Quarterlytics / Basic Materials / Steel / Olympic Steel / FY2016 Annual Report

Olympic Steel
Annual Report 2016

ZEUS · NASDAQ Basic Materials
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Sector Basic Materials
Industry Steel
Employees 1001-5000
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FY2016 Annual Report · Olympic Steel
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2016 Annual Report

About the Company

We are a leading metals service center that operates in three reportable segments; carbon flat products, specialty metals flat 

products and tubular and pipe products. The carbon flat products segment and the specialty metals flat products segment are 

at times consolidated and referred to as the flat products segments. Some of the flat products segments’ assets and resources 

are shared by the carbon and specialty metals segments and both segments’ products are stored in the shared facilities and, 

in some locations, processed on shared equipment. We provide metals processing and distribution services for a wide range 

of customers. Our carbon flat products segment’s focus is on the direct sale and distribution of large volumes of processed 

carbon and coated flat-rolled sheet, coil and plate products, and fabricated parts. Our specialty metals flat products segment’s 

focus is on the direct sale and distribution of processed aluminum and stainless flat-rolled sheet and coil products, flat bar 

products and fabricated parts. Through our tubular and pipe products segment, which consists of our Chicago Tube & Iron 

subsidiary, or CTI, we distribute metal tubing, pipe, bar, valves and fittings and fabricate pressure parts supplied to various 

industrial markets. 

Products that require more value-added processing generally have a higher gross profit. Accordingly, our overall gross profit is 

affected by, among other things, product mix, the amount of processing performed, the demand for and availability of metals, 

and volatility in selling prices and material purchase costs. We also perform toll processing of customer-owned metals. We sell 

certain products internationally, primarily in Canada, Mexico and the Dominican Republic. International sales have increased 

to 2.2% of consolidated net sales in 2016.

Financial Information

In thousands, except per-share and ratio data

      2016

      2015

      2014

For the Year

     Net sales

     Goodwill and intangible asset impairment

     Operating income (loss)

     Net loss

     Net loss per diluted share

     Weighted average diluted shares outstanding

     Capital expenditures

At Year End

     Inventories

     Accounts receivable, net

     Total assets

     Total debt

     Shareholders’ equity

     Shareholders’ equity per share

     Debt-to-equity ratio

$  1,055,116) $  1,175,543) $  1,436,270

-)

5,748)

(1,078)

(0.10)

11,210)

6,824)

(24,951)

(27,779)

(26,777)

(2.39)

11,192)

7,317)

(23,836)

(9,208)

(19,064)

(1.71)

11,120

7,834

$     254,526) $     206,645)

$     311,108

101,902)

556,068)

166,424)

253,390)

23.11)

92,877)

511,880)

148,490)

254,695)

23.25)

123,804

700,748

247,620

280,781

25.55

0.66 to 1)

0.58 to 1)

0.88 to 1

2016 Letter to Shareholders

Dear Fellow Shareholders

Our investments since the last recession have positioned Olympic Steel to grow and benefit from a recovery in the metals 

sector.  We  diversified  product  lines,  extended  geographic  reach  and  expanded  processing  capabilities. At  the  same  time, 

persistently  tenuous  demand  and  illegal  imports  have  pressured  market  prices.  Through  these  near-term  challenges,  we 

remained committed to our long-term growth strategy and focused on continuous operating improvements, effective working-

capital management and market share growth.

Thanks  to  these  priorities,  we  were  well  prepared  for  protracted  market  weakness  in  2016.  For  the  second  consecutive 

year, our ongoing profit-improvement efforts produced gross margin expansion, quicker inventory turnover and permanent 

reductions in operating expenses. We also earned record market share during 2016 in each of our product categories.

Year in Review

The  year  began  with  metal  prices  rising  from  the  depressed  levels  of  late  2015,  despite  deteriorating  demand  and  lower 

industry-wide shipping activity. Prices were supported by supply-side factors, which included reduced steelmaking capacity 

and higher raw material costs. Steel import volumes were also declining from record-high levels with less foreign-subsidized 

steel being illegally dumped on U.S. shores.

With no demand recovery in sight, by June prices began to deteriorate, and continued through early November. During that 

period, the CRU Index for hot rolled coil steel fell by more than 24%, or by $156 per ton. Strategically, we accelerated inventory 

turnover and lowered operating expenses to alleviate the adverse impact of falling steel prices.

Following the November election and a decisive improvement in business confidence, pricing and demand began to recover. 

However, lower year-over-year pricing throughout 2016 resulted in net sales declining 10%, to $1.1 billion. This compared to 

net sales of $1.2 billion in 2015. Gross profit in 2016, however, increased to $235 million, up $2 million from 2015 due to gross 

margin expansion. Gross margin improved to 22.3% of sales in 2016, up from 19.8% in 2015.

During 2016, operating expenses declined by $7 million or 3%, excluding 2015’s impairment charges. This helped us more 

than  double  operating  income  from  last  year’s  level.  Despite  generating  a  pre-tax  profit  in  2016,  after  recording  our  tax 

provision we incurred a net loss of $1.1 million, or $0.10 per share – an improvement from 2015’s net loss of $26.8 million, or 

$2.39 per share, which included impairment charges to write down goodwill and intangible assets.

Industry-wide steel shipments in 2016 declined more than 6% from 2015, due to lower demand from industrial machinery and 

equipment manufacturers serving weak end markets including mining, energy, military and agriculture. In last year’s letter, I 

declared our intention to increase market share “regardless of what the market brings.” That is exactly what we did, despite 

the overall market decline. This was accomplished by expanding our commercial sales coverage and exceeding customers’ 

expectations for service and value.

Our Company

We set new company records for market share in carbon flat rolled and plate products, and our share of the carbon pipe and 

tube market also reached an all-time high. Our specialty metals segment now represents more than 5.5% of the stainless-steel 

sheet and coil markets; and nearly 2% of the aluminum sheet and coil markets. Both of those are new highs for Olympic Steel.

During  2016,  we  also  set  the  stage  for  several  key  management  successions  to  support  growth  in  2017  and  beyond.  In 

December, we announced Ray Walker’s retirement from his position of President of our carbon flat rolled business. During 

his 30 years at the Company, Ray played a notable role in growing our business. We thank Ray for his service and wish him 

2016 Letter to Shareholders

a long and happy retirement. John Mooney, who has been at Olympic Steel since 1989, and most recently served as Vice 

President of our Eastern Region, succeeds Ray as President and Chief Operating Officer of the carbon flat rolled business.

We also announced that Andy Markowitz has assumed leadership of our specialty metals segment. Andy was formerly Vice 

President of Specialty Metals. He filled the President’s role vacated by Andrew Greiff when Andrew was promoted in August to 

Executive Vice President and Chief Operating Officer of the corporation. Specialty metals are an important product segment 

for Olympic Steel and we plan to invest in additional physical assets during 2017 to support continued growth of this business.

With proven executives leading each of our three business segments, we are well-positioned to drive our balanced growth and 

diversification strategy. In 2016, carbon flat products represented 64% of consolidated net sales, specialty metals flat products 

were  18%,  and  tubular  and  pipe  products  made  up  the  remaining  18%.  Our  product  mix  and  complementary  processing 

services position us well to manage cyclicality in our end markets.

Our employees continued to exemplify our commitment to the communities in which we operate. Employee contributions to 

our Working for Wishes campaigns cumulatively surpassed $900,000 during the year. Since our initial campaign in 2004, our 

employees have helped grant more than 100 wishes to enrich the lives of children with life-threatening medical conditions. 

Through  our  success  in  the  steel  industry,  it  is  a  privilege  to  support  programs  like  this  to  facilitate  helping  those  in  the 

communities  where  we  live  and  work.  Our  Company’s  core  values  are  a  collective  reflection  of  the  people  who  comprise 

Olympic Steel and we are proud of what we stand for.

Looking Ahead

What started in early November as a rebound in metal prices, transformed into a steep price rally by year end that continues 

into  the  first  quarter  of  2017.  Supply-side  discipline,  lower  steel  imports,  higher  raw  material  costs  and  rapidly  improving 

business sentiment, are all factors pushing prices higher. Perhaps more importantly, however, in contrast to early 2016, broad-

based demand and shipping volume are showing signs of improvement in the first half of 2017.

We  remain  focused  on  operating  expense  discipline  and  sound  working  capital  management.  Our  financial  condition  is 

excellent, with a healthy balance sheet, low-interest financing, and well-positioned inventory. At the end of 2016, we had $94 

million in borrowing capacity available from our asset-based lending facility, which is in place through June 2019. By increasing 

market share, improving operating efficiency, and enhancing management talent and sales presence – all during challenging 

market conditions – Olympic Steel begins 2017 poised to quickly profit from an industrial revitalization.

In closing, I would like to thank our customers, employees and shareholders for their valued support. There are many reasons 

to be optimistic as we look to a better future and a brighter tomorrow.

Sincerely, 

Michael D. Siegal 

March 20, 2017

UNITED STATES SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 
Form 10-K  

( X )   ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For The Year Ended December 31, 2016  

(    ) 

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For The Transition Period From _______________ To _______________ 

Commission File Number 0-23320 
OLYMPIC STEEL, INC. 
(Exact name of registrant as specified in its charter) 

Ohio 
(State or other jurisdiction of incorporation or organization) 

34-1245650 
(I.R.S. Employer Identification Number) 

22901 Millcreek Boulevard, Suite 650, Highland Hills, OH 
(Address of principal executive offices) 

44122 
(Zip Code) 

Registrant's telephone number, including area code (216) 292-3800 

Securities registered pursuant to Section 12(b) of the Act: 

Title of each Class 
Common Stock, without par value 

Name of each Exchange on which registered 
The NASDAQ Stock Market LLC 

Securities registered pursuant to Section 12(g) of the Act: None 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes (   ) No (X) 

Indicate  by  check  mark  if  the  registrant  is  not  required  to  file  reports  pursuant  to  Section  13  or  Section  15(d)  of  the  Exchange  Act.  
Yes (   ) No (X) 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange 
Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has 
been subject to such filing requirements for the past 90 days.  Yes (X) No (   ) 

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate website, if any, every Interactive 
Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 
months (or for such shorter period that the registrant was required to submit and post such files).  Yes (X) No (   ) 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be 
contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this 
Form 10-K or any amendment to this Form 10-K. (X) 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or a smaller reporting 
company.  See  the  definitions  of  “large  accelerated  filer,”  “accelerated  filer”  and  “smaller  reporting  company”  in  Rule  12b-2  of  the 
Exchange Act. (Check one:) 

Large accelerated filer (   ) 
Non-accelerated filer (   ) 
(Do not check if a smaller reporting company) 

Accelerated filer (X) 
Small reporting company (   ) 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes ( ) No (X)  

As of June 30, 2016, the aggregate market value of voting stock held by nonaffiliates of the registrant based on the closing price at which 
such stock was sold on the Nasdaq Global Select Market on such date approximated $247,703,193.  

The number of shares of common stock outstanding as of March 2, 2017 was 10,963,863.  

DOCUMENTS INCORPORATED BY REFERENCE 

The registrant intends to file with the Securities and Exchange Commission a definitive Proxy Statement pursuant to Regulation 14A of 
the Securities Exchange Act of 1934 within 120 days of the close of its fiscal year ended December 31, 2016, portions of which document 
shall be deemed to be incorporated by reference in Part III of this Annual Report on Form 10-K from the date such document is filed.  

 
  
  
  
  
  
TABLE OF CONTENTS 

Page

Part I 

Item 1. 
Business .................................................................................................................................................... 
Item 1A.  Risk Factors .............................................................................................................................................. 
Item 1B.  Unresolved Staff Comments ..................................................................................................................... 
Properties .................................................................................................................................................. 
Item 2. 
Item 3. 
Legal Proceedings..................................................................................................................................... 
Item 4.  Mine Safety Disclosures ........................................................................................................................... 
Executive Officers of the Registrant ......................................................................................................... 

Part II 

Item 5.  Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities .................................................................................................................................................. 
Item 6. 
Selected Financial Data ............................................................................................................................ 
Item 7.  Management’s Discussion and Analysis of Financial Condition and Results of Operations ................... 
Item 7A.  Quantitative and Qualitative Disclosures About Market Risk .................................................................. 
Item 8. 
Financial Statements and Supplementary Data ......................................................................................... 
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure ................... 
Item 9. 
Item 9A.  Controls and Procedures ........................................................................................................................... 
Item 9B.  Other Information ..................................................................................................................................... 

Part III 

Item 10.  Directors, Executive Officers and Corporate Governance ........................................................................ 
Item 11.  Executive Compensation .......................................................................................................................... 
Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters . 
Item 13.  Certain Relationships and Related Transactions, and Director Independence .......................................... 
Item 14.  Principal Accountant Fees and Services ................................................................................................... 

Part IV 

Item 15.  Exhibits and Financial Statement Schedules ............................................................................................ 
Item 16.  Form 10-K Summary ................................................................................................................................ 
Signatures  ................................................................................................................................................ 
Index to Exhibits ....................................................................................................................................... 

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PART I 

ITEM 1.  BUSINESS 

The Company 

We are a leading metals service center that operates in three reportable segments; carbon flat products, specialty metals flat 
products and tubular and pipe products. The carbon flat products segment and the specialty metals flat products segment are 
at times consolidated and referred to as the flat products segments. Some of the flat products segments’ assets and resources 
are shared by the carbon and specialty metals segments and both segments’ products are stored in the shared facilities and, 
in some locations, processed on shared equipment. We provide metals processing and distribution services for a wide range 
of customers. Our carbon flat products segment’s focus is on the direct sale and distribution of large volumes of processed 
carbon and coated flat-rolled sheet, coil and plate products, and fabricated parts. Our specialty metals flat products segment’s 
focus is on the direct sale and distribution of processed aluminum and stainless flat-rolled sheet and coil products, flat bar 
products and fabricated parts. Through our tubular and pipe products segment, which consists of our Chicago Tube & Iron, 
or CTI, subsidiary we distribute metal tubing, pipe, bar, valves and fittings and fabricate pressure parts supplied to various 
industrial markets.  

Products that require more value-added processing generally have a higher gross profit. Accordingly, our overall gross profit 
is affected by, among other things, product mix, the amount of processing performed, the demand for and availability of 
metals,  and  volatility  in  selling  prices  and  material  purchase  costs.  We  also  perform  toll  processing  of  customer-owned 
metals. We sell certain products internationally, primarily in Canada, Mexico and the Dominican Republic. International 
sales have increased over the past couple of years to 2.2% of consolidated net sales in 2016, but are still immaterial to our 
consolidated financial results and to the individual segments’ results. 

Segment reporting information is contained in Note 15 of Notes to Consolidated Financial Statements, which can be found 
in Part II, Item 8 of this Annual Report on Form 10-K and which is incorporated herein by reference. 

We are incorporated under the laws of the State of Ohio. Our executive offices are located at 22901 Millcreek Boulevard, 
Suite  650,  Highland  Hills,  Ohio  44122.  Our  telephone  number  is  (216)  292-3800,  and  our  website  address  is 
www.olysteel.com. We are not including the information on our website as a part of, or incorporating it by reference into, 
this Annual Report on Form 10-K. 

Industry Overview  

The  metals  industry  is  comprised  of  three  types  of  entities:  metals  producers,  intermediate  metals  processors  and  metals 
service centers. Metals producers have historically emphasized the sale of metals to volume purchasers and have generally 
viewed intermediate metals processors and metals service centers as part of their customer base. However, all three types of 
entities can compete for certain customers who purchase large quantities of metals. Intermediate metals processors tend to 
serve as processors in large quantities for metals producers and major industrial consumers of processed metals, including 
automobile and appliance manufacturers. 

Services  provided  by  metals  service  centers  can  range  from  storage  and  distribution  of  unprocessed  metal  products  to 
complex, precision value-added metals processing. Metals service centers respond directly to customer needs and emphasize 
value-added processing of metals pursuant to specific customer demands, such as cutting-to-length, slitting, shearing, roll 
forming,  shape  correction  and  surface  improvement,  blanking,  tempering,  plate  burning  and  stamping.  These  processes 
produce metals to specified lengths, widths, shapes and surface characteristics through the use of specialized equipment. 
Metals  service  centers  typically  have  lower  cost  structures  than,  and  provide  services  and  value-added  processing  not 
otherwise available from, metals producers. 

End product manufacturers and other metals users seek to purchase metals on shorter lead times and with more frequent and 
reliable deliveries than can normally be provided by metals producers. Metals service centers generally have lower labor 
costs than metals producers and consequently process metals on a more cost-effective basis. In addition, due to this lower 
cost structure, metals service centers are able to handle orders in quantities smaller than would be economical for metals 
producers. The benefits to customers purchasing products from metals service centers include lower inventory levels, lower 
overall cost of raw materials, more timely response and decreased manufacturing time and expense. Customers also benefit 
from  a  lower  investment  in  production  labor,  buildings  and  equipment,  which  allows  them  to  focus  on  the  engineering, 
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assembly and marketing of their products. We believe that customers’ demands for just-in-time delivery have made the value-
added inventory, processing and delivery functions performed by metals service centers increasingly important. 

Corporate History 

Our company was founded in 1954 by the Siegal family as a general steel service center. Michael Siegal, the son of one of 
the founders, began his career with us in the early 1970s and has served as our Chief Executive Officer since 1984, and as 
our Chairman of the Board of Directors since 1994. David Wolfort, our President, joined us as General Manager in 1984. In 
the late 1980s, our business strategy changed from a focus on warehousing and distributing steel from a single facility with 
no major processing equipment to a focus on geographic and product growth, customer diversity and value-added processing. 
An integral part of our growth has been the acquisition and start-up of processing and sales operations, and the investment in 
processing equipment. In 1994, we completed an initial public offering and, in 1996, we completed a follow-on offering of 
our common stock. In July 2011, we acquired CTI, a private leading distributor of tubing, pipe, bar, valves, and fittings, 
which represents our tubular and pipe products segment. Andrew Greiff, our newly appointed Executive Vice President and 
Chief Operating Officer joined us in 2009 and has managed the Company’s rapidly expanding specialty metals business.  

Business Strategy and Objectives 

We  believe  that  the  metals  service  center  and  processing  industry  is  driven  by  the  following  primary  trends:  (i)  shift  by 
customers  to  fewer  suppliers  that  are  larger  and  financially  strong;  (ii)  increased  customer  demand  for  more  frequent 
deliveries, higher quality products and services; and (iii) globalization of metals industry participants. 

In recognition of these industry trends, our focus has been on achieving profitable geographic and product growth through 
the  start-up  and  acquisition  of  service  centers,  processors,  fabricators  and  related  businesses,  and  investments  in  people, 
information systems, higher value-added processing equipment and services, while continuing our commitment to expanding 
and improving our operating efficiencies, sales and servicing efforts. 

Our profit improvement program, initiated in 2015 to reduce operating expenses and enhance margins, is now integrated into 
our  operations.  This  plan  included  eliminating  certain  leased  properties,  lowering  transportation,  labor  and  personnel 
expenses, centralization of certain administrative functions, as well as inventory and purchasing initiatives. We successfully 
executed on the initiatives of the plan, which has led to reduced operating expenses and improved efficiencies. 

We  are  focused  on  specific  operating  objectives  including:  (i)  managing  inventory  turnover;  (ii)  managing  operating 
expenses;  (iii)  maintaining  targeted  cash  turnover  rates;  (iv)  investing  in  value-added  processing  and  material  handling 
equipment; (v) growing our market share; (vi) investing in technology and business information systems; (vii) improving 
safety performance; and (viii) improving on-time delivery and quality performance for our customers.  

These operating objectives are supported by:  

●  A set of core values, which are communicated, practiced and measured throughout the Company. 
●  Our “flawless execution” program (Fe), which is an internal recognition program that rewards employees who
achieve profitable growth by delivering superior customer service and exceeding customer expectations. 
●  Operational initiatives designed to improve efficiencies and reduce costs by improving three key sub-systems: 
●  Operating  system:  Focused  on  continuously  improving  processes  through  waste  and  variation 

elimination using Lean Six Sigma tools and employee certifications. 

●  Cultural system: Focused on creating the environment to facilitate change and improve the way we

work and create value. 

●  Management  system:  Focused  on  creating  the  measurements  and  governance  structure  to  support

continuous improvement. 

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●  New information systems and key metric reporting to focus managers on achieving specific operating objectives.
●  Alignment of compensation with the financial objectives and performance of the Company and the achievement

of specific financial and operating objectives. 

We believe our depth of management, facilities, locations, processing capabilities, inventory, focus on safety, quality and 
customer service, extensive and experienced sales force, and the strength of our customer and supplier relationships provide 
a strong foundation for implementation of our strategy and achievement of our objectives. Certain elements of our strategy 
are set forth in more detail below.  

Investments and Acquisitions. Historically, we have accelerated our growth through acquisitions and capital investments in 
facilities and processing equipment. When the results of sales and marketing efforts and our financial justifications indicate 
that there is sufficient customer demand for a particular product, process or service, we may purchase equipment to satisfy 
that demand. We also evaluate our existing equipment to ensure that it remains productive, and we upgrade, replace, redeploy 
or dispose of equipment when necessary. During the five-year period ended December 31, 2012, we spent approximately 
$160 million on the CTI acquisition and over $125 million on capital investments for new facilities and processing equipment 
in support of our strategic growth initiatives. Since 2013, we continued to invest in processing equipment to support customer 
demand and to respond to the growing trend among original equipment manufacturers (our customers) to outsource non-core 
production processes, such as plate processing, machining, welding and fabrication, in order to concentrate on engineering, 
design and assembly.  

Our  capital  investments  during  the  past  three  years  have  primarily  consisted  of  a  stretcher  leveling  line  as  well  as  other 
processing equipment for our expanded value-added customer base in Winder, Georgia, added tube and pipe distribution 
capabilities from our Cleveland, Ohio and Monterey, Mexico facilities and additional processing equipment in our tubular 
and pipe products segment.  

Sales and Marketing. We believe that our commitments to quality, service, just-in-time delivery and field sales personnel 
have enabled us to build and maintain strong customer relationships. We continuously analyze our customer base to ensure 
that  strategic  customers  are properly  targeted  and  serviced, while focusing our efforts  to  supply  and  successfully  service 
multi-location customers  from  multi-location Olympic  facilities.  We  service  certain  customers  with carbon  and  specialty 
metals flat products and tubular and pipe products through cross-stocking of products in certain facilities.  

We offer business solutions to our customers through value-added and value-engineered services. We also provide inventory 
stocking programs and in-plant Olympic Steel employees located at certain customer locations to help reduce customers’ 
costs. Our owned truck fleet further enhances our just-in-time deliveries based on our customers’ requirements. 

Our flawless execution (Fe) program is a commitment to provide superior customer service while striving to exceed customer 
expectations. This program includes tracking on-time delivery and quality performance against objectives, and recognition 
of employee initiatives to improve efficiencies, streamline processes or reduce operating expenses at each operation.  

We believe our large and experienced sales force provides strategic advantages. Our sales force makes direct daily sales calls 
to customers throughout the continental United States, Canada and Mexico. The continuous interaction between our sales 
force and active and prospective customers provides us with valuable market information and sales opportunities, including 
opportunities for outsourcing, improving customer service and increasing sales. 

Our  sales  efforts  are  further  supported  by  metallurgists,  engineers,  technical  and  quality  service  personnel  and  product 
specialists who have specific expertise in carbon and stainless steel, aluminum, alloy plate and steel fabrication as well as 
tubular and pipe products. We have expanded our sales force to increase market share in all of our segments. Our services 
for certain customers also include integration into our internal business systems to provide cost efficiencies for both us and 
our customers. 

Management. We believe one of our strengths is the depth, knowledge and experience of our management team. In addition 
to  our  executive  officers,  members  of  our  senior  management  team  have  a  diversity  of  backgrounds  within  the  metals 
industry, including management positions at metals producers and other metals service centers. They average 30 years of 
experience in the metals industry and 23 years with our company. 

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Products, Processing Services and Quality Standards 

We maintain inventory of carbon, stainless and aluminum coil, plate and sheet products, and tubular and pipe products. Coil 
is in the form of a continuous sheet, typically 36 to 96 inches wide, between 0.015 and 0.625 inches thick, and rolled into 10 
to 30 ton coils. Because of the size and weight of these coils and the equipment required to move and process them into 
smaller sizes, such coils do not meet the requirements, without further processing, of most customers. Plate is typically thicker 
than coil and is processed by laser, plasma or oxygen burning.  

Through  our  CTI  subsidiary,  we  maintain  inventory  of  round,  square,  and  rectangular  mechanical  and  structural  tubing; 
hydraulic and stainless tubing; boiler tubing; carbon, stainless, and aluminum pipe; and valves and fittings. CTI provides a 
variety of value added services to its tube and pipe product line, including saw cutting, laser cutting, beveling, threading and 
grooving. CTI also fabricates pressure components supplied to various industrial markets.  

Customer orders are entered or electronically transmitted into computerized order entry systems, and appropriate inventory 
is selected and scheduled for processing in accordance with the customer’s specified delivery date. We attempt to maximize 
yield and equipment efficiency through the use of computer software and by combining customer orders for processing each 
coil, plate, tube or pipe to the fullest extent practicable. 

Our services include both traditional service center processes of cutting-to-length, slitting, flattening, sawing and shearing 
and  higher  value-added  processes  of  blanking,  tempering,  plate  burning,  laser  cutting,  precision  machining,  welding, 
fabricating,  bending,  beveling,  polishing,  kitting  and  painting  to  process  metals  to  specified  lengths,  widths  and  shapes 
pursuant to specific customer orders. Cutting-to-length involves cutting metal along the width of the coil. Slitting involves 
cutting metal to specified widths along the length of the coil. Shearing is the process of cutting sheet metal. Blanking cuts 
the metal into specific shapes with close tolerances. Tempering improves the uniformity of the thickness and flatness of the 
metals through a cold rolling process. Plate and laser processing is the process of cutting metal into specific shapes and sizes. 
Our forming activities include bending metal. Our machining activities include drilling, milling, tapping, boring and sawing. 
Tube processing includes tube bending and end finishing. Finishing activities include shot blasting, grinding, edging and 
polishing. Our fabrication activities include machining, welding, assembly and painting of component parts. 

Commencing with 2015, the flat products segment has been separated into two reportable segments; carbon flat products and 
specialty metals flat products. The flat products segments’ assets and resources are shared by the carbon and specialty metals 
segments and both segments’ products are, in some instances, stored in the shared facilities and processed on the shared 
equipment.  

The following table sets forth, as of December 31, 2016, the major pieces of processing equipment in operation by segment: 

Processing Equipment 
Tempering  
Stretcher-leveling 
Cutting-to-length 
Slitting 
Shearing 
Blanking 
Plate processing 
Laser processing 
Forming 
Machining 
Painting 
Tube processing 
Finishing 
Total 

Consolidated 
Flat  
Products 

Tubular and 
Pipe 
Products 

Total 

3      
2      
12      
10      
11      
4      
26      
27      
18      
53      
3      
2      
29      
200      

-      
-      
12       
-      
-      
-      
-      
8       
-      
84       
1       
39       
3       
147       

3   
2   
24   
10   
11   
4   
26   
35   
18   
137   
4   
41   
32   
347   

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Our quality  assurance  system,  led  by  certified  specialists  and  engineers,  establishes  controls  and  procedures  covering  all 
aspects of our products from the time the material is ordered through receipt, processing and shipment to the customer. These 
controls and procedures encompass periodic supplier and customer audits, workshops with customers, inspection equipment 
and criteria, preventative actions, traceability and certification. We have quality testing labs at several of our facilities, as 
well as adjacent to our temper mill facilities in Cleveland, Ohio and Bettendorf, Iowa. 

In addition, 25 of our facilities have earned International Organization for Standardization (ISO) 9001:2008 certifications. 
Our  Detroit  operation  is  also  TS-16949  certified.  CTI  has  earned  The  American  Society  of  Mechanical  Engineers  S 
Certification and The National Board of Boiler & Pressure Vessel Inspectors R Certification. Our office building in Winder, 
Georgia has received Leadership in Energy and Environmental Design (LEED) certification.  

Customers and Distribution 

We have a diverse customer and geographic base, which helps to reduce the inherent risk and cyclicality of our business. Net 
sales to our top three customers, in the aggregate, approximated 8.9%, 11.6% and 11.1% of our consolidated net sales in 
2016,  2015  and  2014,  respectively.  We  serve  customers  in  metals  consuming  industries,  including  manufacturers  and 
fabricators of transportation and material handling lift equipment, construction, mining and farm equipment, storage tanks, 
environmental and energy generation equipment, automobiles, food service and electrical equipment, military vehicles and 
equipment, as well as general and plate fabricators and metals service centers. The table below shows the percentage of our 
consolidated net sales to the largest industries for the past three years. 

Industry 
Industrial machinery and equipment manufacturers and their fabricators 
Automobile manufacturers and their suppliers 
Metals service centers 
Residential and commercial construction 
Transportation equipment manufacturers 
All others <5% 

2016 
51.3% 
9.8% 
9.7% 
8.3% 
6.4% 
14.5% 

2015 
49.4% 
9.6% 
7.2% 
10.2% 
7.1% 
16.5% 

2014 
50.6% 
7.9% 
9.1% 
8.2% 
5.6% 
18.6% 

While  we  ship  products  throughout  the  United  States,  most  of  our  customers  are  located  in  the  midwestern,  eastern  and 
southern regions of the United States. Most customers are located within a 250-mile radius of one of our processing facilities, 
thus enabling an efficient delivery system capable of handling a high frequency of short lead time orders. We transport our 
products directly to customers via our in-house truck fleet, which further supports the just-in-time delivery requirements of 
our  customers,  and  third-party  trucking  firms.  Products  sold  to  foreign  customers,  which  have  been  immaterial  to  our 
consolidated results, are shipped either directly from metals producers to the customer or to an intermediate processor, and 
then to the customer by rail, truck or ocean carrier. Through our facility in Monterrey, Mexico, we are able to stock material 
and service our customers in that country with shorter lead times.  

We process our metals to specific customer orders as well as for stocking programs. Many of our larger customers commit 
to purchase on a regular basis at agreed upon or indexed prices for periods ranging from three to twelve months. To help 
mitigate price volatility risks, these price commitments are generally matched with corresponding supply arrangements, or 
to a lesser degree by commodities hedging. Customers notify us of specific release dates as processed products are required. 
Customers  typically  notify  us  of  release  dates  anywhere  from  a  just-in-time  basis  to  one  month  before  the  release  date. 
Therefore, we are required to carry sufficient inventory to meet the short lead time and just-in-time delivery requirements of 
our  customers.  CTI  produces  pressure  parts  and  other  fabricated  components  primarily  for  industrial  boiler  applications 
representing 1.7% of consolidated net sales in 2016. These products typically take several months to produce due to their size 
and complexity. Due to the time required for production, we may require progress payments throughout the construction 
period. 

The current global economic environment has resulted in increased supply chain scrutiny by our customers and potential 
customers. We believe our size, geographic footprint, financial position, and our focus on quality and customer service are 
advantageous in maintaining our customer base and in securing new customers. 

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Raw Materials 

Our principal raw materials are carbon, coated and stainless steel and aluminum, in the forms of pipe and tube, flat rolled 
sheet, coil and plate that we typically purchase from multiple primary metals producers. The metals industry as a whole is 
cyclical and at times pricing and availability of material can be volatile due to numerous factors beyond our control, including 
general domestic  and global economic  conditions,  domestic  and global supply  and demand  imbalance,  competition,  lead 
times from metals producers, fluctuations in the costs of raw materials necessary to produce metals, import duties and tariffs 
and currency exchange rates. This volatility can significantly affect the availability and cost of raw materials for us. 

Inventory management is a key profitability driver in the metals service center industry. We, like many other metals service 
centers, maintain substantial inventories of metals to accommodate the short lead times and just-in-time delivery requirements 
of our customers. Accordingly, we purchase metals in an effort to maintain our inventory at levels that we believe to be 
appropriate to satisfy the anticipated needs of our customers based upon historic buying practices, purchase commitments 
with customers and market conditions.  

Our  commitments  to purchase  metals  are  generally  at  prevailing  market  prices  in  effect  at  the  time  we place our orders. 
During the past three years, we have entered into pass through nickel and carbon swaps at the request of our customers in 
order to mitigate our customers’ risk of volatility in the price of metals. The swaps are settled with the brokers at maturity 
and the economic benefit or loss arising from the changes in fair value of the swaps is contractually passed through to the 
customer. During 2014, we entered into cash flow metals hedges to mitigate our risk of volatility in the price of metals. The 
cash flow hedges were settled with the brokers at maturity and the economic benefit or loss arising from the changes in fair 
value of the hedges was recorded to “Cost of Materials Sold” in the Consolidated Statements of Comprehensive Income. All 
of the metals cash flow hedges settled during 2015, and we have no outstanding metals cash flow hedges as of December 31, 
2016.  

We have no long-term, fixed-price metals purchase contracts, except for commodity hedges. When metals prices decline, 
customer demands for lower prices and our competitors’ responses to those demands could result in lower sale prices and, 
consequently, lower gross profits and earnings as we use existing metals inventory. When metals prices increase, competitive 
conditions will influence how much of the price increase we can pass on to our customers.  

Suppliers 

We concentrate on developing supply relationships with high-quality domestic and international metals producers, using a 
coordinated effort to be the customer of choice for business critical suppliers. We employ sourcing strategies that maximize 
the quality, production lead times and transportation economies of a global supply base. We are an important customer of 
flat-rolled coil and plate, pipe and tube for many of our principal suppliers, but we are not dependent on any one supplier. 
We purchase in bulk from metals producers in quantities that are efficient for such producers. This enables us to maintain a 
continued source of supply at what we believe to be competitive prices. We believe the access to our facilities and equipment, 
and our high quality customer services and solutions, combined with our long-standing and continuous prompt pay practices, 
will continue to be an important factor in maintaining strong relationships with metals suppliers.  

The metals producing supply base has experienced significant consolidation, with a few suppliers accounting for a majority 
of the domestic carbon steel market. We purchased approximately 54% and 51% of our total metals requirements from our 
three largest suppliers in 2016 and 2015, respectively. Although we have no long-term supply commitments, we believe we 
have good relationships with our metals suppliers. If, in the future, we are unable to obtain sufficient amounts of metals on a 
timely basis, we may not be able to obtain metals from alternate sources at competitive prices. In addition, interruptions or 
reductions in our supply of metals could make it difficult to satisfy our customers’ just-in-time delivery requirements, which 
could have a material adverse effect on our business, financial condition, results of operations and cash flows. 

Competition 

Our principal markets are highly competitive. We compete with other regional and national metals service centers, single 
location service centers and, to a certain degree, metals producers and intermediate metals processors on a regional basis. We 
have  different  competitors  for  each  of  our  products  and  within  each  region.  We  compete  on  the  basis  of  price,  product 
selection and availability, customer service, value-added capabilities, quality, financial strength and geographic proximity. 
Certain of our competitors have greater financial and operating resources than we have. 

6 

  
  
  
  
  
  
  
  
  
  
  
  
With the exception of certain Canadian or Mexican operations, foreign-located metals service centers are generally not a 
material competitive factor in our principal domestic markets. 

Management Information Systems  

Information systems are an important component of our strategy. We have invested in technologies and human resources as 
a foundation for growth.  We depend on our Enterprise Resource Planning (ERP) systems for financial reporting, management 
decision-making,  inventory  management,  order  tracking  and  fulfillment  and  production  optimization.    We  continue  to 
upgrade  and  consolidate  our  systems  for  optimal  use  of  resources  and  to  assure  we  are  taking  advantage  of  technology 
offerings.  

Our information systems focus on the following core application areas: 

Inventory Management.  Our information systems track the status and cost of inventories by product, location and 
process on a daily basis.  This information is essential to optimize management of inventory. 

Differentiated  Services  To  Customers.    Our  information  systems  support  value-added  services  to  customers, 
including quality control and on-time delivery monitoring and reporting, just-in-time inventory management and 
shipping services. 

E-Commerce and Advanced Customer Interaction.  We are actively participating in electronic commerce initiatives 
to  reduce  processing  cost  and  time.    In  addition  to  full  electronic  data  interchange  (EDI)  capabilities  with  our 
customers and vendors, we also have implemented extranet sites for specific customers which are integrated with 
our internal business systems.   

System and Process Enhancements. We have completed development of business system solutions to replace our 
legacy information systems and have successfully implemented new ERP systems at most of our locations and have 
decommissioned three legacy systems as of December 31, 2016. We continue to implement these new systems to 
provide standardized business processes, enhanced inventory management, production cost, and sales administrative 
controls, and reduced technical support requirements. Our business analysts work with our quality team to identify 
opportunities for efficiency and improved customer service. We collaborate across the metal supply chain, working 
with  metals  producers,  service  providers,  customers,  and  industry-sponsored  organizations  to  develop  industry 
processing standards to drive cost out of the supply chain.  

Information  security  and  continuous  availability  of  information  processing  are  of  highest  priority.  Our  information 
professionals employ proven security and monitoring practices and tools. In case of physical emergency or threat, our new 
ERP systems, accounting systems, internet and communications systems are duplicated at a secure off-site computing facility 
or through secure, multi-site cloud providers, with migration of our other systems which are in progress. 

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Employees 

At  December 31, 2016, we employed  approximately  1,660 people. Approximately  280 of  the hourly  plant personnel  are 
represented  by  nine  separate  collective  bargaining  units.  The  table  below  shows  the  expiration  dates  of  the  collective 
bargaining agreements. 

Facility 
Minneapolis plate, Minnesota 
Detroit, Michigan 
Duluth, Minnesota 
St. Paul, Minnesota 
Milan, Illinois 
Locust, North Carolina 
Romeoville, Illinois 
Minneapolis coil, Minnesota 
Indianapolis, Indiana 

Expiration date 
March 31, 2017 
August 31, 2017 
December 21, 2017 
May 25, 2018 
August 12, 2018 
March 4, 2020 
May 31, 2020 
September 30, 2020 
January 29, 2021 

We have never experienced a work stoppage and we believe that our relationship with employees is good. However, any 
prolonged work stoppages by our personnel represented by collective bargaining units could have a material adverse impact 
on our business, financial condition, results of operations and cash flows. 

Service Marks, Trade Names and Patents 

We conduct our business under the name “Olympic Steel.” A provision of federal law grants exclusive rights to the word 
“Olympic”  to  the  U.S.  Olympic  Committee.  The  U.S.  Supreme  Court  has  recognized,  however,  that  certain  users  may 
continue to use the word based on long-term and continuous use. We have used the name Olympic Steel since 1954, but are 
prevented from registering the name “Olympic” and from being qualified to do business as a foreign corporation under that 
name in certain states. In such states, we have registered under different names, including “Oly Steel” and “Olympia Steel.” 
Our wholly-owned subsidiary, Olympic Steel Lafayette, Inc., does business in certain states under the names “Olympic Steel 
Detroit,” “Lafayette Steel and Processing” and “Lafayette Steel.” Our wholly-owned subsidiary, Olympic Steel Iowa, Inc. 
does business in certain states under the name “Oly Steel Iowa, Inc.”. Our North Carolina operation conducts business under 
the name “Olympic Steel North Carolina.” Our Integrity Stainless operation conducts business under the name “Integrity 
Stainless”. Our CTI North Carolina operation conducts business under the name “CTI Power.” Our operation in Monterrey, 
Mexico operates under the name “Metales de Olympic S. de.R.L. de C.V.” 

We  also  hold  a  trademark  for  our  stainless  steel  sheet  and  plate  product  “OLY-FLATBRITE,”  which  has  a  unique 
combination of surface finish and flatness. 

Government Regulation 

Our operations are governed by many laws and regulations, including those relating to workplace safety and worker health, 
principally the Occupational Safety and Health Act and regulations thereunder. We believe that we are in material compliance 
with these laws and regulations and do not believe that future compliance with such laws and regulations will have a material 
adverse effect on our business, financial condition, results of operations and cash flows. 

Environmental 

Our facilities are subject to certain federal, state and local requirements relating to the protection of the environment. We 
believe that we are in material compliance with all environmental laws, do not anticipate any material expenditures to meet 
environmental requirements and do not believe that compliance with such laws and regulations will have a material adverse 
effect on our business, financial condition, results of operations and cash flows.  

8 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
Seasonality 

Seasonal factors may cause demand fluctuations within the year which could impact our results of operations. Typically, 
demand in the first half of the year is stronger than the second half of the year, as it contains more ship days and is not 
impacted by the seasonal shut-downs in July, November and December due to holidays.  

Effects of Inflation 

Inflation  generally  affects  us  by  increasing  the  cost  of  employee  wages  and  benefits,  transportation  services,  processing 
equipment, purchased metals, energy and borrowings under our credit facility. General inflation has not had a material effect 
on our financial results during the past three years. 

Backlog 

Because we conduct our operations generally on the basis of short-term orders, we do not believe that backlog is a material 
or meaningful indicator of future performance. 

Available Information 

We file annual, quarterly, and current reports, proxy statements, and other documents with the SEC under the Securities 
Exchange Act of 1934. The public may read and copy any materials filed with the SEC at the SEC’s Public Reference Room 
at 100 F Street, N.E., Washington, D.C. 20549. The public may obtain information on the operation of the Public Reference 
Room by calling the SEC at 1-800-SEC-0330. Also, the SEC maintains an Internet website that contains reports, proxy and 
information statements, and other information regarding issuers that file electronically with the SEC. The public can obtain 
any documents that are filed by the Company at http://www.sec.gov. 

In addition, our annual reports on Form 10-K, as well as our quarterly reports on Form 10-Q, current reports on Form 8-K 
and any amendments to all of the foregoing reports, are made available free of charge on or through the “Investor Relations” 
section of our website at www.olysteel.com as soon as reasonably practicable after such reports are electronically filed with 
or furnished to the SEC.  

Information  relating  to  our  corporate  governance  at  Olympic  Steel,  including  our  Business  Ethics  Policy,  information 
concerning our executive officers, directors and Board committees (including committee charters), and transactions in our 
securities by directors and officers, is available free of charge on or through the “Investor Relations” section of our website 
at www.olysteel.com. We are not including the information on our website as a part of, or incorporating it by reference into, 
this Annual Report on Form 10-K. 

Forward-Looking Information 

This Annual Report on Form 10-K and other documents we file with the SEC contain various forward-looking statements 
that are based on current expectations, estimates, forecasts and projections about our future performance, business, our beliefs 
and our management’s assumptions. In addition, we, or others on our behalf, may make forward-looking statements in press 
releases or written statements, or in our communications and discussions with investors and analysts in the normal course of 
business  through  meetings,  conferences,  webcasts,  phone  calls  and  conference  calls.  Words  such  as  “may,”  “will,” 
“anticipate,” “should,” “intend,” “expect,” “believe,” “estimate,” “project,” “plan,” “potential,” and “continue,” as well as 
the  negative  of  these  terms  or  similar  expressions  are  intended  to  identify  forward-looking  statements,  which  are  made 
pursuant  to  the  safe  harbor  provisions  of  the  Private  Securities  Litigation  Reform  Act  of  1995.  Such  forward-looking 
statements are subject to certain risks and uncertainties that could cause our actual results to differ materially from those 
implied by such statements including, but not limited to, those set forth in Item 1A (Risk Factors) below and the following:  

●  general and global business, economic, financial and political conditions; 
● 

competitive factors such as the availability, global production levels and pricing of metals, industry shipping and
inventory levels and rapid fluctuations in customer demand and metals pricing;  
cyclicality and volatility within the metals industry; 

● 

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● 

● 
● 
● 

the strengthening of the U.S. dollar and the related impact on foreign steel pricing, U.S. exports, and foreign imports
to the United States; 
the levels of imported steel in the United States and any associated tariffs and duties; 
the availability and costs of transportation and logistical services; 
the successes of our strategic efforts and initiatives to increase sales volumes, maintain or improve working capital
turnover and free cash flows, improve our customer service, and achieve cost savings, including our internal program
to improve earnings; 

● 

● 

● 

● 
● 
● 
● 
● 
● 

●  our ability to generate free cash flow through operations and repay debt within anticipated time frames;  
events or circumstances that could impair or adversely impact the carrying value of any of our assets;  
● 
risks and uncertainties associated with intangible assets, including additional impairment charges related to indefinite
● 
lived intangible assets; 
events  or  circumstances  that  could  adversely  impact  the  successful  operation  of  our  processing  equipment  and
operations; 
the amounts, successes and our ability to continue our capital investments and strategic growth initiatives, including
our business information system implementations;  
the successes of our operational initiatives to improve our operating, cultural and management systems and reduce
our costs; 
the ability to comply with the terms of our asset-based credit facility; 
the ability of our customers and third parties to honor their agreements related to derivative instruments; 
customer, supplier and competitor consolidation, bankruptcy or insolvency; 
reduced production schedules, layoffs or work stoppages by our own, our suppliers’ or customers’ personnel;  
the impacts of union organizing activities and the success of union contract renewals; 
the timing and outcomes of inventory lower of cost or market adjustments and last-in, first-out, or LIFO, income, 
especially during periods of declining market pricing; 
the ability of our customers (especially those that may be highly leveraged, and those with inadequate liquidity) to
maintain their credit availability;  
the inflation or deflation existing within the metals industry, as well as our product mix and inventory levels on hand,
which can impact our cost of materials sold as a result of the fluctuations in the LIFO inventory valuation;  
the  adequacy  of  our  existing  information  technology  and  business  system  software,  including  duplication  and
security processes;  
the adequacy of our efforts to mitigate cyber security risks and threats;  
access to capital and global credit markets;  

● 
● 
●  our ability to pay regular quarterly cash dividends and the amounts and timing of any future dividends;  
●  our ability to repurchase shares of our common stock and the amounts and timing of repurchases, if any;  
●  unanticipated  developments  that  could  occur  with  respect  to  contingencies  such  as  litigation,  arbitration  and
environmental  matters,  including  any  developments  that  would  require  any  increase  in  our  costs  for  such
contingencies; and 
changes  in  laws  or  regulations  or  the  manner  of  their  interpretation  or  enforcement  could  impact  our  financial
performance and restrict our ability to operate our business or execute our strategies. 

● 

● 

● 

● 

Should one or more of these or other risks or uncertainties materialize, or should underlying assumptions prove incorrect, 
actual results may vary materially from those anticipated, intended, expected, believed, estimated, projected or planned. You 
are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof. We 
undertake no obligation to republish revised forward-looking statements to reflect the occurrence of unanticipated events or 
circumstances after the date hereof, except as otherwise required by law. 

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ITEM 1A. RISK FACTORS 

In addition to the other information in this Annual Report on Form 10-K and our other filings with the SEC, the following 
risk factors should be carefully considered in evaluating us and our business before investing in our common stock. The risks 
and uncertainties described below are not the only ones facing us. Additional risks and uncertainties, not presently known to 
us or otherwise, may also impair our business. If any of the risks actually occur, our business, financial condition or results 
of operations could be materially and adversely affected. In that case, the trading price of our common stock could decline, 
and investors may lose all or part of their investment. 

Risks Related to our Business 

Volatile metals prices can cause significant fluctuations in our operating results. Our sales and operating income could 
decrease if metals prices decline or if we are unable to pass producer price increases on to our customers. 

Our principal raw materials are carbon and stainless steel and aluminum flat rolled coil, sheet, plate, pipe and tube that we 
typically purchase from multiple primary metals producers. The metals industry as a whole is cyclical and, at times, pricing 
and  availability  of  metals  can  be  volatile  due  to  numerous  factors  beyond  our  control,  including  general  domestic  and 
international economic conditions, sales levels, competition, levels of inventory held by other metals service centers, producer 
lead times, higher raw material costs for the producers of metals, imports, import duties and tariffs and currency exchange 
rates. This volatility can significantly affect the availability and cost of raw materials for us.  

We, like many other metals service centers, maintain substantial inventories of metals to accommodate the short lead times 
and  just-in-time  delivery  requirements  of  our  customers.  Accordingly,  we  purchase  metals  in  an  effort  to  maintain  our 
inventory at levels that we believe to be appropriate to satisfy the anticipated needs of our customers based upon historic 
buying  practices,  supply  agreements  with  customers  and  market  conditions.  Our  commitments  to  purchase  metals  are 
generally at prevailing market prices in effect at the time we place our orders. We entered into metals hedges, which carry 
counterparty performance risk, in order to mitigate our risk of volatility in the price of metals. We have no long-term, fixed-
price metals purchase contracts, except for metals hedges. Declining metals prices, customer demand for lower prices and 
our competitors’ responses to those demands could result in lower sale prices and, consequently, lower gross profits and 
potentially inventory lower of cost or market adjustments as we use existing inventory. Significant or rapid declines in metals 
prices  or  reductions  in  sales  volumes  could  adversely  impact  our  ability  to  remain  in  compliance  with  certain  financial 
covenants in our revolving credit facility, as well as result in us incurring inventory or asset impairment charges. When metals 
prices increase, competitive conditions will influence how much of the price increase we can pass on to our customers. To 
the extent we are unable to pass on future price increases in our raw materials to our customers, the net sales and profitability 
of our business could be adversely affected. Changing metals prices therefore could significantly impact our net sales, gross 
profit, operating income and net income, and could impair or adversely impact the carrying value of any of our assets. 

China is the world’s largest producer and consumer of metals and metals products. Its expansion of metals production has 
significantly  affected  the global  metals  industry.  The  recent  economic  downturn  in  China,  the  slowing of  its  growth  and 
decreased metals consumption has led to an increased supply of metals in the United States, which result in lower prices for 
our products. Actions by domestic and foreign producers, including metals companies in China, to further increase production 
could result in an increased supply of metals in the United States, which could result in lower prices for our products. A 
decline in metals prices could adversely affect our sales, gross profits and profitability. 

We service industries that are highly cyclical, and any downturn in our customers’ demand could reduce our sales, 
gross profits and profitability. 

We sell our products in a variety of industries, including capital equipment manufacturers for industrial, agricultural and 
construction use, the automotive industry, the utilities industry, and manufacturers of fabricated metals products. Numerous 
factors, such as general economic conditions, strengthening of the US dollar, government stimulus or regulation, availability 
of adequate credit and financing, consumer confidence, significant business interruptions, labor shortages or work stoppages, 
energy prices, seasonality, customer inventory levels and other factors beyond our control, may cause significant demand 
fluctuations from one or more of these industries. Any decrease in demand within one or more of these industries may be 
significant and may last for a lengthy period of time. In periods of economic slowdown or recession in the United States, 
excess customer or service center inventory or a decrease in the prices that we can realize from sales of our products to 
customers in any of these industries could result in lower sales, gross profits and profitability. 

11 

  
  
  
  
  
  
  
  
  
  
  
Approximately 51.3% of our 2016 consolidated net sales were to industrial machinery and equipment manufacturers and 
their fabrications. Due to the concentration of customers in the industrial machinery and equipment industry, a decline in 
production levels in that industry could result in lower sales, gross profits and profitability. Approximately 9.8% of our 2016 
consolidated net sales were to automotive manufacturers or manufacturers of automotive components and parts, whom we 
refer to as automotive customers. Historically, due to the concentration of customers in the automotive industry, our gross 
profits on these sales have generally been less than our gross profits on sales to customers in other industries.  

We may not be able to retain or expand our customer base if the U.S. manufacturing industry erodes or if the U.S. 
dollar continues to strengthen.  

Our customer base primarily includes manufacturing and industrial firms in the United States, some of which are, or have 
considered, relocating production operations outside the United States or outsourcing particular functions outside the United 
States. Some customers have closed because they were unable to compete successfully with foreign competitors. Our facilities 
are primarily located in the United States and, therefore, to the extent that our customers relocate or move operations where 
we do not have a presence, we could lose their business. 

Some  customers have  historically  manufactured  products in  the United States  for  export  to  foreign markets.  As  the  U.S. 
dollar has strengthened, products made by U.S. manufacturers have become less attractive to foreign buyers. Fewer purchases 
by  foreign  buyers  reduces  our  metals  sales  to  those  U.S.  manufacturers  and  adversely  affects  our  sales  and  results  of 
operations. 

Our success is dependent upon our relationships with certain key customers. 

We have derived and expect to continue to derive a significant portion of our revenues from a relatively limited number of 
customers. Collectively, our top three customers accounted for approximately 8.9% and 11.6% of our consolidated net sales 
in 2016 and 2015, respectively. Many of our larger customers commit to purchase on a regular basis at agreed upon prices 
over periods from three to twelve months. We generally do not have long-term contracts with our customers. As a result, the 
relationship, as well as particular orders, can generally be terminated with relatively little advance notice. The loss of any one 
of our major customers or decrease in demand by those customers or credit constraints placed on them could have a material 
adverse effect on our business, our results of operations and our cash flows. 

An interruption in the sources of our metals supply could have a material adverse effect on our results of operations. 

In recent years, the metals producing supply base has experienced significant consolidation with a few domestic producers 
accounting for a majority of the domestic metals market. Collectively, we purchased approximately 54% and 51% of our 
total metals requirements from our three largest suppliers in 2016 and 2015, respectively. The number of available suppliers 
could be reduced in the future by factors such as further industry consolidation or bankruptcies affecting metals suppliers. 
Additionally,  fewer  available  suppliers  increases  the  risk  of  supply  disruption  through  both  scheduled  and  unscheduled 
supplier outages. We have no long-term supply commitments with our metals suppliers. If, in the future, we are unable to 
obtain  sufficient  amounts  of  metals  on  a  timely  basis,  we  may  not  be  able  to  obtain  metals  from  alternate  sources  at 
competitive  prices.  In  addition,  interruptions  or  reductions  in  our  supply  of  metals  could  make  it  difficult  to  satisfy  our 
customers’  just-in-time  delivery  requirements,  which  could  have  a  material  adverse  effect  on  our  business,  financial 
condition, results of operations and cash flows. 

Conversely, the addition of new mill sources and decreased domestic demand could lead to domestic over capacity, which 
could lead to a decrease in steel prices. 

We  depend,  in  part,  on  third  parties  for  transportation  services,  and  increases  in  costs  or  the  availability  of 
transportation could adversely affect our business and operations.  

We ship products throughout the United States via our in-house truck fleet or by third-party trucking firms. Products sold to 
foreign customers are shipped either directly from metals producers to the customer or to an intermediate processor, and then 
to the customer by rail, truck or ocean carrier. Our business depends on the transportation of a large number of products. We 
depend to a certain extent on third parties for transportation of our products as well as delivery of our raw materials.  

12 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
If any of these providers were to fail to deliver raw materials to us in a timely manner, we may be unable to process and 
deliver our products in response to customer demand. In addition, if any of these third parties were to cease operations or 
cease doing business with us, we may be unable to replace them at a reasonable cost. In addition, such failure of a third-party 
transportation provider could harm our reputation, negatively affect our customer relationships and have a material adverse 
effect on our financial position and results of operations.  

Our implementation of new information systems could adversely affect our results of operations and cash flows. 

We are in the process of implementing new information systems and eliminating our legacy operating systems. The objective 
is to standardize and streamline business processes and improve support for our service center and fabrication business. Risks 
associated with the phased implementation include, but are not limited to: 

● 
● 
● 

● 
● 
● 

● 

a significant deployment of capital and a significant use of management and employee time; 
the possibility that software and implementation vendors may not be able to support the project as planned; 
the possibility that the timelines, costs or complexities related to the new system implementation will be greater
than expected; 
the possibility that the software, once fully implemented, does not function as planned; 
the possibility that benefits from the new systems may be less or take longer to realize than expected; 
the possibility that disruptions from the implementation may make it difficult for us to maintain relationships
with our customers, employees or suppliers; and 
limitations  on  the  availability  and  adequacy  of  proprietary  software  or  consulting,  training  and  project
management services, as well as our ability to retain key personnel. 

Although we have successfully initiated use of the new systems at most of our locations, we can provide no assurance that 
the  rollout  to  the  remaining  locations  will  be  successful  or  will  occur  as  planned  and  without  disruption  to  operations. 
Difficulties associated with the design and implementation of new information systems could adversely affect our business, 
our customer service, our results of operations and our cash flows. 

The failure of our key computer-based systems could have a material adverse effect on our business. 

Until our new systems implementations are completed, we maintain separate regional legacy computer-based systems in the 
operation of our business and we depend on these systems to a significant degree, particularly for inventory management. 
These  systems  are  vulnerable  to,  among  other  things,  damage  or  interruption  from  fire,  flood,  tornado  and  other  natural 
disasters, power loss, computer system and network failures, operator negligence, physical and electronic loss of data or 
security breaches and computer viruses. Although we have secure back-up systems off-site, the destruction or failure of any 
one of our computer-based systems for any significant period of time could materially adversely affect our business, financial 
condition, results of operations and cash flows. 

Risks associated with our growth strategy may adversely impact our ability to sustain our growth. 

Historically, we have grown internally by increasing sales and services to our existing customers, aggressively pursuing new 
customers and services, building or purchasing new facilities and acquiring and upgrading processing equipment in order to 
expand the range of customer services and products that we offer. In addition, we have grown through the acquisition of other 
service centers and related businesses. We intend to actively pursue our growth strategy in the future. 

We have completed a number of expansion projects since 2010. Future expansion or construction projects, could have adverse 
effects on our results of operations due to the impact of the associated start-up costs and the potential for underutilization in 
the start-up phase of a facility. While we are pursuing potential acquisition targets, we are unable to predict whether or when 
any  prospective  acquisition  candidate  will  become  available  or  the  likelihood  that  any  acquisition  will  be  completed. 
Moreover, in pursuing acquisition opportunities, we may compete for acquisition targets with other companies with similar 
growth strategies that may be larger and have greater financial and other resources than we have. Competition among potential 
acquirers could result in increased prices for acquisition targets. As a result, we may not be able to consummate acquisitions 
on satisfactory terms to us, or at all.  

13 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
   
  
 
 
The pursuit of acquisitions and other growth initiatives may divert management’s time and attention away from day-to-day 
operations.  In  order  to  achieve  growth  through  acquisitions,  expansion  of  current  facilities,  greenfield  construction  or 
otherwise, additional funding sources may be needed and we may not be able to obtain the additional capital necessary to 
pursue our growth strategy on terms that are satisfactory to us, or at all. 

We depend on our senior management team and the loss of any member could prevent us from implementing our 
business strategy.  

Our success is dependent upon the management and leadership skills of our senior management team. We have employment 
agreements, which include non-competition provisions, with our Chief Executive Officer, our President, the  President of 
CTI, our Executive Vice President and Chief Operating Officer and our Chief Financial Officer that expire on January 1, 
2018, December 31, 2020, June 30, 2021, July 1, 2020 and January 1, 2021, respectively. The loss of any member of our 
senior management team or the failure to attract and retain additional qualified personnel could prevent us from implementing 
our business strategy.  

We may not achieve the expected results of our profit improvement programs or operational initiatives.  

The profit improvement programs initiated in 2015 to reduce operating expenses and enhance margins included eliminating 
certain  leased  properties,  lowering  transportation,  labor  and  personnel  expenses,  centralization  of  certain  administrative 
functions, as well as inventory and purchasing initiatives.  

In addition, our operational initiatives are designed to improve efficiencies and lower our costs. The initiatives are focused 
on continuously improving processes through waste and variation elimination using Lean Six Sigma tools and employee 
certifications. The risks associated with these initiatives include, but are not limited to: 

● 
● 
● 

a significant use of management and employee time; 
the possibility that the initiatives do not meet expectations; and 
the possibility that the initiatives do not provide the expected or sustained economic results. 

Difficulties  associated  with  executing  our  profit  improvement  plan  and  operational  initiatives  could  adversely  affect  our 
business, our customer service, our results of operations and our cash flows. 

Processing equipment investments at our existing locations may be unable to achieve expected results, and events or 
circumstances that could adversely impact the successful operation of new processing equipment and operations could 
have a material adverse effect on our results of operations.  

We continue to invest in processing equipment to support customer demand. Although we have successfully installed new 
and used processing equipment in the past, we can provide no assurance that future installations will be successful, or achieve 
expected results. Risks associated with the installations include, but are not limited to: 

● 
● 
● 

a significant use of management and employee time; 
the possibility that the performance of the equipment does not meet expectations; and 
the possibility that disruptions from the installations may make it difficult for us to maintain relationships with
our respective customers, employees or suppliers. 

Difficulties associated with the installation of new processing equipment could adversely affect our business, our customer 
service, our results of operations and our cash flows. 

Customer and third-party credit constraints and credit losses could have a material adverse effect on our results of 
operations. 

Some  of  our  customers  may  experience  difficulty  obtaining  and/or  maintaining  credit  availability.  In  particular,  certain 
customers that are highly leveraged represent an increased credit risk. Some customers have reduced their purchases because 
of these credit constraints. Moreover, our disciplined credit policies have, in some instances, resulted in lost sales. If we have 

14 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
misjudged our credit estimations and they result in future credit losses, lost sales or lost customers, there could be a material 
adverse effect on our business, financial condition, results of operations, cash flows and our allowance for doubtful accounts.  

Although we expect to finance our growth initiatives through borrowings under our credit facility, we may have to 
find  additional  sources  of  funding,  which  could  be  difficult.  Additionally,  increased  leverage  and  borrowing  rates 
could adversely impact our business and results of operations. 

We expect to finance our growth initiatives through borrowings under our credit facility, which matures on June 30, 2019. 
However, our credit facility may not be sufficient or available to finance our growth initiatives, and we may have to find 
additional sources of financing. It may be difficult for us in the future to obtain the necessary funds and liquidity to run and 
expand our business. 

The borrowings under our credit facility are primarily at variable interest rates. If interest rates in the future were to increase 
100 basis points (1.0%) from December 31, 2016 rates and, assuming no change in total debt from December 31, 2016 levels, 
the additional annual interest expense to us would be approximately $1.6 million. 

Our information technology systems could be negatively affected by cyber security threats.  

Increased global information technology security requirements, vulnerabilities, threats and a rise in sophisticated and targeted 
computer crime pose a risk to the security of our systems, networks and the confidentiality, availability and integrity of our 
data. Despite our efforts to protect sensitive information and confidential and personal data, our facilities and systems and 
those of our third-party service providers may be vulnerable to security breaches. This could lead to disclosure, modification 
or destruction of proprietary and other key information, production downtimes and operational disruptions, which in turn 
could adversely affect our results of operations. We may face greater risks in this area than our competitors as we implement 
the ERP system because among other things, we must simultaneously protect both the ERP and legacy systems until the ERP 
project is complete.  

Labor disruptions at any of our facilities or those of major customers could adversely affect our business, results of 
operations and financial condition. 

At  December 31, 2016, we employed  approximately  1,660 people. Approximately  280 of  the hourly  plant personnel  are 
represented by nine separate collective bargaining units. Any prolonged work stoppages by our personnel represented by 
collective bargaining units could have a material adverse impact on our business, financial condition, results of operations 
and cash flows. 

In addition, many of our larger customers, including those in the automotive industry, have unionized workforces and some 
have experienced significant labor disruptions in the past such as work stoppages, slow-downs and strikes. A labor disruption 
at one or more of our major customers could interrupt production or sales by that customer and cause that customer to halt or 
limit orders for our products. Any such reduction in the demand for our products could adversely affect our business, financial 
condition, results of operations and cash flows. 

Our business is highly competitive, and increased competition could reduce our market share and harm our financial 
performance. 

Our business is highly competitive. We compete with metals service centers and, to a certain degree, metals producers and 
intermediate metals processors, on a regular basis, primarily on quality, price, inventory availability and the ability to meet 
the delivery schedules and service requirements of our customers. We have different competitors for each of our products 
and within  each  region.  Certain  of  these  competitors  have  financial  and operating  resources  in  excess  of ours. Increased 
competition could lower our gross profits or reduce our market share and have a material adverse effect on our financial 
performance. 

15 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
Impairment  in  the  carrying  value  of  intangible  assets  could  result  in  the  incurrence  of  impairment  charges  and 
negatively impact our results of operations. 

The net carrying value of intangibles represents trade names and customer relationships, net of accumulated amortization, 
related to our tubular and pipe products segment. Indefinitely lived assets are evaluated for impairment annually or whenever 
events or changes in circumstance indicate that the carrying amounts of these assets may not be recoverable. Amortizable 
intangible assets are evaluated for impairment whenever events or changes in circumstance indicate that the carrying amounts 
of these assets may not be recoverable. Impairments to intangible assets may be caused by factors outside our control, such 
as increased competitive pricing pressures, lower than expected revenue and profit growth rates, changes in discount rates 
based  on  changes  in  the  cost  of  capital  (interest  rates,  etc.),  or  the  loss  of  a  significant  customer  and  could  result  in  the 
incurrence of impairment charges and negatively impact our results of operations.  

Increases in energy prices would increase our operating costs, and we may be unable to pass all these increases on to 
our customers in the form of higher prices. 

If our energy costs increase disproportionately to our revenues, our earnings could be reduced. We use energy to process and 
transport our products. Our operating costs increase if energy costs, including electricity, diesel fuel and natural gas, rise. 
During periods of higher energy costs, we may not be able to recover our operating cost increases through price increases 
without reducing demand for our products. In addition, we generally do not hedge our exposure to higher prices via energy 
futures contracts. Increases in energy and fuel prices will increase our operating costs and may reduce our profitability if we 
are unable to pass all of the increases on to our customers. 

Participation  in  multiemployer  pension  plans  carry  withdrawal  liability  risks  which  could  impact  our  results  of 
operations and financial condition.  

Through our CTI subsidiary, we contribute to one multiemployer pension plan. The risks of participating in the multiemployer 
plan are different from a single-employer plan in that 1) assets contributed to the multiemployer plan by one employer may 
be used to provide benefits to employees of other participating employers, 2) if a participating employer stops contributing 
to the plan, the unfunded obligations of the plan may be borne by the remaining participating employers, and 3) if CTI chooses 
to stop participating in the multiemployer plan, CTI may be required to pay the plan an amount based on the unfunded status 
of the plan, referred to as a withdrawal liability. 

We  are  subject  to  significant  environmental,  health  and  safety  laws  and  regulations  and  related  compliance 
expenditures and liabilities.  

Our businesses are subject to many federal, state and local environmental, health and safety laws and regulations, particularly 
with respect to the use, handling, treatment, and disposal of substances and waste used or generated in our manufacturing 
processes. We have incurred and expect to continue to incur expenditures to comply with applicable environmental laws and 
regulations. Our failure to comply with applicable environmental laws and regulations and permit requirements could result 
in civil or criminal fines or penalties or enforcement actions, including regulatory or judicial orders enjoining or curtailing 
operations or requiring corrective measures, installation of pollution control equipment or remedial actions. 

We may in the future be required to incur costs relating to the investigation or remediation of property, and for addressing 
environmental conditions. Some environmental laws and regulations impose liability and responsibility on present and former 
owners, operators or users of facilities and sites for contamination at such facilities and sites without regard to causation or 
knowledge of contamination. Consequently, we cannot assure you that existing or future circumstances, the development of 
new facts or the failure of third parties to address contamination at current or former facilities or properties will not require 
significant expenditures by us. 

We expect to continue to be subject to environmental and health and safety laws and regulations. It is difficult to predict the 
future interpretation and development of environmental and health and safety laws and regulations or their impact on our 
future earnings and operations. We anticipate that compliance will continue to require increased capital expenditures and 
operating costs. Any increase in these costs, or unanticipated liabilities arising for example, out of discovery of previously 
unknown conditions or more aggressive enforcement actions, could have a material adverse effect on our business, financial 
condition, results of operations and cash flows. 

16 

  
  
  
  
  
  
  
  
  
  
   
  
  
Changes  in  laws  or  regulations  or  the  manner  of  their  interpretation  or  enforcement  could  adversely  impact  our 
financial performance and restrict our ability to operate our business or execute our strategies. 

New laws or regulations, or changes in existing laws or regulations, or the manner of their interpretation or enforcement, 
could increase our cost of doing business and restrict our ability to operate our business or execute our strategies. In particular, 
there may be significant changes in U.S. laws and regulations and existing international trade agreements by the new U.S. 
presidential administration that could affect a wide variety of industries and businesses, including those businesses we own 
and operate. It remains unclear what the new U.S. presidential administration will do, if anything, with respect to existing 
laws,  regulations,  or  trade  agreements.  If  the  new  U.S.  presidential  administration  materially  modifies  U.S.  laws  and 
regulations and international trade agreements, our business, financial condition, and results of operations could be affected. 

Risks Related to Our Common Stock 

The market price for our common stock may be volatile.  

Historically, there has been volatility in the market price for our common stock. Furthermore, the market price of our common 
stock could fluctuate substantially in the future in response to a number of factors, including, but not limited to, the risk 
factors described herein. Examples include: 

changes in commodity prices, especially metals; 
changes in financial estimates or recommendations by stock market analysts regarding us or our competitors; 
the operating and stock performance of other companies that investors may deem comparable; 

● 
● 
● 
●  developments affecting us, our customers or our suppliers; 
●  press releases, earnings releases or publicity relating to us or our competitors or relating to trends in the metals

service center industry; 
inability to meet securities analysts’ and investors’ quarterly or annual estimates or targets of our performance; 
sales of our common stock by large shareholders; 
the amount of shares acquired for short-term investments; 

● 
● 
● 
●  general domestic or international economic, market and political conditions; 
● 
● 
● 

fluctuations in the value of the US dollar; 
changes in the legal or regulatory environment affecting our business; and 
announcements  by  us  or  our  competitors  of  significant  acquisitions,  dispositions  or  joint  ventures,  or  other
material events impacting the domestic or global metals industry. 

In the past, the stock market has experienced significant price and volume fluctuations. This volatility has had a significant 
effect  on  the  market  prices  of  securities  issued  by  many  companies  for  reasons  unrelated  to  their  specific  operating 
performance.  These  factors  may  adversely  affect  the  trading  price  of  our  common  stock,  regardless  of  actual  operating 
performance.  

In addition, stock markets from time  to time experience extreme price and volume fluctuations that  may be unrelated or 
disproportionate to the operating performance of companies. In the past, some shareholders have brought securities class 
action lawsuits against companies following periods of volatility in the market price of their securities. We may in the future 
be the target of similar litigation. Securities litigation, regardless of whether our defense is ultimately successful, could result 
in substantial costs and divert management’s attention and resources. 

Our quarterly results may be volatile. 

Our operating results have varied on a quarterly basis during our operating history and are likely to fluctuate significantly in 
the future. Our operating results may be below the expectations of our investors or stock market analysts as a result of a 
variety of factors, many of which are outside of our control. Factors that may affect our quarterly operating results include, 
but are not limited to, the risk factors listed above.  

Many factors could cause our revenues and operating results to vary significantly in the future. Accordingly, we believe that 
quarter-to-quarter comparisons of our operating results are not necessarily meaningful. Investors should not rely on the results 
of one quarter as an indication of our future performance. Further, it is our practice not to provide forward-looking sales or 

17 

  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
   
  
  
  
  
earnings guidance and not to endorse any analyst’s sales or earnings estimates. Nonetheless, if our results of operations in 
any quarter do not meet analysts’ expectations, our stock price could materially decrease. 

Certain  provisions  in  our  charter  documents  and  Ohio  law  could  delay  or  prevent  a  change  in  management  or  a 
takeover attempt that you may consider to be in your best interest.  

We are subject to Chapter 1704 of the Ohio Revised Code, which prohibits certain business combinations and transactions 
between an “issuing public corporation” and an “Ohio law interested shareholder” for at least three years after the Ohio law 
interested shareholder attains 10% ownership, unless the Board of Directors of the issuing public corporation approves the 
transaction before the Ohio law interest shareholder attains 10% ownership. We are also subject to Section 1701.831 of the 
Ohio Revised Code, which provides that certain notice and informational filings and special shareholder meeting and voting 
procedures must be followed prior to consummation of a proposed “control share acquisition.” Assuming compliance with 
the notice and information filings prescribed by the statute, a proposed control share acquisition may be made only if the 
acquisition is approved by a majority of the voting power of the issuer represented at the meeting and at least a majority of 
the voting power remaining after excluding the combined voting power of the “interested shares.” 

Certain provisions contained in our Amended and Restated Articles of Incorporation and Amended and Restated Code of 
Regulations and Ohio law could delay or prevent the removal of directors and other management and could make a merger, 
tender offer or proxy contest involving us that you may consider to be in your best interest more difficult. For example, these 
provisions:  

allow our Board of Directors to issue preferred stock without shareholder approval;  

● 
●  provide for our Board of Directors to be divided into two classes of directors serving staggered terms; 
● 
● 

limit who can call a special meeting of shareholders; and 
establish advance notice requirements for nomination for election to the Board of Directors or for proposing
matters to be acted upon at shareholder meetings. 

These  provisions  may  discourage  potential  takeover  attempts,  discourage  bids  for  our  common  stock  at  a  premium  over 
market price or adversely affect the market price of, and the voting and other rights of the holders of our common stock. 
These provisions could also discourage proxy contests and make it more difficult for you and other shareholders to elect 
directors other than the candidates nominated by our Board of Directors. 

Principal shareholders who own a significant numbers of shares of our common stock may have interests that conflict 
with yours. 

Michael D. Siegal, our Chief Executive Officer and Chairman of the Board and our largest shareholder, owned approximately 
11.3% of our outstanding common stock as of December 31, 2016. Mr. Siegal may have the ability to significantly influence 
matters requiring shareholder approval. In deciding how to vote on such matters, Mr. Siegal may be influenced by interests 
that conflict with yours. 

ITEM 1B. UNRESOLVED STAFF COMMENTS 

None. 

18 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
ITEM 2. PROPERTIES 

We believe that our properties are strategically situated relative to our domestic suppliers, our customers and each other, 
allowing us to support customers from multiple locations. Product is shipped from the most advantageous facility, regardless 
of where the customer order is taken. The facilities are located in the hubs of major metals consumption markets, and within 
a  250-mile  radius  of  most  of  our  customers,  a  distance  approximating  the  one-day  driving  and  delivery  limit  for  truck 
shipments. During 2016, we terminated leases on certain warehouse facilities in Moses Lake, Washington and Roseville, 
Minnesota and gave notice to terminate the lease in Oklahoma City, Oklahoma in 2017.  

The following table sets forth certain information concerning our principal properties including which segment’s products 
are serviced out of each location: 

Pipe  
and  
Tube 

✔ 

✔ 

✔ 

✔ 

Operation 

Location 

Square 
Feet 

Function 

Segment 

Owned or 
Leased 

Carbon 

Specialty 
Metals 

✔ 

✔ 

✔ 

✔ 
✔ 

✔ 

✔ 

✔ 
✔ 

✔ 

Cleveland 

Bedford Heights, Ohio (1) 

       127,000   Corporate offices, coil processing and distribution 

Bedford Heights, Ohio (1) 

       121,500   Coil and plate processing, distribution center and 

center 

Owned 

✔ 

Bedford Heights, Ohio (1) 
Dover, Ohio 

offices 

✔ 
         59,500   Plate processing, distribution center and offices  Leased (2)  ✔ 
         62,000   Plate processing, fabrication and distribution 

Owned 

Owned 

Owned 

Owned 
Owned 

Owned 

✔ 

✔ 

✔ 
✔ 

✔ 

Owned 

✔ 
Leased (3)  ✔ 

Owned 
Owned 

✔ 
✔ 

Owned 

✔ 
Owned (4)  ✔ 
✔ 
✔ 

Owned 
Owned 

Owned 

Owned 

✔ 

✔ 

Owned 
Leased (5)    
Leased (6)  ✔ 
Leased (7)  ✔ 

Winder 

Detroit 
Kentucky 

Gary 
Connecticut 
Chicago 

Minneapolis 

Plymouth, Minnesota 

       196,800   Coil and plate processing, distribution center and 

offices 

Plymouth, Minnesota 

       112,200   Plate processing, fabrication, distribution center 

and offices 

Chambersburg  Chambersburg, Pennsylvania         157,000   Plate processing, distribution center and offices 
Chambersburg, Pennsylvania         150,000   Plate processing, fabrication, distribution center 

center 

Iowa 

Bettendorf, Iowa 

Oklahoma City, Oklahoma 
Winder, Georgia 

and offices 

       244,000   Coil and plate processing, fabrication, distribution 

center and offices 
         33,000   Distribution center 
       285,000   Coil and plate processing, fabrication, distribution 

center and offices 

Detroit, Michigan 
Mt. Sterling, Kentucky  

       256,000   Coil processing, distribution center and offices 
       100,000   Plate processing, fabrication and distribution 

center 

Mt. Sterling, Kentucky 
Gary, Indiana 
Milford, Connecticut 
Schaumburg, Illinois 

       107,000   Distribution center and offices 
       183,000   Coil processing, distribution center and offices 
       134,000   Coil processing, distribution center and offices 
         80,500   Coil and sheet processing, distribution center and 

offices 

North Carolina  Siler City, North Carolina 

         74,000   Plate processing, fabrication, distribution center 

and offices 

Streetsboro 

Streetsboro, Ohio 

         66,200   Coil and sheet processing, distribution center and 

Washington 
Mexico 

Latrobe, Pennsylvania 
Moses Lake, Washington 
Monterrey, Mexico 

         43,200   Coil and sheet processing, distribution center  
         14,000   Distribution center 
         60,000   Distribution center  

offices 

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Operation 

Location 

Square  
Feet 

Function 

Chicago 

Romeoville, Illinois 

363,000   Corporate offices, fabrication and distribution 

Segment 

Owned or 
Leased 

Carbon 

Specialty 
Metals 

Pipe 
and 
Tube 

St. Paul 
Charlotte 
Fond du Lac 
Indianapolis 
Quad Cities 
Des Moines 
Duluth 
Owatonna  

St. Paul, Minnesota 
Locust, North Carolina 
Fond du Lac, Wisconsin 
Indianapolis, Indiana 
Milan, Illinois 
Ankeny, Iowa 
Proctor, Minnesota 
Owatonna, Minnesota 

center 

132,000   Distribution center and offices 
127,600   Distribution center, fabrication and offices 
117,000   Distribution center and offices 
79,000   Distribution center and offices 
57,600    Distribution center and offices 
50,000    Distribution center and offices 
45,202   Distribution center and offices 
23,000   Production cutting center 

✔ 

Owned 
Owned 
Owned 
Owned 
Owned 
Owned 
Owned 
Leased (8)    
Owned 

✔ 
✔ 
✔ 
✔ 
✔ 
✔ 
✔ 
✔ 
✔ 

   (1) 
   (2) 
   (3) 
   (4) 
   (5) 
(6) 

(7) 

   (8) 

The Bedford Heights facilities are all adjacent properties. 
This facility is leased from a related party. The lease expires on December 31, 2018, with renewal options.  
The lease on this facility expires on July 7, 2017. 
50% of the facility is leased to an unrelated party whose lease expires on December 31, 2017. 
The lease on this facility expires on May 1, 2019. 
The Moses Lake location is comprised of two different facilities located in Moses Lake and Quincy, Washington. 
The facilities are leased on a month-to-month basis.  
The lease on this facility expires on August 31, 2021. 75% of the facility is leased to an unrelated party whose 
lease expires on September 30, 2017 with renewal options. 
The lease on this facility expires on April 30, 2019. 

In addition to the facilities listed above, our executive office is located in Highland Hills, Ohio and we have leased sales 
offices located in Media, Pennsylvania; Miami, Florida; and Monterrey, Mexico. Management believes we will be able to 
accommodate our capacity needs for the immediate future at our existing facilities. 

ITEM 3. LEGAL PROCEEDINGS 

We are party to various legal actions that we believe are ordinary in nature and incidental to the operation of our business. In 
the opinion of management, the outcome of the proceedings to which we are currently a party will not have a material adverse 
effect upon our results of operations, financial condition or cash flows. 

ITEM 4. MINE SAFETY DISCLOSURES 

Not applicable. 

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EXECUTIVE OFFICERS OF THE REGISTRANT 

This information is included in this Annual Report on Form 10-K pursuant to Instruction 3 of Item 401(b) of Regulation  
S-K. The following is a list of our executive officers and a brief description of their business experience. Each executive 
officer will hold office until his successor is chosen and qualified. 

Michael D. Siegal, age 64, has served as our Chief Executive Officer since 1984 and as Chairman of our Board of Directors 
since 1994.  From 1984 until January 2001, he also served as our President.  He has been employed by us in a variety of 
capacities since 1974. Mr. Siegal serves on the Board of Directors of Cliffs Natural Resources, Inc. He is also the immediate 
past Board Chair of the Jewish Federations of North America and is currently on the Board of the Development Corporation 
for Israel and the Jewish Agency for Israel. 

David A. Wolfort, age 64, has served as our President since January 2001. He has been a director since 1987. He previously 
served as Chief Operating Officer from 1995 to 2016 and as Vice President Commercial from 1987 to 1995, after having 
joined us in 1984 as General Manager. Prior thereto, he spent eight years with a primary steel producer in a variety of sales 
assignments. Mr. Wolfort is a past director of the Metals Service Center Institute and previously served as Chairman of its 
Political  Action  Committee  and  Governmental  Affairs  Committee.  He  is  a  trustee  of  the  Board  of  the  Musical  Arts 
Association (Cleveland Orchestra) and of Ohio University where he serves as the Chairman of The Board of Trustees and is 
a member of the Executive Committee. He also serves as a member of the United States Industry Trade Advisory Committee 
for steel (ITAC). 

Andrew S. Greiff, age 55, has served as our Executive Vice President and Chief Operating Officer since August 2016. He 
previously  served  as  President,  Specialty  Metals  from  2011  to  2016  after  having  joined  us  in  2009  as  Vice  President  of 
Specialty Metals. Prior thereto, Mr. Greiff spent 24 years in various positions within the steel industry and served as the 
President  and  CEO  of  his  own  steel  trading  company.  Mr.  Greiff  serves  on  the  board  of  Hawken  School  and  the  MSCI 
Specialty Metals Product Council.  

Richard T. Marabito, age 53, serves as our Chief Financial Officer. He joined us in 1994 as Corporate Controller and served 
in this capacity until being named Chief Financial Officer in March 2000. He also served as Treasurer from 1994 through 
2002 and again from 2010 through 2012. Prior to joining us, Mr. Marabito served as Corporate Controller for a publicly 
traded wholesale distribution company and was employed by a national accounting firm in its audit department. Mr. Marabito 
is a Governance board member of the Make-A-Wish Foundation of Ohio, Kentucky and Indiana and also serves as the Chair 
of its Northeast Ohio regional board. Mr. Marabito serves on the Board of Trustees and as Treasurer for Hawken School in 
Cleveland, Ohio. He is also a Vice Chair and Executive Committee member of the Metals Service Center Institute and is a 
past Chair of its Foundation for Education and Research. 

Richard A. Manson, age 48, has served as our Vice President and Treasurer since January 2013 and has been employed by 
us  since  1996.    From  March  2010  through  December  2012,  he  served  as  our  Vice  President  of  Human  Resources  and 
Administration.  From January 2003 through March 2010, he served as our Treasurer and Corporate Controller.  From 1996 
through 2002, he served as our Director of Taxes and Risk Management.  Prior to joining us, Mr. Manson was employed for 
seven years by a national accounting firm in its tax department.  Mr. Manson is a Board Member and the Treasurer of the 
West Side Catholic Center. He also serves on the Board of Directors of the Cleveland Catholic Cemeteries Association.  Mr. 
Manson is a certified public accountant and member of the Ohio Society of Certified Public Accountants and the American 
Institute of Certified Public Accountants. 

Donald McNeeley, age 62, has served as the President of CTI, a wholly owned subsidiary of Olympic Steel, Inc., since the 
acquisition on July 1, 2011.   He joined CTI in 1972 and has held several operational and executive positions within the 
company.  After  serving  as  CTI’s  Vice  President  of  Operations  and  subsequently  Executive  Vice  President,  in  1990,  Dr. 
McNeeley  was  appointed  President  and  Chief  Operating  Officer.  He  is  a  former  Chairman  of  the  Metals  Service  Center 
Institute.  Dr. McNeeley is an adjunct professor at Northwestern University where he teaches in the graduate engineering 
program.  He serves on the board of directors of Saulsbury Industries in Odessa, Texas, where he chairs the Audit Committee. 
Dr. McNeeley also serves on the board of directors of Vail Rubber Industries in St. Joseph, Michigan, and is a former director 
of The Committee for Monetary Research in Greenwich, Connecticut.   

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PART II 

ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND 
ISSUER PURCHASES OF EQUITY SECURITIES 

Price Range of Common Stock 

Our common stock trades on the Nasdaq Global Select Market under the symbol “ZEUS.” The following table sets forth, for 
each quarter in the two-year period ended December 31, 2016, the high and low sales prices of our common stock as reported 
by the Nasdaq Global Select Market: 

First quarter 
Second quarter 
Third quarter 
Fourth quarter 

Holders of Record 

   High 
  $

2016 

2015 

Low 

     High 

Low 

17.50    $
27.48      
31.19      
28.67      

7.98     $ 
15.41       
17.42       
17.14       

18.57    $ 
20.93      
17.92      
12.60      

12.86  
10.44  
6.40  
8.98  

As  of  February  1,  2017,  we  estimate  there  were  approximately  43  holders  of  record  and  3,670  beneficial  holders  of  our 
common stock. 

Dividends 

During 2016, our Board of Directors approved regular quarterly dividends of $0.02 per share that were paid on March 15, 
2016, June 15, 2016, September 15, 2016 and December 15, 2016. 

During 2015, our Board of Directors approved regular quarterly dividends of $0.02 per share that were paid on March 16, 
2015, June 15, 2015, September 15, 2015 and December 15, 2015. 

We expect to make regular quarterly dividend distributions in the future, subject to the continuing determination by our Board 
of Directors that the dividend remains in the best interest of our shareholders. Our asset-based credit facility (the ABL Credit 
Facility) restricts the aggregate amount of dividends and common stock repurchases that we can pay to $2.5 million annually. 
Any  determinations by  the  Board of Directors  to pay  cash dividends  in  the  future will  take  into  account various factors, 
including  our  financial  condition,  results  of  operations,  current  and  anticipated  cash  needs,  plans  for  expansion  and 
restrictions under our credit agreement and any agreements governing our future debt. We cannot assure you that dividends 
will be paid in the future or that, if paid, the dividends will be at the same amount or frequency.  

Issuer Purchases of Equity Securities 

We did not purchase any of our equity securities during the quarter ended December 31, 2016. 

On October 2, 2015, we announced that our Board of Directors authorized a stock repurchase program of up to 550,000 
shares of the Company’s issued and outstanding common stock, which could include open market repurchases, negotiated 
block transactions, accelerated stock repurchases or open market solicitations for shares, all or some of which may be effected 
through Rule 10b5-1 plans. Any of the repurchased shares will be held in our treasury, or canceled and retired as our Board 
may determine from time to time. Any repurchases of common stock are subject to the covenants contained in the ABL 
Credit Facility. Our ABL Credit Facility restricts the aggregate amount of dividends and common stock repurchases that we 
can pay to $2.5 million annually. Purchases in excess of $2.5 million require us to (i) maintain availability in excess of 25% 
of the aggregate revolver commitments or (ii) to maintain availability equal to or greater than 15% of the aggregate revolver 
commitments and we must maintain a pro-forma ratio of EBITDA minus certain capital expenditures and cash taxes paid to 
fixed charges of at least 1.00 to 1.00. The timing and amount of any repurchases under the stock repurchase program will 
depend upon several factors, including market and business conditions, and limitations under the ABL Credit Facility, and 
repurchases may be discontinued at any time.  

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Recent Sales of Unregistered Securities 

We did not have any unregistered sales of equity securities during the quarter ended December 31, 2016. 

ITEM 6. SELECTED FINANCIAL DATA 

The following table sets forth selected financial and other data of the Company for each of the five years in the period ended 
December  31,  2016.  The  data  presented  should  be  read  in  conjunction  with  "Management's  Discussion  and  Analysis  of 
Financial  Condition  and  Results  of  Operations"  and  the  consolidated  financial  statements  and  notes  thereto  included 
elsewhere in this Annual Report on Form 10-K. 

For the Years Ended December 31, 

2016 

2015 

2014 
(in thousands, except per share data) 

2013 

2012 

Income Statement Data: 
Net sales  
Cost of materials sold 
Gross profit (a) 
Operating expenses (b) 
Goodwill and intangible asset impairment 
Operating income (loss) 
Interest and other expense on debt 
Income (loss) before income taxes 
Net income (loss) 

Per Share Data: 
Net income (loss) - basic (c) 
Net income (loss) - diluted (d) 
Dividends paid  

Shares Outstanding: 
Weighted average shares - basic 
Weighted average shares - diluted 

Balance Sheet Data (as of December 31): 
Current assets (e) 
Current liabilities (e) 
Working capital (f) 
Total assets (e) 
Total debt  
Shareholders' equity 

  $ 1,055,116    $ 1,175,543    $1,436,270    $ 1,263,331    $1,383,701  
     820,040       942,214      1,160,310       999,207      1,113,852  
     235,076       233,329       275,960       264,124       269,849  
     229,328       236,157       261,332       244,469       244,817  
6,583  
18,449  
8,357  
10,139  
2,277  

23,836      
24,951      
(9,208)     
(27,779)     
6,780      
5,690      
(33,594)     
(16,114)     
(26,777)   $ (19,064)   $ 

-      
19,655      
6,703      
12,924      
7,647    $

-      
5,748      
5,273      
420      
(1,078)     

  $ 

  $ 

(0.10)   $ 
(0.10)     
0.08    $ 

(2.39)   $
(2.39)     
0.08    $

(1.71)   $ 
(1.71)     
0.08    $ 

0.69    $
0.69      
0.08    $

0.21  
0.21  
0.08  

11,210      
11,210      

11,192      
11,192      

11,120      
11,120      

11,065      
11,074      

10,989  
10,995  

  $  364,940    $  308,946    $ 458,709    $  417,631    $ 422,377  
77,060       131,977       165,633       142,442  
     104,898      
     260,042       231,886       326,732       251,998       279,935  
     556,068       511,880       699,154       695,375       705,085  
     166,424       148,490       247,620       199,269       241,711  
  $  253,390    $  254,695    $ 280,781    $  298,616    $ 289,857  

(a)  Gross profit is calculated as net sales less the cost of materials sold (includes LIFO income of $1,489 and $3,347 in

2016 and 2015, respectively, LIFO expense of $365 in 2014 and LIFO income of $3,572 in 2013). 

(b)  Operating expenses are calculated as total costs and expenses less the cost of materials sold. It does not include the

goodwill and intangible asset impairment charge shown separately below. 

(c)  Calculated by dividing net income (loss) by weighted average basic shares outstanding.  
(d)  Calculated by dividing net income (loss) by weighted average diluted shares outstanding. 
(e) 
(f) 

Prospective adjustment of deferred tax assets and liabilities in 2016, prior periods were not retrospectively adjusted. 
Calculated as current assets less current liabilities. 

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ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 
OPERATIONS 

The following Management’s Discussion and Analysis of Financial Condition and Results of Operations contains forward-
looking statements that involve risks and uncertainties. Our actual results may differ materially from the results discussed in 
the forward-looking statements. Factors that might cause a difference include, but are not limited to, those discussed under 
Item 1A, Risk Factors in this Annual Report on Form 10-K. The following section is qualified in its entirety by the more 
detailed  information,  including  our  financial  statements  and  the  notes  thereto,  which  appears  elsewhere  in  this  Annual 
Report. 

Overview 

We are a leading metals service center that operates in three reportable segments; carbon flat products, specialty metals flat 
products,  and  tubular  and  pipe  products.  We  provide  metals  processing  and  distribution  services  for  a  wide  range  of 
customers. Our carbon flat products segment’s focus is on the direct sale and distribution of large volumes of processed 
carbon and coated flat-rolled sheet, coil and plate products and fabricated parts. Our specialty metals flat products segment’s 
focus is on the direct sale and distribution of processed aluminum and stainless flat-rolled sheet and coil products, flat bar 
products and fabricated parts. In addition, we distribute metal tubing, pipe, bar, valves and fittings and fabricate pressure 
parts supplied to various industrial markets. Products that require more value-added processing generally have a higher gross 
profit.  Accordingly,  our  overall  gross  profit  is  affected  by,  among  other  things,  product  mix,  the  amount  of  processing 
performed, the demand for and availability of metals, and volatility in selling prices and material purchase costs. We also 
perform toll processing of customer-owned metals. We sell certain products internationally, primarily in Canada, Mexico and 
Dominican Republic. International sales are immaterial to our consolidated financial results and to the individual segments’ 
results.  

Our results of operations are affected by numerous external factors including, but not limited to: general and global business, 
economic,  financial,  banking  and  political  conditions;  fluctuations  in  the  value  of  the  U.S.  dollar  to  foreign  currencies, 
competition; metals pricing, demand and availability; energy prices; pricing and availability of raw materials used in the 
production of metals; global supply, the level of metals imported into the United States, and inventory held in the supply 
chain; customers’ ability to manage their credit line availability; and layoffs or work stoppages by our own, our suppliers’ or 
our customers’ personnel. The metals industry also continues to be affected by the global consolidation of our suppliers, 
competitors and end-use customers. 

Like other metals service centers, we maintain substantial inventories of metals to accommodate the short lead times and 
just-in-time delivery requirements of our customers.  Accordingly, we purchase metals in an effort to maintain our inventory 
at levels that we believe to be appropriate to satisfy the anticipated needs of our customers based upon customer forecasts, 
historic buying practices, supply agreements with customers and market conditions.  Our commitments to purchase metals 
are generally at prevailing market prices in effect at the time we place our orders.  We have entered into nickel and carbon 
swaps at the request of our customers in order to mitigate our customers’ risk of volatility in the price of metals, and we have 
entered into metals hedges to mitigate our risk of volatility in the price of metals.  We have no long-term, fixed-price metals 
purchase contracts.  When metals prices decline, customer demands for lower prices and our competitors’ responses to those 
demands  could  result  in  lower  sale  prices  and,  consequently,  lower  gross  profits  and  earnings  as  we  use  existing  metals 
inventory.  When metals prices increase, competitive conditions will influence how much of the price increase we can pass 
on to our customers.  To the extent we are unable to pass on future price increases in our raw materials to our customers, the 
net sales and gross profits of our business could be adversely affected.  

Reportable Segments 

The Company operates in three reportable segments; carbon flat products, specialty metals flat products and tubular and pipe 
products.  The carbon  flat products segment  and  the specialty  metals  flat  products  segment  are  at  times  consolidated  and 
referred to as the flat products segment. Some of the flat products segments’ assets and resources are shared by the carbon 
and specialty metals segments and both segments’ products are stored in the shared facilities and, in some locations, processed 
on  shared  equipment.  As  such,  total  assets  and  capital  expenditures  are  reported  in  the  aggregate  for  the  flat  products 
segments. Due to the shared assets and resources, certain of the flat products segment expenses are allocated between the 
carbon  flat  products  segment  and  the  specialty  metals  flat  products  segment  based  upon  an  established  allocation 
methodology. The financial information for 2014 has been recast to reflect the new segment reporting structure.  

24 

  
  
  
  
  
  
  
   
 
 
We follow the accounting guidance that requires the utilization of a “management approach” to define and report the financial 
results  of  operating  segments.  The  management  approach  defines  operating  segments  along  the  lines  used  by  the  chief 
operating  decision  maker,  or  CODM,  to  assess  performance  and  make  operating  and  resource  allocation  decisions.  Our 
CODM  evaluates  performance  and  allocates  resources based  primarily  on operating  income.  Our operating  segments  are 
based on internal management reporting. 

Due to the nature of the products sold in each segment, there are significant differences in the segments’ average selling price 
and the cost of materials sold. The tubular and pipe products segment generally has the highest average selling price among 
the three segments followed by the specialty metals flat products and carbon flat products segments. Due to the nature of the 
tubular and pipe products, we do not report tons sold or per ton information. Gross profit per ton is generally higher in the 
specialty metals flat products segment than the carbon flat products segment. Gross profit as a percentage of net sales is 
generally  highest  in  the  tubular  and  pipe  products  segment,  followed  by  the  carbon  and  specialty  metals  flat  products 
segments. 

Due to the differences in average selling prices, gross profit and gross profit percentage among the segments, a change in the 
mix of sales could impact total net sales, gross profit, and gross profit percentage. In addition, certain inventory in the tubular 
and pipe products segment is valued under the LIFO method. Adjustments to the LIFO inventory value are recorded to cost 
of materials sold and may impact the gross margin and gross margin percentage at the consolidated Company and tubular 
and pipe products segment levels. 

Carbon flat products 

The primary focus of our carbon flat products segment is on the direct sale and distribution of large volumes of processed 
carbon and coated flat-rolled sheet, coil and plate products and fabricated parts. We act as an intermediary between metals 
producers  and  manufacturers  that  require  processed  metals  for  their  operations.  We  serve  customers  in  most  metals 
consuming  industries,  including  manufacturers  and  fabricators  of  transportation  and  material  handling  equipment, 
construction  and  farm  machinery,  storage  tanks,  environmental  and  energy  generation  equipment,  automobiles,  military 
vehicles and equipment, as well as general and plate fabricators and metals service centers. We distribute these products 
primarily through a direct sales force.  

Specialty metals flat products 

The primary focus of our specialty metals flat products segment is on the direct sale and distribution of processed stainless 
and aluminum flat-rolled sheet and coil products, flat bar products and fabricated parts. We act as an intermediary between 
metals  producers  and  manufacturers  that  require  processed  metals  for  their  operations.  We  serve  customers  in  various 
industries, including manufacturers of food service and commercial appliances, agriculture  equipment, transportation and 
automotive equipment. We distribute these products primarily through a direct sales force. 

Combined, the carbon and specialty metals flat products segments have 22 strategically-located processing and distribution 
facilities in the United States and one in Monterrey, Mexico. Many of our facilities service both the carbon and the specialty 
metals flat products segments, and certain assets and resources are shared by the segments. Our geographic footprint allows 
us  to  focus  on  regional  customers  and  larger  national  and  multi-national  accounts,  primarily  located  throughout  the 
midwestern, eastern and southern United States.  

Tubular and pipe products 

The tubular and pipe products segment consists of the Chicago Tube and Iron, or CTI, business, acquired in 2011. Through 
our tubular and pipe products segment, we distribute metal tubing, pipe, bar, valve and fittings and fabricate pressure parts 
supplied to various industrial markets. Founded in 1914, CTI operates from nine locations in the midwestern and southeastern 
United States. The tubular and pipe products segment distributes its products primarily through a direct sales force. 

Corporate expenses 

Corporate  expenses  are  reported  as  a  separate  line  item  for  segment  reporting  purposes.  Corporate  expenses  include  the 
unallocated expenses related to managing the entire Company (i.e., all three segments), including compensation for certain 
personnel, expenses related to being a publicly traded entity such as board of directors expenses, audit expenses, and various 
other professional fees.  

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Results of Operations 

2016 Compared to 2015 

Our results of operations are impacted by the market price of metals. Over the past 24 months, metals prices have fluctuated 
significantly  and  changes  to  our  net  sales,  cost  of  materials  sold,  gross  profit,  cost  of  inventory  and  profitability,  are  all 
impacted by industry metals pricing. 

During 2015, the hot-rolled carbon coil index pricing declined by approximately 36% as a result of the strengthened U.S. 
dollar, a historically high level of imported material arriving in the United States, low raw material costs to produce metals 
and  a  global  oversupply  of  metals.  The  pricing  environment  in  2015  drove  our  average  selling  prices  down  and  caused 
margins  to  be  pressured  as  the  average  cost  of  inventory  did  not  decrease  as  quickly  as  the  average  selling  price  as  we 
traditionally keep approximately two and a half to three months of inventory on hand.  

During the first six months of 2016, the market price of metals increased and fully recovered the decrease experienced during 
2015. Metals market pricing peaked in June 2016, and then decreased until November 2016. Metals prices in December 2016 
were not as high as the June 2016 prices, but were more than 65% per ton higher than the December 2015 prices. Although 
prices increased during 2016, the average selling price during 2016 was still lower than the average selling price during 2015. 
Transactional or “spot” selling prices generally move in tandem with market price changes, while fixed selling prices typically 
lag and reset quarterly. Similarly, inventory costs (and therefore cost of materials sold) tend to move slower than market 
selling price changes due to mill lead times and inventory turnover impacting the rate of change in average cost. As sales 
volumes were relatively flat between the years, lower average selling prices were the driver for our decreased net sales in 
2016.  When  the  average  selling  price  decreases,  and  net  sales  decreases,  the  gross  profit  and  operating  expenses  as  a 
percentage of net sales will generally increase.  

The following table sets forth certain consolidated income statement data for the years ended December 31, 2016 and 2015 
(dollars shown in thousands): 

2016 

2015 

Net sales 
Cost of materials sold (a) 
Gross profit (b) 
Operating expenses (c)  
Goodwill and intangible asset impairment (d) 
Operating loss 
Other loss, net 
Interest and other expense on debt 
Income (loss) before income taxes 
Income taxes 
Net loss 

$ 
  $  1,055,116      
820,040      
235,076      
229,328      
-      
5,748      
(55)     
5,273      
420      
1,498      
(1,078)     

  $ 

% of net 
sales 

$ 

% of net 
sales 

100.0     $ 1,175,543       
942,214       
77.7       
233,329       
22.3       
236,157       
21.7       
24,951       
(0.0)     
(27,779)     
0.5       
(125)     
(0.0)     
5,690       
0.5       
(33,594)     
0.0       
(6,817)     
0.1       
(26,777)     
(0.1)   $

100.0   
80.2   
19.8   
20.1   
2.1   
(2.4 ) 
(0.0 ) 
0.5   
(2.9 ) 
(0.6 ) 
(2.3 ) 

(a)  Includes $1,489 and $3,347 of LIFO income for 2016 and 2015, respectively. 
(b)  Gross profit is calculated as net sales less the cost of materials sold. 
(c)  Operating  expenses  are  calculated  as  total costs  and  expenses  less  the  cost of  materials  sold.  Excludes goodwill  and

intangible asset impairment shown seperately below for comparability purposes. 

(d)  The  2015  non-cash  goodwill  and  intangible  asset  impairment  charge  is  seperately  displayed  for  operating  expense
comparability purposes. $24,451 of the impairment charge is related to the tubular and pipe products segment and $500
is related to the specialty metals flat products segment. 

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Net sales decreased $120.4 million, or 10.2%, to $1.06 billion in 2016 from $1.18 billion in 2015. Carbon flat products net 
sales decreased $94.4 million, or 12.3%, and were 63.6% of total net sales in 2016 compared to 65.1% in 2015. Specialty 
metals flat products net sales decreased $2.6 million, or 1.3%, and were 18.0% of total net sales in 2016 compared to 16.4% 
in 2015. Tubular and pipe products net sales decreased $23.4 million, or 10.8%, and were 18.4% of total net sales in 2016 
compared to 18.5% of total net sales in 2015. The decrease in sales for the year ended December 31, 2016 was due to a 10.2% 
decrease in average selling prices as sales volumes were flat between years. Average selling prices decreased in all segments 
during 2016 compared to 2015 as market pricing for metals was still lower year-over-year. During the year, we increased our 
market share for all of the product categories that we sell. 

Cost of materials sold decreased $122.2 million, or 13.0%, to $820.0 million in 2016 from $942.2 million in 2015. During 
2016, we recorded LIFO income of $1.5 million compared to LIFO income of $3.3 million recorded in 2015. The decrease 
in cost of materials sold in 2016 is due to the decreased metals costs of 12.9% during 2016 as sales volumes were flat between 
years.  

As a percentage of net sales, gross profit (as defined in footnote (b) in the table above) increased to 22.3% in 2016 from 
19.8% in 2015. Gross profit as a percentage of net sales increased in the carbon flat products segment to 21.2% from 19.2% 
in 2015 and in the tubular and pipe products segment to 32.6% from 32.5% in 2015. Gross profit as a percentage of net sales 
increased in the specialty metals flat products segment to 15.7% in 2016 from 8.2% in 2015. LIFO income increased gross 
profit by 0.1% and 0.3% of net sales in 2016 and 2015, respectively. The increase in gross profit as a percentage of net sales 
during 2016 was primarily due to the cost of materials sold decreasing more than selling prices in all segments.  

Operating expenses (as defined in footnote (c) in the table above) decreased $6.8 million, or 2.9%, to $229.3 million in 2016 
from $236.2 million in 2015. As a percentage of net sales, operating expenses increased to 21.7% in 2016 from 20.1% in 
2015. Warehouse and processing costs decreased $5.9 million, or 6.9%, primarily due to reductions in labor hours worked. 
Administrative costs decreased by $1.9 million, or 3.0%, primarily related to reductions in labor and personnel expenses and 
lower variable based incentive compensation. Distribution expense increased by $0.4 million, or 1.2%, on flat sales volumes. 
Selling expenses increased $1.9 million, or 9.0%, as a result of hiring additional sales professionals. Occupancy expenses 
decreased $0.8 million as a result of elimination of certain leased warehouse space. Depreciation expense decreased $0.6 
million, or 3.0%, as a result of certain assets being fully depreciated in 2016. Operating expenses in the carbon flat products 
segment  decreased  $7.6  million,  operating  expenses  in  the  specialty  metals  products  segment  increased  $3.0  million, 
operating expenses in the tubular and pipe products segment decreased $2.5 million, and Corporate expenses increased $0.3 
million.  

The goodwill and intangible asset impairment charge in 2015 included a $16.5 million non-cash goodwill impairment and a 
$8.0  million  intangible  asset  impairment  for  the  tubular  and  pipe  products  segment  as  well  as  a  $0.5  million  goodwill 
impairment for the specialty metals flat products segment. The 2015 goodwill impairment charges fully impaired the goodwill 
for both the tubular and pipe products segment and the specialty metals flat products segment.  

Interest and other expense on debt totaled $5.3 million in 2016 compared to $5.7 million in 2015. Our effective borrowing 
rate, exclusive of deferred financing fees and commitment fees, was 2.4% in 2016 compared to 2.1% in 2015. The decrease 
in interest and other expense on debt in 2016 was attributable to lower average borrowings during 2016 compared to 2015. 

Income before income taxes totaled $0.4 million in 2016 compared to a loss before income taxes of $33.6 million in 2015. 
2015 loss before income taxes includes goodwill impairment charges of $17.0 million and a $8.0 million intangible asset 
impairment charge.  

An income tax provision of 356.7% was recorded for 2016, compared to an income tax benefit of (20.3%) in 2015. The 
effective tax rate is disproportionately high in 2016 from comparative periods due to low income before taxes relative to 
items that impact the effective tax rate. The 2016 effective income tax rate was impacted by increased valuation allowances 
and non-deductible  expenses.  The 2015  effective  income  tax rate  was  impacted  by  the  non-deductibility  of  the goodwill 
impairment charges. The income tax benefit for 2015 prior to the goodwill impairment charge was 39.8%. We expect our 
2017 income tax rate to approximate 38% to 40%. 

Net loss for 2016 totaled $1.1 million, or $0.10 per basic and diluted share, compared to net loss of $26.8 million, or $2.39 
per basic and diluted share, for 2015. The goodwill and intangible asset impairments in 2015 impacted earnings per share by 
$1.93 per basic and diluted shares.  

27 

  
  
  
  
  
  
  
  
  
  
 
 
Segment Results of Operations 

Carbon flat products 

The  following  table  sets  forth  certain  income  statement  data  for  the  carbon  flat  products  segment  for  the  years  ended 
December 31, 2016 and 2015 (dollars shown in thousands, except per ton data): 

2016 

% of net 
sales 

2015 

% of net 
sales 

Direct tons sold 
Toll tons sold 
Total tons sold 

Net sales 
Average selling price per ton 
Cost of materials sold 
Gross profit (a) 
Operating expenses (b) 
Operating loss 

  $ 

  $ 

952,888      
73,880      
1,026,768      

670,983      
653      
529,021      
141,962      
146,333      
(4,371)     

935,165       
102,360       
1,037,525       

765,400       
738       
618,674       
146,726       
153,943       
(7,217)     

100.0     $ 

78.8       
21.2       
21.8       
(0.6)   $ 

100.0   

80.8   
19.2   
20.1   
(0.9 ) 

(a) Gross profit is calculated as net sales less the cost of materials sold. 
(b) Operating expenses are calculated as total costs and expenses less the cost of materials sold.  

Tons sold decreased 1.0% to 1.03 million tons in 2016 from 1.04 million tons in 2015. Toll tons sold decreased 27.8% to 74 
thousand tons in 2016 from 102 thousand tons in 2015. The decrease in tons sold is due to decreased customer demand and 
lower industry-wide shipments by U.S. service centers in 2016 compared to 2015. Despite the further softening of industry-
wide shipments in 2016, we grew our market share in all of the carbon flat product categories we sell.  

Net sales decreased $94.4 million, or 12.3%, to $671.0 million in 2016 from $765.4 million in 2015. Average selling prices 
in 2016 decreased 11.4% to $653 per ton, compared to $738 per ton in 2015. The decrease in sales was primarily due to a 
11.4% decrease in average selling prices during 2016 as volumes were down only 1%. The decrease in the average selling 
price is a result of lower prices in the metals industry during 2016 discussed in the overview of Results of Operations above. 
We expect market carbon flat metals prices in the first quarter of 2017 to increase over the prices in the fourth quarter of 
2016.  

Cost of materials sold decreased $89.7 million, or 14.5%, to $529.0 million in 2016 from $618.7 million in 2015. The decrease 
in cost of materials sold was due to a 13.6% decrease in the average cost of materials sold per ton during 2016 compared to 
2015 as volumes were down only 1% between years.  

As a percentage of net sales, gross profit (as defined in footnote (a) in the table above) increased to 21.2% in 2016 from 
19.2% in 2015. The increase in gross profit percentage in 2016 was primarily due to the cost of materials sold decreasing 
more  than  selling  prices.  The  average  gross  profit  per  ton  sold  declined  to  $138  in  2016  from  $141  in  2015  due  to  the 
significant decline in market prices for metals in 2016.  

Operating expenses in 2016 decreased $7.6 million, or 4.9%, to $146.3 million from $153.9 million in 2015 exceeding the 
sales volume decrease of 1.0%. As a percentage of net sales, operating expenses increased to 21.8% for 2016 from 20.1% in 
2015.  Operating  expenses  decreased  through  reductions  in  labor  and  personnel  expenses,  lower  variable  based  incentive 
compensation,  lower  depreciation  expense  and  lower  occupancy  expense  as  a  result  of  elimination  of  certain  leased 
warehouse space offset by an increase in distribution expense and increased selling expenses as a result of hiring additional 
sales professionals.  

Operating loss for 2016 totaled $4.4 million compared to operating loss of $7.2 million in 2015.  

28 

  
  
  
  
  
    
  
  
    
  
    
      
  
    
  
    
       
    
    
       
    
    
       
    
  
      
        
        
        
  
    
       
    
    
    
    
  
  
  
  
  
  
  
   
 
 
Specialty metals flat products 

The following table sets forth certain income statement data for the specialty metals flat products segment for the years ended 
December 31, 2016 and 2015 (dollars shown in thousands, except per ton data): 

2016 

% of net 
sales 

2015 

% of net  
sales 

Direct tons sold 
Toll tons sold 
Total tons sold 

Net sales 
Average selling price per ton 
Cost of materials sold 
Gross profit (a) 
Operating expenses (b) 
Goodwill impairment charge (c) 
Operating income (loss) 

  $ 

  $ 

82,156      
129      
82,285      

189,930      
2,308      
160,185      
29,745      
19,904      
-      
9,841      

72,041       
36       
72,077       

192,516       
2,671       
176,686       
15,830       
16,904       
500       
(1,574)     

100.0     $ 

84.3       
15.7       
10.5       
-      
5.2     $ 

100.0   

91.8   
8.2   
8.8   
0.2   
(0.8 ) 

(a)  Gross profit is calculated as net sales less the cost of materials sold. 
(b)  Operating  expenses  are  calculated  as  total  costs  and  expenses  less  the  cost  of  materials  sold.  Excludes  goodwill

impairment charge shown separately below for comparability purposes. 

(c)  The 2015 non-cash goodwill impairment charge is separately displayed for operating expense comparability purposes. 

Tons sold increased 14.2% to 82 thousand tons in 2016 from 72 thousand tons in 2015. The specialty metals flat products 
segment increased its market share in both the stainless steel and aluminum products it sells.  

Net sales decreased $2.6 million, or 1.3%, to $189.9 million in 2016 from $192.5 million in 2015. Average selling prices in 
2016 decreased to $2,308 per ton, compared to $2,671 per ton in 2015. The decrease in sales was due to a 13.6% decrease in 
the average selling price during 2016 offset by a 14.2% increase in sales volume. The decrease in the year-over-year average 
selling price per ton is a result of lower market prices of stainless steel and aluminum in 2016. Average market prices for 
nickel (a component of stainless steel) were also lower in 2016 compared to 2015. We expect stainless steel and aluminum 
market prices in the first quarter of 2017 to increase over the fourth quarter 2016 prices. 

Cost of materials sold decreased $16.5 million, or 9.3%, to $160.2 million in 2016 from $176.7 million in 2015. The decrease 
in cost of materials sold was due to a 20.6% decrease in the average cost of materials sold per ton during 2016 compared to 
2015, offset by a 14.2% sales volume increase.  

As a percentage of net sales, gross profit (as defined in footnote (a) in the table above) increased to 15.7% in 2016 from 8.2% 
in 2015. The average gross profit per ton sold totaled $361 in 2016 compared to $220 per ton in 2015. The increase in the 
gross  profit  percentage  is  a  result  of  our  cost  of  materials  sold  decreasing  more  than  the  average  selling  price  in  2016 
compared to 2015 as inventory turnover improved in 2016. 

Operating expenses (as defined in footnote (b) in the table above) increased $3.0 million, or 17.7%, to $19.9 million in 2016 
from  $16.9  million  in  2015.  The  increase  in  operating  expenses  is  related  to  the  increased  sales  volume  of  14.2%.  As  a 
percentage of net sales, operating expenses increased to 10.5% of net sales in 2016 from 8.8% in 2015. Variable operating 
expenses, such as distribution, wages and variable based incentive compensation increased as a result of higher sales volumes 
and  improved  profitability.  In  2015  we  recorded  a  $0.5  million  non-cash  goodwill  impairment  charge  as  a  result  of  the 
continued market pressures which fully eliminated the goodwill for the specialty metals flat products segment.  

Operating income for 2016 totaled $9.8 million compared to operating loss of $1.6 million in 2015.  

29 

  
  
  
  
    
  
  
    
  
    
      
  
    
  
    
       
    
    
       
    
    
       
    
  
      
        
        
        
  
    
       
    
    
    
    
    
  
  
  
  
  
  
  
  
  
  
 
 
Tubular and pipe products 

The following table sets forth certain income statement data for the tubular and pipe products segment for 2016 and 2015 
(dollars shown in thousands). 

2016 

2015 

Net sales 
Cost of materials sold (a) 
Gross profit (b) 
Operating expenses (c)  
Goodwill and intangible asset impairment (d)     
  $ 
Operating income (loss) 

$ 
  $  194,203      
130,834      
63,369      
55,656      
-      
7,713      

% of net 
sales 

100.0     $
67.4       
32.6       
28.7       
-      
3.9     $

$ 

217,627       
146,854       
70,773       
58,190       
24,451       
(11,868)     

% of net 
sales 

100.0   
67.5   
32.5   
26.8   
11.2   
(5.5) 

(a)  Includes $1,489 and $3,347 of LIFO income in 2016 and 2015, respectively.  
(b)  Gross profit is calculated as net sales less the cost of materials sold. 
(c)  Operating expenses are calculated as total costs and expenses less the cost of materials sold.  
(d)  The  2015  non-cash  goodwill  and  intangible  asset  impairment  charges  are  separately  displayed  for  operating

expense comparability purposes. 

Net sales decreased $23.4 million, or 10.8%, to $194.2 million in 2016 from $217.6 million in 2015. The decrease in net 
sales was due to a 0.8% decrease in sales volume and a 10.0% decrease in average selling prices during 2016. The decrease 
in volume was due to decreased customer demand and lower industry-wide shipments of pipe and tube products. The decrease 
in average selling prices were due to lower industry market prices for metals in 2016 compared to 2015. 

Cost of materials sold decreased $16.0 million, or 10.9%, to $130.8 million in 2016 from $146.9 million in 2015. The decrease 
in cost of materials sold was due to a 0.8% decrease in sales volume and a 10.2% decrease in the average cost of materials 
sold which was impacted by the LIFO income of $1.5 million in 2016 compared to LIFO income of $3.3 million in 2015.  

As a percentage of net sales, gross profit (as defined in footnote (b) in the table above) remained relatively flat at 32.6% in 
2016 compared to 32.5%, in 2015. The LIFO income increased gross profit by 0.8% of net sales in 2016 compared to 1.5% 
of net sales in 2015.  

Operating expenses (as defined in footnote (c) in the table above) decreased $2.5 million, or 4.4%, to $55.7 million from 
$58.2 million in 2015. As a percentage of net sales, operating expenses increased to 28.7% in 2016 compared to 26.8% in 
2015. Variable operating expenses, such as variable performance-based incentive compensation, decreased in 2016 as a result 
of lower sales and income before impairment charges. 

In 2015 we recorded a $16.5 million non-cash goodwill impairment charge and an $8.0 million non-cash intangible asset 
impairment charge. There were no intangible asset impairment charges recorded in 2016.  

Operating income for 2016 totaled $7.7 million, compared to an operating loss of $11.9 million in 2015. The operating loss 
for 2015 was the result of the goodwill impairment of $16.5 million and the asset impairment charge of $8.0 million.  

Corporate expenses 

Corporate expenses increased $0.3 million, or 4.4%, to $7.4 million in 2016 compared to $7.1 million in 2015. The increase 
in  corporate  expenses  is  primarily  attributable  to  our  President  of  Specialty  Metals  being  appointed  to  the  position  of 
Executive Vice President and Chief Operating Officer and the associated transfer of expenses from the Specialty Metals flat 
products  segment  to  the  Corporate  expenses  in  2016.  Corporate  expenses  include  the  unallocated  expenses  related  to 
managing the entire Company (i.e. all three segments), including compensation for certain personnel, expenses related to 
being a publicly traded entity such as board of directors expenses, audit expenses, and various other professional fees.  

30 

  
  
  
  
    
  
  
  
    
    
    
  
    
    
    
  
  
  
  
  
  
  
  
  
  
   
 
 
2015 Compared to 2014 

The metals industry experienced a significant decline in the price of metals during 2015 as a result of the strengthened U.S. 
dollar, a historically high level of imported materials arriving in the United States, low raw material costs to produce metals 
and  a  global  oversupply  of  metals.  The  price  of  hot-rolled  carbon  flat  steel  decreased  approximately  41%  during  2015. 
Similarly, the price of stainless steel and aluminum decreased during 2015. The declines in metals shipments and pricing 
negatively impacted our 2015 sales and earnings. Industry demand also softened in 2015 compared to 2014 as evidenced by 
lower year over year shipments by metals service centers in the United States. During the second quarter of 2015, we recorded 
an impairment charge in our tubular and pipe products segment as a result of the continued decline in metals pricing and its 
impact  on  the  tubular  and  pipe  products  segment  results.  The  impairment  charge  consisted  of  a  $16.5  million  goodwill 
impairment, which eliminated the remaining goodwill in the tubular and pipe products segment, and a partial impairment of 
$8.0 million related to the segment’s tradename. The tradename is an indefinitely lived intangible asset with a remaining 
value of $15.4 million. In the fourth quarter of 2015, we recorded a $0.5 million impairment charge, which fully eliminated 
the goodwill in our specialty metals flat products segment. 

The following table sets forth certain consolidated income statement data for the years ended December 31, 2015 and 2014 
(dollars shown in thousands): 

2015 

2014 

Net sales 
Cost of materials sold (a) 
Gross profit (b) 
Operating expenses (c)  
Goodwill and intangible asset impairment (d) 
Operating loss 
Other loss, net 
Interest and other expense on debt 
Loss before income taxes 
Income taxes 
Net loss 

$ 
  $  1,175,543      
942,214      
233,329      
236,157      
24,951      
(27,779)     
(125)     
5,690      
(33,594)     
(6,817)     
(26,777)     

  $ 

% of net 
sales 

$ 

% of net 
sales 

100.0     $ 1,436,270       
80.2        1,160,310       
275,960       
19.8       
261,332       
20.1       
23,836       
2.1       
(9,208)     
(2.4)     
(126)     
(0.0)     
6,780       
0.5       
(16,114)     
(2.9)     
2,950       
(0.6)     
(19,064)     
(2.3)   $

100.0   
80.8   
19.2   
18.1   
1.7   
(0.6 ) 
(0.0 ) 
0.5   
(1.1 ) 
0.2   
(1.3 ) 

(a)  Includes $3,347 of LIFO income for 2015 and $365 of LIFO expense for 2014. 
(b)  Gross profit is calculated as net sales less the cost of materials sold. 
(c)  Operating  expenses  are  calculated  as  total costs  and  expenses  less  the  cost of  materials  sold.  Excludes goodwill  and

intangible asset impairment shown separately below for comparability purposes. 

(d)  The  non-cash  goodwill  and  intangible  asset  impairment  charge  is  separately  displayed  for  operating  expense
comparability purposes. $24,451 in 2015 and $23,836 in 2014 of the impairment charge is related to the tubular and pipe
products segment and $500 in 2015 is related to the specialty metals flat products segment. 

Net sales decreased $261 million, or 18.2%, to $1.18 billion in 2015 from $1.44 billion in 2014. Carbon flat products net 
sales decreased $220 million, or 22.3%, and were 65.1% of total net sales in 2015 compared to 68.6% in 2014. Specialty 
metals flat products net sales decreased $14.2 million, or 6.9%, and were 16.4% of total net sales in 2015 compared to 14.4% 
in 2014. Tubular and pipe products net sales decreased $26.9 million, or 11.0%, and were 18.5% of total net sales in 2015 
compared to 17.0% of total net sales in 2014. The decrease in sales for the year ended December 31, 2015 was due to a 10.2% 
decrease in sales volume and an 8.9% decrease in average selling prices in 2015 compared to 2014. The decrease in tons sold 
was due to decreased customer demand, specifically in the heavy equipment, agriculture, mining and energy sectors, and 
lower industry-wide shipments in 2015 compared to 2014.  

Cost of materials sold decreased $218 million, or 18.8%, to $942 million in 2015 from $1.16 billion in 2014. During 2015, 
we recorded LIFO income of $3.3 million compared to LIFO expense of $0.4 million recorded in 2014. The decrease in cost 
of materials sold in 2015 is primarily due to the decreased sales volume of 10.2%, decreased metals costs of 9.6% during 
2015 and the impact of LIFO income during 2015 compared to LIFO expense in 2014.  

31 

  
  
  
  
  
    
  
  
  
    
    
    
  
    
    
    
    
    
    
    
    
    
  
      
  
  
   
 
 
As a percentage of net sales, gross profit (as defined in footnote (b) in the table above) increased to 19.8% in 2015 from 
19.2% in 2014. Gross profit as a percentage of net sales increased in the carbon flat products segment to 19.2% from 18.2% 
in 2014 and in the tubular and pipe products segment to 32.5% from 28.9% in 2014. Gross profit as a percentage of net sales 
decreased in the specialty metals flat products segment to 8.2% in 2015 from 12.5% in 2014. LIFO income increased gross 
profit by 0.3% of net sales in 2015 and had no consolidated gross profit impact in 2014. The increase in gross profit as a 
percentage of net sales during 2015 was primarily due to the cost of materials sold decreasing more than selling prices in the 
carbon flat rolled and tubular and pipe products segments, as well as the impact of LIFO income in 2015 compared to LIFO 
expense in 2014.  

Operating expenses (as defined in footnote (c) in the table above) decreased $25.2 million, or 9.6%, to $236.2 million in 2015 
from $261.3 million in 2014. As a percentage of net sales, operating expenses increased to 20.1% in 2015 from 18.1% in 
2014.  Operating  expenses  decreased  in  all  categories  as  reported  on  the  Company’s  Consolidated  Statements  of 
Comprehensive Income. During 2015, we executed on our profit improvement plan, which contributed to the cost reductions. 
Distribution expense decreased by $5.2 million, or 12.7%, due to the decreased sales volume. Warehouse and processing 
costs decreased $6.8 million, or 7.3%, primarily due to reductions in labor and personnel expenses and reduced warehouse 
consumables expenses related to the 10.2% 2015 volume decrease. Administrative costs decreased by $7.2 million, or 10.0%, 
primarily  related  to  reductions  in  labor  and  personnel  expenses,  centralization  of  certain  administrative  functions,  lower 
variable based incentive compensation and decreases in travel and entertainment expenses. Selling expenses decreased $3.6 
million,  or  14.7%,  as  a  result  of  decreased  variable  compensation  associated  with  fewer  sales  employees  and  decreased 
discretionary  spending.  Occupancy  expenses  decreased  $0.6  million  as  a  result  of  decreased  heating  and  snow  removal 
expenses. Depreciation expense decreased $1.7 million, or 8.8%, as a result of certain assets being fully depreciated in 2014. 
Operating expenses in the carbon flat products segment decreased $19.0 million, operating expenses in the specialty metals 
products segment decreased $2.4 million, operating expenses in the tubular and pipe products segment decreased $1.8 million, 
and Corporate expenses decreased $0.9 million.  

The goodwill and intangible asset impairment charge in 2015 included a $16.5 million non-cash goodwill impairment and an 
$8.0  million  intangible  asset  impairment  for  the  tubular  and  pipe  products  segment  as  well  as  a  $0.5  million  goodwill 
impairment for the specialty metals flat products segment. The 2015 goodwill impairment charges fully impaired the goodwill 
for both the tubular and pipe products segment and the specialty metals flat products segment. The goodwill and intangible 
asset impairment charge in 2014 included a $23.8 million goodwill impairment for the tubular and pipe products segment.  

Interest and other expense on debt totaled $5.7 million in 2015 compared to $6.8 million in 2014. Our effective borrowing 
rate, exclusive of deferred financing fees and commitment fees, was 2.1% in 2015 compared to 2.4% in 2014. The decrease 
in  interest  and  other  expense  on  debt  in 2015 was primarily attributable  to  lower  average borrowings  and  lower  average 
borrowing rates during 2015 compared to 2014. 

For 2015, loss before income taxes totaled $33.6 million compared to loss before income taxes of $16.1 million in 2014. 
2015 includes goodwill impairment charges of $17.0 million and a $8.0 million intangible asset impairment charge and LIFO 
income of $3.3 million. 2014 included a goodwill impairment charge of $23.8 million related to the tube and pipe segment 
and LIFO expense of $0.4 million.  

An income tax benefit of (20.3%) was recorded for 2015, compared to an income tax provision of 18.3% in 2014. The 2015 
and 2014 effective income tax rates were impacted by the non-deductibility of the goodwill impairment charges. The income 
tax benefit for 2015 prior to the goodwill impairment charge was 39.8%. The income tax provision for 2014 prior to the 
goodwill impairment charge was 38.2%.  

Net loss for 2015 totaled $26.8 million, or $2.39 per basic and diluted share, compared to net loss of $19.1 million, or $1.71 
per basic and diluted share, for 2014. The goodwill and intangible asset impairments in 2015 impacted earnings per share by 
$1.93 per basic and diluted shares. The goodwill impairment in 2014 impacted earnings per basic and diluted shares by $2.14.  

32 

  
  
  
  
  
  
  
  
 
 
Segment Results of Operations 

Carbon flat products 

The  following  table  sets  forth  certain  income  statement  data  for  the  carbon  flat  products  segment  for  the  years  ended 
December 31, 2015 and 2014 (dollars shown in thousands, except per ton data): 

2015 

% of net  
sales 

2014 

% of net 
sales 

Direct tons sold 
Toll tons sold 
Total tons sold 

Net sales 
Average selling price per ton 
Cost of materials sold 
Gross profit (a) 
Operating expenses (b) 
Operating income (loss) 

  $ 

  $ 

935,165      
102,360      
1,037,525      

765,400      
738      
618,674      
146,726      
153,943      
(7,217)     

1,059,409       
106,725       
1,166,134       

985,039       
845       
805,747       
179,292       
172,986       
6,306       

100.0     $ 

80.8       
19.2       
20.1       
(0.9)   $ 

100.0   

81.8   
18.2   
17.6   
0.6   

(a)  Gross profit is calculated as net sales less the cost of materials sold. 
(b)  Operating expenses are calculated as total costs and expenses less the cost of materials sold.  

Tons sold decreased 11.0% to 1.04 million tons in 2015 from 1.17 million tons in 2014. Toll tons sold decreased 4.1% to 102 
thousand tons in 2015 from 107 thousand tons in 2014. The decrease in tons sold was due to decreased customer demand, 
specifically in the heavy equipment, agriculture, mining and energy sectors, and lower industry-wide shipments of carbon 
flat products in 2015 compared to 2014.  

Net sales decreased $220 million, or 22.3%, to $765.4 million in 2015 from $985.0 million in 2014. Average selling prices 
in 2015 decreased 12.7% to $738 per ton, compared to $845 per ton in 2013. The decrease in sales was due to an 11.0% 
decrease in sales volume and a 12.7% decrease in average selling prices during 2015. The decrease in the average selling 
price is a result of declining prices in the metals industry during 2015 discussed in the overview of Results of Operations 
above.  

Cost  of  materials  sold  decreased  $187.1  million,  or  23.2%,  to  $618.7  million  in  2015  from  $805.7  million  in  2014.  The 
decrease in cost of materials sold was due to the volume decrease of 11.0% as well as a 13.7% decrease in the average cost 
of materials sold per ton during 2015 compared to 2014.  

As a percentage of net sales, gross profit (as defined in footnote (a) in the table above) increased to 19.2% in 2015 from 
18.2% in 2014. The increase in gross profit percentage in 2015 was primarily due to the cost of materials sold decreasing 
more  than  selling  prices.  The  average  gross  profit  per  ton  sold  declined  to  $141  in  2015  from  $154  in  2014  due  to  the 
significant decline in market prices for metals in 2015.  

Operating expenses in 2015 decreased $19.0 million, or 11.0%, to $153.9 million from $173.0 million in 2014 mirroring the 
sales volume decrease of 11.0%. As a percentage of net sales, operating expenses increased to 20.1% for 2015 from 17.6% 
in 2014. Operating expenses decreased through reductions in labor and personnel expenses, lower variable based incentive 
compensation,  decreases  in  travel  and  entertainment  expenses,  and  lower  distribution  expense  as  a  result  of  lower  sales 
volumes.  

Operating loss for 2015 totaled $7.2 million compared to operating income of $6.3 million in 2014.  

33 

  
  
  
  
  
    
  
  
    
  
    
      
  
    
  
    
       
   
    
       
   
    
       
   
  
      
        
        
        
  
    
       
   
    
    
    
  
  
  
  
  
  
  
  
  
 
 
Specialty metals flat products 

The following table sets forth certain income statement data for the specialty metals flat products segment for the years ended 
December 31, 2015 and 2014 (dollars shown in thousands, except per ton data): 

2015 

% of net 
sales 

2014 

% of net 
sales 

Direct tons sold 
Toll tons sold 
Total tons sold 

Net sales 
Average selling price per ton 
Cost of materials sold 
Gross profit (a) 
Operating expenses (b) 
Goodwill impairment charge (c) 
Operating income (loss) 

  $ 

  $ 

72,041      
36      
72,077      

192,516      
2,671      
176,686      
15,830      
16,904      
500      
(1,574)     

72,917       
45       
72,962       

206,692       
2,833       
180,812       
25,880       
19,771       
-       
6,109       

100.0     $ 

91.8       
8.2       
8.8       
0.2       
(0.8 )   $ 

100.0   

87.5   
12.5   
9.5   
-  
3.0   

(a)  Gross profit is calculated as net sales less the cost of materials sold. 
(b)  Operating expenses are calculated as total costs and expenses less the cost of materials sold. Excludes goodwill 

impairment charge shown separately below for comparability purposes.    

(c)  The non-cash goodwill impairment charge is separately displayed for operating expense comparability purposes. 

Tons sold decreased 1.2% to 72 thousand tons in 2015 from 73 thousand tons in 2014. The decrease in tons sold was due to 
decreased customer demand and lower industry wide shipments of stainless and aluminum flat products. 

Net sales decreased $14.2 million, or 6.9%, to $192.5 million in 2015 from $206.7 million in 2014. Average selling prices in 
2015 decreased to $2,671 per ton, compared to $2,833 per ton in 2014. The decrease in sales was due to a 1.2% decrease in 
sales volume and a 5.7% decrease in the average selling price during 2015. The decrease in the year over year average selling 
price per ton is a result of declining market price of nickel and aluminum, which continue to pressure stainless and aluminum 
pricing.  

Cost of materials sold decreased $4.1 million, or 2.3%, to $176.7 million in 2015 from $180.8 million in 2014. The decrease 
in cost of materials sold was due to the volume decrease of 1.2% and a 1.1% decrease in the average cost of materials sold 
per ton during 2015 compared to 2014.  

As a percentage of net sales, gross profit (as defined in footnote (a) in the table above) decreased to 8.2% in 2015 from 12.5% 
in 2014. The average gross profit per ton sold totaled $220 in 2015 compared to $355 per ton in 2014. The decrease in the 
gross profit percentage is a result of the declining price of nickel, which is a large component of stainless steel and aluminum 
pricing, and the cost of our material not declining as fast as the average sell price due to slower inventory turns in 2015. 

Operating expenses (as defined in footnote (b) in the table above) decreased $2.9 million, or 14.5%, to $16.9 million in 2015 
from  $19.8  million  in  2014.  The  decrease  in  operating  expenses  exceeded  the  decrease  in  sales  volume  of  1.2%.  As  a 
percentage of net sales, operating expenses decreased to 8.8% of net sales in 2015 from 9.5% in 2014. Variable operating 
expenses, such as distribution and wages decreased as a result of lower sales volumes. Expenses also decreased as a result of 
the profit improvement plan initiated in 2015 and the decrease in variable performance-based incentive compensation in 2015 
compared to 2014. In 2015 we recorded a $0.5 million non-cash goodwill impairment charge as a result of the continued 
market pressures which fully eliminated the goodwill for the specialty metals flat products segment.  

Operating loss for 2015 totaled $1.6 million compared to operating income of $6.1 million in 2014.  

34 

  
  
  
  
    
  
  
    
  
    
      
  
    
  
    
        
   
    
        
   
    
        
   
  
      
        
        
        
  
    
        
   
    
    
    
    
  
       
  
  
  
  
  
  
  
 
 
Tubular and pipe products 

The following table sets forth certain income statement data for the tubular and pipe products segment for 2015 and 2014 
(dollars shown in thousands). 

2015 

% of net 
sales 

2014 

% of net 
sales 

Net sales 
Cost of materials sold (a) 
Gross profit (b) 
Operating expenses (c)  
Goodwill and intangible asset impairment (d) 
Operating loss 

  $ 

  $ 

217,627      
146,854      
70,773      
58,190      
24,451      
(11,868)     

100.0     $ 
67.5       
32.5       
26.8       
11.2       
(5.5 )   $ 

244,539       
173,751       
70,788       
60,603       
23,836       
(13,651)     

100.0   
71.1   
28.9   
24.8   
9.7   
(5.6) 

(a)  Includes $3,347 of LIFO income in 2015 and $365 of LIFO expense in 2014. 
(b)  Gross profit is calculated as net sales less the cost of materials sold. 
(c)  Operating expenses are calculated as total costs and expenses less the cost of materials sold.  
(d)  The non-cash goodwill and intangible asset impairment charges are separately displayed for operating expense 

comparability purposes. 

Net sales decreased $26.9 million, or 11.0%, to $217.6 million in 2015 from $244.5 million in 2014. The decrease in net 
sales was due to a 5.7% decrease in the sales volume and a 5.6% decrease in the average selling price during 2015. The 
decrease in volume was due to decreased customer demand and lower industry-wide shipments of pipe and tube products. 

Cost of materials sold decreased $26.9 million, or 15.5%, to $146.9 million in 2015 from $173.8 million in 2014. The decrease 
in cost of materials sold was due to a 5.7% decrease in sales volume and a 10.4% decrease in the average cost of materials 
sold which was impacted by the LIFO income of $3.3 million in 2015 compared to LIFO expense of $0.4 million in 2014.  

As a percentage of net sales, gross profit (as defined in footnote (b) in the table above) increased to 32.5% in 2015 from 
28.9%, in 2014. The LIFO income recorded in 2015 increased gross profit by 1.5% of net sales and the LIFO expense recorded 
in 2014, decreased gross profit by 0.2% of net sales. Gross profit as a percentage of net sales increased as a result of increased 
value added processing sales and an increase in the product mix to higher margin sales. 

Operating expenses (as defined in footnote (c) in the table above) decreased $2.4 million, or 4.0%, to $58.2 million from 
$60.6 million in 2014. As a percentage of net sales, operating expenses increased to 26.8% for 2015 compared to 24.8% for 
2014. Variable operating expenses, such as distribution and certain selling expenses, decreased as a result of lower sales 
volume and net sales. Depreciation expense increased as a result of recent investments in processing equipment.  

In 2015 we recorded a $16.5 million non-cash goodwill impairment charge and an $8.0 million non-cash intangible asset 
impairment charge. In 2014 we recorded a $23.8 million non-cash goodwill impairment charge.  

Operating loss for 2015 totaled $11.9 million, compared to an operating loss of $13.7 million in 2014. The operating loss for 
2015 was the result of the goodwill impairment of $16.5 million and the asset impairment charge of $8.0 million. The 2014 
operating loss was a result of the $23.8 million goodwill impairment as well as LIFO expense of $0.4 million.  

Corporate expenses 

Corporate expenses decreased $0.9 million, or 10.7%, to $7.1 million in 2015 compared to $8.0 million in 2014. The decrease 
in  corporate  expenses  is  primarily  attributable  to  decreases  in  travel  and  entertainment  expenses  and  lower  variable 
performance-based compensation in 2015 compared to 2014. Corporate expenses include the unallocated expenses related to 
managing the entire Company (i.e. all three segments), including compensation for certain personnel, expenses related to 
being a publicly traded entity such as board of directors expenses, audit expenses, and various other professional fees.  

35 

  
  
  
  
    
  
  
    
  
    
      
  
    
  
    
    
    
    
  
  
  
  
  
  
  
  
  
  
  
 
 
Liquidity, Capital Resources and Cash Flows 

Our principal capital requirements include funding working capital needs, purchasing, upgrading and acquiring processing 
equipment  and  facilities,  making  acquisitions  and  paying  dividends.  We  use  cash  generated  from  operations,  leasing 
transactions and borrowings under our credit facility to fund these requirements. 

We believe that funds available under our credit facility, lease arrangement proceeds and the sale of equity or debt securities, 
together with funds generated from operations, will be sufficient to provide us with the liquidity necessary to fund anticipated 
working  capital  requirements,  capital  expenditure  requirements,  our  dividend  payments  and  share  repurchases  and  any 
business acquisitions over at least the next 12 months. In the future, we may as part of our business strategy, acquire and 
dispose of assets or other companies in the same or complementary lines of business, or enter into or exit strategic alliances 
and joint ventures. Accordingly, the timing and size of our capital requirements are subject to change as business conditions 
warrant and opportunities arise. 

2016 Compared to 2015 

Operating Activities 

During 2016, we used $9.8 million of cash for operations, of which $16.8 million was generated from operating activities 
and $26.6 million was used for working capital. During 2015, we generated $107.5 million of cash from operations, of which 
$12.4 million was generated from operating activities and $95.1 million was generated from working capital.  

Net cash used for operations totaled $16.8 million during 2016 and was primarily comprised of depreciation and amortization 
of $19.4 million offset by the net change in long-term assets and liabilities of $1.7 million and the net loss of $1.1 million. 
Net cash from operations totaled $12.4 million during 2015 and was primarily comprised of depreciation and amortization 
of $19.9 million and the non-cash goodwill and intangible asset impairment of $25.0 million, offset by the net loss of $26.8 
million.  

Working capital at December 31, 2016 totaled $260.0 million, a $28.2 million increase from December 31, 2015. The increase 
was primarily attributable to a $47.9 million increase in inventory (resulting from increased inventory purchases at the end 
of 2016), a $9.0 million increase in accounts receivable (resulting primarily from higher sales volume at the end of 2016) 
offset  by  a  $23.8  million  increase  in  accounts  payable  and  outstanding  checks  (resulting  from  the  increased  inventory 
purchases at the end of 2016) and a $4.9 million increase in accrued payroll and other accrued liabilities. 

Investing Activities 

Net cash used for investing activities was $6.4 million during 2016, compared to $7.3 million during 2015. In 2016 capital 
expenditures were primarily  attributable  to  additional processing  equipment  and  facilities  maintenance. During 2017,  we 
expect our capital spending to approximate our annual depreciation levels of $17 million. 

Financing Activities 

In 2016, $17.0 million of cash was generated from financing activities which primarily consisted of $18.8 million of net 
borrowings under our ABL Credit Facility. In 2015, $100.8 million of cash was used for financing activities which primarily 
consisted of $98.3 million of net repayments under our ABL facility. 

In February 2017, our Board of Directors approved a regular quarterly dividend of $0.02 per share, which is payable on 
March  15,  2017  to  shareholders  of  record  as  of  March  1,  2017.  Our  Board  previously  approved  2016  regular  quarterly 
dividends of $0.02 per share, which were paid on each of March 15, 2016, June 15, 2016, September 15, 2016 and December 
15, 2016. Dividend distributions in the future are subject to the availability of cash, the $2.5 million annual limitation on cash 
dividends  under  our  ABL  Credit  Facility  and  continuing  determination  by  our  Board  of  Directors  that  the  payment  of 
dividends remains in the best interest of our shareholders. 

36 

  
  
  
  
  
  
  
  
  
  
  
  
  
   
 
 
Stock Repurchase Program 

On October 2, 2015, we announced that our Board of Directors authorized a stock repurchase program of up to 550,000 
shares of the Company’s issued and outstanding common stock, which could include open market repurchases, negotiated 
block transactions, accelerated stock repurchases or open market solicitations for shares, all or some of which may be effected 
through Rule 10b5-1 plans. Repurchased shares are held in our treasury, or canceled and retired as our Board may determine 
from time to time. Any repurchases of common stock are subject to the covenants contained in the ABL Credit Facility. 
Under the ABL Credit Facility, we may repurchase common stock and pay dividends up to $2.5 million in the aggregate 
during  any  trailing  twelve  months  without  restrictions.  Purchases  in  excess  of  $2.5  million  require  us  to  (i)  maintain 
availability in excess of 25% of the aggregate revolver commitments ($91.3 million at December 31, 2016) or (ii) to maintain 
availability equal to or greater than 15% of the aggregate revolver commitments ($54.8 million at December 31, 2016) and 
we must maintain a pro-forma ratio of EBITDA minus certain capital expenditures and cash taxes paid to fixed charges of at 
least 1.00 to 1.00. The timing and amount of any repurchases under the stock repurchase program will depend upon several 
factors, including market and business conditions, and limitations under the ABL Credit Facility, and repurchases may be 
discontinued at any time. During 2017, we expect to be limited to the $2.5 million available without restrictions to repurchase 
common stock and pay dividends. 

There were no shares repurchased during 2016. During the fourth quarter of 2015, we repurchased 65,283 shares for a total 
cost of $0.7 million. 

Debt Arrangements 

Our ABL Credit Facility is collateralized by our accounts receivable and inventory. The ABL Credit Facility consists of a 
revolving credit line of $365 million. Revolver borrowings are limited to the lesser of a borrowing base, comprised of eligible 
receivables and inventories, or $365 million in the aggregate. The ABL Credit Facility matures on June 30, 2019.  

The  ABL  Credit  Facility  requires  us  to  comply  with  various  covenants,  the  most  significant  of  which  include:  (i)  if  any 
commitments  or  obligations  are  outstanding  and  our  availability  is  less  than  the  greater  of  $30  million  or  10.0%  of  the 
aggregate amount of revolver commitments ($36.5 million at December 31, 2016) then we must maintain a ratio of EBITDA 
minus certain capital expenditures and cash taxes paid to fixed charges of at least 1.00 to 1.00 for the most recent twelve 
fiscal  month  period;  (ii)  limitations  on  dividend  payments  and  stock  repurchases;  and  (iii)  restrictions  on  additional 
indebtedness. We have the option to borrow under our revolver based on the agent’s base rate plus a premium ranging from 
0.00% to 0.25% or the London Interbank Offered Rate (LIBOR) plus a premium ranging from 1.25% to 3.00%.  

As of December 31, 2016, we were in compliance with our covenants and we had approximately $94.3 million of availability 
under the ABL Credit Facility.  

As of December 31, 2016, $2.0 million of bank financing fees were included in “Prepaid expenses and other” and “Other 
long-term assets” on the accompanying Consolidated Balance Sheets. The financing fees are being amortized over the five-
year  term  of  the  ABL  Credit  facility  and  are  included  in  “Interest  and  other  expense  on  debt”  on  the  accompanying 
Consolidated Statements of Comprehensive Income. 

We  entered  into  a  forward  starting  fixed  rate  interest  rate  hedge  that  commenced  June  2013,  in  order  to  eliminate  the 
variability of cash interest payments on $53.2 million of the then outstanding LIBOR-based borrowings under the ABL Credit 
Facility. The hedge, which matured on June 1, 2016, fixed the rate at 1.21% plus a premium ranging from 1.25% to 1.75%.  

As  part  of  the  CTI  acquisition  in  July  2011,  we  assumed  approximately  $5.9  million  of  Industrial  Revenue  Bond  (IRB) 
indebtedness. The bond matures in April 2018, with the option to provide principal payments annually on April 1st. On April 
1,  2016,  we  paid  an  optional  principal  payment  of  $0.9  million.  Since  the  IRB  is  remarketed  annually,  it  is  included  in 
“Current portion of long-term debt” on the accompanying Consolidated Balance Sheets. Interest is payable monthly, with a 
variable rate that resets weekly. As a security for payment of the bonds, we obtained a direct pay letter of credit issued by 
JPMorgan Chase Bank, N.A. The letter of credit reduces annually by the principal reduction amount. The interest rate at 
December 31, 2016 was 1.0% for the IRB debt. 

CTI  entered  into  an  interest  rate  swap  agreement  to  reduce  the  impact  of  changes  in  interest rates on  the  above IRB.  At 
December 31, 2016, the effect of the swap agreement on the bond was to fix the rate at 3.46%. The swap agreement matures 
in April 2018, and is reduced annually by the amount of the optional principal payments on the bond. We are exposed to 
credit  loss  in  the  event  of nonperformance  by  the  other  parties  to  the  interest  rate  swap  agreement. However, we do  not 
anticipate nonperformance by the counterparties. 

37 

  
  
  
  
  
  
  
  
  
  
2015 Compared to 2014 

Operating Activities 

During 2015, we generated $107.5 million of cash from operations, of which $12.4 million was generated from operating 
activities and $95.1 million was generated from working capital. During 2014, we used $39.6 million of cash for operations, 
of which $25.4 million was generated from operating activities and $65.0 million was used for working capital.  

Net cash from operations totaled $12.4 million during 2015 and was primarily comprised of depreciation and amortization 
of $19.9 million and the non-cash goodwill and intangible asset impairment of $25.0 million, offset by the net loss of $26.8 
million.  Net  cash  from  operations  totaled  $25.4  million  during  2014  and  was  primarily  comprised  of  depreciation  and 
amortization of $21.8 million and the non-cash goodwill impairment of $23.8 million, offset by the net loss of $19.1 million.  

Working  capital  at  December  31,  2015  totaled  $231.9  million,  a  $94.8  million  decrease  from  December  31,  2014.  The 
decrease was primarily attributable to a $104.5 million decrease in inventory (resulting from decreased inventory purchases 
and lower metals cost in 2015 compared to 2014) and a $30.9 million decrease in accounts receivable (resulting from lower 
sales volume and selling prices), offset by a $35.6 million decrease in accounts payable and outstanding checks and a $18.5 
million decrease in accrued payroll and other accrued liabilities. The decrease in prepaid expenses and other and accrued 
payroll and other accrued liabilities is mainly related to the decrease in metals derivatives.  

Investing Activities 

Net cash used for investing activities was $7.3 million during 2015, compared to $7.8 million during 2014. In 2015, capital 
expenditures were primarily attributable to additional processing equipment at our flat products (carbon and specialty metals) 
and tube and pipe products existing facilities.  

Financing Activities 

In 2015, $100.8 million of cash was used for financing activities which primarily consisted of $98.3 million of net repayments 
under our ABL Credit Facility.   In 2014, $46.4 million of cash was generated from financing activities, which primarily 
consisted of $49.2 million of net borrowings under our credit facility, including the payoff of our term loan of $48.9 million 
upon refinancing and subsequent borrowings under our revolving credit facility, offset by $1.2 million of additional deferred 
financing fees incurred as part of the June 30, 2014 amendment to the ABL Credit Facility (as defined below).  

Our Board previously approved 2015 and 2014 regular quarterly dividends of $0.02 per share, which were paid in March, 
June, September and December of 2015 and 2014.  

Contractual Obligations 

The following table reflects our contractual obligations as of December 31, 2016: 

Contractual Obligations 
(amounts in thousands) 
Long-term debt obligations 
Interest obligations 
Unrecognized tax positions 
Other long-term liabilities 
Operating leases 

Total contractual obligations 

(a) 
(b) 
(c) 
(d) 
(e) 

  $

  $

     Less than        
1 year 

Total 
166,424    $ 
9,885      
40      
10,422      
26,466      
213,237    $ 

     1-3 years       3-5 years      
-    $
-      
-      
3,078       
6,235       
9,313     $

165,529     $
5,910       
26       
5,448       
10,315       
187,228     $

895     $
3,975       
14       
607       
6,634       
12,125     $

     More than    
5 years 

-  
-  
-  
1,288   
3,282   
4,570   

(a)  See Note 6 to the Consolidated Financial Statements.  
(b)  Future interest obligations are calculated using the debt balances and interest rates in effect on December 31, 2016. 
(c)  See  Note  12  to  the  Consolidated  Financial  Statements.  Classification  is  based  on  expected  settlement  dates  and  the

expiration of certain statutes of limitations. 

(d)  Primarily consists of retirement liabilities and deferred compensation payable in future years. 
(e)  See Note 11 to the Consolidated Financial Statements. 

38 

  
  
  
  
  
  
  
  
  
  
 
  
  
  
    
  
  
      
  
  
  
    
  
    
    
    
    
  
  
Off-Balance Sheet Arrangements 

An off-balance sheet arrangement is any contractual arrangement involving an unconsolidated entity under which a company 
has (a) made guarantees, (b) a retained or a contingent interest in transferred assets, (c) any obligation under certain derivative 
instruments  or  (d)  any  obligation  under  a  material  variable  interest  in  an  unconsolidated  entity  that  provides  financing, 
liquidity, market risk or credit risk support to a company, or engages in leasing, hedging, or research and development services 
within a company. 

Other than operating leases, which are disclosed above, and derivative instruments discussed in Note 7 to the Consolidated 
Financial Statements, as of December 31, 2016, we had no material off-balance sheet arrangements. 

Effects of Inflation 

Inflation  generally  affects  us  by  increasing  the  cost  of  employee  wages  and  benefits,  transportation  services,  processing 
equipment, purchased metals, energy and borrowings under our credit facility. General inflation, excluding increases in the 
price of metals and increased distribution expense, has not had a material effect on our financial results during the past three 
years. 

Critical Accounting Policies 

This discussion and analysis of financial condition and results of operations is based on our consolidated financial statements, 
which have been prepared in conformity with accounting principles generally accepted in the United States. The preparation 
of these financial statements requires management to make estimates and assumptions that affect the amounts reported in the 
financial statements. Actual results could differ from these estimates under different assumptions or conditions. On an on-
going basis, we monitor and evaluate our estimates and assumptions. 

We believe the following critical accounting policies affect our more significant judgments and estimates used in preparation 
of our consolidated financial statements: 

Allowance for Doubtful Accounts Receivable 

We maintain an allowance for doubtful accounts for estimated losses resulting from the inability of our customers to make 
required payments. The allowance is maintained at a level considered appropriate based on historical experience and specific 
customer collection issues that we have identified. Estimations are based upon the application of a historical collection rate 
to  the  outstanding  accounts  receivable  balance,  which  remains  fairly  level  from  year  to  year,  and  judgments  about  the 
probable effects of economic conditions on certain customers, which can fluctuate significantly from year to year. We cannot 
be certain that the rate of future credit losses will be similar to past experience. We consider all available information when 
assessing the adequacy of our allowance for doubtful accounts each quarter. 

Inventory Valuation 

Inventories are stated at the lower of cost or market and include the costs of the purchased metals, inbound freight, external 
and internal processing and applicable labor and overhead costs. Costs of our flat product segment’s inventories, including 
flat-rolled sheet, coil and plate products are determined using the specific identification method.  

Certain of our tubular and pipe products inventory is stated under the LIFO method. At December 31, 2016, approximately 
$43.4  million,  or  17.1%  of  consolidated  inventory,  was  reported  under  the  LIFO  method  of  accounting.  The  cost  of  the 
remainder of tubular and pipe product segment’s inventory is determined using a weighted average rolling first-in, first-out 
method. 

Intangible Assets 

The  Company  performs  an  annual  impairment  test  of  indefinite-lived  intangible  assets  for  the  tubular  and  pipe  products 
segment in the fourth quarter, or more frequently if changes in circumstances or the occurrence of events indicate potential 
impairment. Events or changes in circumstances that could trigger an impairment review include significant nonperformance 
relative to the expected historical or projected future operating results, significant changes in the manner of the use of the 
acquired assets or the strategy for the overall business or significant negative industry or economic trends. Management uses 
39 

  
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
judgment  to  determine  whether  to  use  a  qualitative  analysis  or  a  quantitative  fair  value  measurement  for  each  of  the 
Company’s reporting units that carry intangible assets.  

If a quantitative fair value measurement is used, the fair value of each indefinite-lived intangible asset is compared to its 
carrying value and an impairment charge is recorded if the carrying value exceeds the fair value. The Company estimates the 
fair value of indefinite-lived intangible assets using a discounted cash flow methodology. Management’s assumptions used 
for the calculations are based on historical results, projected financial information and recent economic events. Actual results 
could differ from these estimates under different assumptions or conditions which could adversely affect the reported value 
of intangible assets.  

Long-Lived Assets 

The Company evaluates the recoverability of long-lived assets and the related estimated remaining lives whenever events or 
changes in circumstances indicate that the carrying value may not be recoverable. Events or changes in circumstances that 
could  trigger  an  impairment  review  include  significant  underperformance  relative  to  the  expected  historical  or  projected 
future operating results, significant changes in the manner of the use of the acquired assets or the strategy for the overall 
business or significant negative industry or economic trends. The Company records an impairment or change in useful life 
whenever events or changes in circumstances indicate that the carrying amount may not be recoverable or the useful life has 
changed.  

Income Taxes 

Deferred income taxes on the consolidated balance sheet include, as an offset to the estimated temporary differences between 
the tax basis of assets and liabilities and the reported amounts on the consolidated balance sheets, the tax effect of operating 
loss and tax credit carryforwards. If we determine that we will not be able to fully realize a deferred tax asset, we will record 
a valuation allowance to reduce such deferred tax asset to its net realizable value.  

Revenue Recognition 

For both direct and toll shipments, revenue is recognized when title and risk of loss is transferred, which generally occurs 
upon  delivery  to  our  customers.  Given  the  proximity  of  our  customers  to  our  facilities,  substantially  all  of  our  sales  are 
shipped and received within one day. Sales returns and allowances are treated as reductions to sales and are provided for 
based on historical experience and current estimates and are immaterial to the consolidated financial statements. 

Certain  engineered  products  produced  by  CTI  can  take  several  months  to  manufacture  due  to  their  size  and  complexity. 
Substantially all projects are completed within six months. The Company may request advance payments from customers 
during  the  production  of  these  products.  These  payments  are  included  in  “Other  accrued  liabilities”  on  the  Company’s 
Consolidated Balance Sheets. Due to their short-term nature, the Company uses the units of delivery method to account for 
these contracts. Revenue for the contracts is recognized when the product is shipped and title of the product transfers to the 
customers. Revenues for these engineered products accounted for approximately 1.7%, 1.8% and 1.7% of our net sales during 
2016, 2015 and 2014, respectively.  

Impact of Recently Issued Accounting Pronouncements  

In August 2016, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No 2016-
15, “Classification of certain cash receipts and cash payments”. This ASU addresses the following eight specific cash flow 
issues: Debt prepayment or debt extinguishment costs; settlement of zero-coupon debt instruments or other debt instruments 
with  coupon  interest  rates  that  are  insignificant  in  relation  to  the  effective  interest  rate  of  the  borrowing;  contingent 
consideration payments made after a business combination; proceeds from the settlement of insurance claims; proceeds from 
the settlement of corporate-owned life insurance policies (COLIs) (including bank-owned life insurance policies (BOLIs)); 
distributions  received  from  equity  method  investees;  beneficial  interests  in  securitization  transactions;  and  separately 
identifiable cash flows and application of the predominance principle. The guidance will be effective for annual reporting 
periods beginning after December 15, 2017, and interim periods within those fiscal years with early adoption permitted. The 
adoption of this ASU is not expected to materially impact the Company’s consolidated financial statements. 

In March 2016, the FASB issued ASU No 2016-09, “Improvements to Employee Share-Based Payment Accounting”. This 
ASU is part of the FASB’s Simplification Initiative and has been issued to reduce complexity in the presentation of employee 
share-based  payment  transactions,  including  the  income  tax  consequences,  classification  of  awards  as  either  equity  or 
liabilities,  and  classification  on  the  statement  of  cash  flows.  The  guidance  will  be  effective  for  annual  reporting  periods 
40 

  
  
  
  
  
   
  
  
  
  
  
beginning after December 15, 2016 and interim periods within those fiscal years with early adoption permitted. The adoption 
of this ASU is not expected to materially impact the Company’s consolidated financial statements. 

In February 2016, the FASB issued ASU No. 2016-02, “Leases”, which specifies the accounting for leases. The objective is 
to establish the principles that lessees and lessors shall apply to report useful information to users of financial statements 
about the amount, timing and uncertainty of cash flows arising from a lease. This ASU introduces the recognition of lease 
assets and lease liabilities by lessees for those leases classified as operating leases under previous guidance. The guidance 
will be effective for annual reporting periods beginning after December 15, 2018 and interim periods within those fiscal years 
with early adoption permitted. We are in the process of evaluating the impact of the future adoption of this standard on our 
consolidated financial statements.  

In November 2015, the FASB issued ASU No. 2015-17, “Balance Sheet Classification of Deferred Taxes.” This ASU is part 
of the FASB’s Simplification Initiative and has been issued to reduce complexity in the presentation of deferred taxes. This 
new  guidance  eliminates  the  requirement  for  entities  that  present  a  classified  statement  of  financial  position  to  classify 
deferred tax assets and liabilities as current and noncurrent, and instead require that they classify all deferred tax assets and 
liabilities as noncurrent. As a result, each jurisdiction will now only have one net noncurrent deferred tax asset or liability. 
However, the guidance does not change the existing requirement that only permits offsetting within a jurisdiction. Companies 
are  still  prohibited  from  offsetting  deferred  tax  liabilities  from  one  jurisdiction  against  deferred  tax  assets  of  another 
jurisdiction. This ASU is effective for financial statements issued for fiscal years beginning after December 15, 2016, and 
interim periods within those fiscal years, with early adoption permitted. The guidance may be applied either prospectively, 
for all deferred tax assets and liabilities, or retrospectively (i.e., by reclassifying the comparative balance sheet). If applied 
prospectively,  entities  are  required  to  include  a  statement  that  prior  periods  were  not  retrospectively  adjusted.  If  applied 
retrospectively, entities are also required to include quantitative information about the effects of the change on prior periods. 
The prospective adoption of this guidance on January 1, 2016 did not have a material impact on our consolidated financial 
statements and the prior periods were not retrospectively adjusted. 

In April 2015, the FASB issued ASU No. 2015-03, “Simplifying the Presentation of Debt Issuance Costs.” This ASU is part 
of the FASB’s Simplification Initiative and has been issued to reduce the complexity in the presentation of debt issuance 
costs.  This  new  guidance  requires  companies  to  present  debt  issuance  costs  the  same  way  they  currently  present  debt 
discounts,  as  a  direct  deduction from  the  carrying  value  of  that  debt  liability.  The  guidance  is  limited  to  simplifying  the 
presentation of debt issuance costs and does not impact the recognition and measurement guidance for debt issuance costs. 
This ASU is effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods 
within  those  fiscal  years,  with  early  adoption  permitted.  The  amendments  of  ASU  No.  2015-03  must  be  applied 
retrospectively, where the balance sheet of each presented individual period is adjusted to indicate the period-specific impact 
of using the new guidance. The FASB considered that because both debt issuance costs and debt discounts are amortized 
using the effective interest method, there would be no effect on the income statement upon adoption of the amendments. The 
adoption of this guidance on January 1, 2016 did not have an impact on our consolidated financial statements because it does 
not apply to revolving credit agreements. 

In August 2014, the FASB issued ASU No. 2014-15, “Presentation of Financial Statements – Going Concern”. This ASU 
contains new guidance on management’s responsibility to evaluate whether there is substantial doubt about an entity’s ability 
to continue as a going concern and to provide related footnote disclosures. Management must evaluate whether it is probable 
that  known  conditions  or  events,  considered  in  the  aggregate,  would  raise  substantial  doubt  about  the  entity’s  ability  to 
continue as a going concern within one year after the date that the financial statements are issued. If such conditions or events 
are identified, the standard requires management's mitigation plans to alleviate the doubt or a statement of the substantial 
doubt about the entity’s ability to continue as a going concern to be disclosed in the financial statements. This ASU is effective 
for fiscal years and interim periods beginning after December 15, 2016, with early adoption permitted. The adoption of this 
ASU did not impact our consolidated financial statements. 

In May 2014, the FASB issued ASU No. 2014-09, “Revenue from Contracts with Customers.” This ASU is a joint project 
initiated by the FASB and the International Accounting Standards Board to clarify the principles for recognizing revenue and 
to  develop  a  common  revenue  standard  for  U.S.  generally  accepted  accounting  principles  and  International  Financial 
Reporting  Standards  that  will:  remove  inconsistencies  and  weaknesses  in  revenue  requirements;  provide  a  more  robust 
framework for addressing revenue issues; improve comparability of revenue recognition practices across entities, industries, 
jurisdictions  and  capital  markets;  provide  more  useful  information  to  users  of  financial  statements  through  improved 
disclosure  requirements;  and  simplify  the  preparation  of  financial  statements  by  reducing  the  number  of  requirements  to 
which an entity must refer. As originally proposed, the guidance is effective for annual reporting periods beginning after 
December 15, 2016, including interim periods within that reporting period. The adoption of this ASU is not expected to 

41 

  
  
   
  
  
materially impact the Company’s consolidated financial statements. In August 2015, the FASB issued ASU No. 2015-14, 
“Revenue from Contracts with Customers.” This ASU deferred the effective date of ASU No. 2014-09 by one year.  

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

Our principal raw materials are carbon, coated and stainless steel, and aluminum, pipe and tube, flat rolled coil, sheet and 
plate that we typically purchase from multiple primary metals producers. The metals industry as a whole is cyclical and, at 
times,  pricing  and  availability  of  metals  can  be  volatile  due  to  numerous  factors  beyond  our  control,  including  general 
domestic and international economic conditions, the levels of metals imported into the United States, labor costs, sales levels, 
competition, levels of inventory held by other metals service centers, consolidation of metals producers, new global capacity 
by metals producers, higher raw material costs for the producers of metals, import duties and tariffs and currency exchange 
rates. This volatility can significantly affect the availability and cost of raw materials for us.  

We, like many other metals service centers, maintain substantial inventories of metals to accommodate the short lead times 
and  just-in-time  delivery  requirements  of  our  customers.  Accordingly,  we  purchase  metals  in  an  effort  to  maintain  our 
inventory at levels that we believe to be appropriate to satisfy the anticipated needs of our customers based upon historic 
buying  practices,  supply  agreements  with  customers  and  market  conditions.  Our  commitments  to  purchase  metals  are 
generally at prevailing market prices in effect at the time we place our orders. We have no long-term, fixed-price metals 
purchase contracts. When metals prices increase, competitive conditions will influence how much of the price increase we 
can  pass  on  to  our  customers.  To  the  extent  we  are  unable  to  pass  on  future  price  increases  in  our  raw  materials  to  our 
customers, the net sales and profitability of our business could be adversely affected. When metals prices decline, customer 
demands for lower prices and our competitors’ responses to those demands could result in lower sale prices and, consequently, 
lower gross  profits  and  inventory  lower  of  cost or  market  adjustments  as  we  sell  existing  inventory.  Significant  or  rapid 
declines in metals prices or reductions in sales volumes could adversely impact our ability to remain in compliance with 
certain financial covenants in our credit facility, as well as result in us incurring inventory or intangible asset impairment 
charges. Changing metals prices therefore could significantly impact our net sales, gross profits, operating income and net 
income. 

Rising metals prices result in higher working capital requirements for us and our customers. Some customers may not have 
sufficient  credit  lines  or  liquidity  to  absorb  significant  increases  in  the  price  of  metals.  While  we  have  generally  been 
successful in the past in passing on producers’ price increases and surcharges to our customers, there is no guarantee that we 
will be able to pass on price increases to our customers in the future. Declining metals prices have generally adversely affected 
our net sales and net income, while increasing metals prices have generally favorably affected our net sales and net income.  

Approximately 51%, 49% and 51% of our consolidated net sales in 2016, 2015 and 2014, respectively, were directly related 
to industrial machinery and equipment manufacturers and their fabricators.  

Inflation  generally  affects  us  by  increasing  the  cost  of  employee  wages  and  benefits,  transportation  services,  processing 
equipment, energy and borrowings under our credit facility. General inflation has not had a material effect on our financial 
results during the past three years.  

We are exposed to the impact of fluctuating metals prices and interest rate changes. During 2016, 2015 and 2014, we entered 
into metals swaps at the request of customers. While these derivatives are intended to be effective in helping us manage risk, 
they have not been designated as hedging instruments. For certain customers, we enter into contractual relationships that 
entitle us to pass-through the economic effect of trading positions that we take with other third parties on our customers’ 
behalf. In 2014, we entered into carbon swaps in order to mitigate the volatility in the price of metals. The carbon swaps were 
accounted  for  as  cash  flow  hedges  and  all  of  them  settled  in  2015.  We  had  no  outstanding  metals  cash  flow  hedges  at 
December 31, 2016.  

Our primary interest rate risk exposure results from variable rate debt. If interest rates in the future were to increase 100 basis 
points (1.0%) from December 31, 2016 rates and, assuming no change in total debt from December 31, 2016 levels, the 
additional annual interest expense to us would be approximately $1.6 million. We have the option to enter into 30- to 180-
day fixed base rate LIBOR loans under the ABL Credit Facility. The Company assumed an interest rate swap agreement on 
the $5.9 million of CTI IRB. The swap agreement matures in April 2018, but the notional amount may be reduced annually 
by  the  amount  of  the  optional  principal  payments  on  the  IRB.  The  Company  is  exposed  to  credit  loss  in  the  event  of 
nonperformance  by  the  other  parties  to  the  interest  rate  swap  agreements.  However,  the  Company  does  not  anticipate 
nonperformance by the counterparties. 

42 

  
  
  
  
  
  
  
  
  
  
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

Olympic Steel, Inc.  

Index to Consolidated Financial Statements 

Report of Independent Registered Public Accounting Firm .............................................................................................. 
Management’s Report on Internal Control Over Financial Reporting .............................................................................. 
Consolidated Statements of Comprehensive Income for the Years Ended December 31, 2016, 2015 and 2014 ............. 
Consolidated Balance Sheets as of December 31, 2016 and 2015 .................................................................................... 
Consolidated Statements of Cash Flows for the Years Ended December 31, 2016, 2015 and 2014 ................................. 
Supplemental Disclosures of Cash Flow Information for the Years Ended December 31, 2016, 2015 and 2014 ............ 
Consolidated Statements of Shareholders’ Equity for the Years Ended December 31, 2016, 2015 and 2014 .................. 
Notes to Consolidated Financial Statements for the Years Ended December 31, 2016, 2015 and 2014 ........................... 

44
45
46
47
48
49
50
51

Page

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Report of Independent Registered Public Accounting Firm  

To the Shareholders and Board of Directors of Olympic Steel, Inc.: 

In our opinion, the consolidated financial statements listed in the accompanying index present fairly, in all material respects, 
the financial position of Olympic Steel, Inc. and its subsidiaries at December 31, 2016 and 2015, and the results of their 
operations  and  their  cash  flows  for  each  of  the  three  years  in  the  period  ended  December  31,  2016  in  conformity  with 
accounting principles generally accepted in the United States of America. In addition, in our opinion, the financial statement 
schedule listed in the index appearing under Item 15(a)(2) presents fairly, in all material respects, the information set forth 
therein  when  read  in  conjunction  with  the  related  consolidated  financial  statements.  Also  in  our  opinion,  the  Company 
maintained, in all material respects, effective internal control over financial reporting as of December 31, 2016, based on 
criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations 
of  the  Treadway  Commission  (COSO).  The  Company's  management  is  responsible  for  these  financial  statements  and 
financial statement schedule, for maintaining effective internal control over financial reporting and for its assessment of the 
effectiveness of internal control over financial reporting, included in the accompanying Management's Report on Internal 
Control over Financial Reporting. Our responsibility is to express opinions on these financial statements, on the financial 
statement  schedule  and  on  the  Company's  internal  control  over  financial  reporting  based  on  our  integrated  audits.  We 
conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). 
Those  standards  require  that  we  plan  and  perform  the  audits  to  obtain  reasonable  assurance  about  whether  the  financial 
statements are free of material misstatement and whether effective internal control over financial reporting was maintained 
in all material respects. Our audits of the financial statements included examining, on a test basis, evidence supporting the 
amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made 
by  management,  and  evaluating  the  overall  financial  statement  presentation.  Our  audit  of  internal  control  over  financial 
reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material 
weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed 
risk. Our audits also included performing such other procedures as we considered necessary in the circumstances. We believe 
that our audits provide a reasonable basis for our opinions. 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures 
that  (i)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and 
dispositions of the assets of the company; (ii) provide reasonable assurance that transactions are recorded as necessary to 
permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and 
expenditures of the company are being made only in accordance with authorizations of management and directors of the 
company; and (iii) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, 
or disposition of the company’s assets that could have a material effect on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

/s/ PricewaterhouseCoopers LLP 
Cleveland, Ohio 
March 2, 2017 

44 

  
  
  
  
  
  
  
  
 
 
MANAGEMENT’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING 

Our  management  is  responsible  for  establishing  and  maintaining  adequate  internal  control  over  financial  reporting.  Our 
internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of our 
financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted 
accounting principles. Because of its inherent limitations, internal control over financial reporting may not prevent or detect 
misstatements.  

Our  management  assessed  the  effectiveness  of our  internal  control  over financial  reporting  as  of  December  31, 2016.  In 
making this assessment, our management used the criteria established in Internal Control - Integrated Framework (2013), 
issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). Based on our assessment, we 
concluded that, as of December 31, 2016, our internal control over financial reporting was effective based on those criteria. 

The  effectiveness  of  our  internal  control  over  financial  reporting  as  of  December  31,  2016  has  been  audited  by 
PricewaterhouseCoopers  LLP,  an  independent  registered  public  accounting  firm,  as  stated  in  their  report  which  appears 
herein. 

45 

  
  
  
  
 
 
Olympic Steel, Inc. 
Consolidated Statements of Comprehensive Income 
For The Years Ended December 31, 
(in thousands, except per share data) 

Net sales 

Costs and expenses 

Cost of materials sold (excludes items shown separately below) 
Warehouse and processing 
Administrative and general 
Distribution 
Selling 
Occupancy 
Depreciation 
Amortization 
Goodwill and intangible asset impairment 

Total costs and expenses 

Operating income (loss) 

Other loss, net 

Income (loss) before interest and income taxes 

Interest and other expense on debt 

Income (loss) before income taxes 

Income tax provision (benefit) 

Net loss 

Gain (loss) on cash flow hedges 
Tax effect of hedges 
Reclassification of loss included in net income, net of tax of $804 

for 2015 
Total comprehensive loss 

Net loss per share - basic 
Weighted average shares outstanding - basic 

Net loss per share - diluted 
Weighted average shares outstanding - diluted 

Dividends declared per share of common stock 

2016 

2015 

2014 

  $ 

1,055,116     $

1,175,543     $

1,436,270   

820,040       
79,521       
63,054       
36,490       
23,060       
8,718       
17,596       
889       
-      
1,049,368       
5,748       
(55)     
5,693       
5,273       
420       
1,498       
(1,078)   $

942,214       
85,411       
64,987       
36,073       
21,158       
9,492       
18,147       
889       
24,951       
1,203,322       
(27,779 )     
(125 )     
(27,904 )     
5,690       
(33,594 )     
(6,817 )     
(26,777 )   $

1,160,310   
92,170   
72,219   
41,312   
24,799   
10,052   
19,891   
889   
23,836   
1,445,478   
(9,208 ) 
(126 ) 
(9,334 ) 
6,780   
(16,114 ) 
2,950   
(19,064 ) 

114       
(44)     

(1,816 )     
699       

12   
(125 ) 

-      
(1,008)   $

1,596       
(26,298 )   $

-   
(19,177 ) 

(0.10)   $
11,210       

(0.10)   $
11,210       

(2.39 )   $
11,192       

(2.39 )   $
11,192       

(1.71 ) 
11,120   

(1.71 ) 
11,120   

0.08     $

0.08     $

0.08   

  $ 

  $ 

  $ 

  $ 

  $ 

The accompanying notes are an integral part of these statements. 

46 

  
  
  
    
    
  
  
      
        
        
  
  
      
        
        
  
      
        
        
  
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
  
      
        
        
  
    
    
    
  
      
        
        
  
    
  
      
        
        
  
    
  
      
        
        
  
  
  
  
 
 
 Olympic Steel, Inc. 
Consolidated Balance Sheets 
As of December 31, 
(in thousands) 

Cash and cash equivalents 
Accounts receivable, net 
Inventories, net (includes LIFO debit of $8,045 and $6,555 as of December 31, 2016 

  $

Assets 

and 2015, respectively) 
Prepaid expenses and other 
Total current assets 
Property and equipment, at cost 
Accumulated depreciation 

Net property and equipment 

Intangible assets, net 
Other long-term assets 

Total assets 

Current portion of long-term debt 
Accounts payable 
Accrued payroll 
Other accrued liabilities 

Total current liabilities 

Credit facility revolver 
Other long-term liabilities 
Deferred income taxes 
Total liabilities 

Liabilities 

  $

  $

Commitments and contingencies (Note 11) 

Preferred stock, without par value, 5,000 shares authorized, no shares issued or 

Shareholders' Equity 

outstanding 

Common stock, without par value, 20,000 shares authorized, 10,963 and 10,955 shares 

issued and outstanding 

Treasury stock, at cost, 57 and 65 shares held 
Accumulated other comprehensive loss 
Retained earnings 

Total shareholders' equity 
Total liabilities and shareholders' equity 

  $

2016 

2015 

2,315     $
101,902       

1,604   
92,877   

254,526       
6,197       
364,940       
374,242       
(218,476 )     
155,766       
23,869       
11,493       
556,068     $

1,825     $
79,458       
8,445       
15,170       
104,898       
164,599       
10,062       
23,119       
302,678       

206,645   
7,820   
308,946   
372,129   
(205,591) 
166,538   
24,757   
11,639   
511,880   

2,690   
55,685   
6,884   
11,801   
77,060   
145,800   
9,829   
24,496   
257,185   

-       

-  

128,619       
(609 )     
-       
125,380       
253,390       
556,068     $

128,129   
(699) 
(70) 
127,335   
254,695   
511,880   

The accompanying notes are an integral part of these balance sheets. 

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Olympic Steel, Inc. 
Consolidated Statements of Cash Flows 
For The Years Ended December 31, 
(in thousands) 

Cash flows from (used for) operating activities: 

Net loss 
Adjustments to reconcile net income (loss) to net cash from 

operating activities - 

Depreciation and amortization 
Goodwill and intangible asset impairment 
(Gain) loss on disposition of property and equipment 
Stock-based compensation 
Other long-term assets 
Other long-term liabilities 

Changes in working capital: 
Accounts receivable 
Inventories 
Prepaid expenses and other 
Accounts payable 
Change in outstanding checks 
Accrued payroll and other accrued liabilities 

Net cash from (used for) operating activities 

Cash flows from (used for) investing activities: 

Capital expenditures 
Proceeds from disposition of property and equipment 

Net cash used for investing activities 

Cash flows from (used for) financing activities: 

Credit facility revolver borrowings 
Credit facility revolver repayments 
Term loan repayments 
Industrial revenue bond repayments 
Credit facility fees and expenses 
Proceeds from exercise of stock options (including tax 

benefits) and employee stock purchases 

Repurchase of common stock 
Dividends paid 

Net cash from (used for) financing activities 

Cash and cash equivalents: 

Net change 
Beginning balance 
Ending balance 

2016 

2015 

2014 

  $ 

(1,078)   $

(26,777 )   $

(19,064 ) 

19,402       
-      
(376)     
534       
(638)     
(1,074)     
16,770       

(9,025)     
(47,881)     
1,620       
28,619       
(4,846)     
4,930       
(26,583)     
(9,813)     

19,873       
24,951       
15       
1,759       
44       
(7,500 )     
12,365       

30,927       
104,463       
13,808       
(21,923 )     
(13,644 )     
(18,511 )     
95,120       
107,485       

(6,824)     
376       
(6,448)     

(7,317 )     
3       
(7,314 )     

307,298       
(288,499)     
-      
(865)     
(131)     

46       
-      
(877)     
16,972       

311,372       
(409,662 )     
-       
(840 )     
(127 )     

30       
(699 )     
(879 )     
(100,805 )     

21,840   
23,836   
248   
2,074   
(766 ) 
(2,754 ) 
25,414   

(8,516 ) 
(24,737 ) 
(7,648 ) 
(24,090 ) 
(10,670 ) 
10,663   
(64,998 ) 
(39,584 ) 

(7,834 ) 
68   
(7,766 ) 

632,726   
(534,711 ) 
(48,854 ) 
(810 ) 
(1,218 ) 

147   
-   
(878 ) 
46,402   

711       
1,604       
2,315     $

(634 )     
2,238       
1,604     $

(948 ) 
3,186   
2,238   

  $ 

The accompanying notes are an integral part of these statements. 

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Olympic Steel, Inc. 
Supplemental Disclosures of Cash Flow Information 
For The Years Ended December 31, 
(in thousands) 

Cash paid during the period 

Interest paid 
Income taxes paid 

2016 

2015 

2014 

  $ 
  $ 

4,300     $
982     $

5,083     $
565     $

5,793   
4,658   

The accompanying notes are an integral part of these statements  

49 

  
  
  
    
    
  
      
        
        
  
  
      
        
        
  
  
  
  
  
 
 
Olympic Steel, Inc.  
Consolidated Statements of Shareholders’ Equity  
For The Years Ended December 31,  
(in thousands) 

     Accumulated        
Other  
  Common     Treasury     Comprehensive     Retained      Total     
    Earnings      Equity     
Loss  
   Stock        Stock       

Balance at December 31, 2013 

Net loss 
Payment of dividends 
Exercise of stock options and employee stock 

purchases (7 shares) 

Stock-based compensation 
Changes in fair value of hedges 
Other 

  $  124,118    $ 

  $ 

-    $ 
-      

147      
2,074      
-      
-      

-    $ 

-    $ 
-      

-      
-      
-      
-      

(437)   $  174,935     $ 298,616   

-    $  (19,064)   $ (19,064) 
(878) 
(878)     
-      

-      
-      
(113)     
1       

-      
-      
-      
(2)     

147   
2,074   
(113) 
(1) 

Balance at December 31, 2014 

  $  126,339    $ 

-    $ 

(549)   $  154,991     $ 280,781   

Net loss 
Repurchase of common stock 
Payment of dividends 
Exercise of stock options and employee stock 

purchases (2 shares) 

Stock-based compensation 
Changes in fair value of hedges 
Other 

  $ 

-    $ 
-      
-      

-    $ 
(699)     
-      

-    $  (26,777)   $ (26,777) 
(699) 
-      
-      
(879) 
(879)     
-      

30      
1,759      
-      
1       

-      
-      
-      
-      

-      
-      
479       
-      

-      
-      
-      
-      

30   
1,759   
479   
1   

Balance at December 31, 2015 

  $  128,129    $ 

(699)   $ 

(70)   $  127,335     $ 254,695   

Net loss 
Payment of dividends 
Employee stock purchases (3 shares) 
Stock-based compensation 
Changes in fair value of hedges 

  $ 

-    $ 
-      
46      
444      
-      

-    $ 
-      
-      
90       
-      

-    $ 
-      
-      
-      
70       

(1,078)   $
(877)     
-      
-      
-      

(1,078) 
(877) 
46   
534   
70   

Balance at December 31, 2016 

  $  128,619    $ 

(609)     

-    $  125,380     $ 253,390   

The accompanying notes are an integral part of these statements. 

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Olympic Steel, Inc. 
Notes to Consolidated Financial Statements 
For The Years Ended December 31, 2016, 2015 and 2014 

1.  Summary of Significant Accounting Policies: 

Nature of Business 

The Company is a leading U.S. metals service center specializing in the processing and distribution of large volumes of carbon, 
coated,  aluminum  and  stainless  steel,  flat-rolled  coil,  sheet  and  plate  products  and  tubular  and  pipe  products  from  facilities 
throughout the United States. The Company operates in three reportable segments; carbon flat products, specialty metals flat 
products, and tubular and pipe products. The carbon flat products segment and the specialty metals flat products segments are at 
times consolidated and referred to as the flat products segments. The flat products segments’ assets and resources are shared by 
the carbon and specialty metals segments and both segments’ products are stored in the shared facilities and, in some locations, 
processed on shared equipment. Due to the shared assets and resources, certain of the flat products segment expenses are allocated 
between the carbon flat products segment and the specialty metals flat products segment based upon an established allocation 
methodology. Through its carbon flat products segment, the Company sells and distributes large volumes of processed carbon 
and coated flat-rolled sheet, coil and plate products, and fabricated parts. Through its specialty metals flat products segment, the 
Company  sells  and  distributes  processed  aluminum  and  stainless  flat-rolled  sheet  and  coil  products,  flat  bar  products  and 
fabricated parts. Through our tubular and pipe products segment, which consists of our Chicago Tube & Iron subsidiary, or CTI, 
we distribute metal tubing, pipe, bar, valves and fittings and fabricate pressure parts supplied to various industrial markets. 

Principles of Consolidation and Basis of presentation 

The  accompanying  consolidated  financial  statements  include  the  accounts  of  Olympic  Steel,  Inc.  and  its  wholly-owned 
subsidiaries (collectively, the Company or Olympic), after elimination of intercompany accounts and transactions.  

Reclassifications and revisions 

Certain prior year amounts in the accompanying consolidated financial statements have been reclassified to conform to the current 
year's presentation. 

Accounting Estimates 

The preparation of financial statements in conformity with accounting principles generally accepted in the United States requires 
management  to  make  estimates  and  assumptions  that  affect  the  reported  amounts  of  assets  and  liabilities  and  disclosure  of 
contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during 
the reporting period. Actual results could differ from those estimates. 

Concentration Risks 

The Company is a major customer of flat-rolled coil and plate and tubular and pipe steel for many of its principal suppliers, but 
is not dependent on any one supplier. The Company purchased approximately 54%, 51% and 43% of its total steel requirements 
from its three largest suppliers in 2016, 2015 and 2014, respectively. 

The Company has a diversified customer and geographic base, which reduces the inherent risk and cyclicality of its business. 
The concentration of net sales to the Company’s top 20 customers approximated 29%, 31% and 29% of consolidated net sales in 
2016, 2015 and 2014, respectively. In addition, the Company’s largest customer accounted for approximately 4%, 6% and 6% 
of consolidated net sales in 2016, 2015 and 2014, respectively. Sales to industrial machinery and equipment manufacturers and 
their fabricators accounted for 51%, 49% and 51% of consolidated net sales in 2016, 2015 and 2014, respectively.  

Cash and Cash Equivalents 

Cash  equivalents  consist  of  short-term  highly  liquid  investments,  with  a  three  month  or  less  maturity,  which  are  readily 
convertible into cash. 

51 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Fair Market Value  

Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability in the principal or 
most  advantageous  market  for  the  liability  in  an  orderly  transaction  between  market  participants  on  the  measurement 
date.  Valuation techniques must maximize the use of observable inputs and minimize the use of unobservable inputs.  To measure 
fair value, the Company applies a fair value hierarchy that is based on three levels of inputs, of which the first two are considered 
observable and the last unobservable, as follows:  

Level 1 – Quoted prices in active markets for identical assets or liabilities.  

Level 2 – Inputs other than Level 1 that are observable, either directly or indirectly, such as quoted prices for similar assets 
or  liabilities;  quoted  prices  that  are  not  active;  or  other  inputs  that  are  observable or  can  be  corroborated  by  observable 
market data for substantially the full term of the assets or liabilities.  

Level 3 – Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of 
the assets or liabilities.  

Financial instruments, such as cash and cash equivalents, accounts receivable, accounts payable and the credit facility revolver, 
are stated at their carrying value, which is a reasonable estimate of fair value. The fair value of marketable securities is based on 
quoted market prices. 

Accounts Receivable 

The Company’s allowance for doubtful accounts is maintained at a level considered appropriate based on historical experience 
and specific customer collection issues that the Company has identified. Estimations are based upon a calculated percentage of 
accounts  receivable,  which  remains  fairly  level  from  year  to  year,  and  judgments  about  the  probable  effects  of  economic 
conditions on certain customers, which can fluctuate significantly from year to year. The Company cannot guarantee that the rate 
of future credit losses will be similar to past experience. 

Inventories 

Inventories  are  stated  at  the  lower  of  cost  or  market  and  include  the  costs  of  purchased  metals,  inbound  freight,  external 
processing and applicable labor and overhead costs. Costs of our carbon and specialty metals flat products segments’ inventories, 
including flat-rolled sheet, coil and plate products are determined using the specific identification method.  

Certain of the Company’s tubular and pipe products inventory is stated under the last-in, first-out (LIFO) method. At December 
31, 2016 and December 31, 2015, approximately $43.4 million, or 17.1% of consolidated inventory, and $42.7 million, or 20.7% 
of consolidated inventory, respectively, was reported under the LIFO method of accounting. The cost of the remainder of tubular 
and pipe product segment’s inventory is determined using a weighted average rolling first-in, first-out (FIFO) method. 

On the Consolidated Statements of Comprehensive Income, “Cost of materials sold (exclusive of items shown separately below)” 
consists of the cost of purchased metals, inbound and internal transfer freight, external processing costs, and LIFO income or 
expense.  

Property and Equipment, and Depreciation 

Property and equipment are stated at cost. Depreciation is provided using the straight-line method over the estimated useful lives 
of the assets ranging from two to 30 years. The Company capitalizes the costs of obtaining or developing internal-use software, 
including directly related payroll costs. The Company amortizes those costs over five years, beginning when the software is 
ready for its intended use.  

52 

  
  
  
  
  
  
  
  
  
  
  
  
   
 
 
   
  
Intangible Assets and Recoverability of Long-lived Assets 

The Company performs an annual impairment test of indefinite-lived intangible assets for the tubular and pipe products segment 
in the fourth quarter, or more frequently if changes in circumstances or the occurrence of events indicate potential impairment. 
Events or changes in circumstances that could trigger an impairment review include significant nonperformance relative to the 
expected historical or projected future operating results, significant changes in the manner of the use of the acquired assets or the 
strategy for the overall business or significant negative industry or economic trends. Management uses judgment to determine 
whether to use a qualitative analysis or a quantitative fair value measurement for each of the Company’s reporting units that 
carry intangible assets.  

If a quantitative fair value measurement is used, the fair value of each indefinite-lived intangible asset is compared to its carrying 
value and an impairment charge is recorded if the carrying value exceeds the fair value. The Company estimates the fair value 
of  indefinite-lived  intangible  assets  using  a  discounted  cash  flow  methodology.  Management’s  assumptions  used  for  the 
calculations  are  based on historical  results, projected  financial  information  and recent  economic  events. Actual  results  could 
differ from these estimates under different assumptions or conditions which could adversely affect the reported value of intangible 
assets.  

The Company evaluates the recoverability of long-lived assets and the related estimated remaining lives whenever events or 
changes in circumstances indicate that the carrying value may not be recoverable. Events or changes in circumstances that could 
trigger  an  impairment  review  include  significant  underperformance  relative  to  the  expected  historical  or  projected  future 
operating results, significant changes in the manner of the use of the acquired assets or the strategy for the overall business or 
significant negative industry or economic trends. The Company records an impairment or change in useful life whenever events 
or changes in circumstances indicate that the carrying amount may not be recoverable or the useful life has changed.  

Income Taxes 

The Company, on its consolidated balance sheets, records as an offset to the estimated effect of temporary differences between 
the tax basis of assets and liabilities and the reported amounts in its consolidated balance sheets, the tax effect of operating loss 
and tax credit carryforwards. If the Company determines that it will not be able to fully realize a deferred tax asset, it will record 
a valuation allowance to reduce such deferred tax asset to its realizable value. The Company recognizes interest accrued related 
to unrecognized tax benefits in income tax expense. Penalties, if incurred, would be recognized as a component of administrative 
and general expense. 

Revenue Recognition 

For both direct and toll shipments, revenue is recognized when title and risk of loss is transferred, which generally occurs upon 
delivery to our customers. Given the proximity of the Company’s customers to its facilities, substantially all of the Company’s 
sales are shipped and received within one day. Sales returns and allowances are treated as reductions to sales and are provided 
for based on historical experience and current estimates and are immaterial to the consolidated financial statements.  

Certain engineered products produced by the tubular and pipe products segment typically take several months to produce due to 
their  size  and  complexity.  Substantially  all  projects  are  completed  within  nine  months.  The  Company  may  request  advance 
payments from customers during the production of these products. These payments are included in current short-term liabilities 
on the Company’s Consolidated Balance Sheet. Due to their short-term nature, the Company uses the units of delivery method 
to  account  for  these  contracts.  Revenue  for  the  contracts  is  recognized  when  the  product  is  shipped  and  title  of  the  product 
transfers to the customers. Revenues for these engineered products accounted for approximately 1.7%, 1.8% and 1.7% of our 
consolidated net sales during 2016, 2015 and 2014, respectively.  

Shipping and Handling Fees and Costs 

Amounts charged to customers for shipping and other transportation services are included in net sales. The distribution expense 
line on the accompanying Consolidated Statements of Comprehensive Income is entirely comprised of all shipping and other 
transportation costs incurred by the Company in shipping goods to its customers. 

53 

  
  
  
  
  
  
  
  
  
  
   
 
 
Stock-Based Compensation 

The Company records compensation expense for stock awards issued to employees and directors. For additional information, 
see Note 10, Equity Plans. 

Impact of Recently Issued Accounting Pronouncements  

In August 2016, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No 2016-15, 
“Classification of certain cash receipts and cash payments”. This ASU addresses the following eight specific cash flow issues: 
Debt prepayment or debt extinguishment costs; settlement of zero-coupon debt instruments or other debt instruments with coupon 
interest rates that are insignificant in relation to the effective interest rate of the borrowing; contingent consideration payments 
made after a business combination; proceeds from the settlement of insurance claims; proceeds from the settlement of corporate-
owned life insurance policies (COLIs) (including bank-owned life insurance policies (BOLIs)); distributions received from equity 
method investees; beneficial interests in securitization transactions; and separately identifiable cash flows and application of the 
predominance principle. The guidance will be effective for annual reporting periods beginning after December 15, 2017, and 
interim periods within those fiscal years with early adoption permitted. The adoption of this ASU is not expected to materially 
impact our consolidated financial statements. 

In March 2016, the FASB issued ASU No 2016-09, “Improvements to Employee Share-Based Payment Accounting”. This ASU 
is part of the FASB’s Simplification Initiative and has been issued to reduce complexity in the presentation of employee share-
based payment transactions, including the income tax consequences, classification of awards as either equity or liabilities, and 
classification  on  the  statement  of  cash  flows.  The  guidance  will  be  effective  for  annual  reporting  periods  beginning  after 
December 15, 2016 and interim periods within those fiscal years with early adoption permitted. The adoption of this ASU is not 
expected to materially impact our consolidated financial statements. 

In February 2016, the FASB issued ASU No. 2016-02, “Leases”, which specifies the accounting for leases. The objective is to 
establish the principles that lessees and lessors shall apply to report useful information to users of financial statements about the 
amount, timing and uncertainty of cash flows arising from a lease. This ASU introduces the recognition of lease assets and lease 
liabilities by lessees for those leases classified as operating leases under previous guidance. The guidance will be effective for 
annual reporting periods beginning after December 15, 2018 and interim periods within those fiscal years with early adoption 
permitted. We are in the process of evaluating the impact of the future adoption of this standard on our consolidated financial 
statements.  

In November 2015, the FASB issued ASU No. 2015-17, “Balance Sheet Classification of Deferred Taxes.” This ASU is part of 
the FASB’s Simplification Initiative and has been issued to reduce complexity in the presentation of deferred taxes. This new 
guidance eliminates the requirement for entities that present a classified statement of financial position to classify deferred tax 
assets  and  liabilities  as  current  and  noncurrent,  and  instead require  that they  classify  all  deferred  tax  assets  and  liabilities  as 
noncurrent. As a result, each jurisdiction will now only have one net noncurrent deferred tax asset or liability. However, the 
guidance  does  not  change  the  existing  requirement  that  only  permits  offsetting  within  a  jurisdiction.  Companies  are  still 
prohibited from offsetting deferred tax liabilities from one jurisdiction against deferred tax assets of another jurisdiction. This 
ASU is effective for financial statements issued for fiscal years beginning after December 15, 2016, and interim periods within 
those fiscal years, with early adoption permitted. The guidance may be applied either prospectively, for all deferred tax assets 
and  liabilities,  or  retrospectively  (i.e.,  by  reclassifying  the  comparative  balance  sheet).  If  applied  prospectively,  entities  are 
required to include a statement that prior periods were not retrospectively adjusted. If applied retrospectively, entities are also 
required to include quantitative information about the effects of the change on prior periods. The prospective adoption of this 
guidance on January 1, 2016 did not have a material impact on the Company’s consolidated financial statements and the prior 
periods were not retrospectively adjusted. 

In April 2015, the FASB issued ASU No. 2015-03, “Simplifying the Presentation of Debt Issuance Costs.” This ASU is part of 
the FASB’s Simplification Initiative and has been issued to reduce the complexity in the presentation of debt issuance costs. This 
new guidance requires companies to present debt issuance costs the same way they currently present debt discounts, as a direct 
deduction from the carrying value of that debt liability. The guidance is limited to simplifying the presentation of debt issuance 
costs and does not impact the recognition and measurement guidance for debt issuance costs. This ASU is effective for financial 
statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years, with early 
adoption permitted. The amendments of ASU No. 2015-03 must be applied retrospectively, where the balance sheet of each 
presented individual period is adjusted to indicate the period-specific impact of using the new guidance. The FASB considered 
that because both debt issuance costs and debt discounts are amortized using the effective interest method, there would be no 
effect on the income statement upon adoption of the amendments. The adoption of this guidance on January 1, 2016 did not have 
an impact on the Company’s consolidated financial statements because it does not apply to revolving credit agreements. 

54 

  
  
  
  
  
  
  
In  August  2014,  the  FASB  issued  ASU  No.  2014-15,  “Presentation  of  Financial  Statements  –  Going  Concern”.  This  ASU 
contains new guidance on management’s responsibility to evaluate whether there is substantial doubt about an entity’s ability to 
continue as a going concern and to provide related footnote disclosures. Management must evaluate whether it is probable that 
known conditions or events, considered in the aggregate, would raise substantial doubt about the entity’s ability to continue as a 
going concern within one year after the date that the financial statements are issued. If such conditions or events are identified, 
the  standard  requires  management's  mitigation  plans  to  alleviate  the  doubt  or  a  statement  of  the  substantial  doubt  about  the 
entity’s ability to continue as a going concern to be disclosed in the financial statements. This ASU is effective for fiscal years 
and interim periods beginning after December 15, 2016, with early adoption permitted. The adoption of this ASU did not impact 
the Company’s consolidated financial statements. 

In  May  2014,  the  FASB  issued  ASU  No.  2014-09,  “Revenue  from  Contracts  with  Customers.”  This  ASU  is  a  joint  project 
initiated by the FASB and the International Accounting Standards Board to clarify the principles for recognizing revenue and to 
develop a common revenue standard for U.S. generally accepted accounting principles and International Financial Reporting 
Standards  that  will:  remove  inconsistencies  and  weaknesses  in  revenue  requirements;  provide  a  more  robust  framework  for 
addressing revenue issues; improve comparability of revenue recognition practices across entities, industries, jurisdictions and 
capital markets; provide more useful information to users of financial statements through improved disclosure requirements; and 
simplify  the  preparation  of  financial  statements  by  reducing  the  number  of  requirements  to  which  an  entity  must  refer.  As 
originally proposed, the guidance is effective for annual reporting periods beginning after December 15, 2016, including interim 
periods within that reporting period. The adoption of this ASU is not expected to materially impact our consolidated financial 
statements. In August 2015, the FASB issued ASU No. 2015-14, “Revenue from Contracts with Customers.” This ASU deferred 
the effective date of ASU No. 2014-09 by one year.  

2.  Accounts Receivable: 

Accounts receivable are presented net of allowances for doubtful accounts and unissued credits of $2.4 million and $3.1 million 
as of December 31, 2016 and 2015, respectively. Bad debt expense totaled $0.4 million in 2016, $0.5 million in both 2015 and 
2014. 

The Company’s allowance for doubtful accounts is maintained at a level considered appropriate based on historical experience 
and specific customer collection issues that the Company has identified. Estimations are based upon a calculated percentage of 
accounts  receivable,  which  remains  fairly  level  from  year  to  year,  and  judgments  about  the  probable  effects  of  economic 
conditions on certain customers, which can fluctuate significantly from year to year. The Company cannot guarantee that the rate 
of future credit losses will be similar to past experience. The Company considers all available information when assessing the 
adequacy of its allowance for doubtful accounts. 

3.  Inventories: 

Inventories consisted of the following: 

(in thousands) 
Unprocessed 
Processed and finished 

Totals 

As of December 31,  
2016 

  $

  $

203,256     $
51,270       
254,526     $

2015 

163,942   
42,703   
206,645   

During 2016 and 2015, the Company recorded $1.5 million and $3.3 million, respectively of LIFO income as a result of decreased 
metals pricing during 2016 and 2015. The LIFO income increased the Company’s inventory balance and decreased its cost of 
materials sold.  

If the FIFO method had been in use, inventories would have been $8.0 million and $6.6 million lower than reported at December 
31, 2016 and 2015, respectively. 

55 

   
  
  
  
  
  
  
  
  
  
  
  
    
  
    
  
  
   
  
  
4.  Property and Equipment: 

Property and equipment consists of the following: 

(in thousands) 
Land 
Land improvements 
Buildings and improvements 
Machinery and equipment 
Furniture and fixtures 
Computer software and equipment 
Vehicles 
Construction in progress 

   $ 

Depreciable
Lives 
- 
 5 - 10 
 7 - 30 
 2 - 15 
 3 - 7 
 2 - 5 
 2 - 5 
- 

December 31, 
2016 

December 31, 
2015 

16,001    $ 
3,133      
133,010      
185,676      
6,311      
27,848      
1,456      
807      
374,242      
(218,476)    
155,766    $ 

16,001   
2,799   
131,294   
185,555   
6,582   
27,350   
1,274   
1,274   
372,129   
(205,591) 
166,538   

Less accumulated depreciation 
Net property and equipment 

  $ 

Leasehold improvements are included with buildings and improvements and are depreciated over the life of the lease or seven 
years, whichever is less. 

Construction in progress, as of December 31, 2016, primarily consisted of payments for additional processing equipment at our 
existing facilities that was not yet placed into service and capitalized costs related to the implementation of ERP systems. 

5.  Goodwill and Intangible Assets: 

In accordance with the Accounting Standards Codification (ASC), an impairment test of indefinitely lived intangible assets is 
performed  at  least  annually  or  more  frequently  if  changes  in  circumstances  or  the  occurrence  of  events  indicate  potential 
impairment. Events or changes in circumstances that could trigger an impairment review include significant nonperformance 
relative to the expected historical or projected future operating results, significant changes in the manner of the use of the acquired 
assets or the strategy for the overall business or significant negative industry or economic trends.  

During 2015, the metals industry experienced a significant decline in the price of metals as a result of the strengthened U.S. 
dollar, a historically high level of imported materials arriving in the United States, low raw material costs to produce metals, and 
an oversupply of metals.   The challenging market conditions negatively impacted the Company’s financial performance and the 
decrease of the Company’s market capitalization led the Company to perform the two-step quantitative impairment test during 
the year by comparing the fair value of the segment carrying goodwill with its carrying value. During the second quarter of 2015, 
the  Company  recorded  a  full  impairment  to  the  tubular  and  pipe  products  segment’s  goodwill.  In  addition,  the  Company 
concluded that the indefinitely lived intangible asset, Trade name, was partially impaired and the impairment in the amount of 
$8 million was recorded. During the annual impairment analysis in the fourth quarter of 2015 the Company fully impaired the 
goodwill related to the specialty metals flat products segment as the asset impairment testing determined that the carrying value 
of the operations was in excess of the fair value and impairments were identified. The determination of fair value of the reporting 
units used to perform the first step of the impairment test requires judgment and involves significant estimates and assumptions 
about the expected future cash flows and the impact of market conditions on those assumptions. Due to the inherent uncertainty 
associated with these estimates, actual results could differ materially from these estimates.  

56 

  
 
  
   
  
   
 
    
 
    
 
    
 
    
 
    
 
    
   
     
  
   
 
     
   
 
     
   
    
  
  
  
  
  
  
  
  
 
 
Goodwill, by reportable segment, was as follows as of December 31, 2016 and 2015: 

(in thousands) 
Balance as of December 31, 2014 

Acquisitions 
Impairments  

Balance as of December 31, 2015 

Acquisitions 
Impairments 

  $ 

  $ 

Balance as of December 31, 2016 

  $ 

Specialty 
Metals  
Flat Products     

Tubular and  
Pipe Products     
16,451     $
-      
(16,451)     
-    $
-      
-      
-    $

500     $ 
-      
(500)     
-    $ 
-      
-      
-    $ 

Total 

16,951   
-  
(16,951) 
-  
-  
-  
-  

All of the Company’s intangible assets were recorded in connection with its July 1, 2011 acquisition of CTI. The intangible assets 
were evaluated on the premise of highest and best use to a market participant, primarily utilizing the income approach valuation 
methodology. The useful life of the CTI trade name was determined to be indefinite primarily due to its history and reputation 
in the marketplace, the Company’s expectation that the CTI trade name will continue to be used throughout the life of CTI, and 
the  conclusion  that  there  are  currently  no  other  factors  identified  that  would  limit  its  useful  life.  The  useful  life  of  the  CTI 
customer  relationships  was  determined  to  be  fifteen  years,  based  primarily  on  the  consistent  and  predictable  revenue  source 
associated with the existing CTI customer base, the present value of which extends through the fifteen year amortization period. 
The Company will continue to evaluate the useful life assigned to our amortizable customer relationships in future periods. 

During 2016, a step zero test was performed for the indefinitely lived intangible assets and no indication of impairment was 
present. Due to the impairment of the tubular and pipe segment’s goodwill in the second quarter of 2015, a triggering event 
occurred for the intangible assets subject to amortization and an impairment test was completed. The test revealed no impairment 
to the Company’s intangible assets subject to amortization.  

Intangible assets, net, consisted of the following as of December 31, 2016 and 2015: 

(in thousands) 

Customer relationships - subject to amortization 
Trade name - not subject to amortization 

(in thousands) 

Customer relationships - subject to amortization 
Trade name - not subject to amortization 

As of December 31, 2016 

Gross 
Carrying 
Amount 

    Accumulated 
Amortization

Impairments

     Intangible 
Assets, Net 

  $ 

  $ 

13,332     $ 
15,425       
28,757     $ 

(4,888)   $ 
-      
(4,888)   $ 

-    $ 
-      
-    $ 

8,444   
15,425   
23,869   

As of December 31, 2015 

Gross 
Carrying 
Amount 

    Accumulated 
Amortization

Impairments

     Intangible 
Assets, Net 

  $ 

  $ 

13,332     $ 
23,425       
36,757     $ 

(4,000)   $ 
-      
(4,000)   $ 

-    $ 
(8,000)     
(8,000)   $ 

9,332   
15,425   
24,757   

The Company estimates that amortization expense for its intangible assets subject to amortization will be $0.9 million per year 
in each of the next five years. 

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6.  Debt: 

The Company’s debt is comprised of the following components: 

(in thousands) 
Asset-based revolving credit facility due June 30, 2019 
Industrial revenue bond due April 1, 2018 
Total debt 

Less current amount 

Total long-term debt 

As of 
   December 31,      December 31,    

2016 

2015 

  $ 

  $ 

164,599     $ 
1,825       
166,424       
(1,825)     
164,599     $ 

145,800   
2,690   
148,490   
(2,690) 
145,800   

The  Company’s  existing  asset-based  credit  facility  (the  ABL  Credit  Facility)  is  collateralized  by  the  Company’s  accounts 
receivable and inventory. The ABL Credit Facility consists of a revolving credit line of $365 million. Revolver borrowings are 
limited to the lesser of a borrowing base, comprised of eligible receivables and inventories, or $365 million in the aggregate. The 
ABL Credit Facility matures on June 30, 2019.  

The ABL Credit Facility requires the Company to comply with various covenants, the most significant of which include: (i) until 
maturity of the ABL Credit Facility, if any commitments or obligations are outstanding and the Company’s availability is less 
than the greater of $30 million or 10.0% of the aggregate amount of revolver commitments ($36.5 million at December 31, 2016), 
then the Company must maintain a ratio of EBITDA minus certain capital expenditures and cash taxes paid to fixed charges of 
at least 1.00 to 1.00 for the most recent twelve fiscal month period; (ii) limitations on dividend payments and common stock 
repurchases; and (iii) restrictions on additional indebtedness. The Company has the option to borrow under its revolver based on 
the  agent’s  base  rate  plus  a  premium  ranging  from  0.00%  to  0.25%  or  the  London  Interbank  Offered  Rate  (LIBOR)  plus  a 
premium ranging from 1.25% to 3.00%.  

As of December 31, 2016, the Company was in compliance with its covenants and had approximately $94.3 million of availability 
under the ABL Credit Facility.  

As of December 31, 2016, $2.0 million of bank financing fees were included in “Prepaid expenses and other” and “Other long-
term assets” on the accompanying Consolidated Balance Sheets. The financing fees are being amortized over the five-year term 
of the ABL Credit facility and are included in “Interest and other expense on debt” on the accompanying Consolidated Statements 
of Comprehensive Income. 

As part of the CTI acquisition in July 2011, the Company assumed approximately $5.9 million of Industrial Revenue Bond (IRB) 
indebtedness. The bond matures in April 2018, with the option to provide principal payments annually on April 1st. On April 1, 
2016, the Company paid an optional principal payment of $0.9 million. Since the IRB is remarketed annually, it is included in 
“Current  portion  of  long-term  debt”  on  the  accompanying  Consolidated  Balance  Sheets.  Interest  is  payable  monthly,  with  a 
variable rate that resets weekly. As a security for payment of the bonds, the Company obtained a direct pay letter of credit issued 
by JPMorgan Chase Bank, N.A. The letter of credit reduces annually by the principal reduction amount. The interest rate at 
December 31, 2016 was 1.0% for the IRB debt. 

CTI entered into an interest rate swap agreement to reduce the impact of changes in interest rates on the above IRB. At December 
31, 2016, the effect of the swap agreement on the bond was to fix the rate at 3.46%. The swap agreement matures in April 2018, 
and is reduced annually by the amount of the optional principal payments on the bond. The Company is exposed to credit loss in 
the event of nonperformance by the other parties to the interest rate swap agreement. However, the Company does not anticipate 
nonperformance by the counterparties. 

In June 2012, the Company entered into a forward starting fixed rate interest rate hedge that commenced June 2013, in order to 
eliminate the variability of cash interest payments on $53.2 million of the then outstanding LIBOR-based borrowings under the 
ABL Credit Facility. The hedge, which matured on June 1, 2016, fixed the rate at 1.21% plus a premium ranging from 1.25% to 
1.75%.  

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Scheduled Debt Maturities, Interest, Debt Carrying Values 

The Company’s principal payments over the next three years are detailed in the table below: 

(in thousands) 
ABL Credit Facility 
Industrial revenue bond 
Total principal payments 

2017 

2018 

2019 

Total 

  $ 

  $ 

-    $ 
895      
895    $ 

-    $ 
930       
930     $ 

164,599    $ 
-      
164,599    $ 

164,599  
1,825  
166,424  

The overall effective interest rate for all debt, exclusive of deferred financing fees and deferred commitment fees, amounted to 
2.4%, 2.1% and 2.4% in 2016, 2015 and 2014, respectively. Interest paid totaled $4.3 million, $5.1 million and $5.8 million for 
the years ended December 31, 2016, 2015 and 2014, respectively. Average total debt outstanding was $152.5 million, $211.2 
million and $234.7 million in 2016, 2015 and 2014, respectively.  

7.  Derivative Instruments: 

Metals swaps 

During 2016, 2015 and 2014, the Company entered into nickel swaps indexed to the London Metal Exchange (LME) price of 
nickel with third-party brokers. In 2014, the Company entered into carbon swaps indexed to the New York Mercantile Exchange 
(NYMEX) price of U.S. Midwest Domestic Hot-Rolled Coil Steel with third-party brokers. The nickel and carbon swaps are 
treated as derivatives for accounting purposes and are included in “Other accrued liabilities” and “Prepaid expenses and other” 
on  the  Consolidated  Balance  Sheet  at  December  31,  2016  and  2015.  The  Company  entered  into  the  swaps  to  mitigate  its 
customers’ risk of volatility in the price of metals. The outstanding nickel swaps have one to five months remaining and the there 
are no outstanding carbon swaps as of December 31, 2016. The swaps are settled with the brokers at maturity. The economic 
benefit or loss arising from the changes in fair value of the swaps is contractually passed through to the customer. The primary 
risk  associated  with  the  metals  swaps  is  the  ability  of  customers  or  third-party  brokers  to  honor  their  agreements  with  the 
Company  related  to  derivative  instruments.  If  the  customer  or  third-party  brokers  are  unable  to  honor  their  agreements,  the 
Company’s risk of loss is the fair value of the metals swaps. 

While these derivatives are intended to help the Company manage risk, they have not been designated as hedging instruments. 
The periodic changes in fair value of the metals and embedded customer derivative instruments are included in “Cost of materials 
sold” in the Consolidated Statements of Comprehensive Income. The Company recognizes derivative positions with both the 
customer and the third party for the derivatives and classifies cash settlement amounts associated with them as part of “Cost of 
materials sold” in the Consolidated Statements of Comprehensive Income. The cumulative change in fair value of the metals 
swaps that have not yet settled are included in “Other accrued liabilities”, and the embedded customer derivatives are included 
in “Accounts receivable, net” on the Consolidated Balance Sheets at December 31, 2016 and 2015.  

In 2014, the Company entered into cash flow metals hedges to mitigate its risk of volatility in the price of metals. The cash flow 
metals hedges are indexed to the NYMEX price of U.S. Midwest Domestic Hot-Rolled Coil Steel with third-party brokers. There 
were no cash flow metals hedges outstanding as of December 31, 2016 or 2015. The metals hedges were accounted for as cash 
flow  hedges.  The  impact  of  the  mark-to-market  adjustment  on  settled  hedges  is  recorded  in  “Cost  of  materials  sold”  in  the 
accompanying Consolidated Statements of Comprehensive Income. The impact for the twelve months ended December 31, 2015 
was $2.4 million of expense. 

Interest rate swap 

CTI entered into an interest rate swap to reduce the impact of changes in interest rates on its IRB. The swap agreement matures 
April 2018, the same time as the IRB, but the notional amount is reduced annually by the optional principal payments on the 
IRB. Although the Company is exposed to credit loss in the event of nonperformance by the other parties to the interest rate swap 
agreement,  the  Company  anticipates  performance  by  the  counterparties.  The  interest  rate  swap  is  not  treated  as  a  hedging 
instrument for accounting purposes. 

The periodic changes in fair value of the interest rate swap and cash settlement amounts associated with the interest rate swap 
are included in “Interest and other expense on debt” in the Consolidated Statements of Comprehensive Income. 

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Fixed rate interest rate hedge 

In June 2012, the Company entered into a forward starting fixed rate interest rate hedge commencing June 2013 in order to 
eliminate the variability of cash interest payments on $53.2 million of the then outstanding LIBOR-based borrowings under the 
ABL Credit Facility. The hedge, which matured on June 1, 2016, fixed the rate at 1.21% plus a premium ranging from 1.25% to 
1.75%. The fixed rate interest rate hedge was accounted for as a cash flow hedging instrument for accounting purposes.  

There was no net impact from the nickel swaps or embedded customer derivative agreements to the Company’s Consolidated 
Statements of Comprehensive Income for the years ended December 31, 2016, 2015 and 2014. The table below shows the total 
impact to the Company’s Consolidated Statements of Comprehensive Income through “Net income (loss)” of the derivatives for 
the years ended December 31, 2016, 2015 and 2014. 

(in thousands) 
Interest rate swap (CTI) 
Fixed interest rate swap (ABL) 
Cash flow metals hedges 
Metals swaps  
Embedded customer derivatives 
Total loss 

8.  Fair Value of Assets and Liabilities: 

Net Gain (Loss) Recognized 
2015 

2014 

2016 

  $

  $

(66 )   $
(98 )     
-       
68       
(68 )     
(164 )   $

(77)   $
(365)     
(2,400)     
(2,304)     
2,304       
(2,842)   $

(100 ) 
(472 ) 
(312 ) 
934   
(934 ) 
(884 ) 

The Company’s financial instruments include cash and cash equivalents, short-term trade receivables, derivative instruments, 
accounts payable and debt instruments. For short-term instruments, other than those required to be reported at fair value on a 
recurring basis and for which additional disclosures are included below, management concluded the historical carrying value is 
a reasonable estimate of fair value because of the short period of time between the origination of such instruments and their 
expected realization. 

During 2016 and 2015, there were no transfers of financial assets between Levels 1, 2 or 3 fair value measurements. There have 
been no changes in the methodologies used at December 31, 2016 and December 31, 2015. Following is a description of the 
valuation methodologies used for assets and liabilities measured at fair value as of December 31, 2016 and December 31, 2015: 

Metals swaps and embedded customer derivatives – Determined by using Level 2 inputs that include the price of nickel 
indexed to the LME and the price of Hot Rolled Coil Steel indexed to the NYMEX. The fair value is determined based 
on quoted market prices and reflects the estimated amounts the Company would pay or receive to terminate the nickel 
swaps.  

Interest rate swap – Based on the present value of the expected future cash flows, considering the risks involved, and 
using discount rates appropriate for the maturity date. Market observable Level 2 inputs are used to determine the present 
value of future cash flows. 

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The  following  table  presents  information  about  the  Company’s  assets  and  liabilities  that  were  measured  at  fair  value  on  a 
recurring basis and indicates the fair value hierarchy of the valuation techniques utilized by the Company: 

(in thousands)  
Assets:  
Embedded customer derivatives  
Total assets at fair value  

Liabilities:  
Metals swaps  
Interest rate swap (CTI)  
Total liabilities recorded at fair value  

(in thousands)  
Liabilities:  
IRB  
ABL Credit Facility  
Total liabilities not recorded at fair value  

Value of Items Recorded at Fair Value 
As of December 31, 2016 

   Level 1        Level 2        Level 3        Total  

  $ 
  $ 

  $ 

  $ 

-    $ 
-    $ 

113     $ 
113     $ 

-    $ 
-    $ 

113   
113   

-    $ 
-      
-    $ 

113     $ 
36       
149     $ 

-    $ 
-      
-    $ 

113   
36   
149   

   Value of Items Not Recorded at Fair Value    
As of December 31, 2016 

   Level 1        Level 2        Level 3        Total  

  $ 

  $ 

1,825     $

-     $ 
-       164,599       
1,825     $ 164,599     $ 

-    $
1,825   
-       164,599   
-    $ 166,424   

The value of the items not recorded at fair value represent the carrying value of the liabilities. 

(in thousands)  
Assets:  
Embedded customer derivatives  
Total assets at fair value  

Liabilities:  
Metals swaps  
Interest rate swap (CTI)  
Fixed interest rate swap (ABL)  
Total liabilities recorded at fair value  

(in thousands)  
Liabilities:  
IRB  
ABL Credit Facility  
Total liabilities not recorded at fair value  

Value of Items Recorded at Fair Value 
As of December 31, 2015 

   Level 1        Level 2        Level 3        Total  

  $ 
  $ 

  $ 

  $ 

-    $ 
-    $ 

384     $ 
384     $ 

-    $ 
-    $ 

384   
384   

-    $ 
-      
-      
-    $ 

384     $ 
102       
114       
600     $ 

-    $ 
-      
-      
-    $ 

384   
102   
114   
600   

   Value of Items Not Recorded at Fair Value    
As of December 31, 2015 

   Level 1        Level 2        Level 3        Total  

  $ 

  $ 

2,690     $

-     $ 
-       145,800       
2,690     $ 145,800     $ 

-    $
2,690   
-       145,800   
-    $ 148,490   

The value of the items not recorded at fair value represent the carrying value of the liabilities. 

The fair value of the IRB is determined using Level 1 inputs. The carrying value and the fair value of the IRB that qualify as 
financial instruments were $1.8 million and $2.7 million at December 31, 2016 and 2015, respectively.  

The fair value of the ABL Credit Facility is determined using Level 2 inputs. The carrying value of the ABL Credit Facility was 
$164.6 million and $145.8 million at December 31, 2016 and 2015, respectively. The Level 2 fair value of the Company's long-
term debt was estimated using prevailing market interest rates on debt with similar creditworthiness, terms and maturities. 

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9.  Accumulated Other Comprehensive Loss: 

In  June  2012,  the  Company  entered  into  a  forward  starting  fixed  rate  interest  rate  hedge  commencing  July  2013  in  order  to 
eliminate the variability of cash interest payments on $53.2 million of the outstanding LIBOR-based borrowings under the ABL 
Credit Facility. The hedge matured on June 1, 2016 and the notional amount was reduced monthly by $0.7 million. The balance 
as  of  December  31,  2015  was  $31.4  million.  The  fixed  rate  interest  rate  hedge  was  accounted  for  as  a  cash  flow  hedging 
instrument for accounting purposes. The fair value of the interest rate hedge was included in “Accumulated other comprehensive 
loss” on the Consolidated Balance Sheets at December 31, 2015.  

10.  Equity Plans: 

Pursuant  to  the  Amended  and  Restated  Olympic  Steel  2007  Omnibus  Incentive  Plan  (Plan),  the  Company  may  grant  stock 
options, stock appreciation rights, restricted shares, restricted share units, performance shares, and other stock- and cash-based 
awards to employees and Directors of, and consultants to, the Company and its affiliates. Under the Plan, 1,000,000 shares of 
common stock have been authorized cumulatively for equity grants. 

On May 1, 2016 and March 1, 2015, the Compensation Committee of the Company’s Board of Directors approved the grant of 
3,094 and 4,639 restricted stock units (RSUs), respectively, to each non-employee Director. Subject to the terms of the Plan and 
the RSU agreement, the RSUs vest after one year of service (from the date of grant). The RSUs are not converted into shares of 
common stock until the director either resigns or is terminated from the Board of Directors. The fair value of each RSU was 
estimated to be the closing price of the Company’s common stock on the date of the grant, which was $22.62 and $15.09 on May 
1, 2016 and March 1, 2015, respectively. 

On  July  1,  2016,  the  Company  created  a  new  Senior  Management  Stock  Incentive  Program  (the  New  Plan)  for  certain 
participants. Under the New Plan, each participant is awarded RSUs with a dollar value equal to 10% of the participant’s base 
salary, up to a maximum of $17,500. The RSUs have a five-year vesting period and the RSUs will convert into the right to receive 
shares of common stock upon a participant’s retirement, or earlier upon the participant’s death or disability or upon a change in 
control of the Company. The carbon and specialty metals flat products segments adopted the New Plan on July 1, 2016 and the 
tubular and pipe products segment adopted the New Plan on January 1, 2017.  

Prior to July 1, 2016, the Company’s Senior Management Compensation Program included an equity component in order to 
encourage more ownership of common stock by the senior management (the Old Plan). The Old Plan imposed stock ownership 
requirements upon the participants. Each participant was required to own at least 750 shares of common stock for each year that 
the  participant  participated  in  the  Old  Plan.  Any  participant  that  failed  to  meet  the  stock  ownership  requirements  would  be 
ineligible to receive any equity awards under the Company’s equity compensation plans, including the Plan, until the participant 
satisfied the ownership requirements. To assist participants in meeting the stock ownership requirements, on an annual basis, if 
a participant purchased 500 shares of common stock on the open market, the Company awarded that participant 250 shares of 
common stock. During 2016 and 2015, the Company matched 2,500 and 9,000 shares, respectively. Additionally, any participant 
who  continued  to  comply  with  the  stock  ownership  requirements  as  of  the  five-year,  10-year,  15-year,  20-year  and  25-year 
anniversaries of the participant’s participation in the Senior Management Compensation Program would receive a restricted stock 
unit award with a dollar value of $25 thousand, $50 thousand, $75 thousand, $100 thousand and $100 thousand, respectively. 
Restricted stock unit awards would convert into the right to receive shares of common stock upon a participant’s retirement, or 
earlier upon the participant’s death or disability or upon a change in control of the Company. The carbon and specialty metals 
flat products segments terminated this plan on July 1, 2016 and the tubular and pipe products segment terminated the plan on 
January 1, 2017.  

As part of the termination of the Old Plan and the transition to the New Plan, participants were paid the RSU grants that were 
earned to date, or a pro-rata amount of the RSUs earned, depending on the participants’ length of time they participated in the 
plan. After the payment of the RSUs noted above, the remaining liability of approximately $1.0 million was reversed during 
2016 in accordance with ASC No. 718. 

During the third quarter of 2016, the Company adopted a formal RSU award program for employees who are promoted to an 
executive  level  position.  During  the  quarter,  Andrew  Greiff  received  10,573  RSUs  upon  his  promotion  to  Executive  Vice 
President and Chief Operating Officer. These RSUs vest on the fifth anniversary of his promotion. 

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Stock-based compensation income or expense recognized on RSUs is summarized in the following table: 

(in thousands) 
RSU expense before taxes of New Plan 
RSU (income) expense before taxes of Old Plan 
RSU (income) expense after taxes 

  $ 
  $ 

For the years ended December 31, 
2015 

2014 

2016 

42     $
(73)   $
81       

-     $ 
1,047     $ 
631       

-  
1,252  
774  

All pre-tax charges related to RSUs were included in the caption “Administrative and general” on the accompanying 
Consolidated Statements of Comprehensive Income. 

The following table summarizes the activity related to RSUs for the twelve months ended December 31, 2016: 

Outstanding at December 31, 2015 
Granted 
Converted into shares 
Forfeited 
Outstanding at December 31, 2016 
Vested at December 31, 2016 

Number of  
Shares 

Weighted 
Average 
Estimated Fair 
Value 

287,894     $ 
137,935       
(3,239)     
(1,104)     
421,486     $ 
411,794     $ 

22.39   
15.19   
19.12   
18.03   
19.92   
19.89   

Of the RSUs granted in 2016, 2015 and 2014, 51,075, 47,639 and 21,506, respectively, were used to fund supplemental executive 
retirement plan contributions. There was no intrinsic value for the RSUs that were converted into shares in 2016, 2015 and 2014.  

11.  Commitments and Contingencies: 

Operating Leases 

The Company leases certain warehouses, sales offices, machinery and equipment and vehicles under long-term operating lease 
agreements. The leases expire at various dates through 2024. In some cases, the leases include options to extend. Rent and lease 
expense was $9.1 million, $8.7 million and $8.2 million for the years ended December 31, 2016, 2015 and 2014, respectively. 

The future annual minimum lease payments as of December 31, 2016 are as follows: 

(in thousands) 
Lease payments  

2017 

2018 

2019 

2020 

2021 

    Thereafter      Total 

  $ 

6,634     $ 

5,804     $ 

4,511    $ 

3,661     $ 

2,574    $ 

3,282     $  26,466   

Commitments and Contingencies 

The Company is party to various legal actions that it believes are ordinary in nature and incidental to the operation of its business. 
In the opinion of management, the outcome of the proceedings to which the Company is currently a party will not have a material 
adverse effect upon its results of operations, financial condition or cash flows. During 2016, the Company paid $1.7 million 
related to an arbitration decision for a 2015 foreign steel purchase. The amount was included in “Cost of materials sold” in the 
Consolidated Statements of Comprehensive Income. We have not incurred any charges of this nature in the comparable periods. 

In the normal course of business, the Company periodically enters into agreements that incorporate indemnification provisions. 
While the maximum amount to which the Company may be exposed under such agreements cannot be estimated, it is the opinion 
of  management  that  these  indemnifications  are  not  expected  to  have  a  material  adverse  effect  on  the  Company’s  results  of 
operations or financial condition. 

At December 31, 2016, approximately 280 of the hourly plant personnel are represented by nine separate collective bargaining 
units. The table below shows the expiration dates of the collective bargaining agreements. 

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Facility 
Minneapolis plate, Minnesota 
Detroit, Michigan 
Duluth, Minnesota 
St. Paul, Minnesota 
Milan, Illinois 
Locust, North Carolina 
Romeoville, Illinois 
Minneapolis coil, Minnesota 
Indianapolis, Indiana 

Expiration date 
March 31, 2017 
August 31, 2017 
December 21, 2017 
May 25, 2018 
August 12, 2018 
March 4, 2020 
May 31, 2020 
September 30, 2020 
January 29, 2021 

12.  Income Taxes: 

The components of the Company’s provision (benefit) for income taxes from continuing operations were as follows:  

(in thousands) 
Current: 

Federal 
State and local 

Deferred 
Income tax provision (benefit) 

2016 

As of December 31, 
2015 

2014 

  $

  $

2,563     $
929       
3,492       
(1,994)     
1,498     $

(149 )   $ 
(752 )     
(901 )     
(5,916 )     
(6,817 )   $ 

4,859   
657   
5,516   
(2,566) 
2,950   

The components of the Company’s deferred income taxes at December 31 are as follows: 

(in thousands) 
Deferred tax assets: 

Inventory (excluding LIFO reserve) 
Net operating loss and tax credit carryforwards 
Allowance for doubtful accounts 
Accrued expenses 
Other 

Valuation reserve 
Total deferred tax assets 

Deferred tax liabilities: 

LIFO reserve 
Property and equipment 
Intangibles 

Total deferred tax liabilities 
Deferred tax liabilities, net 

2016 

2015 

2,531     $ 
3,224       
533       
7,228       
169       
13,685       
(2,017 )     
11,668       

(5,874 )     
(19,846 )     
(9,067 )     
(34,787 )     
(23,119 )   $ 

2,986   
2,926   
500   
7,311   
143   
13,866   
(1,030) 
12,836   

(6,018) 
(22,535) 
(9,396) 
(37,949) 
(25,113) 

  $

  $

The following table summarizes the activity related to the Company’s gross unrecognized tax benefits:  

(in thousands) 
Balance as of January 1 
Decreases related to prior year tax positions 
Increases related to current year tax positions 
Decreases related to lapsing of statute of limitations 
Balance as of December 31 

  $ 

  $ 

2016 

2015 

2014 

38     $ 
-      
13       
(13)     
38     $ 

58     $ 
(20)     
13       
(13)     
38     $ 

75   
(17) 
13   
(13) 
58   

It is expected that the amount of unrecognized tax benefits will not materially change in the next twelve months. The tax years 
2013 through 2015 remain open to examination by major taxing jurisdictions to which the Company is subject. 

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The Company recognized interest related to uncertain tax positions in income tax expense.  

The following table reconciles the U.S. federal statutory rate to the Company’s effective tax rate: 

U.S. federal statutory rate 
State and local taxes, net of federal benefit 
Valuation allowance 
Goodwill impairment 
All other, net 
Effective income tax rate 

2016 

2015 

2014 

35.0%       
11.8%       
205.4%       
0.0%       
104.4%       
356.6%       

35.0%       
1.4%       
0.0%       
(17.1%)     
1.0%       
20.3%       

35.0%   
(1.6% ) 
0.0%   
(51.8% ) 
0.1%   
(18.3% ) 

The Company's effective tax rate is disproportionately high in 2016 from comparative periods due to low income before taxes 
relative to items  that impact the effective tax rate.  Other differences reflect permanent differences of $0.8 million offset by 
credits and manufacturing deductions of $0.3 million.  During 2016, the Company recorded a valuation allowance of $0.9 million 
to reduce certain state deferred tax assets to the amount that is more likely than not to be realized.  

Income taxes paid in 2016, 2015 and 2014 totaled $1.0 million, $0.6 million and $4.7 million, respectively. Some subsidiaries of 
the  Company’s  consolidated  group  file  state  tax  returns  on  a  separate  company  basis  and  have  state  net  operating  loss 
carryforwards expiring over the next seven to 20 years. A valuation allowance is recorded to reduce certain deferred tax assets 
to the amount that is more likely than not to be realized. 

13.  Shares Outstanding and Earnings Per Share: 

Earnings per share have been calculated based on the weighted average number of shares outstanding as set forth below: 

(in thousands, except per share data) 

For the years ended December 31,  
2015 
2016 

2014 

Weighted average basic shares outstanding 
Assumed exercise of stock options and issuance of stock awards 
Weighted average diluted shares outstanding 
Net income (loss) 
Basic earnings (loss) per share 
Diluted earnings (loss) per share 
Anti-dilutive securities outstanding 

  $
  $
  $

11,210       
-      
11,210       
(1,078)   $
(0.10)   $
(0.10)   $
167       

11,192       
-      
11,192       
(26,777)   $
(2.39)   $
(2.39)   $
125       

11,120   
-  
11,120   
(19,064) 
(1.71) 
(1.71) 
118   

14.  Stock Repurchase Program: 

On October 2, 2015, the Company announced that its Board of Directors authorized a stock repurchase program of up to 550,000 
shares of the Company’s issued and outstanding common stock, which could include open market repurchases, negotiated block 
transactions, accelerated stock repurchases or open market solicitations for shares, all or some of which may be effected through 
Rule 10b5-1 plans. Any of the repurchased shares are held in the Company’s treasury, or canceled and retired as the Board may 
determine from time to time. Any repurchases of common stock are subject to the covenants contained in the ABL Credit Facility. 
Under  the  ABL  Credit  Facility,  the  Company  may  repurchase  common  stock  and  pay  dividends  up  to  $2.5  million  in  the 
aggregate during any trailing twelve months without restrictions. Purchases of common stock or dividend payments in excess of 
$2.5  million  in  the  aggregate  require  the  Company  to  (i)  maintain  availability  in  excess  of  25%  of  the  aggregate  revolver 
commitments ($91.3 million at December 31, 2016) or (ii) to maintain availability equal to or greater than 15% of the aggregate 
revolver commitments ($54.8 million at December 31, 2016) and the Company must maintain a pro-forma ratio of EBITDA 
minus certain capital expenditures and cash taxes paid to fixed charges of at least 1.00 to 1.00. 

There were no shares repurchased during 2016. During the fourth quarter of 2015, the Company repurchased 65,283 shares of 
outstanding common stock at an average cost of $10.71 per share.  

65 

  
  
  
  
     
     
  
    
    
    
    
    
    
  
  
  
  
  
  
  
  
  
  
    
    
  
  
      
        
        
  
    
    
    
    
  
   
  
  
  
  
15.  Segment Information: 

The Company follows the accounting guidance that requires the utilization of a “management approach” to define and report the 
financial  results  of  operating  segments.  The  management  approach  defines  operating  segments  along  the  lines  used  by  the 
Company’s chief operating decision maker (CODM) to assess performance and make operating and resource allocation decisions. 
Our CODM evaluates performance and allocates resources based primarily on operating income (loss). Our operating segments 
are based primarily on internal management reporting. 

The Company operates in three reportable segments; carbon flat products, specialty metals flat products, and tubular and pipe 
products. The flat products segments’ assets and resources are shared by the carbon and specialty metals segments and both 
segments’ products are stored in the shared facilities and, in some locations, processed on shared equipment. As such, total assets 
and capital expenditures are reported in the aggregate for the flat products segments. Due to the shared assets and resources, 
certain of the flat products segment expenses are allocated between the carbon flat products segment and the specialty metals flat 
products segment based upon an established allocation methodology. Through its carbon flat products segment, the Company 
sells and distributes large volumes of processed carbon and coated flat-rolled sheet, coil and plate products. Through its specialty 
metals  flat  products  segment,  the  Company  sells  and  distributes  processed  aluminum  and  stainless  flat-rolled  sheet  and  coil 
products, flat bar products and fabricated parts. Through its tubular and pipe products segment, the Company distributes metal 
tubing, pipe, bar, valve and fittings and fabricates pressure parts supplied to various industrial markets. 

Corporate  expenses  are  reported  as  a  separate  line  item  for  segment  reporting  purposes.  Corporate  expenses  include  the 
unallocated  expenses  related  to  managing  the  entire  Company  (i.e.,  all  three  segments),  including  compensation  for  certain 
personnel, expenses related to being a publicly traded entity such as board of directors expenses, audit expenses, and various 
other professional fees.  

66 

  
  
  
   
 
 
   
The following table provides financial information by segment and reconciles the Company’s operating income by segment to 
the consolidated income before income taxes for the years ended December 31, 2016, 2015 and 2014. The Company assesses 
the performance of the segments based on operating income. 

(in thousands) 
Net sales 

Carbon flat products 
Specialty metals flat products  
Tubular and pipe products 

Total net sales 

Depreciation and amortization 

Carbon flat products 
Specialty metals flat products 
Tubular and pipe products 
Corporate 

Total depreciation and amortization 

Operating income 

  $ 

  $ 

  $ 

  $ 

Carbon flat products 
Specialty metals flat products 
Tubular and pipe products 
Corporate 
Goodwill and intangible asset impairment (a)      
  $ 

  $ 

Total operating income (loss) 

Other loss, net 

Income (loss) before interest and income taxes 

Interest and other expense on debt 

Income (loss) before income taxes 

  $ 

For the Year Ended 
December 31, 
2015 

2014 

2016 

670,983    $ 
189,930      
194,203      
1,055,116    $ 

765,400     $ 
192,516       
217,627       
1,175,543     $ 

985,039   
206,692   
244,539   
1,436,270   

11,690     $ 
797       
5,896       
102       
18,485     $ 

(4,371)   $ 
9,841       
7,713       
(7,435)     
-      
5,748     $ 
(55)     
5,693       
5,273       
420     $ 

12,200     $ 
698       
6,036       
102       
19,036     $ 

(7,217 )   $ 
(1,074 )     
12,583       
(7,120 )     
(24,951 )     
(27,779 )   $ 
(125 )     
(27,904 )     
5,690       
(33,594 )   $ 

14,250   
805   
5,624   
101   
20,780   

6,306   
6,109   
10,185   
(7,972) 
(23,836) 
(9,208) 
(126) 
(9,334) 
6,780   
(16,114) 

(a)  $24,451 of the goodwill and intangible asset impairment in 2015 related to the tubular and pipe products segment, $500 
related to the specialty metals flat products segment. The goodwill impairment in 2014 related to the tubular and pipe 
products segment.  

(in thousands) 
Capital expenditures 
Flat products 
Tubular and pipe products 
Corporate  
Total capital expenditures 

Assets 

Flat products 
Tubular and pipe products 
Corporate 

Total assets 

2016 

2015 

2014 

5,105     $ 
1,719       
-      
6,824     $ 

4,295     $ 
3,022       
-       
7,317     $ 

4,540   
3,273   
21   
7,834   

363,626    $ 
192,088      
354       
556,068    $ 

328,295       
183,129       
456       
511,880       

  $ 

  $ 

  $ 

  $ 

There were no material revenue transactions between the carbon flat products, specialty metals flat products and tubular and pipe 
products segments for the years ended December 31, 2016, 2015 and 2014. 

The Company sells certain products internationally, primarily in Canada, Mexico and Dominican Republic. International sales 
have been immaterial to the consolidated financial results and to the individual segment’s results. 

67 

  
  
  
  
  
  
  
  
    
    
  
      
        
        
  
    
    
  
      
        
        
  
      
        
        
  
    
    
    
  
      
        
        
  
      
        
        
  
    
    
    
    
    
    
  
  
  
    
    
  
      
        
        
  
    
    
  
      
        
        
  
      
        
        
  
  
  
    
  
  
    
  
  
  
  
  
  
  
  
 
 
16.  Retirement Plans: 

The Company’s retirement plans consist of two 401(k) plans covering certain non-union employees, two separate 401(k) plans 
covering  all  union  employees,  a  profit  sharing  plans,  a  multi-employer  pension  plan  covering  certain  CTI  employees  and  a 
supplemental executive retirement plan (SERP) covering certain executive officers of the Company. 

The 401(k) retirement plans allow eligible employees to contribute up to the statutory maximum. The Company’s non-union 
401(k)  matching  contribution  is  determined  annually  by  the  Board  of  Directors  and  is  based  on  a  percentage  of  eligible 
employees’ earnings and contributions. For the non-union flat rolled segments’ 401(k) retirement plan, the Company matched 
one-half of each eligible employee’s contribution, limited to the first 6% of eligible compensation.  

For  the  union  flat  rolled  segments’  401(k)  retirement  plan,  the  Company  matched  one-half  of  each  eligible  employee’s 
contribution, limited to the first 6% of eligible compensation.  

For the 401(k) retirement plan at our CTI locations, the Company matched one-half of each eligible employee’s contribution, 
limited to the first 6% of eligible compensation.  

All union employees now participate in the profit-sharing plan on a discretionary basis, like all non-union employees. Company 
contributions to the non-union profit-sharing plan are discretionary amounts as determined annually by the Board of Directors.  

In 2005, the Board of Directors adopted a SERP, which has been amended from time to time. Contributions to the SERP are 
based on: (i) a portion of the participants’ compensation multiplied by 13%; and (ii) for certain participants a portion of the 
participants’ compensation multiplied by a factor which is contingent upon the Company’s return on invested capital. Benefits 
are subject to a vesting schedule of up to five years.  

The  Company,  through  its  CTI  subsidiary,  contributes  to  one  multiemployer  pension  plan  –  the  Plumbing  and  Heating 
Wholesalers Retirement Income Plan for the Benefit of the Shopmen’s Division of Pipe Fitters’ Association Local Union 597, 
EIN 36-6511016, Plan Number 001 (the Multiemployer Plan). The risks of participating in the Multiemployer Plan are different 
from a single-employer plan in that 1) assets contributed to the multiemployer plan by one employer may be used to provide 
benefits to employees of other participating employers, 2) if a participating employer stops contributing to the plan, the unfunded 
obligations of the plan may be borne by the remaining participating employers, and 3) if CTI chooses to stop participating in the 
Multiemployer Plan, CTI may be required to pay the plan an amount based on the unfunded status of the plan, referred to as a 
withdrawal liability. 

The  most  recent  Pension  Protection  Act  zone  status  available  is  for  the  plan  year  beginning  January  1,  2016,  and  the 
Multiemployer Plan’s actuary has certified that the Multiemployer Plan is neither in critical status nor endangered status and that 
it is in the green zone. The green zone status is based on information that CTI received from the Multiemployer Plan and is 
certified by the Multiemployer Plan’s actuary. Among other factors, plans in the green zone are at least 80 percent funded. 

CTI contributes to the Multiemployer Plan under the terms of a collective bargaining agreement that covers certain of its union 
employees, and which expires May 31, 2020. CTI contributions to the Multiemployer Plan were immaterial for the years ended 
December 31, 2016 and 2015.  

Retirement plan expense, which includes all Company 401(k), profit-sharing, SERP defined contributions and the Multiemployer 
Plan,  amounted  to  $2.2  million,  $2.0  million  and  $2.2  million  for  the  years  ended  December  31,  2016,  2015  and  2014, 
respectively. 

68 

  
  
  
  
  
  
  
  
  
  
   
 
 
The fair values of the Company’s SERP assets as of December 31, 2016 are as follows: 

(in thousands)  
Money market funds  
Fixed income  
Mutual funds  
Total  

   Quoted Prices        Observable 
   in Active Markets     
Level 1  

Inputs 
Level 2  

     Unobservable 

Inputs 
Level 3  

-      

-      
-    $ 

2,403      
120      
3,297      
5,820    $ 

-  

-  
-  

  $ 

17.  Related-Party Transactions: 

The Company’s Chief Executive Officer owns 50% of an entity that owns one of the Cleveland warehouses and leases it to the 
Company  at  a  fair  market  value  annual  rental  of  $0.2  million.  The  lease  expires  on  December  31,  2018  with  four  five-year 
renewal options.  

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Schedule II – Valuation and Qualifying Accounts 
(in thousands) 

Description 
Year Ended December 31, 2014 

Allowance for doubtful accounts 
Tax valuation reserve 

Year Ended December 31, 2015 

Allowance for doubtful accounts 
Tax valuation reserve 

Year Ended December 31, 2016 

Allowance for doubtful accounts 
Tax valuation reserve 

Additions 

Balance at 
Beginning 
of Period 

Charged to 
Costs and  
Expenses 

Charged to 
Other 
Accounts 

Deductions 

Balance at  
End of  
Period 

  $ 
  $ 

  $ 
  $ 

  $ 
  $ 

1,519     $ 
1,298     $ 

467     $ 
83     $ 

1,348     $ 
1,381     $ 

506     $ 
-    $ 

1,299     $ 
1,030     $ 

369     $ 
987     $ 

-    $ 
-    $ 

-    $ 
-    $ 

-    $ 
-    $ 

(638)   $ 
-    $ 

1,348   
1,381   

(555)   $ 
(351)   $ 

1,299   
1,030   

(283)   $ 
-    $ 

1,385   
2,017   

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SUPPLEMENTAL FINANCIAL INFORMATION 
(in thousands, except per share data) 

2016 
Net sales 
Operating income (loss) (a) 
Income (loss) before income taxes 
Net income (loss) 

Basic net income (loss) per share 
Weighted average shares outstanding - basic 
  $
Diluted net income (loss) per share 
Weighted average shares outstanding - diluted      

Market price of common stock: (c) 

High 
Low 

2015 
Net sales 
Operating income (loss) (b) 
Income (loss) before income taxes 
Net income (loss) 

Basic net income (loss) per share 
Weighted average shares outstanding - basic 
  $
Diluted net income (loss) per share 
Weighted average shares outstanding - diluted      

  $

  $
  $

  $

  $

  $
  $

2nd 

1st 
258,349    $  273,608    $
8,339       
7,007       
3,550     $
0.32     $
11,216       
0.32     $
11,216       

35      
(1,255)     
(767)   $ 
(0.07)   $ 
11,182      
(0.07)   $ 
11,182      

3rd 
268,255     $
27       
(1,288)     
(1,757)   $
(0.16)   $
11,219       
(0.16)   $
11,219       

     Year 

4th 
254,904     $ 1,055,116   
5,748   
420   
(1,078) 
(0.10) 
11,210   
(0.10) 
11,210   

(2,653)     
(4,044)     
(2,104)   $
(0.19)   $
11,221       
(0.19)   $
11,221       

17.50    $ 
7.98      

27.48     $
15.41       

31.19     $
17.42       

28.67     $
17.14       

31.19   
7.98   

2nd 

1st 
345,865    $  315,251    $
(24,398)     
(25,895)     
(22,260)   $
(1.99)   $
11,201       
(1.99)   $
11,201       

3,345      
1,751      
1,069    $ 
0.10    $ 
11,195      
0.10    $ 
11,195      

3rd 
276,922     $
453       
(1,036)     
(598)   $
(0.05)   $
11,203       
(0.05)   $
11,203       

     Year 

4th 
237,505     $ 1,175,543   
(27,779) 
(33,594) 
(26,777) 
(2.39) 
11,192   
(2.39) 
11,192   

(7,179)     
(8,414)     
(4,988)   $
(0.45)   $
11,173       
(0.45)   $
11,173       

Market price of common stock: (c) 

High 
Low 

  $

18.57    $ 
12.86      

20.93     $
10.44       

17.92     $
6.40       

12.60     $
8.98       

20.93   
6.40   

(a)  Operating income (loss) includes $1,489 of LIFO income related to the Company's tubular and pipe products segment. 
(b)  Operating income (loss) includes $3,347 of LIFO income related to the Company's tubular and pipe products segment
as well as a $16,451 goodwill impairment charge and a $8,000 intangible asset impairment charge recorded in the second
quarter related to the Company's tubular and pipe products segment and a $500 goodwill impairment charge recorded in
the fourth quarter related to the specialty metals flat products segment. 

(c)  Represents the high and low sales prices of our common stock as reported by the Nasdaq Global Select Market. 

71 

  
  
    
    
    
  
    
    
    
      
        
        
        
        
  
    
  
  
    
    
    
  
    
    
    
      
        
        
        
        
  
    
  
  
  
 
 
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND 
FINANCIAL DISCLOSURE 

None. 

ITEM 9A. CONTROLS AND PROCEDURES 

Disclosure Controls and Procedures 

Evaluations required by Rule 13a-15 of the Securities Exchange Act of 1934 of the effectiveness of our disclosure controls 
and procedures (as defined in Rule 13a-15(e) under the Securities Exchange Act of 1934) as of the end of the period covered 
by this Annual Report have been carried out under the supervision and with the participation of our management, including 
our Chief Executive Officer and Chief Financial Officer. Based upon such evaluations, the Chief Executive Officer and Chief 
Financial Officer concluded that our disclosure controls and procedures were effective as of December 31, 2016 in providing 
reasonable assurance that information required to be disclosed by us in reports filed under the Exchange Act is recorded, 
processed, summarized and reported within time periods specified in the rules and forms of the SEC.  

Management’s Report on Internal Control Over Financial Reporting 

Management’s Report on Internal Control Over Financial Reporting is set forth in Part II, Item 8 of this Annual Report on 
Form  10-K  and  is  incorporated  herein.  PricewaterhouseCoopers  LLP,  the  Company’s  independent  registered  public 
accounting firm, has issued an attestation report on our internal control over financial reporting that is set forth in Part II, 
Item 8 of this Annual Report and is incorporated herein by reference. 

Changes in Internal Control Over Financial Reporting 

There have been no changes in our internal control over financial reporting during the quarter ended December 31, 2016 that 
have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting. 

ITEM 9B. OTHER INFORMATION 

None. 

72 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
PART III 

ITEM 10. DIRECTORS, EXECUTIVE OFFICERS OF THE REGISTRANT AND CORPORATE GOVERNANCE 

Information required by Item 10 as to the executive officers is provided in Part I of this Annual Report on Form 10-K and is 
incorporated by reference into this section. Other information required by Item 10 will be incorporated herein by reference 
to the information set forth in our definitive proxy statement for our 2017 Annual Meeting of Shareholders. 

ITEM 11. EXECUTIVE COMPENSATION 

Information required by Item 11 will be incorporated herein by reference to the information set forth in our definitive proxy 
statement for our 2017 Annual Meeting of Shareholders. 

ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 
RELATED STOCKHOLDER MATTERS 

Information required by Item 12 will be incorporated herein by reference to the information set forth in our definitive proxy 
statement for our 2017 Annual Meeting of Shareholders. 

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR 
INDEPENDENCE 

Information required by Item 13 will be incorporated herein by reference to the information set forth in our definitive proxy 
statement for our 2017 Annual Meeting of Shareholders. 

ITEM 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES 

Information required by Item 14 will be incorporated herein by reference to the information set forth in our definitive proxy 
statement for our 2017 Annual Meeting of Shareholders. 

73 

  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES  

PART IV 

(a)(1) The following financial statements are included in Part II, Item 8: 

Report of Independent Registered Public Accounting Firm 
Management’s Report on Internal Control Over Financial Reporting 
Consolidated Statements of Comprehensive Income for the Years Ended December 31, 2016, 2015 and 2014 
Consolidated Balance Sheets as of December 31, 2016 and 2015 
Consolidated Statements of Cash Flows for the Years Ended December 31, 2016, 2015 and 2014 
Supplemental Disclosures of Cash Flow Information for the Years Ended December 31, 2016, 2015 and 2014 
Consolidated Statements of Shareholders' Equity for the Years Ended December 31, 2016, 2015 and 2014 
Notes to Consolidated Financial Statements for the Years Ended December 31, 2016, 2015 and 2014 

(a)(2) Financial Statement Schedules.  
Schedule II – Valuation and Qualifying Accounts 

(a)(3) Exhibits. The Exhibits filed herewith are set forth on the Index to Exhibits filed as part of this Annual Report 
and incorporated herein by reference. 

ITEM 16. FORM 10-K SUMMARY 

None 

74 

  
 
  
  
  
  
  
  
  
  
  
  
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant 

has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

March 2, 2017 

OLYMPIC STEEL, INC. 

By:  /s/ Richard T. Marabito 
Richard T. Marabito, 
Chief Financial Officer  

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by 

the following persons in the capacities indicated and on the dates indicated. 

March 2, 2017 

March 2, 2017 

March 2, 2017 

March 2, 2017 

March 2, 2017 

March 2, 2017 

March 2, 2017 

March 2, 2017 

March 2, 2017 

/s/  Michael D. Siegal * 
   Michael D. Siegal 
   Chairman of the Board and Chief Executive 

Officer (Principal Executive Officer) 

/s/ David A. Wolfort * 
   David A. Wolfort 
   President and Director 

/s/ Richard T. Marabito * 
   Richard T. Marabito 
   Chief Financial Officer (Principal Financial 
Officer and Principal Accounting Officer) 

/s/ Donald R. McNeeley * 
   Donald R. McNeeley 
   President of Chicago Tube and Iron and Director 

/s/ Ralph M. Della Ratta, Jr. *  
   Ralph M. Della Ratta, Jr., Lead Director 

/s/ Arthur F. Anton * 
   Arthur F. Anton, Director 

/s/ Dirk A. Kempthorne * 
   Dirk A. Kempthorne, Director 

/s/ Michael G. Rippey * 
   Michael G. Rippey, Director 

/s/ Howard L. Goldstein * 
   Howard L. Goldstein, Director 

* The undersigned, by signing his name hereto, does sign and execute this Annual Report on Form 10-K pursuant to the 
Powers of Attorney executed by the above-named officers and directors of the Company and filed with the Securities and 
Exchange Commission on behalf of such officers and directors. 

By: 

/s/ Richard T. Marabito 
Richard T. Marabito, Attorney-in-Fact 

March 2, 2017 

75 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
        
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
   
  
  
  
  
  
   
 
 
OLYMPIC STEEL, INC. 
INDEX TO EXHIBITS 

Description 

Reference 

  Exhibit   
  2.2 

  Agreement and Plan of Merger, dated May 18, 2011, by and 
among OLYAC II, Inc., Olympic Steel, Inc., Chicago Tube 
and Iron Company, the Stockholders of Chicago Tube and 
Iron Company listed on Schedule I, and Dr. Donald 
McNeeley, as the Representative of the Stockholders. 

    Incorporated by reference to Exhibit 2.2 to 

Company’s Form 8-K filed with the Commission 
on May 20, 2011 (Commission File No. 0-
23320). 

  3.1(i) 

  Amended and Restated Articles of Incorporation 

    Incorporated by reference to Exhibit 3.1(i) to the 

  3.1(ii)    Amended and Restated Code of Regulations 

    Incorporated by reference to Exhibit 3.1 to 

Company’s Form 10-Q filed with the 
Commission on August 6, 2015 (Commission 
File No. 0-23320). 

Registration Statement on Form S-1 
(Registration No. 33-73992) filed with the 
Commission on January 12, 1994. 

    Incorporated by reference to Exhibit 4.25 to 

Registrant’s Form 8-K filed with the 
Commission on July 3, 2014 (Commission File 
No. 0-23320). 

  4.25 

  4.26 

  4.27 

  Second Amended and Restated Loan and Security 
Agreement, dated as of June 30, 2014, by and among the 
Registrant, the financial institutions from time to time party 
thereto, Bank of America, N.A., as administrative agent, and 
the other agents from time to time party thereto. 
  First Amendment to Second Amended and Restated Loan and 
Security Agreement, dated as of October 30, 2015, by and 
among the Registrant, the financial institutions from time to 
time party thereto, Bank of America, N.A., as administrative 
agent, and the other agents from time to time party thereto. 
  Second Amendment to Second Amended and Restated Loan 
and Security Agreement, dated as of December 1, 2016, by 
and among the Registrant, the financial institutions from time 
to time party thereto, Bank of America, N.A., as 
administrative agent, and the other agents from time to time 
party thereto. 

    Filed herewith 

    Filed herewith 

  10.1 *    Olympic Steel, Inc. Stock Option Plan  

    Incorporated by reference to Exhibit 10.1 to the 

Registration Statement on Form S-1 
(Registration No. 33-73992) filed with the 
Commission on January 12, 1994. 

  10.8 *    Form of Management Retention Agreement for Senior 

    Incorporated by reference to Exhibit 10.8 to 

Executive Officers of the Company 

Registrant's Form 10-Q filed with the 
Commission on August 7, 2000 (Commission 
File No. 0-23320). 

  10.9 *    Form of Management Retention Agreement for Other 

    Incorporated by reference to Exhibit 10.9 to 

Officers of the Company 

  10.14 
* 

  Olympic Steel, Inc. Executive Deferred Compensation Plan 
dated December 15, 2004 

Registrant's Form 10-Q filed with the 
Commission on August 7, 2000 (Commission 
File No. 0-23320). 

    Incorporated by reference to Exhibit 10.14 to 

Registrant’s Form 10-K filed with the 
Commission on March 14, 2005 (Commission 
File No. 0-23320). 

76 

  
    
  
  
 
 
  Form of Non-Solicitation Agreements  

Description 

Reference 

  Form of Management Retention Agreement  

  Supplemental Executive Retirement Plan Term Sheet  

    Incorporated by reference to Exhibit 99.1 to 

Registrant’s Form 8-K filed with the 
Commission on January 5, 2006 (Commission 
File No. 0-23320). 

  Olympic Steel, Inc. Supplemental Executive Retirement Plan     Incorporated by reference to Exhibit 10.20 to 

  Exhibit   
  10.15 
* 

  10.16 
* 

  10.17 
* 

  10.20 
* 

    Incorporated by reference to Exhibit 10.15 to 

Registrant’s Form 8-K filed with the 
Commission on March 4, 2005 (Commission 
File No. 0-23320). 

    Incorporated by reference to Exhibit 10.16 to 

Registrant’s Form 10-Q filed with the 
Commission on August 8, 2005 (Commission 
File No. 0-23320). 

Registrant’s Form 8-K filed with the 
Commission on April 28, 2006 (Commission 
File No. 0-23320). 

    Incorporated by reference to Exhibit 4.3 to 

Registrant’s Registration Statement on Form S-8 
(Registration No. 333-211023) filed with the 
Commission on April 29, 2016. 

    Incorporated by reference to Exhibit 10.27 to 

Registrant’s Form 10-Q filed with the 
Commission on May 5, 2009 (Commission File 
No. 0-23320). 

    Incorporated by reference to Exhibit 10.28 to 

Registrant’s Form 10-Q filed with the 
Commission on May 5, 2009 (Commission File 
No. 0-23320). 

Registrant’s Form 10-Q filed with the 
Commission on May 6, 2011 (Commission File 
No. 0-23320). 

    Incorporated by reference to Exhibit 10.31 to 

Registrant’s Form 8-K filed with the 
Commission on December 31, 2015 
(Commission File No. 0-23320). 

    Incorporated by reference to Exhibit 10.32 to 

Registrant’s Form 8-K filed with the 
Commission on March 31, 2016 (Commission 
File No. 0-23320). 

    Incorporated by reference to Exhibit 10.13 to 

Registrant’s Form 8-K filed with the 
Commission on November 23, 2016 
(Commission File No. 0-23320). 

    Incorporated by reference to Exhibit 10.34 to 

Registrant’s Form 10-K filed with the 
Commission on February 23, 2012 (Commission 
File No. 0-23320). 

  10.21 
* 

  Amended and Restated Olympic Steel, Inc. 2007 Omnibus 
Incentive Plan 

  10.27*   Form of Performance-Earned Restricted Stock Unit (PERS 
Unit) Agreement for Messrs. Siegal, Wolfort and Marabito. 

  10.28*   Form of Performance-Earned Restricted Stock Unit (PERS 
Unit) Agreement for Mr. Manson and Ms. Potash. 

  10.31 
* 

  David A. Wolfort Employment Agreement effective as of 
January 1, 2016 

  10.32 
* 

  Donald McNeeley Employment Agreement effective as of 
March 31, 2016 

  10.33 
* 

  Richard T. Marabito Employment Agreement effective as of 
November 23, 2016 

  10.34 
* 

  Form of RSU Agreements for Messrs. Siegal, Wolfort and 
Marabito. 

77 

  Olympic Steel, Inc. Senior Manager Compensation Plan 

    Incorporated by reference to Exhibit 10.30 to 

  10.30 
* 

    
  
 
 
  Exhibit 
  10.35 *    Michael D. Siegal Employment Agreement effective as of 

Description 

December 1, 2012 

Reference 

    Incorporated by reference to Exhibit 10.35 to 

Registrant’s Form 8-K filed with the 
Commission on November 21, 2012 
(Commission File No. 0-23320). 

  10.36 *    Departure of Directors or Certain Officers; Election of 

    Incorporated by reference to Exhibit 10.36 to 

Directors; Appointment of Certain Officers; Compensatory 
Arrangements of Certain Officers. 

  10.37* 

Amendment to Form of Management Retention Agreement 
for Senior Executive Officers of the Company  

Registrant’s Form 8-K filed with the 
Commission on December 30, 2014 
(Commission File No. 0-23320). 

    Incorporated by reference to Exhibit 10.1 to 

Registrant’s Form 10-Q filed with the 
Commission on May 1, 2015 (Commission File 
No. 0-23320). 

  10.38 *    Andrew S. Greiff Employment Agreement effective as of 

    Incorporated by reference to Exhibit 10.38 to 

August 19, 2016 

Registrant’s Form 8-K filed with the 
Commission on August 19, 2016 (Commission 
File No. 0-23320). 

  21 
  23 
  24 
  31.1 

  31.2 

  32.1 

  32.2 

  List of Subsidiaries 
    Filed herewith 
  Consent of Independent Registered Public Accounting Firm      Filed herewith 
    Filed herewith 
  Directors and Officers Powers of Attorney 
    Filed herewith 
  Certification of the Principal Executive Officer of the 
Company, as adopted pursuant to Section 302 of the 
Sarbanes-Oxley Act of 2002 
  Certification of the Principal Financial Officer of the 
Company, as adopted pursuant to Section 302 of the 
Sarbanes-Oxley Act of 2002 
  Written Statement of Michael D. Siegal, Chairman and Chief 
Executive Officer of the Company pursuant to 18 U.S.C. 
Section 1350, as adopted pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002 
  Written Statement of Richard T. Marabito, Chief Financial 
Officer of the Company pursuant to 18 U.S.C. Section 1350, 
as adopted pursuant to Section 906 of the Sarbanes-Oxley 
Act of 2002 

    Filed herewith 

    Furnished herewith 

    Furnished herewith 

  101.INS    XBRL Instance Document 
  101.SCH   XBRL Taxonomy Extension Schema Document 
  101.CAL  XBRL Taxonomy Extension Calculation Linkbase Document        
  101.DEF   XBRL Taxonomy Extension Definition 
  101.LAB  XBRL Taxonomy Extension Label Linkbase Document 
  101.PRE   XBRL Taxonomy Extension Presentation Linkbase 

Document 

*      This exhibit is a management contract or compensatory plan or arrangement. 

78 

  
    
  
       
       
       
       
       
  
  
 
Comparison of 5 Year Cumulative Total Return

Comparison of 5 Year Cumulative Total Return
Assumes Initial Investment of $100 through December 2016

250.00

200.00

150.00

100.00

50.00

0.00

2011

2012

2013

2014

2015

2016

Olympic Steel Inc.

NASDAQ Composite-Total Returns

Peer Group

The peer group consists of Worthington Industries, Ryerson Holding Corporation, Shiloh Industries, Inc.,  
A.M. Castle & Co., and Reliance Steel & Aluminum Co.

Directors & Officers

BOARD OF DIRECTORS

Michael D. Siegal, 64
Chairman of the Board and Chief Executive Officer, 
Olympic Steel

David A. Wolfort, 64
President,  
Olympic Steel

Arthur F. Anton, 59
President and Chief Executive Officer,  
Swagelok Company

Ralph M. Della Ratta, 63
Founder and Managing Director,  
Western Reserve Partners LLC

Howard L. Goldstein, CPA, 64
Partner,  
Appelrouth, Farah & Co. P.A.

The Honorable Dirk A. Kempthorne, 65
President and Chief Executive Officer,  
The American Council of Life Insurers

Donald R. McNeeley, 62
President and Chief Operating Officer,  
Chicago Tube & Iron, a subsidiary of Olympic Steel

Michael G. Rippey, 59
Senior Advisor,  
Nippon Steel USA

CORPORATE OFFICERS

Michael D. Siegal
Chief Executive Officer

David A. Wolfort
President

Richard T. Marabito
Chief Financial Officer

Andrew Greiff
Executive Vice President and Chief Operating Officer

Richard A. Manson
Vice President and Treasurer

Donald R. McNeeley
President and Chief Operating Officer,  
Chicago Tube & Iron, a subsidiary of Olympic Steel

Esther M. Potash
Chief Information Officer

Christopher M. Kelly
Secretary, Olympic Steel 
Partner, Practice Leader Capital Markets, Jones Day

Shareholder Information

Corporate Headquarters
Olympic Steel, Inc. 
22901 Millcreek Boulevard, Suite 650 
Highland Hills, OH 44122 
Phone: (216) 292-3800 
Fax: (216) 682-4065 
www.olysteel.com

Stock Listing
The  Company’s  common  stock  trades  on  the  NASDAQ 
Global Select Stock Market under the symbol “ZEUS.”

Transfer Agent and Registrar
Computershare 
P.O. Box 30170 
College Station, TX 77842-3170 
(800) 446-2617

2017 Annual Meeting
The annual meeting of shareholders will be held: 

Friday, April 28, 2017 
10:00 a.m. Eastern Time 
Olympic Steel, Inc. 
5096 Richmond Road 
Bedford Heights, OH 44146

For information and directions to the annual meeting and to 
vote in person, contact ir@olysteel.com.

Independent Auditors
PricewaterhouseCoopers LLP 
BP Tower, 18th Floor 
200 Public Square 
Cleveland, OH 44114

Legal Counsel
Jones Day 
North Point 
901 Lakeside Avenue 
Cleveland, OH 44114

Investor Information
Shareholders  and  prospective  investors  are  welcome 
to  call  or  write  with  questions  or  requests  for  additional 
information. Inquiries should be directed to:

Matthew J. Dennis, CFA
Olympic Steel Investor Relations 
Clear Perspective Group, LLC 
Phone: (216) 672-0522 
Email: ir@olysteel.com 
www.olysteel.com

Form 10-K
Shareholders  who  wish  to  obtain,  without  charge,  a 
copy  of  Olympic  Steel’s  annual  report  on  Form  10-K, 
filed  with  the  Securities  and  Exchange  Commission 
for  the  fiscal  year  ended  Dec.  31,  2016,  may  do  so 
by  writing  to  Investor  Relations  at  the  Company’s 
Corporate Headquarters (address indicated above).

This product 
is made from 
recycled paper