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RCM Technologies, Inc.

rcmt · NASDAQ Industrials
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Ticker rcmt
Exchange NASDAQ
Sector Industrials
Industry Conglomerates
Employees 4220
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FY2001 Annual Report · RCM Technologies, Inc.
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RCM TECHNOLOGIES INC

FORM 10-K 
(Annual Report) 

Filed 2/25/2002 For Period Ending 12/31/2001

Address

2500 MCCLELLAN AVE STE 350

PENNSAUKEN, New Jersey 08109

Telephone

609-486-1777 

CIK

Industry

Sector

Fiscal Year

0000700841

Business Services

Services

12/31

 
 
SECURITIES AND EXCHANGE COMMISSION  
Washington, D.C. 20549  

FORM 10-K  

[X] ANNUAL REPORT PURSUANT TO SECTION 13 or 15(d)  
OF THE SECURITIES EXCHANGE ACT OF 1934  
For the fiscal year ended December 31, 2001  
OR  
[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES  
EXCHANGE ACT OF 1934  
For the transition period from ........... to ...........  
Commission file number 1-10245  

RCM TECHNOLOGIES, INC.  

Exact name of registrant as specified in its charter  
Nevada 95-1480559  
State of incorporation IRS Employer Identification No.  

2500 McClellan Avenue, Suite 350, Pennsauken, New Jersey 08109-4613  
Address of principal executive offices  
Registrant's telephone number, including area code:  

(856) 486-1777 Securities registered pursuant to  

          Section 12(b) of the Act: 

                                  Name of each exchange 
Title of each class               on which registered 
None                              None 

Securities registered pursuant to Section 12(g) of the Act:  
Common Stock, par value $.05  
(Title of Class)  

Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange 
Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been 
subject to such filing requirements for the past 90 days.  
YES X NO__  

Indicate by check mark if disclosure of delinquent filers pursuant to  

Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of Registrant's knowledge, in definitive proxy or 
information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [X ]  

The aggregate market value of Common Stock held by non-affiliates of the Registrant on February 22, 2002 was approximately $53,628,000 
based upon the closing price of the Common Stock on such date on The Nasdaq National Market of $5.11. The information provided shall in 
no way be construed as an admission that any person whose holdings are excluded from the figure is an affiliate or that any person whose 
holdings are included is not an affiliate and any such admission is hereby disclaimed. The information provided is included solely for record 
keeping purposes of the Securities and Exchange Commission.  

The number of shares of Registrant's Common Stock (par value $0.05 per share) outstanding as of February 22, 2002: 10,571,761.  

Documents Incorporated by Reference  

Portions of the Proxy Statement for the Registrant's 2002 Annual Meeting of Stockholders ("the 2002 Proxy Statement") are incorporated by 
reference into Items 10,11,12 and 13 in Part III of this Annual Report on Form 10-K. If the 2002 Proxy Statement is not filed by April 30, 
2002, an amendment to this Annual Report on Form 10-K setting forth this information will be duly filed with the Securities and Exchange 
Commission.  

 
 
Private Securities Litigation Reform Act Safe Harbor Statement  

PART I  

Certain statements included herein and in other Company reports and public filings are forward-looking within the meaning of the Private 
Securities Litigation Reform Act of 1995. Readers are cautioned that such forward-looking statements, which may be identified by words such 
as "may," "will," "expect," "anticipate," "continue," "estimate," "project," "intend," and similar expressions which include, among others, 
statements regarding the Company's intentions as to changes to its product offerings, its concentration or higher margin service areas, its 
pursuit of strategic alliances, partnerships, clients and acquisitions, the increased use of the SAP platform and the increased propensity of 
clients to outsource IT functions, are only predictions and are subject to risks and uncertainties that could cause the Company's actual results 
and financial position to differ materially. Such risks and uncertainties include, without limitation: (i) unemployment and general economic 
conditions associated with the provision of information technology and engineering services and solutions and placement of temporary staffing 
personnel; (ii) the Company's ability to continue to attract, train and retain personnel qualified to meet the requirements of its clients; (iii) the 
Company's ability to identify appropriate acquisition candidates, complete such acquisitions and successfully integrate acquired businesses; (iv) 
uncertainties regarding pro forma financial information and the underlying assumptions relating to acquisitions and acquired businesses; (v) 
uncertainties regarding amounts of deferred consideration and earnout payments to become payable to former shareholders of acquired 
businesses; (vi) possible adverse effects on the market price of the Company's Common Stock due to the resale into the market of significant 
amounts of Common Stock; (vii) the potential adverse effect a decrease in the trading price of the Company's Common Stock would have upon 
the Company's ability to acquire businesses through the issuance of its securities; (viii) the Company's ability to obtain financing on 
satisfactory terms; (ix) the reliance of the Company upon the continued service of its executive officers; (x) the Company's ability to remain 
competitive in the markets which it serves; (xi) the Company's ability to maintain its unemployment insurance premiums and workers 
compensation premiums;  
(xii) the risk of claims being made against the Company associated with providing temporary staffing services; (xiii) the Company's ability to 
manage significant amounts of information, and periodically expand and upgrade its information processing capabilities; (xiv) the Company's 
ability to remain in compliance with federal and state wage and hour laws and regulations; (xv) predictions as to the future need for the 
Company's services; (xvi) uncertainties relating to the allocation of costs and expenses to each of the Company's operating segments; and (xvii) 
other economic, competitive and governmental factors affecting the Company's operations, markets, products and services. Readers are 
cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date made. The Company undertakes no 
obligation to publicly release the results of any revision of these forward-looking statements to reflect these ends or circumstances after the date 
they are made or to reflect the occurrence of unanticipated events.  

2  

ITEM 1. BUSINESS  

General  

RCM Technologies, a Nevada corporation formed in 1971, is a premier provider of business and technology solutions designed to enhance and 
maximize the performance of its customers through the adaptation and deployment of advanced information technology and engineering 
services. RCM is an innovative leader in the design, development and delivery of these services to various industries. RCM's offices are located 
in throughout North America, including major metropolitan centers. The Company provides a diversified and extensive range of service 
offerings and deliverables. Its portfolio of Information Technology services includes e-Business, Enterprise Management, Enterprise 
Application Integration and Supply Chain. RCM's Engineering services focus on Engineering Design, Technical Support, and Project 
Management and Implementation. The Company's Commercial Services Group provides Specialty Healthcare professionals as well as General 
Support Services. The Company provides its services to clients in banking and finance, healthcare, insurance, aerospace, pharmaceutical, 
telecommunications, utility, technology, manufacturing and distribution and government sectors. The Company believes that the breadth of 
services fosters long-term client relationships, affords cross-selling opportunities and minimizes the Company's dependence on any single 
technology or industry sector.  

During the fiscal year ended December 31, 2001, approximately 70% of RCM's total revenues were derived from IT services, 20% from 
Engineering services and the remaining 10% from Commercial Services.  

RCM sells and delivers its services through a network of 52 branch offices located in selected regions throughout North America. The 
Company has executed a regional strategy to better leverage its consulting services offering. The Company has also implemented a 
reorganization of its Solutions practices to centralize management oversight and to expand the sales and marketing of those services.  

Growth in demand for IT consulting services has slowed in the past two years after several years of rapid growth. The decline in sales along 
with a decline in operating income of certain branch offices has resulted in impairment charges for the years ended December 31, 2001 and 
2000. Despite a sales slow down, RCM has achieved positive growth of the gross margin percentages for the services delivered.  

Industry Overview  

Businesses today face intense competition, the challenge of constant technological change, and the ongoing need for business process 
optimization. Companies are turning to IT solutions to address these issues and to compete more effectively. As a result, the ability of an 
organization to integrate and deploy new information technologies has become critical.  

Although many companies have recognized the importance of IT systems and products to competing in today's business climate, the process of 
designing, developing and implementing IT solutions has become increasingly complex. With the prevailing economic conditions, many 
customers have nonetheless elected to defer, redefine or actually cancel investments in new systems or software. Many companies are focusing 
now on making the most effective use of existing investments they have already made in software and technology solutions. Many of the 
Company's clients are facing challenging economic times. This is creating uncertainty in their ability to pursue technology projects, which had 
previously been considered a competitive imperative. Many clients are laying off their own permanent staff and reducing the demand for 
consulting services in attempts to maintain profitability. This has a direct impact on RCM's revenues.  

3  

ITEM 1. BUSINESS (CONTINUED)  

Industry Overview (Continued)  

The current economic environment has further challenged many companies as they evaluate and determine which investment or funding 
choices they should make or maintain or enhancements to business critical applications. IT managers must integrate and manage computing 
environments consisting of multiple computing platforms, operating systems, databases and networking protocols, and off-the-shelf software 
applications to support business objectives. Companies also need to keep pace with new developments in technology, which often render 
existing equipment and internal skills obsolete. At the same time, external economic factors have caused many organizations to focus on core 
competencies and trim workforces in the IT management area. Accordingly, these organizations often lack the quantity, quality and variety of 
IT skills necessary to design and support IT solutions. IT managers are charged with supporting increasingly complex systems and applications 
of significant strategic value, while working under budgetary, personnel and expertise constraints within their own organizations.  

The Company believes the strongest demand for IT services is among middle-market companies, which typically lack the time and technical 
resources to satisfy all of there IT needs internally. These companies typically require sophisticated, experienced IT assistance to achieve their 
business objectives. These companies often rely on IT service providers to help implement and manage their systems. However, many middle-
market companies rely on multiple providers for their IT needs. Generally, the Company believes that this reliance on multiple providers results 
from the fact that larger IT service providers do not target these companies, while smaller IT service providers lack sufficient breadth of 
services or industry knowledge to satisfy all of these companies' needs. The Company believes this reliance on multiple service providers 
creates multiple relationships that are more difficult and less cost-effective to manage than a single relationship would be and can adversely 
impact the quality and compatibility of IT solutions. RCM is structured to provide middle-market companies an objective, single-source for 
there IT needs.  

Business Strategy  

RCM is dedicated to providing solutions to meet its customers' business needs by delivering information technology and professional 
engineering services. The Company's objective is to be a recognized leader of specialty professional consulting services and solutions in major 
markets throughout North America. The Company has developed operating strategies to achieve this objective. Key elements of its growth and 
operating strategies are as follows:  

Growth Strategy  

Full Cycle Solution. The Company is building out its Full Cycle Solution capability. The goal of the full cycle strategy is to fully address a 
client's project implementation cycle. This entails the Company working with its clients from the initial conceptualization of a project through 
its design and project execution, and extending into ongoing management and support of the delivered product. RCM's strategy is to selectively 
build projects and solutions offerings, which utilize its extensive resource base. The Company believes that the effective execution of this 
strategy will generate improved margins on the existing resources. The completion of this service-offering continuum affords the Company the 
opportunity to strengthen long-term client relationships that will further improve the quality of earnings.  

In addition to building out the Full Cycle Solution Offering, the Company will continue to focus on transitioning into higher value oriented 
services to increase its margins on its various service lines. These measures will be accomplished through expansion of its client relationships 
and, at the same time, pursuing strategic alliances and partnerships.  

Promote Internal Growth. The Company continues to evolve its internal growth strategies. Several initiatives were launched during the year 
ended December 31, 2001 ("fiscal 2001"). The results of these efforts have produced gains in margin growth, RCM's customer service focus 
and national account coordination, as well as greater client penetration.  

4  

ITEM 1. BUSINESS (CONTINUED)  

Growth Strategy (Continued)  

Gross margins increased as a direct result of implementing a program at all operating branches of the Company to conduct business at certain 
margin thresholds. The policies developed during this initiative continue to be refined and administered.  

In geographic regions where the Company has a high density of offices, sales management programs were designed and implemented to 
segregate clients into regional accounts. This process has provided a higher degree of account coordination so clients can benefit from the 
wider array of services that are offered by the Company.  

During fiscal 2001, RCM continued a company-wide training initiative in which sales managers and professionals received advanced sales 
training. The purpose of the training, which is a multi-semester program, is to sharpen sales skills and to further assist the sales force in 
identifying, developing and closing solution sales.  

RCM has adopted an industry-centric approach to sales and marketing. This initiative recognizes that clients within the same industry sectors 
tend to have common business challenges. It therefore allows the Company to present and deliver enhanced value to those clients in the 
industrial sectors in which RCM has assembled the greatest work experience. RCM's consultants have acquired project experience that offers 
differentiated awareness of the business challenges that clients in that industry are facing. This alignment also facilitates and creates additional 
cross-selling opportunities. The Company believes that the overall result is greater account penetration and enhanced client relationships.  

Operational strategies contributing to RCM's internal productivity include the delineation of certain new technical practice areas in markets 
where its clients had historically known the Company as a contract service provider. The formation of these practice areas has facilitated the 
flow of project opportunities and the delivery of project-based solutions. These projects have had the positive effect of expanding the margins 
for the core technical competencies of a number of Company consultants.  

Continue Selective Strategic Acquisitions. The industry for the Company's services continues to be highly fragmented, and the Company plans 
to continue to assess opportunities to make strategic acquisitions as such opportunities are presented to the Company. The Company's past 
acquisition strategy has been designed to broaden the scope of services and technical competencies and grow its Full Cycle Solution 
capabilities, and the Company would continue to consider such goals in any future acquisitions. In considering acquisitions, the Company 
focuses on companies with (i) technologies RCM has targeted for strategic value enhancement, (ii) margins that will not dilute the margins now 
being delivered, (iii) experienced management personnel, (iv) substantial growth prospects and (v) sellers who desire to join the Company's 
management team. To retain and provide incentives for management of its acquired companies, the Company has generally structured a 
significant portion of the acquisition price in the form of multi-tiered consideration based on growth of operating profitability of the acquired 
company over a two to three-year period.  

Operating Strategy  

Foster a Decentralized Entrepreneurial Environment. A key element of the Company's operating strategy is to foster a decentralized, 
entrepreneurial environment for its employees. The Company fosters this environment by continuing to build on local market knowledge of 
each branch's reputation and customer relationships and expertise. The Company believes an entrepreneurial business atmosphere allows its 
branch offices to quickly and creatively respond to local market demands and enhances the Company's ability to motivate, attract and retain 
managers and to maximize growth and profitability.  

Develop and Maintain Strong Customer Relationships. The Company seeks to develop and maintain strong interactive customer relationships 
by anticipating and focusing on its customers' needs. The Company emphasizes a relationship-oriented approach to business, rather than the 
transaction or assignment-oriented approach that the Company believes is used by many of its competitors. The industry-centric strategy has 
allowed RCM to further expand its relationships with clients in RCM's targeted sectors.  

5  

ITEM 1. BUSINESS (CONTINUED)  

Operating Strategy (Continued)  

To develop close customer relationships, the Company's practice managers regularly meet with both existing and prospective clients to help 
design solutions for, and identify the resources needed to execute, their strategies. The Company's managers also maintain close 
communications with their customers during each project and on an ongoing basis after its completion. The Company believes that this 
relationship-oriented approach results in greater customer satisfaction and reduced business development expense. Additionally, the Company 
believes that by partnering with its customers in designing business solutions, it generates new opportunities to cross sell additional services 
that the Company has to offer. The Company focuses on providing customers with qualified individuals or teams of experts compatible with 
the business needs of our customers and makes a concerted effort to follow the progress of such relationships to ensure their continued success. 

Attract and Retain Highly Qualified Consultants and Technical Resources. The Company believes it has been successful in attracting and 
retaining qualified consultants and contractors by (i) providing stimulating and challenging work assignments, (ii) offering competitive wages, 
(iii) effectively communicating with its candidates, (iv) providing training to maintain and upgrade skills and (v) aligning the needs of its 
customers with the appropriately skilled personnel. The Company has been successful in retaining these personnel due in part to its use of 
practice managers or "ombudsmen" who are dedicated to maintaining contact with, and monitoring the satisfaction levels of, the Company's 
consultants while they are on assignment.  

Centralize Administrative Functions. The Company seeks to maximize its operational efficiencies by integrating general and administrative 
functions at the corporate or regional level, and reducing or eliminating redundant functions formerly performed at smaller branch offices. This 
enables the Company to quickly realize savings and synergies, efficiently control, and monitor its operations. It also allows local branches to 
focus more on growing their sales and delivering capabilities.  

To accomplish this, the Company is centralized on an SAP operating system into which it integrated all of its operating units. This year all 
Canadian operations implemented the SAP system completing the roll out to all locations. The software is configured to perform all back office 
functions including payroll, project management, project cost accounting, billing, human resource administration and all financial consolidation 
and reporting functions. The Company believes that this system provides a robust and highly scalable platform from which to manage daily 
operations, and that this system has the capacity to accommodate increased usage.  

Information Technology  

The Company's Information Technology Group offers responsive, timely and comprehensive business and information technology consulting 
and solutions to support the entire systems applications development and implementation process. The Company's information technology 
professionals have expertise in a variety of technical disciplines, including e-business development, supply chain enterprise software, 
application integration, network communications, knowledge management and support of client applications.  

The Company has a wide array of service offerings and deliverables within this spectrum. Within its e-business offering, RCM delivers web 
strategies, web enablement of client applications, e-commerce solutions, Intranet solutions, corporate portals and complete web sites. Within its 
business intelligence practice, RCM provides data architecture design, data warehousing projects, knowledge management, and customer 
relationship management and supply chain management solutions. In its Enterprise Applications area, RCM delivers software sales for certain 
applications, implementation services, infrastructure support, integration services, and an array of post implementation support services. In its 
enterprise application integration work, the Company integrates diverse but related enterprise applications into unified cohesive operating 
environments. The Company believes that its ability to deliver information technology solutions across a wide range of technical platforms 
provides an important competitive advantage.  

The Company also ensures that its consultants have the expertise and skills needed to keep pace with rapidly evolving information 
technologies. The Company's strategy is to maintain expertise and acquire knowledge in multiple technologies so it can offer its clients non-
biased solutions best suited to their business needs.  

6  

ITEM 1. BUSINESS (CONTINUED)  

Information Technology (Continued)  

The Company provides its IT services through a number of delivery methods. These include management consulting engagements, project 
management of client efforts, project implementation of client initiatives, outsourcing, both on and off site, and a full complement of resourcing 
alternatives.  

As of December 31, 2001, the Company employed approximately 1,250 information technology personnel.  

Professional Engineering  

The Company's Professional Engineering Group provides personnel to perform project engineering, computer aided design, and other managed 
task technical services either at the site of the customer or, less frequently, at the Company's own facilities. Representative services include 
utilities process and control, electrical engineering design, system engineering design and analysis, mechanical engineering design, 
procurement engineering, civil structural engineering design, computer aided design and code compliance. The Professional Engineering Group 
has developed an expertise in providing engineering, design and technical services to many customers in the aeronautical, paper products 
manufacturing and nuclear power, fossil fuel and electric utilities industries.  

The Company believes that the deregulation of the utilities industry and the aging of nuclear power plants offer the Company an opportunity to 
capture a significant share of professional staffing and project management requirements of the utilities industry both in professional 
engineering services and through cross-selling of its information technology services. Heightened competition, deregulation and rapid 
technological advances are forcing the utilities industry to make fundamental changes in its business process. These pressures have compelled 
the utilities industry to focus on internal operations and maintenance activities and to increasingly outsource their personnel requirements. 
Additionally, the Company believes that increased performance demands from deregulation should increase the importance of information 
technology to this industry. The Company believes that its expertise and strong relationships with certain customers within the utilities industry 
position the Company to be a leading provider of professional services to the utilities industry.  

The Company provides its engineering services through a number of delivery methods. These include managed tasks and resources, complete 
project services, outsourcing, both on and off site, and a full complement of resourcing alternatives.  

As of December 31, 2001, the Company employed approximately 540 engineering personnel.  

Commercial Services  

The Company's Commercial Services Group consists of Specialty Healthcare and General Support Services. The Company's General Support 
Services Group provides contract and temporary services, as well as permanent placement services, for full time and part time personnel in a 
variety of functional areas, including office, clerical, data entry, secretarial, light industrial, shipping and receiving and general warehouse. 
Contract and temporary assignments range in length from less than one day to several weeks or months.  

The Company's Specialty Healthcare Group provides skilled, licensed healthcare professionals, primarily physical therapists, occupational 
therapists, speech language pathologists and trauma nurses. The Specialty Healthcare Group provides services to hospitals, nursing homes, pre-
schools and lower schools, sports medicine facilities and private practices. Services include in-patient, outpatient, sub-acute and acute care, 
multilingual speech pathology, rehabilitation, and geriatric, pediatric and adult day care. The Specialty Healthcare Group does not provide 
general nursing or home healthcare services. Typical engagements range either from three to six months or are on a day-to-day shift basis.  

As of December 31, 2001, the Company employed approximately 780 commercial services personnel.  

7  

ITEM 1. BUSINESS (CONTINUED)  

Branch Offices  

The Company's organization consists of five operating regions with 52 branch offices located in 17 states and Canada. The region of and 
services provided by each branch office are set forth in the table below.  

                               NUMBER OF 
REGION                                        OFFICES  SERVICES PROVIDED(1) 

EAST 
  Connecticut...................................   2             PE 
  Maryland......................................   1             IT 
  New Hampshire.................................   1             IT 
  New Jersey....................................   5             IT, PE, CS 
  New York......................................   4             IT, PE, CS 
  Pennsylvania..................................   2             IT, PE 
  South Carolina................................   1             PE 
  Tennessee.....................................   1             PE 
  Vermont.......................................   1             PE 
                                  18 
GREAT LAKES 
  Illinois......................................   1             IT 
  Michigan......................................   5             IT, PE 
  Minnesota.....................................   1             IT 
  Wisconsin.....................................   3             IT, PE 
                                  10 
CENTRAL 
  Texas.........................................   3             IT 
                                   3 
WEST 
  Arizona.......................................   1             PE 
  Colorado......................................   1             IT 
  Northern California...........................   2             IT 
  Southern California...........................   9             IT, CS 
                                  13 

CANADA..........................................   8             IT, PE 

(1) Services provided are abbreviated as follows:  

PE - Professional Engineering CS - Commercial Services  

IT - Information Technology  

Branch offices are primarily located in regions that the Company believes have strong growth prospects for information technology and 
engineering services. The Company's branches are operated in a decentralized, entrepreneurial manner with most branch offices operating as 
independent profit centers. The Company's branch managers are given significant autonomy in the daily operations of their respective offices 
and, with respect to such offices, are responsible for overall guidance and supervision, budgeting and forecasting, sales and marketing 
strategies, pricing, hiring and training. Branch managers are paid on a performance-based compensation system designed to motivate the 
managers to maximize growth and profitability.  

8  

 
 
 
 
ITEM 1. BUSINESS (CONTINUED)  

Branch Offices (Continued)  

The Company believes that a substantial portion of the buying decisions made by users of the Company's services are made on a local or 
regional basis and that the Company's branch offices most often compete with local and regional providers. Since the Company's branch 
managers are in the best position to understand their local markets, and customers often prefer local providers, the Company believes that a 
decentralized operating environment maximizes operating performance and contributes to employee and customer satisfaction.  

From it's headquarter locations in New Jersey, the Company provides its branch offices with centralized administrative, marketing, finance, 
MIS, human resources and legal support. Centralized administrative functions minimize the administrative burdens on branch office managers 
and allow them to spend more time focusing on sales and marketing and practice development activities.  

Our principle sales offices have one General Manager, one sales manager, three to six sales people, one to five practice managers and several 
recruiters. The General Managers report to Regional Managers who are responsible for ensuring performance goals are achieved. The 
Company's branch managers meet frequently to discuss "best practices" and ways to increase the Company's cross selling of its professional 
services. The Company's practice managers meet periodically to strategize, maintain continuity, and identify developmental needs and cross-
selling opportunities.  

Sales And Marketing  

Sales and marketing efforts are conducted at the local and regional level through the Company's network of branch offices. The Company 
emphasizes long-term personal relationships with customers that are developed through regular assessment of customer requirements and 
proactive monitoring of personnel performance. The Company's sales personnel make regular visits to existing and prospective customers. New 
customers are obtained through active sales programs and referrals. The Company encourages its employees to participate in national and 
regional trade associations, local chambers of commerce and other civic associations. The Company seeks to develop strategic partnering 
relationships with its customers by providing comprehensive solutions for all aspects of a customer's information technology, engineering and 
other professional services needs. The Company concentrates on providing carefully screened professionals with the appropriate skills in a 
timely manner and at competitive prices. The Company constantly monitors the quality of the services provided by its personnel and obtains 
feedback from its customers as to their satisfaction with the services provided.  

The Company has elevated the importance of working with and developing its partner alliances with technology firms. Partner programs are in 
place with firms RCM has identified as strategically important to the completeness of the service offering of the Company. Relations have been 
established with firms such as Microsoft, Great Plains, i2, QAD, Dorado, GEAC, Mercury, IBM, Compaq and Oracle among others. The 
Partner programs may be managed either at a national level from RCM's corporate offices or at a regional level from its branch offices.  

Some of the Company's larger representative customers include 3M, Apple, Bruce Power, Ericsson, IBM, Liberty Mutual Insurance, Lockheed 
Martin, Medtronic, Merck, Merrill Lynch, Ontario Power, Sun Microsystems, Toyota, United Technologies, Vermont Yankee Nuclear Power, 
U.S. Treasury and Wells Fargo. The Company serves Fortune 1000 companies and many middle market clients. The Company's relationships 
with these customers are typically formed at the local or regional level or, when appropriate, at the corporate level for national accounts.  

During fiscal 2001, no one customer accounted for more than 5% of the Company's revenues. The Company's five and ten largest customers 
accounted for approximately 20% and 28%, respectively, of the Company's revenues for fiscal 2001.  

9  

ITEM 1. BUSINESS (CONTINUED)  

Recruiting And Training  

The Company devotes a significant amount of time and resources, primarily at the branch level, to locating, training and retaining its 
professional personnel. Full-time recruiters utilize the Company's proprietary databases of available personnel, which are cross-indexed by 
competency and skill to match potential candidates with the specific project requirements of the customer. The qualified personnel in the 
databases are identified through numerous activities, including networking, referrals, the Internet, job fairs, schools, newspaper and trade 
journal advertising, attendance at industry shows and presentations.  

The Company believes that a significant element to the Company's success in retaining qualified consultants and contract personnel is the 
Company's use of Consultant Relationship Managers ("CRM") and technical practice managers. CRM are qualified Company personnel 
dedicated to maintaining on-site contact with, and monitoring the satisfaction levels of, the Company's consultants and contract personnel while 
they are on assignment. Practice managers are consulting managers responsible for the technical development and career development of the 
Company's technical personnel within the defined practice areas. The Company employs various methods of technical training and skills 
development including sending consultants to application vendor provided courses, the use of computer-based training tools and on-the-job 
training through mentoring programs.  

Information Systems  

The Company has invested, and intends to continue to invest, in the SAP R/3 software that it has installed. This system is deployed on clustered 
Compaq servers and is running on a SQL 7.0 database. The branch offices of the Company are networked to the corporate offices so the SAP 
application is accessed at all operational locations. This system supports Company-wide operations such as payroll, billing, human resources, 
project systems, accounts receivable, accounts payable, all general ledger accounting and consolidation reporting functionality. In addition to 
SAP, each of the service groups maintains databases to permit efficient tracking of available personnel on a local basis. These databases 
facilitate efficient matching of customers' requirements with available technical personnel.  

Competition  

The market for IT and engineering services includes a large number of competitors, is subject to rapid change and is highly competitive. As the 
market demand has shifted many software companies have adopted tactics to pursue services and consulting offerings making them direct 
competitors when in the past they may have been alliance partners. Primary competitors include participants from a variety of market segments, 
including publicly and privately held firms, systems consulting and implementation firms, application software firms, service groups of 
computer equipment companies, facilities management companies, general management consulting firms and staffing companies. In addition, 
the Company competes with its clients' internal resources, particularly where these resources represent a fixed cost to the client. Such 
competition may impose additional pricing pressures on the Company.  

The Company believes its principal competitive advantages in the IT and professional engineering services market include: focus on the middle 
market, breadth of services offered, technical expertise, knowledge and experience in the industry, perceived value, quality of service, 
responsiveness to client needs and speed in delivering IT solutions.  

Additionally, the Company competes for suitable acquisition candidates based on its differentiated acquisition model, its entrepreneurial and 
decentralized operating philosophy, its strong corporate-level support and resources, its status as a public company and its ability to offer 
management of the acquired companies an opportunity to join and participate in the expansion of a growing provider of information technology 
and other engineering services.  

10  

ITEM 1. BUSINESS (CONTINUED)  

Employees  

As of December 31, 2001, the Company employed an administrative staff of approximately 290 people, including certified IT specialists and 
licensed professional engineers who, from time to time, participate in IT and engineering design projects undertaken by the Company. As of 
December 31, 2001, approximately 1,250 information technology professionals and 540 engineering and technical personnel were employed by 
the Company to work on client projects for various periods. The Company also employed approximately 780 commercial services personnel as 
of December 31, 2001. None of the Company's employees are represented by a collective bargaining agreement. The Company considers its 
relationship with its employees to be good.  

ITEM 2. PROPERTIES  

The Company provides specialty professional consulting services, principally performed at various client locations, through 52 offices in 17 
states and Canada. The Company's administrative and sales offices typically consist of 1,000 to 3,000 square feet and are leased by the 
Company for terms of one to three years. Offices in larger or smaller markets may vary in size from the typical office. The Company does not 
expect that it will be difficult to maintain or find suitable lease space at reasonable rates in its markets or in areas where the Company 
contemplates expansion.  

The Company's executive office is located at 2500 McClellan Avenue, Suite 350, Pennsauken, New Jersey 08109-4613. These premises consist 
of approximately 9,100 square feet and are leased at a rate of $12.50 per square foot per month for a term ending on January 31, 2003.  

The Company's operational office is located at 20 Waterview Boulevard, 4th Floor, Parsippany, NJ 07054. These premises consist of 
approximately 28,000 square feet and are leased at a rate of $25.00 per square foot per month for a term ending on June 30, 2012.  

ITEM 3. LEGAL PROCEEDINGS  

In 1998, two former officers filed suit against the Company alleging wrongful termination of their employment, wrongful failure to make 
severance payments and wrongful conduct by the Company in connection with the grant and non-vestiture of Stock Options to the plaintiffs. 
The complaint also alleged that the Company wrongfully limited the number of shares of Company stock that could be sold by the plaintiffs 
under a Registration Rights Agreement and made various other claims. The plaintiffs' complaint sought damages of approximately $480,000 
and further sought additional unliquidated damages. The claims relating to wrongful termination of employment and wrongful conduct by the 
Company in connection with the grant of Stock Options to the plaintiffs have been resolved in binding arbitration. With respect to the 
Company's alleged wrongful limiting of the number of shares the plaintiffs could sell and one plaintiff's claim of entitlement to severance pay 
of $240,000, the Company is awaiting completion of discovery and the fixing of a trial date. The Company is also awaiting the court's ruling on 
its motion for summary judgment in its favor with respect to the plaintiffs' claims concerning the non-vestiture of their stock options. 
Substantial damages are being sought on the share-selling limitation and stock option claims; however, the alleged damages are subject to 
significant reduction for having been avoidable losses. Management believes the suit is without merit and will continue to defend the claims 
vigorously.  

ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS  

There were no matters submitted to a vote of security holders during the quarter ended December 31, 2001.  

11  

ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER MATTERS  

The Company's Common Stock is traded on The Nasdaq National Market under the Symbol "RCMT". The following table sets forth 
approximate high and low sales prices for the two years in the period ended December 31, 2001 as reported by The Nasdaq National Market:  

PART II  

                                           Common Stock 
                                 -------------------------------- 

Fiscal 2000                      High                         Low 

     First Quarter.............. $19.13                   $10.50 
     Second Quarter.............  12.94                     7.25 
     Third Quarter..............   8.25                     3.88 
     Fourth Quarter.............   5.69                     2.38 

Fiscal 2001 

     First Quarter..............   8.00                     2.88 
     Second Quarter.............   5.70                     2.85 
     Third Quarter..............   6.48                     3.10 
     Fourth Quarter............  $ 4.75                   $ 3.41 

Holders  

As of February 19, 2002, the approximate number of holders of record of the Company's Common Stock was 602. Based upon the requests for 
proxy information in connection with the Company's most recent Annual Meeting of Stockholders, the Company believes the number of 
beneficial owners of its Common Stock is approximately 3,200.  

Dividends  

The Company has never declared or paid a cash dividend on the Common Stock and does not anticipate paying any cash dividends in the 
foreseeable future. It is the current policy of the Company's Board of Directors to retain all earnings to finance the development and expansion 
of the Company's business. Any future payment of dividends will be at the discretion of the Board of Directors and will depend upon, among 
other things, the Company's earnings, financial condition, capital requirements, level of indebtedness, contractual restrictions and other factors 
that the Board of Directors deems relevant. The Revolving Credit Facility (as defined in Item 7 hereof) prohibits the payment of dividends or 
distributions on account of the Company's capital stock without the prior consent of the majority of the Company's lenders.  

12  

 
 
 
 
 
ITEM 6. SELECTED CONSOLIDATED FINANCIAL DATA  

The selected historical consolidated financial data was derived from the Company's Consolidated Financial Statements. The selected historical 
consolidated financial data should be read in conjunction with "Management's Discussion and Analysis of Financial Condition and Results of 
Operations" and the Consolidated Financial Statements of the Company, and notes thereto, included elsewhere herein.  

                                            Years Ended             Two Months                      Years Ended 
                                                                       Ended 
                                  ----------------------------------------------------------------------------------------------- 
                                                   December 31,                                     October 31, 
                                  ----------------------------------------------------------------------------------------------- 
                                       2001            2000            1999            1999            1998             1997 
                                  ----------------------------------------------------------------------------------------------- 
Income Statement 

Revenues                             $224,893,800    $296,001,276     $51,397,429    $313,385,772    $201,452,318   $113,959,093 
Gross profit                           62,795,609      78,485,616      13,218,972      76,639,326      48,424,223     27,126,745 
Income before unusual items            16,237,466      16,910,326       2,050,993                                      4,839,933 
Unusual items                       (  34,993,435)  (  38,806,712) 
Income (loss) from continuing 
  operations                        (  18,755,969)  (  21,896,386)      2,050,993      14,948,248       9,796,705      4,839,933 
Loss from discontinued 
  operations                                                                                                            (362,500) 
Net income (loss)                   ($ 18,755,969)  ($ 21,896,386)     $2,050,993     $14,948,248     $ 9,796,705    $ 4,477,433 

Earnings Per Share (1) 
Income (loss) from continuing 
  Operations (diluted)                     ($1.78)         ($2.09)           $.19           $1.37           $1.07           $.76 
Loss from discontinued 
  Operations (diluted)                                                                                                     ($.06) 
Net income (loss) (diluted)                ($1.78)         ($2.09)           $.19           $1.37           $1.07           $.70 
Net income (loss) (basic)                  ($1.78)         ($2.09)           $.20           $1.43           $1.11           $.74 

                                                   December 31,                                     October 31, 
                                  ----------------------------------------------------------------------------------------------- 
                                       2001            2000            1999            1999            1998             1997 
                                  ----------------------------------------------------------------------------------------------- 
Balance Sheet 

Working capital                       $10,977,131     $56,508,604     $61,383,437     $54,866,477     $53,672,589    $17,279,115 
Total assets                          131,155,945     174,268,828     183,950,884     184,047,546     117,067,151     54,082,596 
Long term liabilities                      -           49,483,873      47,300,000      40,800,000           -            308,129 
Total liabilities                      47,866,145      72,206,502      59,854,255      62,045,376      10,395,024      9,471,611 
Shareholders' equity                  $83,289,800    $102,062,326    $124,096,629    $122,002,170    $106,672,127    $44,611,985 

(1) Shares used in computing 
    earnings per share: 

Basic                                  10,519,701      10,499,305      10,496,225      10,484,764       8,787,334      6,068,713 
Diluted                                10,519,701      10,499,305      10,951,447      10,942,146       9,151,903      6,361,181 

13  

 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS  

Overview  

RCM Technologies is a premier provider of business and technology solutions designed to enhance and maximize the performance of its 
customers through the adaptation and deployment of advanced information technology and engineering services. RCM is an innovative leader 
in the design, development and delivery of these services to various industries. RCM's offices are located throughout North America, including 
many major metropolitan centers. The Company provides a diversified and extensive range of service offerings and deliverables. Its portfolio 
of Information Technology services includes e-Business, Enterprise Management, Enterprise Application Integration and Supply Chain. RCM's 
Engineering services focus on Engineering Design, Technical Support, and Project Management and Implementation. The Company's 
Commercial services business unit provides Healthcare contract professionals as well as Clerical and Light Industrial temporary personnel. The 
Company provides its services to clients in banking and finance, healthcare, insurance, aerospace, pharmaceutical, telecommunications, utility, 
technology, manufacturing and distribution and government sectors. The Company believes that the breadth of services fosters long-term client 
relationships, affords cross-selling opportunities and minimizes the Company's dependence on any single technology or industry sector.  

RCM sells and delivers its services through a network of branch offices located in selected regions throughout North America. The Company 
has executed a regional strategy to better leverage its consulting services offering. The Company has also implemented a reorganization of its 
Solutions practices to centralize management oversight and to expand the sales and marketing of those services.  

Many of the Company's clients are facing challenging economic times. This is creating uncertainty in their ability to pursue technology 
projects, which had previously been considered a competitive imperative. Many clients are laying off their own permanent staff and reducing 
the demand for consulting services in attempts to maintain profitability. This has had a direct impact on RCM's revenues.  

Most companies have recognized the importance of the Internet and information management technologies to competing in today's business 
climate. However, the uncertain economic environment curtailed companies' motivation for rapid adoption of many technological 
enhancements. The process of designing, developing and implementing software solutions has become increasingly complex. Companies today 
are focused on return on investment analysis in prioritizing the initiatives they undertake. This has had the effect of delaying or totally negating 
the spending on many emerging new solutions, which were formally anticipated.  

Nonetheless, IT managers must integrate and manage computing environments consisting of multiple computing platforms, operating systems, 
databases and networking protocols, and must implement packaged software applications to support existing business objectives. Companies 
also need to continually keep pace with new developments, which often render existing equipment and internal skills obsolete. Consequently, 
business drivers cause IT managers to support increasingly complex systems and applications of significant strategic value, while working 
under budgetary, personnel and expertise constraints. This has given rise to increasing demand for outsourcing. Clients are increasingly 
evaluating the potential for outsourcing business critical applications and entire business functions. The Company is positioned to take 
advantage of this accelerating trend.  

The Company presently realizes revenues from client engagements that range from the placement of contract and temporary technical 
consultants to project assignments that entail the delivery of end-to-end solutions. These services are primarily provided to the client at hourly 
rates that are established for each of the Company's consultants based upon their skill level, experience and the type of work performed. The 
Company also provides project management and consulting work which are billed either by an agreed upon fixed fee or hourly rates, or a 
combination of both. The billing rates and profit margins for project management and solutions work are higher than those for professional 
consulting services. The Company is currently working to expand its sales of higher margin solution and project management services.  

14  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Overview (Continued)  

The majority of the Company's services are provided under purchase orders. Contracts are utilized on more of the complex assignments where 
the engagements are for longer terms or where precise documentation on the nature and scope of the assignment is necessary. Contracts, 
although they normally relate to longer-term and more complex engagements, generally do not obligate the customer to purchase a minimum 
level of services and are generally terminable by the customer on 60 to 90 days' notice. Revenues are recognized when services are provided.  

Costs of services consist primarily of salaries and compensation-related expenses for billable consultants, including payroll taxes, employee 
benefits and insurances. Selling, general and administrative expenses consist primarily of salaries and benefits of personnel responsible for 
business development, recruiting, operating activities and training, and include corporate overhead expenses. Corporate overhead expenses 
relate to salaries and benefits of personnel responsible for corporate activities, including the Company's acquisition program and corporate 
marketing, administrative and reporting responsibilities. The Company records these expenses when incurred. Depreciation relates primarily to 
the fixed assets of the Company. Amortization relates principally to the goodwill resulting from the Company's acquisitions. These acquisitions 
have been accounted for under the purchase method of accounting for financial reporting purposes and have created goodwill, which is being 
amortized over a 20-year period effective January 1, 2000. See Footnote 1 to financial statements.  

15  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Results of Operations (In thousands, except for earnings per share data) 

                                                    Year Ended               Year Ended               Year Ended 
                                                 December 31, 2001        December 31, 2000        October 31, 1999 
                                              ------------------------ ------------------------ ------------------------ 

                                                             % of                     % of                     % of 
                                               Amount       Revenue      Amount      Revenue      Amount      Revenue 
                                              ----------  ------------ ----------- ------------ ----------- ------------ 

Revenues                                       $224,894      100.0%      $296,000     100.0%      $313,386     100.0% 
Cost of services                                162,098       72.1        217,516      73.5        236,747      75.5 
                                              ----------  ------------ ----------- ------------ ----------- ------------ 

Gross profit                                     62,796       27.9         78,486      26.5         76,639      24.5 
                                              ----------  ------------ ----------- ------------ ----------- ------------ 

Selling, general and administrative              43,094       19.2         54,846      18.5         48,089      15.3 
Depreciation                                      1,125         .5          1,154        .4            863        .3 
                                              ----------  ------------ ----------- ------------ ----------- ------------ 

                                                 44,219       19.7         56,000      18.9         48,952      15.6 
                                              ----------  ------------ ----------- ------------ ----------- ------------ 

Income before other expense (income), 
  income taxes, goodwill amortization, and 
  unusual charges                                18,577        8.3         22,486       7.6         27,687       8.9 
Other expense                                    (2,268)      (1.0)        (3,702)     (1.3)          (920)      (.3) 
                                              ----------  ------------ ----------- ------------ ----------- ------------ 

Income before income taxes and 
  goodwill amortization                          16,309        7.3         18,784       6.3         26,767       8.6 
Income taxes                                      6,922        3.1          7,673       2.6         10,287       3.3 
                                              ----------  ------------ ----------- ------------ ----------- ------------ 

Income before goodwill amortization               9,387        4.2         11,111       3.7         16,480       5.3 
Goodwill amortization, net of income 
  tax benefit                                    (5,385)       2.4         (4,390)     (1.5)        (1,532)      (.5) 
 Goodwill impairment, restructuring and 
  unusual charges, net of tax benefit           (22,758)      10.0        (28,617)     (9.7) 
                                              ----------  ------------ ----------- ------------ ----------- ------------ 

Net income (loss)                             ($ 18,756)      (8.3)%    ($ 21,896)     (7.4)%      $14,948       4.8% 
                                              ==========  ============ =========== ============ =========== ============ 

Earnings per share 
Basic: 
  Income before goodwill amortization 
and   unusual charges                              $.89                     $1.06                    $1.58 
  Goodwill amortization                        (    .51)                 (    .42)                  (  .15) 
  Unusual charges                              (   2.16)                 (   2.73) 
                                              ----------               -----------              ----------- 
   Net income (loss)                             ($1.78)                   ($2.09)                   $1.43 
                                              ==========               ===========              =========== 

Diluted: 
  Income before goodwill amortization 
and   unusual charges                              $.89                     $1.06                    $1.51 
  Goodwill amortization                        (    .51)                 (    .42)                  (  .14) 
  Unusual charges                              (   2.16)                 (   2.73) 
                                              ----------               -----------              ----------- 
    Net income (loss)                          (  $1.78)                 (  $2.09)                   $1.37 
                                              ==========               ===========              =========== 

The above summary is not a presentation of results of operations under generally accepted accounting principles and should not be considered 
in isolation or as an alternative to results of operations as an indication of the Company's performance.  

Year Ended December 31, 2001 Compared to Year Ended December 31, 2000  

Revenues. Revenues decreased 24.0%, or $71.1 million, for fiscal 2001 as compared to fiscal 2000. The revenue decline was primarily 
attributable to softness in the information technology ("IT") sector. Management attributes this softness to overall economic conditions as well 
as a hesitancy by customers to launch new capital spending programs.  

16  

 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Year Ended December 31, 2001 Compared to Year Ended December 31, 2000(Continued)  

Cost of Services. Cost of services decreased 25.5%, or $55.4 million, for fiscal 2001 as compared to fiscal 2000. This decrease was primarily 
due to a decrease in salaries and compensation associated with the decreased revenues experienced during fiscal 2001. Cost of services as a 
percentage of revenues decreased to 72.1% for fiscal 2001 from 73.5% for fiscal 2000. This decline was primarily attributable to continuing 
efforts by the Company to seek higher margin business. However, there can be no assurances that this improvement in gross margin percentage 
will continue.  

Selling, General and Administrative. Selling, general and administrative ("SGA") expenses decreased 21.4%, or $11.8 million, for fiscal 2001 
as compared to fiscal 2000. This decrease was primarily attributable to a reduction in revenues and a corresponding reduction in the related 
variable costs and cost cutting initiatives. SGA expenses, as a percentage of revenues was 19.2% for fiscal 2001 as compared 18.5% for fiscal 
2000. The 0.7% increase results from certain SGA costs, which could not be reduced in direct portion to the reduction in revenues.  

Depreciation. Depreciation decreased 2.5%, or $29,000, for fiscal 2001 as compared to fiscal 2000. This decrease was primarily due to write 
down of certain fixed assets to net realizable value in fiscal 2000.  

Other (Expense) Income, Net. Other (expense) income consists principally of interest expense, net of interest income. For fiscal 2001, actual 
interest expense of $2.6 million was offset by $297,000 of interest income, which was earned from the investment in interest bearing deposits. 
Interest expense, net decreased 38.7%, or $1.4 million for fiscal 2001 as compared to fiscal year 2000. This decrease was primarily due to the 
increased cash derived from operating activities, which was used to reduce interest-bearing debt.  

Income Tax. Income tax expense decreased $751,000, for fiscal 2001 as compared to fiscal 2000. This decrease was attributable to a lower 
level of income before taxes and goodwill amortization for fiscal 2001 compared to fiscal 2000.  

Goodwill Amortization. Goodwill amortization for fiscal 2001 and fiscal 2000 was net of income tax benefit of $706,000 and $1.1 million, 
respectively. Goodwill amortization net of tax benefit increased 22.7% or $995,000 for fiscal 2001 as compared to fiscal 2000. This increase 
was primarily due to the amortization of intangible assets acquired in connection with acquisitions completed prior to fiscal 2001.  

Restructuring and Non-Recurring Charges. As a result of the softness experienced in the IT sector and the resultant revenue decline, 
management had been closely monitoring the operating results of its IT branches throughout the year, instituting significant reduction in 
selling, general and administrative expenses and increasing efforts to revitalize sales levels. However, during the fourth quarter, given the 
current economic environment and continued reduction of capital spending on technology, management determined that operating performance 
of certain of its branches indicated that the possibility of impairment of goodwill arising at acquisition might be impaired. Based on current 
operating results and existing business conditions, management projected cash flows for these branches and compared such projected flows to 
the carrying value of the respective branch's goodwill. The analysis revealed that goodwill, amounting to approximately $35.0 million ($22.8 
million after taxes) had been impaired and, therefore, would not be recoverable through future profitable operations of these branches.  

Year Ended December 31, 2000 Compared to Year Ended October 31, 1999  

General. The Company changed its fiscal year end to December 31 from October 31. Accordingly, the following discussion compares the 
twelve-month period ended December 31, 2000 ("fiscal 2000") with the twelve-month period ended October 31, 1999 ("fiscal 1999").  

17  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Year Ended December 31, 2000 Compared to Year Ended October 31, 1999 (Continued)  

Revenues. Revenues decreased 5.5%, or $17.4 million, for fiscal 2000 as compared to fiscal 1999. Revenue decline was primarily attributable 
to a loss of certain engineering contracts and softness in the information technology ("IT") sector.  

Cost of Services. Cost of services decreased 8.1%, or $19.2 million, for fiscal 2000 as compared to fiscal 1999. This decrease was primarily 
due to a decrease in salaries and compensation associated with the decreased revenues experienced during fiscal 2000 that was partially offset 
by an increase in gross margin percentage from information technology. Cost of services as a percentage of revenues decreased to 73.5% for 
fiscal 2000 from 75.5% for fiscal 1999. This decline was primarily attributable to a continuing increase of the Company's revenues being 
derived from information technology and other professional services, which offer higher margins than other services.  

Selling, General and Administrative. Selling, general and administrative expenses increased 14.1%, or $6.8 million, for fiscal 2000 as 
compared to fiscal 1999. Selling, general and administrative expenses as a percentage of revenues increased to 18.5% for fiscal 2000 as 
compared to 15.3% for fiscal 1999. The increase in percentage was primarily attributable to increased expenditures required to upgrade and 
support back office administrative systems as well as expenditures attributable to acquisitions subsequent to December 31, 1999.  

Depreciation. Depreciation increased 33.7%, or $291,000, for fiscal 2000 as compared to fiscal 1999. This increase was primarily due to the 
depreciation of property and equipment associated with infrastructure improvements that occurred during the previous fiscal periods.  

Other (Expense) Income, Net. Other (expense) income consists principally of interest expense, net of interest income. For fiscal 2000, actual 
interest expense of $4.0 million was offset by $315,000 of interest income, which was earned from the investment in interest bearing deposits. 
Interest expense, net increased 302%, or $2.8 million for fiscal 2000 as compared to fiscal year 1999. This increase was primarily due to the 
increased borrowing requirements necessary to complete acquisitions subsequent to December 31, 1999, as well as to fund working capital 
requirements.  

Income Tax. Income tax expense decreased $13.2 million, for fiscal 2000 as compared to fiscal 1999. This decline was attributable to a net loss 
for fiscal year 2000 arising in taxes recoverable of $7.4 million at December 31, 2000.  

Goodwill Amortization. Goodwill amortization for fiscal 2000 and fiscal 1999 was net of income tax benefit of $1.1 million and $654,000, 
respectively. Goodwill amortization net of tax benefit increased 186.6% or $2.9 million for fiscal 2000 as compared to fiscal 1999. This 
increase was primarily due to a change in the amortization period of goodwill associated with acquisitions from 40 years to 20 years effective 
January 1, 2000. See footnote 1 to the financial statements.  

Restructuring and Non-Recurring Charges. The Company performs an impairment review on a quarterly basis in accordance with the 
requirements of SFAS No.  
121. In the third quarter of 2000, the Company recorded an impairment of goodwill, a restructuring charge associated with the consolidation of 
certain offices and certain non recurring items associated with the integration of employee benefit plans and vacation plans in the amounts of 
$35.3 million, $1.4 million and $2.1 million, respectively. Restructuring and non-recurring charges reduced income before the related tax 
benefits for fiscal 2000 by $38.8 million, and by $28.6 million after the related tax benefits.  

18  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Liquidity And Capital Resources  

Operating activities provided $29.9 million of cash for fiscal 2001 as compared to operating activities providing $26.7 million and using $3.8 
million of cash during fiscal 2000 and 1999, respectively. The increase in cash provided by operating activities in fiscal 2001 was primarily 
attributable to decreases in accounts receivable, income tax refund receivable, prepaid expenses and other current assets and a non-cash 
goodwill impairment charge. The aforementioned items were partially offset by an increase in deferred tax asset and decreases in accounts 
payable and accrued expenses, accrued payroll and income taxes payable.  

Investing activities used $15.0 million for fiscal 2001 as compared to using $27.4 million and $58.0 million in fiscal 2000 and 1999, 
respectively. The reduction in the use of cash for investing activities for the fiscal year 2001 as compared to fiscal 2000 was primarily 
attributable to a reduction in acquisition and deferred consideration payments.  

Financing activities (principally debt reduction activities) used $15.6 million for fiscal 2001 as compared to financing activities providing 
$43,000 for fiscal 2000. As the Company accumulates cash from operations, it often uses the cash to reduce its borrowings under the Revolving 
Credit Facility but may consider using cash in the future for different purposes.  

The Company and its subsidiaries are parties to an agreement with Citizens Bank, N.A. (successor to Mellon Bank, N.A.), administrative agent 
for a syndicate of banks, which provides for a $75.0 million Revolving Credit Facility (the "Revolving Credit Facility"). Borrowings under the 
Revolving Credit Facility bear interest at one of two alternative rates, as selected by the Company. These alternatives are: LIBOR (London 
Interbank Offered Rate), plus applicable margin, or the agent bank's prime rate.  

Borrowings under the Revolving Credit Facility are collateralized by all of the assets of the Company and its subsidiaries and a pledge of all of 
the stock of its subsidiaries. The Revolving Credit Facility also contains various financial and non-financial covenants, such as restrictions on 
the Company's ability to pay dividends. The Revolving Credit Facility expires in August 2002. Management of the Company has commenced 
negotiations for renewal or replacement of the Revolving Credit Facility. Management has renewed this Revolving Credit Facility in the past 
and anticipates that it will do so again. The weighted average interest rates for the years ended December 31, 2001 and 2000 were 6.49% and 
8.33%, respectively. The amounts outstanding under the Revolving Credit Facility at December 31, 2001 and 2000 were $31.5 million and 
$47.3 million, respectively.  

The Company anticipates that its primary uses of capital in future periods will be for working capital purposes. Funding for any future 
acquisitions will be derived from the Revolving Credit Facility, funds generated through operations, or future financing transactions.  

The Company's business strategy is to achieve growth both internally through operations and externally through strategic acquisitions. The 
Company from time to time engages in discussions with potential acquisition candidates. As the size of the Company and its financial 
resources increase, however, acquisition opportunities requiring significant commitments of capital may arise. In order to pursue such 
opportunities, the Company may be required to incur debt or issue potentially dilutive securities in the future. No assurance can be given as to 
the Company's future acquisition and expansion opportunities or how such opportunities will be financed.  

The Company does not currently have material commitments for capital expenditures and does not anticipate entering into any such 
commitments during the next twelve months. The Company's current commitments consist primarily of lease obligations for office space. The 
Company believes that its capital resources are sufficient to meet its present obligations and those to be incurred in the normal course of 
business for the next 12 months. Although, the Company currently believes that it has sufficient capital resources to meet its anticipated 
working capital and capital expenditures beyond the next 12 months, unanticipated events and opportunities may make it necessary for the 
Company to increase its current credit facility or establish new credit facilities or raise capital in public and/or private transactions in order to 
meet its capital requirements.  

19  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Liquidity And Capital Resources (Continued)  

The Company is involved in several litigation matters. See Note 15 to the Financial Statements. Should a significant number of such matters be 
resolved against the Company, the Company will need to devote capital it anticipates using for other purposes to such litigation matters, which 
could result in an increased need for capital.  

The number of billing days in the quarter and the seasonality of its customers' businesses affect the Company's quarterly results. The Company 
usually experiences higher revenues in its first and second quarters due to increased economic activity and experiences lower revenues in the 
third and fourth quarters of the fiscal years.  

Seasonal Variations  

The effects of inflation on the Company's operations were not significant during the periods presented.  

Recently Issued Accounting Standards  

Impact of Inflation  

On July 20, 2001, the Financial Accounting Standards Board (FASB) issued Statement of Financial Accounting Standards (SFAS) 141, 
Business Combinations, and SFAS 142, Goodwill and Intangible Assets. SFAS 141 is effective for all business combinations completed after 
June 30, 2001. SFAS 142 is effective for fiscal years beginning after December 15, 2001; however, certain provisions of this Statement apply 
to goodwill and other intangible assets acquired between July 1, 2001 and the effective date of SFAS 142. Major provisions of these Statements 
and their effective dates for the Company are as follows: (1) all business combinations initiated after June 30, 2001 must use the purchase 
method of accounting. The pooling of interest method of accounting is prohibited except for transactions initiated before July 1, 2001, (2) 
intangible assets acquired in a business combination must be recorded separately from goodwill if they arise from contractual or other legal 
rights or are separable from the acquired entity and can be sold, transferred, licensed, rented or exchanged, either individually or as part of a 
related contract, asset or liability, (3) goodwill, as well as intangible assets with indefinite lives, acquired after June 30, 2001, will not be 
amortized. Effective January 1, 2002, all previously recognized goodwill and intangible assets with indefinite lives will no longer be subject to 
amortization, (4) effective January 1, 2002, goodwill and intangible assets with indefinite lives will be tested for impairment annually and 
whenever there is an impairment indicator, (5) all acquired goodwill must be assigned to reporting units for purposes of impairment testing and 
segment reporting. The adoption of SFAS No. 142 will have a significant impact on the results of operations of the Company.  

In August 2001, the FASB issued SFAS 144, Accounting for the Impairment or Disposal of Long-Lived Assets. SFAS No. 144 retains the 
existing requirements to recognize and measure the impairment of long-lived assets to be held and used or to be disposed of by sale. However, 
SFAS 144 makes changes to the scope and certain measurement requirements of existing accounting guidance. SFAS 144 also changes the 
requirements relating to reporting the effects of a disposal or discontinuation of a segment of a business. SFAS 144 is effective for financial 
statements issued for fiscal years beginning after December 15, 2001 and interim periods within those fiscal years. The adoption of this 
statement is not expected to have a significant impact on the financial condition or results of operations of the Company.  

20  

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK  

The Company's exposure to market risk for changes in interest rates relates primarily to the Company's investment portfolio. The Company 
does not have any derivative financial instruments in its portfolio. The Company places its investments in instruments that meet high credit 
quality standards. The Company is adverse to principal loss and ensures the safety and preservation of its invested funds by limiting default 
risk, market risk and reinvestment risk. As of December 31, 2001, the Company's investments consisted of cash and money market funds. The 
Company does not use interest rate derivative instruments to manage its exposure to interest rate changes. The Company does not expect any 
material loss with respect to its investment portfolio.  

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTAL DATA  

The financial statements, together with the report of the Company's independent auditors, begin on page F-1.  

ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE  
None.  

ITEM 10. DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT  

PART III  

The information in the 2002 Proxy Statement beginning immediately following the caption "ELECTION OF DIRECTORS" to, but not 
including, the caption "EXECUTIVE COMPENSATION" and the additional information in the 2002 Proxy Statement beginning immediately 
following the caption "COMPLIANCE WITH  
SECTION 16(a) OF THE EXCHANGE ACT" to, but not including, the caption "BOARD MEETINGS AND COMMITTEES" is incorporated 
herein by reference.  

ITEM 11. EXECUTIVE COMPENSATION  

The information in the 2002 Proxy Statement beginning immediately following the caption "EXECUTIVE COMPENSATION" to, but not 
including, the caption "COMPARISON OF FIVE-YEAR CUMULATIVE TOTAL RETURNS" and the additional information in the 2002 
Proxy Statement beginning immediately following the caption "COMPENSATION COMMITTEE INTERLOCKS AND INSIDER 
PARTICIPATION" to, but not including, the caption "CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS" is incorporated 
herein by reference.  

ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT  

The information in the 2002 Proxy Statement beginning immediately following the caption "SECURITY OWNERSHIP OF CERTAIN 
BENEFICIAL OWNERS, DIRECTORS AND MANAGEMENT" to, but not including, the caption "ELECTION OF DIRECTORS" is 
incorporated herein by reference.  

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS  

The information in the 2002 Proxy Statement beginning immediately following the caption "CERTAIN RELATIONSHIPS AND RELATED 
TRANSACTIONS" is incorporated herein by reference.  

21  

ITEM 14. EXHIBITS, FINANCIAL STATEMENT SCHEDULES AND REPORTS ON FORM 8-K  

(a) 1. and 2. Financial Statement Schedules -- See "Index to Financial Statements and Schedules" on F-1.  

PART IV  

3. See Item (c) below.  

(b) Reports on Form 8-K  

None.  

(c) Exhibits  

  (3)(a)   Articles of Incorporation, as amended; incorporated by reference 
           to Exhibit 3(a) to the Registrant's Annual Report on Form 10-K for 
           the year ended October 31, 1994. 

  (3)(b)   Bylaws,  as amended;  incorporated by reference to Exhibit 3 to 
           the Registrant's  Quarterly Report on Form 10-Q for the 
           quarter ended January 31, 1996. 

  (4)(a)   Rights Agreement dated as of March 14, 1996, between RCM 
           Technologies, Inc. and American Stock Transfer & Trust Company, as 
           Rights Agent; incorporated by reference to Exhibit 4 to the 
           Registrant's Current Report on Form 8-K dated March 21, 1996. 

  (10)(a)  Loan and Security Agreement dated August 19, 1998 between RCM 
           Technologies, Inc. and all of its Subsidiaries and Mellon Bank, 
           N.A. as Agent; incorporated by reference to Exhibit 10 to the 
           Registrant's Quarterly Report on Form 10-Q for the quarter ended 
           July 31, 1998. 

  (10)(b)  RCM Technologies, Inc. 1992 Incentive Stock Option Plan; 
           incorporated by reference to Exhibit A of the Registrant's Proxy 
           Statement dated April 23, 1992, filed with the Commission on March 
           9, 1992. 

  (10)(c)  RCM Technologies, Inc. 1994 Non-employee Director Stock Option 
           Plan; incorporated by reference to Exhibit A of the Registrant's 
           Proxy Statement dated May 19, 1994, filed with the Commission on 
           June 22, 1994. 

  (10)(d)  RCM Technologies, Inc. 1996 Executive Stock Option Plan dated 
           August 15, 1996; incorporated by reference to Exhibit 10(l) to the 
           Registrant's Annual Report on Form 10-K for the year ended October 
           31, 1996 (the "1996 10-K"). 

*          (10)(e) Second Amended and Restated Termination Benefits Agreement 
           dated March 18, 1997 between the Registrant and Leon Kopyt; 
           incorporated by reference to Exhibit 10(g) to the Registrant's 
           Registration Statement on Form S-1 dated March 21, 1997 
           (Commission File No. 333-23753). 

* (10)(f)  Amended and Restated Employment Agreement dated November 30, 1996 
           between the Registrant, Intertec Design, Inc. and Leon Kopyt; 
           incorporated by reference to Exhibit 10(g) to the 1996 10-K. 

  (10)(g)  Registration Rights Agreement dated March 11, 1996 by and between 
           RCM Technologies, Inc. and the former shareholders of The 
           Consortium; incorporated by reference to Exhibit (c)(2) to the 
           Registrant's Current Report on Form 8-K dated March 19, 1996. 

  (10)(h)  RCM Technologies, Inc. 2000 Employee Stock Incentive Plan; 
           incorporated by reference to Exhibit A to the Registrant's Proxy 
           Statement dated March 3, 2000, filed with the Commission on 
           February 28, 2000. 

  (10)(j)  Amended Loan and Security  Agreement  dated October 10, 2001 
           between RCM  Technologies,  Inc. and all of its Subsidiaries and 
           Mellon Bank, N.A. as Agent (filed herewith). 

  (11)     Computation of Earnings Per Share. 

  (21)     Subsidiaries of the Registrant. 

  (23)     Consent of Grant Thornton, LLP. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
* Constitutes a management contract or compensatory plan or arrangement.  

22  

 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be 
signed on its behalf by the undersigned, thereunto duly authorized.  

SIGNATURES  

RCM Technologies, Inc.  

Date:  February 19, 2002       By:/s/ Leon Kopyt 
                               Leon Kopyt 
                               Chairman,  President, 
                               Chief Executive  Officer and Director 

Date:  February 19, 2002       By:/s/ Stanton Remer 
                               Stanton Remer 
                               Chief Financial Officer,  Treasurer, 
                               Secretary and Director 

Pursuant to the requirements of the Securities Exchange Act of 1934, the following persons on behalf of the Registrant and in the capacities 
and on the dates indicated have signed this report below.  

Date:  February 19, 2002       /s/ Leon Kopyt 
                               Leon Kopyt 
                               Chairman,    President, 
                               Chief   Executive    Officer 
                               (Principal Executive Officer) and Director 

Date:  February 19, 2002       /s/ Brian Delle Donne 
                               Brian Delle Donne 
                               Chief Operating Officer 
                               (Principal Operating Officer) 
                               and Director 

Date:  February 19, 2002       /s/ Stanton Remer 
                               Stanton Remer 
                               Chief Financial Officer, Treasurer, 
                               Secretary 
                              (Principal   Financial  and 
                                Accounting   Officer)  and   Director 

Date:  February 19, 2002       /s/ Norman S. Berson 
                                Norman S. Berson 
                                Director 

Date:  February 19, 2002       /s/ Robert B. Kerr 
                                Robert B. Kerr 
                                Director 

Date:  February 19, 2002       /s/ David Gilfor 
                                David Gilfor 
                                Director 

23  

 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  

FORM 10-K  

INDEX TO FINANCIAL STATEMENTS AND SCHEDULES  

                                                                                                    Page 

Consolidated Balance Sheets, December 31, 2001 and 2000                                              F-2 

Consolidated Statements of Operations, 
 Years Ended December 31, 2001 and 2000, Two Months Ended 
 December 31, 1999 and Year Ended October 31, 1999                                                   F-4 

Consolidated Statements of Changes in Shareholders' Equity and 
 Consolidated Statements of Comprehensive Income (loss), 
 Years Ended December 31, 2001 and 2000, Two Months Ended F-5 December 31, 
 1999 and Year Ended October 31, 1999 

Consolidated Statements of Cash Flows, 
 Years Ended December 31, 2001 and 2000, Two Months Ended 
 December 31, 1999 and Year Ended October 31, 1999                                                   F-6 

Notes to Consolidated Financial Statements                                                           F-8 

Independent Auditors' Report                                                                        F-24 

Schedules I and II                                                                                  F-25 

F-1  

 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
CONSOLIDATED BALANCE SHEETS  
December 31, 2001 and 2000  

ASSETS  

                                                                                 2001                 2000 
                                                                            ---------------      --------------- 
Current assets 
   Cash and cash equivalents                                                   $ 2,289,743          $ 3,170,658 
   Accounts receivable, net of allowance for doubtful accounts 
      of  $1,795,000 and $1,875,000 in 2001 
      and 2000, respectively                                                    41,174,828           64,032,564 
   Income tax refund receivable                                                  6,810,093            7,417,258 
   Prepaid expenses and other current assets                                     2,968,612            3,161,235 
   Deferred tax assets                                                           5,600,000            1,449,518 
                                                                            ---------------      --------------- 

      Total current assets                                                      58,843,276           79,231,233 
                                                                            ---------------      --------------- 

Property and equipment, at cost 
   Equipment and leasehold improvements                                         11,131,750           10,238,480 
   Less: accumulated depreciation and amortization                               4,282,985            4,079,857 
                                                                            ---------------      --------------- 

                                                                                 6,848,765            6,158,623 
                                                                            ---------------      --------------- 

Other assets 
   Deposits                                                                        175,691              223,512 
   Intangible assets, net of accumulated amortization 
      of  $10,669,000 and $7,878,000 in 2001 
      and 2000, respectively                                                    62,619,400           88,655,460 
   Deferred tax assets                                                           2,668,813 
                                                                            ---------------      --------------- 

                                                                                65,463,904           88,878,972 
                                                                            ---------------      --------------- 

      Total assets                                                            $131,155,945         $174,268,828 
                                                                            ===============      =============== 

The accompanying notes are an intergral part of these financial statements  

F-2  

 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
CONSOLIDATED BALANCE SHEETS - CONTINUED  
December 31, 2001 and 2000  

LIABILITIES AND SHAREHOLDERS' EQUITY  

                                                                                2001                  2000 
                                                                           ---------------       --------------- 
Current liabilities 
    Note payable                                                              $31,500,000        $ 
    Accounts payable and accrued expenses                                       8,653,876            13,610,547 
    Accrued payroll                                                             5,137,336             7,691,258 
    Payroll and withheld taxes                                                    375,784             1,311,828 
    Income taxes payable                                                        2,199,149               108,996 
                                                                           ---------------       --------------- 

      Total current liabilities                                                47,866,145            22,722,629 
                                                                           ---------------       --------------- 

Long-term liabilities 
    Note payable                                                                   -                 47,300,000 
    Income taxes payable                                                           -                  2,183,873 
                                                                           ---------------       --------------- 

                                                                                   -                 49,483,873 
                                                                           ---------------       --------------- 

Shareholders' equity 
    Preferred stock, $1.00 par value; 5,000,000 shares authorized; 
      no shares issued or outstanding 
    Common stock, $0.05 par value; 40,000,000 shares authorized; 10,571,761 and 
      10,499,651 shares issued and outstanding in 
      2001 and 2000, respectively                                                 528,588               524,982 
    Accumulated other comprehensive loss                                         (484,283)             (233,631) 
    Additional paid-in capital                                                 93,746,569            93,516,080 
     (Accumulated deficit) retained earnings                                  (10,501,074)            8,254,895 
                                                                           ---------------       --------------- 

                                                                               83,289,800           102,062,326 
                                                                           ---------------       --------------- 

      Total liabilities and shareholders' equity                             $131,155,945          $174,268,828 
                                                                           ===============       =============== 

The accompanying notes are an intergral part of these financial statements  

F-3  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
CONSOLIDATED STATEMENTS OF OPERATIONS  

Years Ended December 31, 2001 and 2000, Two Months Ended December 31, 1999 and Year Ended October 31, 1999  

                                                                                               Two Months 
                                                   Year Ended            Year Ended              Ended                Year Ended 
                                                  December 31,          December 31,          December 31,           October 31, 
                                                      2001                  2000                  1999                   1999 
                                                  --------------        --------------       ---------------        --------------- 

Revenues                                           $224,893,800          $296,001,276           $51,397,429           $313,385,772 

Cost of services                                    162,098,191           217,515,660            38,178,972            236,746,446 
                                                  --------------        --------------       ---------------        --------------- 

Gross profit                                         62,795,609            78,485,616            13,218,457             76,639,326 
                                                  --------------        --------------       ---------------        --------------- 

Operating costs and expenses 
   Selling, general and administrative               43,093,799            54,845,757             8,703,066             48,088,801 
   Depreciation                                       1,124,601             1,153,998               186,588                862,642 
   Amortization                                       6,292,942             5,494,141               468,453              2,185,690 
   Unusual items 
      Impairment of goodwill                         34,993,435            35,334,972 
      Restructuring charge                                                  1,371,740 
      Non recurring                                                         2,100,000 
                                                  --------------        --------------       ---------------        --------------- 
                                                     85,504,777           100,300,608             9,358,107             51,137,133 
                                                  --------------        --------------       ---------------        --------------- 

Operating income (loss)                             (22,709,168  )        (21,814,992  )          3,860,350             25,502,193 
                                                  --------------        --------------       ---------------        --------------- 

Other income (expenses) 
   Interest (expense), net of interest               (2,289,096  )         (3,677,577  )           (550,734  )            (920,208) 
income 
   Gain (loss) on foreign 
      currency transactions                              20,837               (24,728  )              2,766 
                                                  --------------        --------------       ---------------        --------------- 
                                                     (2,268,259  )         (3,702,305  )           (547,968  )            (920,208) 
                                                  --------------        --------------       ---------------        --------------- 

Income (loss) before income taxes                   (24,977,427  )        (25,517,297  )          3,312,382             24,581,985 

Income taxes (credit)                                (6,221,458  )         (3,620,911  )          1,261,389              9,633,737 
                                                  --------------        --------------       ---------------        --------------- 

Net income (loss)                                  ($18,755,969  )      ($ 21,896,386  )         $2,050,993            $14,948,248 
                                                  ==============        ==============       ===============        =============== 

Basic earnings (loss) per share                          ($1.78  )             ($2.09  )               $.20                  $1.43 
Weighted average number of common 
   shares outstanding                                10,519,701            10,499,305            10,496,225             10,484,764 

Diluted earnings (loss) per share                        ($1.78  )             ($2.09  )               $.19                  $1.37 
Weighted average number of common 
   and common equivalent shares 
   outstanding                                       10,519,701            10,499,305            10,951,447             10,942,146 

The accompanying notes are an intergral part of these financial statements  

F-4  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY  

Years Ended December 31, 2001 and 2000, Two Months Ended December 31, 1999 and Year Ended October 31, 1999  

                                                                         Accumulated                            Retained 
                                                                            Other           Additional          Earnings 
                                              Common Stock              Comprehensive         Paid-in        (Accumulated 
                                                  Shares                    Loss             Capital            Deficit) 
                                                 Amount 

Balance, October 31, 1998                10,447,525        $522,376   $                       $92,997,711        $13,152,040 

Exercise of stock options                    48,700           2,435                               475,590 
Translation adjustment                                                         (96,230) 
Net income                                                                                                       14,948,248 

                                      --------------   -------------  ------------------  ----------------   --------------- 

Balance, October 31, 1999                10,496,225         524,811            (96,230)        93,473,301        28,100,288 

Translation adjustment                                                          43,466 
Net income                                                                                                        2,050,993 
                                      --------------   -------------  ------------------  ----------------   --------------- 

Balance, December 31, 1999               10,496,225         524,811            (52,764)        93,473,301        30,151,281 

Exercise of stock options                     3,426             171                                42,779 
Translation adjustment                                                        (180,867) 
Net loss                                                                                                        (21,896,386) 
                                      --------------   -------------  ------------------  ----------------   --------------- 

Balance, December 31, 2000               10,499,651         524,982           (233,631)        93,516,080         8,254,895 

Issuance of stock under employee 
stock purchase plan                          72,110           3,606                               230,489 
Translation adjustment                                                        (250,652) 
Net loss                                                                                                        (18,755,969) 
                                      --------------   -------------  ------------------  ----------------   --------------- 

Balance, December 31, 2001               10,571,761        $528,588          ($484,283)       $93,746,569      ($10,501,074) 
                                      ==============   =============  ==================  ================   =============== 

CONSOLIDATED STATEMENTS OF COMPREHENSIVE  

(LOSS) INCOME Years Ended December 31, 2001 and 2000, Two Months Ended December 31, 1999 and Year Ended October 31, 1999  

                                                                                        Two Months 
                                            Year Ended            Year Ended              Ended              Year Ended 
                                           December 31,          December 31,          December 31,          October 31, 
                                               2001                  2000                  1999                 1999 
                                           --------------       ---------------       ---------------       ------------------ 

Net (loss) income                           ($18,755,969 )        ($21,896,386 )          $2,050,993          $14,948,248 
Foreign currency translation adjustment         (250,602 )            (180,867 )              43,466              (96,230 ) 
                                           --------------       ---------------       ---------------       ------------------ 
Comprehensive (loss) income                 ($19,006,571 )        ($22,077,253 )          $2,094,459          $14,852,018 
                                           ==============       ===============       ===============       ================== 

The accompanying notes are an intergral part of these financial statements  

F-5  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
CONSOLIDATED STATEMENTS OF CASH FLOWS  

Years Ended December 31, 2001 and 2000, Two Months Ended December 31, 1999 and Year Ended October 31, 1999  

                                                                                                Two Months 
                                                      Year Ended           Year Ended              Ended             Year Ended 
                                                     December 31,         December 31,         December 31,          October 31, 
                                                         2001                 2000                 1999                 1999 
                                                     --------------       --------------       --------------       -------------- 
Cash flows from operating activities: 

  Net income (loss)                                   ($18,755,969  )      ($21,896,386  )        $2,050,993          $14,948,248 
                                                     --------------       --------------       --------------       -------------- 

  Adjustments to reconcile net Income (loss) to 
   net cash provided by(used in)operating activities: 
     Depreciation and amortization                       7,417,543            6,648,139              655,041            3,048,332 
     Provision for allowances on accounts 
      receivable                                           (80,000  )           861,000               12,000              516,000 
     Restructuring and unusual charges                  34,993,435           38,806,712 
     Changes in assets and liabilities: 
       Accounts receivable                              22,937,736            1,761,114            4,724,919          (31,227,328 ) 
       Income tax refund receivable                        607,165           (7,417,258  ) 
       Deferred tax                                     (6,819,295  )        (1,449,518  ) 
       Prepaid expenses and other 
        current assets                                     192,627           (1,148,515  )           (77,902  )        (1,979,496 ) 
       Accounts payable and accrued expenses            (6,999,251  )         8,052,333           (3,551,439  )         5,180,268 
       Accrued payroll                                  (2,553,922  )           952,494           (3,903,028  )         4,037,617 
       Payroll and withheld taxes                         (936,044  )            42,563              265,715             (626,395 ) 
       Income taxes payable                                (93,720  )         1,501,695           (1,524,677  )         2,258,862 
                                                     --------------       --------------       --------------       -------------- 
  Total adjustments                                     48,666,274           48,610,759           (3,399,371  )       (18,792,140 ) 
                                                     --------------       --------------       --------------       -------------- 

Net cash provided by (used in) operating 
activities                                             $29,910,305          $26,714,373          ($1,348,378  )       ($3,843,892 ) 
                                                     --------------       --------------       --------------       -------------- 

The accompanying notes are an intergral part of these financial statements  

F-6  

 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
CONSOLIDATED STATEMENTS OF CASH FLOWS -  

CONTINUED Years Ended December 31, 2001 and 2000, Two Months Ended December 31, 1999 and Year Ended October 31, 1999  

                                                                                                  Two Months 
                                                        Year Ended           Year Ended              Ended             Year Ended 
                                                       December 31,         December 31,         December 31,          October 31, 
                                                           2001                 2000                 1999                 1999 
                                                       --------------       --------------       --------------       ------------- 
Cash flows from investing activities: 
  Property and equipment acquired                        ($1,799,552  )       ($1,721,434  )      ($   333,902  )       ($3,829,995) 
  Decrease (increase) in deposits                             47,821              (17,634  )            (4,393  )           (55,609) 
  Cash paid for acquisitions, 
   net of cash acquired                                  (13,222,932  )       (25,692,538  )        (2,371,937  )       (54,098,883) 
                                                       --------------       --------------       --------------       -------------- 
Net cash used in investing activities                    (14,974,663  )       (27,431,606  )        (2,710,232  )       (57,984,487) 
                                                       --------------       --------------       --------------       -------------- 

Cash flows from financing activities: 
  Borrowings (repayments) of note payable                (15,800,000  )                              6,500,000           40,800,000 
  Sale of stock for employee stock purchase plan             234,095 
  Exercise of stock options                                                        42,950                                   478,025 
                                                       --------------       --------------       --------------       -------------- 

Net cash provided by (used in) financing 
  activities                                             (15,565,905  )            42,950            6,500,000           41,278,025 
                                                       --------------       --------------       --------------       -------------- 

Effect of exchange rate changes on cash 
 and cash equivalents                                       (250,652  )          (180,867  )            43,466              (96,230) 
                                                       --------------       --------------       --------------       -------------- 
Net increase (decrease) in cash 
 and cash equivalents                                       (880,915  )          (855,150  )         2,484,856          (20,646,584) 

Cash and cash equivalents at beginning of year             3,170,658            4,025,808            1,540,952           22,187,536 
                                                       --------------       --------------       --------------       -------------- 
Cash and cash equivalents at end of year                  $2,289,743           $3,170,658           $4,025,808           $1,540,952 
                                                       ==============       ==============       ==============       ============== 

Supplemental cash flow information: 
  Cash paid for: 
    Interest expense                                      $2,645,404           $4,215,266            $ 613,492            $ 786,064 
    Income taxes                                             793,591            4,831,496            3,005,006            7,374,875 

Acquisitions: 
  Fair  value  of  assets   acquired,   including 
  contingent   consideration payments                     13,222,932           40,506,867            2,371,937           64,365,991 
  Liabilities assumed                                                          14,814,329                                10,267,108 
                                                       --------------       --------------       --------------       -------------- 

Cash paid, net of cash acquired                          $13,222,932          $25,692,538           $2,371,937          $54,098,883 
                                                       ==============       ==============       ==============       ============== 

The accompanying notes are an intergral part of these financial statements  

F-7  

 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES  

Description of Business and Basis of Presentation  

RCM Technologies is a premier provider of business and technology solutions designed to enhance and maximize the performance of its 
customers through the adaptation and deployment of advanced information technology and engineering services. RCM's offices are located in 
major metropolitan centers throughout North America.  

The consolidated financial statements are comprised of the accounts of the Company and its subsidiaries. All significant intercompany accounts 
and transactions have been eliminated in consolidation. The preparation of the financial statements in conformity with generally accepted 
accounting principles requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial 
statements and accompanying notes. Actual results could differ from these estimates.  

Change in Reporting Year  

In January 2000, the Company changed its fiscal year end from October 31 to December 31. As a result of this change, the two months ended 
December 31, 1999 are presented as a transitional period.  

Change in Accounting Estimate  

Effective January 1, 2000, the Company has changed the amortization period of goodwill associated with acquisitions from 40 years to 20 
years. This change had the effect of increasing goodwill amortization and reducing net income by approximately $3,146,000 or $.29 on a 
diluted earnings per share basis, for the year ended December 31, 2001 and approximately $2,747,000, or $.26 on a diluted earnings per share 
basis, for the year ended December 31, 2000.  

Depreciation of equipment is provided for in amounts sufficient to relate the cost of depreciable assets to operations over their estimated useful 
lives on the straight-line basis. Estimated useful lives range from five to ten years. Leasehold improvements are amortized over the lives of the 
respective leases or the service lives of the improvements, whichever is shorter.  

Property and Equipment  

Software  

In accordance with Statement of Position ("SOP") 98-1, "Accounting for Costs of Computer Software Developed or Obtained for Internal 
Use," certain costs related to the development or purchase of internal-use software are capitalized and amortized over the estimated useful life 
of the software. During the years ended December 31, 2001 and 2000, the Company capitalized approximately $176,000 and $506,000, 
respectively, of software costs in conformity with SOP 98-1.  

Income Taxes  

The Company and its wholly owned subsidiaries file a consolidated federal income tax return. The Company follows the liability method of 
accounting for income taxes. Under this method, deferred income tax assets and liabilities are determined based on differences between the 
financial statement and income tax bases of assets and liabilities using enacted tax rates in effect for the year in which the differences are 
expected to reverse. Valuation allowances are established, when necessary, to reduce deferred tax assets to the amount expected to be realized. 
Income tax expense is the tax payable for the period and the change during the period in deferred tax assets and liabilities.  

F-8  

RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)  

Revenue Recognition  

Revenue is recognized concurrently with the performance of services. Unbilled receivables represent employee hours worked according to 
contractual billing rates.  

Cash Equivalents  

For purposes of presenting the consolidated statement of cash flows, the Company considers all highly liquid debt instruments purchased with 
maturity of three months or less to be cash equivalents.  

Goodwill  

The net assets of businesses acquired, which are accounted for as purchases, have been reflected at their fair values at dates of acquisition. The 
excess of acquisition costs over such net assets (goodwill) is reflected in the consolidated balance sheets as Intangible Assets. Goodwill, net of 
amortization, at December 31, 2001 and 2000 was $62,619,000 and $88,655,000, respectively, and is being amortized on a straight-line method 
over twenty years effective January 1, 2000. The amortization period prior to January 1, 2000 was 40 years. Amortization expense for the years 
ended December 31, 2001, 2000 and October 31, 1999 was $6,293,000, $5,494,000 and $2,156,000, respectively. Amortization expense for the 
two months ended December 31, 1999 was $468,000.  

It is the Company's policy to periodically review the net realizable value of its intangible assets, including goodwill, through an assessment of 
the estimated future cash flows related to such assets. Each business unit to which these intangible assets relate is reviewed to determine 
whether future cash flows over the remaining estimated useful lives of the assets provide for recovery of the assets. In the event that assets are 
found to be carried at amounts that are in excess of estimated undiscounted future cash flows, then the intangible assets are adjusted for 
impairment to a level commensurate with an undiscounted cash flow analysis of the underlying assets. The Company performs an impairment 
review on a quarterly basis in accordance with the requirements of SFAS No. 121. During the fourth quarter of calendar 2001 and the third 
quarter of calendar 2000, the reviews indicated that there was an impairment of value, which resulted in a $35.0 million and $35.3 million 
charge to expense for the year ended December 31, 2001 and 2000, respectively, in order to properly reflect the appropriate carrying value of 
goodwill. There were no impairment write-downs during the year ended October 31, 1999 or during the two months ended December 31, 1999. 

Fair Value of Financial Instruments  

The carrying value of significant financial instruments approximates fair value because of the nature and characteristics of its financial 
instruments. The Company's financial instruments are accounts receivable, accounts payable, note payable and investments held in the deferred 
compensation plan. The Company does not have any off-balance sheet financial instruments or derivatives.  

Foreign Currency  

For foreign subsidiaries using the local currency as their functional currency, assets and liabilities are translated at exchange rates in effect at 
the balance sheet date and income and expenses are translated at average exchange rates. The effects of these translation adjustments are 
reported in other comprehensive income. Exchange gains and losses arising from transactions denominated in a currency other than the 
functional currency of the entity involved are included in income.  

F-9  

RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)  

Per Share Data  

Basic net income per share is calculated using the weighted-average number of common shares outstanding during the period. Diluted net 
income per share is calculated using the weighted-average number of common shares plus dilutive potential common shares outstanding during 
the period. Potential common shares consist of stock options that are computed using the treasury stock method. Dilutive securities have not 
been included in the weighted average shares used for the calculation of earnings per share in periods of net loss because the effect of such 
securities would be anti-dilutive. Because of the Company's capital structure, all reported earnings pertain to common shareholders and no 
other assumed adjustments are necessary.  

The number of common shares used to calculate basic and diluted earnings per share was determined as follows:  

                                                                              Two Months 
                                          Year Ended        Year Ended          Ended         Year Ended 
                                         December 31,        December          December         October 
                                             2001            31, 2000          31, 1999        31, 1999 
                                        ---------------    -------------     -------------    ------------ 

Basic average shares outstanding            10,519,701       10,499,305        10,496,225      10,484,764 

Dilutive effect of stock options                                                  455,222         457,382 
                                        ---------------    -------------     -------------    ------------ 
Dilutive shares                             10,519,701       10,499,305        10,951,447      10,942,146 
                                        ===============    =============     =============    ============ 

Options to purchase 184,347 shares of common stock at prices ranging from $4.75 to $15.31 per share were outstanding during the year ended 
December 31, 2001, but were not included in the computation of diluted EPS because of net loss incurred in 2001.  

Options to purchase 691,974 shares of common stock at prices ranging from $10.63 to $20.13 per share were outstanding during the year ended 
December 31, 2000, but were not included in the computation of diluted EPS because of net loss incurred in 2000.  

Options to purchase 271,650 shares of common stock at prices ranging from $14.13 to $20.13 per share were outstanding during the two 
months ended December 31, 1999, but were not included in the computation of diluted EPS because their exercise prices were greater than the 
average market price of the common shares.  

Options to purchase 214,650 shares of common stock at prices ranging from $14.13 to $20.13 per share were outstanding during the year ended 
October 31, 1999, but were not included in the computation of diluted EPS because their exercise prices were greater than the average market 
price of the common shares.  

Stock-Based Compensation  

The Company has adopted the disclosure-only provisions of Statement of Financial Accounting Standards No. 123, "Accounting for Stock-
Based Compensation" (SFAS 123"), which establishes accounting and reporting standards for stock-based employee compensation plans. As 
permitted by the standard, the Company has elected not to adopt the fair value based method of accounting for stock-based employee 
compensation and will continue to account for such arrangements under Accounting Principles Board Opinion No. 25, "Accounting for Stock 
Issued to Employees" ("APB 25") and apply SFAS 123 on a disclosure basis only. Accordingly, adoption of the standard has not affected the 
Company's results of operations or financial position (see Note 7).  

F-10  

 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)  

New Accounting Standards  

On July 20, 2001, the Financial Accounting Standards Board (FASB) issued Statement of Financial Accounting Standards (SFAS) 141, 
Business Combinations, and SFAS 142, Goodwill and Intangible Assets. SFAS 141 is effective for all business combinations completed after 
June 30, 2001. SFAS 142 is effective for fiscal years beginning after December 15, 2001; however, certain provisions of this Statement apply 
to goodwill and other intangible assets acquired between July 1, 2001 and the effective date of SFAS 142. Major provisions of these Statements 
and their effective dates for the Company are as follows: (1) all business combinations initiated after June 30, 2001 must use the purchase 
method of accounting. The pooling of interest method of accounting is prohibited except for transactions initiated before July 1, 2001, (2) 
intangible assets acquired in a business combination must be recorded separately from goodwill if they arise from contractual or other legal 
rights or are separable from the acquired entity and can be sold, transferred, licensed, rented or exchanged, either individually or as part of a 
related contract, asset or liability, (3) goodwill, as well as intangible assets with indefinite lives, acquired after June 30, 2001, will not be 
amortized. Effective January 1, 2002, all previously recognized goodwill and intangible assets with indefinite lives will no longer be subject to 
amortization, (4) effective January 1, 2002, goodwill and intangible assets with indefinite lives will be tested for impairment annually and 
whenever there is an impairment indicator, (5) all acquired goodwill must be assigned to reporting units for purposes of impairment testing and 
segment reporting.  

Effective January 1, 2002, annual and quarterly goodwill amortization of approximately $3.7 million and $900,000, respectively, will no longer 
be recognized. By December 31, 2002 the Company will have completed a transitional fair value based impairment test of goodwill as of 
January 1, 2002. Impairment losses, if any, resulting from the transitional testing will be recognized in the quarter ended March 31, 2002, as a 
cumulative effect of a change in accounting principle.  

In August 2001, the FASB issued SFAS 144, Accounting for the Impairment or Disposal of Long-Lived Assets. SFAS No. 144 retains the 
existing requirements to recognize and measure the impairment of long-lived assets to be held and used or to be disposed of by sale. However, 
SFAS 144 makes changes to the scope and certain measurement requirements of existing accounting guidance. SFAS 144 also changes the 
requirements relating to reporting the effects of a disposal or discontinuation of a segment of a business. SFAS 144 is effective for financial 
statements issued for fiscal years beginning after December 15, 2001 and interim periods within those fiscal years. The adoption of this 
statement is not expected to have a significant impact on the financial condition or results of operations of the Company.  

2. UNUSUAL ITEMS  

During the years ended December 31, 2001 and 2000, the Company recorded the following unusual items:  

In Millions                                 2001          2000 
                                          ---------     --------- 
     Impairment of goodwill                  $35.0         $35.3 
     Restructuring charge                                    1.4 
     Other nonrecurring charges                              2.1 
                                          ---------     --------- 
                                             $35.0         $38.8 
                                          =========     ========= 

F-11  

 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

2. UNUSUAL ITEMS (CONTINUED)  

The income before income taxes, net income and earnings per share on a diluted basis, for the year ended December 31, 2001 without the 
unusual items and its related tax effect would have been $10.0 million, $4.0 million and $.37 per share, respectively. The weighted average 
shares outstanding for this computation include common stock equivalents.  

The income before income taxes, net income and earnings per share on a diluted basis, for the year ended December 31, 2000 without the 
unusual items and their related tax effect would have been $13.3 million, $6.7 million and $.63 per share, respectively. The weighted average 
shares outstanding for this computation include common stock equivalents.  

Impairment of Goodwill  

The Company performs an impairment review on a quarterly basis in accordance with the requirements of SFAS No. 121. During the fourth 
quarter of calendar 2001 and the third quarter of calendar 2000, the reviews indicated that there was an impairment of value, which resulted in a 
$35.0 million and $35.3 million charge to expense for the year ended December 31, 2001 and 2000, respectively, in order to properly reflect the 
appropriate carrying value of goodwill.  

Restructuring Charge  

The restructuring charge of $1.4 million for the year ended December 31, 2000 consists of expenses associated with the consolidation of certain 
offices, principally lease obligations for vacated offices as well as a write down of leasehold improvements and office equipment for closed 
offices to its net realizable values.  

The non-recurring charge of $2.1 million for the year ended December 31, 2000 consists of expenses associated with integration of employee 
benefit plans and vacation plans, which were assumed in connection with the Company's previously completed acquisitions.  

Other Non-Recurring Charges  

3. ACQUISITIONS  

During the three year and 2 month period ended December 31, 2001, the Company acquired 17 businesses in the staffing and consulting 
services industry. These acquisitions have been accounted for as purchases and, accordingly, the results of operations of the acquired 
companies have been included in the consolidated results of operations of the Company from the respective acquisition dates.  

In connection with certain acquisitions, the Company is obligated to pay contingent consideration to the selling shareholders upon the acquired 
businesses achieving certain earnings targets over periods ranging from 2-3 years. In general, the contingent consideration amounts fall into 
two tiers: (a) tier 1 ("Deferred Consideration") - amounts are due, provided that these acquisitions achieve a base level of earnings which has 
been determined at the time of acquisition, and (b) tier 2 ("Earnouts") - amounts are not fixed and are based on the growth in excess of the base 
level earnings. As of December 31, 2001, the Company estimates that the sum of the Deferred Consideration and earnouts to be as follows:  

 Year Ending                                         Amount 
----------------                                  --------------- 
    2002                                            $ 5,500,000 
    2003                                              2,000,000 
                                                  --------------- 

                                                     $7,500,000 
                                                  =============== 

F-12  

 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

3. ACQUISITIONS (CONTINUED)  

The Deferred Consideration and Earnouts, when paid, will be recorded as additional purchase consideration and added to intangible assets on 
the consolidated balance sheet. The Company's acquisition activities are as follows:  

                                                                                  Two Months 
                                              Year Ended        Year Ended          Ended          Year Ended 
                                             December 31,      December 31,      December 31,      October 31, 
                                                 2001              2000              1999             1999 
                                            ----------------  ----------------  ---------------   -------------- 

 Number of acquisitions                                              3                                 14 

 Consideration paid: 
    Cash at closing                                               $10,375,000                       $46,028,000 
    Deferred consideration payments           $13,200,000         $13,800,000                       $34,095,000 

The following unaudited results of operations have been prepared assuming 
the acquisitions had occurred as of the beginning of the periods presented. 
Those results are not necessarily indicative of results of future 
operations nor of results that would have occurred had the acquisitions 
been consummated as of the beginning of the periods presented. 

                                             Year Ended         Year Ended 
                                            December 31,       December 31, 
                                                2001               2000 
                                           ----------------  ----------------- 

Revenues                                      $224,894,000       $300,501,000 
Operating income before unusual items           12,284,000         18,554,000 
Unusual items                                (  34,993,000)     (  38,807,000) 
Net loss                                      ($18,756,000)      ($21,101,000) 
Loss per share, basic and diluted                   ($1.78)            ($2.01) 

4. PROPERTY AND EQUIPMENT  

Property and equipment are comprised of the following:  

                                                                       December 31, 
                                                              -------------------------------- 
                                                                  2001               2000 
                                                              -------------       ------------ 
Equipment and furniture                                         $3,370,458         $3,525,992 
Computer equipment and software                                  7,197,481          6,626,559 
Leasehold improvements                                             563,811             85,929 
                                                              -------------       ------------ 
                                                                11,131,750         10,238,480 
Less: accumulated depreciation and amortization                  4,282,985          4,079,857 
                                                              -------------       ------------ 

                                                                $6,848,765         $6,158,623 
                                                              =============       ============ 

F-13  

 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

5. GOODWILL AND OTHER INTANGIBLES  

Goodwill and other intangibles consist of the following:  

                                                                          December 31, 
                                                              --------------------------------- 
                                                                  2001                 2000 
                                                              -------------      -------------- 
Goodwill                                                       $72,977,525         $96,070,746 
Other intangibles                                                  310,800             462,900 
                                                              -------------      -------------- 
                                                                73,288,325          96,533,646 
Less: accumulated amortization                                  10,668,925           7,878,186 
                                                              -------------      -------------- 

                                                               $62,619,400         $88,655,460 
                                                              =============      ============== 

6. NOTE PAYABLE  

The Company and its subsidiaries entered into an agreement with Citizens Bank, N.A. (successor to Mellon Bank, N.A.), administrative agent 
for a syndicate of banks, which provides for a $75.0 million Revolving Credit Facility (the "Revolving Credit Facility"). The Revolving Credit 
Facility was amended on October 10, 2001. Borrowings under the Revolving Credit Facility bear interest at one of two alternative rates, as 
selected by the Company. These alternatives are: LIBOR (London Interbank Offered Rate), plus applicable margin, or the agent bank's prime 
rate.  

Borrowings under the Revolving Credit Facility are collateralized by all of the assets of the Company and its subsidiaries and a pledge of all of 
the stock of its subsidiaries. The Revolving Credit Facility also contains various financial and non-financial covenants, such as restrictions on 
the Company's ability to pay dividends. The Revolving Credit Facility expires August 2002. Management of the Company has commenced 
negotiations for renewal or replacement of the Revolving Credit Facility. The weighted average interest rates for the years ended December 31, 
2001 and 2000 were 6.49% and 8.33%, respectively. The amounts outstanding under the Revolving Credit Facility at December 31, 2001 and 
2000 were $31.5 million and $47.3 million, respectively.  

7. SHAREHOLDERS' EQUITY  

Shares of unissued common stock were reserved for the following purposes:  

Common Shares Reserved  

                                                                   December 31, 
                                                            ---------------------------- 
                                                               2001            2000 
                                                            ------------    ------------ 
Exercise of options outstanding                               2,415,780       2,039,539 
Future grants of options                                        799,665       1,175,906 
                                                            ------------    ------------ 

Total                                                         3,215,445       3,215,445 
                                                            ============    ============ 

F-14  

 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

7. SHAREHOLDERS' EQUITY (CONTINUED)  

Incentive Stock Option Plans  

On April 27, 2000, the shareholders approved the adoption of the RCM Technologies, Inc. 2000 Employee Stock Incentive Plan. At December 
31, 2001, there were 695,501 shares of Common Stock reserved under the plan for issuance not later than January 6, 2010 to officers and key 
employees of the Company and its subsidiaries.  

On April 21, 1999, the shareholders approved the adoption of the Amended and Restated RCM Technologies, Inc. 1996 Executive Stock Plan 
(the "Restated Plan"). At December 31, 2001, there were 57,109 shares of Common Stock reserved under the plan for issuance not later than 
January 1, 2006 to officers and key employees of the Company and its subsidiaries.  

On April 23, 1998, the shareholders approved amendments to the RCM Technologies, Inc. 1992 Incentive Stock Option Plan ("1992 Plan") and 
the 1994 Non-Employee Director Stock Option Plan (the "Director Option Plan"). At December 31, 2001, there were 37,055 shares of 
Common Stock reserved under the 1992 Plan for issuance not later than February 13, 2002 to officers, directors and key employees of the 
Company and its subsidiaries. Options under the 1992 Plan are intended to be incentive stock options pursuant to Section 422A of the Internal 
Revenue Code. The option terms cannot exceed ten years and the exercise price cannot be less than 100% of the fair market value of the shares 
at the time of grant.  

On May 19, 1994, the shareholders approved the Nonemployee Director Option Plan as a means of recruiting and retaining nonemployee 
directors of the Company. At December 31, 2001, there were 10,000 shares of Common Stock reserved under the plan for issuance not later 
than July 19, 2004. All director stock options are granted at fair market value at the date of grant. The exercise of options granted is contingent 
upon service as a director for a period of one year. If the optionee ceases to be a director of the Company, any option granted shall terminate.  

The Company has adopted only the disclosure provisions of Financial Accounting Standard No. 123, "Accounting for Stock-Based 
Compensation" (SFAS 123). It applies APB Opinion No. 25 and related interpretations in accounting for its plans and does not recognize 
compensation expense for its stock-based compensation plans. Had compensation cost been determined based on the fair value of the options at 
the grant date consistent with SFAS 123, the Company's net earnings and earnings per share would have been reduced to the pro forma 
amounts indicated below:  

                                                                       Two Months 
                                    Year Ended       Year Ended           Ended         Year Ended 
                                   December 31,     December 31,      December 31,      October 31, 
                                       2001             2000              1999             1999 
                                  ---------------- ----------------------------------  -------------- 

Net (loss) earnings: 
   As reported                       ($18,755,969)    ($21,896,386)       $2,050,993     $14,948,248 
   Pro forma                         ($21,768,692)    ($22,600,103)       $2,050,993     $11,869,395 

Diluted (loss) earnings per share: 
   As reported                             ($1.78)          ($2.09)             $.19           $1.37 
   Pro forma                               ($2.07)          ($2.15)             $.19           $1.08 

F-15  

 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

7. SHAREHOLDERS' EQUITY (CONTINUED)  

Incentive Stock Option Plans (Continued)  

These proforma amounts may not be representative of future disclosures because they do not take into effect proforma compensation expense 
related to grants before November 1, 1995. The fair value of these options is estimated on the date of grant using the Black-Scholes option-
pricing model with the following weighted-average assumptions for grants in fiscal years 2001, 2000 and 1999, respectively: expected 
volatility of 70%; risk-free interest rates of 5.91%, 5.91% and 5.10%; and expected lives of 5 years. The weighted-average fair value of options 
granted during fiscal years 2001, 2000 and 1999 was $4.66, $4.22 and $8.51, respectively.  

Transactions related to all stock options are as follows:  

                                 Year          Weighted-           Year           Weighted-         Year          Weighted- 
                                Ended           Average           Ended            Average         Ended           Average 
                             December 31,       Exercise       December 31,       Exercise      October 31,       Exercise 
                                 2001            Price             2000             Price           1999            Price 
                            ---------------   -------------   ---------------    ------------   -------------   -------------- 
Outstanding options 
  at beginning of year           2,039,539           $8.85         1,359,170          $10.23       1,021,420            $8.86 
Granted                            593,999            3.08           791,974            7.03         437,500            13.90 
Forfeited                         (217,758 )          7.59          (108,179 )         12.54         (51,050 )          11.41 
Exercised                                                             (3,426 )         12.54         (48,700 )           9.82 
                            ---------------                   ---------------                   ------------- 
Outstanding options 
  at end of year                 2,415,780           $7.53         2,039,539           $8.85       1,359,170           $10.23 
                            ===============                   ===============                   ============= 

Exercisable options 
  at end of year                 1,580,565                         1,367,795                       1,159,170 
                            ===============                   ===============                   ============= 
Option grant price 
  per share                          $3.00                             $3.00                           $5.16 
                                 to $15.31                         to $20.13                       to $20.13 

The following table summarizes information about stock options outstanding 
at December 31, 2001: 

--------------- ----------------------------------------------------------------------------------- 
                                                      Weighted-Average 
   Range of                            Number of        Remaining            Weighted-Average 
   Exercise                           Outstanding     Contractual Life       Exercise Price 
    Prices                              Options 
--------------- --------------------------------------------------------- ------------------------- 
  $ 3.00 - $ 3.25               705,299                 9.2 years                   $ 3.08 
  $ 4.75 - $ 7.13               756,200                 6.2 years                   $ 6.32 
  $ 7.30 - $10.63               402,340                 6.0 years                   $10.04 
  $11.25 - $15.31               551,941                 7.3 years                   $12.94 

F-16  

 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

7. SHAREHOLDERS' EQUITY (CONTINUED)  

Employee Stock Purchase Plan  

The Company implemented an Employee Stock Purchase Plan (the "Purchase Plan") with shareholder approval, effective January 1, 2001. 
Under the Purchase Plan, employees meeting certain specific employment qualifications are eligible to participate and can purchase shares of 
Common Stock semi-annually through payroll deductions at the lower of 85% of the fair market value of the stock at the commencement or 
end of the offering period. The purchase plan permits eligible employees to purchase common stock through payroll deductions for up to 10% 
of qualified compensation. During the year ended December 31, 2001, there were 72,110 shares issued under the Purchase Plan for net 
proceeds of $234,095. As of December 31, 2001, 427,890 shares were available for issuance under the Purchase Plan.  

8. RETIREMENT PLANS  

Profit Sharing Plan  

The Company maintains a 401(k) profit sharing plan for the benefit of eligible employees. The 401(k) plan includes a cash or deferred 
arrangement pursuant to Section 401(k) of the Internal Revenue Code sponsored by the Company to provide eligible employees an opportunity 
to defer compensation and have such deferred amounts contributed to the 401(k) plan on a pre-tax basis, subject to certain limitations. The 
Company may, at the discretion of the Board of Directors, make contributions of cash to match deferrals of compensation by participants. 
Contributions charged to operations by the Company for years ended December 31, 2001, 2000 and October 31, 1999 were $457,000, 
$694,000 and $329,000, respectively. Contributions charged to operations for the two months ended December 31, 1999 were $72,000.  

Nonqualified Defined Compensation Plan  

The Company implemented with shareholder approval a nonqualified deferred compensation plan, effective January 1, 2001 for officers and 
certain other management employees. The plan allows for compensation deferrals for its participants and a discretionary company contribution, 
subject to approval of the Board of Directors. As of December 31, 2001, the fair value of the assets held in trust under the deferred 
compensation plan was $338,000.  

F-17  

RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

9. COMMITMENTS  

Termination Benefits Agreement  

The Company is party to a Termination Benefits Agreement with Mr. Kopyt, amended and restated as of March 18, 1997 (the "Benefits 
Agreement"). Pursuant to the Benefits Agreement, following a Change in Control (as defined therein) the remaining term of Mr. Kopyt's 
employment is extended for five years (the "Extended Term"). If Mr. Kopyt's employment is terminated thereafter by the Company other than 
for cause, or by Mr. Kopyt for good reason (including, among other things, a material change in Mr. Kopyt's salary, title, reporting 
responsibilities or a change in office location which requires Mr. Kopyt to relocate), then the following provisions take effect: the Company is 
obligated to pay Mr. Kopyt a lump sum equal to his salary and bonus for the remainder of the Extended Term; the exercise price of the options 
to purchase 500,000 shares granted to Mr. Kopyt under the 1996 Executive Stock Plan will be reduced to 50% of the average market price of 
the Common Stock for the 60 days prior to the date of termination if the resulting exercise price is less than the original exercise price of 
$7.125 per share; and the Company shall be obligated to pay to Mr. Kopyt the amount of any excise tax associated with the benefits provided to 
Mr. Kopyt under the Benefits Agreement. If such a termination had taken place as of December 31, 2001, Mr. Kopyt would have been entitled 
to cash payments of approximately $3.2 million (representing salary and excise tax payments).  

The Company leases office facilities and various equipment under noncancellable leases expiring at various dates through June 2012. Certain 
leases are subject to escalation clauses based upon changes in various factors. The minimum future annual operating lease commitments for 
leases with noncancellable terms in excess of one year, exclusive of escalation, are as follows:  

Operating Leases  

Year ending December 31,                               Amount 
-----------------------------                      --------------- 

       2002                                            $2,783,000 
       2003                                             2,083,000 
       2004                                             1,790,000 
       2005                                             1,184,000 
       2006                                             1,078,000 
       Thereafter                                       4,664,000 
                                                   --------------- 
                                                   --------------- 
       Total                                          $13,582,000 
                                                   =============== 

Rent expense for the years ended December 31, 2001, 2000 and October 31, 1999 was $2,633,000, $3,175,000 and $2,440,000, respectively. 
Rent expense for the two months ended December 31, 1999 was $488,000.  

10. RELATED PARTY TRANSACTIONS  

A director of the Company is a shareholder in a law firm that rendered various legal services to the Company. Fees paid to the law firm have 
not been significant.  

F-18  

 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

11. INCOME TAXES  

The components of income tax expense (credit) are as follows: 

                                                                               Two Months 
                                           Year Ended        Year Ended          Ended         Year Ended 
                                          December 31,      December 31,      December 31,     October 31, 
                                              2001              2000              1999            1999 
                                        ----------------- -----------------  --------------- ---------------- 
Current 
  Federal                                                      ($1,846,000)        $920,089       $7,098,737 
  State and local                               $597,837          (325,393)         341,300        2,535,000 
                                        ----------------- -----------------  --------------- ---------------- 

                                                 597,837        (2,171,393)       1,261,389        9,633,737 
                                        ----------------- -----------------  --------------- ---------------- 
Deferred 
   Federal                                    (6,456,915)       (1,297,000) 
   State and local                              (362,380)         (152,518) 
                                        ----------------- -----------------  --------------- ---------------- 

                                              (6,819,295)       (1,449,518) 
                                        ----------------- -----------------  --------------- ---------------- 

Total                                        ($6,221,458)      ($3,620,911)      $1,261,389       $9,633,737 
                                        ================= =================  =============== ================ 

The income tax provisions reconciled to the tax computed at the statutory Federal rate was:  

                                            2001                2000             1999 
                                       ----------------   ----------------- --------------- 
Tax at statutory rate (credit)             (34.0)%            (34.0)%            34.0% 
State income taxes, net of Federal 
  Income tax benefit                        (1.7)                                 6.7 
Foreign income tax effect                    8.7                1.9               3.4 
Non-deductible unusual charges               4.0               20.3 
Other, net                                  (1.9)              (2.4)             (4.9) 
                                       ----------------   ----------------- --------------- 
Total income tax expense                   (24.9)%            (14.2)%            39.2% 
                                       ================   ================= =============== 

At December 31, 2001 and 2000, deferred tax assets consist of the following:  

                                             2001               2000 
                                        ----------------  ----------------- 

Net operating loss carryforward              $8,268,813 
Unusual charges                                                 $2,199,884 
Allowance for doubtful accounts                 695,000            712,500 
                                        ----------------  ----------------- 
                                              8,963,813          2,912,384 
Less:  valuation allowance                     (695,000)        (1,462,686) 
                                                          ----------------- 
                                        ----------------  ----------------- 
                                             $8,268,813         $1,449,518 
                                        ================  ================= 

At December 31, 2001, the Company had a net operating loss carryforward ("NOL") for federal income tax purposes of approximately $29.0 
million. The Company can utilize the NOL to offset future consolidated federal taxable income. The NOL, if unused, would expire in the year 
2021.  

F-19  

 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

12. INTEREST EXPENSE, NET OF INTEREST INCOME  

Interest expense, net of interest income consisted of the following: 
                                                                               Two Months 
                                           Year Ended         Year Ended          Ended         Year Ended 
                                          December 31,       December 31,     December 31,     October 31, 
                                              2001               2000             1999             1999 
                                        -----------------  ----------------- ---------------- --------------- 
 Interest expense                            ($2,586,473)       ($3,992,911)       ($574,320 )   ($1,197,236) 
 Interest income                                 297,377            315,334           23,586         277,028 
                                        -----------------  ----------------- ---------------- --------------- 
                                             ($2,289,096)       ($3,677,577)       ($550,734)      ($920,208) 
                                        =================  ================= ================ =============== 

13. SEGMENT INFORMATION  

The Company adopted SFAS 131, "Disclosures about Segments of an Enterprise and Related Information" (SFAS 131"), which establishes 
standards for companies to report information about operating segments, geographic areas and major customers. The adoption of SFAS 131 has 
no effect on the Company's consolidated financial position, consolidated results of operations or liquidity. The accounting policies of each 
segment are the same as those described in the summary of significant accounting policies (see Note 1).  

The Company uses earnings before interest and taxes (operating income) to measure segment profit. Segment operating income includes 
selling, general and administrative expenses directly attributable to that segment as well as charges for allocating corporate costs to each of the 
operating segments. The following tables reflect the results of the segments consistent with the Company's management system (in thousands):  

                            Information       Professional      Commercial 
Fiscal 2001                 Technology        Engineering        Services         Corporate           Total 
                          ----------------   ---------------  ----------------  ---------------  ---------------- 

Revenue                          $157,952           $43,855           $23,087                           $224,894 

Operating expenses  (1)           144,339            38,384            22,469                            205,192 
                          ----------------   ---------------  ----------------  ---------------  ---------------- 

EBITDA (1)  (2)                    13,613             5,471               618                             19,702 

Unusual charges                    30,044             4,949                                               34,993 

Depreciation                          794               276                55                              1,125 

Amortization                        5,587               672                34                              6,293 
                          ----------------   ---------------  ----------------  ---------------  ---------------- 

Operating income (loss) (1)      ($22,812)            ($426)             $529                           ($22,709) 
                          ================   ===============  ================  ===============  ================ 

Total assets                      $85,306           $15,999            $5,489          $24,362          $131,156 

Capital expenditures                 $426              $173                             $1,201            $1,800 

F-20  

 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

13. SEGMENT INFORMATION (CONTINUED)  

                            Information       Professional      Commercial 
Fiscal 2000                 Technology        Engineering        Services         Corporate           Total 
                          ----------------   ---------------  ----------------  ---------------  ---------------- 

Revenue                          $228,025           $40,993           $26,983                           $296,001 

Operating expenses (1)            207,894            38,559            25,908                            272,361 
                          ----------------   ---------------  ----------------  ---------------  ---------------- 

EBITDA (1) (2)                     20,131             2,434             1,075                             23,640 

Unusual charges                    36,913             1,894                                               38,807 

Depreciation                          848               277                29                              1,154 

Amortization                        4,821               630                43                              5,494 
                          ----------------   ---------------  ----------------  ---------------  ---------------- 

Operating income (loss)(1)     ($  22,451)        ($    367)           $1,003                         ($  21,815) 
                          ================   ===============  ================  ===============  ================ 

Total assets                     $131,414           $17,591            $6,433          $18,831          $174,269 

Capital expenditures                 $827              $205               $56             $633            $1,721 

Two Months Ended            Information       Professional      Commercial 
December 1999               Technology        Engineering        Services         Corporate           Total 
                          ----------------   ---------------  ----------------  ---------------  ---------------- 

Revenue                           $39,231            $8,286            $3,880                            $51,397 

Operating expenses                 35,301             7,843             3,738                             46,882 
                          ----------------   ---------------  ----------------  ---------------  ---------------- 

EBITDA (2)                          3,930               443               142                              4,515 

Depreciation                          137                48                 2                                187 

Amortization                          388                77                 3                                468 
                          ----------------   ---------------  ----------------  ---------------  ---------------- 

Operating income                   $3,405             $ 318             $ 137                             $3,860 
                          ================   ===============  ================  ===============  ================ 

Total assets                     $148,811           $17,349            $6,338          $11,453          $183,951 

Capital expenditures                                                                      $334              $334 

F-21  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

13. SEGMENT INFORMATION (CONTINUED)  

                            Information       Professional      Commercial 
Fiscal 1999                 Technology        Engineering        Services         Corporate           Total 
                          ----------------   ---------------  ---------------   ---------------   --------------- 

Revenue                          $223,654           $62,887          $26,845                            $313,386 

Operating expenses                199,664            59,190           25,982                             284,836 
                          ----------------   ---------------  ---------------   ---------------   --------------- 

EBITDA  (2)                        23,990             3,697              863                              28,550 

Depreciation                          576               269               18                                 863 

Amortization                        1,873               295               17                               2,185 
                          ----------------   ---------------  ---------------   ---------------   --------------- 

Operating income                  $21,541            $3,133            $ 828                             $25,502 
                          ================   ===============  ===============   ===============   =============== 

Total assets                     $156,468           $17,893           $4,767            $4,920          $184,048 

Capital expenditures                 $978               $77               $1            $2,774            $3,830 

  (1) Operating  expenses,  EBITDA and  operating  income are exclusive of 
      unusual items during 2001 and 2000 in the amount of $35.0  million and 
      $38.8 million, respectively (see note 2). 

  (2) EBITDA consists of earnings before interest income, interest expense, 
      other non-operating income and expense, income taxes, depreciation and 
      amortization and unusual charges. EBITDA is not a measure of financial 
      performance under generally accepted accounting principles and should 
      not be considered in isolation or as an alternative to net income as an 
      indicator of a company's performance or to cash flows from operating 
      activities as a measure of liquidity. 

The following reconciles consolidated operating income to the Company's pretax profit (in thousands):  

                                                                                 Two Months 
                                               Year Ended       Year Ended     Ended December     Year Ended 
                                              December 31,     December 31,       31, 1999       October 31, 
                                                  2001             2000                              1999 
                                             ---------------- ---------------- ---------------- --------------- 

Consolidated operating income (loss)                ($22,709)        ($21,815)          $3,860         $25,502 
Interest (expense), net of interest income            (2,268)          (3,702)            (548)           (920) 
                                             ---------------- --------------------------------- --------------- 
Consolidated pretax profit (loss)                   ($24,977)        ($25,517)          $3,312         $24,582 
                                             ================ ================ ================ =============== 

The Company derives a substantial majority of its revenue from companies headquartered in the United States. In fiscal 1999, 2000 and 2001, 
no single customer exceeded 6% of the Company's revenue. Revenues from Canadian operations for the years ended December 31, 2001 and, 
2000 were $24.2 million and $16.4 million, respectively. Revenues from Canadian operations for the two months ended December 31, 1999 
were $3.4 million. Revenues from Canadian operations for the year ended October 31, 1999 were $14.8 million.  

F-22  

 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2001, 2000, 1999 and October 31, 1999  

14. SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)  

Year Ended December 31, 2001  

                                                                                                Diluted 
                                                                                               Net Income 
                                                        Gross                 Net                (Loss) 
                                  Sales                 Profit           Income (Loss)        Per Share (a) 
                           -------------------    -----------------   -------------------   ---------------- 
1st Quarter                       $64,653,787          $18,071,917            $1,150,944              $.11 
2nd Quarter                        58,365,909           16,478,103             1,352,116               .13 
3rd Quarter                        53,051,269           14,648,594               758,796               .07 
4th Quarter                        48,822,835           13,596,995           (22,017,825 )           (2.09) 
                           -------------------    -----------------   -------------------   ---------------- 

Total                            $224,893,800          $62,795,609          ($18,755,969 )          ($1.78) 
                           ===================    =================   ===================   ================ 

Year Ended December 31, 2000  

                                                                                                Diluted 
                                                                                               Net Income 
                                                        Gross                Net                 (Loss) 
                                  Sales                 Profit           Income (Loss)        Per Share (a) 
                           -------------------    -----------------   -------------------   ---------------- 
1st Quarter                       $74,945,490          $19,039,291            $1,057,890           $.10 
2nd Quarter                        75,989,896           19,603,598             1,340,515            .13 
3rd Quarter                        73,656,343           20,223,806           (26,417,054 )        (2.52) 
4th Quarter                        71,409,547           19,618,921             2,122,263            .20 
                           -------------------    -----------------   -------------------   ---------------- 

Total                            $296,001,276          $78,485,616          ($21,896,386 )       ($2.09) 
                           ===================    =================   ===================   ================ 

(a)Each quarterly amount is based on separate calculations of weighted 
   average shares outstanding. 

15. CONTINGENCIES  

The Company has received claims and notices of possible claims from various persons from whom the Company acquired stock or assets in 
four separate acquisitions that occurred during 1998 and 1999. Such claims and possible claims are not related. These claims and possible 
claims relate to allegations of wrongful termination and failure of the Company to pay deferred consideration under the relevant acquisition 
agreements. In the opinion of management, the Company has meritorious defenses to such claims and does not believe that the resolution of 
such claims should have a material adverse effect on the Company, its financial position, its results of operations or its cash flows.  

In 1998, two former officers filed suit against the Company alleging wrongful termination of their employment, wrongful failure to make 
severance payments and wrongful conduct by the Company in connection with the grant and non-vestiture of Stock Options to the plaintiffs. 
The complaint also alleged that the Company wrongfully limited the number of shares of Company stock that could be sold by the plaintiffs 
under a Registration Rights Agreement and made various other claims. The plaintiffs' complaint sought damages of approximately $480,000 
and further sought additional unliquidated damages. The claims relating to wrongful termination of employment and wrongful conduct by the 
Company in connection with the grant of Stock Options to the plaintiffs have been resolved in binding arbitration. With respect to the 
Company's alleged wrongful limiting of the number of shares the plaintiffs could sell and one plaintiff's claim of entitlement to severance pay 
of $240,000, the Company is awaiting completion of discovery and the fixing of a trial date. The Company is also awaiting the court's ruling on 
its motion for summary judgment in its favor with respect to the plaintiffs' claims concerning the non-vestiture of their stock options. 
Substantial damages are being sought on the share-selling limitation and stock option claims; however, the alleged damages are subject to 
significant reduction for having been avoidable losses. Management believes the suit is without merit and will continue to defend the claims 
vigorously.  

F-23  

 
 
 
 
 
Board of Directors  
RCM Technologies, Inc. and Subsidiaries  

Independent Auditors' Report  

We have audited the accompanying consolidated balance sheets of RCM Technologies, Inc. (a Nevada corporation) and Subsidiaries as of 
December 31, 2001 and 2000 and the related consolidated statements of operations, changes in shareholders' equity, comprehensive income 
(loss) and cash flows for years ended December 31, 2001 and 2000, the two months ended December 31, 1999, and for the year ended October 
31, 1999. These consolidated financial statements are the responsibility of the Company's management. Our responsibility is to express an 
opinion on the consolidated financial statements based on our audits.  

We conducted our audits in accordance with auditing standards generally accepted in the United States. Those standards require that we plan 
and perform the audit to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement. An 
audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the consolidated financial statements. An audit 
also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall 
financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.  

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the consolidated financial position 
of RCM Technologies, Inc. and Subsidiaries as of December 31, 2001 and 2000 and the consolidated results of their operations and their 
consolidated cash flows for years ended December 31, 2001 and 2000, for the two months ended December 31, 1999, and the year ended 
October 31, 1999, in conformity with accounting principles generally accepted in the United States.  

We have also audited Schedules I and II of RCM Technologies, Inc. and Subsidiaries as of years ended December 31, 2001 and 2000, as of and 
for the two months ended December 31, 1999, and the year ended October 31, 1999. In our opinion, these schedules present fairly, in all 
material respects, the information required to be set forth therein.  

/s/ Grant Thornton LLP 
Grant Thornton LLP 
Philadelphia, Pennsylvania 
February 8, 2002 

F-24  

 
SCHEDULE I  

RCM TECHNOLOGIES, INC. (PARENT COMPANY)  
CONDENSED FINANCIAL INFORMATION OF REGISTRANT  
BALANCE SHEET  
December 31, 2001 and 2000  

ASSETS  

                                                                           2001                2000 
                                                                      ---------------     ---------------- 

Current assets 
    Prepaid expenses and other assets                                         $2,970              $62,440 
                                                                      ---------------     ---------------- 

Other assets 
    Deposits                                                                                        5,695 
    Long-term receivables from affiliates                                 83,337,402          102,046,691 
                                                                      ---------------     ---------------- 

                                                                          83,337,402          102,052,386 
                                                                      ---------------     ---------------- 

        Total assets                                                     $83,340,372         $102,114,826 
                                                                      ===============     ================ 

                      LIABILITIES AND SHAREHOLDERS' EQUITY 

                                                                           2001                2000 
                                                                      ---------------     ---------------- 

Current liabilities 
    Accounts payable and accrued expenses                                    $50,672 
                                                                                                  $52,500 
                                                                      ---------------     ---------------- 

Shareholders' equity 
    Common stock                                                             528,588              524,982 
    Foreign currency translation adjustment                                 (484,283)            (233,631) 
    Additional paid in capital                                            93,746,569           93,516,080 
    Retained earnings (accumulated deficit)                              (10,501,074)           8,254,895 
                                                                      ---------------     ---------------- 

    Total shareholders' equity                                            83,289,800          102,062,326 
                                                                      ---------------     ---------------- 

    Total liabilities and shareholders' equity                           $83,340,372         $102,114,826 
                                                                      ===============     ================ 

The "Notes to Consolidated Financial Statements" of RCM Technologies, Inc. and subsidiaries are an integral part of these statements.  

F-25  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SCHEDULE I  

RCM TECHNOLOGIES, INC. (PARENT COMPANY)  
CONDENSED FINANCIAL INFORMATION OF REGISTRANT  
STATEMENT OF OPERATIONS  

Years Ended December 31, 2001 and 2000, Two Months Ended December 31, 1999 and Year Ended October 31, 1999  

                                                                                     Two Months 
                                                  Year Ended       Year Ended          Ended          Year Ended 
                                                 December 31,     December 31,      December 31,     October 31, 
                                                     2001             2000              1999             1999 
                                                ---------------  ----------------  ---------------  --------------- 

Operating expenses 
   Administrative                                     $807,699        $  534,662         $  9,044        $ 244,660 
                                                ---------------  ----------------  ---------------  --------------- 

Operating loss                                        (807,699)         (534,662)          (9,044)        (244,660) 

Management fee income                                  807,699           534,662            9,044          244,660 
                                                ---------------  ----------------  ---------------  --------------- 

Income before income in subsidiaries 

Equity in (shares in) earnings (loss) in 
   subsidiaries                                    (18,755,969)      (21,896,386)       2,050,993       14,948,248 
                                                ---------------  ----------------  ---------------  --------------- 

Net (loss) income                                 ($18,755,969)     ($21,896,386)      $2,050,993      $14,948,248 
                                                ===============  ================  ===============  =============== 

The "Notes to Consolidated Financial Statements" of RCM Technologies, Inc. and subsidiaries are an integral part of these statements.  

F-26  

 
 
 
 
 
 
 
SCHEDULE I  
RCM TECHNOLOGIES, INC. (PARENT COMPANY)  
CONDENSED FINANCIAL INFORMATION OF REGISTRANT  
STATEMENT OF CASH FLOWS  

Years Ended December 31, 2001 and 2000, Two Months Ended December 31, 1999 and Year Ended October 31, 1999  

                                                                                                Two Months 
                                                     Year Ended            Year Ended             Ended             Year Ended 
                                                    December 31,          December 31,         December 31,        October 31, 
                                                        2001                  2000                 1999                1999 
                                                   ----------------      ---------------      ---------------      ------------- 
Cash flows from operating activities: 

Net income (loss)                                     ($18,755,969)        ($21,896,386)          $2,050,993        $14,948,248 
                                                   ----------------      ---------------      ---------------      ------------- 

Adjustments to reconcile net income (loss) to net cash provided by operating 
   activities: 

Share in deficiency (equity in) in assets 
 of subsidiaries                                        18,755,969           21,896,386           (2,050,993)       (14,948,248) 

   Changes in operating assets and liabilities: 
      Prepaid expenses and other assets                     59,470              (56,971)               3,710                686 
      Accounts payable and accrued expenses                 (1,828)             (61,568)              50,072             46,234 
                                                   ----------------      ---------------      ---------------      ------------- 

                                                        18,813,611           21,777,847           (1,997,211)       (14,901,328) 
                                                   ----------------      ---------------      ---------------      ------------- 

   Net cash provided by (used in) 
      operating activities                                  57,642             (118,539)              53,782             46,920 
                                                   ----------------      ---------------      ---------------      ------------- 

Cash flows from investing activities: 

   Decrease in deposits                                      5,695 
   Decrease (increase) in long-term 
      receivables from subsidiaries                        (46,780)             247,605              (89,079)          (430,103) 
                                                   ----------------      ---------------      ---------------      ------------- 

   Net cash provided by (used in) investing 
     Activities                                            (41,085)             247,605              (89,079)          (430,103) 
                                                   ----------------      ---------------      ---------------      ------------- 

Cash flows from financing activities: 

   Employee stock purchase plan                            234,095 
   Exercise of stock options                                                     42,951                                 478,025 
                                                   ----------------      ---------------      ---------------      ------------- 

   Net cash provided by financing activities               234,095               42,951                                 478,025 
                                                   ----------------      ---------------      ---------------      ------------- 

Effect of exchange rate changes on cash and 
   cash equivalents                                       (250,652)            (180,867)              43,466            (96,230) 
                                                   ----------------      ---------------      ---------------      ------------- 

Net increase (decrease) in cash and equivalents                                  (8,850)               8,169             (1,388) 

Cash and equivalents at beginning of year                                         8,850                  681              2,069 
                                                   ----------------      ---------------      ---------------      ------------- 

Cash and equivalents at end of year                $                     $                            $8,850            $   681 
                                                   ================      ===============      ===============      ============= 

The "Notes to Consolidated Financial Statements" of RCM Technologies, Inc. and subsidiaries are an integral part of these statements.  

F-27  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SCHEDULE II  

RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
VALUATION AND QUALIFYING ACCOUNTS AND  

RESERVES Years Ended December 31, 2001 and 2000, Two Months Ended December 31, 1999 and Year Ended October 31, 1999  

Column A                                          Column B                 Column C                  Column D         Column E 
--------------------------------------------    -------------    ------------------------------    -------------    ------------- 
                                                                           Additions 
                                                                 ------------------------------ 
                                                 Balance at       Charged to       Charged to                        Balance at 
                                                 Beginning        Costs and          Other                             End of 
Description                                      of Period         Expenses         Accounts        Deduction          Period 
--------------------------------------------    -------------    -------------    -------------    -------------    ------------- 

Year Ended December 31, 2001 

Allowance for doubtful 
 accounts on trade 
 receivables                                      $1,875,000         $989,000                        $1,069,000       $1,795,000 

Year Ended December 31, 2000 

Allowance for doubtful 
 accounts on trade 
 receivables                                      $1,014,000       $1,101,000                          $240,000       $1,875,000 

Two Months Ended December 31, 1999 

Allowance for doubtful 
 accounts on trade 
 receivables                                      $1,002,000          $53,000                           $41,000       $1,014,000 

Year Ended October 31, 1999 

Allowance for doubtful 
 accounts on trade 
 receivables                                        $486,000         $986,000                          $470,000       $1,002,000 

F-28  

 
 
 
 
 
 
 
 
 
 
 
 
(10)(j) Amended Loan and Security Agreement dated October 10, 2001 between RCM Technologies, Inc. and all of its Subsidiaries and Mellon 
Bank, N.A. as Agent.  

EXHIBIT INDEX  

(11) Computation of Earnings Per Share.  

(21) Subsidiaries.  

(23) Consent of Grant Thornton, LLP.  

EXHIBIT 11  

COMPUTATION OF EARNINGS (LOSS) PER COMMON  

SHARE Years Ended December 31, 2001 and 2000, Two Months Ended December 31, 1999 and Year Ended October 31, 1999  

                                                                                                Two Months 
                                                      Year Ended           Year Ended              Ended            Year Ended 
                                                     December 31,         December 31,         December 31,         October 31, 
                                                         2001                 2000                 1999                1999 
                                                    ---------------       --------------       --------------       ------------ 
Diluted earnings 
   Net income (loss) applicable to 
   common stock                                       ($18,755,969 )       ($21,896,386 )         $2,050,993        $14,948,248 
                                                    ===============       ==============       ==============       ============ 

Shares 
   Weighted average number of common 
     shares outstanding                                 10,519,701           10,499,305           10,496,225         10,484,764 
   Common stock equivalents                                                                          455,222            457,382 
                                                    ---------------       --------------       --------------       ------------ 

   Total                                                10,519,701           10,499,305           10,951,447         10,942,146 
                                                    ===============       ==============       ==============       ============ 

Diluted earnings (loss) per common share                    ($1.78 )             ($2.09 )               $.19              $1.37 
                                                    ===============       ==============       ==============       ============ 

Basic 
   Net income (loss) applicable to common 
      stock                                           ($18,755,969 )       ($21,896,386 )         $2,050,993        $14,948,248 
                                                    ===============       ==============       ==============       ============ 

Shares 
   Weighted average number of common 
     shares outstanding                                 10,519,701           10,499,305           10,496,225         10,484,764 
                                                    ===============       ==============       ==============       ============ 

Basic earnings (loss) per common share                      ($1.78 )             ($2.09 )               $.20              $1.43 
                                                    ===============       ==============       ==============       ============ 

 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 21  

SUBSIDIARIES  

Business Support Group of Michigan, Inc. Cataract, Inc.  
Programming Alternatives of Minnesota, Inc. RCMT Delaware, Inc.  
RCM Technologies (USA), Inc.  
Software Analysis & Management, Inc.  

EXHIBIT 23  

Consent of Independent Certified Public Accountants  

Board of Directors  
RCM Technologies, Inc.  

We have issued our report dated February 8, 2002 accompanying the consolidated financial statements and schedules included in the Annual 
Report of RCM Technologes, Inc. and Subsidiaries on Form 10-K for the year ended December 31, 2001. We hereby consent to the 
incorporation by reference of said report in the Registration Statements of RCM Technologies, Inc. on Forms S-8 (File No. 33-12405, effective 
March 24, 1987, File No. 33-12406, effective March 24, 1987, File No. 33-61306, effective April 21, 1993, File No. 33-80590, effective June 
22, 1994, File No. 333-52206, effective December 19, 2000 and File No. 333-52480, effective December 21, 2000.)  

/s/ Grant Thornton LLP 
Grant Thornton LLP 
Philadelphia, Pennsylvania 
February 8, 2002 

 
(This Page Intentionally Left Blank)  

SIXTH AMENDMENT AND MODIFICATION TO  

LOAN AND SECURITY AGREEMENT  

by and between  

MELLON BANK, N.A., as Agent  
AND  
RCM TECHNOLOGIES, INC. and ALL OF ITS SUBSIDIARIES, as Borrower  

Dated: As of October 10, 2001  

1  

SIXTH AMENDMENT AND MODIFICATION TO  
LOAN AND SECURITY AGREEMENT  

This SIXTH AMENDMENT AND MODIFICATION TO LOAN AND SECURITY AGREEMENT ("Amendment") is dated as of October 10, 
2001, by and between RCM TECHNOLOGIES, INC. ("RCM"), and ALL OF ITS SUBSIDIARIES (collectively referred to as "Borrower") 
and MELLON BANK, N.A., a national banking association, in its capacity as agent ("Agent") and MELLON BANK, N.A. ("Mellon"), 
MELLON BANK, N.  
A., CANADA BRANCH, SUNTRUST BANK, ATLANTA, BANK OF AMERICA, N.A., FLEET NATIONAL BANK AND FIRST UNION 
NATIONAL BANK (as successor by assignment from ALLFIRST BANK), in their capacity as lenders (collectively referred to as "Lender").  

BACKGROUND  

A. Pursuant to the terms of a certain Loan and Security Agreement dated August 19, 1998, between Borrower and Lender as same has been 
amended ("Loan Agreement"), Lender made available to Borrower a revolving line of credit in the aggregate amount of $75,000,000.00 (the 
"Revolving Credit").  

B. The Revolving Credit is evidenced by certain Revolving Credit Notes dated August 19, 1998, from Borrower to Lender in the aggregate 
amount of $75,000,000.00 ("Revolving Credit Notes").  

C. Borrower has requested that Lender modify certain covenants contained in the Loan Agreement, and Lender has agreed to modify those 
certain covenants subject to the terms and conditions of this Amendment.  

All capitalized terms used herein without further definition shall have the respective meaning set forth in the Loan Agreement and all other 
Loan Documents.  

NOW, THEREFORE, with the foregoing Background incorporated by reference and intending to be legally bound hereby, the parties agree as 
follows:  

1. Loan Agreement. The following amendments and modifications shall be made to the Loan Agreement and shall be effective upon execution 
hereof:  

a. Certain definitions contained in Section 1. 1 of the Loan Agreement shall be amended and/or added as follows:  

(1) EBITDA shall be deleted in its entirety and replaced as follows:  

EBITDA - The sum of (i) Net Income before interest, taxes, depreciation and amortization, (ii) Additional Net Restructuring Charges 
(hereinafter defined), and (iii) other non-cash charges approved by Majority Lenders which approval will not be unreasonably withheld. (In no 
event shall any charge related to  

10  

goodwill  taken  by  Borrower  after  December  31,  2001  be  considered  as an 
adjustment to EBITDA). 

   (2)      Net Worth shall be deleted in its entirety and replaced as follows: 
---------------------------         --------- 

                                    TangibleNet Worth - The amount by which the 
                                            total assets of the Borrower exceeds 
                                            all Liabilities of the Borrower. 
                                            (For purposes of this calculation, 
                                            the aggregate amount of any 
                                            intangible assets of the Borrower 
                                            including without limitation, 
                                            goodwill, franchises, licenses, 
                                            patents, trademarks, trade names, 
                                            copyrights, service marks and brand 
                                            names, shall be subtracted from the 
                                            Borrower's total assets). 

(3)Minimum Net Worth shall be deleted in its entirety and replaced as follows:  

Minimum    Tangible Net Worth - RCM's 
           consolidated Tangible Net Worth 
           shall be (i) $4,000,000.00 as of 
           June 30, 2001, plus (ii) 
           seventy-five percent (75%) of 
           quarterly Net Income thereafter 
           (determined without taking the 
           Additional Net Restructuring Charge 
           into account and with no credit for 
           losses) (the "Net Income 
           Component"), plus (iii) one hundred 
           percent (100%) of the Income Tax 
           Benefit (hereinafter defined), less 
           (iv) the sum of (A) the Existing 
           Additional Deferred Consideration 
           Payments (hereinafter defined) paid 
           on or after July 1, 2001, plus (B) 
           the New Acquisition Consideration 
           Payments (hereinafter defined) paid 
           on or after July 1, 2001, provided 
           that the reductions pursuant to 
           clauses (A) and (B) of clause (iv) 
           shall not in the aggregate exceed 
           the increase in Minimum Tangible Net 
           Worth arising from the Net Income 
           Component. 

(4) Additional Net Restructuring Charge - A one time deduction of goodwill to be taken by RCM during its fiscal year ending December 31, 
2001, up to an amount not to exceed $35,000,000.00.  

(5) Income Tax Benefit - The net amount by which Borrower's Federal and State ------------------ income tax obligations are reduced as a result 
of the Borrower deducting all or a portion of the Additional Net Restructuring Charge on its Federal and State income tax returns for its taxable 
year ending December 31, 2001, and by giving effect to the net tax effect of any adjustments increasing or decreasing such deduction 
subsequent to its taxable year ending December 31, 2001.  

(6) Existing Additional Deferred Consideration Payments - Deferred and/or contingent cash consideration paid by the Borrower on or before 
December 31, 2003 (or payable on or before December 31, 2003 and paid within 120 days of its due date), up to an amount not to exceed 
$12,000,000.00 in the aggregate, in connection with any Acquisition closed prior to July 1, 2001, including without limitation (i) fixed pre-set 
amounts paid as a result of the achievement of a defined level of earnings by the acquired business following the closing of such Acquisition, 
and (ii) additional amounts paid following closing which arise as a result of earnings achieved by the acquired business in excess of defined 
levels. (In no event shall payments made in consideration of consulting services, agreements-not-to-compete or similar arrangements be 
considered Existing Additional Deferred Consideration Payments).  

(7) New Acquisition Consideration Payments. Cash consideration paid at closing and deferred and/or contingent consideration paid by the 
Borrower up to an amount not to exceed $3,000,000.00 in the aggregate, in  
connection with any Acquisition closed after July 1, 2001, including without limitation  

 
 
 
 
 
(i) fixed pre-set amounts paid as a result of the achievement of a defined level of earnings by the acquired business following the closing of 
such Acquisition, and (ii) additional amounts paid following closing which arise as a result of earnings achieved by the acquired business in 
excess of defined levels. (In no event shall payments made in consideration of consulting services be considered New Acquisition 
Consideration Payments).  

b. Section 6.9(d) of the Loan Agreement shall be amended and restated in its entirety as follows:  

RCM shall maintain, on a consolidated basis, a Tangible Net Worth no less than the Minimum Tangible Net Worth.  

c. Section 2.7 of the Loan Agreement shall be amended by adding the following sentence. The total cash consideration paid or owed by the 
Borrower in connection with all Acquisitions closed after July 1, 2001 during the term of this Agreement shall not exceed $3,000,000.00, in the 
aggregate. (For purposes of this Section 2.7, cash consideration paid or owed for consulting services, agreements not to compete or similar 
arrangements shall be considered paid or owed in connection with an Acquisition).  

2. Affirmation of Collateral. Borrower covenants, confirms and agrees that as security for the repayment of the Obligations, Lender has, or is 
hereby granted and shall therefore have and continue to have, a continuing first priority lien on and security interest in all of the Collateral, all 
whether now existing or hereafter acquired, created or arising and all proceeds thereof, except to the extent otherwise provided in the Loan 
Agreement. Borrower acknowledges and agrees that nothing herein contained in any way impairs Lender's existing rights or priority in the 
Collateral.  

3. Representations and Warranties. Borrower warrants and represents to Lender that:  

a. Prior Representations. By execution of this Amendment, Borrower reconfirms that all warranties and representations made to Lender under 
the Loan Agreement and the other Loan Documents, as supplemented by the notes to Financial Statements included in the Borrower's Form 
10K dated December 31, 2000 and the Borrower's Form 10Q dated June 30, 2001, are true and correct in all material respects as of the date 
hereof, all of which shall be deemed continuing until all of the Obligations to Lender are paid and satisfied in full.  

b. Authorization. The execution and delivery by Borrower of this Amendment and the performance by Borrower of the transactions herein 
contemplated (i) are and will be within its powers and (ii) are not and will not be in contravention of any order of court or other agency of 
government, of law or of any indenture, agreement or undertaking to which Borrower is a party or by which the property of Borrower is bound, 
or be in conflict with, result in a breach of or constitute (with due notice and/or lapse of time) a default under any such indenture, agreement or 
undertaking, or result in the imposition of any lien, charge or encumbrance of any nature on any of the properties of Borrower.  

c. Valid, Binding and Enforceable. This Amendment and any other instrument, document or agreement executed and delivered in connection 
herewith, will be valid, binding and enforceable in accordance with their respective terms subject to bankruptcy, insolvency, reorganization or 
similar laws affecting creditors' rights generally and general equitable principles.  

d.Costs. Upon execution hereof, Borrower shall pay all costs (including attorneys' feesof Lender) attendant to this Amendment.  

4. Ratification of Loan Documents. This Amendment is hereby incorporated into and made a part of the Loan Agreement and all other Loan 
Documents respectively, the terms and provisions of which, except to the extent modified by this Amendment are each ratified and confirmed 
and continue unchanged in full force and effect. Borrower acknowledges and agrees that it has no defenses, set-offs, counterclaims or 
deductions of any nature with respect to its obligations to Lender. Any reference to the Loan Agreement and all other Loan Documents 
respectively in this or any other instrument, document or agreement related thereto or executed in connection therewith shall mean the Loan 
Agreement and all other Loan Documents respectively as amended by this Amendment. The Loan Agreement and this Amendment shall be 
construed as integrated and complementary of each other, and augmenting and not restricting Lender's powers, rights, remedies and security. If, 
after applying the foregoing, an inconsistency still exists, the provisions of this Amendment shall control.  

5. Effectiveness Conditions. This Amendment shall become effective upon the full execution of this Amendment and the following:  

a. Payment of the Lender's legal fees attendant to this Amendment;  

b. Payment to Agent, on behalf of the Banks, the fees reflected on Schedule A hereto;  

c. A Certificate of the Secretary or Assistant Secretary of the Borrower, dated the date hereof, including (i) resolutions duly adopted by the 
Borrower authorizing this Amendment, and (ii) evidence of the incumbency and signature of the officers executing the Amendment on the 
Borrower's behalf.  

d. Any other documents reasonably required by Agent or Lenders.  

6. Governing Law. This Amendment and all instruments, documents and agreements and the rights and obligations of the parties hereto and 
thereto shall be governed by and interpreted in accordance with the substantive laws of the Commonwealth of Pennsylvania.  

7. Severability. The invalidity or unenforceability of any provision of this Amendment shall not affect the validity or enforceability of the 
remaining provisions.  

8 . Modification. This Amendment may not be modified, amended or terminated except by an agreement in writing executed by the parties 
hereto.  

IN WITNESS WHEREOF, the undersigned parties have executed this Agreement the day and year first above written.  

BORROWER:                           RCM TECHNOLOGIES, INC. 

By: 
-------------------------------------------------------------------------------- 

Name: 
----------------------------------------------------------------------------- 

Title: 
-------------------------------------------------------------------------------- 

                                            CATARACT, INC. 

By: 
-------------------------------------------------------------------------------- 

Name: 
----------------------------------------------------------------------------- 

Title: 
-------------------------------------------------------------------------------- 

RCM TECHNOLOGIES (USA), INC.  

PROGRAMMING ALTERNATIVES  
OF MINNESOTA, INC.  

By:  

Name:  

Title:  

By:  

Name:  

Title:  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NORTHERN TECHNICAL SERVICES, INC.  

GLOBAL TECHNOLOGY SOLUTIONS, INC.  

SOFTWARE ANALYSIS & MANAGEMENT, INC.  

PROCON, INC.  

RCMT DELAWARE, INC.  

By:  

Name:  

Title:  

By:  

Name:  

Title:  

By:  

Name:  

Title:  

By:  

Name:  

Title:  

By:  

Name:  

Title:  

RCM TECHNOLOGIES CANADA CORP.  

By:___________________________  

Name:________________________  

Title:______________________  

BUSINESS SUPPORT GROUP OF MICHIGAN, INC.  

SOLUTIONS THROUGH DATA-PROCESSING, INC.  

PINNACLE CONSULTING, INC.  

APPLICATION SOLUTIONS CORPORATION  

DISCOVERY CONSULTING SOLUTIONS, INC.  

MANAGEMENT SYSTEMS INTEGRATORS, INC.  

AGENT:                              MELLON BANK, N.A., as Agent 

By:  

Name:  

Title:  

By:  

Name:  

Title:  

By:  

Name:  

Title:  

By:  

Name:  

Title:  

By:  

Name:  

Title:  

By:  

Name:  

Title:  

By: 
-------------------------------------------------------------------------------- 

Name: 
----------------------------------------------------------------------------- 

Title: 
-------------------------------------------------------------------------------- 

LENDERS:                            MELLON BANK, N.A., as Lender 

By: 
-------------------------------------------------------------------------------- 

Name: 
----------------------------------------------------------------------------- 

Title: 
-------------------------------------------------------------------------------- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MELLON BANK CANADA, as Lender  

SUNTRUST BANK, ATLANTA, as Lender  

By:  

Name:  

Title:  

By:  

Name:  

Title:  

WACHOVIA BANK (as successor by assignment from ALLFIRST BANK, as Lender  

Name:  

Title:  

By:  

Name:  

Title:  

By:  

Name:  

Title:  

BANK OF AMERICA, N.A., as Lender  

FLEET NATIONAL BANK, as Lender  

SCHEDULE A  

                     Lenders                                FEE 
Mellon Bank, N.A., Canada  Branch                         $ 1,250 
---------------------------------                         ------- 
Mellon Bank, N.A.                                         $23,750 
-----------------                                         ------- 
Fleet National Bank                                       $21,875 
-------------------                                       ------- 
Sun Trust Bank, Atlanta                                   $12,500 
-----------------------                                   ------- 
Bank of America, N.A.                                     $21,875 
---------------------                                     ------- 
First Union National Bank                                 $12,500 
-------------------------                                 ------- 

-                                             -- 

967609-5  

End of Filing  

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