Quarterlytics / Industrials / Conglomerates / RCM Technologies, Inc.

RCM Technologies, Inc.

rcmt · NASDAQ Industrials
Claim this profile
Ticker rcmt
Exchange NASDAQ
Sector Industrials
Industry Conglomerates
Employees 4220
← All annual reports
FY2003 Annual Report · RCM Technologies, Inc.
Sign in to download
Loading PDF…
SECURITIES AND EXCHANGE COMMISSION  
Washington, D.C. 20549  

FORM 10-K  

[X] ANNUAL REPORT PURSUANT TO SECTION 13 or  
15(d)  
OF THE SECURITIES EXCHANGE ACT OF 1934  
For the fiscal year ended December 31, 2003  
OR  
[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES  
EXCHANGE ACT OF 1934  
For the transition period from ........... to ...........  
Commission file number 1-10245  

RCM TECHNOLOGIES, INC.  

Exact name of registrant as specified in its charter  
Nevada 95-1480559  
State of Incorporation IRS Employer Identification No.  

2500 McClellan Avenue, Suite 350, Pennsauken, New Jersey 08109-4613  
Address of principal executive offices  

Registrant's telephone number, including area code: (856) 486-1777  

Securities registered pursuant to Section 12(b) of the Act:  

                                  Name of each exchange 
Title of each class               on which registered 
None                              None 

Securities registered pursuant to Section 12(g) of the Act:  
Common Stock, par value $.05  
(Title of Class)  

Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange 
Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been 
subject to such filing requirements for the past 90 days.  
YES X NO__  

Indicate by check mark if disclosure of delinquent filers pursuant to  

Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of Registrant's knowledge, in definitive proxy or 
information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [X ]  

Indicate by check mark whether the Registrant is an accelerated filer (as defined in Exchange Act Rule 12b-2).  
YES NO X  

The aggregate market value of Common Stock held by non-affiliates of the Registrant on March 17, 2004 was approximately $41,750,000 
based upon the closing price of the Common Stock on June 30, 2003 on The Nasdaq National Market of $3.90. The information provided shall 
in no way be construed as an admission that any person whose holdings are excluded from the figure is an affiliate or that any person whose 
holdings are included is not an affiliate and any such admission is hereby disclaimed. The information provided is included solely for record 
keeping purposes of the Securities and Exchange Commission.  

The number of shares of Registrant's Common Stock (par value $0.05 per share) outstanding as of March 17, 2004: 11,300,529.  

Documents Incorporated by Reference  

 
 
Portions of the Proxy Statement for the Registrant's 2004 Annual Meeting of Stockholders (the "2004 Proxy Statement") are incorporated by 
reference into Items 10,11,12, 13 and 14 in Part III of this Annual Report on Form 10-K. If the 2004 Proxy Statement is not filed by April 29, 
2004, an amendment to this Annual Report on Form 10-K setting forth this information will be duly filed with the Securities and Exchange 
Commission.  

RCM Technologies, Inc.  

FORM 10-K  

TABLE OF CONTENTS  

PART I........................................................................................................   1 
     Item  1.  Business.......................................................................................   2 
     Item  2.  Properties.....................................................................................  10 
     Item  3.   Legal Proceedings.............................................................................  11 
     Item  4.   Submission of Matters to a Vote of Security Holders...........................................  11 

PART II        ...............................................................................................  12 
     Item  5.   Market for Registrant's Common Equity and Related Stock Holder Matters......................... 12 
     Item  6.  Selected Consolidated Financial Data...........................................................  13 
     Item  7.  Management's Discussion and Analysis of Financial Condition and Results of Operations..........  14 
     Item 7A.  Quantitative and Qualitative Disclosures about Market Risk.....................................  27 
     Item  8.  Financial Statements and Supplementary Data....................................................  27 
     Item  9.  Changes in and Disagreements with Accountants on Accounting Financial Disclosure...............  27 
     Item 9A.  Controls and Procedures........................................................................  27 

PART III       ...............................................................................................  28 
     Item 10.  Directors and Executive Officers of the Registrant.............................................  28 
     Item 11.  Executive Compensation.........................................................................  28 
     Item 12.  Security Ownership of Certain Beneficial Owners and Management.................................  28 
     Item 13.  Certain Relationships and Related Transactions.................................................  28 
     Item 14.  Principal Accountant Fees and Services.........................................................  28 

PART IV        ...............................................................................................  29 
     Item 15.  Exhibits, Financial Statement Schedules, and Reports on Form 8-K...............................  29 
     Signatures...............................................................................................  31 

 
 
 
 
 
 
Private Securities Litigation Reform Act Safe Harbor Statement  

PART I  

Certain statements included herein and in other reports and public filings made by RCM Technologies, Inc. ("RCM" or the "Company") are 
forward-looking within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include, 
without limitation, statements regarding the adoption by businesses of new technology solutions, the use by businesses of outsourced solutions, 
such as those offered by the Company, in connection with such adoption, the outcome of litigation (at both the trial and appellate levels) 
involving the Company and the impact on the Company of its exchange offer relating to its outstanding stock options. Readers are cautioned 
that such forward-looking statements, as well as others made by the Company, which may be identified by words such as "may," "will," 
"expect," "anticipate," "continue," "estimate," "project," "intend," and similar expressions, are only predictions and are subject to risks and 
uncertainties that could cause the Company's actual results and financial position to differ materially. Such risks and uncertainties include, 
without limitation: (i) unemployment and general economic conditions associated with the provision of information technology and 
engineering services and solutions and placement of temporary staffing personnel; (ii) the Company's ability to continue to attract, train and 
retain personnel qualified to meet the requirements of its clients; (iii) the Company's ability to identify appropriate acquisition candidates, 
complete such acquisitions and successfully integrate acquired businesses; (iv) uncertainties regarding pro forma financial information and the 
underlying assumptions relating to acquisitions and acquired businesses; (v) uncertainties regarding amounts of deferred consideration and 
earnout payments to become payable to former shareholders of acquired businesses; (vi) possible adverse effects on the market price of the 
Company's common stock due to the resale into the market of significant amounts of common stock; (vii) the potential adverse effect a 
decrease in the trading price of the Company's common stock would have upon the Company's ability to acquire businesses through the 
issuance of its securities;  
(viii) the Company's ability to obtain financing on satisfactory terms; (ix) the reliance of the Company upon the continued service of its 
executive officers;  
(x) the Company's ability to remain competitive in the markets that it serves;  
(xi) the Company's ability to maintain its unemployment insurance premiums and workers compensation premiums; (xii) the risk of claims 
being made against the Company associated with providing temporary staffing services; (xiii) the Company's ability to manage significant 
amounts of information, and periodically expand and upgrade its information processing capabilities; (xiv) the Company's ability to remain in 
compliance with federal and state wage and hour laws and regulations; (xv) uncertainties in predictions as to the future need for the Company's 
services; (xvi) uncertainties relating to the allocation of costs and expenses to each of the Company's operating segments; (xvii) the costs of 
conducting and the outcome of litigation involving the Company, and (xviii) other economic, competitive and governmental factors affecting 
the Company's operations, markets, products and services. Readers are cautioned not to place undue reliance on these forward-looking 
statements, which speak only as of the date made. The Company undertakes no obligation to publicly release the results of any revision of these 
forward-looking statements to reflect these trends or circumstances after the date they are made or to reflect the occurrence of unanticipated 
events.  

1  

ITEM 1. BUSINESS  

General  

RCM Technologies is a premier provider of business and technology solutions designed to enhance and maximize the operational performance 
of its customers through the adaptation and deployment of advanced information technology and engineering services. RCM has been an 
innovative leader in the design, development and delivery of these services to commercial and government sectors for more than 30 years. The 
Company provides a diversified and extensive range of service offerings and deliverables. Its portfolio of Information Technology services 
includes e-Business, Enterprise Management and Enterprise Application Integration. RCM's portfolio of Professional Engineering services 
focuses on Engineering Design, Technical Support and Project Management and Implementation. The Company's Commercial Services 
business unit provides Healthcare contract professionals as well as Clerical and Light Industrial temporary personnel. The Company provides 
its services to clients in the banking and finance, healthcare, insurance, aerospace, pharmaceutical, telecommunications, utility, technology, 
manufacturing, distribution and government sectors. The Company believes it offers a range of services that fosters long-term client 
relationships, affords cross-selling opportunities and minimizes the Company's dependence on any single technology or industry sector.  

During the year ended December 31, 2003, approximately 49% of RCM's total revenues were derived from IT services, 42% from Engineering 
services and the remaining 9% from Commercial Services. The Company has executed a regional strategy to better leverage its consulting 
services offering. RCM sells and delivers its services through a network of 37 branch offices located in selected regions throughout North 
America.  

Demand for IT consulting services has continued the decline that commenced in early 2001 after several years of rapid growth. The decline in 
sales along with a decline in operating income of certain branch offices resulted in goodwill impairment charges for the years ended December 
31, 2002 and 2001.  

The Company's financial performance is related to economic growth levels and subsequent changes in temporary and full-time hiring levels. A 
slower than expected economic recovery could jeopardize the Company's earnings growth.  

Industry Overview  

Businesses today face intense competition, the challenge of constant technological change, and the ongoing need for business process 
optimization. Companies are turning to IT solutions to address these issues and to compete more effectively. As a result, the ability of an 
organization to integrate and align information technologies with new business objectives has become critical.  

Although many companies have recognized the importance of optimizing IT systems and products to support business processes in competing 
in today's challenging climate, the process of designing, developing and implementing IT solutions has become increasingly complex. With the 
prevailing economic conditions, many customers have nonetheless elected to defer, redefine or actually cancel investments in new systems or 
software. Many companies are focusing now on making the most effective use of existing investments they have already made in software and 
technology solutions. Many of the Company's clients are facing challenging economic times. This is creating uncertainty in their ability to 
pursue technology projects, which had previously been considered a competitive imperative. Many clients have laid off portions of their own 
permanent staff and reduced the demand for consulting services in attempts to maintain profitability. This has a direct impact on RCM's 
revenues.  

The current economic environment has further challenged many companies to evaluate investment or funding choices and business critical 
applications. IT managers must integrate and manage computing environments consisting of multiple computing platforms, operating systems, 
databases and networking protocols and off-the-shelf software applications to support business objectives. Companies also need to keep pace 
with new developments in technology, which often render existing equipment and internal skills obsolete. At the same time, external economic 
factors have caused many organizations to focus on core competencies and trim workforces in the IT management area. Accordingly, these 
organizations often lack the quantity, quality and variety of IT skills necessary to design and support IT solutions. IT managers are charged 
with supporting increasingly complex systems and applications of significant strategic value, while working under budgetary, personnel and 
expertise constraints within their own organizations.  

2  

ITEM 1. BUSINESS (CONTINUED)  

Industry Overview (Continued)  

The Company believes the strongest demand for IT services is among middle-market companies, which typically lack the time and technical 
resources to satisfy all of their IT needs internally. These companies typically require sophisticated, experienced IT assistance to achieve their 
business objectives. These companies often rely on IT service providers to help implement and manage their systems. However, many middle-
market companies rely on multiple providers for their IT needs. Generally, the Company believes that this reliance on multiple providers results 
from the fact that larger IT service providers do not target these companies, while smaller IT service providers lack sufficient breadth of 
services or industry knowledge to satisfy all of these companies' needs. The Company believes this reliance on multiple service providers 
creates multiple relationships that are more difficult and less cost-effective to manage than a single relationship would be and can adversely 
impact the quality and compatibility of IT solutions. RCM is structured to provide middle-market companies an objective, single source for 
their IT needs.  

Business Strategy  

RCM is dedicated to providing solutions to meet its clients' business needs by delivering information technology and professional engineering 
services. The Company's objective is to be a recognized leader of specialty professional consulting services and solutions in major markets 
throughout North America. The Company has developed operating strategies to achieve this objective. Key elements of its growth and 
operating strategies are as follows:  

Growth Strategy  

Full Life Cycle Solution. The Company is building a Full Life Cycle Solution capability. The goal of the full life cycle strategy is to fully 
address a client's project implementation cycle at each stage of its development. This entails the Company working with its clients from the 
initial conceptualization of a project through its design and project execution, and extending into ongoing management and support of the 
delivered product. RCM's strategy is to selectively build projects and solutions offerings which utilize its extensive resource base. The 
Company believes that the effective execution of this strategy will generate improved margins on the existing resources. The completion of this 
service-offering continuum will afford the Company the opportunity to strengthen long-term client relationships that will further contribute to 
the quality of earnings.  

In addition to building a Full Life Cycle Solution offering, the Company will continue to focus on transitioning into higher value oriented 
services to increase its margins on its various service lines. The Company will seek to accomplish these measures through expansion of its 
client relationships while at the same time pursuing strategic alliances and partnerships.  

Promote Internal Growth. The Company continues to evolve its internal growth strategies. Several initiatives were launched during 2003. 
National and regional sales management programs were designed and implemented to segregate clients into priority accounts. This process is 
improving account coordination so clients can benefit from the wider array of services offered throughout the Company's service area.  

During 2003, RCM continued a company-wide training initiative in which sales managers and professionals received advanced sales training. 
The purpose of the training, which is a multi-semester program, is to enhance sales skills and to further assist the sales force in identifying, 
developing and closing solution sales.  

RCM has adopted an industry-centric approach to sales and marketing. This initiative recognizes that clients within the same industry sectors 
tend to have common business challenges. It therefore allows the Company to present and deliver enhanced value to those clients in the 
industrial sectors in which RCM has assembled the greatest work experience. RCM's consultants continue to acquire project experience that 
offers differentiated awareness of the business challenges that clients in that industry are facing. This alignment also facilitates and creates 
additional cross-selling opportunities. The Company believes its strategy will lead to greater account penetration and enhanced client 
relationships.  

3  

ITEM 1. BUSINESS (CONTINUED)  

Growth Strategy (Continued)  

Operational strategies contributing to RCM's internal productivity include the delineation of certain new technical practice areas in markets 
where its clients had historically known the Company as a contract service provider. The formation of these practice areas will facilitate the 
flow of project opportunities and the delivery of project-based solutions.  

Continue Selective Strategic Acquisitions. The industry for the Company's services continues to be highly fragmented, and the Company plans 
to continue to selectively assess opportunities to make strategic acquisitions as such opportunities are presented to the Company. The 
Company's past acquisition strategy was designed to broaden the scope of services and technical competencies and grow its Full Life Cycle 
Solution capabilities, and the Company would continue to consider such goals in any future acquisitions. In considering acquisitions, the 
Company focuses principally on companies with (i) technologies RCM has targeted for strategic value enhancement, (ii) margins that will not 
dilute the margins now being delivered, (iii) experienced management personnel, (iv) substantial growth prospects and (v) sellers who desire to 
join the Company's management team. To retain and provide incentives for management of its acquired companies, the Company has generally 
structured a significant portion of the acquisition price in the form of multi-tiered consideration based on growth of operating profitability of 
the acquired company over a two to three-year period.  

Operating Strategy  

Foster a Decentralized Entrepreneurial Environment. A key element of the Company's operating strategy is to foster a decentralized, 
entrepreneurial environment for its employees. The Company fosters this environment by continuing to build on local market knowledge of 
each branch's reputation, customer relationships and expertise. The Company believes an entrepreneurial business atmosphere allows its branch 
offices to quickly and creatively respond to local market demands and enhances the Company's ability to motivate, attract and retain managers 
and to maximize growth and profitability.  

Develop and Maintain Strong Customer Relationships. The Company seeks to develop and maintain strong interactive customer relationships 
by anticipating and focusing on its customers' needs. The Company emphasizes a relationship-oriented approach to business, rather than the 
transaction or assignment-oriented approach that the Company believes is used by many of its competitors. The industry-centric strategy is 
facilitating RCM to further expand its relationships with clients in RCM's targeted sectors.  

To develop close customer relationships, the Company's practice managers regularly meet with both existing and prospective clients to help 
design solutions and identify the resources needed to execute their strategies. The Company's managers also maintain close communications 
with their customers during each project and on an ongoing basis after its completion. The Company believes that this relationship-oriented 
approach can result in greater customer satisfaction and reduce business development expense. Additionally, the Company believes that by 
partnering with its customers in designing business solutions, it can generate new opportunities to cross-sell additional services that the 
Company has to offer. The Company focuses on providing customers with qualified individuals or teams of experts compatible with the 
business needs of our customers and makes a concerted effort to follow the progress of such relationships to ensure their continued success.  

Attract and Retain Highly Qualified Consultants and Technical Resources. The Company believes it has been successful in attracting and 
retaining qualified consultants and contractors by (i) providing stimulating and challenging work assignments, (ii) offering competitive wages, 
(iii) effectively communicating with its candidates, (iv) providing training to maintain and upgrade skills and (v) aligning the needs of its 
customers with the appropriately skilled personnel. The Company believes it has been successful in retaining these personnel due in part to its 
use of practice managers or "ombudsmen" who are dedicated to maintaining contact with, and monitoring the satisfaction levels of, the 
Company's consultants while they are on assignment.  

4  

ITEM 1. BUSINESS (CONTINUED)  

Operating Strategy (Continued)  

Centralize Administrative Functions. The Company continues to improve its operational efficiencies by integrating general and administrative 
functions at the corporate or regional level, and reducing or eliminating redundant functions formerly performed at smaller branch offices. This 
enables the Company to quickly realize savings and synergies and to efficiently control and monitor its operations. It also allows local branches 
to focus more on growing their sales.  

To accomplish this, the Company is centralized on an SAP operating system into which it integrated all of its operating units. The software is 
configured to perform all back office functions, including payroll, project management, project cost accounting, billing, human resource 
administration and all financial consolidation and reporting functions. The Company believes that this system provides a robust and highly 
scalable platform from which to manage daily operations, and that this system has the capacity to accommodate increased usage. During 2003, 
the Company completed the implementation of a unified "front end" system, which manages work orders, and client contacts in a web based 
system. This application puts all RCM locations on a common database. The results continue to indicate improved efficiencies and greater 
cooperation in support of key vertical industry sector requirements.  

Information Technology  

The Company's Information Technology Group offers responsive, timely and comprehensive business and information technology consulting 
and solutions to support the entire systems applications development and implementation process. The Company's information technology 
professionals have expertise in a variety of technical disciplines, including e-business development, application integration, network 
communications, knowledge management and support of client applications.  

The Company has a wide array of service offerings and deliverables within this spectrum. Within its e-business offering, RCM delivers web 
strategies, web enablement of client applications, e-commerce solutions, Intranet solutions, corporate portals and complete web sites. Within its 
business intelligence practice, RCM provides data architecture design, data warehousing, knowledge management, customer relationship 
management and supply chain management solutions. In its enterprise applications area, RCM delivers software sales for certain applications, 
implementation services, infrastructure support, integration services, and an array of post-implementation support services. In its enterprise 
application integration work, the Company integrates diverse but related enterprise applications into unified cohesive operating environments. 
The Company believes that its ability to deliver information technology solutions across a wide range of technical platforms provides an 
important competitive advantage.  

The Company also ensures that its consultants have the expertise and skills needed to keep pace with rapidly evolving information 
technologies. The Company's strategy is to maintain expertise and acquire knowledge in multiple technologies so it can offer its clients non-
biased solutions best suited to their business needs.  

The Company provides its IT services through a number of delivery methods. These include management consulting engagements, project 
management of client efforts, project implementation of client initiatives, outsourcing, both on and off site, and a full complement of resourcing 
alternatives.  

As of December 31, 2003, the Company had assigned approximately 800 information technology employees and consultants to its customers.  

5  

ITEM 1. BUSINESS (CONTINUED)  

Professional Engineering  

The Company's Professional Engineering Group provides personnel to perform project engineering, computer aided design, and other managed 
task technical services either at the site of the customer or, less frequently, at the Company's own facilities. Representative services include 
utilities process and control, electrical engineering design, system engineering design and analysis, mechanical engineering design, 
procurement engineering, civil structural engineering design, computer aided design and code compliance. The Professional Engineering Group 
has developed an expertise in providing engineering, design and technical services to many customers in the aeronautical, paper products 
manufacturing and nuclear power, fossil fuel and electric utilities industries.  

The Company believes that the deregulation of the utilities industry and the aging of nuclear power plants offer the Company an opportunity to 
capture a greater share of professional staffing and project management requirements of the utilities industry both in professional engineering 
services and through cross-selling of its information technology services. Heightened competition, deregulation and rapid technological 
advances are forcing the utilities industry to make fundamental changes in its business process. These pressures have compelled the utilities 
industry to focus on internal operations and maintenance activities and to increasingly outsource their personnel requirements. Additionally, the 
Company believes that increased performance demands from deregulation should increase the importance of information technology to this 
industry. The Company believes that its expertise and strong relationships with certain customers within the utilities industry position the 
Company to be a leading provider of professional services to the utilities industry.  

The Company provides its engineering services through a number of delivery methods. These include managed tasks and resources, complete 
project services, outsourcing, both on and off-site, and a full complement of resourcing alternatives.  

As of December 31, 2003, the Company had assigned approximately 560 engineering and technical employees and consultants to its 
customers.  

Commercial Services  

The Company's Commercial Services Group consists of Specialty Health Care and General Support Services.  

The Company's Specialty Health Care Group provides skilled, licensed healthcare professionals, primarily physical therapists, occupational 
therapists, speech language pathologists and trauma nurses. The Specialty Health Care Group provides services to hospitals, nursing homes, 
pre-schools and lower schools, sports medicine facilities and private practices. Services include in-patient, outpatient, sub-acute and acute care, 
multilingual speech pathology, rehabilitation, and geriatric, pediatric and adult day care. The Specialty Health Care Group does not provide 
general nursing or home healthcare services. Typical engagements range either from three to six months or are on a day-to-day shift basis.  

The Company's General Support Services Group provides contract and temporary services, as well as permanent placement services, for full 
time and part time personnel in a variety of functional areas, including office, clerical, data entry, secretarial, light industrial, shipping and 
receiving and general warehouse. Contract and temporary assignments range in length from less than one day to several weeks or months.  

As of December 31, 2003, the Company had assigned approximately 870 commercial services personnel to its customers.  

6  

ITEM 1. BUSINESS (CONTINUED)  

Branch Offices  

The Company's organization consists of five operating regions with 37 branch offices located in 12 states and Canada. The regions and services 
provided by each of the branch offices are set forth in the table below.  

                                                NUMBER OF 
REGION                                          OFFICES          SERVICES PROVIDED(1) 

EAST 
  Connecticut...................................   2             PE 
  Maryland......................................   1             IT 
  Massachusetts.................................   1             IT 
  New Jersey....................................   2             IT, PE 
  New York......................................   3             IT, PE, CS 
  Pennsylvania..................................   2             IT, PE 
  Vermont.......................................   1             PE 
                                                   - 
                                                  12 
                                                  -- 
GREAT LAKES 
  Michigan......................................   5             IT, PE 
  Minnesota.....................................   1             IT 
  Wisconsin.....................................   3             IT, PE 
                                                   - 
                                                   9 
                                                   - 
CENTRAL 
  Texas.........................................   2             IT 
                                                   - 
                                                   2 
                                                   - 
WEST 
  Northern California...........................   1             IT 
  Southern California...........................   6             IT, CS 
                                                   - 
                                                   7 
                                                   - 

CANADA..........................................   7             IT, PE 
                                                   - 

(1) Services provided are abbreviated as follows: IT - Information Technology PE - Professional Engineering CS - Commercial Services  

Branch offices are primarily located in regions that the Company believes have strong growth prospects for information technology and 
engineering services. The Company's branches are operated in a decentralized, entrepreneurial manner with most branch offices operating as 
independent profit centers. The Company's branch managers are given significant autonomy in the daily operations of their respective offices 
and, with respect to such offices, are responsible for overall guidance and supervision, budgeting and forecasting, sales and marketing 
strategies, pricing, hiring and training. Branch managers are paid on a performance-based compensation system designed to motivate the 
managers to maximize growth and profitability.  

7  

 
 
 
ITEM 1. BUSINESS (CONTINUED)  

Branch Offices (Continued)  

The Company believes that substantial portions of the buying decisions made by users of the Company's services are made on a local or 
regional basis and that the Company's branch offices most often compete with local and regional providers. Since the Company's branch 
managers are in the best position to understand their local markets, and customers often prefer local providers, the Company believes that a 
decentralized operating environment enhances operating performance and contributes to employee and customer satisfaction.  

From its headquarter locations in New Jersey, the Company provides its branch offices with centralized administrative, marketing, finance, 
MIS, human resources and legal support. Centralized administrative functions minimize the administrative burdens on branch office managers 
and allow them to spend more time focusing on sales and marketing and practice development activities.  

Our principal sales offices have one General Manager, one sales manager, three to six sales people, several technical delivery or practice 
managers and several recruiters. The General Managers report to Regional Managers who are responsible for ensuring that performance goals 
are achieved. The Company's branch managers meet frequently to discuss "best practices" and ways to increase the Company's cross selling of 
its professional services. The Company's practice managers meet periodically to strategize, maintain continuity, and identify developmental 
needs and cross-selling opportunities.  

Sales and Marketing  

Sales and marketing efforts are conducted at the local and regional level through the Company's network of branch offices. The Company 
emphasizes long-term personal relationships with customers that are developed through regular assessment of customer requirements and 
proactive monitoring of personnel performance. The Company's sales personnel make regular visits to existing and prospective customers. New 
customers are obtained through active sales programs and referrals. The Company encourages its employees to participate in national and 
regional trade associations, local chambers of commerce and other civic associations. The Company seeks to develop strategic partnering 
relationships with its customers by providing comprehensive solutions for all aspects of a customer's information technology, engineering and 
other professional services needs. The Company concentrates on providing carefully screened professionals with the appropriate skills in a 
timely manner and at competitive prices. The Company regularly monitors the quality of the services provided by its personnel and obtains 
feedback from its customers as to their satisfaction with the services provided.  

The Company has elevated the importance of working with and developing its partner alliances with technology firms. Partner programs are in 
place with firms RCM has identified as strategically important to the completeness of the service offering of the Company. Relations have been 
established with firms such as Microsoft, QAD, Mercury, IBM, and Oracle among others. The partner programs may be managed either at a 
national level from RCM's corporate offices or at a regional level from its branch offices.  

Some of the Company's larger representative customers include 3M, ADP, Bristol Myers Squibb, Bruce Power L.P, Entergy, FlightSafety 
International, IBM, MSC Industrial Supply, Ontario Power Generation, Schering Plough, Target, United Technologies, U.S. Treasury and 
Wells Fargo. The Company serves Fortune 1000 companies and many middle market clients. The Company's relationships with these 
customers are typically formed at the local or regional level or, when appropriate, at the corporate level for national accounts.  

During 2003, the Company's only customer with sales greater than 10% of total sales was Bruce Power LP which accounted for 22% of the 
Company's revenues. The Company's five and ten largest customers accounted for approximately 42% and 52%, respectively, of the 
Company's revenues for 2003. However, of the $45.1 million in revenues from the Company's largest customer, $24.1 million represented 
"Pass-Through" revenues where the Company acted as a general contractor and subcontracted $24.1 million of business at a gross margin of 
approximately 1.2%. If the Company adjusted for these pass-through revenues, its largest customer would have accounted for 11.5% of total 
revenues. Similarly, the Company's five and ten largest customers would have accounted for 34.5% and 45.6%, respectively.  

8  

ITEM 1. BUSINESS (CONTINUED)  

Recruiting and Training  

The Company devotes a significant amount of time and resources, primarily at the branch level, to locating, training and retaining its 
professional personnel. Full-time recruiters utilize the Company's proprietary databases of available personnel, which are cross-indexed by 
competency and skill to match potential candidates with the specific project requirements of the customer. The qualified personnel in the 
databases are identified through numerous activities, including networking, referrals, trade shows, job fairs, schools, newspaper and trade 
journal advertising, Internet recruiting services and the Company's website.  

The Company believes that a significant element to the Company's success in retaining qualified consultants and contract personnel is the 
Company's use of Consultant Relationship Managers ("CRM") and technical practice managers. CRM are qualified Company personnel 
dedicated to maintaining on-site contact with, and monitoring the satisfaction levels of, the Company's consultants and contract personnel while 
they are on assignment. Practice managers are consulting managers responsible for the technical development and career development of the 
Company's technical personnel within the defined practice areas. The Company employs various methods of technical training and skills 
development including sending consultants to application vendor provided courses, the use of computer-based training tools and on-the-job 
training through mentoring programs.  

Information Systems  

The Company has invested, and intends to continue to invest, in the SAP R/3 software that it has installed. This system is deployed on clustered 
Compaq servers and is running on a SQL 7.0 database. The branch offices of the Company are networked to the corporate offices so the SAP 
application is accessed at all operational locations. This system supports Company-wide operations such as payroll, billing, human resources, 
project systems, accounts receivable, accounts payable, all general ledger accounting and consolidation reporting functionality. In addition to 
SAP, the Company has implemented a unified front end system that manages the consultant information in a skills based database, work order 
flows, customer contacts and sales reporting on a national basis. The web based system, provided by Main Sequence, Inc., was heavily 
customized and is hosted and maintained by the Company's headquarters. Each of the service groups maintains databases to permit efficient 
tracking of available personnel on a local basis. This system facilitates efficient matching of customers' requirements with available technical 
personnel and provides contact management functionality for the sales force.  

Competition  

The market for IT and engineering services includes a large number of competitors, is subject to rapid change and is highly competitive. As the 
market demand has shifted, many software companies have adopted tactics to pursue services and consulting offerings making them direct 
competitors when in the past they may have been alliance partners. Primary competitors include participants from a variety of market segments, 
including publicly and privately held firms, systems consulting and implementation firms, application software firms, service groups of 
computer equipment companies, facilities management companies, general management consulting firms and staffing companies. In addition, 
the Company competes with its clients' internal resources, particularly where these resources represent a fixed cost to the client. Such 
competition may impose additional pricing pressures on the Company.  

The Company believes its principal competitive advantages in the IT and professional engineering services market include: breadth of services 
offered, technical expertise, knowledge and experience in the industry, quality of service, responsiveness to client needs and speed in delivering 
IT solutions.  

Additionally, the Company competes for suitable acquisition candidates based on its differentiated acquisition model, its entrepreneurial and 
decentralized operating philosophy, its strong corporate-level support and resources, its status as a public company and its ability to offer 
management of the acquired companies an opportunity to join and participate in the expansion of a growing provider of information technology 
and other engineering services.  

9  

ITEM 1. BUSINESS (CONTINUED)  

Employees  

As of December 31, 2003, the Company employed an administrative staff of approximately 250 people, including certified IT specialists and 
licensed professional engineers who, from time to time, participate in IT and engineering design projects undertaken by the Company. As of 
December 31, 2003, there were approximately 800 information technology and 560 engineering and technical employees and consultants 
assigned by the Company to work on client projects for various periods. As of December 31, 2003, there were approximately 870 commercial 
services employees. None of the Company's employees are represented by a collective bargaining agreement. The Company considers its 
relationship with its employees to be good.  

Access to Company Information  

RCM Technologies, Inc. electronically files its annual report on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and 
all amendments to those reports with the Securities and Exchange Commission (SEC). The public may read and copy any of the reports that are 
filed with the SEC at the SEC's Public Reference Room at 450 Fifth Street, NW, Washington, DC 20549. The public may obtain information 
on the operation of the Public Reference Room by calling the SEC at 1-800-SEC-0330. The SEC maintains an Internet site 
(http://www.sec.gov) that contains reports, proxy, information statements, and other information regarding issuers that file electronically.  

RCM Technologies, Inc. makes available, free of charge, through its website or by responding to requests addressed to the Company's 
Corporate Secretary, its annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and all amendments to 
those reports filed by the Company with the SEC pursuant to Sections 13(a) and 15(d) of the Securities Exchange Act, as amended. These 
reports are available as soon as reasonably practicable after such material is electronically filed with or furnished to the Securities and 
Exchange Commission. The Company's website is http://www.rcmt.com. The information contained on the Company's website, or on other 
websites linked to the Company's website, is not part of this document. Reference herein to the Company's website is in an inactive text 
reference only.  

The Company is a Nevada corporation organized in 1971. The address of its principal executive office is 2500 McClellan Avenue, Suite 350, 
Pennsauken, NJ 08109-4613.  

ITEM 2. PROPERTIES  

The Company provides specialty professional consulting services, principally performed at various client locations, through 37 offices in 12 
states and Canada. The Company's administrative and sales offices typically consist of 1,000 to 3,000 square feet and are leased by the 
Company for terms of one to three years. Offices in larger or smaller markets may vary in size from the typical office. The Company does not 
expect that it will be difficult to maintain or find suitable lease space at reasonable rates in its markets or in areas where the Company 
contemplates expansion.  

The Company's executive office is located at 2500 McClellan Avenue, Suite 350, Pennsauken, New Jersey 08109-4613. These premises consist 
of approximately 9,100 square feet and are leased at a rate of $13.25 per square foot per annum for a term ending on January 31, 2006.  

The Company's operational office is located at 20 Waterview Boulevard, 4th Floor, Parsippany, NJ 07054-1271. These premises consist of 
approximately 28,000 square feet and are leased at a rate of $25.00 per square foot per annum for a term ending on June 30, 2012.  

10  

ITEM 3. LEGAL PROCEEDINGS  

The Company is a party to a lawsuit from persons from whom the Company acquired stock in an acquisition that occurred in the year 1998. 
The lawsuit arises from allegations of wrongful termination and/or failure of the Company to pay deferred consideration under the relevant 
acquisition agreement. The range of possible loss for the aforementioned lawsuit, is from $-0- to approximately $825,000. In the opinion of 
management and based upon the advice of counsel, the Company has meritorious defenses to the lawsuit that should serve to defeat or diminish 
the Company's potential liability.  

In 1998, two shareholders, who were formerly officers and directors of the Company, filed suit against the Company alleging wrongful 
termination of their employment, failure to make required severance payments, wrongful conduct by the Company in connection with the grant 
of stock options, and wrongful conduct by the Company resulting in the non-vestiture of their option grants. The complaint also alleged that the 
Company wrongfully limited the number of shares of the Company's common stock that could have been sold by the plaintiffs under a 
Registration Rights Agreement entered into in connection with the underlying acquisition transaction pursuant to which the plaintiffs became 
shareholders of the Company. The claim under the Registration Rights Agreement sought the difference between the amount for which 
plaintiffs could have sold their RCM shares during the 12-month period ended March 11, 1999, but for the alleged wrongful limitation on their 
sales, and the amount for which the plaintiffs sold their shares during that period and thereafter.  

The claim relating to the wrongful termination of the employment of one of the plaintiffs and the claims of both plaintiffs concerning the grant 
of stock options were resolved in binding arbitration in early 2003. A trial on the remaining claims commenced on December 2, 2002 and a 
verdict was returned on January 24, 2003. On the claims by both plaintiffs, concerning the alleged wrongful limiting of the number of shares 
that they could sell during the 12-month period ended March 11, 1999, a verdict awarding damages of $7.6 million against the Company was 
returned. On June 23, 2003, the trial judge denied the Company's post-trial motions that challenged the jury's verdict and the trial judge also 
upheld the jury's verdict. On August 4, 2003, the trial judge entered a judgment in favor of the plaintiffs for $7.6 million in damages and 
awarded plaintiffs $172,000 in post-verdict prejudgment interest. Post-judgment interest will continue to accrue on the damages portion of the 
judgment after August 4, 2003 (at the rate of 5% per annum until December 31, 2003 and at the rate of 4% per annum in 2004). The Company 
has appealed to the Appellate Division of the Superior Court of New Jersey from, and obtained a stay pending appeal of, that judgment. In 
order to secure the stay, the Company made a cash deposit in lieu of bond of $8.3 million with the Trust Fund of the Superior Court of New 
Jersey. This deposit is recorded as restricted cash on the consolidated balance sheet and earns interest at a rate that approximates the daily 
federal funds rate. The plaintiffs have cross-appealed from the Court's denial of pre-verdict prejudgment interest on the damages portion of the 
August 4, 2003 judgment and from the Court's refusal to grant judgment as a matter of law to one of the plaintiffs on his claim for severance 
pay in the amount of $240,000 plus interest. The briefing phase of the appeal is scheduled to be concluded in April 2004. The timing of a ruling 
on the appeal cannot be predicted at this time.  

In connection with this litigation, the Company accrued $9.7 million of litigation charges at December 31, 2002, which includes the jury award 
of $7.6 million, professional fees of $1.1 million and an estimate of $1.0 million for attorney fees and pre-judgment interest. During fiscal 
2003, the Company paid $1.3 million in fees. As of December 31, 2003, the accrued litigation reserve was $8.4 million.  

In addition, in November, 2002, the Company brought suit in the Superior Court of New Jersey, Law Division on professional liability claims 
against the attorneys who served as its counsel in the acquisition transaction and in its subsequent dealings with the plaintiffs concerning their 
various relationships with the Company resulting from that transaction. In its lawsuit against the former counsel, the Company is seeking 
complete indemnification (1) for its costs and counsel fees incurred in defending itself against the claims of the plaintiffs; (2) for any sums for 
which the Company is ultimately determined to be liable to the plaintiffs; and (3) for its costs and counsel fees incurred in the prosecution of 
the legal malpractice action itself. That lawsuit has been temporarily stayed in the Law Division at the request of the defendants until at least 
May 10, 2004 while the appeal of the underlying action goes forward in the Appellate Division of the Superior Court.  

11  

ITEM 3. LEGAL PROCEEDINGS (CONTINUED)  

The Company is also subject to other pending legal proceedings and claims that arise from time to time in the ordinary course of its business, 
which may or may not be covered by insurance.  

The litigation and other claims previously noted are subject to inherent uncertainties and management's view of these matters may change in 
the future. Were an unfavorable final outcome to occur, there exists the possibility of a material adverse impact on our financial position and 
the results of operations for the period in which the effect becomes reasonably estimable.  

ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS  

There were no matters submitted to a vote of security holders during the quarter ended December 31, 2003.  

PART II  

ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER MATTERS  

The Company's Common Stock is traded on The Nasdaq National Market under the Symbol "RCMT". The following table sets forth 
approximate high and low sales prices for the two years in the period ended December 31, 2003 as reported by The Nasdaq National Market:  

                                                              Common Stock 
                                                     -------------------------------- 

Fiscal 2002                                           High                     Low 
                                                     ------                   ----- 

     First Quarter.................................. $5.34                    $4.41 
     Second Quarter.................................  5.25                     4.10 
     Third Quarter..................................  5.14                     3.73 
     Fourth Quarter................................. $4.94                    $3.70 

Fiscal 2003 

     First Quarter.................................. $4.08                    $2.52 
     Second Quarter.................................  3.98                     2.10 
     Third Quarter..................................  5.50                     3.39 
     Fourth Quarter................................. $7.69                    $4.81 

Holders  

As of March 1, 2004, the approximate number of holders of record of the Company's Common Stock was 686. Based upon the requests for 
proxy information in connection with the Company's most recent Annual Meeting of Stockholders, the Company believes the number of 
beneficial owners of its Common Stock is approximately 2,625.  

Dividends  

The Company has never declared or paid a cash dividend on the Common Stock and does not anticipate paying any cash dividends in the 
foreseeable future. It is the current policy of the Company's Board of Directors to retain all earnings to finance the development and expansion 
of the Company's business. Any future payment of dividends will be at the discretion of the Board of Directors and will depend upon, among 
other things, the Company's earnings, financial condition, capital requirements, level of indebtedness, contractual restrictions and other factors 
that the Board of Directors deems relevant. The Revolving Credit Facility (as defined in Item 7 hereof) prohibits the payment of dividends or 
distributions on account of the Company's capital stock without the prior consent of the majority of the Company's lenders.  

12  

 
 
 
 
 
ITEM 6. SELECTED CONSOLIDATED FINANCIAL DATA  

The selected historical consolidated financial data was derived from the Company's Consolidated Financial Statements. The selected historical 
consolidated financial data should be read in conjunction with "Management's Discussion and Analysis of Financial Condition and Results of 
Operations" and the Consolidated Financial Statements of the Company, and notes thereto, included elsewhere herein.  

                                                            Years Ended                               Two Months      Year Ended 
                                                                                                        Ended 
                                  ---------------------------------------------------------------------------------------------- 

                                                            December 31,                             December 31,    October 31, 
                                  ---------------------------------------------------------------------------------------------- 
                                         2003            2002            2001            2000            1999          1999 
                                  -------------------------------- -------------------------------------------- ---------------- 
Income Statement 

Revenues                              $206,605,188   $186,650,616    $234,739,066     $305,444,247     $51,119,860 $311,412,892 
Gross profit                            44,594,686     46,664,861      62,575,740       78,045,164      13,163,458   76,274,494 

Income before the charges 
listed   below                           6,812,107      8,005,135       9,407,072       11,058,650       2,489,434   17,237,944 
Amortization, net of tax                   (18,000)       (12,000)     (5,385,000)      (4,390,000)       (450,000)  (2,410,000) 
Goodwill impairment, net of tax                       (24,748,000)    (22,758,000)    ( 26,534,000) 
Unusual items, net of tax                              (6,414,000)                      (2,083,000) 
Equity compensation, net of tax         (4,014,954) 
Income (loss) from continuing 
  operations                             2,779,153    (23,168,865)     18,735,928)    ( 21,948,350)      2,039,434   14,827,944 
(Loss) gain from discontinued 
  operations                                             (967,065)        (20,041)          51,964          11,559      120,304 
Net income (loss)                       $2,779,153   ($24,135,930) ($  18,755,969)  ($  21,896,386)     $2,050,993  $14,948,248 

Earnings Per Share (1) 
Income (loss) from continuing 
  Operations                                  $.26         ($2.19)         ($1.78)          ($2.09)           $.19        $1.36 
(Loss) gain from discontinued 
  Operations                                                 (.09)                                                          .01 
Net income (loss)                             $.26         ($2.28)         ($1.78)          ($2.09)           $.19        $1.37 
Net income (loss)(basic 
and        diluted)                           $.26         ($2.28)         ($1.78)          ($2.09)           $.20        $1.43 

                                                            December 31,                            December 31,     October 31, 
                                  ---------------------------------------------------------------------------------------------- 
                                         2003             2002            2001            2000            1999             1999 
                                  ---------------- --------------- ------------------------------------------------ ------------ 
Balance Sheet 

Working capital                       $23,881,579     $16,516,062     $10,977,131      $56,508,604     $61,383,437    54,866,477 
Total assets                           99,703,589      88,439,784     131,155,945      174,268,828     183,950,884   184,047,546 
Long term liabilities                                                                   49,483,873      47,300,000    40,800,000 
Total liabilities                      32,533,493      29,193,630      47,866,145       72,206,502      59,854,255    62,045,376 
Shareholders' equity                  $67,170,096     $59,246,154     $83,289,800     $102,062,326    $124,096,629  $122,002,170 

(1) Shares used in computing 
    earnings per share: 

Basic                                  10,716,179      10,585,503      10,519,701       10,499,305      10,496,225    10,484,764 
Diluted                                10,896,305      10,585,503      10,519,701       10,499,305      10,951,447    10,942,146 

13  

 
 
 
 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS  

Overview  

RCM participates in a market that is cyclical in nature and extremely sensitive to economic changes. As a result, the impact of economic 
changes on revenues and operations can be volatile. The Company's consolidated revenues have declined 32.4% or $98.8 million from a peak 
of $305 million in year 2000. RCM had established significant personnel and infrastructures to support a high-growth strategy through broad-
based market penetration and acquisitions. The dramatic slowdown in the United States economy, which began during 2000, prompted 
management to reconsider its strategy. In that regard, the Company initiated non-strategic reductions in its staff personnel and office 
requirements in response to the decrease in sales volume in year 2001. Since that time, management has continued to monitor its operating cost 
structure in order to maintain a cost benefit relationship with revenues. In addition, there has been an ongoing focus on working capital 
management and cash flows. These efforts have resulted in an improvement in accounts receivable collections, debt reduction and improved 
cash flows. Furthermore, the Company has improved discipline in its marketing and sales strategies and now focuses on growth in targeted 
vertical markets and in service offerings providing greater opportunities to maximize returns.  

In addition, many of the Company's clients are facing challenging economic times. This is creating uncertainty in their ability to pursue 
technology projects, which had previously been considered a competitive imperative. Many clients have laid off portions of their own 
permanent staff and greatly reduced the demand for consulting services in attempts to maintain profitability.  

The Company believes that most companies have recognized the importance of the Internet and information management technologies to 
compete in today's business climate. However, the uncertain economic environment has curtailed many companies' motivation for rapid 
adoption of many technological enhancements. The process of designing, developing and implementing software solutions has become 
increasingly complex. The Company believes that many companies today are focused on return on investment analysis in prioritizing the 
initiatives they undertake. This has had the effect of delaying or totally negating spending on many emerging new solutions, which 
management formerly anticipated.  

Nonetheless, IT managers must integrate and manage computing environments consisting of multiple computing platforms, operating systems, 
databases and networking protocols, and must implement packaged software applications to support existing business objectives. Companies 
also need to continually keep pace with new developments, which often render existing equipment and internal skills obsolete. Consequently, 
business drivers cause IT managers to support increasingly complex systems and applications of significant strategic value, while working 
under budgetary, personnel and expertise constraints. This has given rise to a demand for outsourcing. The Company believes that its clients, 
and future prospective clients, are continuing to evaluate the potential for outsourcing business critical applications and entire business 
functions.  

The Company provides project management and consulting work which are billed either by an agreed upon fixed fee or hourly rates, or a 
combination of both. The billing rates and profit margins for project management and solutions work are higher than those for professional 
consulting services. The Company generally endeavors to expand its sales of higher margin solutions and project management services. The 
Company also realizes revenues from client engagements that range from the placement of contract and temporary technical consultants to 
project assignments that entail the delivery of end-to-end solutions. These services are primarily provided to the client at hourly rates that are 
established for each of the Company's consultants based upon their skill level, experience and the type of work performed.  

14  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Overview (Continued)  

The majority of the Company's services are provided under purchase orders. Contracts are utilized on more of the complex assignments where 
the engagements are for longer terms or where precise documentation on the nature and scope of the assignment is necessary. Contracts, 
although they normally relate to longer-term and more complex engagements, generally do not obligate the customer to purchase a minimum 
level of services and are generally terminable by the customer on 60 to 90 days' notice. Revenues are recognized when services are provided.  

Costs of services consist primarily of salaries and compensation-related expenses for billable consultants, including payroll taxes, employee 
benefits and insurance. Selling, general and administrative expenses consist primarily of salaries and benefits of personnel responsible for 
business development, recruiting, operating activities and training, and include corporate overhead expenses. Corporate overhead expenses 
relate to salaries and benefits of personnel responsible for corporate activities, including the Company's corporate marketing, administrative 
and reporting responsibilities and acquisition program. The Company records these expenses when incurred. Depreciation relates primarily to 
the fixed assets of the Company. Amortization relates to a covenant not to compete resulting from one of the Company's acquisitions. 
Acquisitions have been accounted for under the purchase method of accounting for financial reporting purposes and have created goodwill.  

Critical Accounting Policies  

The financial statements were prepared in accordance with generally accepted accounting principles, which require management to make 
subjective decisions, assessments, and estimates about the effect of matters that are inherently uncertain. As the number of variables and 
assumptions affecting the judgments increases, such judgments become even more subjective. While management believes that its assumptions 
are reasonable and appropriate, actual results may be materially different than estimated. The Company has identified certain critical 
accounting policies, described below, that require significant judgment to be exercised by management.  

Revenue Recognition  

The Company derives its revenues from several sources. All of the Company's segments perform staffing services. The Company's Professional 
Engineering Services and Information Technology Services segments also perform project services. The Information Technology Services 
segment also derives revenue from permanent placement fees.  

Project Services - Project services are generally provided on a cost-plus-fixed-fee or time-and-material basis. Typically, a customer will 
outsource a discrete project or activity and the Company assumes responsibility for performance of the function or project. The Company 
recognizes revenues and associated costs on a gross basis as services are performed and costs are incurred using its employees. In instances 
where project services are provided on a fixed-price basis and the contract will extend beyond a 12-month period, revenue is recorded in 
accordance with the terms of each contract. In some instances, revenue is billed and recorded at the time certain milestones are reached, as 
defined in the contract. In other instances, revenue is billed and recorded based upon contractual rates per hour. In addition, some contracts 
contain "Performance Fees" (bonuses) for completing a contract under budget. Performance Fees, if any, are recorded when the contract is 
completed and the revenue is reasonably certain of collection. Some contracts also limit revenues and billings to maximum amounts. Expenses 
related to contracts that extend beyond a 12-month period are charged to Cost of Services as incurred.  

15  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Revenue Recognition (Continued)  

Staffing Services - Revenues derived from staffing services are recorded on a gross basis as services are performed and associated costs have 
been incurred using employees of the Company. In these circumstances, the Company assumes the risk of acceptability of its employees to its 
customers. In certain cases, the Company may utilize other companies and their employees to fulfill customer requirements. In these cases, the 
Company receives an administrative fee for arranging for, billing for and collecting the billings related to these companies. The customer is 
typically responsible for assessing the work of these companies who have responsibility for acceptability of their personnel to the customer. 
Under these circumstances, the Company's reported revenues are net of associated costs (effectively the administrative fee).  

Permanent Placement Fees - The Company earns permanent placement fees. Fees for placements are recognized at the time the candidate 
commences employment. The Company guarantees its permanent placements for 90 days. In the event a candidate is not retained for the 90 day 
period, the Company will provide a suitable replacement candidate. In the event a replacement candidate cannot be located, the Company will 
provide a refund to the client. An allowance for refunds, based upon the Company's historical experience, is recorded in the financial 
statements. Revenues are recorded on a gross basis as a component of revenue.  

Accounts Receivable  

The Company's accounts receivable are due from various types of companies. Credit is extended based on evaluation of customers' financial 
condition and, generally, collateral is not required. Accounts receivable payment terms vary and are stated in the financial statements at 
amounts due from customers net of an allowance for doubtful accounts. Accounts outstanding longer than the payment terms are considered 
past due. The Company determines its allowance by considering a number of factors, including the length of time trade accounts receivable are 
past due, the Company's previous loss history, the customer's current ability to pay its obligation to the Company, and the condition of the 
general economy and the industry as a whole. The Company writes-off accounts receivable when they become uncollectible, and payments 
subsequently received on such receivables are credited to the allowance for doubtful accounts.  

Goodwill and Intangibles  

Effective January 1, 2002, the Company adopted SFAS 142, "Goodwill and Other Intangible Assets." Accordingly, the Company discontinued 
amortizing goodwill and began applying the specific guidance contained in that Statement to evaluate the carrying value and recoverability of 
its goodwill by evaluating the fair market value of the reporting units within which goodwill resides. The process of estimating fair value, in 
part, relies on the use of forecasts to estimate future cash flows expected from a reporting unit. The estimation of future cash flows, based on 
reasonable and supportable assumptions and projections, requires management's subjective judgments. The time periods for estimating future 
cash flows are lengthy, which increases the risk that actual future results could significantly deviate from estimates. The Company compared 
the fair value of each of its reporting units to their respective carrying values, including related goodwill, which resulted in an impairment loss 
of approximately $30 million for the year ended December 31, 2002. There were no impairment losses for the year ended December 31, 2003. 
Changes in future market conditions, the Company's strategy, or other factors could impact upon the future values of these reporting units, 
which could result in future impairment charges.  

16  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Accounting for Stock Options  

The Company has used stock options to attract, retain, and reward employees for long-term service. Generally accepted accounting principles 
allow alternative methods of accounting for these awards. The Company has chosen to account for its stock plans (including stock option 
plans) under APB Opinion 25, "Accounting for Stock Issued to Employees." Since option exercise prices reflect the market value per share of 
the Company's stock upon grant, no compensation expense related to stock options is reflected in the Company's income statement. SFAS 123, 
"Accounting for Stock-Based Compensation," prescribes the alternative method of accounting for stock options. Had SFAS 123 been adopted, 
the Company would have recorded additional pre-tax costs of approximately $650,000 for the year ended December 31, 2003. The pro-forma 
compensation cost was calculated using the Black-Scholes Options Pricing Model, which includes estimates based on assumptions for the risk-
free interest rate, life of options and stock price volatility. Changes in the underlying assumptions could impact the pro-forma compensation 
cost.  

Accounting for Income Taxes  

In establishing the provision for income taxes and deferred income tax assets and liabilities, and valuation allowances against deferred tax 
assets, the Company makes judgments and interpretations based on enacted tax laws, published tax guidance, as well as estimates of future 
earnings. As of December 31, 2003, the Company has total net deferred tax assets of $4.6 million. This includes $936,000, which relates 
primarily to federal and state net operating loss carry forwards. Realization of deferred tax assets is dependent upon the likelihood that future 
taxable income will be sufficient to realize these benefits over time, and the effectiveness of tax planning strategies in the relevant tax 
jurisdictions. In the event that actual results differ from these estimates and assessments, additional valuation allowances may be required.  

17  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Results of Operations (In thousands, except for earnings per share data) 

                                                    Year Ended               Year Ended                Year Ended 
                                                 December 31, 2003        December 31, 2002        December 31, 2001 
                                              ------------------------ ------------------------ ------------------------- 
                                                               % of                     % of                      % of 
                                               Amount       Revenue      Amount      Revenue      Amount        Revenue 
                                              ----------  ------------ ----------- ------------ ----------- ------------- 
 Revenues                                      $206,605         100.0    $186,651        100.0    $234,739       100.0 
 Cost of services                               162,010          78.4     139,986         75.0     172,163        73.3 
                                              ----------  ------------ ----------- ------------ ----------- ------------- 
 Gross profit                                    44,595          21.6      46,665         25.0      62,576        26.7 

 Selling, general and administrative             32,558          15.8      33,320         17.9      42,840        18.3 
 Depreciation and amortization                    1,223            .6       1,258           .7       7,418         3.2 
 Compensation for stock tender offer              6,692           3.2 
 Litigation charge                                                          9,718          5.2 
 Impairment of goodwill                                                    29,990         16.1      34,993        14.9 
 Other expense                                      182            .1         156           .1       2,269         1.0 
 Income (loss) from continuing 
 operations      before income taxes              3,940           1.9     (27,797)       (15.0)    (24,944)      (10.6) 
 Income taxes (benefit)                           1,161            .6      (4,608)        (2.5)     (6,208)       (2.6) 
 Income (loss) from continuing operations         2,779           1.3     (23,169)       (12.5)    (18,736)       (8.0) 
 Loss from discontinued operations, net 
 of     taxes                                                                (967)         (.5)        (20) 
                                              ----------  ------------ ----------- ------------ ----------- ------------- 
 Net income (loss)                               $2,779           1.3    ($24,136)       (13.0)   ($18,756)       (8.0) 
                                              ==========  ============ =========== ============ =========== ============= 

Earnings per share 
Basic and Diluted: 
  Income (loss) from continuing operations        $.26                    ($2.19)                  ($1.78) 
  Discontinued operations                                               (    .09) 
                                             ----------               -----------              ----------- 
  Net  income (loss)                              $.26                    ($2.28)                  ($1.78) 
                                             ==========               ===========              =========== 

Year Ended December 31, 2003 Compared to Year Ended December 31, 2002  

Revenues. Revenues increased 10.7%, or $20.0 million, for 2003 as compared to 2002. The revenue increase was primarily attributable to 
increased revenues in the Professional Engineering segment. Management attributes this increase primarily to an increase in subcontracted 
revenues on a major project with respect to which RCM is the general contractor. Subcontracted revenues recognized by RCM for 2003 were 
approximately $24.2 million as compared to $4.7 million for 2002. RCM, as general contractor on this major project, subcontracts certain tasks 
outside of RCM's core competencies as agreed upon with RCM's customer.  

Cost of Services. Cost of services increased 15.7%, or $22.0 million, for 2003 as compared to 2002. This increase was primarily due to an 
increase in subcontractor costs associated with increased subcontracted revenues experienced during 2003. Cost of services as a percentage of 
revenues increased to 78.4% for 2003 from 75.0% for 2002. This increase was primarily attributable to an increase of the Company's revenues 
being derived from Professional Engineering services, which have historically had lower gross profit margins.  

18  

 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Year Ended December 31, 2003 Compared to Year Ended December 31, 2002  
(Continued)  

Selling, General and Administrative. Selling, general and administrative ("SGA") expenses decreased 2.3%, or $762,000 for 2003 as compared 
to 2002. This decrease was primarily attributable to ongoing cost cutting and cost containment initiatives. SGA expenses as a percentage of 
revenues were 15.8% for 2003 as compared to 17.9% for 2002.  

Depreciation and Amortization. Depreciation and amortization decreased 2.8%, or $35,000, for 2003 as compared to 2002. This decrease was 
primarily due to write down of impaired fixed assets prior to 2003.  

Other Expense. Other expense consists of interest expense, net of interest income and gains on foreign currency transactions. For 2003, actual 
interest expense of $382,600 was offset by $68,100 of interest income, which was principally earned from short-term money market deposits. 
For 2002, actual interest expense of $770,000 was offset by $599,000 of interest income, which was principally earned from an income tax 
refund claim with the Internal Revenue Service. The reduction of actual interest expense of $387,800 was attributable to lower interest rates as 
well as reduced need for average borrowings in 2003. The reduction in interest expense was mitigated by interest on a post judgment verdict of 
$7.6 million (see note 17). Gains on foreign currency transactions increased $115,300 because of the strengthening of the Canadian Dollar as 
compared to the U.S. Dollar.  

Income Tax. Income tax expense increased 125.2%, or $5.8 million, for fiscal 2003 as compared to fiscal 2002. This increase was attributable 
to the increased level of income before taxes for fiscal 2003 as compared to fiscal 2002. The effective tax rate was 29.5%, for fiscal 2003 as 
compared to an effective refund rate of 16.6% for fiscal 2002. The increase was attributable to a reduction of tax deductible amortization of 
intangibles in 2003.  

Compensation Expense for Stock Option Tender. In order to enhance long-term value for the shareholders of the Company, reduce the number 
of options outstanding and improve the Company's ability to retain and provide incentives to employees and directors, on September 30, 2003, 
the Company made a tender offer to exchange stock options with a strike price of $7.00 or greater for shares of restricted stock and cash.  

Upon expiration of the tender offer on November 14, 2003, option holders participating in the tender offer received 607,777 shares of restricted 
stock having an aggregate value of $3.8 million ($6.30 per share) as well as cash consideration of $2.6 million, which was equal to 67% of the 
value of the restricted common stock. Participants surrendered 1,327,973 stock options, which represented 100% of all options eligible to be 
surrendered. The Company recorded a charge of $6.7 million ($4.0 million after-tax) to equity compensation expense in the fourth quarter of 
2003 due to the tender offer. Provided the Company has positive U.S. Federal taxable income in future periods, the exchange offer will be 
approximately cash flow neutral to the Company as the combined tax benefits (both the restricted common stock issued and the cash 
consideration paid are tax deductible expenses) will be approximately equal the actual cash consideration paid to employees and directors.  

19  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Year Ended December 31, 2003 Compared to Year Ended December 31, 2002  
(Continued)  

Litigation Charge. In 1998, two shareholders, who were formerly officers and directors of the Company, filed suit against the Company 
alleging wrongful termination of their employment, failure to make required severance payments, wrongful conduct by the Company in 
connection with the grant of stock options, and wrongful conduct by the Company resulting in the non-vestiture of their option grants. The 
complaint also alleged that the Company wrongfully limited the number of shares of the Company's common stock that could have been sold 
by the plaintiffs under a Registration Rights Agreement entered into in connection with the underlying acquisition transaction pursuant to 
which the plaintiffs became shareholders of the Company. The claim under the Registration Rights Agreement sought the difference between 
the amount for which plaintiffs could have sold their RCM shares during the 12-month period ended March 11, 1999, but for the alleged 
wrongful limitation on their sales, and the amount for which the plaintiffs sold their shares during that period and thereafter.  

The claim relating to the wrongful termination of the employment of one of the plaintiffs and the claims of both plaintiffs concerning the grant 
of stock options were resolved in binding arbitration in early 2003. A trial on the remaining claims commenced on December 2, 2002 and a 
verdict was returned on January 24, 2003. On the claims by both plaintiffs, concerning the alleged wrongful limiting of the number of shares 
that they could sell during the 12-month period ended March 11, 1999, a verdict awarding damages of $7.6 million against the Company was 
returned. On June 23, 2003, the trial judge denied the Company's post-trial motions that challenged the jury's verdict and the trial judge also 
upheld the jury's verdict. On August 4, 2003, the trial judge entered a judgment in favor of the plaintiffs for $7.6 million in damages and 
awarded plaintiffs $172,000 in post-verdict prejudgment interest. Post-judgment interest will continue to accrue on the damages portion of the 
judgment after August 4, 2003 (at the rate of 5% per annum until December 31, 2003 and at the rate of 4% per annum in 2004). The Company 
has appealed from, and obtained a stay pending appeal of, that judgment. In order to secure the stay, the Company made a cash deposit in lieu 
of bond of $8.3 million with the Trust Fund of the Superior Court of New Jersey. This deposit is recorded as restricted cash on the consolidated 
balance sheet and earns interest at a rate that approximates the daily federal funds rate. The plaintiffs have cross-appealed from the Court's 
denial of pre-verdict prejudgment interest on the damages portion of the August 4, 2003 judgment and from the Court's refusal to grant 
judgment as a matter of law to one of the plaintiffs on his claim for severance pay in the amount of $240,000 plus interest. The briefing phase 
of the appeal is scheduled to be concluded in April 2004. The timing of a ruling on the appeal cannot be predicted at this time. As of December 
31, 2003, the accrued litigation reserve was $8.4 million.  

In connection with this litigation, the Company accrued $9.7 million of litigation charges at December 31, 2002, which includes the jury award 
of $7.6 million, professional fees of $1.1 million and an estimate of $1.0 million for attorney fees and pre-judgment interest. The after tax effect 
(on 2002 earnings) of the litigation is $6.4 million.  

Goodwill Impairment. The Company performed an impairment review in accordance with the requirements of SFAS No. 142 for the calendar 
years 2003 and 2002. During the fourth quarter of calendar 2002 the review indicated that there was an impairment of value, which resulted in 
a $30.0 million ($24.7 million net of income tax benefit of $5.2 million) charge to expense for the year ended December 31, 2002 in order to 
properly reflect the appropriate carrying value of goodwill. The results of the 2003 impairment testing indicated no further impairment to 
goodwill. There can be no assurance that future goodwill tests will not result in further impairment charges.  

Loss from Discontinued Operations. In August 2002, the Company sold a reporting unit in the commercial services business segment for 
$100,000, which resulted in a loss of $1.6 million ($967,000 net of income tax benefit of $644,000) for fiscal 2002 or $.09 per share. In 
accordance with Statement of Financial Accounting Standards (SFAS) 144, the loss is presented as a loss from discontinued operations in the 
statements of income for fiscal 2002. The tax effected operating results of the reporting unit sold were losses of $29,000 for fiscal 2002 and are 
excluded from income from continuing operations. The Company has not discontinued its commercial services business segment. The financial 
statements for the comparative periods have been reclassified for comparative purposes.  

20  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Year Ended December 31, 2003 Compared to Year Ended December 31, 2002  
(Continued)  

Segment Discussion (See Footnote 15)  

Information Technology ("IT")  

IT revenues of $101 million decreased $10.4 million in 2003 or 9.3% compared to 2002. The decline was principally attributable to a softening 
of demand for information technology services, the weak economy, offshore competition and widespread pricing pressures. The IT segment 
earnings before interest, taxes,compensation expense for stock tender offer, depreciation and amortization ("EBITDA") was $7.8 million or 
7.7% of revenues for 2003 as compared to $8.1 million or 7.3% of revenues for 2002. The EBITDA margin percentage improvement was due 
to ongoing cost containment efforts.  

Professional Engineering ("PE")  

PE revenues of $86.7 million in 2003 increased $30.7 million or 54.9% compared to 2002. A significant reason for the increase was the 
revenues generated from engineering services provided to an electric utility plant in Canada. The PE segment EBITDA was $3.9 million, or 
4.5% of revenues for 2003 as compared to $4.7 million or 8.4% of revenues for 2002. The decline was attributable to subcontracted revenues 
recognized by RCM for 2003 of approximately $24.2 million as compared to $4.7 million for 2002. RCM, as general contractor on this major 
project, subcontracts certain tasks for which RCM accepts lower margins.  

Commercial Services ("CS")  

CS revenues of $19.0 million in 2003 decreased $365,000 or 1.9% compared to 2002. This modest decline was principally attributable to a 
weak economy. The CS segment EBITDA was $423,000 or 2.2% of revenues as compared to $561,000 or 2.8% of revenues for 2002. The 
overall decline is principally attributable to competitive pricing pressures and an unfavorable worker's compensation rating market in 
California.  

Year Ended December 31, 2002 Compared to Year Ended December 31, 2001  

Revenues. Revenues decreased 20.5%, or $48.1 million, for 2002 as compared to 2001. The revenue decline was primarily attributable to 
softness in the IT sector. Management attributes this softness to overall economic conditions as well as hesitancy by customers to launch new 
capital spending programs.  

Cost of Services. Cost of services decreased 18.7%, or $32.2 million, for 2002 as compared to 2001. This decrease was primarily due to a 
decrease in salaries and compensation associated with the decreased revenues experienced during 2002. Cost of services as a percentage of 
revenues increased to 75.0% for fiscal 2002 from 73.3% for 2001. This increase was primarily attributable to an increase in the Company's 
revenues being derived from Professional Engineering Services, which have historically had lower gross profit margins and a decline in 
revenues derived from Information Technology services which have historically higher gross margins.  

Selling, General and Administrative. SGA expenses decreased 22.2%, or $9.5 million, for 2002 as compared to 2001. This decrease was 
primarily attributable to a reduction in the related variable costs corresponding to reduction in revenues and cost cutting initiatives. SGA 
expenses, as a percentage of revenues, were 17.9% for 2002 as compared to 18.3% for 2001.  

21  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND  
RESULTS OF OPERATIONS (CONTINUED)  

Year Ended December 31, 2002 Compared to Year Ended December 31, 2001  
(Continued)  

Depreciation and Amortization. Depreciation and amortization decreased 83.0%, or $6.2 million, for fiscal 2002 as compared to fiscal 2001. 
This decrease was primarily due to a decrease in amortization of intangibles of $6.3 million resulting from the Financial Accounting Standards 
Board (FASB) issuance of Statement of Financial Accounting Standards (SFAS) 142, Goodwill and Intangible Assets on July 20, 2001. SFAS 
142 was effective for all fiscal periods beginning after December 15, 2001. In accordance with SFAS 142, for fiscal 2002, all previously 
recognized goodwill and intangible assets with indefinite lives were no longer subject to amortization. If SFAS 142 had been in effect on 
January 1, 2001, net loss per share would have been $1.27 per share for fiscal 2001 as compared to a net loss per share of $2.28 for 2002.  

Other Expense. Other expense consists principally of interest expense, net of interest income. For 2001, actual interest expense of $770,000 
was offset by $599,000 of interest income, which was principally earned from an income tax refund claim with the Internal Revenue Service. 
Interest expense, net, decreased $2.1 million, or 93%, for fiscal 2002 as compared to fiscal 2001. This decrease was primarily due to the 
increased cash derived from operating activities, which was used to reduce interest bearing debt as well as the aforementioned interest income 
earned on the income tax refund and the effect of lower interest rates on borrowed funds.  

Income Tax. Income tax expense decreased 43.4%, or $3.0 million, for fiscal 2002 as compared to fiscal 2001. This decrease was attributable 
to a lower level of income before taxes for fiscal 2002 as compared to fiscal 2001. The effective tax refund rate was 16.6% for fiscal 2002 as 
compared to 24.9% for fiscal 2001. The reduction was attributable to tax deductible amortization of intangibles in 2002.  

Goodwill Impairment. As a result of the softness experienced in the IT sector and the resultant revenue decline, management had been closely 
monitoring the operating results of its IT branches throughout the year, instituting significant reductions in selling, general and administrative 
expenses and increasing efforts to revitalize sales levels. However, during the fourth quarter of 2002, given the current economic environment 
and continued reduction of capital spending on technology, management determined that operating performance of certain of its branches 
indicated that the possibility of impairment of goodwill arising at acquisition might be impaired. The Company performed its annual 
impairment test as of November 30, 2002 in accordance with SFAS No. 142. The Company determined the fair value of its reporting units 
using relative market multiples for comparable businesses. The Company compared the fair value of each of its reporting units to their 
respective carrying values, including related goodwill. The analysis revealed that goodwill, amounting to approximately $30.0 million ($24.7 
million after taxes), had been impaired and, therefore, would not be recoverable through future profitable operations of these branches.  

Loss from Discontinued Operations. In August 2002, the Company sold a reporting unit in the commercial services business segment for 
$100,000, which resulted in a loss of $1.6 million ($967,000 net of income tax benefit of $644,000) for fiscal 2002, or $.09 per share. In 
accordance with Statement of Financial Accounting Standards (SFAS) 144, the loss is presented as a loss from discontinued operations in the 
statements of income for fiscal 2002. The tax effected operating results of the reporting unit sold were losses of $29,000 for fiscal 2002 and are 
excluded from income from continuing operations. The Company has not discontinued its commercial services business segment. The financial 
statements for the comparative periods have been reclassified for comparative purposes.  

22  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Year Ended December 31, 2002 Compared to Year Ended December 31, 2001  
(Continued)  

Segment Discussion (See Footnote 15)  

Information Technology  

IT revenues of $111.3 million decreased $54.3 million in 2002 or 32.8% compared to 2001. The decline was principally attributable to a drastic 
downturn in demand for information technology services, a weakening economy, offshore competition and widespread pricing pressures. The 
IT segment earnings before interest, taxes,compensation expense for stock tender offer, depreciation and amortization ("EBITDA") was $8.1 
million or 7.3% of revenues for 2002 as compared to $13.6 million or 8.2% of revenues for 2001. The EBITDA decrease was the result of 
significantly lower revenues and pricing pressures in an overall weak market in 2002.  

Professional Engineering  
PE revenues of $56 million in 2002 increased $8.9 million or 18.8% compared to 2001. The principal reason for the increase was the revenue 
generated from engineering services provided to an electric utility plant in Canada as well as an improving market for engineering services in 
the power systems field. The PE segment EBITDA was $4.7 million, or 8.4% of revenues for 2002 as compared to $5.5 million or 11.6% of 
revenues for 2001. The decline was attributable to subcontracted revenues recognized by RCM for 2002 of approximately $4.7 million as 
compared to none for 2001. RCM, as general contractor on this major project, subcontracts certain tasks for which RCM accepts lower 
margins.  

Commercial Services  

CS revenues of $19.4 million in 2002 decreased $2.7 million or 12.0% compared to 2001. This decline was principally attributable to a 
softening economy and the planned exit of low margin contracts. The CS segment EBITDA was $561,000 or 2.8% of revenues for 2002 as 
compared to $651,000 or 3.0% of revenues for 2001. The overall decline is principally attributable to competitive pricing pressures and an 
unfavorable worker's compensation rating market in California.  

23  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Liquidity and Capital Resources  

Operating activities provided $2.9 million of cash in fiscal 2003 as compared to operating activities providing $30.5 million of cash in fiscal 
2002. The decrease in cash provided by operating activities was primarily attributable to an increase in accounts receivable and restricted cash 
which was partially offset by an increase in accrued payroll, accounts payable and accrued expenses and an increase in income taxes payable 
and a decrease in income tax refund receivable, deferred tax asset and prepaid expenses and other current assets. The Company in 2003 used 
$8.3 million of operating cash to secure a cash deposit in lieu of bond in connection with certain litigation as described in Footnote 17 
(Contingencies) to the financial statements.  

Investing activities used $1.8 million in fiscal 2003 as compared to $6.0 million for the comparable 2002 period. The reduction in the use of 
cash for investing activities for fiscal 2003 as compared to the comparable 2002 period was primarily attributable to a reduction in property and 
equipment expenditures and acquisition and deferred consideration payments.  

Financing activities principally consisted of debt reduction of $120,000 in fiscal 2003 as compared to financing activities using $24.1 million 
for debt reduction for the comparable 2002 period. The Company incurred $6.8 million of borrowed funds to finance an aforementioned cash 
deposit in lieu of bond.  

The Company and its subsidiaries entered into an amended and restated loan agreement on May 31, 2002, (further amended on October 1, 
2003) with Citizens Bank of Pennsylvania, administrative agent for a syndicate of banks, which provides for a $25.0 million Revolving Credit 
Facility (the "Revolving Credit Facility"). Availability under the Revolving Credit Facility is based on 80% of the aggregate amount of 
accounts receivable as to which not more than ninety days have elapsed since the date of the original invoice. Borrowings under the Revolving 
Credit Facility bear interest at one of two alternative rates, as selected by the Company. These alternatives are: LIBOR (London Interbank 
Offered Rate), plus applicable margin, or the agent bank's prime rate. As cash flow permits and depending on interest rate movements, the 
Company may, from time to time and subject to a nominal prepayment fee, apply available cash flows to reduce the Revolving Credit Facility.  

All borrowings under the Revolving Credit Facility are collateralized by all of the assets of the Company and its subsidiaries and a pledge of 
the stock of its subsidiaries. The Revolving Credit Facility also contains various financial and non-financial covenants, such as restrictions on 
the Company's ability to pay dividends. The Revolving Credit Facility expires in August 2004. The Company is currently evaluating an 
extension or replacement of its Revolving Credit Facility after August 2004. The weighted average interest rates for fiscal 2003 and 2002 were 
3.67% and 6.49%, respectively. The amounts outstanding under the Revolving Credit Facility at December 31, 2003 and December 31, 2002 
were $7.3 million and $7.4 million, respectively. At December 31, 2003, the Company had availability (including amounts outstanding) under 
the Revolving Credit Facility of $17.7 million.  

The Company anticipates that its primary uses of capital in future periods will be for working capital purposes. Funding for any future 
acquisitions will be derived from one or more of the Revolving Credit Facility, funds generated through operations, or future financing 
transactions. The Company is involved in litigation as described in Footnote 17 (Contingencies) to the financial statements. The outcome of 
litigation is subject to inherent uncertainties and management's view of these matters may change in the future. Were an unfavorable final 
outcome to occur, there exists the possibility of a material adverse impact on our financial position, liquidity, and the results of operations for 
the period in which the effect becomes reasonably estimable.  

24  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Liquidity and Capital Resources (Continued)  

The Company anticipates that if the plaintiffs in the litigation matter, which is currently being appealed by the Company, are successful in their 
appeal of the damages, it would need to borrow funds under its Revolving Credit Facility in order to satisfy payment of the additional damages. 
The Company believes that its borrowing base is sufficient to allow this additional borrowing.  

The Company's business strategy is to achieve growth both internally through operations and externally through strategic acquisitions. The 
Company from time to time engages in discussions with potential acquisition candidates. As the size of the Company and its financial 
resources increase, however, acquisition opportunities requiring significant commitments of capital may arise. In order to pursue such 
opportunities, the Company may be required to incur debt or issue potentially dilutive securities in the future. No assurance can be given as to 
the Company's future acquisition and expansion opportunities or how such opportunities will be financed.  

The Company does not currently have material commitments for capital expenditures and does not currently anticipate entering into any such 
commitments during the next twelve months. The Company's current commitments consist primarily of lease obligations for office space. The 
Company believes that its capital resources are sufficient to meet its present obligations and those to be incurred in the normal course of 
business for the next twelve months.  

At December 31, 2003, the Company has a current deferred tax asset of $4.6 million, primarily representing the tax effect of the net operating 
loss carry forwards, and the litigation reserve. The Company expects to utilize the deferred tax asset during the year ended December 31, 2004.  

 Summarized below are the Company's obligations and commitments to make 
 future payments under lease agreements and debt obligations as of December 
 31, 2003 (in thousands): 

                                                                       Payments Due by Period 
                                                       -------------------------------------------------------- 
                                                        Less Than                                  More Than 
                                          Total          1 Year       1-3 Years     3-5 Years       5 Years 
                                       -------------   ------------  ------------  ------------  -------------- 

Long-Term Obligation Capital 
(Finance) Lease Obligations 
Note Payable (1)                             $7,300         $7,300 
Operating Lease Obligations                  10,081         $2,421        $2,876        $1,956          $2,828 
Purchase Obligations 
Other Long-Term Liabilities 
 Reflected on the Registrant's 
 Balance Sheet Under GAAP 
                                       -------------   ------------  ------------  ------------  -------------- 

Total                                       $17,381         $9,721        $2,876        $1,956          $2,828 
                                       =============   ============  ============  ============  ============== 

 (1) The Revolving Credit Facility agreement expires in August 2004. 

Seasonal Variations  

The timing of certain holidays, weather conditions and seasonal vacation patterns can cause the Company's results of operations to fluctuate. 
The Company generally expects to realize higher revenues, operating income and net income during the second and third quarters and 
relatively lower revenues, operating income and net income during the first and fourth quarters.  

25  

 
 
 
 
 
 
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

Impact of Inflation  

Staffing and project services are priced generally based on mark-ups on prevailing rates of pay, and as a result are able to generally maintain 
their relationship to direct labor costs. Permanent placement services are priced as a function of salary levels of the job candidates. In 2002, 
employee benefit costs, primarily health care costs, rose due to an increase in the Company's health insurance premiums. After the significant 
rise in insurance costs during 2002, the Company implemented a plan to control these costs through higher co-pays and pricing adjustments 
during 2003. This strategy allowed the Company to offset a portion of these costs. The Company is continuing to review its options to further 
reduce these costs, which the Company does not believe are representative of general inflationary trends. Otherwise, inflation has not been a 
meaningful factor in the Company's operations.  

Recently Issued Accounting Standards  

In June 2002, the Financial Accounting Standards Board issued Statement of Financial Accounting Standard No. 146 (SFAS 146) - 
"Accounting for Costs Associated with Exit or Disposal Activities", which supersedes EITF No.94-3, "Liability Recognition for Certain 
Employees Termination Benefits and Other Costs to Exit and Activity (Including Certain Costs Incurred in a Restructuring)". SFAS 146 
requires companies to recognize costs associated with exit or disposal activities when they are incurred, rather than at the date of a commitment 
to an exit or disposal plan as required by EITF No. 94-3. SFAS 146 is effective for restructuring activities initiated after December 31, 2002. 
This statement does not require companies to adjust restructuring reserves recorded before 2003. The Company will apply SFAS 146 to future 
restructurings, if applicable. Currently, there is no intention to initiate such action.  

Effective December 15, 2002, the Company adopted FIN No. 45 "Guarantor's Accounting and Disclosure Requirements for Guarantees, 
Including Indirect Guarantees of Indebtedness of Others." This interpretation elaborates on the disclosures to be made by a guarantor in its 
interim and annual financial statements about its obligations under certain guarantees that it has issued. It also clarifies that a guarantor is 
required to recognize, at the inception of a guarantee, a liability for the fair value of the obligation undertaken in issuing the guarantee. The 
Company has assessed this interpretation and has provided the necessary disclosures in Note 11.  

In December 2002, the FASB issued SFAS 148 (SFAS 148), "Accounting for Stock-Based Compensation - Transition and Disclosure." SFAS 
148 amends SFAS  
123 "Accounting for Stock-Based Compensation" to provide alternative methods of transition for a voluntary change to the fair value based 
method of accounting for stock-based employee compensation. In addition, SFAS 148 amends the disclosure requirements of SFAS 123 to 
require prominent disclosures in both annual and interim financial statements about the method of accounting for stock-based employee 
compensation and the effect of the method used on reported results. SFAS 148 is effective for fiscal years beginning after December 15, 2002. 
The expanded annual disclosure requirements and the transition provisions are effective for fiscal years ending after December 15, 2002. The 
interim disclosure provisions are effective for financial reports containing financial statements for interim periods beginning after December 
15, 2002. The adoption of SFAS 148 did not have a material effect on the Company's consolidated financial position, results of operations, or 
cash flows.  

In January 2003, the Financial Accounting Standards Board ("FASB") released Interpretation No. 46 Consolidation of Variable Interest Entities 
("FIN 46") which requires that all primary beneficiaries of Variable Interest Entities (VIE) consolidate that entity. FIN 46 is effective 
immediately for VIE created after January 31, 2003 and to VIE in which an enterprise obtains an interest after that date. It applies in the first 
fiscal year or interim period beginning after June 15, 2003 to VIE in which an enterprise holds a variable interest it acquired before February 1, 
2003. In December 2003, the FASB published a revision to FIN 46 ("FIN 46R") to clarify some of the provisions of the interpretation and to 
defer the effective date of implementation for certain entities. Under the guidance of FIN 46R, entities that do not have interests in structures 
that are commonly referred to as special purpose entities are required to apply the provisions of the interpretation in financials statements for 
periods ending after March 14, 2004. The Company does not have interests in special purpose entities and does not anticipate that the adoption 
of FIN 46R will have a material impact on the Company's consolidated financial position, results of operations, or cash flows.  

26  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 
(CONTINUED)  

In May 2003, the FASB issued Statement No. 150, "Accounting for Certain Financial Instruments with Characteristics of both Liabilities and 
Equity." SFAS 150 established standards for how an issuer classifies and measures certain financial instruments with characteristics of both 
liabilities and equity. SFAS 150 requires an issuer classify a financial instrument that is within its scope as a liability (or an asset in some 
circumstances). SFAS 150 is effective for all financial instruments entered into or modified after May 31, 2003, and otherwise is effective at 
the beginning of the first interim period beginning after June 15, 2003. This statement did not have a material impact on the Company's 
consolidated financial position, results of operations or cash flows.  

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK  

The Company's exposure to market risk for changes in interest rates relates primarily to the Company's investment portfolio and debt 
instruments, which primarily consist of its line of credit. The Company does not have any derivative financial instruments in its portfolio. The 
Company places its investments in instruments that meet high credit quality standards. The Company is adverse to principal loss and ensures 
the safety and preservation of its invested funds by limiting default risk, market risk and reinvestment risk. As of December 31, 2003, the 
Company's investments consisted of cash and money market funds. The Company does not use interest rate derivative instruments to manage 
its exposure to interest rate changes. Presently the impact of a 10% (approximately 28 basis points) increase in interest rates on its variable debt 
(using average debt balances during the year ended December 31, 2003 and average interest rates) would have a relatively nominal impact on 
the Company's results of operations. The Company does not expect any material loss with respect to its investment portfolio.  

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTAL DATA  

The financial statements, together with the report of the Company's independent auditors, begin on page F-1.  

ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE  

None.  

ITEM 9A. CONTROLS AND PROCEDURES  

The Company has conducted an evaluation of the effectiveness of its disclosure controls and procedures (as defined in Rule 13A-15(e) under 
the Securities Exchange Act of 1934) under the supervision of its Chief Executive Officer and its Chief Financial Officer within 90 days of the 
filing of this annual report on Form 10-K. Based on this evaluation, the Chief Executive Officer and Chief Financial Officer have concluded 
that the Company's disclosure controls and procedures provide reasonable assurance that information required to be disclosed by the Company 
in reports filed under the Securities Exchange Act of 1934 is recorded, processed, summarized and reported upon in such reports within time 
periods specified for their filing. Disclosure controls and procedures include, without limitation, controls and procedures designed to ensure 
that information required to be disclosed by the Company in the reports that it files or submits under the Securities Exchange Act of 1934 is 
accumulated and communicated to the issuer's management, including its principal executive and principal financial officers, or persons 
performing similar functions, as appropriate to allow timely decisions regarding required disclosure.  

It should be noted that the design of any system of controls is based in part on certain assumptions about the likelihood of future events. A 
control system, no matter how well designed and implemented, can provide only reasonable, not absolute assurance, that the objectives of the 
control system will be met.  

There have been no significant changes in the Company's internal controls or in other factors that could significantly affect these controls 
subsequent to the date of their evaluation.  

27  

ITEM 10. DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT  

PART III  

The information in the 2004 Proxy Statement beginning immediately following the caption "ELECTION OF DIRECTORS" to, but not 
including, the caption "EXECUTIVE COMPENSATION" and the additional information in the 2004 Proxy Statement beginning immediately 
following the caption "COMPLIANCE WITH  
SECTION 16(a) OF THE EXCHANGE ACT" to, but not including, the caption "BOARD MEETINGS AND COMMITTEES" is incorporated 
herein by reference.  

ITEM 11. EXECUTIVE COMPENSATION  

The information in the 2004 Proxy Statement beginning immediately following the caption "EXECUTIVE COMPENSATION" to, but not 
including, the caption "COMPARISON OF FIVE-YEAR CUMULATIVE TOTAL RETURNS" and the additional information in the 2004 
Proxy Statement beginning immediately following the caption "COMPENSATION COMMITTEE INTERLOCKS AND INSIDER 
PARTICIPATION" to, but not including, the caption "CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS" is incorporated 
herein by reference.  

ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT  

The information in the 2004 Proxy Statement beginning immediately following the caption "SECURITY OWNERSHIP OF CERTAIN 
BENEFICIAL OWNERS, DIRECTORS AND MANAGEMENT" to, but not including, the caption "ELECTION OF DIRECTORS" is 
incorporated herein by reference.  

The table below presents certain information concerning securities issuable in connection with equity compensation plans that have been 
approved by the Company's shareholders and that have not been approved by the Company's shareholders.  

------------------------------- ---------------------------- ---------------------------- ---------------------------- 
                                                                                             Number of securities 
                                                                                            remaining available for 
                                Number of securities to be    Weighted-average exercise      issuance under equity 
                                  issued upon exercise of       price of outstanding          compensation plans, 
                                   outstanding options,         options, warrants and         excluding securities 
        Plan category               warrants and rights                rights               reflected in column (a) 
------------------------------- ---------------------------- ---------------------------- ---------------------------- 

                                            (a) (b) (c) 
------------------------------- ---------------------------- ---------------------------- ---------------------------- 

Equity compensation plans                1,214,916                      $3.71                      1,074,287 
    approved by security 
    holders............... 
------------------------------- ---------------------------- ---------------------------- ---------------------------- 

Equity compensation plans not 
    approved by security 
    holders............... 
------------------------------- ---------------------------- ---------------------------- ---------------------------- 

                                         1,214,916                      $3.71                      1,074,287 
    ...................Total 
------------------------------- ---------------------------- ---------------------------- ---------------------------- 

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS  

The information in the 2004 Proxy Statement beginning immediately following the caption "CERTAIN RELATIONSHIPS AND RELATED 
TRANSACTIONS" is incorporated herein by reference.  

ITEM 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES  

The information in the 2004 Proxy Statement beginning immediately following the caption "PRINCIPAL ACCOUNTANT FEES AND 
SERVICES" is incorporated herein by reference.  

28  

 
 
 
 
 
ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES AND REPORTS ON FORM 8-K  

(a) 1. and 2. Financial Statement Schedules -- See "Index to Financial Statements and Schedules" on F-1.  

PART IV  

3. See Item (c) below.  

(b) Reports on Form 8-K  

None  

   (c)                               Exhibits 

  (3)(a)   Articles of Incorporation, as amended; incorporated by reference 
           to Exhibit 3(a) to the Registrant's Annual Report on Form 10-K for 
           the year ended October 31, 1994. 

  (3)(b)   Bylaws,  as amended;  incorporated by reference to Exhibit 3 to 
            the Registrant's  Quarterly Report on 
           Form 10-Q for the quarter ended January 31, 1996. 

  (4)(a)   Rights Agreement dated as of March 14, 1996, between RCM 
           Technologies, Inc. and American Stock Transfer & Trust Company, as 
           Rights Agent; incorporated by reference to Exhibit 4 to the 
           Registrant's Current Report on Form 8-K dated March 21, 1996. 

*          (10)(a) RCM Technologies, Inc. 1992 Incentive Stock Option Plan; 
           incorporated by reference to Exhibit A of the Registrant's Proxy 
           Statement dated April 23, 1992, filed with the Commission on March 
           9, 1992. 

  (10)(b)  RCM Technologies, Inc. 1994 Non-employee Director Stock Option 
           Plan; incorporated by reference to Exhibit A of the Registrant's 
           Proxy Statement dated May 19, 1994, filed with the Commission on 
           June 22, 1994. 

* (10)(c) RCM Technologies, Inc. 1996 Executive Stock Option Plan dated August 15, 1996; incorporated by reference to Exhibit 10(l) to the 
Registrant's Annual Report on Form 10-K for the year ended October 31, 1996 (the "1996 10-K").  

* (10)(d) Second Amended and Restated Termination Benefits Agreement dated March 18, 1997 between the Registrant and Leon Kopyt; 
incorporated by reference to Exhibit 10(g) to the Registrant's Registration Statement on Form S-1 dated March 21, 1997 (Commission File No. 
333-23753).  

* (10)(e) Amended and Restated Employment Agreement dated November 30, 1996 between the Registrant, Intertec Design, Inc. and Leon 
Kopyt; incorporated by reference to Exhibit 10(g) to the 1996 10-K.  

  (10)(f)  Registration Rights Agreement dated March 11, 1996 by and between 
           RCM Technologies, Inc. and the former shareholders of The 
           Consortium; incorporated by reference to Exhibit (c)(2) to the 
           Registrant's Current Report on Form 8-K dated March 19, 1996. 

*          (10)(g) RCM Technologies, Inc. 2002 Employee Stock Incentive Plan; 
           incorporated by reference to Exhibit A to the Registrant's Proxy 
           Statement dated March 3, 2002, filed with the Commission on 
           February 28, 2001. 

  (10)(h)  Amended and Restated Loan and Security Agreement dated May 31, 
           2002 between RCM Technologies, Inc. and All of its Subsidiaries 
           with Citizens Bank of Pennsylvania, as Administrative Agent and 
           Arranger. 

*(10)(i) Severance Agreement dated June 10, 2002 between RCM Technologies, Inc. and Leon Kopyt.  

29  

 
 
 
 
 
 
 
 
 
ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES AND REPORTS ON FORM  
8-K (CONTINUED)  

PART IV (CONTINUED)  

(c) Exhibits (Continued)  

* (10)(j) Exhibit A To Severance Agreement General Release.  

(10)(k)  Amendment And Modification to Amended And Restated Loan and 
         Security Agreement dated December 30, 2002, between RCM 
         Technologies, Inc. and all of its Subsidiaries and Citizens Bank 
         of Pennsylvania as Administrative Agent and Arranger. 

(10)(l)  Second Amendment And Modification to Amended And Restated Loan and 
         Security Agreement dated February 26, 2003, between RCM 
         Technologies, Inc. and all of its Subsidiaries and Citizens Bank 
         of Pennsylvania as Administrative Agent and Arranger. 

(10)(m)  Third Amendment And Modification to Amended And Restated Loan and 
         Security Agreement dated October 1, 2003, between RCM 
         Technologies, Inc. and all of its Subsidiaries and Citizens Bank 
         of Pennsylvania as Administrative Agent and Arranger. 

(11)     Computation of Earnings (loss) share. 

(21)     Subsidiaries of the Registrant. 

(23)     Consent of Grant Thornton LLP. 

31.1     Certifications of Chief Executive Officer Required by 
         Rule 13a-14(a) of the Securities Exchange Act of 1934, as amended. 

31.2     Certifications of Chief Financial Officer Required by Rule 
         13a-14(a) of the Securities Exchange Act of 1934, as amended. 

32.1     Certifications of Chief Executive Officer Required by Rule 
         13a-14(b) of the Securities Exchange Act of 1934, as amended. 
         (This exhibit shall not be deemed "filed" for purposes of Section 
         18 of the Securities Exchange Act of 1934, as amended, or 
         otherwise subject to the liability of that section. Further, this 
         exhibit shall not be deemed to be incorporated by reference into 
         any filing under the Securities Act of 1933, as amended, or the 
         Securities Exchange Act of 1934, as amended.) 

32.2     Certifications of Chief Financial Officer Required by Rule 
         13a-14(b) of the Securities Exchange Act of 1934, as amended. 
         (This exhibit shall not be deemed "filed" for purposes of Section 
         18 of the Securities Exchange Act of 1934, as amended, or 
         otherwise subject to the liability of that section. Further, this 
         exhibit shall not be deemed to be incorporated by reference into 
         any filing under the Securities Act of 1933, as amended, or the 
         Securities Exchange Act of 1934, as amended.) 

* Constitutes a management contract or compensatory plan or arrangement.  

30  

 
 
 
 
 
 
 
 
 
 
                                   SIGNATURES 

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange 
Act of 1934, the Registrant has duly caused this report to be signed on its 
behalf by the undersigned, thereunto duly authorized. 

                                                            RCM Technologies, Inc. 

     Date:  March 4, 2004                                   By:/s/ Leon Kopyt 
                                                               ------------------------------- 
                                                                Leon Kopyt 
                                                                Chairman,  President,  Chief Executive  Officer and 
                                                                Director 

     Date:  March 4, 2004                                   By:/s/ Stanton Remer 
                                                               ----------------------------- 
                                                                Stanton Remer 
                                                                Chief Financial Officer,  Treasurer,  Secretary and 
                                                                Director 

Pursuant to the requirements of the Securities Exchange Act of 1934, the 
following persons on behalf of the Registrant and in the capacities and on the 
dates indicated have signed this report below. 

     Date:  March 4, 2004                                    /s/ Leon Kopyt 
                                                            -------------------------------- 
                                                            Leon Kopyt 
                                                            Chairman,    President,    Chief   Executive    Officer 
                                                            (Principal Executive Officer) and Director 

     Date:  March 4, 2004                                   /s/ Stanton Remer 
                                                            ------------------------------- 
                                                            Stanton Remer 
                                                            Chief   Financial   Officer,    Treasurer,    Secretary 
                                                            (Principal   Financial  and  Accounting   Officer)  and 
                                                            Director 

     Date:  March 4, 2004                                    /s/ Norman S. Berson 
                                                            ---------------------------- 
                                                            Norman S. Berson 
                                                            Director 

     Date: March 4, 2004                                     /s/ Robert B. Kerr 
                                                            ------------------------------- 
                                                            Robert B. Kerr 
                                                            Director 

     Date: March 4, 2004                                     /s/ David Gilfor 
                                                            ----------------------------- 
                                                            David Gilfor 
                                                            Director 

31  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  

FORM 10-K  

           INDEX TO FINANCIAL STATEMENTS AND SCHEDULES 

                                                                                           Page 

Consolidated Balance Sheets, December 31, 2003 and 2002                                    F-2 

Consolidated Statements of Operations, 
 Years Ended December 31, 2003, 2002 and 2001                                              F-4 

Consolidated Statements of Changes in Shareholders' Equity and 
 Consolidated Statements of Comprehensive Income (Loss), 
 Years Ended December 31, 2003, 2002 and 2001                                              F-6 

Consolidated Statements of Cash Flows, 
 Years Ended December 31, 2003, 2002 and 2001                                              F-7 

Notes to Consolidated Financial Statements                                                 F-9 

Report of Independent Certified Public Accountants                                         F-32 

Schedules I and II                                                                         F-33 

F-1  

 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
CONSOLIDATED BALANCE SHEETS  
December 31, 2003 and 2002  

                                     ASSETS 

                                                                                 2003                 2002 
                                                                            ---------------      --------------- 
Current assets 
   Cash and cash equivalents                                                    $5,152,499           $2,845,154 
   Accounts receivable, net of allowance for doubtful accounts 
      of  $1,854,000 and $1,549,000 in 2003 
      and 2002, respectively                                                    36,269,369           31,753,934 
   Income tax refund receivable                                                                       3,766,585 
   Restricted cash                                                               8,295,625 
   Prepaid expenses and other current assets                                     2,099,206            2,635,304 
   Deferred tax assets                                                           4,598,373            4,708,715 
                                                                            ---------------      --------------- 

      Total current assets                                                      56,415,072           45,709,692 
                                                                            ---------------      --------------- 

Property and equipment, at cost 
   Equipment and leasehold improvements                                          9,564,939            9,708,344 
   Less: accumulated depreciation and amortization                               4,435,164            3,818,092 
                                                                            ---------------      --------------- 

                                                                                 5,129,775            5,890,252 
                                                                            ---------------      --------------- 

Other assets 
   Deposits                                                                         82,958               86,590 
   Goodwill                                                                     38,007,233           36,653,595 
   Intangible assets, net of accumulated amortization 
      of  $242,249 and $211,000 in 2003 
      and 2002, respectively                                                        68,551               99,655 
                                                                            ---------------      --------------- 

                                                                                38,158,742           36,839,840 
                                                                            ---------------      --------------- 

      Total assets                                                             $99,703,589          $88,439,784 
                                                                            ===============      =============== 

The accompanying notes are an integral part of these financial statements.  

F-2  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
CONSOLIDATED BALANCE SHEETS - CONTINUED  
December 31, 2003 and 2002  

                      LIABILITIES AND SHAREHOLDERS' EQUITY 

                                                                                2003                  2002 
                                                                           ---------------       --------------- 
Current liabilities 
    Line of credit                                                             $7,300,000            $7,420,000 
    Accounts payable and accrued expenses                                      15,574,036            14,728,729 
    Accrued payroll                                                             5,456,330             4,363,024 
    Payroll and withheld taxes                                                    177,030               193,850 
    Income taxes payable                                                        4,026,097             2,488,027 
                                                                           ---------------       --------------- 

      Total current liabilities                                                32,533,493            29,193,630 
                                                                           ---------------       --------------- 

Shareholders' equity 
    Preferred stock, $1.00 par value; 5,000,000 shares authorized; 
      no shares issued or outstanding 
    Common stock, $0.05 par value; 40,000,000 shares authorized; 11,285,279 and 
      10,626,076 shares issued and outstanding in 
      2003 and 2002, respectively                                                 564,264               531,304 
    Accumulated other comprehensive income (loss)                                 556,795              (584,084) 
    Additional paid-in capital                                                 97,906,888            93,935,938 
    Accumulated deficit                                                       (31,857,851)          (34,637,004) 
                                                                           ---------------       --------------- 

                                                                               67,170,096            59,246,154 
                                                                           ---------------       --------------- 

      Total liabilities and shareholders' equity                              $99,703,589           $88,439,784 
                                                                           ===============       =============== 

F-3  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
CONSOLIDATED STATEMENTS OF OPERATIONS  
Years Ended December 31, 2003, 2002 and 2001  

                                                                2003                 2002                   2001 
                                                           ---------------       --------------        --------------- 

Revenues                                                     $206,605,188         $186,650,616           $234,739,066 

Cost of services                                              162,010,502          139,985,755            172,163,326 
                                                           ---------------       --------------        --------------- 

Gross profit                                                   44,594,686           46,664,861             62,575,740 
                                                           ---------------       --------------        --------------- 

Operating costs and expenses 
   Selling, general and administrative                         32,557,953           33,320,034             42,840,489 
   Depreciation                                                 1,192,293            1,258,323              1,124,601 
   Amortization                                                    31,104               20,720              6,292,942 
   Compensation expense for stock option tender offer           6,691,590 
   Impairment of goodwill                                                           29,990,099             34,993,435 
   Litigation charge                                                                 9,717,663 
                                                           ---------------       --------------        --------------- 
                                                               40,472,940           74,306,839             85,251,467 
                                                           ---------------       --------------        --------------- 

Operating income (loss)                                         4,121,746          (27,641,978  )         (22,675,727  ) 
                                                           ---------------       --------------        --------------- 

Other (expenses) income 
   Interest expense, net of interest income                      (314,491  )          (171,900  )          (2,289,096  ) 
   Gain on foreign currency transactions                          132,296               16,967                 20,837 
                                                           ---------------       --------------        --------------- 

                                                                 (182,195  )          (154,933  )          (2,268,259  ) 
                                                           ---------------       --------------        --------------- 

Income (loss) from continuing operations 
  before income taxes                                           3,939,551          (27,796,911  )         (24,943,986  ) 

Income tax expense (benefit)                                    1,160,398           (4,628,046  )          (6,208,058  ) 
                                                           ---------------       --------------        --------------- 

Income (loss) from continuing operations                        2,779,153          (23,168,865  )         (18,735,928  ) 

Loss from discontinued operations 
  net of taxes of  $644,000 (2002) 
  and $13,400 (2001)                                                                  (967,065  )             (20,041  ) 
                                                           ---------------       --------------        --------------- 

Net income (loss)                                              $2,779,153         ($24,135,930  )      ($  18,755,969  ) 
                                                               ==========          =============         ============== 

The accompanying notes are an integral part of these financial statements.  

F-4  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
CONSOLIDATED STATEMENTS OF OPERATIONS (CONTINUED)  
Years Ended December 31, 2003, 2002 and 2001  

                                                            2003                 2002                  2001 
                                                        -------------        --------------        -------------- 

Basic earnings (loss) per share 
   Income (loss) from continuing operations                     $.26                ($2.19  )             ($1.78  ) 
   Loss from discontinued operations                                            (      .09  ) 
                                                               -----            ----------                 ----- 
   Net income (loss)                                            $.26                ($2.28  )             ($1.78  ) 
                                                                ====                ======                 ===== 

Weighted average number of common shares 
   outstanding                                            10,716,179            10,585,503            10,519,701 

Diluted earnings (loss) per share 
   Income (loss) from continuing operations                     $.26                ($2.19  )             ($1.78  ) 
   Loss from discontinued operations                                            (      .09  ) 
                                                               -----            ----------                 ----- 
   Net income (loss)                                            $.26                ($2.28  )             ($1.78  ) 
                                                                ====                ======                 ===== 

Weighted average number of common and common equivalent shares outstanding 
   (includes dilutive securities relating to 
    options of 180,126 in 2003).                          10,896,305            10,585,503            10,519,701 

The accompanying notes are an integral part of these financial statements.  

F-5  

 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY  
Years Ended December 31, 2003, 2002 and 2001  

                                                                                Accumulated                              Retained 
                                                                                   Other             Additional          Earnings 
                                                    Common Stock               Comprehensive           Paid-in         (Accumulated 
                                                    ------------ 
                                               Shares      Amount              Income (Loss)          Capital            Deficit) 
                                              ------       ------              -------------          --------           -------- 

Balance, December 31, 2000                   10,499,651          $524,982           ($233,631)         $93,516,080      $8,254,895 

Issuance of stock under employee 
  stock purchase plan                            72,110             3,606                                  230,489 
Translation adjustment                                                               (250,652) 
Net loss                                                                                                               (18,755,969) 
                                           -------------    --------------    -----------------    ----------------  -------------- 

Balance, December 31, 2001                   10,571,761           528,588            (484,283)          93,746,569     (10,501,074) 

Issuance of stock under employee 
  stock purchase plan                            53,410             2,671                                  187,885 
Exercise of stock options                           905                45                                    1,484 
Translation adjustment                                                                (99,801) 
Net loss                                                                                                               (24,135,930) 
                                           -------------    --------------    -----------------    ----------------  -------------- 

Balance, December 31, 2002                   10,626,076           531,304            (584,084)          93,935,938     (34,637,004) 

Issuance of stock under employee 
  stock purchase plan                            39,926             1,996                                  129,419 
Exercise of stock options                        11,500               575                                   42,925 
Issuance of restricted shares 
pursuant   to stock option tender offer         607,777            30,389                                3,798,606 
Translation adjustment                                                               1,140,879 
Net income                                                                                                               2,779,153 
                                           -------------    --------------    -----------------    ----------------   ------------- 

Balance, December 31, 2003                   11,285,279          $564,264             $556,795         $97,906,888    ($31,857,851) 
                                           =============    ==============    =================    ================  ============== 

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)  
Years Ended December 31, 2003, 2002 and 2001  

                                                                 2002 
                                               2003                                 2001 
                                          ---------------   ---------------   ------------------ 

Net income (loss)                             $2,779,153      ($24,135,930 )       ($18,755,969 ) 
Foreign currency translation 
  adjustment                                   1,140,879           (99,801 )           (250,652 ) 
                                          ---------------   ---------------   ------------------ 

Comprehensive income (loss)                   $3,920,032      ($24,235,731 )       ($19,006,621 ) 
                                          ===============   ===============   ================== 

The accompanying notes are an integral part of these financial statements.  

F-6  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
CONSOLIDATED STATEMENTS OF CASH FLOWS  
Years Ended December 31, 2003, 2002 and 2001  

                                                         2003                 2002                 2001 
                                                     --------------       --------------       -------------- 

Cash flows from operating activities: 

  Net income (loss)                                     $2,779,153         ($24,135,930  )      ($18,755,969  ) 
                                                     --------------       --------------       -------------- 

  Adjustments to reconcile net income (loss) to net cash provided by operating 
activities: 
      Loss on discontinued operations                                           967,065               20,041 
      Depreciation and amortization                      1,223,397            1,279,043            7,417,543 
      Provision for allowances on accounts 
        receivable                                         305,000             (246,000  )           (80,000  ) 
      Recognition of noncash portion of 
        compensation expense for stock 
        tender offer                                     3,828,995 
      Goodwill impairment                                                    29,990,099           34,993,435 
      Deferred tax                                         110,342            2,022,694           (6,819,295  ) 
      Changes in assets and liabilities: 
        Accounts receivable                             (4,820,435  )         9,666,894           22,937,736 
        Income tax refund receivable                     3,766,585            3,043,508              607,165 
        Restricted cash                                 (8,295,625  ) 
        Prepaid   expenses  and  other   current                                         ) 
assets                                                     536,098             (774,602              192,627 
        Accounts payable and accrued expenses              845,307            6,074,855           (6,999,251  ) 
        Accrued payroll                                  1,093,306             (774,314  )        (2,553,922  ) 
        Payroll and withheld taxes                         (16,820  )          (181,934  )          (936,044  ) 
        Income taxes payable                             1,538,070            3,578,189              (93,720  ) 
                                                     --------------       --------------       -------------- 

  Total adjustments                                        114,220           54,645,497           48,686,315 
                                                     --------------       --------------       -------------- 

Net cash provided by operating activities               $2,893,373          $30,509,567          $29,930,346 
                                                     --------------       --------------       -------------- 

The accompanying notes are an integral part of these financial statements.  

F-7  

 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
CONSOLIDATED STATEMENTS OF CASH FLOWS (CONTINUED)  

Years Ended December 31, 2003, 2002 and 2001  

                                                            2003                 2002                 2001 
                                                       ---------------       --------------       -------------- 
Cash flows from investing activities: 
  Proceeds on sale of reporting unit                                             $ 100,000 
  Property and equipment acquired                           ($431,816  )          (626,978  )       ($1,819,593  ) 
  Decrease in deposits                                          3,632               89,101               47,821 
  Contingent consideration                                 (1,353,638  )        (5,528,563  )       (13,222,932  ) 
                                                       ---------------       --------------       -------------- 

Net cash used in investing activities                      (1,781,822  )        (5,966,440  )       (14,994,704  ) 
                                                       ---------------       --------------       -------------- 

Cash flows from financing activities: 
  Net repayments of line of credit                           (120,000  )       (24,080,000  )       (15,800,000  ) 
  Sale of stock for employee stock purchase plan              131,415              190,556              234,095 
  Exercise of stock options                                    43,500                1,529 
                                                       ---------------       --------------       -------------- 

Net cash provided by (used in) financing 
activities                                                     54,915          (23,887,915  )       (15,565,905  ) 
                                                       ---------------       --------------       -------------- 

Effect of exchange rate changes on cash 
 and cash equivalents                                       1,140,879              (99,801  )          (250,652  ) 
                                                       ---------------       --------------       -------------- 

Net increase (decrease) in cash 
 and cash equivalents                                       2,307,345              555,411             (880,915  ) 

Cash and cash equivalents at beginning of year              2,845,154            2,289,743            3,170,658 
                                                       ---------------       --------------       -------------- 

Cash and cash equivalents at end of year                   $5,152,499           $2,845,154           $2,289,743 
                                                       ===============       ==============       ============== 

Supplemental cash flow information: 
  Cash paid for: 
    Interest expense                                         $244,727             $835,221           $2,645,404 
    Income taxes (refund)                                  (3,951,320  )       (12,164,528  )           793,591 

Acquisitions: 
  Fair value of assets acquired, including 
    contingent consideration payments                       1,353,638            5,528,563           13,222,932 
                                                       ---------------       --------------       -------------- 

Cash paid, net of cash acquired                            $1,353,638           $5,528,563          $13,222,932 
                                                       ===============       ==============       ============== 

The accompanying notes are an integral part of these financial statements.  

F-8  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES  

Description of Business and Basis of Presentation  

RCM Technologies is a premier provider of business and technology solutions designed to enhance and maximize the operational performance 
of its customers through the adaptation and deployment of advanced information technology and engineering services. RCM's offices are 
located in major metropolitan centers throughout North America.  

The consolidated financial statements are comprised of the accounts of the Company and its subsidiaries. All significant intercompany accounts 
and transactions have been eliminated in consolidation. The preparation of the financial statements in conformity with generally accepted 
accounting principles requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial 
statements and accompanying notes. Actual results could differ from these estimates.  

Fiscal Periods  

The reporting period for the Company is the Saturday closest to the last day in December. Fiscal years 2001, 2002 and 2003 represented the 52 
weeks ended December 29, 2001, December 28, 2002 and December 27, 2003, respectively. The Company's consolidated financial statements 
have historically referred to fiscal years as ending on December 31. Differences between the Company's fiscal year and a calendar year have 
been immaterial. References to years in this annual report relate to fiscal years rather than calendar years.  

Cash and Cash Equivalents  

The Company considers its holdings of highly liquid money-market instruments to be cash equivalents if the securities mature within 90 days 
from the date of acquisition. These investments are carried at cost, which approximates fair value.  

Fair Value of Financial Instruments  

The Company's carrying value of financial instruments approximates fair value because of the nature and characteristics of its financial 
instruments. The Company does not have any off-balance sheet financial instruments. The Company does not have derivative products in place 
to manage risks related to foreign currency fluctuations for its foreign operations or for interest rate changes.  

Allowance for Doubtful Accounts  

The Company's accounts receivable are due from various types of companies. Credit is extended based on evaluation of customers' financial 
condition and, generally, collateral is not required. Accounts receivable payment terms vary and are stated in the financial statements at 
amounts due from customers net of an allowance for doubtful accounts. Accounts outstanding longer than the payment terms are considered 
past due. The Company determines its allowance by considering a number of factors, including the length of time trade accounts receivable are 
past due, the Company's previous loss history, the customer's current ability to pay its obligation to the Company, and the condition of the 
general economy and the industry as a whole. The Company writes-off accounts receivable when they become uncollectible, and payments 
subsequently received on such receivables are credited to the allowance for doubtful accounts.  

F-9  

RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)  

Property and Equipment  

Property and equipment are stated at cost and are depreciated on the straight-line method at rates calculated to provide for retirement of assets 
at the end of their estimated useful lives. The annual rates are 20% for computer hardware and software as well as furniture and office 
equipment. Leasehold improvements are amortized over the shorter of the estimated life of the asset or the lease term.  

Goodwill  

The net assets of businesses acquired, which are accounted for as purchases, have been reflected at their fair values at dates of acquisition. The 
excess of acquisition costs over such net assets is reflected in the consolidated balance sheets as goodwill. Goodwill at December 31, 2003 and 
2002 was $38,007,000 and $36,654,000, respectively, and was being amortized on a straight-line method over twenty years through December 
31, 2001. Effective January 1, 2002, all previously recognized goodwill and intangible assets with indefinite lives was no longer subject to 
amortization. Amortization expense for the years ended December 31, 2003, 2002 and 2001 was $-0-, $-0- and $6,293,000, respectively.  

The Company performed an impairment review in accordance with the requirements of SFAS No. 142 for the calendar years 2003 and 2002 
and in accordance with SFAS No. 121 for calendar year 2001. During the fourth quarter of calendar 2002 and 2001, the reviews indicated that 
there was an impairment of value, which resulted in a $30.0 million and $35.0 million charge to expense for the years ended December 31, 
2002 and 2001, respectively, in order to properly reflect the appropriate carrying value of goodwill. The results of the 2003 impairment testing 
indicated no further impairment of goodwill.  

Software  

In accordance with Statement of Position ("SOP") 98-1, "Accounting for Costs of Computer Software Developed or Obtained for Internal 
Use," certain costs related to the development or purchase of internal-use software are capitalized and amortized over the estimated useful life 
of the software. During the years ended December 31, 2003, 2002 and 2001, the Company capitalized approximately $114,000, $287,000 and 
$176,000, respectively, of software costs in conformity with SOP 98-1.  

Income Taxes  

The Company accounts for income taxes in accordance with Statement of Financial Accounting Standards No. 109 "Accounting for Income 
Taxes", which requires an asset and liability approach of accounting for income taxes. SFAS 109 requires assessment of the likelihood of 
realizing benefits associated with deferred tax assets for purposes of determining whether a valuation allowance is needed for such deferred tax 
assets. The Company and its wholly owned U.S. subsidiaries file a consolidated federal income tax return.  

Revenue Recognition  

The Company derives its revenues from several sources. All of the Company's segments perform staffing services. The Company's Professional 
Engineering Services and Information Technology Services segments also perform project services. The Information Technology Services 
segment also derives revenue from permanent placement fees.  

F-10  

RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)  

Revenue Recognition (Continued)  

Project Services - Project services are generally provided on a cost-plus-fixed-fee or time-and-material basis. Typically, a customer will 
outsource a discrete project or activity and the Company assumes responsibility for performance of the function or project. The Company 
recognizes revenues and associated costs on a gross basis as services are performed and costs are incurred using its employees. In instances 
where project services are provided on a fixed-price basis and the contract will extend beyond a 12-month period, revenue is recorded in 
accordance with the terms of each contract. In some instances, revenue is billed and recorded at the time certain milestones are reached, as 
defined in the contract. In other instances, revenue is billed and recorded based upon contractual rates per hour. In addition, some contracts 
contain "Performance Fees" (bonuses) for completing a contract under budget. Performance Fees, if any, are recorded when the contract is 
completed and the revenue is reasonably certain of collection. Some contracts also limit revenues and billings to maximum amounts. Expenses 
related to contracts that extend beyond a 12-month period are charged to Cost of Services as incurred.  

Staffing Services - Revenues derived from staffing services are recorded on a gross basis as services are performed and associated costs have 
been incurred using employees of the Company. In these circumstances, the Company assumes the risk of acceptability of its employees to its 
customers. In certain cases, the Company may utilize other companies and their employees to fulfill customer requirements. In these cases, the 
Company receives an administrative fee for arranging for, billing for and collecting the billings related to these companies. The customer is 
typically responsible for assessing the work of these companies who have responsibility for acceptability of their personnel to the customer. 
Under these circumstances, the Company's reported revenues are net of associated costs (effectively the administrative fee).  

Permanent Placement Fees - The Company earns permanent placement fees. Fees for placements are recognized at the time the candidate 
commences employment. The Company guarantees its permanent placements for ninety days. In the event a candidate is not retained for the 
ninety-day period, the Company will provide a suitable replacement candidate. In the event a replacement candidate cannot be located, the 
Company will provide a refund to the client. An allowance for refunds, based upon the Company's historical experience, is recorded in the 
financial statements. Revenues are recorded on a gross basis as a component of revenue.  

Concentration  

During 2003, the Company's largest customer accounted for 22% of the Company's revenues. The Company's five and ten largest customers 
accounted for approximately 42% and 52%, respectively, of the Company's revenues for 2003. However, of the $45.1 million in revenues from 
the Company's largest customer, $24.1 million represented "Pass-Through" revenues where the Company acted as a general contractor and 
subcontracted $24.1 million of business at a gross margin of approximately 1.2%. If the Company adjusted for these pass-through revenues, its 
largest customer would have accounted for 11.5% of total revenues. Similarly, the Company's five and ten largest customers would have 
accounted for 34.5% and 45.6%, respectively.  

Foreign Currency Translation  

The Company's foreign subsidiary uses Canadian currency as the functional currency. Net assets are translated at year-end rates while revenues 
and expenses are translated at average exchange rates. Adjustments resulting from these translations are reflected in "Accumulated Other 
Comprehensive Income (Loss)" in shareholders' equity. Gains and losses arising from foreign currency transactions are reflected in the 
consolidated statements of operations.  

F-11  

RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)  

Comprehensive Income(Loss)  

Comprehensive income (loss) consists of net income (loss) and foreign currency translation adjustments.  

Per Share Data  

Basic net income per share is calculated using the weighted-average number of common shares outstanding during the period. Diluted net 
income per share is calculated using the weighted-average number of common shares plus dilutive potential common shares outstanding during 
the period. Potential common shares consist of stock options that are computed using the treasury stock method. Dilutive securities have not 
been included in the weighted average shares used for the calculation of earnings per share in periods of net loss because the effect of such 
securities would be anti-dilutive. Because of the Company's capital structure, all reported earnings pertain to common shareholders and no 
other assumed adjustments are necessary.  

The number of common shares used to calculate basic and diluted earnings per share for 2003, 2002 and 2001 was determined as follows:  

                                          Year Ended        Year Ended        Year Ended 
                                         December 31,        December          December 
                                             2003            31, 2002          31, 2001 
                                        ---------------    -------------     ------------- 
Basic average shares outstanding            10,716,179       10,585,503        10,519,701 
Dilutive effect of stock options               180,126 
                                        ---------------    -------------     ------------- 

Dilutive shares                             10,896,305       10,585,503        10,519,701 
                                        ===============    =============     ============= 

Options to purchase 1,214,916 shares of common stock at prices ranging from $3.00 to $11.93 per share were outstanding as of December 31, 
2003. There were 428,000 options not included in the calculation of common stock equivalents because the exercise price of the options 
exceeded the average market price for the year ended December 31, 2003.  

Options to purchase 2,474,214 shares of common stock at prices ranging from $3.00 to $15.31 per share were outstanding as of December 31, 
2002, but were not included in the computation of diluted EPS because of net loss incurred in 2002.  

Options to purchase 2,415,780 shares of common stock at prices ranging from $3.00 to $15.31 per share were outstanding as of December 31, 
2001, but were not included in the computation of diluted EPS because of net loss incurred in 2001.  

Stock Based Compensation  

The Company accounts for stock options under SFAS No. 123, Accounting for Stock-Based Compensation, as amended by SFAS No. 148, 
which contains a fair value-based method for valuing stock-based compensation, that measures compensation cost at the grant date based on 
the fair value of the award. Compensation is then recognized over the service period, which is usually the vesting period. Alternatively, SFAS 
No. 123 permits entities to continue accounting for employee stock options and similar equity instruments under Accounting Principles Board 
(APB) Opinion 25, Accounting for Stock Issued to Employees. Entities that continue to account for stock options using APB Opinion 25 are 
required to make pro forma disclosures of net income and earnings per share, as if the fair value-based method of accounting defined in SFAS 
No. 123 had been applied.  

F-12  

 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)  

Stock Based Compensation (Continued)  

At December 31, 2003, the Company has four stock-based employee compensation plans. The Company accounts for the plans under the 
recognition and measurement principles of APB No. 25, Accounting for Stock Issued to Employees, and related interpretations. Stock-based 
employee compensation costs are not reflected in net earnings, as all options granted under the plan had an exercise price equal to the market 
value of the underlying common stock on the date of grant. The following table illustrates the effect on net earnings and earnings per share if 
the Company had applied the fair value recognition provisions of SFAS No. 123 to stock-based employee compensation (in thousands, except 
per share amounts).  

                                                         December 31, 
                                            ----------------------------------------- 
                                               2003          2002          2001 
                                            ------------  ------------  ------------ 
Net income (loss), as reported                   $2,779      ($24,135 )    ($18,756 ) 

Less:  stock-based compensation costs 
  determined under fair value based 
  method for all awards, net of 
related     tax                                     500           898         3,013 

Net income (loss), pro forma                     $2,279      ($25,033 )    ($21,769 ) 

Income (loss) per share of common stock-basic: 
   As reported                                     $.26        ($2.28 )      ($1.78 ) 
   Pro forma                                       $.21        ($2.36 )      ($2.07 ) 

Income (loss) per share of common stock-diluted: 
   As reported                                     $.26        ($2.28 )      ($1.78 ) 
   Pro forma                                       $.21        ($2.36 )      ($2.07 ) 

The pro-forma compensation cost using the fair value-based method under SFAS No. 123 includes valuations related to stock options granted 
since January 1, 1995 using the Black-Scholes Option Pricing Model. The proforma stock based compensation cost for 2002 has been adjusted. 
The weighted average fair value of options granted using Black-Scholes Option Pricing Model during 2003, 2002, and 2001 has been estimated 
using the following assumptions:  

                                     Year Ended        Year Ended       Year Ended 
                                    December 31,      December 31,     December 31, 
                                        2003              2002             2001 
                                   ----------------  --------------------------------- 
Risk-free interest rate                      3.18%             4.06%            5.91% 
Expected life of option                    5 years           5 years          5 years 
Expected stock price volatility                66%               49%              70% 
Expected dividend yield                   -                 -                    - 
Weighted-average per share 
   value granted                             $2.29             $2.18            $4.66 

F-13  

 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)  

Advertising Costs  

Advertising costs are expensed as incurred. Total advertising expense was $595,000, $576,000, and $722,000 for the years ended December 
31, 2003, 2002 and 2001, respectively.  

Use of Estimates and Uncertainties  

The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates 
and assumptions that affect the reported amounts of assets and liabilities, revenues and expenses and disclosure of contingent assets and 
liabilities. Actual results could differ from those estimates.  

The Company has risk participation arrangements with respect to workers compensation and health care insurance. The amounts included in 
the Company's costs related to this risk participation are estimated and can vary based on changes in assumptions, the Company's claims 
experience or the providers included in the associated insurance programs.  

The Company can be affected by a variety of factors including uncertainty relating to the performance of the U.S. economy, competition, 
demand for the Company's services, adverse litigation and claims and the hiring, training and retention of key employees.  

New Accounting Standards  

In June 2002, the Financial Accounting Standards Board issued Statement of Financial Accounting Standard No. 146 (SFAS 146) - 
"Accounting for Costs Associated with Exit or Disposal Activities", which supersedes EITF No.94-3, "Liability Recognition for Certain 
Employees Termination Benefits and Other Costs to Exit and Activity (Including Certain Costs Incurred in a Restructuring)". SFAS 146 
requires companies to recognize costs associated with exit or disposal activities when they are incurred, rather than at the date of a commitment 
to an exit or disposal plan as required by EITF No. 94-3. SFAS 146 is effective for restructuring activities initiated after December 31, 2002. 
This statement does not require companies to adjust restructuring reserves recorded before 2003. The Company will apply SFAS 146 to future 
restructurings, if applicable. Currently, there is no intention to initiate such action.  

Effective December 15, 2002, the Company adopted FIN No. 45 "Guarantor's Accounting and Disclosure Requirements for Guarantees, 
Including Indirect Guarantees of Indebtedness of Others." This interpretation elaborates on the disclosures to be made by a guarantor in its 
interim and annual financial statements about its obligations under certain guarantees that it has issued. It also clarifies that a guarantor is 
required to recognize, at the inception of a guarantee, a liability for the fair value of the obligation undertaken in issuing the guarantee.  

In December 2002, the FASB issued SFAS 148 (SFAS 148), "Accounting for Stock-Based Compensation - Transition and Disclosure." SFAS 
148 amends SFAS  
123 "Accounting for Stock-Based Compensation", to provide alternative methods of transition for a voluntary change to the fair value based 
method of accounting for stock-based employee compensation. In addition, SFAS 148 amends the disclosure requirements of SFAS 123 to 
require prominent disclosures in both annual and interim financial statements about the method of accounting for stock-based employee 
compensation and the effect of the method used on reported results. SFAS 148 is effective for fiscal years beginning after December 15, 2002. 
The expanded annual disclosure requirements and the transition provisions are effective for fiscal years ending after December 15, 2002. The 
interim disclosure provisions are effective for financial reports containing financial statements for interim periods beginning after December 
15, 2002. The adoption of SFAS 148 did not have a material effect on the Company's consolidated financial position, results of operations, or 
cash flows.  

F-14  

RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)  

New Accounting Standards (Continued)  

In January 2003, the Financial Accounting Standards Board ("FASB") released Interpretation No. 46 Consolidation of Variable Interest Entities 
("FIN 46") which requires that all primary beneficiaries of Variable Interest Entities (VIE) consolidate that entity. FIN 46 is effective 
immediately for VIE created after January 31, 2003 and to VIE in which an enterprise obtains an interest after that date. It applies in the first 
fiscal year or interim period beginning after June 15, 2003 to VIE in which an enterprise holds a variable interest it acquired before February 1, 
2003. In December 2003, the FASB published a revision to FIN 46 ("FIN 46R") to clarify some of the provisions of the interpretation and to 
defer the effective date of implementation for certain entities. Under the guidance of FIN 46R, entities that do not have interests in structures 
that are commonly referred to as special purpose entities are required to apply the provisions of the interpretation in financials statements for 
periods ending after March 14, 2004. The Company does not have interests in special purpose entities and does not anticipate that the adoption 
of FIN 46R will have a material impact on the Company's consolidated financial position, results of operations, or cash flows.  

In May 2003, the FASB issued Statement No. 150, "Accounting for Certain Financial Instruments with Characteristics of both Liabilities and 
Equity." SFAS 150 established standards for how an issuer classifies and measures certain financial instruments with characteristics of both 
liabilities and equity. SFAS 150 requires an issuer classify a financial instrument that is within its scope as a liability (or an asset in some 
circumstances). SFAS 150 is effective for all financial instruments entered into or modified after May 31, 2003, and otherwise is effective at 
the beginning of the first interim period beginning after June 15, 2003. This statement did not have a material impact on the Company's 
consolidated financial position, results of operations or cash flows.  

2. DISCONTINUED OPERATIONS  

In August 2002, the Company sold a reporting unit in the commercial services business segment for $100,000, which resulted in a loss of $1.6 
million ($967,000 net of income tax benefit of $644,000) for the year ended December 31, 2002, or $.09 per share and $33,400 ($20,000 net of 
income tax benefit of $13,400) for the year ended December 31, 2001, or $0.0 per share. In accordance with Statement of Financial Accounting 
Standards (SFAS) 144, the loss is presented as a loss from discontinued operations in the statements of operations for each of the two years in 
the period ended December 31, 2002. The Company has not discontinued its commercial services business segment. The financial statements 
for the comparative periods have been reclassified for comparative purposes.  

F-15  

RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

3. ACQUISITIONS  

Prior to January 1, 2001, the Company completed certain acquisitions, which have been accounted for as purchases and, accordingly, the 
results of operations of the acquired companies have been included in the consolidated results of operations of the Company from the 
respective acquisition dates.  

In connection with certain acquisitions, the Company was obligated to pay contingent consideration to the selling shareholders upon the 
acquired businesses achieving certain earnings targets over periods ranging from 2-3 years. The Deferred Consideration and Earnouts, when 
paid, were recorded as additional purchase consideration and added to goodwill on the consolidated balance sheet. The deferred consideration 
and earnout payments made for businesses acquired before 2001 were made in years following the year in which the acquisitions occurred. 
Cash used in investing activities in the Consolidated Statements of Cash Flows reflects the year in which the cash outlay occurred.  

As of December 31, 2003, the Company does not have any future contingent obligations for earnout consideration.  

4. PROPERTY AND EQUIPMENT  

Property and equipment are comprised of the following:  

                                                      December 31, 
                                            ---------------------------------- 
                                                 2003              2002 
                                            ---------------   ---------------- 

Equipment and furniture                         $2,154,422         $2,370,922 
Computers and systems                            6,843,934          6,767,050 
Leasehold improvements                             566,583            570,372 
                                            ---------------   ---------------- 
                                                 9,564,939          9,708,344 
Less: accumulated depreciation and 
   amortization                                  4,435,164          3,818,092 
                                            ---------------   ---------------- 

                                                $5,129,775         $5,890,252 
                                            ===============   ================ 

F-16  

 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

5. GOODWILL AND OTHER INTANGIBLES  

SFAS 142 requires the Company to perform a goodwill impairment test on at least an annual basis. For purposes of its 2003 and 2002 annual 
impairment testing, the Company determined the fair value of its reporting units using relative market multiples for comparable businesses, as 
of November 30, 2003 and 2002, respectively. The analysis revealed that goodwill, amounting to approximately $30.0 million ($24.7 million 
after taxes) had been impaired for the year ended December 31 2002 and therefore, would not be recoverable through future profitable 
operations. The results of the 2003 impairment testing indicated no further impairment to goodwill. There can be no assurance that future 
goodwill impairment tests will not result in further impairment charges.  

For the year ended December 31, 2001, the Company performed an impairment review in accordance with SFAS No. 121 which resulted in a 
$35.0 million ($22.8 million after taxes) charge to operations.  

The changes in the carrying amount of goodwill for the years ended December 31, 2003 and 2002 are as follows (in thousands):  

                                              Information      Professional      Commercial 
                                              Technology       Engineering        Services          Total 
                                             --------------    -------------    -------------    ------------- 
Balance as of December 31, 2001                    $56,430           $4,685           $1,384          $62,499 

     Goodwill acquired during the year               2,686            2,843                             5,529 
     Goodwill impairment losses                    (29,990  )                                         (29,990  ) 
     Goodwill written off related to 
       sale of business unit                                                          (1,384  )        (1,384  ) 
                                             --------------    -------------    -------------    ------------- 

Balance as of December 31, 2002                     29,126            7,528                            36,654 

     Goodwill acquired during the year               1,353                                              1,353 
                                             --------------    -------------    -------------    ------------- 

Balance as of December 31, 2003                    $30,479           $7,528     $                     $38,007 
                                             ==============    =============    =============    ============= 

The following table reflects the components of intangible assets, excluding Goodwill (in thousands):  

                                       December 31, 2003                   December 31, 2002 
                                --------------------------------    --------------------------------- 
                                   Gross         Accumulated           Gross          Accumulated 
                                  Carrying                            Carrying 
                                   Amount        Amortization          Amount         Amortization 
Amortized intangible assets 
  Non-compete agreement             $311              $242              $311               $211 
                                    ====              ====              ====               ==== 

Estimated amortization expense on intangible assets for each of the next five years is approximately $31,000.  

F-17  

 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

5. GOODWILL AND OTHER INTANGIBLES (CONTINUED)  

Reported net income (loss), exclusive of goodwill amortization that is related to goodwill that is no longer amortized, would have been (in 
thousands):  

                                                          Year Ended December 31, 
                                               ---------------------------------------------- 
                                                  2003             2002             2001 
                                               ------------     ------------    ------------- 
Reported net income (loss)                          $2,779         ($24,136  )      ($18,756  ) 
Add back:  goodwill amortization, 
   net of tax                                                                          5,385 
                                               ------------     ------------    ------------- 
Adjusted net income (loss)                          $2,779         ($24,136  )      ($13,371  ) 
                                               ============     ============    ============= 

Basic earnings (loss) per common share: 
      Reported net income (loss)                      $.26           ($2.28  )        ($1.78  ) 
      Goodwill amortization                                                              .51 
                                               ------------     ------------    ------------- 
      Adjusted net income (loss)                      $.26           ($2.28  )        ($1.27  ) 
                                               ============     ============    ============= 

Diluted earnings (loss) per common share: 
      Reported net income (loss)                      $.26           ($2.28  )        ($1.78  ) 
      Goodwill amortization                                                              .51 
                                               ------------     ------------    ------------- 
      Adjusted net income (loss)                      $.26           ($2.28  )        ($1.27  ) 
                                               ============     ============    ============= 

6. ACCOUNTS PAYABLE  

Accounts payable and accrued expenses consist of the following at December 31, 2003 and 2002.  

                                                  2003               2002 
                                             ---------------    --------------- 

Accounts payable - trade                         $7,216,885         $5,056,539 
Due to sellers                                                       1,072,190 
Reserve for litigation                            8,357,151          8,600,000 
                                             ---------------    --------------- 

Total                                           $15,574,036        $14,728,729 
                                             ===============    =============== 

7. LINE OF CREDIT  

On May 31, 2002, the Company and its subsidiaries entered into an amended and restated loan agreement, which was further amended on 
October 1, 2003, with Citizens Bank of Pennsylvania, administrative agent for a syndicate of banks, which provides for a $25.0 million 
Revolving Credit Facility (the "Revolving Credit Facility"). Availability under the Revolving Credit Facility is based on 80% of the aggregate 
amount of accounts receivable as to which not more than ninety days have elapsed since the date of the original invoice. Borrowings under the 
Revolving Credit Facility bear interest at one of two alternative rates, as selected by the Company at each incremental borrowing. These 
alternatives are: (i) LIBOR (London Interbank Offered Rate), plus applicable margin, or (ii) the agent bank's prime rate.  

F-18  

 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

7. LINE OF CREDIT (CONTINUED)  

All borrowings under the Revolving Credit Facility are collateralized by all of the assets of the Company and its subsidiaries and a pledge of 
the stock of its subsidiaries. The Revolving Credit Facility also contains various financial and non-financial covenants, such as restrictions on 
the Company's ability to pay dividends.  

The Revolving Credit Facility expires in August 2004. The weighted average interest rates under the Revolving Credit Facility for the year 
ended December 31, 2003 and 2002 were 3.67% and 4.06%, respectively. The amounts outstanding under the Revolving Credit Facility at 
December 31, 2003 and 2002 were $7.3 million and $7.4 million, respectively. At December 31, 2003, the Company had availability, after 
considering amounts outstanding under the Revolving Credit Facility, of $17.7 million.  

8. SHAREHOLDERS' EQUITY  

Shares of unissued common stock were reserved for the following purposes:  

Common Shares Reserved  

                                                  December 31, 
                                          ------------------------------ 
                                              2003            2002 
                                          -------------   -------------- 
Exercise of options outstanding              1,214,916        2,474,214 
Future grants of options                     1,074,287          713,031 
                                          -------------   -------------- 

Total                                        2,289,203        3,187,245 
                                          =============   ============== 

Incentive Stock Option Plans  

During 2003, the Company completed an offer to exchange all of the outstanding stock options held by the employees and directors with a 
strike price of $7.00 or greater for shares of restricted stock and cash. See Note 9.  

1992 Incentive Stock Option Plan (the 1992 Plan)  

The 1992 Plan, approved by the Company's stockholders in April 1992, and amended in April 1998, provides for the issuance of up to 500,000 
shares of common stock per individual to officers, directors and key employees of the Company and its subsidiaries, through February 13, 
2002, at which time the 1992 Plan expired. The options issued are intended to be incentive stock options pursuant to Section 422A of the 
Internal Revenue Code. The option terms cannot exceed ten years and the exercise price cannot be less than 100% of the fair market value of 
the shares at the time of grant. The Compensation Committee of the Board of Directors determines the vesting period at the time of grant for 
each of these options. As of December 31, 2003, options to purchase 103,155 shares of common stock were outstanding.  

1994 Non-employee Directors Stock Option Plan (the 1994 Plan)  

The 1994 Plan, approved by the Company's stockholders in May 1994, and amended in April 1998, provides for issuance of up to 110,000 
shares of common stock to non-employee directors of the Company through February 19, 2004. Options are granted at fair market value at the 
date of grant, and the exercise of options is contingent upon service as a director for a period of one year. Options granted terminate when an 
optionee ceases to be a Director of the Company. At December 31, 2003, options to purchase 70,000 shares of common stock were 
outstanding.  

F-19  

 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

8. SHAREHOLDERS' EQUITY (CONTINUED)  

Incentive Stock Option Plans (Continued)  

1996 Executive Stock Option Plan (the 1996 Plan)  

The 1996 Plan, approved by the Company's stockholders in August 1996 and amended in April 1999, provides for issuance of up to 1,250,000 
shares of common stock to officers and key employees of the Company and its subsidiaries through January 1, 2006. Options are generally 
granted at fair market value at the date of grant. The Compensation Committee of the Board of Directors determines the vesting period at the 
time of grant. At December 31, 2003, options to purchase 1,033,980 shares of common stock are available for future grants, and options to 
purchase 155,845 shares of common stock were outstanding.  

2000 Employee Stock Incentive Plan (the 2000 Plan)  

The 2000 Plan, approved by the Company's stockholders in April 2001, provides for issuance of up to 1,500,000 shares of the Company's 
common stock to officers and key employees of the Company and its subsidiaries or to consultants and advisors utilized by the Company. The 
Compensation Committee of the Board of Directors may award incentive stock options or non-qualified stock options, as well as stock 
appreciation rights, and determines the vesting period at the time of grant. At December 31, 2003, options to purchase 307 shares of common 
stock are available for future grants, and options to purchase 885,916 shares of common stock were outstanding.  

Transactions related to all stock options are as follows:  

                                  Year         Weighted-          Year         Weighted-          Year         Weighted- 
                                 Ended          Average          Ended          Average          Ended          Average 
                              December 31,      Exercise      December 31,     Exercise       December 31,      Exercise 
                                  2003           Price            2002           Price            2001           Price 
                             ---------------  -------------  ---------------  ------------   ---------------  ------------- 

Outstanding options 
  At beginning of year            2,474,214          $7.15        2,415,780         $7.53         2,039,539          $8.85 
Granted                             220,000           3.91          325,500          4.57           593,999           3.08 
Cancellations                    (1,467,798 )         9.51         (266,161 )        6.82          (217,758 )         7.59 
Exercised                           (11,500 )         6.93             (905 )        3.06 
                             ---------------                 ---------------                 --------------- 

Outstanding options               1,214,916          $3.85        2,474,214         $7.15 
  At end of year                                                                                  2,415,780          $7.53 
                             ===============                 ===============                 =============== 
Exercisable options 
  At end of year                    432,500                       1,663,715                       1,580,565 
                             ===============                 ===============                 =============== 

Option grant price                    $3.00                           $3.00 
  Per share                                                                                           $3.00 
                                  to $11.93                       to $15.31                       to $15.31 

The following table summarizes information about stock options outstanding at December 31, 2003:  

--------------- ----------------------------------------------------------------------------------- 
                                                     Weighted-Average 
   Range of                  Number of                 Remaining                Weighted-Average 
   Exercise                Outstanding Options       Contractual Life            Exercise Price 
    Prices 
--------------- --------------------------------------------------------- ------------------------- 
  $ 3.00 - $ 3.95               786,216                 7.9 years                   $ 3.34 
  $ 4.70 - $ 5.15               428,400                 7.3 years                   $ 4.78 
  $11.93 - $11.93                   300                 6.3 years                   $11.93 

F-20  

 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

8. SHAREHOLDERS' EQUITY (CONTINUED)  

Employee Stock Purchase Plan  

The Company implemented an Employee Stock Purchase Plan (the "Purchase Plan") with shareholder approval, effective January 1, 2002. 
Under the Purchase Plan, employees meeting certain specific employment qualifications are eligible to participate and can purchase shares of 
Common Stock semi-annually through payroll deductions at the lower of 85% of the fair market value of the stock at the commencement or 
end of the offering period. The purchase plan permits eligible employees to purchase common stock through payroll deductions for up to 10% 
of qualified compensation. During the year ended December 31, 2003, there were 39,926 shares issued under the Purchase Plan for net 
proceeds of $131,415. As of December 31, 2003, there were 335,006 shares available for issuance under the Purchase Plan.  

9. STOCK OPTION TENDER OFFER  

In order to enhance long-term value for the shareholders of the Company, reduce the number of options outstanding and improve the 
Company's ability to retain and provide incentives to employees and directors, on September 30, 2003, the Company made a tender offer to 
exchange stock options with a strike price of $7.00 or greater for shares of restricted stock and cash.  

Upon expiration of the tender offer on November 14, 2003, option holders participating in the tender offer received 607,777 shares of restricted 
stock having an aggregate value of $3.8 million ($6.30 per share) as well as cash consideration of $2.6 million, which was equal to 67% of the 
value of the restricted common stock. Participants surrendered 1,327,973 stock options, which represented 100% of all options eligible to be 
surrendered. The Company recorded a charge of $6.7 million ($4.0 million after-tax) to compensation expense in the fourth quarter of 2003 due 
to the tender offer.  

Provided the Company has U.S. Federal taxable income in future periods, the exchange offer will be approximately cash flow neutral to the 
Company as the combined tax benefits (both the value of the restricted common stock issued and the cash consideration paid are tax deductible 
expenses) will be approximately equal the actual cash consideration paid to employees and directors.  

All shares of restricted stock issued pursuant to the tender offer were fully vested on the stock grant date, but are subject to transfer restrictions. 
The transfer restrictions will lapse (i) on the first anniversary of the stock grant date, November 14, 2004, or (ii) earlier if the Company 
experiences a change in control, subject to any subsequent applicable restrictions and policies regarding restrictions on the shares of common 
stock.  

10. RETIREMENT PLANS  

Profit Sharing Plan  

The Company maintains a 401(k) profit sharing plan for the benefit of eligible employees. The 401(k) plan includes a cash or deferred 
arrangement pursuant to Section 401(k) of the Internal Revenue Code sponsored by the Company to provide eligible employees an opportunity 
to defer compensation and have such deferred amounts contributed to the 401(k) plan on a pre-tax basis, subject to certain limitations. The 
Company may, at the discretion of the Board of Directors, make contributions of cash to match deferrals of compensation by participants. 
Contributions charged to operations by the Company for years ended December 31, 2003, 2002 and 2001 were $0, $0 and $457,000, 
respectively.  

F-21  

RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

10. RETIREMENT PLANS (Continued)  

Nonqualified Defined Compensation Plan  

The Company implemented with shareholder approval a nonqualified deferred compensation plan, effective January 1, 2002 for officers and 
certain other management employees. The plan allows for compensation deferrals for its participants and a discretionary company contribution, 
subject to approval of the Board of Directors. As of December 31, 2003, the fair value of the assets held in trust under the deferred 
compensation plan was $681.847.  

11. COMMITMENTS  

Termination Benefits Agreement  

The Company is party to a Termination Benefits Agreement with its Chief Executive Officer, Leon Kopyt ("Mr. Kopyt") amended and restated 
as of March 18, 1997 (the "Benefits Agreement"). Pursuant to the Benefits Agreement, following a Change in Control (as defined therein), the 
remaining term of Mr. Kopyt's employment is extended for five years (the "Extended Term"). If Mr. Kopyt's employment is terminated 
thereafter by the Company other than for cause, or by Mr. Kopyt for good reason (including, among other things, a material change in Mr. 
Kopyt's salary, title, reporting responsibilities or a change in office location which requires Mr. Kopyt to relocate), then the following 
provisions take effect: the Company is obligated to pay Mr. Kopyt a lump sum equal to his salary and bonus for the remainder of the Extended 
Term; and the Company shall be obligated to pay to Mr. Kopyt the amount of any excise tax associated with the benefits provided to Mr. Kopyt 
under the Benefits Agreement. If such a termination had taken place as of December 31, 2003, Mr. Kopyt would have been entitled to cash 
payments of approximately $3.2 million (representing salary and excise tax payments).  

Severance Agreement  

The Company is party to a Severance Agreement with Mr. Kopyt, dated June 10, 2002, (the "Severance Agreement"). The agreement provides 
for certain payments to be made to Mr. Kopyt and for the continuation of Mr. Kopyt's employee benefits for a specified time after his service 
with the Company is terminated other than "for cause", as defined in the Severance Agreement. Amounts payable to Mr. Kopyt under the 
Severance Agreement would be offset and reduced by any amounts received by Mr. Kopyt after his termination of employment under his 
current employment and termination benefits agreements, which are supplemented and not superseded by the Severance Agreement. If Mr. 
Kopyt had been terminated as of December 31, 2003, then under the terms of the Severance Agreement, and after offsetting any amounts that 
would have been received under his current employment and termination benefits agreements, he would have been entitled to cash payments of 
approximately $1.5 million, inclusive of employee benefits.  

F-22  

RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

11. COMMITMENTS (CONTINUED)  

Operating Leases  

The Company leases office facilities and various equipment under non-cancelable leases expiring at various dates through June 2012. Certain 
leases are subject to escalation clauses based upon changes in various factors. The minimum future annual operating lease commitments for 
leases with non-cancelable terms in excess of one year, exclusive of escalation, are as follows:  

Year ending December 31,              Amount 
-----------------------------    ----------------- 
       2004                            $2,421,000 
       2005                             1,558,000 
       2006                             1,318,000 
       2007                             1,141,000 
       2008                               815,000 
       Thereafter                       2,828,000 
                                 ----------------- 
       Total                          $10,081,000 
                                 ================= 

Rent expense for the years ended December 31, 2003, 2002 and 2001 was $2,666,000, $3,245,000 and $2,633,000, respectively.  

The Company subleases space at various office locations under non-cancelable lease agreements. During fiscal 2003, 2002 and 2001 revenues 
of approximately $279,000, $105,000 and $0, respectively, were recognized under these leasing arrangements.  

12. RELATED PARTY TRANSACTIONS  

A director of the Company is a shareholder in a law firm that rendered various legal services to the Company. Fees paid to the law firm have 
not been significant.  

F-23  

 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

13. INCOME TAXES  

The components of income tax expense (credit) are as follows:  

                                           Year Ended        Year Ended        Year Ended 
                                          December 31,      December 31,      December 31, 
                                              2003              2002              2001 
                                        ----------------- -----------------  ---------------- 
Current 
  Federal                                                                        ($1,913,315) 
  State and local                                                                    323,650 
  Foreign                                     $1,050,056          $974,073         2,187,502 
                                        ----------------- -----------------  ---------------- 

                                               1,050,056           974,073           597,837 
                                        ----------------- -----------------  ---------------- 
Deferred 
   Federal                                        93,791        (6,246,119)       (6,456,915) 
   State and local                                16,551                            (362,380) 
   Foreign 
                                        ----------------- -----------------  ---------------- 

                                                 110,342        (6,246,119)       (6,819,295) 
                                        ----------------- -----------------  ---------------- 

Total                                         $1,160,398       ($5,272,046)      ($6,221,458) 
                                        ================= =================  ================ 

The income tax provisions reconciled to the tax computed at the statutory Federal rate was:  

                                            2003                2002             2001 
                                       ----------------   ----------------- --------------- 
Tax at statutory rate (credit)                  34.0%            (34.0)%         (34.0)% 
State income taxes, net of Federal 
  income tax benefit                                                              (1.7) 
Foreign income tax effect                         .5               3.3             8.7 
Deductible amortization                         (5.9) 
Non-deductible unusual charges                                    15.7             4.0 
Other, net                                        .9              (2.9)           (1.9) 
                                       ----------------   ----------------- --------------- 
Total income tax expense                        29.5%            (17.9)%         (24.9)% 
                                       ================   ================= =============== 

At December 31, 2003 and 2002, deferred tax assets and liabilities consist of the following:  

Deferred tax assets:                         2003               2002 
                                        ----------------  ---------------- 
Net operating loss carryforward                $936,611         $1,482,308 
Allowance for doubtful accounts                 701,330            691,600 
Reserves and accruals                           211,762            195,153 
Litigation reserve                            3,450,000          3,400,000 
                                        ----------------  ---------------- 
                                              5,299,703          5,769,061 
Deferred tax liability: 
Goodwill                                                          (368,746) 
                                        ----------------  ----------------- 
                                              5,299,703          5,400,315 
Less:  valuation allowance                     (701,330)          (691,600) 
                                        ----------------  ----------------- 
                                             $4,598,373         $4,708,715 
                                        ================  ================= 

F-24  

 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

13. INCOME TAXES (CONTINUED)  

At December 31, 2003, the Company had a net operating loss carryforward ("NOL") for U.S. Federal Income Tax purposes of approximately 
$10.9 million. The Company can utilize the NOL to offset future U.S. consolidated federal taxable income. The NOL amounts, if unused, 
would expire in the year 2022 ($3.7 million) and in the year 2023 ($7.2 million).  

14. INTEREST EXPENSE, NET OF INTEREST INCOME  

Interest expense, net of interest income consisted of the following:  

                                    Year Ended December 31, 
                          -------------------------------------------- 
                              2003           2002           2001 
                          -------------  -------------- -------------- 
Interest expense             ($382,568)      ($770,404)   ($2,586,473) 
Interest income                 68,077         598,504        297,377 
                          -------------  -------------- -------------- 
                             ($314,491)      ($171,900)   ($2,289,096) 
                          =============  ============== ============== 

15. SEGMENT INFORMATION  

The Company adopted SFAS 131, "Disclosures about Segments of an Enterprise and Related Information" (SFAS 131"), which establishes 
standards for companies to report information about operating segments, geographic areas and major customers. The adoption of SFAS 131 has 
no effect on the Company's consolidated financial position, consolidated results of operations or liquidity. The accounting policies of each 
segment are the same as those described in the summary of significant accounting policies (see Note 1).  

The Company uses earnings before interest and taxes (operating income) to measure segment profit. Segment operating income includes 
selling, general and administrative expenses directly attributable to that segment as well as charges for allocating corporate costs to each of the 
operating segments. The following tables reflect the results of the segments consistent with the Company's management system (in thousands):  

F-25  

 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

15. SEGMENT INFORMATION (CONTINUED)  

                                    Information      Professional      Commercial 
Fiscal  2003                        Technology       Engineering       Services        Corporate          Total 
                                  ---------------    -------------   --------------   ------------     ------------ -- 

Revenue                                 $100,872          $86,696          $19,037                        $206,605 

Operating expenses (1)                    93,116           82,838           18,614                         194,568 
                                  ---------------    -------------   --------------   ------------     ------------ 

EBITDA  (1) (2)                            7,756            3,858              423                          12,037 

Compensation expense 
for stock option tender offer                500              486               89          5,617            6,692 

Depreciation                                 595              526               71                           1,192 

Amortization of intangibles                   13               15                3                              31 
                                  ---------------    -------------   --------------   ------------     ------------ 

Operating income                           6,648            2,831              260         (5,617  )         4,122 

Interest expense, net of 
interest income                              153              132               29                             314 

Gain on foreign currency 
transactions                                                 (132  )                                          (132  ) 

Income taxes (benefit)                     1,914              834               68         (1,615  )         1,160 
                                  ---------------    -------------   --------------   ------------     ------------ 

Net income                                $4,581           $1,997             $163        ($3,962  )        $2,779 
                                  ===============    =============   ==============   ============     ============ 

Total assets                             $49,866          $21,330           $5,749        $22,759          $99,704 

Capital expenditures                        $110             $156              $25           $141             $432 

F-26  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

15. SEGMENT INFORMATION (CONTINUED)  

                             Information     Professional     Commercial 
Fiscal  2002                  Technology     Engineering       Services        Corporate        Total 
                             -------------   -------------   --------------   ------------   ------------ -- 

Revenue                          $111,270         $55,979          $19,402                       $186,651 

Operating expenses (1)            103,190          51,275           18,841                        173,306 
                             -------------   -------------   --------------   ------------   ------------ -- 

EBITDA  (1) (2)                     8,080           4,704              561                         13,345 

Unusual charges                    29,990                                            9,718         39,708 

Depreciation                          793             393               72                          1,258 

Amortization of 
intangibles                            17               4                                              21 
                             -------------   -------------   --------------   ------------   ------------ 

Operating income (loss) 
(1) (3)                           (22,720  )        4,307              489          (9,718 )      (27,642 ) 

Interest expense, net 
of  interest income                   102              52               18                            172 

Gain on foreign 
currency transactions                                 (17  )                                          (17 ) 

Loss on discontinued 
operations                                                             967                            967 

Income taxes (benefit)             (2,848  )        1,708             (184  )       (3,304 )       (4,628 ) 
                             -------------   -------------   --------------   ------------   ------------ 

Net income                       ($19,974  )       $2,564            ($312  )      ($6,414 )     ($24,136 ) 
                             =============   =============   ==============   ============   ============ 

Total assets                      $46,375         $19,929           $4,913        $17,223         $88,440 

Capital expenditures                 $101            $162                            $364            $627 

F-27  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

15. SEGMENT INFORMATION (CONTINUED)  

                                   Information     Professional       Commercial 
Fiscal  2001                       Technology      Engineering        Services        Corporate       Total 

Revenue                                $165,568         $47,119          $22,052                      $234,739 

Operating expenses (1)                  151,955          41,648           21,401                       215,004 
                                  --------------   -------------    -------------    ------------   ----------- 

EBITDA  (1) (2)                          13,613           5,471              651                        19,735 

Impairment of 
goodwill                                 34,993                                                         34,993 

Depreciation                                794             276               55                         1,125 

Amortization of intangibles 
                                          5,587             672               34                         6,293 
                                  --------------   -------------    -------------    ------------   ----------- 

Operating income (loss) (1) (3)         (27,761  )        4,523              562                       (22,676  ) 

Interest expense, net of 
interest income                           1,615             459              215                         2,289 

Gain on foreign currency 
transactions                                                (21  )                                         (21  ) 

Loss from discontinued 
operations                                                                    20                            20 

Income taxes (benefit)                   (7,973  )        1,634              131                        (6,208  ) 
                                  --------------   -------------    -------------    ------------   ----------- 

Net income (loss)                      ($21,403  )       $2,451             $196                      ($18,756  ) 

Total assets                            $85,306         $15,999           $5,489         $24,362      $131,156 

Capital expenditures                       $426            $173                           $1,201        $1,800 

   (1) Operating expenses excludes depreciation and amortization. 

   (2) EBITDA means earnings before interest income, interest expense, 
       depreciation, amortization, income taxes, other non-operating income 
       and expense, and compensation expense for stock tender offer. We 
       believe that EBITDA, as presented, represents a useful measure of 
       assessing the performance of our operating activities, as it reflects 
       our earnings trends without the impact of certain non-cash and unusual 
       charges or income. EBITDA is also used by our creditors in assessing 
       debt covenant compliance. We understand that, although security 
       analysts frequently use EBITDA in the evaluation of companies, it is 
       not necessarily comparable to other similarly titled captions of other 
       companies due to potential inconsistencies in the method of 
       calculation. EBITDA is not intended as an alternative to cash flow 
       provided by operating activities as a measure of liquidity, as an 
       alternative to net income as an indicator of our operating performance, 
       nor as an alternative to any other measure of performance in conformity 
       with generally accepted accounting principles. 

   (3) The operating results of a reporting unit sold in August 2002 are 
       excluded from operating income of the Commercial Services Business 
       Segment for all periods presented. 

F-28  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

15. SEGMENT INFORMATION (CONTINUED)  

The following reconciles consolidated operating loss to the Company's pretax loss (in thousands):  

                                                          Year Ended December 31, 
                                             -------------------------------------------------- 
                                                  2003             2002             2001 
                                             ---------------- ---------------- ---------------- 
Consolidated operating income (loss)                  $4,121         ($27,642)        ($22,676) 
Interest expense, net of interest income                (314)            (172)          (2,289) 
Gain on foreign currency transactions                    132               17               21 
                                             ---------------- ---------------- ---------------- 
Consolidated pretax loss from 
continuing  operations                                $3,939         ($27,797)        ($24,944) 
                                             ================ ================ ================ 

The Company derives a majority of its revenue from companies headquartered in the United States. In calendar year 2001, no single customer 
exceeded 6% of the Company's revenue. In calendar year 2002, two customers accounted for 12.2% and 6.6%, respectively, of the Company's 
revenues. During 2003, the Company's largest customer accounted for 22% of the Company's revenues. However, of the $45.1 million in 
revenues from the Company's largest customer, $24.1 million represented "Pass-Through" revenues where the Company acted as a general 
contractor. If the Company adjusted for these pass-through revenues, its largest customer would have accounted for 11.5% of total revenues. 
Revenues from Canadian operations for the years ended December 31, 2003, 2002 and 2001 were $55.9 million, $27.8 million and $24.2 
million, respectively.  

The Company is domiciled in the United States and its segments operate in the United States and Canada. Revenues and fixed assets by 
geographic area for the years ended December 31, 2003, 2002, and 2001 are as follows (in thousands):  

                                                  2003             2002             2001 
                                             ---------------- ---------------- ---------------- 
Revenues 
   United States                                    $150,245         $155,586         $199,413 
   Canada                                             56,360           31,065           35,326 
                                             ---------------- ---------------- ---------------- 

                                                    $206,605         $186,651         $234,739 
                                             ================ ================ ================ 

Fixed Assets 
   United States                                      $4,788           $5,403           $6,330 
   Canada                                                342              487              519 
                                             ---------------- ---------------- ---------------- 

                                                      $5,130           $5,890           $6,849 
                                             ================ ================ ================ 

F-29  

 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

16. SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)  

Year Ended December 31, 2003 

                                                                                                  Diluted 
                                                        Gross                 Net            Net Income (Loss) 
                                  Sales                 Profit           Income (Loss)         Per Share (a) 
                            -------------------    -----------------   -------------------  -------------------- 
 1st Quarter                       $50,650,469          $10,805,060            $1,353,948                $.13 
 2nd Quarter                        55,218,914           11,393,816             1,935,458                 .18 
 3rd Quarter                        55,224,390           11,544,524             1,816,652                 .17 
 4th Quarter                        45,511,415           10,851,286            (2,326,905 )              (.21) 
                            -------------------    -----------------   -------------------  -------------------- 

 Total                            $206,605,188          $44,594,686            $2,779,153                $.26 
                            ===================    =================   ===================  ==================== 

Year Ended December 31, 2002 

                                                                                                  Diluted 
                                                        Gross                 Net            Net Income (Loss) 
                                  Sales                 Profit           Income (Loss)         Per Share (a) 
                            -------------------    -----------------   -------------------  -------------------- 
 1st Quarter                       $47,774,202          $12,461,021            $2,144,587          $.20 
 2nd Quarter                        47,305,894           11,738,910             2,113,487           .20 
 3rd Quarter                        46,227,581           11,866,082               966,274           .09 
 4th Quarter                        45,342,939           10,598,848           (29,360,278 )       (2.77) 
                            -------------------    -----------------   -------------------  -------------------- 

 Total                            $186,650,616          $46,664,861          ($24,135,930 )      ($2.28) 
                            ===================    =================   ===================  ==================== 

(a) Each quarterly amount is based on separate calculations of weighted 
 average shares outstanding. 

17. CONTINGENCIES  

The Company is a party to a lawsuit from persons from whom the Company acquired stock in an acquisition that occurred in the year 1998. 
The lawsuit arises from allegations of wrongful termination and/or failure of the Company to pay deferred consideration under the relevant 
acquisition agreement. The range of possible loss for the aforementioned lawsuit, is from $-0- to approximately $825,000. In the opinion of 
management and based upon the advice of counsel, the Company has meritorious defenses to the lawsuit that should serve to defeat or diminish 
the Company's potential liability.  

In 1998, two shareholders, who were formerly officers and directors of the Company, filed suit against the Company alleging wrongful 
termination of their employment, failure to make required severance payments, wrongful conduct by the Company in connection with the grant 
of stock options, and wrongful conduct by the Company resulting in the non-vestiture of their option grants. The complaint also alleged that the 
Company wrongfully limited the number of shares of the Company's common stock that could have been sold by the plaintiffs under a 
Registration Rights Agreement entered into in connection with the underlying acquisition transaction pursuant to which the plaintiffs became 
shareholders of the Company. The claim under the Registration Rights Agreement sought the difference between the amount for which 
plaintiffs could have sold their RCM shares during the 12-month period ended March 11, 1999, but for the alleged wrongful limitation on their 
sales, and the amount for which the plaintiffs sold their shares during that period and thereafter.  

F-30  

 
 
 
 
 
 
 
RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
December 31, 2003, 2002 and 2001  

17. CONTINGENCIES (CONTINUED)  

The claim relating to the wrongful termination of the employment of one of the plaintiffs and the claims of both plaintiffs concerning the grant 
of stock options were resolved in binding arbitration in early 2003. A trial on the remaining claims commenced on December 2, 2002 and a 
verdict was returned on January 24, 2003. On the claims by both plaintiffs, concerning the alleged wrongful limiting of the number of shares 
that they could sell during the 12-month period ended March 11, 1999, a verdict awarding damages of $7.6 million against the Company was 
returned. On June 23, 2003, the trial judge denied the Company's post-trial motions that challenged the jury's verdict and the trial judge also 
upheld the jury's verdict. On August 4, 2003, the trial judge entered a judgment in favor of the plaintiffs for $7.6 million in damages and 
awarded plaintiffs $172,000 in post-verdict prejudgment interest. Post-judgment interest will continue to accrue on the damages portion of the 
judgment after August 4, 2003 (at the rate of 5% per annum until December 31, 2003 and at the rate of 4% per annum in 2004). The Company 
has appealed to the Appellate Division of the Superior Court of New Jersey from, and obtained a stay pending appeal of, that judgment. In 
order to secure the stay, the Company made a cash deposit in lieu of bond of $8.3 million with the Trust Fund of the Superior Court of New 
Jersey. This deposit is recorded as restricted cash on the consolidated balance sheet and earns interest at a rate that approximates the daily 
federal funds rate. The plaintiffs have cross-appealed from the Court's denial of pre-verdict prejudgment interest on the damages portion of the 
August 4, 2003 judgment and from the Court's refusal to grant judgment as a matter of law to one of the plaintiffs on his claim for severance 
pay in the amount of $240,000 plus interest. The briefing phase of the appeal is scheduled to be concluded in April 2004. The timing of a ruling 
on the appeal cannot be predicted at this time.  

In connection with this litigation, the Company accrued $9.7 million of litigation charges at December 31, 2002, which includes the jury award 
of $7.6 million, professional fees of $1.1 million and an estimate of $1.0 million for attorney fees and pre-judgment interest. During fiscal 
2003, the Company paid $1.3 million in fees. As of December 31, 2003, the accrued litigation reserve was $8.4 million.  

In addition, in November, 2002, the Company brought suit in the Superior Court of New Jersey, Law Division on professional liability claims 
against the attorneys who served as its counsel in the acquisition transaction and in its subsequent dealings with the plaintiffs concerning their 
various relationships with the Company resulting from that transaction. In its lawsuit against the former counsel, the Company is seeking 
complete indemnification (1) for its costs and counsel fees incurred in defending itself against the claims of the plaintiffs; (2) for any sums for 
which the Company is ultimately determined to be liable to the plaintiffs; and (3) for its costs and counsel fees incurred in the prosecution of 
the legal malpractice action itself. That lawsuit has been temporarily stayed in the Law Division at the request of the defendants until at least 
May 10, 2004 while the appeal of the underlying action goes forward in the Appellate Division of the Superior Court.  

The Company is also subject to other pending legal proceedings and claims that arise from time to time in the ordinary course of its business, 
which may or may not be covered by insurance.  

The litigation and other claims previously noted are subject to inherent uncertainties and management's view of these matters may change in 
the future. Were an unfavorable final outcome to occur, there exists the possibility of a material adverse impact on our financial position and 
the results of operations for the period in which the effect becomes reasonably estimable.  

F-31  

REPORT OF INDEPENDENT CERTFIED PUBLIC ACCOUNTANTS  

Board of Directors  
RCM Technologies, Inc. and Subsidiaries  

We have audited the accompanying consolidated balance sheets of RCM Technologies, Inc. (a Nevada corporation) and Subsidiaries as of 
December 31, 2003 and 2002 and the related consolidated statements of operations, changes in shareholders' equity, comprehensive income 
(loss) and cash flows for each of the years in the three year period ended December 31, 2003. These consolidated financial statements are the 
responsibility of the Company's management. Our responsibility is to express an opinion on the consolidated financial statements based on our 
audits.  

We conducted our audits in accordance with auditing standards generally accepted in the United States of America. Those standards require 
that we plan and perform the audits to obtain reasonable assurance about whether the consolidated financial statements are free of material 
misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the consolidated financial 
statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as 
evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.  

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the consolidated financial position 
of RCM Technologies, Inc. and Subsidiaries as of December 31, 2003 and 2002 and the consolidated results of their operations and their 
consolidated cash flows for each of the years in the three year period ended December 31, 2003, in conformity with accounting principles 
generally accepted in the United States of America.  

As discussed in Note 5 to the financial statements, the Company adopted Statement of Financial Accounting Standards No. 142, Goodwill and 
Other Intangible Assets, on January 1, 2002.  

We have also audited Schedules I and II of RCM Technologies, Inc. and Subsidiaries as of December 31, 2003 and 2002 and for each of the 
years in the three year period ended December 31, 2003. In our opinion, these schedules present fairly, in all material respects, the information 
required to be set forth therein.  

/s/ Grant Thornton LLP 
Grant Thornton LLP 
Philadelphia, Pennsylvania 
February 13, 2004 

F-32  

 
SCHEDULE I  

RCM TECHNOLOGIES, INC. (PARENT COMPANY)  
CONDENSED FINANCIAL INFORMATION OF REGISTRANT  
BALANCE SHEET  
December 31, 2003 and 2002  

                                     ASSETS 

                                                                           2003                2002 
                                                                      ---------------     ---------------- 

Current assets 
    Prepaid expenses and other assets                                        $29,165            $   6,509 
                                                                      ---------------     ---------------- 

Other assets 
    Long-term receivables from affiliates                                 67,235,411           59,519,789 
                                                                      ---------------     ---------------- 

      Total assets                                                       $67,264,576          $59,526,298 
                                                                      ===============     ================ 

                      LIABILITIES AND SHAREHOLDERS' EQUITY 

                                                                           2003                2002 
                                                                      ---------------     ---------------- 

Current liabilities 
    Accounts payable and accrued expenses                                    $94,480            $ 280,144 
                                                                      ---------------     ---------------- 

Shareholders' equity 
    Common stock                                                             564,264              531,304 
    Foreign currency translation adjustment                                  556,795             (584,084) 
    Additional paid in capital                                            97,906,888           93,935,938 
    Accumulated deficit                                                  (31,857,851)         (34,637,004) 
                                                                      ---------------     ---------------- 

    Total shareholders' equity                                            67,170,096           59,246,154 
                                                                      ---------------     ---------------- 

    Total liabilities and shareholders' equity                           $67,264,576          $59,526,298 
                                                                      ===============     ================ 

The "Notes to Consolidated Financial Statements" of RCM Technologies, Inc. and subsidiaries are an integral part of these statements.  

F-33  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
SCHEDULE I  

RCM TECHNOLOGIES, INC. (PARENT COMPANY)  
CONDENSED FINANCIAL INFORMATION OF REGISTRANT  
STATEMENT OF OPERATIONS  
Years Ended December 31, 2003, 2002 and 2001  

                                                             Year Ended December 31, 
                                                -------------------------------------------------- 
                                                     2003             2002              2001 
                                                ---------------  ----------------  --------------- 

Operating expenses 
   Administrative                                     $464,424        $1,753,587        $ 807,699 
                                                ---------------  ----------------  --------------- 

Operating loss                                        (464,424)       (1,753,587)        (807,699) 

Management fee income                                  464,424         1,753,587          807,699 
                                                ---------------  ----------------  --------------- 

Income before income (loss) in subsidiaries 

Equity in earnings (shares in loss) of 
                subsidiaries                         2,779,153       (24,135,930)     (18,755,969) 
                                                ---------------  ----------------  --------------- 

Net income (loss)                                   $2,779,153      ($24,135,930)    ($18,755,969) 
                                                ===============  ================  =============== 

The "Notes to Consolidated Financial Statements" of RCM Technologies, Inc. and subsidiaries are an integral part of these statements.  

F-34  

 
 
 
 
 
 
 
 
 
 
SCHEDULE I  

RCM TECHNOLOGIES, INC. (PARENT COMPANY)  
CONDENSED FINANCIAL INFORMATION OF REGISTRANT  
STATEMENT OF CASH FLOWS  
Years Ended December 31, 2003, 2002 and 2001  

                                                                    Year Ended December 31, 
                                                  ------------------------------------------------------------- 
                                                        2003                  2002                  2001 
                                                  -----------------      ----------------      ---------------- 
Cash flows from operating activities: 

Net income (loss)                                       $2,779,153          ($24,135,930)         ($18,755,969) 
                                                  -----------------      ----------------      ---------------- 

Adjustments to reconcile net income (loss) 
 to net cash provided by operating activities: 

Recognition of equity compensation                       3,828,995 
(Equity in) share in deficiency in assets 
  of subsidiaries                                       (2,779,153)           24,135,930            18,755,969 

Changes in operating assets and liabilities: 
      Prepaid expenses and other assets                    (22,656)               (3,539)               59,470 
      Accounts payable and accrued expenses               (185,665)              229,572                (1,828) 
                                                  -----------------      ----------------      ---------------- 

                                                           841,521            24,361,963            18,813,611 
                                                  -----------------      ----------------      ---------------- 

   Net cash provided by operating activities             3,620,674               226,033                57,642 
                                                  -----------------      ----------------      ---------------- 

Cash flows from investing activities: 

   Decrease in deposits                                                                                  5,695 
   Increase in long-term 
     receivables from subsidiaries                      (4,936,468)             (318,317)              (46,780) 
                                                  -----------------      ----------------      ---------------- 

   Net cash used in investing activities                (4,936,468)             (318,317)              (41,085) 
                                                  -----------------      ----------------      ---------------- 

Cash flows from financing activities: 

   Sale of stock for employee stock purchase plan          131,415               190,556               234,095 
   Exercise of stock options                                43,500                 1,529 
                                                  -----------------      ----------------      ---------------- 

   Net cash provided by financing activities               174,915               192,085               234,095 
                                                  -----------------      ----------------      ---------------- 

Effect of exchange rate changes on cash and 
   cash equivalents                                      1,140,879               (99,801)             (250,652) 
                                                  -----------------      ----------------      ---------------- 

Net increase in cash and equivalents 

Cash and equivalents at beginning of year 
                                                  -----------------      ----------------      ---------------- 

Cash and equivalents at end of year               $                      $                     $ 
                                                  =================      ================      ================ 

The "Notes to Consolidated Financial Statements" of RCM Technologies, Inc. and subsidiaries are an integral part of these statements.  

F-35  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SCHEDULE II  

RCM TECHNOLOGIES, INC. AND SUBSIDIARIES  
VALUATION AND QUALIFYING ACCOUNTS AND RESERVES  
Years Ended December 31, 2003, 2002 and 2001  

Column A                                          Column B                  Column C                  Column D         Column E 
--------------------------------------------    -------------    -------------------------------    -------------    ------------- 
                                                                           Additions 
                                                                 ------------------------------- 
                                                 Balance at       Charged to        Charged to                        Balance at 
                                                 Beginning         Costs and          Other                             End of 
Description                                      of Period         Expenses          Accounts        Deduction          Period 
--------------------------------------------    -------------    --------------    -------------    -------------    ------------- 

Year Ended December 31, 2003 

Allowance for doubtful 
 accounts on trade 
 receivables                                      $1,549,000          $692,000                          $387,000       $1,854,000 

Year Ended December 31, 2002 

Allowance for doubtful 
 accounts on trade 
 receivables                                      $1,795,000        $1,941,000                        $2,187,000       $1,549,000 

Year Ended December 31, 2001 

Allowance for doubtful 
 accounts on trade 
 receivables                                      $1,875,000          $989,000                        $1,069,000       $1,795,000 

F-35  

 
 
 
 
 
 
 
 
 
EXHIBIT INDEX  

(11) Computation of Earnings (Loss) Per Share.  

(21) Subsidiaries of the Registrant.  

(23) Consent of Grant Thornton LLP.  

31.1     Certifications of Chief Executive Officer Required by Rule 13a-14(b) of 
         the Securities Exchange Act of 1934, as amended. 

31.2     Certifications of Chief Financial Officer Required by Rule 13a-14(b) of 
         the Securities Exchange Act of 1934, as amended. 

32.1     Certification Pursuant To 18 U.S.C. Section 1350, As Adopted 
         Pursuant To Section 906 Of The Sarbanes-Oxley Act Of 2003. 

32.2     Certification Pursuant To 18 U.S.C. Section 1350, As Adopted 
         Pursuant To Section 906 Of The Sarbanes-Oxley Act Of 2003. 

 
 
 
 
EXHIBIT 11  

COMPUTATION OF EARNINGS (LOSS) PER COMMON SHARE  

Years Ended December 31, 2003, 2002 and 2001  

                                                         2003                 2002                 2001 
                                                    ---------------       --------------       -------------- 
Diluted earnings (loss) 
   Net income (loss) applicable to common 
      stock                                             $2,779,153         ($24,135,930 )       ($18,755,969 ) 
                                                    ===============       ==============       ============== 

Shares 
   Weighted average number of common 
     shares outstanding                                 10,716,179           10,585,503           10,519,701 
   Common stock equivalents                                180,126 
                                                    ---------------       --------------       -------------- 

   Total                                                10,896,305           10,585,503           10,519,701 
                                                    ===============       ==============       ============== 

Diluted earnings (loss) per common share                      $.26               ($2.28 )             ($1.78 ) 
                                                    ===============       ==============       ============== 

Basic 
   Net income (loss) applicable to common 
      stock                                             $2,779,153         ($24,135,930 )       ($18,755,969 ) 
                                                    ===============       ==============       ============== 

Shares 
   Weighted average number of common 
     shares outstanding                                 10,716,179           10,585,503           10,519,701 
                                                    ===============       ==============       ============== 

Basic earnings (loss) per common share                        $.26               ($2.28 )             ($1.78 ) 
                                                    ===============       ==============       ============== 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 21  

SUBSIDIARIES  

Business Support Group of Michigan, Inc. Cataract, Inc.  
Programming Alternatives of Minnesota, Inc. RCMT Delaware, Inc.  
RCM Technologies (USA), Inc.  

EXHIBIT 23  

CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS  

Board of Directors  
RCM Technologies, Inc.  

We have issued our report dated February 13, 2004, accompanying the consolidated financial statements and schedules included in the Annual 
Report of RCM Technologes, Inc. and Subsidiaries on Form 10-K for the year ended December 31, 2003. We hereby consent to the 
incorporation by reference of said report in the Registration Statements of RCM Technologies, Inc. on Forms S-8, (File No. 33-61306, effective 
April 21, 1993, File No. 33-80590, effective June 22, 1994, File No. 333-52206, effective December 19, 2000 and File No. 333-52480, 
effective December 21, 2000.)  

/s/ Grant Thornton LLP 
Grant Thornton LLP 
Philadelphia, Pennsylvania 
March 16, 2004 

 
Exhibit 31.1  

CERTIFICATION  

I, Leon Kopyt, certify that:  

1. I have reviewed this annual report on Form 10-K of RCM Technologies, Inc. (the "registrant");  

2. Based on my knowledge, this annual report does not contain any untrue statement of a material fact or omit to state a material fact necessary 
to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period 
covered by this annual report;  

3. Based on my knowledge, the financial statements, and other financial information included in this annual report, fairly present in all material 
respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this annual report;  

4. The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as 
defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the registrant and have:  

(a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, 
to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those 
entities, particularly during the period in which this annual report is being prepared;  

(b) evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this annual report our conclusions about 
the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and  

(c) disclosed in this annual report any change in the registrant's internal control over financial reporting that occurred during the registrant's 
most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably 
likely to materially affect, the registrant's internal control over financial reporting; and  

5. The registrant's other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial 
reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons fulfilling the equivalent function): 

(a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are 
reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and  

(b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal 
control over financial reporting; and  

Date:  March 18,  2004 
                                 /s/ Leon Kopyt 
                                 --------------- 
                                   Leon Kopyt 
                                   Chief Executive Officer 

 
Exhibit 31.2  

CERTIFICATION  

I, Stanton Remer, certify that:  

1. I have reviewed this annual report on Form 10-K of RCM Technologies, Inc. (the "registrant");  

2. Based on my knowledge, this annual report does not contain any untrue statement of a material fact or omit to state a material fact necessary 
to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period 
covered by this annual report;  

3. Based on my knowledge, the financial statements, and other financial information included in this annual report, fairly present in all material 
respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this annual report;  

4. The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as 
defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the registrant and have:  

(a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, 
to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those 
entities, particularly during the period in which this annual report is being prepared;  

(b) evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this annual report our conclusions about 
the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and  

(c) disclosed in this annual report any change in the registrant's internal control over financial reporting that occurred during the registrant's 
most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably 
likely to materially affect, the registrant's internal control over financial reporting; and  

5. The registrant's other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial 
reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons fulfilling the equivalent function): 

(a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are 
reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and  

(b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal 
control over financial reporting; and  

Date: March 18, 2004 
                                                     /s/ Stanton Remer 
                                                     -------------------------- 
                                                     Stanton Remer 
                                                     Chief Financial Officer 

 
Exhibit 32.1  

CERTIFICATION PURSUANT TO  
18 U.S.C. SECTION 1350,  
AS ADOPTED PURSUANT TO  

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002  

In connection with the Annual Report on Form 10-K of RCM Technologies, Inc. (the "Company") for the year ended December 31, 2003 as 
filed with the Securities and Exchange Commission on the date hereof (the "Report"), I, Leon Kopyt, President & Chief Executive Officer of 
the Company, certify, pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, to my 
knowledge, that:  

(1) The Report fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934 (15 U.S.C. section 78m(a)); and 
(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the 
Company.  

/s/  Leon Kopyt 
       ---------------------- 
     Leon Kopyt 
     Chief Executive Officer 
     March 18, 2004 

A signed original of this written statement required by Section 906 has been provided to RCM Technologies, Inc. and will be retained by RCM 
Technologies, Inc. and furnished to the Securities and Exchange Commission or its staff upon request.  

 
Exhibit 32.2  

CERTIFICATION PURSUANT TO  
18 U.S.C. SECTION 1350,  
AS ADOPTED PURSUANT TO  

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002  

In connection with the Annual Report on Form 10-K of RCM Technologies, Inc. (the "Company") for the year ended December 31, 2003 as 
filed with the Securities and Exchange Commission on the date hereof (the "Report"), I, Stanton Remer, Chief Financial Officer of the 
Company, certify, pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, to my 
knowledge, that:  

(1) The Report fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934 (15 U.S.C. section 78m(a)); and 
(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the 
Company.  

/s/  Stanton Remer 
       ---------------------- 
     Stanton Remer 
     Chief Financial Officer 
     March 18, 2004 

A signed original of this written statement required by Section 906 has been provided to RCM Technologies, Inc. and will be retained by RCM 
Technologies, Inc. and furnished to the Securities and Exchange Commission or its staff upon request.