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Annual Report 2003

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ANNUAL REPORT 2003 Nomura Holdings, Inc. PROFILE Nomura Group, with its core businesses of the securities and related busi- nesses, is dedicated to providing a broad range of financial services for individual, institutional, corporate and government customers. We offer a diverse line of competitive products and value-added financial and advisory services through Nomura Securities Co., Ltd., its subsidiaries, and an overseas network that comprises offices in 28 countries. Our business activities include investment consultation services for domestic retail investors, securities brokerage services, securities underwriting for domestic and foreign governments and corporations, merger and acquisi- tion and financial advisory services, merchant banking, and asset management for investment trusts and pension funds. CONTENTS (cid:2)Consolidated Financial Highlights (U.S. GAAP) . . . . . . . . . . . . . . . . . . . 1 (cid:2)Business Portfolio . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 (cid:2)Management Policy of Nomura Group . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 To Our Shareholders and Customers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Top Management Interview . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Messages from Division Heads . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 Nomura Group . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 (cid:2)Divisional Strategies . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 Domestic Retail . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 Global Wholesale . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 Asset Management . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 (cid:2)Global Research . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34 (cid:2)Contributions to Society . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 38 Nomura Holdings, Inc. Corporate Data/Share Data . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42 Directors and Executive Officers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43 Subsidiaries and Affiliates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44 Nomura Securities Co., Ltd. Domestic Network . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47 1. This document is produced by Nomura Holdings, Inc. (“Nomura”). Copyright 2003 Nomura Holdings, Inc. All rights reserved. 2. Nothing in this document shall be considered as an offer to sell or solicitation of an offer to buy any security, commodity or other instrument, including securities issued by Nomura or any affiliate thereof. Offers to sell, sales, solicitations to buy, or purchases of any securities issued by Nomura or any affiliate thereof may only be made or entered into pursuant to appropriate offering materials or a prospectus prepared and distributed according to the laws, regulations, rules and market practices of the jurisdictions in which such offers or sales may be made. 3. No part of this document shall be reproduced, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without the prior written permission of Nomura. 4. The information and opinions contained in this document have been obtained from sources believed to be reliable, but no representations or warranty, express or implied, are made that such information is accurate or complete and no responsibility or liability can be accepted by Nomura for errors or omissions or for any losses arising from the use of this information. 5. This document contains statements that may constitute, and from time to time our management may make “forward-looking statements” within the meaning of the safe harbor provisions of The Private Securities Litigation Reform Act of 1995. Any such statements must be read in the context of the offering materials pursuant to which any securities may be offered or sold in the United States. These forward-looking statements are not historical facts but instead represent only our belief regarding future events, many of which, by their nature, are inherently uncertain and outside our control. Important factors that could cause actual results to differ from those in specific forward-looking statements include, without limitation, economic and market conditions, political events and investor sentiments, liquidity of secondary markets, level and volatility of interest rates, currency exchange rates, security valuations, competitive conditions and size, and the number and timing of transactions. CONSOLIDATED FINANCIAL HIGHLIGHTS (U.S. GAAP) Nomura Holdings, Inc. Income statement data: Revenue Interest expense Net revenue Non-interest expenses Income before income taxes and cumulative effect of accounting change Income tax expense Income before cumulative effect of accounting change Cumulative effect of accounting change 2001 ( ) April 1, 2000~ March 31, 2001 Millions of yen (Except per share data) 2002 ( ) April 1, 2001~ March 31, 2002 2003 ( ) April 1, 2002~ March 31, 2003 Millions of U.S. dollars (Except per share data) 2003 (4) ( ) April 1, 2002~ March 31, 2003 ¥ 1,469,298 ¥ 1,825,399 ¥ 840,919 $ 7,122 553,643 915,655 504,048 1,321,351 274,645 566,274 759,483 1,148,379 518,865 156,172 98,762 57,410 – 172,972 4,926 168,046 47,409 37,295 10,114 – 109,799 2,326 4,796 4,394 402 316 86 930 Net income ¥ 57,410 ¥ 168,046 ¥ 119,913 $ 1,016 Balance sheet data (period end): Total assets Shareholders’ equity Common stock Number of shares issued ¥ 17,146,024 ¥ 17,758,273 ¥ 21,169,446 $ 179,296 1,436,428 182,797 1,604,929 182,800 1,642,328 182,800 13,910 1,548 1,962,977,841 1,965,919,860 1,965,919,860 Return on equity (ROE) (1) 4.0% 11.1% 7.4% Per share data: Income before cumulative effect of accounting change—basic (2) Net income—basic (2) Income before cumulative effect of accounting change—diluted (2) Net income—diluted (2) Shareholders’ equity (3) Cash dividends (3) (Yen) (U.S. dollars) ¥ 29.25 ¥ 85.57 ¥ 29.25 85.57 29.25 29.25 731.77 17.50 85.32 85.32 816.48 15.00 5.17 61.26 5.17 61.26 846.40 15.00 $ 0.04 0.52 0.04 0.52 7.17 0.13 Notes: (1) Calculated by dividing net income by average shareholders’ equity. (2) Calculated using the weighted average number of shares outstanding for the year (excluding treasury shares held by us). (3) Calculated using the number of shares outstanding (excluding treasury shares held by us) at year end. (4) Calculated using the yen-dollar exchange rate of U.S. $1.00=¥118.07, the noon buying rate in New York City for cable transfers in foreign currencies as certified for custom purposes by the Federal Reserve Bank of New York on March 31, 2003. Consolidated Financial Highlights (U.S. GAAP) 1 BUSINESS PORTFOLIO Our business portfolio consists of Domestic Retail, Global Wholesale, and Asset Management businesses. •Domestic Retail Domestic Retail provides investment consultation services to customers on how to grow their assets over the long term, proposing financial products and investment portfolios that are tailored to their asset-building needs. •Global Wholesale Global Wholesale offers borderless solution-based financial services through the capital markets, leveraging Nomura Group’s global network, to institutional and corporate customers, and customers in public sectors. It consists of four business lines: Fixed Income, Equity, Investment Banking, and Merchant Banking. •Asset Management Asset Management offers a range of comprehensive services. These include the management of investment trusts and investment advisory services. In the defined contribution pension plan market, they vary from plan implementation to product supply. Breakdown of Income before Income Taxes by Segment Asset Management 2.5% Domestic Retail 27.5% Global Wholesale 70.1% Year ended March 31, 2003 Asset Management 4.6% Domestic Retail 9.2% Global Wholesale 86.2% Year ended March 31, 2002 2 Business Portfolio MANAGEMENT POLICY OF NOMURA GROUP To Our Shareholders and Customers . . . . . 4 Top Management Interview . . . . . . . . . . . . . 8 Messages from Division Heads . . . . . . . . . . 12 Domestic Retail Global Wholesale Asset Management Nomura Group . . . . . . . . . . . . . . . . . . . . . . . . 18 Management Vision Operational Management Contribution to Economic Revival in Japan Corporate Governance Structure Business Execution Structure Management Policy of Nomura Group 3 To Our Shareholders and Customers Nobuyuki Koga President & Chief Executive Officer Nomura Holdings, Inc. 4 To Our Shareholders and Customers We at Nomura Group greatly appreciate the support of our shareholders and customers. My name is Nobuyuki Koga, President & Chief Executive Officer of Nomura Holdings, Inc. (NHI) and Nomura Securities Co., Ltd. as of April 2003. In this annual report of Nomura Group for the fiscal year ended March 31, 2003, I am pleased to present the Group’s business results and future management strategy. Business Environment and Results We faced a reasonably tough business net revenue of ¥566.3 billion, income before income taxes of ¥47.4 billion, and net income environment during the fiscal year under review, of ¥119.9 billion. Return on equity (“ROE”) brought about by serious deflation and continued was 7.4%. non-performing loan problems as well as increasing uncertainty in the global environment. From a governmental policy aspect, we saw Group Vision Nomura Group’s vision is to enhance its position important movements toward Japanese eco- as a globally competitive Japanese financial nomic revival, such as the announcement late services group. last year of the policy program aimed at promo- In order to realize this vision, we focus on ting concurrently the disposal of non-performing three areas: strengthening action to expand the loans and the revitalization of industry. securities market in Japan, enhancing business Furthermore, in the corporate sector, manage- origination in Japan, and pursuing collective ment reforms directed at increasing shareholder strength through greater cooperation among our value have been gathering rapid momentum, divisions. As a management target to indicate evidenced by fundamental restructuring, increase of shareholder value, NHI intends to progress in unwinding cross-shareholdings maintain an average consolidated ROE of and increased levels of share buybacks and 10-15% over the medium to long term. M&A activity. In the household sector, though preference for risk-free assets has been gene- rally strong, it is becoming increasingly clear Strengthening Management Structure With the approval of the 99th Ordinary General that individual investors are beginning to shift Meeting of Shareholders, Nomura Group has their assets into higher risk-return products adopted the Committee System. The reasons while remaining alert to risk-return profiles. are as follows: First, to increase management This is apparent from the significant increase of transparency. The move will reinforce our mana- investment in foreign currency-denominated gement oversight functions as well as further bonds, for example. enhance transparency. Second, to create more In this environment, we continued to provide flexible Group operations. Under the Committee various solutions through capital markets and System, management oversight functions will be investment opportunities to our customers. As separated from business operation functions a result, for this fiscal year, under accounting and many of the powers to execute business principles generally accepted in the United activities will be delegated to executive officers. States (“U.S. GAAP”), NHI posted consolidated As a result, NHI will be able to make quicker Management Policy of Nomura Group 5 management decisions on a consolidated basis. Nomura Value Added (NVA), calculated by Third, to enhance the effectiveness of internal subtracting the cost of capital from income after control systems. NHI will establish more effec- tax, and other measurements. tive internal control systems and further In business execution, the COO is responsi- strengthen their functions. ble for all three divisions and aims to pursue business that extends beyond these divisions. Business Execution Structure NHI and its domestic and overseas subsidiaries, The Co-COO will advance integrated Nomura Group management. By taking this approach, including Nomura Securities Co., Ltd., conduct we will be able to enhance collaboration among comprehensive business management as divisions, break the legal entity mold and Nomura Group under a unified strategy. In pursue efforts to enhance Nomura Group’s formulating our business strategy, we focus on collective strength. global coordination of our businesses rather than individual legal entities. Specifically, mana- gement resources for business execution are Strategy Our strategy is to contribute to the revival of allocated efficiently and flexibly, based on close the Japanese economy by acting as a bridge examination of the business plans of our three between companies that are promoting busi- divisions by NHI’s Executive Management ness reorganization and individual financial Board. In addition, an advisory board has been assets that are over-concentrated in cash established as a consultative body to the and deposits. Executive Management Board composed of top Domestic Retail’s goal is to shift individual managers of leading global Japanese companies financial assets from cash and deposits to the in order to take advantage of diverse perspectives capital markets and to expand our customer in the drafting of business strategy. base. In order to achieve this goal, we are Our business portfolio comprises Domestic aiming to create a service delivery structure Retail, Global Wholesale and Asset Management that is focused on core values, or the values divisions. Each division head has the responsi- that customers regard as the most important. bility to conduct business within allocated Moreover, with respect to broadening the management resources. NHI monitors the customer base, we have combined face-to-face performance of each business closely, using services with IT services. This has allowed the 6 To Our Shareholders and Customers division to increase the time spent on face-to- creating added value in the medium to long term face services, strengthening our consulting and improve investment performance by stream- capabilities. Meanwhile, we are working to lining the investment management process and diversify our product mix through promoting strengthening research functions. Moreover, product development that reflects customers’ while seeking to expand our sales channels and core values. Moreover, we continue to provide diversify products, we are working to increase investor education as a means of broadening assets under management and expand our rev- participation in the securities markets, including enue base. In the defined contribution pension lectures on securities at universities. plan business, we are building on our customer In Global Wholesale, our goal is to establish base in the corporate employees’ investment a strong presence in global business focused on plan market and capitalizing on the expertise Japan. For this purpose, our strategy is to first we have built up in our investment trust and muster collective strength through greater investment advisory businesses. cooperation between Domestic Retail and Global Wholesale. In other words, we aim to Operating under the strengthened management capture attainable business by utilizing both our system, Nomura Group is totally committed to global underwriting network and strong sales increasing shareholder value over the medium network in Japan. Second, our strategy is to to long term while contributing to the revitaliza- promote Japan-focused globalization. This tion of Japan’s companies and economy by involves stepping up our activities in sectors staunchly fulfilling its role in the expansion of where future growth is forecast, such as Japan’s capital markets. As always, we look domestic and overseas M&A deals accompany- forward to your continued support. ing industry reorganization, corporate revival business activities, financing operations to enhance the liquidity of assets. In Asset Management, we are aiming to enhance the investment management business and strengthen defined contribution pension plan business. In order to achieve this, we aim to establish a structure that is capable of Nobuyuki Koga President & Chief Executive Officer July 2003 Management Policy of Nomura Group 7 Top Management Interview Nomura Group introduced a new business execution structure to promote collective strengths as a group. Nobuyuki Koga, President & Chief Executive Officer, describes the form and perspective of management; Hiroshi Toda, Deputy President & Chief Operating Officer, and Kazutoshi Inano, Deputy President & Co-Chief Operating Officer, describe their roles and future plans. Hiroshi Toda Deputy President & COO Nobuyuki Koga President & CEO Kazutoshi Inano Deputy President & Co-COO MAKING JAPAN STRONG WILL ALSO MAKE NOMURA STRONG, WHILE STRENGTHENING NOMURA WILL ALSO STRENGTHEN JAPAN AS A WHOLE. I WANT TO REALIZE THIS VIRTUOUS CYCLE. NOBUYUKI KOGA, PRESIDENT Could you explain the form of management that you are aiming for? to customers and the markets and combining their accumulated domestic and overseas experience and expertise to provide customers with high value-added solutions through the capital markets. The form of management that we are aiming for at Nomura Group does not stop with the partial streamlining of structures that further enhance competitiveness and added value in individual divisions. It is linked to the optimiza- We define the securities business and closely tion of Nomura Group as a whole, and strongly related businesses as our core businesses and promotes our collective strength, which is our conduct integrated management of NHI sub- greatest asset. sidiaries as Nomura Group. In other words, we We have been particularly conscious of this aim to run Nomura Group under an integrated in the establishment of the current management strategy as a single corporate entity. structure. Deputy President & COO Hiroshi Toda When executing business, we focus not on is responsible for business execution in all three each legal entity but on the global partnership divisions. At the same time as pursuing between the three divisions of Domestic Retail, improvements in the expertise of each division, Global Wholesale and Asset Management. Mr. Toda will make the most of the collective These three divisions are seeking to establish strength of Nomura Group in the Japanese and a strong competitiveness by listening carefully global markets by strengthening the partnership 8 Top Management Interview there are ample business opportunities. We need to build solid foundations by bringing together the accumulated domestic and overseas experi- ence and expertise of Nomura Group in these business opportunities. I believe that by responding to the securities trading needs of Japanese companies that are undergoing glob- alization and individuals, we will automatically come to rank with our rivals in Europe and the United States in competition on the global stage. “JAPAN’S REVIVAL” IS A COMMON OBJECTIVE FOR ALL OUR BUSINESS LINES, AND WE TACKLE THAT BY BEING UNITED AS A COMPANY. HIROSHI TODA, DEPUTY PRESIDENT Could you explain your role as COO? Nobuyuki Koga President & CEO between each of the upgraded divisions. Moreover, streamlining all aspects of infra- structure is necessary to promote integration as a Group. This includes fostering a unified under- lying corporate culture and philosophy. As Deputy President & Co-COO, Kazutoshi Inano is in charge of creating the structure and environment to enable Nomura Group to capitalize fully on the benefits of being a single virtual company, both in name and reality, by advancing the concept of My role as COO is to formulate and execute integrated Nomura Group management. more specific management strategies based on Could you explain your management perspective? the management vision spelled out by our President & CEO Nobuyuki Koga. I provide lead- ership to ensure that the business strategies of As a result of the developments in our manage- Domestic Retail, Global Wholesale and Asset ment structure under former President Junichi Management are executed seamlessly as an Ujiie (now Chairman), Nomura Group became integrated group. In other words, my role is to a holding company and was listed on the New ensure strategy execution leads to the achieve- York Stock Exchange. During this period, I was ment of objectives for the Group overall with no responsible for the overall management of wasted efforts in individual divisions. Nomura Group as Deputy President. I have I firmly believe that “Japan’s revival” is a long believed that national strength has a signifi- common objective for all our business lines, and cant impact on the international competitiveness we will be united as a company over the next of financial institutions. National strength is few years by this clear mega-trend. manifested as strength in the financial industry. My view is that Nomura Group best capital- Making Japan strong will also make Nomura izes on its strengths when its objectives coin- strong, while strengthening Nomura will also cide with the social context. For example, when strengthen Japan as a whole. My priority in large volumes of government bonds were corporate management is to bring about this issued in the past, corporate profit and the virtuous cycle. social context of expanding the capital markets The current economic situation is very harsh, came together. Nomura Group appreciated the but we are benefiting from this environment to significant future potential in the securities achieve a leap forward. In Japan, which has industry and the potential for its own activities. been ridiculed as “incapable of change,” the The Japanese economy of today is con- recognition that it “must change” is now stronger fronting a number of crises that involve a com- than ever before. While concrete models of how plex intertwining of factors. The activation of companies revitalize and the experience of direct finance—the shift of individual financial success for investors are yet to be established, assets from cash and savings deposits into Management Policy of Nomura Group 9 Hiroshi Toda Deputy President & COO This includes face-to-face services at our 128-branch office network and non face-to-face services such as Nomura Home Trade, which uses the Internet, and the Nomura Call Center, as well as the corporate channel that includes the ESOP market. By providing attractive prod- ucts and high value-added information through these customer interfaces, I believe that we can contribute to an expansion in the circulation of funds between individuals and companies based on precise risk management. With regard to the second point, for example, capital markets—that Nomura Group is promo- in the area of corporate revival, Nomura Group ting is expected to be one of the breakthroughs has actively developed a principal finance busi- in resolving these crises. It cannot be argued ness overseas since 1995. This business is that the capital markets are yet fully playing the based on high creditworthiness and sophisticat- role expected of them. However, the degree of ed financial technology. In addition to investing linkage between our business objectives and in the privatization of British Rail and UK military the social context has probably never been housing as well as a national pub-restaurant closer than it is now. chain in Britain, we have contributed to increas- I endeavor to ensure that Nomura Group ing corporate value by actively promoting as a whole will systematically sketch out improvements in management at the companies a “Japanese revival strategy” and turn it into we have invested in. Backed by this track reality by promoting more measures to mobilize record of achievement, we established Nomura the potential strengths we have in this area. Principal Finance Co., Ltd. in 2000, and are In what areas do you think that Nomura Group can contribute to “Japan’s revival?” actively developing the principal finance busi- ness in Japan. I hope that we can create a surge of Japanese financial revival through corporate revitalization using our extensive array of expert I think we can speak largely of two areas in capabilities that include balance sheet improve- which we should contribute. One of these is to ment, business risk management, management increase the movement of individual financial consultation, and arrangement of business assets, which are over-concentrated in cash and tie-ups in addition to the provision of risk capital. deposits, into securities products through appro- priate consulting. The second is in providing solid support, including the provision of risk cap- ital, to companies that are making sustained and sincere efforts to become “winning companies.” Nomura Group has built up the domestic and overseas infrastructure, experience, expertise, information, and level of specialization that enable it to unite in working on these two areas. With respect to the first point, which is shifting individual financial assets into securities prod- I STRIVE TO BUILD A STRUCTURE AND ENVIRONMENT THAT WILL MAKE NOMURA GROUP A HIGHLY INTEGRATED CORPORATE BODY. KAZUTOSHI INANO, DEPUTY PRESIDENT Could you explain your role as Co-COO? ucts, we are playing a role in expanding our Our President & CEO Mr. Koga explained that customer base by providing services that pre- the role required of the Co-COO is to create the cisely match the values of individual customers, environment, including the streamlining of infra- which will lead to an increase in funds entering structure, to enable Nomura Group to function the capital markets. We have already built as a single virtual company based on an inte- a powerful domestic interface with customers. grated strategy. Each company that makes up 10 Top Management Interview Kazutoshi Inano Deputy President & Co-COO external demonstration aspect. Firstly, with regards to internal reform, one example I can give is the promotion of shared values with the aim of “activating communica- tion.” This involves broader and deeper communication rather than a type of business improvement, such as business meetings, that achieves understanding. We believe that as the organization becomes bigger with different structures and operations, we are finding ways that make it possible to overcome the factors that impede communication. We are hoping Nomura Group has its own distinctive individu- to further strengthen the promotion of this ality, expertise and competitive strength as project in the future with the aim of activating a single legal entity. Nomura Asset Management communication in Nomura Group. Co., Ltd., where I serve as President, strives I suppose a concrete example of our external daily to increase its added value as the largest demonstration activities is our sponsored Japanese investment trust and investment advi- lectures. Currently, we conduct lectures on the sory company in terms of the balance of assets securities markets at more than 110 universities under management. In itself, the constant effort around Japan, but we did not initially imagine by each company in Nomura Group to further that we would go this far. Many of the compa- improve the foundation that forms its strength is ny’s directors and employees are involved in the what every company does as a matter of course. lectures, and while it could impede their regular However, a simple appeal for seamless connec- business, they have consistently overcome this tions beyond organizations and companies is problem. A cumulative total of more than 20,000 inadequate to respond precisely to the needs students have attended the lectures. I believe of an era that is becoming increasingly complex. the important thing is increasing the number of In particular, Nomura Group has taken on the students with experience and interest in the cap- cause of “Japan’s revival” as its biggest ever ital and securities markets, even if only slightly, challenge. This will require us to provide the and contributing to developing a healthy capital- highest level of added value through the pursuit ist economy in Japan in the future, regardless of of even greater expertise by each division and whether these people will become our customers the integration of this expertise under precise or not. While there is some discussion about management. I will be implementing concrete whether it is appropriate for a single company to measures from a range of perspectives that be engaged in this type of activity, it is firstly include fostering a unified corporate culture important to “have a go” in the context of the and the establishment of a group management discussion. In this sense, we have made the system to create the Nomura Group virtual assessment that it has been ultimately worth- company as a highly integrated corporate body. while. Moreover, the universities make effective Could you tell us about the B&D project for which you serve as Chairman? use of Nomura Group’s expertise and skills in the associated industry-academia ties that have resulted from the sponsored lectures, which are expected to contribute to closing the gap The B&D (Basic & Dynamic) project (see Note) between scholarship and practice. aims to improve the public perception of Nomura Group and the securities market. It is the company’s central project, and work on the project has been going on for about three years. It comprises an internal reform aspect, which includes a psychological dimension, and an Note: The B&D project’s aim is to make Nomura Group a financial services company that has the trust of its customers. It com- bines pride in the “Basic,” which forms the essence of the securities markets that underpin the circulation of funds for economic growth, with “Dynamic” strength that encourages the creation of new values in anticipation of change. Management Policy of Nomura Group 11 Messages from Division Heads Domestic Retail Under our “Core Value Formation” strategy, we aim to build a structure resting on a solid customer and revenue base. Domestic Retail aims to create a solid customer base by increasing the range of individual investors in the Japanese market, and to create a revenue base not easily affected by fluctuations in a particular market. The Japanese economy and stock market have experienced prolonged slumps. Although continuing difficult conditions are not generally favorable to domestic retail investors, it is notable that investment in securities products in Japan still accounts for just 10% of the approx- imately ¥1,400 trillion of individual financial assets, the lowest level of any industri- alized nation. This low ratio gives the securities industry extremely high growth potential. In fact, strong activity in foreign currency bond trading and an increase in the number of stock-holding accounts held indicate a shift of funds toward capital markets. In the years ahead, these trends should receive support from such devel- opments as securities market reform promotion programs and the expansion of 401K plans accompanying overhauls of corporate pension systems, as well as progress in creating a single, unified tax for both investment and earned income. We have therefore segmented our market by type of customer and built a structure capable of delivering services and products focused on “core value.” This is our basic strategy this fiscal year, known as “Core Value Formation.” By pursuing this strategy, we are creating a solid customer base, and a revenue base less susceptible to fluctuations in a particular market. 12 Messages from Division Heads We are also conducting educational courses on securities for individual investors from a long-term perspective. We plan to hold courses at over 110 universities this fiscal year. Our educational activities will increase the number of people with an understanding of securities markets, so are ultimately designed to help increase the range of individual investors. In the years ahead, we would like to expand our educational activities to include not just universities but also regional community centers, providing life education courses throughout various regions in Japan. Through these activities, individual investors will become more sophisticated and able to evaluate companies critically, in turn increasing investment in compa- nies that create more added value. The operation of this market principle will create a virtuous cycle linked to industrial and economic revival. In Domestic Retail, we are helping to achieve such a cycle through the cultivation of individual investors, who hold the key to this revival. Takashi Yanagiya Senior Managing Director Head of Domestic Retail Business Results In Domestic Retail, we provide investment consultation services, leveraging our wide range of products, mainly to individual customers and companies in Japan from a medium-and long-term perspective. Net revenue in the fiscal year ended March 31, 2003 was ¥249.3 billion, up 9% from the previous year. Income before income taxes was ¥35.7 billion, up 74%. Japan’s stock market continued to suffer during the year, with the Nikkei Stock Average falling 28%. However, by diversifying our services through a wide range of products such as foreign bonds and variable-annuity pension insurance, we were able to minimize the effects of these market fluctuations, achieving increases in revenues and profits. Regarding our customer base, client assets decreased with the major fall in equity prices as a result of the stock market decline. However, due to sales of foreign bonds and government bonds for individuals, and an increase in stocks held by individuals, the decline in retail customer assets was just 6%. In this environment, the breadth of stock investments is steadily increasing, with the number of stock-holding accounts in Domestic Retail exceeding 1,300,000. Domestic Retail (Billions of yen) 300 250 200 150 100 50 0 01.3 02.3 03.3 Net Revenue Income before Income Taxes Management Policy of Nomura Group 13 Global Wholesale We are capitalizing upon the movements toward industrial revival and the revitalization of the Japanese economy in order to improve our revenues. In the course of the emergence and subsequent collapse of Japan’s bubble economy, large amounts of assets were allocated to unprofitable businesses. These assets have remained fixed until the present day, preventing them from being used efficiently. However, amid the prolonged reces- sion of recent years, a full-fledged movement toward industrial revival and the revitalization of the Japanese economy has at last emerged. Many Japanese com- panies are actively working to undo the inefficient misallocation of resources that took place during the bubble years. Similarly, developments such as the establish- ment of the Industrial Revitalization Corporation and increases in banks’ capital adequacy ratios, such as the government’s additional investment in Resona Bank, make it possible to accelerate the reform of the whole Japanese economy. In this situation, Global Wholesale is actively working on providing borderless, solution-based financial services through the capital markets to institutional and corporate customers, and customers in the public sector in Japan and around the world. In the years ahead, industry restructuring through M&A should be a bigger growth area than ever before, along with areas such as corporate revival business, asset liquidation, and finance aimed at creating “winning companies.” Global Wholesale is adapting to the trend toward industrial revival and the revival of the Japanese economy by working on four business lines: Fixed Income, Equity, 14 Messages from Division Heads Investment Banking, and Merchant Banking. Our aim is to link these areas to improvements in our profits and profile, contributing to the revitalization of corporations and industry. Global Wholesale’s goal is to play the leading role in establishing Nomura Group’s position as a globally competitive Japanese financial services group. To meet this goal, Global Wholesale will maximize the collective strength of Domestic Retail and Global Wholesale to promote Japan-based globalization. With the revival of the Japanese economy continuing to gain momentum, the business areas we are focusing on can be of no greater benefit to society than at present. The first step is to consolidate our position in Japan. Step two is to establish a solid presence in Japan-crossborder business, and step three is to become a genuine global player. Global Wholesale is always looking to the future, contributing to Japan’s revival through its contribution to customers. Business Results In Global Wholesale, we provide sales and trading services and investment banking services to mainly global institutional customers. In our sales and trading activities, we facilitate customer transactions and trade on our own account by market-making and trading fixed income and equity securities. We also provide a broad range of investment banking services, including underwriting and financial advisory services. In addition, we conduct proprietary transactions such as arbitrage and principal finance transactions. In Global Wholesale, net revenue was ¥298.5 billion and income before income taxes was ¥91.0 billion, representing decreases of 32% and 52%, respectively, compared with the previous fiscal year when there were large improvements in profits in Merchant Banking. Net revenues in Equity and Investment Banking were down 34% and 22% respectively, reflecting demanding conditions in the stock market. However, net revenue in Fixed Income was up 70%, the result of our quick response to increased demand for investment in foreign bonds, mainly from individual investors. This increase helped to bolster Global Wholesale’s overall revenues. In Merchant Banking, although there was no major exit transaction in the term under review, Japanese investments increased steadily. Takumi Shibata Senior Managing Director Head of Global Wholesale Global Wholesale (Billions of yen) 500 400 300 200 100 0 01.3 02.3 03.3 Net Revenue Income before Income Taxes Management Policy of Nomura Group 15 Asset Management We enhance investment management business and strengthen defined contribution pension plan business to meet diverse asset management needs. As Japan’s socioeconomic system matures and the popula- tion continues to age as a result of an accelerated decrease in the birth rate, investors ranging from households to institu- tions are experiencing a greater need for appropriate and efficient asset management. While individual financial assets in Japan have continued to grow since the war, the rate of growth is now approaching zero, further underscoring the need for asset management. In this situation, the prospects for Asset Management are good over the medium to long term, despite discouraging factors such as prolonged ultra-low interest rates and sluggishness in world stock markets. Asset Management is working on enhancing investment management business and strengthening defined contribution pension plan business to respond precisely to these trends, and meet increasingly diverse asset management needs through its investment trust and investment advisory businesses. Centered on Nomura Asset Management Co., Ltd. (NAM), our business strategy is to identify and strengthen sources of added value over the medium to long term. The tasks of our asset management business are to raise performance, improve overall added value and expand distribution channels. Raising performance involves comprehensive implementation of our “Asset Management Capability Enhancement Project,” in which NAM was engaged in the fiscal year under review, to create an organization that can steadily increase asset management added value over the medium to long term and then carry out the various measures required, including the consolidation of investment management structures and strengthen- ing of corporate research. In improving overall added value, Nomura Group seeks to go beyond performance, such as by augmenting the quality and volume of disclosure. In expanding distribution channels, we plan and implement strategies on a sales channel basis, such as at securities companies and banks, and expand cross-sales between Domestic and Global Wholesale through greater cooperation. 16 Messages from Division Heads Our defined contribution pension plan business uses the know-how we have developed in the investment trust and investment advisory businesses, along with our strong presence in the Employee Stock Ownership Plan (ESOP) market. We offer a wide range of integrated services, ranging from support for plan implemen- tation to supplying products. By providing pension system solutions to companies, our defined contribution pension plan business increases corporate value, and simultaneously creates opportunities for increasing the number of direct participants in the financial markets. It is therefore an entry point for cultivating individual investors. Based on this awareness, we are planning to strengthen our defined contribution pension plan business by increasing its pension administration share and product lineup, attracting new investment and constantly revising its business structure and services. We are actively working on expanding our asset management business with a view to playing an important role in the revitalization of Japan’s economy. Business Results In Asset Management, conducted principally through NAM, we select and manage investment trusts which Nomura Securities Co., Ltd. and other financial institutions distribute. We also provide investment advisory services for pension funds and other institutional customers. In defined contribution pension plan business, we provide support for plan implementation, product supply and investment education. Net revenue decreased by 21% to ¥37.1 billion for the fiscal year ended March 31, 2003 and income before income taxes decreased by 69% to ¥3.2 billion. The main cause of these declines was a major decrease in investment trust fees due to an increase in the number of account holders who withdrew from our Long-Term Bond Investment Trusts. NAM’s assets under management were approximately ¥14 trillion at the end of the fiscal year ended March 31, 2003, Kazutoshi Inano Deputy President & Co-COO Head of Asset Management Asset Management (Billions of yen) 70 60 50 40 30 20 10 0 down ¥4 trillion from the previous year. Due to increases in the outstanding 01.3 02.3 03.3 balance of exchange traded funds (ETFs) and increased purchases of foreign stock investment trusts by financial institutions, the balance of stock investment trusts was approximately ¥3 trillion, despite the steep fall in the stock market. This figure was about the same as the figure at the end of the previous fiscal year. However, owing mainly to a reduction caused by account holders withdrawing from our Long-Term Bond Investment Trusts, the balance of bond investment trust assets decreased by about ¥3 trillion. Further, the balance of assets under investment advisory contracts decreased by ¥1 trillion to about ¥4 trillion. Net Revenue Income before Income Taxes Management Policy of Nomura Group 17 Nomura Group Nomura Group is a financial services group comprising Nomura Holdings, Inc. (NHI), a holding company, and its domestic and overseas subsidiaries. We conduct integrated business mana- gement under a unified group strategy, providing customers with high value-added financial services and striving to consistently grow shareholder value by generating sustained revenue from these services. MANAGEMENT VISION offer services that range from advice, asset trading and Nomura Group’s vision is to entrench its status as a “globally financing through to the investment of our own capital to competitive Japanese financial services group.” In a Japanese support this restructuring. Domestic Retail, with its solid securities market expected to grow rapidly, we will seek to customer base, Global Wholesale, which has a high level of realize our vision and grow shareholder value by strengthen- expertise, and Asset Management, whose role is to offer ing our base in domestic securities businesses and by attractive products to investors, are working together to consolidating Nomura Group’s comprehensive capabilities create a flow of capital into securities markets. This will domestically and overseas. contribute to the revitalization of Japan’s economy, which As a management target to indicate an increase in share- has been in prolonged recession. holder value, we intend to maintain an average consolidated ROE of 10 to 15% over the medium to long term. CORPORATE GOVERNANCE STRUCTURE OPERATIONAL MANAGEMENT We promote management with an emphasis on growing shareholder value. In order to achieve this, we have been In executing our business strategy, we focus on business strengthening our corporate governance in the following ways. fields, which are linked globally, rather than individual legal entities. Nomura Group’s business divisions comprise 1. Appointment of outside directors Domestic Retail, Global Wholesale and Asset Management. 2. Establishment of the Internal Controls Committee, which Global Wholesale consists of four businesses: Fixed Income, includes an outside director Equity, Investment Banking and Merchant Banking. 3. Establishment of the Compensation Committee, with NHI allocates management resources to its business a majority of members being outside directors divisions after examining business plans and their budgets. 4. Establishment of the Advisory Board Each business executes its area of operations within the 5. Abolition of retirement bonuses for directors management resources allocated, and NHI monitors 6. Granting of stock options to directors and certain results regularly. employees Nomura Group will transfer the operational authority deemed appropriate to each of its respective business. We Following the passing of a resolution put to the 99th are establishing a competitive business base by enhancing Ordinary General Meeting of Shareholders, we adopted the professional skills of each of these businesses, while the Committee System in order to further strengthen our strengthening linkages among them and fully exploiting corporate governance. Nomura Group’s comprehensive capabilities. CONTRIBUTION TO ECONOMIC REVIVAL IN JAPAN Under the Committee System, a company shall maintain Industrial restructuring in Japan, symbolized by the three committees, namely, the Nomination Committee, inauguration of the Industrial Revitalization Corporation, Audit Committee and Compensation Committee, on each has finally moved into top gear. We are united in striving to of which a majority shall be outside directors, and also – Explanation of the Committee System 18 Nomura Group have executive officers to execute business activities. information disclosure. (The establishment of an audit committee entails the The adoption of the Committee System conforms to abolition of the board of statutory auditors.) Directors shall the management reorganization as noted previously. supervise management through performing their statutory The Nomination Committee, Audit Committee and functions, including those of the three committees, and Compensation Committee all have a majority of outside executive officers shall execute business activities under directors aimed at strengthening management oversight authority delegated by the board of directors. In addition and further improving transparency. to embodying the separation between business execution and management oversight, the three committees shall 2. To separate management and oversight functions have powers concerning determination of board candi- Under the Committee System, management oversight dates, audits and determination of compensation of direc- functions are separated from business operation func- tors and executive officers and, as a result, management tions, and many of the powers to execute business activi- oversight by directors will be strengthened. ties are delegated to executive officers. As a result of the new structure, we are able to make quicker management We adopted the Committee System for the following decisions on a consolidated basis. three purposes. In addition, the Company’s directors and employees serve as outside directors of many of the subsidiaries to – Objectives of the Adoption of Committee System ensure strong and effective oversight of their management. 1. To increase management transparency Nomura Group adopted a holding company structure on 3. To enhance the effectiveness of internal control October 1, 2001 and has since taken a series of measures systems to ensure transparency of management practices. Following the adoption of the Committee System, the Furthermore, NHI was listed on the New York Stock Company has been establishing more effective internal Exchange in December 2001, requiring enhanced control systems by reorganizing the audit functions of the Committee System Statutory Auditor System (Former System) Shareholders’ Meeting Nomination of Director Candidates Election / Dismissal Shareholders’ Meeting Election / Dismissal Election / Dismissal Election/Dismissal of Committee Members Board of Directors Audit Determination of Compensation Election / Dismissal Oversight Audit Representative Executive Officer(s) Executive Officers Nomination Committee Audit Committee Compensation Committee Determination of Compensation Board of Directors Management Decision Oversight of Business Execution Audit Board of Statutory Auditors Management Policy of Nomura Group 19 statutory auditors and internal audit functions. In addition to audits through the internal control system provided by the Audit Committee, directors well versed in the busi- ness and organization of Nomura Group will supervise or inspect the execution of business in order to supplement the audit functions of the Audit Committee. As well as establishing a designated office for supporting the work of the Audit Committee, we are also providing the Audit Committee with full disclosure of data supplied by the Internal Audit Department. BUSINESS EXECUTION STRUCTURE We established the following three committees for the purpose of smooth and effective decision-making by the executive officers. Board of Executive Officers The board deliberates and decides upon business plans and budgets, and allocation of management resources for the whole Nomura Group. Executive Management Board The board deliberates and decides upon important manage- ment matters concerning the Nomura Group. Also, it decides management strategies and necessary basic policies to execute the business plans and operations of each business division. In addition, it monitors the performance of each division. Internal Controls Committee Management Structure of Nomura Holdings, Inc. (NHI) General Meeting of Shareholders The committee manages Nomura Group’s internal control systems and deliberates upon the appropriateness of each Board of Directors Nomination Committee subsidiary’s activities. In addition, the Advisory Board made up of top managers of representative global Japanese companies was established. The Advisory Board gives advice and makes recommenda- tions to the Executive Management Board, allowing it to take advantage of external perspectives in the drafting of business strategy. We solicit external perspectives to help raise management transparency and promote efficient management from a multi- faceted approach unimpeded by existing internal models. 20 Nomura Group Audit Committee Compensation Committee President and CEO Board of Executive Officers Executive Management Board Advisory Board Internal Controls Committee DIVISIONAL STRATEGIES Domestic Retail . . . . . . . . . . . . . . . . . . . . . . . 22 Global Wholesale . . . . . . . . . . . . . . . . . . . . . 26 Asset Management . . . . . . . . . . . . . . . . . . . . 30 Divisional Strategies 21 Domestic Retail Domestic Retail provides investment consultation services to customers on how to grow their assets over the long term, proposing financial products and investment portfolios that are tailored to their needs with respect to lifestyle, risk tolerance and asset char- acter, as well as market and economic conditions. GOALS AND STRATEGY • Goals the customer. Our “Core Value Formation” strategy is to build a structure capable of deli- vering services focused on these core values. Domestic Retail segments individual markets on the basis of customers’ estimated financial assets, and the target customer group for each channel is clearly defined in the following ways in order to make a structure that is the most appropriate for each core value. The Financial Consulting Section targets wealthy investors who require high-quality proposals, and it is developing a comprehensive Our goals in Domestic Retail are to broaden asset consultation business that includes our customer base through the expansion of investment consultation, safeguarding and individual investors and to create a profit stru- inheritance, thus working to increase the individ- cture less susceptible to the fluctuations of ual assets of our customers. a particular market. • Strategy The Financial Advisor (FA) Section and the Saving Advisor (SA) Section draw on their strength in building permanent customer rela- At the end of March 2003, 56% of individual tionships while being regionally based and time- financial assets in Japan were still held as cash oriented. Business in this channel is expanding and deposits. Domestic Retail is encouraging in response to the need of senior citizens to the shift of these assets into risk assets through plan for the future and the accompanying its “Core Value Formation” strategy. demand for asset consultation. FA staff aspire CORE VALUE FORMATION to be highly specialized asset consultation advi- sors who include equities among their areas of expertise. They are working to develop the asset Core value is what customers regard as most consultation business among wealthy investors, important and perceive to be worth paying for. including affluent investors formerly targeted by It is made up of extremely subjective elements the Financial Consulting Section. SA staff aim to such as customer expectations and satisfaction, increase assets from a wider range of affluent Japanese Individual Financial Assets Total: ¥1,378 trillion Bonds 2% Equity 6% Investment Trusts 2% Other 5% Insurance & Pensions 29% Cash & Deposits 56% As of end of March 2003 Source: Bank of Japan, Flow of Funds Accounts and it varies depending on the characteristics of investors, primarily through savings-type Client Segmentation by Assumed Personal Financial Assets Wealthy Investors Affluent Investors Financial Consulting Section Saving Advisor Section Financial Advisor Section Asset Builders Customer Services & Investment Advisory Section products, such as bonds and investment trusts. The Customer Services & Investment Advisory Section integrates face-to-face servi- ces, mainly in branches, and IT services to respond to a broad range of customer groups as a mainframe to expand the number of cus- tomers. While providing low-cost operations to asset builders through the use of IT services, we are stepping up our face-to-face services for affluent investors. We are also focusing on expanding assets even more than in the past through the development of seminars, invitations 22 Domestic Retail to visit branch offices and telemarketing. Nomura Fund Universe • Core Value and Product Supply Framework Nomura Group is developing a structure capa- ble of promptly delivering a diversity of products focused on the core values of customers in order to introduce funds to securities products. It analyzes the core values of our customers, and promptly provides the information to Global Wholesale and Asset Management, which supply products. This structure allows the necessary products to be developed and supplied in a timely manner. As a result, our Cash Reserve and Money Market Funds Income Funds Total Return Funds Lifestyle Investments to Each Asset Domestic Bond Global Bond Domestic Equity Global Equity Currencies revenue breakdown has also diversified, precisely, Nomura Fund Universe is roughly reflecting changes in customers’ core values. categorized into cash reserve and money market DIVERSIFIED PRODUCT SUPPLY funds, income funds and total return funds, which allows customers to select a product that precisely meets their investment needs. Revenue breakdown by product in Domestic We began offering variable annuity insurance Revenue Structure by Product (approx.) 3 (%) 100 24 14 30 16 40 14 15 28 40 13 35 28 01.3 02.3 03.3 80 60 40 20 0 Variable Annuity Insurance Retail shows a growing proportion of revenue in October 2001, and as of March 31, 2003, the Investment Trusts (administration fees) Investment Trusts (distribution commission) Equities Bonds coming from bonds, which has outstripped outstanding balance of contracts was ¥166.6 revenue from equities. This is a result of the billion. With growing concern about life-planning growth in sales of foreign bonds, which bring as a result of Japan’s declining birth rate and together the needs of domestic investors who aging population, and the introduction of seek high returns despite exchange rate risks defined contribution pension plans, the need to and overseas bond issuers who are attracted prepare for one’s own future is expected to by the ample financial assets available in Japan. increase in the future. We recommend variable The number of stock-holding accounts has annuity insurance as a product that can meet increased by 270,000 from 1,030,000 to 1,300,000 over three years. In addition, the Stock-Holding Accounts number of ‘special accounts’ for stocks, which (Thousands) 1,400 we began offering in October last year, has Outstanding Value of Variable Annuity Insurance Contracts (Billions of yen) 200 grown to make up a little more than one third of the stock-holding accounts, numbering about 470,000 accounts as of the end of May 2003. Investment trusts are the most important product for customers wishing to diversify their assets, and also provide us with a means to advance product diversification. We provide guid- ance on high-quality funds to all investors through the Nomura Fund Universe, which chooses high- quality funds based on analysis from Nomura 1,300 1,200 1,100 1,000 0 150 100 50 0 00.3 01.3 02.3 03.3 Funds Research and Technologies Co., Ltd. More 02.3 03.3 Divisional Strategies 23 the individual needs of our customers, levera- customers and their financial assets by region. ging its three features of management, pension, We opened the Nakano branch office and the and insurance over the medium- to long-term Chofu branch office in October and November perspectives. Our approximately 6,000 qualified 2002, respectively, bringing the total number sales representatives are looking to expand this of domestic branch offices to 128 as of June service by actively consulting with customers 30, 2003. about these products. NOMURA iT SUPPORT 21 • Expanding Customer Base In expanding our customer base, Domestic In an effort to enhance convenience for our Retail considers the diverse needs of our cus- customers, we integrated Nomura Home Trade, tomers while analyzing market and economic Nomura Telephone Answer, Nomura Stock conditions. We offer customers a wide range of Price Dial, and other services that use IT into investment options, from low-risk/low-return Nomura iT Support 21. We are also expanding investments to high-risk/high-return investments. ATM partnerships with a variety of financial As a result, we have been able to minimize the institutions. decline of client assets stemming from a drop in the stock market. • Nomura Home Trade Client Assets (Excluding Financials) and Nikkei Stock Average 27.1 trillion yen (As of end of March 03) 20,337 yen (Trillions of Yen) 30 Other Nomura Home Trade is an online service that plays a key role in our IT services. Online accounts topped 1,140,000 as of the end of March, 2003, representing a leading 29% share of the market. Nomura Home Trade ensures the Investment Trusts highest level of security in the world. It not only Equities 20 enables customers to trade online, placing Domestic Bonds Foreign Currency Bonds 7,972 yen buy/sell orders for stocks and investment trusts whenever they please, but also allows them to 10 0 access a variety of Nomura information. Nomura Home Trade (Online Trading Accounts) Nikkei Stock Average (Yen) 20,000 15,000 10,000 5,000 0 98.3 99.3 00.3 01.3 02.3 03.3 • Branch Strategy Our sales representatives across Japan consult with customers to gain a clear understanding of their core values. They provide comprehensive advice on assets and investments to meet customers’ needs. To expand our customer base, we are developing a branch strategy based on detailed investigations and analyses of the distribution of 24 Domestic Retail (Thousands) 1,200 1,000 800 600 400 200 0 00 .3 01.3 02.3 03.3 • Nomura Telephone Answer / Nomura Stock Price Dial Nomura Telephone Answer provides a wide range of free automated voice services. APPROACH TO CORPORATE EMPLOYEES’ INVESTMENT PLAN MARKET Customers can place orders for stocks and Approximately 1,400 listed companies and investment trusts, check account balances and 1,300 unlisted companies, making a total of share prices. This service can be accessed from approximately 2,700, retain our administrative public telephones, mobile phones and PHS, services in respect of corporate employees’ allowing customers to use it even when they are investment plans. These companies are estima- not at home or work. ted to account for about 50% of Employee Stock Nomura Stock Price Dial is an automated Ownership Plan (ESOP) members. The corpo- voice recognition service that allows customers rate employee investment business is suitable to check the current prices of Japanese stocks for an IT-oriented, non face-to-face approach, over the phone. When the customer names as some employees have no time to visit branch a company, the system responds immediately offices on weekdays. It is forecast that investor with the stock price. confidence in this market will increase due to the greater role of defined contribution pension • Automated Teller Machines (ATMs) plans in the future and other factors. Customers can use a Nomura ATM to withdraw We supply a range of investment information or deposit funds free of charge, including on to employees at companies that have adopted Sundays and public holidays. We are working to an ESOP directly through company computer enhance customer convenience by expanding networks (E-Plan). The information we provide our ATM network through partnerships with acts as an investment portal site that will enable postal savings ATMs, bank ATMs and conven- us to absorb more accurately the various needs ience store ATMs. When there is no Nomura of employees when they consider securities branch office nearby, customers can use the investment in the future. Also, our service ATMs of our partners to withdraw and, in most makes it easy for plan members to open cases, deposit funds. • Nomura Call Center accounts with us (E-Support). Members can make use of the consulting services offered through our branch office network, and are able Nomura Call Center serves as a support system to seek investment advice after retirement. for our face-to-face and online securities trading services. Customers can request the following: • Technical support for using Nomura Home Trade • Basic administrative services, including name and address changes • Brochures for investment trusts and other information Approach to Corporate Employees’ Investment Plan Market Nomura IT Services Corporations E-Plan Investment Information & Services Face-to-Face Services Consultation Employees Intra-corporate Information Systems Account Opening E-Support Asset Building ESOP Shares Retirement Benefit Divisional Strategies 25 Global Wholesale Global Wholesale is comprised of four business lines: Fixed Income, Equity, Investment Banking and Merchant Banking. Global Wholesale’s business opportunities are rapidly expanding on the back of globalization and structural reform of the Japanese economy. Through our network which spans 28 countries, we provide solutions to customers both within Japan and abroad, and in doing so expand our business. GOALS AND STRATEGY • Goals • Strategy The main bank-centric financial system of the past, which was founded on loans and cross- shareholdings, has malfunctioned following the bursting of the economic bubble and the slump in asset prices. Against the backdrop of policy backup to break away from this situation, such as the promotion of the Program for Financial Revival and Comprehensive Deflation Countermeasures, and the establishment of the Industrial Revitalization Corporation of Japan, developments in industrial reorganization and corporate rehabilitation are also gaining pace at the private sector level. We view the great changes underway to The goal of Global Wholesale is to play revitalize Japan as a business opportunity, a leading role in realizing the goal of the Nomura and we intend to play an active role as a total Group, in other words, “To become a globally advisor to companies. Drawing on our strengths, competitive Japanese financial services group.” such as our broad customer base which is not In working toward this goal, we will make full tied to particular business affiliations, a special- use of our collective strength, linking the power- ist advisory function, strong sales capability, ful sales network of Domestic Retail with our sound balance sheet and vast financial strength, global underwriting and institutional investor we aim to provide companies with solutions network to push ahead with our Japan-focused through the capital markets, and thereby globalization. Revival Process Program for Financial Revival Acceleration of Disposal of Non-performing Loans Asset Liquidation Widening Gap among Companies Asset Finance Equity Finance contribute to the revitalization of the Japanese economy while at the same time improving profitability and growing our business. FIXED INCOME • Sales & Trading We endeavor to provide a wide range of products in order to respond to all of the management needs of investors. We have developed a global trading system enabling customers to trade around the clock in Financial Advisory Japanese, United States, European, Canadian Principal Investment and Australian government bonds—the bonds that are issued in the greatest quantities and are the most liquid. In addition, with regard to credit products, we aim to meet our customers’ various credit needs by carefully managing positions based on our sophisticated risk management Industrial Revitalization Corporation (IRC) Troubled Companies Sorting & Selection Exit from Market Business Turnaround Corporate Revival Industrial Reorganization Industrial Revival 26 Global Wholesale Distribution Volume of Foreign Currency Bonds for Retail Investors (Billions of yen) 1,500 capabilities. In the field of derivatives, our risk operations. We are developing and marketing management capabilities and risk tolerance products through our global network of securiti- capacity, underpinned by abundant capital, zation operations, including those in the United allow us to provide a range of services that States and Europe that have track records in best matches the asset management needs of such business, and strengthening the securitiza- 1,200 our customers. tion business in Japan. This has enabled us to 900 600 300 0 As one such example, we have matched the deliver accurately tailored solutions to compa- needs of prominent overseas issuers interested nies in need of financial strategies, as well as in Japan’s vast individual financial assets with provide securitized products to meet the needs those of individual investors looking for high of investors demanding managed products, returns and willing to accept exchange rate risk. which now appear lucrative in the low interest As a result, we have recorded high levels of rate environment. growth in sales of overseas bonds for retail investors in currencies such as the U.S. dollar, euro, and Australian dollar with our global EQUITIES underwriting network. We are also actively We focus on transactions driven by customer tackling the sale of government bonds to retail order flows, and integrating those order flows investors, so satisfying the asset management globally enables us to execute trading orders needs of this group of investors. smoothly and efficiently, leveraging our sophisti- 02.3 1st 02.3 2nd 03.3 1st 03.3 2nd Nomura’s Market Shares JGB Auctions JGB Sales to Retail Investors Nomura 15% Nomura 14% cated risk management and trading capabilities. We have developed a system capable of smoothly executing even a large volume of trading orders without seriously affecting the market. In doing so, we have gained a high reputation for reliability among our customers. Nomura’s Share of Off-Floor/ Off-Exchange Stock Trading in Japan Year ended March 31, 2003 Source: Nomura Securities Value Base Year ended March 31, 2003 Source: Nomura Securities Value Base Nomura 20% • Securitization Securitization has a vital function in corporate rehabilitation. It is capable of fulfilling diverse strategic requirements, such as reducing corporate and government interest-bearing liabilities, cutting property and equipment own- ership costs by increasing asset liquidity, and Year ended March 31, 2003 Source: Nomura Securities Value Base INVESTMENT BANKING using assets more effectively. We are strength- We provide a broad range of investment banking ening our organization by positioning securitized services, which include underwriting, M&A / products as a core business on a par with bond financial advisory services and securitization. Divisional Strategies 27 • Underwriting have corporate finance teams, which enables us We continue to strengthen our placement power to maintain close contacts with local corpora- by broadening our domestic retail and global tions on investment banking matters. As a institutional customer bases, and to improve our result, in the year ended March 31, 2003, we ability to structure offerings in a timely manner lead-managed 32 out of 127 initial public offer- to match issuers’ particular needs and ings (IPOs) made on Japan’s stock exchanges investors’ demand. and OTC market, and for Japanese public offer- We have sponsoring relationships with about ings we captured 44% of the market in the 65% of Japan’s listed and registered compa- same period. nies, and 39 of our domestic branch offices In underwriting global shares, our track Nomura’s Market Shares Japanese IPOs Japanese Public Offerings Nomura 49% Nomura 44% Year ended March 31, 2003 Source: Nomura Securities Value Base Year ended March 31, 2003 Source: Nomura Securities Value Base record includes issues for Japanese companies such as East Japan Railway Company and the Mitsubishi Tokyo Financial Group, and global offerings for foreign companies such as Bank of China and China Telecom. In underwriting bonds, we were successful in the variable rate bond for Japan Highway Public Corporation and the 6th bond issue of Toyota Motor Corporation, which was chosen as “Deal of the Year” by Nihon Keizai Shimbun, Inc., enabling us to secure the top market share for the fiscal year under review. In the global field, we maintained our ranking as the leading under- writer of yen bonds, and in dollar bonds we Japanese Straight Bonds Euro-Yen Bonds added to our track record by acting as lead- Nomura 23% Nomura 21% Year ended March 31, 2003 Source: Thomson DealWatch Year ended March 31, 2003 Source: Thomson Financial Lead Manager and Value Bases Bookrunner and Value Bases manager of global dollar bond issues for Federal Home Loan Banks (FHLB) and the European Investment Bank (EIB). • M&A/Financial Advisory Operations The progress in corporate restructuring is about to make a further leap forward as corporations take their future into their own hands, thanks to M&A Ranking (Jan.-Dec. 2002)* Rank 1 2 3 4 5 Advisor Nomura Citigroup Goldman Sachs & Co Daiwa Securities SMBC Morgan Stanley Amount (US$ Million) Market Share (%) Number of Deals 20,457.2 8,304.1 7,609.5 7,378.5 7,156.0 32.4 13.2 12.1 11.7 11.3 121 24 14 89 25 *Completed Mergers and Acquisitions: Any Japanese Involvement Announced Advisor Ranking. League table based on rank value. Source: Thomson Financial 28 Global Wholesale policies that aim to revitalize the Japanese where we actively conduct principal finance economy and reorganize industry. Consequently, business by using our investment experience there is an increasing need for M&A advisory and know-how. Investments range from man- services and financial advisory services. We agement buyouts (MBOs) to rehabilitation have achieved good results in this field, includ- of corporations that are unprofitable or ing acting as financial advisor in the capital and excessively indebted. business tie-up between Seiyu and Wal-Mart. In the year ended March 31, 2003, through In addition, in the corporate rehabilitation busi- Nomura Principal Finance, in the private equity ness, we acted as financial advisor to First field we acquired Daikuma in a joint operation Credit Corp., among others. As a result of with Yamada Denki, and in the MBO field we these efforts we were ranked first in Thomson invested in Wanbishi Archives, the largest MBO Financial’s 2002 Any Japanese Involvement ever carried out in Japan. Announced Advisor Ranking. MERCHANT BANKING With Japanese companies reorganizing their operations in a bid to make management more efficient, sales of a wide variety of businesses and assets are expanding. Merchant banking operations involve investing our own capital in shares, and actively participating in the man- agement of the companies we invest in. The aim is to maximize return on investment by adding value to those companies. We use our wealth of know-how and skill accumulated overseas toward organizational streamlining in pursuit of capital gains. Nomura added Merchant Banking to Global Wholesale as a new business line in October 2001 as part of its organizational changes. The focus of this business is the acquisition of under-performing or challenging businesses Divisional Strategies 29 Asset Management In Japan,the needs for asset management services are rapidly growing and diversifying against a background of concern about personal financial security,including the adequacy of the current pension system.In Asset Management,we are strengthening our asset management and defined contribution pension plan business to build an organization that precisely meets today’s needs. ENHANCEMENT OF INVESTMENT MANAGEMENT BUSINESS project, including pursuing flexibility and benefits of integration of management structure and strengthening bottom-up research functions. Corresponding to each strategy, we have created action plans that involve consolidating decision-making processes and expanding our coverage by increasing the number of research analysts. We streamlined the framework under which we can obtain stable added value in asset management over the medium to long term, and aim to improve performance under the new structure. The second task is to improve comprehensive added value in areas other than performance, To enhance our investment management busi- such as by augmenting both the quality and ness, we have identified the following tasks. quantity of disclosure and by strengthening The first task is to improve performance. services for beneficiaries. Nomura Asset Management Co., Ltd. (NAM) The third task is to expand our assets under implemented the “Asset Management Capability management, especially via the steadily growing Enhancement Project” in order to earn respect area of banks, by proposing and implementing and trust among its customers through the strategies for individual sales channels. provision of high value-added products by Concurrently, we are expanding cross-sales strengthening its asset management capabilities. through collaboration between Domestic Retail At the same time, we examined various measures and Global Wholesale, and thereby expanding to improve our asset management capabilities. sales of Nomura Group products. We have formulated basic strategies for this Asset Management Capability Enhancement Project Basic Strategy Action Plan (cid:1)Pursue flexibility and benefits of integration (cid:1)Consolidate decision-making process (cid:1)Establish investment team structure (cid:1)Strengthen research functions (cid:1)Increase number of analysts from 44 to 63 (cid:1)Expand coverage (cid:1)Establish Credit Research Dept. (cid:1)Increase quantitative analysis support (cid:1)Enhance portfolio construction technology (cid:1)Strengthen risk management function (cid:1)Integrate quantitative analysis and investment technology development functions (cid:1)Enhance cooperation between investment and research 30 Asset Management NOMURA ASSET MANAGEMENT CO., LTD. (NAM) NCRAM Nomura Corporate Research & Asset • Investment Trust Business Management Inc. (NCRAM) manages the To meet diversified asset management needs, Nomura Bond & Loan Fund and High-yield NAM offers a comprehensive product lineup, Bond Open. As of the end of March 2003, from cash reserve products such as MMF to NCRAM’s asset balance was $4.7 billion, up high-risk/high-return products, including stock 52% from the previous year due to an inflow of investment trusts. As of the end of March 2003, assets to foreign currency funds. the total outstanding balance of assets under management in NAM’s public investment trusts was ¥10.5 trillion, which comprises stock investment trusts and bond investment trusts, NOMURA BLACKROCK ASSET MANAGEMENT and it placed NAM in the top position in the Nomura BlackRock Asset Management Co., domestic market. Ltd. is an investment advisory company estab- lished in April 1999 as a joint venture between • Investment Advisory Business NAM and The BlackRock Co., Inc. of the United The investment advisory business continues to States. BlackRock uses risk management tech- expand due to a series of reforms of the system. nology, and is rated highly in the United States, The balance of NAM’s domestic pension fund particularly for bond management. Nomura assets was ¥2.9 trillion as of the end of March BlackRock Asset Management manages the 2003. We will continue to create a complete Nomura Short Term Bond Investment Trust and system for providing fine-tuned services to a other products and provides investment adviso- large number of customers, and will work on ry services to institutional investors such as expanding the balance of assets under NAM’s financial institutions and pension funds. As of management. the end of March 2003, the outstanding balance of assets under management was approximately ¥950.3 billion. Assets under Management (NAM) Market Share (NAM) Main Foreign Bond Assets under Management Assets under Management (NCRAM) (Trillions of yen) 25 21.0 0.2 4.9 19.9 0.1 5.6 18.2 0.2 4.5 10.7 13.3 10.4 14.2 0.2 3.6 7.3 3.5 2.6 3.2 3.2 20 15 10 5 0 (%) 50 40 30 20 10 0 (Billions of yen) 180 150 120 90 60 30 0 (Millions of US$) 5,000 4,000 3,000 2,000 1,000 0 00.3 01.3 02.3 03.3 00.3 01.3 02.3 03.3 01.3 01.9 02.3 02.9 03.3 00.3 01.3 02.3 03.3 Others Investment Advisory Bond Investment Trusts Stock Investment Trusts Bond Investment Trusts Public Investment Trusts Stock Investment Trusts U.S. Preferred Securities Open Asset Backed Securities Open Nomura Bond & Loan Fund Nomura Short Term Bond Investment Trust Divisional Strategies 31 STRENGTHENING OF DEFINED CONTRIBUTION PENSION PLAN BUSINESS To strengthen our defined contribution pension plan business, we have decided to focus on three tasks. The first task is to increase pension administration, and to create a wider Japan’s Defined Contribution Pension Plan Law range of product supply channels by enhancing became effective on October 1, 2001, marking cooperation with investment banking depart- the start of pension plans in which benefits ments and strengthening our consulting ability. fluctuate in accordance with the results of The second task is to use our track record and investment decisions as well as general market know-how in investment education to increase conditions. Based on accumulated know-how the purchasing ratio for the products we in the investment trust and investment advisory offer. The third task is continual reviews of the businesses, and a well-established presence services and organization it encompasses, to in the corporate employees’ investment plan respond to changes in customers’ needs. market, we provide a wide range of services relating to defined contribution pension plans, Support for Implementation (Plan Design) ranging from support for plan implementation to In providing plan design and support for supply of products. As of March 2003, Nomura implementation of defined contribution pension Pension Administration Share plans as well as defined benefit pension plans, Nomura Human Capital Solutions Co., Ltd. (NHCP) acts as a total designer of corporate pensions, proposing plan designs optimally suited to the particular situations of institutional Nomura 40% customers. Year ended March 31, 2003 Source: Nomura Securities Number of Employees Base Management Support • Product Selection Based on management assessments and analyses of investment trusts carried out by Nomura Funds Research and Technologies Co., Ltd. (NFR&T) and Standard & Poor’s, DC Planning Co., Ltd. (NDCP) had received 35 NDCP makes product selections and offers pension administration contracts and secured proposals from a neutral standpoint. We a 40% share of pension administration business conduct quality control by making quantitative on a number-of-employees basis, excluding and qualitative assessments, analyses and pension administration contracts and group product selections from a wide range of companies (approximately 160,000). products provided by a variety of management companies. 32 Asset Management • Provision of Information to Subscribers Product Supply As the key player and management entity in NAM sets up and manages investment trusts to this business, NDCP provides explanations help subscribers accumulate assets over the of products and information on investment long term. It strives to improve results through trust prices. • Record-keeping in-depth risk analysis of a wide range of invest- ment trusts. NFR&T specializes in “fund of funds” management based on its own manage- NDCP outsources the record-keeping to ment assessments and analyses of investment Japan Investor Solutions and Technologies trusts run by asset management companies. Co., Ltd. (JIS&T), a specialized company. JIS&T provides regular reports and record Investment Education administration services for all subscribers. Nomura Securities Co., Ltd. provides investment Trust Services education through websites, publications, semi- nars and other tools for subscribers and compa- Nomura Trust and Banking Co., Ltd. provides nies that intend to start defined contribution administration services, including execution of pension plans. trades on customer orders received through JIS&T. Approach to Defined Contribution Pension Plans Plan Design Trust Services Product Supply Relationship Manager / Investment Education Product Selection Provision of Information to Subscribers Record-keeping Divisional Strategies 33 GLOBAL RESEARCH Kenichi Fukuhara Senior Managing Director Head of Global Research 34 Global Research Nomura Group started global research in 1906 based on the philosophy of our founder, Tokushichi Nomura, that scientific research into securities is essential for the development of a healthy securities industry. Since then, we have earned a reputation as a leader in Japanese securities research, both in Japan and overseas. Our fundamental philosophy of contributing to the establishment of Nomura Group’s position as a globally competitive Japanese financial services group as well as striving to provide a large volume of high-quality, high value-added information by building and enhancing a research framework remains the same. However, we have also been putting particular emphasis on the areas below in response to major changes in the business environment over recent years. 1) BUILDING A GLOBAL RESEARCH FRAMEWORK With cross-border capital movements and globalized corporate operations now everyday phenomena, there is a need for a major shift in investment decision-making from the conventional paradigm based on the nationality of com- panies and trading markets. Two years ago, we restructured our research organization to adapt accordingly. Daily collabo- ration between strategists, sector analysts, and quantitative analysts around the world has consolidated the organization, and it is producing results. 2) FURTHER STRENGTHENING THE COMPLIANCE SYSTEM The philosophy of Global Research, as outlined previously, must act as the bedrock of this department, and as such, has compelled us to prioritize impartiality in our research. However, with the emergence of concerns about the professional ethics of analysts since the events relating to Enron last year, we have moved to establish even stronger compliance and checking systems. We are rebuilding our compliance system, providing better operations manuals and conducting on-the-job training with the aim of making it compatible with the timely provision of precise information. We believe that this is enhancing front-compliance. 3) CONTRIBUTING TO THE DEVELOPMENT OF HEALTHY CAPITAL MARKETS We see ourselves as having a major responsibility to contribute to the further development of capital markets, which are the key to Japan’s economic revival. In particular, we focus on tie-ups between industry and academia, joint research with research institutes in Japan and overseas in cutting-edge fields, such as financial engineering technology, research and analysis of industrial strategy to form the foundation for industrial revival, and finding biotechnology and IT start-up companies. We have engaged in joint research with institutions that include Tokyo University, Kyoto University, Hitotsubashi University, Oxford University and The Anderson School at UCLA. We collaborate in the presentation of research results at academic conferences, write articles and hold joint seminars. In addition, we have resumed publication of the quarterly Zaikai Kansoku “Capital Market Visions” as a medium for discussing and analyzing various problems in the capital markets. We believe that by providing high value-added information drawing on our diverse and highly specialized human resources and databases, we can contribute to improving performance on behalf of investors, and the development of healthy capital markets. The Fifth Nomura Bio Conference In October 2002, the Fifth Nomura Bio Conference was held in Tokyo. More than 500 people representing pharmaceutical companies, bio-ventures, institutional investors and venture capital-related companies attended. Global Research 35 Nomura Securities Financial Research Center The research activities of the Financial Research Center are conducted by four departments, namely Equity Research, Investment Strategy, Quantitative Research and Investment Banking Research. The Center’s Corporate Office is in charge of coordinating domestic and overseas research departments, implementation of IT strategies and compliance. The Center’s analysts rank consistently high in polls published by Nikkei Financial Daily and Institutional Investor. In October 2001, we established a global research framework, integrating the research departments in the three regions of the United States, Europe and Asia. • Equity Research Department (Sector Analysts) The department has approximately 60 sector analysts covering 610 domestic companies. In terms of total market capitalization, it covers 85% of the First and Second Sections of the Tokyo Stock Exchange and the OTC market. The Equity Research Department also carries out research on overseas subsidiaries and foreign competitors. Investment recommendations are delivered to investors in the form of approximately 3,700 Flash Reports and 700 reports a year. • Investment Strategy Department (Strategists) Approximately 20 strategists analyze the macroeconomies of different countries and international capital flows as well as making investment recommendations on the stock markets of different countries based on the performance forecasts of analysts in the Equity Research Department. In Japan Stock Investment Strategies, a monthly report compiled by the department, Nomura Securities offers views on Japanese stocks, taking into account the macroeconomic environment, industry trends, corporate profitability, and the supply / demand situation. The department also publishes regular reports on the international diversification of investments, and U.S., European and Asian stock markets. 36 Global Research • Quantitative Research Department (Quantitative Analysts) This department has just under 60 quantitative analysts and conducts market analysis and investment recommendations based on quantitative analysis. In addition to information services for institutional investors, the department develops joint research with leading domestic and overseas researchers, and has developed a track record of results in cutting-edge fields, including such financial engineering tech- nology as pricing theory of derivative securities. As investors increasingly require sector-by-sector analysis, improving the accuracy of international comparisons in quantitative analysis is an important challenge for this department. Consequently, the department has slightly fewer than 30 analysts based in London, New York, and Hong Kong, and it is engaged in the classification by sector of not only Japanese stocks but also stocks from the world’s other major markets, and efforts to find appropriate valuations. • Investment Banking Research Department (Investment Analysts) This department has just under 20 researchers engaged in the research of important aspects of corporate management and finance. The department bases its recommendations for management and financial strategy on this research. The department produces more than 100 recommendations a year for adapting financial and group strategies to large changes in the business environment and accounting system. It ranks highly among a broad range of customers, from Japan’s leading companies to companies planning to list on the stock exchange. China Opportunity Symposium In June 2002, China Opportunity Symposium was held in Tokyo. Approximately 800 customers attended over two days. We introduced Nomura Group’s views on China-related issues to institutional investors and corporate customers in Japan and overseas through lectures and panel discussion. Global Research 37 CONTRIBUTIONS TO SOCIETY Nomura Group is active in contributing to Sponsored Lectures at Japanese society in the financial sphere, e.g., investor Universities education, and also in the fields of education, We aspire to give students a more practical and art and sport. real understanding of our industry, including a For example, the Nomura Cultural working knowledge of economics and finance. Foundation, established in 1990, trains Our goal is to develop the human resources that human resources for participation in the arts will be responsible for investor education and and culture, and provides scholarships for the securities industry in the future. For this exchange students, mainly from Asia, as reason, Nomura Group organizes lectures well as contributes financially to public nationwide on the capital markets, securities amenities overseas. Investor Education markets and the global securities business. The lecturers include directors and managers from Nomura Group, with lectures held or Society has moved on from a time when people scheduled to be held at about 110 universities could feel secure without making any invest- in the current fiscal year. ments to an era when it is risky to do nothing Education is the foundation of economic regarding the accumulation and safeguarding of development. We believe that the existence of financial assets. a complementary relationship between the The study of real life economics has been economy and education is the source of attracting great interest at a time when forms of dynamism. Nomura Group cooperates and asset management for individuals are undergo- takes part in the enhancement of educational ing such change. Increasing the opportunities opportunities for the next generation. for people to deepen their understanding of the economy and finance is a priority in the creation Sponsorship of Nikkei Stock League of a dynamic economy and society. Nikkei Stock League is a competition for learn- As a financial services group that supports ing about stocks. It was established to give the development of the Japanese economy, we young people a deeper understanding of finan- play an active role in providing a wide range of cial and economic mechanisms through contact educational opportunities in the areas of eco- with the real economy and actual experience. nomics and securities for people who need an Teams of junior and senior high school understanding of finance, including youngsters. and university students take part in the study 38 Contributions to Society program. They gain real experience of economic Sponsoring Educational Booklet on trends via the “Virtual Share Club,” a trading Finance for Elementary School Children simulation game that we run on our website. The teaching of the economic and financial They also prepare reports with the assistance mechanisms that children will need to under- of instructors. stand when they grow up is very important. In The winning team, selected according to the current education system, such education portfolio performance and the content of reports, is inadequate. is invited on a study trip to the United States. Nomura Securities Co., Ltd. provides a diverse range of opportunities for learning Social Studies for Senior High School about the economy and securities. For example, Students we sponsor “The Secret of Money—The Work Nomura Group also sponsors the Nikkei of a Securities Company” in conjunction with Education Forum. This social studies event for the Central Council for Financial Services high school students is held every year at the Information. This educational booklet on finance beginning of the summer vacation. The objec- for elementary school children gives easy-to- tive is to make students aware of how society understand explanations of the roles of money, and the economy are driven by the dynamism banks and securities firms using the comic book and innovation of corporate activities. format. To date, it has been distributed to The senior high school students who take 24,000 elementary schools and 2,400 public part in the event learn that stocks play a key role libraries across Japan. in corporate innovation while listening to lectures by lecturers from Nomura Group and taking part in mini-games. Many of the reports from students indicate that they feel the event is very significant as it gives them a more direct experience of society. Contributions to Society 39 Direct Contact with Finance and Developing the Human Resources of the Economy: man@bow (http://manabow.com/) Future: A Nomura Group Mission THE NOMURA CULTURAL FOUNDATION Nomura Group set up man@bow, a Website for contributes to society, primarily in human learning about the economy, with Nihon Keizai resource development and international Shimbun, Inc., to deepen understanding of and exchange in music and the arts, training of interest in economics and finance among a young artists, lectures, exhibitions and sympo- broad cross-section of the general public. siums aimed at international cultural and artistic The Website handles real-life events, including exchange, and provides scholarships to foreign current affairs and market trends as well as the students studying in Japan in the social sciences mechanisms and functions of finance and eco- and liberal arts. The foundation’s continued nomics, and makes them easy to understand. support for the Pacific Music Festival (PMF) since its establishment earned it the Mecenat Award for Outstanding Cultivation of the Arts in 1999. Lectures at Oxford University Nomura International plc in London sponsors the Nomura Centre for Quantitative Finance at Oxford University. The Centre organizes annual lectures with practical relevance by leading authorities in the fields of financial engineering and mathematical analysis. 40 Contributions to Society Nomura Foundation for Social Science Bernstein’s International Music The Nomura Foundation for Social Science Education Festival was inaugurated in 1986 to mark the 60th The Pacific Music Festival (PMF) is an interna- anniversary of the founding of Nomura tional music festival that trains young musicians Securities Co., Ltd. It provides assistance selected from all over the world, and thereby mainly for university researchers, primarily in enhances musical culture. Every summer, the fields of law, politics and economics. outstanding musicians from around the world So far, the foundation has helped 669 come together to hold a series of concerts, researchers in international exchange projects. which are held in the Sapporo Art Park on These projects assist in promoting international consecutive days. exchange in research and education, and PMF is an International Music Education dispatching researchers overseas and inviting Festival established in 1990 by the late-great overseas researchers to Japan. It has also composer and conductor Leonard Bernstein. provided help to 344 research topics in the form It carries on Bernstein’s vision of “sharing of research project assistance with the aim of emotions with people all around the world and contributing to the development of academic training people to keep the dream alive.” research in Japan. Survey on the Cost of Child-Raising (Angel Coefficient) In 1989, we started a biennial survey to measure the cost of child-raising in the family budget, which is referred to as the “Angel Coefficient.” In the 7th survey, conducted in December 2001, we improved the “Angel Coefficient” by including the number of hours devoted to child-raising within the relevant overall economic environment. Contributions to Society 41 CORPORATE DATA / SHARE DATA Nomura Holdings, Inc. Corporate Data Type of Business Nomura Holdings, Inc. is a holding company with controlling stakes in companies that conduct investment and financial services businesses with an emphasis on securities businesses. Date of Incorporation December 25, 1925 Representative Capital Nobuyuki Koga, President and Chief Executive Officer ¥182,799,788,854 (As of March 31, 2003) Number of Common Stock Issued 1,965,919,860 shares (As of March 31, 2003) Number of Shareholders 152,800 (As of March 31, 2003) The common shares of Nomura Holdings, Inc. are listed on the Tokyo, Osaka, Nagoya and Singapore stock exchanges. The shares are also listed on the New York Stock Exchange in the form of American Depositary Receipts and on the Amsterdam Stock Exchange (Euronext) both through the Amsterdam Securities Account System and in the form of Continental Depositary Receipts. 1-9-1, Nihonbashi, Chuo-ku, Tokyo 103-8645, Japan Tel: 81 (3) 5255-1000 Fax: 81 (3) 5255-1064 URL: http://www.nomura.com UFJ Trust Bank Limited Corporate Agency Department 81 (3) 5683-5111 The Bank of New York ADR Division 1 (212) 815-2042 http://www.adrbny.com Ratio: 1 ADR = 1 ordinary share Listings Head Office Transfer Agent and Registrar Depositary for American Depositary Receipt (ADRs) Share Data Number of Shareholders Component Ratio of Shareholders 160,000 120,000 800,000 40,000 0 17.93 18.46 19.41 21.55 29.30 30.11 28.27 28.97 12.37 0.76 10.38 0.66 9.53 0.63 8.67 0.70 39.64 40.39 42.15 40.10 % 100 80 60 40 20 0 00.3 01.3 02.3 03.3 00.3 01.3 02.3 03.3 Financial Institutions Securities Firms Other Legal Entities Foreign Legal Entities Individuals and Others Credit Ratings S&P Moody’s R&I JCR *As of May 31, 2003 Nomura Holdings, Inc. Nomura Securities Co., Ltd. Long-term Short-term Long-term Short-term BBB Baa2 A+ AA A-2 P-2 a-1 — BBB+ Baa1 A+ AA A-2 P-2 a-1 — 42 Corporate Data / Share Data DIRECTORS AND EXECUTIVE OFFICERS (As of June 26, 2003) Nomura Holdings, Inc. Directors Executive Officers Chairman Senior Managing Director Junichi Ujiie Junichi Ujiie Directors Nobuyuki Koga Hiroshi Toda Kazutoshi Inano Takashi Fujita Shozo Kumano President & CEO (Representative Executive Officer) Nobuyuki Koga Chief Executive Officer (CEO) Deputy President & COO (Representative Executive Officer) Hiroshi Toda Chief Operating Officer (COO) Masaharu Shibata (*) Deputy President & Co-COO (Representative Executive Officer) Hideaki Kubori (*) Haruo Tsuji (*) Fumihide Nomura Koji Tajika (*) *outside director Kazutoshi Inano Co-Chief Operating Officer (Co-COO) Head of Asset Management Senior Managing Directors Takashi Tsutsui Takashi Yanagiya Head of Domestic Retail Kenichi Watanabe Head of Global Risk Management / Global IR / Global IT & Operations Takumi Shibata Head of Global Wholesale Hiromi Yamaji Regional Management of Europe Region Manabu Matsumoto Yoshifumi Kawabata Head of Global Merchant Banking Shogo Sakaguchi Masanori Itatani Head of Global Corporate Communications In charge of Nomura Holdings’ General Affairs Dept., Secretariat Yoshimitsu Oura Yusuke Yamada Hitoshi Tada Kenichi Fukuhara Head of Global Research Yasuo Agemura Head of Global Fixed Income Hideyuki Takahashi Regional Management of Americas Region Hiroshi Tanaka Head of Global Equity Noriyuki Ushiyama Head of Global Investment Banking Noriyasu Yoshizawa Regional Management of Asia & Oceania Region Yasuo Yoshihara In charge of Nomura Holdings’ Ethics & Discipline Dept. Akira Maruyama Chief Financial Officer (CFO) Head of Global Treasury / Global Controller In charge of Nomura Holdings’ Tax Management Dept. Kamezo Nakai Akio Nakaniwa Takahide Mizuno Directors and Executive Officers 43 SUBSIDIARIES AND AFFILIATES (As of March 31, 2003) Nomura Holdings, Inc. NOMURA CORPORATE RESEARCH AND ASSET MANAGEMENT INC. 2 World Financial Center, Building B New York, New York 10281-1198, U.S.A. Tel: 1 (212) 667-9300 Fax: 1 (212) 667-1058 NOMURA ASSET CAPITAL CORPORATION 2 World Financial Center, Building B New York, New York 10281-1198, U.S.A. Tel: 1 (212) 667-9300 Fax: 1 (212) 667-1058 THE CAPITAL COMPANY OF AMERICA, LLC 2 World Financial Center, Building B New York, New York 10281-1198, U.S.A. Tel: 1 (212) 667-2250 Fax: 1 (212) 667-1095 NOMURA DERIVATIVE PRODUCTS, INC. 2 World Financial Center, Building B New York, New York 10281-1198, U.S.A. Tel: 1 (212) 667-9416 Fax: 1 (212) 667-1400 NOMURA GLOBAL FINANCIAL PRODUCTS, INC. 2 World Financial Center, Building B New York, New York 10281-1198, U.S.A. Tel: 1 (212) 667-2357 Fax: 1 (212) 667-1047 NOMURA SECURITIES (BERMUDA) LTD. Stockton House, 96 Pitts Bay Road Pembroke HM 08, Bermuda Tel: 1 (441) 296-4050 Fax: 1 (441) 296-4061 NOMURA CANADA INC. 2 Bloor Street, West Suite 700, Toronto, Ontario M4W 3R1, Canada Tel: 1 (416) 868-1683 Fax: 1 (416) 359-8956 NOMURA FUNDS RESEARCH AND TECHNOLOGIES AMERICA, INC. 2 World Financial Center, Building B New York, New York 10281-1198, U.S.A. Tel: 1 (212) 667-9590 Fax: 1 (212) 667-1251 NOMURA ASSET MANAGEMENT U.S.A. INC. 180 Maiden Lane, 26th Floor New York, New York 10038-4936, U.S.A. Tel: 1 (212) 509-8181 Fax: 1 (212) 509-8835 NOMURA DC PLANNING CO., LTD. 2-2-2, Otemachi, Chiyoda-ku Tokyo 100-8130, Japan Tel: 81 (3) 3275-0401 Fax: 81 (3) 3275-2277 NOMURA HUMAN CAPITAL SOLUTIONS CO., LTD. 2-2-1, Marunouchi, Chiyoda-ku Tokyo 103-0005, Japan Tel: 81 (3) 5223-2101 Fax: 81 (3) 5223-2105 NOMURA RESEARCH & ADVISORY CO., LTD. 2-2-2, Otemachi, Chiyoda-ku Tokyo 100-8130, Japan Tel: 81 (3) 5255-9416 Fax: 81 (3) 5255-1775 NOMURA BUSINESS SERVICES CO., LTD. 1-7-2, Nihonbashi-honcho, Chuo-ku Tokyo 103-0023, Japan Tel: 81 (3) 3278-9711 Fax: 81 (3) 3241-8187 NOMURA SATELLITE COMMUNICATIONS CO., LTD. 1-9-1, Nihonbashi, Chuo-ku Tokyo 103-8011, Japan Tel: 81 (3) 3271-6372 Fax: 81 (3) 3271-6377 AMERICAS NOMURA HOLDING AMERICA INC. 2 World Financial Center, Building B New York, New York 10281-1198, U.S.A. Tel: 1 (212) 667-9300 Fax: 1 (212) 667-1058 NOMURA SECURITIES INTERNATIONAL, INC. New York Head Office: 2 World Financial Center, Building B New York, New York 10281-1198, U.S.A. Tel: 1 (212) 667-9300 Fax: 1 (212) 667-1058 Chicago Office: 311 South Wacker Drive, Suite 6100 Chicago, Illinois 60606, U.S.A. Tel: 1 (312) 408-9500 Fax: 1 (312) 408-9555 Los Angeles Office: 633 West, Fifth Street, 68th Floor Los Angeles, California 90071, U.S.A. Tel: 1 (213) 243-1600 Fax: 1 (213) 243-1649 São Paulo Representative Office: Av. Brigadeiro Faria Lima no. 2179 6th Floor-cj. 61, São Paulo, S.P. Brazil CEP 01452-000 Tel: 55 (11) 3034-2258 Fax: 55 (11) 3034-2259 Major Subsidiaries Japan NOMURA SECURITIES CO., LTD. Nihonbashi Head Office: 1-9-1, Nihonbashi, Chuo-ku Tokyo 103-8011, Japan Tel: 81 (3) 3211-1811 Fax: 81 (3) 3278-0420 Otemachi Head Office: 2-2-2, Otemachi, Chiyoda-ku Tokyo 100-8130, Japan Tel: 81 (3) 3211-1811 Fax: 81 (3) 3278-0420 NOMURA ASSET MANAGEMENT CO., LTD. 1-12-1, Nihonbashi, Chuo-ku Tokyo 103-8260, Japan Tel: 81 (3) 3241-9511 Fax: 81 (3) 3241-8275 THE NOMURA TRUST & BANKING CO., LTD. 1-1-1, Nihonbashi, Chuo-ku Tokyo 103-0027, Japan Tel: 81 (3) 5202-1600 Fax: 81 (3) 3275-0760 NOMURA BABCOCK & BROWN CO., LTD. 1-11-1, Nihonbashi, Chuo-ku Tokyo 103-0027, Japan Tel: 81 (3) 3281-7141 Fax: 81 (3) 3281-0215 NOMURA CAPITAL INVESTMENT CO., LTD. 2-2-2, Otemachi, Chiyoda-ku Tokyo 100-8130, Japan Tel: 81 (3) 3278-5151 Fax: 81 (3) 3278-1432 NOMURA INVESTOR RELATIONS CO., LTD. 1-26-2, Nishi-Shinjuku, Shinjuku-ku Tokyo 163-0537, Japan Tel: 81 (3) 3340-0300 Fax: 81 (3) 3340-0308 NOMURA PRINCIPAL FINANCE CO., LTD. 2-2-2, Otemachi, Chiyoda-ku Tokyo 100-8130, Japan Tel: 81 (3) 3278-0243 Fax: 81 (3) 3271-2498 NOMURA FUNDS RESEARCH AND TECHNOLOGIES CO., LTD. 2-2-2, Otemachi, Chiyoda-ku Tokyo 100-8130, Japan Tel: 81 (3) 3276-2151 Fax: 81 (3) 3275-9360 44 Subsidiaries and Affiliates EUROPE & MIDDLE EAST NOMURA SECURITIES CO., LTD. Vienna Representative Office: “Kärntner Ring Hof” Kärntner Ring 5-7, A-1010 Vienna, Austria Tel: 43 (1) 513-2322 Fax: 43 (1) 513-2321 NOMURA EUROPE HOLDINGS PLC Nomura House, 1, St. Martin’s-le-Grand London, EC1A 4NP, U.K. Tel: 44 (207) 521-2000 Fax: 44 (207) 521-2121 NOMURA INTERNATIONAL PLC London Head Office: Nomura House, 1, St. Martin’s-le-Grand London, EC1A 4NP, U.K. Tel: 44 (207) 521-2000 Fax: 44 (207) 521-2121 Madrid Office: Alcala 44, 3ºA, 28014, Madrid, Spain Tel: 34 (91) 532-0920 Fax: 34 (91) 521-6010 NOMURA BANK INTERNATIONAL PLC Nomura House, 1, St. Martin’s-le-Grand London, EC1A 4NP, U.K. Tel: 44 (207) 521-2000 Fax: 44 (207) 626-0851 NOMURA GLOBAL FUNDING PLC Nomura House, 1, St. Martin’s-le-Grand London, EC1A 4NP, U.K. Tel: 44 (207) 521-2000 Fax: 44 (207) 521-2121 BANQUE NOMURA FRANCE 164, rue de Rivoli, 75001, Paris, France Tel: 33 (1) 42971900 Fax: 33 (1) 42971888 NOMURA NEDERLAND N.V. Atrium 1st Floor, Strawinskylaan 3109 1077 ZX, Amsterdam, The Netherlands Tel: 31 (20) 5999000 Fax: 31 (20) 4684682 NOMURA EUROPE FINANCE N.V. Atrium 1st Floor, Strawinskylaan 3109 1077 ZX, Amsterdam, The Netherlands Tel: 31 (20) 5999000 Fax: 31 (20) 4684682 NOMURA PRINCIPAL INVESTMENT PLC Nomura House, 1, St. Martin’s-le-Grand London, EC1A 4NP, U.K. Tel: 44 (207) 521-2000 Fax: 44 (207) 521-2121 NOMURA BANK (LUXEMBOURG) S.A. 6 avenue Emile Reuter, L-2420 Luxembourg Grand Duchy of Luxembourg Tel: 352-4638888 Fax: 352-463333 NOMURA BANK (DEUTSCHLAND) GmbH MesseTurm D-60308 Frankfurt am Main Federal Republic of Germany Tel: 49 (69) 97508-0 Fax: 49 (69) 97508-600 NOMURA BANK (SWITZERLAND) LTD. Zurich Head Office: Kasernenstrasse 1, P.O. Box CH-8021 Zurich Switzerland Tel: 41 (1) 2957111 Fax: 41 (1) 2422141 Geneva Office: 10, Quai du Seujet, P.O. Box CH-1211 Geneva 11, Switzerland Tel: 41 (22) 9098400 Fax: 41 (22) 7328314 NOMURA ITALIA S.I.M.p.A. Via Palestro, 2-20121 Milan, Italy Tel: 39 (02) 76461 Fax: 39 (02) 76317106 NOMURA CORPORATE ADVISORY (CENTRAL EUROPE) LTD. East-West Business Center 7th Floor, 1088 Budapest Rákóczi út 1-3, Hungary Tel: 36 (1) 235-5200 Fax: 36 (1) 235-5299 NOMURA INVESTMENT BANKING (MIDDLE EAST) E.C. 7th Floor, BMB Centre Diplomatic Area, P.O. Box 26893 Manama, Bahrain Tel: 973-530531 Fax: 973-530365 NOMURA FUNDING FACILITY CORPORATION LIMITED International House, 3 Harbourmaster Place IFSC, Dublin 1, Ireland Tel: 353 (1) 667-0200 Fax: 353 (1) 670-0288 NOMURA ASSET MANAGEMENT U.K. LIMITED 6th Floor, Nomura House, 1, St. Martin’s-le-Grand, London EC1A 4NP, U.K. Tel: 44 (207) 521-3333 Fax: 44 (207) 796-1246 Vienna Budapest Zurich Geneva Frankfurt Amsterdam Dublin London Paris Madrid Luxembourg Milan Manama Beijing Seoul Shanghai Hong Kong Hanoi Bangkok Kuala Lumpur Singapore Jakarta Taipei Manila Tokyo Los Angeles Toronto Chicago New York Bermuda Sydney São Paulo Subsidiaries and Affiliates 45 NOMURA ADVISORY SERVICES (MALAYSIA) SDN. BHD. Suite No16. 3, Level 16, Letter Box No.46 Menara IMC, 8 Jalan Sultan Ismail 50250 Kuala Lumpur, Malaysia Tel: 60 (3) 2079-6811 Fax: 60 (3) 2079-6888 P.T. NOMURA INDONESIA 7th Floor, The Daiwa Perdania Bank Jl. Jend. Sudirman Kav. 40-41 Jakarta 10210, The Republic of Indonesia Tel: 62 (21) 571-8888 Fax: 62 (21) 571-8881 NOMURA SECURITIES PHILIPPINES, INC. 18F, Tower The Enterprise Center 6766 Ayala Avenue Corner, Paseo de Roxas Makati City 1200, Philippines Tel: 63 (2) 886-5240 Fax: 63 (2) 886-5250 NOMURA AUSTRALIA LIMITED Level 32, Colonial Centre, 52 Martin Place, Sydney, N.S.W. 2000, Australia Tel: 61 (2) 9321-3500 Fax: 61 (2) 9321-3599 NOMURA ASSET MANAGEMENT SINGAPORE LIMITED 6 Battery Road #34-02, Singapore 049909 Singapore Tel: 65 (6420) 1788 Fax: 65 (6420) 1799 NOMURA ASSET MANAGEMENT HONG KONG LIMITED 32/F Citibank Tower Citibank Plaza, 3 Garden Road Central, Hong Kong Tel: 852 (2524) 8061 Fax: 852 (2536) 1067 Major Affiliates and Group Companies JAPAN NOMURA LAND AND BUILDING CO., LTD. 1-7-2, Nihonbashi-honcho, Chuo-ku Tokyo 103-0023, Japan Tel: 81 (3) 3231-6221 Fax:81 (3) 3231-4625 NOMURA RESEARCH INSTITUTE, LTD. 2-2-1, Otemachi, Chiyoda-ku Tokyo 100-0004, Japan Tel: 81 (3) 5255-1800 Fax:81 (3) 5255-9312 NOMURA REAL ESTATE DEVELOPMENT CO., LTD. 1-26-2, Nishi-Shinjuku, Shinjuku-ku Tokyo 163-0566, Japan Tel: 81 (3) 3348-8811 Fax:81 (3) 3345-0381 JAFCO CO., LTD. 1-8-2, Marunouchi, Chiyoda-ku Tokyo 100-0005, Japan Tel: 81 (3) 5223-7536 Fax:81 (3) 5223-7561 NOMURA CHINA INVESTMENT CO., LTD. 1-7-2, Nihonbashi-honcho, Chuo-ku Tokyo 103-0023, Japan Tel: 81 (3) 3274-4608 Fax:81 (3) 3274-6799 NIPPON CLEARING SERVICES CO., LTD. 6-7, Nihonbashi-koamicho, Chuo-ku Tokyo 103-0016, Japan Tel: 81 (3) 3663-6751 Fax:81 (3) 3663-6733 ASIA & OCEANIA NOMURA CORPORATE ADVISORY (CHINA) CO., LTD. 1601, Beijing Fortune Building 5 Dongsanhuan-Beilu, Chaoyang District, Beijing, People’s Republic of China Tel: 86 (10) 6590-9091 Fax:86 (10) 6590-9088 CAPITAL NOMURA SECURITIES PUBLIC COMPANY LIMITED 21/3 Thai Wah Tower, Ground Floor South Sathorn Road, Bangkok 10120 Thailand Tel: 66 (2) 285-0060 Fax:66 (2) 285-0620 INTERNATIONAL UNION LEASING CO., LTD. 420, Beijing Fortune Building 5 Dongsanhuan-Beilu, Chaoyang District, Beijing, People’s Republic of China Tel: 86 (10) 6590-8989 Fax:86 (10) 6590-8999 ASIA & OCEANIA NOMURA SECURITIES CO., LTD. Seoul Branch Office: 12th Floor, Youngpoong Building 33 Seorin-dong, Chongro-ku, Seoul, Korea Tel: 82 (2) 399-6100 Fax: 82 (2) 399-5222 Taipei Branch Office: 14th Floor, 109 Min-Sheng East Road Sec. 3, Taipei, Taiwan R.O.C. Tel: 886 (2) 2547-9300 Fax: 886 (2) 2547-9388 Beijing Representative Office: 1708, Beijing Fortune Building 5 Dongsanhuan-Beilu, Chaoyang District Beijing, People’s Republic of China Tel: 86 (10) 6590-8181 Fax: 86 (10) 6590-8182 Shanghai Representative Office: 601, Garden Hotel Shanghai 58 Maoming Nan-lu, Shanghai People’s Republic of China Tel: 86 (21) 6415-1565 Fax: 86 (21) 6415-1317 Hanoi Representative Office: Unit 1103, 11th Floor, Hanoi Central Office Building 44B Ly Thuong, Kiet Street, Hanoi, Vietnam Tel: 84 (4) 8250-414 Fax: 84 (4) 8250-219 NOMURA ASIA HOLDING N. V. Atrium 1st Floor, Strawinskylaan 3109 1077 ZX, Amsterdam, The Netherlands Tel: 31 (20) 5999000 Fax: 31 (20) 4684682 NOMURA INTERNATIONAL (HONG KONG) LIMITED 20/F-21/F, 3 Garden Road, Central Hong Kong Tel: 852 (2536) 1111 Fax: 852 (2536) 1888 NOMURA SINGAPORE LIMITED 6 Battery Road, #34-01, Singapore 049909 Singapore Tel: 65 (6420) 1811 Fax: 65 (6420) 1888 46 Subsidiaries and Affiliates DOMESTIC NETWORK (As of March 31, 2003) Nomura Securities, Co., Ltd. (cid:2)Hokkaido (cid:2)Tohoku (cid:2)Kanto Office Name Head Office Asahikawa Branch Office Hakodate Branch Office Kushiro Branch Office Sapporo Branch Office Akita Branch Office Aomori Branch Office Fukushima Branch Office Koriyama Branch Office Morioka Branch Office Sendai Branch Office Yamagata Branch Office Aobadai Branch Office Atsugi Branch Office Chiba Branch Office Fujisawa Branch Office Funabashi Branch Office Hiratsuka Branch Office Kashiwa Branch Office Kawagoe Branch Office Kawaguchi Branch Office Kawasaki Branch Office Kofu Branch Office Matsudo Branch Office Mito Branch Office Omiya Branch Office Saitama Branch Office Shinyurigaoka Branch Office Takasaki Branch Office Tama Plaza Branch Office Tokorozawa Branch Office Totsuka Branch Office Tsuchiura Branch Office Urawa Branch Office Utsunomiya Branch Office Yokohama Branch Office Yokohama-eki Nishiguchi Branch Office Yokosuka Branch Office Telephone Address 81 (3) 3211-1811 1-9-1, Nihonbashi, Chuo-ku, Tokyo 103-8011 81 (166) 23-1181 81 (138) 26-8111 81 (154) 23-1171 81 (11) 261-7211 1 Migi, 9 Gojo-dori, Asahikawa-shi, Hokkaido 070-0035 7-15, Wakamatsu-cho, Hakodate-shi, Hokkaido 040-0063 12-1-4, Kitaodori, Kushiro-shi, Hokkaido 085-0015 4, Kitasanjo-nishi, Chuo-ku, Sapporo-shi, Hokkaido 060-0003 81 (18) 831-2111 81 (17) 723-4111 81 (24) 522-2111 81 (24) 923-8711 81 (19) 653-5000 81 (22) 221-3111 81 (23) 622-1313 81 (45) 985-1171 81 (46) 224-8666 81 (43) 227-2161 81 (466) 25-1311 81 (47) 433-2211 81 (463) 21-2111 81 (4) 7163-2011 81 (49) 225-5151 81 (48) 256-3811 81 (44) 233-6751 81 (55) 237-1781 81 (47) 362-1221 81 (29) 224-5231 81 (48) 641-8111 81 (48) 645-8100 81 (44) 953-6511 81 (27) 323-9111 81 (45) 902-1122 81 (42) 923-3811 81 (45) 881-1181 81 (29) 821-8811 81 (48) 833-1881 81 (28) 636-2181 81 (45) 641-2101 81 (45) 311-1671 81 (46) 823-2550 4-2-7, Nakadori, Akita-shi, Akita 010-0001 2-6-29, Shin-machi, Aomori-shi, Aomori 030-0801 4-1, O-machi, Fukushima-shi, Fukushima 960-8041 2-5-12, Ekimae, Koriyama-shi, Fukushima 963-8002 2-2-18, Odori, Morioka-shi, Iwate 020-0022 2-1-1, Chuo, Aoba-ku, Sendai-shi, Miyagi 980-8730 1-7-30, Toka-machi, Yamagata-shi, Yamagata 990-0031 2-6-1, Aobadai, Aoba-ku, Yokohama-shi, Kanagawa 227-0062 2-2-20, Naka-cho, Atsugi-shi, Kanagawa 243-0018 1-14-13, Fujimi, Chuo-ku, Chiba-shi, Chiba 260-0015 1-5-10, Kugenumaishigami, Fujisawa-shi, Kanagawa 251-0025 2-1-33, Hon-cho, Funabashi-shi, Chiba 273-0005 2-14, Beniya-cho, Hiratsuka-shi, Kanagawa 254-0043 1-4-29, Kashiwa, Kashiwa-shi, Chiba 277-8769 105, Wakita-machi, Kawagoe-shi, Saitama 350-1122 3-10-1, Sakae-cho, Kawaguchi-shi, Saitama 332-0017 5-2, Higashida-cho, Kawasaki-ku, Kawasaki-shi, Kanagawa 210-8604 1-8-17, Marunouchi, Kofu-shi, Yamanashi 400-0031 1281-29, Matsudo, Matsudo-shi, Chiba 271-0092 1-3-37, Miya-machi, Mito-shi, Ibaraki 310-0015 1-24, Daimon-cho, Omiya-ku, Saitama-shi, Saitama 330-0846 2-155, Sakuragi-cho, Omiya-ku, Saitama-shi, Saitama 330-0854 1-5-3, Kamiaso, Aso-ku, Kawasaki-shi, Kanagawa 215-0021 58-1, Yashima-cho, Takasaki-shi, Gunma 370-0849 5-1-2, Utsukushigaoka, Aoba-ku, Yokohama-shi, Kanagawa 225-0002 10-19, Hiyoshi-cho, Tokorozawa-shi, Saitama 359-1123 489-1, Kamikurata-cho, Totsuka-ku, Yokohama-shi, Kanagawa 244-0816 1-10-8, Kawaguchi, Tsuchiura-shi, Ibaraki 300-0033 2-13-8, Takasago, Saitama-shi, Saitama 336-0011 2-1-1, Babadori, Utsunomiya-shi, Tochigi 320-0026 4-52, Onoe-cho, Naka-ku, Yokohama-shi, Kanagawa 231-0015 1-5-10, Kitasaiwai, Nishi-ku, Yokohama-shi, Kanagawa 220-0004 1-9, Odaki-cho, Yokosuka-shi, Kanagawa 238-0008 (cid:2)Tokyo metropolitan area Chofu Branch Office 81 (42) 498-6011 81 (42) 369-8111 Fuchu Branch Office 81 (3) 3491-9101 Gotanda Branch Office 81 (426) 46-3811 Hachioji Branch Office 81 (3) 3983-1111 Ikebukuro Branch Office Ikebukuro Metropolitan Plaza Branch Office 81 (3) 3988-1181 81 (3) 3718-3371 Jiyugaoka Branch Office 81 (3) 3783-5101 Kamata Branch Office 81 (422) 22-8181 Kichijoji Branch Office 81 (3) 3657-1141 Koiwa Branch Office 81 (42) 328-6011 Kokubunji Branch Office 81 (42) 725-2111 Machida Branch Office 81 (3) 3769-6651 Mita Branch Office 81 (3) 3228-7755 Nakano Branch Office 81 (3) 3994-7711 Nerima Branch Office 81 (3) 3392-6011 Ogikubo Branch Office 81 (3) 3774-1181 Omori Branch Office 81 (3) 3482-2011 Seijo Branch Office 81 (3) 3882-8411 Senju Branch Office 81 (3) 3400-7111 Shibuya Branch Office 81 (3) 3572-0111 Shinbashi Branch Office 81 (3) 3205-1001 Shinjuku Branch Office 81 (3) 3342-1281 Shinjuku-eki Nishiguchi Branch Office 81 (3) 3348-8211 Shinjuku Nomura Building Branch Office 81 (42) 524-1111 Tachikawa Branch Office 81 (3) 3708-1811 Tamagawa Branch Office 81 (3) 3211-2411 Tokyo Branch Office 81 (3) 3583-2301 Toranomon Branch Office 81 (3) 3831-9211 Ueno Branch Office 1-36-9, Fuda, Chofu-shi, Tokyo 182-0024 1-8-1, Fuchu-cho, Fuchu-shi, Tokyo 183-8691 1-5-1, Nishi-Gotanda, Shinagawa-ku, Tokyo 141-0031 11-6, Asahi-cho, Hachioji-shi, Tokyo 192-0083 1-27-10, Minami-Ikebukuro, Toshima-ku, Tokyo 171-0022 1-11-1, Nishi-Ikebukuro, Toshima-ku, Tokyo 171-0021 2-10-9, Jiyugaoka, Meguro-ku, Tokyo 152-0035 5-15-8, Kamata, Ota-ku, Tokyo 144-0052 2-2-16, Kichijoji-honcho, Musashino-shi, Tokyo 180-0004 7-22-6, Minami-Koiwa, Edogawa-ku, Tokyo 133-0056 2-12-2, Hon-cho, Kokubunji-shi, Tokyo 185-0012 6-3-9, Haramachida, Machida-shi, Tokyo 194-0013 5-20-14, Shiba, Minato-ku, Tokyo 108-0014 5-65-3, Nakano, Nakano-ku, Tokyo 164-0001 5-17-10, Toyotama-kita, Nerima-ku, Tokyo 176-0012 1-8-8, Kamiogi, Suginami-ku, Tokyo 167-0043 2-5-10, Sanno, Ota-ku, Tokyo 143-0023 5-8-1, Seijo, Setagaya-ku, Tokyo 157-0066 2-18, Senjukotobuki-cho, Adachi-ku, Tokyo 120-0033 1-14-16, Shibuya, Shibuya-ku, Tokyo 150-0002 1-9-6, Shinbashi, Minato-ku, Tokyo 105-0004 5-17-9, Shinjuku, Shinjuku-ku, Tokyo 163-8691 1-6-1, Nishi-Shinjuku, Shinjuku-ku, Tokyo 163-1590 1-26-2, Nishi-Shinjuku, Shinjuku-ku, Tokyo 163-0502 2-5-1, Akebono-cho, Tachikawa-shi, Tokyo 190-0012 3-7-18, Tamagawa, Setagaya-ku, Tokyo 158-0094 1-8-2, Marunouchi, Chiyoda-ku, Tokyo 100-0005 2-1-1, Toranomon, Minato-ku, Tokyo 105-0001 2-1-8, Ueno, Taito-ku, Tokyo 110-8501 Domestic Network 47 Office Name Telephone Address 3-4-1, Ote, Fukui-shi, Fukui 910-0005 81 (776) 22-8011 81 (58) 262-3101 6-6, Kanamachi, Gifu-shi, Gifu 500-8842 81 (53) 454-3151 81 (52) 322-1261 81 (76) 221-3145 81 (263) 33-6781 81 (26) 228-1811 81 (52) 201-2311 81 (52) 561-5251 81 (25) 225-7777 81 (55) 962-4444 Mitsui Seimei Otemachi Daini Building, 2-10-14, 330-5, Tamachi, Hamamatsu-shi, Shizuoka 430-0944 1-12-14, Kanayama, Naka-ku, Nagoya-shi, Nagoya, Aichi 460-0022 3-25, Takaoka-machi, Kanazawa-shi, Ishikawa 920-0864 2-1-34, Chuo, Matsumoto-shi, Nagano 390-0811 1361, Suehiro-cho, Minami-Nagano, Nagano-shi, Nagano 380-8640 2-19-22, Nishiki, Naka-ku, Nagoya-shi, Aichi 460-8689 3-22-8, Mei-eki, Nakamura-ku, Nagoya-shi, Aichi 450-8666 1215-7, Rokuban-cho, Kamiokawamaedori, Niigata-shi, Niigata 951-8068 81 (564) 23-1811 81 (54) 254-6151 81 (76) 421-7561 81 (532) 53-1121 81 (565) 33-1300 81 (59) 223-2111 81 (593) 53-2141 81 (78) 918-1155 81 (6) 6783-5241 81 (792) 22-6101 81 (72) 846-2511 81 (724) 38-8188 81 (78) 321-2201 81 (75) 221-7211 81 (6) 6632-5081 81 (742) 22-0351 81 (798) 64-8181 81 (6) 6201-1281 81 (77) 526-3131 81 (72) 221-9241 81 (6) 6831-1661 81 (72) 681-2111 81 (6) 6779-1431 81 (6) 6845-8401 81 (6) 6421-1400 81 (6) 6772-1261 81 (6) 6313-3431 81 (73) 431-2111 81 (84) 921-3111 81 (82) 247-4131 81 (88) 823-3311 81 (86) 421-1511 81 (852) 22-1515 81 (89) 941-0131 81 (86) 224-1181 81 (832) 31-3211 81 (87) 851-4111 81 (88) 623-0161 81 (834) 22-0811 81 (859) 34-2851 81 (92) 771-3111 81 (99) 226-8141 81 (93) 521-7581 81 (96) 352-3181 81 (942) 33-7151 81 (985) 24-7191 81 (95) 821-1161 81 (98) 864-2471 81 (97) 535-1211 81 (952) 22-7111 Otemachi, Numazu-shi, Shizuoka 410-8691 2-11, Koseidori-nishi, Okazaki-shi, Aichi 444-0059 6-6, Miyuki-cho, Shizuoka-shi, Shizuoka 420-0857 1-4-3, Tsutsumichodori, Toyama-shi, Toyama 930-0046 1-38, Ekimaeodori, Toyohashi-shi, Aichi 440-0888 1-200, Nishi-machi, Toyota-shi, Aichi 471-0025 371, Hadokoro-cho, Tsu-shi, Mie 514-0009 1-16, Suwasakae-machi, Yokkaichi-shi, Mie 510-0086 2-1-26, Hon-machi, Akashi-shi, Hyogo 673-0892 2-2-18, Chodo, Higashiosaka-shi, Osaka 577-0056 18, Shirogane-cho, Himeji-shi, Hyogo 670-0902 5-15, Okahigashi-machi, Hirakata-shi, Osaka 573-0032 6-10, Sujikai-cho, Kishiwada-shi, Osaka 596-0057 1-5-32, Sannomiya-cho, Chuo-ku, Kobe-shi, Hyogo 650-0021 Sakai-machi kado, Shijo-dori, Shimogyo-ku, Kyoto-shi, Kyoto 600-8006 4-1-15, Nanba, Chuo-ku, Osaka-shi, Osaka 542-0076 45, Hayashikoji-cho, Nara-shi, Nara 630-8227 1-3-8, Kofuen, Nishinomiya-shi, Hyogo 662-0832 2-5-4, Kitahama, Chuo-ku, Osaka-shi, Osaka 540-8604 3-1-27, Nagara, Otsu-shi, Shiga 520-0046 59, Miyukidori, Mikunigaoka, Sakai-shi, Osaka 590-0028 1-1-5, Shin-senrihigashi-machi, Toyonaka-shi, Osaka 560-0082 3-1-101, Konya-cho, Takatsuki-shi, Osaka 569-0804 10-48, Hidenin-cho, Tennoji-ku, Osaka-shi, Osaka 543-0055 1-2-33, Hon-machi, Toyonaka-shi, Osaka 560-0021 1-10-20, Tsukaguchi-cho, Amagasaki-shi, Hyogo 661-0002 6-5-28, Uehonmachi, Tennoji-ku, Osaka-shi, Osaka 543-0001 2-4, Komatsubara-cho, Kita-ku, Osaka-shi, Osaka 530-0018 9-2, Juban-cho, Wakayama-shi, Wakayama 640-8152 3-1, Higashisakura-machi, Fukuyama-shi, Hiroshima 720-0065 2-23, Tate-machi, Naka-ku, Hiroshima-shi, Hiroshima 730-0032 1-2-6, Harimaya-cho, Kochi-shi, Kochi 780-0822 3-9-10, Achi, Kurashiki-shi, Okayama 710-0055 484-16, Asahi-machi, Matsue-shi, Shimane 690-0003 5-7-3, Chifune-machi, Matsuyama-shi, Ehime 790-8691 6-24, Nishiki-machi, Okayama-shi, Okayama 700-8640 1-3-15, Hosoe-cho, Shimonoseki-shi, Yamaguchi 750-8691 10-5, Furushin-machi, Takamatsu-shi, Kagawa 760-0025 3-14, Yaoya-machi, Tokushima-shi, Tokushima 770-0841 1-3, Hon-machi, Tokuyama-shi, Yamaguchi 745-0036 1-27-13, Kakuban-cho, Yonago-shi, Tottori 683-0812 2-14-8, Tenjin, Chuo-ku, Fukuoka-shi, Fukuoka 810-0001 1-4, Sennichi-cho, Kagoshima-shi, Kagoshima 892-0843 3-1-1, Kyo-machi, Kokurakita-ku, Kitakyushu-shi, Fukuoka 802-0002 12-30, Hanabata-cho, Kumamoto-shi, Kumamoto 860-8604 24-18, Hiyoshi-machi, Kurume-shi, Fukuoka 830-0017 4-1-2, Tachibanadori-higashi, Miyazaki-shi, Miyazaki 880-8607 6-5, Doza-machi, Nagasaki-shi, Nagasaki 850-8691 1-1-19, Matsuyama, Naha-shi, Okinawa 900-0032 1-3-20, Chuo-machi, Oita-shi, Oita 870-0035 3-15, Ekiminami-honmachi, Saga-shi, Saga 840-0816 (cid:2)Chubu/Hokuriku (cid:2)Kinki (cid:2)Chugoku/Shikoku (cid:2)Kyushu/Okinawa Fukui Branch Office Gifu Branch Office Hamamatsu Branch Office Kanayama Branch Office Kanazawa Branch Office Matsumoto Branch Office Nagano Branch Office Nagoya Branch Office Nagoya-ekimae Branch Office Niigata Branch Office Numazu Branch Office Okazaki Branch Office Shizuoka Branch Office Toyama Branch Office Toyohashi Branch Office Toyota Branch Office Tsu Branch Office Yokkaichi Branch Office Akashi Branch Office Higashiosaka Branch Office Himeji Branch Office Hirakata Branch Office Kishiwada Branch Office Kobe Branch Office Kyoto Branch Office Nanba Branch Office Nara Branch Office Nishinomiya Branch Office Osaka Branch Office Otsu Branch Office Sakai Branch Office Senri Branch Office Takatsuki Branch Office Tennoji-eki Branch Office Toyonaka Branch Office Tsukaguchi Branch Office Uehonmachi Branch Office Umeda Branch Office Wakayama Branch Office Fukuyama Branch Office Hiroshima Branch Office Kochi Branch Office Kurashiki Branch Office Matsue Branch Office Matsuyama Branch Office Okayama Branch Office Shimonoseki Branch Office Takamatsu Branch Office Tokushima Branch Office Tokuyama Branch Office Yonago Branch Office Fukuoka Branch Office Kagoshima Branch Office Kitakyushu Branch Office Kumamoto Branch Office Kurume Branch Office Miyazaki Branch Office Nagasaki Branch Office Naha Branch Office Oita Branch Office Saga Branch Office 48 Domestic Network For further information, please contact: INVESTOR RELATIONS DEPARTMENT NOMURA GROUP HEADQUARTERS NOMURA SECURITIES CO., LTD. 1-9-1, Nihonbashi, Chuo-ku, Tokyo 103-8011, Japan Tel: 81 (3) 3211-1811 URL: http://www.nomura.com Printed in Japan on recycled paper.

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