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Reckon Limited

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FY2015 Annual Report · Reckon Limited
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Reckon Limited Annual Report

for the Financial Year Ended 31 December 2015

ABN 14 003 348 730 

Contents

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6

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41

50

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53

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56

57

59

Message to shareholders from the Chairman and Group CEO

Directors’ Report

Remuneration Report

Corporate Governance Statement

Auditor’s Independence Declaration

Independent Auditor’s Report

Directors’ Declaration

Consolidated Statement of Profit or Loss

Consolidated Statement of Profit or Loss and Other Comprehensive Income

Consolidated Statement of Financial Position

Consolidated Statement of Changes in Equity

Consolidated Statement of Cash Flows

60

Notes to the Financial Statements

105 Additional Information as at 14 March 2016

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Message from the Chairman and 
Group CEO

The bulk of the content of this Annual Report is inevitably backward looking. It documents the performance of the 
company for the financial period ending 31 December 2015, now several months ago depending on the time the 
Annual Report gets to everyone.

This  is  understandable  as  shareholders  are  interested  in  the  history  of  performance  to  measure  the  success  of  
their investment.

However,  the  board’s  obligations  also  require  some  focus  be  given  to  the  future.  Recent  trends  in  corporate 
accountability are showing an increasing demand from savvy investors for directors to focus on long-term shareholder 
wealth creation.

The rationale behind this demand for future looking statements is the fear that too much focus on the recent past 
causes  directors  and  management  to  concentrate  on  short  term  profit  based  goals,  sometimes  premised  on 
strategies with questionable sustainability, rather than creating long term value. 

To some extent we feel that the market response to our recent announcement may be a consequence of a focus on 
the short term rather than understanding the long term plans of the company.

At the heart of our future strategy is a commitment to longer term sustainability in a dynamic and disruptive market. 
We have to balance protecting existing profitable businesses with the move, in very general terms, to the cloud, and 
with expansion of our territorial markets. If we don’t do this we run the risk of becoming a dinosaur.

So we are committed to three pillars of strategy:

• 

Investing in technology,

•  Expanding products and territory, and 

•  Preserving and building on existing profitable businesses.

The first two pillars inevitably mean expenditure in development and sales and marketing, with consequent short 
term impacts on profitability.

Briefly looking back to 2015, the headline results were in fact encouraging if one considers the performance of the 
underlying businesses and provide a very solid base on which to build the future of the business.

Non IFRS**

Group

2015

2014

Amount Change

% Change 

Revenue

$105.1 million

$100.8 million

$4.3 million

EBITDA

$39.2 million*

$37.1 million

$2.1 million

NPAT

$19.8 million*

$18.9 million*

$0.9 million

4.3%

5.7%

4.6%

* Excluding new market expenditure, made up of amortisation of development costs of Reckon One; sales and marketing of Reckon One and sales 
and marketing of document management in the USA.

** Refer to page 11 for a reconciliation with IFRS information.

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The  revenue  growth  was  premised  on  organic  growth  ie:  take  up  of  more  products  across  product  suites,  and 
volume growth especially in practice management and document management. This was to some extent negatively 
impacted by the effect of the transition from an upfront revenue model to a subscription revenue model in business 
and practice management products partly driven by moving customers from desktop to the cloud. This has been a 
perennial issue, but as we have previously stated, the impact of this change will reduce over time. It is pleasing to 
report that subscription revenues across all businesses are at levels that provide a foundation for long term sustainable 
returns: practice management is at 87%; business products are at 72% and document management products are 
at 73% of total revenue. A substantial part of revenue has now been converted to subscription and so the negative 
impact of this is expected to decline.

These are all encouraging signs and we believe should foster shareholder reward for the longer term.

In addition in 2015 we conducted targeted and strategic investment in certain areas, including: preparing for market 
development of Reckon One globally, and document management in the USA. These investments are expected to 
underpin growth in future years.

Consistent with this targeted approach effective 1 January 2016 we also completed the acquisition of SmartVault Inc, 
in Houston, Texas, USA. SmartVault is a secure cloud based online document management system with a portal for 
workflow and client collaboration. It is a “lighter” cloud based version of our Virtual Cabinet document management 
product. This acquisition presents opportunities not only in the USA, but also in Australia, New Zealand and the UK. 
SmartVault  also  assists  us  in  taking  document  management  into  the  cloud,  and  provides  another  platform  for 
territorial expansion for our other products.

So all this activity should underline our future plans and it is appropriate that we spell it out very clearly for shareholders. 
This  was  already  presented  in  great  detail  in  our  analyst  roadshows  in  February  2016  and  shareholders  are 
encouraged to study the presentation slides in detail for insight into our plans. These are available on the ASX website 
as well as on the investor section of our website.

We thank all our shareholders, customers, partners and employees for your continued support.

Ian Ferrier 
Chairman 

Clive Rabie
Group CEO

5

 
 
 
 
 
 
 
 
 
 
Directors’ Report
The Directors of Reckon Limited submit these financial statements for 
the financial year ended 31 December 2015

John Thame AAIBF FCPA 
Independent Non-Executive Chairman, retired on 30 June 2015

John Thame has a lifetime of experience in the retail financial services industry. He was managing director of Advance 
Bank Limited from 1986 until it merged with St George Bank Limited in January 1997 and held a variety of senior 
positions  in  his  career  with  Advance.  John  was  Chairman  of  St  George  Bank  Limited  from  2005  to  2008  and  a 
member of the St George Bank Limited board until 1 July 2008. He is also Chairman of Abacus Property Trust Group 
Limited, where he has been a director since 2002. John was appointed to the board on 19 July 1999 when he was 
also appointed to the Audit & Risk Committee and Remuneration Committee.

Ian Ferrier AM FCA 
Independent Non-Executive Director, Independent Non-Executive Chairman from 1 July 2015

Ian Ferrier is a Fellow of the Institute of Chartered Accountants in Australia. He has extensive experience in company 
corporate recovery and turn around practice. He is also a director of a number of private and public companies. Ian 
is also Chairman of Australian Vintage Limited having been a director since 1991 and Chairman of Goodman Group 
Limited since 2003 and a director of Energy One Limited. He has significant experience in property and development, 
tourism, manufacturing, retail, hospitality and hotels, infrastructure and aviation and service industries. Ian joined the 
board on 17 August 2004. Ian is Chairman of the Audit & Risk Committee and Remuneration Committee and served 
in that capacity to the end of 2015 to assist Chris Woodforde as he transitioned on to the board.

Greg Wilkinson 
Founder, Deputy Non-Executive Chairman

Greg Wilkinson has over 30 years experience in the computer software industry. Greg entered the industry in the 
early  1980s  in  London  where  he  managed  Caxton  Software,  which  became  one  of  the  UK’s  leading  software 
publishers.  Greg  co-founded  Reckon  in  1987  and  was  the  Chief  Executive  Officer  until  February  2006.  He  was 
appointed to the position of Deputy Chairman in February 2006 and became a member of the board of the listed 
entity  on  19  July  1999.  He  was  appointed  to  the  Audit  &  Risk  Committee  in  February  2010  and  Remuneration 
Committee in December 2011. He is also an investor and mentor to a number of cloud based start-up companies.

Christopher Woodforde B Comm LLB 
Independent Non-Executive Director, appointed 1 July 2015.

Chris Woodforde has an extensive background as a legal practitioner in New South Wales, South Asia and the United 
Kingdom spanning over 30 years. Over that time he has held a wide range of senior legal and consulting positions. 
He occupied senior positions in Microsoft from 1994 to 2008 including as Director of Legal and Corporate Affairs in 
Australia and New Zealand. More recently he has acted as a consultant and senior contributor in legal and commercial 
capacities  for  a  range  of  clients.  He  has  been  and  remains  a  mentor  to,  and  investor  in,  private  initiatives  in  the 
information  and  communications  technology  market.  Chris’  breadth  of  experience  brings  a  unique  mix  of  legal, 
commercial and management skills in South Asia, the United Kingdom, Australia and New Zealand well suited to 
information  technology  companies.  Chris  is  Chairman  of  the  Audit  &  Risk  Committee  and  the  Remuneration 
Committee from 1 January 2016.

6

Clive Rabie 
Group Chief Executive Officer

Clive was Chief Operating Officer of Reckon from 2001 until February 2006 and in that time played a pivotal role in 
its  turn-around.  In  February  2006  Clive  was  appointed  to  the  position  of  Group  Chief  Executive  Officer.  He  has 
extensive  management  and  operational  experience  in  the  IT  and  retail  sectors  as  both  an  owner  and  director 
of companies.

Myron Zlotnick LLM, GCertAppFin 
General Counsel and Company Secretary

Myron Zlotnick has over 20 years experience as a legal practitioner, general and corporate counsel, and as a director 
of companies in the information, communications and technology sector. He is a member of ASIC’s Registry and 
Licensing Business Advisory Committee.

Marianne Kopeinig LLM, GDipApplCorpGov 
Legal Counsel and Assistant Company Secretary

Marianne has over 15 years experience as a private practitioner and corporate counsel for private and ASX listed 
companies and broad industry experience in commercial, risk management and compliance functions.

7

Directors’ Report (continued)

Review of Operations and Statement of Principal Activities

Summary

In 2015 Reckon Limited organised its activities into three operating groups: a Business Group, an Accountant Group, 
and an International Group.

The Business Group undertakes the development, sales and support of business accounting software for small to 
larger sized businesses and personal wealth management software branded as Reckon Accounts business, Reckon 
Accounts personal and Reckon One cloud products.

The  Accountant  Group  develops,  supplies  and  supports  accounting  practice  management,  tax  compliance  and 
allied software under the Reckon APS brand to larger professional accounting firms, and under the Reckon Elite 
brand  to  smaller  professional  accounting  firms.  The  Accountant  Group  also  supplies  and  supports  company 
secretarial  services  such  as  company  incorporations;  domain  registrations;  SMSF  documentation  and  ASIC 
compliance management; and other documentation for human resources needs, under the Reckon Docs brand.

The International Group develops, sells and supports document management and document portal products to a 
wide variety of clients under the Reckon Virtual Cabinet brand and supplies software solutions to legal firms and 
corporations  for  revenue  management,  expense  management,  print  solutions,  business  process  automation, 
business intelligence, document service automation, scan and document management under the Reckon nQueue 
Billback brand.

The  three  Groups  are  supported  by  shared  services  teams  which  include  IT,  development,  finance,  marketing, 
logistics, legal and human resources.

The company undertook a strategic review in late 2015.

The three key outcomes of the strategic review are investing in technology, expanding of products and territory, and 
preserving existing profitable businesses.

To line up with this strategy the company has implemented changes to the reporting and operational segmentation 
of the business commencing in 2016. Detail of these changes is set out below under the heading, New Segments 
from 2016 onwards.

Business Group

The  Business  Group  distributes  and  supports  a  range  of  programs  under  the  Reckon  Accounts  brand.  These 
programs are generally used by small to large businesses in Australia and New Zealand. Alongside desktop and 
hosted  accounting  software  the  range  includes  a  payroll  and  point  of  sale  solution,  as  well  as  personal 
finance software.

The fastest growing product in the Reckon Accounts suite is Reckon Accounts Hosted, a convenient secure online 
accounting software product that very closely mimics the Reckon Accounts business range desktop package.

Reckon Accounts products include: (1) Reckon BankData, a bank feed solution which allows connections with banks 
and other financial institutions to download bank transaction information directly into accounting software; and (2) 
Reckon GovConnect, an SBR-enabled solution for lodging reports to government agencies such as the ATO.

As  part  of  meeting  the  demand  for  cloud  based  products  Reckon  released  an  early  version  of  Reckon  One  in 
February 2014. In 2015 this product underwent significant development changes to the underlying architecture and 
user interface. Reckon One cloud based accounting software is based on a “designed by you” concept that allows 
users to tailor the solution to their needs by choosing modules their business will use. The current modules available 
are:  Core  (which  includes  payments  and  receipts,  budgets  and  reporting);  Invoices;  BankData  (automatic  bank 
statement  import  into  accounts  and  reconciliation);  Projects  (manage  revenue,  costs  and  forecasts  by  project); 

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Time & Expenses (timesheets and expenses); and an open API for third party applications. The Payroll module is 
scheduled  for  release  in  April  2016.  The  development  roadmap  also  includes  GovConnect  (BAS  lodgement) 
and Inventory.

Users can select which modules they need and only pay for those; and can switch modules on or off as required 
making Reckon One a very cost-effective solution for small businesses.

Accountant Group

The Accountant Group develops, distributes and supports the Reckon APS suite of solutions for professional service 
firms in Australia, New Zealand and, via a reseller arrangement, in the United Kingdom. For professional accountants 
these  solutions  also  include  tax  and  accounts  production.  Reckon  also  delivers  a  wide  range  of  complementary 
applications for practice management.

The Reckon APS product suite continues to be considered market leading for its sophistication and depth of offering 
to  professional  accounting  firms.  This  is  reflected  in  the  market  share  that  Reckon  APS  enjoys  in  Australia  and 
New Zealand.

Reckon has committed several years of research and development to delivering unique integrated practice software 
to work off a single platform, offering all its solutions under the collective Reckon APS suite. The suite comprises 
several integrated modules for several business critical functions in professional firms: Practice Management (PM); 
Business Intelligence and Reporting (PIQ); Document Management (DM); Taxation (Tax); Client Accounting (XPA); 
Client Relationship Management (CRM); Resource Planning (RP); Superannuation (DS); Corporate Secretarial (CR); 
Workpaper Management (WM); SyncDirect and others.

Reckon has also made all of the above modules available in a hosted version called APS Private Cloud.

SyncDirect is a cloud based system that allows accountants to upload financial transaction data from virtually any 
SME  accounting  product and automatically enter it  into their  practice  management system  for accounts and tax 
return preparation purposes. It is an extremely beneficial tool for professional accounting firms as it creates a “single 
ledger” experience for them without being required to use the same software as their clients.

The Reckon Elite product suite includes tax return preparation tools, practice management tools and related solutions 
mostly used by accountants and tax agents. Reckon Elite is predominantly used in small to medium sized accounting 
firms compared to Reckon APS which is used by larger firms.

Reckon Docs corporate services business comprises technology for the registration and compliance management 
of  companies  and  other  business  structures  through  an  easy  to  use  web  based  ordering  system.  This  business 
provides  clients  with  an  online  company  registration  service  available  24/7;  documentation  and  services  for  the 
establishment of a range of entities, especially trusts for self-managed superannuation funds; constitution updates; 
and other documentation for human resources needs.

The  Reckon  Docs  Searches  business  provides  comprehensive  accredited  business  name  and  ASIC  information 
electronically  combined  with  a  highly  personalised  client  relationship.  A  full  range  of  sophisticated  information 
services to assist customers with the provision of financial, corporate and statutory information is also offered.

Reckon Docs also offer a desktop utility called Reckon Docs Desktop (RDD) that is a simple and convenient desktop 
application for company registration, searches, and ASIC compliance management. This product is also integrated 
into the Practice Management suite of APS, known as CR.

9

Directors’ Report (continued)

International Group

The  International  Group  provides  software  and  support  services  for  accountants,  lawyers  and  businesses  for 
document management, document portal, scan, cost recovery and revenue management.

The International Group currently operates under the Virtual Cabinet and nQueue brands in the UK and the USA 
respectively, and has reseller arrangements in other parts of the world. These products are also sold in Australia.

The Virtual Cabinet solution enables companies to control all documents in a secure document management system. 
Virtual Cabinet document management fully integrates with back office systems and has the ability to link all forms 
of electronic files back to client records. Linked with the document portal it also provides a secure and audit trailed 
method to send documents to selected recipients, and provides an efficient method for professionals to collaborate 
with their clients.

The final 30% of Linden House Software Limited (UK), where the Virtual Cabinet product is developed, was acquired 
effective 1 July 2015 for $9 million. The current shareholding in this business is now 100% and the company was 
renamed Reckon Software Limited.

Effective on 1 January 2016 Reckon completed the acquisition of SmartVault Corp in Houston, Texas. SmartVault is 
a secure cloud based online document management system with a portal for workflow and client collaboration. It is 
a “lighter” cloud based version of the document management processes similar to what Virtual Cabinet provides on 
the desktop at the enterprise level.

So the acquisition of SmartVault presents an opportunity to accelerate the move of document management products 
to the cloud. In turn, Virtual Cabinet expertise will add to the SmartVault model and their ability to take an enterprise 
product to the USA market.

The  Reckon  cost  recovery,  expense  management,  and  scan  solutions  assists  law  firms  and  commercial  and 
government clients by enhancing the automation and processing of any operational and administrative expenses, 
including print, copy, scan, telephone, online searches, emails, court fees, car services, credit card charges, courier 
costs and more. These solutions can be embedded directly into multi-function devices or reside on tablet computers 
or terminals to provide clients with the knowledge required to run their businesses more profitably.

The development of a scan solution marked a shift from standalone cost recovery, expense management software 
towards a closer integration with document management and practice management. This was one of the drivers 
towards the changes in operational segmentation.

Development and Software that Connects

Reckon’s various product roadmaps and development efforts are co-ordinated to meet the overall strategic goal of 
delivering  integrated  solutions,  on  the  desktop,  in  a  hosted  environment,  and  in  the  cloud,  to  businesses  and 
accounting  and  legal  professionals.  The  development  strategy  is  aimed  at  improving  collaboration  between 
businesses, accountants, banks, government agencies and other stakeholders.

This development also takes account of demand for remote and mobile access to all solutions and applications.

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New Segments from 2016 onwards

As mentioned above as a consequence of the strategic review of late 2015 the reporting and operational segments 
for the company have changed.

Previous Reporting Segments

New Reporting Segments

Practice 
Management

Document 
Management

Business

Reckon One

Virtual 
Cabinet

SmartVault 
(NEW)

Reckon 
Accounts

Reckon Accounts 
Hosted

APS

Elite

Docs

nQueue 
(MOVED)

Accountant 
Group

International 
Group

APS

nQueue

Elite

Virtual Cabinet

Docs

Business 
Group

Reckon 
Accounts

Reckon 
Accounts 
Hosted

Reckon 
One

Results of Operations

Results Headlines underlying business (Non-IFRS)

•  Revenue was up 4.3% to $105.1 million from $100.8 million.

•  EBITDA was up 5.7% to $ 39.2 million from $37.1 million.

•  NPAT was up 4.6% to $19.8 million from $18.9 million.

The  above  results  for  EBITDA  and  NPAT  exclude  the  impact  from  costs  associated  with  the  investment  in 
new markets.

IFRS EBITDA

New market expenditure

EBITDA - Underlying business

IFRS NPAT

After tax effect of new market expenditure*

NPAT - Underlying business

* At effective tax rate.

2015
$m

36.6

2014
$m

37.1

2.6

-

39.2

37.1

2015
$m

15.1

2014
$m

17.6

4.7

1.3

19.8

18.9

11

Directors’ Report (continued)

The company declared a total dividend of 7.25 cents per share for the 2015 financial year (final dividend of 3 cents 
per  share  and  an  interim  dividend  of  4.25  cents  per  share)  down  19%  from  9  cents  per  share.  This  reduction  in 
dividend was largely a consequence of the company’s shift in strategy to invest in technology and new markets. The 
company had a dividend reinvestment plan in place from 1999 when it first listed but took steps to update this policy 
and invited shareholders to participate in a dividend reinvestment plan on 9 March 2016.

Revenue Drivers

Generally group revenue was impacted:

•  Positively by growth in subscription revenue;

•  Positively by volume growth and price increases;

•  Negatively  by  the  transition  of  Advantage/Upgrade  products  in  the  Business  Group  moving  to  subscription;

•  Negatively  by  the  transition  of  Accountant  Group  revenue  moving  from  an  upfront  to  a  subscription  model.

The company continues to pursue the strategy to shift the revenue model for sales from upfront once off purchases 
to a subscription revenue model. This has been something the company has been working on for several years and 
becomes  more  significant  as  we  move  customers  from  the  desktop  to  the  cloud  where  products  are  sold  on  a 
subscription basis only. A substantial part of revenue has now been converted to subscription so the negative impact 
of this is expected to decline.

Subscription revenue in the Business Group for 2015 was $22.5 million, up 38.4% on 2014 from $16.3 million. It is 
encouraging that subscription revenue in the Business Group now comprises 72% of total Business Group revenue 
compared to 50% in 2014. So while the gain in subscription revenue was offset by an overall decline of revenue in the 
Business Group of 3.8% because of the shift from upfront pricing to subscription pricing, the revenue uplift of the 
shift to subscription will be felt in the future.

In the cloud market, Reckon One cloud based accounting software is showing good growth. While the base is low, 
the month on month growth for the second half of 2015 was 9%. Reckon One cloud based accounting software is 
expected to be launched in the United Kingdom by the end of June 2016.

Revenue for the Accountant Group was up 3% to $47.4 million from $46.2 million in 2014. The key drivers here were 
winning new customers from our competitors and the availability of new releases and upgrades. Overall the growth 
in seats in the Accountant Group was up 17% on last year.

As with the Business Group, the strategy to move from an upfront once off software sales model to a subscription 
based model is bearing success and is largely complete. Given the nature of the products, it is expected that there 
will  always  be  a  residue  of  upfront  and  service  revenue  in  the  Accountant  Group.  87%  of  practice  management 
revenue is now subscription based.

The Reckon Docs content business was a solid contributor to the Accountant Group with revenue up 5.4% to $21.6 
million from $20.5 million. This is attributable to volume growth and some price increases.

Revenue for the International Group was up 26% to $22.3 million from $17.7 million in 2014. The key drivers here were 
strong new order growth for nQueue and Virtual Cabinet growth in seats of 15% on last year.

EBITDA

The EBITDA delivered by the underlying businesses in the group was up 5.7% to $39.2 million from $37.1 million 
in 2014.

12

If  account  is  had  of  the  investment  committed  to  new  market  expenditure  to  meet  the  broad  strategic  goals  of:

• 

Investing in technology,

•  Expanding products and territory, and

•  Preserving existing profitable businesses;

then EBITDA for the group is $36.6 million, down 1.3% on 2014. But the company is committed to the strategy and 
to bear short term consequences for longer term gain.

In  the  Business  Group  underlying  business,  EBITDA  was  fractionally  down  0.2%  from  $19.1  million  compared  to 
$19.2 million in 2014.

In the Accountant Group underlying business, EBITDA increased slightly from $16.5 million to $16.7 million.

The modest EBITDA performance in the Business and Accountant Group is mainly attributable to the move to a 
subscription revenue model.

In  the  International  Group  underlying  business,  EBITDA  increased  34%  from  $6.1  million  in  2014  to  $8.2  million 
in 2015.

NPAT

As with the EBITDA headline result, NPAT growth was negatively impacted by the new market expenditure, adjusted 
for new market expenditure, NPAT for 2015 is 4.6% up on 2014.

Cash Flow

The company’s operating cash flow increased by 7% from $31.3 million to $33.5 million predominantly as a result of 
the move to a subscription revenue model where a higher proportion of customers pay on a monthly basis.

EPS

As a result of the decline in NPAT, premised on the investment in new markets in 2015, basic EPS consequently 
declined 7.6% from 14.2 cents per share to 13.1 cents per share.

Dividends

On  9  March  2016,  the  board  declared  a  final  unfranked  dividend  of  3  cents  per  share  payable  to  shareholders 
recorded on the company’s register as at the record date of 17 March 2016.

For the final dividend Reckon also implemented a dividend re-investment plan inviting shareholders to participate at 
a price representing a discount of 12.5% to the period of 7 trading days commencing on the date 2 trading days after 
the record date.

On  11  August  2015,  the  board  declared  an  interim  dividend  of  4.25  cents  per  share  (60%  franked)  payable  to 
shareholders recorded on the company’s register at record date of 26 August 2015.

Significant Changes in State of Affairs

There were no significant changes in the company’s state of affairs during the year.

13

Directors’ Report (continued)

Future Developments, Business Strategies and Prospects 
for Future Financial Years

In late 2015 the company undertook a strategic review. This was motivated to some extent by a perception that the 
true value of the company was not being recognised in the market. Previous efforts to convey to the market that 
despite the challenges that the company had faced in recent times, the company still maintained profitability were 
apparently not well communicated or not well received by the market. At least as evidenced in the multiples at which 
Reckon shares were trading relative to its peers.

These challenges included parting ways with Intuit Inc, in turn facing Intuit Inc as a competitor, fighting in a fiercely 
competitive market, undertaking branding changes, undertaking independent development, and moving products 
to  the  cloud;  establishing  new  products  and  territories;  but  at  the  same  time  maintaining  the  profitability  of  
existing businesses.

The strategic review had two goals. In the first place to understand the future value of the company and secondly 
how better to communicate that to the market.

The strategic review was an in-depth and lengthy process that culminated in three key outcomes that needed to be 
conveyed to the market:

•  The  company  is  committed  to  investing  in  technology,  in  terms  of  investment  in  development  generally  and 

moving products to the cloud;

•  The company is committed to expansion, in terms of moving into new territories and developing or acquiring 

new products; and

•  The company is committed to maintaining the profitability of existing businesses.

The consequence of this strategy is short term investment that will impact profitability. But the long term gain of 
achieving a suite of products that are at the forefront of the market, that are relevant and contemporary, and developed 
in sustainable and scalable way is worth the investment.

To some extent there is nothing new in this as our report for the 2015 financial year shows. Underlying businesses 
performed well, but the company invested in new business initiatives with some short term profit and loss impact.

The strategic review resulted in the company changing the reporting segments to better reflect the opportunities 
available to the group.

More specifically the strategic review also identified the following goals that the company will pursue:

•  To  continue  investment  in  scaling  proven  international  businesses  (especially  nQueue  and  Virtual  Cabinet);

•  To consolidate Reckon APS’ market leadership by continuing to provide high-value modules and functionality;

•  Based on the recent acquisition of SmartVault, a leading online Document Management software product, to 
strengthen  product  offerings  in  the  USA  market  and  gain  a  point  of  access  to  valuable  accountant  market;

•  To continue to roll-out Reckon One globally;

•  To accelerate investment in targeted development priorities to be undertaken over 2016 and 2017, especially: 

- Reckon One, 
- The integration of SmartVault / Virtual Cabinet onto one platform, and 
- “Cloudification” of Reckon APS modules.

Success in pursuing strategic ambitions is subject to certain risks. In general terms the businesses will always be 
subjected to domestic macro-economic pressures to the extent that these may or may not impact the confidence of 
small  to  medium  sized  businesses.  The  markets  in  which  we  operate  are  vigorously  competitive  and  subject  to 
disruption and price pressure. The competitive landscape does show the emergence of disruptive operators in the 

14

cloud market, but the scale of yet to be acquired customers in all groups is large. Ambitions to expand overseas and 
product  development  carry  execution  risks.  And,  operationally,  any  business  of  this  nature  is  subject  to  service 
interruption, infrastructure failure or data breaches.

The main risk arising from the company and Group’s financial instruments are currency risk, credit risk, equity price 
risk,  liquidity  risk  and  cash  flow  interest  rate  risk.  See  note  31  to  the  Financial  Statements  for  further  detail  of 
these risks.

Reckon undertook a review of its information security practices using ISO27001 Information Security Management 
System as a guide to provide an assurance framework for the company’s information security practices. At the end 
of 2015 this review was completed and the next step is to consider what new processes or systems to implement. 
This is a lengthy and ongoing process.

Matters Since the End of the Financial Year

Effective on 1 January 2016 Reckon completed the acquisition of SmartVault Corp in Houston, Texas. SmartVault is 
a secure cloud based online document management system with a portal for workflow and client collaboration.

No matter or circumstance has arisen since the end of the year that has significantly affected, or may significantly 
affect the company’s operations in future financial years; or the results of those operations in future financial years; 
or the company’s state of affairs in future financial years.

15

Directors’ Report (continued)
Remuneration Report – Audited

1. Introduction

The  Remuneration  Report  sets  out,  in  accordance  with  section  300A  of  the  Corporations  Act:  (i)  the  company’s 
governance relating to remuneration, (ii) the policy for determining the nature and amount or value of remuneration of 
key  management  personnel;  (iii)  the  various  components  or  framework  of  that  remuneration;  (iv)  the  prescribed 
details relating to the amount or value paid to key management personnel, as well as a description of any performance 
conditions; (v) the relationship between the policy and the performance of the company.

Key  management  personnel  are  the  non-executive  directors,  the  executive  directors  and  employees  who  have 
authority  and  responsibility  for  planning,  directing  and  controlling  the  activities  of  the  consolidated  entity.  As  a 
consequence of internal management changes, Daniel Rabie as Chief Operating Officer from 27 July 2015 is key 
management personnel and Richard Hellers is no longer key management personnel.

2. Governance

Authority for remuneration matters rests with the Remuneration Committee which reports to the board and makes 
recommendations  regarding  remuneration  to  the  board  which  has  ultimate  responsibility  for  signing  off  on 
remuneration practices and outcomes.

The Remuneration Committee is comprised of three non-executive directors, two of whom are independent.

In 2015 the chairman of the Remuneration Committee was Ian Ferrier (independent) and the other members were 
John Thame (independent) until 30 June 2015, Greg Wilkinson (non-independent) and Chris Woodforde (independent) 
from 1 July 2015. Mr Ferrier, although also chairman of the board, remained Chairman of the Remuneration Committee 
to the end of 2015 to allow Mr Woodforde’s transition into the company. Mr Woodforde assumed the role as Chairman 
of the Remuneration Committee from 1 January 2016.

Details of the meetings of the Remuneration Committee are set out on page 39.

The Remuneration Committee operated substantially in accordance with the aims and aspirations of Principle 8 of 
the ASX Corporate Governance Principles and Recommendations (“ASX Principles and Recommendations”).

The charter of the Remuneration Committee is available on the company’s website at http://www.reckon.com.au/
aboutus/corporategovernance.aspx.

At  the  Annual  General  Meeting  (AGM)  for  the  financial  year  ending  31  December  2013,  held  on  21  May  2014, 
shareholders representing approximately 18% of the total shares on issue at the time, but 33% of the votes actually 
cast on the resolution, voted against a non-binding resolution calling for approval of the remuneration report.

As  a  consequence  of  this  first  strike  against  the  Remuneration  Report  and  in  any  case  to  aim  for  better  overall 
disclosure,  the  company  went  to  great  lengths  to  remedy  the  supposed  defects  in  its  reporting  in  the  2014 
Remuneration Report.

Then at the Annual General Meeting (AGM) for the financial year ending 31 December 2014, held on 20 May 2015, 
shareholders representing approximately 21% of the total shares on issue at the time, but 37% of the votes actually 
cast on the resolution, again voted against a non-binding resolution calling for approval of the remuneration report.

This amounted to a second strike and accordingly a resolution - calling for the company to convene another meeting, 
a spill meeting, to consider whether directors (excluding the managing director) would cease to hold office immediately 
before the next meeting and elections for directors would be held - was put to the General Meeting.

The outcome of that spill resolution was an overwhelming majority of 97% of votes cast against spilling the board.

The company has since considered the comments made in relation to the 2014 Remuneration Report, most notably 
the  concern  that  the  board  exercised  a  discretion  to  allow  long  term  incentives  to  vest  notwithstanding  that  the 
performance targets were not met. The board endeavoured in the 2014 Remuneration to explain the rationale behind

16

the exercise of the discretion and believes that those reasons remain valid. However, for 2015, the board declined to 
exercise  any  discretion  and  the  vesting  of  long  term  incentives  –  and  all  other  for  that  matter  -  as  set  out  below 
occurred only to the extent that performance targets were met.

3. Policy

Setting policy for the various components of remuneration is complex. It involves managing the sometimes competing 
expectations and opinions of various stakeholders including shareholders with the expectations of key management 
personnel. Thus policy is set with consideration of the need to balance shareholder expectation (performance) with 
the need to attract, motivate and retain key management personnel and take account of the unique characteristics 
of the company and the nature of its activities during a reporting period.

Specifically,  the  policy  is  to  pay  the  relevant  officers  and  employees  remuneration  cognizant  of  relevant  market 
comparisons but suited to the unique features and nuances of the company, the competitive landscape, the scale of 
the business, the responsibilities of the individual directors and employees, the individual talents, capabilities and 
experience of relevant executives, internal relativities as well as quantitative and qualitative performance.

All remuneration is reviewed annually. Generally annual increases will be assessed on a case by case basis according 
to the above criteria to judge whether they are justified and by how much. Consideration is given to consumer price 
index indicators but these are not necessarily conclusive and the board may allow increases above or below any 
index  based  upon  the  performance  of  the  company  and  the  performance  of  the  individual  key  management 
personnel involved.

Each year the board, through the Remuneration Committee, will consider for approval the levels of remuneration for 
each component of remuneration as set in the annual budget, taking into account the relevant performance compared 
to budget, historical results and the total cost to the company for key management personnel.

While individual remuneration increases have varied, the company has managed to decrease the total cost to the 
company over the past few years.

As the table below illustrates, there has been an average decline of almost 4% per annum in total key management 
personnel remuneration over the last 5 years.

Year

2011

Total KMP 
Remuneration

$4,349,291

Change

Comments

2012

$4,149,895

Down 4.58%

KMP headcount remained the same.

2013

$3,741,242

Down 10%

KMP headcount remained the same.

2014

$3,981,578

Up 6% 

KMP headcount reduced from 6 to 5, but responsibilities of 
ex-CEO of Business Group allocated to existing executives.

2015

$3,685,994

Down 7%

Attributable to resignation of MD of the Business Group, but 
responsibilities taken up by remaining executives and new 
COO;  restructuring  of  KMPs,  and  failure  to  meet  100%  of 
LTI targets.

17

Directors’ Report (continued)
Remuneration Report – Audited (continued)

4. Remuneration Components or Framework

For 2016, remuneration for key management personnel who are executive directors or Group executives comprises 
a fixed element, a short-term incentive element and a yet to be implemented long-term incentive element.

For 2016, remuneration for non-executive directors comprises a fixed element only. No director’s fees are paid to 
executive directors.

4.1 Fixed Component

The fixed component comprises cash payments.

The amounts offered are determined in accordance with the policy described above. Specifically, the features and 
nuances of the company, the individual talents, capabilities and experience of relevant executives, and the need to 
attract and retain talent are considered important factors in assessing the fixed component to be paid to executives 
each year.

The  Remuneration  Committee  does  not  set  fixed  remuneration  against  other  comparable  market  capitalisation 
companies. In its opinion market capitalisation by itself does not present a reliable yardstick.

Fixed remuneration levels can be seen in the context of the performance of the company in the table below. The 
Remuneration Committee believes that in the context of the overall performance of the company the levels of total 
fixed remuneration levels are reasonable.

Operating 
Revenue 
$m

% 
up or down

EBITDA 
$m

% 
up or down

Total fixed 
remuneration

% 
up or down

2007

$55.0

23%

$16.5

26%

$2,365,304

6%

2008

$60.0

9%

$19.0

15%

$2,565,493

8%

2009

$85.3

42%

$24.8

31%

$3,016,981

18%

2010

$90.1

2011

$90.2

2012

$96.6

2013

$98.1

2014

$100.8

2015

$105.1

6%

0%

7%

2%

3%

4%

$30.1

22%

 $3,223,268

7%

$31.3

$34.0

$35.3

$37.1

$36.6

$39.2**

4%

9%

4%

10%*

-1%

+6%

$2,791,467

-13%

$2,887,273

3%

$2,590,547

-10%

$2,734,517

6%

$2,538,324

-7%

*Excluding the proceeds from the sale of the investment in Connect2Field in 2013 of $1.4 million.

** Adjusted for new market expenditure. For purposes of remuneration amounts were paid on the lower unadjusted

18

EBITDA.

While the Remuneration Committee will pay attention to market comparisons in setting fixed remuneration levels, 
it will always remain mindful of performance (long and short term) and the unique characteristics of the company.

4.2 Short-Term Incentive Component (STI)

The short-term component comprises a cash payment only.

This incentive drives a contribution to the short term performance of the company by being tied to annual budgets.

An additional performance hurdle that defers full payment of the short-term incentive also acts as a retention incentive.

Payment  of  the  short  term  incentive  is  conditional  upon  satisfaction  of  performance  conditions  with  a  one  year 
performance  period  but  with  a  portion  (approximately  one  third)  of  the  payment  being  made  upon  the  further 
condition  that  the  executive  remains  in  employment  for  a  further  one  year  period  after  the  performance  period.

The amounts offered are determined in accordance with the policy described above under the heading, “Policy”.

Each annual budget fixes a potential amount in which the relevant employees can share if the performance conditions 
are met. There are three weighted elements to the performance conditions, viz: a revenue target, an earnings before 
interest,  tax,  depreciation  and  amortisation  (EBITDA)  target,  and  an  earnings  per  share  (EPS)  target,  measured 
against the budgeted performance of the company.

The EBITDA target was introduced to replace NPAT in 2010 to remove a perceived duplication of earnings based 
targets because EPS is also a target.

The  board  determines  the  allocation  of  the  potential  amount  between  individual  key  management  personnel  or 
employees as well as the weightings that comprise the performance conditions for short term incentive offers made.

The  Remuneration  Committee  has  the  power  to  withdraw  offers  that  have  not  vested  or  to  clawback  short-term 
incentives paid in the case of serious misconduct or material misstatement in the financial statements respectively. 
The Remuneration Committee also has a discretion not to allow incentives to vest.

19

Directors’ Report (continued)
Remuneration Report – Audited (continued)

STI Table for 2015

Performance 
Indicator

Target

Actual

Weight of 
bonus

Potential 
STI amount 
at 100%

Amount earned on sliding scale 
90% – 110%*

% of target

$

Revenue

$107.3m

$105.1m

40%

$273,078

EBITDA

$38.9m

$39.2m**

$36.6m

40%

$273,078

98%

94%

$268,521

$259,601

13.1 cps

20%

$136,539

95%

$130,880

EPS

13.8 cps

17.3 cps**

Total

$682,695

$659,002

* The bonus is paid on a sliding scale. Below 90% no bonus is paid. Between 90% and 110% a pro rata increase is paid, capped at 110%.

** Adjusted for new market expenditure. For purposes of remuneration amounts were paid on the lower unadjusted EBITDA.

STI Table for 2014

Performance 
Indicator

Target

Actual

Weight of 
bonus

Potential 
STI amount 
at 100%

Amount earned on sliding scale 
90% – 110%*

% of target

$

Revenue

$104.5m

$100.8m

40%

$273,856

96%

$263,978

EBITDA

$37.4m

$37.1m

40%

$273,856

99%

$271,907

EPS

12.1 cps

14.2 cps

20%

$136,928

110%

$150,621

Total

$684,640

$686,506**

* The bonus is paid on a sliding scale. Below 90% no bonus is paid. Between 90% and 110% a pro rata increase is paid, capped at 110%.

** This does not reconcile with the total on page 32 as some of the key management personnel had other bonus structures agreed and the 

deferred component is accounted for over a two year period.

20

This page is intentionally blank

21

Directors’ Report (continued)
Remuneration Report – Audited (continued)

Performance

As  with  fixed  remuneration,  the  Remuneration  Committee  believes  that  in  the  context  of  the  overall  historical 
performance of the company the quantum of the total short term incentives paid is reasonable. The following table 
sets out (i) the historical performance targets, (ii) the percentage increase of the target over the prior year target, 
(iii)  the  actual  performance  achieved,  (iv)  the  percentage  increase  of  the  actual  performance  over  the  prior  year 
performance target, (v) the increase of the actual performance over the prior year actual performance, (vi) the total 
STI paid in the year together with the increase of total STI compared to the prior year and the percentage of the 
potential STI amount paid. The Remuneration Committee believes that this table also indicates that the performance 
targets  set  were  adequately  demanding.  The  2015  target  for  operating  revenue  was  mainly  set  in  the  context  of 
declining upfront revenue as the revenue model for the business moved to subscription based revenue.

Target 
increase or 
decrease 
on prior 
year %

Operating 
Revenue
Target

Operating 
revenue 
achieved

% of 
revenue 
achieved 
over target 
set

% increase 
of revenue 
achieved 
over prior 
year

Target 
increase or 
decrease 
on prior 
year %

NPAT 
target 

NPAT 
achieved 

2006

$45.2m

- 

$45.0m

100% 

na

$7.4m

na 

$8.2m

2007

$51.1m

13%

$55.0m

108%

23%

$8.7m

18%

$9.9m

2008

$61.4m

20%

$60.0m

98%

8%

$10.6m

21%

$11.3m

2009

$89.9m

47%

$85.3m

95%

42%

$12.5m

18%

$13.7m

EBITDA 
Target*

EBITDA 
Achieved*

2010

$92.3m

3%

$90.1m

98%

6%

$29.0m

–

$30.1m

2011

$96.8m

5%

$90.2m

93%

0%

$32.5m

12%

$33.1m

2012

$98.3m

2%

$96.6m

98%

7%

$36.0m

11%

$34.0m

2013

$104.9m

7%

$98.1m

94%

2%

$36.1m

0%

$35.3m

2014

$104.5m

0%

$100.8m

96%

3%

$37.4m

4%

$37.1m

2015

$107.3m

3%

$105.1m

98%

4%

$38.9m

4%

$39.2m**

* The EBITDA target was introduced to replace NPAT in 2010 to remove a perceived duplication of earnings based targets, because EPS is also 
a target.

** Adjusted for the after tax effect of new market expenditure. For purposes of remuneration, amounts were paid on the lower unadjusted EBITDA.

22

% of 
NPAT 
achieved 
over 
target set

% 
increase 
of NPAT 
achieved 
over prior 
year

EPS 
Target 
cps

Target 
increase 
or 
decrease 
on prior 
year %

EPS 
achieved 
cps

% of EPS 
achieved 
over set 
target

% 
increase 
of EPS 
achieved 
over prior 
year

Total 
STI

% 
increase 
or 
decrease 
of total 
STI on 
prior year

% of STI 
released 
(average 
across 
KPI’s) 
capped  
at 110%

110%

na

5.4

na

6.2

114%

na

$566,253

na

na

115%

21%

6.6

23%

7.5

114%

21%

$575,655

2%

109%

107%

14%

7.9

20%

8.5

108%

13%

$594,767

3%

103%

110%

21%

9.4

18%

10.3

110%

21%

$694,134

17%

104%

104%

–

10.7

14%

11.8

110%

14%

$699,964

1%

103%

102%

10%

12.6

18%

13.3

106%

14%

$721,444

3%

99%

94%

3%

13.9

10%

13.4

96%

0%

$740,371

3%

96%

98%

4%

14.3***

3%

13.9

97%

4%

$640,381

-14%

96%

99%

4%

12.1

-15%

14.2

110%

2%

$684,428

7%

99%

94%

0%

13.8

14%

13.1

95%

-8%

17.3**

125%**

22%**

$664,640

-7%

96%

*** Includes the proceeds from the sale of the investment in Connect2Field in 2013 of $1.4 million.

23

Directors’ Report (continued)
Remuneration Report – Audited (continued)

The total above does not reconcile with the total short term incentive on the 2015 payments table as some of the key 
management  personnel  have  other  bonus  structures  agreed  other  than  the  above  performance  targets,  and  the 
deferred component is accounted for over the two year period.

The  table  below  sets  out  the  comparison  between  internal  targets  set  by  the  company  compared  to  consensus 
estimates published by market analysts and compared to actual performance for the relevant performance measures. 
This gives some indication of a correlation between internal targets and external objective targets. It should be noted 
that the analyst reports relied upon are amended and updated sometimes on several occasions each year and the 
numbers  reported  here  are  based  on  the  information  available  at  the  time.  The  board  is  of  the  opinion  that  this 
nonetheless gives some indication of the trend of a correlation between internal targets and market expectations.

Operating 
Revenue 
Target 

Consensus 
Average

Operating 
Revenue 
Achieved 

NPAT Target

Consensus 
Average

NPAT 
Achieved

2006

 $45.2m

$46.5m

 $45.0m

$7.4m 

$7.9m 

$8.2m 

2007

$51.1m

$53.8m

$55.0m

$8.7m

$9.9m

$9.9m

2008

$61.4m

$63.0m

$60.0m

$10.6m

$11.2m

$11.3m

2009

$89.9m

$85.7m

$85.3m

$12.5m

$13.3m

$13.7m

EBITDA 
Target*

EBITDA 
Achieved*

2010

$92.3m

$93.1m

$90.1m

$29.0m

$30.7m

$30.1m

2011

$96.8m

$94.6m

$90.2m

$32.5m

$33.7m

$33.1m

2012

$98.3m

$96.3m

$96.6m

$36.0m

$35.3m

$34.0m

2013

$104.9m

$100.1m

$98.1m

$36.1m

$36.0m

$35.3m

2014

$104.5m

$102.1m

$100.8m

$37.4m

$38.5m

$37.1m

2015

$107.3m

$105.9m

$105.1m

$38.9m

$39.6m

$36.6m

$39.2m**

* The EBIDTA target was introduced to replace NPAT in 2010 to remove a perceived duplication of earnings based targets because EPS is 
also a target.

** Adjusted for new market expenditure. For purposes of remuneration amounts were paid on the lower unadjusted EBITDA.

24

4.3 Long-term Component (LTI)

Background

The long-term incentive plan was approved by the board and approved by shareholders at a Special General Meeting 
on 20 December 2005.

The long term incentive comprises two possible rewards: the grant of equity in the form of performance shares; or 
cash payments based upon share price appreciation rights. The latter being included in the original design of the 
plans to accommodate the then CEO and COO whose substantial shareholding in the company at the time meant 
that they could not take advantage of tax deferral provisions and so instead could be offered cash payments taxed 
at vesting.

The long-term incentive is aimed at aligning remuneration with the longer term performance of the company and 
retaining the long term services of the key management personnel.

The amounts offered are determined in accordance with the policy described above under the heading, “Policy”.

The board has the power to approve the making of offers to applicable employees upon the recommendation of the 
CEO to the Remuneration Committee.

Performance shares (in respect of the company’s ordinary shares) awarded and/or share price appreciation rights 
do not vest before a performance period of three years after their grant date.

The  board  has  the  power  to  exercise  discretion  to  decline  to  allow  an  award  to  vest,  for  example  for 
“bad leaver” reasons.

Vesting is conditional upon the company achieving defined performance criteria. Under the long term incentive plan 
in  place  for  2015  for  the  performance  period  2013–  2015,  the  performance  criteria  were  based  upon  a  total 
shareholder return (TSR).

A TSR is the return to shareholders over a prescribed period, based upon the growth in the company’s share price 
plus dividends or returns of capital for that period expressed as a percentage of the investment. The company’s TSR 
target  is  based  upon  the  company  achieving  a  median  or  higher  ranking  against  the  TSR  position  of  individual 
companies within a ‘comparator group’ of companies (i.e. a group of comparable ASX listed companies pre-selected 
by the board) over the same period. If the relative TSR ranking was equal to the median, then 50% of the long-term 
incentive  offered  would  vest.  The  balance  of  the  offer  would  vest  proportionally  on  a  sliding  scale  between  the 
median  and  the  third  quartile  with  100%  vesting  (capped)  if  the  company’s  ranking  equalled  or  exceeded  the 
third quartile.

Vesting Scale

Company Performance

% Of Offered Shares Allocated

Up to, but not including the 50th percentile:

At the 50th percentile:

75th percentile and above on a sliding scale up to:

0%

50%

100%

25

Directors’ Report (continued)
Remuneration Report – Audited (continued)

Performance

Grant Date

Performance 
Period 

1 January 2005

2005 – 2007

1 January 2006

2006 – 2008

1 January 2007

2007 – 2009

1 January 2008

2008 – 2010

1 January 2009

2009 – 2011

1 January 2010

2010 – 2012

1 January 2011

2011 – 2013

1 January 2012

2012 – 2014

1 January 2013

2013 - 2015

TSR

85.7%

53.6%

92.0%

101.2%

159.1%

54.4%

0.7%

-13.3%

12.2%

Start Price 
(cents)*

End Price 
(cents)*

83

76

103

135

102

172

238

234

238

135

102

172

238

234

238

216

180

236

*Based on weighted average price using the closing prices for the month preceding the date of calculation allowing for the number of 
shares traded each day.

Based on relative performance for the period 2013 - 2015 the percentage of shares or rights vested is 58%. Based 
on comments at the Annual General meeting in 2015, the Remuneration Committee only allowed incentives to vest 
to the extent that performance targets were met for the performance period 2013 - 2015.

For the performance period 2012 - 2014, as set out in the Remuneration Report last year, instead of allowing 100% 
to vest, the board decided:

•  To allow only 50% of the entitlements to vest;

•  A further 50% of the entitlements would only vest if certain further performance targets were met by the end of 

June 2015: 
1. The completion of the development roadmap for 2012 – 2014 of Reckon One “Evolution”, which includes: 
-  Develop and release the Reckon One next generation version; 
-  Develop and release the new Reckon One client provisioning system; 
-  Develop and release the new Reckon CRM system; and 
2. Complete the re-build of the Group website infrastructure.

These targets were met and accordingly effective on 1 July 2015 the remaining 50% of the shares and rights for the 
period 2012 – 2014 vested.

26

The company has generally provided excellent long term share price growth:

Share price at the start and end of year (cents)*

January

December

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

* Based on close of day price.

14

19

68

85

76

102

139

105

184

234

234

236

217

181

19

68

85

76

102

139

105

184

234

234

236

217

181

240

27

Directors’ Report (continued)
Remuneration Report – Audited (continued)

Shares to vest for performance period 2013–2015: 87,518 or 0.07% of the total shares on issue. The Remuneration 
Committee is thus of the opinion that the scale of the incentives is at a reasonable level

Number of performance 
shares offered* 

Number of shares 
on issue at start of year

2005

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

78,815

85,437

138,864,948

132,236,740

290,762

132,427,978

252,477

132,749,825

375,475

132,937,807

214,190

133,317,555

156,704

133,384,060

150,440

132,839,672

91,740**

129,488,015

101,696

126,913,066

110,912

112,084,762

%

0.06%

0.06%

0.23%

0.19%

0.28%

0.16%

0.12%

0.11%

0.07%

0.08%

0.09%

Amount paid for share 
appreciation rights

$18,750

$43,750

$284,833

$34,088

$661,843

$980,629

$338,360

$105,560

$164,329

$157,263

$12,747***

* The number of shares is at the date the offer was made to employees. Some of the offers have since lapsed. This is less than one quarter of the 

estimated average number of shares/options/rights on offer by an updated comparator group of peers. The average of shares/rights on offer by 

Reckon is a negligible percentage of total shares issued.

** Only 58% vested.

*** This is the actual amount vested, represented by 58% of the share price appreciation multiplied by the number of rights granted.

The  Remuneration  Committee  believes  that  the  quantum  and  payment  of  the  long  term  incentives  are  again 
reasonable. Refer to the table on page 22 for an overview of performance history.

Change to LTI KPI

As previously reported the Remuneration Committee noted that a change was needed to be made to the performance 
targets for the company as it moved its business to the cloud. To some extent the current strategy of the company 
mimics that of a start-up entity. The market’s apparent negative response in early 2015 to announcements about the 
strategy and investment in development and marketing confirm this.

For the performance period 2015 – 2017 the Remuneration Committee has retained a TSR type incentive but has 
chosen a different benchmark against which to judge the company’s performance.

28

As  with  the  old  KPI,  TSR  is  the  return  to  shareholders  over  a  prescribed  period,  based  upon  the  growth  in  the 
company’s share price plus dividends or returns of capital for that period expressed as a percentage of the investment.

But  now  the  company’s  benchmark  against  which  the  company’s  performance  is  measured  is  based  upon  the 
company achieving a ranking against the total return of the S&P / ASX 300 over the same period.

The incentives vest based on a sliding scale between minus 20% and plus 20% of the total return of the S&P / ASX 
300. The amount of shares to be awarded is calculated on a straight line basis from 80% to 130%. Thus, for example 
if the company’s TSR is 20% lower than that of the S&P / ASX 300 then only 80% of the shares vest. If the company’s 
TSR is 20% better than the S&P / ASX 300 then 130% of the shares vest.

These targets are in place for the performance period 2015 – 2017 only. The Remuneration Committee is presently 
considering alternatives for 2016 onwards to find an appropriate share performance or share appreciation plan to fit 
the current status of the company and appropriately incentivise employees.

Share appreciation plan

The share appreciation right plan represents an alternative remuneration component (to offering performance shares) 
under which the board can invite relevant employees to apply for a right to receive a cash payment from the company 
equal to the amount (if any) by which the market price of the company’s shares at the date of exercise of the right 
exceeds the market price of the company’s shares at the date of grant of the right. The amount ultimately paid to the 
employee is calculated based on the difference between the company share price at vesting and the share price at 
date of issue spread over the three year performance period, multiplied by the number of rights granted.

As a threshold, the same performance target set for vesting of performance shares for 2013 – 2015 must be met. 
Accordingly the reward for this performance period was paid at 58% of the potential amount offered.

For 2015 – 2017, the same threshold as that implemented for the performance shares offered will apply.

As for the period 2012- 2014 as articulated above only 50% of share appreciation rights vested at the end of 2014. 
The balance vested effective 1 July 2015 based on achievement of the additional performance targets mentioned 
above on page 26.

4.4 Long term retention incentive

On 24 May 2011 the Remuneration Committee approved and recommended to the board an extension to the long 
term incentive plan by adding a long term retention incentive. The genesis of the idea to extend the plan and offer 
additional performance shares was to provide a reward and an incentive for senior level employees who have a long 
employment history and good performance record.

It  was  also  intended  that  these  performance  shares  could  be  used  to  provide  an  incentive  for  employees  with 
potential for a longer term contribution to the success of the company to participate in the growth of equity value of 
the company.

Part of the company’s success as an organisation is premised on human domain expertise and the consistency and 
longevity of service of key management.

The offer of these additional performance shares is designed to encourage and reward employees to commit to 
longevity as well as to complement other traditional forms of executive remuneration.

By  rewarding  those  executives  who  commit  to  the  company  over  a  very  long  period  and  thereby  providing 
management  stability  as  the  business  grows  and  matures,  the  board  believes  long  term  shareholder  benefits 
will result.

The  long  term  retention  incentives  are  offered  to  selected  employees  with  the  principal  vesting  condition  that 
participants  must  remain  employed  for  the  term  specified.  The  shares  offered  remain  at  risk  of  forfeiture  until  the 
relevant period of service has been satisfied. There is no entitlement to dividends during the relevant period of service.

29

Directors’ Report (continued)
Remuneration Report – Audited (continued)

Offers made are staggered in such a way that for 100% of the shares to vest, the employee must remain in employment 
for 10 years from the date of the initial offer, with a minimum of 7 years. In the context of the overall remuneration 
strategy  of  the  company,  the  history  of  the  performance  of  the  company,  and  the  relative  number  of  the  shares 
offered,  the  Remuneration  Committee  is  of  the  view  that  the  addition  of  this  retention  incentive  to  remuneration 
offered is appropriate and ‘fair and reasonable’, a view supported by the independent consultant engaged at the 
time. The independent consultant did not make any remuneration recommendation in relation to the key management 
personnel for the company.

It is the Remuneration Committee’s belief that the addition of these performance shares has added to the balance 
and overall mix of remuneration to the applicable employees in a positive way. If the exacting service requirements 
are not satisfied then any costs incurred under AASB 2 will be recouped and any forfeited shares will be available for 
reallocation or to fund other employee equity entitlements.

No offers were made under this plan to key management personnel for the performance period 2015 – 2021.

Offered 
in 2011 to 
vest in 2017 
conditional on 
employment

Offered 
in 2012 to 
vest in 2018 
conditional on 
employment

Offered 
in 2013 to 
vest in 2019 
conditional on 
employment

Offered 
in 2014 to 
vest in 2020 
conditional on 
employment

Chris 
Hagglund

Myron 
Zlotnick

Sam 
Allert

Daniel 
Rabie

Pete 
Sanders*

Group CFO

25,000

25,000

50,000

5,000

General Counsel/
Company Secretary

MD Business and 
Accountant Group ANZ

25,000

25,000

50,000

5,000

12,500

12,500

25,000

0

Chief Operating Officer

3,750

3,750

7,500

5,000

MD Business Group

0

0

5,000**

5,000**

* Resigned on 12 May 2015.

** Lapsed.

Other information

The Remuneration Committee retains a discretion under the rules of the plans to over-rule the automatic vesting of 
incentives in the event of “capital events” such as takeovers or restructures.

The Remuneration Committee retains a discretion to withhold unvested offers, disallow vesting or clawback long-term 
incentives paid in the case of serious misconduct or material misstatement in the financial statements respectively.

There is no entitlement to dividends during any performance period.

The company’s Trading Policy prohibits directors, key management personnel and employees from entering into a 
transaction with securities which limit the economic risk of any unvested entitlements awarded under any Reckon 
equity-based  remuneration  scheme.  Prior  to  presenting  full-year  results  equity  plan  participants  are  required  to 
confirm that they have not entered into any transactions which would contravene the company’s Trading Policy.

30

5. Terms of Employment for Key Management Personnel

The executive directors and Group executives are all appointed on standard employment terms that are not fixed 
term contracts. These contracts include a notice period of between 1-3 months to be provided by either the executive 
or the company. No contract provides for termination payments except where the employee is to receive payment in 
lieu of notice.

Participation in the short term and long term incentive elements are not fixed entitlements arising under employment 
contracts. Offers made under these plans are dependent on the CEO’s recommendation and the board’s approval 
each year.

6. Balance Between Salary, Short-Term and Long-Term 
Incentives

Setting remuneration is not an exact science and an overly formulaic approach can be undesirable. A wide range of 
qualitative and quantitative factors have to be taken into account. It is the board’s opinion that the changes made in 
the  approach  to  remuneration  in  2014  and  2015  go  a  long  way  to  more  expressly  articulate  its  approach  to 
remuneration.  The  board  believes  that  an  adequate  balance  is  struck  between  the  components  comprising  the 
relevant remuneration. For short term incentives, the performance targets reflect, in part, the key factors that the 
company  pursues  in  measuring  its  performance:  volume  of  sales;  earnings  generated;  and  value  returned  to 
shareholders in terms of EPS. The targets also represent a measure of an incentive to encourage commitment to the 
business and to its growth. The audited financial results for the year are used to assess whether the performance 
conditions are satisfied. Audited results represent an independent accurate method of determining the attainment of 
the  conditions.  For  long-term  incentives,  the  board  is  considering  a  new  performance  benchmark  that  will  pose 
adequate thresholds representing all stakeholders’ interests before rewards vest taking into account the new phase 
the company is entering.

31

Directors’ Report (continued)
Remuneration Report – Audited (continued)

7. Remuneration Tables

Short term employee benefits

Fixed component

Short term incentive component

Office

Salary

Total Bonus Amount Other Short Term benefits4

2015

2014

2015

2014

2015

2014

Non-executive Directors3

John Thame5 Chairman

$59,000

$115,000

Greg 
Wilkinson

Deputy 
Chairman

$104,000

$100,000

Ian 
Ferrier

Chris 
Woodforde6

Director

$104,000

$100,000

Director

$45,000

na

Executive Director3

$0

$0

$0

$0

$0

$0

$0

na

$0

$0

$0

$0

$0

$0

$0

na

Clive 
Rabie

CEO

$747,925

$719,218

$303,899

$291,517

$0

$0

Other key management personnel

Sam 
Allert

Daniel 
Rabie7

Pete 
Sanders8

Richard 
Hellers

Chris 
Hagglund

Myron 
Zlotnick

TOTAL

MD Business 
and Accountant 
Group ANZ

Chief Operating 
Officer

MD Business 
Group

President/CEO 
nQueue Billback

$375,150

$360,782

$93,693

$94,941

$6,833

$8,104

$215,000

na

$28,837

na

$102,399

$235,000

na

$345,898

$0

na

$50,136

$22,099

na

$7,145

$0

$0

na

$0

Group CFO

$435,850

$420,625

$139,909

$135,410

General 
Counsel

$350,000

$337,994

$92,664

$90,325

$0

$0

$0

na

$2,538,324

$2,734,517

$659,002

$684,428

$6,833

$15,249

1.  The dollar values of the long term incentive and retention component is the fair value using a model that adapts the Monte Carlo simulation 
approach: (1) allocated over each year of the 3 year performance period for 2013 to 2015 and (2) allocated over the 7 year period from 2014 to 
2020 for shares offered as a long term retention incentive. No long term retention incentive shares were offered to key management personnel in 
2015. The fair value of the performance shares offered in 2015 for the performance period 2015 to 2017 at grant date was $1.701 per share valued 
according to the Monte Carlo simulation approach. For the performance period 2015 to 2017 performance shares were offered as follows: Mr 
Hagglund (45,015 shares), Mr Zlotnick (29,274 shares), Mr Allert (19,331 shares) and Mr Sanders (10,000 shares). The effective date of grant for 
each  of  these  participants  was  1  January  2015.  If  the  performance  criteria  are  met,  then  the  shares  are  released  at  no  consideration  on  31 
December 2017. The fair value of performance shares which vested or were forfeited during the 2015 financial year is set out in the table below. 
No options were granted to any person during the year as part of their remuneration. No options vested during the financial year. All options 
issued in previous years were fully vested in prior years. No options were exercised during 2015.

2.  The  dollar  value  of  the  share  appreciation  incentive  in  the  above  table  is  determined  using  a  model  that  adapts  the  Monte  Carlo  simulation 

32

Post employment benefits

Long term employee benefits

Total Remuneration

Other compensation

Long term incentive component

Superannuation

Equity settled share based 
payments-Performance shares1

Cash settled share based 
payments-Appreciation rights2

2015

2014

2015

2014

2015

2014

2015

2014

$5,605

$10,781

$9,880

$9,375

$9,880

$9,375

$4,275

na

$35,000

$30,000

$0

$0

$0

$0

$0

$0

$0

$0

na

$0

$0

$0

$0

$0

$64,605

$125,781

$0

$113,880

$109,375

$0

$113,880

$109,375

na

$49,275

na

$0

$188,784

$157,263

$1,275,608

$1,197,998

$30,000

$27,500

$19,332

$38,698

$20,425

na

$5,465

na

$8,647

$22,031

na

$14,199

$0

na

$2,421

$7,494

$34,400

$30,000

$43,387

$90,405

$33,250

$28,412

$33,505

$69,430

$0

$0

$0

na

$0

$0

$0

$525,008

$530,025

na

$269,727

na

$0

$111,046

$309,588

$0

na

$396,835

$0

$653,546

$676,440

$0

$509,419

$526,161

$191,362

$181,673

$101,689

$208,448

$188,784

$157,263

$3,685,994

$3,981,578

approach  allocated  over  each  year  of  the  3  year  performance  period  for  2015  to  2017.  The  fair  value  of  the  rights  offered  in  2015  for  the 
performance period 2015 to 2017 was $0.253 valued according to the Monte Carlo simulation approach. 747,036 rights were issued under the 
plan effective on 1 January 2015 for the performance period 2015 to 2017. The fair value of appreciation rights which vested or were forfeited 
during the 2015 financial year is set out in the table below.

3. To the extent that any of the above are directors of any wholly owned subsidiaries of the company no additional remuneration is paid.

4.  The payment to Mr Allert is interest on loan. The payment to Mr Hellers in 2014 was a contribution to medical insurance.

5.  Retired effective 30 June 2015.

6. Appointed 1 July 2015.

7.  Appointed COO on 27 July 2015.

8. Resigned effective 12 May 2015.

33

Directors’ Report (continued)
Remuneration Report – Audited (continued)

7. Remuneration Tables (continued)

Performance 
Related 
% of amounts paid

Percentage 
of available bonus 
which vested 
in the year

Percentage of 
available bonus 
which was forfeited 
during the year

No of performance 
shares vested 

Office

2015

2014

2015

2014

2015

2014

2015

2014

Non-executive Directors

John 
Thame

Chairman

0%

0%

Greg 
Wilkinson

Deputy 
Chairman

0%

0%

Ian 
Ferrier

Director

0%

0%

Executive Director

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

Clive 
Rabie

CEO

39%

37%

87%

91%

13%

9%

na

na

Other key management personnel

Sam 
Allert

Daniel 
Rabie

MD Business 
and Accountant 
Group ANZ

Chief Operating 
Officer

Pete 
Sanders

MD Business 
Group

Richard 
Hellers

President/CEO 
nQueue Billback

22%

26%

87%

91%

13%

9%

8,571

10,894 

13%

na

87%

na

13%

na

na

na

na

17%

na

91%

na

9%

na 

na

9%

na

10%

na

90%

na

0 

0 

Chris 
Hagglund

Group CFO

28%

33%

87%

91%

13%

9%

19,958

33,226 

25%

30%

87%

91%

13%

9%

12,979

21,787 

41,508 

65,907 

Myron 
Zlotnick

General 
Counsel

TOTAL

34

Value of performance 
shares vested 

Value of performance 
shares forfeited 

Value of appreciation 
rights shares vested

Value of appreciation 
rights forfeited

2015

2014

2015

2014

2015

2014

2015

2014

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

$12,747

$175,000

$176,253

$0

$19,215

$25,062

$13,913

$0

na

na

na

$0

$0

$0

na

na

$44,744

$76,438

$32,400

$29,098

$50,122

$21,069

$0

na

$0

$0

$0

$0

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

na

$93,057

$151,622

$67,382

$0

$12,747

$175,000

$176,253

$0

35

Directors’ Report (continued)
Remuneration Report – Audited (continued)

8. Shareholdings Disclosures

Options and Shareholding 2015

Share 
holding at 
start of 
2015

Share 
holding at 
end of 
20152

Performance 
shares 
at start of 
2015

Performance 
shares 
vested in 
2015

Performance 
shares 
issued in 
2015

Performance 
shares held 
at end of 
2015

20151

Office

Greg 
Wilkinson

Clive 
Rabie

John 
Thame3

Deputy 
Chairman, 
Non-Executive 
Director

CEO, 
Executive 
Director

Chairman, 
Non-Executive 
Director

7,450,000

7,450,000

10,758,000 10,758,000

19,000

19,000

Chris 
Woodforde4

Non-Executive 
Director

20,000

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Myron 
Zlotnick

General 
Counsel & 
Co Secretary

Ian 
Ferrier

Non-Executive 
Director

Chris 
Hagglund

Chief Financial 
Officer

Pete 
Sanders5

MD Business 
Group

Sam 
Allert6

Daniel 
Rabie7

MD Business 
& Accountant 
Group ANZ

Chief 
Operating 
Officer

155,548

184,092

184,370

12,979

29,274

175,702

100,000

100,000

0

0

0

0

453,697

473,655

177,169

19,958

45,015

187,774

0

0

10,000

0

10,000

0

26,926

8,571

80,993

8,571

19,332

85,548

0

0

0

0

0

0

The following performance shares lapsed in 2015: Mr Zlotnick (9,398), Mr Hagglund (14,452), Mr Allert (6,206)

1. 

2. 

No options were issued in 2015.

Since 1 January 2015 Mr Wilkinson has purchased 398,900 shares, Mr C Rabie has purchased 240,000 shares, Mr Hagglund has purchased 
50,000 shares, Mr D Rabie has purchased 100,000 shares. Apart from this, shareholdings at the date of the previous year’s Director’s Report 
remain unchanged.

3. 

Retired 30 June 2015.

36

 
8. Shareholdings Disclosures

Options and Shareholding 2014

Share 
holding at 
start of 2014

Share 
holding at 
end of 2014

Performance 
shares at  
start of 2014

Performance 
shares  
vested in 
 2014

Performance 
shares issued 
 in 2014

Performance 
shares held  
at end of 
 2014

7,450,000

7,450,000

10,508,000

10,758,000

19,000

19,000

0

0

0

0

0

0

0

0

0

0

0

0

133,761

155,548

176,602

21,787

29,555

184,370

0

100,000

0

0

0

0

370,471

453,697

167,636

33,226

42,759

177,169

0

0

5,000

0

5,000

10,000

16,032

26,926

75,671

10,894

16,216

80,993

0

0

25,000

0

0

25,000

20148

Office

Greg 
Wilkinson

Deputy 
Chairman, 
Non-Executive 
Director

Clive 
Rabie

John 
Thame

CEO, 
Executive 
Director

Chairman, 
Non-Executive 
Director

Myron 
Zlotnick

General 
Counsel & 
Co Secretary

Ian 
Ferrier

Non-Executive 
Director

Chris 
Hagglund

Chief Financial 
Officer

Pete 
Sanders

MD Business 
Group

Sam 
Allert

MD Business 
& Accountant 
Group ANZ

Richard 
Hellers

President/
CEO nQueue 
Billback

4. 

5. 

6. 

7. 

8. 

Appointed 1 July 2015.

Resigned 12 May 2015.

Appointed MD Business & Accountant Group ANZ on 1 July 2015.

Appointed COO on 27 July 2015.

No options were issued in 2014.

37

Directors’ Report (continued)
Remuneration Report – Audited (continued)

9. Overview of Remuneration Plans 2015

Fixed 
remuneration

Short term 
incentive

Long term incentive 
(Only 2015 - 2017)

Long term retention 
incentive

Award

Cash

Cash

Performance shares
Share appreciation rights

Performance shares

Clawback

Deferral

Vesting 
conditions

Vesting 
period

Retesting

Capped

Change in 
control

Fee cap 
Aggregate 
for NEDs

na

na

na

na

na

na

na

Yes, $400,000 
fixed at 2008 
Annual 
General 
Meeting.

Dividends

na

na

na

na

Employment 
termination 
payments

na

na

38

Yes

Yes

Yes

na

Yes

na

Equal weighted 
targets set in 
budget:
* Revenue
* EBITDA
* EPS

1 year and 
2 years

Relative TSR 
80% vests if rank at 80% 
of ASX 300 up to 130% at 
120% of ASX 300

Employment for 7 years: 25%.
Employment for 8 years: 25%.
Employment for 9 years: 50%.

3 years

7 – 9 years

No

No

90% – 110%

80% – 130%

na

100%

Vest subject to discretion to 
the contrary.

Vest subject to discretion to 
the contrary.

na

na

None until vesting.

None until vesting.

Payment of unvested 
entitlements is not 
permitted. The 
Remuneration Committee 
retains a discretion to permit 
release of a portion of 
entitlements as reward for a 
pro rata performance period 
and not an employment 
termination payment.

Payment of unvested 
entitlements is not permitted. 
The Remuneration Committee 
retains a discretion to permit 
release a portion of 
entitlements as reward for a 
pro rata performance period 
and not an employment 
termination payment.

Indemnification of Directors and Officers and Auditors

During the financial year, the company paid a premium in respect of a contract insuring the directors of the company 
(as  named  above),  the  Company  Secretary  and  all  executive  officers  of  the  company,  and  of  any  related  body 
corporate,  against  a  liability  incurred  as  a  director,  secretary  or  executive  officer  to  the  extent  permitted  by  the 
Corporations Act 2001. The contract of insurance prohibits disclosure of the nature of the liability and the amount of 
the premium.

In addition, Rule 12 of the company’s Constitution obliges the company to indemnify on a full indemnity basis and to 
the full extent permitted by law, every director, officer or former officer for all losses or liabilities incurred by the person 
as an officer. This obligation continues after the person has ceased to be a director or an officer of the company or a 
related body corporate, but operates only to the extent that the loss or liability is not covered by insurance.

The company has not otherwise, during or since the financial year, indemnified or agreed to indemnify an officer or 
auditor of the company, or any related body corporate, against a liability incurred as an officer or auditor.

Directors’ Meetings

The  following  table  sets  out  the  number  of  directors’  meetings  held  during  the  financial  year  and  the  number  of 
meetings attended by each director.

Reckon Limited – Attendance Tables

Directors

Meeting

Board

Audit & Risk Committee

Remuneration Committee

A

5

11

11

6

11

B

5

10

11

6

11

A

1

2

2

1

B

1

2

2

1

na

na

A

2

2

2

0

na

B

2

2

2

0

na

JM Thame

I Ferrier

GJ Wilkinson

C Woodforde

C Rabie

Key: 

A - number of meetings eligible to attend 

B - number of meetings attended

39

Directors’ Report (continued)

Non-Audit fees

Details of the non-audit services can be found in note 5 to the financial statements.

The directors are satisfied that the provision of non-audit services, during the year, by the auditor (or by another 
person or firm on the auditor’s behalf) is compatible with the general standard of independence for auditors imposed 
by the Corporations Act 2001.

The directors are of the opinion that the services as disclosed in note 5 to the financial statements do not compromise 
the  external  auditor’s  independence,  based  on  advice  received  from  the  Audit  &  Risk  Committee,  for  the  
following reasons:

•  All non-audit services have been reviewed and approved to ensure that they do not impact the integrity and 

objectivity of the auditor, and

•  None of the services undermine the general principles relating to auditor independence as set out in Code of 
Conduct APES 110 Code of Ethics for Professional Accountants issued by the Accounting Professional & Ethical 
Standards  Board,  including  reviewing  or  auditing  the  auditor’s  own  work,  acting  in  a  management  or 
decision-making capacity for the Company, acting as advocate for the company or jointly sharing economic 
risks and rewards.

On behalf of the directors

Mr I Ferrier 
Chairman 
Sydney 29 March 2016

40

Corporate Governance Statement

The company is committed to a system of relationships, policies and processes which align with ASX Corporate 
Governance  Principles  and  Recommendations,  3rd  Edition  (“the  ASX  Principles  and  Recommendations”).  It  is  a 
priority of the board to ensure the company’s governance framework and support processes uphold these principles.

The board is of the opinion that the company’s existing policies and processes effectively achieve the objectives of 
the relevant recommendations. The intention and spirit of the ASX Principles and Recommendations are integral to 
the company’s governance framework. They are incorporated into the management and decision-making processes 
of the company. The few departures from the recommendations in the ASX Principles and Recommendations are 
primarily only to the extent a governance policy or process was not formalised. This is generally justified on the basis 
that while the objective of the recommendations has been adopted, the formal requirements of the recommendations 
were not considered applicable to the size of the company and the resources available at the time. Where appropriate, 
the  board  seeks  opportunities  to  adopt  these  recommendations  to  suit  the  circumstances  of  the  company  and 
continue to improve the company’s governance policies and processes. As part of the board’s ongoing review and 
assessment of the company’s governance processes most of these policies and processes have been or are in the 
process of being formalised, where appropriate, as identified in this report.

The  company’s  governance  related  policies  and  documents  can  be  viewed  on  the  company’s  website 
www.reckon.com.  The  board’s  Corporate  Governance  documents  can  be  viewed  in  the  Shareholder  Centre  by 
clicking About Us link from the company’s website www.reckon.com (“website”)

This  Corporate  Governance  Statement  (“Statement”)  discloses  the  extent  to  which  the  company  follows  the 
recommendations as at 31 December 2015 and has been approved by the board on 15 March 2016.

1. Lay Solid Foundations for Management and Oversight

The company is governed on behalf of the shareholders by its Board of Directors who in turn oversee the company’s 
management team.

The board is of the opinion that its governance practices and policies comply with each of the recommendations 
relating to Principle 1. This opinion is justified on the basis that the company’s governance practices are based on 
the different responsibilities and duties of the board and management; processes and documentation relating to the 
nomination and appointment of directors and senior management and relevant agreements; the accountability and 
duties  of  the  Company  Secretary;  recognition  that  diversity  and  inclusiveness  are  important  aspects  of  effective 
management and contribute to the success of the company; recognition the importance of cultivating diversity and 
inclusiveness in the company to the effective management of the business and performance evaluation processes 
for the directors and senior management.

The responsibilities and duties of the board are set out in the Constitution, the company’s Corporate Governance 
Statement and as formalised in the Board Charter. The Board Charter can be viewed on the website. The Charter 
outlines the processes, obligations and responsibilities of the board and can be viewed on the website. The board is 
responsible  for  ensuring  appropriate  risk  management,  accountability  and  control  mechanisms.  The  board  also 
provides advice and input into development of the businesses generally, overall corporate strategy, performance 
objectives, and appointment of senior executives. The board monitors and reviews the performance of the company, 
financial  reporting  and  implementation  of  strategy.  The  board  approves  the  annual  budget,  material  capital 
expenditure and large acquisitions. Other than matters specifically reserved for the directors in the Constitution and 
Board  Charter,  the  directors  delegate  responsibility  for  implementing  the  strategic  objectives  and  the  day-to-day 
running of the company to the CEO and management.

The  board’s  composition  and  relatively  small  size  and  flat  structure  combined  with  a  small  management  team, 
enables ready communication and dynamic engagement within management and with the board. The clear channels 
of communication between management and the board ensure the board is provided with accurate, timely and clear 
information to enable the board to perform.

41

Corporate Governance Statement (continued)

Accordingly there is an understanding of the functions and responsibilities of the board and management as set out 
in the Board Charter. The board maintains sufficient close oversight of operations and has close input to material 
decisions to ensure compliance with principles of good corporate governance. The board recognises that with the 
growth and evolution of the company, it is important to review the division of matters and responsibilities reserved to 
the board in accordance with the Board’s Charter.

The  board  is  able  to  efficiently  deal  with  issues  which,  in  other  larger  enterprises,  may  normally  be  delegated  to 
committees not only because of the size of the company and the management team, but also because of the readily 
accessible  channels  of  communication  between  board  and  management.  Management  communicates  with  the 
board  through  the  executive  directors  and  when  required  managers  attend  board  meetings,  and/or  meet  with 
directors, to report or address any questions or concerns of the directors directly. The Audit & Risk Committee and 
Remuneration Committee are the only committees of the board.

The Constitution and Board Charter set out the processes and matters which need to be addressed in relation to the 
selection, nomination and of candidates for election or re-election as director, including appropriate checks and the 
information to be made available to shareholders. Information about current directors is available on the website, the 
Annual Report and in the Notice of Meeting in which directors are to be elected or re-elected. Consistent with the 
current requirements of the ASX Principles and Recommendations, the company will ensure all relevant details of any 
new  nominations  are  available  on  the  website  and  in  the  relevant  Notice  of  Meeting  for  consideration  by  the 
shareholders as to whether or not to elect or re-elect a director. The Charter also confirms the matters which are to 
be dealt with in the written agreements and letters of appointment between the company and each director and 
senior executive.

The  Company  Secretary’s  appointment,  responsibilities  and  accountability  to  the  board  through  the  Chair  on  all 
matters to do with the proper functioning of the board are outlined in the Board Charter and also addressed in the 
Company Secretary’s letter of appointment. There is also direct, regular informal communication between the Chair 
and the Company Secretary on governance matters.

The company undertakes an annual performance evaluation of key management personnel, heads of divisions and 
head  office  management  (CFO,  General  Counsel  and  Company  Secretary),  and  generally  involves  a  review  and 
assessment  of  the  performance  of  relevant  executives  and  managers  against  key  performance  indicators.  This 
process may also include feedback from peers where relevant and the Division CEOs and the relevant executive or 
manager. Where applicable, remedial steps and coaching are implemented. There may be further additional reviews 
undertaken  through  the  year  if  necessary.  The  process  and  outcome  of  the  performance  evaluation  of  senior 
management and directors undertaken in the reporting period is reported in the Remuneration Report.

The company recognises that diversity and inclusiveness is a critical part of effective management of its people and 
their contributions to the success of the company. This diversity is reflected in the differences in gender, race, age, 
culture, education, family or carer status, religion and disability which are found across the company, its employees, 
consultants and contractors. When considering nominees for any future candidates for the board, the directors will 
take appropriate steps to ensure that it considers a broad range of candidates to ensure that the company has the 
benefit of the appropriate mix of experience, skills and diversity in its decision making for the best interests of the 
company as a whole.

The reporting profiles against which the company is reporting the current status of diversity as to gender have been 
adapted to comply with the reporting requirements under the Workplace Gender Equality Agency Act (2012) (“the 
WGEA report”) which were lodged with the WGEA in 2014 and expanded for the report submitted in 2015 for the 
2014 to 2015 period. Both of these reports can be viewed on the website.

42

As  reported  in  2011,  the  board  set  key  measurable  objectives  and  KPIs,  to  promote  diversity  in  the  company, 
particularly as to gender. The company continues to be committed to those objectives, which are:

•  To  achieve  greater  representation  of  females  in  the  Reckon  Group,  particularly  in  technical  and  supervisor  / 

manager roles.

•  To  review  policies  and  internal  procedures  to  ensure  they  provide  equitable,  fair  and  flexible  work  practices, 
including  consistency  with  the  company’s  commitment  to  diversity,  particularly  gender  diversity,  in 
the organisation.

•  To  implement  training  (in-house  or  external  where  relevant)  to  support  a  culture  of  diversity,  for  example: 

appropriate behaviour, harassment etc.

•  Development  of  a  mentoring/succession  program  for  all  employees  to  encourage  females  to  remain  in 

the business.

The Workplace Gender Equality Agency (“WGEA”) report (“WGEA Report”) submitted by the company relating to 
Reckon employees in Australia for the 2014 to 2015 period can be viewed on its website. It was also published on 
the company’s intranet site for access by its employees. For consistency, the criteria used to determine the workplace 
profile of Reckon employees for the WGEA report has also been applied for this report in relation to recommendation 
1.5 of the ASX Principles and Recommendations.

Based on the WGEA report for 2015, women represent 35% of the workforce at Reckon Australia, consisting of a 
representation of 55% non-management positions and 30% management roles an increase of 1% since 2014. There 
has been an increase of 4% in the representation of women in technical roles in 2015. There are no female members 
on the board.

The company continues to seek an increase in the representation of women in the workforce. Initiatives throughout 
the year will be rolled out to encourage diversity and put gender equality at the front of mind of all our employees.

Based  on  the  Gender  Equality  Benchmarks  produced  by  the  Workplace  Gender  Equality  Agency  (“WGEA”)  the 
representation of women across the categories are generally consistent with similar sized businesses in the industry. 
The WGEA Gender Benchmark Studies will be used to assist in the company’s continuing review of strategies and 
practices to continue to foster diversity in the company, particularly as to gender. The company continues to seek an 
increase in the representation of women in technical roles. In consideration of the company’s anticipated recruitment 
needs for technical roles, the company will seek a 5% increase on the 2011 numbers by 2016.

The company’s Diversity & Inclusion Policy Statement as approved by the board on 15 December 2011 is published 
on the company’s website.

43

Corporate Governance Statement (continued)

2. Structure the Board to Add Value

At present, the board comprises four members: Chris Woodforde, Ian Ferrier, Greg Wilkinson and Clive Rabie. Ian 
Ferrier is Chairman of the board and he, together with Chris Woodforde, are independent non-executive directors. 
Further details of the directors, including a summary of their skills and experience and period of office, are set out in 
the Directors’ Report and on the website.

In the opinion of the board, the existing structure and processes are appropriate for the company and still meet the 
objectives of Principal 2 of the ASX Principles and Recommendations although the company has not fully adopted 
some of the recommendations relating to the appointment of a nomination committee in recommendation 2.1 as 
described below.

The criteria for directorship and the election process are set out in the company’s constitution and Board Charter. 
The size of the board and circumstances of the company dictates that there is no efficiency obtained in establishing 
a separate formal nomination committee. Accordingly, the company departs from this requirement in recommendation 
2.1. Instead, the directors periodically review the composition of the board to ensure that members have the desired 
breadth of experience, skills and expertise to govern the company effectively. Any decision regarding the appointment 
of new directors is taken cognisant of the need to appoint someone who, taking into account the mix of skills and 
diversity, experience and perspective of the other directors, is appropriately qualified and as far as possible familiar 
with  the  company’s  market  sector  and  its  opportunities.  The  independent  non-executive  directors  oversee  the 
nomination of any potential director.

In accordance with recommendation 2.2, the board has created a board skills matrix to map the skills which, in the 
board’s opinion, should be represented on the board to enable it to effectively meet the company’s strategic needs. 
This matrix was approved by the board on 15 March 2016 and will inform the selection process for nominees for any 
future candidates for the board and board self-assessment. The board skills matrix summarising the collective skills 
of the current board can be viewed on the website.

The board recognises the importance of effective, independent judgement being brought to bear in the governance 
and decision making processes of the company to ensure they are in the best interests of the company. The board 
considers  it  is  able  to  provide  the  necessary  independence  of  judgement  to  operate  in  the  best  interests  of  the 
company and its security holders. Chris Woodforde, Ian Ferrier and Greg Wilkinson are non-executive directors. In 
the board’s opinion, the non-executive directors, Chris Woodforde and Ian Ferrier are both independent directors.

The Chair, who is independent, complies with recommendation 2.5 and has a casting vote. Accordingly, taking into 
account the size of the board and the Chair’s casting vote, the board is of the opinion it meets the objectives of 
recommendation 2.4 as the exercise of its powers is consistent with a board composed of a majority of independent 
non-executive directors.

Until recently the company did face the question of the length of tenure of directors. As previously reported the board 
was of the opinion that this was not a negative issue and that the depth of experience was important as the company 
confronted  change  in  the  market.  In  any  event  with  the  retirement  of  John  Thame  on  30  June  2015  and  the 
appointment of Chris Woodforde on 1 July 2015, the board is of the opinion that the right balance has been struck 
between directors with lengthy tenure (and excellent understanding of the business) and the fresh perspective of a 
new director. The board is of the view that Ian Ferrier is not too close to management merely because he has served 
on the board for a substantial period.

Greg  Wilkinson  has  occupied  a  non-executive  position  for  more  than  three  years  since  he  resigned  from  the 
management  of  the  company.  As  a  substantial  shareholder  and  company  founder  the  board  acknowledges  that 
Greg  Wilkinson  does  not  meet  the  criteria  used  by  ASX  and  some  other  investor  organisations  to  determine  the 
independence of a director. On this basis, although he is a non-executive director Greg Wilkinson is not considered 
an independent director by the board, for the purposes of the ASX Principles and Recommendations. However, an 
underlying principle of the ASX Principles and Recommendations is that the recommendations are to be considered 
in the context of the specific circumstances of the director and the company in each case. Although Greg Wilkinson 

44

may not meet the ASX criteria to be described as an independent director, the board considers that Greg Wilkinson’s 
skills, engagement and experience in other IT, start-up businesses, his depth of knowledge of the customer base, 
products and services of the company, insights into the relevant markets and experience give depth and objectivity, 
and inform his contributions to board discussions and decision making, and that this is consistent with the objectives 
of Principle 2. Further, the board is of the opinion that, his substantial holding in the company does not compromise 
his judgement or decisions. As such, the board is confident that Greg Wilkinson’s presence on the board brings an 
independent  and  uncompromised  perspective  to  the  issues  before  it  for  consideration  as  well  as  deepening  the 
board’s overall skills and experience.

Directors declare any actual or potential interests or conflicts as and when they arise, and in any case at each board 
meeting, and where applicable remove themselves and/or abstain from any discussion or resolution of issues which 
is likely to give rise to a conflict of interest.

The issues that come before the board are considered in an impartial manner and from a variety of perspectives. In 
the board’s opinion, the size and composition of the board enables it to meet the requirements of independence for 
the purpose of providing objective, impartial consideration and judgement to the company’s governance processes 
and decision making.

The independent non-executive directors oversee the nomination of any potential directors.

The Board Charter confirms the entitlement of directors to seek independent professional advice at the company’s 
expense to assist them in fulfilling their duties in order to comply with all applicable laws and regulations. There is no 
formal procedure for the board to determine as to when it or any director should take independent advice at the 
expense  of  the  company,  but  given  the  size  of  the  board  there  is  no  efficiency  to  be  obtained  in  formalising  this 
process. The independent non-executive directors exercise their judgment to call for such advice when they deem 
appropriate. The Chair also has frequent contact with the Company Secretary to confirm or follow up on relevant 
matters, including assessing the need for external advice.

The board met 11 times during 2015. The details of attendance at these meetings are set out in the Directors’ Report. 
The independent non-executive directors monitor and review the ongoing performance of the executive directors 
and  key  executives.  The  independent  non-executive  directors  occasionally  meet  informally  without  management 
being present to generally discuss the affairs of the company and the overall performance of key executives.

The independent non-executive directors are subject to the company’s Constitution and their continuity of tenure is 
dependent on re-election by shareholders in accordance with the constitution.

While there is no formal induction or training process in place, the Chair, Deputy Chair and Group CEO undertake a 
rigorous process of briefing new board members. The Board Charter outlines the overall approach to nomination, 
induction, evaluation and training of directors. Additional training for directors will be arranged as required.

45

Corporate Governance Statement (continued)

3. Ethical and Responsible Decision Making

The company’s governance policies and processes incorporate all the recommendations relating to Principle 3 of the 
ASX Principles and Recommendations.

The  board’s  policy  is  that  the  company,  the  directors  and  employees  in  addition  to  their  legal  obligations  must 
maintain high ethical standards in their dealings with the public and other members of the industry.

The company’s Human Resources Policy and Procedures, binding on all employees, also collectively embrace the 
substance of the ASX Principles and Recommendations in a Code of Conduct, including expectations regarding 
behaviour  in  the  workplace,  disciplinary  processes,  grievance  processes,  discrimination  and  harassment, 
occupational  health  and  safety,  ethical  business  practices,  conflict  of  interest  and  corporate  opportunity.  The 
company  is  committed  to  training  employees  and  maintaining  employees’  relevant  technical  expertise  and 
understanding of their ethical and legal obligations, for example by way of trade practices training from time to time 
for relevant staff.

4. Safeguard Integrity in Corporate Reporting

The board is of the opinion that its governance practices meet the requirements of each of the recommendations 
relating to Principle 4.

The board assumes the responsibility of ensuring the integrity of the company’s financial reporting and has established 
the Audit & Risk Committee to focus on the issues relating to the integrity of the financial reporting of the company 
and oversight and review of the company’s risk management. The terms of reference for the Audit & Risk Committee, 
to review and monitor all financial, risk management and compliance policies, were formalised in a Charter in 2003 
to meet the requirements of the ASX Principles and Recommendations.

The Audit & Risk Committee consists of 3 non-executive directors, being Chris Woodforde, Ian Ferrier and Greg 
Wilkinson. Ian Ferrier and Chris Woodforde are independent directors and form the majority. The Committee was 
chaired by Ian Ferrier for 2 of the 3 meetings held in 2015. Chris Woodforde took over as Chairman of the Audit & 
Risk  Committee  for  the  last  meeting  of  the  year.  Details  of  their  experience  and  qualifications  are  set  out  in  the 
Directors’ Report and on the website.

The Audit & Risk Committee also meets informally to discuss matters including risk management and reporting. The 
board is of the opinion that the structure of the Committee, together with its considerable technical expertise in the 
market  sector  of  the  company  and  in  financial  literacy,  ensures  independent  review  of  the  company’s  financial 
reporting over and above formal audit processes, enabling it to discharge its functions effectively.

Deloitte  Touche  Tohmatsu,  the  company’s  auditors,  report  directly  to  the  Audit  &  Risk  Committee  on  the 
appropriateness  of  the  company’s  internal  accounting  policies  and  practices.  The  board  reviews  the  adequacy 
of existing external audit arrangements each year, with particular emphasis on the scope and quality of the audit. The 
Audit & Risk Committee reports back to the board after each Audit & Risk Committee meeting. The Audit & Risk 
Committee provides written advice to the board on the standard of independence of the auditors in light of any non-
audit services during 2015 and which is reported in the Directors’ Report. The CEO and CFO also provide the s295A 
certificate and declaration of the CEO and CFO. This declaration also states that their opinion is based on there being 
a sound system of risk management and internal controls operating effectively for the relevant financial period.

At  each  Audit  &  Risk  Committee  meeting,  the  Committee  directors  meet  separately  with  the  auditors  without 
management being present to review any concerns that the auditors may have regarding the financial management 
of the company. The Audit & Risk Committee met twice during 2015. The details of attendance at these meetings are 
set out in the Directors’ Report.

46

The board is aware of its obligations to ensure the appropriate selection and rotation of external auditors and the 
external audit engagement partners and closely monitors and reviews the engagement of the company’s external 
auditors.  The  company’s  auditor  attends  each  Annual  General  Meeting  and  is  available  to  answer  shareholder 
questions about the conduct of the audit and the preparation and content of the Auditor’s Report at the meeting.

5. Make Timely and Balanced Disclosure

The  company  has  adopted  each  of  the  recommendations  relating  to  Principle  5  of  the  ASX  Principles  and 
Recommendations. The board remains conscious of the company’s disclosure obligations under the Corporations 
Act,  the  ASX  listing  rules  and  the  ASIC  guidance  principles.  These  obligations  are  reflected  in  the  Continuous 
Disclosure Policy. All required disclosures are also made in accordance with the Continuous Disclosure policy which 
is accessible to the public at the company website. A review of operations and commentary on the financial results 
is provided in the Directors’ Report and the Financial Report.

6. Respect the Rights of Shareholders

The board is conscious of the requirements of Principle 6 of the ASX Principles and Recommendations takes into 
account the rights and needs of shareholders to balanced and understandable information about the company in 
accordance with this Principle.

The  board  is  of  the  opinion  that  the  company  communicates  effectively  with  shareholders  through  a  number  of 
channels: through its ASX disclosures to the market; through the posting of statutory notices to shareholders and at 
the  general  and  special  meetings  of  the  company.  The  company  presents  its  annual  and  half  yearly  results  to 
investors.  The  company  keeps  recent  announcements  and  general  company  information  on  its  website  with  a 
dedicated investor relations section which is accessible to the public. The website contains information about the 
company and general meeting dates, including a link to the ASX website for older announcements. Given the size 
and circumstances of the company, there is no formally documented communications strategy which embodies the 
policies and processes in which the company engages to communicate with the investors. It is only in this respect 
that the company has not adopted recommendation 6.3.

All security holders have the option to receive communications from, and send communications to, the company or 
the  registry,  Computershare  electronically.  The  website  includes  details  as  to  how  investors  can  update  their 
details  and  instructions  regarding  the  mode  in  which  they  want  to  communicate  with  us,  including  a  link  to  the 
registry, Computershare.

7. Recognise and Manage Risk

As  stated  above  in  relation  to  Principle  1,  the  board  is  responsible  for  ensuring  appropriate  risk  management, 
accountability, and control mechanisms. It constantly monitors the operational and financial aspects and material 
risks of the company’s activities and, through the Audit & Risk Committee, which met twice in 2015, considers the 
recommendations and advice of the auditors and other external advisers on the operational and financial risks that 
face the company. The Group CEO and Group CFO monitor and review the financial performance of the company 
and monitor any potential risk essentially on a daily basis. The board has received assurance from the CEO and the 

47

Corporate Governance Report (continued)

7. Recognise and Manage Risk (continued)

CFO that the s295A Declaration provided in the Financial Report is founded on a sound system of risk management 
and internal control and that the system is operating effectively for the relevant financial period.

As described above, the size of the company and the management team enables the board to have effective oversight 
of the overall risk management of the company. In the board’s opinion, especially with the existence of an Audit & 
Risk Committee, there is no efficiency for the company to establish a separate risk management committee.

The board is regularly informed and in a position to assess and review the company’s exposure to risk and overall 
investment risk by way of the existing processes and the dynamic communication across management, and also 
between management and the board. Accordingly, the board is of the opinion that there is substantial compliance 
with ASX Principle 7 although it departs from recommendations 7.1, 7.2 and 7.3 to the extent it has not established a 
formal  risk  committee,  an 
its  risk 
management framework.

function  or  conducted  a 

formal  annual  review  of 

internal  audit 

At present the nature of operations and scope of the business is reasonably well established and understood by 
management  and  the  board.  The  company  does  not  have  a  formal  internal  audit  function.  The  evaluation  and 
continual improvement of the company’s risk management and internal control processes are incorporated within 
the existing decision making and review processes. The decision making and reporting processes in the company 
incorporate  an  assessment  of  the  relevant  material  risks,  for  example  in  the  planning,  budget,  HR,  product 
development, R&D, legal and compliance activities and, where relevant, any material risk issues are reported to and 
considered by the board. The planning and budget process involves both the executive and senior management, 
which  means  all  of  these  employees  have  a  more  than  adequate  understanding  of  the  issues,  activities  and 
opportunities  across  the  company.  In  turn  this  enables  them  to  manage  operational,  planning,  strategic  and  risk 
issues in the company. In addition, the company regularly conducts reviews of the material risks in the context of the 
annual  insurance  renewals  and,  in  relation  to  acquisitions  through  due  diligence.  Relevant  risk  factors  are  also 
included in the various management and financial reports to the board and are then considered by the board.

The  Company  undertook  a  review  of  its  information  security  practices  using  ISO27001  Information  Security 
Management System (ISMS) as guide to provide an assurance framework for its information security practices. At 
the  end  of  2015  this  review  was  completed  and  the  next  step  is  to  consider  what  new  processes  or  systems  to 
implement. This is a lengthy and ongoing process.

The board does not consider the company to have any material exposure to any economic, environmental or social 
sustainability risk.

Due to the effectiveness of the existing processes and the size of the business, business risk management systems, 
policies and procedures have been monitored and reviewed as part as part of the overall reporting to the board and 
oversight by the board of the business, its operations, processes and risks not been comprehensively formalised. 
The  board  has  access  to  management  and  employees  to  discuss  or  inform  themselves  of  any  aspect  of  the 
company’s business and processes or request relevant managers present to the board on these matters, including 
status reports and updates.

With a view to fully adopting recommendations 7.1 and 7.2, the company’s risk management systems, policies and 
processes are under consideration to be formalised and documented, where necessary.

48

8. Remunerate Fairly and Responsibly

The company remunerates directors and key executives in accordance with the aspirations set out in ASX Principle 
8 and recommendations 8.1, 8.2 and 8.3.

Accordingly, the board has adopted a remuneration policy designed to attract and maintain talented and motivated 
directors and senior employees so as to encourage enhanced performance of the company.

There  is  a  clear  relationship  between  performance  and  remuneration  and  a  desire  to  strike  the  correct  balance 
between the various components making up remuneration. The composition, responsibilities and processes of the 
Remuneration Committee have been formalised in the Remuneration Charter and can be viewed on the website.

The Committee consists of three members, composed of the two independent and non-executive directors, Chris 
Woodforde,  Ian  Ferrier  and  the  non-executive  director  Greg  Wilkinson.  From  2016  onwards  the  Remuneration 
Committee is chaired by Chris Woodforde. Details of their experience and qualifications are set out in the Directors’ 
Report and the website. The Remuneration Committee ensures independent review of financial reporting over and 
above formal audit processes. The Remuneration Committee supervises the development and implementation of 
the company’s remuneration policy including the operation of share based reward plans, and reviews the performance 
of the executive directors and senior executives. The Committee fixes policy and reward in accordance with ASX 
Principle 8. The Remuneration Committee Charter can be viewed on the website. The full details of the policy and 
remuneration including the disclosures relating to policies and practices regarding the remuneration of directors and 
senior management required by recommendation 8.2 are set out in the Remuneration Report. The Remuneration 
Committee met 3 times during 2015. The details of attendance at these meetings are set out in the Directors’ Report. 
The  company  does  have  an  equity-based  remuneration  scheme.  The  Remuneration  Report  outlines  the  policy 
prohibiting participants in any scheme to hedge their risks of participating in this scheme.

49

Deloitte Touche Tohmatsu 
ABN 74 490 121 060

Grosvenor Place 
225 George Street 
Sydney NSW 2000 
PO Box N250 Grosvenor Place 
Sydney NSW 1220 Australia

DX 10307SSE 
Tel: +61 (0) 2 9322 7000 
Fax: +61 (0) 2 9322 7001 
www.deloitte.com.au

The Board of Directors 
Reckon Limited 
Level 12 
65 Berry Street 
North Sydney NSW 2060

29 March 2016

Dear Board Members

RECKON LIMITED

In accordance with section 307C of the Corporations Act 2001, I am pleased to provide the following declaration of 
independence to the directors of Reckon Limited.

As  lead  audit  partner  for  the  audit  of  the  financial  statements  of  Reckon  Limited  for  the  financial  year  ended 
31 December 2015, I declare that to the best of my knowledge and belief, there have been no contraventions of:

(i) the auditor independence requirements of the Corporations Act 2001 in relation to the audit; and

(ii) any applicable code of professional conduct in relation to the audit.

Yours sincerely

Deloitte Touche Tohmatsu

Alfie Nehama

Partner 
Chartered Accountants

Liability limited by a scheme approved under Professional Standards Legislation. 
Member of Deloitte Touche Tohmatsu Limited 

50

Deloitte Touche Tohmatsu 
ABN 74 490 121 060

Grosvenor Place 
225 George Street 
Sydney NSW 2000 
PO Box N250 Grosvenor Place 
Sydney NSW 1220 Australia

DX 10307SSE 
Tel: +61 (0) 2 9322 7000 
Fax: +61 (0) 2 9322 7001 
www.deloitte.com.au

Independent Auditor’s Report 
to the Members of Reckon Limited

Report on the Financial Report

We have audited the accompanying financial report of Reckon Limited, which comprises the consolidated statement 
of financial position as at 31 December 2015, the consolidated statement of profit or loss, the consolidated statement 
of profit or loss and other comprehensive income, the consolidated statement of cash flows and the consolidated 
statement of changes in equity for the year ended on that date, notes comprising a summary of significant accounting 
policies and other explanatory information, and the directors’ declaration of the consolidated entity comprising the 
company and the entities it controlled at the year’s end or from time to time during the financial year as set out on 
pages 53 to 104.

Directors’ Responsibility for the Financial Report

The directors of the company are responsible for the preparation of the financial report that gives a true and fair view 
in accordance with Australian Accounting Standards and the Corporations Act 2001 and for such internal control as 
the directors determine is necessary to enable the preparation of the financial report that gives a true and fair view 
and is free from material misstatement, whether due to fraud or error. In note 1, the directors also state, in accordance 
with Accounting Standard AASB 101 Presentation of Financial Statements, that the consolidated financial statements 
comply with International Financial Reporting Standards.

Auditor’s Responsibility

Our responsibility is to express an opinion on the financial report based on our audit. We conducted our audit in 
accordance  with  Australian  Auditing  Standards.  Those  standards  require  that  we  comply  with  relevant  ethical 
requirements relating to audit engagements and plan and perform the audit to obtain reasonable assurance whether 
the financial report is free from material misstatement.

An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial 
report. The procedures selected depend on the auditor’s judgement, including the assessment of the risks of material 
misstatement of the financial report, whether due to fraud or error. In making those risk assessments, the auditor 
considers internal control, relevant to the company’s preparation of the financial report that gives a true and fair view, 
in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing 
an opinion on the effectiveness of the company’s internal control. An audit also includes evaluating the appropriateness 
of  accounting  policies  used  and  the  reasonableness  of  accounting  estimates  made  by  the  directors,  as  well  as 
evaluating the overall presentation of the financial report.

We  believe  that  the  audit  evidence  we  have  obtained  is  sufficient  and  appropriate  to  provide  a  basis  for  our 
audit opinion.

Liability limited by a scheme approved under Professional Standards Legislation. 
Member of Deloitte Touche Tohmatsu Limited 

51

Auditor’s Report

Auditor’s Independence Declaration

Opinion

In conducting our audit, we have complied with the independence requirements of the Corporations Act 2001. We 
confirm  that  the  independence  declaration  required  by  the  Corporations  Act  2001,  which  has  been  given  to  the 
directors of Reckon Limited, would be in the same terms if given to the directors as at the time of this auditor’s report.

In our opinion:

(a). The financial report of Reckon Limited is in accordance with the Corporations Act 2001, including:

(i)  giving  a  true  and  fair  view  of  the  consolidated  entity’s  financial  position  as  at  31  December  2015  and  of  its 
performance for the year ended on that date; and

(ii) complying with Australian Accounting Standards and the Corporations Regulations 2001; and

(b). The consolidated financial statements also comply with International Financial Reporting Standards as disclosed 
in Note 1

Report on the Remuneration Report

We have audited the Remuneration Report included in pages 16 to 38 of the directors’ report for the year ended 
31  December  2015.  The  directors  of  the  company  are  responsible  for  the  preparation  and  presentation  of  the 
Remuneration Report in accordance with section 300A of the Corporations Act 2001. Our responsibility is to express 
an  opinion  on  the  Remuneration  Report,  based  on  our  audit  conducted  in  accordance  with  Australian 
Auditing Standards.

Opinion

In our opinion, the Remuneration Report of Reckon Limited for the year ended 31 December 2015, complies with 
section 300A of the Corporations Act 2001.

DELOITTE TOUCHE TOHMATSU

Alfie Nehama
Partner
Chartered Accountants
Sydney, 29 March 2016

52

Directors’ Declaration

The directors of the company declare that:

1.  The financial statements and notes as set out on pages 54 to 104, are in accordance with the Corporations 

Act 2001, and:

•  Comply with Accounting Standards; and

•  Comply with International Financial Reporting Standards, as stated in note 1 to the financial statements; and

•  Give a true and fair view of the financial position as at 31 December 2015 and of the performance for the year 

ended on that date of the consolidated group;

2.  The Chief Executive Officer and the Chief Finance Officer have each declared that:

•  The financial records of the company for the financial year have been properly maintained in accordance 

with s 286 of the Corporations Act 2001;

•  The  financial  statements  and  notes  for  the  financial  year  comply  with  the  Accounting  Standards,  and

•  The financial statements and notes for the financial year give a true and fair view;

•  That this opinion has been formed on the basis of a sound system of risk management and internal control 

which are operating effectively;

3. 

In the directors’ opinion there are reasonable grounds to believe that the company will be able to pay its debts 
as and when they become due and payable.

This declaration is made in accordance with a resolution of the Board of Directors pursuant to Section 295(5) of the 
Corporations Act 2001.

On behalf of the directors

Mr I Ferrier 
Chairman 
Sydney, 29 March 2016

53

Consolidated Statement of Profit or Loss

for the year ended 31 December 2015

Continuing operations

Revenue

Product costs

Royalties

Note

Consolidated

2015
$’000

2014
$’000

2

105,168

100,795

(23,718)

(21,072)

–

(149)

Employee benefits expenses (excluding new market expenditure)

(30,324)

(29,740)

Share-based payments expenses

2

(354)

(471)

Marketing expenses (excluding new market expenditure)

Premises and establishment expenses 

Depreciation and amortisation of other non-current assets 
(excluding new market expenditure)

Telecommunications

Legal and professional expenses

Finance costs

Other expenses (excluding new market expenditure)

New market expenditure:

Marketing expenses

Employee benefits expense

Other expenses

Amortisation of other non-current assets

Profit before income tax 

Income tax expense

Profit for the year

Profit attributable to:

Owners of the parent

Non-controlling interest

Earnings per share

Basic Earnings per Share

Diluted Earnings per Share

(2,354)

(2,361)

(2,462)

(2,855)

(12,517)

(11,245)

(747)

(786)

(903)

(797)

(2,091)

(1,489)

(5,172)

(5,321)

2

3

(1,129)

(908)

(540)

–

–

–

(3,271)

(1,720)

18,795

22,672

4

(3,714)

(5,104)

15,081

17,568

23

14,577

16,964

504

604

15,081

17,568

Cents

Cents

24

24

13.1

13.0

14.2

14.1

The above consolidated statement of profit or loss should be read in conjunction with the accompanying notes.

54

Consolidated Statement of Profit or Loss 
and Other Comprehensive Income

for the year ended 31 December 2015

Profit for the year

Other comprehensive income, net of income tax

Items that may be reclassified subsequently to profit or loss:

Exchange difference on translation of foreign operations

Fair value movement on interest rate swap

Total other comprehensive income, net of income tax

Note

Consolidated

2015 
$’000

2014
$’000

15,081

17,568

22

22

1,626

69

1,695

815

(245)

570

Total comprehensive income for the year

16,776

18,138

Total comprehensive income attributable to:

Owners of the parent

Non-controlling interest

16,272

17,534

504

604

16,776

18,138

The above consolidated statement of profit or loss and other comprehensive income should be read in conjunction with the accompanying notes.

55

Consolidated Statement 
of Financial Position

as at 31 December 2015

ASSETS

Current Assets
Cash and cash equivalents

Trade and other receivables

Inventories

Current tax receivables

Other assets

Total Current Assets

Non-Current Assets
Receivables

Financial assets

Property, plant and equipment

Deferred tax assets

Intangible assets

Other assets

Total Non-Current Assets

Total Assets

LIABILITIES

Current Liabilities
Trade and other payables

Borrowings

Other financial liabilities

Provisions

Deferred revenue

Total Current Liabilities

Non-Current Liabilities
Borrowings

Other financial liabilities

Deferred tax liabilities

Provisions

Total Non-Current Liabilities

Total Liabilities

Net Assets

Equity
Issued capital

Reserves

Retained earnings

Total Equity

Note

Consolidated

2015 
$’000

2014
$’000

29

7

6

8

7

9

10

11

12

8

13

14

15 

16

14

15 

18

16

21

22

23

1,641

9,327

2,471

2,032

2,156

2,248

9,409

2,179

736

2,125

17,627

16,697

168

17

2,485

193

89,303

1,350

93,516

678

56

2,787

185

82,379

1,111

87,196

111,143

103,893

5,508

–

–

3,653

10,653

19,814

4,604

76

6,838

3,306

9,715

24,539

49,900

43,400

176

6,678

659

57,413

77,227

33,916

16,929

(42,767)

59,754

33,916

245

5,058

582

49,285

73,824

30,069

17,036

(42,154)

55,187

30,069

The above consolidated statement of financial position should be read in conjunction with the accompanying notes.

56

Consolidated Statement 
of Changes in Equity

for the year ended 31 December 2015

Issued 
capital

Share 
buyback 
reserve

Foreign 
currency 
translation 
reserve

Share-
based 
payments 
reserve

Swap 
hedging 
reserve

Retained 
earnings

Acquisition 
of non 
controlling 
interest 
reserve

Attributable 
to owners 
of the 
parent

Non-
controlling 
interest

Total

Consolidated

$’000

$’000

$’000

$’000

$’000

$’000

$’000

$’000

$’000

$’000

Balance at 
1 January 2015

17,036

(42,018)

3,315

582

(245)

55,187

(3,788)

30,069

–

30,069

Profit for the year

–

–

–

–

–

14,577

–

14,577

504

15,081

Other 
comprehensive 
income:

Exchange 
differences on 
translation of 
foreign operations 

Fair value 
movement on 
interest rate swap

Total 
comprehensive 
income

Share based 
payments 
expense

Dividends paid 
(note 30)

Treasury shares 
acquired

Treasury shares 
vested/lapsed

Transfer to 
acquisition of 
non-controlling 
interest reserve

Remeasurement 
of Linden House 
option liability 
(note 15)

Balance at 
31 December 
2015

–

–

–

–

–

(215)

108

–

–

–

–

–

–

–

–

–

–

–

1,626

–

1,626

–

–

–

–

69

–

–

69

14,577

164

–

–

–

(10,010)

–

–

–

–

–

–

–

–

(108)

–

–

–

–

–

–

–

1,626

–

1,626

69

–

69

16,272

504

16,776

164

–

164

(10,010)

– (10,010)

–

–

–

–

–

(215)

–

–

–

(215)

–

–

504

504

(504)

–

–

–

(2,868)

(2,868)

–

(2,868)

16,929

(42,018)

4,941

638

(176)

59,754

(6,152)

33,916

–

33,916

The above consolidated statement of changes in equity should be read in conjunction with the accompanying notes.

57

Share 
buyback 
reserve

Foreign 
currency 
translation  
reserve

Share-
based 
payments 
reserve

Swap 
hedging 
reserve

Retained 
earnings

Acquisition 
of non- 
controlling 
interest 
reserve

Attributable 
to owners 
of the 
parent

Non- 
controlling 
interest

$’000

$’000

$’000

$’000

$’000

$’000

$’000

$’000

Issued 
capital

$’000

Total

$’000

48,938

(6,119)

48,115

–

48,115

16,964

–

16,964

604

17,568

Consolidated Statement 
of Changes in Equity (continued) 

for the year ended 31 December 2015

16,818 (14,506)

2,500

484

–

–

–

–

–

–

–

–

–

–

–

–

–

(27,512)

–

218

–

–

–

–

–

–

815

–

815

–

–

–

–

–

–

–

–

–

316

–

–

(218)

–

–

–

–

–

(245)

–

–

(245)

16,964

–

–

–

–

–

(10,715)

–

–

–

–

–

–

Consolidated

Balance at 
1 January 2014

Profit for 
the year

Other 
comprehensive 
income:

Exchange 
differences 
on translation 
of foreign 
operations 

Fair value 
movement 
on interest 
rate swap

Total 
comprehensive 
income 

Share based 
payments 
expense

Share buyback 
(note 21)

Dividends paid 
(note 30)

Treasury shares 
vested/lapsed

Transfer to 
acquisition of 
non-controlling 
interest reserve

Remeasurement 
of Linden House 
option liability 
(note 15)

Balance at 
31 December 
2014

–

–

–

–

–

–

–

815

(245)

–

–

815

(245)

17,534

604

18,138

316

(27,512)

(10,715)

–

–

–

–

–

316

(27,512)

(10,715)

–

–

604

604

(604)

1,727

1,727

–

1,727

17,036 (42,018)

3,315

582

(245)

55,187

(3,788)

30,069

–

30,069

The above consolidated statement of changes in equity should be read in conjunction with the accompanying notes.

58

Consolidated Statement of Cash Flows 

for the year ended 31 December 2015

Cash Flows From Operating Activities

Receipts from customers

Payments to suppliers and employees

Interest received

Interest paid

Income taxes paid

Note

Consolidated 
Inflows/(Outflows)

2015 

$’000

2014
$’000

116,229

112,816

(77,244)

 (73,983)

43

21

(2,091)

(1,489)

(3,398)

(6,078)

Net cash inflow from operating activities

29(b)

33,539

31,287

Cash Flows From Investing Activities

Payment for buyout of non-controlling interest

15/ 29(c)

(9,032)

(2,366)

Payments for purchase of intellectual property

Payment for capitalised development costs 

Payment for capitalised internal systems costs

Proceeds from New Zealand government development grant

Proceeds from security deposits

Payment for property, plant and equipment

Net cash outflow from investing activities

Cash Flows From Financing Activities

Proceeds from / (repayment of) borrowings

Payment for other financial liabilities

Payment for share buyback

Payment for treasury shares

Dividends paid to owners of the parent

Net cash outflow from financing activities

Net Increase / (Decrease) in cash and cash equivalents

Cash and cash equivalents at the beginning of the financial year

Effects of exchange rate changes on cash and cash equivalents

–

(207)

(19,840)

(16,683)

(1,389)

–

1,627

1,359

39

(1,152)

–

(781)

(29,747)

(18,678)

6,424

26,004

(674)

(764)

–

(27, 512)

(215)

–

(10,010)

(10,715)

(4,475)

(12,987)

(683)

2,248

76

(378)

2,554

72

21

29

Cash and cash equivalents at the end of the financial year

29(a) 

1,641

2,248

The above statement of cash flows should be read in conjunction with the accompanying notes.

59

Notes to the Financial Statements

for the year ended 31 December 2015

1 Summary of Significant Accounting Policies

The principal accounting policies adopted in the preparation of the financial report are set out below. Unless otherwise 
stated, the accounting policies adopted are consistent with those of the previous year. The financial report includes 
the  consolidated  entity  consisting  of  Reckon  Limited  and  its  subsidiaries.  For  the  purposes  of  preparing  the 
consolidated financial statements, the company is a for-profit entity.

Basis of preparation

This general purpose financial report has been prepared in accordance with Australian Accounting Standards and 
Interpretations and the Corporations Act 2001, and complies with the other requirements of the law.

Australian  Accounting  Standards  include  Australian  equivalents  to  International  Financial  Reporting  Standards 
(AIFRS). Compliance with AIFRS ensures that the consolidated financial statements and notes of Reckon Limited, 
comply with International Financial Reporting Standards (IFRSs).

The financial statements were authorised for issue by the directors on 29 March 2016.

The financial report has been prepared in accordance with the historical cost convention, except for the revaluation 
of certain non-current assets and financial instruments. Historical cost is generally based on the fair values of the 
consideration given in exchange for assets. All amounts are presented in Australian dollars unless otherwise noted. 
The parent entity has applied the relief available to it under ASIC Class Order 98/100, and accordingly, amounts in 
the financial report have been rounded off to the nearest thousand dollars, except where otherwise indicated.

Adoption of new and revised Accounting Standards

The Group has adopted all of the new and revised Standards and Interpretations issued by the Australian Accounting 
Standards Board (the AASB) that are relevant to their operations and effective for the current year.

The new and revised Standards and amendments thereof and Interpretations effective for the current year that are 
relevant to the Group include:

60

AASB 2014-1 ‘Amendments to Australian Accounting Standards’
(Part A: Annual Improvements 2010–2012 and 2011–2013 Cycles)

The  Annual  Improvements  2010-2012  has  made  number  of  amendments  to  various  AASBs,  which  are 
summarised below.

• 

• 

• 

• 

• 

• 

The amendments to AASB 2 (i) change the definitions of ‘vesting condition’ and ‘market condition’; and (ii) add 
definitions for ‘performance condition’ and ‘service condition’ which were previously included within the definition 
of ‘vesting condition’. The amendments to AASB 2 are effective for share based payment transactions for which the 
grant date is on or after 1 July 2014.

The amendments to AASB 3 clarify that contingent consideration that is classified as an asset or a liability should 
be measured at fair value at each reporting date, irrespective of whether the contingent consideration is a financial 
instrument within the scope of AASB 9 or AASB 139 or a non-financial asset or liability. Changes in fair value (other 
than measurement period adjustments) should be recognised in profit and loss. The amendments to AASB 3 are 
effective for business combinations for which the acquisition date is on or after 1 July 2014.

The amendments to AASB 8 (i) require an entity to disclose the judgements made by management in applying the 
aggregation criteria to operating segments, including a description of the operating segments aggregated and the 
economic  indicators  assessed  in  determining  whether  the  operating  segments  have  ‘similar  economic 
characteristics’; and (ii) clarify that a reconciliation of the total of the reportable segments’ assets to the entity’s 
assets should only be provided if the segment assets are regularly provided to the chief operating decision-maker.

The amendments to the basis for conclusions of AASB 13 clarify that the issue of AASB 13 and consequential 
amendments to AASB 139 and AASB 9 did not remove the ability to measure short-term receivables and payables 
with no stated interest rate at their invoice amounts without discounting, if the effect of discounting is immaterial.

The amendments to AASB 116 and AASB 138 remove perceived inconsistencies in the accounting for accumulated 
depreciation/amortisation when an item of property, plant and equipment or an intangible asset is revalued. The 
amended standards clarify that the gross carrying amount is adjusted in a manner consistent with the revaluation 
of the carrying amount of the asset and that accumulated depreciation/amortisation is the difference between the 
gross carrying amount and the carrying amount after taking into account accumulated impairment losses.

The amendments to AASB 124 clarify that a management entity providing key management personnel services to 
a reporting entity is a related party of the reporting entity. Consequently, the reporting entity should disclose as 
related party transactions the amounts incurred for the service paid or payable to the management entity for the 
provision of key management personnel services. However, disclosure of the components of such compensation 
is not required.

The  Annual  Improvements  2011-2013  has  made  number  of  amendments  to  various  AASBs,  which  are 
summarised below.

• 

• 

• 

The amendments to AASB 3 clarify that the standard does not apply to the accounting for the formation of all types 
of joint arrangements in the financial statements of the joint arrangement itself.

The amendments to AASB 13 clarify that the scope of the portfolio exception for measuring the fair value of a group 
of  financial  assets  and  financial  liabilities  on  a  net  basis  includes  all  contracts  that  are  within  the  scope  of,  and 
accounted for in accordance with, AASB 139 or AASB 9, even if those contracts do not meet the definitions of 
financial assets or financial liabilities within AASB 132.

The amendments to AASB 140 clarify that AASB 140 and AASB 3 are not mutually exclusive and application of 
both standards may be required. Consequently, an entity acquiring investment property must determine whether: 
- The property meets the definition of investment property in terms of AASB 140; and 
- The transaction meets the definition of a business combination under AASB 3.

The  application  of  these  amendments  does  not  have  any  material  impact  on  the  disclosures  or  on  the  amounts 
recognised in the Group’s consolidated financial statements.

61

Notes to the Financial Statements (continued)
1 Summary of Significant Accounting Policies (continued)

AASB 2014-1 ‘Amendments to Australian Accounting Standards’
(Part B: Defined Benefit Plans: Employee Contributions Amendments to AASB 119)

The amendments to AASB 119 clarify how an entity should account for contributions made by employees or third 
parties to defined benefit plans, based on whether those contributions are dependent on the number of years of 
service provided by the employee.

For  contributions  that  are  independent  of  the  number  of  years  of  service,  the  entity  may  either  recognise  the 
contributions as a reduction in the service cost in the period in which the related service is rendered, or to attribute 
them to the employees’ periods of service using the projected unit credit method; whereas for contributions that 
are dependent on the number of years of service, the entity is required to attribute them to the employees’ periods 
of service.

The application of these amendments to AASB 119 does not have any material impact on the disclosures or on 
the amount recognised in the Group’s consolidated financial statements.

Interpretation 21 ‘Levies’

Interpretation 21 addresses the issue as to when to recognise a liability to pay a levy imposed by a government. 
The Interpretation defines a levy, and specifies that the obligating event that gives rise to the liability is the activity 
that triggers the payment of the levy, as identified by legislation. The Interpretation provides guidance on how 
different levy arrangements should be accounted for, in particular, it clarifies that neither economic compulsion 
nor the going concern basis of financial statements preparation implies that an entity has a present obligation to 
pay a levy that will be triggered by operating in a future period.

Interpretation 21 has been applied retrospectively. The application of this Interpretation does not have any material 
impact on the disclosures or on the amounts recognised in the Group’s consolidated financial statements.

AASB 1031 ‘Materiality’, AASB 2013-9 ‘Amendments to Australian Accounting Standards’ – 
Conceptual Framework, Materiality and Financial Instruments’
(Part B: Materiality), AASB 2014-1 ‘Amendments to Australian Accounting Standards’ (Part C: Materiality)

The revised AASB 1031 is an interim standard that cross-references to other Standards and the ‘Framework for 
the  Preparation  and  Presentation  of  Financial  Statements’  (issued  December  2013)  that  contain  guidance  on 
materiality. The AASB is progressively removing references to AASB 1031 in all Standards and Interpretations. 
Once all of these references have been removed, AASB 1031 will be withdrawn. The adoption of AASB 1031, 
AASB 2013-9 (Part B) and AASB 2014-1 (Part C) does not have any material impact on the disclosures or the 
amounts recognised in the Group’s consolidated financial statements.

62

(a) Basis of consolidation

The consolidated financial statements incorporate the financial statements of the Company and entities (including 
special purpose entities) controlled by the Company (its subsidiaries). Control is achieved when the Company:

•  Has power over the investee;

• 

Is exposed, or has rights, to variable returns from its involvement with the investee; and

•  Has the ability to use its power to affect its returns.

Income  and  expense  of  subsidiaries  acquired  or  disposed  of  during  the  year  are  included  in  the  consolidated 
statement of comprehensive income from the effective date of acquisition and up to the effective date of disposal, as 
appropriate.  Total  comprehensive  income  of  subsidiaries  is  attributed  to  the  owners  of  the  Company  and  to  the 
non-controlling interests even if this results in the non-controlling interests having a deficit balance.

Where necessary, adjustments are made to the financial statements of subsidiaries to bring their accounting policies 
into line with those used by other members of the Group.

All intra-group transactions, balances, income and expenses are eliminated in full on consolidation.

Changes in the Group’s ownership interests in subsidiaries that do not result in the Group losing control are accounted 
for  as  equity  transactions.  The  carrying  amounts  of  the  Group’s  interests  and  the  non-controlling  interests  are 
adjusted to reflect the changes in their relative interests in the subsidiaries. Any difference between the amount by 
which the non-controlling interests are adjusted and the fair value of the consideration paid or received is recognised 
directly in equity and attributed to owners of the Company.

(b) Business Combinations

Acquisitions  of  businesses  are  accounted  for  using  the  acquisition  method.  The  consideration  transferred  in  a 
business combination is measured at fair value which is calculated as the sum of the acquisition-date fair values of 
assets transferred by the Group, liabilities incurred by the Group to the former owners of the acquiree and the equity 
instruments issued by the Group in exchange for control of the acquiree. Acquisition-related costs are recognised in 
profit  or  loss  as  incurred.  At  the  acquisition  date,  the  identifiable  assets  acquired  and  the  liabilities  assumed  are 
recognised at their fair value, except that:

•  Deferred tax assets or liabilities and assets or liabilities related to employee benefit arrangements are recognised 

and measured in accordance with AASB 112 ‘Income Taxes’; and

• 

Liabilities or equity instruments related to share-based payment arrangements of the acquiree or share-based 
payment arrangements of the Group entered into to replace share-based payment arrangements of the acquiree 
are measured in accordance with AASB 2 ‘Share-based Payment’ at the acquisition date.

Goodwill is measured as the excess of the sum of the consideration transferred, the amount of any non-controlling 
interests in the acquiree, and the fair value of the acquirer’s previously held equity interest in the acquiree (if any) over 
the  net  of  the  acquisition-date  amounts  of  the  identifiable  assets  acquired  and  the  liabilities  assumed.  If,  after 
reassessment, the net of the acquisition-date amounts of the identifiable assets acquired and liabilities assumed 
exceeds the sum of the consideration transferred, the amount of any non-controlling interests in the acquiree and the 
fair value of the acquirer’s previously held interest in the acquiree (if any), the excess is recognised immediately in 
profit or loss as a bargain purchase gain.

Non-controlling interests that are present ownership interests and entitle their holders to a proportionate share of the 
entity’s net assets in the event of liquidation may be initially measured either at fair value or at the non-controlling 
interests’  proportionate  share  of  the  recognised  amounts  of  the  acquiree’s  identifiable  net  assets.  The  choice  of 
measurement basis is made on a transaction-by-transaction basis.

Where the consideration transferred by the Group in a business combination includes assets or liabilities resulting 

63

Notes to the Financial Statements (continued)
1 Summary of Significant Accounting Policies (continued)

from  a  contingent  consideration  arrangement,  the  contingent  consideration  is  measured  at  its  acquisition-date 
fair value. Changes in the fair value of the contingent consideration that qualify as measurement period adjustments 
are  adjusted  retrospectively,  with  corresponding  adjustments  against  goodwill.  Measurement  period  adjustments 
are  adjustments  that  arise  from  additional  information  obtained  during  the  ‘measurement  period’  (which  cannot 
exceed one year from the acquisition date) about facts and circumstances that existed at the acquisition date.

Where a business combination involves the issuance of a put option granted to the vendor in respect of an equity 
interest not owned by the parent, the present value of the put exercise price is recognised as a financial liability in the 
consolidated accounts of the parent entity. The recognition of this liability effectively treats the option as if it has been 
exercised, constituting a transaction between owners as owners which is recorded in equity. Any subsequent re-
measurement is considered to be part of the equity transaction and is recorded in equity via an “acquisition of non-
controlling interest reserve.

If the initial accounting for a business combination is incomplete by the  end  of the  reporting  period in which the 
combination occurs, the Group reports provisional amounts for the items for which the accounting is incomplete. 
Those provisional amounts are adjusted during the measurement period (see above), or additional assets or liabilities 
are recognised, to reflect new information obtained about facts and circumstances that existed as of the acquisition 
date that, if known, would have affected the amounts recognised as of that date.

(c) Investments in Joint Ventures

An associate is an entity over which the Group has significant influence. Significant influence is the power to participate 
in the financial and operating policy decisions of the investee but is not control or joint control over those policies.

A joint venture is a joint arrangement whereby the parties that have joint control of the arrangement have rights to the 
net assets of the joint arrangement. Joint control is the contractually agreed sharing of control of an arrangement, 
which  exists  only  when  decisions  about  the  relevant  activities  require  unanimous  consent  of  the  parties 
sharing control.

The results and assets and liabilities of associates or joint ventures are incorporated in these consolidated financial 
statements using the equity method of accounting, except when the investment, or a portion thereof, is classified as 
held for sale, in which case it is accounted for in accordance with AASB 5.

Under the equity method, an investment in an associate or a joint venture is initially recognised in the consolidated 
statement of financial position at cost and adjusted thereafter to recognise the Group’s share of the profit or loss and 
other comprehensive income of the associate or joint venture. When the Group’s share of losses of an associate or 
a joint venture exceeds the Group’s interest in that associate or joint venture (which includes any long-term interests 
that, in substance, form part of the Group’s net investment in the associate or joint venture), the Group discontinues 
recognising its share of further losses. Additional losses are recognised only to the extent that the Group has incurred 
legal or constructive obligations or made payments on behalf of the associate or joint venture.

An investment in an associate or a joint venture is accounted for using the equity method from the date on which the 
investee becomes an associate or a joint venture. On acquisition of the investment in an associate or a joint venture, 
any excess of the cost of the investment over the Group’s share of the net fair value of the identifiable assets and 
liabilities of the investee is recognised as goodwill, which is included within the carrying amount of the investment. 
Any  excess  of  the  Group’s  share  of  the  net  fair  value  of  the  identifiable  assets  and  liabilities  over  the  cost  of  the 
investment,  after  reassessment,  is  recognised  immediately  in  profit  or  loss  in  the  period  in  which  the  investment 
is acquired.

The requirements of AASB 139 are applied to determine whether it is necessary to recognise any impairment loss 
with respect to the Group’s investment in an associate or a joint venture. When necessary, the entire carrying amount 
of the investment (including goodwill) is tested for impairment in accordance with AASB 136 Impairment of Assets as 
a single asset by comparing its recoverable amount (higher of value in use and fair value less costs to sell) with its 
carrying amount, Any impairment loss recognised forms part of the carrying amount of the investment. Any reversal 

64

of that impairment loss is recognised in accordance with AASB 136 to the extent that the recoverable amount of the 
investment subsequently increases.

The Group discontinues the use of the equity method from the date when the investment ceases to be an associate 
or a joint venture, or when the investment is classified as held for sale. When the Group retains an interest in the 
former  associate  or  joint  venture  and  the  retained  interest  is  a  financial  asset,  the  Group  measures  the  retained 
interest at fair value at that date and the fair value is regarded as its fair value on initial recognition in accordance with 
AASB 9. The difference between the carrying amount of the associate or joint venture at the date the equity method 
was discontinued, and the fair value of any retained interest and any proceeds from disposing of a part interest in the 
associate or joint venture is included in the determination of the gain or loss on disposal of the associate or joint 
venture. In addition, the Group accounts for all amounts previously recognised in other comprehensive income in 
relation to that associate or joint venture on the same basis as would be required if that associate or joint venture had 
directly  disposed  of  the  related  assets  or  liabilities.  Therefore,  if  a  gain  or  loss  previously  recognised  in  other 
comprehensive income by that associate or joint venture would be reclassified to profit or loss on the disposal of the 
related assets or liabilities, the Group reclassifies the gain or loss from equity to profit or loss (as a reclassification 
adjustment) when the equity method is discontinued.

When the Group reduces its ownership interest in an associate or a joint venture but the Group continues to use the 
equity method, the Group reclassifies to profit or loss the proportion of the gain or loss that had previously been 
recognised in other comprehensive income relating to that reduction in ownership interest if that gain or loss would 
be reclassified to profit or loss on the disposal of the related assets or liabilities.

When a group entity transacts with an associate or a joint venture of the Group, profits and losses resulting from the 
transactions with the associate or joint venture are recognised in the Group’s consolidated financial statements only 
to the extent of interests in the associate or joint venture that are not related to the Group.

(d) Depreciation and Amortisation

Depreciation  is  provided  on  plant  and  equipment.  Depreciation  is  calculated  on  a  straight-line  basis.  Leasehold 
improvements  are  amortised  over  the  period  of  the  lease  or  the  estimated  useful  life,  whichever  is  the  shorter, 
using  the  straight-line  method.  The  following  estimated  useful  lives  are  used  in  the  calculation  of  depreciation 
and amortisation:

•  Plant and equipment 

3 - 5 years

• 

Leasehold improvements 

3 - 7 years

(e) Trade Payables

These amounts represent liabilities for goods and services provided to the consolidated entity prior to the end of the 
financial year and which are unpaid. These amounts are unsecured and are usually paid within 30 days of the month 
of recognition.

(f) Contributed Equity

Transaction Costs on the Issue of Equity Instruments

Transaction costs arising on the issue of equity instruments are recognised directly in equity as a reduction of the 
proceeds  of  the  equity  instruments  to  which  the  costs  relate.  Transaction  costs  are  the  costs  that  are  incurred 
directly in connection with the issue of those equity instruments and which would not have been incurred had those 
instruments not been issued.

65

 
Notes to the Financial Statements (continued)
1 Summary of Significant Accounting Policies (continued)

(g) Foreign Currency Translation

Functional and presentation currency

Items included in the financial statements of each of the Group’s entities are measured using the currency of the 
primary economic environment in which the entity operates (“the functional currency”). The consolidated financial 
statements  are  presented  in  Australian  dollars,  which  is  Reckon  Limited’s  functional  and  presentation  currency.

Transactions and balances

All foreign currency transactions during the financial year have been brought to account in the functional currency 
using the exchange rate in effect at the date of the transaction. Foreign currency monetary items at reporting date 
are translated at the exchange rate existing at that date. Exchange differences are brought to account in the profit or 
loss in the period in which they arise.

Group companies

The  results  and  financial  position  of  all  the  Group  entities  (none  of  which  has  the  currency  of  a  hyperinflationary 
economy) that have a functional currency different from the presentation currency are translated into the presentation 
currency of the consolidated entity as follows:

•  Assets and liabilities are translated at the closing rate at the date of the statement of financial position;

• 

Income  and  expenses  are  translated  at  average  rates  (unless  this  is  not  a  reasonable  approximation  of  the 
cumulative  effect  of  the  rates  prevailing  on  the  transaction  dates,  in  which  case  income  and  expenses  are 
translated at the dates of the transactions); and

•  All resulting exchange differences are recognised as a separate component of equity.

On  consolidation,  exchange  differences  arising  from  the  translation  of  monetary  items  forming  part  of  the  net 
investment  in  foreign  entities,  and  of  borrowings  and  other  currency  instruments  designated  as  hedges  of  such 
investments, are taken directly to reserves. When a foreign operation is sold, a proportionate share of such exchange 
differences are recognised in profit or loss as part of the gain or loss on sale.

Goodwill and fair value adjustments arising on the acquisition of a foreign entity are treated as assets and liabilities 
of the foreign entity at the closing rate.

(h) Goods and Services Tax

Revenues, expenses and assets are recognised net of the amount of goods and services tax (GST), except:

•  Where the amount of GST incurred is not recoverable from the taxation authority, it is recognised as part of the 

cost of acquisition of an asset or as part of an item of expense; or

• 

For receivables and payables which are recognised inclusive of GST.

The net amount of GST recoverable from, or payable to, the taxation authority is included as part of receivables 
or payables.

(i) Intangible assets

Goodwill

Goodwill arising on an acquisition of a business is carried at cost as established at the date of the acquisition of the 
business less accumulated impairment losses, if any.

66

For the purposes of impairment testing, goodwill is allocated to each of the Group’s cash-generating units (or groups 
of cash-generating units) that is expected to benefit from the synergies of the combination.

A cash-generating unit to which goodwill has been allocated is tested for impairment annually, or more frequently 
when there is indication that the unit may be impaired. If the recoverable amount of the cash-generating unit is less 
than its carrying amount, the impairment loss is allocated first to reduce the carrying amount of any goodwill allocated 
to the unit and then to the other assets of the unit pro rata based on the carrying amount of each asset in the unit. 
Any  impairment  loss  for  goodwill  is  recognised  directly  in  profit  or  loss  in  the  consolidated  income  statement. 
An impairment loss recognised for goodwill is not reversed in subsequent periods.

On disposal of the relevant cash-generating unit, the attributable amount of goodwill is included in the determination 
of the profit or loss on disposal.

Intellectual Property

Intangible assets acquired in a business combination and recognised separately from goodwill are initially recognised 
at their fair value at the acquisition date (which is regarded as their cost).

Subsequent  to  initial  recognition,  intangible  assets  acquired  in  a  business  combination  are  reported  at  cost  less 
accumulated  amortisation  and  accumulated  impairment  losses,  on  the  same  basis  as  intangible  assets  that  are 
acquired separately.

Customer contracts are amortised on a straight line basis over their useful life to the Group of ten years.

Brand names are not amortised but are subject to annual impairment testing. The Group has committed to continually 
use,  invest  in  and  promote  acquired  brands,  therefore  brands  have  been  assessed  to  have  an  indefinite  life.

Research and development costs

Research expenditure is recognised as an expense when incurred.

An internally-generated intangible asset arising from development is recognised if, and only if, all of the following have 
been demonstrated:

•  The technical feasibility of completing the intangible asset so that it will be available for use or sale;

•  The intention to complete the intangible asset and use or sell it;

•  The ability to use or sell the intangible asset;

•  How the intangible asset will generate probable future economic benefits;

•  The availability of adequate technical, financial and other resources to complete the development and to use or 

sell the intangible asset; and

•  The ability to measure reliably the expenditure attributable to the intangible asset during its development.

Development  costs  in  respect  of  enhancements  on  existing  suites  of  software  applications  are  capitalised  and 
written off over a 3 to 4 year period. Development costs on technically and commercially feasible new products are 
capitalised and written off on a straight line basis over a period of 3 to 4 years commencing at the time of commercial 
release of the new product.

Development costs include cost of materials, direct labour and appropriate overheads.

At each balance date, a review of the carrying value of the capitalised development costs being carried forward is 
undertaken to ensure the carrying value is recoverable from future revenue generated by the sale of that software.

67

Notes to the Financial Statements (continued)
1 Summary of Significant Accounting Policies (continued)

(j) Income Tax

The income tax expense or revenue for the period is the tax payable on the current period’s taxable income based 
on  the  national  income  tax  rate  for  each  jurisdiction  adjusted  by  changes  in  deferred  tax  assets  and  liabilities 
attributable to temporary differences between the tax bases of assets and liabilities, and their carrying amounts in 
the financial statements, and to unused tax losses.

Deferred tax assets and liabilities are recognised for temporary differences at the tax rates expected to apply when 
the  assets  are  recovered  or  liabilities  are  settled,  based  on  those  tax  rates  which  are  enacted  or  substantively 
enacted for each jurisdiction. The relevant tax rates are applied to the cumulative amounts of deductible and taxable 
temporary  differences  to  measure  the  deferred  tax  asset  or  liability.  An  exception  is  made  for  certain  temporary 
differences arising from the initial recognition of an asset or liability. No deferred tax asset or liability is recognised in 
relation to those temporary differences if they arose in a transaction, other than a business combination, that at the 
time of the transaction did not affect either accounting profit or taxable profit or loss.

Deferred tax assets are recognised for deductible temporary differences and unused tax losses only if it is probable 
that  future  taxable  amounts  will  be  available  to  utilise  those  temporary  differences  and  losses.  All  deferred  tax 
liabilities are recognised.

Current and deferred tax balances attributable to amounts recognised directly in equity are also recognised directly 
in equity.

The  company  and  its  wholly-owned  Australian  resident  entities  have  formed  a  tax-consolidated  group  and  are 
therefore taxed as a single entity from that date. The head entity within the tax-consolidated group is Reckon Limited. 
Tax  expense/income,  deferred  tax  liabilities  and  deferred  tax  assets  arising  from  temporary  differences  of  the 
members of the tax-consolidated group are recognised in the separate financial statements of the members of the 
tax-consolidated group using the ‘separate taxpayer within group’ approach by reference to the carrying amounts in 
the separate financial statements of each entity and the tax values applying under tax consolidation. Current tax 
liabilities and assets and deferred tax assets arising from unused tax losses and relevant tax credits of the members 
of the tax-consolidated group are recognised by the company (as head entity in the tax-consolidated group). Due to 
the  existence  of  a  tax  funding  arrangement  between  the  entities  in  the  tax-consolidated  group,  amounts  are 
recognised  as  payable  to  or  receivable  by  the  company  and  each  member  of  the  group  in  relation  to  the  tax 
contribution  amounts  paid  or  payable  between  the  parent  entity  and  the  other  members  of  the  tax-consolidated 
group in accordance with the arrangement.

The  tax  sharing  agreement  entered  into  between  members  of  the  tax-consolidated  group  provides  for  the 
determination of the allocation of income tax liabilities between the entities should the head entity default on its tax 
payment obligations or if an entity should leave the tax-consolidated group. The effect of the tax sharing agreement 
is that each member’s liability for tax payable by the tax consolidated group is limited to the amount payable to the 
head entity under the tax funding arrangement.

(k) Inventories

Inventories are stated at the lower of cost and net realisable value. Costs are assigned to inventory on hand on a 
weighted average cost basis.

(l) Leased Assets

A distinction is made between finance leases which effectively transfer from the lessor to the lessee substantially all the 
risks  and  benefits  incident  to  ownership  of  leased  assets,  and  operating  leases  under  which  the  lessor  effectively 
retains substantially all the risks and benefits.

Operating lease payments are recognised on a straight line basis over the lease term, except where another systematic 
basis  is  more  representative  of  the  time  pattern  in  which  economic  benefits  from  the  leased  assets  are  consumed. 

68

Contingent  rentals  arising  under  operating  leases  are  recognised  as  an  expense  in  the  period  in  which  they  are 
incurred. Lease incentives are initially recognised as a liability and are amortised over the term of the lease on a 
straight line basis.

(m) Employee Benefits

A  liability  is  recognised  for  benefits  accruing  to  employees  in  respect  of  wages  and  salaries,  annual  leave,  long 
service leave, when it is probable that settlement will be required and they are capable of being measured reliably.

Liabilities recognised in respect of short-term employee benefits, are measured at their nominal values using the 
remuneration rate expected to apply at the time of settlement.

Liabilities recognised in respect of long term employee benefits are measured as the present value of the estimated 
future cash outflows to be made by the Group in respect of services provided by employees up to reporting date.

The Group recognises a liability and an expense for the long-term incentive plan for selected executives based on a 
formula that takes into consideration the ranking of total shareholder return measured against a comparator group 
of companies.

Contributions are made by the Group to defined contribution employee superannuation funds and are charged as 
expenses when incurred.

(n) Receivables

Trade receivables and other receivables are recorded at amortised cost, less impairment.

(o) Impairment of assets

At the end of each reporting period, the Group reviews the carrying amounts of its tangible and intangible assets to 
determine whether there is any indication that those assets have suffered an impairment loss. If any such indication 
exists,  the  recoverable  amount  of  the  asset  is  estimated  in  order  to  determine  the  extent  of  the  impairment  loss 
(if any). When it is not possible to estimate the recoverable amount of an individual asset, the Group estimates the 
recoverable amount of the cash-generating unit to which the asset belongs. When a reasonable and consistent basis 
of allocation can be identified, corporate assets are also allocated to individual cash-generating units, or otherwise 
they are allocated to the smallest group of cash-generating units for which a reasonable and consistent allocation 
basis can be identified.

Intangible assets with indefinite useful lives and intangible assets not yet available for use are tested for impairment 
at least annually, and whenever there is an indication that the asset may be impaired.

Recoverable  amount  is  the  higher  of  fair  value  less  costs  to  sell  and  value  in  use.  In  assessing  value  in  use,  the 
estimated future cash flows are discounted to their present value using a pre-tax discount rate that reflects current 
market assessments of the time value of money and the risks specific to the asset for which the estimates of future 
cash flows have not been adjusted.

If the recoverable amount of an asset (or cash-generating unit) is estimated to be less than its carrying amount, the 
carrying amount of the asset (or cash-generating unit) is reduced to its recoverable amount. An impairment loss is 
recognised immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the 
impairment loss is treated as a revaluation decrease.

When  an  impairment  loss  subsequently  reverses,  the  carrying  amount  of  the  asset  (or  cash  generating  unit)  is 
increased to the revised estimate of its recoverable amount, but so that the increased carrying amount does not 
exceed the carrying amount that would have been determined had no impairment loss been recognised for the asset 
(or cash-generating unit) in prior years. A reversal of an impairment loss is recognised immediately in profit or loss, 
unless the relevant asset is carried at a revalued amount, in which case the reversal of the impairment loss is treated 
as a revaluation increase.

69

Notes to the Financial Statements (continued)
1 Summary of Significant Accounting Policies (continued)

(p) Revenue Recognition

Sale of Goods and Disposal of Assets

Revenue from the sale of goods and disposal of other assets is recognised when the consolidated entity has passed 
control of the goods or other assets to the buyer, the fee is fixed or determinable and collectability is probable.

Software  licence  fee  revenue  is  recognised  at  the  point  of  “go  live”  (i.e.  when  all  users  can  use  the  system  on  a 
functional basis).

Rendering of Services

Revenue from a contract to provide services is recognised by reference to the stage of completion of the contract or 
on a time and materials basis depending upon the nature of the contract.

Subscription, support and maintenance revenue is recognised on a straight-line basis over the period of the contract.

In multiple element arrangements where goods and services are sold as a bundled product, the fair value of the 
services component is recognised as revenue over the period during which the service is performed.

Interest and Other Revenue

Interest revenue is recognised on a time proportional basis taking into account the effective interest rates applicable 
to the financial assets. Other revenue is recognised when the right to receive the revenue has been established.

(q) Deferred Revenue

Revenue  earned  from  maintenance,  hosting  and  support  services  provided  on  sales  of  certain  products  by  the 
consolidated entity are deferred and then recognised in profit or loss over the contract period as the services are 
performed, normally 12 months. Refer note 1(p) for further detail.

(r) Earnings per share

Basic earnings per share is determined by dividing net profit after income tax attributable to members of the Company 
by  the  weighted  average  number  of  ordinary  shares  outstanding  during  the  financial  year,  adjusted  for  bonus 
elements in ordinary shares issued during the year.

Diluted earnings per share adjusts the figures in the determination of basic earnings per share by taking into account 
the after income tax effect of interest and other financing costs associated with dilutive potential ordinary shares and 
the weighted average number of dilutive potential ordinary shares.

(s) Cash and cash equivalents

Cash and cash equivalents include cash on hand, deposits held at call with financial institutions and bank overdrafts.

(t) Financial instruments

Financial  assets  and  financial  liabilities  are  recognised  when  a  group  entity  becomes  a  party  to  the  contractual 
provisions of the instrument.

Financial assets and financial liabilities are initially measured at fair value. Transaction costs that are directly attributable 
to the acquisition or issue of financial assets and financial liabilities (other than financial assets and financial liabilities 
at fair value through profit or loss) are added to or deducted from the fair value of the financial assets or financial 
liabilities, as appropriate, on initial recognition. Transaction costs directly attributable to the acquisition of financial 
assets or financial liabilities at fair value through profit or loss are recognised immediately in profit or loss.

70

Financial assets are classified into the following specified categories: financial assets at amortised cost (including 
loans and receivables), financial assets ‘at fair value through profit or loss’ (FVTPL), and financial assets at ‘fair value 
through other comprehensive income’. The classification depends on the nature and purpose of the financial assets 
and is determined at the time of initial recognition. All regular way purchases or sales of financial assets are recognised 
and derecognised on a trade date basis. Regular way purchases or sales are purchases or sales of financial assets 
that  require  delivery  of  assets  within  the  time  frame  established  by  regulation  or  convention  in  the  marketplace.

Financial assets are classified as at FVTPL when the financial asset is either held for trading or it is designated as 
at FVTPL. A financial asset is classified as held for trading if:

• 

It has been acquired principally for the purpose of selling it in the near term; or

•  On initial recognition it is part of a portfolio of identified financial instruments that the Group manages together 

and has a recent actual pattern of short-term profit-taking; or

• 

It is a derivative that is not designated and effective as a hedging instrument.

A financial asset other than a financial asset held for trading may be designated as at FVTPL upon initial recognition 
if  such  designation  eliminates  or  significantly  reduces  a  measurement  or  recognition  inconsistency  that  would 
otherwise arise.

Financial assets at FVTPL are stated at fair value, with any gains or losses arising on remeasurement recognised in 
profit or loss. The net gain or loss recognised in profit or loss incorporates any dividend or interest earned on the 
financial asset and is included in the ‘other gains and losses’ line item in the statement of comprehensive income/
income statement.

Investments in equity instruments, which were previously classified as available for sale financial assets, are from 1 
January 2012 irrevocably classified as equity instruments revalued through other comprehensive income. Quoted 
shares held by the Group that are traded in an active market are classified as fair value through other comprehensive 
income  and  are  stated  at  fair  value.  Gains  and  losses  arising  from  changes  in  fair  value  are  recognised  in  other 
comprehensive income and accumulated in the asset revaluation reserve. They continue to be valued at fair value 
with changes to value being recognised in the asset revaluation reserve (previously available for sale asset revaluation 
reserve). Realised gains/losses are not recycled to net profits as was previously required under AASB 139.

A financial asset is measured at amortised cost if both the business model test and cash flow characteristics test 
conditions are met i.e. the asset is held with in a business model whose objective is to hold assets in order to collect 
contractual cash flows; and the contractual terms of the financial asset give rise on specified dates to cash flows that 
are  solely  payments  of  principal  and  interest  on  the  principal  amount  outstanding.  Loans  and  receivables  are 
measured at amortised cost using the effective interest method, less any impairment. Interest income is recognised 
by applying the effective interest rate, except for short-term receivables when the recognition of interest would be 
immaterial. The effective interest method is a method of calculating the amortised cost of a debt instrument and of 
allocating  interest  income  over  the  relevant  period.  The  effective  interest  rate  is  the  rate  that  exactly  discounts 
estimated future cash receipts (including all fees on points paid or received that form an integral part of the effective 
interest rate, transaction costs and other premiums or discounts) through the expected life of the debt instrument, or 
(where appropriate) a shorter period, to the net carrying amount on initial recognition.

Financial liabilities are classified as either financial liabilities ‘at FVTPL’ or ‘other financial liabilities’.

Financial liabilities are classified as at FVTPL when the financial liability is either held for trading or it is designated as 
at FVTPL. Financial liabilities at FVTPL are stated at fair value, with any gains or losses arising on remeasurement 
recognised in profit or loss. The net gain or loss recognised in profit or loss incorporates any interest paid on the 
financial liability and is included in the in the statement of comprehensive income/income statement.

Other financial liabilities, including borrowings and trade and other payables, are initially measured at fair value, net of 
transaction costs. Other financial liabilities are subsequently measured at amortised cost using the effective interest 
method, with interest expense recognised on an effective yield basis. The effective interest method is a method of 

71

Notes to the Financial Statements (continued)
1 Summary of Significant Accounting Policies (continued)

calculating  the  amortised  cost  of  a  financial  liability  and  of  allocating  interest  expense  over  the  relevant  period. 
The effective interest rate is the rate that exactly discounts estimated future cash payments through the expected life 
of  the  financial  liability,  or  (where  appropriate)  a  shorter  period,  to  the  net  carrying  amount  on  initial  recognition.

(u) Provisions

Provisions are recognised when the Group has a legal or constructive obligation, as a result of past events, for which 
it is probable that an outflow of economic benefits will result and that the outflow can be reliably measured.

(v) Fair Value estimation

The fair value of financial instruments and share based payments that are not traded in an active market is determined 
using appropriate valuation techniques. The Group uses a variety of methods and assumptions that are based on 
existing market conditions. The fair value of financial instruments traded on active markets (quoted shares), are based 
on balance date bid prices.

The Directors consider that the nominal value less estimated credit adjustments of trade receivables and payables 
approximate their fair values.

(w) Government Grants

Government  grants  are  not  recognised  until  there  is  reasonable  assurance  that  the  Group  will  comply  with  the 
conditions attaching to them and that the grants will be received.

Government  grants  are  recognised  in  profit  or  loss  on  a  systematic  basis  over  the  periods  in  which  the  Group 
recognises as expenses the related costs for which the grants are intended to compensate. Specifically, government 
grants whose primary condition is that the Group should continue to develop its range of software products, are 
offset against development costs in the statement of financial position and transferred to profit or loss on a systematic 
and rational basis over the useful lives of the related assets.

Government grants that are receivable as compensation for expenses or losses already incurred or for the purpose 
of giving immediate financial support to the Group with no future related costs are recognised in profit or loss in the 
period in which they become receivable.

Government assistance which does not have conditions attached specifically relating to the operating activities of 
the entity is recognised in accordance with the accounting policies above.

(x) Hedge Accounting

The Group enters into derivative financial instruments to manage its exposure to interest rate risk, including interest 
rate swaps. Further details of derivative financial instruments are disclosed in note 15.

Derivatives are initially recognised at fair value at the date the derivative contract is entered into and are subsequently 
remeasured to their fair value at the end of each reporting period. The resulting gain or loss is recognised in profit or 
loss immediately unless the derivative is designated and effective as a hedging instrument, in which event the timing 
of the recognition in profit or loss depends on the nature of the hedge relationship.

The Group designates certain hedging instruments, as cashflow hedges.

At the inception of the hedge relationship, the entity documents the relationship between the hedging instrument and 
the  hedged  item,  along  with  its  risk  management  objectives  and  its  strategy  for  undertaking  various  hedge 
transactions. Furthermore, at the inception of the hedge and on an ongoing basis, the Group documents whether 
the  hedging  instrument  is  highly  effective  in  offsetting  changes  in  fair  values  or  cash  flows  of  the  hedged  item 
attributable to the hedged risk.

72

Note 15 sets out details of the fair values of the derivative instruments used for hedging purposes.

The effective portion of changes in the fair value of derivatives that are designated and qualify as cash flow hedges 
is  recognised  in  other  comprehensive  income  and  accumulated  under  the  heading  of  swap  hedging  reserve. 
The gain or loss relating to the ineffective portion is recognised immediately in profit or loss, and is included in the 
‘other gains and losses’ line item. Amounts previously recognised in other comprehensive income and accumulated 
in equity are reclassified to profit or loss in the periods when the hedged item affects profit or loss, in the same line 
as  the  recognised  hedged  item.  However,  when  the  hedged  forecast  transaction  that  is  hedged  results  in  the 
recognition of a non-financial asset or a non-financial liability, the gains and losses previously recognised in other 
comprehensive income and accumulated in equity are transferred from equity and included in the initial measurement 
of the cost of the non-financial asset or nonfinancial liability.

Hedge accounting is discontinued when the Group revokes the hedging relationship, when the hedging instrument 
expires or is sold, terminated, or exercised, or when it no longer qualifies for hedge accounting. Any gain or loss 
recognised in other comprehensive income and accumulated in equity at that time remains in equity and is recognised 
when  the  forecast  transaction  is  ultimately  recognised  in  profit  or  loss.  When  a  forecast  transaction  is  no  longer 
expected to occur, the gain or loss accumulated in equity is recognised immediately in profit or loss.

(y) Significant accounting judgments, estimates and assumptions

Significant accounting judgments

In applying the Group’s accounting policies, management has made the following judgments which have the most 
significant effect on the financial statements:

Capitalisation of development costs – the Group has adopted a policy of capitalising development costs only for 
products for which an assessment is made that the product is technically feasible and will generate definite economic 
benefits for the Group going forward. The capitalised costs are subsequently amortised over the expected useful life 
of the product.

Revenue recognition - in multiple element arrangements where goods and services are sold as a bundled product, 
the fair value of the services component is estimated and then recognised as revenue over the period during which 
the service is performed.

Significant accounting estimates and assumptions

The carrying amount of certain assets and liabilities are often determined based on estimates and assumptions of 
future events. The key estimates and assumptions that have a significant risk of causing material adjustment to the 
carrying amounts of certain assets and liabilities are:

Impairment of goodwill – the Group determines whether goodwill is impaired on an annual basis. This requires an 
estimation of the recoverable amount of the cash-generating unit to which the goodwill is allocated. The assumptions 
used in this estimation, and the effect if these assumptions change, are disclosed in Note 12.

Share based payments – the Group measures the cost of equity-settled transactions with employees by reference to the 
fair value of the equity instruments at the date on which they are granted. The fair value has been determined using a 
model that adopts Monte Carlo simulation approach, and the assumptions related to this can be found in Note 20.

Product life and amortisation – the Group amortises capitalized development costs based on a straight line basis 
over a period of 3-4 years commencing at the time of commercial release of the new product. This is the assessed 
useful life.

73

Notes to the Financial Statements (continued)

1 Summary of Significant Accounting Policies (continued)

(z) New accounting standards not yet effective

At the date of authorisation of the financial report, a number of Standards and Interpretations were in issue but not 
yet effective.

With the exception of AASB 15 ‘Revenue from Contracts with Customers’, initial application of the following Standards 
and Interpretations is not expected to have any material impact to the financial report of the consolidated entity and 
the Company. The impact, if any, of the adoption of AASB 15 is currently being assessed.

Standard/Interpretation

Effective for 
annual reporting 
periods beginning 
on or after

Expected to be 
initially applied 
in the financial 
year ending

AASB 9 ‘Financial Instruments’ (2013, 2014), and the relevant amending 
standards

1 January 2018

31 December 2018

AASB 2014-3 ‘Amendments to Australian Accounting Standards – 
Accounting for Acquisitions of Interests in Joint Operations’

1 January 2016

31 December 2016

AASB 2014-4 ‘Amendments to Australian Accounting Standards – 
Clarification of Acceptable Methods of Depreciation and Amortisation’

1 January 2016

31 December 2016

AASB 15 ‘Revenue from Contracts with Customers’, AASB 2014-5 
‘Amendments to Australian Accounting Standards arising from AASB 
15’ and AASB 2015-8 ‘Amendments to Australian Accounting Standards 
– Effective Date of AASB 15’

1 January 2018

31 December 2018

AASB 2015-1 ‘Amendments to Australian Accounting Standards – 
Annual Improvements to Australian Accounting Standards 2012-2014 
Cycle’

1 January 2016

31 December 2016

AASB 2015-2 ‘Amendments to Australian Accounting Standards – 
Disclosure Initiative: Amendments to AASB 101’

1 January 2016

31 December 2016

AASB 2015-3 ‘Amendments to Australian Accounting Standards arising 
from the Withdrawal of AASB 1031 Materiality’

1 July 2015

31 December 2016

AASB 2015-9 ‘Amendments to Australian Accounting Standards – 
Scope and Application Paragraphs’

1 January 2016

31 December 2016

At the date of authorisation of the financial statements, the following IASB Standards and IFRIC Interpretations were also 
in issue but not yet effective, although Australian equivalent Standards and Interpretations have not yet been issued.

Standard/Interpretation

IFRS 16 Leases

Effective for annual 
reporting periods 
beginning on or after

Expected to be initially 
applied in the financial 
year ending

1 January 2019

31 December 2019

Recognition of Deferred Tax Assets for Unrealised Losses 
(Amendments to IAS 12)

1 January 2017

31 December 2017

74

2 Profit for the Year

Profit before income tax includes the following items of revenue and expense:

Revenue 

Sales revenue

Subscription revenue

Other recurring revenue

ReckonDocs revenue

Other revenue

Sale of goods and rendering of services

Other Revenue

Interest revenue – Bank deposits

Expenses

Cost of Sales

Bad debt expense:

Other Entities

Finance costs expensed: 

Bank loans and overdraft

Net transfers to/(from) provisions:

Sales returns and rebates

Employee benefits

Allowance for doubtful debts

Depreciation of non-current assets:

Property, plant and equipment

Amortisation of non-current assets:

Leasehold improvements

Intellectual property

Development costs

Foreign exchange losses/(gains)

Employee benefits expense:

Post employment benefits – defined contribution plans

Termination benefits

Share based payments:

Equity-settled share-based payments

Cash-settled share-based payments

Operating lease rental expenses:

Minimum lease payments

Consolidated

2015
$’000

2014
$’000

63,055

7,598

21,614

12,858

52,549

14,313

20,508

13,404

105,125

100,774

43

21

105,168

100,795

23,718

21,221

168

39

2,091

1,489

60

384

(83)

(46)

145

84

1,078

1,235

258

1,234

(30)

1,133

13,218

10,627

(89)

151

3,017

88

2,790

494

164

190

354

316

155

471

2,416

2,151

75

Notes to the Financial Statements (continued)

3 New market expenditure

Marketing expenses

Employee benefits expense

Other expenses

Amortisation of other non-current assets

Reckon  Limited  has  made  substantial  investments  in  establishing  and  developing 
Reckon One for both the domestic and international markets as well as establishing the 
Document Management market in the USA. Limited revenue has been recognised in these 
markets  to-date.  These  expenses  are  expected  to  continue  in  future  years  but  will  be 
supplemented by additional revenue.

Consolidated

2015
$’000

(1,129)

(908)

(540)

2014
$’000

–

–

–

(3,271)

(1,720)

(5,848)

(1,720)

76

4 Income Tax

(a) Income tax expense recognised in profit and loss

Current tax

Deferred tax

Under /(over) provided in prior years

(b) The prima facie income tax expense on pre-tax accounting profit reconciles to 
      the income tax expense/(income tax revenue) in the financial statements as follows:

Profit before income tax

Income tax expense calculated at 30% of profit 

Tax Effect of:

Consolidated

2015
$’000

2014
$’000

2,820

1,612

(718)

4,866

893

(655)

3,714

5,104

18,795

22,672

5,638

6,802

Effect of lower tax rates on overseas income

(450)

(261)

Tax effect of non-deductible/non-taxable items:

Research and development claims

Sundry items

Under/(over) provision in prior years

Income tax expense attributable to profit

The tax rate used for the 2015 and 2014 reconciliations above is the corporate tax rate of 
30% payable by Australian corporate entities on taxable profits under Australian tax law.

(c) Future income tax benefits not brought to account as an asset: 

Tax losses:

Revenue

Capital

(699)

(57)

(646)

(136)

4,432

5,759

(718)

(655)

3,714

5,104

–

2,098

2,098

–

2,098

2,098

These amounts have not been recognised as due to their capital nature the company is unable to determine with sufficient probability that they will 

be recoverable.

77

Notes to the Financial Statements (continued)

5 Remuneration of Auditors

(a) Deloitte Touche Tohmatsu

During the year, the auditors of the parent entity earned the following remuneration:

Auditing and reviewing of financial reports

Tax compliance and other consulting services

(b) Other Auditors

Auditing and reviewing of financial reports

Tax compliance services

6 Inventories

Finished goods:

Consolidated

2015
$

2014
$

254,275

233,903

355,814

79,239

610,089

313,142

65,424

62,810

101,192

97,359

166,616

160,169

776,705

473,311

Consolidated

2015
$’000

2014
$’000

At lower of cost and net realisable value

2,471

2,179

78

7 Trade and Other Receivables

Current:

Trade receivables (i)

Allowance for doubtful debts 

Other receivables

Non current:

Trade receivables

Other receivables

(i) The ageing of past due receivables at year end is detailed as follows:

Past due 0 – 30 days

Past due 31 – 60 days

Past due 61+ days

Total

The movement in the allowance for doubtful accounts in respect of trade receivables is 
detailed below:

Balance at beginning of the year

Amounts written off during the year

Increase/(reduction) in allowance recognised in the profit and loss

Balance at end of year

Consolidated

2015
$’000

2014
$’000

7,963

8,284

(311)

(562)

7,652

7,722

1,675

1,687

9,327

9,409

108

60

168

608

70

678

1,291

1,462

480

911

988

918

2,682

3,368

562

(168)

(83)

311

517

(39)

84

562

79

Notes to the Financial Statements (continued)

8 Other Assets

Current:

Prepayments

Other

Non current:

Prepayments

Other

Consolidated

2015
$’000

2014
$’000

1,633

1, 646

523

479

2,156

2,125

234

1,116

653

458

1,350

1,111

9 Other Financial Assets

Security deposits

17

56

80

10 Property, Plant and Equipment

Leasehold Improvements

At cost

Less: Accumulated amortisation

Total leasehold improvements

Plant and equipment

At cost

Less: Accumulated depreciation

Total plant and equipment

Reconciliations

Consolidated

2015
$’000

2014
$’000

2,663

2,613

(2,371)

(2,110)

292

503

9,471

8,527

(7,278)

(6, 243)

2,193

2,485

2, 284

2,787

Reconciliations of the carrying amounts of each class of property, plant and equipment at the beginning and end of the 
financial year are set out below.

Consolidated

Carrying amount at 1 January 2015

Additions

Depreciation/amortisation expense

Balance at 31 December 2015

Consolidated

Carrying amount at 1 January 2014

Additions

Depreciation/amortisation expense

Balance at 31 December 2014

503

47

(258)

292

435

38

30

503

Leasehold 
Improvements 
$’000

Plant and 
Equipment 
$’000

Total
$’000

2,787

1,152

2,284

1,105

(1,196)

(1,454)

2, 193

2,485

2,844

743

3,279

781

(1,303)

(1,273)

2,284

2,787

81

Notes to the Financial Statements (continued)

11 Deferred Tax Assets

The balance comprises temporary differences attributable to:

Doubtful debts

Employee benefits

Other provisions

Details of unrecognised deferred tax assets can be found in note 4(c)

Reconciliation:

Opening balance at 1 January

Credited/(charged) to profit or loss

Balance at 31 December

12 Intangibles

Intellectual property – at cost (i)

Accumulated amortisation

Development costs – at cost

Accumulated amortisation

Internal systems – at cost

Accumulated amortisation

Goodwill – at cost

Consolidated

2015
$’000

2014
$’000

9

117

67

193

185

8

193

8

100

77

185

127

58

185

17,251

17,251

(13,123)

(11, 889)

4,128

5,362

96,343

77,901

(63,412)

(50,386)

32,931

27, 515

1,389

(302)

1,087

–

–

–

51,157

49,502

89,303

82,379

(i) The intellectual property carrying amount comprises of customer contracts of $2,495 thousand (2014: $3,114 thousand), 
brand  names  of  $562  thousand  (2014:  $562  thousand)  and  other  intellectual  property  of  $1,071  thousand  (2014:  $1,686 
thousand). The amounts amortised in the current year for customer contracts was $619 thousand, brand names $nil and other 
intellectual property $615 thousand.

82

12 Intangibles (continued)

Impairment test for goodwill

Goodwill is allocated to the Group’s cash generating units (CGUs) identified based on how 
the businesses are managed and reported on and taking into account the use of shared 
resources, as follows: 

Accountant Group

nQueue Division

Document Management Division 

Consolidated

2015
$’000

2014
$’000

25,765

25,765

2,785

2,508

22,607

21,229

51,157

49,502

In 2015 management started to assess goodwill at a higher level due to synergies around common resources. As a result the 
previous Professional Services (Australia and New Zealand), Elite and Reckon Docs CGUs were merged into the Accountant 
Group CGU, as these businesses are now managed and reported as one division and so are indistinguishable. The nQueue 
and Document Management CGUs remain unchanged.

The recoverable amount of a CGU is determined based on value-in-use calculations. Management has based the value in use 
calculations  on  the  most  recently  completed  board  approved  budget  for  the  forthcoming  one  year  (2016)  period  for  the 
Accountant Group. The value –in-use calculations for the nQueue and Document Management CGUs have been based on the 
Group’s four year plans. Subsequent cash flows are projected using constant long term average growth rates of 3% per annum 
for all CGUs. An average post-tax discount rate of 10.3% (2014: 10.5%) (pre-tax rate: 15%) reflecting assessed risks associated 
with CGUs has been applied to determine the present value of future cash flow projections for all CGUs. No impairment write-
offs  have  been  recognised  during  the  year  (2014:  nil).  Sensitivity  analysis  performed  indicates  that  if  a  change  in  EBITDA 
reflected in the models were to decrease by up to 15% for the respective CGUs, there would be no impairment.

Consolidated movements in intangibles

At 1 January 2015

Additions

Effect of foreign currency exchange differences

Amortisation charge

At 31 December 2015

At 1 January 2014

Additions

Effect of foreign currency exchange differences

Amortisation charge

At 31 December 2014

Development 
Costs 
(including 
internal 
systems)

Intellectual 
Property
$’000

Total
$’000

5,362

27,515

82,379

–

–

19,721

19,721

–

1,655

Goodwill
$’000

49,502

–

1,655

–

(1,234)

(13,218)

(14,452)

51,157

4,128

34,018

89,303

48,810

6,288

22,750

77,848

–

692

–

207

–

15,392

15,599

–

692

(1,133)

(10,627)

(11,760)

49,502

5,362

27,515

82,379

83

Notes to the Financial Statements (continued)

13 Trade and Other Payables

Current:

Trade payables and sundry accruals (i)

(i) The credit period for the majority of goods purchased is 30 days. No interest is charged. 
The Group has policies in place to ensure payables are paid within the credit periods.

14 Borrowings

Current:

Hire purchase liabilities

Non-current

Bank borrowings (i)

Consolidated

2015
$’000

2014
$’000

5,508

4,604

–

76

49,900

43,400

(i) The consolidated entity has increased its bank facilities to $59 million during the year to fund the acquisition of the remainder 
of Virtual Cabinet. This has been increased by a further $8 million subsequent to year end. The facility comprises a variable rate 
bank  overdraft  facility,  a  loan  facility,  a  bank  guarantee  facility  and  transactional  facilities.  The  facility  covers  a  3  year  term 
expiring on 31 January 2017 in respect of the loan facility and expiring on 30 April 2016 for the other facilities. The loan facility 
reduces by $1.5 million on 30 September 2016, and then by $1.5 million per quarter thereafter. The facility is secured over the 
net assets of the Group. Reckon has partially hedged the bank borrowings – refer note 15.

2015

The available, used and unused components of the facility at year end is as follows: 

Available

Used

Unused

Bank 
overdraft
$’000

Loan 
facility 
$’000

Bank 
guarantee & 
transaction 
facility
$’000

1,000

55,000

–

49,900

1,000

5,100

3,110

1,683

1,427

The remaining contractual maturity for the facility (including both interest and 
principal) is as follows:

0-12 months

13 months - 5 years

–

–

Weighted average interest rate

6.06%

4.03%

84

–

1,683

49,900

–

–

15 Other Financial Liabilities

Linden House option liability: current (i)

Consolidated

2015
$’000

–

2014
$’000

6,838

Derivative that is designated and effective as a hedging instrument carried at fair value:  
non current (ii)

176

245

(i) This balance represented the present value of future payments arising in connection with the acquisition of the non-controlling 
interest in Linden House Software Limited (refer note 29(c), including future profit entitlements and the redemption price of put 
option instruments issued in respect of their remaining equity interest in the company. This liability has now been settled.

(ii) This balance represents an interest rate swap. To reduce the fair value risk of changing interest rates, the Group has entered 
into a pay-floating receive-fixed interest rate swap. The swap’s notional principal is $20 million and represents 40% of the bank 
borrowings outstanding at 31 December 2015. The swap reduces to $15 million on 26 June 2016 and then matures on 31 
January 2017. The fixed interest rate is 4.87%, and interest rate swaps are settled monthly. Within the context of AASB 7, this 
is classified as a level 2 fair value measurement being derived from inputs, other than quoted prices included within level 1, that 
are observable for the asset or liability, either directly or indirectly.

16 Provisions

Current:

Sales returns, volume rebates

Employee benefits 

Surplus premises

Commissions and sundry provisions

Non-current:

Employee benefits

Consolidated

2015
$’000

2014
$’000

116

56

3,014

2,707

34

489

201

342

3,653

3,306

659

582

85

Notes to the Financial Statements (continued)

16 Provisions (continued)

Movement in provisions

Movements in each class of provision during the financial year, excluding employee benefits, are set out below:

2015 Consolidated

Carrying amount at the start of the year

Amounts paid

Additional provisions recognised/(utilised)

Carrying amount at the end of the year

Surplus 
premises
$’000

Sales 
returns, 
volume 
rebates
$’000

Commissions 
and sundry
$’000

201

(76)

(91)

34

56

–

60

116

342

–

147

489

Total
$’000

599

(76)

116

639

17 Working Capital Deficiency

The consolidated statement of financial position indicates an excess of current liabilities over current assets of $2,187 
thousand  (December  2014:  $7,842  thousand).  This  arises  due  to  the  cash  management  structure  adopted  by 
management, whereby surplus funds are used to repay debt and make investments. Net cash inflows from operations 
for the year were $33,539 thousand (2014: $31,287 thousand). Unused bank facilities at balance date total $7,527 
thousand.  Also,  included  in  current  liabilities  is  deferred  revenue  of  $10,653  thousand  (December  2014:  $9,715 
thousand), settlement of which will involve substantially lower cash flows.

86

18 Deferred Tax Liabilities

The temporary differences are attributable to:

Doubtful debts

Employee benefits

Sales returns and volume rebates

Deferred revenue

Consolidated

2015
$’000

2014
$’000

(48)

(89)

(1,397)

(1,346)

(35)

(14)

(462)

(596)

Difference between book and tax value of non-current assets

9,587

7,971

Other provisions

Details of unrecognised deferred tax assets can be found in note 4(c)

Reconciliation:

Opening balance at 1 January

Charged (credited) to profit or loss

Balance at 31 December

(967)

(868)

6,678

5,058

5,058

4,107

1,620

951

6,678

5,058

87

Notes to the Financial Statements (continued)

19 Parent Entity Disclosures

Financial position

Assets

Current assets

Non-current assets

Liabilities

Current liabilities

Non-current liabilities

Equity

Share capital

Share buyback reserve

Swap hedging reserve

Share based payments reserve

Acquisition of non-controlling interest reserve

Foreign currency translation reserve

Retained earnings

Financial performance

Profit for the year

Other comprehensive income

Total comprehensive income

Consolidated

2015
$’000

2014
$’000

8,427

5,298

104,862

87, 460

113,289

92,758

8,917

13,972

57,417

47,450

66,334

61,422

16,929

17,036

(42,018)

(42,018)

(176)

638

(1,657)

703

(245)

582

708

256

72,536

55,017

46,955

31,336

15,960

17, 580

703

256

16,663

17, 836

Capital commitments for the acquisition of property, plant and equipment

Not longer than 1 year

–

–

Other

Reckon Limited assets have been used as security for the bank facilities set out in note 14. 
The parent entity has no contingent liabilities. 

88

20 Employee Benefits

The aggregate employee benefit liability recognised and included in the financial statements 
is as follows:

Accrued annual leave:

Current (note 16)

Long term incentive:

Current (note 16)

Non-current (note 16)

Provision for long service leave:

Current (note 16)

Non-current (note 16)

Consolidated

2015
$’000

2014
$’000

1,573

1, 369

116

145

185

61

1,325

1,153

514

521

3,673

3,289

Long-term incentive plan

The long-term incentive plan presently comprises two possible methods of participation: the grant of equity under a 
performance share plan; or cash payments under a share appreciation plan. The board has discretion to make offers 
to applicable employees to participate in these plans. Performance shares offered (all in respect of the company’s 
ordinary  shares)  and/or  share  appreciation  rights  do  not  vest  before  three  years  after  their  grant  date  and  are 
conditional  on  the  participant  remaining  employed  at  vesting  date,  subject  to  board  discretion.  Vesting  is  also 
conditional upon the company achieving defined performance criteria. The performance criteria are based upon a 
total shareholder return (TSR) target. TSR is the return to shareholders over a prescribed period, being the growth in 
the company’s share price plus dividends or returns of capital for that period.

For the performance period 2013-2015, the company’s TSR target is the company achieving a median or higher 
ranking against the TSR position of individual companies within a ‘comparator group’ of companies (i.e. a group of 
comparable ASX listed companies pre-selected by the board) over the same period. The initial comparator group 
was determined by independent advisers and was set out in the Chairman’s speech at the Special General Meeting 
on  20  December  2005.  The  board  reviews  the  suitability  of  the  comparator  group  on  an  ongoing  basis.  50%  of 
performance shares or performance rights vest if the initial performance criterion is satisfied. The balance of any offer 
would vest proportionally on a sliding scale between the median and the third quartile with 100% vesting (capped) if 
the company’s ranking equalled or exceeded the third quartile.

From 2011 onwards performance shares may also be offered with longer term vesting periods. The single vesting 
condition is that participants must remain employed for the term required. To achieve 100% vesting employees must 
remain in employment for an effective 10 years from the date of the initial offer.

The share appreciation rights plan represents an alternative remuneration element (to offering performance shares) 
under which the board can invite relevant employees to apply for a right to receive a cash payment from the company 
equal to the amount (if any) by which the market price of the company’s shares at the date of exercise of the right 
exceeds the market price of the company’s shares at the date of grant of the right. The right may only be exercised 

89

Notes to the Financial Statements (continued)
20 Employee Benefits (continued)

if the share price at the end of the performance period is greater than at the beginning of the performance period. 
The performance criteria for the rights to vest are fixed by the board in the exercise of its discretion. At present these 
are the same as the TSR target set for performance shares to vest and the same sliding scale applies.

For the performance period 2015-2017 the remuneration committee has changed the benchmark against which the 
TSR target is measured for both the performance share plan and the share appreciation rights plan. The comparator 
group of companies has been jettisoned and replaced by the company’s TSR performance measured against the 
performance of the ASX 300 Index over the performance period.

Shares or rights will vest at the end of the performance period depending on the company’s average TSR over the 
period relative to the average TSR of the ASX 300 Index. The percentage of shares or rights vested is determined by 
the proportional difference in these two results.

No options were issued during the year (2014: Nil).

747,036 (2014: 590,625) appreciation rights and 158,739 (2014:202,946) performance shares, were issued during the 
year. The fair value of these rights was 25.3 cents (2014: 32 cents) and the shares were $1.701 (2014: $1.672), using 
a model that adopts the Monte Carlo simulation approach. The assumptions used in this model are: grant date share 
price of $1.81; expected volatility of 20.7%; dividend yield of 5%; and a risk free rate of 3%. The expense recognised 
in 2015 for appreciation rights/performance shares was $353,947 (2014: $470,991).

Set out below are summaries of performance shares and appreciation rights granted under the long-term incentive plan:

Performance Shares

Grant 
Date

Vesting 
Date

Shares 
Granted

Shares lapsed
during the year

Shares vested 
during the year

Shares available at 
the end of the year

2015

2014

2015

2014

2015

2014

Jan’12

Dec’14

150,440

–

Jan’13

Dec’15

91,740

39,166

Jan’14

Dec’16

101,696

9,266

Jan’15

Dec’17

121,239

11,047

Jan’11

Dec’17

112,500

10,000

Jan’12

Dec’18

127,500

10,000

Jan’13

Dec’19

296,250

25,000

Jan’14

Dec’20

101, 250

10,000

Jan’15

Dec’21

37,500

10,000

–

–

–

–

–

–

–

–

–

–

92,050

48,352

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

87,518

92,430

101, 696

110,192

–

76,250

86,250

91,250

101,250

251,250

276,250

91,250

101,250

27,500

–

100,326 additional shares have been acquired for future grants.

90

 
Appreciation Rights

Grant 
Date

Expiry 
Date

Rights 
Granted

Rights lapsed
during the year

Rights vested 
during the year

Rights available at 
the end of the year 

2015

2014

2015

2014

2015

2014

Jan’12

Dec’14

396,825

–

Jan’13

Dec’15

549,419

230,756

Jan’14

Dec’16

590,625

Jan’15

Dec’17

747,036

–

–

–

–

–

–

–

396,825

318,663

–

–

–

–

–

–

–

–

549,419

590,625

590,625

747,036

–

Short-term incentive plan

Each annual budget fixes a pool of cash representing a total potential amount in which the relevant employees can 
share if short term performance conditions are met.

The  performance  period  for  the  short  term  incentive  plan  is  one  year.  However,  approximately  one  third  of 
the  payment  will  only  be  made  if  the  employee  remains  in  employment  for  a  further  one  year  period  after  the 
performance period.

The  performance  conditions  are  budgeted  targets  set  for  revenue,  EBITDA  and  earnings  per  share.  Actual 
performance is the measured on a sliding scale form 90% to 110% against the budgeted performance of the group 
to determine the extent to which incentives are paid. The incentive is paid on a sliding scale. Below 90% no incentive 
is paid. Between 90% and 110% a pro rata increase is paid, capped at 110%.

91

Notes to the Financial Statements (continued)

21 Issued Capital

Fully Paid Ordinary Share Capital

2015

 2014

No.

$’000

No.

$’000

Balance at beginning of financial year

112,084,762

18,842 126,913,066

18,842

Share buyback

–

–

(14,828,304)

–

Balance at end of financial year

112,084,762

18,842 112,084,762

18,842

Less Treasury shares

Balance at beginning of financial year

765,714

1,806

850,243

2,024

Shares purchased in current period

116,115

215

–

Lapsed shares utilised 

6,971

–

7,521

–

–

Shares vested 

(48,352)

(108)

(92,050)

(218)

Balance at end of financial year

840,448

1,913

765,714

1,806

Balance at end of financial year net of treasury shares

111,244,314

16,929

111,319,048

17, 036

Fully paid ordinary shares carry one vote per share and carry the right to dividends.

Changes to the then Corporations Law abolished the authorised capital and par value concepts in relation to share 
capital from 1 July 1998. Therefore the company does not have a limited amount of authorised capital and issued 
shares do not have a par value.

A selective off-market buyback of the 14,828,304 shares held by Intuit Inc. at a price of $1.85 per share was concluded 
during 2014.

The shares bought back in 2014 were cancelled immediately.

During 2015 nil shares were bought back.

No options were exercised during the year.

92

22 Reserves

Nature and purpose of reserves

(a) Foreign currency translation reserve

Exchange differences arising on translation of the financial reports of foreign subsidiaries are taken to the foreign 
currency translation reserve, as described in note 1(g).

(b) Swap hedging reserve

The swap hedging reserve represents the cumulative gains or losses arising on changes in the fair value of hedging 
instruments entered into. These gains or losses will be reclassified to profit or loss only when the hedged transaction 
affects profit or loss.

(c) Share buyback reserve

The value of shares bought back are allocated to this reserve.

(d) Share-based payments reserve

The  share-based  payments  reserve  is  for  the  fair  value  of  options  granted  and  recognised  to  date  but  not  yet 
exercised, and treasury shares purchased and recognised to date which have not yet vested.

(e) Acquisition of non-controlling interest reserve

The  acquisition  of  non-controlling  interest  reserve  represents  an  equity  account  to  record  transactions  between 
equity holders.

23 Retained Earnings

Balance at beginning of financial year

Net profit

Dividends (note 30)

Balance at end of financial year

Consolidated

2015
$’000

2014
$’000

55,187

48,938

14,577

16,964

(10,010)

(10,715)

59,754

55,187

93

Notes to the Financial Statements (continued)

24 Earnings per Share

Basic earnings per share

Diluted earnings per share

Consolidated

2015
cents

13.1

13.0

2014
cents

14.2

14.1

Weighted average number of ordinary shares used in the calculation of basic earnings 
per share

111,244,314 119,647,274

Weighted average number of ordinary shares and potential ordinary shares (in relation  
to employee performance shares) used in the calculation of diluted earnings per share

112,084,762 120,412,988

Earnings used in the calculation of earnings per share is $14,577 thousand (2014: $16,964 thousand).

25 Contingent Liabilities

There are no material contingent liabilities as at 31 December 2015 (2014: Nil).

26 Commitments for Expenditure

(a) Capital Expenditure Commitments

The consolidated entity has capital expenditure commitments of $nil as at 31 December 2015 (2014: $nil). 

(b) Lease Commitments

Operating Leases

Within 1 year

Later than 1 year and not longer than 5 years

Later than 5 years

Consolidated

2015
$’000

2014
$’000

2,096

2,160

3,183

4,840

194

–

5,473

7,000

Operating leases relate to office and warehouse premises with lease terms of between 1 to 7 years. All operating 
lease contracts contain market review clauses in the event that the consolidated entity exercises its option to renew.
The consolidated entity does not have an option to purchase the leased asset at the expiry of the lease period.

94

 
27 Subsidiaries

Name of Entity

Country of Incorporation

Ownership Interest

2015
%

2014
%

Parent Entity

Reckon Limited 

Subsidiaries

Reckon.com.au Pty Limited 

Reckon Australia Pty Limited 

Reckon Investment Centre Limited

Reckon Online Holdings Pty Limited 

Reckon Limited Performance Share Plan Trust

Reckon New Zealand Pty Limited 

Reckon Accountant Group Pty Limited

Reckon Accountant Group Limited

Australia

Australia

Australia

Australia

Australia

Australia

New Zealand

Australia

New Zealand

Reckon One Limited

United Kingdom

Reckon Docs Pty Limited

Quickdocs.com.au Pty Limited

Reckon Billback Pty Limited

Australia

Australia

Australia

nQueue Billback Limited

United Kingdom

Billback LLC

United States of America

nQueue Billback LLC

United States of America

Reckon Software Limited (formerly Linden House 
Software Limited)

Reckon Accounts Pte Limited

Reckon Sync Technology Pty Ltd 

United Kingdom

Singapore

Australia

All shares held are ordinary shares.

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

70

100

100

95

Notes to the Financial Statements (continued)

28 Related Party Disclosures

(a) Key Management Personnel Remuneration

Short term benefits

Post-employment benefits

Share based payments

Consolidated   

2015
$

2014
$

3,204,159

3,434,194

191,362

181,673

290,473

365,711

3,685,994

3,981,578

The names of and positions held by the key management are set out on page 32 of the Remuneration Report. 
Further details of the remuneration of key management are disclosed in the Remuneration Report.

(b) Other Transactions with Key Management Personnel

There were no transactions with directors and other key management personnel apart from those disclosed in this note.

(c) Directors’ and Key Management Equity Holdings

Refer to the table on page 36 of the Remuneration Report.

96

 
29 Notes to the Statement of Cash Flows

(a) Reconciliation of Cash

For the purposes of the statement of cash flows, cash includes cash on hand and in banks 
and investments in money market instruments, net of outstanding bank overdrafts. Cash at 
the end of the financial year as shown in the statement of cash flows is reconciled to the 
related items in the statement of financial position as follows:

Cash (i)

Bank overdraft

(i) Cash balance is predominantly in the form of short-term money market deposits, which 
can be accessed at call.

(b) Reconciliation of Profit After Income Tax To Net Cash 
Flows From Operating Activities

Profit after income tax

Depreciation and amortisation of non-current assets

Non-cash employee benefits expense – share based payment

Increase/(decrease) in current tax liability/asset

Increase/(decrease) in deferred tax balances

Unrealised foreign currency translation amount

(Increase)/decrease in assets net of acquisitions:

Current receivables

Current inventories

Other current assets

Non-current receivables

Non-current other

Increase/(decrease) in liabilities net of acquisitions:

Current trade payables

Other current liabilities

Other non-current liabilities

Net cash inflow from operating activities

Consolidated

2015
$’000

2014
$’000

1,641

2,248

–

–

1,641

2,248

15,081

17,568

15,788

12,965

164

316

(1,296)

(1,867)

1,612

(106)

893

51

82

1,589

(292)

(433)

(31)

510

166

516

(239)

(512)

904

1,285

(90)

265

77

(140)

33,539

31, 287

97

Notes to the Financial Statements (continued)

29 Notes to the Statement of Cash Flows (continued)

(c) Business acquired

Linden House Software Limited

The final payment for Linden House of $9 million was made during the year.

30 Dividends – Ordinary Shares

Final dividend for the year ended 31 December 2014 of 4.75 cents (2013: 4.75 cents) per 
share franked to 60% paid on 5 March 2015

Interim dividend for the year ended 31 December 2015 of 4.25 cents per share franked to 
60% (2014: 4.25 cents) paid on 9 September 2015

Franking credits on a tax paid basis available for subsequent financial years based on a tax 
rate of 30% (2014: 30%)

Consolidated

2015
$’000

2014
$’000

5,284

5,988

4,726

4,727

10,010

10,715

31

1,112

31 Financial Instruments

(a) Significant Accounting Policies

Details of the significant accounting policies and methods adopted, including the criteria for recognition, the basis of 
measurement and the basis on which revenues and expenses are recognised, in respect of each class of financial 
asset, financial liability and equity instrument are disclosed in note 1 to the financial statements.

(b) Financial Risk Management Objectives

The Board of Directors has overall responsibility for the establishment and oversight of the company and group’s 
financial management framework.

The  Board  of  Directors  oversees  how  Management  monitors  compliance  with  risk  management  policies  and 
procedures  and  reviews  the  adequacy  of  the  risk  management  framework  in  relation  to  the  risks.  The  main  risk 
arising from the company and group’s financial instruments are currency risk, credit risk, equity price risk, liquidity 
risk and cash flow interest rate risk.

c) Interest Rate Risk

The group is exposed to interest rate risk on the cash held in bank deposits and on bank borrowings. Cash deposits 
of $1,641 thousand were held by the consolidated entity at the reporting date, attracting an average interest rate of 
0.7%  (2014:  0.7%).  Interest  bearing  borrowings  by  the  consolidated  entity  at  the  reporting  date  were  $49,900 
thousand (2014: $43,400 thousand). Interest rate risk is managed by maintaining an appropriate mix between fixed 
and floating rate borrowings, and by the use of interest rate swap contracts. Variable rate borrowings during the year 
attracted an average interest rate of 6.1% (2014: 6.5%) on overdraft facilities and 4.0% on bank bill facilities (2014: 
4.6%). If interest rates had been 50 basis points higher or lower (being the relevant volatility considered relevant by 

98

management)  and  all  other  variables  were  held  constant,  the  group’s  net  profit  would  increase/decrease  by  
$241 thousand (2014: $219 thousand).

Hedging  activities  are  evaluated  to  align  with  interest  rate  views  and  defined  risk  appetite,  ensuring  the  most  
cost-effective hedging strategies are applied.

The maturity profile for the consolidated entity’s cash ($1,641 thousand) that is exposed to interest rate risk is one 
year, and interest bearing borrowings ($49,900 thousand) that are exposed to interest rate risk, and the interest rate 
swap is 1 year and one month. On the assumption that interest bearing borrowings and variable interest rates remain 
at the current level, the annual interest costs are expected to be $2.0 million.

Further details are set out in note 14.

(d) Credit Risk

Credit risk refers to the risk that a counter party will default on its contractual obligations resulting in financial loss to 
the consolidated entity. The consolidated entity has adopted the policy of only dealing with creditworthy counterparties 
and obtaining sufficient collateral or other security where appropriate, as a means of mitigating the risk of financial 
loss from defaults.

The consolidated entity does not have any significant credit risk exposure to any single counterparty or any group of 
counterparties having similar characteristics.

The  carrying  amount  of  financial  assets  recorded  in  the  financial  statements,  net  of  any  provisions  for  losses, 
represents  the  consolidated  entity’s  maximum  exposure  to  credit  risk  without  taking  account  of  the  value  of  any 
collateral or other security obtained.

The average credit period on sale of goods is 45 days. Interest is generally not charged. The group recognises an 
allowance for doubtful debts comprising a specific component for expected irrecoverable amounts, and a general 
provision calculated as a % of outstanding balances based upon the historical experience.

(e) Foreign Currency Risk

The consolidated entity and company undertakes certain transactions denominated in foreign currencies that are different 
to the functional currencies of the entities undertaking the transactions, hence exposures to exchange rate fluctuations 
arise. The Board of Directors monitors these exposures and does not presently hedge against this risk.

The  carrying  amount  of  the  consolidated  entity’s  foreign  currency  denominated  monetary  assets  and  liabilities  at  the 
reporting date that are denominated in a currency that is different to the functional currency of respective entities undertaking 
the transactions is as follows:

Euro

Pounds

Consolidated

Liabilities

Assets

2015 
$’000

–

–

2014 
$’000

–

3,590

2015 
$’000

2014 
$’000

30

–

31

–

99

Notes to the Financial Statements (continued)

At 31 December 2015, if the Euro weakened against the UK Pound by 10% (being the relevant volatility considered relevant 
by  Management),  with  all  other  variables  held  constant  the  net  profit  of  the  consolidated  entity  would  increase  by  $3 
thousand (2014: $3 thousand). At 31 December 2015, if the Pound weakened against the Australian Dollar by 10% (being 
the  relevant  volatility  considered  relevant  by  Management),  with  all  other  variables  held  constant  the  net  profit  of  the 
consolidated entity would increase by $nil (2014: $nil), as fair value adjustments are taken to the acquisition of non-controlling 
interest  reserve.  At  31  December  2015,  if  the  New  Zealand  Dollar,  US  Dollar  and  UK  Sterling  weakened  against  the 
Australian Dollar by 10% (being the relevant volatility considered relevant by Management), with all other variables held 
constant  the  net  profit  of  the  consolidated  entity  would  increase  by  $865  thousand  (2014:  $775  thousand).  This  latter 
sensitivity relates to inter-group loan balances denominated in Australian Dollars, which are eliminated on consolidation.

In Management’s opinion, the sensitivity analysis is not fully representative of the inherent foreign exchange risk as the 
year-end exposure does not necessarily reflect the exposure during the course of the year. The consolidated entity includes 
certain subsidiaries whose functional currencies are different to the consolidated entity presentation currency. The main 
operating entities outside of Australia are based in New Zealand, United States of America and the United Kingdom. These 
entities transact primarily in their functional currency and, aside from inter-group loan balances, do not have significant 
foreign currency exposures due to outstanding foreign currency denominated items. As stated in the consolidated entity’s 
accounting policies per Note 1, on consolidation the assets and liabilities of these entities are translated into Australian 
Dollars at exchange rates prevailing at year end. The income and expenses of these entities is translated at the average 
exchange rates for the year. Exchange differences arising are classified as equity and are transferred to a foreign exchange 
translation reserve. The consolidated entity’s future reported profits could therefore be impacted by changes in rates of 
exchange between the Australian Dollar and the New Zealand Dollar, and the Australian Dollar and the US Dollar and the 
Australian Dollar and the UK Sterling.

(f) Liquidity

The Group manages liquidity risk by maintaining adequate cash reserves and banking facilities by continuously monitoring 
forecast and actual cash flows.

Further details are set out in notes 14 and 15.

(g) Capital risk management

The Group manages its capital to ensure that entities in the Group will be able to continue as a going concern. The capital 
structure of the Group consists of cash, other financial assets, debt and equity attributable to equity holders of the parent. 
The Board reviews the capital structure on a regular basis. Based upon this review, the Group balances its overall capital 
structure through borrowings, the payment of dividends, issues of shares, share buy-backs and returns of capital. This 
strategy remains unchanged since the prior year.

(h) Fair Value

The  fair  value  of  financial  assets  and  financial  liabilities  with  standard  terms  and  conditions  and  traded  on  active  liquid 
markets,  is  determined  with  reference  to  quoted  market  prices.  The  fair  value  of  other  financial  assets  and  liabilities  is 
determined in accordance with generally accepted pricing models based on discounted cash flow analysis using prices 
from  observable  market  transactions.  The  carrying  amount  of  financial  assets  and  financial  liabilities  recorded  in  the 
financial report approximates their respective fair values, determined in accordance with the accounting policies disclosed 
in note 1 to the financial statements.

100

32 Segment Information

Operating  segments  are  identified  on  the  basis  of  internal  reports  about  components  of  the  Group  that  are  regularly 
reviewed by the chief operating decision maker in order to allocate resources to the segment and to assess its performance.

(a) Business segment information

The consolidated entity is organised into three operating divisions:

Business Group

Accountant Group

International Group

These divisions are the basis upon which the consolidated entity reports its financial information to the chief operating 
decision maker, being the Board of Directors.

The principal activities of these divisions are as follows:

•  Business Group - development, distribution and support of business accounting and personal financial software, 
as  well  as  related  products  and  services.  Products  sold  in  this  division  include  Reckon  Accounts  (formerly 
QuickBooks and Quicken) and Reckon One.

•  Accountant Group - development, distribution and support of practice management, tax, client accounting and 

related software under the APS brand as well as the ReckonDocs and Reckon Elite products.

• 

International Group – development , distribution and support of cost recovery, cost management and related 
software under the nQueue Billback brand and document management and client portal products under the 
Virtual Cabinet brand.

Segment revenues and results

Operating revenue

Business Group

Accountant Group

International Group

Other revenue

Total revenue

2015
$’000

2014
$’000

35,430

36,828

47,429

46,225

22,266

17,721

105,125

100,774

43

21

105,168

100,795

101

Notes to the Financial Statements (continued)

32 Segment Information (continued)

2015
$’000
EBITDA

2015
$’000
D&A

2015
$’000
NPBT

2014
$’000 
EBITDA

2014
$’000 
D&A

2014
$’000 
NPBT

Business Group

19,138

(2,118)

17,020

19,179

(1,393)

17,786

Accountant Group

16,732

(6,731)

10,001

16,455

(6,717)

9,738

International Group

8,191

(3,668)

4,523

6,106

(3,135)

2,971

44,061

(12,517)

31,544

41,740

(11,245)

30,495

New market expenditure

Central administration costs

Other revenue

Finance costs

Profit before income tax

Income tax expense

Profit for the year

(5,848)

(4,853)

43

(2,091)

18,795

(3,714)

15,081

(1,720)

(4,635)

21

(1,489)

22,672

(5,104)

17,568

The revenue reported above represents revenue generated from external customers. Segment profit represents the 
profit earned by each segment without allocation of central administration costs, new market expenditure, finance 
costs and income tax expense, all of which are allocated to Corporate head office. This is the measure reported to 
the chief operating decision maker for the purposes of resource allocation and assessing performance.

No single customer contributed 10% or more of Group revenue for either 2015 or 2014.

EBITDA  above  means  earnings  before  interest,  depreciation  and  amortisation,  D&A  means  depreciation  and 
amortisation, and NPBT means net profit before tax.

102

Assets

Liabilities

Additions to 
 non-current assets

Segment assets  
and liabilities

2015
$’000

2014
$’000

2015
$’000

2014
$’000

2015
$’000

2014
$’000

Business Group

18,614

20,631

5,706

10,073

8,989

7, 803

Accountant Group

44,983

46,185

4,534

5,452

6,119

5,530

International Group

42,576

44,459

10,233

22,281

4,376

3,047

Corporate Division

4,970

–

56,754

43,400

1,389

-

Total of all segments

111,143

111,275

77,227

81, 206

20,873

16,380

Eliminations

–

(7,382)

–

(7,382)

–

-

Consolidated

111,143

103,893

77,227

73,824

20,873

16,380

(b) Geographical information

Australia

United Kingdom

Other countries (i)

Revenues from 
external customers

Non-current assets

2015
$’000

2014
$’000

2015
$’000

2014
$’000

76,282

76,708

53,961

47,215

12,784

10,003

27,280

24,281

16,059

14,063

12,275

15,700

105,125

100,774

93,516

87,196

(i) No other country is considered to generate revenues which are material to the group.

103

Notes to the Financial Statements (continued)

33 Subsequent Events

Subsequent to the end of the financial year:

Dividend

On  9  March  2016,  the  board  declared  a  final  unfranked  dividend  of  3  cents  per  share  payable  to  shareholders 
recorded on the company’s register as at the record date of 17 March 2016. 

For the final dividend Reckon also implemented a dividend re-investment plan inviting shareholders to participate at 
a price representing a discount of 12.5% to the VWAP price for the period of 7 trading days commencing on the date 
2 trading days after the record date.

At the date of this report it is not possible to estimate the aggregate amount of the divided as the company does not 
know the extent to which the dividend re-investment plan will be taken up by shareholders. If no shareholders take 
up the dividend re-investment plan, the aggregate amount of the proposed dividend would be $3,362 thousand.

SmartVault acquisition

Effective  1  January  2016,  Reckon  Limited  acquired  SmartVault  Corporation.  SmartVault  is  a  USA  based  cloud 
document management business. SmartVault complements the existing Virtual Cabinet business, and provides a 
springboard into the USA document management market.

34 Company Information

Reckon Limited is a listed public company limited by shares, incorporated and domiciled in Australia. Its registered 
office and principal place of business is:

• 

Level 12, 65 Berry Street 
North Sydney 
Sydney NSW 2060

A description of the nature of the consolidated entity’s operations and its principal activities is included in the review 
of operations and activities in the Directors’ Report, which is not part of this financial report.

The financial report was authorised for issue by the directors on 29 March 2016.

104

Additional Information as at 
14 March 2016 (Unaudited)

Twenty Largest Holders of Quoted Equity Securities

Ordinary Shareholder

HSBC Custody Nominees (Australia) Limited

Number Percentage

14,147,719

12.62

RBC Investor Services Australia Nominees Pty Limited

11,427,921

10.20

National Nominees Limited

11,335,293

10.11

JP Morgan Nominees Australia Limited

Mr Gregory Wilkinson

Citicorp Nominees Pty Ltd

Mr Clive Rabie & Mrs Kerry Rose Rabie

DJZ Investments Pty Ltd

BNP Paribas Noms Pty Ltd

USB Nominees Pty Ltd

RBC Investor Services Australia Nominees Pty Limited 

BNP Paribas Noms Pty Ltd

National Nominees Limited

Mr Stephen James Rickwood

Rawform Pty Ltd

CS Fourth Nominees Pty Limited

Mr Clive Alan Rabie

Mr Philip Ross Hayman

Reckon Australia Pty Ltd

RBC Investor Services Australia Nominees Pty Limited 

7,592,981

6,147,800

5,622,629

5,000,000

4,690,000

3,392,810

2,862,305

2,818,561

2,211,316

1,816,780

1,401,062

1,342,200

1,218,817

1,068,000

869,542

724,333

645,252

6.77

5.48

5.02

4.46

4.18

3.03

2.55

2.51

1.97

1.62

1.25

1.20

1.09

0.95

0.78

0.65

0.58

86,335,321

77.03

Number of Holders of Equity Securities

Ordinary Share Capital

112,084,762 fully paid ordinary shares are held by 3,620 individual shareholders as at 14 March 2016. All issued ordinary 
shares carry one vote per share.

Shareholdings less than marketable parcels

The number of shareholdings held in less than marketable parcels is 138.

105

Additional Information as at 
14 March 2016 (Unaudited) (continued)

Distribution of Holders of Equity Securities

As at 14 March 2016

Number of Ordinary Shares

1 – 1,000

1,001 – 5,000

5,001 – 10,000

10,001 – 100,000

100,001 and over

Total

Number of
Shareholders

1,017

1,712

480

365

46

3,620

Substantial Shareholders

As at 14 March 2016

(a) From Twenty Largest holders of Quoted Equity Securities

HSBC Custody Nominees (Australia) Limited

Ordinary 
Shares

Ordinary 
Shares

14,147,719

12.62%

RBC Investor Services Australia Nominees Pty Limited

11,427,921

10.20%

National Nominees Limited

11,335,293

10.11%

JP Morgan Nominees Australia Limited

Mr Clive Alan Rabie

Mr Gregory Wilkinson

(b) As disclosed to ASX

Perpetual Limited and Subsidiaries

Highclere International Investors

Australian Ethical Smaller Companies Trust

106

7,592,981

10,758,000

7,490,000

6.77%

9.60%

6.68%

Ordinary 
Shares

Ordinary 
Shares

16,792,183

14.98%

7,127,328

5,694,133

7.38%

5.08%

Principal Registered Office

Level 12, 65 Berry Street 
North Sydney NSW 2060 
Tel: (02) 9577 5000 
www.reckon.com

Principal Administration Office

Level 12, 65 Berry Street 
North Sydney NSW 2060 
Tel: (02) 9577 5000

Share Registry

Computershare Investor Services Pty Limited 
Level 3, 60 Carrington Street 
Sydney NSW 2000 
Tel: (02) 8234 5000

Stock Exchange Listings

Reckon Limited’s ordinary shares are listed on the Australian Securities Exchange Limited under the symbol ‘RKN’.

Auditors

Deloitte Touche Tohmatsu 
225 George Street 
Sydney NSW 2000

Company Secretary

Mr Myron Zlotnick

Annual General Meeting

The  Annual  General  Meeting  for  Reckon  Limited  will  be  held  on  Wednesday  25  May  2016  at  10:00am  at 
Level 12, 65 Berry Street, North Sydney, NSW. If you are unable to attend, you are invited to complete the Proxy 
Form included with your Notice of Meeting. The completed Proxy Form must be received no later than 48 hours 
before the Annual General Meeting.

107

Additional Information as at 
14 March 2016 (Unaudited) (continued)

Important Information – Corporate Notices

Security holders have the option as to how they receive statutory corporate notices and reports. In the interest of cost 
saving and the environment (every little bit helps), we encourage you to opt in to receive all notices and reports electronically.

Please  go  to:  www.computershare.com.au  and  follow  the  prompts  to  register  your  request  to  opt  in  to  receive  
TO RECEIVE ALL NOTICES AND REPORTS IN ELECTRONIC FORMAT.

To register to be notified by email when the Annual Report and other Announcements are available online:

•  Visit the share registry at www.computershare.com

•  Click on “Investor Centre”

• 

Follow the prompts to update your “Communications Options”

•  After you have updated your email address and selected the publications you wish to receive, a confirmation 

email will be sent to you

Should you have any further enquiries, contact the Registry on 1300 855 080 or +61 3 9415 4000 (if outside Australia).

Alternatively,  email  your  full  name  and  address  of  the  securityholder  to  shareholders@reckon.com  to  receive  the 
Annual Report, corporate and statutory notices electronically.

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