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Ocean Bio-Chem

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FY2016 Annual Report · Ocean Bio-Chem
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2016

A N N U A L   R E P O R T

I N N O V A T I O N

T E C H N O L O G Y

PERFORMANCE

Ph oto b y Jason Spaffor d

Cover photo of Lisa Morris courtesy 
of Jason Spafford; “Two Wheeled Nomad” Gallery

Lisa Morris and Jason Spafford are members of the 
Star Tron Powersports Pro Rider Team. Known as the Two 
Wheeled Nomads, Lisa and Jason crisscross the globe, 
documenting their adventures on their website. Follow the 
Nomads as they explore the world: 
www.twowheelednomad.com 

2016 PRODUCTS

WWW.STARBRITE.COM

 
PRESIDENT’S	LETTER	

__________________________________________________________	

Fellow	Shareholders:	

I	am	pleased	to	report	on	our	progress	during	2016,	a	year	that	began	with	the	challenges	of	a	
contested	litigation,	but	ended	with	strong	operating	performance	and	optimism	for	the	future.	

Results	of	Operations	

Our	Company	had	a	very	successful	2016.		Following	the	conclusion	of	the	successful	litigation	
early	in	2016,	the	Company	realized	excellent	financial	results	for	the	balance	of	the	year.	We	
reported	both	record	net	sales	of	approximately	$36.2	million	and	record	gross	profit	of	
approximately	$13.9	million	for	the	year	ended	December	31,	2016.	

Sales	of	Company’s	Star	brite®	and	Star	Tron®	branded	products	in	the	marine	sector	constituted	
the	most	significant	factor	behind	our	Company’s	increased	sales	in	2016,	reflecting	increased	
sales	to	marine	wholesalers,	“brick	and	mortar”	retailers	and	online	retailers.		In	addition,	as	
previously	announced,	we	transitioned	sales	to	a	major	retailer	from	indirect	sales	through	
distributors	to	direct	sales.	This	transition	contributed	to	both	our	increased	sales	and	gross	
profit.				

Product	Initiatives	

Last	year,	I	described	the	relaunch	of	our	Recreational	Vehicle	(RV)	line	of	products.		I	am	pleased	
to	report	to	you	that	we	saw	nice	growth	in	this	sector	during	2016.	

The	Performacide®	product	line	continued	to	show	growth	in	2016	with	the	development	of	
unique	packaging	directed	to	specific	consumers	in	the	veterinary,	agriculture	and	hospitality	
Industries	as	well	as	to	the	consumer	market.		Packaging	introductions	included	a	wider	variety	of	
product	sizes	as	well	as	refills.		For	2017,	we	plan	to	direct	new	marketing	efforts	towards	pet	
retailers,	do	It	yourself	retailers,	the	transportation	industry	and	online	retailers.		Because	
Performacide	does	not	ship	in	liquid	form,	we	are	able	to	utilize	lightweight	packaging	that	we	
believe	is	an	attractive	feature	for	online	retailers.	

Expansion	Plans	

We	are	proceeding	with	a	project	to	expand	the	manufacturing	warehouse	and	distribution	
facilities	of	our	subsidiary,	Kinpak,	Inc.,	in	Montgomery,	Alabama.	As	currently	contemplated,	the	
project	will	entail	an	approximately	85,000	square	feet	addition	to	the	facilities	and	an	expansion	
of	Kinpak’s	outdoor	blended	tank	farm	to	accommodate	an	additional	500,000	gallons	in	tank	
capacity,	doubling	the	tank	farm’s	current	capacity.	The	first	phase	of	the	project,	involving	

	
	
expansion	of	the	tank	farm,	was	initiated	earlier	in	2017.	We	are	using	internal	funds	for	this	
phase,	although	we	currently	are	in	negotiations	to	finance	the	costs	of	the	entire	project.		We	
currently	estimate	that	the	project	cost	will	be	approximately	$4.7	million.	

Balance	Sheet/Special	Dividend	

The	Company	continues	to	have	a	solid	balance	sheet.		We	ended	2016	with	a	current	ratio	of	
over	6.0,	approximately	$22.5	million	of	shareholder’s	equity	and	over	$4.0	million	in	cash.			

On	April	13,	2017,	the	Board	of	Directors	declared	a	special	cash	dividend	of	$0.06	per	share,	
payable	on	May	11,	2017	to	shareholders	of	record	on	April	27,	2017.		This	is	the	second	
consecutive	year	in	which	we	have	provided	a	special	dividend	to	our	shareholders.	

Outlook	

We	are	encouraged	about	our	prospects	for	2017.		Ocean	Bio-Chem	is	well	positioned	to	benefit	
from	an	improving	economy,	lower	unemployment	rates	and	moderate	fuel	costs.		We	believe	
these	factors	should	translate	into	increased	boat	sales	and	higher	utilization	of	boats	for	
recreational	purposes,	which	should	stimulate	additional	sales	of	our	marine	products.		
Generally,	we	anticipate	that	the	improving	economy	should	have	a	favorable	impact	across	our	
product	lines.	

In	closing,	I	would	like	to	express	my	sincere	gratitude	and	appreciation	to	all	Ocean	Bio-Chem,	
employees	for	their	continued	dedication	and	hard	work.		We	are	also	very	grateful	for	the	
support	of	all	our	customers,	suppliers	and	shareholders.	We	appreciate	your	continued	
participation	in	our	Company’s	success.	

Peter	G.	Dornau	

President	and	Chief	Executive	Officer	

April	2017	

	
	
	
	
	
	
COMPANY	OVERVIEW	

The	following	is	a	brief	overview	of	the	Company’s	various	activities.	

Marine		

The	Company	is	pleased	to	report	record	revenues	of	marine	products,	our	core	category.	Overall	
demand	for	marine	products	is	up	due	to	factors	that	include	lower	fuel	prices	leading	to	more	boat	use,	
a	rebound	in	new	boat	sales	and	the	introduction	of	new	and	innovative	products	by	the	Company.		We	
are	also	pleased	to	report	an	increase	in	sales	of	our	flagship	Star	Tron	fuel	additive	products	which	we	
are	leveraging	by	the	introduction	of	related	products.		

To	continue	the	trend	of	higher	sales	and	profits,	the	Company	continues	to	develop	and	launch	new	
and	innovative	marine	products,	rebrand	and	refocus	existing	product	and	update	formulas	and	labels.		
The	success	of	the	products	has	resulted	in	increased	shelf	space	among	our	retail	and	distribution	
partners	and	new	private	label	opportunities.	The	marine	category	is	expected	to	continue	to	grow	and	
remain	a	bright	spot	for	2017.			

Powersports	

As	anticipated	last	year,	the	powersports	market	showed	modest	improvement	in	2016.	As	is	the	case	in	
the	marine	sector,	motorcycle,	ATV,	UTV	and	scooter	manufacturers	and	dealers	are	reporting	more	
units	sold	as	consumers	enjoy	lower	fuel	costs	and	an	uptick	in	the	economy.	This	increase	in	unit	sales	
has	resulted	in	a	modest	improvement	in	sales	of	the	Company’s	powersports	maintenance,	appearance	
and	fuel	treatment	products.		

As	is	the	case	with	the	other	markets	served	by	the	Company,	we	continue	to	seek	out	new	
opportunities	for	expanded	sales	via	the	development	of	niche	products.	The	practice	of	introducing	
existing	products	from	other	markets	to	the	powersports	market	that	appeal	to	consumers	and	
backroom	operations	are	paying	large	dividends.	The	success	of	Company-branded	products	is	also	
leading	to	increased	interest	in	private	label	offerings.	We	remain	cautiously	optimistic	for	this	market	
to	continue	to	show	modest	growth	into	2017.		

Automotive		

The	Company’s	focus	on	the	automotive	market	is	paying	dividends	as	we	grow	market	share.	To	
maximize	on	this	trend,	the	Company	is	launching	new	products	for	this	segment	and	actively	seeking	
out	additional	markets.		The	Company’s	roots	in	the	automotive	market	and	ability	to	create	specialty	
products	are	opening	doors	that	we	expect	will	allow	us	to	see	continued	positive	results.		

Recreational	Vehicles		

As	we	anticipated	last	year,	the	RV	market	is	experiencing	impressive	growth	in	2016,	which	is	expected	
to	continue	into	2017.	As	seen	in	the	marine	and	powersports	markets,	lower	fuel	prices	and	a	
revitalized	economy	have	spurred	the	sales	and	use	of	Recreational	Vehicles.		The	Company	anticipated	
this	trend	and	capitalized	upon	it	by	introducing	new	products	and	expanding	distribution	channels.	The	
outlook	for	this	market	continues	to	be	optimistic	due	to	the	very	broad	consumer	base	that	
encompasses	an	ever-growing	number	of	affluent	retirees	as	well	as	young	families.			

	
	
The	Company	will	continue	to	bring	new	and	appropriate	rebranded	Star	brite	products	to	this	market	
while	also	pursuing	private	label	opportunities	with	industry	partners.		

Performacide		

The	Company	continues	to	expand	distribution	of	the	line	of	chlorine	dioxide	(Clo2)	products	across	a	
wide	array	of	markets	ranging	from	institutional	to	household	applications.	As	predicted	last	year,	these	
products	have	performed	well	in	2016	in	what	is	an	entirely	new	market	This	measured	success	is	
fueling	expectations	for	continued	growth	and	expansion	into	2017	and	well	beyond.	The	huge	scope	
and	overall	potential	of	this	market	combined	with	the	ability	of	the	Company	to	create	customized	Clo2	
products	support	the	decision	to	continue	and	expand	a	diversified,	multi-faceted	marketing	effort.		

The	Company	continues	to	highlight	and	promote	the	product	line’s	significant	superiority	over	
traditional	disinfection	products	and	radically	easier	preparation	techniques.		

The	Company	is	very	excited	by	the	enormous	potential	for	this	product	line	and	will	continue	to	devote	
the	manpower,	time	and	effort	required	to	achieve	success.	As	is	the	case	for	many	of	the	Company’s	
products,	the	Clo2	products	lend	themselves	well	to	private	label	activities,	which	will	be	vigorously	
pursued.	

Outdoor	Power	Equipment		

The	Company’s	sales	of	fuel	treatments	in	the	Outdoor	Power	Equipment	(OPE)	market	have	been	
impacted	by	a	decline	in	the	sale	of	gas-powered	equipment	caused	by	growing	acceptance	of	electric	
power	equipment.	Accordingly,	the	Company	has	stepped	up	efforts	to	place	other	Star	brite	products	
into	existing	distribution	networks	and	to	identify	new	customers	for	Star	Tron	and	other	relevant	
products	in	this	segment.		In	keeping	with	Company	practice	in	all	markets,	private	label	and	contract	
filling	opportunities	will	be	explored	as	a	source	of	additional	revenue.	The	Company	is	optimistic	that	
the	ability	to	serve	the	OPE	market	with	existing	and	newly-developed	products	will	result	in	measured	
expansion	of	this	segment	into	2017.		

Outdoor	Collection	

The	Company	is	pleased	to	report	strong	acceptance	of	this	homecare	product	line	by	distribution	
partners	as	well	as	consumers.	In	addition	to	placing	branded	product	into	distribution	channels,	the	
Company	is	also	developing	private	label	products	for	existing	and	new	partners.	The	core	lineup	is	
being	well-received	by	retailers	and	is	being	increased	as	new	niches	are	identified.	The	ability	to	utilize	
existing	core	chemical	formulas	and	the	Company’s	vertical	integration	make	this	a	segment	that	is	
expected	to	generate	strong	margins.		

Jan-San	Industry	

As	reported	in	last	year’s	report,	the	Company	is	building	a	solid	foundation	of	distributors	for	an	ever-
expanding	line	of	core	chemical	products	for	a	market	segment	that	is	expected	to	continue	to	expand	
well	into	the	foreseeable	future.	These	efforts	are	resulting	in	sales	which	are	anticipated	to	grow	as	
new	partnerships	are	created.	The	Company’s	unique	ability	to	identify	market	opportunities	and	
develop	specialty	products	is	a	major	advantage.	Coupled	with	private	label	and	contract	filling	
operations,	the	Company	forecasts	steady	growth	in	the	Jan	San	sector.			

	
	
UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 

FORM 10-K 

(cid:0)         ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2016 

(cid:0)         TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the transition period from _______ to _______ 

Commission File Number 000-11102 

OCEAN BIO-CHEM, INC. 
(Exact name of registrant as specified in its charter) 

Florida 

(State or other jurisdiction of 
incorporation or organization) 

59-1564329 

(I.R.S. Employer 
Identification No.) 

4041 SW 47 AVENUE 
FORT LAUDERDALE, FLORIDA  33314 
(Address of principal executive offices) 

954-587-6280 
(Registrant’s telephone number, including area code) 

Securities registered pursuant to Section 12(b) of the Act: 

Title	of	each	class	

Name	of	each	exchange	on	which	registered	

Common	Stock,	$0.01	par	value	

The	NASDAQ	Stock	Market	

Securities registered pursuant to Section 12(g) of the Act: 
None 

Indicate  by  check  mark  if  the  registrant  is  a  well-known  seasoned  issuer,  as  defined  in  Rule  405  of  the  Securities 
Act.    Yes  (cid:0)     No  (cid:0)  

Indicate  by  check  mark  if  the  registrant  is  not  required  to  file  reports  pursuant  to  Section 13  or  Section 15(d)  of  the 
Act.    Yes (cid:0)    No (cid:0)   

Indicate  by  check  mark  whether  the  registrant  (1) has  filed  all  reports  required  to  be  filed  by  Section 13  or  15(d)  of  the  Securities 
Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), 
and (2) has been subject to such filing requirements for the past 90 days.    Yes  (cid:0)     No  (cid:0)   

Indicate by check mark whether registrant has submitted electronically and posted on its corporate Web site, if any every Interactive 
Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such 
shorter period that the registrant was required to submit and post such files).    Yes (cid:0)      No  (cid:0)   

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not 
be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III 
of this Form 10-K or any amendment to this Form 10-K.    (cid:0)     

		
  
 
 
  
		
		
  
  
  
  
		
		
  
 
 
Indicate  by  check  mark  whether  the  registrant  is  a  large  accelerated  filer,  an  accelerated  filer,  a  non-accelerated  filer,  or  a  smaller 
reporting company.  See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 
of the Exchange Act.  

Large	accelerated	filer	

Non-accelerated	filer	

(cid:0) 	

(cid:0) 	

Accelerated	filer	

Smaller	reporting	company	

(cid:0) 	

(cid:0) 	

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).    Yes  (cid:0)     No  (cid:0)   

The aggregate market value of the Common Stock held by non-affiliates of the registrant at June 30, 2016 was $7,071,550, based upon 
the closing price of the registrant’s common stock on the NASDAQ Capital Market.  For purposes of making this computation only, 
all executive officers, directors and beneficial owners of more than five percent of the registrant's Common Stock are deemed to be 
affiliates.  

At March 31, 2017, 9,146,937 shares of the registrant’s Common Stock were outstanding.  

DOCUMENTS INCORPORATED BY REFERENCE  

Portions of the registrant's definitive proxy statement, which will be filed not later than April 30, 2017, are incorporated by reference 
in Part III of this report. 

 
  
  
 
 
OCEAN BIO-CHEM, INC.  

TABLE OF CONTENTS 

Business 	

Part I 	
Item 1.	
Item 1A.	 Risk Factors 	
Item 1B.	 Unresolved Staff Comments 	
Item 2.	
Item 3.	
Item 4 	 Mine Safety Disclosures 	

Properties 	
Legal Proceedings 	

Selected Financial Data 	

Part II 	
Item 5.	 Market for Registrant’s Common Equity,  Related Stockholder Matters and Issuer Purchases of Equity Securities 	
Item 6.	
Item 7.	 Management’s Discussion and Analysis of Financial Condition and Results of Operations 	
Item 7A.	 Quantitative and Qualitative Disclosures about Market Risk 	
Item 8.	
Item 9.	
Item 9A.	 Controls and Procedures 	
Item 9B.	 Other Information 	

Financial Statements and Supplementary Data 	
Changes in and Disagreements With Accountants on Accounting and Financial Disclosure 	

Part III 	
Item 10.	 Directors, Executive Officers and Corporate Governance 	
Item 11.	 Executive Compensation 	
Item 12.	 Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters	
Item 13.	 Certain Relationships and Related Transactions, and Director Independence 	
Item 14.	 Principal Accounting Fees and Services 	

Part IV 	
Item 15.	 Exhibits, Financial Statements Schedules 	
Item 16   Form 10-K Summary 	
Signatures 			

Index To Consolidated Financial Statements 

Forward-looking Statements: 

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15	
F-1	

Certain statements contained in this Annual Report on Form 10-K, including without limitation, the expansion of our manufacturing 
and  warehouse  facilities,  our  ability  to  locate  substitute  manufacturing  facilities  in  the  event  arrangements  with  any  third  party 
manufacturer  are  discontinued,  our  ability  to  renew  or  replace  our  revolving  credit  facility,  anticipated  decreases  in  selling  and 
administrative  expenses,  our  ability  to  provide  required  capital  to  support  inventory  levels,  the  effect  of  price  increases  in  raw 
materials that are petroleum or chemical based or commodity chemicals on our margins, and the sufficiency of funds provided through 
operations and existing sources of financing to satisfy our cash requirements constitute forward-looking statements.  For this purpose, 
any statements contained in this report that are not statements of historical fact may be deemed forward-looking statements.  Without 
limiting the generality of the foregoing, words such as "believe," "may," "will," "expect," "anticipate," "intend," or "could," including 
the  negative  or  other  variations  thereof  or  comparable  terminology,  are  intended  to  identify  forward-looking  statements.  These 
statements involve known and unknown risks, uncertainties and other factors which may cause actual results to be materially different 
from those expressed or implied by such forward-looking statements.  Factors that may affect these results include, but are not limited 
to,  the  highly  competitive  nature  of  our  industry;  reliance  on  certain  key  customers;  changes  in  consumer  demand  for  marine, 
recreational  vehicle  and  automotive  products;  advertising  and  promotional  efforts;  exposure  to  market  risks  relating  to  changes  in 
interest rates, foreign exchange rates, prices for raw materials that are petroleum or chemical based and other factors. 

  
  
  
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
  
  
  
	  
  
Item 1.    Business 

General: 

PART I 

We  are  principally  engaged  in  the  manufacture,  marketing  and  distribution  of  a  broad  line  of  appearance,  performance  and 
maintenance products for the marine, automotive, power sports, recreational vehicle and outdoor power equipment markets, under the 
Star brite®  and  Star Tron®  brand  names.  We  sell  these  products  within  the  United States  of  America  and  Canada.  In  addition,  we 
produce  private  label  formulations  of  many  of  our  products  for  various  customers  and  provide  custom  blending  and  packaging 
services for these and other products.  We also manufacture, market and distribute disinfectant, sanitizing and deodorizing products 
under the Performacide® and Star brite® brand names, utilizing a patented delivery system for use with products containing chlorine 
dioxide. Unless the context indicates otherwise, we sometimes refer to Ocean Bio-Chem, Inc. and its consolidated subsidiaries as “the 
Company," "we" or "our.” 

Ocean Bio-Chem, Inc. was incorporated in 1973 under the laws of the state of Florida.  In 1981, we purchased, from Peter G. Dornau 
and Arthur Spector, the co-founders of the Company, rights to the Star brite® trademark and related products for the United States and 
Canada.  Mr. Dornau, our Chairman, President and Chief Executive Officer, has retained rights to these assets with respect to all other 
geographic areas.  Accordingly, products we manufacture that are sold outside of the United States and Canada are purchased from us 
and  distributed  by  two  companies  owned  by  Mr. Dornau.  Net  sales  to  the  two  companies  in  2016  and  2015  totaled  approximately 
$1,850,000  and  $2,075,000  or  5.1%  and  6.1%  of  our  net  sales,  respectively.  See  Note 9  to  the  consolidated  financial  statements 
included in this report for additional information. 

Because our operations involve, in all material respects, substantially similar manufacturing and distribution processes, our operations 
constitute one reportable segment for financial reporting purposes. 

Recent Developments: 

We  are  proceeding  with  a  project  to  expand  the  manufacturing  warehouse  and  distribution  facilities  of  our  subsidiary,  Kinpak,  Inc. 
("Kinpak") in Montgomery, Alabama. As currently contemplated, the project will entail an approximately 85,000 square feet addition 
to  the  facilities  and  an  expansion  of  Kinpak’s  outdoor  blended  tank  farm  to  accommodate  an  additional  500,000  gallons  in  tank 
capacity, thereby doubling the tank farm’s current capacity. The first phase of the project, involving expansion of the tank farm, was 
initiated earlier in 2017. We are using internal funds for this phase, although we currently are in negotiations to finance the costs of the 
entire project. Nevertheless, we cannot assure that such financing will be obtained. We currently estimate that the project cost will be 
approximately $4.7 million. 

Products: 

The products that we manufacture and market include the following: 

Marine:  Our marine line consists of polishes, cleaners, protectants and waxes under the Star brite® brand name, enzyme fuel treatment 
under the Star Tron® brand name, and private label products sold by some of our customers.  The marine line also includes motor oils, 
boat washes, vinyl cleaners, protectants, teak cleaners, teak oils, bilge cleaners, hull cleaners, silicone sealants, polyurethane sealants, 
polysulfide sealants, gasket materials, lubricants, antifouling additives and anti-freeze coolants.  In addition, we manufacture a line of 
brushes, poles, tie-downs and other related marine accessories. 

Automotive:  We manufacture a line of automotive products under the Star brite® and Star Tron® brand names  The automotive line 
includes fuel treatments for both gas and diesel engines, motor oils, greases and related items.  Our Star Tron® enzyme fuel treatment 
is  designed  to  eliminate  and  prevent  engine  problems  associated  with  fuel  containing  ethanol  (E-10  fuel)  including,  among  other 
things,  fuel  degradation,  debris  in  fuel  (gum  and  varnish  formation)  and  ethanol’s  propensity  to  attract  water  (which  can  adversely 
affect  octane).   It  also  increases  fuel  economy  by  cleaning  the  fuel  delivery  system  and  facilitating  more  complete  and  uniform 
combustion.  In  addition,  we  produce  anti-freeze  and  windshield  washes  under  the  Star brite®  brand  and  under  private  labels  for 
customers.  We also produce automotive polishes, cleaners and other appearance items. 

Recreational  Vehicle/Power  Sports:  We  market  Star Tron®  fuel  treatment  and  other  specialty  products  to  the  recreational vehicle 
market,  including  snow  mobiles,  all-terrain  vehicles  and  motorcycles.  For  power  sports  enthusiasts,  Star Tron®  provides  a  viable 
solution  to  a  number  of  problems  associated  with  E-10  fuel,  which  is  fuel  containing  10%  ethanol.  Other  specialty  recreational 
vehicle/power  sports  products  include  cleaners,  polishes,  detergents,  fabric  cleaners  and  protectors,  silicone  sealants,  waterproofers, 
gasket materials, degreasers, vinyl cleaners and protectors, toilet treatment fluids and anti-freeze/coolant. 

Outdoor  Power  Equipment/  Lawn  &  Garden:  We  market  Star Tron®  as  a  solution  to  help  rectify  a  number  of  operating  engine 
problems associated with E-10 fuel in commercial lawn equipment and other home and garden power equipment. 

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 Disinfectants, Sanitizers and Deodorizers: Our line of disinfectant, sanitizing and deodorizing products are marketed under the 
Performacide® and Star brite® brand names. Performacide® products include disinfectants for hard, non-porous surfaces, air care 
products for deodorizing and products to eliminate mold and mildew. The U.S. Environmental Protection Agency has accepted 
labeling for Performacide® used in hard surface applications that claims, among other things, effectiveness as a virucide against a 
variety of viruses, including HIV-1, Influenza-A, Herpes Simplex-2, Poliovirus-1 norovirus and rotavirus; as a disinfectant against a 
number of different types of bacteria; and as a sanitizer against certain types of bacteria that cause food borne illnesses. We are 
directing distribution efforts towards the marine, automotive and home restoration markets, to institutions such as schools and to travel 
and leisure facilities such as hotels and cruise ships.  

Contract  Filling  and  Blow  Molded  Bottles:  We  blend  and  package  a  variety  of  chemical  formulations  to  our  customers’ 
specifications.  In addition, we manufacture for sale to various customers assorted styles of both PVC and HDPE blow molded bottles. 

Manufacturing:  We  produce  the  majority  of  our  products  at  Kinpak’s  manufacturing  facilities  in  Montgomery,  Alabama.  In 
addition,  we  contract  with  various  third  party  manufacturers  to  manufacture  some  of  our  products,  which  are  manufactured  to  our 
specifications using our provided formulas.  Each third party manufacturer enters into a confidentiality agreement with us. 

We purchase raw materials from a variety of suppliers; all raw materials used in manufacturing are readily available from alternative 
sources.  We design our own packaging and supply our outside manufacturers with the appropriate design or packaging.  We believe 
that  our  internal  manufacturing  capacity  and  our  arrangements  with  our  current  outside  manufacturers  are  adequate  for  our  present 
needs. 

In the event that arrangements with any third party manufacturer are discontinued, we believe that we will be able to locate substitute 
manufacturing facilities without a substantial adverse effect on our manufacturing and distribution. 

Marketing and Significant Customers: Our branded and private label products are sold through national retailers such as Wal-Mart, 
Tractor Supply, West Marine and Bass Pro Shops.  Additionally, we market our products via online retailers.  We also sell to national 
and  regional  distributors  that  resell  our  products  to  specialized  retail  outlets.  In  the  case  of  Performacide®  disinfectant/sanitizing 
products,  we  sell  to  distributors  that  resell  our  products,  in  some  cases  under  private  labels,  to  end  users  in  the  home  restoration, 
automotive, law enforcement and agriculture markets. 

Net sales to each of two customers exceeded 10% of our consolidated net sales, and in the aggregate constituted approximately 33.0% 
and  38.2%  of  consolidated  net  sales  for  the  years  ended  December  31,  2016  and  2015,  respectively.  Net  sales  to  our  five  largest 
unaffiliated  customers  for  the  years  ended  December  31,  2016  and  2015  amounted  to  approximately  48.8%  and  49.0%  of  our 
consolidated  net  sales,  respectively,  and  at  December 31,  2016  and  2015,  outstanding  accounts  receivable  balances  from  our  five 
largest unaffiliated customers aggregated approximately 36.0% and 39.4% of our consolidated accounts receivable, respectively. 

We  market  our  products  through  both  internal  salesmen  and  external  sales  representatives  who  work  on  an  independent  contractor 
commission  basis.  Our  personnel  also  participate  in  sales  presentations  and  trade  shows.  In  addition,  we  market  our  brands  and 
products  through  advertising  campaigns  in  national  magazines,  on  television,  on  the  internet,  in  newspapers  and  through  product 
catalogs.  Our  products  are  distributed  primarily  from  Kinpak’s  manufacturing  and  distribution  facility  in  Montgomery, 
Alabama.  Since  2008,  we  have  participated  in  a  vendor  managed  inventory  program  with  one  major  customer.  See  Note  2  to  the 
consolidated financial statements included in this report for additional information. 

Backlog, seasonality, and selling terms: We had no significant backlog of orders at December 31, 2016.  We generally do not give 
customers the right to return products.  The majority of our products is non-seasonal and is sold throughout the year.  Normal trade 
terms  offered  to  credit  customers  range  from  30  to  180  days  depending  on  the  nature  of  the  customer.  However, at times we offer 
extended  payment  terms  or  discount  arrangements  as  purchasing  incentives  to  customers.  These  initiatives  do  not  materially  affect 
customary margins. 

Competition: 

Competition with respect to our principal product lines is described below.  The principal elements of competition affecting all of our 
product lines are brand recognition, price, service and the ability to deliver products on a timely basis. 

Marine:  We  have  several  national  and  regional  competitors  in  the  marine  marketplace.  We  do  not  believe  that  any  competitor  or 
small  group  of  competitors  hold  a  dominant  market  share.  We  believe  that  we  can  increase  or  maintain  our  market  share  through 
expenditures directed to our present advertising and distribution channels. 

Automotive:  There are a large number of companies, both national and regional, that compete with us.  Many are more established 
and have greater financial resources than we do.  While our market share is small, the total market size is substantial.  We believe that 
we have established a reasonable market share through our present advertising and distribution channels, considering the large size of 
this market. 

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Recreational Vehicle/Power Sports:  We compete with national and regional competitors.  We do not believe that any competitor or 
small group of competitors hold a dominant market share.  We believe that we can increase or maintain our market share by utilizing 
similar advertising and distribution channels to those we use in the marine market. 

Outdoor  Power  Equipment/Lawn  &  Garden:  We  compete  with  several  established  national  and  regional  competitors.  We  do  not 
believe that any competitor or small group of competitors hold a dominant market share.  We have attempted to make inroads in this 
market by emphasizing Star Tron®’s unique formulation and by increasing our advertising and attendance at trade shows. 

Disinfectants,  Sanitizers  and  Deodorants:  There  are  a  large  number  of  companies  that  compete  with  us,  many  of  which  are  much 
larger, and have much greater financial resources than we do. We emphasize the effectiveness of chlorine dioxide, coupled with the 
convenience in application of our Performacide® products. 

Trademarks:  We have obtained registered trademarks for Star brite®, Star Tron®, Performacide® and other trade names used on our 
products.  We  view  our  trademarks  as  significant  assets  because  they  provide  product  recognition.  We  believe  that  our  intellectual 
property is protected, but we cannot assure that our intellectual property rights can be successfully asserted in the future or will not be 
invalidated, circumvented or challenged.  

Patents:  We own several patents, the most significant of which relate to a delivery system for use with products containing chlorine 
dioxide (the “ClO2 Patents”).  The ClO2 patents expire in 2022.  We have encountered difficulty in protecting the ClO2 patents through 
litigation.   See  “Risk  Factors  -  If  we  do  not  utilize  or  successfully  assert  intellectual  property  rights,  our  competitiveness  could  be 
materially adversely affected,” in Item 1A of this report for additional information.  A 2014 adverse judgment in patent litigation that 
was upheld on appeal in 2015 has limited the scope of protection provided by the patent.  To date, we do not believe the judgment has 
materially impaired our ability to effectively market and distribute our Performacide® products.  However, we are unable to predict the 
long-term competitive effect of the judgment on these products.   

New  Product  Development:  We  continue  to  develop  specialized  products  for  the  marine,  automotive,  recreational  vehicle/power 
sports and outdoor power equipment/lawn and garden markets.  Expenditures for new product development have not been significant 
and are charged to operations in the year incurred. 

Personnel:  At December 31, 2016, we had 128 full-time employees.  The following table provides information regarding personnel 
working for the Company and its subsidiaries at December 31, 2016: 

Location	

Description	

Full-time	Employees	

Fort	Lauderdale,	Florida	
Fort	Lauderdale,	Florida	
Montgomery,	Alabama	

		 Administrative,	sales,	and	marketing	
		 Manufacturing	and	distribution	
		 Manufacturing	and	distribution	

41			
5			
82			

128			

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Item 1A.  Risk Factors 

If we do not compete effectively, our business will suffer. 

We confront aggressive competition in the sale of our products.  In each of the markets in which we sell our products, we compete 
with a number of national and regional competitors.  Competition in the automotive market is particularly intense, with many national 
and regional companies marketing competitive products.  Many of our competitors in the automotive market are more established and 
have  greater  financial  resources  than  we  do.  Moreover,  we  confront  intense  competition  with  respect  to  our  Performacide® 
disinfectant, sanitizing and deodorizing products from a large number of competitors, many of which are well established and have 
substantially  greater  financial  resources  than  we  do.  Our  inability  to  successfully  compete  in  our  principal  markets  would  have  a 
material adverse effect on our financial condition, results of operations and cash flows. 

Economic conditions can adversely affect our business. 

We  are  subject  to  risks  arising  from  adverse  changes  in  general  domestic  and  global  economic  conditions,  including  recession  or 
economic  slowdown  and  disruption  of  credit  markets,  which  may  impair  the  ability  of  our  customers  to  satisfy  obligations  due  to 
us.  In addition, we believe that adverse economic conditions in recent years adversely constrained discretionary spending, which we 
believe  has,  at  times,  adversely  affected  our  product  lines,  particularly  those  directed  to  the  marine  and  recreational  vehicle 
markets.  A future decline in economic conditions could have a material adverse effect on our financial condition, results of operations 
and cash flows. 

If we do not effectively utilize or successfully assert intellectual property rights, our competitiveness could be materially 
adversely affected. 

We  rely  on  trademarks  and  trade  names  in  connection  with  our  products,  the  most  significant  of  which  are  Star brite®  and 
Star Tron®.  In  addition,  we  own  patents  we  have  viewed  as  providing  some  degree  of  competitive  support  for  our  Performacide® 
products. We rely on trademark, trade secret, patent and copyright laws to protect our intellectual property rights.  We cannot assure 
that these intellectual property rights will be effectively utilized or, if necessary, successfully asserted.  There is a risk that we will not 
be able to obtain and perfect our own intellectual property rights, or, where appropriate, license from others intellectual property rights 
necessary  to  support  new  product  introductions.  Our  intellectual  property  rights,  and  any  additional  rights  we  may  obtain  in  the 
future, may be invalidated, circumvented or challenged in the future, and the legal costs necessary to protect our intellectual property 
rights could be significant.  In this regard, in 2013, we filed a patent infringement lawsuit in the United States District Court for the 
Southern  District  of  Florida  with  respect  to  a  U.S.  patent  relating  to  a  delivery  system  for  use  with  products  containing  chlorine 
dioxide,  but  the  District  Court  granted  the  defendants'  motion  for  summary  judgment,  which  the  Federal  Circuit  Court  of  Appeals 
affirmed in January 2015. As a result, in March 2015, we stipulated to the dismissal with prejudice of our patent infringement claims 
in another lawsuit related to the same patent, and, in response, the court dismissed our claims. We are unable to predict the long-term 
competitive effect of the adverse outcome in the patent litigation on our Performacide® products. Our failure to perfect or successfully 
assert  intellectual  property  rights  could  harm  our  competitive  position  and  could  have  a  material  adverse  effect  on  our  financial 
condition, results of operations and cash flows. 

Environmental matters may cause potential liability risks. 

We must comply with various environmental laws and regulations in connection with our operations, including those relating to the 
handling and disposal of hazardous wastes and the remediation of contamination associated with the use and disposal of hazardous 
substances.  A  release  of  such  substances  due  to  accident  or  intentional  act  could  result  in  substantial  liability  to  governmental 
authorities  or  to  third  parties.  In  addition,  we  are  subject  to  reporting  requirements  with  respect  to  certain  materials  we  use  in  our 
manufacturing  operations.  In  January  2011,  Kinpak,  which  owns  our  manufacturing  facility  in  Montgomery,  Alabama,  became 
subject to a consent agreement and final order with the United States Environmental Protection Agency relating to its alleged failure to 
complete  and  submit  certain  required  forms  with  respect  to  toxic  and  hazardous  chemicals  used  at  its  facilities.  Under  the  consent 
agreement  and  final  order,  Kinpak  paid  a  civil  penalty  of  $110,000.  It  is  possible  that  we  could  become  subject  to  additional 
environmental  liabilities  in  the  future  that  could  have  a  material  adverse  effect  on  our  business,  financial  condition,  results  of 
operations and cash flows. 

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Our variable rate indebtedness exposes us to risks related to interest rate fluctuation and matures in August 2017. 

We have a revolving line of credit with a variable interest rate.  Interest on the revolving line of credit is payable at the 30 day LIBOR 
rate plus 1.50% per annum, computed on a 365/360 basis. During the year ended December 31, 2016, we did not utilize the revolving 
line of credit, and at December 31, 2016, we did not have any borrowings outstanding under the revolving line of credit.   However, if 
we borrow amounts under the revolving line of credit in the future, and if interest rates were to increase significantly, our financial 
condition, results of operations and cash flows could be materially adversely affected. Moreover, we believe, but cannot assure, that 
we  could  obtain  a  renewal  of  the  revolving  line  of  credit  or  a  suitable  replacement  facility  when  the  current  facility  terminates  in 
August  2017.  Our  failure  to  renew  or  obtain  a  replacement  for  our  current  facility  may  impair  our  financial  flexibility  and  have  a 
material adverse effect on our business. 

Our Chairman, President and Chief Executive Officer is a majority shareholder who controls us, and his interest may conflict 
with or differ from the Company's interests. 

Peter G. Dornau, our Chairman, President and Chief Executive Officer, together with a family entity he controls, owns approximately 
51.9%  of  our  Common  Stock.  As  a  result,  Mr. Dornau  has  the  power  to  elect  all  of  our  directors  and  effectively  has  the  ability  to 
prevent any transaction that requires the approval of our Board of Directors and our shareholders.   Products that we manufacture and 
that are sold outside of the United States and Canada are purchased from us and distributed by two companies owned by Mr. Dornau, 
which  we  refer  to  as  the  “affiliated  companies.”  Sales  to  the  affiliated  companies  aggregated  approximately  $1,850,000  and 
$2,075,000  during  the  years  ended  December 31,  2016  and  2015,  respectively.  An  affiliated  company  owns  the  rights  to  the 
Star brite® and Star Tron® trademarks and related products outside of the United States and Canada. 

In  addition,  we  provided  administrative  services  to  the  affiliated  companies  for  fees  aggregating  approximately  $621,000  and 
$527,000 during the years ended December 31, 2016 and 2015, respectively.  While the terms of the sales to the affiliated companies 
differed  from  the  terms  of  sale  to  other  customers,  the  affiliated  companies  bear  their  own  warehousing,  distribution,  advertising, 
selling  and  marketing  costs,  as  well  as  their  own  freight  charges  (we  pay  freight  charges  in  connection  with  sales  to  our  domestic 
customers  on  all  but  small  orders).  Moreover,  we  do  not  pay  sales  commissions  with  respect  to  products  sold  to  the  affiliated 
companies.  As a result, we believe our profit margins with respect to sales of our products to the affiliated companies are similar to 
the profit margins we realize with respect to sales of the same products to our larger domestic customers.  Management believes that 
the  sales  to  the  affiliated  companies  do  not  involve  more  than  normal  credit  risk  or  present  other  unfavorable  features.  We  have 
entered  into  other  transactions  with  entities  owned  by  Mr.  Dornau.   See  Notes 9  and  10  to  the  consolidated  financial  statements 
included in this report for additional information 

Trading in our Common Stock has been limited, and our stock price could potentially be subject to substantial fluctuations. 

Our  common  stock  is  listed  on  the  NASDAQ  Capital  Market,  but  trading  in  our  stock  has  been  limited.  Our  stock  price  could  be 
affected substantially by a relatively modest volume of transactions. 

Item 1B. Unresolved Staff Comments 

Not applicable. 

Item 2. Properties 

Our  executive  offices  and  one  of  our  manufacturing  facilities  are  located  in  Fort  Lauderdale,  Florida  and  are  leased  from  an  entity 
controlled  by  our  Chairman,  President  and  Chief  Executive  Officer.  The  lease  covers  approximately  12,700  square  feet  of  office, 
manufacturing,  and  warehouse  space.  The  lease  expires  in  December  2023.  See  Note 10  to  the  consolidated  financial  statements 
included in this report for additional information. 

We own Kinpak’s Alabama manufacturing facility, which currently contains approximately 187,000 square feet of office, plant and 
warehouse space on 20 acres of land. The facility also includes a 500,000 gallon outdoor blending tank farm.   

In  addition,  we  lease  a  15,000  foot  warehouse  in  Montgomery,  Alabama,  near  the  Kinpak  manufacturing  facility.  We  use  the 
warehouse to fabricate and assemble brushes used for cleaning boats, automobiles and recreational vehicles. The lease expires in July 
2018.   

We  are  proceeding  with  an  expansion  project  relating  to  Kinpak’s  manufacturing  and  warehouse  facilities.  See  “Business  –  Recent 
Developments” in Item 1 of this report for additional information. 

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Item 3. Legal Proceedings 

Not applicable 

Item 4.  Mine Safety Disclosures 

Not applicable. 

Item 5.    Market for the Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities 

Our common stock is traded on the NASDAQ Capital Market under the symbol OBCI.  A summary of the high and low sales prices 
during each quarter of 2016 and 2015 is presented below. 

PART II 

2016	

2015	

		High	
				Low	

		High	
				Low	

1st	Qtr.	

2nd	Qtr.	

3rd	Qtr.	

4th	Qtr.	

		$	
		$	

		$	
		$	

2.66			 		 $	
1.93			 		 $	

5.56			 		 $	
3.76			 		 $	

2.57					 $	
2.08					 $	

4.45					 $	
3.33					 $	

3.17					 $	
2.02					 $	

3.79					 $	
2.44					 $	

4.35			
2.61			

3.19			
2.02			

On December 31, 2016, there were 116 holders of record and approximately 1,200 beneficial owners of our common stock. 

On March 25, 2016, the Board of Directors of Ocean Bio-Chem, Inc. declared a special dividend of $0.06 per share payable on April 
26, 2016 to shareholders of record on April 12, 2016.  The Company did not pay any dividends in 2015. Payment of dividends in the 
future  will  be  subject  to  the  discretion  of  the  Board  of  Directors  in  light  of  numerous  factors,  including  the  Company's  business 
performance and operating plans, capital commitments, liquidity and other factors. 

Item 6.   Selected Financial Data 

Not applicable. 

Item 7.    Management’s Discussion and Analysis of Financial Condition and Results of Operations 

The following discussion should be read in conjunction with our consolidated financial statements contained in Item 8 of this report. 

Overview: 

We are engaged in the manufacture, marketing and distribution of a broad line of appearance, performance, and maintenance products 
for the marine, automotive, power sports, recreational vehicle and outdoor power equipment markets, under the Star brite® and other 
trademarks  within  the  United States  and  Canada.  In  addition,  we  produce  private  label  formulations  of  many  of  our  products  for 
various customers and provide custom blending and packaging services for these and other products.  We also manufacture, market 
and distribute a line of products including disinfectants, sanitizers and deodorizers. We sell our products through national retailers and 
to national and regional distributors. In addition, we sell products to two companies affiliated with Peter G. Dornau, our Chairman, 
President and Chief Executive Officer; these companies distribute the products outside of the United States and Canada. 

Transactions with the affiliated companies were made in the ordinary course of business. While the terms of the sales to the affiliated 
companies  differed  from  the  terms  of  sale  to  other  customers,  the  affiliated  companies  bear  their  own  warehousing,  distribution, 
advertising, selling and marketing costs, as well as their own freight charges (the Company pays freight charges in connection with 
sales  to  its  domestic  customers  on  all  but  small  orders).  Moreover,  the  Company  does  not  pay  sales  commissions  with  respect  to 
products sold to the affiliated companies.  As a result, the Company believes its profit margins with respect to sales of its products to 
the affiliated companies are similar to the profit margins it realizes with respect to sales of the same products to its larger domestic 
customers.  Management  believes  that  the  sales  to  the  affiliated  companies  did  not  involve  more  than  normal  credit  risk  or  present 
other unfavorable features. 

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We  have  commenced  an  expansion  of  Kinpak’s  manufacturing  and  warehouse  facilities  in  Montgomery,  Alabama.  See  “Business - 
Recent Developments” in Item 1 of this report. 

Our  operating  results  for  2016  and  2015  were  adversely  affected  by  professional  fees  and  expenses  related  to  litigation  against  a 
competitor in which we and the competitor each claimed that the other was engaged in false advertising and related violations of law 
(the “Advertising Litigation”). Following a trial in which it was determined that neither party was liable to the other, the Advertising 
Litigation was concluded. Our professional fees and expenses related to the Advertising Litigation were approximately $1,146,000 in 
2016 and $1,174,000 in 2015. 

Critical accounting estimates: 

The preparation of consolidated financial statements in accordance with accounting principles generally accepted in the United States 
of  America  requires  management  to  make  estimates  and  assumptions  that  affect  the  reported  amounts  of  assets  and  liabilities  and 
disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses 
during the reporting period.  Actual results could differ from those estimates and assumptions. 

We  have  identified  the  following  as  critical  accounting  estimates,  which  are  defined  as  those  that  are  reflective  of  significant 
judgments  and  uncertainties,  are  the  most  pervasive  and  important  to  the  presentation  of  our  financial  condition  and  results  of 
operations and, if subject to different assumptions and conditions, could lead to materially different results. 

Revenue recognition and collectability of trade accounts receivable 

Revenue from product sales is recognized when persuasive evidence of a contract exists, the sales price is fixed and determinable, the 
title of goods pass to the customer, and collectability of the related receivable is probable.  With respect to a customer for whom the 
Company manages the inventory at the customer's location, revenue is recognized when the products are sold to a third party.  In the 
ordinary course of business, we grant non-interest bearing trade credit to our customers on normal credit terms.  In an effort to reduce 
our  credit  risk,  we  perform  ongoing  credit  evaluations  of  our  customers  and  adjust  credit  limits  based  upon  payment  history  and 
customers’ creditworthiness, as determined by our review of their current credit information.  We monitor collections and payments 
from  our  customers  and  maintain  a  provision  for  estimated  credit  losses  based  upon  our  historical  experience,  specific  customer 
collection  issues  and  reviews  of  agings  of  trade  receivables  based  on  contractual  terms.  We  generally  do  not  require  collateral  on 
trade accounts receivable.  We maintain an allowance for doubtful accounts based on our historical collection experience and expected 
collectability  of  the  trade  accounts  receivable,  considering  the  period  the  trade  accounts  receivable  are  outstanding,  the  financial 
position  of  the  customer  and  information  provided  by  credit  rating  services.   The  adequacy  of  this  allowance  is  reviewed  each 
reporting  period  and  adjusted  as  necessary.  Our  allowance  for  doubtful  accounts  was  approximately  $75,000  and  $78,000  at 
December 31, 2016 and 2015, respectively, which was approximately 1.5% of gross accounts receivable at December 31, 2016 and 
2015.  If  the  financial  condition  of  our  customers  were  to  deteriorate,  resulting  in  increased  uncertainty  as  to  their  ability  to  make 
payments, or if unexpected events or significant future changes in trends were to occur, we may be required to increase the allowance. 

Inventories 

Inventories primarily are composed of raw materials and finished goods and are stated at the lower of cost or market, using the first-in, 
first-out  method.  We  maintain  a  reserve  for  slow  moving  and  obsolete  inventory  to  reflect  the  diminution  in  value  resulting  from 
product  obsolescence,  damage  or  other  issues  affecting  marketability  in  an  amount  equal  to  the  difference  between  the  cost  of  the 
inventory  and  its  estimated  market  value.  The  adequacy  of  this  reserve  is  reviewed  each  reporting  period  and  adjusted  as 
necessary.  We regularly compare inventory quantities on hand against historical usage or forecasts related to specific items in order to 
evaluate obsolescence and excessive quantities.  In assessing historical usage, we also qualitatively assess business trends to evaluate 
the reasonableness of using historical information as an estimate of future usage.   

Our slow moving and obsolete inventory reserve was $268,159 and $279,882 at December 31, 2016 and 2015, respectively. 

Income taxes 

Income  taxes  are  accounted  for  under  the  asset  and  liability  method.  Under  this  method,  deferred  tax  assets  and  liabilities  are 
recognized to reflect the future tax consequences attributable to the differences between the financial statement carrying amounts of 
existing  assets  and  liabilities  and  their  respective  tax  bases.  Deferred  tax  assets  and  liabilities  are  measured  and  recorded  using 
currently enacted tax rates, which we expect will apply to taxable income in the years in which the differences between the financial 
statement  carrying  amounts  of  existing  assets  and  liabilities  and  their  tax  bases  are  recovered  or  settled.  The  differences  are 
attributable to differing methods of financial statement and income tax treatment with respect to depreciation and reserves for trade 
accounts receivable and inventories. The likelihood of a material change in our expected realization of deferred tax assets is dependent 
on, among other factors, changes in tax law, future taxable income and settlements with tax authorities.  While management believes 
that its judgments and interpretations regarding income taxes are appropriate, significant differences in actual experience may require 
future adjustments to our tax assets and liabilities, which could be material. 

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In assessing the realizability of our deferred tax assets, we evaluate positive and negative evidence and use judgments regarding past 
and future events, including operating results and available tax planning strategies that could be implemented to realize the deferred 
tax assets.  Based on this assessment, we determine when it is more likely than not that all or some portion of our deferred tax assets 
may not be realized, in which case we would apply a valuation allowance, in an amount equal to future tax benefits that may not be 
realized,  to  offset  our  deferred  tax  assets.  We  currently  do  not  apply  a  valuation  allowance  to  our  deferred  tax  assets.  However,  if 
facts and circumstances change in the future, a valuation allowance may be required. 

Significant  judgment  is  required  in  determining  income  tax  provisions  and  in  evaluating  tax  positions.  We  establish  additional 
provisions for income taxes when, despite the belief that tax positions are fully supportable, there remain certain positions that do not 
meet the minimum probability threshold, which is a tax position that is more likely than not to be sustained upon examination by the 
applicable taxing authority.  In the normal course of business, we and our subsidiaries are examined by various federal and state tax 
authorities.  We  regularly  assess  the  potential  outcomes  of  these  examinations  and  any  future  examinations  for  the  current  or  prior 
years in determining the adequacy of our provision for income taxes.  We adjust the income tax provision, the current tax liability and 
deferred taxes in any period in which we become aware of facts that necessitate such an adjustment.  The ultimate outcomes of the 
examinations of our income tax returns could result in increases or decreases to our recorded tax liabilities, which would affect our 
financial results. 

Intangible Assets 

Intangible assets are acquired assets that lack physical substance and that meet specified criteria for recognition apart from goodwill. 
Our  intangible  assets  include  trademarks,  tradenames,  patents  and  royalty  rights.  We  own  several  trademarks  and  trade  names, 
including Star brite®, and Performacide®. We have determined that these intangible assets have indefinite lives and, therefore, are not 
amortized.  In  addition,  we  own  several  patents,  the  most  significant  of  which  are  the  ClO2  Patents,  which  relate  to  a  device  for 
producing chlorine dioxide that is incorporated in our deodorizer, sanitizer and disinfectant products. We amortize our patents over 
their remaining life on a straight line basis; amortization expense related to these patents was approximately $51,000 for each of the 
years ended December 31, 2016 and 2015. In 2013, we acquired royalty rights relating to sales of products encompassing the ClO2 
Patents’  technology  (we  purchased  these  rights  from  an  unaffiliated  entity  that  previously  owned  the  ClO2  Patents  and  retained  the 
royalty  rights  after  selling  the  patents).  We  are  amortizing  the  royalty  rights  over  their  remaining  life  on  a  straight  line  basis; 
amortization  expense  relating  to  the  royalty  rights  was  approximately  $18,000  for  each  of  the  years  ended  December  31,  2016  and 
2015. 

We evaluate our indefinite-lived intangible assets (trademarks and trade names) for impairment annually and at other times if events 
or  changes  in  circumstances  indicate  that  an  impairment  may  have  occurred.  In  evaluating  our  indefinite-lived  intangible  assets  for 
impairment,  we  assess  qualitative  factors  to  determine  whether  it  is  more  likely  than  not  that  the  fair  value  of  an  indefinite-lived 
intangible asset is less than its carrying value. If, after completing the qualitative assessment, we determine it is more likely than not 
that the fair value of the indefinite-lived intangible asset is greater than its carrying amount, the asset is not impaired. If we conclude it 
is more likely than not that the fair value of the indefinite-lived intangible assets is less than the carrying value, we would then proceed 
to a quantitative impairment test, which consists of a comparison of the fair value of the intangible assets to their carrying amounts. In 
2016, we performed a qualitative assessment on all of our indefinite lived assets and determined, based on the assessment, that their 
fair values were more likely than not higher than their carrying values. 

We  assess  the  remaining  useful  life  and  recoverability  of  intangible  assets  having  finite  lives  (patents  and  royalty  rights)  whenever 
events  or  changes  in  circumstances  indicate  the  carrying  value  of  an  asset  may  not  be  recoverable.  Such  events  may  include,  for 
example, the occurrence of an adverse change with respect to a product line that utilizes the intangible assets. Significant judgments in 
this area involve determining whether such an event has occurred. Any impairment loss, if indicated, equals the amount by which the 
carrying amount of the asset exceeds the estimated fair value of the asset. 

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Results of Operations: 

The following table provides a summary of our financial results for the years ended December 31, 2016 and 2015: 

Net	sales	
Cost	of	goods	sold	

Gross	profit	
Advertising	and	promotion	
Selling	and	administrative	

Operating	income	
Interest	(expense),	net	
Other	(expense)	
Provision	for	income	taxes	

Net	income	

For	The	Years	Ended	December	31,	

2016	

2015	

				 Percent	
Change	

		 		 Percentage	of	Net	Sales	

2016	

2015	

		$	36,205,444					$	33,987,487							
				 22,331,761							 22,647,516							

				 13,873,683							 11,339,971							
				 3,117,164							 3,010,758							
				 7,660,377							 7,579,682							

				 3,096,142							
(17,820	)					
---							
(983,151	)					

749,531							
(33,639	)					
(12,522	)					
(242,676	)					

		$	 2,095,171					$	

460,694							

6.5	%					
(1.4	)%					

22.3	%					
3.5	%					
1.1	%					

313.1	%					
(47.0	)%					
N/A			
305.1	%					

354.8	%					

100.0	%					
61.7	%					

38.3	%					
8.6	%					
21.2	%					

8.6	%					
0.0	%					
0.0	%					
2.7	%					

5.8	%					

100.0	%	
66.6	%	

33.4	%	
8.9	%	
22.3	%	

2.2	%	
0.1	%	
0.0	%	
0.7	%	

1.4	%	

Net  sales  for  the  year  ended  December  31,  2016  increased  by  approximately  $2,218,000  or  6.5%,  as  compared  to  the  year  ended 
December 31, 2015. The increase principally is a result of increased sales of Star brite® branded marine products to both retailers and 
wholesale  distributors  of  our  products.  In  particular,  we  believe  that  the  increased  sales  reflect  the  benefit  of  the  inclusion  of  our 
products in more of our large national “brick and mortar” retail chain customers’ locations, as well as the provision of increased shelf 
space  for  our  products  by  these  customers.  In  addition,  our  sales  to  online  retailers  also  increased  as  a  result  of  higher  consumer 
demand. 

Cost of goods sold decreased by approximately $316,000 or 1.4% in 2016, as compared to 2015. The decrease in cost of goods sold 
despite the increase in net sales reflects the more favorable product mix resulting from increased sales of Star brite® branded marine 
products. 

Gross profit increased by approximately $2,534,000 or 22.3% during 2016, as compared to 2015. As a percentage of net sales, gross 
profit increased to 38.3% in 2016 from 33.4% in 2015. The increases in gross profit and gross profit as a percentage of net sales is a 
result of the more favorable product mix discussed above.    

Advertising  and  promotion  expense  increased  by  approximately  $106,000  or  3.5%  during  2016,  as  compared  to  2015.  As  a 
percentage of net sales, advertising and promotion expense decreased to 8.6% in 2016 compared to 8.9% in 2015.  The gross increase 
in advertising and promotion expense is primarily a result of a $176,000 increase in customer cooperative advertising partially offset 
by a $66,000 decrease in other marketing expenses. 

Selling and administrative expenses increased by approximately $81,000 or 1.1%, during 2016, as compared to 2015, reflecting an 
increase in noncash stock based compensation expense of approximately $131,000. This increase was partially offset by a decrease of 
approximately $28,000 in legal fees and expenses related to the Advertising Litigation; such fees and expenses were approximately 
$1,146,000 and $1,174,000 during 2016 and 2015, respectively.  The Company expects selling and administrative expenses to decline 
substantially in 2017 as a result of the conclusion of the Advertising Litigation during 2016. As a percentage of net sales, selling and 
administrative expenses decreased to 21.2 % in 2016 from 22.3% in 2015. 

Interest  expense,  net  decreased  by  approximately  $16,000  or  47.0%  in  2016,  as  compared  to  2015.  The  decrease  reflects  the 
declining principal outstanding under our term loan. 

Provision for income taxes – Our provision for income taxes for 2016 was approximately $983,000, or 31.9% of our pretax income, 
compared to approximately $243,000 in 2015 or 34.5% of pretax income. Our lower tax rate in 2016 is attributable primarily to an 
increased benefit with respect to a domestic production activities deduction. For additional information, see Note 8 to the consolidated 
financial statements included in this report. 

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Liquidity and Capital Resources: 

Our  cash  balance  was  approximately  $4,070,000  at  December  31,  2016  compared  to  approximately  $2,468,000  at  December  31, 
2015.   

The following table summarizes our cash flows for the years ended December 31, 2016 and 2015: 

Net cash provided by operating activities 
Net cash used in investing activities 
Net cash used in financing activities 
Effect of exchange rate fluctuations on cash 

Net increase (decrease) in cash 

Years Ended 
December 31, 

2016 

  $  3,025,585     $ 
(443,892 )     
(978,503 )     
(1,160 )     

2015 
812,463   
(954,663 ) 
(450,598 ) 
(1,516 ) 

  $  1,602,030     $ 

(594,314 ) 

Net cash provided by operating activities for the year ended December 31, 2016 increased by approximately $2,213,000 or 272.4%, as 
compared to the year ended December 31, 2015. The comparative increase in cash provided by operating activities during the year 
ended  December  31,  2016  is  attributable  to  an  increase  in  net  income  of  approximately  $1,634,000  increased  noncash  expenses  of 
approximately $61,000, and net favorable changes in working capital (excluding cash) of $517,000 as compared to the same period in 
2015. 

Inventories,  net  were  approximately  $8,601,000  and  $7,915,000  at  December  31,  2016  and  2015,  respectively,  representing  an 
increase of approximately $686,000 or 8.7% in 2016. The 2016 increase in inventories reflects anticipated demand in the first quarter 
of 2017. Moreover, inventory levels at December 31, 2015 reflect the shipment of a large order a major customer in late December 
2016. 

Net trade accounts receivable at December 31, 2016 aggregated approximately $4,932,000, a decrease of approximately $160,000 or 
3.1%  compared  to  approximately  $5,092,000  in  net  trade  accounts  receivable  outstanding  at  December  31,  2015.   Receivables  due 
from  affiliated  companies  aggregated  approximately  $1,190,000  at  December  31,  2016,  an  increase  of  approximately  $139,000,  or 
13.2% over receivables due from affiliated companies of approximately $1,051,000 at December 31, 2015. 

Net  cash  used  in  investing  activities  for  the  year  ended  December  31,  2016  decreased  by  approximately  $511,000  or  53.5%,  as 
compared to the year ended December 31, 2015. Our purchases of property, plant and equipment during 2016, principally consisting 
of manufacturing equipment, was considerably below the level of such purchases in 2015. Net cash used in investing activities during 
the year ended December 31, 2015 was offset in small part by cash proceeds of $55,000 from the sale of a recreational vehicle we 
used for advertising and exhibiting our products at trade shows and other events. 

Net  cash  used  in  financing  activities  for  the  year  ended  December  31,  2016  increased  by  approximately  $528,000,  or  117.2%,  as 
compared to the year ended December 31, 2015. The increase in the 2016 period is principally due to our payment of a special cash 
dividend  aggregating  approximately  $541,000,  partially  offset  by  approximately  $22,000  we  received  as  a  result  of  the  exercise  of 
stock options. 

See  Notes  4  and  6  to  the  consolidated  financial  statements  included  in  this  report  for  information  concerning  our  principal  credit 
facilities, consisting of a revolving line of credit and a term loan. At December 31, 2016 and 2015, we had no borrowings under our 
revolving  line  of  credit  and  outstanding  balances  of  approximately  $260,000  and  $692,000,  respectively,  under  our  term  loan.  The 
loan agreement related to our revolving line of credit contains various covenants, including financial covenants requiring a minimum 
debt  coverage  ratio  (generally,  EBITDAR  (net  operating  profit  plus  depreciation,  amortization  and  lease/rent  expense)  divided  by 
current maturities of long-term debt plus interest and lease/rent expense) of 1.75 to 1.00, calculated on a trailing twelve month basis, 
and a maximum debt to capitalization ratio (generally, funded debt divided by the sum of total net worth and funded debt) of 0.75 to 1, 
calculated quarterly. At December 31, 2016, our debt coverage ratio was approximately 10.60 to 1.00, and our debt to capitalization 
ratio was approximately 0.02 to 1.00. 

In addition to our term loan, we have obtained financing through capital leases for office equipment, totaling approximately $69,000 
and $88,000 at December 30, 2016 and December 31, 2015, respectively. 

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Some of our assets and liabilities are denominated in Canadian dollars and are subject to currency rate fluctuations. We do not engage 
in currency hedging and address currency risk as a pricing issue. In the year ended December 31, 2016, we recorded $2,113 in foreign 
currency translation adjustments (decreasing shareholders’ equity by $2,113). 

During the past few years, we have introduced a number of new products.  At times, new product introductions have required us to 
increase our overall inventory and have resulted in lower inventory turnover rates.  The effects of reduced inventory turnover have not 
been  material  to  our  overall  operations.  We  believe  that  all  capital  required  to  fund  any  inventory  increases  will  continue  to  be 
provided by operations and, if necessary, our current revolving line of credit or a renewal or replacement of the facility.  However, we 
cannot assure that we will be able to secure such a renewal or replacement of our revolving line of credit. 

Many of the raw materials that we use in the manufacturing process are petroleum or chemical based and commodity chemicals that 
are  subject  to  fluctuating  prices.  The  nature  of  our  business  does  not  enable  us  to  pass  through  the  price  increases  to  our  national 
retailer customers and to our distributors as promptly as we experience increases in raw material costs. This may, at times, adversely 
affect our margins. 

As noted above, the Company is proceeding with a project to expand Kinpak’s manufacturing, warehouse and distribution facilities in 
Montgomery,  Alabama.  As  currently  contemplated,  the  project  will  entail  an  approximately  85,000  square  feet  addition  to  the 
facilities  and  an  expansion  of  Kinpak’s  outdoor  blended  tank  farm  to  accommodate  an  additional  500,000  gallons  in  tank  capacity, 
thereby doubling the tank farm’s current capacity. The first phase of the project, involving expansion of the tank farm, was initiated 
earlier in 2017. We are using internal funds for this phase, although we currently are in negotiations to finance the costs of the entire 
project.  Nevertheless,  we  cannot  assure  that  such  financing  will  be  obtained.  We  currently  estimate  that  the  project  cost  will  be 
approximately $4.7 million. 

We believe that funds provided through operations and other sources of financing will be sufficient to satisfy our cash requirements 
over  at  least  the  next  twelve  months.  However,  in  the  event  that  we  are  not  able  to  obtain  additional  financing  for  our  expansion 
project, completion of the project may be delayed. 

Item 7A. Quantitative and Qualitative Disclosure about Market Risk 

Not applicable. 

Item 8.    Financial Statements and Supplementary Data 

The audited financial statements of the Company required pursuant to this Item 8 are included in a separate section commencing on 
page F-1 and are incorporated herein by reference. 

Item 9.    Changes in and Disagreements With Accountants on Accounting and Financial Disclosure 

Not applicable. 

Item 9A.  Controls and Procedures: 

Evaluation of Disclosure Controls and Procedures.  The Company’s management, with the participation of the Company’s Chief 
Executive Officer and Chief Financial Officer, evaluated the effectiveness of the Company’s disclosure controls and procedures (as 
defined in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as amended (the "Exchange Act") at the end of 
the period covered by this report. Based on that evaluation, the Chief Executive Officer and Chief Financial Officer have concluded 
that  as  of  the  end  of  the  period  covered  by  this  report,  the  Company’s  disclosure  controls  and  procedures  are  effective  to  provide 
reasonable  assurance  that  information  we  are  required  to  disclose  in  reports  that  we  file  or  submit  under  the  Exchange  Act  are  (i) 
recorded, processed, summarized and reported within the time periods specified in the Securities and Exchange Commission’s rules 
and forms, and (ii) accumulated and communicated to the Company’s management, including the Chief Executive Officer and Chief 
Financial Officer, as appropriate to allow timely decisions regarding required disclosure. 

Change in Internal Controls over Financial Reporting.  No change in internal control over financial reporting (as defined in Rule 
13a-15(f)  under  the  Exchange  Act)  occurred  during  the  Company’s  most  recent  fiscal  quarter  that  has  materially  affected,  or  is 
reasonably likely to materially affect, the Company’s internal control over financial reporting. 

11 

 
  
  
  
  
  
  
  
  
  
  
   
  
  
 
 
 
 
 
 
		
		
  
 
 
Management’s Annual Report on Internal Control over Financial Reporting 

Management  of  Ocean  Bio-Chem,  Inc.  is  responsible  for  establishing  and  maintaining  adequate  internal  control  over  financial 
reporting. Internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of 
financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting 
principles.  A  company’s  internal  control  over  financial  reporting  includes  those  policies  and  procedures  that pertain  to  the 
maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and  dispositions  of  the  assets  of  the 
company;  provide  reasonable  assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of  financial  statements  in 
accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in 
accordance with authorizations of management and directors of the company; and provide reasonable assurance regarding prevention 
or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the 
financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections 
of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in 
conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

Management evaluated the Company’s internal control over financial reporting as of December 31, 2016. In making this assessment, 
management  used  the  framework  established  in  Internal  Control-Integrated  Framework  (2013)  issued  by  the  Committee  of 
Sponsoring Organizations of the Treadway Commission (COSO). As a result of this assessment and based on the criteria in the COSO 
framework, management has concluded that, as of December 31, 2016, the Company’s internal control over financial reporting was 
effective. 

Item 9B.  Other Information 

Not applicable. 

Item 10.  Directors, Executive Officers and Corporate Governance 

PART III 

Information required by this item is incorporated by reference to the Company's definitive proxy statement, which will be filed with 
the Commission no later than 120 days after the close of the fiscal year covered by this report. 

Item 11.  Executive Compensation 

Information required by this item is incorporated by reference to the Company's definitive proxy statement, which will be filed with 
the Commission no later than 120 days after the close of the fiscal year covered by this report. 

Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters 

Information required by this item is incorporated by reference to the Company's definitive proxy statement, which will be filed with 
the Commission no later than 120 days after the close of the fiscal year covered by this report. 

Item 13.  Certain Relationships and Related Transactions, and Director Independence 

Information required by this item is incorporated by reference to the Company's definitive proxy statement, which will be filed with 
the Commission no later than 120 days after the close of the fiscal year covered by this report. 

Item 14.  Principal Accounting Fees and Services 

Information required by this item is incorporated by reference to the Company's definitive proxy statement, which will be filed with 
the Commission no later than 120 days after the close of the fiscal year covered by this report. 

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PART IV 

Item 15.  Exhibits, Financial Statements, Schedules and Reports Filed on Form 8K 

(a) 

Financial Statements – See the Index to Consolidated Financial Statements on page F-1. 

(b) 

Exhibits: 
Unless otherwise noted, the file number of each referenced filing is 0-11102. 

Exhibit 
No. 

3.1.1  Articles of Incorporation and amendments through May 20, 1994 (incorporated by reference to Exhibit 3.1 to the Company’s 

Annual Report on Form 10-K for the year ended December 31, 2010). 

3.1.2  Articles of Amendment to the Articles of Incorporation, as filed on June 13, 2012 (incorporated by reference to Exhibit 3.1.2 

to the Company's Annual Report on Form 10-K for the year ended December 31, 2012). 

3.2     Amended and Restated Bylaws (incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K, filed 

with the Securities and Exchange Commission on December 5, 2011). 

*10.1  Business Loan Agreement, dated November 17, 2016, between the Company and Regions Bank (the “Business Loan 

Agreement”.  

*10.2  Promissory Note, dated November 17, 2016, issued by the Company to Regions Bank in connection with the revolving line of 

credit under the Business Loan Agreement (the “Promissory Note”).  

*10.3  Letter,  dated  November  17,  2016,  from  Regions  Bank  to  the  Company,  regarding  certain  terms  under  the  Business  Loan 

Agreement and the Promissory Note.  

†10.4  Ocean  Bio-Chem,  Inc.  2015  Equity  Compensation  Plan,  as  amended  (incorporated  by  reference  to  Exhibit  10.1  to  the 
Company’s Quarterly Report on Form 10-Q, filed with the Securities and Exchange Commission on August 12, 2016). 

10.6 

10.5  Credit  Agreement,  dated  July  6,  2011,  among  the  Company,  Kinpak,  Inc.  and  Regions  Bank  (the  “Credit  Agreement”) 
(incorporated  by  reference  to  Exhibit  10.2  to  the  Company’s  Quarterly  Report  on  Form  10-Q  for  the  quarter  ended 
September 30, 2011). 
Equipment  Finance  Addendum,  dated  July  6,  2011,  among  the  Company,  Kinpak,  Inc.  and  Regions  Equipment  Finance 
Corporation  (incorporated  by  reference  to  Exhibit  10.1  to  the  Company’s  Quarterly  Report  on  Form  10-Q  for  the  quarter 
ended September 30, 2011). 
Promissory Note, dated July 6, 2011, issued by the Company and Kinpak, Inc. to Regions Equipment Finance Corporation in 
connection  with  the  term  loan  under  the  Credit  Agreement  (incorporated  by  reference  to  Exhibit  99.4  to  the  Company’s 
Current Report on Form 8-K, filed with the Securities and Exchange Commission on July 12, 2011).  

10.7 

 †10.8  Ocean Bio-Chem, Inc. 2002 Non-Qualified Stock Option Plan, as amended (incorporated by reference to Exhibit 99.2 to the 
Company’s Registration Statement on Form S-8 (File No. 333-176268), filed with the Securities and Exchange Commission 
on August 12, 2011). 

 †10.9  Ocean Bio-Chem, Inc. 2008 Non-Qualified Stock Option Plan, as amended (incorporated by reference to Exhibit 99.5 to the 
Company’s Registration Statement on Form S-8 (File No. 333-176268), filed with the Securities and Exchange Commission 
on August 12, 2011). 

10.10  Net Lease, dated May 1, 1998, between Star Brite Distributing, Inc. and PEJE, Inc (incorporated by reference to Exhibit 10.14 

to the Company’s Annual Report on Form 10-K for the year ended December 31, 2004). 

10.11  Renewal  of  Lease,  dated  May  1,  2008,  between  Star  Brite  Distributing,  Inc.  and  PEJE,  Inc.  (incorporated  by  reference  to 

Exhibit 10.24 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2008). 

10.12  Amendment  Number  Two  to  Net  Lease,  dated  May 16,  2013,  between  Star Brite  Distributing,  Inc.  and  PEJE,  Inc. 
(incorporated by reference to Exhibit 10.13 to the Company's Annual Report on Form 10-K for the year ended December 31, 
2013). 

*21     List of Subsidiaries 
*23.1  Consent of Goldstein Schechter Koch, P.A. Independent Registered Public Accounting Firm. 
*31.2  Certification of Chief Executive Officer pursuant to Rule 13a-14(a) under the Securities Exchange Act. 
*31.2  Certification of Chief Financial Officer pursuant to Rule 13a-14(a) under the Securities Exchange Act. 

13 

  
  
  
  
  
  
 
 
  
 
  
 
  
 
  
 
     
 
  
 
  
 
 
  
 
  
 
  
  
 
 
*32.2  Certification  of  Chief  Financial  Officer  pursuant  to  Rule  13a-14(b)  under  the  Securities  Exchange  Act  and  18  U.S.C. 

101 

Section 1350. 
The following materials from Ocean Bio-Chem Inc.’s Annual Report on Form 10-K for the year ended December 31, 2016, 
formatted in XBLR (eXtensible Business Reporting Language):  (i) Consolidated Balance Sheets at December 31, 2016 and 
December  31,  2015;  (ii)  Consolidated  Statements  of  Operations  for  the  years  ended  December 31,  2016  and  2015;  (iii) 
Consolidated  Statements  of  Comprehensive  Income  for  the  years  ended  December 31,  2016  and  2015;  (iv)  Consolidated 
Statements of Changes in Shareholders Equity for the years ended December 31, 2016 and 2015, (v) Consolidated Statements 
of Cash Flows for the years ended December 31, 2016 and 2015 and (vi) Notes to Consolidated Financial Statements. 

*     Filed herewith. 
†     Constitutes management contract or compensatory plan or arrangement required to be filed as in exhibit to this report.   

Item 16.  Form 10-K Summary 

Registrants may voluntarily include a summary of information required by Form 10-K under this Item 16. The Company has elected 
not to include a summary. 

14 

  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
		
		
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report 
to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

Date: March 31, 2017 

OCEAN BIO-CHEM, INC. 

By:  /s/ Peter G. Dornau      

PETER G. DORNAU 
Chairman of the Board, President and 
Chief Executive Officer 
(Principal Executive Officer) 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed by the following persons on behalf of 
the Registrant and in the capacities and on the dates indicated. 

Signature 

Capacity 

Date 

/s/ Peter G. Dornau 

Peter G. Dornau 

/s/Jeffrey S. Barocas 

Jeffrey S. Barocas 

  Chairman of the Board, President and 

March 31, 2017 

  Chief Executive Officer 
  (Principal Executive Officer) 

  Vice President, Chief Financial Officer 

March 31, 2017 

  (Principal Financial and Accounting Officer) 

/s/ Diana Mazuelos Conard 

  Director 

March 31, 2017 

Diana Mazuelos Conard 

/s/ Gregor M. Dornau 

Gregor M. Dornau 

/s/ William W. Dudman 

William W. Dudman 

/s/ James M. Kolisch 

James M. Kolisch 

/s/ Kimberly A. Krause 

Kimberly A. Krause 

/s/ John B. Turner 

John B. Turner 

  Director 

  Director 

  Director 

  Director 

  Director 

15 

March 31, 2017 

March 31, 2017 

March 31, 2017 

March 31, 2017 

March 31, 2017 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
    
    
  
    
  
    
  
    
    
  
    
  
    
    
  
    
    
  
    
    
  
    
    
  
    
    
  
    
    
  
    
    
  
    
    
  
    
    
  
    
    
  
    
    
  
    
    
  
 
 
 
 
 
 
 
 
		
		
 
 
 
OCEAN BIO-CHEM, INC. AND SUBSIDIARIES 
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS 

Reports of independent registered public accounting firms 	

Consolidated balance sheets 	

Consolidated statements of operations 	

Consolidated statements of comprehensive income 	

Consolidated statements of changes in shareholders’ equity	

Consolidated statements of cash flows 	

Notes to consolidated financial statements 	

Page	

F-2	

F-3	

F-4	

F-5	

F-6	

F-7	

F-8	-	F-17	

F-1  

   
  
		
		
		
		
		
		
		
		
		
		
		
		
		
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Board of Directors and Shareholders of 
Ocean Bio-Chem, Inc. and Subsidiaries 

We have audited the accompanying consolidated balance sheet of Ocean Bio-Chem, Inc. and Subsidiaries as of December 31, 2016 
and the related consolidated statements of operations, comprehensive income, changes in shareholders’ equity, and cash flows for the 
year then ended. Ocean Bio-Chem, Inc.'s management is responsible for these consolidated financial statements. Our responsibility is 
to express an opinion on these consolidated financial statements based on our audit. 

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those 
standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of 
material misstatement. The Company is not required to have, nor were we engaged to perform, an audit of its internal control over 
financial  reporting.  Our  audit  included  consideration  of  internal  control  over  financial  reporting  as  a  basis  for  designing  audit 
procedures  that  are  appropriate  in  the  circumstances,  but  not  for  the  purpose  of  expressing  an  opinion  on  the  effectiveness  of  the 
Company’s internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining on a 
test  basis,  evidence  supporting  the  amounts  and  disclosures  in  the  consolidated  financial  statements,  assessing  the  accounting 
principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We 
believe that our audit provides a reasonable basis for our opinion. 

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the consolidated financial 
position of Ocean Bio-Chem, Inc. and Subsidiaries as of December 31, 2016, and the results of their operations and their cash flows 
for the year then ended, in conformity with accounting principles generally accepted in the United States of America. 

/s/ EisnerAmper LLP 

Fort Lauderdale, Florida 

March 31, 2017 

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Board of Directors and Shareholders of 
Ocean Bio-Chem, Inc. and Subsidiaries 

We have audited the accompanying consolidated balance sheet of Ocean Bio-Chem, Inc. and Subsidiaries as of December 31, 2015 
and the related consolidated statements of operations, comprehensive income, changes in shareholders’ equity, and cash flows for the 
year then ended. Ocean Bio-Chem, Inc.'s management is responsible for these consolidated financial statements. Our responsibility is 
to express an opinion on these consolidated financial statements based on our audit. 

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those 
standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of 
material misstatement. The Company is not required to have, nor were we engaged to perform, an audit of its internal control over 
financial  reporting.  Our  audit  included  consideration  of  internal  control  over  financial  reporting  as  a  basis  for  designing  audit 
procedures  that  are  appropriate  in  the  circumstances,  but  not  for  the  purpose  of  expressing  an  opinion  on  the  effectiveness  of  the 
Company’s internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining on a 
test  basis,  evidence  supporting  the  amounts  and  disclosures  in  the  consolidated  financial  statements,  assessing  the  accounting 
principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We 
believe that our audit provides a reasonable basis for our opinion. 

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the consolidated financial 
position of Ocean Bio-Chem, Inc. and Subsidiaries as of December 31, 2015 and the results of its operations and its cash flows for the 
year then ended, in conformity with accounting principles generally accepted in the United States of America. 

/s/ Goldstein Schechter Koch P.A. 
Certified Public Accountants 

Fort Lauderdale, Florida 

March 30, 2016 

F-2  

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
   
  
 
 
OCEAN BIO-CHEM, INC. AND SUBSIDIARIES 
CONSOLIDATED BALANCE SHEETS 
DECEMBER 31, 2016 AND 2015 

ASSETS 
Current Assets: 

Cash 
Trade accounts receivable less allowances of approximately $75,000 and $78,000, respectively 
Receivables due from affiliated companies 
Inventories, net 
Prepaid expenses and other current assets 

Total Current Assets 

Property, plant and equipment, net 
Intangible assets, net 

Total Assets 

LIABILITIES AND SHAREHOLDERS' EQUITY 
Current Liabilities: 

Current portion of long-term debt 
Accounts payable - trade 
Income taxes payable 
Accrued expenses payable 

Total Current Liabilities 

Deferred tax liability 
Long-term debt, less current portion 

Total Liabilities 

Commitments and contingencies 
Shareholders' Equity: 

Common stock - $.01 par value, 12,000,000 shares authorized; 9,146,937 shares and 8,983,374 

shares issued, respectively 

Additional paid in capital 
Accumulated other comprehensive loss 
Retained earnings 

Total Shareholders' Equity 

Total Liabilities and Shareholders' Equity 

The accompanying notes are an integral part of these consolidated financial statements.     

F-3  

2016	

2015	

  $  4,070,445     $  2,468,415 		
     4,931,792        5,092,040 		
     1,190,103        1,051,091 		
     8,600,689        7,914,950 		
942,820 		
     1,013,952       
     19,806,981        17,469,316 		

     4,895,973        5,356,388 		
967,688        1,037,968 		
  $  25,670,642     $  23,863,672 		

278,392     $ 

451,148 		
  $ 
     1,512,020        1,101,720 		
- 		
     1,099,919        1,098,721 		
     2,891,778        2,651,589 		

1,447       

213,367       
50,426       

239,677 		
328,818 		
     3,155,571        3,220,084 		

91,469       

89,834 		

(286,555 )     

     9,604,634        9,287,313 		
(284,442 )	
     13,105,523        11,550,883 		
     22,515,071        20,643,588 		

  $  25,670,642     $  23,863,672 		

 
  
		
		
				
		
		
		 		
				 		
		
    
        
  		
    
        
  		
  
    
        
  		
    
  
    
        
  		
    
        
  		
    
        
  		
    
  
    
        
  		
    
    
  
    
        
  		
    
        
  		
    
        
  		
    
    
  
    
        
  		
  
    
        
  		
  
 
 
 
 
 
 
 
  
 
 
OCEAN BIO-CHEM, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF OPERATIONS 
YEARS ENDED DECEMBER 31, 2016 AND 2015 

Net sales 

Cost of goods sold 

Gross profit 

Operating Expenses: 

Advertising and promotion 
Selling and administrative 

Total operating expenses 

Operating income 

Other expense 

Interest net, (expense) 
Other (expense) 

Income before income taxes 

Provision for income taxes 

Net income 

Earnings  per common share – basic and diluted 

Dividends declared per common share 

The accompanying notes are an integral part of these consolidated financial statements. 

2016 

2015 

   $  36,205,444     $  33,987,487   

     22,331,761        22,647,516   

     13,873,683        11,339,971   

     3,117,164        3,010,758   
     7,660,377        7,579,682   

     10,777,541        10,590,440   

     3,096,142       

749,531   

(17,820 )     
---       

(33,639 ) 
(12,522 ) 

     3,078,322       

703,370   

(983,151 )     

(242,676 ) 

  $  2,095,171     $ 

460,694   

  $ 

  $ 

0.23     $ 

0.05   

0.06     $ 

----   

F-4  

 
  
  
  
  
    
  
  
    
      
  
  
    
        
    
  
    
        
    
  
    
        
    
    
        
    
  
    
        
    
  
    
        
    
    
        
    
    
    
  
    
        
    
  
    
        
    
    
  
    
        
    
  
    
        
    
  
    
        
    
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
OCEAN BIO-CHEM, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 
YEARS ENDED DECEMBER 31, 2016 AND 2015 

Net income 

2016 

2015 

  $  2,095,171     $ 

460,694   

Foreign currency translation adjustment 

(2,113 )     

(5,279 ) 

Comprehensive income 

  $  2,093,058     $ 

455,415   

The accompanying notes are an integral part of these consolidated financial statements.   

F-5  

 
  
  
  
    
  
  
    
      
  
  
    
        
    
    
  
    
        
    
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
OCEAN BIO-CHEM, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY 
YEARS ENDED DECEMBER 31, 2016 AND 2015 

Common Stock 

      Additional 

     Accumulated 

 Retained      

 Shares 

 Amount 

Paid In 
     Capital 

Other 
loss 
Comprehensive 

      Earnings      

Total 

January 1, 2015 

     8,914,274     $ 

89,142     $  9,131,952     $ 

(279,163 )   $ 11,090,189     $ 20,032,120   

Net income  

460,694       

460,694   

Options exercised 

7,844       

79       

(79 )     

Common stock issued, net of shares 

withheld for employee taxes 

61,256       

613       

155,440       

---   

156,053   

Foreign currency  

translation adjustment 

(5,279 )     

(5,279 ) 

December 31, 2015 

     8,983,374     $ 

89,834     $  9,287,313     $ 

(284,442 )   $ 11,550,883     $ 20,643,588   

Net income 

Dividends declared 

Options exercised 

25,481       

255       

21,345       

Common stock issued, net of shares 

withheld for employee taxes 

138,082       

1,380       

295,976       

Foreign currency translation 
adjustment 

         2,095,171        2,095,171   

(540,531 )     

(540,531 ) 

21,600   

297,356   

(2,113 )     

(2,113 ) 

December 31, 2016 

     9,146,937     $ 

91,469     $  9,604,634     $ 

(286,555 )   $ 13,105,523     $ 22,515,071   

The accompanying notes are an integral part of these consolidated financial statements. 

F-6  

 
  
  
  
    
  
  
  
  
    
    
  
  
    
      
      
      
      
      
  
  
    
        
        
        
        
        
    
    
        
        
        
 
      
  
    
        
        
        
        
        
    
    
        
        
  
    
        
        
        
        
        
    
    
        
        
  
    
        
        
        
        
        
    
    
        
        
        
        
  
    
        
        
        
        
        
    
  
    
        
        
        
        
        
    
    
        
        
        
  
    
        
        
        
        
        
    
    
        
        
        
        
  
    
        
        
        
        
        
    
    
        
        
  
    
        
        
        
        
        
    
    
        
        
 
    
        
        
        
        
        
    
    
        
        
        
        
  
    
        
        
        
        
        
    
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
OCEAN BIO-CHEM, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
YEARS ENDED DECEMBER 31, 2016 AND 2015 

Cash flows from operating activities: 

2016 

2015 

Net income 

  $  2,095,171     $ 

460,694   

Adjustment to reconcile net income to net cash provided by operations: 

Depreciation and amortization 
Deferred income taxes 
Loss on sale of property, plant and equipment 
Stock based compensation 
Other operating noncash items 

Changes in assets and liabilities: 
Trade accounts receivable 
Inventories 
Prepaid expenses and other current assets 
Receivables due from affiliated companies 
Accounts payable 
Accrued expenses payable 

Net cash provided by operating activities 

Cash flows from investing activities: 

Purchases of property, plant and equipment 
Cash paid for patent and trademark registration 
Sale of property, plant and equipment 

Net cash used in investing activities 
Cash flows from financing activities: 
Payments on long-term debt 
Payments for taxes related to net share settlements of stock awards 
Dividends paid to common shareholders 
Proceeds from exercise of stock options 

Net cash used in financing activities 

Effect of exchange rate on cash 
Net increase (decrease) increase in cash 
Cash at beginning of the year 
Cash at end of the year 

Supplemental disclosure of cash transactions: 
Cash paid for interest during the year 

Cash paid for income taxes during the year 

974,587       
(26,310 )     
-       
305,780       
10,772       

916,317   
104,355   
12,522   
168,663   
1,578   

163,520       
(700,736 )     
(71,132 )     
(139,012 )     
410,300       
2,645       

(244,513 ) 
191,797   
(91,487 ) 
(336,057 ) 
(338,148 ) 
(33,258 ) 

     3,025,585       

812,463   

(443,892 )     
-       
-       

(997,761 ) 
(11,902 ) 
55,000   

(443,892 )     

(954,663 ) 

(451,148 )     
(8,424 )     
(540,531 )     
21,600       

(437,988 ) 
(12,610 ) 
-   
-   

(450,598 ) 
(978,503 )     
(1,516 ) 
(1,160 )     
     1,602,030       
(594,314 ) 
     2,468,415        3,062,729   
  $  4,070,445     $  2,468,415   

  $ 

  $ 

19,096     $ 

34,871   

993,600     $ 

169,200   

The accompanying notes are an integral part of these consolidated financial statements.                 

F-7  

 
  
  
  
  
    
  
    
        
    
  
    
        
    
    
        
    
    
    
    
    
    
  
    
        
    
    
        
    
    
    
    
    
    
    
  
    
        
    
    
        
    
    
    
    
    
    
        
    
    
    
    
    
    
    
    
        
    
   
  
 
 
 
 
 
 
 
OCEAN BIO-CHEM, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
YEARS ENDED DECEMBER 31, 2016 AND 2015 

Note 1 – Organization and summary of significant accounting policies: 

Organization – The Company was incorporated in November 1973 under the laws of the state of Florida and manufacturers, markets 
and  distributes  products,  principally  under  the  Star brite®  and  Star Tron®  brands,  for  the  marine,  automotive,  power  sports, 
recreational vehicle and outdoor power equipment markets. In addition, the Company produces private label formulations of many of 
its products for various customers and provides custom blending and packaging services for these and other products. The Company 
also manufactures disinfectants, sanitizers and deodorizers under the Performacide® and Star brite® brand names. 

Basis of presentation – The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. 
All  significant  inter-company  accounts  and  transactions  have  been  eliminated  in  consolidation.  Certain  prior-period  data  have  been 
reclassified to conform to the current period presentation. 

Revenue recognition – Revenue from product sales is recognized when persuasive evidence of a contract exists, the sales price is fixed 
and determinable, the title of goods passes to the customer, and collectability of the related receivable is probable. Reported net sales 
are  net  of  customer  prompt  pay  discounts,  contractual  allowances,  authorized  customer  returns,  consumer  rebates  and  other  sales 
incentives. 

Collectability of accounts receivable – Trade accounts receivable at December 31, 2016 and 2015 are net of allowances for doubtful 
accounts  aggregating  approximately  $75,000  and  $78,000,  respectively.  Such  amounts  are  based  on  management's  estimates  of  the 
creditworthiness of its customers, current economic conditions and historical information. During the year ended December 31, 2015, 
the Company recorded bad debt expense of approximately $3,000. During the year ended December 31, 2016, the Company reduced 
its bad debt reserve by approximately $3,000, resulting in an increase to net income. 

Inventories – Inventories are primarily composed of raw materials and finished goods and are stated at the lower of cost, using the 
first-in, first-out method, or market. 

Shipping  and  handling  costs  –  All  shipping  and  handling  costs  incurred  by  the  Company  are  included  in  cost  of  goods  sold  in  the 
consolidated  statements  of  operations.  Shipping  and  handling  costs  totaled  approximately  $1,120,000  and  $1,367,000  for  the  years 
ended December 31, 2016 and 2015, respectively. 

Advertising  and  promotion  expense  –  Advertising  and  promotion  expense  consists  of  advertising  costs  and  marketing  expenses, 
including catalog costs and expenses relating to participation at trade shows. Advertising costs are expensed in the period in which the 
advertising occurs and totaled approximately $3,117,000 and $3,011,000 in 2016 and 2015, respectively. 

Property, plant and equipment – Property, plant and equipment is stated at cost, net of depreciation. Depreciation is provided over the 
estimated useful lives of the related assets using the straight-line method. Depreciation expense totaled $904,307 and $846,925 for the 
years ended December 31, 2016 and 2015, respectively. 

Research  and  development  costs  –  Research  and  development  costs  are  expensed  as  incurred  and  recorded  in  selling  and 
administrative expenses in the consolidated statements of operations. The Company incurred approximately $46,000 and $78,000 of 
research and development costs for the years ended December 31, 2016 and 2015, respectively. 

Stock  based  compensation  –  The  Company  records  stock-based  compensation  in  accordance  with  the  provisions  of  Financial 
Accounting Standards Board Accounting Standards Codification (“ASC") Topic 718, "Accounting for Stock Compensation," which 
establishes  accounting  standards  for  transactions  in  which  an  entity  exchanges  its  equity  instruments  for  goods  or  services.  In 
accordance with guidance provided under ASC Topic 718, we recognize an expense for the fair value of our stock awards at the time 
of grant and the fair value of our outstanding stock options as they vest, whether held by employees or others. As of December 31, 
2016, all outstanding stock options were vested. 

Use of estimates – The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires 
management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent 
assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting 
period. Actual results could differ from those estimates. 

F-8  

  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
  
 
 
 
Concentration of cash – At various times during the year and at December 31, 2016 and 2015, the Company had a concentration of 
cash  in  one  bank  in  excess  of  prevailing  insurance  offered  through  the  Federal  Deposit  Insurance  Corporation  at  such 
institution.  Management does not consider the excess deposits to be a significant risk. 

Fair value of financial instruments – ASC Topic 820, “Fair Value Measurements and Disclosures” defines “fair value” as the price 
that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the 
asset or liability in an orderly transaction between market participants on the measurement date. 

ASC  820  also  sets  forth  a  valuation  hierarchy  of  the  inputs  (assumptions  that  market  participants  would  use  in  pricing  an  asset  or 
liability) used to measure fair value. The hierarchy prioritizes the inputs into the following three levels: 

Level 1: Observable inputs that reflect unadjusted quoted prices for identical assets or liabilities traded in active markets. 

Level 2: Inputs that include quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar 
assets or liabilities in markets that are not active; inputs other than quoted prices that are observable for the asset or liability; and 
inputs that are derived principally from or corroborated by observable market data through correlation or other means. 

Level 3: Inputs that are generally unobservable. These inputs may be used with internally developed methodologies that result in 
management’s best estimate of fair value. 

The  carrying  amounts  of  the  Company’s  short-term  financial  instruments,  including  cash,  accounts  receivable,  accounts  payable, 
certain accrued expenses and revolving  line of credit,  approximate their fair value due to the relatively short period to maturity for 
these instruments.  The fair value of long-term debt is based on current rates at which the Company could borrow funds with similar 
remaining maturities; the carrying amount of the long-term debt approximates fair value. 

Impairment of long-lived assets – Potential impairments of long-lived assets are reviewed when events or changes in circumstances 
indicate  a  potential  impairment  may  exist.  In  accordance  with  ASC  Subtopic  360-10,  "Property,  Plant  and  Equipment  –  Overall," 
impairment is determined when estimated future undiscounted cash flows associated with an asset are less than the asset’s carrying 
value. 

Income taxes – The Company records income taxes under the asset and liability method. The Company recognizes deferred income 
tax assets and liabilities for the expected future consequences of temporary differences between the financial reporting and tax bases 
of assets and liabilities. These differences are measured using tax rates that are expected to apply to taxable income in the years in 
which those temporary differences are recovered or settled. We recognize in the statement of operations the effect on deferred income 
taxes of a change in tax rates in the period in which the change is enacted. 

We record a valuation allowance when necessary to reduce our deferred tax assets to the net amount that we believe is more likely 
than  not  to  be  realized.  We  consider  all  available  evidence,  both  positive  and  negative,  including  historical  levels  of  income, 
expectations and risks associated with estimates of future taxable income and ongoing tax planning strategies in assessing the need for 
a valuation allowance. 

We recognize tax benefits from uncertain tax positions only if we believe that it is more likely than not that the tax positions will be 
sustained on examination by the taxing authorities based on the technical merits of the positions; otherwise, we establish reserves for 
uncertain tax positions.  We adjust reserves with respect to uncertain tax positions to address developments related to these positions, 
such as the closing of a tax audit, the expiration of a statute of limitations or the refinement of an estimate.  The provision for income 
taxes includes any reserves with respect to uncertain tax positions that are considered appropriate, as well as the related net interest 
and penalties. The Company has no uncertain tax positions as of December 31, 2016. 

The Company is no longer subject to income tax examinations for years before 2013.  

Intangible  assets  –  The  Company’s  intangible  assets  consist  of  trademarks,  trade  names,  patents  and  royalty  rights.  The  Company 
evaluates  trademarks  and  trade  names  (all  of  which  are  indefinite-lived  intangible  assets)  for  impairment  at  least  annually  or  when 
events  or  changes  in  circumstances  indicate  a  potential  impairment  may  exist.  The  Company  evaluates  royalty  rights  and  patents 
(which are amortized on a straight-line basis over their useful lives) for impairment when events or changes in circumstances indicate 
an impairment may exist. No impairment was recorded in 2016 and 2015.     

F-9  

  
  
  
  
		
		
  
		
		
  
		
  
  
  
  
  
  
  
  
 
 
 
 
 
 
Foreign  currency  adjustments  –  Translation  adjustments  result  from  translating  the  Company’s  Canadian  subsidiary’s  financial 
statements into U.S. dollars. The Company’s Canadian subsidiary’s functional currency is the Canadian dollar. Assets and liabilities 
are  translated  at  exchange  rates  in  effect  at  the  balance  sheet  date.  Income  and  expenses  are  translated  at  average  exchange  rates 
during  the  year.  Resulting  translation  adjustments  for  the  reporting  period  are  included  in  our  statements  of  comprehensive  income 
and  the  cumulative  effect  of  these  adjustments  are  included  in  our  balance  sheet  as  accumulated  other  comprehensive  loss  within 
Shareholders’ Equity. 

Earnings per share – The Company computes earnings per share in accordance with the provisions of ASC Topic 260, "Earnings Per 
Share,"  which  specifies  the  computation,  presentation  and  disclosure  requirements  for  earnings  (loss)  per  share  for  entities  with 
publicly held common stock.  Basic earnings per share are computed by dividing net earnings available to common shareholders by 
the weighted average number of common shares outstanding during the period. Diluted earnings per share are computed assuming the 
exercise  of  dilutive  stock  options  under  the  treasury  stock  method  and  the  related  income  tax  effects.  See  Note 14  -  Earnings  per 
share. 

Note 2 – Inventories: 

The composition of inventories at December 31, 2016 and 2015 are as follows: 

Raw materials 
Finished goods 

Inventories, gross 

Inventory reserves 

Inventories, net 

2016 

2015 

  $  3,633,641     $  3,749,702   
     5,235,207        4,445,130   

     8,868,848        8,194,832   

(268,159 )     

(279,882 ) 

  $  8,600,689     $  7,914,950   

The inventory reserves shown in the table above reflect slow moving and obsolete inventory. 

The Company operates a vendor managed inventory program with one of its customers to improve the promotion of the Company's 
products.  The Company manages the inventory levels at this customer’s warehouses and recognizes revenue as the products are sold 
by  the  customer.  The  inventories  managed  at  the  customer’s  warehouses,  which  are  included  in  inventories,  net,  amounted  to 
approximately $551,000 and $543,000 at December 31, 2016 and 2015, respectively. 

Note 3 – Property, plant and equipment: 

The Company’s property, plant and equipment at December 31, 2016 and 2015 consisted of the following: 

   Estimated 
   Useful Life 

2016 

2015 

Land 
Building and Improvements 
Manufacturing and warehouse equipment 
Office equipment and furniture 
Construction in process 
Leasehold improvements 
Vehicles 

Property, plant and equipment, gross 

Less accumulated depreciation 

Property, plant and equipment, net 

30 years 
   6-20 years 
3-5 years 

   10-15 years      
3 years 

278,325     $ 

  $ 
278,325   
     4,652,669        4,652,669   
     9,239,876        9,072,162   
     1,344,732        1,293,609   
215,155   
544,146   
42,283   

387,417       
558,666       
10,020       

     16,471,705        16,098,349   

    (11,575,732 )     (10,741,961 ) 

  $  4,895,973     $  5,356,388   

F-10  

 
  
   
  
  
  
  
    
  
  
    
        
    
    
  
    
        
    
  
  
  
  
  
  
  
  
    
  
  
  
  
    
  
  
  
  
    
      
  
  
  
  
  
  
  
    
  
    
  
  
  
  
  
    
        
    
  
  
  
  
  
    
        
    
  
  
 
 
 
 
Note 4 – Revolving line of credit: 

On November 17, 2016, the Company and Regions Bank entered into a Business Loan Agreement (the “Business Loan Agreement”), 
under which the Company was provided a renewed revolving line of credit. Under the Business Loan Agreement, the Company may 
borrow up to the lesser of (i) $4 million or (ii) a borrowing base equal to 85% of Eligible Accounts (as defined in the Business Loan 
Agreement:  generally,  accounts  receivable  from  unaffiliated  entities  containing  selling  terms  and  conditions  acceptable  to  Regions 
Bank,  subject  to  specified  exceptions)  plus  50%  of  Eligible  Inventory  (as  defined  in  the  Business  Loan  Agreement).  Interest  on 
amounts borrowed under the revolving line of credit is payable monthly at the 30 day LIBOR rate plus 1.50% per annum, computed 
on a 365/360 basis. The interest rate will be increased an additional 2.0% if an event of default occurs. 

Outstanding amounts under the revolving line of credit are payable on demand. If no demand is made, the Company may repay and 
reborrow funds from time to time until expiration of the revolving line of credit on August 31, 2017, at which time all outstanding 
principal and interest will be due and payable. The Company’s obligations under the revolving line of credit are secured by, among 
other things, the Company’s accounts receivable and inventory and, as a result of cross-collateralization of the Company’s obligations 
under the term loan described in Note 6 and the revolving line of credit, real property and equipment at the Montgomery, Alabama 
facility of the Company’s subsidiary, Kinpak, Inc. ("Kinpak"). The Business Loan Agreement includes financial covenants requiring 
that  the  Company  maintain  a  minimum  debt  service  coverage  ratio  (generally,  EBITDAR  (net  operating  profit  plus  depreciation, 
amortization and rent/lease expense) divided by the sum of current maturities of long-term debt, interest and lease rent expense) of 
1.75 to 1.00, calculated on a trailing twelve month basis, and a maximum debt to capitalization ratio (generally, funded debt divided 
by  the  sum  of  net  worth  and  funded  debt)  of  0.75  to  1.00,  calculated  quarterly.  For  the  year  ended  December  31,  2016,  our  debt 
service coverage ratio was approximately 10.60 to 1.00 and at December 31, 2016, our debt to capitalization ratio was approximately 
0.02  to  1.00.  The  revolving  line  of  credit  is  subject  to  several  events  of  default,  including  a  decline  in  the  majority  shareholder’s 
ownership  below  50%  of  all  outstanding  shares.  The  Business  Loan  Agreement  is  a  successor  to  earlier  agreements  under  which 
Regions Bank provided a revolving line of credit to the Company in the maximum amount of $6 million. At December 31, 2016 and 
December 31, 2015, the Company had no borrowings under the revolving line of credit then in effect. 

Note 5 – Accrued expenses payable: 

Accrued expenses payable at December 31, 2016 and 2015 consisted of the following: 

Accrued customer promotions 
Accrued payroll, commissions, and benefits 
Other 

Total accrued expenses payable 

Note 6 – Long-term debt: 

2016 

2015 

  $ 

546,127     $ 
287,376       
266,416       

491,378   
269,380   
337,963   

  $  1,099,919     $  1,098,721   

On July 6, 2011, in connection with a credit agreement among the Company, Kinpak, Regions Bank and Regions Equipment Finance 
Corporation  (“REFCO”),  an  Equipment  Finance  Addendum  to  the  credit  agreement  (the  “Addendum”)  was  entered  into  by  the 
Company, Kinpak and REFCO. Under the Addendum, REFCO provided to the Company a $2,430,000 term loan with a fixed interest 
rate of 3.54% per annum.  Principal and interest on the term loan are payable in equal monthly installments of $37,511 through July 6, 
2017, the date the term loan matures.  In the event the Company’s debt service coverage ratio falls to or below 2.00 to 1.00, interest on 
the term loan will increase to 4.55% per annum. The proceeds of the term loan were used to pay Kinpak’s remaining obligations under 
a  lease  agreement  relating  to  industrial  revenue  bonds  used  to  fund  the  expansion  of  Kinpak’s  facilities  and  acquisition  of  related 
equipment.  At December 31, 2016, approximately $260,000 was outstanding under the term loan. 

F-11  

 
  
  
   
  
  
  
  
    
  
  
    
      
  
    
    
  
    
        
    
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
At December 31, 2016 and 2015, the Company was obligated under various capital lease agreements covering equipment utilized in 
the Company’s operations. The capital leases aggregating approximately $69,000 and $88,000 at December 31, 2016 and December 
31, 2015, respectively, mature on July 1, 2020 and carry an interest rate of 2% per annum. 

The following table provides information regarding the Company’s long-term debt at December 31, 2016 and 2015: 

Current Portion 

Long-term Portion 

2016 

2015 

2016 

2015 

Term loan 
Capitalized equipment leases 

  $ 

259,503     $ 
18,889       

432,601     $ 
18,547       

---     $ 
50,426       

259,503   
69,315   

Total long-term debt 

  $ 

278,392     $ 

451,148     $ 

50,426     $ 

328,818   

Required principal payments under the Company’s term loan and capital lease obligations are set forth below: 

Year ending December 31, 

2017 
2018 
2019 
2020 

Total 

Note 7 – Intangible Assets: 

The Company’s intangible assets at December 31, 2016 and 2015 consisted of the following: 

  $ 

278,392   
19,238   
19,593   
11,595   

  $ 

328,818   

2016 

Intangible Asset 

Patents 
Trade names and trademarks 
Royalty rights 

Total intangible assets 

2015 

Intangible Asset 

Patents 
Trade names and trademarks 
Royalty rights 

Total intangible assets 

Cost 

    Accumulated 
Amortization 

  $ 
622,733     $ 
     1,131,125       
160,000       

335,300     $ 
549,561       
61,309       

Net 

287,433   
581,564   
98,691   

  $  1,913,858     $ 

946,170     $ 

967,688   

Cost 

    Accumulated 
Amortization 

622,733     $ 
  $ 
     1,131,125       
160,000       

282,964     $ 
549,561       
43,365       

Net 

339,769   
581,564   
116,635   

  $  1,913,858     $ 

875,890     $  1,037,968   

F-12  

 
 
  
 
  
  
  
    
  
  
  
    
    
    
  
  
    
      
      
      
  
    
  
    
        
        
        
    
 
  
    
  
    
    
    
  
  
  
  
  
  
    
  
    
  
  
  
    
  
    
  
 
 
 
 
 
 
 
 
 
 
At  December  31,  2016  and  2015,  the  tradenames  and  trademarks  are  considered  indefinite-lived  (the  Star  brite®  trade  name  and 
trademark  initially  was  deemed  to  have  an  estimated  useful  life  of  40  years  until,  pursuant  to  Statement  of  Financial  Accounting 
Standards No. 142 (currently codified in ASC Topic 350, “Intangibles-Goodwill and Other”), the Company determined that, effective 
January 1, 2002, the assets had indefinite lives).  The patents (the most significant of which (the “ClO2 Patents”) relate to a device for 
producing  chlorine  dioxide  (ClO2)  that  is  incorporated  into  the  Company’s  disinfectant,  sanitizer  and  deodorizing  products)  had  a 
carrying value, net of amortization, of  $287,433 at December 31, 2016 (of which $282,963 is attributable to the ClO2 Patents). The 
ClO2  Patents  expire  in  2022  and  the  other  patents  expire  in  2021.   The  royalty  rights  (which  the  Company  purchased  from  an 
unaffiliated entity that previously owned the ClO2 Patents and retained the royalty rights after selling the patents) expire in December 
2021 and are amortized on a straight line basis over their remaining useful lives. 

Amortization  expense  related  to  intangible  assets  was  $70,280  ($52,336  attributable  to  the  patents  and  $17,944  attributable  to  the 
royalty  rights)  for  the  year  ended  December  31,  2016  and  approximately  $69,392  ($51,448  attributable  to  the  patents  and  $17,944 
attributable to the royalty rights) for the year ended December 31, 2015.  

Note 8 – Income taxes: 

The components of the Company’s consolidated provision for income taxes are as follows: 

Federal – current 
Federal – deferred 
State – current 
State – deferred 

Total provision for income taxes 

  $ 

2016 

2015 

982,298     $ 
(25,565 )     
27,163       
(745 )     

136,479   
101,290   
1,842   
3,065   

  $ 

983,151     $ 

242,676   

The reconciliation of the provision for income taxes at the statutory rate to the reported provision for income taxes is as follows: 

Income Tax computed at statutory rate 
State tax, net of federal benefit 
Share based compensation 
Domestic production activities deduction 
Other, permanent adjustments 
Tax credits and prior year tax adj. 

Provision for income taxes 

2016 

% 

2015 

% 

  $  1,046,629       
17,916       
(2,013 )     
(97,645 )     
23,991       
(5,727 )     

34.0 %   $ 
0.6 %     
(0.1 )%     
(3.2 )%     
0.8 %     
(0.2 )%     

239,146       
889       
(2,881 )     
(13,905 )     
19,984       
(557 )     

  $ 

983,151       

31.9 %   $ 

242,676       

34.0 % 
0.1 % 
(0.4 )% 
(1.9 ) 
2.8 % 
(0.1 )% 

34.5 % 

The Company’s deferred tax (liability) consisted of the following at December 31, 2016 and 2015: 

Deferred tax Asset (liability) 
Inventory reserves 
Trade accounts receivable allowances 
Net Operating loss carryforward state 
Depreciation of property and equipment 

Net deferred tax asset 
Valuation allowance 

Total net deferred tax (liability) 

2016 

2015 

  $ 

93,829     $ 
26,259       
303,784       
(333,455 )     

90,417       
(303,784 )     

97,931   
27,404   
361,488   
(365,012 ) 

121,811   
(361,488 ) 

  $ 

(213,367 )   $ 

(239,677 ) 

F-13  

 
  
  
  
  
  
  
    
  
    
    
    
  
  
  
  
  
    
  
  
    
  
    
    
    
    
    
   
  
  
  
    
  
    
        
    
    
    
    
    
    
 
 
 
 
At December 31, 2016 and 2015, the Company has a net operating  loss carryforward with the state of Alabama. The net operating 
losses of $4,676,600 and $5,561,354 expire between 2020 and 2023. The Company does not expect to be able to utilize these losses 
and has recorded a valuation allowance for the full amount of the net operating losses. 

Note 9 – Related party transactions:  

During  2016,  as  in  previous  years,  the  Company  sold  products  to  companies  affiliated  with  Peter  G.  Dornau,  who  is  its  Chairman, 
President and Chief Executive Officer. The affiliated companies distribute the products outside of the United States and Canada. The 
Company  also  provides  administrative  services  to  these  companies.  Sales  to  the  affiliated  companies  aggregated  approximately 
$1,850,000  and  $2,075,000  during  the  years  ended  December  31,  2016  and  2015,  respectively,  and  administrative  fees  aggregated 
approximately  $621,000  and  $527,000  during  the  years  ended  December  31,  2016  and  2015,  respectively.   The  Company  had 
accounts  receivable  from  the  affiliated  companies  in  connection  with  the  product  sales  and  administrative  services  aggregating 
approximately $1,190,000 and $1,051,000 at December 31, 2016 and 2015, respectively. 

An  entity  that  is  owned  by  Peter  G.  Dornau,  the  Company’s  Chairman,  President  and  Chief  Executive  Officer  provides  several 
services  to  the  Company.  Under  this  arrangement,  the  Company  paid  the  entity  $42,000  for  research  and  development  services  in 
each  of  the  years  ended  December  31,  2016  and  2015.  The  research  and  development  expenses  are  included  in  our  statement  of 
operations  as  a  selling  and  administrative  expense.  In  addition,  during  the  year  ended  December  31,  2016,  the  Company  paid  this 
entity  $25,000  for  the  production  of  television  commercials  and  $9,000  for  providing  charter  boat  services  for  entertainment  of 
Company customers. These amounts are included in our 2016 statement of operations as an advertising and promotion expense. 

The Company leases office and warehouse facilities in Fort Lauderdale, Florida from an entity controlled by its Chairman, President 
and Chief Executive Officer. See Note 10 for a description of the lease terms. 

A director of the Company is Regional Executive Vice President of an entity from which the Company sources most of its commercial 
insurance  needs.  The  Company  paid  an  aggregate  of  approximately  $697,000  and  $925,000  to  the  entity  during  the  years  ended 
December 31, 2016 and 2015, respectively. 

Note 10 – Commitments and contingencies: 

The  Company  leases  its  executive  offices  and  warehouse  facilities  in  Fort  Lauderdale,  Florida  from  an  entity  controlled  by  its 
Chairman, President and Chief Executive Officer. The lease, as extended, expires on December 31, 2023. The lease requires an annual 
minimum base rent of $94,800 and provides for a maximum annual 2% increase in subsequent years, although the entity has not raised 
the minimum rent since the Company entered into a previous lease agreement in 1998. Additionally, the leasing entity is entitled to 
reimbursement of all taxes, assessments, and any other expenses that arise from ownership. Each of the parties to the lease has agreed 
to review the terms of the lease every three years at the request of the other party.  Rent expense under the lease was approximately 
$97,000 and $98,000 for the years ended December 31, 2016 and 2015, respectively.  The rent expense is included in our statement of 
operations as a selling and administrative expense. 

The Company also leases a 15,000 square foot warehouse in Montgomery, AL near its Kinpak manufacturing facility for the purpose 
of  fabricating  and  assembling  brushes  used  for  cleaning  boats,  automobiles,  and  recreational  vehicles.  The  lease  commenced  on 
August 1, 2016 and expires on July 31, 2018. The lease requires monthly rent paid in advance of $4,375. 

The following is a schedule of minimum future rentals on the Company’s non-cancelable operating leases. 

12 month period ending December 31, 

2017 
2018 
2019 
2020 
2021 
Thereafter 

Total 

  $ 

148,564   
128,610   
99,945   
101,944   
103,983   
214,246   

  $ 

797,292   

F-14  

 
  
  
  
  
  
  
  
  
  
    
    
    
    
    
  
 
 
 
 
 
Note 11 - Stock options and awards: 

On May 29, 2015, the Company’s shareholders approved the Ocean Bio-Chem, Inc. 2015 Equity Compensation Plan (the “Plan”). The 
Plan  provides  for  grants  of  several  types  of  awards  at  the  discretion  of  the  Equity  Grant  Committee  of  the  Company’s  Board  of 
Directors,  including  stock  options,  stock  units,  stock  awards,  stock  appreciation  rights  and  other  stock  based  awards.  The  Plan 
authorizes  the  issuance  of  630,000  shares  of  Company  common  stock,  subject  to  anti-dilution  adjustments  upon  the  occurrence  of 
certain events affecting the common stock.  During the years ended December 31, 2016 and 2015, the Company issued stock awards 
under  the  Plan,  respectively  aggregating  142,000  and  65,500  shares  of  common  stock,  to  officers,  key  employees,  directors  and  a 
consultant Following the withholding of an aggregate of 3,918 and 4,244 shares of common stock, respectively, in connection with a 
net exercise feature of the Plan, 138,082 and 61,256 shares were delivered to the award recipients, for the years ended December 31, 
2016 and 2015, respectively. At December 31, 2016, 422,500 shares remained available for future issuance under the Plan.  The shares 
vested immediately upon issuance and were fully expensed in the period in which they were awarded. Compensation expense related 
to  the  stock  awards  was  $305,780  and  $168,663  for  the  years  ended  December  31,  2016  and  2015,  respectively.  The  company 
withheld shares, pursuant to net share settlements, with a value of $8,424 and $12,610 respectively for income tax withholding related 
to the awards. As a result of the adoption of the Plan, no further stock awards will be made under the Company’s equity compensation 
plans previously approved by its shareholders (the “Prior Plans”). 

Prior  to  the  May  29,  2015  effective  date  of  the  Plan,  stock  options  were  granted  under  the  Prior  Plans.  Only  non-qualified  options 
granted  under  the  Prior  Plans  were  outstanding  on  December  31,  2016.  Outstanding  non-qualified  options  were  granted  to  outside 
directors,  have  a  10-year  term  from  the  date  of  grant  and  are  immediately  exercisable.  The  last  tranche  of  non-qualified  options 
previously granted terminate on April 25, 2020.  There was no compensation expense attributable to stock options recognized during 
the  years  ended  December  31,  2016  and  2015,  and  at  December  31,  2016  and  2015,  there  was  no  unrecognized  compensation  cost 
related to share based compensation arrangements 

During  2016,  stock  options  to  purchase  an  aggregate  of  30,000  shares  were  exercised.  The  Company  received  a  total  of  $21,600, 
withheld 4,519 shares in connection with the net exercise feature of the stock options and delivered an aggregate of 25,481 shares to 
the option holders who exercised their options. 

During  2015,  a  former  director  exercised  stock  options  to  purchase  10,000  shares.  Following  the  withholding  of  2,156  shares  in 
connection with the net exercise feature of the stock options, the Company delivered 7,844 shares to the former director. 

The following tables provide information at December 31, 2016 and 2015 regarding outstanding options under the Company’s stock 
option plans.  As used in the table below, “2002 NQ” refers to the Company’s 2002 Non-Qualified Stock Option Plan and “2008 NQ” 
refers to the Company’s 2008 Non-Qualified Stock Option Plan. 

At December 31, 2016: 
Plan 

2002 NQ 
2008 NQ 
2008 NQ 

At December 31, 2015: 
Plan 

2002 NQ 
2002 NQ 
2008 NQ 
2008 NQ 

   Options 

     Exercisable  

     Exercise 

Date  
Granted 
12/17/07     
1/11/09     
4/26/10     

Outstanding 

40,000       
40,000       
20,000       

Options 

40,000       
40,000       
20,000       

Price 

     Expiration  
Date 
12/16/17     
1/10/19     
4/25/20     

   Weighted 
Average  
1.0   
Remaining  Life 
2.1   
3.4   

1.32     
0.69     
2.07     

100,000       

100,000     $ 

1.22       

1.9   

   Options 

     Exercisable  

     Exercise 

Date  
Granted 

4/3/06     
12/17/07     
1/11/09     
4/26/10     

Outstanding 

30,000       
40,000       
40,000       
20,000       

Options 

30,000     $ 
40,000       
40,000       
20,000       

Price 

     Expiration  
Date 

   Weighted 
Average  
0.3   
Remaining  Life 
2.0   
3.1   
4.4   

4/2/16     
12/16/17     
1/10/19     
4/25/20     

1.08     
1.32     
0.69     
2.07     

130,000       

130,000     $ 

1.19       

2.3   

F-15  

 
  
  
  
  
  
  
  
    
      
      
      
  
  
  
  
  
  
  
  
  
    
    
    
  
    
      
      
      
  
  
  
  
  
  
  
  
  
  
    
    
    
   
 
 
 
 
 
 
 
 
 
The following table provides information relating to stock option transactions during the years ended December 31, 2016 and 2015: 

2016 

     Weighted 
     Average 
     Exercise 

2015 

     Weighted 
     Average 
     Exercise 

Shares 

Price 

Shares 

Price 

130,000     $ 
(30,000 )     

1.19       
1.08       

140,000     $ 
(10,000 )     

100,000     $ 

1.22       

130,000     $ 

1.18   
1.08   

1.19   

Options outstanding beginning of the year 
Options exercised 

Total 

Note 12 – Major customers: 

The Company had net sales to each of two major customers that constituted in excess of 10% of the Company’s consolidated net sales 
for each of the years ended December 31, 2016 and 2015.  Net sales to these customers aggregated approximately 33.0% and 38.2% of 
consolidated net sales for 2016 and 2015, respectively. 

Note 13 – Litigation expense: 

During the years ended December 31, 2015 and 2016, the Company was engaged in litigation with a competitor in which each of the 
Company and the competitor claimed that the other was engaged in false advertising and related violations of law. Following a trial in 
which it was determined that neither party was liable to the other, the matter was concluded. The Company incurred professional fees 
and expenses relating to this matter of $1,146,000 and $1,174,000 during the years ended December 31, 2016 and 2015, respectively. 
These amounts are included in selling and administrative expenses. 

Note 14 – Earnings per share: 

Basic  earnings  per  share  are  calculated  by  dividing  net  income  by  the  weighted  average  number  of  shares  outstanding  during  the 
reporting  period.  Diluted  earnings  per  share  reflect  additional  dilution  from  potential  common  stock  issuable  upon  the  exercise  of 
outstanding stock options.  The following table sets forth the computation of basic and diluted earnings per common share, as well as a 
reconciliation of the weighted average number of common shares outstanding to the weighted average number of shares outstanding 
on a diluted basis. 

Years Ended 
December 31, 

2015 

2016 

Earnings per common share –Basic 

Net income 

Weighted average number of common shares outstanding 

Earnings per common share – Basic 

Earnings per common share – Diluted 

Net income 

Weighted average number of common shares outstanding 

Dilutive effect of employee stock-based awards 

  $  2,095,171     $ 

460,694   

     9,059,966        8,940,593   

  $ 

0.23     $ 

0.05   

  $  2,095,171     $ 

460,694   

     9,059,966        8,940,593   

56,550       

86,513   

Weighted average number of common shares outstanding - assuming dilution 

     9,116,516        9,027,106   

Earnings per common share - Diluted 

  $ 

0.23     $ 

0.05   

The Company had no stock options outstanding at December 31, 2016 and 2015, respectively that were anti-dilutive and therefore not 
included in the diluted earnings per common share calculation. 

F-16  

 
  
  
  
    
  
  
  
  
    
  
  
  
  
  
    
  
  
  
  
  
    
  
  
  
  
    
    
    
  
    
    
    
  
  
  
  
  
  
  
  
  
  
  
  
  
    
  
    
      
  
  
    
      
  
  
    
        
    
  
    
        
    
  
    
        
    
    
        
    
  
    
        
    
  
    
        
    
  
    
        
    
    
  
    
        
    
  
    
        
    
  
  
 
 
 
Note 15 – Special Cash Dividend: 

On April 26, 2016, the Company paid a special cash dividend of $0.06 per common share to all shareholders of record on April 12, 
2016. The dividend aggregated $540,531.    

Note -16 – Recent Accounting Pronouncements: 

Accounting Guidance Adopted by the Company 
In  November  2015,  the  Financial  Accounting  Standards  Board  FASB  issued  ASU  2015-17,  “Income  Taxes  (Topic  740):  Balance 
Sheet  Classification  of  Deferred  Taxes.”  The  guidance  under  ASU  2015-17  is  designed  to  simplify  the  presentation  of  deferred  tax 
assets  and  liabilities  within  the  balance  sheet  by  requiring  generally  that  all  deferred  tax  assets  and  liabilities  be  classified  as  non-
current.  Under  previously  applicable  guidance,  an  entity  was  required  to  separate  deferred  tax  liabilities  and  assets  into  a  current 
amount  and  a  noncurrent  amount.  The  guidance  is  effective  for  years  beginning  after  December  15,  2016  with  early  adoption 
permitted, and can be applied prospectively or retrospectively. The Company adopted this guidance in the quarter ended September 
30,  2016,  retrospectively  to  January  1,  2016.  As  a  result  of  the  adoption,  we  made  the  following  reclassifications  to  the  2015 
consolidated  balance  sheet:  a  $125,335  decrease  to  current  deferred  tax  asset  and  a  $125,335  decrease  to  noncurrent  deferred  tax 
liability. 

Accounting Guidance Not Yet Adopted by the Company 

In  May  2014,  the  FASB  issued  Accounting  Standards  Update  (“ASU”)  2014-09,  "Revenue  from  Contracts  with  Customers  (Topic 
606)". ASU 2014-19, which has been modified on several occasions, provides new guidance designed to enhance the comparability of 
revenue recognition practices across entities, industries, jurisdictions and capital markets. The core principle of the new guidance is 
that  an  entity  recognizes  revenue  to  depict  the  transfer  of  promised  goods  or  services  to  customers  in  an  amount  that  reflects  the 
consideration  to  which  the  entity  expects  to  be  entitled  in  exchange  for  those  goods  and  services.  The  new  guidance  also  requires 
disclosures about the nature, amount, timing, and uncertainty of revenue and cash flows arising from contracts with customers. The 
new  guidance  is  effective  for  annual  periods  beginning  after  December  15,  2017  and  interim  periods  within  those  years;  early 
application is permitted for annual periods beginning after December 15, 2016. We do not expect this new standard to have a material 
impact on the amount and timing of our revenue recognition. 

In February 2016, the FASB issued ASU 2016-02, “Leases (Topic 842).” The principal change under this new accounting guidance is 
that lessees under leases classified as operating leases generally will recognize a right-of-use asset and a lease liability on the balance 
sheet. Current lease accounting standards do not require lessees to recognize assets and liabilities arising under operating leases on the 
balance sheet. The guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 
2018.  Early  adoption  is  permitted.  The  new  standard  must  be  adopted  using  a  modified  retrospective  transition  approach  for  leases 
existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements; the guidance 
provides certain practical expedients. The Company is currently evaluating this guidance to determine its impact on the Company’s 
financial statements. 

In July 2015, the FASB issued ASU No. 2015-11, “Inventory” (Topic 330) to simplify the measurement of inventory subsequent to its 
initial measurement and to more closely align the measurement of inventory under GAAP with the measurement of inventory under 
International  Financial  Reporting  Standards.  The  guidance  in  ASU  2015-11  (which  applies  to  inventory  that  is  measured  using  the 
first-in,  first-out  (FIFO)  or  average  cost  method,  but  not  to  inventory  measured  using  the  last-in,  first-out  (LIFO)  or  the  retail 
inventory method), requires subsequent measurement of inventory to be at the lower of cost and net realizable value (rather than the 
lower  of  cost  or  market,  as  under  current  guidance).   Net  realizable  value  is  the  estimated  selling  prices  in  the  ordinary  course  of 
business, less reasonably predictable costs of completion, disposal, and transportation.  The amendments are effective for fiscal years 
beginning  after  December  15,  2016,  and  interim  periods  within  fiscal  years  beginning  after  December  15,  2017.  The  amendments 
should be applied prospectively with earlier application permitted as of the beginning of an interim or annual reporting period. The 
Company does not expect the adoption to have a material impact on its financial statements. 

F-17  

 
  
   
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
	
	
Unless otherwise noted, the file number of each referenced filing is 0-11102 

EXHIBIT INDEX 

Exhibit 
No. 
3.1.1 

3.1.2 

3.2    

Articles of Incorporation and amendments through May 20, 1994 (incorporated by reference to Exhibit 3.1 to the Company’s 
Annual Report on Form 10-K for the year ended December 31, 2010). 
Articles of Amendment to the Articles of Incorporation, as filed on June 13, 2012 (incorporated by reference to Exhibit 3.1.2 
to the Company's Annual Report on Form 10-K for the year ended December 31, 2012). 
Amended  and  Restated  Bylaws  (incorporated  by  reference  to  Exhibit  3.1  to  the  Company’s  Current  Report  on  Form 8-K, 
filed with the Securities and Exchange Commission on December 5, 2011). 

*10.1  Business  Loan  Agreement,  dated  November  17,  2016,  between  the  Company  and  Regions  Bank  (the  “Business  Loan 

Agreement”.  

*10.2 

Promissory Note, dated November 17, 2016, issued by the Company to Regions Bank in connection with the revolving line 
of credit under the Business Loan Agreement (the “Promissory Note”).  

*10.3 

Letter,  dated  November  17,  2016,  from  Regions  Bank  to  the  Company,  regarding  certain  terms  under  the  Business  Loan 
Agreement and the Promissory Note.  

10.4 

10.5 

10.6 

10.7 

10.8 

10.9 

Ocean  Bio-Chem,  Inc.  2015  Equity  Compensation  Plan,  as  amended  (incorporated  by  reference  to  Exhibit  10.1  to  the 
Company’s Quarterly Report on Form 10-Q, filed with the Securities and Exchange Commission on August 12, 2016). 
Credit  Agreement,  dated  July  6,  2011,  among  the  Company,  Kinpak,  Inc.  and  Regions  Bank  (the  “Credit  Agreement”) 
(incorporated  by  reference  to  Exhibit  10.2  to  the  Company’s  Quarterly  Report  on  Form  10-Q  for  the  quarter  ended 
September 30, 2011). 
Equipment  Finance  Addendum,  dated  July  6,  2011,  among  the  Company,  Kinpak,  Inc.  and  Regions  Equipment  Finance 
Corporation  (incorporated  by  reference  to  Exhibit  10.1  to  the  Company’s  Quarterly  Report  on  Form  10-Q  for  the  quarter 
ended September 30, 2011). 
Promissory Note, dated July 6, 2011, issued by the Company and Kinpak, Inc. to Regions Equipment Finance Corporation in 
connection  with  the  term  loan  under  the  Credit  Agreement  (incorporated  by  reference  to  Exhibit  99.4  to  the  Company’s 
Current Report on Form 8-K, filed with the Securities and Exchange Commission on July 12, 2011).  
Ocean Bio-Chem, Inc. 2002 Non-Qualified Stock Option Plan, as amended (incorporated by reference to Exhibit 99.2 to the 
Company’s Registration Statement on Form S-8 (File No. 333-176268), filed with the Securities and Exchange Commission 
on August 12, 2011). 
Ocean Bio-Chem, Inc. 2008 Non-Qualified Stock Option Plan, as amended (incorporated by reference to Exhibit 99.5 to the 
Company’s Registration Statement on Form S-8(File No. 333-176268), filed with the Securities and Exchange Commission 
on August 12, 2011). 

10.10  Net  Lease,  dated  May  1,  1998,  between  Star Brite  Distributing,  Inc.  and  PEJE,  Inc  (incorporated  by  reference  to 

Exhibit 10.14 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2004). 

10.11  Renewal  of  Lease,  dated  May  1,  2008,  between  Star  Brite  Distributing,  Inc.  and  PEJE,  Inc.  (incorporated  by  reference  to 

Exhibit 10.24 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2008). 

10.12  Amendment  Number  Two  to  Net  Lease,  dated  May 16,  2013,  between  Star Brite  Distributing,  Inc.  and  PEJE,  Inc. 
(incorporated by reference to Exhibit 10.13 to the Company's Annual Report on Form 10-K for the year ended December 31, 
2013). 

*21       List of Subsidiaries 
*23.1  Consent of Goldstein Schechter Koch, P.A. Independent Registered Public Accounting Firm. 
*31.1  Certification of Chief Executive Officer pursuant to Rule 13a-14(a) under the Securities Exchange Act. 
*31.2  Certification of Chief Financial Officer pursuant to Rule 13a-14(a) under the Securities Exchange Act. 
*32.1  Certification  of  Chief  Executive  Officer  pursuant  to  Rule  13a-14(b)  under  the  Securities  Exchange  Act  and  18  U.S.C. 

Section 1350. 

*32.2  Certification  of  Chief  Financial  Officer  pursuant  to  Rule  13a-14(b)  under  the  Securities  Exchange  Act  and  18  U.S.C. 

101 

Section 1350. 
The following materials from Ocean Bio-Chem Inc.’s Annual Report on Form 10-K for the year ended December 31, 2016, 
formatted in XBLR (eXtensible Business Reporting Language):  (i) Consolidated Balance Sheets at December 31, 2016 and 
December  31,  2015;  (ii)  Consolidated  Statements  of  Operations  for  the  years  ended  December 31,  2016  and  2015;  (iii) 
Consolidated  Statements  of  Comprehensive  Income  for  the  years  ended  December 31,  2016  and  2015;  (iv)  Consolidated 
Statements  of  Changes  in  Shareholders  Equity  for  the  years  ended  December 31,  2016  and  2015,  (v)  Consolidated 
Statements  of  Cash  Flows  for  the  years  ended  December  31,  2016  and  2015  and  (vi)  Notes  to  Consolidated  Financial 
Statements. 

*     Filed herewith   

E-1 

  
   
  
  
 
 
 
 
EXHIBIT 21 

The following is a list of the Registrant’s subsidiaries: 

Name 

Star brite Distributing, Inc. 
Star brite Distributing Canada, Inc. 
D & S Advertising Services, Inc. 
Star brite StaPut, Inc. 
Star brite Service Centers, Inc. 
Star brite Automotive, Inc. 
Kinpak Inc. 
OdorStar Technology, LLC 

Jurisdiction 
of Organization 
Florida 
Florida 
Florida 
Florida 
Florida 
Florida 
Alabama 
Florida 

Ownership % 
100 
100 
100 
100 
100 
100 
100 
100 

 
 
 
 
 
 
 
 
 
 
CERTIFICATION 

EXHIBIT 31.1 

I, Peter G. Dornau, certify that: 

1. 

2. 

3. 

4. 

I have reviewed this Annual Report on Form 10-K of Ocean Bio-Chem, Inc.; 

Based  on  my  knowledge,  this  report  does  not  contain  any  untrue  statement  of  a  material  fact  or  omit  to  state  a  material  fact 
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading 
with respect to the period covered by this report;  

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all 
material  respects  the  financial  condition,  results  of  operations  and  cash  flows  of  the  registrant  as  of,  and  for,  the  periods 
presented in this report;  

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures 
(as  defined  in  Exchange  Act  Rules 13a-15(e)  and  15d-15(e))  and  internal  control  over  financial  reporting  (as  defined  in 
Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:  

a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under 
our  supervision,  to  ensure  that  material  information  relating  to  the  registrant,  including  its  consolidated  subsidiaries,  is 
made known to us by others within those entities, particularly during the period in which this report is being prepared;  

b)  Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over  financial  reporting  to  be 
designed  under  our  supervision,  to  provide  reasonable  assurance  regarding  the  reliability  of  financial  reporting  and  the 
preparation of financial statements for external purposes in accordance with generally accepted accounting principles;  

c)  Evaluated  the  effectiveness  of  the  registrant’s  disclosure  controls  and  procedures  and  presented  in  this  report  our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this 
report based on such evaluation; and  

d)  Disclosed  in  this  report  any  change  in  the  registrant’s  internal  control  over  financial  reporting  that  occurred  during  the 
registrant’s  most  recent  fiscal  quarter  (the  registrant’s  fourth  fiscal  quarter  in  the  case  of  an  annual  report)  that  has 
materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and    

5. 

The  registrant’s  other  certifying  officer  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over 
financial  reporting,  to  the  registrant’s  auditors  and  the  audit  committee  of  the  registrant’s  board  of  directors  (or  persons 
performing the equivalent functions):  

a)  All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting 
which  are  reasonably  likely  to  adversely  affect  the  registrant’s  ability  to  record,  process,  summarize  and  report  financial 
information; and  

b)  Any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a  significant  role  in  the 

registrant’s internal control over financial reporting.   

Dated:  March 31, 2017 

/s/ Peter G. Dornau 
Peter G. Dornau 
Chairman of the Board, President and 
Chief Executive Officer 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
I, Jeffrey S. Barocas, certify that: 

CERTIFICATION 

EXHIBIT 31.2 

1. 

2. 

3. 

4. 

I have reviewed this Annual Report on Form 10-K of Ocean Bio-Chem, Inc.; 

Based  on  my  knowledge,  this  report  does  not  contain  any  untrue  statement  of  a  material  fact  or  omit  to  state  a  material  fact 
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading 
with respect to the period covered by this report;  

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all 
material  respects  the  financial  condition,  results  of  operations  and  cash  flows  of  the  registrant  as  of,  and  for,  the  periods 
presented in this report;  

The  registrant’s  other  certifying  officer  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined 
in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:  

a)  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under 
our  supervision,  to  ensure  that  material  information  relating  to  the  registrant,  including  its  consolidated  subsidiaries,  is 
made known to us by others within those entities, particularly during the period in which this report is being prepared;  

b)  Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over  financial  reporting  to  be 
designed  under  our  supervision,  to  provide  reasonable  assurance  regarding  the  reliability  of  financial  reporting  and  the 
preparation of financial statements for external purposes in accordance with generally accepted accounting principles;  

c)  Evaluated  the  effectiveness  of  the  registrant’s  disclosure  controls  and  procedures  and  presented  in  this  report  our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this 
report based on such evaluation; and  

d)  Disclosed  in  this  report  any  change  in  the  registrant’s  internal  control  over  financial  reporting  that  occurred  during  the 
registrant’s  most  recent  fiscal  quarter  (the  registrant’s  fourth  fiscal  quarter  in  the  case  of  an  annual  report)  that  has 
materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and   

5. 

The  registrant’s  other  certifying  officer  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over 
financial  reporting,  to  the  registrant’s  auditors  and  the  audit  committee  of  the  registrant’s  board  of  directors  (or  persons 
performing the equivalent functions):  

a)  All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting 
which  are  reasonably  likely  to  adversely  affect  the  registrant’s  ability  to  record,  process,  summarize  and  report  financial 
information; and  

b)  Any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a  significant  role  in  the 

registrant’s internal control over financial reporting.   

Dated:  March 31, 2017 

/s/ Jeffrey S. Barocas 
Jeffrey S. Barocas 
Vice President, Chief Financial Officer 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION PURSUANT TO RULE 13a-14(b) 
UNDER THE SECURITIES EXCHANGE ACT AND 18 U.S.C. 1350 

EXHIBIT 32.1 

I, Peter G. Dornau, Chief Executive Officer of Ocean Bio-Chem, Inc. (the "Company"), hereby certify that, based on my 

knowledge:   

1. 

2. 

The Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2016 (the 
"Report") fully complies with the requirements of Section 13(a) or 15(d) of the Securities 
Exchange Act of 1934; and 
The information contained in the Report fairly presents, in all material respects, the financial 
condition and result of operations of the Company.   

By: 

/s/ Peter G. Dornau 
Peter G. Dornau 
Chairman of the Board, President and 
Chief Executive Officer 

Dated:  March 31, 2017 

CERTIFICATION PURSUANT TO RULE 13a-14(b) 
UNDER THE SECURITIES EXCHANGE ACT AND 18 U.S.C. 1350 

EXHIBIT 32.2 

I, Jeffrey S. Barocas, Chief Financial Officer of Ocean Bio-Chem, Inc. (the "Company"), hereby certify that, based on my 

knowledge:   

1. 

2. 

The Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2016 (the 
"Report") fully complies with the requirements of Section 13(a) or 15(d) of the Securities 
Exchange Act of 1934; and 
The information contained in the Report fairly presents, in all material respects, the financial 
condition and result of operations of the Company.   

By: 

/s/ Jeffrey S. Barocas 
Jeffrey S. Barocas 
Vice President, Chief Financial Officer 

Dated:  March 31, 2017 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INVESTOR INFORMATION
NASDAQ STOCK SYMBOL OBCI

Stock Transfer Agent
Computershare
P.O. Box 30170
College Station, Texas 77842 -3179

General Counsel
Berger Singerman, LLP
350 East Las Olas Boulevard
Fort Lauderdale, Florida 33324

Auditors
EisnerAmper
900 South Pine Island Road
Fort Lauderdale, Florida 33301

Reports and Publications
A free copy of the Company’s 2016 
Form 10-K filed with the Securites 
and Exchange Commission can be 
obtained upon written request to:

Corporate Relations Department
4041 SW 47th Avenue
Fort Lauderdale, Florida 33314

COMMON STOCK
MARKET INFORMATION
The following table sets forth high and low 
sales prices of the Common Stock of Company 
as reported on the NASDAQ Capital Market 
for each calendar quarter in 2016 and 2015:

2016

2015

High

$2.66

$2.57

$3.17

$4.35

Low

$1.93

$2.08

$2.02

$2.61

High

$5.56

$4.45

$3.79

$3.19

Low

$3.76

$3.33

$2.44

$2.02

First Quarter

Second Quarter

Third Quarter

Fourth Quarter

OCEAN BIO-CHEM, INC.
BOARD OF DIRECTORS
Peter G. Dornau 
Jeffrey S. Barocas
Gregor M. Dornau
William W. Dudman
James M. Kolisch
Kimberly A. Krause
Diana Mazuelos Conard*
John B. Turner*
* A member of audit and equity grant committees

OFFICERS OF 
OCEAN BIO-CHEM, INC.
Peter G. Dornau
President and Chief Executive Officer
Jeffrey S. Barocas
Vice President, Chief Financial Officer 
Gregor M. Dornau
Executive Vice President of Sales and Marketing 
William W. Dudman
Vice President of Operations, Corporate Secretary

OFFICERS OF STAR BRITE, INC.
Peter G. Dornau
President and Chief Executive Officer
Jeffrey S. Barocas
Vice President, Chief Financial Officer
Natalie S. Cuomo 
Vice President of Customer Service
Gregor M. Dornau
Executive Vice President of Sales and Marketing 
William W. Dudman
Vice President of Operations
Marc A. Emmi 
Senior Vice President of Sales
Justin L. Gould
Vice President of Technology 
George W. Lindsey, Jr.
Vice President of Marketing 
Victor G. Phillpotts 
Vice President of Business Development

4041 SW 47th Avenue  •  Fort Lauderdale, Florida 33314

Tel:(954) 587-6280  •  (800) 327-8583  •  Fax:(954) 587-2813

WWW.OCEANBIOCHEM.COM  •  WWW.STARBRITE.COM 

WWW.STARTRON.COM  •  WWW.PERFORMACIDE.COM

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Ph oto by Jason Spafford

WWW .OC EAN BIOCHEM.COM •   WWW.S TAR BRI TE. COM