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Match Group

mtch · NASDAQ Communication Services
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Sector Communication Services
Industry Internet Content & Information
Employees 5001-10,000
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FY2019 Annual Report · Match Group
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Table of Contents

As filed with the Securities and Exchange Commission on February 27, 2020

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K

☒

☐

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the Fiscal Year Ended December 31, 2019
Or

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from__________to__________                            
Commission File No. 000-20570

IAC/INTERACTIVECORP
(Exact name of registrant as specified in its charter)

Delaware

(State or other jurisdiction 
of incorporation or organization)

59-2712887

(I.R.S. Employer Identification No.)

555 West 18th Street, New York, New York 10011
(Address of registrant's principal executive offices)
(212) 314-7300
(Registrant's telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class 

Common Stock, par value $0.001

Trading Symbol

Name of exchange on which registered 

IAC
Securities registered pursuant to Section 12(g) of the Act:
None

The Nasdaq Stock Market LLC

Indicate by check mark if the Registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☒   No ☐

Indicate by check mark if the Registrant is not required to file reports pursuant to Section 13 or 15(d) of the Act. Yes ☐    No ☒

Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months

(or for such shorter period that the Registrant was required to file such reports) and (2) has been subject to such filing requirements for the past 90 days. Yes ☒    No ☐

Indicate by check mark whether the Registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this

chapter) during the preceding 12 months (or for such shorter period that the Registrant was required to submit such files). Yes ☒  No ☐

Indicate by check mark whether the Registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company. See

the definitions of "large accelerated filer," "accelerated filer," "smaller reporting company," and "emerging growth company" in Rule 12b-2 of the Exchange Act.

Large accelerated filer ☒ Accelerated filer 

☐

Non-accelerated filer

☐

Smaller reporting company

☐

Emerging growth company

☐

If an emerging growth company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying with any new or revised financial

accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the Registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐    No ☒

As of January 31, 2020, the following shares of the Registrant's Common Stock were outstanding:

Common Stock
Class B Common Stock

Total

78,970,141
5,789,499

84,759,640

The aggregate market value of the voting common stock held by non-affiliates of the Registrant as of June 30, 2019 was $16,892,708,488. For the purpose of the foregoing calculation

only, all directors and executive officers of the Registrant are assumed to be affiliates of the Registrant.

Portions of the Registrant's proxy statement for its 2020 Annual Meeting of Stockholders are incorporated by reference into Part III herein.

Documents Incorporated By Reference:

 
 
 
 
 
Business

Risk Factors

Unresolved Staff Comments

Properties

Legal Proceedings

Mine Safety Disclosures

TABLE OF CONTENTS

PART I

PART II

Market For Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

Selected Financial Data

Management's Discussion and Analysis of Financial Condition and Results of Operations

Item 1.

Item 1A.

Item 1B.

Item 2.

Item 3.

Item 4.

Item 5.

Item 6.

Item 7.

Item 7A.

Quantitative and Qualitative Disclosures About Market Risk

Item 8.

Consolidated Financial Statements and Supplementary Data

Note 1—Organization

Note 2—Summary of Significant Accounting Policies

Note 3—Income Taxes

Note 4—Business Combination

Note 5—Goodwill and Intangible Assets

Note 6—Financial Instruments and Fair Value Measurements

Note 7—Long-Term Debt

Note 8—Shareholders' Equity

Note 9—Accumulated Other Comprehensive Loss

Note 10—Earnings Per Share

Note 11—Stock-Based Compensation

Note 12—Segment Information

Note 13—Leases

Note 14—Commitments and Contingencies

Note 15—Related Party Transactions

Note 16—Benefit Plans

Note 17—Consolidated Financial Statement Details

Note 18—Quarterly Results (Unaudited)

Item 9.

Item 9A.

Item 9B.

Item 10.

Item 11.

Item 12.

Item 13.

Item 14.

Note 19—Subsequent Events

Changes in and Disagreements With Accountants on Accounting and Financial Disclosure

Controls and Procedures

Other Information

Directors, Executive Officers and Corporate Governance

Executive Compensation

PART III

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

Certain Relationships and Related Transactions, and Director Independence

Principal Accounting Fees and Services

Item 15.

Exhibits and Financial Statement Schedules

PART IV

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Item 1.    Business

Who We Are

PART I

OVERVIEW

IAC operates Vimeo, Dotdash and Care.com, among many other businesses, and also has majority ownership of both Match Group, which includes Tinder,

Match, PlentyOfFish and OkCupid, and ANGI Homeservices, which includes HomeAdvisor, Angie’s List and Handy.

As used herein, “IAC,” the “Company,” “we,” “our,” “us” and similar terms refer to IAC/InterActiveCorp and its subsidiaries (unless the context requires

otherwise).

Our History

IAC, initially a hybrid media/electronic retailing company, was incorporated in 1986 in Delaware under the name Silver King Broadcasting Company, Inc.
After several name changes (first to HSN, Inc., then to USA Networks, Inc., USA Interactive and InterActiveCorp, and finally, to IAC/InterActiveCorp) and the
completion of a number of significant corporate transactions over the years, the Company transformed itself into a leading media and Internet company.

From 1997 to 2005, we acquired a number of e-commerce companies, including Ticketmaster Group, Hotel Reservations Network (later renamed

Hotels.com), Expedia.com, Match.com, LendingTree, Hotwire, TripAdvisor and AskJeeves.

In 2005, we completed the separation of our travel and travel‑related businesses and investments into an independent public company called Expedia, Inc.
(now known as Expedia Group, Inc.). In 2008, we separated into five independent, publicly traded companies: IAC, HSN, Inc. (now part of Qurate Retail, Inc.),
Interval Leisure Group, Inc. (now part of Marriott Vacations Worldwide Corporation), Ticketmaster (now part of Live Nation, Inc.) and Tree.com, Inc.

From 2008 to 2014, we continued to invest in and acquire e-commerce companies, including Meetic, About.com (now known as Dotdash), Dictionary.com

and Investopedia. In 2015, we acquired Plentyoffish Media Inc. and completed the initial public offering of Match Group, Inc.

In 2016: (i) we acquired a controlling interest in MyHammer Holding AG, a leading home services platform in Germany, and (iii) through Vimeo, we

acquired VHX, a platform for premium over-the-top (OTT) subscription video channels. In 2017: (i) we completed the combination of the businesses in our former
HomeAdvisor segment with those of Angie’s List, Inc. under a new publicly traded holding company that we control, ANGI Homeservices Inc. ("ANGI
Homeservices"), (ii) we acquired controlling interests in HomeStars Inc and MyBuilder Limited, leading home services platforms in Canada and the United
Kingdom , respectively, and (iii) through Vimeo, we acquired Livestream Inc., a leading live video solution.

In 2018, we: (i) we acquired Handy Technologies, Inc., a leading platform in the United States for connecting consumers looking for household services

(primarily cleaning and handyman services) with top-quality, pre-screened independent service professionals, through ANGI Homeservices, (ii) acquired a
controlling interest in Bluecrew, a technology driven staffing platform exclusively for flexible W-2 work, and (iii) sold our Dictionary.com business, the television
business of Electus (including Notional), and our Felix and CityGrid businesses.

In 2019, IAC made a $250 million investment in Turo, a leading peer-to-peer car sharing marketplace, and acquired a controlling interest in Nursefly, a
temporary health care staffing platform. In addition, through Vimeo, we acquired Magisto, a video creation service enabling businesses and consumers to create
short-form videos.

On December 19, 2019, IAC entered into a Transaction Agreement (the "Transaction Agreement") with Match Group, Inc., IAC Holdings, Inc., a direct
wholly owned subsidiary of IAC ("New IAC"), and Valentine Merger Sub LLC, an indirect wholly owned subsidiary of IAC. Subject to the terms and conditions
set forth in the Transaction Agreement, the businesses of Match Group, Inc. will be separated from the remaining businesses of IAC through a series of
transactions that will result in: (i) the pre-transaction stockholders of IAC owning shares in two, separate public companies (IAC, which will be renamed Match
Group, Inc. ("New Match") and which will own the businesses of Match Group, Inc. and certain IAC financing subsidiaries, and New IAC, which will be renamed
IAC/InterActiveCorp and which will own IAC's other businesses), and (ii) the pre-transaction stockholders of Match Group, Inc. (other than IAC) owning shares in
New Match (the "Separation"). Completion of the Separation, which is expected to occur in mid-second quarter of 2020, is subject to a number of conditions,
including

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approval by a majority of the disinterested shareholders of Match Group, Inc., approval of IAC’s shareholders and other customary conditions and approvals.

In February 2020, IAC acquired Care.com, a leading global platform for finding and managing family care, designed to meet the evolving needs of today's
families and caregivers. Care.com also provides household payroll and tax services and customized corporate benefits packages covering the care needs of working
families.

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EQUITY OWNERSHIP AND VOTE

IAC has outstanding shares of common stock, with one vote per share, and shares of Class B common stock, with ten votes per share and which are

convertible into common stock on a share for share basis. As of the date of this report, Barry Diller, IAC’s Chairman and Senior Executive, his spouse (Diane von
Furstenberg) and his stepson (Alexander von Furstenberg), collectively beneficially own 5,789,499 shares of Class B common stock representing 100% of the
outstanding shares of Class B common stock. Together with shares of common stock held as of the date of this report by Mr. Diller personally (6,063), Mr. von
Furstenberg personally (64,296), a trust for the benefit of certain members of Mr. Diller’s family (136,711) and a family foundation (1,711), these holdings
represent approximately 42.5% of the total outstanding voting power of IAC (based on the number of shares of common and Class B common stock outstanding on
January 31, 2020). As of the date of this report, Mr. Diller also holds 1,300,000 vested options to purchase shares of common stock.

In addition, pursuant to an amended and restated governance agreement between IAC and Mr. Diller, for so long as Mr. Diller serves as IAC’s Chairman and

Senior Executive and he beneficially owns (within the meaning of Rule 13d-3 of the Securities Exchange Act of 1934, as amended) at least 5,000,000 shares of
Class B common stock and/or common stock in which he has a pecuniary interest (including IAC securities beneficially owned by him directly and indirectly
through trusts for the benefit of certain members of his family), he generally has the right to consent to limited matters in the event that IAC’s ratio of total debt to
EBITDA (as defined in the governance agreement) equals or exceeds four to one over a continuous twelve-month period.

As a result of IAC securities beneficially owned by Mr. Diller and certain members of his family, Mr. Diller and these family members are, collectively,
currently in a position to influence, subject to our organizational documents and Delaware law, the composition of IAC’s Board of Directors and the outcome of
corporate actions requiring shareholder approval, such as mergers, business combinations and dispositions of assets, among other corporate transactions

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Match Group

Overview

DESCRIPTION OF IAC BUSINESSES

Our Match Group segment consists of the businesses and operations of Match Group, Inc. (“Match Group”). Through Match Group, we operate a portfolio of

dating brands, including Tinder®, Match®, Meetic®, OkCupid®, Hinge®, Pairs™, PlentyOfFish®, and OurTime®, as well as a number of other brands, each
designed to increase our users’ likelihood of finding a meaningful connection. As of December 31, 2019, IAC’s ownership and voting interests in Match Group
were 80.7% and 97.5%, respectively.

Services

Through Match Group, we are a leading provider of dating products available in over 40 languages all over the world through applications and websites that

we own and operate. As of December 31, 2019, there were approximately 9.3 million Average Subscribers to our dating products (calculated by summing the total
number of users who purchased one of our subscription-based dating products at the end of each day in the year ended December 31, 2019, divided by the number
of calendar days in such year).

Dating is a highly personal endeavor and consumers have a wide variety of preferences that determine what type of dating product they choose. As a result,

our strategy focuses on a portfolio approach of various brands in order to reach a broad range of users. The following is a list of our key brands:

Tinder. Tinder was launched in 2012, and has since risen to scale and popularity faster than any other product in the online dating category, growing to over

5.9 million subscribers as of the quarter ended December 31, 2019. Tinder’s distinctive Swipe feature has led to significant adoption, particularly among the
millennial and younger generations, which were previously underserved by the online dating category. Tinder employs a freemium model, through which users can
enjoy many of the core features of Tinder for free, including limited use of the Swipe Right® feature with unlimited communication with other users. However, to
enjoy premium features, such as unlimited use of the Swipe Right feature, a Tinder user must subscribe to either Tinder Plus®, launched in early 2015, or Tinder
GoldTM, which was launched in late summer 2017. Tinder users and subscribers may also pay for certain premium features, such as Super Likes TM and Boosts, on
a pay-per-use or à la carte basis.

Match. Match was launched in 1995 and helped create the online dating category. Among its distinguishing features are the ability to search profiles, receive

algorithmic matches and attend live events (promoted by Match) with other subscribers. Additionally, Match offers its customers a higher level of services relative
to levels of most other dating brands, including access to date coaching services. Match is a brand that focuses on users with a high level of intent to enter into a
relationship and its product and marketing are designed to reinforce that approach. Match relies heavily on word-of-mouth traffic, repeat usage and paid marketing.

Meetic. Meetic, a leading European online dating brand based in France, was launched in 2001. Similar to Match, among its distinguishing features are the

ability to search profiles, receive algorithmic matches and attend live events (promoted by Meetic) with other subscribers and non-subscribers from time to time.
Also, similar to Match, Meetic is a brand that focuses on users with a high level of intent to enter into a relationship and its product and marketing are designed to
reinforce that approach. Meetic relies heavily on word-of-mouth traffic, repeat usage and paid marketing.

OkCupid. OkCupid was launched in 2004, and has attracted users through a Q&A approach to the dating category. Similar to Tinder, OkCupid relies on a
freemium model. OkCupid has a loyal, highly educated user base predominately located in major cities in the United States and the United Kingdom, with an
increasing presence in other global markets, such as India.

Hinge. Hinge was launched in 2012 and has grown to be a popular dating application for relationship-minded consumers, particularly among the millennial
and younger generations, in the United States and the United Kingdom. Following a series of primary investments, Match Group acquired a controlling stake in
Hinge in June 2018 and purchased all of the remaining outstanding equity in December 2018. Hinge is a mobile-only experience and relies on a freemium model.
Hinge focuses on users with a high level of intent to enter into a relationship and its product is designed to reinforce that approach.

Pairs. Pairs was launched in 2012 and is a leading provider of dating products in Japan, with a presence in Taiwan and South Korea. Pairs is a dating
application that was specifically designed to address social barriers generally associated with the use of dating products in Eastern Asian countries, particularly
Japan.

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PlentyOfFish. PlentyOfFish was launched in 2003. Similar to Match, among its distinguishing features is the ability to both search profiles and receive

algorithmic matches. Similar to Tinder, PlentyOfFish has grown in popularity over the years and relies on a freemium model. PlentyOfFish has broad appeal in the
central United States, Canada, the United Kingdom and a number of other international markets.

OurTime. OurTime has the largest community of singles over age 50 of any dating product. We offer this product in the United States and a number of

European markets.

All of our dating products enable users to establish a profile and review the profiles of other users without charge. Each product also offers additional features,

some of which are free and some of which are paid, depending on the particular product. In general, access to premium features requires a subscription, which is
typically offered in packages (primarily ranging from one month to six months), depending on the product and circumstance. Prices differ meaningfully within a
given brand by the duration of subscription purchased, the bundle of paid features that a user chooses to access and whether or not a subscriber is taking advantage
of any special offers. In addition to subscriptions, many of our dating products offer users certain features, such as the ability to promote themselves for a given
period of time or to review certain profiles without any signaling to other users, and these features are offered on a pay‑per‑use (or à la carte ) basis. The precise
mix of paid and premium features is established over time on a brand‑by‑brand basis and is constantly subject to iteration and evolution.

Revenue

Match Group direct revenue is primarily derived from users in the form of recurring subscriptions, with the balance derived from non-recurring fees paid for à

la carte features. In addition to direct revenue generated by users, Match Group also generates indirect revenue from advertising.

Marketing

Certain of our brands attract the majority of their users through word-of-mouth and other free channels. Our other brands rely on paid user acquisition efforts

for a significant percentage of their users. Our online marketing activities generally consist of social media advertising, banner and other display advertising, search
engine marketing, e-mail campaigns, video advertising, business development or partnership deals, creating content and hiring influencers to promote our dating
products. Our offline marketing activities generally consist of television advertising and related public relations efforts.

Competition

The dating industry is competitive and has no single, dominant brand globally. We compete with a number of other companies that provide similar dating and

matchmaking products.

In addition to other online dating brands, we compete with social media platforms and offline dating services, such as in‑person matchmakers. Arguably, our

biggest competition comes from the traditional ways that people meet each other and the choices some people make to not utilize dating products or services.

We believe that our ability to compete successfully in the case of our dating business will depend primarily upon the following factors:

•

•

•

•

•

•

our ability to continue to increase consumer acceptance and adoption of dating products, particularly in emerging markets and other parts of the world

where the stigma is beginning to erode;

continued growth in Internet access and smart phone adoption in certain regions of the world, particularly emerging markets;

the continued strength of Match Group brands;

the breadth and depth of Match Group active user communities relative to those of its competitors;

our ability to evolve our dating products and develop new products in response to competitor offerings, user requirements, social trends, the ever-evolving
technological landscape and the ever-changing regulatory landscape (in particular, as it relates to the regulation of consumer digital media
platforms);

our ability to efficiently acquire new users for our dating products;

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•

•

our ability to continue to optimize our monetization strategies; and

the design and functionality of our dating products.

Lastly, since a large portion of dating customers use multiple products over a given period of time, either concurrently or sequentially, we believe our broad

portfolio of dating brands is a competitive advantage.

ANGI Homeservices

Overview

Our ANGI Homeservices segment includes the North American (United States and Canada) and European businesses and operations of ANGI Homeservices

Inc. (“ANGI”), a publicly-traded company formed on September 29, 2017 to facilitate the combination of IAC’s HomeAdvisor business and Angie’s List, Inc.
(“Angie’s List”). As of December 31, 2019, IAC’s economic and voting interest in ANGI Homeservices was 84.1% and 98.1%, respectively.

Through ANGI Homeservices’ various brands, including HomeAdvisor and Angie’s List, we allow consumers to research, match and connect with service

professionals through our websites and mobile applications or by voice assistants.

ANGI Homeservices acquired Handy Technologies, Inc. (“Handy”), a leading platform in the United States for connecting individuals looking for household

services (primarily cleaning and handyman services) with top-quality, pre-screened independent service professionals, in October 2018. ANGI Homeservices
acquired Fixd Repair, LLC and Fixd Services LLC (collectively, “Fixd Repair”), a home warranty and service company, in January 2019.

ANGI Homeservices also owns and operates mHelpDesk, a provider of cloud-based field service software for small to mid-size businesses, and CraftJack, a

third-party lead generation service that connects home service professionals with consumers looking to complete home projects.

In addition to its leading U.S. operations, ANGI Homeservices owns leading home services online marketplaces in France (Travaux), Germany (MyHammer),

Netherlands (Werkspot) and Italy (Instapro), and owns controlling stakes in leading home services online marketplaces in the United Kingdom (MyBuilder) and
Canada (HomeStars), as well as has operations in Austria through its MyHammer business.

Services

Overview. The HomeAdvisor digital marketplace service (“HomeAdvisor”) connects consumers with service professionals nationwide for home repair,
maintenance and improvement projects. HomeAdvisor provides consumers with tools and resources to help them find local, pre-screened and customer-rated
service professionals, as well as instantly book appointments online. HomeAdvisor also connects consumers with service professionals instantly by telephone, as
well as offers several home services-related resources, such as cost guides for different types of home services projects. Handy connects consumers looking for
household services (primarily cleaning and handyman services) with top-quality, pre-screened independent service professionals. Together, we refer to the
HomeAdvisor and Handy businesses in the United States as the “Marketplace.” All Marketplace matching services, related tools and directories are provided to
consumers free of charge.

As of December 31, 2019, the Marketplace had a network of approximately 220,000 service professionals, each of whom paid for consumer matches or
completed a job sourced through the HomeAdvisor and/or Handy platforms in December 2019 and/or had an active HomeAdvisor membership subscription on
December 31, 2019. Collectively, these service professionals provided services in more than 500 categories and 400 discrete markets in the United States, ranging
from cleaning and installation services to simple home repairs and larger home remodeling projects. The Marketplace generated approximately 27.4 million service
requests during the year ended December 31, 2019. Service requests consist of fully completed domestic service requests submitted to HomeAdvisor and
completed jobs sourced through the HomeAdvisor and Handy platforms.

Angie’s List connects consumers with service professionals for local services through a nationwide online directory of service professionals in over 700
service categories, as well as provides consumers with valuable tools, services and content (including verified reviews), to help them research, shop and hire for
local services. Consumers can access the Angie's List nationwide directory and related basic tools and services free of charge, as well as purchase membership
packages. Angie’s List also sells time-based website, mobile and call center advertising to service professionals.

7

Marketplace Consumer Services. Consumers can submit a request to be matched with a Marketplace service professional through the HomeAdvisor and
Handy platforms, as well as through certain paths on the Angie’s List platform and various third-party affiliate platforms. Depending on the nature of the service
request and the path through which it was submitted, consumers are generally matched with up to four HomeAdvisor service professionals, a Handy service
professional or a combination of HomeAdvisor service professionals and service professionals from the Angie’s List nationwide directory (as and if available for
the given service request).

Matches made through HomeAdvisor platforms and paths and various third-party affiliate platforms are made by way of HomeAdvisor’s proprietary

algorithm, based on several factors (including the type of services desired, location and the number of service professionals available to fulfill the request).
Matches made through Handy platforms and paths are based on the type of service desired, location and the date and time the consumer wants the service to be
provided.

In all cases, service professionals may contact consumers with whom they have been matched directly and consumers can generally review profiles, ratings

and reviews of presented service professionals and select the service professional whom they believe best meets their specific needs. Consumers are under no
obligation to work with any service professional(s) referred by or found through any ANGI Homeservices branded platforms or third-party affiliate platforms.

For matches described above, in the case of HomeAdvisor service professionals, consumers are responsible for booking the service and paying the service
professional directly. In the case of Handy service professionals, consumers request services and pay for such services directly through the Handy platform and
then Handy fulfills the request with independently established home services providers engaged in a trade, occupation and/or business that customarily provides
such services.

In addition to the general matching services described above, HomeAdvisor also provides several on-demand services, including Instant Booking and Instant

Connect (patent-pending). Also, in the case of certain tasks, HomeAdvisor provides a pre-priced product offering, pursuant to which consumers can request
services through a HomeAdvisor platform and pay HomeAdvisor for the services directly. HomeAdvisor then fulfills the request with independently established
home services providers engaged in a trade, occupation and/or business that customarily provides such services. Lastly, consumers can also access the online
HomeAdvisor True Cost Guide, which provides project cost information for more than 400 project types nationwide, as well as a library of home services-related
content.

In addition to the general matching services described above, in certain markets, consumers can also submit a request to book a specific Handy service
professional for a given job. Also, consumers who purchase furniture, electronics, appliances and other home-related items from select third-party retail partners
online (and in certain markets, in store) can simultaneously purchase assembly, installation and other related services to be fulfilled by Handy service
professionals, which are then paid for directly through the applicable third-party retail partner platform.

Marketplace Service Professional Services. HomeAdvisor service professionals pay fees for consumer matches and membership subscription fees for
HomeAdvisor memberships and related mHelpDesk subscription products and services, which are available for purchase at the option of service professionals
through HomeAdvisor’s sales force. The basic HomeAdvisor annual membership package includes membership in the HomeAdvisor network of service
professionals, as well as access to consumer matches through HomeAdvisor platforms and a listing in the HomeAdvisor online directory and certain other affiliate
directories, among other benefits. Handy service professionals who self-register on the Handy platform are provided with access to a pool of consumers seeking
service professionals.

Angie's List Consumer Services. Through Angie’s List, consumers can currently register and search for a service professional in the Angie’s List nationwide
online directory and/or be matched with a service professional. Consumers who register can access ratings and reviews and search for service professionals, as well
as access certain promotions. Two premium membership packages are available for fee, which packages include varying degrees of online and phone support,
access to exclusive promotions and features and the award-winning Angie’s List print magazine.

Angie's List Service Professional Services. Angie’s List provides service professionals with a variety of services and tools, including certification. Generally,

service professionals with an overall member grade below a “B” are not eligible for certification. Service professionals must satisfy certain criteria for certification,
including retaining the requisite member grade, passing certain criminal background checks and attesting to proper licensure requirements. Once eligibility criteria
are satisfied, service professionals must purchase term-based advertising to obtain certification. As of December 31, 2019, there were approximately 37,000
certified service professionals under contract for advertising.

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Certified service professionals rotate among the first service professionals listed in directory search results for an applicable category, with non-certified

service professionals appearing below certified service professionals in directory search results. Certified service professionals can also provide exclusive
promotions to members. When consumers choose to be matched with a service professional, HomeAdvisor’s proprietary algorithm will determine where a given
service professional appears within related results.

Revenue

ANGI Homeservices revenue is primarily derived from: (i) consumer connection revenue, which consists of fees paid by HomeAdvisor service professionals
for consumer matches (regardless of whether the service professional ultimately provides the requested service) and fees from completed jobs sourced through the
HomeAdvisor and Handy platforms, and (ii) HomeAdvisor service professional membership subscription fees. Consumer connection revenue varies based upon
several factors, including the service requested, product experience offered and geographic location of service.

Revenue is also derived from: (i) sales of time-based website, mobile and call center advertising to service professionals, (ii) membership subscription fees

from consumers and (iii) service warranty subscription and other services revenue.

Marketing

ANGI Homeservices primarily markets its products and services to consumers primarily through digital marketing (primarily paid search engine marketing,

display advertising and third-party affiliate agreements) and traditional offline marketing (national television and radio campaigns), as well as through e-mail.
Pursuant to third-party affiliate agreements, third parties agree to advertise and promote HomeAdvisor products and services (and those of HomeAdvisor service
professionals) on their platforms. In exchange for these efforts, these third parties are paid a fixed fee when visitors from their platforms click through and submit a
valid service request through HomeAdvisor, or when visitors submit a valid service request on the affiliate platform and the affiliate transmits the service request to
HomeAdvisor. ANGI Homeservices products and services are also marketed to consumers through relationships with select third-party retail partners and, to a
lesser extent, through partnerships with other contextually related websites and direct mail.

ANGI Homeservices markets HomeAdvisor matching services and membership subscriptions and related mHelpDesk subscription products and services to
service professionals primarily through its Golden, Colorado based sales force, as well as through sales forces in Denver, Colorado; Colorado Springs, Colorado
(through December 31, 2019); Lenexa, Kansas; New York, New York; Indianapolis, Indiana; and Chicago, Illinois. These products and services are also marketed,
together with Handy products and services and HomeAdvisor’s various directories, through paid search engine marketing, digital media advertising and direct
relationships with trade associations and manufacturers. Term-based advertising and related products are marketed to service professionals primarily through the
Indianapolis based sales force.

Competition

The home services industry is highly competitive and fragmented, and in many important respects, local in nature. ANGI Homeservices competes with, among
others: (i) search engines and online directories, (ii) home and/or local services-related platforms, (iii) providers of consumer ratings, reviews and referrals and (iv)
various forms of traditional offline advertising (primarily local in nature), including radio, direct marketing campaigns, yellow pages, newspapers and other offline
directories. We also compete with local and national retailers of home improvement products that offer or promote installation services. We believe our biggest
competition comes from the traditional methods most people currently use to find service professionals, which are by word-of-mouth and through referrals.

We believe that our ability to compete successfully will depend primarily upon the following factors:

•

•

•

the size, quality, diversity and stability of our network of service professionals and the breadth of our online directory listings;

our ability to consistently generate service requests and jobs through the Marketplace and leads through our online directories that convert into revenue

for service professionals in a cost-effective manner;

our ability to increasingly engage with consumers directly through our platforms, including our various mobile applications (rather than through search

engine marketing or via free search engine referrals);

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•

•

the functionality of our websites and mobile applications and the attractiveness of their features and our products and services generally to consumers and
service professionals, as well as our continued ability to introduce new products and services that resonate with consumers and service professionals
generally;

our ability to continue to build and maintain awareness of, and trust in and loyalty to, our various brands, particularly our Angie’s List, HomeAdvisor and

Handy brands; and

the quality and consistency of the service professional pre-screening processes and ongoing quality control efforts, as well as the reliability, depth and

timeliness of customer ratings and reviews.

Vimeo

Overview

Vimeo operates a global video platform for creative professionals, small and medium businesses ("SMBs"), organizations and enterprises to connect with their
audiences, customers and employees. Vimeo provides cloud-based Software-as-a-Service ("SaaS") offerings that allow customers to create, host, stream, monetize,
analyze and distribute videos online and across devices. Vimeo offers these services under the Vimeo, Magisto (acquired in 2019) and Livestream (acquired in
2017) brands.

Services

Vimeo offers its video services on a self-serve basis directly through Vimeo’s websites and applications. Self-serve plans currently offered by Vimeo include,

among others, its Plus, Pro, Business and Premium plans. These and other self-serve plans may provide subscribers with the following capabilities: video storage
and bandwidth, live streaming capabilities, video editing and creation tools with video templates and stock content, robust video privacy controls, team
collaboration and management tools, review and workflow tools, detailed analytics, monetization, lead generation and marketing tools, priority support and the
ability to publish videos on third party platforms. Vimeo’s various self-serve plans are designed for various categories of end users. For example, the Plus self-
serve plan primarily targets solo creators and freelancers, while the other self-serve plans target creative professionals and agencies, SMBs, marketers and larger
organizations.

Vimeo also offers enterprise-level video solutions. In addition to all or some subset of self-serve plan capabilities, enterprise plans may provide subscribers

with: customer-branded websites and applications (for subscription video distribution) and features that facilitate organizational use, such as single-sign on
functionality, service level commitments and live customer support. Enterprise plans currently offered by Vimeo primarily include plans that provide subscribers
with the ability to distribute videos through subscription channels via over-the-top applications or enterprise-level live streaming tools, as well as customized plans.
The subscriber base for Vimeo’s various enterprise plans primarily includes media businesses, Fortune 500 companies, faith-based organizations and government
agencies.

In all cases, the precise mix of capabilities within a given plan depends on the type and tier of plan purchased. Vimeo believes that the range of capabilities
available through its various self-serve and enterprise plans provides the video tools necessary for every business, of every size, to grow with video. Self-serve
subscription plans are available on a monthly or annual basis and enterprise plans are generally available on an annual basis and to a lesser extent, on a multi-year
basis. Prices for self-serve and enterprise plans differ meaningfully depending upon the type and tier of plan purchased.

As of December 31, 2019, there were approximately 1.2 million subscribers to Vimeo's various self-serve and enterprise plans (including the Magisto video

creation application).

In addition to the paid self-serve and enterprise plans described above, Vimeo generally makes basic features, such as video hosting and sharing capabilities,

available to registered users free of charge.

 Marketing

        Vimeo's paid plans (self-serve and enterprise plans) are marketed directly through Vimeo's various websites and applications. Users can subscribe to various
types and tiers of self-serve plans directly through entry points on these channels, as well as register for free basic features. Historically, a large percentage of
subscribers were former free users who upgraded to a self-serve plan through upgrade opportunities displayed on Vimeo's various websites and applications, and
users and subscribers have generally also upgraded to higher-priced tiers over time as their needs increase and Vimeo’s product

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offerings become more robust. As a result, Vimeo actively markets to its base of nearly 150 million registered members (including registered free users and paid
subscribers of Vimeo and Magisto services) to drive conversion and upgrades to paid plans, primarily through e-mail campaigns and, to a lesser extent, targeted
display advertising on social media platforms. Vimeo's various self-serve plans and free basic features are also available through the Apple App Store and Google
Play Store. Vimeo also markets and sells enterprise plans to various types of businesses and organizations through its sales force, as well as through certain third
parties.

        Vimeo's various services are marketed through online marketing efforts, including paid search engine marketing, social media, e-mail campaigns, display
advertising and affiliate marketing. These services are also marketed through offline marketing efforts, such as conferences and events.

Revenue

        Vimeo revenue is derived primarily from annual and monthly SaaS subscription fees paid by subscribers for self-serve and enterprise plans.

Competition

Vimeo competes with a variety of online video platforms, from free, ad-based video sharing services directed at users to niche workflow and distribution
solutions directed at professionals and enterprises. We believe that Vimeo differentiates itself from its competitors by providing an ad-free, high quality user
experience and one-stop professional solution that is easy to use and affordable.

We believe that Vimeo’s ability to compete successfully will depend primarily upon the following factors:

•

•

•

•

•

•

•

the quality of its technology platforms, video tools and user experience;

whether its SaaS premium subscription plans resonate with customers, particularly with SMBs and enterprises;

its ability to drive visitors to its platforms and acquire paid subscribers in a sustainable manner through various forms of direct marketing or direct sales.

its ability to retain existing subscribers by continuing to provide a compelling value proposition and convert non-paying users into subscribers;

the continued ability of users to distribute Vimeo-hosted content across third-party platforms and the prominence and visibility of such content within

search engine results and social media platforms;

its ability to host and stream high-bandwidth video on a scalable platform; and

the recognition and strength of the Vimeo brand relative to competitor brands.

Dotdash

Overview

Dotdash is a portfolio of digital publishing brands providing expert information and inspiration in select vertical content categories to over 90 million users

each month.

Content

As of the date of this report, our Dotdash business consisted of the following brands:

•

the Verywell family of brands, providing information and resources through which users can explore a full spectrum of health and wellness topics, from
comprehensive information on medical conditions to advice on fitness, nutrition, mental health, pregnancy and more;

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•

•

•

•

•

•

•

•

•

the Spruce family of brands, providing information and resources relating to home decor, home repair, recipes, cooking techniques, pets and crafts, as
well as practical, real-life tips and inspiration to help users create their best home;

the Balance family of brands, providing information and resources relating to personal finance, career and small business topics that makes personal
finance easy to understand and where users can find clear, practical, and straightforward personal financial advice;

Investopedia, an online resource that provides investment and personal finance education, information and resources;

Lifewire, a leading online technology information property that provides expert-created, real-world technology information, resources and content with
informative visuals and straightforward instruction that help users fix tech gadgets, learn how to perform specific tech tasks, and find the best tech
products;

TripSavvy, a travel website written by real experts (not anonymous reviewers) where users can find useful travel advice and inspiration from destinations
around the world;

Byrdie and MyDomaine, beauty and lifestyle websites where users can find beauty and style advice and curated home-design inspiration, fresh recipes and
healthy relationship;

Brides, a leading online resource that inspires and guides users as they make decisions from pre-engagement to honeymoon and is committed to bringing
its users an inclusive look at the world of weddings with every type of couple, every type of wedding and every type of celebration;

Liquor.com, a lifestyle website featuring award-winning articles, hand-selected recipes, bar guides and more;

TreeHugger.com, a leading online resource for news and information related to sustainability, as well as green news, solutions, and product information;

• Mother Nature Network, a leading online resource for news and information related to the environment and responsible living; and

•

ThoughtCo, a leading online information and reference site with a focus on expert-created education content where users can find answers to questions
and information regarding a broad range of disciplines, including science, technology and math, languages, and the humanities and the arts;

Through these brands, we provide original and engaging digital content in a variety of formats, including articles, illustrations, videos, and images. We work

with hundreds of experts in their respective fields to create the content that it publishes, including doctors, chefs and certified financial advisors, among others.

Revenue

Dotdash revenue consists principally of digital advertising revenue and performance marketing revenue. Digital advertising revenue is generated primarily
through digital display advertisements sold directly by our sales team and through programmatic advertising networks. Performance marketing revenue includes
affiliate commerce and performance marketing commissions. Affiliate commerce commission revenue is generated when Dotdash refers users to commerce partner
websites resulting in a purchase or transaction. Performance marketing commissions are generated on a cost-per-click or cost-per-new account basis.

Marketing

We market Dotdash content through a variety of digital distribution channels, including search engines, social media platforms and via direct navigation to

Dotdash sites. Users who engage with Dotdash brands are invited to share Dotdash content and sign up for Dotdash e-mail newsletters.

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Competition

Dotdash competes with a wide variety of parties in connection with its efforts to attract and retain users and advertisers. Competitors primarily include other

online publishers and destination websites with brands in similar vertical content categories and social channels.

Some of Dotdash’s current competitors have longer operating histories, greater brand recognition, larger user bases and/or greater financial, technical or

marketing resources than Dotdash does. As a result, they have the ability to devote comparatively greater resources to the development and promotion of their
content, which could result in greater market acceptance of their content relative to Dotdash content.

We believe that Dotdash’s ability to compete successfully will depend primarily upon the following factors:

•

•

•

•

the quality and freshness of the content and features on Dotdash websites, relative to those of its competitors;

its ability to successfully create or acquire content (or the rights thereto) in a cost-effective manner;

the relevance, expertise and authority of the content featured on Dotdash websites; and

its ability to successfully drive visitors to Dotdash’s portfolio of digital brands in a cost-effective manner.

Applications    

Overview

Our Applications segment consists of our Desktop business and Mosaic Group, our mobile business. Through these businesses, we are a leading provider of

global, advertising-driven desktop and subscription-based mobile applications.

Desktop

Through our Desktop business, we own and operate a portfolio of desktop browser applications that provide users with access to a wide variety of online
content, tools and services. Aligned around the common theme of making the lives of users easier in just a few clicks, these products span a myriad of categories,
including: FromDocToPDF, through which users can convert documents from one format into various others; MapsGalaxy, through which users can access
accurate street maps, local traffic conditions and aerial and satellite street views; and GetFormsOnline, through which users can access essential forms (tax,
healthcare, travel and more) online. Users who download our desktop browser applications are provided with new tab search services, as well as the option of
default browser search services. Desktop browser applications are distributed to consumers free of charge on an opt-in basis directly through direct to consumer
(primarily the Chrome Web Store) and partnership distribution channels.

Through our Desktop business, we also develop, distribute and provide a suite of Slimware-branded desktop-support software and services, including:
DriverUpdate®, which scans, identifies and completes required updates to device-to-PC communicating drivers; SlimCleaner® software, which cleans, updates,
secures and optimizes computer operating systems; and Slimware® Premium Support, a subscription service that provides subscribers with 24/7 access to remote
tech support for their computers, mobile phones and other digital devices.

Mosaic Group

Through Mosaic Group, we are a leading provider of global subscription mobile applications. Mosaic Group’s products are developed by the following owned

and operated businesses: Apalon, iTranslate (acquired in March 2018) and TelTech (acquired in October 2018). As of December 31, 2019, Mosaic Group had
approximately 3.6 million mobile paying subscribers.

Apalon is a leading mobile development company with one of the largest and most popular application portfolios worldwide. iTranslate develops and

distributes some of the world’s most downloaded mobile translation applications, enabling users to read, write, speak and learn foreign languages anywhere in the
world. TelTech develops and distributes unique and innovative mobile communications applications that help protect consumer privacy.

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Through Mosaic Group, collectively, we operated 39 branded mobile applications in 28 languages across 173 countries as of December 31, 2019. These
branded mobile applications consist of applications spanning a variety of categories, each designed to meet the varying and unique needs of subscribers and
enhance their daily lives, including: iTranslate, through which subscribers can connect and communicate across over 100 languages; Robokiller, which thwarts
both telemarketing and illegal spam phone calls; NOAA Radar, which provides up-to-date weather information and storm tracking worldwide; Scanner for Me,
which allows users to create, sign and edit PDFs using the camera on their mobile phones; Productive, a goal-setting and habit-tracking app that allows consumers
to better plan and control their lives; and Planes Live, a go-to companion application for frequent fliers. Mosaic Group’s various branded mobile applications are
distributed to subscribers primarily through the Apple App Store and Google Play Store.

Mosaic Group believes it has the personnel, systems and expertise necessary to build and scale leading mobile applications and grow mobile subscription
businesses. By applying these resources and skills to both organically developed and acquired mobile applications, Mosaic Group has demonstrated success in
scaling mobile applications across a wide variety of utility and productivity categories. With a deep commitment to delivering continuing value to its subscribers
and users and a continued focus on entering new categories, data-driven decision-making based on key performance indicators and best-in-class data modeling,
user acquisition and optimization teams, Mosaic Group has grown to become one of the world’s leading mobile subscription businesses. 

Revenue

Desktop revenue largely consists of advertising revenue generated principally through the display of paid listings in response to search queries. Paid listings
are advertisements displayed on search results pages that generally contain a link to advertiser websites. The substantial majority of the paid listings displayed by
the Desktop business is supplied by Google Inc. (“Google”) pursuant to a services agreement with Google.

Pursuant to this agreement, Desktop businesses that provide search services transmit search queries to Google, which in turn transmits a set of relevant and

responsive paid listings back to these businesses for display in search results. This ad-serving process occurs independently of, but concurrently with, the
generation of algorithmic search results for the same search queries. Google paid listings are displayed separately from algorithmic search results and are identified
as sponsored listings on search results pages. Paid listings are priced on a price per click basis and when a user submits a search query through one of our Desktop
business and then clicks on a Google paid listing displayed in response to the query, Google bills the advertiser that purchased the paid listing and shares a portion
of the fee charged to the advertiser with us. See “Item 1A-Risk Factors-We depend upon arrangements with Google.”

To a lesser extent, Desktop revenue also includes fees related to subscription-based downloadable desktop applications, as well as display advertisements.

Mosaic Group revenue consists primarily of fees related to subscription downloadable mobile applications distributed through the Apple App Store and

Google Play Store and, to a significantly lesser extent, revenue generated from display advertisements.

Marketing

We market our Desktop applications to users primarily through digital display advertisements and paid search engine marketing efforts, as well as through a
number of affiliate advertisers. We market our mobile applications to users primarily through digital storefronts (primarily the Apple App Store and Google Play
Store) and digital display advertisements on social media, messaging and media platforms, as well as in-app and cross-app advertising.

Competition

The Applications industry is competitive and has no single, dominant desktop or mobile application brand globally. The Desktop business competes with a
number of other companies that develop and market similar desktop browser application products and distribute them through direct to consumer and third-party
agreements. We also compete with search engines to provide users with new tab, homepage and/or default search services. We believe that the ability of our
Desktop business to compete successfully will depend primarily upon the following factors:

•

its ability to maintain industry-leading monetization solutions for desktop browser applications in response to evolving technology and changing
requirements from operators of large platforms, including Google;

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•

•

•

the size and stability of its global base of installed desktop application products and the ability to grow this base;

the continued creation of desktop browser applications that resonate with consumers, which depends upon the continued ability to bundle attractive
features, content and services (some of which may be owned by third parties);

its ability to differentiate its desktop browser applications from those of competitors; and

its ability to market and distribute desktop browser applications through direct to consumer (primarily the Chrome Web Store) and third-party channels in
a cost-effective manner.

Mosaic Group competes with many mobile application companies that provide similar free and paid mobile application products. We also compete with

services provided by non-mobile, analog and disparate sources, along with certain digital companies whose competitive products are ancillary or immaterial to
their primary sources of revenue.

We believe that the ability of Mosaic Group to compete successfully will depend primarily upon the following factors:

•

•

•

•

•

•

•

the continued growth of consumer adoption of free and paid mobile applications generally and related engagement levels;

its ability to operate its various mobile applications as a scalable platform;

its ability to retain existing subscribers and acquire new subscribers in a cost-effective manner;

its ability to market and distribute its mobile applications through third party digital app stores, including the Google Play Store and the Apple App Store,

in a cost-effective manner;

its ability to continue to optimize its marketing and monetization strategies;

the continued growth of smartphone adoption in certain regions of the world, particularly emerging markets;

the continued strength of Mosaic Group brands; and 

• its ability to introduce new and enhanced mobile applications in response to competitor offerings, consumer preferences, platform demands, social trends and

evolving technological landscape.

Emerging & Other

Overview

Our Emerging & Other segment primarily includes:

• Ask Media Group, through which we provide general search services, and to a lesser extent, content, through a variety of owned and operated websites that

help users find the information they need;

• Care.com, a leading global platform for finding and managing family care, designed to me the evolving needs of today's families and caregivers, and provider
of household payroll and tax services, customized corporate benefits packages covering the care needs of working families and innovative new ways for
caregivers to be paid and obtain professional benefits;

• Bluecrew, a technology driven platform exclusively for flexible W-2 work, with job seekers turning to Bluecrew for sustainable and reliable employment that

fits their schedules across a broad range of industries, including warehousing, logistics, e-commerce, events, delivery and hospitality;

•  NurseFly, a temporary health care staffing platform acquired in June 2019;

• The Daily Beast, a website dedicated to news, commentary, culture and entertainment that publishes original reporting and opinion from its roster of full-time

journalists and contributors; and

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• IAC Films, a provider of production and producer services for feature films, primarily for initial sale and distribution through theatrical releases and video-

on-demand services in the United States and internationally.

Revenue

Ask Media Group’s revenue consists primarily of advertising revenue generated principally through the display of paid listings in response to search queries,

as well as from display advertisements appearing alongside content on its various websites and, to a lesser extent, affiliate commerce commission revenue.

Care.com generates revenue primarily through subscription fees from families and caregivers to its suite of products and services, as well as though annual
contracts with corporate employers who provide access to Care.com’s suite of products and services as an employee benefit and through contracts with businesses
that recruit employees through (and advertise on) its platform.

Bluecrew revenue consists of service revenue, which is generated through staffing workers.

NurseFly revenue consists of subscription revenue, which is generated through recruiting agencies that seek access to qualified healthcare professionals.

The Daily Beast revenue consists of advertising revenue, which is generated primarily through display advertisements (sold directly and through

programmatic ad sales), and to a lesser extent, affiliate commerce commission revenue.

Revenue of IAC Films is generated primarily through media production and distribution.

Employees

As of December 31, 2019, IAC had approximately 8,700 full-time employees worldwide, the substantial majority of which provided services to our brands and

business located in the United States. We believe that we generally have good relationships with our employees.
Additional Information

Company Website and Public Filings

The Company maintains a website at www.iac.com. Neither the information on the Company’s website, nor the information on the website of any IAC
business, is incorporated by reference into this annual report, or into any other filings with, or into any other information furnished or submitted to, the SEC.

The Company makes available, free of charge through its website, its Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q and Current Reports on

Form 8-K (including related amendments) as soon as reasonably practicable after they have been electronically filed with (or furnished to) the SEC.

Code of Ethics

The Company’s code of ethics applies to all employees (including IAC’s principal executive officers, principal financial officer and principal accounting
officer) and directors and is posted on the Investor Relations section of the Company's website at www.iac.com/Investors under the “Code of Ethics” tab. This code
of ethics complies with Item 406 of SEC Regulation S-K and the rules of The Nasdaq Stock Market LLC. Any changes to the code of ethics that affect the
provisions required by Item 406 of Regulation S-K (and any waivers of such provisions of the code of ethics for IAC’s executive officers, senior financial officers
or directors) will also be disclosed on IAC’s website.

Item 1A.    Risk Factors

Cautionary Statement Regarding Forward-Looking Information

This annual report on Form 10-K contains “forward‑looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. The use

of words such as “anticipates,” “estimates,” “expects,” “plans” and “believes,” among others, generally identify forward-looking statements. These forward-
looking statements include, among others, statements relating to: IAC’s future financial performance, IAC’s business prospects and strategy, including the
separation of Match Group

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from IAC, anticipated trends and prospects in the industries in which IAC’s businesses operate and other similar matters. These forward-looking statements are
based on IAC management's expectations and assumptions about future events as of the date of this annual report, which are inherently subject to uncertainties,
risks and changes in circumstances that are difficult to predict.

Actual results could differ materially from those contained in these forward‑looking statements for a variety of reasons, including, among others, the risk
factors set forth below. Other unknown or unpredictable factors that could also adversely affect IAC’s business, financial condition and results of operations may
arise from time to time. In light of these risks and uncertainties, the forward‑looking statements discussed in this annual report may not prove to be accurate.
Accordingly, you should not place undue reliance on these forward-looking statements, which only reflect the views of IAC management as of the date of this
annual report. IAC does not undertake to update these forward‑looking statements.

Risk Factors

Risks Related to Our Business and Operations

Our success depends, in substantial part, on our continued ability to market, distribute and monetize our products and services through search engines, digital
app stores and social media platforms.

The marketing, distribution and monetization of our products and services depends on our ability to cultivate and maintain cost-effective and otherwise
satisfactory relationships with search engines, digital app stores and social media platforms, in particular, those operated by Google, Apple and Facebook. These
platforms could decide not to market and distribute some or all of our products and services, change their terms and conditions of use at any time (and without
notice), favor their own products and services over ours and/or significantly increase their fees. While we expect to maintain cost-effective and otherwise
satisfactory relationships with these platforms, no assurances can be provided that we will be able to do so and our inability to do so in the case of one or more of
these platforms could have a material adverse effect on our business, financial condition and results of operations.

In particular, as consumers increasingly access our products and services through applications (both mobile and desktop), we (primarily in the case of our

Match Group and Mosaic Group businesses) increasingly depend upon the Apple App Store and the Google Play Store to distribute our mobile and desktop
browser applications. Both Apple and Google have broad discretion to change their respective terms and conditions applicable to the distribution of our mobile
applications, including those relating to the amount of (and requirement to pay) certain fees associated with purchases facilitated by Apple and Google through our
mobile applications, their ability to interpret their respective terms and conditions in ways that may limit, eliminate or otherwise interfere with our ability to
distribute applications through their stores, the features we may provide in our products and services, our ability to access information about our subscribers and
users that they collect and the manner in which we market in-app products. Apple or Google could also make changes to their operating systems or payment
services that could negatively affect our businesses. We cannot assure you that Apple or Google will not limit, eliminate or otherwise interfere with the distribution
of our applications, the features we provide in our products and services, our ability to access information about our subscribers and users that they collect and the
manner in which we market our in-app products. To the extent either or both of them do so, our business, financial condition and results of operations could be
adversely affected.

In addition, the use of certain of our products and services also depends, in part, on social media platforms. For example, many users of Match Group’s

Tinder, Hinge and certain other dating products historically registered for (and logged into) these dating products exclusively through their Facebook profiles.
While Match Group launched an alternate authentication method that allows users to register for (and log into) Tinder, Hinge and other affected products using
their mobile phone number, no assurances can be provided that users will no longer register for (and log into) these products through their Facebook profiles.
Facebook has broad discretion to change its terms and conditions applicable to the data collected by its platform (and the use of such data) and to interpret its terms
and conditions in ways that could limit, eliminate or otherwise interfere with our ability to use Facebook as an authentication method or to allow Facebook to use
such data to gain a competitive advantage. If any such event were to occur, our, business, financial condition and results of operations could be adversely affected.

Our success depends, in part, upon the continued migration of certain markets and industries online and the continued growth and acceptance of online
products and services as effective alternatives to traditional offline products and services.

Through our various businesses, we provide a variety of online products and services that continue to compete with their traditional offline counterparts. We
believe that the continued growth and acceptance of online products and services generally will depend, to a large extent, on the continued growth in commercial
use of the Internet (particularly abroad) and the continued migration of traditional offline markets and industries online.

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For example, the success of the businesses within our Match Group segment depends, in substantial part, on the continued migration of the dating market

online, our ability to continue to provide dating products that users find more efficient, effective, comfortable and convenient relative to traditional means of
meeting people and the continued erosion of stigma surrounding online dating (particularly in emerging markets and other parts of the world). If for any reason the
dating market does not continue to migrate online as quickly as (or at lower levels than) we expect and/or a meaningful number of users do not embrace our dating
products (and/or return to offline dating products and services), our business, financial condition and results of operations could be adversely affected.

Similarly, the success of the businesses within our ANGI Homeservices segment and our Care.com business depends, in substantial part, on the continued
migration of the home services and care-related services markets online. If for any reason these markets do not migrate online as quickly as (or at lower levels
than) we expect and consumers and service professionals (and members and caregivers) continue, in large part, to rely on traditional offline efforts to connect with
one another, our business, financial condition and results of operations could be adversely affected.

Lastly, as it relates to our advertising-supported businesses, our success also depends, in part, on our ability to compete for a share of available advertising
expenditures as more traditional offline and emerging media companies continue to enter the online advertising market, as well as on the continued growth and
acceptance of online advertising generally. If for any reason online advertising is not perceived as effective (relative to traditional advertising) and related mobile
and other advertising models are not accepted, web browsers, software programs and/or other applications that limit or prevent advertising from being displayed
become commonplace and/or the industry fails to effectively manage click fraud, the market for online advertising will be negatively impacted. Any lack of growth
in the market for online advertising could adversely affect our business, financial condition and results of operations.

Marketing efforts designed to drive visitors to our various brands and businesses may not be successful or cost-effective.

Traffic building and conversion initiatives involve considerable expenditures for online and offline advertising and marketing. We have made, and expect to
continue to make, significant expenditures for search engine marketing (primarily in the form of the purchase of keywords, which we purchase primarily through
Google and, to a lesser extent, Microsoft and Yahoo!), online display advertising and traditional offline advertising (including television and radio campaigns) in
connection with these initiatives, which may not be successful or cost-effective. Historically, we have had to increase advertising and marketing expenditures over
time in order to attract and convert consumers, retain users and sustain our growth.

Our ability to market our brands on any given property or channel is subject to the policies of the relevant third-party seller, publisher of advertising (including
search engines and social media platforms with extraordinarily high levels of traffic and numbers of users) or marketing affiliate. As a result, we cannot assure you
that these parties will not limit or prohibit us from purchasing certain types of advertising (including the purchase by IAC of advertising with preferential
placement), advertising certain of our products and services and/or using one or more current or prospective marketing channels in the future. If a significant
marketing channel took such an action generally, for a significant period of time and/or on a recurring basis, our business, financial condition and results of
operations could be adversely affected. In addition, if we fail to comply with the policies of third-party sellers, publishers of advertising and/or marketing affiliates,
our advertisements could be removed without notice and/or our accounts could be suspended or terminated, any of which could adversely affect our business,
financial condition and results of operations.

In addition, our failure to respond successfully to rapid and frequent changes in the pricing and operating dynamics of search engines, as well as changing

policies and guidelines applicable to keyword advertising (which may be unilaterally updated by search engines without advance notice), could adversely affect
both our paid search engine marketing efforts and free search engine traffic. Such changes could adversely affect paid listings (both their placement and pricing), as
well as the ranking of our brands and businesses within search results, any or all of which could increase our costs (particularly if free traffic is replaced with paid
traffic) and adversely affect the effectiveness of our marketing efforts overall.

Evolving consumer behavior (specifically, increased consumption of media through digital means) can also affect the availability of cost-effective marketing
opportunities. To continue to reach consumers, engage with users and grow in this environment, we will need to identify and devote more of our overall marketing
expenditures to newer digital advertising channels (such as online video and other digital platforms), as well as target consumers and users via these channels.
Since newer advertising channels are undeveloped and unproven relative to traditional channels (such as television), it could be difficult to assess returns on our
related marketing investments, which could adversely affect our business, financial condition and results of operations.

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Lastly, certain of our businesses also enter into various arrangements with third parties (including advertising agencies) to drive visitors to our various brands
and businesses, which arrangements are generally more cost-effective than traditional marketing efforts. If these businesses are unable to renew existing (and enter
into new) arrangements of this nature, sales and marketing costs as a percentage of revenue would increase over the long-term, which could adversely affect our
business, financial condition and results of operations. In addition, the quality and convertibility of traffic and leads generated through third-party arrangements are
dependent on many factors, most of which are outside our control. If the quality and/or convertibility of traffic and leads do not meet the expectations of the users
of our various products and services, our paid listings providers and/or advertisers, our business, financial condition and results of operations could be adversely
affected.

Our brands and businesses operate in especially competitive and evolving industries.

The industries in which our brands and businesses operate are competitive, with a consistent and growing stream of new products and entrants. Some of our
competitors may enjoy better competitive positions in certain geographical areas, user demographics and/or other key areas that we currently serve or may serve in
the future. Generally (and particularly in the case of the businesses within our Match Group and ANGI Homeservices segments), we compete with social media
platforms with access to large existing pools of potential users and their personal information, which means these platforms can drive visitors to their products and
services, as well as better tailor products and service to individual users, at little to no cost relative to our efforts. For example, our dating business competes with
Facebook, which introduced a dating feature on its platform that it has rolled out in North America and certain other markets and has stated it plans to roll out
globally. We also compete generally with search engine providers and online marketplaces that can market their products and services online in a more prominent
and cost-effective manner than we can. Any of these advantages could enable our competitors to offer products and services that are more appealing to consumers
than our products and services, respond more quickly and/or cost effectively than we do to evolving market opportunities and trends and/or display their own
integrated or related products and services in a more prominent manner than our products and services in search results, which could adversely affect our business,
financial condition and results of operations.

In addition, costs to switch among products and services are low or non-existent and consumers generally have a propensity to try new products and services

(and use multiple products and services simultaneously). As a result, we expect the continued emergence of new products and services, entrants and business
models in the various industries in which our brands and businesses operate. Our inability to compete effectively against new products, services and competitors
could result in decreases in the size and levels of engagement of our various user and subscriber bases, which could adversely affect our business, financial
condition and results of operations.

We rely on Internet search engines to drive traffic to our various properties. Certain operators of search engines offer products and services that compete
directly with our products and services. If links to websites offering our products and services are not displayed prominently in search results, traffic to our
properties could decline and our business could be adversely affected.

        In addition to paid marketing, we rely heavily on Internet search engines, such as Google, to drive traffic to our properties through their unpaid search results.
Although search results have allowed us to attract a large audience with low organic traffic acquisition costs in the past, if they fail to continue to drive sufficient
traffic to our properties, we may need to increase our marketing spend to acquire additional traffic. We cannot assure you that the value we ultimately derive from
any such additional traffic would exceed the cost of acquisition, and any increase in marketing expense may in turn harm our operating results.

        The amount of traffic we attract from search engines is due in large part to how and where information from (and links to websites offering our products and
services) are displayed on search engine results pages. The display, including rankings, of unpaid search results can be affected by a number of factors, many of
which are not in our direct control, and may change frequently. Search engines have made changes in the past to their ranking algorithms, methodologies and
design layouts that have reduced the prominence of links to websites offering our products and services, and negatively impacted traffic to such websites, and we
expect that search engines will continue to make such changes from time to time in the future.

        However, we may not know how (or otherwise be in a position) to influence actions of this nature taken by search engines. With respect to search results in
particular, even when search engines announce the details of their methodologies, their parameters may change from time to time, be poorly defined or be
inconsistently interpreted.

        In addition, in some instances, search engines may change their displays or rankings in order to promote their own competing products or services, or the
products or services of one or more of our competitors. Any such action could negatively impact the search rankings of links to websites offering our products and
services, or the prominence with which such links appear in search results. Our success depends on the ability of our products and services to maintain a prominent
position in search results, and in the event operators of search engines promote their own competing products in the future in a manner that

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has the effect of reducing the prominence or ranking of our products and services, our business, financial condition and results of operations could be adversely
affected.

Our success depends, in part, on our ability to build, maintain and/or enhance our various brands.

Through our various businesses, we own and operate a number of widely known consumer brands with strong brand appeal and recognition within their
respective markets and industries, as well as a number of emerging brands that we are in the process of building. We believe that our success depends, in large part,
on our continued ability to maintain and enhance our established brands, as well as build awareness of (and loyalty to) our emerging brands. Events that could
adversely impact our brands and brand-building efforts include (among others): product and service quality concerns, consumer complaints and lawsuits,
ineffective advertising, inappropriate and/or unlawful actions taken by users, service professionals and caregivers, actions taken by governmental or regulatory
authorities, data protection and security breaches and related bad publicity. The occurrence or any of these events could, in turn, adversely affect our business,
financial condition and results of operations.

Our success depends, in part, on our ability to continue to develop and monetize versions of our products and services for mobile and other digital devices.

As consumers increasingly access our products and services through mobile and other digital devices (including through digital voice assistants), we will need

to continue to devote significant time and resources to ensure that our products and services are accessible across these platforms (and multiple platforms
generally). If we do not keep pace with evolving online, market and industry trends (including the introduction of new and enhanced digital devices and changes in
the preferences and needs of our users and consumers generally), offer new and/or enhanced products and services in response to such trends that resonate with
consumers, monetize products and services for mobile and other digital devices as effectively as our traditional products and services and/or maintain related
systems, technology and infrastructure in an efficient and cost-effective manner, our business, financial condition and results of operations could be adversely
affected.

In addition, the success of our mobile and other digital products and services depends on their interoperability with various third-party operating systems,

technology, infrastructure and standards, over which we have no control. Any changes to any of these things that compromise the quality or functionality of our
mobile and digital products and services could adversely affect their usage levels and/or our ability to attract consumers and advertisers, which could adversely
affect our business, financial condition and results of operations.

Our brands and businesses are sensitive to general economic events or trends, particularly those that adversely impact advertising spending levels and
consumer confidence and spending behavior.

A significant portion of our consolidated revenue (and a substantial portion of our net cash from operations that we can freely access), is attributable to online

advertising, primarily revenue from our Dotdash and Applications segments and our Ask Media Group business. Accordingly, events and trends that result in
decreased advertising expenditures and/or levels of consumer confidence and discretionary spending could adversely affect our business, financial condition and
results of operations.

Similarly, the businesses within our ANGI Homeservices segment are particularly sensitive to events and trends that could result in consumers delaying or
foregoing home services projects and/or service professionals being less likely to pay for consumer matches and Marketplace subscriptions, which could result in
decreases in Marketplace service requests and directory searches. Any such decreases could result in turnover at the Marketplace and/or in any of our directories,
adversely impact the number and quality of service professionals at the Marketplace and in our directories and/or adversely impact the reach of (and breath of
services offered through) the Marketplace and our directories, any or all of which could adversely affect our business, financial condition and results of operations.

Our ability to communicate with our users, subscribers and consumers via e-mail (or other sufficient means) is critical to our success.

As consumers increasingly communicate via mobile and other digital devices and messaging and social media apps, usage of e-mail (particularly among
younger consumers) has declined and we expect this trend to continue. In addition, deliverability and other restrictions could limit or prevent our ability to send e-
mails to users, subscribers and consumers. A continued and significant erosion in our ability to communicate with users, subscribers and consumers via e-mail
could adversely impact the user experience, engagement levels and conversion rates, which could adversely affect our business, financial condition and results of
operations. We cannot assure you that any alternative means of communication (for example, push notifications and text messaging) will be as effective as e-mail
has been historically.

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Our success depends, in part, on our ability to access, collect and use personal data about our users and subscribers.

We depend on search engines, digital app stores and social media platforms, in particular, those operated by Google, Apple and Facebook, to market,
distribute and monetize our products and services. Our subscribers and users engage with these platforms directly, and in the case of digital app stores, may be
subject to requirements regarding the use of their payment systems for various transactions. As a result, these platforms may receive personal data about our users
and subscribers that we would otherwise receive if we transacted with our users and subscribers directly. Certain of these platforms have restricted our access to
personal data about our users and subscribers obtained through their platforms. If these platforms limit or increasingly limit, eliminate or otherwise interfere with
our ability to access, collect and use personal data about our users and subscribers that they have collected, our ability to identify and communicate with a
meaningful portion of our user and subscriber bases may be adversely impacted. If so, our customer relationship management efforts, our ability to identify, target
and reach new segments of our user and subscriber bases and the population generally, the efficiency of our paid marketing efforts, the rates we are able to charge
advertisers seeking to reach users and subscribers on our various properties and our ability to develop and implement safety features, policies and procedures for
certain of our products and services could be adversely affected. We cannot assure you that search engines, digital app stores and social media platforms upon
which we rely will not limit or increasingly limit, eliminate or otherwise interfere with our ability to access, collect and use personal data about our users and
subscribers that they have collected. To the extent that any or all of them do so, our business, financial condition and results of operations could be adversely
affected.

We may need to offset increasing digital app store fees by decreasing traditional marketing expenditures, increasing user volume or monetization per user or
by engaging in other efforts to increase revenue or decrease costs generally.

We increasingly rely upon the Apple App Store and the Google Play Store to distribute the mobile applications of our various businesses. While some of our
mobile applications are generally free to download from these stores, many of our mobile applications (primarily our dating and Mosaic Group applications) are
subscription-based and/or offer in-app à la carte features for a fee. We determine the prices at which these subscriptions and à la carte features are sold; however,
all related purchases must be processed through the in-app payment systems provided by Apple and, to a lesser extent, Google. As a result, we pay Apple and
Google, as applicable, a meaningful share (generally 30%, and in the case of subscription-based products, 30% for the first twelve months of a subscription and
15% thereafter) of the revenue we receive from these transactions. While we are constantly innovating on and creating our own payment systems and methods,
given the increasing distribution of our mobile applications through digital app stores and strict in-app payment system requirements, we may need to offset these
increased digital app store fees by decreasing traditional marketing expenditures as a percentage of revenue, increasing user volume or monetization per user or
engaging in other efforts to increase revenue or decrease costs generally, or our business, financial condition and results of operations could be adversely affected.
Additionally, to the extent Google changes its terms and conditions or practices to require us to process purchases of subscriptions and à la carte features through
its in-app payment system, our business, financial condition and results of operations could be adversely affected.

Our success depends, in part, of the ability of ANGI Homeservices and Care.com to establish and maintain relationships with quality service professionals and
caregivers.

We will need to continue to attract, retain and grow the number of skilled and reliable service professionals who can provide home services across ANGI
Homeservices platforms and caregivers who can provide care-related services across Care.com platforms. If we do not offer innovative products and services that
resonate with consumers and service professionals (and members and caregivers) generally, as well provide service professionals and caregivers with an attractive
return on their marketing and advertising investments, the number of service professionals and caregivers affiliated with ANGI Homeservices and Care.com
platforms, respectively, would decrease. Any such decrease would result in smaller and less diverse networks and directories of service professionals and
caregivers, and in turn, decreases in service requests, directory searches and member requests for caregivers, which could adversely impact our business, financial
condition and results of operations.

We depend upon arrangements with Google.

A meaningful portion of our consolidated revenue (and a substantial portion of our net cash from operations that we can freely access) is attributable to a
services agreement with Google. Pursuant to this agreement, we display and syndicate paid listings provided by Google in response to search queries generated by
users of our Applications and Ask Media Group properties. In exchange for making our search traffic available to Google, we receive a share of the revenue
generated by the paid listings supplied to us, as well as certain other search‑related services. Our current agreement with Google expires on March 31, 2020. In
February 2019, we amended this agreement, effective as of April 1, 2020, to extend the expiration date of our agreement to March 31, 2023; provided, however,
that beginning September 2020 and each September thereafter, we or Google may, after discussion with the other party, terminate the services agreement, effective
on September 30 of the year

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following the year such notice is given. We believe that the amended agreement, taken as a whole, is comparable to our current agreement with Google.

The amount of revenue we receive from Google depends on a number of factors outside of our control, including the amount Google charges for

advertisements, the efficiency of Google’s system in attracting advertisers and serving up paid listings in response to search queries and parameters established by
Google regarding the number and placement of paid listings displayed in response to search queries. In addition, Google makes judgments about the relative
attractiveness (to advertisers) of clicks on paid listings from searches performed on our properties and these judgments factor into the amount of revenue we
receive. Google also makes judgments about the relative attractiveness (to users) of paid listings from searches performed on our properties and these judgments
factor into the number of advertisements we can purchase. Changes to the amount Google charges advertisers, the efficiency of Google’s paid listings network,
Google's judgment about the relative attractiveness to advertisers of clicks on paid listings from our properties or to the parameters applicable to the display of paid
listings generally could result in a decrease in the amount of revenue we receive from Google and could adversely affect our business, financial condition and
results of operations. We have experienced such changes in the past and such changes could come about in the future for a number of reasons, including general
market conditions, competition or policy and operating decisions made by Google. In the past, Google has made changes to its policies under our services
agreement, as well as made industry-wide changes to its policies and practices, that have negatively impacted our Desktop and Ask Media Group businesses.

Our services agreement with Google also requires that we comply with certain guidelines for the use of Google brands and services, including the Chrome
browser and Chrome Web Store. These guidelines govern which of our products and applications may access Google services or be distributed through its Chrome
Web Store, and the manner in which Google’s paid listings are displayed within search results across various third-party platforms and products (including our
properties). Our services agreement also requires that we establish guidelines to govern certain activities of third parties to whom we syndicate paid listings,
including the manner in which these parties drive search traffic to their websites and display paid listings. Google may generally unilaterally update its policies and
guidelines without advance notice, which could in turn require modifications to, prohibit and/or render obsolete certain of our products, services and/or business
practices or impair the distribution of some of our products and services, any of which could be costly to address or otherwise adversely affect our business,
financial condition and results of operations. Google has made changes in the past that have adversely affected our results of operations and may do so again in the
future. Noncompliance with Google’s guidelines by us or the third parties to whom we are permitted to syndicate paid listings or through which we secure
distribution arrangements for certain of our Applications and Ask Media Group properties could, if not cured, result in the suspension of some or all Google
services to our properties (or the websites of our third-party partners) and/or the termination of the services agreement by Google.

The termination of the services agreement by Google, the curtailment of our rights under the agreement, including the failure to allow our products to access
Google services (whether pursuant to the terms thereof or otherwise), and/or the failure of Google to perform its obligations under the agreement would have an
adverse effect on our business, financial condition and results of operations. If any of these events were to occur, we may not be able to find another suitable
alternate provider of paid listings (or if an alternate provider were found, the economic and other terms of the agreement and the quality of paid listings may be
inferior relative to our arrangements with, and the paid listings supplied by, Google) or otherwise replace the lost revenues.

Foreign currency exchange rate fluctuations could adversely affect us.

We operate in various foreign markets, primarily in various jurisdictions within the European Union, and as a result, are exposed to foreign exchange risk for

both the Euro and British Pound (“GBP”). During the fiscal years ended December 31, 2019 and 2018, approximately 35% and 34% of our total revenues,
respectively, were international revenues. We translate international revenues into U.S. Dollar-denominated results. As a result, as foreign currency exchange rates
fluctuate, the translation of the statement of operations of our international businesses into U.S. Dollars affects the period-over-period comparability of operating
results. We are also exposed to foreign currency exchange gains and losses to the extent we or our subsidiaries conduct transactions in, and/or have assets and/or
liabilities that are denominated in, a currency other than the relevant entity's functional currency. For details regarding exchange rates and foreign currency
exchange gains and losses for the fiscal years ended December 31, 2019 and 2018, see “Item 7A-Quantitative and Qualitative Disclosures About Market Risk-
Foreign Currency Exchange Risk.”

The exit from the European Union by the United Kingdom may cause disruptions to capital and currency markets worldwide, and the full impact of this event
remains uncertain. The exit from the European Union by the United Kingdom could result in exchange rate and other market and economic volatility, which could
adversely affect our operating results.

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We have not hedged foreign currency exposures historically given that related gains or losses were not material to the Company. As we continue to grow and

expand our international operations, our exposure to foreign exchange rate fluctuations will increase and if significant, could adversely affect our business,
financial condition and results of operations.

We may not be able to protect our systems, technology and infrastructure from cyberattacks and cyberattacks experienced by third parties may adversely affect
us.

We are regularly under attack by perpetrators of malicious technology-related events, such as the use of botnets, malware or other destructive or disruptive

software, distributed denial of service attacks, phishing, attempts to misappropriate user information and account login credentials and other similar malicious
activities. The incidence of events of this nature (or any combination thereof) is on the rise worldwide. While we continuously develop and maintain systems
designed to detect and prevent events of this nature from impacting our systems, technology, infrastructure, products, services and users, have invested (and
continue to invest) heavily in these efforts and related personnel and training and deploy data minimization strategies (where appropriate), these efforts are costly
and require ongoing monitoring and updating as technologies change and efforts to overcome preventative security measures become more sophisticated. Despite
these efforts, some of our systems have experienced past security incidents, none of which had a material adverse effect on our business, financial condition and
results of operations, and we could experience significant events of this nature in the future.

Any event of this nature that we experience could damage our systems, technology and infrastructure and/or those of our users, prevent us from providing our

products and services, compromise the integrity of our products and services, damage our reputation, erode our brands and/or be costly to remedy, as well as
subject us to investigations by regulatory authorities, fines and/or litigation that could result in liability to third parties. Even if we do not experience such events
firsthand, the impact of any such events experienced by third parties could have a similar effect. We may not have adequate insurance coverage to compensate for
losses resulting from any of these events. If we (or any third-party with whom we do business or otherwise rely upon) experience(s) an event of this nature, our
business, financial condition and results of operations could be adversely affected.

If personal, confidential or sensitive user information that we maintain and store is breached or otherwise accessed by unauthorized persons, it may be costly
to mitigate and our reputation could be harmed.

We receive, process, store and transmit a significant amount of personal, confidential or sensitive user information and, in the case of certain of our products

and services, enable users to share their personal information with each other. While we continuously develop and maintain systems designed to protect the
security, integrity and confidentiality of this information, we cannot guarantee that inadvertent or unauthorized use or disclosure will not occur or that third parties
will not gain unauthorized access to this information. When such events occur, we may not be able to remedy them, we may be required by law to notify regulators
and impacted individuals and it may be costly to mitigate the impact of such events and to develop and implement protections to prevent future events of this
nature from occurring. When breaches of security (ours or that of any third-party we engage to store information) occur, we could face governmental enforcement
actions, significant fines, litigation (including consumer class actions) and the reputation of our brands and business could be harmed, any or all of which could
adversely affect our business, financial condition and results of operations. In addition, if any of the search engines, digital app store or social media platform
through which we market, distribute and monetize our products and services were to experience a breach, third parties could gain unauthorized access to personal
data about our users and subscribers, which could indirectly harm the reputation of our brands and businesses and in turn, adversely affect our business, financial
condition and results of operations. See also “-The processing, storage, use and disclosure of personal data could give rise to liabilities and increased costs.”

Credit card data security breaches or fraud that we or third parties experience could adversely affect us.

Certain of our businesses accept payment (including recurring payments) via credit and debit cards and certain online payment service providers. The ability

of these businesses to access payment information on a real time‑basis without having to proactively reach out to users to process payments is critical to our
success.

When we or a third party (including credit card processing companies, as well as any business that offers products and services online or offline generally)
experience a data security breach involving credit card information, affected cardholders will often cancel their cards. In the case of a breach experienced by a
third-party, the more sizable the third-party’s customer base, the greater the number of accounts impacted and the more likely it is that our users would be impacted
by such a breach. If such a breach impacts our users, we would need to contact affected users to obtain new payment information. It is likely that we would not be
able to reach all users impacted by the breach, and even if we could, new payment information for some users

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may not be obtained and pending transactions may not be processed, which could adversely affect our business, financial condition and results of operations.

Even if our users are not directly impacted by a given data security breach, they may lose confidence in the ability of providers of online products and services

to protect their personal information generally. As a result, they may stop using their credit cards online and choose alternative payment methods that are not as
convenient for IAC or restricts our ability to process payments without significant effort, which could adversely affect our business, financial condition and results
of operations.

If we fail to prevent credit card data security breaches and fraudulent credit card transaction, we could face litigation, governmental enforcement actions, fines,

civil liability, diminished public perception of our security measures, higher credit card-related costs and substantial remediation costs, or credit card processors
could cease doing business with ut, any of which could adversely affect our business, financial condition and results of operations.

The processing, storage, use and disclosure of personal data could give rise to liabilities and increased costs.

We receive, transmit and store a large volume of personal information and other user data in connection with the provision of online products and services, the

processing of search queries and the display of advertising on our various properties. The manner in which we share, store, use, disclose and protect this
information is determined by the respective privacy and data security policies of our various businesses, as well as federal, state and foreign laws and regulations
and evolving industry standards and practices, which are changing, and in some cases, inconsistent and conflicting and subject to differing interpretations. In
addition, new laws, regulations, standards and practices of this nature are proposed and adopted from time to time.

For example, a comprehensive European Union privacy and data protection reform, the General Data Protection Regulation (the “GDPR”), became effective

in May 2018. The GDPR, which applies to companies that are organized in the European Union or otherwise provide services to (or monitor) consumers who
reside in the European Union, imposes significant penalties (monetary and otherwise) for non-compliance, as well as provides a private right of action for
individual claimants. The GDPR will continue to be interpreted by European Union data protection regulators, which may require that we make changes to our
business practices, and could generate additional risks and liabilities. The European Union is also considering an update to its Privacy and Electronic
Communications Directive to impose stricter rules regarding the use of cookies.

In addition, in October 2015, the European Court of Justice invalidated the U.S.-EU Safe Harbor framework that had been in place since 2000 for the transfer of

personal data from the European Economic Area (the “EEA”) to the United States. Although U.S. and European Union authorities reached a political agreement
for the transfer of personal data from the EEA to the United States in February 2016 (the “EU-U.S. Privacy Shield”), it is facing mounting legal challenges. Certain
of our businesses continue to rely on the EU-U.S. Privacy Shield and it is unclear what effect these challenges will have on transfers of personal data from the EEA
to the United States in reliance on this framework going forward. If these businesses can no longer rely on the EU-U.S. Privacy Shield in connection with the
transfer of personal data from the EEA to the United States, they would need to make changes to their respective business practices to ensure compliance with the
GDPR, which could be costly and adversely affect our business, financial condition and results of operations.

Also, the exit from the European Union by the United Kingdom could result in the application of new and conflicting data privacy and protection laws and
standards to our operations in the United Kingdom and our handling of personal data of users located in the United Kingdom. At the same time, many jurisdictions
abroad in which we do business have already or are currently considering adopting privacy and data protection laws and regulations.

Moreover, multiple legislative proposals concerning privacy and the protection of user information are being considered by the U.S. Congress and various
U.S. state legislatures (including those in Illinois, New York, Virginia and Washington). Other U.S. state legislatures have already enacted privacy legislation, one
of the strictest and most comprehensive of which is the California Consumer Privacy Act of 2018, which became effective January 1, 2020 (the “CCPA”). The
CCPA provides new data privacy rights for California consumers, including the right to know what personal information is being collected about them and how it
is being used, as well as significant rights over the use of their personal information (including the right to have such information deleted and the right to object to
the sale of such information) and new operational requirements for businesses (primarily providing consumers with enhanced privacy-related disclosures). The
CCPA restricts the ability of our businesses to use personal California user and subscriber information in connection with our various products, services and
operations, which could adversely affect our business, financial condition and results of operations. The CCPA also provides

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consumers with a private right of action for security breaches, as well as provides for statutory damages of up to $750 per violation, with the California Attorney
General maintaining authority to enforce the CCPA and seek civil penalties for intentional violations of the CCPA of up to $7,500 per violation. In addition, a
ballot initiative to address privacy matters has been filed with the Office of the California Attorney General, which is expected to be presented California voters in
November 2020, could further restrict the ability of our businesses to use personal California user and subscriber information in connection with our various
products, services and operations and/or impose additional operational requirements on our businesses, which could adversely affect our business, financial
condition and results of operations. Lastly, the Federal Trade Commission has also increased its focus on privacy and data security practices, as evidenced by the
first-of-its-kind, $5 billion dollar fine against a social media platform for privacy violations.

While we believe that we comply with applicable privacy and data protection policies, laws and regulations and industry standards and practices in all material
respects, we could still be subject to claims of non-compliance that we may not be able to successfully defend and/or significant fines and penalties. Moreover, any
non-compliance or perceived non-compliance by us (or any third-party we engage to store or process information) or any compromise of security that results in
unauthorized access to (or use or transmission of) personal information could result in a variety of claims against us, including governmental enforcement actions,
significant fines, litigation (including consumer class actions), claims of breach of contract and indemnity by third parties and adverse publicity. When such events
occur, our reputation could be harmed and the competitive positions of our various brands and businesses could be diminished, which could adversely affect our
business, financial condition and results of operations. Additionally, to the extent multiple U.S. state-level (or European Union member-state level) laws are
introduced with inconsistent or conflicting standards and there is no federal or European Union regulation to preempt such laws, compliance could be even more
difficult to achieve and our potential exposure to the risks discussed above could increase.

Lastly, ongoing compliance with existing (and compliance with future) privacy and data protection laws worldwide could be costly. The devotion of
significant costs to compliance (versus to the development of products and services) could result in delays in the development of new products and services, us
ceasing to provide problematic products and services in existing jurisdictions and us being prevented from introducing products and services in new and existing
jurisdictions, any or all of which could adversely affect our business, financial condition and results of operations.

Our success depends, in part, on the integrity, quality, efficiency and scalability of our systems, technology and infrastructure, and those of third parties.

We rely on our systems, technology and infrastructure to perform well on a consistent basis. From time to time in the past we have experienced (and in the
future we may experience) occasional interruptions that make some or all of this framework and related information unavailable or that prevent us from providing
products and services; any such interruption could arise for any number of reasons. We also rely on third-party data center service providers and cloud-based,
hosted web service providers, as well as third-party computer systems and a variety of communications systems and service providers in connection with the
provision of our products and services generally, as well as to facilitate and process certain payment and other transactions with users. We have no control over any
of these third parties or their operations.

The framework described could be damaged or interrupted at any time due to fire, power loss, telecommunications failure, natural disasters, acts of war or
terrorism, acts of God and other similar events or disruptions. Any event of this nature could prevent us from providing our products and services at all (or result in
the provision of our products on a delayed or interrupted basis) and/or result in the loss of critical data. While we and the third parties upon whom we rely have
certain backup systems in place for certain aspects of our respective frameworks, none of our frameworks are fully redundant and disaster recovery planning is not
sufficient for all eventualities. In addition, we may not have adequate insurance coverage to compensate for losses from a major interruption. When such damages,
interruptions or outages occur, our reputation could be harmed and the competitive positions of our various brands and businesses could be diminished, any or all
of which could adversely affect our business, financial condition and results of operations.

We also continually work to expand and enhance the efficiency and scalability of our framework to improve the consumer experience, accommodate

substantial increases in the number of visitors to our various platforms, ensure acceptable load times for our various products and services and keep up with
changes in user preferences. If we do not do so in a timely and cost-effective manner, the user experience and demand across our brands and businesses could be
adversely affected, which could adversely affect our business, financial condition and results of operations.

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Mr. Diller and certain members of his family are able to exercise significant influence over the composition of our Board of Directors, matters subject to
stockholder approval and our operations.

As of the date of this report, Mr. Diller, his spouse, Diane von Furstenberg, and his stepson, Alexander von Furstenberg, collectively beneficially owned shares
of Class B common stock and common stock that represented approximately 42.5% of the total outstanding voting power of IAC (based on the number of shares of
IAC common stock outstanding on January 31, 2020). For details regarding the IAC securities beneficially owned by Mr. Diller, Ms. Von Furstenberg and Mr.
Von Furstenberg, see “Item 1-Business-Equity Ownership and Vote.”

As a result of shares of Class B common stock and common stock beneficially owned by these individuals, they are, collectively, currently in a position to
influence, subject to our organizational documents and Delaware law, the composition of IAC’s Board of Directors and the outcome of corporate actions requiring
shareholder approval, such as mergers, business combinations and dispositions of assets, among other corporate transactions. In addition, this concentration of
investment and voting power could discourage others from initiating a potential merger, takeover or other change of control transaction that may otherwise be
beneficial to IAC and its shareholders, which could adversely affect the market price of IAC securities.

We depend on our key personnel.

Our future success will depend upon our continued ability to identify, hire, develop, motivate and retain highly skilled individuals worldwide, particularly in

the case of senior management. Competition for well-qualified employees across IAC and its various businesses is intense and we must attract new (and retain
existing) employees to compete effectively. While we have established programs to attract new (and retain existing) employees, we may not be able to attract new
(or retain existing) key and other employees in the future. In addition, if we do not ensure the effective transfer of knowledge to successors and smooth transitions
(particularly in the case of senior management) across our various businesses, our business, financial condition and results of operations generally, could be
adversely affected.

We may experience risks related to acquisitions.

We have made numerous acquisitions in the past and we continue to seek to identify potential acquisition candidates that will allow us to apply our expertise
to expand their capabilities, as well as maximize our existing assets. If we do not identify suitable acquisition candidates or complete acquisitions on satisfactory
pricing or other terms, our growth could be adversely affected.

Even if we complete what we believe to be suitable acquisitions, we may experience related operational and financial risks. As a result, to the extent that we

continue to grow through acquisitions, we will need to:

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properly value prospective acquisitions, especially those with limited operating histories;

successfully integrate the operations, as well as the various functions and systems, of acquired businesses with our existing operations, functions and
systems;

successfully identify and realize potential synergies among acquired and existing businesses;

retain or hire senior management and other key personnel at acquired businesses; and

successfully manage acquisition‑related strain on management, operations and financial resources.

We may not be successful in addressing these challenges or any other problems encountered in connection with historical and future acquisitions, including
the pending acquisition of Care.com. In addition, the anticipated benefits of one or more acquisitions, including any that IAC expects to realize as a result of the
acquisition of Care.com, may not be realized. Also, future acquisitions could result in increased operating losses, potentially dilutive issuances of equity securities
and/or the assumption of contingent liabilities. Lastly, the value of goodwill and other intangible assets acquired could be impacted by one or more continuing
unfavorable events and/or trends, which could result in significant impairment charges. The occurrence of any of these events could have an adverse effect on our
business, financial condition and results of operations.

We face additional risks in connection with our international operations.

We currently operate in various jurisdictions abroad and may continue to expand our international presence. Operating abroad, particularly in jurisdictions

where we have limited experience, exposes us to additional risks, including:

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•

operational and compliance challenges caused by distance, language barriers and cultural differences;

difficulties in staffing and managing international operations;

differing levels (or lack) of social and technological acceptance of our products and services;

slow or lagging growth in the commercial use and acceptance of the Internet;

foreign currency fluctuations;

restrictions on the transfer of funds among countries and back to the United States and related repatriation costs;
differing and potentially adverse tax laws;

compliance challenges due to differences in laws and regulatory environments, particularly in the case of privacy, data security and intermediary liability
laws, rules and regulations;

competitive environments that favor local businesses;

limitations on the level of intellectual property protection; and

trade sanctions, political unrest, terrorism, war and epidemics or the threat of any of these events.

The occurrence of any or all of these events could adversely affect our international operations, and in turn, our business, financial condition and results of
operations. Our success in international markets will also depend, in large part, on our ability to successfully complete international acquisitions, joint ventures or
other transactions and integrate these businesses and operations with our own.

A variety of new laws, or new interpretations of existing laws, could subject us to claims or otherwise harm our business.

We are subject to a variety of laws and regulations in the U.S. and abroad that involve matters that are important to or may otherwise impact our business,

including, among others, broadband internet access, online commerce, advertising, privacy and data protection, intermediary liability, consumer protection,
protection of minors, taxation and securities compliance. These domestic and foreign laws, which in some cases can be enforced by private parties in addition to
government entities, are constantly evolving and can be subject to significant change. As a result, the application, interpretation and enforcement of these laws and
regulations are often uncertain, particularly in the Internet industry, and may be interpreted and applied inconsistently from jurisdiction to jurisdiction, as well as in
a manner that could conflict with our current policies and practices. We face the same issues in the case of amended, proposed or new laws and regulations.

Compliance with applicable laws and regulations, as well as responding to any related inquiries, investigations or other government action, could be costly,

delay or impede the development of new products and services, require modifications to existing products and services, require us to change or cease certain
business practices and/or require significant management time and attention. Non-compliance could subject us to remedies that could harm our business, such as
fines, demands or orders that require us to modify or cease then current products and services, as well as result in negative publicity, any of which, if significant,
could adversely affect our business, financial condition and results of operations.

We are particularly sensitive to laws and regulations that adversely impact the popularity or growth in use of the Internet and/or online products and services

generally, restrict or otherwise unfavorably impact the ability or manner in which we provide our products and services, regulate the practices of third parties upon
which we rely to provide our products and services and undermine open and neutrally administered Internet access. For example, in February 2019, the Secretary
of State for Digital, Culture, Media and Sport of the United Kingdom, indicated in public comments that his office intends to inquire as to the measures utilized by
online dating platforms (including Tinder) to prevent access by underage users. To the extent our dating business is required to implement new measures to prevent
such access, our business, financial condition and results of operations could be adversely affected. In addition, in April 2019, the United Kingdom published
proposed legislation that would create a new regulatory body responsible for establishing duties of care for Internet companies and for assessing related
compliance. As proposed, failure to comply with the legislation could result in fines, blocking of services and personal liability for senior management. To the
extent our businesses are required to implement new measures and/or make changes to our products and services to ensure compliance, our business, financial
condition and results of operations could be adversely affected. Compliance with this legislation or similar or more stringent legislation in other jurisdictions could
be costly, and the failure to comply could result in service interruptions and negative publicity, any or all of which could adversely affect our

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business, financial condition and results of operations. In addition, in December 2017, the U.S. Federal Communications Commission (the “FCC”) adopted an
order reversing net neutrality protections in the United States, including the repeal of specific rules against blocking, throttling or “paid prioritization” of content or
services by Internet service providers. To the extent Internet service providers take such actions, our business, financial condition and results of operations could be
adversely affected.

In the case of the businesses within our Match Group, ANGI Homeservices, Vimeo and Applications segments, as well as our Care.com business, we are also
sensitive to the adoption of any law or regulation affecting the ability of our businesses to periodically charge for recurring membership or subscription payments.
For example, the European Union Payment Services directive, which became effective in 2018, could impact the ability of our businesses to process auto-renewal
payments for, as well offer promotional or differentiated pricing to, users who reside in the European Union, and similar new (and proposed changes to similar
existing legislation or regulations) are being considered in many U.S. states. The adoption of any law or regulation that adversely affects revenue from recurring
membership or subscription payments could adversely affect our business, financial condition and results of operations.

We are also generally sensitive to the adoption of new tax laws. The European Commission and several European countries have recently adopted (or intend to

adopt) proposals that would change various aspects of the current tax framework under which certain of our European businesses are taxed, including proposals to
change or impose new types of non-income taxes (including taxes based on a percentage of revenue). For example, France enacted a Digital Services Tax in 2019,
which is applicable to revenues over specified thresholds generated by businesses that provide intermediary services (any digital interface that enables users to
contact and interact with others) to, and/or publish advertising-based user data linked to, users residing in France. The proposal, which is applicable retroactively to
revenues earned from and after January 1, 2019, would likely apply to certain of our businesses. The United Kingdom previously enacted a similar proposal, the
Digital Services Tax, which is applicable to revenues of social media platforms, online marketplaces and search engines linked to users residing in the United
Kingdom and earned from and after April 1, 2020, which would likely apply to certain of our businesses. One or more of these or similar proposed tax laws could
adversely affect our business, financial condition and results of operations.

In addition, in the case of our ANGI Homeservices segment and to a lesser extent, our Care.com business, we are particularly sensitive to the adoption of
worker classification laws, specifically, laws that could effectively require us to change our classification of certain of our service professionals and caregivers
from independent contractors to employees, as well as changes to state and local laws or judicial decisions relating to the definition and/or classification of
independent contractors. For example, California recently passed a worker classification statute (AB 5), which effectively narrowed the definition of an
independent contractor by requiring hiring entities to use a stricter test to determine a given worker’s classification. In addition, AB 5 places the burden of proof for
classifying workers as independent contractors on hiring entities and provides enforcement powers to the state and certain cities. Also, legislative proposals
concerning worker classification are being considered by various states, including New York and New Jersey. Since we currently treat certain of our service
professionals (and in limited cases, our caregivers) as independent contractors for all purposes, we do not withhold federal, state and local income or other
employment related taxes, make federal or state unemployment tax or Federal Insurance Contributions Act payments or provide workers’ compensation insurance
with respect to such individuals. If we are required as the result of new laws to reclassify these individuals as employees, we could be exposed to various liabilities
and additional costs, including exposure (for prior and future periods) under federal, state and local tax laws, and workers’ compensation, unemployment benefits,
labor, and employment laws, as well as potential liability for penalties and interest, any or all of which could adversely affect our business, financial condition and
results of operations. We are involved in various legal proceedings and investigations challenging the classification of these individuals as independent contractors
and may become involved in other proceedings and investigations in the future.

Lastly, in the case of the businesses within our Vimeo segment, we are also sensitive to the changes in laws and regulations that limit the liability of online
intermediaries for copyright infringement by their users. While the U.S. Digital Millennium Copyright Act (the “DMCA”) currently provides a safe harbor for
online intermediates, based primarily on the principles of notice and takedown. If the DMCA is interpreted in a manner unfavorable to online providers, our
business, financial condition and results of operations could be adversely affected. In addition, in June 2019, the European Union passed the Directive on
Copyright in the Digital State Market, which requires each European Union member state to adopt by June 2021 a regulatory framework that requires online
intermediaries and copyright holders to use best efforts to license or takedown to infringing content. To the extent this legislation or similar or more stringent
legislation in the U.S. or other jurisdictions abroad requires our businesses to implement new measures and/or make changes to our products and services to ensure
compliance, which could be costly, our business, financial condition and results of operations could be adversely affected.

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We may fail to adequately protect our intellectual property rights or may be accused of infringing the intellectual property rights of third parties.

We rely heavily upon our trademarks and related domain names and logos to market our brands and to build and maintain brand loyalty and recognition, as

well as upon trade secrets. We also rely, to a lesser extent, upon patented and patent-pending proprietary technologies with expiration dates ranging from 2020 to
2037.

We rely on a combination of laws and contractual restrictions with employees, customers, suppliers, affiliates and others to establish and protect our various

intellectual property rights. For example, we have generally registered and continue to apply to register and renew, or secure by contract where appropriate,
trademarks and service marks as they are developed and used, and reserve, register and renew domain names as we deem appropriate. We also generally seek to
apply for patents or for other similar statutory protections as and if we deem appropriate, based on then current facts and circumstances, and will continue to do so
in the future. No assurances can be given that these efforts will result in adequate trademark and service mark protection, adequate domain name rights and
protections, the issuance of a patent or adequate patent protection against competitors and similar technologies. Third parties could also create new products or
methods that achieve similar results without infringing upon patents we own.

Despite these measures, challenges to our intellectual property rights could still arise, third parties could copy or otherwise obtain and use our intellectual
property without authorization and/or laws regarding the enforceability of existing intellectual property rights could change in an adverse manner. The occurrence
of any of these events could result in the erosion of our brands and limitations on our ability to control marketing online using our various domain names, as well
as impede our ability to effectively compete against competitors with similar technologies, any of which could adversely affect our business, financial condition
and results of operations.

From time to time, we have been subject to legal proceedings and claims in the ordinary course of business related to alleged claims of infringement of the
intellectual property of others by us and users of certain of our products and services and may need to institute legal proceedings in the future to enforce, protect or
refine the scope of our intellectual property rights. For example, in March 2018, our Match Group business filed a lawsuit against Bumble Trading Inc., which
operates and markets the online dating application Bumble in the United States, for patent and trademark infringement, as well as trade secret misappropriation.
Bumble’s counterclaims request that our trademark registration for Tinder’s SWIPE trademark be canceled and that a number of our pending applications for
trademark registration be denied. This case is currently pending in Federal Court in the Western District of Texas. Any legal proceedings related to intellectual
property, regardless of outcome or merit, could be costly and result in diversion of and technical resources, which could adversely affect our business, financial
condition and results of operations.

Risks Related to Our Liquidity, Indebtedness and Dilution

Our current and future indebtedness could affect our ability to operate our business, which could have a material adverse effect on our financial condition and
results of operations.

As of December 31, 2019, we had total debt outstanding of approximately $3.1 billion, of which approximately $1.3 billion, $1.6 billion and $232.0 million

was owed by IAC, Match Group and ANGI Homeservices, respectively. As of that date, we, Match Group and ANGI Homeservices had borrowing availability of
$250 million, $500 million and $250 million, respectively, under our revolving credit facilities. Neither Match Group, ANGI Homeservices nor any of their
respective subsidiaries guarantee any indebtedness of IAC or are currently subject to any of the covenants related to such indebtedness. Similarly, neither IAC nor
any of its subsidiaries (other than Match Group and its subsidiaries in the case of Match Group indebtedness and ANGI Homeservices and its subsidiaries in the
case of ANGI Homeservices indebtedness) guarantee any indebtedness of Match Group or ANGI Homeservices nor are subject to any of the covenants related to
such indebtedness.

The terms of the indebtedness of IAC, Match Group and ANGI Homeservices could:

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limit our respective abilities to obtain additional financing to fund working capital needs, acquisitions, capital expenditures or other debt service
requirements or for other purposes;
limit our respective abilities to use operating cash flow in other areas of our respective businesses because we must dedicate a substantial portion of these
funds to service indebtedness;

limit our respective abilities to compete with other companies who are not as highly leveraged;

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restrict any one or more of us from making strategic acquisitions, developing properties or exploiting business opportunities;

restrict the way in which one or more of us conducts business;

expose one or more of us to potential events of default, which if not cured or waived, could have a material adverse effect on our business, financial
condition and operating results;

increase our respective vulnerabilities to a downturn in general economic conditions or in pricing of our various products and services; and

limit our respective abilities to react to changing market conditions in the various industries in which we do business.

Subject to certain restrictions, we and our subsidiaries may incur additional unsecured and secured indebtedness. If additional indebtedness incurred in

compliance with these restrictions is significant, the risks described above could increase.

Lastly, if an event a default has occurred or our leverage ratio exceeds specified thresholds, our ability to pay dividends, make distributions and repurchase or

redeem our capital stock would be limited. Match Group and ANGI Homeservices are subject to similar restrictions. See “Item 7-Management's Discussion and
Analysis of Financial Condition and Results of Operations-Financial Position, Liquidity and Capital Resources and Financial Position.”

We may not be able to generate sufficient cash to service all of our indebtedness.

The ability of IAC, Match Group and ANGI Homeservices to satisfy our respective debt obligations will depend upon, among other things:

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our respective future financial and operating performance, which will be affected by prevailing economic conditions and financial, business, regulatory and
other factors, many of which are beyond our control; and

the future ability of IAC, Match Group and ANGI Homeservices to borrow under our respective revolving credit facilities, which will depend on, among
other things, our ability to comply with the covenants governing our respective indebtedness.

Neither we, nor Match Group nor ANGI Homeservices may be able to generate sufficient cash flow from our respective operations and/or borrow under our
respective revolving credit facilities in amounts sufficient to meet our scheduled debt obligations. See also “-We may not freely access the cash of Match Group,
ANGI Homeservices and their respective subsidiaries” below. If so, we could be forced to reduce or delay capital expenditures, sell assets or seek additional capital
in a manner that complies with the terms (including certain restrictions and limitations) of our current indebtedness. If these efforts do not generate sufficient funds
to meet our scheduled debt obligations, we would need to seek additional financing and/or negotiate with our lenders to restructure or refinance our indebtedness.
Our ability to do so would depend on the condition of the capital markets and our financial condition at such time. Any such financing, restructuring or refinancing
could be on less favorable terms than those governing our current indebtedness and would need to comply with the terms (including certain restrictions and
limitations) of our existing indebtedness.

We may not freely access the cash of Match Group, ANGI Homeservices and their respective subsidiaries.

Potential sources of cash for IAC include our available cash balances, net cash from the operating activities of certain of our subsidiaries, availability under
our revolving credit facility and proceeds from asset sales, including marketable securities. While the ability of our operating subsidiaries to pay dividends or make
other payments or advances to us depends on their individual operating results and applicable statutory, regulatory or contractual restrictions generally, in the case
of Match Group and ANGI Homeservices, the terms of their indebtedness limit their ability to pay dividends or make distributions, loans or advances to
stockholders, including IAC, in certain circumstances. In addition, because Match Group and ANGI Homeservices are separate and distinct legal entities with
public shareholders, they have no obligation to provide us with funds.

Our variable rate indebtedness subjects us to interest rate risk.

As of December 31, 2019, Match Group and ANGI Homeservices had $425 million and $275 million, respectively, outstanding under their term loans (and no

amounts outstanding under their revolving credit facilities) . Borrowings under these loans are, and any borrowings under the revolving credit facilities of IAC,
Match Group or ANGI Homeservices will be, at

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variable interest rates, which exposes us to interest rate risk. For details regarding interest rates applicable to the variable rate indebtedness of Match Group and
ANGI Homeservices described above as of December 31, 2019 and how certain increases and decreases in LIBOR rate would affect related interest expense, see
“Item 7A-Quantitative and Qualitative Disclosures About Market Risk.”

You may experience dilution with respect to your investment in IAC, and IAC may experience dilution with respect to its investments in Match Group and
ANGI Homeservices, as a result of compensatory equity awards.

We have issued various compensatory equity awards, including stock options, stock appreciation rights and restricted stock unit awards denominated in shares

of our common stock, as well as in equity of our various consolidated subsidiaries, including Match Group and ANGI Homeservices. For more information
regarding these awards and their impact on our diluted earnings per share calculation, see “Note 11-Stock-Based Compensation" and "Note 10-Earnings Per
Share," respectively, to the consolidated financial statements included in "Item 8-Consolidated Financial Statements and Supplementary Data.”

The issuance of shares of IAC common stock in settlement of these equity awards could dilute your ownership interest in IAC. Awards denominated in shares

of Match Group or ANGI Homeservices common stock that are settled in shares of those subsidiaries could dilute IAC’s ownership interest in Match Group and
ANGI Homeservices, respectively. The dilution of our ownership stake(s) in Match Group and/or ANGI Homeservices could impact our ability, among other
things, to maintain Match Group and/or ANGI Homeservices as part of our consolidated tax group for U.S. federal income tax purposes, to effect a tax-free
distribution of our Match Group and/or ANGI Homeservices stake(s) to our stockholders or to maintain control of Match Group and/or ANGI Homeservices. As
we generally have the right to maintain our levels of ownership in Match Group and ANGI Homeservices to the extent Match Group or ANGI Homeservices issues
additional shares of their respective capital stock in the future pursuant to investor rights agreements, we do not intend to allow any of the foregoing to occur and
we expect that the Separation will be a tax-free distribution to our stockholders.

With respect to awards denominated in shares of our non-publicly traded subsidiaries, we estimate the dilutive impact of those awards based on our estimated
fair value of those subsidiaries. Those estimates may change from time to time, and the fair value determined in connection with vesting and liquidity events could
lead to more or less dilution than reflected in our diluted earnings per share calculation.

Risks Relating to the Separation

For purposes of the risks relating to the Separation below only, references to: (i) "IAC" means IAC/InterActiveCorp, a Delaware corporation, as in existence

prior to the completion of the Separation, (ii) "Match Group" refers to Match Group, Inc., a Delaware corporation, as in existence prior to the completion of the
Separation; (iii) "New IAC" refers to IAC Holdings, Inc., a Delaware corporation and a direct wholly owned subsidiary of IAC prior to the completion of
Separation and which will be referred to as IAC/InterActiveCorp from and after the completion of the Separation, and (iv) "New Match" means IAC, as in
existence from and after the completion of the Separation and which will be renamed Match Group, Inc.

The Separation is subject to certain closing conditions that, if not satisfied or waived, will result in the Separation not being completed, which may cause the
market price of IAC and Match Group securities to decline.

        The completion of the Separation is subject to the satisfaction (or waiver) of a number of conditions, including the receipt of certain approvals from the
stockholders of IAC and Match Group and the absence of material litigation. Some of the conditions to the completion of the Separation are outside of the control
of IAC and Match Group. If any condition to the closing of the Separation is not satisfied or waived, the Separation will not be completed. In addition, IAC and
Match Group may terminate the transaction agreement in certain circumstances.

        If the Separation is not completed, the market price of IAC and/or Match Group securities may fluctuate to the extent that then current market prices of those
securities reflect a market assumption that the Separation will be completed (among other reasons). Based on historical activity, any fluctuation in the market price
of Match Group securities will likely result in a fluctuation in the market price of IAC securities. If the Separation is not completed, IAC will have incurred
significant costs, including certain investment banking, financing, legal and accounting fees and related expenses and the diversion of management resources, for
which we will have received little or no benefit.

New IAC and New Match may not be able to achieve some or all of the benefits that they expect to result from the Separation.

        Anticipated benefits that New IAC and New Match expect to result from the Separation may be delayed or not be achieved at all. For example, there can be
no assurances that, despite enhanced management focus, receipt of needed capital and

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simplification of its corporate structure, New IAC will succeed in building and scaling its remaining businesses and growing through acquisitions. Similarly, there
can be no assurances that New Match will be able to take advantage of the improved strategic flexibility resulting from the elimination of a controlling shareholder
and having a single class of "one share-one vote" common stock. If these and other anticipated benefits are not achieved or delayed, the business, financial
condition and results of operations of New IAC and/or New Match could be adversely affected.

If certain aspects of the Separation fail to qualify as a transaction that is generally tax-free for U.S. federal income tax purposes, New IAC, New Match their
respective stockholders could suffer material adverse consequences.

The completion of the Separation is conditioned upon, among other things, the receipt of tax opinions from IAC's outside counsel to the effect that certain

aspects of the Separation and related transactions will be tax-free for U.S. federal income tax purposes.

        These tax opinions will be based upon and rely on, among other things, various facts and assumptions, as well as certain representations, statements and
undertakings of IAC, Match Group and New IAC, including those relating to past and future conduct. If any of these representations, statements or undertakings is,
or becomes, inaccurate or incomplete, or if any of the representations or covenants contained in any agreements and documents relating to the Separation or in any
document relating to such tax opinions are inaccurate or not complied with by IAC, Match Group or New IAC, the tax opinions may be invalid and the conclusions
reached therein could be jeopardized.

Even if these tax opinions are valid, no assurances can be provided that the U.S. Internal Revenue Service (the "IRS") will agree that certain aspects of the

Separation qualify for tax-free treatment for U.S. federal income tax purposes or that a court would not sustain such a challenge. In the event the IRS were to
prevail with such a challenge, New IAC, New Match and their respective stockholders could suffer material adverse consequences.

Even if certain aspects of the Separation were otherwise to qualify as a tax-free transaction under Sections 355(a) and 368(a)(1)(D) of the Internal Revenue
Code of 1986, as amended (the "Code"), the Separation could result in taxable gain to New Match (but not its stockholders) under Section 355(e) of the Code if
certain aspects of the Separation were deemed to be part of a plan (or series of related transactions) pursuant to which one or more persons acquire, directly or
indirectly, shares representing a 50 percent or greater interest (by vote or value) in IAC (or after the completion of the Separation, New Match) or New IAC within
two years before or after the Separation.

        Following the Separation, New IAC and New Match will be parties to a tax matters agreement pursuant to which, among other things, each of them will be
responsible for certain tax liabilities and obligations following the Separation. Under the tax matters agreement, New IAC generally will be responsible for, and
will indemnify New Match against, any liabilities incurred as a result of the failure of certain aspects of the Separation to qualify for the intended tax-free treatment
unless, subject to certain exceptions, the failure to so qualify is attributable to Match Group’s (or, after the Separation, New Match’s) actions or failure to act,
Match Group’s breach of certain representations or covenants or certain acquisitions of equity securities of New Match, in each case, described in the tax matters
agreement. The amount of any such liability for which New IAC or New Match would be responsible may be significant and, if incurred, could have a material
adverse effect on New IAC's or New Match’s, as the case may be, business, financial condition and results of operations and, therefore, adversely affect the value
of New IAC common stock or New Match common stock.

New IAC and New Match may not be able to engage in desirable capital-raising or strategic transactions following the Separation.

        To preserve the tax-free treatment of certain aspects of the Separation, the tax matters agreement will, during the two-year period following the Separation,
impose certain restrictions on New IAC and New Match (except in specific circumstances): (i) ceasing to actively conduct certain of their respective businesses;
(2) entering into certain transactions or a series of transactions pursuant to which all or a portion of their outstanding capital stock would be acquired, whether by
merger or otherwise; (iii) liquidating or merging or consolidating with any other person; (iv) issuing equity securities beyond certain thresholds; (v) repurchasing
shares of their outstanding capital stock (other than in certain open-market transactions); or (vi) taking any other action that (or failing to take any other action, the
failure of which) would certain aspects of the Separation, together with certain related transactions, to fail to qualify as a transaction that is generally tax-free for
U.S. federal income tax purposes under Sections 355 and 368(a)(1)(D) of the Code. These restrictions may limit the ability of New IAC and New Match to pursue
certain equity issuances, strategic transactions, repurchases or other transactions that they may otherwise believe to be in the best interests of their respective
stockholders or that might increase the value of their respective businesses. Also, the potential responsibility of New IAC and New Match for liabilities arising
from the failure of certain aspects of the Separation to qualify for tax-free treatment, or their indemnity obligations to each other for such liabilities under the tax
matters agreement, could discourage, delay or prevent certain third parties from acquiring New IAC or New Match.

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After the Separation, actual or potential conflicts of interest may develop between New IAC’s management and directors, on the one hand, and the
management and directors of New Match, on the other hand.

        After the Separation, management and directors of New IAC may own New IAC and New Match common stock. This ownership overlap could create (or
appear to create) potential conflicts of interest when New IAC directors and executive officers face decisions that could have different implications for New IAC
and New Match. For example, potential conflicts of interest could arise in connection with the resolution of disputes regarding terms of the agreements governing
the Separation and the relationship between New IAC and New Match following the Separation. Potential conflicts of interest could also arise if New IAC and
New Match were to enter into new commercial arrangements in the future.

        In addition, Joseph Levin initially will serve as the executive chairman of New Match’s board of directors, while also serving as the Chief Executive Officer
of New IAC. Glenn H. Schiffman will initially serve as a director of New Match while also serving as an executive officer of New IAC and Alan G. Spoon will
serve as a director of both New IAC and New Match. The fact that Messrs. Levin, Schiffman and Spoon will hold positions with both companies following the
completion of the Separation could create (or appear to create) potential conflicts of interest for each of them when facing decisions that may affect both
companies, and each of them may also face conflicts of interest with regard to the allocation of his time between both companies.

Item 1B.    Unresolved Staff Comments

Not applicable.

Item 2.    Properties

IAC believes that the facilities for its management and operations are generally adequate for its current and near-term future needs. IAC's facilities, most of

which are leased by IAC's businesses in various cities and locations in the United States and various jurisdictions abroad, generally consist of executive and
administrative offices, operations centers, data centers and sales offices.

IAC believes that its principal properties, whether owned or leased, are currently adequate for the purposes for which they are used and are suitably

maintained for these purposes. IAC does not anticipate any future problems renewing or obtaining suitable leases on commercially reasonable terms for any of its
principal businesses. IAC's approximately 202,500 square foot corporate headquarters in New York, New York houses offices for IAC corporate and various IAC
businesses within the following segments: Match Group, Vimeo, Applications and Emerging & Other.

Item 3.    Legal Proceedings

In the ordinary course of business, the Company and its subsidiaries are (or may become) parties to litigation involving property, personal injury, contract,
intellectual property and other claims, as well as stockholder derivative actions, class action lawsuits and other matters. The amounts that may be recovered in such
matters may be subject to insurance coverage. The litigation matters described below involve issues or claims that may be of particular interest to our stockholders,
regardless of whether any of these matters may be material to our financial position or operations based upon the standard set forth in the rules of the Securities and
Exchange Commission.

Consumer Class Action Litigation Challenging Tinder’s Age‑‑Tiered Pricing

On May 28, 2015, a putative state‑wide class action was filed against Tinder, Inc. ("Tinder") in state court in California. See Allan Candelore v. Tinder, Inc.,
No. BC583162 (Superior Court of California, County of Los Angeles). The complaint principally alleged that Tinder violated California’s Unruh Civil Rights Act
(the "Unruh Act") by offering and charging users age 30 and over a higher price than younger users for subscriptions to its premium Tinder Plus service. The
complaint sought certification of a class of California Tinder Plus subscribers age 30 and over and damages in an unspecified amount. On September 21, 2015,
Tinder filed a demurrer seeking dismissal of the complaint. On October 26, 2015, the court issued an opinion sustaining Tinder’s demurrer to the complaint
without leave to amend, ruling that the age‑based pricing differential for Tinder Plus subscriptions did not violate California law in essence because offering a
discount to users under age 30 was neither invidious nor unreasonable in light of that age group’s generally more limited financial means. On December 29, 2015,
in accordance with its ruling, the court entered judgment dismissing the action. On February 1, 2016, the plaintiff filed a notice of appeal from the judgment, and
the parties thereafter briefed the appeal. On January 29, 2018, the California Court of Appeal (Second Appellate District, Division Three) issued an opinion
reversing the judgment of dismissal, ruling that the lower court had erred in sustaining Tinder’s demurrer because the complaint, as pleaded, stated a cognizable
claim for violation of the

33

Unruh Act. Because we believe that the appellate court’s reasoning was flawed as a matter of law and runs afoul of binding California precedent, on March 12,
2018, Tinder filed a petition with the California Supreme Court seeking interlocutory review of the Court of Appeal’s decision. On May 9, 2018, the California
Supreme Court denied the petition. The case has been returned to the trial court for further proceedings.

In a related development, on June 19, 2019, in a substantially similar putative class action asserting the same substantive claims and pending in federal district

court in California, the court issued an order granting final approval of a class-wide settlement, the terms of which are not material to Match Group. See Lisa Kim
v. Tinder, Inc., No. 18-cv-3093 (U.S. District Court, Central District of California). On June 21, 2019, the Kim court entered judgment in accordance with its prior
order. Because the approved settlement class in Kim subsumes the proposed settlement class in Candelore, the judgment in Kim would effectively render
Candelore a single-plaintiff lawsuit. Accordingly, on July 11, 2019, two objectors to the Kim settlement, represented by the plaintiff’s counsel in Candelore, filed a
notice of appeal from the Kim judgment to the U.S. Court of Appeals for the Ninth Circuit. The parties are in the process of briefing the appeal.

On September 13, 2019, Tinder filed a motion to stay the Candelore case pending the Ninth Circuit’s decision on the appeal of the court-approved settlement

in the Kim case. On November 13, 2019, the court issued an order staying the class claims in the Candelore case pending the Ninth Circuit’s decision on the Kim
appeal. IAC and Match Group believe that the allegations in the Candelore lawsuit are without merit and will continue to defend vigorously against it.

Tinder Optionholder Litigation against IAC and Match Group

On August 14, 2018, ten then-current and former employees of Match Group, LLC or Tinder, Inc. ("Tinder"), an operating business of Match Group, filed a
lawsuit in New York state court against IAC and Match Group. See Sean Rad et al. v. IAC/InterActiveCorp and Match Group, Inc., No. 654038/2018 (Supreme
Court, New York County). The complaint alleges that in 2017, the defendants: (i) wrongfully interfered with a contractually established process for the
independent valuation of Tinder by certain investment banks, resulting in a substantial undervaluation of Tinder and a consequent underpayment to the plaintiffs
upon exercise of their Tinder stock options, and (ii) then wrongfully merged Tinder into Match Group, thereby depriving the plaintiffs of their contractual right to
later valuations of Tinder on a stand‑alone basis. The complaint asserts claims for breach of contract, breach of the implied covenant of good faith and fair dealing,
unjust enrichment, interference with contractual relations (as against Match Group only), and interference with prospective economic advantage, and seeks
compensatory damages in the amount of at least $2 billion, as well as punitive damages. On August 31, 2018, four plaintiffs who were still employed by Match
Group filed a notice of discontinuance of their claims without prejudice, leaving the six former employees as the remaining plaintiffs.

On October 9, 2018, the defendants filed a motion to dismiss the complaint on various grounds, including that the 2017 valuation of Tinder by the investment

banks was an expert determination any challenge to which is both time‑barred under applicable law and available only on narrow substantive grounds that the
plaintiffs have not pleaded in their complaint; the plaintiffs opposed the motion. On June 13, 2019, the court issued a decision and order: (i) granting the motion to
dismiss the claims for breach of the implied covenant of good faith and fair dealing and for unjust enrichment, (ii) granting the motion to dismiss the merger-
related claim for breach of contract as to two of the remaining six plaintiffs, and (iii) otherwise denying the motion to dismiss. On June 21, 2019, the defendants
filed a notice of appeal from the trial court’s partial denial of their motion to dismiss, and the parties thereafter briefed the appeal. On October 29, 2019, the
Appellate Division, First Department, issued an order affirming the lower court’s decision. On November 22, 2019, the defendants filed a motion for reargument
or, in the alternative, leave to appeal the Appellate Division’s order to the New York Court of Appeals. The plaintiffs opposed the motion, which remains pending.

On June 3, 2019, the defendants filed a second motion to dismiss based upon certain provisions of the plaintiffs’ agreement with a litigation funding firm; the
plaintiffs have opposed the motion, which remains pending. On July 15, 2019, the defendants filed an answer denying the material allegations of the complaint, as
well as counterclaims against Sean Rad for breach of contract and unjust enrichment based upon his alleged misappropriation of confidential company information.
On September 13, 2019, the defendants filed an amended answer and counterclaims, adding claims based on Rad's alleged unauthorized recording of conversations
with company employees. On November 21, 2019, the defendants filed a second amended answer and counterclaims, adding claims based on Rad’s alleged
unauthorized destruction of company information and breach of his non-solicitation obligations.

Document discovery in the case is substantially complete, and deposition discovery is underway. On January 30, 2020, the parties participated in a mediation
that did not result in the resolution of the matter. IAC and Match Group believe that the allegations against IAC and Match Group in this lawsuit are without merit
and will continue to defend vigorously against it.

34

FTC Investigation of Certain Match.com Business Practices

In March 2017, the Federal Trade Commission (“FTC”) requested information and documents in connection with a civil investigation regarding certain
business practices of Match.com. The FTC raised potential claims relating to Match.com’s marketing, chargeback, and online cancellation practices. In November
2018, the FTC proposed to resolve its potential claims via a consent judgment requiring certain changes in those practices, as well as a $60 million payment.
 Ensuing discussions between Match Group and the FTC ended without resolution.

On August 7, 2019, the FTC voted to assert claims against Match Group and referred the matter to the U.S. Department of Justice (“DOJ”). The DOJ

subsequently declined to pursue a civil case against Match Group and referred the matter back to the FTC.

On September 25, 2019, the FTC filed a lawsuit in the Northern District of Texas against Match Group. See FTC v. Match Group, Inc., No. 3:19:cv-02281-K
(N.D. Tex.). The complaint alleges that, prior to mid-2018, for marketing purposes Match.com told non-paying users that other users were trying to communicate
with them, even though Match.com had identified those subscriber accounts as potentially fraudulent, thereby inducing non-paying users to subscribe and exposing
them to the risk of fraud should they subscribe. The complaint also challenges the adequacy of Match.com’s disclosure of the terms of its former six-month
guarantee, the efficacy of its cancellation process, and its handling of chargeback disputes. The complaint seeks among other things permanent injunctive relief,
civil penalties, restitution, disgorgement, and costs of suit. On October 17, 2019, Match Group filed a motion to dismiss the complaint. The FTC opposed the
motion, which remains pending.

On September 26, 2019, Match Group received a grand-jury subpoena from the DOJ for documents relating to certain of the marketing-related claims in the

FTC’s complaint. Match Group has cooperated with the DOJ in responding to its subpoena.

IAC and Match Group believe that the FTC’s claims regarding Match.com’s practices, policies and procedures are without merit and will defend vigorously

against them.

Item 4.    Mine Safety Disclosures

Not applicable.

35

Item 5.    Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

PART II

Market for Registrant’s Common Equity and Related Stockholder Matters

IAC common stock is quoted on the Nasdaq Global Select Market ("NASDAQ") under the ticker symbol "IAC." There is no established public trading

market for IAC Class B common stock.

As of January 31, 2020, there were approximately 1,100 holders of record of the Company's common stock and four holders of record (Mr. Diller and three

trusts, all for the benefit of Mr. Diller and/or certain members of his family) of the Company's Class B common stock. Because the substantial majority of the
outstanding shares of IAC common stock are held by brokers and other institutions on behalf of shareholders, IAC is not able to estimate the total number of
beneficial holders represented by these record holders.

Dividends

We do not currently expect that any cash or other dividends will be paid to holders of our common or Class B common stock in the near future. Any future

cash dividend or other dividend declarations are subject to the determination of IAC's Board of Directors.

Unregistered Sales of Equity Securities

During the quarter ended December 31, 2019, the Company did not issue or sell any shares of its common stock or other equity securities pursuant to

unregistered transactions.

Issuer Purchases of Equity Securities

The Company did not purchase any shares of its common stock during the quarter ended December 31, 2019. As of that date, 8,036,226 shares of IAC
common stock remained available for repurchase under the Company's previously announced May 2016 repurchase authorization. IAC may purchase shares
pursuant to this repurchase authorization over an indefinite period of time in the open market and in privately negotiated transactions, depending on those factors
IAC management deems relevant at any particular time, including, without limitation, market conditions, share price and future outlook.

36

Item 6.    Selected Financial Data

The following selected financial data for the five years ended December 31, 2019 should be read in conjunction with the consolidated financial statements

and accompanying notes included herein.

Statement of Operations Data:(a)

Revenue

Net earnings (loss)

Net (earnings) loss attributable to noncontrolling interests

Net earnings (loss) attributable to IAC shareholders

Year Ended December 31,

2019

2018

2017

2016

2015

(In thousands, except per share data)

$

4,757,055   $

4,262,892   $

3,307,239   $

3,139,882   $

3,230,933

543,820  

757,747  

(112,689)  

(130,786)  

431,131  

626,961  

358,008  

(53,084)  

304,924  

(16,151)  

(25,129)  

(41,280)  

113,374

6,098

119,472

Earnings (loss) per share from continuing operations attributable to IAC shareholders:

Basic

Diluted

Dividends declared per share

Balance Sheet Data:

Total assets

Long-term debt:

Current portion of long-term debt

Long-term debt, net

Redeemable noncontrolling interests

$

$

$

5.12   $

4.50   $

7.52   $

6.59   $

3.81   $

3.18   $

(0.52)   $

(0.52)   $

1.44

1.33

—   $

—   $

—   $

—   $

1.36

December 31,

2019

2018

2017

2016

2015

(In thousands)

$

8,332,825   $

6,874,585   $

5,867,810   $

4,645,873   $

5,188,691

13,750  

13,750  

13,750  

20,000  

40,000

3,121,572  

2,245,548  

1,979,469  

1,582,484  

1,726,954

44,527  

65,687  

42,867  

32,827  

30,391

_________________________________________________________________________

(a) We recognized items that affected the comparability of results for the years 2019 and 2018, see "Item 7. Management's Discussion and Analysis of Financial Condition and Results of

Operations."

37

 
 
 
 
 
 
 
 
   
   
   
   
 
 
   
   
   
   
   
   
 
 
   
   
   
   
 
 
   
   
   
   
 
 
 
 
 
 
 
 
   
   
   
   
 
   
   
   
   
Item 7.    Management's Discussion and Analysis of Financial Condition and Results of Operations

Key Terms:

When the following terms appear in this report, they have the meanings indicated below:

Reportable Segments (for additional information see "Note 12—Segment Information" to the consolidated financial statements included in "Item 8—

Consolidated Financial Statements and Supplementary Data":

• Match Group ("MTCH") - is a leading provider of subscription dating products, with a portfolio of dating brands, including Tinder, Match,

PlentyOfFish and OkCupid. At December 31, 2019, IAC’s economic interest and voting interest in MTCH were 80.7% and 97.5%, respectively.

• ANGI Homeservices ("ANGI") - connects quality home service professionals across 500 different categories, from repairing and remodeling to cleaning
and landscaping, with consumers through category-transforming products under brands such as HomeAdvisor, Angie’s List, Handy and Fixd Repair. On
September 29, 2017, IAC's HomeAdvisor business and Angie's List, Inc. ("Angie's List") combined under a new publicly-traded company called ANGI
Homeservices, Inc. (the "Combination"). At December 31, 2019, IAC’s economic interest and voting interest in ANGI were 84.1% and 98.1%,
respectively.

• Vimeo - operates a global video platform for creative professionals, small and medium businesses ("SMBs"), organizations and enterprises to connect

with their audiences, customers and employees.

• Dotdash - is a portfolio of digital brands providing expert information and inspiration in select vertical content categories.

• Applications - consists of Desktop, which includes our direct-to-consumer downloadable desktop applications and the business-to-business partnership
operations, and Mosaic Group, which is a leading provider of global subscription mobile applications comprised of the following businesses: Apalon,
iTranslate, TelTech and, effective April 1, 2018 upon its transfer from Emerging & Other, Daily Burn.

• Emerging & Other - consists of Ask Media Group, Bluecrew, NurseFly, a temporary healthcare staffing platform acquired on June 26, 2019, The Daily
Beast, College Humor Media and IAC Films; it also includes Daily Burn, for periods prior to its transfer to Mosaic Group, and CityGrid, Dictionary.com
and Electus, for periods prior to the sales of these businesses in the fourth quarter of 2018.

Operating Metrics:

In connection with the management of our businesses, we identify, measure and assess a variety of operating metrics. The principal metrics we use in

managing our businesses are set forth below:

Match Group

• North America - consists of the financial results and metrics associated with users located in the United States and Canada.

•

International - consists of the financial results and metrics associated with users located outside of the United States and Canada.

• Direct Revenue - is revenue that is received directly from end users of its products and includes both subscription and à la carte revenue.

• Subscribers - are users who purchase a subscription to one of MTCH's products. Users who purchase only à la carte features are not included in

Subscribers.

• Average Subscribers - is the number of Subscribers at the end of each day in the relevant measurement period divided by the number of calendar days in

that period.

38

• Average Revenue per Subscriber ("ARPU") - is Direct Revenue from Subscribers in the relevant measurement period (whether in the form of

subscription or à la carte revenue from Subscribers) divided by the Average Subscribers in such period and further divided by the number of calendar days
in such period. Direct Revenue from users who are not Subscribers and have purchased only à la carte features is not included in ARPU.

ANGI Homeservices

• Marketplace Revenue - includes revenue from the HomeAdvisor and Handy domestic marketplace, including consumer connection revenue for
consumer matches, revenue from completed jobs sourced through the HomeAdvisor and Handy platforms and service professional membership
subscription revenue. It excludes revenue from Angie's List, mHelpDesk, HomeStars, Fixd Repair and Felix.

• Advertising & Other Revenue - includes Angie’s List revenue (revenue from service professionals under contract for advertising and membership

subscription fees from consumers) as well as revenue from mHelpDesk, HomeStars, Fixd Repair, a home warranty and service company, acquired on
January 25, 2019, and, for periods prior to its sale on December 31, 2018, Felix.

• Marketplace Service Requests - are fully completed and submitted domestic customer service requests to HomeAdvisor and completed jobs sourced

through the HomeAdvisor and Handy platforms.

• Marketplace Paying Service Professionals ("Marketplace Paying SPs") - are the number of HomeAdvisor and Handy domestic service professionals
that paid for consumer matches or completed a job sourced through the HomeAdvisor and Handy platforms in the last month of the period and/or had an
active HomeAdvisor membership subscription on the last day of the relevant period.

Vimeo

• Platform Revenue - primarily includes revenue from Software-as-a-Service ("SaaS") subscription fees and other related revenue from Vimeo

subscribers.

• Hardware Revenue - includes sales of our live streaming accessories. Vimeo sold its hardware business on March 29, 2019.

• Vimeo Ending Subscribers - is the number of subscribers to Vimeo's SaaS video tools at the end of the period (including the addition of subscribers

from Magisto, a video creation service enabling consumers and businesses to create short-form videos acquired on May 28, 2019).

Dotdash

• Display Advertising Revenue - primarily includes revenue generated from display advertisements sold both directly through our sales team and via

programmatic exchanges.

• Performance Marketing Revenue - primarily includes affiliate commerce and performance marketing commissions generated when consumers are

directed from our properties to third-party service providers. Affiliate commerce commissions are generated when a consumer completes a transaction.
Performance marketing commissions are generated on a cost-per-click or cost-per-new account basis.

Operating Costs and Expenses:

• Cost of revenue - consists primarily of traffic acquisition costs, which includes (i) the amortization of in-app purchase fees and (ii) payments made to
partners who direct traffic to our Ask Media Group websites, who distribute our business-to-business customized browser-based applications and who
integrate our paid listings into their websites. In-app purchase fees are monies paid to Apple and Google in connection with the processing of in-app
purchases of subscriptions and product features through the in-app payment systems provided by Apple and Google. Traffic acquisition costs include
payment of amounts based on revenue share and other arrangements. Cost of revenue also includes hosting fees, compensation expense (including stock-
based compensation expense) and other employee-related costs for personnel engaged in data center operations and MTCH customer care functions,
payments made to workers staffed by Bluecrew, credit card processing fees, production costs related to IAC Films, College Humor Media

39

and, for periods prior to its sale on October 29, 2018, Electus, content costs and expenses associated with the operation of the Company's data centers.

• Selling and marketing expense - consists primarily of advertising expenditures, which include online marketing, including fees paid to search engines,
social media sites and third parties that distribute our direct-to-consumer downloadable desktop applications, offline marketing, which is primarily
television advertising, and partner-related payments to those who direct traffic to the brands within our MTCH and ANGI segments, and compensation
expense (including stock-based compensation expense) and other employee-related costs for ANGI's sales force and marketing personnel.

• General and administrative expense - consists primarily of compensation expense (including stock-based compensation expense) and other employee-
related costs for personnel engaged in executive management, finance, legal, tax, human resources and customer service functions (except for MTCH
which includes customer service costs within cost of revenue), fees for professional services (including transaction-related costs related to the Separation,
defined below, and acquisitions), rent expense, facilities costs, bad debt expense, software license and maintenance costs and acquisition-related
contingent consideration fair value adjustments (described below). The customer service function at ANGI includes personnel who provide support to its
service professionals and consumers.

• Product development expense - consists primarily of compensation expense (including stock-based compensation expense) and other employee-related
costs that are not capitalized for personnel engaged in the design, development, testing and enhancement of product offerings and related technology and
software license and maintenance costs.

• Acquisition-related contingent consideration fair value adjustments - relate to the portion of the purchase price of certain acquisitions that is

contingent upon the financial performance and/or operating metric targets of the acquired company. The fair value of the liability is estimated at the date
of acquisition and adjusted each reporting period until the liability is settled. Significant changes in financial performance and/or operating metrics will
result in a significantly higher or lower fair value measurement. The changes in the estimated fair value of the contingent consideration arrangements
during each reporting period, including the accretion of the discount if the arrangement is longer than one year, are recognized in "General and
administrative expense" in the accompanying consolidated statement of operations.

Long-term debt (for additional information see "Note 7—Long-term Debt" to the consolidated financial statements included in "Item 8—Consolidated

Financial Statements and Supplementary Data":

• MTCH Term Loan - due November 16, 2022. The outstanding balance of the MTCH Term Loan as of December 31, 2019 is $425.0 million. The

MTCH Term Loan bears interest at LIBOR plus 2.50% and was 4.44% and 5.09% at December 31, 2019 and 2018, respectively.

• MTCH Credit Facility - MTCH's $500 million revolving credit facility expires on December 7, 2023. At December 31, 2019, there were no outstanding
borrowings under the MTCH Credit Facility. At December 31, 2018, the outstanding borrowings under the MTCH Credit Facility were $260.0 million,
which bore interest at LIBOR plus 1.50%, or 4.00%. The MTCH Credit Facility was repaid with a portion of the net proceeds from the 5.625% MTCH
Senior Notes issued on February 15, 2019 (described below).

•

•

•

6.375% MTCH Senior Notes - MTCH's 6.375% Senior Notes due June 1, 2024, with interest payable each June 1 and December 1. The outstanding
balance of the 6.375% MTCH Senior Notes as of December 31, 2019 is $400.0 million.

5.00% MTCH Senior Notes - MTCH's 5.00% Senior Notes due December 15, 2027, with interest payable each June 15 and December 15. The
outstanding balance of the 5.00% MTCH Senior Notes as of December 31, 2019 is $450.0 million.

5.625% MTCH Senior Notes - On February 15, 2019, MTCH issued $350 million aggregate principal amount of its 5.625% Senior Notes due February
15, 2029, with interest payable each February 15 and August 15. The proceeds were used to repay outstanding borrowings under the MTCH Credit
Facility, to pay expenses associated with the offering, and for general corporate purposes. The outstanding balance of the 5.625% MTCH Senior Notes as
of December 31, 2019 is $350.0 million.

40

• ANGI Term Loan - due November 5, 2023. The outstanding balance of the ANGI Term Loan as of December 31, 2019, is $247.5 million. At both
December 31, 2019 and 2018, the ANGI Term Loan bears interest at LIBOR plus 1.50% and has quarterly principal payments. The interest rate was
3.25% and approximately 4.00% at December 31, 2019 and 2018, respectively.

• ANGI Credit Facility - The ANGI $250 million revolving credit facility expires on November 5, 2023. At December 31, 2019 and 2018, there were no

outstanding borrowings under the ANGI Credit Facility.

•

•

•

•

•

2022 Exchangeable Notes - On October 2, 2017, IAC FinanceCo, Inc., a subsidiary of the Company, issued $517.5 million aggregate principal amount of
0.875% Exchangeable Senior Notes due October 1, 2022, which are exchangeable into shares of the Company's common stock. Interest is payable each
April 1 and October 1. The outstanding balance of the 2022 Exchangeable Notes as of December 31, 2019 is $517.5 million.

2026 Exchangeable Notes - During the second quarter of 2019, IAC FinanceCo 2, Inc., a subsidiary of the Company, issued $575.0 million aggregate
principal amount of 0.875% Exchangeable Senior Notes due June 15, 2026, which are exchangeable into shares of the Company's common stock. A
portion of the net proceeds were used to pay the net premium on the exchangeable note hedge transactions and the remainder will be used for general
corporate purposes. Interest is payable each June 15 and December 15. The outstanding balance of the 2026 Exchangeable Notes as of December 31, 2019
is $575.0 million.

2030 Exchangeable Notes - During the second quarter of 2019, IAC FinanceCo 3, Inc., a subsidiary of the Company, issued $575.0 million aggregate
principal amount of 2.00% Exchangeable Senior Notes due January 15, 2030, which are exchangeable into shares of the Company's common stock. A
portion of the net proceeds were used to pay the net premium on the exchangeable note hedge transactions and the remainder will be used for general
corporate purposes. Interest is payable each January 15 and July 15; commencing on January 15, 2020. The outstanding balance of the 2030
Exchangeable Notes as of December 31, 2019 is $575.0 million.

4.75% Senior Notes - IAC's 4.75% Senior Notes due December 15, 2022, with interest payable each June 15 and December 15. On August 23, 2019, the
Company redeemed all outstanding 4.75% Senior Notes for $34.5 million plus a premium of $0.5 million and accrued interest of $0.3 million.

IAC Credit Facility - The IAC $250 million revolving credit facility, under which IAC Group, LLC, a subsidiary of the Company, is the borrower,
expires on November 5, 2023. At December 31, 2019 and 2018, there were no outstanding borrowings under the IAC Credit Facility.

Non-GAAP financial measure:

• Adjusted Earnings Before Interest, Taxes, Depreciation and Amortization ("Adjusted EBITDA") - is a non-GAAP financial measure. See

"Principles of Financial Reporting" for the definition of Adjusted EBITDA and a reconciliation of net earnings attributable to IAC shareholders to
operating income to consolidated Adjusted EBITDA for the years ended December 31, 2019 and 2018.

MANAGEMENT OVERVIEW

As used herein, "IAC," the "Company," "we," "our" or "us" and similar terms refer to IAC/InterActiveCorp and its subsidiaries (unless the context requires

otherwise).

IAC operates Vimeo and Dotdash, among many other online businesses, and also has majority ownership of both Match Group, which includes Tinder,

Match, PlentyOfFish, OkCupid and Hinge, and ANGI Homeservices, which includes HomeAdvisor, Angie’s List and Handy.

On December 19, 2019, IAC entered into a Transaction Agreement (the "Transaction Agreement") with MTCH, IAC Holdings, Inc., a direct wholly owned
subsidiary of IAC ("New IAC"), and Valentine Merger Sub LLC, an indirect wholly owned subsidiary of IAC. Subject to the terms and conditions set forth in the
Transaction Agreement, the businesses of MTCH will be separated from the remaining businesses of IAC through a series of transactions that will result in the pre-
transaction stockholders of IAC owning shares in two, separate public companies—(1) IAC, which will be renamed Match Group, Inc. ("New Match") and which
will own the businesses of MTCH and certain IAC financing subsidiaries, and (2) New IAC, which will be renamed IAC/InterActiveCorp and which will own
IAC's other businesses—and the pre-transaction stockholders of

41

MTCH (other than IAC) owning shares in New Match. Completion of the Separation, which is expected to occur in mid-second quarter of 2020, is subject to a
number of conditions, including approval by a majority of the disinterested shareholders of MTCH, approval of IAC’s shareholders and other customary conditions
and approvals. We refer to the full separation as the "Separation".

Sources of Revenue

MTCH's revenue is primarily derived directly from users in the form of recurring subscription fees, which typically provide unlimited access to a bundle of
features for a specific period of time. Revenue is also derived from à la carte features, where users pay a non-recurring fee for a specific action or event, and from
online advertisers who pay to reach our large audiences.

ANGI revenue is primarily derived from (i) consumer connection revenue, which comprises fees paid by HomeAdvisor service professionals for consumer

matches (regardless of whether the service professional ultimately provides the requested service) and fees from completed jobs sourced through the HomeAdvisor
and Handy platforms, and (ii) HomeAdvisor service professional membership subscription fees. Consumer connection revenue varies based upon several factors,
including the service requested, product experience offered and geographic location of service. Revenue is also derived from (i) sales of time-based website,
mobile and call center advertising to service professionals, (ii) membership subscription fees from consumers and (iii) service warranty subscription and other
services. Prior to January 1, 2020, Handy recorded revenue on a net basis. Effective January 1, 2020, we modified the Handy terms and conditions so that Handy,
rather than the service professional, has the contractual relationship with the consumer to deliver the service and Handy, rather than the consumer, has the
contractual relationship with the service professional. Consumers request services and pay for such services directly through the Handy platform and then Handy
fulfills the request with independently established home services providers engaged in a trade, occupation and/or business that customarily provides such services.
This change in contractual terms requires gross revenue accounting treatment effective January 1, 2020. Also, in the case of certain tasks, HomeAdvisor provides a
pre-priced product offering, pursuant to which consumers can request services through a HomeAdvisor platform and pay for the services directly. HomeAdvisor
then fulfills the request with independently established home services providers engaged in a trade, occupation and/or business that customarily provides such
services. Revenue from HomeAdvisor’s pre-priced product offering is also recorded on a gross basis effective January 1, 2020. In addition to changing the
presentation of revenue to gross from net, the timing of revenue recognition will change for pre-priced jobs and will be later than the timing of existing consumer
connection revenue for HomeAdvisor because we will not be able to record revenue, generally, until the service professional completes the job on our behalf.

Vimeo revenue is derived primarily from annual and monthly SaaS subscription fees paid by subscribers for self-serve and enterprise subscription plans.

Dotdash revenue consists principally of display advertising revenue and performance marketing revenue. Display advertising revenue is generated primarily

through digital display advertisements sold directly by our sales team and through programmatic advertising networks. Performance marketing revenue includes
affiliate commerce and performance marketing commissions. Affiliate commerce commissions is generated when Dotdash refers users to commerce partner
websites resulting in a purchase or transaction. Performance marketing commissions are generated on a cost-per-click or cost-per-new account basis.

Mosaic Group revenue consists primarily of fees related to subscription downloadable mobile applications distributed through the Apple App Store and

Google Play Store, as well as display advertisements.

Revenue for the businesses within the Emerging & Other segment is generated primarily through advertising, subscriptions and media production and
distribution. For periods prior to their sales: Dictionary.com revenue was derived principally from advertising; and Electus revenue was primarily generated
through media production and distribution.

Services Agreement with Google

A meaningful portion of the Company's revenue is attributable to a services agreement with Google (the "Services Agreement"). In addition, the Company

earns certain other advertising revenue from Google that is not attributable to the Services Agreement. For the years ended December 31, 2019 and 2018,
consolidated revenue earned from Google was $733.5 million and $825.2 million, respectively, representing 15% and 19%, respectively, of the Company's
consolidated revenue.

Revenue attributable to the Services Agreement is earned by the Desktop business within the Applications segment and Ask Media Group within the

Emerging & Other segment. For the years ended December 31, 2019 and 2018, revenue earned

42

from the Services Agreement was $291.1 million and $426.5 million, respectively, within the Applications segment and $385.9 million and $339.0 million,
respectively, within the Emerging & Other segment.

The current Services Agreement expires on March 31, 2020. On February 11, 2019, the Company and Google amended the Services Agreement, effective as

of April 1, 2020. The amendment extends the expiration date of the agreement to March 31, 2023; provided that during September 2020 and during each
September thereafter, either party may, after discussion with the other party, terminate the services agreement, effective on September 30 of the year following the
year such notice is given. The Company believes that the amended agreement, taken as a whole, is comparable to the Company’s currently existing agreement with
Google. The Services Agreement requires that the Company comply with certain guidelines promulgated by Google. Google may generally unilaterally update its
policies and guidelines without advance notice. These updates may be specific to the Services Agreement or could be more general and thereby impact the
Company as well as other companies. These policy and guideline updates could in turn require modifications to, or prohibit and/or render obsolete certain of our
products, services and/or business practices, which could be costly to address or otherwise have an adverse effect on our consolidated financial condition and
results of operations, particularly our Desktop business and Ask Media Group. As described below, Google has made changes to the policies under the Services
Agreement and has also made industry-wide changes that have negatively impacted the Desktop business during both 2018 and 2019.

Google’s policy changes related to its Chrome browser, which became effective on September 12, 2018, negatively impacted the distribution of our B2C

downloadable desktop products. The resultant reduction in projected profits and revenues of this business resulted in a $27.7 million impairment of the B2C trade
name, which was recorded in the fourth quarter of 2018. On May 31, 2019, Google announced industry-wide policy changes, which became effective on July 1,
2019, related to all extensions distributed through the Chrome Web Store. These industry-wide changes, combined with other changes to polices under the Services
Agreement during the second half of 2019, have had a negative impact on the historical and expected future results of operations of the Desktop business. As of
December 31, 2019, the goodwill balance of the Desktop reporting unit and the carrying value of the related intangible asset are $265.1 million and $28.9 million,
respectively. The fair values of the Desktop reporting unit and the related intangible asset approximate their carrying values; therefore, a modest reduction in the
fair values of the Desktop reporting unit or the related intangible asset would result in an impairment charge, which would be equal to the excess of the carrying
value over the fair value of such assets.

Distribution, Marketing and Advertiser Relationships

We pay traffic acquisition costs, which consist of fees paid to Apple and Google related to the distribution and the facilitation of in-app purchases of product

features and payments made to partners who direct traffic to our Ask Media Group websites, who distribute our business-to-business customized browser-based
applications and who integrate our paid listings into their websites. We also pay to market and distribute our services on third-party distribution channels, such as
Google and other search engines and social media websites such as Facebook. In addition, some of our businesses manage affiliate programs, pursuant to which we
pay commissions and fees to third parties based on revenue earned. These distribution channels might also offer their own services and products, as well as those of
other third parties, which compete with those we offer.

We market and offer our services and products to consumers through branded websites, allowing consumers to transact directly with us in a convenient

manner. We have made, and expect to continue to make, substantial investments in online and offline advertising to build our brands and drive traffic to our
websites and consumers and advertisers to our businesses.

43

The following discussion should be read in conjunction with Item 8. Consolidated Financial Statements and Supplementary Data. For a discussion regarding

our financial condition and results of operations for the year ended December 31, 2018 compared to the year ended December 31, 2017, please refer to Part II, Item
7, "Management's Discussion and Analysis of Financial Condition and Results of Operations" in our Annual Report on Form 10-K for the fiscal year ended
December 31, 2018, filed with the SEC on March 1, 2019.

Overview—Consolidated Results

Revenue:

Match Group

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Inter-segment elimination

Total

Operating Income (Loss):

Match Group

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Corporate

Total

Adjusted EBITDA:

Match Group

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Corporate

Total

_____________________

NM = Not meaningful.

Years Ended December 31,

2019

$ Change

  % Change

2018

(Dollars in thousands)

$

2,051,258   $

1,326,205  

196,015  

167,594  

519,459  

496,832  

(308)  

321,408  

193,964  

36,374  

36,603  

(62,828)  

(31,418)  

60  

19 %   $

17 %  

23 %  

28 %  

(11)%  

(6)%  

16 %  

1,729,850

1,132,241

159,641

130,991

582,287

528,250

(368)

4,757,055   $

494,163  

12 %   $

4,262,892

648,531   $

38,645  

(51,921)  

29,021  

113,569  

(13,012)  

(183,500)  

581,333   $

95,237  

(25,261)  

(16,327)  

10,243  

18,735  

(42,976)  

(23,457)  

16,194  

17 %   $

(40)%  

(46)%  

55 %  

20 %  

NM  

(15)%  

3 %   $

779,432   $

125,501  

19 %   $

202,297  

(41,790)  

39,601  

103,551  

(7,756)  

(88,640)  

$

986,695   $

(45,209)  

(13,745)  

18,217  

(28,286)  

(43,934)  

(14,623)  

(2,079)  

(18)%  

(49)%  

85 %  

(21)%  

NM  

(20)%  

— %   $

553,294

63,906

(35,594)

18,778

94,834

29,964

(160,043)

565,139

653,931

247,506

(28,045)

21,384

131,837

36,178

(74,017)

988,774

$

$

$

$

• Revenue increased $494.2 million, or 12%, to $4.8 billion, due to growth from MTCH of $321.4 million and ANGI of $194.0 million, increases of $36.6
million from Dotdash and $36.4 million from Vimeo, partially offset by decreases of $62.8 million from Applications and $31.4 million from Emerging
& Other due, in part, to the sales of Electus, Dictionary.com and CityGrid in the fourth quarter of 2018.

44

 
 
 
 
 
 
   
   
   
 
 
   
   
   
 
   
   
   
 
 
   
   
   
 
   
   
   
• Operating income increased $16.2 million, or 3%, to $581.3 million, despite the decrease in Adjusted EBITDA of $2.1 million, described below, due

primarily to a change of $21.2 million in acquisition-related contingent consideration fair value adjustments (income of $19.7 million in 2019 compared
to expense of $1.5 million in 2018) and a decrease of $15.8 million in amortization of intangibles, partially offset by increases of $13.0 million in
depreciation and $2.4 million in stock-based compensation expense and a $3.3 million goodwill impairment charge related to the College Humor Media
business. The income from acquisition-related contingent consideration fair value adjustments in 2019 is due to the decrease in the expected amount of
contingent consideration to be paid in connection with a previous acquisition. The decrease in amortization of intangibles was due primarily to the
inclusion in 2018 of an impairment charge of $27.7 million at Applications related to a trade name at the Desktop business and lower expense from the
Combination, partially offset by recent acquisitions and a $6.6 million impairment charge related to a trade name at MTCH. The increase in depreciation
was due primarily to the development of capitalized software to support ANGI's products and services, as well as leasehold improvements related to
additional office space at ANGI. The increase in stock-based compensation expense was due primarily to the issuance of new equity awards since 2018,
including those issued in connection with recent acquisitions, expense of $9.4 million related to the vesting of certain awards for which the market
condition was met in the first quarter of 2019 and modification charges at MTCH and Corporate, partially offset by a decrease of $38.0 million in
modification and acceleration charges related to the Combination ($32.6 million in 2019 compared to $70.6 million in 2018), a net decrease in a mark-to-
market adjustment and the reversal of $7.6 million in cumulative expense in 2019 related to certain performance-based awards that did not vest.

• Adjusted EBITDA decreased $2.1 million to $986.7 million, despite growth of $125.5 million from MTCH and $18.2 million from Dotdash, due

primarily to decreases of $45.2 million from ANGI and $28.3 million from Applications, a loss of $7.8 million in 2019 from Emerging & Other compared
to a profit of $36.2 million in 2018, and increased losses of $14.6 million and $13.7 million from Corporate and Vimeo, respectively.

Acquisitions and dispositions affecting year-over-year comparability include:

Acquisitions:

Bluecrew - controlling interest

Hinge - controlling interest *

iTranslate

TelTech

Handy

Fixed Repair

Magisto

NurseFly - controlling interest

___________________

* In the fourth quarter of 2018, MTCH acquired the remaining noncontrolling interests in Hinge.

Dispositions:

Electus

Dictionary.com

Felix

CityGrid

Vimeo's hardware business

45

  Reportable Segment:
  Emerging & Other
  MTCH
  Applications
  Applications
  ANGI
  ANGI
  Vimeo
  Emerging & Other

  Reportable Segment:
  Emerging & Other
  Emerging & Other
  ANGI
  Emerging & Other
  Vimeo

  Acquisition Date:

February 26, 2018

Second quarter of 2018

March 15, 2018

October 22, 2018

October 19, 2018

January 25, 2019

May 28, 2019

June 26, 2019

  Sale Date:

October 29, 2018

November 13, 2018

December 31, 2018

December 31, 2018

March 29, 2019

 
 
 
 
 
 
 
 
 
 
 
 
 
Results of Operations for the Years Ended December 31, 2019 and 2018

Revenue

Match Group

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Inter-segment elimination

Total

Years Ended December 31,

2019

$ Change

  % Change

2018

(Dollars in thousands)

$

2,051,258   $

1,326,205  

196,015  

167,594  

519,459  

496,832  

(308)  

321,408  

193,964  

36,374  

36,603  

(62,828)  

(31,418)  

60  

19 %   $

17 %  

23 %  

28 %  

(11)%  

(6)%  

16 %  

1,729,850

1,132,241

159,641

130,991

582,287

528,250

(368)

$

4,757,055   $

494,163  

12 %   $

4,262,892

• MTCH revenue increased 19% to $2.1 billion driven by International Direct Revenue growth of $208.3 million, or 27%, and North America Direct

Revenue growth of $121.7 million, or 13%. Both International and North America Direct Revenue growth were driven by higher Average Subscribers, up
27% to 4.7 million and 9% to 4.6 million, respectively, due primarily to continued growth in Subscribers at Tinder and Hinge, with Pairs contributing to
international growth. Total ARPU increased 2% driven by an increase of 4% in North America ARPU, due to Tinder, as Subscribers purchased more
premium subscriptions. International ARPU was unfavorably impacted by the strengthening of the U.S. dollar relative to the Euro, British Pound ("GBP")
and certain other currencies.

• ANGI revenue increased 17% to $1.3 billion driven by Marketplace Revenue growth of $210.7 million, or 27%, the growth of $6.2 million, or 9%, at the
European businesses, partially offset by a decrease of $23.0 million, or 8%, in Advertising & Other Revenue. Advertising & Other Revenue decreased
due primarily to the sale of Felix on December 31, 2018, partially offset by the contribution from Fixd Repair, acquired on January 25, 2019. Marketplace
Revenue growth was driven by a 17% increase in Marketplace Service Requests to 27.4 million and a 3% increase in Marketplace Paying SPs to 220,000,
reflecting, in part, the contribution from Handy. Revenue growth at the European businesses was driven by growth across several countries, partially
offset by the unfavorable impact from the strengthening of the U.S. dollar relative to the Euro and GBP.

• Vimeo revenue grew 23% to $196.0 million due to Platform Revenue growth of $47.1 million, or 32%, partially offset by lower Hardware Revenue of
$10.7 million due to the sale of the hardware business in the first quarter of 2019. Platform Revenue growth was driven by a 30% increase in Vimeo
Ending Subscribers to 1.2 million and a 10% increase in average revenue per subscriber, including the contribution from Magisto, acquired May 28, 2019.

• Dotdash revenue increased 28% to $167.6 million due to 22% higher Display Advertising Revenue and growth of 51% in Performance Marketing

Revenue. Higher Display Advertising Revenue was due primarily to a 26% increase in traffic.

• Applications revenue decreased 11% to $519.5 million, despite an increase $75.7 million, or 61%, in Mosaic Group, due to a decrease of $138.5 million,
or 30%, at Desktop. The decrease at Desktop was driven by lower queries and continuing partnership declines. The increase at Mosaic Group was driven
by the acquisitions of TelTech and iTranslate, on October 22, 2018 and March 15, 2018, respectively, growth of 12% related to the ongoing transition to
subscription products and new products and the transfer of Daily Burn from the Emerging & Other segment effective April 1, 2018.

• Emerging & Other revenue decreased 6% to $496.8 million due primarily to the sales of Electus, Dictionary.com and CityGrid in the fourth quarter of

2018 and lower revenue at IAC Films, as well as from the transfer of Daily Burn to Mosaic Group, partially offset by higher revenue at Ask Media Group
due to growth in paid traffic, primarily in international markets, and the contribution from Bluecrew.

46

 
 
 
 
 
Cost of revenue

Cost of revenue (exclusive of depreciation shown separately below)

As a percentage of revenue

$1,127,420

24%

(Dollars in thousands)

$216,274

24%

$911,146

21%

Years Ended December 31,

2019

$ Change

  % Change

2018

Cost of revenue in 2019 increased from 2018 due to increases of $117.2 million from MTCH and $92.3 million from Emerging & Other.

• The MTCH increase was due primarily to an increase of $80.1 million in in-app purchase fees paid to Apple and Google as MTCH's revenue continues to
be increasingly sourced through mobile app stores, $21.9 million in hosting fees and $11.2 million in compensation expense related to increased customer
care personnel.

• The Emerging & Other increase was due primarily to an increase of $116.9 million in traffic acquisition costs, principally driven by higher revenue at Ask

Media Group, and an increase of $16.0 million in payments made to workers staffed by Bluecrew, partially offset by a decrease of $27.0 million in
production costs, driven by the sale of Electus in 2018 and lower revenue from IAC Films, the sale of CityGrid in 2018 and the transfer of Daily Burn to
Mosaic Group.

Selling and marketing expense

Selling and marketing expense

As a percentage of revenue

Years Ended December 31,

2019

$ Change

  % Change

2018

$1,629,623

34%

(Dollars in thousands)

$110,183

7%

$1,519,440

36%

Selling and marketing expense in 2019 increased from 2018 due to increases of $191.8 million from ANGI, $24.4 million from Vimeo and $7.5 million from

MTCH, partially offset by decreases of $67.3 million from Emerging & Other and $48.8 million from Applications.

• The ANGI increase was due primarily to increases in advertising expense of $135.9 million and compensation expense of $24.4 million as well as $29.2

million of expense from the inclusion of Handy and Fixd Repair. The increase in advertising expense was due primarily to increased online marketing and
television spend. The efficiency of online marketing spend was negatively impacted by traffic sourced through Google. In 2019, the proportion of service
requests through Google free traffic declined while service requests through Google paid traffic increased. In addition, paid service requests were
considerably more expensive on average than in 2018. We have implemented new processes in the second half of 2019 and we expect the year over year
increase in 2020 to be more modest, particularly in the back half of the year. As our new processes are fully in place, we are increasingly more focused on
profitability targets of our paid service requests than the cost of each service request. Compensation expense increased due primarily to growth in the
sales force.

• The Vimeo increase was due primarily to higher marketing of $15.3 million, due primarily to expense from the inclusion of Magisto and a brand

campaign in the first half of 2019, and an increase in compensation expense of $9.1 million, due in part, to growth in the sales force.

• The MTCH increase was due primarily to increases in spending for various marketing campaigns at Tinder, Hinge and Pairs, partially offset by lower
marketing spend at Meetic, Match and PlentyOfFish. As a percentage of revenue, selling and marketing expense decreased due primarily to continued
revenue growth from brands with relatively lower marketing spend.

47

 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
• The Emerging & Other decrease was due primarily to decreases in marketing of $50.2 million at Ask Media Group, driven by a shift in revenue resulting
in the payment of traffic acquisition costs, and $5.9 million at IAC Films, the sales of Electus, CityGrid and Dictionary.com, and the transfer of Daily
Burn to Mosaic Group, partially offset by an increase in compensation expense of $2.9 million at Bluecrew.

• The Applications decrease was due primarily to lower online marketing of $63.7 million at Desktop as we mitigated the negative impact on revenue from
Google's Chrome Web Store policy changes as well as other changes to policies under the Services Agreement, both of which occurred in 2019, partially
offset by higher online marketing of $13.3 million at Mosaic Group due primarily to expense from the inclusion of TelTech and increases at iTranslate
and Daily Burn.

General and administrative expense

General and administrative expense

As a percentage of revenue

Years Ended December 31,

2019

$ Change

  % Change

2018

$888,950

19%

(Dollars in thousands)

$114,871

15%

$774,079

18%

General and administrative expense in 2019 increased from 2018 due to increases of $74.7 million from MTCH, $24.8 million from ANGI, $20.9 million

from Corporate and $12.4 million from Vimeo, partially offset by a decrease of $11.8 million from Applications and $10.2 million from Emerging & Other.

• The MTCH increase was due primarily to increases of $38.1 million in legal fees, $19.0 million in compensation expense, including an increase in stock-
based compensation expense and headcount, and $4.7 million in non-income taxes, primarily related to the recently enacted French digital services tax,
which is retroactive to the beginning of 2019. The increase in stock-based compensation expense was due to the issuance of new equity awards since the
prior year period and the impact from modification charges during 2019.

• The ANGI increase was due primarily to $30.4 million of expense from the inclusion of Handy and Fixd Repair, including $9.5 million of stock-based
compensation expense related to awards issued in connection with these acquisitions, an increase of $16.8 million in bad debt expense due to higher
Marketplace Revenue, and increase of $3.0 million in software license and maintenance costs, partially offset by a decrease of $26.5 million in
compensation expense and the inclusion in 2018 of $3.6 million in integration-related costs in connection with the Combination. The decrease in
compensation expense was due primarily to a decrease of $37.1 million in stock-based compensation expense reflecting a decrease of $33.8 million in
expense due to the modification and acceleration charges related to the Combination ($27.2 million in 2019 compared to $61.0 million in 2018) and the
reversal of $7.3 million in cumulative expense in 2019 related to certain performance-based awards that did not vest, partially offset by the issuance of
new equity awards since 2018.

• The Corporate increase was due primarily to an increase in stock-based compensation expense and higher professional fees, including $7.9 million in

costs related to the Separation. The increase in stock-based compensation expense was due primarily to the issuance of new equity awards since the prior
year period and from modification charges in 2019, partially offset by a net decrease in a mark-to-market adjustment.

• The Vimeo increase was due primarily to an increase of $5.3 million in compensation expense due primarily to higher headcount, expense from the

inclusion of Magisto and a charge of $2.1 million related to vacating office space.

• The Applications decrease was due primarily to a change of $20.9 million in acquisition-related contingent consideration fair value adjustments (income
of $19.7 million in 2019 compared to expense of $1.1 million in 2018), partially offset by an increase of $9.3 million in compensation expense due
primarily to recent acquisitions. The income from acquisition-related contingent consideration fair value adjustments in 2019 is due to the decrease in the
expected amount of contingent consideration to be paid in connection with a previous acquisition.

• The Emerging & Other decrease was due primarily to sales of Electus, Dictionary.com and CityGrid in 2018 and the transfer of Daily Burn to Mosaic
Group, partially offset by an increase in compensation expense of $2.7 million from Bluecrew and $1.7 million in transaction costs related to the
Care.com acquisition, which closed on February 11, 2020.

48

 
 
 
 
 
 
 
 
 
 
   
 
General and administrative expense was further impacted by the inclusion in 2018 of a $4.8 million favorable legal settlement.

Product development expense

Product development expense

As a percentage of revenue

Years Ended December 31,

2019

$ Change

  % Change

2018

$345,417

7%

(Dollars in thousands)

$36,088

12%

$309,329

7%

Product development expense in 2019 increased from 2018 due to increases of $19.9 million from MTCH, $8.1 million from Dotdash and $7.8 million from

Vimeo.

• The MTCH increase was due primarily to an increase of $18.6 million in compensation expense, including an increase of $10.3 million in stock-based
compensation expense due primarily to expense related to the vesting of certain awards for which the market condition was met in 2019, and higher
headcount at Tinder.

• The Dotdash increase was due primarily to an increase of $7.4 million in compensation expense due primarily to higher headcount and an increase in

expense for contractors engaged in content development.

• The Vimeo increase was due primarily to an increase of $6.4 million in compensation expense due primarily to higher headcount and expense from the

inclusion of Magisto.

Depreciation

Depreciation

As a percentage of revenue

2019

$88,399

2%

Years Ended December 31,

$ Change

  % Change

2018

(Dollars in thousands)

$13,039

17%

$75,360

2%

Depreciation in 2019 increased from 2018 due primarily to increased capital expenditures at ANGI, partially offset by certain fixed assets becoming fully

depreciated.

Operating income (loss)

Match Group

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Corporate

Total

Years Ended December 31,

2019

$ Change

  % Change

2018

(Dollars in thousands)

$

648,531   $

38,645  

(51,921)  

29,021  

113,569  

(13,012)  

(183,500)  

$

581,333   $

95,237  

(25,261)  

(16,327)  

10,243  

18,735  

(42,976)  

(23,457)  

16,194  

17 %   $

(40)%  

(46)%  

55 %  

20 %  

NM  

(15)%  

3 %   $

553,294

63,906

(35,594)

18,778

94,834

29,964

(160,043)

565,139

As a percentage of revenue

12%

13%

________________________

NM = Not meaningful.

49

 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
   
   
   
   
 
Operating income in 2019 increased from 2018, despite the decrease in Adjusted EBITDA of $2.1 million, described below, due primarily to a change of
$21.2 million in acquisition-related contingent consideration fair value adjustments (income of $19.7 million in 2019 compared to expense of $1.5 million in 2018)
and a decrease of $15.8 million in amortization of intangibles, partially offset by increases of $13.0 million in depreciation and $2.4 million in stock-based
compensation expense and a $3.3 million goodwill impairment charge related to the College Humor Media business. The income from acquisition-related
contingent consideration fair value adjustments in 2019 is due to the decrease in the expected amount of contingent consideration to be paid in connection with a
previous acquisition. The decrease in amortization of intangibles was due primarily to the inclusion in 2018 of an impairment charge of $27.7 million at
Applications related to a trade name at the Desktop business and lower expense from the Combination, partially offset by recent acquisitions and a $6.6 million
impairment charge related to a trade name at MTCH. The increase in depreciation was due primarily to the development of capitalized software to support ANGI's
products and services, as well as leasehold improvements related to additional office space at ANGI. The increase in stock-based compensation expense was due
primarily to the issuance of new equity awards since 2018, including those issued in connection with recent acquisitions, expense of $9.4 million related to the
vesting of certain awards for which the market condition was met in the first quarter of 2019 and modification charges at MTCH and Corporate, partially offset by
a decrease of $38.0 million in modification and acceleration charges related to the Combination ($32.6 million in 2019 compared to $70.6 million in 2018), a net
decrease in a mark-to-market adjustment and the reversal of $7.6 million in cumulative expense in 2019 related to certain performance-based awards that did not
vest.

At December 31, 2019, there was $272.6 million of unrecognized compensation cost, net of estimated forfeitures, related to all equity-based awards, which is

expected to be recognized over a weighted average period of approximately 2.3 years.

Adjusted EBITDA

Match Group

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Corporate

Total

Years Ended December 31,

2019

$ Change

  % Change

2018

$

779,432   $

125,501  

19 %   $

(Dollars in thousands)

202,297  

(41,790)  

39,601  

103,551  

(7,756)  

(88,640)  

$

986,695   $

(45,209)  

(13,745)  

18,217  

(28,286)  

(43,934)  

(14,623)  

(2,079)  

(18)%  

(49)%  

85 %  

(21)%  

NM  

(20)%  

— %   $

653,931

247,506

(28,045)

21,384

131,837

36,178

(74,017)

988,774

As a percentage of revenue

21%

23%

For a reconciliation of net earnings attributable to IAC shareholders to operating income to consolidated Adjusted EBITDA, see "Principles of Financial
Reporting." For a reconciliation of operating income (loss) to Adjusted EBITDA for the Company's reportable segments, see "Note 12—Segment Information" to
the consolidated financial statements included in "Item 8—Consolidated Financial Statements and Supplementary Data."

• MTCH Adjusted EBITDA increased 19% to $779.4 million due primarily to the increase of $321.4 million in revenue due to growth at Tinder and lower
selling and marketing expense as a percentage of revenue, partially offset by higher in-app purchase fees as revenue continues to be increasingly sourced
through mobile app stores and higher legal fees.

• ANGI Adjusted EBITDA decreased 18% to $202.3 million, despite higher revenue, due primarily to higher selling and marketing expense as a percentage
of revenue, an increase of $16.8 million in bad debt expense due to higher Marketplace Revenue, investments in Fixd Repair and Handy, partially offset
by the inclusion in 2018 of $9.0 million in costs related to the Combination (including deferred revenue write-offs, severance, retention and integration-
related costs).

• Vimeo Adjusted EBITDA loss increased 49% to a loss of $41.8 million, despite higher revenue, due primarily to higher marketing, including expense

from the inclusion of Magisto and a brand campaign in the first half of 2019, as

50

 
 
 
 
 
 
 
   
   
   
   
   
 
well as higher compensation expense due primarily to an increase in headcount, including its sales force, and a charge of $2.1 million related to vacating
office space.

• Dotdash Adjusted EBITDA increased 85% to $39.6 million due primarily to higher revenue and lower operating expenses as a percentage of revenue,

partially offset by a charge of $2.6 million related to the early termination of a lease.

• Applications Adjusted EBITDA decreased 21% to $103.6 million due primarily to a decrease in revenue, partially offset by lower selling and marketing

expense as a percentage of revenue.

• Emerging & Other Adjusted EBITDA decreased to a loss of $7.8 million from a profit of $36.2 million in 2018 due primarily to reduced profits at Ask
Media Group, reflecting an increase in traffic acquisition costs, partially offset by lower marketing, increased investments in Bluecrew and College
Humor Media, and the sales of Dictionary.com and CityGrid, partially offset by the transfer of Daily Burn to Mosaic Group.

• Corporate Adjusted EBITDA loss increased 20% to $88.6 million due primarily to higher professional fees, including $7.9 million in costs related to the

Separation.

Interest expense

Interest expense

Years Ended December 31,

2019

$ Change

  % Change

2018

(Dollars in thousands)

$153,563

$44,236

40%

  $

109,327

Interest expense in 2019 increased from 2018 due primarily to the increase in the average outstanding long-term debt balance compared to the prior year

period.

Other income (expense), net

Years Ended December 31,

2019

$ Change

  % Change

2018

(Dollars in thousands)

Other income (expense), net

$66,741

$(239,005)

(78)%  

$305,746

Other income, net in 2019 includes: $55.0 million of interest income; a $20.5 million gain related to the sale of our investment in Pinterest; $14.5 million in
net upward adjustments related to investments in equity securities without readily determinable fair values; a unrealized reduction of $9.1 million in the estimated
fair value of a warrant; a realized loss of $8.2 million related to the sale of Vimeo's hardware business in the first quarter of 2019; and a $1.7 million mark-to-
market charge pertaining to a subsidiary denominated equity instrument.

Other income, net in 2018 includes: a $26.8 million gain on the sale of certain Pinterest shares held by the Company and a $128.8 million unrealized gain (or
upward adjustment) to adjust our remaining interest in Pinterest to fair value in accordance with ASU No. 2016-01, which was adopted effective January 1, 2018;
$120.6 million in gains related to the sales of Dictionary.com, Electus, Felix and CityGrid; $30.4 million of interest income; and $5.3 million in net foreign
currency exchange gains due primarily to the strengthening of the U.S. dollar relative to the GBP during the year ended December 31, 2019.

51

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Income tax benefit (provision)

Income tax benefit (provision)

Effective income tax rate

2019

$49,309

NM

Years Ended December 31,

$ Change

  % Change

2018

(Dollars in thousands)
NM

NM

$(3,811)

1%

For further details of income tax matters, see "Note 3—Income Taxes" to the consolidated financial statements included in "Item 8—Consolidated Financial

Statements and Supplementary Data."

In 2019, the Company recorded an income tax benefit of $49.3 million, despite pre-tax income, due primarily to excess tax benefits generated by the exercise

and vesting of stock-based awards and research credits.

In 2018, the Company recorded an income tax provision of $3.8 million, which represented an effective tax rate of 1%. The effective income tax rate was

lower than the statutory rate of 21% due primarily to excess tax benefits generated by the exercise and vesting of stock-based awards and a reduction in the
estimated Transition Tax. The Transition Tax, part of the Tax Cuts and Jobs Act, enacted on December 22, 2017 (the "Tax Act"), was recorded on a provisional
basis in the fourth quarter of 2017. In the third quarter of 2018, the Company finalized the calculation, which resulted in a $9.2 million reduction in the Transition
Tax. The net reduction in the Transition Tax was due primarily to the utilization of additional foreign tax credits and a reduction in state taxes, partially offset by
additional taxable earnings and profits of our foreign subsidiaries based on guidance issued by the Internal Revenue Service subsequent to December 31, 2017.

Net earnings attributable to noncontrolling interests

Noncontrolling interests represent the noncontrolling holders’ percentage share of earnings or losses from the subsidiaries in which the Company holds a

majority, but less than 100%, ownership interest and the results of which are included in our consolidated financial statements.

Years Ended December 31,

2019

$ Change

  % Change

2018

(Dollars in thousands)

Net earnings attributable to noncontrolling interests

$

112,689  

$(18,097)

(14)%   $

130,786

Net earnings attributable to noncontrolling interests in 2019 represents the publicly-held interest in MTCH's and ANGI's earnings as well as third party

interests in the subsidiary that held the Company's investment in Pinterest.

Net earnings attributable to noncontrolling interests in 2018 primarily represents the publicly-held interest in MTCH's and ANGI's earnings as well as third

party interests in a subsidiary that held the unrealized gains related to our investment in Pinterest, which was adjusted during the second quarter of 2018 to fair
value in accordance with ASU No. 2016-01, partially offset by net losses attributable to the noncontrolling interests in certain subsidiaries within the Emerging &
Other and Vimeo segments.

52

 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
PRINCIPLES OF FINANCIAL REPORTING

IAC reports Adjusted EBITDA as a supplemental measure to U.S. generally accepted accounting principles ("GAAP"). This measure is one of the primary
metrics by which we evaluate the performance of our businesses, on which our internal budgets are based and by which management is compensated. We believe
that investors should have access to, and we are obligated to provide, the same set of tools that we use in analyzing our results. This non-GAAP measure should be
considered in addition to results prepared in accordance with GAAP, but should not be considered a substitute for or superior to GAAP results. IAC endeavors to
compensate for the limitations of the non-GAAP measure presented by providing the comparable GAAP measure with equal or greater prominence and
descriptions of the reconciling items, including quantifying such items, to derive the non-GAAP measure. We encourage investors to examine the reconciling
adjustments between the GAAP and non-GAAP measure, which we discuss below.

Definition of Non-GAAP Measure

        Adjusted Earnings Before Interest, Taxes, Depreciation and Amortization ("Adjusted EBITDA") is defined as operating income excluding: (1) stock-based
compensation expense; (2) depreciation; and (3) acquisition-related items consisting of (i) amortization of intangible assets and impairments of goodwill and
intangible assets, if applicable, and (ii) gains and losses recognized on changes in the fair value of contingent consideration arrangements. We believe this measure
is useful for analysts and investors as this measure allows a more meaningful comparison between our performance and that of our competitors. The above items
are excluded from our Adjusted EBITDA measure because these items are non-cash in nature. Adjusted EBITDA has certain limitations because it excludes the
impact of these expenses.

The following table reconciles net earnings attributable to IAC shareholders to operating income to consolidated Adjusted EBITDA:

Net earnings attributable to IAC shareholders

Add back:

   Net earnings attributable to noncontrolling interests

   Income tax (benefit) provision

   Other (income) expense, net

   Interest expense

Operating income

Stock-based compensation expense

Depreciation

Amortization of intangibles

Acquisition-related contingent consideration fair value adjustments

Goodwill impairment

Adjusted EBITDA

Years Ended December 31,

2019

2018

(In thousands)

$

431,131   $

626,961

112,689  

(49,309)  

(66,741)  

153,563  

581,333  

240,788  

88,399  

92,595  

(19,738)  

3,318  

$

986,695   $

130,786

3,811

(305,746)

109,327

565,139

238,420

75,360

108,399

1,456

—

988,774

For a reconciliation of operating income to Adjusted EBITDA for the Company's reportable segments, see "Note 12—Segment Information" to the

consolidated financial statements included in "Item 8—Consolidated Financial Statements and Supplementary Data."

Non-Cash Expenses That Are Excluded From Our Non-GAAP Measure

        Stock-based compensation expense consists principally of expense associated with the grants, including unvested grants assumed in acquisitions, of stock
options, restricted stock units ("RSUs"), performance-based RSUs and market-based awards. These expenses are not paid in cash, and we include the related shares
in our fully diluted shares outstanding using the treasury stock method. Performance-based RSUs and market-based awards are included only to the extent the
applicable performance or market condition(s) have been met (assuming the end of the reporting period is the end of the contingency period). To the extent that
stock-based awards are settled on a net basis, the Company remits the required tax-withholding amounts from its current funds.

        Depreciation is a non-cash expense relating to our property and equipment and is computed using the straight-line method to allocate the cost of depreciable
assets to operations over their estimated useful lives, or, in the case of leasehold improvements, the lease term, if shorter.

53

 
 
 
 
 
   
        Amortization of intangible assets and impairments of goodwill and intangible assets are non-cash expenses related primarily to acquisitions. At the time of an
acquisition, the identifiable definite-lived intangible assets of the acquired company, such as technology, service professional relationships, customer lists and user
base, memberships, trade names and content, are valued and amortized over their estimated lives. Value is also assigned to acquired indefinite-lived intangible
assets, which comprise trade names and trademarks, and goodwill that are not subject to amortization. An impairment is recorded when the carrying value of an
intangible asset or goodwill exceeds its fair value. We believe that intangible assets represent costs incurred by the acquired company to build value prior to
acquisition and the related amortization and impairment charges of intangible assets or goodwill, if applicable, are not ongoing costs of doing business.

Gains and losses recognized on changes in the fair value of contingent consideration arrangements are accounting adjustments to report contingent

consideration liabilities at fair value. These adjustments can be highly variable and are excluded from our assessment of performance because they are considered
non-operational in nature and, therefore, are not indicative of current or future performance or the ongoing cost of doing business.

54

FINANCIAL POSITION, LIQUIDITY AND CAPITAL RESOURCES

December 31,

2019

2018

(In thousands)

$

322,267

  $

Financial Position

MTCH cash and cash equivalents:

United States

All other countries

Total MTCH cash and cash equivalents

ANGI cash and cash equivalents and marketable securities:

United States

All other countries

Total cash and cash equivalents

Marketable securities (United States)

Total ANGI cash and cash equivalents and marketable securities

IAC (excluding MTCH and ANGI) cash and cash equivalents and marketable securities:

United States

All other countries

Total cash and cash equivalents

Marketable securities (United States)

Total IAC (excluding MTCH and ANGI) cash and cash equivalents and marketable securities

Total cash and cash equivalents and marketable securities

MTCH debt:

MTCH Term Loan

MTCH Credit Facility

6.375% MTCH Senior Notes

5.00% MTCH Senior Notes

5.625% MTCH Senior Notes

Total MTCH long-term debt

Less: unamortized original issue discount

Less: unamortized debt issuance costs

Total MTCH debt, net

ANGI debt:

ANGI Term Loan

Less: current portion of ANGI Term Loan

Less: unamortized debt issuance costs

Total ANGI debt, net

IAC debt:

2022 Exchangeable Notes

2026 Exchangeable Notes

2030 Exchangeable Notes

4.75% Senior Notes

Total IAC long-term debt

Less: unamortized original issue discount

Less: unamortized debt issuance costs

Total IAC debt, net

$

$

$

143,409

465,676

377,648

12,917

390,565

—  

390,565

2,226,344

  $

56,710

2,283,054

19,993

2,303,047

83,851

103,096

186,947

328,795

8,189

336,984

24,947

361,931

1,558,636

49,065

1,607,701

98,718

1,706,419

3,159,288

  $

2,255,297

425,000

  $

—  

400,000

450,000

350,000

1,625,000

6,282

15,235

1,603,483

247,500

13,750

1,804

231,946

517,500

575,000

575,000

—  

1,667,500

351,605

29,752

1,286,143

425,000

260,000

400,000

450,000

—

1,535,000

7,352

11,737

1,515,911

261,250

13,750

2,529

244,971

517,500

—

—

34,489

551,989

54,025

13,298

484,666

 
 
 
 
 
   
 
 
 
 
   
 
   
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
   
 
 
   
 
   
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
Total long-term debt, net

$

3,121,572

  $

2,245,548

55

 
 
   
IAC, MTCH and ANGI Long-term Debt

For a detailed description of IAC, MTCH and ANGI long-term debt, see "Note 7—Long-term Debt" to the consolidated financial statements included in

"Item 8. Consolidated Financial Statements and Supplementary Data."

Cash Flow Information

In summary, the Company's cash flows are as follows:

Net cash provided by (used in):

Operating activities

Investing activities

Financing activities

Years Ended December 31,

2019

2018

(In thousands)

$

937,939   $

(329,529)  

399,831  

988,128

(173,440)

(312,798)

Net cash provided by operating activities consists of earnings adjusted for non-cash items, the effect of changes in working capital and acquisition-related
contingent consideration payments (to the extent greater than the liability initially recognized at the time of acquisition). Non-cash adjustments include stock-based
compensation expense, deferred income taxes, net gains on equity securities, net losses (gains) from the sale of businesses, amortization of intangibles,
depreciation, bad debt expense and goodwill impairments.

2019

Adjustments to earnings consist primarily of $240.8 million of stock-based compensation expense, $92.6 million of amortization of intangibles, $88.4
million of depreciation, and $65.8 million of bad debt expense, partially offset by $80.1 million of deferred income taxes and $37.6 million of net gains on equity
securities. The deferred income tax benefit primarily relates to an increase in tax attribute carryforwards and the realization of gains on certain equity securities.
The decrease from changes in working capital primarily consists of increases in accounts receivable of $91.4 million and other assets of $17.7 million, partially
offset by increases in accounts payable and other liabilities of $41.9 million and deferred revenue of $37.6 million. The increase in accounts receivable is primarily
due to revenue growth at ANGI, MTCH and Dotdash. The increase in other assets is due, in part, to an increase in prepaid hosting services at MTCH, partially
offset by a decrease in capitalized downloadable search toolbar costs at Applications. The increase in accounts payable and other liabilities is due, in part, to
increases in (i) accrued legal and professional fees at MTCH and IAC, and (ii) accrued interest primarily related to the 5.625% MTCH Senior Notes issued in the
first quarter of 2019, the timing of interest payments at MTCH, and the 2026 and 2030 Exchangeable Notes issued in the second quarter of 2019. The increase in
deferred revenue is due primarily to growth in subscription sales at Vimeo, Mosaic Group and MTCH.

Net cash used in investing activities includes cash used for investments and acquisitions of $459.4 million, principally related to the investment in Turo and
acquisitions of Magisto and Fixd Repair, and capital expenditures of $136.7 million, primarily related to investments in the development of capitalized software at
ANGI and MTCH to support their products and services, leasehold improvements at ANGI, and the payment of a deposit of $23.0 million for an ownership interest
in an aircraft at Corporate, partially offset by net proceeds from the sale of investments and businesses of $165.1 million, principally related to the sale of our
investment in Pinterest and the proceeds received in 2019 related to the December 31, 2018 sale of Felix, and proceeds from maturities (net of purchases) of
marketable debt securities of $103.9 million.

Net cash provided by financing activities includes $1.2 billion in proceeds from the issuance of the 2026 and 2030 Exchangeable Notes, $350.0 million in

proceeds from the 5.625% MTCH Senior Notes, $40.0 million in borrowings under the MTCH Credit Facility, and $10.7 million in proceeds from the exercise of
IAC stock options, partially offset by $300.0 million to repay the outstanding borrowings under the MTCH Credit Facility, $216.4 million for the repurchase of 3.1
million shares of MTCH common stock, on a settlement date basis, at an average price of $70.02 per share, $203.2 million and $35.3 million for withholding taxes
paid on behalf of MTCH and ANGI employees, respectively, for stock-based awards that were net settled, $136.9 million used to pay the net premium on the
exchangeable note hedge and warrant transactions, $93.1 million for withholding taxes paid on behalf of IAC employees for stock-based awards that were net
settled, $56.9 million for the repurchase of 7.2 million shares of ANGI common stock, on a settlement date basis, at an average price of $7.90 per share, $35.0
million for repurchases of IAC debt, $29.2 million for distributions to and purchases of noncontrolling interests, $27.8

56

 
 
 
 
 
   
million of debt issuance costs, and $13.8 million in principal payments on ANGI debt.

2018

Adjustments to earnings consist primarily of $238.4 million of stock-based compensation expense, $108.4 million of amortization of intangibles, $75.4
million of depreciation, $48.4 million of bad debt expense, partially offset by $152.0 million of net gains on equity securities, $120.0 million of net gains from the
sale of businesses, and $34.7 million of deferred income taxes. The deferred income tax benefit primarily relates to amortization of intangibles, a decrease in the
valuation allowance, and an increase in credit carryforwards, partially offset by the deferred income tax provision on the net unrealized gains on certain equity
securities. The increase from changes in working capital primarily consists of an increase in accounts payable and other liabilities of $53.6 million, an increase in
deferred revenue of $49.5 million, and an increase in income taxes payable and receivable of $27.0 million, partially offset by an increase in other assets of $44.6
million and an increase in accounts receivable of $34.8 million. The increase in accounts payable and other liabilities is primarily due to increases in (i) accrued
employee compensation due, in part, to the timing of payments of cash bonuses, (ii) payables and accruals at Ask Media Group due to growth in paid traffic,
primarily in international markets, (iii) accrued advertising at MTCH and (iv) payables at Vimeo due to timing of payments. The increase in deferred revenue is
due primarily to growth in subscription sales at Vimeo, MTCH and Applications. The increase in income taxes payable and receivable is due to 2018 income tax
accruals in excess of 2018 income tax payments. The increase in other assets is primarily due to increases in (i) capitalized mobile app store fees at MTCH and
Applications, (ii) capitalized production costs of various production deals at College Humor Media, Electus, and IAC Films, and (iii) capitalized sales commissions
at ANGI. The increase in accounts receivable is primarily due to revenue growth at ANGI, Ask Media Group, and Dotdash, partially offset by decreases at MTCH
and Applications due to an accelerated cash receipt from a mobile app store provider.

Net cash used in investing activities includes cash used for acquisitions and investments of $117.5 million, which includes the TelTech, iTranslate, Bluecrew,

and Handy acquisitions, purchases (net of maturities and sales) of marketable debt securities of $116.1 million, capital expenditures of $85.6 million, primarily
related to investments in the development of capitalized software at ANGI and MTCH to support their products and services and computer hardware, partially
offset by net proceeds from the sale of businesses and investments of $136.7 million, which includes the sales of Dictionary.com and Electus, and $10.4 million in
net proceeds from the sale of Angie's List's campus located in Indianapolis.

Net cash used in financing activities includes $207.7 million and $29.8 million for withholding taxes paid on behalf of MTCH and ANGI employees,
respectively, for stock-based awards that were net settled, $133.5 million for the repurchase of 3.1 million shares, on a settlement date basis, of MTCH common
stock at an average price of $43.72 per share, $105.1 million for dividends paid to MTCH's noncontrolling interest holders, $82.9 million for the repurchase of 0.5
million shares, on a settlement date basis, of IAC common stock at an average price of $152.23 per share, $22.5 million for distributions to and purchases of
noncontrolling interests, $19.0 million for withholding taxes paid on behalf of IAC employees for stock-based awards that were net settled and $13.8 million in
principal payments on ANGI debt, partially offset by $260.0 million in borrowings under the MTCH Credit Facility and $41.7 million in proceeds from the
exercise of IAC stock options.

Liquidity and Capital Resources

The Company's principal sources of liquidity are its cash and cash equivalents and marketable securities, cash flows generated from operations and available

borrowings under the IAC Credit Facility. IAC's consolidated cash and cash equivalents and marketable securities at December 31, 2019 were $3.2 billion, of
which $465.7 million was held by MTCH and $390.6 million was held by ANGI. The Company generated $937.9 million of operating cash flows for the year
ended December 31, 2019, of which $658.4 million was generated by MTCH and $214.2 million was generated by ANGI. Each of MTCH and ANGI is a separate
and distinct legal entity with its own public shareholders and board of directors and has no obligation to provide the Company with funds. As a result, the
Company cannot freely access the cash of MTCH and ANGI and their respective subsidiaries. In addition, certain agreements governing MTCH and ANGI
indebtedness limit the payment of dividends or distributions and loans or advances to stockholders, including the Company, in the event a default has occurred or
in the case of MTCH, its secured net leverage ratio (as defined in the MTCH Term Loan) exceeds 2.0 to 1.0 or its consolidated leverage ratio (as defined in certain
MTCH indentures) exceeds 5.0 to 1.0, and in the case of ANGI, its consolidated net leverage ratio (as defined in the ANGI Term Loan) exceeds 4.5 to 1.0. There
were no such limitations at December 31, 2019.

There were no outstanding borrowings under the IAC, MTCH and ANGI credit facilities at December 31, 2019.

The Company anticipates that it will need to make capital and other expenditures in connection with the development and

57

expansion of its operations. The Company's 2020 capital expenditures are expected to be lower than 2019 capital expenditures of $136.7 million by approximately
5% to 10%, driven by lower capital expenditures at Corporate due to timing of payments related to the purchase of an aircraft and ANGI related to lower leasehold
improvements, partially offset by higher capital expenditures at MTCH due to building improvements related to the expansion of office space at MTCH's Tinder
business and the development of capitalized software to support its products and services. The remaining payment of $13.1 million related to the purchase of a
50% interest in the aforementioned aircraft is expected to be made in 2021.

At December 31, 2019, IAC has 8.0 million shares remaining in its share repurchase authorization.

On August 30, 2019, the Board of Directors of MTCH authorized MTCH to repurchase an additional 10 million shares of its common stock; this

authorization was in addition to the 1.3 million shares remaining under a previous authorization. During the year ended December 31, 2019, MTCH repurchased
3.1 million shares, on a trade date basis, of its common stock at an average price of $70.02 per share, or $216.4 million in aggregate. MTCH has 9.9 million shares
remaining in its share repurchase authorization as of December 31, 2019.

On February 6, 2019, the Board of Directors of ANGI authorized ANGI to repurchase up to 15 million shares of its common stock. During the year ended
December 31, 2019, ANGI repurchased 7.3 million shares, on a trade date basis, of its common stock at an average price of  $7.91 per share, or  $57.9 million in
aggregate. From January 1, 2020 through February 4, 2020, ANGI repurchased an additional  0.3 million shares at an average price of  $8.29 per share, or  $2.1
million in aggregate. ANGI had 7.4 million shares remaining in its share repurchase authorization as of February 4, 2020.

IAC, MTCH and ANGI may purchase shares over an indefinite period of time on the open market and in privately negotiated transactions, depending on

those factors management deems relevant at any particular time, including, without limitation, market conditions, share price and future outlook.

The Company has granted stock settled stock appreciation rights denominated in the equity of certain non-publicly traded subsidiaries to employees and

management of those subsidiaries. These equity awards are settled on a net basis, with the award holder entitled to receive a payment in IAC shares equal to the
intrinsic value of the award at exercise less an amount equal to the required cash tax withholding payment which, for purposes of this paragraph is assumed at a
50% withholding rate. The number of IAC common shares that would be required to net settle these vested and unvested interests at current estimated fair values,
other than for MTCH, ANGI and their subsidiaries, at January 31, 2020, is 0.1 million shares. In addition, withholding taxes, which will be paid by the Company
on behalf of the employees upon exercise, would have been $20.2 million at January 31, 2020. The number of IAC common shares ultimately needed to settle
these awards may vary significantly as a result of both movements in the Company's stock price and the determination of fair value of the relevant subsidiary that
is different than the Company's estimate.

The Company currently settles all stock options on a net basis. Assuming all stock options outstanding on January 31, 2020, were net settled on that date, the
Company would have issued 1.8 million common shares (of which 1.4 million is related to vested options and 0.4 million is related to unvested options) and would
have remitted $430.9 million (of which  $341.6 million is related to vested options and $89.3 million is related to unvested options) in cash for withholding taxes
(in each case assuming a 50% withholding rate).

The Company's RSUs are awards in the form of phantom shares or units denominated in a hypothetical equivalent number of shares of IAC common stock.

These equity awards are settled on a net basis. The number of IAC common shares that would be required to net settle these awards at January 31, 2020 is 0.2
million shares. In addition, withholding taxes, which will be paid by the Company on behalf of the employees upon vest, would have been $38.3 million at
January 31, 2020.

MTCH currently settles substantially all equity awards on a net basis. Assuming all MTCH equity awards outstanding on January 31, 2020 were net settled
on that date, MTCH would have issued 7.6 million common shares (of which 2.2 million is related to vested shares and 5.4 million is related to unvested shares)
and would have remitted $597.0 million (of which $174.7 million is related to vested shares and $422.2 million is related to unvested shares) in cash for
withholding taxes (in each case assuming a 50% withholding rate). While certain MTCH stock options ("Tandem Awards") can be settled in MTCH or IAC
common stock at the Company's election, the Company is no longer settling the Tandem Awards in IAC stock.

ANGI currently settles all equity awards on a net basis. In connection with the Combination, previously issued stock appreciation rights related to the
common stock of HomeAdvisor (US) were converted into ANGI stock appreciation rights that are settleable, at ANGI's option, on a net basis with ANGI remitting
withholding taxes on behalf of the employee or on a gross basis with ANGI issuing a sufficient number of Class A shares to cover the withholding taxes. While
these awards can be

58

settled in either Class A shares of ANGI or shares of IAC common stock at IAC's option, these awards are currently being settled in shares of ANGI. If settled in
IAC common stock, ANGI reimburses IAC in either cash or through the issuance of Class A shares to IAC. Assuming all of the stock appreciation rights
outstanding on January 31, 2020 were net settled on that date, ANGI would have issued 6.5 million shares of ANGI Class A stock and ANGI would have remitted
$52.3 million in cash for withholding taxes (assuming a 50% withholding rate). Assuming all other ANGI equity awards outstanding on January 31, 2020 were net
settled on that date, including stock options, RSUs and subsidiary denominated equity, ANGI would have issued 5.1 million shares and would have remitted $41.2
million in cash for withholding taxes (assuming a 50% withholding rate).

As of December 31, 2019, IAC's economic interest and voting interest in MTCH is 80.7% and 97.5%, respectively, and in ANGI is 84.1% and 98.1%,

respectively. IAC intends to take steps if necessary to maintain an economic interest in each of MTCH and ANGI of at least 80%. In addition, the Transaction
Agreement requires MTCH to undertake such steps as necessary to ensure that IAC maintains its 80% economic ownership.

At December 31, 2019, all of the Company’s international cash can be repatriated without significant tax consequences.

The Company believes its existing cash, cash equivalents, marketable securities, available borrowings under the IAC Credit Facility and expected positive

cash flows generated from operations will be sufficient to fund its normal operating requirements, including capital expenditures, debt service, the payment of
withholding taxes paid on behalf of employees for net-settled stock-based awards, and investing and other commitments for the foreseeable future. The Company's
liquidity could be negatively affected by a decrease in demand for its products and services. The Company’s indebtedness could limit its ability to: (i) obtain
additional financing to fund working capital needs, acquisitions, capital expenditures, debt service or other requirements; and (ii) use operating cash flow to make
acquisitions or capital expenditures, or invest in other areas, such as developing business opportunities. The Company may need to raise additional capital through
future debt or equity financing to make additional acquisitions and investments or to provide for greater financial flexibility. Additional financing may not be
available on terms favorable to the Company or at all.

On February 11, 2020, IAC completed the acquisition of Care.com under the terms of an agreement dated as of December 20, 2019, for an aggregate
purchase price of approximately $627 million. Care.com’s cash and cash equivalents and marketable securities balance, which would be included as part of the
assets acquired, was approximately $96.6 million as of December 31, 2019.

If the Separation is consummated:

•

IAC will contribute the cash and cash equivalents held by IAC (except for cash held by ANGI and MTCH) to New IAC. Had the Separation been
consummated on December 31, 2019, the approximate amount that would have been contributed as of December 31, 2019 is $1.8 billion. Following
this contribution, New IAC’s cash and cash equivalents and marketable securities balance would have been approximately $2.7 billion.

• MTCH has agreed to make a loan to IAC in an aggregate principal amount equal to the product of (i) $3.00 and (ii) the number of shares of MTCH
capital stock outstanding immediately prior to the effective time of the Separation (the ‘‘Match loan’’). As part of the Separation, all MTCH
stockholders, other than IAC, in respect of each share of MTCH common stock held, may elect to receive either $3.00 in cash or an additional $3.00
worth of New Match common stock. IAC will contribute the proceeds of the Match loan, less an amount equal to the product of $3.00 multiplied by
the aggregate number of shares of MTCH capital stock in respect of which MTCH holders have made a valid cash election, to New IAC. Based on
shares outstanding on December 31, 2019, New IAC will receive a contribution of approximately $680 million, assuming all non-IAC MTCH
shareholders elect to receive $3.00 in cash and an additional amount of approximately $163 million if all non-IAC MTCH shareholders elect to
receive additional MTCH shares. Following the Separation, the Match loan will remain as the obligation of New Match payable to MTCH; New
IAC will not have any obligations with regards to the Match loan.

•

•

New Match will own certain IAC financing subsidiaries that are the issuers of approximately $1.7 billion aggregate principal amount of currently
outstanding Exchangeable Notes.

New IAC’s debt immediately following the consummation of the Separation will relate solely to the ANGI Term Loan, which would have been
$245.7 million as of December 31, 2019.

59

In addition, prior to the closing of the Separation, IAC may enter into agreements with one or more third parties to sell shares of New Match common stock

with a value of up to $1.5 billion. The net proceeds of any such offering will be contributed to New IAC following the closing and the number of shares of New
Match that IAC stockholders will receive will be reduced to reflect the number of New Match shares sold in this offering.

60

Contractual Obligations(a)

Long-term debt(b)
Operating leases(c)
Purchase obligations(d)

Total contractual obligations

CONTRACTUAL OBLIGATIONS

Less Than
1 Year

1–3
Years

Payments Due by Period

3–5
Years

(In thousands)

More Than
5 Years

Total

$

$

130,076   $

1,215,337   $

754,534   $

2,176,890   $

4,276,837

44,177  

119,116  

80,164  

81,423  

61,805  

—  

249,090  

—  

435,236

200,539

293,369   $

1,376,924   $

816,339   $

2,425,980   $

4,912,612

_______________________________________________________________________________

(a) 

The Company has excluded $69.2 million in unrecognized tax benefits and related interest from the table above as we are unable to make a reasonably reliable estimate of the period
in which these liabilities might be paid. For additional information on income taxes, see "Note 3—Income Taxes" to the consolidated financial statements included in "Item 8—
Consolidated Financial Statements and Supplementary Data."

(b)  Represents contractual amounts due including interest on both fixed and variable rate instruments. Long-term debt at December 31, 2019 consists of $2.9 billion bearing interest at

fixed rates and $0.7 billion bearing interest at variable rates. The variable rate instruments consist of a $425.0 million MTCH Term Loan and a $247.5 million ANGI Term Loan. The
MTCH Term Loan bears interest at LIBOR plus 2.50%, or 4.44%, at December 31, 2019. The ANGI Term Loan bears interest at LIBOR plus 1.50%, or 3.25% at December 31, 2019.
The amount of interest ultimately paid on the MTCH and ANGI term loans may differ based on changes in interest rates. For additional information on long-term debt arrangements,
see "Note 7—Long-term Debt" to the consolidated financial statements included in "Item 8—Consolidated Financial Statements and Supplementary Data."

(c) 

The Company leases land, office space, data center facilities and equipment used in connection with operations under various operating leases, the majority of which contain
escalation clauses. Operating lease obligations include legally binding minimum lease payments for leases signed but not yet commenced. The Company is also committed to pay a
portion of the related operating expenses under certain lease agreements. These operating expenses are not included in the table above. For additional information on operating leases,
see "Note 13—Leases" to the consolidated financial statements included in "Item 8—Consolidated Financial Statements and Supplementary Data."

(d)  The purchase obligations primarily consist of payments for cloud computing arrangements, advertising commitments, and a remaining payment related to a 50% interest in a

corporate aircraft. For additional information on purchase obligations, see "Note 14—Commitments and Contingencies" to the consolidated financial statements included in "Item 8—
Consolidated Financial Statements and Supplementary Data."

Off-Balance Sheet Arrangements

See the commitments section of "Note 14—Commitments and Contingencies" to the consolidated financial statements included in "Item 8—Consolidated

Financial Statements and Supplementary Data" for additional information on our off-balance sheet arrangements.

61

 
 
 
 
 
 
CRITICAL ACCOUNTING POLICIES AND ESTIMATES

The following disclosure is provided to supplement the descriptions of IAC's accounting policies contained in "Note 2—Summary of Significant Accounting

Policies" to the consolidated financial statements included in "Item 8—Consolidated Financial Statements and Supplementary Data" in regard to significant areas
of judgment. Management of the Company is required to make certain estimates, judgments and assumptions during the preparation of its consolidated financial
statements in accordance with U.S. generally accepted accounting principles ("GAAP"). These estimates, judgments and assumptions impact the reported amount
of assets, liabilities, revenue and expenses and the related disclosure of contingent assets and liabilities. Actual results could differ from these estimates. Because of
the size of the financial statement elements to which they relate, some of our accounting policies and estimates have a more significant impact on our consolidated
financial statements than others. What follows is a discussion of some of our more significant accounting policies and estimates.

Business Combinations and Contingent Consideration Arrangements

Acquisitions, which are generally referred to in GAAP as business combinations, are an important part of the Company's growth strategy. The Company

invested $205.7 million and $243.3 million (including the value of ANGI Homeservices Class A common stock issued in connection with the acquisition of
Handy) in acquisitions in the years ended December 31, 2019 and 2018, respectively. The purchase price of each acquisition is attributed to the assets acquired and
liabilities assumed based on their fair values at the date of acquisition, including identifiable intangible assets that either arise from a contractual or legal right or
are separable from goodwill.

Management makes two critical determinations at the time of an acquisition, the reporting unit that will benefit from the acquisition and to which goodwill

will be assigned and the allocation of the purchase price of the business to the assets acquired and the liabilities assumed based upon their fair values. The reporting
unit determination is important beyond the initial allocation of purchase price because future impairment assessments of goodwill, as described below, are
performed at the reporting unit level. Historically, when the Company’s acquisitions have been complementary to existing reporting units, for example, the 2019
acquisition of Magisto by Vimeo and the 2018 acquisitions of Handy by ANGI and TelTech by Mosaic Group, the goodwill is allocated to these reporting units.
Acquisitions within the Emerging & Other reportable segment, such as NurseFly in 2019 and Bluecrew in 2018, usually result in the creation of new reporting
units because they are standalone businesses with unique product offerings, management or target markets, for example.

The allocation of purchase price to the assets acquired and liabilities assumed based upon their fair values is complex because of the judgments involved in
determining these values. The determination of purchase price and the fair value of monetary assets acquired and liabilities assumed is typically the least complex
aspect of the Company’s accounting for business combinations due to management’s experience and the inherently lower level of complexity. Due to the higher
degree of complexity associated with the valuation of intangible assets, the Company usually obtains the assistance of outside valuation experts in the allocation of
purchase price to the identifiable intangible assets acquired, which can be both definite-lived, such as acquired technology, customer and contractor relationships,
or indefinite lived, such as acquired trade names and trademarks. While outside valuation experts may be used, management has ultimate responsibility for the
valuation methods, models and inputs used and the resulting purchase price allocation. The excess purchase price over the net tangible and identifiable intangible
assets is recorded as goodwill and is assigned to the reporting unit that is expected to benefit from the business combination as of the acquisition date.

In connection with certain business combinations, the Company has entered into contingent consideration arrangements that are determined to be part of the

purchase price. The premise underlying the accounting for contingent consideration arrangements is that there are divergent views as to the acquired company’s
valuation between the Company and the selling shareholders of the acquiree. Therefore, a model is developed with future payments of a portion of the purchase
price linked to one or more financial (e.g., revenue and/or profit performance) and/or operating (e.g., number of subscribers) metrics that will be achieved over a
specified time frame in the future based upon the performance of the business. In keeping with the accounting guidance for business combinations, each of these
arrangements is initially recorded at its fair value at the time of the acquisition and the fair value is included in the aggregate purchase price. The Company
determines the fair value of the contingent consideration arrangements by using probability-weighted analyses to determine the amounts of the gross liability, and,
if the arrangement is long-term in nature, applying a discount rate that appropriately captures the risk associated with the obligation to determine the net amount
reflected in the consolidated financial statements. The number of scenarios used is typically greater for longer-term arrangements. The contingent consideration
arrangements are reassessed and reflected at current fair values for each subsequent reporting period thereafter until settled. The changes in the remeasured fair
value of the contingent consideration arrangements during each reporting period, including the accretion of the discount, if applicable, are recognized in "General
and administrative expense" in the consolidated statement of operations. Significant changes in the specified forecasted financial or operating metrics can result in
a significantly higher or lower fair value measurement, which can result in volatility of general and administrative expense as the resulting remeasurement gains
and losses are recorded.

62

Recoverability of Goodwill and Indefinite-Lived Intangible Assets

Goodwill and indefinite-lived intangible assets are assessed annually for impairment as of October 1, or more frequently if an event occurs or circumstances

change that would indicate that it is more likely than not that the fair value of a reporting unit or the fair value of an indefinite-lived intangible asset has declined
below its carrying value. The carrying value of goodwill is $2.9 billion and $2.7 billion at December 31, 2019 and 2018, respectively. Indefinite-lived intangible
assets, which consist of the Company's acquired trade names and trademarks, have a carrying value of $446.5 million and $458.1 million at December 31, 2019
and 2018, respectively.

In performing its annual goodwill impairment assessment, the Company has the option under GAAP to qualitatively assess whether it is more likely than not
that the fair value of a reporting unit is less than its carrying value; if the conclusion of the qualitative assessment is that there are no indicators of impairment, the
Company does not perform a quantitative test, which would require a valuation of the reporting unit, as of October 1. GAAP provides a not all-inclusive set of
examples of macroeconomic, industry, market and company specific factors for entities to consider in performing the qualitative assessment described above;
management considers the factors it deems relevant in making its more likely than not assessments. While the Company also has the option under GAAP to
qualitatively assess whether it is more likely than not that the fair values of its indefinite-lived intangible assets are less than their carrying values, the Company's
policy is to determine the fair value of each of its indefinite-lived intangible assets annually as of October 1, in part, because the level of effort required to perform
the quantitative and qualitative assessments is essentially equivalent.

If the conclusion of our qualitative assessment is that there are indicators of impairment and a quantitative test is required, the annual or interim quantitative

test of the recovery of goodwill involves a comparison of the estimated fair value of the Company's reporting unit that is being tested to its carrying value. If the
estimated fair value of a reporting unit exceeds its carrying value, goodwill of the reporting unit is not impaired. If the carrying value of a reporting unit exceeds its
estimated fair value, a goodwill impairment equal to the excess is recorded.

The Company’s annual assessment of the recovery of goodwill begins with management’s reassessment of its operating segments and reporting units. A

reporting unit is an operating segment or one level below an operating segment, which is referred to as a component. This reassessment of reporting units is also
made each time the Company changes its operating segments. Separate from the impact of the change in operating segments, the Company concluded that the
Applications operating segment should be split into two reporting units - Desktop and Mosaic Group - effective October 1, 2018. If the goodwill of a reporting unit
is allocated to newly formed reporting units, the allocation is usually made to each reporting unit based upon their relative fair values.

For the Company's annual goodwill test at October 1, 2019, a qualitative assessment of the MTCH, ANGI, Vimeo, Mosaic Group (included in the

Applications segment), College Humor Media, Bluecrew and Nursefly reporting units' goodwill was performed because the Company concluded it was more likely
than not that the fair value of these reporting units was in excess of their respective carrying values. The primary factors that the Company considered in its
qualitative assessment for each of these reporting units are described below:

• MTCH's October 1, 2019 market capitalization of $20.0 billion exceeded its carrying value by approximately $19.8 billion and MTCH's strong operating

performance.

• ANGI's October 1, 2019 market capitalization of $3.6 billion exceeded its carrying value by approximately $2.2 billion.

• The Company prepared valuations of the Vimeo, Mosaic Group, Bluecrew and Nursefly reporting units primarily in connection with the issuance and/or
settlement of equity awards that are denominated in the equity of these businesses subsequent to January 1, 2019. The valuations were prepared time
proximate to, however, not as of, October 1, 2019. The fair value of each of these businesses was in excess of its October 1, 2019 carrying value.

For the Company's annual goodwill test at October 1, 2019, the Company quantitatively tested the Desktop reporting unit (included in the Applications
segment). The Company's quantitative test indicated that there was no impairment. The Company's Dotdash, Ask Media Group and The Daily Beast reporting units
have no goodwill.

The aggregate goodwill balance for the Desktop reporting unit for which the most recent estimate of fair value is less than 10% over its carrying value is

approximately $265.1 million.

The fair value of the Company's reporting units (except for MTCH and ANGI described above) is determined using both an income approach based on
discounted cash flows ("DCF") and a market approach when it tests goodwill for impairment, either on an interim basis or annual basis as of October 1 each year.
The Company uses the same approach in determining the fair value of its businesses in connection with its non-public subsidiary denominated stock-based
compensation plans, which can be a significant factor in the decision to apply the qualitative assessment rather than a quantitative test. Determining fair value
using a DCF analysis requires the exercise of significant judgment with respect to several items, including the amount

63

and timing of expected future cash flows and appropriate discount rates. The expected cash flows used in the DCF analyses are based on the Company's most
recent forecast and budget and, for years beyond the budget, the Company's estimates, which are based, in part, on forecasted growth rates. The discount rates used
in the DCF analyses are intended to reflect the risks inherent in the expected future cash flows of the respective reporting units. Assumptions used in the DCF
analyses, including the discount rate, are assessed based on each reporting unit's current results and forecasted future performance, as well as macroeconomic and
industry specific factors. The discount rates used in the quantitative test for determining the fair value of the Company's reporting units was 12.5% in 2019 and
ranged from 12.5% to 15% in 2018. Determining fair value using a market approach considers multiples of financial metrics based on both acquisitions and trading
multiples of a selected peer group of companies. From the comparable companies, a representative market multiple is determined which is applied to financial
metrics to estimate the fair value of a reporting unit. To determine a peer group of companies for our respective reporting units, we considered companies relevant
in terms of consumer use, monetization model, margin and growth characteristics, and brand strength operating in their respective sectors.

The Company determines the fair value of indefinite-lived intangible assets using an avoided royalty DCF valuation analysis. Significant judgments inherent

in this analysis include the selection of appropriate royalty and discount rates and estimating the amount and timing of expected future cash flows. The discount
rates used in the DCF analyses are intended to reflect the risks inherent in the expected future cash flows generated by the respective intangible assets. The royalty
rates used in the DCF analyses are based upon an estimate of the royalty rates that a market participant would pay to license the Company's trade names and
trademarks. The future cash flows are based on the Company's most recent forecast and budget and, for years beyond the budget, the Company's estimates, which
are based, in part, on forecasted growth rates. Assumptions used in the avoided royalty DCF analyses, including the discount rate and royalty rate, are assessed
annually based on the actual and projected cash flows related to the asset, as well as macroeconomic and industry specific factors. The discount rates used in the
Company's annual indefinite-lived impairment assessment ranged from 10.5% to 27.5% in 2019 and 10.5% to 35% in 2018, and the royalty rates used ranged from
1% to 8% in 2019 and 0.75% to 8% in 2018.

If the carrying value of an indefinite-lived intangible asset exceeds its estimated fair value, an impairment equal to the excess is recorded. The aggregate

carrying value of indefinite-lived intangible assets for which the most recent estimate of the excess of fair value over carrying value is less than 10% is
approximately $121.2 million.

The 2019 annual assessment of goodwill and indefinite-lived intangible assets identified a $3.3 million goodwill impairment charge and $0.7 million trade

name impairment, both related to the College Humor Media business, and a $6.6 million impairment charge related to a trade name at MTCH.

The 2018 annual assessment of goodwill did not identify any impairments. The 2018 annual assessment of indefinite-lived intangible assets identified
impairment charges of $27.7 million and $1.1 million related to certain Desktop and College Humor Media indefinite-lived trade names, respectively. The
indefinite-lived intangible asset impairment charge at Desktop was due to Google’s policy changes related to its Chrome browser which became effective on
September 12, 2018 and have negatively impacted the distribution of our B2C downloadable desktop products. The impairment charge related to the B2C trade
name was identified in our annual impairment assessment as of October 1, 2018 and reflects the projected reduction in profits and revenues and the resultant
reduction in the assumed royalty rate from these policy changes. The impairment charges are included in "Amortization of intangibles" in the consolidated
statement of operations.

Recoverability and Estimated Useful Lives of Long-Lived Assets

We review the carrying value of all long-lived assets, comprising right-of-use assets ("ROU assets"), property and equipment and definite-lived intangible
assets, for impairment whenever events or changes in circumstances indicate that the carrying value of an asset may not be recoverable. The carrying value of a
long-lived asset is not recoverable if it exceeds the sum of the undiscounted cash flows expected to result from the use and eventual disposition of the asset. If the
carrying value is deemed not to be recoverable, an impairment loss is recorded equal to the amount by which the carrying value of the long-lived asset exceeds its
fair value. In addition, the Company reviews the useful lives of its long-lived assets whenever events or changes in circumstances indicate that these lives may be
changed. The carrying value of these long-lived assets is $671.1 million and $492.1 million at December 31, 2019 and 2018, respectively.

Income Taxes

The Company accounts for income taxes under the liability method, and deferred tax assets and liabilities are recognized for the future tax consequences

attributable to differences between the financial statement carrying values of existing assets and liabilities and their respective tax bases. Deferred tax assets and
liabilities are measured using enacted tax rates in effect for the year in which those temporary differences are expected to be recovered or settled. A valuation
allowance is provided if it is determined that it is more likely than not that the deferred tax asset will not be realized. At December 31, 2019 and 2018, the balance
of the Company's net deferred tax asset is $145.7 million and $41.2 million, respectively.

64

The Company evaluates and accounts for uncertain tax positions using a two-step approach. Recognition (step one) occurs when the Company concludes that

a tax position, based solely on its technical merits, is more-likely-than-not to be sustainable upon examination. Measurement (step two) determines the amount of
benefit that is greater than 50% likely to be realized upon ultimate settlement with a taxing authority that has full knowledge of all relevant information. De-
recognition of a tax position that was previously recognized would occur when the Company subsequently determines that a tax position no longer meets the more-
likely-than-not threshold of being sustained. This measurement step is inherently difficult and requires subjective estimations of such amounts to determine the
probability of various possible outcomes. At December 31, 2019 and 2018, the Company has unrecognized tax benefits, including interest and penalties, of $74.4
million and $52.3 million, respectively. We consider many factors when evaluating and estimating our tax positions and unrecognized tax benefits, which may
require periodic adjustment and which may not accurately anticipate actual outcomes. Although management currently believes changes to unrecognized tax
benefits from period to period and differences between amounts paid, if any, upon resolution of issues raised in audits and amounts previously provided will not
have a material impact on the liquidity, results of operations, or financial condition of the Company, these matters are subject to inherent uncertainties and
management’s view of these matters may change in the future.

The ultimate amount of deferred income tax assets realized and the amounts paid for deferred income tax liabilities and unrecognized tax benefits may vary

from our estimates due to future changes in income tax law, state income tax apportionment or the outcome of any review of our tax returns by the various tax
authorities, as well as actual operating results of the Company that vary significantly from anticipated results.

The Company has not provided for approximately $2.1 million of deferred taxes on $41.8 million of international cash earnings that are indefinitely
reinvested outside the U.S. The remaining $171.2 million of international cash can be repatriated without any significant tax consequences. The Company
reassesses its intention to remit or permanently reinvest these cash earnings each reporting period; any required adjustment to the income tax provision would be
reflected in the period that the Company changes this intention. During the year ended December 31, 2019, international cash totaling $70.1 million was repatriated
to the U.S.

Stock-Based Compensation

The Company recorded stock-based compensation expense of $240.8 million and $238.4 million for the years ended December 31, 2019 and 2018,
respectively. Included in stock-based compensation expense in the years ended December 31, 2019 and 2018 is $32.6 million and $70.6 million, respectively,
related to the modification of previously issued HomeAdvisor equity awards and previously issued Angie's List equity awards, both of which were converted into
ANGI Homeservices' equity awards in the Combination, and the acceleration of certain converted equity awards resulting from the termination of Angie's List
employees in connection with the Combination.

Stock-based compensation at the Company is complex due to our desire to attract, retain, inspire and reward outstanding entrepreneurs and managers at each
of our companies, including recently acquired companies, by allowing them to benefit directly from the value they help to create. We accomplish these objectives,
in part, by issuing equity awards denominated in the equity of our non-public subsidiaries as well as in IAC, MTCH and ANGI. We further refine this approach by
tailoring certain equity awards to the applicable circumstances. For example, we issue certain equity awards for which vesting is linked to the achievement of a
performance target such as revenue or profits; these awards are referred to as performance-based awards. In other cases, we link the vesting of equity awards to the
achievement of a value target for a subsidiary or IAC, MTCH or ANGI’s stock price, as applicable; these awards are referred to as market-based awards. The
nature and variety of these types of equity-based awards creates complexity in our determination of stock-based compensation expense.

In addition, acquisitions are an important part of the Company's growth strategy. These transactions may result in the modification of equity awards which

creates additional complexity and additional stock-based compensation expense. For example, the Combination resulted in the conversion of previously issued
HomeAdvisor and Angie’s List awards into ANGI Homeservices awards, and the recognition of additional stock-based compensation expense as described below.
In addition, our internal reorganizations can also lead to modifications of equity awards and result in additional complexity and stock-based compensation expense.

Finally, the means by which we settle our equity-based awards also introduces complexity into our financial reporting. We provide a path to liquidity by
settling the non-public subsidiary denominated awards in IAC, MTCH or ANGI shares, as applicable. In addition, certain former MTCH and ANGI subsidiary
denominated awards can be settled in IAC or MTCH and ANGI awards at the Company’s election. These features increase the complexity of our earnings per
share calculations.

The Company estimated the fair value of stock options issued (including those modified in connection with the Combination) using a Black-Scholes option
pricing model and, for those with a market condition, a lattice model. For stock options, including subsidiary denominated equity, the value of the stock option is
measured at the grant date at fair value and expensed over the vesting term. The impact on stock-based compensation expense for the year ended December 31,
2019, assuming a 1% increase in the risk-free interest rate, a 10% increase in the volatility factor and a one-year increase in the

65

weighted average expected term of the outstanding options would be an increase of $3.1 million, $13.6 million and $5.0 million, respectively. The Company also
issues RSUs, performance-based RSUs and market-based RSUs. For RSUs, the value of the instrument is measured at the grant date as the fair value of the
underlying IAC common stock and expensed as stock-based compensation expense over the vesting term. For performance-based RSUs, the value of the
instrument is measured at the grant date as the fair value of the underlying IAC common stock and expensed as stock-based compensation over the vesting term
when the performance targets are considered probable of being achieved. For market-based RSUs, a lattice model is used to estimate the value of the awards.

Investments in Equity Securities

The Company invests in equity securities as part of its investment strategy. Our equity securities, other than those of our consolidated subsidiaries and those

accounted for under the equity method, are accounted for at fair value or under the measurement alternative of ASU No. 2016-01, following its adoption on
January 1, 2018, with changes recognized within other income (expense), net each reporting period. Under the measurement alternative, equity investments
without readily determinable fair values are carried at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly
transactions for identical or similar securities of the same issuer; value is generally determined based on a market approach as of the transaction date. A security
will be considered identical or similar if it has identical or similar rights to the equity securities held by the Company. The Company reviews its investments in
equity securities without readily determinable fair values for impairment each reporting period when there are qualitative factors or events that indicate possible
impairment. Factors we consider in making this determination include negative changes in industry and market conditions, financial performance, business
prospects, and other relevant events and factors. When indicators of impairment exist, the Company prepares quantitative assessments of the fair value of our
investments in equity securities, which require judgment and the use of estimates. When our assessment indicates that the fair value of the investment is below its
carrying value, the Company writes down the investment to its fair value and records the corresponding charge within other income (expense), net. The carrying
value of the Company’s equity securities without readily determinable fair values is $353.1 million and $235.1 million at December 31, 2019 and 2018,
respectively, which is included in "Long-term investments" in the consolidated balance sheet. The Company had an investment in Pinterest, which became a
publicly-traded company in the second quarter of 2019. With effect from Pinterest's initial public offering, the Company's investment has been accounted for as a
marketable security. Prior to this, the Company accounted for its investment in Pinterest as an equity security without a readily determinable fair value. During
2019, the Company recognized a gain of $20.5 million on the sale of its remaining shares of Pinterest. During 2018, the Company recognized a gain of $26.8
million on the sale of certain Pinterest shares held by the Company and a $128.8 million unrealized gain (or upward adjustment) to adjust our remaining interest in
Pinterest to fair value. In addition, during 2019, the Company recognized $14.5 million in net upward adjustments related to equity securities without readily
determinable fair values. During 2018, the Company recognized other-than-temporary impairments (or downward adjustments) of $4.9 million related to equity
securities without readily determinable fair values and $0.6 million related to an equity method investment.

Recent Accounting Pronouncements

For a discussion of recent accounting pronouncements, see "Note 2—Summary of Significant Accounting Policies" to the consolidated financial statements

included in "Item 8—Consolidated Financial Statements and Supplementary Data."

66

Item 7A.    Quantitative and Qualitative Disclosures About Market Risk

Interest Rate Risk

The Company's exposure to market risk for changes in interest rates relates primarily to the Company's long-term debt, including current maturities.

At December 31, 2019, the Company's outstanding debt was $3.5 billion, of which $2.9 billion bears interest at fixed rates. If market rates decline, the
Company runs the risk that the related required payments on the fixed rate debt will exceed those based on market rates. A 100 basis point increase or decrease in
the level of interest rates would, respectively, decrease or increase the fair value of the fixed-rate debt by $121.1 million. Such potential increase or decrease in fair
value is based on certain simplifying assumptions, including a constant level and rate of fixed-rate debt for all maturities and an immediate across-the-board
increase or decrease in the level of interest rates with no other subsequent changes for the remainder of the period. The $425 million MTCH Term Loan and the
$247.5 million outstanding balance on the ANGI Term Loan bear interest at variable rates. The MTCH Term Loan bears interest at LIBOR plus 2.50%. As of
December 31, 2019, the rate in effect was 4.44%. If LIBOR were to increase or decrease by 100 basis points, then the annual interest expense on the MTCH Term
Loan would increase or decrease by $4.3 million. The ANGI Term Loan bears interest at LIBOR plus 1.50%. As of December 31, 2019, the rate in effect was
approximately 3.25%. If LIBOR were to increase or decrease by 100 basis points, then the annual interest expense on the ANGI Term Loan would increase or
decrease by $2.5 million.

Foreign Currency Exchange Risk

The Company conducts business in certain foreign markets, primarily in various jurisdictions within the European Union, and, as a result, is exposed to

foreign exchange risk for both the Euro and British Pound ("GBP").

For the years ended December 31, 2019, 2018 and 2017, international revenue accounted for 35%, 34% and 30%, respectively, of our consolidated revenue.

The Company has exposure to foreign currency exchange risk relates to investments in foreign subsidiaries that transact business in a functional currency other
than the U.S. dollar. As a result, as foreign currency exchange rates fluctuate, the translation of the statement of operations of the Company's international
businesses into U.S. dollars affects year-over-year comparability of operating results.

The Company is also exposed to foreign currency transaction gains and losses to the extent it or its subsidiaries conduct transactions in and/or have assets

and/or liabilities that are denominated in a currency other than the entity's functional currency. The Company recorded foreign exchange (losses) and gains of
$(1.0) million, $5.3 million and $(16.8) million for the years ended December 31, 2019, 2018 and 2017, respectively. The increase in GBP versus the U.S. dollar
during 2018 and 2017, generated the majority of the Company's foreign currency exchange gains and losses in these years. The foreign exchange gains and losses
are primarily related to a U.S. dollar denominated intercompany loan related to a 2016 acquisition in which the receivable is held by a foreign subsidiary with a
GBP functional currency. The foreign exchange losses in 2017 were further impacted by U.S. dollar denominated cash, the majority of which is from the proceeds
received in the PriceRunner sale in March 2016, held by a foreign subsidiary with a GBP functional currency. Subsequent to December 31, 2017, the Company
moved this U.S. dollar denominated cash to a U.S. dollar functional currency entity.

Foreign currency exchange gains or losses historically have not been material to the Company. As a result, historically, the Company has not hedged foreign

currency exposures. The continued growth and expansion of our international operations increases our exposure to foreign exchange rate fluctuations. Significant
foreign exchange rate fluctuations, in the case of one currency or collectively with other currencies, could have a significant impact on our future results of
operations.

67

Item 8.    Consolidated Financial Statements and Supplementary Data

Report of Independent Registered Public Accounting Firm

To the Shareholders and the Board of Directors of IAC/InterActiveCorp

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheet of IAC/InterActiveCorp and subsidiaries (the Company) as of December 31, 2019 and 2018, and
the related consolidated statements of operations, comprehensive operations, shareholders' equity and cash flows for each of the three years in the period ended
December 31, 2019, and the related notes and the financial statement schedule listed in the Index at Item 15(a) (collectively referred to as the “consolidated
financial statements”). In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position of the Company at
December 31, 2019 and 2018, and the results of its operations and its cash flows for each of the three years in the period ended December 31, 2019, in conformity
with U.S. generally accepted accounting principles.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the Company's internal
control over financial reporting as of December 31, 2019, based on criteria established in Internal Control-Integrated Framework issued by the Committee of
Sponsoring Organizations of the Treadway Commission (2013 framework) and our report dated February 27, 2020 expressed an unqualified opinion thereon.

Adoption of Accounting Standards Updates

As discussed in Note 2 to the consolidated financial statements, the Company changed its method of accounting for leases, which generally requires all leases be
recognized in the statement of financial position, in 2019 due to the adoption of ASU No. 2016-02, Leases (Topic 842). The Company adopted the standard
effective January 1, 2019 on a prospective basis. Additionally, as discussed in Note 2 to the consolidated financial statements, the Company changed its method of
accounting for the recognition, measurement, presentation and disclosure of certain equity securities due to the adoption of ASU No. 2016-01, Recognition and
Measurement of Financial Assets and Financial Liabilities. The Company adopted the standard effective January 1, 2018 electing the measurement alternative.

Basis for Opinion

These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on the Company’s financial statements
based on our audits. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance
with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable
assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to
assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such
procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the
accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe
that our audits provide a reasonable basis for our opinion.

Critical Audit Matters

The critical audit matters communicated below are matters arising from the current period audit of the financial statements that were communicated or required to
be communicated to the audit committee and that: (1) relate to accounts or disclosures that are material to the financial statements and (2) involved our especially
challenging, subjective or complex judgments. The communication of critical audit matters does not alter in any way our opinion on the financial statements, taken
as a whole, and we are not, by communicating the critical audit matters below, providing separate opinions on the critical audit matters or on the accounts or
disclosures to which they relate.

68

                                Business Combinations - Valuation of Acquired Intangible Assets

Description of the
Matter

During the year ended December 31, 2019, the Company completed business combinations for total consideration, net of cash acquired,
of $205.7 million. As disclosed in Note 2 to the consolidated financial statements, the purchase price of each acquisition is attributed to
the assets acquired and liabilities assumed based on their fair values at the date of acquisition, including identifiable intangible assets that
either arise from a contractual or legal right or are separable from goodwill.

Auditing  management’s  allocation  of  the  purchase  price  of  business  combinations  required  complex  auditor  judgment  due  to  the
significant measurement uncertainty in determining the fair value of the identifiable intangible assets acquired. In particular, the fair value
of estimates for identifiable  intangible  assets were sensitive to changes in assumptions, including discount rates, revenue growth rates,
royalty  rates  and  the  projected  cash  flow  terminal  growth  rates.  These  assumptions  relate  to  the  future  performance  of  the  acquired
businesses and are affected by such factors as expected future market or economic conditions.

How We Addressed the
Matter in Our Audit

We obtained an understanding, evaluated the design and tested the operating effectiveness of the Company’s controls over its accounting
for  business  combinations.  For  example,  we  tested  controls  over  the  Company’s  process  to  identify  and  measure  acquired  intangible
assets as well as controls over management's review of the significant assumptions described above.

To test the estimated fair value of the identifiable intangible assets acquired, our audit procedures included, among others, assessing the
completeness of the identifiable intangible assets acquired, assessing the valuation methodologies and testing the significant assumptions
described above and underlying data used by the Company. For example, we compared the significant assumptions used by management
to the historical results of the acquired businesses as well as to current industry and economic trends. We performed sensitivity analyses
of  significant  assumptions  to  evaluate  the  change  in  the  fair  value  of  the  identifiable  intangible  assets  resulting  from  changes  in  the
assumptions. In addition, we involved an internal valuation specialist to assist in evaluating the methodologies used and the significant
assumptions applied in developing the fair value estimates.

                                Stock-Based Compensation

Description of the
Matter

During the year ended December 31, 2019, the Company recorded stock-based compensation expense of $240.8 million. As discussed in
Note 11 to the consolidated financial statements, the Company issues various types of equity awards, including stock options, restricted
stock units, performance-based stock units, market-based awards and equity instruments denominated in the shares of certain subsidiaries.

Auditing the Company's accounting for stock-based compensation required complex auditor judgment due to the number and the variety
of  the  types  of  equity  awards,  the  prevalence  of  modifications,  the  subjectivity  of  assumptions  used  to  value  stock-based  awards  (e.g.
expected  term),  the  frequent  use  of  performance-based  vesting  conditions  and  the  existence  of  awards  denominated  in  the  shares  of
certain subsidiaries.

69

 
 
 
 
 
 
 
How We Addressed the
Matter in Our Audit

We obtained an understanding, evaluated the design and tested the operating effectiveness of the Company’s controls over stock-based
compensation. For example, we tested controls over the Company's process to assess the completeness of its share-based awards and for
measuring  and  recording  stock-based  compensation,  including  management’s  review  of  the  underlying  calculations,  the  significant
assumptions used in valuing certain awards and related valuation reports prepared by its specialists.

To test stock-based compensation expense, we performed audit procedures that included, among others, assessing the completeness of the
awards granted and evaluating the methodologies used to estimate the fair value of the awards granted and the significant assumptions
described  above.  Our  procedures  also  included,  evaluating  the  key  terms  and  conditions  of  awards  granted  to  assess  the  accounting
treatment for a sample of awards, testing the clerical accuracy of the calculation of the expense recorded, and assessing the Company's
accounting  for  award  modifications.  Additionally,  for  certain  awards  issued  by  the  Company,  we  involved  our  internal  valuation
specialists to assess the valuation methodologies and assumptions used in estimating the fair value of the awards.

                                Goodwill and Indefinite-Lived Intangible Assets - Quantitative Impairment Assessment

Description of the
Matter

As of December 31, 2019, the Company’s goodwill and indefinite-lived intangible asset balances were $2.9 billion and $446.5 million,
respectively. As disclosed in Note 2 to the consolidated financial statements, goodwill and indefinite-lived intangible assets are assessed
annually  for  impairment  using  either  a  qualitative  or  quantitative  approach  as  of  October  1,  or  more  frequently  if  an  event  occurs  or
circumstances change that would more likely than not reduce the fair value of a reporting unit or an indefinite-lived intangible asset below
its carrying value.

Auditing management’s quantitative impairment tests for goodwill and indefinite-lived intangible assets was complex and judgmental due
to  the  measurement  uncertainty  in  estimating  the  fair  value  of  the  reporting  units  for  goodwill  and  the  fair  value  of  indefinite-lived
intangible assets. Specifically, the fair value estimate of the Company's Desktop reporting unit was sensitive to assumptions such as the
discount  rate,  revenue  growth  rates,  and  the  projected  cash  flow  terminal  growth  rate.  The  fair  value  estimates  for  indefinite-lived
intangible  assets  were  sensitive  to  assumptions  such  as  discount  rates,  revenue  growth  rates,  royalty  rates  and  projected  cash  flow
terminal growth rates. These assumptions are affected by such factors as expected future market or economic conditions.

How We Addressed the
Matter in Our Audit

We obtained an understanding, evaluated the design and tested the operating effectiveness of the Company’s controls over its goodwill
and  indefinite-lived  intangible  assets  impairment  review  process.  For example,  we  tested  controls  over  the  Company’s  forecasting  and
budgeting  process  as  well  as  controls  over  management's  review  of  the  significant  assumptions  used  to  estimate  the  fair  values  of  the
reporting unit for goodwill and the indefinite-lived intangible assets.

To test the estimated fair value of the Desktop reporting unit and the Company's indefinite-lived intangible assets, our audit procedures
included, among others, assessing the methodologies and testing the significant assumptions and underlying data used by the Company.
We evaluated the Company’s underlying forecast and budget information by comparing the significant assumptions to current industry
and  economic  trends,  changes  in  the  Company’s  business  model  and  assessed  the  historical  accuracy  of  management’s  estimates.  For
example, we evaluated management’s forecasted revenue to identify, understand and evaluate changes as compared to historical results.
We performed sensitivity analyses of significant assumptions to evaluate the change in the fair value of the Desktop reporting unit for
goodwill  and  the  Company's  indefinite-lived  intangible  assets  resulting  from  changes  in  the  assumptions.  In  addition,  we  involved  an
internal  valuation  specialist  to  assist  in  evaluating  the  methodologies  and  significant  assumptions  applied  in  developing  the  fair  value
estimates.

/s/ Ernst & Young LLP

We have served as the Company’s auditor since 1996.

New York, New York
February 27, 2020

70

 
 
 
 
Table of Contents

Cash and cash equivalents

Marketable securities

IAC/INTERACTIVECORP AND SUBSIDIARIES

CONSOLIDATED BALANCE SHEET

December 31,

2019

2018

(In thousands, except par value amounts)

ASSETS

$

3,139,295

  $

Accounts receivable, net of allowance and reserves of $24,726 and $18,860, respectively

Other current assets

Total current assets

Right-of-use assets, net

Property and equipment, net

Goodwill

Intangible assets, net

Long-term investments

Deferred income taxes

Other non-current assets

TOTAL ASSETS

LIABILITIES AND SHAREHOLDERS' EQUITY

LIABILITIES:

Current portion of long-term debt

Accounts payable, trade

Deferred revenue

Accrued expenses and other current liabilities

Total current liabilities

Long-term debt, net

Income taxes payable

Deferred income taxes

Other long-term liabilities

Redeemable noncontrolling interests

Commitments and contingencies

SHAREHOLDERS' EQUITY:
Common stock $.001 par value; authorized 1,600,000 shares; issued 263,230 and 262,303 shares, respectively, and outstanding
78,890 and 77,963 shares, respectively

Class B convertible common stock $.001 par value; authorized 400,000 shares; issued 16,157 shares and outstanding 5,789 shares

Additional paid-in capital

Retained earnings

Accumulated other comprehensive loss

Treasury stock 194,708 shares

Total IAC shareholders' equity

Noncontrolling interests

Total shareholders' equity

$

$

19,993

298,334

249,367

3,706,989

167,801

371,353

2,854,462

578,474

353,052

167,054

133,640

8,332,825

  $

13,750

  $

94,356

397,490

502,003

1,007,599

3,121,572

36,489

21,388

202,932

44,527

263

16

11,683,799

1,689,925

(136,349)

(10,309,612)

2,928,042

970,276

3,898,318

TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY

$

8,332,825

  $

The accompanying Notes to Consolidated Financial Statements are an integral part of these statements.

71

2,131,632

123,665

279,189

228,253

2,762,739

—

318,800

2,726,859

631,422

235,055

64,786

134,924

6,874,585

13,750

74,907

360,015

434,886

883,558

2,245,548

37,584

23,600

66,807

65,687

262

16

12,022,387

1,258,794

(128,722)

(10,309,612)

2,843,125

708,676

3,551,801

6,874,585

 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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IAC/INTERACTIVECORP AND SUBSIDIARIES

CONSOLIDATED STATEMENT OF OPERATIONS

Revenue

Operating costs and expenses:

Cost of revenue (exclusive of depreciation shown separately below)

Selling and marketing expense

General and administrative expense

Product development expense

Depreciation

Amortization of intangibles

Goodwill impairment

Total operating costs and expenses

Operating income

Interest expense

Other income (expense), net

Earnings before income taxes

Income tax benefit (provision)

Net earnings

Net earnings attributable to noncontrolling interests

Net earnings attributable to IAC shareholders

Per share information attributable to IAC shareholders:

Basic earnings per share

Diluted earnings per share

Stock-based compensation expense by function:

Cost of revenue

Selling and marketing expense

General and administrative expense

Product development expense

Total stock-based compensation expense

Years Ended December 31,

2019

2018

2017

(In thousands, except per share data)

$

4,757,055   $

4,262,892   $

3,307,239

1,127,420  

1,629,623  

888,950  

345,417  

88,399  

92,595  

3,318  

4,175,722  

581,333  

(153,563)  

66,741  

494,511  

49,309  

543,820  

(112,689)  

911,146  

1,519,440  

774,079  

309,329  

75,360  

108,399  

—  

3,697,753  

565,139  

(109,327)  

305,746  

761,558  

(3,811)  

757,747  

(130,786)  

431,131   $

626,961   $

651,008

1,381,221

719,257

250,879

74,265

42,143

—

3,118,773

188,466

(105,295)

(16,213)

66,958

291,050

358,008

(53,084)

304,924

5.12   $

4.50   $

7.52   $

6.59   $

3.81

3.18

3,767   $

10,298  

178,298  

48,425  

2,482   $

7,943  

188,510  

39,485  

240,788   $

238,420   $

1,881

31,318

192,957

38,462

264,618

$

$

$

$

$

The accompanying Notes to Consolidated Financial Statements are an integral part of these statements.

72

 
 
 
 
 
 
   
   
 
 
   
   
 
   
   
 
 
   
   
 
   
   
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IAC/INTERACTIVECORP AND SUBSIDIARIES

CONSOLIDATED STATEMENT OF COMPREHENSIVE OPERATIONS

Net earnings

Other comprehensive (loss) income, net of income taxes:

Change in foreign currency translation adjustment

Change in unrealized gains and losses on available-for-sale securities (net of tax benefit of
$3,846 in 2017)

Total other comprehensive (loss) income, net of income taxes

Comprehensive income, net of income taxes

Components of comprehensive (income) loss attributable to noncontrolling interests:

Net earnings attributable to noncontrolling interests

Change in foreign currency translation adjustment attributable to noncontrolling interests

Change in unrealized gains and losses of available-for-sale securities attributable to
noncontrolling interests

Comprehensive income attributable to noncontrolling interests

Years Ended December 31,

2019

2018

2017

(In thousands)

$

543,820   $

757,747   $

358,008

(9,961)  

(31,411)  

80,269

(5)  

(9,966)  

533,854  

(112,689)  

2,023  

5  

(31,406)  

726,341  

(130,786)  

6,129  

1  

(1)  

(110,665)  

(124,658)  

(4,026)

76,243

434,251

(53,084)

(13,797)

—

(66,881)

367,370

Comprehensive income attributable to IAC shareholders

$

423,189   $

601,683   $

The accompanying Notes to Consolidated Financial Statements are an integral part of these statements.

73

 
 
 
 
 
 
   
   
 
   
   
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IAC/INTERACTIVECORP AND SUBSIDIARIES

CONSOLIDATED STATEMENT OF SHAREHOLDERS' EQUITY

Years Ended December 31, 2019, 2018 and 2017

IAC Shareholders' Equity

Common Stock 
$.001 Par Value

Class B
Convertible
Common
Stock $.001
Par Value

Redeemable
Noncontrolling
Interests

$

Shares

  Shares

$

Additional
Paid-in
Capital

  Retained

Earnings

Accumulated
Other
Comprehensive
(Loss) Income

(In thousands)

Treasury
Stock

Total IAC
Shareholders'
Equity

  Noncontrolling

Interests

Total
Shareholders'
Equity

Balance as of December 31, 2016

$

32,827

  $ 11,921,559

(166,123)

  $ (10,176,600)

  $ 1,869,222

  $

141,448

  $ 2,010,670

Net earnings

Other comprehensive income, net of income tax

Stock-based compensation expense

Issuance of common stock pursuant to stock-
based awards, net of withholding taxes

Purchase of treasury stock

Distributions to and purchases of redeemable
noncontrolling interests

Purchase of noncontrolling interests

Adjustment of redeemable noncontrolling
interests to fair value

Issuance of Match Group and ANGI
Homeservices common stock pursuant to stock-
based awards, net of withholding taxes

Acquisition of Angie's List and creation of
noncontrolling interests in ANGI Homeservices

Noncontrolling interests created in acquisitions

Purchase of exchangeable note hedge

Equity component of exchangeable debt issuance,
net of deferred financing costs and deferred tax
asset

Issuance of warrants

Other

Balance as of December 31, 2017

$

Cumulative effect of adoption of ASU No. 2014-
09

Net earnings

Other comprehensive loss, net of income tax

Stock-based compensation expense

Issuance of common stock pursuant to stock-
based awards, net of withholding taxes

Purchase of treasury stock

Distributions to and purchases of noncontrolling
interests

Adjustment of redeemable noncontrolling
interests to fair value

Issuance of Match Group and ANGI
Homeservices common stock pursuant to stock-
based awards, net of withholding taxes

Dividends paid to Match Group noncontrolling
interests

Noncontrolling interests created in acquisitions

    $ 256   255,672   $ 16   16,157
    —  
    —  
    —  

—   —  
—   —  
—   —  

—  
—  
—  

3,620

1,291

2,017

—    
5  
—     —  

4,952   —  
—   —  

(20,461)

    —  
—     —  

—   —  
—   —  

6,341

    —  

—   —  

—     —  

—   —  

17,758

—     —  
    —  
—     —  

—   —  
—   —  
—   —  

—  
—  

—  
—  

—  

—  

—  
—  
—  

—  
—  

  $ 290,114   $
304,924  
—  
—  

66,333

(10,509)

—  

—  
—  

(6,341)

(472,106)

645,475

—  

(74,365)

71,158

23,650

—  

62,446

—  

—  
—  

—  
—  

—  

109

—  
—  
—  

—  
—  
—  

—  
—  

—  
—  

—  

—  

—  
—  
—  

—  
—  
—  

—     —  
—     —  
    —  
    $ 261   260,624   $ 16   16,157

—   —  
—   —  
—   —  

—  
—  
—  

(526)

42,867

148
  $ 12,165,002

33,897

—     —  
    —  
    —  
    —  

(702)

1,138

—   —  
—   —  
—   —  
—   —  

—    
1  
—     —  

1,679   —  
—   —  

(14,785)

    —  

—   —  

4,098

    —  

—   —  

—     —  

—   —  

—     —  
    —  

2,261

—   —  
—   —  

—  
—  
—  
—  

—  
—  

—  

—  

—  

—  
—  

—  
—  
—  

75,311

21,785

—  

—  

(4,098)

(236,377)

—  
—  

36,795  
626,961  
—  
—  

—  
—  

—  

—  

—  

—  
—  

74

—  
—  

(25,278)

—  

—  
—  

—  

—  

124

—  
—  

—  
—  

—  

—  

—  
—  
—  

—  
—  
—  

—  
—  
—  
—  

—  

—  
—  
—  

—  

304,924

62,446

66,333

(10,504)

(50,121)

(50,121)

—  
—  

(6,341)

49,464

12,506

354,388

74,952

180,055

246,388

—  
—  

—  

(848)

—  

(10,504)

(50,121)

—

(848)

(6,341)

(471,997)

(705)

(472,702)

645,475

133,996

779,471

—  

(74,365)

71,158

23,650

—  
—  

—  
—  

—

(74,365)

71,158

23,650

36,795

626,961

3,410

40,205

96,889

723,850

(25,278)

(5,426)

(30,704)

75,311

161,971

237,282

21,786

(82,891)

(82,891)

—  
—  

21,786

(82,891)

—  

—  

—  

—  
—  

—  

(4,098)

(9,364)

(9,364)

—  

(4,098)

(236,253)

35,559

(200,694)

—  
—  

(105,126)

(105,126)

14,307

14,307

  $ 595,038   $

(103,568)

  $ (10,226,721)

148
  $ 2,430,028

879

  $

516,795

1,027
  $ 2,946,823

 
 
   
   
   
 
 
     
   
   
   
   
   
   
   
   
   
   
 
 
   
 
 
   
 
 
   
   
   
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
IAC/INTERACTIVECORP AND SUBSIDIARIES

CONSOLIDATED STATEMENT OF SHAREHOLDERS' EQUITY (Continued)

Years Ended December 31, 2019, 2018 and 2017

IAC Shareholders' Equity

Common Stock 
$.001 Par Value

Class B
Convertible
Common
Stock $.001
Par Value

Redeemable
Noncontrolling
Interests

$

Shares

  Shares

$

Additional
Paid-in
Capital

Retained
Earnings

Accumulated
Other
Comprehensive
(Loss) Income

Treasury
Stock

Total IAC
Shareholders'
Equity

  Noncontrolling

Interests

Total
Shareholders'
Equity

Other

(3,087)

Balance as of December 31, 2018

$

65,687

Net earnings

2,835

—   —  

    —  
764
    $ 262   262,303   $ 16   16,157   $ 12,022,387
    —  

—   —  

—  

—  

  $ 1,258,794   $
431,131  

—  

Other comprehensive income (loss), net of
income tax

Stock-based compensation expense

Issuance of common stock pursuant to stock-
based awards, net of withholding taxes

Distributions to and purchases of redeemable
noncontrolling interests

Adjustment of redeemable noncontrolling
interests to fair value

Issuance of Match Group and ANGI
Homeservices common stock pursuant to stock-
based awards, net of withholding taxes

Purchase of Match Group and ANGI
Homeservices treasury stock

Noncontrolling interests created in acquisitions

Purchase of exchangeable note hedges

Equity component of exchangeable senior notes,
net of deferred financing costs and deferred tax
liabilities

Issuance of warrants

Other

Balance as of December 31, 2019

$

39

148

    —  
    —  

—   —  
—   —  

—    

1  

927   —  

(40,432)

    —  

—   —  

11,554

    —  

—   —  

—     —  

—   —  

—     —  
    —  
—     —  

4,781

—   —  
—   —  
—   —  

—  
—  

—  

—  

—  

—  

—  
—  
—  

—  

82,619

(82,463)

—  

(11,554)

(236,897)

(274,302)

—  

(303,428)

—     —  
—     —  
    —  
(81)
    $ 263   263,230   $ 16   16,157   $ 11,683,799

—   —  
—   —  
—   —  

—  
—  
—  

166,520

320,998

(85)

44,527

—  
—  

—  

—  

—  

—  

—  
—  
—  

—  
—  
—  

—  

—  

—  

—  

315

—  
—  
—  

—  
—  
—  

(In thousands)

—  

—  

(128,722)

  $ (10,309,612)

—  

764
  $ 2,843,125

(339)

  $

708,676

425
  $ 3,551,801

—  

—  

431,131

109,854

540,985

(7,942)

(7,942)

(2,063)

(10,005)

82,619

155,457

238,076

(82,462)

—  

(11,554)

—  

—  

—  

(82,462)

—

(11,554)

(236,582)

(1,794)

(238,376)

(274,302)

—  

(303,428)

320,998

166,520

—  
—  
—  

—  
—  

(274,302)

—

(303,428)

320,998

166,520

—  

—  

—  

—  

—  

—  
—  
—  

—  
—  
—  

  $ 1,689,925   $

(136,349)

  $ (10,309,612)

(81)
  $ 2,928,042

146

  $

970,276

65
  $ 3,898,318

The accompanying Notes to Consolidated Financial Statements are an integral part of these statements.

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Table of Contents

IAC/INTERACTIVECORP AND SUBSIDIARIES
CONSOLIDATED STATEMENT OF CASH FLOWS

Cash flows from operating activities:

Net earnings

Adjustments to reconcile net earnings to net cash provided by operating activities:

Stock-based compensation expense

Amortization of intangibles

Depreciation

Bad debt expense

Goodwill impairment

Deferred income taxes

Gains on equity securities, net

  Losses (gains) from the sale of businesses, net

  Other adjustments, net

 Changes in assets and liabilities, net of effects of acquisitions and dispositions:

Accounts receivable

Other assets

Accounts payable and other liabilities

Income taxes payable and receivable

Deferred revenue

Net cash provided by operating activities

Cash flows from investing activities:

Acquisitions, net of cash acquired

Capital expenditures

Proceeds from maturities of marketable debt securities

Purchases of marketable debt securities

Net proceeds from the sale of businesses and investments

Purchases of investments

Other, net

Net cash (used in) provided by investing activities

Cash flows from financing activities:

Proceeds from issuance of IAC debt

Repurchases of IAC debt

Purchase of exchangeable note hedges

Proceeds from issuance of warrants

Proceeds from issuance of Match Group debt

Borrowings under Match Group Credit facility

Principal payments on Match Group debt

Principal payments on Match Group Credit facility

Borrowing under ANGI Homeservices Term Loan

Principal payments on ANGI Homeservices Term Loan

Debt issuance costs

Purchase of IAC treasury stock

Purchase of Match Group and ANGI Homeservices treasury stock

Proceeds from the exercise of IAC stock options 

Proceeds from the exercise of Match Group and ANGI Homeservices stock options

Withholding taxes paid on behalf of IAC employees on net settled stock-based awards 
Withholding taxes paid on behalf of Match Group and ANGI Homeservices employees on net settled stock-based
awards

Purchase of Match Group stock-based awards 

Dividends paid to Match Group noncontrolling interests

Years Ended December 31,

2019

2018

(In thousands)

2017

$

543,820

  $

757,747   $

358,008

240,788

92,595

88,399

65,803

3,318

(80,101)

(37,581)

8,239

45,546

(91,435)

(17,661)

41,882

(3,287)

37,614

937,939

(205,726)

(136,652)

163,500

(59,639)

165,124

(253,663)

(2,473)

(329,529)

1,150,000

(35,035)

(303,428)

166,520

350,000

40,000

—  

(300,000)

—  

(13,750)

(27,815)

—  

(273,258)

10,682

573

(93,145)

(238,461)

—  
—  

238,420  
108,399  
75,360  
48,445  
—  
(34,679)  
(152,044)  
(119,955)  
15,763  

(34,828)  
(44,557)  
53,555  
27,034  
49,468  
988,128  

(64,496)  
(85,634)  
333,600  
(449,676)  
136,719  
(52,980)  
9,027  
(173,440)  

—  
(363)  
—  
—  
260,000  
—  
—  
—  
—  
(13,750)  
(5,449)  
(82,891)  
(133,455)  
41,700  
4,705  
(18,982)  

(237,564)  
—  
(105,126)  

264,618

42,143

74,265

28,930

—

(285,278)

(34,927)

2,254

61,647

(115,169)

5,688

(25,289)

655

39,154

416,699

(146,553)

(75,523)

114,350

(29,891)

185,778

(9,106)

2,994

42,049

517,500

(393,464)

(74,365)

23,650

525,000

—

(445,172)

—

275,000

—

(33,744)

(56,424)

—

82,397

61,095

(93,832)

(264,323)

(272,459)

—

 
 
 
 
 
 
   
   
 
   
   
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 Distributions to and purchases of noncontrolling interests

Acquisition-related contingent consideration payments

Other, net

Net cash provided by (used in) financing activities

Total cash provided

Effect of exchange rate changes on cash and cash equivalents and restricted cash

Net increase in cash and cash equivalents and restricted cash

Cash and cash equivalents and restricted cash at beginning of period

Cash and cash equivalents and restricted cash at end of period

(29,184)

—  

(3,868)

399,831

1,008,241

(1,568)

1,006,673

2,133,685

$

3,140,358

  $

(22,498)  
(185)  
1,060  
(312,798)  
501,890  
(1,887)  
500,003  
1,633,682  
2,133,685   $

(20,184)

(27,289)

(255)

(196,869)

261,879

11,604

273,483

1,360,199

1,633,682

The accompanying Notes to Consolidated Financial Statements are an integral part of these statements.

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NOTE 1—ORGANIZATION

IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

IAC operates Vimeo and Dotdash, among many other online businesses, and also has majority ownership of both Match Group, which includes Tinder,

Match, PlentyOfFish, OkCupid and Hinge, and ANGI Homeservices, which includes HomeAdvisor, Angie’s List and Handy.

Separation

On December 19, 2019, IAC/InterActiveCorp ("IAC") entered into a Transaction Agreement (the "Transaction Agreement") with Match Group, Inc.
("MTCH"), IAC Holdings, Inc., a direct wholly owned subsidiary of IAC ("New IAC"), and Valentine Merger Sub LLC, an indirect wholly owned subsidiary of
IAC. Subject to the terms and conditions set forth in the Transaction Agreement, the businesses of MTCH will be separated from the remaining businesses of IAC
through a series of transactions that will result in the pre-transaction stockholders of IAC owning shares in two, separate public companies—(1) IAC, which will be
renamed Match Group, Inc. ("New Match") and which will own the businesses of MTCH and certain IAC financing subsidiaries, and (2) New IAC, which will be
renamed IAC/InterActiveCorp and which will own IAC's other businesses—and the pre-transaction stockholders of MTCH (other than IAC) owning shares in New
Match. Completion of the Separation, which is expected to occur in mid-second quarter of 2020, is subject to a number of conditions, including approval by a
majority of the disinterested shareholders of MTCH, approval of IAC’s shareholders and other customary conditions and approvals. We refer to the full separation
as the "Separation".

As used herein, "IAC," the "Company," "we," "our" or "us" and similar terms refer to IAC/InterActiveCorp and its subsidiaries (unless the context requires

otherwise).

Match Group

Our Match Group segment consists of the businesses and operations of Match Group, Inc. ("Match Group" or "MTCH").

MTCH completed its initial public offering ("IPO") on November 24, 2015. At December 31, 2019, IAC’s economic interest and voting interest in MTCH

were 80.7% and 97.5%, respectively.

MTCH is a leading provider of dating products available in over 40 languages to our users all over the world through applications and websites that we own

and operate. MTCH operates a portfolio of dating brands, including Tinder, Match, Meetic, OkCupid, Hinge, Pairs, PlentyOfFish and OurTime, as well as a
number of other brands, each designed to increase users' likelihood of finding a meaningful connection. Through our portfolio of trusted brands, we provide
tailored products to meet the varying preferences of our users.

ANGI Homeservices

Our ANGI Homeservices segment includes the North American (United States and Canada) and European businesses and operations of ANGI Homeservices

Inc. ("ANGI"). On September 29, 2017, the Company's HomeAdvisor business and Angie's List Inc. ("Angie's List") combined under a new publicly traded
company called ANGI Homeservices Inc. (the "Combination"). At December 31, 2019, IAC’s economic interest and voting interest in ANGI were 84.1% and
98.1%, respectively.

ANGI connects quality home service professionals across 500 different categories, from repairing and remodeling to cleaning and landscaping, with
consumers. Over 250,000 domestic service professionals find work through ANGI and consumers turn to at least one of our brands to find a professional for more
than 25 million projects each year. We established category-transforming products with brands such as HomeAdvisor, Angie's List, Handy and Fixd Repair.

On January 25, 2019, ANGI completed the acquisition of Fixd Repair, a home warranty and service company. On October 19, 2018, ANGI acquired Handy,
a leading platform in the United States for connecting individuals looking for household services (primarily cleaning and handyman services) with top-quality, pre-
screened independent service professionals. ANGI also owns and operates mHelpDesk, a provider of cloud-based field service software for small to mid-size
businesses. Prior to its sale on December 31, 2018, ANGI also operated Felix, a pay-per-call advertising service business. In addition to its market-leading U.S.
operations, ANGI owns leading home services online marketplaces in France (Travaux), Germany (MyHammer), Netherlands (Werkspot), United Kingdom
(MyBuilder Limited or "MyBuilder," which we acquired a

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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

controlling interest in on March 24, 2017), Canada (HomeStars Inc. or "HomeStars," which we acquired a controlling interest in on February 8, 2017) and Italy
(Instapro), as well as operations in Austria (MyHammer).

Vimeo

Vimeo operates a global video platform for creative professionals, small and medium businesses ("SMBs"), organizations and enterprises to connect with their
audiences, customers and employees. Vimeo provides cloud-based Software-as-a-Service ("SaaS") offerings that allow customers to create, host, stream, monetize,
analyze and distribute videos online and across devices. Vimeo also sold live streaming accessories through its hardware business, which was sold on March 29,
2019.

On May 28, 2019, Vimeo completed the acquisition of Magisto, a video creation service enabling consumers and businesses to create short-form videos.

Dotdash

Dotdash is a portfolio of digital publishing brands providing expert information and inspiration in select vertical content categories.

Applications

Our Applications segment consists of our Desktop business and Mosaic Group, our mobile business. Through these businesses, we are a leading provider of

global, advertising-driven desktop and subscription-based mobile applications.

Through our Desktop business, we own and operate a portfolio of desktop browser applications that provide users with access to a wide variety of online

content, tools and services. We provide users who download our desktop browser applications with new tab search services, as well as the option of default
browser search services. We distribute our desktop browser applications to consumers free of charge on an opt-in basis directly through direct-to-consumer
(primarily Chrome Web Store) and partnership distribution channels.

Through Mosaic Group, we are a leading provider of global subscription mobile applications. Mosaic Group's products are developed by the following owned

and operated businesses: Apalon, iTranslate, acquired in March 2018, TelTech, acquired in October 2018, and, effective April 1, 2018 upon its transfer from
Emerging & Other, Daily Burn.

Apalon is a leading mobile development company with one of the largest and most popular application portfolios worldwide. iTranslate develops and

distributes some of the world's most downloaded mobile translation applications, enabling users to read, write, speak and learn foreign languages anywhere in the
world. TelTech develops and distributes unique and innovative mobile communications applications that help protect consumer privacy. Daily Burn is a health and
fitness business that provides streaming fitness and workout videos across a variety of platforms (including mobile, web and other Internet-enabled television
platforms).

Emerging & Other

Our Emerging & Other segment primarily includes:

•

•

•

•

•

Ask Media Group, a collection of websites providing general search services, and to a lesser extent, content that help users find the information they need;

Bluecrew, a technology driven staffing platform exclusively for flexible W-2 work, which we acquired a controlling interest in on February 26, 2018;

NurseFly, a platform to efficiently connect temporary healthcare professionals with job opportunities, which we acquired a controlling interest in on June
26, 2019;

The Daily Beast, a website dedicated to news, commentary, culture and entertainment that publishes original reporting and opinion from its roster of full-
time journalists and contributors;

College Humor Media, a provider of digital content, including its subscription only property, Dropout.tv;

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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

•

•

IAC Films, a provider of production and producer services for feature films, primarily for initial sale and distribution through theatrical releases and
video-on-demand services in the United States and internationally; and

For periods prior to their sales:

◦

◦

◦

◦

CityGrid, an advertising network that integrated local content and advertising for distribution to affiliated and third-party publishers across web
and mobile platforms, sold December 31, 2018.

Dictionary.com, an online and mobile dictionary and thesaurus service, sold November 13, 2018.

Electus, including Notional, a provider of production and producer services for both unscripted and scripted television and digital content,
primarily for initial sale and distribution in the United States, sold October 29, 2018.

The Princeton Review, a provider of educational test preparation, academic tutoring and college counseling services, sold on March 31, 2017.

NOTE 2—SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Basis of Presentation and Consolidation

The Company prepares its consolidated financial statements in accordance with U.S. generally accepted accounting principles ("GAAP").

The consolidated financial statements include the accounts of the Company, all entities that are wholly-owned by the Company and all entities in which the

Company has a controlling financial interest. Intercompany transactions and accounts have been eliminated.

Accounting for Investments in Equity Securities

Investments in the common stock or in-substance common stock of entities in which the Company has the ability to exercise significant influence over the

operating and financial matters of the investee, but does not have a controlling financial interest, are accounted for using the equity method and are included in
"Long-term investments" in the accompanying consolidated balance sheet. At December 31, 2019 and 2018, the Company did not have any investments accounted
for using the equity method.

Investments in equity securities, other than those of our consolidated subsidiaries and those accounted for under the equity method, are accounted for at fair
value or under the measurement alternative of Financial Accounting Standards Board ("FASB") Accounting Standards Update ("ASU") No. 2016-01, Recognition
and Measurement of Financial Assets and Financial Liabilities, following its adoption on January 1, 2018, with any changes to fair value recognized within other
income (expense), net each reporting period. Under the measurement alternative, equity investments without readily determinable fair values are carried at cost
minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for identical or similar securities of the same
issuer; value is generally determined based on a market approach as of the transaction date. A security will be considered identical or similar if it has identical or
similar rights to the equity securities held by the Company. The Company reviews its investments in equity securities without readily determinable fair values for
impairment each reporting period when there are qualitative factors or events that indicate possible impairment. Factors we consider in making this determination
include negative changes in industry and market conditions, financial performance, business prospects, and other relevant events and factors. When indicators of
impairment exist, the Company prepares quantitative assessments of the fair value of our investments in equity securities, which require judgment and the use of
estimates. When our assessment indicates that the fair value of the investment is below its carrying value, the Company writes down the investment to its fair value
and records the corresponding charge within other income (expense), net.

Accounting Estimates

Management of the Company is required to make certain estimates, judgments and assumptions during the preparation of its consolidated financial

statements in accordance with GAAP. These estimates, judgments and assumptions impact the

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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

reported amounts of assets, liabilities, revenue and expenses and the related disclosure of contingent assets and liabilities. Actual results could differ from these
estimates.

On an ongoing basis, the Company evaluates its estimates and judgments, including those related to: the fair values of cash equivalents and marketable debt

securities; the carrying value of accounts receivable, including the determination of the allowance for doubtful accounts; the determination of revenue reserves; the
carrying value of right-of-use assets ("ROU assets"); the useful lives and recoverability of definite-lived intangible assets and property and equipment; the
recoverability of goodwill and indefinite-lived intangible assets; the fair value of equity securities without readily determinable fair values; contingencies; the fair
value of acquisition-related contingent consideration arrangements; unrecognized tax benefits; the valuation allowance for deferred income tax assets; and the fair
value of and forfeiture rates for stock-based awards, among others. The Company bases its estimates and judgments on historical experience, its forecasts and
budgets and other factors that the Company considers relevant.

Revenue Recognition

The Company adopted ASU No. 2014-09, Revenue from Contracts with Customers, effective January 1, 2018 using the modified retrospective transition
method for open contracts as of the date of initial application. The cumulative effect to the Company's retained earnings at January 1, 2018 was an increase of
$40.2 million, of which $3.4 million was related to the noncontrolling interest in ANGI; the adjustment to retained earnings was principally related to the
Company’s ANGI and Applications segments.

• Within ANGI, the effect of the adoption of ASU No. 2014-09 was that commissions paid to employees pursuant to certain sales incentive programs,

which represent the incremental direct costs of obtaining a service professional contract, are now capitalized and amortized over the estimated life of a
service professional (also referred to as the estimated customer relationship period). These costs were expensed as incurred prior to January 1, 2018. The
cumulative effect of the adoption of ASU No. 2014-09 was the establishment of a current and non-current asset for capitalized sales commissions of $29.7
million and $4.2 million, respectively, and a related deferred tax liability of $8.0 million, resulting in a net increase to retained earnings of $25.9 million
on January 1, 2018.

• Within Applications, the primary effect of the adoption of ASU No. 2014-09 was to accelerate the recognition of the portion of the revenue of certain
desktop applications sold by SlimWare that qualify as functional intellectual property ("functional IP") under ASU No. 2014-09. This revenue was
previously deferred and recognized over the applicable subscription term. The cumulative effect of the adoption of ASU No. 2014-09 for SlimWare was a
reduction in deferred revenue of $20.3 million and the establishment of a deferred tax liability of $4.9 million, resulting in a net increase to retained
earnings of $15.5 million on January 1, 2018.

The Company's disaggregated revenue disclosures are presented in "Note 12—Segment Information."

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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The following table presents the impact of the adoption of ASU No. 2014-09 by segment under Accounting Standards Codification ("ASC") 606, Revenue

from Contracts with Customers, as reported, and ASC 605, Revenue Recognition, for the year ended December 31, 2018.

Under ASC 606 
(as reported)

Effect of adoption of
ASU No. 2014-09

Under ASC 605

(In thousands)

Revenue by segment:

Match Group

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Inter-segment eliminations

Total

Operating costs and expenses by segment:

Match Group

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Corporate

Total

Operating income (loss) by segment:

Match Group

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Corporate

Total

Net earnings

$

1,729,850   $

1,729,850   $

1,132,241  

1,132,241  

159,641  

130,991  

582,287  

528,250  

(368)  

160,931  

130,991  

581,492  

528,250  

(368)  

4,262,892   $

4,263,387   $

1,176,556   $

1,176,556   $

1,068,335  

1,073,275  

195,235  

112,213  

487,453  

498,286  

159,675  

196,212  

112,213  

484,644  

498,286  

159,675  

—

—

(1,290)

—

795

—

—

(495)

—

(4,940)

(977)

—

2,809

—

—

3,697,753   $

3,700,861   $

(3,108)

553,294   $

553,294   $

63,904  

(35,594)  

18,778  

94,834  

29,964  

58,964  

(35,281)  

18,778  

96,848  

29,964  

(160,043)  

(160,043)  

565,137   $

562,524   $

—

4,940

(313)

—

(2,014)

—

—

2,613

757,747   $

755,741   $

2,006

$

$

$

$

$

$

The Company accounts for a contract with a customer when it has approval and commitment from all parties, the rights of the parties and payment terms are

identified, the contract has commercial substance and collectability of consideration is probable. Revenue is recognized when control of the promised services or
goods is transferred to our customers and in an amount that reflects the consideration the Company expects to be entitled to in exchange for those services or
goods.

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Transaction Price

IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The objective of determining the transaction price is to estimate the amount of consideration the Company is due in exchange for its services or goods,
including amounts that are variable. The Company determines the total transaction price, including an estimate of any variable consideration, at contract inception
and reassesses this estimate each reporting period.

The Company excludes from the measurement of transaction price all taxes assessed by governmental authorities that are both (i) imposed on and concurrent
with a specific revenue-producing transaction and (ii) collected from customers. Accordingly, such tax amounts are not included as a component of revenue or cost
of revenue.

For contracts that have an original duration of one year or less, the Company uses the practical expedient available under ASU No. 2014-09, applicable to

such contracts and does not consider the time value of money.

Arrangements with Multiple Performance Obligations

The Company’s contracts with customers may include multiple performance obligations. For such arrangements, the Company allocates revenue to each

performance obligation based on its relative standalone selling price. The Company generally determines standalone selling prices based on the prices charged to
customers, which are directly observable or based on an estimate if not directly observable. For our multiple performance obligation arrangements that include
functional IP, which comprise the downloadable apps and software of the Applications segment, the Company uses a residual approach to determine standalone
selling prices for the functional IP.

Assets Recognized from the Costs to Obtain a Contract with a Customer

The Company has determined that certain costs, primarily commissions paid to employees pursuant to certain sales incentive programs and mobile app store

fees, meet the requirements to be capitalized as a cost of obtaining a contract. Commissions paid to employees pursuant to certain sales incentive programs are
amortized over the estimated customer relationship period. The Company calculates the estimated customer relationship period as the average customer life, which
is based on historical data. When customer renewals are expected and the renewal commission is not commensurate with the initial commission, the average
customer life includes renewal periods. For sales incentive programs where the customer relationship period is one year or less, the Company has elected the
practical expedient to expense the costs as incurred. The Company generally capitalizes and amortizes mobile app store fees over the term of the applicable
subscription.

During the years ended December 31, 2019 and 2018, the Company recognized expense of $464.6 million and $355.3 million related to the amortization of

these costs. The current contract asset balances are $71.5 million, $69.8 million and $53.4 million at December 31, 2019 and 2018, and January 1, 2018,
respectively. The non-current contract asset balances are $6.2 million, $4.5 million and $4.7 million at December 31, 2019 and 2018, and January 1, 2018,
respectively. The current and non-current contract assets are included in "Other current assets" and "Other non-current assets," respectively, in the accompanying
consolidated balance sheet.

Performance Obligations

As permitted under the practical expedient available under ASU No. 2014-09, the Company does not disclose the value of unsatisfied performance
obligations for (i) contracts with an original expected length of one year or less, (ii) contracts with variable consideration that is allocated entirely to unsatisfied
performance obligations or to a wholly unsatisfied promise accounted for under the series guidance, and (iii) contracts for which the Company recognizes revenue
at the amount which we have the right to invoice for services performed.

Match Group

Match Group revenue is primarily derived directly from users in the form of recurring subscriptions. Subscription revenue is presented net of credits and
credit card chargebacks. Subscribers pay in advance, primarily by credit card or through mobile app stores, and, subject to certain conditions identified in our terms
and conditions, generally all purchases are final and nonrefundable. Revenue is initially deferred and is recognized using the straight-line method over the term of
the applicable subscription period, which generally ranges from one to six months. Revenue is also earned from online advertising, the

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purchase of à la carte features and offline events. Online advertising revenue is recognized when an advertisement is displayed. Revenue from the purchase of à la
carte features is recognized based on usage. Revenue associated with offline events is recognized when each event occurs.

ANGI Homeservices

ANGI revenue is primarily derived from (i) consumer connection revenue, which comprises fees paid by HomeAdvisor service professionals for consumer

matches (regardless of whether the service professional ultimately provides the requested service) and fees from completed jobs sourced through the HomeAdvisor
and Handy platforms, and (ii) HomeAdvisor service professional membership subscription fees. Consumer connection revenue varies based upon several factors,
including the service requested, product experience offered and geographic location of service. The Company’s consumer connection revenue is generated and
recognized when an in-network service professional is delivered a consumer match or when a job sourced through the HomeAdvisor and Handy platforms are
completed. Service professional membership subscription revenue is initially deferred and is recognized using the straight-line method over the applicable
subscription period, which is typically one year. Consumer connection revenue is generally billed one week following a consumer match, with payment due upon
receipt of invoice or collected when a consumer schedules a job through the HomeAdvisor and Handy platforms. The Company maintains revenue reserves for
potential credits for services provided by Handy service professionals to consumers.

ANGI revenue is also derived from (i) sales of time-based website, mobile and call center advertising to service professionals, (ii) membership subscription
fees from consumers and (iii) service warranty subscription and other services. Angie's List service professionals generally pay for advertisements in advance on a
monthly or annual basis at the option of the service professional, with the average advertising contract term being approximately one year. Angie's List website,
mobile and call center advertising revenue is recognized ratably over the contract term. Revenue from the sale of advertising in the Angie’s List Magazine is
recognized in the period in which the publication is distributed. Angie's List prepaid consumer membership subscription fees are recognized as revenue using the
straight-line method over the term of the applicable subscription period, which is typically one year.

Prior to January 1, 2020, Handy recorded revenue on a net basis. Effective January 1, 2020, we modified the Handy terms and conditions so that Handy,

rather than the service professional, has the contractual relationship with the consumer to deliver the service and Handy, rather than the consumer, has the
contractual relationship with the service professional. Consumers request services and pay for such services directly through the Handy platform and then Handy
fulfills the request with independently established home services providers engaged in a trade, occupation and/or business that customarily provides such services.
This change in contractual terms requires gross revenue accounting treatment effective January 1, 2020. Also, in the case of certain tasks, HomeAdvisor provides a
pre-priced product offering, pursuant to which consumers can request services through a HomeAdvisor platform and pay HomeAdvisor for the services directly.
HomeAdvisor then fulfills the request with independently established home services providers engaged in a trade, occupation and/or business that customarily
provides such services. Revenue from HomeAdvisor’s pre-priced product offering is also recorded on a gross basis effective January 1, 2020. In addition to
changing the presentation of revenue to gross from net, the timing of revenue recognition will change for pre-priced jobs and will be later than the timing of
existing consumer connection revenue for HomeAdvisor because we will not be able to record revenue, generally, until the service professional completes the job
on our behalf.

Vimeo

Vimeo revenue is derived primarily from annual and monthly SaaS subscription fees paid by subscribers for self-serve and enterprise subscription plans.

Subscription revenue is recognized over the terms of the applicable subscription period, which are typically one month or one year.

Dotdash

Dotdash revenue consists principally of display advertising revenue and performance marketing revenue. Display advertising revenue is generated primarily

through digital display advertisements sold directly by our sales team and through programmatic advertising networks. Performance marketing revenue includes
affiliate commerce and performance marketing commissions. Affiliate commerce commission revenue is generated when Dotdash refers users to commerce partner
websites resulting in a purchase or transaction. Performance marketing commissions are generated on a cost-per-click or cost-per-new account basis.

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Desktop revenue largely consists of advertising revenue generated principally through the display of paid listings in response to search queries. Paid listings
are advertisements displayed on search results pages that generally contain a link to advertiser websites. The substantial majority of the paid listings displayed by
our Desktop businesses is supplied to us by Google Inc. ("Google") pursuant to our services agreement with Google. Pursuant to this agreement, Desktop
businesses that provide search services transmit search queries to Google, which in turn transmits a set of relevant and responsive paid listings back to these
businesses for display in search results. This ad-serving process occurs independently of, but concurrently with, the generation of algorithmic search results for the
same search queries. Google paid listings are displayed separately from algorithmic search results and are identified as sponsored listings on search results pages.
Paid listings are priced on a price per click basis and when a user submits a search query through a Desktop business and then clicks on a Google paid listing
displayed in response to the query, Google bills the advertiser that purchased the paid listing and shares a portion of the fee charged to the advertiser with the
Desktop business. The Company recognizes paid listing revenue from Google when it delivers the user's click. In cases where the user’s click is generated due to
the efforts of a third-party distributor, we recognize the amount due from Google as revenue and record a revenue share or other payment obligation to the third-
party distributor as traffic acquisition costs.

To a lesser extent, Desktop revenue also includes fees related to subscription-based downloadable desktop applications as well as display advertisements.
Fees related to subscription downloadable desktop applications are generally recognized over the term of the applicable subscription period, which is primarily one
or two years. Fees related to display advertisements are recognized when an advertisement is displayed.

Mosaic  Group  revenue  consists  primarily  of  fees  related  to  subscription  downloadable  mobile  applications  distributed  through  the  Apple  App  Store  and
Google Play Store, as well as display advertisements. Fees related to subscription downloadable mobile applications are generally recognized at the time of the sale
when  the  software  license  is  delivered.  To  the  extent  updates  or  maintenance  is  required  or  expected,  revenue  is  recognized  over  the  term  of  the  applicable
subscription period, which is primarily one or two years. Fees related to display advertisements are recognized when an advertisement is displayed.

Emerging & Other

Revenue of Ask Media Group consists principally of advertising revenue generated principally through the display of paid listings in response to search
queries, as well as from display advertisements appearing alongside content on its various websites and, to a lesser extent, affiliate commerce commission revenue.
The majority of the paid listings displayed are supplied to us by Google in the manner, and pursuant to the services agreement with Google, described above under
"Applications." Revenue from display advertising is generated through advertisements sold through programmatic advertising networks. Affiliate commerce
commission revenue is generated when an Ask Media Group property refers users to commerce partner websites resulting in a purchase or transaction.

Bluecrew revenue consists of service revenue, which is generated through staffing workers and recognized as control of the promised services is transferred

to our customers.

NurseFly revenue consists of subscription revenue, which is generated through recruiting agencies that seek access to qualified healthcare professionals and

is recognized at the earlier of the full delivery of the promised services or the length of the subscription period.

The Daily Beast revenue consists of advertising revenue, which is generated primarily through display advertisements (sold directly and through

programmatic ad sales), and to a lesser extent, affiliate commerce commission revenue.

Revenue of College Humor Media and IAC Films is generated primarily through media production and distribution and advertising. Production revenue is
recognized when control is transferred to the customer to broadcast or exhibit, and advertising revenue is recognized when an advertisement is displayed or over
the advertising period.

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Accounts Receivables, Net of Allowance for Doubtful Accounts and Revenue Reserves

Accounts receivable include amounts billed and currently due from customers. The Company maintains an allowance for doubtful accounts to provide for the

estimated amount of accounts receivable that will not be collected. The allowance for doubtful accounts is based upon a number of factors, including the length of
time accounts receivable are past due, the Company’s previous loss history and the specific customer’s ability to pay its obligation. The time between the Company
issuance of an invoice and payment due date is not significant; customer payments that are not collected in advance of the transfer of promised services or goods
are generally due no later than 30 days from invoice date. The Company also maintains allowances to reserve for potential credits issued to consumers or other
revenue adjustments. The amounts of these reserves are based primarily upon historical experience.

Deferred Revenue

Deferred revenue consists of advance payments that are received or are contractually due in advance of the Company's performance. The Company’s
deferred revenue is reported on a contract by contract basis at the end of each reporting period. The Company classifies deferred revenue as current when the term
of the applicable subscription period or expected completion of our performance obligation is one year or less. The deferred revenue balance is $398.8 million,
$361.7 million and $332.2 million at December 31, 2019 and 2018, and January 1, 2018, respectively. During the years ended December 31, 2019 and 2018, the
Company recognized $356.4 million and $330.2 million of revenue that was included in the deferred revenue balance as of December 31, 2018 and January 1,
2018, respectively. The current deferred revenue balances are $397.5 million and $360.0 million at December 31, 2019 and 2018, respectively. The non-current
deferred revenue balances are $1.3 million and $1.7 million at December 31, 2019 and 2018, respectively. Non-current deferred revenue is included in "Other
long-term liabilities" in the accompanying consolidated balance sheet.

Cash and Cash Equivalents

Cash and cash equivalents include cash and short-term investments, with maturities of less than 91 days from the date of purchase. Domestically, cash
equivalents primarily consist of AAA rated government money market funds, treasury discount notes, time deposits and commercial paper rated A1/P1 or better.
Internationally, cash equivalents primarily consist of AAA rated government money market funds and time deposits.

Investments in Debt Securities

The Company invests in marketable debt securities with active secondary or resale markets to ensure portfolio liquidity to fund current operations or satisfy

other cash requirements as needed. Marketable debt securities are adjusted to fair value each quarter, and the unrealized gains and losses, net of tax, are included in
accumulated other comprehensive income (loss) as a separate component of shareholders' equity. The specific-identification method is used to determine the cost
of debt securities sold and the amount of unrealized gains and losses reclassified out of accumulated other comprehensive income (loss) into earnings. The
Company also invests in non-marketable debt securities as part of its investment strategy. We review our debt securities for impairment each reporting period. The
Company recognizes an unrealized loss on debt securities in net earnings when the impairment is determined to be other-than-temporary. Factors we consider in
making such determination include the duration, severity and reason for the decline in value and the potential recovery and our intent to sell the debt security. We
also consider whether we will be required to sell the security before recovery of its amortized cost basis and whether the amortized cost basis cannot be recovered
because of credit losses. If an impairment is considered to be other-than-temporary, the debt security will be written down to its fair value and the loss will be
recognized within other income (expense), net. At December 31, 2019 and 2018, marketable debt securities consist of commercial paper rated A1/P1 or better and
treasury discount notes.

Certain Risks and Concentrations

A meaningful portion of the Company's revenue is attributable to a services agreement with Google (the "Services Agreement"). In addition, the Company

earns certain other advertising revenue from Google that is not attributable to the Services Agreement. For the years ended December 31, 2019, 2018 and 2017,
consolidated revenue earned from Google was $733.5 million, $825.2 million and $740.7 million, respectively, representing 15%, 19%, and 22%, respectively, of
the Company's consolidated revenue. Accounts receivable related to revenue earned from Google totaled $53.0 million and

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$69.1 million at December 31, 2019 and 2018, respectively.

Revenue attributable to the Services Agreement is earned by the Desktop business within the Applications segment and Ask Media Group within the

Emerging & Other segment. For the years ended December 31, 2019, 2018 and 2017, revenue earned from the Services Agreement was $291.1 million, $426.5
million and $480.6 million, respectively, within the Applications segment and $385.9 million, $339.0 million and $203.5 million, respectively, within the
Emerging & Other segment.

The current Services Agreement expires on March 31, 2020. On February 11, 2019, the Company and Google amended the Services Agreement, effective as

of April 1, 2020. The amendment extends the expiration date of the agreement to March 31, 2023; provided that during September 2020 and during each
September thereafter, either party may, after discussion with the other party, terminate the services agreement, effective on September 30 of the year following the
year such notice is given. The Company believes that the amended agreement, taken as a whole, is comparable to the Company’s currently existing agreement with
Google. The Services Agreement requires that the Company comply with certain guidelines promulgated by Google. Google may generally unilaterally update its
policies and guidelines without advance notice. These updates may be specific to the Services Agreement or could be more general and thereby impact the
Company as well as other companies. These policy and guideline updates could in turn require modifications to, or prohibit and/or render obsolete certain of our
products, services and/or business practices, which could be costly to address or otherwise have an adverse effect on our consolidated financial condition and
results of operations, particularly our Desktop business and Ask Media Group. As described below, Google has made changes to the policies under the Services
Agreement and has also made industry-wide changes that have negatively impacted the Desktop business during both 2018 and 2019.

Google’s policy changes related to its Chrome browser, which became effective on September 12, 2018, negatively impacted the distribution of our B2C

downloadable desktop products. The resultant reduction in projected profits and revenues of this business resulted in a $27.7 million impairment of the B2C trade
name, which was recorded in the fourth quarter of 2018. On May 31, 2019, Google announced industry-wide policy changes, which became effective on July 1,
2019, related to all extensions distributed through the Chrome Web Store. These industry-wide changes, combined with other changes to polices under the Services
Agreement during the second half of 2019, have had a negative impact on the historical and expected future results of operations of the Desktop business. As of
December 31, 2019, the goodwill balance of the Desktop reporting unit and the carrying value of the related intangible asset are $265.1 million and $28.9 million,
respectively. The fair values of the Desktop reporting unit and the related intangible asset approximate their carrying values; therefore, a modest reduction in the
fair values of the Desktop reporting unit or the related intangible asset would result in an impairment charge, which would be equal to the excess of the carrying
value over the fair value of such assets.

The Company’s business is subject to certain risks and concentrations including dependence on third-party technology providers, exposure to risks

associated with online commerce security and credit card fraud.

Financial instruments, which potentially subject the Company to concentration of credit risk, consist primarily of cash and cash equivalents and marketable

debt securities. Cash and cash equivalents are maintained with financial institutions and are in excess of Federal Deposit Insurance Corporation insurance limits.

Property and Equipment

Property and equipment, including significant improvements, are recorded at cost. Repairs and maintenance costs are expensed as incurred. Depreciation is

computed using the straight-line method over the estimated useful lives of the assets, or, in the case of leasehold improvements, the lease term, if shorter.

Asset Category
Buildings and leasehold improvements

Capitalized software and computer equipment

Furniture and other equipment

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Estimated
Useful Lives
3 to 39 Years

2 to 3 Years

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The Company capitalizes certain internal use software costs including external direct costs utilized in developing or obtaining the software and compensation

for personnel directly associated with the development of the software. Capitalization of such costs begins when the preliminary project stage is complete and
ceases when the project is substantially complete and ready for its intended purpose. The net book value of capitalized internal use software is $83.8 million and
$58.1 million at December 31, 2019 and 2018, respectively.

Business Combinations

The purchase price of each acquisition is attributed to the assets acquired and liabilities assumed based on their fair values at the date of acquisition, including

identifiable intangible assets that either arise from a contractual or legal right or are separable from goodwill. The Company usually uses the assistance of outside
valuation experts to assist in the allocation of purchase price to the identifiable intangible assets acquired. While outside valuation experts may be used,
management has ultimate responsibility for the valuation methods, models and inputs used and the resulting purchase price allocation. The excess purchase price
over the net tangible and identifiable intangible assets is recorded as goodwill and is assigned to the reporting unit(s) that is expected to benefit from the
combination as of the acquisition date.

In connection with certain business combinations, the Company has entered into contingent consideration arrangements that are determined to be part of the
purchase price. Each of these arrangements is initially recorded at its fair value at the time of the acquisition and reflected at current fair value for each subsequent
reporting period thereafter until settled. Generally, our contingent consideration arrangements are based upon financial performance and/or operating metric
targets. The Company generally determines the fair value of the contingent consideration arrangements by using probability-weighted analyses to determine the
amounts of the gross liability, and, if the arrangement is long-term in nature, applying a discount rate that appropriately captures the risk associated with the
obligation to determine the net amount reflected in the consolidated financial statements. Significant changes in forecasted earnings or operating metrics would
result in a significantly higher or lower fair value measurement. The changes in the remeasured fair value of the contingent consideration arrangements during each
reporting period, including the accretion of the discount, if applicable, are recognized in "General and administrative expense" in the accompanying consolidated
statement of operations. See "Note 6—Financial Instruments and Fair Value Measurements" for a discussion of contingent consideration arrangements.

Goodwill and Indefinite-Lived Intangible Assets

The Company assesses goodwill and indefinite-lived intangible assets for impairment annually as of October 1, or more frequently if an event occurs or
circumstances change that would more likely than not reduce the fair value of a reporting unit or the fair value of an indefinite-lived intangible asset below its
carrying value.

When the Company elects to perform a qualitative assessment and concludes it is not more likely than not that the fair value of the reporting unit is less than

its carrying value, no further assessment of that reporting unit's goodwill is necessary; otherwise, a quantitative assessment is performed and the fair value of the
reporting unit is determined. If the carrying value of the reporting unit exceeds its fair value, an impairment equal to the excess is recorded.

For the Company's annual goodwill test at October 1, 2019, a qualitative assessment of the MTCH, ANGI, Vimeo, Mosaic Group (included in the

Applications segment), College Humor Media, Bluecrew and Nursefly reporting units' goodwill was performed because the Company concluded it was more likely
than not that the fair value of these reporting units was in excess of their respective carrying values. The primary factors that the Company considered in its
qualitative assessment for each of these reporting units are described below:

• MTCH's October 1, 2019 market capitalization of $20.0 billion exceeded its carrying value by approximately $19.8 billion and MTCH's strong operating

performance.

• ANGI's October 1, 2019 market capitalization of $3.6 billion exceeded its carrying value by approximately $2.2 billion.

• The Company prepared valuations of the Vimeo, Mosaic Group, Bluecrew and Nursefly reporting units primarily in connection with the issuance and/or
settlement of equity awards that are denominated in the equity of these businesses subsequent to January 1, 2019. The valuations were prepared time
proximate to, however, not as of, October 1, 2019. The fair value of each of these businesses was in excess of its October 1, 2019 carrying value.

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The Company quantitatively tests goodwill for impairment as of October 1 when it concludes that it is more likely than not that there may be an impairment.
For the Company's annual goodwill test at October 1, 2019, the Company quantitatively tested the Desktop reporting unit (included in the Applications segment).
The Company's quantitative test indicated that there was no impairment. The Company's Dotdash, Ask Media Group and The Daily Beast reporting units have no
goodwill.

The aggregate goodwill balance for the Desktop reporting unit for which the most recent estimate of fair value is less than 10% over its carrying value is

approximately $265.1 million.

The fair value of the Company's reporting units (except for MTCH and ANGI described above) is determined using both an income approach based on
discounted cash flows ("DCF") and a market approach when it tests goodwill for impairment, either on an interim basis or annual basis as of October 1 each year.
The Company uses the same approach in determining the fair value of its businesses in connection with its non-public subsidiary denominated stock-based
compensation plans, which can be a significant factor in the decision to apply the qualitative assessment rather than a quantitative test. Determining fair value
using a DCF analysis requires the exercise of significant judgment with respect to several items, including the amount and timing of expected future cash flows and
appropriate discount rates. The expected cash flows used in the DCF analyses are based on the Company's most recent forecast and budget and, for years beyond
the budget, the Company's estimates, which are based, in part, on forecasted growth rates. The discount rates used in the DCF analyses are intended to reflect the
risks inherent in the expected future cash flows of the respective reporting units. Assumptions used in the DCF analyses, including the discount rate, are assessed
based on each reporting unit's current results and forecasted future performance, as well as macroeconomic and industry specific factors. The discount rates used in
the quantitative test for determining the fair value of the Company's reporting units was 12.5% in 2019 and ranged from 12.5% to 15% in 2018. Determining fair
value using a market approach considers multiples of financial metrics based on both acquisitions and trading multiples of a selected peer group of companies.
From the comparable companies, a representative market multiple is determined which is applied to financial metrics to estimate the fair value of a reporting unit.
To determine a peer group of companies for our respective reporting units, we considered companies relevant in terms of consumer use, monetization model,
margin and growth characteristics, and brand strength operating in their respective sectors.

While the Company has the option to qualitatively assess whether it is more likely than not that the fair values of its indefinite-lived intangible assets are less

than their carrying values, the Company's policy is to determine the fair value of each of its indefinite-lived intangible assets annually as of October 1, in part,
because the level of effort required to perform the quantitative and qualitative assessments is essentially equivalent. The Company determines the fair value of
indefinite-lived intangible assets using an avoided royalty DCF valuation analysis. Significant judgments inherent in this analysis include the selection of
appropriate royalty and discount rates and estimating the amount and timing of expected future cash flows. The discount rates used in the DCF analyses are
intended to reflect the risks inherent in the expected future cash flows generated by the respective intangible assets. The royalty rates used in the DCF analyses are
based upon an estimate of the royalty rates that a market participant would pay to license the Company's trade names and trademarks. The future cash flows are
based on the Company's most recent forecast and budget and, for years beyond the budget, the Company's estimates, which are based, in part, on forecasted growth
rates. Assumptions used in the avoided royalty DCF analyses, including the discount rate and royalty rate, are assessed annually based on the actual and projected
cash flows related to the asset, as well as macroeconomic and industry specific factors. The discount rates used in the Company's annual indefinite-lived
impairment assessment ranged from 10.5% to 27.5% in 2019 and 10.5% to 35% in 2018, and the royalty rates used ranged from 1% to 8% in 2019 and 0.75% to
8% in 2018.

If the carrying value of an indefinite-lived intangible asset exceeds its estimated fair value, an impairment equal to the excess is recorded. The aggregate

carrying value of indefinite-lived intangible assets for which the most recent estimate of the excess of fair value over carrying value is less than 10% is
approximately $121.2 million.

The 2019 annual assessment of goodwill and indefinite-lived intangible assets identified a $3.3 million goodwill impairment charge and $0.7 million trade

name impairment, both related to the College Humor Media business, and a $6.6 million impairment charge related to a trade name at MTCH.

The 2018 annual assessment of goodwill did not identify any impairments. The 2018 annual assessment of indefinite-lived intangible assets identified
impairment charges of $27.7 million and $1.1 million related to certain Desktop and College Humor Media indefinite-lived trade names, respectively. The
indefinite-lived intangible asset impairment charge at Desktop was due to Google’s policy changes related to its Chrome browser which became effective on
September 12, 2018 and have

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negatively impacted the distribution of our B2C downloadable desktop products. The impairment charge related to the B2C trade name was identified in our annual
impairment assessment as of October 1, 2018 and reflects the projected reduction in profits and revenues and the resultant reduction in the assumed royalty rate
from these policy changes. The impairment charges are included in "Amortization of intangibles" in the accompanying consolidated statement of operations.

The 2017 annual assessment of goodwill and indefinite-lived intangible assets did not identify any impairments.

The Company’s operating segments are MTCH, ANGI, Vimeo, Dotdash and Applications, which are also reportable segments, and within its Emerging &

Other reportable segment, Ask Media Group, Bluecrew, Nursefly, The Daily Beast, College Humor Media and IAC Films. The Company’s reporting units are
consistent with its operating segments, with the exception of Desktop and Mosaic Group, which are separate reporting units within the Applications operating
segment. Goodwill is tested for impairment at the reporting unit level. See "Note 12—Segment Information" for additional information regarding the Company's
method of determining operating and reportable segments.

Long-Lived Assets and Intangible Assets with Definite Lives

Long-lived assets, which consist of ROU assets, property and equipment and intangible assets with definite lives, are reviewed for impairment whenever
events or changes in circumstances indicate that the carrying value of an asset may not be recoverable. The carrying value of a long-lived asset is not recoverable if
it exceeds the sum of the undiscounted cash flows expected to result from the use and eventual disposition of the asset. If the carrying value is deemed not to be
recoverable, an impairment loss is recorded equal to the amount by which the carrying value of the long-lived asset exceeds its fair value. Amortization of definite-
lived intangible assets is computed either on a straight-line basis or based on the pattern in which the economic benefits of the asset will be realized.

Fair Value Measurements

The Company categorizes its financial instruments measured at fair value into a fair value hierarchy that prioritizes the inputs used in pricing the asset or

liability. The three levels of the fair value hierarchy are:

• Level 1: Observable inputs obtained from independent sources, such as quoted market prices for identical assets and liabilities in active markets.

• Level 2: Other inputs, which are observable directly or indirectly, such as quoted market prices for similar assets or liabilities in active markets, quoted
market prices for identical or similar assets or liabilities in markets that are not active and inputs that are derived principally from or corroborated by
observable market data. The fair values of the Company's Level 2 financial assets are primarily obtained from observable market prices for identical
underlying securities that may not be actively traded. Certain of these securities may have different market prices from multiple market data sources, in
which case an average market price is used.

• Level 3: Unobservable inputs for which there is little or no market data and require the Company to develop its own assumptions, based on the best
information available in the circumstances, about the assumptions market participants would use in pricing the assets or liabilities. See "Note 6—
Financial Instruments and Fair Value Measurements" for a discussion of fair value measurements made using Level 3 inputs.

The Company's non-financial assets, such as goodwill, intangible assets, ROU assets and property and equipment are adjusted to fair value only when an
impairment is recognized. The Company's financial assets, comprising equity securities without readily determinable fair values, are adjusted to fair value when
observable price changes are identified or an impairment is recognized. Such fair value measurements are based predominantly on Level 3 inputs.

Traffic Acquisition Costs

Traffic acquisition costs consist of (i) the amortization of fees paid to Apple and Google related to the distribution and the facilitation of in-app purchases

and (ii) payments made to partners who direct traffic to our Ask Media Group websites, who distribute our business-to-business customized browser-based
applications and who integrate our paid listings into their

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websites. These payments include amounts based on revenue share and other arrangements. The Company expenses these payments in the period incurred as a
component of cost of revenue.

Advertising Costs

Advertising costs are expensed in the period incurred (when the advertisement first runs for production costs that are initially capitalized) and represent

online marketing, including fees paid to search engines, social media sites and third parties that distribute our B2C downloadable applications, offline marketing,
which is primarily television advertising, and partner-related payments to those who direct traffic to the brands within our MTCH and ANGI segments. Advertising
expense is $1.2 billion, $1.2 billion and $1.1 billion for the years ended December 31, 2019, 2018 and 2017, respectively.

The Company capitalizes and amortizes the costs associated with certain distribution arrangements that require us to pay a fee per access point delivered.
These access points are generally in the form of downloadable applications associated with our direct-to consumer operations. These fees are amortized over the
estimated useful lives of the access points to the extent the Company can reasonably estimate a probable future economic benefit and the period over which such
benefit will be realized (generally 18 months). Otherwise, the fees are charged to expense as incurred.

Legal Costs

Legal costs are expensed as incurred.

Income Taxes

The Company accounts for income taxes under the liability method, and deferred tax assets and liabilities are recognized for the future tax consequences

attributable to differences between the financial statement carrying values of existing assets and liabilities and their respective tax bases. Deferred tax assets and
liabilities are measured using enacted tax rates in effect for the year in which those temporary differences are expected to be recovered or settled. A valuation
allowance is provided if it is determined that it is more likely than not that the deferred tax asset will not be realized. The Company records interest, net of any
applicable related income tax benefit, on potential income tax contingencies as a component of income tax expense.

The Company evaluates and accounts for uncertain tax positions using a two-step approach. Recognition (step one) occurs when the Company concludes that

a tax position, based solely on its technical merits, is more-likely-than-not to be sustainable upon examination. Measurement (step two) determines the amount of
benefit that is greater than 50% likely to be realized upon ultimate settlement with a taxing authority that has full knowledge of all relevant information. De-
recognition of a tax position that was previously recognized would occur when the Company subsequently determines that a tax position no longer meets the more-
likely-than-not threshold of being sustained.

On December 22, 2017, the U.S. enacted the Tax Cuts and Jobs Act (the "Tax Act"). The Tax Act imposes a new minimum tax on global intangible low-

taxed income ("GILTI") earned by foreign subsidiaries beginning in 2018. The FASB Staff Q&A, Topic 740 No. 5, Accounting for Global Intangible Low-Taxed
Income, states that an entity may make an accounting policy election to either recognize deferred taxes for temporary differences expected to reverse as GILTI in
future years or provide for the tax expense related to GILTI in the year the tax is incurred. The Company has elected to recognize the tax on GILTI as a period
expense in the period the tax is incurred.

Earnings Per Share

Basic earnings per share is computed by dividing net earnings attributable to IAC shareholders by the weighted average number of common shares
outstanding during the period. Diluted earnings per share reflects the potential dilution that could occur if stock options and other commitments to issue common
stock were exercised or equity awards vested resulting in the issuance of common stock that could share in the earnings of the Company. See "Note 10—Earnings
Per Share" for additional information on dilutive securities.

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Foreign Currency Translation and Transaction Gains and Losses

The financial position and operating results of foreign entities whose primary economic environment is based on their local currency are consolidated using

the local currency as the functional currency. These local currency assets and liabilities are translated at the rates of exchange as of the balance sheet date, and local
currency revenue and expenses of these operations are translated at average rates of exchange during the period. Translation gains and losses are included in
accumulated other comprehensive income as a component of shareholders' equity. Transaction gains and losses resulting from assets and liabilities denominated in
a currency other than the functional currency are included in the consolidated statement of operations as a component of other income (expense), net. See "Note 17
—Consolidated Financial Statement Details" for additional information regarding foreign currency exchange gains and losses.

Translation gains and losses relating to foreign entities that are liquidated or substantially liquidated are reclassified out of accumulated other comprehensive
income (loss) into earnings. Such losses totaled $0.1 million and gains totaled $0.7 million during the years ended December 31, 2018 and 2017, respectively, and
were included in "Other income (expense), net" in the accompanying consolidated statement of operations. There were no such gains or losses for the year ended
December 31, 2019.

Stock-Based Compensation

Stock-based compensation is measured at the grant date based on the fair value of the award and is generally expensed over the requisite service period. See

"Note 11—Stock-based Compensation" for a discussion of the Company's stock-based compensation plans.

Redeemable Noncontrolling Interests

Noncontrolling interests in the consolidated subsidiaries of the Company are ordinarily reported on the consolidated balance sheet within shareholders'

equity, separately from the Company's equity. However, securities that are redeemable at the option of the holder and not solely within the control of the issuer
must be classified outside of shareholders' equity. Accordingly, all noncontrolling interests that are redeemable at the option of the holder are presented outside of
shareholders' equity in the accompanying consolidated balance sheet.

In connection with the acquisition of certain subsidiaries, management of these businesses has retained an ownership interest. The Company is party to fair
value put and call arrangements with respect to these interests. These put and call arrangements allow management of these businesses to require the Company to
purchase their interests or allow the Company to acquire such interests at fair value, respectively. The put arrangements do not meet the definition of a derivative
instrument as the put agreements do not provide for net settlement. These put and call arrangements become exercisable by the Company and the counter-party at
various dates in the future. One of these arrangements was exercised during the year ended December 31, 2019 and two of these arrangements were exercised
during both of the years ended December 31, 2018 and 2017. These put arrangements are exercisable by the counter-party outside the control of the Company.
Accordingly, to the extent that the fair value of these interests exceeds the value determined by normal noncontrolling interest accounting, the value of such
interests is adjusted to fair value with a corresponding adjustment to additional paid-in capital. During the years ended December 31, 2019, 2018 and 2017, the
Company recorded adjustments of $11.6 million, $4.1 million and $6.3 million, respectively, to increase these interests to fair value. Fair value determinations
require high levels of judgment and are based on various valuation techniques, including market comparables and discounted cash flow projections.

Recent Accounting Pronouncements

Accounting Pronouncement adopted by the Company

Adoption of ASU No. 2016-02, Leases (Topic 842)

The Company adopted ASU No. 2016-02, Leases (Topic 842) ("ASC 842") effective January 1, 2019. ASC 842 superseded previously existing guidance on

accounting for leases and generally requires all leases to be recognized in the statement of financial position.

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The adoption of ASC 842 resulted in the recognition of $154.7 million of ROU assets and related lease liabilities as of January 1, 2019, with no cumulative

effect adjustment. The adoption of ASC 842 had no impact on the Company’s consolidated results of operations or cash flows.

The Company adopted ASC 842 prospectively and, therefore, did not revise comparative period information or disclosure. In addition, the Company elected

the package of practical expedients permitted under ASC 842.

See "Note 13—Leases" for additional information on the adoption of ASC 842.

Accounting Pronouncement Not Yet Adopted by the Company

ASU No. 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes

In December 2019, the FASB issued ASU No. 2019-12, which simplifies the accounting for income taxes, eliminates certain exceptions within ASC 740,
Income Taxes, and  clarifies  certain  aspects  of  the  current  guidance  to  promote  consistency  among  reporting  entities.  The  provisions  of  ASU  No.  2019-12  are
effective for reporting periods beginning after December 15, 2020 with early adoption permitted. Most amendments within ASU No. 2019-12 are required to be
applied  on  a  prospective  basis,  while  certain  amendments  must  be  applied  on  a  retrospective  or  modified  retrospective  basis.  The  Company  adopted  ASU  No.
2019-12 on January 1, 2020 using the modified retrospective basis for those amendments that are not applied on a prospective basis.  The adoption of ASU No.
2019-12 will not have a material impact on the Company’s consolidated financial statements. 

Reclassifications

Certain prior year amounts have been reclassified to conform to the current year presentation.

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NOTE 3—INCOME TAXES

U.S. and foreign earnings (loss) before income taxes and noncontrolling interests are as follows:

U.S. 

Foreign

     Total

The components of the income tax provision (benefit) are as follows:

Current income tax provision (benefit):

Federal

State

Foreign

     Current income tax provision (benefit)

Deferred income tax provision (benefit):

Federal

State

Foreign

     Deferred income tax benefit

     Income tax (benefit) provision

$

$

$

Years Ended December 31,

2019

2018

(In thousands)

2017

370,073   $

124,438  

494,511   $

630,417   $

131,141  

761,558   $

(52,606)

119,564

66,958

Years Ended December 31,

2019

2018

(In thousands)

2017

278   $

807  

29,707  

30,792  

(2,849)   $

2,569  

38,770  

38,490  

(31,844)

1,964

24,108

(5,772)

(255,477)

(28,364)

(1,437)

(285,278)

(291,050)

(52,985)  

(25,128)  

(1,988)  

(80,101)  

(21,792)  

172  

(13,059)  

(34,679)  

$

(49,309)   $

3,811   $

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The tax effects of cumulative temporary differences that give rise to significant deferred tax assets and deferred tax liabilities are presented below. The

valuation allowance relates to deferred tax assets for which it is more likely than not that the tax benefit will not be realized.

Deferred tax assets:

Net operating loss carryforwards

Tax credit carryforwards

Stock-based compensation

Long-term lease liabilities

Other

     Total deferred tax assets

Less valuation allowance

     Net deferred tax assets

Deferred tax liabilities:

Investment in subsidiaries

Intangible assets

Right-of-use assets

Investment in Pinterest

Other

     Total deferred tax liabilities

     Net deferred tax assets

December 31,

2019

2018

(In thousands)

$

340,472   $

117,286  

79,108  

52,748  

71,328  

660,942  

(129,620)  

531,322  

(235,920)  

(70,830)  

(39,226)  

—  

(39,680)  

(385,656)  

$

145,666   $

291,639

89,397

82,698

—

53,631

517,365

(115,853)

401,512

(238,650)

(77,669)

—

(22,927)

(21,080)

(360,326)

41,186

At December 31, 2019, the Company has federal and state net operating losses ("NOLs") of $990.3 million and $827.2 million, respectively. If not utilized,
$80.2 million of federal NOLs can be carried forward indefinitely, and the remainder will expire at various times primarily between 2027 and 2037, and the state
NOLs, if not utilized, will expire at various times between 2020 and 2039. Federal and state NOLs of $617.5 million and $457.4 million, respectively, can be used
against future taxable income without restriction and the remaining NOLs will be subject to limitations under Section 382 of the Internal Revenue Code, separate
return limitations, and applicable state law. At December 31, 2019, the Company has foreign NOLs of $436.2 million available to offset future income. Of these
foreign NOLs, $402.7 million can be carried forward indefinitely and $33.5 million will expire at various times between 2020 and 2039. During 2019, the
Company recognized tax benefits related to NOLs of $40.8 million. Included in this amount is $26.9 million of tax benefits of acquired attributes which was
recorded as a reduction to goodwill. At December 31, 2019, the Company has federal and foreign disallowed interest carryforwards of $95.1 million and $46.4
million, respectively, that can be carried forward indefinitely and can be used against future taxable income.

At December 31, 2019, the Company has tax credit carryforwards of $159.5 million. Of this amount, $108.4 million relates to credits for research activities,

$48.7 million relates to credits for foreign taxes, and $2.4 million relates to various other credits. Of these credit carryforwards, $41.2 million can be carried
forward indefinitely and $118.3 million will expire between 2020 and 2039.

The Company regularly assesses the realizability of deferred tax assets considering all available evidence including, to the extent applicable, the nature,
frequency and severity of prior cumulative losses, forecasts of future taxable income, tax filing status, the duration of statutory carryforward periods, available tax
planning and historical experience.

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During 2019, the Company's valuation allowance increased by $13.8 million primarily due to an increase in foreign net operating losses, partially offset by a

net decrease in unbenefited capital losses. At December 31, 2019, the Company has a valuation allowance of $129.6 million related to the portion of tax loss
carryforwards, foreign tax credits and other items for which it is more likely than not that the tax benefit will not be realized.

A reconciliation of the income tax (benefit) provision to the amounts computed by applying the statutory federal income tax rate to earnings before income

taxes is shown as follows:

Years Ended December 31,

2019

2018

(In thousands)

2017

Income tax provision at the federal statutory rate of 21% (35% for 2017)

$

103,847   $

159,927   $

State income taxes, net of effect of federal tax benefit

Stock-based compensation

Research credits

Realization of certain deferred tax assets

Foreign income taxed at a different statutory tax rate

Deferred tax adjustment for enacted changes in tax laws and rates

Non-deductible impairments for certain cost method investments

Transition tax

Withholding taxes

Other, net

6,146  

(135,179)  

(33,377)  

(9,281)  

(3,333)  

890  

—  

—  

7,304  

13,674  

16,794  

(129,654)  

(14,276)  

(13,200)  

(3,206)  

(7,488)  

—  

(9,190)  

5,165  

(1,061)  

23,435

782

(358,901)

(6,947)

(3,133)

(14,725)

705

2,669

62,667

562

1,836

     Income tax (benefit) provision

$

(49,309)   $

3,811   $

(291,050)

A reconciliation of the beginning and ending amount of unrecognized tax benefits, including penalties but excluding interest, is as follows:

Balance at January 1

Additions based on tax positions related to the current year

Additions for tax positions of prior years

Reductions for tax positions of prior years

Settlements

Expiration of applicable statutes of limitations

Balance at December 31

2019

December 31,

2018

(In thousands)

2017

48,875   $

36,732   $

14,000  

8,949  

(289)  

—  

(1,302)  

10,334  

4,716  

(400)  

—  

(2,507)  

70,233   $

48,875   $

38,372

2,050

1,994

(3,761)

—

(1,923)

36,732

$

$

The Company recognizes interest and, if applicable, penalties related to unrecognized tax benefits in the income tax provision. Included in the income tax

provision for the years ended December 31, 2019, 2018 and 2017 is a $0.5 million benefit, $0.3 million benefit and $0.1 million expense, respectively, net of
related deferred taxes of $0.2 million, less than $0.1 million and $0.1 million, respectively, for interest on unrecognized tax benefits. At December 31, 2019
and 2018, the Company has accrued $4.1 million and $3.4 million, respectively, for the payment of interest. At December 31, 2019 and 2018, the Company has
accrued $1.1 million and $1.4 million, respectively, for penalties.

The Company is routinely under audit by federal, state, local and foreign authorities in the area of income tax. These audits include questioning the timing

and the amount of income and deductions and the allocation of income and deductions

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among various tax jurisdictions. The Internal Revenue Service ("IRS") is currently auditing the Company’s federal income tax returns for the years ended
December 31, 2010 through 2016. The statute of limitations for the years 2010 through 2012 has been extended to November 30, 2020 and the statute of
limitations for the years 2013 through 2015 has been extended to December 31, 2020. Returns filed in various other jurisdictions are open to examination for tax
years beginning with 2009. Income taxes payable include unrecognized tax benefits considered sufficient to pay assessments that may result from examination of
prior year tax returns. We consider many factors when evaluating and estimating our tax positions and tax benefits, which may not accurately anticipate actual
outcomes and, therefore, may require periodic adjustment. Although management currently believes changes in unrecognized tax benefits from period to period
and differences between amounts paid, if any, upon resolution of issues raised in audits and amounts previously provided will not have a material impact on the
liquidity, results of operations, or financial condition of the Company, these matters are subject to inherent uncertainties and management’s view of these matters
may change in the future.

At December 31, 2019 and 2018, unrecognized tax benefits, including interest and penalties, were $74.4 million and $52.3 million, respectively. If
unrecognized tax benefits at December 31, 2019 are subsequently recognized, $69.2 million, net of related deferred tax assets and interest, would reduce income
tax expense. The comparable amount as of December 31, 2018 was $49.1 million. The Company believes that it is reasonably possible that its unrecognized tax
benefits could decrease by $24.5 million by December 31, 2020, due to expirations of statutes of limitations or other settlements; $24.3 million of which would
reduce the income tax provision.

On December 22, 2017, the U.S. enacted the Tax Act. The Tax Act subjected to U.S. taxation certain previously deferred earnings of foreign subsidiaries as

of December 31, 2017 ("Transition Tax") and implemented a number of changes that took effect on January 1, 2018, including but not limited to, a reduction of the
U.S. federal corporate tax rate from 35% to 21% and a new minimum tax on GILTI earned by foreign subsidiaries. The Company was able to make a reasonable
estimate of the Transition Tax and recorded a provisional tax expense in the fourth quarter of 2018. In the third quarter of 2018, the Company finalized this
calculation, which resulted in a $9.2 million reduction in the Transition Tax. The net reduction in the Transition Tax was due primarily to the utilization of
additional foreign tax credits and a reduction in state taxes, partially offset by additional taxable earnings and profits of our foreign subsidiaries based on guidance
issued by the IRS subsequent to December 31, 2017.

The Company has not provided for approximately $2.1 million of deferred taxes on $41.8 million of international cash earnings that are indefinitely
reinvested outside the U.S. The remaining $171.2 million of international cash can be repatriated without any significant tax consequences. The Company
reassesses its intention to remit or permanently reinvest these cash earnings each reporting period; any required adjustment to the income tax provision would be
reflected in the period that the company changes this judgment.

NOTE 4—BUSINESS COMBINATION

Through the Combination, ANGI acquired 100% of the common stock of Angie's List on September 29, 2017 for a total purchase price valued at $781.4

million.

The purchase price of $781.4 million was determined based on the sum of (i) the fair value of the 61.3 million shares of Angie's List common stock
outstanding immediately prior to the Combination based on the closing stock price of Angie's List common stock on the NASDAQ on September 29, 2017 of
$12.46 per share; (ii) the cash consideration of $1.9 million paid to holders of Angie's List common stock who elected to receive $8.50 in cash per share; and (iii)
the fair value of vested equity awards (including the pro rata portion of unvested awards attributable to pre-combination services) outstanding under Angie's List
stock plans on September 29, 2017. Each stock option to purchase shares of Angie's List common stock that was outstanding immediately prior to the effective
time of the Combination was, as of the effective time of the Combination, converted into an option to purchase (i) that number of Class A shares of ANGI
Homeservices equal to the total number of shares of Angie's List common stock subject to such Angie's List option immediately prior to the effective time of the
Combination, (ii) at a per-share exercise price equal to the exercise price per share of Angie's List common stock at which such Angie's List option was exercisable
immediately prior to the effective time of the Combination. Each award of Angie's List restricted stock units that was outstanding immediately prior to the effective
time of the Combination was, as of the effective time of the Combination, converted into an ANGI Homeservices restricted stock unit award with respect to a
number of Class A

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shares of ANGI Homeservices equal to the total number of shares of Angie's List common stock subject to such Angie's List restricted stock unit award
immediately prior to the effective time of the Combination.

The table below summarizes the purchase price:

Class A common stock

Cash consideration for holders who elected to receive $8.50 in cash per share of Angie's List common stock

Fair value of vested and pro rata portion of unvested stock options attributable to pre-combination services

Fair value of the pro rata portion of unvested restricted stock units attributable to pre-combination services

Total purchase price

Angie's List

(In thousands)

763,684

1,913

11,749

4,038

781,384

$

$

The financial results of Angie's List are included in the Company's consolidated financial statements, within the ANGI Homeservices segment, beginning

September 29, 2017. For the year ended December 31, 2017, the Company included $58.9 million of revenue and $21.8 million of net loss in its consolidated
statement of operations related to Angie's List. The net loss of Angie's List reflects $28.7 million in stock-based compensation expense related to (i) the
acceleration of previously issued Angie's List equity awards held by employees terminated in connection with the Combination and (ii) the expense related to
previously issued Angie's List equity awards, severance and retention costs of $19.8 million related to the Combination and a reduction in revenue of $7.8 million
due to the write-off of deferred revenue related to the Combination.

The table below summarizes the fair values of the assets acquired and liabilities assumed at the date of combination:

Cash and cash equivalents

Other current assets

Property and equipment

Goodwill

Intangible assets

Total assets

Deferred revenue

Other current liabilities

Long-term debt—related party

Deferred income taxes

Other long-term liabilities

Net assets acquired

Angie's List

(In thousands)

44,270

11,280

16,341

543,674

317,300

932,865

(32,595)

(46,150)

(61,498)

(9,833)

(1,405)

781,384

$

$

The purchase price was based on the expected financial performance of Angie's List, not on the value of the net identifiable assets at the time of combination.

This resulted in a significant portion of the purchase price being attributed to goodwill because Angie's List is complementary and synergistic to the other North
America businesses of ANGI Homeservices.

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The fair values of the identifiable intangible assets acquired at the date of combination are as follows:

Indefinite-lived trade name and trademarks

Service professionals

Developed technology

Memberships

User base

Total identifiable intangible assets acquired

Angie's List

Weighted-Average
Useful Life
(Years)
Indefinite

3

6

3

1

(In thousands)

137,000  

90,500  

63,900  

15,900  

10,000  

317,300    

$

$

Other current assets, current liabilities and other long-term liabilities of Angie's List were reviewed and adjusted to their fair values at the date of

combination, as necessary. The fair value of deferred revenue was determined using an income approach that utilized a cost to fulfill analysis. The fair value of the
trade name and trademarks was determined using an income approach that utilized the relief from royalty methodology. The fair values of developed technology
and user base were determined using a cost approach that utilized the cost to replace methodology. The fair values of the service professionals and memberships
were determined using an income approach that utilized the excess earnings methodology. The valuations of deferred revenue and intangible assets incorporate
significant unobservable inputs and require significant judgment and estimates, including the amount and timing of future cash flows, cost and profit margins
related to deferred revenue and the determination of royalty and discount rates. The amount attributed to goodwill is not tax deductible.

Unaudited Pro Forma Financial Information

The unaudited pro forma financial information in the table below presents the combined results of the Company and Angie's List as if the Combination had

occurred on January 1, 2016. The unaudited pro forma financial information includes adjustments required under the acquisition method of accounting and is
presented for informational purposes only and is not necessarily indicative of the results that would have been achieved had the Combination actually occurred on
January 1, 2016. For the year ended December 31, 2017, pro forma adjustments include (i) reductions in stock-based compensation expense of $77.1 million and
transaction related costs of $34.1 million because they are one-time in nature and will not have a continuing impact on operations; and (ii) an increase in
amortization of intangibles of $31.9 million. The stock-based compensation expense is related to the modification of previously issued HomeAdvisor equity
awards and previously issued Angie's List equity awards, both of which were converted into ANGI Homeservices' equity awards in the Combination, and the
acceleration of certain converted equity awards resulting from the termination of Angie's List employees in connection with the Combination. The transaction
related costs include severance and retention costs of $19.8 million related to the Combination.

Revenue

Net earnings attributable to IAC shareholders

Basic earnings per share attributable to IAC shareholders

Diluted earnings per share attributable to IAC shareholders

NOTE 5—GOODWILL AND INTANGIBLE ASSETS

Goodwill and intangible assets, net are as follows:

98

Year Ended
December 31, 2017

(In thousands, except
per share data)

$

$

$

$

3,529,600

364,496

4.55

4.27

 
 
 
 
 
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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Goodwill

Intangible assets with indefinite lives

Intangible assets with definite lives, net of accumulated amortization

Total goodwill and intangible assets, net

December 31,

2019

2018

(In thousands)

2,854,462   $

2,726,859

446,495  

131,979  

458,104

173,318

3,432,936   $

3,358,281

$

$

The following table presents the balance of goodwill by reportable segment, including the changes in the carrying value of goodwill, for the year ended

December 31, 2019:

Match Group

ANGI Homeservices

Vimeo

Applications:

     Desktop

     Mosaic Group

Total Applications

Emerging & Other

Total

Balance at 
December 31, 2018  

Additions

(Deductions)

Impairment

Foreign 
Exchange 
Translation

Balance at 
December 31, 2019

$

1,245,013   $

3,553   $

892,800  

77,152  

265,146  

239,746  

504,892  

7,002  

18,326  

142,222  

—  

—  

—  

4,765  

(In thousands)

—   $

(29,267)  

—  

—  

—  

—  

—  

—   $

(8,726)   $

1,239,840

—  

—  

—  

—  

—  

(3,318)  

192  

—  

—  

(144)  

(144)  

—  

882,051

219,374

265,146

239,602

504,748

8,449

$

2,726,859   $

168,866   $

(29,267)   $

(3,318)   $

(8,678)   $

2,854,462

Additions primarily relate to the acquisitions of Magisto (included in the Vimeo segment) and Fixd Repair (included in the ANGI Homeservices segment).

Deductions primarily relate to tax benefits of acquired attributes related to the acquisition of Handy (included in the ANGI Homeservices segment). During the
fourth quarter of 2019, the Company recorded an impairment charge of $3.3 million related to the goodwill of the College Humor Media business (included in the
Emerging & Other Segment).

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The following table presents the balance of goodwill by reportable segment, including the changes in the carrying value of goodwill, for the year ended

December 31, 2018:

Match Group

ANGI Homeservices

Vimeo

Applications:

     Desktop

     Mosaic Group

Total Applications

Emerging & Other

Total

Balance at 
December 31, 2017  

Additions

(Deductions)

  Transfers In/(Out)

Foreign 
Exchange 
Translation

Balance at 
December 31,
2018

$

1,247,899   $

11,187   $

(In thousands)
—   $

—   $

(14,073)   $

1,245,013

768,317  

77,303  

142,768  

—  

(14,373)  

(151)  

265,146  

182,096  

447,242  

18,305  

—  

50,784  

50,784  

3,684  

—  

—  

—  

(7,664)  

—  

—  

—  

7,323   $

7,323  

(7,323)  

(3,912)  

—  

—  

(457)  

(457)  

—  

892,800

77,152

265,146

239,746

504,892

7,002

$

2,559,066   $

208,423   $

(22,188)   $

—   $

(18,442)   $

2,726,859

Additions primarily relate to the acquisitions of Handy (included in the ANGI Homeservices segment), TelTech and iTranslate (included in the Applications

segment), Hinge (included in the Match Group segment), and Bluecrew (included in the Emerging & Other segment). Deductions relate to the sales of Felix
(included in the ANGI Homeservices segment) and Electus (included in the Emerging & Other segment).

Prior to the fourth quarter of 2018, IAC Publishing was a reportable segment consisting of one operating segment and one reporting unit. In the fourth quarter

of 2018, IAC Publishing was split into the Dotdash and the Emerging & Other segments (related to the remaining businesses previously included in the IAC
Publishing segment). The accumulated goodwill impairment of IAC Publishing was allocated to these businesses based upon their relative fair values as of October
1, 2018.

The December 31, 2019 and 2018 goodwill balances reflect accumulated impairment losses of $529.1 million, $399.7 million and $198.3 million at
Applications, the businesses previously included in the IAC Publishing segment (excluding Dotdash, included in the Emerging & Other segment) and Dotdash,
respectively. The December 31, 2019 and 2018 goodwill balances also reflect accumulated impairment losses of $14.9 million and $11.6 million, respectively, at
College Humor Media (included in the Emerging & Other segment).

Intangible assets with indefinite lives are trade names and trademarks acquired in various acquisitions. At December 31, 2019 and 2018, intangible assets

with definite lives are as follows:

Technology

Service professional relationships

Customer lists and user base

Trade names

Memberships

Other

Total

Net

Weighted-Average 
Useful Life 
(Years)

December 31, 2019

Gross 
Carrying 
Amount

Accumulated 
Amortization

(In thousands)

$

154,052   $

(79,358)   $

99,651  

44,548  

19,074  

15,900  

13,952  

(76,445)  

(24,488)  

(13,068)  

(11,940)  

(9,899)  

74,694  

23,206  

20,060  

6,006  

3,960  

4,053  

$

347,177   $

(215,198)   $

131,979  

100

4.6

2.9

3.3

3.2

3.0

3.7

3.8

 
 
 
 
 
 
   
   
   
   
   
 
 
 
 
 
 
   
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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Technology

Service professional relationships

Customer lists and user base

Memberships

Trade names

Other

Total

Net

Weighted-Average 
Useful Life 
(Years)

December 31, 2018

Gross 
Carrying 
Amount

Accumulated 
Amortization

(In thousands)

$

143,303   $

(53,199)   $

99,528  

30,099  

15,900  

12,393  

8,500  

(44,674)  

(15,126)  

(6,640)  

(9,393)  

(7,373)  

90,104  

54,854  

14,973  

9,260  

3,000  

1,127  

$

309,723   $

(136,405)   $

173,318  

4.7

2.9

2.9

3.0

3.3

4.8

3.8

At December 31, 2019, amortization of intangible assets with definite lives for each of the next five years and thereafter is estimated to be as follows:

Years Ending December 31,
2020

2021

2022

2023

2024

Thereafter

Total

(In thousands)

63,844

27,454

22,781

12,870

1,766

3,264

131,979

$

$

NOTE 6—FINANCIAL INSTRUMENTS AND FAIR VALUE MEASUREMENTS

Marketable Securities

At December 31, 2019 and 2018, the fair value of marketable securities are as follows:

Available-for-sale marketable debt securities

Marketable equity security

     Total marketable securities

December 31,

2019

2018

(In thousands)

19,993   $

—  

19,993   $

123,246

419

123,665

$

$

At December 31, 2019, current available-for-sale marketable debt securities are as follows:

Commercial paper

Total available-for-sale marketable debt securities

$

$

19,993   $

19,993   $

(In thousands)

—   $

—   $

—   $

—   $

19,993

19,993

Amortized 
Cost

Gross 
Unrealized 
Gains

Gross 
Unrealized 
Losses

Fair Value

 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The contractual maturities of debt securities classified as current available-for-sale at December 31, 2019 are within one year. There are no investments in
available-for-sale marketable debt securities that have been in a continuous unrealized loss position for longer than twelve months as of December 31, 2019 and
2018.

At December 31, 2018, current available-for-sale marketable debt securities are as follows:

Treasury discount notes

Commercial paper

Total available-for-sale marketable debt securities

$

$

112,291   $

10,955  

123,246   $

(In thousands)
3   $

—  

3   $

(3)

  $

—  

(3)

  $

112,291

10,955

123,246

Amortized 
Cost

Gross 
Unrealized 
Gains

Gross 
Unrealized 
Losses

Fair Value

The following table presents the proceeds from maturities of available-for-sale marketable debt securities:

Proceeds from maturities of available-for-sale marketable debt securities

$

163,500   $

333,600   $

114,350

There were no gross realized gains or losses from the sales of available-for-sale marketable debt securities for the years ended December 31, 2019, 2018, and

2019

December 31,

2018

(In thousands)

2017

2017.

Long-term investments

Long-term investments consist of:

Equity securities without readily determinable fair values

Total long-term investments

Equity securities without readily determinable fair values

December 31,

2019

2018

(In thousands)

$

$

353,052   $

353,052   $

235,055

235,055

In the third quarter of 2019, the Company made a $250 million investment in Turo, a peer-to-peer car sharing marketplace. As part of its investment, the
Company received a warrant that is net settleable at the Company's option and is recorded at fair value each reporting period with any change included in "Other
income, net" in the accompany consolidated statement of operations. The warrant is measured using significant unobservable inputs and is classified in the fair
value hierarchy table below as Level 3. The warrant is included in "Other non-current assets" in the accompanying consolidated balance sheet.

The Company had an investment in Pinterest, which was carried at fair value following the initial public offering of Pinterest in April 2019. Prior to this, the

Company accounted for its investment in Pinterest as an equity security without a readily determinable fair value. The Company sold its remaining shares in
Pinterest during the fourth quarter of 2019. For the year ended December 31, 2019, the Company recognized a net gain of $20.5 million related to its investment in
Pinterest, which is included in "Other income, net" in the accompanying consolidated statement of operations.

The following table presents a summary of realized and unrealized gains and losses recorded in other income (expense), net,

 
 
 
 
 
 
 
 
 
 
 
 
 
 
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as adjustments to the carrying value of equity securities without readily determinable fair values held as of December 31, 2019 and 2018.

Upward adjustments (gross unrealized gains)

Downward adjustments including impairments (gross unrealized losses)

Total

Years Ended December 31,

2019

2018

$

$

(In thousands)

19,698   $

(5,193)  

14,505   $

128,986

(4,931)

124,055

The cumulative upward and downward adjustments (including impairments) to the carrying value of equity securities without readily determinable fair values

held at December 31, 2019 were $19.9 million and $7.0 million, respectively.

Realized and unrealized gains and losses for the Company's marketable equity security and investments without readily determinable fair values for the years

ended December 31, 2019 and 2018 are as follows:

Realized gains, net, for equity securities sold

Unrealized gains, net, on equity securities held

Total gains recognized, net, in other income (expense), net

Equity method investments

Years Ended December 31,

2019

2018

(In thousands)

$

$

23,076   $

14,505  

37,581   $

27,874

124,170

152,044

In 2018 and 2017, the Company recorded other-than-temporary impairment charges on certain of its investments of $0.6 million and $2.7 million,

respectively. These charges are included in "Other income (expense), net" in the accompanying consolidated statement of operations.

Cost method investments (prior to the adoption of ASU No. 2016-01)

In 2017, the Company recorded $9.5 million of other-than-temporary impairment charges for certain of its investments as a result of our assessment of the

near-term prospects and financial condition of the investees. This charge is included in "Other income (expense), net" in the accompanying consolidated statement
of operations.

On October 23, 2017, Match Group sold a cost method investment for net proceeds of $60.2 million. The gain on sale of $9.1 million is included in "Other

income (expense), net" in the accompanying consolidated statement of operations.

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Fair Value Measurements

IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The following tables present the Company's financial instruments that are measured at fair value on a recurring basis:

Assets:

Cash equivalents:

Money market funds

Treasury discount notes

Time deposits

Commercial paper

Marketable securities:

Commercial paper

Other non-current assets:

Warrant

Total

Liabilities:

Contingent consideration arrangements

Assets:

Cash equivalents:

Money market funds

Treasury discount notes

Commercial paper

Time deposits

Marketable securities:

Treasury discount notes

  Commercial paper

Marketable equity security

Total

Liabilities:

Contingent consideration arrangements

December 31, 2019

Quoted Market 
Prices in Active 
Markets for 
Identical Assets 
(Level 1)

Significant 
Other 
Observable 
Inputs 
(Level 2)

Significant 
Unobservable 
Inputs 
(Level 3)

Total 
Fair Value 
Measurements

(In thousands)

$

2,164,576   $

—   $

—   $

2,164,576

$

$

—  

—  

—  

—  

—  

199,896  

128,075  

29,960  

19,993  

—  

2,164,576   $

377,924   $

—  

—  

—  

—  

199,896

128,075

29,960

19,993

8,495  

8,495   $

8,495

2,550,995

—   $

—   $

(6,918)   $

(6,918)

December 31, 2018

Quoted Market 
Prices in Active 
Markets for 
Identical Assets 
(Level 1)

Significant 
Other 
Observable 
Inputs 
(Level 2)

Significant 
Unobservable 
Inputs 
(Level 3)

Total 
Fair Value 
Measurements

(In thousands)

$

880,815   $

—   $

—   $

—  

—  

—  

—  

—  

419  

561,733  

162,417  

90,036  

112,291  

10,955  

—  

—  

—  

—  

—  

—  

—  

880,815

561,733

162,417

90,036

112,291

10,955

419

881,234   $

937,432   $

—   $

1,818,666

—   $

—   $

(28,631)   $

(28,631)

$

$

104

 
 
 
 
 
 
 
   
   
   
 
   
   
   
 
   
   
   
   
   
   
 
 
   
   
   
 
   
   
   
 
 
 
 
 
 
 
   
   
   
 
   
   
   
 
 
 
 
 
   
 
 
   
   
   
 
   
   
   
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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The following table presents the changes in the Company's financial instruments that are measured at fair value on a recurring basis using significant

unobservable inputs (Level 3):

Balance at January 1

Fair value at date of acquisition

Total net (losses) gains:

Included in earnings:

Fair value adjustments

Included in other comprehensive (loss) income

Settlements

Balance at December 31

Contingent consideration arrangements

Years Ended December 31,

2019

Contingent 
Consideration 
Arrangements

(In thousands)

2018

Contingent 
Consideration 
Arrangements

Warrant

$

—   $

(28,631)   $

17,618  

—  

(2,647)

(25,521)

(9,123)  

—  

—  

19,739  

(14)  

1,988  

(1,456)

45

948

$

8,495   $

(6,918)   $

(28,631)

At December 31, 2019, the Company has one outstanding contingent consideration arrangement related to a business acquisition. The arrangement has a

total maximum contingent payment of $45.0 million. At December 31, 2019, the gross fair value of this arrangement, before unamortized discount, is $12.5
million. During the first quarter of 2019, the Company paid $2.0 million to settle a contingent consideration arrangement that was outstanding at December 31,
2018.

Generally, our contingent consideration arrangements are based upon financial performance and/or operating metric targets and the Company generally
determines the fair value of the contingent consideration arrangements by using probability-weighted analyses to determine the amounts of the gross liability, and,
if the arrangements are initially long-term in nature, applying a discount rate that appropriately captures the risks associated with the obligations to determine the
net amount reflected in the consolidated financial statements. The fair value of the contingent consideration arrangement at December 31, 2019 reflects a discount
rate of 25%. The fair values of the contingent consideration arrangements at December 31, 2018 reflect discount rates ranging from 12% to 25%.

The fair value of contingent consideration arrangements is sensitive to changes in the expected achievement of the applicable targets and changes in discount

rates. The Company remeasures the fair value of the contingent consideration arrangements each reporting period, including the accretion of the discount, if
applicable, and changes are recognized in "General and administrative expense" in the accompanying consolidated statement of operations. The contingent
consideration arrangement liability at December 31, 2019 includes a non-current portion of $6.9 million. The contingent consideration arrangement liability at
December 31, 2018 includes a current portion of $2.0 million and a non-current portion of $26.6 million, respectively. The current and non-current portions of the
contingent consideration liability are included in “Accrued expenses and other current liabilities” and “Other long-term liabilities,” respectively, in the
accompanying consolidated balance sheet.

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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Financial instruments measured at fair value only for disclosure purposes

The following table presents the carrying value and the fair value of financial instruments measured at fair value only for disclosure purposes:

Current portion of long-term debt
Long-term debt, net(a)

_________________

December 31, 2019

December 31, 2018

Carrying 
Value

Fair 
Value

Carrying 
Value

Fair 
Value

(In thousands)

$

(13,750)   $

(13,681)   $

(13,750)   $

(3,121,572)  

(4,136,988)  

(2,245,548)  

(12,753)

(2,460,204)

(a)  At December 31, 2019 and 2018, the carrying value of long-term debt, net includes unamortized original issue discount and debt issuance costs of $404.7 million and $88.9 million,

respectively.

At December 31, 2019 and 2018, the fair value of long-term debt is estimated using observable market prices or indices for similar liabilities, which are

Level 2 inputs. At December 31, 2018, the Company considered the outstanding borrowings under the MTCH's $500 million revolving credit facility ("MTCH
Credit Facility"), which has a variable interest rate, to have a fair value equal to its carrying value. The outstanding borrowings under the MTCH Credit Facility
were repaid with a portion of the net proceeds from MTCH's $350 million aggregate principal amount of its 5.625% Senior Notes issued on February 15, 2019. See
"Note 7—Long-Term Debt" for additional information on the repayment of the MTCH Credit Facility.

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Table of Contents

NOTE 7—LONG-TERM DEBT

Long-term debt consists of:

MTCH Debt:

MTCH Term Loan due November 16, 2022

MTCH Credit Facility due December 7, 2023

6.375% Senior Notes due June 1, 2024 (the "6.375% MTCH Senior Notes"); interest payable each June 1 and
December 1

5.00% Senior Notes due December 15, 2027 (the "5.00% MTCH Senior Notes"); interest payable each June 15 and
December 15

5.625% Senior Notes due February 15, 2029 (the "5.625% MTCH Senior Notes"); interest payable each February
15 and August 15

Total MTCH long-term debt

Less: unamortized original issue discount

Less: unamortized debt issuance costs

Total MTCH debt, net

ANGI Debt:

ANGI Term Loan due November 5, 2023

Less: current portion of ANGI Term Loan

Less: unamortized debt issuance costs

Total ANGI debt, net

IAC Debt:

December 31,

2019

2018

(In thousands)

$

425,000   $

—  

425,000

260,000

400,000  

400,000

450,000  

450,000

350,000  

—

1,625,000  

1,535,000

6,282  

15,235  

7,352

11,737

1,603,483  

1,515,911

247,500  

13,750  

1,804  

231,946  

261,250

13,750

2,529

244,971

0.875% Exchangeable Senior Notes due October 1, 2022 (the "2022 Exchangeable Notes"); interest payable each
April 1 and October 1

517,500  

517,500

0.875% Exchangeable Senior Notes due June 15, 2026 (the "2026 Exchangeable Notes"); interest payable each
June 15 and December 15

2.00% Exchangeable Senior Notes due January 15, 2030 (the "2030 Exchangeable Notes"); interest payable each
January 15 and July 15; commencing on January 15, 2020

4.75% Senior Notes due December 15, 2022 (the "4.75% Senior Notes"); interest payable each June 15 and
December 15

Total IAC long-term debt

Less: unamortized original issue discount

Less: unamortized debt issuance costs

Total IAC debt, net

Total long-term debt, net

107

575,000  

575,000  

—  

1,667,500  

351,605  

29,752  

1,286,143  

—

—

34,489

551,989

54,025

13,298

484,666

$

3,121,572   $

2,245,548

 
 
 
 
 
   
 
 
   
 
   
 
 
   
 
   
 
 
   
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MTCH Senior Notes

IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The 6.375% MTCH Senior Notes were issued on June 1, 2016, and are currently redeemable. These notes may be redeemed at redemption prices set forth
below, together with accrued and unpaid interest thereon to the applicable redemption date, if redeemed during the twelve-month period beginning on June 1 of the
years indicated below:

Year
2019

2020

2021

2022 and thereafter

Percentage

104.781%

103.188%

101.594%

100.000%

The 5.00% MTCH Senior Notes were issued on December 4, 2017. The proceeds from these notes, along with cash on hand, were used to redeem the $445.2

million outstanding balance of the 6.75% MTCH Senior Notes, which were due on December 15, 2022, and pay the related call premium. At any time prior to
December 15, 2022, the 5.00% MTCH Senior Notes may be redeemed at a redemption price equal to the sum of the principal amount thereof, plus accrued and
unpaid interest and a make-whole premium set forth in the indenture governing the notes. Thereafter, these notes may be redeemed at the redemption prices set
forth below, together with accrued and unpaid interest thereon to the applicable redemption date, if redeemed during the twelve-month period beginning on
December 15 of the years indicated below:

Year
2022

2023

2024

2025 and thereafter

Percentage

102.500%

101.667%

100.833%

100.000%

The 5.625% MTCH Senior Notes were issued on February 15, 2019. The proceeds were used to repay outstanding borrowings under the MTCH Credit
Facility, to pay expenses associated with the offering, and for general corporate purposes. At any time prior to February 15, 2024, these notes may be redeemed at a
redemption price equal to the sum of the principal amount thereof, plus accrued and unpaid interest and a make-whole premium set forth in the indenture governing
the notes. Thereafter, these notes may be redeemed at redemption prices set forth in the indenture governing the notes, together with accrued and unpaid interest
thereon to the applicable redemption date, if redeemed during the twelve-month period beginning on February 15 of the years indicated below:

Year
2024

2025

2026

2027 and thereafter

Percentage

102.813%

101.875%

100.938%

100.000%

The indentures governing the 6.375% and 5.00% MTCH Senior Notes contain covenants that would limit MTCH's ability to pay dividends, make

distributions or repurchase MTCH stock in the event a default has occurred or MTCH's consolidated leverage ratio (as defined in the indentures) exceeds 5.0 to 1.0.
At December 31, 2019, there were no limitations pursuant thereto. There are additional covenants in these indentures that limit MTCH's ability and the ability of its
subsidiaries to, among other things, (i) incur indebtedness, make investments, or sell assets in the event MTCH is not in compliance with certain ratios set forth in
the indentures, and (ii) incur liens, enter into agreements restricting MTCH subsidiaries' ability to pay dividends, enter into transactions with affiliates and
consolidate, merge or sell substantially all of their assets. The indenture governing the 5.625% MTCH Senior Notes is less restrictive than the indentures governing
the 6.375% and 5.00% MTCH

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Senior Notes and generally only limits MTCH's ability and the ability of its subsidiaries to, among other things, create liens on assets and limits MTCH's ability to
consolidate, merge, sell or otherwise dispose of all or substantially all of its assets.

MTCH's Senior Notes are ranked equally with each other.

MTCH Term Loan and MTCH Credit Facility

At both December 31, 2019 and 2018, the outstanding balance on the MTCH Term Loan was $425 million. The MTCH Term Loan bears interest at LIBOR
plus 2.50% and was 4.44% and 5.09% at December 31, 2019 and 2018, respectively. The MTCH Term Loan provides for annual principal payments as part of an
excess cash flow sweep provision, the amount of which, if any, is governed by the secured net leverage ratio contained in the credit agreement. Interest payments
are due at least quarterly through the term of the loan.

On December 7, 2018, the MTCH $500 million revolving credit facility (the "MTCH Credit Facility") was amended and restated, and is due on December 7,
2023. At December 31, 2019, there were no outstanding borrowings under the MTCH Credit Facility. At December 31, 2018, the outstanding borrowings under the
MTCH Credit Facility were $260.0 million, which bore interest at LIBOR plus 1.50%, or approximately 4.00%. The annual commitment fee on undrawn funds is
based on the current consolidated net leverage ratio and is 25 basis points at both December 31, 2019 and 2018, respectively. Borrowings under the MTCH Credit
Facility bear interest, at MTCH's option, at a base rate or LIBOR, in each case plus an applicable margin, which is based on MTCH's consolidated net leverage
ratio. The terms of the MTCH Credit Facility require MTCH to maintain a consolidated net leverage ratio of not more than 5.0 to 1.0 and a minimum interest
coverage ratio of not less than 2.0 to 1.0 (in each case as defined in the agreement).

The MTCH Term Loan and MTCH Credit Facility contain covenants that would limit MTCH’s ability to pay dividends, make distributions or repurchase

MTCH stock in the event MTCH’s secured net leverage ratio exceeds 2.0 to 1.0, while the MTCH Term Loan remains outstanding and, thereafter, if the
consolidated net leverage ratio exceeds 4.0 to 1.0, or in the event a default has occurred. There are additional covenants under these MTCH debt agreements that
limit the ability of MTCH and its subsidiaries to, among other things, incur indebtedness, pay dividends or make distributions. Obligations under the MTCH Credit
Facility and MTCH Term Loan are unconditionally guaranteed by certain MTCH wholly-owned domestic subsidiaries and are also secured by the stock of certain
MTCH domestic and foreign subsidiaries. The MTCH Term Loan and outstanding borrowings, if any, under the MTCH Credit Facility rank equally with each
other, and have priority over the MTCH Senior Notes to the extent of the value of the assets securing the borrowings under the MTCH credit agreement.

ANGI Term Loan and ANGI Credit Facility

On November 1, 2017, ANGI borrowed $275 million under a five-year term loan facility ("ANGI Term Loan"). On November 5, 2018, the ANGI Term Loan
was amended and restated, and is now due on November 5, 2023. At both December 31, 2019 and 2018, the ANGI Term Loan bears interest at LIBOR plus 1.50%.
The spread over LIBOR is subject to change in future periods based on ANGI's consolidated net leverage ratio. The interest rate was 3.25% and approximately
4.00% at December 31, 2019 and 2018, respectively. Interest payments are due at least quarterly through the term of the loan. Additionally, there are quarterly
principal payments of $3.4 million through December 31, 2021, $6.9 million for the one-year period ending December 31, 2022 and $10.3 million through
maturity of the loan when the final amount of $161.6 million is due.

The terms of the ANGI Term Loan require ANGI to maintain a consolidated net leverage ratio of not more than 4.5 to 1.0 and a minimum interest coverage
ratio of not less than 2.0 to 1.0 (in each case as defined in the credit agreement). The ANGI Term Loan also contains covenants that would limit ANGI’s ability to
pay dividends, make distributions or repurchase ANGI stock in the event a default has occurred or ANGI’s consolidated net leverage ratio exceeds 4.25 to 1.0.
There are additional covenants under the ANGI Term Loan that limit the ability of ANGI and its subsidiaries to, among other things, incur indebtedness, pay
dividends or make distributions.

On November 5, 2018, ANGI entered into a five-year $250 million revolving credit facility (the "ANGI Credit Facility"). At December 31, 2019 and 2018,

there were no outstanding borrowings under the ANGI Credit Facility. The annual commitment fee on undrawn funds is based on the consolidated net leverage
ratio most recently reported and is 25 basis points at both December 31, 2019 and 2018. Borrowings under the ANGI Credit Facility bear interest, at ANGI's
option, at either a

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

base rate or LIBOR, in each case plus an applicable margin, which is based on ANGI's consolidated net leverage ratio. The financial and other covenants are the
same as those for the ANGI Term Loan.

The ANGI Term Loan and ANGI Credit Facility are guaranteed by ANGI's wholly-owned material domestic subsidiaries and are secured by substantially all

assets of ANGI and the guarantors, subject to certain exceptions.

IAC Exchangeable Notes

On October 2, 2017, IAC FinanceCo, Inc., a direct, wholly-owned subsidiary of the Company, issued $517.5 million aggregate principal amount of its 2022

Exchangeable Notes. During 2019, IAC FinanceCo 2, Inc. and IAC FinanceCo 3, Inc., direct, wholly-owned subsidiaries of the Company, issued $575.0 million
aggregate principal amount of its 2026 Exchangeable Notes and $575.0 million aggregate principal amount of its 2030 Exchangeable Notes, respectively.

The net proceeds from the sales of the 2026 Exchangeable Notes and the 2030 Exchangeable Notes were approximately $1.1 billion, after deducting fees and

expenses. A portion of the net proceeds from the offerings were used to pay the net premium of $136.9 million on the 2026 Exchangeable Notes Hedge and
Warrants and the 2030 Exchangeable Notes Hedge and Warrants (described below). The remainder will be used for general corporate purposes.

The 2022, 2026 and 2030 Exchangeable Notes (collectively the "Exchangeable Notes") are guaranteed by the Company. At December 31, 2019, the
Company, excluding MTCH and ANGI, held $2.3 billion in cash and cash equivalents and marketable securities, which is in excess of $1.7 billion of the
Exchangeable Notes outstanding.

The following table presents detail of the exchangeable feature:

2022 Exchangeable Notes

2026 Exchangeable Notes

2030 Exchangeable Notes

_________________

Number of shares of the Company's
Common Stock into which each $1,000
of Principal of the Exchangeable Notes
is Exchangeable*

Approximate Equivalent Exchange Price
per Share*

Exchangeable Date

6.5713   $

3.3028   $

3.4323   $

152.18  

302.77  

291.35  

July 1, 2022

March 15, 2026

October 15, 2029

* Subject to adjustment upon the occurrence of specific events.

The Exchangeable Notes are exchangeable under the following circumstances:

(1) during any calendar quarter (and only during such calendar quarter), if the last reported sale price of the Company's common stock for at least 20 trading
days during the period of 30 consecutive trading days during the immediately preceding calendar quarter is greater than or equal to 130% of the exchange price on
each applicable trading day;

(2) during the five business day period after any five consecutive trading day period in which the trading price per $1,000 principal amount of notes for each

trading day of the measurement period was less than 98% of the product of the last reported sale price of the Company's common stock and the exchange rate on
each such trading day;

(3) if the issuer calls the notes for redemption, at any time prior to the close of business on the scheduled trading day immediately preceding the redemption

date; or

(4) upon the occurrence of specified corporate events as further described under the indenture governing the Exchangeable Notes.

On or after the respective exchangeable dates noted in the table above, until the close of business on the second scheduled trading day immediately preceding

the maturity date, holders may exchange all or any portion of their Exchangeable Notes

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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

regardless of the foregoing conditions. Upon exchange, the Company, in its sole discretion, has the option to settle the Exchangeable Notes with any of the three
following alternatives: (1) shares of the Company's common stock, (2) cash or (3) a combination of cash and shares of the Company's common stock. It is the
Company's intention to settle the Exchangeable Notes with cash equal to the face amount of the notes upon exchange; any shares issued would be offset by shares
received upon exercise of the Exchangeable Note Hedges (described below).

The Company’s 2022 Exchangeable Notes are currently exchangeable; during year ended December 31, 2019, no notes were exchanged. The if-converted

value of the 2022 Exchangeable Notes exceeded its principal amount of $517.5 million by $329.6 million and $105.0 million based on the Company's stock price
on December 31, 2019 and 2018, respectively. Any dilution arising from the 2022 Exchangeable Notes would be mitigated by the 2022 Exchangeable Notes
Hedge.

Additionally, each of IAC FinanceCo 2, Inc. and IAC FinanceCo 3, Inc. may redeem for cash all or any portion of its applicable notes, at its option, on or
after June 20, 2023 and July 20, 2026, respectively, if the last reported sale price of the common stock underlying the respective notes has been at least 130% of the
exchange price then in effect for at least 20 trading days (whether or not consecutive), including at least one of the five trading days immediately preceding the date
on which the notice of redemption is provided, during any 30 consecutive trading day period ending on, and including, the trading day immediately preceding the
date on which the applicable issuer provides notice of redemption, at a redemption price equal to 100% of the principal amount to be redeemed, plus accrued and
unpaid interest to, but excluding, the redemption date.

We separately account for the debt and the equity components of the Exchangeable Notes and therefore, the Company recorded an original issue discount and

corresponding increase to additional paid-in capital, which is the fair value attributed to the exchange feature of each series of debt at issuance. The Company is
amortizing the original issue discount and debt issuance costs utilizing the effective interest method over the life of the Exchangeable Notes. The effective interest
rates for the 2022, 2026 and 2030 Exchangeable Notes are 4.73%, 5.35% and 6.59%, respectively.

The following table sets forth the components of the Exchangeable Notes as of December 31, 2019 and 2018 (in thousands):

2022 Exchangeable Notes

2026 Exchangeable Notes

2030 Exchangeable Notes

December 31, 2019

Liability component:

Principal

Less: unamortized original issue discount

Net carrying value of the liability component

Equity component

December 31, 2018

Liability component:

Principal

Less: unamortized original issue discount

Net carrying value of the liability component

Equity component

  $

  $

  $

  $

  $

  $

517,500   $

40,768  

476,732   $

575,000   $

129,037  

445,963   $

575,000

181,800

393,200

70,363   $

138,796   $

189,213

2022 Exchangeable Notes

517,500    

54,025    

463,475    

70,363    

The following table sets forth interest expense recognized related to Exchangeable Notes (in thousands):

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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Contractual interest expense

Amortization of original issue discount

Amortization of debt issuance costs

Total interest expense recognized

Contractual interest expense

Amortization of original issue discount

Amortization of debt issuance costs

Total interest expense recognized

Exchangeable Notes Hedge and Warrants

2030 Exchangeable Notes
6,772

7,413

420

14,605

2022 Exchangeable Notes

2026 Exchangeable Notes

Year Ended December 31, 2019

2,963   $

9,759  

758  

13,480   $

  $

  $

4,528   $

13,256  

2,981  

20,765   $

Year Ended December 31, 2018  

2022 Exchangeable Notes

  $

  $

4,528    

13,134    

3,489    

21,151    

In connection with the Exchange Notes offerings, the Company purchased call options allowing the Company to purchase initially (subject to adjustment
upon the occurrence of specified events) the same number of shares that would be issuable upon the exchange of the applicable Exchangeable Notes at the price
per share set forth below (the "Exchangeable Notes Hedge"), and sold warrants allowing the counterparty to purchase (subject to adjustment upon the occurrence
of specified events) shares at the per share price set forth below (the "Exchangeable Notes Warrants").

Exchangeable Notes Hedges are expected to reduce the potential dilutive effect on the Company's common stock upon any exchange of notes and/or offset
any cash payment IAC FinanceCo, Inc., IAC FinanceCo 2, Inc. or IAC FinanceCo 3, Inc. is required to make in excess of the principal amount of the exchanged
notes. The Exchangeable Notes Warrants have a dilutive effect on the Company's common stock to the extent that the market price per share of the Company
common stock exceeds their respective strike prices.

The following tables presents details of the Exchangeable Notes Hedges and Warrants (shares in millions):

2022 Exchangeable Notes Hedge

2026 Exchangeable Notes Hedge

2030 Exchangeable Notes Hedge

2022 Exchangeable Notes Warrants

2026 Exchangeable Notes Warrants

2030 Exchangeable Notes Warrants

_________________

* Subject to adjustment upon occurrence of specific events.

112

Number of Shares*

Number of Shares*

Approximate Equivalent
Exchange Price per Share*
152.18

302.77

291.35

Strike Price per Share*

229.70

457.02

457.02

3.4  

1.9  

2.0  

3.4  

1.9  

2.0  

$

$

$

$

$

$

 
 
 
 
 
 
 
 
 
   
   
   
 
   
   
   
 
 
 
   
   
   
 
   
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
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IAC Senior Notes

IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

On August 23, 2019, the Company redeemed all outstanding 4.75% Senior Notes for $34.5 million plus a premium of $0.5 million and accrued interest of

$0.3 million.

IAC Credit Facility

At December 31, 2019, IAC has a $250 million revolving credit facility (the "IAC Credit Facility"), under which IAC Group, LLC, a subsidiary of the
Company is the borrower ("Borrower"), that expires on November 5, 2023. At December 31, 2019 and 2018, there were no outstanding borrowings under the IAC
Credit Facility. The annual commitment fee on undrawn funds is based on the consolidated net leverage ratio (as defined in the agreement) most recently reported
and is 20 basis points at both December 31, 2019 and 2018. Borrowings under the IAC Credit Facility bear interest, at the Borrower's option, at a base rate or
LIBOR, in each case, plus an applicable margin, which is based on the Borrower's consolidated net leverage ratio. The terms of the IAC Credit Facility require that
the Borrower maintains a consolidated net leverage ratio of not more than 3.25 to 1.0 before the date on which the Borrower no longer holds majority of the
outstanding voting stock of each of ANGI and MTCH ("Trigger Date") and no greater than 2.75 to 1.0 on or after the Trigger Date. The terms of the IAC Credit
Facility also restrict our ability to incur additional indebtedness. Borrowings under the IAC Credit Facility are unconditionally guaranteed by certain of our wholly-
owned domestic subsidiaries and are also secured by the stock of certain of our domestic and foreign subsidiaries, including the shares of MTCH and ANGI owned
by the Borrower.

Long-term debt maturities:

Years Ending December 31,
2020

2021

2022

2023

2024

Thereafter

Total

Less: current portion of long-term debt

Less: unamortized original issue discount

Less: unamortized debt issuance costs

Total long-term debt, net

$

(In thousands)

13,750

13,750

970,000

192,500

400,000

1,950,000

3,540,000

13,750

357,887

46,791

$

3,121,572

NOTE 8—SHAREHOLDERS' EQUITY

Description of Common Stock and Class B Convertible Common Stock

Except as described herein, shares of IAC common stock and IAC Class B common stock are identical.

Each holder of shares of IAC common stock and IAC Class B common stock vote together as a single class with respect to matters that may be submitted to

a vote or for the consent of IAC's shareholders generally, including the election of directors. In connection with any such vote, each holder of IAC common stock is
entitled to one vote for each share of IAC common stock held and each holder of IAC Class B common stock is entitled to ten votes for each share of IAC Class B
common stock held. Notwithstanding the foregoing, the holders of shares of IAC common stock, acting as a single class, are entitled to elect 25% of the total
number of IAC's directors, and, in the event that 25% of the total number of directors shall result in a fraction of a director, then the holders of shares of IAC
common stock, acting as a single class, are entitled to elect the next higher whole number of IAC's directors. In addition, Delaware law requires that certain matters
be approved by the holders of shares of IAC common stock or holders of IAC Class B common stock voting as a separate class.

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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Shares of IAC Class B common stock are convertible into shares of IAC common stock at the option of the holder thereof, at any time, on a share-for-share

basis. Such conversion ratio will in all events be equitably preserved in the event of any recapitalization of IAC by means of a stock dividend on, or a stock split or
combination of, outstanding shares of IAC common stock or IAC Class B common stock, or in the event of any merger, consolidation or other reorganization of
IAC with another corporation. Upon the conversion of shares of IAC Class B common stock into shares of IAC common stock, those shares of IAC Class B
common stock will be retired and will not be subject to reissue. Shares of IAC common stock are not convertible into shares of IAC Class B common stock.

The holders of shares of IAC common stock and the holders of shares of IAC Class B common stock are entitled to receive, share for share, such dividends
as may be declared by IAC's Board of Directors out of funds legally available therefor. In the event of a liquidation, dissolution, distribution of assets or winding-
up of IAC, the holders of shares of IAC common stock and the holders of shares of IAC Class B common stock are entitled to receive, share for share, all the assets
of IAC available for distribution to its stockholders, after the rights of the holders of any IAC preferred stock have been satisfied.

Reserved Common Shares

In connection with equity compensation plans, the Exchangeable Notes and warrants, 33.7 million shares of IAC common stock are reserved at

December 31, 2019.

Exchangeable Notes and Warrants

During the years ended December 31, 2019, 2018 and 2017, no warrants were exercised and no Exchangeable Notes were exchanged. See "Note 7—Long-

term Debt" for additional information on the Exchangeable Notes Warrants.

Common Stock Repurchases

There were no common stock repurchases during the year ended December 31, 2019. During the years ended December 31, 2018 and 2017, the Company

repurchased 0.5 million and 0.7 million shares of IAC common stock for aggregate consideration, on a trade date basis, of $82.9 million and $50.1 million,
respectively. At December 31, 2019, the Company has approximately 8.0 million shares remaining in its share repurchase authorization.

NOTE 9—ACCUMULATED OTHER COMPREHENSIVE LOSS

The following tables present the components of accumulated other comprehensive (loss) income and items reclassified out of accumulated other

comprehensive loss into earnings:

Balance at January 1

Other comprehensive loss

Net current period other comprehensive loss

Allocation of accumulated other comprehensive loss related to noncontrolling interests

Balance at December 31

114

Year Ended December 31, 2019

Foreign Currency
Translation
Adjustment

Unrealized Gains On
Available-For-Sale
Securities

(In thousands)

Accumulated Other
Comprehensive Loss

(128,726)   $

4

  $

(128,722)

(7,938)  

(7,938)  

315  

(136,349)   $

(4)

(4)

—  

—   $

(7,942)

(7,942)

315

(136,349)

$

$

 
 
 
 
 
 
 
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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Balance at January 1

Other comprehensive (loss) income before reclassifications

Amounts reclassified to earnings

Net current period other comprehensive (loss) income

Allocation of accumulated other comprehensive loss related to noncontrolling interests

Balance at December 31

Balance at January 1

Other comprehensive income before reclassifications

Amounts reclassified to earnings

Net current period other comprehensive income (loss)

Allocation of accumulated other comprehensive loss related to noncontrolling interests

Balance at December 31

Year Ended December 31, 2018

Foreign Currency
Translation
Adjustment

Unrealized Gains On
Available-For-Sale
Securities

(In thousands)

Accumulated Other
Comprehensive Loss

$

$

$

$

(103,568)   $

(25,230)  

(52)  

(25,282)  

124  

(128,726)   $

—   $

4  

—  

4  

—  

4   $

(103,568)

(25,226)

(52)

(25,278)

124

(128,722)

Year Ended December 31, 2017

Foreign Currency
Translation
Adjustment

Unrealized Gains On
Available-For-Sale
Securities

Accumulated Other
Comprehensive (Loss)
Income

(In thousands)

(170,149)   $

4,026   $

(166,123)

65,799  

673  

66,472  

109  

(103,568)   $

7  

(4,033)  

(4,026)  

—  

—   $

65,806

(3,360)

62,446

109

(103,568)

The amounts reclassified out of foreign currency translation adjustment into earnings for the years ended 2018 and 2017 relate to the liquidation of
international subsidiaries. The amount reclassified out of unrealized gains on available-for-sale securities into earnings for the year ended December 31, 2017,
include a tax benefit of $3.8 million.

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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

NOTE 10—EARNINGS PER SHARE

The following table sets forth the computation of basic and diluted earnings per share attributable to IAC shareholders:

Numerator:

Net earnings

Years Ended December 31,

2019

2018

2017

Basic

Diluted

Basic

Diluted

Basic

Diluted

(In thousands, except per share data)

$

543,820   $

543,820   $

757,747   $

757,747   $

358,008   $

358,008

Net earnings attributable to noncontrolling interests
Impact from public subsidiaries' dilutive securities(a)

(112,689)  

(112,689)  

(130,786)  

(130,786)  

(53,084)  

—  

(26,063)  

—  

(25,228)  

—  

(53,084)

(33,531)

Net earnings attributable to IAC shareholders

$

431,131   $

405,068   $

626,961   $

601,733   $

304,924   $

271,393

Denominator:

Weighted average basic shares outstanding
Dilutive securities(a) (b) (c) (d) (e)
Denominator for earnings per share—weighted average shares(a)
(b) (c) (d) (e)

Earnings per share attributable to IAC shareholders:

84,261  

—  

84,261  

5,782  

83,407  

—  

83,407  

7,915  

80,089  

—  

80,089

5,221

84,261  

90,043  

83,407  

91,322  

80,089  

85,310

Earnings per share

$

5.12   $

4.50   $

7.52   $

6.59   $

3.81   $

3.18

__________________________________________________________________

(a)

(b)

IAC has the option to settle certain MTCH and ANGI stock-based awards in its shares. For the years ended December 31, 2019 and 2017, it is more dilutive for MTCH to settle these
MTCH equity awards. For the year ended December 31, 2018, it is more dilutive for IAC to settle these MTCH equity awards. For the years ended December 31, 2019, 2018 and
2017, it is more dilutive for IAC to settle these ANGI equity awards.

If the effect is dilutive, weighted average common shares outstanding include the incremental shares that would be issued upon the assumed exercise of stock options, warrants and
subsidiary denominated equity, exchange of the Company's Exchangeable Notes and vesting of restricted stock units ("RSUs"). For the years ended December 31, 2019, 2018 and
2017, 11.1 million, 3.5 million, and 6.9 million potentially dilutive securities, respectively, are excluded from the calculation of diluted earnings per share because their inclusion
would have been anti-dilutive.

(c) Market-based awards and performance-based stock units ("PSUs") are considered contingently issuable shares. Shares issuable upon exercise or vesting of market-based awards and

PSUs are included in the denominator for earnings per share if (i) the applicable market or performance condition(s) has been met and (ii) the inclusion of the market-based awards
and PSUs is dilutive for the respective reporting periods. For the years ended December 31, 2019, 2018 and 2017, 0.2 million, 0.1 million and 0.1 million shares underlying market-
based awards and PSUs were excluded from the calculation of diluted earnings per share because the market or performance conditions had not been met.

(d)

It is the Company's intention to settle the Exchangeable Notes through a combination of cash, equal to the face amount of the notes, and shares; therefore, the Exchangeable Notes are
only dilutive for periods during which the average price of IAC common stock exceeds the approximate $152.18, $302.77 and $291.35 per share exchange price per $1,000 principal
amount of the 2022 Exchangeable Notes, the 2026 Exchangeable Notes and the 2030 Exchangeable Notes, respectively. The average price of IAC common stock was $223.89 and
$167.61 for the years ended December 31, 2019 and 2018, respectively, and the dilutive impact of the 2022 Exchangeable Notes, which is the only series of Exchangeable Notes that
is currently dilutive, was 1.1 million and 0.3 million shares, respectively. For the year ended December 31, 2017, the 2022 Exchangeable Notes were anti-dilutive as the average price
of IAC common stock was $100.54.

(e) See "Note 11—Stock-based Compensation" for additional information on equity instruments denominated in the shares of certain subsidiaries.

NOTE 11—STOCK-BASED COMPENSATION

IAC currently has two active plans under which awards denominated in shares of IAC common stock have been granted. These plans cover stock options to

acquire shares of IAC common stock, RSUs, including those that are linked to the achievement of the Company's stock price, known as market-based awards
("MSUs") and those that are linked to the achievement of a performance target, known as performance-based awards ("PSUs"), denominated in shares of IAC
common stock, as well as provide for the future grant of these and other equity awards. These plans authorize the Company to grant

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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

awards to its employees, officers, directors and consultants. At December 31, 2019, there are 12.6 million shares available for grant under the plans.

The plans were adopted in 2013 and 2018, have a stated term of ten years, and provide that the exercise price of stock options granted will not be less than
the market price of the Company's common stock on the grant date. The plans do not specify grant dates or vesting schedules of awards as those determinations
have been delegated to the Compensation and Human Resources Committee of IAC's Board of Directors (the "Committee"). Each grant agreement reflects the
vesting schedule for that particular grant as determined by the Committee. Broad-based stock option awards issued to date have generally vested in equal annual
installments over a four-year period and RSU awards currently outstanding generally vest in either equal annual installments over a four-year period or cliff-vest
after a three-year period, in each case, from the grant date. MSU awards currently outstanding cliff-vest after the market condition has been met either within a
three-year or five-year period from the date of grant. PSU awards issued to date cliff-vest after a three-year period from the date of grant.

The amount of stock-based compensation expense recognized in the consolidated statement of operations is net of estimated forfeitures. The forfeiture rate is

estimated at the grant date based on historical experience and revised, if necessary, in subsequent periods if actual forfeitures differ from the estimated rate. The
expense ultimately recorded is for the awards that vest. At December 31, 2019, there is $272.6 million of unrecognized compensation cost, net of estimated
forfeitures, related to all equity-based awards, which is expected to be recognized over a weighted average period of approximately 2.3 years.

The total income tax benefit recognized in the accompanying consolidated statement of operations for the years ended December 31, 2019, 2018 and 2017

related to all stock-based compensation is $189.8 million, $189.0 million and $423.0 million, respectively.

The aggregate income tax benefit recognized related to the exercise of stock options for the years ended December 31, 2019, 2018 and 2017, is $137.2
million, $169.0 million, and $411.6 million, respectively. As the Company is currently in a NOL position, there will be some delay in the timing of the realization
of the cash benefit of the income tax deductions related to stock-based compensation because it will be dependent upon the amount and timing of future taxable
income and the timing of estimated income tax payments.

IAC Stock Options

Stock options outstanding at December 31, 2019 and changes during the year ended December 31, 2019 are as follows:

Options outstanding at January 1, 2019

Granted

Exercised

Forfeited

Expired

Options outstanding at December 31, 2019

Options exercisable

December 31, 2019

Weighted 
Average 
Exercise 
Price

Weighted 
Average 
Remaining 
Contractual 
Term (In Years)

(Shares and intrinsic value in thousands)

Aggregate 
Intrinsic 
Value

62.97  

—    

53.41  

101.01  

124.29  

64.63  

62.83  

5.3   $

4.9   $

901,629

717,388

Shares

5,814   $

—  

(911)  

(15)  

(1)  

4,887   $

3,851   $

The aggregate intrinsic value in the table above represents the difference between IAC's closing stock price on the last trading day of 2019 and the exercise
price, multiplied by the number of in-the-money options that would have been exercised had all option holders exercised their options on December 31, 2019. The
total intrinsic value of stock options exercised during the years ended December 31, 2019, 2018 and 2017 is $167.4 million, $83.7 million and $164.6 million,
respectively.

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IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The following table summarizes the information about stock options outstanding and exercisable at December 31, 2019:

Range of Exercise Prices

Outstanding at 
December 31, 
2019

Options Outstanding

Weighted- 
Average 
Remaining 
Contractual 
Life in Years

Weighted- 
Average 
Exercise 
Price

Exercisable at 
December 31, 
2019

(Shares in thousands)

Options Exercisable

Weighted- 
Average 
Remaining 
Contractual 
Life in Years

Weighted- 
Average 
Exercise 
Price

$20.01 to $30.00

$30.01 to $40.00

$40.01 to $50.00

$50.01 to $60.00

$60.01 to $70.00

$70.01 to $80.00

$80.01 to $90.00

Greater than $90.01

3  

363  

1,124  

142  

916  

1,755  

500  

84  

4,887  

0.1   $

1.3  

5.2  

2.2  

5.4  

6.4  

5.3  

8.2  

5.3   $

21.60  

32.39  

42.96  

59.89  

65.87  

75.29  

84.31  

150.23  

64.63  

3  

363  

840  

141  

796  

1,206  

500  

2  

3,851  

0.1   $

1.3  

4.8  

2.2  

5.1  

6.0  

5.3  

7.6  

4.9   $

21.60

32.39

43.32

59.90

65.97

74.99

84.31

104.13

62.83

There were no stock options granted by the Company during 2019. Less than 0.1 million and approximately 1.2 million stock options were granted by the
Company during the years ended December 31, 2018 and 2017, respectively. During 2018, the Company granted market-based stock options that only vest if the
price of IAC common stock exceeds the relevant price threshold for a twenty-day consecutive period and the service requirement is met. The market-based vesting
condition was achieved in the fourth quarter of 2018. The service requirement provides that this award vests in two installments, the first 50% in 2021 and the
second 50% in 2022.

The fair value of stock option awards, with the exception of market-based awards, is estimated on the grant date using the Black-Scholes option pricing

model. The Black-Scholes option pricing model incorporates various assumptions, including expected volatility and expected term. During 2018 and 2017,
expected stock price volatilities were estimated based on the Company's historical volatility. The risk-free interest rates are based on U.S. Treasuries with
comparable terms as the awards, in effect at the grant date. Expected term is based upon the historical exercise behavior of our employees and the dividend yields
are based on IAC's historical dividend payments. The following are the weighted average assumptions used in the Black-Scholes option pricing model:

Expected volatility

Risk-free interest rate

Expected term

Dividend yield

Years Ended December 31,

2018

2017

27%  

2.7%  

6.2 years

—%  

29%

2.0%

5.2 years

—%

The weighted average fair value of stock options granted during the years ended December 31, 2018 and 2017 are $53.94 and $22.94, respectively.

Cash received from stock option exercises for the years ended December 31, 2019, 2018 and 2017 was $10.7 million, $41.7 million and $82.4 million,

respectively.

The Company currently settles all stock options on a net basis. Assuming all stock options outstanding on December 31, 2019 were net settled on that date,

the Company would have issued 1.8 million common shares (of which 1.4 million is related to vested stock options and 0.4 million is related to unvested stock
options) and would have remitted $450.8 million (of which

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

$358.7 million is related to vested stock options and $92.1 million is related to unvested stock options) in cash for withholding taxes (assuming a 50% withholding
rate).

IAC Restricted Stock Units, Market-based Stock Units and Performance-based Stock Units

RSUs, MSUs and PSUs are awards in the form of phantom shares or units denominated in a hypothetical equivalent number of shares of IAC common

stock and with the value of each RSU and PSU equal to the fair value of IAC common stock at the date of grant. The value of each MSU is estimated using a
lattice model that incorporates a Monte Carlo simulation of IAC's stock price. Each RSU and PSU grant is subject to service-based vesting, where a specific period
of continued employment must pass before an award vests. PSUs also include performance-based vesting, where certain performance targets set at the time of
grant must be achieved before an award vests. The vesting of MSUs is tied to the stock price of IAC. For RSU grants, the expense is measured at the grant date as
the fair value of IAC common stock and expensed as stock-based compensation over the vesting term. For MSU grants, the expense is measured using a lattice
model and expensed as stock-based compensation over the derived service period. For PSU grants, the expense is measured at the grant date as the fair value of
IAC common stock and expensed as stock-based compensation over the vesting term if the performance targets are considered probable of being achieved.

Unvested RSUs, MSUs and PSUs outstanding at December 31, 2019 and changes during the year ended December 31, 2019 are as follows:

RSUs

MSUs

PSUs

Number 
of Shares

Weighted 
Average 
Grant Date 
Fair Value

Number 
of Shares

Weighted 
Average 
Grant Date 
Fair Value

Number 
of Shares

Weighted 
Average 
Grant Date 
Fair Value

Unvested at January 1, 2019

Granted

Vested

Forfeited

Unvested at December 31, 2019

459   $

63  

(304)  

(16)  

202   $

115.12  

220.77  

118.25  

194.10  

132.37  

(Shares in thousands)

—   $

159  

—  

—  

—  

153.43  

—  

—  

113   $

76.00

—  

—  

(113)  

—

—

76.00

—

159   $

153.43  

—   $

The weighted average fair value of RSUs and PSUs granted during the years ended December 31, 2019, 2018 and 2017 based on market prices of IAC's

common stock on the grant date was $220.77, $178.29 and $90.04, respectively. The weighted average fair value of MSUs granted during the year ended
December 31, 2019 based on the lattice model was $153.43. There were no MSUs granted or outstanding during the years ended December 31, 2018 and 2017.
The total fair value of RSUs and PSUs that vested during the years ended December 31, 2019, 2018 and 2017 was $69.3 million, $8.9 million and $32.5 million,
respectively. There were no MSUs that vested during the year ended December 31, 2019.

Equity Instruments Denominated in the Shares of Certain Subsidiaries

Non-publicly-traded Subsidiaries

The following description excludes awards denominated in the shares of the Company's publicly-traded subsidiaries, MTCH and ANGI. MTCH and ANGI

stock-based awards are issued pursuant to their respective stock incentive plans.

The Company has granted stock settled stock appreciation rights denominated in the equity of certain non-publicly traded subsidiaries to employees and
management of those subsidiaries. These equity awards vest over a period of years or upon the occurrence of certain prescribed events. The value of the stock
settled stock appreciation rights is tied to the value of the common stock of these subsidiaries. Accordingly, these interests only have value to the extent the
relevant business appreciates in value above the initial value utilized to determine the exercise price. These interests can have significant value in the event of
significant appreciation. The fair value of these interest is generally determined by negotiation or arbitration when settled, which will occur at various dates
through 2026. These equity awards are settled on a net basis, with the award holder entitled to receive a payment in IAC common shares equal to the intrinsic value
of the award at exercise less an amount equal to the

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

required cash tax withholding payment. The number of IAC common shares ultimately needed to settle these awards may vary significantly from the estimated
number below as a result of both movements in our stock price and a determination of fair value of the relevant subsidiary that is different than our estimate. The
expense associated with these equity awards is initially measured at fair value at the grant date and is expensed as stock-based compensation over the vesting term.
The number of IAC common shares that would be required to settle these interests at current estimated fair values, including vested and unvested interests, at
December 31, 2019 is 0.1 million shares. Withholding taxes, which will be paid by the Company on behalf of the employees upon exercise, would have been $20.2
million at December 31, 2019, assuming a 50% withholding rate.

MTCH

MTCH currently settles substantially all equity awards on a net basis. Assuming all MTCH equity awards outstanding on December 31, 2019 were net

settled on that date, MTCH would have issued 8.0 million common shares (of which 2.6 million is related to vested shares and 5.4 million is related to unvested
shares) and would have remitted $655.9 million (of which $209.5 million is related to vested shares and $446.4 million is related to unvested shares) in cash for
withholding taxes (assuming a 50% withholding rate). If MTCH decided to issue a sufficient number of shares to cover the $655.9 million employee withholding
tax obligation, 8.0 million additional shares would be issued by MTCH.

Following the completion of the MTCH IPO, certain subsidiary denominated equity awards, including those issued by Tinder, Inc., were settleable, at IAC's
election, in shares of IAC common stock or MTCH common stock. Pursuant to the Employee Matters Agreement between IAC and MTCH, to the extent shares of
IAC common stock are issued in settlement of these awards, MTCH reimburses IAC for the cost of those shares in cash or by issuing IAC shares of MTCH
common stock. In July 2017, Tinder was merged into MTCH and as a result, all Tinder denominated equity awards were converted into MTCH tandem stock
options ("Tandem Awards"). All of the MTCH Tandem Awards exercised during 2019, 2018 and 2017 were exercised on a net basis and were settled in IAC
common shares; the Company issued 0.2 million, 0.7 million and 2.0 million shares, respectively, of its common stock to settle these awards and MTCH issued 0.6
million, 2.5 million and 11.3 million shares, respectively, of its common stock to IAC as reimbursement. The Company is no longer settling the Tandem Awards in
IAC common stock.

During 2017, MTCH also purchased certain fully vested Tandem Awards, and made cash payments of approximately $520 million to cover both the

withholding taxes paid on behalf of employees exercising these converted awards and the purchase of certain fully vested awards.

ANGI

In connection with the Combination, previously issued stock appreciation rights related to the common stock of HomeAdvisor (US) were converted into
ANGI stock appreciation rights that are settleable, at ANGI's option, on a net basis with ANGI remitting withholding taxes on behalf of the employee or on a gross
basis with ANGI issuing a sufficient number of Class A shares to cover the withholding taxes. While these awards can be settled in either Class A shares of ANGI
or shares of IAC common stock at IAC's option, these awards are currently being settled in shares of ANGI. If settled in IAC common stock, ANGI reimburses
IAC in either cash or through the issuance of Class A shares to IAC. Assuming all of the stock appreciation rights outstanding on December 31, 2019 were net
settled on that date, ANGI would have issued 6.8 million shares of ANGI Class A stock and ANGI would have remitted $57.3 million in cash for withholding taxes
(assuming a 50% withholding rate). If ANGI decided to issue a sufficient number of shares to cover the $57.3 million employee withholding tax obligation, 6.8
million additional Class A shares would be issued by ANGI. Assuming all other ANGI equity awards outstanding on December 31, 2019 were net settled on that
date, including stock options, RSUs and subsidiary denominated equity, ANGI would have issued 5.1 million shares and would have remitted $43.4 million in cash
for withholding taxes (assuming a 50% withholding rate).

Prior to the Combination in 2017, the Company issued a number of IAC denominated PSUs to certain ANGI employees. Vesting of the PSUs was contingent

upon ANGI's performance for the year ended December 31, 2019. These awards did not vest because the performance conditions were not achieved.

Modification of awards

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

During 2019, the Company modified certain equity awards and recognized modification charges of $13.1 million.

During 2018, the Company modified certain equity awards and recognized modification charges of $7.9 million. In addition, in connection with the ANGI

chief executive officer transition during the fourth quarter of 2018, ANGI accelerated $3.9 million of expense into 2018 from 2019.

In connection with the Combination, the previously issued HomeAdvisor (US) stock appreciation rights were converted into ANGI equity awards resulting in

a modification charge of $217.7 million of which $29.0 million, $56.9 million, and $93.4 million were recognized as stock-based compensation expense in the
years ended December 31, 2019, 2018, and 2017 respectively, and the remaining charge will be recognized over the vesting period of the modified awards.

During the second quarter of 2017, the Company modified certain HomeAdvisor (US) denominated equity awards and recognized a modification charge of

$6.6 million.

During 2014, the Company granted an equity award denominated in shares of a subsidiary of the Company to a non-employee, which was marked to market

each reporting period. In the third quarter of 2017, the award was modified and MTCH settled the remaining portion of the award for cash of $33.9 million.

NOTE 12—SEGMENT INFORMATION

The overall concept that IAC employs in determining its operating segments is to present the financial information in a manner consistent with: how the chief

operating decision maker views the businesses; how the businesses are organized as to segment management; and the focus of the businesses with regards to the
types of services or products offered or the target market. Operating segments are combined for reporting purposes if they meet certain aggregation criteria, which
principally relate to the similarity of their economic characteristics or, in the case of the Emerging & Other reportable segment, do not meet the quantitative
thresholds that require presentation as separate reportable segments.

The following table presents revenue by reportable segment:

Revenue:

Match Group

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Inter-segment elimination

Total

Years Ended December 31,

2019

2018

(In thousands)

2017

$

2,051,258   $

1,729,850   $

1,330,661

1,326,205  

1,132,241  

196,015  

167,594  

519,459  

496,832  

(308)  

159,641  

130,991  

582,287  

528,250  

(368)  

736,386

103,332

90,890

577,998

468,589

(617)

$

4,757,055   $

4,262,892   $

3,307,239

The following table presents the revenue of the Company's segments disaggregated by type of service:

Match Group

     Direct revenue:

     North America

Years Ended December 31,

2019

2018

(In thousands)

2017

$

1,024,161   $

902,478   $

741,334

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     International

     Total Direct revenue

     Indirect revenue (principally advertising revenue)

      Total Match Group revenue

     Supplemental information on Direct revenue

        Tinder

        Other brands

        Total Direct revenue

ANGI Homeservices

Marketplace:

Consumer connection revenue

Service professional membership subscription revenue

Other revenue

Total Marketplace revenue

Advertising and other revenue

Total North America revenue

Consumer connection revenue

Service professional membership subscription revenue

Advertising and other revenue

Total Europe revenue

 Total ANGI Homeservices revenue

Vimeo

Platform revenue

Hardware revenue

 Total Vimeo revenue

Dotdash

Display advertising revenue

Performance marketing revenue

 Total Dotdash revenue

Applications

Desktop:

Advertising revenue:

Google advertising revenue

Non-Google advertising revenue

Total advertising revenue

Subscription and other revenue

 Total Desktop revenue

Mosaic Group:

Subscription and other revenue

$

$

$

$

$

$

$

$

$

$

Years Ended December 31,

2019

2018

(In thousands)

983,013  

2,007,174  

44,084  

774,693  

1,677,171  

52,679  

2,051,258   $

1,729,850   $

2017

539,915

1,281,249

49,412

1,330,661

1,152,045   $

855,129  

805,316   $

871,855  

403,216

878,033

2,007,174   $

1,677,171   $

1,281,249

913,533   $

704,341   $

64,706  

6,971  

985,210  

264,682  

66,214  

3,940  

774,495  

287,676  

1,249,892  

1,062,171  

59,611  

14,231  

2,471  

76,313  

50,913  

17,362  

1,795  

70,070  

1,326,205   $

1,132,241   $

193,736   $

2,279  

196,015   $

146,665   $

12,976  

159,641   $

126,487   $

41,107  

167,594   $

103,704   $

27,287  

130,991   $

291,215   $

426,964   $

13,162  

304,377  

15,858  

320,235  

10,992  

437,956  

20,815  

458,771  

521,481

56,135

3,798

581,414

97,483

678,897

40,009

16,596

884

57,489

736,386

99,650

3,682

103,332

76,316

14,574

90,890

480,774

6,762

487,536

34,613

522,149

189,878  

104,975  

27,980

 
 
 
 
 
 
 
   
   
 
   
   
 
 
   
   
 
   
   
 
   
   
 
 
   
   
 
   
   
 
 
   
   
 
   
   
 
 
   
   
 
   
   
 
   
   
 
   
   
 
   
   
Advertising revenue

 Total Mosaic Group revenue

 Total Applications revenue

9,346  

199,224  

18,541  

123,516  

$

519,459   $

582,287   $

27,869

55,849

577,998

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Emerging & Other

Advertising revenue:

Google advertising revenue

Non-Google advertising revenue

Total advertising revenue

Other revenue

Test preparation revenue

 Total Emerging & Other revenue

Years Ended December 31,

2019

2018

(In thousands)

2017

$

$

391,709   $

357,752   $

45,750  

437,459  

59,373  

—  

66,733  

424,485  

103,765  

—  

496,832   $

528,250   $

225,576

53,911

279,487

169,497

19,605

468,589

Revenue by geography is based on where the customer is located. Geographic information about revenue and long-lived assets is presented below:

Revenue:

United States

All other countries

Total

Long-lived assets (excluding goodwill and intangible assets):

United States

All other countries

Total

Years Ended December 31,

2019

2018

(In thousands)

2017

$

$

3,070,487   $

2,824,928   $

1,686,568  

1,437,964  

4,757,055   $

4,262,892   $

2,323,050

984,189

3,307,239

December 31,

2019

2018

(In thousands)

$

$

345,937   $

25,416  

371,353   $

289,756

29,044

318,800

The following tables present operating income (loss) and Adjusted EBITDA by reportable segment:

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Operating income (loss):

Match Group

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Corporate

Total

Adjusted EBITDA:(a)

Match Group

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Corporate

Years Ended December 31,

2019

2018

(In thousands)

2017

$

648,531   $

553,294   $

38,645  

(51,921)  

29,021  

113,569  

(13,012)  

63,906  

(35,594)  

18,778  

94,834  

29,964  

(183,500)  

(160,043)  

$

581,333   $

565,139   $

360,517

(149,176)

(27,328)

(15,694)

130,176

17,412

(127,441)

188,466

Years Ended December 31,

2019

2018

(In thousands)

2017

$

$

$

$

$

$

$

779,432   $

202,297   $

(41,790)   $

39,601   $

103,551   $

(7,756)   $

(88,640)   $

653,931   $

247,506   $

(28,045)   $

21,384   $

131,837   $

36,178   $

(74,017)   $

468,941

37,858

(23,607)

(2,763)

136,757

25,862

(67,755)

_______________________________________________________________________________

(a) The Company's primary financial measure is Adjusted EBITDA, which is defined as operating income excluding: (1) stock-based compensation expense; (2) depreciation; and (3)
acquisition-related items consisting of (i) amortization of intangible assets and impairments of goodwill and intangible assets, if applicable, and (ii) gains and losses recognized on
changes in the fair value of contingent consideration arrangements. The Company believes this measure is useful for analysts and investors as this measure allows a more meaningful
comparison between our performance and that of our competitors. The above items are excluded from our Adjusted EBITDA measure because these items are non-cash in nature.
Adjusted EBITDA has certain limitations because it excludes the impact of these expenses.

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The following tables reconcile operating income (loss) for the Company's reportable segments and net earnings attributable to IAC shareholders to Adjusted

EBITDA:

Operating 
Income 
(Loss)

Stock-Based 
Compensation 
Expense

Depreciation

Year Ended December 31, 2019

Acquisition-related
Contingent
Consideration Fair
Value Adjustments  

Amortization 
of Intangibles

(In thousands)

Goodwill
Impairment

  Adjusted EBITDA

Match Group

$

648,531   $

8,727   $

55,482   $

9,653   $

9,606   $

8,277   $

850   $

—   $

—   $

—   $

—   $

—   $

(19,738)   $

—   $

—   $

—   $

—   $

—   $

—   $

—   $

3,318   $

—   $

779,432

202,297

(41,790)

39,601

103,551

(7,756)

(88,640)

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Corporate

Total

Interest expense

Other income, net

Earnings before income
taxes

Income tax benefit

Net earnings

Net earnings attributable to
noncontrolling interests

Net earnings attributable to
IAC shareholders

$

38,645   $

(51,921)   $

29,021   $

113,569   $

(13,012)   $

89,724   $

68,255   $

—   $

—   $

—   $

—   $

32,450   $

39,915   $

478   $

974   $

1,443   $

1,088   $

(183,500)   $

82,809   $

12,051   $

581,333    

(153,563)    

66,741    

494,511    

49,309    

543,820    

(112,689)    

431,131    

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Operating
Income
(Loss)

Stock-Based
Compensation
Expense

Year Ended December 31, 2018

Depreciation

Amortization
of Intangibles

(In thousands)

Acquisition-related
Contingent
Consideration Fair
Value Adjustments

  Adjusted EBITDA

Match Group

$

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Corporate

Total

Interest expense

Other income, net

Earnings before income
taxes

Income tax provision

Net earnings

Net earnings attributable
to noncontrolling
interests

Net earnings attributable
to IAC shareholders

$

553,294   $

63,906   $

(35,594)   $

18,778   $

94,834   $

29,964   $

(160,043)   $

565,139    

(109,327)    

305,746    

761,558    

(3,811)    

757,747    

(130,786)    

626,961    

66,031   $

97,078   $

—   $

—   $

—   $

919   $

74,392   $

32,968   $

24,310   $

1,200   $

969   $

2,601   $

1,678   $

11,634   $

1,318   $

62,212   $

6,349   $

1,637   $

33,266  

3,617   $

—   $

320   $

—   $

—   $

—   $

1,136   $

—   $

—   $

653,931

247,506

(28,045)

21,384

131,837

36,178

(74,017)

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Operating
Income
(Loss)

Stock-Based 
Compensation 
Expense

Year Ended December 31, 2017

Depreciation

Amortization
of Intangibles

(In thousands)

Acquisition-related
Contingent
Consideration Fair
Value Adjustments

  Adjusted EBITDA

69,090   $

149,230   $

—   $

—   $

—   $

2,130   $

44,168   $

32,613   $

14,543   $

1,408   $

2,255   $

3,863   $

4,065   $

15,518   $

1,468   $

23,261   $

2,313   $

10,676   $

2,170   $

2,255   $

—   $

5,253   $

—   $

—   $

—   $

548   $

—   $

—   $

468,941

37,858

(23,607)

(2,763)

136,757

25,862

(67,755)

Match Group

$

360,517   $

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Corporate

Total

Interest expense

Other expense, net

Earnings before income
taxes

Income tax benefit

Net earnings

Net earnings attributable
to noncontrolling
interests

Net earnings attributable
to IAC shareholders

$

(149,176)   $

(27,328)   $

(15,694)   $

130,176   $

17,412   $

(127,441)   $

188,466    

(105,295)    

(16,213)    

66,958    

291,050    

358,008    

(53,084)    

304,924    

The following table presents capital expenditures by reportable segment:

Capital expenditures:

Match Group

ANGI Homeservices

Vimeo

Dotdash

Applications

Emerging & Other

Corporate

Total

NOTE 13—LEASES

Years Ended December 31,

2019

2018

(In thousands)

2017

$

38,754   $

68,804  

2,801  

—  

85  

345  

25,863  

30,954   $

46,976  

209  

102  

111  

1,119  

6,163  

$

136,652   $

85,634   $

28,833

26,837

109

825

227

852

17,840

75,523

The Company leases land, office space, data center facilities and equipment used in connection with its operations under various operating leases, the

majority of which contain escalation clauses.

 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
 
 
 
 
 
   
   
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ROU assets represent the Company’s right to use the underlying assets for the lease term and lease liabilities represent the present value of the Company’s
obligation to make payments arising from these leases. ROU assets and related lease liabilities are based on the present value of fixed lease payments over the lease
term using the Company's and its publicly-traded subsidiaries' respective incremental borrowing rates on the lease commencement date or January 1, 2019 for
leases that commenced prior to that date. The Company combines the lease and non-lease components of lease payments in determining ROU assets and related
lease liabilities. If the lease includes one or more options to extend the term of the lease, the renewal option is considered in the lease term if it is reasonably certain
the Company will exercise the option(s). Lease expense is recognized on a straight-line basis over the term of the lease. As permitted by ASC 842, leases with an
initial term of twelve months or less ("short-term leases") are not recorded on the accompanying consolidated balance sheet.

Variable lease payments consist primarily of common area maintenance, utilities and taxes, which are not included in the recognition of ROU assets and

related lease liabilities. The Company’s lease agreements do not contain any material residual value guarantees or material restrictive covenants.

Leases

Assets:

  Balance Sheet Classification

December 31, 2019

(In thousands)

Right-of-use assets

  Right-of-use assets, net

Liabilities:

Current lease liabilities

Long-term lease liabilities

Total lease liabilities

Lease Cost

Fixed lease cost

Fixed lease cost

Fixed lease cost

Fixed lease cost

Total fixed lease cost(a)

Variable lease cost

Variable lease cost

Variable lease cost

Variable lease cost

Total variable lease cost

Net lease cost

_____________________

  Accrued expenses and other current liabilities

  Other long-term liabilities

  Income Statement Classification

  Cost of revenue

  Selling and marketing expense

  General and administrative expense

  Product development expense

  Cost of revenue

  Selling and marketing expense

  General and administrative expense

  Product development expense

(a) Includes approximately $5.3 million of short-term lease cost and $2.1 million of sublease income for the year ended December 31, 2019.

Maturities of lease liabilities as of December 31, 2019 (in thousands)(b):

128

  $

  $

  $

  $

167,801

33,118

190,772

223,890

Year Ended December 31, 2019

(In thousands)

4,106

10,641

34,639

1,541

50,927

441

1,573

7,853

391

10,258

61,185

 
 
   
 
   
   
 
   
   
   
   
 
 
   
 
 
   
 
 
 
 
   
 
 
 
 
 
   
 
   
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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Years Ended December 31,
2020

2021

2022

2023

2024

Thereafter

Total

Less: Interest

Present value of lease liabilities

_____________________

(b) Lease payments exclude $37.7 million of legally binding minimum lease payments for leases signed but not yet commenced.

The following are the weighted average assumptions used for lease term and discount rate as of December 31, 2019:

Remaining lease term

Discount rate

Other information:
Right-of-use assets obtained in exchange for lease liabilities

Cash paid for amounts included in the measurement of lease liabilities

NOTE 14—COMMITMENTS AND CONTINGENCIES

Commitments

  $

  $

43,902

40,567

32,135

28,607

25,594

226,734

397,539

173,649

223,890

15.4 years

6.00%

Year Ended December 31,
2019

(In thousands)

  $

  $

66,408

49,117

The Company has entered into certain off-balance sheet commitments that require the future purchase of services ("purchase obligations"). Future payments

under noncancelable unconditional purchase obligations as of December 31, 2019 are as follows:

Purchase obligations

$

119,116   $

81,423   $

—   $

—   $

200,539

Amount of Commitment Expiration Per Period

Less Than
1 Year

1-3
Years

3-5
Years

(In thousands)

More Than
5 Years

Total
Amounts
Committed

Purchase obligations include (i) a $150.0 million three-year cloud computing contract, of which $50.0 million was paid in 2019 and had a related prepaid

asset of $40.3 million at December 31, 2019 included in "Other current assets" on the consolidated balance sheet, and two remaining minimum payments of $50.0
million each that are due in 2020 and 2021, (ii) remaining payments of $59.3 million related to a two-year cloud computing contract, which $40.9 million and
$18.3 million are estimated to be paid in 2020 and 2021, respectively, (iii) remaining payments of $23.8 million related to advertising

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commitments to be made in 2020, and (iv) a remaining payment of $13.1 million related to the purchase of a 50% interest in a corporate aircraft that is expected to
be made in 2021.

Contingencies

In the ordinary course of business, the Company is a party to various lawsuits. The Company establishes reserves for specific legal matters when it
determines that the likelihood of an unfavorable outcome is probable and the loss is reasonably estimable. Management has also identified certain other legal
matters where we believe an unfavorable outcome is not probable and, therefore, no reserve is established. Although management currently believes that resolving
claims against us, including claims where an unfavorable outcome is reasonably possible, will not have a material impact on the liquidity, results of operations, or
financial condition of the Company, these matters are subject to inherent uncertainties and management's view of these matters may change in the future. The
Company also evaluates other contingent matters, including income and non-income tax contingencies, to assess the likelihood of an unfavorable outcome and
estimated extent of potential loss. It is possible that an unfavorable outcome of one or more of these lawsuits or other contingencies could have a material impact
on the liquidity, results of operations, or financial condition of the Company. See "Note 3—Income Taxes" for additional information related to income tax
contingencies.

Tinder Optionholder Litigation against IAC and Match Group

On August 14, 2018, ten then-current and former employees of Match Group, LLC or Tinder, Inc. ("Tinder"), an operating business of Match Group, filed a

lawsuit in New York state court against IAC and Match Group. See Sean Rad et al. v. IAC/InterActiveCorp and Match Group, Inc., No. 654038/2018 (Supreme
Court, New York County). The complaint alleges that in 2017, the defendants: (i) wrongfully interfered with a contractually established process for the
independent valuation of Tinder by certain investment banks, resulting in a substantial undervaluation of Tinder and a consequent underpayment to the plaintiffs
upon exercise of their Tinder stock options, and (ii) then wrongfully merged Tinder into Match Group, thereby depriving certain of the plaintiffs of their
contractual right to later valuations of Tinder on a stand-alone basis. The complaint asserts claims for breach of contract, breach of the implied covenant of good
faith and fair dealing, unjust enrichment, interference with contractual relations (as against Match Group only), and interference with prospective economic
advantage, and seeks compensatory damages in the amount of at least $2 billion, as well as punitive damages. On August 31, 2018, four plaintiffs who were still
employed by Match Group filed a notice of discontinuance of their claims without prejudice, leaving the six former employees as the remaining plaintiffs.

On October 9, 2018, the defendants filed a motion to dismiss the complaint on various grounds, including that the 2017 valuation of Tinder by the investment

banks was an expert determination any challenge to which is both time-barred under applicable law and available only on narrow substantive grounds that the
plaintiffs have not pleaded in their complaint; the plaintiffs opposed the motion. On June 13, 2019, the court issued a decision and order (i) granting the motion to
dismiss the claims for breach of the implied covenant of good faith and fair dealing and for unjust enrichment, (ii) granting the motion to dismiss the merger-
related claim for breach of contract as to two of the remaining six plaintiffs, and (iii) otherwise denying the motion to dismiss. On June 21, 2019, the defendants
filed a notice of appeal from the trial court’s partial denial of their motion to dismiss, and the parties thereafter briefed the appeal. On October 29, 2019, the
Appellate Division, First Department, issued an order affirming the lower court’s decision. On November 22, 2019, the defendants filed a motion for reargument
or, in the alternative, leave to appeal the Appellate Division's order to the New York Court of Appeals; the plaintiffs opposed the motion, which remains pending.

On June 3, 2019, the defendants filed a second motion to dismiss based upon certain provisions of the plaintiffs' agreement with a litigation funding firm; the

plaintiffs have opposed the motion, which remains pending. Document discovery in the case is substantially complete, and deposition discovery is underway. On
January 30, 2020, the parties participated in a mediation that did not result in resolution of the matter. IAC and Match Group believe that the allegations in this
lawsuit are without merit and will continue to defend vigorously against it.

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NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

NOTE 15—RELATED PARTY TRANSACTIONS

IAC and MTCH:

IAC and MTCH, in connection with MTCH's IPO, entered into the following agreements:

•

•

•

•

•

A Master Transaction Agreement, under which MTCH agrees to assume all of the assets and liabilities related to its business and agrees to indemnify
IAC against any losses arising out of any breach by MTCH of the Master Transaction Agreement or other IPO related agreements;

An Investor Rights Agreement that provides IAC with (i) specified registration and other rights relating to shares of MTCH common stock and (ii) anti-
dilution rights with respect to MTCH common stock;

An Employee Matters Agreement, which governs the respective rights, responsibilities and obligations of IAC and MTCH after the IPO with respect to a
range of compensation (including stock-based compensation) and benefit issues;

A Tax Sharing Agreement, which governs the respective rights, responsibilities and obligations of IAC and MTCH with respect to tax liabilities and
benefits, entitlement to refunds, preparation of tax returns, tax contests and other tax matters regarding U.S. federal, state, local and foreign income
taxes; and

A Services Agreement, under which IAC has agreed to provide a range of services to MTCH, including, among others, (i) assistance with certain legal,
finance, internal audit, treasury, information technology support, insurance and tax affairs, including assistance with certain public company reporting
obligations; (ii) payroll processing services; (iii) tax compliance services; and (iv) such other services as to which IAC and MTCH may agree, and
MTCH agrees to provide IAC informational technology services and such other services as to which IAC and MTCH may agree.

During the years ended December 31, 2019, 2018 and 2017, 0.8 million, 3.0 million and 11.9 million shares, respectively, of MTCH common stock were
issued to IAC pursuant to the employee matters agreement; 0.7 million, 2.5 million and 11.3 million, respectively, of which were issued as reimbursement for
shares of IAC common stock issued in connection with the exercise and settlement of MTCH tandem stock options and equity awards denominated in shares of a
subsidiary of MTCH, respectively; and 0.1 million, 0.5 million and 0.6 million, respectively, of which were issued as reimbursement for shares of IAC common
stock issued in connection with the exercise and vesting of IAC equity awards held by MTCH employees.

For the years ended December 31, 2019, 2018 and 2017, MTCH was charged $7.9 million, $7.6 million and $9.9 million, respectively, by the Company for

services rendered pursuant to a services agreement. Included in these amounts are $5.8 million, $5.2 million and $5.1 million, respectively, for leasing of office
space for certain of MTCH's businesses at properties owned by IAC. These amounts were paid in full by MTCH at December 31, 2019, 2018 and 2017,
respectively.

At December 31, 2019, MTCH had taxes payable of $0.2 million due to the Company pursuant to the tax sharing agreement. At December 31, 2018, there

were no outstanding receivables or payables pursuant to the tax sharing agreement. Refunds made by the Company during 2018 and 2017 pursuant to this
agreement were $7.0 million and $10.9 million, respectively. For the year ended December 31, 2019, there were no payments to or refunds from MTCH pursuant
to the tax sharing agreement.

In December 2017, certain international subsidiaries of MTCH agreed to sell NOLs that were not expected to be utilized to an IAC subsidiary for $0.9

million.

IAC and ANGI:

IAC and ANGI, in connection with the Combination, entered into the following agreements:

•

A Contribution Agreement under which the Company separated its HomeAdvisor business from its other businesses and caused the HomeAdvisor
business to be transferred to ANGI prior to the Combination. Under the Contribution

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•

•

•

•

Agreement, ANGI agrees to indemnify IAC against any losses arising out of any breach by ANGI of the Contribution Agreement;

An Investor Rights Agreement that provides IAC with (i) specified registration and other rights relating to shares of ANGI common stock owned by
IAC; (ii) anti-dilution rights with respect to ANGI common stock; and (iii) specified board matters with respect to designation of ANGI directors;

A Services Agreement, under which IAC has agreed to provide a range of services to ANGI, including, among others, (i) assistance with certain legal,
M&A, human resources, finance, risk management, internal audit and treasury functions, health and wellness, information security services and
insurance and tax affairs, including assistance with certain public company and unclaimed property reporting obligations; (ii) accounting, controllership
and payroll processing services; (iii) investor relations services; (iv) tax compliance services; and (v) such other services as to which IAC and ANGI may
agree.

A Tax Sharing Agreement, which governs the respective rights, responsibilities and obligations of IAC and ANGI with respect to tax matters, including
taxes attributable to ANGI, entitlement to refunds, allocation of tax attributes, preparation of tax returns, certain tax elections, control of tax contests and
other tax matters regarding U.S. federal, state, local and foreign income taxes; and

An Employee Matters Agreement, which governs the respective rights, responsibilities and obligations of IAC and ANGI after the closing of the
Combination with respect to a range of compensation (including stock-based compensation) and benefit issues. Pursuant to this agreement, the
Compensation Committee of the IAC Board of Directors has the exclusive authority to determine the treatment of outstanding IAC equity awards in the
event of a distribution of ANGI capital stock to IAC stockholders in a transaction intended to qualify as tax-free for U.S. federal income tax purposes.
Such authority includes (but is not limited to) the ability to convert all or part of IAC equity awards outstanding immediately prior to the distribution into
equity awards denominated in shares of ANGI Class A Common Stock, which ANGI would be obligated to assume and which would be dilutive to
ANGI's stockholders.

Additionally, on September 29, 2017, the Company and ANGI entered into two intercompany notes (collectively referred to as "Intercompany Notes") to
ANGI as follows: (i) a Payoff Intercompany Note, which provided the funds necessary to repay the outstanding balance under Angie's List's previously existing
credit agreement, totaling $61.5 million; and (ii) a Working Capital Intercompany Note, which provided ANGI with $15 million for working capital purposes.
These Intercompany Notes were repaid on November 1, 2017, with a portion of the proceeds from the ANGI Term Loan that were received on the same date.

For the years ended December 31, 2019 and 2018, and for the period subsequent to the Combination through December 31, 2017, 0.5 million, 0.9 million and

0.4 million shares, respectively, of ANGI Class B common stock were issued to IAC pursuant to the employee matters agreement as reimbursement for shares of
IAC common stock issued in connection with the exercise and vesting of IAC equity awards held by ANGI employees.

On October 10, 2018, IAC was issued 5.1 million shares of Class B common stock of ANGI pursuant to the post-closing adjustment provision of the Angie's

List merger agreement.

For the years ended December 31, 2019 and 2018, and for the period subsequent to the Combination through December 31, 2017, ANGI was charged $4.8

million, $5.7 million and $1.7 million, respectively, by the Company for services rendered pursuant to the services agreement. There were no outstanding
receivables or payables pursuant to the services agreement as of December 31, 2019. At December 31, 2018, the Company had a $0.1 million outstanding payable
to ANGI, pursuant to the services agreement. This amount was deducted from the charges due from ANGI pursuant to the services agreement discussed above
during the first quarter of 2019.

At December 31, 2019 and 2018, ANGI had taxes payable of $0.2 million and $12.1 million, respectively, due to the Company pursuant to the tax sharing

agreement. During the first quarter of 2019, $11.4 million was paid to the Company pursuant to this agreement.

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The Company subleases office space from ANGI and was charged $1.4 million of rent for the year ended December 31, 2019. There were outstanding

payables of $0.9 million due to ANGI at December 31, 2019, pursuant to sublease agreements.

IAC and Expedia:

Each of IAC and Expedia has a 50% ownership interest in two aircraft that may be used by both companies. The Company and Expedia purchased an aircraft

during the second quarter of 2017 to replace a previously owned aircraft, which was subsequently sold on February 13, 2018. The Company paid $17.4 million
(50% of the total purchase price and refurbish costs) for its interest in the new aircraft. In addition, in 2019, the Company and Expedia entered into an agreement to
jointly acquire a new corporate aircraft for a total expected cost of $72.3 million (including purchase price and related costs), with each company to bear 50% of
such expected cost. The Company paid approximately $23 million in 2019 in connection with our joint entry into the purchase agreement, and the respective share
of the balance is due upon delivery of the new aircraft, which is expected to occur in early 2021. Members of the aircraft flight crews are employed by an entity in
which each of the Company and Expedia has a 50% ownership interest. The Company and Expedia have agreed to share costs relating to flight crew compensation
and benefits pro-rata according to each company's respective usage of the aircraft, for which they are separately billed by the entity described above. The Company
and Expedia are related parties since they are under common control, given that Mr. Diller serves as Chairman and Senior Executive of both IAC and Expedia. For
the years ended December 31, 2019, 2018 and 2017, total payments made to this entity by the Company were not material.

NOTE 16—BENEFIT PLANS

IAC has a retirement savings plan in the United States that qualifies under Section 401(k) of the Internal Revenue Code. Under the IAC/InterActiveCorp

Retirement Savings Plan ("the Plan"), participating employees may contribute up to 50% of their pre-tax earnings, but not more than statutory limits. Prior to July
2019, IAC contributed a dollar for each dollar a participant contributed in this plan, with a maximum contribution of 3% of a participant's eligible earnings. In June
2019, the Company approved a change to its matching contribution to 100% of the first 10% of compensation, subject to IRS limits on the Company's matching
contribution, that a participant contributes to the Plan. This change is being phased in beginning July 1, 2019 and will be fully implemented by all IAC subsidiaries
participating in the Plan no later than January 1, 2020. Matching contributions for the Plan for the years ended December 31, 2019, 2018 and 2017 are $21.0
million, $12.9 million and $11.1 million, respectively. Matching contributions are invested in the same manner as each participant's voluntary contributions in the
investment options provided under the Plan. An investment option in the Plan is IAC common stock, but neither participant nor matching contributions are
required to be invested in IAC common stock. The increase in matching contributions in 2019 is due primarily to the aforementioned change to the Company's
matching contribution. The increase in matching contributions in 2018 is due primarily to an increase in participation in the Plan due to increases in headcount
from the Combination and continued corporate growth at ANGI, MTCH, Vimeo and Dotdash.

IAC also has or participates in various benefit plans, principally defined contribution plans, for its international employees. IAC's contributions for these

plans for the years ended December 31, 2019, 2018 and 2017 are $4.0 million, $3.4 million and $2.5 million, respectively.

NOTE 17—CONSOLIDATED FINANCIAL STATEMENT DETAILS

Other current assets:

Prepaid expenses

Capitalized costs to obtain a contract with a customer

Capitalized downloadable search toolbar costs, net

Income taxes receivable

Other

Other current assets

133

December 31,

2019

2018

(In thousands)

$

$

97,609   $

71,548  

21,985  

9,308  

48,917  

55,586

69,817

33,365

10,132

59,353

249,367   $

228,253

 
 
 
 
 
   
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Property and equipment, net:

Buildings and leasehold improvements

Capitalized software and computer equipment

Furniture and other equipment

Land

Projects in progress

Property and equipment

Accumulated depreciation and amortization

Property and equipment, net

Accrued expenses and other current liabilities:

Accrued employee compensation and benefits

Accrued advertising expense

Other

Accrued expenses and other current liabilities

December 31,

2019

2018

(In thousands)

$

270,509   $

268,927  

93,082  

11,591  

51,603  

695,712  

(324,359)  

$

371,353   $

249,026

229,083

86,694

11,591

29,204

605,598

(286,798)

318,800

December 31,

2019

2018

(In thousands)

$

$

153,705   $

91,470  

256,828  

502,003   $

137,583

105,520

191,783

434,886

Other income (expense), net

$

66,741   $

305,746   $

(16,213)

Years Ended December 31,

2019

2018

(In thousands)

2017

Other income, net in 2019 includes: $55.0 million of interest income; a $20.5 million gain related to the sale of our investment in Pinterest; $14.5 million in
net upward adjustments related to investments in equity securities without readily determinable fair values; a unrealized reduction of $9.1 million in the estimated
fair value of a warrant; a realized loss of $8.2 million related to the sale of Vimeo's hardware business in the first quarter of 2019; and a $1.7 million mark-to-
market charge pertaining to a subsidiary denominated equity instrument.

Other income, net in 2018 includes: $26.8 million realized gain on the sale of certain Pinterest shares held by the Company and a $128.8 million unrealized
gain to adjust our remaining interest in Pinterest to fair value in accordance with ASU No. 2016-01, which was adopted effective January 1, 2018; $120.6 million
in gains related to the sales of Dictionary.com, Electus, Felix and CityGrid; $30.4 million of interest income; and $5.3 million in net foreign currency exchange
gains due primarily to the strengthening of the U.S. dollar relative to the British Pound ("GBP") during the year ended December 31, 2019.

Other expense, net in 2017 includes: $16.8 million in net foreign currency exchange losses due primarily to the weakening of the U.S. dollar relative to the

GBP; $15.4 million expense related to the extinguishment of the 6.75% MTCH Senior Notes and repricing of the MTCH Term Loan; $13.0 million mark-to-
market charge principally pertaining to a subsidiary denominated equity award held by a non-employee; $12.2 million in other-than-temporary impairment charges
related to certain investments; $1.2 million expense related to the write-off of deferred financing costs associated with the repayment of the 4.875% Senior Notes;
$34.9 million in realized gains related to the sales of certain investments; and $11.4 million of interest income.

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Cash and Cash Equivalents and Restricted Cash

The following table provides a reconciliation of cash and cash equivalents and restricted cash reported within the consolidated balance sheet to the total

amounts shown in the consolidated statement of cash flows:

Cash and cash equivalents

Restricted cash included in other current assets

Restricted cash included in other assets

Total cash and cash equivalents and restricted cash as
shown on the consolidated statement of cash flows

$

$

December 31, 2019

December 31, 2018

December 31, 2017

December 31, 2016

(In thousands)

3,139,295   $

2,131,632   $

1,630,809   $

1,329,187

654  

409  

1,633  

420  

2,873  

—  

20,464

10,548

3,140,358   $

2,133,685   $

1,633,682   $

1,360,199

Restricted cash at December 31, 2019 primarily consists of a deposit related to corporate credit cards.

Restricted cash at December 31, 2018 primarily consists of a cash collateralized letter of credit and a deposit related to corporate credit cards.

Restricted cash at December 31, 2017 primarily supports a letter of credit to a supplier, which was released to the Company in the second quarter of 2018.

Restricted cash at December 31, 2016 primarily included funds held in escrow for the redemption and repurchase of IAC Senior Notes and the MyHammer

tender offer. In the first quarter of 2018, the Senior Notes were redeemed and repurchased and the funds held in escrow for the MyHammer tender offer were
returned to the Company.

Supplemental Disclosure of Non-Cash Transactions:

The Company recorded an acquisition-related contingent consideration liability of $25.5 million during the year ended December 31, 2018, in connection

with an acquisition. There were no acquisition-related contingent consideration liabilities recorded for the years ended December 31, 2019 and 2017. See "Note 6
—Financial Instruments and Fair Value Measurements" for additional information on contingent consideration arrangements.

On October 19, 2018, ANGI issued 8.6 million shares of its Class A common stock valued at $165.8 million in connection with the acquisition of Handy.

On September 29, 2017, ANGI issued 61.3 million shares of its Class A common stock valued at $763.7 million in connection with the Combination.

Supplemental Disclosure of Cash Flow Information:

Cash paid (received) during the year for:

Interest

Income tax payments

Income tax refunds

Years Ended December 31,

2019

2018

(In thousands)

2017

$

96,730   $

90,485   $

39,515  

(5,436)  

45,154  

(33,698)  

92,461

35,598

(42,025)

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NOTE 18—QUARTERLY RESULTS (UNAUDITED)

Year Ended December 31, 2019

Revenue

Cost of revenue

Operating income

Net earnings

Net earnings attributable to IAC shareholders

Per share information attributable to IAC shareholders:
     Basic earnings per share(f)
     Diluted earnings per share(f)

Year Ended December 31, 2018

Revenue

Cost of revenue

Operating income

Net earnings

Net earnings attributable to IAC shareholders

Per share information attributable to IAC shareholders:
     Basic earnings per share(f)
     Diluted earnings per share(f)

Quarter Ended
March 31 (a)

Quarter Ended
June 30  (a)

Quarter Ended
September 30  (a)

Quarter Ended
December 31(a)

(In thousands, except per share data)

$

1,105,843   $

1,186,658   $

1,246,874   $

1,217,680

260,071  

79,873  

112,985  

88,695  

276,389  

154,310  

146,791  

113,467  

296,385  

185,852  

159,772  

128,544  

1.06   $

0.91   $

1.35   $

1.19   $

1.52   $

1.35   $

294,575

161,298

124,272

100,425

1.19

1.05

Quarter Ended
March 31(b)

Quarter Ended
June 30(c)

Quarter Ended
September 30(d)

Quarter Ended
December 31(e)

(In thousands, except per share data)

995,075   $

201,962  

89,950  

87,839  

71,082  

0.86   $

0.71   $

1,059,122   $

1,104,592   $

1,104,103

218,224  

168,437  

280,854  

218,353  

237,238  

172,832  

171,577  

145,774  

2.61   $

2.32   $

1.75   $

1.49   $

253,722

133,920

217,477

191,752

2.29

2.04

$

$

$

$

$

_______________________________________________________________________________

(a) The first, second, third and fourth quarters of 2019 include after-tax stock-based compensation expense of $2.2 million, $1.9 million, $1.7 million, and $1.7 million, respectively,

related to the modification of previously issued HomeAdvisor equity awards and previously issued Angie's List equity awards, both of which were converted into ANGI
Homeservices' equity awards in the Combination.

(b) The first quarter of 2018 includes after-tax stock-based compensation expense of $14.6 million related to the modification of previously issued HomeAdvisor equity awards and

previously issued Angie's List equity awards, both of which were converted into ANGI Homeservices' equity awards in the Combination, and the acceleration of certain converted
equity awards resulting from the termination of Angie's List employees in connection with the Combination, as well as after-tax costs of $4.1 million related to the Combination
(including $2.8 million of deferred revenue write-offs).

(c) The second quarter of 2018 includes:

i.

after-tax stock-based compensation expense of $12.8 million related to the modification of previously issued HomeAdvisor equity awards and previously issued Angie's
List equity awards, both of which were converted into ANGI Homeservices' equity awards in the Combination, and the acceleration of certain converted equity awards
resulting from the termination of Angie's List employees in connection with the Combination, as well as after-tax costs of $2.0 million related to the Combination
(including $1.8 million of deferred revenue write-offs).

ii.

after-tax realized and unrealized gains of $133.3 million related to the sale of a certain equity investment.

(d) The third quarter of 2018 includes after-tax stock-based compensation expense of $12.3 million related to the modification of previously issued HomeAdvisor equity awards and

previously issued Angie's List equity awards, both of which were converted into ANGI Homeservices' equity awards in the Combination.

(e) The fourth quarter of 2018 includes:

i.

after-tax stock-based compensation expense of $14.4 million related to the modification of previously issued HomeAdvisor equity awards and previously issued Angie's
List equity awards, both of which were converted into ANGI Homeservices' equity awards in the Combination.

136

 
 
 
 
 
 
   
   
   
 
 
   
   
   
 
 
 
 
 
 
   
   
   
Table of Contents

IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

ii.

combined after-tax gains of $92.5 million related to the sales of Dictionary.com, Electus, Felix and CityGrid.

iii.

after-tax impairment charges related to indefinite-lived intangible assets of $21.3 million.

(f) Quarterly per share amounts may not add to the related annual per share amount because of differences in the average common shares outstanding during each period.

NOTE 19—SUBSEQUENT EVENTS

On January 31, 2020, the Company received 1.4 million shares of Match Group common stock in exchange for the contribution of certain real estate to

Match Group.

On February 11, 2020, the Company completed the acquisition of Care.com, a leading global platform for finding and managing family care, for

approximately $500 million, net of cash acquired. Care.com will be reflected in the consolidated financial statements of the Company from the date of its
acquisition.

On February 11, 2020, MTCH completed a private offering of $500 million aggregate principal amount of 4.125% Senior Notes due August 1, 2030. The net
proceeds from the offering, in the event the Separation is consummated, will be used to fund the cash consideration of $3.00 per MTCH common share that will be
payable in connection with the Separation. If the Separation is not consummated, the net proceeds will be used by MTCH for general corporate purposes.

On February 13, 2020, the $500 million MTCH Credit Facility was amended to, among other things, increase the available borrowing capacity to $750
million, reduce the interest rate to LIBOR plus 1.375%, and extend its maturity to February 13, 2025. Additionally, the $425 million MTCH Term Loan was
amended to reprice the outstanding balance to LIBOR plus 1.75% and extend its maturity to February 13, 2027.

137

Table of Contents

IAC/INTERACTIVECORP AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Item 9.    Changes in and Disagreements With Accountants on Accounting and Financial Disclosure

Not applicable.

Item 9A.    Controls and Procedures

Conclusion Regarding the Effectiveness of the Company's Disclosure Controls and Procedures

The Company monitors and evaluates on an ongoing basis its disclosure controls and procedures in order to improve their overall effectiveness. In the course

of these evaluations, the Company modifies and refines its internal processes as conditions warrant.

As required by Rule 13a-15(b) of the Exchange Act, IAC management, including the Chairman and Senior Executive, the Chief Executive Officer and the
Chief Financial Officer, conducted an evaluation, as of the end of the period covered by this report, of the effectiveness of the Company's disclosure controls and
procedures as defined in Exchange Act Rule 13a-15(e). Based on this evaluation, the Chairman and Senior Executive, the Chief Executive Officer and the Chief
Financial Officer concluded that the Company's disclosure controls and procedures were effective as of the end of the period covered by this report.

Management's Report on Internal Control Over Financial Reporting

Management of the Company is responsible for establishing and maintaining adequate internal control over financial reporting (as defined in Rule 13a-15(f)

under the Exchange Act) for the Company. The Company's internal control over financial reporting is a process designed to provide reasonable assurance
regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with accounting principles generally
accepted in the United States. Management assessed the effectiveness of the Company's internal control over financial reporting as of December 31, 2019. In
making this assessment, our management used the criteria for effective internal control over financial reporting described in "Internal Control—Integrated
Framework" issued by the Committee of Sponsoring Organizations of the Treadway Commission in 2013. Based on this assessment, management has determined
that, as of December 31, 2019, the Company's internal control over financial reporting is effective. The effectiveness of our internal control over financial reporting
as of December 31, 2019 has been audited by Ernst & Young LLP, an independent registered public accounting firm, as stated in their attestation report, included
herein.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of
effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with
the policies or procedures may deteriorate.

Changes in Internal Control Over Financial Reporting

The Company monitors and evaluates on an ongoing basis its internal control over financial reporting in order to improve its overall effectiveness. In the

course of these evaluations, the Company modifies and refines its internal processes as conditions warrant. As required by Rule 13a-15(d), IAC management,
including the Chairman and Senior Executive, the Chief Executive Officer and the Chief Financial Officer, also conducted an evaluation of the Company's internal
control over financial reporting to determine whether any changes occurred during the quarter ended December 31, 2019 that have materially affected, or are
reasonably likely to materially affect, the Company's internal control over financial reporting. Based on that evaluation, there has been no such change during the
quarter ended December 31, 2019.

138

Report of Independent Registered Public Accounting Firm

To the Shareholders and the Board of Directors of IAC/InterActiveCorp

Opinion on Internal Control Over Financial Reporting

We have audited IAC/InterActiveCorp and subsidiaries’ internal control over financial reporting as of December 31, 2019, based on criteria established in Internal
Control-Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013 framework) (the COSO criteria). In our
opinion, IAC/InterActiveCorp and subsidiaries (the Company) maintained, in all material respects, effective internal control over financial reporting as of
December 31, 2019, based on the COSO criteria.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the consolidated balance
sheet of the Company as of December 31, 2019 and 2018, and the related consolidated statements of operations, comprehensive operations, shareholders' equity,
and cash flows for each of the three years in the period ended December 31, 2019, and the related notes and the financial statement schedule listed in the Index at
Item 15(a), and our report dated February 27, 2020 expressed an unqualified opinion thereon.

Basis for Opinion

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal
control over financial reporting included in the accompanying Management’s Report on Internal Control over Financial Reporting. Our responsibility is to express
an opinion on the Company’s internal control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are
required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the
Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance
about whether effective internal control over financial reporting was maintained in all material respects.

Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing and evaluating
the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered necessary in the
circumstances. We believe that our audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control Over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the
preparation of financial statements for external purposes in accordance with U.S. generally accepted accounting principles. A company’s internal control over
financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the
transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of
financial statements in accordance with U.S. generally accepted accounting principles, and that receipts and expenditures of the company are being made only in
accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of
unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of
effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with
the policies or procedures may deteriorate.

139

/s/ Ernst & Young LLP

New York, New York
February 27, 2020

140

Item 9B.    Other Information

Not applicable.

141

PART III

The information required by Part III (Items 10, 11, 12, 13 and 14) has been incorporated herein by reference to IAC's definitive joint proxy

statement/prospectus on Form S-4 filed by IAC and IAC Holdings, INc. to be used in connection with IAC's 2020 Annual Meeting of Stockholders (the "2020
Proxy Statement"), as set forth below in accordance with General Instruction G(3) of Form 10-K.

Item 10.    Directors, Executive Officers and Corporate Governance

The information required by Items 401 and 405 of Regulation S-K relating to directors and executive officers of IAC and their compliance with

Section 16(a) of the Exchange Act is set forth in the sections entitled "Information Concerning Director Nominees" and "Information Concerning IAC Executive
Officers Who Are Not Directors," and "Delinquent 16(a) Reports," respectively, in the 2020 Proxy Statement and is incorporated herein by reference. The
information required by Item 406 of Regulation S-K relating to IAC's Code of Ethics is set forth under the caption "Part I-Item 1-Business-Description of IAC
Businesses-Additional Information-Code of Ethics" of this annual report and is incorporated herein by reference. The information required by subsections (c)(3),
(d)(4) and (d)(5) of Item 407 of Regulation S-K is set forth in the sections entitled "Corporate Governance" and "The Board and Board Committees" in the 2020
Proxy Statement and is incorporated herein by reference.

Item 11.    Executive Compensation

The information required by Item 402 of Regulation S-K relating to executive and director compensation and pay ratio disclosure is set forth in the sections

entitled "Executive Compensation," "Director Compensation" and "Pay Ratio Disclosure" in the 2020 Proxy Statement and is incorporated herein by reference. The
information required by subsections (e)(4) and (e)(5) of Item 407 of Regulation S-K relating to certain compensation committee matters is set forth in the sections
entitled "The Board and Board Committees," "Compensation Committee Report" and "Compensation Committee Interlocks and Insider Participation" in the 2020
Proxy Statement and is incorporated herein by reference; provided, that the information set forth in the section entitled "Compensation Committee Report" shall be
deemed furnished herein and shall not be deemed incorporated by reference into any filing under the Securities Act or the Exchange Act.

Item 12.    Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

The information regarding ownership of IAC common stock and Class B common stock required by Item 403 of Regulation S-K and securities authorized

for issuance under IAC's various equity compensation plans required by Item 201(d) of Regulation S-K is set forth in the sections entitled "Security Ownership of
Certain Beneficial Owners and Management" and "Equity Compensation Plan Information," respectively, in the 2020 Proxy Statement and is incorporated herein
by reference.

Item 13.    Certain Relationships and Related Transactions, and Director Independence

Information regarding certain relationships and related transactions involving IAC required by Item 404 of Regulation S-K and director independence

determinations required by Item 407(a) of Regulation S-K is set forth in the sections entitled "Certain Relationships and Related Person Transactions" and
"Corporate Governance," respectively, in the 2020 Proxy Statement and is incorporated herein by reference.

Item 14.    Principal Accounting Fees and Services

Information required by Item 9(e) of Schedule 14A regarding the fees and services of IAC's independent registered public accounting firm and the pre-
approval policies and procedures applicable to services provided to IAC by such firm is set forth in the sections entitled "Fees Paid to Our Independent Registered
Public Accounting Firm" and "Audit and Non-Audit Services Pre-Approval Policy," respectively, in the 2020 Proxy Statement and is incorporated herein by
reference.

142

PART IV

Item 15.    Exhibits and Financial Statement Schedules

(a)   List of documents filed as part of this Report:

(1)   Consolidated Financial Statements of IAC

Report of Independent Registered Public Accounting Firm: Ernst & Young LLP.

Consolidated Balance Sheet as of December 31, 2019 and 2018.

Consolidated Statement of Operations for the Years Ended December 31, 2019, 2018 and 2017.

Consolidated Statement of Comprehensive Operations for the Years Ended December 31, 2019, 2018 and 2017.

Consolidated Statement of Shareholders' Equity for the Years Ended December 31, 2019, 2018 and 2017.

Consolidated Statement of Cash Flows for the Years Ended December 31, 2019, 2018 and 2017.

Notes to Consolidated Financial Statements.

(2)  Consolidated Financial Statement Schedule of IAC

Schedule
Number
II

  Valuation and Qualifying Accounts.

All other financial statements and schedules not listed have been omitted since the required information is either included in the Consolidated Financial

Statements or the notes thereto, is not applicable or is not required.

143

   
(3)   Exhibits

The documents set forth below, numbered in accordance with Item 601 of Regulation S-K, are filed herewith, incorporated herein by reference to the

location indicated or furnished herewith.

Exhibit
No.

2.1

Description

Agreement and Plan of Merger, dated as of May 1, 2017, as amended by
Amendment No. 1 to the Agreement and Plan of Merger, dated as of
August 26, 2017, by and among Angie’s List, Inc., IAC/InterActiveCorp,
ANGI Homeservices Inc. and Casa Merger Sub, Inc.

Location
Annex B to the Proxy Statement/Prospectus filed on August 30,
2017 by ANGI Homeservices Inc. pursuant to Rule 424(b)(3)
of the Securities Act of 1933, as amended.

2.2

2.3

3.1

3.2

3.3

Transaction Agreement, dated as of December 19, 2019, by and among
IAC/InterActiveCorp, Match Group, Inc., IAC Holdings, Inc. and
Valentine Merger Sub Inc.

Exhibit 2.1 to the Registrant's Current Report on Form 8-K,
filed on December 20, 2019.

Agreement and Plan or Merger by and among IAC/InterActiveCorp, Buzz
Merger Sub Inc. and Care.com, Inc., dated December 20, 2019.

Exhibit 2.1 to the Registrant's Current Report on Form 8-K,
filed on December 23, 2019.

Restated Certificate of Incorporation of
IAC/InterActiveCorp.

Exhibit 3.1 to the Registrant's Registration Statement on
Form 8-A/A, filed on August 12, 2005.

Certificate of Amendment of the Restated Certificate of Incorporation of
IAC/InterActiveCorp (dated as of August 20, 2008).

Exhibit 3.1 to the Registrant's Current Report on Form 8-K,
filed on August 22, 2008.

Amended and Restated By-laws of IAC/InterActiveCorp (amended and
restated as of December 1, 2010).

Exhibit 3.1(II) to the Registrant's Current Report on Form 8-K,
filed on December 6, 2010.

3.4

Certificate of Designations of Series C Cumulative Preferred Stock.

3.5

Certificate of Designations of Series D Cumulative Preferred Stock.

Exhibit 3.1 to the Registrant's Current Report on Form 8-K,
filed on October 2, 2017.

Exhibit 3.5 to the Registrant's Quarterly Report on Form 10-Q
for the fiscal quarter ended September 30, 2018.

4.1   Description of Securities(1).

4.2

4.3

4.4

4.5

4.6

4.7

Indenture for 0.875% Senior Exchangeable Notes due 2022, dated as of
October 2, 2017, among IAC FinanceCo, Inc., IAC/InterActiveCorp and
Computershare Trust Company, N.A., as Trustee.

Indenture for 0.875% Senior Exchangeable Notes due 2026, dated as of
May 28, 2019, among IAC FinanceCo 2, Inc., IAC/InterActiveCorp and
Computershare Trust Company, N.A., as Trustee.

Exhibit 4.1 to the Registrant's Current Report on Form 8-K,
filed on October 6, 2017.

Exhibit 4.1 to the Registrant's Current Report on Form 8-K,
filed on May 28, 2019.

Indenture for 2.00% Senior Exchangeable Notes due 2030, dated as of
May 28, 2019, among IAC FinanceCo 3, Inc., IAC/InterActiveCorp and
Computershare Trust Company, N.A., as Trustee.

Exhibit 4.2 to the Registrant's Current Report on Form 8-K,
filed on May 28, 2019.

Indenture for 6.375% Senior Notes, dated June 1, 2016, between Match
Group, Inc. and Computershare Trust Company, N.A., as Trustee.

Exhibit 4.1 to Match Group, Inc.’s Current Report on Form 8-
K, filed on June 2, 2016.

Indenture for 5.00% Senior Notes, dated as of December 4, 2017, between
Match Group, Inc. and Computershare Trust Company, N.A., as Trustee.

Exhibit 4.1 to the Registrant's Current Report on Form 8-K,
filed on December 4, 2017.

Indenture for 5.625% Senior Notes, dated as of February 15, 2019,
between Match Group, Inc. and Computershare Trust Company, N.A., as
Trustee.

Exhibit 4.1to the Registrant's Current Report on Form 8-K,
filed on February 15, 2019.

144

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
4.8

4.9

4.10

10.1

10.2

10.3

Registration Rights Agreement, dated as of October 2, 2017, among
IAC/InterActiveCorp, IAC FinanceCo, Inc., J.P. Morgan Securities LLC
and Goldman Sachs & Co. LLC

Exhibit 10.1 to the Registrant's Current Report on Form 8-K,
filed on October 6, 2017.

Registration Rights Agreement, dated as of May 28, 2019, among
IAC/InterActiveCorp, IAC FinanceCo 2, Inc., J.P. Morgan Securities LLC
and Goldman Sachs & Co. LLC

Exhibit 10.1 to the Registrant's Current Report on Form 8-K,
filed on May 28, 2019.

Registration Rights Agreement, dated as of May 28, 2019, among
IAC/InterActiveCorp, IAC FinanceCo 3, Inc., J.P. Morgan Securities LLC
and Goldman Sachs & Co. LLC

Exhibit 10.2 to the Registrant's Current Report on Form 8-K,
filed on May 28, 2019.

Amended and Restated Governance Agreement, dated as of August 9,
2005, among the Registrant, Liberty Media Corporation and Barry Diller.

Exhibit 10.1 to the Registrant's Quarterly Report on Form 10-Q
for the fiscal quarter ended September 30, 2005.

Letter Agreement, dated as of December 1, 2010, by and among the
Registrant, Liberty Media Corporation, Liberty USA Holdings, LLC and
Barry Diller.

Exhibit 10.1 to the Registrant's Current Report on Form 8-K,
filed on December 6, 2010.

Letter Agreement, dated as of December 1, 2010, by and between the
Registrant and Barry Diller.

Exhibit 10.2 to the Registrant's Current Report on Form 8-K,
filed on December 6, 2010.

10.4

IAC/InterActiveCorp 2018 Stock and Annual Incentive Plan.(2)

Exhibit 10.1 to the Registrant's Current Report on Form 8-K,
filed on June 29, 2018.

Form of Terms and Conditions for Stock Options granted under the
IAC/InterActiveCorp 2018 Stock and Annual Incentive Plan.(2)

Exhibit 10.5 to the Registrant's Annual Report on Form 10-K
for the fiscal year ended December 31, 2018.

10.5

10.6

Form of Terms and Conditions for Restricted Stock Units granted under
the IAC/InterActiveCorp 2018 Stock and Annual Incentive Plan.(2)

10.7

IAC/InterActiveCorp 2013 Stock and Annual Incentive Plan.(2)

Exhibit 10.6 to the Registrant's Annual Report on Form 10-K
for the fiscal year ended December 31, 2018.

Exhibit 10.1 to the Registrant's Quarterly Report on Form 10-Q
for the fiscal quarter ended June 30, 2013.

10.8

10.9

Form of Terms and Conditions for Stock Options granted under the
IAC/InterActiveCorp 2013 Stock and Annual Incentive Plan.(2)

Exhibit 10.6 to the Registrant's Annual Report on Form 10-K
for the fiscal year ended December 31, 2013.

Form of Terms and Conditions for Restricted Stock Units granted under
the IAC/InterActiveCorp 2013 Stock and Annual Incentive Plan.(2)

Exhibit 10.7 to the Registrant's Annual Report on Form 10-K
for the fiscal year ended December 31, 2013.

10.10

IAC/InterActiveCorp 2008 Stock and Annual Incentive Plan.(2)

Annex F to the Registrant's Definitive Proxy Statement, filed
on July 10, 2008.

10.11

10.12

Form of Terms and Conditions for Stock Options granted under the
IAC/InterActiveCorp 2008 Stock and Annual Incentive Plan.(2)

Exhibit 10.7 to the Registrant's Annual Report on Form 10-K
for the fiscal year ended December 31, 2008.

Form of Terms and Conditions for Restricted Stock Units granted under
the IAC/InterActiveCorp 2008 Stock and Annual Incentive Plan.(2)

Exhibit 10.7 to the Registrant's Annual Report on Form 10-K
for the fiscal year ended December 31, 2012.

10.13

IAC/InterActiveCorp 2005 Stock and Annual Incentive Plan.(2)

Exhibit 10.8 to the Registrant's Annual Report on Form 10-K
for the fiscal year ended December 31, 2008.

10.14

Form of Terms and Conditions for Stock Options granted under the
IAC/InterActiveCorp 2005 Stock and Annual Incentive Plan.(2)

Exhibit 10.1 to the Registrant's Quarterly Report on Form 10-Q
for the fiscal quarter ended March 31, 2008.

10.15

Summary of Non-Employee Director Compensation Arrangements.(2)

Exhibit 10.2 to the Registrant's Quarterly Report on Form 10-Q
for the fiscal quarter ended March 31, 2009.

10.16

2011 IAC/InterActiveCorp Deferred Compensation Plan for Non-
Employee Directors.(2)

Exhibit 10.1 to the Registrant's Quarterly Report on Form 10-Q
for the fiscal quarter ended March 31, 2011.

145

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.17

10.18

Equity and Bonus Compensation Arrangement, dated as of August 24,
1995, between Barry Diller and the Registrant.(2)

Exhibit 10.26 to the Registrant's Annual Report on Form 10-K
for the fiscal year ended December 31, 1996.

Employment Agreement between Joseph Levin and the Registrant, dated
as of November 21, 2017.(2)

Exhibit 10.1 to the Registrant's Current Report on Form 8-K,
filed on November 22, 2017.

10.19

Second Amended and Restated Employment Agreement between Victor
A. Kaufman and the Registrant, dated as of March 15, 2012.(2)

Exhibit 10.1 to the Registrant's Quarterly Report on Form 10-Q
for the fiscal quarter ended March 31, 2012.

10.20

Employment Agreement between Glenn H. Schiffman and the Registrant,
dated as of April 7, 2016.(2)

Exhibit 10.2 to the Registrant's Quarterly Report on Form 10-Q
for the fiscal quarter ended June 30, 2016.

10.21

Employment Agreement between Mark Stein and the Registrant, dated as
of June 28, 2018.(2)

Exhibit 10.2 to the Registrant's Current Report on Form 8-K,
filed on June 29, 2018.

10.22

10.23

10.24

10.25

10.26

10.27

10.28

10.29

Employment Agreement between Gregg Winiarski and the Registrant,
dated as of February 26, 2010.(2)

Exhibit 10.2 to the Registrant's Quarterly Report on Form 10-Q
for the fiscal quarter ended March 31, 2010.

Google Services Agreement, dated as of October 26, 2015, between the
Registrant and Google Inc.(3)

Exhibit 10.18 to the Registrant's Annual Report on Form 10-K
for the fiscal year ended December 31, 2015.

Amendment No. 3 to Google Services Agreement, dated as of February
11, 2019 (with an effective date of April 1, 2020), between the Registrant
and Google LLC.(3)

Exhibit 10.1 to the Registrant's Quarterly Report on Form 10-Q
for the fiscal quarter ended March 31, 2019.

Second Amended and Restated Credit Agreement, dated as of
November 5, 2018, by and among IAC Group, LLC, the Lenders from
time to time party thereto and JPMorgan Chase Bank, N.A., as
Administrative Agent.

Amended and Restated Credit Agreement, dated as of November 16, 2015,
among Match Group, Inc., as Borrower, the Lenders party thereto,
JPMorgan Chase Bank, N.A., as Administrative Agent, and the other
parties thereto.

Amendment No. 3, dated as of December 8, 2016, to the Credit Agreement
dated as of October 7, 2015, as amended and restated as of November 16,
2015, as further amended as of December 16, 2015, among Match
Group, Inc., as Borrower, the Lenders party thereto, JPMorgan Chase
Bank, N.A., as Administrative Agent, and the other parties thereto.

Amendment No. 4, dated as of August 14, 2017, to the Credit Agreement
dated as of October 7, 2015, as amended and restated as of November 16,
2015, as further amended as of December 16, 2015, as further amended
December 8, 2016, among Match Group, Inc., as Borrower, the Lenders
party thereto, JPMorgan Chase Bank, N.A., as Administrative Agent, and
the other parties thereto.

Amendment No. 5, dated as of December 7, 2018, to the Credit Agreement
dated as of October 7, 2015, as amended and restated as of November 16,
2015, as further amended as of December 16, 2015, as further amended
December 8, 2016 and as further amended August 14, 2017, among Match
Group, Inc., as Borrower, the Lenders party thereto, JPMorgan Chase
Bank, N.A., as Administrative Agent, and the other parties thereto.

Exhibit 10.1 to the Registrant's Current Report on Form 8-K,
filed on November 9, 2018.

Exhibit 10.11 to Match Group, Inc.'s Annual Report on Form
10-K for the fiscal year ended December 31, 2015.

Exhibit 10.1 to Match Group, Inc.'s Current Report on Form 8-
K, filed on December 8, 2016.

Exhibit 10.1 to Match Group, Inc.'s Current Report on Form 8-
K, filed on August 17, 2017.

Exhibit 10.1 to the Registrant's Current Report on Form 8-K,
filed on December 13, 2018.

10.30

Amended and Restated Credit Agreement, dated as of November 5, 2018,
by and among ANGI Homeservices Inc., the Lenders from time to time
party thereto and JPMorgan Chase Bank, N.A., as Administrative Agent.

Exhibit 10.2 to the Registrant's Current Report on Form 8-K,
filed on November 9, 2018.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
146

 
 
10.31

10.32

10.33

10.34

10.35

10.36

10.37

10.38

10.39

10.40

10.41

Master Transaction Agreement, dated as of November 24, 2015, by and
between IAC/InterActiveCorp and Match Group, Inc..

Exhibit 10.1 to the Registrant's Current Report on Form 8-K,
filed on November 24, 2015.

Employee Matters Agreement, dated as of November 24, 2015, by and
between IAC/InterActiveCorp and Match Group, Inc.

Exhibit 10.2 to the Registrant's Current Report on Form 8-K,
filed on November 24, 2015.

Amendment No.1 to Employee Matters Agreement, dated as of April 13,
2016, by and between IAC/InterActiveCorp and Match Group, Inc.

Exhibit 99.2 to the Schedule 13D related to Match Group, Inc.
filed by the Registrant on April 14, 2016.

Investor Rights Agreement, dated as of November 24, 2015, by and
between IAC/InterActiveCorp and Match Group, Inc.

Exhibit 10.3 to the Registrant's Current Report on Form 8-K,
filed on November 24, 2015.

Tax Sharing Agreement, dated as of November 24, 2015, by and between
IAC/InterActiveCorp and Match Group, Inc.

Exhibit 10.4 to the Registrant's Current Report on Form 8-K,
filed on November 24, 2015.

Services Agreement, dated as of November 24, 2015, by and between
IAC/InterActiveCorp and Match Group, Inc.

Exhibit 10.5 to the Registrant's Current Report on Form 8-K,
filed on November 24, 2015.

Contribution Agreement, dated as of September 29, 2017, by and between
IAC/InterActiveCorp and ANGI Homeservices Inc.

Exhibit 2.1 to the Registrant's Current Report on Form 8-K,
filed on October 2, 2017.

Employee Matters Agreement, dated as of September 29, 2017, by and
between IAC/InterActiveCorp and ANGI Homeservices Inc.

Exhibit 2.5 to the Registrant's Current Report on Form 8-K,
filed on October 2, 2017.

Investor Rights Agreement, dated as of September 29, 2017, by and
between IAC/InterActiveCorp and ANGI Homeservices Inc.

Exhibit 2.2 to the Registrant's Current Report on Form 8-K,
filed on October 2, 2017.

Tax Sharing Agreement, dated as of September 29, 2017, by and between
IAC/InterActiveCorp and ANGI Homeservices Inc.

Exhibit 2.4 to the Registrant's Current Report on Form 8-K,
filed on October 2, 2017.

Services Agreement, dated as of September 29, 2017, by and between
IAC/InterActiveCorp and ANGI Homeservices Inc.

Exhibit 2.3 to the Registrant's Current Report on Form 8-K,
filed on October 2, 2017.

21.1   Subsidiaries of the Registrant as of December 31, 2019.(1)

23.1   Consent of Ernst & Young LLP.(1)

31.1

31.2

31.3

32.1

32.2

32.3

Certification of the Chairman and Senior Executive pursuant to Rule 13a-
14(a) or 15d-14(a) of the Securities Exchange Act of 1934, as adopted
pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.(1)

Certification of the Chief Executive Officer pursuant to Rule 13a-14(a) or
15d-14(a) of the Securities Exchange Act of 1934, as adopted pursuant to
Section 302 of the Sarbanes-Oxley Act of 2002.(1)

Certification of the Chief Financial Officer pursuant to Rule 13a-14(a) or
15d-14(a) of the Securities Exchange Act of 1934, as adopted pursuant to
Section 302 of the Sarbanes-Oxley Act of 2002.(1)

Certification of the Chairman and Senior Executive pursuant to 18 U.S.C.
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002.(4)

Certification of the Chief Executive Officer pursuant to 18 U.S.C.
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002.(4)

Certification of the Chief Financial Officer pursuant to 18 U.S.C.
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002.(4)

101.INS

Inline XBRL Instance (the instance document
does not appear in the Interactive Data File because
its XBRL tags are embedded within the Inline XBRL
document)

101.SCH   Inline XBRL Taxonomy Extension Schema(1)

101.CAL   Inline XBRL Taxonomy Extension Calculation(1)

101.DEF   Inline XBRL Taxonomy Extension Definition(1)

101.LAB   Inline XBRL Taxonomy Extension Labels(1)

101.PRE   XBRL Taxonomy Extension Presentation(1)

104.00

Cover Page Interactive Data File (formatted as Inline
XBRL and contained in Exhibit 101)

147

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
   
   
   
   
   
 
   
_______________________________________________________________________________

(1)

(2)

(3)

(4)

Filed herewith.

Reflects management contracts and management and director compensatory plans.

Certain portions of this document have been omitted pursuant to a confidential treatment request.

Furnished herewith.

148

Item 16.    Form 10-K Summary

None.

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its

SIGNATURES

behalf by the undersigned, thereunto duly authorized.

February 27, 2020

IAC/INTERACTIVECORP

By:

/s/ GLENN H. SCHIFFMAN

Glenn H. Schiffman

Executive Vice President and Chief Financial Officer

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the Registrant

and in the capacities indicated on February 27, 2020:

Signature

/s/ BARRY DILLER

Barry Diller

/s/ JOSEPH LEVIN

Joseph Levin

/s/ VICTOR A. KAUFMAN

Victor A. Kaufman

/s/ GLENN H. SCHIFFMAN

Glenn H. Schiffman

Title

Chairman of the Board, Senior Executive and Director

Chief Executive Officer and Director

Vice Chairman and Director

Executive Vice President and Chief Financial Officer

/s/ MICHAEL H. SCHWERDTMAN

Senior Vice President and Controller (Chief Accounting Officer)

Michael H. Schwerdtman

/s/ CHELSEA CLINTON

Chelsea Clinton

/s/ MICHAEL D. EISNER

Michael D. Eisner

/s/ BONNIE S. HAMMER

Bonnie S. Hammer

/s/ BRYAN LOURD

Bryan Lourd

/s/ DAVID S. ROSENBLATT

David S. Rosenblatt

/s/ ALAN G. SPOON

Alan G. Spoon

Director

Director

Director

Director

Director

Director

/s/ ALEXANDER VON FURSTENBERG

Director

Alexander von Furstenberg

/s/ RICHARD F. ZANNINO

Richard F. Zannino

Director

149

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
IAC/INTERACTIVECORP AND SUBSIDIARIES

VALUATION AND QUALIFYING ACCOUNTS

Schedule II

Balance at
Beginning
of Period

Charges to
Earnings

Charges to
Other Accounts

(In thousands)

Deductions

Balance at
End of Period

Description

2019

Allowance for doubtful accounts and revenue reserves

Deferred tax valuation allowance

Other reserves

2018

Allowance for doubtful accounts and revenue reserves

Deferred tax valuation allowance

Other reserves

2017

Allowance for doubtful accounts and revenue reserves

Sales returns accrual

Deferred tax valuation allowance

Other reserves

$

$

$

18,860  

$

115,853  

7,734  

11,489  

$

132,598  

2,544  

65,803

15,404

(a)  $
(c) 

238  

$

(60,175)

(b)  $

(1,637)

(d) 

—  

48,445

(20,746)

(a)  $
(e) 

(573)  

$

(40,501)

(b)  $

4,001

(f) 

—   

24,726

129,620

7,961

18,860

115,853

7,734

16,405  

$

28,930

(a)  $

(1,006)  

$

(32,840)

(b)  $

11,489

80  

88,170  

2,822  

—  

38,144

(g) 

(80)  

6,284

(h) 

—   
—   

—

132,598

2,544

_________________________________________________________

(a) Additions to the allowance for doubtful accounts are charged to expense.

(b) Write-off of fully reserved accounts receivable.

(c) Amount is primarily related to an increase in foreign NOLs partially offset by a net decrease in unbenefited capital losses.

(d) Amount is primarily related to currency translation adjustments on foreign NOLs.    

(e) Amount is primarily related to a decrease in foreign tax credits subject to a valuation allowance and the realization of previously unbenefited capital losses, partially offset by an

increase in state NOLs and foreign interest deduction carryforwards.

(f) Amount is primarily related to acquired federal and state NOLs, partially offset by currency translation adjustments on foreign NOLs.

(g) Amount is due primarily to the establishment of foreign NOLs related to an acquisition.

(h) Amount is primarily related to acquired state NOLs, acquired foreign tax credits and currency translation adjustments on foreign NOLs.

150

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
  
 
  
 
  
 
 
  
 
 
 
  
DESCRIPTION OF CAPITAL STOCK

Exhibit 4.1

        The following is a description of our capital stock and does not purport to be complete. For a more detailed description of our capital stock, see the applicable
provisions of the Delaware General Corporation Law (the "DGCL"), IAC's restated certificate of incorporation (the "Certificate of Incorporation") and IAC's
bylaws (the "Bylaws"). This description is subject to, and qualified in its entirety by reference to, the DGCL, the Certificate of Incorporation and the Bylaws, all of
which are incorporated by reference as exhibits to this Annual Report on Form 10-K, of which this Exhibit 4.1 is a part.

IAC Authorized Capital Stock

        IAC's authorized capital stock consists of one billion six hundred million (1,600,000,000) shares of IAC Common Stock, par value $0.001 (“IAC Common
Stock”), four hundred million (400,000,000) shares of Class B Common Stock, par value $0.001 per share ("IAC Class B Common Stock"), and one hundred
million (100,000,000) shares of preferred stock, par value $0.01 per share ("Company Preferred Stock").

As of January 31, 2020: (i) 78,970,141 shares of IAC Common Stock, (ii) 5,789,499 shares of IAC Class B Common Stock and (iii) 625,236 shares of IAC

Preferred Stock, all of which are held by a wholly-owned subsidiary of IAC, were outstanding. Shares of IAC Common Stock are registered pursuant to Section 12
of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), and shares of IAC Class B Common Stock and Preferred Stock are not registered
pursuant to Section 12 of the Exchange Act.

IAC Common Stock

        In general, holders of IAC Common Stock vote together as a single class with holders of IAC Class B Common Stock on all matters, including the election of
directors; provided, however, that holders of IAC Common Stock, acting as a single class, are entitled to elect 25% of the total number of directors, rounded up to
the next whole number in the event of a fraction. Each outstanding share of IAC Common Stock entitles the holder to one vote when voting separately as a class,
and one vote when voting together as a single group with holders of IAC Class B Common Stock. IAC's Certificate of Incorporation does not provide for
cumulative voting in the election of directors. Subject to any preferential rights of any outstanding series of Company Preferred Stock created by IAC's Board of
Directors from time to time, holders of IAC Common Stock are entitled, share-for-share with holders of IAC Class B Common Stock, to such dividends as may be
declared from time to time by IAC's Board of Directors from funds legally available for the payment of dividends, and, upon liquidation, dissolution or winding up,
will be entitled to receive pro rata, share-for-share with holders of IAC Class B Common Stock, all assets available for distribution after payment of a proper
amount to holders of any series of Company Preferred Stock that may be issued in the future.

IAC Class B Common Stock

        In general, holders of IAC Class B Common Stock vote together as a single class with holders of IAC Common Stock on all matters, including the election of
directors. Holders of IAC Class B Common Stock are entitled to one vote when voting separately as a class, and ten votes when voting together as a single group
with holders of IAC Common Stock. IAC's Certificate of Incorporation does not provide for cumulative voting in the election of directors. Subject to any
preferential rights of any outstanding series of Company Preferred Stock created by IAC's Board of Directors from time to time, holders of IAC Class B Common
Stock are entitled, share-for-share with holders of IAC Common Stock, to such dividends as may be declared from time to time by IAC's Board of Directors from
funds legally available for the payment of dividends, and, upon liquidation, dissolution or winding up, will be entitled to receive pro rata, share-for-share with the
holders of IAC Common Stock, all assets available for distribution after payment of a proper amount to the holders of any series of Company Preferred Stock that
may be issued in the future.

IAC Preferred Stock

        IAC has the authority to issue shares of Company Preferred Stock from time to time in one or more series. IAC's board of directors has the authority, by
resolution, to designate the powers, preferences, rights and qualifications and restrictions of Company Preferred Stock.

1

Series C cumulative preferred stock

        In connection with the September 2017 acquisition of a controlling interest in Angie's List, Inc., IAC issued an aggregate of approximately 67,633 shares of
Series C Cumulative Preferred Stock, par value $0.01 per share ("Series C Cumulative Preferred Stock"), each having a $1,000.00 face value. The issuance of the
Series C Cumulative Preferred Stock was exempt from registration pursuant to Section 4(a)(2) of the Securities Act. As of January 31, 2020, there were 67,633
shares of IAC preferred stock outstanding.

        Voting rights. Holders of Series C Cumulative Preferred Stock do not have any voting rights by virtue of their ownership of the Series C Cumulative Preferred
Stock, except as from time to time may be required by law.

        Dividends. Each share of Series C Cumulative Preferred Stock is entitled to receive a cash dividend of $75.00 per share, at a rate of 7.50% per year, payable
quarterly in arrears. No other preferred stock of IAC will rank senior to the Series C Cumulative Preferred Stock with respect to payment of dividends.

        Conversion rights. The Series C Cumulative Preferred Stock will not be convertible into shares of any other class or series of capital stock of IAC.

        Redemption by IAC. At any time, or from time to time, after the twenty-year anniversary of the date the Series C Cumulative Preferred Stock were first issued,
IAC, at its option, may redeem all or a portion of the outstanding Series C Cumulative Preferred Stock at a redemption price equal to the face value plus all
dividends that are accrued and unpaid, whether or not declared or due. Any payment by IAC pursuant to a redemption by IAC must be made in cash.

        Liquidation rights. In the event of any liquidation, dissolution or winding up of IAC, whether voluntary or involuntary, the holders of Series C Cumulative
Preferred Stock shall be entitled to receive an amount equal to the dividends accrued and unpaid on the Series C Cumulative Preferred Stock plus $1,000.00 per
share. Such distribution on the shares of the Series C Cumulative Preferred Stock shall be made before any payment is made or assets are distributed to the holders
of IAC Common Stock or any other class or series of IAC's capital stock ranking junior as to liquidation rights to the Series C Cumulative Preferred Stock. No
other preferred stock of IAC shall rank senior to the Series C Cumulative Preferred Stock with respect to payment upon liquidation or payment of dividends.

Series D cumulative preferred stock

        On November 7, 2018, in connection with an internal restructuring, IAC issued an aggregate of approximately 557,603 shares of Series D Cumulative
Preferred Stock, par value $0.01 per share ("Series D Cumulative Preferred Stock"), each having a $1,000.00 face value. The issuance of the Series D Cumulative
Preferred Stock was exempt from registration pursuant to Section 4(a)(2) of the Securities Act. As of January 31, 2020, there were 557,603 shares of IAC preferred
stock outstanding.

        Voting rights. Holders of Series D Cumulative Preferred Stock do not have any voting rights by virtue of their ownership of the Series D Cumulative Preferred
Stock, except as from time to time may be required by law.

        Dividends. Each share of Series D Cumulative Preferred Stock is entitled to receive a cash dividend of $75.00 per share, at a rate of 7.50% per year, payable
quarterly in arrears. No other preferred stock of IAC will rank senior to the Series D Cumulative Preferred Stock with respect to payment of dividends.

        Conversion rights. The Series D Cumulative Preferred Stock will not be convertible into shares of any other class or series of capital stock of IAC.

        Redemption by IAC. At any time, or from time to time, after the twenty year anniversary of the date the Series D Cumulative Preferred Stock were first issued,
IAC, at its option, may redeem all or a portion of the outstanding Series D Cumulative Preferred Stock at a redemption price equal to the face value plus all
dividends that are accrued and unpaid, whether or not declared or due. Any payment by IAC pursuant to a redemption by IAC must be made in cash.

        Liquidation rights. In the event of any liquidation, dissolution or winding up of IAC, whether voluntary or involuntary, the holders of Series D Cumulative
Preferred Stock shall be entitled to receive an amount equal to the dividends accrued and unpaid on the Series D Cumulative Preferred Stock plus $1,000.00 per
share. Such distribution on the shares of the Series D Cumulative Preferred Stock shall be made before any payment is made or

2

assets are distributed to the holders of IAC Common Stock or any other class or series of IAC's capital stock ranking junior as to liquidation rights to the Series D
Cumulative Preferred Stock. No other preferred stock of IAC shall rank senior to the Series D Cumulative Preferred Stock with respect to payment upon
liquidation or payment of dividends.

Anti-Takeover Provisions in IAC's Bylaws

        The Bylaws contain provisions that could delay or make more difficult the acquisition of IAC by means of a hostile tender offer, open market purchases, a
proxy contest or otherwise. In addition, the Bylaws provide that, subject to the rights of holders of IAC Preferred Stock, only the Chairman of the Board of
Directors or a majority of the Board of Directors may call a special meeting of stockholders.

Effect of Delaware Anti-Takeover Statute

        IAC is subject to Section 203 ("Section 203") of the DGCL, which regulates corporate acquisitions. Section 203 generally prevents corporations from
engaging in a business combination with any interested stockholder for three years following the date that the stockholder became an interested stockholder, unless
that business combination has been approved in one of a number of specific ways. For purposes of Section 203, a "business combination" includes, among other
things, a merger or consolidation involving IAC and the interested stockholder and a sale of more than 10% of IAC's assets. In general, the anti-takeover law
defines an "interested stockholder" as any entity or person beneficially owning 15% or more of a company's outstanding voting stock and any entity or person
affiliated or associated with such entity or person. A Delaware corporation may "opt out" of Section 203 with an express provision in its original certificate of
incorporation or an express provision in its certificate of incorporation or bylaws resulting from amendments approved by holders of at least a majority of a
corporation's outstanding voting stock. IAC has not "opted out" of the provisions of Section 203.

Action by Written Consent

        Under Section 228 of the DGCL, unless a company's certificate of incorporation expressly prohibits action by the written consent of stockholders, any action
required or permitted to be taken by stockholders at a duly called annual or special meeting of such stockholders may be taken by consent in writing executed by
stockholders possessing not less than the minimum number of votes necessary to authorize or take such action at a meeting. IAC's Certificate of Incorporation does
not expressly prohibit action by the written consent of stockholders.

Dividend Policy

        IAC does not currently expect that cash or other dividends will be paid by it in the near future. Any future cash or other dividend declarations are subject to
the determination of the Board of Directors.

Limitation of Liability and Indemnification

        Section 145 of the DGCL provides that a corporation may indemnify directors and officers, as well as other employees and individuals, against expenses
(including attorneys' fees), judgments, fines and amounts paid in settlement actually and reasonably incurred by such person in connection with any threatened,
pending or completed actions, suits or proceedings in which such person is made a party by reason of such person being or having been a director, officer,
employee or agent of the corporation. Section 145 of the DGCL also permits a corporation to pay expenses incurred by a director or officer in advance of the final
disposition of a proceeding subject to receipt of an undertaking by such director or officer to repay such amount if it shall be ultimately determined that such
person is not entitled to be indemnified by the corporation. The DGCL provides that Section 145 is not exclusive of other rights to which those seeking
indemnification may be entitled under any bylaws, agreement, vote of stockholders or disinterested directors or otherwise.

        IAC’s Certificate of Incorporation and Bylaws provide for indemnification of IAC's directors and officers (and their legal representatives), and of those
serving at the request of the Board of Directors or officers as an employee or agent of the corporation, or as a director, officer, employee, or agent of another
corporation, partnership, joint venture, or other enterprise, to the fullest extent authorized by the DGCL, except that IAC shall indemnify a person for a proceeding
(or part thereof) initiated by such person only if the proceeding (or part thereof) was authorized by IAC’s Board of Directors. The Bylaws provide for mandatory
advancement of expenses to persons entitled to indemnification in defending any action, suit or proceeding in advance of its final disposition, provided that if the
DGCL so requires, such persons provide an undertaking to repay such amounts advanced if it is ultimately

3

determined that such person is not entitled to indemnification. From time to time, IAC's directors and officers may be provided with indemnification agreements
that are consistent with or greater than the foregoing provisions and, to the extent that such officers and directors serve as executive officers or directors of
subsidiaries of IAC, consistent with the indemnification provisions of the charter documents of such subsidiaries. IAC has policies of directors' and officers'
liability insurance that insure directors and officers against the costs of defense, settlement and/or payment of judgment under certain circumstances. IAC believes
that these agreements and arrangements are necessary to attract and retain qualified persons as directors and officers.

        Section 102(b)(7) of the DGCL permits a corporation to provide in its certificate of incorporation that a director of the corporation is not personally liable to
the corporation or its stockholders for monetary damages for breach of fiduciary duty as a director, except for liability: (i) for any breach of the director's duty of
loyalty to the corporation or its stockholders; (ii) for acts or omissions not in good faith or which involve intentional misconduct or a knowing violation of law;
(iii) for unlawful payments of dividends or unlawful stock repurchases or redemptions; or (iv) for any transaction from which the director derived

Stock Exchange Listing

        IAC Common Stock is currently listed on The NASDAQ Global Select Market, with the trading symbol "IAC."

Transfer Agent

        The transfer agent for the shares of IAC Common Stock is Computershare Trust Company, N.A.

4

IAC/InterActiveCorp Subsidiaries
As of December 31, 2019

Exhibit 21.1

Entity

24apps GmbH

8831-8833 Sunset, LLC

About Information Technology (Beijing) Co., Ltd.

About International

About, Inc.

Accellab, LLC

Affinity Apps LLC

AHWC, Inc.

AL Real Estate Holdings, LLC

ANGI Homeservices Inc.

Angie’s List, Inc.

Apalon Apps LLC

Apalon, LLC

APN, LLC

Applications Partner, LLC

Ask Applications, Inc.

Ask Media Group, LLC

BlueCrew, Inc.

BlueCrew, LLC

Buzz Merger Sub Inc.

Buzz Technologies, Inc.

Comedy News Ventures, Inc.

Connect, Inc.

Connected Ventures, LLC

ConsumerSearch, Inc.

CraftJack Inc.

CV Acquisition Corp.

Daily Burn, Inc.

DatingDirect.com Limited

Delightful.com, LLC

Diamond Dogs, LLC

Epic Enterprises LLC

Eureka, Inc.

Falcon Holdings II, LLC

Jurisdiction of Formation

Austria

Delaware

People’s Republic of China

Cayman Islands

Delaware

Delaware

Delaware

Delaware

Indiana

Delaware

Delaware

Republic of Belarus

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Washington

Delaware

Delaware

Delaware

Delaware

Illinois

Delaware

Delaware

England and Wales

Delaware

Delaware

New Jersey

Japan

Delaware

Five Star Matchmaking Information Technology (Beijing) Co., Ltd.

People’s Republic of China

Fixd Repair, LLC

Fixd Services, LLC

FriendScout24 GmbH

Handy Platform Limited

Handy Technologies, Inc.

HandyBook Canada ULC

Texas

Texas

Germany

Ireland

Delaware

Canada

1

        
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Entity
Harmonica for IT S.A.E.

Harmonica IT, Inc.

Hinge, Inc.

HLVP Follow On Fund GP, LLC

HLVP Follow On Fund, L.P.

HLVP I GP, LLC

HLVP I, L.P.

HLVP II GP, LLC

HLVP II Token, LLC

HLVP II, L.P.

HLVP III GP, LLC

HLVP III, L.P.

Home Advisor Limited

HomeAdvisor GmbH

HomeAdvisor International, LLC

HomeAdvisor, Inc.

HomeStars, Inc.

HowAboutWe, LLC

HSN Capital LLC

HSN, LLC

HTRF Ventures, LLC

Humor Rainbow, Inc.
IAC 19th St. Holdings, LLC

IAC Applications Holding Limited Partnership

IAC Applications, LLC

IAC Falcon Holdings, LLC

IAC Family Foundation, Inc.

IAC FinanceCo 2, Inc.

IAC FinanceCo 3, Inc.

IAC FinanceCo, Inc.

IAC Group, LLC

IAC Holdings, Inc.

IAC NewCo LLC

IAC Publishing Holding Limited Partnership

IAC Search & Media B.V.

IAC Search & Media Brands, Inc.

IAC Search & Media Europe Limited

IAC Search & Media Finance Co.

IAC Search & Media International, Inc.

IAC Search & Media Massachusetts, Inc.

IAC Search & Media Technologies FinanceCo II

IAC Search & Media Technologies Limited

IAC Search & Media UK Limited

IAC Search & Media Washington, LLC

IAC Search & Media, Inc.

IAC Search, LLC

IAC Shopping International, Inc.

2

Jurisdiction of Formation
Egypt

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

England and Wales

Germany

Delaware

Delaware

Canada

Delaware

Delaware

Delaware

Delaware

New York

Delaware

Ireland

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Ireland

Netherlands

California

Ireland

Cayman Islands

Delaware

Massachusetts

Cayman Islands

Ireland

United Kingdom

Washington

Delaware

Delaware

Delaware

        
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Entity
IAC Work, LLC

IAC/Expedia Global, LLC

IACF Developments LLC

ImproveNet, Inc.

Inflight Entertainment, LLC

INKD LLC

InstantAction, LLC

InterActiveCorp Films, Inc.

InterActiveCorp Films, LLC

InterCaptiveCorp, Ltd.

Investopedia Canada, Inc.

Investopedia LLC

iTranslate GmbH

Livestream LLC

M8 Singlesnet LLC

Mash Dating, LLC

Massive Media Europe NV

Massive Media Limited

Massive Media Match NV

Match Group Apps, LLC

Match Group Europe Limited

Match Group, Inc.

Match Group, LLC

Match ProfilePro, LLC

Match.com Europe Limited

Match.com Events LLC

Match.com Foreign Holdings II Limited

Match.com Foreign Holdings III Limited

Match.com Foreign Holdings Limited

Match.com Global Investments S.à r.l.

Match.com Global Services Limited

Match.com HK Limited

Match.com International Holdings, Inc.

Match.com International II Limited

Match.com International Limited

Match.com Internet Financial Services DAC

Match.com Investments, Inc.

Match.com Japan KK

Match.com LatAm Limited

Match.com Luxembourg S.à r.l.

Match.com Nordic AB

Match.com Offshore Holdings, Ltd

Match.com Pegasus Limited

Matchcom Mexico, S. de R.L., de C.V.

Meetic Espana, SLU

Meetic Italia SRL

Meetic Netherlands BV

3

Jurisdiction of Formation
Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Bermuda

Canada

Delaware

Austria

New York

Delaware

Delaware

Belgium

England and Wales

Belgium

Delaware

England and Wales

Delaware

Delaware

Delaware

England and Wales

Delaware

England and Wales

England and Wales

England and Wales

Luxembourg

England and Wales

Hong Kong

Delaware

England and Wales

England and Wales

Ireland

Cayman Island

Japan

England and Wales

Luxembourg

Sweden

Mauritius

England and Wales

Mexico

Spain

Italy

Netherlands

        
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Entity
Meetic SAS

MG France Services SAS

MG Japan Services GK

MG Korea Services Limited

MG Services Alpha LLC

MG Services Beta LLC

MG SGP Services Pte Ltd.

Mhelpdesk, Inc.

Mile High Insights, LLC

MM LatAm, LLC

Mojo Acquisition Corp.

Mojo Finance Co.

Mosaic Group Holdings, LLC

MTCH India Services Private Limited

MTCH Technology Services Ltd.

MyBuilder Limited

MyBuilder Plus Limited

MyHammer AG

MyHammer Holding AG

Neu.de GmbH

Nexus Dating Limited

NRelate LLC

NurseFly, Inc.

Out to Lunch Productions, LLC

Pairs Blancheur, Inc.

Parperfeito Comunicacao SA

Pearl US 1 LLC

Pearl US 2 LLC

People Media, Inc.

People Media, LLC

Plentyoffish Media ULC

Plentyoffish Media, LLC

Pretty Fun Therapy SAS

Pronto, LLC

Publishing Partner, LLC

Search Floor, Inc.

ServiceMagic Canada Inc.

ServiceMagic Europe S.à r.l.

ServiceMagic GmbH

ServiceMagic International S.à r.l.

Shanghai Huike Network Technology Co., Ltd.

Shoptouch, Inc.

Slimware Utilities Holdings, Inc.

SpeedDate.com, LLC

Spotlight Studios, LLC

Starnet Interactive, Inc.

Styleclick, Inc.

4

Jurisdiction of Formation
France

France

Japan

South Korea

Delaware

Delaware

Singapore

Delaware

Delaware

Delaware

Delaware

Cayman Islands

Delaware

India

Ireland

England and Wales

England and Wales

Germany

Germany

Germany

England and Wales

Delaware

Delaware

Delaware

Japan

Brazil

Delaware

Delaware

Delaware

Arizona

British Columbia

Delaware

France

Delaware

Delaware

California

Canada

Luxembourg

Germany

Luxembourg

People’s Republic of China

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

        
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Entity
TDB Holdings, Inc.

TelTech Systems, Inc.

The Daily Beast Company LLC

The IAC Foundation, Inc.

Thriveport, LLC

Tinder Development, LLC

TMC Realty, L.L.C.

TPR/Tutor Holdings, LLC

Travaux.com S.à.r.l.

USA Video Distribution LLC

USANi LLC

USANi Sub LLC

Valentine Merger Sub HoldCo LLC

Valentine Merger Sub LLC

VHX Corporation

Vimeo FinanceCo, LLC

Vimeo Israel Ltd.

Vimeo Technologies Private Limited

Vimeo UK Limited

Vimeo Ukraine Technologies LLC

Vimeo, Inc.

Wanderspot LLC

We are Mop! Limited

Weather or Not Apps, LLC

Werkspot BV

Jurisdiction of Formation
Delaware

Delaware

Delaware

Delaware

California

Delaware

Delaware

Delaware

France

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Delaware

Israel

India

England and Wales

Ukraine

Delaware

Washington

England and Wales

Delaware

Netherlands

5

        
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 23.1

Consent of Independent Registered Public Accounting Firm

We consent to the incorporation by reference in the following Registration Statements:

(1) Registration Statement (Form S-8, No. 333-127410) pertaining to IAC/InterActiveCorp’s 2005 Stock and Annual Incentive Plan and

IAC/InterActiveCorp’s 401(k) plan;

(2) Registration Statement (Form S-8, No. 333-146940) pertaining to IAC/InterActiveCorp’s 2000 and 2007 Deferred Compensation Plan for Non-Employee

Directors;

(3) Registration Statement (Form S-8, No. 333-154875) pertaining to IAC/InterActiveCorp’s 2008 Stock and Annual Incentive Plan;

(4) Registration Statement (Form S-8, No. 333-174538) pertaining to IAC/InterActiveCorp’s 2011 Deferred Compensation Plan for Non-Employee

Directors;

(5) Registration Statement (Form S-8, No. 333-192186) pertaining to IAC/InterActiveCorp’s 2013 Stock and Annual Incentive Plan;

(6) Registration Statement (Form S-3, No. 333-222643) of IAC/InterActiveCorp;

(7) Registration Statement (Form S-8, No. 333-226745) pertaining to IAC/InterActiveCorp’s 2018 Stock and Annual Incentive Plan;

(8) Registration Statement (Form S-3, No. 333-234618) of IAC/InterActiveCorp;

(9) Registration Statement (Form S-3, No. 333-234632) of IAC/InterActiveCorp; and

(10) Registration Statement (Form S-4, No. 333-236420) of IAC/InterActiveCorp and IAC Holdings, Inc.

of our reports dated February 27, 2020, with respect to the consolidated financial statements and schedule of IAC/InterActiveCorp and subsidiaries, and the
effectiveness of internal control over financial reporting of IAC/InterActiveCorp and subsidiaries, included in this Annual Report (Form 10-K) of
IAC/InterActiveCorp and subsidiaries for the year ended December 31, 2019.

/s/ ERNST & YOUNG LLP

New York, New York
February 27, 2020

Certification

Exhibit 31.1

1.

2.

3.

4.

I, Barry Diller, certify that:

I have reviewed this report on Form 10-K for the fiscal year ended December 31, 2019 of IAC/InterActiveCorp;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the
financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))
for the registrant and have:            

a)

b)

c)

d)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to
ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those
entities, particularly during the period in which this report is being prepared;

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for
external purposes in accordance with generally accepted accounting principles;

Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the
effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent
fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to
materially affect, the registrant's internal control over financial reporting; and

5.

The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the
registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

a)

b)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably
likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and

Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control
over financial reporting.

Dated: 

February 27, 2020

/s/ BARRY DILLER

Barry Diller
Chairman and Senior Executive

 
 
 
 
Certification

Exhibit 31.2

I, Joseph Levin, certify that:

1.

2.

3.

4.

I have reviewed this report on Form 10-K for the fiscal year ended December 31, 2019 of IAC/InterActiveCorp;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the
financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))
for the registrant and have:            

a)

b)

c)

d)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to
ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those
entities, particularly during the period in which this report is being prepared;

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for
external purposes in accordance with generally accepted accounting principles;

Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the
effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent
fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to
materially affect, the registrant's internal control over financial reporting; and

5.

The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the
registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

a)

b)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably
likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and

Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control
over financial reporting.

Dated: 

February 27, 2020

/s/ JOSEPH LEVIN

Joseph Levin
Chief Executive Officer

 
 
 
 
Certification

Exhibit 31.3

1.

2.

3.

4.

I, Glenn H. Schiffman, certify that:

I have reviewed this report on Form 10-K for the fiscal year ended December 31, 2019 of IAC/InterActiveCorp;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the
financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))
for the registrant and have:  

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure
that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities,
particularly during the period in which this report is being prepared;

b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision,
to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in
accordance with generally accepted accounting principles;

c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness

of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal
quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect,
the registrant's internal control over financial reporting; and  

5.

The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the
registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely

to adversely affect the registrant's ability to record, process, summarize and report financial information; and

b)     Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over
financial reporting.

Dated: 

February 27, 2020

/s/ GLENN H. SCHIFFMAN

Glenn H. Schiffman
Executive Vice President and Chief Financial Officer

 
 
 
 
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.1

I, Barry Diller, certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that, to my knowledge:

(1)

(2)

the Annual Report on Form 10-K for the fiscal year ended December 31, 2019 of IAC/InterActiveCorp (the "Report") which this statement accompanies
fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)); and
the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of IAC/InterActiveCorp.

Dated: 

February 27, 2020

/s/ BARRY DILLER

Barry Diller
Chairman and Senior Executive

 
 
 
 
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.2

I, Joseph Levin, certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that, to my knowledge:

(1)

(2)

the Annual Report on Form 10-K for the fiscal year ended December 31, 2019 of IAC/InterActiveCorp (the "Report") which this statement accompanies
fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)); and
the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of IAC/InterActiveCorp.

Dated: 

February 27, 2020

/s/ JOSEPH LEVIN

Joseph Levin
Chief Executive Officer

 
 
 
 
CERTIFICATION PURSUANT TO 
18 U.S.C. SECTION 1350, 
AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.3

I, Glenn H. Schiffman, certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that, to my knowledge:

(1)

(2)

the Annual Report on Form 10-K for the fiscal year ended December 31, 2019 of IAC/InterActiveCorp (the "Report") which this statement accompanies
fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)); and
the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of IAC/InterActiveCorp.

Dated: 

February 27, 2020

/s/ GLENN H. SCHIFFMAN

Glenn H. Schiffman
Executive Vice President and Chief Financial Officer