addition to generating revenue from brokerage commissions, our brokerage services also enable us to offer a 
broad array of used boats or yachts without increasing related inventory costs. During fiscal 2003, brokerage services accounted for 
approximately 1.0% of our revenue.  

      Our brokerage customers generally receive the same high level of customer service as our new and used boat customers. Our waterfront 
retail locations enable in-water demonstrations of an on-site brokered boat. Our maintenance and repair services, including mobile service, also 
is generally available to our brokerage customers. The purchaser of a Sea Ray boat brokered through us also can take advantage of MarineMax 
Getaways! weekend and day trips and other rendezvous gatherings and in-water events, as well as boat operation and safety seminars. We 
believe that the array of services we offer are unique in the brokerage business.  

Retail Locations  

      We sell our recreational boats and other marine products and offer our related boat services through 66 retail locations in Alabama, 
Arizona, California, Colorado, Delaware, Florida, Georgia, Minnesota, Nevada, New Jersey, North Carolina, Ohio, South Carolina, Texas, and 
Utah. Each retail location generally includes an indoor showroom (including some of the industry’s largest indoor boat showrooms) and an 
outside area for displaying boat inventories, a business office to assist customers in arranging financing and insurance, and maintenance and 
repair facilities.  

      Many of our retail locations are waterfront properties on some of the nation’s most popular boating locations, including the Delta Basin and 
Mission Bay in California; multiple locations on the Intracoastal Waterway, the Atlantic Ocean, Biscayne Bay, Naples Bay (next to the Gulf of 
Mexico), Tampa Bay, and the Caloosahatchee River in Florida; Lake Lanier and Lake Altoona in Georgia; Leech Lake and the St. Croix River 
in Minnesota; Barnegat Bay, the Delaware River, the Hudson River, Lake Hopatcong, Little Egg Harbor, and the Manasquan River in New 
Jersey; Lake Erie in Ohio; and Clear Lake, Lake Canroe, and Lake Lewisville in Texas. Our waterfront retail locations, most of which include 
marina-type facilities and docks at which we display our boats, are easily accessible to the boating populace, serve as in-water showrooms, and 
enable the sales force to give the customer immediate in-water demonstrations of various boat models. Most of our other locations are in close 
proximity to water.  

      We plan to reach new customers by expanding in new locations through various innovative retail formats, such as mall stores and floating 
retail facilities. Our mall store concept is unique to the boating industry and is designed to draw mall traffic, thereby providing exposure to 
boating to the non-boating public as well as displaying our new product offerings to boating enthusiasts. Floating retail facilities place the sales 
facility, with a customer reception area and sales offices, on or anchored to a dock in a marina and use adjacent boat slips to display new and 
used boats in areas of high boating activity.  

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Operations  

Dealership Operations and Management 

      We have adopted a generally decentralized approach to the operational management of our dealerships. While certain administrative 
functions are centralized at the corporate level, local management is primarily responsible for the day-to-day operations of the retail locations. 
Each retail location is managed by a store manager, who oversees the day-to-day operations, personnel, and financial performance of the 
individual store, subject to the direction of a district manager, who generally has responsibility for the retail locations within a specified 
geographic region. Typically, each retail location also has a staff consisting of a sales manager, an F&I manager, a parts and service manager, 
sales representatives, maintenance and repair technicians, and various support personnel.  

      We attempt to attract and retain quality employees at our retail locations by providing them with ongoing training to enhance sales 
professionalism and product knowledge, career advancement opportunities within a larger company, and favorable benefit packages. We 
maintain a formal training program, called MarineMax University or “MMU,” which provides training for employees in all aspects of our 
operations. Training sessions are held at our various regional locations covering a variety of topics. MMU-online offers various modules over 
the Internet. Highly trained, professional sales representatives are an important factor to our successful sales efforts. These sales representatives 
are trained at MMU to recognize the importance of fostering an enjoyable sales process, to educate customers on the operation and use of the 
boats, and to assist customers in making technical and design decisions in boat purchases. The overall focus of MMU is to teach our core 
retailing values, which focus on customer service.  

      Sales representatives receive compensation primarily on a commission basis. Each store manager is a salaried employee with incentive 
bonuses based on the performance of the managed dealership. Maintenance and repair service managers receive compensation on a salary basis 
with bonuses based on the performance of their departments. Our management information system provides each store and department 
manager with daily financial and operational information, enabling them to monitor their performance on a daily, weekly, and monthly basis. 
We have a uniform, fully integrated management information system serving each of our dealerships.  

Sales and Marketing 

      Our sales philosophy focuses on selling the pleasures of the boating lifestyle. We believe that the critical elements of our sales philosophy 
include our appealing retail locations, our no-haggle sales approach, highly trained sales representatives, high level of customer service, 
emphasis on educating the customer and the customer’s family on boat usage, and providing our customers with opportunities for boating. We 
strive to provide superior customer service and support before, during, and after the sale.  

      Each retail location offers the customer the opportunity to evaluate a large variety of new and used boats in a comfortable and convenient 
setting. Our full-service retail locations facilitate a turn-key purchasing process that includes attractive lender financing packages, extended 
service agreements, and insurance. Many of our retail locations are located on waterfronts and marinas, which attract boating enthusiasts and 
enable customers to operate various boats prior to making a purchase decision.  

      We sell our boats at posted value prices that generally represent a discount from the manufacturer’s suggested retail price. Our sales 
approach focuses on customer service by minimizing customer anxiety associated with price negotiation.  

      As a part of our sales and marketing efforts, we also participate in boat shows and in-the-water sales events at area boating locations, 
typically held in January and February, in each of our markets and in certain locations in close proximity to our markets. These shows and 
events are normally held at convention centers or marinas, with area dealers renting space. Boat shows and other offsite promotions are an 
important venue for generating sales orders. The boat shows also generate a significant amount of interest in our products resulting in boat sales 
after the show.  

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      We emphasize customer education through one-on-one education by our sales representatives and, at some locations, our delivery captains, 
before and after a sale, and through in-house seminars for the entire family on boat safety, the use and operation of boats, and product 
demonstrations. Typically, one of our delivery captains or the sales representative delivers the customer’s boat to an area boating location and 
thoroughly instructs the customer about the operation of the boat, including hands-on instructions for docking and trailering the boat. To 
enhance our customer relationships after the sale, we lead and sponsor MarineMax Getaways! group boating trips to various destinations, 
rendezvous gatherings, and on-the-water organized events that promote the pleasures of the boating lifestyle. Each company-sponsored event, 
planned and led by a company employee, also provides a favorable medium for acclimating new customers to boating and enables us to 
promote actively new product offerings to boating enthusiasts.  

      As a result of our relative size, we believe we have a competitive advantage within the industry by being able to conduct an organized and 
systematic advertising and marketing effort. Part of our marketing effort includes an integrated prospect management system that tracks the 
status of each sales representative’s contacts with a prospect, automatically generates follow-up correspondence, facilitates company-wide 
availability of a particular boat or other marine product desired by a customer, and tracks the maintenance and service needs for the customer’s 
boat.  

Suppliers and Inventory Management 

      We purchase substantially all of our new boat inventory directly from manufacturers, which allocate new boats to dealerships based on the 
amount of boats sold by the dealership. We also exchange new boats with other dealers to accommodate customer demand and to balance 
inventory.  

      We purchase new boats and other marine-related products from Brunswick, which is the world’s largest manufacturer of marine products, 
including Sea Ray, Boston Whaler, Baja, Hatteras, and Meridian. We also purchase new boats and other marine related products from other 
manufacturers, including Bennington, Bertram, Century, Ferretti, Grady White, MB Sports, Sea Hunt, Sea Pro, and Tracker Marine. In fiscal 
2003, sales of new Brunswick boats accounted for 65% of our revenue. We believe our Sea Ray boat purchases represented approximately 33% 
of Sea Ray boat sales and in excess of 10% of all Brunswick marine product sales during fiscal 2003. No other manufacturer accounted for a 
significant portion of our net purchases in fiscal 2003.  

      Through operating subsidiaries, we have entered into agreements with Brunswick covering Sea Ray products. The dealer agreements with 
the Sea Ray division of Brunswick do not restrict our right to sell any Sea Ray product lines or competing products. The terms of the multi-year 
dealer agreements appoint us as the non-exclusive dealer for the retail sale, display, and servicing of designated Sea Ray products and repair 
parts currently or in the future sold by Sea Ray in the designated geographic areas.  

      The dealer agreement with Ferretti Group and Bertram does not restrict our right to sell any Ferretti Group and Bertram product lines but 
has certain restrictions relating to competing products. The three-year dealer agreement appoints us as the exclusive dealer for the retail sale, 
display, and servicing of designated Ferretti Group and Bertram products and repair parts currently or in the future sold by Ferretti Group and 
Bertram in the designated geographic areas, as defined therein.  

      Arrangements with certain other manufacturers may restrict our right to offer some product lines in certain markets.  

      We typically deal with each of our manufacturers, other than the Sea Ray division of Brunswick, Ferretti Group, and Bertram, under an 
annually renewable, non-exclusive dealer agreement. Manufacturers generally establish prices on an annual basis, but may change prices in 
their sole discretion. Manufacturers typically discount the cost of inventory and offer inventory financing assistance during the manufacturers’ 
slow seasons, generally October through March. To obtain lower cost of inventory, we strive to capitalize on these manufacturer incentives to 
take product delivery during the manufacturers’ slow seasons. This permits us to gain pricing advantages and better product availability during 
the selling season.  

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      We transfer individual boats among our retail locations to fill customer orders that otherwise might take substantially longer to fill from the 
manufacturer. This reduces delays in delivery, helps us maximize inventory turnover, and assists in minimizing potential overstock or out-of-
stock situations. We actively monitor our inventory levels to maintain levels appropriate to meet current market demands. We are not bound by 
contractual agreements governing the amount of inventory that we must purchase in any year from any manufacturer, but the failure to 
purchase at agreed upon levels may result in the loss of certain manufacturer incentives. We participate in numerous end-of-summer 
manufacturer boat shows, which manufacturers sponsor to sell off their remaining inventory at reduced costs before the introduction of new 
model year products, typically beginning in July.  

Inventory Financing 

      Marine manufacturers customarily provide interest assistance programs to retailers. The interest assistance varies by manufacturer and may 
include periods of free financing or reduced interest rate programs. The interest assistance may be paid directly to the retailer or the financial 
institution depending on the arrangements the manufacturer has established. We believe that our financing arrangements with manufacturers 
are standard within the industry.  

      In March 2003, the Emerging Issues Task Force (EITF) of the Financial Accounting Standards Board (FASB) revised certain provisions of 
its previously reached conclusions on EITF 02-16, “Accounting by a Customer (Including a Reseller) for Certain Consideration Received from 
a Vendor” (EITF 02-16), and provided additional transitional guidance. EITF 02-16 does not provide for restatement or reclassification of prior 
year amounts; rather it requires prospective application for new agreements or modifications of existing agreements entered into subsequent to 
December 31, 2002. We determined that EITF 02-16 impacts the way we account for interest assistance received from vendors beginning after 
July 1, 2003 with the renewal of and amendments to our dealer agreements with the manufacturers of our products. EITF 02-16 most 
significantly requires us to classify interest assistance received from manufacturers as a reduction of inventory cost and related cost of sales as 
opposed to netting the assistance against our interest expense incurred with our lenders.  

      In December 2001, we entered into a revolving credit facility that provides a line of credit with asset-based borrowing availability of up to 
$220 million. The facility also allows us $20 million in traditional floorplan borrowings. The facility, which has a three-year term with two 
one-year renewal options, replaced four separate line of credit facilities. During November 2002, we exercised one of the two one-year renewal 
options, which the bank approved, extending the maturity date to December 2005. The facility accrues interest at a rate of LIBOR plus 175 to 
260 basis points, which is determined in accordance with a performance pricing grid, as defined in the credit facility. Borrowings under the 
facility are pursuant to a borrowing base formula and are used primarily for working capital and inventory financing. The terms and conditions 
of the facility are similar to the terms and conditions of the prior separate line of credit facilities.  

      As of September 30, 2003, we owed an aggregate of approximately $97.0 million under our revolving credit facility. As of September 30, 
2003, our revolving credit facility provided us with an additional available borrowing capacity of approximately $72.9 million. Advances on 
the facility accrued interest at a rate of 2.9% as of September 30, 2003.  

Management Information System 

      We believe that our management information system, which currently is being utilized by each of our operating subsidiaries and was 
developed by certain of the acquired dealers over a number of years through cooperative efforts with a common vendor, enhances our ability to 
integrate successfully the operations of our operating subsidiaries and future acquisitions, facilitates the interchange of information, and 
enhances cross-selling opportunities throughout our company. The system integrates each level of operations on a company-wide basis, 
including purchasing, inventory, receivables, financial reporting and budgeting, and sales management. The system enables us to monitor each 
dealership’s operations in order to identify quickly areas requiring additional focus and to manage inventory. The system also provides sales 
representatives with prospect and customer information that aids them in tracking the status of their contacts with prospects,  

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automatically generates follow-up correspondence to such prospects, facilitates the availability of a particular boat company-wide, locates boats 
needed to satisfy a particular customer request, and monitors the maintenance and service needs of customers’ boats. Company representatives 
also utilize the system to assist in arranging financing and insurance packages.  

Brunswick Agreement Relating to Acquisitions  

      We and Brunswick are parties to an agreement providing for Brunswick to cooperate in good faith and not to unreasonably withhold its 
consent to the acquisitions each year by us of Sea Ray boat dealers with aggregate total revenue not exceeding 20% of our revenue in our prior 
fiscal year. Any acquisitions in excess of the 20% benchmark will be at Brunswick’s discretion. In the event that our purchases of Sea Ray 
boats exceed 49% of the purchases of Sea Ray boats by all Sea Ray boat dealers, including us, in any fiscal year of Brunswick, the agreement 
provides that we and Brunswick will negotiate in good faith the standards for acquisitions of Sea Ray boat dealers by us during Brunswick’s 
next succeeding fiscal year but that Brunswick may grant or withhold its consent to any such acquisition in its sole discretion for as long as our 
Sea Ray boat purchases exceed the 49% benchmark.  

Dealer Agreements with Brunswick  

      Brunswick, through its Sea Ray division, and we, through our principal operating subsidiaries, are parties to Sales and Service Agreements 
relating to Sea Ray products. These dealer agreements appoint one of our operating subsidiaries as a non-exclusive dealer for the retail sale, 
display, and servicing of designated Sea Ray products and repair parts currently or in the future sold by Sea Ray. Each dealer agreement 
designates a non-exclusive area of primary responsibility for the dealer, which is a geographical area in proximity to the dealer’s retail locations 
based on such areas that are customarily designated by Sea Ray and applicable to its domestic dealers. Each dealer agreement also specifies 
retail locations, which the dealer may not close, change, or add to without the prior written consent of Sea Ray, provided that Sea Ray may not 
unreasonably withhold its consent. Upon at least one year’s prior notice and the failure by the dealer to cure, Sea Ray may remove the dealer’s 
right to operate any particular retail location if the dealer fails to meet its material obligations, performance standards, or terms, conditions, 
representations, warranties, and covenants applicable to that location. Each dealer agreement also restricts the dealer from selling, advertising, 
soliciting for sale, or offering for resale any Sea Ray products outside its area of primary responsibility without the prior written consent of Sea 
Ray as long as similar restrictions also apply to all domestic Sea Ray dealers selling comparable Sea Ray products. Each dealer agreement 
provides for the lowest product prices charged by the Sea Ray division of Brunswick from time to time to other domestic Sea Ray dealers, 
subject to the dealer meeting all the requirements and conditions of Sea Ray’s applicable programs and the right of Brunswick in good faith to 
charge lesser prices to other dealers to meet existing competitive circumstances, for unusual and non-ordinary business circumstances, or for 
limited duration promotional programs.  

      Each dealer agreement requires the dealer to  

•  promote, display, advertise, and sell Sea Ray boats at each of its retail locations in accordance with the agreement and applicable laws; 

•  purchase and maintain sufficient inventory of current Sea Ray boats to meet the reasonable demand of customers at each of its locations 

and to meet the minimum inventory requirements applicable to all Sea Ray dealers; 

•  maintain at each retail location, or at another acceptable location, a service department to service Sea Ray boats promptly and 

professionally and to maintain parts and supplies to service Sea Ray boats properly on a timely basis; 

•  perform all necessary installation and inspection services prior to delivery to purchasers and perform post-sale services of all Sea Ray 

products sold by the dealer or brought to the dealer for service; 

•  furnish purchasers with Sea Ray’s limited warranty on new products and with information and training as to the sale and proper operation 

and maintenance of Sea Ray boats; 

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•  assist Sea Ray in performing any product defect and recall campaigns; 

•  maintain complete product sales and service records; 

•  achieve sales performance in accordance with fair and reasonable sales levels established by Sea Ray, after consultation with the dealer, 

based on factors such as population, sales potential, local economic conditions, competition, past sales history, number of retail locations, 
and other special circumstances that may affect the sale of products or the dealer, in each case consistent with standards established for all 
domestic Sea Ray dealers selling comparable products; 

•  provide designated financial information; 

•  conduct its business in a manner that preserves and enhances the reputation of Sea Ray and the dealer for providing quality products and 

services; 

•  maintain the financial ability to purchase and maintain on hand required inventory levels; 

•  indemnify Sea Ray against any claims or losses resulting from the dealer’s failure to meet its obligations to Sea Ray; 

•  maintain customer service ratings sufficient to maintain Sea Ray’s image in the marketplace; and 

•  achieve within designated time periods and thereafter maintain master dealer status (which is Sea Ray’s highest performance status) for 

the locations designated by Sea Ray and the dealer. 

      Each dealer agreement may be terminated  

•  by Sea Ray if the dealer fails or refuses to place a minimum stocking order of the next model year’s products in accordance with 

requirements applicable to all Sea Ray dealers generally or fails to meet its financial obligations as they become due to Sea Ray or to the 
dealer’s lenders; 

•  by Sea Ray or the dealer where good cause exists (including the material breach, default, or noncompliance with any material term, 
provision, warranty, or obligation under the agreement) and has not been cured within 60 days of prior written notice of the claimed 
deficiency or at the end of the 60-day period without the opportunity to cure where the cause constitutes bad faith; 

•  by Sea Ray or the dealer in the event of the insolvency, bankruptcy, or receivership of the other; 

•  by Sea Ray in the event of the assignment of the agreement by the dealer without the prior written consent of Sea Ray; 

•  by Sea Ray upon at least 10 days’ prior written notice in the event of the failure to pay any sums due and owing to Sea Ray that are not 

disputed in good faith; 

•  by Sea Ray if a majority of our Board of Directors does not consist of specified senior executives and Other Designated Members (as 

defined in the Stockholders’ Agreement); or 

•  upon the mutual consent of the dealer and Sea Ray. 

Employees  

      As of September 30, 2003, we had 1,279 employees, 1,233 of whom were in store-level operations and 46 of whom were in corporate 
administration and management. This includes 73 store-level employees that were added in conjunction with the 2003 acquisitions of Sundance 
Marine, Inc. and Killinger Marine Center, Inc. We are not a party to any collective bargaining agreements and are not aware of any efforts to 
unionize our employees. We consider our relations with our employees to be excellent.  

Trademarks and Service Marks  

      We have registered trade names and trademarks with the U.S. Patent and Trademark Office for various names, including “MarineMax,” 
“MarineMax Getaways,” “MarineMax Care,” “Delivering the Dream,” and “MarineMax Delivering the Boating Dream.” We have registered 
the name “MarineMax” in the European  

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Community. We have trademark applications pending with the U.S. Patent and Trademark Office for “NewCoast Financial Services” and 
“Women on Water.” We have trade name and trademark applications pending in Canada for various names, including “MarineMax,” 
“MarineMax Value-Price,” “Value-Price,” “Delivering the Dream,” “Selling and Delivering the Dream,” “Selling the Dream,” and “The Water 
Gene.” There can be no assurance that any of these applications will be granted.  

Seasonality and Weather Conditions  

      Our business, as well as the entire recreational boating industry, is highly seasonal. Over the three-year period ended September 30, 2003, 
the average revenues for the quarters ended December 31, March 31, June 30, and September 30 represented 17%, 26%, 32%, and 25%, 
respectively, of our average annual revenues. With the exception of Florida, our geographic territories generally realize significantly lower 
sales in the quarterly period ending December 31, with boat sales generally improving in January with the onset of the public boat and 
recreation shows.  

      Our business is also subject to weather patterns, which may adversely affect our results of operations. For example, drought conditions (or 
merely reduced rainfall levels) or excessive rain, may close area boating locations or render boating dangerous or inconvenient, thereby 
curtailing customer demand for our products. In addition, unseasonably cool weather and prolonged winter conditions may lead to a shorter 
selling season in certain locations. Hurricanes and other storms could result in disruptions of our operations or damage to our boat inventories 
and facilities. Although our geographic diversity is likely to reduce the overall impact to us of adverse weather conditions in any one market 
area, these conditions will continue to represent potential, material adverse risks to us and our future financial performance.  

Environmental and Other Regulatory Issues  

      Our operations are subject to extensive regulation, supervision, and licensing under various federal, state, and local statutes, ordinances, and 
regulations. While we believe that we maintain all requisite licenses and permits and are in compliance with all applicable federal, state, and 
local regulations, there can be no assurance that we will be able to maintain all requisite licenses and permits. The failure to satisfy those and 
other regulatory requirements could have a material adverse effect on our business, financial condition, and results of operations. The adoption 
of additional laws, rules, and regulations could also have a material adverse effect on our business. Various federal, state, and local regulatory 
agencies, including the Occupational Safety and Health Administration, or OSHA, the United States Environmental Protection Agency, or 
EPA, and similar federal and local agencies, have jurisdiction over the operation of our dealerships, repair facilities, and other operations with 
respect to matters such as consumer protection, workers’ safety, and laws regarding protection of the environment, including air, water, and 
soil.  

      The EPA has various air emissions regulations for outboard marine engines that impose more strict emissions standards for two-cycle, 
gasoline outboard marine engines. Emissions from such engines must be reduced by approximately 75% over a nine-year period beginning 
with the 1998 model year. Costs of comparable new engines, if materially more expensive than previous engines, or the inability of our 
manufacturers to comply with EPA requirements, could have a material adverse effect on our business, financial condition, and results of 
operations.  

      Certain of our facilities own and operate underground storage tanks, or USTs, for the storage of various petroleum products. The USTs are 
generally subject to federal, state, and local laws and regulations that require testing and upgrading of USTs and remediation of contaminated 
soils and groundwater resulting from leaking USTs. In addition, if leakage from company-owned or operated USTs migrates onto the property 
of others, we may be subject to civil liability to third parties for remediation costs or other damages. Based on historical experience, we believe 
that our liabilities associated with UST testing, upgrades, and remediation are unlikely to have a material adverse effect on our financial 
condition or operating results.  

      As with boat dealerships generally, and parts and service operations in particular, our business involves the use, handling, storage, and 
contracting for recycling or disposal of hazardous or toxic substances or wastes, including environmentally sensitive materials, such as motor 
oil, waste motor oil and filters, transmission fluid,  

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antifreeze, freon, waste paint and lacquer thinner, batteries, solvents, lubricants, degreasing agents, gasoline, and diesel fuels. Accordingly, we 
are subject to regulation by federal, state, and local authorities establishing requirements for the use, management, handling, and disposal of 
these materials and health and environmental quality standards, and liability related thereto, and providing penalties for violations of those 
standards. We are also subject to laws, ordinances, and regulations governing investigation and remediation of contamination at facilities we 
operate to which we send hazardous or toxic substances or wastes for treatment, recycling, or disposal.  

      We do not believe we have any material environmental liabilities or that compliance with environmental laws, ordinances, and regulations 
will, individually or in the aggregate, have a material adverse effect on our business, financial condition, or results of operations. However, soil 
and groundwater contamination has been known to exist at certain properties owned or leased by us. We have also been required and may in 
the future be required to remove aboveground and underground storage tanks containing hazardous substances or wastes. As to certain of our 
properties, specific releases of petroleum have been or are in the process of being remedied in accordance with state and federal guidelines. We 
are monitoring the soil and groundwater as required by applicable state and federal guidelines. In addition, the shareholders of the acquired 
dealers have indemnified us for specific environmental issues identified on environmental site assessments performed by us as part of the 
acquisitions. We maintain insurance for pollutant cleanup and removal. The coverage pays for the expenses to extract pollutants from land or 
water at the insured property, if the discharge, dispersal, seepage, migration, release, or escape of the pollutants is caused by or results from a 
covered cause of loss. We may also have additional storage tank liability insurance and “Superfund” coverage where applicable. In addition, 
certain of our retail locations are located on waterways that are subject to federal or state laws regulating navigable waters (including oil 
pollution prevention), fish and wildlife, and other matters.  

      Two of the properties we own were historically used as gasoline service stations. Remedial action with respect to prior historical site 
activities on these properties has been completed in accordance with federal and state law. Also, one of our properties is within the boundaries 
of a “Superfund” site, although our property has not been and is not expected to be identified as a contributor to the contamination in the area. 
We, however, do not believe that these environmental issues will result in any material liabilities to us.  

      Additionally, certain states have required or are considering requiring a license in order to operate a recreational boat. While such licensing 
requirements are not expected to be unduly restrictive, regulations may discourage potential first-time buyers, thereby limiting future sales, 
which could adversely affect our business, financial condition, and results of operations.  

Product Liability  

      The products we sell or service may expose us to potential liabilities for personal injury or property damage claims relating to the use of 
those products. Historically, the resolution of product liability claims has not materially affected our business. Our manufacturers generally 
maintain product liability insurance, and we maintain third-party product liability insurance, which we believe to be adequate. However, we 
may experience legal claims in excess of our insurance coverage, and those claims may not be covered by insurance. Furthermore, any 
significant claims against us could adversely affect our business, financial condition, and results of operations and result in negative publicity.  

Competition  

      We operate in a highly competitive environment. In addition to facing competition generally from recreation businesses seeking to attract 
consumers’ leisure time and discretionary spending dollars, the recreational boat industry itself is highly fragmented, resulting in intense 
competition for customers, quality products, boat show space, and suitable retail locations. We rely to a certain extent on boat shows to 
generate sales. Our inability to participate in boat shows in our existing or targeted markets could have a material adverse effect on our 
business, financial condition, and results of operations.  

      We compete primarily with single-location boat dealers and, with respect to sales of marine equipment, parts, and accessories, with national 
specialty marine stores, catalog retailers, sporting goods stores, and mass  

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merchants. Dealer competition continues to increase based on the quality of available products, the price and value of the products, and 
attention to customer service. There is significant competition both within markets we currently serve and in new markets that we may enter. 
We compete in each of our markets with retailers of brands of boats and engines we do not sell in that market. In addition, several of our 
competitors, especially those selling boating accessories, are large national or regional chains that have substantial financial, marketing, and 
other resources. However, we believe that our integrated corporate infrastructure and marketing and sales capabilities, our cost structure, and 
our nationwide presence enable us to compete effectively against these companies. Private sales of used boats is an additional significant 
source of competition.  

Executive Officers  

      The following table sets forth information concerning each of our executive officers:  

Name 

William H. McGill Jr.  

Michael H. McLamb  

Kurt M. Frahn  
Jack P. Ezzell  
Edward A. Russell  
Michael J. Aiello  
Anthony K. Aisquith  

Age 

60 

38 

Position 

Chairman of the Board, President, Chief Executive Officer, and 
Director 
Executive Vice President, Chief Financial Officer, Secretary, and 
Director 

   35      Vice President of Finance and Treasurer 
   33      Vice President, Chief Accounting Officer, and Controller 
   43      Vice President 
   47      Vice President 
   36      Vice President 

      William H. McGill Jr. has served as the Chief Executive Officer of MarineMax since January 23, 1998 and as the Chairman of the Board 
and as a director of our company since March 6, 1998. Mr. McGill served as the President of our company from January 23, 1988 until 
September 8, 2000 and re-assumed the position on July 1, 2002. Mr. McGill was the principal owner and president of Gulfwind USA, Inc., one 
of our operating subsidiaries, from 1973 until its merger with us.  

      Michael H. McLamb has served as Executive Vice President of our company since October 2002, as Chief Financial Officer since 
January 23, 1998, as Secretary since April 5, 1998, and as a director of our company since November 1, 2003. Mr. McLamb served as Vice 
President and Treasurer of our company from January 23, 1998 until October 22, 2002. Mr. McLamb, a certified public accountant, was 
employed by Arthur Andersen, LLP from December 1987 to December 1997, serving most recently as a senior manager.  

      Kurt M. Frahn has served as Vice President of Finance and Treasurer of our company since October 22, 2002. Mr. Frahn served as Director 
of Taxes and Acquisitions of our company from May 15, 1998 until October 22, 2002. Mr. Frahn was employed by Arthur Andersen, LLP 
from September 3, 1991 until May 15, 1998, serving most recently as a tax consulting manager.  

      Jack P. Ezzell has served as Vice President and Chief Accounting Officer of our company since October 22, 2002. Mr. Ezzell served as 
Corporate Controller of our company from June 1, 1999 until October 22, 2002 and Assistant Controller from January 13, 1998 until June 1, 
1999. Mr. Ezzell, a certified public accountant, was employed by Arthur Andersen, LLP from August 1996 until January 1998, serving most 
recently as a senior auditor.  

      Edward A. Russell has served as Vice President of our company since October 22, 2002. Mr. Russell has served as the Regional Manager of 
our Florida operations since August 1, 2002. Prior to that, Mr. Russell served as the District President for our Central and West Florida 
operations from March 1998 until August 1, 2002. Mr. Russell was an owner and General Sales Manager of Gulfwind USA Inc., one of our 
operating subsidiaries, now called MarineMax of Central Florida, from 1984 until its merger with our company in March 1998.  

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      Michael J. Aiello has served as Vice President of our company since October 22, 2002. Mr. Aiello has served as the Regional Manager of 
the state of New Jersey and surrounding areas since 1999 and was a principal owner and operator of Merit Marine Inc., one of our operating 
subsidiaries, now called MarineMax of Mid-Atlantic, from 1985 until its merger with our company in March 1999.  

      Anthony K. Aisquith has served as Vice President of our company since November 1, 2003. Mr. Aisquith has served as the Regional 
Manager of our Georgia, Carolinas, and Texas operations since August 1, 2000, March 1, 2002, and March 15, 2003, respectively. 
Mr. Aisquith previously served as the Store Manager of our Tampa, Florida location from October 1, 1997 until August 1, 2000 and as a 
salesperson in our Clearwater, Florida location from June 18, 1995 until October 1, 1997. Mr. Aisquith joined our company on June 18, 1995 
after 10 years of experience in the auto industry.  

RISK FACTORS  

Our success depends to a significant extent on the continued popularity and reputation for quality of the boating products of our 
manufacturers, particularly Brunswick’s Sea Ray and Hatteras boat lines.  

      Approximately 65% of our revenue in fiscal 2003 resulted from sales of new boats manufactured by Brunswick, including 55% from 
Brunswick’s Sea Ray division and 10% from Brunswick’s Hatteras Yacht division. The remainder of our fiscal 2003 revenue from new boat 
sales resulted from sales of products from a limited number of other manufacturers, none of which accounted for a significant portion of our 
revenue. Any adverse change in the financial condition, production efficiency, product development, management, marketplace acceptance and 
marketing capabilities of our manufacturers, particularly Brunswick given our reliance on Sea Ray and Hatteras, would have a substantial 
adverse impact on our business.  

      To ensure adequate inventory levels to support our expansion, it may be necessary for Brunswick and other manufacturers to increase 
production levels or allocate a greater percentage of their production to us. The interruption or discontinuance of the operations of Brunswick 
or other manufacturers could cause us to experience shortfalls, disruptions, or delays with respect to needed inventory. Although we believe 
that adequate alternate sources would be available that could replace any manufacturer other than Brunswick as a product source, those 
alternate sources may not be available at the time of any interruption, and alternative products may not be available at comparable quality and 
prices.  

      Through our principal operating subsidiaries, we maintain dealer agreements with Brunswick covering Sea Ray products. Each dealer 
agreement has a multi-year term and provides for the lowest product prices charged by the Sea Ray division of Brunswick from time to time to 
other domestic Sea Ray dealers. These terms are subject to  

•  the dealer meeting all the requirements and conditions of Sea Ray’s applicable programs; and 

•  the right of Brunswick in good faith to charge lesser prices to other dealers; 

—   to meet existing competitive circumstances; 

—   for unusual and non-ordinary business circumstances; or 

—   for limited duration promotional programs. 

The agreements do not give us the exclusive right to sell Sea Ray product lines within any particular territory or restrict us from selling 
competing products.  

      Through certain of our operating subsidiaries, we also maintain dealer agreements with Hatteras covering Hatteras products. Each 
agreement allows Hatteras to revise prices at any time, and such new prices will supersede previous prices. Pursuant to the agreement, we must 
bear any losses we incur as a result of such price changes and may not recover from Hatteras for any losses. In addition, certain of our 
operating subsidiaries may not represent manufacturers or product lines that compete directly with Hatteras without its prior written consent.  

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      As is typical in the industry, we deal with manufacturers, other than the Sea Ray division of Brunswick, Ferretti Group, and Bertram, under 
renewable annual dealer agreements. These agreements do not contain any contractual provisions concerning product pricing or required 
purchasing levels. Pricing is generally established on a model year basis, but is subject to change in the manufacturer’s sole discretion. Any 
change or termination of these arrangements for any reason could adversely affect product availability, cost and our financial performance.  

Our operations depend upon a number of factors relating to or affecting consumer spending for luxury goods, such as recreational 
boats.  

      Unfavorable local, regional, national, or global economic developments or uncertainties regarding future economic prospects could reduce 
consumer spending in the markets we serve and adversely affect our business. Consumer spending on luxury goods also may decline as a result 
of lower consumer confidence levels, even if prevailing economic conditions are favorable. In an economic downturn, consumer discretionary 
spending levels generally decline, at times resulting in disproportionately large reductions in the sale of luxury goods. Similarly, rising interest 
rates could have a negative impact on the ability or willingness of consumers to finance boat purchases, which could also adversely affect our 
ability to sell our products and impact the profitability of our finance and insurance activities. Local influences, such as corporate downsizing 
and military base closings, also could adversely affect our operations in certain markets. We may be unable to maintain our profitability during 
any period of adverse economic conditions or low consumer confidence. Changes in federal and state tax laws, such as an imposition of luxury 
taxes on new boat purchases, and stock market performance also could influence consumers’ decisions to purchase products we offer and could 
have a negative effect on our sales. For example, during 1991 and 1992 the federal government imposed a luxury tax on new recreational boats 
with sales prices in excess of $100,000, which coincided with a sharp decline in boating industry sales from a high of more than $17.9 billion 
in the late 1980s to a low of $10.3 billion in 1992.  

General economic conditions that impact the recreational boating industry could inhibit our growth and negatively impact our 
profitability.  

      General economic conditions, consumer spending patterns, federal tax policies, interest rate levels, and the cost and availability of fuel can 
impact overall boat purchases. We believe that the level of boat purchases has been adversely affected by increased competition from other 
recreational activities, perceived hassles of boat ownership, and relatively poor customer service and education throughout the retail boat 
industry. Although our strategy addresses many of these industry factors and we have expanded our operations during periods of stagnant or 
declining industry trends, the cyclical nature of the recreational boating industry or the lack of industry growth could adversely affect our 
business, financial condition, or results of operations in the future.  

Our success depends, in part, on our ability to continue to make successful acquisitions and to integrate the operations of acquired 
dealers and each dealer we acquire in the future.  

      Since March 1, 1998, we have acquired 21 recreational boat dealers, two boat brokerage operations, and a full-service yacht repair facility. 
Each acquired dealer operated independently prior to its acquisition by us. Our success depends, in part, on our ability to continue to make 
successful acquisitions and to integrate the operations of acquired dealers and each dealer we acquire in the future, including centralizing 
certain functions to achieve cost savings and pursuing programs and processes that promote cooperation and the sharing of opportunities and 
resources among our dealerships. We may not be able to oversee the combined entity efficiently or to implement effectively our growth and 
operating strategies. To the extent that we successfully pursue our acquisition strategy, our resulting growth will place significant additional 
demands on our management and infrastructure. Our failure to pursue successfully our acquisition strategies or operate effectively the 
combined entity could have a material adverse effect on our rate of growth and operating performance.  

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Unforeseen expenses, difficulties, and delays frequently encountered in connection with rapid expansion through acquisitions could 
inhibit our growth and negatively impact our profitability.  

      Our growth strategy of acquiring additional recreational boat dealers involves significant risks. This strategy entails reviewing and 
potentially reorganizing acquired business operations, corporate infrastructure and systems, and financial controls. Unforeseen expenses, 
difficulties, and delays frequently encountered in connection with rapid expansion through acquisitions could inhibit our growth and negatively 
impact our profitability. We may be unable to identify suitable acquisition candidates or to complete the acquisitions of candidates that we 
identify. Increased competition for acquisition candidates may increase purchase prices for acquisitions to levels beyond our financial 
capability or to levels that would not result in the returns required by our acquisition criteria. In addition, we may encounter difficulties in 
integrating the operations of acquired dealers with our own operations or managing acquired dealers profitably without substantial costs, 
delays, or other operational or financial problems.  

      We may issue common or preferred stock and incur substantial indebtedness in making future acquisitions. The size, timing, and 
integration of any future acquisitions may cause substantial fluctuations in operating results from quarter to quarter. Consequently, operating 
results for any quarter may not be indicative of the results that may be achieved for any subsequent quarter or for a full fiscal year. These 
fluctuations could adversely affect the market price of our common stock.  

      Our ability to continue to grow through the acquisition of additional dealers will depend upon various factors, including the following:  

•  the availability of suitable acquisition candidates at attractive purchase prices; 

•  the ability to compete effectively for available acquisition opportunities; 

•  the availability of funds or common stock with a sufficient market price to complete the acquisitions; 

•  the ability to obtain any requisite manufacturer or governmental approvals; and 

•  the absence of one or more manufacturers attempting to impose unsatisfactory restrictions on us in connection with their approval of 

acquisitions. 

      As a part of our acquisition strategy, we frequently engage in discussions with various recreational boat dealers regarding their potential 
acquisition by us. In connection with these discussions, we and each potential acquisition candidate exchange confidential operational and 
financial information, conduct due diligence inquiries, and consider the structure, terms, and conditions of the potential acquisition. In certain 
cases, the prospective acquisition candidate agrees not to discuss a potential acquisition with any other party for a specific period of time, 
grants us an option to purchase the prospective dealer for a designated price during a specific time, and agrees to take other actions designed to 
enhance the possibility of the acquisition, such as preparing audited financial information and converting its accounting system to the system 
specified by us. Potential acquisition discussions frequently take place over a long period of time and involve difficult business integration and 
other issues, including in some cases, management succession and related matters. As a result of these and other factors, a number of potential 
acquisitions that from time to time appear likely to occur do not result in binding legal agreements and are not consummated.  

We may be required to obtain the consent of Brunswick and various other manufacturers prior to the acquisition of other dealers.  

      In determining whether to approve acquisitions, manufacturers may consider many factors, including our financial condition and ownership 
structure. Manufacturers also may impose conditions on granting their approvals for acquisitions, including a limitation on the number of their 
dealers that we may acquire. Our ability to meet manufacturers’ requirements for approving future acquisitions will have a direct bearing on 
our ability to complete acquisitions and effect our growth strategy. There can be no assurance that a manufacturer will not terminate its dealer 
agreement, refuse to renew its dealer agreement, refuse to approve future acquisitions, or take other action that could have a material adverse 
effect on our acquisition program.  

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      We and Brunswick have entered into an agreement providing for Brunswick to cooperate in good faith and not to unreasonably withhold its 
consent to the acquisitions each year by us of Sea Ray boat dealers with aggregate total revenue not exceeding 20% of our revenue in our prior 
fiscal year. Any acquisitions in excess of the 20% benchmark will be at Brunswick’s discretion. In the event that our purchases of Sea Ray 
boats exceed 49% of the purchases of Sea Ray boats by all Sea Ray boat dealers, including us, in any fiscal year of Brunswick, the agreement 
provides that we and Brunswick will negotiate in good faith the standards for acquisitions of Sea Ray boat dealers by us during Brunswick’s 
next succeeding fiscal year, but that Brunswick may grant or withhold its consent to any such acquisition in its sole discretion for as long as our 
Sea Ray boat purchases exceed the 49% benchmark.  

      Our growth strategy also entails expanding our product lines and geographic scope by obtaining additional distribution rights from our 
existing and new manufacturers. We may not be able to secure additional distribution rights or obtain suitable alternative sources of supply if 
we are unable to obtain such distribution rights. The inability to expand our product lines and geographic scope by obtaining additional 
distribution rights could have a material adverse effect on the growth and profitability of our business.  

Boat manufacturers exercise substantial control over our business.  

      We depend on our dealer agreements. Through dealer agreements, boat manufacturers, including Brunswick, exercise significant control 
over their dealers, restrict them to specified locations, and retain approval rights over changes in management and ownership, among other 
things. The continuation of our dealer agreements with most manufacturers, including Brunswick, depends upon, among other things, our 
achieving stated goals for customer satisfaction ratings and market share penetration in the market served by the applicable dealership. Failure 
to meet the customer satisfaction, market share goals, and other conditions set forth in any dealer agreement could have various consequences, 
including the following:  

•  the termination of the dealer agreement; 

•  the imposition of additional conditions in subsequent dealer agreements; 

•  limitations on boat inventory allocations; 

•  reductions in reimbursement rates for warranty work performed by the dealer; 

•  loss of certain manufacturer to dealer incentives; or 

•  denial of approval of future acquisitions. 

      Our dealer agreements with manufacturers, including Brunswick, generally do not give us the exclusive right to sell those manufacturers’ 
products within a given geographical area. Accordingly, a manufacturer, including Brunswick, could authorize another dealer to start a new 
dealership in proximity to one or more of our locations, or an existing dealer could move a dealership to a location that would be directly 
competitive with us. These events could have a material adverse effect on our competitive position and financial performance.  

The failure to receive rebates and other dealer incentives on inventory purchases could substantially reduce our margins.  

      We rely on manufacturers’ programs that provide incentives for dealers to purchase and sell particular boat makes and models or for 
consumers to buy particular boat makes or models. Any eliminations, reductions, limitations, or other changes relating to rebate or incentive 
programs that have the effect of reducing the benefits we receive could increase the effective cost of our boat purchases, reduce our margins 
and competitive position, and have a material adverse effect on our financial performance.  

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Our growth strategy may require us to secure significant additional capital, the amount of which will depend upon the size, timing, and 
structure of future acquisitions and our working capital and general corporate needs.  

      If we finance future acquisitions in whole or in part through the issuance of common stock or securities convertible into or exercisable for 
common stock, existing stockholders will experience dilution in the voting power of their common stock and earnings per share could be 
negatively impacted. The extent to which we will be able or willing to use our common stock for acquisitions will depend on the market value 
of our common stock from time to time and the willingness of potential sellers to accept our common stock as full or partial consideration. Our 
inability to use our common stock as consideration, to generate cash from operations, or to obtain additional funding through debt or equity 
financings in order to pursue our acquisition program could materially limit our growth.  

      Any borrowings made to finance future acquisitions or for operations could make us more vulnerable to a downturn in our operating 
results, a downturn in economic conditions, or increases in interest rates on borrowings that are subject to interest rate fluctuations. If our cash 
flow from operations is insufficient to meet our debt service requirements, we could be required to sell additional equity securities, refinance 
our obligations, or dispose of assets in order to meet our debt service requirements. In addition, our credit arrangements contain financial and 
operational covenants and other restrictions with which we must comply, including limitations on capital expenditures and the incurrence of 
additional indebtedness. Adequate financing may not be available if and when we need it or may not be available on terms acceptable to us. 
The failure to obtain sufficient financing on favorable terms and conditions could have a material adverse effect on our growth prospects and 
our business, financial condition, and results of operations.  

      Our current revolving credit facility provides a line of credit with asset-based borrowing availability of up to $220 million and allows us 
$20 million in traditional floorplan borrowings. We have pledged certain of our assets, principally boat inventories, to secure borrowings under 
our credit facility. While we believe we will continue to obtain adequate financing from lenders, such financing may not be available to us.  

Our internal growth and operating strategies of opening new locations and offering new products involve risk.  

      In addition to pursuing growth by acquiring boat dealers, we intend to continue to pursue a strategy of growth through opening new retail 
locations and offering new products in our existing and new territories. Accomplishing these goals for expansion will depend upon a number of 
factors, including the following:  

•  our ability to identify new markets in which we can obtain distribution rights to sell our existing or additional product lines; 

•  our ability to lease or construct suitable facilities at a reasonable cost in existing or new markets; 

•  our ability to hire, train, and retain qualified personnel; 

•  the timely integration of new retail locations into existing operations; 

•  our ability to achieve adequate market penetration at favorable operating margins without the acquisition of existing dealers; and 

•  our financial resources. 

      Our dealer agreements with Brunswick require Brunswick’s consent to open, close, or change retail locations that sell Sea Ray products, 
and other dealer agreements generally contain similar provisions. We may not be able to open and operate new retail locations or introduce new 
product lines on a timely or profitable basis. Moreover, the costs associated with opening new retail locations or introducing new product lines 
may adversely affect our profitability.  

      As a result of these growth strategies, we expect to expend significant time and effort in opening and acquiring new retail locations and 
introducing new products. Our systems, procedures, controls, and financial  

26  

   
  
  
  
  
  
  
  
  
  
  
  
resources may not be adequate to support our expanding operations. The inability to manage our growth effectively could have a material 
adverse effect on our business, financial condition, and results of operations.  

      Our planned growth also will impose significant added responsibilities on members of senior management and require us to identify, 
recruit, and integrate additional senior level managers. We may not be able to identify, hire, or train suitable additions to management.  

Our business, as well as the entire recreational boating industry, is highly seasonal, with seasonality varying in different geographic 
markets. In addition, weather conditions may adversely impact our business.  

      During the three-year period ended September 30, 2003, the average revenue for the quarterly periods ended December 31, March 31, 
June 30, and September 30 represented 17%, 26%, 32%, and 25%, respectively, of our average annual revenues. With the exception of Florida, 
we generally realize significantly lower sales in the quarterly period ending December 31 with boat sales generally improving in January with 
the onset of the public boat and recreation shows. Our business could become substantially more seasonal as we acquire dealers that operate in 
colder regions of the United States.  

      Weather conditions may adversely impact our operating results. For example, drought conditions, reduced rainfall levels, and excessive rain 
may force boating areas to close or render boating dangerous or inconvenient, thereby curtailing customer demand for our products. In 
addition, unseasonably cool weather and prolonged winter conditions may lead to shorter selling seasons in certain locations. Hurricanes and 
other storms could result in the disruption of our operations or damage to our boat inventories and facilities. Many of our dealerships sell boats 
to customers for use on reservoirs, thereby subjecting our business to the continued viability of these reservoirs for boating use. Although our 
geographic diversity and our future geographic expansion will reduce the overall impact on us of adverse weather conditions in any one market 
area, weather conditions will continue to represent potential material adverse risks to us and our future operating performance. As a result of 
the foregoing and other factors, our operating results in some future quarters could be below the expectations of stock market analysts and 
investors.  

We face intense competition.  

      We operate in a highly competitive environment. In addition to facing competition generally from non-boating recreation businesses 
seeking to attract discretionary spending dollars, the recreational boat industry itself is highly fragmented, resulting in intense competition for 
customers, product distribution rights, and suitable retail locations, particularly on or near waterways. Competition increases during periods of 
stagnant industry growth.  

      We compete primarily with single-location boat dealers and, with respect to sales of marine parts, accessories, and equipment, with national 
specialty marine parts and accessories stores, catalog retailers, sporting goods stores, and mass merchants. Competition among boat dealers is 
based on the quality of available products, the price and value of the products, and attention to customer service. There is significant 
competition both within markets we currently serve and in new markets that we may enter. We compete in each of our markets with retailers of 
brands of boats and engines we do not sell in that market. In addition, several of our competitors, especially those selling marine equipment and 
accessories, are large national or regional chains that have substantial financial, marketing, and other resources. Private sales of used boats 
represent an additional source of competition.  

We depend on income from financing, insurance, and extended service contracts.  

      A portion of our income results from referral fees derived from the placement or marketing of various F&I products, consisting of customer 
financing, insurance products, and extended service contracts, the most significant component of which is the participation and other fees 
resulting from our sale of customer financing contracts. During fiscal 2003, F&I products accounted for approximately 3.8% of our revenue.  

27  

   
      The availability of financing for our boat purchasers and the level of participation and other fees we receive in connection with such 
financing depend on the particular agreement between us and the lender and the current rate environment. Lenders may impose terms in their 
boat financing arrangements with us that may be unfavorable to us or our customers, resulting in reduced demand for our customer financing 
programs and lower participation and other fees.  

      The reduction of profit margins on sales of F&I products or the lack of demand for or the unavailability of these products could have a 
material adverse effect on our operating margins.  

We depend on key personnel.  

      Our success depends, in large part, upon the continuing efforts and abilities of our executive officers. Although we have an employment 
agreement with certain of our executive officers, we cannot assure that these or other executive personnel will remain with us. As a result of 
our decentralized operating strategy, we also rely on the management teams of our operating subsidiaries. In addition, we likely will depend on 
the senior management of any significant businesses we acquire in the future. The loss of the services of one or more of these key employees 
before we are able to attract and retain qualified replacement personnel could adversely affect our business.  

The products we sell or service may expose us to potential liability for personal injury or property damage claims relating to the use of 
those products.  

      Manufacturers of the products we sell generally maintain product liability insurance. We also maintain third-party product liability 
insurance that we believe to be adequate. We may experience claims that are not covered by or that are in excess of our insurance coverage. 
The institution of any significant claims against us could subject us to damages, result in higher insurance costs, and harm our business 
reputation with potential customers.  

Environmental and other regulatory issues may impact our operations.  

      Our operations are subject to extensive regulation, supervision, and licensing under various federal, state, and local statutes, ordinances, and 
regulations. The failure to satisfy those and other regulatory requirements could have a material adverse effect on our business, financial 
condition, and results of operations.  

      Various federal, state, and local regulatory agencies, including OSHA or the EPA, and similar federal and local agencies, have jurisdiction 
over the operation of our dealerships, repair facilities, and other operations, with respect to matters such as consumer protection, workers’ 
safety, and laws regarding protection of the environment, including air, water, and soil. The EPA recently promulgated emissions regulations 
for outboard marine engines that impose stricter emissions standards for two-cycle, gasoline outboard marine engines. Emissions from such 
engines must be reduced by approximately 75% over a nine-year period beginning with the 1998 model year. Costs of comparable new 
engines, if materially more expensive than previous engines, or the inability of our manufacturers to comply with EPA requirements, could 
have a material adverse effect on our business, financial condition, and results of operations.  

      Certain of our facilities own and operate USTs for the storage of various petroleum products. USTs are generally subject to federal, state, 
and local laws and regulations that require testing and upgrading of USTs and remediation of contaminated soils and groundwater resulting 
from leaking USTs. In addition, we may be subject to civil liability to third parties for remediation costs or other damages if leakage from our 
owned or operated USTs migrates onto the property of others.  

      Our business involves the use, handling, storage, and contracting for recycling or disposal of hazardous or toxic substances or wastes, 
including environmentally sensitive materials, such as motor oil, waste motor oil and filters, transmission fluid, antifreeze, freon, waste paint 
and lacquer thinner, batteries, solvents, lubricants, degreasing agents, gasoline, and diesel fuels. Accordingly, we are subject to regulation by 
federal, state, and local authorities establishing investigation and health and environmental quality standards, and liability related thereto, and 
providing penalties for violations of those standards.  

28  

   
      We also are subject to laws, ordinances, and regulations governing investigation and remediation of contamination at facilities we operate 
or to which we send hazardous or toxic substances or wastes for treatment, recycling, or disposal. In particular, the Comprehensive 
Environmental Response, Compensation and Liability Act, or CERCLA or “Superfund,” imposes joint, strict, and several liability on  

•  owners or operators of facilities at, from, or to which a release of hazardous substances has occurred; 

•  parties who generated hazardous substances that were released at such facilities; and 

•  parties who transported or arranged for the transportation of hazardous substances to such facilities. 

A majority of states have adopted “Superfund” statutes comparable to and, in some cases, more stringent than CERCLA. If we were to be 
found to be a responsible party under CERCLA or a similar state statute, we could be held liable for all investigative and remedial costs 
associated with addressing such contamination. In addition, claims alleging personal injury or property damage may be brought against us as a 
result of alleged exposure to hazardous substances resulting from our operations. In addition, certain of our retail locations are located on 
waterways that are subject to federal or state laws regulating navigable waters (including oil pollution prevention), fish and wildlife, and other 
matters.  

      Soil and groundwater contamination has been known to exist at certain properties owned or leased by us. We have also been required and 
may in the future be required to remove aboveground and underground storage tanks containing hazardous substances or wastes. As to certain 
of our properties, specific releases of petroleum have been or are in the process of being remediated in accordance with state and federal 
guidelines. We are monitoring the soil and groundwater as required by applicable state and federal guidelines. We also may have additional 
storage tank liability insurance and “Superfund” coverage where applicable. Environmental laws and regulations are complex and subject to 
frequent change. Compliance with amended, new or more stringent laws or regulations, more strict interpretations of existing laws, or the 
future discovery of environmental conditions may require additional expenditures by us, and such expenditures may be material.  

      Two of the properties we own were historically used as gasoline service stations. Remedial action with respect to prior historical site 
activities on these properties has been completed in accordance with federal and state law. Also, one of our properties is within the boundaries 
of a “Superfund” site, although our property has not been identified as a contributor to the contamination in the area.  

      Additionally, certain states have required or are considering requiring a license in order to operate a recreational boat. These regulations 
could discourage potential buyers, thereby limiting future sales and adversely affecting our business, financial condition, and results of 
operations.  

Fuel prices and supply may affect our business.  

      All of the recreational boats we sell are powered by diesel or gasoline engines. Consequently, an interruption in the supply, or a significant 
increase in the price or tax on the sale, of fuel on a regional or national basis could have a material adverse effect on our sales and operating 
results. At various times in the past, diesel or gasoline fuel has been difficult to obtain. The supply of fuels may be interrupted, rationing may 
be imposed, or the price of or tax on fuels may significantly increase in the future.  

We must evaluate goodwill and identifiable intangible assets for impairment annually and we would recognize an impairment loss if 
the carrying amount of goodwill or an identifiable intangible asset exceeds its fair value.  

      Intangible assets and goodwill represent the excess of the purchase price of businesses acquired over the fair value of the net tangible assets 
acquired at the date of acquisition. We have determined that our only identifiable intangible assets are dealer agreements, which are indefinite-
lived intangibles. Through our fiscal year ended September 30, 2001, we were required to amortize the intangible assets and goodwill from 
acquisitions accounted for as purchases over a period of time, with the amount amortized in a particular period constituting an expense that 
reduced our net income for that period.  

29  

   
  
  
  
  
  
      In June 2001, the Financial Accounting Standards Board (FASB), issued Statement of Financial Accounting Standards No. 141, “Business 
Combinations” (SFAS 141), and Statement of Financial Accounting Standards No. 142, “Goodwill and Other Intangible Assets” (SFAS 142). 
SFAS 141 requires business combinations initiated after June 30, 2001 to be accounted for using the purchase method of accounting and 
identifiable intangible assets acquired in a business combination to be recognized as assets and reported separately from goodwill. SFAS 142 
requires that goodwill and indefinite-lived intangible assets no longer be amortized, but instead tested for impairment at least annually.  

      SFAS 142 was effective for fiscal years beginning after December 15, 2001, with early application permitted in certain circumstances. We 
elected to early adopt SFAS 142 in fiscal 2002. SFAS 142 required the completion of a transitional impairment test within six months from the 
date of initial adoption of the statement. In addition to the initial assessment, we assess the impairment of identifiable intangible assets and 
goodwill at least annually or whenever events or changes in circumstances indicate that the carrying value may not be recoverable. If the 
carrying amount of an identifiable intangible asset or goodwill exceeds its fair value, we would recognize an impairment loss. We measure any 
potential impairment based on various business valuation methodologies, including a projected discounted cash flow method. We completed 
the transitional impairment test, which resulted in no impairment of goodwill or identifiable intangible assets. We have also completed the 
annual impairment test at June 30, 2003, which resulted in no impairment of goodwill or identifiable intangible assets. To date, we have not 
recognized any impairment of goodwill or identifiable intangible assets in connection with SFAS 142. We will continue to test goodwill and 
identifiable intangible assets for impairment at least annually on June 30, or whenever events or changes in circumstances indicate that the 
carrying value may not be recoverable. Prior to the adoption of SFAS 142, all purchase price in excess of the net tangible assets was recorded 
as goodwill and no identifiable intangible assets were recognized. Identifiable intangible assets and net goodwill amounted to $4.5 million and 
$48.6 million, respectively, as of September 30, 2003.  

      A reduction in net income resulting from the impairment of identifiable intangible assets or goodwill may have an adverse impact upon the 
market price of our common stock, impairment in the identifiable intangible assets or goodwill or regulatory action that changes the 
impairment testing methodology, requires amortization, or a write-off of identifiable intangible assets or goodwill may materially and adversely 
affect the financial position of our company.  

A substantial number of shares of our common stock are subject to a stockholders agreement.  

      We, Brunswick, and William H. McGill Jr., our Chairman of the Board, President, and Chief Executive Officer, are parties to a 
stockholders’ agreement, and we and Brunswick are parties to a governance agreement, each dated April 28, 1998. Subject to certain 
limitations, the stockholders’ agreement provides various rights of first refusal on the sale of shares of common stock by the parties to the 
agreement, particularly in the event that Brunswick does not own its targeted investment percentage of 19% of our common stock at the time of 
the proposed sale or in the event the proposed sale is to a competitor of Brunswick. Among other provisions and subject to certain conditions, 
the stockholders’ agreement also requires the parties to vote their common stock for nominees of the board of directors in the election of 
directors and to vote their common stock in favor of all proposals and recommendations approved by our board of directors and submitted to a 
vote of our stockholders. The governance agreement provides for various terms and conditions concerning Brunswick’s participation in the 
corporate governance of our company.  

      As a result, the stockholders’ agreement and the governance agreement will have the effect of increasing the control of our directors, 
executive officers, and persons associated with them and may have the effect of delaying or preventing a change in control of our company.  

The market price of our common stock could be subject to wide fluctuations as a result of many factors.  

      Factors that could affect the trading price of our common stock include the following:  

•  variations in operating results; 

30  

   
  
•  the thin trading volume and relatively small public float of our common stock; 

•  the level and success of our acquisition program and new store openings; 

•  variations in same-store sales; 

•  the success of dealership integration; 

•  relationships with manufacturers; 

•  changes in earnings estimates published by analysts; 

•  general economic, political, and market conditions; 

•  seasonality and weather conditions; 

•  governmental policies and regulations; 

•  the performance of the recreational boat industry in general; and 

•  factors relating to suppliers and competitors. 

      In addition, market demand for small-capitalization stocks, and price and volume fluctuations in the stock market unrelated to our 
performance could result in significant fluctuations in market price of our common stock. The performance of our common stock could 
adversely affect our ability to raise equity in the public markets and adversely affect our acquisition program.  

The issuance of additional common stock in the future, including shares that we may issue pursuant to option grants and future 
acquisitions, may result in dilution in the net tangible book value per share of our common stock.  

      Our board of directors has the legal power and authority to determine the terms of an offering of shares of our capital stock, or securities 
convertible into or exchangeable for these shares, to the extent of our shares of authorized and unissued capital stock.  

A substantial number of shares are eligible for future sale.  

      As of September 30, 2003, there were outstanding 15,401,686 shares of our common stock. Substantially all of these shares are freely 
tradable without restriction or further registration under the securities laws, unless held by an “’affiliate” of our company, as that term is 
defined in Rule 144 under the securities laws. Shares held by affiliates of our company, which generally include our directors, officers, and 
certain principal stockholders, are subject to the resale limitations of Rule 144 described below. Outstanding shares of common stock issued in 
connection with the acquisition of any acquired dealers are available for resale beginning one year after the respective dates of the acquisitions, 
subject to compliance with the provisions of Rule 144 under the securities laws.  

      As of September 30, 2003, we had issued options to purchase approximately 2,326,589 shares of common stock under our 1998 incentive 
stock plan and we issued 204,774 of the 500,000 shares of common stock reserved for issuance under our 1998 employee stock purchase plan. 
We have filed a registration statement under the securities laws to register the common stock to be issued under these plans. As a result, shares 
issued under these plans will be freely tradable without restriction unless acquired by affiliates of our company, who will be subject to the 
volume and other limitations of Rule 144.  

      We may issue additional shares of common stock or preferred stock under the securities laws as part of any acquisition we may complete in 
the future. If issued pursuant to an effective registration statement, these shares generally will be freely tradable after their issuance by persons 
not affiliated with us or the acquired companies.  

31  

   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
We rely on our operating subsidiaries.  

      We are a holding company, the principal assets of which are the shares of the capital stock or membership interests of our corporate or 
limited liability company subsidiaries, including the operating subsidiaries. As a holding company without independent means of generating 
operating revenue, we depend on dividends and other payments from our subsidiaries to fund our obligations and meet our cash needs. 
Financial covenants under future loan agreements of our subsidiaries may limit our subsidiaries’ ability to make sufficient dividend or other 
payments to permit us to fund our obligations or meet our cash needs, in whole or in part.  

We do not pay cash dividends.  

      We have never paid cash dividends on our common stock and do not anticipate paying cash dividends in the foreseeable future. Moreover, 
financial covenants under certain of our credit facilities restrict our ability to pay dividends.  

Our stockholders’ rights plan may adversely affect existing stockholders.  

      Our Stockholders’ Rights Plan may have the effect of deterring, delaying, or preventing a change in control that might otherwise be in the 
best interests of our stockholders. Under the Rights Plan, we issued a dividend of one Preferred Share Purchase Right for each share of our 
common stock held by stockholders of record as of the close of business on September 7, 2001.  

      In general, subject to certain limited exceptions, the stock purchase rights become exercisable when a person or group acquires 15% or 
more of our common stock or a tender offer or exchange offer for 15% or more of our common stock is announced or commenced. After any 
such event, our other stockholders may purchase additional shares of our common stock at 50% of the then-current market price. The rights 
will cause substantial dilution to a person or group that attempts to acquire us on terms not approved by our board of directors. The rights may 
be redeemed by us at $0.01 per stock purchase right at any time before any person or group acquires 15% or more of our outstanding common 
stock. The rights should not interfere with any merger or other business combination approved by our board of directors. The rights expire on 
August 28, 2011.  

Certain provisions of our restated certificate of incorporation and bylaws and Delaware law may make a change in the control of our 
company more difficult to complete, even if a change in control were in the stockholders’ interest or might result in a premium over 
the market price for the shares held by the stockholders.  

      Our certificate of incorporation and bylaws divide the board of directors into three classes of directors elected for staggered three-year 
terms. The certificate of incorporation also provides that the board of directors may authorize the issuance of one or more series of preferred 
stock from time to time and may determine the rights, preferences, privileges, and restrictions and fix the number of shares of any such series 
of preferred stock, without any vote or action by our stockholders. The board of directors may authorize the issuance of preferred stock with 
voting or conversion rights that could adversely affect the voting power or other rights of the holders of common stock. The certificate of 
incorporation also allows our board of directors to fix the number of directors and to fill vacancies on the board of directors.  

      We also are subject to the anti-takeover provisions of Section 203 of the Delaware General Corporation Law, which prohibits us from 
engaging in a “business combination” with an “interested stockholder” for a period of three years after the date of the transaction in which the 
person became an “interested stockholder,” unless the business combination is approved in a prescribed manner.  

      Certain of our dealer agreements could also make it difficult for a third party to attempt to acquire a significant ownership position in our 
company. In addition, the stockholders’ agreement and governance agreement will have the effect of increasing the control of our directors, 
executive officers, and persons associated with them.  

32  

   
Our prior engagement of Arthur Andersen LLP as our independent auditors during fiscal year 2001 may adversely affect our ability 
to make timely filings with the Securities and Exchange Commission,  

      Our former auditor, Arthur Andersen LLP, issued an audit report with respect to our audited consolidated financial statements as of and for 
the fiscal year ended September 30, 2001, which is included in this report. During 2002, Arthur Andersen LLP was found guilty on a federal 
obstruction charge and ceased practicing before the SEC. Arthur Andersen has not reissued its audit report with respect to the audited 
consolidated financial statements as of and for the fiscal year ended September 30, 2001 included in this report. Furthermore, Arthur Andersen 
has not consented to the inclusion of its audit report in this report. As a result, relief that may generally be available to stockholders under the 
federal securities laws against auditing firms may not be available as a practical matter against Andersen since it has ceased operations and has 
limited or no assets available for creditors.  

      The SEC has said that it will continue accepting financial statements audited by Andersen as long as a reasonable effort is made to have 
Andersen reissue its reports and to obtain a manually signed accountant’s report from Andersen. Our access to the capital markets and our 
ability to make timely filings with the SEC could be impaired if the SEC ceases accepting financial statements from a prior period audited by 
Andersen for which we are not able to obtain a reissued audit report from Andersen. In that case, we would not be able to access the public 
markets unless another independent accounting firm is able to audit the financial statements originally audited by Andersen. Any delay or 
inability to access the public capital markets caused by these circumstances could have a material adverse effect on us.  

Our sales of Ferretti Group product may be adversely affected by fluctuations in currency exchange rates between the U.S. dollar and 
the Euro.  

      Products purchased from the Italy-based Ferretti Group are subject to fluctuations in the Euro to U.S. dollar exchange rate, which ultimately 
may impact the retail price at which we can sell such products. Accordingly, fluctuations in the value of the Euro as compared with the 
U.S. dollar may impact the price points at which we can sell profitably Ferretti Group products, and such price points may not be competitive 
with other product lines in the United States. Accordingly, such fluctuations in exchange rates ultimately may impact the amount of revenue or 
cost of goods sold, cash flows, and earnings we recognize for the Ferretti Group product line. The impact of these currency fluctuations could 
increase, particularly as our revenue from the Ferretti Group products increase as a percentage of our total revenue. We cannot predict the 
effects of exchange rate fluctuations on our operating results. We do not currently intend to engage in foreign currency exchange hedging 
transactions to manage our foreign currency exposure. If and when we do engage in foreign currency exchange hedging transactions, we cannot 
assure that our strategies will adequately protect our operating results from the effects of exchange rate fluctuations.  

Item 2. 

Properties 

      We lease our corporate offices in Clearwater, Florida. We also lease 46 of our retail locations under leases, many of which contain multi-
year renewal options and, some of which grant us a first right of refusal to purchase the property at fair value. In all such cases, we pay a fixed 
rent at negotiated rates. In substantially all of the leased locations, we are responsible for taxes, utilities, insurance, and routine repairs and 
maintenance. We own the property associated with our 20 other retail locations.  

33  

   
   
      The following table reflects the status, approximate size, and facilities of our various retail locations as of the date of this report.  

Location 

Owned or Leased 

Square 
Footage(l) 

Facilities at Property 

Operated 
Since(2) 

Waterfront 

Alabama  
Gulf Shores  
Arizona  
Tempe  
California  
Oakland  

Santa Rosa  
Sacramento  
Sacramento (River Bend) 

(floating facility)  

Sacramento  
San Diego  

Tower Park (near San 

Francisco)  

Colorado  
Denver  
Grand Junction  
Delaware  
Bear  

Florida  
Burnt Store  
Cape Haze  

Clearwater  

Cocoa  
Coconut Grove  
Dania  

Dania  
Ft Lauderdale  

Ft Lauderdale  
Fort Myers  

Ft Walton Beach  
Key Largo  

   Third-party lease    

4,000   

   Retail and service 

   Company owned    

   34,000   

   Retail and service 

1998   

   — 

1992   

   — 

Third-party lease 
   Third-party lease    
   Company owned    

17,700 
8,100   
   24,800   

Retail and service; 20 wet 
slips 

   Retail and service 
   Retail and service 

Alameda Estuary  
(San Francisco Bay) 

   — 
   — 

1985 
1990   
1995   

   Third-party lease    
   Third-party lease    

   Third-party lease    

Retail and service; 20 wet 
slips 

   Retail only; 10 wet slips 

Retail and service; 12 wet 
slips 

500   
300   

750   

1998   
2002   

   Sacramento River 
   Sacramento River 

1997   

   Mission Bay 

Third-party lease 

400 

Retail only 

1999 

Sacramento River 

   Third-party lease    
   Third-party lease    

   16,400   
9,300   

   Retail and service 
   Retail and service 

2003   
1986   

   — 
   — 

   Third-party lease    

5,000   

Retail and service; 15 wet 
slips 

1995   

Between Delaware Bay 
and Chesapeake Bay 

   Third-party lease    

700   

   Retail only; 4 wet slips 

2002   

   Charlotte Harbor 

Company owned 

18,000 

   Company owned    
   Company owned    
   Third-party lease    

   42,000   
   15,000   
2,000   

Company owned 
   Third-party lease    

32,000 
3,500   

Third-party lease 
   Third-party lease    

Third-party lease 
   Third-party lease    
   Third-party lease    

2,400 
3,799   

8,000 
6,000   
750   

Retail, service, and storage; 
8 wet slips 
Retail and service; 16 wet 
slips 

   Retail and service 
   Retail only; 5 wet slips 

Repair and service; 16 wet 
slips 

   Retail only; 8 wet slips 

Retail and service; 15 wet 
slips 

   Retail only; 4 wet slips 

Retail and service; 18 wet 
slips 

   Retail only 
   Retail only 

34  

1972 

Intracoastal Waterway 

1973   
1968   
2002   

   Tampa Bay 
   — 
   Biscayne Bay 

1991 
2001   

Port Everglades 
   Port Everglades 

1977 
2002   

1983 
2003   
2002   

Intracoastal Waterway 

   Seminole River 

Caloosahatchee River 

   — 
   — 

   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Location 

Owned or Leased 

Square 
Footage(l) 

Facilities at Property 

Operated 
Since(2) 

Waterfront 

Jacksonville  
Miami  

Naples  

Palm Beach  

Pensacola  
Pompano Beach  

Sarasota  

Stuart  

Stuart  

Tampa  
Venice  

Georgia  
Altoona  

Buford (Atlanta)  
Forest Park (Atlanta)  
Lake Lanier  

Minnesota  
Bay Port  
Rogers  
Walker  
Walker  

Woodbury  
Nevada  
Las Vegas  
New Jersey  
Brick  

Brant Beach  

Greenbrook  
Jersey City  
Lake Hopatcong  

   Third-party lease    

1,000   

   Retail only; 7 wet slips 

1995   

   St Johns River 

Company owned 

7,200 

   Company owned    

   19,600   

Company owned 
   Third-party lease    

22,800 
   24,274   

Company owned 

23,000 

   Third-party lease    

   26,500   

Company owned 

22,400 

   Company owned    
   Company owned    

6,700   
   13,100   

   Company owned    

   62,000   

   Third-party lease    
   Third-party lease    
   Third-party lease    

8,800   
8,500   
   47,300   

Third-party lease 

13,000 

   Third-party lease    
   Company owned    
   Company owned    

450   
   70,000   
   76,400   

   Company owned    
   Third-party lease    

6,800   
   13,392   

Retail and service; l5 wet 
slips 
Retail and service; 13 wet 
slips 
Retail and service; 8 wet 
slips 

   Retail and service 

Retail and service; 16 wet 
slips 
Retail, service, and storage; 
15 wet slips 
Retail and service; 6 wet 
slips 
Retail and service; 60 wet 
slips 

   Retail and service 

Retail, service, and storage; 
90 wet slips 

Retail and service; 4 wet 
slips 

   Retail and service 
   Retail and service 

Retail and service; 50 wet 
slips 

   Retail only; 10 wet slips 
   Retail, service, and storage 
   Retail, service, and storage 
Retail and service; 93 wet 
slips 

   Retail and service 

1980 

Intracoastal Waterways 

1997   

   Naples Bay 

1998 
1974   

Intracoastal Waterways 

   — 

1990 

Intracoastal Waterways 

1972   

   Sarasota Bay 

2002 

Intracoastal Waterway 

1994   
1995   

Intracoastal Waterways 

   — 

1972   

Intracoastal Waterway 

2002   
2001   
1973   

   Lake Altoona 
   — 
   — 

1981 

Lake Lanier 

1996   
1991   
1989   

   St Croix River 
   — 
   — 

1977   
1997   

   Leech Lake 
   — 

   Company owned    

   21,600   

   Retail and service 

1990   

   — 

Company owned 

20,000 

   Third-party lease    
   Third-party lease    
   Third-party lease    

3,800   
   18,500   
500   

Third-party lease 

4,600 

Retail and service; 225 wet 
slips 
Retail and service; 36 wet 
slips 

   Retail and service 
   Retail only; 6 wet slips 

Retail and service; 80 wet 
slips 

1977 

Manasquan River 

1965   
1995   
2000   

   Barnegat Bay 
   — 
   Hudson River 

1998 

Lake Hopatcong 

35  

   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Location 

Owned or Leased 

Square 
Footage(l) 

Facilities at Property 

Operated 
Since(2) 

Waterfront 

Ship Bottom  
Somers Point  

North Carolina  
Wrightsville Beach  
Ohio  
Cleveland (Flats)  
Port Clinton  

Port Clinton  
Toledo  
South Carolina  
Myrtle Beach  
Texas  
Arlington  
Houston  
Houston  
League City (floating 

facility) (4)  

Lewisville (Dallas)  
Lewisville (Dallas) (floating 

facility)  
Seabrook  

Utah  
Salt Lake City  

   Third-party lease    

   19,300   

   Retail and service 

1972   

   — 

Affiliate lease 

31,000 

Retail and service; 33 wet 
slips 

1987 

Little Egg Harbor Bay 

   Third-party lease    

   34,523   

   Retail, service, and storage 

1996   

Intracoastal Waterway 

   Third-party lease    

   19,000   

   Retail and service 

1999   

   Lake Erie 

   Third-party lease    
   Third-party lease    
   Third-party lease    

   63,700   
   93,250   
   12,240   

Retail, service, and storage; 
155 wet slips 

   Retail, service, and storage 
   Retail and service 

1974   
1997   
1989   

   Lake Erie 
   Lake Erie 
   — 

   Third-party lease    

3,480   

   Retail only 

1999   

   Coquina Harbor 

   Third-party lease    
   Third-party lease    
   Third-party lease    

   21,000   
   10,000   
   10,000   

   Retail and service 
   Retail only (3) 
   Retail and service 

Third-party lease 
   Third-party lease    

800 
   10,000   

Retail and service; 20 wet 
slips 

   Retail and service 

Third-party lease 

500 

   Company owned    

   32,000   

Retail only; 20 wet slips (5) 
Retail and service; 30 wet 
slips 

1999   
1987   
1981   

   — 
   — 
   — 

1988 
1992   

Clear Lake 
   Lake Lewisville 

1994 

Lake Lewisville 

2002   

   Clear Lake 

   Third-party lease    

   21,200   

   Retail and service 

1975   

   — 

(1)   Square footage does not include outside sales space or dock or marina facilities. 

(2)   Operated since date is the date the facility was opened by us or opened prior to its acquisition by us. 

(3)   Shares service facility located at the other Houston retail locations. 

(4)   We own the floating facility, however, the related dock and marina space is leased by us from an unaffiliated third party. 

(5)   Shares service facility located at the other Lewisville retail location. 

Item 3. 

Legal Proceedings 

      We are involved in various legal proceedings arising out of our operations in the ordinary course of business. We do not believe that such 
proceedings, even if determined adversely, will have a material adverse effect on our business, financial condition, or results of operations.  

Item 4. 

Submission of Matters to a Vote of Security Holders 

      Not applicable.  

36  

   
   
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Item 5.       Market for the Registrant’s Common Equity and Related Stockholder Matters 

PART II  

      Our common stock has been traded on the New York Stock Exchange under the symbol HZO since our initial public offering on June 3, 
1998 at $12.50 per share. The following table sets forth high and low sale prices of the common stock for each calendar quarter indicated as 
reported on the New York Stock Exchange.  

2001  
   First quarter  
   Second quarter  
   Third quarter  
   Fourth quarter  
2002  
   First quarter  
   Second quarter  
   Third quarter  
   Fourth quarter  
2003  
   First quarter  
   Second quarter  
   Third quarter  
   Fourth quarter (through December 23, 2003)  

High 

Low 

   $  9.00       $  5.50   
   $  9.95       $  7.30   
   $  9.41       $  6.00   
   $  8.63       $  6.31   

   $ 12.65       $  7.65   
   $ 15.40       $ 10.85   
   $ 14.19       $  9.00   
   $ 12.95       $  7.15   

   $ 13.08       $  8.67   
   $ 14.50       $  9.02   
   $ 15.43       $ 12.62   
   $ 19.85       $ 14.39   

      On December 23, 2003, the closing sale price of our common stock was $18.87 per share. On December 23, 2003, there were 
approximately 100 record holders and approximately 2,100 beneficial owners of our common stock.  

37  

   
   
     
     
  
           
  
     
  
           
  
     
  
           
  
     
  
           
  
Item 6. 

Selected Financial Data 

      The following table contains certain financial and operating data and is qualified by the more detailed consolidated financial statements and 
notes thereto included elsewhere in this report. The balance sheet data as of September 30, 2002 and 2003 and the statement of operations data 
for the fiscal years ended September 30, 2002 and 2003 were derived from the consolidated financial statements and notes thereto that have 
been audited by Ernst & Young LLP, independent certified public accountants. The balance sheet data as of September 30, 1999, 2000, and 
2001 and the statements of operations data for the fiscal years ended September 30, 1999, 2000, and 2001 were derived from the consolidated 
financial statements and notes thereto that have been audited by Arthur Andersen LLP, independent certified public accountants. The financial 
data shown below should be read in conjunction with the consolidated financial statements and the related notes thereto and “Management’s 
Discussion and Analysis of Financial Condition and Results of Operations” included elsewhere in this report.  

Statement of Operations Data:  
Revenue  
Cost of sales  

Gross profit  
Selling, general, and administrative 

expenses  

Income from operations  
Interest expense, net  

Income before tax provision  
Tax provision  

Net income  

Net income per share:  
  Diluted  

Fiscal Year Ended September 30, 

1999 

2000 

2001 

2002 

2003 

(Amounts in thousands except share and per share data) 

   $ 

450,058       $ 
338,403        

550,654       $ 
419,080        

504,071   
383,984   

   $ 

540,716       $ 
416,137        

607,501   
459,729   

111,655        

131,574        

120,087   

124,579        

147,772   

79,484        

92,520        

92,734   

95,567        

113,299   

32,171        
2,040        

30,131        
11,978        

39,054        
4,127        

34,927        
13,534        

27,353   
2,396   

24,957   
9,608   

29,012        
1,264        

27,748        
10,683        

34,473   
2,471   

32,002   
12,321   

   $ 

18,153       $ 

21,393       $ 

15,349   

   $ 

17,065       $ 

19,681   

   $ 

1.21       $ 

1.41       $ 

1.01   

   $ 

1.10       $ 

1.26   

Weighted average number of shares:       
  Diluted  

     14,964,727         15,204,182         15,238,719   

     15,540,973         15,671,470   

Other Data:  
Number of retail locations(1)  
Sales per store(2)(4)  
Same-store sales growth(3)(4)  

   $ 

51        
12,938       $ 
18 %     

52        
14,056       $ 
20 %     

53   
12,382   

   $ 

59        
12,273       $ 

65   
11,900   

(9 )%     

3 %     

6 % 

September 30, 

1999 

2000 

2001 

2002 

2003 

Balance Sheet Data:  
Working capital  
Total assets  
Long-term debt (including current portion)(5)  
Total stockholders’ equity  

   $  28,353       $  40,853       $  47,447       $  55,426       $  67,003   
      235,751          231,330          264,490          301,146          329,155   
8,640          21,765          22,343   
      90,234          112,340          127,693          145,190          166,056   

6,280         

7,520         

(1)   Includes only those retail locations open at period end. 

(2)   Includes only those stores open for the entire preceding 12- or nine-month period, respectively. 

38  

   
   
    
    
  
       
  
       
  
  
    
  
       
  
  
    
  
       
  
       
  
  
    
  
       
  
  
    
    
  
    
       
       
  
    
       
  
    
    
    
    
  
    
       
       
  
    
       
  
    
    
    
    
  
    
       
       
  
    
       
  
    
    
    
    
  
    
       
       
  
    
       
  
  
    
       
       
  
    
       
  
    
  
       
  
       
  
  
    
  
       
  
  
  
    
       
       
  
    
       
  
  
       
  
       
  
  
    
  
       
  
  
  
    
       
       
  
    
       
  
    
  
       
  
       
  
  
    
  
       
  
  
    
    
    
  
        
           
           
           
           
  
        
           
           
           
           
  
     
  
(3)   New and acquired stores are included in the comparable base at the end of the store’s thirteenth month of operations. 

(4)   A store is one or more retail locations that are adjacent or operate as one entity. 

(5)   Amount excludes our short-term borrowings for working capital and inventory financing. 

Item 7.  Management’s Discussion and Analysis of Financial Condition, and Results of Operations 

      We are the largest recreational boat retailer in the United States with fiscal 2003 revenue exceeding $607 million. Through our current 
66 retail locations in 15 states, we sell new and used recreational boats and related marine products, including engines, trailers, parts, and 
accessories. We also arrange related boat financing, insurance, and extended warranty contracts; provide boat repair and maintenance services; 
and offer yacht and boat brokerage services.  

      MarineMax was incorporated in January 1998. We have significantly expanded our operations through the acquisition of 21 recreational 
boat dealers, two boat brokerage operations, and one full-service yacht repair facility since our formation. As a part of our acquisition strategy, 
we frequently engage in discussions with various recreational boat dealers regarding their potential acquisition by us. Potential acquisition 
discussions frequently take place over a long period of time and involve difficult business integration and other issues, including in some cases, 
management succession and related matters. As a result of these and other factors, a number of potential acquisitions that from time to time 
appear likely to occur do not result in binding legal agreements and are not consummated.  

      During the fiscal year ended September 30, 2003, we completed the acquisition of two recreational boat dealers. During September 2003, 
we acquired substantially all of the assets and assumed certain liabilities of Killinger Marine Center, Inc. and Killinger Marine Center of 
Alabama, Inc., a privately held boat dealership with locations in Ft. Walton Beach and Pensacola, Florida and Gulf Shores, Alabama, for 
approximately $2.3 million in cash, including acquisition costs. During June 2003, we acquired substantially all of the assets and assumed 
certain liabilities of Sundance Marine, Inc., a privately held boat dealership with locations in Denver and Grand Junction, Colorado, for 
approximately $3.3 million in cash, including acquisition costs. The asset purchase agreement contains an earn out provision, which will 
impact the final purchase price annually, based on the future profits of the region through September 2008, assuming certain conditions and 
provisions are met. These acquisitions were accounted for under the purchase method of accounting.  

      During the fiscal year ended September 30, 2002, we completed the acquisition of two recreational boat dealers. During April 2002, we 
acquired the net assets, including the owned sales and marina facilities, and assumed certain liabilities of Gulfwind Marine Partners, Inc. and 
affiliates, a privately held boat dealership with locations in Sarasota, Venice, and Cape Haze, Florida, for approximately $16.0 million in cash. 
During July 2002, we acquired substantially all of the assets and assumed certain liabilities of Seaside Marine, Inc., a privately held boat 
dealership in San Diego, California, for approximately $100,000 in cash, including acquisition costs. These acquisitions were accounted for 
under the purchase method of accounting.  

      During the fiscal year ended September 30, 2001, we completed the acquisition of a full-service yacht repair facility. We acquired the net 
assets, including the assumption of certain liabilities and related property and buildings, for approximately $5.6 million in cash, including 
acquisition costs. The acquisition was accounted for under the purchase method of accounting.  

      We derive our revenue from selling new and used recreational boats and related marine products; arranging third-party financing, 
insurance, and extended warranty products; providing boat repair and maintenance services; and offering boat and yacht brokerage services. 
Revenue from boat or related marine product sales, boat repair and maintenance services, and boat or yacht brokerage services is recognized at 
the time the product is delivered to the customer or the service is completed. Revenue earned by us for arranging financing, insurance, and 
extended warranty products is recognized at the later of customer acceptance of the service contract terms as evidenced by contract execution, 
or when the related boat sale is recognized.  

39  

   
   
  
  
      Cost of sales generally includes the cost of the recreational boat or other marine product, plus any additional labor, parts, or consumables 
used in providing maintenance, repair, and rigging services.  

Application of Critical Accounting Policies  

      We have identified the policies below as critical to our business operations and the understanding of our results of operations. The impact 
and risks related to these policies on our business operations is discussed throughout Management’s Discussion and Analysis of Financial 
Condition and Results of Operations when such policies affect our reported and expected financial results.  

      In the ordinary course of business, we have made a number of estimates and assumptions relating to the reporting of results of operations 
and financial condition in the preparation of our financial statements in conformity with accounting principles generally accepted in the United 
States. We base our estimates on historical experience and on various other assumptions that we believe are reasonable under the 
circumstances. The results form the basis for making judgments about the carrying values of assets and liabilities that are not readily apparent 
from other sources. Actual results could differ significantly from those estimates under different assumptions and conditions. We believe that 
the following discussion addresses our most critical accounting policies, which are those that are most important to the portrayal of our 
financial condition and results of operations and require our most difficult, subjective, and complex judgments, often as a result of the need to 
make estimates about the effect of matters that are inherently uncertain.  

Revenue Recognition 

      We recognize revenue from boat, motor, and trailer sales, and parts and service operations at the time the boat, motor, trailer, or part is 
delivered to or accepted by the customer or service is completed. We recognize commissions earned from a brokerage sale at the time the 
related brokerage transaction closes. Commissions earned by us for placing notes with financial institutions in connection with customer boat 
financing are recognized when the related boat sales are recognized. Marketing fees earned on credit life, accident and disability, and hull 
insurance products sold by third-party insurance companies are also recognized when the related boat sale is recognized. Commissions earned 
on extended warranty service contracts sold on behalf of third-party insurance companies are recognized at the later of customer acceptance of 
the service contract terms as evidenced by contract execution, or when the related boat sale is recognized.  

Vendor Consideration Received 

      In November 2002, the Emerging Issues Task Force (EITF) of the Financial Accounting Standards Board (FASB) reached a consensus on 
Issue No. 02-16, “Accounting by a Customer (Including a Reseller) for Certain Consideration Received from a Vendor” (EITF 02-16). 
EITF 02-16 establishes the accounting standards for the recognition and measurement of cash consideration paid by a vendor to a reseller. 
EITF 02-16 is effective for interim period financial statements beginning after December 15, 2002, with early adoption permitted.  

      In March 2003, the EITF revised certain provisions of its previously reached conclusions on EITF 02-16 and provided additional 
transitional guidance. EITF 02-16 does not provide for restatement or reclassification of prior year amounts; rather it requires prospective 
application for new agreements or modifications of existing agreements entered into subsequent to December 31, 2002. We determined that 
EITF 02-16 impacts our accounting for certain consideration received from vendors beginning July 1, 2003 with the renewal of and 
amendments to our dealer agreements with the manufacturers of our products. EITF 02-16 most significantly requires us to classify interest 
assistance received from manufacturers as a reduction of inventory cost and related cost of sales as opposed to netting the assistance against our 
interest expense incurred with our lenders. We adopted EITF 02-16 prospectively for fiscal 2003 during the quarter ended December 31, 2002. 
Had we adopted EITF 02-16 at the beginning of fiscal 2001, the amount of interest assistance that would have been offset to cost of sales 
instead of netted against interest expense would have been approximately $4.4 million, $4.0 million, and $2.9 million in fiscal 2001, 2002, and 
2003, respectively.  

40  

   
   
   
Inventories 

      New and used boat inventories are stated at the lower of cost, determined on a specific-identification basis, or market. Parts and accessories 
are stated at the lower of cost, determined on the first-in, first-out basis, or market. If the carrying amount of our inventory exceeds its fair 
value, we reduce the carrying amount to reflect fair value. We utilize our historical experience and current sales trends as the basis for our 
lower of cost or market analysis. If events occur and market conditions change, causing the fair value to fall below carrying value, further 
reductions may be required.  

       Valuation of Goodwill and Other Intangible Assets 

      In June 2001, the Financial Accounting Standards Board (FASB), issued Statement of Financial Accounting Standards No. 141, “Business 
Combinations” (SFAS 141), and Statement of Financial Accounting Standards No. 142, “Goodwill and Other Intangible Assets” (SFAS 142). 
SFAS 141 requires business combinations initiated after June 30, 2001 to be accounted for using the purchase method of accounting and that 
identifiable intangible assets acquired in a business combination be recognized as assets and reported separately from goodwill. We have 
determined that our only identifiable intangible assets are dealer agreements, which are indefinite-lived intangibles. SFAS 142 requires that 
goodwill and indefinite-lived intangible assets no longer be amortized, but instead tested for impairment at least annually.  

      SFAS 142 was effective for fiscal years beginning after December 15, 2001, with early application permitted in certain circumstances. We 
elected to early adopt SFAS 142 in fiscal 2002. SFAS 142 required the completion of a transitional impairment test within six months from the 
date of initial adoption of the statement. In addition to the initial assessment, we assess the impairment of identifiable intangible assets and 
goodwill at least annually or whenever events or changes in circumstances indicate that the carrying value may not be recoverable. If the 
carrying amount of an identifiable intangible asset or goodwill exceeds its fair value, we would recognize an impairment loss. We measure any 
potential impairment based on various business valuation methodologies, including a projected discounted cash flow method. We completed 
the transitional impairment test, which resulted in no impairment of goodwill or identifiable intangible assets. We have also completed the 
annual impairment test at June 30, 2003, which resulted in no impairment of goodwill or identifiable intangible assets. To date, we have not 
recognized any impairment of goodwill or identifiable intangible assets in connection with SFAS 142. We will continue to test goodwill and 
identifiable intangible assets for impairment at least annually on June 30, or whenever events or changes in circumstances indicate that the 
carrying value may not be recoverable. Prior to the adoption of SFAS 142, all purchase price in excess of the net tangible assets was recorded 
as goodwill and no identifiable intangible assets were recognized. Identifiable intangible assets and net goodwill amounted to $4.5 million and 
$48.6 million, respectively, as of September 30, 2003.  

      For a more comprehensive list of our accounting policies, including those which involve varying degrees of judgment, see Note 3 — 
“Significant Accounting Policies” of Notes to Consolidated Financial Statements.  

41  

   
   
   
Results of Operations  

      The following table sets forth certain financial data as a percentage of revenue for the periods indicated:  

Fiscal Year Ended September 30, 

2001 

2002 

2003 

Revenue  
Cost of sales  

(Amounts in thousands) 
$ 504,071         100.0 %    $ 540,716         100.0 %    $ 607,501          100.0 % 
      383,984          76.2 %      416,137          77.0 %      459,729          75.7 % 

Gross profit  
Selling, general, and administrative expenses  

      120,087          23.8 %      124,579          23.0 %      147,772          24.3 % 
95,567          17.7 %      113,299          18.7 % 

92,734          18.4 %     

Income from operations  
Interest expense, net  

Income before tax provision  
Income tax provision  

Net income  

27,353          5.4 %     
2,396          0.4 %     

29,012          5.3 %     
1,264          0.2 %     

34,473         
2,471         

5.7 % 
0.4 % 

24,957          5.0 %     
9,608          1.9 %     

27,748          5.1 %     
10,683          2.0 %     

32,002         
12,321         

5.3 % 
2.0 % 

$  15,349          3.0 %    $  17,065          3.1 %    $  19,681         

3.2 % 

Fiscal Year Ended September 30, 2003 Compared to Fiscal Year Ended September 30, 2002 

      Revenue. Revenue increased $66.8 million, or 12.4%, to $607.5 million for the fiscal year ended September 30, 2003 from $540.7 million 
for the fiscal year ended September 30, 2002. Of this increase, $35.8 million was attributable to stores not eligible for inclusion in the 
comparable-store base and $31.0 million was attributable to a 6% growth in comparable-store sales in fiscal 2003. The increase in comparable-
store sales in fiscal 2003 resulted primarily from the timing of certain yacht sales, revenue from our new product lines, and increased sales of 
our finance and insurance, parts, and service products.  

      Gross Profit. Gross profit increased $23.2 million, or 18.6%, to $147.8 million for the fiscal year ended September 30, 2003 from 
$124.6 million for the fiscal year ended September 30, 2002. Gross profit margin as a percentage of revenue increased to 24.3% in fiscal 2003 
from 23.0% in fiscal 2002. This increase was primarily attributable to an increase in finance and insurance, parts and service revenue, which 
generally yield higher gross margins than boat sales. In addition, less margin pressure on smaller boats also contributed to the gross profit 
increase. This increase was partially offset by an increase in sales of larger boats, which historically carry lower gross profits.  

      Selling, General, and Administrative Expenses. Selling, general, and administrative expenses increased $17.7 million, or 18.6%, to 
$113.3 million for the fiscal year ended September 30, 2003 from $95.6 million for the fiscal year ended September 30, 2002. Selling, general, 
and administrative expenses as a percentage of revenue increased to 18.7% in fiscal 2003 from 17.7% in fiscal 2002. The increase in selling, 
general, and administrative expenses as a percentage of revenue is attributable to additional costs associated with marketing and an increased 
level of operations compared to that of the prior year.  

      Interest Expense, Net. Interest expense, net increased $1.2 million, or 95.5%, to $2.5 million for the fiscal year ended September 30, 2003 
from $1.3 million for fiscal year ended September 30, 2002. Interest expense, net as a percentage of revenue, increased to 0.4% in fiscal 2003 
from 0.2% in fiscal 2002. The increase in total interest charges was the result of increased long-term borrowings associated with mortgages on 
facilities and equipment and the implementation of EITF 02-16, partially offset by a more favorable interest rate environment.  

      Income Tax Provision. Income taxes increased $1.6 million, or 15.3%, to $12.3 million for the fiscal year ended September 30, 2003 from 
$10.7 million for fiscal year ended September 30, 2002. Our effective tax rate remained constant at 38.5% in fiscal 2003 and fiscal 2002.  

42  

   
   
  
     
  
          
       
  
          
       
  
           
  
  
  
     
        
       
        
       
        
  
     
  
     
        
       
        
       
        
  
     
     
  
     
        
       
        
       
        
  
     
     
  
     
        
       
        
       
        
  
  
  
     
        
       
        
       
        
  
Fiscal Year Ended September 30, 2002 Compared to Fiscal Year Ended September 30, 2001 

      Revenue. Revenue increased $36.6 million, or 7.2%, to $540.7 million for the fiscal year ended September 30, 2002 from $504.1 million for 
the fiscal year ended September 30, 2001. Of this increase, $23.1 million was attributable to stores not eligible for inclusion in the comparable-
store base and $13.5 million was attributable to 3% growth in comparable-store sales in fiscal 2002. We believe the increase in comparable-
store sales in fiscal 2002 resulted primarily from our focus on our core retailing strategies of customer service and delivering a family-oriented 
boating experience.  

      Gross Profit. Gross profit increased $4.5 million, or 3.7%, to $124.6 million for the fiscal year ended September 30, 2002 from 
$120.1 million for the fiscal year ended September 30, 2001. Gross profit margin as a percentage of revenue decreased to 23.0% in fiscal 2002 
from 23.8% in fiscal 2001. The decrease was attributable to a proportionate increase in sales of larger boats, which historically carry lower 
gross profits and downward pressure on the selling price of our boats due to softer economic and market conditions. This decline was partially 
offset by an increase in parts and service revenue and commissions/marketing fees received on certain finance and insurance products, which 
generally yield higher gross margins than boat sales.  

      Selling, General, and Administrative Expenses. Selling, general, and administrative expenses increased $2.8 million, or 3.1%, to 
$95.6 million for the fiscal year ended September 30, 2002 from $92.7 million for the fiscal year ended September 30, 2001. Selling, general, 
and administrative expenses as a percentage of revenue decreased to 17.7% in fiscal 2002 from 18.4% in fiscal 2001. The decrease in selling, 
general, and administrative expenses as a percentage of revenue is attributable to our cost-containment initiatives, including workforce 
reductions, resulting in a stronger leveraging of our operating structure and approximately $1.0 million from the elimination of goodwill 
amortization, which represents the impact of adopting SFAS 142, partially offset by the acquisition of Gulfwind Marine, which currently 
operates at a lower operating margin than the rest of our company.  

      Interest Expense, Net. Interest expense, net decreased $1.1 million, or 47.2%, to $1.3 million for the fiscal year ended September 30, 2002 
from $2.4 million for fiscal year ended September 30, 2001. Interest expense, net as a percentage of revenue, decreased to 0.2% in fiscal 2002 
from 0.5% in fiscal 2001. The decrease in total interest charges was the result of a more favorable interest rate environment, partially offset by 
an increase in long-term borrowings or mortgages placed on new and acquired facilities.  

      Income Tax Provision. Income taxes increased $1.1 million, or 11.2%, to $10.7 million for the fiscal year ended September 30, 2002 from 
$9.6 million for fiscal year ended September 30, 2001. Our effective tax rate remained constant at 38.5% in fiscal 2002 and fiscal 2001.  

43  

   
   
Quarterly Data and Seasonality  

      The following table sets forth certain unaudited quarterly financial data for each of our last eight quarters. The information has been derived 
from unaudited financial statements that we believe reflect all adjustments, consisting only of normal recurring adjustments, necessary for the 
fair presentation of such quarterly financial information.  

      The operating results for any quarter are not necessarily indicative of the results to be expected for any future period.  

Revenue  
Cost of sales  

Gross profit  
Selling, general, and 

administrative expenses  

Income (loss) from operations      
Interest expense, Net  

provision  

Income (loss) before tax 
Tax provision (benefit)  

Net income (loss)  

Net income (loss) per share:        
   Diluted  

Weighted average number of 
shares:  
   Diluted  

December 31, 
2001 

March 31, 
2002 

June 30, 
2002 

September 30, 
2002 

December 31, 
2002 

March 31, 
2003 

June 30, 
2003 

September 30, 
2003 

$ 

100,585   
80,870   

   $ 

133,794     $ 
106,233       

170,595     
130,466       

$ 

135,742   
98,568   

$ 

97,975   
74,320   

  $ 

159,063     $ 
124,822       

187,173     
143,469       

$ 

163,290   
117,118   

(Amounts in thousands except share and per share data) 

19,715   

19,803 

(88 ) 
167   

(255 ) 
(97 ) 

27,561       

40,129       

37,174   

23,655   

34,241       

43,704       

21,852 

27,126 

26,786 

23,802 

27,370 

29,278 

5,709       
264       

13,003       
478       

10,388   
355   

5,445       
2,096       

12,525       
4,822       

10,033   
3,862   

(147 ) 
633   

(780 ) 
(300 ) 

6,871       
216       

14,426       
683       

6,655       
2,562       

13,743       
5,291       

46,172   

32,849 

13,323   
939   

12,384   
4,768   

$ 

(158 ) 

   $ 

3,349     $ 

7,703     

$ 

6,171   

$ 

(480 ) 

  $ 

4,093     $ 

8,452     

$ 

7,616   

$ 

(0.01 ) 

   $ 

0.22     $ 

0.49     

$ 

0.40   

$ 

(0.03 ) 

  $ 

0.26     $ 

0.54     

$ 

0.48   

15,246,459   

      15,253,479       15,780,582       

15,588,763   

15,537,053   

    15,541,897       15,656,203       

15,950,257   

Liquidity and Capital Resources  

      Our cash needs are primarily for working capital to support operations, including new and used boat and related parts inventories, off-
season liquidity, and growth through acquisitions and new store openings. These cash needs have historically been financed with cash from 
operations and borrowings under credit facilities. We depend upon dividends and other payments from our consolidated operating subsidiaries 
to fund our obligations and meet our cash needs. Currently, no agreements exist that restrict this flow of funds.  

      For the fiscal years ended September 30, 2001, 2002, and 2003, we generated cash flows from operating activities of approximately 
$9.6 million, $4.2 million, and $27.1 million, respectively. In addition to net income, cash provided by operating activities was due primarily to 
inventory management, including the management of inventory financing.  

      For the fiscal years ended September 30, 2001, 2002, and 2003, cash flows used in investing activities were approximately $14.4 million, 
$22.3 million, and $19.4 million, respectively. Cash used in investing activities was primarily attributable to cash used in business acquisitions 
and to purchase property and equipment associated with opening new or improving existing retail facilities.  

      For the fiscal years ended September 30, 2001 and 2002, cash flows provided by financing activities approximated $2.2 million and 
$12.4 million, respectively. For the fiscal year ended September 30, 2003, cash flows used in financing activities approximated $1.5 million. 
For the fiscal years ended September 30, 2001  

44  

   
     
     
  
  
        
        
      
  
  
    
  
  
      
        
      
  
  
  
  
     
     
    
    
  
     
  
     
      
      
  
    
  
    
      
      
  
     
     
    
    
     
  
     
      
      
  
    
  
    
      
      
  
  
     
  
     
      
      
  
    
  
    
      
      
  
     
    
    
     
     
    
    
  
     
  
     
      
      
  
    
  
    
      
      
  
     
     
    
    
     
     
    
    
  
     
  
     
      
      
  
    
  
    
      
      
  
  
  
  
     
  
     
      
      
  
    
  
    
      
      
  
  
  
        
        
      
  
  
    
  
  
      
        
      
  
  
  
  
  
     
  
     
      
      
  
    
  
    
      
      
  
     
  
  
        
        
      
  
  
    
  
  
      
        
      
  
  
     
    
  
     
  
     
      
      
  
    
  
    
      
      
  
and 2002, cash flows provided by financing activities reflect the proceeds from borrowing on long-term debt and mortgages, which was 
partially offset by the repayment of long-term debt. For the fiscal year ended September 30, 2003, cash used in financing activities was 
primarily attributable to repayments on long-term debt.  

      As of September 30, 2003, our indebtedness totaled approximately $119.3 million, of which approximately $22.3 million was associated 
with our real estate holdings and $97.0 million was associated with financing our inventory and working capital needs.  

      In December 2001, we entered into a revolving credit facility that provides a line of credit with asset-based borrowing availability of up to 
$220 million. The facility also allows us $20 million in traditional floorplan borrowings. The facility, which has a three-year term with two 
one-year renewal options, replaces four separate line of credit facilities. In November 2002, we exercised one of the two one-year renewal 
options, which the bank approved, extending the maturity date to December 2005. The facility accrues interest at a rate of LIBOR plus 175 to 
260 basis points, which is determined in accordance with a Performance Pricing grid, as defined in the credit facility. Borrowings under the 
facility are pursuant to a borrowing base formula and are used primarily for working capital and inventory financing. The terms and conditions 
of the facility are similar to the terms and conditions of the prior separate line of credit facilities.  

      During the fiscal years ended September 30, 2001, 2002, and 2003, we completed the acquisition of five marine retail operations. We 
acquired the net assets, related property, and buildings and assumed or retired certain liabilities, including the outstanding floorplan obligations 
related to new boat inventories, for approximately $27.3 million in cash, including acquisition costs.  

      Except as specified in this “Management’s Discussion and Analysis of Financial Condition, and Results of Operations” and in our 
consolidated financial statements, we have no material commitments for capital for the next 12 months. We believe that our existing capital 
resources will be sufficient to finance our operations for at least the next 12 months, except for possible significant acquisitions.  

Contractual Commitments and Commercial Commitments  

      The following table sets forth a summary of our material contractual obligations and commercial commitments as of September 30, 2003:  

Year Ending 
September 30, 

Line of 
Credit 

Long-Term 
Debt 

Operating 
Leases 

Total 

2004  
2005  
2006  
2007  
2008  
Thereafter  

Total  

(Amounts in thousands) 

$ 97,000      

—        
—        
—        
—        

$  2,344   
2,453   
2,567   
2,579   
2,509   
9,891   

$  5,929   
4,283   
3,667   
3,421   
2,531   
1,142   

$ 105,273   
6,736   
6,234   
6,000   
5,040   
11,033   

$ 97,000      

$ 22,343   

$ 20,973   

$ 140,316   

Item 7A.  Quantitative and Qualitative Disclosures about Market Risk 

      At September 30, 2003, approximately 88% of our short- and long-term debt bears interest at variable rates, generally tied to a reference 
rate such as the LIBOR rate or the prime rate of interest of certain banks. Changes in interest rates on loans from these financial institutions 
could affect our earnings due to interest rates charged on certain underlying obligations that are variable. At September 30, 2003, a hypothetical 
100 basis point increase in interest rates on our variable rate obligations would result in an increase of approximately $1.1 million in annual 
pre-tax interest expense. This estimated increase is based upon the outstanding balances of all of our variable rate obligations and assumes no 
mitigating changes by management to reduce the outstanding balances due to the hypothetical interest rate increase.  

45  

   
   
  
     
  
        
  
  
     
  
  
     
  
  
  
  
  
     
     
     
     
     
     
     
     
     
     
     
     
     
  
        
     
     
  
     
        
  
     
  
     
  
  
  
  
  
     
        
  
     
  
     
  
Item 8. 

Financial Statements and Supplementary Data 

      Reference is made to the financial statements, the notes thereto, and the report thereon, commencing on page F-1 of this report, which 
financial statement, notes, and report are incorporated herein by reference.  

Item 9. 

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 

      Not applicable.  

Item 9A.  Controls and Procedures 

      We have evaluated, with the participation of our Chief Executive Officer and Chief Financial Officer, the effectiveness of our disclosure 
controls and procedures as of September 30, 2003. Based on this evaluation, our Chief Executive Officer and Chief Financial Officer have each 
concluded that our disclosure controls and procedures are effective to ensure that we record, process, summarize, and report information 
required to be disclosed by us in our quarterly reports filed under the Securities Exchange Act within the time periods specified by the 
Securities and Exchange Commission’s rules and forms. During the fiscal year covered by this report, there have not been any changes in our 
internal controls over financial reporting that have materially affected, or its reasonably likely to materially affect, our internal control over 
financial reporting.  

      Subsequent to the date of their evaluation, there have not been any significant changes in our internal controls or in other facts that could 
significantly affect these controls, including any corrective action with regard to significant deficiencies and material weaknesses.  

Item 10. 

Directors and Executive Officers of the Registrant 

PART III  

      The information required by this Item relating to our directors is incorporated herein by reference to the definitive Proxy Statement to be 
filed pursuant to Regulation 14A of the Exchange Act for our 2004 Annual Meeting of Stockholders. The information required by this Item 
relating to our executive officers included in “Business — Executive Officers.”  

Item 11. 

Executive Compensation 

      The information required by this Item is incorporated herein by reference to the definitive Proxy Statement to be filed pursuant to 
Regulation 14A of the Exchange Act for our 2004 Annual Meeting of Stockholders.  

Item 12. 

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 

      The information required by this Item is incorporated herein by reference to the definitive Proxy Statement to be filed pursuant to 
Regulation 14A of the Exchange Act for our 2004 Annual Meeting of Stockholders.  

Item 13. 

Certain Relationships and Related Transactions 

      The information required by this Item is incorporated herein by reference to the definitive Proxy Statement to be filed pursuant to 
Regulation 14A of the Exchange Act for our 2004 Annual Meeting of Stockholders.  

Item 14. 

Principal Accountant Fees and Services 

      The information required by this Item is incorporated herein by reference to the definitive Proxy Statement to be filled pursuant to 
Regulation 14A of the Exchange Act for our 2004 Annual Meeting of Stockholders.  

46  

   
   
   
   
   
   
   
   
   
Item 15. 

Exhibits, Financial Statement Schedules, and Reports On Form 8-K 

      (a) Financial Statements and Financial Statement Schedules  

PART IV  

      (1) Financial Statements are listed in the Index to Consolidated Financial Statements on page F-1 of this report. 

      (2) No financial statement schedules are included because such schedules are not applicable, are not required, or because required 
information is included in the consolidated financial statements or notes thereto. 

      (b) Reports on Form 8-K  

      Current Report on Form 8-K dated July 24, 2003, indicated in Item 9, the press release issued by MarineMax, Inc. dated July 24, 2003, 
reporting the financial results of its third quarter of fiscal 2003 and its year-to-date results. 

      (c) Exhibits  

Exhibit 
Number 

Exhibit 

3 .1 
3 .2 
3 .3 
4 .1 
4 .2 

10 .1(a) 

10 .1(b) 

10 .1(c) 
10 .1(d) 
10 .1(e) 

10 .1(f) 

10 .1(g) 
10 .1(h) 

10 .1(i) 

   Restated Certificate of Incorporation of the Registrant, including all amendments to date(7) 
   Amended and Restated Bylaws of the Registrant(7) 
   Certificate of Designation of Series A Junior Participating Preferred Stock(7) 

Specimen of Common Stock Certificate(7) 
Rights Agreement, dated August 28, 2001 between Registrant and American Stock Transfer & Trust Company, as Rights 
Agent(3) 
Merger Agreement between Registrant and its acquisition subsidiary and Bassett Boat Company of Florida and Richard 
Bassett(1) 
Merger Agreement between Registrant and its acquisition subsidiary and 11502 Dumas, Inc. d/b/a Louis DelHomme 
Marine and its stockholders(1) 

   Merger Agreement between Registrant and its acquisition subsidiary and Gulfwind USA, Inc. and its stockholders(1) 
   Merger Agreement between Registrant and its acquisition subsidiary and Gulfwind South, Inc. and its stockholders(1) 

Merger Agreement between Registrant and its acquisition subsidiary and Harrison’s Boat Center, Inc. and its 
stockholders(1) 
Merger Agreement between Registrant and its acquisition subsidiary and Harrison’s Marine Centers of Arizona, Inc. and 
its stockholders(1) 

   Merger Agreement between Registrant and its acquisition subsidiary and Stovall Marine, Inc. and its stockholders(1) 

Agreement of Merger and Plan of Reorganization dated as of the 7th day of July, 1998 by and among MarineMax, Inc., C 
& N Acquisition Corp. (a subsidiary of MarineMax, Inc.), C & N Marine Corporation and the Stockholders named 
therein(2) 
Agreement of Merger and Plan of Reorganization dated as of the 7th day of July, 1998 by and among MarineMax, Inc., 
Cochrans Acquisition Corp. (a subsidiary of MarineMax, Inc.), Cochrans Marine, Inc. and the Stockholders named 
therein(2) 

10 .1(j) 
10 .2(a) 
10 .2(b) 

   Asset Purchase Agreement between Registrant and Treasure Cove Marina, Inc.(3) 
   Contribution Agreement between Registrant and Bassett Boat Company and its owner(1) 
   Contribution Agreement between Registrant and Bassett Realty, L.L.C. and its owner(1) 

47  

   
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Exhibit 
Number 

10 .2(c) 
10 .2(d) 
10 .2(e) 
10 .3(e) 
10 .3(f) 
10 .3(g) 
10 .4 
10 .5 
10 .6 
10 .7 
10 .8 

10 .9 

10 .10 
10 .11 
10 .12 
10 .17 

21   
23 .1 
23 .2 
31 .1 

31 .2 

32 .1 
32 .2 

Exhibit 

   Contribution Agreement between Registrant and Gulfwind South Realty, L.L.C. and its owners(1) 
   Contribution Agreement between Registrant and Harrison’s Realty, L.L.C. and its owners(1) 
   Contribution Agreement between Registrant and Harrison’s Realty California, L.L.C. and its owners(1) 
   Employment Agreement between Registrant and David L. Cochran(4) 
   Employment Agreement between Registrant and William H. McGill Jr.(9) 
   Employment Agreement between Registrant and Michael H. McLamb(9) 
1998 Incentive Stock Plan, as amended through November 15, 2000(8) 
1998 Employee Stock Purchase Plan(1) 
Settlement Agreement between Brunswick Corporation and Registrant(1) 

   Letter of Intent between Registrant and Stovall(1) 

Restated Agreement Relating to the Purchase of MarineMax Common Stock between Registrant and Brunswick 
Corporation, dated as of April 28, 1998(1) 
Stockholders’ Agreement among Registrant, Brunswick Corporation, and Senior Founders of Registrant, dated April 28, 
1998(1) 

   Governance Agreement between Registrant and Brunswick Corporation, dated April 28, 1998(1) 
   Agreement Relating to Acquisitions between Registrant and Brunswick Corporation, dated April 28, 1998(1) 

Form of Sea Ray Sales and Service Agreement(1) 
Credit and Security Agreement dated as of December 18, 2001 among the Registrant and its subsidiaries, as Borrowers, 
and Banc of America Specialty Finance, Inc. and various other lenders, as Lenders(8) 

   List of Subsidiaries 
   Consent of Ernst & Young LLP 
   Notice regarding consent of Arthur Andersen LLP 

Certification of Chief Executive Officer pursuant to Rule 13a-14(a) and Rule 15d-14(a), promulgated under the Securities 
Exchange Act of 1934, as amended. 
Certification of Chief Financial Officer pursuant to Rule 13a-14(a) and Rule 15d-14(a), promulgated under the Securities 
Exchange Act of 1934, as amended. 

   Certification pursuant to U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. 
   Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. 

(1)   Incorporated by reference to Registration Statement on Form S-1 (Registration 333-47873). 

(2)   Incorporated by reference to Registrant’s Current Report on Form 8-K dated July 7, 1998, as filed on July 20, 1998. 

(3)   Incorporated by reference to Registrant’s Form 8-K Report dated September 30, 1998, as filed on October 20, 1998. 

(4)   Incorporated by reference to Registrant’s Form 10-K for the year ended September 30, 1998, as filed on December 9, 1998. 

(5)   Incorporated by reference to Registrant’s Form 10-K for the year ended September 30, 1999, as filed on December 29 1999. 

48  

   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
(6)   Incorporated by reference to Registration Statement on Form 8-A as filed on September 5, 2001. 

(7)   Incorporated by reference to Registrant’s Form 10-K for the year ended September 30, 2001, as filed on December 20, 2001. 

(8)   Incorporated by reference to Registrant’s Form 10-Q for the quarterly period ended December 31, 2001, as filed on February 14, 2002. 

(9)   Incorporated by reference to Registrant’s Form 10-Q for the quarterly period ended December 31, 2002, as filed on February 14, 2003. 

49  

   
  
  
  
      Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be 
signed on its behalf by the undersigned, thereunto duly authorized.  

SIGNATURES  

MARINEMAX, INC. 

/s/ WILLIAM H. MCGILL JR. 

WILLIAM H. MCGILL JR. 
Chairman of the Board, President, and  
Chief Executive Officer 

Date: December 29, 2003  

      Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf 
of the registrant and in the capacity and on the dates indicated.  

Signature 

Capacity 

Date 

/s/ WILLIAM H. MCGILL JR.  

William H. McGill Jr. 

/s/ MICHAEL H. MCLAMB  

Michael H. McLamb 

/s/ ROBERT D. BASHAM  

Robert D. Basham 

/s/ GERALD M. BENSTOCK  

Gerald M. Benstock 

/s/ JOHN B. FURMAN  

John B. Furman 

/s/ ROBERT S. KANT  

Robert S. Kant 

/s/ DEAN S. WOODMAN  

Dean S. Woodman 

Chairman of the Board, President, and Chief 
Executive Officer (Principal Executive Officer)   

December 29, 
2003 

Executive Vice President, Chief Financial 
Officer, Secretary, and Director (Principal 
Accounting and Financial Officer) 

Director 

Director 

Director 

Director 

Director 

50  

December 29, 
2003 

December 29, 
2003 

December 29, 
2003 

December 29, 
2003 

December 29, 
2003 

December 29, 
2003 

   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
MARINEMAX, INC. AND SUBSIDIARIES  

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS  

CONSOLIDATED FINANCIAL STATEMENTS  
   Reports of Independent Certified Public Accountants  
   Consolidated Balance Sheets  
   Consolidated Statements of Operations  
   Consolidated Statements of Stockholders’ Equity  
   Consolidated Statements of Cash Flows  
   Notes to Consolidated Financial Statements  

F-1  

Page 

      F-2   
      F-4   
      F-5   
      F-6   
      F-7   
      F-8   

   
     
        
  
        
  
REPORT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS  

Board of Directors and Stockholders  
MarineMax, Inc.  

      We have audited the accompanying consolidated balance sheets of MarineMax, Inc. and subsidiaries as of September 30, 2002 and 2003, 
and the related consolidated statements of operations, stockholders’ equity, and cash flows for each of the two years in the period ended 
September 30, 2003. These financial statements are the responsibility of the Company’s management. Our responsibility is to express an 
opinion on these financial statements based on our audits. The financial statements of MarineMax, Inc. for the year ended September 30, 2001 
were audited by other auditors who have ceased operations and whose report dated October 18, 2001, expressed an unqualified opinion on 
those statements.  

      We conducted our audits in accordance with auditing standards generally accepted in the United States. Those standards require that we 
plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit 
includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes 
assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement 
presentation. We believe that our audits provide a reasonable basis for our opinion.  

      In our opinion, the financial statements referred to above present fairly, in all material respects, the consolidated financial position of 
MarineMax, Inc. and subsidiaries at September 30, 2002 and 2003, and the consolidated results of their operations and their cash flows for each 
of the two years in the period ended September 30, 2003, in conformity with accounting principles generally accepted in the United States.  

      As discussed above, the financial statements of MarineMax, Inc. and subsidiaries for the year ended September 30, 2001, were audited by 
other auditors who have ceased operations. As described in Note 7, the 2001 financial statements have been revised to include the transitional 
disclosures required by Statement of Financial Accounting Standards (Statement) No. 142, Goodwill and Other Intangible Assets, which was 
adopted by the Company as of October 1, 2001. Our audit procedures with respect to the disclosures in Note 7 with respect to 2001 included 
(a) agreeing the previously reported net income to the previously issued financial statements and the adjustments to reported net income 
representing amortization expense (including any related tax effects) recognized in that period related to goodwill that is no longer being 
amortized to the Company’s underlying records obtained from management, and (b) testing the mathematical accuracy of the reconciliation of 
adjusted net income to reported net income, and the related earnings-per-share amounts. In our opinion, the disclosures for 2001 in Note 7 are 
appropriate and have been properly applied. However, we were not engaged to audit, review, or apply any procedures to the 2001 financial 
statements of the Company other than with respect to such disclosures and, accordingly, we do not express an opinion or any other form of 
assurance on the 2001 financial statements taken as a whole.  

Tampa, Florida,  
October 17, 2003  

ERNST & YOUNG LLP 

F-2  

   
  
REPORT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS  

THIS REPORT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS IS A COPY OF A REPORT PREVIOUSLY ISSUED BY 
ARTHUR ANDERSEN LLP AND HAS NOT BEEN REISSUED BY ARTHUR ANDERSEN LLP.  

To MarineMax, Inc.:  

      We have audited the accompanying consolidated balance sheets of MarineMax, Inc. (a Delaware corporation) and subsidiaries as of 
September 30, 2000 and 2001, and the related consolidated statements of operations, stockholders’ equity and cash flows for each of the three 
years in the period ended September 30, 2001. These financial statements are the responsibility of the Company’s management. Our 
responsibility is to express an opinion on these financial statements based on our audits.  

      We conducted our audits in accordance with auditing standards generally accepted in the United States. Those standards require that we 
plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit 
includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes 
assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement 
presentation. We believe that our audits provide a reasonable basis for our opinion.  

      In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of MarineMax, Inc. 
and subsidiaries as of September 30, 2000 and 2001, and the results of their operations and their cash flows for each of the three years in the 
period ended September 30, 2001, in conformity with accounting principles generally accepted in the United States.  

Tampa, Florida,  
October 18, 2001  

ARTHUR ANDERSEN LLP 

F-3  

   
  
MARINEMAX, INC. AND SUBSIDIARIES  

CONSOLIDATED BALANCE SHEETS  
(Amounts in thousands except share and per share data)  

ASSETS 

CURRENT ASSETS:  
   Cash and cash equivalents  
   Accounts receivable, net  
   Inventories, net  
   Prepaids and other current assets  
   Current deferred tax asset  

      Total current assets  
Property and equipment, net  
Goodwill and other intangible assets, net  
Other long-term assets  

      Total assets  

September 30, 
2002 

September 30, 
2003 

$  4,323   
14,268   
164,121   
3,613   
213   

186,538   
64,016   
49,589   
1,003   

$  10,508   
21,757   
165,382   
4,127   
1,528   

203,302   
71,899   
53,144   
810   

$ 301,146   

$ 329,155   

LIABILITIES AND STOCKHOLDERS’ EQUITY 

CURRENT LIABILITIES:  
   Accounts payable  
   Customer deposits  
   Accrued expenses  
   Short-term borrowings  
   Current maturities of long-term debt  

      Total current liabilities  
Other liabilities  
Deferred tax liabilities  
Long-term debt, net of current maturities  

      Total liabilities  
COMMITMENTS AND CONTINGENCIES  
STOCKHOLDERS’ EQUITY:  
Preferred stock, $.001 par value, 1,000,000 shares authorized, none issued or 

outstanding at September 30, 2002 and 2003.  

Common stock, $.001 par value; 24,000,000 shares authorized, 15,285,704 
and 15,401,686 shares issued and outstanding at September 30, 2002 and 
2003, respectively  

Additional paid-in capital  
Retained earnings  
Treasury stock, at cost, 2,349 shares held at September 30, 2002  

      Total stockholders’ equity  

      Total liabilities and stockholders’ equity  

See accompanying notes.  

F-4  

$  9,283   
9,149   
15,772   
95,000   
1,908   

131,112   
502   
4,485   
19,857   

155,956   

$  12,402   
9,924   
14,629   
97,000   
2,344   

136,299   
—  
6,801   
19,999   

163,099   

—  

—  

15 
64,037   
81,156   
(18 ) 

145,190   

$ 301,146   

15 
65,235   
100,806   
—  

166,056   

$ 329,155   

   
   
        
     
  
  
     
  
  
     
  
  
     
  
  
  
  
     
     
     
     
     
     
     
     
  
     
  
     
  
     
     
     
     
     
     
     
     
  
     
  
     
  
  
  
  
     
  
     
  
     
  
  
     
  
  
  
  
     
     
     
     
     
     
     
     
  
     
  
     
  
     
     
     
     
     
     
     
     
  
     
  
     
  
     
     
     
  
  
     
  
  
     
  
  
     
  
  
     
     
     
  
     
  
     
     
     
     
     
     
  
     
  
     
  
     
     
  
     
  
     
  
  
  
  
     
  
     
  
MARINEMAX, INC. AND SUBSIDIARIES  

CONSOLIDATED STATEMENTS OF OPERATIONS  
(Amounts in thousands except share and per share data)  

Revenue  
Cost of sales  

  Gross profit  
Selling, general, and administrative expenses  

  Income from operations  
Interest expense, net  

Income before income taxes  
Income tax provision  

Net income  

Basic net income per common share  

Diluted net income per common share  

Weighted average number of common shares used in 

computing net income per common share:  

    Basic  

For the Year 
Ended 
September 30, 
2001 

For the Year 
Ended 
September 30, 
2002 

For the Year 
Ended 
September 30, 
2003 

$ 

504,071   
383,984   

$ 

540,716   
416,137   

$ 

607,501   
459,729   

120,087   
92,734   

27,353   
2,396   

24,957   
9,608   

15,349   

1.01   

1.01   

$ 

$ 

$ 

124,579   
95,567   

29,012   
1,264   

27,748   
10,683   

17,065   

1.12   

1.10   

$ 

$ 

$ 

147,772   
113,299   

34,473   
2,471   

32,002   
12,321   

19,681   

1.28   

1.26   

$ 

$ 

$ 

15,220,322   

15,270,827   

15,337,873   

    Diluted  

15,238,719   

15,540,973   

15,671,470   

See accompanying notes.  

F-5  

   
   
      
    
  
  
    
  
  
    
  
  
  
  
  
    
    
    
  
    
  
    
  
    
  
    
    
    
    
    
    
  
    
  
    
  
    
  
    
    
    
    
    
    
  
    
  
    
  
    
  
    
    
    
    
    
    
  
    
  
    
  
    
  
  
  
  
  
    
  
    
  
    
  
  
  
  
  
    
  
    
  
    
  
  
  
  
  
    
  
    
  
    
  
    
  
  
    
  
  
    
  
  
    
    
    
  
    
  
    
  
    
  
    
    
    
  
    
  
    
  
    
  
MARINEMAX, INC. AND SUBSIDIARIES  

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY  
(Amounts in thousands except share data)  

Common Stock 

Shares 

Amount 

Additional 
Paid-in 
Capital 

Retained 
Earnings 

Treasury 
Stock 

Total 
Stockholders’ 
Equity 

BALANCE, September 30, 2000  

15,221,780   

   $  15     $ 63,572   

$  48,753   

$  —  

$ 112,340   

Net income  
Purchase of treasury stock  
Issuance of treasury stock  
Issuance of common stock  

—  
(81,413 ) 
25,668   
55,343   

   —      
   —      
   —      
   —      

—  
—  
5   
354   

15,349   
—  
(11 ) 
—  

   —  
(501 ) 
157   
   —  

15,349   
(501 ) 
151   
354   

BALANCE, September 30, 2001  

15,221,378   

   15        63,931   

64,091   

(344 ) 

127,693   

Net income  
Issuance of treasury stock  
Issuance of common stock  

—  
53,396   
10,930   

   —      
   —      
   —      

—  
(5 ) 
111   

17,065   
—  
—  

   —  
326   
   —  

17,065   
321   
111   

BALANCE, September 30, 2002  

15,285,704   

   15        64,037   

81,156   

(18 ) 

145,190   

Net income  
Purchase of treasury stock  
Issuance of treasury stock  
Issuance of common stock  

—  
(15,000 ) 
17,349   
113,633   

   —      
—  
   —      
—  
—  
   —      
   —       1,198   

19,681   
—  
(31 ) 
—  

   —  
(134 ) 
152   
   —  

19,681   
(134 ) 
121   
1,198   

BALANCE, September 30, 2003  

15,401,686   

   $  15     $ 65,235   

$ 100,806   

$  —  

$ 166,056   

See accompanying notes.  

F-6  

   
   
  
  
  
  
  
  
    
         
  
  
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
  
  
  
  
  
  
      
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
     
  
  
  
  
  
  
     
  
  
  
  
  
  
      
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
  
     
  
  
  
  
  
  
      
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
     
  
  
  
  
  
  
     
  
  
  
  
  
  
      
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
  
     
  
  
  
  
  
  
      
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
     
  
  
  
  
  
  
     
  
  
  
  
  
  
      
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
  
  
  
  
  
      
  
  
  
  
  
  
  
     
  
MARINEMAX, INC. AND SUBSIDIARIES  

CONSOLIDATED STATEMENTS OF CASH FLOWS  
(Amounts in thousands)  

For the Year 
Ended 
September 30, 
2001 

For the Year 
Ended 
September 30, 
2002 

For the Year 
Ended 
September 30, 
2003 

CASH FLOWS FROM OPERATING ACTIVITIES:  
   Net income  

$ 15,349   

$ 17,065   

$ 19,681   

Adjustments to reconcile net income to net cash provided by 

operating activities:  

   Depreciation and amortization  
   Deferred income tax provision  
   Gain on sale of property and equipment  
   Other  
(Increase) decrease in —  
   Accounts receivable  

Inventories  

   Prepaids and other assets  
Increase (decrease) in —  
   Accounts payable  
   Customer deposits  
   Accrued expenses and other liabilities  
   Short-term borrowings  

   Net cash provided by operating activities  

CASH FLOWS FROM INVESTING ACTIVITIES:  
   Cash used in business acquisitions, net of cash acquired  
   Purchases of property and equipment  
   Proceeds from sale of property and equipment  

   Net cash used in investing activities  

CASH FLOWS FROM FINANCING ACTIVITIES:  

Issuance of common stock  
   Borrowings on long-term debt  
   Repayments on long-term debt  
   Purchase of treasury stock  

   Net cash provided by (used in) financing activities  

NET (DECREASE) INCREASE IN CASH AND CASH 

EQUIVALENTS:  

CASH AND CASH EQUIVALENTS, beginning of period  

3,984   
1,092   
(30 ) 
144   

6,231   
(32,879 ) 
1,802   

(945 ) 
(8,821 ) 
(2,194 ) 
25,900   

9,633   

(5,585 ) 
(8,940 ) 
86   

(14,439 ) 

361   
3,186   
(826 ) 
(501 ) 

2,220   

(2,586 ) 
12,583   

3,614   
1,570   
(70 ) 
80   

(290 ) 
3,531   
(2,318 ) 

(1,681 ) 
1,967   
(364 ) 
(18,942 ) 

4,162   

(15,022 ) 
(7,516 ) 
287   

(22,251 ) 

352   
13,100   
(1,037 ) 
—  

12,415   

(5,674 ) 
9,997   

4,440   
1,001   
(29 ) 
275   

(7,356 ) 
8,309   
148   

3,025   
732   
(1,897 ) 
(1,186 ) 

27,143   

(10,716 ) 
(8,988 ) 
258   

(19,446 ) 

1,044   
—  
(2,422 ) 
(134 ) 

(1,512 ) 

6,185   
4,323   

CASH AND CASH EQUIVALENTS, end of period  

$  9,997   

$  4,323   

$ 10,508   

SUPPLEMENTAL DISCLOSURES OF NON-CASH INVESTING 

AND FINANCING ACTIVITIES:  
Assumption of debt (primarily inventory financing) in conjunction 

with businesses acquired and the purchase of property and 
equipment  

$  —  

$ 17,005   

$  3,000   

See accompanying notes.  

F-7  

   
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  

1.  Company Background and Basis of Presentation 

      We were incorporated in Delaware in January 1998, and are the largest recreational boat retailer in the United States. We engage primarily 
in the retail sale, brokerage, and service of new and used boats, motors, trailers, marine parts, and accessories. As of September 30, 2003, we 
operated through 65 retail locations in 15 states, consisting of Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Minnesota, 
Nevada, New Jersey, North Carolina, Ohio, South Carolina, Texas, and Utah.  

      We are the nation’s largest retailer of Sea Ray, Boston Whaler, Meridian, and Hatteras Yachts, all of which are manufactured by Brunswick 
Corporation (Brunswick), the world’s largest manufacturer of marine products. Sales of new Brunswick boats (including Hatteras Yachts, 
which Brunswick acquired in November 2001) accounted for approximately 70%, 65%, and 65% of our revenue in fiscal 2001, 2002, and 
2003, respectively. We believe we represented approximately 10% of all Brunswick marine product sales during the same periods.  

      We have entered into dealership agreements with Sea Ray, Boston Whaler, Meridian, Hatteras Yachts, Mercury Marine, and Baja Marine 
Corporation, all subsidiaries or divisions of Brunswick. These agreements allow us to purchase, stock, sell, and service Brunswick boats and 
products. These agreements also allow us to use Brunswick’s names, trade symbols, and intellectual properties in our operations.  

      Each of our operating dealership subsidiaries that carry the Sea Ray product line is a party to a multi-year dealer agreement with Brunswick 
covering Sea Ray products, expiring beginning in 2008, and is the exclusive dealer of Sea Ray boats in its geographic markets. Our subsidiary, 
MarineMax Motor Yachts, LLC, is a party to a dealer agreement with Hatteras Yachts. The agreement gives us the right to sell Hatteras Yachts 
throughout the state of Florida (excluding the Florida Panhandle) and the state of Texas, as well as the U.S. distribution rights for Hatteras 
products over 82 feet.  

      As is typical in the industry, we deal with manufacturers, other than the Sea Ray division of Brunswick, under renewable annual dealer 
agreements, each of which gives us the right to sell various makes and models of boats within a given geographic region. Any change or 
termination of these agreements for any reason, including changes in competitive, regulatory, or marketing practices, including rebate or 
incentive programs, could adversely affect our results of operations. Although there are a limited number of manufacturers of the type of boats 
and products that we sell, we believe that other suppliers could provide similar boats and products on comparable terms. A change in suppliers, 
however, could cause a loss of revenue, which would affect operating results adversely.  

      The consolidated financial statements include our accounts and the accounts of our subsidiaries, all of which are wholly owned. All 
significant intercompany transactions and accounts have been eliminated.  

2.  Acquisitions 

      We have significantly expanded our operations through the acquisition of 20 recreational boat dealers, two boat brokerage operations, and 
one full-service yacht repair facility since our formation. As a part of our acquisition strategy, we frequently engage in discussions with various 
recreational boat dealers regarding their potential acquisition by us. Potential acquisition discussions frequently take place over a long period of 
time and involve difficult business integration and other issues, including, in some cases, management succession and related matters. As a 
result of these and other factors, a number of potential acquisitions that from time to time appear likely to occur do not result in binding legal 
agreements and are not consummated. The following are the acquisitions we have completed during the years ending September 30, 2001, 
2002, and 2003.  

      In January 2001, we acquired the net assets of Associated Marine Technologies, Inc. (Associated), including the assumption of certain 
liabilities and related property and buildings, for approximately $5.6 million in cash, including acquisition costs. Associated operates a full-
service yacht repair facility near  

F-8  

   
   
   
   
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

Ft. Lauderdale, Florida. The acquisition allows us to better serve our Hatteras and yacht customers. The acquisition was accounted for under 
the purchase method of accounting, which resulted in the recognition of approximately $2.3 million in goodwill. Associated has been included 
in our consolidated financial statements since the date of acquisition.  

      In April 2002, we acquired the net assets of Gulfwind Marine Partners, Inc. and Affiliates (Gulfwind), including related property and 
buildings, for approximately $16.0 million in cash, including acquisition costs, and assumed certain liabilities. Gulfwind operates sales and 
service facilities located in Sarasota, Venice, and Cape Haze, Florida. Gulfwind generated approximately $60.0 million of revenue in its last 
completed fiscal year prior to the acquisition, and the acquisition expanded our ability to serve consumers in the west Florida boating 
community. The acquisition was accounted for under the purchase method of accounting, which based on our initial valuation resulted in the 
recognition of approximately $6.2 million in goodwill, including acquisition costs, and approximately $3.3 million in indefinite-lived 
intangible assets (primarily dealer agreements). Gulfwind has been included in our consolidated financial statements since the date of 
acquisition.  

      In July 2002, we purchased inventory and certain equipment from the previous San Diego-based Sea Ray dealer (San Diego) for 
approximately $100,000 in cash, including acquisition costs, and assumed certain liabilities. The acquisition was accounted for under the 
purchase method of accounting, which based on our initial valuation resulted in the recognition of approximately $100,000 in goodwill, 
including acquisition costs. This purchase enhanced our ability to serve consumers in the western United States. San Diego has been included 
in our consolidated financial statements since the date of acquisition.  

      In June 2003, we acquired substantially all the assets and assumed certain liabilities of Sundance Marine, Inc., a privately held boat 
dealership with locations in Denver and Grand Junction, Colorado, for approximately $3.3 million in cash, including acquisition costs. The 
acquisition was accounted for under the purchase method of accounting, which based on our initial valuation resulted in the recognition of 
approximately $1.7 million in goodwill, including acquisition costs, and approximately $900,000 in indefinite-lived intangible assets (primarily 
dealer agreements). The acquisition expands our ability to serve consumers in the western United States boating community. The asset 
purchase agreement contains an earn out provision, which will impact the final purchase price annually, based on the future profits of the 
region through September 2008, assuming certain conditions and provisions are met. Sundance Marine has been included in our condensed 
consolidated financial statements since the date of acquisition.  

      In September 2003, we acquired substantially all of the assets and assumed certain liabilities of Killinger Marine Center, Inc. and Killinger 
Marine Center of Alabama, Inc., a privately held boat dealership with locations in Ft. Walton Beach and Pensacola, Florida and Gulf Shores, 
Alabama, for approximately $2.3 million in cash, including acquisition costs. The acquisition was accounted for under the purchase method of 
accounting, which based on our initial valuation resulted in the recognition of approximately $600,000 in goodwill, including acquisition costs, 
and approximately $300,000 in indefinite-lived intangible assets (primarily dealer agreements). The acquisition expands our ability to serve 
consumers in the Alabama and Florida panhandle boating communities. Killinger Marine has been included in our condensed consolidated 
financial statements since the date of acquisition.  

      The unaudited pro forma results of operations are presented for informational purposes only. The unaudited pro forma results of operations 
include an adjustment to record income taxes as if the significant acquisitions were taxed as C corporations from the beginning of the period 
presented until their respective acquisition dates. The unaudited pro forma results of operations do not include adjustments to remove certain 
private company expenses, which will not be incurred in future periods. The unaudited pro forma results of operations may not necessarily 
reflect our future results of operations or what the results of operations would have been had we owned and operated these businesses as of the 
beginning of the period presented.  

F-9  

   
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

      Our unaudited pro forma consolidated results of operations, assuming all significant fiscal 2002 acquisitions accounted for under the 
purchase method of accounting had occurred at the beginning of each period presented, are as follows for the fiscal years ended September 30, 
2001 and 2002:  

Revenue  
Net income  
Basic earnings per share  
Diluted earnings per share  

2001 

2002 

(Unaudited) 
(Amounts in thousands 
except earnings per 
share) 

   $ 567,402   
   $  16,400   
1.08   
   $ 
1.08   
   $ 

   $ 566,036   
   $  17,134   
1.12   
   $ 
1.10   
   $ 

      Pro forma results of operations have not been presented with respect to any of the fiscal 2001 or 2003 acquisitions, as the effects of those 
acquisitions were not significant on either an individual or an aggregate basis in the related acquisition year.  

3.     Significant Accounting Policies  

Statements of Cash Flows 

      For purposes of the consolidated statements of cash flows, we consider all highly liquid investments with an original maturity of three 
months or less to be cash equivalents.  

      We made interest payments of approximately $2.4 million, $1.3 million, and $2.5 million for the fiscal years ended September 30, 2001, 
2002, and 2003, respectively, including interest on debt to finance our real estate holdings and new boat inventory, net of interest assistance 
provided by manufacturers during fiscal 2001 and 2002, and through the third quarter of fiscal 2003. During the fourth quarter of fiscal 2003, 
we accounted for interest assistance provided by manufacturers in accordance with EITF 02-16, which most significantly requires us to classify 
interest assistance received from manufacturers as a reduction of inventory cost and related cost of sales as opposed to netting the assistance 
against our interest expense incurred with our lenders.  

      We made income tax payments of approximately $8.1 million, $7.5 million, and $9.1 million for the fiscal years ended September 30, 
2001, 2002, and 2003, respectively.  

Inventories 

      New and used boat, motor, and trailer inventories are stated at the lower of cost, determined on a specific-identification basis, or market. 
Parts and accessories are stated at the lower of cost, determined on the first-in, first-out basis, or market. Based on the agings of the inventories 
and our consideration of current market trends, we maintain a valuation allowance, which was not material to the consolidated financial 
statements taken as a whole as of September 30, 2002 or 2003.  

F-10  

   
   
   
  
    
  
  
    
  
  
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

Property and Equipment 

      Property and equipment are recorded at cost, net of accumulated depreciation, and are depreciated over their estimated useful lives using 
the straight-line method. Useful lives for purposes of computing depreciation are as follows:  

Buildings and improvements  
Machinery and equipment  
Furniture and fixtures  
Vehicles  

Years 

      5-40   
      5-10   
      5-10   
5   

      The cost of property and equipment sold or retired and the related accumulated depreciation are removed from the accounts at the time of 
disposition, and any resulting gain or loss is included in the consolidated statements of operations. Maintenance, repairs and minor 
replacements are charged to operations as incurred; major replacements and improvements are capitalized and amortized over their useful lives. 

Goodwill and Other Intangible Assets 

      In June 2001, the Financial Accounting Standards Board (FASB) issued Statement of Financial Accounting Standards No. 141, “Business 
Combinations” (SFAS 141), and Statement of Financial Accounting Standards No. 142, “Goodwill and Other Intangible Assets” (SFAS 142). 
SFAS 141 requires business combinations initiated after June 30, 2001 to be accounted for using the purchase method of accounting and that 
identifiable intangible assets acquired in a business combination be recognized as assets and reported separately from goodwill. We have 
determined that our only identifiable intangible assets are dealer agreements, which are indefinite-lived intangibles. SFAS 142 requires that 
goodwill and indefinite-lived intangible assets no longer be amortized, but instead tested for impairment at least annually.  

      SFAS 142 was effective for fiscal years beginning after December 15, 2001, with early application permitted in certain circumstances. We 
elected to early adopt SFAS 142 in fiscal 2002. SFAS 142 required the completion of a transitional impairment test within six months from the 
date of initial adoption of the statement. In addition to the initial assessment, we assess the impairment of identifiable intangible assets and 
goodwill at least annually or whenever events or changes in circumstances indicate that the carrying value may not be recoverable. If the 
carrying amount of an identifiable intangible asset or goodwill exceeds its fair value, we would recognize an impairment loss. We measure any 
potential impairment based on various business valuation methodologies, including a projected discounted cash flow method. We completed 
the transitional impairment test, which resulted in no impairment of goodwill or identifiable intangible assets. We have also completed the 
annual impairment test at June 30, 2003, which resulted in no impairment of goodwill or identifiable intangible assets. To date, we have not 
recognized any impairment of goodwill or identifiable intangible assets in connection with SFAS 142. We will continue to test goodwill and 
identifiable intangible assets for impairment at least annually on June 30, or whenever events or changes in circumstances indicate that the 
carrying value may not be recoverable.  

      Prior to the adoption of SFAS 142, all purchase price in excess of the net tangible assets was recorded as goodwill and amortized over 
40 years on a straight-line basis. No identifiable intangible assets were recognized. For the fiscal year ended September 30, 2001, goodwill 
amortization expense was approximately $1.0 million. There was no amortization expense for the fiscal years ended September 30, 2002 and 
2003. Accumulated amortization of goodwill was approximately $2.6 million at September 30, 2002 and 2003.  

F-11  

   
   
   
  
     
  
  
     
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

Impairment of Long-Lived Assets 

      Statement of Financial Accounting Standards No. 144, “Accounting for Impairment or Disposal of Long-Lived Assets” (SFAS 144), 
requires that long-lived assets, such as property and equipment and purchased intangibles subject to amortization, be reviewed for impairment 
whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. Recoverability of the asset 
is measured by comparison of its carrying amount to undiscounted future net cash flows the asset is expected to generate. If such assets are 
considered to be impaired, the impairment to be recognized is measured as the amount by which the carrying amount of the asset exceeds its 
fair market value. Estimates of expected future cash flows represent management’s best estimate based on currently available information and 
reasonable and supportable assumptions. Any impairment recognized in accordance with SFAS 144 is permanent and may not be restored. To 
date, we have not recognized any impairment of long-lived assets in connection with SFAS 144.  

Customer Deposits 

      Customer deposits primarily include amounts received from customers toward the purchase of boats. We recognize these deposits as 
revenue upon delivery of the related boats to customers.  

Revenue Recognition 

      We recognize revenue from boat, motor, and trailer sales and parts and service operations at the time the boat, motor, trailer, or part is 
delivered to or accepted by the customer or service is completed. We recognize commissions earned from a brokerage sale at the time the 
related brokerage transaction closes. We recognize commissions earned by us for placing notes with financial institutions in connection with 
customer boat financing when the related boat sale is recognized. We also recognize marketing fees earned on credit life, accident and 
disability, and hull insurance products sold by third-party insurance companies when the related boat sale is recognized. Pursuant to negotiated 
agreements with financial and insurance institutions, we are charged back for a portion of these fees should the customer terminate or default 
on the related finance or insurance contract before it is outstanding for a stipulated minimal period of time. The chargeback allowance, which 
was not material to the consolidated financial statements taken as a whole as of September 30, 2002 or 2003, is based on our experience with 
repayments or defaults on the related finance or insurance contracts.  

      We also recognize commissions earned on extended warranty service contracts sold on behalf of third-party insurance companies at the 
later of customer acceptance of the service contract terms as evidenced by contract execution, or recognition of the related boat sale. We are 
charged back for a portion of these commissions should the customer terminate or default on the service contract prior to its scheduled 
maturity. The chargeback allowance, which was not material to the consolidated financial statements taken as a whole as of September 30, 
2002 or 2003, is based upon our experience with repayments or defaults on the service contracts.  

Stock-Based Compensation 

      We account for stock-based compensation plans under Accounting Principles Board Opinion No. 25, “Accounting for Stock Issued to 
Employees” (APB 25), under which no compensation cost has been recognized in these financial statements. Statement of Financial 
Accounting Standards No. 123, “Accounting for Stock-Based Compensation” (SFAS 123), allows companies to continue following the 
accounting guidance of APB 25, but requires pro forma disclosure of net income and earnings per share for the effects on compensation 
expense had the fair value method of accounting for stock options been adopted. For SFAS 123 purposes, the fair value of each option grant 
has been estimated as of the date of grant using the Black-Scholes option-pricing model. In March 2003, we adopted the Financial Accounting 
Standards Board, Statement of Financial Accounting Standards No. 148, “Accounting for Stock-Based Compensation — Transitions and  

F-12  

   
   
   
   
   
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

Disclosure” (SFAS 148). Under SFAS 148, the pro forma disclosures of stock-based compensation, as if the fair value method had been used, 
are required in both annual and interim financial statements.  

      Had compensation cost been determined using the fair value method described in SFAS 123, our net income and net income per share, as 
reported would have been the following for the fiscal years ended September 30, 2001, 2002, and 2003:  

Net income as reported  
   Compensation cost, net of related tax effects  

   Pro forma net income  

Diluted earnings per share:  
   As reported  

   Pro forma  

2001 

2002 

2003 

(Amounts in thousands except 
earnings per share) 

   $ 15,349       $ 17,065       $ 19,681   
691       $  1,103   
   $  2,186       $ 

   $ 13,163       $ 16,374       $ 18,578   

   $  1.01       $  1.10       $  1.26   

   $  0.86       $  1.05       $  1.21   

      See Note 12 — “Stock Option and Purchase Plans” for further discussion and assumptions used to calculate the above pro forma 
information.  

Advertising and Promotional Costs 

      Advertising and promotional costs are expensed as incurred and are included in selling, general, and administrative expenses in the 
accompanying consolidated statements of operations. Total advertising and promotional expenses, net of related co-op assistance, 
approximated $4.9 million, $7.0 million and $8.3 million for the fiscal years ended September 30, 2001, 2002, and 2003, respectively.  

Concentrations of Credit Risk 

      Financial instruments, which potentially subject us to concentrations of credit risk, consist principally of cash and cash equivalents and 
accounts receivable. Concentrations of credit risk with respect to cash and cash equivalents are limited primarily to financial institutions. 
Concentrations of credit risk arising from receivables are limited primarily to manufacturers and financial institutions.  

New Accounting Pronouncements 

      In November 2002, the Emerging Issues Task Force (EITF) of the Financial Accounting Standards Board (FASB) reached a consensus on 
Issue No. 02-16, “Accounting by a Customer (Including a Reseller) for Certain Consideration Received from a Vendor” (EITF 02-16). EITF 
02-16 establishes the accounting standards for the recognition and measurement of cash consideration paid by a vendor to a reseller. The 
consensus, which was modified in March 2003, revised certain provisions of its previously reached conclusions and provided additional 
transitional guidance. EITF 02-16 does not provide for restatement or reclassification of prior year amounts; rather it requires prospective 
application for new agreements or modifications to existing agreements entered into subsequent to December 31, 2002. EITF 02-16 is effective 
for interim period financial statements beginning after December 15, 2002, with early adoption permitted. We adopted EITF 02-16 during the 
quarter ended December 31, 2002. We determined that EITF 02-16 impacts our accounting for certain consideration received from vendors 
beginning July 1, 2003 with the renewal of and amendments to our dealer agreements with the manufacturers of our products. The adoption of 
this standard did not have a material impact on our consolidated financial statements.  

F-13  

   
   
   
   
     
     
  
        
  
        
  
  
  
     
        
        
  
  
     
        
        
  
     
  
        
  
        
  
  
  
     
        
        
  
  
     
        
        
  
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

      In November 2002, the Emerging Issues Task Force (EITF) of the Financial Accounting Standards Board (FASB) reached a consensus on 
Issue No. 00-21, “Revenue Arrangements With Multiple Deliverables” (EITF 00-21). EITF 00-21 provides guidance for determining the unit
(s) of accounting in arrangements that include multiple products, services, and/or rights to use assets. The consensus, which was modified in 
May 2003 to clarify the scope of EITF 00-21 and its interaction with other authoritative literature, is applicable to arrangements entered into for 
reporting periods beginning after June 15, 2003. The adoption of this standard did not have any effect on our consolidated financial statements.  

      In November 2002, the Financial Accounting Standards Board (FASB) issued Interpretation No. 45, “Guarantor’s Accounting and 
Disclosure Requirements for Guarantees, Including Indirect Guarantees of Indebtedness of Others” (FIN 45). FIN 45 elaborates on the existing 
disclosure requirements for most guarantees, including loan guarantees such as standby letters of credit. It also clarifies that at the time a 
company issues a guarantee, the company must recognize an initial liability for the fair value, or market value, of the obligations it assumes 
under that guarantee and must disclose that information in its interim and annual financial statements. FIN 45 is effective on a prospective basis 
to guarantees issued or modified after December 31, 2002. The requirements of FIN 45 are effective for financial statements of interim or 
annual periods ending after December 15, 2002. The adoption of this standard did not have a material impact on our consolidated financial 
statements.  

      In December 2002, the Financial Accounting Standards Board (FASB) issued Statement of Financial Accounting Standards No. 148, 
“Accounting for Stock-Based Compensation — Transition and Disclosure” (SFAS 148). SFAS 148 amends SFAS 123, “Accounting for Stock-
Based Compensation”, to provide alternative methods of transition for a voluntary change to the fair value based method of accounting for 
stock-based employee compensation. SFAS 148 also amends the disclosure requirements of SFAS 123 to require prominent disclosures in both 
annual and interim financial statements of the method of accounting for stock-based compensation and the effect of the method used on 
reported results. SFAS 148’s amendment for the transition and annual disclosure requirements is effective for fiscal years ending after 
December 15, 2002. SFAS 148’s amendment of the disclosure requirements is effective for interim periods beginning after December 15, 2002. 
We adopted SFAS 148 in the quarter ended March 31, 2003.  

      In January 2003, the Financial Accounting Standards Board (FASB) issued Interpretation No. 46, “Consolidation of Variable Interest 
Entities” (FIN 46), which clarifies the application of Accounting Research Bulletin No. 51, “Consolidated Financial Statements.” FIN 46 
requires the consolidation of variable interest entities in which an enterprise absorbs a majority of the entity’s expected losses, receives a 
majority of the entity’s expected residual returns, or both, as a result of ownership, contractual or other financial interests in the entity. 
Currently, entities are generally consolidated by an enterprise that has a controlling financial interest through ownership of a majority voting 
interest in the entity. FIN 46 is effective immediately for variable interest entities created after January 31, 2003. For variable interest entities in 
which an enterprise holds a variable interest that it acquired before February 1, 2003, FIN 46 applies in the first fiscal year or interim period 
beginning after December 15, 2003. We do not expect the issuance of FIN 46 to have a material impact on our consolidated financial 
statements.  

      In May 2003, the Financial Accounting Standards Board (FASB) issued Statement of Financial Accounting Standards No. 150, 
“Accounting for Certain Financial Instruments with Characteristics of both Liabilities and Equity” (SFAS 150). SFAS 150 establishes 
standards for classifying and measuring as liabilities certain financial instruments that embody obligations of the issuer and have characteristics 
of both liabilities and equity. SFAS 150 is effective for all financial instruments created or modified after May 31, 2003, and otherwise is 
effective at the beginning of the first interim period beginning after June 15, 2003. We adopted SFAS 150 in the quarter ended June 30, 2003, 
which resulted in no impact on our consolidated financial statements.  

F-14  

   
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

Fair Value of Financial Instruments 

      The carrying amount of our financial instruments approximates fair value due either to length of maturity or existence of interest rates that 
approximate prevailing market rates unless otherwise disclosed in these financial statements.  

Use of Estimates and Assumptions 

      The preparation of financial statements in conformity with accounting principles generally accepted in the United States requires us to 
make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the 
date of the consolidated financial statements and the reported amounts of revenue and expenses during the reporting periods. The estimates 
made by us in the accompanying consolidated financial statements relate to valuation allowances, valuation of goodwill and intangible assets, 
and valuation of long-lived assets. Actual results could differ from those estimates.  

4. Accounts Receivable  

      Trade receivables consist primarily of receivables from financial institutions, which provide funding for customer boat financing, and 
amounts due from financial institutions earned from arranging financing with our customers. These receivables are normally collected within 
30 days of the sale. Trade receivables also include amounts due from customers on the sale of boats, parts, and service. Amounts due from 
manufacturers represent receivables for various manufacturer programs and parts and service work performed pursuant to the manufacturers’ 
warranties.  

      The allowance for uncollectible receivables, which was not material to the consolidated financial statements taken as a whole as of 
September 30, 2002 or 2003, is based on our consideration of customer payment practices, past transaction history with customers, and 
economic conditions. We review the allowance for uncollectible receivables when a future event or other change in circumstances results in a 
change in the estimate of the ultimate collectibility of a specific account.  

      The accounts receivable balances consisted of the following as of September 30, 2002 and 2003:  

Trade receivables  
Amounts due from manufacturers  
Other receivables  

5. Inventories  

      Inventories consisted of the following as of September 30, 2002 and 2003:  

New boats, motors and trailers  
Used boats, motors and trailers  
Parts, accessories and other  

F-15  

2002 

2003 

(Amounts in thousands) 

$  9,036   
4,590   
642   

$ 14,453   
6,234   
1,070   

$ 14,268   

$ 21,757   

2002 

2003 

(Amounts in thousands) 

$ 137,924   
21,980   
4,217   

$ 134,200   
26,661   
4,521   

$ 164,121   

$ 165,382   

   
   
   
  
     
  
  
     
  
  
  
  
     
     
     
     
  
     
  
     
  
  
  
  
  
     
  
     
  
  
    
  
  
    
  
  
  
  
    
    
    
    
  
    
  
    
  
  
  
  
  
    
  
    
  
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

6. Property and Equipment  

      Property and equipment consisted of the following as of September 30, 2002 and 2003:  

Land  
Buildings and improvements  
Machinery and equipment  
Furniture and fixtures  
Vehicles  

Less — Accumulated depreciation  

2002 

2003 

(Amounts in thousands) 

$ 19,763   
40,123   
10,637   
7,277   
3,373   

   $ 22,174   
43,302   
15,083   
8,654   
3,814   

81,173   
(17,157 ) 

93,027   
(21,128 ) 

$ 64,016   

   $ 71,899   

7. Goodwill and Other Intangible Assets  

      In June 2001, the Financial Accounting Standards Board (FASB) issued Statement of Financial Accounting Standards No. 141, “Business 
Combinations” (SFAS 141), and Statement of Financial Accounting Standards No. 142, “Goodwill and Other Intangible Assets” (SFAS 142). 
SFAS 141 requires business combinations initiated after June 30, 2001 to be accounted for using the purchase method of accounting and that 
identifiable intangible assets acquired in a business combination be recognized as assets and reported separately from goodwill. We have 
determined that our only identifiable intangible assets are dealer agreements, which are indefinite-lived intangibles. SFAS 142 requires that 
goodwill and indefinite-lived intangible assets no longer be amortized, but instead tested for impairment at least annually.  

      SFAS 142 was effective for fiscal years beginning after December 15, 2001, with early application permitted in certain circumstances. We 
elected to early adopt SFAS 142 in fiscal 2002. SFAS 142 required the completion of a transitional impairment test within six months from the 
date of initial adoption of the statement. In addition to the initial assessment, we assess the impairment of identifiable intangible assets and 
goodwill at least annually or whenever events or changes in circumstances indicate that the carrying value may not be recoverable. If the 
carrying amount of an identifiable intangible asset or goodwill exceeds its fair value, we would recognize an impairment loss. We measure any 
potential impairment based on various business valuation methodologies, including a projected discounted cash flow method. We completed 
the transitional impairment test, which resulted in no impairment of goodwill or identifiable intangible assets. We have also completed the 
annual impairment test at June 30, 2003, which resulted in no impairment of goodwill or identifiable intangible assets. To date, we have not 
recognized any impairment of goodwill or identifiable intangible assets in connection with SFAS 142. We will continue to test goodwill and 
identifiable intangible assets for impairment at least annually on June 30, or whenever events or changes in circumstances indicate that the 
carrying value may not be recoverable. Prior to the adoption of SFAS 142, all purchase price in excess of the net tangible assets was recorded 
as goodwill and no identifiable intangible assets were recognized.  

F-16  

   
  
    
  
  
    
  
  
  
    
    
    
    
    
    
    
    
  
    
  
    
  
  
    
    
    
    
  
    
  
    
  
  
  
  
    
  
    
  
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

      The changes in the carrying amounts of identifiable intangible assets and net goodwill, based on our initial valuations, for the fiscal years 
ended September 30, 2002 and 2003, were as follows:  

Balance, September 30, 2001  
   Additions through acquisitions during the period  

Balance, September 30, 2002  
   Additions through acquisitions during the period  

Balance, September 30, 2003  

Dealer 
Agreement 
Intangibles 

Goodwill 

(Amounts in thousands) 

$  —  
3,276   

$ 3,276   
1,229   

$ 39,992   
6,321   

$ 46,313   
2,326   

$ 4,505   

$ 48,639   

      The following presents the reduction of goodwill amortization, net of related tax effects, due to the adoption of SFAS 142 in fiscal 2002 on 
the results of operations for the fiscal year ended September 30, 2001 (amounts in thousands except share data and earnings per share):  

Net income as reported  
Goodwill amortization adjusted for income taxes  

Adjusted net income  

Diluted earnings per share:  
Net income per common share  
Goodwill amortization  

Adjusted net income per common share  

Weighted average common shares outstanding  

Basic earnings per share:  
Net income per common share  
Goodwill amortization  

Adjusted net income per common share  

Weighted average common shares outstanding  

   $ 

15,349   
699   

   $ 

16,048   

   $ 

1.01   
.04   

   $ 

1.05   

15,238,719   

   $ 

1.01   
.04   

   $ 

1.05   

15,220,322   

8. Short-Term Borrowings  

      In December 2001, we entered into a revolving credit facility with four finance institutions that provides us a line of credit with asset-based 
borrowing availability of up to $220 million. The facility also allows us $20 million in traditional floorplan borrowings. The facility has a 
three-year term, with two one-year renewal options. During November 2002, we exercised one of the two one-year renewal options, which the 
bank approved, extending the maturity date to December 2005. The facility accrues interest at a rate of LIBOR plus 175 to 260 basis points, 
which is determined in accordance with a performance pricing grid, as defined in the credit facility. Borrowings under the facility are pursuant 
to a borrowing base formula and are used primarily for working capital and inventory financing. The facility requires us to maintain certain 
financial covenants, including a tangible net worth ratio, among other restrictions. As of September 30, 2003, we were in compliance with all 
of the financial covenants.  

      Short-term borrowings as of September 30, 2002 and 2003 were $95.0 million and $97.0 million, respectively. The additional available 
borrowings under the Facilities at September 30, 2003 were approxi-  

F-17  

   
     
     
  
  
     
  
  
  
  
     
     
  
     
  
     
  
  
  
     
     
  
     
  
     
  
  
  
  
     
  
     
  
  
    
  
  
    
  
    
  
  
    
  
    
  
  
    
  
    
  
  
    
  
    
  
    
  
    
  
  
    
  
    
  
  
    
  
    
  
    
  
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

mately $72.9 million. At September 30, 2003, the interest rate on the outstanding borrowings was 2.9%. Generally, our short-term borrowings 
are collateralized by certain accounts receivable and inventories.  

      As is common in our industry, we receive interest assistance directly from boat manufacturers, including Brunswick. The interest assistance 
programs vary by manufacturer and generally include periods of free financing or reduced interest rate programs. The interest assistance may 
be paid directly to us or our lender depending on the arrangements the manufacturer has established. We adopted EITF 02-16 during the quarter 
ended December 31, 2002, which most significantly requires us to classify interest assistance received from manufacturers as a reduction of 
inventory cost and related cost of sales as opposed to netting the assistance against our interest expense incurred with our lenders. See 
Note 3 — “Significant Accounting Policies — New Accounting Pronouncements” for further discussion of the adoption of this standard.  

9. Long-Term Debt  

      Long-term debt consisted of the following as of September 30, 2002 and 2003:  

Various mortgage notes payable to financial institutions, due in monthly 

installments ranging from $3,500 to $59,700, bearing interest at rates ranging 
from 3.06% to 7.75%, maturing February 2006 through December 2012, 
collateralized by machinery and equipment  

Various mortgage notes payable to financial institutions, due in monthly 

installments ranging from $1,000 to $2,200, bearing interest at a rates ranging 
from 7.90% to 9.79%, maturing June 2006 through March 2010, collateralized 
by certain vehicles and machinery and equipment  

Less — Current maturities  

      The aggregate maturities of long-term debt were as follows at September 30, 2003:  

Year Ending September 30, 

2004  
2005  
2006  
2007  
2008  
Thereafter  

  Total  

F-18  

2002 

2003 

(Amounts in thousands) 

$ 21,467   

$ 22,321   

298 

22 

21,765   
(1,908 ) 

22,343   
(2,344 ) 

$ 19,857   

$ 19,999   

Amount 

   $  2,344   
2,453   
2,567   
2,579   
2,509   
9,891   

   $ 22,343   

   
  
     
  
  
     
  
  
  
  
     
  
     
  
  
     
  
     
  
  
     
     
     
     
  
     
  
     
  
  
  
  
  
     
  
     
  
    
    
  
  
    
    
    
    
    
  
    
  
  
    
  
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

10. Income Taxes  

      The components of our provision for income taxes consisted of the following for the fiscal years ended September 30, 2001, 2002, and 
2003:  

Current provision:  
   Federal  
   State  

Total current provision  

Deferred provision:  
   Federal  
   State  

Total deferred provision  

Total income tax provision  

2001 

2002 

2003 

(Amounts in thousands) 

   $ 7,737      

779         

$  8,243       $ 10,074   
870          1,246   

      8,516         

9,113          11,320   

   $  993      

$  1,427       $ 

99         

143         

910   
91   

      1,092         

1,570          1,001   

   $ 9,608      

$ 10,683       $ 12,321   

      Below is a reconciliation of the statutory federal income tax rate to our effective tax rate for the fiscal years ended September 30, 2001, 
2002, and 2003:  

2001 

2002 

2003 

Federal tax provision  
State tax provision, net of federal benefit  
Other  

   Effective tax rate  

   35.0 %       35.0 %       35.0 % 
3.5 % 
0.0 % 

3.0 %      
0.5 %      

3.3 %      
0.2 %      

   38.5 %       38.5 %       38.5 % 

      Deferred income taxes reflect the impact of temporary differences between the amount of assets and liabilities recognized for financial 
reporting purposes and such amounts recognized for income tax purposes. The components of deferred taxes as of September 30, 2002 and 
2003, were as follows:  

Current deferred tax assets (liabilities):  
   Inventories  
   Accrued expenses  
   Other  

      Net current deferred tax assets (liabilities)  

Long-term deferred tax assets (liabilities):  
   Depreciation and amortization  
   Other  

      Net long-term deferred tax liabilities  

2002 

2003 

(Amounts in thousands) 

$  (701 ) 
632   
282   

$ 

(38 ) 
1,363   
203   

$  213   

$ 1,528   

$ (4,754 ) 
269   

$ (7,067 ) 
266   

$ (4,485 ) 

$ (6,801 ) 

      As of September 30, 2003, we estimated that it is more likely than not that we will recognize the benefit of our deferred tax assets and, 
accordingly, no valuation allowance has been recorded.  

F-19  

   
     
        
        
  
           
  
        
        
  
           
  
     
  
     
        
        
  
  
     
        
        
  
        
        
  
           
  
     
  
     
        
        
  
  
     
        
        
  
  
     
        
        
  
  
  
  
  
  
        
  
        
  
  
  
  
  
  
  
  
  
  
        
        
  
  
  
  
  
        
        
  
        
     
  
  
     
  
  
     
  
  
     
  
  
  
  
     
     
     
     
  
     
  
     
  
  
  
  
     
  
     
  
     
  
  
     
  
  
  
  
     
     
  
     
  
     
  
  
  
  
     
  
     
  
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

11.     Stockholders’ Equity  

      In November 2000, our Board of Directors approved a share repurchase plan allowing our company to repurchase up to 300,000 shares of 
our common stock. Under the plan, we may buy back common stock from time to time in the open market or in privately negotiated blocks, 
dependant upon various factors, including price and availability of the shares, and general market conditions. As of September 30, 2003, we 
purchased an aggregate of 96,413 shares of common stock under the plan for an aggregate purchase price of $635,000. As of September 30, 
2003, 89,611 and 6,802 of those repurchased shares have been reissued in conjunction with our Employee Stock Purchase Plan and our 
Incentive Stock Plan.  

12.     Stock Option and Purchase Plans  

      On April 5, 1998 and April 30, 1998, respectively, the Board of Directors adopted and the stockholders approved the following stock plans: 

      1998 Incentive Stock Plan (the Incentive Stock Plan) — The Incentive Stock Plan provides for the grant of incentive and non-qualified 
stock options to acquire our common stock, the grant of common stock, the grant of stock appreciation rights, and the grant of other cash 
awards to key personnel, directors, consultants, independent contractors, and others providing valuable services to us. A maximum of the lesser 
of 4,000,000 shares or 20% of the then outstanding shares of our common stock may be issued under the Incentive Stock Plan. The Incentive 
Stock Plan terminates in April 2008, and options may be granted at any time during the life of the Incentive Stock Plan. The date on which 
options vest and the exercise prices of options are determined by the Board of Directors or the Plan Administrator.  

      The Incentive Stock Plan also includes an Automatic Grant Program providing for the automatic grant of options (Automatic Options) to 
our non-employee directors.  

      Employee Stock Purchase Plan (the Stock Purchase Plan) — The Stock Purchase Plan provides for up to 500,000 shares of common stock 
to be issued, and is available to all our regular employees who have completed at least one year of continuous service.  

      The Stock Purchase Plan provides for implementation of up to 10 annual offerings beginning on the first day of October in the years 1998 
through 2007, with each offering terminating on September 30 of the following year. Each annual offering may be divided into two six-month 
offerings. For each offering, the purchase price per share will be the lower of (i) 85% of the closing price of the common stock on the first day 
of the offering or (ii) 85% of the closing price of the common stock on the last day of the offering. The purchase price is paid through periodic 
payroll deductions not to exceed 10% of the participant’s earnings during each offering period. However, no participant may purchase more 
than $25,000 worth of common stock annually.  

      The fair value of each option grant has been estimated as of the date of grant using the Black-Scholes option-pricing model with the 
following weighted average assumptions for the fiscal years ended September 30, 2001, 2002, and 2003:  

Risk-free interest rate  
Dividend yield  
Expected life  
Volatility  

2001 

2002 

2003 

4.4 %     
0.0 %     

5.4 %     
0.0 %     

5.1 % 
0.0 % 

     7.6 years         5.4 years         5.4 years   

43.6 %     

38.8 %     

40.7 % 

      Using these assumptions, the fair value of the stock options granted as of September 30, 2001, 2002, and 2003 was approximately 
$7.4 million, $7.5 million, and $11.5 million, respectively, which would be amortized as compensation expense over the vesting period of the 
options.  

F-20  

   
  
       
          
          
  
    
    
    
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

      A summary of the status of our stock option plans for the fiscal years ended September 30, 2001, 2002, and 2003, was as follows:  

2001 

2002 

2003 

Options 

Weighted-Average 
Exercise Price 

Options 

Weighted-Average 
Exercise Price 

Options 

Weighted-Average 
Exercise Price 

Outstanding beginning of year  
Granted  
Exercised  
Forfeited  

      2,273,539     
327,772     
—    
(328,102 )   

$ 11.04   
$  8.71   
$  —  
$ 10.98   

      2,273,209     
356,160     
(3,851 )   
(247,152 )   

$ 10.85   
$  8.84   
$ 12.50   
$ 10.69   

      2,378,366     
395,800     
(52,705 )   
(394,872 )   

$ 10.55   
$  9.96   
$ 11.85   
$ 11.24   

Outstanding end of year  

      2,273,209     

$ 10.85   

      2,378,366     

$ 10.55   

      2,326,589     

$ 10.30   

      The following table summarizes information about outstanding and exercisable stock options at September 30, 2003:  

Range of Exercise Prices 

Options 

Options Outstanding 

Weighted-Average 
Remaining 
Contractual Life in 
Years 

$7.00 – 9.00  
$9.01 – 11.00  
$11.01 – 13.00  
$13.01 – 15.00  

930,676   
444,010   
888,463   
63,440   

   2,326,589   

7.9   
6.2   
5.0   
9.3   

6.5   

Options Exercisable 

Weighted- 
Average Exercise 
Price 

$  8.28   
$  9.74   
$ 12.43   
$ 13.98   

Options 

78,444     
   144,201     
   511,317     
3,640     

Weighted- 
Average Exercise 
Price 

$  7.94   
$  9.89   
$ 12.42   
$ 13.75   

$ 10.30   

   737,602     

$ 11.46   

      Generally, the options granted have a term of 10 years from the grant date and vest 20% per annum beginning at the end of year three.  

      Also outstanding at September 30, 2003, were warrants issued in conjunction with the fiscal 1999 Boating World acquisition. The warrants 
provide the holder the right to buy 40,000 shares of our common stock at $15.00 per share.  

13.     Net Income Per Share  

      The following is a reconciliation of the shares used in the denominator for calculating basic and diluted earnings per share for the fiscal 
years ended September 30, 2001, 2002, and 2003:  

Weighted average common shares outstanding used in 

calculating basic earnings per share  

Effect of dilutive options  

2001 

2002 

2003 

     15,220,322   
18,397   

     15,270,827   
270,146   

     15,337,873   
333,597   

Weighted average common and common equivalent shares used 

in calculating diluted earnings per share  

     15,238,719   

     15,540,973   

     15,671,470   

      Options to purchase 1,757,048, 1,136,201, and 860,905 shares of common stock were outstanding as of September 30, 2001, 2002, and 
2003, respectively, but were not included in the computation of diluted earnings per share because the options’ exercise prices were greater 
than the average market price of our common stock.  

F-21  

   
  
        
       
  
  
        
       
  
  
        
       
  
  
     
     
     
     
     
     
     
     
     
  
     
       
  
  
     
       
  
  
     
       
  
  
  
     
       
  
  
     
       
  
  
     
       
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
    
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
    
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
    
  
  
  
  
    
  
  
    
  
  
    
  
  
    
    
    
  
    
  
    
  
    
  
  
    
  
    
  
    
  
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

14.     Commitments and Contingencies  

Lease Commitments 

      We lease certain land, buildings, machinery, equipment, and vehicles related to our dealerships under non-cancelable third-party operating 
leases. Rental payments, including month-to-month rentals, were approximately $6.2 million, $6.5 million, and $7.2 million for the fiscal years 
ended September 30, 2001, 2002, and 2003, respectively. Rental payments to related parties under both cancelable and non-cancelable 
operating leases approximated $800,000 and $367,000 for the fiscal years ended September 30, 2001 and 2003, respectively. There were no 
rental payments to related parties for the fiscal year ended September 30, 2002.  

      The rental payments to related parties, under both cancelable and non-cancelable operating leases during fiscal 2003, represent rental 
payments for buildings to an entity partially owned by an officer of our company. We believe the terms of the transaction are consistent with 
those that we could obtain from third parties.  

      Future minimum lease payments under non-cancelable operating leases at September 30, 2003, were as follows:  

Year Ending 
September 30, 

2004  
2005  
2006  
2007  
2008  
Thereafter  

  Total  

Amount 

   $  5,929   
4,283   
3,667   
3,421   
2,531   
1,142   

   $ 20,973   

Other Commitments and Contingencies  

      We are party to various legal actions arising in the ordinary course of business. The ultimate liability, if any, associated with these matters 
was not determinable at September 30, 2003. While it is not feasible to determine the outcome of these actions at this time, we do not believe 
that these matters will have a material adverse effect on our consolidated financial condition, results of operations, or cash flows.  

      We are subject to federal and state environmental regulations, including rules relating to air and water pollution and the storage and 
disposal of gasoline, oil, other chemicals and waste. We believe that we are in compliance with such regulations.  

15.     Employee 401(k) Profit Sharing Plans  

      Effective January 1, 2001, we amended the MarineMax, Inc. 401(k) Profit Sharing Plan (the Plan). Employees are eligible to participate in 
the Plan following their 90-day introductory period starting either April 1 or October 1, provided that they are 21 years of age. Under the Plan, 
we match 50% of participants’ contributions, subject to a maximum of 5% of each participants’ compensation. We contributed, under the Plan, 
or pursuant to previous similar plans, amounts ranging from approximately $700,000 to approximately $800,000 for the fiscal years ended 
September 30, 2001, 2002, and 2003.  

16.     Preferred Share Purchase Rights  

      During September 2001, we adopted a Stockholders’ Rights Plan (the Rights Plan) that may have the effect of deterring, delaying, or 
preventing a change in control that might otherwise be in the best interests of  

F-22  

   
   
    
    
  
  
    
    
    
    
    
  
    
  
  
    
  
MARINEMAX, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS — (Continued)  

our stockholders. Under the Rights Plan, a dividend of one Preferred Share Purchase Right was issued for each share of common stock held by 
the stockholders of record as of the close of business on September 7, 2001. Each right entitles stockholders to purchase, at an exercise price of 
$50 per share, one-thousandth of a share of a newly created Series A Junior Participating Preferred Stock.  

      In general, subject to certain limited exceptions, the stock purchase rights become exercisable when a person or group acquires 15% or 
more of our common stock or a tender offer or exchange offer for 15% or more of our common stock is announced or commenced. After any 
such event, other stockholders may purchase additional shares of our common stock at 50% of the then-current market price. The rights will 
cause substantial dilution to a person or group that attempts to acquire us on terms not approved by our Board of Directors. The rights should 
not interfere with any merger or other business combination approved by the Board of Directors. The rights may be redeemed by us at $0.01 
per stock purchase right at any time before any person or group acquires 15% or more of the outstanding common stock. The rights expire on 
August 28, 2011.  

      The Rights Plan adoption and Rights Distribution is a non-taxable event with no impact on our financial results.  

17.     Subsequent Events  

      Subsequent to our fiscal year end, we were appointed the exclusive dealer for Italy-based Ferretti Group for Ferretti Yachts, Pershing, Riva, 
Apreamare, Mochi Craft, Custome Line, and CRN in the United States, Canada, and the Bahamas, and we have the right to become the 
exclusive dealer in Mexico and the Caribbean. We also were appointed the exclusive dealer for Bertram in the United States (excluding the 
Florida peninsula and certain portions of New England), Canada, and the Bahamas, and we have the right to become the exclusive dealer in 
Mexico and certain areas of the Caribbean. The three-year dealer agreement, which can be extended subject to its terms, appoints us as the 
exclusive dealer for the retail sale, display, and servicing of designated Ferretti Group and Bertram products and repair parts currently or in the 
future sold by Ferretti Group and Bertram in the designated geographic areas.  

      Simultaneous with the exclusive dealer appointments, we acquired our 66th retail location. We acquired substantially all of the assets and 
assumed certain liabilities of Emarine International, Inc. and Steven Myers, Inc., a privately held boat dealership located in Fort Lauderdale, 
Florida, for approximately $105,000 in cash. The acquisition was accounted for under the purchase method of accounting, which resulted in the 
recognition of approximately $300,000 in goodwill, including acquisition costs. The acquisition provides us with an established retail location, 
which sells Ferretti Group and Bertram products in the Southeast Florida boating community. The asset purchase agreement contains an earn 
out provision, which will impact the final purchase price annually, based on the future profits of the location, assuming certain conditions and 
provisions are met.  

F-23  

   
Exhibit 
Number 

3 .1 
3 .2 
3 .3 
4 .1 
4 .2 

10 .1(a) 

10 .1(b) 

10 .1(c) 
10 .1(d) 
10 .1(e) 

10 .1(f) 

10 .1(g) 
10 .1(h) 

10 .1(i) 

10 .1(j) 
10 .2(a) 
10 .2(b) 
10 .2(c) 
10 .2(d) 
10 .2(e) 
10 .3(e) 
10 .3(f) 
10 .3(g) 
10 .4 
10 .5 
10 .6 
10 .7 
10 .8 

10 .9 

INDEX TO EXHIBITS  

Exhibit 

   Restated Certificate of Incorporation of the Registrant, including all amendments to date(7) 
   Amended and Restated Bylaws of the Registrant(7) 
   Certificate of Designation of Series A Junior Participating Preferred Stock(7) 

Specimen of Common Stock Certificate(7) 
Rights Agreement, dated August 28, 2001 between Registrant and American Stock Transfer & Trust Company, as Rights 
Agent(3) 
Merger Agreement between Registrant and its acquisition subsidiary and Bassett Boat Company of Florida and Richard 
Bassett(1) 
Merger Agreement between Registrant and its acquisition subsidiary and 11502 Dumas, Inc. d/b/a Louis DelHomme 
Marine and its stockholders(1) 

   Merger Agreement between Registrant and its acquisition subsidiary and Gulfwind USA, Inc. and its stockholders(1) 
   Merger Agreement between Registrant and its acquisition subsidiary and Gulfwind South, Inc. and its stockholders(1) 

Merger Agreement between Registrant and its acquisition subsidiary and Harrison’s Boat Center, Inc. and its 
stockholders(1) 
Merger Agreement between Registrant and its acquisition subsidiary and Harrison’s Marine Centers of Arizona, Inc. and 
its stockholders(1) 

   Merger Agreement between Registrant and its acquisition subsidiary and Stovall Marine, Inc. and its stockholders(1) 

Agreement of Merger and Plan of Reorganization dated as of the 7th day of July, 1998 by and among MarineMax, Inc., C 
& N Acquisition Corp. (a subsidiary of MarineMax, Inc.), C & N Marine Corporation and the Stockholders named 
therein(2) 
Agreement of Merger and Plan of Reorganization dated as of the 7th day of July, 1998 by and among MarineMax, Inc., 
Cochrans Acquisition Corp. (a subsidiary of MarineMax, Inc.), Cochrans Marine, Inc. and the Stockholders named 
therein(2) 

   Asset Purchase Agreement between Registrant and Treasure Cove Marina, Inc.(3) 
   Contribution Agreement between Registrant and Bassett Boat Company and its owner(1) 
   Contribution Agreement between Registrant and Bassett Realty, L.L.C. and its owner(1) 
   Contribution Agreement between Registrant and Gulfwind South Realty, L.L.C. and its owners(1) 
   Contribution Agreement between Registrant and Harrison’s Realty, L.L.C. and its owners(1) 
   Contribution Agreement between Registrant and Harrison’s Realty California, L.L.C. and its owners(1) 
   Employment Agreement between Registrant and David L. Cochran(4) 
   Employment Agreement between Registrant and William H. McGill Jr.(9) 
   Employment Agreement between Registrant and Michael H. McLamb(9) 
1998 Incentive Stock Plan, as amended through November 15, 2000(8) 
1998 Employee Stock Purchase Plan(1) 
Settlement Agreement between Brunswick Corporation and Registrant(1) 

   Letter of Intent between Registrant and Stovall(1) 

Restated Agreement Relating to the Purchase of MarineMax Common Stock between Registrant and Brunswick 
Corporation, dated as of April 28, 1998(1) 
Stockholders’ Agreement among Registrant, Brunswick Corporation, and Senior Founders of Registrant, dated April 28, 
1998(1) 

   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Exhibit 
Number 

10 .10 
10 .11 
10 .12 
10 .17 

21   
23 .1 
23 .2 
31 .1 

31 .2 

32 .1 
32 .2 

Exhibit 

   Governance Agreement between Registrant and Brunswick Corporation, dated April 28, 1998(1) 
   Agreement Relating to Acquisitions between Registrant and Brunswick Corporation, dated April 28, 1998(1) 

Form of Sea Ray Sales and Service Agreement(1) 
Credit and Security Agreement dated as of December 18, 2001 among the Registrant and its subsidiaries, as Borrowers, 
and Banc of America Specialty Finance, Inc. and various other lenders, as Lenders(8) 

   List of Subsidiaries 
   Consent of Ernst & Young LLP 
   Notice regarding consent of Arthur Andersen LLP 

Certification of Chief Executive Officer pursuant to Rule 13a-14(a) and Rule 15d-14(a), promulgated under the Securities 
Exchange Act of 1934, as amended. 
Certification of Chief Financial Officer pursuant to Rule 13a-14(a) and Rule 15d-14(a), promulgated under the Securities 
Exchange Act of 1934, as amended. 

   Certification pursuant to U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. 
   Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. 

(1)   Incorporated by reference to Registration Statement on Form S-1 (Registration 333-47873). 

(2)   Incorporated by reference to Registrant’s Current Report on Form 8-K dated July 7, 1998, as filed on July 20, 1998. 

(3)   Incorporated by reference to Registrant’s Form 8-K Report dated September 30, 1998, as filed on October 20, 1998. 

(4)   Incorporated by reference to Registrant’s Form 10-K for the year ended September 30, 1998, as filed on December 9, 1998. 

(5)   Incorporated by reference to Registrant’s Form 10-K for the year ended September 30, 1999, as filed on December 29 1999. 

(6)   Incorporated by reference to Registration Statement on Form 8-A as filed on September 5, 2001. 

(7)   Incorporated by reference to Registrant’s Form 10-K for the year ended September 30, 2001, as filed on December 20, 2001. 

(8)   Incorporated by reference to Registrant’s Form 10-Q for the quarterly period ended December 31, 2001, as filed on February 14, 2002. 

(9)   Incorporated by reference to Registrant’s Form 10-Q for the quarterly period ended December 31, 2002, as filed on February 14, 2003. 

   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
LIST OF SUBSIDIARIES OF  
MARINEMAX, INC.  
(as of December 23, 2003)  

Exhibit 21 

State Of Incorporation 
Or Organization 

Nevada 
Florida 
Delaware 
Delaware 
Delaware 
Nevada 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Arizona 
California 
Delaware 
Georgia 
Delaware 
Minnesota 
Delaware 
North Carolina 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 

Name Of Subsidiary 

11502 Dumas, Inc. 
Bassett Boat Company 
Bassett Realty, L.L.C 
C & N Marine Realty, L.L.C 
Delaware Avlease, LLC 
Dumas GP, Inc. 
Dumas GP, L.L.C. (1) 
Gulfwind South Realty, L.L.C 
Harrison’s Realty California, L.L.C 
Harrison’s Realty, L.L.C 
Marina Drive Realty I, L.L.C 
Marina Drive Realty II, L.L.C 
MarineMax International, LLC (3) 
MarineMax MidAtlantic, LP (2) 
MarineMax Motor Yachts, LLC (3) 
MarineMax New Jersey GP, Inc. (4) 
MarineMax NJ Partners, Inc. (4) 
MarineMax of Arizona, Inc. 
MarineMax of California, Inc. 
MarineMax of Central Florida, LLC (3) 
MarineMax of Georgia, Inc. 
MarineMax of Las Vegas, Inc. 
MarineMax of Minnesota, Inc. 
MarineMax of New Jersey Holdings, Inc. 
MarineMax of North Carolina, Inc. 
MarineMax of Ohio, Inc. 
MarineMax of Sarasota, LLC (3) 
MarineMax of Southeast Florida, LLC (3) 
MarineMax of Southwest Florida, LLC (3) 
MarineMax of Utah, Inc. 
MarineMax Services, Inc. (5) 

   
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Name Of Subsidiary 

MarineMax TX, L.P. (6) 
MarineMax U.S.A., Inc. 
MMX GP, LLC (7) 
MMX Holdings, LLC (8) 
MMX Interests, LLC (9) 
MMX Member, Inc. (10) 
MMX Partners, Inc. 
MMX Ventures, LP (11) 
Newcoast Financial Services, Inc. 
Walker Marina Realty, L.L.C 

State Of Incorporation 
Or Organization 

Texas 
Nevada 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 

(1)    Wholly owned subsidiary of 11502 Dumas, Inc. 

(2)    99% owned by MarineMax NJ Partners, Inc. as limited partner and 1% owned by MarineMax New Jersey GP, Inc., as general partner. 

(3)    Wholly owned subsidiary of MMX Holdings, LLC. 

(4)    Wholly owned subsidiary of MarineMax of New Jersey Holdings, Inc. 

(5)    Wholly owned subsidiary of MMX Partners, Inc. 

(6)    99% owned by 11502 Dumas, Inc. as limited partner and 1% owned by Dumas GP, L.L.C. as general partner. 

(7)    99% owned by MMX Partners, Inc. and 1% owned by MMX Member, Inc. 

(8)    99% owned by MMX Interests, LLC and 1% owned by MMX GP, LLC. 

(9)    99% owned by MMX Ventures, LP and 1% owned by MMX GP, LLC. 

(10)    Wholly owned subsidiary of MMX Partners, Inc. 

(11)    99% owned by MMX Partners, Inc. as limited partner and 1% owned by MMX GP, LLC as general partner. 

   
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS  

We consent to the incorporation by reference in the Registration Statements (Form S-8 No. 333-83332) pertaining to the 1998 Incentive Stock 
Plan of MarineMax, Inc. and (Form S-8 No. 333-63307) pertaining to the 1998 Incentive Stock Plan and the 1998 Employee Stock Purchase 
Plan of MarineMax, Inc. of our report dated October 17, 2003, with respect to the consolidated financial statements of MarineMax, Inc. 
included in the Annual Report (Form 10-K) for the year ended September 30, 2003.  

/s/ Ernst & Young LLP 

Exhibit 23.1 

Tampa, Florida  
December 29, 2003  

   
   
  
  
  
Exhibit 23.2 

NOTICE REGARDING CONSENT OF ARTHUR ANDERSEN LLP  

          Section 11(a) of the Securities Act of 1933 provides that if any part of a registration statement, when such part became effective, 
contained an untrue statement of a material fact, or omitted to state a material fact required to be stated therein or necessary to make the 
statements therein not misleading, any person acquiring a security pursuant to such registration statement (unless it is proved that at the time of 
such acquisition such person knew of such untruth or omission) may sue, among others, every accountant who has consented to be named as 
having prepared or certified any part of the registration statement, with respect to the statement in such registration statement, report, or 
valuation, which purports to have been prepared or certified by the accountant.  

          On June 3, 2002, MarineMax, Inc. (the “Company”) dismissed Arthur Andersen LLP (“Andersen”) as its independent auditor and 
appointed Ernst & Young LLP to replace Andersen. Prior to the date of filing this Form 10-K, Andersen ceased operations. As a result, after 
reasonable efforts, the Company has been unable to obtain Andersen’s written consent to the incorporation by reference of Andersen’s audit 
report dated October 18, 2001 appearing in the Company’s Form 10-K for the fiscal year ended September 30, 2001 into our Registration 
Statements (Reg. Nos. 333-63307, 333-69911, 333-85835, 333-30094, and 333-83332). Such audit report is included in this Form 10-K.  

          Under these circumstances, Rule 437a under the Securities Act of 1933 permits the Company to file this Form 10-K, which is 
incorporated by reference into the above listed registration statements, without a written consent from Andersen. However, as a result, 
Andersen will not have any liability under Section 11(a) of the Securities Act for any untrue statements of a material fact contained in the 
financial statements audited by Andersen or any omissions of a material fact required to be stated therein. Accordingly, you would be unable to 
assert a claim against Andersen under Section 11(a) of the Securities Act. The Company believes, however, that other persons who are liable 
under Section 11(a) of the Securities Act, including the officers and directors of the Company, may still rely on Andersen’s audit reports as 
being made by an expert under the due diligence defense provision of Section 11(b) of the Securities Act. The law in this area remains 
unsettled, however, and no assurance can be given that a court will find such reliance to be justified.  

   
   
Exhibit 31.1 

     I, William H. McGill Jr., certify that:  

     1. I have reviewed this annual report on Form 10-K of MarineMax, Inc.;  

CERTIFICATION  

     2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to 
make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period 
covered by this report;  

     3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material 
respects the financial condition, results of operations, and cash flows of the registrant as of, and for, the periods presented in this report;  

     4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as 
defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the registrant and have:  

     a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our 
supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by 
others within those entities, particularly during the period in which this report is being prepared;  

     b) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about 
the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and  

     c) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s 
most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably 
likely to materially affect, the registrant’s internal control over financial reporting; and  

     5. The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial 
reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent 
functions):  

     a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are 
reasonably likely to adversely affect the registrant’s ability to record, process, summarize, and report financial information; and  

     b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s 
internal control over financial reporting.  

Date: December 29, 2003 

/s/ WILLIAM H. MCGILL, JR. 

   William H. McGill Jr. 
   Chief Executive Officer 

   
   
  
     
  
  
  
  
  
  
  
  
  
  
  
Exhibit 31.2 

     I, Michael H. McLamb, certify that:  

     1. I have reviewed this report on Form 10-K of MarineMax, Inc.;  

CERTIFICATION  

     2. Based on my knowledge, this annual report does not contain any untrue statement of a material fact or omit to state a material fact 
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to 
the period covered by this report;  

     3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material 
respects the financial condition, results of operations, and cash flows of the registrant as of, and for, the periods presented in this report;  

     4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as 
defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the registrant and have:  

     a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our 
supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by 
others within those entities, particularly during the period in which this report is being prepared;  

     b) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about 
the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and  

     c) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s 
most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably 
likely to materially affect, the registrant’s internal control over financial reporting; and  

     5. The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial 
reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent 
functions):  

     a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are 
reasonably likely to adversely affect the registrant’s ability to record, process, summarize, and report financial information; and  

     b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s 
internal control over financial reporting.  

Date: December 29, 2003 

/s/ MICHAEL H. MCLAMB 

   Michael H. McLamb 
   Chief Financial Officer 

   
   
  
     
  
  
  
  
  
  
  
  
  
  
  
CERTIFICATION PURSUANT TO  
18 U.S.C. SECTION 1350,  
AS ADOPTED PURSUANT TO  
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002  

Exhibit 32.1 

     In connection with the Annual Report on Form 10-K of MarineMax, Inc. (the “Company”) for the fiscal year ended September 30, 2003, as 
filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, William H. McGill Jr., Chief Executive Officer of the 
Company, certify, to my best knowledge and belief, pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 
2002, that:  

(1)   The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m(a) or 

78o(d)); and 

(2)   The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the 

Company. 

December 29, 2003 

/s/ WILLIAM H. MCGILL JR. 

   William H. McGill Jr. 
   Chief Executive Officer 

   
   
  
  
  
     
  
  
  
  
  
  
  
  
  
  
  
CERTIFICATION PURSUANT TO  
18 U.S.C. SECTION 1350,  
AS ADOPTED PURSUANT TO  
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002  

Exhibit 32.2 

     In connection with the Annual Report on Form 10-K of MarineMax, Inc. (the “Company”) for the fiscal year ended September 30, 2003, as 
filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Michael H. McLamb, Chief Financial Officer of the 
Company, certify, to my best knowledge and belief, pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 
2002, that:  

(1)   The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m(a) or 

78o(d)); and 

(2)   The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the 

Company. 

/s/ MICHAEL H. MCLAMB 

   Michael H. McLamb 
   Chief Financial Officer 

December 29, 2003 

End of Filing  

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