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Nordic American Tankers Limited
Annual Report 2011

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FY2011 Annual Report · Nordic American Tankers Limited
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NORDIC AMERICAN TANKERS 
LIMITED 

2011 ANNUAL 
REPORT TO 
SHAREHOLDERS 

Nordic American Tankers Limited                                  

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HISTORY AND DEVELOPEMENT 

Nordic American Tankers Limited, or the Company, was founded on June 12, 1995 under the name Nordic American 
Tanker  Shipping  Limited  under  the  laws  of  the  Islands  of  Bermuda  and  we  maintain  our  principal  offices  at  LOM 
Building, 27 Reid Street, Hamilton HM 11, Bermuda. Our telephone number at such address is (441) 292-7202.  We 
are  an  international  tanker  company  that  currently  owns  20  Suezmax  tankers.    The  Company  was  formed  for  the 
purpose  of  acquiring  and  chartering  three  double-hull  Suezmax  tankers  that  were  built  in  1997.    In  the  autumn  of 
2004, the Company owned three vessels; at the end of 2005 the Company owned eight vessels; at the end of 2006 the 
Company  owned  12  vessels;  at  the  end  of  2009  the  Company  owned  15  vessels;  at  the  end  of  2010  the  Company 
owned 17 vessels; and at the end of 2011 the Company owned 20 vessels. We expect that the expansion process will 
continue over time and that more vessels will be added to our fleet.  

BUSINESS 

We  are  an  international  tanker  company  that  owns  20  double-hull  Suezmax  tankers  that  average  approximately 
156,000  dwt  each.  We  chartered  all  of  our  vessels  in  the  spot  market  pursuant  to  a  cooperative  arrangement  with 
Gemini  Tankers  LLC  until  November  24,  2011.    In  November  2011,  the  Orion  Tankers  pool  was  established  with 
Orion Tankers Ltd. as pool manager and our vessels were transferred from the Gemini Tankers LLC arrangement to 
the Orion Tankers pool upon completion of previously fixed charters within Gemini Tankers LLC. 

Historically, oil trade and, therefore, charter rates increased in the winter months and eased in the summer months as 
demand for oil in the Northern Hemisphere rose in colder weather and fell in warmer weather. The tanker industry, in 
general, has become less dependent on the seasonal transport of heating oil than a decade ago as new uses for oil and 
oil products have developed, spreading consumption more evenly over the year. Most apparent is a higher seasonal 
demand during the summer months due to energy requirements for air conditioning and motor vehicles. 

Our Fleet 

Our current fleet consists of 20 double-hull Suezmax tankers and all of our vessels are employed in the spot market 
pursuant to our cooperative arrangement with Orion Tankers Ltd.  

Vessel 

Yard 

Built 

Deadweight 
Tons 

Delivered to NAT 

Nordic Harrier 
Nordic Hawk 
Nordic Hunter 
Nordic Voyager 
Nordic Freedom 
Nordic Fighter 
Nordic Discovery 
Nordic Saturn 
Nordic Jupiter 
Nordic Apollo 
Nordic Moon 
Nordic Cosmos 
Nordic Sprite 
Nordic Grace 
Nordic Mistral 
Nordic Passat 
Nordic Vega 
Nordic Breeze 
Nordic Aurora 
Nordic Zenith 

Samsung 
Samsung 
Samsung 
Dalian New 
Daewoo 
Hyundai 
Hyundai 
Daewoo 
Daewoo 
Samsung 
Samsung 
Samsung 
Samsung 
Hyundai 
Hyundai 
Hyundai 
Bohai 
Samsung 
Samsung 
Samsung 

1997 
1997 
1997 
1997 
2005 
1998 
1998 
1998 
1998 
2003 
2002 
2003 
1999 
2002 
2002 
2002 
2010 
2011 
1999 
2011 

151,475 
151,475 
151,400 
149,591 
163,455 
153,328 
153,328 
157,332 
157,411 
159,999 
159,999 
159,998 
147,188 
149,921 
164,236 
164,274 
163,000 
158,597 
147,262 
158,645 

August 1997 
October 1997 
December 1997 
November 2004 
March 2005 
March 2005 
August 2005 
November 2005 
April 2006 
November 2006 
November 2006 
December 2006 
February 2009 
July 2009 
November 2009 
March 2010 
December 2010 
August 2011 
September 2011 
November 2011 

Nordic American Tankers Limited                                  

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During 2011, our fleet increased by three vessels, including two newbuilding vessels that we took delivery of from 
Samsung Heavy Industries Co., Ltd. pursuant to agreements that we entered into in April 2010.  

OUR CHARTERS 

It is our policy to operate our vessels either in the spot market, on time charters or on bareboat charters. Our goal is to 
take advantage of potentially higher market rates with spot market related rates and voyage charters. We may consider 
charters at fixed rates depending on market conditions. 

We currently operate all of our 20 vessels in the spot market through a cooperative arrangement with other vessels that 
are not owned by us.  

Spot Market 

Spot Charters: Tankers operating in the spot market are typically chartered for a single voyage which may last up to 
several  weeks.  Under  a  voyage  charter,  revenue  is  generated  from  freight  billing,  as  we  are  responsible  for  paying 
voyage expenses and the charterer is responsible for any delay at the loading or discharging ports. When our tankers 
are operating on spot charters the vessels are traded fully at the risk and reward of the Company. For vessels operating 
in the spot market other than through the pool (described below), the vessels will be operated by the pool manager. 
Under this type of employment, the vessel’s revenues are not included in the profit sharing of the participating vessels 
in  the  pool.  The  Company  considers  it  appropriate  to  present  this  type  of  arrangement  on  a  gross  basis  in  the 
Statements  of  Operations.    See  note  2  to  our  audited  financial  statements  for  further  information  concerning  our 
accounting policies.  

During  2011,  we  temporarily  operated  six  vessels  in  the  spot  market  through  the  pool  manager  of  the  cooperative 
arrangement. No vessels were operated in the spot market through cooperative arrangements during 2010.  

Cooperative  Arrangements:  The  pool  manager  of  the  cooperative  arrangements  has  the  responsibility  for  the 
commercial  management  of  the  participating  vessels,  including  marketing,  chartering,  operating  and  purchasing 
bunker  (fuel  oil)  for  the  vessels.  Revenue  is  generated  from  freight  billing,  as  the  pool  manager  is  responsible  for 
paying voyage expenses and the charterer is responsible for any delay at the loading or discharging ports. The pool 
manager employs the vessels in the pool under a contract with a particular charterer for a number of voyages, with 
each single voyage or contract of carriage being performed by a pool vessel after nomination by the pool manager. 
Each participant in the pool shall, in relation to each of its vessels, maintain the vessel in a seaworthy condition and to 
defined technical and operational standards and obtain and maintain the required number of vettings. The owners of 
the  participating  vessels  remain  responsible  for  the  technical  costs  including  crewing,  insurance,  repair  and 
maintenance, financing and technical management of their vessels. The revenues, less voyage expenses, or net pool 
earnings of all of the vessels are aggregated and divided by the actual earning days each vessel is available during the 
period. The Company has considered it appropriate to present this type of arrangement on a net basis in the Statements 
of Operations.  See Note 2 to our audited financial statement.  

If a vessel does not temporarily comply with the pool requirements, the vessel will continue to be operated in the spot 
market by the pool manager, as described above under “Spot Charters.” 

Until  June  30,  2010,  Frontline  Ltd.  (NYSE:FRO)  and  the  private  Stena  Group  of  Sweden  provided  commercial 
management services for all of the Company`s vessels trading in the spot market.  From July 1, 2010 until November 
2011, we placed all of our vessels in a spot market cooperation with Gemini Tankers LLC, where Frontline Ltd. and 
Teekay Corporation (NYSE: TK), together with us were the main owners of the participating vessels.  

In November 2011, the Orion Tankers pool was established with Orion Tankers Ltd. as pool manager. This company 
is  owned  equally  by  us  and  Frontline  Ltd.    In  mid-November  2011,  our  vessels  were  transferred  from  the  Gemini 
Tankers  LLC  arrangement  to  the  Orion  Tankers  pool  upon  completion  of  previously  fixed  charters  within  Gemini 
Tankers LLC.   

Time Charters 

No vessels were employed on time charters during 2011 and 2010.  

Nordic American Tankers Limited                                  

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Bareboat Charters  

Under  a  bareboat  charter,  the  charterer  is  responsible  for  operating  and  maintaining  the  vessel  and  for  paying  all 
operating costs and expenses with respect to the vessel. 

No vessels were employed on bareboat charters during 2011.  During the year ended December 31, 2010, two of our 
vessels were employed on bareboat charters that expired in June 2010 and October 2010, respectively.  

THE 2011 TANKER MARKET (Source: Fearnleys)   

Based  on  data  for  2011,  it  was  the  worst  year  for  the  freight  market  for  all  types  and  sizes  of  tankers  in  almost  a 
decade.  In  2002,  freight  rates  were  periodically  lower  than  in  2011, but  the  downturn lasted  for  a  shorter period of 
time, and, more importantly, bunker costs were approximately 75% lower in 2002 compared to 2011. As a result of 
bunker prices, earnings on a time charter equivalent basis for the largest vessels have been negative for a large part of 
the year whereas Suezmax earnings have been positive. Normally, time charter equivalents are calculated on the basis 
of normal service speed and corresponding bunker consumption, but more recently, due to speed optimization, time 
charter equivalents for the largest vessels have been above zero as well.  

The oil tanker fleet is generally divided into five major categories of vessels, based on carrying capacity and the types 
of cargoes carried.  A tanker’s carrying capacity is measured in deadweight tons, or dwt, which is the amount of crude 
oil measured in metric tons that the vessel is capable of loading. In the single voyage market the Very Large Crude 
Carrier  (“VLCC”),  whose  carrying  capacity  ranges  from  200,000  dwt  to  320,000  dwt,  reached  an  average  of  about 
$5,400  per  day  during  2011,  or  about  80%  lower  than  in  2010.  Suezmaxes,  whose  carrying  capacity  ranges  from 
120,000 dwt to 200,000 dwt, achieved $16,200 per day during the same period, down from $28,500  in the year 2010. 
Corresponding  rates  for  Aframaxes,  whose  carrying  capacity  ranges  from  80,000  dwt  to  120,000  dwt,  were  about 
$10,600 per day compared with $15,500 per day in the year 2010.  2011 has been more challenging for owners than 
the weak tanker market in the year 2010. The earnings estimates used in this section are based on service speed and 
consumption.  As  most  owners  currently  operate  their  vessels  as  economically  as  possible,  i.e.,  by  slow  steaming, 
actual  earnings  are  somewhat  higher  than  those  above.  Earnings  have  periodically  stayed  far  below  operating  costs 
resulting  in  substantial  operating  losses  for  many  companies.  Suezmax  tankers  have  generally  generated  earnings 
above  operating  costs.  Asset  values  in  2011  compared  to  2010  for  Suezmax  tankers  declined  the  least  of  the  three 
main crude tanker segments.  

Preliminary estimates for seaborne crude oil trade, measured in tonne-miles, indicate a decrease of about 2.0% in 2011 
compared to 2010. Measured by volume, the decrease is estimated to be about 2.5%, indicating an increase in average 
distances.  Crude  oil  imports  to  the  U.S.  show  a  decrease  of  about  3.3%  compared  to  2010.  Based  on  10  months 
seaborne trade statistics, transportation work during this period fell by 3.9% compared to the first 10 months of 2010. 
This indicates reduced average distances in combination with increased over land imports from Canada. In East Asia, 
Chinese crude oil imports have stagnated in 2011 whereas Korean crude oil imports have increased and Japanese and 
Taiwanese imports are down. 

In 2011, a total of 60 VLCCs and 43 Suezmax tankers have been delivered from yards. The Suezmax fleet is expected 
to expand by 11.5% and the VLCC fleet by 11.1% (both measured by deadweight tons) in 2012. In total, net tanker 
fleet growth is estimated to be 8.0% in 2012.  

The sale and purchase market for tankers, measured by the number of transactions, is expected to decrease compared 
with 2010. In 2011, about 225 tankers have been sold compared to 269 in 2010.  Prices are down across the tanker 
market and, since the end of 2010, prices have declined between 9% and 44%.  

The  International  Energy  Agency  (IEA),  according  to  its  November  2011  report,  expects  global  demand  for  oil  to 
increase  by  an  estimated  1.2%  in  2012.  With  the  current  financial  turmoil,  especially  in  Europe,  and  continued 
challenging  times  in  the  U.S.  (despite  falling  unemployment  and  increased  activity  in  the  industry  and  construction 
sector)  Fearnleys  is  quite  uncertain  about  market  developments  for  tankers  in  2012.  Following  a  period  of  rising 
inflation and numerous actions to restrict credit, the Chinese government has recently eased restrictions somewhat in 
order  to  stimulate  domestic  demand.   However,  the  two  main  areas  of  Chinese  economic  activity  –  the  real  estate 

Nordic American Tankers Limited                                  

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sector and exports – are expected to slow down in 2012. Fearnleys does not expect any significant increase in Chinese 
crude oil imports in 2012. 

OUR CREDIT FACILITY 

The Company has a $500 million revolving credit facility, which is referred to as the Credit Facility.  

The  Company  entered  into  the  Credit  Facility  in  September  2005.  During  2006,  the  Company  increased  the  Credit 
Facility  from  $300  million  to  $500  million,  and  in  March  2008,  the  term  was  extended  from  September  2010  to 
September 2013. All other terms remained unchanged. 

The Credit Facility provides funding for future vessel acquisitions and general corporate purposes. The Credit Facility 
cannot  be  reduced  by  the  lenders  and  there  is  no  repayment  obligation  of  the  principal  during  the  five-year  term. 
Amounts borrowed under  the  Credit  Facility bear  interest  at  an  annual rate  equal  to  LIBOR plus  a margin between 
0.7%  and 1.2%  (depending on  the  loan  to vessel value  ratio).  The  Company pays  a  commitment  fee  of 30% of  the 
applicable  margin  on  any  undrawn  amounts.  Borrowings  under  the  Credit  facility  are  secured  by  first  priority 
mortgage over the Company’s vessels and assignment of earning and insurance. 

Borrowings under the Credit facility are secured by first priority mortgage over the Company’s vessels and assignment 
of earning and insurance. Under the terms and conditions of the Credit Facility, the Company is, among other things, 
required to maintain certain loan to vessel value ratios, and to maintain a book equity of no less than $150.0 million, 
and to remain listed on a recognized stock exchange, and to obtain the consent of the lenders prior to creating liens on 
or disposing of the Company’s vessels. The Company is permitted to pay dividends in accordance with its dividend 
policy as long as it is not in default under the Credit Facility. 

The  undrawn  amount  of  this  facility  as  of  December  31,  2011  was  $270.0  million.  The  Company  is  currently  in 
compliance with its loan covenants.   

OPERATING AND FINANCIAL REVIEW AND PROSPECTS 

Results of Operations 

We  present  our  Statement  of  Operations  using  voyage  revenues  and  voyage  expenses.  During  the  year  ended 
December 31, 2011, all of our vessels were employed in the spot market. During the year ended December 31, 2010, 
two of our vessels were employed on bareboat charters that expired in June 2010 and October 2010 and the rest of our 
fleet  was  operated  in  the  spot  market.  Under  a  bareboat  charter,  the  charterer  pays  substantially  all  of  the  vessel 
voyage  expenses.  Under  a  spot  charter,  the  vessel  owner  pays  all  vessel  voyage  expenses.  Vessel  voyage  expenses 
consist  primarily  of  fuel,  port  charges  and  commissions.    Under  our  cooperative  arrangement,  the  pool  manager 
employs the vessels in the pool under a contract with a particular charterer for a number of voyages, with each single 
voyage or contract of carriage being performed by a pool vessel after nomination by the pool manager. The earnings 
of all of the vessels are aggregated and divided by the actual earning days each vessel is available during the period.  

Since the amount of voyage expenses that we incur for a charter depends on the type of the charter, we use net voyage 
revenues  to  provide  comparability  among  the  different  types  of  charters.  Management  believes  that  net  voyage 
revenue,  a  non-GAAP  financial  measure,  provides  more  meaningful  disclosure  than  voyage  revenues,  the  most 
directly  comparable  financial  measure  under  accounting  principles  generally  accepted  in  the  United  States,  or  US 
GAAP because it enables us to compare the profitability of our vessels which are employed under bareboat charters, 
spot  related  time  charters  and  spot  charters.  Net  voyage  revenues  divided  by  the  number  of  days  on  the  charter 
provides the Time Charter Equivalent (TCE) Rate. -For bareboat charters, vessel voyage expenses must be added in 
order  to  calculate  TCE  rates.  Net  voyage  revenues  and  TCE  rates  are  widely  used  by  investors  and  analysts  in  the 
tanker shipping industry for comparing the financial performance of companies and for preparing industry averages. 
We  believe  that  our  method  of  calculating  net  voyage  revenue  is  consistent  with  industry  standards.  The  following 
table reconciles our net voyage revenues to voyage revenues. 

Nordic American Tankers Limited                                  

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All figures in USD ‘000 
Voyage Revenue 
Voyage Expenses 
Net Voyage Revenues 
Vessel Operating Expenses 
General and Administrative Expenses 
Depreciation Expense 
Loss on Contract  
Net Operating (Loss) Income  
Interest Income 
Interest Expense  
Other Financial Expense 
Net (Loss) Income  

All figures in USD ‘000 
Voyage Revenue  –  net pool earnings  
Voyage Revenue – gross freight 
Bareboat Revenue 
Total Voyage Revenue 
Less Bareboat Revenue 
Less Voyage expenses – gross voyage expenses 
Total TCE revenue  
Vessel Calendar Days (1)  
Less bareboat days 
Less off-hire days (2)  
Total TCE days  
TCE Rate per day (3) 
Total Days – vessel operating expenses 

Year Ended December 31,  

2011 
94,787 
(14,921) 
79,866 
(54,859) 
(15,394) 
(64,626) 
(16,200) 
(71,213) 
1,187 
(2,130) 
(142) 
(72,298) 

2010 
126,416 
- 
126,416 
(47,113) 
(15,980) 
(62,545) 
- 
778 
632 
(1,971) 
(248) 
(809) 

Year Ended December 31,  

2011 
76,618 
18,169 
- 
94,787 
- 
(14,921) 
79,866 
6,367 
- 
     116 
6,251 
$ 12,777 
6,370 

2010 
119,598 
- 
6,818 
126,416 
(6,818) 
- 
119.598 
5,732 
395 
101 
5,236 
$ 22,841 
5,337 

Variance 

 (25.0%) 
- 
(36.8%) 
(16.4%) 
3.7% 
(3.3%) 
- 

87.8% 
(8.1%) 
42.7% 
- 

Variance 

(35.9%) 

(25.0%) 

(33.2%) 
11.1% 

14.9% 
19.4% 
(44.1%) 
19.4% 

(1) 
(2)  

(3) 

Vessel Calendar Days is the total number of days the vessels were in our fleet. 
Nordic Harrier (former Gulf Scandic) was redelivered from a bareboat charter in October 2010 and went directly into drydock for
repairs.  The  drydock  period  was  completed  in  late  April  2011  and  the  vessel  was  employed  in  the  spot  market  pursuant  to
cooperative  arrangements  on  May  1,  2011.  The  calendar  days  and  the  off-hire  days  in  connection  with  the  drydock  period  of  the
Nordic Harrier are not included in this table because the vessel had not operated in the spot market prior to May 1, 2011 and as a
result, the number of calendar and off-hire days would not have an impact on the comparison of TCE rate per day.  
Time Charter Equivalent, (“TCE”), results from Total TCE revenue divided by Total TCE days   

Voyage revenue decreased by 25.0% to $94.8 million for the year ended December 31, 2011, from $126.4 million for 
the year ended December 31, 2010. The decrease in voyage revenue was primarily the result of a decrease in net pool 
earnings by 35.9% to $76.6 million for the year ended December 31, 2011, from $119.6 million for the year ended 
December 31, 2010, due to a decline in spot market rates. The decrease in net pool earnings was offset by an increase 
in TCE days of 19.4% for the year ended December 31, 2011 from 2010, due to the expansion of the fleet by three 
vessels in 2011 and TCE days for a whole year for the vessels delivered in 2010.  

Voyage expenses were $14.9 million for the year ended December 31, 2011, compared to $0.0 million for the year 
ended December 31, 2010. The voyage expenses of $14.9 million for the year ended December 31, 2011 is related to 
the  six  vessels  we  temporarily  operated  in  the  spot  market  where  the  Company  was  the  principal  of  the  vessel’s 
activities. During 2010 we did not operate as principal of the vessel’s activities. Vessels chartered for a single voyage 
are presented in the Statement of Operations on a gross basis. The gross freight achieved on these voyages is included 
in  the  voyage  revenue.  Revenues  for  vessels  employed  pursuant  to  a  cooperative  arrangement  are  presented  net  of 
voyage expenses. 

Nordic American Tankers Limited                                  

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Net voyage revenues were $79.9 million for the year ended December 31, 2011 compared to $126.4 million for the 
year ended December 31, 2010, representing a decrease of 36.8%. The decrease in net voyage revenues was primarily 
the  result  of  a  decrease  in  the  spot  market  rates  for  the  period.  Average  TCE  rate  was  $12,777  for  the  year  ended 
December 31, 2011 compared to $22,841 for the year ended December 31, 2010, representing a decrease of 44.1%. 
The decrease in net voyage revenues was offset by an increase in revenue days of 19.4%, due to expansion of the fleet 
by three vessels in 2011 and revenue days for a whole year for the vessels delivered in 2010.   

Vessel  operating  expenses,  or  operating  expenses,  were  $54.9  million  for  the  year  ended  December  31,  2011 
compared  to $47.1  million  for  the  year  ended December  31, 2010,  an  increase of  16.4%.  The  increase  in  operating 
expenses for the year ended December 31, 2011 compared to 2010 was a result  of an increase in operating days of 
19.4%,  due  to  expansion  of  the  fleet  by  three  vessels  in  2011  and  operating  days  for  a  whole  year  for  the  vessels 
delivered in 2010. The increase in operating expenses was offset by a decrease in the average operating expenses per 
day of $8,600 for the year ended December 31, 2011, from $8,800 per day for the year ended December 31, 2010. The 
decrease in average operating expenses per day is a result of our high focus on limiting costs and the cost synergies 
created by operating a homogenous fleet. 

General  and  administrative  expenses  were  $15.4  million  for  the  year  ended  December  31,  2011  compared  to 
$16.0 million  for  the  year  ended  December  31,  2010,  which  resulted  in  a  decrease  of  3.7%.  The  decrease  of 
$0.6 million  in  general  and  administrative  expenses  during  2011  as  compared  to  2010,  is  a  result  of  a  decrease  of 
$2.2 million related to share-based compensation and pension costs, offset by an increase of $0.9 million related to the 
arbitration procedures for the Nordic Galaxy and of $0.7 million related to the increase in expenses primarily due to 
expansion of the fleet by three vessels in 2011. General and administrative expenses for the year ended December 31, 
2011,  include  $3.1  million  in  expenses  related  to  share-based  compensation  and  pension  costs  as  compared  to  $5.3 
million for the year ended December 31, 2010. The decrease in general and administrative expenses of $2.2 million 
related  to  share-based  compensation  and  pension  cost  for  the  year  ended  December  31,  2011  compared  to  the  year 
ended December 31, 2010, is a result of a decrease in costs of $2.8 million related to the issuance of restricted shares 
to the Manager after a follow-on offering that was conducted in 2010 under the management agreement as compared 
to no such costs in 2011. In addition, a decrease in costs of $0.7 million in 2011 under deferred compensation plan is a 
result  of  foreign  currency  exchange  fluctuations  related  to  the  deferred  compensation  agreements  which  are 
denominated in Norwegian krone and the financial assumption of the agreements. We had an increase in expenses in 
2011 of $1.3 million related to restricted shares issued under the 2011 Equity Incentive Plan. 

Depreciation expenses were $64.6 million for the year ended December 31, 2011 compared to $62.5 million for the 
year ended December 31, 2010 which is an increase of 3.3%.  The increase in depreciation expenses is a result of an 
increase of $5.9 million in the total depreciation of vessels due to the expansion of our fleet by three vessels during 
2011 and the inclusion of the depreciation for a whole year of the vessels delivered in 2010, offset by a decrease in 
amortization expenses of drydocking costs of $3.8 million related to capitalized drydocking expenses that were fully 
amortized during 2010.  

Loss on Contract was $16.2 million for the year ended December 31, 2011. Loss on Contract is a result of the award 
granted by the arbitral tribunal related to the arbitration involving the Nordic Galaxy. Even though the result of the 
arbitration  could  have been  more  advantageous  for  the  Company,  we  are  satisfied  that  a  ship  that  did  not  meet  our 
specifications did not enter our fleet. For further details, see Note 9 of our audited financial statements.  

Net operating loss was $71.2 million for the year ended December 31, 2011 compared to net operating income of $0.8 
million  for  the  year  ended  December  31,  2010.  The  increase  in  net  operating  loss of  $70.4  million  was  primarily  a 
result of a decrease in net voyage revenue of $46.6 million due to a decrease in spot market rates, an increase of vessel 
operating  expenses  of  $7.7  million  and  an  increase  of  depreciation  expenses  of  $2.1  million  due  to  an  increase  in 
operating days as well as the Loss on Contract of $16.2 million from the result of the award granted by the arbitral 
tribunal related to arbitration involving the Nordic Galaxy. 

Interest income was $1.2 million for the year ended December 31, 2011 and $0.6 million for the year ended December 
31, 2010. Interest income of $1.2 million was derived from the loan furnished from the Company to the seller of the 
Nordic  Galaxy,  which  the  Company  did not  take delivery of  in August 2010.  For  further details,  see Note 9  of our 
audited financial statements.  

Nordic American Tankers Limited                                  

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Interest  expenses  were  $2.1  million  for  the  year  ended  December  31,  2011  compared  to  $2.0  million  for  the  year 
ended December 31, 2010. The increase in interest expenses is primarily the result of an increase in amounts borrowed 
under the Credit Facility and an increase in interest rates during 2011 compared to 2010. 

Liquidity and Capital Resources 

Cash flows (used in) provided by operating activities decreased to ($12.2) million for the year ended December 31, 
2011 from $57.8 million for the year ended December 31, 2010. The decrease in cash flows provided by operating 
activities is primarily due to lower spot market rates and an increase of vessel operating expenses due to the expansion 
of the fleet in December 2010 and during 2011. 

Cash flows used in investing activities decreased to $81.8 million for the year ended December 31, 2011 compared to 
$202.8 million for the year ended December 31, 2010. The cash flows used in investing activities for the year ended 
December 31, 2011 consists primarily of payments made in connection with the drydocking of the Nordic Harrier and 
in connection with the delivery of the Nordic Breeze, the Nordic Aurora and the Nordic Zenith. The cash flows used in 
investing activities for the year ended December 31, 2010 were primarily a result of the expansion of our fleet by two 
vessels  in  2010,  a  loan  to  the  sellers  of  the  Nordic  Galaxy  of  $8.4  million  which  we  did  not  take  delivery  of,  and 
advances related to the two newbuildings that were delivered to us in August 2011 and in November 2011.  

Cash  flows  provided  by  financing  activities  decreased  to  $100.7  million  for  the  year  ended  December  31,  2011 
compared to cash flow provided by financing activities of $131.8 million for the year ended December 31, 2010. The 
financing activities for the year ended December 31, 2011 are the net proceeds from the drawdown of $155.0 million 
under the Credit Facility less $54.3 million paid in dividends. The financing activities for the year ended December 
31, 2010 represent proceeds from the follow-on offering of $136.5 million and the net proceeds from a drawdown of 
$75.0 million under the Credit Facility less $79.7 million paid in dividends.   

During 2012, eight of the Company’s vessels are required, as part of the class renewal survey, to be drydocked for 
overhaul  repair  and  maintenance.  The  total  off-hire  days  are  estimated  to  be  160  days  and  drydocking  costs  are 
estimated  to  be  $16.0  million.  These  drydocking  costs  are  to  be  financed  through  the  financial  resources  of  the 
Company. Management believes that the Company’s working capital is sufficient for its present requirements. 

Nordic American Tankers Limited                                  

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Contractual Obligations 

The Company’s contractual obligations as of December 31, 2011, consist of our obligations as borrower under our 
Credit Facility, the Management Agreement with Scandic American Shipping Ltd., and our deferred compensation 
agreement for our Chairman, President and CEO and our Chief Financial Officer.  

The following table sets out long-term financial, commercial and other obligations outstanding as of December 31, 
2011 (all figures in thousands of USD).  

Less than 
1 year 

1-3 
years 

3-5  
years 

More than 5 
years 

Contractual Obligations 

Credit Facility (1) 

Interest Payments (2) 

Commitment Fees (3) 

Management Fees (4) 

Deferred Compensation Agreement (5) 

Total 

230,000 

12,246 

1,556 

5,000 

9,876 

- 

230,000 

4,536 

576 

500 

- 

7,709 

980 

1,000 

- 

– 

– 

– 

1,000 

– 

Total 

258,678 

5,613 

239,689 

1,000 

– 

– 

– 

2,500 

9,876 

12,376 

Notes: 
(1) 
(2) 
(3) 
(4) 
(5) 

Refers to obligation to repay indebtedness outstanding as of December 31, 2011. 
Refers to estimated interest payments over the term of the indebtedness outstanding as of December 31, 2011. 
Refers to estimated commitment fees over the term of the indebtedness outstanding as of December 31, 2011. 
Refers to the management fees payable to Scandic American Shipping Ltd. under the Management Agreement as of December 31, 2011. 
Refers to estimated deferred compensation agreements payable to the Company’s CEO and CFO as of December 31, 2011. 

Nordic American Tankers Limited                                  

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Dividend payment 

Our  policy  is  to  declare  quarterly  dividends  to  shareholders,  substantially  equal  to  our  net  operating  cash  flow 
(determined as described below) during the previous quarter. The dividend to shareholders could be higher than the 
operating cash flow or the dividend to shareholders could be lower than the operating cash flow after reserves as the 
Board of Directors may from time to time determine are required, taking into account contingent liabilities, the terms 
of our Credit Facility, our other cash needs and the requirements of Bermuda. However, if we declare a dividend in 
respect  of  a  quarter  in  which  an  equity  issuance  has  taken  place,  we  calculate  the  dividend  per  share  as  our  net 
operating cash flow for the quarter (after taking into account the factors described above) divided by the weighted-
average number of shares over that quarter. Net operating cash flow represents net income plus depreciation and non-
cash administrative charges. The dividend paid is the calculated dividend per share multiplied by the number of shares 
outstanding at the end of the quarter. 

Total  dividends  paid  in  2011  were  $54.3  million  or  $1.15  per  share.  The  quarterly  dividend  payments  per  share  in 
2011, 2010 and 2009 were as follows: 

Period 
1st Quarter 
2nd Quarter 
3rd Quarter 
4th Quarter 

Total USD 

2011

$0.25
0.30
0.30
0.30

$1.15

2010

$0.25
0.60
0.60
0.25

$1.70

2009

$0.87
0.88
0.50
0.10

$2.35

The  Company  declared  a  dividend  of  $0.30  per  share  in  respect  of  the  fourth  quarter  of  2011,  which  was  paid  to 
shareholders in March 2012. 

THE MANAGEMENT AGREEMENT 

In  June  2004,  the  Company  entered  into  a  Management  Agreement  with  Scandic  American  Shipping  Ltd. 
(“Manager”). The Manager is owned by a company controlled by the Chairman and Chief Executive Officer of the 
Company, Mr. Herbjørn Hansson and his family. Under the management agreement (“Management Agreement”), the 
Manager  has  the  daily,  administrative  commercial  and  operational  responsibility  for  our  vessels  and  is  generally 
required to manage our day-to-day business according to our objectives and policies as established and directed by the 
Board of Directors. All decisions of a material nature concerning our business are taken by the Board of Directors. 
The  Management  Agreement  shall  terminate  on  the  date  which  is  ten  years  from  the  calendar  date,  so  that  the 
remaining term of the Management Agreement shall always be ten years unless terminated earlier in accordance with 
its terms, essentially related to non-performance or negligence by the Manager. 

For  its  services  under  the  Management  Agreement,  the  Manager  is  reimbursed  for  all  of  its  costs  incurred  plus  a 
management  fee  of  $500,000  per  annum  for  the  total  fleet.  The  management  fee  was  increased  from  $350,000  to 
$500,000 per annum on December 1, 2011. In order to align the Manager’s interests with those of the Company, the 
Company has issued to the Manager restricted common shares equal to 2% of our outstanding common shares. Any 
time additional common shares are issued, the Manager will receive restricted common shares in order to maintain the 
number of common shares issued to the Manager at 2% of our total outstanding common shares.  

In 2011, the Board of Directors approved a new incentive plan, which we refer to as the 2011 Equity Incentive Plan, 
under  which  a  maximum  of  400,000  common  shares  were  reserved  for  issuance.    A  total  of  400,000  restricted 
common shares that are subject to vesting have been allocated among 23 persons employed in the management of the 
Company, the Manager and the members of the Board. The holders of the restricted shares are entitled to voting rights 
as well as receive dividends paid during the vesting period. 

Nordic American Tankers Limited                                  

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COMMERCIAL AND TECHNICAL MANAGEMENT AGREEMENTS 

The  Company  has  outsourced  the  commercial  and  technical  management  of  its  vessels  to  third-party  companies 
operating under the supervision of the Manager.  The compensation under the commercial and technical management 
agreements is in accordance with industry standards. 

Commercial Management Agreements  

Until June 30, 2010, Frontline Ltd. and the private Stena Group of Sweden provided commercial management services 
for all the Company`s vessels trading in the spot market. In March 2010 the Company announced that it decided to 
place  all  of  its  vessels  in  a  spot  market  cooperation  with  Gemini  Tankers  LLC,  where  Frontline  Ltd.  and  Teekay 
Corporation,  together  with  us  were  the  main  owners  of  the  participating  vessels.  The  Gemini  Tankers  LLC, 
cooperative arrangement commenced on July 1, 2010. 

In November 2011, the Orion Tankers pool was established with Orion Tankers Ltd. as pool manager. This company 
is  owned  equally  by  us  and  Frontline  Ltd.    In  mid-November  2011,  our  vessels  were  transferred  from  the  Gemini 
Tankers  LLC  arrangement  to  the  Orion  Tankers  pool  upon  completion  of  previously  fixed  charters  within  Gemini 
Tankers LLC. 

Technical Management Agreements  

The  ship  management  firm  of  V.Ships  Norway  AS  or  V.Ships  provides  the  technical  management  for  14  of  the 
Company’s  vessels.  The  ship  management  firm  of  Colombia  Shipmanagement  Ltd,  Cyprus  provides  the  technical 
management for four of the Company’s vessels. The ship management firm DSD Shipping AS, Norway provides the 
technical  management  for  one  of  the  Company’s  vessels.  The  ship  management  firm  Hellespont  Ship  Management 
GmbH & Co KG, Germany provides the technical management for one of the Company’s vessels.   

DIVIDEND REINVESTMENT AND DIRECT STOCK PURCHASE PLAN 

On  March  26,  2009,  the  Company  filed  a  registration  statement  on  Form  F-3ASR  relating  to  the  Dividend 
Reinvestment and Direct Stock Purchase Plan for 1,664,450 shares of common stock to allow existing shareholders to 
purchase additional common stock by reinvesting all or a portion of the dividends paid on their common stock and by 
making  optional  cash  investments  and  new  investors  to  enter  into  the  plan  by  making  an  initial  investment.  As  at 
December 31, 2011, December 31, 2010, and December 31, 2009, no shares were issued pursuant to the plan. 

STOCKHOLDERS RIGHTS PLAN 

On February 13, 2007, the Board of Directors adopted a stockholders rights agreement and declared a dividend of one 
preferred stock purchase right to purchase one one-thousandth of a share of our Series A Participating Preferred Stock 
for each outstanding share of our common stock, par value $0.01 per share. The dividend was payable on February 27, 
2007  to  stockholders  of  record  on  that  date.  Each  right  entitles  the  registered  holder  to  purchase  from  us  one  one-
thousandth of a share of Series A Participating Preferred Stock at an exercise price of $115, subject to adjustment. We 
can  redeem  the  rights  at  any  time  prior  to  a  public  announcement  that  a  person  has  acquired  ownership  of  15%  or 
more of the Company’s common stock.  

This stockholders rights plan was designed to enable us to protect stockholder interests in the event that an unsolicited 
attempt  is  made  for  a  business  combination  with,  or  a  takeover  of,  the  Company.  We  believe  that  the  stockholders 
rights plan should enhance our Board’s negotiating power on behalf of stockholders in the event of a coercive offer or 
proposal. We are not currently aware of any such offers or proposals.  

Nordic American Tankers Limited                                  

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COMPENSATION OF DIRECTORS AND OFFICERS 

The six directors received, in the aggregate, $490,000 in cash fees for their services as directors for the year ended 
December 31, 2011. The Vice Chairman of the Board of Directors received an additional annual cash compensation of 
$10,000 in 2011. The members of the Audit Committee receive an additional annual cash retainer of $12,000 each per 
year. The Chairman of the Audit Committee receives an additional annual cash compensation of $6,000 per year. We 
do not pay director fees to the Chairman, President and Chief Executive Officer. We do, however, reimburse all of our 
directors for all reasonable expenses incurred by them in connection with their services as members of our Board of 
Directors.  

EMPLOYMENT AGREEMENTS 

We  have  employment  agreements  with  Herbjørn  Hansson,  our  Chairman,  President  and  Chief  Executive  Officer; 
Turid M. Sørensen, our Chief Financial Officer; Rolf I. Amundsen, our Chief Investor Relations Officer and Advisor 
to  the  Chairman;  and  Jan  Erik  Langangen,  our  Executive  Vice  President,  Business  Development  &  Legal.  Mr. 
Hansson does not receive any additional compensation for his services as a director or Chairman of the Board. The 
aggregate compensation of our executive officers during the year ended December 31, 2011 was approximately $2.9 
million.  

In 2011, the Board of Directors established the 2011 Equity Incentive Plan. The aggregate number of restricted shares 
issued  to  our  executive  officers  during  the  year  ended  December  31,  2011  was  110,000.  The  aggregate  number  of 
restricted shares to our Directors during the year ended December 31, 2011 was 53,000. The vesting period is a four-
year cliff vesting period for 326,000 shares and a five-year cliff vesting period for 74,000 shares, that is, none of these 
shares  may  be  sold  during  the  first  four  or  five  years  after  grant,  as  applicable,  and  the  shares  are  forfeited  if  the 
grantee leaves the Company before that time. The holders of the restricted shares are entitled to voting rights as well 
as  receive  dividends  paid  in  the  period.  The  Board  considers  this  arrangement  to  be  in  the  best  interests  of  the 
Company. 

Our  Chairman,  President  and  Chief  Executive  Officer  and  our  Chief  Financial  Officer  have  individual  deferred 
compensation agreements. The Chief Executive Officer has served in his present position since the inception of the 
Company in 1995. Please see Note 7 to the audited financial statements for further information about the agreements. 

SHARE-BASED COMPENSATION PLANS 

Management Agreement 
In order to align the Manager’s interests with those of the Company, the Company has issued to the Manager restricted 
common shares equal to 2% of our outstanding common shares. Any time additional common shares are issued, the 
Manager  will  receive  restricted  common  shares  in  order  to  maintain  the  number  of  common  shares  issued  to  the 
Manager at 2% of our total outstanding common shares. 

2004 Stock Incentive Plan 
As of December 31, 2010, the Company had a share-based compensation plan that had been active since 2004. The 
plan was cancelled in 2011. Total compensation cost related to the 2004 Stock Incentive Plan was $0.06 million for 
the year ended December 31, 2010, and was recorded within “General and Administrative expense” in the Statement 
of Operations. All the restricted shares to employees and non-employees had vested by the end of 2010. 

2011 Equity Incentive Plan 
In 2011, the Board of Directors approved a new incentive plan under which a maximum of 400,000 common shares 
were reserved for issuance. A total of 400,000 restricted common shares that are subject to vesting have been allocated 
among 23 persons employed in the management of the Company, the Manager and the members of the Board. Under 
the terms of the Plan, the directors, officers and certain key employees of the Company and the Manager are eligible to 
receive awards which include incentive stock options, non-qualified stock options, stock appreciation rights, dividend 
equivalent  rights,  restricted  stock,  restricted  stock  units  and  other  equity-based  awards.  The  aggregate  number  of 
restricted  shares  issued  to  our  executive  officers  during  the  year  ended  December  31,  2011  was  110,000.  The 
aggregate number of restricted shares issued to our Directors during the year ended December 31, 2011 was 53,000. 

Nordic American Tankers Limited                                  

Page 12 of 36 

 
  
 
 
 
The vesting period is a four-year cliff vesting period for 326,000 shares and a five-year cliff vesting period for 74,000 
shares, that is, none of these shares may be sold during the first four or five years after grant, as applicable, and the 
shares  are  forfeited  if  the  grantee  discontinues  working  for  the    Company    before  that  time.  The  holders  of  the 
restricted shares are entitled to voting rights as well as receive dividends paid during the vesting period.  

Please  see  Note  11  to  the  audited  financial  statements  for  further  information  about  the  share-based  compensation 
Plan. 

April 17, 2012                                                                                           NORDIC AMERICAN TANKERS LIMITED 

Nordic American Tankers Limited                                  

Page 13 of 36 

 
  
 NORDIC AMERICAN TANKERS LIMITED 

TABLE OF CONTENTS  
_________________________________________________________________________________ 

Report Of Independent Registered Public Accounting Firm 

Financial Statements: 

Statements of Operations for the years ended December 31, 2011, 2010 and 2009 

Balance Sheets as of December 31, 2011 and 2010 

Statements of Shareholders’ Equity for the years ended December 31, 2011, 2010 and 2009 

Statements of Cash Flows for the years ended December 31, 2011, 2010 and 2009 

Notes to Financial Statements 

 Page 

15 

16 

17 

18 

19 

20-36 

Nordic American Tankers Limited                                  

Page 14 of 36 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM  

To the Board of Directors and Stockholders of Nordic American Tankers Limited  
Hamilton, Bermuda 

We have audited the accompanying balance sheets of Nordic American Tankers Limited (the 
“Company”) as of December 31, 2011 and 2010, and the related statements of operations, 
shareholders’ equity and cash flows for each of the three years ended December 31, 2011. These 
financial statements are the responsibility of the Company's management. Our responsibility is to 
express an opinion on these financial statements based on our audits. 

We conducted our audits in accordance with the standards of the Public Company Accounting 
Oversight Board (United States). Those standards require that we plan and perform the audit to 
obtain reasonable assurance about whether the financial statements are free of material 
misstatement. An audit also includes examining, on a test basis, evidence supporting the amounts 
and disclosures in the financial statements, assessing the accounting principles used and significant 
estimates made by management, as well as evaluating the overall financial statement presentation. 
We believe that our audits provide a reasonable basis for our opinion. 

In our opinion, such financial statements present fairly, in all material respects, the financial 
position of the Nordic American Tankers Limited as of December 31, 2011 and 2010, and the results 
of their operations and their cash flows for each of the three years in the period ended December 
31, 2011, in conformity with accounting principles generally accepted in the United States of 
America. 

/s/ Deloitte AS 

Oslo, Norway 
April 16, 2012  

Nordic American Tankers Limited                                  

Page 15 of 36 

 
  
 
 
 
 
 
 
 
 
 
 
NORDIC AMERICAN TANKERS LIMITED 
STATEMENTS OF OPERATIONS FOR THE YEARS ENDED DECEMBER 31, 2011, 2010, AND 2009  
All figures in USD ‘000, except share and per share amount 

Voyage Revenues 

Voyage Expenses 

Vessel Operating Expense – 
excluding depreciation expense 
presented below 

General and Administrative 
Expense 

Depreciation Expense 

Loss on Contract 

Net Operating (Loss) Income 

Interest Income 

Interest Expense 

Other Financial Expense 

Total Other Expenses 

Net (Loss) Income  

Basic (Loss) Earnings per Share    

Diluted (Loss) Earnings per Share 

Notes 

4 

Year Ended December 31, 

2011 

2010 

2009 

94,787 

(14,921) 

126,416 

– 

124,370 

(8,959) 

(54,859) 

(47,113) 

(43,139) 

3,6,7,11 

(15,394) 

(15,980) 

(14,819) 

8 

9 

13 

15 

15 

(64,626) 

(16,200) 

(71,213) 

1,187 

(2,130) 

(142) 

(1,085) 

(72,298) 

(1.53) 

(1.53) 

(62,545) 

(55,035) 

- 

778 

632 

(1,971) 

(248) 

(1,587) 

(809) 

(0.02) 

(0.02) 

- 

2,418 

614 

(1,794) 

(226) 

(1,406) 

1,012 

0.03 

0.03 

Basic Weighted Average Number of Common 
Shares Outstanding 

Diluted Weighted Average Number of 
Common Shares Outstanding  

47,159,402 

46,551,564 

40,449,522 

47,159,402 

46,551,564 

40,449,522 

The footnotes are an integral part of these financial statements. 

Nordic American Tankers Limited                                  

Page 16 of 36 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
NORDIC AMERICAN TANKERS LIMITED 
BALANCE SHEETS AS OF DECEMBER 31, 2011 AND 2010 
All figures in USD ‘000, except share and per share amount 

As of December 31, 

Notes 

2011 

2010 

19 
4 
3,4 

5,9 

8 
20 
3 
10 

3 
14 

12 
7 

17 

16 

ASSETS 
Current Assets 
Cash and Cash Equivalents 
Marketable securities 
Accounts receivable, net 
Accounts receivable, net related party 
Inventory 
Prepaid Expenses and Other Current Assets 

Total Current Assets 

Non-Current Assets 
Vessels, Net 
Investment in joint venture 
Related party receivables 
Other Non-current Assets 

Total Non-current Assets 

Total Assets 

LIABILITIES AND SHAREHOLDERS’ EQUITY 

Current Liabilities 
Accounts Payable 
Accounts Payable, related party 
Accrued Liabilities 

Total Current Liabilities 

Long-term Debt 
Deferred Compensation Liability 

Total Liabilities 

Commitments and Contingencies 

SHAREHOLDERS’ EQUITY 
Common Stock, par value $0.01 per Share; 
90,000,000 and 51,200,000 shares authorized, 
47,303,394 and  46,898,782 shares issued and 
outstanding at December 31, 2011 and 
December 31, 2010, respectively 
Additional Paid-in Capital 
Contributed Surplus 
Accumulated other Comprehensive Loss 
Retained Earnings  

Total Shareholders’ Equity 

24,006 
583 
17,586 
1,571 
7,586 
31,768 

83,100 

17,221 
- 
11,046 
- 
3,604 
39,772 

71,643 

1,022,793 
61 
18,941 
490 

1,042,285 

988,263 
- 
- 
23,177 

1,011,440 

1,125,385 

1,083,083 

4,378 
926 
12,642 

17,946 

230,000 
9,876 

257,822 

- 

2,035 
899 
4,060 

6,994 

75,000 
8,134 

90,128 

- 

473 

469 

12,867 
926,733 
(212) 
(72,298) 

867,563 

11,480 
981,815 
- 
(809) 

992,955 

Total Liabilities and Shareholders’ Equity 

1,125,385 

1,083,083 

The footnotes are an integral part of these financial statements. 

Nordic American Tankers Limited                                  

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NORDIC AMERICAN TANKERS LIMITED 
STATEMENTS OF SHAREHOLDERS’ EQUITY FOR THE YEARS ENDED DECEMBER 31, 2011, 2010 AND 2009 

All figures in USD ‘000, except number of shares 

Balance at December 31, 
2008 
Accumulated dividend 
distributions defined as 
return of capital. 
Net (Loss) Income  
Common Shares Issued, 
net of $10.6  million 
issuance costs  
Reduction of share 
premium 
Compensation –Restricted 
Shares 
Share-based Compensation  
Dividend Paid, $2.35 per 
share 
Balance at December 31, 
2009 

Net (Loss) Income  
Common Shares Issued, 
net of $3.5  million 
issuance costs  
Reduction of share 
premium 
Compensation –Restricted 
Shares 
Share-based Compensation  
Return of Capital 
Balance at December 31, 
2010 
Accumulated coverage of 
loss as of December 31, 
2010 
Net (Loss) Income  
Common Shares Issued, 
2011 Equity Incentive Plan 

Other Comprehensive 
(Loss) Income 

Compensation – Restricted 
Shares 

Share-based Compensation  

Return of Capital 
Balance at December 31, 
2011 

Number of 
Shares 

Common 
Stock 

Additional 
Paid-in 
Capital 

Contributed 
Surplus 

Accumulated 
other 
Comprehensive 
Loss 

34,373,271 

344 

5,300 

899,963 

– 
– 

– 
– 

– 

(117,021) 
– 

7,675,000 

77 

236,607 

– 

156,633 
- 

- 

42,204,904 
– 

1 
– 

– 

422 
– 

(236,607) 

236,607 

5,365 
(2,133) 

– 
– 

– 

(94,419) 

8,533 
– 

925,129 

4,600,000 

46 

136,464 

– 

- 

93,878 
– 
– 

– 

1 
– 
– 

(136,414) 

136,414 

2,837 
60 
– 

– 
– 
(79,728) 

46,898,782 

469 

11,480 

981,815 

– 
– 

400,000 

– 

4,612 

– 

– 

– 
– 

4 

– 

– 

– 

– 

– 
– 

– 

– 

  67 

1,320 

– 

(809) 
– 

– 

– 

– 

– 

(54,273) 

– 

– 
– 

– 

– 

– 
– 

– 

– 
– 

– 

– 

– 
– 
– 

– 

– 
– 

– 

(212) 

– 

– 

– 

Retained 
Earnings 

Total 
Shareholders’ 
Equity 

(117,021)

788,586 

117,021 
1,012 

- 
1,012 

– 

– 

– 
– 

236,684 

– 

5,366 
(2,133) 

(1,012)

(95,431) 

– 
(809)

934,084 

(809) 

– 

– 

– 
– 
– 

136,510 

– 

2,838 
60 
(79,728) 

(809)

992,955 

809 
(72,298)

– 
(72,298) 

– 

– 

– 

– 

– 

4 

(212) 

67 

1,320 

(54,273) 

47,303,394 

473 

12,867 

926,733 

(212) 

(72,298)

867,563 

The footnotes are an integral part of these financial statements.

Nordic American Tankers Limited                                  

Page 18 of 36 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
NORDIC AMERICAN TANKERS LIMITED 
STATEMENTS OF CASH FLOWS FOR THE YEARS ENDED DECEMBER 31, 2011,  2010 AND 2009  

All figures in USD ‘000 

Year Ended December 31, 

2011 

2010 

2009 

Cash Flows from Operating Activities 

Net (Loss) Income  

(72,298) 

(809) 

1,012 

Reconciliation of Net (Loss) Income to Net Cash  
Provided by Operating Activities 
Depreciation Expense 
Loss on Contract 
Dry-dock Expenditures 
Amortization of Deferred Finance Costs 
Deferred Compensation Liability 
Compensation– Restricted Shares 
Share-based Compensation 
Other, net 

Changes in Operating Assets and Liabilities: 
Accounts Receivables 
Accounts Payable and Accrued Liabilities 
Prepaid and Other Current Assets 
Deferred Revenue 
Voyages in Progress 
Other Non-current Assets 

64,626 
16,200 
(11,577) 
653 
1,741 
67 
1,320 
– 

(8,111) 
14,909 
(8,149) 
– 
(5,233) 
(6,311) 

Net Cash  (Used in) Provided by Operating Activities 

(12,163) 

62,545 
- 
(5,205) 
653 
2,450 
2,838 
60 
– 

7,326 
(3,151) 
172 
(537) 
– 
(8,590) 

57,752 

55,035 
- 
(5,330) 
653 
1,606 
5,366 
(2,133) 
124 

17,650 
(38) 
(1,706) 
88 
- 
(9,132) 

63,195 

Cash Flows from Investing Activities 
Investment in Marketable Securities 
Investment in Joint Venture 
Investment in Vessels 
Loan repayment from (paid to) seller, Nordic Galaxy 

Net Cash Used in Investing Activities 

Cash Flows from Financing Activities 
Proceeds from Issuance of Common Stock 
Proceeds from Use of Credit Facility 
Repayments on Credit Facility 
Dividends Paid 

Net Cash Provided by Financing Activities 

Net Increase (Decrease) in Cash and Cash Equivalents 

Cash and Cash Equivalents at the Beginning of Year 

Cash and Cash Equivalents at the End of Year 

Cash Paid for Interest 
Cash Paid for Taxes 

(795) 
(61) 
(91,536) 
10,609 

(81,783) 

4 
155,000 
– 
(54,273) 

– 
– 
(194,426) 
(8,384) 

–  
–  
(179,275) 
(11,055) 

(202,810) 

(190,330) 

136,510 
225,000 
(150,000) 
(79,728) 

236,684 
66,000 
(81,000) 
(95,431) 

100,731 

131,783 

126,253 

6,785 

17,221 

24,006 

1,902 
– 

(13,275) 

30,496 

17,221 

1,551 
– 

(882) 

31,378 

30,496 

1,249 
– 

The footnotes are an integral part of these financial statements. 

Nordic American Tankers Limited                                  

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NORDIC AMERICAN TANKERS LIMITED 

NOTES TO FINANCIAL STATEMENTS 
(All amounts in USD ‘000 except where noted) 

1. 

NATURE OF BUSINESS  

Nordic American Tankers Limited (the “Company”) was formed on June 12, 1995 under the laws of the Islands of 
Bermuda. The Company’s shares trade under the symbol “NAT” on the New York Stock Exchange. 

We  are  an  international  tanker  company  that  owns  20  double-hull  Suezmax    tankers,  which  average  approximately 
156,000  dwt  each.  We  chartered  all  of  our  vessels  in  the  spot  market  pursuant  to  a  cooperative  arrangement  with 
Gemini Tankers LLC in 2011, until November 24, 2011, when we entered into a spot market arrangement with Orion 
Tankers Ltd. (“Orion Tankers”). In 2010, we had chartered two of our 17 operating vessels on bareboat charters that 
expired in June 2010, and October 2010, respectively. The Nordic Harrier (former Gulf Scandic) was redelivered to 
the Company in October 2010 and went directly into drydock.  The drydock period was completed in late April 2011, 
and the vessel was employed in the spot market pursuant to cooperative arrangements on May 1, 2011. 

Tanker markets are typically stronger in the fall and winter months (the fourth and first quarters of the calendar year) 
in anticipation of increased oil consumption in the northern hemisphere during the winter months.  Seasonal variations 
in tanker demand normally result in seasonal fluctuations in spot market charter rates. 

Our Fleet 

Our current fleet consists of 20 double-hull Suezmax tankers and all of our vessels are employed in the spot market 
pursuant to our cooperative arrangement with Orion Tankers Ltd.   

Vessel 
Nordic Harrier 
Nordic Hawk 
Nordic Hunter 
Nordic Voyager 
Nordic Freedom 
Nordic Fighter 
Nordic Discovery 
Nordic Saturn 
Nordic Jupiter 
Nordic Apollo 
Nordic Moon 
Nordic Cosmos 
Nordic Sprite 
Nordic Grace 
Nordic Mistral 
Nordic Passat 
Nordic Vega 
Nordic Breeze 
Nordic Aurora 
Nordic Zenith 

Yard 
Samsung 
Samsung 
Samsung 
Dalian New 
Daewoo 
Hyundai 
Hyundai 
Daewoo 
Daewoo 
Samsung 
Samsung 
Samsung 
Samsung 
Hyundai 
Hyundai 
Hyundai 
Bohai 
Samsung 
Samsung 
Samsung 

Built 
1997 
1997 
1997 
1997 
2005 
1998 
1998 
1998 
1998 
2003 
2002 
2003 
1999 
2002 
2002 
2002 
2010 
2011 
1999 
2011 

Deadweight 
Tons 
151,475 
151,475 
151,400 
149,591 
163,455 
153,328 
153,328 
157,332 
157,411 
159,999 
159,999 
159,998 
147,188 
149,921 
164,236 
164,274 
163,000 
158,597 
147,262 
158,645 

Delivered to NAT 
August 1997 
October 1997 
December 1997 
November 2004 
March 2005 
March 2005 
August 2005 
November 2005 
April 2006 
November 2006 
November 2006 
December 2006 
February 2009 
July 2009 
November 2009 
March 2010 
December 2010 
August 2011 
September 2011 
November 2011 

During  2011,  our  fleet  has  increased  by  three  vessels,  including  two  newbuilding  vessels  that  we  entered  into 
agreements with Samsung Heavy Industries Co., Ltd. in April 2010.  

Nordic American Tankers Limited                                  

Page 20 of 36 

 
  
 
 
 
 
 
 
 
 
 
2. 

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES  

Basis  of  Accounting:  These  financial  statements  have  been  prepared  in  accordance  with  accounting  principles 
generally accepted in the United States of America (“US GAAP”). 

Use of Estimates: Preparation of financial statements in accordance with US GAAP requires management to  make 
estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets 
and  liabilities  at  the  date  of  the  financial  statements  and  the  reported  amounts  of  revenue  and  expenses  during  the 
reporting period. Actual results could differ from those estimates. The effects of changes in accounting estimates are 
accounted for in the same period in which the estimates are changed. 

Foreign Currency Translation: The functional currency of the Company is the United States (“U.S.”) dollar as all 
revenues are received in U.S. dollars and the majority of the Company’s expenditures are incurred and paid in U.S. 
dollars. The Company’s reporting currency is also the U.S. dollar. Transactions in foreign currencies during the year 
are translated into U.S dollars at the rates of exchange in effect at the date of the transaction.  

Revenue  and  Expense  Recognition:  Revenues  and  expenses  are  recognized  on  the  accruals  basis.  Revenues  are 
generated from spot charters, cooperative arrangements and bareboat charter hires.  

Voyage  revenues  and  expenses  are  recognized  ratably  over  the  estimated  length  of  each  voyage  and,  therefore,  are 
allocated  between  reporting  periods  based  on  the  relative  transit  time  in  each  period.  The  impact  of  recognizing 
voyage  expenses  ratably  over  the  length  of  each  voyage  is  not  materially  different  on  a  quarterly  and  annual  basis 
from a method of recognizing such costs as incurred. Probable losses on voyages are provided for in full at the time 
such losses can be estimated. Based on the terms of the customer agreement, a voyage is deemed to commence upon 
the completion of discharge of the vessel’s previous cargo and is deemed to end upon the completion of discharge of 
the  current  cargo.  However,  the  Company  does  not  recognize  revenue  if  a  charter  has  not  been  contractually 
committed  to  by  a  customer  and  the  Company,  even  if  the  vessel  has  discharged  its  cargo  and  is  sailing  to  the 
anticipated load port on its next voyage. 

Spot Charters: Revenues and voyage expenses of the vessels operating on spot charters are tankers typically chartered 
for  a  single  voyage  which  may  last  up  to  several  weeks.  Revenue  is  generated  from  freight  billing,  as  we  are 
responsible for  paying  voyage  expenses  and  the  charterer  is  responsible  for  any  delay  at  the  loading  or discharging 
ports.  When  our  tankers  are  operating  on  spot  charters  the  vessels  are  traded  fully  at  the  risk  and  reward  of  the 
Company. For vessels operating in the spot market other than through the pool (described below under “Cooperative 
arrangement”),  the  vessels  will  be  operated  by  the  pool  manager.  Under  this  type  of  employment,  the  vessel’s 
revenues  are  not  included  in  the  profit  sharing  of  the  participating  vessels  in  the  pool.  The  Company  considers  it 
appropriate to present the gross amount earned revenue from the spot charter, showing voyage expenses related to the 
voyage separately in the statements of operations. 

Cooperative  Arrangement:  Revenues  and  voyage  expenses  of  the  vessels  operating  in  pool  arrangements,  through 
cooperative arrangements, are combined and the resulting net pool revenues, calculated on a time charter equivalent 
basis, are allocated to pool participants according to an agreed formula. Formulas used to allocate net revenues vary 
among  different  cooperative  arrangements,  but  generally,  revenues  are  allocated  to  participants  on  the  basis  of  the 
number  of  days  a  vessel  operates  with  weighting  adjustments  made  to  reflect  each  vessels’  differing  capacities  and 
performance capabilities. The same revenue and expense principles stated above are applied in determining the pool’s 
net pool revenues.  The Manager of the cooperative agreements is responsible for collecting voyage revenue, paying 
voyage expenses and distributing net pool revenues to the owners of the participating vessels. Net revenues generated 
from  cooperative  agreements  in  which  the  Company  is  not  regarded  as  the  principal  of  its  vessels’  activities  are 
recorded  based  on  the  net  method.  The  Company  accounts  for  the  net  revenues  allocated  by  these  cooperative 
agreements as “Voyage Revenue” in its statements of operations.  

If a vessel does not temporarily comply with the pool requirements, the vessel will continue to be operated in the spot 
market by the pool manager, as described above under “Spot Charters.” 

Nordic American Tankers Limited                                  

Page 21 of 36 

 
  
 
 
 
 
 
 
 
 
 
 
 
Bareboat Charters: Revenues from bareboat charters are recorded at a fixed charterhire rate per day over the term of 
the charter. The charterhire is payable monthly in advance. During the charter period, the charterer is responsible for 
operating and maintaining the vessel and bears all costs and expenses with respect to the vessel.  

Vessel Operating Expenses: Vessel operating expenses include crewing, repair and maintenance, insurance, stores, 
lubricants, management fee, communication expenses and tonnage tax. These expenses are recognized when incurred. 

Cash and Cash Equivalents: Cash and cash equivalents consist of deposits with original maturities of three months 
or less.  

Marketable Securities:  Marketable equity securities held by the Company are considered to be available-for-sale 
securities and as such are carried at fair value. Any resulting unrealized gains and losses, net of deferred taxes if any, 
are recorded as a separate component of other comprehensive income in equity unless the securities are considered to 
be other than temporarily impaired, in which case unrealized losses are recorded in the income statement. 

Accounts  Receivable:  Accounts  and  other  receivables  are  presented  net  of  allowances  for  doubtful  balances.  If 
amounts become uncollectable, they are charged against income when that determination is made.  

Inventories:  Inventories,  which  are  comprised  of  bunker  fuel  and  lubrication  oil,  are  stated  at  cost,  which  is 
determined on a first-in, first-out (“FIFO”) basis. Inventory is reported within “Prepaid Expenses and Other Current 
Assets” within the Balance Sheet.  

Vessels, Net: Vessels are stated at their historical cost, which consists of the contracted purchase price and any direct 
expenses  incurred  upon  acquisition  (including  improvements,  on  site  supervision  expenses  incurred  during  the 
construction period,  commissions  paid, delivery  expenses  and other  expenditures  to prepare  the vessel  for  its  initial 
voyage) less accumulated depreciation. Financing costs incurred during the construction period of the vessels are also 
capitalized and included in vessels’ cost based on the weighted-average method. Certain subsequent expenditures for 
conversions  and  major  improvements  are  also  capitalized  if  it  is  determined  that  they  appreciably  extend  the  life, 
increase the earning capacity or improve the efficiency or safety of the vessel. Depreciation is calculated based on cost 
less estimated residual value, and is provided over the estimated useful life of the related assets using the straight-line 
method.  The  estimated  useful  life  of  a  vessel  is  25  years  from  the  date  the  vessel  is  delivered  from  the  shipyard. 
Repairs and maintenance are expensed as incurred. 

Impairment of Long-Lived Assets: Long-lived assets are required to be reviewed for impairment whenever events or 
changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If the carrying amount 
of  the  asset  is  less  than  its  estimated  fair  market  value  an  asset  is  considered  to  be  impaired.  If  the  estimated 
undiscounted future cash flows expected to result from the use of the impaired asset and its eventual disposition is less 
than  the  carrying  amount  of  the  asset,  an  impairment  charge  is  recorded;  if  greater  than  the  carrying  amount,  no 
impairment is recorded. The amount of impairment is determined as the difference between the carrying value and the 
fair value of the asset. There was no impairment charges recorded for the years ended December 31, 2011, 2010 or 
2009. 

Drydocking:  The  Company’s  vessels  are  required  to  be  drydocked  approximately  every  30  to  60 months.  The 
Company  capitalizes  a  substantial  portion  of  the  costs  incurred  during  drydocking  and  amortizes  those  costs  on  a 
straight-line basis from the completion of a drydocking or intermediate survey to the estimated completion of the next 
drydocking.  Consistent  with  prior  periods,  drydocking  costs  include  a  variety  of  costs  incurred  while  vessels  are 
placed within drydock, including expenses related to the dock preparation and port expenses at the drydock shipyard, 
general shipyard expenses, expenses related to hull, external surfaces and decks, expenses related to machinery and 
engines of the vessel, as well as expenses related to the testing and correction of findings related to safety equipment 
on  board.      Company  includes  in  capitalized  drydocking  those  costs  incurred  as  part  of  the  drydock  to  meet 
classification  and  regulatory  requirements.  The  Company  expenses  costs  related  to  routine  repairs  and  maintenance 
performed  during  drydocking,  and  for  annual  class  survey  costs.  Ballast  tank  improvements  are  capitalized  and 
amortized on a straight-line basis over a period of eight years. The capitalized and unamortized drydocking costs are 
included in the book value of the vessels. Amortization expense of the drydocking costs is included in depreciation 
expense.  

Investment in Joint Venture: The Company’s investment in joint venture is accounted for using the equity method 
of  accounting.  Under  the  equity  method  of  accounting,  the  investment  is  stated  at  initial  cost  and  is  adjusted  for 

Nordic American Tankers Limited                                  

Page 22 of 36 

 
  
 
 
 
 
 
 
 
 
 
subsequent additional investments and the Company’s proportionate share of earnings or losses and distributions. The 
Company  evaluates  its  investment  in  joint  venture  for  impairment  when  events  or  circumstances  indicate  that  the 
carrying value of the investment may have experienced an other than temporary decline in value below its carrying 
value. If the estimated fair value is less than the carrying value and is considered an other than temporary decline, the 
carrying value is written down to its estimated fair value and the resulting impairment is recorded in net income (loss).   

Deferred  Compensation  Liability:  The  Company  has  two  individual  deferred  compensation  agreements  with  the 
Company’s  CEO  and  CFO.  The  deferred  compensation  liabilities  are  denominated  in  Norwegian  currency.  The 
agreements are accounted for on an accrual basis using actuarial calculations. Any currency translation adjustments as 
well as actuarial gains and losses are recognized in general and administration expenses as incurred. 

Other  Comprehensive  Income  (Loss):  The  Company  follows  the  guidance  in  Accounting  Standard  Codification 
(ASC)  Topic  220,  “Comprehensive  Income”  which  requires  separate  presentation  of  certain  transactions  that  are 
recorded directly as components of shareholders’ equity.  

Segment  Information:  The  Company  has  identified  only  one  operating  segment  under  ASC  Topic  280,  “Segment 
Reporting.” The Company has only one type of vessel – Suezmax crude oil tankers.  

Geographical Segment: The Company currently operates all of its 20 vessels in the spot market through cooperative 
arrangements with other vessels that are not owned by us. The earnings of all of the vessels are aggregated and divided 
by the actual earning days each vessel was available during the period. The Company does not provide a geographical 
analysis because the Company’s business is global in nature and the location of our vessels continually changes.   

Fair  Value  of  Financial  Instruments:  The  fair  values  of  cash  and  cash  equivalents,  accounts  receivable,  accounts 
payable and accrued liabilities approximate carrying value because of the short-term nature of these instruments.  

Deferred  Financing  Costs:  Finance  costs,  including  fees,  commissions  and  legal  expenses,  which  are  recorded  as 
“Other Assets” on the Balance Sheet are deferred and amortized on a straight-line basis over the term of the relevant 
debt borrowings. Amortization of finance costs is included in “Interest Expense” in the Statement of Operations. 

Derivative Instruments: The Company did not hold any derivative instruments during 2011, 2010 and 2009, or at 
December 31, 2011 or 2010, respectively.  

Share-Based Payments: 

Share-Based Compensation:  The compensation costs for all of the Company’s stock-based compensation awards are 
based on the fair value method as defined in ASC Topic 718, “Compensation – Stock Compensation.”  

Restricted  Shares  to  Employees  and  Non-Employees:  The  fair  value  of  restricted  shares  is  estimated  based  on  the 
market price of the Company’s shares. The fair value of unvested restricted shares granted to employees is measured 
at grant date and the Company records the compensation expense for such awards over the vesting period. The fair 
value of unvested restricted shares granted to non-employees is measured at fair value at each reporting date and the 
Company records the compensation expense for such awards over the vesting period.  

Restricted  Shares  to  Manager:  Restricted  shares  issued  to  the  Manager  are  non-forfeitable  and  vest  immediately. 
Accordingly, the compensation expense for each of the respective issuances was measured at fair value on the date the 
award was issued, or the grant date, and expensed immediately as performance was deemed to be complete. The fair 
value was determined using the Company’s stock price on the date of grant. 

Income Taxes:  The Company is incorporated in Bermuda. Under current Bermuda law, the Company is not subject 
to corporate income taxes. 

Nordic American Tankers Limited                                  

Page 23 of 36 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
Concentrations:  

Fair value: The Company operates in the shipping industry which historically has been cyclical with corresponding 
volatility  in  profitability  and  vessel  values.  Vessel  values  are  strongly  influenced  by  charter  rates  which  in  turn  are 
influenced by the level and pattern of global economic growth and the world-wide supply and demand for vessels. The 
spot market for tankers is highly competitive and charter rates are subject to significant fluctuations. Dependence on 
the  spot  market  may  result  in  lower  utilization.  Each  of  the  aforementioned  factors  are  important  considerations 
associated with the Company’s assessment of whether the carrying amounts of its own vessels are recoverable. 

Credit  risk:  Financial  instruments  that  potentially  subject  the  Company  to  concentrations  of  credit  risk  consist 
principally  of  cash  and  cash  equivalents  and  accounts  receivable.  The  fair  value  of  the  financial  instrument 
approximates the net book value. The Company maintains its cash with financial institutions it believes are reputable. 
The terms of these deposits are on demand to minimize risk. The Company has not experienced any losses related to 
these cash deposits and believes it is not exposed to any significant credit risk. However, due to the current financial 
crisis  the  maximum  credit  risk  the  Company  would  be  exposed  to  is  a  total  loss  of  outstanding  cash  and  cash 
equivalents and accounts receivable. See Note 4 for further information.  

Accounts  receivable,  net,  consists  of  uncollateralized  receivables  from  international  customers  engaged  in  the 
international  shipping  industry.  The  Company  routinely  assesses  the  financial  strength  of  its  customers.  Accounts 
receivable  are  presented  net  of  allowances  for  doubtful  accounts.  If  amounts  become  uncollectible,  they  will  be 
charged  to  operations  when  that  determination  is  made.  For  the  years  ended  December  31,  2011  and  2010,  the 
Company did not record an allowance for doubtful accounts.  

Interest  risk:  The  Company  is  exposed  to  interest  rate  risk  for  its  debt  borrowed  under  the  Credit  Facility.  In  certain 
situations, the Company may enter into financial instruments to reduce the risk associated with fluctuations in interest rates. 
The  Company  has  no  outstanding  derivatives  at  December  31,  2011  and  2010,  and  has  not  entered  into  any  such 
arrangements during 2011 or 2010. 

Recent  Accounting  Pronouncements:  In  April  2011,  the  Financial  Accounting  Standards  Board  (“FASB”)  issued 
ASU 2011-04 to amend, Fair Value Measurements and Disclosures (Topic 820). This ASU requires new disclosures 
and  clarifies  certain  existing  disclosures  requirements  about  fair value measurements.  ASU 2011-04  is  effective  for 
interim  and  annual  reporting  periods  beginning  after  December  15,  2011,  early  adoption  is  not  permitted.  The 
Company does not expect the adoption of ASU 2011-04 to have a material impact on our financial position, results of 
operations, or cash flows.  

In  June  2011,  the  FASB  issued  ASU  2011-05,  Presentation  of  Comprehensive  Income.  This  ASU  requires  the 
Company to report all components of comprehensive income in the financial statement in the period in which they are 
recognized. The guidance ASU 2011-05 is effective for public companies for fiscal years, and interim periods within 
those  years  beginning  after  December  15,  2011.  Early  adoption  is  permitted.  The  Company  does  not  expect  the 
adoption of ASU 2011-05 to have a material impact on our financial position, results of operations, or cash flows.  

3. 

 RELATED PARTY TRANSACTIONS 

Scandic American Shipping Ltd.:  
In June 2004, the Company entered into a Management Agreement with Scandic American Shipping Ltd. (“Scandic” 
or the “Manager”). The Manager is owned by a company controlled by the Chairman and Chief Executive Officer of 
the  Company,  Mr. Herbjørn  Hansson  and  his  family.  The  Manager  has  administrative,  commercial  and  operational 
responsibility for the Company’s vessels and is required to manage the Company’s day-to-day business subject to the 
Company’s objectives and policies as established by the Board of Directors. For its services under the Management 
Agreement, the Manager is entitled to reimbursement of costs directly related to the Company plus a management fee 
equal to $500,000 per annum for the total fleet, increased from $350,000 to $500,000, effective December 1, 2011.  

In order to align the Manager’s interests with those of the Company, the Company has issued to the Manager restricted 
common shares equal to 2% of our outstanding common shares at par value of $0.01 per share. Any time additional 
common  shares  are  issued,  the  Manager  will  receive  restricted  common  shares  to  maintain  the  number  of  common 
shares issued to the Manager at 2% of our total outstanding common shares. During 2011, the Company issued to the 
Manager 4,612 shares at an average fair value of $14.45, in connection with the adoption of the 2011 Equity Incentive 

Nordic American Tankers Limited                                  

Page 24 of 36 

 
  
 
 
 
 
 
 
 
 
 
Plan.  During  2010,  the  Company  issued  to  the  Manager  93,878  shares  at  a  fair  value  of  $30.24.  The  Company 
recognized  $0.1  million,  $2.8  million  and  $5.4  million  in  noncash  share-based  compensation  expense  for  the  years 
ended December 31, 2011, 2010 and 2009, respectively, related to the issuance of shares to the Manager. All of these 
costs are included in “General and Administrative Expenses” within the statements of operations. In connection with 
nine  follow-on  offerings,  we  have  issued  a  total  of  937,976  restricted  shares  to  our  Manager  pursuant  to  the 
Management  Agreement.  These  restricted  shares  are  primarily  non-transferable  for  three  years  from  the  date  of 
issuance,  except  for  a  total  of  149,183  restricted  shares  that  are  non-transferable  for  six  years  from  the  date  of 
issuance.  

The Company recognized $3.8 million, $3.7 million, and $2.5 million of total costs for services provided under the 
Management  Agreement  for  the  years  ended  December  31,  2011,  2010  and  2009,  respectively.  These  costs  are 
included  in  “General  and  Administrative  Expenses”  in  the  statements  of  operations.  The  related  party  balances 
included within accounts payable were $0.9 million and $0.9 million at December 31, 2011 and 2010, respectively.  

In February 2011, the Company adopted a new equity incentive plan which we refer to as the 2011 Equity Incentive 
Plan, pursuant to which a total of 400,000 restricted shares were reserved for issuance. A total of 174,000 restricted 
shares were allocated to the Manager. The vesting period is four-year cliff vesting period for 100,000 shares and five-
year cliff vesting period for 74,000 shares, that is, none of these shares may be sold during the first four or five years 
after grant, as applicable, and the shares are forfeited if the grantee discontinues working for the Company before that 
time. The holders of the restricted shares are entitled to voting rights as well as receive dividends paid in the period. 
Under the terms of the Plan, the directors, officers and certain key employees of the Company and the Manager are 
eligible  to  receive  awards  which  include  incentive  stock  options,  non-qualified  stock  options,  stock  appreciation 
rights, dividend equivalent rights, restricted stock, restricted stock units and other equity-based awards. 

As  of  December  31,  2011,  the  Manager  owned,  together  with  its  owners,  2.20%  of  the  Company’s  shares.  The 
Management Agreement terminates on the date which is ten years from the calendar date, so that the remaining term 
of the Management Agreement is always ten years unless terminated earlier in accordance with its terms, essentially 
related to non-performance or negligence by the Manager. 

Board Member and Employees: 
Mr. Jan  Erik  Langangen,  Board  Member  and  an  employee  of  the  Company,  is  a  partner  of  Langangen &  Helset 
Advokatfirma  AS,  a  firm  which  provides  legal  services  to  the  Company.  The  Company  recognized  $0.1  million  in 
costs  in  each  of  the  years  ended  December  31,  2011,  2010  and  2009,  respectively,  for  the  services  provided  by 
Langangen & Helset Advokatfirma AS. These costs are included in “General and Administrative Expenses” within the 
statements of operations. There were no related amounts included within “Accounts Payable” at December 31, 2011 
and December 31, 2010.  

Mr.  Rolf  Amundsen,  the  Company’s  Investor  Relations  Manager,  is  a  partner  of  Amundsen  &  Partners  AS,  a  firm 
which provides consultancy services to the Company. The Company recognized $0.1 million in costs in each of the 
years ended December 31, 2011 and 2010 and 2009, respectively, for the services provided by Amundsen & Partners 
AS.  These  costs  are  included  in  “General  and  Administrative  Expenses”  within  the  statements  of  operations.  There 
were no related amounts included within “Accounts Payable” at December 31, 2011 and December 31, 2010. 

Orion Tankers Ltd: 
In November 2011, the Orion Tankers pool was established, with Orion Tankers Ltd. as pool manager. Orion Tankers 
Ltd. is owned equally by us and Frontline Ltd. In mid-November 2011, our vessels were transferred from the Gemini 
Tankers  LLC  arrangement  to  the  Orion  Tankers  pool  upon  completion  of  previously  fixed  charters  within  Gemini 
Tankers LLC. The Company has recognized $0.1 million in costs for the year ended December 31, 2011. These costs 
are  included  in  “Voyage  Expenses”  within  the  statements  of  operations.  As  of  December  31,  2011,  the  “Accounts 
receivable, net related party” amount was $1.6 million and the amount represents the outstanding net earnings from 
Orion pool.  

As  of  December  31,  2011,  the  “Related  party  receivable”  amount  was  $18.9  million  and  the  amount  represents  the 
outstanding working capital from the Orion pool. The working capital represents the value of bunkers on board our 
vessels  at  the  time  of  vessel  delivery  to  the  cooperative  arrangements,  including  payment  of  initial  funding  of  $0.2 
million  per  vessel.  The  working  capital  is  to  be  repaid  to  the  Company  within  six  months  after  the  date  of  the 
withdrawal from the agreements. 

Nordic American Tankers Limited                                  

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4. 

REVENUE 

During,  2011,  we  operated  all  of  our  20  vessels  in  the  spot  market  through  cooperative  arrangements  with  Gemini 
Tankers LLC and Orion Tankers pool. During 2011, we temporarily operated six vessels in the spot market, through 
cooperative arrangements as spot charters, compared to none during 2010. During 2009, we temporarily operated four 
vessels in the spot market, through cooperative arrangements. During the year ended December 31, 2010, and 2009, 
two of our vessels were employed on bareboat charters that expired in June 2010 and October 2010, respectively.  

The table below provides the breakdown of revenues recorded as per the net method and the gross method.  

All figures in USD ‘000 

Voyage revenues, net pool earnings 
Voyage revenues, gross freight through spot charters 
Bareboat revenues 

Total Voyage Revenues  

2011 

76,618 
18,169 
– 

2010 

2009 

119,598 
– 
6,818 

102,229 
15,817 
6,324 

94,787 

126,416 

124,370 

Since  July  1,  2010  and  until  mid-November  2011,  our  vessels  were  employed  in  a  spot  market  arrangement  with 
Gemini Tankers LLC, of which Frontline Ltd., Teekay Corporation, and we were the main owners of the participating 
vessels.  The  cooperative  arrangement  was  managed  and  operated  by  Gemini  Tankers  LLC.  In  November  2011,  the 
Orion Tankers pool was established, with Orion Tankers Ltd. as pool manager. Orion Tankers Ltd. is owned equally 
by  us  and  Frontline  Ltd.,  and  therefore  a  related  party  of  the  Company.  In  mid-November  2011,  our  vessels  were 
transferred from the Gemini Tankers LLC arrangement to the Orion Tankers pool upon completion of previously fixed 
charters within Gemini Tankers LLC.   

Gemini Tankers LLC accounted for 97% and Orion Pool accounted for 3% of the Company’s revenues for the year ended 
December  31,  2011.  Gemini  Tankers  LLC  accounted  for  78%  and  Stena  pool  accounted  for  17%  of  the  Company’s 
revenues for the year ended December 31, 2010. Stena pool accounted for 41% and Gemini pool accounted for 40% of the 
Company’s revenues for the year ended December 31, 2009. 

Accounts  receivable,  net,  as  of  December  31,  2011  and  2010,  were  $17.6  million  and  $11.0  million,  respectively. 
Gemini Tankers LLC accounted for 99% of the Company’s accounts receivable, net for the year ended December 31, 
2011 and accounted for 100% of the Company’s accounts receivable, net for the year ended December 31, 2010. Stena 
pool accounted for 61% and Gemini Tankers LLC accounted for 33% of the Company’s accounts receivables for the 
year ended December 31, 2009.  

Accounts receivable, net related party, as of December 31, 2011 was $1.6 million. Orion pool accounted for 100% of 
the Company’s accounts receivable, net related party for the year ended December 31, 2011. 

5. 

PREPAID EXPENSES AND OTHER CURRENT ASSETS 

All figures in USD ‘000 

Prepaid expenses 
Deposit on Contracts, Nordic Galaxy  
Loans to seller, Nordic Galaxy  
Deferred Financing Costs 
Voyage in Progress – temporarily spot charters 
Working Capital, cooperative arrangements  
Other  

Total as of December 31, 

2011 

2,714 
9,000 
– 
653 
5,233 
12,779 
1,389 

31,768 

2010 

1,894 
9,000 
26,809 
653 
– 
- 
1,416 

39,772 

Nordic American Tankers Limited                                  

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As of December 31, 2011, the prepaid expenses and other current assets were $31.8 million compared to $39.8 million 
as of December 31, 2010, a decrease of $8 million. The decrease is primarily due to a settlement of the loan from the 
seller  related  to  Nordic  Galaxy  of  $26.8  million  (see  Note  9),  offset  by  an  increase  related  to  gross  presentation  of 
accrued income of $5.2 million for vessels temporarily operated as spot charters (see Note 4) and an increase of $12.8 
million  in  working  capital  balance  against  Gemini  Tankers  LLC  which  were  presented  as  part  of  other  non-current 
assets as per December 31, 2010.  

6.  GENERAL AND ADMINISTRATIVE EXPENSES 

All figures in USD ‘000 

2011 

2010 

Management fee to related party 
Directors and officers insurance 
Salary and wages 
Audit, legal and consultants 
Legal fees –  Nordic Galaxy 
Administrative services provided by related party 
Other fees and expenses 
Total General and Administration expense with cash effect 

Compensation – Restricted shares to Manager 
Share-based compensation  
Deferred compensation plan 
Total General and Administrative expense without cash effect 

363 
86 
2,904 
1,099 
2,362 
3,821 
1,631 
12,266 

67 
1,320 
1,741 
3,128 

307 
80 
2,859 
624 
1,500 
3,686 
1,576 
10,632 

2,838 
60 
2,450 
5,348 

2009 

245 
82 
2,202 
954 
– 
2,514 
1,670 
7,667 

5,366 
180 
1,606 
7,152 

Total for year ended December 31, 

15,394 

15,980 

14,819 

At the end of 2009 the Company owned 15 vessels; at the end of 2010 the Company owned 17 vessels; and at the end 
of 2011 the Company owned 20 vessels. 

7. 

DEFERRED COMPENSATION LIABILITY  

In  August  2010,  the  Board  of  Directors  approved  a  new  unfunded  deferred  compensation  agreement  for  Turid  M. 
Sørensen,  the  Chief  Financial  Officer.  The  agreement  provides  for  unfunded  deferred  compensation  computed  as  a 
percentage  of  salary,  and  certain  benefits  for  dependents.  The  deferred  compensation  liabilities  are  denominated  in 
Norwegian currency. Benefits vest over a period of employment of 20.5 years up to a maximum of 66% of the salary 
level at the time of retirement, age of 67. Interest is imputed at 3.90% and 4.60% as of December 31, 2011 and 2010, 
respectively.  The  rights  under  the  agreement  commenced  in  May  2008.  As  the  agreement  was  effective  in  2010, 
vested rights under the agreement were recognized in 2010.  

In May 2007, the Board of Directors approved an unfunded deferred compensation agreement for Herbjørn Hansson, 
the  Chairman,  President  and  CEO.  The  agreement  provides  for  unfunded  deferred  compensation  computed  as  a 
percentage  of  salary,  and  certain  benefits  for  dependents.  The  deferred  compensation  liabilities  are  denominated  in 
Norwegian currency. Benefits vest over a period of employment of 14 years up to a maximum of 66% of the salary 
level at the time of retirement, age of 70. Interest is imputed at 3.90% and 4.60% as of December 31, 2011 and 2010, 
respectively. The rights under the agreement commenced in October 2004. The CEO has the right to require a bank 
guarantee  for  the  deferred  compensation  liability  and  the  CEO  has  served  in  his  position  since  the  inception  of  the 
Company  in  1995.  The  total  expense  recognized  in  2011,  2010  and  2009  was  $1.7  million,  $2.5  million  and  $1.6 
million, respectively.  

8. 

VESSELS, NET 

Vessels, net, consist of the carrying value of 20 vessels including drydocking costs. During 2011 and 2010, we did not 
impair any of our vessels’ carrying value, as we believe the future undiscounted cash flows expected to be earned by 
such vessels over their operating lives would exceed the vessels’ carrying amounts.  

Nordic American Tankers Limited                                  

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All figures in USD ‘000 
Carrying Value December 31, 2010 
Accumulated depreciation December 31, 2010 
Depreciation expense 2010 

Vessels  Drydocking 
17,245 
971,018 
19,782 
275,744 
9,364 
53,181 

Total 
988,263 
295,526 
62,545 

Carrying Value December 31, 2011 
Accumulated depreciation December 31, 2011 
Depreciation expense 2011 

1,005,147 
   334,846 
59,102 

17,646 
9,398 
5,524 

1,022,793 
344,244 
64,626 

During  2011,  our  fleet  has  increased  by  three  vessels,  including  two  newbuilding  vessels  that  we  entered  into 
agreements with Samsung Heavy Industries Co., Ltd. in April 2010.  

Newbuilding Deliveries.  

In April 2010, the Company entered into agreements with Samsung Heavy Industries Co. Ltd. to acquire two Suezmax 
newbuildings and the first vessel, the Nordic Breeze was delivered to the Company in August 2011 and the Nordic 
Zenith was delivered to the Company in November 2011. The Company took ownership of the vessels upon delivery 
from the shipyard at which time the title was transferred from the seller. The agreed total prices at delivery were $64.7 
million and $64.7 million, respectively with 55% of the purchase prices paid when we signed the contracts and the 
balance paid on delivery. The table below shows total capitalized costs related to the two newbuildings delivered in 
2011: 

All figures in USD ‘000 
Newbuilding – Nordic Breeze  
Instalment 
Capitalized interest 
Capitalized cost *) 
Total Newbuilding – Nordic Breeze as of December 31, 

All figures in USD ‘000 
Newbuilding – Nordic Zenith 
Instalment 
Capitalized interest 
Capitalized cost *) 
Total Newbuilding – Nordic Breeze as of December 31, 

Total as of December 31, 

2011 

2010 

64,750 
417 
2,091 
67,258 

35,700 
191 
183 
36,074 

2011 

2010 

64,750 
501 
2,035 
67,286 

134,544 

35,700 
191 
160 
36,051 

72,125 

*)  Capitalized  cost  consists  of  direct  expenses  incurred  upon  acquisition,  such  as  supervision  expenses  incurred 

during the construction period, commission paid and legal fees.  

9. 

NORDIC GALAXY 

In  August  2010,  we  did  not  take  delivery  of  the  first  of  the  two  newbuilding  vessels  we  agreed  to  acquire  on 
November 5, 2007, because the vessel in our judgment was not in a deliverable condition as under the Memorandum 
of Agreement between the Company and the seller. The seller, a subsidiary of First Olsen Ltd, did not agree with the 
Company and the parties commenced arbitration procedures which took place in London, in October and November 
2011. The agreed total price at scheduled delivery was $90.0 million per vessel, including supervision expenses. The 
Company paid $9.0 million as deposit on contract in 2010. The Company furnished to the seller a loan equivalent to 
the payment instalments under the shipbuilding contract. The loan from the Company to the seller accrued interest at a 
rate equal to the Company’s cost of funds, and the loan was to be repaid on delivery of the vessel.  

Nordic American Tankers Limited                                  

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According  to  the  first  partial  award  received  on  November  18,  2011,  the  vessel  was  found  to  be  in  a  deliverable 
condition in August 2010.  The seller originally claimed $26.8 million in compensation, which was the same amount 
as  the  outstanding  loan  balance  between  the  Company  and  the  seller  as  per December  31, 2010. However,  the first 
partial  award  was  limited  to  $16.2  million.  The  Loss  on  Contract  of  $16.2  million  was  recognized  as  a  subsequent 
event in our interim Statement of Operations for the nine months ended September 30, 2011, on Form 6-K filed on 
January 18, 2011 in connection with the follow-on offering. The recorded Loss on Contract did not have an impact on 
the Company’s net cash flow. 

As a consequence of the first partial award, the seller repaid to us the net outstanding loan balance of $10.6 million. In 
November 2011, the seller paid $1.2 million in interest income to us in connection with the outstanding balance of the 
loan, which is presented as interest income in the Statement of Operations.  

On January 17, 2012, we received the final award from the tribunal and as a consequence we shall be responsible for 
some of the legal costs of the seller. We expect that the amount of legal fees of the seller will be approximately $1.2 
million. The Company recognized $2.4 million, including the legal fees of the seller and $1.5 million of legal expenses 
related to the Nordic Galaxy for the years ended December 31, 2011 and 2010, respectively. These costs are included 
in “General and Administrative Expenses” in the Statement of Operations. 

In February 2012, we received the deposit on contract of $9.0 million and interest income of $0.2 million. 

10.  OTHER NON-CURRENT ASSETS 

All figures in USD ‘000 

Working Capital, cooperative arrangements  
Financial Charges 

Total as of December 31, 

2011 

- 
490 

490 

2010 

22,034 
1,143 

23,177 

As of December 31, 2010, the working capital of $22.0 million represents the value of bunkers on board our vessels at 
the time of vessel delivery to the cooperative arrangement Gemini Tankers LLC, including payment of initial funding 
of  $0.2  million  per  vessel.  The  working  capital  is  according  to  the  Gemini  Tankers  agreement  to  be  repaid  to  the 
Company within six months after the date of the withdrawal from the agreement. In November, 2011, the Company 
exited the cooperative arrangement with Gemini Tankers LLC and entered into cooperative arrangement with Orion 
Tankers Pool. As a result of the withdrawal from the Gemini Tankers LLC agreement, the outstanding working capital 
as of December 31, 2011 is transferred from other non-current assets, to prepaid expenses and other current assets, see 
Note 5 of our audited financial statements. 

11.  SHARE-BASED COMPENSATION PLAN 

Management Agreement 

In order to align the Manager’s interests with those of the Company, the Company has issued to the Manager restricted 
common shares equal to 2% of our outstanding common shares at par value of $0.01 per share. Any time additional 
common  shares  are  issued,  the  Manager  will  receive  restricted  common  shares  to  maintain  the  number  of  common 
shares issued to the Manager at 2% of our total outstanding common shares. During 2011, the Company issued to the 
Manager 4,612 shares at an average fair value of $14.45, in connection with the adoption of the 2011 Equity Incentive 
Plan. During 2010, the Company issued to the Manager 93,878 shares at a fair value of $30.24. These restricted shares 
are primarily non-transferable for three years from the date of issuance, except for a total of 149,183 restricted shares 
that are non-transferable for six years from the date of issuance.  

2004 Stock Incentive Plan 

As of December 31, 2010, the Company had a share-based compensation plan that had been active since 2004. The 
plan was cancelled in 2011. Total compensation cost related to the 2004 Stock Incentive Plan was $0.06 million for 

Nordic American Tankers Limited                                  

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the year ended December 31, 2010, and was recorded within “General and Administrative expense” in the Statement 
of Operations. All the restricted shares to employees and non-employees had vested by the end of 2010. 

2011 Equity Incentive Plan 

In 2011, the Board of Directors decided to establish a new incentive plan involving a maximum of 400,000 restricted 
shares  of  which  all  400,000  shares  have  been  allocated  among  23  persons  employed  in  the  management  of  the 
Company, the Manager and the members of the Board. The shares are considered restricted as the shares vest after a 
fixed day determined in the plan. The vesting period is four-year cliff vesting for 326,000 shares and five-year cliff 
vesting for 74,000 shares, that is, none of these shares may be sold during the first four or five years after grant, as 
applicable,  and  the  shares  are  forfeited  if  the  grantee  discontinues  working  for  the  Company  before  that  time.  The 
holders of the restricted shares are entitled to voting rights as well as receive dividends paid in the period. Under the 
terms of the Plan, the directors, officers and certain key employees of the Company and the Manager are eligible to 
receive awards which include incentive stock options, non-qualified stock options, stock appreciation rights, dividend 
equivalent rights, restricted stock, restricted stock units and other equity-based awards.  

The  compensation  cost  is  recognized on  a  straight-line  basis  over  the vesting  period  and  is  presented as  part of  the 
general  and  administrative  expenses.  The  total  compensation  cost  related  to  restricted  shares  under  the  plan  for  the 
year ended December 31, 2011 was $1.3 million. The intrinsic value of restricted shares outstanding at December 31, 
2011 was $4.7 million. 

As of December 31, 2011, there were 400,000 restricted shares outstanding at a weighted-average grant date fair value 
of $23.88 for Employees of the Company including members of the Board, and of $22.06 for Non-employees which 
includes  the  Manager  and  to  persons  employed  by  the  Manager.  As  of  December  31,  2011,  unrecognized 
compensation  cost  related  to  unvested  restricted  shares  aggregated  $6.7  million,  which  will  be  recognized  over  a 
weighted period of 3.42 years. 

The tables below summarize the Company’s restricted shares in connection with the 2011 Equity Incentive Plan as of 
December 31, 2011: 

Non-vested at January 1, 2011 
Granted during the year 
Vested during the year 
Forfeited during the year 
Non-vested at December 31, 2011 

Restricted 
shares– 
Employees 
- 
163,000 
- 
- 
163,000 

Weighted-
average grant-
date fair value– 
Employees 

- 
$23.88 
- 
- 
$23.88 

Restricted 
shares– 
Non-
employees 
- 
237,000 
- 
- 
237,000 

Weighted-average 
grant-date fair 
value– 
Non-employees 

- 
$22.06 
- 
- 
$22.06 

Under  the  terms  of  the  2004  Stock  Incentive  Plan, 16,700  shares  of  restricted  stock  awards  were granted  to  certain 
employees and non-employees during 2006. The restricted shares were granted on May 12, 2006 (the date the awards 
were approved by the Board) at a grant date fair value of $31.99 per share. At December 31, 2010, there were 16,700 
restricted shares outstanding at a weighted-average grant date fair value of $31.99 for employees and $31.99 for non-
employees.  As  of  December  31,  2010,  all  restricted  stocks  are  vested.  As  of  December  31,  2009,  unrecognized 
compensation cost related to unvested restricted stock aggregated $0.1 million. 

The tables below summarize the Company’s restricted stock awards as of December 31, 2010: 

Non-vested at January 1, 2010 
Granted during the year 
Vested during the year 

Restricted 
shares– 
Employees 
2,425 
- 
2,425 

Weighted-
average grant-
date fair value– 
Employees 
$31.99 
- 
- 

Restricted 
shares– 
Non-
employees 
1,750 
- 
1,750 

Weighted-average 
grant-date fair 
value– 
Non-employees 

$31.99 
- 
- 

Nordic American Tankers Limited                                  

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Forfeited during the year 
Non-vested at December 31, 2010 

- 
- 

- 
- 

- 
- 

- 
- 

12.  LONG-TERM DEBT 

The Company has a $500 million revolving credit facility (the “Credit Facility”), with a maturity in 2013. 

The Credit Facility provides funding for future vessel acquisitions and general corporate purposes. The Credit Facility 
cannot be reduced by the lender and there is no repayment obligation of the principal during the term of the facility. 
Amounts borrowed under  the  Credit  Facility bear  interest  at  an  annual rate  equal  to  LIBOR plus  a margin between 
0.70% and 1.20% (depending on the loan to vessel value ratio). The Company pays a commitment fee of 30% of the 
applicable margin on any undrawn amounts. Total commitment fees paid for the year ended December 31, 2011 and 
December  31,  2010  were  $0.8  million  and  $0.9  million,  respectively.  The  undrawn  amount  of  this  facility  as  of 
December 31, 2011 and December 31, 2010 was $270.0 million and $425.0 million, respectively. 

Borrowings  under  the  Credit  Facility  are  secured  by  first  priority  mortgages  over  the  Company’s  vessels  and 
assignment of earnings and insurance. Under the terms and conditions of the Credit Facility, the Company is, among 
other  things,  required  to  maintain  certain  loan  to  vessel  value  ratios,  and  to  maintain  a  book  equity  of  no  less  than 
$150.0 million, and to remain listed on a recognized stock exchange, and to obtain the consent of the lenders prior to 
creating liens on or disposing of the Company’s vessels. The Company is permitted to pay dividends in accordance 
with its dividend policy as long as it is not in default under the Credit Facility. 

At December 31, 2011, accrued interest and commitment fee was $0.2 million which was paid during the first quarter 
of 2012. The Company was in compliance with its loan covenants for the year ended December 31, 2011.  

13.  INTEREST EXPENSE 

Interest  expense  consists  of  interest  expense  on  the  long-term  debt,  the  commitment  fee  and  amortization  of  the 
deferred financing costs related to the Credit Facility. Amounts borrowed under the Credit Facility bear interest equal 
to LIBOR plus a margin between 0.7% and 1.2%. The financing costs incurred in connection with the refinancing of 
the previous Credit Facility are deferred and amortized over the term of the Credit Facility on a straight-line basis. The 
amortization  of  deferred  financing  costs  for  the  years  ended  December  31,  2011,  2010  and  2009  was  $0.7  million, 
$0.7  million  and  $0.7  million,  respectively.  Total  deferred  financing  costs  were  $1.1  million  and  $1.8  million  at 
December 31, 2011 and 2010, respectively. 

14.  ACCRUED LIABILITIES 

All figures in USD ‘000 

Accrued Interest 
Accrued Expenses  
Accrued Drydock expenses Nordic Harrier 
Accrued voyage expenses  *) 

Total as of December 31, 

2011 

184 
4,624 
– 
7,834 

12,642 

2010 

83 
3,028 
949 
– 

4,060 

*)  As of December 31, 2011, we temporarily operated three vessels in the spot market, by the pool manager through 
cooperative arrangements. The accrued voyage expenses of $7.8 million represents accrued port costs, bunkers 
expenses and other voyage related expenses. No vessels were operated in the spot market by the pool manager 
through cooperative arrangements during 2010.  

Nordic American Tankers Limited                                  

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The increase of accrued expenses as of December 31, 2011, compared to December 31, 2010, is related to the increase 
in the size of our fleet by three vessels during 2011.  

15.  EARNINGS (LOSS) PER SHARE 

Basic earnings per share (“EPS”) are computed by dividing net income by the weighted-average number of common 
shares outstanding for the period. Diluted EPS is computed by dividing net income by the weighted-average number 
of common shares and dilutive common stock equivalents (i.e., stock options, warrants) outstanding during the period.  

For  the  year  ended  December  31,  2011  and  2010,  the  Company  had  a  net  loss,  thus  any  effect  of  common  stock 
equivalents outstanding would be antidilutive. For the years ended December 31, 2011 and 2010, the Company had 
400,000 restricted shares and 16,700 restricted shares outstanding, which were included in the total common shares 
issued and outstanding as at December 31, 2011 and 2010, respectively.  

All figures in USD  

2011 

2010 

2009 

Numerator: 
  Net Income (Loss) 
Denominator: 
  Basic - Weighted Average Common Shares Outstanding 
  Dilutive Effect of Stock Options * 

  Dilutive – Weighted-Average Common Shares 

Outstanding 

Income (Loss) per Common Share: 
  Basic 
  Diluted 

(72,298,337) 

(809,130) 

1,012,240 

47,159,402 
– 

46,551,564 
– 

40,449,522 
– 

47,159,402 

46,551,564 

40,449,522 

(1.53) 
(1.53) 

(0.02) 
(0.02) 

0.03 
0.03 

* 

In  August  2009,  the  Company  announced  that  it  had  cancelled  all  outstanding  stock  options.  Following  the 
cancellation described in Note 11, there is no more outstanding stock option under the Plan.  

16.  SHAREHOLDERS’ EQUITY 

Authorized, issued and outstanding common shares roll-forward is as follows: 

All figures in USD ´000, except number of 
shares 

Authorized 
Shares 

Issued and Out- 
standing Shares 

Common 
Stock  

Balance as of December 31, 2008 

51,200,000 

34,373,271 

344 

Common Shares Issued 
   in Follow-on Offering  
Compensation – Restricted Shares 
 Common Shares Issued 
  in Follow-on Offering  

Compensation – Restricted Shares 

3,450,000 

70,408 

4,225,000 

86,225 

Balance as of December 31, 2009 

51,200,000 

42,204,904 

 Common Shares Issued 
   in Follow-on Offering  
Compensation – Restricted Shares 

4,600,000 

93,878 

Balance as of December 31, 2010 

51,200,000 

46,898,782 

Common Shares Issued, 2011 Equity 

400,000 

35 

– 

42 

1 

422 

46 

1 

469 

4 

Nordic American Tankers Limited                                  

Page 32 of 36 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
Incentive Plan 

Compensation – Restricted Shares 

4,612 

0 

Increased authorized share capital  

38,800,000 

Balance as of December 31, 2011 

90,000,000 

47,303,394 

473 

On June 1, 2011, at its Annual General Meeting (“AGM”) held in Bermuda, the Company increased authorized share 
capital from 51,200,000 common shares to 90,000,000 common shares, par value $0.01 per share. 

In connection with the issuance of 400,000 shares related to the 2011 Equity Incentive Plan, the Manager was entitled 
to  4,612  restricted  shares  in  the  Company.  The  4,612  restricted  shares  were  issued  to  the  Manager  on  October  24, 
2011.  

The total issued and outstanding shares, as of December 31, 2011, were 47,303,094 shares of which 578,306 shares 
were restricted shares issued to the Manager and of which 226,000 shares were restricted to members of the Board, 
employees  of  the  Company  and  to  persons  employed  by  the  Manager.  As  of  December  31,  2010,  all  the  16,700 
restricted  shares  issued  to  employees  and  non-employees  are  vested,  as  described  in  Note  11.  The  total  issued  and 
outstanding shares, as of December 31, 2010, were 46,898,782 shares of which 399,694 shares were restricted shares 
issued to the Manager.  

In  January  2010,  the  Company  completed  an  underwritten  public  offering  of  4,600,000  common  shares.  The  net 
proceeds from the offering were $136.5 million. The net proceeds from the offering increased the Company’s Share 
Premium  Fund  and  the proceeds were used  to  prepare  the  Company  for further  expansion  and  repay of borrowings 
under the Credit Facility. 

In January 2009, the Company issued 3,450,000 common shares at $32.50 per share in a registered transaction. The 
net proceeds of the offering were used to fund further acquisitions under planning and for general corporate purposes.  

In May 2009, the Company issued 4,225,000 common shares at $32.00 per share in a registered transaction. The net 
proceeds of the offering were used to fund further acquisitions under planning and for general corporate purposes.  

Additional Paid in Capital 

Included in Additional Paid in Capital is the Company’s Share Premium Fund as defined by Bermuda law. The Share 
Premium Fund cannot be distributed without complying with certain legal procedures designed to protect the creditors 
of  the  Company,  including  public  notice  to  our  creditors  and  a  subsequent  period  for  creditor  notice  of  concern,  
regarding the Company’s intention to make such funds available for distribution following shareholder approval. The 
Share Premium Fund was $0.0 million and $0.0 million as of December 31, 2011 and 2010 respectively. Credits and 
Charges  to  Additional  Paid  in  Capital  was  a  result  of  the  accounting  for  the  Company’s  share  based  compensation 
programs. 

On June 29, 2010, at the Company’s Annual General Meeting, shareholders voted to reduce the Share Premium Fund 
by  the  amount  of  $136.4  million.  The  legal  procedures  related  to  this  reduction  were  finalized  on  August  6,  2010, 
upon which the amount became eligible for distribution.  

On June 19, 2009, at the Company`s Annual General Meeting, shareholders voted to reduce the Share Premium Fund 
by the amount of $236.6 million. The legal procedures related to this reduction were finalized on August 12, 2009, 
upon which the amount became eligible for distribution.  

Contributed Surplus Account 

The Company’s Contributed Surplus Account as defined by Bermuda law, consists of amounts previously recorded as 
share  premium,  transferred  to  Contributed  Surplus  Account  when  resolutions  are  adopted  by  the  Company’s 
shareholders  to  make  Share  Premium  Fund  distributable  or  available  for  other  purposes.  As  indicated  by  the  laws 
governing  the  Company,  the  Contributed  Surplus  Account  can  be  used  for  dividend  distribution  and  to  cover 
accumulated losses from its operations.  

Nordic American Tankers Limited                                  

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For  2010,  the  Company  had  a  net  loss  of  0.8  million.  As  such,  all  dividend  distributions  were  charged  to  our 
Contributed  Surplus  Account.  The  accumulated  deficit  at  the  end  of  2010  is  to  be  charged  against  the  Company’s 
Contributed Surplus Account in 2011. 

Stockholders Rights Plan 

In  2007,  the  Board  of  Directors  adopted  a  stockholders  rights  agreement  and  declared  a  dividend  of  one  preferred 
stock purchase right to purchase one one-thousandth of a share of our Series A Participating Preferred Stock for each 
outstanding share of our common stock, par value $0.01 per share. The dividend was payable on February 27, 2007 to 
stockholders of record on that date. Each right entitles the registered holder to purchase from us one one-thousandth of 
a share of Series A Participating Preferred Stock at an exercise price of $115, subject to adjustment. We can redeem 
the  rights  at  any  time  prior  to  a  public  announcement  that  a  person  has  acquired  ownership  of  15%  or  more  of  the 
Company’s common stock.  

This stockholders rights plan was designed to enable us to protect stockholder interests in the event that an unsolicited 
attempt  is  made  for  a  business  combination  with,  or  a  takeover  of,  the  Company.  We  believe  that  the  stockholders 
rights plan should enhance our Board’s negotiating power on behalf of stockholders in the event of a coercive offer or 
proposal. We are not currently aware of any such offers or proposals.  

17.  COMMITMENTS AND CONTINGENCIES 

Nordic Galaxy 

On January 17, 2012, we received the final award from the tribunal and as a consequence we shall be responsible for 
some of the legal costs of the seller. We expect that the amount of legal fees of the seller will be approximately $1.2 
million, which is recognized as part of the “General & Administrative Expenses” as of December 31, 2011. Please see 
Note 9. 

Nordic Harrier 

In October 2010, Nordic Harrier was redelivered, from a long-term bareboat charter agreement, to the Company, and 
went directly into drydock for repair. The drydock period lasted until the end of April 2011. The vessel had not been 
technically  operated  according  to sound  maintenance practices  by  Gulf  Navigation  Company  LLC, and  the vessel’s 
condition  on  redelivery  to  us  was  far  below  the  contractual  obligation  of  the  charterer.  All  drydock  expenses  are 
capitalized and were paid during 2011. We have sought compensation for these expenses, but have not been able to 
reach  an  agreement  with  the  charterer.  The  arbitration  procedures  have  started  and  are  expected  to  be  finalized  in 
2013. 

Legal Proceedings and Claims 

The Company may become a party to various legal proceedings generally incidental to its business and is subject to a 
variety  of  environmental  and  pollution  control  laws  and  regulations.  As  is  the  case with  other  companies  in  similar 
industries, the Company faces exposure from actual or potential claims and legal proceedings. Although the ultimate 
disposition of legal proceedings cannot be predicted with certainty, it is the opinion of the Company’s management 
that the outcome of any claim which might be pending or threatened, either individually or on a combined basis, will 
not  have  a  materially  adverse  effect  on  the  financial  position  of  the  Company,  but  could  materially  affect  the 
Company’s results of operations in a given year. 

No claims have been filed against the Company for the fiscal year 2011 or 2010, and the Company has not been  a 
party to any legal proceedings for the year ended December 31, 2011, December 31, 2010 and December 31, 2009, 
except as disclosed in Note 9.  

Nordic American Tankers Limited                                  

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18.  FINANCIAL INSTRUMENTS 

The  Company  did  not  hold  any  derivative  instruments  during  2011,  2010  or  2009,  or  as  of  December  31,  2011  or 
2010.  

The  majority  of  the  Company’s  transactions,  assets  and  liabilities  are  denominated  in  United  States  dollars,  the 
functional currency of the Company. There is no significant risk that currency fluctuations will have a negative effect 
of the value of the Company’s cash flows. 

The following methods and assumptions were used to estimate the fair value of each class of financial instruments and 
other financial assets.  

-  The  carrying  value  of  cash  and  cash  equivalents  and  marketable  securities,  is  a  reasonable  estimate  of  fair 

value. 

-  The  estimated  fair  value  for  the  working  capital,  cooperative  arrangements  is  consider  to  be  equal  to  the 
carrying  values  since  it  is  not  possible  to  estimate  the  time  or  period  of  repayment,  and  the  effect  of  this 
discounting the outstanding balance is not expected to be material as compared to carrying value.  

-  The estimated fair value for the long-term debt is considered to be equal to the carrying values since it bears 

variable interest rates.  

The Company categorizes its fair value estimates using a fair value hierarchy based on the inputs used to measure fair 
value  for  those  assets  that  are  recorded  on  the  balance  sheet  at  fair  value.  The  fair  value  hierarchy  has  three  levels 
based on the reliability of the inputs used to determine fair value as follows:  

Level 1. Observable inputs such as quoted prices in active markets. 
Level 2. Inputs, other than the quoted prices in active markets, that are observable either directly or indirectly; and 
Level 3. Unobservable inputs in which there is little or no market date, which require the reporting entity to develop its 

own assumptions.  

The carrying value of estimated fair value of the Company`s financial instruments at December 31, 2011 and 2010 are 
as follows: 

All figures in USD ‘000 

Cash and Cash Equivalents 
Marketable Securities 
Working capital, cooperative 
arrangements (current assets) 
Loan to First Olsen Ltd. – refer to Note 5 
Working capital, cooperative 
arrangements (non-current assets) 
Credit Facility 

Fair Value 
Hierarchy 
Level 

1 
1 

2011 
Fair 
Value 

24,006 
583 

12,779 
– 

2011 
Carrying  
Value 

24,006 
583 

12,779 
– 

2010 
Fair 
Value 

17,221 
- 

– 
26,809 

2010 
Carrying 
Value 

17,221 
– 

– 
26,809 

18,941 
(230,000)

18,941 
(230,000) 

22,034 
(75,000)

22,034 
(75,000) 

19.  MARKETABLE SECURITIES 

Marketable securities held by the Company are equity securities considered to be available-for-sale securities. 

All figures in USD ‘000 
Cost 

Accumulated net unrealized loss  

Fair value 

2011 
795 

(212) 

583 

2010  
– 

– 

– 

Nordic American Tankers Limited                                  

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At December 31, 2011, net unrealized loss on marketable securities included in comprehensive income is $0.2 million. 
The Company has not recognized any sale of marketable securities in the period.   

20.  EQUITY METHOD INVESTMENTS 

Orion Tankers Ltd. is a private limited company formed in November 2011 under the laws of the Island of Bermuda. 
Orion Tankers Ltd. has a share capital $100,000, which is comprised of 10,000,000 shares with $0.01 per value. Orion 
Tankers Ltd. is owned equally by the Company and Frontline Ltd. and, the business of the Orion Tankers Ltd. is to 
provide transportation services on the high seas and administrative services herewith in general and the operation and 
management  of  the  Orion  Tankers  Pool.  The  net  result  of  $0.01  million  for  the  year  ended  December  31,  2011,  is 
included in interest income within the Statement of Operations.   

Orion  Tankers  Ltd.  acquired  the  Gemini  Tankers  AS,  Norway  in  November,  2011,  which  was  a  full  subsidiary  of 
Gemini  Tankers  LLC.  Orion  Tankers  Ltd.  paid  $0.5  million  for  Gemini  Tankers  AS,  to  Gemini  Tankers  LLC.  The 
purchase of Gemini Tankers AS was funded by the owners of the Orion Tankers Ltd. in February 2012.  

All figures in USD ‘000 
Acquisition cost  
Net Income  

Carrying value 

2011  

2010  

50 
11 

61 

– 
– 

- 

21.  SUBSEQUENT EVENTS 

In  January  2012,  the  Company  completed  an  underwritten  public  offering  of  5,500,000  common  shares  which 
strengthened its equity by $75.9 million. The underwritten public offering enhances the capacity of the Company to 
strengthen the Company’s resources, to fund future acquisition and for general corporate purposes.  

In February 2012, the Company declared a dividend of $0.30 per share in respect of the results for the fourth quarter 
of 2011, which was paid to shareholders in March 2012.  

* * * * * 

Nordic American Tankers Limited                                  

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