Quarterlytics / Industrials / Marine Shipping / Nordic American Tankers Limited / FY2001 Annual Report

Nordic American Tankers Limited
Annual Report 2001

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FY2001 Annual Report · Nordic American Tankers Limited
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2001 Annual Report to Shareholders  

NORDIC AMERICAN TANKER 
SHIPPING LIMITED 

2001 ANNUAL 
REPORT TO 
SHAREHOLDERS 

Nordic American Tanker Shipping Ltd  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2001 Annual Report to Shareholders  

BUSINESS 

General 

Nordic American Tanker Shipping Limited (the "Company") was incorporated on June 
12,  1995,  under  the  laws  of  the  Islands  of Bermuda ("Bermuda") for the purpose of acquiring, 
disposing, owning, leasing, and chartering three double hull Suezmax oil tankers (the "Vessels"). 
 The principal executive offices of the Company are located at Cedar House, 41 Cedar Avenue, 
Hamilton HM EX, Bermuda, telephone number (441) 295-2244.  

Pursuant to an agreement (the "Management Agreement") between the Company and its 
Manager,  Ugland  Nordic  Shipping  AS  (the  “Manager”),  the  Manager  provides  certain 
management, administrative and advisory services to the Company.   

Vessels owned by the Company 

Each Vessel acquired by the Company is a 1997 built, 151,459 dead weight tonne double 
hull Suezmax oil tanker. The purchase price of each Vessel was approximately $56.9 million (the 
"Original Contract Price”). The Vessels were delivered between August and December 1997 and 
have been designed according to the specifications set forth in the shipbuilding contracts between 
the Builder and the Company (the "Shipbuilding Contracts"). The Vessels were built at Samsung 
Heavy Industries Co. Ltd. in South Korea (the “Builder”). 

Each Vessel is registered in the Isle of Man and flies the British flag. 

Chartering Operations Commenced on September 30, 1997 

Each Vessel is chartered to BP Shipping Ltd. (the “Charterer”) pursuant to separate "hell 
and  high  water"  bareboat  charters  (the  "Charters”).  The  initial  term  of  the  Charters  is  from 
September 30, 1997 and will end approximately seven years from that date, subject to extension 
at the option of the Charterer for up to seven successive one-year periods.  Under each Charter, 
the  Charterer  is  required  to  provide  the  Company  with  at  least  twelve  months'  prior  notice  of 
each such extension.  The Company’s dividend policy is to pay dividends to the shareholders  in 
amounts substantially equal to the amounts received by it under the Charters, less expenses.  In 
2001,  a  portion  of  these  dividends  was  considered  return  of  capital  for  United  States  federal 
income tax purposes. 

The daily charterhire rate payable under each Charter is comprised of two components: 
(i)  a  fixed  minimum  rate  of  charterhire  of  $13,500  per  Vessel  per  day  (the  "Base  Rate"),  paid 
quarterly in advance, and (ii) additional charterhire (which will be determined and paid quarterly 
in arrears and may equal zero) which would equal the excess, if any, of a weighted average of the 
daily time charter rates for two round-trip trade routes traditionally served by Suezmax tankers 
(Bonny,  Nigeria  to/from  the  Louisiana  Offshore  Oil  Port,  and  Hound  Point,  U.K.  to/from 
Philadelphia,  Pennsylvania  (the  "Reference  Ports")),  over  the  sum  of  (A)  an  agreed  amount  of 
$8,500  representing  daily  operating  costs  and  (B)  the  Base  Rate  ("Additional  Hire").    The 
amount  of  Additional  Hire,  if  any, will be determined by the London Tanker Brokers Panel or 
another  panel  of  ship  brokers  mutually  acceptable  to  the  Charterer  and  the  Company  (the 
"Brokers Panel").  In 2001, the Company received Additional Hire for all four quarters. 

Pursuant  to  the  terms  of  the  Charters,  the  Charterer's  obligation  to  pay  charterhire  is 
absolute,  regardless  whether  there  is  loss  or  damage  to  a  Vessel    or  any  other  reason.    The 
Charterer  is  also  obligated  to  indemnify  and  hold  the  Company  harmless  from  all  liabilities 

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2001 Annual Report to Shareholders  

arising from the operation, design and construction of the Vessels prior to and during the term of 
the  Charters,  including  environmental  liabilities,  other  than  liabilities  arising  out  of  the  gross 
negligence  or  willful  misconduct  of  the  Company.    The  obligations  of  the  Charterer  are 
guaranteed by BP Amoco p.l.c., the successor company to the merger between Amoco Corp and 
The British Petroleum Company p.l.c. 

At least six months prior to the end of the term (including any extension ) of a Charter, 
the Company’s shareholders  will be entitled to vote on a proposal to sell the related Vessels and 
to distribute the net proceeds  to the shareholders  to the extent permitted under Bermuda law.  
The Board of Directors of the Company (the "Board") will make a recommendation which may 
favor such sale or an alternative plan, such as the operation, rechartering or other disposition of 
the Vessels.  The proposal to sell the Vessels and distribute the resulting net proceeds shall be 
adopted if approved by a majority of the shareholders.  

Nature of Trading Market 

The primary trading market for the Shares is the American Stock Exchange (the 
"AMEX"), on which the Shares are listed under the symbol NAT.  The secondary trading market 
for the Shares is the Oslo Stock Exchange (the "OSE") also with the symbol NAT. 

The high and low bid prices for the Shares by quarter, in 2000 thru 2001 are as 

follows: 

For the quarter ended: 
March 31, 2000 
June 30, 2000 
September 30, 2000 
December 31, 2000 
March 31, 2001 
June 30, 2001 
September 30, 2001 
December 31, 2001 

AMEX  
  Low 

$10.25 
$12.50 
$16.56 
$17.88 
$16.90 
$16.00 
$13.75 
$13.00 

AMEX 
  High 

$12.75 
$17.00 
$22.63 
$23.25 
$22.25 
$22.89 
$19.52 
$17.10 

OSE 
Low 

OSE 
High 

NOK   90.00 
NOK   95.00 
NOK 140.00 
NOK 170.00 
NOK 215.00 
NOK 180.00 
NOK 190.00 
NOK 170.00 

NOK 100.00 
NOK 130.00   
NOK 212.00 
NOK 210.00 
NOK 155.00   
NOK 172.00   
NOK 140.00 
NOK 125.00 

These  bid  quotations  represent  interdealer  quotations  without  retail  mark-ups, 
mark-downs or commissions, and do not necessarily represent actual transactions.  On December 
31, 2001, the closing price of the Shares as quoted on the AMEX was $13.85, and as quoted on 
the OSE was NOK 131.00.  On such date, there were 9,706,606 Shares issued and outstanding. 

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2001 Annual Report to Shareholders  

SELECTED FINANCIAL INFORMATION 

The following historical financial information should be read in conjunction 
with our audited consolidated financial statements and related notes all of which are included 
elsewhere in this document and "Operating and Financial Review and Prospects." The  
statements of operations data for each of the three years ended December 31, 1999, 2000, and 
2001 and selected balance sheet data as of December 31, 2000 and 2001 are derived from, and 
qualified by reference to, our audited consolidated financial statements included elsewhere in 
this document. The statements of operations data for each of the years ended December 31, 1997 
1998 and 1999 and selected balance sheet data as of December 31, 1997, 1998 and 1999 are 
derived from our audited financial statements not included in this document. 

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2001 Annual Report to Shareholders  

SELECTED BALANCE SHEET DATA 

Assets
Cash and Cash Deposit
Prepaid Finance Expenses
Prepaid Insurance
Accounts Receivable
Vessels
Total Assets

Accounts Payable
Accrued expenses
Accrued Interest
Bank Loan
Total Long-term Liabilities

Shareholders' Equity
Share Capital
Other comprehensive income
Other Shareholders Equity
Total Shareholders' Equity
Total Liabilities 
and Shareholders Equity

2001

2000

December 31, 
1999

1998

1997

 630 868  
 43 435  
 70 000  
 170 180  
 141 744 005  
 142 658 488  

 1 922 925  
 57 915  
 58 333  
 10 228 286  
 148 575 045  
 160 842 504  

 2 507 017  
 72 395  
 70 833  
 0  
 155 406 085  
 158 056 330  

 3 637 758  
 86 875  
 83 333  
 0  
 162 237 124  
 166 045 090  

 19 499  
 0  
 95 836  
 1 499 380  
 169 068 163  
 170 682 878  

 0  
 778 000  
 38 666  
 30 000 000  
 30 816 666  

 97 066  
(778 000) 
 112 522 756  
 111 841 822  

 0  

 0  

 675 384  

 1 181 385  

 43 500  
 30 000 000  
 30 043 500  

 77 333  
 30 000 000  
 30 077 333  

 43 781  
 30 000 000  
 30 719 165  

 0  
 0  
 1 181 385  

 97 066  

 97 066  

 97 066  

 118 138  

 130 701 938  
 130 799 004  

 127 881 931  
 127 978 997  

 135 228 859  
 135 325 925  

 169 383 355  
 169 501 493  

 142 658 488  

 160 842 504  

 158 056 330  

 166 045 090  

 170 682 878  

SELECTED STATEMENT OF OPERATIONS DATA 

Revenue
Ship Broker Commissions
Mgmt. Fee & Admin. Exp.
Directors Insurance
Depreciation
Net Operating Income
Net Financial Items
Net Profit for the Year

2001

28 359 568  
(184 781) 
(281 406) 
(72 333) 
(6 831 040) 
20 990 008  
(1 604 532) 
19 385 476  

Year Ended December 31, 
1999

2000

36 577 262  
(185 288) 
(290 791) 
(82 500) 
(6 831 040) 
29 187 643  
(1 518 677) 
27 668 966  

14 782 500  
(184 781) 
(314 004) 
(97 500) 
(6 831 039) 
7 355 176  
(1 580 498) 
5 774 678  

Basic Earnings Per Share {a}  
Diluted Earnings Per Share
Cash Dividends 
  Declared Per Share
Weighted Average Shares Outstanding:
  Basic
  Diluted

2,00
2,00

3,87

2,85
2,85

2,56

0,59
0,59

1,35

9 706 606
9 706 606

9 706 606
9 706 606

9 706 606
9 706 606

11 796 530
11 796 530

3 018 518
5 606 055

1998

16 006 199  
(184 781) 
(412 779) 
0  
(6 831 039) 
8 577 600  
51 912  
8 629 512  

0,73
0,73

1,33

1997
5 265 880  
(47 081) 
(461 674) 
0  
(1 707 807) 
3 049 318  
147 176  
3 196 492  

1,06
0,57

1,57

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OPERATING AND FINANCIAL REVIEW AND PROSPECTS 

2001 Annual Report to Shareholders  

Overview 

The  Company  owns  three  modern  double  hull  151,459  dead  weight  tonne  Suezmax 
tankers (the Vessels), which were delivered in the last half of 1997.  The Vessels were built at 
Samsung Heavy Industries Ltd. in South Korea. 

Each  Charter  is  subject  to  extension  at  the  option  of  the  Charterer  for  up  to  seven 
successive one-year periods. During the term of each Charter (including any extension thereof) 
the Charterer is obligated to pay (i) the Base Rate, which is charterhire at a fixed minimum daily 
rate  of  $13,500  per  Vessel  per  day  (time  charter  equivalent  of  $22,000  per  day),  payable 
quarterly  in  advance  and  (ii)  Additional  Hire,  to  the  extent  spot  charter  rates  exceed  certain 
levels, payable quarterly in arrears, from January 1998.  The amount of Additional Hire for each 
quarter, if any, will be determined by the Brokers Panel.  

Results of Operations 

The  Company’s  revenues  from  charterhire  for  2001  decreased  22%  from  2000  to 
$28,359,568  or  $25,899  per  day  per  vessel  (T/C  equivalent  of    $34,399  per  day  per  vessel). 
Charterhire revenue for 2001 was derived from Base Hire of $14,782,500 ($13,500 per day per 
Vessel) and Additional Hire of $13,577,068 ($12,399 per day per vessel). 

Market  rates  which  are  used  to  determine  additional  hire  decreased  in  2001.  The 
decrease was driven by OPEC oil production decreases and a slow down in the world economy. 
Additional  hire  by  quarter,  as  determined  by  the  Brokers  Panel  was  $7,994,018,  $3,572,587, 
$1,840,283  and  $170,180  for  the  first  through  the  fourth  quarters  of  2001  respectively. 
Charterhire (time charter equivalent) in each quarter of 2001 was $51,607, $35,088, $28,668 and 
$22,617 per day per Vessel, respectively. 

Comparatively, Base Hire in 2000 and 1999 was $14,823,000 and $14,782,500 ($13,500 

per day per Vessel) respectively. Additional Hire was $21,754,262 in 2000 and $0 in 1999. 

Management, insurance and administrative costs (MI&A) for 2001, 2000 and 1999 were 
$538,520,  $558,759  and  $596,285  respectively.  The  Company’s  MI&A  for  all  three  years 
consisted  of  ship  brokers  commissions  of  approximately  $185,000  and  management  fees  of 
$250,000 which are fixed.  The decrease in costs of $20,239 from 2000 to 2001 is mainly due to 
lower  insurance  costs.  Depreciation  expense  approximated    $6,831,040  for  each  of  the  three 
years.  

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Liquidity and Capital Resources 

The Company’s cash flows are primarily from charter hire revenue.  

Cash flows provided by operating activities increased in 2001 to $36,272,601 due primarily to 
the decrease in accounts receivable of $10,058,106 partially offset by a decrease in charterhire 
revenue. The decrease in accounts receivable was due to the Additional Charter Hire for the 4th 
quarter 2000 was paid in January 2001. 

Cash flow used in financing activities increased 51% to $37,564,658 due to the increase in 
dividends paid during the year.  

There were no cash flows from investing activities during the year. 

Dividend payment 

Total  dividend  paid  out  in  2001  was  $37,564,658  or  $3.87  per  Share.    The  dividend 

payments per share in 1997, 1998, 1999, 2000 and 2001 have been as follows: 

Period 
1st Quarter 
2nd Quarter 
3rd Quarter 
4th Quarter 

Total USD 

1997 

0.30 

0.30 

1998 
0.40 
0.41 
0.32 
0.30 

1.43 

1999 
0.32 
0.32 
0.35 
0.36 

1.35 

2000 
0.34 
0.45 
0.67 
1.10 

2.56 

2001 
1.41 
1.19 
0.72 
0.55 

3.87 

The Company declared a dividend of $0.36 per share for the first quarter of 2002.  The 

dividend of $0.36 will be paid to Shareholders in February 2002. 

Long-Term Debt and Repurchase of Common Stock 

In  1998  the  Company  borrowed  $30.0  million  from  Den  norske  Bank  ASA,  Oslo, 
Norway  (DnB)  to  finance  the  repurchase  of  2,107,244  shares  through  a  “Dutch  Auction”  self-
tender offer at a price of $12.50 per Share. The total purchase price of the Shares including the 
costs  associated  with  the  transaction  was  $27.1  million.    On  May  12,  1999,  the  General 
Shareholders  Meeting  approved the remaining proceeds being utilized to increase the quarterly 
dividends. 

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An important objective of the repurchase of Shares was to increase the Company’s cash 
distribution to shareholders while the Vessels are on charter to the Charterer.  While the Vessels 
are on charter, the minimum cash distribution per Share (assuming receipt of Base Hire and no 
increase of expenses) has increased by $0.15, from $1.20 to $1.35 per year, an increase of 12.5%. 

The Company has entered into an interest swap agreement with DnB, as a result of which 
the Company pays a fixed interest on the Loan of 5.80% per annum for the next 3 years.  The 
swap agreement terminates on the final repayment date of the Loan, i.e., the fourth quarter of the 
year 2004. 

DIRECTORS, SENIOR MANAGEMENT AND EMPLOYEES 

Directors and Senior Management of the Company and the Manager 

Pursuant 

the  Management  Agreement, 
administrative and advisory services to the Company with respect to the Vessels. 

the  Manager  provides  management, 

to 

Set forth below are the names and positions of the directors and executive officers of the 
Company  and  the  Manager.    Directors  of  the Company are elected annually, and each director 
elected holds office until a successor is elected.  Officers of both the Company and the Manager 
are elected from time to time by vote of the respective board of directors and hold office until a 
successor is elected. 

Name 

Age 

Position 

The Company 

Peter Bubenzer 
Tharald Brøvig 
Niels Erik Feilberg 
Hon. Sir David Gibbons 
Herbjørn Hansson 
George C. Lodge 
Axel Stove Lorentzen 
Andreas Ove Ugland 

59 
40 
74 
54 
74 
49 
47 

Secretary  
Director 
Vice President and Treasurer 
Director 
Director and President 
Director 
Director 
Director 

Name 

Peter Antturi 
Niels Erik Feilberg 
Herbjørn Hansson 
Bjørn Møller 
Paul Wogan 

The Manager 

Age 

Position 

43 
40 
54 
44 
39 

Director 
Chief Financial Officer 
Director; President  
Director 
Director 

Certain  biographical  information  with  respect  to  each  director  and  executive  officer  of 

the Company and the Manager is set forth below.  

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Herbjørn Hansson has been President and Chief Executive Officer of the Company and 
of the Manager since July 1995 and September 1993, respectively, and has served as a director of 
the  Manager  since  its  organization  in  June  1989  and  as  a  director  of  the  Company  since  July 
1995.    Mr.  Hansson  formerly  served  as  the  Chairman  of  the  Board  of  the  Manager  from  June 
1989  to  September  1993.  Mr.  Hansson  has  been  involved  in  various  aspects  of  the  shipping 
industry and international finance since the early 1970s, including serving as Chief Economist of 
Intertanko,  the  International  Association  of  Independent  Tanker  Owners,  from  1975-1980.    He 
was an executive officer of the Anders Jahre/Kosmos Group from 1980 to 1989, serving as Chief 
Financial Officer from 1983 to 1988. 

Peter Antturi has been a director of the Manager since December 2001. Mr Antturi is 
Vice President and Chief Financial Officer of Teekay Shipping Corp. Mr Antturi joined Teekay 
in 1991, as Manager, Accounting and Controller, before becoming CFO in 1997. Since 1985, Mr. 
Antturi has held a number of accounting and finance roles in the shipping industry. 

Peter Bubenzer has been the Secretary of the Company since May 1999.  Mr. Bubenzer 

has been a Partner of the law firm of Appleby, Spurling & Kempe, Bermuda since 1986. 

Tharald  Brøvig  has  been  a  director  of  the  Company  since  July  1995  and  has  been  a 

director of the Manager since its organization in June 1989. 

Niels Erik Feilberg has been Vice President and Treasurer of the Company since July 
1995 and is Chief Financial Officer of the Manager, which he has been with since 1994.  He was 
working in the Treasury Department of Anders Jahre/Kosmos Group from 1987 and in the same 
area in the Skaugen Group from 1989 to the end of 1993. 

Sir  David  Gibbons  has  been  a  director  of  the  Company  since  September  1995.    Sir 
David served as the Prime Minister of Bermuda from August 1977 to January 1982.  Sir David 
has  served  as  Chairman  of  The  Bank  of  N.T.  Butterfield  and  Son  Limited  since  1986  and  as 
Chief Executive Officer of Edmund Gibbons Ltd. since 1954. 

George C. Lodge has been a director of the Company since September 1995.  Professor 
Lodge has been a member of the Harvard Business School faculty since 1963.  He was named 
associate professor of business administration at Harvard in 1968 and received tenure in 1972. 

Axel Stove Lorentzen has been a director of the Company since September 1995.  Mr. 
Stove Lorentzen has also served as a director and Chairman of the Manager since May 1991 and 
September  1993  to  June  1996,  respectively,  a  director  and  Chairman  of  Lorentzen  &  Stemoco 
A/S  since  January  1981  and  November  1994,  respectively,  and  as  a  director  of 
Skipskredittforeningen AS from March 1988 to May 1996.  Mr. Stove Lorentzen formerly served 
as  a  director  of  Grand  Hotel  A/S  from  May  1986  to  October  1993  and  a  director  of  Belships 
Company Ltd. Ships A/S from February 1984 to June 1993. 

Bjørn  Møller  has  been  a  director  of  the  Manager  since  April  2001.  Mr.  Moller  is  the 
President and CEO of Teekay Shipping Corp. and has been with Teekay since 1985, serving as 
Head  of  Group  Chartering  and  Strategic  Development  before  heading  up  overall  operations  in 
1997  with  his  promotion  to  Chief  Operating  Officer.  In  1998  Mr.  Moller  assumed  the  role  of 
President  and  Chief  Executive  Officer.  Mr.  Moller  has  a  multinational  background in shipping 
and commodities and is a graduate of the Copenhagen School of Business Economics. 

Andreas  Ove  Ugland  has  been  a  director  of  the  Company  since  February  1997.  Mr. 

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Ugland  has  also  served  as  director  and  Chairman  of:  Ugland  International  Holding  Plc,  a 
shipping/transport company listed on the London Stock Exchange, Andreas Ugland & Sons AS, 
Grimstad, Norway, Høegh Ugland Autoliners AS, Oslo and Buld Associates Inc., Bermuda. Mr. 
Ugland has had his whole career in shipping in the Ugland family owned shipping group. 

Paul  Wogan  has  been  a  director  of  the  Manager  since  April  2001.  Mr  Wogan  is  the 
Managing Director of Teekay Shipping (UK). Mr Wogan, the former Chief Executive Officer of 
Seachem Tankers, joined Teekay in November 2000. Mr. Wogan spent 10 years with Seachem, 
the  world's  fourth  largest  chemical  tanker  company,  serving  as  Vice  President  of  Marketing 
before  becoming  CEO  in  1997.  Prior  to  joining  Seachem,  he  was  involved  in  chartering  for  a 
major crude oil and product carrier fleet controlled by the Ceres Hellenic Group (Livanos), the 
company that subsequently founded Seachem. Mr. Wogan holds an MBA from Cranfield School 
of Management. 

COMPENSATION OF DIRECTORS AND OFFICERS 

Pursuant  to  the  Management  Agreement,  the  Manager  will  pay  from  the  Management 
Fee  the  annual  directors'  fees  of  the  Company,  currently  estimated  at  an  aggregate  amount  of 
$95,000  per  annum.  Accordingly,  from  the  inception  of  the  Company  through  December  31, 
2001, the Directors of the Company have not been paid by the Company any amount for services 
rendered by them to the Company in any capacity. 

INTEREST OF MANAGEMENT IN CERTAIN TRANSACTIONS 

The Manager owns 1,150,221 (11.85%) Shares in the Company as of February 1, 2002, 
and is party to the Management Agreement with the Company, pursuant to which the Manager is 
entitled to a management fee of $250,000 per annum. 

ADDITIONAL INFORMATION 

The Company will file with the Securities and Exchange Commission an Annual Report 

on Form 20-F.  A copy of such report is available without cost to each shareholder. 

BP  Amoco  p.l.c.,  the  successor  company  to  the  merger  between  Amoco  Corp  and  The 
British Petroleum Company p.l.c., files annual reports on Form 20-F (File No. 005-42076) and 
periodic  reports  on  Form  6-K  with  the  Securities  and  Exchange  Commission  pursuant  to  the 
Securities Exchange Act of 1934, as amended. 

The Company is incorporated in Bermuda.  Under current Bermuda law, the Company is 
not subject to tax on income or capital gains, and no Bermuda withholding tax will be imposed 
upon payments of dividends by the Company to its shareholders.  No Bermuda tax is imposed on 
holders with respect to the sale or exchange of Shares.  Furthermore, the Company has received 
from the Minister of Finance of Bermuda under the Exempted Undertakings Tax Protection Act 
1966, as amended, an assurance that, in the event that Bermuda enacts any legislation imposing 
any tax computed on profits or income, including any dividend or capital gains withholding tax, 
or  computed  on  any  capital  asset,  appreciation,  or  any  tax  in  the  nature  of  an  estate,  duty  or 

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inheritance  tax,  then  the  imposition  of  any  such  tax  shall  not  be  applicable.    The  assurance 
further provides that such taxes, and any tax in the nature of estate duty or inheritance tax, shall 
not be applicable to the Company or any of its operations, nor to the shares, debentures or other 
obligations of the Company, until March 2016. 

2001 Annual Report to Shareholders  

FEBRUARY 28, 2002 

NORDIC AMERICAN TANKER 
SHIPPING LIMITED 

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NORDIC AMERICAN TANKER SHIPPING LIMITED 

2001 Annual Report to Shareholders  

TABLE OF CONTENTS. 
______________________________________________________________________________ 

INDEPENDENT AUDITORS’ REPORT 

FINANCIAL STATEMENTS  

Balance Sheets   

Statements of Operations 

Statements of Comprehensive Income 

Statements of Cash Flows 

Notes to Financial Statements 

Page 

12 

13 

14 

14 

15 

16-20 

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INDEPENDENT AUDITORS’ REPORT 

To the Board of Directors and Stockholders of 
Nordic American Tanker Shipping Ltd 
Bermuda 

  We have audited the accompanying balance sheets of Nordic American 
Tanker Shipping Ltd. as of December 31, 2001 and 2000 and the related 
statements of operations, comprehensive income and cash flows for each of 
the three years in the period ended December 31, 2001.  These financial 
statements are the responsibility of the Company’s management.  Our 
responsibility is to express an opinion on these financial statements based on 
our audits. 

  We conducted our audits in accordance with auditing standards generally 

accepted in the United States of America.  Those standards require that we 
plan and perform the audit to obtain reasonable assurance about whether the 
financial statements are free of material misstatement.  An audit includes 
examining, on a test basis, evidence supporting the amounts and disclosures 
in the financial statements.  An audit also includes assessing the accounting 
principles used and significant estimates made by management, as well as 
evaluating the overall financial statement presentation.  We believe that our 
audits provide a reasonable basis for our opinion. 

In our opinion, such financial statements present fairly, in all material 
respects, the financial position of the Company as of December 31, 2001 and 
2000, and the results of its operations and its cash flows for each of the three 
years in the period ended December 31, 2001 in conformity with accounting 
principles generally accepted in the United States of America. 

Deloitte & Touche AS 
Oslo, February 28, 2002 

Nordic American Tanker Shipping Ltd  

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2001 Annual Report to Shareholders  

(all figures are in USD) 

ASSETS 

Current assets 

Cash and cash equivalents 
Accounts receivable 
Prepaid finance costs 
Prepaid insurance 
Total current assets 

Long term assets 

BALANCE SHEETS AT DECEMBER 31, 

Note 1  

Note 6  

     2001      

        2000      

    630,868 
  170,180 
         43,435 
         70,000 
  914,483 

1,922,925 
10,228,286 
         57,915 
         58,333 
  12,267,459 

Vessels  

Note 4  

141,744,005 

148,575,045 

TOTAL ASSETS 

142,658,488 

160,842,504 

LIABILITIES AND SHAREHOLDERS EQUITY 

Current liabilities 

     2001      

     2000      

Accrued interest 

Note 6  

        38,666 

        43,500 

Long-term liabilities 

Derivative contract 
Long-term Debt  

Shareholders Equity 

Common Stock   
Additional Paid in Capital 
Retained Earnings 
Other comprehensive income 

Total Shareholders Equity 

TOTAL LIABILITIES AND  
SHAREHOLDERS EQUITY   

Note 7,8 
Note 6,8 

             778,000                         0 
  30,000,000 

  30,000,000 

         97,066 
Note 7  
144,395,866 
Note 7  
Note 7                     (31,873,110)      (13,693,928) 
Note 7,8                       (778,000)                        0 

         97,066 
144,395,866 

111,841,822 

130,799,004 

142,658,488 

160,842,504 

The footnotes are an integral part of these financial statements 

Nordic American Tanker Shipping Ltd  

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2001 Annual Report to Shareholders  

STATEMENTS OF OPERATIONS
(all figures in USD)

Notes
 1, 3

 2, 5
4

6

Operating Revenue
Ship Broker Commissions
Administrative Expenses
Depreciation
Net Operating Income
Interest Income
Interest Expense
Other Financial Charges
Net Financial Items
Net Profit before tax

Tax Expense
Net Profit for the Year

Year Ended December 31, 
2000

2001

28 359 568  
(184 781) 
(353 739) 
(6 831 040) 
20 990 008  
189 244  
(1 769 000) 
(24 776) 
(1 604 532) 
19 385 476  

36 577 262  
(185 288) 
(373 291) 
(6 831 040) 
29 187 643  
277 552  
(1 770 808) 
(25 423) 
(1 518 679) 
27 668 964  

1999
14 782 500  
(184 781) 
(411 504) 
(6 831 039) 
7 355 176  
214 532  
(1 767 449) 
(27 583) 
(1 580 500) 
5 774 676  

0  
19 385 476  

0  
27 668 964  

0  
5 774 676  

Basic and Diluted Earnings per Share 
Weighted Average Number of
  Shares Outstanding

2.00

2.85

0.59

9 706 606

9 706 606

9 706 606

STATEMENTS OF COMPREHENSIVE INCOME
(all figures in USD)

2001

2000

1999

Net income

19 385 476  

27 668 964  

5 774 676  

Cash flow hedges:
Unrealized  gain (loss) on derivatives
Reclassified to earnings

Total other comprehensive income

(1 656 146) 
260 052  

(1 396 094) 

0  
0  

0  

0  
0  

0  

Comprehensive income

17 989 382  

27 668 964  

5 774 676  

The footnotes are an integral part of these financial statements 

Nordic American Tanker Shipping Ltd  

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2001 Annual Report to Shareholders  

STATEMENTS OF CASH FLOWS
(all figures in USD)

Net Profit

Reconciliation of Net Profit to Net Cash from 
Operating Activities
Depreciation
Amortization of prepaid finance costs
Increase (decrease) in receivables and payables

Year Ended December 31, 

2001

2000

1999

19 385 476  

27 668 964  

5 774 676  

6 831 040  
14 480  
10 041 605  

6 831 040  
14 480  
(10 249 619) 

6 831 039  
14 480  
(629 332) 

Net Cash from Operating Activities

36 272 601  

24 264 865  

11 990 863  

Financing Activities
Additional Warrant Issue Cost
Dividends paid

0  
(37 564 658) 

0  
(24 848 957) 

(17 686) 
(13 103 918) 

Net Cash from Financing Activities

(37 564 658) 

(24 848 957) 

(13 121 604) 

Net (decrease) in Cash and Cash Equivalents

(1 292 057) 

(584 092) 

(1 130 741) 

Beginning Cash and Cash Equivalents

1 922 925  

2 507 017  

3 637 758  

Ending Cash and Cash Equivalents

630 868  

1 922 925  

2 507 017  

Cash Paid for Interest

1 773 834  

1 804 641  

1 767 449  

Nordic American Tanker Shipping Ltd  

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2001 Annual Report to Shareholders  

NORDIC AMERICAN TANKER SHIPPING LIMITED 

NOTES TO FINANCIAL STATEMENTS 

1. 

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

These Financial Statements have been prepared in accordance with accounting principles generally 
accepted in the United States of America. 

Nature  of  Business  and  Concentration  of  Risk:  The    principal  business  of  Nordic  American 
Tanker Shipping Limited (the ”Company”) is the charter of three Suezmax tankers  to BP Shipping 
until September 2004, with a further seven one-year options in BP’s favour.   

Use  of  estimates:  Preparation  of  financial  statements  in  accordance  with  accounting  principles 
generally  accepted  in  the  United  States  of  America  necessarily  includes  amounts  based  on 
estimates and assumptions made by management. Actual results could differ from those amounts. 

Cash  and  Cash  Equivalents:  Cash  and  cash  equivalents  consist  of  deposits  with  original 
maturities of three months or less.  

Property  and  Equipment:  Depreciation  and  amortization  are  provided  on  a  straight-line  basis 
over the estimated useful lives of the assets. The Company’s  property consists solely of vessels. 
The estimated useful life of these vessels is 25 years. 

Impairment  of  Long-Lived  Assets:  Long-lived  assets  are  required  to  be  reviewed  for 
impairment whenever events or changes in circumstances indicate that the carrying amount of an 
asset may not be recoverable.  If the estimated undiscounted future cash flows expected to result 
from the use of the asset and its eventual disposition is less than the carrying amount of the asset, 
the  asset  is  deemed  impaired.    The  amount  of  the  impairment  is  measured  as  the  difference 
between the carrying value and the fair value of the asset. 

Revenue Recognition: The daily charterhire rate payable under each Charter is comprised of two 
components:  (i)  a  fixed  minimum  rate  of  charterhire  of  $13,500  per  Vessel  per  day  (the  "Base 
Rate"),  paid  quarterly  in  advance  at  the  beginning  of  the  quarter,  and  (ii)  additional  charterhire 
(which will be determined and paid quarterly in arrears and may equal zero) which would equal the 
excess, if any, of a weighted average of the daily time charter rates for two round-trip trade routes 
traditionally served by Suezmax tankers (Bonny, Nigeria to/from the Louisiana Offshore Oil Port, 
and Hound Point, U.K. to/from Philadelphia, Pennsylvania (the "Reference Ports")), over the sum 
of  (A)  an  agreed  amount  of  $8,500  representing  daily  operating  costs  and  (B)  the  Base  Rate 
("Additional  Hire").    The  amount  of  Additional  Hire,  if  any,  will  be  determined  by  the  London 
Tanker Brokers Panel or another panel of ship brokers mutually acceptable to the Charterer and the 
Company. 

Revenue from vessel charter is recognized on the basis of the number of days in the fiscal period.   

Segment  Information:  The  Company  has  only  one  type  of  vessels  –  oil  tankers  on  bareboat 
charters.  As  a  result,  management,  including  the  chief  operating  decision  makers,  reviews 
operating results solely by revenue per day and thus the Company has determined that it operates 
under one reportable segment. 

Interest Rate Swap: The Company uses interest rate swap to mitigate its exposure to interest rate 
fluctuations on Company’s long-term debt. Interest rate swap is classified as a matched transaction. 
The  differential  to  be  paid  or  received  as  interest  rates  change  is  accrued  and  recognized  as  an 
adjustment to interest expense. The related amount payable to, or receivable from the counterparty, 
is included in accounts receivable or accrued liabilities. 

Nordic American Tanker Shipping Ltd  

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2001 Annual Report to Shareholders  

The fair value of long-term debt was determined based on borrowing rates currently available for 
debt  with  similar  terms.    The  fair  value  of  the  interest  rate  swap  is  based  on  the  amount  the 
Company would pay or receive to terminate the swap.  The fair values of cash and cash equivalents 
and short-term assets and liabilities approximate their carrying value due to the short-term nature 
of these instruments. 

The  Company  is  exposed  to  credit  risk  associated  with  the  interest  rate  swap.    However,  as  the 
counterparty  is  the  creditor  on  the  long-term  debt  and  an  institution  with  high  credit  quality, 
management believes the risk of default is remote. 

Taxes: The company is incorporated in Bermuda. Under current Bermuda law, the Company is not 
subject to corporate income taxes. 

New Pronouncements: In June 1998, the Financial Accounting Standards Board (FASB) issued 
Statement No. 133, “Accounting for Derivative Instruments and Hedging Activities” (SFAS 133). 
This standard incorporating the amendments from SFAS 138 requires derivative instruments to be 
recorded in the balance sheet at their fair value. Changes in the fair value are recorded to earnings 
for  each  period  unless  specific  hedge  criteria  are  met.  Changes  in  fair  value  for  qualifying  cash 
flow-hedges are recorded in equity and are realized in earnings in conjunction with the gain or loss 
on  the  hedged  item  or  transaction.  Changes  in  the  fair  value  of  qualifying  hedges  offset 
corresponding  changes  in  the  fair  value  of  the  hedged  item  in  the  statement  of  operations.  The 
Company implemented SFAS 133 on January 1, 2001. 

2. 

RELATED PARTY TRANSACTION 

The Company has entered into a management agreement with Ugland Nordic Shipping AS (UNS) 
under  which  UNS  will  provide  certain  administrative,  management  and  advisory  services  to  the 
Company for an amount of $250,000 per year.  UNS is the Commercial Manager of the Company, 
and owns as of December 31, 2001 11.9% of the shares. 

Management fees expense was $250,000 for 2001, 2000 and 1999. 

3. 

REVENUE 

The table below illustrates the breakdown of the charter hire for the years ended December 31, 
2001, 2000 and 1999: 

Period 

2001 

2000 

1999 

Base Hire 
Additional Hire 

14,782,500 
13,577,068 

14,823,000 
21,754,262 

14,782,500 
0 

Total 

28,359,568 

36,577,262 

14,782,500 

Nordic American Tanker Shipping Ltd  

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4. 

VESSELS 

The long term assets consist of 3 suezmax oil tankers built in 1997. 

All Vessel 

2001 

2000 

Aquisition cost  1997 
Accumulated depreciation 31.12. 

170,775,970 
29,031,965 

170,775,970 
22,200,925 

Book value as of 31.12. 

141,744,005 

148,575,045 

Depreciation is calculated on a straight-line basis over the estimated lifetime of 25 years. The basis 
for the depreciation is the actual cost price of the vessels in 1997, i.e. $170,775,970 in total for the 
three vessels. 

5. 

ADMINISTRATIVE EXPENSES 

Management fee, Ugland Nordic Shipping AS 
Directors and officers insurance 
Other fees and expenses 

 2000 

     2001  
$  250,000        $  250,000         $  250,000 
$    72,333        $   82,500            $    97,500  
$    31,406        $   40,791            $    64,004  

  1999 

Total administrative expenses 

$  353,739        $  373,291           $  411,504 

6. 

LONG-TERM DEBT 

In 1998, the Company entered into a loan agreement for $30 million with Den norske Bank ASA, 
Oslo (DnB).  The loan falls due in full in September 2004. Interest is payable semi-annually at a 
variable rate of LIBOR plus 0.525% margin, approximately  2.5% at December 31, 2001. Accrued 
interest at December 31, 2001 and 2000 was $38,666 and $43,500. The Company has pledged the 
vessels  as  collateral.  In  association  with  the  loan  the  Company  must  meet  certain  financial 
covenants.  The main covenants are associated with change in ownership, new contracts or change 
in existing contracts, minimum value adjusted equity and minimum liquidity.  

The Company pays an annual agency fee of $10,000 to DnB in connection with the loan. 

The Company has entered into an interest swap agreement with DnB, enabling the Company to pay 
a fixed interest on the loan of 5.80% annually for the next 3 years.  The swap agreement terminates 
on the final repayment date of the Loan, i.e. the 4th quarter of year 2004. 

Estimated fair values and carrying amounts of long term debt are as follows: 

December 31, 2001 

December 31, 2000 

Carrying Amount  Fair Value  Carrying Amount  Fair Value 

Long-term Debt 

30,000,000 

30,000,0000 

30,000,000 

30,000,000 

Prepaid finance costs 

 In  connection  with  the  loan  in  1998,  the  Company  paid  $86,875  in  an  arrangement  fee  and 
commitment  fee.  The  fees  will  be  amortized  over  the  term  of  the  Loan,  i.e.  with  1/6  every  year 
from January 1, 1999.  

Nordic American Tanker Shipping Ltd  

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2001 Annual Report to Shareholders  

7. 

EQUITY 

 Common 
stock 

Balance at 12.31.98
Net profit
Additional costs, repurchase of Shares
Dividends paid

97 066

 APIC 

144 395 866

97 066

144 395 866

 Retained 
earnings 

(9 167 007)
5 774 676
(17 686)
(13 103 918)

(16 513 935)
27 668 964
(24 848 957)

 Accumulated 
other 
comprehensive 
income 

-

-

-
618 094

(1 396 094)

 Total 

135 325 925
5 774 676
(17 686)
(13 103 918)

127 978 997
27 668 964
(24 848 957)

130 799 004
618 094
19 385 476
(37 564 658)
(1 396 094)

97 066

144 395 866

(13 693 928)

19 385 476
(37 564 658)

Balance at 12.31.99
Net profit
Dividends paid

Balance at 12.31.00
Transition adjustment
Net profit
Dividends paid
Cash flow hedges

Balance at 12.31.01

97 066

144 395 866

(31 873 110)

(778 000)

111 841 822

The only component of accumulated other comprehensive income is:

Cash flow hedges

(778 000)

-

2001

2000

Par value of the common shares is $.01.  At December 31, 2001 and 2000 the number of shares 
authorized, issued and outstanding was 9,706,606. 

In September 1995, the Company offered and sold to the public 11,731,613 warrants (“Warrants”) 
at  the  initial  public  offering  price  of  $5.00  per  Warrant.  The  exercise  price  of  a  Warrant  was 
$10.21.  Prior  to  September  30,  1997  (the  “Exercise  Date”),  the  Company  did  not  have  any 
operations other than certain limited operations related to the acquisition of the Vessels, of which 
all three were delivered in the last half of 1997.  

On  September  30,  1997,  all  of  the  outstanding  Warrants  of  the  Company  were  exercised  at  an 
exercise price of $10.21 per Warrant. The Company received a total of $119,779,768.73 by issuing 
a  total  of  11,731,613  new  Common  Shares  (the  “Shares”).    At  that  time  there  was  a  total  of 
11,813,850 Shares in issue.  Expenses in the total amount of approximately $337,000 related to the 
exercise of the Warrants were deducted from the proceeds of the exercise.  

On November 30, 1998, the Company’s shareholders approved a proposal to allow the Company  
to borrow money for the purpose of repurchasing its Shares.  On December 28, 1998, the Company 
purchased 2,107,244 Shares through a “Dutch Auction” self-tender offer at a price of $12.50 per 
Share.  In addition, the Company paid $715,000 in transaction costs.  The repurchased shares were 
retired. 

Nordic American Tanker Shipping Ltd  

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8. 

DERIVATIVE INSTRUMENTS AND RISK MANAGEMENT 

2001 Annual Report to Shareholders  

The  company  is  exposed  to  interest  rate  risk  from  its  variable  rate  loan  of  $  30  million.  The 
company’s risk management objective has been to lock in the interest payments on the loan. The 
company  has  entered  into  an  interest  rate  swap  where  the  company  pays  a  fixed  interest  and 
receives  a  variable  interest  and  has  designated  this  swap  as  a  cash  flow  hedge  of  the  interest 
payments on the loan. 

Gains  or  losses  on  the  interest  rate  swap  designated  as  a  cash  flow  hedge  will  be  deferred  to 
accumulated  other  comprehensive  income  and  will  be  reclassified  to  earnings  when  the  hedged 
interest payments are recognized. No ineffectiveness has been recognized in earnings during 2001 
since the critical terms of the interest rate swap and the hedged loan are the same. As of December 
31,  2001  loss  of  $848,500  after  tax  is  expected  to  be  reclassified  from  accumulated  other 
comprehensive  income  to  earnings  during  the  next  twelve  months.  The  maximum  length of time 
that  the  company  has  hedged  its  exposure  to  variability  in  future  interest  payments  is 
approximately 36 months as of December 31, 2001. 

The fair value of the swap of $ -778,000 is recorded as a liability as of December 31, 2001. The 
fair  value  and  carrying  amount  of  the  swap  was  $ 618,094 and 0, respectively, at December 31, 
2000.   

9. 

CONCENTRATIONS 

The  Company’s  charter  revenues  and  accounts  receivable  are  derived  entirely  from  bareboat 
charters with one counterparty, BP Shipping Ltd. 

10. 

COMMITMENTS AND CONTINGENCIES 

The Company is subject to claims and litigation in the normal course of business. In the view of 
the  management,  there  were  no such matters that would have a material adverse effect on future 
earnings or financial position. 

Nordic American Tanker Shipping Ltd  

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