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Nordic American Tankers Limited
Annual Report 2008

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FY2008 Annual Report · Nordic American Tankers Limited
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NORDIC AMERICAN TANKER 
SHIPPING LIMITED 

2008 ANNUAL 
REPORT TO 
SHAREHOLDERS 

Nordic American Tanker Shipping Limited                                    

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BUSINESS 

General 

Nordic  American  Tanker  Shipping  Limited  (the  “Company”)  was  formed  on  June  12,  1995  under  the  laws  of  the 
Islands of Bermuda (“Bermuda”) for the purpose of acquiring and chartering three double-hull Suezmax tankers that 
were  built  in  1997  (the  “original  vessels”).  These  three  vessels  were  bareboat  chartered  to  BP  Shipping  Ltd.  (“BP 
Shipping”), for a period of seven years. BP Shipping redelivered the three vessels to the Company in September 2004, 
October  2004  and  November  2004,  respectively.  We  continued  contracts  with  BP  Shipping  by  time  chartering  to  it 
two  of  our  original  vessels  at  spot  market  related  rates  for  three-year  terms  through  September  and  October  2007, 
respectively. Since then, these vessels have operated in the spot market or on spot market-related charters. We have 
bareboat chartered the third of our original three vessels to Gulf Navigation Company LLC (“Gulf Navigation”), of 
Dubai, United Arab Emirates for a five-year term at a fixed rate charterhire, subject to two one-year extensions at Gulf 
Navigation’s  option.  Gulf  Navigation  has  exercised  its  first  one-year  option  and  extended  the  charter  through  the 
fourth quarter of 2010. Our fourth vessel was delivered to us in November 2004, our fifth and sixth vessels in March 
2005, our seventh vessel in August 2005, our eighth vessel in November 2005, our ninth vessel in April 2006, our 10th 
and 11th vessels in November 2006 and our 12th vessel in December 2006. In November 2007, the Company agreed to 
acquire two Suezmax  newbuildings which  are expected to be delivered  in  the  fourth  quarter of  2009  and  by end  of 
April 2010, respectively. In December 2008 the Company agreed to acquire our 15th vessel for an aggregate purchase 
price of $56.7 million. The Nordic Sprite was delivered to us in February 2009 and is employed in the spot market.  

Our Fleet 

Our  fleet  consists  of  15  modern  double-hull  Suezmax  tankers  of  which  two  are  newbuildings.  The  following  chart 
provides information regarding each vessel, including its employment status. 

Year 
Built  Dwt(1) 

Employment Status 

Flag 

1997   151,475   Bareboat 
1997   151,475   Spot 
1997   151,400  Spot  
2005   163,455  Spot          
1997  149,591  Spot 
1998   153,328   Spot 
1998  153,328  Spot 
1999  147,188  Spot, delivered Feb 2009 
1998  157,332  Spot 
1998  157,411  Spot 
2003  159,999  Spot 
2002  159,998  Spot 
2003  159,999  Spot 
2009  163,000  Expected delivery end of  Dec. 2009 
2010  163,000  Expected delivery end of Apr. 2010 

Isle of Man 
Bahamas 
Bahamas 
Bahamas 
Norway 
Norway 
Norway 
Norway 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 

Vessel 

Yard 

Samsung  
Gulf Scandic 
Samsung  
Nordic Hawk 
Nordic Hunter 
Samsung  
Nordic Freedom   Daewoo  
Dalian New 
Nordic Voyager 
Hyundai  
Nordic Fighter 
Nordic Discovery  Hyundai 
Samsung 
Nordic Sprite 
Daewoo 
Nordic Saturn 
Daewoo 
Nordic Jupiter 
Samsung 
Nordic Apollo 
Samsung 
Nordic Cosmos 
Samsung 
Nordic Moon 
Bohai 
Nordic Galaxy 
Bohai 
Nordic Vega 

(1)  Deadweight tons.  

OUR CHARTERS 

It is our policy to operate our vessels either in the spot market, on time charters or on bareboat charters. Our goal is to 
take  advantage  of  potentially  higher  market  rates  with  spot  market  related  rates  and  voyage  charters.  We  currently 
operate twelve of our thirteen existing vessels in the spot market or on spot market related time charters although we 
may consider charters at fixed rates depending on market conditions. Our thirteenth vessel is on a long term fixed bare 
boat charter. 

Nordic American Tanker Shipping Limited                                    

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Cooperative Arrangements 

We currently operate twelve of our thirteen existing vessels in spot market cooperation with other vessels that are not 
owned by us. These arrangements are managed and operated by the Swedish group Stena Bulk AB and by Frontline 
Chartering Services Inc, both of which are third party administrators. The administrators have the responsibility for the 
commercial  management  of  the  participating  vessels,  including  marketing,  chartering,  operating  and  purchasing 
bunker  (fuel  oil)  for  the  vessels.  The  participants  remain  responsible  for  all  other  costs  including  the  financing, 
insurance, crewing and technical  management of their vessels. The earnings of all of the vessels are aggregated and 
divided according to the relative performance capabilities of each vessel and the actual earning days each vessel was 
available during the period. The vessels are operated in the spot market under our supervision. 

Spot Charters  

During  the  year  ended  December  31,  2008,  we  have  temporarily  operated  several  vessels  (Nordic  Jupiter,  Nordic 
Hawk,  Nordic  Hunter  and  Nordic  Apollo)  in  the  spot  market,  other  than  in  cooperative  arrangements.  Tankers 
operating in the spot market are typically chartered for a single voyage which may last up to several weeks. Tankers 
operating in the spot market may generate increased profit margins during improvements in tanker rates, while tankers 
on fixed-rate time charters generally provide more predictable cash flows.  

Under a typical voyage charter in the spot market, we are paid freight on the basis of moving cargo from a loading 
port  to  a  discharge  port.  We  are  responsible  for  paying  both  operating  costs  and  voyage  costs  and  the  charterer  is 
responsible for any delay at the loading or discharging ports.  

Bareboat Charters  

We have chartered one of our vessels, the Gulf Scandic, under a bareboat charter to Gulf Navigation, for a five- year 
term  terminating  in  the  fourth  quarter  of  2009,  and  subject  to  two  one-year  extensions  at  Gulf  Navigation’s  option. 
Gulf  Navigation  has exercised its  first one-year option and extended  the  charter for one additional year  through the 
fourth quarter of 2010. Under the terms of this bareboat charter, Gulf Navigation is obligated to pay a fixed charterhire 
of  $17,325  per  day  for  the  entire  charter  period.  During  the  charter  period,  Gulf  Navigation  is  responsible  for 
operating and maintaining the vessel and is responsible for covering all operating costs and expenses with respect to 
the vessel.  

THE 2008 TANKER MARKET (Source: R.S. Platou Economic Research a.s.) 

Despite the global economic crisis and a decline in oil consumption, we believe the tanker market experienced its best 
year ever in 2008. 

The oil tanker fleet is generally divided into five major categories of vessels, based on carrying capacity. A tanker’s 
carrying  capacity  is  measured  in  dwt,  which  is  the  amount  of  crude  oil  measured  in  metric  tons  that  the  vessel  is 
capable  of  loading.  In  the  single  voyage  market  the  Very  Large  Crude  Carrier  (“VLCC”),  whose  carrying  capacity 
ranges  from  200,000  dwt  to  320,000  dwt,  reached  an  average  spot  rate  of  $88,000  per  day  for  the  year  ended 
December 31, 2008, a significant increase from $51,000 per day for the year ended December 31, 2007. Suezmaxes, 
whose  carrying  capacity  ranges  from  120,000  dwt  to  200,000  dwt,  achieved  $67,000  per  day  for  the  year  ended 
December  31,  2008,  up  from  $40,000  for  the  year  ended  December  31,  2007.  Corresponding  rates  for  Aframaxes, 
whose carrying capacity ranges from 80,000 dwt to 120,000 dwt, were $50,000 per day for the year ended December 
31, 2008 as compared with $35,000 per day for the year ended December 31, 2007. Our fleet is comprised of Suezmax 
tankers. 

On an annual average basis, the tanker fleet increased by 4.3% from 2007 to 2008. Deliveries of new tankers reached  
approximately  33  million  dwt  for  the  year  ended  December  31,  2008,  up  from  29  million  dwt  for  the  year  ended 
December 31, 2007. Scrapping amounted to approximately 4 million dwt. Five VLCCs were sold for scrapping; one 
Suezmax, nine Aframaxes and 54 smaller tankers were reported as sold for scrapping. The average scrapping age for 
all  tankers  was  24.8  years  for  the  year  ended  December  31,  2008,  compared  with  27.6  years  for  the  year  ended 
December 31, 2007. It has further been reported that 11.4 million dwt or 86 tankers were undergoing conversions to 
other uses, of which 19 were VLCCs and 14 were Suezmaxes.  

Nordic American Tanker Shipping Limited                                    

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Estimates indicate an increase in seaborne oil trade of 1- 2% from 2007 to 2008 and a relatively strong increase in the 
average transport distance, driven by a strong rise in Middle East oil production. Other factors such as more floating 
storage  and  reduced  speed  (due  in  part  to  the  record-high  bunker  prices)  contributed  strongly  to  the  high  growth  in 
demand  for  tonnage.  Charterers’  steadily  reduced  acceptance  of  single-hull  tankers  also  played  a  large  role  in  the 
increase in demand for double-hull tonnage. In 2008, the single-hull vessels represented approximately an average of 
21% of the existing tanker fleet. Tonnage demand growth increased by approximately 7%, resulting in an increase in 
capacity utilization from 88% in 2007 to 90.5% in 2008.  

Extreme volatility and record-high crude prices characterized the oil market in 2008. After OPEC cut output in 2007, 
the year 2008 started with relatively low oil inventories and an oil price of $100 per barrel on a distinct rising trend. 
OPEC then had a strong incentive  to raise its output until the capacity limit  was reached in July, at a price level of 
$147 per barrel. OPEC crude supply increased by 4% to 5% in the first half of the year, with the Middle East supply 
increasing by 6% to 7%. This strong supply growth was the main driver of the strong tanker market in 2008. As the 
global  economy  weakened  sharply  in  the  second  half  of  the  year,  oil  prices  steeply  declined  and  OPEC  cut  output 
targets a number of times but did not prevent prices falling as low as $35 per barrel. For the year ended December 31, 
2008, as a whole, OPEC crude production (including Angola and Ecuador) was up 0.9 million barrels per day (“mbd”) 
or 3%, while OPEC natural gas liquid, or NGL, production increased by 0.2 mbd. World oil consumption contracted 
for the first time since 1983, according to the International Energy Agency, or IEA, by 0.4%. U.S. oil consumption fell 
dramatically by 6%, while China increased its consumption by more than 4%.  

Secondhand tanker sales fell from approximately 400 in the year ended December 31, 2007 to approximately 300 in 
the year ended December 31, 2008. After the collapse of the U.S. and European financial markets, virtually no sales 
have been reported. Values for double-hull vessels had increased some 40% to 50% from the start of the year to the 
peak in July, then fell to values of approximately 30% lower than at the beginning of the year. 

According  to  the  IEA's  World  Energy  Outlook,  published  in  November  2008,  as  much  as  84%  of  the  projected 
increase in world oil supply between 2007 and 2015 will come from OPEC countries. The Middle East will account 
for 69% of this increase in oil production, while two thirds of the projected increase in oil trade will be exported from 
this region. According to BP's Statistical Review of World Energy for 2008, the Middle East had 61% of the world’s 
proven oil reserves, which will continue to drive long and medium haul seaborne transportation. Given the dominance 
of world oil reserves located in this region, this share is expected to grow in coming years as oil fields in other parts of 
the  world  gradually  reach  maturity  and  begin  a  process  of  natural  decline.  The  length  of  transportation  distances 
between the Middle East and consuming areas means that such a trend would boost ton-miles (the product of volumes 
and transport distances) and may increase tanker demand. 

A  significant  and  ongoing  shift  toward  quality  in  vessels  and  operations  has  taken  place  during  the  last  decade  as 
charterers and regulators increasingly focus on safety and protection of the environment. Since 1990, there has been an 
increasing emphasis on environmental protection through legislation and regulations such as the Oil Pollution Act of 
1990,  or  OPA,  International  Maritime  Organization,  or  IMO,  protocols  and  classification  society  procedures.  Such 
regulations  emphasize  higher  quality  tanker  construction,  maintenance,  repair  and  operations.  Operators  that  have 
proven an ability to seamlessly integrate these required safety regulations into their operations are being rewarded. For 
example,  the  emergence  of  vessels  equipped  with  double-hulls  represented  a  differentiation  in  vessel  quality  and 
enabled such vessels to command improved earnings in the spot charter markets. The effect has been a shift in major 
charterers’  preference  towards  greater  use  of  double-hulls  and,  therefore,  more  difficult  trading  conditions  for  older 
single-hull vessels.  

OUR CREDIT FACILITY 

In September 2005, the Company entered into a $300 million revolving credit facility, which is referred to as the 2005 
Credit Facility. The  2005 Credit Facility became effective as of October 2005 and replaced the previous facility from 
October 2004, a portion of which was set to mature in September 2005. 

The  2005  Credit  Facility  provides  funding  for  future  vessel  acquisitions  and  general  corporate  purposes.  The  2005 
Credit Facility cannot be reduced by the lender and there is no repayment obligation of the principal during the five 
year  term.  Amounts  borrowed  under  the  2005  Credit  Facility  bear  interest  at  an  annual  rate  equal  to  LIBOR  plus  a 
margin between 0.7% and 1.2% (depending on the loan to vessel value ratio). The Company pays a commitment fee of 
30% of the applicable margin on any undrawn amounts.  

Nordic American Tanker Shipping Limited                                    

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In September 2006, the Company increased the  2005 Credit Facility to $500 million. The other material terms of the 
2005 Credit Facility were not amended.  

In April 2008, the Company extended the term of the 2005 Credit Facility to 2013. All other terms are unchanged. 

OPERATING AND FINANCIAL REVIEW AND PROSPECTS 

Results of Operations  

Year ended December 31,  

All figures in USD ‘000 

Voyage Revenue 
Voyage Expenses 

Net Voyage Revenues 
Vessel Operating Expense 
General and Administrative 
Expenses 
Depreciation Expense 

Net Operating Income 
Interest Income 
Interest Expense 
Other Financial Income (Expense) 

Net Income  

Revenue days (1) 

2008 

228,000 
(10,051) 

217,950 
(35,593) 
(12,785) 

(48,284) 

121,288 
931 
(3,392) 
17 

118,844 

4,224 

2007 

Variance 

186,986 
(47,122) 

139,864 
(32,124) 
(12,132) 

(42,363) 

53,245 
904 
(9,683) 
(260) 

44,206 

55.8% 
10.8% 
5.4% 

14.0% 

127.8% 
3.0% 
(65.0%) 
106.5% 

168.8% 

4,117 

2.6% 

(1) Revenue days consist of 366 days related to the one vessel employed on  bareboat charter and 3,858 days related to 
vessels employed in the spot market. 

Our net voyage revenues increased from $139.9 million for year ended December 31, 2007 to $217.9 million for the 
year ended December 31, 2008, an increase of 55.8%. The increase in net voyage revenues was primarily the result of 
an increase in the spot market rates for the period. The average spot market rate for our fleet during 2008 was $54,900 
per day compared to $35,600 during 2007, a 54.2% increase.  

Vessel operating expenses were $35.6 million for the year ended December 31, 2008 compared to $32.1 million for 
the  year  ended  December  31,  2007.  The  average  operating  expenses  for  the  vessels  increased  from  approximately 
$8,000 per day per vessel for the fiscal year 2007 to approximately $8,800 per day per vessel during the fiscal year 
2008. The increase in vessel operating expenses was primarily a result of increased repair and maintenance activity in 
2008.  In  addition,  we  experienced  an  industry  wide  price  increase  in  vessel  operating  costs,  in  particular  crewing 
costs, lubricating oil costs and repair and maintenance costs. 

General  and  administrative  expenses  were  $12.8  million  for  the  year  ended  December  31,  2008  compared  to 
$12.1 million for the year ended December 31, 2007. The general and administrative expenses in 2008 include a non-
cash charge related to stock-based compensation to our manager, Scandic American Shipping Ltd., or the Manager, of 
$3.6 million related to one follow-on offering in 2008 and costs of $1.4 million related to the deferred compensation 
plan for the Company’s Chief Executive Officer.  For further details of the management agreement and administrative 
expenses we refer you  to  the section  “The  Management  Agreement”  on page 7 and  Note  5  of  our  audited  financial 
statements  included  herein.  The  general  and  administrative  expenses  in  2007  included  a  non-cash  charge  of  $2.2 
million  of  stock-based  compensation  to  our  Manager,  related  to  one  follow-on  offerings  concluded  in  that  year  and 
costs of $2.7 million related to the deferred compensation plan for the Company’s CEO.  

Nordic American Tanker Shipping Limited                                    

Page 5 of 28 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Depreciation expense was $48.3 million for the year ended December 31, 2008 compared to $42.4 million for the year 
ended  December  31,  2007.  The  increase  is  primarily  the  result  of  the  depreciation  of  the  cost  deferred  for  the 
drydocking of vessels during 2008. 

Net operating income was $121.3  million  for the year ended December 31, 2008 compared to $53.2  million  for the 
year ended December 31, 2007, an increase of approximately 127.8%. This increase is primarily due to significantly 
higher spot market rates during 2008 compared to 2007. 

Interest income was $0.9 million for both the year ended December 31, 2008 and the year ended December 31, 2007. 
Interest income was derived from  the excess  cash in interim  periods  from  the proceeds of the  follow-on offering in 
May 2008 and the timing of subsequent repayment of debt during the year. 

Interest expense was $3.4 million for the year ended December 31, 2008 compared to $9.7 million for the year ended 
December 31, 2007. The decrease is primarily due to the repayment of debt during 2008 with the proceeds from the 
follow-on offering concluded in May 2008. 

Liquidity and Capital Resources 

Cash  flows provided by operating activities increased by 53.0% to $127.9  million  for the year ended December 31, 
2008 from $83.6 million for the year ended December 31, 2007 primarily due to significantly higher spot market rates 
during 2008, as described above. 

Cash  flows used in investing activities decreased by 62.0% to $10.1  million for the year ended December 31,  2008 
compared  to  $26.4  million  for  the  year  ended  December  31,  2007.  The  investing  activities  during  2008  represent 
vessel  improvements.  The  investing  activities  during  2007  represent  deposits  for  new  acquisitions  and  vessel 
improvements. 

Cash  flows used in  financing activities  increased by  79.5% to $99.8  million  for  the year  ended December  31,  2008 
compared  to  $55.6  million  for  the  year  ended  December  31,  2007.  The  financing  activities  for  the  year  ended 
December 31, 2008 represent (i) net repayment of debt under the 2005 Credit Facility of $90.5 million, (ii) payment of 
$2.3 million in fees related to the extension of the 2005 Credit Facility, and (iii) dividends paid of $165.9 million, all 
of which were offset by proceeds from a follow-on offering of $158.9 million.  

Management believes that the Company’s working capital is sufficient for its present requirements. 

Dividend payment 

Total dividends paid in 2008 were $165.9 million or $4.89 per share.  The quarterly dividend payments per share in 
2008, 2007 and 2006 were as follows: 

Period 
1st Quarter 
2nd Quarter 
3rd Quarter 
4th Quarter 

Total USD 

2008

$0.50
1.18
1.60
1.61

$4.89

2007

$1.00
1.24
1.17
0.40

$3.81

2006

$1.88
1.58
1.07
1.32

$5.85

The dividend paid out each quarter is based on the results of the previous quarter. 

The  Company  declared  a  dividend  of  $0.87  per  share  in  respect  of  the  fourth  quarter  of  2008  which  was  paid  to 
shareholders in March 2009. 

Nordic American Tanker Shipping Limited                                    

Page 6 of 28 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
THE MANAGEMENT AGREEMENT 

Scandic American Shipping Ltd is the Manager of the Company. Under the Management Agreement the Manager has 
the daily commercial and operational responsibility for our vessels and is generally required to manage our day-to-day 
business subject to our objectives and policies as established and directed by the Board of Directors. All decisions of a 
material  nature  concerning  our  business  are  reserved  to  the  Board  of  Directors.  The  Management  Agreement  will 
terminate  on  June  30,  2019,  unless  terminated  earlier  pursuant  to  its  terms  or  extended  by  the  parties  by  mutual 
agreement.  

For  its  services  under  the  Management  Agreement,  the  Manager  is  reimbursed  for  all  of  its  costs  incurred  plus  a 
management  fee  equal  to  $225,000  per  annum.  The  Management  Agreement  formerly  provided  that  the  Manager 
would receive 1.25% of any gross charterhire paid to us. In order to further align the Manager’s interests with those of 
the Company, in 2004, the Manager agreed with us to amend the Management Agreement to eliminate this payment, 
and instead the Company issued to the  Manager restricted common shares equal to 2% of our outstanding common 
shares. Any time additional common shares are issued, the Manager will receive additional restricted common shares 
to maintain the number of common shares issued to the Manager at 2% of our total outstanding common shares. In 
connection  with  seven  follow-on  offerings,  we  have  issued  a  total  of  757,874  restricted  shares  to  our  Manager 
pursuant to the Management Agreement. These restricted shares are non-transferable for three years from the date of 
issuance.  

COMMERCIAL AND TECHNICAL MANAGEMENT AGREEMENTS 

The Company has outsourced its commercial and technical management of its vessels to third party operators. Under 
the supervision of the Manager, the ship management firm of V.Ships Norway AS or V.Ships, provides the technical 
management for 12 of the Company’s 13 vessels.  

The  Company  also  works  together  with  Frontline  Ltd.  (NYSE:FRO)  and  the  private  Stena  group  of  Sweden  -  both 
world names in the tanker industry - to provide commercial management services. These arrangements are expected to 
create  synergies  through  economies  of  scale,  resulting  in  a  positive  impact  on  the  overall  results.  Under  the 
supervision of the Manager, Frontline and Stena’s duties include seeking and negotiating charters for these vessels.  

We  believe  that  compensation  under  the  commercial  and  technical  management  agreements  is  in  accordance  with 
industry standards. 

SHAREHOLDERS’ RIGHTS PLAN 

The  Board  of  Directors  adopted  a  shareholder  rights  plan  in  2007  designed  to  enable  the  Company  to  protect 
shareholder interests in the event that an unsolicited attempt is made for a business combination with or takeover of 
the Company.  The Company believes that the shareholder rights plan will enhance the Board’s negotiating power on 
behalf of shareholders in the event of a coercive offer or proposal.  The Company is not currently aware of any such 
offers or proposals, and adopted the plan as a matter of prudent corporate governance. 

The  terms  of  the  shareholder  rights  plan  are  set  forth  in  the  Company’s  Form  8-A  filed  with  the  Securities  and 
Exchange Commission on February 14, 2007.  Rights under the plan were issued to shareholders of record as of the 
close of business on February 27, 2007. 

COMPENSATION OF DIRECTORS AND OFFICERS 

The six non-employee directors received, in the aggregate, approximately $390,000 in cash fees for their services as 
directors for the year ended December 31, 2008. The Vice Chairman of the Board of Directors receives an additional 
annual  cash  retainer  of  $5,000  per  year.  The  members  of  the  Audit  Committee  receive  an  additional  annual  cash 
retainer of $10,000 each per year.  The Chairman of the Audit Committee receives an additional annual cash retainer 
of $5,000 per year. We do not pay director fees to employee directors. We do, however, reimburse all of our directors 
for  all  reasonable  expenses  incurred  by  them  in  connection  with  serving  on  our  Board  of  Directors.  Directors  may 
receive restricted shares or other grants under our 2004 Stock Incentive Plan described below. 

Nordic American Tanker Shipping Limited                                    

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EMPLOYMENT AGREEMENTS 

We  have  an  employment  agreement  with  Herbjørn  Hansson,  our  Chairman,  President  and  Chief  Executive  Officer, 
Turid  M.  Sørensen,  our  Chief  Financial  Officer,  and  Rolf  I.  Amundsen,  our  Chief  Investor  Relations  Officer  and 
Advisor to the Chairman. Mr. Hansson does not receive any additional compensation for serving as a director or the 
Chairman of the Board. The aggregate compensation of  our executive officers during 2008 was approximately $1.3 
million.  The  aggregate  compensation  of  our  executive  officers  is  expected  to  be  approximately  $1.5  million  during 
2009.  Under  certain  circumstances,  the  employment  agreement  may  be  terminated  by  us  or  Mr.  Hansson  upon  six 
months’ written notice to the other party. The employment agreement with Ms. Sørensen may be terminated by us or 
by Ms. Sørensen upon six months’ written notice to the other party. The employment agreement with Mr. Amundsen 
may be terminated by us or Mr. Amundsen upon three months’ written notice to the other party. 

In May 2007, the Board of Directors approved the implementation of a deferred compensation plan for the President 
and CEO. The CEO has served in his present position since the inception of the Company in 1995. Please see Note 6 
to the audited financial statements included herein for further information about the Plan. 

2004 STOCK INCENTIVE PLAN 

Under  the  terms  of  the  Company’s  2004  Stock  Incentive  Plan  (the  “Plan”),  the  directors,  officers  and  certain  key 
employees of the Company and the Manager are eligible to receive awards which include incentive stock options, non-
qualified  stock  options,  stock  appreciation  rights,  dividend  equivalent  rights,  restricted  stock,  restricted  stock  units, 
performance  shares  and  phantom  stock  units.  A  total  of  400,000  common  shares  are  reserved  for  issuance  upon 
exercise of  options, as  restricted share grants or  otherwise under the Plan. Included  under the 2004  Stock  Incentive 
Plan  are  options  to  purchase  common  shares  at  an  exercise  price  equal  to  $38.75,  subject  to  annual  downward 
adjustment  if  the  payment  of  dividends  in  the  related  fiscal  year  exceeds  a  3%  yield  calculated  based  on  the  initial 
strike price.  During 2005, the Company granted an aggregate of 320,000 stock options under the terms of the Plan. 
These  options  vest  in  equal  installments  on  each  of  the  first  four  anniversaries  of  the  grant  dates.  During  2006,  the 
Company granted an aggregate of 16,700 restricted shares. No stock options were granted in 2006. During 2007, the 
Company  granted  10,000  stock  options  to  a  newly  elected  Board  member  with  an  exercise  price  equal  to  $35.17, 
subject  to  annual  downward  adjustment  if  the  payment  of  dividends  in  the  related  fiscal  year  exceeds  a  3%  yield 
calculated based on the initial strike price. During 2008, a former Board member cancelled his stock incentive award 
in agreement  with the Company and received compensation of $100,000. Please see Note  9 to the audited financial 
statements included herein for further information about the Plan. 

May 8, 2009 

NORDIC AMERICAN TANKER  
SHIPPING LIMITED 

Nordic American Tanker Shipping Limited                                    

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 NORDIC AMERICAN TANKER SHIPPING LIMITED 

TABLE OF CONTENTS  
_________________________________________________________________________________ 

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

FINANCIAL STATEMENTS: 

Statements of Operations for the years ended December 31, 2008, 2007 and 2006 

Balance Sheets as of December 31, 2008 and 2007 

Page 

10 

11 

12 

Statements of Shareholders’ Equity for the years ended December 31, 2008, 2007 and 2006 

13 

Statements of Cash Flows for the years ended December 31, 2008, 2007 and 2006 

14 

Notes to Financial Statements 

15-28 

Nordic American Tanker Shipping Limited                                    

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Nordic American Tanker Shipping Limited                                    

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STATEMENTS OF OPERATIONS FOR THE YEARS ENDED DECEMBER 31, 2008, 2007 AND 2006 

All figures in USD ‘000, except share and per share amount 

Year Ended December 31, 

Notes 

2008 

2007 

2006 

Voyage Revenues 
Voyage Expenses 
Vessel Operating Expenses - excluding 
depreciation expense presented below 

3 

General and Administrative Expenses 
Depreciation Expense 

2,5,6,9 
7 

Net Operating Income 

Interest Income 
Interest Expense 
Other Financial Income (Expense)  

11 

Total Other Expense 

Net Income  

Basic Earnings per Share                                      14 

Diluted Earnings per Share                                   14 

Basic Weighted Average Number of Common 
Shares Outstanding 
Diluted Weighted Average Number of Common 
Shares Outstanding  

228,000 
(10,051) 

(35,593) 
(12,785) 
(48,284) 

121,288 

931 
(3,392) 
17 

(2,443) 

118,844 

3.63 

3.62 

186,986
(47,122)

(32,124)
(12,132)
(42,363)

53,245

904
(9,683)
(260)

(9,039)

44,206

1.56

1.56

175,520 
(40,172) 

(21,102) 
(12,750) 
(29,254) 

72,242 

1,602 
(6,339) 
(112) 

(4,849) 

67,393 

3.14 

3.14 

32,739,057 

28,252,472  

21,476,196 

32,832,854 

28,294,997

21,476,196 

The footnotes are an integral part of these financial statements. 

Nordic American Tanker Shipping Limited                                    

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BALANCE SHEETS AS OF DECEMBER 31, 2008 AND 2007 
All figures in USD ‘000, except share and per share amount

  December 31, 

  December 31, 

Notes 

2008 

2007 

ASSETS 
Current Assets 
Cash and Cash Equivalents 
Accounts Receivable, net $0 allowance at 
December 31, 2008 and 2007 
Voyages in Progress 
Prepaid Expenses and Other Assets 

Total Current Assets 

Non-current Assets 
Vessels, Net 
Deposit on Contract  
Other Non-current Assets 

Total Non-current Assets 

Total Assets 

LIABILITIES AND SHAREHOLDERS’ EQUITY 
Current Liabilities 
Accounts Payable 
Deferred Revenue 
Accrued Liabilities 

Total Current Liabilities 

Long-term Debt 
Deferred Compensation Liability 

Total Liabilities 

Commitments and Contingencies 

SHAREHOLDERS’ EQUITY 
Common Stock, par value $0.01 per Share; 
51,200,000 shares authorized, 34,373,271 
shares issued and outstanding and 29,975,312 
shares issued and outstanding at December 31, 
2008 and December 31, 2007, respectively 
Additional Paid-in Capital 
Retained Earnings 

Total Shareholders’ Equity 

Total Liabilities and Shareholders’ Equity 

3 

4 

7 
8 

2 
12 
13 

10 
6 

16 

15 

31,378 

40,335 
- 
22,406 

94,119 

707,853 
9,000 
2,906 

719,759 

813,878 

1,947 
449 
3,817 

6,214 

15,000 
4,078 

25,292 

13,342 

14,489 
7,753 
9,219 

44,803 

740,631 
18,305 
889 

759,825 

804,628 

7,290 
537 
16,531 

24,358 

105,500 
2,665 

132,523 

344 

300 

905,262
(117,020) 

         852,121 
(180,316) 

788,586 

813,878 

672,105 

804,628 

The footnotes are an integral part of these financial statements. 

Nordic American Tanker Shipping Limited                                    

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STATEMENTS OF SHAREHOLDERS’ EQUITY FOR THE YEARS ENDED DECEMBER 31, 2008, 2007 AND 2006 
All figures in USD ‘000, except number of shares 

Number of 
Shares 

Common 
Stock 

Additional 
Paid-in Capital 

Retained 
Earnings 

Total 
Shareholders’ 
Equity 

Balance at December 31, 2005 

16,644,496 

166 

432,682 

Net Income 

Common Shares Issued, net of 
$16.5 million issuance costs 

10,047,500 

103 

288,254 

Issuance of Restricted Shares 

222,092 

Share-based Compensation  

Dividend Paid, $5.85 per share 

6,369 

1,545 

Balance at December 31, 2006 

26,914,088 

269 

728,851 

Net Income 

Common Shares Issued, net of $4.5 
million issuance costs 

Issuance of  Restricted Shares 

Share-based Compensation 

Dividend Paid, $3.81 per share 

3,000,000 

61,224 

31 

119,720 

2,289 

1,261 

Balance at December 31, 2007 

29,975,312 

300 

852,121 

Net Income 

Common Shares Issued, net of $6.5 
million issuance costs  

Issuance of  Restricted Shares 

Share-based Compensation  

Dividend Paid, $4.89 per share 

4,310,000 

87,959 

43 

1 

Balance at December 31, 2008 

34,373,271 

344 

158,847 

3,617 

1,015 

(110,338) 

905,262 

(61,977) 

67,393 

(122,590) 

(117,174) 

44,206 

(107,349) 

(180,316) 

118,844 

(55,548) 

(117,020) 

370,872 

67,393 

288,357 

6,369 

1,545 

(122,590) 

611,946 

44,206 

119,751 

2,289 

1,261 

(107,349) 

672,105 

118,844 

158,890 

3,618 

1,015 

(165,886) 

788,586 

The footnotes are an integral part of these financial statements. 

Nordic American Tanker Shipping Limited                                    

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STATEMENTS OF CASH FLOWS FOR THE YEARS ENDED DECEMBER 31, 2008, 2007 AND 2006 

All figures in USD ‘000 

Year Ended December 31, 

2008 

2007 

2006 

Cash Flows from Operating Activities 

Net Income 

118,844 

44,206 

67,393 

Reconciliation of Net Income to Net Cash  
Provided by Operating Activities 
Depreciation Expense 
Amortization of Deferred Finance Costs 
Deferred Compensation Liability 
Compensation - Restricted Shares 
Share-based Compensation 
Capitalized Interest 

Changes in Operating Assets and Liabilities: 
Accounts Receivables 
Accounts Payable and Accrued Liabilities 
Dry-dock Expenditures 
Prepaid and Other Assets 
Deferred Revenue 
Voyages in Progress 
Other Non-current Assets 

Net Cash Provided by Operating Activities 

Cash Flows from Investing Activities 
Deposit on Contract 
Investment in Vessels 

Net Cash (Used in) Investing Activities 

Cash Flows from Financing Activities 
Proceeds from Issuance of Common Stock 
Proceeds from Use of Credit Facility 
Repayments on Credit Facility 
Credit Facility Costs 
Dividends Paid 

48,284 
618 
1,413 
1,015 
3,618 
(607) 

(25,846) 
(5,461) 
(18,049) 
(3,585) 
(88) 
7,753 
(9) 

127,900 

- 
(10,053) 

(10,053) 

158,890 
25,000 
(115,500) 
(2,316) 
(165,886) 

42,363 
514 
2,665 
2,289 
1,261 
(305) 

(1,072) 
(2,971) 
(9,496) 
2,260 
- 
100 
1,835 

83,649 

(18,000) 
(8,424) 

(26,424) 

119,751 
55,000 
(123,000) 
(14) 
(107,349) 

29,254 
402 
- 
6,369 
1,545 
- 

6,140 
9,763 
- 
(8,332) 
- 
(5,407) 
(514) 

106,613 

- 
(317,800) 

(317,800) 

288,357 
274,500 
(231,000) 
(591) 
(122,590) 

Net Cash (Used in) Provided by Financing Activities 

(99,812) 

(55,612) 

208,676 

Net Increase (Decrease)  in Cash and Cash Equivalents 

Cash and Cash Equivalents at the Beginning of Year 

Cash and Cash Equivalents at the End of Year 

Cash Paid for Interest 
Cash Paid for Taxes 

18,036 

13,342 

31,378 

3,441 
- 

1,613 

11,729 

13,342 

9,690 
- 

(2, 511) 

14,240 

11,729 

5,499 
- 

The footnotes are an integral part of these financial statements. 

Nordic American Tanker Shipping Limited                                    

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NORDIC AMERICAN TANKER SHIPPING LIMITED 

NOTES TO FINANCIAL STATEMENTS 

(All amounts in USD ‘000 except where noted) 

1. 

BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

Nature  of  Business:  Nordic  American  Tanker  Shipping  Limited  (the  “Company”)  was  formed  on  June  12,  1995 
under the laws of the Islands of Bermuda. The Company owns and operates crude oil tankers.  The Company trades 
under the symbol “NAT” on the New York Stock Exchange. 

As  of  December  31,  2008  the  Company  owns  15  double  hull  Suezmax  tankers  including  one  vessel  delivered  in 
February 2009 and two newbuildings. The following chart provides information regarding each vessel. 

Vessel 

Gulf Scandic 
Nordic Hawk 
Nordic Hunter 
Nordic Freedom  
Nordic Voyager 
Nordic Fighter 
Nordic Discovery 
Nordic Sprite 
Nordic Saturn 
Nordic Jupiter 
Nordic Apollo 
Nordic Cosmos 
Nordic Moon 
Nordic Galaxy 
Nordic Vega 

(1)  Deadweight tons.  

Yard 

Samsung  
Samsung  
Samsung  
Daewoo  
Dalian New 
Hyundai  
Hyundai 
Samsung 
Daewoo 
Daewoo 
Samsung 
Samsung 
Samsung 
Bohai 
Bohai 

Year 
Built  Dwt(1) 

  Employment Status 

Flag 

1997  
1997  
1997  
2005  
1997 
1998  
1998 
1999 
1998 
1998 
2003 
2002 
2003 
2009 
2010 

Isle of Man 
151,475   Bareboat 
Bahamas 
151,475   Spot 
Bahamas 
151,400  Spot  
Bahamas 
163,455  Spot          
Norway 
149,591  Spot 
Norway 
153,328   Spot 
153,328  Spot 
Norway 
147,188  Spot, delivered Feb 2009  Norway 
157,332  Spot 
157,411  Spot 
159,999  Spot 
159,998  Spot 
159,999  Spot 
163,000  Expected delivery end of Dec 2009 
163,000  Expected delivery end of Apr. 2010 

Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 
Marshall Islands 

Basis  of  Accounting:  These  financial  statements  have  been  prepared  in  accordance  with  accounting  principles 
generally accepted in the United States of America (“US GAAP”). 

Use  of Estimates: Preparation of  financial  statements in accordance with US GAAP  requires  management  to  make 
estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets 
and  liabilities  at  the  date  of  the  financial  statements  and  the  reported  amounts  of  revenue  and  expenses  during  the 
reporting period. Actual results could differ from those amounts. The affects of changes in accounting estimates are 
accounted for in the same period in which the estimates are changed. 

Foreign Currency Translation:   The functional currency of the Company is the United States (“U.S.”) dollar as all 
revenues are received in U.S. dollars and the majority of the Company’s expenditures are incurred and paid in U.S. 
dollars.  The Company’s reporting currency is also the U.S. dollar. Transactions in foreign currencies during the year 
are translated into U.S dollars at the rates of exchange in effect at the date of the transaction.  

Cash and Cash Equivalents: Cash and cash equivalents consist of deposits with original maturities of three months 
or less.  

Inventories:  Inventories,  which  are  comprised  of  bunker  fuel  and  lubrication  oil,  are  stated  at  cost  which  is 
determined  on  a  first-in,  first-out  (FIFO)  basis.    Inventory  is  reported  within  "Prepaid  Expenses  and  Other  Current 
Assets" within the balance sheet.  

Nordic American Tanker Shipping Limited                                    

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Vessels, net: Vessels are stated at their historical cost, which consists of the contracted purchase price and any direct 
material  expenses  incurred  upon  acquisition  (including  improvements,  on  site  supervision  expenses  incurred  during 
the  construction  period,  commissions  paid,  delivery  expenses  and  other  expenditures  to  prepare  the  vessel  for  her 
initial voyage) less accumulated depreciation. Financing costs incurred during the construction period  of the vessels 
are  also  capitalized  and  included  in  vessels’  cost  based  on  the  weighted  average  method.  Certain  subsequent 
expenditures  for  conversions  and  major  improvements  are  also  capitalized  if  it  is  determined  that  they  appreciably 
extend  the  life,  increase  the  earning  capacity  or  improve  the  efficiency  or  safety  of  the  vessel.  Depreciation  is 
calculated  based  on  cost  less  estimated  residual  value  and  is  provided  over  the  estimated  useful  life  of  the  related 
assets  using  the  straight-line  method.  The  estimated  useful  life  of  a  vessel  is  25  years  from  the  date  the  vessel  is 
delivered from the shipyard. Repairs and maintenance are expensed as incurred. 

Impairment of Long-Lived Assets: Long-lived assets are required to be reviewed for impairment whenever events or 
changes  in  circumstances  indicate  that  the  carrying  amount  of  an  asset  may  not  be  recoverable.  If  the  estimated 
undiscounted future cash flows expected to result from the use of the asset and its eventual disposition is less than the 
carrying  amount  of  the  asset,  the  asset  is  deemed  impaired.  The  amount  of  the  impairment  is  measured  as  the 
difference between the carrying value and the fair value of the asset. There have been no impairments recorded for the 
years ended December 31, 2008, 2007 or 2006. 

Drydocking: The Company's vessels are required to be drydocked approximately every 30 to 60 months for overhaul 
repairs  and  maintenance  that  cannot  be  performed  while  the  vessels  are  in  operation.  The  Company  follows  the 
deferral method of accounting for drydocking costs whereby actual costs incurred are deferred and are amortized on a 
straight-line  basis  through  the  expected  date  of  the  next  drydocking.  Ballast  tank  improvements  are  capitalized  and 
amortized on a straight-line basis over a period of eight years. Major steel improvements are capitalized and amortized 
on a straight-line basis over the remaining useful life of the vessel.  Unamortized drydocking costs of vessels that are 
sold are written off to income in the year of the vessel's sale. The capitalized and unamortized drydocking costs are 
included in the book value of the vessels. Amortization expense of  the drydocking costs is included in depreciation 
expense.  

Segment  Information:  The  Company  has  identified  only  one  operating  segment  under  Statement  of  Financial 
Accounting  Standards  (“SFAS”)  No.  131  “Segments  of  an  Enterprise  and  Related  Information.”  The  Company  has 
only one type of vessel – Suezmax crude oil tankers – operating on time charter contracts at market related rates, in the 
spot market and on long-term bareboat contract. 

Geographical Segment:  The Company currently operates 12 of its 13 vessels in spot market cooperations with other 
vessels that are not owned by the Company. The cooperations are managed by third party commercial managers. The 
earnings  of  all  of  the  vessels  are  aggregated  and  divided  according  to  the  relative  performance  capabilities  of  the 
vessel  and  the actual  earning days each vessel  is available.  The vessels in the cooperations are  operated in  the spot 
market by the commercial managers. As a significant portion of the Company’s vessels are operated in cooperations, it 
is not practical to allocate geographical data to each vessel nor would it give meaningful information to the reader. 

Fair  Value  of  Financial  Instruments:  The  fair  values  of  cash  and  cash  equivalents,  accounts  receivable,  accounts 
payable and accrued liabilities approximate carrying value because of the short-term nature of these instruments.  

Deferred  Financing  Costs:    Finance  costs,  including  fees,  commissions  and  legal  expenses,  which  are  recorded  as 
“Other assets” on the balance sheet are deferred and amortized on a straight-line basis over the term of the relevant 
debt borrowings.  Amortization of finance costs is included in “Interest Expense” in the statement of operations. 

Revenue  and  Expense  Recognition:   Revenue  and  expense  recognition  policies  for  voyage  and  time  charter 
agreements are as follows: 

Nordic American Tanker Shipping Limited                                    

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Cooperative  agreements:  Revenues  and  voyage  expenses  of  the  vessels  operating  in  cooperative  agreements  are 
combined and the resulting net revenues, calculated on a time charter equivalent basis, are allocated to the participants 
according  to  an  agreed  formula.  Formulas  used  to  allocate  net  revenues  vary  among  different  cooperative 
arrangements, but generally, revenues are allocated to participants on the basis of the number of days a vessel operates 
with  weighting  adjustments  made  to  reflect  each  vessels’  differing  capacities  and  performance  capabilities.  The 
administrators  of  the  cooperations  are  responsible  for  collecting  voyage  revenue,  paying  voyage  expenses  and 
distributing net pool revenues to the participants.  

Based  on  the  guidance  from  Emerging  Issuance  Task  Force  (“EITF”)  No.  99-19,  “Reporting  Revenue  Gross  as  a 
Principal  versus  Net  as  an  Agent”  (“EITF  99-19”),  earnings  generated  from  cooperative  agreements  in  which  the 
Company  is  the  principal  of  its  vessels’  activities  are  recorded  based  on  gross  method.  Earnings  generated  from 
cooperative agreements in which the Company is not regarded as the principal of its vessels’ activities are recorded 
based on the net method.  

The  Company accounts  for  the  net revenues  allocated  by these cooperative agreements  as “Voyage  Revenue”  in  its 
statements of operations.  See Note 3 for further information 

Spot charters:  Voyage revenues are recognized on a pro rata basis based on the relative transit time in each period. A 
voyage is deemed to commence upon the completion of discharge of the vessel’s previous cargo and is deemed to end 
upon  the  completion  of  discharge  of  the  current  cargo.  Voyage  expenses  are  recognized  as  incurred  and  primarily 
include only those specific costs which are borne by the Company in connection with voyage charters which would 
otherwise have been borne by the charterer under time charter agreements. These expenses principally consist of fuel, 
canal and port charges. Demurrage income represents payments by the charterer to the vessel owner when loading and 
discharging time exceed the stipulated time in the voyage charter. Demurrage income is measured in accordance with 
the provisions of the respective charter agreements and the circumstances under which demurrage claims arise and is 
recognized  on  a pro rata  basis over the length of  the voyage  to  which  it  pertains. Demurrage  income is included in 
“Voyage Revenues” in the Statement of Operations. At December 31, 2008 and 2007, the Company had no reserves 
associated with demurrage revenues. 

Bareboat:    Revenues  from  bareboat  charters  are  recorded  at  a  fixed  charterhire  rate  per  day  over  the  term  of  the 
charter.  The  charterhire  is  payable  monthly  in  advance.  During  the  charter  period  the  charterer  is  responsible  for 
operating  and  maintaining  the  vessel  and  bears  all  costs  and  expenses  with  respect  to  the  vessel.  The  expected 
minimum payments to be received under the bareboat charter to Gulf Navigation amount to $6.3 million annually. The 
contract  was  scheduled  to  terminate  in  the  fourth  quarter  of  2009,  and  subject  to  two  one-year  extensions.  Gulf 
Navigation has exercised its first one-year option and extended the charter for one additional year. 

Vessel Operating Expenses: Vessel operating expenses include crewing, repair and  maintenance, insurance, stores, 
lubricants, communication expenses and tonnage tax. These expenses are recognized when incurred. 

Derivative Instruments: The Company did not hold any derivative instruments at December 31, 2008 or 2007. 

Share-Based Compensation: Effective December 31, 2005, the Company adopted Statement of Financial Accounting 
Standards  (“SFAS”)  No.  123(R)  “Share-Based  Payment”  (“SFAS  123R”),  using  the  modified  prospective  application 
transition method which requires measurement of compensation cost for all stock based awards at fair value and recognition 
of compensation over the requisite service period for awards expected to vest. See Note 9 for additional information.  

Restricted Shares to Manager: Restricted shares issued to the Manager are accounted for in accordance with EITF 
Issue  No.  00-18,  "Accounting  for  Certain  Transactions  Involving  Equity  Instruments  Granted  to  Other  Than 
Employees",  which  states  that  the  measurement  date  for  an  award  that  is  nonforfeitable  and  that  vests  immediately 
should  be  the  date  the  award  is  issued,  even  though  services  have  not  yet  been  performed.  Accordingly  the 
compensation  expense  for  each  of  the  respective  issuances  was  measured  at  fair  value  on  the  date  the  award  was 
issued, or the grant date, and expensed immediately as performance was deemed to be complete. The fair value was 
determined using the stated par value, the number of shares issued, and the Company's stock price on the date of grant. 

Income Taxes:     The Company is incorporated in Bermuda. Under current Bermuda law, the Company is not subject 
to corporate income taxes. 

Nordic American Tanker Shipping Limited                                    

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Other  Comprehensive  Income  (Loss):      The  Company  follows  the  provisions  of  SFAS  No.  130  "Statement  of 
Comprehensive Income” (“SFAS 130”) which requires separate presentation of certain transactions that are recorded 
directly  as  components  of  stockholders'  equity.  The  Company  has  no  other  comprehensive  income  /  (loss)  and 
accordingly comprehensive income / (loss) is equal to net income for the periods presented. 

Concentrations:   
Fair value:  The Company operates in the shipping industry which historically has been cyclical with corresponding 
volatility  in  profitability  and  vessel  values.  Vessel  values  are  strongly  influenced  by  charter  rates  which  in  turn  are 
influenced by the level and pattern of global economic growth and the world-wide supply and demand for vessels. The 
spot market for tankers is highly competitive and charter rates are subject to significant fluctuations. Dependence on 
the  spot  market  may  result  in  lower  utilization.  Each  of  the  aforementioned  factors  are  important  considerations 
associated with the Company’s assessment of whether the carrying amount of its own vessels are recoverable. 

Credit  risk:  Financial  instruments  that  potentially  subject  the  Company  to  concentrations  of  credit  risk  consist 
principally  of  cash  and  cash  equivalents  and  accounts  receivable.  The  fair  value  of  the  financial  instrument 
approximates the net book value. The Company maintains its cash with financial institutions it believes are reputable. 
The terms of these deposits are on demand to minimize risk. The Company has not experienced any losses related to 
these cash deposits and believes it is not exposed to any significant credit risk.  However, due to the current financial 
crisis  the  maximum  credit  risk  the  Company  would  be  exposed  to  is  a  total  loss  of  outstanding  cash  and  cash 
equivalents and accounts receivable. See Note 3 for further information.  

Accounts receivable consist of uncollateralized receivables from international customers engaged in the international 
shipping  industry.  The  Company  routinely  assesses  the  financial  strength  of  its  customers.  Accounts  receivable  are 
presented net of allowances for doubtful accounts. If amounts become uncollectible, they will be charged to operations 
when that determination is made.  For the years ended December 31, 2008 and 2007, the Company did not record an 
allowance for doubtful accounts.   

Interest risk:  The Company is exposed to interest rate risk for its debt borrowed under the  2005 Credit Facility. In certain 
situations, the Company may enter into financial instruments to reduce the risk associated with fluctuations in interest rates. 
The  Company  has  no  outstanding  derivatives  at  December  31,  2008  and  2007,  and  has  not  entered  into  any  such 
arrangements during 2008. 

Recent Accounting Pronouncements:  In February 2008, the FASB issued FASB Staff Position (“FSP”) No. 157-2 
(“FSP 157-2”), which delays the effective date of SFAS No. 157, “Fair Value Measurement,” (“SFAS 157”) to fiscal 
years beginning after November 15, 2008 and interim periods with those fiscal years for all nonfinancial assets and 
liabilities, except those that are recognized or disclosed at fair value in the financial statements on a recurring basis (at 
least  annually)  until  January  1,  2009  for  calendar  year  end  entities.  The  Company  adopted  SFAS  157,  except  as  it 
applies  to  nonfinancial  assets  and  liabilities  as  noted  in  FSP  157-2,  beginning  from  January  1,  2008.  The  partial 
adoption of SFAS 157 did not have any effect on the Company’s financial position or results of operations and cash 
flows.  The  Company  is  currently  evaluating  the  effect  that  the  adoption  of  SFAS  157,  as  it  relates  to  nonfinancial 
assets and liabilities, will have on its financial position, results of operations or cash flows 

In December 2007, the FASB issued SFAS No. 141(R) “Business Combinations” (“SFAS 141(R)”), which replaces SFAS 
No. 141, “Business Combinations”. This statement establishes principles and requirements for how an acquirer recognizes 
and measures in its financial statements the identifiable assets acquired, the liabilities assumed, any noncontrolling interest in 
the acquiree and the goodwill acquired. SFAS 141(R) also establishes disclosure requirements to enable the evaluation of the 
nature and financial effects of the business combination. SFAS 141(R) applies prospectively to business combinations for 
which the acquisition date is on or after the beginning of the first annual reporting period beginning on or after December 15, 
2008.  An entity may not apply it before that date.  The Company must adopt this standard as of January 1, 2009.  As the 
provisions of SFAS No. 141 (R) are applied prospectively, the impact to the Company cannot be determined until any such 
transaction occurs. 

In  December  2007,  the  FASB  issued  SFAS  No.  160  “Noncontrolling  Interests  in  Consolidated  Financial  Statements,  an 
Amendment of Accounting Research Bulletin No. 51” (“SFAS 160”). This statement establishes accounting and reporting 
standards for ownership interests in subsidiaries held by parties other than the parent, the amount of consolidated net income 
attributable to the parent and to the noncontrolling interest, changes in a parent’s ownership interest, and the valuation of 
retained  noncontrolling  equity  investments  when  a  subsidiary  is  deconsolidated.  SFAS  160  also  establishes  disclosure 

Nordic American Tanker Shipping Limited                                    

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requirements that clearly identify and distinguish between the interests of the parent and the interests of the noncontrolling 
owners. SFAS 160 is effective for fiscal years beginning after December 15, 2008. The Company’s adoption of SFAS 160 
did not have any impact on the Company’s financial position, results of operations and cash flows  

In  March  2008,  the  FASB  issued  FASB  Statement  No.  161,  “Disclosures  about  Derivative  Instruments  and  Hedging 
Activities”. The new standard is intended to improve financial reporting about derivative instruments and hedging activities 
by  requiring  enhanced  disclosures  to  enable  investors  to  better  understand  their  effects  on  an  entity’s  financial  position, 
financial  performance,  and  cash  flows.  It  is  effective  for  financial  statements  issued  for  fiscal  years  and  interim  periods 
beginning  after  November  15,  2008,  with  early  application  encouraged.  The  adoption  of  SFAS  161  did  not  have  any 
impact on the Company’s financial position, results of operations and cash flows  

2. 

 RELATED PARTY TRANSACTIONS 

Scandic  American  Shipping  Ltd.  (the  “Manager”),  is  owned  by  a  company  owned  by  the  Chairman  and  Chief 
Executive  Officer  (“CEO”)  of  the  Company,  Mr.  Herbjørn  Hansson,  and  his  family.  The  Manager,  under  a 
management  agreement  with  the  Company  (the  “Management  Agreement”),  assumes  commercial  and  operational 
responsibility for the Company’s vessels and is required to manage the Company’s day-to-day business, subject to the 
objectives and policies established by the Board of Directors. For its services under the Management Agreement, the 
Manager  is  entitled  to  reimbursement  of  costs  directly  related  to  the  Company  plus  a  management  fee  equal  to 
$225,000  per annum. The Manager  also  has  a right to  ownership of  2% of  the Company’s  total outstanding shares. 
During  2008,  the  Company  issued  to  the  Manager  87,959  shares  at  an  average  fair  value  of  $39.45.  The  Company 
recognized  $2.2  million,  $2.2  million  and  $1.6  million  of  total  costs  for  services  provided  under  the  Management 
Agreement  for  the  years  ended  December  31,  2008,  2007,  and  2006,  respectively.  Additionally,  the  Company 
recognized  $3.6  million, $2.3  million  and  $6.3  million in  non-cash  share-based  compensation  expense  for the years 
ended December 31, 2008, 2007 and 2006, respectively, related to the issuance of shares to the Manager.  All of these 
costs  are  included  in  “General  and  Administrative  Expenses”  within  the  statement  of  operations.    The  related  party 
balances  included  within  accounts  payable  were  $0.4  million  and  $0.7  million  at  December  31,  2008  and  2007, 
respectively. 

Mr. Jan Erik Langangen, Executive Vice President of the Manager, is a partner of Langangen & Helset Advokatfirma 
AS, a firm which provides legal services to the Company. The Company recognized $0.1 million, $0.2 million, and 
$0.1 million in costs for the years ended December 31, 2008, 2007 and 2006, respectively, for the services provided by 
Langangen & Helset Advokatfirma AS. These costs are included in “General and Administrative Expenses” within the 
statement of operations.  There were no related amounts included within “Accounts Payable” at December 31, 2008 
and December 31, 2007, respectively. 

3. 

REVENUE 

For the twelve months ending December 31, 2008, the Company’s only source of revenue was from the Company’s 
12 existing vessels.  

Revenues  generated  from  cooperations  in  which  the  Company  is  the  principal  of  its  vessels’  activities  are  recorded 
based  on  the  gross  method.  Revenues  generated  from  cooperations  in  which  the  Company  is  not  regarded  as  the 
principal of its vessels’ activities are recorded per the net method. 

The table below provides the breakdown of revenues recorded as per the net method and the gross method.  

All figures in USD ‘000 

Net Method 
Gross Method 

Total Voyage Revenue 

2008 

204,402 
23,598 

228,000 

2007 

65,354 
121,632 

186,986 

2006 

53,177 
122,343 

175,520 

Nordic American Tanker Shipping Limited                                    

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Two cooperation arrangements accounted for 50% and 41% of the Company’s revenues for the year ended December 31, 
2008.  Five  cooperation  arrangements  accounted  for  24%,  23%,  16%,  15%  and  14%  of  the  Company’s  revenues, 
respectively,  for  the  year  ended  December  31,  2007.  One  cooperation  arrangement  accounted  for  23%  of  the 
Company’s revenues during the year ended December 31, 2006.  

Accounts receivable at December 31, 2008 and 2007 are $40.3 million and $14.5 million, respectively. The following 
is a breakdown of this amount: 

All figures in USD ‘000 

Accounts Receivable 
Accounts Receivable  - Technical and Commercial Managers 

Total as per December 31, 

2008 

2007 

- 
40,335 

113 
14,376 

40,335

14,489 

Two cooperation arrangements accounted for 53% and 43% of the Company’s accounts receivables for the year ended 
December  31,  2008.  Two  cooperation  arrangements  accounted  for  45%  and  40%  of  the  Company’s  accounts 
receivables, for the year ended December 31, 2007.  

4. 

PREPAID EXPENSES AND OTHER ASSETS 

All figures in USD ‘000 

Bunkers and lubricants - Technical and Commercial Managers 
Other current assets - Technical and Commercial Managers 
Prepaid expenses - Technical and Commercial Managers 
Deposit on Contract  
Receivables related to Newbuildings 
Financial Charges 
Other 

Total as per December 31, 

5.  GENERAL AND ADMINISTRATIVE EXPENSES 

All figures in USD ‘000 

Management fee to related party 
Directors and officers insurance 
Salary and wages 
Audit, legal and consultants 
Administrative services provided by related party 
Other fees and expenses 
Total General and Administration expense with cash effect 
Compensation – restricted shares issued to related party
Share-based compensation (2004 Stock Incentive Plan) 
Deferred compensation plan 
Total General and Administrative expense without cash effect 

2008 

2,137 
- 
2,304 
9,000 
7,370 
653 
942 

22,406 

2008 

225 
87 
1,711 
684 
2,208 
1,724 
6,639 
3,618
1,115 
1,413 
6,146 

2007 

6,835 
580 
1,046 
- 
- 
514 
244 

9,219 

2007 

162 
109 
1,331 
849 
2,162 
1,304 
5,917 
2,289 
1,261 
2,665 
6,215 

2006 

100 
116 
1,022 
1,171 
1,564 
864 
4,836 
6,369
1,545 
- 
7,914 

Total as per December 31, 

12,785 

12,132 

12,750 

Nordic American Tanker Shipping Limited                                    

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6. 

DEFERRED COMPENSATION LIABILITY  

In May 2007, the Board of Directors approved a new unfunded deferred compensation plan for Herbjørn Hansson, the 
Chairman, President and CEO. The plan provides for unfunded deferred compensation computed as a percentage of 
salary. Benefits vest over a period of employment of 11 years up to a maximum of 66% of the salary level at the time 
of retirement. Interest is imputed at 6.0% and 4.5% as per December 31, 2008 and 2007, respectively.  

The rights under the plan commenced on October 2004. The total expense recognized in 2008 was $1.4 million. The 
total expense recognized in 2007 was $2.7 million, of which $1.8 million relates to retroactive effect.  As the plan was 
effective  in  2007,  the  full  expense  was  recognized  in  2007.  The  CEO  has  served  in  his  present  position  since  the 
inception of the Company in 1995. 

7. 

VESSELS, NET 

Vessels,  net  consist  of  12  modern  double  hull  Suezmax  crude  oil  tankers  and  drydocking  charges.    Depreciation  is 
calculated  on  a  straight-line  basis  over  the  estimated  useful  life  of  the  vessels.  The  estimated  useful  life  of  a  new 
vessel is 25 years.  

All figures in USD ‘000 
Net Book Value December 31, 2008 
Accumulated depreciation December 31, 2008 
Depreciation expense 2008 

Vessels  Drydocking 
21,066 
686,788 
9,339 
176,611 
7,222 
41,063 

Net Book Value December 31, 2007 
Accumulated depreciation December 31, 2007 
Depreciation expense 2007 

717,799 
135,548 
39,893 

22,832 
3,211 
2,470 

Total 
707,853 
185,950 
48,284 

740,631 
138,759 
42,363 

8. 

DEPOSIT ON CONTRACT 

In November 2007, the Company entered into an agreement to acquire two Suezmax newbuildings which are expected 
to be delivered in the fourth quarter of 2009 and in April 2010, respectively. The Company will take ownership of the 
vessels upon delivery from the shipyard at which time the title is transferred from the seller. The vessels will be built 
by a Chinese shipyard. The sellers are subsidiaries of First Olsen Ltd. and the agreed all inclusive price at delivery is 
$90.0 million per vessel, including supervision expenses. 

The Company has agreed to furnish to the sellers a loan equivalent to the remaining payment installments under the 
shipbuilding contract. The loan will be paid in installments on the dates and in amounts corresponding to the payment 
schedule under the shipbuilding contract. The debt shall accrue interest at a rate equal to the Company’s cost of funds 
at any time. The debt will be repayable on delivery of the vessels.  

As of December 31, 2008, the Company has paid a deposit of 10% of the purchase price in the aggregate amount of 
$18.0 million for both vessels.  

Nordic American Tanker Shipping Limited                                    

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The table below shows total capitalized costs related to the two newbuildings: 

All figures in USD ‘000 
Newbuilding - Nordic Galaxy expected delivery 4Q09 
Deposit on contract 
Capitalized interest 
Capitalized cost 
Total Newbuilding – Nordic Galaxy as per December 31, 
Newbuilding – Nordic Vega expected delivery April 2010 
Deposit on contract 
Capitalized interest 
Capitalized cost 
Total Newbuilding - Nordic Vega as per December 31, 

2008 

2007 

9,000 
163 
108 
9,271 

9,000 
143 
108 
9,251 

9,000 
152 
- 
9,152 

9,000 
153 
- 
9,153 

Total as per December 31, 

18,522 

18,305 

Due  to  the  expected  delivery  of  the  newbuilding  Nordic  Galaxy  in  4Q09,  items  related  to  this  vessel  have  been 
classified as current assets and recorded within “Prepaid and Other Expenses” in the balance sheet. 

9. 

SHARE-BASED COMPENSATION PLAN 

The Company has a share-based compensation plan which is described below.  Total compensation cost related to the 
plan  was  $1.1  million,  $1.3  million  and  $1.5  million  for  the  years  ended  December  31,  2008,  2007,  and  2006, 
respectively  and  was  recorded  within  “General  and  Administrative  expense”  in  the  statement  of  operations.  
Unrecognized  compensation  cost  related  to  the  plan  was  $0.3  million  (stock  options  plus  restricted  shares)  as  of 
December 31, 2008. 

2004 Stock Incentive Plan 

Under  the  terms  of  the  Company’s  2004  Stock  Incentive  Plan  (the  “Plan”),  the  directors,  officers  and  certain  key 
employees of the Company and the Manager are eligible to receive awards which include incentive stock options, non-
qualified  stock  options,  stock  appreciation  rights,  dividend  equivalent  rights,  restricted  stock,  restricted  stock  units, 
performance shares and phantom stock units. The Company believes that such awards better align the interests of its 
employees with those of its shareholders. A total of 400,000 common shares are reserved for issuance upon exercise of 
options, as restricted share grants or otherwise under the Plan.  A total of 330,000 options and 16,700 restricted shares 
have been issued as of December 31, 2008.  New shares are issued upon exercise of stock options. In August 2007, the 
Board of Directors adopted amendments to the Plan to provide for the issuance of Phantom Stock Units and to give 
discretion to the Administrator of the Plan with respect to dividends paid on common shares awarded under the Plan. 
No modifications were made to the terms of the Plan. 

Stock option awards were granted with an exercise price equal to the market price of the Company’s stock at the date 
of  a  public  offering  in  November  2004,  with  later  adjustments  for  dividends  to  shareholders  exceeding  3%  of  the 
initial stock option exercise price. Stock options granted in 2007 have an exercise price equal to the market price of 
the shares at  the grant  date,  with later adjustments  for  dividends exceeding 3%. Stock option awards generally  vest 
equally over four years from grant date and have a 10-year contractual term.  

The fair value of each option award is estimated on the date of grant using the Black-Scholes option valuation model 
that  uses  the  assumptions  noted  in  the  table  below. Stock  options  to  non-employees  are  measured  at  each  reporting 
date  and  fair  value  is  estimated  with  the  same  model  used  for  estimating  fair  value  of  the  options  granted  to 
employees.    Because  the  option  valuation  model  incorporates  ranges  of  assumptions  for  inputs,  those  ranges  are 
disclosed. Expected volatilities are based on implied volatilities from historical volatility of the Company’s stock and 
other  factors.  Expected  life  of  the  options  is  estimated  to  be  equal  to  the  vesting  period  for  employees  when 
calculating the fair value of the options. When calculating the fair value of the options issued to non-employees the 
expected life is equal to the actual life of options. The Company recognizes the compensation cost for stock options 
issued  to  non-employees  over  the  service  period,  which  is  considered  to  be  equal  to  the  vesting  period.  All  options 
issued are expected to be exercised. 

Nordic American Tanker Shipping Limited                                    

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Stock options to employees are measured at fair value at the grant date and the compensation cost is recognized on a 
straight-line  basis  over  the  vesting  period.  The  assumptions  used  when  estimating  the  fair  value  at  grant  date  are 
specified in the table below. 

Stock options to non-employees are treated in accordance with EITF 96-18 and unvested options are measured at fair 
value  at  each  balance  sheet  date  with  a  final  measurement  date  upon  vesting.  Fair  value  measurement  of  unvested 
options are considered to be appropriate since the performance commitment for non-employees has not been reached 
for unvested options. The fair value of the options is used to measure the value of the services provided by the non-
employees  as  it  is  considered  to  be  more  reliable  than  measuring  the  fair  value  of  the  services  received.  The 
compensation cost is recognized using the accelerated  method. The assumptions used are specified separately in the 
table below. 

The risk-free rate for periods within the contractual life of the stock options is based on the U.S. Treasury yield curve 
in effect at the time of grant for options to employees. The risk-free rate at year-end is used for stock options issued to 
non-employees. 

Weighted average figures
Expected volatility 
Expected dividends 
Expected life 
Risk-free rate (range) 

December 31, 2008 

Employees 
40.90 % 
3.0 % 
2.81 
3.25 % - 4.43 % 

Non-employees 
41.47 % 
3.0 % 
6.27 
1.69 – 1.85 % 

A  summary  of  option  activity  under  the  Plan  as  of  December  31,  2008,  and  changes  during  the  year  then  ended  is 
presented below: 

Options 

Outstanding at January 1, 2008 
Granted 
Exercised 
Forfeited or expired 
Outstanding at December 31, 2008 
Exercisable at December 31, 2008 

Options 
employees 
250,000 
- 
- 
(10,000) 
240,000 
227,500 

Options 
non-employees 
80,000 
- 
- 
- 
80,000 
72,500 

Weighted-average 
exercise price 
$ 28.54 
- 
- 
$24.64 
$24.81 
$24.69 

Outstanding  and exercisable stock  options  as at December 31,  2008 have  a weighted-average  remaining  contractual 
term of 6.22 years for employees and 6.33 years for non-employees. The exercise price for outstanding stock options 
as at December 31, 2008 is in the range of $24.64 – $30.19.  The intrinsic value of options outstanding at December 
31, 2008 was $2.9 million and the intrinsic value of exercisable options was $2.8 million 

One  stock  option  agreement  with  a  non-executive  Director  was  cancelled  in  November  2008.  The  Company  paid  a 
lump sum of $ 0.1 million as full and final consideration for this cancellation. The remaining compensation cost for 
this specific agreement was less than $0.1 million and the Company has recognized $0.1 million as an expense in the 
period. There have been no other exercise or payments related to the stock option plan during the fiscal years 2006, 
2007 or 2008. 

Options 
-
Employees 

Non-vested at January 1, 2006 
Granted during the year 
Vested during the year 
Forfeited during the year 
Estimated forfeitures unvested options 
Non-vested at December 31, 2006 

185,000 
- 
(60,000) 
-
- 
125,000 

Weighted-
average grant-
date fair value 
- Employees 
$18.38 
- 
$17.84 
-
- 
$18.64 

Options 
- 
Non-
employees 
67,500 
- 
(20,000) 
-
- 
47,500 

Weighted-average 
grant-date fair 
value 
- Non-employees 
$21.75 
- 
$22.93 
- 
- 
$21.25 

Nordic American Tanker Shipping Limited                                    

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Options –
Employees 

Non-vested at January 1, 2007 
Granted during the year 
Vested during the year 
Forfeited during the year 
Estimated forfeitures unvested options 
Non-vested at December 31, 2007 

125,000 
10,000 
(60,000) 
-
- 
75,000 

Options 
-
Employees 

Non-vested at January 1, 2008 
Granted during the year 
Vested during the year 
Forfeited during the year 
Estimated forfeitures unvested options 
Non-vested at December 31, 2008 

75,000 
- 
(52,500) 
(10,000) 
- 
12,500 

Weighted-
average grant-
date fair value 
- Employees 
$ 18.64 
$ 7.00 
$ 17.84 
-
- 
$ 17.73 

Weighted-
average grant-
date fair value 
- Employees 
$ 17.73 
- 
$ 16.84 
$ 20.36 
- 
$ 7.78 

Options 
- 
Non-
employees 
47,500 
- 
(20,000) 
-
- 
27,500 

Options 
- 
Non-
employees 
27,500 
- 
(20,000) 
- 
- 
7,500 

Weighted-average 
grant-date fair 
value 
- Non-employees 
$ 21.25 
- 
$ 22.93 
- 
- 
$20.03 

Weighted-average 
grant-date fair 
value 
- Non-employees 
$20.03 
- 
$ 22.93 
- 
- 
$12.32 

The  total  fair  value  of  options  vested  during  the  years  ended  December  31,  2008,  2007  and  2006  approximates  the 
amounts expensed in the periods. Unrecognized compensation cost related to the stock options is $0.1 million, which 
will be recognized over a weighted average period of 1.44 years. 

Specification of the aggregate compensation cost related to the 2004 Stock Incentive Plan recognized in the profit and 
loss account is disclosed in Note 5.  

There is no material income tax benefit for stock-based compensation due to the Company’s tax structure. 

Restricted Shares to Employees and Non-Employees 

Under the terms of the Company’s 2004 Stock Incentive Plan 16,700 shares of restricted stock awards were granted to 
certain employees and non-employees during 2006. The restricted shares were granted on May 12, 2006 (the date the 
awards were approved by the Board) at a grant date fair value of $31.99 per share.  

The fair value of restricted shares is estimated based on the market price of the Company’s shares. The fair value of 
restricted shares granted to employees is measured at grant date and the fair value of unvested restricted shares granted 
to non-employees is measured at fair value at each reporting date. See further comments above related to measurement 
of options and restricted shares issued to non-employees. 

The shares are considered restricted as the shares vest equally in annual installments over a period of four years. The 
holders of the restricted shares are entitled to receive dividends paid in the period as well as voting rights. 

The restricted shares vest in four equal amounts in May 2007, May 2008, May 2009 and May 2010. There were 9,700 
restricted  shares  granted  to  employees  and  7,000  restricted  shares  granted  to  non-employees  in  2006.  2,425  (2007: 
2,425) restricted shares to employees and 1,750 (2007: 1,750) restricted shares to non-employees vested in 2008.  

The  compensation  cost  for  employees  and  non-employees  is  recognized  on  a  straight-line  basis  over  the  vesting 
period. The total  compensation  cost  in  2008  related  to  restricted shares was $ 0.1  million (2007:  $0.1  million). The 
intrinsic value of outstanding and vested restricted shares at December 31, 2008 was $0.6  million and $0.3  million, 
respectively. 

Nordic American Tanker Shipping Limited                                    

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At December 31, 2008, there were 16,700 restricted shares outstanding at a weighted-average grant date fair value of 
$31.99  for  employees  and  $31.99  for  non-employees.  As  of  December  31,  2008,  unrecognized  compensation  cost 
related  to  unvested  restricted  stock  aggregated  $0.2  million  ($0.3  million  per  December  31,  2007),  which  will  be 
recognized over a weighted average period of 0.92 years.  

Specification of the aggregate compensation cost related to the 2004 Stock Incentive Plan recognized in the profit and 
loss account is disclosed in Note 5. 

The tables below summarize the Company’s restricted stock awards as of December 31, 2008 and December 31, 2007: 

Restricted 
shares -
Employees 

9,700 
- 
2,425 
- 
7,275 

Restricted 
shares -
Employees 

7,275 
- 
2,425 
- 
4,850 

Weighted-
average grant-
date fair value 
- Employees 
$31.99 
- 
- 
- 
$31.99 

Weighted-
average grant-
date fair value 
- Employees 
$31.99 
- 
- 
- 
$31.99 

Restricted 
shares 
- Non-
employees 
7,000 
- 
1,750 
- 
5,250 

Restricted 
shares 
- Non-
employees 
5,250 
- 
1,750 
- 
3,500 

Weighted-average 
grant-date fair 
value 
- Non-employees 
$31.99 
- 
- 
- 
$31.99 

Weighted-average 
grant-date fair 
value 
- Non-employees 
$31.99 
- 
- 
- 
$31.99 

Non-vested at January 1, 2007 
Granted during the year 
Vested during the year 
Forfeited during the year 
Non-vested at December 31, 2007 

Non-vested at January 1, 2008 
Granted during the year 
Vested during the year 
Forfeited during the year 
Non-vested at December 31, 2008 

10.  LONG-TERM DEBT 

In September 2005, the Company entered into a $300 million revolving credit facility, which is referred to as the 2005 
Credit  Facility.  The  2005  Credit  Facility  provides  funding  for  future  vessel  acquisitions  and  general  corporate 
purposes.  The  2005  Credit  Facility  cannot  be  reduced  by  the  lender  and  there  is  no  repayment  obligation  of  the 
principal during the term of the facility. Amounts borrowed under the 2005 Credit Facility bear interest at an annual 
rate  equal  to  LIBOR  plus  a  margin  between  0.70%  and  1.20%  (depending  on  the  loan  to  vessel  value  ratio).  The 
Company pays a commitment fee of 30% of the applicable margin on any undrawn amounts.  Total commitment fees 
paid for the year ended December 31, 2008 and December 31, 2007 were $1.0 million and $0.8 million, respectively. 

In September 2006, the amount of the 2005 Credit Facility was increased to $500 million. The other terms of the 2005 
Credit Facility were not amended. In April 2008, the Company extended the original five year term of the 2005 Credit 
Facility  to  2013.  All  other  terms  are  unchanged  The  undrawn  amount  of  this  facility  as  of  December  31,  2008  and 
2007 was $485.0 million and $ 394.5 million, respectively. 

Borrowings  under  the  2005  Credit  Facility  are  secured  by  first  priority  mortgages  over  the  Company’s  vessels  and 
assignment  of  earnings  and  insurance.  Under  the  terms  and  conditions  of  the  2005  Credit  Facility  the  Company  is, 
among other things, required to maintain certain loan to vessel value ratios, and to maintain a book equity of no less 
than  $150.0  million,  and  to  remain  listed  on  a  recognized  stock  exchange,  and  to  obtain  the  consent  of  the  lenders 
prior  to  creating  liens  on  or  disposing  of  the  Company’s  vessels.  The  Company  is  permitted  to  pay  dividends  in 
accordance with its dividend policy as long as it is not in default under the 2005 Credit Facility. 

At December 31, 2008, accrued interest and commitment fee was $0.1 million which was paid during the first quarter 
of 2009. 

The Company was in compliance with its loan covenants for the year ended December 31, 2008.  

Nordic American Tanker Shipping Limited                                    

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11.  INTEREST EXPENSE 

Interest  expense  consists  of  interest  expense  on  the  long-term  debt,  the  commitment  fee  and  amortization  of  the 
deferred financing costs related to the 2005 Credit Facility. The $15 million drawn on the facility bears interest equal 
to  LIBOR  plus  a  margin  between  0.7%  and  1.2%.    The  deferred  financing  costs  incurred  in  connection  with  the 
refinancing of  the  previous credit  facility  are deferred  and amortized over  the term  of the 2005 Credit Facility  on a 
straight-line basis. The amortization of deferred financing costs for the years ended December 2008, 2007 and 2006 
was  $0.6  million,  $0.5  million  and  $0.4  million,  respectively.  Total  capitalized  deferred  financing  costs  were  $3.1 
million and $1.4 million at December 31, 2008 and 2007, respectively. 

12.  DEFERRED REVENUE 

Deferred revenue at December 31, 2008 of $0.4 million represents prepaid freight received from one of our customers 
prior to December 31, 2008 for services to be rendered during January 2009. 

13.  ACCRUED LIABILITIES 

All figures in USD ‘000

Accrued Interest 
Accrued Expenses - Technical and Commercial Managers 
Accrued commission 
Other Current Liabilities 

Total as per December 31, 

2008 

85 
2,997 
462 
273 

2007 

572 
11,989 
190 
3,780 

3,817 

16,531 

14.  EARNING PER SHARE 

Basic earnings per share (“EPS”) is computed by dividing net income by the weighted average number of common 
shares outstanding for the period. Diluted EPS is computed by dividing net income by the weighted average number of 
common shares and dilutive common stock equivalents (i.e. stock options, warrants) outstanding during the period.  

All figures in USD  

2008 

2007 

2006 

Numerator: 
  Net Income 
Denominator: 
  Basic - Weighted Average Common Shares Outstanding 
  Dilutive Effect of Stock Options * 

  Dilutive – Weighted Average Common Shares Outstanding 
Income per Common Share: 
  Basic 
  Diluted 

118,844,410 

44,205,635 

67,393,423 

32,739,057 
93,797 

28,252,472 
42,525 

21,476,196 
- 

32,832,854 

28,294,997 

21,476,196 

3.63 
3.62 

1.56 
1.56 

3.14 
3.14 

*  For  2006  the  Company’s  average  stock  price  was  above  the  average  exercise  price  of  the  options  and  a  dilutive 
effect on EPS could potentially arise. However, the proceeds of an exercise of all outstanding options calculated as per 
the Treasury Stock Method  would exceed the costs of acquiring the shares at the average stock price. The potential 
effect of the outstanding options is therefore anti-dilutive and is not included in the calculation of diluted earnings per 
share.  The average number of potentially dilutive options was 320,000 for the year ended December 31, 2006.  

Nordic American Tanker Shipping Limited                                    

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15.  SHAREHOLDERS’ EQUITY 

Authorized, and issued and outstanding common shares roll-forward is as follows: 

All figures in USD ´000, except number 
of shares 
Balance at January 1, 2006 
Issuance of Common Shares                    
in Follow-on Offering 
Share-based Compensation 
Issuance of Common Shares                     
in Follow-on Offering 
Share-based Compensation 
Restricted Shares 
Share-based Compensation 
Balance at December 31, 2006 
Issuance of Common Shares                     
in Follow-on Offering  
Share-based Compensation 
Balance at December 31, 2007 
Issuance of Common Shares                     
in Follow-on Offering  
Share-based Compensation 
Balance at December 31, 2008 

Authorized 
Shares 
51,200,000 

Issued and Out-
standing Shares 
16,644,496 

4,297,500 

87,704 

5,750,000 

117,347 
16,700
341 
26,914,088 

3,000,000 

61,224 
29,975,312 
4,310,000 

87,959 
34,373,271 

51,200,000 

51,200,000 

51,200,000 

Common Stock  

166 

43 

1 

58 

1 

269 

30 

1 
300 
43 

1 
344 

In  May  2008,  the  Company  completed  an  underwritten  public  offering  of  4,310,000  common  shares.   The  net 
proceeds from the offering were $158.9 million which were used to prepare the Company for further expansions and 
repay borrowings under the 2005 Credit Facility. 

The  total  issued  and  outstanding  shares  as  of  December  31,  2008  were  34,373,271  shares  of  which  354,575  shares 
were  restricted  shares  issued  to  the  Manager  and  8,350  shares  were  restricted  shares  issued  to  employees  and  non-
employees as described in Note 9. The total issued and outstanding shares as of December 31, 2007 were 29,975,312 
shares of which 343,274 shares were restricted. 

Additional Paid in Capital 

Included in Additional Paid in Capital is the Company’s Share Premium Fund as defined by Bermuda Law. The Share 
Premium Fund cannot be distributed without complying with certain legal procedures designed to protect the creditors 
of the Company. The Share Premium Fund was $0.0 million and $851.5 million as of December 31, 2008 and 2007 
respectively. 

On  June  23,  2008,  at  the  Company’s  Annual  General  Assembly  Meeting,  shareholders  voted  to  reduce  the  Share 
Premium  Fund  by  the  amount  of  $1,010.3  million.  The  legal  procedures  related  to  this  reduction  were  finalized  on 
August 29, 2008, upon which the amount became eligible for distribution. 

16.  COMMITMENTS AND CONTINGENCIES 

The  Company  may  be  a  party  to  various  legal  proceedings  generally  incidental  to  its  business  and  is  subject  to  a 
variety  of  environmental  and  pollution  control  laws  and  regulations.  As  is  the  case  with  other  companies  in  similar 
industries, the Company faces exposure from actual or potential claims and legal proceedings. Although the ultimate 
disposition of legal proceedings cannot be  predicted with certainty, it is the opinion of the Company’s  management 
that the outcome of any claim which might be pending or threatened, either individually or on a combined basis, will 
not  have  a  materially  adverse  effect  on  the  financial  position  of  the  Company,  but  could  materially  affect  the 
Company’s results of operations in a given year. 

Nordic American Tanker Shipping Limited                                    

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No claims have been filed against the Company for the fiscal year 2008 or 2007. The Company is not a party to any 
legal proceedings for the year ended December 31, 2008 and December 31, 2007, respectively. 

At  December  31,  2008,  the  Company  had  payment  obligations  totalling  $211.3  million  in  connection  with  the 
agreement to acquire two newbuildings entered into in November 2007 and the double-hull Suezmax tanker Nordic 
Sprite agreed to acquire in December 2008. The payments due in 2009 and 2010 are $148.8 million and $62.6 million, 
respectively.  Please see Note 8 for further information related to the newbuildings. 

17.  SUBSEQUENT EVENTS 

In  January  2009,  the  Company  completed  an  underwritten  public  offering  of  3,450,000  common  shares  which 
strengthened its equity by $107.5 million in order to enhance the capacity of the Company to make further accretive 
acquisitions. 

In February 2009, the double-hull Suezmax tanker Nordic Sprite was delivered to the Company. 

In February 2009, the Company declared a dividend of $0.87 per share in respect of the fourth quarter of 2008 which 
was paid to shareholders in March 2009.   

In  May  2009,  the  Company  declared  a  dividend  of  $0.88  per  share  in  respect  of  the  first  quarter  of  2009  which  is 
expected to be paid to shareholders in June 2009.   

In  May  2009,  the  Company  announced  the  acquisition  of  our  sixteenth  suezmax  vessel,  a  150,000  dwt  double-hull 
tanker for a purchase price of $57.0 million. The vessel is expected to be delivered from the seller no later than July 
15, 2009. The new vessel will be operated in the spot market or on spot market-related charters.  

* * * * *  

Nordic American Tanker Shipping Limited                                    

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