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Quartix Holdings plc

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Employees 51-200
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FY2017 Annual Report · Quartix Holdings plc
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Quartix Holdings plc 
Wellington House
East Road
Cambridge
CB1 1BH

www.quartix.net

www.quartix.fr

www.quartix.com

Quartix Holdings plc
 Annual Report 2017

Company No.06395159 

Financial Statements 
Quartix Holdings plc 

For the year ended 31 December 2017 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

Contents 

Company information 

Highlights 

Chairman’s Statement 

Strategic Report: Operational Review 

Strategic Report: Financial Review 

Corporate Governance Report 

Directors’ Remuneration Report 

Directors’ Report 

Independent Auditor's Report to the Members of Quartix Holdings plc 

Consolidated Statement of Comprehensive Income 

Consolidated Statement of Financial Position 

Consolidated Statement of Changes in Equity 

Consolidated Statement of Cash Flows 

Notes to the Consolidated Financial Statements 

Parent Company Statement of Financial Position 

Parent Company Statement of Changes in Equity 

Notes to the Parent Company Financial Statements 

Notice of Annual General Meeting 

Notes to the Notice of Annual General Meeting 

1 

Page 

2 

3 

4 

6 

10 

14 

17 

19 

22 

29 

30 

31 

32 

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53 

54 

55 

61 

63 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

2 

Company Information  

Company registration number: 

06395159 

Registered office: 

Directors: 

Wellington House 
East Road 
Cambridge 
CB1 1BH 

Paul Boughton 
Andrew Walters 
Daniel Mendis 
Edward Ralph 
Jim Warwick 

Company secretary: 

Daniel Mendis 

Bankers: 

Solicitors: 

Auditor: 

Nominated advisor and joint broker: 

Joint broker: 

Barclays Bank PLC 
Mortlock house, 
Station Road, 
Histon, 
Cambridgeshire 
CB24 9DE 

Hewitsons LLP 
Shakespeare House 
42 Newmarket Road 
Cambridge 
CB5 8EP 

Grant Thornton UK LLP 
101 Cambridge Science Park 
Milton Road 
Cambridge 
CB4 0FY 

finnCap 
60 New Broad Street 
London 
EC2M 1JJ 

Cantor Fitzgerald 
One Churchill Place, Level 20,  
Canary Wharf,  
London  
E14 5RB 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

3 

Highlights 

Financial highlights 

•  Group revenue increased by 5% to £24.5m (2016: £23.3m) 

o  Fleet revenue grew by 14% to £17.0m (2016: £14.9m) 
o 

Insurance revenue declined by 12% to £7.5m (2016: £8.4m) 

•  Operating profit increased by 1% to £6.6m (2016: £6.5m) 
•  Earnings  before  interest,  tax,  depreciation,  amortisation  and  share  based  payment  expense 

(Adjusted EBITDA) increased by 6% to £7.2m (2016: £6.8m) 

•  Profit before tax increased by 1% to £6.6m (2016: £6.5m) 
•  Diluted earnings per share fell by 4% to 12.21p (2016: 12.78p) 
•  Free cash flow increased by 5% to £6.3m (2016: £6.0m) 
•  Cash inflow before tax increased by 3% at £7.0m (2016: £6.8m) 
•  Net cash increased to £7.3m (2016 net cash: £6.2m) 
•  Final dividend payment of 11.1p per share proposed (2016: 9.0p) including 6.8p for supplementary 

dividend (2016: 4.7p) giving a total dividend for the year of 13.5p per share 

Operational highlights 

•  Strong progress in the main fleet business: 

o  20% increase in subscription base to 105,314 units (2016: 87,889) 
o  20% increase in customer base to 10,961 (2016: 9,105) 
o  Unit attrition was consistent at 10.1% (2016: 10.0%) and compares favourably with our 

estimate of the industry average of around 14-15 per cent 

o  23% growth in new fleet installations 
o  Strong growth in France, ending the year with 1,776 customers (2016: 1,428) and 13,131 
vehicles under subscription (2016: 9,986), an increase of 24% and 32% respectively 
o  During its third full year of trading the USA grew its customer base to 1,460 (2016: 1,075), 

with 8,973 vehicles under subscription (2016: 6,191). 

•  Anticipated decline in the lower margin insurance telematics business: 
o  17% decline in insurance installations to 57,826 (2016: 69,300) 

 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

4 

Chairman's Statement 

Introduction 
The past year has shown encouraging demand for the Group’s vehicle telematics services in both the fleet 
and insurance sectors. 

Sales in the Company’s core fleet operations in the UK and Ireland grew by 9%, reaching £14.0m (2016: 
£12.8m). This growth more than compensated for the planned decline in UK insurance revenues, which 
decreased by approximately £1m to £7.5m (2016: £8.4m). 

The Group made good progress in France, where revenue increased by 24% to €2.2m (2016: €1.8m).  

2017 was our third full year of operations in the USA, having launched our service and opened an office 
there in 2014. We are pleased with progress and completed the year with 8,973 vehicles under subscription 
(2016: 6,191) across 1,460 fleet customers (2016: 1,075). Revenue increased by 66% to $1.5m in 2017 (2016: 
$0.9m) and the prospects for future business development remain encouraging. 

Results 
Group revenue for the year increased by 5% to £24.5m (2016: £23.3m). 

Operating profit for the year increased by 1% to £6.6m (2016: £6.5m) and profit before tax was also £6.6m 
(2016: £6.5m). 

Cash conversion was strong, resulting in free cash flow from operations after tax and investing activities of 
£6.3m (2016: £6.0m), enabling the Group to increase its net cash by £1.1m to £7.3m at 31 December 2017, 
following the payment of £5.4m in dividends. 

Earnings per share 
Basic earnings per share fell by 5% to 12.27p (2016: 12.87p), largely due to a higher tax charge than in 2016, 
which benefitted from prior year patent box claim refunds. Diluted earnings per share fell to 12.21p (2016: 
12.78p) as a consequence. 

Dividend policy 
Our ordinary dividend policy is to pay a dividend set at approximately 50% of cash flow from operating 
activities, which is calculated after taxation paid but before capital expenditure.   

In addition to this the Board will distribute the excess of gross cash balances over £2m on an annual basis 
by way of supplementary dividends, subject to a 2p per share de minimis level.  

The surplus cash is calculated using the year end gross cash balance and after deduction of the proposed 
ordinary dividend, and is intended to be paid at the same time as the final dividend. The policy will be 
subject to periodic review. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

5 

Dividend 
In the year ended 31 December 2017, the Board decided to pay an interim dividend of 2.4p per ordinary 
share. This totalled £1.14m and was paid on 14 September 2017 to shareholders on the register as at 18 
August 2017. 

The Board is recommending a final ordinary dividend of 4.3p per share, together with a supplementary 
dividend of 6.8p per share, giving a final pay out of 11.1p per share and a total dividend for the year of 
13.5p per share.  

The  final  and  supplementary  dividend  amounts  to  approximately  £5.3m  in  aggregate.  Subject  to  the 
approval at the forthcoming AGM, this dividend will be paid on 4 May 2018 to shareholders on the register 
as at 6 April 2018. 

Governance and the Board 
The Board is comprised of two Non-Executive Directors, myself included, and three Executive Directors, 
Andrew Walters, Edward Ralph and Daniel Mendis. Andrew Walters was a co-founder of the main trading 
entity,  Quartix  Limited,  and  has  been  one  of  its  directors  since  5  July  2001;  Edward  Ralph  joined  the 
Company as Chief Operating Officer in January 2017 and was appointed to the Board in July; and Daniel 
Mendis  was  appointed  as  Chief  Financial  Officer  on  1st  January  2018  having  joined  the  Company  in 
December 2017. David Bridge retired from his position of Finance Director for the Company at the end 
of 2017, and stepped down from the Board in January. David indicated his intention to do so last year, and 
I would like to take the opportunity to thank him for the 10 years of outstanding service he has given to 
the Company, and for his cooperation and assistance to Daniel in both the transition and the preparation 
of these accounts.  

I have over 30 years of experience in identifying, negotiating and completing acquisitions in the USA and 
Europe.  Currently,  I  am  Business  Development  Director  of  Aventics  GmbH,  the  German  industrial 
pneumatics  manufacturer.  I  spent  13  years  as  Business  Development  Director  for  Spectris  plc,  and 
subsequently held similar positions at IMI plc, Consort Medical plc and Brammer plc. I am a Chartered 
Accountant (FCA). 

Jim Warwick was Chief Operating Officer at Abcam plc until 31 December 2016, having originally joined 
as Technical Director in 2001. Abcam is a global leader in the supply of innovative protein research tools. 
Prior  to  that,  he  worked  on  IT,  software  and  web  development  initiatives  for  the  telecommunications 
consultancy group Analysys Limited. 

For further details regarding Corporate Governance and the Board, please see the “Investors” section of 
our website (www.quartix.net/investors.php). 

Outlook 
The Group has made a good start to the year, in line with our expectations. The high levels of recurring 
revenue, a focus on growth in the core fleet markets in UK, France and the USA and targeting only those 
insurance opportunities which offer satisfactory margins, underpin our confidence for the rest of the year 
and beyond. 

AGM 
The  Group’s  AGM  will  be  held  at  11.00  a.m.  on  27  March  2018  at  the  Group’s  registered  office  at 
Wellington House, East Road, Cambridge CB1 1BH. 

Paul Boughton 
Chairman 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

6 

Strategic Report: Operational Review 

Principal activities 
Since 2001 Quartix has become one of Europe’s leading suppliers of vehicle telematics services. Whilst the 
origins of the Group’s business are in the tracking of commercial vehicles in the UK, it has developed a 
significant market presence in the insurance telematics market. It set up a French branch in 2011 and in 
2014 expanded its operations into the USA. The operations in both the USA and France are focused entirely 
on the fleet sector. 

Strategy and business model 
The  Group’s main  strategic  objective  is  to  grow  its  fleet  business  and  develop  the  associated  recurring 
revenue by increasing the number of vehicles under subscription. The related insurance business helps to 
provide economies of scale in areas related to the provision of data services, including development, supply 
chain, production and installation. 

Whilst  the  same  technology  is  used  for  both  commercial  fleet  tracking  and  insurance  telematics,  these 
markets exhibit different characteristics and the Group has established proven business models for each of 
them. 

Fleet customers typically use the Group’s vehicle telematics services for many years, resulting in low rates of 
attrition. Accordingly, the Group focuses its business model on the development of subscription revenue 
based on minimal initial commitment from the customer, providing the best return to the Group over the 
long term. 

The value of recurring subscription revenue is the key measure of our performance in the fleet sector 

Insurance telematics customers use the Group’s technology to monitor the driving style and habits of higher-risk 
drivers, normally for a policy with a term of just 12 months. Quartix therefore treats this as an equipment 
sale, with the tracking system being sold, at policy inception, together with 12 months’ service and data 
usage included. This is standard practice in the industry, as the level of attrition is relatively high.  

Whilst the value of revenue has been the key measurement of our performance in the insurance sector, we restrict our operations 
to those opportunities which provide an adequate return. 

People 
Our business performance was recognised by several independent organisations in 2017: Recognised for 
the work we do to improve road and driver safety, we were finalists in two industry awards with What Van 
Magazine, firstly the ‘Risk Management’ Award and secondly, ‘Safety’ Award. Quartix was also included in 
the LSE Group ‘1000 Companies to Inspire’ Britain 2017.  We won Megabuyte’s Accounting and Enterprise 
Software  Award  2017,  and  finally  we  were  awarded  the  Investor  In  Customer  Silver  Award  status  for 
providing an excellent customer experience.  

Each  of  these  awards  and  nominations  is  a  reflection  of  the  commitment,  teamwork,  creativity  and 
dedication of our people. Our financial performance derives from the customer service we deliver, backed 
by the technology we develop. I would like to register my personal thanks to every one of our employees 
who made 2017 another great year for Quartix. 

We are delighted to have been able to provide our employees with the ability to participate in the equity of 
the  Company  under  our  EMI  share  option  scheme  for  the  fifth  year  in  a  row.  The  newly  appointed 
Directors  of  Quartix  Holdings  plc  have  received  share  option  grants  in  2017,  as  disclosed  in  the 
remuneration report. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

7 

Operational performance 
All of our business operations continued to perform at a high level in 2017. Gross margin increased slightly 
to 60.6% (2016: 60.3%), despite increases in average unit costs following the devaluation of Sterling in 2016 
and the funding of strong growth in new fleet installations in 2017. A slight increase in overheads led to 
return on sales decreasing by 1 percentage point to 27% (2016: 28%). Cash conversion was very strong 
with cash flow from operating activities after investing activities and tax (free cash flow) representing 95% 
of operating profit (2016: 92%). We expense all research and development investment, tracking system and 
installation costs as they are incurred unless development spend meets the criteria for capitalisation. 

Following the capital investments made in the USA and France in 2016, there was little further need for 
capex  in  2017  as  new  sales and  marketing  automation systems  implemented  during  the  year  have been 
sourced externally on a subscription licence basis. 

Our accounts and operations teams continued to manage working capital well: trade debtors at the year-
end were 33 days of sales, and inventory levels remained comparable despite the sales growth. 

Fleet 
Our core fleet business, which accounted for 70% of Group revenue (2016: 64%), delivered considerable 
progress in a further year of investment. Continued growth in the UK was combined with excellent progress 
in France, where our business again made a positive contribution to the Group’s results, and in the USA, 
where our third full year of trading saw us reach an installed base of 8,973 (2016: 6,191) vehicles under 
subscription. 

During the course of the year we won 2,779 new fleet customers (2016: 2,336). Sales leads continued to be 
generated through a broad range of media and channels. The efficiency improvements resulted largely from 
investments  made  in  technology,  processes  and  training,  adding  automation  wherever  possible  and 
providing our sales and marketing teams with better information on the performance of each campaign. 
This investment will continue in 2018, and the knowledge and experience gained will be used across each 
of our three target markets. 

Fleet UK (including Ireland) 
Demand for vehicle telematics services in the UK continues to grow. We are well-placed to expand our 
business, given the strengths of our data services and support capabilities. The economies of scale derived 
from  the  size  of  our  combined  fleet  and  insurance  business  also  give  us  a  considerable  competitive 
advantage.  

Vehicles  under  subscription  increased  by  16%  to  83,210  during  the  year,  and  our  fleet  customer  base 
reached 7,725. We won 1,700 new customers in 2017 (2016: 1,345), and the gains in customer and vehicle 
base were broadly spread between the channels we use. UK fleet revenue was £14.0m (2016: £12.8m). We 
added a number of new key accounts during the year and increased the number of fleet clients with 50 
vehicles or more. The strength of our brand, service capability and reputation in the UK is leading to higher 
levels of enquiries from larger fleet prospects. 

Our UK website continued to perform well in terms of search engine placement and enquiries, and we 
continued to add new content to it. 

We will continue to focus on telephone based sales capacity to support our fleet marketing initiatives, and 
will look to find additional channels and partners to help us develop the market.  

 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

8 

Fleet (continued) 

Fleet France 
The number of new installations in the French market was 30% higher than the previous year (3,819 versus 
2,933), and there was a 32% increase in the unit base, ending the year with 13,131 vehicles (2016: 9,986) 
under subscription across 1,776 fleet customers (2016: 1,428). French fleet revenue increased by 24% to 
€2.2m  (2016:  €1.8m),  making  a  profitable  contribution  to  the  Group.  We  saw  strong  growth  in  new 
customer acquisition towards the end of the year, and this was broadly spread across each of our channels. 
We will continue to invest in this market in 2018, as we now benefit from growing awareness of our brand 
and product. 

Fleet USA 
Our  third  full  year  of  trading  in  the  USA  showed  good  progress:  we  concluded  2017  with  1,460  fleet 
customers (2016: 1,075) having a total of 8,973 vehicles under subscription (2016: 6,191). As in the UK and 
France, our fleet revenue derives from subscription income, which builds over time. Nonetheless USA fleet 
revenue increased by 66% to $1.5m (2016: $0.9m), and our subscription base value continues to increase 
each month. Losses incurred in the USA reduced by £0.5m to £0.3m (2016: £0.8m). 

We see significant potential for growth in the USA in the next five years, and during 2017 we invested in 
further local recruitment, product development and a new sales and marketing automation platform. We 
are now able to build on these foundations with an enhanced level of marketing expenditure in 2018. At 
the end of the 2017 we had a total of 7 employees in our Chicago office. 

Fleet revenues in France and the USA combined were £3.1m, representing 18% of total fleet revenue. 

Insurance 
We installed 57,826 new insurance tracking systems in 2017, a decrease of 17%. This trend was in keeping 
with the decision announced at the time of the Company’s interim results in July 2016 to focus on its core 
fleet  market  and  on  only  those  insurance  opportunities  which  offer  satisfactory  margins  and  which  are 
closely aligned to its fleet business.  

In line with this strategy, the Group developed and launched an insurance platform in 2016 which appeals 
to specialist insurance brokers. By the end of 2017 this proposition had been adopted and used by three 
insurance broker clients. These projects are relatively small in volume, but the development of this platform 
has offered an opportunity for Quartix to demonstrate the breadth of its capabilities in terms of technology, 
data analysis and management services. A key part of this is the SafeSpeed Database, which is the result of 
a 6-year development programme. 

The SafeSpeed Database is a contextual speed scoring system which provides young drivers, insurers and 
fleet managers with risk assessment information and feedback based on a driver’s speed in the context of 
the road being driven, rather than relying simply on the statutory speed limit as a risk indicator. More than 
30 million vehicle data points are processed each day and mapped against over 2 million road segments. 
The database already holds more than 1 million speed distributions which are used in assessing driving 
behaviour  and  accident  risk.  A  more  detailed  explanation  of  these  capabilities  is  provided  at 
www.quartix.net/insurance. 

In addition to the business won so far with brokers, the new insurance platform appears to have significant 
appeal to some larger fleet customers in the UK, many of which underwrite their own vehicles for accident 
damage. We have seen an increased level of interest in the use of telematics as part of health, safety, and 
risk  management  policy.  This  also  has  a  positive  impact  on  the  management  of  brand  image  for  our 
customers, given that examples of poor driving behaviour are often posted on social media.  

We feel that this insurance platform therefore offers us a further competitive advantage in our core fleet 
business in the UK. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

9 

Research and development 
The Group is committed to continued investment in research to ensure that the functionality of its vehicle 
telematics services  remain  competitive  across  each  of  its  three  fleet  markets  as  well  as  in  the  insurance 
sector. The principal areas of development focus in 2017 included: 

1.  Further development of the TCSV12 tracking system, which is believed to be one of the most 
compact  on  the  market,  allowing  ease  of  user  installation  in  approximately  90%  of  European 
vehicles. The product is being trialled by several key fleet prospects. 

2.  Electronic logging of driver hours for the US market. This application, which involves a direct 
connection to the vehicle’s own bus and the use of an Android tablet device by the driver, was 
delivered in beta version to customers at the end of 2016. It was released in Q3 2017 and is now 
being enhanced to meet the full requirements of the US ELD specification. Further investment on 
this is expected in the first half of 2018. 

3.  Further  development  of  the  “powered  by  Quartix”  insurance  platform. This software  platform 
includes software tools for both insurers and brokers and allows driver scoring based on a range 
of factors, but most significantly it makes use of our “SafeSpeed Database”. The platform has been 
fully integrated with our fleet product offering and is now being promoted to larger fleet clients 
who are taking a much keener interest in the use of telematics in risk management.  

All of our investment in research was fully expensed in the year. The total cost amounted to£1.1m, which 
represents a decrease of 24% compared to the prior year (2016: £1.4m). 

Sales and marketing automation 
The cost-effective acquisition and retention of fleet customers have always been of key strategic importance 
to  the  Company;  it  is  these  capabilities  that  set  it  apart  from  many  of  its  peers  and  which  drive  the 
Company’s financial success. During the second half of 2017 we enhanced this by implementing industry-
leading proprietary sales and marketing automation platforms for our US operations. These are integrated 
directly with our existing, SQL-based, in-house systems and will enable the Company to continue to develop 
its competitive strength in these areas. 

In December, we relaunched our US website (www.quartix.com) and integrated it fully with the marketing 
platform, thereby improving the effectiveness of our sales and marketing resources. We continue to receive 
significant numbers of new enquiries for our service in the USA, and the new platforms allow us to identify 
quickly  the  prospects  which  need  immediate  attention  from  our  sales  people,  whilst  at  the  same  time 
providing  a  very  effective  automated  response  to  all  other  enquiries.  The  marketing  system  tailors  the 
approach taken depending on the nature of the prospect’s fleet, in terms of size and sector, and over time 
it develops the customer’s level of interest in Quartix to the point where the enquiry needs to be directed 
to a sales person. Although most new business is concluded with personal contact, a small but growing 
percentage of new orders are received directly via our website. These systems have had a positive impact 
on  customer  acquisition  at  the  start  of  2018.  Further  enhancement  of  the  platform  will  be  carried  out 
throughout the year as we seek to maximise the benefit.  

Strategic priorities 
We believe that the Company has significant opportunity for growth in its fleet business, particularly in the 
USA. We ended the year with good growth in new customer acquisition and have taken the decision to 
make additional investments in marketing automation and business development in 2018.  

Within the insurance sector, following the strategic decision to move away from low margin insurance sales, 
we will seek to target those opportunities which allow us to demonstrate and deliver the levels of service 
quality and value for which we have become known. 

Andrew Walters 
Chief Executive Officer 

 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

10 

Strategic Report: Financial Review 

Key Performance Indicators (“KPIs”) 

Year ended 31 December 
Fleet installations (units) 
Fleet subscription base (units) 
Fleet customer base 
Fleet attrition (annualised) (%) 1 
Fleet invoiced recurring revenue2 (£’000) 
Fleet revenue (£’000) 
Insurance installations (units) 
Insurance revenue (£’000) 

2017 
27,227 
105,314 
10,961 
10.1 
15,605 
17,030 
57,826 
7,458 

2016 
22,224 
87,889 
9,105 
10.0 
13,646 
14,909 
69,300 
8,430 

% change 
22.5 
19.8 
20.4 
- 
14.4 
14.2 
(16.6) 
(11.5) 

1 Attrition in the year is the number of units installed (excluding upgrades), less the increase in subscription base, expressed as a 
percentage of the mean subscription base. 
2 Invoiced subscription charges before provision for deferred revenue 

2017 was a year of good progress in our primary strategic objective of building our fleet subscription base. 

We achieved over 27,000 fleet installations, an increase of 22.5% compared to 2016, with growth in all three 
of our geographical markets. 

Our fleet installed base grew by 19.8% to 105,314 units. 

Attrition during the period was consistent at 10.1%. 

Group invoiced recurring revenue (before adjusting for deferred revenue) grew at 14.4% to £15.6m (2016: 
£13.6m).  

The growth in fleet revenue at 14.2% was in line with the growth of our recurring revenue as our primary 
focus is on growing subscription revenue. 

Insurance unit installations were down 16.6% at 57,826, in keeping with the decision announced in July 
2016 to focus on only those insurance opportunities which offer satisfactory margins and which are aligned 
to our core fleet business. 

 
 
 
 
 
                                                 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

11 

Financial Overview 
Year ended 31 December 
£’000 (except where stated) 
Revenue 
Fleet 
Insurance 
Total 

Gross profit 
Gross margin 

Operating profit  
Operating margin 

Adjusted EBITDA 

Profit for the year 

Earnings per share 

Cash generated from operations 
Operating profit to operating cash conversion 

Free cash flow 

2017 

17,030 
7,458 
24,488 

14,842 
61% 

6,593 
27% 

7,199 

5,822 

12.27 

7,014 
106% 

6,285 

2016 

% change 

14,909 
8,430 
23,339 

14,063 
60% 

6,543 
28% 

6,808 

6,087 

12.87 

6,812 
104% 

6,005 

14.2 
(11.5) 
4.9 

5.5 

0.8 

5.7 

(4.4) 

(4.7) 

3.0 

4.7 

Revenue 
Revenue increased by 4.9% to £24.5m (2016: £23.3m). Fleet revenue, benefitting from past investment, 
was 14.2% up at £17.0m (2016: £14.9m). Sales to insurance customers decreased by 11.5% to £7.5m (2016: 
£8.4m).  

Gross margin 
Gross margin increased slightly to 60.6% (2016: 60.3%), despite increases in average unit costs following 
the devaluation of Sterling in 2016 and the funding of strong growth in new fleet installations in 2017. 

Operating profit and Adjusted EBITDA 
We continued to invest in our product offering, in our sales structure and in marketing  which led to an 
increase in overheads of 9.7%. As a result, operating profit grew at 0.8% to £6.6m, a lower growth rate 
than  gross  profit.  Adding  back  depreciation  and share-based  payment  expense  gives  £7.2m  of  adjusted 
EBITDA (2016: £6.8m). 

Part of this investment was in the USA where our customer base increased by 36% and revenue, as disclosed 
in note 3, increased to £1.2m ($1.5m) (2016: £0.7m). Losses in the USA were around £0.3m ($0.4m) (2016: 
losses of £0.8m). 

Profit for the year 
Our effective tax rate reflects the Group’s investment in research. It increased from 6.9% in 2016 to 11.9% 
in 2017, the former benefitting from a corporation tax refund of £0.3m for patent box claims in respect of 
prior periods. 

As a result, profit for the year fell by 4.4% to £5.8m (2016 £6.1m). 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

12 

Financial Overview (continued) 

Earnings per share 
Earnings per share also fell as a result of the comparatively low tax charge in 2016. Earnings per share in 
2017 were 12.27p (2016: 12.87p). Diluted earnings per share fell to 12.21p (2016: 12.78p).  

Statement of financial position 
Cash at the year-end was £7.3m (2016: £6.2m). 

Cash flow 
Cash generated from operations before tax at £7.0m (2016: 6.8m) was 106% of operating profit.  

Tax paid in 2017 was £0.7m (2016: £0.6m), so cash flow from operating activity after taxation but before 
capital expenditure was £6.3m (2016: £6.2m including £0.3m refund for patent box claims in respect of 
prior periods). 

Free cash flow, after £0.1m of capital expenditure, was £6.3m, a 4.7% increase (2016: £6.0m including 
patent box refunds). 

The translation of cash flow into dividends is covered in the Chairman’s Statement. 

Risk management policies 
The principal risks and uncertainties of the Group are as follows: 

Attracting and retaining the right number of good quality staff 
The Group believes that in order to safeguard the future of the business it needs to recruit, develop and 
retain the next generation of management. The impact of not mitigating this risk is that the Group ceases 
to be innovative and provide customers with the vehicle telematics services they require. Considerable focus 
has been given to recruitment, development and retention. 

Particular attention has been given to the composition of the Operations Board over the last two years and 
in early 2017, Ed Ralph was appointed as Chief Operating Officer of Quartix Limited and Lynne Austin 
was appointed as a Director of Quartix Limited with responsibility for the company’s UK fleet operations. 
In December, I joined as Chief Financial Officer. 

The Group has a range of tailored incentive schemes which include the use of share options. 

Reliance on M2M network 
The Group’s service delivery is dependent on a functioning M2M network covering both the internet and 
mobile data. The impact of not mitigating this risk is that the Group is exposed to an M2M outage. Quartix 
has dual site redundancy to cover a localised internet problem and we are constantly working on improving 
the reliability of our systems architecture.  

Business disruption 
Like  any  business  the  Group  is  subject  to  business  disruption.  This  includes  communications,  physical 
disruption to our sites and problems with our key suppliers. The impact of not mitigating this risk is that 
the  Group  may  not  be  able  to  service  its  customers.  Quartix  has  a  Business  Continuity  plan  which  is 
frequently updated and reviewed.  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

13 

Financial Overview (continued) 

Dependence on a key customer 
As disclosed in note 3, during 2017 revenue of £7.0m was derived from one insurance customer, a specialist 
reseller for the insurance industry. Losing this key contract could have a significant negative impact on cash 
flow in the short term as the Group has a high level of fixed overheads. The Group has taken the strategic 
decision to move away from low margin insurance sales and widen its insurance customer base. 

Cyber security 
The Group needs to make sure its data is kept safe and that there is security of supply. The reputational 
and commercial impact of a security breach would be significant. To combat this, the Group has a security 
policy and prepares a monthly security report which is reviewed by the Operations Board. This process 
includes the use of outside consultants for penetration testing and security review. 

Technology 
Technology risks are perceived to arise from possible substitutes for the current Quartix product. Risks 
cited include everything from smart mobile phones to driverless cars. 

The Group strategy is to review all new technical developments with the aim of adopting any which will 
provide a better channel for the information services which Quartix provides.  

Daniel Mendis 
Chief Financial Officer 

The Strategic Report, comprising the Operational Review and Financial Review, was approved by the Board 
of Directors and signed on behalf of the Board on 23 February 2018. 

Andrew Walters 
Chief Executive Officer

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

14 

Corporate Governance Report 

Introduction 
As  the  Company  is  listed on  AIM,  it  is not  required  to,  and  does  not,  comply  with  the  UK  Corporate 
Governance Code (the “Code”). 

The Directors are committed to maintaining a high standard of corporate governance and the Directors 
refer  to  the  2013  Quoted  Companies  Alliance  Governance  Guidelines  for  Smaller  Quoted  Companies 
(“QCA Guidelines”) to establish policies and procedures appropriate for a group of its size and nature. 

Directors and the Board 

Position 
Chairman  

Executive Directors 

Non-Executive Director 

Director 
Paul Boughton 
Andrew Walters 
Daniel Mendis 
Edward Ralph 
David Bridge 
Jim Warwick 

Date of 
resignation 

11 January 2018 

Date of 
appointment 
1 May 2014 
29 January 2008 
1 January 2018 
25 July 2017 
26 February 2008 
1 May 2014 

Board committees 
There are three Board committees: Audit, Nominations, and Remuneration. Each Committee is comprised 
of Non-Executive Directors. 

The attendance of each Director to Board meetings is outlined below and can be compared with the number 
of meetings they were invited to attend. 

Position 

Executive Directors 

Non-Executive Directors 

Director 
Andrew Walters 
Daniel Mendis (appointed 1 January 2018) 
Edward Ralph (appointed 25 July 2017) 
David Bridge 
Paul Boughton 
Jim Warwick 

Board meeting 
attendance (invitations) 
11 (11) 
n/a 
5 (5) 
11 (11) 
11 (11) 
11 (11) 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

15 

Board committees (continued) 

Audit Committee 
Paul  Boughton  is  Chairman  of  the  Audit  Committee  which  normally  meets  two  times  a  year.  The 
Committee exists to scrutinise and clarify any qualifications, recommendations and observations within the 
audited accounts and report of the Company’s auditor. When satisfied, the Committee presents the audited 
accounts  and  report  to  the  Company’s  Board  and  reviews  the  effectiveness  of  resultant  corrective  and 
preventative measures. 

In performing this function, the key duties of the Committee are to: 

•  Monitor  the  integrity  of  the  financial  statements  of  the  Group  and  any  formal  announcement 

relating to its financial performance 

•  With regards to financial reporting, review and challenge the consistency of accounting policies, 
the  use  of  accounting  methods  over  alternatives,  whether  the  Group  has  followed  appropriate 
accounting standards, the clarity of disclosure, and all material information relating to the audit and 
risk management 

•  Monitor the adequacy and effectiveness of the Group’s internal financial controls, including the 
internal control and risk management systems. The Group’s Risk Register is reviewed at least twice 
a year by the main board. A list of Matters Reserved for the Board was adopted in January 2016 
including ensuring a sound system of internal control and risk management. All systems issues or 
unexpected outcomes are brought to the attention of the board. 

•  Ensure that the Group’s arrangements for its employees and contractors to confidentially raise 
concerns  about  possible  wrongdoing  allow  proportionate  and  independent  investigation  and 
appropriate follow up action 

•  Consider the need to implement an internal audit function 
•  Make recommendations to the Board and the Company’s shareholders regarding the appointment, 
re-appointment, and removal of the Company’s external auditor. It ensures that at least once every 
ten years the audit services contract is put out to tender to enable the Committee to compare the 
quality and effectiveness of the services provided by the incumbent auditor 

•  Oversee the Company’s relationship with the external auditor 

Nominations Committee 
The Nominations Committee is chaired by Paul Boughton. The Committee reviews the structure, size and 
composition of the Board to ensure the leadership of the Group is the most proficient to facilitate the 
Group’s  ability  to  effectively  compete  in  the  marketplace.  It  makes  recommendations  to  the  Board 
regarding the continued suitability of any Director, the re-election by shareholders of any Director under 
the ‘retirement by rotation’ provisions in the Company’s Articles of Association, and succession planning 
for  Directors  and  other  Senior  Executives.  If  necessary,  the  Committee  will  identify  and  nominate 
candidates they believe suitable to fill Board vacancies. 

 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

16 

Board committees (continued) 

Remuneration Committee 
Jim Warwick chairs the Remuneration Committee. It acts to ensure sound Corporate  Governance with 
respect to director and senior management remuneration and meets at least twice a year. The Committee 
functions  with  the  objective  of  attracting,  retaining  and  motivating  the  executive  management  of  the 
Company and ensuring they are rewarded in a fair and responsible manner for their contribution to the 
success of the Group. 

The role of the Committee is to determine and agree with the Board the framework or broad policy for the 
remuneration  of  the  Company’s  Chairman  and  Executive  Directors,  including  pension  rights  and 
compensation payments. It also recommends and monitors the level and structure of remuneration for 
senior management. When setting the remuneration policy, the Committee reviews and considers the pay 
and employment conditions across the Group, especially when determining salary increases. 

Relations with shareholders 
The Group maintains regular dialogue with institutional investors who, along with City analysts, are invited 
to  presentations  immediately  after  the  announcement  of  the  Group’s  interim  and  full  year  results. 
Shareholders have the opportunity to meet and question the Board and its Committees at the AGM. A 
detailed explanation of each item of special business to be considered at the AGM is included with the 
Notice of Annual General Meeting which is usually sent to shareholders at least 21 working days before the 
meeting. 

Internal financial control 
The key three controls are: 

•  Segregation of duties 
•  Monitoring and reporting 
•  Requiring a high level of integrity for key roles 

The Board recognises the importance of robust and reliable financial reporting procedures and reviews the 
procedures it operates on a regular basis. 

There are Group wide minimum control standards for such issues as Health and Safety which are listed in 
around 30 policy documents. In addition, an extensive range of accounting systems and procedures are 
documented and maintained. 

Going concern 
The Board takes all reasonable steps to review and consider any factors that may affect the ability of the 
Group to continue as a going concern.  

The  Group’s  forecasts  and  projections,  taking  account  of  reasonably  possible  changes  in  trading 
performance, show that the Group is able to generate sufficient liquidity. 

The Group enjoys a strong income stream from its fleet subscription base while current liabilities include 
a substantial provision for deferred revenue which is a non cash item. 

After assessing the forecasts and liquidity of the business for the next two calendar years and the longer 
term strategic plans, the Directors have a reasonable expectation that the Group has adequate resources to 
continue in operational existence for the foreseeable future. The Group therefore continues to adopt the 
going concern basis in preparing consolidated financial statements. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

17 

Directors’ Remuneration Report  

Introduction 
The Remuneration Committee is chaired by Jim Warwick and also includes Paul Boughton. Its creation 
was confirmed by the Board of Directors on 3 October 2016 in accordance with the Company’s Articles 
of  Association. The  Committee’s  fundamental  purpose  is  to  ensure sound  Corporate  Governance  with 
respect to director and senior management remuneration. In the year 2017 it will meet at least twice a year 
to ensure this is achieved. 

Remuneration Committee 
The  Committee  functions  with  the  objective  of  attracting,  retaining  and  motivating  the  executive 
management of the Company and ensuring they are rewarded in a fair and responsible manner for their 
contribution to the success of the Group. Their key duties are: 

•  Agree a remuneration framework for the Chairman and Executive Directors and agree this with 

the Board of Directors 

•  Determine  the  total  individual  remuneration  package  of  the  Chairman,  Executive  Directors, 
Company Secretary and other Senior Executives. This may include bonuses, incentive payments, 
and share options 

•  Recommend and monitor the level and structure of remuneration for senior management 
•  Oversee any major changes in employee benefits structures throughout the Group 
•  Assess  and  submit  the  design  of  all  share  incentive  plans  for  approval  by  the  Board  and 
shareholders. This will comprise whether any awards will be made, if so how much, the individual 
awards  to  Executive  Directors,  Company  Secretary  &  other  Senior  Executives,  and  the 
performance targets to be used 

•  Establish a policy for authorising expenses claims from the Directors 
•  Review the ongoing appropriateness and relevance of the remuneration policy 

The  Remuneration  Committee  may,  in  the  course  of  its  duties,  obtain  reliable,  up-to-date  information 
regarding remuneration in other companies of comparable scale, and appoint remuneration consultants to 
advise them if this is deemed necessary. 

Remuneration of Executive Directors 
The  Directors’  remuneration  packages  are  comprised  of  a  salary  and  the  opportunity  to  enrol  in  the 
Governments’ auto-enrolment pension scheme. At present the Remuneration Committee, at the Executive 
Directors’ request, have concluded that no bonus, other benefits, with the exception of share option grants 
noted below, nor compensation for loss of office will be paid. See below for a breakdown of the Directors’ 
remuneration packages. 

Non-Executive Directors 

A Non-Executive Director is typically expected to serve two three-year terms but may be invited by the 
Board to serve for an additional period. Any term renewal is subject to Board review and AGM re-election. 

Paul Boughton  
Jim Warwick 

Chairman 

Date of contract  Unexpired period 
at date of report 
26 months 
26 months 

1 May 2017 
1 May 2017 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

Directors’ detailed emoluments and compensation (audited) 

18 

2016 (£) 
Total 
83,388 
- 
82,939 
166,327 

50,000 
35,000 
85,000 

  2017 (£) 
Salary  Pension 
- 
85,056 
500 
47,231 
851 
83,420 
1,351 
215,707 

Total 
85,056 
47,731 
84,271 
217,058 

50,000 
38,333 
88,333 

- 
- 
- 

50,000 
38,333 
88,333 

Ordinary shares £0.01 each 

2017 
17,855,986 
97,573 
2,600,500 
20,554,059 

53,889 
73,333 
20,681,281 

2016 
17,855,986 
- 
2,663,000 
20,518,986 

40,000 
40,000 
20,598,986 

Executive Directors 

Andrew Walters1 
Edward Ralph2 
David Bridge 

Non-Executive 
Directors 

Paul Boughton  
Jim Warwick 

1 Highest paid director in 2017 
2 Salary paid from date of appointment on 25 July 2017 

Directors and their interests in shares 

Year ended 31 December 

Executive Directors 

Andrew Walters1 
Edward Ralph 
David Bridge2 

Non-Executive Directors 

Paul Boughton 
Jim Warwick 

1 Includes shares held as family interests or by virtue of position as beneficiary or potential beneficiary of certain trusts 
2 On 16 January 2018, 1,200,000 shares were sold reducing the holding to 1,400,500 

Edward Ralph was granted options over ordinary shares of 586,956 in the year ending 31 December 2017 
(see note 19). None were granted to Directors for the year ending 31 December 2016. 

Daniel Mendis, appointed Chief Financial Officer on 1 January 2018, was granted options over ordinary 
shares of 280,000 on 1 December 2017. 

Jim Warwick 
Chairman, Remuneration Committee 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

19 

Directors' Report 
The Directors present their annual report and the financial statements of the Company for the year ended 
31 December 2017. 

Principal activity 
The principal activity of the Group during the year was the design, development, marketing and delivery of 
vehicle telematics services. The Group has an overseas branch in France and an overseas subsidiary in the 
USA. The Parent Company is incorporated and domiciled in the UK. The registered office is Wellington 
House, East Road, Cambridge, CB1 1BH. 

Research and development 
Please see the Strategic Report on page 9 for further information about the Group’s approach to research 
and development. 

Future developments 
The Company’s intentions regarding investment and business development can be found under Strategic 
priorities on page 9. 

Proposed dividend 
In the year ending 31 December 2017, the Board decided to pay an interim dividend of 2.4p per ordinary 
share. This totalled £1.14m and was paid on 14 September 2017 to shareholders on the register as at 18 
August 2017.  

The Board is recommending a final dividend of 4.3p per share, together with a supplementary dividend of 
6.8p per share, giving a final payment of 11.1p per share, amounting to approximately £5.3m in aggregate 
and giving a total dividend for the year equivalent to 13.5p per share. If this is approved at the forthcoming 
AGM on 27 March 2018, the final dividend will be paid on 4 May 2018 to shareholders on the register as 
at 6 April 2018. 

Major interest in shares 

On 23 February 2018, the Company had been notified that six parties had holdings of 3% or more in the 
ordinary share capital of the Company. The number of  ordinary shares and the percentage of the total 
shares held by each party is outlined below. 

Andrew Walters1 
Andrew Kirk 
Cat Rock Capital Master Fund LP 
Liontrust Investment Partners LLP 
William Hibbert 
BlackRock 
Kenneth Giles 

Number of £0.01 shares 
17,855,986 
4,009,853 
3,431,509 
2,956,117 
2,663,000 
2,158,192 
1,871,800 

% of total 
37.5 
8.4 
7.2 
6.2 
5.6 
4.5 
3.9 

1 Includes shares held as family interests or by virtue of position as beneficiary or potential beneficiary of certain trusts 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

20 

Directors 
The Non-Executive Directors who held office during the year are listed below: 

•  Paul Boughton (Chairman) 
• 

Jim Warwick 

The Executive Directors who held office during the year are listed below: 

•  Andrew Walters 
•  Edward Ralph 
•  David Bridge 

All Executive Directors have service agreements with the Company terminable by either party upon the 
minimum notice period being met. The minimum notice period is 12 months for Andrew Walters and 6 
months for Edward Ralph.  Daniel Mendis was appointed Chief Financial Officer on 1 January 2018 with 
a notice period of 6 months. 

The Company’s Articles of Association require all Directors to stand for re-election each year at the AGM. 
The next AGM will take place on 27 March 2018. 

Directors' responsibilities statements 
The Directors are responsible for preparing the Strategic Report, Remuneration Report, Directors’ Report 
and the financial statements in accordance with applicable law and regulations. 

Company Law requires the Directors to prepare financial statements for each financial year. Under that law 
the Directors have elected to prepare the consolidated financial statements in accordance with International 
Financial Reporting Standards (IFRSs) as adopted by the European Union and have elected to prepare the 
Parent Company financial statements in accordance with United Kingdom Generally Accepted Accounting 
Practice  (United  Kingdom  Accounting  Standards  and  applicable  laws  including  FRS  101  Reduced 
Disclosure Framework). Under Company Law the Directors must not approve the financial statements 
unless they give a true and fair view of the state of affairs and profit or loss of the Company and Group for 
that period. In preparing these financial statements, the Directors are required to: 

•  Select suitable accounting policies and apply them consistently 
•  Make judgements and estimates that are reasonable and prudent 
•  State whether applicable IFRSs have been followed, subject to any material departures disclosed 

and explained in the consolidated financial statements 

•  Prepare the financial statements on the going concern basis unless it is inappropriate to presume 

that the Group will continue in business 

•  State whether applicable UK Accounting Standards have been followed, subject to any material 

departures disclosed and explained in the Company financial statements 

The  Directors  are  responsible  for  keeping  adequate  accounting  records  that  are  sufficient  to show  and 
explain the Group’s transactions and disclose with reasonable accuracy at any time the financial position of 
the Group and enable them to ensure that the financial statements comply with the Companies Act 2006. 
They are also responsible for safeguarding the assets of the Group and hence for taking reasonable steps 
for the prevention and detection of fraud and other irregularities. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

21 

Directors' responsibilities statements (continued) 
The directors confirm that:   
• 

• 

so far as each director is aware, there is no relevant audit information of which the company’s auditor 
is unaware; and 
the  directors  have  taken  all  the  steps  that  they  ought  to  have  taken  as  directors  in  order  to  make 
themselves  aware  of  any  relevant  audit  information  and  to  establish  that  the  company’s  auditor  is 
aware of that information. 

The directors are responsible for the maintenance and integrity of the corporate and financial information 
included  on  the  company’s  website.  Legislation  in  the  United  Kingdom  governing  the  preparation  and 
dissemination of financial statements may differ from legislation in other jurisdictions.  

Financial risk management policies and objectives 
The Group manages its key financial risks as follows. Further details are provided in note 25. 

Credit risk 
The principal credit risk relates to trade receivables and is mitigated, where possible, by third party credit 
clearance for new customers and collection by direct debit, or similar. The Group seeks to manage credit 
risk associated with cash deposits by using banks with high credit ratings assigned by international credit 
rating agencies.   

Currency risk 
This is managed by seeking to match currency inflows and outflows. 

Directors' and officers' liability insurance 
The Company maintains insurance cover for the Directors and key personnel against liabilities which may 
be incurred by them while carrying out their duties. 

Auditors 
The Directors have individually pursued all steps that they ought to have taken in their roles as Directors 
to ensure they are aware of any relevant audit information and that such information has been relayed to 
the Company’s auditors. The Directors each confirm that there is no relevant information of which the 
Company’s Auditors are unaware. 

The Auditor, Grant Thornton UK LLP, will be proposed for reappointment in accordance with section 
485 of the Companies Act 2006. 

Approved by the Board of Directors and signed on behalf of the Board on 23 February 2018. 

Andrew Walters 
Chief Executive Officer 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

22 

Independent Auditor's Report to the Members of Quartix 
Holdings plc 

Opinion 

Our opinion on the financial statements is unmodified 
We  have  audited  the  financial  statements  of  Quartix  Holdings  Plc  (the  ‘parent  company’)  and  its 
subsidiaries  (the  ‘group’)  for  the  year  ended  31  December  2017,  which  comprise  the  Consolidated 
Statement  of  Comprehensive  Income,  the  Consolidated  Statement  of  Financial  Position,  the 
Consolidated Statement of Changes in Equity, the Consolidated Statement of Cash Flows, the Parent 
Company Statement of Financial Position, the Parent Company Statement of Changes in Equity and 
notes to the Consolidated and Parent Company financial statements, including a summary of significant 
accounting policies. The financial reporting framework that has been applied in the preparation of the 
group financial statements is applicable law and International Financial Reporting Standards (IFRSs) as 
adopted  by  the  European  Union.  The  financial  reporting  framework  that  has  been  applied  in  the 
preparation  of  the  parent  company  financial  statements  is  applicable  law  and  United  Kingdom 
Accounting Standards, including Financial Reporting Standard 101 ‘Reduced Disclosure Framework’ 
(United Kingdom Generally Accepted Accounting Practice). 

In our opinion: 
• 

the  financial  statements  give  a  true  and  fair  view  of  the  state  of  the  group’s  and  of  the  parent 
company’s affairs as at 31 December 2017 and of the group’s profit for the year then ended; 
the group financial statements have been properly prepared in accordance with IFRSs as adopted 
by the European Union; 
the parent company financial statements have been properly prepared in accordance with United 
Kingdom Generally Accepted Accounting Practice; and 
the financial statements have been prepared in accordance with the requirements of the Companies 
Act 2006. 

• 

• 

• 

Basis for opinion 
We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and 
applicable  law.  Our  responsibilities  under  those  standards  are  further  described  in  the  Auditor’s 
responsibilities for the audit of the financial statements section of our report. We are independent of the 
group and the parent company in accordance with the ethical requirements that are relevant to our audit of 
the financial statements in the UK, including the FRC’s Ethical Standard as applied to listed entities, and 
we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that 
the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. 

Who we are reporting to 
This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 
of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s 
members those matters we are required to state to them in an auditor’s report and for no other purpose. 
To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the 
company and the company’s members as a body, for our audit work, for this report, or for the opinions we 
have formed. 

Conclusions relating to going concern 
We have nothing to report in respect of the following matters in relation to which the ISAs (UK) require 
us to report to you where: 

• 

the  directors’  use  of  the  going  concern  basis  of  accounting  in  the  preparation  of  the  financial 
statements is not appropriate; or 

 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

23 

• 

the directors have not disclosed in the financial statements any identified material uncertainties that 
may cast significant doubt about the group’s or the parent company’s ability to continue to adopt 
the going concern basis of accounting for a period of at least twelve months from the date when 
the financial statements are authorised for issue. 

Overview of our audit approach 
•  Overall  group  materiality:  £264,000,  which  represents  4%  of  the 

Group’s profit before taxation 

•  Key audit matters were identified as revenue occurrence and deferred 

revenue 

•  We performed full scope audit procedures on the financial statements 
of Quartix Holdings Plc and on the financial information of Quartix 
Limited.  We performed targeted audit procedures on the financial 
information of Quartix Inc. 

Key audit matters 
Key audit matters are those matters that, in our professional judgment, were of most significance in our 
audit of the financial statements of the current period and include the most  significant assessed risks of 
material misstatement (whether or not due to fraud) that we identified. These matters included those that 
had the greatest effect on: the overall audit strategy; the allocation of resources in the audit; and directing 
the  efforts  of  the  engagement  team.  These  matters  were  addressed  in  the  context  of  our  audit  of  the 
financial statements as a whole, and in forming our opinion thereon, and we do not provide a separate 
opinion on these matters. 

Key Audit Matter – Group  

Revenue occurrence 

How the matter was addressed in 
the audit – Group  

Under  International  Standard  on  Auditing 
(UK)  240  ‘The  Auditor’s  Responsibilities 
Relating  to  Fraud  in  an  Audit  of  Financial 
Statements’, there is a rebuttable presumed 
risk that revenue may be misstated due to the 
improper recognition of revenue. 

The  Group’s  principal  revenue  stream 
relates to the provision of telematics vehicle 
tracking services to customers.  Revenue is 
recognised over the period that services are 
provided  and  includes  the  provision  of  a 
telematics  unit  and  the  provision  of  a  data 
service.    The  Group  has  two  types  of 
customers,  Fleet  and  Insurance,  and  has 
adopted  business  models  tailored  to  the 
respective customer type. The Group has a 
high volume of revenue transactions, which 
exposes  the  Group  to  the  risk  of  invalid 
transactions within the revenue population if 
telematics  units  in  use  are  not  accurately 
captured and revenue recorded. 

Revenue is a material figure in the financial 
2016 
statements 

(2017  £24,488,000; 

Our  audit  work  on  revenue  separately 
addressed the two types of customers, Fleet 
and  Insurance,  because  Quartix  provide  a 
different  business  model  to  each  type  of 
customer and therefore billing terms and the 
revenue recognition process associated with 
each customer type is different.  

Our  audit  work  included,  but  was  not 
restricted to:  
•  Evaluating the group’s stated accounting 
of 
revenue 
policies 
respect 
in 
these  were 
recognition,  whether 
consistent 
International 
Accounting Standard (IAS) 18 ‘Revenue’ 
and whether they were applied accurately 
and consistently by the Group. 

with 

Fleet customer revenue 
•  Testing  a  sample  of  Fleet  customer 
revenue  transactions  to  the  Quartix 
billing 
database  which 
information  and 
  corroborating  the 
occurrence  of  this  revenue  to  cash 
receipts; 

captures 

 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 
Key Audit Matter – Group  

24 

£23,339,000).  Fleet  customers  account  for 
70% (2016 64%) of revenue and Insurance 
customers account for 30% (2016 36%) of 
revenue.  We  therefore  identified  revenue 
occurrence  as  a  significant  risk,  which  was 
one of the most significant assessed risks of 
material misstatement. 

Deferred revenue 

As  the  company  invoices  in  advance  the 
deferred  revenue  balance  is  material  (2017 
£2,708,000;  2016  £2,591,000).  The  balance 
is driven by the contract terms and number 
of units and at risk of material misstatement 
if  the  data  is  not  captured  appropriately. 
Together  with  our  work  on  revenue 
occurrence  the  deferred  revenue  element 
requires significant auditor attention. 

We therefore identified deferred revenue as 
a significant risk, which was one of the most 
significant  assessed 
risks  of  material 
misstatement. 

How the matter was addressed in 
the audit – Group  
•  Testing  a  sample  of  Fleet  customer 
master  file  updates  of  the  Quartix 
database  and  agreeing  customer  and 
billing 
the  agreed 
contractual terms; 

information 

to 

•  Completing analytical review procedures 
of revenue recognised in the year based 
on  numbers  of  units  captured  in  the 
database 
review 
including  variance 
compared to the prior year. 

Insurance customer revenue 
•  Performing 
substantive 

analytical 
procedures  over 
the  revenue  from 
insurance customers, based on numbers 
of units and pricing per unit; 

•  Testing  a  sample  of  recorded  revenue 
transactions  with  insurance  customers 
back to invoice and billing details.  

The  group's  accounting  policy  on  revenue, 
including its recognition, is shown in note 1 
to  the  financial  statements  and  related 
disclosures are included in note 3.  

Key observations 
Our audit work did not identify any material 
misstatements in the occurrence of revenue 
recognised  in  the  year  or  any  material 
instances of revenue not being recognised in 
accordance  with  the  stated  accounting 
policy. 

Our  audit  work  on  deferred  revenue 
separately  addressed  the  two  types  of 
customers,  Fleet  and  Insurance,  because 
Quartix provide a different business model 
to  each  type  of  customer  and  therefore 
billing  terms  and  the  revenue  recognition 
process associated with each customer type 
is different.  

Our  audit  work  included,  but  was  not 
restricted to:  
•  Testing  a  sample  for  Fleet  customers 
information  and 
revenue 

the  deferred 

to  contract 

to 

back 
agreeing 
calculation 

 
 
 
  
 
 
  
 
 
 
  
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 
Key Audit Matter – Group  

How the matter was addressed in 
the audit – Group  
•  Recalculating  an  estimate  for  the  year 
end  deferred  revenue balance  based  on 
invoicing in the final quarter; and  

25 

•  Undertaking 

substantive 

analytical 
procedures on the total deferred revenue 
from insurance customers based on the 
date  of  installation  of  units  invoiced  to 
insurance customers. 

The group's accounting policy on revenue is 
shown in note 1 to the financial statements.  

Key observations 
Our audit work did not identify any material 
the  deferred  revenue 
misstatement 
balance at the year-end.   

in 

Our application of materiality 
We define materiality as the magnitude of misstatement in the financial statements that makes it probable 
that the economic decisions of a reasonably knowledgeable person would be changed or influenced. We 
use materiality in determining the nature, timing and extent of our audit work and in evaluating the results 
of that work.  

Materiality was determined as follows: 

Materiality measure  Group  
Financial  statements 
as a whole 

£264,000, which represents 4% 
of  the  group’s  profit  before 
is 
taxation.  This  benchmark 
considered the most appropriate 
because 
a 
commercial  organisation  and 
profit  before  taxation  is  a  key 
financial  measure 
the 
directors and the shareholders. 

group 

the 

for 

is 

Materiality for the current year is 
higher  than  the  level  that  we 
determined  for  the  year  ended 
31 December 2016 to reflect the 
increase  in  the  group’s  profit 
before taxation. 

Parent 
£198,000,  which  is  1%  of  the 
parent  company’s  total  assets. 
This  benchmark  is  considered 
the  most  appropriate  because 
the  entity 
is  a  non-trading 
holding company. 

Materiality for the current year is 
higher  than  the  level  that  we 
determined  for  the  year  ended 
31 December 2016 to reflect the 
increase  in  the  company’s  total 
assets. 

Performance 
to 
materiality  used 
drive the extent of our 
testing 
Specific materiality 

75%  of 
materiality. 

financial  statement 

75%  of 
materiality. 

financial  statement 

We also determine a lower level 
of specific materiality for certain 
areas 
directors' 
remuneration  and  related  party 
transactions. 

such 

as 

We also determine a lower level 
of specific materiality for certain 
areas 
directors' 
remuneration  and  related  party 
transactions. 

such 

as 

 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

of 
Communication 
misstatements  to  the 
audit committee 

and  misstatements 
£13,000 
below that threshold that, in our 
view,  warrant 
reporting  on 
qualitative grounds. 

and  misstatements 
£10,000 
below that threshold that, in our 
view,  warrant 
reporting  on 
qualitative grounds. 

26 

The  graph  below  illustrates  how  performance  materiality  interacts  with  our  overall  materiality  and  the 
tolerance for potential uncorrected misstatements. 

Overall materiality - group

Overall materiality - parent

25%

75%

Tolerance for
potential uncorrected
mistatements

Performance
materiality

25%

75%

An overview of the scope of our audit 
Our  audit  approach  was  a  risk-based  approach  founded  on  a  thorough  understanding  of  the  group's 
business, its environment and risk profile and in particular included: 
•  Assessing  the  risk  of  material  misstatement  to  the  Group  financial  statements.  We  considered  the 
transactions undertaken by each entity and therefore where the focus of our work was required.   
•  Full scope audit procedures were completed for the main trading subsidiary, Quartix Limited, which 
provides services to customers based in the UK, France and the Republic of Ireland. Targeted audit 
procedures  were  performed  for  Quartix  Inc  which  provides  services  to  US  based  customers.    All 
accounting  is  centralised  and  we  completed  our  onsite  audit  work  at  the  Group’s  main  operating 
location with all audit work undertaken by the group audit team.  

•  The audit risks identified for each trading component are the same audit risks identified for the Group 

as a whole. 

•  Full scope audit procedures were performed for the parent Quartix Holdings Plc which is a non trading 

holding company. 

Other information 
The directors are responsible for the other information. The other information comprises the information 
included in the annual report, other than the financial statements and our auditor’s report thereon. Our 
opinion  on  the  financial  statements  does  not  cover  the  other  information  and,  except  to  the  extent 
otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.  

In connection with our audit of the financial statements, our responsibility is to read the other information 
and,  in  doing  so,  consider  whether  the  other  information  is  materially  inconsistent  with  the  financial 
statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we 
identify  such  material  inconsistencies  or  apparent material  misstatements,  we  are  required  to determine 
whether there is a material misstatement in the financial statements or a material misstatement of the other 
information. If, based on the work we have performed, we conclude that there is a material misstatement 
of this other information, we are required to report that fact.  

We have nothing to report in this regard. 

 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

27 

Our opinion on other matters prescribed by the Companies Act 2006 is unmodified 
In our opinion, based on the work undertaken in the course of the audit: 
• 

the information given in the strategic report and the directors’ report for the financial year for which 
the financial statements are prepared is consistent with the financial statements; and 
the strategic report and the directors’ report have been prepared in accordance with applicable legal 
requirements. 

• 

Matters on which we are required to report under the Companies Act 2006 
In the light of the knowledge and understanding of the group and the parent company and its environment 
obtained in the course of the audit, we have not identified material misstatements in the strategic report or 
the directors’ report.  

Matters on which we are required to report by exception 
We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 
requires us to report to you if, in our opinion: 
•  adequate accounting records have not been kept by the parent company, or returns adequate for our 

• 

audit have not been received from branches not visited by us; or 
the parent company financial statements are not in agreement with the accounting records and returns; 
or 

•  certain disclosures of directors’ remuneration specified by law are not made; or 
•  we have not received all the information and explanations we require for our audit.  

Responsibilities of directors for the financial statements 
As explained more fully in the directors’ responsibilities statement set out on  page 20, the directors are 
responsible for the preparation of the financial statements and for being satisfied that they give a true and 
fair view, and for such internal control as the directors determine is necessary to enable the preparation of 
financial statements that are free from material misstatement, whether due to fraud or error. 

In preparing the financial statements, the directors are responsible for assessing the group’s and the parent 
company’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern 
and using the going concern basis of accounting unless the directors either intend to liquidate the group or 
the parent company or to cease operations, or have no realistic alternative but to do so. 

Auditor’s responsibilities for the audit of the financial statements 
Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are 
free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes 
our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted 
in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can 
arise  from  fraud  or  error  and  are  considered  material  if,  individually  or  in  the  aggregate,  they  could 
reasonably be expected to influence the economic decisions of users taken on the basis of these financial 
statements. 

 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

28 

A  further  description  of  our  responsibilities  for  the  audit  of  the  financial  statements  is  located  on  the 
Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms 
part of our auditor’s report. 

Alison Seekings 
Senior Statutory Auditor 
for and on behalf of Grant Thornton UK LLP 
Statutory Auditor, Chartered Accountants 
Cambridge 
23 February 2018 

 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

29 

Consolidated Statement of Comprehensive Income 

Year ended 31 December 

Revenue 
Cost of sales 

Gross profit 

Administrative expenses 

Operating profit 

Finance income receivable 
Finance costs payable 

Profit for the year before taxation 

Tax expense 

Profit for the year 

Other Comprehensive income: 
Items that may be reclassified subsequently to profit or loss: 
Exchange difference on translating foreign operations 
Tax benefit (expense) 
Other comprehensive income for the year, net of tax 

Total comprehensive income attributable to the equity 
shareholders of Quartix Holdings plc 

Earnings per ordinary share (pence) 
Basic 
Diluted 

Notes 

3 

7 
8 

4 

9 

10 

2017 
£’000 

    2016 
   £’000 

24,488 
(9,646) 

23,339 
(9,276) 

14,842 

14,063 

(8,249) 

(7,520) 

6,593 

6,543 

17 
- 

21 
(24) 

6,610 

6,540 

(788) 

(453) 

5,822 

6,087 

201 
- 
201 

(255) 
- 
(255) 

6,023 

5,832 

12.27 
12.21 

12.87 
12.78 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

30 

Consolidated Statement of Financial Position 
Company registration number: 06395159 

Notes 

2017 
£'000 

  2016 
     £'000 

Assets 
Non-current assets 
Goodwill 
Property, plant and equipment 
Deferred tax assets 
Total non-current assets 

Current assets 
Inventories 
Trade and other receivables 
Cash and cash equivalents 
Total current assets 

Total assets 

Current liabilities 
Trade and other payables 
Deferred revenue 
Current tax liabilities 

Total liabilities 

Net assets 

Equity 
Called up share capital 
Share premium account 
Equity reserve 
Capital redemption reserve 
Translation reserve 
Retained earnings 
Total equity attributable to equity shareholders of Quartix 
Holdings plc 

11 
12 
17 

13 
14 
15 

16 

18 
18 
19 

14,029 
234 
149 
14,412 

703 
3,009 
7,312 
11,024 

14,029 
360 
141 
14,530 

680 
2,591 
6,249 
9,520 

25,436 

24,050 

2,853 
2,708 
423 
5,984 

2,892 
2,591 
238 
5,721 

5,984 

5,721 

19,452 

18,329 

476 
4,869 
529 
4,663 
(103) 
9,018 

474 
4,702 
281 
4,663 
(304) 
8,513 

27 

19,452 

18,329 

Approved by the Board of Directors, authorised for issue and signed on behalf of the Board on 23 February 
2018. 

Andrew Walters 
Chief Executive Officer 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

31 

Consolidated Statement of Changes in Equity 

Share 
premiu
m 
account 
£,000 

Share 
capital 
£’000 

Capital 
redemption 
reserve 

Equity 
reserve 
£’000  £’000 

472 
2 

4,631 
71 

4,663 
- 

- 

- 

- 
- 

2 

- 
- 

- 

- 

- 

- 
- 

71 

- 
- 

- 

- 

- 

- 
- 

- 

- 
- 

- 

474 
2 

4,702 
167 

4,663 
- 

- 

- 

- 
- 

2 

- 
- 

- 

- 

- 

- 
- 

167 

- 
- 

- 

- 

- 

- 
- 

- 

- 
- 

- 

177 
- 

113 

(56) 

47 
- 

104 

- 
- 

- 

281 
- 

420 

(104) 

(68) 
- 

248 

- 
- 

- 

Translation 
reserve 
£’000 

Retained 
earnings 

Total 
equity 
£’000  £’000 

(49) 
- 

5,303 
- 

15,197 
73 

- 

- 

- 
- 

- 

- 

113 

56 

- 

- 

47 
(2,933)  (2,933) 

(2,877)  (2,700) 

(255) 
- 

- 
6,087 

(255) 
6,087 

(255) 

6,087 

5,832 

(304) 
- 

8,513 
- 

18,329 
169 

- 

- 

- 
- 

- 

- 

420 

104 

- 

- 

(68) 
(5,421)  (5,421) 

(5,317)  (4,900) 

201 
- 

- 
5,822 

201 
5,822 

201 

5,822 

6,023 

476 

4,869 

4,663 

529 

(103) 

9,018 

19,452 

Balance at 31 
December 2015 
Shares issued 
Increase in equity 
reserve in relation to 
options issued 
Adjustment for 
exercised options 
Deferred tax on share 
Options 
Dividend paid 
Transactions with 
owners 
Foreign currency 
translation differences 
Profit for the year 
Total 
comprehensive 
income 
Balance at 31 
December 2016 
Shares issued 
Increase in equity 
reserve in relation to 
options issued 
Adjustment for 
exercised options  
(note 19) 
Deferred tax on share 
Options 
Dividend paid 
Transactions with 
owners 
Foreign currency 
translation differences 
(note 25) 
Profit for the year 
Total 
comprehensive 
income 
Balance at 31 
December 2017 

 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

32 

Consolidated Statement of Cash Flows 

Cash generated from operations 
Taxes paid 
Cash flow from operating activities 

Investing activities 
Additions to property, plant and equipment 
Interest received 
Cash flow used in investing activities 

Cash flow used in operating activities 
 after investing activities (free cash flow) 

Financing activities 
Repayment of long term borrowings 
Interest paid  
Proceeds from share issues 
Dividend paid 
Cash flow from financing activities 

Net changes in cash and cash equivalents 
Cash and cash equivalents, beginning of year 
Exchange differences on cash and cash equivalents 
Cash and cash equivalents, end of year 

25 
15 

Notes 

20 

12 
7 

2017 
£'000 

7,014 
(679) 
6,335 

(67) 
17 
(50) 

2016 
£'000 

6,812 
(639) 
6,173 

(189) 
21 
(168) 

6,285 

6,005 

- 
- 
169 
(5,421) 
(5,252) 

1,033 
6,249 
30 
7,312 

(1,000) 
(29) 
73 
(2,933) 
(3,889) 

2,116 
4,040 
93 
6,249 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

33 

Notes to the Consolidated Financial Statements 

1 

Summary of significant accounting policies 

Basis of accounting 
These  financial  statements  are  consolidated  financial  statements  for  the  Group  consisting  of  Quartix 
Holdings  plc,  a  company  registered  in  the  UK,  and  all  its  subsidiaries.  These  consolidated  financial 
statements are for the year ended 31 December 2017 and are prepared in Sterling and are rounded to the 
nearest thousand pounds (£’000). They have been prepared in accordance with IFRS as adopted by the 
European Union (EU) (‘IFRS’) and in accordance with those parts of the Companies Act 2006 that are 
relevant to companies which report under IFRS.  

These financial statements have been prepared under the historical cost convention. 

The  Group  has  not  adopted  any  new  standards  or  amendments  that  have  a  significant  impact  on  the 
Group’s  results  or  financial  position.  The  standards  and  interpretations  in  issue  but  not  effective  for 
accounting periods commencing on 1 January 2017 that may impact on Quartix Holdings plc going forward 
are listed below. Quartix Holdings plc has not adopted these early. 

Outlook for adoptions of future standards (new and amended) 
At  the  date  of  authorisation  of  the  consolidated  financial  information,  the  following  standards  and 
interpretations which have not yet been applied in the consolidated financial information were in issue but 
not yet effective (and in some cases had not yet been adopted by the EU): 

Number 
IFRS 9 
IFRS 15 
IFRS 16 
Annual Improvements 
Annual Improvements 

Title 
Financial instruments 
Revenue from contracts with customers 
Leases 
2014-2016 Cycle 
2015-2017 Cycle 

Effective 
1 January 2018 
1 January 2018 
1 January 2019 
Not yet endorsed 
Not yet endorsed 

IFRS  15  ‘Revenue  from  Contracts  with  Customers’  replaces  IAS18  ‘Revenue’  for  accounting  periods 
beginning 1 January 2018.  

Currently,  revenue  from  hardware  sales,  including  insurance  telematics  contracts,  is  recognised  upon 
installation of the unit or despatch of the unit if the customer does their own installation. Revenue from 
installation is recognised upon installation and revenue from the provision of telematics-based fleet and 
vehicle management solutions is recognised over the period in which the service is provided.   

Under  IFRS  15,  the  Group  must  evaluate  the  separability  of  the  promised  goods  or  services  based  on 
whether they are ‘distinct’. A promised good or service is ‘distinct’ if both: 

• 

• 

the  customer  benefits  from  the  item  either  on  its  own  or  together  with  other  readily  available 
resources; and 
it  is  ‘separately’  identifiable  (i.e.  the  Group  does  not  provide  a  significant  service  integrating, 
modifying or customising it). 

The Group is completing a detailed assessment of its sources of revenue and has assessed whether the 
components of hardware, installation and data services are distinct under the new definitions of IFRS 15. 
The  preliminary  conclusion  is  that  the  Group’s  activities  of  supplying  telematics  units  and  installing 
telematics units are activities the Group undertakes to provide its telematics services and are supplied as 
part of a contract with the customer.  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

34 

1 

Summary of significant accounting policies (continued) 

Outlook for adoptions of future standards (new and amended) (continued) 
This means that the Group will consider these goods and services as one single performance obligation.  
As a consequence, on adoption of IFRS 15, the Group will no longer recognise revenue separately for these 
goods  and services; rather,  it  will  recognise  this  revenue  together  as the  provision of  vehicle  telematics 
services.  

The principal impact of this change will relate to the timing of revenue for units purchased by insurance 
customers, with the total contractual revenue sum being recognised over the contractual period for the 
provision of data services, which is one year.   

The preliminary conclusion in relation to costs is that the unit costs will be recognised when the Group 
relinquishes control of the unit,  since the unit and its installation forms  part of  the entire performance 
obligation.  It is anticipated that installation costs and distributor commissions will be expensed as incurred. 

The financial impact of the adoption of IFRS 15 is very difficult to quantify since it is dependent on the 
volume of contracts sold during the year and is therefore subject to estimation uncertainty; however, current 
estimates indicate that the impact of this change on 2018 results will be a credit to profit or loss of £0.1m, 
with no material impact on 2017 results. The change in recognising the timing of revenue will increase the 
deferred revenue liability at 31 December 2018, driven by the deferral of insurance revenue, by an estimated 
£3.1m. 

IFRS 16 will require the operating leases held by the Group to be reflected within the Statement of Financial 
Position.    IFRS  9  is  not  expected  to  have  a  material  impact  on  the  Group’s  consolidated  financial 
statements.  

Basis of consolidation 
The financial statements of subsidiaries are included in the consolidated financial statements from the date 
that control commences until the date that control ceases. Control is achieved where the Company has 
the power over an investee entity, currently obtained through ownership of the share capital, so as to 
obtain benefits from its activities. The results of subsidiaries acquired or disposed of during the year are 
included in the consolidated income statement from the effective date of acquisition or up to the effective 
date of disposal, as appropriate. Intra-group balances and any unrealised gains and losses or income and 
expenses  arising  from  intra-group  transactions  are  eliminated  in  preparing  the  consolidated  financial 
statements. A list of subsidiaries is included note 28. 

Going concern 
The  Group’s  forecasts  and  projections,  taking  account  of  reasonably  possible  changes  in  trading 
performance, show that the Group is able to generate sufficient liquidity. 

The Group enjoys a strong income stream from its fleet subscription base while current liabilities include 
a substantial provision for deferred revenue which is a non cash item. 

After assessing the forecasts and liquidity of the business for the next two calendar years and the longer 
term strategic plans, the Directors have a reasonable expectation that the Group has adequate resources to 
continue in operational existence for the foreseeable future. The Group therefore continues to adopt the 
going concern basis in preparing consolidated financial statements. 

Segmental reporting 
The Group has concluded that it operates only one segment as defined by IFRS 8. The information used 
by the Group’s chief operating decision makers, who are considered to be the Operations Board, to make 
decisions about the allocation of resources and assessing performance is presented in a format consistent 
with that repeated in the financial statements. Assets are not directly attributable to any separate activity. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

35 

1 

Summary of significant accounting policies (continued) 

Revenue 
Revenue is the amount receivable for goods and services, excluding VAT. It is measured at the fair value 
of  consideration  received  or  receivable,  excluding  sales  taxes,  rebates,  and  trade  discounts.  Revenue 
comprises the provision of telematics-based fleet and vehicle management solutions and is recognised over 
the period in which the service is provided. Amounts received in advance of the provision of services are 
included within deferred income. 

Revenue from hardware sales, including insurance telematics contracts, is recognised upon installation of 
the unit or despatch of the unit if the customer does their own installation. Revenue from installation is 
recognised upon installation.  

The associated cost including installation of hardware is recognised as incurred and not spread over the life 
of the contract: likewise, distributors’ commissions are accounted for when incurred and not spread over 
the life of the contract. 

Intangible assets 
Goodwill arising on consolidation represents the excess of the consideration transferred and the amount 
of any non-controlling interest in the acquiree over the fair value of the identifiable assets and liabilities 
(including intangible assets) of the acquired entity at the date of the acquisition. Goodwill is recognised as 
an asset and assessed for impairment annually or as triggering events occur. Any impairment is recognised 
immediately in profit or loss. 

Property, plant and equipment 
Property, plant and equipment is stated at cost, net of depreciation and any provision for impairment. 

Depreciation 
Depreciation is charged so as to write off the cost of assets over their estimated useful lives, using the 
straight-line method, on the following bases: 

•  Tools and equipment 
•  Office equipment 
•  Leasehold improvements         The life of the lease  

        25% straight line 
        25% straight line 

Research and development 
Expenditure on research activities is recognised as an expense in the period in which it is incurred. In the 
event that an internally generated intangible asset arises from the Group’s development activities then it 
will be recognised only if all of the following conditions are met: 

•  Technical feasibility of completing the intangible asset 
•  The ability to use the asset. 
•  An asset is created that can be identified (such as software and new processes) 
• 
It is probable that the asset created will generate future economic benefits 
•  The development cost of the asset can be measured reliably 

Where no internally-generated intangible asset can be recognised, development expenditure is recognised 
as an expense in the period in which it is incurred. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

36 

1 

Summary of significant accounting policies (continued) 

Impairment testing of intangible assets and property, plant and equipment 
An  impairment  loss  is  recognised  for  the  amount  by  which  the  asset’s  carrying  amount  exceeds  its 
recoverable amount, which is the higher of fair value less costs of disposal and value-in-use. To determine 
the value-in-use, management estimates expected future cash flows and determines a suitable interest rate 
in order to calculate the present value of those cash flows. The data used for impairment testing procedures 
are directly linked to the Group’s latest approved budget. Discount factors are determined individually for 
each cash-generating unit and reflect management’s assessment of respective risk profiles, such as market 
and asset-specific risks factors.  The cash-generating units are the separate legal entities within the Group 
as there is no segmentation in the subsidiaries. 

Property, plant and equipment are tested for impairment if events or changes in circumstances (assessed at 
each reporting date) indicate that the carrying amount may not be recoverable.  

If a cash-generating unit is impaired, provision is made to reduce the carrying amount of the related assets 
to their estimated recoverable amount. Impairment losses are allocated firstly against goodwill, and secondly 
on a pro rata basis against intangible and other assets. 

Operating lease agreements 
Payments made under operating leases are charged to profit or loss on a straight line basis over the lease 
term. Lease incentives are spread over the term of the lease. 

Inventories 
Components held for manufacture of vehicle tracking units and units not yet deployed to customers are 
classified as inventory. Inventories are stated at cost less provision for obsolete, slow moving or defective 
items. Cost is based on the cost of purchase on a first in first out basis. Provision against inventories is 
recognised as an expense in the period in which the write-down or loss occurs. 

Taxation 
Current tax is provided at amounts expected to be paid (or recovered) using the tax rates and laws that have 
been enacted or substantively enacted at the Statement of Financial Position date. 

Deferred income taxes are calculated using the liability method on temporary differences. Deferred tax is 
generally provided on the difference between the carrying amounts of assets and liabilities and their tax 
bases.  However,  deferred  tax  is  not  provided  on  the  initial  recognition  of  goodwill,  nor  on  the  initial 
recognition of an asset or liability unless the related transaction is a business combination or affects tax or 
accounting profit. Tax losses available to be carried forward as well as other income tax credits to the Group 
are assessed for recognition as deferred tax assets and are recognised to the extent that it is regarded as 
more likely than not that they will be recovered from future trading profits. 

Deferred  tax  liabilities  are  provided  in  full,  with  no  discounting.  Current  and  deferred  tax  assets  and 
liabilities  are  calculated  at  tax  rates  that  are  expected  to  apply  to  their  respective  period  of  realisation, 
provided they are enacted or substantively enacted at the Statement of Financial Position date. 

Changes in deferred tax assets or liabilities are recognised as a component of tax expense in profit or loss, 
other comprehensive income or equity as appropriate. 

Cash and cash equivalents 
Cash and cash equivalents comprise cash on hand and demand deposits, together with other short-term, 
highly liquid investments that are readily convertible into known amounts of cash and which are subject to 
an insignificant risk of changes in value. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

37 

1 

Summary of significant accounting policies (continued) 

Financial assets 
Trade and other receivables are classified as loans and receivables, and are initially recognised at fair value.  
Subsequently, loans and receivables are measured at amortised cost using the effective interest method, less 
provision  for  impairment.  Any  change  in  their  value  through  impairment  or  reversal  of  impairment  is 
recognised in profit and loss. 

Provision against trade receivables is made when there is objective evidence that the Group will not be able 
to collect all amounts due to it in accordance with the original terms of those receivables. The amount of 
the write-down is determined as the difference between the asset's carrying amount and the present value 
of estimated future cash flows, discounted using the original effective interest rate. 

Financial liabilities 
Financial liabilities are obligations to pay cash or other financial assets and are recognised when the Group 
becomes a party to the contractual provisions of the instrument. 

Financial liabilities are recorded initially at fair value and subsequently at amortised cost using the effective 
interest method, with interest-related charges recognised as an expense in finance cost in the  profit and 
loss. 

A financial liability is derecognised when the obligation is extinguished. 

Equity 
Equity comprises the following: 

• 
• 

"Called Up Share capital" represents the nominal value of equity shares 
"Share  premium  account"  represents  the  excess  over  nominal  value  of  the  fair  value  of 
consideration received for equity shares, net of expenses of the share issue 

•  “Capital redemption reserve” represents the amount by which the Company's issued share capital 
is diminished when shares are redeemed or purchased wholly out of the Company's profits  
•  “Equity reserve” is used to reflect the expenses associated with granting share options to employees 

and the issue of warrants 

•  “Translation reserve” represents the exchange difference arising on the consolidation of foreign 

operations. 
"Retained earnings" represents retained profits 

• 

Foreign currencies 
The  Parent  Company's  functional  currency  is  Sterling.  The  French  branch’s  is  Euros,  with  its  results 
translated for inclusion in Quartix Limited’s Sterling accounts. Quartix Inc has a functional currency of US 
Dollars. 

The consolidated financial statements are presented in Sterling, which is the Group’s presentation currency. 
Transactions in foreign currencies are translated into the respective currencies of Group companies at the 
exchange rate ruling at the date of the transaction. Monetary assets and liabilities in foreign currencies are 
translated at the rates of exchange ruling at the Statement of Financial Position date. Foreign exchange 
differences  arising  on  translation  of  monetary  assets  and  liabilities  are  recognised  in  the  Consolidated 
Statement of Comprehensive Income. Non-monetary assets and liabilities that are measured at historical 
costs in a foreign currency are translated using the exchange rates at the dates for the transactions.  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

38 

1 

Summary of significant accounting policies (continued) 

Foreign currencies (continued) 
Income  and  expenses  for  all  the  Group  entities that  have  a  functional  currency  other  than  Sterling  are 
translated  at  the  average  rate  prevailing  in  the  month  of  the  transaction.    The  assets  and  liabilities  are 
retranslated at the closing exchange rate at the reporting date. 

On consolidation, exchange differences arising from the translation of the net investment in foreign entities 
are recognised in the translation reserve, as a separate component of equity. 

Employee benefits 
The only pension provision is participation in the UK Government’s NEST pension scheme, which is a 
defined contribution scheme. Contributions to defined contribution pension schemes are recognised as an 
employee benefit expense within personnel expenses in the income statement, as incurred. Other employee 
benefits including holiday pay, company sick pay and a range of tailored incentive schemes, some of which 
include the grant of share options, are recognised in the period that related employee services are received. 

Dividends 
Dividends attributable to the equity holders of the Company  approved for payment during the year are 
recognised directly in equity. 

Employee benefits: share based payments 
The Group operates a number of employee share schemes under which it makes equity-settled share-based 
payments to certain employees. 

Where  employees  are  rewarded  using  share-based  payments,  the  fair  values  of  employees'  services  are 
determined indirectly by reference to the fair value of the instrument granted to the employee. This fair 
value is assessed at the grant date, using the Black-Scholes method, and excludes the impact of non-market 
vesting conditions. 

The expense is allocated over the vesting period, based on the best available estimate of the number of 
share options expected to vest.  Estimates are subsequently revised if there is any indication that the number 
of  share  options  expected  to  vest  differs  from  previous  estimates.  Any  cumulative  adjustment  prior  to 
vesting  is  recognised  in  the  current  period.  No  adjustment  is  made  to  any  expense  recognised  in  prior 
periods if share options ultimately exercised are different to that estimated on vesting. 

2 

Key judgements and estimates 
The Group  make  estimates  and  assumptions  regarding  the future.  Actual results may  differ from  these 
estimates. The estimates and assumptions that have a significant risk of causing a material adjustment to 
the carrying amount of assets and liabilities within the next financial year are addressed below. 

Key judgement: capitalisation of development costs 
The  point  at  which  development  costs  meet  the  criteria  for  capitalisation  is  critically  dependent  on 
management’s judgment of the probability and measurability of future economic benefits. No development 
expenditure  was  capitalised  in  the  year  ended  31  December  2017.  The  research  and  development 
expenditure  primarily  related  to  the  on-going  research  work  on  the  Group’s  existing  vehicle  telematics 
services to ensure that the functionality is maintained. The research work undertaken may successfully come 
to fruition in the development of a marketable service or technology but this development work cannot be 
identified or separated from the research work and therefore the entire expenditure has been expensed in 
the year. See the Strategic Report on page 9 for further information about the Group’s approach to research 
and development 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

39 

2 

Key judgements and estimates (continued) 

Key judgement: timing of revenue and cost recognition 
The Group has set out its preliminary conclusions in respect of IFRS 15 in note 1.  Such conclusions are 
the subject of key judgements impacting the timing of revenue and cost recognition resulting from the 
assessment that the Group has one single performance obligation under its contracts with customers. The 
preliminary conclusion is that the Group’s activities of supplying telematics units and installing telematics 
units are activities the Group undertakes to provide its telematics services and are supplied as part of a 
contract with the customer. 

The Group will be recognising unit costs when the Group relinquishes control of the units, as part of the 
satisfaction of the entire performance obligation.  The Group does not view installation costs as assets 
under IFRS 15 and will continue to expense these as incurred.  The Group will also continue to expense 
sales and distributor commissions as incurred.  These assessments are judgements and, were these costs 
to be capitalised, the impact on profit or loss could be material and would likely be determined by the 
volume of contracts entered into in the year in question (with growth in the volume of contracts against 
the prior year being associated with a credit to profit or loss and vice versa).   

Key estimate: impairment testing of goodwill 
The Group determines whether goodwill is impaired at least on an annual basis. This requires an estimation 
of  the  value  in  use  of  the  cash-generating  units  to  which  the  goodwill  is  allocated  (Quartix  Limited). 
Estimating the value in use requires the Group to make an estimate of the expected future cash flows from 
the cash-generating unit and also to choose a suitable discount rate in order to calculate the present value 
of those cash flows. Further details are given in note 11. 

3 

Segmental analysis 
The Group has concluded that it operates only one operating segment as defined by IFRS 8, being the 
provision and marketing of vehicle telematics services. The information used by the Group’s chief operating 
decision makers to make decisions about the allocation of resources and assessing performance is presented 
on  a  consolidated  Group  basis.  All  revenue,  costs,  assets  and  liabilities  relate  to  the  single  activity;  and 
accordingly no segmental analysis is presented. 

An analysis of turnover by type of customer and geography is stated below: 

By customer base 
Fleet 
Insurance 

Geographical analysis by destination 
United Kingdom 
France 
Republic of Ireland 
United States of America 

2017 
£’000 

17,030 
7,458 
24,488 

2017 
 £’000 

21,403 
1,917 
10 
1,158 
24,488 

2016 
£’000 

14,909 
8,430 
23,339 

2016 
£’000 

21,249 
1,408 
5 
677 
23,339 

During 2017 revenue of £7.0m (2016: £8.4m) was derived from one insurance customer. 

There are no material non-current assets based outside the UK. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

40 

4 

Profit for the year before taxation 
The profit for the year for the Group is stated after charging: 

Research and development expenses 
Rentals under operating leases: 
Other operating leases 
Land and buildings 

- 
- 
-  Depreciation on property, plant and equipment, owned 

Share-based payment expense 
Foreign exchange losses/(gains) 
Audit services: 

- 

Fees paid to Company auditor for the audit of the Company and 
consolidated financial statements 
The audit of the Company’s subsidiary pursuant to legislation 
Other services 

Earnings before interest, tax, depreciation and amortisation (EBITDA): 

Operating profit 
Depreciation 
EBITDA 
Share-based payment expense 
Adjusted EBITDA 

5 

Employee remuneration 
Expenses recognised for employee benefits is analysed below for the Group. 

Staff costs, including Directors, during the year were as follows: 

Wages and salaries 
Social security costs 
Contributions to defined contribution pension plan 
Share-based payment 

2017 
£’000 
1,099 

14 
175 
186 
420 
200 

21 
24 
3 

2017 
£’000 
6,593 
186 
6,779 
420 
7,199 

2017 
£’000 
4,060 
413 
28 
420 
4,921 

The average number of employees, including all Directors, during the year was as follows: 

Administration 
Operations 
Sales 
Customer service 
Research and development 

2017 
19 
31 
36 
14 
28 
128 

2016 
£’000 
1,442 

14 
150 
152 
113 
(265) 

15 
18 
3 

2016 
£’000 
6,543 
152 
6,695 
113 
6,808 

2016 
£’000 
3,889 
366 
26 
113 
4,394 

2016 
21 
31 
43 
15 
25 
135 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

41 

6 

Key management remuneration and directors’ remuneration 
Key management personnel are those persons having authority and responsibility for planning, directing, 
and controlling the activities of the entity, directly or indirectly, including any Directors (whether Executive 
or otherwise) of the entity. For 2017, the Group identified 12 such individuals: three Executive Directors, 
two  Non-Executive  Directors,  and  seven  members  of  Senior  Management,  being  managers  on  the 
Operations Board of Quartix Limited.  In 2016, the Group identified nine such individuals: two Executive 
Directors, two Non-Executive Directors, and five members of Senior Management. 

Wages and salaries 
Social security costs 
Contributions to defined contribution pension plan 
Share-based payment 
Total employee benefits 

2017 
£’000 
765 
91 
4 
279 
1,139 

2016 
£’000 
653 
76 
2 
51 
782 

Key management had 1,179,311 share options outstanding at 31 December 2017 (2016: 402,662).  Key 
management held 23,469,281 shares at 31 December 2017 (2016: 28,349,839) on which dividends were paid 
in the year. 

Details of Directors’ remuneration and the highest paid director is disclosed on page 18. 

The Group introduced the NEST pension arrangements in 2015 for all employees.  Two directors joined 
the scheme. No Director was a member of any other pension scheme or other post-employment benefit 
to  which  the  Group  contributed  in  either  the  current  or  the  prior  years.  There  were  no  termination 
payments and no bonuses for Directors. At 31 December 2017 the directors held 586,956 share options 
(2016: nil) and no share options were exercised in the year. 

7 

Finance income receivable 

Bank interest 

8 

Finance costs payable 

Interest on bank loans and overdrafts 

2017 
£’000 
17 

2017 
£’000 
- 

2016 
£’000 
21 

2016 
£’000 
24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

42 

9 

Tax expense 

Analysis of tax charge in the year 
Current tax 
UK corporation tax charge on profit for the year 
Adjustments in respect of prior periods 
Total corporation tax 

Deferred tax 
Origination and reversal of temporary differences 
Adjustments in respect of prior periods 
Total deferred tax  
Tax on profit of ordinary activities 

2017 
£’000 

823 
41 
864 

(76) 
- 
(76) 
788 

2016 
£’000 

818 
(348) 
470 

(17) 
- 
(17) 
453 

A tax credit was recognised in 2016 in respect of patent box claims submitted during 2016 relating to the 
two years ended 31 December 2014 and 31 December 2015.  The current tax charge for the two years to 
31 December 2017 includes the benefit of a patent box claim. The impact of the prior year patent box claim 
adjustments for the year ended 31 December 2016 was to reduce the effective rate of tax from 12.3% to 
6.9%. 

The relationship between the expected tax expense based on an effective tax rate of the Group of 19.25% 
(2016: 20.00%), being the UK rate of corporation tax for the year, and the tax expense actually recognised 
in profit or loss can be reconciled as follows: 

Result for the year before taxation 

Tax rate (%) 

Expected tax expense 
Adjustments to tax charge in respect of prior periods 
Expenses not deductible for tax purposes 
Losses in the USA not provided 
Research and development tax credit 
Patent box credit 
Remeasurement of deferred tax 
Tax adjustment on exercise of options 
Tax on profit on ordinary activities 

2017 
£’000 
6,610 

19.25 

1,272 
41 
1 
62 
(255) 
(227) 
(59) 
(47) 
788 

2016 
£’000 
6,540 

20.00 

1,308 
(348) 
1 
166 
(332) 
(244) 
(9) 
(89) 
453 

Effective rate of tax 
Effective rate of tax ignoring adjustments in respect of prior years’ 

11.9% 
11.3% 

6.9% 
12.3% 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

43 

10 

Earnings per share and dividends 

Earnings per share 
The calculation of the basic earnings per share is based on the profits attributable to the shareholders of 
Quartix Holdings plc divided by the weighted average number of shares in issue during the year. All earnings 
per share calculations relate to continuing operations of the Group.   

Profits 
attributable 
to 
shareholders 
£’000 

Weighted 
average 
number of 
shares 

Basic 
profit per 
share 
amount 
in pence 

Fully 
diluted 
weighted 
average 
number of 
shares 

Diluted 
profit per 
share 
amount in 
pence 

Earnings per ordinary share 
Year ended 31 December 2017 
Year ended 31 December 2016 

5,822  47,459,712 
6,087  47,292,755 

12.27 
12.87 

47,667,194 
47,929,813 

12.21 
12.78 

For diluted earnings per share, the weighted average number of ordinary shares is adjusted to assume the 
conversion  of  all  dilutive  potential  ordinary  shares.  Dilutive  potential  ordinary  shares  are  those  share 
options where the exercise price is less than the average market price of the Company’s ordinary shares 
during that year. 

Dividends 
During the year ended 31 December 2017, the Group paid interim dividends of £1.1m (2016: £1.0m), 
equivalent to 2.4p per ordinary share (2016: 2.2p).  

The Board is recommending total dividends of £5.3m (2016: £4.3m) comprising a final ordinary dividend 
of 4.3p per share, together with a supplementary dividend of 6.8p per share, giving a final pay out of 
11.1p per share and a total dividend for the year of 13.5p per share. As the distribution of dividends 
required approval at the Annual General Meeting, no liability in this respect is recognised in the 2017 
Group consolidated financial statements. 

11 

Goodwill and other intangible assets 

Goodwill 

Cost and net book value 
At 1 January and 31 December 2016 and 2017 

Goodwill on 
consolidation 
£’000 

14,029 

Goodwill arose on the consolidation of the Group following the acquisition of Quartix Limited in 2008.  

Goodwill is recognised as an asset and assessed for impairment annually or where there is indication of 
impairment. Any impairment is recognised immediately in profit or loss (see note 2). 

The  Group  considers  its subsidiary  Quartix  Limited  to  be  the  sole  cash-generating  unit  (CGU) for  the 
assessment of goodwill and as such, it is reviewed annually for impairment. The Group has determined its 
recoverable  amount  based  on  value  in  use  calculations.  The  value  in  use  was  derived  from  discounted 
management  cash  flow  forecasts  for  the  business,  using  the  budgets  and  strategic  plans  based  on  past 
performance  and  expectations  for  the  market  development  of  the  CGU,  incorporating  an  appropriate 
business risk. The key assumptions for the value in use calculations are those regarding the discount rates, 
growth rates and expected changes to selling prices and direct costs during the period based on industry 
sector forecasts. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

44 

11 

Goodwill and other intangible assets (continued) 
These budgets and strategic plans cover a four-year period. The growth rate in years one and two were 
based on detailed management expectations. The growth rate used for the third and fourth year is 2% which 
is in line with the long-term GDP forecasts. The discount rate used is 11.9% based on the Group’s weighted 
average cost of capital. Sensitivity analysis is carried out on all budgets, strategic plans and discount rates 
used in the calculations. 

Management’s  key  assumptions  are  based  on  past  experience  and  the  current  trading  performance  of 
Quartix Limited. These value in use calculations have not identified any requirement for impairment of the 
Goodwill stated above. Management is not aware of any probable changes that would necessitate changes 
in key estimates that indicate any impairment sensitivity. 

12 

Property, plant and equipment 

Leasehold 
improvements 
£’000 

Tools and 
equipment 
£’000 

Office 
equipment 
£’000 

Total 
£’000 

Cost: 
At 1 January 2016 
Additions 
Foreign exchange 

At 31 December 2016 
Additions 
Foreign exchange 

At 31 December 2017 

Depreciation: 
At 1 January 2016 
Provided in the year 
Foreign exchange 

At 31 December 2016 
Provided in the year 
Foreign exchange 

At 31 December 2017 

Net book amount: 
At 31 December 2017 

At 31 December 2016 

At 1 January 2016 

17 
- 
- 

17 
- 
- 

17 

3 
3 
- 

6 
3 
- 

9 

8 

11 

14 

12 
- 
- 

12 
- 
- 

12 

12 
- 
- 

12 
- 
- 

12 

- 

- 

- 

658 
189 
10 

857 
67 
(12) 

912 

355 
149 
4 

508 
183 
(5) 

686 

226 

349 

303 

687 
189 
10 

886 
67 
(12) 

941 

370 
152 
4 

526 
186 
(5) 

707 

234 

360 

317 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

45 

13 

Inventories 
Components held for manufacture of vehicle tracking units and units not yet deployed to customers: 

Raw materials 
Work in progress 
Finished goods and goods for resale 

2017 
£’000 
406 
60 
237 
703 

2016 
£’000 
334 
109 
237 
680 

Included in the analysis above are impairment provisions against inventory amounting to £77,000 (2016: 
£80,000). The cost of vehicle tracking units are recognised as an expense and included in “cost of sales” 
amounted to £3.1m (2016: £2.4m). 

14 

Trade and other receivables 

Trade receivables 
Other receivables 
Prepayments and accrued income 

2017 
£’000 
2,647 
27 
335 
3,009 

2016 
£,000 
2,318 
12 
261 
2,591 

All  the  amounts  are  short  term.  The  carrying  value  of  trade  receivables  is  considered  a  reasonable 
approximation of fair value. All of the receivables have been reviewed for indicators of impairment. Certain 
trade receivables were found to be impaired, due to the age of the debt, and a provision for doubtful debts 
has been recorded as follows. 

Provision at 1 January 
(Release of provision)/additional provision 
Foreign exchange 
Provision at 31 December 

2017 
£’000 
47 
42 
(1) 
88 

2016 
£’000 
48 
(3) 
2 
47 

In addition, some of the unimpaired trade receivables are past due as at the reporting  date. The  age of 
financial assets past due but not impaired is as follows: 

Not more than 1 month 
More than one month but not more than 3 months 
More than 3 months but not more than 6 months 

2017 
£’000 
188 
54 
- 
242 

2016 
£’000 
122 
19 
- 
141 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

46 

15 

Cash and cash equivalents 
Cash and cash equivalents include the following components: 

Cash at bank and in hand 

2017 
£'000 
7,312 

2016 
£’000 
6,249 

Quartix Limited uses Barclay’s Business Premium account to aggregate Sterling instant access balances and 
earn interest, which is currently at 0.4%. Since September 2017, the Group has placed deposits with Investec 
Bank plc on 95 day notices with interest currently at 0.6%. At 31 December 2017, Investec deposits were 
£1.5m. 

16 

Trade and other payables 
Amounts falling due within one year: 

Trade payables 
Social security and other taxes 
Other payables 
Accruals 

2017 
£'000 
1,385 
724 
153 
591 
2,853 

2016 
£’000 
1,572 
626 
222 
472 
2,892 

17 

Deferred tax 
Deferred tax assets recognised by the Group at 31 December 2017 and 31 December 2016 are as follows: 

Provision for deferred tax 
Accelerated Capital Allowances 
Short term temporary differences 
Equity settled share options 

(Credit)/charge to profit and loss 
Accelerated Capital Allowances 
Short term temporary differences 
Equity settled share options 

2017 
£’000 
(25) 
7 
167 
149 

(17) 
- 
(59) 
(76) 

2016 
£’000 
(42) 
7 
176 
141 

(5) 
(1) 
(11) 
(17) 

There are unprovided tax losses related to the USA business of $1,093,000 (2016: $946,000). 

18 

Equity 

Allotted, called up and fully paid 
At 1 January 2017 
Shares issued 
At 31 December 2017 

Number of 
ordinary 
shares of 
£0.01 each 

  47,345,954 
222,400 
  47,568,354 

Share 
capital 
£’000 

Share 
premium 
£’000 

474 
2 
476 

4,702 
167 
4,869 

With the exception of 1,000 shares issued to US employees on 15 March 2018, all the shares issued in 
the year to 31 December 2017 related to the exercise of share options.  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

47 

19 

Share-based payment 
The  Company  has  share  option  schemes  for  certain  employees.  Share  options  are  exercisable  at  prices 
determined at the date of grant. The vesting periods for the share options range between 12 and 63 months. 
Options are forfeited if the employee leaves the Company before the options vest.  

Movements in the number of share options outstanding and their related weighted average exercise prices 
are as follows: 

2017 

2016 

Weighted 
average 
exercise price 
per share 
in pence 
170.2 
308.6 
199.5 
76.4 
269.3 

Weighted 
average 
exercise price 
per share 
in pence 
76.5 
316.6 
1.0 
42.7 
170.2 

Options 
number 
916,812 
1,024,251 
(112,012) 
(221,400) 
1,607,651 

Options 
number 
757,900 
332,612 
(3,450) 
(170,250) 
916,812 

Outstanding at 1 January 
Granted 
Lapsed 
Exercised 
Outstanding at 31 December 

Exercisable at 31 December 

167.1 

244,355 

110.6 

207,000 

The weighted average fair value of options issued during the year ended 31 December 2017 was 71.70p 
(2016:  78.73p).  Included  in  the  options  granted  in  2017  were  10,355  (2016:  3,662)  granted  to  senior 
managers with performance conditions relating to the Group for the year ended 31 December 2017 and 
subsequent service conditions. The remaining options granted during the year have only service conditions. 

The weighted average share price at the date of exercise of options during the year ended 31 December 
2017 was 375.16p (2016: 371.84p). 

At 31 December 2017 Quartix Holdings plc had the following outstanding options, warrants and exercise 
prices: 

2017 

Expiry dates 

Period when exercisable 
Starting from November 2014  1 November 2019 
28 October 2023 
Starting from October 2017 
06 December 2021 
March 2018 
31 December 2018 
March 2018 
31 March 2024 
Starting from March 2018 
13 April 2024 
Starting from April 2018 
27 July 2024 
Starting from July 2018 
31 March 2025 
Starting from March 2019 
06 December 2022 
March 2019 

Average 
exercise price 
per share 
in pence 
44.0 
337.5 
1.0 
1.0 
287.5 
357.5 
360.0 
360.0 
1.0 
269.3 

Weighted 
average 
remaining 
contractual 
life 
in months 
23 
70 
47 
12 
75 
75 
79 
87 
59 
67 

Options 
number 
260,000 
312,000 
11,400 
10,355 
586,956 
100,000 
30,000 
280,000 
16,940 
1,607,651 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

48 

19 

Share based payments (continued) 
2016 

Expiry dates 

Period when exercisable 
Starting from November 2014  1 November 2019 
Starting from July 2017 
March 2017 
January 2019 
Starting from October 2017 
March 2018 

29 July 2021 
16 December 2020 
01 January 2019 
28 October 2023 
06 December 2021 

Average 
exercise price 
per share 
in pence 
44.0 
219.0 
1.0 
1.0 
337.5 
1.0 
170.2 

Weighted 
average 
remaining 
contractual 
life 
in months 
35 
55 
48 
24 
82 
59 
55 

Options 
number 
420,000 
147,000 
17,200 
3,662 
312,000 
16,950 
916,812 

The fair value of share based payments have been calculated using the Black-Scholes option pricing model. 
Expected volatility was determined based on the historic volatility of the Group’s share price. The expected 
life is the expected period from grant to exercise based on management’s best estimate. The risk free return 
is the rate offered for building society deposits at the time of the grant. 

The following assumptions were used in the model for options granted during the year ended 31 December 
2017: 

Number granted 
Grant date 
Share price at 
grant date (pence) 
Exercise price 
(pence) 
Fair value per 
option (pence) 
Expected life in 
years 
Expected 
volatility (%) 
Risk-free interest 
rate (%) 
Dividend yield (%) 

5,200  5,155 
1 Jan  2 Feb 

586,956 
19 Jan 

100,000  30,000 
27 Jul 
13 Apr 

280,000 
1 Dec 

16,940 
6 Dec 

2017 

340.0 

293.0 

287.5 

357.5 

360.0 

360.0 

360.0 

1.0 

1.0 

287.5 

357.5 

360.0 

360.0 

1.0 

329.3 

283.1 

65.9 

67.7 

64.2 

61.0 

343.6 

1.0 

1.0 

5.17 

3.0 

3.0 

5.25 

1.25 

34.3 

34.3 

34.5 

34.8 

34.3 

28.5 

28.5 

0.19 
2.9 

0.19 
2.9 

0.67 
2.9 

0.19 
2.9 

0.31 
3.5 

0.70 
3.5 

0.44 
3.5 

Number granted 
Grant date 
Share price at grant date 
(pence) 
Exercise price (pence) 
Fair value per option 
(pence) 
Expected life in years 
Expected volatility (%) 
Risk-free interest rate 
(%) 
Dividend yield (%) 

3,662 

1 Jan 

252.5 
1.0 

230.5 
3.0 
49.4 

0.87 
2.9 

2016 
312,000 
28 Oct 

337.5 
337.5 

64.9 
3.0 
35.1 

0.25 
2.9 

16,950 
6 Dec 

330.0 
1.0 

301.5 
1.25 
36.0 

0.25 
2.9 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

20 

Notes to the cash flow statement 
Cash flow adjustments and changes in working capital 

Profit before tax 

Foreign exchange  
Depreciation 
Interest income 
Interest expense 
Share based payment expense 

Operating cash flow before movement in working capital 

Decrease/(increase) in trade and other receivables 
(Increase) in inventories 
Increase in trade and other payables 
Cash generated from operations 

49 

2016 
£’000 
6,540 

(326) 
152 
(21) 
24 
113 

6,482 

5 
(39) 
364 
6,812 

Notes 

12 
7 
8 
4 

2017 
£’000 
6,610 

151 
186 
(17) 
- 
420 

7,350 

(424) 
(24) 
112 
7,014 

21 

Leases 
The  Group’s  future  aggregate  minimum  lease  payments  under  non-cancellable  operating  leases  are  as 
follows: 

No later than one year 
Later than one year and no later than four years 
Later than five years 

Land & buildings 

Other 

2017 
£’000 
154 
154 
- 
308 

2016 
£’000 
156 
218 
12 
386 

2017 
£’000 
12 
12 
- 
24 

2016 
£’000 
10 
11 
- 
21 

Lease payments recognised as an expense during the year amount to £189,000 (2016: £164,000). 

22 

23 

Related party transactions and controlling related party 
The Group’s related parties comprise its Board of Directors and its key management (see note 6). There 
were  no  related  party  transactions  with  Directors  to  disclose  other  than  dividends  received  based  on 
shareholdings disclosed in the Directors’ Remuneration Report on page 18 and note 6. 

The  Directors  consider  the  Board  and  shareholding  structure  to  mean  there  is  no  directly  identifiable 
controlling party. 

Purchase commitments 
Quartix Limited has signed agreements with suppliers which commit the Group to purchase inventory to 
the value of £455,000 (2016: £324,000). In August  2017, the Group entered into an agreement  for the 
provision  of  vehicle  telematics  services  which  included  a  contractual  obligation  to  pay  a  minimum  of 
£40,000  per  month,  until  31  March  2019.  There  were  no  other  financial  commitments  or  contingent 
liabilities as at 31 December 2017 or 31 December 2016.  

24 

Capital commitments 
The Group had capital commitments of £42,000 at 31 December 2017 (2016: £nil). 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

50 

25 

Risk management objectives and policies  

Financial instruments 
The Group uses various financial instruments; these include cash deposits and bank loans and various items 
such as trade receivables and trade payables that arise directly from its operations. The main purpose of 
these financial instruments is to raise finance for the Group's operations and manage working capital. 

The main risks arising from the Group's financial instruments are credit risk and currency risk. The Board 
reviews and agrees policies for managing each of these risks and they are summarised below. 

Credit risk 
The Group's exposure to credit risk is limited to the carrying amount of financial assets recognised at the 
Statement of Financial Position date, as summarised below: 

Loans and receivables 
Cash and cash equivalents 
Trade and other receivables 

2017 
£’000 

7,312 
2,674 
9,986 

2016 
£’000 

6,249 
2,330 
8,579 

The Group’s management considers that all the above financial assets that are not impaired for each of the 
Statement of Financial Position dates under review are of good credit quality, including those that are past 
due. See note 14 for additional information on trade receivables that are past due. 

The Group's principal financial assets are cash deposits and trade receivables. Risks associated with cash 
deposits  are  limited  as  the  banks  used  have  high  credit  ratings  assigned  by  international  credit  rating 
agencies. 

The principal credit risk relates to trade receivables and is mitigated, where possible, by third party credit 
clearance for new customers and collection by direct debit, or similar. The Group has one large customer 
whose debts have been as much as £1.2m and the credit risk on this balance is carefully monitored. 

Currency risk 
The Group is exposed to transaction foreign exchange risk as a consequence of procuring tracking unit 
components in both euros and dollars. The risk with the Euro has been mitigated by trading in France 
which generates marginally more Euros than the Group currently needs. Whilst the Group also trades in 
the  US,  in  2017,  the  Group  purchased  about  $3.5m,  primarily  to  purchase  components for the  vehicle 
tracking units (2016: $3.7m). 

Transaction exposures, including those associated with forecast transactions, are managed through the use 
of bank accounts held in foreign currencies.  

It is estimated that a 5% strengthening of Pound Sterling to the US dollar would have reduced purchase 
costs £126,000 and vice versa (2016: £140,000). (This is assuming that Dollar denominated prices do not 
adjust for currency movements.) 

It is estimated that a 5% strengthening of Pound Sterling to the Euro would have reduced net profit by 
£54,000 and vice versa (2016: £34,000).  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

51 

25 

Risk management objectives and policies (continued) 

Currency risk (continued) 
The Group’s financial instruments dominated in currencies were: 

Cash and cash equivalents 
Trade receivables 
Trade payables 

2017 

2016 

£’000 
US$ 
260 
- 
(189) 
71 

£’000 
€ 
207 
224 
(141) 
290 

£’000 
US$ 
279 
- 
(459) 
(180) 

£’000 
€ 
172 
166 
(181) 
157 

As  set  out  in  the  accounting  policies  (note  1),  the  assets  and  liabilities  of  Group  entities  that  have  a 
functional currency other than Sterling are translated at the closing exchange rate at the reporting date.  The 
US dollar exchange rate rose by 9% from 31 December 2016 to 31 December 2017 (2016: fell by 16%).  
The total translation reserve movement for the year reported in the Consolidated Statement of Changes in 
Equity was £201,000. The majority of this movement related to the retranslation of Quartix Inc’s opening 
net liabilities as at 1 January 2017. 

Quartix Inc’s net liabilities mainly relate to amounts owed to other Group entities. The foreign exchange 
differences arising on translation of these monetary liabilities are recognised in the Consolidated Income 
Statement and was the main reason for the foreign exchange loss in 2017 (see note 4). The retranslation of 
the amounts owed to Group entities by Quartix Inc at 31 December 2016 amounted to £175,000 (2016: 
£(198,000)). 

It is estimated that a 5% weakening of Pound Sterling to the US dollar would give an exchange gain of 
around £122,000 from the retranslation of amounts owed by Quartix Inc and vice versa (2016: £115,000). 

Interest rate risk 
The Group has no debt so it is not exposed to fluctuations in interest rates.  

Liquidity risk 
The Group seeks to manage financial risk by ensuring sufficient liquidity is available to meet foreseeable 
needs. Cash flow is forecast and monitored as are working capital requirements. The Group generates funds 
from  operational  activities  in  excess  of  its  operational  requirements  and  has  substantial  cash  balances 
available for its current investment activities. Consequently, liquidity is not seen as a key risk. 

26 

Summary of financial assets and liabilities by category 
The carrying amounts of the assets and liabilities as recognised at the Statement of Financial Position date 
of the years under review may also be categorised as follows: 

Loans and receivables 
Trade and other receivables 
Cash and cash equivalents 

Financial liabilities measured at amortised cost 
Trade and other payables 

2017 
£’000 

2,674 
7,312 
9,986 

2016 
£’000 

2,330 
6,249 
8,579 

1,976 

2,044 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

52 

27 

Capital management policies and procedures 
The Group's capital management objectives are to ensure the Group's ability to continue as a going concern 
and to provide an adequate return to shareholders, by balancing its trading performance with continuing 
investment in research and development. 

The Group monitors capital on the basis of the carrying amount of equity less cash and cash equivalents as 
presented on the face of the Statement of Financial Position.  

The Group makes adjustments to its capital in the light of changes in economic conditions and the risk 
characteristics of the underlying assets. In order to maintain or adjust the capital structure, the Group may 
adjust the amount of dividends paid to shareholders, return capital to shareholders, issue new shares or sell 
assets. Capital for the reporting years under review is summarised as follows: 

Capital 
Total equity 
Less cash and cash equivalents 

Overall financing 
Total equity 

Capital-to-overall financing ratio (%) 

2017 
£’000 

19,452 
(7,312) 
12,140 

2016 
£’000 

18,329 
(6,249) 
12,080 

19,452 

18,329 

62 

66 

28 

Subsidiaries 
As at the 31 December 2017 the subsidiaries of the Group were: 

Subsidiary 
Quartix Limited 
Quartix Inc 

Country of 
registration 
England & Wales  Ordinary shares 
Common shares 
USA 

Class of share 
capital held 

Proportion held 
by the Company 
100% 
100% 

Nature of 
business 
Vehicle Tracking 
Vehicle Tracking 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

53 

Parent Company Statement of Financial Position 
Company registration number 06395159 

Fixed assets 
Investments 

Current assets 
Debtors 
Current tax asset 
Cash at bank and in hand 
Total current assets 

Creditors – amounts falling due within one year 

Net current assets 

Total assets less current liabilities 

Net assets 

Capital and reserves 
Called up share capital 
Share premium account 
Equity reserve 
Capital redemption reserve 
Retained earnings 
Total equity attributable to equity shareholders of Quartix 
Holdings plc 

Notes 

2017 
£’000 

2016 
£'000 

3 

4 

5 

6 

19,155 

18,735 

3,985 
54 
426 
4,465 

3,428 
11 
37 
3,476 

(38) 

(35) 

4,427 

3,441 

23,582 

22,176 

23,582 

22,176 

476 
4,869 
451 
4,663 
13,123 

474 
4,702 
135 
4,663 
12,202 

23,582 

22,176 

Profit  for  the  year  and  total  comprehensive  income  attributable  to  the  equity  shareholders  of  Quartix 
Holdings plc was £6,238,000 (2016: £6,926,000) 

Approved by the Board of Directors, authorised for issue and signed on behalf of the Board on 23 February 
2018. 

Andrew Walters 
Chief Executive Officer 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

54 

Parent Company Statement of Changes in Equity 

Balance at 31 December 2015 
Shares issued 
Increase in equity reserve in 
relation to options issued 
Adjustment for exercised options 
Dividend paid 
Transactions with owners 
Profit for the year and total 
comprehensive income 
Balance at 31 December 2016 
Shares issued 
Increase in equity reserve in 
relation to options issued 
Adjustment for exercised options 
(see note 19 of Group accounts) 
Dividend paid 
Transactions with owners 
Profit for the year and total 
comprehensive income 
Balance at 31 December 2017 

Share 
capital 
£’000 
472 
2 

Share 
premium 
account 
£,000 
4,631 
71 

Capital 
redemption 
reserve 

Equity 
reserve 
£’000  £’000 
78 
4,663 
- 
- 

Retained 
earnings 

Total 
equity 
£’000  £’000 
17,997 
8,153 
73 
- 

- 
- 
- 
2 

- 
474 
2 

- 

- 
- 
2 

- 
- 
- 
71 

- 
4,702 
167 

- 

- 
- 
167 

- 
- 
- 
- 

- 
4,663 
- 

- 

- 
- 
- 

113 
(56) 
- 
57 

- 
135 
- 

420 

- 
56 

113 
- 
(2,933)  (2,933) 
(2,877)  (2,747) 

6,926 
6,926 
12,202  22,176 
169 

- 

- 

420 

(104) 
- 
316 

104 

- 
(5,421)  (5,421) 
(5,317)  (4,832) 

- 
476 

- 
4,869 

- 
4,663 

- 
451 

6,238 
6,238 
13,123  23,582 

 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

55 

Notes to the Parent Company Financial Statements 

1 

Summary of significant accounting policies 

Accounting convention 
These financial statements were prepared in accordance with Financial Reporting Standard 101 Reduced 
Disclosure  Framework  (FRS  101).  The  financial  statements  are  prepared  under  the  historical  cost 
convention.  

No profit and loss account is presented by the Company as permitted by Section 408 of the Companies 
Act 2006. 

The financial statements are prepared in Sterling and are rounded to the nearest thousand pounds (£000). 

Basis of preparation 
The Company transitioned to FRS 101 in 2016. The accounting policies which follow were those applied 
in preparing the financial statements for the year ended 31 December 2017 and the year ended 31 December 
2016. The Company has taken advantage of the following disclosure exemptions under FRS 101: 

a)  Share-based Payment disclosure, as Quartix Holdings plc is the ultimate parent, the share-based 
payment arrangement concerns its own equity instruments and its separate financial statements are 
presented alongside the consolidated financial statements of the Group. 

b)  Financial Instruments disclosures, given that equivalent disclosures are included in the consolidated 

financial statements of the Group in which the entity is consolidated. 

c)  Fair Value Measurement disclosures.  
d)  Certain  disclosures  required  by  IAS  1  Presentation  of  Financial  Statements,  including  certain 

comparative information in respect of share capital movements. 

e)  Statement of Cash Flows and related notes. 
f)  Related Party Disclosures relating to key management personnel compensation. 
g)  Disclosure of related party transactions entered into between two or more members of a group, 
given that any subsidiary which is a party to the transaction is wholly owned by such a member. 

h)  Capital management disclosures. 

Going concern 
As a holding company, its main source of income is dividends receivable from its trading subsidiaries and 
in particular Quartix Limited.  After assessing the forecasts and liquidity of the Group for the next two 
calendar years and the longer term strategic plans, the Directors have a reasonable expectation that the 
Company will continue to receive dividends for the foreseeable further. The Company therefore continues 
to adopt the going concern basis in preparing its individual entity accounts. 

Investment in subsidiaries 
The  Company’s  interests  in  investments  presently  comprise  only  interest  in  wholly  owned  subsidiary 
undertakings.  Investments are recognised initially at cost. Subsequent to initial recognition the financial 
statements include the adjustments in respect of Share Based Payments or provision for impairment.   

 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

56 

1 

Summary of significant accounting policies (continued) 

Impairment of assets 
The Company assesses at each reporting date whether there is any indication that an asset may be impaired. 
If any such indication exists, the Company estimates the recoverable amount of the asset, being the higher 
of an asset’s or cash generating unit’s fair value less costs to sell and its value in use. To determine the value-
in-use, management estimates expected future cash flows and determines a suitable interest rate in order to 
calculate the present value of those cash flows. The data used for impairment testing procedures are directly 
linked to the Group’s latest approved budget. Discount factors are determined individually for each cash-
generating unit and reflect management’s assessment of respective risk profiles, such as market and asset-
specific risks factors. 

A reversal of an impairment loss for an asset shall be recognised immediately in profit or loss, unless the 
asset is carried at revalued amount. Any reversal of an impairment loss of a revalued asset shall be treated 
as a revaluation increase. 

Taxation 
Current tax is provided at amounts expected to be paid (or recovered) using the tax rates and laws that have 
been enacted or substantively enacted by the Statement of Financial Position date.  

Deferred income taxes are calculated using the liability method on temporary differences. Deferred tax is 
generally provided on the difference between the carrying amounts of assets and liabilities and their tax 
bases.  However,  deferred  tax  is  not  provided  on  the  initial  recognition  of  goodwill,  nor  on  the  initial 
recognition of an asset or liability unless the related transaction is a business combination or affects tax or 
accounting profit. Tax losses available to be carried forward as well as other income tax credits to the Group 
are assessed for recognition as deferred tax assets and are recognised to the extent that it is regarded as 
more likely than not that they will be recovered from future trading profits. 

Deferred  tax  liabilities  are  provided  in  full,  with  no  discounting.  Current  and  deferred  tax  assets  and 
liabilities  are  calculated  at  tax  rates  that  are  expected  to  apply  to  their  respective  period  of  realisation, 
provided they are enacted or substantively enacted at the Statement of Financial Position date. 

Changes in deferred tax assets or liabilities are recognised as a component of tax expense in profit or loss, 
other comprehensive income or equity as appropriate. 

Dividends 
Dividends attributable to the equity holders of the Company  approved for payment during the year are 
recognised directly in equity. 

Cash and cash equivalents 
Cash and cash equivalents comprise cash on hand and demand deposits, together with other short-term, 
highly liquid investments that are readily convertible into known amounts of cash and which are subject to 
an insignificant risk of changes in value. 

Financial assets 
Trade and other receivables are classified as loans and receivables, these are initially recognised at fair value.  
Loans and receivables are subsequently measured at amortised cost using the effective interest method, less 
provision  for  impairment.  Any  change  in  their  value  through  impairment  or  reversal  of  impairment  is 
recognised in the profit and loss. 

Provision against receivables is made when there is objective evidence that the Company will not be able 
to collect all amounts due to it in accordance with the original terms of those receivables. The amount of 
the write-down is determined as the difference between the asset's carrying amount and the present value 
of estimated future cash flows, discounted using the original effective interest rate. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

57 

1 

Summary of significant accounting policies (continued) 

Financial liabilities 
Financial  liabilities  are  obligations  to  pay  cash  or  other  financial  assets  and  are  recognised  when  the 
Company becomes a party to the contractual provisions of the instrument. 

Financial liabilities are recorded initially at fair value and subsequently at amortised cost using the effective 
interest method, with interest-related charges recognised as an expense in finance cost in the profit and 
loss. 

A financial liability is derecognised only when the obligation is extinguished. The Company does not enter 
into derivative contracts for hedging or speculative purposes.  

Foreign currencies 
Transactions in foreign currencies are translated into Sterling at the exchange rate ruling at the date of the 
transaction. Monetary assets and liabilities in foreign currencies are translated at the rates of exchange ruling 
at the Statement of Financial Position date. 

Any exchange differences arising on the settlement of monetary items or on translating monetary items at 
rates different from those at which they were initially recorded are recognised in profit or loss in the period 
in which they arise. 

Employee benefits: Share-based payments 
The Company operates a number of employee share schemes under which it makes equity-settled share 
based payments to employees of its UK trading subsidiary. The fair value of the employee services received 
in exchange for the grant of the options is recognised as an increase in the investment in the subsidiary, 
with a corresponding increase in equity, over the period that the employees unconditionally become entitled 
to the awards. 

The  fair  values  of  employees'  services  are  determined  indirectly  by  reference  to  the  fair  value  of  the 
instrument granted to the employee. This fair value is assessed at the grant date, using the Black-Scholes 
method, and excludes the impact of non-market vesting conditions. 

The expense is allocated over the vesting period, based on the best available estimate of the number of 
share options expected to vest.  Estimates are subsequently revised if there is any indication that the number 
of  share  options  expected  to  vest  differs  from  previous  estimates.  Any  cumulative  adjustment  prior  to 
vesting  is  recognised  in  the  current  period.  No  adjustment  is  made  to  any  expense  recognised  in  prior 
periods if share options ultimately exercised are different to that estimated on vesting. 

Upon exercise of the share options the proceeds received are allocated to share capital and share premium.  

Share capital and reserves 
Share capital and reserves comprises the following: 

• 
• 

"Called up share capital" represents the nominal value of equity shares 
"Share  premium  account"  represents  the  excess  over  nominal  value  of  the  fair  value  of 
consideration received for equity shares, net of expenses of the share issue 

•  “Capital redemption reserve” represents the amount by which the Company's issued share capital 
is diminished when shares are redeemed or purchased wholly out of the Company's profits  
•  “Equity reserve” is used to reflect the expenses associated with granting share options to employees 

and the issue of warrants 
"Retained earnings" represents retained profits 

• 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

58 

2 

Profit and loss account 
No Statement of profit and loss is presented for Quartix Holdings plc as provided by section 408 of the 
Companies Act 2006. The Company’s profit for the financial year was £6.24m (2016: £6.93m). 

Auditors' remuneration attributable to the Company is as follows: 

Audit fees – statutory audit 
Other services 

2017 
£’000 
21 
1 
22 

2016 
£’000 
15 
1 
16 

Details of Directors’ emoluments are set out on page 18. 

3 

Investments – non current 
The amounts recognised in the Company’s Statement of Financial Position relate to the following: 

Cost: 
At 1 January 2016 

Increase due to granting of share options to subsidiary employees: 
New investments 

At 1 January 2017 

Increase due to granting of share options to subsidiary employees: 
New investments 

Net book amount at 31 December 2017 

There is no provision for impairment for the investment in subsidiaries. 

Subsidiary 
undertakings 
£’000 

18,622 

113 

18,735 

420 

19,155 

Subsidiary 
Quartix Limited 
Quartix Inc 

Country of 
registration 
England & Wales  Ordinary shares 
Common shares 
USA 

Class of share 
capital held 

Proportion held 
by the Company 
100% 
100% 

Nature of 
business 
Vehicle Tracking 
Vehicle Tracking 

4 

Debtors 

Social security and other taxes 
Prepayments 
Amounts owed by subsidiary undertakings 

2017 
£’000 
4 
6 
3,975 
3,985 

2016 
£’000 
6 
5 
3,417 
3,428 

All receivables fall due within one year of the Statement of Financial Position date.  

The amount owed by subsidiary undertakings includes a US dollar loan to Quartix Inc of £1.2m (2016: 
£1.2m) which is repayable on or before 31 December 2018 but can be extended by mutual agreement. 
Interest  is  charge  quarterly at  1%  per  quarter  on  the  quarter  end  balance.  The  remainder  relates  to  a 
current account to Quartix Limited 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

59 

5 

Creditors: amounts falling due within one year 

Social security and other taxes 
Accruals and deferred income 

6 

Called up share capital 

Allotted, called up and fully paid  
47,568,354 (2016: 47,345,954) ordinary shares of £0.01 each 

2017 
£’000 
4 
34 
38 

2016 
£’000 
4 
31 
35 

2017 
£’000 

2016 
£’000 

476 

474 

Details of movements in share options and those outstanding at 31 December 2017 are disclosed in note 
19 of the Group accounts. 

Related party transactions and ultimate controlling party 
The  Company  has  taken  advantage  of  the  exemption  not  to  disclose  transactions  with  wholly  owned 
subsidiaries.  Details  of  Directors’  remuneration  and  interests  in  shares  are  disclosed  in  the  Directors’ 
Remuneration Report (see page 18) and key management remuneration in note 6 of the Group accounts. 

Contingent liabilities 
There are no material contingent liabilities subsisting at 31 December 2017 or 31 December 2016. 

Financial commitments 
The Company had no financial commitments at 31 December 2017 or 31 December 2016. 

7 

8 

9 

10 

Risk management objectives and policies 

Financial Instruments 
The Company uses various financial instruments; these include cash deposits and bank loans and various 
items such as group receivables and group payables that arise directly from its operations. The main purpose 
of these financial instruments is to manage working capital. 

The main risks arising from the Company’s financial instruments are credit risk and currency risk. The 
Board reviews and agrees policies for managing each of these risks and they are summarised below. 

Credit risk 
The Company’s exposure to credit risk is limited to the carrying amount of financial assets recognised at 
the Statement of Financial Position date, as summarised below: 

Loans and receivables 
Cash and cash equivalents 
Amounts owed by subsidiary undertakings 

2017 
£’000 

426 
3,975 
4,401 

2016 
£’000 

37 
3,417 
3,454 

Risks  associated  with  cash  deposits  are  limited  as  the  banks  used  have  high  credit  ratings  assigned  by 
international credit rating agencies. The amount owed by subsidiary undertakings includes a US dollar loan 
to Quartix Inc of £1.2m (2016: £1.2m) which is repayable on or before 31 December 2018 but can be 
extended by mutual agreement. Interest is charge quarterly at 1% per quarter on the quarter end balance. 
The remainder relates to a current account to Quartix Limited. (see below and note 4). 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quartix Holdings plc 
Financial statements for the year ended 31 December 2017 

60 

Currency risk 
The Company is exposed to transaction foreign exchange risk. The Group mitigates its risk to the US Dollar 
by trading in the USA; however the Company is exposed to exchange movements on its US Dollar loan to 
Quartix Inc to fund its start-up losses and working capital requirements.  

The Company’s financial assets denominated in currencies (all US dollars) were: 

Loan and receivables 
Cash at bank 
Amounts owed by subsidiary undertakings  

2017 
£’000 

38 
1,233 
1,271 

2016 
£’000 

1 
1,215 
1,216 

The Company’s net profit would not be materially impacted by 5% strengthening of Pound Sterling to the 
US dollar or Euro. 

 
 
 
 
 
 
 
 
 
 
 
61 

Notice of Annual General Meeting 

Notice is hereby given that the third Annual General Meeting (the “Meeting”) of Quartix Holdings plc will 
be held at Wellington House, East Road, Cambridge CB1 1BH on Tuesday 27 March 2018 at 11.00 
am for the following purposes: 

To consider, and if deemed fit, to pass the following as ordinary resolutions: 

1. 
2. 

3. 

4. 

5. 

6. 

7. 

8. 

9. 
10. 

To receive and adopt the audited annual accounts for the year ended 31 December 2017. 
To approve and declare a final dividend for the year ended 31 December 2017 of 4.3p per ordinary 
share and supplementary dividend of 6.8p per ordinary share, a total of 11.1p per share. This will 
be paid on 4 May 2018 to shareholders on the register as at the close of business on 6 April 2018. 
To  re-elect  Andrew  Walters  as  a  Director  who,  in  accordance  with  the  Company’s  Articles  of 
Association, retires as a Director and is eligible for re-election. 
To  re-elect  Daniel  Mendis  as  a  Director  who,  in  accordance  with  the  Company’s  Articles  of 
Association, retires as a Director and is eligible for re-election. 
To  re-elect  Edward  Ralph  as  a  Director  who,  in  accordance  with  the  Company’s  Articles  of 
Association, retires as a Director and is eligible for re-election. 
To  re-elect  Paul  Boughton  as  a  Director  who,  in  accordance  with  the  Company’s  Articles  of 
Association, retires as a Director and is eligible for re-election. 
To  re-elect  Jim  Warwick  as  a  Director  who,  in  accordance  with  the  Company’s  Articles  of 
Association, retires as a Director and is eligible for re-election. 
To re-appoint Grant Thornton UK LLP as the auditors of the Company until the end of the next 
Annual General Meeting. 
To authorise the Directors to determine the remuneration of the auditors. 
To give the Directors general and unconditional authorisation for the purposes of section 551 of 
the Companies Act 2006 (the “Act”) to exercise all powers of the Company to allot shares in the 
Company or to grant rights to subscribe for or to convert any security into shares in the Company 
up to a maximum nominal value of £158,561 (representing approximately 33% of the issued share 
capital of the Company as at 23 February 2018) to such persons at such times and on such terms 
they deem proper provided that this authority shall expire at the conclusion of the next Annual 
General Meeting of the Company or 30 June 2019, whichever is earlier, save that the Company 
may, before such expiry, make an offer or agreement which would or might require equity securities 
(as defined in section 560 of the Act) to be allotted after such expiry and the Directors may allot 
such securities in pursuance of such offer or agreement as if the authority conferred hereby had 
not expired; and all prior authorities to allot securities (to the extent unutilised) be revoked, but 
without prejudice to the allotment of any shares or securities already made or to be made pursuant 
to such prior authorisation. 

To consider, and if deemed fit, to pass the following as special resolutions: 

11. 

That the Directors be and are empowered, pursuant to section 570 of the Companies Act 2006 
(the “Act”), to allot equity securities (as defined in section 560 of the Act) for cash pursuant to the 
authority conferred upon them by resolution 10 above and to allot equity securities (as defined in 
section 560(3) of the Act (sale of treasury shares)) for cash in each case as if section 561 of the Act did 
not apply to any such allotment provided, however, that the power conferred by this resolution 
shall be limited to: 

a. 

The allotment of equity securities in connection with a rights issue, open offer or any other 
offer of, or invitation to apply for, equity securities in favour of holders of ordinary shares 
in the Company on the register of members at such record dates as the Directors may 
determine  and  other  persons  entitled  to  participate  therein  where  the  equity  securities 
respectively attributable to the interests of the ordinary shareholders are proportionate (as 
nearly as may be) to the respective number of ordinary shares in the Company held or 

 
 
 
 
 
 
 
 
 
62 

deemed to be held by them on any such record dates, subject to such exclusions or other 
arrangements as the Directors may consider necessary or expedient to deal with fractional 
entitlements,  treasury  shares,  record  dates,  or  legal  or  practical  problems  arising  or 
resulting from the application of the laws of any overseas territory or the requirements of 
any other recognised regulatory body or stock exchange in any territory or by virtue of 
shares being represented by depository receipts or any other matter whatever; and 
The allotment, other than pursuant to sub-paragraph ‘a’ above, to any person or persons 
of equity securities up to an aggregate nominal value not exceeding £23,784, representing 
approximately 5% of the ordinary share capital in issue as at 23 February 2018. 

b. 

This power shall expire at the conclusion of the next Annual General Meeting of the Company or 
30  June  2019,  whichever  is  the  earlier,  unless  previously  varied,  revoked  or  renewed  by  the 
Company in general meeting provided that the Company may, before such expiry, make any offer 
or agreement which would or might require securities to be allotted, or treasury shares sold, after 
such expiry and the Directors may allot securities or sell treasury shares pursuant to any such offer 
or agreement as if the power conferred had not expired; and all prior powers granted under section 
570 of the Act shall be revoked provided that such revocation shall not have retrospective effect. 

12. 

That the Directors be generally and unconditionally authorised, for the purposes of section 701 of 
the Companies Act 2006 (the “Act”), to make market purchases, as defined in section 693(4) of 
the Act, of ordinary shares of £0.01 each in the Company on such terms and in such manner as 
the Directors shall determine, provided that: 

a. 

b. 
c. 

d. 

The maximum aggregate number of ordinary shares which may be purchased is 2,379,000 
(representing approximately 5% of the ordinary share capital in issue as at 23 February 
2018); 
The minimum price that may be paid for an ordinary share is its nominal value (£0.01); 
The maximum price that may be paid for an ordinary share shall be an amount equal to 
105% of the average middle market quotations for the ordinary shares of the Company as 
derived from the AIM appendix to the London Stock Exchange Daily Official List for the 
five business days immediately preceding the day on which the ordinary share is purchased; 
and 
This authority shall expire, unless previously renewed, revoked or varied, on the date of 
the  next  Annual  General  Meeting  or  30  June  2019,  whichever  is  earlier,  save  that  the 
Company  may  enter  into  a  contract  for  the  purchase  of  ordinary  shares  under  this 
authority which would or might be completed, wholly or partly, after this authority expires. 

By order of the Board on 23 February 2018.  

Daniel Mendis 
Company Secretary 

 
 
 
 
 
 
 
 
 
 
 
1 

2 

3 

4 

5 

6 

63 

Notes to the Notice of Annual General Meeting 

Entitlement to attend and vote 
Pursuant to regulation 41 of the Uncertificated Securities Regulations 2001, the Company specifies that in 
order to have the right to attend and vote at the meeting (and also for the purpose of calculating how many 
votes a person entitled to attend and vote may cast), a person must be entered on the register of members 
of the Company by no later than close of business on 23 March 2018, or, in the event that the meeting is 
adjourned,  at  close  of  business  on  the  date  which  is  two  days  prior  to  the  date  of any  such  adjourned 
meeting.. Changes to entries on the register after this time shall be disregarded in determining the rights of 
any person to attend or vote at the meeting. 

Information regarding the meeting 
A copy of this Notice of Annual General Meeting and other information required by section 311A of the 
Companies Act 2006 is available online at www.quartix.net. 

Appointment of proxy 
Members of the Company are entitled to appoint one or more proxies to exercise all or any of their rights 
to attend, speak and vote at the Meeting instead of him or her. The person appointed does not need to be 
a member of the Company but they must attend the Meeting to represent the member. If you wish your 
proxy to speak on your behalf at the Meeting you will need to appoint your own choice of proxy (not the 
Chairman) and give your instructions directly to your appointee. 

If you appoint more than one proxy, each proxy must only be appointed to exercise the rights attaching to 
different shares. 

A proxy can be appointed using the form accompanying this Notice. Instructions for use are shown on the 
form. Please complete and return this form to the Company's registrars, Link Asset Services, at PXS 1, 34 
Beckenham Road, Beckenham, Kent BR3 4ZF not later than 11.00 am on Friday 23 March 2018. 

You can only appoint a proxy using the procedures set out in these notes and the notes to the proxy form. 
The notes to the proxy form give details of how to appoint a proxy via the CREST system. 

Changing appointment of proxy 
A member may change the person they have appointed as proxy using the same process as outlined above. 
The appointment received last before the latest time for receipt of proxies will take precedence over any 
previous appointments (see note 3). Any amended proxy appointments received after the relevant cut-off 
time will be disregarded. 

Revoking proxy appointment 
A member may revoke the appointment of a proxy by sending a signed note to the Company’s registrars,1 
Link  Asset  Services,  at  PXS  1,  34  Beckenham  Road,  Beckenham,  Kent  BR3  4ZF.  If  the  member  is  a 
company,  such  a note must  be  executed  under  common  seal or  signed  on  the  company’s behalf by  an 
officer of the company or an attorney for the company. Any power of attorney or other authority under 
which the proxy form is signed must be included with the proxy form. If a revocation is received after the 
specified time (see note 3), the proxy appointment will remain valid. Alternatively, if a member appoints a 
proxy but attends the Meeting in person, the proxy appointment will be automatically terminated. 

Issued shares and total voting rights 
At  close  of  business  on  23  February  2018  the  Company’s  issued  share  capital  comprised  47,568,354 
ordinary shares of £0.01 each. Each ordinary share entitles the holder to one vote at a general meeting of 
the  Company.  Consequently,  the  aggregate  number  of  voting  rights  in  the  Company  at  that  time  was 
47,568,354. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
7 

8 

Documents on display 
Copies of the Directors’ service contracts with the Company will be available for inspection at the registered 
office of the Company at least 15 minutes prior to and until the termination of the Annual General Meeting. 

Communication 
Any general queries by members about the Annual General Meeting should be addressed to the Company 
Secretary by letter or email at Quartix Holdings plc, Wellington House, East Road, Cambridge CB1 1BH 
or dan.mendis@quartix.net 

64 

 
 
 
 
 
 
 
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Quartix Holdings plc 
Wellington House
East Road
Cambridge
CB1 1BH

www.quartix.net

www.quartix.fr

www.quartix.com

Quartix Holdings plc
 Annual Report 2017