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Miller Industries, Inc.

mlr · NYSE Consumer Cyclical
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Ticker mlr
Exchange NYSE
Sector Consumer Cyclical
Industry Auto - Parts
Employees 1690
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FY2019 Annual Report · Miller Industries, Inc.
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2019 Annual Report

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TO OUR SHAREHOLDERS 
April 15, 2020  

2019 was a record setting year for Miller Industries as we achieved the highest revenue 
and net income levels in our company’s history. Our record setting financial performance 
was  the  result  of  our  continued  commitment  to  operational  excellence,  increased 
production efficiency across our entire organization, and healthy customer demand for all 
our products. In addition to our strong operating performance, we continued to strengthen 
our balance sheet as we substantially reduced our long-term debt during the year.  

During  2019,  our  profitability  continued  to  improve  as  we  achieved  year-over-year 
increases  of  15.8%  and  15.9%  in  gross  profit  and  net  income  from  2018  levels, 
respectively, and delivered some gross margin expansion as a result of our focused cost-
control efforts. 

Our  solid  operating  performance  coupled  with  our  steadfast  focus  on  working  capital 
management and the normalization of capital expenditures after completion of our multi-
year  plant  modernization  and  expansion  projects  resulted  in  significant  free  cash  flow 
generation during 2019. This provided us with the financial resources to reduce our long-
term  debt  outstanding  by  $10.5  million  to  approximately  $5  million  at  year  end.  Our 
reduced  debt  levels  and  cash  flow  generation  provide  us  the  financial  flexibility  to 
strategically  deploy  capital  in  order  to  generate  sustainable  long-term  growth  and 
enhance shareholder value. 

Long-term, we expect continued improvement in our operational efficiency as we invest 
in  technological  improvements  designed  to  enhance  our  customer  service  capabilities, 
increase  employee  safety,  and  reduce  our  environmental  impact.  More  specifically,  we 
are pleased to share that the implementation of phase one of our new enterprise software 
solution  is  progressing  according  to  our  plan.  We  remain  confident  that  the  capital 
investments  we  made  during  the  year,  in  conjunction  with  our  strong  cash  flows  and 
balance  sheet,  leave  us  well  positioned  to  expand  our  industry-leading  product  offering 
and provide best-in-class service to an increasingly global customer base. 

Demonstrating  our  commitment  to  returning  capital  to  shareholders,  our  board  of 
directors approved a cash dividend of $0.18 per share during the first quarter of 2020. 

Our balance sheet entering 2020 is strong and positions Miller Industries well to weather 
the  economic  uncertainty  associated  with  the  COVID-19  virus.  We  are  closely 
monitoring  pricing  and  availability  of  goods  throughout  our  supply  chains,  and  are 
adjusting  our  workforce  based  on  the  latest  workforce  restrictions  and  guidelines  to 
prevent the further spread of the virus. While we are unable to determine the full impact 

the  situation  will  have  on  our  operations  or  our  future  product  demand,  we  plan  to 
continue to support our distributor customers and towing operators while they assist with 
the transportation of essential goods throughout this crisis. 

In  closing,  we  would  like  to  extend  our  sincerest  thanks  to  our  employees,  customers, 
suppliers, and shareholders for their ongoing support of Miller Industries as we work to 
provide best-in-class products and customer service.  

Jeffrey I. Badgley 
Co-Chief Executive Officer 

William G. Miller, II 
Co-Chief Executive Officer 

UNITED STATES 

SECURITIES AND EXCHANGE COMMISSION 

WASHINGTON, D.C. 20549 

FORM 10-K 

(Mark One) 

(cid:95)    ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2019 

(cid:134)    TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the transition period from                                                              to                                                              

Commission File No. 

001-14124 

OR 

MILLER INDUSTRIES, INC. 
(Exact name of registrant as specified in its charter) 

Tennessee 
(State or other jurisdiction of incorporation or organization) 

8503 Hilltop Drive, Ooltewah, Tennessee 
(Address of principal executive offices) 

62-1566286 
(I.R.S. Employer Identification No.) 

37363 
(Zip Code) 

(423) 238-4171 
(Registrant’s telephone number, including area code) 

Securities registered pursuant to Section 12(b) of the Act: 

Title of Each Class 

Trading Symbol(s) 

Name of Each Exchange on Which Registered 

Common Stock, par value $.01 per share 

MLR 

New York Stock Exchange 

Securities registered pursuant to Section 12(g) of the Act: 

None 
(Title of Class) 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. 

(cid:133) Yes (cid:95) No 

(cid:133) Yes (cid:95) No 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the 
preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. 
(cid:95) Yes (cid:133) No 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation 

S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). 

(cid:95) Yes (cid:133) No 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company or an emerging 
growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the 
Exchange Act: 

Large Accelerated Filer  (cid:133) 

Non-accelerated Filer  (cid:133) 

Accelerated Filer  (cid:95) 

Smaller Reporting Company (cid:133) 

Emerging Growth Company (cid:133) 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised 

financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  (cid:133) 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). 

(cid:133) Yes (cid:95) No 

The aggregate market value of the voting stock held by non-affiliates of the registrant (which for purposes hereof are all holders other than executive officers, 
directors and holders of more than 10% of the registrant’s Common Stock) as of June 28, 2019 (the last business day of the registrant’s most recently completed second fiscal 
quarter) was $296,969,693 (based on 9,657,551 shares held by non-affiliates at $30.75 per share, the last sale price reported on the New York Stock Exchange on June 28, 
2019). 

At February 28, 2020 there were 11,405,468 shares of the registrant’s common stock, par value $0.01 per share, outstanding. 

DOCUMENTS INCORPORATED BY REFERENCE 

The information called for by Part III (Items 10, 11, 12, 13 and 14) is incorporated herein by reference to the Registrant’s definitive proxy statement for its 2020 

Annual Meeting of Shareholders which is to be filed pursuant to Regulation 14A. 

 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
 
 
  
     
 
  
 
  
 
 
  
 
  
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
  
  
  
  
  
 
 
 
 
ITEM 1. 
ITEM 1A. 
ITEM 1B 
ITEM 2. 
ITEM 3. 
ITEM 4. 

  BUSINESS 
  RISK FACTORS 
  UNRESOLVED STAFF COMMENTS 

PROPERTIES 

  LEGAL PROCEEDINGS 
  MINE SAFETY DISCLOSURES 

TABLE OF CONTENTS 

PART I 

PART II 

ITEM 5. 

  MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER 

ITEM 6. 
ITEM 7. 

ITEM 7A. 
ITEM 8. 
ITEM 9. 

PURCHASES OF EQUITY SECURITIES 
SELECTED FINANCIAL DATA 

  MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS  

  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL 

DISCLOSURE 

ITEM 9A. 
ITEM 9B. 

  CONTROLS AND PROCEDURES 
  OTHER INFORMATION 

PART III 

  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 
  EXECUTIVE COMPENSATION 

SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED 
STOCKHOLDER MATTERS 

  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE 

PRINCIPAL ACCOUNTING FEES AND SERVICES  

  EXHIBITS, FINANCIAL STATEMENT SCHEDULES 

FORM OF 10-K SUMMARY 

PART IV 

ITEM 10. 
ITEM 11. 
ITEM 12. 

ITEM 13. 
ITEM 14. 

ITEM 15. 
ITEM 16. 

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CERTAIN FACTORS AFFECTING FORWARD-LOOKING STATEMENTS 

Certain  statements  in  this  Annual  Report  on  Form 10-K,  including  but  not  limited  to  statements  made  in  Part II–Item 7–
“Management’s Discussion and Analysis of Financial Condition and Results of Operations,” statements made with respect to future operating 
results, expectations of future customer orders and the availability of resources necessary for our business may be deemed to be forward-
looking statements, as defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by the 
use of words  such  as  “may,”  “will,”  “should,”  “could,”  “continue,”  “future,”  “potential,”  “believe,” “project,”  “plan,”  “intend,”  “seek,” 
“estimate,”  “predict,”  “expect,”  “anticipate”  and  similar  expressions,  or  the  negative  of  such  terms,  or  other  comparable  terminology. 
Forward-looking statements also include the assumptions underlying or relating to any of the foregoing statements. Such forward-looking 
statements  are  made  based  on  our  management’s  beliefs  as  well  as  assumptions  made  by,  and  information  currently  available  to,  our 
management. Our actual results may differ materially from the results anticipated in these forward-looking statements due to, among other 
things: the cyclical nature of our industry and changes in consumer confidence; economic and market conditions; our dependence upon 
outside suppliers for our raw materials, including aluminum, steel, petroleum-related products and other purchased component parts; changes 
in price and availability (including as a result of the imposition of additional tariffs and the impact of the outbreak of the coronavirus known 
as COVID-19) of aluminum, steel, petroleum-related products and other purchased component parts; delays in receiving supplies of such 
materials  or  parts;  our  customers’  access  to  capital  and  credit  to  fund  purchases;  operational  challenges  caused  by  our  increased  sales 
volumes; various political, economic and other uncertainties relating to our international operations, including restrictive taxation and foreign 
currency fluctuation; special risks from our sales to U.S. and other governmental entities through prime contractors; our ability to secure 
new  government  orders;  changes  in fuel  and  other  transportation  costs,  insurance  costs  and  weather  conditions;  changes  in government 
regulation; failure to comply with domestic and foreign anti-corruption laws; competition and our ability to attract or retain customers; our 
ability to develop or acquire proprietary products and technology; assertions against us relating to intellectual property rights; problems 
hiring  or  retaining  skilled  labor;  a  disruption  in,  or  breach  in  security  of,  our  information  technology  systems  or  any  violation  of  data 
protection laws; changes in the tax regimes and related government policies and regulations in the countries in which we operate; the effects 
of regulations relating to conflict minerals; the catastrophic loss of one of our manufacturing facilities; environmental and health and safety 
liabilities and requirements; loss of the services of our key executives; product warranty or product liability claims in excess of our insurance 
coverage; potential recalls of components or parts manufactured for us by suppliers or potential recalls of defective products; an inability to 
acquire insurance at commercially reasonable rates; and those other risks referenced herein, including those risks referred to in this report, 
in Part I, Item 1A–“Risk Factors” and those risks discussed in our filings with the Securities and Exchange Commission filed after this 
Annual Report. Such factors are not exclusive. We do not undertake to update any forward-looking statement that may be made from time 
to time by, or on behalf of, our company. 

1 

 
 
 
ITEM 1.    BUSINESS 

General 

PART I 

Miller Industries is The World’s Largest Manufacturer of Towing and Recovery Equipment®, with executive offices in Ooltewah, 
Tennessee, domestic  manufacturing  operations  in  Tennessee  and  Pennsylvania, and  foreign  manufacturing  operations  in France and  the 
United Kingdom. 

In  1990,  we  began  developing  or  acquiring  several  of  the  most  well-recognized  brands  in  the  towing  and  recovery  equipment 
manufacturing industry. Our strategy has been to diversify our line of products and increase our presence in the industry through internal 
growth and development, while remaining open to opportunities for acquisitions of complementary products. 

In this Annual Report on Form 10-K, the words “Miller Industries,” “the Company,” “we,” “our,” “ours” and “us” refer to Miller 

Industries, Inc. and its subsidiaries or any of them. 

Towing and Recovery Equipment 

We offer a broad range of towing and recovery equipment products that meet most customer design, capacity and cost requirements. 
We manufacture the bodies of wreckers and car carriers, which are installed on truck chassis manufactured by third parties. We frequently 
purchase the truck chassis for integration with our towing and recovery equipment and resale to our customers. Wreckers generally are used 
to recover and tow disabled vehicles and other equipment and range in type from the conventional tow truck to large recovery vehicles with 
rotating hydraulic booms and up to 100-ton lifting capacities. Car carriers are specialized flatbed vehicles with hydraulic tilt mechanisms 
that enable a towing operator to drive or winch a vehicle onto the bed for transport. Car carriers transport new or disabled vehicles and other 
equipment and are particularly effective over longer distances. We also manufacture vehicle transport trailers. 

Our products primarily are sold through independent distributors that serve all 50 states, Canada and Mexico, and other foreign 
markets including Europe, the Pacific Rim, the Middle East, South America and Africa, and through prime contractors to governmental 
entities. Additionally, as a result of our ownership of Jige International S.A. in France and Boniface Engineering, Ltd. in the United Kingdom, 
we  have  substantial  distribution  capabilities  in  Europe.  While  most  of  our  distributor  agreements  do  not  generally  contain  exclusivity 
provisions, management believes that more than 85% of our independent distributors do not offer products of any other towing and recovery 
equipment manufacturer, which we believe is a testament to their loyalty to our brands. In addition to selling our products to towing operators, 
our independent distributors provide them with parts and service. We also utilize sales representatives to inform prospective end-users about 
our current product lines in an effort to drive sales to independent distributors. Management believes the strength of our distribution network 
and the breadth and quality of our product offerings are two key advantages over our competitors. 

Product Lines 

We manufacture a broad line of wrecker, car carrier and trailer bodies to meet a full range of customer design, capacity and cost 

requirements. 

Wreckers.  Wreckers  are  generally  used  to  recover  and  tow  disabled  vehicles  and  other  equipment  and  range  in  type  from  the 
conventional tow truck to large recovery vehicles with up to 100-ton lifting capacities. Wreckers are available with specialized features, 
including underlifts, L-arms, crossbars and scoops, which lift disabled vehicles by the tires or front axle to minimize front end damage to 
the towed vehicles. Certain heavy-duty wrecker models offer rotating booms, which allow heavy-duty wreckers to recover vehicles from 
any angle, and remote control devices for recovery equipment. In addition, certain light-duty wreckers are equipped with automatic wheel-
lift hookup devices that allow operators to engage a disabled or unattended vehicle without leaving the cab of the wrecker. 

Our wreckers range in capacity from 4 to 100 tons, and are classified as either light-duty or heavy-duty, with wreckers of 16-ton or 
greater capacity being classified as heavy-duty. Light-duty wreckers are used to remove vehicles from accident scenes and vehicles illegally 
parked,  abandoned  or  disabled,  and  for  general  recovery.  Heavy-duty  wreckers  are  used  in  towing  and  recovery  applications  including 
overturned tractor trailers, buses, motor homes and other large vehicles. 

2 

Car Carriers. Car carriers are specialized flat-bed vehicles with hydraulic tilt mechanisms that enable a towing operator to drive or 
winch a vehicle onto the bed for transport. Car carriers are used to transport new or disabled vehicles and other equipment and are particularly 
effective for transporting vehicles or other equipment over longer distances. In addition to transporting vehicles, car carriers may also be 
used for other purposes, including transportation of industrial equipment. Most professional towing operators have car carriers in their fleets 
to complement their towing capabilities. 

Transport  Trailers.  Our  multi-vehicle  transport  trailers  are  specialized  auto  transport  trailers  with  upper  and  lower  decks  and 
hydraulic  ramps  for  loading  vehicles.  These  trailers  are  used  for  moving  multiple  vehicles  for  auto  auctions,  car  dealerships,  leasing 
companies and other similar applications. These trailers are easy to load and transport 6 to 7 vehicles. The vehicles can be secured to transport 
quickly with ratchet and chain tie-downs that are mounted throughout the frame of the transport. Many professional towing operators have 
added auto transport trailers to their fleets to add to their service offerings. 

Brand Names 

We manufacture and market our wreckers, car carriers and trailers under ten separate brand names. Although certain brands overlap 

in terms of features, prices and distributors, each brand has its own distinctive image and customer base. 

Century®. The Century® brand is our “top-of-the-line” brand and represents what management believes to be the broadest product 
line in the industry. The Century® line was started in 1974 and produces wreckers ranging from 8-ton light-duty to 100-ton heavy-duty 
models, and car carriers in lengths from 20 to 30 feet. Management believes that the Century® brand has a reputation as the industry’s leading 
product innovator. 

Vulcan®. Our Vulcan® product line includes a range of premium light-duty and heavy-duty wreckers, ranging from 8-ton light-duty 

to 75-ton heavy-duty models, and car carriers. 

Challenger®. Our Challenger® products compete with the Century® and Vulcan® products and constitute a third premium product 
line. Challenger® products consist of heavy-duty wreckers with capacities ranging from 25 to 75 tons. The Challenger® line was started in 
1975 and is known for high-performance heavy-duty wreckers and aesthetic design. 

Holmes®. Our Holmes® product line includes mid-priced wreckers with 4 to 16-ton capacities, a 16-ton rotator and a detachable 
towing unit (DTU). The Holmes® wrecker was first produced in 1916. Historically, the Holmes® name has been the most well-recognized 
and leading industry brand both domestically and internationally. 

Champion®. The Champion® brand, which was introduced in 1991, includes car carriers which range in length from 19 to 21 feet. 
The Champion® product line, which is generally lower-priced, allows us to offer a full line of car carriers at various competitive price points. 

Chevron™. Our Chevron™ product line is comprised primarily of premium car carriers. Chevron™ produces a range of premium 

single-car, multi-car and industrial carriers, as well as wreckers ranging from 8-ton to 16-ton models. 

Eagle®. Our Eagle® products consist of light-duty wreckers with the “Eagle Claw®” hook-up system that allows towing operators 
to engage a disabled or unattended vehicle without leaving the cab of the tow truck. The “Eagle Claw®” hook-up system was originally 
developed for the repossession market. Since acquiring Eagle, we have upgraded the quality and features of the Eagle® product line and 
expanded its recovery capability. 

Titan®.  Our  Titan®  product  line  is  comprised  of  premium  multi-vehicle  transport  trailers  which  can  transport  up  to  7  vehicles 

depending on configuration. 

Jige™.  Our  Jige™  product  line  is  comprised  of  a  broad  line  of  premium  light-duty  and  heavy-duty  wreckers  and  car  carriers 
marketed  primarily  in  Europe.  Jige™  is  a  market  leader  best  known  for  its  innovative  designs  of  car  carriers  and  light-duty  wreckers 
necessary to operate within the narrow confines of European cities, as well as heavy-duty wreckers. 

Boniface™. Our Boniface™ product line is comprised primarily of premium heavy-duty wreckers marketed primarily in Europe. 

Boniface™ produces heavy-duty wreckers specializing in the long underlift technology required to tow modern European tour buses. 

3 

Product Development and Manufacturing 

We have a long history of innovation in our products and manufacturing processes based on advanced technologies. Our Holmes® 
and Century® brand names are associated with four of the major innovations in the industry: the rapid reverse winch; the tow sling; the 
hydraulic lifting mechanism; and the underlift with parallel linkage and L-arms. Our engineering department currently consists of over 50 
engineers who, in consultation with manufacturing personnel, use sophisticated computer-aided design and stress analysis systems to test 
new  product  designs  and  to  integrate  various  product  improvements.  In  addition  to  licensing  new  technologies,  we  have  a  continuing 
emphasis on research  and development  to achieve  product  innovations.  We opened our  free-standing research  and  development (R&D) 
facility  in  Chattanooga  in  2019,  where  we  are  pursuing  various  innovations  in  our  products  and  improvements  in  our  manufacturing 
processes, some of which are intended to enhance the safety of our employees and reduce our environmental impact. These efforts led to our 
newest product, the M100, which was introduced in the fall of 2019 and we believe to be the world’s largest tow truck. 

We manufacture wreckers, car carriers and trailers at six manufacturing facilities located in the United States, France and the United 
Kingdom. The manufacturing process for our products consists primarily of cutting and bending sheet steel or aluminum into parts that are 
welded together to form the wrecker, car carrier body or trailer. In addition, during the past several years, we have also begun to produce 
wrecker  bodies  using  composites  and  other  non-metallic  materials.  After  the  frame  is  formed,  components  such  as  hydraulic  cylinders, 
winches, valves and pumps, which are purchased by us from third-party suppliers, are attached to the frame to form the completed wrecker 
or car carrier body. The completed body is either installed by us or shipped by common carrier to a distributor where it is then installed on 
a truck chassis. Generally, the wrecker or car carrier bodies are painted, and towing operators can select customized colors to coordinate 
with chassis colors or customer fleet colors. To the extent final painting is required before delivery, we either complete such painting or 
contract with independent paint shops for such services. 

All of our domestic facilities have undergone substantial expansion and modernization projects during the period 2015 to 2019, as 
we have invested over $92 million on property, plant and equipment over this five-year period, including approximately $25 million on our 
Pennsylvania  consolidation  and  expansion  project  and  approximately  $21  million  on  building  and  equipment  improvements  at  our  two 
Tennessee  locations.    These  projects  not  only  increased  our  production  capacity,  but  also  included  installing  sophisticated  robotics  and 
implementing other advanced technologies to optimize our manufacturing processes, enhance the safety of our employees and reduce our 
environmental impact. 

We  purchase  raw  materials  and  component  parts  from  several  sources.  Although  we  have  no  long-term  supply  contracts, 
management believes we have good relationships with our primary suppliers. In recent years prices have fluctuated significantly, but we 
have experienced no significant problems in obtaining adequate supplies of raw materials and component parts to meet the requirements of 
our production schedules. Management believes that the materials used in the production of our products are available at competitive prices 
from an adequate number of alternative suppliers. Accordingly, management does not believe that the loss of a single supplier would have 
a material adverse effect on our business. We are closely monitoring the COVID-19 outbreak and the impact it may have on the Company’s 
supply chain and operations. 

Sales, Distribution and Marketing 

The  industry  categorizes  the  towing  and  recovery  market  into  three  general  product  types:  light-duty  wreckers;  heavy-duty 
wreckers; and car carriers. The light-duty wrecker market consists primarily of professional wrecker operators, repossession towing services, 
local and national governmental entities and repair shop or salvage company owners. The heavy-duty market includes professional wrecker 
operators serving the needs of commercial vehicle operators as well as governmental entities. The car carrier market has expanded to include 
equipment rental companies that offer delivery service and professional towing operators who desire to complement their existing towing 
capabilities. 

We sell our products to a diverse network of independent distributors, consisting of approximately 80 distributors in North America, 
who serve all 50 states, Canada and Mexico, and numerous distributors that serve other foreign markets. These distributors then sell our 
products to the end-users. In 2019, no single distributor accounted for more than 10% of our sales. Management believes our broad and 
diverse network of distributors provides us with the flexibility to adapt to market changes, lessens our dependence on particular distributors 
and reduces the impact of regional economic factors. 

Our distributor network has been stable for many years, with a large majority of our distributors having been engaged to sell our 
products for more than 10 years, and many for more than 25 years.  We believe this distributor loyalty results primarily from our high quality 

4 

and innovative products and our emphasis on customer service. These long-standing relations give our distributors a deep knowledge of our 
products and our corporate culture, allowing them to effectively promote our products to end-users.  While we do not impose exclusivity 
requirements on our distributors, we believe that more than 85% of our independent distributors do not offer products of any other towing 
and recovery equipment manufacturer, which we believe is a testament to their loyalty to our brands.  

We engage sales representatives who provide sales support to our entire network of independent distributors. Sales representatives 
receive commissions on direct sales based on product type and brand and generally are assigned specific territories in which to promote sales 
of our products and to maintain customer relationships. To support sales and marketing efforts, we produce demonstrator models that are 
used by our sales representatives and independent distributors. In addition to providing services to our network of independent distributors, 
our sales representatives sell our products to various governmental entities, including the U.S. federal government and foreign governments, 
through prime contractors. 

We routinely respond to requests for proposals or bid invitations in consultation with our local distributors. Our products have been 
selected by the United States General Services Administration as an approved source for certain federal and defense agencies. We intend to 
continue to pursue federal, state and local government and foreign government contracting opportunities. 

The towing and recovery equipment industry places heavy marketing emphasis on product exhibitions at national, regional and 
international trade shows. To focus our marketing efforts and to control marketing costs, we concentrate our efforts on the major trade shows 
each year, and we work with our network of independent distributors to concentrate on various regional shows. 

Product Warranties and Insurance 

We generally offer a 12-month limited manufacturer’s product and service warranty on our wrecker and car carrier products. Our 
warranty generally provides for repair or replacement of failed parts or components. Our independent distributor customers regularly perform 
any needed warranty repair work themselves, rather than shipping products back to us, and then invoice us for the cost of the parts and labor. 
Management believes that we maintain adequate general liability and product liability insurance. 

Backlog 

We produce virtually all of our products to order. Our backlog is based upon customer purchase orders that we believe are firm. 
The  level  of  backlog  at  any  particular  time,  however, may  not  be an  appropriate  indicator  of  our  future  operating  performance. Certain 
purchase  orders may  be subject  to  cancellation  by  the  customer  upon  notification.  Given  our  production  and  delivery  schedules, 
management generally believes that the current backlog represents approximately four months of production. 

Competition 

The towing and recovery equipment manufacturing industry is highly competitive for sales to distributors and towing operators. 
Management believes that competition in our industry focuses on product quality and innovation, reputation, technology, customer service, 
product availability and price. We compete on the basis of each of these criteria, with an emphasis on product quality and innovation and 
customer  service.  Management  also  believes  that  a  manufacturer’s  relationship  with  distributors  is  a  key  component  of  success  in  the 
industry. Accordingly, we have invested substantial resources and management time in building and maintaining strong relationships with 
distributors. Management also believes that our products are regarded as high quality within their particular price points. Our marketing 
strategy is to continue to compete primarily on the basis of quality and reputation rather than solely on the basis of price, and to continue to 
target the growing group of professional towing operators who as end-users recognize the quality of our products. 

Traditionally, the capital requirements for entry into the towing and recovery manufacturing industry have been relatively low. 
Management believes a manufacturer’s capital resources and access to technological improvements have become a more integral component 
of success in recent years. Certain of our competitors may have greater financial and other resources and may provide more attractive dealer 
and retail customer financing alternatives than we do. 

5 

Employees 

We employed approximately 1,310 people as of December 31, 2019. None of our employees are covered by a collective bargaining 
agreement, though our employees in France and the United Kingdom have certain similar rights provided by their respective government’s 
employment regulations. We consider our employee relations to be good. 

We have invested substantial time and resources in recent years to optimize the engagement and productivity of our workforce, 
which we believe is the foundation upon which we can maintain our competitive advantages in product quality and customer service.  For 
example, we provide training programs that address skills shortages in our workforce, foster career development, and encourage proper use 
of technology and resources. These include our Welding School that teaching employees how to read blueprints, interpret weld symbols, 
and  learn  welding  technique.  In  addition,  Miller  University  One  and  Two  were  created  to  develop  high  potential  employees  for  future 
leadership roles in the company, and provide change management, decision making, and problem-solving skills to future leaders.  In addition, 
we seek to provide a healthy and safe workplace. The modernization projects at all our domestic facilities in the last few years included 
many advanced health and safety features, such as air filtration equipment.   We are continually striving to better our workplace safety record 
and our five-year trend on workplace accidents reflects substantial improvement in this area.  We also actively monitor the satisfaction and 
engagement of our workforce, including through periodic employee surveys conducted by third-party experts. 

Intellectual Property Rights 

Our development of the underlift parallel linkage and L-arms was at the time considered one of the most innovative developments 
in the wrecker industry. This technology continues to be significant primarily because it allows the damage-free towing of aerodynamic 
vehicles made of lighter weight materials. This technology, particularly the L-arms, is still used in a majority of commercial wreckers today. 
Our patents on the L-arm have expired, but we hold a number of utility and design patents for our products. We have also obtained the rights 
to  use  and  develop  certain  technologies  owned  or  patented  by  others.  Management  believes  that,  during  the  life  of  our  patents  on  our 
technology, utilizing our patented technology without a license would be an infringement of such patents. 

Our trademarks “M®” (stylized), “Miller Industries®” (with stylized “M”), “Century®,” “Holmes®,” “Champion®,” “Challenger®,” 
“Pro Star®,” “Street Runner®,” “Vulcan®,” “Right Approach®” and “Extreme Angle®,” among others, are registered with the United States 
Patent and Trademark Office. Management believes that our trademarks are well-recognized by dealers, distributors and end-users in their 
respective markets and are associated with a high level of quality and value. 

Government Regulations and Environmental Matters 

We strive to manufacture our products in a way that minimizes environmental impact and maximizes worker health and safety. Our 
operations are subject to federal, state and local laws and regulations relating to the generation, storage, handling, emission, transportation 
and discharge of materials into the environment. Management believes that we are in substantial compliance with all applicable federal, state 
and local provisions relating to the protection of the environment. The costs of complying with environmental protection laws and regulations 
have not had a material adverse impact on our financial condition or results of operations in the past. 

We act as a subcontractor for certain U.S. and other government programs. As a result, we are subject to extensive regulations and 
requirements  of  the  U.S.  and  other  government  agencies  and  entities  that  govern  these  programs,  including  with  respect  to  the  award, 
administration and performance of contracts under such programs. 

We are also subject to various federal, state and non-U.S. laws and regulations related to privacy, data protection and cybersecurity, 
including  the  European  Union's  General  Data  Protection  Regulation  ("GDPR"),  which  became  effective  in  May  2018.    In  addition, 
California’s Consumer Privacy Act came into effect on January 1, 2020, and enforcement will begin July 1, 2020.  Many other states are 
also attempting to enact privacy laws that may impact us in the future. 

We are also subject to the additional diligence and disclosure requirements adopted by the Securities and Exchange Commission 
(the “SEC”) in 2012 related to certain minerals sourced from the Democratic Republic of Congo or adjoining countries in connection with 
the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”). The SEC rules impose these obligations with 
respect to “conflict minerals,” defined as tin, tantalum, tungsten and gold, which are necessary to the functionality of a product manufactured, 
or  contracted  to  be  manufactured, by  an  SEC  reporting  company. If  any  “conflict  minerals”  that  are  necessary  to  the  functionality  of  a 
product  manufactured  by  an  SEC  reporting  company  originated  in  the  Democratic  Republic  of  Congo  or  an  adjoining  country,  the 

6 

rules require the issuer to prepare and file a report addressing its efforts to exercise due diligence on the source of such “conflict minerals” 
and their chain of custody. 

We are also subject to the Magnuson-Moss Warranty Federal Trade Commission Improvement Act which regulates the description 
of warranties on products. The description and substance of our warranties are also subject to a variety of federal, state and foreign laws and 
regulations  applicable  to  the  manufacturing  of  vehicle  components.  Management  believes  that  continued  compliance  with  various 
government regulations will not materially affect our operations. 

Information About Our Executive Officers 

Information relating to our current executive officers is set forth below. William G. Miller, II is the son of William G. Miller. Other 
than Messrs. Miller and Miller II, there are no family relationships among the executive officers, directors or nominees for director, nor are 
there any arrangements or understandings between any of the executive officers and any other persons pursuant to which they were selected 
as executive officers. 

Name 

Age 

Position 

William G. Miller 

Jeffrey I. Badgley 

William G. Miller, II 

Frank Madonia 

Deborah L. Whitmire 

Josias W. Reyneke 

73 

67 

41 

71 

54 

63 

   Chairman of the Board 

   Co-Chief Executive Officer 

   President and Co-Chief Executive Officer 

   Executive Vice President, Secretary and General Counsel 

   Executive Vice President, Chief Financial Officer and Treasurer 

   Chief Information Officer 

William G. Miller has served as Chairman of the Board since April 1994. Mr. Miller served as President and Chief Executive Officer 
from  1994  to  1996  and  as  Chief  Executive  Officer  from  1996  to  1997.  Mr. Miller  also  served  as  Co-Chief  Executive  Officer  from 
October 2003 to March 2011. Mr. Miller served as Chairman and President of Miller Group from 1990 to 1993 and as Chairman and CEO 
of Miller Group from 1993 to 1994. Prior to 1987, Mr. Miller served in various management positions for Bendix Corporation, Neptune 
International Corporation, Wheelabrator-Frye, Inc. and The Signal Companies, Inc. 

Jeffrey I. Badgley has served as our Co-Chief Executive Officer since December 2013. Prior to serving as Co-Chief Executive 
officer, Mr. Badgley served in various executive positions, including Vice President (1994 – 1996), President (1996 – 2011), Chief Executive 
Officer (1997 – 2003; 2011 – 2013), and Co-Chief Executive Officer (2003 – 2011). In addition, Mr. Badgley served as a director from 1996 
to 2014 and as Vice Chairman of the Board from 2011 to 2014. Mr. Badgley also served as Vice President to Miller Industries Towing from 
1988 to 1996 and has been their President since 1996. 

William G. Miller, II has served as a director since May 2014, our Co-Chief Executive Officer since December 2013 and President 
since March 2011, after serving as a Regional Vice President of Sales of Miller Industries Towing Equipment Inc. from November 2009 to 
February 2011.  Mr. Miller  II  served  as  Vice  President  of  Strategic  Planning  of  the  Company  from  October 2007  until  November 2009. 
Mr. Miller II served as Light-Duty General Manager from November 2004 to October 2007 and as a Sales Representative of Miller Industries 
Towing Equipment Inc. from 2002 to 2004. 

Frank Madonia has served as our Executive Vice President, Secretary and General Counsel since September 1998. From April 1994 
to September 1998 Mr. Madonia served as our Vice President, General Counsel and Secretary. Mr. Madonia served as Secretary and General 
Counsel to Miller Industries Towing Equipment Inc. since its acquisition by Miller Group in 1990. From July 1987 through April 1994, 
Mr. Madonia served as Vice President, General Counsel and Secretary of Flow Measurement. Prior to 1987, Mr. Madonia served in various 
legal and management positions for United States Steel Corporation, Neptune International Corporation, Wheelabrator-Frye, Inc. and The 
Signal Companies, Inc. 

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Deborah  L.  Whitmire  has  served  as  a director since February  2020,  our Executive Vice  President,  Chief Financial  Officer  and 
Treasurer  since  January 2017,  after  serving  as  our  Vice  President  and  Corporate  Controller  from  January 2014  to  December 2016  and 
Corporate Controller to Miller Industries Towing Equipment Inc. from March 2005 to January 2014. From April 2000 to March 2005, she 
also served as Director of Finance – Manufacturing to Miller Industries Towing Equipment Inc. In addition, she served as Controller to 
Miller  Industries  Towing  Equipment Inc.  from  October 1997  to  April 2000  and  Accounting  Manager  to  Miller  Industries  Towing 
Equipment Inc. from October 1996 to October 1997. 

Josias W. Reyneke has served as our Chief Information Officer since January 2017, after serving as our Vice President of Operations 
to Miller  Industries  Towing Equipment Inc.  from July 2011  to  December 2016. From  2002  to  2011,  Mr. Reyneke served  as Director of 
Management Information Systems and Materials of Miller Industries Towing Equipment Inc. Mr. Reyneke joined Miller Industries Towing 
Equipment Inc. as a consultant in 1997 to assist with the implementation of an enterprise resource planning system and was subsequently 
offered the position of Director of Management Information Systems in 1998, a position he held until 2002. Prior to 1998, Mr. Reyneke also 
served in various management positions for SE Technologies, Wheels of Africa and Toyota South Africa. 

Available Information 

We file annual, quarterly and current reports and other information with the SEC. The SEC maintains a website at www.sec.gov 

that contains reports, proxy and information statements, and other information regarding issuers that file electronically with the SEC. 

Our Internet website address is www.millerind.com. We make available free of charge through our website our Annual Reports on 
Form 10-K, Quarterly Reports on Form 10-Q and Current Reports on Form 8-K, and amendments to those reports, as soon as reasonably 
practicable after we file them with, or furnish them to, the Securities and Exchange Commission. Information contained on our website is 
not part of this Annual Report on Form 10-K or our other filings with the SEC. 

Our Corporate Governance Guidelines, Code of Business Conduct and Ethics and the charters of the Audit, Compensation and 

Nominating Committees of the Board of Directors are also available on our website. 

ITEM 1A.    RISK FACTORS 

There are many factors that affect our business and the results of our operations, some of which are beyond our control. The 

following is a description of all known material risks that may cause the actual results of our operations in future periods to differ 
materially from those currently expected or desired. We encourage you to read this section carefully. 

Our business is subject to the cyclical nature of our industry and changes in consumer confidence and in economic conditions in 
general. Adverse changes or continued uncertainty with respect to these factors may lead to a downturn in our business. 

The towing and recovery industry is cyclical in nature. In recent years, the overall demand for our products and resulting revenues 
have been positively affected by recovering economic conditions and improving consumer sentiment. However, historically, the overall 
demand for our products and our resulting revenues have at times been negatively affected by wavering levels of consumer confidence; 
volatility and disruption in domestic and international capital and credit markets and the resulting decrease in the availability of financing 
for our customers and towing operators and the overall effects of global economic conditions. We remain concerned about the potential 
effects of these factors on the towing and recovery industry, and we continue to monitor our overall cost structure to see that it remains in 
line with business conditions. A prolonged economic downturn, including as a result of political unrest, terrorist acts, military conflict and 
disease outbreaks, and slow or negative growth in the domestic and global economy, could have a material adverse effect on our business, 
financial condition and results of operations for the foreseeable future. 

Our dependence upon outside suppliers for our raw materials, including aluminum, steel, petroleum-related products and other 
purchased component parts, leaves us subject to changes in price and availability (including as a result of the imposition of additional 
tariffs and the impact of the outbreak of the coronavirus known as COVID-19) and delays in receiving supplies of such materials or 
parts. 

We are dependent upon outside suppliers for our raw material needs and other purchased component parts, and events beyond our 
control  could  have  an  adverse  effect  on  the  cost  or  availability  of  raw  materials  and  component  parts.  Steel,  aluminum,  fuel  and  other 
commodity  prices  have  historically  experienced  high  volatility  depending  on  market  conditions  and  global  demand.  Price  increases  or 

8 

changes in payment terms from our suppliers of raw materials or component parts could impact our ability to secure necessary raw materials 
or component parts, or to secure such materials and parts at favorable prices. In addition, government actions related to tariffs on imports 
and trade policies have impacted, and have the potential to further impact, pricing of raw materials, such as steel and aluminum. For example, 
in 2018 the United States government imposed import tariffs and restrictions on imports for steel products and aluminum products. The 
Company uses a substantial amount of imported steel and aluminum in its products and experienced increases in costs for these materials as 
a result of the tariffs and import quotas. To partially offset price increases for raw materials and component parts, we have, from time to 
time, implemented general price increases and cost surcharges. While we have attempted to pass these increased costs (including as a result 
of tariffs and import quotas) on to our customers, there can be no assurance that we will be able to continue to do so. Any further price 
increases for these or any other materials that we use would require a long lead time to implement while the higher material costs would be 
felt much sooner. In the future, if we experience increased prices or shortages for key materials that are essential to our manufacturing 
operations, such as steel and aluminum (including as a result of tariffs or import quotas), there is a substantial risk that the Company’s 
financial performance and competitive position could be materially adversely impacted. 

Demand for our products also could be negatively affected by supply delays of truck chassis and other component parts used in our 
products. Our third party suppliers’ ability to supply us with truck chassis and component parts is limited by their available capacity to 
manufacture the component parts we require. We have experienced supply delays and limitations for component parts as our production 
levels have substantially increased over the last several years. If these delays continue or worsen, our customers may reduce their purchase 
levels with us and/or seek alternative solutions to meet their demand. At this time, we believe that sources of our raw materials and component 
parts will continue to be adequate to meet our requirements and that alternative sources are available. However, shortages, price increases 
or  delays  in  shipments  of  our  raw  materials  and  component  parts  could  have  a  material  adverse  effect  on  our  financial  performance, 
competitive position and reputation. 

Additionally, in early 2020, an outbreak of the coronavirus known as COVID-19 occurred in China and other jurisdictions. While 
the Company does not have manufacturing operations in China and does not sell products directly into China, the extent of the outbreak and 
its impact on the markets served by the Company and on its operations (including its supply chain) are uncertain. A prolonged outbreak of 
COVID-19 could create disruptions that may, over time, slow down manufacturing in impacted jurisdictions and put pressure on the pricing 
and availability of raw materials and component parts used in our products. We are unable to determine the full impact of the outbreak at 
this time and will continue to closely monitor this developing situation. 

Demand from our customers and towing operators is affected by the availability of capital and access to credit. 

The ability of our customers and of towing operators to purchase our products is affected by the availability of capital and credit to 
them. Our independent distributor customers rely on floor plan financing in connection with the purchase of our products, and the availability 
of that financing on acceptable terms has a direct effect on the volume of their purchases. Additionally, in many cases, a towing operator’s 
decision to purchase our products from one of our distributors is dependent upon their ability to obtain financing upon acceptable terms. 
Volatility and disruption in the capital and credit markets, principally in the U.S. and Europe, in the past has decreased the availability of 
capital to, and credit capacity of, our customers and towing operators. In addition, in the past, certain providers of floor plan financing have 
exited the market, which made floor plan financing increasingly difficult for our independent distributor customers to secure at those times. 
This reduced availability of capital and credit has negatively affected the ability and capacity of our customers and of towing operators to 
purchase towing and related equipment. This, in turn, has negatively impacted sales of our products. If customers are unable to access capital 
or credit, it could materially and adversely affect our ability to sell our products, and as a result, could negatively affect our business and 
operating results. 

Operational challenges caused by our increased sales volumes could result in material delays, increased costs and loss of business 
opportunities, which could negatively impact our operating results and financial condition. 

Substantially increased sales of our products over the last five years have caused a variety of operating challenges, including supply 
chain constraints and production capacity limitations. The recent major additions and renovations to all our domestic production facilities 
have allowed us to effectively address these challenges, but they have nevertheless caused increased production costs and delayed deliveries 
to customers in some instances. These factors could in the future result in delay or termination of orders, the loss of sales and a negative 
impact on our reputation with our customers, all of which could materially adversely affect our business, financial condition and results of 
operations. In addition, our recent major additions and renovations to all our domestic facilities may not achieve our intended objectives of 
lowering costs, improving manufacturing efficiencies and increasing productivity, which could adversely affect our operating results and 
financial condition. 

9 

Our international operations are subject to various political, economic and other uncertainties that could adversely affect our business 
results, including by restrictive taxation or other government regulation and by foreign currency fluctuation. 

Historically, a portion of our net sales occur outside the United States, primarily in Europe. In addition, we have manufacturing 
operations at two facilities located in the Lorraine region of  France and manufacturing operations in Norfolk, England. As a result, our 
operations are subject to various political, economic and other uncertainties, including risks of restrictive taxation policies, changing political 
conditions and governmental regulations and trade policies. This includes the uncertainty surrounding the United Kingdom’s exit from the 
European Union, commonly referred to as “Brexit,” on European and worldwide economic conditions, and on our international sales. The 
United Kingdom formally left the European Union on January 31, 2020. A transition period through December 31, 2020 has been established 
to allow the United Kingdom and European Union to negotiate the terms of the United Kingdom’s withdrawal. However, there is continued 
uncertainty  surrounding  the  future  relationship  between  the  United  Kingdom  and  the  European  Union,  including  whether  any  trade 
agreements will be reached between them. Brexit could adversely affect European or worldwide political, regulatory, economic or market 
conditions and could contribute to instability in political institutions and regulatory agencies. Brexit could also have the effect of disrupting 
the free movement of goods, services, and people between the United Kingdom, the European Union and elsewhere. 

In addition, a portion of our net sales derived outside the United States, as well as salaries of employees located outside the United 
States and certain other expenses, are denominated in foreign currencies, including the British pound sterling and the euro. We are, therefore, 
subject to risk of financial loss resulting from fluctuations in exchange rates of these currencies against the U.S. dollar. Brexit has caused, 
and may continue to result in, significant volatility in global stock markets and currency exchange rate fluctuations of the U.S. dollar relative 
to other foreign currencies in which we conduct business, including both the British pound sterling and the euro.  

In addition, political unrest, terrorist acts, military conflict and disease outbreaks have increased the risks of doing business abroad 
in general. We are closely monitoring the COVID-19 outbreak and the impact it may have on the Company’s supply chain and operations. 

Our sales to U.S. and other governmental entities through prime contractors are subject to special risks. 

We act as a subcontractor for certain U.S. and other government programs. As a result, we are subject to extensive regulations and 
requirements  of  the  U.S.  and  other  government  agencies  and  entities  that  govern  these  programs,  including  with  respect  to  the  award, 
administration and performance of contracts under such programs. Our U.S. and other government business is subject to the following risks, 
among  others:  (i) this  business  is  susceptible  to  changes  in  government  spending,  which  may  reduce  future  revenues;  (ii) most  of  our 
contracts with governmental entities through prime contractors are fixed-price contracts, and our actual costs on any of these contracts could 
exceed our projected costs, (iii) competition for the award of these contracts is intense, and we may not be successful in bidding on future 
contracts, and (iv) the products we sell to governmental entities are subject to highly technical requirements, and any failure to comply with 
these requirements could result in unanticipated retrofit costs, delayed acceptance of products, late or reduced payment or cancellation of 
the contract. Our inability to address any of the foregoing concerns could seriously harm our business, financial condition and results of 
operations. 

We  continue  to  be  focused  on  efforts  to  secure  new  government  orders  to  replace  existing  government  projects  as  they  are 
completed. Our inability to replace sales generated from government orders as they are completed would result in lower sales and have an 
adverse effect on our business, results of operations and financial condition. 

Overall demand from our customers may be affected by increases in their fuel and insurance costs and changes in weather conditions. 

In the past, our customers have experienced substantial increases in fuel and other transportation costs, and in the cost of insurance. 
Our customers also have, from time to time, been subject to unpredictable and varying weather conditions which could, among other things, 
impact  the  cost  and  availability  of  fuel  and  other  materials.  Any  of  these  factors  could  negatively  affect  our  customers’  capacity  for 
purchasing towing and related equipment, and, consequently, have a material negative effect upon our business and operating results. 

Failure to comply with domestic and foreign anti-corruption laws could have an adverse effect on our business. 

Our international operations require us to comply with a number of U.S. and international laws and regulations, including those 
involving anti-bribery and anti-corruption. Failure to comply with the Foreign Corrupt Practices Act (“FCPA”), the U.K. Bribery Act, and 
other foreign anti-bribery laws could have an adverse effect on our business. Violations of these laws, or allegations of such violations, could 

10 

result in our incurring significant fees and having fines and criminal sanctions imposed on us or our employees, and could adversely impact 
our business with government entities. 

Our competitors could impede our ability to attract or retain customers. 

The towing and recovery equipment manufacturing industry is highly competitive. Capital requirements for entry into the towing 
and recovery manufacturing industry have been relatively low, which could result in an increase in the number of competitors entering the 
industry. Competition for sales exists domestically and internationally at the manufacturer, distributor and towing-operator levels and is 
based primarily on product quality and innovation, reputation, technology, customer service, product availability and price. Competition for 
sales  also  comes  from  the  market  for  used  towing  and  recovery  equipment.  Certain  of  our  competitors  may  have  substantially  greater 
financial and other resources and may provide more attractive dealer and retail customer financing alternatives than us. If these competitors 
are able to make it more difficult for us to attract or retain customers, it could have a negative impact on our sales, revenue and financial 
performance. 

Our future success depends upon our ability to develop or acquire proprietary products and technology and assertions against us 
relating to intellectual property rights could harm our business. 

Historically, we have been able to develop or acquire patented and other proprietary product innovations which have allowed us to 
produce what management believes to be technologically advanced products relative to most of our competition. While we are continuing 
to develop new technology and apply for patents, if we are unable to develop or acquire new products and technology in the future, our 
ability to maintain market share, and, consequently, our revenues and operating results, may be negatively affected . 

Third parties may claim that our products infringe their patents or other intellectual property rights. If a competitor were to challenge 
our patents, or assert that our products or processes infringe its patent or other intellectual property rights, we could incur substantial litigation 
costs, be forced to design around their patents, pay substantial damages or even be forced to cease our operations, any of which could be 
expensive and/or have an adverse effect on our operating results. Third party infringement claims, regardless of their outcome, would not 
only consume our financial resources, but also would divert the time and effort of our management and could result in our customers or 
potential customers deferring or limiting their purchase or use of the affected products or services until resolution of the litigation. 

We depend upon skilled labor to manufacture our products, and if we experience problems hiring and retaining skilled labor, our 
business may be negatively affected. 

The timely manufacture and delivery of our products requires an adequate supply of skilled labor, and the operating costs of our 
manufacturing  facilities  can  be  adversely  affected  by  high  turnover  in  skilled  positions.  Accordingly,  our  ability  to  increase  sales, 
productivity and net earnings will be limited to a degree by our ability to employ the skilled laborers necessary to meet our requirements. 
We must attract, train and retain skilled employees while controlling related labor costs and maintaining our core values, including safety 
standards.  Our  ability  to  control  labor  costs  is  subject  to  numerous  external  factors,  including  prevailing  wage  rates  and  increases  in 
healthcare and other insurance costs. There can be no assurance that we will be able to maintain an adequate skilled labor force necessary to 
efficiently operate our facilities. In addition, while our employees are not currently members of a union, there can be no assurance that the 
employees at any of our facilities will not choose to become unionized in the future. 

A disruption in, or breach in security of, our information technology ("IT") systems or any violation of data protection laws could 
adversely impact our business and operations. 

We rely on the accuracy, capacity and security of our IT systems and our ability to update these systems in response to the changing 
needs of our business. We use our IT systems to collect and store confidential and sensitive data, including information about our business, 
our customers, our suppliers and our employees. We rely on IT systems to protect this information and to keep financial records, process 
orders, manage inventory, coordinate shipments to customers, and operate other critical functions. Our IT systems may be disrupted or fail 
for  a  number  of  reasons,  including  natural  disasters,  such  as  fires;  power  loss;  software  “bugs”,  hardware  defects  or  human  error  or 
malfeasance; or security breaches caused by hacking, computer viruses, malware, ransomware or other cyber-attacks. 

As technology continues to evolve, we anticipate that we will collect and store even more data in the future and that our systems 
will  increasingly  use  remote  communication  features  that  are  susceptible  to  both  willful  and  unintentional  security  breaches.  We  have 
incurred costs and expect to incur significant additional costs in order to implement security measures that we feel are appropriate to protect 

11 

our IT systems. Despite these efforts, future attacks could result in our systems or data being breached and/or damaged by computer viruses 
or  unauthorized  physical  or  electronic  access.  Such  a  breach  could  result  in  theft  of  our  intellectual  property  or  trade  secrets  and/or 
unauthorized access to controlled data and personal information stored in connection with our human resources function. In the event of a 
breach in security that allows third parties access to personal information, we are subject to a variety of ever-changing laws on a global basis 
that may require us to provide notification to the data owners, and that may subject us to lawsuits, fines and other means of regulatory 
enforcement or harm employee morale. 

Any disruption, outage or breach of our IT systems could result in interruption of our business operations, damage to our reputation 
and a loss of confidence in our security measures, all of which could adversely affect our business. In addition, if our systems are improperly 
implemented, breached, damaged or cease to function properly, we may have to make significant investments to fix or replace them. To the 
extent that any data is lost or destroyed or any confidential information is inappropriately disclosed or used, it could adversely affect our 
competitive  position  or  customer  relationships,  harm  our  business  and  possibly  lead  to  significant  claims,  liability,  or  fines based  upon 
alleged breaches of contract or applicable laws. Regulators globally are also imposing greater monetary fines for privacy violations. For 
example, in 2016, the European Union adopted a new law governing data practices and privacy called the General Data Protection Regulation 
(“GDPR”), which became effective in May 2018. The law establishes new requirements regarding the handling of personal data, and non-
compliance with the GDPR may result in monetary penalties of up to 4% of worldwide revenue. The GDPR and other changes in laws or 
regulations associated with the enhanced protection of certain types of sensitive data, such as healthcare data or other personal information, 
could increase our cost of providing our products and services. 

Changes in the tax regimes and related government policies and regulations in the countries in which we operate could adversely affect 
our results and our effective tax rate. 

As a result of our international operations, we are subject to various taxes in both U.S. and non-U.S. jurisdictions. Due to economic 
and political conditions, tax laws, regulations and rates in these various jurisdictions may be subject to significant change. Our future effective 
income tax rate could be affected by changes in the mix of earnings in countries with differing statutory tax rates, changes in the valuation 
of deferred tax assets or changes in tax laws or their interpretation. Changes to long-standing tax principles in the countries in which we 
operate could adversely affect our effective tax rate or result in higher cash tax liabilities. Increases in our effective tax rate or tax liabilities 
could have a material adverse effect on us. 

The catastrophic loss of one of our manufacturing facilities could harm our business, financial condition and results of operations. 

While  we  manufacture  our  products  in  several  facilities  and  maintain  insurance  covering  our  facilities,  including  business 
interruption insurance to mitigate losses resulting from any production interruption or shutdown caused by an insured loss, a catastrophic 
loss of the use of all or a portion of any one of our manufacturing facilities due to accident, labor issues, weather conditions, natural disaster, 
civil  unrest,  terrorist  acts,  military  conflict  and  disease  outbreaks  (including  the  outbreak  of  the  coronavirus  known  as  COVID-19),  or 
otherwise, whether short or long-term, could materially harm our business, financial condition and results of operations. Any recovery under 
our insurance policies may not offset the lost sales or increased costs that may be experienced during the disruption of operations. 

The effects of regulations relating to conflict minerals may adversely affect our business. 

In 2012, the SEC adopted rules under the Dodd-Frank Wall Street Reform and Consumer Protection Act to improve transparency 
and accountability concerning the supply of certain minerals, known as “conflict minerals”, originating from the Democratic Republic of 
Congo and adjoining countries. These rules could adversely affect the sourcing, availability and pricing of such minerals if they are found 
to be used in the manufacture of our products, as the number of suppliers who provide conflict-free minerals may be limited. In addition, we 
have incurred and expect to incur additional costs to comply with the disclosure requirements, including costs related to determining the 
source of any of the relevant minerals and metals used in our products. The Company’s supply chain is complex. As a result, we have 
encountered and continue to expect significant difficulty in determining the country of origin or the source and chain of custody for all 
“conflict minerals” used in our products and disclosing that our products are “conflict free” (meaning that they do not contain “conflict 
minerals” that directly or indirectly finance or benefit armed groups in the Democratic Republic of the Congo or an adjoining country). We 
may face reputational challenges from customers, investors or others if we are unable to verify the origins for all “conflict minerals” used in 
our products. In such event, we may also face difficulties in satisfying customers who may require that all of the components of our products 
be certified as conflict mineral free. 

12 

Environmental and health and safety liabilities and requirements could require us to incur material costs. 

We are subject to various U.S. and foreign laws and regulations relating to environmental protection and worker health and safety, 
including  those  governing discharges  of pollutants  into  the  ground,  air  and water;  the generation,  handling, use,  storage,  transportation, 
treatment and disposal of hazardous substances and waste materials; and the investigation and cleanup of contaminated properties. In certain 
cases, these regulatory requirements may limit the productive capacity of our operations. 

Environmental and health-related requirements are complex, subject to change and have tended to become more and more stringent. 
Future developments could cause us to incur various expenditures and could also subject us to fines or sanctions, obligations to investigate 
or remediate contamination or restore natural resources, liability for third party property damage or personal injury claims and the imposition 
of new permitting requirements and/or the modification or revocation of our existing operating permits, among other effects. These and other 
developments could materially harm our business, financial condition and results of operation. 

Any loss of the services of our key executives could have a material adverse impact on our operations. 

Our  success  is  highly  dependent  on  the  continued  services  of  our  management  team.  The  loss  of  services  of  one  or  more  key 

members of our senior management team could have a material adverse effect on us. 

A product warranty or product liability claim in excess of our insurance coverage, or an inability to acquire or maintain insurance at 
commercially reasonable rates, could have a material adverse effect upon our business. 

We are subject to various claims, including product warranty and product liability claims arising in the ordinary course of business, 
and may at times be a party to various legal proceedings incidental to our business. We maintain reserves and liability insurance coverage 
at levels based upon commercial norms and our historical claims experience. If we manufacture poor quality products or receive defective 
materials, we may incur unforeseen costs in excess of what we have reserved in our financial statements. A successful product warranty, 
product liability or other claim brought against us in excess of our insurance coverage, or the inability of us to acquire or maintain insurance 
at  commercially  reasonable  rates,  could  have  a  material  adverse  effect  upon  our  business,  operating  results  and  financial  condition.  In 
addition, we are subject to potential recalls of components or parts manufactured by suppliers which we purchase and incorporate into our 
towing and recovery equipment products, as well as potential recalls of our products from customers to cure manufacturing defects or in the 
event of a failure to comply with applicable regulatory standards or customers’ order specifications. Moreover, the adverse publicity that 
may result from a product liability claim, perceived or actual defect with our products or a product recall could have a material adverse effect 
on our ability to market our products successfully. 

Our stock price may fluctuate greatly as a result of the general volatility of the stock market. 

From time to time, there may be significant volatility in the market price for our common stock. Our quarterly operating results, 
changes in earnings estimated by analysts, if any, changes in general conditions in our industry or the economy or the financial markets or 
other developments affecting us, including our ability to pay dividends, could cause the market price of our common stock to fluctuate 
substantially. 

Our charter and bylaws contain anti-takeover provisions that may make it more difficult or expensive to acquire us in the future or 
may negatively affect our stock price. 

Our charter and bylaws contain restrictions that may discourage other persons from attempting to acquire control of us, including, 
without limitation, prohibitions on shareholder action by written consent and advance notice requirements regarding amendments to certain 
provisions of our charter and bylaws. In addition, our charter authorizes the issuance of up to 5,000,000 shares of preferred stock. The rights 
and preferences for any series of preferred stock may be set by the board of directors, in its sole discretion and without shareholder approval, 
and the rights and preferences of any such preferred stock may be superior to those of common stock and thus may adversely affect the rights 
of holders of common stock. 

13 

Our credit facility could restrict our ability to operate our business and failure to comply with its terms could adversely affect our 
business; our obligations to repurchase products from third-party lenders to our distributors could adversely impact our future 
revenues and financial condition. 

Our credit facility contains customary representations and warranties, events of default, and financial, affirmative and negative 
covenants for loan agreements of this kind. In addition, covenants under our current credit facility restrict our ability to pay cash dividends 
if the Company would be in violation of the minimum tangible net worth test or the leverage ratio test in the current loan agreement as a 
result of the dividend, among various restrictions. We have been in compliance with these covenants throughout 2019 and anticipate that we 
will continue to be in compliance during 2020. If we fail to comply with the requirements of our current credit facility, such non-compliance 
would result in an event of default. If not waived by the bank, such event of default would result in the acceleration of any amounts due 
under the current credit facility.  

We  also  have  certain  obligations  to  repurchase  our  products  from  third-party  lenders  if  our  distributors  should  default  in  their 
obligations to those lenders. Such repurchases could result in reduced net revenue in future periods as we resell such products and, if we are 
unable to sell the products, could adversely impact our financial condition. 

We cannot assure you that we will continue to declare dividends on our common stock. 

Our board of directors approved a dividend policy in 2011 to consider and pay quarterly dividends on our common stock subject to 
our ability to satisfy all applicable statutory requirements and our continued financial strength. While we currently intend to pay a quarterly 
dividend on shares of our common stock, to the extent that we have sufficient funds available for such purpose, the declaration, amount and 
payment of any future dividends on shares of common stock will be at the sole discretion of our board of directors and we may reduce or 
discontinue  entirely  the  payment  of  such  dividends  at  any  time.  Our  board  of  directors  may  take  into  account  general  and  economic 
conditions, our financial condition and operating results, capital requirements, restrictions in financing agreements and such other factors as 
our board of directors may deem relevant from time to time. 

ITEM 1B.    UNRESOLVED STAFF COMMENTS 

None. 

ITEM 2.    PROPERTIES 

We operate four manufacturing facilities in the United States. The facilities are located in Ooltewah (Chattanooga), Tennessee; 
Hermitage, Pennsylvania; and two in Greeneville, Tennessee. The Ooltewah plant, containing approximately 343,000 square feet, produces 
light and heavy-duty wreckers; the Hermitage plant, containing approximately 279,000 square feet, produces car carriers; and the Greeneville 
plants, containing an aggregate of approximately 210,000 square feet, produces car carriers, heavy-duty wreckers and trailers. We opened 
our free-standing R&D facility in Chattanooga in 2019, containing an aggregate of approximately 34,000 square feet, where we are pursuing 
various innovations in our products and manufacturing processes.  

Since 2015, the Company has modernized and expanded all of its domestic facilities. For a discussion of these capital projects, see 
“Executive Overview” in Item 7–“Management’s Discussion and Analysis of Financial Condition and Results of Operations,” of this Annual 
Report on Form 10-K. 

We also have two manufacturing facilities and one storage facility located in the Lorraine region of France, which have, in the 

aggregate, approximately 205,000 square feet, and manufacturing operations in Norfolk, England, with approximately 48,000 square feet. 

ITEM 3.    LEGAL PROCEEDINGS 

We are, from time to time, a party to litigation arising in the normal course of our business. Litigation is subject to various inherent 
uncertainties, and it is possible that some of these matters could be resolved unfavorably to us, which could result in substantial damages 
against us. We have established accruals for matters that are probable and reasonably estimable and maintain product liability and other 
insurance that management believes to be adequate. Management believes that any liability that may ultimately result from the resolution of 
these matters in excess of available insurance coverage and accruals will not have a material adverse effect on our consolidated financial 
position or results of operations. 

14 

ITEM 4.    MINE SAFETY DISCLOSURES 

Not applicable. 

15 

 
 
PART II 

ITEM 5.    MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER 

PURCHASES OF EQUITY SECURITIES 

Market Price of and Dividends on the Registrant’s Common Equity and Related Stockholder Matters 

Our common stock is traded on the New York Stock Exchange under the symbol “MLR.” As of February 28, 2020, there were 
approximately 435 registered holders of record of our common stock. The number of record holders does not include persons who held our 
common stock in nominee or “street name” accounts through brokers. 

The Company has paid consecutive quarterly cash dividends since May 2011.  For more information on dividends, see Note 7 to 
our Consolidated Financial Statements. Any future determination as to the payment of cash dividends will depend upon such factors as 
earnings, capital requirements, our financial condition, restrictions in financing agreements and other factors deemed relevant by our board 
of directors. Covenants under our current credit facility restrict the payment of cash dividends if the Company would be in violation of the 
minimum tangible net worth test or the leverage ratio test in the current loan agreement as a result of the dividend, among various other 
restrictions. 

Sales of Unregistered Securities 

We did not sell any unregistered securities during the year ended December 31, 2019. 

Performance Graph 

The following line graph compares the percentage change in the cumulative shareholder return of our common stock with The New 
York Stock Exchange Composite Index and the Standard & Poor’s Construction Machinery & Heavy Trucks Index over the period of time 
from December 31, 2014 through December 31, 2019. The respective returns assume reinvestment of dividends paid. 

16 

 
Miller Industries, Inc. 
NYSE Composite Index 
S&P Construction Machinery & Heavy Trucks Index 

ITEM 6.    SELECTED FINANCIAL DATA 

  12/31/2014    12/31/2015    12/31/2016    12/31/2017    12/31/2018    12/31/2019 
 179 
 128 
 148 

 130   
 105   
 131   

 105   
 94   
 74   

 124   
 118   
 151   

 127   
 102   
 105   

 100   
 100   
 100   

The following table presents selected statements of income data and selected balance sheet data on a consolidated basis. We derived 
the selected historical consolidated financial data from our audited consolidated financial statements and related notes. You should read this 
data together with Item 7–“Management’s Discussion and Analysis of Financial Condition and Results of Operations” and our consolidated 
financial statements and related notes that are a part of this Annual Report on Form 10-K. 

2019 

Year Ended December 31,  
2016 
2017 
2018 
(In thousands except per share data) 

2015 

Statements of Income Data: 

Net Sales 
Costs of operations 

Gross Profit 

Operating Expenses: 

Selling, general and administrative expenses 

Non-operating (Income) Expenses: 

Interest expense, net 
Other (income) expense, net 

Total expense, net 

Income before income taxes 
Income tax provision 
Net income 

Basic income per common share 
Diluted income per common share 
Weighted average shares outstanding: 

Basic 
Diluted 

Balance Sheet Data: 
Working capital 
Total assets 
Long-term obligations (1) 
Common shareholders’ equity 

Other Data: 
Cash dividend per common share 

  $ 818,166   $ 711,706   $  615,101   $ 601,119   $ 540,966 
   483,353 
    57,613 

   536,840  
    64,279  

   548,000  
 67,101  

   628,370  
    83,336  

   721,678  
    96,488  

    43,394  

    39,542  

 35,561  

    32,318  

    31,491 

 2,378  
 331  
    46,103  

 1,878  
 253  
    41,673  

 1,588  
 (387) 
 36,762  

 1,161  
 (277) 
    33,202  

 919 
 340 
    32,750 

    50,385  
    11,274  

    24,863 
 8,887 
  $  39,111   $  33,746   $   23,016   $  19,922   $  15,976 

    31,077  
    11,155  

    41,663  
 7,917  

 30,339  
 7,323  

  $
  $

 3.43   $
 3.43   $

 2.96   $ 
 2.96   $ 

 2.02   $
 2.02   $

 1.76   $
 1.75   $

 1.41 
 1.41 

    11,400  
    11,400  

    11,388  
    11,393  

 11,368  
 11,385  

    11,346  
    11,374  

    11,324 
    11,360 

2019 

2018 

December 31,  
2017 

2016 

2015 

  $ 163,170   $ 149,830   $  125,734   $ 119,797   $ 121,046 
   268,356 
 — 
   173,862 

   317,238  
 10,606  
   203,100  

   297,438  
 5,000  
   184,602  

   368,184  
    15,838  
   227,563  

   391,967  
 7,061  
   257,927  

2019 

2018 

December 31,  
2017 

2016 

2015 

  $ 

 0.72   $ 

 0.72   $ 

 0.72   $ 

 0.68   $ 

 0.64 

(1)  Long-term obligations consist of outstanding balances on credit facility, lease obligations, and other long-term loans, including current 

portions. Noncurrent taxes payable and deferred income tax liability are excluded. 

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ITEM 7.    MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS 

The following discussion of our results of operations and financial condition should be read in conjunction with the Consolidated 
Financial Statements and Notes thereto. Unless the context indicates otherwise, all dollar amounts in this Management’s Discussion and 
Analysis of Financial Condition and Results of Operations are in thousands. 

Executive Overview 

Miller Industries, Inc. is The World’s Largest Manufacturer of Towing and Recovery Equipment®, with domestic manufacturing 
subsidiaries in Tennessee and Pennsylvania, and foreign manufacturing subsidiaries in France and the United Kingdom. We offer a broad 
range of equipment to meet our customers’ design, capacity and cost requirements under our Century®, Vulcan®, Challenger®, Holmes®, 
Champion®, Chevron™, Eagle®, Titan®, Jige™ and Boniface™ brand names. 

Our management focuses on a variety of key indicators to monitor our overall operating and financial performance. These indicators 

include measurements of revenue, operating income, gross margin, net income, earnings per share, capital expenditures and cash flow. 

We derive revenues primarily from product sales made through our network of domestic and foreign independent distributors. Our 
revenues are sensitive to a variety of factors including general economic conditions as well as demand for, and price of, our products, our 
technological competitiveness, our reputation for providing quality products and reliable service, competition within our industry, and the 
cost and availability of raw materials (including aluminum, steel and petroleum-related products) and component parts.  

Our history of innovation in the towing and recovery industry has been an important factor behind our growth over the last decade 
and we believe that our continued emphasis on research and development will be a key factor in our future growth. Our recent domestic 
plant expansion and modernization projects have installed sophisticated robotics and implemented other advanced technologies to optimize 
our  manufacturing  processes.    We  are  in  the  process  of  implementing  an  enterprise  software  solution  which  we  expect  to  substantially 
improve our administrative efficiency and customer service levels.  We opened our free-standing R&D facility in Chattanooga in 2019, 
where we pursue various innovations in our products and manufacturing processes, some of which are intended to enhance the safety of our 
employees and reduce our environmental impact.  Our latest new product, the M100, which we believe to be the world’s largest tow truck, 
was introduced in the fall of 2019. 

All of our domestic facilities have undergone substantial expansion and modernization projects during the period 2015 to 2019, as 
we  have  invested  over  $92,000  on  property,  plant  and  equipment  over  this  five-year  period,  including  approximately  $25,000  on  our 
Pennsylvania  consolidation  and  expansion  project  and  approximately  $21,000  on  building  and  equipment  improvements  at  our  two 
Tennessee  locations.    These  projects  not  only  increased  our  production  capacity,  but  also  included  installing  sophisticated  robotics  and 
implementing other advanced technologies to optimize our manufacturing process. 

Our industry is cyclical in nature. In recent years, the overall demand for our products and resulting revenues have been positively 
affected by favorable economic conditions, such as lower fuel prices, and positive consumer sentiment in our industry. However, historically, 
the overall demand for our products and our resulting revenues have at times been negatively affected by: 

(cid:120)  wavering levels of consumer confidence; 

(cid:120) 

(cid:120) 

volatility and disruption in domestic and international capital and credit markets and the resulting decrease in the availability 
of financing, including floor plan financing, for our customers and towing operators; 

significant periodic increases in fuel and insurance costs and their negative effect on the ability of our customers to purchase 
towing and related equipment; and 

(cid:120) 

the overall effects of global, political, economic and health conditions. 

We remain concerned about the continuing effects of these factors on the towing and recovery industry, and we continue to monitor 
our overall cost structure to see that it remains in line with business conditions. Government orders were down somewhat in 2019 from the 

18 

prior  years,  due  primarily  to  the  timing  of  customer  delivery  requirements.  We  also  continue  to  be  focused  on  efforts  to  secure  new 
government orders to replace existing government projects as they are completed. 

In addition, we have been and will continue to be affected by changes in the prices that we pay for raw materials, particularly 
aluminum, steel, petroleum-related products and other raw materials, which represent a substantial part of our total cost of operations. For 
example, in 2018 the U.S. government imposed certain import tariffs and quantitative restrictions on imports of steel products and aluminum 
products, which resulted in increases in the prices we paid for these materials. We have implemented price increases on our products to 
offset price increases in the raw materials that we use. We also developed alternatives to some of the components used in our production 
process that incorporate these raw materials, and our suppliers have implemented these alternatives in the production of our component parts. 
We continue to monitor raw material prices and availability in order to more favorably position the Company in this dynamic market.  

Additionally, in early 2020, an outbreak of COVID-19 occurred in China and other jurisdictions. A prolonged outbreak of COVID-
19 could put pressure on our manufacturing capabilities and on the pricing and availability of raw materials and component parts necessary 
for  our  products.  We  are  closely  monitoring  this  developing  situation  and  the  impact  it  may  have  on  the  Company’s  supply  chain  and 
operations. 

As of December 31, 2019 and 2018, respectively, the Company owed $4,998 and $15,000 under its primary credit facility.  

Critical Accounting Policies 

Our consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States 
of America, which require us to make estimates. Certain accounting policies are deemed “critical,” as they require management’s highest 
degree of judgment, estimations and assumptions. A discussion of critical accounting policies, the judgments and uncertainties affecting 
their  application  and  the  likelihood  that  materially  different  amounts  would  be  reported  under  different  conditions  or  using  different 
assumptions follows: 

Accounts Receivable 

We extend credit to customers in the normal course of business. Collections from customers are continuously monitored and an 
allowance for doubtful accounts is maintained based on historical experience and any specific customer collection issues. While such bad 
debt expenses have historically been within expectations and the allowance established, there can be no assurance that we will continue to 
experience the same credit loss rates as in the past. 

Inventory 

Inventory costs include materials, labor and factory overhead. Inventories are stated at the lower of cost or net realizable value, 
determined on a first-in, first-out basis. Appropriate consideration is given to obsolescence, valuation and other factors in determining net 
realizable value. Revisions of these estimates could result in the need for adjustments. 

Long-Lived Assets 

Long-lived assets are reviewed for impairment whenever events or circumstances indicate that the carrying amount of these assets 
may not be fully recoverable. When a determination has been made that the carrying amount of long-lived asset may not be fully recovered, 
the amount of impairment is measured by comparing an asset’s estimated fair value to its carrying value. The determination of fair value is 
based on projected future cash flows discounted at a rate determined by management, or if available, independent appraisals or sales price 
negotiations. The estimation of fair value includes significant judgment regarding assumptions of revenue, operating costs, interest rates, 
property and equipment additions, and industry competition and general economic and business conditions among other factors. We believe 
that these estimates are reasonable; however, changes in any of these factors could affect these evaluations. Based on these estimates, we 
believe that our long-lived assets are appropriately valued. 

Goodwill 

Goodwill is tested for impairment annually or if an event or circumstance occurs that would more likely than not reduce the fair 
value  of  the  reporting  unit  below  the  carrying  amount.  Goodwill  is  reviewed  for  impairment  utilizing  a  qualitative  assessment  and,  if 

19 

necessary, a quantitative assessment. If we perform a qualitative analysis of goodwill and determine that fair value more likely than not 
exceeds the carrying value of the reporting unit, no further testing is needed. Alternatively, if we elect to utilize a quantitative assessment, 
an impairment loss would be recognized to the extent that the carrying value of the reporting unit exceeds its fair value, not to exceed the 
carrying value of the goodwill. We cannot predict the occurrence of certain events or changes in circumstances that might adversely affect 
the carrying value of goodwill. Such events might include, but are not limited to, the impact of the economic environment or a material 
change in a relationship with significant customers. 

Warranty Reserves 

We estimate expense for product warranty claims at the time products are sold. These estimates are established using historical 
information about the nature, frequency, and average cost of warranty claims. We review trends of warranty claims and take actions to 
improve product quality and minimize warranty claims. We believe the warranty reserve is adequate; however, actual claims incurred could 
differ from the original estimates, requiring adjustments to the accrual. 

Income Taxes 

Our income tax expense, deferred tax assets and liabilities for unrecognized tax benefits reflect management’s best assessment of 
estimated current and future taxes to be paid. We are subject to income taxes in both the United States and foreign jurisdictions. Significant 
judgments and estimates are required in determining the consolidated income tax expense. 

Deferred income taxes arise from temporary differences between the tax basis of assets and liabilities and their reported amounts 
in the financial statements, which will result in deductible or taxable amounts in the future. In evaluating our ability to recover our deferred 
tax  assets  within  the  jurisdiction  from  which  they  arise,  we  consider  all  available  positive  and  negative  evidence,  including  scheduled 
reversals of deferred tax liabilities, projected future taxable income, tax-planning strategies, and results of recent operations. The assumptions 
about future taxable income require significant judgment and are consistent with the plans and estimates we use to manage the underlying 
businesses. 

The calculation of our tax liabilities involves dealing with uncertainties in the application of complex tax laws and regulations in 
multiple  jurisdictions.  Accounting  Standards  Codification  (“ASC”)  740  states  that  a  tax  benefit  from  an  uncertain  tax  position  may  be 
recognized when it is more likely than not that the position will be sustained upon examination, including resolutions of any related appeals 
or litigation process, on the basis of the technical merits. 

We (1) record unrecognized tax benefits as liabilities in accordance with ASC 740 and (2) adjust these liabilities when our judgment 
changes  because  of  the  evaluation  of  new  information  not  previously  available  to  us.  Because  of  the  complexity  of  some  of  these 
uncertainties, the ultimate resolution may result in a payment that is materially different from our current estimate of the unrecognized tax 
benefit liabilities. These differences will be reflected as increases or decreases to income tax expense in the period in which new information 
is available. 

Revenues 

Under our accounting policies, revenues are recognized when obligations under the terms of a contract with a customer are satisfied. 
Generally, this occurs upon shipment, which is when control has transferred to independent distributors or other customers. From time to 
time, revenue is recognized under a bill and hold arrangement. Recognition of revenue on bill and hold arrangements occurs when control 
transfers to the customer. Our policy requires the reason for the bill and hold arrangement to be substantive, and the product to be separately 
identified as belonging to the customer, ready for physical transfer, and unavailable to be used or directed to another customer. 

Revenue is measured as the amount of consideration expected to be received in exchange for the transfer of products. Sales and 
other taxes collected concurrent with revenue-producing activities are excluded from revenue. Warranty related costs are recognized as an 
expense  at  the  time  products  are  sold.  Depending  on  the  terms  of  the  arrangement,  for  certain  contracts  the  Company  may  defer  the 
recognition of a portion of the consideration received because a future obligation has not yet been satisfied, such as an extended service 
contract. An observable stand-alone selling price for separate performance obligations or a cost plus margin approach is utilized when one 
is not available. 

20 

While we manufacture only the bodies of wreckers, which are installed on truck chassis manufactured by third parties, we frequently 
purchase truck chassis for resale to our customers. Sales of company-purchased truck chassis are included in net sales. Margin percentages 
are substantially lower on completed recovery vehicles containing company-purchased chassis. 

Foreign Currency Translation 

The functional currency for our foreign operations is the applicable local currency. The translation from the applicable foreign 
currencies to U.S. dollars is performed for balance sheet accounts using current exchange rates in effect at the balance sheet date, historical 
rates for equity and the weighted average exchange rate during the period for revenue and expense accounts. Foreign currency translation 
adjustments are included in shareholders’ equity. Intercompany transactions denominated in a currency other than the functional currency 
are remeasured into the functional currency. Gains and losses resulting from foreign currency transactions are included in other (income) 
expense, net in our consolidated statements of income. 

Results of Operations 

The  following  table  sets  forth,  for  the years  indicated,  the  components  of  the  consolidated  statements  of  income  expressed  as 

a percentage of net sales. 

Net Sales 
Costs of operations 

Gross Profit 

Operating Expenses: 

Selling, general and administrative 

Non-operating (income) expenses 

Interest expense, net 
Other (income) expense, net 

Total expenses, net 

Income before income taxes 

2019 
 100.0 %   
 88.2 %   
 11.8 %   

2018 
 100.0 %   
 88.3 %   
 11.7 %   

2017 
 100.0 % 
 89.1 % 
 10.9 % 

 5.3 %   

 5.6 %   

 5.8 % 

 0.3 %   
 — %   
 5.6 %   
 6.2 %   

 0.3 %   
 (0.1) %   
 5.8 %   
 5.9 %   

 0.3 % 
 (0.1)% 
 6.0 % 
 4.9 % 

Year Ended December 31, 2019 Compared to Year Ended December 31, 2018  

Net sales were $818,166 for the year ended December 31, 2019, compared to $711,706 for the year ended December 31, 2018, an 
increase of 15.0%. The increase in revenue was primarily attributable to increased demand levels driven by continued strong economic 
conditions and positive consumer sentiment in both domestic and international markets. Net domestic sales increased during the period from 
$574,806 to $697,002, and net foreign sales decreased from $136,900 to $121,164 during the same period. The increase in domestic sales in 
response to continued strong demand was facilitated by the production capabilities gained from our capital projects completed in recent 
years at all of our domestic facilities.  The decrease in foreign sales was primarily due to a shift in production and deliveries from government 
orders and other foreign customers to domestic customers due to the timing of customer requirements. 

Costs  of  operations  increased  14.8%  to  $721,678  for  the year  ended  December 31,  2019  from  $628,370  for  the year  ended 
December 31, 2018, which was attributable to increased production resulting from the strong demand levels. Overall, costs of operations as 
a percentage of net sales decreased from 88.3% for the year ended December 31, 2018 to 88.2% for the year ended December 31, 2019, 
primarily due to product mix and continued efforts to increase production efficiencies and monitor costs while meeting customer demand. 

Selling, general and administrative expenses for the year ended December 31, 2019 increased to $43,394 from $39,542 for the year 
ended December 31, 2018, primarily due to increases in marketing and sales-related expenses, software licensing fees, salary and bonus 
related expenses, and other professional fees. As a percentage of net sales, selling, general and administrative expenses decreased to 5.3% 
for 2019 from 5.6% for 2018, primarily due to efficiencies gained from our recently completed capital projects and a continual focus on the 
enhancement of production capabilities. 

21 

 
 
 
 
 
 
 
 
 
     
     
     
  
  
  
  
  
     
     
    
  
  
     
     
    
  
  
  
  
 
Interest expense, net increased to $2,378 for the year ended December 31, 2019 from $1,878 for the year ended December 31, 2018. 
Increases in interest expense, net were primarily due to increases in interest on distributor floor planning, increases in interest to chassis 
suppliers, and increased credit facility borrowing levels under the credit facility during the first half of 2019. 

When the Company has transactions that are denominated in a currency other than its functional currency, the Company is exposed 
to foreign currency transaction risk and must record gains and losses through other (income) expense when the related balance sheet items 
are remeasured in the functional currency of the Company. Other (income) expense, net is composed primarily of these foreign currency 
exchange gains and losses, with the remainder being composed of gains and losses on disposals of equipment. The Company experienced a 
net foreign currency exchange loss of $274 for 2019 compared to a net exchange loss of $97 for 2018. 

The provision for income taxes for the years ended December 31, 2019 and 2018 reflects a combined federal, state and foreign tax 
rate of 22.4% and 19.0%, respectively, which corresponds to a tax provision of $11,274 for 2019 as compared to $7,917 for 2018. Our tax 
rate in 2019 compares unfavorably to 2018 primarily due to a favorable adjustment to the deemed repatriation tax liability in 2018 that was 
paid  in  2018  and  no  longer  applies  to  current  and  future  tax  periods.  For  more  information  on  the  effective  tax  rate,  see  Note 6  to  our 
Consolidated Financial Statements. 

Year Ended December 31, 2018 Compared to Year Ended December 31, 2017 

For a comparison of the 2018 to 2017 reporting periods, see Part II, Item 7. Management’s Discussion and Analysis of Financial 
Condition and Results of Operations - “Results of Operations - Year Ended December 31, 2018 Compared to Year Ended December 31, 
2017” of our Annual Report on Form 10-K filed on March 6, 2019 for the fiscal year ended December 31, 2018. 

Liquidity and Capital Resources 

Cash provided by operating activities during 2019 was $35,132, compared to $21,897 provided during 2018. Cash provided by 
operating activities is generally attributable to the receipt of payments from our customers as settlement of their contractual obligation once 
we have fulfilled all performance obligations related to our contracts with them. These cash receipts are netted with payments for purchases 
of inventory, payments for materials used in manufacturing, and other payments that are necessary in the ordinary course of our operations, 
such as those for utilities and taxes. Cash from operations in 2019 was favorably impacted by increases in revenue growth resulting from 
our incremental increases in production capacities and favorable changes in inventory levels. During 2019, we have largely used available 
cash flow from operations to pay for capital expenditures, to pay dividends and to repay debt under our credit facility. Cash from operations 
in 2018 was favorably impacted by increases in production and gross profit margin, partially offset by timing differences between revenue 
recognition and cash receipts from customers.  

Cash used in investing activities during 2019 was $17,063, compared to $13,201 used during 2018. The cash used in investing 

activities for 2019 and 2018 was primarily for the purchase of property, plant and equipment relating to capital projects. 

Cash used in financing activities during 2019 was $18,597, compared to $2,965 used during 2018. The cash used in financing 
activities in 2019 was primarily attributable to net payments on the credit facility of $10,002, dividend payments of $8,208, net payments 
on our French subsidiary’s loan of $367, and an immaterial amount of payments on finance lease obligations. The cash used in financing 
activities  in  2018  was primarily  attributable  to dividend  payments of  $8,200, partially offset by net  borrowings  on  the  credit  facility of 
$5,000, exercises of stock options, and a small amount of net proceeds from our French subsidiary’s loan. The borrowings in 2018 under the 
credit facility were primarily used to finance working capital and various capital expenditure projects.  

As of December 31, 2019, we had cash and cash equivalents of $26,072. Our primary cash requirements include working capital, 
capital expenditures, the funding of any declared cash dividends and principal and interest payments on indebtedness. At December 31, 
2019, we had commitments of approximately $3,583 for the acquisition of property and equipment and approximately $8,430 in software 
license fees. We expect our primary sources of cash to be cash flow from operations and cash and cash equivalents on hand at December 31, 
2019, with additional borrowings under our credit facility being available as needed. We expect these sources to be sufficient to satisfy our 
cash needs during 2019 and for the next several years. However, our ability to satisfy our cash needs will substantially depend upon a number 
of factors including our future operating performance, taking into account the economic, regulatory and other factors discussed above and 
elsewhere in this Annual Report, as well as financial, business and other factors, many of which are beyond our control. 

22 

At December 31, 2019 and 2018, $18,103 and $15,815, respectively, of the Company’s cash and temporary investments were held 
by foreign subsidiaries based in the local currency. We do not currently have plans to repatriate undistributed foreign earnings to the United 
States and have not determined any timeline or amount for any such future distributions. 

During 2018, the Company completed the construction of an administrative building at its Ooltewah, Tennessee facility. During 
2019, in addition to investments in manufacturing equipment technology, the Company purchased a facility in Chattanooga to be used in 
research  and  development  and  other  various  other  activities.    Total  expenditures  on  these  capital  projects  during  2018  and  2019  were 
approximately $4,219.  

For a discussion of the 2017 reporting period, see Part II, Item 7. Management’s Discussion and Analysis of Financial Condition 
and Results of Operations - “Liquidity and Capital Resources” of our Annual Report on Form 10-K filed on March 6, 2019 for the fiscal 
year ended December 31, 2018. 

Contractual Obligations 

The following is a summary of our contractual obligations as of December 31, 2019. 

Payment Due By Period (in thousands) 

Contractual Obligations (1)(2) 
Operating and Finance Lease Obligations 
Purchase Obligations (2) 
Revolving Credit Facility 
Other Long-term Obligations 
Software License Fees 
Capital Projects (3) 
Total 

1-3 years   

3-5 years   

Total 
 1,868   $ 

  $ 

      Less than        
1 year 

 404   $ 

    51,313  
 4,998  
 368  
 8,430  
 3,583  

    51,313  
 —  
 368  
 3,000  
 3,583  

  $  70,560   $  58,668   $ 

 687   $ 
 —  
 4,998  
 —  
 2,172  
 —  
 7,857   $ 

     More than 

 487   $ 
 —  
 —  
 —  
 2,172  
 —  

5 years 
 290 
 — 
 — 
 — 
 1,086 
 — 
 2,659   $  1,376 

(1)  Amounts do not include potential contingent obligations of $73,958 under repurchase commitments with third-party lenders in the event 

of independent distributor customer default. 

(2)  Purchase obligations represent open purchase orders for raw materials and other components issued in the normal course of business. 

(3)  Represents commitments to various capital projects and equipment acquisitions. 

Credit Facility and Other Obligations 

Credit Facility 

On December 20,  2018, we amended  and restated  our  loan  agreement with  First  Tennessee  Bank  National Association,  which 
governs our existing $50,000 unsecured revolving credit facility, to (i) renew and extend the maturity date to May 31, 2022 and make certain 
other conforming changes, (ii) reduce the interest rate on outstanding loans from one month LIBOR rate plus 150 basis points to one month 
LIBOR rate plus an applicable margin of either 1.00% or 1.25% depending on the Company’s Leverage Ratio (as such term is defined in 
the  amended  and  restated  master  revolving credit note), which margin adjusts periodically  from  time  to  time based  on  changes  in  such 
Leverage Ratio, and make certain other changes to the interest rate provisions, (iii) amend the tangible net worth covenant to increase the 
minimum required compliance level thereunder from $130,000 to $160,000 (the Company’s tangible net worth at December 31, 2019 was 
approximately $246,000) and (iv) modify certain definitions and other terms thereof. The credit facility contains customary representations 
and warranties, events of default, and financial, affirmative and negative covenants for loan agreements of this kind. Covenants under the 
credit facility restrict the payment of cash dividends if the Company would be in violation of the minimum tangible net worth test or the 
leverage ratio test in the current loan agreement as a result of the dividend, among various restrictions. We have been in compliance with 
these covenants throughout 2018 and 2019. In the absence of a default, all borrowings under the credit facility bear interest at the LIBOR 
Rate plus 1.00% or 1.25% per annum. The Company will pay a non-usage fee under the current loan agreement at a rate per annum equal to 
between 0.15% and 0.35% of the unused amount of the credit facility, which fee is paid quarterly. 

23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
 
      
 
 
 
 
 
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
 
 
 
 
 
 
  
  
  
  
  
 
Outstanding Borrowings 

As of December 31, 2019, the Company owed $4,998 under the credit facility. As of December 31, 2018, the Company owed 
$15,000 under the credit facility. The borrowings under the credit facility in 2018 were primarily used to finance working capital and various 
capital expenditure projects.  

Our French subsidiary, Jige International S.A., has an agreement with Banque Européenne du Crédit Mutuel for an unsecured fixed 
rate loan with a maturity date of September 30, 2020. All borrowings under this loan bear interest at 0.3% per annum. At December 31, 
2019, the Company had $368 in outstanding borrowings under the loan agreement, all of which was classified as long-term obligations due 
within one year on the consolidated balance sheets. At December 31, 2018, the Company had $760 in outstanding borrowings under the loan 
agreement, of which $475 and $285 were classified as long-term obligations and long-term obligations due within one year, respectively, on 
the consolidated balance sheets. These borrowings are being used primarily for the purchase of land and routine repairs to the operating 
facilities in France. The loan agreement contains no material covenants. 

Interest Rate Sensitivity 

Changes  in  interest  rates  affect  the  interest  paid  on  indebtedness  under  our  credit  facility  because  the  outstanding  amounts  of 
indebtedness under our current credit facility are subject to variable interest rates. Under our credit facility, the non-default rate of interest 
is equal to the LIBOR Market Index Rate plus 1.00% or 1.25% per annum, depending on our leverage ratio (for a rate of interest of 2.76% 
at December 31, 2019). A one percent change in the interest rate on our variable-rate debt would not have materially impacted our financial 
position, results of operations or cash flows for the year ended December 31, 2019. 

Other Long-Term Obligations 

Prior to applying a discount rate to our lease liabilities, we had approximately $1,807 in non-cancellable operating lease obligations 
and $61 in non-cancellable finance lease obligations at December 31, 2019.  Leases with original contractual terms less than one year were 
excluded from non-cancellable lease obligations. 

We are in the process of implementing an enterprise software solution which we expect to substantially improve our administrative 
efficiency and customer service levels.  We have $8,430 in remaining contractual payments under our agreement with the software provider, 
which extends through 2025. 

Recent Accounting Pronouncements 

Recently Issued Standards 

In December 2019, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Updated (“ASU”) 2019-12 
Income Taxes (Topic 740), which among other things will require the Company to recognize franchise tax that is partially based on income 
as an income-based tax.  The update will be effective for financial statements issued for annual periods, and interim periods within these 
annual periods, beginning after December 15, 2020, with early adoption permitted. The Company plans to apply the amendments in the 
update  on  a  modified  retrospective  basis.    The  adoption  of  this  update  will  not  have  a  material  impact  on  the  Company’s  consolidated 
financial statements and related disclosures. 

In August 2018, the FASB issued ASU 2018-15 Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40) to 
align the requirements for capitalizing implementation costs incurred in cloud computing arrangements that are service contracts with the 
requirements for  capitalizing  implementation  costs  incurred  to develop or  obtain  internal-use  software.  The  update will  be  effective  for 
financial statements issued for annual periods, and interim periods within these annual periods, beginning after December 15, 2019, with 
early adoption permitted. The Company plans to apply the amendments in the update prospectively to all implementation costs incurred after 
the date of the adoption. The adoption of this update will not have a material impact on the Company’s consolidated financial statements 
and related disclosures. 

24 

Recently Adopted Standards 

During  the  first  quarter  of  2019,  the  Company  adopted  ASU  2016-02  Leases  (Topic  842).  The  FASB  issued  ASU  2016-02  to 
improve financial reporting on leasing transactions. The update affects all companies that lease assets. The amendments require lessees to 
recognize on the balance sheet the assets and liabilities for the rights and obligations created by lease agreements with terms greater than 
twelve months. Companies are also required to provide disclosures designed to enable users of financial statements to understand the amount, 
timing, and uncertainty of cash flows arising from leases. These disclosures include qualitative and quantitative requirements concerning 
additional information about the amounts recorded in the financial statements. The Company elected the package of practical expedients 
permitted  by  ASC  Topic  842. Accordingly,  the  Company  accounted  for  its  existing  operating  leases  as  operating  leases  under  the  new 
guidance without reassessing whether the contracts contained a lease under ASC Topic 842 or whether classification of the operating leases 
would be different in accordance with ASC Topic 842. In the same manner, the company will not reassess the allocation of initial direct 
costs on existing leases. The Company also elected to not allocate consideration between lease and non-lease components. The amendments 
were adopted by the Company in the first quarter of 2019 by applying the modified retrospective approach and making a cumulative-effect 
adjustment to the opening balance of retained earnings at January 1, 2019. The cumulative effect adjustment to the consolidated balance 
sheets as of January 1, 2019 was as follows: 

Assets 

Right-of-use assets - operating leases 

Liabilities and Shareholders’ Equity 

Current portion of operating lease obligation 
Noncurrent portion of operating lease obligation 
Deferred income tax liabilities 
Accumulated surplus 

Balance at 
      December 31, 2018       

Cumulative Effect 
Adjustment 

Balance at 

      January 1, 2019 

  $ 

 —   $ 

 2,268   $ 

 2,268 

 —  
 —  
 1,700  
 81,354  

 1,358  
 905  
 1  
 4  

 1,358 
 905 
 1,701 
 81,358 

ITEM 7A.    QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

In the normal course of our business, we are exposed to market risk from changes in interest rates and foreign currency exchange 
rates that could impact our results of operations and financial position. Unless the context indicates otherwise, all dollar amounts in this 
“Item 7A. Quantitative and Qualitative Disclosures About Market Risk” are in thousands. 

Interest Rate Risk 

Changes in interest rates affect the interest paid on indebtedness under our current credit facility because the outstanding amounts 
of indebtedness under our current credit facility are subject to variable interest rates. Under our current credit facility, the non-default rate 
of interest is equal to the LIBOR Market Index Rate plus 1.00% or 1.25% per annum, depending on our leverage ratio (for a rate of interest 
of 2.76% at December 31, 2019). A one percent change in the interest rate on our variable-rate debt would not have materially impacted our 
financial position, results of operations or cash flows for the year ended December 31, 2019. 

Foreign Currency Risk 

We are subject to risk arising from changes in foreign currency exchange rates related to our international operations in Europe. 
We manage our exposure to our foreign currency exchange rate risk through our regular operating and financing activities. Additionally, 
from time to time, we enter into certain forward foreign currency exchange contracts. 

During the years ended December 31, 2019, 2018, and 2017 the impact of foreign currency exchange rate changes on our results 

of operations and cash flows was a net foreign currency exchange loss of $274, $97, and $221, respectively. 

Because we report in U.S. dollars on a consolidated basis, foreign currency exchange fluctuations could have a translation impact 
on our financial position. During 2019, we recognized a $693 decrease in our foreign currency translation adjustment account because of 

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
  
 
 
 
 
 
  
    
  
    
  
   
 
  
  
  
 
 
 
 
 
  
  
  
 
  
  
  
 
 
the strengthening of the U.S. dollar against certain foreign currencies, primarily the euro, compared to a decrease of $965 during 2018 and 
an increase of $3,374 during 2017. 

ITEM 8.    FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

The response to this item is included in Part IV, Item 15 of this Report. 

ITEM 9.    CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL 

DISCLOSURE 

None. 

26 

 
 
 
ITEM 9A.  CONTROLS AND PROCEDURES 

Disclosure Controls and Procedures 

We  carried  out  an  evaluation,  under  the  supervision  and  with  the  participation  of  our  management,  including  our  Co-Chief 
Executive Officers and our Chief Financial Officer, of the effectiveness of the design and operation of our disclosure controls and procedures, 
as defined in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as of the end of the period covered by this report. 
Based upon this evaluation, our Co-Chief Executive Officers and our Chief Financial Officer have concluded that the disclosure controls 
and procedures were effective as of the end of the period covered by this Annual Report to ensure that information required to be disclosed 
in our reports that we file or submit under the Exchange Act are recorded, processed, summarized and reported within the time periods 
specified in Securities and Exchange Commission rules and forms. 

Changes in Internal Control over Financial Reporting 

There were no significant changes in our internal control over financial reporting that occurred during our most recent fiscal quarter 

that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting 

Management’s Report on Internal Control over Financial Reporting 

Management  is  responsible  for  establishing  and  maintaining  adequate  internal  control  over  financial  reporting  (as  defined  in 
Rules 13a-15(f) and  15d-15(f) under  the  Exchange  Act).  Our  internal  control  over  financial  reporting  is  a  process  designed  to  provide 
reasonable assurance regarding the reliability of financial reporting and the preparation of consolidated financial statements for external 
purposes in accordance with accounting principles generally accepted in the United States of America. The Company’s internal control over 
financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately 
and  fairly  reflect  the  transactions  and  dispositions  of  the  assets  of  the  Company;  (2) provide  reasonable  assurance  that  transactions  are 
recorded as necessary to permit preparation of consolidated financial statements in accordance with U.S. generally accepted accounting 
principles, and that receipts and expenditures of the Company are being made only in accordance with authorizations of management and 
directors of the Company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, 
or disposition of the Company’s assets that could have a material effect on the consolidated financial statements. 

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may be inadequate because of changes in 
conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

Management conducted an evaluation of the effectiveness of our internal control over financial reporting as of December 31, 2019. 
In  making  this  assessment,  management  used  the  criteria  set  forth  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway 
Commission in “Internal Control—Integrated Framework” (2013). Based on our assessment under those criteria, we concluded that, as of 
December 31, 2019, we maintained effective internal control over financial reporting. 

Elliott Davis, LLC, the independent registered public accounting firm who audited the Company’s consolidated financial statements 
included  in  this  report,  has  issued  an  audit  report  on  the  effectiveness  of  the  Company’s  internal  control  over  financial  reporting  as  of 
December 31, 2019, which appears herein. 

March 4, 2020 

27 

 
 
Report of Independent Registered Public Accounting Firm 

To the Shareholders and the Board of Directors of Miller Industries, Inc.: 

Opinion on the Internal Control Over Financial Reporting 

We  have  audited  Miller  Industries, Inc.’s  and  its  subsidiaries  (the  Company)  internal  control  over  financial  reporting  as  of 
December 31,  2019,  based  on  criteria  established  in  Internal  Control —  Integrated  Framework  issued  by  the  Committee  of  Sponsoring 
Organizations of the Treadway Commission in 2013. In our opinion, the Company maintained, in all material respects, effective internal 
control over financial reporting as of December 31, 2019, based on the criteria established in Internal Control — Integrated Framework 
issued by the Committee of Sponsoring Organizations of the Treadway Commission in 2013. 

We  have  also  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United  States) 
(PCAOB), the consolidated balance sheets as of December 31, 2019 and 2018, the related consolidated statements of income, comprehensive 
income, shareholders’ equity and cash flows for each of the three years in the period ended December 31, 2019, and the related notes to the 
consolidated  financial  statements  and  financial  statement  schedule  listed  in  the  index  at  Item 15,  of  the  Company  and  our  report  dated 
March 4, 2020, expressed an unqualified opinion. 

Basis for Opinion 

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment 
of the effectiveness of internal control over financial reporting in the accompanying Management’s Report on Internal Control over Financial 
Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting based on our audit. We are 
a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with 
U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. 
Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, 
and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk. Our audit also included 
performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis 
for our opinion. 

Definition and Limitations of Internal Control Over Financial Reporting 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability 
of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting 
principles. A company’s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance 
of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide 
reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally 
accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of 
management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized 
acquisition, use or disposition of the company’s assets that could have a material effect on the financial statements. 

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also, 
projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become  inadequate  because  of 
changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

/s/ Elliott Davis, LLC 
Chattanooga, Tennessee 
March 4, 2020 

28 

  
  
  
 
 
 
 
ITEM 9B.  OTHER INFORMATION 

None. 

ITEM 10.  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

PART III 

The Proxy Statement for our Annual Meeting of Shareholders, to be filed with the Securities and Exchange Commission pursuant 
to Regulation 14A not later than 120 days after the end of our 2019 fiscal year, will contain information relating to our directors and audit 
committee, compliance with Section 16(a) of the Exchange Act (if there are any applicable delinquencies to report), and our code of ethics 
applicable  to  our  chief  executive,  financial  and  accounting  officers, which  information  is  incorporated  by  reference  herein.  Information 
relating to our executive officers is included in Part I, Item 1 of this report. 

ITEM 11.  EXECUTIVE COMPENSATION 

The Proxy Statement for our Annual Meeting of Shareholders, to be filed with the Securities and Exchange Commission pursuant 
to Regulation 14A not later than 120 days after the end of our 2019 fiscal year, will contain our compensation committee report, information 
relating  to  director  and  executive  officer  compensation  and  information  relating  to  compensation  committee  interlocks  and  insider 
participation, each of which is incorporated by reference herein. 

ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED 

STOCKHOLDER MATTERS 

The Proxy Statement for our Annual Meeting of Shareholders, to be filed with the Securities and Exchange Commission pursuant 
to Regulation 14A not later than 120 days after the end of our 2019 fiscal year, will contain information relating to security ownership of 
certain beneficial owners and management, which information is incorporated by reference herein. 

The Proxy Statement will also contain information relating to our equity compensation plans, which information is incorporated by 

reference herein. 

ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE 

The Proxy Statement for our Annual Meeting of Shareholders, to be filed with the Securities and Exchange Commission pursuant 
to Regulation 14A not later than 120 days after the end of our 2019 fiscal year, will contain information relating to certain relationships and 
related transactions between us and certain of our directors and executive officers, which information is incorporated by reference herein. 

ITEM 14.  PRINCIPAL ACCOUNTING FEES AND SERVICES 

The Proxy Statement for our Annual Meeting of Shareholders, to be filed with the Securities and Exchange Commission pursuant 
to Regulation 14A not later than 120 days after the end of our 2019 fiscal year, will contain information relating to the fees charged and 
services provided by Elliott Davis, LLC (f/k/a Elliott Davis Decosimo, LLC), our principal accountants, and our pre-approval policy and 
procedures for audit and non-audit services, which information is incorporated by reference into this report. 

PART IV 

ITEM 15.  EXHIBITS, FINANCIAL STATEMENT SCHEDULES 

(a) 

The following documents are filed as part of this Report: 

1. 

Financial Statements 

29 

Description 

Report of Independent Registered Public Accounting Firm 

Consolidated Balance Sheets as of December 31, 2019 and 2018 

Consolidated Statements of Income for the years ended December 31, 2019, 2018 and 2017 

Consolidated Statements of Comprehensive Income for the years ended December 31, 2019, 2018 and 2017 

Consolidated Statements of Shareholders’ Equity for the years ended December 31, 2019, 2018 and 2017 

Consolidated Statements of Cash Flows for the years ended December 31, 2019, 2018 and 2017 

Notes to Consolidated Financial Statements 

2. 

Financial Statement Schedules 

Page 
Number 
in Report 

F-2 

F-3 

F-4 

F-5 

F-6 

F-7 

F-8 

The following Financial Statement Schedule for the Registrant is filed as part of this Report and should be read in conjunction with 

the Consolidated Financial Statements: 

Description 

Schedule II - Valuation and Qualifying Accounts 

Page 
Number 
in Report 

F-21 

All schedules, except those set forth above, have been omitted since the information required is included in the financial statements 

or notes or have been omitted as not applicable or not required. 

3. 

Exhibits 

The following exhibits are required to be filed with this Report by Item 601 of Regulation S-K: 

Description 

3.1 

  Charter, as amended, of the Registrant 

3.2 

  Second Amended and Restated Bylaws of the 

Registrant 

4.1 

  Description of the Registrant’s Securities*  

Incorporated 
by Reference 
to Registration 
File Number 

Form or 
Report 

      Date of Report       

— 

— 

Form 10-K   

April 22, 2002   

Form 10-K   

March 6, 2019   

Exhibit 
Number in 
Report 

3.1 

3.2 

10.1 

  Form of Noncompetition Agreement between the 
Registrant and certain officers of the Registrant 

33-79430 

S-1 

August 1994 

10.28 

30 

     
  
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
 
 
 
  
  
    
  
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.2 

  Form of Indemnification Agreement by and 

Description 

between the Registrant and each of Theodore H. 
Ashford, III, Jeffrey I. Badgley, A. Russell 
Chandler, III, Frank Madonia, William G. Miller, 
William G. Miller, II, Josias W. Reyneke, Leigh 
Walton, Deborah L. Whitmire, and Richard H. 
Roberts ** 

10.3 

  Miller Industries, Inc. 2005 Equity Incentive 

Plan** 

10.4 

  2013 Non-Employee Director Stock Plan** 

10.5 

  Amendment No. 1 to Miller Industries, Inc. 2013 

Non-Employee Director Stock Plan** 

10.6 

  Amended and Restated Loan Agreement, dated as 
of April 5, 2017, by and among the Registrant, 
certain of the Registrant’s wholly-owned 
subsidiaries, and First Tennessee Bank National 
Association 

Incorporated 
by Reference 
to Registration 
File Number 
— 

Form or 
Report 
Form 10-Q   

      Date of Report       
September 14, 
1998 

Exhibit 
Number in 
Report 
10 

— 

— 

— 

— 

Schedule 
14A 

Schedule 
14A 

May 2, 2005 

Annex B 

April 22, 2013   

Annex A 

Form 8-K   

March 15, 2017   

10.1 

Form 8-K   

April 11, 2017   

10.1 

10.7 

  Amended and Restated Master Revolving Credit 

— 

Form 8-K   

April 11, 2017   

10.2 

Note dated as of April 5, 2017 from the Registrant 
payable to First Tennessee Bank National 
Association 

10.8 

  Miller Industries, Inc. 2016 Stock Incentive Plan 

** 

10.9 

  Amended and Restated Loan Agreement, dated as 
of July 19, 2018, by and among the Registrant, 
certain of the Registrant’s wholly-owned 
subsidiaries, and First Tennessee Bank National 
Association 

— 

— 

Schedule 
14A 

April 19, 2017   

Appendix A 

Form 8-K   

July 25, 2018 

10.1 

10.10   Amended and Restated Master Revolving Credit 

— 

Form 8-K   

July 25, 2018 

10.2 

Note dated as of July 19, 2018 from the Registrant 
payable to First Tennessee Bank National 
Association 

10.11   Amended and Restated Loan Agreement, dated as 
of December 20, 2018, by and among the 
Registrant, certain of the Registrant’s wholly-
owned subsidiaries, and First Tennessee Bank 
National Association 

— 

Form 8-K   

December 26, 
2018 

10.1 

31 

 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Incorporated 
by Reference 
to Registration 
File Number 
— 

Form or 
Report 
Form 8-K   

      Date of Report       
December 26, 
2018 

Exhibit 
Number in 
Report 
10.2 

Description 

10.12   Amended and Restated Master Revolving Credit 

Note dated as of December 20, 2018 from the 
Registrant payable to First Tennessee Bank 
National Association 

21 

  Subsidiaries of the Registrant* 

23.1 

  Consent of Elliott Davis, LLC* 

24 

  Power of Attorney (see signature page)(cid:13) 

31.1 

  Certification Pursuant to Rules 

13a-14(a)/15d-14(a) by Co-Chief Executive 
Officer* 

31.2 

  Certification Pursuant to Rules 

13a-14(a)/15d-14(a) by Co-Chief Executive 
Officer* 

31.3 

  Certification Pursuant to Rule 13a-14(a)/15d-14(a) 

by Chief Financial Officer* 

32.1 

  Certification Pursuant to Section 1350 of Chapter 
63 of Title 18 of United States Code by Co-Chief 
Executive Officer± 

32.2 

  Certification Pursuant to Section 1350 of Chapter 
63 of Title 18 of United States Code by Co-Chief 
Executive Officer± 

32.3 

  Certification Pursuant to Section 1350 of Chapter 
63 of Title 18 of United States Code by Chief 
Financial Officer± 

32 

 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Incorporated 
by Reference 
to Registration 
File Number 

Form or 
Report 

      Date of Report       

Exhibit 
Number in 
Report 

101 

  The following financial information from Miller 

Description 

Industries, Inc.’s Annual Report on Form 10-K for 
the year ended December 31, 2019, formatted in 
XBRL (eXtensible Business Reporting 
Language): (i) Consolidated Balance Sheets as of 
December 31, 2019 and December 31, 2018, (ii) 
Consolidated Statements of Income for the years 
ended December 31, 2019, 2018 and 2017, (iii) 
Consolidated Statements of Comprehensive 
Income for the years ended December 31, 2019, 
2018 and 2017, (iv) Consolidated Statements of 
Shareholder’s Equity for the years ended 
December 31, 2019, 2018 and 2017, (v) 
Consolidated Statements of Cash Flows for the 
years ended December 31, 2019, 2018 and 2017, 
and (vi) the Notes to Consolidated Financial 
Statements.* 

*  Filed herewith. 

±  Exhibit is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subjected to 
the liabilities of that Section. This exhibit shall not be incorporated by reference into any given registration statement or other 
document pursuant to the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such a 
filing. 

**  Management contract or compensatory plan or arrangement. 

(b)  The Registrant hereby files as exhibits to this Report the exhibits set forth in Item 15(a)3 hereof. 

(c)  The Registrant hereby files as financial statement schedules to this Report the financial statement schedules set forth in Item 15(a)2 

hereof. 

ITEM 16.  FORM 10-K SUMMARY 

None. 

33 

 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
 
 
 
 
 
 
 
 
 
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INDEX TO CONSOLIDATED FINANCIAL STATEMENTS 

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

CONSOLIDATED BALANCE SHEETS DECEMBER 31, 2019 AND 2018 

CONSOLIDATED STATEMENTS OF INCOME FOR THE YEARS ENDED DECEMBER 31, 2019, 2018 AND 2017 

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME FOR THE YEARS ENDED DECEMBER 31, 2019, 
2018 AND 2017 

CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY FOR THE YEARS ENDED DECEMBER 31, 2019, 
2018 AND 2017 

CONSOLIDATED STATEMENTS OF CASH FLOWS FOR THE YEARS ENDED DECEMBER 31, 2019, 2018 AND 2017 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

SCHEDULE II –VALUATION AND QUALIFYING ACCOUNTS 

F-2

F-3

F-4

F-5

F-6

F-7

F-8

F-21

F-1 

 
 
 
 
 
 
  
  
  
  
  
  
  
 
 
 
 
Report of Independent Registered Public Accounting Firm 

To the Shareholders and the Board of Directors of Miller Industries, Inc.: 

Opinion on the Financial Statements 

We have audited the accompanying consolidated balance sheets of Miller Industries, Inc. and its subsidiaries (the Company) as of 
December 31, 2019 and 2018, the related consolidated statements of income, comprehensive income, shareholders’ equity and cash flows 
for each of the three years in the period ended December 31, 2019, and the related notes to the consolidated financial statements and financial 
statement schedule listed in the index at Item 15 (collectively, the financial statements). In our opinion, the financial statements present 
fairly, in all material respects, the financial position of the Company as of December 31, 2019 and 2018, and the results of its operations and 
its cash flows for each of the three years in the period ended December 31, 2019, in conformity with accounting principles generally accepted 
in the United States of America. 

We  have  also  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United  States) 
(PCAOB),  the  Company’s  internal  control  over  financial  reporting  as  of  December 31,  2019,  based  on  criteria  established  in  Internal 
Control — Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission in 2013, and our 
report dated March 4, 2020 expressed an unqualified opinion on the effectiveness of the Company’s internal control over financial reporting. 

Basis for Opinion 

These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the 
Company’s financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required to be 
independent with respect to the Company in accordance with U.S. federal securities laws and the applicable rules and regulations of the 
Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audits to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. 
Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or 
fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the 
amounts  and  disclosures  in  the  financial  statements.  Our  audits  also  included  evaluating  the  accounting  principles  used  and  significant 
estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide 
a reasonable basis for our opinion. 

We have served as the Company’s auditor since 2003. 

/s/ Elliott Davis, LLC 

Chattanooga, Tennessee 
March 4, 2020 

F-2 

 
 
  
  
  
  
  
  
  
  
 
 
 
 
MILLER INDUSTRIES, INC. AND SUBSIDIARIES 

CONSOLIDATED BALANCE SHEETS 
DECEMBER 31, 2019 AND 2018 

(In thousands, except share data) 

ASSETS 
CURRENT ASSETS: 

Cash and temporary investments 
Accounts receivable, net of allowance for doubtful accounts of $1,106 and $1,112 at 
December 31, 2019 and December 31, 2018, respectively 
Inventories, net 
Prepaid expenses 

Total current assets 

NONCURRENT ASSETS: 

Property, plant and equipment, net 
Right-of-use assets - operating leases 
Goodwill 
Other assets 

TOTAL ASSETS 

LIABILITIES AND SHAREHOLDERS’ EQUITY 
CURRENT LIABILITIES: 

Accounts payable 
Accrued liabilities 
Current portion of operating lease obligation 
Current portion of finance lease obligation 
Long-term obligations due within one year 

Total current liabilities 

NONCURRENT LIABILITIES 

Long-term obligations 
Noncurrent portion of operating lease obligation 
Noncurrent portion of finance lease obligation 
Deferred income tax liabilities 

Total liabilities 

2019 

2018 

$ 

 26,072  

$ 

 27,037 

$ 

$ 

$ 

$ 

 168,619  
 87,965  
 4,796  
 287,452  

 90,735  
 1,640  
 11,619  
 521  
 391,967  

 95,750  
 27,813  
 330  
 21  
 368  
 124,282  

 4,998  
 1,307  
 37  
 3,416  
 134,040  

 149,142 
 93,767 
 3,272 
 273,218 

 82,850 
 — 
 11,619 
 497 
 368,184 

 98,220 
 24,863 
 — 
 20 
 285 
 123,388 

 15,475 
 — 
 58 
 1,700 
 140,621 

COMMITMENTS AND CONTINGENCIES (Notes 6 and 7) 

SHAREHOLDERS’ EQUITY: 

Preferred stock, $0.01 par value; 5,000,000 shares authorized, none issued or outstanding 
Common stock, $0.01 par value; 100,000,000 shares authorized, 11,400,102 and 11,394,546, 
outstanding at December 31, 2019 and December 31, 2018, respectively 
Additional paid-in capital 
Accumulated surplus 
Accumulated other comprehensive loss 

Total shareholders’ equity 

TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY 

 —  

 — 

 114  
 151,055  
 112,261  
 (5,503)  
 257,927  
 391,967  

$ 

 114 
 150,905 
 81,354 
 (4,810)
 227,563 
 368,184 

$ 

The accompanying notes are an integral part of these consolidated statements. 

F-3 

 
 
 
 
 
 
 
 
 
 
       
 
 
 
 
 
     
 
     
 
 
 
 
  
 
 
 
  
 
 
 
  
  
 
  
  
 
  
  
 
  
  
 
 
  
 
 
  
  
 
 
 
 
  
  
 
  
  
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
  
 
 
 
 
 
 
 
  
  
 
  
  
 
 
  
 
 
  
  
 
  
  
 
 
 
 
  
  
 
  
  
 
 
 
  
 
 
 
  
 
 
 
 
  
 
 
 
  
 
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
MILLER INDUSTRIES, INC. AND SUBSIDIARIES 

CONSOLIDATED STATEMENTS OF INCOME 
FOR THE YEARS ENDED DECEMBER 31, 2019, 2018 AND 2017 

(In thousands, except per share data) 

NET SALES 
COSTS OF OPERATIONS 

GROSS PROFIT 

OPERATING EXPENSES: 

Selling, general and administrative expenses 

NON-OPERATING (INCOME) EXPENSES: 

Interest expense, net 
Other (income) expense, net 
Total expense, net 

INCOME BEFORE INCOME TAXES 
INCOME TAX PROVISION 
NET INCOME 

BASIC INCOME PER COMMON SHARE 
DILUTED INCOME PER COMMON SHARE 

2019 

2018 

2017 

  $ 

 818,166   $ 
 721,678  
 96,488  

 711,706   $ 
 628,370  
 83,336  

 615,101 
 548,000 
 67,101 

 43,394  

 39,542  

 35,561 

 2,378  
 331  
 46,103  

 1,878  
 253  
 41,673  

 1,588 
 (387)
 36,762 

 50,385  
 11,274  
 39,111   $ 

 41,663  
 7,917  

 33,746   $ 

 30,339 
 7,323 
 23,016 

 3.43   $ 
 3.43   $ 

 2.96   $ 
 2.96   $ 

 2.02 
 2.02 

  $ 

  $ 
  $ 

CASH DIVIDENDS DECLARED PER COMMON SHARE 

  $ 

 0.72   $ 

 0.72   $ 

 0.72 

WEIGHTED AVERAGE SHARES OUTSTANDING: 

Basic 
Diluted 

 11,400  
 11,400  

 11,388  
 11,393  

 11,368 
 11,385 

The accompanying notes are an integral part of these consolidated statements. 

F-4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
 
   
 
   
 
   
 
  
  
  
 
  
  
  
 
 
   
 
   
 
   
 
  
    
  
    
  
   
 
  
  
  
 
 
   
 
   
 
   
 
  
    
  
    
  
   
 
  
  
  
 
  
  
  
 
  
  
  
 
 
   
 
   
 
   
 
  
  
  
 
  
  
  
 
 
   
 
   
 
   
 
 
   
 
   
 
   
 
 
   
 
   
 
   
 
  
    
  
    
  
   
 
  
  
  
 
  
  
  
 
 
 
MILLER INDUSTRIES, INC. AND SUBSIDIARIES 

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 
FOR THE YEARS ENDED DECEMBER 31, 2019, 2018 AND 2017 

(In thousands) 

NET INCOME 

OTHER COMPREHENSIVE INCOME: 
Foreign currency translation adjustment 
Total other comprehensive income 

2019 
 39,111   $ 

2018 
 33,746   $ 

2017 
 23,016 

  $ 

 (693) 
 (693) 

 (965) 
 (965) 

 3,374 
 3,374 

COMPREHENSIVE INCOME 

  $ 

 38,418   $ 

 32,781   $ 

 26,390 

The accompanying notes are an integral part of these consolidated statements. 

F-5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
 
   
 
   
 
   
 
  
    
  
    
  
   
 
  
  
  
 
  
  
  
 
 
   
 
   
 
   
 
 
 
MILLER INDUSTRIES, INC. AND SUBSIDIARIES 

CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY 
FOR THE YEARS ENDED DECEMBER 31, 2019, 2018 AND 2017 

(In thousands, except share data) 

  Common  

Stock 

  Additional   
Paid-In 
Capital 

  Accumulated   Comprehensive  
Income (Loss)  

Surplus 

Total 

      Accumulated       
Other 

BALANCE, December 31, 2016 
Components of comprehensive income: 

Net income 
Foreign currency translation adjustments 

Total comprehensive income 
Issuance of common stock to non-employee directors (5,922) 
Exercise of stock options (26,500) 
Dividends paid, $0.72 per share 
BALANCE, December 31, 2017 
Cumulative effect adjustment for adoption of ASU 2014-09 
BALANCE, January 1, 2018 
Prior period accounting reclassification 
Components of comprehensive income: 

Net income 
Foreign currency translation adjustments 

Total comprehensive income 
Issuance of common stock to non-employee directors (5,814) 
Exercise of stock options (10,250) 
Dividends paid, $0.72 per share 
BALANCE, December 31, 2018 

Cumulative effect adjustment for adoption of ASU 2016-02 

BALANCE, January 1, 2019 
Components of comprehensive income: 

Net income 
Foreign currency translation adjustments 

Total comprehensive income 
Issuance of common stock to non-employee directors (5,556) 
Dividends paid, $0.72 per share 
BALANCE, December 31, 2019 

  $   113   $ 150,404   $   40,752   $ 

 (6,667)  $ 184,602 

 —  
 —  
 —  
 —  
 1  
 —  
 114  
 —  
 114  
 —  

 —  
 —  
 —  
 —  
 —  
 —  
 114  
 —  
 114  

 -  
 -  
 -  
 -  
 -  

 —  
 —  
 —  
 150  
 145  
 —  
   150,699  
 —  
   150,699  
 —  

 —  
 —  
 —  
 150  
 56  
 —  
   150,905  
 —  
   150,905  

 -  
 -  
 -  
 150  
 -  

 23,016  
 —  
 23,016  
 —  
 —  
 (8,188) 
 55,580  
 (324) 
 55,256  
 552  

 33,746  
 —  
 34,298  
 —  
 —  
 (8,200) 
 81,354  
 4  
 81,358  

 39,111  
 -  
 39,111  
 -  
 (8,208) 

  $   114   $ 151,055   $  112,261   $ 

 —  
 3,374  
 3,374  
 —  
 —  
 —  
 (3,293) 
 —  
 (3,293) 
 (552) 

 —  
 (965) 
 (1,517) 
 —  
 —  
 —  
 (4,810) 
 —  
 (4,810) 

 23,016 
 3,374 
 26,390 
 150 
 146 
 (8,188)
   203,100 
 (324)
   202,776 
 - 
 - 
 33,746 
 (965)
 32,781 
 150 
 56 
 (8,200)
   227,563 
 4 
   227,567 

 -  
 (693) 
 (693) 
 -  
 -  

 39,111 
 (693)
 38,418 
 150 
 (8,208)
 (5,503)  $ 257,927 

The accompanying notes are an integral part of these consolidated statements. 

F-6 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
 
     
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
    
 
    
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
    
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
    
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MILLER INDUSTRIES, INC. AND SUBSIDIARIES 

CONSOLIDATED STATEMENTS OF CASH FLOWS 
FOR THE YEARS ENDED DECEMBER 31, 2019, 2018 AND 2017 

(In thousands) 

OPERATING ACTIVITIES: 

Net income 
Adjustments to reconcile net income to net cash flows from operating activities: 

Depreciation and amortization 
(Gain) Loss on disposal of property, plant and equipment 
Provision for doubtful accounts 
Issuance of non-employee director shares 
Deferred tax provision 

Changes in operating assets and liabilities: 

Accounts receivable 
Inventories 
Prepaid expenses 
Other assets 
Accounts payable 
Accrued liabilities 

Net cash flows from operating activities 

INVESTING ACTIVITIES: 

Purchases of property, plant and equipment 
Proceeds from sale of property, plant and equipment 
Net cash flows from investing activities 

FINANCING ACTIVITIES: 

Net proceeds (payments) under credit facility 
Payments of cash dividends 
Net proceeds (payments) on other long-term obligations 
Finance lease obligation payments 
Proceeds from exercise of stock options 
Net cash flows from financing activities 

2019 

2018 

2017 

  $ 

 39,111   $ 

 33,746   $ 

 23,016 

 9,127  
 (21) 
 15  
 150  
 1,708  

 (19,605) 
 5,453  
 (1,529) 
 609  
 (2,165) 
 2,279  
 35,132  

 (17,391) 
 328  
 (17,063) 

 (10,002) 
 (8,208) 
 (367) 
 (20) 
 —  
 (18,597) 

 7,745  
 156  
 214  
 150  
 568  

 (19,353) 
 (23,865) 
 989  
 60  
 19,425  
 2,062  
 21,897  

 (13,342) 
 141  
 (13,201) 

 5,000  
 (8,200) 
 56  
 —  
 179  
 (2,965) 

 6,147 
 (608)
 86 
 150 
 (868)

 (6,668)
 (2,844)
 765 
 8 
 (5,806)
 575 
 13,953 

 (24,693)
 1,303 
 (23,390)

 5,000 
 (8,188)
 146 
 — 
 606 
 (2,436)

EFFECT OF EXCHANGE RATE CHANGES ON CASH AND TEMPORARY 
INVESTMENTS 
NET CHANGE IN CASH AND TEMPORARY INVESTMENTS 
CASH AND TEMPORARY INVESTMENTS, beginning of period 
CASH AND TEMPORARY INVESTMENTS, end of period 
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION: 

Cash payments for interest 
Cash payments for income taxes, net of refunds 

 (437) 
 (965) 
 27,037  
 26,072   $ 

 (589) 
 5,142  
 21,895  
 27,037   $ 

 2,653 
 (9,220)
 31,115 
 21,895 

  $ 

  $ 
  $ 

 3,249   $ 
 10,067   $ 

 2,437   $ 
 7,457   $ 

 1,877 
 11,605 

The accompanying notes are an integral part of these consolidated statements. 

F-7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
     
 
     
 
   
 
  
    
  
    
  
   
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
    
  
    
  
   
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
    
  
    
  
   
 
  
  
  
 
  
  
  
 
  
  
  
 
  
    
  
    
  
   
 
  
  
  
 
  
  
  
 
  
  
  
 
 
 
 
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
    
  
    
  
   
 
 
 
MILLER INDUSTRIES, INC. AND SUBSIDIARIES 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

(in thousands, except share data and except as otherwise noted) 

1. 

ORGANIZATION AND NATURE OF OPERATIONS 

Miller  Industries, Inc.  and  subsidiaries  (the  “Company”)  is  The  World’s  Largest  Manufacturer  of  Towing  and  Recovery 
Equipment.® The principal markets for the Company’s towing and recovery equipment are approximately 80 independent distributors and 
the users of towing and recovery equipment located primarily throughout North America, and other customers throughout the world. The 
Company’s  products  are  marketed  under  the  brand  names  of  Century®,  Challenger®,  Holmes®,  Champion®,  Eagle®,  Titan®,  JigeTM, 
BonifaceTM, Vulcan®, and ChevronTM. 

2. 

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

Use of Estimates in the Preparation of Financial Statements 

The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to 
make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities 
at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could 
differ from those estimates. 

Consolidation 

The  accompanying  consolidated  financial  statements  include  the  accounts  of  Miller  Industries, Inc.  and  its  subsidiaries.  All 

significant intercompany transactions and balances have been eliminated. 

To facilitate timely reporting, the consolidated financial statements include accounts of certain subsidiaries whose fiscal closing 

dates differ from December 31st by 31 days (or less). 

Cash and Temporary Investments 

Cash and temporary investments include all cash and cash equivalent investments with original maturities of three months or less. 

Accounts Receivable 

Receivables are stated at their estimated collectible amounts and consist of amounts billed and currently due from customers. The 
Company  extends  credit  to  customers  in  the  normal  course  of business.  Collections  from customers are  continuously  monitored  and  an 
allowance for doubtful accounts is maintained based on historical experience and any specific customer collection issues. Data by each major 
customer is regularly reviewed to evaluate the adequacy of the allowance for doubtful accounts and actual write-offs are charged against the 
allowance. 

Inventories 

Inventory costs include materials, labor and factory overhead. Inventories are stated at the lower of cost or net realizable value, 
determined on a first-in, first-out basis. Appropriate consideration is given to obsolescence, valuation and other factors in determining net 

F-8 

realizable value. Revisions of these estimates could result in the need for adjustments. Inventories, net of reserves, at December 31, 2019 
and 2018 consisted of the following: 

Chassis 
Raw materials 
Work in process 
Finished goods 

Property, Plant and Equipment 

December 31,  
2019 

December 31,  
2018 

$ 

$ 

 6,561   $ 
 39,444  
 16,520  
 25,440  
 87,965   $ 

 8,921 
 40,021 
 14,995 
 29,830 
 93,767 

Property, plant and equipment are recorded at cost, less accumulated depreciation. Depreciation for financial reporting purposes is 
provided using the straight-line method over the estimated useful lives of the assets. Accelerated depreciation methods are used for income 
tax reporting purposes. Estimated useful lives range from 20 to 30 years for buildings and improvements and 5 to 10 years for machinery 
and  equipment,  furniture  and  fixtures,  and  software  costs.  Expenditures  for  routine  maintenance  and  repairs  are  charged  to  expense  as 
incurred.  Internal  labor  is  used  in  certain  capital  projects.  Fully  depreciated  assets  are  retained  in  property,  plant  and  equipment  and 
accumulated  depreciation  until  they  are  removed  from  service.  When  assets  are  retired  or  otherwise  disposed  of,  the  related  costs  and 
accumulated depreciation are removed from the consolidated balance sheets and any resulting gain or loss from disposition is recorded as 
other (income) expense, net in the consolidated statements of income in the period realized. 

Property, plant and equipment at December 31, 2019 and 2018 consisted of the following: 

Land and improvements 
Buildings and improvements 
Machinery and equipment 
Furniture and fixtures 
Software costs 

Less accumulated depreciation 

2019 
 13,953  
 73,121  
 50,235  
 9,172  
 6,033  
 152,514  
 (61,779)  
 90,735  

$ 

$ 

2018 
 11,807 
 68,717 
 43,961 
 7,786 
 5,695 
 137,966 
 (55,116)
 82,850 

$ 

$ 

The  Company  recognized  $9,127,  $7,745  and  $6,147,  in  depreciation  and  amortization  expense  in  2019,  2018  and  2017, 

respectively. 

The Company capitalizes costs related to software development in accordance with established criteria, and amortizes those costs 
to expense on a straight-line basis over five years. System development costs not meeting proper criteria for capitalization are expensed as 
incurred. 

Basic and Diluted Income Per Common Share 

Basic  income  per  common  share  is  computed  by  dividing  net  income  by  the  weighted  average  number  of  common  shares 
outstanding.  Diluted  income  per  common  share  is  calculated  by  dividing  net  income  by  the  weighted  average  number  of  common  and 
potential  dilutive  common  shares  outstanding.  Diluted  income  per  common  share  takes  into  consideration  the  assumed  exercise  of 
outstanding stock options resulting in approximately 5,000 and 17,000 potential dilutive common shares in each of the years ended December 
31, 2018 and 2017, respectively. The Company had no outstanding stock options and no potential dilutive common shares for the year ended 
December 31, 2019. For the years ended December 31, 2018 and 2017, none of the outstanding stock options would have been anti-dilutive. 

F-9 

 
 
 
 
 
 
 
 
 
 
 
     
     
 
 
  
  
 
  
  
 
  
  
 
 
 
 
 
 
 
 
 
 
  
     
     
 
 
  
  
 
  
  
 
  
  
 
  
  
 
 
  
  
 
  
  
 
 
 
Long-Lived Assets 

The Company periodically reviews the carrying amount of its long-lived assets to determine if those assets may not be recoverable 
based upon the future operating cash flows expected to be generated by those assets. Management believes that its long-lived assets are 
appropriately valued. 

Goodwill 

Goodwill consists of the excess of cost of acquired entities over the sum of the amounts assigned to identifiable assets acquired less 
liabilities assumed. Goodwill is not amortized. However, the Company evaluates the carrying value of goodwill for impairment at least 
annually or if an event or circumstance occurs that would indicate that the carrying amount had been impaired. Goodwill is reviewed for 
impairment utilizing a qualitative assessment and, if necessary, a quantitative assessment. If we perform a qualitative analysis of goodwill 
and determine that fair value more likely than not exceeds the carrying value of the reporting unit, no further testing is needed. Alternatively, 
if we elect to utilize a quantitative assessment, an impairment loss would be recognized to the extent that the carrying value of the reporting 
unit exceeds its fair value, not to exceed the carrying value of the goodwill. 

Accrued Liabilities 

Accrued liabilities consisted of the following at December 31, 2019 and 2018: 

Accrued wages, commissions, bonuses and benefits 
Accrued products warranty 
Accrued taxes 
Other 

Income Taxes 

2019 
 12,382  
 3,859  
 2,079  
 9,493  
 27,813  

$ 

$ 

2018 

 9,152 
 3,752 
 1,039 
 10,920 
 24,863 

$ 

$ 

The  Company’s  income  tax  expense,  deferred  tax  assets  and  liabilities  and  liabilities  for  unrecognized  tax  benefits  reflect 
management’s best assessment of estimated current and future taxes to be paid. The Company is subject to income taxes in both the United 
States and foreign jurisdictions. Significant judgments and estimates are required in determining the consolidated income tax expense. 

The Company recognizes as deferred income tax assets and liabilities the future tax consequences of the differences between the 
financial statement carrying amounts of existing assets and liabilities and their respective tax bases. The Company considers the need to 
record a valuation allowance to reduce deferred tax assets to the amount that is more likely than not to be realized. Tax loss carryforwards, 
reversal of deferred tax liabilities, tax planning and estimates of future taxable income are considered in assessing the need for a valuation 
allowance. 

The  Company  records  uncertain  tax positions  in  accordance with  ASC  740 on  the  basis  of  a  two-step process  whereby (1) the 
Company determines whether it is more likely than not that the tax positions will be sustained on the basis of the technical merits of the 
positions and (2) for those tax positions that meet the more-likely-than-not recognition threshold, the Company recognizes the largest amount 
of tax benefit that is more than 50% likely to be realized upon ultimate settlement with the related tax authority. The Company recognizes 
interest and penalties related to unrecognized tax benefits within the income tax expense line in the accompanying consolidated statements 
of income. Accrued interest and penalties are included within the related tax liability line in the accompanying consolidated balance sheets. 

Stock-Based Compensation 

Stock compensation expense was $150 for 2019, 2018 and 2017. 

No options were granted during 2019, 2018, or 2017. The fair value of options granted in 2008 has been estimated as of the date of 
the grant using the Black-Scholes option-pricing model with the following weighted average assumptions: expected dividend yield of 0%; 
expected volatility of 44%; risk-free interest rate of 1.71%; and expected life of four years. Using these assumptions, the fair value of options 
granted in 2008 was $1,596, which was amortized as compensation expense over the vesting period. 

F-10 

 
 
 
 
 
 
 
 
     
     
 
 
  
  
 
  
  
 
  
  
 
 
 
At December 31, 2018, the Company had no unrecognized compensation expense related to stock options. The Company issued 
10,250 and 26,500 shares of common stock during 2018 and 2017, respectively, from the exercise of stock options. The company issued no 
shares from the exercise of stock options during 2019. 

Product Warranty 

The Company generally provides a one-year limited product and service warranty on certain of its products. The Company provides 
for the estimated cost of this warranty at the time of sale. These estimates are established using historical information about the nature, 
frequency, and average cost of warranty claims. Warranty expense in 2019, 2018 and 2017, was $2,483, $3,793 and $2,618, respectively. 

The table below provides a summary of the warranty liability for December 31, 2019 and 2018: 

Accrual at beginning of the year 
Provision 
Settlement and Other 
Accrual at end of year 

Credit Risk 

2019 

2018 

 3,752  
 2,483  
 (2,376)  
 3,859  

$ 

$ 

 3,147 
 3,793 
 (3,188)
 3,752 

$ 

$ 

Financial instruments that potentially subject the Company to significant concentrations of credit risk consist principally of cash 
investments and trade accounts receivable. The Company places its cash investments with high-quality financial institutions. In addition, the 
Company limits the amount of credit exposure through the use of accounts and funds backed by the U.S. Government and its agencies. Trade 
accounts receivable are generally diversified due to the number of entities comprising the Company’s customer base and their dispersion 
across many geographic regions and by frequent monitoring of the creditworthiness of the customers to whom the credit is granted in the 
normal course of business. At December 31, 2018, the Company had one customer with a trade account receivable balance greater than 10% 
of total accounts receivable. The account balance was 16% of total accounts receivable at December 31, 2018.  There were no customers 
with a trade account receivable balance greater than 10% at December 31, 2019. 

Revenue Recognition 

Revenue is recognized when obligations under the terms of a contract with a customer are satisfied. Except for certain extended 
service contracts on a small percentage of units sold, the Company’s performance obligations are satisfied, and sales revenue is recognized 
when products are shipped from the Company’s facilities. From time to time, revenue is recognized under a bill and hold arrangement. 
Recognition of revenue on bill and hold arrangements occurs when control transfers to the customer. Our policy requires the reason for the 
bill and hold arrangement to be substantive, and the product to be separately identified as belonging to the customer, ready for physical 
transfer, and unavailable to be used or directed to another customer. 

Revenue is measured as the amount of consideration expected to be received in exchange for the transfer of products. Sales and 
other taxes collected concurrent with revenue-producing activities are excluded from revenue. Warranty related costs are recognized as an 
expense at the time products are sold and a reserve is established. Depending on the terms of the arrangement, for certain contracts the 
Company may defer the recognition of a portion of the consideration received because a future obligation has not yet been satisfied, such as 
an extended service contract. An observable price is used to determine the stand-alone selling price for separate performance obligations or 
a cost plus margin approach is utilized when one is not available. 

Shipping and Handling Fees and Cost 

The Company records revenues earned for shipping and handling as revenue, while the cost of shipping and handling is classified 

as cost of operations. 

Research and Development 

Research and development costs are expensed as incurred and included in cost of operations and to a lesser extent in selling, general 
and administrative expenses. Research and development costs amounted to $3,702, $3,127 and $1,943 for 2019, 2018 and 2017, respectively. 

F-11 

 
 
 
 
 
 
 
 
     
     
 
 
  
  
 
  
  
 
 
Foreign Currency Translation 

The functional currency for the Company’s foreign operations is the applicable local currency. The translation from the applicable 
foreign currencies to U.S. dollars is performed for balance sheet accounts using current exchange rates in effect at the balance sheet date, 
historical rates for equity and the weighted average exchange rate during the period for revenue and expense accounts. Foreign currency 
translation adjustments resulting from such translations are included in shareholders’ equity. Intercompany transactions denominated in a 
currency other than the functional currency are remeasured into the functional currency. Gains and losses resulting from foreign currency 
transactions are included in other (income) expense, net in our consolidated statements of income. 

Recent Accounting Pronouncements 

Recently Issued Standards 

In December 2019, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Updated (“ASU”) 2019-12 
Income Taxes (Topic 740), which among other things will require the Company to recognize franchise tax that is partially based on income 
as an income-based tax.  The update will be effective for financial statements issued for annual periods, and interim periods within these 
annual periods, beginning after December 15, 2020, with early adoption permitted. The Company plans to apply the amendments in the 
update  on  a  modified  retrospective  basis.    The  adoption  of  this  update  will  not  have  a  material  impact  on  the  Company’s  consolidated 
financial statements and related disclosures. 

In August 2018, the FASB issued ASU 2018-15 Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40) to 
align the requirements for capitalizing implementation costs incurred in cloud computing arrangements that are service contracts with the 
requirements for  capitalizing  implementation  costs  incurred  to develop or  obtain  internal-use  software.  The  update will  be  effective  for 
financial statements issued for annual periods, and interim periods within these annual periods, beginning after December 15, 2019, with 
early adoption permitted. The Company plans to apply the amendments in the update prospectively to all implementation costs incurred after 
the date of the adoption. The adoption of this update will not have a material impact on the Company’s consolidated financial statements 
and related disclosures. 

Recently Adopted Standards 

During  the  first  quarter  of  2019,  the  Company  adopted  ASU  2016-02  Leases  (Topic  842).  The  FASB  issued  ASU  2016-02  to 
improve financial reporting on leasing transactions. The update affects all companies that lease assets. The amendments require lessees to 
recognize on the balance sheet the assets and liabilities for the rights and obligations created by lease agreements with terms greater than 
twelve months. Companies are also required to provide disclosures designed to enable users of financial statements to understand the amount, 
timing, and uncertainty of cash flows arising from leases. These disclosures include qualitative and quantitative requirements concerning 
additional information about the amounts recorded in the financial statements. The Company elected the package of practical expedients 
permitted  by  ASC  Topic  842. Accordingly,  the  Company  accounted  for  its  existing  operating  leases  as  operating  leases  under  the  new 
guidance without reassessing whether the contracts contained a lease under ASC Topic 842 or whether classification of the operating leases 
would be different in accordance with ASC Topic 842. In the same manner, the company will not reassess the allocation of initial direct 
costs on existing leases. The Company also elected to not allocate consideration between lease and non-lease components. The amendments 
were adopted by the Company in the first quarter of 2019 by applying the modified retrospective approach and making a cumulative-effect 
adjustment to the opening balance of retained earnings at January 1, 2019. The cumulative effect adjustment to the consolidated balance 
sheets as of January 1, 2019 was as follows: 

Assets 

Right-of-use assets - operating leases 

Liabilities and Shareholders’ Equity 

Current portion of operating lease obligation 
Noncurrent portion of operating lease obligation 
Deferred income tax liabilities 
Accumulated surplus 

Balance at 
      December 31, 2018       

Cumulative Effect 
Adjustment 

Balance at 

      January 1, 2019 

  $ 

 —   $ 

 2,268   $ 

 2,268 

 —  
 —  
 1,700  
 81,354  

 1,358  
 905  
 1  
 4  

 1,358 
 905 
 1,701 
 81,358 

F-12 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
  
 
 
 
 
 
  
    
  
    
  
   
 
  
  
  
 
 
 
 
 
  
  
  
 
  
  
  
3. 

LONG-TERM OBLIGATIONS 

Long-Term Obligations 

On December 20,  2018, we amended  and restated  our  loan  agreement with  First  Tennessee  Bank  National Association,  which 
governs our existing $50,000 unsecured revolving credit facility, to (i) renew and extend the maturity date to May 31, 2022 and make certain 
other conforming changes, (ii) reduce the interest rate on outstanding loans from one month LIBOR rate plus 150 basis points to one month 
LIBOR rate plus an applicable margin of either 1.00% or 1.25% depending on the Company’s Leverage Ratio (as such term is defined in 
the  amended  and  restated  master  revolving credit note), which margin adjusts periodically  from  time  to  time based  on  changes  in  such 
Leverage Ratio, and make certain other changes to the interest rate provisions, (iii) amend the tangible net worth covenant to increase the 
minimum required compliance level thereunder from $130,000 to $160,000 (the Company’s tangible net worth at December 31, 2019 was 
approximately $246,000) and (iv) modify certain definitions and other terms thereof. The credit facility contains customary representations 
and warranties, events of default, and financial, affirmative and negative covenants for loan agreements of this kind. Covenants under the 
credit facility restrict the payment of cash dividends if the Company would be in violation of the minimum tangible net worth test or the 
leverage ratio test in the current loan agreement as a result of the dividend, among various restrictions. We have been in compliance with 
these covenants throughout 2018 and 2019. In the absence of a default, all borrowings under the credit facility bear interest at the LIBOR 
Rate plus 1.00% or 1.25% per annum. The Company will pay a non-usage fee under the current loan agreement at a rate per annum equal to 
between 0.15% and 0.35% of the unused amount of the credit facility, which fee is paid quarterly. 

In the absence of a default, all borrowings under the credit facility bear interest at the LIBOR Rate plus 1.00% or 1.25% per annum, 
depending on the leverage ratio. The Company will pay a non-usage fee under the current loan agreement at a rate per annum equal to 
between 0.15% and 0.35% of the unused amount of the credit facility, which fee is paid quarterly. Interest expense on the credit facility was 
$684, $512, and $492 for the years ended December 31, 2019, 2018, and 2017, respectively. 

The  Company  had  $4,998  and  $15,000,  in  outstanding  borrowings  under  the  credit  facility  at  December 31,  2019  and  2018, 

respectively.  

Our French subsidiary, Jige International S.A., has an agreement with Banque Européenne du Crédit Mutuel for an unsecured fixed 
rate loan with a maturity date of September 30, 2020. All borrowings under this loan bear interest at 0.3% per annum. At December 31, 
2019, the Company had $368 in outstanding borrowings under the loan agreement, all of which was classified as long-term obligations due 
within one year on the consolidated balance sheets. At December 31, 2018, the Company had $760 in outstanding borrowings under the loan 
agreement, of which $475 and $285 were classified as long-term obligations and long-term obligations due within one year, respectively, on 
the consolidated balance sheets. These borrowings are being used primarily for the purchase of land and routine repairs to the operating 
facilities in France. The loan agreement contains no material covenants. 

Interest  Rate  Sensitivity.  Changes  in  interest  rates  affect  the  interest  paid  on  indebtedness  under  our  credit  facility  because  the 
outstanding amounts of indebtedness under our credit facility are subject to variable interest rates. Under our credit facility, the non-default 
rate of interest is equal to the LIBOR Market Index Rate plus 1.00% or 1.25% per annum, depending on the leverage ratio (for a rate of 
interest of 2.76%  at December 31, 2019). A one percent change  in  the interest rate on our variable-rate debt  would not have  materially 
impacted our financial position, results of operations or cash flows for the year ended December 31, 2019. 

4. 

STOCK-BASED COMPENSATION PLANS 

In accordance with the Company’s stock-based compensation plans, the Company may grant incentive stock options as well as 
non-qualified and other stock-related incentives to officers, employees and non-employee directors of the Company. At the Annual Meeting 
of Shareholders of the Company held on May 26, 2017, the Company’s shareholders voted to approve the Miller Industries, Inc. 2016 Stock 
Incentive Plan, pursuant to which 800,000 shares of common stock are available for issuance pursuant to awards granted under the plan. No 
awards may be granted under the Company’s 2016 Stock Incentive Plan on or after August 1, 2026. Shares available for granting options at 
each of the years ended December 31, 2019, 2018 and 2017 were 800,000. 

F-13 

 
 
 
A summary of the activity of stock options for the years ended December 31, 2019, 2018 and 2017, is presented below (shares in 

thousands): 

2019 
      Weighted 
Average 
Exercise 
Price 

Shares  
Under 
Option 

2018 
      Weighted 
Average 
Exercise 
Price 

Shares 
Under 
Option 

2017 
      Weighted 
Average 
Exercise 
Price 

Shares 
Under 
Option 

 —   $ 
 —  
 —  
 —  
 —   $ 
 —   $ 

 —   
 —   
 —   
 —   
 —   
 —   

 11   $ 
 —  
 (10) 
 (1) 
 —   $ 
 —   $ 

 5.49   
 —   
 5.49   
 5   
 —   
 —   

 37   $ 
 —  
 (26) 
 —  
 11   $ 
 11   $ 

 5.49 
 — 
 5.49 
 — 
 5.49 
 5.49 

Outstanding at Beginning of Period 

Granted 
Exercised 
Forfeited and cancelled 

Outstanding at End of Period 
Options exercisable at year end 

5. 

COMMITMENTS AND CONTINGENCIES 

Leasing Activities 

The Company leases certain equipment and facilities under long-term non-cancellable operating and finance lease agreements.  The leases 
expire at various dates through 2026.  Certain of the lease agreements contain renewal options.  For those leases that have renewal options, 
the Company included these renewal periods in the lease term if the Company determined it was reasonably certain to exercise the renewal 
option. Lease payments during such renewal periods were also considered in the calculation of right-of-use assets and lease obligations. 

Right-of-use assets represent the Company’s right to use an underlying asset for the lease term and lease obligations represent the Company’s 
obligation to make lease payments arising from the lease. Lease obligations are recognized at the commencement date based on the present 
value of lease payments over the lease term. Right-of-use assets are recognized at the commencement date as the initial measurement of the 
lease liability, plus payments made prior to lease commencement and any initial direct costs. As most of the Company’s leases do not provide 
an  implicit  rate,  the  Company  uses  its  incremental  borrowing  rate  based  on  the  information  available  at  the  commencement  date  in 
determining the present value of lease payments. The Company’s lease terms may include options to extend or terminate the lease when it 
is  reasonably  certain  that  the  Company  will  exercise  that  option.  Expense  is  recognized  on  a  straight-line  basis  over  the  lease  term  for 
operating leases. For finance leases, expense is recognized as the expense from straight-line amortization of the right-of-use asset plus the 
periodic interest expense from the lease obligation. Short-term leases have a lease term of twelve months or less.  The Company recognizes 
short-term leases on a straight-line basis and does not record a related right-of-use asset or lease obligation for such contracts. 

Right-of-use assets related to finance leases are included as a component of property, plant and equipment, net on the consolidated balance 
sheets and had the following values at December 31, 2019. 

Finance lease right-of-use assets 
Accumulated amortization 
Finance lease right-of-use assets, net 

A maturity analysis of the undiscounted cash flows of operating and finance lease obligations is as follows: 

(cid:3)
Remaining lease payments to be paid during the year ended December 31,  

2020 
2021 
2022 
2023 
2024 

F-14 

December 31,  
2019 

 78 
 (21)
 57 

Finance Lease 
Obligation 

$ 

$ 

(cid:3)
(cid:3)

 381 (cid:3) $ 
(cid:3)(cid:3)
 332 (cid:3)
(cid:3)(cid:3)
 317 (cid:3)
(cid:3)(cid:3)
 262 (cid:3)
(cid:3)(cid:3)
 225 (cid:3)

 23 
 23 
 15 
 — 
 — 

Operating Lease 
Obligation 

(cid:3)
(cid:3)
     $ 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
     
 
     
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
     
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
Thereafter 

Total lease payments 
Less Imputed Interest 

Lease obligation at December 31, 2019 

(cid:3)
(cid:3)
$ 

(cid:3)

 290 (cid:3)
(cid:3)
 1,807 (cid:3)
 (170) (cid:3)
(cid:3)
 1,637 (cid:3) $ 

 — 
 61 
 (3)
 58 

The lease cost and certain other information during the year ended December 31, 2019 is as follows: 

Lease Cost 
Finance lease cost: 

Amortization of right-of-use assets 
Interest on lease obligation 

Total finance lease cost 
Total operating lease cost 
Short-term lease cost 

Total lease cost 

Other Information 
Cash paid for amounts included in the measurement of lease obligation: 

Operating cash flows from operating leases 
Financing cash flows from finance leases 

Right-of-use assets obtained in exchange for new finance lease obligations 
Right-of-use assets obtained in exchange for new operating lease obligations 

$ 

$ 

$ 

2019 

 21 
 2 
 23 
 585 
 1,231 
 1,839 

 582 
 20 

 — 
 265 

The  weighted  average  remaining  lease  term  for  operating  leases  and  finance  leases  at  December  31, 2019  was  5.6  years  and  2.7  years, 
respectively.  The  weighted  average  discount  rate  for  operating  leases  and  finance  leases  at  December  31, 2019 was  3.4%  and  4.0%, 
respectively. The Company’s subsidiary in the United Kingdom leased facilities used for manufacturing and office space from a related 
party  with  related  lease  costs  during  the  year  ended  December  31,  2019,  2018,  and  2017  of  $223,  $219,  and  $202,  respectively.   The 
Company’s French subsidiary leased a fleet of vehicles from a related party with related lease costs during the year ended December 31, 2019, 
2018, and 2017 of $109, $116, and $102, respectively. 

Contingencies 

The Company has entered into arrangements with third-party lenders where it has agreed, in the event of default by a distributor 
within the independent distributor network, to repurchase from the third-party lender company products repossessed from the independent 
distributor customer. These arrangements are typically subject to a maximum repurchase amount. The maximum amount of collateral that 
the  Company  could  be  required  to  purchase  was  approximately  $73,958  and  $49,694  at  December 31,  2019  and  2018,  respectively,  as 
distributors increased usage of floor plan financing. The Company’s risk under these arrangements is mitigated by the value of the products 
that  would  be  repurchased  as  part  of  the  transaction.  The  Company  considered  the  fair  value  at  inception  of  its  liability  under  these 
arrangements and concluded that the liability associated with these potential repurchase obligations was not probable and thus not material 
at December 31, 2019 or 2018. No repurchases of products were required during 2019 or 2018. 

The Company is, from time to time, a party to litigation arising in the normal course of its business. Litigation is subject to various 
inherent uncertainties, and it is possible that some of these matters could be resolved unfavorably to the Company, which could result in 
substantial damages against the Company. The Company has established accruals for matters that are probable and reasonably estimable 
and maintains product liability and other insurance that management believes to be adequate. Management believes that any liability that 
may ultimately result from the resolution of these matters in excess of available insurance coverage and accruals will not have a material 
adverse effect on the consolidated financial position or results of operations of the Company. 

F-15 

 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
  
   
 
 
  
 
 
 
 
 
 
  
 
6. 

INCOME TAXES 

The Tax Cuts and Jobs Act (TCJA) was signed into law by the President in 2017. The TCJA created a territorial tax system, which 
generally allows companies to repatriate future foreign earnings without incurring additional U.S. taxes. It also includes a reduction in the 
corporate tax rate from a top rate of 35% to a flat rate of 21%, changes in business deductions, and many international provisions. 

One of the main provisions of the TCJA requires the Company to compute a tax based on a deemed repatriation of deferred foreign 
income, whether or not actually distributed. At December 31, 2017, the Company had computed a reasonable estimate of this amount to be 
$1,102, net of foreign tax credits, and reflected it as a component of income tax provision in the consolidated statements of income during 
2017. During 2018, the Company gathered additional information which demonstrated that the Company had over-accrued for this tax and 
reduced the liability to $625, which amount was paid during 2018. 

Additional provisions of the TCJA are the Global Intangible-Low Taxed Income tax, or "GILTI" and the Foreign Derived Intangible 
Income  deduction,  or  “FDII”.  The  provisions  were  effective  for  tax years  beginning  after  December 31,  2017.  The  Company  has 
implemented a policy to account for the impact of book to tax differences resulting from GILTI in the period in which the tax applies to the 
Company. The impact of GILTI and FDII were considered in the calculation of income tax for the years ended December 31, 2019 and 
2018. 

Income before income taxes includes the following components: 

United States 
Foreign 
Total 

2019 
 41,220   $ 
 9,165  
 50,385   $ 

2018 
 34,220   $ 
 7,443  
 41,663   $ 

2017 
 22,695 
 7,644 
 30,339 

  $ 

  $ 

The provision for income taxes on income consisted of the following in 2019, 2018 and 2017: 

Current: 
Federal 
Federal – Deemed Repatriation 
State 
Foreign 

Deferred: 
Federal 
State 
Foreign 

2019 

2018 

2017 

  $ 

  $ 

 6,422   $ 
 —  
 53  
 3,083  
 9,558  

 1,599  
 17  
 100  
 1,716  
 11,274   $ 

 5,480   $ 
 (477) 
 (380) 
 2,719  
 7,342  

 571  
 (55) 
 59  
 575  
 7,917   $ 

 4,871 
 1,102 
 (1,435)
 3,653 
 8,191 

 (919)
 150 
 (99)
 (868)
 7,323 

F-16 

 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
     
 
     
 
   
 
  
  
  
 
  
  
  
 
  
  
  
 
 
  
  
  
 
  
    
  
    
  
   
 
  
  
  
 
  
  
  
 
  
  
  
 
 
  
  
  
 
 
The principal differences between the federal statutory tax rate and the income tax expense in 2019, 2018 and 2017: 

Federal statutory tax rate 
State taxes, net of federal tax benefit 
Excess of (decreases in) foreign tax over US tax on foreign income 
Remeasurement of deferred taxes under TCJA 
Deemed repatriation tax 
Domestic tax deductions and credits 
Foreign Derived Intangible Income deduction 
Release of unrecognized tax benefit 
Other 
Effective tax rate 

2019 

2018 

2017 

 21.0 %   
 0.1 %   
 2.5 %   
 — %   
 — %   
 (0.4)%   
 (1.1)%   
 — %   
 0.3 %   
 22.4 %   

 21.0 %   
 (0.8) %   
 2.9 %   
 — %   
 (1.1) %   
 (0.4) %   
 (1.3) %   
 — %   
 (1.3) %   
 19.0 %   

 35.0 % 
 1.0 % 
 2.9 % 
 (8)% 
 3.6 % 
 (3.1)% 
 — % 
 (6)% 
 (1.8)% 
 24.1 % 

Deferred tax assets and liabilities are determined based on the differences between the financial and tax basis of existing assets and 

liabilities using the currently enacted tax rates in effect for the year in which the differences are expected to reverse. 

Deferred income tax assets and liabilities reflect the impact of temporary differences between the amounts of assets and liabilities 
for financial reporting and income tax reporting purposes. Temporary differences and carry forwards which give rise to deferred tax assets 
and liabilities at December 31, 2019 and 2018 are as follows: 

Deferred tax assets: 

Allowance for doubtful accounts 
Accruals and reserves 
Other 

Total deferred tax assets 

Deferred tax liabilities: 

Property, plant, and equipment 
Other 

Total deferred tax liabilities 
Valuation Allowance 

Net deferred tax asset/(liability) 

2019 

2018 

$ 

$ 

 212  
 1,902  
 399  
 2,513  

 5,926  
 3  
 5,929  
 —  
 (3,416)  

$ 

$ 

 213 
 1,963 
 811 
 2,987 

 4,686 
 1 
 4,687 
 — 
 (1,700)

Deferred tax assets represent the future tax benefit of future deductible differences and, if it is more likely than not that a tax asset 
will not be realized, a valuation allowance is required to reduce the recorded deferred tax assets to net realizable value. The Company has 
evaluated positive and negative evidence to assess the realizability of its deferred taxes. Based on the evidence, the Company believes it is 
more likely than not that its deferred tax assets will be realizable. Accordingly, the Company has not included a valuation allowance against 
its deferred tax assets at this time. During 2018, the Company released $44 from its valuation allowance related to a deferred tax asset on a 
state net operating loss carryforward. 

We do not currently have plans to repatriate undistributed foreign earnings to the United States and have not determined any timeline 

or amount for any such future distributions. 

As of December 31, 2019, the Company had no federal net operating loss carryforwards, and no significant state net operating loss 

carryforwards.  At December 31, 2018, the Company had a state net operating loss carryforward of $834. 

Tax positions are evaluated in a two-step process. The Company first determines whether it is more likely than not that a position 
will be sustained upon examination. If a tax position meets the more-likely-than-not recognition threshold, it is then measured to determine 
the amount of benefit to recognize in the financial statements. The tax position is measured as the largest amount of benefit that is greater 
than 50% likely of being recognized. 

F-17 

 
 
 
 
 
 
 
 
 
     
     
     
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
     
     
  
 
     
 
   
 
 
  
  
 
  
  
 
  
  
 
  
    
 
 
 
  
  
 
  
  
 
  
  
 
  
  
 
 
A summary of the activity of the unrecognized tax benefits for the years ended December 31, 2019, 2018 and 2017, is presented 

below: 

Unrecognized tax benefits – January 1 
Gross increases – tax positions in prior period 
Gross decreases – tax positions in prior period 
Unrecognized tax benefits –December 31,  

2019 

2018 

 —   
 —   
 —   
 —   $ 

  $ 

 —   
 —   
 —   
 —   $ 

2017 

 1,037 
 120 
 (1,157)
 — 

During  2017,  the  Company  accrued  additional  interest  of  $1  and  penalties  of  $61  related  to  the  unrecognized  tax  benefit,  but 
subsequently released the $1,157 liability for the unrecognized tax benefits in full, including all related interest and penalties, due to changes 
in judgment resulting from the evaluation of new information not previously available. 

The Company is subject to United States federal income taxes, as well as income taxes in various states and foreign jurisdictions. 
The Company’s 2016 and later tax years remain open to examination by the tax authorities. With few exceptions, as of December 31, 2019, 
the Company is no longer subject to U.S. federal, state or non-U.S. income tax examinations prior to 2016. 

7. 

SHAREHOLDERS EQUITY 

Common Stock 

The Company is authorized to issue up to 100,000,000 shares of common stock with a par value of one cent per share. 

Preferred Stock 

The Company is authorized to issue up to 5,000,000 shares of undesignated preferred stock with a par value of one cent per share 
and which can be issued in one or more series. The terms, price and conditions of the preferred shares will be set by the board of directors. 
No shares of preferred stock have been issued. 

F-18 

 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
 
  
 
 
 
  
 
 
 
 
Dividends 

The Company has paid consecutive quarterly cash dividends since May 2011. Dividend payments made for 2019, 2018 and 2017 

were as follows: 

Payment 

Q1 2017 
Q2 2017 
Q3 2017 
Q4 2017 

Total for 2017 

Q1 2018 
Q2 2018 
Q3 2018 
Q4 2018 

Total for 2018 

Q1 2019 
Q2 2019 
Q3 2019 
Q4 2019 

Total for 2019 

Record Date 

Payment Date 

(per share)  Amount 

      Dividend        

  March 27, 2017 
June 13, 2017 

April 3, 2017 
June 20, 2017 

  $ 

  September 11, 2017   September 18, 2017  
  December 4, 2017   December 11, 2017  

    $ 

  March 19, 2018 
June 11, 2018 

  March 26, 2018 
 June 18, 2018 

  $ 

  September 10, 2018   September 17, 2018  
 December 3, 2018   December 10, 2018  

    $ 

  March 18, 2019 
June 10, 2019 

  March 25, 2019 
June 17, 2019 

  $ 

  September 9, 2019   September 16, 2019  
  December 9, 2019   December 16, 2019  

     $ 

 0.18   $ 2,043 
   2,048 
 0.18  
   2,048 
 0.18  
 0.18  
   2,049 
 0.72   $ 8,188 

 0.18   $ 2,049 
   2,049 
 0.18  
   2,051 
 0.18  
 0.18  
   2,051 
 0.72   $ 8,200 

 0.18   $ 2,052 
   2,051 
 0.18  
 0.18  
   2,053 
   2,052 
 0.18  
 0.72   $ 8,208 

Accumulated Other Comprehensive Loss 

During the year ended December 31, 2018, the Company reclassified a net foreign currency gain related to operations discontinued 

in previous years of $552 from accumulated other comprehensive loss to accumulated surplus. 

8. 

EMPLOYEE BENEFIT PLANS 

The Company maintains a contributory retirement plan for all full-time employees with at least 90 days of service. The plan is 
designed to provide tax-deferred income to the Company’s employees in accordance with the provisions of Section 401(k) of the Internal 
Revenue Code. 

The plan provides that each participant may contribute the maximum allowable under Internal Revenue Service regulations. For 
2019, 2018 and 2017, the Company matched 50% of the first 5% of participant contributions. Matching contributions vest over the first 
five years of employment. Company contributions to the plan were $1,030, $917 and $833 in 2019, 2018 and 2017, respectively. 

9. 

REVENUE AND LONG-LIVED ASSETS 

Substantially all of our revenue is generated from sales of towing equipment. As such, disaggregation of revenue by product line 
would not provide useful information because all product lines have substantially similar characteristics. However, revenue streams are 

F-19 

 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
    
 
 
    
   
  
    
  
   
 
 
 
  
  
 
  
 
    
 
 
    
   
  
    
  
   
 
 
 
  
  
  
 
   
 
tracked by the geographic location of customers. Net sales and long-lived assets (property, plant and equipment, operating lease right-of-use 
assets, and goodwill) by region were as follows. Net sales are attributed to regions based on the locations of customers: 

2019 

2018 

2017 

North America 

Foreign 

   (cid:3)

Long- 
Lived 
        Assets 
     Net Sales 
   $ 697,002   $  97,650   $  574,806   $ 90,036   $ 527,134   $  85,707 

Long- 
Lived 
        Assets 

Long- 
Lived 
 Assets 

      Net Sales 

     Net Sales 

  121,164  

6,344  

  136,900  

4,433  

87,967  

3,540 

   $ 818,166   $ 103,994   $  711,706   $ 94,469   $ 615,101   $  89,247 

Contract assets primarily relate to the Company’s rights to consideration for work completed but not billed at the reporting date. 
The contract assets are transferred to receivables when the rights become unconditional. Contract liabilities primarily relate to performance 
obligations to be satisfied in the future. As of December 31, 2019 and December 31, 2018, contract liability balances were $324 and $331, 
respectively, and are included in accrued liabilities on the accompanying consolidated balance sheets. During the years ended December 31, 
2019 and 2018, the Company increased contract liabilities by $310 and $1,391, respectively. However, during the third quarter of 2019 and 
fourth quarter of 2018, respectively, the Company settled $361 and $1,214 of this liability with a contract credit in lieu of satisfaction of 
these obligations. The Company did not have any contract assets at December 31, 2019 or December 31, 2018. Terms on account receivables 
vary and are based on specific terms agreed upon with each customer. Write-offs of accounts receivable were not material during the years 
ended December 31, 2019 or 2018. 

10. 

CUSTOMER INFORMATION 

No single customer accounted for 10% or more of consolidated net sales for 2019, 2018 and 2017. 

11. 

QUARTERLY FINANCIAL INFORMATION (UNAUDITED) 

The following is a summary of the unaudited quarterly financial information for the years ended December 31, 2019 and 2018: 

Net Sales 

Operating 
Income 

Net 
Income 

Basic  
Income 
Per Share 

Diluted  
Income Per 
Share 

Cash  
Dividends 
Declared 
Per Share 

  $ 

  $ 

 197,213   $ 
 222,346  
 195,467  
 203,140  

 12,382   $ 
 14,245  
 11,293  
 15,174  

 8,660   $ 
 10,683  
 8,076  
 11,692  

 159,160   $ 
 176,888  
 195,690  
 179,968  

 8,838   $ 
 11,601  
 12,026  
 11,329  

 6,670   $ 
 7,600  
 8,677  
 10,799  

 0.76   $ 
 0.94  
 0.71  
 1.03  

 0.59   $ 
 0.67  
 0.76  
 0.95  

 0.76   $ 
 0.94  
 0.71  
 1.03  

 0.59   $ 
 0.67  
 0.76  
 0.95  

 0.18 
 0.18 
 0.18 
 0.18 

 0.18 
 0.18 
 0.18 
 0.18 

2019 
First Quarter 
Second Quarter 
Third Quarter 
Fourth Quarter 

2018 
First Quarter 
Second Quarter 
Third Quarter 
Fourth Quarter 

12. 

SUBSEQUENT EVENTS 

On March 2, 2020, the Company’s board of directors declared a quarterly cash dividend of $0.18 per share. The dividend is payable 

March 23, 2020 to shareholders of record as of March 16, 2020. 

F-20 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
 
      
 
      
 
      
 
      
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
     
 
     
 
     
 
     
 
       
   
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
 
  
    
  
    
  
    
  
    
  
    
  
   
 
  
    
  
    
  
    
  
    
  
    
  
   
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
 
 
MILLER INDUSTRIES, INC. AND SUBSIDIARIES 

SCHEDULE II –VALUATION AND QUALIFYING ACCOUNTS 

(in thousands) 

Year Ended December 31, 2017 
Deduction from asset accounts: 

Allowance for doubtful accounts 

Year Ended December 31, 2018 
Deduction from asset accounts: 

Allowance for doubtful accounts 

Year Ended December 31, 2019 
Deduction from asset accounts: 

Allowance for doubtful accounts 

      Balance at 
Beginning 
of Period 

      Accounts        Balance at 

  Charged to  

Expense 

Written 
Off 

End of 
Period 

  $ 

 1,004   

 86   

 (52)  $ 

 1,038 

  $ 

 1,038   

 214   

 (140)  $ 

 1,112 

  $ 

 1,112   

 15   

 (21)  $ 

 1,106 

F-21 

 
 
 
 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
     
     
     
 
   
  
 
     
     
     
 
   
 
 
  
     
     
    
  
   
 
  
     
     
    
  
   
 
  
     
     
    
  
   
 
 
  
     
     
    
  
   
 
  
     
     
    
  
   
 
  
     
     
    
  
   
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this 

Report to be signed on its behalf by the undersigned, thereunto duly authorized, on the 4th day of March, 2020. 

SIGNATURES 

MILLER INDUSTRIES, INC. 

By: /s/ Jeffrey I. Badgley 
Jeffrey I. Badgley 
Co-Chief Executive Officer  

Know  all  men  by  these  presents,  that  each  person  whose  signature  appears  below  constitutes  and  appoints  Jeffrey  I.  Badgley, 
William G. Miller, II and Frank Madonia, and each or any one of them, as attorney-in-fact and agent, with full power of substitution, for 
him in any and all capacities, to sign any amendments to this Report on Form 10 K, and to file the same, with exhibits thereto, and other 
documents in connection therewith, with the Securities and Exchange Commission, hereby ratifying and confirming all that said attorneys-
in-fact and agents, or any of them, or their or his substitutes or substitute, may lawfully do or cause to be done by virtue hereof. 

Pursuant to the requirements of the Securities Exchange Act of 1934, this Report has been signed below by the following persons 

on behalf of the Registrant in the capacities indicated on the 4th day of March, 2020. 

Signature 

Title 

/s/ William G. Miller 
William G. Miller 

/s/ Jeffrey I. Badgley 
Jeffrey I. Badgley 

/s/ William G. Miller, II 
William G. Miller, II 

/s/ Deborah L. Whitmire 
Deborah L. Whitmire 

/s/ Theodore H. Ashford, III 
Theodore H. Ashford, III 

/s/ A. Russell Chandler, III 
A. Russell Chandler, III 

/s/ Richard H. Roberts 
Richard H. Roberts 

/s/ Leigh Walton 
Leigh Walton 

  Chairman of the Board of Directors 

  Co-Chief Executive Officer  

  President, Co-Chief Executive Officer and Director 

  Executive Vice President, Chief Financial Officer, Treasurer and 

Director (Principal Financial and Accounting Officer) 

  Director 

  Director 

  Director 

  Director 

S-1 

 
 
 
  
  
  
  
  
  
  
 
     
  
 
  
 
  
  
 
  
 
  
  
 
  
 
  
  
 
  
 
  
 
  
 
  
  
 
  
 
  
  
 
  
 
  
 
 
 
 
 
 
 
 
 
EXHIBIT 4.1 

DESCRIPTION OF THE REGISTRANT’S SECURITIES  

Miller Industries, Inc. (the “Company”) has one class of securities, our common stock, registered under Section 12 
of the Securities Exchange Act of 1934, as amended. 

DESCRIPTION OF COMMON STOCK 

The following description of our common stock is a summary and does not purport to be complete. It is subject to 
and qualified in its entirety by reference to our Charter, as amended (the “Charter”), and our Second Amended and 
Restated Bylaws (the “Bylaws”), each of which are filed as an exhibit to the Annual Report on Form 10-K of which 
this Exhibit 4.1 is a part. We encourage you to read our Charter, our Bylaws and the applicable provisions of the 
Tennessee Business Corporation Act for additional information. 

Authorized Shares of Capital Stock 

Our authorized capital stock consists of:  

(cid:120) 
(cid:120) 

100,000,000 shares of common stock, $0.01 par value; and  
5,000,000 shares of preferred stock, $0.01 par value. 

The holders of our common stock do not have any preemptive or other subscription rights, conversion or redemption 
rights, or any rights to share in any sinking fund. 

Voting Rights 

The holders of our common stock are entitled to one vote per share on all matters to be voted on by the shareholders. 
In an uncontested election of directors, each director will be elected by a majority of the votes cast with respect to 
such director’s election. In a contested election, which is an election where the number of nominees for director 
exceeds the number of directors to be elected, each director will be elected by a plurality of the votes cast with 
respect to such director’s election. The holders of our common stock do not have cumulative voting rights.  

Dividends 

Subject to any preferences that may be applicable to any preferred stock issued in the future, all shares of our 
common stock are entitled to share equally in any dividends as may be declared from time to time by our board of 
directors, in its discretion, from legally available funds. 

Liquidation Rights 

If we dissolve, liquidate or wind up, the holders of our common stock are entitled to receive on a ratable basis all of 
our assets available for distribution, in cash or in kind, after payment or provision for payment of all of our debts and 
liabilities, including any preferential amount due to holders of preferred stock that may be issued in the future. 

Anti-Takeover Provisions  

Our Charter and Bylaws, as well as the Tennessee Business Corporation Act, contain restrictions that may 
discourage other persons from attempting to acquire or influence control of us, including, without limitation: 

(cid:120) 

(cid:120) 
(cid:120) 

any vacancies on our board of directors may be filled by a majority of the directors in office, although less 
than a quorum; 
our shareholders are not be entitled to act by written consent in lieu of a meeting; and 
our shareholders must comply with advance notice procedures for shareholder proposals and the 
nomination of candidates for election as directors, other than nominations made by or at the direction of 
our board of directors or a committee of our board of directors.  

In addition, our Charter authorizes the issuance of up to 5,000,000 shares of preferred stock. The rights and 
preferences for any series of preferred stock may be set by our board of directors, in its sole discretion and without 
shareholder approval, and the rights and preferences of any such preferred stock may be superior to those of our 
common stock and thus may adversely affect the rights of holders of our common stock. 

 
 
 
 
 
Listing 

Our common stock is listed on the New York Stock Exchange under the symbol “MLR.” 

Transfer Agent  

The transfer agent for our common stock is Computershare Trust Company, N.A. 

 
 
 
 
SUBSIDIARIES 

Name of Entity 

APACO, Inc. 
Boniface Engineering, Ltd. 
Champion Carrier Corporation 
Jige International S.A. 
Miller/Greeneville, Inc. 
Miller Financial Services Group, Inc. 
Miller Industries International, Inc. 
Miller Industries Towing Equipment Inc. 

Exhibit 21 

Jurisdiction of 
Incorporation 

   Delaware 
   United Kingdom 
   Delaware 
   France 
   Tennessee 
   Delaware 
   Tennessee 
   Delaware 

 
 
    
 
Exhibit 23.1 

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

We consent to the incorporation by reference in the following Registration Statements: 

(1)       Registration Statement on Form S-8 (File No. 333-127481); 

(2)       Registration Statement on Form S-8 (File No. 333-188898); and 

(3)       Registration Statement on Form S-8 (File No. 333-219288). 

of Miller Industries, Inc. and subsidiaries of our reports dated March 4, 2020, relating to our audits of the consolidated 
financial statements, the financial statement schedule and effectiveness of internal control over financial reporting, which 
appear in the Annual Report on Form 10-K of Miller Industries, Inc. and subsidiaries for the year ended December 31, 
2019. 

/s/ Elliott Davis, LLC 

Chattanooga, Tennessee 
March 4, 2020 

 
 
 
 
 
 
 
 
  
  
  
  
  
 
Exhibit 31.1 

I, Jeffrey I. Badgley, certify that: 

1.           I have reviewed this annual report on Form 10-K of Miller Industries, Inc.; 

2.           Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a 

material fact necessary to make the statements made, in light of the circumstances under which such statements 
were made, not misleading with respect to the period covered by this report; 

3.           Based on my knowledge, the financial statements, and other financial information included in this report, fairly 

present in all material respects the financial condition, results of operations and cash flows of the registrant as 
of, and for, the periods presented in this report; 

4.           The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure 

controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over 
financial reporting (as defined in Exchange Act Rule 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)       Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and 
procedures to be designed under our supervision, to ensure that material information relating to the registrant, 
including its consolidated subsidiaries, is made known to us by others within those entities, particularly during 
the period in which this report is being prepared; 

(b)       Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over 
financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability 
of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with 
generally accepted accounting principles; 

(c)       Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented 
in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of 
the period covered by this report based on such evaluation; and 

(d)       Disclosed in this report any change in the registrant’s internal control over financial reporting 
that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of 
an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal 
control over financial reporting; and 

5.           The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal 

control over financial reporting, to the registrant’s auditors and the audit committee of registrant’s board of 
directors (or persons performing the equivalent functions): 

(a)       All significant deficiencies and material weaknesses in the design or operation of internal control 
over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, 
summarize and report financial information; and 

(b)       Any fraud, whether or not material, that involves management or other employees who have a 

significant role in the registrant’s internal control over financial reporting. 

Date: March 4, 2020 

/s/ Jeffrey I. Badgley 
Jeffrey I. Badgley 
Co-Chief Executive Officer 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
 
Exhibit 31.2 

I, William G. Miller, II, certify that: 

1.           I have reviewed this annual report on Form 10-K of Miller Industries, Inc.; 

2.           Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a 

material fact necessary to make the statements made, in light of the circumstances under which such statements 
were made, not misleading with respect to the period covered by this report; 

3.           Based on my knowledge, the financial statements, and other financial information included in this report, fairly 

present in all material respects the financial condition, results of operations and cash flows of the registrant as 
of, and for, the periods presented in this report; 

4.           The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure 

controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over 
financial reporting (as defined in Exchange Act Rule 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)       Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and 
procedures to be designed under our supervision, to ensure that material information relating to the registrant, 
including its consolidated subsidiaries, is made known to us by others within those entities, particularly during 
the period in which this report is being prepared; 

(b)       Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over 
financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability 
of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with 
generally accepted accounting principles; 

(c)       Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented 
in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of 
the period covered by this report based on such evaluation; and 

(d)       Disclosed in this report any change in the registrant’s internal control over financial reporting 
that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of 
an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal 
control over financial reporting; and 

5.           The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal 

control over financial reporting, to the registrant’s auditors and the audit committee of registrant’s board of 
directors (or persons performing the equivalent functions): 

(a)       All significant deficiencies and material weaknesses in the design or operation of internal control 
over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, 
summarize and report financial information; and 

(b)       Any fraud, whether or not material, that involves management or other employees who have a 

significant role in the registrant’s internal control over financial reporting. 

Date: March 4, 2020 

/s/ William G. Miller, II 
William G. Miller, II 
President and Co-Chief Executive Officer 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
 
Exhibit 31.3 

I, Deborah L. Whitmire, certify that: 

1.           I have reviewed this annual report on Form 10-K of Miller Industries, Inc.; 

2.           Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a 

material fact necessary to make the statements made, in light of the circumstances under which such statements 
were made, not misleading with respect to the period covered by this report; 

3.           Based on my knowledge, the financial statements, and other financial information included in this report, fairly 

present in all material respects the financial condition, results of operations and cash flows of the registrant as 
of, and for, the periods presented in this report; 

4.           The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure 

controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over 
financial reporting (as defined in Exchange Act Rule 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)       Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and 
procedures to be designed under our supervision, to ensure that material information relating to the registrant, 
including its consolidated subsidiaries, is made known to us by others within those entities, particularly during 
the period in which this report is being prepared; 

(b)       Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over 
financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability 
of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with 
generally accepted accounting principles; 

(c)       Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented 
in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of 
the period covered by this report based on such evaluation; and 

(d)       Disclosed in this report any change in the registrant’s internal control over financial reporting 
that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of 
an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal 
control over financial reporting; and 

5.           The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal 

control over financial reporting, to the registrant’s auditors and the audit committee of registrant’s board of 
directors (or persons performing the equivalent functions): 

(a)       All significant deficiencies and material weaknesses in the design or operation of internal control 
over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, 
summarize and report financial information; and 

(b)       Any fraud, whether or not material, that involves management or other employees who have a 

significant role in the registrant’s internal control over financial reporting. 

Date: March 4, 2020 

/s/ Deborah L. Whitmire 
Deborah L. Whitmire 
Executive Vice President, Chief Financial Officer and 
Treasurer 

 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
  
  
  
  
  
  
  
 
Exhibit 32.1 

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 

In connection with the Annual Report of Miller Industries, Inc. (the “Company”) on Form 10-K for the period 
ended December 31, 2019 filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Jeffrey 
I. Badgley, Co-Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. § 1350 as adopted by § 906 of the 
Sarbanes-Oxley Act of 2002, that: 

(1) 

(2) 

The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 
1934; and 

The information contained in the Report fairly presents, in all material respects, the financial condition and 
results of operations of the Company. 

Dated: March 4, 2020 

/s/ Jeffrey I. Badgley 
Jeffrey I. Badgley 
Co-Chief Executive Officer 

 
 
 
 
  
 
 
  
  
  
  
  
  
  
  
 
Exhibit 32.2 

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 

In connection with the Annual Report of Miller Industries, Inc. (the “Company”) on Form 10-K for the period 
ended December 31, 2019 filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, William 
G. Miller, II, Co-Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. § 1350 as adopted by § 906 of 
the Sarbanes-Oxley Act of 2002, that: 

(1) 

(2) 

The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 
1934; and 

The information contained in the Report fairly presents, in all material respects, the financial condition and 
results of operations of the Company. 

Dated: March 4, 2020 

/s/ William G. Miller, II 
William G. Miller, II 
President and Co-Chief Executive Officer 

 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
 
Exhibit 32.3 

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 

In connection with the Annual Report of Miller Industries, Inc. (the “Company”) on Form 10-K for the period 
ended  December  31,  2019  filed  with  the  Securities  and  Exchange  Commission  on  the  date  hereof  (the  “Report”),  I, 
Deborah L. Whitmire, Executive Vice President and Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. 
§ 1350 as adopted by § 906 of the Sarbanes-Oxley Act of 2002, that: 

(1) 

(2) 

The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 
1934; and 

The information contained in the Report fairly presents, in all material respects, the financial condition and 
results of operations of the Company. 

Dated: March 4, 2020 

/s/ Deborah L. Whitmire 
Deborah L. Whitmire 
Executive Vice President, Chief Financial Officer and 
Treasurer 

 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
 
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