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Nordic American Tankers Limited
Annual Report 2007

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FY2007 Annual Report · Nordic American Tankers Limited
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NORDIC AMERICAN TANKER 
SHIPPING LIMITED 

2007 ANNUAL 
REPORT TO 
SHAREHOLDERS 

Nordic American Tanker Shipping Limited                                    

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BUSINESS 

General 

Nordic  American  Tanker  Shipping  Limited  (the  “Company”)  was  formed  on  June  12,  1995  under  the  laws  of  the 
Islands of Bermuda (“Bermuda”) for the purpose of acquiring and chartering three double-hull Suezmax tankers that 
were  built  in  1997  (the  “original  vessels”).  These  three  vessels  were  bareboat  chartered  to  BP  Shipping  Ltd.  (“BP 
Shipping”), for a period of seven years. BP Shipping redelivered the three vessels to the Company in September 2004, 
October  2004  and  November  2004,  respectively.  We  continued  contracts  with  BP  Shipping  by  time  chartering  to  it 
two  of  our  original  vessels  at  spot  market  related  rates  for  three-year  terms  through  September  and  October  2007, 
respectively.  We  have  bareboat  chartered  the  third  of  our  original  three  vessels  to  Gulf  Navigation  Company  LLC 
(“Gulf Navigation”), of Dubai, United  Arab Emirates  for  a  five-year term  at  a  fixed rate  charterhire, subject to two 
one-year extensions at Gulf Navigation’s option. Our fourth vessel was delivered to us in November 2004, our fifth 
and sixth vessels in March 2005, our seventh vessel in August 2005, our eighth vessel in November 2005, our ninth 
vessel  in  April  2006,  our  10th  and  11th  vessels  in  November  2006  and  our  12th  vessel  in  December  2006.  We  are 
currently operating eleven of our 12 vessels in the spot market or on spot market related charters. In November 2007, 
the Company agreed to acquire two Suezmax newbuildings which are expected to be delivered in the fourth quarter of 
2009 and by end of April 2010, respectively. 

Our Fleet 

Our  fleet  consists  of  14  modern  double-hull  Suezmax  tankers  of  which  two  are  newbuildings.  The  following  chart 
provides information regarding each vessel, including its employment status. 

Yard 

Samsung  
Samsung  
Samsung  
Daewoo  
Dalian New 
Hyundai  
Hyundai 
Daewoo 
Daewoo 
Samsung 
Samsung 
Samsung 
Bohai 
Bohai 

Year 
Built  Dwt(1) 

  Employment Status 
 (Expiration Date)  

Flag 

1997  
1997  
1997  
2005  
1997 
1998  
1998 
1998 
1998 
2003 
2002 
2003 
2009 
2010 

151,475   Bareboat (Nov. 2009) 
151,475   Spot 
151,400  Spot  
163,455  Spot          
149,591  Spot 
153,328   Spot 
153,328  Spot 
157,332  Spot 
157,411  Spot 
159,999  Spot 
159,998  Spot 
159,999  Spot 
163,000  Expected delivery 4Q’09 
163,000  Expected delivery 2Q’10 

Isle of Man 
Bahamas 
Bahamas 
Bahamas 
Norway 
Norway 
Norway 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 

Vessel 

Gulf Scandic 
Nordic Hawk 
Nordic Hunter 
Nordic Freedom  
Nordic Voyager 
Nordic Fighter 
Nordic Discovery 
Nordic Saturn 
Nordic Jupiter 
Nordic Apollo 
Nordic Cosmos 
Nordic Moon 
Newbuilding 
Newbuilding 

(1)  Deadweight tons.  

OUR CHARTERS 

It is our policy to operate our vessels either in the spot market, on time charters or on bareboat charters. Our goal is to 
take  advantage  of  potentially  higher  market  rates  with  spot  market  related  rates  and  voyage  charters.  We  currently 
operate eleven of our twelve trading  vessels in the spot  market or on spot  market related time charters although we 
may consider charters at fixed rates depending on market conditions. 

Cooperative Arrangements 

We currently operate eleven of our twelve trading vessels in spot market cooperation with other vessels that are not 
owned by us. These arrangements are managed and operated by the Swedish group Stena Bulk AB and by Frontline 
Management Limited, both of which are third party administrators. The administrators have the responsibility for the 
commercial  management  of  the  participating  vessels,  including  marketing,  chartering,  operating  and  purchasing 

Nordic American Tanker Shipping Limited                                    

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bunker  (fuel  oil)  for  the  vessels.  The  participants  remain  responsible  for  all  other  costs  including  the  financing, 
insurance, crewing and technical  management of their vessels. The earnings of all of the vessels are aggregated and 
divided according to the relative performance capabilities of each vessel and the actual earning days each vessel was 
available during the period. The vessels are operated in the spot market under our supervision . 

Spot Charters  

During the year, we have temporarily operated several vessels (Nordic Saturn, Nordic Jupiter, Nordic Hawk, Nordic 
Hunter, Nordic Apollo, Nordic Cosmos and Nordic Moon) in the spot market, other than in cooperative arrangements. 
Tankers operating in the spot market are typically chartered for a single voyage which may last up to several weeks. 
Tankers  operating  in  the  spot  market  may  generate  increased  profit  margins  during  improvements  in  tanker  rates, 
while tankers on fixed-rate time charters generally provide more predictable cash flows.  

Under a typical voyage charter in the spot market, we are paid freight on the basis of moving cargo from a loading 
port  to  a  discharge  port.  We  are  responsible  for  paying  both  operating  costs  and  voyage  costs  and  the  charterer  is 
responsible for any delay at the loading or discharging ports.  

Bareboat Charters  

We have chartered one of our vessels (Gulf Scandic) under a bareboat charter to Gulf Navigation, for a five- year term 
terminating in the fourth quarter of 2009 and subject to two one-year extensions at Gulf Navigation’s option. Under 
the terms of this bareboat charter, Gulf Navigation is obligated to pay a fixed charterhire of $17,325 per day for the 
entire  charter  period.  During  the  charter  period,  Gulf  Navigation  is  responsible  for  operating  and  maintaining  the 
vessel and is responsible for covering all operating costs and expenses with respect to the vessel.  

THE 2007 TANKER MARKET  

Despite a fleet growth of 5 percent and an almost unchanged oil production tanker freight rates only fell moderately 
from 2006 to 2007.   

The oil tanker fleet is generally divided into five major categories of vessels, based on carrying capacity.  A tanker’s 
carrying  capacity  is  measured  in  dwt,  which  is  the  amount  of  crude  oil  measured  in  metric  tons  that  the  vessel  is 
capable  of  loading.  In  the  single  voyage  market  the  Very  Large  Crude  Carrier  (“VLCC”),  whose  carrying  capacity 
ranges from 200,000 dwt to 320,000 dwt, reached an average of $51,000 per day, a moderate decline from $56,000 per 
day in 2006. Suezmaxes, whose carrying capacity ranges from 120,000 dwt to 200,000 dwt, achieved $40,000 per day, 
down from $48,000 the year before. Corresponding rates for Aframaxes, whose carrying capacity ranges from 80,000 
dwt to 120,000 dwt, were $35,000 per day compared with $38,000 per day in 2006. 

On an annual average basis, the tanker fleet increased by 5.3% from 2006 to 2007. Deliveries of new tankers reached 
29 million dwt, down from 23 million dwt in 2006. Scrapping amounted to 3.5 million dwt. No VLCCs were sold for 
scrapping; 1 Suezmax, 8 Aframaxes and 81smaller tankers were reported as sold for scrapping. The average scrapping 
age for all tankers was 27.6 years compared with 26.0 years in 2006. It has further been reported that 7.6 million dwt 
or 36 tankers were undergoing conversions, of which 21 were VLCCs and 11 were Suezmaxes.  

Estimates indicate an increase in seaborne oil trade of 1% from 2006 to 2007 and a relatively strong increase in the 
average transport distance, driven by China. The trade growth in ton-mile terms is estimated at approximately 2.5%. 
There have also been some additional  factors contributing to  the tonnage demand growth. Among these factors, the 
most significant is a reduction in the productivity of single-hull tankers (in 2007 single hull accounted for about 25% 
of  the  total  fleet).    Tonnage  demand  growth  increased  by  approximately  4%,  resulting  in  a  decrease  in  capacity 
utilization from 88.5% in 2006 to 87.5% in 2007.  

After the strong 4% growth in oil consumption in 2004, oil production capacity has been basically fully utilized. With 
a continued high economic growth in the years after, capacity constraints have reduced the growth in oil consumption 
to only between 1.0% and 1.5% and crude oil prices rose to $72 per barrel for Brent crude reported as an average for 
2007.    Again  non-OPEC  producers  failed  to  meet  expectations  and  their  production  increased  only  by  0.5  mbd 
(million barrels per day). 

Nordic American Tanker Shipping Limited                                    

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The weak trend in non-OPEC production led to more pressure on OPEC. However, it is problematic that most of the 
unused production capacity is heavy-sour crude that the refining industry is not designed to handle.   
Given the high level of commercial oil stocks in 2006, OPEC reduced output for most of the second half of 2006 in 
order to avoid a price collapse in 2007.  OPEC’s production (excluding Angola which became a member from 2007) 
fell by 0.7 mbd, of which the Middle East dropped 0.4 mbd. At the end of the year, commercial oil stocks in OECD 
countries were brought down to 52 days compared to 55 days at mid-year. 

In mid-November, freight rate averages for the year seemed rather dismal, but a sudden rise in oil production, longer 
transport distances and a lot of slowsteaming due to much higher bunker prices led to a very tight balance in the spot 
market in the last six weeks of the year. We believe this was not anticipated by charterers and in response to fears of 
getting short of quality tonnage, VLCC rates climbed over a few weeks from $20,000 per day to $200-$300,000 per 
day. Suezmax rates increased from $21,000 mid-November to $100,000 in the last three weeks of December. 

From 2006 to 2007 tanker sales increased by 20 percent after the extreme upturn in December 2006. Values for double 
hull tankers reached an all time high and ended the year approximately 5 to 10 percent higher than at the start. There 
were an estimated 400 vessels sold during the year, of which about 20 percent are assumed to be converted into dry 
cargo ships. 

According to Oil and Gas Journal, the Middle East had 56% of the world’s proven oil reserves in January 2008, which 
will  continue  to  drive  long  and  medium  haul  seaborne  transportation.  Middle  East  supplied  approximately  30%  of 
total world oil production. Given the dominance of world oil reserves located in this region, this share is expected to 
grow in coming years as oil fields in other parts of the world gradually reach maturity and begin a process of natural 
decline. The length of transportation distances between the Middle East and consuming areas means that such a trend 
would boost ton-miles (the product of volumes and transport distances) and may increase tanker demand. 

A  significant  and  ongoing  shift  toward  quality  in  vessels  and  operations  has  taken  place  during  the  last  decade  as 
charterers and regulators increasingly focus on safety and protection of the environment. Since 1990, there has been an 
increasing emphasis on environmental protection through legislation and regulations such as the Oil Pollution Act of 
1990  (OPA),  International  Maritime  Organization  (IMO)  protocols  and  Classification  Society  procedures.  Such 
regulations  emphasize  higher  quality  tanker  construction,  maintenance,  repair  and  operations.  Operators  that  have 
proven an ability to seamlessly integrate these required safety regulations into their operations are being rewarded. For 
example,  the  emergence  of  vessels  equipped  with  double  hulls  represented  a  differentiation  in  vessel  quality  and 
enabled such vessels to command improved earnings in the spot charter markets. The effect has been a shift in major 
charterers’  preference  towards  greater  use  of  double  hulls  and,  therefore,  more  difficult  trading  conditions  for  older 
single-hull vessels.  

OUR CREDIT FACILITY 

In  September  2005,  we  entered  into  a  $300  million  revolving  credit  facility,  which  we  refer  to  as  the  2005  Credit 
Facility. The 2005 Credit Facility was set to mature in September 2010. 

The  2005  Credit  Facility  provides  funding  for  future  vessel  acquisitions  and  general  corporate  purposes.  The  2005 
Credit Facility commitment is guaranteed by the lender and the Company has no repayment obligation during the term 
of the facility. Amounts borrowed under the 2005 Credit Facility bear interest at an annual rate equal to LIBOR plus a 
margin between 0.7% and 1.2% (depending on the loan to vessel value ratio). We are obligated to pay a commitment 
fee of 30% of the applicable margin on any undrawn amounts.  

In September 2006, we increased our 2005 Credit Facility to $500 million; the other material terms of the 2005 Credit 
Facility were not amended. At the date of this report we have drawn $115.5 million from this facility. 

In April 2008, the Company extended the term of the 2005 Credit Facility for another three years. The 2005 Credit 
Facility expires in September 2013. 

Nordic American Tanker Shipping Limited                                    

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OPERATING AND FINANCIAL REVIEW AND PROSPECTS 

Results of Operations  

All figures in USD ‘000 

Voyage Revenue 
Voyage Expenses 

Net Voyage Revenues 
Vessel Operating Expense 
General and Administrative 
Expenses 
Depreciation Expense 

Net Operating Income 
Interest Income 
Interest Expense 
Other Financial (Expense) Income 

Net Income  

Revenue days 

Year ended December 31,  

2007 

186,986 
(47,122) 

139,864 
(32,124) 
(12,132) 

2006 

Variance 

175,520 
(40,172) 

135,348 
(21,102) 
(12,750) 

3.3% 
52.2% 
(4.8%) 

(42,363) 

(29,254) 

44.8% 

53,245 
904 
(9,683) 
(260) 

44,206 

72,242 
1,602 
(6,339) 
(112) 

(26.3%) 
(43.5%) 
52.7% 
132.1% 

67,393 

(34.4%) 

4,117 

3,264 

26.1% 

Our net voyage revenues increased from $135.3 million for year ended December 31, 2006 to $139.9 million for year 
ended December 31, 2007, an increase of 3.3%. The increase in net voyage revenues was primarily the result of having 12 
vessels in operation during the entire year resulting in an increase in the number of revenue days by 26.1% offset by lower 
spot market rates for the period. The average spot market rate during 2007 was $35,600 per day compared to $44,500 per 
day for 2006, a decrease of 20.0%.  

Vessel operating expenses were $32.1 million for the year ended December 31, 2007 compared to $21.1 million for 
the year ended December 31, 2006. The increase is primarily the result of having all twelve vessels in operation for the 
entire year. The average operating expenses for the vessels increased from $7,200 per day per vessel for the fiscal year 
2006 to $8,000 per day per vessel during fiscal year 2007.  The increase in daily operating expenses is primarily due to 
an  industry  wide  price  increase  on  the  vessel  operating  costs,  in  particular  crewing  costs,  lubricating  oil  costs  and 
repair and maintenance costs. 

General  and  administrative  expenses  were  $12.1  million  for  the  year  ended  December  31,  2007  compared  to 
$12.8 million for the year ended December 31, 2006. The general and administrative expenses in 2006 included a non-
cash  charge  of  $6.3  million  of  stock-based  compensation  to  our  Manager,  Scandic  American  Shipping  Ltd.  (the 
“Manager”) related to two follow-on offerings concluded last year. The general and administrative expenses in 2007 
include a non-cash charge related to stock-based compensation to our Manager of $2.2 million related to one follow-
on offering in 2007 and costs of $2.7 million related to the pension plan for the Company’s Chief Executive Officer 
(“CEO”).  For further details of the management agreement we refer you to the section “The Management Agreement” 
on page 6 and Note 5 for further details of our general and administrative expenses. 

Depreciation expense was $42.4 million for the year ended December 31, 2007 compared to $29.3 million for the year 
ended December 31, 2006. The increase is primarily the result of having 12 vessels in operation for all of 2007. 

Net operating income was $53.2 million for year ended December 31, 2007 compared to $72.2 million for the year ended 
December 31, 2006, a decrease of approximately 26.3%. This decrease is primarily due to lower spot market rates during 
2007 compared to 2006. 

Interest income was $0.9 million for the year ended December 31, 2007 compared to $1.6 million for the year ended 
December 31, 2006. Interest income was higher in 2006 mostly in part of the excess cash in interim periods from the 
proceeds of the two follow-on offerings and the timing of subsequent payments for vessels acquired during the year. 

Nordic American Tanker Shipping Limited                                    

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Interest expense was $9.7 million for the year ended December 31, 2007 compared to $6.3 million for the year ended 
December 31, 2006. The increase is primarily due to the expansion of the fleet. Our policy is to maintain a debt level 
of approximately $15 million per vessel in the current market conditions. 

Liquidity and Capital Resources 

Cash  flows  provided  by  operating  activities  decreased  by  21.6%  for  the  year  ended  December  31,  2007  to  $83.6 
million  from $106.6  million for the year ended December 31, 2006 primarily due to lower spot  market rates during 
2007, as described above. 

Cash  flows used in investing activities decreased by 91.7% for the year ended December 31, 2007 to $26,4  million 
compared to $317.8 million for the year ended December 31, 2006. The Company acquired four vessels during 2006 
compared  to  no  vessel  acquisitions  during  2007.  In  November  2007,  the  Company  agreed  to  acquire  two  Suezmax 
newbuildings which are expected to be delivered in the fourth quarter of 2009 and by end of April 2010, respectively. 
The Company has paid a 10% deposit of $18.0 million in total for both vessels. 

Cash flows provided by financing activities decreased 126.7% for the year ended December 31, 2007 to -$55,6 million 
compared  to  $208.7  million  for  the  year  ended  December  31,  2006.  The  net  decrease  was  attributable  to  (i)  net 
repayment of debt under the 2005 Credit Facility of $68.0 million, and (ii) dividends paid of $107.3 million, offset by 
proceeds from a follow-on offering of $119.7 million.  

Management is of the opinion that working capital is sufficient for the Company’s present requirements. 

Dividend payment 

Total dividends paid in 2007 were $107.3 million or $3.81 per share.  The quarterly dividend payments per share in 
2007, 2006 and 2005 were as follows: 

Period 
1st Quarter 
2nd Quarter 
3rd Quarter 
4th Quarter 

Total USD 

2007

$1.00
1.24
1.17
0.40

$3.81

2006

$1.88
1.58
1.07
1.32

$5.85

2005

$1.62
1.15
0.84
0.60

$4.21

The dividend paid out each quarter is based on the results of the previous quarter. 

The  Company  declared  a  dividend  of  $0.50  per  share  in  respect  of  the  fourth  quarter  of  2007  which  was  paid  to 
shareholders in March 2008.  In addition, the Company declared a dividend of $1.18 per share in respect of the first 
quarter of 2008 which will be paid to shareholders in June 2008. 

THE MANAGEMENT AGREEMENT 

Under the Management Agreement the Manager has the daily commercial and operational responsibility of our vessels 
and is generally required to manage our day-to-day business subject to our objectives and policies as established and 
directed from time to time by the Board of Directors. All decisions of a material nature concerning our business are 
reserved to the Board of Directors. The Management Agreement will terminate on June 30, 2019, unless terminated 
earlier pursuant to its terms or extended by the parties following mutual agreement.  

For  its  services  under  the  Management  Agreement,  the  Manager  is  reimbursed  for  all  its  costs  incurred  plus  a 
management  fee  equal  to  $225,000  per  annum.  The  Management  Agreement  formerly  provided  that  the  Manager 
would receive 1.25% of any gross charterhire paid to us. In order to further align the Manager’s interests with those of 
the Company, in 2004, the Manager agreed with us to amend the Management Agreement to eliminate this payment, 
and instead the Company issued to the  Manager restricted common shares equal to 2% of our outstanding common 

Nordic American Tanker Shipping Limited                                    

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shares. Any time additional common shares are issued, the Manager will receive additional restricted common shares 
to maintain the number of common shares issued to the Manager at 2% of our total outstanding common shares. These 
restricted shares are non-transferable for three years from the date of issuance.  

COMMERCIAL AND TECHNICAL MANAGEMENT AGREEMENTS 

The Company has outsourced its commercial and technical management of its vessels to third party operators. During 
the year, the Company has consolidated its technical operating functions. Under the supervision of the Manager, the 
ship  management  firm  of  V.Ships  Norway  AS  (“V.Ships”)  is  managing  11  of  the  Company’s  12  vessels.  This 
consolidation is expected to facilitate crew rotation among the vessels which together with economies of scale should 
result in cost improvements.   

The Company has also consolidated its commercial operating functions.  The Company is now working together with 
Frontline Ltd. (NYSE:FRO) and the private Stena group of Sweden – both world names in the tanker industry. These 
arrangements are expected to create synergies through economies of scale, resulting in a positive impact on the overall 
results. Under the supervision of the Manager, Frontline and Stena’s duties include seeking and negotiating charters 
for these vessels.  

Compensation under the commercial and technical management agreements is in accordance with industry standards. 

SHAREHOLDERS’ RIGHTS PLAN 

The Board of Directors has adopted a shareholder rights plan designed to enable the Company to protect shareholder 
interests in the event that an unsolicited attempt is made for a business combination with or takeover of the Company.  
The  Company  believes  that  the  shareholder  rights  plan  will  enhance  the  Board’s  negotiating  power  on  behalf  of 
shareholders in the event of a coercive offer or proposal.  The Company is not currently aware of any such offers or 
proposals, and adopted the plan as a matter of prudent corporate governance. 

The  terms  of  the  shareholder  rights  plan  are  set  forth  in  the  Company’s  Form  8-A  filed  with  the  Securities  and 
Exchange Commission on February 14, 2007.  Rights under the plan were issued to shareholders of record as of the 
close of business on February 27, 2007. 

COMPENSATION OF DIRECTORS AND OFFICERS 

The six non-employee directors received, in the aggregate, approximately $360,000 in cash fees for their services as 
directors for the year ended December 31, 2007. The Vice Chairman of the Board of Directors receives an additional 
annual  cash  retainer  of  $5,000  per  year.  The  members  of  the  Audit  Committee  receive  an  additional  annual  cash 
retainer of $10,000 each per year.  The Chairman of the Audit Committee receives an additional annual cash retainer 
of $5,000 per year. We do not pay director fees to employee directors. We do, however, reimburse all of our directors 
for  all  reasonable  expenses  incurred  by  them  in  connection  with  serving  on  our  Board  of  Directors.  Directors  may 
receive restricted shares or other grants under our 2004 Stock Incentive Plan described below. 

EMPLOYMENT AGREEMENTS 

We  have  an  employment  agreement  with  Herbjørn  Hansson,  our  Chairman,  President  and  Chief  Executive  Officer, 
Turid  M.  Sørensen,  our  Chief  Financial  Officer,  and  Rolf  I.  Amundsen,  our  Chief  Investor  Relations  Officer  and 
Advisor to the Chairman. Mr. Hansson does not receive any additional compensation for serving as a director or the 
Chairman of the Board. The aggregate compensation of  our executive officers during 2007 was approximately $1.3 
million.  The  aggregate  compensation  of  our  executive  officers  is  expected  to  be  approximately  $1.5  million  during 
2008. On certain terms, the employment agreement may be terminated by us or Mr. Hansson upon six months’ written 
notice to the other party. The employment agreement with Ms. Sørensen may be terminated by us or by Ms. Sørensen 
upon six months’ written notice to the other party. The employment agreement with Mr. Amundsen may be terminated 
by us or Mr. Amundsen upon three months’ written notice to the other party. 

Nordic American Tanker Shipping Limited                                    

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In May 2007, the Board of Directors approved the implementation of a deferred compensation plan for the President 
and CEO. The CEO has served in his present position since the inception of the Company in 1995. Please see Note 6 
of the financial statements for further information about the Plan. 

2004 STOCK INCENTIVE PLAN 

Under  the  terms  of  the  Company’s  2004  Stock  Incentive  Plan  (the  “Plan”),  the  directors,  officers  and  certain  key 
employees of the Company and the Manager are eligible to receive awards which include incentive stock options, non-
qualified  stock  options,  stock  appreciation  rights,  dividend  equivalent  rights,  restricted  stock,  restricted  stock  units, 
performance  shares  and  phantom  stock  units.  A  total  of  400,000  common  shares  are  reserved  for  issuance  upon 
exercise of  options, as  restricted share grants or  otherwise under the Plan. Included  under the 2004  Stock  Incentive 
Plan  are  options  to  purchase  common  shares  at  an  exercise  price  equal  to  $38.75,  subject  to  annual  downward 
adjustment  if  the  payment  of  dividends  in  the  related  fiscal  year  exceeds  a  3%  yield  calculated  based  on  the  initial 
strike price.  During 2005, the Company granted an aggregate of 320,000 stock options under the terms of the Plan. 
These options  vest in  equal instalments  on  each  of the  first  four  anniversaries of  the grant dates.   During 2006, the 
Company granted an aggregate of 16,700 restricted shares. No stock options were granted in 2006. During 2007, the 
Company  granted  10,000  stock  options  to  a  newly  elected  Board  member  with  an  exercise  price  equal  to  $35.17, 
subject  to  annual  downward  adjustment  if  the  payment  of  dividends  in  the  related  fiscal  year  exceeds  a  3%  yield 
calculated based on the initial strike price. 

MAY 9, 2008 

NORDIC AMERICAN TANKER  
SHIPPING LIMITED 

Nordic American Tanker Shipping Limited                                    

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NORDIC AMERICAN TANKER SHIPPING LIMITED 

TABLE OF CONTENTS  
_________________________________________________________________________________ 

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

FINANCIAL STATEMENTS: 

Statements of Operations for the years ended December 31, 2007, 2006 and 2005 

Balance Sheets as of December 31, 2007 and 2006 

Page 

10 

11 

12 

Statements of Shareholders’ Equity for the years ended December 31, 2007, 2006 and 2005 

13 

Statements of Cash Flows for the years ended December 31, 2007, 2006 and 2005 

14 

Notes to Financial Statements 

15-28 

Nordic American Tanker Shipping Limited                                    

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Nordic American Tanker Shipping Limited                                    

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STATEMENTS OF OPERATIONS FOR THE YEARS ENDED DECEMBER 31, 2007, 2006 AND 2005 

All figures in USD ‘000, except share and per share amount 

Notes 

3 

2, 5, 6, 9 
7 

11 

Voyage Revenues 
Voyage Expenses 
Vessel Operating Expenses - 
excluding depreciation expense 
presented below 
General and Administrative Expenses 
Depreciation Expense 

Net Operating Income 

Interest Income 
Interest Expense 
Other Financial (Expense) Income  

Total Other Expense 

Net Income  

Basic Earnings per Share                                      14 

Diluted Earnings per Share                                   14 

Basic Weighted Average Number of Common Shares 
Outstanding 
Diluted Weighted Average Number of Common 
Shares Outstanding  

Year Ended December 31, 

2007 

2006 

2005 

186,986 
(47,122) 

(32,124) 

(12,132) 
(42,363) 

53,245 

904 
(9,683) 
(260) 

(9,039) 

44,206 

1.56 

1.56 

175,520
(40,172)

(21,102)

(12,750)
(29,254)

117,110 
(30,981) 

(11,221) 

(8,492) 
(17,529) 

72,242

48,887 

1,602
(6,339)
(112)

(4,849)

67,393

3.14

3.14

850 
(3,454) 
34 

(2,570) 

46,317 

3.03 

3.03 

28,252,472 

21,476,196  

15,263,622 

28,294,997 

21,476,196

15,263,622 

The footnotes are an integral part of these financial statements. 

Nordic American Tanker Shipping Limited                                    

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BALANCE SHEETS AS OF DECEMBER 31, 2007 AND 2006 
All figures in USD ‘000, except share and per share amount 

  December 31, 

  December 31, 

Notes 

2007 

2006 

3 

4 

7 
8 

2 
12 
13 

10 
6 

16 

15 

ASSETS 
Current Assets 
Cash and Cash Equivalents 
Accounts Receivable, net $0 allowance at 
December 31, 2007 and 2006 
Voyages in Progress 
Prepaid Expenses and Other Assets 

Total Current Assets 

Non-current Assets 
Vessels, Net 
Deposit on contract  
Other Non-current Assets 

Total Non-current Assets 

Total Assets 

LIABILITIES AND SHAREHOLDERS’ EQUITY 
Current Liabilities 
Accounts Payable 
Deferred Revenue 
Accrued Liabilities 

Total Current Liabilities 

Long-term Debt 
Deferred Compensation Liability 

Total Liabilities 

Commitments and Contingencies 

SHAREHOLDERS’ EQUITY 
Common Stock, par value $0.01 per Share; 
51,200,000 shares authorized, 29,975,312 
shares issued and outstanding and 26,914,088 
shares issued and outstanding at December 31, 
2007 and December 31, 2006, respectively 

Additional Paid-in Capital 
Accumulated Deficit 

Total Shareholders’ Equity 

Total Liabilities and Shareholders’ Equity 

13,342 

14,489 
7,753 
9,219 

44,803 

740,631 
18,305 
889 

759,825 

804,628 

7,290 
537 
16,531 

24,358 

105,500 
2,665 

132,523 

11,729 

13,417 
7,853 
11,479 

44,478 

752,478 
- 
3,224 

755,702 

800,180 

3,006 
537 
11,191 

14,734 

173,500 
- 

188,234 

300 

269 

           852,121 
(180,316) 

672,105 

804,628 

728,851 
(117,174) 

611,946 

800,180 

The footnotes are an integral part of these financial statements. 

Nordic American Tanker Shipping Limited                                    

Page 12 of 28 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
STATEMENTS OF SHAREHOLDERS’ EQUITY FOR THE YEARS ENDED DECEMBER 31, 2007, 2006 AND 2005 
All figures in USD ‘000, except number of shares 

Number of 
Shares 

Common 
Shares 

Additional 
Paid-in Capital 

Accumulated 
Deficit 

Total 
Shareholders’ 
Equity 

Balance at December 31, 2004 

13,067,838 

131 

265,753 

Net Income 

Common Shares Issued, net of $11.3 
million issuance costs  

Compensation - Restricted Shares 

Share-based Compensation  

Dividend Paid, $4.21 per share 

3,500,000 

76,658 

35 

161,932 

3,583 

1,415 

Balance at December 31, 2005 

16,644,496 

166 

432,682 

Net Income 

Common Shares Issued, net of $16.5 
million issuance costs 

10,047,500 

103 

288,254 

Compensation - Restricted Shares 

222,092 

Share-based Compensation  

Dividend Paid, $5.85 per share 

6,369 

1,545 

Balance at December 31, 2006 

26,914,088 

269 

728,851 

Net Income 

Common Shares Issued, net of $4.5 
million issuance costs 

3,000,000 

31 

119,720 

Compensation - Restricted Shares 

61,224 

Share-based Compensation 

Dividend Paid, $3.81 per share 

2,289 

1,261 

Balance at December 31, 2007 

29,975,312 

300 

852,121 

(44,015) 

46,318 

(64,279) 

(61,977) 

67,393 

(122,590) 

(117,174) 

44,206 

(107,349) 

(180,316) 

221,868 

46,318 

161,967 

3,583 

1,415 

(64,279) 

370,872 

67,393 

288,357 

6,369 

1,545 

(122,590) 

611,946 

44,206 

119,751 

2,289 

1,261 

(107,349) 

672,105 

The footnotes are an integral part of these financial statements. 

Nordic American Tanker Shipping Limited                                    

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STATEMENTS OF CASH FLOWS FOR THE YEARS ENDED DECEMBER 31, 2007, 2006 AND 2005 

All figures in USD ‘000 

Year Ended December 31, 

2007 

2006 

2005 

Cash Flows from Operating Activities 

Net Income 

44,206 

67,393 

46,317 

Reconciliation of Net Income to Net Cash  
Provided by Operating Activities 
Depreciation Expense 
Amortization of Deferred Finance Costs 
Deferred Compensation Liability 
Compensation - Restricted Shares 
Share-based Compensation 
Capitalized Interest 

Changes in Operating Assets and Liabilities: 
Accounts Receivables 
Accounts Payable and Accrued Liabilities 
Dry-dock Expenditures 
Prepaid and Other Assets 
Deferred Revenue 
Voyages in Progress 
Other Non-current Assets 

Net Cash Provided by Operating Activities 

Cash Flows from Investing Activities 
Deposit on Contract 
Investment in Vessels 

42,363 
514 
2,665 
2,289 
1,261 
(305) 

(1,072) 
(2,971) 
(9,496) 
2,260 
- 
100 
1,835 

83,649 

29,254 
402 
- 
6,369 
1,545 
- 

6,140 
9,763 
- 
(8,332) 
- 
(5,407) 
(514) 

106,613 

17,529 
718 
- 
3,583 
1,415 
- 

(15,019) 
2,545 
- 
( 1,667) 
(749) 
(2,446) 
(1,171) 

51,056 

(18,000) 
(8,424) 

- 
(317,800) 

- 
(294,161) 

Net Cash Used in Investing Activities 

(26,424) 

(317,800) 

(294,161) 

Cash Flows from Financing Activities 
Proceeds from Issuance of Common Stock 
Proceeds from Use of Credit Facility 
Repayments on Credit Facility 
Credit Facility Costs 
Dividends Paid 

Net Cash (Used in) Provided by Financing Activities 

Net Increase (Decrease)  in Cash and Cash Equivalents 

Cash and Cash Equivalents at the Beginning of Year 

Cash and Cash Equivalents at the End of Year 

Cash Paid for Interest 
Cash Paid for Taxes 

119,751 
55,000 
(123,000) 
(14) 
(107,349) 

288,357 
274,500 
(231,000) 
(591) 
(122,590) 

161,967 
135,000 
(5,000) 
(1,075) 
(64,279) 

(55,612) 

208,676 

226,613 

1,613 

11,729 

13,342 

9,690 
- 

(2, 511) 

(16,492) 

14,240 

11,729 

5,499 
- 

30,732 

14,240 

916 
- 

The footnotes are an integral part of these financial statements. 

Nordic American Tanker Shipping Limited                                    

Page 14 of 28 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NORDIC AMERICAN TANKER SHIPPING LIMITED 

NOTES TO FINANCIAL STATEMENTS 

(All amounts in USD ‘000 except where noted) 

1. 

BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

Nature  of  Business:  Nordic  American  Tanker  Shipping  Limited  (the  “Company”)  was  formed  on  June  12,  1995 
under the laws of the Islands of Bermuda. The Company owns and operates crude oil tankers.  The Company trades 
under the symbol “NAT” on the New York Stock Exchange. 

As of December 31, 2007 the Company owns 14 double hull Suezmax tankers of which two are newbuildings. The 
following chart provides information regarding each vessel. 

Yard 

Samsung  
Samsung  
Samsung  
Daewoo  
Dalian New 
Hyundai  
Hyundai 
Daewoo 
Daewoo 
Samsung 
Samsung 
Samsung 
Bohai 
Bohai 

Year 
Built  Dwt(1) 

  Employment Status 
 (Expiration Date)  

Flag 

1997  
1997  
1997  
2005  
1997 
1998  
1998 
1998 
1998 
2003 
2002 
2003 
2009 
2010 

151,475   Bareboat (Nov. 2009) 
151,475   Spot 
151,400  Spot  
163,455  Spot          
149,591  Spot 
153,328   Spot 
153,328  Spot 
157,332  Spot 
157,411  Spot 
159,999  Spot 
159,998  Spot 
159,999  Spot 
163,000  Expected delivery 4Q’09 
163,000  Expected delivery 1Q’10 

Isle of Man 
Bahamas 
Bahamas 
Bahamas 
Norway 
Norway 
Norway 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 

Vessel 

Gulf Scandic 
Nordic Hawk 
Nordic Hunter 
Nordic Freedom  
Nordic Voyager 
Nordic Fighter 
Nordic Discovery 
Nordic Saturn 
Nordic Jupiter 
Nordic Apollo 
Nordic Cosmos 
Nordic Moon 
Newbuilding 
Newbuilding 

(1)  Deadweight tons.  

Basis  of  Accounting:  These  financial  statements  have  been  prepared  in  accordance  with  accounting  principles 
generally accepted in the United States of America (“US GAAP”). 

Use  of Estimates: Preparation of  financial  statements in accordance with US GAAP  requires  management  to  make 
estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets 
and  liabilities  at  the  date  of  the  financial  statements  and  the  reported  amounts  of  revenue  and  expenses  during  the 
reporting period. Actual results could differ from those amounts. The affects of changes in accounting estimates are 
accounted for in the same period in which the estimates are changed. 

Reclassifications: Certain amounts in the prior year note disclosures have been reclassified to conform to the current 
year presentation 

Foreign Currency Translation:   The functional currency of the Company is the United States (“U.S.”) dollar as all 
revenues are received in U.S. dollars and the majority of the Company’s expenditures are incurred and paid in U.S. 
dollars.  The Company’s reporting currency is also the U.S. dollar.   

Cash and Cash Equivalents: Cash and cash equivalents consist of deposits with original maturities of three months 
or less.  

Nordic American Tanker Shipping Limited                                    

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Inventories:  Inventories, which comprise principally of bunker fuel, are stated at cost which is determined on a first-
in,  first-out  (FIFO)  basis.    Inventory  is  reported  within  "Prepaid  Expenses  and  Other  Current  Assets"  within  the 
balance sheet. 

Vessels, net: Vessels are stated at their historical cost, which consists of the contracted purchase price and any direct 
material  expenses  incurred  upon  acquisition  (including  improvements,  on  site  supervision  expenses  incurred  during 
the  construction  period,  commissions  paid,  delivery  expenses  and  other  expenditures  to  prepare  the  vessel  for  her 
initial voyage) less accumulated depreciation. Financing costs incurred during the construction period  of the vessels 
are  also  capitalized  and  included  in  vessels’  cost  based  on  the  weighted  average  method.  Certain  subsequent 
expenditures  for  conversions  and  major  improvements  are  also  capitalized  if  it  is  determined  that  they  appreciably 
extend  the  life,  increase  the  earning  capacity  or  improve  the  efficiency  or  safety  of  the  vessel.  Depreciation  is 
calculated based on cost less estimated salvage value and is provided over the estimated useful life of the related assets 
using the straight-line method. The estimated useful life of a vessel is 25 years from the date the vessel is delivered 
from the shipyard. Repairs and maintenance are expensed as incurred. 

Impairment of Long-Lived Assets: Long-lived assets are required to be reviewed for impairment whenever events or 
changes  in  circumstances  indicate  that  the  carrying  amount  of  an  asset  may  not  be  recoverable.    If  the  estimated 
undiscounted future cash flows expected to result from the use of the asset and its eventual disposition is less than the 
carrying  amount  of  the  asset,  the  asset  is  deemed  impaired.    The  amount  of  the  impairment  is  measured  as  the 
difference between the carrying value and the fair value of the asset. There have been no impairments recorded for the 
years ended December 31, 2007, 2006 or 2005. 

Drydocking: The Company's vessels are required to be drydocked approximately every 30 to 60 months for overhaul 
repairs  and  maintenance  that  cannot  be  performed  while  the  vessels  are  in  operation.  The  Company  follows  the 
deferral method of accounting for drydocking costs whereby actual costs incurred are deferred and are amortized on a 
straight-line  basis  through  the  expected  date  of  the  next  drydocking.  Ballast  tank  improvements  are  capitalized  and 
amortized on a straight-line basis over a period of eight years. Major steel improvements are capitalized and amortized 
on a straight-line basis over the remaining useful life of the vessel.  Unamortized drydocking costs of vessels that are 
sold are written off to income in the year of the vessel's sale. The capitalized and unamortized drydocking costs are 
included in the book value of the vessels. Amortization expense of  the drydocking costs is included in depreciation 
expense.  

Segment  Information:  The  Company  has  identified  only  one  operating  segment  under  Statement  of  Financial 
Accounting  Standards  (“SFAS”)  No.  131  “Segments  of  an  Enterprise  and  Related  Information.”  The  Company  has 
only one type of vessel – Suezmax crude oil tankers – operating on time charter contracts at market related rates, in the 
spot market and on long-term bareboat contract. 

Geographical Segment:  The Company currently operates 11 of its 12 vessels in spot market cooperations with other 
vessels that are not owned by the Company. The cooperations are managed by third party commercial managers. The 
earnings  of  all  of  the  vessels  are  aggregated  and  divided  according  to  the  relative  performance  capabilities  of  the 
vessel  and  the actual  earning days each vessel  is available.  The vessels in the cooperations are  operated in  the spot 
market by the commercial managers. As a significant portion of the Company’s vessels are operated in cooperations, it 
is not practical to allocate geographical data to each vessel nor would it give meaningful information to the reader. 

Fair  Value  of  Financial  Instruments:  The  fair  values  of  cash  and  cash  equivalents,  accounts  receivable,  accounts 
payable and accrued liabilities approximate carrying value because of the short-term nature of these instruments.  

Deferred  Financing  Costs:    Finance  costs,  including  fees,  commissions  and  legal  expenses,  which  are  recorded  as 
“Other assets” on the balance sheet are deferred and amortized on a straight-line basis over the term of the relevant 
debt borrowings.  Amortization of finance costs is included in “Interest Expense” in the statement of operations. 

Revenue  and  Expense  Recognition:   Revenue  and  expense  recognition  policies  for  voyage  and  time  charter 
agreements are as follows: 

Cooperative  agreements:  Revenues  and  voyage  expenses  of  the  vessels  operating  in  cooperative  agreements  are 
combined and the resulting net revenues, calculated on a time charter equivalent basis, are allocated to the participants 
according  to  an  agreed  formula.  Formulas  used  to  allocate  net  revenues  vary  among  different  cooperative 

Nordic American Tanker Shipping Limited                                    

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arrangements, but generally, revenues are allocated to participants on the basis of the number of days a vessel operates 
with  weighting  adjustments  made  to  reflect  each  vessels’  differing  capacities  and  performance  capabilities.  The 
administrators  of  the  cooperations  are  responsible  for  collecting  voyage  revenue,  paying  voyage  expenses  and 
distributing net pool revenues to the participants.  

Based  on  the  guidance  from  Emerging  Issuance  Task  Force  (“EITF”)  No.  99-19,  “Reporting  Revenue  Gross  as  a 
Principal  versus  Net  as  an  Agent”  (“EITF  99-19”),  earnings  generated  from  cooperative  agreements  in  which  the 
Company  is  the  principal  of  its  vessels’  activities  are  recorded  based  on  gross  method.  Earnings  generated  from 
cooperative agreements in which the Company is not regarded as the principal of its vessels’ activities are recorded 
per the net method.  

The  Company accounts  for  the  net revenues  allocated  by these cooperative agreements  as “Voyage  Revenue”  in  its 
statements of operations. 

Spot charters:  Voyage revenues are recognized on a pro rata basis based on the relative transit time in each period. 
Estimated losses on voyages are provided for in full at the time such losses become evident. A voyage is deemed to 
commence upon the completion of discharge of the vessel’s previous cargo and is deemed to end upon the completion 
of  discharge  of  the  current  cargo.  Voyage  expenses  are  recognized  as  incurred  and  primarily  include  only  those 
specific costs which are borne by the Company in connection with voyage charters which would otherwise have been 
borne  by  the  charterer  under  time  charter  agreements.  These  expenses  principally  consist  of  fuel,  canal  and  port 
charges. Demurrage income represents payments by the charterer to the vessel owner when loading and discharging 
time  exceed  the  stipulated  time  in  the  voyage  charter.  Demurrage  income  is  measured  in  accordance  with  the 
provisions  of  the  respective  charter  agreements  and  the  circumstances  under  which  demurrage  claims  arise  and  is 
recognized on a pro rata basis over the length of the voyage to which it pertains. At December 31, 2007 and 2006, the 
Company had no reserves against its due from charterers balance associated with demurrage revenues. 

Bareboat:    Revenues  from  bareboat  charters  are  recorded  at  a  fixed  charterhire  rate  per  day  over  the  term  of  the 
charter.  The  charterhire  is  payable  monthly  in  advance.  During  the  charter  period  the  charterer  is  responsible  for 
operating and maintaining the vessel and bears all costs and expenses with respect to the vessel. Expected minimum 
payments  to  be  received  under  the  charter  amounts  to  $  6,3  mill  annually.  The  contract is  terminating in  the  fourth 
quarter of 2009 and subject to two one-year extensions. 

Vessel Operating Expenses: Vessel operating expenses include crewing, repair and  maintenance, insurance, stores, 
lubricants and communication expenses. These expenses are recognized when incurred. 

Derivative Instruments: The Company did not hold any derivative instruments at December 31, 2007 or 2006. 

Share-Based  Compensation:  Effective  December  31,  2005,  the  Company  adopted  Statement  of  Financial 
Accounting Standards (“SFAS”) No. 123(R) “Share-Based Payment” (“SFAS 123R”), using the modified prospective 
application  transition  method  which  requires  measurement  of  compensation  cost  for  all  stock  based  awards  at  fair 
value and recognition of compensation over the requisite service period for awards expected to vest. See Note 9 for 
additional information.  

Restricted Shares to Manager: Restricted shares issued to the Manager are accounted for in accordance with EITF 
Issue  No.  00-18,  "Accounting  for  Certain  Transactions  Involving  Equity  Instruments  Granted  to  Other  Than 
Employees",  which  states  that  the  measurement  date  for  an  award  that  is  nonforfeitable  and  that  vests  immediately 
should  be  the  date  the  award  is  issued,  even  though  services  have  not  yet  been  performed.  Accordingly  the 
compensation  expense  for  each  of  the  respective  issuances  was  measured  at  fair  value  on  the  date  the  award  was 
issued, or the grant date, and expensed immediately as performance was deemed to be complete. The fair value was 
determined using the stated par value, the number of shares issued, and the Company's stock price on the date of grant. 

Income Taxes:     The Company is incorporated in Bermuda. Under current Bermuda law, the Company is not subject 
to corporate income taxes. 

Other  Comprehensive  Income  (Loss):      The  Company  follows  the  provisions  of  SFAS  No.  130  "Statement  of 
Comprehensive Income” (“SFAS 130”) which requires separate presentation of certain transactions that are recorded 

Nordic American Tanker Shipping Limited                                    

Page 17 of 28 

 
  
 
 
 
 
 
 
 
 
 
 
 
directly  as  components  of  stockholders'  equity.  The  Company  has  no  other  comprehensive  income  /  (loss)  and 
accordingly comprehensive income / (loss) equal net income for the periods presented. 

Concentrations:   
Fair value:  The Company operates in the shipping industry which historically has been cyclical with corresponding 
volatility  in  profitability  and  vessel  values.  Vessel  values  are  strongly  influenced  by  charter  rates  which  in  turn  are 
influenced by the level and pattern of global economic growth and the world-wide supply and demand for vessels. The 
spot market for tankers is highly competitive and charter rates are subject to significant fluctuations. Dependence on 
the  spot  market  may  result  in  lower  utilization.  Each  of  the  aforementioned  factors  are  important  considerations 
associated with the Company’s assessment of whether the carrying amount of its own vessels are recoverable. 

Credit  risk:  Financial  instruments  that  potentially  subject  the  Company  to  concentrations  of  credit  risk  consist 
principally  of  cash  and  cash  equivalents  and  accounts  receivable.  The  fair  value  of  the  financial  instrument 
approximates the net book value. The Company maintains its cash with reputable financial institutions. The terms of 
these  deposits  are  on  demand  to  minimize  risk.  The  Company  has  not  experienced  any  losses  related  to  these  cash 
deposits and believes it is not exposed to any significant credit risk.  However, the maximum credit risk the Company 
would be exposed to is a total loss of outstanding accounts receivable. See Note 3 for further information.  

Accounts receivable consist of uncollateralized receivables from international customers engaged in the international 
shipping  industry.  The  Company  routinely  assesses  the  financial  strength  of  its  customers.  Accounts  receivable  are 
presented net of allowances for doubtful accounts. If amounts become uncollectible, they will be charged to operations 
when that determination is made.  For the years ended December 31, 2007 and 2006, the Company did not record an 
allowance for doubtful accounts.   

Interest risk:  The Company is exposed to interest rate risk for its debt borrowed under the 2005 Credit Facility.  In 
certain situations, the Company may enter into financial instruments to reduce the risk associated with fluctuations in 
interest rates. The Company has no outstanding derivatives at December 31, 2007 and has not entered into any such 
arrangements in 2007. 

Recent Accounting Pronouncements:  In July 2006, the FASB issued FASB Interpretation No. 48 “Accounting for 
Uncertainty  in  Income  Taxes”  (“FIN  48”),  which  clarifies  the  criteria  that  must  be  met  prior  to  recognition  of  the 
financial statement benefit of a position taken in a tax return. FIN 48 provides a benefit recognition model with a two-
step approach consisting of a “more-likely-than-not” recognition criteria, and a  measurement attribute that measures 
the  position  as  the  largest  amount  of  tax  benefit  that  is  greater  than  50%  likely  of  being  realized  upon  ultimate 
settlement. FIN 48 also requires the recognition of liabilities created by differences between tax positions taken in a 
tax  return  and  amounts  recognized  in  the  financial  statements.  FIN  48  is  effective  as  of  the  beginning  of  the  first 
annual period beginning after December 15, 2006, which is the year ended December 31, 2007. The adoption of FIN 
48 did not have any impact on the Company’s financial position, results of operations and cash flows. 

In  September  2006,  the  FASB  issued  SFAS  No.  157,  “Fair  Value  Measurement,”  (“SFAS  157”)  which  defines  fair 
value, establishes a framework for measuring fair value and expands disclosures about assets and liabilities measured 
at fair value. This Statement does not require any new fair value measurements. SFAS 157 is effective for financial 
statements  issued  for  fiscal years  beginning after November 15,  2007.  The adoption  of SFAS  157 did  not have any 
impact on the Company’s financial position, results of operations and cash flows. 

In  February  2007,  the  FASB  issued  SFAS  No.  159,  “The  Fair  Value  Option  for  Financial  Assets  and  Financial 
Liabilities”  (“SFAS  159”).  SFAS  159  permits  entities  to  choose  to  measure  many  financial  instruments  and  certain 
other  items  at  fair  value  that  are  not  currently  required  to  be  measured  at  fair  value.  SFAS  159  also  establishes 
presentation  and  disclosure  requirements  designed  to  facilitate  comparisons  between  entities  that  choose  different 
measurement attributes for similar types of assets and liabilities. SFAS  159 is effective for fiscal years beginning after 
November 15, 2007. The adoption of SFAS 159 did not have any impact on the Company’s financial position, results 
of operations and cash flows. 

In December 2007, the FASB issued SFAS No. 141(R) “Business Combinations” (“SFAS 141(R)”), which replaces 
SFAS No. 141, “Business Combinations”. This statement establishes principles and requirements for how an acquirer 
recognizes  and  measures  in  its  financial  statements  the  identifiable  assets  acquired,  the  liabilities  assumed,  any 
noncontrolling  interest  in  the  acquiree  and  the  goodwill  acquired.  SFAS  141(R)  also  establishes  disclosure 

Nordic American Tanker Shipping Limited                                    

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requirements to enable the evaluation of the nature and financial effects of the business combination. SFAS 141(R) is 
effective  for  fiscal  years  beginning  after  December  15,  2008.  The  Company  is  currently  evaluating  the  potential 
impact, if any, of the adoption of SFAS 141(R) on its financial position, results of operations or cash flows. 

In December 2007, the FASB issued SFAS No. 160 “Noncontrolling Interests in Consolidated Financial Statements, 
an  Amendment  of  Accounting  Research  Bulletin  No.  51”  (“SFAS  160”).  This  statement  establishes  accounting  and 
reporting  standards  for  ownership  interests  in  subsidiaries  held  by  parties  other  than  the  parent,  the  amount  of 
consolidated net income attributable to the parent and to the noncontrolling interest, changes in a parent’s ownership 
interest, and the valuation of retained noncontrolling equity investments when a subsidiary is deconsolidated. SFAS 
160  also  establishes  disclosure  requirements  that  clearly  identify  and  distinguish  between  the  interests  of  the  parent 
and the interests of the  noncontrolling owners. SFAS 160 is effective for fiscal years beginning after December 15, 
2008. The Company is currently evaluating the potential impact, if any, of the adoption of SFAS 160 on its financial 
position, results of operations or cash flows. 

In March 2008, the FASB issued FASB Statement No. 161, “Disclosures about Derivative Instruments and Hedging 
Activities”.  The  new  standard  is  intended  to  improve  financial  reporting  about  derivative  instruments  and  hedging 
activities  by  requiring  enhanced  disclosures  to  enable  investors  to  better  understand  their  effects  on  an  entity’s 
financial position, financial performance, and cash flows. It is effective for financial statements issued for fiscal years 
and interim periods beginning after November 15, 2008, with early application encouraged. The Company is currently 
evaluating the potential impact, if any, of the adoption of SFAS 161 on our financial statements.   

2. 

 RELATED PARTY TRANSACTIONS 

Scandic  American  Shipping  Ltd.  (the  “Manager”),  is  owned  by  a  company  owned  by  the  Chairman  and  Chief 
Executive  Officer  (“CEO”)  of  the  Company,  Mr.  Herbjørn  Hansson,  and  his  family.  The  Manager,  under  a 
management  agreement  with  the  Company  (the  “Management  Agreement”),  assumes  commercial  and  operational 
responsibility of the Company’s vessels and is required to manage the Company’s day-to-day business, subject to the 
objectives and policies as established by the Board of Directors. For its services under the Management Agreement, 
the  Manager  is  entitled  to  reimbursement  of  costs  directly  related  to  the  Company  plus  a  management  fee  equal  to 
$225,000  per annum. The Manager  also  has  a right to  ownership of  2% of  the Company’s  total outstanding shares. 
During  2007,  the  Company  issued  to  the  Manager  61,224  shares  at  an  average  fair  value  of  $35.13.  The  Company 
recognized  $2.2  million,  $1.6  million  and  $1.5  million  of  total  costs  for  services  provided  under  the  Management 
Agreement  for  the  years  ended  December  31,  2007,  2006,  and  2005,  respectively.  Additionally,  the  Company 
recognized  $2.3  million, $6.3  million  and  $3.6  million in  non-cash  share-based  compensation  expense  for the years 
ended December 31, 2007, 2006 and 2005, respectively, related to the issuance of shares to the Manager.  All of these 
costs  are  included  in  “General  and  Administrative  Expenses”  within  the  statement  of  operations.    The  related  party 
balances included within accounts payable were $680,501 and $491,081 at December 31, 2007 and 2006, respectively. 

Mr. Jan Erik Langangen, Executive Vice President of the Manager, is a partner of Langangen & Helset Advokatfirma 
AS, a firm which provides legal services to the Company. The Company recognized $157,265, $97,071, and $77,526 
in costs for the years ended December 31, 2007, 2006 and 2005, respectively, for the services provided by Langangen 
& Helset Advokatfirma AS. These costs are included in “General and Administrative Expenses” within the statement 
of  operations.    There  were  no  related  amounts  included  within  “Accounts  Payable”  at  December  31,  2007  and 
December 31, 2006, respectively. 

3. 

REVENUE 

For the twelve months ending December 31, 2007, the Company’s only source of revenue was from the Company’s 
12 vessels.  

Revenues  generated  from  cooperations  in  which  the  Company  is  the  principal  of  its  vessels  activities  are  recorded 
based  on  the  gross  method.  Revenues  generated  from  cooperations  in  which  the  Company  is  not  regarded  as  the 
principal of its vessels’ activities are recorded per the net method. 

Nordic American Tanker Shipping Limited                                    

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The table below provides the breakdown of revenues recorded as per the net method and the gross method.  

All figures in USD ‘000 

2007 

2006 

2005 

Net Method 
Gross Method 

65,354 
121,632 

53,177 
122,343 

30,116 
86,994 

Total Voyage Revenue 

186,986 

175,520 

117,110 

Five Customers accounted for 24%, 23%, 16%, 15% and 14%, respectively, for the year ended December 31, 2007. 
One customer accounted for 23% and  37% of the Company’s revenues during the year ended December 31, 2006, 
and 2005, respectively.  

Accounts  receivable  as  per  December  31,  2007  and  2006  are  $14.5  million  and  $13.4  million,  respectively.  The 
following is a breakdown of the account: 

All figures in USD ‘000 

2007 

2006 

Accounts Receivable 
113 
Accounts Receivable  - Technical and Commercial Managers  14,376 

7,784 
5,633 

Total as per December 31, 

14,489  13,417 

Accounts receivable are recorded at their expected net realized value.  

Two cooperations accounted for 45% and 40%, respectively, for the year ended December 31, 2007 . Five 
cooperations accounted for  23%, 22%, 21%, 18%, 16% of the accounts receivable balance for the year ended 
December 31, 2006 respectivly 

4. 

PREPAID EXPENSES AND OTHER ASSETS 

All figures in USD ‘000 

2007 

2006 

Bunkers and lubricants - Technical and Commercial Managers  6,835 
Other current assets - Technical and Commercial Managers 
580 
1,046 
Prepaid expenses - Technical and Commercial Managers 
758 
Other 

5,110 
3,247 
1,716 
1,406 

Total as per December 31, 

9,219  11,479 

5.  GENERAL AND ADMINISTRATIVE EXPENSES 

All figures in USD ‘000 

Management fee to related party 
Directors and officers insurance 
Salary and wages 
Audit, legal and consultants 
Administrative services provided by related party 
Other fees and expenses 
Total General and Administration expense with cash effect 
Compensation – restricted shares issued to related party 
Share-based compensation (2004 Stock Incentive Plan) 
Deferred compensation plan 
Total General and Administrative expense without cash effect 

2007 

162 
109 
1,331 
849 
2,162 
1,304 
5,917 
2,289 
1,261 
2,665 
6,215 

2006 

100 
116 
1,022 
1,171 
1,564 
864 
4,836 
6,369 
1,545 
- 
7,914 

Total as per December 31, 

12,132 

12,750 

2005 

100 
121 
635 
679 
1,461 
498 
3,494 
3,583 
1,415 
- 
4,998 

8,492 

Nordic American Tanker Shipping Limited                                    

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The line item Pension Costs is related to the implementation of a deferred compensation plan for the CEO. See Note 6 
for further details of the deferred compensation plan. 

6. 

DEFERRED COMPENSATION LIABILITY  

In May 2007, the Board of Directors approved a new unfunded deferred compensation plan for Herbjorn Hansson, the 
Chairman, President and CEO. The plan provides for unfunded deferred compensation computed as a percentage of 
salary. Benefits are vested over the period of employment of 11 years up to a maximum of 66% of the salary level at 
the time of retirement. Interest is imputed at 4.5%. 

The  rights  under  the  plan commenced on  October  2004. The total expense recognized in 2007  was  $2.7  million, of 
which $1.8 million relates to retroactive effect.  As the plan was effective in 2007, the full expense is recognized in 
2007. The deferred compensation liability as of December 2007 was $2.7 million and was recorded as a non-current 
liability in the balance sheet. The CEO has served in his present position since the inception of the Company in 1995. 

7. 

VESSELS, NET 

Vessels,  net  consist  of  12  modern  double  hull  Suezmax  crude  oil  tankers  and  drydocking  charges.    Depreciation  is 
calculated  on  a  straight-line  basis  over  the  estimated  useful  life  of  the  vessels.  The  estimated  useful  life  of  a  new 
vessel is 25 years.  

All figures in USD ‘000 

Vessels  Drydocking 

Total 

Net Book Value December 31, 2006  
Accumulated depreciation December 31, 2006 
Depreciation expense 2006 

749,230 
95,655 
28,673 

Net Book Value December 31, 2007 
Accumulated depreciation December 31, 2007 
Depreciation expense 2007 

717,799 
135,548 
39,893 

3,248 
741 
581 

22,832 
3,211 
2,470 

752,478 
96,396 
29,254 

740,631 
138,759 
42,363 

8. 

DEPOSIT ON CONTRACT 

In November 2007, the Company entered into an agreement to acquire two Suezmax newbuildings which are expected 
to  be  delivered  in  the  fourth  quarter  of  2009  and  by  the  end  of  April  2010,  respectively.  The  Company  will  take 
ownership  of  the  vessels  upon  delivery  from  the  shipyard  at  which  time  the  title  is  transferred  from  the  seller.  The 
vessels will be built by a Chinese shipyard. The sellers are subsidiaries of First Olsen Ltd. and the agreed all inclusive 
price at delivery is $90.0 million per vessel, including  supervision expenses. 

The Company has agreed to furnish to the sellers a loan equivalent to the remaining payment installments under the 
shipbuilding contract. The loan will be paid in installments on the dates and in amounts corresponding to the payment 
schedule under the shipbuilding contract. The debt shall accrue interest at a rate equal to the Company’s cost of funds 
at any time. The debt will be repayable on delivery of the vessels.  

As of December 31, 2007, the Company has paid a deposit of 10% of the purchase price in the aggregate amount of 
$18.0 million for both vessels.  

Nordic American Tanker Shipping Limited                                    

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The table below shows total capitalized costs related to the two newbuildings: 

All figures in USD ‘000 

2007 

2006 

Newbuilding #1 
Newbuilding #2 

Total as per December 31, 

9,152 
9,153 

18,305 

- 
- 

- 

Included in the balance above is capitalized interest in the aggregate amount of $305,000. 

9. 

SHARE-BASED COMPENSATION PLAN 

The  Company has  a share-based  compensation  plan which  is described  below.   Total compensation cost related the 
plan in the amount of $1.3 million, $1.5 million and $1.4 million for the years ended December 31, 2007, 2006, and 
2005,  respectively  was  recorded  within  “General  and  Administrative  expense”  in  the  statement  of  operations.  
Unrecognized compensation cost related to the plan was $1.2 million as of December 31, 2007, which is expected to 
be recognized over a weighted-average period of 1,13 years.  

2004 Stock Incentive Plan 

Under  the  terms  of  the  Company’s  2004  Stock  Incentive  Plan  (the  “Plan”),  the  directors,  officers  and  certain  key 
employees of the Company and the Manager will be eligible to receive awards which include incentive stock options, 
non-qualified  stock  options,  stock  appreciation  rights,  dividend  equivalent  rights,  restricted  stock,  restricted  stock 
units, performance shares and phantom stock units. The Company believes that such awards better align the interests 
of  its  employees  with  those  of  its  shareholders.  A  total  of  400,000  common  shares  are  reserved  for  issuance  upon 
exercise  of  options,  as  restricted  share  grants  or  otherwise  under  the  plan.    A  total  of  330,000  options  and  16,700 
restricted shares have been issued as of December 31, 2007.  New shares will be issued upon exercise of stock options. 
In August 2007, the Board of Directors adopted amendments to the Plan to provide for the issuance of Phantom Stock 
Units  and  to  give  discretion  to  the  Administrator  of  the  Plan  with  respect  to  dividends  paid  on  common  shares 
awarded under the Plan. There are no modifications made to the terms of the Plan. 

Stock option awards were granted with an exercise price equal to the market price of the Company’s stock at the date 
of  a  public  offering  in  November  2004,  with  later  adjustments  for  dividends  to  shareholders  exceeding  3%  of  the 
initial stock option exercise price. Stock option awards generally vest equally over four years from grant date and have 
a 10-year contractual term.  

The fair value of each option award is estimated on the date of grant using the Black-Scholes option valuation model 
that  uses  the  assumptions  noted  in  the  table  below. Stock  options  to  non-employees  are  measured  at  each  reporting 
date  and  fair  value  is  estimated  with  the  same  model  used  for  estimating  fair  value  of  the  options  granted  to 
employees.    Because  the  option  valuation  model  incorporates  ranges  of  assumptions  for  inputs,  those  ranges  are 
disclosed. Expected volatilities are based on implied volatilities from historical volatility of the Company’s stock and 
other  factors.  Expected  life  of  the  options  is  estimated  to  be  equal  to  the  vesting  period  for  employees  when 
calculating the fair value of the options. When calculating the fair value of the options issued to non-employees the 
expected life is equal to the actual life of options. The Company recognizes the compensation cost for stock options 
issued  to  non-employees  over  the  service  period,  which  is  considered  to  be  equal  to  the  vesting  period.  All  options 
issued are expected to be exercised. 

Stock options to employees are measured at fair value at the grant date and the compensation cost is recognized on a 
straight-line  basis  over  the  vesting  period.  The  assumptions  used  when  estimating  the  fair  value  at  grant  date  are 
specified in the table below. 

Stock options to non-employees are treated in accordance with EITF 96-18 and unvested options are measured at fair 
value  at  each  balance  sheet  date  with  a  final  measurement  date  upon  vesting.  Fair  value  measurement  of  unvested 
options  is  considered  to  be  appropriate  due  to  that  the  performance  commitment  for  non-employees  has  not  been 
reached for unvested options. The fair value of the options is used to measure the value of the services provided by the 
non-employees  as  it  is  considered  to  be  more  reliable  than  measuring  the  fair  value  of  the  services  received.  The 

Nordic American Tanker Shipping Limited                                    

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compensation cost is recognized using the accelerated  method. The assumptions used are specified separately in the 
table below. 

The assumptions used are specified separately in the table below. 

The risk-free rate for periods within the contractual life of the stock options is based on the U.S. Treasury yield curve 
in effect at the time of grant for options to employees. The risk-free rate at year-end is used for stock options issued to 
non-employees. 

Weighted average figures 
Expected volatility 
Expected dividends 
Expected life 
Risk-free rate (range) 

December 31, 2007 

Employees 
40.90 % 
3.0 % 
3.81 
3.25 % - 4.43 % 

Non-employees 
31.84 % 
3.0 % 
7.27 
3.60 – 3.80 % 

A  summary  of  option  activity  under  the  Plan  as  of  December  31,  2007,  and  changes  during  the  year  then  ended  is 
presented below: 

Options 

Outstanding at January 1, 2007 
Granted 
Exercised 
Forfeited or expired 
Outstanding at December 31, 2007 
Exercisable at December 31, 2007 

Options 
employees 
240,000 
10,000 
- 
- 
250,000 
175,000 

Options 
non-employees 
80,000 
- 
- 
- 
80,000 
52,500 

Weighted-average 
exercise price 
$ 31.01 
$ 33.92 
- 
- 
$ 28.54 
$ 28.37 

Outstanding and exercisable stock options as at December 31, 2007 have a weighted-average remaining term of 7.21 
years for employees and 7.32 for non-employees. The exercise price for outstanding stock options as at December 31, 
2007  is  in  the  range  of  $28.37  –  $33.92.    The  intrinsic  value  of  options  outstanding  at  December  31,  2007  was 
$1,424,000 and the intrinsic value of exercisable options was $1,012,375. 

Options 
-
Employees 

Non-vested at January 1, 2005 
Granted during the year 
Vested during the year 
Forfeited during the year 
Estimated forfeitures unvested options 
Non-vested at December 31, 2005 

- 
240,000 
(55,000) 
- 
- 
185,000 

Weighted-
average grant-
date fair value 
- Employees 
- 
$ 18.44 
$ 18.65 
- 
- 
$ 18.38 

Options 
- 
Non-
employees 
- 
80,000 
(12,500) 
- 
- 
67,500 

Weighted-average 
grant-date fair 
value 
- Non-employees 
- 
$ 22.93 
$ 29,29 
- 
- 
$21.75 

Nordic American Tanker Shipping Limited                                    

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Options –
Employees 

Non-vested at January 1, 2006 
Granted during the year 
Vested during the year 
Forfeited during the year 
Estimated forfeitures unvested options 
Non-vested at December 31, 2006 

185,000 
- 
(60,000) 
- 
- 
125,000 

Options 
-
Employees 

Non-vested at January 1, 2007 
Granted during the year 
Vested during the year 
Forfeited during the year 
Estimated forfeitures unvested options 
Non-vested at December 31, 2007 

125,000 
10,000 
(60,000) 
- 
- 
75,000 

Weighted-
average grant-
date fair value 
- Employees 
$18.38 
- 
$17.84 
- 
- 
$18.64 

Weighted-
average grant-
date fair value 
- Employees 
$ 18.64 
$ 7.00 
$ 17.84 
- 
- 
$ 17.73 

Options 
- 
Non-
employees 
67,500 
- 
(20,000) 
- 
- 
47,500 

Options 
- 
Non-
employees 
47,500 
- 
(20,000) 
- 
- 
27,500 

Weighted-average 
grant-date fair 
value 
- Non-employees 
$21.75 
- 
$22.93 
- 
- 
$21.25 

Weighted-average 
grant-date fair 
value 
- Non-employees 
$ 21.25 
- 
$ 22.93 
- 
- 
$20.03 

The  total  fair  value  of  shares  vested  during  the  years  ended  December  31,  2007,  2006  and  2005  was  $1.2million,  
$1.3million and $1.1million, respectively 

Specification of the aggregate compensation cost related to the 2004 Stock Incentive Plan recognized in the profit and 
loss account is disclosed in note 5. Unrecognized compensation cost related to the Plan is $1,221,896 as at December 
31, 2007. That cost is expected to be recognized over a weighted-average period of 1.13 years. There have been no 
exercise or any payments related to the stock option plan during the financial period 2005 - 2007 and hence no related 
cash flow effects. 

There is no material income tax benefit for stock-based compensation due to the Company’s tax structure. 

Restricted Shares to Employees and Non-Employees 

Under the terms of the Company’s 2004 Stock Incentive Plan 16,700 shares of restricted stock awards were granted to 
certain employees and non-employees during 2006. The restricted shares were granted on May 12, 2006 (approved by 
the Board) at a grant date fair value of $31.99 per share.  

The fair value of restricted shares is estimated based on the market price of the Company’s share. The fair value of 
restricted shares granted to employees is measured at grant date and the fair value of unvested restricted shares granted 
to non-employees is measured at fair value at each reporting date. See further comments above related to measurement 
of options and restricted shares issued to non-employees. 

The shares are considered restricted as the holders of the shares cannot dispose of them for a period of up to four years 
from  issuance  and  the  restricted  shares  vest  in  yearly  installments  during  this  period.  The  holders  of  the  restricted 
shares do have ordinary shareholder rights in this period and the holder is entitled to declared dividends in the period 
and has voting rights. 

The restricted shares vest in four equal amounts in May 2007, May 2008, May 2009 and May 2010. There were 9,700 
restricted shares granted to employees and 7,000 restricted shares granted to non-employees in 2006. 2,425 restricted 
shares to employees and 1,750 restricted shares to non-employees vested in 2007. 

The  compensation  cost  for  employees  and  non-employees  are  recognized  on  a  straight-line  basis  over  the  vesting 
period.  The  total  compensation  cost  in  2007  related  to  restricted  shares  was  $  60,618.  The  intrinsic  value  of 
outstanding and vested restricted shares at December 31,2007 was $ 548,094 and $ 137,024, respectively. 

Nordic American Tanker Shipping Limited                                    

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At December 31, 2007, there were 16,700 restricted shares outstanding at a weighted-average grant date fair value of 
$31.99  for  employees  and  $31.99  for  non-employees.  As  of  December  31,  2007,  unrecognized  compensation  cost 
related to unvested restricted stock aggregated $333,466 ($467,017 per December 31 2006), which will be recognized 
over a weighted average period of 2.4 years.  

Specification of the aggregate compensation cost related to the 2004 Stock Incentive Plan recognized in the profit and 
loss account is disclosed in note 5. 

The table below summarizes the Company’s restricted stock awards as of December 31, 2007: 

Restricted 
shares -
Employees 

9,700 
- 
2,425 
- 
7,275 

Weighted-
average grant-
date fair value 
- Employees 
$31.99 
- 
- 
- 
$31.99 

Restricted 
shares 
- Non-
employees 
7,000 
- 
1,750 
- 
5,250 

Weighted-average 
grant-date fair 
value 
- Non-employees 
$31.99 
- 
- 
- 
$31.99 

Non-vested at January 1, 2007 
Granted during the year 
Vested during the year 
Forfeited during the year 
Non-vested at December 31, 2007 

10.  LONG-TERM DEBT 

In September 2005, the Company entered into a $300 million revolving credit facility, which is referred to as the 2005 
Credit  Facility.  The  2005  Credit  Facility  provides  funding  for  future  vessel  acquisitions  and  general  corporate 
purposes.  The  2005  Credit  Facility  cannot  be  reduced  by  the  lender  and  there  is  no  repayment  obligation  of  the 
principal during the five year term with maturity that was scheduled for September 2010. Amounts borrowed under 
the  2005  Credit  Facility  bear  interest  at  an  annual  rate  equal  to  LIBOR  plus  a  margin  between  0.70%  and  1.20% 
(depending on the loan to vessel value ratio). The Company pays a commitment fee of 30% of the applicable margin 
on any undrawn amounts.  Total commitment fees paid for the year ended December 31, 2007 and December 31, 2006 
were $0.8 million and $0.7 million, respectively. 

In  September  2006,  the  Company  increased  the  2005  Credit  Facility  to  $500  million.    The  other  terms  of  the  2005 
Credit Facility were not amended. The undrawn amount of this facility as of December 31, 2007 and 2006 was $394.5 
million and $ 326.5 million, respectively. 

Borrowings  under  the  2005  Credit  Facility  are  secured  by  first  priority  mortgages  over  the  Company’s  vessels  and 
assignment  of  earnings  and  insurance.  The  Company  is  permitted  to  pay  dividends  in  accordance  with  its  dividend 
policy as long as it is not in default under the 2005 Credit Facility.  

As at December 31, 2007, accrued interest was $0.6 million which was paid during the first quarter of 2008. 

The Company was in compliance with its restrictive covenants for the year ended December 31, 2007.  

11.  INTEREST EXPENSE 

Interest  expense  consists  of  interest  expense  on  the  long-term  debt,  the  commitment  fee  and  amortization  of  the 
deferred  financing  costs  related  to  the  2005  Credit  Facility.  The  $105.5  million  drawn  on  the  facility  bears  interest 
equal to LIBOR plus a margin between 0.7% and 1.2%.  The deferred financing costs incurred in connection with the 
refinancing of  the previous credit  facility  are deferred  and amortized over  the term  of the 2005 Credit Facility  on a 
straight-line basis. The amortization of deferred financing costs for the years ended December 2007, 2006 and 2005 
was  $0.5  million,  $0.4  million  and  $0.7  million,  respectively.  Total  capitalized  deferred  financing  costs  were  $1.4 
million and $1.9 million at December 31, 2007 and 2006, respectively. 

Nordic American Tanker Shipping Limited                                    

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12.  DEFERRED REVENUE 

Deferred revenue as at December 31, 2007 in the amount of $0.5 million represents prepaid freight received from one 
of our customers prior to December 31, 2007 for services to be rendered during January 2008. 

13.  ACCRUED LIABILITIES 

All figures in USD ‘000 

2007 

2006 

Accrued Interest 
572 
Accrued Expenses - Technical and Commercial Managers  12,179 
3,780 
Other Current Liabilities 

1,003 
9,862 
 326 

Total as per December 31, 

16,531  11,191 

14.  EARNING PER SHARE 

Basic earnings per share (“EPS”) is computed by dividing net income by the weighted average number of common 
shares outstanding for the period. Diluted EPS is computed by dividing net income by the weighted average number of 
common shares and dilutive common stock equivalents (i.e. stock options, warrants) outstanding during the period.  

All figures in USD  

2007 

2006 

2005 

Numerator: 
  Net Income 
Denominator: 
  Basic - Weighted Average Common Shares Outstanding 
  Dilutive Effect of Stock Options * 

  Dilutive – Weighted Average Common Shares Outstanding 
Income per Common Share: 
  Basic 
  Diluted 

44,205,635 

67,393,423 

46,317,742 

28,252,472 
42,525 

21,476,196 
- 

15,263,622 
- 

28,294,997 

21,476,196 

15,263,622 

1.56 
1.56 

3.14 
3.14 

3.03 
3.03 

*  For  2006  and  2005  the  Company’s  average  stock  price  was  above  the  average  exercise  price  of  the  option  and  a 
dilutive  effect  on  EPS  could  potentially  arise.  However,  the  proceeds  of  an  exercise  of  all  outstanding  options 
calculated as per  the Treasury Stock Method  would  exceed the costs of  acquiring stocks  at the  average stock  price. 
The potential effect of the outstanding options is therefore anti-dilutive and is not included in the calculation of diluted 
earnings per share.  The average number of potentially dilutive options was 320,000 for the year ended December 31, 
2006, and 295,000 for the year ended December 31, 2005, respectively.  

Nordic American Tanker Shipping Limited                                    

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15.  SHAREHOLDERS’ EQUITY 

Authorized, and issued and outstanding common shares roll-forward is as follows: 

Balance at December 31, 2004 
Issuance of Common Shares                     
in Follow-on Offering 
Share-based Compensation 
Balance at December 31, 2005 
Issuance of Common Shares                     
in Follow-on Offering 
Share-based Compensation 
Issuance of Common Shares                     
in Follow-on Offering 
Share-based Compensation 
Restricted Shares 
Share-based Compensation 
Balance at December 31, 2006 
Issuance of Common Shares                     
in Block Trade transaction 
Share-based Compensation 
Balance at December 31, 2007 

Authorized 
Shares 

51,200,000 

51,200,000 

51,200,000 

51,200,000 

Issued and Out-
standing Shares 

13,067,838 

3,500,000 

76,658 
16,644,496 

4,297,500 

87,704 

5,750,000 

117,347 
16,700 
341 
26,914,088 

3,000,000 

61,224 
29,975,312 

In July 2007, the Company completed an underwritten public offering of 3,000,000 common shares.  The net proceeds 
of  the  offering  were  $119.8  million  which  were  used  to  repay  indebtedness  under  the  Company's  revolving  credit 
facility and to prepare the Company for further expansion. 

The  total  issued  and  outstanding  shares  as  of  December  31,  2007  were  29,975,312  shares  of  which  343,274  shares 
were  restricted  to  the  Manager  and  12,525  shares  were  restricted  to  employees  and  non-employees  as  described  in 
Note 9.  The total issued and outstanding shares as of December 31, 2006 was 26,914,088 shares of which 538,282 
shares were restricted as described in Note 9. 

16.  COMMITMENTS AND CONTINGENCIES 

The  Company  may  be  a  party  to  various  legal  proceedings  generally  incidental  to  its  business  and  is  subject  to  a 
variety  of  environmental  and  pollution  control  laws  and  regulations.  As  is  the  case  with  other  companies  in  similar 
industries, the Company faces exposure from actual or potential claims and legal proceedings. Although the ultimate 
disposition of legal proceedings cannot be  predicted with certainty, it is the opinion of the Company’s  management 
that the outcome of any claim which might be pending or threatened, either individually or on a combined basis, will 
not  have  a  materially  adverse  effect  on  the  financial  position  of  the  Company,  but  could  materially  affect  the 
Company’s results of operations in a given year. 

No claims have been made against the Company for the fiscal year 2007 or 2006. The Company is not a party to any 
legal proceedings for the year ended December 31, 2007 and December 31, 2006, respectively. 

At  December  31,  2007,  the  Company  had  payment  obligations  totalling  $162.0  million  in  connection  with  the 
agreement to acquire two newbuildings entered into in November 2007. The payments due in 2008, 2009 and 2010 are 
$7.4 million, $103.1 million and $51.5 million, respectively.  Please see Note 8 for further information. 

Nordic American Tanker Shipping Limited                                    

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17.  SUBSEQUENT EVENTS 

In February 2008, the Company declared a dividend of $0.50 per share in respect of the fourth quarter of 2007 which 
was paid to shareholders in March 2008.   

In April 2008, the Company extended the tenure of the 2005 Credit Facility to 2013. All other terms are unchanged. 
The Company paid a fee in the amount of $2.1 million for the extension of the tenure from 2010 to 2013. This amount  
will be amortized over the new term of the facility. 

In May 2008, the Company declared a dividend of  $1.18 per share in respect of the first quarter of 2008 which will be 
paid to shareholders in June 2008. 

* * * * *  

Nordic American Tanker Shipping Limited                                    

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