Quarterlytics / Consumer Defensive / Household & Personal Products / Revlon, Inc.

Revlon, Inc.

rev · NYSE Consumer Defensive
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Sector Consumer Defensive
Industry Household & Personal Products
Employees 1001-5000
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FY2002 Annual Report · Revlon, Inc.
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Revlon, Inc.  2002 Annual Report

Dear Shareholders:

Your company accomplished a great deal in the past year.

We strengthened the Revlon organization, developed and market-tested a
strategy for sustainable growth, and began to achieve positive initial results in the
marketplace that confirm we are heading in the right direction.

We recognize that there is a lot of work to be done. We believe that the path upon
which we have embarked reflects the right actions to position this Company for
long-term, profitable growth.

Our plan involves three distinct phases:

1. Cost Rationalization

2. Stabilization and Growth

3. Accelerated Growth

The Cost Rationalization phase was largely completed in 2001 and involved
consolidating production locations to reduce costs and taking actions to reduce other
expenses.

In 2002, we completed extensive consumer research and evaluated our brands
and business operations in detail. Based upon this critical
insight, we developed
detailed action plans for the Stabilization and Growth phase of our plan. Finally, we
established three principal objectives that will guide us as we move forward:

1. Creating and developing the most consumer-preferred brands.

2. Becoming a most valuable partner to our retailers.

3. Becoming a top company where people choose to work.

We made significant progress against our objectives during 2002. A key
indicator of progress in the United States is that our market share of Revlon Color
Cosmetics, as measured by ACNielsen, increased from approximately sixteen per-
cent in the fourth quarter of 2001 and first quarter 2002 to approximately eighteen
percent in the fourth quarter of 2002. This performance was driven by a twelve
percent increase in dollar consumption of our products in Nielsen measured retail
stores in the fourth quarter of 2002 compared to the fourth quarter of 2001.

Other highlights of our progress include:

Creating and developing the most consumer-preferred brands:

We conducted extensive research and comprehensive in-market testing, in order to
gain critical insight into our consumers’ preferences and needs and re-ignite their
passion for the Revlon brand. The objective of creating a 360o brand experience for
our consumers through consistency of brand positioning and messaging is now being
brought to life. We are doing this through new and increased advertising and
marketing programs, as well as new packaging and increased effectiveness of our
wall displays at retail. These consumer-based strategies will also have positive
implications for our haircolor, haircare, skincare, implements and fragrance busi-
nesses. Additionally, these strategies will also benefit our important international
business, which is already capitalizing on a number of the new products launched
initially in the U.S.

Creating excitement for the Revlon brand is: Revlon LipGlide, a breakthrough lip
gloss that provides full coverage in a gloss. LipGlide ranked as the #3 new
product in the U.S. color cosmetics category for the year 2002 and has achieved
comparable results in key markets outside the U.S. New products were also
added to the ColorStay franchise in early 2003 with launches in the face, eye, lip
and nail segments — all with breakthrough claims and strong early results. Revlon
also launched Moisturous Lipcolor, a 24-shade line of refreshing, hydrating
lipcolor, backed by a unique triple-patented technology, that instantly infuses lips
with 100% moisturization.

For the Almay brand, similar consumer research and testing is being completed to
reinvigorate growth. Dynamic new products and new and increased advertising have
already been launched. Almay Bright Eyes, an exciting new line of eye products
that creates the illusion of bigger, brighter-looking eyes, launched in early 2003.
The line-up includes Bright Eyes Color Cream Shadow, Bright Eyes Mascara,
and Bright Eyes Defining Color Duo Eyeliner. Almay Nearly Naked, also recently
introduced, is a super lightweight liquid foundation captured in a revolutionary
touch-pad delivery system—the first of its kind offered to the mass market.

The brands and these new products are off to a great start. We intend to continue to
improve our 360° branding and new product development processes during 2003 to
ensure that we are the leaders in marketing and producing the next generation of
successful new products.

Becoming a most valuable partner to our retailers:

Listening more effectively and gaining a better understanding of the needs of our
customers have enabled us to create and better capitalize on our marketing programs
at retail. By better aligning each of our functional areas, we are better equipped to
support our customers’ needs in order to build and profitably grow our business.

One example of the progress we have made in our ability to execute exciting programs
with our retail partners was our global promotional partnership to support the 20th
James Bond film, starring Revlon spokesperson Halle Berry. This promotion received
solid support from our retail partners and was well received in the marketplace.

As we move forward, we are committed to ensuring world-class execution and
innovative customer solutions, while offering the most innovative products presented
in the most consumer exciting manner in-store.

Becoming a top company where people choose to work:

Our senior leadership team made developing the organization one of the Company’s
three principal objectives because we understand the role that a strong, motivated
organization plays in the long-term success of a company. People across the
Company are working hard to make Revlon a great place to work where everybody
counts and everybody leads. We have started implementing leadership practices,
talent development and management processes, and new ways of working that are
designed to enable our people to be successful and help us deliver profitable results.
At Revlon, we are committed to providing our people with the tools they need to be
successful and an environment in which they can thrive.

Summary

Significant progress has been made in the past year against all three of our principal
objectives. Continuing this progress required incremental resources, which Revlon
secured from our principal shareholder, MacAndrews & Forbes, in early Febru-
ary 2003. This investment will be used to help fund this heavy investment phase of our
plan and to help establish a solid platform for accelerated growth as we move forward.

As we look back over 2002, we clearly exited the year a much different company than
the one that entered it. We have a sound plan and we are making progress against it.
We are beginning to grow and we have attracted resources needed to execute our
plan. We are making the investments necessary to position Revlon for long-term,
profitable growth.

All our progress would not have been possible without the dedication and hard work
of the Revlon associates around the world. I thank them and all of our stakeholders,
who have contributed to our progress throughout the year.

Jack L. Stahl
President and Chief Executive Officer

SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 

FORM 10-K 

FOR ANNUAL AND TRANSITION REPORTS PURSUANT TO SECTIONS 13 OR 15(d) OF THE SECURITIES 
EXCHANGE ACT OF 1934 

(Mark One) 

 X   ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT 
OF 1934 

For the fiscal year ended December 31, 2002 
OR 

         TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE 
ACT OF 1934 

For the transition period from __________________ to __________________ 

Commission file numbe r 1-11178 

REVLON, INC. 

(Exact name of registrant as specified in its charter) 

DELAWARE 
(State or other jurisdiction of 
incorporation or organization) 
625 Madison Avenue, New York, New York 
(Address of principal executive offices) 

13-3662955 
(I.R.S. Employer 
Identification No.) 
10022 
(Zip Code) 

Registrant's telephone number, including area code: (212) 527-4000 

Securities registered pursuant to Section 12(b) or 12(g) of the Act: 

Title of each class 

Name of each exchange 
on which registered 

Class A Common Stock 

New York Stock Exchange 

Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 
15(d) of the Securities Exchange Act  of 1934 during the preceding  12  months  (or for such  shorter  period  that  the 
registrant  was  required  to  file  such  reports),  and  (2)  has  been  subject  to  such  filing  require ments  for  the  past  90 
days.  Yes   X      No  ___ 

Indicate  by  check  mark  if  disclosure  of  delinque nt  filers  pursuant  to  Ite m  405  of  Regulation  S-K  is  not 
contained herein, and will  not be contained, to the best of registrant's knowledge, in definitive proxy or information 
statements incorporated by reference in Part III of this Form 10-K or any amendme nt to this Form 10-K.  [X] 

Indicate  by  check  mark  whether  the  registrant  is  an  accelerated  filer  (as  defined  in  Rule  12b-2  of  the 

Securities Exchange Act of 1934).   Yes  ___     No   X  

As  of  December  31,  2002,  20,516,135  shares  of  Class  A  Common  Stock  and  31,250,000  shares  of  Class  B 
Common  Stock  were  outstanding.    11,650,000  shares  of  Class  A  Common  Stock  and  all  of  the  shares  of  Class  B 
Common Stock were held  by  REV  Holdings  LLC,  a Delaware limited  liability  company and  an  indirectly wholly-
owned subsidiary of Mafco  Holdings  Inc.  The aggregate  market value of the registrant's Class  A  Common Stock 
held by non-affiliates (using the New York Stock Exchange closing price as of June 28, 2002, the last business day of 
the registrant's most recently completed second fiscal quarter) was approximately $43,887,368. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 1. Description of Business 

Background 

Part I 

Revlon, Inc. (and together with its subsidiaries, the "Company") conducts its business exclusively through 
its  direct  subsidiary,  Revlon  Consumer  Products  Corporation  ("Products  Corporation"),  which  manufactures, 
markets and sells an extensive array of cosmetics and skin care, fragrances and personal care products.  Revlon is 
one of the world's best-known  names in cosmetics and is a leading  mass-market cosmetics brand.   The  Company 
believes that its global brand name recognition, product quality and marketing experience have enabled it to create 
one  of  the  strongest  consumer  brand  franchises  in  the  world.    The  Company's  products  are  sold  worldwide  and 
marketed under such well-known brand names as Revlon, ColorStay, Revlon Age Defying, Skinlights and Ultima 
II,  as  well  as  Almay,  in  cosmetics;  Almay  Kinetin,  Vitamin  C  Absolutes,  Eterna  27,  Ultima  II  and  Jeanne 
Gatineau  in  skin  care;  Charlie  in  fragrances;  and  High  Dimension,  Flex,  Mitchum,  Colorsilk,  Jean  Naté  and 
Bozzano in personal care products.   

The Company was founded by Charles Revson, who revolutionized the cosmetics industry by introducing 
nail  enamels  matched  to  lipsticks  in  fashion  colors  over  70  years  ago.  Today,  the  Company  has  leading  market 
positions in a number of its principal product categories in the U.S. mass-market distribution channel, including the 
lip, face makeup and  nail enamel categories.  The Company also has leading  market positions in several product 
categories in certain  markets  outside  of the  U.S., including in Australia, Canada,  Mexico and South  Africa.  The 
Company's products are sold in more than 100 countries across five continents. 

All U.S. market share and market position data herein for the Company's brands are based upon retail dollar 
sales, which are derived from ACNielsen data.  ACNielsen measures retail sales volume of products sold in the U.S. 
mass-market  distribution  channel.    Such  data  represent  ACNielsen's  estimates  based  upon  data  gathered  by 
ACNielsen from market samples and are therefore subject to some degree of variance.  Additionally, as of August 4, 
2001, ACNielsen's data does not reflect sales volume from Wal-Mart, Inc. 

The Company's Plan 

The  Company's  plan  consists  of  three  main  components:  (1)  the  cost  rationalization  phase;  (2)  the 

stabilization and growth phase; and (3) the accelerated growth phase. 

Phase 1 -- Cost Rationalization 

In  1999  and  2000,  the  Company  faced  a  number  of  strategic  challenges.  Accordingly,  through  2001  the 

Company focused its plan on lowering costs and improving operating efficiency. 

During 2001, the Company implemented several key elements of this phase  of its  plan. For example, the 

Company: 

• 

reduced departmental general and administrative expenses in the Company's operations;  

• 

reduced  manufacturing  and  warehousing  square  footage  by  approximately  55%  during  the  period  from 
November 2000 to December 31, 2001; 

•  closed  the  Company's  in-house  advertising  division  and  consolidated  all  advertising  for  the  Company's 
Revlon and Almay brands with two prominent advertising agencies (and further consolidated into a single 
agency in 2002); and 

• 

implemented revised trade terms with the Company's  U.S. customers intended  to increase sell-through of 
the Company's products, reduce merchandise returns and claims for damages and drive market growth. 

 
 
 
 
 
The Company believes that  the actions taken during 2000 and 2001 lowered the Company's cost structure 
overall  and  improved  the  Company's  manufacturing  and  operating  efficiency,  creating  a  platform  for  the 
stabilization and growth stage of the Company's plan. 

Phase 2 -- Stabilization and Growth 

In February 2002, the  Company announced the  appointment  of Jack  L. Stahl, former president  and chief 

operating officer of The Coca-Cola Company, as the Company's new President and Chief Executive Officer. 

Following the appointment of Mr. Stahl, the Company undertook an extensive review and evaluation of the 
Company's  business  to  establish  specific  integrated  objectives  and  actions  to  advance  the  next  stage  in  the 
Company's plan. As a result of this review, the Company established three principal objectives: 

•  creating and developing the most consumer-preferred brands; 

•  becoming the most valuable partner to the Company's retailers; and 

•  becoming a top company where people choose to work. 

The Company also conducted detailed evaluations and research of the  strengths  of the Revlon brand (and 
the Company is continuing to conduct similar evaluations and research  for the Company's other major brands); the 
Company's  advertising  and  promotional  efforts;  the  Company's  relationships  with  the  Company's  retailers  and 
consumers; its retail in-store presence; and the strength and skills of  the  Company's organization.  As a result, the 
Company developed the  following  key actions and investments to support the stabilization and growth phase of its 
plan: 

• 

• 

Increase  advertising  and  media spending  and  effectiveness.  The  Company  expects  to  increase  its  media 
spending  and  advertising  support.  The  Company  will  also  seek  to  improve  the  effectiveness  of  its 
marketing, including its advertising, by, among other things, ensuring consistent messaging and imagery in 
its advertising, in the graphics included in the Company's wall displays and in other marketing materials. 

Increase the marketing effectiveness of the Company's wall displays. Beginning in the first quarter of 2003, 
the  Company  intends  to  make  significant  improvements  to  its  retail  wall  displays  by  streamlining  its 
product assortment and reconfiguring product placement, which the Company believes will optimize cross-
selling among  the Company's various product categories on  the wall displays and  make  the wall displays 
easier to merchandise and stock.  The Company also intends  to continue to roll out its new wall displays, 
which the Company began in 2002. In addition, the Company intends to enhance merchandiser coverage to 
improve customer's stock levels and continue to develop the Company's tamper evident program to reduce 
damages.  The  Company  also  intends  to  work  with  its  retail  customers  to  improve  replenishment  of  the 
Company's products on the wall displays and to minimize out-of-stocks at its customers. 

•  Adopt revised pricing strategies. The Company believes that it can increase sales by selectively adjusting 
prices  on  certain  SKUs  to  better  align  the  Company's  pricing  with  product  benefits  and  competitive 
benchmarks. 

•  Further strengthen the Company's new product development  process. The Company is developing a  new 
cross-functional new product development process intended  to optimize the  Company's ability to  bring to 
market its new product offerings to ensure that the Company has products in key trend categories. 

• 

Implement  a  comprehensive  program  to  develop  and  train  the  Company's  employees.  The  Company  is 
implementing  a  comprehensive  program 
leadership  and 
communication  skills  of  its  employees,  which  the  Company  will  regularly  assess  as  part  of  its  goal  to 
become a top company where people choose to work. 

the  management, 

further  develop 

to 

2 

 
 
 
 
 
In December 2002, the Company announced that it would accelerate the implementation of the stabilization 
and growth phase of its plan.  The Company recorded charges of approximately $100 million in the fourth quarter of 
2002 and currently expects to record additional  charges  not to exceed $60  million during 2003 and 2004.  These 
charges relate to various aspects of the  stabilization  and  growth  phase  of the Company's plan, primarily  stemming 
from higher sales returns and inventory writedowns from a selective reduction of SKUs, reduced distribution of the 
Ultima  II  brand,  higher  allowances  stemming  from  selective  price  adjustments  on  certain  products,  higher 
professional expenses associated with the development of, research in relation  to, and execution of the stabilization 
and growth phase of the Company's plan, and writedowns associated with reconfiguring existing wall displays at the 
Company's retail customers.  

Phase 3 -- Accelerated Growth 

The  Company intends  to capitalize on  the actions  taken during the stabilization and  growth  phase of the 

Company's plan, with the objective of increasing revenues and profitability over the long term. 

Recent Developments 

In  December  2002,  the  Company's  principal  stockholder,  MacAndrews  &  Forbes  Holdings  Inc. 
("MacAndrews Holdings"), a corporation wholly owned indirectly through Mafco Holdings Inc. ("Mafco Holdings" 
and,  collectively  with  MacAndrews  Holdings,  "MacAndrews  &  Forbes"),  by  Ronald  O.  Perelman,  proposed 
providing the Company with  up to $150  million in cash in order to help fund a portion of  the costs and expenses 
associated with implementing the stabilization  and  growth  phase  of the Company's plan  and for  general corporate 
purposes. The Company's Board of Directors appointed a special committee of independent directors to evaluate the 
proposal  made  by  MacAndrews  &  Forbes.  The  special  committee  reviewed  and  considered  the  proposal  and 
negotiated enhancements  to the  terms of the proposal. In February 2003, the enhanced proposal was recommended 
to the Company's Board of Directors by the special committee of the Company's Board of Directors and approved 
by the Company's full board.  

In connection with MacAndrews & Forbes' enhanced proposal, in February 2003 the Company entered into 
an  investment  agreement  with  MacAndrews  &  Forbes  (the  "Investment  Agreement")  pursuant  to  which  the 
Company will undertake a $50  million equity rights offering (the "Rights Offering") that will allow its stockholders 
to purchase additional shares of  the Company's Class A common stock, with a par value of $0.01 per share ("Class 
A Common Stock").  Pursuant to the Rights Offering, the Company will distribute to each stockholder of record of 
its Class A Common Stock and its Class B common stock, with a par value of $0.01 per share ("Class B Common 
Stock," together with the  Class A Common Stock,  the "Common Stock"), as  of  the close of  business on a record 
date to be set by the Board of Directors, at no charge, a pro rata number of transferable subscription rights for each 
share of Common Stock owned.  The subscription rights will enable the holders to purchase their pro rata portion of 
such  number of shares of  Class A Common  Stock equal to  (a)  $50  million divided by (b) the subscription price, 
which will be equal to the  greater of (1) $2.30, representing 80% of the closing price per share of  the Company's 
Class  A  Common  Stock  on  the  New  York  Stock  Exchange  ("NYSE")  on  January  30,  2003,  and  (2)  80%  of  the 
closing price per share of its Class A Common Stock on the NYSE on the record date of the Rights Offering. Such 
number may be adjusted in an equitable manner to avoid fractional rights and/or shares of Class A Common Stock 
and to ensure that the gross proceeds from the Rights Offering equals $50 million. 

Pursuant to the over-subscription privilege, each rights holder that exercises its basic subscription privilege 
in full may also subscribe for additional shares of Class A Common Stock at the same subscription price per share, 
to  the extent  that other stockholders do  not  exercise  their  subscription rights in  full.  If an insufficient  number of 
shares is available to fully satisfy the over-subscription privilege requests, the available shares will be sold pro rata 
among subscription  rights  holders who exercised their over-subscription privilege  based on  the  number of shares 
each subscription rights holder subscribed for under the basic subscription privilege. 

As a Revlon stockholder, MacAndrews & Forbes will receive its pro rata subscription rights and would also 
be entitled to exercise an over-subscription privilege.  However, MacAndrews & Forbes has agreed not to exercise 
either its basic or its over-subscription privileges.  Instead, MacAndrews & Forbes has agreed to purchase the shares 
of the Company’s Class A Common Stock that it would otherwise have been entitled to receive pursuant to its basic 
subscription privilege (equal to approximately 83% of the rights distributed in the Rights Offering, or $41.5 million) 

3 

 
 
 
 
 
in a private placement direct from the Company. In addition, if any shares remain following the exercise of the basic 
subscription privileges and the over-subscription privileges by other right holders, MacAndrews & Forbes will back-
stop the Rights Offering by purchasing  the remaining shares of Class A Common Stock offered but not purchased 
by other stockholders (approximately 17%, or an additional $8.5 million), also in a private placement. 

In addition, in accordance with  the  enhanced proposal, MacAndrews &  Forbes  has also provided a $100 
million  term loan  to Products  Corporation  (the  "MacAndrews  & Forbes $100  million term loan").  If, prior to the 
consummation  of  the  Rights  Offering,  Products  Corporation  has  fully  drawn  the  MacAndrews  &  Forbes  $100 
million term loan and  the implementation  of the stabilization and  growth  phase of  the Company's  plan causes the 
Company to require some or all of the $50 million of funds that the Company would raise from the Rights Offering, 
MacAndrews  &  Forbes  has  agreed  to  advance  the  Company  these  funds  prior  to  closing  the  Rights  Offering  by 
purchasing  up to $50  million of  newly-issued shares of  the Company's Series C preferred  stock  which  would be 
redeemed  with  the  proceeds  the  Company  receives  from  the  Rights  Offering  (this  investment  in  the  Company's 
Series C preferred stock (which is non-voting, non-dividend paying and non-convertible) is referred to as the "$50 
million  Series  C  preferred  stock  investment").  The  MacAndrews  &  Forbes  $100  million  term  loan  has  a  final 
maturity date of December 1, 2005 and interest on such loan of 12.0% is not payable in cash, but will accrue and be 
added to the principal  amount  each quarter and be paid in full at final  maturity. The Company  expects that it will 
issue  the  subscription  rights  and  consummate  the  Rights  Offering  in  the  second  quarter  of  2003,  subject  to  the 
effectiveness of the registration statement (which the Company filed with the Securities and Exchange Commission 
(the  "Commission")  on  February  5,  2003).    Based  on  this  expectation,  the  Company  anticipates  that  Products 
Corporation  will  be  required  to  draw  on  the  MacAndrews  &  Forbes  $100  million  term  loan  before  the  Rights 
Offering  is  consummated  in  order  to  continue  the  implementation  of  the  stabilization  and  growth  phase  of  the 
Company's plan and for general corporate purposes. However, the Company does not currently anticipate that it will 
require that MacAndrews & Forbes make the $50 million Series C preferred stock investment. 

Additionally,  MacAndrews & Forbes has also agreed to  provide Products Corporation with  an additional 
$40  million  line  of  credit  during  2003,  which  amount  will  increase  to  $65  million  on  January  1,  2004  (the 
"MacAndrews & Forbes $40-65 million line of credit") (the MacAndrews & Forbes $100 million term loan and the 
MacAndrews & Forbes $40-65 million line of credit are referred to as the "Mafco Loans" and the  Rights Offering 
and the Mafco Loans are referred to as the "M&F Investments") and which will be available to Products Corporation 
through  December 31, 2004, provided that  the  MacAndrews & Forbes $100  million term loan is fully drawn and 
MacAndrews & Forbes has purchased an aggregate of $50 million of the Company's Series C preferred stock (or if 
the  Company  has  consummated  the  Rights  Offering  and  redeemed  any  outstanding  shares  of  Series  C  preferred 
stock). The MacAndrews & Forbes $40-65 million line of credit will bear interest payable in cash at  a rate of the 
lesser of (i) 12.0% and (ii) 0.25% less than  the rate payable from time to  time on Eurodollar loans under Products 
Corporation's Credit Agreement discussed below (and as hereinafter defined) (which rate, after giving effect to the 
amendment  in  February  2003  to  Products  Corporation's  Credit  Agreement,  is  8.25%  as  of  March  1,  2003).  The 
Company does not expect that Products Corporation will draw on the MacAndrews & Forbes $40-65 million line of 
credit during 2003. 

In  connection  with  the  transactions  with  MacAndrews  &  Forbes  described  above,  and  as  a  result  of  the 
Company's  operating  results  for  the  fourth  quarter  of  2002  and  the  effect  of  the  acceleration  of  the  Company's 
implementation of the stabilization and growth phase of its plan, as discussed above, Products Corporation entered 
into  an  amendment  in  February  2003  of  its  Credit  Agreement  with  its  bank  lenders  and  secured  waivers  of 
compliance with certain covenants  under the  Credit  Agreement.   In particular, EBITDA (as defined in  the Credit 
Agreement) was $35.2 million for  the four consecutive fiscal quarters  ended  December 31, 2002, which was less 
than  the  minimum of $210  million required  under the EBITDA covenant of the Credit Agreement  for  that period 
and the Company's leverage ratio was 5.09:1.00, which was in excess of  the  maximum  ratio of 1.4:1.00  permitted 
under  the leverage ratio covenant of the Credit Agreement for  that period.  Accordingly, the  Company sought and 
secured waivers of  compliance with these  covenants for the  fourth quarter of  2002 and, in light  of the  Company's 
expectation that the continued implementation of  the stabilization and  growth phase of the Company's  plan would 
affect the ability of Products Corporation to comply with these covenants during 2003, the Company also secured an 
amendment to eliminate the EBITDA and leverage ratio covenants for the first three quarters of 2003 and a waiver 
of compliance with such covenants for the fourth quarter of 2003 expiring on January 31, 2004.  

4 

 
 
 
 
 
The amendment  to  the Credit Agreement also included  the  substitution of a  minimum liquidity covenant 
requiring the  Company  to  maintain a  minimum of $20  million  of liquidity from all available sources at all times 
through January 31, 2004 and certain other amendments to allow for the M&F Investments and the implementation 
of  the  stabilization  and  growth  phase  of  the  Company's  plan,  including  specific  exceptions  from  the  limitations 
under the indebtedness covenant  to permit the MacAndrews & Forbes $100 million term loan and the MacAndrews 
& Forbes $40-65 million line of credit and to exclude the proceeds from the  M&F  Investments from the mandatory 
prepayment  provisions  of  the  Credit  Agreement,  and  to  increase  the  maximum  limit  on  capital  expenditures  (as 
defined in  the Credit Agreement) from $100  million to $115  million for 2003. The amendment also increased the 
applicable  margin  on  loans  under  the  existing  credit  agreement  by  0.5%,  the  incremental  cost  of  which  to  the 
Company, assuming the Credit Agreement is fully drawn, would be $1.1 million from February 5, 2003 through the 
end of 2003.  

Products   

The Company  manufactures and  markets a variety of  products worldwide.  The  following table sets forth 

the Company's principal brands and certain selected products. 

BRAND 

COSMETICS 

SKIN CARE 

FRAGRANCES 

Eterna 27 
Vitamin C Absolutes 
Revlon Absolutes 

Charlie 
Ciara 

PERSONAL 
     CARE 
PRODUCTS 

High Dimension  
Colorsilk 
Frost & Glow 
Flex 
Outrageous 
Aquamarine 
Mitchum 
Hi & Dri 
Jean Naté 
Revlon Beauty    
  Tools 

Revlon 

Almay 

Revlon 
ColorStay 
ColorStay Overtime 
Stay Natural 
Always On 
Revlon Age Defying 
Super Lustrous 
New Complexion 
Skinlights 
High Dimension 
Illuminance 
Lipglide 
Moisturous 

Almay  
Time-Off 
Amazing Lasting 
One Coat 
Skin Stays Clean 
Organic Fluoride Plus  
Lip Vitality 
Clear Complexion 
Skin Smoothing 

Foundation Pure Tints 

Almay Kinetin 
Almay Milk Plus  

Almay 

Other Brands  Ultima II  

Jeanne Gatineau 
Cutex  

Ultima II 
Jeanne Gatineau 

Bozzano 
Juvena 

Cosmetics and Skin Care.  The Company sells a broad range of cosmetics and skin care products designed 
to fulfill specifically identified consumer needs, principally priced in the upper range of the mass-market distribution 
channel, including lip makeup, nail color and nail care products, eye and face makeup and skin care products such as 
lotions,  cleansers,  creams,  toners  and  moisturizers.    Many  of  the  Company's  products  incorporate  patented, 
patent-pending or proprietary technology. 

5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company  markets several different lines of Revlon lip makeup (which address different segments of 
the  lip  makeup  category).    The  Company's  ColorStay  lipcolor  uses  patented  transfer-resistant  technology  that 
provides long wear. ColorStay Overtime  Lipcolor is a patented lip technology introduced in  2002 that  builds on 
the strengths of the ColorStay franchise by offering long-wearing benefits in a new product form, which enhances 
comfort  and  shine.    Super  Lustrous  lipstick  is  the  Company's  flagship  wax-based  lipcolor.    Moon  Drops,  a 
moisturizing lipstick, is produced in approximately 30 shades.   

The Company's nail color and nail care lines include enamels, cuticle preparations and enamel  removers.  
The Company's flagship Revlon nail enamel uses a patented formula  that provides consumers with improved wear, 
application, shine and gloss in a toluene-free and formaldehyde-free formula. The Company's Super Top Speed nail 
enamel contains a patented speed drying polymer formula, which sets in 60 seconds.  The Company also sells Cutex 
nail polish remover and nail care products in certain countries outside the U.S. 

The Company sells face makeup, including foundation, powder, blush and concealers, under such Revlon 
brand  names as Revlon Age Defying, which is targeted for women in  the over 35 age bracket; ColorStay, which 
uses patented transfer-resistant technology that provides long wear and won't rub off benefits; New Complexion, for 
consumers  in  the  18-to-34  age  bracket;  and  Skinlights  skin  brighteners  that  brighten  skin  with  sheer  washes  of 
color. 

The Company's eye makeup products include mascaras, eyeliners, eye shadows and brow color.  ColorStay 
eyecolor, mascara and brow color, Softstroke eyeliners and Revlon Wet/Dry eye shadows are targeted for women 
in the 18-to-49 age bracket.   The Company's eye products also include  Illuminance, an eye shadow that  gives a 
luminous  finish,  and  High  Dime nsion  mascara  and  eyeliners.    In  2002,  the  Company  launched  ColorStay 
Overtime lash tint, a patented product that wears for up to three days. 

The  Company's  Almay  brand  consists  of  a  line  of  hypo-allergenic,  dermatologist-tested,  fragrance-free 
cosmetics and skin care products.  Almay products include lip makeup, nail care, eye and face makeup and skin care 
products. The Almay brand flagship One Coat franchise consists of lip makeup and eye makeup products including 
mascara.    The  Company  also  sells  Skin  Stays  Clean  liquid  foundation  makeup  with  its  patented  "clean  pore 
complex." The Almay Amazing Lasting  Collection features long-wearing  mascaras and foundations. The Almay 
Kinetin  Skincare  Advanced  Anti-Aging  Series  features  a  patented  technology.    In  2002,  the  Company  launched 
Almay Kinetin Skin Smoothing foundation and Almay Lip Vitality lipstick with a patented technology. 

The  Company  sells  Revlon  Beauty  Tools,  which  include  nail  and  eye  grooming  tools,  such  as  clippers, 
scissors, files, tweezers and eye lash curlers. Revlon Beauty Tools are sold individually and in sets under the Revlon 
brand name and are the number one brand in the U.S. mass-market distribution channel. 

The Company's skin care products, including  moisturizers, are sold under brand  names  including Eterna 
27,  Revlon  Vitamin  C  Absolutes,  Revlon  Absolutes,  Almay  Kinetin,  Almay  Milk  Plus  and  Ultima  II.    In 
addition,  the  Company  sells  skin  care  products  in  international  markets  under  internationally  recognized  brand 
names and under various regional brands, including the Company's premium-priced Jeanne Gatineau brand. 

Personal  Care  Products.    The  Company  sells  a  broad  line  of  personal  care  consumer  products,  which 
complements its core cosmetics lines and enables the Company  to meet  the consumer's broader beauty care needs.  
In the mass-market distribution channel, the Company sells haircare, antiperspirant and other personal care products, 
including the Flex and Aquamarine haircare lines throughout a portion of  the world and the Bozzano and Juvena 
brands in Brazil; as well as Colorsilk and Frost & Glow hair coloring lines throughout most of the world; and the 
Mitchum and Hi & Dri antiperspirant brands.  The Company also markets hypo-allergenic personal care products, 
including moisturizers and antiperspirants, under the Almay brand. The Company's High Dime nsion hair color is a 
revolutionary 10-minute home permanent hair color. 

Fragrances.    The  Company  sells  a  selection  of  moderately  priced  and  premium-priced  fragrances, 
including perfumes, eau de  toilettes, colognes and body sprays.  The Company's portfolio includes fragrances such 
as Charlie and Ciara.  

6 

 
 
 
 
 
Marketing  

The Company  markets extensive consumer  product  lines  at a range of retail prices  primarily  through the 
through 

the  U.S.  also  markets  select  premium 

lines 

mass-market  distribution  channel  and  outside 
demonstrator-assisted channels.   

The Company  undertook a comprehensive  review of its advertising strategy in late 2000 and early 2001.  
This resulted in a shift from the historical use of an in-house advertising division to create and execute advertising to 
the  use  of  outside  agencies  to  develop  advertising  campaigns  for  a  number  of  the  Company's  key  new  product 
launches  and  to  bring  new  energy  to  the  Revlon  and  Almay  brands,  respectively.    Additionally,  in  2002  the 
Company  consolidated  all  of  its  advertising  for  the  Revlon  and  Almay  brands  into  a  single  advertising  agency 
intended  to  increase  the  effectiveness  of  its  worldwide  advertising,  as  well  as  result  in  more  efficient  media 
placement.  

The Company uses print and television advertising and point-of-sale merchandising, including displays and 
samples.  The Company's marketing emphasizes a uniform global image and product for its portfolio of core brands, 
including  Revlon,  ColorStay,  Revlon  Age  Defying,  Almay,  Flex,  Charlie,  and  Mitchum.    The  Company 
coordinates advertising campaigns with in-store promotional and other marketing activities.  The Company develops 
jointly with retailers carefully  tailored advertising,  point-of-purchase and other focused  marketing  programs.  The 
Company  uses  network  and  spot  television  advertising,  national  cable  advertising  and  print  advertising  in  major 
general  interest,  women's  fashion  and  women's  service  magazines,  as  well  as  coupons,  magazine  inserts  and 
point-of-sale  testers.  The  Company  also  uses  cooperative  advertising  programs  with  some  retailers, supported  by 
Company-paid or Company-subsidized demonstrators, and coordinated in-store promotions and displays. 

The  Company  distributes  unique  marketing  materials  such  as  the  "Revlon  Report,"  which  highlights 
seasonal  and  other  fashion  and  color  trends,  describes  the  Company's  products  that  address  those  trends  and  can 
include  coupons,  rebate  offers  and  other  promotional  material  to  encourage  consumers  to  try  the  Company's 
products.    Other  marketing  materials  designed  to  introduce  the  Company's  newest  products  to  consumers  and 
encourage trial and purchase include point-of-sale testers on the Company's wall displays that provide information 
about,  and  permit  consumers  to  test,  the  Company's  products,  thereby  achieving  the  benefits  of  an  in-store 
demonstrator  without  the  corresponding  cost;  magazine  inserts  containing  samples  of  the  Company's  newest 
products;  trial-size products; and "shade  samplers," which are  collections of trial-size  products  in different  shades. 
Additionally,  the  Company  maintains  separate  websites,  www.revlon.com  and  www.almay.com  devoted  to  the 
Revlon  and  Almay  brands,  respectively.    Each  of  these  websites  feature  current  product  and  promotional 
information  for  the  Revlon  and  Almay  brands,  respectively,  and  are  updated  regularly  to  stay  current  with  the 
Company's new product launches and other advertising and promotional campaigns. 

New Product Development and Research and Developme nt 

The  Company  believes  that  it  is  an  industry  leader  in 

the  development  of  innovative  and 
technologically-advanced  consumer  products.    The  Company's  marketing  and  research  and  development  groups 
identify consumer needs and shifts in consumer preferences in order to develop new products, tailor line extensions 
and promotions and redesign or reformulate existing products to satisfy such  needs or preferences.  The Company's 
research and development  group comprises departments  specialized in  the  technologies critical to the Company's 
various  product  categories,  as  well  as  an  advanced  technology  department  that  promotes  inter-departmental, 
cross-functional research on a wide range of technologies to develop new and innovative products.  The Company 
independently develops substantially all of its new products. In connection with the stabilization and growth phase 
of  the  Company's  plan,  the  Company  is  developing  a  new  cross-functional  new  product  development  process 
intended to optimize the Company's ability to bring to market its new product offerings to ensure that the Company 
has products in key trend categories. 

The Company operates an extensive cosmetics research and development facility  in  Edison,  New Jersey.  
The  scientists  at  the  Edison  facility  are  responsible  for  all  of  the  Company's  new  product  research  worldwide, 
performing research for new products, ideas, concepts and packaging.  The research and development group at the 
Edison  facility also performs extensive  safety  and quality  tests on  the Company's  products,  including  toxicology, 
microbiology and package testing.  Additionally, quality control testing is performed at each manufacturing facility. 

7 

 
 
 
 
 
 
As  of  December  31,  2002,  the  Company  employed  approximately  160  people  in  its  research  and 
development  activities,  including  specialists  in  pharmacology,  toxicology,  chemistry,  microbiology,  engineering, 
biology,  dermatology  and  quality  control.    In  2002,  2001  and  2000,  the  Company  spent  approximately  $23.3 
million, $24.4 million and $27.3 million, respectively, on research and development activities. 

Manufacturing and Related Operations and Raw Materials  

Since  late  2000,  the  Company  completed  a  number  of  measures  related  to  rationalizing  its  global 
manufacturing capacity, which are designed  to  substantially reduce costs and  increase operating  efficiencies.   The 
Company sold or closed approximately 55% of its  manufacturing and distribution facility square footage, including 
the  sale  of  the  Company's  facilities in  Phoenix,  Arizona;  Maesteg,  South  Wales;  and  São  Paulo,  Brazil;  and  the 
closure of the Company's manufacturing operations in Canada and New Zealand.  

In connection with  the sale of the Phoenix  facility and the closing of the Canadian  facility,  the Company 
consolidated  North  American  manufacturing  into  its  Oxford,  North  Carolina  facility,  which  consolidation  was 
completed in late 2001.  Revlon  Beauty Tools for sale throughout  the world are manufactured and/or assembled at 
the Company's Irvington, New Jersey facility.    

During  2002,  cosmetics  and  personal  care  products  also  were  produced  at  the  Company's  facilities  in 
Venezuela, France, South Africa and China and personal care products in Mexico and at third-party owned facilities 
in Maesteg, South Wales, São Paulo, Brazil, Buenos Aires, Argentina and Samutprakarn, Thailand.  The Company 
continually reviews its manufacturing needs against its manufacturing capacity for opportunities to reduce costs and 
produce more efficiently. 

The Company purchases raw materials and components throughout the world.  The Company continuously 
pursues reductions in cost of  goods  through the  global sourcing of  raw  materials  and  components from qualified 
vendors, utilizing its large purchasing capacity to maximize cost savings.  The global sourcing of raw materials and 
components from accredited vendors also ensures the quality of the raw materials and components.  The Company 
believes  that  alternate  sources  of  raw  materials  and  components  exist  and  does  not  anticipate  any  significant 
shortages of, or difficulty in obtaining, such materials.   

Distribution  

The  Company's  products  are  sold  in  more  than  100  countries  across  five  continents.    The  Company's 
worldwide sales force had approximately 400 people as of December 31, 2002, including a dedicated sales force for 
cosmetics, skin care, fragrance and personal  care products  in the  mass-market distribution channel in the  U.S.  In 
addition, the Company  utilizes sales representatives  and  independent distributors to serve specialized markets and 
related distribution channels. 

United  States  and  Canada.   Net  sales  in  the  U.S.  and  Canada  accounted  for  approximately  68%  of  the 
Company's 2002 net sales, a majority of which were  made in the mass-market distribution channel.  The Company 
also  sells  a  broad  range  of  consumer  products  to  U.S.  Government  military  exchanges  and  commissaries.    The 
Company licenses its trademarks to select manufacturers for products that the Company believes have the potential 
to extend the Company's brand  names and image.   As of December 31, 2002, 13 licenses were in effect relating to 
17 product categories to be marketed principally in the mass-market distribution channel.  Pursuant to such licenses, 
the Company retains strict control over product design and development, product quality, advertising and use of its 
trademarks.  These licensing arrangements offer opportunities for the Company to generate revenues and cash flow 
through royalties. 

As  part  of  its  strategy  to  increase  consumption  of  the  Company's  products  at  retail,  the  Company  has 
increased  the  number  of  retail  merchandisers  who  stock  and  maintain  the  Company's  point-of-sale  wall  displays 
intended  to  ensure  that  high-selling  SKUs  are  in  stock  and  to  ensure  the  optimal  presentation  of  the  Company's 
products in retail outlets.  Additionally, the Company continues to upgrade the technology available to its sales force 
to provide real-time information regarding inventory levels and other relevant information. 

8 

 
 
 
 
 
International.  Net sales outside the U.S. and Canada accounted for approximately 32% of  the Company's 
2002  net  sales.    The  ten  largest  countries  in  terms  of  these  sales,  which  include  the  United  Kingdom,  Australia, 
South Africa, Mexico, Brazil, Hong Kong, Japan, Italy, France and China, accounted for approximately 25% of the 
Company's  net  sales 
through  drug  stores/chemists, 
hypermarkets/mass  volume  retailers  and  variety  stores.    The  Company  also  distributes  outside  the  U.S.  through 
department stores and specialty stores such as perfumeries.  At December 31, 2002, the Company actively sold its 
products  through  wholly-owned  subsidiaries  established  in  17  countries  outside  of  the  U.S.  and  through  a  large 
number of distributors and licensees elsewhere around the world.  

  The  Company  distributes 

its  products 

in  2002. 

Customers 

The  Company's principal customers include large  mass volume retailers and chain  drug stores,  including 
such well-known retailers as Wal-Mart,  Target,  Kmart,  Walgreen, Rite Aid, CVS, Eckerd, Albertsons Drugs and 
Longs in the U.S., Boots in the United Kingdom, Watsons in the Far East and Wal-Mart internationally.  Wal-Mart 
and its affiliates worldwide accounted for approximately 22.5% of the Company's 2002 consolidated net sales.  The 
Company expects that Wal-Mart and a small number of other customers will, in the aggregate, continue to account 
for a large portion of the Company's net  sales.   Although  the loss  of Wal-Mart or one or  more of  the Company's 
other customers that  may account  for a significant portion  of  the Company's sales,  or any  significant decrease in 
sales to these customers or any significant decrease in retail display space in any of  these customers' stores, could 
have a material adverse effect on the Company's business, financial condition or results of operations, the Company 
has  no reason to believe that any such loss  of customers or decrease in sales  will  occur.   In January  2002, Kmart 
Corporation filed a petition for reorganization under Chapter 11 of the U.S. Bankruptcy Code.  On January 24, 2003, 
Kmart announced that it had filed its proposed plan of reorganization with the U.S. Bankruptcy Court and that it was 
positioned to emerge from bankruptcy on or about April 30, 2003. Throughout 2002 and continuing into 2003 Kmart 
continued to close underperforming stores.   Kmart accounted for less than 5% of the Company's net sales in 2002.  
Although the Company plans to continue doing business with Kmart for the foreseeable future and, based upon the 
information  currently  available,  believes  that  Kmart's  bankruptcy  proceedings  and  store  closings  will  not  have  a 
material  adverse  effect  on  the  Company's  business,  financial  condition  or  results  of  operations,  there  can  be  no 
assurances  that  further  deterioration,  if  any,  in  Kmart's  financial  condition  will  not  have  such  an  effect  on  the 
Company.  In January 2003, J.C. Penney Corp. announced that it will be discontinuing color cosmetics in most of its 
stores. J.C. Penney carries the Company's  Ultima II brand,  however the Company's sales to J.C. Penney accounted 
for less than 1% of  the Company's total  sales during  2002. Accordingly,  the  Company does  not believe that  this 
discontinuance will have a material adverse effect on the Company's future business, financial condition or results of 
operations.  

Competition 

The consumer products business is highly competitive.  The Company competes on the basis of numerous 
factors. Brand recognition, product quality,  performance and price, product availability  at the  retail stores and the 
extent to which consumers are educated on product benefits have a marked influence on consumers' choices among 
competing  products  and  brands.    Advertising,  promotion,  merchandising  and  packaging,  and  the  timing  of  new 
product introductions and line extensions, also have a significant impact on buying decisions, and the structure and 
quality of the Company's sales force, as well  as consumer consumption of the Company's products, affect  in-store 
position,  retail  display  space  and  inventory  levels  in  retail  outlets.  The  Company  has  experienced  declines  in  its 
market share in the U.S.  mass-market in color cosmetics since the end of  the first half of 1998 through the first half 
of 2002, including a decline in its color cosmetics  market share from 32.0% in the second quarter of 1998 to 22.3% 
in the second quarter of 2002. However, for the second half of 2002 and for the full year 2002, the market share for 
the Company's Revlon branded color cosmetics in the U.S. mass-market increased over the prior year. There can be 
no assurance that declines in market share will not occur in the future or that the Company’s recent share increases 
will continue.  In addition, the Company competes in selected product categories against a number of multinational 
manufacturers, some of which are larger and have substantially greater resources than the Company, and which may 
therefore have the ability to spend more aggressively on advertising and marketing and more flexibility to respond to 
changing  business  and  economic  conditions  than  the  Company.  Certain  of  the  Company's  competitors  have 
increased their spending on discounting  and advertising and  promotional  activities in U.S.  mass-market cosmetics.  
In addition to products sold in the  mass-market and demonstrator-assisted channels, the  Company's products also 
compete with similar products sold door-to-door or through mail-order or telemarketing by representatives of direct 

9 

 
 
 
 
 
sales  companies.    The  Company's  principal  competitors  include  L'Oréal  S.A.,  The  Procter  &  Gamble  Company, 
Unilever N.V. and The Estée Lauder Companies Inc. 

Patents, Trademarks and Proprietary Technology  

The Company's  major trademarks are registered in the  U.S. and  in well over  100  other  countries, and the 
Company  considers  trademark  protection  to  be  very  important  to  its  business.    Significant  trademarks  include 
Revlon, ColorStay, Revlon Age Defying, Skinlights, High Dimension, Frost & Glow, Illuminance, Flex, Cutex 
(outside the  U.S.),  Mitchum, Eterna 27, Almay, Almay Kinetin, Ultima  II, Charlie, Jean Naté, Moon Drops, 
Super Lustrous and Colorsilk.  

The  Company  utilizes  certain  proprietary,  patent  pending  or  patented  technologies  in  the  formulation  or 
manufacture of a number of the Company's  products, including  ColorStay cosmetics, classic Revlon  nail  enamel, 
Skinlights  skin  brightener,  High  Dime nsion  hair  color,  Super  Top  Speed  nail  enamel,  Revlon  Age  Defying 
foundation  and  cosmetics,  New  Complexion  makeup,  Almay  Kinetin  skin  care,  Time-Off  makeup,  Amazing 
Lasting  cosmetics  and  Almay  One  Coat  cosmetics.  The  Company  also  protects  certain  of  its  packaging  and 
component  concepts  through  design  patents.    The  Company  considers  its  proprietary  technology  and  patent 
protection to be important to its business. 

Governme nt Regulation 

The  Company  is  subject  to  regulation  by  the  Federal  Trade  Commission  and  the  Food  and  Drug 
Administration (the "FDA") in the United States, as well as various other federal, state, local and foreign regulatory 
authorities.  The Oxford, North Carolina manufacturing facility is registered with the FDA as a drug manufacturing 
establishment,  permitting  the  manufacture  of  cosmetics  that  contain  over-the-counter  drug  ingredients  such  as 
sunscreens.    Compliance  with  federal,  state,  local  and  foreign  laws  and  regulations  pertaining  to  discharge  of 
materials into the environment, or otherwise relating  to the protection  of  the environment,  has not  had, and is not 
anticipated  to  have,  a  material  effect  upon  the  Company's  capital  expenditures,  earnings  or  competitive  position.  
State and local regulations in the  U.S. that are designed to protect consumers or the environment have an increasing 
influence on the Company's product claims, contents and packaging. 

Industry Segments, Foreign and Domestic Operations 

The  Company  operates  in  a  single  segment.    Certain  geographic,  financial  and  other  information  of  the 

Company is set forth in Note 18 of the Notes to Consolidated Financial Statements of the Company. 

Employees 

As of December 31, 2002, the Company employed approximately 6,000 people.  As of December 31, 2002, 
approximately 130 of such employees in the U.S. were covered by collective bargaining agreements.  The Company 
believes that its employee relations are satisfactory.  Although the Company has experienced minor work stoppages 
of limited duration in the past in the ordinary course of business, such work stoppages have not had a material effect 
on the Company's results of operations or financial condition.   

10 

 
 
 
 
 
Item 2. Properties 

The following table sets forth as of December 31, 2002 the  Company's major manufacturing, research and 

warehouse/distribution facilities, all of which are owned except where otherwise noted. 

Location 

Use 

Approximate Floor 
Space Sq. Ft. 

Oxford, North Carolina...................… Manufacturing, warehousing, distribution and office 
Edison, New Jersey............................. Research and office (leased) 
Irvington, New Jersey......................... Manufacturing, warehousing and office 
Mexico City, Mexico.......................... Manufacturing, distribution and office 
Caracas, Venezuela............................. Manufacturing, distribution and office 
Kempton Park, South Africa............... Warehousing, distribution and office (leased) 
Canberra, Australia............................. Warehousing, distribution and office  
Isando, South Africa........................... Manufacturing, warehousing, distribution and office 

1,012,000 
175,000 
 96,000 
150,000 
145,000 
127,000 
125,000 
94,000 

In addition to the facilities described above, the Company owns and leases additional  facilities in various 
areas  throughout  the  world,  including  the  lease  for  the  Company's  executive  offices  in  New  York,  New  York 
(346,000  square  feet,  of  which  approximately  5,000  square  feet  were  sublet  to  affiliates  of  the  Company  and 
approximately 174,000 square feet were sublet to unaffiliated third parties as of December 31, 2002).  Management 
considers the Company's facilities to be well-maintained and satisfactory for the Company's operations, and believes 
that  the  Company's  facilities  and  third  party  contractual  supplier  arrangements  provide  sufficient  capacity  for  its 
current and expected production requirements.  The Company is exploring plans to relocate its executive offices to a 
new location in New York City.  

Item 3. Legal Proceedings 

The  Company  is  involved  in  various  routine  legal  proceedings  incident  to  the  ordinary  course  of  its 
business.  The Company believes that  the outcome of all pending legal proceedings in the aggregate is unlikely to 
have a material adverse effect on the business or consolidated financial condition of the Company. 

On April 17, 2000, the plaintiffs in the six purported class actions filed in October and November 1999 by 
each  of  Thomas  Comport,  Boaz  Spitz,  Felix  Ezeir  and  Amy  Hoffman,  Ted  Parris,  Jerry  Krim  and  Dan  Gavish 
individually and allegedly on behalf of others similarly situated to them against Revlon, Inc., certain of its present 
and former officers and directors and the parent of Revlon, Inc., REV Holdings Inc. (a Delaware corporation and the 
predecessor of REV Holdings LLC, a Delaware limited liability company ("REV Holdings")), alleging among other 
things, violations of Rule 10b-5 under the Securities Exchange Act of 1934, as amended (the "Exchange Act"), filed 
an  amended  complaint,  which  consolidated  all  of  the  actions  under  the  caption  "In  Re  Revlon,  Inc.  Securities 
Litigation" and limited  the alleged class to  security  purchasers  during  the period from  October 29, 1997 through 
October 1, 1998.  In December 2002, the defendants, including the Company, entered into an agreement in principle 
to settle  the litigation.  The final written agreement  reflecting  this agreement  in principle,  which was executed in 
January 2003 and which remains subject to approval by the court, provides that the defendants will obtain complete 
releases  from  the  participating  members  of  the  alleged  class.    In  connection  with  this  tentative  settlement  and  a 
related  settlement  of  the  defendants'  insurance  claim  for  this  matter  and  the  Gavish  matter  described  below  (the 
"Insurance Settlement"), the Company recorded the settlement in the fourth quarter of 2002. 

A purported class action lawsuit was filed on September 27,  2000,  in  the  United States  District Court for 
the  Southern  District  of  New  York  on  behalf  of  Dan  Gavish,  Tricia  Fontan  and  Walter  Fontan  individually  and 
allegedly on behalf of all others similarly situated who purchased the securities of Revlon, Inc. and REV Holdings 
between  October  2,  1998  and  September  30,  1999  (the  "Second  Gavish  Action").  In  November  2001,  plaintiffs 
amended  their  complaint.    The  amended  complaint  alleges,  among  other  things,  that  Revlon,  Inc.,  certain  of  its 

11 

 
 
 
 
 
 
 
 
 
 
 
 
present and former officers and directors  and REV  Holdings  violated, among other things,  Rule 10b-5  under the 
Exchange  Act.    In  December  2001,  the  defendants  moved  to  dismiss  the  amended  complaint.    The  Company 
believes  the  allegations  in  the  amended  complaint  are  without  merit  and,  if  its  motion  to  dismiss  is  not  granted, 
intends to  vigorously defend against  them.   In light of  the Insurance Settlement, the  Company does  not  expect  to 
incur any further expense in this matter. 

Item 4. Submission of Matters to a Vote of Security Holders 

No matter was submitted to a vote of security holders during the fourth quarter of the fiscal year covered by 

this report. 

PART II  

Item 5. Market for Registrant's Common Equity and Related Stockholder Matters 

MacAndrews & Forbes, which is indirectly wholly owned by Ronald O. Perelman, through REV Holdings, 
beneficially owns (i) 11,650,000 shares of the Class A Common Stock of Revlon, Inc. (representing approximately 
57% of the outstanding shares of Class  A  Common Stock  of Revlon,  Inc.), (ii) all of  the  outstanding 31,250,000 
shares  of  Class  B  Common  Stock  of  Revlon,  Inc.,  which  together  with  the  shares  referenced  in  clause  (i)  above 
represent approximately 83% of the combined outstanding shares of Revlon, Inc. Common Stock, and (iii) all of the 
outstanding 4,333 shares of Series B Convertible Preferred Stock ("Series B Preferred Stock") of Revlon, Inc. (each 
of  which  is  entitled  to  100  votes  and  each  of  which  is  convertible  into  100  shares  of  Class  A  Common  Stock).  
Based on the shares referenced in clauses (i),  (ii) and (iii) above,  Mr. Perelman through Mafco Holdings (through 
REV  Holdings)  had at December 31, 2002 approximately 97% of  the combined voting power  of  the outstanding 
shares  of  the  Company's  Common  Stock  entitled  to  vote  at  its  2003  Annual  Meeting  of  Stockholders.    The 
remaining 8,866,135 shares of Revlon, Inc.'s Class A Common Stock outstanding at December 31, 2002 are owned 
by the public and are listed and traded on the NYSE. As of December 31, 2002, there were 805 holders of record of 
Revlon, Inc.'s Class A Common Stock.  No dividends were declared or paid during 2002 or 2001.  The terms of the 
2001 Credit Agreement, the Mafco Loans,  the 8 5/8% Notes,  the 8  1/8% Notes, the 9% Notes and the 12%  Notes 
(each  as  hereinafter  defined)  currently  restrict  the  ability  of  Products  Corporation  to  pay  dividends  or  make 
distributions  to  Revlon,  Inc.,  except  in  limited  circumstances.    See  the  Consolidated  Financial  Statements  of  the 
Company and the Notes thereto. 

The  table  below  shows  the  Company's  high  and  low  quarterly  stock  prices  of  the  Company's  Class  A 

Common Stock on the NYSE for the years ended December 31, 2002 and 2001. 

High....................................................................  
Low ....................................................................  

 $ 

High....................................................................  
Low ....................................................................  

 $ 

1st 
Quarter 
6.60 
3.82 

1st 
Quarter 
6.15 
4.42 

2002 Quarterly Stock Prices(1) 

2nd 
Quarter 
6.15 
4.35 

 $ 

3rd 
Quarter 
5.16 
2.99 

 $ 

2001 Quarterly Stock Prices(1) 

2nd 
Quarter 
7.25 
4.34 

 $ 

3rd 
Quarter 
8.95 
4.77 

 $ 

4th 
Quarter 
4.55 
2.10 

4th 
Quarter 
7.25 
5.05 

 $ 

 $ 

(1)  Represents  the closing price per share of  the Company's  Class A Common Stock on  the  NYSE, the 

exchange on which such shares are listed.  The Company's stock trading symbol is "REV". 

12 

 
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
  
  
  
  
 
Item 6. Selected Financial Data 

The  Consolidated  Statements  of  Operations  Data  for  each  of  the  years  in  the  five-year  period  ended 
December 31, 2002 and  the Balance Sheet Data as of December 31, 2002, 2001, 2000, 1999 and 1998 are derived 
from the Consolidated Financial Statements of the Company, which have been audited by KPMG LLP, independent 
certified  public  accountants.    The  Selected  Consolidated  Financial  Data  should  be  read  in  conjunction  with  the 
Consolidated  Financial  Statements  of  the  Company  and  the  Notes  to  the  Consolidated  Financial  Statements  and 
"Management's Discussion and Analysis of Financial Condition and Results of Operations." 

2002 

Year Ended December 31, 
2000 

2001 

1999 

1998 

(dollars in millions, except per share amounts) 

Statements of Operations Data 
(a)(b)(c)(l): 
Net sales....................................................  $ 1,119.4 
Operating (loss) income............................   
Loss from continuing operations ..............   
Basic and diluted loss from continuing 

operations per common share............  $     (5.49) 

(114.9)(d)(k) 
(286.5) 

 $ 1,277.6 

 $  1,409.4 

 $ 1,629.8 

 $ 2,064.1 

16.1(e) 
(153.7)(i) 

15.9(f) 

(129.7) 

(212.0)(g) 
(370.9) 

124.7(h) 
(79.0)(j) 

 $     (2.94) 

 $     (2.49) 

 $     (7.12) 

 $     (1.52) 

Weighted average number of common 

shares outstanding: (m) 
Basic and diluted ...............................   

52.2 

52.2 

52.2 

52.1 

52.1 

2002 

2001 

December 31, 
2000 
(in millions) 

1999 

1998 

Balance Sheet Data(b)(c): 
Total assets ...............................................  $  939.5 
Long-term debt, including current 

portion ...............................................    1,750.1 
Total stockholders' deficiency ..................    (1,640.8) 

 $  997.6 

 $  1,101.8 

 $ 1,558.9 

 $ 1,831.0 

   1,643.6 
   (1,282.7) 

   1,563.1 
   (1,106.7) 

   1,772.1 
   (1,015.0) 

   1,660.0 
(647.7) 

(a) In November 2001, the FASB Emerging  Issues Task Force (the "EITF") reached consensus on EITF Issue 01-9 
entitled,  "Accounting  for  Consideration  Given  by  a  Vendor  to  a  Customer  (including  a  Reseller  of  the  Vendor's 
Products)" (the "Guidelines"), which addresses when sales incentives and discounts should be recognized, as well as 
where the related revenues and expenses should be classified in the financial statements.  The Company adopted the 
first portion of these new Guidelines effective January 1, 2001.  The  Company adopted the second portion of these 
new  Guidelines  (formerly  EITF  Issue  00-25)  addressing  certain  sales  incentives  effective  January  1,  2002,  and 
accordingly, all prior period financial statements reflect the implementation of the Guidelines. 

(b) On July 16, 2001, the Company completed  the disposition  of the Colorama brand in  Brazil.  Accordingly, the 
selected financial data includes the results of operations of the Colorama brand through the date of disposition.   

(c) On  March 30, 2000 and  May 8, 2000,  the Company completed  the dispositions of  its worldwide professional 
products line and the Plusbelle brand in Argentina, respectively.  Accordingly, the selected financial data include the 
results of operations of the professional  products  line  and the Plusbelle brand through  the dates  of their respective 
dispositions. 

(d) Includes restructuring costs and other, net and additional consolidation costs associated with the shutdown of the 
Company's Phoenix and Canada facilities of $13.6 million and $1.6 million, respectively, and executive separation 
costs of $9.4 million.  (See Note 2 to the Consolidated Financial Statements).   

13 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
(e) Includes restructuring costs and other, net, and additional consolidation costs associated with the shutdown of the 
Phoenix and Canada  facilities of $38.1  million and $43.6  million, respectively.  (See  Note 2 to the  Consolidated 
Financial Statements). 

(f) Includes restructuring costs and other, net, and additional consolidation costs associated with the shutdown of the 
Phoenix  facility  of  $54.1  million  and  $4.9  million,  respectively.    (See  Note  2  to  the  Consolidated  Financial 
Statements). 

(g) Includes restructuring costs and other, net of $40.2 million and executive separation costs of $22.0 million.  (See 
Note 2 to the Consolidated Financial Statements). 

(h) Includes restructuring costs and other, net, aggregating $35.8 million.  

(i) Includes a loss of $3.6 million from early extinguishments of debt. 

(j) Includes a loss of $51.7 million from early extinguishments of debt. 

(k) Includes expenses of $104.2 million  (of which $99.3 million was recorded in the fourth quarter of 2002) related 
to the acceleration of the implementation of the stabilization and growth phase of the Company's plan. 

(l) In July 2001, the FASB issued Statement No. 142,  "Goodwill and Other Intangible Assets".  Statement No. 142 
requires that goodwill and intangible assets with indefinite useful lives no longer be amortized, but instead be tested 
for  impairment  at  least  annually  in  accordance  with  the  provisions  of  Statement  No.  142.    Statement  No.  142 
requires that intangible assets with  finite  useful lives be  amortized over  their  respective  estimated  useful  lives to 
their estimated residual values, and reviewed for impairment in accordance with SFAS No. 144, "Accounting for the 
Impairment  or  Disposal  of  Long-Lived  Assets".    The  Company  adopted  the  provisions  of  Statement  No.  142 
effective  January  1,  2002.    In  connection  with  the  adoption  of  Statement  No.  142,  the  Company  performed  a 
transitional goodwill impairment test as required by such rule and determined that no goodwill impairment existed at 
January  1,  2002.    Amortization  of  goodwill  ceased  on  January  1,  2002,  upon  adoption  of  Statement  No.  142.  
Amortization expense for goodwill was $7.7 million in 2001, $9.0 million in 2000, $12.8 million in 1999 and $12.1 
million in 1998. 

(m)  Represents  the  weighted  average  number  of  common  shares  outstanding  for  the  period.    (See  Note  1  to  the 
Consolidated Financial Statements). 

14 

 
 
 
 
 
Item 7. Manage ment's Discussion and Analysis of Financial Condition and Results of Operations 
(dollars in millions) 

Overview 

The  Company  operates  in  a  single  segment  and  manufactures,  markets  and  sells  an  extensive  array  of 

cosmetics and skin care, fragrances and personal care products.  In addition, the Company has a licensing group.   

As  discussed  in  further  detail  under  "Recent  Developments",  the  Company  has  accelerated  the 
implementation of the stabilization and  growth phase  of its  three-part  plan,  which,  following  detailed evaluations 
and research, is based on  the following key actions and investments: (i) increasing advertising and media spending 
and effectiveness; (ii) increasing the marketing effectiveness of the Company's wall displays, by among other things, 
reconfiguring  wall  displays  at  its  existing  retail  customers,  streamlining  its  product  assortment  and  reconfiguring 
product placement on its wall displays and rolling out the new wall displays, which it began in 2002; (iii) selectively 
adjusting prices on certain SKUs; (iv) further strengthening  the Company's new product development process; and 
(v)  implementing  a  comprehensive  program  to  develop  and  train  the  Company's  employees.  Based  upon  the 
responses  of  its  retail  customers  and  the  M&F  Investments,  the  Company  determined  to  accelerate  the 
implementation of the stabilization and growth phase of its plan.  

On March 30, 2000, May 8, 2000 and July 16, 2001 Products Corporation completed the dispositions of its 
worldwide professional products line, Plusbelle brand in Argentina and  Colorama brand in Brazil, respectively (the 
"Product  Line  and  Brands  Sold").    Accordingly,  the  Consolidated  Condensed  Financial  Statements  include  the 
results of operations of the professional  products  line  and  the Plusbelle and Colorama  brands through the  dates of 
their respective dispositions. 

In  November  2001,  the  EITF  reached  consensus  on  EITF  Issue  01-9,  which  addresses  when  sales 
incentives  and  discounts  should  be  recognized,  as  well  as  where  the  related  revenues  and  expenses  should  be 
classified in the financial statements.  The  Company adopted the second portion of these new Guidelines (formerly 
EITF  Issue 00-25) addressing certain sales  incentives effective  January 1,  2002, and accordingly, all prior period 
financial statements reflect the implementation of the second portion of the Guidelines.  

During  the  first  quarter  of  2002,  to  reflect  the  integration  of  management  reporting  responsibilities,  the 
Company reclassified Puerto Rico's results from its international operations to its U.S. operations.  During the third 
quarter of 2002, the Company reclassified its South  African operations  from the European region  to  the  Far East 
region  to  reflect  the  management  organization  responsibility  for  that  country.    Accordingly,  management's 
discussion and analysis data reflect these changes for all periods presented. 

Discussion of Critical Accounting Policies: 

In  the  ordinary  course  of  its  business,  the  Company  has  made  a  number  of  estimates  and  assumptions 
relating to the reporting of results of operations and financial condition in the preparation of its financial statements 
in  conformity  with  accounting  principles  generally  accepted  in  the  U.S.    Actual  results  could  differ  significantly 
from  those  estimates  and  assumptions.    The  Company  believes  that  the  following  discussion  addresses  the 
Company's  most  critical  accounting  policies,  which  are  those  that  are  most  important  to  the  portrayal  of  the 
Company's  financial  condition  and  results  and  require  management's  most  difficult,  subjective  and  complex 
judgments, often as a result of the need to make estimates about the effect of matters that are inherently uncertain.   

Sales Returns: 

The  Company  allows  customers  to  return  their  unsold  products  when  they  meet  certain  Company-
established criteria as outlined in the  Company's trade terms.   The Company regularly reviews and revises, when 
deemed  necessary,  its  estimates  of  sales  returns  based  primarily  upon  actual  returns,  planned  product 
discontinuances, and promotional sales,  which would  permit customers  to return items  based upon  the Company's 

15 

 
 
 
 
 
 
 
trade terms. The Company records estimated sales returns as a reduction to sales and cost of sales, and an increase in 
accrued liabilities and inventories.  Returned products which are recorded as inventories are valued based upon the 
amount  that  the  Company  expects  to  realize  upon  their  subsequent  disposition.  The  physical  condition  and 
marketability  of  the  returned  products  are  the  major  factors  considered  by  the  Company  in  estimating  realizable 
value.   Cost of sales includes the cost of refurbishment of returned products.   Actual returns, as well as  realized 
values on returned products, may differ significantly, either favorably or unfavorably, from the Company's estimates 
if  factors  such  as  product  discontinuances,  customer  inventory  levels  or  competitive  conditions  differ  from  the 
Company's estimates and expectations and, in the case of actual returns, if economic conditions differ significantly 
from the Company's estimates and expectations.   

Trade Support Costs: 

In order to support the retail trade, the Company has various performance-based arrangements with retailers 
to  reimburse  them  for  all  or  a  portion  of  their  promotional  activities  related  to  the  Company's  products.    The 
Company  regularly  reviews  and  revises,  when  deemed  necessary,  estimates  of  costs  to  the  Company  for  these 
promotions based on estimates of what has been  incurred by the  retailers.   Actual costs incurred by  the Company 
may  differ  significantly  if  factors  such  as  the  level  and  success  of  the  retailers'  programs,  as  well  as  retailer 
participation levels, differ from the Company's estimates and expectations.   

Inventories: 

Inventories are stated at the lower of cost or market value.  Cost is principally determined by the first-in, 
first-out method. The Company records adjustments to the value of inventory based upon its forecasted plans to sell 
its inventories. The physical condition (e.g., age and quality) of the inventories is also considered in establishing its 
valuation. These adjustments are estimates, which could vary significantly, either favorably or unfavorably, from the 
amounts that the Company may ultimately realize upon the disposition of inventories if future economic conditions, 
customer  inventory  levels,  product  discontinuances,  return  levels  or  competitive  conditions  differ  from  the 
Company's estimates and expectations.   

Property, Plant and Equipment and Other Assets: 

Property,  plant  and  equipment  is  recorded  at  cost  and  is  depreciated  on  a  straight-line  basis  over  the 
estimated  useful  lives  of  such  assets.  Changes  in  circumstances  such  as  technological  advances,  changes  to  the 
Company's business model, changes in the planned  use of  fixtures or software or closing of facilities or changes in 
the Company's capital strategy can result in the actual useful lives differing from the Company's estimates.  

Included  in  other  assets  are  permanent  wall  displays,  which  are  recorded  at  cost  and  amortized  on  a 
straight-line basis over the estimated useful lives of such assets. Intangibles other than goodwill are recorded at cost 
and amortized on a straight-line basis over the estimated useful lives of such assets. 

Long-lived assets, including  fixed assets, permanent wall displays and intangibles other than goodwill, are 
reviewed by the Company for impairment  whenever events or changes in circumstances  indicate  that  the carrying 
amount of any such asset may not be recoverable.  If the undiscounted cash flows (excluding interest) from the use 
and eventual disposition of  the asset is less  than  the carrying value, the  Company  recognizes an  impairment  loss, 
measured  as  the  amount  by  which  the  carrying  value  exceeds  the  fair  value  of  the  asset.    The  estimate  of 
undiscounted  cash  flow  is  based  upon,  among  other  things,  certain  assumptions  about  expected  future  operating 
performance.  The Company's estimates of undiscounted cash flow may differ from actual cash flow due to, among 
other things, technological changes, economic conditions, changes to its business model or changes in its operating 
performance.  In those cases where the Company determines that the useful life of other long-lived assets should be 
shortened,  the  Company  would  depreciate  the  net  book  value  in  excess  of  the  salvage  value  (after  testing  for 
impairment as described above), over the revised remaining useful life of such asset thereby increasing amortization 
expense.    Additionally,  goodwill  is  reviewed  for  impairment  at  least  annually.    The  Company  recognizes  an 
impairment loss to the extent that carrying value exceeds the fair value of the asset. 

16 

 
 
 
 
 
Pension Benefits: 

The  Company  sponsors  pension  and  other  retirement  plans  in  various  forms  covering  substantially  all 
employees who meet eligibility requirements.  Several statistical and other factors which attempt to estimate future 
events are used in calculating the expense and liability related to the plans.  These factors include assumptions about 
the  discount  rate,  expected  return  on  plan  assets  and  rate  of  future  compensation  increases  as  determined  by  the 
Company,  within  certain  guidelines.    In  addition,  the  Company's  actuarial  consultants  also  use  subjective  factors 
such as withdrawal and mortality rates to estimate these  factors.   The  actuarial assumptions used by the Company 
may  differ  materially  from  actual  results  due  to  changing  market  and  economic  conditions,  higher  or  lower 
withdrawal  rates  or  longer  or  shorter  life  spans  of  participants,  among  other  things.    Differences  from  these 
assumptions  may result in a significant impact  to the amount of pension expense recorded by the Company.  Due to 
decreases in interest rates and declines in  the income of assets in the plans, it is expected that the pension expense 
for 2003 will be approximately $10 higher than in 2002.  

Results of Operations 

Year ended December 31, 2002 compared with year ended December 31, 2001 

Net sales 

Net sales were $1,119.4 and $1,277.6 for 2002 and 2001, respectively, a decrease of $158.2, or 12.4%, and 

a decrease of 10.4% after excluding the impact of currency fluctuations.   

United States and Canada.  Net sales in the U.S. and Canada were $760.1 for 2002, compared with $870.3 
for  2001,  a  decrease  of  $110.2,  or  12.7%.    Of  this  decrease,  $100.6  was  due  to  increased  sales  returns  and 
allowances  related  to  the  Company's  plan  to  selectively  reduce  SKUs  and  reduced  distribution  of  the  Ultima  II 
brand, sales allowances for selective price adjustments on certain SKUs related to the stabilization and growth phase 
of the Company's plan, and higher sales returns and allowances not directly related to the stabilization and growth 
phase of the Company's plan.  In addition, brand support increased by $37.0.  These factors were partially offset by 
an increase in sales volume of $21.6 and an increase  in licensing revenues of  $5.8, primarily stemming  from the 
prepayment by a licensee of certain minimum royalties. 

International.  Net sales in the  Company's international operations were $359.3 for 2002, compared with 
$407.3  for  2001,  a  decrease  of  $48.0,  or  11.8%,  and  a  decrease  of  5.2%  after  excluding  the  impact  of  currency 
fluctuations. Net sales in 2001 include $16.4 of net sales related to the Colorama brand. 

Sales in the Company's international operations are divided by the Company into three geographic regions.  
In Europe, which is comprised of Europe and  the Middle East, net sales decreased by $11.3, or 9.5%, to $107.8 for 
2002,  as  compared  with  2001.    The  decrease  in  the  European  region  is  primarily  due  to  the  conversion  of  the 
Company's  Benelux  and  Israeli  businesses  to  distributors  (which  factor  the  Company  estimates  contributed  to  an 
approximate  8.5%  reduction  in  net  sales  for  the  region),  production  disruption  at  the  Company's  third  party 
manufacturer  in  Maesteg,  Wales  (which  factor  the  Company  estimates  contributed  to  an  approximate  5.6% 
reduction in net sales for the region) and increased competitive activity in Italy (which factor the Company estimates 
contributed  to  an  approximate  2.3%  reduction  in  net  sales  for  the  region).    Such  factors  were  partially  offset  by 
increased  sales  volume  in  the  U.K.  (which  factor  the  Company  estimates  contributed  to  an  approximate  6.7% 
increase in  net sales for  the region) and  impact from  favorable  currency  fluctuations  (which  factor  the  Company 
estimates contributed to an approximate 2.7% increase in net sales for the region).   

In Latin America, which is comprised of Mexico, Central America and South America, net sales decreased 
by  $46.9,  or  33.3%,  to  $94.1  for  2002,  as  compared  with  2001.  The  decrease  in  the  Latin  American  region  is 
primarily due to the impact of adverse currency fluctuations (which factor the Company estimates contributed to an 
approximate 19.0% reduction in net sales for the region), the sale of the Colorama brand (which factor the Company 
estimates  contributed  to  an  approximate  10.6%  reduction  in  net  sales  for  the  region),  the  effect  of  political  and 
economic  difficulties  in  Venezuela  (which  factor  the  Company  estimates  contributed  to  an  approximate  6.4% 
reduction  in  net  sales  for  the  region),  and  increased  competitive  activity  in  Mexico  (which  factor  the  Company 

17 

 
 
 
 
 
estimates  contributed  to  an  approximate  5.4%  reduction  in  net  sales  for  the  region).    Such  factors  were  partially 
offset by sales tax increases and increased sales volume in Brazil (which factor the Company estimates contributed 
to an approximate 6.3% increase in  net sales for the region)  and increased  sales volume  in distributor  markets in 
Latin America (which factor the Company estimates contributed to an approximate 2.6% increase in net sales for the 
region).  

In the Far East and Africa, net sales increased by $10.2,  or  6.9%,  to  $157.4  for 2002, as compared with 
2001. The increase in  the Far East region is primarily due  to increased sales volume in South Africa, China, Hong 
Kong  and distributor  markets in  the Far  East (which  factor  the Company estimates  contributed  to an approximate 
9.6%  increase  in  net  sales  for  the  region).    Such  factors  were  partially  offset  by  the  impact  of  adverse  currency 
fluctuations (which factor the Company estimates contributed to an approximate 2.8% reduction in net sales for the 
region)  and  increased  competitive  activity  in  Australia  and  New  Zealand  (which  factor  the  Company  estimates 
contributed to an approximate 0.9% reduction in net sales for the region). 

Net  sales  in  the  Company's  international  operations  may  be  adversely  affected  by  weak  economic 
conditions,  political  uncertainties,  adverse  currency  fluctuations,  and  competitive  activities.  During  2002,  the 
Company experienced significant  adverse currency fluctuations in  Argentina, Brazil,  Venezuela  and South  Africa.  
During  2002,  the  Company  continued  to  experience  production  difficulties  with  its  principal  third  party 
manufacturer for Europe and certain other international markets which operates the Maesteg facility.  To rectify this 
situation,  on  October  31,  2002  Products  Corporation  and  such  manufacturer  terminated  the  long-term  supply 
agreement and entered into a new, more flexible agreement.  This new agreement has significantly reduced volume 
commitments and, among other things, Products Corporation agreed to loan such supplier approximately $2.0.  To 
address  the  past  production  difficulties,  under  the  new  arrangement,  the  supplier  can  earn  performance-based 
payments  of  approximately  $6.3  over  a  4-year  period  contingent  upon  the  supplier  achieving  specific  production 
service level objectives.  During 2002, the Company accrued $1.6 as a result of such supplier meeting the required 
production service level objectives.  Under the new arrangement, Products Corporation also intends to source certain 
products from its Oxford facility and other suppliers.  The Company expects that under the new supply arrangement, 
the production difficulties at the Maesteg facility will be resolved during the first half of 2003. 

Gross profit 

Gross profit was $615.7 for 2002, compared with $733.4 for 2001. As a percentage of net sales, gross profit 
margins  were  55.0%  for  2002,  compared  with  57.4%  for  2001.  The  decrease  in  gross  profit  margin  in  2002 
compared  to  the comparable 2001 period  is  due to  the implementation  of  various aspects of  the  stabilization and 
growth phase of the Company's plan, referred to above in the discussion of the Company's net sales and higher sales 
returns and allowances not directly related to such plan, which combined equal $127.1, and higher brand support of 
$30.8 in 2002.  These  factors were partially offset by lower additional consolidation costs of $36.7 associated with 
the 2001 shutdown of the Company's Phoenix and Canada facilities, an increase in licensing revenue of $5.8 in 2002 
due to the prepayment of certain  minimum royalties, and $1.7 in respect of an insurance claim for certain losses in 
Latin America. 

SG&A expenses 

SG&A expenses were $717.0 for 2002, compared with $679.2 for 2001.  The increase in SG&A expenses 
for 2002, as compared to 2001, is due primarily to higher personnel-related expenses (including executive separation 
costs)  and  higher  professional  fees  (including  expenses  related  to  the  stabilization  and  growth  phase  of  the 
Company's  plan  and  costs  related  to  litigation)  of  $42.0,  higher  wall  display  amortization  of  $8.9  due  to  the 
accelerated amortization associated with the roll out of the Company's new wall displays which the Company began 
in  2002  and  accelerated  amortization  charges  of  $4.0  and  a  write-off  of  $2.2,  both  of  which  relate  to  certain 
information systems as a result of the Company's decision to, among other things, upgrade its information systems.  
These factors were partially offset by the elimination of  goodwill amortization of $7.7, lower distribution costs of 
$7.3, the elimination of SG&A expenses of $9.1 related to the Colorama brand and $5.3 of additional consolidation 
costs in 2001 associated with the shutdown of the Company's Phoenix and Canada facilities, and $0.7 in respect of 
an insurance claim for certain losses in Latin America.  

18 

 
 
 
 
 
Restructuring costs 

During  the  third  quarter  of  2000,  the  Company  initiated  a  new  restructuring  program  in  line  with  the 
original  restructuring  plan  developed  in  late  1998,  designed  to  improve  profitability  by  reducing  personnel  and 
consolidating manufacturing facilities.  The 2000 restructuring program focused on the Company's plans to close its 
manufacturing operations in Phoenix, Arizona and Mississauga, Canada and to consolidate its cosmetics production 
into its plant in Oxford, North Carolina.  The 2000 restructuring program also includes the remaining obligation for 
excess leased real estate in the Company's headquarters, consolidation costs associated with the Company closing its 
facility  in  New  Zealand,  and  the  elimination  of  several  domestic  and  international  executive  and  operational 
positions,  each  of  which  were  effected  to  reduce  and  streamline  corporate  overhead  costs.  During  2001,  the 
Company  continued to implement  the 2000 restructuring program  and recorded a  charge  of $38.1, principally for 
additional  employee  severance  and  other  personnel  benefits  and  relocation  and  other  costs  related  to  the 
consolidation of the Company's worldwide operations. 

During  2002,  the  Company  continued  to  implement  the  2000  restructuring  program,  as  well  as  other 
restructuring  actions,  and  recorded  charges  of  $13.6,  principally  for  additional  employee  severance  and  other 
personnel benefits, primarily resulting from reductions in the Company's worldwide sales force and relocation and 
other costs related to the consolidation of the Company's worldwide operations.  

The  Company  anticipates  annualized  savings  of  approximately  $10  to  $12  relating  to  the  restructuring 

charges recorded during 2002.  

Other expenses (income) 

Interest expense was $159.0 for 2002, compared with $140.5 for 2001.  The increase in interest expense for 
2002, as compared  to 2001, is primarily  due to the repayment  of a portion  of the Credit Agreement with the 12% 
Notes (which were issued in late November 2001 and which have a higher interest rate than the Credit Agreement) 
and higher overall outstanding borrowings.  

Sale of assets and brand, net  

In February 2002, Products Corporation completed the disposition of its Benelux business.  As part of this 
sale, Products Corporation entered into a long-term distribution agreement with the purchaser pursuant to which the 
purchaser  distributes  the  Company's  products  in  Benelux.    The  purchase  price  consisted  principally  of  the 
assumption of certain liabilities and a deferred purchase price contingent upon future results of up to approximately 
$4.7,  which  could  be  received  over  approximately  a  seven-year  period.    In  connection  with  the  disposition,  the 
Company recognized a pre-tax and after-tax net loss of $1.0 in the first quarter of 2002.   

In  July  2001,  Products  Corporation  completed  the  disposition  of  the  Colorama  brand  in  Brazil.    In 
connection  with  the  disposition  the  Company  recognized  a  pre-tax  and  after-tax  loss  of  $6.5,  $6.3  of  which  was 
recorded in the second quarter of 2001.   Additionally, the Company  recognized a pre-tax  and after-tax net loss  on 
the disposition of land in Minami  Aoyama  near Tokyo, Japan (the "Aoyama Property") and related rights  for the 
construction of a building on such land of $0.8 during the second quarter of 2001. 

In July 2001, Products Corporation completed the disposition of its subsidiary that owned and operated its 
manufacturing facility in Maesteg, Wales (UK), including all production equipment.  As part of this sale, Products 
Corporation  entered  into  a  long-term  supply  agreement  with  the  purchaser  pursuant  to  which  the  purchaser 
manufactured  and  supplied  to  Products  Corporation  cosmetics  and  personal  care  products  for  sale  throughout 
Europe.  In  connection  with  such  disposition,  the  Company  recognized  a  pre-tax  and  after-tax  net  loss  of  $8.6  in 
2001.    The  supply  agreement  was  subsequently  terminated  and  certain  aspects  of  the  purchase  agreement  were 
revised. (See Note 3 to the Consolidated Financial Statements). 

In December 2001, Products Corporation sold a facility in Puerto Rico for approximately $4. In connection 
with such disposition, the Company recorded a pre-tax and after-tax net gain on the sale of $3.1 in the fourth quarter 
of 2001. 

19 

 
 
 
 
 
Loss on early extinguishment of debt 

The loss on early extinguishment of debt of $3.6 in 2001 resulted primarily from the write-off of financing 

costs in connection with Products Corporation entering into the 2001 Credit Agreement (as hereinafter defined). 

Provision for income taxes 

The  provision  for  income  taxes  was  $4.8  for  2002,  compared  with  $4.1  for  2001.  The  increase  in  the 
provision  for  income  taxes  for  2002,  as  compared  to  2001,  was  attributable  to  higher  taxable  income  in  certain 
markets outside the U.S., which was partially offset by the recognition of tax benefits of approximately $0.9 relating 
to the carryback of alternative minimum tax losses resulting from tax legislation enacted in the first quarter of 2002.  

Year ended December 31, 2001 compared with year ended December 31, 2000  

Net sales 

Net sales were $1,277.6 and $1,409.4 for 2001 and 2000, respectively, a decrease of $131.8, or 9.4%, and a 

decrease of 5.9% after excluding the impact of currency fluctuations.  

United States and Canada.  Net sales in the U.S. and Canada were $870.3 for 2001, compared with $874.0 
for 2000, a decrease of $3.7, or 0.4%. Net sales in 2000 include net sales of $35.8 related to the Product Line and 
Brands Sold. The decline for 2001, as compared with the comparable 2000 period, was primarily due to net sales of 
$35.8 related to the Product  Line and Brands  Sold, higher sales allowances of $13.7  and reduced sales volume of 
$16.5.    This  volume  decline  is  net  of  $14.0  of  increased  sales  in  the  fourth  quarter  of  2001  resulting  from  the 
decision by the Company's major U.S. retail customers to shift planned plan-o-gram timing for 2002 new products 
into the  fourth quarter of 2001, mostly offset by lower sales returns  of $60.2  as  a result of the Company's revised 
trade terms. 

International.    Net  sales  in  the  Company's  international  operations  were  $407.3  for  the  2001,  compared 
with  $535.4  for  2000,  a  decrease  of  $128.1,  or  23.9%,  and  a  decrease  of  16.8%  after  excluding  the  impact  of 
currency fluctuations. Net sales in 2001 and 2000 include net sales of $16.4 and $108.3, respectively, related to the 
Product Line and Brands Sold. 

Sales in the Company's international operations are divided by the Company into three geographic regions.  
In Europe, which is comprised of Europe and the Middle East,  net sales decreased by $49.3 to $119.1 for 2001, or 
by 29.3%, as compared with 2000. The  decrease  in the European region is primarily due  to  the Product  Line and 
Brands Sold (which factor the Company estimates contributed to an approximate  20.8% reduction in  net sales for 
the region), the conversion of the Company's Israeli business to a distributor (which factor the Company estimates 
contributed  to  an  approximate  2.8%  reduction  in  net  sales  for  the  region)  and  the  unfavorable  impact  of  adverse 
currency  fluctuations  (which  factor  the  Company  estimates  contributed  to  an  approximate  3.7%  reduction  in  net 
sales for the region). 

In  Latin America, which comprises Mexico, Central America and South  America, net sales decreased by 
$54.5, or 27.9%, to $141.0 for 2001, as compared with 2000. The decrease in the Latin American region is primarily 
due to the Product Line and Brands Sold (which factor the Company estimates contributed to an approximate 15.1% 
reduction in  net sales for the region) and  the impact  of adverse  currency fluctuations  (which factor  the  Company 
estimates contributed to an approximate 9.2% reduction in net sales for the region). 

In the Far East and Africa, net sales decreased by $24.3, or 14.1%, to $147.2 for 2001, as compared with 
2000. The decrease in the Far East region is primarily due  to  the impact of adverse currency fluctuations (which 
factor  the  Company  estimates  contributed  to  an  approximate  9.1%  reduction  in  net  sales  for  the  region)  and  the 
Product Line and Brands Sold (which factor the Company estimates contributed to an approximate 3.1% reduction 
in net sales for the region).  

20 

 
 
 
 
 
Net  sales  in  the  Company's  international  operations  may  be  adversely  affected  by  weak  economic 

conditions, political uncertainties, adverse currency fluctuations, and competitive activities. 

Gross profit 

Gross profit was $733.4 for 2001, compared with $835.1 for 2000. As a percentage of net sales, gross profit 
margins were 57.4% for 2001, compared with 59.3% for 2000. The decline in gross profit and gross profit margin in 
2001 compared to 2000 is primarily due  to  the incremental  gross profit  of $71.3  in 2000  which  was related to the 
Product Line and Brands Sold and higher additional consolidation costs of $33.3 in 2001 associated with the 2001 
shutdown of the Company's Phoenix and Canada facilities ($6.1 of which represents increased depreciation recorded 
for the Phoenix facility – See Note 2 to  the Consolidated Financial Statements). These factors were partially offset 
by  the  improvement  in  sales  returns  and  allowances  in  2001  and  the  dispositions  of  lower  margin  businesses  in 
2001.   

SG&A expenses 

SG&A expenses were $679.2 for 2001, compared with $765.1 for 2000. The decrease in SG&A expenses 
for 2001, as compared to  the comparable 2000 period, is due primarily to incremental SG&A expenses of $63.1 in 
2000 related to the Product  Line and Brands Sold and  the Company's restructuring efforts to reduce personnel and 
related costs in 2001.  These factors were partially offset by an increase in brand support expenses of $12.4 in 2001 
and  $5.4  of  additional  consolidation  costs  associated  with  the  shutdown  of  the  Company's  Phoenix  and  Canada 
facilities in 2001.   

Restructuring costs 

In  the  first  quarter  of  2000,  the  Company  recorded  a  charge  of  $9.5  relating  to  the  1999  restructuring 
program  that  began  in  the  fourth  quarter  of  1999.    The  Company  continued  to  implement  the  1999  restructuring 
program during the second quarter of 2000 during which it recorded a charge of $5.1.  

During  the third quarter of 2000, the  Company continued to  re-evaluate its organizational structure.   As 
part of this re-evaluation, the Company initiated a new restructuring program in line with the original restructuring 
plan  developed  in  late  1998,  designed  to  improve  profitability  by  reducing  personnel  and  consolidating 
manufacturing facilities.  The Company recorded a charge of $13.7 in the third quarter of 2000 for programs begun 
in  such  quarter,  as  well  as  for  the  expanded  scope  of  programs  previously  commenced.    The  2000  restructuring 
program  focused  on  the  Company's  plans  to  close  its  manufacturing  operations  in  Phoenix,  Arizona  and 
Mississauga, Canada and to consolidate its cosmetics production into its plant in Oxford, North Carolina.  The 2000 
restructuring  program  also  includes  the  remaining  obligation  for  excess  leased  real  estate  in  the  Company's 
headquarters,  consolidation  costs  associated  with  the  Company  closing  its  facility  in  New  Zealand,  and  the 
elimination of several domestic and international executive and operational positions, each of which were effected to 
reduce and streamline corporate overhead  costs. In  the  fourth quarter of  2000, the Company recorded a charge of 
$25.8 related to the 2000 restructuring program, principally for additional employee severance and other personnel 
benefits and to consolidate worldwide operations. 

During  2001,  the  Company  recorded  a  charge  of  $38.1  related  to  the  2000  restructuring  program, 
principally for additional employee severance and other personnel benefits and relocation and other costs related to 
the consolidation of the Company's worldwide operations. Included in the $38.1 charge for 2001 was an adjustment 
in the fourth quarter of 2001 to previous estimates of approximately $6.6.   

Other expenses (income) 

Interest expense was $140.5 for 2001, compared with $144.5 for 2000.  The decrease in interest expense for 
2001, as compared to 2000, is primarily due to the repayment of borrowings under the 1997 Credit Agreement with 
the net proceeds from  the disposition of the worldwide professional products line, the Plusbelle brand in Argentina 
and the Colorama brand in Brazil and by lower interest rates under the Credit Agreement, partially offset by interest 
on the 12% Notes (which were issued in November 2001). 

21 

 
 
 
 
 
Sale of product line, brands and facilities, net  

Described  below  are  the  principal  sales  of  certain  brands  and  facilities  entered  into  by  Products 

Corporations during 2001: 

In December 2001, Products Corporation sold a facility in Puerto Rico for approximately $4.  In connection 
with such disposition, the Company recorded a pre-tax and after-tax net gain on the sale of $3.1 in the fourth quarter 
of 2001. 

In July 2001, Products Corporation completed the disposition of the Colorama brand of cosmetics and hair 
care  products,  as  well  as  Products  Corporation's  manufacturing  facility  located  in  São  Paulo,  Brazil,  for 
approximately  $57.    Products  Corporation  used  $22  of  the  net  proceeds,  after  transaction  costs  and  retained 
liabilities,  to  permanently  reduce  commitments  under  the  1997  Credit  Agreement  (as  hereinafter  defined).    In 
connection with such disposition, the Company recognized a pre-tax and after-tax net loss of $6.7. 

In July 2001, Products Corporation completed the disposition of its subsidiary that owned and operated its 
manufacturing  facility  in  Maesteg,  Wales  (UK),  including  all  production  equipment.    As  discussed  above,  in 
October 2002, after experiencing production difficulties with this supplier, Products Corporation and such supplier 
terminated their long-term supply  agreement, revised certain aspects  of the  purchase  agreement and entered into a 
new,  more  flexible  supply  agreement  with  significantly  reduced  volume  commitments.    In  connection  with  such 
disposition,  the  Company  recognized  a  pre-tax  and  after-tax  net  loss  of  $8.6  in  2001.  (See  Note  3  to  the 
Consolidated Financial Statements). 

In  May 2001, Products Corporation sold  its Phoenix,  Arizona  facility for approximately $7 and leased it 
back through the end of 2001.  After recognition of increased depreciation in the first quarter of 2001, the Company 
recorded a  pre-tax  and  after-tax  net  loss  on  the  sale  of  $3.7  in  the  second  quarter  of  2001,  which  is  included  in 
SG&A expenses. 

In  April  2001,  Products  Corporation  sold  the  Aoyama  Property  in  Japan  for  approximately  $28.    In 
connection with such disposition, the Company recognized a pre-tax and after-tax net loss of $0.8 during the second 
quarter of 2001. 

Loss on early extinguishment of debt 

The loss on early extinguishment of $3.6 in 2001 resulted primarily from the write-off of financing costs in 

connection with Products Corporation entering into the 2001 Credit Agreement. 

Provision for income taxes 

The  provision  for  income  taxes  was  $4.1  for  2001,  compared  with  $8.6  for  2000.    The  decrease  in  the 
provision for income taxes for 2001, as compared 2000, was attributable to adjustments to certain deferred tax assets 
and  higher  taxes  associated with  the  worldwide  professional  products  line  in  the  first  quarter  of  2000  and  lower 
taxable income in 2001 in certain markets outside the U.S. 

Financial Condition, Liquidity and Capital Resources 

Net cash used for operating activities was $112.3, $86.5 and $84.0 for 2002, 2001 and 2000, respectively. 
The increase in net cash used for operating activities for 2002 compared to 2001 resulted primarily from a higher net 
loss, partially offset by lower inventories and an increase in accrued expenses and other, mainly associated with the 
Company's  implementation  of  various  aspects  of  the  stabilization  and  growth  phase  of  its  plan.    In  addition, 
purchases of permanent wall displays increased in 2002  due  to  the roll out  of  the Company's newly-reconfigured 
wall  displays.    The  slight  increase  in  net  cash  used  for  operating  activities  for  2001  compared  to  2000  resulted 
primarily from a higher net loss and changes in working capital, partially offset by lower purchases of wall displays.  

22 

 
 
 
 
 
Net  cash  (used  for)  provided  by  investing  activities  was  $(14.2),  $87.2  and  $322.1  for  2002,  2001  and 
2000, respectively. Net cash used for investing activities for 2002 consisted primarily of capital expenditures.  Net 
cash provided by investing activities for 2001 consisted of net proceeds from the sale of the Company's Colorama 
brand  in  Brazil,  the  Company's  subsidiary  in  Maesteg,  Wales  (UK),  the  Aoyama  Property  in  Japan,  the  Phoenix 
facility  and  a  facility  in  Puerto  Rico,  partially  offset  by  capital  expenditures.    Net  cash  provided  by  investing 
activities for 2000 consisted of proceeds from the sale of the Company's worldwide professional products line and 
the Plusbelle brand in Argentina, partially offset by cash used for capital expenditures.   

Net cash provided by (used  for) financing activities was $110.3, $46.3 and $(203.7)  for  2002, 2001 and 
2000,  respectively.  Net  cash  provided  by  financing  activities  for  2002  included  cash  drawn  under  the  Credit 
Agreement,  partially  offset  by  the  repayment  of  borrowings  under  the  Credit  Agreement  and  payment  of  debt 
issuance costs.  Net cash provided by financing  activities for 2001 included  cash  drawn  under the 2001 and 1997 
Credit  Agreements  and  proceeds  from  the  issuance  of  the  12%  Notes,  partially  offset  by  the  repayment  of 
borrowings under the 1997 Credit Agreement with  the net proceeds from the disposition of the Colorama brand in 
Brazil,  and  subsequently  with  proceeds  from  the  issuance  of  the  12%  Notes  and  proceeds  from  the  2001  Credit 
Agreement  and  payment  of  debt  issuance  costs  in  connection  with  the  issuance  of  the  12%  Notes  and  the  2001 
Credit Agreement.  Net cash  used  for financing activities for  2000 included  repayments of borrowings  under the 
Credit Agreement with the  net proceeds from  the disposition of  the worldwide professional products line  and the 
Plusbelle  brand  in  Argentina  and  the  repayment  of  Products  Corporation's  Japanese  yen-denominated  credit 
agreement, partially offset by cash drawn under the 1997 Credit Agreement.  

On November 26, 2001, Products Corporation issued and sold $363 in aggregate principal amount of 12% 
Senior  Secured  Notes  due  2005  (the  "Original  12%  Notes")  in  a  private  placement,  receiving  gross  proceeds  of 
$350.5. Products Corporation used the proceeds from the Original 12% Notes and borrowings under the 2001 Credit 
Agreement to repay outstanding indebtedness under Products Corporation's 1997 Credit Agreement and to pay fees 
and expenses incurred in connection with entering into the 2001 Credit Agreement and the issuance of the Original 
12%  Notes,  and  the  balance  was available  for  general  corporate  purposes.   On  June  21,  2002,  the  Original  12% 
Notes were exchanged for  new 12% Senior  Secured  Exchange  Notes due  2005 which  have substantially  identical 
terms as the Original 12% Notes (the "12% Notes"), except that the 12% Notes are registered with the Commission 
under  the  Securities  Act  of  1933  (as  amended,  the  "Securities  Act")  and  the  transfer  restrictions  and  registration 
rights applicable to the Original 12% Notes do not apply to the 12% Notes. 

On  November  30,  2001,  Products  Corporation  entered  into  a  credit  agreement  (the  "2001  Credit 
Agreement") with a syndicate of lenders,  whose individual  members change  from  time  to time, which  agreement 
amended  and  restated  the  credit  agreement  entered  into  by  Products  Corporation  in  May  1997  (as  amended,  the 
"1997 Credit Agreement"; the 2001 Credit Agreement and the 1997 Credit Agreement are sometimes referred to as 
the  "Credit  Agreement"),  and  which  matures  on  May  30,  2005.  As  of  December  31,  2002,  the  2001  Credit 
Agreement provided up to $248.7, which is comprised of a $116.6 term loan facility (the "Term Loan Facility") and 
a $132.1 multi-currency revolving credit facility (the "Multi-Currency Facility").  At December 31, 2002, the Term 
Loan  Facility  was  fully  drawn  and  $0.3  was  available  under  the  Multi-Currency  Facility,  including  the  letters  of 
credit.   

In connection with the  transactions with MacAndrews & Forbes described in "Recent Developments," and 
as a result  of  the  Company's operating results  for the  fourth quarter of 2002 and  the effect of  acceleration of the 
Company's implementation of the stabilization and  growth phase of its plan,  Products Corporation entered  into an 
amendment in  February 2003 of its  Credit  Agreement and secured waivers  of compliance with certain  covenants 
under  the Credit Agreement.  In particular, EBITDA (as defined in the Credit Agreement) was $35.2 for the four 
consecutive fiscal quarters ended December 31, 2002, which was less than the minimum of $210 required under the 
EBITDA covenant of the Credit Agreement for that period and the Company's leverage ratio was 5.09:1.00, which 
was in excess of the maximum ratio of 1.4:1.00 permitted under the leverage ratio covenant of the Credit Agreement 
for that period. Accordingly, the  Company sought and secured waivers of compliance with these covenants for the 
fourth  quarter  of  2002  and,  in  light  of  the  Company's  expectation  that  the  continued  implementation  of  the 
stabilization and  growth phase of the Company’s plan would affect the ability  of Products Corporation to comply 
with these covenants during 2003, the Company also secured an amendment to eliminate the EBITDA and leverage 
ratio covenants for the first three quarters  of 2003  and a waiver of compliance with such covenants for the  fourth 
quarter of 2003 expiring on January 31, 2004. 

23 

 
 
 
 
 
The amendment  to  the Credit Agreement also included  the  substitution of a  minimum liquidity covenant 
requiring  the Company to  maintain a  minimum of  $20 in liquidity from all  available sources at  all times  through 
January 31, 2004 and certain other amendments to allow for the M&F  Investments  and  the implementation of the 
stabilization and growth phase of the Company's plan, including specific exceptions from the limitations under the 
indebtedness covenant to permit the MacAndrews & Forbes $100 million term loan and the MacAndrews & Forbes 
$40-65  million  line  of  credit  and  to  exclude  the  proceeds  from  the  M&F  Investments  from  the  mandatory 
prepayment  provisions  of  the  Credit  Agreement,  and  to  increase  the  maximum  limit  on  capital  expenditures  and 
permanent display purchases from $100 to $115 for 2003.  The amendment also increased the applicable margin on 
loans  under  the  Credit  Agreement  by  0.5%,  the  incremental  cost  of  which  to  the  Company,  assuming  the  Credit 
Agreement is fully drawn, would be $1.1 from February 5, 2003 through the end of 2003.  As of March 7, 2003, the 
Company had approximately $213 of available liquidity from all available sources. 

As discussed under "Recent Developments", pursuant to the Investment Agreement MacAndrews & Forbes 
agreed, among other things, (i) to purchase such shares of Revlon, Inc.'s Class A Common Stock represented by its 
pro rata share of the rights distributed in  the Rights  Offering (approximately 83%,  or $41.5) and to  back-stop the 
Rights  Offering by purchasing  the remaining shares  of  Class  A Common Stock offered to, but  not purchased by, 
other  stockholders  (approximately  17%,  or  an  additional  $8.5),  (ii)  to  provide  Products  Corporation  with  the 
MacAndrews & Forbes $100 million term loan (the terms and conditions of which the parties agreed to on February 
5,  2003),  (iii)  if,  prior  to  the  consummation  of  the  Rights  Offering,  Products  Corporation  has  fully  drawn  the 
MacAndrews & Forbes $100 million term loan and the implementation of the stabilization and growth phase of the 
Company's plan causes the Company  to require some or all of the $50 of funds that the Company would raise from 
the Rights  Offering,  MacAndrews & Forbes  would advance the  Company  these funds prior  to closing  the Rights 
Offering  by  making  the  $50  million  Series  C  preferred  stock  investment,  which  would  be  redeemed  with  the 
proceeds  the  Company  receives  from  the  Rights  Offering,  and  (iv)  to  provide  Products  Corporation  with  the 
MacAndrews & Forbes $40-65  million line of credit (the  terms and conditions  of  which  the parties agreed  to on 
February 5, 2003), provided that the MacAndrews & Forbes $100 million term loan is fully drawn and MacAndrews 
& Forbes had made the $50 million Series C preferred stock investment (or if the Company has consummated the 
Rights Offering and redeemed any outstanding shares of Series C preferred stock). 

The  Company's  principal  sources  of  funds  are  expected  to  be  operating  revenues,  cash  on  hand,  the 
proceeds from the Rights  Offering (which may be advanced to the Company as a result of the $50  million Series C 
preferred stock investment prior to the consummation of the Rights Offering if Products Corporation has fully drawn 
the MacAndrews & Forbes $100 million term loan) and funds available for borrowing under the Credit Agreement 
and the Mafco Loans. The Company expects that the Rights Offering will be consummated in the second quarter of 
2003, subject to the effectiveness of the  registration statement, which  the Company filed with the Commission on 
February 5, 2003. Based on  this expectation, the Company anticipates  that Products Corporation will  draw on the 
MacAndrews & Forbes $100 million term loan before the Rights Offering is consummated in order to continue the 
implementation  of  the  stabilization  and  growth  phase  of  the  Company's  plan  and  for  general  corporate  purposes. 
However, the Company currently does  not  anticipate that, based  upon  a  second quarter  2003 closing  of the Rights 
Offering, it will require that MacAndrews & Forbes make the $50 million Series C preferred stock investment. The 
Credit Agreement, the Mafco  Loans, Products Corporation's 12% Notes, Products Corporation's 8 5/8% Notes due 
2008  (the  "8  5/8%  Notes"),  Products  Corporation's  8  1/8%  Notes  due  2006  (the  "8  1/8%  Notes")  and  Products 
Corporation's  9%  Notes  due  2006  (the  "9%  Notes")  contain  certain  provisions  that  by  their  terms  limit  Products 
Corporation's and/or its subsidiaries' ability to, among other things, incur additional debt. 

The  Company's principal uses of funds are  expected  to be  the  payment of  operating expenses, including 
expenses in connection with the stabilization and growth phase of the Company's plan, purchases of permanent wall 
displays,  capital  expenditure  requirements,  including  costs  in  connection  with  the  ERP  System  (as  hereinafter 
defined),  payments  in  connection  with  the  Company's  restructuring  programs  referred  to  below  and  debt  service 
payments.   

The Company currently estimates that charges related to the implementation of the stabilization and growth 
phase  of  the  Company's  plan  will  not  exceed  $60  during  2003  and  2004.    In  addition,  the  Company  currently 
estimates that the cash payments related to this phase of the plan for charges recorded in 2002 will be approximately 
$75 during 2003 and 2004. 

24 

 
 
 
 
 
The  Company  developed  a  new  design  for  its  wall  displays  (which  the  Company  refined  as  part  of  the 
stabilization and growth phase of its plan) and began installing them at certain customers' retail stores during 2002. 
The  Company  is  also  reconfiguring  existing  wall  displays  at  its  retail  customers  on  an  accelerated  basis.  
Accordingly, the Company  has accelerated  the  amortization of its existing wall displays.  The installation of these 
newly-reconfigured wall displays resulted in accelerated amortization in 2002 of approximately $11.  The Company 
estimates that purchases of wall displays for 2003 will be approximately $75 to $85.  

The Company estimates that capital expenditures for 2003 will be approximately $25 to $30. The Company 
estimates  that  cash  payments  related  to  the  restructuring  programs  referred  to  in  Note  2  to  the  Consolidated 
Financial Statements and executive separation costs will be $10 to $15 in 2003. 

The Company has evaluated its management information systems and determined, among other things, to 
upgrade  to  an  Enterprise  Resource  Planning  ("ERP")  System.    As  a  result  of  this  decision,  certain  existing 
information  systems  are  being  amortized  on  an  accelerated  basis.  Based  upon  the  estimated  time  required  to 
implement an ERP System and related  IT actions, the Company  expects that it will record additional amortization 
charges for its current information system in 2002 through 2005.  The additional amortization recorded in 2002 was 
$4.  The Company expects that the additional amortization for 2003 will be approximately $5. 

The  Company expects that operating revenues, cash on  hand, proceeds from the Rights  Offering (which 
may be advanced to the  Company as a result of  the $50  million Series C preferred stock investment prior to the 
consummation  of  the  Rights  Offering  if  Products  Corporation  has  fully  drawn  the  MacAndrews  &  Forbes  $100 
million  term  loan)  and  funds  available  for  borrowing  under  the  Credit  Agreement  and  the  Mafco  Loans  will  be 
sufficient to enable the Company to cover its operating expenses, including cash requirements in connection with the 
Company's operations, the stabilization and  growth  phase of  the Company's plan,  cash  requirements  in connection 
with the Company's restructuring programs referred to above and the Company's debt service requirements for 2003.  
The Mafco  Loans and the proceeds from  the Rights Offering are intended to help fund the stabilization and growth 
phase of the Company's plan and to decrease the risk that would otherwise exist if the Company were to fail to meet 
its debt and ongoing obligations as they became due in 2003.   However, there can be no assurance that such funds 
will be sufficient to  meet the Company's  cash requirements  on a consolidated basis.  If the Company's anticipated 
level of revenue growth is not achieved because, for example, of decreased consumer spending in response to weak 
economic conditions or weakness in the cosmetics category, increased competition from the Company's competitors 
or the Company's marketing plans are not as successful as anticipated, or if the Company's expenses associated with 
implementation  of  the  stabilization  and  growth  phase  of  the  Company's  plan  exceed  the  anticipated  level  of 
expenses, the  Company's current sources of  funds  may be insufficient  to  meet  the  Company's cash requirements. 
Additionally, in the event of a decrease in  demand for Products Corporation's  products or reduced sales or lack of 
increases  in  demand  and  sales  as  a  result  of  the  Company's  plan,  such  development,  if  significant,  could  reduce 
Products  Corporation's  operating  revenues  and  could  adversely  affect  Products  Corporation's  ability  to  achieve 
certain financial covenants  under  the Credit Agreement and in such event the Company  could be  required to take 
measures, including reducing discretionary spending.   If  the  Company  is  unable to satisfy such cash requirements 
from  these  sources,  the  Company  could  be  required  to  adopt  one  or  more  alternatives,  such  as  delaying  the 
implementation  of  or  revising  aspects  of  the  stabilization  and  growth  phase  of  its  plan,  reducing  or  delaying 
purchases of wall displays or advertising or promotional expenses, reducing or delaying capital spending, delaying, 
reducing  or  revising  restructuring  programs,  restructuring  indebtedness,  selling  assets  or  operations,  seeking 
additional capital contributions or loans from  MacAndrews &  Forbes, the  Company's other affiliates  and/or  third 
parties, selling additional equity securities of Revlon, Inc. or reducing other discretionary spending.  The Company 
has substantial debt maturing in 2005 which will require refinancing, consisting of $246.3 (assuming the maximum 
amount is borrowed) under the Credit Agreement and $363.0  of  12% Notes, as well as amounts,  if  any,  borrowed 
under  the  MacAndrews & Forbes $100  million term loan and  the  MacAndrews &  Forbes $40-65  million  line of 
credit.   

The  Company  expects  that  Products  Corporation  will  need  to  seek  a  further  amendment  to  the  Credit 
Agreement  or  a  waiver  of  the  EBITDA  and  leverage  ratio  covenants  under  the  Credit  Agreement  prior  to  the 
expiration  of  the  existing  waiver  on  January  31,  2004  because  the  Company  does  not  expect  that  its  operating 
results, including after giving effect  to  various  actions  under the stabilization and  growth phase of  the Company's 
plan,  will  allow  Products  Corporation  to  satisfy  those  covenants  for  the  four  consecutive  fiscal  quarters  ending 
December 31, 2003.  The  minimum  EBITDA required to be  maintained  by Products  Corporation  under the Credit 

25 

 
 
 
 
 
Agreement is $230  for each of the four consecutive  fiscal quarters ending on December 31, 2003 (which covenant 
was waived through January 31, 2004), March 31, 2004, June 30, 2004 and September 30, 2004 and $250 for any 
four consecutive fiscal quarters ending December 31, 2004 and thereafter and the leverage ratio covenant under the 
Credit Agreement will permit a  maximum ratio of  1.10:1.00 for any four  consecutive fiscal quarters ending  on or 
after  December  31,  2003  (which  limit  was  waived  through  January  31,  2004  for  the  four  fiscal  quarters  ending 
December 31, 2003).  In addition, after giving effect  to the amendment, the Credit Agreement also contains a $20 
minimum liquidity covenant. While the Company expects that Products Corporation's bank lenders will consent to 
such amendment or waiver request, there can be no assurance that they will or that they will do so on terms that are 
favorable to the Company.  If the Company is unable to secure such amendment or waiver, it could be required to 
refinance  the  Credit  Agreement  or  repay  it  with  proceeds  from  sale  of  assets  or  operations,  or  additional  capital 
contributions or loans from MacAndrews & Forbes or the  Company's other affiliates or third parties, or the sale of 
additional  equity  securities  of  Revlon,  Inc.    In  the  event  that  Products  Corporation  were  unable  to  secure  such  a 
waiver or amendment and Products Corporation were not able to refinance or repay the Credit Agreement, Products 
Corporation’s inability to meet the financial covenants for the four consecutive fiscal quarters ending December 31, 
2003 would constitute an event of default under Products Corporation’s Credit Agreement, which would permit the 
bank  lenders  to  accelerate  the  Credit  Agreement,  which  in  turn  would  constitute  an  event  of  default  under  the 
indentures governing Products Corporation’s debt if the amount accelerated exceeds $25.0 and such default remains 
uncured within 10 days of notice from the trustee under the applicable indenture. 

There can be  no assurance  that  the Company would be able to take any of  the  actions referred  to in the 
preceding two paragraphs because of a variety of commercial or market factors or constraints in the Company's debt 
instruments, including, for example, Products Corporation's  inability  to reach agreement with its bank lenders on 
refinancing terms that are acceptable to the Company before the waiver of its financial covenants expires on January 
31, 2004,  market conditions being  unfavorable for  an equity  or  debt offering,  or that the  transactions  may  not be 
permitted under the  terms of the  Company's various debt instruments then in effect,  because of restrictions on the 
incurrence of debt, incurrence of liens, asset dispositions and related party transactions. In addition, such actions, if 
taken, may not enable the Company to satisfy its cash requirements if the actions do not generate a sufficient amount 
of additional capital. 

Revlon, Inc., as a holding company, will be dependent on the earnings and cash flow of, and dividends and 
distributions from, Products Corporation to pay its expenses and to pay any cash dividend or distribution on Revlon, 
Inc.'s Class A Common Stock that  may be authorized by  the Board  of Directors of Revlon, Inc.   The  terms of  the 
Credit  Agreement,  the  Mafco  Loans,  the  12%  Notes,  the  8  5/8%  Notes,  the  8  1/8%  Notes  and  the  9%  Notes 
generally  restrict  Products  Corporation  from  paying  dividends  or  making  distributions,  except  that  Products 
Corporation  is  permitted  to  pay  dividends  and  make  distributions  to  Revlon,  Inc.,  among  other  things,  to  enable 
Revlon,  Inc.  to  pay  expenses  incidental  to  being  a  public  holding  company,  including,  among  other  things, 
professional  fees  such  as  legal  and  accounting  fees,  regulatory  fees  such  as  Commission  filing  fees  and  other 
miscellaneous  expenses  related  to  being  a  public  holding  company  and,  subject  to  certain  limitations,  to  pay 
dividends  or  make  distributions  in  certain  circumstances  to  finance  the  purchase  by  Revlon,  Inc.  of  its  Class  A 
Common Stock in connection with the delivery of such  Class A Common Stock to grantees under the Revlon, Inc. 
Amended and Restated 1996 Stock  Plan (as  may be amended and restated  from time to time, the "Amended Stock 
Plan"). 

Pursuant to a tax sharing agreement, Revlon, Inc. may be required to  make tax sharing payments to Mafco 
Holdings as if Revlon, Inc. were filing separate income tax returns, except that no payments are required by Revlon, 
Inc. if and to the extent that Products Corporation is prohibited under the Credit Agreement from making tax sharing 
payments  to  Revlon,  Inc.    The  Credit  Agreement  prohibits  Products  Corporation  from  making  any  tax  sharing 
payments other than in respect of state and local income taxes.  Revlon, Inc. currently anticipates that, as a result of 
net  operating  tax  losses  and  prohibitions  under  the  Credit  Agreement,  no  cash  federal  tax  payments  or  cash 
payments in lieu of federal taxes pursuant to the tax sharing agreement will be required for 2003.  

As a result of dealing with suppliers and vendors in a  number of  foreign  countries, Products Corporation 
enters into foreign currency forward exchange contracts and option contracts from time to time to hedge certain cash 
flows denominated in  foreign currencies.  There were foreign currency forward exchange contracts with a notional 
amount of $10.8 outstanding at December 31, 2002.  The fair value of foreign currency forward exchange contracts 
outstanding at December 31, 2002 was nil.  

26 

 
 
 
 
 
Disclosures about Contractual Obligations and Comme rcial Commitments 

The  following  table  aggregates  all  contractual  commitments  and  commercial  obligations  that  affect  the 

Company's financial condition and liquidity position as of December 31, 2002:  

Payments Due by Period 
(dollars in millions) 

1-3 years 
$1,100.2 

4-5 years 
$649.9 

After 5 years 
Nil 

Contractual Obligations 

Long-term Debt 

Capital Lease Obligations 

Operating Leases 

Unconditional Purchase 
Obligations 

Total 
$1,750.1 

4.1 

56.7 

103.8(a) 

Less than 1 
year 
Nil 

$1.8 

21.3 

48.9 

2.3 

17.5 

54.9 

Other Long-term Obligations 

49.0(b) 

25.6 

23.4 

Nil 

7.1 

Nil 

Nil 

Nil 

$10.8 

Nil 

Nil 

Total Contractual Cash 
Obligations 

$1,963.7 

$97.6 

$1,198.3 

$657.0 

$10.8 

(a)  Consists  of  purchase  commitments  for  finished  goods,  raw  materials,  components  and  services  pursuant  to 
enforceable  and  legally  binding  obligations  which  include  all  significant  terms,  including  fixed  or  minimum 
quantities  to  be  purchased;  fixed,  minimum  or  variable  price  provisions;  and  the  approximate  timing  of  the 
transaction. 

(b)  Consists  primarily  of  obligations  related  to  insurance,  employment  contracts  and  other  personnel  service 
contracts.  Such amounts exclude severance and other contractual commitments related to restructuring, which 
are discussed under "Restructuring Costs". 

Off-Balance Sheet Transactions  

The  Company  does  not  maintain  any  off-balance  sheet  transactions,  arrangements,  obligations  or  other 
relationships with  unconsolidated entities  or others  that are reasonable likely  to  have a  material  current or  future 
effect  on  the  Company's  financial  condition,  changes  in  financial  condition,  revenues  or  expenses,  results  of 
operations, liquidity, capital expenditures or capital resources. 

Senior Financial Officer Code of Ethics 

The  Company  has  a  written  Code  of  Business  Conduct  (the  "Code")  that  includes  a  code  of  ethics  (the 
"Senior  Financial  Officer  Code  of  Ethics")  that  applies  to  the  Company's  Chief  Executive  Officer  and  senior 
financial  officers  (including  the  Company's  Chief  Financial  Officer,  Controller  and  persons  performing  similar 
functions) (collectively, the "Senior Financial Officers").  The Company will provide a copy of the Senior Financial 
Officer Code of Ethics, without charge, upon written request to Robert K. Kretzman, Senior Vice President, General 
Counsel  and  Corporate  Secretary,  Revlon,  Inc.,  625  Madison  Avenue,  New  York  NY,  10022.    If  the  Company 
changes the Senior Financial Officer Code of  Ethics in  any  material respect  or waives any  provision of the Senior 
Financial Officer Code of Ethics for any of its Senior Financial Officers, the Company expects to provide the public 
with  notice of any such change or waiver  by publishing an appropriate  description  of such event on its corporate 
website, www.revloninc.com, or by other appropriate  means as required or permitted under applicable rules of the 
Commission. 

27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Effect of New Accounting Standards 

In  August  2001,  the  FASB  issued  Statement  No.  143,  "Accounting  for  Asset  Retirement  Obligations".  
Statement  No.  143  requires  recording  the  fair  market  value  of  an  asset  retirement  obligation  as  a  liability  in  the 
period  in  which  a  legal  obligation  associated  with  the  retirement  of  tangible  long-lived  assets  is  incurred.    This 
statement also requires recording the contra asset to the initial obligation as an increase to the carrying amount of the 
related long-lived asset and depreciation of  that cost over the life of the asset.  The liability is then increased at the 
end of each period to reflect the passage of time and changes in the initial fair value measurement.  The Company is 
required to adopt the provisions of  Statement  No. 143 effective January 1, 2003 and has determined that it will not 
have a significant effect on the Company's financial statements or disclosures. 

In July 2002, the FASB issued Statement No. 146, "Accounting for Costs Associated with Exit or Disposal 
Activities".  This statement nullifies EITF Issue No. 94-3, "Liability Recognition for Certain Employee Termination 
Benefits and  Other Costs to Exit an Activity (including Certain Costs  Incurred in a Restructuring)."  Statement No. 
146 requires that a liability for the fair value of costs associated with an exit or disposal activity be recognized when 
the liability is incurred. The provisions  of Statement  No. 146 are effective for exit or disposal activities initiated 
after  December  31,  2002  and  thus  became  effective  for  the  Company  on  January  1,  2003.  The  Company  will 
continue to apply the provisions of EITF  Issue 94-3 to any exit activities that have been initiated under an exit plan 
that met the criteria of EITF  Issue 94-3 before the adoption of Statement No. 146.  The adoption of Statement No. 
146 is not currently expected to have a material effect on the financial position, results of operations or cash flows of 
the Company upon adoption. 

In  November  2002,  the  FASB  issued  Interpretation  No.  45,  "Guarantor's  Accounting  and  Disclosure 
Requirements  for  Guarantees,  Including  Indirect  Guarantees  of  Indebtedness  of  Others."    Interpretation  No.  45 
requires  the  guarantor  to  recognize  a  liability  for  the  contingent  and  non-contingent  component  of  a  guarantee; 
which  means (a) the  guarantor  has  undertaken an obligation to stand ready  to perform in  the event that specified 
triggering events or conditions occur and (b) the  guarantor  has undertaken a contingent obligation  to  make  future 
payments if such triggering events or conditions occur. The initial measurement of this liability is the fair value of 
the  guarantee  at  inception.    The  Company  is  required  to  recognize  the  liability  even  if  it  is  not  probable  that 
payments will be required under the guarantee or if the guarantee was issued with a premium payment or as part of a 
transaction with multiple elements.   Interpretation No. 45 also requires additional disclosures related to guarantees 
that  have  certain  specified  characteristics.    The  Company  was  required  to  adopt,  and  has  adopted  the  disclosure 
provisions  of  Interpretation  No.  45  in  its  financial  statements  as  of  and  for  the  year  ended  December  31,  2002.  
Additionally,  the recognition and  measurement provisions of  Interpretation  No. 45 are effective  for  all guarantees 
entered into or  modified after December 31,  2002.  The  Company  has evaluated  the effect of the  recognition  and 
measurement  provisions  of  this  Interpretation.    The  adoption  of  this  Interpretation  is  not  anticipated  to  have  a 
material effect on the Company's financial statements or disclosures. 

In  December  2002,  the  FASB  issued  SFAS  No.  148,  "Accounting  for  Stock-Based  Compensation, 
Transition and Disclosure".  SFAS No. 148 provides alternative methods of transition for a voluntary change to the 
fair  value  based  method  of  accounting  for  stock-based  employee  compensation.    Should  the  Company  elect  to 
transition  to  fair  value  recognition  of  stock-based  employee  compensation,  not  all  of  the  alternatives  outlined  in 
SFAS No. 148 will be available after December 31, 2002.  The Company has included the disclosure requirements 
of SFAS  No. 148 in its consolidated financial  statements and is currently evaluating  the impact of the fair value 
transition alternatives. 

Inflation 

In general, the Company's costs are affected by inflation and the effects of inflation may be experienced by 
the  Company  in  future  periods.    Management  believes,  however,  that  such  effects  have  not  been  material  to  the 
Company  during  the  past  three  years  in  the  United  States  and  in  foreign  non-hyperinflationary  countries.    The 
Company operates in certain countries around the world, such as Argentina, Brazil, Venezuela and Mexico that have 
in the past experienced hyperinflation.  In  hyperinflationary foreign countries, the Company attempts to mitigate the 
effects of inflation by increasing prices in line with inflation, where possible, and efficiently managing its working 
capital levels.   

28 

 
 
 
 
 
Subsequent Event 

See "Recent Developments." 

Item 7A. Quantitative and Qualitative Disclosures About Market Risk 

Interest Rate Sensitivity 

The Company  has exposure to changing interest rates, primarily in the  U.S.   The Company's  policy is to 
manage interest rate risk through the use of a combination of fixed and  floating rate debt.  The Company from time 
to time makes use of derivative financial instruments to adjust its fixed and floating rate ratio. There were no such 
derivative financial instruments outstanding at December 31, 2002.  The table below provides information about the 
Company's indebtedness that is sensitive to changes in interest rates.  The  table presents cash flows with respect to 
principal on indebtedness and related weighted average interest rates by expected maturity dates.  Weighted average 
variable  rates  are  based  on  implied  forward  rates  in  the  yield  curve  at  December  31,  2002.    The  information  is 
presented in U.S. dollar equivalents, which is the Company's reporting currency. 

Exchange Rate Sensitivity 

The Company manufactures and sells its products in a number of countries throughout the world and, as a 
result,  is  exposed  to  movements  in  foreign  currency  exchange  rates.    In  addition,  a  portion  of  the  Company's 
borrowings are denominated in  foreign currencies,  which are also subject to market risk associated with exchange 
rate movement.  The Company from time to time hedges major foreign currency cash exposures generally through 
foreign exchange forward and option contracts.  The  contracts are entered into with  major financial institutions to 
minimize counterparty risk.  These contracts generally have a duration of less than twelve months and are primarily 
against  the  U.S.  dollar.    In  addition,  the  Company  enters  into  foreign  currency  swaps  to  hedge  intercompany 
financing transactions.   

29 

 
 
 
 
 
The  Company  does  not  hold  or  issue  financial  instruments  for  trading  purposes.    The  following  table 

presents the information required by Item 7A of Form 10-K as of December 31, 2002: 

Expected maturity date for the year ended December 31, 

2003 

2004 

2005 

2006 

2007 

Thereafter 

Total 

                                 (dollars in millions) 

Fair Value 
Dec. 31, 
2002 

 $  25.0 

6.0% 

 $  499.7 

8.6% 

$649.9 

8.6% 

 $  353.3 

12.0% 
   215.9* 
7.6% 

7.2* 
9.4% 

 $  25.0 

 $  25.0 

   1,502.9 

   989.0 

   215.9 

   215.9 

7.2 

7.2 

 $  25.0 

 $ 

- 

 $  576.4 

 $  499.7 

 $ 

- 

 $649.9 

 $1,751.0 

 $1,237.1 

Average 
Contractual 
Rate $/FC 

0.8706 
1.5340 
1.5942 
0.5154 
0.6249 

1.2250 
0.6159 
0.6213 

Original 
US Dollar 
Notional 
Amount 

Contract 
Value 
Dec. 31, 
2002 

Fair Value 
Dec. 31, 
2002 

 $ 

 $ 

1.1 
1.1 
3.6 
0.9 
2.4 

0.3 
0.7 
0.7 
10.8 

 $ 

 $ 

1.3 
1.0 
3.6 
0.8 
2.4 

0.3 
0.7 
0.7 
10.8 

 $ 

 $ 

0.2 
(0.1) 
- 
(0.1) 
- 

- 
- 
- 
- 

Debt 
Short term variable rate (various 

currencies) ................................. 
Average interest rate(a) ............. 
Long-term fixed rate ($US)................ 
Average interest rate ................. 
Long-term variable rate ($US) ........... 
Average interest rate(a) ............. 

Long-term variable rate (various 

currencies) ................................. 
Average interest rate(a) ............. 
Total debt ........................................... 

Forward Contracts 

Buy Euro/Sell USD............................ 
Sell British Pounds/Buy USD............ 
Buy British Pounds/Sell USD............ 
Sell Australian Dollars/Buy USD ...... 
Sell Canadian Dollars/Buy USD........ 
Buy Australian Dollars/Sell New 

Zealand Dollars ......................... 
Buy British Pounds/Sell Euros........... 
Sell British Pounds/Buy Euros........... 
Total forward contracts ...................... 
____________________ 
(a) 
* 

Weighted average variable rates are based upon implied forward rates from the yield curves at December 31, 2002. 
Represents Products Corporation's Credit Agreement which matures in May 2005. 

Item 8. Financial Statements and Supplementary Data 

Reference is made to the Index on page F-1 of the Consolidated Financial Statements of the Company and 

the Notes thereto contained herein. 

Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 

Not applicable. 

30 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
  
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
  
  
  
 
 
 
 
  
  
  
  
 
 
 
 
  
  
  
  
 
 
 
 
  
  
  
  
 
 
 
 
  
  
  
  
 
 
 
 
  
  
  
  
 
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 10.  Directors and Executive Officers of the Registrant  

PART III 

The  following table sets  forth certain information concerning  the  Directors and executive officers of the 
Company.   Each Director  holds office until his successor  is  duly elected and  qualified  or until  his resignation or 
removal, if earlier. 

NAME 

POSITION 

Ronald O. Perelman 

Jack L. Stahl 
Douglas H. Greeff 
Paul E. Shapiro 
Donald G. Drapkin 
Professor Meyer Feldberg 
Howard Gittis 
Vernon E. Jordan, Jr. 
Edward J. Landau 
Linda Gosden Robinson 
Terry Semel 
Martha Stewart 

Chairman of the Board, Chairman of the Executive Committee 
of the Board and Director 
President, Chief Executive Officer and Director 
Executive Vice President and Chief Financial Officer 
Executive Vice President and Chief Administrative Officer 
Director 
Director 
Director 
Director 
Director 
Director 
Director 
Director 

The  name,  age  (as  of  December  31,  2002),  principal  occupation  for  the  last  five  years,  and  selected 

biographical information for each of the Directors and executive officers of the Company are set forth below. 

Mr. Perelman (59) has been Chairman of the Board of Directors of the Company and of the  Company's 
wholly-owned  subsidiary,  Products  Corporation,  since  June  1998,  Chairman  of  the  Executive  Committee  of  the 
Board of the Company and of Products Corporation since  November 1995, and a Director of the Company and of 
Products Corporation since their respective formations in 1992. Mr. Perelman has been Chairman of the Board and 
Chief  Executive  Officer  of  MacAndrews  &  Forbes  and  various  of  its  affiliates  since  1980.  Mr.  Perelman  is  also 
Chairman of the Executive Committee of the  Board of  Directors of  M&F  Worldwide Corp. ("M&F  Worldwide") 
and Chairman of the Board of  Directors of  Panavision Inc. ("Panavision"). Mr. Perelman  is also a Director of the 
following companies which file reports pursuant to the Exchange Act: M&F Worldwide and Panavision. 

Mr. Stahl (49) has been President and Chief Executive Officer of the Company and  Products Corporation 
since February 2002 and a Director of the Company and Products Corporation since March 2002.  Mr. Stahl served 
as President and Chief  Operating Officer of The Coca-Cola Company ("Coca-Cola") from February 2000 to March 
2001.  Prior  to  that,  Mr.  Stahl  held  various  senior  executive  positions  at  Coca-Cola  where  he  began  his  career  in 
1979.  Mr. Stahl is also a Director of the United Negro College Fund and a trustee of Claremont University. 

Mr. Greeff (46) has been Executive  Vice President and  Chief  Financial Officer of  the  Company and of 
Products  Corporation  since  May  2000.    From  September  1998  to  May  2000,  he  was  Managing  Director,  Fixed 
Income Global Loans, and Co-head of  Leverage  Finance at Salomon Smith Barney  Inc.   From January  1994 until 
August 1998, Mr. Greeff was Managing Director, Global Loans and Head of Leverage and Acquisition Finance at 
Citibank N.A. 

Mr. Shapiro (61)  has been  Executive  Vice President and Chief Administrative  Officer of  the  Company 
since August 2001 and of Products  Corporation since September 2001.   From June 1998  until July 2001,  he was 
Executive Vice President and Chief Administrative Officer of Sunbeam Corporation ("Sunbeam") and The Coleman 
Company, Inc. ("Coleman").   Mr. Shapiro  served  as  a Director of  Coleman from June 1998  until July 2001.  Mr. 
Shapiro previously held the position of Executive Vice President of Coleman from July 1997 until its acquisition by 
Sunbeam in March 1998.  From January 1994, before joining Coleman, he was Executive Vice President and Chief 
Administrative Officer of Marvel Entertainment  Group, Inc.  Mr. Shapiro is a member of the Board of Directors of 
Toll Brothers, Inc., which files reports pursuant to the Exchange Act. 

31 

 
 
 
 
 
 
 
 
Mr. Drapkin (54) has been a Director of the  Company and of Products Corporation since their respective 
formations in 1992. He has been Vice Chairman of the Board of MacAndrews & Forbes and various of its affiliates 
since 1987. Mr. Drapkin was a partner in the law firm of Skadden, Arps, Slate, Meagher & Flom for more than five 
years prior to 1987. Mr. Drapkin is also  a  Director of the  following  companies which file  reports pursuant  to the 
Exchange Act: Anthracite Capital, Inc.,  BlackRock  Asset  Investors,  The  Molson Companies  Limited, Panavision, 
Playboy Enterprises, Inc., SIGA Technologies, Inc. and Warnaco Group, Inc. 

Professor Feldberg (60) has been a Director of the Company since February 1997. Professor Feldberg has 
been the Dean of Columbia Business School, New York City, for more than the past five years. Professor Feldberg 
is  also  a  Director  of  the  following  companies  which  file  reports  pursuant  to  the  Exchange  Act:  Federated 
Department  Stores,  Inc.,  PRIMEDIA  Inc.  ("PRIMEDIA"),  Sappi  Limited  and  Select  Medical  Corporation.    In 
addition, UBS Global Asset Management (US) Inc. (formerly known as Brinson Advisors, Inc.) is a wholly-owned 
subsidiary of UBS AG and Professor Feldberg is also a director or trustee of 34 investment companies (consisting of 
55 portfolios) for which UBS Global Asset Management, Inc., UBS Paine Webber Inc. or one of its affiliates serves 
as investment advisor, sub-advisor or manager (the "UBS Investment Companies").  In addition to being a member 
of  the  Company's  Audit  Committee,  Professor  Feldberg  also  serves  as  Chairman  of  the  Audit  Committee  of 
PRIMEDIA and is a member of the Audit Committee of each of the UBS Investment Companies. 

Mr.  Gittis  (68)  has  been  a  Director  of  the  Company  and  of  Products  Corporation  since  their  respective 
formations in 1992 and Vice Chairman of Products Corporation since June 2002. He has been Vice Chairman of the 
Board  of  MacAndrews  &  Forbes  and  various  of  its  affiliates  since  1985.  Mr.  Gittis  is  also  a  Director  of  the 
following companies which  file reports pursuant  to  the Exchange  Act: Jones Apparel Group,  Inc.,  Loral Space & 
Communications Ltd. and M&F Worldwide. 

Mr.  Jordan  (67)  has  been  a  Director  of  the  Company  since  June  1996.    Mr.  Jordan  has  been  a  Senior 
Managing Director of Lazard Freres & Co., LLC since January 2000.  Since January 2000, Mr. Jordan has been Of 
Counsel at the Washington, D.C. law firm  of Akin Gump  Strauss Hauer & Feld LLP and  was a Senior Partner of 
such firm for more than five years prior thereto.  Mr. Jordan is also a Director of the following companies which file 
reports pursuant to the Exchange  Act:  America OnLine Latin America, Inc., American Express Company, Asbury 
Automotive Group, Inc., Callaway Golf Company, Clear Channel  Communications, Inc., Dow Jones & Company, 
J.C. Penney Company, Sara Lee Corporation and Xerox Corporation.  He is also a trustee of Howard University. 

Mr. Landau (72) has been a Director of the Company since June 1996.  Prior to his retirement in January 
2003,  Mr.  Landau  was  Of  Counsel  at  the  law  firm  of  Wolf,  Block,  Schorr  and  Solis-Cohen  LLP  since  February 
1998, and was a Senior Partner of Lowenthal,  Landau, Fischer & Bring,  P.C., a predecessor to such firm, for more 
than five years prior to that date. He has been a Director of Products Corporation since June 1992. 

Ms. Robinson (49) has been a Director of the Company since June 1996. Ms. Robinson has been Chairman 
of Robinson  Lerer &  Montgomery,  LLC, a  New York  City strategic communications consulting  firm, since  May 
1996. Ms. Robinson was Chief Executive  Officer of Robinson Lerer & Montgomery from May 1996 until January 
2002. In  March 2000, Robinson  Lerer &  Montgomery  was acquired by Young & Rubicam  Inc. ("Y&R") and Ms. 
Robinson  has  served  as  Vice  Chairman  of  Y&R  since  March  2000.  In  October  2000,  Y&R  was  acquired  by  the 
WPP Group plc. For more than five years prior to May 1996, she was Chairman of the Board and Chief Executive 
Officer of Robinson  Lerer Sawyer Miller  Group or  its predecessors. Ms. Robinson is also a member of  the  NYU 
Hospitals Center Board of Trustees. 

Mr. Se mel (59) has been a Director of  the Company since June 1996.  Mr. Semel has been Chairman and 
Chief  Executive  Officer  of  Yahoo!  Inc.  ("Yahoo!")  since  May  2001.  Mr.  Semel  has  been  Chairman  of  Windsor 
Media, Inc.,  Los Angeles, a diversified media company,  since October 1999.   He was Chairman of the Board and 
Co-Chief Executive Officer of the Warner  Bros. Division  of Time Warner Entertainment  LP  ("Warner Brothers"), 
Los Angeles, from March 1994 until October 1999 and of Warner Music Group, Los Angeles, from November 1995 
until October 1999. For more than ten  years prior  to that  he  was  President  of  Warner Brothers or its predecessor, 
Warner  Bros.  Inc.  Mr.  Semel  is  also  a  Director  of  the  following  companies  which  file  reports  pursuant  to  the 
Exchange Act: Yahoo! and Polo Ralph Lauren Corporation. 

32 

 
 
 
 
 
Ms. Stewart (61) has been a Director of the Company since June 1996. Ms. Stewart is the Chairman of the 
Board and Chief Executive Officer of Martha  Stewart  Living Omnimedia,  Inc.,  New York  City (formerly  Martha 
Stewart  Living  Omnimedia,  LLC,  New  York  City).  She  is  an  author,  founder  of  the  magazine  "Martha  Stewart 
Living," creator of a syndicated daily television series, a syndicated newspaper column and a catalog company, and 
has been a  lifestyle consultant and lecturer  for  more than  twenty  years.  Ms. Stewart is also a Director of  Martha 
Stewart Living Omnimedia, Inc., which files reports pursuant to the Exchange Act. 

Compensation of Directors 

Directors who currently are not receiving compensation as officers or employees of the Company or any of 
its  affiliates  ("Non-Employee  Directors")  are  paid  an  annual  retainer  fee  of  $35,000,  payable  in  quarterly 
installments,  and  a  fee  of  $1,000  for  each  meeting  of  the  Board  of  Directors  or  any  committee  thereof  that  they 
attend.  In addition, on December 17, 2002, the Compensation and Stock Plan Committee of the Board of Directors 
(the "Compensation Committee"), consisting of  Messrs. Gittis, Drapkin,  Landau and Semel,  granted awards under 
the Amended Stock Plan ("Awards") of options to purchase 7,500 shares of the Company's Class A Common Stock 
to each of the Company's Non-Employee Directors, which options consist of non-qualified options having a term of 
10 years, vest 25% on each anniversary of the grant date and will become 100% vested on the fourth anniversary of 
the grant date, and have an exercise price equal to $3.45, the per share closing price on the NYSE of the Company's 
Class A Common Stock on the grant date.  

Effective  January  1,  2003,  in  recognition  of  their  increased  responsibilities,  members  of  the  Audit 
Committee,  consisting  of  Messrs.  Feldberg  and  Landau  (Chairman)  and  Ms.  Robinson,  are  paid  an  annual  Audit 
Committee retainer fee of $10,000, in addition to any annual retainer fee for Board membership, and a per meeting 
fee of $1,500 for each meeting of the Audit Committee that they attend. 

On December 17, 2002, the Company's Board of Directors appointed a  special committee of independent 
directors (the "Special Committee") to evaluate MacAndrews &  Forbes' proposal for the  M&F  Investments.  The 
Board designated Messrs. Feldberg and Landau and Ms. Robinson as the members of the Special Committee, which 
was authorized to evaluate the proposed M&F Investments between the Company and MacAndrews & Forbes.  The 
Special  Committee retained independent legal counsel and an investment advisor to assist in  its evaluation.   The 
Special Committee held 10  meetings between December 17, 2002 and January 31, 2003.  On January 31, 2003, the 
Compensation Committee approved a one-time  retainer  fee  of $25,000  per  member of  the  Special  Committee, as 
well as a per meeting fee of $2,000 for each meeting of the Special Committee that they attended. 

33 

 
 
 
 
 
Item 11.  Executive Compe nsation 

The following table sets forth information for the years indicated concerning the compensation awarded to, 
earned by or paid to the persons who served as Chief Executive Officer of the Company during 2002 and the four 
most highly paid executive officers (see footnote (a) below), other than the Chief Executive Officer, who served as 
executive  officers  of  the  Company  during  2002  (collectively,  the  "Named  Executive  Officers"),  for  services 
rendered in all capacities to the Company and its subsidiaries during such periods. 

Summary Compe nsation Table 

Annual Compensation (a) 

Long-Term 
Compensation 
Awards 

Name And Principal Position 
Jack L. Stahl  .........................................

Year 
2002 

Salary 
($) 
1,125,000 

Bonus 
($) 
1,300,000 

Other Annual 
Compensation 
($) 
82,999 

Restricted 
Stock 
Awards 
($) (b) 
3,060,000 

Securities 
Unde rlying 
Options 
400,000 

All Other  
Annual 
Compensation 
($) 
3,966,746 

President and Chief  
Executive Officer(c) 

Douglas H. Greeff .................................
Executive Vice President  

and Chief Financial Officer (d) 

Paul E. Shapiro ......................................
Executive Vice President and  

Chief Administrative Officer (e) 

Jeffrey M. Nugent .................................
Former President and  

2002 
2001 
2000 
2002 
2001 

811,365 
731,375 
422,500 
500,000 
207,692 

600,960 
511,200 
450,000 
225,000 
500,000 

16,670 
16,513 
7,868 
72,092 
5,671 

183,600 
153,000 
-- 
-- 
153,000 

75,000 
50,000 
100,000 
200,000 
100,000 

8,974 
8,786 
-- 
-- 
-- 

2002 
2001 
2000 

170,000 
1,150,000 
1,000,000 

-- 
(f) 
500,000 

31,986 
333,078 
430,948 

- 
306,000 
-- 

-- 
75,000 
100,000 

1,632,593 
194,953 
489,454 

Chief Executive Officer (f) 
____________________ 
(a)  The amounts shown in Annual Compensation  for 2002, 2001 and 2000 reflect  salary, bonus and other annual 
compensation  (including  perquisites  and  other  personal  benefits  valued  in  excess  of  $50,000)  and  amounts 
reimbursed for payment of taxes awarded to, earned by or paid to the persons listed for services rendered to the 
Company  and its subsidiaries. For the periods reported,  the Company  had an  Executive Bonus Plan in which 
executives  participated  (including  Messrs.  Stahl,  Greeff  and  Shapiro)  (see  "Employment  Agreements  and 
Termination  of  Employment  Arrangements").  The  Executive  Bonus  Plan  provided  for  payment  of  cash 
compensation upon the achievement of predetermined business and personal performance objectives during the 
calendar  year  which  are  established  by  the  Compensation  Committee.  The  Company  did  not  have  any 
"executive officers" during 2002 other than  Messrs. Stahl, Greeff, Shapiro and Nugent. Accordingly, for 2002 
the Company is reporting  the compensation of  Messrs. Stahl, Greeff,  Shapiro and  Nugent.   On  February 19, 
2002, the  Company announced its appointment  of  Jack  L. Stahl as its President and Chief  Executive Officer.  
Mr. Shapiro's compensation is reported for 2002 and 2001 only because he did not serve as an executive officer 
of  the  Company  prior  to  2001.    Effective  February  14,  2002,  Jeffrey  M.  Nugent,  the  Company's  former 
President and Chief Executive Officer, ceased employment with the Company. 

(b)  See footnotes (c), (d), (e) and (f) below for information concerning the number, value and vesting schedules on 
restricted stock awards to the Named Executive Officers under the Amended Stock Plan. The options granted to 
the  Named  Executive  Officers  during  2002  pursuant  to  the  Amended  Stock  Plan  are  discussed  below  under 
"Option Grants in the Last Fiscal Year." 

(c)  Mr.  Stahl  became  President  and  Chief  Executive  Officer  of  the  Company  during  February  2002.    Mr.  Stahl 
received  a  guaranteed  bonus  of  $1,300,000  in  respect  of  2002  pursuant  to  the  terms  of  his  employment 
agreement. The amount shown  for Mr.  Stahl under Other Annual Compensation  for  2002 includes  $82,999 in 
respect  of  gross  ups  for  taxes  on  imputed  income  arising  out  of  (i)  personal  use  of  a  Company-provided 
automobile, (ii) premiums paid or reimbursed by the Company in respect of life insurance, (iii) reimbursements 
for mortgage principal and interest payments pursuant to Mr. Stahl's employment agreement and (iv) relocation 
expenses paid or reimbursed by the Company in 2002.  The amount  shown under  All Other Compensation for 
2002  reflects  (i)  $7,350  in  Company-paid  relocation  expenses,  (ii)  $13,081  in  respect  of  life  insurance 
premiums, (iii) $79,315 of additional compensation in respect of interest and principal payments on a mortgage 
loan  which  Products  Corporation  made  to  Mr.  Stahl  to  purchase  a  principal  residence  in  the  New  York 

34 

 
 
 
 
 
 
 
metropolitan area pursuant to  his employment agreement (See "Employment Agreements and  Termination of 
Employment  Arrangements"),  (iv)  $6,000 in  respect  of  matching  contributions  under  the  Revlon  Employees' 
Savings, Investment and Profit Sharing Plan, (v) $15,000 in respect of matching contributions under the Revlon 
Excess Savings Plan for Key Employees, and (vi) $3,846,000 for imputed income in connection with receipt of 
an Award of restricted stock reflected in  the Summary  Compensation Table as to  which  he  made an election 
pursuant  to Section 83(b) of the  Internal  Revenue Code.  On February 17,  2002 (the "Stahl Grant  Date"), Mr. 
Stahl was awarded a grant of 470,000 shares of restricted  stock  under the  Amended  Stock  Plan and  530,000 
shares  of  restricted  stock  under  the  Revlon,  Inc.  2002  Supplemental  Stock  Plan  (the  "Supplemental  Stock 
Plan"). The value of the restricted stock  Awards to Mr. Stahl reflected in the table are based on $3.06, the per 
share closing price of the Company's Class A Common Stock on the NYSE on  December 31, 2002. Provided 
Mr. Stahl remains continuously employed by the Company, his 2002 restricted stock Award will vest as to one-
third of the restricted shares on the day after which such 20-day average of  the closing price of the Company's 
Class  A  Common  Stock  on  the  NYSE  equals  or  exceeds  $20.00  per  share,  an  additional  one-third  of  such 
restricted shares will vest on the day after  which such 20-day average closing  price  equals  or exceeds $25.00 
per share and the balance will vest on the day after which such 20-day average closing price equals or exceeds 
$30.00 per share, provided (i) subject to clause (ii) below, no portion of Mr. Stahl's restricted stock Award will 
vest until the second anniversary of the Stahl Grant Date, unless such 20-day average closing price has equaled 
or exceeded $25.00 per share, (ii) all of the shares of restricted stock awarded to Mr. Stahl will vest immediately 
in  the  event  of  a  "change  in  control"  as  defined  in  Mr.  Stahl's  restricted stock  agreement  and  (iii)  on  June 18, 
2004, restrictions shall lapse as to 250,000 shares of such restricted stock, on the fourth anniversary of the Stahl 
Grant Date restrictions shall lapse as to  an additional  250,000 shares  of such restricted stock and  on  the fifth 
anniversary of the Stahl Grant Date, restrictions shall lapse as to 500,000  shares  of such  restricted stock as to 
which restrictions had not previously lapsed. In the event that, prior to the fifth anniversary of the Stahl Grant 
Date, and subject to clause (ii) of the prior sentence, Mr. Stahl's employment with the Company terminates (a) 
as a result of Mr. Stahl's disability, (b) is terminated by Mr. Stahl with "good reason" or (c) is terminated by the 
Company  other  than  for  "cause"  (as  each  such  term  is  defined  or  described  in  Mr.  Stahl's  employment 
agreement), restrictions shall lapse with respect  to an additional  number of shares of  restricted  stock, if  any, 
such that the aggregate number of shares of restricted stock as to which restrictions shall have lapsed will equal 
the greater of (i) 250,000 and (ii) the product of (X) 1,000,000 and (Y) a fraction, the numerator of which is the 
number of full calendar months during which Mr. Stahl was employed after the Stahl Grant Date (disregarding 
service prior to March 1, 2002) and the denominator of which is 60.  In addition, if Mr. Stahl's employment is 
terminated  by  Mr.  Stahl  for  "good  reason"  or  is  terminated  by  the  Company  other  than  for  "cause"  or 
"disability" (as each such term is defined or  described in Mr. Stahl's employment agreement) during  the 120-
day period immediately preceding the date of a "change  in control" (as  defined in Mr. Stahl's restricted stock 
agreement), then the shares of restricted stock previously  forfeited  upon such  termination of employment will 
be reinstated and the restrictions relating thereto will lapse and such shares will be deemed fully vested as of the 
date  of  the  change  in  control.    In  the  event  that  cash  or  any  in-kind  distributions  are  made  in  respect  of  the 
Company's Common Stock prior to the lapse of the restrictions relating to any of Mr. Stahl's restricted stock as 
to which  the restrictions  have not lapsed, such  dividends will be held  by  the Company and paid to Mr. Stahl 
when, and if, the restrictions on such restricted stock lapse (other than the subscription rights that the Company 
intends to offer in the Rights Offering, which Mr. Stahl has waived). 

(d)  Mr. Greeff served as Executive Vice President and Chief Financial Officer of the Company during 2000, 2001 
and 2002. In 2002, Mr. Greeff received a bonus of $600,960, of which $200,960 was paid pursuant to the terms 
of his employment agreement as a special  bonus in  respect of a loan payment (see "Employment Agreements 
and Termination of Employment Arrangements") and the balance of $400,000 was a discretionary bonus paid in 
respect of 2002 pursuant to  the Revlon  Executive Bonus Plan.  The amount shown for Mr. Greeff under Other 
Annual Compensation  for 2002 includes $16,670 in respect  of gross ups for  taxes  on imputed income arising 
out of personal use of a Company-provided automobile. The amount shown under All Other Compensation for 
2002  reflects  (i)  $2,974  in  respect  of  life  insurance  premiums  and  (ii)  $6,000  in  respect  of  matching 
contributions  under  the  Revlon  Employees'  Savings,  Investment  and  Profit  Sharing  Plan.  On  September  17, 
2002 (the "2002 Grant Date"), Mr. Greeff was  awarded a grant  of 60,000  shares  of restricted stock  under the 
Amended Stock Plan. The value of the 2002 restricted stock Award to Mr. Greeff reflected in the table is based 
on $3.06, the per share closing price of the Company's Class A Common Stock on the NYSE on December 31, 
2002. Provided Mr. Greeff remains continuously employed by  the Company,  his 2002 restricted stock Award 
will vest as to one-third of the restricted shares on the day after which the 20-day average of the closing price of 

35 

 
 
 
 
 
the Company's Class A Common Stock  on  the NYSE  equals or exceeds $20.00 per share, an additional one-
third  of  such  restricted  shares  will  vest  on  the  day  after  which  such  20-day  average  closing  price  equals  or 
exceeds $25.00 per share and the balance  will  vest on the day after which such 20-day average closing price 
equals  or exceeds $30.00 per share, provided (i) subject  to clause (ii) below, no portion of  Mr. Greeff's 2002 
restricted stock Award will vest until the  second  anniversary of the  2002  Grant Date,  (ii)  all of the shares of 
restricted stock awarded to Mr. Greeff in 2002 will vest immediately in the event of a "change in control" (as 
defined in Mr. Greeff's restricted stock agreement) and (iii) all of the shares of restricted stock granted to Mr. 
Greeff in 2002 which have not previously vested will fully vest on the third anniversary of the 2002 Grant Date. 
No dividends will be paid on  Mr.  Greeff's  unvested restricted stock  granted in 2002.   Mr.  Greeff received a 
bonus of $511,200 in respect of 2001, of which $211,200 was paid pursuant  to  the  terms  of  his  employment 
agreement as a special bonus in respect of a loan payment (see "Employment Agreements and Termination of 
Employment Arrangements") and  the balance of $300,000 was paid in respect of 2001 pursuant to the Revlon 
Executive Bonus Plan as a short-term cash bonus in recognition of the Company's successful refinancing of its 
credit  agreement  in  2001  with  a  new  2001  Credit  Agreement  and  issuing  Products  Corporation's  new  12% 
Senior Secured Notes. $150,000 of  Mr. Greeff's bonus in respect of 2001 was paid in 2002 and the remaining 
$150,000  was  paid  in  2003.  The  amount  shown  for  Mr.  Greeff  under  Other  Annual  Compensation  for  2001 
includes $16,513 in respect of gross ups for taxes on imputed income arising out of personal use of a Company-
provided automobile. The amounts shown under All Other Compensation for 2001 reflect (i) $4,436 in respect 
of life insurance premiums and (ii) $4,350 in  respect of  matching contributions  under the Revlon  Employees' 
Savings,  Investment  and  Profit  Sharing  Plan.  On  June  18,  2001  (the  "2001  Grant  Date"),  Mr.  Greeff  was 
awarded  a  grant  of  50,000  shares  of  restricted  stock  under  the  Amended  Stock  Plan.  The  value  of  the  2001 
restricted stock Award to Mr. Greeff reflected in the table is based on $3.06, the per share closing price of the 
Company's  Class  A  Common  Stock  on  the  NYSE  on  December  31,  2002.  Provided  Mr.  Greeff  remains 
continuously  employed  by  the  Company,  his  2001  restricted  stock  Award  will  vest  as  to  one-third  of  the 
restricted  shares  on  the  day  after  which  the  20-day  average  of  the  closing  price  of  the  Company's  Class  A 
Common  Stock  on  the  NYSE  equals  or  exceeds  $20.00  per  share,  an  additional  one-third  of  such  restricted 
shares will vest on the day after which  such 20-day average  closing price equals or exceeds $25.00 per share 
and the balance will vest on the day after which such 20-day average closing price equals or exceeds $30.00 per 
share, provided (i) subject to clause (ii) below, no portion of Mr. Greeff's 2001 restricted stock Award will vest 
until the second anniversary of  the 2001  Grant  Date, (ii) all  of  the shares of restricted stock awarded to Mr. 
Greeff in 2001 will vest immediately in the event of a "change in control" (as defined in Mr. Greeff's restricted 
stock agreement), and (iii) all of the shares of restricted  stock awarded to  Mr.  Greeff  in 2001 which  have not 
previously vested will fully vest on the third anniversary of the 2001 Grant Date. No dividends will be paid on 
Mr. Greeff's unvested restricted stock  granted in 2001. Mr. Greeff received a bonus  of  $450,000 in respect of 
2000  pursuant  to  the  terms  of  his  employment  agreement.  The  amount  shown  for  Mr.  Greeff  under  Other 
Annual Compensation for 2000 includes $7,868 in respect of gross ups for taxes on imputed income arising out 
of personal use of a Company-provided automobile. 

(e)  Mr. Shapiro served as Executive Vice President and Chief Administrative Officer of the Company during 2001 
and  2002.  Mr. Shapiro received a discretionary bonus of $225,000 in respect of 2002  pursuant  to the  Revlon 
Executive  Bonus  Plan.  The  $72,092  shown  for  Mr.  Shapiro  under  Other  Annual  Compensation  for  2002 
includes  (i)  $17,014  in  respect  of  gross  ups  for  taxes  on  imputed  income  arising  out  of  personal  use  of  a 
Company-provided automobile, (ii) $18,908 in respect of health and country club membership reimbursements 
and  (iii)  $20,450  relating  to  personal  use  of  a  Company  car.    Mr.  Shapiro  received  a  bonus  of  $500,000  in 
respect of 2001 pursuant to the terms of  his employment agreement. The amount shown for Mr. Shapiro under 
Other  Annual  Compensation  for  2001  includes  $5,671  in  respect  of  gross  ups  for  taxes  on  imputed  income 
arising  out  of  personal  use  of  a  Company-provided  automobile.  On  the  2001  Grant  Date,  Mr.  Shapiro  was 
awarded a grant of (subject  to his election as an executive officer of the  Company) 50,000 shares of restricted 
stock under the Amended Stock Plan. The value of the 2001 restricted stock Award to Mr. Shapiro reflected in 
the table is based on $3.06, the per share closing price of the Company's Class A Common Stock on the NYSE 
on  December  31,  2002.  Provided  Mr.  Shapiro  remains  continuously  employed  by  the  Company,  his  2001 
restricted  stock  Award  will  vest  as  to  one-third  of  the  restricted  shares  on  the  day  after  which  the  20-day 
average of the closing price of the  Company's Class A Common Stock on the NYSE equals or exceeds $20.00 
per share, an additional one-third of such restricted shares will vest on the day after which such 20-day average 
closing price equals or exceeds $25.00 per share and the balance will vest on the day after which such 20-day 
average closing price equals or exceeds $30.00 per share, provided (i) subject to clause (ii) below, no portion of 

36 

 
 
 
 
 
Mr. Shapiro's 2001 restricted stock Award will vest until the second anniversary of the 2001 Grant Date, (ii) all 
of the shares of restricted stock awarded to Mr. Shapiro in 2001 will vest immediately in the event of a "change 
in control" (as defined in Mr. Shapiro's restricted stock agreement), and (iii) all of the shares of restricted stock 
granted to Mr. Shapiro in 2001 which have not previously vested will fully vest on the third anniversary of the 
2001 Grant Date. Mr. Shapiro will be considered  to have  been continuously employed by the Company if  his 
employment  agreement  is  not  extended  beyond  its  initial  term,  which  expires  on  July  31,  2003,  or  his 
employment is terminated prior to June 18, 2003, unless (i) Mr. Shapiro terminates his employment other than 
for "good reason" (as such term is defined in the Revlon Executive Severance Policy) or (ii) he is terminated by 
the Company for "cause" (as such term is defined in  Mr. Shapiro's employment agreement).  No dividends will 
be paid on Mr. Shapiro's unvested restricted stock granted in 2001. 

(f)  Mr. Nugent served as President and Chief Executive Officer of the Company during all of 2000 and 2001 and 
part  of  2002.  Mr.  Nugent  ceased  employment  with  the  Company  effective  February  14,  2002  and  was  not 
entitled  to  a  bonus  in  respect  of  2001  or  2002.  The  amount  shown  for  Mr.  Nugent  under  Other  Annual 
Compensation for 2002 includes $31,986 in respect of gross ups for taxes on imputed income arising out of (i) 
personal use of a Company-provided automobile, (ii) premiums paid or reimbursed by the Company in respect 
of  life  insurance  and  (iii)  reimbursements  for  mortgage  principal  and  interest  payments  pursuant  to  Mr. 
Nugent's  employment  agreement.    The  amount  shown  under  All  Other  Compensation  for  2002  includes  (i) 
$33,933 in respect of life insurance premiums, (ii) $11,801 of additional compensation in respect of interest and 
principal payments on a bank loan obtained by Mr. Nugent to purchase a principal residence in the New York 
metropolitan  area  pursuant  to  his  employment  agreement  and  (iii)  $1,586,859  pursuant  to  Mr.  Nugent's 
separation agreement.  See  "Employment  Agreements  and Termination of  Employment Arrangements."  The 
amount  shown  for  Mr.  Nugent  under  Other  Annual  Compensation  for  2001  includes  $333,078  in  respect  of 
gross ups for taxes on imputed income arising out of  (i) personal use  of a Company-provided  automobile,  (ii) 
premiums paid or reimbursed by the Company in respect of life insurance, (iii) reimbursements for  mortgage 
principal  and interest payments pursuant to  Mr. Nugent's  employment agreement and  (iv) relocation expenses 
paid  or  reimbursed  by  the  Company  in  2001.  The  amount  shown  under  All  Other  Compensation  for  2001 
reflects (i) $15,289 in respect of Company-paid relocation  expenses, (ii)  $38,058 in respect  of life  insurance 
premiums and (iii) $141,606 of additional compensation in respect of interest and principal payments on a bank 
loan obtained by Mr. Nugent to purchase a principal residence in the New York metropolitan area pursuant to 
his employment agreement.  On  the 2001  Grant Date,  Mr.  Nugent was awarded a  grant of  100,000 shares of 
restricted stock  under the Amended  Stock Plan.  The  value of the 2001  restricted stock Award to  Mr.  Nugent 
reflected in the table is based on $3.06, the per share closing price of the Company's Class A Common Stock on 
the NYSE on  December 31, 2002. Such restricted shares  were cancelled upon Mr. Nugent's resignation.  Mr. 
Nugent received a bonus of $500,000 in respect of 2000 pursuant to  the terms of  his employment agreement. 
The amount shown for Mr. Nugent under Other Annual Compensation for 2000 includes $430,948 in respect of 
gross ups for taxes on imputed income arising out of  (i) personal use  of a Company-provided  automobile,  (ii) 
premiums paid or reimbursed by the Company in respect of life insurance, (iii) reimbursements for  mortgage 
principal  and interest payments pursuant to  Mr. Nugent's  employment agreement and  (iv) relocation expenses 
paid  or  reimbursed  by  the  Company  in  2000.  The  amount  shown  under  All  Other  Compensation  for  2000 
reflects (i) $17,369 in respect of life insurance premiums, (ii) $365,880 in respect of Company-paid relocation 
expenses and (iii) $106,205 of additional compensation in respect of interest and principal payments on a bank 
loan obtained by Mr. Nugent to purchase a principal residence in the New York metropolitan area pursuant to 
his employment agreement. 

37 

 
 
 
 
 
OPTION GRANTS IN THE LAST FISCAL YEAR 

During 2002, the following grants of stock options were made pursuant to the Amended Stock Plan to the 

Named Executive Officers: 

Name 
Jack L. Stahl..................................
Douglas H. Greeff .........................

Paul E. Shapiro..............................

Number Of  
Securities  
Unde rlying  
Options Granted 
(#) 
400,000 
50,000 
25,000 

100,000 
100,000 

Jeffrey M. Nugent .........................

-- 

Individual Grants 

Percent Of  
Total Options  
Granted To  
Employees In  
Fiscal Year 

12.0% 
1.5% 
0.75% 

3.0% 
3.0% 

-- 

Exercise Or  
Base Price  
($/Sh) 
3.82 
3.82 
3.78 

4.05 
3.78 

-- 

Expiration  
Date 
2/17/12 
2/15/12 
9/17/12 

8/8/12 
9/17/12 

-- 

Grant  
Date  
Value (a) 
Grant  
Date  
Present  
Value  
($) 
1,173,080 
130,279 
61,521 

273,245 
246,083 

-- 

The  option  granted  during  2002  under  the  Amended  Stock  Plan  to  Mr.  Stahl  was  awarded  on  the  Stahl 
Grant Date pursuant to his employment agreement, consists of non-qualified options having a term of 10 years and 
has an exercise price equal to $3.82,  the per share closing price on the  NYSE of the Company's Class A Common 
Stock on the Stahl Grant  Date, as indicated on the table above.  Provided Mr. Stahl continues his employment with 
the Company, such options will become exercisable as to one-half of the shares on the day after which the 20-day 
average of the closing price of  the Company's Class A Common Stock on the NYSE equals or exceeds $30.00 per 
share and the balance will vest on the day after which such 20-day average closing price equals or exceeds $40.00 
per share, provided (i) all of the shares underlying such option will vest  immediately  in the event  of a "change in 
control" (as defined in Mr. Stahl's stock option agreement) and (ii) all of the shares underlying such option will fully 
vest on the fifth anniversary of the Stahl Grant Date, provided, however, that subject to clause (i) above, in the event 
that Mr. Stahl's employment with the Company terminates as a result of (a) Mr. Stahl's "disability," (b) is terminated 
by Mr. Stahl with "good reason" or (c) is terminated by the Company other than for "cause" (as each such term is 
defined or described in  Mr. Stahl's employment agreement),  the option will become  exercisable  as of the  date of 
such termination with respect to an additional  number of  option  shares, if any, such that  the aggregate number of 
option  shares  that  have  become  exercisable  pursuant  to  his  stock  option  agreement  will  equal  the  greater  of  (X) 
100,000  and  (Y)  the  product  of  (A)  400,000  and  (B)  a  fraction,  the  numerator  of  which  is  the  number  of  full 
calendar  months  during  which  Mr.  Stahl  was  employed  after  the  Stahl  Grant  Date  (disregarding  service  prior  to 
March 1, 2002) and the denominator of which is 60.    Messrs. Shapiro and  Greeff were each  awarded  a  grant of 
options on the 2002 Grant Date which consist of non-qualified options having a term of 10 years, will vest 33.3% on 
each anniversary of the 2002  Grant Date, will vest immediately in the event of a "change in control" (as defined in 
each of Messrs. Shapiro's and Greeff's stock option agreements), will become 100% vested on the third anniversary 
of the 2002 Grant Date and  have an exercise price equal to  $3.78,  the per  share  closing  price on the  NYSE of the 
Company's  Class  A  Common  Stock  on  the  2002  Grant  Date,  as  indicated  in  the  table  above.  The  other  options 
granted to Mr. Greeff in 2002 under the  Amended Stock Plan were awarded on February 15, 2002 pursuant to his 
amended  employment  agreement,  consist  of  non-qualified  options  having  a  term  of  10  years,  vest  25%  on  each 
anniversary  of  the  grant  date,  will  become  100%  vested  on  the  fourth  anniversary  of  the  grant  date  and  have  an 
exercise price equal to $3.82, the per share closing price on the NYSE of the Company's Class A Common Stock on 
such  grant  date,  as  indicated  in  the  table  above.  The  other  options  granted  to  Mr.  Shapiro  in  2002  under  the 
Amended  Stock  Plan  were  awarded  on  August  8,  2002  pursuant  to  his  employment  agreement,  consist  of  non-
qualified  options  having  a  term  of  10  years,  vest  25%  on  each  anniversary  of  the  grant  date,  will  become  100% 
vested on the fourth anniversary of the  grant date and  have an exercise price equal to  $4.05, the per  share  closing 
price on the NYSE of the Company's Class A Common Stock on such grant date, as indicated in the table above. On 
the 2002 Grant Date,  the Company also granted  an option to  purchase 100,000 shares of  the  Company's Class A 
Common Stock pursuant to the Amended Stock Plan to Mr. Perelman, the Chairman of the Board of Directors of the 
Company. Such option will vest 33.3% on each anniversary of the 2002 Grant  Date, will  vest immediately in the 

38 

 
 
 
 
 
 
 
 
event of a "change in control" (as defined in Mr. Perelman's stock option agreement), will become 100% vested on 
the third anniversary of the 2002 Grant Date and has an exercise price of $3.78, the per share closing price on the 
NYSE  of  the  Company's  Class  A  Common  Stock  on  the  2002  Grant  Date.    Also  on  the  2002  Grant  Date,  the 
Company  granted 50,000 restricted shares  of Class A  Common  Stock  to  Mr.  Perelman pursuant to  the  Amended 
Stock Plan. Provided Mr. Perelman continues to provide services as a director to the Company, such 2002 restricted 
stock Award will vest as to one-third of the restricted shares on the day after which the 20-day average of the closing 
price of the Company's Class A Common Stock on the NYSE equals or exceeds $20.00 per share, an additional one-
third of such restricted shares will vest on the day after which such 20-day average closing price equals or exceeds 
$25.00  per  share  and  the  balance  will  vest  on  the  day  after  which  such  20-day  average  closing  price  equals  or 
exceeds $30.00 per  share, provided (i) subject to clause (ii)  below, no portion of such restricted stock Award will 
vest until the second anniversary of 2002 Grant Date, (ii) all of the shares of such restricted stock Award will vest 
immediately in the event of a "change in control" (as defined in Mr. Perelman's restricted stock agreement), and (iii) 
all of the shares of such restricted stock Award will fully vest on the third anniversary of the 2002 Grant Date. 

____________________ 
(a)  Grant Date Present Values were calculated using the Black-Scholes option pricing model. The model as applied 
used the Stahl Grant Date with respect  to  options  granted to  Mr. Stahl on such date,  February 15, 2002  with 
respect to options  granted to  Mr. Greeff  on such date, August 8, 2002  with  respect  to options  granted  to Mr. 
Shapiro on such date and the 2002 Grant Date with respect to options granted to Messrs. Greeff and Shapiro on 
such date.  Stock option models require a prediction about  the future movement of stock price. The following 
assumptions were made for purposes of calculating Grant Date Present Values: (i) a risk-free rate of return of 
4.66%  with  respect  to  options  granted  to  Mr.  Stahl  on  the  Stahl  Grant  Date,  4.66%  with  respect  to  options 
granted to Mr. Greeff on February 15, 2002, 3.96% with respect to options granted to Mr. Shapiro on August 8, 
2002 and 3.49% with respect to options granted  to Messrs. Greeff and Shapiro on the 2002 Grant Date, which 
were the rates as of the applicable grant dates for the  U.S. Treasury Zero Coupon Bond issues with a remaining 
term similar to the expected term of the options; (ii) stock  price  volatility  of 71% based upon the  volatility  of 
the stock price of the Company's Class A Common Stock; (iii) a constant dividend rate of zero percent; and (iv) 
that the options normally would be exercised on the final day of their seventh year after grant. No adjustments 
to the theoretical value were  made to reflect the waiting period, if any, prior to vesting of the stock options or 
the transferability (or restrictions related thereto) of the stock options. The real value of the options in the table 
depends upon  the actual performance of the Company's Class A Common Stock during the applicable period 
and upon when they are exercised. 

AGGREGATED OPTION EXERCISES IN LAST 
FISCAL YEAR AND FISCAL YEAR-END OPTION VALUES 

The following chart shows the number of stock options exercised during 2002 and the 2002 year-end value 

of the stock options held by the Named Executive Officers: 

Name 

Shares 
Acquired On 
Exercise 
During 2002 

Value 
Realized 
During 2002 

Number Of Securities 
Unde rlying Unexercised 
Options At Fiscal 
Year-End 
Exercisable/Unexercisable 
At December 31, 2002 (#) 

Value Of In-The- 
Money Options  
At Fiscal Year-End 
Exercisable/ 
Unexercisable 
At December 31, 
2002 (a) ($) 

-- 
-- 
-- 
-- 

Jack L. Stahl........................................
Douglas H. Greeff ...............................
Paul E. Shapiro....................................
Jeffrey M. Nugent ...............................
____________________ 
(a)  Amounts shown represent the difference between the exercise price of the options (exercisable or unexercisable, 
as the case may be) and the market value of the underlying shares of the Company's Class A Common Stock at 
year end, calculated using $3.06, the December 31, 2002 per share closing price on the NYSE of the Company's 
Class  A  Common  Stock.  The  actual  value,  if  any,  an  executive  may  realize  upon  exercise  of  a  stock  option 

--/400,000 
62,500/162,500 
25,000/275,000 
--/-- 

-- 
-- 
-- 
-- 

-- 
-- 
-- 
-- 

39 

 
 
 
 
 
 
 
 
 
 
 
depends  upon  the  amount  by  which  the  market  price  of  shares  of  the  Company's  Class  A  Common  Stock 
exceeds the exercise price per share when the stock options are exercised. 

Employment Agreements and Termination of Employment Arrange ments 

Each of  Messrs. Stahl, Greeff and Shapiro  has  a current executive  employment  agreement  with Products 
Corporation. Mr. Stahl's employment agreement provides that he will serve as President and Chief Executive Officer 
at a base salary of not less than $1,300,000 per  annum,  and that  he receive a bonus of  not less  than $1,300,000 in 
respect of 2002 (which bonus was paid  in  February 2003) and  grants  of  1,000,000 shares  of restricted stock and 
400,000 options during 2002 (which  grants were  made on  the Stahl Grant Date).   At  any  time after  February 28, 
2002,  Products  Corporation  may  terminate  Mr.  Stahl's  employment  by  36  months'  prior  written  notice  of  non-
renewal. 

Mr. Greeff's employment agreement with Products Corporation, as amended, provides that he will serve as 
Chief Financial Officer at a base salary of not less than $650,000 per annum and that he receive a grant of (i) 50,000 
restricted shares in 2001 (which grant was  made on the 2001 Grant Date), (ii) 50,000 options in 2001 (which grant 
was made on March 26, 2001) and (iii) 50,000 options in 2002 (which grant was  made on February 15, 2002). At 
any  time  after  May  8,  2003,  Products  Corporation  may  terminate  Mr.  Greeff's  employment  by  24  months'  prior 
written notice of non-renewal. During any such period after notice of non-renewal, Mr. Greeff would be deemed an 
employee at will and would be eligible for severance under Products Corporation's Executive Severance Policy (see 
"Executive Severance Policy"). 

Mr. Shapiro's employment agreement with  Products Corporation  provides that  he  will serve as Executive 
Vice President and Chief Administrative  Officer at  a base salary of not less than  $500,000 per  annum and that  he 
receive a $500,000 bonus in  respect  of 2001 (which bonus was paid in 2002) and a  grant of (i) 50,000  restricted 
shares in 2001 (which grant was made on the 2001 Grant Date), (ii) 100,000 options in 2001 (which grant was made 
on the 2001 Grant Date) and (iii) 100,000 options in 2002 (which grant was made on August 8, 2002). At any time 
after  July  31,  2003,  either  Products  Corporation  or  Mr.  Shapiro  may  terminate  Mr.  Shapiro's  employment  by 
providing written notice of non-renewal. 

Each  of  Messrs.  Stahl's,  Greeff's  and  Shapiro's  employment  agreement  provides  for  participation  in  the 
Revlon Executive Bonus Plan and other executive benefit plans on a basis equivalent to other senior executives of 
the Company  generally and  for Company-paid supplemental disability insurance (except  that  Mr. Shapiro  waived 
Company-provided life insurance coverage). Mr. Stahl's agreement  provides  for  Company-paid supplemental term 
life insurance coverage with a death benefit of $10,000,000 during employment.   The employment  agreement for 
each of Messrs. Stahl, Greeff and Shapiro provides for protection of Company confidential information and includes 
a non-compete obligation. 

Mr. Stahl's employment agreement provides  that in  the event  of termination of  the  term  by Mr. Stahl for 
breach  by  the  Company  of  a  material  provision  of  such  agreement  for  "good  reason"  (as  defined  in  Mr.  Stahl's 
employment agreement), or by the  Company prior to February 28, 2005 (otherwise than for "cause" or "disability" 
as each such term is defined or described in Mr. Stahl's employment agreement), Mr. Stahl would be entitled, at his 
election,  to  severance  pursuant  to  Products  Corporation's  Executive  Severance  Policy  (see  "Executive  Severance 
Policy") (other than the six-month limit on lump sum payments provided for in such policy, which six-month limit 
provision  would  not  apply  to  Mr.  Stahl)  or  continued  payments  of  base  salary  through  February  28,  2005  and 
continued participation in the Company's  life insurance plan, which life insurance  coverage is subject to a limit of 
two years, and medical plans subject to the  terms of such plans through February 28, 2005 or until Mr. Stahl were 
covered  by  like  plans  of  another  company,  and  continued  Company-paid  supplemental  term  life  insurance.    In 
addition, Mr. Stahl's employment agreement provides  that if  he remains employed by  Products Corporation or its 
affiliates until age 60, then upon any subsequent retirement he will be entitled to a supplemental pension benefit in a 
sufficient amount so  that  his annual pension benefit from all qualified and non-qualified pension plans of Products 
Corporation and its affiliates, as well as any such plans of Mr. Stahl's past employers or their affiliates (expressed as 
a straight life annuity), equals $500,000. If Mr. Stahl's employment were to terminate on or after February 28, 2003 
and prior to February 28, 2004, then he would receive 8.33% of the supplemental pension benefit otherwise payable 
pursuant to his employment agreement and thereafter an additional 8.33% would accrue as of each February 28th on 
which  Mr.  Stahl  is  still  employed  (but  in  no  event  more  than  would  have  been  payable  to  Mr.  Stahl  under  the 

40 

 
 
 
 
 
foregoing provision had he retired at age 60). Mr. Stahl would not receive any supplemental pension benefit and any 
amounts  then  being  paid  for  supplemental  pension  benefits  would  immediately  cease  if  he  were  to  terminate  his 
employment prior to March 1, 2005 other than for "good reason" (as defined in Mr. Stahl's employment agreement), 
or  if  he  were  to  breach  such  agreement  or  be  terminated  by  the  Company  for  "cause"  (as  defined  in  Mr.  Stahl's 
employment agreement). Mr. Stahl's employment agreement provides for  continuation of  group life  insurance and 
executive medical insurance coverage in the event of permanent disability. 

Mr. Greeff's employment agreement provides that in the event of termination of the term by Mr. Greeff for 
breach by  the  Company of a  material provision of  such agreement or  failure of  the  Compensation Committee  to 
adopt and implement  the recommendations of management with respect to stock option grants, or by the Company 
prior  to May 8, 2003 (otherwise than for  "cause" as defined  in  Mr.  Greeff's employment agreement or disability), 
Mr.  Greeff  would  be  entitled,  at  his  election,  to  severance  pursuant  to  the  Executive  Severance  Policy  (see 
"Executive Severance Policy") (other than the six-month limit on lump sum payments provided for in the Executive 
Severance Policy, which six-month limit provision  would not apply to Mr. Greeff)  or continued  payments  of base 
salary through May 8, 2005 and continued participation in the Company's life insurance plan, which life insurance 
coverage is subject to a limit of two years, and medical plans subject to the terms of such plans through May 8, 2005 
or  until  Mr.  Greeff  were  covered  by  like  plans  of  another  company,  and  continued  Company-paid  supplemental 
disability  insurance.    In  addition,  Mr.  Greeff's  agreement  provides  that  if  he  remains  employed  by  Products 
Corporation or its affiliates until age 62, then upon any subsequent retirement he will be entitled to a supplemental 
pension benefit in a sufficient amount so that his annual pension benefit from all qualified and non-qualified pension 
plans of Products Corporation and its affiliates, as well as any  such  plans of  Mr. Greeff's  past employers or their 
affiliates (expressed as a straight life annuity), equals $400,000. If Mr. Greeff's employment were to terminate on or 
after January 31, 2003 and prior to January  31, 2004, then  he  would receive  27.27% of the  supplemental pension 
benefit otherwise payable pursuant to  his employment agreement and thereafter  an additional 9.09%  would accrue 
as of each January 31st on which Mr. Greeff is still employed (but in no event more than would have been payable 
to  Mr.  Greeff  under  the  foregoing  provision  had  he  retired  at  age  62).  Mr.  Greeff  would  not  receive  any 
supplemental  pension  benefit  and  would  be  required  to  reimburse  the  Company  for  any  supplemental  pension 
benefits  received  if  he  were  to  terminate  his  employment  prior  to  May  8,  2003  other  than  for  "good  reason"  (as 
defined in  Mr. Greeff's employment agreement), or if  he were to  breach such agreement or be  terminated by the 
Company  for  "cause"  (as  defined  in  Mr.  Greeff's  employment  agreement).  Mr.  Greeff's  employment  agreement 
provides  for  continuation  of  group  life  insurance  and  executive  medical  insurance  coverage  in  the  event  of 
permanent disability. 

Mr.  Shapiro's  employment  agreement  provides  that  in  the  event  of  termination  of  the  term  (i)  by  Mr. 
Shapiro  for  breach  by  the  Company  of  a  material  provision  of  such  agreement  or  failure  of  the  Compensation 
Committee to adopt and implement the recommendations of  management with respect to stock option or restricted 
stock  grants, (ii) by  the  Company prior  to  July 31, 2003 (otherwise than for "cause" as defined in  Mr.  Shapiro's 
employment agreement or disability), or (iii) by Mr. Shapiro or the Company upon providing notice of non-renewal 
of the term at any time on or after July 31, 2003, Mr. Shapiro would be entitled to continued payments of base salary 
and  monthly  payments  of  one-twelfth  of  the  maximum  annual  bonus  to  which  he  would  be  eligible  under  his 
employment agreement, continued participation in the Company's medical plans, subject to the terms of such plans, 
and continued Company-paid supplemental disability insurance through the later of January 31, 2005 or 18 months 
after the effective date of termination. In addition, Mr. Shapiro's employment agreement provides that at age 65 he 
will be entitled to a supplemental pension benefit in a sufficient amount so that his annual pension benefit from all 
qualified and non-qualified pension plans of Products Corporation and its affiliates, as well as any such plans of Mr. 
Shapiro's past employers or their affiliates (expressed as a straight life annuity), equals $400,000. Mr. Shapiro would 
not  receive  any  supplemental  pension  benefit  and  would  be  required  to  reimburse  the  Company  for  any 
supplemental pension benefits received if he were to terminate his employment prior to July 31, 2003 other than for 
"good reason" (as defined in  Mr. Shapiro's employment agreement), or if  he were to  breach the agreement or be 
terminated  by  the  Company  for  "cause"  (as  defined  in  Mr.  Shapiro's  employment  agreement).  Mr.  Shapiro's 
employment agreement provides for continuation of executive medical insurance coverage in the event of permanent 
disability. 

Mr.  Stahl's  employment  agreement  provides  that  he  is  entitled  to  a  loan  from  Products  Corporation  to 
satisfy  state,  local  and  federal income  taxes  (including  any  withholding  taxes)  incurred  by  him  as  a  result  of  his 
making an election  under Section 83(b) of  the  Internal Revenue Code in connection with the 1,000,000 shares of 

41 

 
 
 
 
 
restricted stock which were granted to him by the Company on the Stahl Grant Date.  Mr. Stahl received such a loan 
from  Products  Corporation  in  the  amount  of  $1,800,000  in  March  2002.    Interest  on  such  loan  is  payable  at  the 
applicable federal rate required to avoid imputation of income tax liability.  The full principal amount of such loan 
and all accrued interest is due and payable on the fifth anniversary of the Stahl Grant Date, provided that if Mr. Stahl 
terminates his employment  for "good reason" or the  Company terminates him other than for "disability" or "cause" 
(as each such  term is defined or described in Mr. Stahl's employment agreement), the outstanding balance of such 
loan  and  all  accrued  interest  would  be  forgiven.    Such  loan  is  secured  by  a  pledge  of  the  1,000,000  shares  of 
restricted stock which were granted to Mr. Stahl on the Stahl Grant Date and such loan and pledge are evidenced by 
a  Promissory Note and a Pledge Agreement,  each dated  March 13, 2002.   Mr.  Stahl's employment agreement also 
provides  that  he  is  entitled  to  a  mortgage  loan  to  cover  the  purchase  of  a  principal  residence  in  the  New  York 
metropolitan area and/or a Manhattan apartment, in  the principal amount of $2,000,000, which loan was advanced 
by  Products  Corporation  to  Mr.  Stahl  on  May  20,  2002.    The  principal  of  the  mortgage  loan  is  repayable  on  a 
monthly  basis  during  the  period  from  June  1,  2002  through  and  including  May  1,  2032,  with  interest  at  the 
applicable federal rate, or 90 days after  Mr. Stahl's employment with the  Company terminates, whichever occurs 
earlier.  Pursuant to his employment agreement, Mr. Stahl is entitled to receive additional compensation payable on 
a monthly basis equal to the amount repaid by  him in respect of interest and principal on the mortgage loan, plus a 
gross  up  for  any  taxes  resulting  from  such  additional  compensation.    If  during  the  term  of  his  employment 
agreement,  Mr.  Stahl  terminates  his  employment  for  "good  reason"  or  the  Company  terminates  his  employment 
other  than  for  "disability"  or  "cause"  (as  each  such  term  is  defined  or  described  in  Mr.  Stahl's  employment 
agreement), the mortgage loan from the Company would be forgiven in its entirety. 

Mr. Greeff's employment agreement provides that he is entitled to a loan from Products Corporation in the 
amount of $800,000 (which loan he received in 2000), with the principal to be payable in five equal installments of 
$160,000, plus interest at the applicable federal rate, on each of May 9, 2001, May 9, 2002 (which installments were 
repaid) and the three successive anniversaries  thereafter, provided  that  the total principal amount  of such  loan and 
any accrued but unpaid interest at the applicable federal rate  (the "Loan Payment") shall be due and payable upon 
the earlier of the January 15th immediately following the termination of  Mr. Greeff's employment for any reason or 
May 9, 2005.  In addition,  Mr. Greeff's employment agreement provides that he shall be entitled to a special bonus, 
payable on each May 9th (which was paid on May 9, 2001 and May 9, 2002) and ending with May 9, 2005 equal to 
the sum of the  Loan Payment with respect  to  such year, provided  that  he  is employed  on each such  May 9th, and 
provided further that in the event that Mr. Greeff terminates his employment for "good reason" or is terminated for a 
reason other than "cause" (as such terms are defined in Mr. Greeff's employment agreement), he shall be entitled to a 
special  bonus  in  the  amount  of  $800,000  minus  the  sum  of  any  special  bonuses  paid  through  the  date  of  such 
termination plus accrued but unpaid interest at the applicable federal rate.  Notwithstanding the above, if Mr. Greeff 
terminates his employment other than for "good reason" or the Company terminates his employment for "cause" (as 
such  terms  are  defined  in  Mr.  Greeff's  employment  agreement),  or  if  he  breaches  certain  post-employment 
covenants, any bonus described above shall be forfeited or repaid by Mr. Greeff, as the case may be. 

Mr. Nugent resigned from his employment with the Company effective February 14, 2002 and entered into 
a separation agreement with Products Corporation dated as of February 14, 2002 (the "Nugent Agreement"), which 
provides that he receive a separation allowance at the rate of $1,300,000 per annum payable over the period from 
February 15, 2002 to December 31, 2004 (the "Payment Period"), which allowance would be reduced on account of 
any  compensation  earned  by  Mr.  Nugent  from  employment  or  consulting  services  during  the  Payment  Period.  
Pursuant  to  the  Nugent  Agreement,  the  Company  made  an  additional  lump  sum  payment  to  Mr.  Nugent  in  the 
amount  of  $285,000  on  April  15,  2002.    Additionally,  in  the  Nugent  Agreement,  Mr.  Nugent  and  Products 
Corporation agreed to an offset of obligations  whereby Products  Corporation  canceled Mr. Nugent's obligation  to 
repay principal and interest on a loan in the amount of $500,000 that was made in installments of $400,000 in 1999 
and $100,000 in 2000 pursuant to his employment agreement with Products Corporation effective as of November 2, 
1999 (the "Nugent Employment Agreement"), in exchange for the cancellation of Products Corporation's obligation 
to  pay  Mr.  Nugent  a  special  bonus  on  January  15,  2003  pursuant  to  the  Nugent  Employment  Agreement.    Mr. 
Nugent's stock options were cancelled upon his resignation. 

42 

 
 
 
 
 
Executive Severance Policy 

Products  Corporation's  Executive  Severance  Policy  provides  that  upon  termination  of  employment  of 
eligible  executive  employees,  including  Messrs.  Stahl,  Greeff  and  Shapiro,  other  than  voluntary  resignation  or 
termination by Products Corporation for good reason, in consideration for the executive's execution of a release and 
confidentiality agreement and  the Company's standard employee non-competition agreement, the eligible executive 
will be entitled to receive, in lieu of severance under any employment agreement then in effect or under Products 
Corporation's basic severance plan, a number of months of severance pay in semi-monthly installments based upon 
such  executive's  grade  level and  years  of  service,  reduced  by  the  amount  of  any  compensation  from  subsequent 
employment, unemployment compensation or statutory termination payments received by such executive during the 
severance period, and, in certain circumstances, by the actuarial value of enhanced pension benefits received by the 
executive, as well as continued participation in medical and certain other benefit plans for the severance period (or 
in  lieu  thereof,  upon  commencement  of  subsequent  employment,  a  lump  sum  payment  equal  to  the  then  present 
value of 50% of  the amount of base salary then  remaining payable through  the balance  of the  severance period). 
Pursuant to the Executive Severance Policy, upon  meeting  the conditions set forth in such policy, as of December 
31, 2002 Messrs. Stahl, Greeff and Shapiro would be entitled to  severance pay equal to  18, 20 and 19  months' of 
base  salary,  respectively,  at  the  base  salary  rate in  effect  on  the  date  of  employment  termination,  plus  continued 
participation in the medical and dental plans for the same respective periods on the same terms as active employees. 

Defined Benefit Plans 

In  accordance  with  the  terms  of  the  Revlon  Employees'  Retirement  Plan  (the  "Retirement  Plan"),  the 
following table shows the estimated annual  retirement  benefits payable  (as of  December 31, 2002) under the non-
cash balance program of the Retirement Plan (the "Non-Cash Balance Program") at normal retirement age (65) to a 
person  retiring  with  the  indicated  average  compensation  and  years  of  credited  service,  on  a  straight  life  annuity 
basis,  after  Social  Security  offset,  including  amounts  attributable  to  the  Revlon  Pension  Equalization  Plan,  as 
amended (the "Pension Equalization Plan"), as described below. 

Highest Consecutive 
Five-Year Average  
Compensation 
During Final Ten Years ($) 

600,000 
700,000 
800,000 
900,000 
1,000,000 
1,100,000 
1,200,000 
1,300,000 
1,400,000 
1,500,000 
2,000,000 
2,500,000 

Estimated Annual Straight Life Annuity Benefits At Retirement 
With Indicated Years Of Credited Service ($) (a) 

15 
151,020 
177,020 
203,020 
229,020 
255,020 
281,020 
307,020 
333,020 
359,020 
385,020 
500,000 
500,000 

20 
201,360 
236,027 
270,693 
305,360 
340,027 
374,693 
409,360 
444,027 
478,693 
500,000 
500,000 
500,000 

25 
251,700 
295,033 
338,367 
381,700 
425,033 
468,367 
500,000 
500,000 
500,000 
500,000 
500,000 
500,000 

30 
302,040 
354,040 
406,040 
458,040 
500,000 
500,000 
500,000 
500,000 
500,000 
500,000 
500,000 
500,000 

35 
302,040 
354,040 
406,040 
458,040 
500,000 
500,000 
500,000 
500,000 
500,000 
500,000 
500,000 
500,000 

____________________ 
(a)  The normal form of benefit for the Retirement Plan and the Pension Equalization Plan is a straight life annuity. 

The  Retirement  Plan  is  intended  to  be  a  tax  qualified  defined  benefit  plan.  Non-Cash  Balance  Program 
benefits are a function of service and final  average  compensation. The  Non-Cash  Balance  Program is designed to 
provide an employee having 30  years  of credited service with an annuity  generally  equal to  52%  of  final  average 
compensation, less 50% of estimated individual Social Security benefits. Final average compensation is defined as 
average annual base salary and bonus (but  not any part of bonuses in excess of 50% of base salary) during the five 
consecutive calendar years in which base  salary  and bonus (but  not any part of  bonuses  in excess of  50% of base 
salary) were highest out of the last 10 years prior to retirement or earlier termination. Except as otherwise indicated, 

43 

 
 
 
 
 
 
credited service includes all periods of employment with  the Company or a subsidiary prior to retirement or earlier 
termination. Messrs. Stahl, Greeff and Shapiro do not participate in the Non-Cash Balance Program. 

Effective January 1, 2001, Products Corporation amended the Retirement Plan to provide for a cash balance 
program  under  the  Retirement  Plan  (the  "Cash  Balance  Program").  Under  the  Cash  Balance  Program,  eligible 
employees will receive quarterly credits  to an individual cash balance bookkeeping  account equal  to 5% of  their 
compensation  for  the  previous  quarter.  Interest  credits,  which  commenced  June  30,  2001,  are  allocated  quarterly 
(based on the yield of the 30-year Treasury bond for November of the preceding calendar year). Employees who as 
of January 1, 2001 were at least age 45, had 10 or more years of service with the Company and whose age and years 
of service totaled at least 60  were  "grandfathered" and continue  to participate in  the Non-Cash  Balance  Program 
under  the  same  retirement  formula  described  in  the  preceding  paragraph.  All  other  eligible  employees  had  their 
benefits  earned  (if  any)  under  the  Non-Cash  Balance  Program  "frozen"  on  December  31,  2000  and  began  to 
participate  in  the  Cash  Balance  Program  on  January  1,  2001.  The  "frozen"  benefits  will  be  payable  at  normal 
retirement age and will be reduced if the  employee elects  early retirement. Any employee who, as of January 1, 
2001 was at least age 40 but not part of the "grandfathered" group will, in addition to the "basic" 5% quarterly pay 
credits, receive quarterly "transition" pay credits of 3% of compensation each year for up to 10 years or until he/she 
leaves  employment  with  the  Company,  whichever  is  earlier.  Messrs.  Stahl,  Greeff  and  Shapiro  participate  in  the 
Cash Balance Program.  Mr. Nugent was  and Mr.  Greeff is  eligible to receive basic and transition pay credits. As 
they  were  not  employed  by  the  Company  on  January  1,  2001  (the  date  on  which  a  "transition"  employee  was 
determined), Messrs. Stahl and Shapiro are eligible to receive only basic pay credits. The estimated annual benefits 
payable  under  the  Cash  Balance  Program  as  a  single  life  annuity  (assuming  Messrs.  Stahl,  Greeff  and  Shapiro 
remain employed by the Company  until age 65  at their current level of compensation) is  $199,400 for Mr. Stahl, 
$264,000  for  Mr.  Greeff  and  $17,700  for  Mr.  Shapiro.  Messrs.  Stahl's,  Greeff's  and  Shapiro's  total  retirement 
benefits will be determined in accordance with their respective employment agreements, each of which provides for 
a guaranteed retirement benefit provided that certain conditions are met. 

The Employee Retirement Income Security Act of 1974, as amended, places certain  maximum limitations 
upon  the  annual  benefit  payable  under  all  qualified  plans  of  an  employer  to  any  one  individual.  In  addition,  the 
Omnibus Budget  Reconciliation Act of 1993 limits  the annual amount of compensation  that can be  considered in 
determining  the  level  of  benefits  under  qualified  plans.  The  Pension  Equalization  Plan,  as  amended  effective 
December 14, 1998, is a non-qualified benefit arrangement designed to provide for the payment by the Company of 
the  difference,  if  any,  between  the  amount  of  such  maximum  limitations  and  the  annual  benefit  that  would  be 
payable  under the Retirement Plan (including the Non-Cash Balance  Program  and the Cash Balance Program) but 
for such limitations, up to a combined maximum annual straight life annuity benefit at age 65 under the Retirement 
Plan  and  the  Pension  Equalization  Plan  of  $500,000.  Benefits  provided  under  the  Pension  Equalization  Plan  are 
conditioned on the participant's compliance  with  his  or  her non-competition agreement  and on  the participant  not 
competing with Products Corporation for one year after termination of employment. 

The  number  of  full  years  of  service  under  the  Retirement  Plan  and  the  Pension  Equalization  Plan  as  of 
January 1, 2003 for Mr. Greeff is two years and for Mr. Shapiro is one year.  Mr. Stahl did not have any years of 
credited service as of January 1, 2003. 

44 

 
 
 
 
 
Item 12.  Security Ownership of Certain Beneficial Owners and Manage ment and Related Stockholder 
Matters 

The following table sets forth as of  December 31, 2002 the  number of shares of the Company's Common 
Stock beneficially owned, and the percent so owned, by (i) each person known to the Company to be the beneficial 
owner  of  more  than  5%  of  the  outstanding  shares  of  the  Company's  Common  Stock,  (ii)  each  director  of  the 
Company,  (iii)  the  Chief  Executive  Officer  during  2002  and  each  of  the  other  Named  Executive  Officers  during 
2002 and (iv) all directors and executive officers of the Company as a group. The number of shares owned are those 
beneficially owned, as determined under the Commission's rules, and such information is not necessarily indicative 
of  beneficial  ownership  for  any  other  purpose.  Under  such  rules,  beneficial  ownership  includes  any  shares  of 
Common  Stock  as  to  which  a  person  has  sole  or  shared  voting  power  or  investment  power  and  any  shares  of 
Common Stock which the person has the right to acquire within 60 days through the exercise of any option, warrant 
or  right,  through  conversion  of  any  security  or  pursuant  to  the  automatic  termination  of  a  power  of  attorney  or 
revocation of a trust, discretionary account or similar arrangement. 

NAME AND ADDRESS  
OF BENEFICIAL OWNER 

AMOUNT AND NATURE OF 
BENEFICIAL OWNERSHIP 

PERCENTAGE OF CLASS 

Ronald O. Perelman  ..............................................

43,989,583 

83.02% 

35 E. 62nd St.  
New York, NY 10021 

Donald G. Drapkin.................................................
Meyer Feldberg......................................................
Howard Gittis .........................................................
Douglas H. Greeff ..................................................
Vernon E. Jordan, Jr. .............................................
Edward J. Landau...................................................
Jeffrey M. Nugent ..................................................
Linda Gosden Robinson.........................................
Terry Semel............................................................
Paul E. Shapiro.......................................................
Jack L. Stahl...........................................................
Martha Stewart.......................................................
All Directors and Executive Officers as a  

Group (12 Persons) ............................................

____________________ 
*  Less than one percent. 

(Class A, Class B and Series B Preferred)(1) 

(Class A, Class B and Series B Preferred) 

12,550 (Class A)(2) 
5,625 (Class A)(3) 
113,300 (Class A)(4) 
177,500 (Class A)(5) 
5,625 (Class A) (6) 
5,725 (Class A)(7) 
-- 
5,625 (Class A)(8) 
10,625 (Class A)(9) 
99,000 (Class A) (10) 
160,000 (Class A) (11) 
6,125 (Class A)(12) 

* 
* 
* 
* 
* 
* 
* 
* 
* 
* 
* 
* 

12,907,950 (Class A)(13) 
31,250,000 (Class B) 
4,333 (Series B Preferred) 

60.58% 
100.0% 
100.0% 

(1)  Mr. Perelman through Mafco Holdings (which through REV Holdings) beneficially owns (i) 11,650,000 shares 
of the Company's Class A Common Stock, which represent approximately 57% of the outstanding shares of the 
Company's  Class  A  Common  Stock,  (ii)  all  of  the  outstanding  31,250,000  shares  of  the  Company's  Class  B 
Common Stock, which  together with the shares referenced in subclause (i) above represent approximately 83% 
of the outstanding shares of the Company's Common Stock, and (iii) all of the outstanding 4,333 shares of the 
Company's  Series  B  Preferred  Stock,  which  are  convertible  into  433,333  shares  of  the  Company's  Class  A 
Common Stock. Based on the shares referenced in clauses (i), (ii) and (iii) above, Mr. Perelman through Mafco 
Holdings (which through REV Holdings) had at December 31, 2002 approximately 97% of the combined voting 
power of the outstanding shares of  the Company's stock entitled to vote  at the 2003  Annual Meeting.  As of 
December 31, 2002, 4,186,104 shares of the Company's Class A Common Stock owned by REV Holdings were 
pledged by REV Holdings (the "Pledged Shares") to secure $80.5 million principal amount of REV Holdings' 
12% Senior Secured Notes due 2004.  From time to time, additional shares of the Company's Class A Common 
Stock or shares of intermediate holding companies between the Company and Mafco Holdings may be pledged 
to secure obligations of Mafco Holdings or its affiliates.  A default under REV Holdings' obligations which are 
secured by the Pledged Shares could cause a foreclosure with respect to such shares of the  Company's Class A 
Common Stock pledged by REV Holdings.  Mr. Perelman also holds an option to acquire 300,000 shares of the 
Company's Class A Common Stock, which  option vested on February 12, 1999, an option to acquire 300,000 
shares  of  the  Company's  Class  A  Common  Stock,  which  option  vested  on  April  4,  2002,  and  an  additional 
option  to acquire 56,250 shares of the Company's Class A  Common Stock, which option vested on June 18, 
2002.  Such vested options to acquire 656,250 shares of the Company's Class A Common Stock, together with 

45 

 
 
 
 
 
 
 
 
 
 
 
the Class A Common Stock, Class B Common Stock and Series B Preferred Stock beneficially owned by Mr. 
Perelman, represents approximately 83% of the outstanding shares of the Company's Common Stock. 

(2)  Includes 12,050 shares which are held by trusts for Mr. Drapkin's children and 500 shares held by a minor son.  

In all instances, beneficial ownership is disclaimed. 

(3)  Includes 1,875 shares which  Mr. Feldberg  may acquire  under  options  which vested on  May 22, 2001, 1,875 
shares which Mr. Feldberg may acquire under options which vested on May 22, 2002 and 1,875 shares which 
Mr. Feldberg may acquire under options which vested on July 13, 2002. 

(4)  Includes 113,300 shares held directly by Mr. Gittis. 

(5)  Includes 102,500 shares held directly by Mr. Greeff, 25,000 shares which Mr. Greeff may acquire under options 
which vested on  May 22, 2001, 25,000 shares  which  Mr. Greeff  may  acquire under options which vested on 
May 22, 2002, 12,500 shares which Mr. Greeff may acquire under options which vested on March 26, 2002 and 
12,500 shares which Mr. Greeff may acquire under options which vested on February 15, 2003. 

(6)  Includes 1,875 shares which Mr. Jordan may acquire under options which vested on May 22, 2001, 1,875 shares 
which Mr. Jordan may acquire under options which vested on May 22, 2002 and 1,875 shares which Mr. Jordan 
may acquire under options which vested on July 13, 2002. 

(7)  Includes 100 shares  held directly by  Mr.  Landau, 1,875  shares which  Mr.  Landau  may acquire under options 
which vested on May 22, 2001, 1,875  shares  which  Mr.  Landau  may acquire  under options  which vested on 
May 22, 2002 and 1,875 shares which Mr. Landau may acquire under options which vested on July 13, 2002. 

(8)  Includes 1,875 shares which Ms. Robinson  may acquire under options which vested  on  May  22, 2001, 1,875 
shares which Ms. Robinson may acquire under options which vested on May 22, 2002 and 1,875 shares which 
Ms. Robinson may acquire under options which vested on July 13, 2002. 

(9)  Includes  2,000  shares  owned  by  Mr.  Semel's  children  as  to which  beneficial  ownership  is  disclaimed,  3,000 
shares owned jointly with  Mr. Semel's  wife, 1,875  shares which  Mr. Semel  may  acquire under  options which 
vested on May 22, 2001, 1,875 shares which Mr. Semel  may acquire under options which  vested  on  May 22, 
2002 and 1,875 shares which Mr. Semel may acquire under options which vested on July 13, 2002. 

(10) Includes 74,000 shares held directly  by  Mr. Shapiro  and 25,000 shares which  Mr.  Shapiro may  acquire under 

options which vested on June 18, 2002. 

(11) Includes 150,000 shares held directly by Mr. Stahl and 10,000 shares  held by his wife, as to which beneficial 

ownership is disclaimed. 

(12) Includes 500 shares owned indirectly  by  the  Martha Stewart Inc.  Defined Benefit Pension Plan,  1,875 shares 
which Ms. Stewart may acquire under options which vested on May 22, 2001, 1,875 shares which Ms. Stewart 
may acquire  under options which vested  on  May 22, 2002 and 1,875 shares which  Ms. Stewart  may acquire 
under options which vested on July 13, 2002. 

(13) Includes only shares beneficially held by persons who were directors and executive officers of the Company as 

of December 31, 2002. 

46 

 
 
 
 
 
EQUITY COMPENSATION PLAN INFORMATION 

The  following  table  sets  forth  as  of  December  31,  2002,  with  respect  to  all  compensation  plans  of  the 
Company  previously approved and  not  previously approved by its stockholders  (i) the  number of securities to be 
issued upon the exercise of outstanding options, warrants and rights, (ii) the weighted-average exercise price of such 
outstanding options, warrants and rights  and  (iii)  the  number of securities remaining available for future issuance 
under such equity compensation plans, excluding securities reflected in item (i).  A description of the Supplemental 
Stock Plan follows the table. 

Equity Compe nsation Plan Information 

(a) 

(b) 

Number of securities to be 
issued upon exercise of 
outstanding options, warrants 
and rights 

Weighted-average exercise 
price of outstanding options, 
warrants and rights 

(c) 
Number of securities remaining 
available for future issuance 
under equity compensation 
plans (excluding securities 
reflected in column (a)) 

Plan Category 
Previously Approved by 
Stockholders: 
Amended Stock Plan 
Not Previously Approved by 
Stockholders: (4) 
Supplemental Stock Plan 
____________________ 
(1)  Includes 1,475,000 shares of restricted stock and 7,886,064 options issued under the Amended Stock Plan. 

9,361,064 (1) 

530,000 (2) 

$12.83 (3) 

1,064,986 

N/A (3) 

-- 

(2)  Includes  530,000  shares  of  restricted  stock  issued  under  the  Supplemental  Stock  Plan,  the  entire  amount  of 

securities issuable under such plan. 

(3)  Weighted-average exercise price excludes restricted stock. 

(4)  The Supplemental Stock Plan was not required to be approved by the Company’s stockholders. 

On  February  17,  2002,  the  Company  adopted  the  Supplemental  Stock  Plan,  the  purpose  of  which  is  to 
provide Mr. Stahl, the sole eligible participant,  with inducement awards  to entice him  to join the  Company and to 
enhance  the  Company's  long-term  performance  and  profitability.    The  Supplemental  Stock  Plan  covers  530,000 
shares of the Company's Class A Common Stock.  Awards may be made under the Supplemental Stock Plan in the 
form of stock options, stock appreciation rights and restricted or unrestricted stock.  The terms of the Supplemental 
Stock  Plan  and  the  grant  of  restricted  shares  to  Mr.  Stahl  as  described  below  are  substantially  the  same  as  the 
Amended  Stock Plan and  the  grant of restricted shares to  Mr.  Stahl  under such plan.   On February 17,  2002, the 
Compensation Committee  granted  Mr. Stahl an award of 530,000 restricted shares of Class A Common Stock, the 
full amount of the shares of Class A Common Stock issuable under  the Supplemental Stock Plan.  Pursuant to the 
terms  of  the  Supplemental  Stock  Plan,  such  grant  was  made  conditioned  upon  Mr.  Stahl's  execution  of  the 
Company's standard employee confidentiality and  non-competition agreement.  See "Employment Agreements and 
Termination of Employment Agreements." 

47 

 
 
 
 
 
 
 
 
 
 
 
 
 
Item 13.  Certain Relationships and Related Transactions 

MacAndrews & Forbes beneficially owns shares of the Company's Common Stock and Series B Preferred 
Stock  having approximately 97% of  the combined  voting power of  the outstanding shares  of Common Stock  and 
Series B Preferred  Stock. As a result, MacAndrews & Forbes  is able to elect the entire Board of Directors of the 
Company  and control the vote on all matters  submitted  to a vote  of  the Company's stockholders.  MacAndrews  & 
Forbes is wholly owned by Ronald O. Perelman, Chairman of the Board of Directors of the Company. 

Transfer Agreements 

In June 1992, Revlon,  Inc. and Products Corporation entered into an asset  transfer agreement with Revlon 
Holdings Inc. (a Delaware corporation which in 2002 converted into a Delaware limited liability company known as 
Revlon  Holdings  LLC  ("Holdings")  and  which  is  an  affiliate  and  an  indirect  wholly-owned  subsidiary  of  Mafco 
Holdings)  and  certain  of  its  wholly-owned  subsidiaries (the  "Asset  Transfer  Agreement"),  and  Revlon,  Inc.  and 
Products  Corporation  entered  into  a  real  property  asset  transfer  agreement  with  Holdings  (the  "Real  Property 
Transfer Agreement" and, together with the Asset Transfer Agreement, the "Transfer Agreements"), and pursuant to 
such agreements, on June 24, 1992  Holdings transferred assets to Products Corporation and  Products Corporation 
assumed all of the liabilities of Holdings, other than certain specifically excluded assets and liabilities (the liabilities 
excluded  are  referred  to  as  the  "Excluded  Liabilities").  Certain  consumer  products  lines  sold  in  demonstrator-
assisted distribution channels considered not integral to Revlon, Inc.'s business and which historically had not been 
profitable  (the  "Retained  Brands")  and  certain  other  assets  and  liabilities  were  retained  by  Holdings.  Holdings 
agreed to indemnify Revlon, Inc. and Products Corporation against losses arising from the Excluded Liabilities, and 
Revlon,  Inc.  and  Products  Corporation  agreed  to  indemnify  Holdings  against  losses  arising  from  the  liabilities 
assumed by Products Corporation. The  amount reimbursed  by  Holdings to  Products Corporation  for the Excluded 
Liabilities for 2002 was $0.5 million. 

Reimbursement Agreements 

Revlon,  Inc.,  Products  Corporation  and  MacAndrews  Holdings  have  entered  into  reimbursement 
agreements (the "Reimbursement Agreements") pursuant to which (i) MacAndrews Holdings is obligated to provide 
(directly or through affiliates) certain professional and administrative services, including employees, to Revlon, Inc. 
and  its  subsidiaries,  including  Products  Corporation,  and  purchase  services  from  third  party  providers,  such  as 
insurance,  legal  and  accounting  services  and  air  transportation  services,  on  behalf  of  Revlon,  Inc.  and  its 
subsidiaries,  including  Products  Corporation,  to  the  extent  requested  by  Products  Corporation,  and  (ii)  Products 
Corporation  is  obligated  to  provide  certain  professional  and  administrative  services,  including  employees,  to 
MacAndrews Holdings (and its affiliates)  and  purchase services from  third party  providers, such as insurance  and 
legal  and  accounting  services,  on  behalf  of  MacAndrews  Holdings  (and  its  affiliates)  to  the  extent  requested  by 
MacAndrews Holdings, provided that in each case the performance of such services does not cause an unreasonable 
burden  to  MacAndrews  Holdings  or  Products  Corporation,  as  the  case  may  be.  Products  Corporation  reimburses 
MacAndrews Holdings for the allocable costs of the services purchased for or provided to Products Corporation and 
its subsidiaries and for reasonable out-of-pocket expenses incurred in connection with the provision of such services. 
MacAndrews Holdings (or such affiliates)  reimburses Products Corporation  for the allocable costs of the services 
purchased  for  or  provided  to  MacAndrews  Holdings  (or  such  affiliates)  and  for  the  reasonable  out-of-pocket 
expenses  incurred  in  connection  with  the  purchase  or  provision  of  such  services.  The  net  amount  reimbursed  by 
MacAndrews Holdings to Products Corporation for the services provided under the Reimbursement Agreements for 
2002  was  $0.8  million.  Each  of  Revlon,  Inc.  and  Products  Corporation,  on  the  one  hand,  and  MacAndrews 
Holdings, on the other, has agreed to indemnify the other party for losses arising out of the provision of services by 
it under the Reimbursement Agreements other than losses resulting from its willful misconduct or gross negligence. 
The Reimbursement Agreements  may be  terminated by  either  party  on 90 days'  notice. Products Corporation  does 
not intend to request services under the Reimbursement Agreements unless their costs would be at least as favorable 
to  Products  Corporation  as  could  be  obtained  from  unaffiliated  third  parties.  The  Company  participates  in 
MacAndrews  &  Forbes'  directors  and  officers  insurance  program,  which  covers  the  Company  as  well  as 
MacAndrews & Forbes and its other affiliates. The limits of coverage are available on aggregate losses to any or all 
of the participating companies and their respective directors and officers. The Company reimburses MacAndrews & 

48 

 
 
 
 
 
 
Forbes for its allocable portion of the premiums for such coverage which, the Company believes, is more favorable 
than  the  premiums  the  Company  could  secure  were  it  to  secure  stand-alone  coverage.  The  amount  paid  by  the 
Company  to  MacAndrews  &  Forbes  for  premiums  is  included  in  the  amounts  paid  under  the  Reimbursement 
Agreement. 

Tax Sharing Agreement 

Revlon, Inc. and Products Corporation, for federal income tax purposes, are included in the affiliated group 
of  which  Mafco  Holdings  is  the  common  parent,  and  Revlon,  Inc.'s  and  Products  Corporation's  federal  taxable 
income  and  loss  are  included  in  such  group's  consolidated  tax  return  filed  by  Mafco  Holdings.  Revlon,  Inc.  and 
Products  Corporation  also  may  be  included  in  certain  state  and  local  tax  returns  of  Mafco  Holdings  or  its 
subsidiaries. In June 1992, Holdings, Revlon, Inc., Products Corporation and certain of its subsidiaries, and Mafco 
Holdings  entered  into  a  tax  sharing  agreement  (as  subsequently  amended  and  restated,  the  "Tax  Sharing 
Agreement"), pursuant  to which  Mafco Holdings  has agreed  to indemnify Revlon,  Inc.  and Products  Corporation 
against federal, state or local income tax liabilities of the consolidated or combined group of which Mafco Holdings 
(or  a  subsidiary  of  Mafco  Holdings  other  than  Revlon,  Inc.  and  Products  Corporation  or  its  subsidiaries)  is  the 
common parent for taxable periods beginning on or after January 1, 1992  during  which  Revlon, Inc. and Products 
Corporation  or  a  subsidiary  of  Products  Corporation  is  a  member  of  such  group.  Pursuant  to  the  Tax  Sharing 
Agreement, for all taxable periods beginning on or after January 1, 1992, Products Corporation will pay to Revlon, 
Inc., which in turn will pay to Holdings, amounts equal to the taxes that Products Corporation would otherwise have 
to pay if it were to file separate federal, state or local income tax returns (including any amounts determined to be 
due as a result of a redetermination arising from an audit or otherwise of the consolidated or combined tax liability 
relating to any such period which is attributable to Products Corporation), except that Products Corporation will not 
be entitled to carry back any losses to taxable periods ending prior to January 1, 1992. No payments are required by 
Products Corporation or Revlon, Inc. if and  to  the extent Products  Corporation is prohibited under the  terms of its 
Credit  Agreement  from  making  tax  sharing  payments  to  Revlon,  Inc.  The  Credit  Agreement  prohibits  Products 
Corporation from making such tax sharing payments other than in respect of state and local income taxes. Since the 
payments to be  made  under the Tax Sharing  Agreement will be determined by  the amount of taxes  that  Products 
Corporation would otherwise have to pay if it were to file separate federal, state or local income tax returns, the Tax 
Sharing  Agreement  will  benefit  Mafco  Holdings  to  the  extent  Mafco  Holdings  can  offset  the  taxable  income 
generated  by  Products  Corporation  against  losses  and  tax  credits  generated  by  Mafco  Holdings  and  its  other 
subsidiaries. The Tax Sharing Agreement  was amended,  effective as of January 1, 2001,  to eliminate a  contingent 
payment  to  Revlon,  Inc.  under  certain  circumstances  in  return  for  a  $10  million  note  with  interest  at  12%  and 
interest and principal payable by Mafco Holdings on December 31, 2005. As a result of net operating tax losses and 
prohibitions under the Credit  Agreement,  there were no federal tax payments or payments in lieu of taxes pursuant 
to  the  Tax  Sharing  Agreement  for  2002.    Revlon,  Inc.  had  a  liability  of  $0.9  million  to  Holdings  in  respect  of 
alternative  minimum  taxes  for  1997  under  the  Tax  Sharing  Agreement.    However,  as  a  result  of  tax  legislation 
enacted in the first quarter of 2002, Revlon,  Inc. was able to recognize tax benefits of $0.9 million in 2002, which 
completely offset this liability. 

Investment Agreement and Mafco Loan Agreements 

See the description of the M&F Investments under "Recent Developments." 

Registration Rights Agreement 

Prior  to  the  consummation  of  Revlon,  Inc.'s  initial  public  equity  offering,  Revlon,  Inc.  and  Revlon 
Worldwide Corporation (subsequently  merged  into REV  Holdings), the  then direct parent  of Revlon,  Inc., entered 
into a registration rights agreement (the "Registration Rights Agreement") and in February 2003, Revlon,  Inc. and 
MacAndrews Holdings entered into a joinder agreement to the  Registration Rights Agreement  pursuant  to which 
REV Holdings and certain transferees of Revlon, Inc.'s Common Stock  held by REV Holdings (the "Holders") have 
the  right  to  require  Revlon,  Inc.  to  register  all  or  part  of  Revlon,  Inc.'s  Class  A  Common  Stock  owned  by  such 
Holders, including shares of Class A Common Stock purchased in connection with the Rights Offering and shares of 
Class A Common Stock issuable upon conversion of Revlon, Inc.'s Class B Common Stock and Series B Preferred 
Stock owned by such Holders under the Securities Act (a "Demand Registration"); provided that Revlon, Inc. may 
postpone giving effect to a Demand Registration up to a period of 30 days if Revlon, Inc. believes such registration 

49 

 
 
 
 
 
might  have  a  material  adverse  effect  on  any  plan  or  proposal  by  Revlon,  Inc.  with  respect  to  any  financing, 
acquisition,  recapitalization,  reorganization  or  other  material  transaction,  or  if  Revlon,  Inc.  is  in  possession  of 
material non-public information that, if publicly disclosed, could result in a material disruption of a major corporate 
development or transaction then pending or in progress or in other material adverse consequences to Revlon, Inc.  In 
addition, the Holders have the right to participate in registrations by Revlon, Inc. of its Class A Common Stock (a 
"Piggyback  Registration").  The  Holders  will  pay  all  out-of-pocket  expenses  incurred  in  connection  with  any 
Demand  Registration.  Revlon,  Inc.  will  pay  any  expenses  incurred  in  connection  with  a  Piggyback  Registration, 
except  for  underwriting discounts, commissions  and expenses attributable  to  the shares  of  Revlon,  Inc.'s Class A 
Common Stock sold by such Holders. 

Other 

Pursuant to a lease dated April 2, 1993 (the "Edison Lease"), Holdings leased to Products Corporation the 
Edison research and development facility for a term of up to 10 years with an annual rent of $1.4 million and certain 
shared operating expenses payable by Products Corporation which, together with the annual rent, were not to exceed 
$2.0 million per year. In August 1998, Holdings sold the Edison  facility to an unrelated third party, which assumed 
substantially  all  liability  for  environmental  claims  and  compliance  costs  relating  to  the  Edison  facility,  and  in 
connection with  the sale Products Corporation terminated the Edison  Lease and entered into a  new  lease  with  the 
new owner. Holdings agreed to indemnify Products Corporation through September 1, 2013 to the extent rent under 
the  new  lease  exceeds  rent  that  would  have  been  payable  under  the  terminated  Edison  Lease  had  it  not  been 
terminated. The net amount reimbursed by Holdings to Products Corporation with respect to the Edison facility for 
2002 was $0.2 million. 

During  2002,  Products  Corporation  leased  certain  facilities  to  MacAndrews  &  Forbes  or  its  affiliates 
pursuant  to  occupancy  agreements  and  leases.  These  included  space  at  Products  Corporation's  New  York 
headquarters.  The rent paid to Products Corporation for 2002 was $0.3 million. 

The  Credit  Agreement  and  Products  Corporation's  12%  Notes  are  supported  by,  among  other  things, 
guarantees from Revlon, Inc., and, subject to certain limited exceptions, all of the domestic subsidiaries of Products 
Corporation. The obligations under such guarantees are secured by, among other things, the capital stock of Products 
Corporation and, subject to certain limited  exceptions, the capital stock of all of  Products Corporation's domestic 
subsidiaries and 66% of the capital stock  of Products Corporation's and  its  domestic subsidiaries' first-tier  foreign 
subsidiaries. 

In  March  2002,  prior  to  the  passage  of  the  Sarbanes-Oxley  Act  of  2002,  Products  Corporation  made  an 
advance of $1.8  million to  Mr. Stahl pursuant  to  his employment  agreement, which was entered into in February 
2002,  for  tax  assistance  related  to  a  grant  of  restricted  stock  provided  to  Mr.  Stahl  pursuant  to  such  agreement, 
which loan bears interest at the applicable federal rate.  In May 2002, prior to the passage of the Sarbanes-Oxley Act 
of 2002, Products Corporation made an advance of $2.0 million to Mr. Stahl pursuant to his employment agreement 
in connection with the purchase of his principal residence in the New York City metropolitan area, which loan bears 
interest  at  the  applicable  federal  rate,  $79,314  of  which  was  repaid  during  2002.    Pursuant  to  his  employment 
agreement, Mr. Stahl receives from Products Corporation additional compensation payable on a monthly basis equal 
to the amount actually paid by him in respect of interest and principal on such $2.0 million advance, plus a gross up 
for any taxes payable by Mr. Stahl as a result of such additional compensation. 

During  2000,  Products  Corporation  made  an  advance  of  $0.8  million  to  Mr.  Greeff,  pursuant  to  his 
employment  agreement,  which  loan  bears  interest  at  the  applicable  federal  rate.    Mr.  Greeff  repaid  $0.2  million 
during  2002.      Pursuant  to  his  employment  agreement,  Mr.  Greeff  is  entitled  to  receive  bonuses  from  Products 
Corporation, payable on each  May 9th commencing on  May 9, 2001 and ending with  May 9, 2005, in each case 
equal to the sum of the principal and interest on the advance repaid in respect of such year by Mr. Greeff, provided 
that he is employed by Products Corporation on each such May 9th, which bonus installment was paid to Mr. Greeff 
in May 2002. 

In the Nugent Agreement, Mr. Nugent and Products Corporation agreed to an offset of obligations whereby 
Products Corporation canceled Mr. Nugent's obligation to repay  principal and interest  on a loan in  the amount of 
$0.5 million that was made in installments of $0.4 million in 1999 and $0.1 million in 2000 pursuant to the  Nugent 

50 

 
 
 
 
 
Employment Agreement, in exchange for the cancellation of Products Corporation's obligation to pay Mr. Nugent a 
special bonus on January 15, 2003 pursuant to the Nugent Employment Agreement. 

During  2002,  Products  Corporation  made  payments  of  $0.3  million  to  Ms.  Ellen  Barkin  (spouse  of  Mr. 
Perelman)  under  a  written  agreement  pursuant  to  which  she  provides  voiceover  services  for  certain  of  the 
Company's advertisements, which payments were competitive with industry rates for similarly situated talent. 

The law firm of which  Mr. Landau was Of Counsel to and from which he retired in January 2003, Wolf, 
Block,  Schorr  and  Solis-Cohen  LLP,  provided  legal  services  to  Products  Corporation  during  2002  and  it  is 
anticipated that such firm may continue to provide such services in 2003. 

During  2002,  Products  Corporation  placed  advertisements  in  magazines  and  other  media  operated  by 
Martha Stewart Living Omnimedia, Inc. ("MSLO"), which is controlled by Ms. Stewart, who also serves as MSLO's 
Chairman and Chief Executive Officer.  Products Corporation paid  MSLO  $2.5  million for such services in 2002, 
which fees were less than 1% of the Company's estimate of MSLO's consolidated gross revenues for 2002. Products 
Corporation's decision to place  advertisements  for its products in  MSLO's  magazines and other  media was based 
upon their popular appeal to women and the rates  paid were competitive  with industry  rates for similarly situated 
magazines and media. 

During 2002, Products Corporation obtained advertising, media buying and direct marketing services from 
various subsidiaries of WPP Group plc ("WPP"). Ms. Robinson is employed by one of WPP's subsidiaries, however, 
Ms. Robinson is neither an executive officer  of,  nor does she hold  any  material equity interest  in,  WPP. Products 
Corporation  paid  WPP  $1.1  million  for  such  services  in  2002,  which  fees  were  less  than  1%  of  the  Company's 
estimate  of  WPP's  consolidated  gross  revenues  for  2002.    Products  Corporation  's  decision  to  engage  WPP  was 
based  upon  its  professional  expertise  in  understanding  the  advertising  needs  of  the  consumer  packaged  goods 
industry, as well as its global presence in many of the international markets in which the Company operates, and the 
rates paid were competitive with industry rates for similarly situated advertising agencies. 

During  2002,  Products  Corporation  employed  Mr.  Perelman's  daughter  in  a  marketing  position,  with 

compensation paid for 2002 of less than $80,000. 

During  2002,  Products  Corporation  employed  Mr.  Drapkin's  daughter  in  a  marketing  position,  with 

compensation paid for 2002 of less than $80,000. 

Item 14.  Controls and Procedures  

Evaluation of Disclosure Controls and Procedures: 

The Company's Chief Executive Officer and Chief Financial Officer (who are its principal executive officer 
and principal financial officer, respectively)  have within 90 days prior  to the  filing date of  this Annual Report on 
Form 10-K (the "Evaluation Date"), evaluated the effectiveness of the Company's disclosure controls and procedures 
(as  defined  in  Rules  13a-14(c)  and  15d-14(c)  under  the  Exchange  Act).  Based  upon  such  evaluation,  the  Chief 
Executive  Officer  and  Chief  Financial  Officer  have  concluded  that  such  disclosure  controls  and  procedures  are 
effective to ensure that information required to be disclosed by the Company in the reports filed or submitted by it 
under  the Exchange Act is recorded, processed,  summarized and  reported within  the time periods specified in the 
Commission's rules and that such information is accumulated and communicated  to  the  Company's  management, 
including  the  Chief  Executive  Officer  and  Chief  Financial  Officer,  as  appropriate,  to  allow  timely  decisions 
regarding disclosure. 

The Chief  Executive  Officer and  Chief Financial Officer have determined  that  there were no  significant 
changes in the Company's internal controls or in other factors that could significantly affect the Company's internal 
controls subsequent to the date of their  evaluation,  nor any significant deficiencies or material weaknesses in such 
internal controls requiring corrective actions. 

51 

 
 
 
 
 
Forward-Looking Statements 

This  Annual  Report  on  Form  10-K  for  the  year  ended  December  31,  2002,  as  well  as  other  public 
documents and statements of the Company, contain forward-looking statements that involve risks and uncertainties.  
The Company's actual results  may differ materially from those discussed in such forward-looking statements.  Such 
statements  include,  without  limitation,  the  Company's  expectations  and  estimates  (whether  qualitative  or 
quantitative) as to: 

(i) 

(ii)  

(iii)  

(iv)  

the Company's plans to  update its retail presence and improve the  marketing effectiveness of its 
retail wall displays by installing newly-reconfigured wall displays and reconfiguring existing wall 
displays at its retail customers (and its estimates of the costs of such wall displays, the effects of 
such plans on the accelerated amortization of  existing  wall displays and the estimated amount of 
such amortization); 

the Company's plans to increase its advertising and  media spending and improve the effectiveness 
of its advertising; 

the  Company's  plans  to  introduce  new  products  and  further  strengthen  its  new  product 
development process; 

the Company's plans to streamline its product assortment and reconfigure product placement on its 
wall displays, selectively adjust prices on certain of its products, improve customers' stock levels 
by  enhancing  merchandiser  coverage  and  reduce  damages  by  continuing  to  develop  the 
Company's tamper evident program; 

(v)  

the Company's plans to implement comprehensive programs to develop and train its employees; 

(vi) 

the Company's future financial performance; 

(vii)  

the  effect  on  sales  of  political  and/or  economic  conditions,  adverse  currency  fluctuations  and 
competitive activities; 

(viii)  

the Company's plans to accelerate the implementation of the stabilization and growth phase of its 
plan and the charges and  the cash costs resulting from implementing such plan and the timing of 
such costs, as well as the Company's expectations as to improved revenues over the long term as a 
result of such phase of its plan; 

(ix)  

(x)  

(xi)  

restructuring  activities,  restructuring  costs,  the  timing  of  restructuring  payments  and  annual 
savings and other benefits from such activities; 

operating  revenues,  cash  on  hand,  cash  available  from  the  Rights  Offering  and  the  $50  million 
Series C preferred stock investment, if any, and availability of borrowings under the Mafco Loans 
and  Products  Corporation's  Credit  Agreement  being  sufficient  to  satisfy  the  Company's  cash 
requirements in 2003, and the availability of funds from restructuring indebtedness, selling assets 
or  operations,  capital contributions  or  loans  from  MacAndrews  &  Forbes,  the  Company's  other 
affiliates and/or third parties and the sale of additional shares of Revlon, Inc.; 

the Company's uses of funds, including amounts required for  the purchase and reconfiguration of 
wall displays, increases in advertising and  media, and the costs  and  expenses  of the  stabilization 
and growth phase of the  Company's plan and its estimates of operating expenses, working capital 
expenses, wall display costs, capital expenditures, restructuring costs and debt service payments; 

52 

 
 
 
 
 
 
(xii)  

the  effects  of  a  loss  of  one  or  more  of  the  Company's  customers,  including,  without  limitation, 
Wal-Mart, and the status of the Company's relationship with its customers; 

(xiii)  

the effects of competitive responses to the implementation of the Company's plan; 

(xiv)  

the availability of raw materials and components and, with respect to Europe, products; 

(xv)  

the supply arrangement with  the Company's principal third party  manufacturer  for  Europe  being 
flexible and that production difficulties with such supplier will be resolved during the first half of 
2003; 

(xvi)  matters concerning the Company's market-risk sensitive instruments; 

(xvii)  

the  effects  of  the  assumptions  and  estimates  underlying  the  Company's  critical  accounting 
policies; 

(xviii) 

the effects of the Company's adoption of certain accounting principles; 

(xix) 

the Company's receipt, and the amount and timing of the payment of contingent deferred purchase 
price in connection with the sale of certain assets; 

(xx) 

the Company's ability to consummate the Rights Offering and as to the timing thereof;  

(xxi) 

Products Corporation securing a further waiver or  amendment  of various  provisions  of its Credit 
Agreement, including the EBITDA and leverage ratio covenants, or refinancing or repaying such 
debt before January 31, 2004 in the event such waiver or amendment is not secured; and  

(xxii) 

the Company’s plan to refinance Products Corporation’s debt maturing in 2005. 

Statements that are not historical facts, including statements about the Company's beliefs and expectations, 
are forward-looking statements.  Forward-looking statements can be  identified  by, among other  things,  the  use of 
forward-looking language, such as "believes," "expects," "estimates," "projects," "forecast," "may," "will," "should," 
"seeks," "plans," "scheduled to," "anticipates" or "intends" or the negative of those terms, or other variations of those 
terms or comparable language, or by discussions of strategy or intentions.  Forward-looking statements speak only 
as of the date they are  made, and except for  the  Company's ongoing obligations  under  the  U.S. federal securities 
laws, the Company  undertakes no obligation  to publicly update any forward-looking statements, whether as a result 
of  new  information,  future  events  or  otherwise.    Investors  are  advised,  however,  to  consult  any  additional 
disclosures the Company  makes in its Quarterly Reports on Form 10-Q, Annual Report on Form 10-K and Current 
Reports on Form 8-K to the Commission (which, among other places, can be found on the Commission's website at 
http://www.sec.gov), as well as on the  Company's website at www.revloninc.com.  The information available from 
time to time on such websites shall not be deemed incorporated by reference into this Annual Report on Form 10-K.  
A number of important factors could cause actual results to differ materially  from those contained in any forward-
looking  statement.    In  addition  to  factors  that  may  be  described  in  the  Company's  filings  with  the  Commission, 
including  this  filing,  the  following  factors,  among  others,  could  cause  the  Company's  actual  results  to  differ 
materially from those expressed in any forward-looking statements made by the Company:  

(i)  

(ii)  

(iii) 

difficulties or delays or unanticipated costs associated with improving the marketing effectiveness 
of the Company's wall displays; 

difficulties  or  delays  in  developing  and/or  presenting  the  Company's  increased  advertising 
programs and/or improving the effectiveness of its advertising; 

difficulties  or  delays  in  developing  and  introducing  new  products  or  failure  of  the  Company's 
customers  to  accept  new  product  offerings  and/or  in  further  strengthening  the  Company's  new 
product development process; 

53 

 
 
 
 
 
(iv) 

difficulties or delays in implementing  the  Company's  plans to streamline its product  assortment 
and reconfigure product placement on its  wall  displays, selectively adjust  prices  on certain of its 
products,  improve  stock  levels  by  enhancing  merchandiser  coverage  and/or  reduce  damages  by 
continuing to develop the Company's tamper evident program; 

(v) 

difficulties or delays in implementing comprehensive programs to train the Company's employees; 

(vi) 

(vii) 

(viii) 

(ix) 

(x) 

(xi) 

(xii) 

unanticipated circumstances or results affecting the  Company's  financial performance, including 
changes  in  consumer  preferences,  such  as  reduced  consumer  demand  for  the  Company's  color 
cosmetics  and  other  current  products,  and  actions  by  the  Company's  competitors,  including 
business  combinations,  technological  breakthroughs,  new  products  offerings,  promotional 
spending and marketing and promotional successes, including increases in market share; 

the effects of and changes in political and/or economic conditions, including inflation,  monetary 
conditions  and  military  actions,  and  in  trade,  monetary,  fiscal  and  tax  policies  in  international 
markets;  

unanticipated costs or difficulties or delays in completing projects associated with the stabilization 
and growth phase of the Company's plan or lower than expected revenues over the long term as a 
result of such plan; 

difficulties, delays or unanticipated costs or less than expected savings and other benefits resulting 
from the Company's restructuring activities; 

lower than expected operating revenues, the inability to secure capital contributions or loans from 
MacAndrews & Forbes, the Company's other affiliates and/or third parties or the unavailability of 
funds under Products Corporation's Credit Agreement, the Mafco Loans or the $50 million Series 
C preferred stock investment, if any, or from the Rights Offering; 

higher  than  expected  operating  expenses,  sales  returns,  working  capital  expenses,  wall  display 
costs, capital expenditures, restructuring costs or debt service payments; 

combinations among the Company's significant customers or the loss, insolvency or failure to pay 
debts by a significant customer or customers; 

(xiii) 

competitive responses to the implementation of the Company's plan; 

(xiv) 

difficulties, delays or unexpected costs in sourcing raw materials or components, and with respect 
to Europe, products; 

(xv) 

difficulties,  delays  or  unanticipated  costs  or  effects  arising  from  the  Company's  supply 
arrangement  with  its  principal  European  supplier  and  resolving  the  production  difficulties  with 
such supplier; 

(xvi) 

interest  rate  or  foreign  exchange  rate  changes  affecting  the  Company  and  its  market  sensitive 
financial instruments; 

(xvii) 

actual  events  varying  from  the  assumptions  and  estimates  underlying  the  Company's  critical 
accounting policies; 

(xviii)  unanticipated effects of the Company's adoption of certain new accounting standards; 

(xix) 

difficulties or delays in the Company's receiving payment of certain contingent deferred purchase 
price in connection with the sale of certain assets; 

54 

 
 
 
 
 
(xx) 

difficulties, delays or the inability of the Company to consummate the Rights Offering;  

(xxi) 

difficulties,  delays  or  inability  to  secure  a  further  waiver  or  amendment  of  the  EBITDA  and 
leverage ratio covenants  under the Credit Agreement or refinancing or repaying such  debt on or 
before January 31, 2004 in the event such waiver or amendment is not secured; and 

(xxii) 

difficulties,  delays  or  the  inability  of  the  Company  to  refinance  Products  Corporation’s  debt 
maturing in 2005. 

Factors other than those listed above could cause the Company's results to differ materially from expected 

results.  This discussion is provided as permitted by the Private Securities Litigation Reform Act of 1995. 

Disclosure Concerning Website Access to Company Reports 

The Company's corporate website address is www.revloninc.com.  The Company makes available, free of 
charge, on such website its  Annual Report on Form 10-K,  Quarterly  Reports  on  Form 10-Q,  Current  Reports on 
Form 8-K, and all amendments to those reports as soon as reasonably practicable after such material is electronically 
filed with or furnished to the Commission. 

Item 15. Exhibits, Financial Statement Schedules and Reports on Form 8-K 

(a) 

List of documents filed as part of this Report: 

PART IV  

(1) 

(2) 

(3) 

Consolidated Financial Statements and Independent Auditors' Report included herein: 
See Index on page F-1. 
Financial Statement Schedule: 
See Index on page F-1. 
All other schedules are omitted as they are inapplicable or the required information is furnished in the 
Consolidated Financial Statements of the Company or the Notes thereto. 
List of Exhibits: 

2. 

2.1 

3. 

3.1 

3.2 

3.3 

Plan of Acquisition Etc. 

Investment Agreement, dated as of February 5, 2003 among Revlon, Inc., Products Corporation 
and MacAndrews & Forbes (incorporated by reference to Exhibit 2.1 to the Current Report on 
Form  8-K  of  Products  Corporation  filed  with  the  Commission  on  February  5,  2003  (the 
"Products Corporation February 2003 Form 8-K")). 

Certificate of Incorporation and By-laws. 

Amended  and  Restated  Certificate  of  Incorporation  of  Revlon,  Inc.  dated  March  4,  1996 
(incorporated by reference to Exhibit 3.4 to the Quarterly Report on Form 10-Q of Revlon, Inc. 
for the quarterly period ended March 31, 1996). 

Amended and Restated By-laws of  Revlon,  Inc.,  dated as of June  30, 2001 (incorporated by 
reference  to  Exhibit  3.2  to  the  Quarterly  Report  on  Form  10-Q  of  Revlon,  Inc.  for  the 
quarterly period ended June 30, 2001 (the "Revlon 2001 Second Quarter Form 10-Q")). 

Certificate of Designations, Powers, Preferences and Rights of Series B Convertible Preferred 
Stock of Revlon, Inc. (incorporated by reference to Exhibit 3.2 to the Registration Statement 
on Form S-8 of Revlon,  Inc. filed with the  Commission  on October  11, 2001, File No. 333-
71378). 

55 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
4. 

4.1 

4.2 

4.3 

4.4 

4.5 

4.6 

4.7 

4.8 

4.9 

4.10 

4.11 

Instruments defining the right of security holders, including indentures. 

Indenture, dated as of November 26, 2001, among Products Corporation, the Guarantors party 
thereto,  including  Revlon,  Inc.,  as  parent  guarantor,  and  Wilmington  Trust  Company,  as 
trustee,  relating  to  the  12%  Senior  Secured  Notes  due  2005  (incorporated  by  reference  to 
Exhibit  4.2  to  the  Current  Report  on  Form  8-K  of  Products  Corporation  filed  with  the 
Commission on November 30, 2001 (the "Products Corporation November 2001 Form 8-K")). 

Revlon Pledge Agreement, dated as of November 30, 2001, between Revlon, Inc., as pledgor, 
in favor of Wilmington Trust Company, as note collateral agent (the "Note Collateral Agent") 
(incorporated  by  reference  to  Exhibit  4.2  to  the  Annual  Report  on  Form  10-K  of  Products 
Corporation for the year ended December 31, 2001 (the "Products Corporation 2001 Form 10-
K")). 

Company  Pledge  Agreement  (Domestic),  dated  as  of  November  30,  2001,  between Products 
Corporation,  as  pledgor,  in  favor  of  Wilmington  Trust  Company,  as  Note  Collateral  Agent 
(incorporated by reference to Exhibit 4.3 to the Products Corporation 2001 Form 10-K). 

Subsidiary  Pledge  Agreement  (Domestic),  dated  as  of  November  30,  2001,  between  RIROS 
Corporation,  as  pledgor,  in  favor  of  Wilmington  Trust  Company,  as  Note  Collateral  Agent 
(incorporated by reference to Exhibit 4.4 to the Products Corporation 2001 Form 10-K). 

Subsidiary  Pledge  Agreement  (Domestic),  dated  as  of  November  30,  2001,  between  Revlon 
International  Corporation,  as  pledgor,  in  favor  of  Wilmington  Trust  Company,  as  Note 
Collateral Agent  (incorporated by reference  to Exhibit 4.5 to  the  Products Corporation  2001 
Form 10-K). 

Subsidiary Pledge Agreement (Domestic), dated  as of November 30, 2001,  between PPI Two 
Corporation,  as  pledgor,  in  favor  of  Wilmington  Trust  Company,  as  Note  Collateral  Agent 
(incorporated by reference to Exhibit 4.6 to the Products Corporation 2001 Form 10-K). 

Company Pledge Agreement (International), dated as of November 30, 2001, between Products 
Corporation,  as  pledgor,  in  favor  of  Wilmington  Trust  Company,  as  Note  Collateral  Agent 
(incorporated by reference to Exhibit 4.7 to the Products Corporation 2001 Form 10-K). 

Subsidiary Pledge Agreement (International), dated as of November 30, 2001, between RIROS 
Corporation,  as  pledgor,  in  favor  of  Wilmington  Trust  Company,  as  Note  Collateral  Agent 
(incorporated by reference to Exhibit 4.8 to the Products Corporation 2001 Form 10-K). 

Subsidiary Pledge Agreement (International), dated as of November 30, 2001, between Revlon 
International  Corporation,  as  pledgor,  in  favor  of  Wilmington  Trust  Company,  as  Note 
Collateral  Agent  (incorporated  by  reference  to  Exhibit  4.9  to  the  Products  Corporation  2001 
Form 10-K). 

Subsidiary  Pledge  Agreement  (International),  dated  as  of  November  30,  2001,  between  PPI 
Two Corporation, as pledgor, in favor of Wilmington Trust Company, as Note Collateral Agent 
(incorporated by reference to Exhibit 4.10 to the Products Corporation 2001 Form 10-K). 

Company Security Agreement, dated as of November 30, 2001, between Products Corporation, 
as grantor, in favor of  Wilmington Trust Company, as Note Collateral Agent (incorporated by 
reference to Exhibit 4.11 to the Products Corporation 2001 Form 10-K). 

56 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
4.12 

4.13 

4.14 

4.15 

4.16 

4.17 

4.18 

4.19 

4.20 

4.21 

Subsidiary  Security  Agreement,  dated  as  of  November  30,  2001,  among  Almay,  Inc., 
Carrington Parfums  Ltd., Charles of  the  Ritz Group  Ltd.,  Charles Revson  Inc., Cosmetics & 
More,  Inc.,  North  America  Revsale  Inc.,  Pacific  Finance  &  Development  Corp.,  PPI  Two 
Corporation,  Prestige  Fragrances,  Ltd.,  Revlon  Consumer  Corp.,  Revlon  Government  Sales, 
Inc.,  Revlon  International  Corporation,  Revlon  Products  Corp.,  Revlon  Real  Estate 
Corporation, RIROS Corporation, RIROS Group Inc. and RIT Inc., each as grantor, in favor of 
Wilmington  Trust  Company,  as  Note  Collateral  Agent  (incorporated  by  reference  to  Exhibit 
4.12 to the Products Corporation 2001 Form 10-K). 

Company Copyright  Security  Agreement, dated as of  November 30,  2001, between Products 
Corporation,  as  grantor,  in  favor  of  Wilmington  Trust  Company,  as  Note  Collateral  Agent 
(incorporated by reference to Exhibit 4.13 to the Products Corporation 2001 Form 10-K). 

Company  Patent  Security  Agreement,  dated  as  of  November  30,  2001,  between  Products 
Corporation,  as  grantor,  in  favor  of  Wilmington  Trust  Company,  as  Note  Collateral  Agent 
(incorporated by reference to Exhibit 4.14 to the Products Corporation 2001 Form 10-K). 

Company Trademark Security Agreement,  dated  as of November 30, 2001, between Products 
Corporation,  as  grantor,  in  favor  of  Wilmington  Trust  Company,  as  Note  Collateral  Agent 
(incorporated by reference to Exhibit 4.15 to the Products Corporation 2001 Form 10-K). 

Subsidiary Trademark Security Agreement, dated as of November 30,  2001, between Charles 
Revson  Inc.,  as  grantor,  in  favor  of  Wilmington  Trust  Company,  as  Note  Collateral  Agent 
(incorporated by reference to Exhibit 4.16 to the Products Corporation 2001 Form 10-K). 

Subsidiary Trademark Security Agreement, dated as of November 30,  2001, between Charles 
of the Ritz Group, Ltd., as grantor, in favor of  Wilmington Trust Company, as Note Collateral 
Agent (incorporated by reference to Exhibit 4.17 to the  Products Corporation 2001 Form 10-
K). 

Deed  of  Trust,  Assignment  of  Rents  and  Leases  and  Security  Agreement,  dated  as  of 
November  30,  2001,  between  Products  Corporation  and  First  American  Title  Insurance 
Company  for  the  use  and  benefit  of  Wilmington  Trust  Company,  as  Note  Collateral  Agent 
(incorporated by reference to Exhibit 4.18 to the Products Corporation 2001 Form 10-K). 

Amended and  Restated  Collateral  Agency Agreement, dated as of  May 30, 1997, and further 
amended  and  restated  as  of  November  30,  2001,  between  Products  Corporation,  JPMorgan 
Chase  Bank, as  bank agent and as administrative agent, and  Wilmington Trust  Company,  as 
trustee and as Note Collateral Agent (incorporated by reference to Exhibit 4.19 to the Products 
Corporation 2001 Form 10-K). 

Indenture, dated as of February 1, 1998, between Revlon Escrow Corp. ("Revlon Escrow") and 
U.S. Bank Trust National Association (formerly known as First Trust National Association), as 
Trustee, relating to the 8 1/8% Senior Notes due 2006  (the "8 1/8% Senior Notes Indenture") 
(incorporated  by  reference  to  Exhibit  4.1  to  the  Registration  Statement  on  Form  S-1  of 
Products Corporation  filed with the Commission on March 12, 1998, File No. 333-47875 (the 
"Products Corporation March 1998 Form S-1")). 

Indenture, dated as of February 1, 1998, between Revlon Escrow and U.S. Bank Trust National 
Association (formerly known as First Trust National Association), as Trustee, relating to the 8 
5/8%  Senior  Subordinated  Notes  Due  2008  (the  "8  5/8%  Senior  Subordinated  Notes 
Indenture") (incorporated by reference to Exhibit 4.3 to the Products Corporation March 1998 
Form S-1). 

57 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
4.22 

4.23 

4.24 

4.25 

4.26 

4.27 

10. 

10.1 

10.2 

10.3 

10.4 

10.5 

10.6 

First  Supplemental  Indenture,  dated  April  1,  1998,  among  Products  Corporation,  Revlon 
Escrow,  and  the  Trustee,  amending  the  8  1/8%  Senior  Notes  Indenture  (incorporated  by 
reference to Exhibit 4.2 to the Products Corporation March 1998 Form S-1). 

First  Supplemental  Indenture,  dated  March  4,  1998,  among  Products  Corporation,  Revlon 
Escrow,  and  the  Trustee,  amending  the  8  5/8%  Senior  Subordinated  Notes  Indenture 
(incorporated by reference to Exhibit 4.4 to the Products Corporation March 1998 Form S-1). 

Indenture, dated as of  November 6, 1998, between  Products Corporation and U.S. Bank Trust 
National Association, as Trustee, relating to Products Corporation's 9% Senior Notes due 2006 
(incorporated by reference to Exhibit 4.13  to  the Quarterly  Report  on Form 10-Q  of  Revlon, 
Inc. for the quarterly period ended September 30, 1998). 

Second  Amended  and  Restated  Credit  Agreement,  dated  as  of  November  30,  2001,  among 
Products  Corporation,  the  subsidiaries  of  Products  Corporation  parties  thereto,  the  lenders 
parties  thereto,  the  Co-Agents  parties  thereto,  Citibank,  N.A.,  as  documentation  agent,  J.P. 
Morgan  Securities  Inc.,  as  sole  arranger  and  bookrunner,  and  JPMorgan  Chase  Bank,  as 
administrative agent (the "Second Amended and Restated Credit Agreement") (incorporated by 
reference to Exhibit 4.1 to the Products Corporation November 2001 Form 8-K). 

First Amendment dated May 31, 2002 to the Second Amended and Restated Credit Agreement 
(incorporated by reference  to Exhibit 10.18 to  the Quarterly Report on Form 10-Q of Revlon, 
Inc. for the quarterly period ended June 30, 2002). 

Second Amendment and First Waiver Agreement dated  as of February 5, 2003 to  the Second 
Amended  and  Restated  Credit  Agreement  (incorporated  by  reference  to  Exhibit  10.19  to  the 
Products Corporation February 2003 Form 8-K). 

Material Contracts. 

Asset Transfer  Agreement, dated as of June 24, 1992, among Holdings, National Health Care 
Group,  Inc.,  Charles  of  the  Ritz  Group  Ltd.,  Products  Corporation  and  Revlon,  Inc. 
(incorporated  by  reference  to  Exhibit  10.1  to  Amendment  No.  1  to  the  Revlon,  Inc. 
Registration Statement on Form S-1 filed with the Commission on June 29, 1992, File No. 33-
47100). 

Tax  Sharing  Agreement,  entered  into  as  of  June  24,  1992,  among  Mafco  Holdings,  Revlon, 
Inc.,  Products  Corporation  and  certain  subsidiaries  of  Products  Corporation  as  amended  and 
restated  as  of  January  1,  2001  (incorporated  by  reference  to  Exhibit  10.2  to  the  Products 
Corporation 2001 Form 10-K). 

Employment  Agreement,  dated  as  of  February  17,  2002,  between  Products  Corporation  and 
Jack L. Stahl (incorporated by reference to Exhibit 10.17 to the Quarterly Report on Form 10-Q 
for the quarterly period ended March 31, 2002 of Revlon, Inc.). 

Revlon,  Inc.  2002  Supplemental  Stock  Plan  (incorporated  by  reference  to  Exhibit  4.1  to  the 
Registration  Statement  on  Form  S-8  of  Revlon,  Inc.  filed  with  the  Commission  on  June  24, 
2002, File No. 333-91040). 

Employment  Agreement,  amended  and  restated  as  of  May  9,  2000,  between  Products 
Corporation  and  Douglas  H.  Greeff  (the  "Greeff  Employment  Agreement")  (incorporated  by 
reference to Exhibit 10.22 to the Quarterly Report on Form 10-Q for the quarterly period ended 
June 30, 2000 of Revlon, Inc.). 

Amendment  dated  June  18,  2001  to  the  Greeff  Employment  Agreement  (incorporated  by 
reference to Exhibit 10.6 to the Products Corporation 2001 Form 10-K). 

58 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.7 

*10.8 

10.9 

*10.10 

10.11 

10.12 

*10.13 

10.14 

10.15 

10.16 

10.17 

10.18 

21. 

*21.1 

Employment  Agreement,  effective  as  of  August  1,  2001,  between  Products  Corporation  and 
Paul E. Shapiro (incorporated by reference  to Exhibit 10.7 to the  Products  Corporation 2001 
Form 10-K). 

Revlon Executive Bonus Plan (Amended and Restated as of September 1, 2002). 

Amended  and  Restated  Revlon  Pension  Equalization  Plan,  amended  and  restated  as  of 
December 14, 1998 (incorporated by reference to Exhibit 10.15 to the Annual Report on Form 
10-K for year ended December 31, 1998 of Revlon, Inc.). 

Executive Supplemental Medical Expense Plan Summary dated July 2000. 

Benefit  Plans  Assumption  Agreement,  dated  as  of  July  1,  1992,  by  and  among  Holdings, 
Revlon,  Inc.  and  Products  Corporation  (incorporated  by  reference  to  Exhibit  10.25  to  the 
Annual Report on Form 10-K for the year ended December 31, 1992 of Products Corporation). 

Revlon Amended and Restated  Executive Deferred Compensation Plan dated as of  August 6, 
1999  (incorporated  by  reference  to  Exhibit  10.27  to  the  Quarterly  Report  on  Form  10-Q  of 
Revlon, Inc. for the quarterly period ended September 30, 1999). 

Revlon Executive Severance Policy as amended July 1, 2002. 

Revlon,  Inc.  Fourth  Amended  and  Restated  1996  Stock  Plan  (incorporated  by  reference  to 
Exhibit  4.1  to  the  Registration  Statement  on  Form  S-8  of  Revlon,  Inc.  filed  with  the 
Commission on June 24, 2002, File No. 333-91038). 

Purchase  Agreement,  dated  as  of  February  18,  2000,  by  and  among  Revlon,  Inc.,  Products 
Corporation,  REMEA  2  B.V.,  Revlon  Europe,  Middle  East  and  Africa,  Ltd.,  Revlon 
International Corporation, Europeenne de Produits de Beaute S.A., Deutsche Revlon GmbH & 
Co.  K.G.,  Revlon  Canada,  Inc.,  Revlon  de  Argentina,  S.A.I.C.,  Revlon  South  Africa 
(Proprietary)  Limited,  Revlon  (Suisse)  S.A.,  Revlon  Overseas  Corporation  C.A.,  CEIL 
Comercial, Exportadora, Industrial Ltda., Revlon  Manufacturing  Ltd., Revlon Belgium  N.V., 
Revlon  (Chile)  S.A.,  Revlon  (Hong  Kong)  Limited,  Revlon,  S.A.,  Revlon  Nederland  B.V., 
Revlon New Zealand  Limited, European Beauty Products S.p.A. and Beauty Care Professional 
Products Luxembourg, S.a.r.l. (incorporated by reference to Exhibit 10.19 to the Annual Report 
on Form 10-K for the year ended December 31, 1999 of  Revlon, Inc.). 

Purchase and Sale Agreement dated as of July 31, 2001 by and between Holdings and Revlon, 
Inc. relating to  the Charles of the Ritz business (incorporated by reference to  Exhibit 10.6 to 
the Products Corporation 2001 Form 10-K). 

Senior  Unsecured  Multiple-Draw  Term  Loan  dated  as  of  February  5,  2003,  between 
MacAndrews & Forbes and Products Corporation (incorporated by reference to Exhibit 10.17 
to the Products Corporation February 2003 Form 8-K). 

Senior  Unsecured  Supplemental  Line  of  Credit  Agreement,  dated  as  of  February  5,  2003, 
between  MacAndrews  &  Forbes  and  Products  Corporation  (incorporated  by  reference  to 
Exhibit 10.18 of the Products Corporation February 2003 Form 8-K). 

Subsidiaries. 

Subsidiaries of Revlon, Inc. 

59 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
23. 

*23.1 

24. 

*24.1 

*24.2 

*24.3 

*24.4 

*24.5 

*24.6 

*24.7 

*24.8 

*24.9 

99. 

*99.1 

*99.2 

Consents of Experts and Counsel. 

Consent of KPMG LLP. 

Powers of Attorney. 

Power of Attorney executed by Ronald O. Perelman. 

Power of Attorney executed by Howard Gittis. 

Power of Attorney executed by Donald G. Drapkin. 

Power of Attorney executed by Meyer Feldberg. 

Power of Attorney executed by Vernon E. Jordan, Jr. 

Power of Attorney executed by Edward J. Landau. 

Power of Attorney executed by Linda Gosden Robinson. 

Power of Attorney executed by Terry Semel. 

Power of Attorney executed by Martha Stewart. 

Additional Exhibits. 

Certification of Jack  L. Stahl, Chief Executive Officer, dated  March  21, 2003 pursuant to 18 
U.S.C. Section 1350, as adopted pursuant to Section 906 of The Sarbanes-Oxley Act of 2002. 

Certification of Douglas H. Greeff,  Chief Financial Officer, dated March 21, 2003 pursuant to 
18  U.S.C.  Section  1350,  as  adopted  pursuant  to  Section  906  of  The  Sarbanes-Oxley  Act  of 
2002. 

* Filed herewith. 

(b) 

Reports on Form 8-K. None 

60 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REVLON, INC. AND SUBSIDIARIES 
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS AND SCHEDULE 

Page 

Independent Auditors’ Report............................................................................................................................. .F-2 

Audited Financial Statements: 

  Consolidated Balance Sheets as of December 31, 2002 and 2001................................................................ .F-3 
  Consolidated Statements of Operations for each of the years in the three-year 

period ended December 31, 2002............................................................................................................ .F-4 

  Consolidated Statements of Stockholders’ Deficiency and Comprehensive Loss for each of the years in 

the three-year period ended December 31, 2002 ..................................................................................... .F-5 

  Consolidated Statements of Cash Flows for each of the years in the three-year 

period ended December 31, 2002............................................................................................................ .F-6 
  Notes to Consolidated Financial Statements.................................................................................................. .F-7 

Financial Statement Schedule: 

  Schedule II--Valuation and Qualifying Accounts........................................................................................... .F-48 

F-1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INDEPENDENT AUDITORS’ REPORT 

The Board of Directors and Stockholders 
Revlon, Inc.: 

We have audited the accompanying consolidated balance sheets of Revlon, Inc. and subsidiaries as of December 31, 
2002  and  2001,  and  the related consolidated statements of  operations, stockholders’ deficiency  and  comprehensive 
loss and cash flows for each of the years in the three-year period ended December 31, 2002.  In connection with our 
audits of the consolidated financial statements, we have also audited the financial statement schedule as listed on the 
index on page F-1.  These consolidated financial statements and financial statement schedule are the responsibility of 
the  Company’s  management.  Our responsibility is to express  an opinion on  these consolidated  financial statements 
and financial statement schedule based on our audits. 

We conducted our audits in accordance with auditing standards generally accepted  in the United States of America. 
Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial 
statements  are  free  of  material  misstatement.  An  audit  includes  examining, on a test basis,  evidence supporting the 
amounts and  disclosures in the financial statements. An audit also includes assessing the  accounting principles used 
and significant estimates made by management, as well as evaluating the overall financial statement presentation. We 
believe that our audits provide a reasonable basis for our opinion. 

In  our  opinion,  the  consolidated  financial  statements  referred  to  above  present  fairly,  in  all  material  respects,  the 
financial  position  of  Revlon,  Inc.  and  subsidiaries  as  of  December  31,  2002  and  2001  and  the  results  of  their 
operations and their cash flows for each of the years in the three-year period ended December 31, 2002, in conformity 
with  accounting  principles  generally  accepted  in  the  United  States  of  America.    Also  in  our  opinion,  the  related 
financial  statement  schedule,  when  considered  in  relation  to  the  basic  consolidated  financial  statements  taken as a 
whole, presents fairly, in all material respects, the information set forth therein. 

As  discussed  in  Note  1  to  the  consolidated  financial  statements,  the  Company  adopted  FASB  Statement  No.  142, 
“Goodwill and Other Intangible Assets,” as of January 1, 2002. 

KPMG LLP 

New York, New York  
March 12, 2003 

F-2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REVLON, INC. AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS
(dollars in millions, except per share data)

Current assets:

ASSETS

Cash and cash equivalents..............................................................
Marketable securities......................................................................
Trade receivables, less allowances of $24.0

and $15.4, respectively...........................................................
Inventories......................................................................................
Prepaid expenses and other............................................................
Total current assets.................................................................
Property, plant and equipment, net........................................................
Other assets...........................................................................................
Goodwill, net.........................................................................................
Total assets.............................................................................

LIABILITIES AND STOCKHOLDERS' DEFICIENCY

Current liabilities:

Short-term borrowings - third parties.............................................
Accounts payable...........................................................................
Accrued expenses and other...........................................................
Total current liabilities...........................................................
Long-term debt - third parties ..............................................................
Long-term debt - affiliates.....................................................................
Other long-term liabilities.....................................................................

Stockholders' deficiency:

Preferred stock, par value $.01 per share; 20,000,000

shares authorized, 546 shares of Series A Preferred Stock 
issued and outstanding............................................................

Preferred stock, par value $.01 per share; 20,000,000

shares authorized, 4,333 shares of Series B Convertible 
Preferred Stock issued and outstanding..................................

Class B Common Stock, par value $.01 per share; 200,000,000

shares authorized, 31,250,000 issued and outstanding...........

Class A Common Stock, par value $.01 per share; 350,000,000

shares authorized, 20,516,135 issued and 
outstanding, respectively........................................................
Capital deficiency...........................................................................
Accumulated deficit since June 24, 1992.......................................
Accumulated other comprehensive loss.........................................
Total stockholders' deficiency................................................
Total liabilities and stockholders' deficiency..........................

December 31,
2002

December 31,
2001

$

$

$

$

85.8
-

212.3
128.1
39.6
465.8
133.4
154.4
185.9
939.5

25.0
92.9
392.3
510.2
1,726.0
24.1
320.0

$

$

$

103.3
2.2

203.9
157.9
45.6
512.9
142.8
156.0
185.9
997.6

17.5
87.0
281.3
385.8
1,619.5
24.1
250.9

54.6

54.6

-

0.3

-

0.3

0.2          

(201.3)
(1,361.9)
(132.7)
(1,640.8)
939.5

$ 

0.2
(201.3)
(1,075.4)
(61.1)
(1,282.7)
997.6

See Accompanying Notes to Consolidated Financial Statements.

F-3 

 
 
 
              
            
           
              
             
        
        
     
     
        
          
     
     
REVLON, INC. AND SUBSIDIARIES
CONSOLIDATED  STATEMENTS OF OPERATIONS
(dollars in millions, except per share data)

Year Ended December 31,
2001

2000

2002

Net sales...............................................................................................
Cost of sales.........................................................................................
Gross profit.....................................................................................
Selling, general and administrative expenses.......................................
Restructuring costs and other, net........................................................

$

$

1,119.4
503.7
615.7
717.0
13.6

$

1,277.6
544.2
733.4
679.2
38.1

Operating (loss) income ................................................................

(114.9)

16.1

Other expenses (income):

Interest expense..............................................................................
Interest income...............................................................................
Amortization of debt issuance costs...............................................
Foreign currency losses, net...........................................................
Loss (gain) on sale of product line, brands and facilities, net.........
Loss on early extinguishment of debt.............................................
Miscellaneous, net..........................................................................
Other expenses, net.................................................................

159.0
(3.5)
7.7
1.4
1.0
-
1.2
166.8

140.5
(3.9)
6.2
2.2
14.4
3.6
2.7
165.7

1,409.4
574.3
835.1
765.1
54.1

15.9

144.5
(2.1)
5.6
1.6
(10.8)
-
(1.8)
137.0

Loss before income taxes.....................................................................

(281.7)

(149.6)

(121.1)

Provision for income taxes...................................................................

4.8

4.1

8.6

Net loss................................................................................................

$

(286.5)

$

(153.7)

$

(129.7)

Basic and diluted loss per common share:

Net loss per common share...........................................................

$

(5.49)

$

(2.94)

$

(2.49)

Weighted average number of common shares outstanding:

Basic and diluted...........................................................................

52,199,468

52,199,349

52,166,980

See Accompanying Notes to Consolidated Financial Statements.

F-4 

 
 
 
         
         
         
            
            
            
            
            
            
              
              
              
          
              
            
            
            
              
              
              
                
                
                
                
                
                
                
              
            
               
                
               
                
                
              
          
          
          
                
                
                
          
          
          
            
            
            
   
   
   
REVLON, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF STOCKHOLDERS' DEFICIENCY AND COMPREHENSIVE LOSS
(dollars in millions)

Balance, January 1, 2000............................................. $
Issuance of common stock.....................................
Net distribution from affiliate.................................
Comprehensive loss:

   Net loss........................................................
   Adjustment for minimum 

pension liability.............................
   Loss on marketable securities......................
   Currency translation adjustment...................
Total comprehensive loss.......................................

Balance, December 31, 2000.......................................
Net distribution from affiliate.................................
Capital contribution from indirect parent...............
Comprehensive loss:

   Net loss........................................................
   Adjustment for minimum 

pension liability.............................

   Revaluation of foreign currency forward 
        exchange contracts..................................
   Currency translation adjustment...................
Total comprehensive loss.......................................

Accumulated
Other 

Preferred Common

Stock

Stock

Capital
Deficiency

Accumulated Comprehensive

Deficit

Loss (a)

54.6 $

0.5

$

(210.0)
1.1
(1.4)

$

(792.0)

$

(68.1)

$

(c)

(129.7)

1.3
3.8 (b)
33.2 (b)

54.6

0.5

(210.3)
(1.0)
10.0

(c)

(921.7)

(29.8)

(153.7)

Total
Stockholders'
Deficiency

(1,015.0)
1.1
(1.4)

(129.7)

1.3
3.8
33.2
(91.4)

(1,106.7)
(1.0)
10.0

(153.7)

(42.5)

(42.5)

0.1
11.1

(b)

0.1
11.1
(185.0)

Balance, December 31, 2001.......................................

54.6

0.5

(201.3)

(1,075.4)

(61.1)

(1,282.7)

Comprehensive loss:

   Net loss........................................................
   Adjustment for minimum 

pension liability.............................

   Revaluation of foreign currency forward 
        exchange contracts..................................
   Currency translation adjustment...................
Total comprehensive loss.......................................

(286.5)

(286.5)

(67.5)

(67.5)

(0.1)
(4.0)

(0.1)
(4.0)
(358.1)

Balance, December 31, 2002....................................... $

54.6 $

0.5

$

(201.3)

$

(1,361.9)

$

(132.7)

$

(1,640.8)

____________________
(a)   Accumulated other comprehensive loss includes unrealized gains on revaluations of foreign currency forward exchange contracts 
        of $0.1 for 2001, cumulative net translation losses of $19.1, $15.1 and $26.2 for 2002, 2001 and 2000, respectively, and adjustments for the
        minimum pension liability of $113.6, $46.1 and $3.6 for 2002, 2001 and 2000, respectively.
(b)  The change in the currency translation adjustment as of December 31, 2001 and December 31, 2000 includes a reclassification adjustment of $7.1 
        and $48.3, respectively, for realized losses on foreign currency adjustments associated primarily with the sale of the Colorama brand 
        in Brazil and the sale of the Company's worldwide professional products line and for marketable securities, respectively.  
        Other comprehensive loss in 2000 includes $3.8 in realized losses on marketable securities.
(c)  Represents net distributions in capital from the Charles of the Ritz business (See Note 15).

See Accompanying Notes to Consolidated Financial Statements.

F-5 

 
 
 
      
      
                 
     
           
             
          
            
      
        
          
      
      
                 
     
          
            
         
           
      
        
                 
          
                    
             
                  
           
        
      
   
                 
     
      
        
                 
          
                   
            
                   
            
        
      
   
               
     
REVLON, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS
(dollars in millions)

CASH FLOWS FROM OPERATING ACTIVITIES:
Net loss ..................................................................................................... $
Adjustments to reconcile net loss to net cash

 (used for) provided by operating activities:
Depreciation and amortization.............................................................
Loss on early extinguishment of debt..................................................
Gain on sale of marketable securities..................................................
Loss (gain) on sale of product line, brand and certain assets, net........
Change in assets and liabilities, net of acquisitions and dispositions:
(Increase) decrease in trade receivables.......................................
Decrease in inventories.................................................................
Decrease (increase) in prepaid expenses and 

other current assets.....................................................
Increase (decrease) in accounts payable.......................................
Increase (decrease) in accrued expenses and other

current liabilities.........................................................
Purchase of permanent displays....................................................
Other, net......................................................................................
Net cash used for operating activities........................................................

CASH FLOWS FROM INVESTING ACTIVITIES:
Capital expenditures..................................................................................
Sale of marketable securities.....................................................................
Proceeds from the sale of product line, brand and certain assets..............
Acquisition of technology rights...............................................................
Net cash (used for) provided by investing activities..................................

CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in short-term borrowings - third parties...............
Proceeds from the issuance of long-term debt - third parties....................
Repayment of long-term debt - third parties..............................................
Net distribution from affiliate....................................................................
Payment of debt issuance costs.................................................................
Net cash provided by (used for) financing activities.................................
Effect of exchange rate changes on cash and cash equivalents.................
Net (decrease) increase in cash and cash equivalents..........................
Cash and cash equivalents at beginning of period...............................
Cash and cash equivalents at end of period.........................................

Supplemental schedule of cash flow information:

Cash paid during the period for:

Interest .........................................................................................
Income taxes, net of refunds.........................................................

Supplemental schedule of noncash financing activities:

Noncash capital contribution from indirect parent pursuant to the

$

$

Year Ended December 31,
2001
(153.7)

$

$

2002
(286.5)

118.9
-
-
1.0

(9.4)
30.3

3.7
6.3

98.4
(66.2)
(8.8)
(112.3)

(16.0)
1.8
-
-
(14.2)

8.0
175.6
(73.0)
-
(0.3)
110.3
(1.3)
(17.5)
103.3
85.8

155.2
3.6

$

$

115.1
3.6
(2.2)
14.4

5.9
10.2

(2.3)
4.4

(42.5)
(44.0)
4.6
(86.5)

(15.1)
-
102.3
-
87.2

(11.3)
698.5
(614.0)
(1.0)
(25.9)
46.3
-
47.0
56.3
103.3

134.6
3.4

$

$

amended tax sharing agreement..................................................

$

Issuance of common stock..................................................................

-

-

$

10.0

$

-

See Accompanying Notes to Consolidated Financial Statements.

F-6 

2000
(129.7)

126.9
-
-
(13.2)

29.1
32.8

18.8
(21.0)

(80.7)
(51.4)
4.4
(84.0)

(19.0)
-
344.1
(3.0)
322.1

(2.7)
339.1
(538.7)
(1.4)
-
(203.7)
(3.5)
30.9
25.4
56.3

141.3
4.7

-

1.1

 
 
 
      
      
      
       
       
       
           
           
           
           
          
           
           
         
        
          
           
         
         
         
         
           
          
         
           
           
        
         
        
        
        
        
        
          
           
           
      
        
        
        
        
        
           
           
           
           
       
       
           
           
          
        
           
        
          
        
      
      
           
          
          
          
        
           
       
         
      
          
           
          
        
         
         
       
         
         
         
       
         
       
       
       
           
           
           
           
         
           
           
           
           
REVLON, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
(dollars in millions, except per share data) 

1.   Significant Accounting Policies 

Principles of Consolidation and Basis of Presentation: 

Revlon, Inc. (and together with its subsidiaries, the “Company”) conducts its business exclusively through its 
direct  subsidiary,  Revlon  Consumer  Products  Corporation  and  its  subsidiaries  (“Products  Corporation”).    The 
Company manufactures and sells an extensive array of cosmetics and skin care, fragrances and personal care products. 
 Prior to March 30, 2000,  the  Company sold professional products for use in and resale by professional salons.  On 
March  30,  2000,  the  Company  sold  its  professional  products line and on May  8, 2000 sold  the  Plusbelle  brand in 
Argentina.  On July 16, 2001 the Company sold the Colorama brand in Brazil. (See Note 3). The Company’s principal 
customers include large mass volume retailers and chain drug stores, as well as certain department stores and other 
specialty  stores,  such  as  perfumeries.    The  Company  also  sells  consumer  products  to  U.S.  military exchanges and 
commissaries and has a licensing group.  

Unless the context otherwise requires, all references to the Company mean Revlon, Inc. and its subsidiaries. 
Revlon, Inc., as a public holding company, has no business operations of its own and its only material asset has been 
all of the outstanding capital stock of Products Corporation.  As such, its net (loss) income has historically consisted 
predominantly of the net (loss) income of Products Corporation and in 2002, 2001 and 2000 included approximately 
$5.9, $2.6 and $1.7, respectively, in expenses incidental to being a public holding company. 

The Consolidated Financial Statements include the accounts of the Company after elimination of all material 
intercompany  balances  and  transactions.    Further,  the  Company  has  made  a  number  of  estimates  and  assumptions 
relating  to  the  reporting  of  assets  and  liabilities,  the  disclosure  of  liabilities  and  the  reporting  of  revenues  and 
expenses  to  prepare these financial statements in conformity with generally accepted  accounting principles.  Actual 
results could differ from those estimates. 

The  Company  is  an  indirect  majority  owned  subsidiary  of  MacAndrews  &  Forbes  Holdings  Inc. 
(“MacAndrews Holdings”), a corporation wholly  owned indirectly through Mafco Holdings Inc. (“Mafco Holdings” 
and, together with MacAndrews Holdings, “MacAndrews & Forbes”) by Ronald O. Perelman. 

In November 2001, the FASB Emerging Issues Task Force  (the “EITF”) reached consensus  on  EITF Issue 
01-9 entitled, “Accounting for Consideration Given by a Vendor to a Customer (Including a Reseller of the Vendor’s 
Products)” (the “Guidelines”), which addresses when sales incentives and discounts should be recognized, as well as 
where the related revenues and expenses should be classified in the financial statements.  The Company adopted the 
earlier  portion  of  these  new  Guidelines  (formerly  EITF  Issue  00-14)  addressing  certain  sales  incentives  effective 
January 1, 2001, and accordingly, all prior period financial statements reflect the implementation of the earlier portion 
of  the  Guidelines.  The  second  portion  of  the  Guidelines  (formerly  EITF  Issue  00-25)  addresses  vendor  income 
statement  characterization  of  consideration  to  a  purchaser  of  the  vendor’s  products  or  services,  including  the 
classification  of  slotting fees, cooperative advertising  arrangements and buy-downs.  Certain promotional payments 
that were classified in SG&A expenses are now classified as a reduction of net sales. The impact of the adoption of 
the  second  portion  of  the  Guidelines  on  the  consolidated  financial  statements  reduced  both  net  sales  and  SG&A 
expenses  by  equal  and  offsetting  amounts.    Such  adoption  did  not  have  any  impact  on  the  Company’s  reported 
operating loss or net loss.  The Company adopted the second portion of the Guidelines effective January 1, 2002, and 
accordingly, all prior period financial statements reflect the implementation of the second portion of the Guidelines.  
The  impact  on  net  sales,  gross  profit  and  selling,  general  and  administrative  expenses  (“SG&A”)  as  a  result  of 
adopting  the  second  portion  of  these  new  Guidelines  was  a  reduction  to  net  sales and gross profit  of $43.9 and  a 
reduction of SG&A expenses of $43.9 in 200l, respectively, and a reduction to net sales and gross profit of $38.4 and 
a reduction of SG&A expenses of $38.4 in 2000, respectively.  

In  April  2002,  the  FASB  issued  Statement No. 145,  “Rescission of FASB Statements Nos. 4,  44, and 64, 
Amendment of FASB Statement No. 13, and Technical Corrections”. Statement No. 145, among other things, rescinds 
Statement  No.  4,  “Reporting  Gains  and  Losses from Extinguishment of Debt”, and an amendment  of that Statement, 
Statement No. 64, “Extinguishments of Debt Made to Satisfy Sinking-Fund Requirements”.  Statement No. 4 required 

F-7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
that gains and losses from extinguishment of debt be classified as extraordinary items, if material.  Under Statement 
No. 145, extinguishment of debt should usually not be considered extraordinary under the criteria in APB Opinion No. 
30,  “Reporting  the  Results  of  Operations  –  Reporting  the  Effects  of  Disposal  of  a  Segment  of  a  Business,  and 
Extraordinary,  Unusual  and  Infrequently  Occurring  Events  and  Transactions”  (“APB  No.  30”).    The  Company  is 
required  to  adopt  the  provisions  of  Statement  No.  145  effective  January  1,  2003,  although  earlier  adoption  is 
permitted.   The Company reclassified the extraordinary item for early extinguishment of debt of $3.6 incurred in the 
fourth  quarter  of  2001 to other expenses  on  the Company’s consolidated statements  of operations as it  is no longer 
considered to meet the extraordinary item classification criteria in APB No. 30. 

Certain amounts in the prior year financial statements have been reclassified to conform to the current year’s 

presentation.  

During 2002 the Company recorded expenses of $104.2 (of which $99.3 was recorded in the fourth quarter of 
2002) related to various aspects of the stabilization and growth phase of the Company's plan, primarily stemming from 
higher sales returns and inventory writedowns from a selective reduction of SKUs, reduced distribution of the Ultima 
II  brand,  higher  allowances  stemming  from  selective  price  adjustments  on  certain  products,  higher  professional 
expenses  associated  with  the  development  of, research in relation  to,  and  execution of  the stabilization and growth 
phase of the Company's  plan,  and  writedowns associated with reconfiguring existing wall displays at the Company's 
retail customers. 

Cash and Cash Equivalents: 

Cash equivalents  (primarily  investments  in time  deposits, which have original maturities of three months or 
less) are carried at cost, which approximates fair value.  Approximately $22.9 and $15.3 was restricted and supported 
short-term borrowings at December 31, 2002 and 2001, respectively.  (See Note 8). 

Inventories: 

Inventories  are  stated  at the lower  of cost or market value.   Cost is principally determined by the first-in, 

first-out method. 

Property, Plant and Equipment and Other Assets: 

Property,  plant  and  equipment  is  recorded  at  cost  and  is  depreciated  on  a  straight-line  basis  over  the 
estimated useful lives of such assets as follows: land improvements, 20 to 40 years; buildings and improvements, 5 to 
45 years; machinery and equipment, 3 to 17 years; and office furniture and fixtures and capitalized software, 2 to 12 
years.  Leasehold improvements are amortized over their estimated useful lives or the terms of the leases, whichever 
is  shorter.    Repairs  and  maintenance  are  charged  to  operations  as  incurred,  and  expenditures  for  additions  and 
improvements are capitalized.   

Long-lived  assets, including fixed  assets and intangibles other than goodwill,  are reviewed for impairment 
whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If 
events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable, the Company 
estimates  the  undiscounted  future cash flows (excluding interest) resulting from the use of  the  asset  and  its ultimate 
disposition.  If the sum of the undiscounted cash flows (excluding interest) is less than the carrying value, the Company 
recognizes an impairment loss, measured as the amount by which the carrying value exceeds the fair value of the asset. 

At the beginning of the fourth quarter in 2000, the Company decided to consolidate its manufacturing facility 
in Phoenix, Arizona into its manufacturing facility in Oxford, North Carolina, which was completed in late 2001. As a 
result,  the  Company  depreciated  the  net  book value of the facility in excess of its estimated salvage value over  its 
remaining useful life.   

Included in other assets are net  permanent wall displays amounting to approximately $85.2 and $91.8 as of 
December 31, 2002 and 2001, respectively, which are amortized over 3 to 5 years.  Beginning in the first quarter of 
2002, the Company decided to roll out new permanent wall displays, replacing existing permanent wall displays at an 
accelerated rate.  As a result, the useful lives of those permanent wall displays to be replaced were shortened to their 
new estimated useful  lives, resulting  in  accelerated  amortization of approximately $11 during 2002.  The cost of the 

F-8 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
new wall displays will be amortized over a 3-year life. The Company has included in other assets net costs related to 
the  issuance of its debt instruments amounting to approximately $26.7 and $33.3 as of December 31, 2002 and 2001, 
respectively,  which  are  amortized  over  the  terms  of  the  related  debt  instruments.    In  addition,  the  Company  has 
included  in  other  assets  trademarks,  net,  of  $7.4  and  $6.8  as  of  December  31,  2002  and  2001,  respectively,  and 
patents, net, of $4.7 and $5.8 as of December 31, 2002 and 2001, respectively.  Patents and trademarks are recorded 
at cost and amortized ratably over approximately 10 to 17 years.  Amortization expense for patents and trademarks for 
2002, 2001 and 2000 was $2.0, $1.5 and $1.5,  respectively.  The Company’s trademarks and patents continue to be 
subject to amortization, which is anticipated to be approximately $1.6 annually through December 31, 2007. 

In  October  2001,  the  FASB  issued  Statement  No.  144,  “Accounting  for  Impairment  or  Disposal of Long-
Lived  Assets.”   Statement 144 addresses  financial accounting and reporting for  the  impairment or disposal of long-
lived  assets.    Statement  No.  144  also  extends  the  reporting  requirements  to  report  separately  as  discontinued 
operations,  components  of an entity that  have either been disposed  of or classified as held for sale.  The Company 
adopted  the  provisions  of  Statement 144  effective January 1, 2002 and such adoption  had no effect  on its financial 
statements. 

Intangible Assets Related to Businesses Acquired: 

Intangible  assets  related  to  businesses  acquired  principally  represent  goodwill.  In  July  2001,  the  FASB 
issued Statement No. 141, “Business Combinations”, and Statement No. 142, “Goodwill and Other Intangible Assets”. 
 Statement 141 requires that the purchase method of accounting be used for all business combinations initiated after 
June 30, 2001, as well as all purchase method business combinations completed after June 30, 2001.  Statement 141 
also  specifies  criteria  that  must  be  met  in  order  for  intangible  assets  acquired  in  a  purchase  method  business 
combination to be recognized and reported apart from goodwill.  Statement 142 requires that goodwill and intangible 
assets  with  indefinite  useful  lives  no  longer  be  amortized,  but  instead  tested  for  impairment  at  least  annually  in 
accordance with the provisions of Statement 142.  Statement 142 requires that intangible assets with finite useful lives 
be  amortized  over  their  respective  estimated  useful  lives  to  their  estimated  residual  values,  and  reviewed  for 
impairment  in  accordance  with Statement 144, “Accounting for the Impairment  or  Disposal  of Long-Lived Assets”.  
The Company adopted the provisions of Statement 141 in July 2001 and Statement 142 effective January 1, 2002.  In 
connection  with  the  adoption  of  Statement  142,  the  Company  performed  a transitional goodwill  impairment test as 
required and determined that no goodwill impairment existed at January 1, 2002. The Company has also evaluated the 
lives  of  all  of  its  intangible  assets.    As  a  result  of  this  evaluation,  the  Company  has  determined  that  none  of  its 
intangible  assets,  other  than  goodwill,  have  indefinite  lives  and  that  the  existing  useful  lives  are  appropriate.  The 
amounts outstanding for these intangible  assets  at December  31, 2002 and December 31, 2001 were as follows: for 
trademarks, net, $7.4 and $6.8, respectively; for patents, net, $4.7 and $5.8, respectively (both of which are included 
in  other  assets);  and  for  goodwill,  net,  $185.9  at  both  December  31,  2002  and  December  31,  2001. Accumulated 
amortization  aggregated  $117.1  at  both  December  31,  2002  and  2001.  Goodwill  represents  excess purchase price 
over  the  fair  value  of  assets  acquired.    Amortization  of  goodwill  ceased  on  January  1,  2002  upon  adoption  of 
Statement  142.    Excluding  amortization  expense  related  to  goodwill  of  $7.7  and  $9.0  recognized during 2001 and 
2000,  respectively,  net  loss  and  basic  and  diluted  loss  per common share would have  been  $146.0 and $2.80 and 
$120.7  and  $2.31, respectively. Prior to January 1, 2002,  the Company  amortized goodwill  on a straight-line basis 
over 40 years. 

F-9 

 
 
 
 
 
 
 
 
Revenue Recognition: 

The Company recognizes net sales upon shipment of merchandise. Net sales is comprised of gross revenues 
less expected returns, trade discounts and customer allowances, which include costs associated with off-invoice mark-
downs and other price reductions, as well as coupons.  These incentive costs are recognized at the later of the date on 
which  the  Company  recognizes  the  related  revenue  or  the  date  on  which  the  Company  offers  the  incentive.  The 
Company  allows  customers  to  return their unsold products when  they meet certain Company-established criteria as 
outlined  in  the  Company’s  trade  terms.    The  Company  regularly  reviews  and  revises,  when deemed necessary, its 
estimates  of  sales  returns  based  primarily  upon  actual  returns,  planned  product  discontinuances,  and  promotional 
sales, which would permit customers to return items based upon the Company’s trade terms.  The Company records 
sales  returns  as  a  reduction  to  sales  and  cost  of  sales,  and  an  increase  to  accrued  liabilities  and  to  inventories. 
Returned products which are recorded as inventories are valued based upon the amount that the Company expects to 
realize  upon  their subsequent disposition.  The physical condition  and  marketability  of the  returned  products are the 
major factors considered by the Company in estimating realizable value.  Actual returns, as well as realized values on 
returned products, may differ significantly, either favorably or unfavorably, from  the Company’s estimates if factors 
such  as  product  discontinuances,  customer  inventory  levels  or  competitive  conditions  differ  from  the  Company’s 
estimates  and  expectations  and,  in  the  case  of  actual  returns,  if  economic  conditions  differ  significantly  from  the 
Company’s estimates and expectations. 

Cost of sales includes all of the costs to manufacture the Company’s products.  For products manufactured in 
the  Company’s own facilities, such costs  include raw materials and supplies, direct labor and factory overhead. For 
products manufactured for the Company  by third-party contractors,  such costs represent the amounts invoiced by the 
contractors. Cost of sales also includes the cost of refurbishing products returned by customers that will be offered for 
resale and the cost of inventory write-downs associated with adjustments of held inventories to net realizable value. 
These costs are reflected in the statement of operations when the product is sold and net sales revenues are recognized 
or,  in  the  case  of  inventory  write-downs,  when  circumstances  indicate  that  the  carrying  value  of  inventories  is  in 
excess  of  its  recoverable value. Additionally, cost of sales reflects the costs associated with free  products.  These 
incentive costs are recognized on the later of the date that the Company recognizes the related revenue or the date on 
which the Company offers the incentive.  

SG&A  expenses  include  expenses  to  advertise  the  Company’s  products,  such  as  television  advertising 
production  costs and air-time costs, print  advertising  costs, promotional displays and consumer  promotions. SG&A 
also includes the amortization of permanent wall displays and intangible assets, distribution costs (such as freight and 
handling), non-manufacturing overhead, principally personnel and related expenses, insurance and professional fees. 

Accounts Receivable: 

Accounts receivable represent payments due to the Company for previously recognized net sales, reduced by 
an allowance for doubtful  accounts for balances which are estimated to be uncollectible at December 31, 2002 and 
2001.  Accounts receivable balances are recorded against the allowance for doubtful accounts when they are deemed 
uncollectible.    Recoveries  of  accounts  receivable  previously  recorded  against  the  allowance  are  recorded  in  the 
Consolidated Statements of Operations when received. 

Income Taxes: 

Income  taxes  are  calculated  using  the  liability  method  in  accordance  with  the  provisions  of  Statement  of 

Financial Accounting Standards (“SFAS”) No. 109, “Accounting for Income Taxes.” 

Revlon, Inc., for federal income tax purposes, is included in the affiliated group of which Mafco Holdings is 
the common  parent, and Revlon, Inc.’s federal taxable income and loss is included in such group’s consolidated tax 
return  filed  by  Mafco  Holdings.    Revlon,  Inc. also may be included  in certain  state  and  local tax  returns of  Mafco 
Holdings  or its subsidiaries.  For all periods presented, federal, state  and local income taxes are provided as if the 
Company filed its own income tax returns.  On June 24, 1992, Revlon Holdings Inc. (a Delaware corporation which in 
2002 converted into a Delaware limited liability company known as Revlon Holdings LLC (“Holdings”) and which is 
an affiliate and an indirect wholly-owned subsidiary of Mafco Holdings), the Company and certain of its subsidiaries 
and Mafco Holdings entered into a tax sharing agreement, which is described in Notes 12 and 15. 

F-10 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pension and Other Postretirement and Postemployment Benefits: 

The  Company  sponsors  pension  and  other  retirement  plans  in  various  forms  covering  substantially  all 
employees  who  meet  the  respective  plan’s  eligibility  requirements.    For  plans  in  the  U.S.,  the  minimum  amount 
required  pursuant  to  the  Employee  Retirement  Income  Security  Act,  as  amended,  is  contributed  annually.    Various 
subsidiaries  outside  the  U.S.  have  retirement  plans  under  which  funds  are  deposited  with  trustees  or  reserves are 
provided. 

The  Company  accounts  for  benefits  such  as  severance,  disability and health insurance provided to former 
employees  prior  to  their  retirement  when  it  is  probable  that  a  liability  has  been  incurred  and  the  amount  of  such 
liability can be reasonably estimated. 

Research and Development: 

Research and development expenditures are expensed as incurred.  The amounts charged against earnings in 

2002, 2001 and 2000 were $23.3, $24.4 and $27.3, respectively. 

Foreign Currency Translation: 

Assets and liabilities of foreign operations are generally translated into U.S. dollars at the rates of exchange 
in  effect  at  the  balance  sheet  date.    Income  and  expense  items  are  generally  translated  at  the  weighted  average 
exchange rates prevailing during each period presented.  Gains and losses resulting from foreign currency transactions 
are included in the results of operations.  Gains and losses resulting from translation of financial statements of foreign 
subsidiaries and branches operating in non-hyperinflationary economies are recorded as a component of accumulated 
other  comprehensive loss until either sale or upon complete or substantially complete liquidation by the Company of 
its investment in a foreign entity.  Foreign subsidiaries and branches operating in hyperinflationary economies translate 
non-monetary assets and liabilities at historical rates and include translation adjustments in the results of operations. 

Sale of Subsidiary Stock: 

The  Company  recognizes  gains  and  losses  on  sales  of  subsidiary  stock  in  its  Consolidated  Statements  of 

Operations. 

Basic and Diluted (Loss) Income per Common Share and Classes of Stock: 

The basic (loss) income per  common share has been computed based upon the weighted average number of 
shares of common stock outstanding during  each of the periods presented.  Diluted (loss) income per common share 
has been computed based upon the weighted average number of shares of common stock outstanding.  The Company’s 
outstanding  stock  options  and  restricted  stock  represent  the  only potential dilutive common stock outstanding.  The 
number  of  shares  used  in  the  calculation of basic and diluted loss per common share was the same in each period 
presented,  as  it does not include any incremental shares that would have been outstanding assuming the exercise of 
stock  options  or  the  issuance  of  restricted  stock  because  the  effect  of  those  incremental  shares  would  have  been 
antidilutive.    For  each  period  presented, the amount of loss used in the calculation of diluted loss per common share 
was the same as the amount of loss used in the calculation of basic loss per common share. 

The Revlon, Inc. Class A common stock, par value $.01  per  share (the  “Class A Common Stock”) and the 
Revlon, Inc. Class B common stock, par value  $.01 per share (the “Class B Common Stock”) (collectively with the 
Class A Common Stock, the “Common Stock”), vote as a single class on all matters, except as otherwise required by 
law, with each share of Class A Common Stock entitling its holder to one vote and each share of the Class B Common 
Stock entitling its holder to ten votes.  All of the shares of Class B Common Stock are owned by REV Holdings LLC, a 
Delaware limited liability company and an indirect wholly-owned subsidiary of Mafco Holdings, which was formerly 
a Delaware corporation known as REV Holdings Inc. (“REV Holdings”). Mafco Holdings beneficially owns shares of 
Common Stock having approximately 97% of the combined voting power of the outstanding shares of Common Stock. 
The  holders  of  the  Company’s  two  classes  of  Common  Stock  are  entitled  to  share  equally  in  the  earnings  of  the 
Company from dividends, when and if declared  by the  Board.   Each outstanding share of Class B Common Stock is 
convertible into one share of Class A Common Stock. 

F-11 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  Company  designated  1,000  shares  of  Preferred  Stock  as  the  Series  A  Preferred Stock, of which 546 
shares  are  outstanding  and  held  by  REV  Holdings.    The  holder  of  the  Series  A  Preferred  Stock  is  not  entitled  to 
receive  any  dividends.  The Series A Preferred Stock  is entitled to a liquidation preference of $100,000 per share 
before any distribution is made to the holders of Common Stock.  The holder of the Series A Preferred Stock does not 
have any voting rights, except as required by law.  The Series A Preferred Stock may be redeemed at any time by the 
Company,  at  its  option,  for  $100,000  per  share.    However,  the  terms  of  Products  Corporation’s  various  debt 
agreements  currently  restrict  Revlon,  Inc.’s  ability  to  effect  such  redemption  by generally  restricting the  amount of 
dividends or distributions Products Corporation can pay to Revlon, Inc. 

The Company designated 4,333 shares of Preferred Stock  as  the Series B Convertible Preferred Stock (the 
“Series B Preferred Stock”), all of which are outstanding and held by REV Holdings.  The Series B Preferred Stock is 
entitled  to  receive  dividends  if  the  Company  declares  or  pays  any  dividends  on  the Company’s Class A  Common 
Stock  in  an  amount  per  share  of  Series  B  Preferred  Stock  as  if  the  shares  of  Series  B  Preferred  Stock  had  been 
converted into the Company’s Class A Common Stock entitled to such dividend (provided that in February 2003 REV 
Holdings  waived  its  rights  to  receive  any  subscription  rights in  the Rights Offering  (as defined  in Note 20)).  The 
Series B Preferred Stock is entitled to a liquidation preference of $720.0554 per share plus the amount of declared but 
unpaid dividends as of the date of any liquidation, dissolution or winding up of the Company before any distributions 
are  made  to  the  holders  of  Common  Stock.    Each  of  the  outstanding  4,333  shares  of  Series  B  Preferred  Stock  of 
Revlon, Inc. is entitled to 100 votes and is convertible into 100 shares of Class A Common Stock.  At its option, the 
Company  may  redeem  the  Series  B  Preferred  Stock  at  any  time  for  $720.0554  per  share.    However,  the  terms of 
Products Corporation’s various debt agreements currently restrict Revlon, Inc.’s ability to effect such redemption by 
generally restricting the amount of dividends or distributions Products Corporation can pay to Revlon, Inc. 

Stock-Based Compensation: 

SFAS No. 123, “Accounting for Stock-Based Compensation,” encourages, but does not require, companies to 
record compensation  cost for  stock-based employee  compensation plans at fair value.  The Company has chosen to 
account  for  stock-based  compensation  plans  using  the  intrinsic  value  method  prescribed  in  Accounting  Principles 
Board  (“APB”)  Opinion  No.  25,  “Accounting  for  Stock  Issued  to  Employees,”  and  related  interpretations. 
Accordingly, compensation cost for stock options issued to employees is measured as the excess, if any, of the quoted 
market  price  of  the  Company’s  stock  at  the  date of  the  grant  over  the amount an employee  must pay to acquire the 
stock.  The following table illustrates the effect on net loss and net loss per basic and diluted common share as if the 
Company had applied the fair value method to its stock-based compensation, which is more fully described in Note 14 
as required under the disclosure provisions of Statement No. 123: 

Year Ended December 31,
2001

2000

2002

Net loss as reported....................................................................

$

(286.5)

$

(153.7)

$

(129.7)

Add: Stock-based employee compensation

     included in reported net loss..................................................

1.7

0.6

-

Deduct:  Total stock-based employee compensation expense

     determined under fair value based method for all awards.....

(6.9)

(10.2)

Pro forma net loss.......................................................................

$

(291.7)

$

(163.3)

$

(11.0)

(140.7)

Basic and diluted loss per common share:
    As reported.............................................................................
     Pro forma...............................................................................

$
$

(5.49)
(5.59)

$
$

(2.94)
(3.13)

$
$

(2.49)
(2.70)

The effects of applying SFAS No. 123 in this pro  forma  disclosure are  not necessarily indicative of future 

amounts. 

Derivative Financial Instruments:  

F-12 

 
 
 
 
 
 
 
 
 
       
       
       
            
            
              
           
         
         
 
 
 
On January 1, 2001, the Company adopted SFAS 133, “Accounting for Derivative Instruments and Hedging 
Activities,” as amended.  The standard requires the  recognition  of all derivative instruments on the balance sheet as 
either assets or liabilities measured at fair value.  Changes in fair value are recognized immediately in earnings unless 
the  derivatives qualify as hedges of future cash flows.  For derivatives qualifying as hedges of future cash flows, the 
effective portion of changes in fair value is recorded as a component of Other Comprehensive Income and recognized 
in earnings when the hedged transaction is recognized in earnings.  Any ineffective portion (representing the extent that 
the  change  in  fair  value  of  the  hedges  does  not  completely  offset  the  change  in  the  anticipated  net  payments being 
hedged)  is  recognized  in  earnings  as  it  occurs.    If  a derivative instrument designated  as  a hedge is terminated, the 
unrecognized  fair  value  of  the  hedge  previously  recorded  in  accumulated  other  comprehensive  income  (loss)  is 
recognized  in  earnings  when  the  hedged  transaction  is  recognized  in  earnings.    If  the  transaction  being  hedged  is 
terminated,  the  unrecognized  fair  value  of the Company’s related hedge instrument is recognized in earnings at that 
time.  There was no cumulative effect recognized for adopting this accounting change. 

The  Company  formally  designates  and  documents  each  financial  instrument  as  a  hedge  of  a  specific 
underlying  exposure  as  well  as  the  risk  management  objectives  and  strategies  for entering into the hedge transaction 
upon  inception.    The  Company also formally assesses upon inception  and  quarterly thereafter whether the financial 
instruments used in hedging transactions are effective in offsetting changes in the fair value or cash flows of the hedged 
items. 

The Company  uses derivative financial instruments, primarily foreign currency forward exchange contracts, 
to reduce the  exposure of adverse effects of  fluctuations  in foreign currency exchange rates.  These contracts, which 
have been designated  as  cash flow hedges, were entered into primarily to hedge anticipated inventory purchases and 
certain intercompany payments denominated in foreign currencies, which have maturities of less than one year.  Any 
unrecognized income (loss) related to these contracts are recorded in the Statement of Operations when the underlying 
transactions hedged are realized (e.g., when inventory is sold or intercompany transactions are settled).  During 2002, 
the Company entered  into these contracts with a counterparty that is a major financial institution, and accordingly the 
Company believes that the risk of counterparty nonperformance is remote. The notional amount of the foreign currency 
forward  exchange  contracts  outstanding  at  December  31,  2002  was  $10.8.  The  fair  value  of  the  foreign  currency 
forward exchange contracts outstanding at December 31, 2002 was nil.  

The  amount  of  the  hedges’  ineffectiveness  for  the  year  ended  December  31,  2002  recorded  in  the 

Consolidated Statements of Operations was not significant. 

Advertising and Promotion: 

Costs  associated  with  advertising  and  promotion  are  expensed  when  incurred.  Television  advertising 
production costs are expensed the first  time  the  advertising takes place.  Advertising  and  promotion  expenses were 
$281.2, $272.9 and $268.7 for 2002, 2001 and 2000, respectively. 

The Company has various arrangements with customers pursuant to its trade terms to reimburse them for a 
portion of their advertising costs, which provide advertising benefits to the Company.  Additionally, from time to time 
the Company may pay fees to customers in order to expand or maintain shelf space for its products.  The costs that the 
Company  incurs  for  “cooperative”  advertising programs, end  cap replacement, shelf replacement costs and  slotting 
fees  are  expensed  as  incurred  and  are  netted  against  revenues  on  the  Company’s  Consolidated  Statements  of 
Operations.  

Distribution Costs: 

Costs,  such  as  freight  and  handling  costs,  associated  with  distribution  are  expensed  within  SG&A  when 

incurred.  Distribution costs were $56.5, $65.9 and $78.4 for 2002, 2001 and 2000, respectively. 

F-13 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
2. Restructuring Costs and Other, Net 

In the fourth quarter of 1999, the Company continued to restructure its organization and began a new program 
in line with its original restructuring plan developed in late 1998, principally for additional employee severance and 
other  personnel benefits and to restructure certain  operations outside the U.S., including certain operations in Japan.  
In  the  first  quarter  of  2000, the Company  recorded a charge of $9.5 relating to the 1999 restructuring  program  that 
began in the fourth quarter of 1999, principally for additional employee severance and other personnel benefits and to 
restructure certain operations  outside  the U.S.  The Company continued to implement the 1999 restructuring program 
during the second quarter of 2000 during which it recorded a charge of $5.1, principally for exiting certain operations 
in Japan and for additional employee severance and other personnel benefits.  

During the third quarter of 2000, the Company continued to re-evaluate its organizational structure.  As part 
of  this  re-evaluation,  the Company initiated a new restructuring program in line with  the original restructuring plan 
developed  in  late  1998,  designed  to  improve  profitability  by  reducing  personnel  and  consolidating  manufacturing 
facilities.  The Company recorded a charge of $13.7 in the third quarter of 2000 for programs begun in such quarter, as 
well as for the expanded scope of programs previously commenced.  The 2000 restructuring program focused on the 
Company’s  plans  to  close  its  manufacturing  operations  in  Phoenix,  Arizona  and  Mississauga,  Canada  and  to 
consolidate its cosmetics production into  its  plant in Oxford,  North Carolina.  The 2000  restructuring program also 
includes  the  remaining  obligation  for  excess  leased  real  estate  in the Company’s headquarters, consolidation costs 
associated  with  the  Company  closing  its  facility  in  New  Zealand,  and  the  elimination  of  several  domestic  and 
international  executive  and  operational  positions,  each  of  which  were  effected  to  reduce  and streamline corporate 
overhead costs. In the fourth quarter of 2000, the Company recorded a charge of $25.8 related to the 2000 restructuring 
program,  principally  for  additional  employee  severance  and  other  personnel  benefits  and  to  consolidate  the 
Company’s worldwide operations. 

During 2001, the Company recorded a charge of $38.1 related to the 2000 restructuring program, principally 
for  additional  employee  severance  and  other  personnel  benefits  and  relocation  and  other  costs  related  to  the 
consolidation of the Company’s worldwide operations. Included in the $38.1 charge for 2001 was an adjustment in the 
fourth quarter to previous estimates of approximately $6.6.   

During  2002,  the  Company  continued  to  implement  the  2000  restructuring  program,  as  well  as  other 
restructuring  actions,  and  recorded  a  charge  of  $13.6,  principally  for  additional  employee  severance  and  other 
personnel benefits, primarily resulting from reductions in the Company’s worldwide sales force, relocation and other 
costs related to the consolidation of the Company’s worldwide operations.  

In connection with the 2000 restructuring program, termination benefits for 2,446 employees were included in 
the  Company’s restructuring  charges, substantially all of whom have been terminated as of December 31, 2002.  The 
remaining employees from the 2000 restructuring program, as  well  as other restructuring actions, are expected to be 
terminated by December 31, 2003.  

F-14 

 
 
 
 
 
 
 
 
   
 
 
 
   
Details of the activity described above during 2002, 2001 and 2000 are as follows: 

Balance
Beginning
of Year

Expenses, Net

Cash

Noncash

Utilized, Net

Balance
End
of Year

2002

Employee severance and other

 personnel benefits.................................. $

Relocation.....................................................
Leases and equipment write-offs...................
Other obligations...........................................

$

2001

Employee severance and other

 personnel benefits.................................. $

Relocation.....................................................
Leases and equipment write-offs...................
Other obligations...........................................

$

2000

Employee severance and other

 personnel benefits.................................. $

Leases and equipment write-offs...................
Other obligations...........................................

$

15.1
-
7.4
0.3
22.8

28.6
-
5.9
1.5
36.0

24.6
7.6
1.8
34.0

$

$

$

$

$

$

10.1
0.6
1.7
1.2
13.6

27.5
3.8
5.6
1.2
38.1

44.6
6.9
2.6
54.1

$

$

$

$

$

$

(18.2)
(0.6)
(4.9)
(0.6)
(24.3)

(41.0)
(3.8)
(4.0)
(2.4)
(51.2)

(39.5)
(3.4)
(2.9)
(45.8)

$

$

$

$

$

$

-
-
(0.3)
-
(0.3)

-
-
(0.1)
-
(0.1)

(1.1)
(5.2)
-
(6.3)

$

$

$

$

$

$

7.0
-
3.9
0.9
11.8

15.1
-
7.4
0.3
22.8

28.6
5.9
1.5
36.0

In  connection  with  the  2000  restructuring  program,  in  the  beginning  of  the  fourth  quarter  of  2000,  the 
Company  decided  to  consolidate  its  manufacturing  facility  in  Phoenix,  Arizona  into  its  manufacturing  facility  in 
Oxford, North Carolina.  The plan was to relocate substantially all of the Phoenix equipment to the Oxford facility and 
commence production there over a period of approximately nine months which would allow the Company to fully staff 
the  Oxford facility and to produce enough inventory through a combination of production in the Phoenix and Oxford 
facilities  to  meet  supply  chain  demand  as  the  Phoenix facility production lines were  dismantled, moved across the 
country, and placed into service at the Oxford facility.  Substantially all production at the Phoenix facility ceased by 
June  30,  2001,  and  the  facility  was  sold.    At  the  time  the  decision  was  made,  the  useful  lives  of  the  facility  and 
production  assets  which  would  not  be  relocated  to  the  Oxford  facility  were  shortened  to the nine-month period in 
which  the  Phoenix  facility  would  continue  production.  The  Company  began  depreciating  the  net  book value of the 
Phoenix facility and production equipment in excess of their estimated  salvage value  over the  estimated nine-month 
useful life.  This resulted in the recognition of increased depreciation through September 30, 2001 of $6.1, which is 
included in cost of sales. 

As  of  December  31,  2002,  2001  and  2000,  the  unpaid  balance  of  the  restructuring  costs  are  included  in 
accrued  expenses  and  other  and  other  long-term  liabilities  in  the  Company’s  Consolidated  Balance  Sheets.    The 
remaining balance at December 31, 2002 for employee severance and other personnel benefits of $7.0 are expected to 
be paid by the end of  2004, lease and equipment obligations of $3.9 are expected to be paid by the end of 2008 and 
other obligations of $0.9 are expected to be paid by the end of 2003. 

F-15 

 
 
 
 
 
 
       
             
     
        
           
               
       
        
           
         
               
       
     
         
               
       
        
         
     
     
       
     
        
           
       
        
           
         
               
       
     
         
         
               
       
        
         
     
     
       
     
     
         
               
       
     
         
         
               
       
        
         
     
     
 
 
 
3. Dispositions  

Described  below  are  the  principal  sales  of  a  product  line,  certain  brands  and  facilities  entered  into  by 

Products Corporations during 2002, 2001 and 2000: 

On March 30, 2000, Products Corporation completed the disposition of its worldwide professional products 
line,  including  professional  hair  care  for  use  in  and  resale  by  professional  salons,  ethnic  hair  and  personal  care 
products, Natural Honey skin care and certain regional toiletries  brands,  for $315 in cash, before adjustments, plus 
$10 in purchase price payable in the future, contingent upon the purchasers’ achievement of certain rates of return on 
their investment.  The disposition involved the sale of certain of Products Corporation’s subsidiaries throughout the 
world devoted to the professional products line, as well as assets dedicated exclusively or primarily to the lines being 
disposed.  The worldwide professional products line was purchased by a company formed by CVC Capital Partners, 
the Colomer family and other investors, led by Carlos Colomer, a former manager of the line that was sold, following 
arms’-length  negotiation  of  the  terms  of  the  purchase  agreement,  including  the  determination  of  the  amount  of  the 
consideration.  In connection  with  the disposition,  the Company recognized a pre-tax and after-tax net gain of $13.4, 
consisting of $14.8 of a gain which was recorded in 2000 and $1.4 of additional costs which were recorded in the 
fourth quarter of 2001.  Approximately $150.3 of the Net Proceeds (as defined in the Credit Agreement (as hereinafter 
defined)) were used to reduce the aggregate commitment under the 1997 Credit Agreement (as hereinafter defined).  

On  May  8,  2000,  Products  Corporation  completed  the  disposition  of  the Plusbelle brand in  Argentina  for 
$46.2  in  cash.   Approximately $20.7 of  the Net Proceeds  were used to reduce the  aggregate commitment under the 
1997 Credit Agreement.  In connection with the disposition, the Company recognized a pre-tax and after-tax net loss of 
$4.8. 

In April 2001, Products  Corporation sold land in Minami Aoyama near Tokyo, Japan and related rights for 
the  construction of a building on such land (the “Aoyama Property”) for approximately $28.  In connection with such 
disposition, the Company recognized a pre-tax and after-tax net loss of $0.8 during the second quarter of 2001. 

In May 2001, Products Corporation sold its Phoenix, Arizona facility for approximately $7 and leased it back 
through  the  end  of  2001.    After  recognition  of  increased  depreciation  in  the  first  quarter  of  2001,  the  Company 
recorded a pre-tax and after-tax net loss on the sale of $3.7 in the second quarter of 2001, which is included in SG&A 
expenses.   

In July 2001, Products Corporation completed  the disposition of its Colorama brand of  cosmetics and hair 
care  products,  as  well  as  Products  Corporation’s  manufacturing  facility  located  in  São  Paulo,  Brazil,  for 
approximately  $57.    Products  Corporation  used  $22  of  the  Net  Proceeds,  after  transaction  costs  and  retained 
liabilities, to permanently reduce commitments under the 1997 Credit Agreement.  In connection with such disposition, 
the Company recognized a pre-tax and after-tax net loss of $6.7. 

In July 2001, Products Corporation completed the disposition  of its subsidiary that owned and operated its 
manufacturing  facility  in  Maesteg,  Wales  (UK),  including  all  production  equipment.  As part of this sale, Products 
Corporation  entered  into  a  long-term  supply  agreement  with  the  purchaser  pursuant  to  which  the  purchaser 
manufactured and supplied to Products Corporation cosmetics and personal care products for sale throughout Europe. 
In connection with such disposition, the Company recognized a pre-tax and after-tax net loss of $8.6. 

In October 2002, Products Corporation and its principal third party manufacturer for Europe and certain other 
international  markets  terminated  the  long-term  supply  agreement  they  had  entered  into  in  connection with Products 
Corporation’s disposition of its Maesteg  facility in July 2001, and they entered into a new, more flexible agreement.  
This  new  agreement  has  significantly  reduced volume  commitments, and, among other things, Products  Corporation 
agreed  to  loan  such  supplier  approximately  $2.0  and  the  supplier  can  earn  performance-based  payments  of 
approximately  $6.3  over  a  4-year  period,  contingent  upon  the  supplier achieving specific production service level 
objectives.    During  2002,  the  Company  accrued  $1.6  as  a  result  of  such  supplier  meeting  the required production 
service  level  objectives.    As  part  of  terminating  the  long-term  supply  agreement  the  supplier  released  Products 
Corporation  from  its  minimum  purchase  commitments  under  the  old  supply  agreement,  which  were  approximately 
$145.5  over  the  8-year  term  of such agreement. In exchange, Products  Corporation  waived approximately $10.0 of 
deferred  purchase  price  which  otherwise  would  have  been  payable  by  the  supplier  to  Products  Corporation  in 

F-16 

 
 
 
 
 
 
 
 
 
 
 
 
 
   
connection with the July 2001 sale of the Maesteg facility (a portion of which was contingent on future events). Such 
deferred purchase price, absent such waiver, would have been payable by the supplier to Products Corporation over a 
6-year period. 

In December 2001, Products Corporation sold a facility in Puerto Rico for approximately $4. In connection 
with such disposition, the Company recorded a pre-tax and after-tax net gain on the sale of $3.1 in the fourth quarter of 
2001. 

In February 2002, Products Corporation completed  the disposition of  its Benelux business.  As part of this 
sale, Products Corporation entered into a  long-term distribution agreement with the purchaser pursuant to which the 
purchaser distributes the Company’s products in Benelux.  The purchase price consisted principally of the assumption 
of certain liabilities and a deferred purchase price contingent upon future results of up to approximately $4.7, which 
could  be  received  over  approximately  a  seven-year  period.    In  connection  with  the  disposition,  the  Company 
recognized a pre-tax and after-tax net loss of $1.0 in the first quarter of 2002.   

4. Inventories 

Raw materials and supplies...........................................................
Work-in-process............................................................................
Finished goods..............................................................................

December 31,

2002

2001

36.7
11.1
80.3
128.1

$

$

44.9
10.1
102.9
157.9

$

$

In the fourth  quarter  of 2002, the Company recorded a charge of $17.7 to write-down inventories related to 

the implementation of the stabilization and growth phase of its plan and reduced distribution of its Ultima II brand. 

5. Prepaid Expenses and Other 

Prepaid expenses...........................................................................
Asset held for sale.........................................................................
Other.............................................................................................

December 31,

2002

2001

21.1
3.4
15.1
39.6

$

$

22.4
3.4
19.8
45.6

$

$

The  asset  held  for  sale  represents  a building in Canada, which  the Company  decided to sell in 2001 as  a 

result of the closing of its manufacturing facility in Canada.  It is anticipated that such building will be sold in 2003. 

F-17 

 
 
 
 
 
 
 
 
 
 
              
             
 
 
 
6. Property, Plant and Equipment, Net 

Land and improvements.......................................................................
Buildings and improvements...............................................................
Machinery and equipment and capitalized leases................................
Office furniture and fixtures and capitalized software.........................
Leasehold improvements.....................................................................
Construction-in-progress......................................................................

Accumulated depreciation...................................................................

December 31,

2002

2001

2.2
80.5
124.1
99.9
18.1
13.6
338.4
(205.0)
133.4

$

$

2.4
79.8
112.5
108.8
18.3
10.5
332.3
(189.5)
142.8

$

$

Depreciation expense  for  the years ended December 31, 2002, 2001 and 2000 was $34.5, $36.8 and $42.4, 
respectively.  The Company has evaluated its management information systems and determined, among other things, to 
upgrade  its  systems.    As  a  result  of  this  decision,  certain  existing  information  systems  are  being  amortized  on  an 
accelerated basis.  The additional amortization recorded in 2002 was $4. 

7. Accrued Expenses and Other 

Sales returns and allowances...................................................................
Advertising and promotional costs..........................................................
Compensation and related benefits.........................................................
Interest....................................................................................................
Taxes, other than federal income taxes...................................................
Restructuring costs..................................................................................
Other.......................................................................................................

December 31,

2002

2001

174.1
59.2
63.2
39.5
12.2
8.3
35.8
392.3

$

$

69.3
60.5
61.6
40.2
5.5
18.9
25.3
281.3

$

$

8. Short-term Borrowings 

Products  Corporation  had  outstanding  short-term  bank borrowings (excluding borrowings under  the Credit 
Agreement)  aggregating  $25.0  and  $17.5  at  December  31,  2002  and  2001, respectively.  Interest rates  on amounts 
borrowed under such short-term lines at  December  31, 2002 and 2001 ranged from 2.5% to 6.5% and from 3.0% to 
5.6%,  respectively,  excluding  Latin  American  countries  in  which  the  Company  had  outstanding  borrowings  of 
approximately $1.7 and $1.2 at December 31, 2002 and 2001, respectively.  Compensating balances at December 31, 
2002  and  2001  were  approximately  $22.9  and  $15.3,  respectively.    Interest  rates  on  compensating  balances  at 
December 31, 2002 and 2001 ranged from 1.5% to 5.6% and 2.1% to 4.0%, respectively. 

F-18 

 
 
 
 
        
        
 
 
 
 
 
 
9. Long-term Debt  

Credit facilities (a)..................................................................................  
8 1/8% Senior Notes due 2006 (b)..........................................................  
9% Senior Notes due 2006 (c)................................................................  
8 5/8% Senior Subordinated Notes due 2008 (d).................................... 
12% Senior Secured Notes due 2005 (e)................................................
Advances from Holdings (f).................................................................... 

Less current portion................................................................................  

December 31,

2002

223.1
249.7
250.0
649.9
353.3
24.1
1,750.1
-
1,750.1

2001

119.2
249.6
250.0
649.9
350.8
24.1
1,643.6
-
1,643.6

$

$

$

$

(a)  On  November  30,  2001,  Products  Corporation  entered  into  the  Second  Amended  and Restated Credit 
Agreement (the “2001 Credit Agreement”) with a syndicate of lenders, whose individual members change from time to 
time, which agreement amended and restated the credit agreement entered into by Products Corporation in May 1997 
(the “1997 Credit Agreement”; the 2001 Credit Agreement and the 1997 Credit Agreement are sometimes referred to 
as  the  “Credit  Agreement”).  On  November  26,  2001,  prior  to  closing  on  the  2001  Credit  Agreement,  Products 
Corporation issued and sold in a private placement $363 in aggregate principal amount of 12% Senior Secured Notes 
due 2005  (the "Original 12% Notes"), receiving gross proceeds of $350.5 (see footnote (e) below) (the issuance of 
the  Original  12%  Notes  and  the  2001  Credit  Agreement  are  referred  to  herein  as  the  “2001  Refinancing 
Transactions”).  Products Corporation used the proceeds from the Original 12% Notes and borrowings under the 2001 
Credit Agreement to repay outstanding indebtedness under Products Corporation’s 1997 Credit Agreement and to pay 
fees and expenses incurred  in connection with the 2001 Refinancing Transactions, and the balance was available for 
general corporate purposes.  On June 21, 2002, the Original 12% Notes were exchanged for new 12% Senior Secured 
Notes due 2005 which have substantially identical terms as the Original 12% Notes (the “12% Notes”), except that the 
12% Notes are registered with the Securities and Exchange Commission (the “Commission”) under the Securities Act 
of  1933  (as  amended,  the  “Securities  Act”)  and  the  transfer  restrictions  and  registration  rights  applicable  to  the 
Original 12% Notes  do not apply to the 12% Notes. (See Note 19 for discussion of recent amendments to the Credit 
Agreement). 

The 2001 Credit Agreement, as of December 31, 2002, provides up to $248.7 and consists of a $116.6 term 
loan  facility  (the  “Term  Loan  Facility”)  and  a $132.1 multi-currency revolving credit facility (the “Multi-Currency 
Facility”) (the Term Loan Facility and the Multi-Currency Facility being referred to as the “Credit Facilities”).  The 
Multi-Currency Facility is available (i) to Products Corporation in revolving credit loans denominated in U.S. dollars, 
(ii)  to  Products  Corporation  in  standby  and  commercial  letters  of  credit  denominated  in  U.S.  dollars  up to $50.0, 
$25.3  of  which  was issued but undrawn at December 31, 2002 and (iii) to Products Corporation and certain of  its 
international  subsidiaries  designated  from  time  to  time  in  revolving  credit  loans  and  bankers’  acceptances 
denominated in U.S. dollars and other currencies (the “Local Loans”).  At December 31, 2002 and 2001, the Company 
had  $116.6  and  $117.9,  respectively,  outstanding  under  the  Term  Loan  Facility,  and  $131.8  ($25.3  of  which  was 
issued  but  undrawn  letters  of  credit)  and  $28.6  ($27.3  of  which  was  issued  but  undrawn  letters  of  credit), 
respectively, outstanding under the Multi-Currency Facility. 

The Credit Facilities (other than loans in foreign currencies) bear interest as of December 31, 2002 at a rate 
equal to, at Products Corporation’s option, either (A) the Alternate Base Rate plus 3.75%; or (B) the Eurodollar Rate 
plus 4.75% (which interest rate changed as a result of the amendment to the Credit Agreement discussed in Note 19).  
Loans  in  foreign  currencies  bear  interest  in  certain  limited  circumstances  or  if  mutually  acceptable  to  Products 
Corporation and the relevant  foreign lenders at the Local Rate and otherwise at the Eurocurrency Rate, in each case 
plus  4.75%.    Products  Corporation  pays  to  those  lenders  having  multi-currency  commitments  a  commitment fee of 
0.75% of the average daily unused portion of the Multi-Currency Facility, which fee is payable quarterly in arrears.  
Under the Multi-Currency Facility, Products Corporation pays (i) to foreign lenders a fronting fee of 0.25% per annum 
on  the aggregate principal amount of specified  Local Loans (which fee  is  retained by the foreign lenders out of the 
portion  of  the  Applicable  Margin  payable  to  such  foreign  lender),  (ii)  to  foreign  lenders  an  administrative  fee  of 
0.25%  per  annum  on  the  aggregate  principal amount of specified Local Loans, (iii) to the multi-currency lenders a 

F-19 

 
 
 
 
 
              
             
 
 
 
 
letter of credit commission equal to (a) the Applicable Margin for Eurodollar Rate loans (adjusted for the term that the 
letter of  credit is outstanding) times (b) the aggregate undrawn face amount of letters of credit and (c) to the issuing 
lender  a  letter  of  credit  fronting  fee  of 0.25% per annum of the aggregate undrawn face amount of letters of credit 
(which fee is a portion of the Applicable  Margin).  Products Corporation also paid certain facility and other fees to 
the  lenders  and  agents  upon  closing  of  the  2001  Credit  Agreement.    Prior  to  the  termination  date  of  the  Credit 
Facilities,  on  each  November  30  (commencing  November  30,  2002)  Products  Corporation  shall  repay  $1.25  in 
aggregate principal amount of the Term Loan Facility. Products Corporation made its applicable installment payment 
on  November  30,  2002.    In  addition,  prior  to  its  termination,  the  commitments  under  the  Credit Facilities will be 
reduced  by:  (i)  the  net  proceeds  in  excess  of  $10.0  each  year  received  during  such  year  from  sales  of  assets  by 
Products Corporation or any of its subsidiaries (and in excess of an additional $15.0 in the aggregate during the term 
with  respect  to  certain  specified  dispositions),  subject  to  certain limited exceptions, (ii) certain proceeds from the 
sales of collateral security granted to the lenders, and (iii) the net proceeds from the issuance by Products Corporation 
or any of its subsidiaries of certain additional debt. The 2001 Credit Agreement will terminate on May 30, 2005.  The 
weighted average interest rates on the Term Loan Facility and the Multi-Currency Facility were 7.75% and 7.81% at 
December  31,  2002,  respectively,  7.75%  and  8.49%  at  December  31,  2001, respectively, and  10.2% and 9.7% at 
December 31, 2000, respectively.  

The  Credit  Facilities  are  supported  by,  among  other  things,  guarantees  from  Revlon,  Inc.  and,  subject  to 
certain  limited  exceptions,  the  domestic  subsidiaries  of  Products  Corporation.    The  obligations  of  Products 
Corporation  under  the  Credit  Facilities  and  the  obligations  under  the  aforementioned  guarantees  are  secured, on  a 
first-priority basis (and therefore entitled to payment out of the proceeds on any sale of the following collateral before 
the 12% Notes, which are secured on a second-priority basis), subject to certain limited exceptions, primarily by (i) a 
mortgage on Products Corporation’s facility in Oxford, North Carolina; (ii) the capital stock of Products Corporation 
and its domestic subsidiaries and 66% of the capital  stock of Products Corporation’s and its domestic subsidiaries’ 
first-tier foreign subsidiaries; (iii) domestic intellectual property and certain  other domestic intangibles  of Products 
Corporation  and  its  domestic  subsidiaries;  (iv)  domestic  inventory,  accounts  receivable,  equipment  and  certain 
investment  property  of  Products  Corporation  and  its  domestic  subsidiaries;  and  (v)  the  assets  of  certain  foreign 
subsidiary  borrowers  under  the  Multi-Currency Facility (to  support their borrowings only).  The Credit  Agreement 
provides that the liens on the stock and property referred to above may be shared from time to time, subject to certain 
limitations,  on  a  first-priority  basis,  with  specified  types  of  other  obligations  incurred  or  guaranteed  by  Products 
Corporation, such as  interest  rate  hedging  obligations and working capital lines, and on a second-priority basis with 
Products Corporation’s obligations under the 12% Notes.   

The Credit Agreement contains various material restrictive covenants prohibiting Products Corporation from 
(i) incurring additional indebtedness or guarantees, with certain exceptions, (ii) making dividend, tax sharing and other 
payments  or  loans  to  Revlon,  Inc.  or  other  affiliates,  with  certain  exceptions,  including  among  others,  permitting 
Products Corporation  to pay dividends and make distributions to Revlon, Inc., among other things, to enable Revlon, 
Inc.  to  pay expenses incidental to being a public holding company, including, among other things,  professional fees 
such as legal and  accounting fees, regulatory fees such as Commission filing  fees and other miscellaneous expenses 
related to being a public holding company, and, subject to certain limitations, to pay dividends or make distributions in 
certain  circumstances  to  finance  the  purchase by Revlon, Inc. of its Class A Common Stock in connection with the 
delivery of such common stock to grantees under the Revlon, Inc. Amended and Restated 1996 Stock Plan (as may be 
amended  and  restated  from  time  to time, the  “Amended Stock Plan”), (iii) creating liens or other encumbrances on 
Products  Corporation’s  or  its  domestic  subsidiaries’  assets  or  revenues,  granting  negative  pledges  or  selling  or 
transferring  any  of  Products  Corporation’s  or  its  domestic  subsidiaries’  assets  except  in  the  ordinary  course  of 
business, all subject to certain limited exceptions, including among others, permitting Products Corporation to create 
liens  to  secure  Products  Corporations’  obligations  under  the  12%  Notes,  (iv)  with  certain  exceptions, engaging in 
merger  or  acquisition  transactions, (v) prepaying indebtedness  and  modifying the terms  of certain  indebtedness  and 
specified  material  contractual  obligations, subject to  certain limited exceptions,  (vi) making investments, subject to 
certain limited exceptions, and (vii) entering into transactions with affiliates of Products Corporation other than upon 
terms no less favorable to Products Corporation or its subsidiaries than it would obtain in an arms’-length transaction. 
In  addition  to  the  foregoing,  the  Credit  Agreement  contains  financial  covenants  requiring  Products  Corporation  to 
maintain specified cumulative EBITDA levels and limiting the leverage ratio of Products Corporation, which financial 
covenants, among the other amendments  referred to in Note 19, the bank lenders under the Credit Agreement waived 
for the four quarters ended December 31, 2002, deleted for the first three quarters of 2003 and waived until January 
31,  2004  for  the  fourth  quarter  of  2003.  In  addition,  the  amendment  increased  the  maximum  limit  on  capital 
expenditures  (as  defined  in  the  Credit  Agreement)  to  $115  for  2003  and  includes  a  minimum  liquidity  covenant 

F-20 

 
 
 
 
 
 
requiring Products Corporation to maintain a minimum of $20 in liquidity from all available sources at all times.  

The  events  of  default  under  the  Credit  Agreement  include  a  Change  of  Control  (as  defined  in  the  Credit 
Agreement) of Products Corporation and other customary events of default for such types of agreements.  Among such 
customary events of default under the Credit Agreement is a cross-default provision which provides that it is an event 
of default  under  the Credit Agreement if Products Corporation or any of its subsidiaries (as defined under the Credit 
Agreement) (i) defaults in the payment of certain indebtedness when due (whether at maturity or by acceleration) in 
excess of $5.0 in aggregate principal amount or (ii) defaults in the observance or performance of any other agreement 
or condition relating to such debt, provided that the amount of debt involved is in excess of $5.0 in aggregate principal 
amount, or any other event occurs, the effect of such default or other event would cause or permit the holders of such 
debt to accelerate payment.   

Upon  entering  into  the  2001  Credit  Agreement,  the  Company  recorded  a  charge  of  $3.6  ($.07  basic  and 

diluted loss per common share) for associated costs. 

(b)  The  8  1/8%  Notes  due  2006  (the  “8  1/8%  Notes”)  are  senior  unsecured  obligations  of  Products 
Corporation  and  rank  pari  passu  in  right  of  payment  with  all  existing  and  future  Senior  Debt  (as  defined  in  the 
indenture relating to the 8 1/8% Notes (the “8  1/8% Notes  Indenture”)) of Products Corporation, including the 12% 
Notes, 9% Notes and the indebtedness under the Credit Agreement and the Mafco Loans (as hereinafter defined), and 
are  senior  to  the  8  5/8%  Notes  and  to  all  future subordinated indebtedness of Products Corporation.  The 8 1/8% 
Notes  are  effectively  subordinated  to  the  outstanding  indebtedness  and  other  liabilities  of  Products  Corporation’s 
subsidiaries.  Interest is payable on February 1 and August 1. 

The 8 1/8%  Notes may be redeemed at the option of Products Corporation in whole or from time to time in 
part at  any time on or after February 1, 2002  at the redemption prices set  forth  in the 8 1/8% Notes Indenture, plus 
accrued and unpaid interest, if any, to the date of redemption. 

Upon a Change of Control (as  defined in the  8 1/8% Notes  Indenture), Products Corporation will have the 
option to redeem the 8 1/8% Notes in whole at a redemption price equal to the principal amount thereof, plus accrued 
and unpaid interest, if any, thereon to the date of redemption, plus the Applicable Premium (as defined in the 8 1/8% 
Notes  Indenture)  and,  subject  to  certain  conditions, each holder  of the 8  1/8% Notes  will  have the right to require 
Products Corporation to repurchase all  or  a  portion of  such holder’s 8  1/8% Notes at a  price equal to 101% of the 
principal amount thereof, plus accrued and unpaid interest, if any, thereon to the date of repurchase. 

The 8 1/8%  Notes Indenture  contains covenants that, among other things, limit (i) the issuance of additional 
debt  and  redeemable  stock  by  Products  Corporation,  (ii)  the  incurrence  of  liens,  (iii)  the  issuance  of  debt  and 
preferred  stock  by  Products  Corporation’s  subsidiaries, (iv)  the payment  of dividends on  capital stock of  Products 
Corporation and its subsidiaries and the redemption of capital stock of Products Corporation and certain subordinated 
obligations,  (v)  the  sale  of  assets  and  subsidiary  stock,  (vi)  transactions  with  affiliates  and  (vii)  consolidations, 
mergers  and  transfers  of  all  or  substantially  all  Products  Corporation’s  assets.    The  8  1/8%  Notes  Indenture  also 
prohibits certain restrictions on distributions  from  subsidiaries.  All of these limitations and prohibitions, however, 
are subject to a number of important qualifications. 

(c)  The  9%  Senior  Notes  due  2006  (the  “9%  Notes”)  are  senior  unsecured  obligations  of  Products 
Corporation  and  rank  pari  passu  in  right  of  payment  with  all  existing  and  future  Senior  Debt  (as  defined  in  the 
indenture relating to the 9% Notes (the “9% Notes Indenture”)) of Products Corporation, including the 12% Notes, 8 
1/8%  Notes  and  the  indebtedness  under  the  Credit  Agreement  and  the  Mafco  Loans, and are senior to the 8 5/8% 
Notes  and  to  all  future  subordinated  indebtedness  of  Products  Corporation.    The  9%  Notes  are  effectively 
subordinated  to  outstanding  indebtedness  and  other  liabilities  of  Products  Corporation’s  subsidiaries.    Interest  is 
payable on May 1 and November 1. 

The 9% Notes may be redeemed at the option of Products Corporation in whole or from time to time in part 
at any time on or after November 1, 2002 at the redemption prices set forth in the 9% Notes Indenture plus accrued and 
unpaid interest, if any, to the date of redemption.   

Upon a Change of Control (as defined in the 9% Notes Indenture), Products Corporation will have the option 
to redeem the 9% Notes in whole at a redemption price equal to the principal amount thereof, plus accrued and unpaid 

F-21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
interest, if any, thereon to the date of redemption, plus the Applicable Premium (as defined in the 9% Notes Indenture) 
and, subject to certain conditions, each holder of the 9% Notes will have the right to require Products Corporation to 
repurchase all or a portion of such holder’s 9% Notes at a price equal to 101% of the principal amount thereof, plus 
accrued and unpaid interest, if any, thereon to the date of repurchase. 

The 9% Notes Indenture contains covenants that, among other things, limit (i) the issuance of additional debt 
and  redeemable  stock by Products Corporation, (ii) the  incurrence of liens, (iii)  the issuance of debt and  preferred 
stock by Products Corporation’s subsidiaries, (iv) the payment of dividends on capital stock of Products Corporation 
and its subsidiaries and the redemption of capital stock of Products Corporation and certain subordinated obligations, 
(v)  the  sale  of  assets  and  subsidiary  stock,  (vi)  transactions  with  affiliates  and  (vii)  consolidations,  mergers  and 
transfers  of  all  or  substantially  all  Products  Corporation’s  assets.    The  9%  Notes  Indenture  also  prohibits  certain 
restrictions  on  distributions  from  subsidiaries.   All  of these limitations  and  prohibitions,  however, are  subject to a 
number of important qualifications. 

(d)  The  8  5/8%  Notes  due  2008  (the  “8  5/8%  Notes”)  are  general  unsecured  obligations  of  Products 
Corporation  and  are  (i)  subordinate  in  right  of  payment  to  all  existing  and  future  Senior  Debt  (as  defined  in  the 
indenture relating to the 8 5/8% Notes (the “8  5/8% Notes  Indenture”)) of Products Corporation, including the 12% 
Notes, 9% Notes, the  8 1/8% Notes and the indebtedness under the Credit Agreement and the Mafco Loans, (ii) pari 
passu in right of payment with all future senior subordinated debt, if any, of Products Corporation and (iii) senior in 
right of payment to all future subordinated  debt, if any, of Products Corporation.  The 8 5/8% Notes are effectively 
subordinated to the outstanding indebtedness and other liabilities of Products Corporation’s subsidiaries.  Interest is 
payable on February 1 and August 1. 

The 8 5/8%  Notes may be redeemed at the option of Products Corporation in whole or from time to time in 
part at  any time on or after February 1, 2003  at the redemption prices set  forth  in the 8 5/8% Notes Indenture, plus 
accrued and unpaid interest, if any, to the date of redemption.   

Upon a Change of Control (as  defined in the  8 5/8% Notes  Indenture), Products Corporation will have the 
option to redeem the 8 5/8% Notes in whole at a redemption price equal to the principal amount thereof, plus accrued 
and unpaid interest, if any, thereon to the date of redemption, plus the Applicable Premium (as defined in the 8 5/8% 
Notes  Indenture)  and,  subject  to  certain  conditions, each holder  of the 8  5/8% Notes  will  have the right to require 
Products Corporation to repurchase all  or  a  portion of  such holder’s 8  5/8% Notes at a  price equal to 101% of the 
principal amount thereof, plus accrued and unpaid interest, if any, thereon to the date of repurchase. 

The 8 5/8%  Notes Indenture  contains covenants that, among other things, limit (i) the issuance of additional 
debt  and  redeemable  stock  by  Products  Corporation,  (ii)  the  incurrence  of  liens,  (iii)  the  issuance  of  debt  and 
preferred  stock  by  Products  Corporation’s  subsidiaries, (iv)  the payment  of dividends on  capital stock of  Products 
Corporation and its subsidiaries and the redemption of capital stock of Products Corporation, (v) the sale of assets and 
subsidiary stock, (vi) transactions with affiliates, (vii) consolidations, mergers and transfers of all or substantially all 
of  Products  Corporation’s  assets  and  (viii)  the  issuance  of  additional  subordinated  debt  that  is  senior  in  right  of 
payment to the 8 5/8% Notes.  The 8 5/8%  Notes Indenture also prohibits  certain  restrictions on distributions from 
subsidiaries.  All of these limitations and prohibitions, however, are subject to a number of important qualifications. 

(e) On November 26, 2001, prior to closing on the 2001 Credit Agreement, Products Corporation issued and 
sold $363.0 in aggregate principal amount of Original 12% Notes in a private placement receiving gross proceeds of 
$350.5.  The effective interest rate on the 12% Notes is 13.125%. Products Corporation used the proceeds from the 
Original  12%  Notes  and  borrowings  under  the  2001  Credit  Agreement  to  repay  outstanding  indebtedness  under 
Products  Corporation’s  1997  Credit Agreement and to pay fees and  expenses incurred in connection with the 2001 
Refinancing  Transactions,  and  the  balance  was  available  for  general  corporate  purposes.  On  June  21,  2002,  the 
Original 12% Notes were exchanged for the new 12% Notes which have substantially identical terms as the Original 
12% Notes, except that the 12% Notes  are registered  with the Commission under the Securities Act and the transfer 
restrictions and registration rights applicable to the Original 12% Notes do not apply to the 12% Notes. 

The  12%  Notes  were  issued  pursuant  to  an  Indenture,  dated  as  of  November  26,  2001  (the  "12%  Notes 
Indenture"), among Products Corporation, the guarantors party thereto, including Revlon, Inc. as parent guarantor, and 
Wilmington Trust Company, as trustee.  The 12% Notes are supported by guarantees from Revlon, Inc. and, subject to 
certain  limited  exceptions,  Products  Corporation's  domestic subsidiaries.   The obligations of Products Corporation 

F-22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
under the 12% Notes and the obligations under the aforementioned guarantees are secured, on a second-priority basis, 
subject to certain limited exceptions, primarily by (i) a mortgage on Products Corporation's facility in Oxford, North 
Carolina; (ii) the capital stock of Products Corporation and its domestic subsidiaries and 66% of the capital stock of 
Products  Corporation's  and  its  domestic  subsidiaries’  first-tier  foreign  subsidiaries;  (iii)  domestic  intellectual 
property  and  certain  other  domestic  intangibles  of  Products  Corporation  and  its  domestic  subsidiaries;  and  (iv) 
domestic inventory, accounts receivable,  equipment  and certain investment  property  of Products Corporation and its 
domestic  subsidiaries.  Such  liens  are  subject  to  certain  limitations,  which  among  other  things,  limit  the  ability  of 
holders of second-priority liens from exercising any remedies against the collateral while the Credit Agreement or any 
other first-priority lien remains in effect.   

The  12%  Notes  are  senior  secured  obligations  of  Products  Corporation  and  rank  pari  passu  in  right  of 
payment with all existing and future Senior Debt (as defined in the 12% Notes Indenture) including the 8 1/8% Notes, 
the 9% Notes and the indebtedness under  the Credit Agreement and  the Mafco Loans, and are senior to the 8 5/8% 
Notes and all future subordinated indebtedness of Products Corporation.  The 12% Notes are effectively subordinated 
to the outstanding indebtedness and other liabilities of Products Corporation’s subsidiaries.  The 12% Notes mature 
on December 1, 2005.  Interest is payable on June 1 and December 1, beginning June 1, 2002. 

The 12% Notes may be redeemed at the option of Products Corporation in whole or in part at any time at a 
redemption  price  equal  to  the  principal  amount  thereof,  plus  accrued  and  unpaid  interest,  if  any  to  the  date  of 
redemption, plus the Applicable Premium (as defined in the 12% Notes Indenture). 

Upon a Change of Control (as defined in the 12% Notes Indenture), subject to certain conditions, each holder 
of the 12% Notes will have the right to require Products Corporation to repurchase all or a portion of such holder’s 
12% Notes at a price equal to 101% of the principal amount thereof, plus accrued and unpaid interest, if any, thereon 
to the date of repurchase. 

The 12% Notes Indenture contains covenants that, among other things, limit (i) the issuance of additional debt 
and  redeemable  stock by Products Corporation, (ii) the  incurrence of liens, (iii)  the issuance of debt and  preferred 
stock by Products Corporation’s subsidiaries, (iv) the payment of dividends on capital stock of Products Corporation 
and its subsidiaries and the redemption of capital stock of Products Corporation and certain subordinated obligations, 
(v)  the  sale  of  assets  and  subsidiary  stock,  (vi)  transactions  with  affiliates  and  (vii)  consolidations,  mergers  and 
transfers  of  all  or  substantially  all  Products  Corporation’s assets.   The  12%  Notes Indenture  also  prohibits certain 
restrictions  on  distributions  from  subsidiaries.   All  of these limitations  and  prohibitions,  however, are  subject to a 
number of important qualifications. 

The 12% Notes Indenture, 8 1/8% Notes Indenture, the 8 5/8% Notes Indenture and the 9% Notes Indenture 

contain customary events of default for debt instruments of such type.  

The  8  1/8%  Notes  Indenture,  the  9%  Notes  Indenture,  the  8  5/8%  Notes  Indenture  and  the  12%  Notes 
Indenture  each include a cross acceleration provision which provides that it  shall be  an event of default under each 
such  indenture  if  any  debt  (as  defined  in  each  such  indenture)  of  Products  Corporation  or  any  of  its  significant 
subsidiaries (as defined in each such indenture), and in the case of the 12% Notes Indenture, Revlon, Inc., is not paid 
within  any  applicable  grace  period  after  final  maturity  or  is  accelerated  by  the  holders  of  such  debt  because  of  a 
default and the total principal amount of the portion of such debt that is unpaid or accelerated exceeds $25.0 and such 
default  continues  for  10  days  after  notice  from  the  trustee  under  each  such  indenture.  If  any  such  event  of  default 
occurs, the trustee under each such indenture or the holders of at least 25% in principal amount of the outstanding notes 
under each such indenture may declare all such notes to be due and payable immediately, provided that the holders of 
a  majority  in  aggregate  principal  amount  of  the  outstanding  notes  under  each  such  indenture  may,  by  notice  to  the 
trustee, waive any such default or event of default and its consequences under each such indenture.   

(f)  During  1992, Holdings made  an advance of $25.0 to Products  Corporation, evidenced  by subordinated 
noninterest-bearing demand notes.  The notes were subsequently adjusted by offsets and additional amounts loaned by 
Holdings  to  Products  Corporation.    In  1998,  approximately  $6.8  due  to  Products  Corporation  from  Holdings  was 
offset  against  the  notes  payable  to  Holdings.    At  December  31,  2002,  the  balance  of  $24.1  is  evidenced  by 
noninterest-bearing promissory notes payable to Holdings that are subordinated to Products Corporation’s obligations 
under the Credit Agreement.  

F-23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
The aggregate amounts of long-term debt maturities (at December 31, 2002), in the years 2003 through 2007 

are nil, nil, $600.5, $499.7 and nil, respectively, and $649.9 thereafter. 

The Company expects that operating revenue, cash on hand, proceeds from the Rights Offering (as hereinafter 
defined in Note 19) (which may be advanced to the Company as a result of the $50 million Series C preferred stock 
investment  (as  hereinafter  defined  in  Note  19)  prior  to  the  consummation  of  the  Rights  Offering  if  Products 
Corporation has fully drawn the MacAndrews & Forbes $100 million term loan (as hereinafter defined in Note 19)) 
and funds available for borrowing under the Credit Agreement and the Mafco  Loans (as hereinafter defined in Note 
19)  will  be  sufficient  to  enable  the  Company  to  cover  its  operating  expenses,  including  cash  requirements  in 
connection  with  the  Company’s  operations,  the  stabilization  and  growth  phase  of  the  Company’s  plan,  cash 
requirements in connection with the Company’s restructuring programs referred to in Note 2 above and the Company’s 
debt service requirements for 2003.  The Mafco Loans and the proceeds from the Rights Offering are intended to help 
fund the stabilization and growth phase  of  the Company’s plan and to decrease the risk that would otherwise exist if 
the Company were to fail to meet its debt and ongoing obligations as they became due in 2003.  However, there can be 
no assurance that such funds will be sufficient to meet the Company's cash requirements on a consolidated basis.  If the 
Company's anticipated level of revenue growth is not achieved because, for example, of decreased consumer spending 
in  response  to  weak  economic  conditions  or  weakness  in  the  cosmetics  category,  increased  competition  from  the 
Company's  competitors  or  the  Company's  marketing  plans are not as successful as anticipated, or if the  Company's 
expenses  associated  with  implementation  of  the  stabilization  and  growth  phase  of  the  Company’s  plan  exceed  the 
anticipated level of expenses, the Company's current sources of funds may be insufficient to meet the Company's cash 
requirements. Additionally, in the event of a decrease in demand for Products Corporation’s products or reduced sales 
or lack of increases in demand and sales as a result of the Company’s plan, such development, if significant, could 
reduce  Products  Corporation’s  operating  revenues  and  could  adversely  affect  Products  Corporation’s  ability  to 
achieve certain financial covenants under the Credit Agreement and in such event the Company could be required to 
take measures, including reducing discretionary spending.  If the Company is unable to satisfy such cash requirements 
from  these  sources,  the  Company  could  be  required  to  adopt  one  or  more  alternatives,  such  as  delaying  the 
implementation of or revising aspects of the stabilization and growth phase of its plan, reducing or delaying purchases 
of wall displays or advertising or promotional expenses, reducing or delaying capital spending, delaying, reducing or 
revising  restructuring  programs,  restructuring  indebtedness,  selling  assets  or  operations,  seeking  additional  capital 
contributions  or  loans  from  MacAndrews  &  Forbes,  the  Company’s  other  affiliates  and/or  third  parties,  selling 
additional  equity  securities  of  Revlon,  Inc.  or  reducing  other  discretionary spending. The Company has  substantial 
debt  maturing  in  2005  which  will  require  refinancing,  consisting  of  $246.3  (assuming  the  maximum  amount  is 
borrowed)  under  the  Credit  Agreement  and  $363.0  of  12% Notes, as well as  amounts, if any, borrowed  under the 
MacAndrews & Forbes $100 million term loan and the MacAndrews & Forbes $40-65 million line of credit.  

As  discussed  in  Note  19,  the  amendment  to  and  waiver  of  various  provisions  of  Products  Corporation’s 
Credit Agreement provide for, among other things, a waiver through January 31, 2004 of compliance with its EBITDA 
and leverage ratio covenants through the fourth quarter of 2003.  The Company expects that Products Corporation will 
need to  seek a further  amendment to the Credit Agreement or a waiver of the EBITDA and leverage ratio covenants 
under the Credit Agreement  prior  to the  expiration of the existing waiver on January 31, 2004 because the Company 
does  not  expect  that its operating results,  including  after  giving effect to various  actions  under the stabilization and 
growth  phase  of  the  Company's  plan,  will  allow  Products  Corporation  to  satisfy  those  covenants  for  the  four 
consecutive fiscal quarters ending December 31, 2003.  The minimum EBITDA required to be maintained by Products 
Corporation under the Credit Agreement is $230 for each of the four consecutive fiscal quarters ending on December 
31, 2003 (which covenant was waived through January 31, 2004), March 31, 2004, June 30, 2004 and September 30, 
2004  and  $250  for  any  four  consecutive fiscal  quarters ending December 31, 2004  and  thereafter and the leverage 
ratio covenant under the Credit Agreement  will  permit  a maximum ratio of 1.10:1.00 for any four consecutive fiscal 
quarters ending on or after December 31, 2003 (which limit was waived through January 31, 2004 for the four fiscal 
quarters  ending  December  31,  2003).    In  addition, after giving effect to the amendment, the Credit Agreement  also 
contains a $20 minimum liquidity covenant. While the Company expects that Products Corporation's bank lenders will 
consent to such amendment or waiver request, there can be no assurance that they will or that they will do so on terms 
that are favorable to the Company.  If the Company is unable to secure such amendment or waiver, it could be required 
to refinance the Credit Agreement or repay it with proceeds from the sale of assets or operations, or additional capital 
contributions or loans from MacAndrews & Forbes  or  the Company's other affiliates or third parties, or the sale of 
additional  equity  securities  of  Revlon,  Inc.    In  the  event  that  Products  Corporation  were  unable  to  secure  such  a 
waiver or amendment and  Products  Corporation were not able to refinance or repay the Credit Agreement, Products 
Corporation’s inability to meet the financial covenants for the four consecutive fiscal quarters ending December 31, 

F-24 

 
 
 
 
 
2003 would constitute an event of default  under Products Corporation’s Credit Agreement,  which would permit the 
bank  lenders  to  accelerate  the  Credit  Agreement,  which  in  turn  would  constitute  an  event  of  default  under  the 
indentures governing Products Corporation’s debt if the amount accelerated exceeds $25.0 and such default remains 
uncured within 10 days of notice from the trustee under the applicable indenture.   

There  can  be  no  assurance  that  the  Company  would  be  able  to  take  any  of  the  actions  referred  to  in  the 
preceding two paragraphs because of a variety of commercial or market factors or constraints in the Company’s debt 
instruments,  including,  for  example,  Products  Corporation's  inability  to  reach  agreement  with  its  bank  lenders  on 
refinancing terms that are acceptable to the Company before the waiver of its financial covenants expires on January 
31,  2004,  market  conditions  being  unfavorable  for  an  equity  or  debt  offering,  or  that  the  transactions  may  not  be 
permitted  under  the  terms  of  the  Company's  various  debt  instruments  then  in  effect,  because  of  restrictions  on  the 
incurrence of debt, incurrence of liens,  asset  dispositions and  related party transactions. In addition, such actions, if 
taken, may not enable the Company to satisfy its cash requirements if the actions do not generate a sufficient amount of 
additional capital. 

Revlon, Inc., as a holding company, will be dependent on the earnings and cash flow of, and dividends and 
distributions from, Products  Corporation to pay its expenses and to pay any cash dividend or distribution on Revlon, 
Inc.’s  Class  A  Common  Stock  that  may  be  authorized  by  the  Board of Directors of  Revlon,  Inc.  The terms of  the 
Credit Agreement, the Mafco Loans, the 12% Notes, the 8 5/8% Notes, the 8 1/8% Notes and the 9% Notes generally 
restrict  Products  Corporation  from  paying  dividends  or  making  distributions,  except  that  Products  Corporation  is 
permitted to pay dividends and make distributions to Revlon, Inc., among other things, to enable Revlon, Inc. to pay 
expenses incidental to being a public holding company, including, among other things, professional fees such as legal 
and accounting fees, regulatory fees such as Commission filing fees and other miscellaneous expenses related to being 
a  public  holding  company  and,  subject  to  certain  limitations,  to  pay  dividends  or  make  distributions  in  certain 
circumstances to finance the purchase by Revlon, Inc. of its Class A Common Stock in connection with the delivery of 
such Class A Common Stock to grantees under the Amended Stock Plan.   

10. Guarantor Condensed Consolidating Financial Data  

On June 21, 2002, the Original 12% Notes were exchanged for the new 12% Notes which have substantially 
identical terms as the Original 12% Notes,  except that  the 12% Notes are registered with the Commission under the 
Securities Act, and the transfer restrictions and registration rights applicable to the Original 12% Notes do not apply 
to  the  12%  Notes.    The 12% Notes are jointly  and severally, fully and  unconditionally guaranteed by the domestic 
subsidiaries of Products Corporation that guarantee Products  Corporation’s 2001 Credit Agreement (the “Guarantor 
Subsidiaries”) (Subsidiaries of Products Corporation that do not guarantee the 12% Notes are referred to as the “Non-
Guarantor  Subsidiaries”).    The  Supplemental  Guarantor  Condensed  Consolidating  Financial  Data  presented below 
presents the balance sheets, statements of operations and statements of cash flow data (i) for Products Corporation and 
the  Guarantor  Subsidiaries  and  the  Non-Guarantor  Subsidiaries  on  a  consolidated  basis  (which  is  derived  from 
Products  Corporation’s  historical  reported  financial  information);  (ii)  for  Products  Corporation  as  the  “Parent 
Company”,  alone (accounting  for its Guarantor Subsidiaries  and the Non-Guarantor Subsidiaries on an equity basis 
under which the investments are recorded by each entity owning a portion of another entity at cost, adjusted for the 
applicable share of the subsidiary’s cumulative results of operations, capital contributions and distributions, and other 
equity  changes);  (iii)  for  the  Guarantor  Subsidiaries  alone;  and  (iv)  for  the  Non-Guarantor  Subsidiaries  alone. 
Additionally,  Products  Corporation’s  12%  Notes  are  fully  and  unconditionally  guaranteed  by  Revlon,  Inc.    The 
consolidating  condensed  balance  sheets,  consolidating  condensed  statements  of  operations  and  consolidating 
condensed  statements  of  cash  flow  for  Revlon,  Inc.  have  not  been  included  in  the  accompanying  Supplemental 
Guarantor  Condensed  Consolidating  Financial  Data  as  such  information  is  not  materially  different  than  those  of 
Products Corporation.  

F-25 

 
 
 
 
 
 
 
Condensed Consolidating Balance Sheets
As of December 31, 2002
(dollars in millions)

ASSETS

Consolidated

Eliminations

Current assets.......................................................................
Intercompany receivables.....................................................
Investment in subsidiaries....................................................
Property, plant and equipment, net.......................................
Other assets..........................................................................
Intangible assets...................................................................
Total assets...................................................................

LIABILITIES AND STOCKHOLDER'S DEFICIENCY

Current liabilities..................................................................
Intercompany payables.........................................................
Long-term debt.....................................................................
Other long-term liabilities....................................................
Total liabilities.....................................................................
Stockholder's deficiency ......................................................
Total liabilities and stockholder's deficiency........................

$

$

$

$

476.7
-
-
133.4
129.7
198.0
937.8

509.9
-
1,750.1
320.0
2,580.0
(1,642.2)
937.8

$

$

$

$ 

-
(1,526.4)
277.6
-
-
-
(1,248.8)

-
(1,526.4)
-
-
(1,526.4)
277.6
(1,248.8)

Parent

Guarantor

Company
256.5
850.7
(228.1)
118.1
110.0
160.8
1,268.0

360.7
501.0
1,742.9
305.6
2,910.2
(1,642.2)
1,268.0

$

$

$

$ 

Subsidiaries

$

$

$

$ 

35.8
471.5
(107.8)
2.9
3.3
3.3
409.0

30.9
645.9
6.5
15.5
698.8
(289.8)
409.0

Condensed Consolidating Statement of Operations 
For the Year Ended December 31, 2002
(dollars in millions)

Net sales............................................................................................... $
Cost of sales.........................................................................................
Gross profit....................................................................................
Selling, general and administrative expenses.......................................
Restructuring costs and other, net.........................................................

1,119.4
503.7
615.7
711.1
13.6

Consolidated

Parent

Guarantor

$

Eliminations
(134.4)
(134.4)
-
-
-

$

Company
697.4
297.3
400.1
483.3
8.0

$

Subsidiaries

187.9
156.7
31.2
37.3
0.3

$

$

$

$ 

$

Non-
Guarantor

Subsidiaries
184.4
204.2
58.3
12.4
16.4
33.9
509.6

118.3
379.5
0.7
(1.1)
497.4
12.2
509.6

Non-
Guarantor

Subsidiaries
368.5
184.1
184.4
190.5
5.3

Operating loss................................................................................

(109.0)

-

(91.2)

(6.4)

(11.4)

Other expenses (income):

Interest expense, net......................................................................
Loss on sale of product line, brands and facilities, net..................
Miscellaneous, net.........................................................................
Equity in earnings of subsidiaries..................................................
Other expenses, net................................................................

156.9
1.0
10.3
-
168.2

-
-
-
(139.4)
(139.4)

155.7
-
(23.5)
61.7
193.9

0.5
-
(5.4)
78.7
73.8

Loss before income taxes.....................................................................

(277.2)

139.4

(285.1)

(80.2)

Provision (benefit) for income taxes.....................................................

4.6

-

(3.3)

3.3

0.7
1.0
39.2
(1.0)
39.9

(51.3)

4.6

Net loss................................................................................................. $

(281.8)

$

139.4

$

(281.8)

$

(83.5)

$

(55.9)

F-26 

 
 
 
            
            
    
            
        
       
       
               
            
            
            
    
        
            
            
    
        
        
             
            
            
        
            
          
                
    
    
        
    
       
               
    
        
 
     
       
        
        
             
        
       
        
        
             
            
        
            
        
          
             
          
            
            
            
                 
       
            
         
           
              
        
            
        
            
                 
            
            
            
            
                 
          
            
         
           
               
            
       
          
          
                
       
       
        
       
         
              
            
            
           
            
                 
       
        
       
         
              
 
Condensed Consolidating Statement of Cash Flow
For the Year Ended December 31, 2002
(dollars in millions)

Consolidated

Eliminations

Parent
Company

Guarantor
Subsidiaries

Non-
Guarantor
Subsidiaries

CASH FLOWS FROM OPERATING ACTIVITIES:

Net cash (used for) provided by operating activities............................ $

(112.3)

$

CASH FLOWS FROM INVESTING ACTIVITIES:
Capital expenditures.............................................................................

Proceeds from the sale of certain assets...............................................

Net cash used for investing activities...................................................

CASH FLOWS FROM FINANCING ACTIVITIES:

Net increase in short-term borrowings - third parties...........................
Proceeds from the issuance of long-term debt - third parties................

Repayment of long-term debt - third parties.........................................
Payment of debt issuance costs.............................................................

Net cash provided by financing activities.............................................

Effect of exchange rate changes on cash and cash equivalents.............
Net (decrease) increase in cash and cash equivalents....................

Cash and cash equivalents at beginning of period.........................
Cash and cash equivalents at end of period................................... $

(16.0)

1.8

(14.2)

8.0
175.6

(73.0)
(0.3)

110.3

(1.3)
(17.5)

103.3
85.8

$

-

-

-

-

-
-

-
-

-

-
-

-
-

$

(113.3)

$

(11.0)

$

12.0

(13.6)

1.8

(11.8)

0.1
155.2

(57.2)
(0.3)

97.8

0.3
(27.0)

55.0
28.0

$

$

-

-

-

2.8
14.2

(8.4)
-

8.6

0.1
(2.3)

10.1
7.8

$

(2.4)

-

(2.4)

5.1
6.2

(7.4)
-

3.9

(1.7)
11.8

38.2
50.0

Condensed Consolidating Balance Sheets
As of December 31, 2001
(dollars in millions)

ASSETS

Consolidated

Eliminations

Current assets.......................................................................
Intercompany receivables.....................................................
Investment in subsidiaries....................................................
Property, plant and equipment, net.......................................
Other assets..........................................................................
Intangible assets...................................................................
Total assets...................................................................

LIABILITIES AND STOCKHOLDER'S DEFICIENCY

Current liabilities..................................................................
Intercompany payables.........................................................
Long-term debt.....................................................................
Other long-term liabilities....................................................
Total liabilities.....................................................................
Stockholder's deficiency ......................................................
Total liabilities and stockholder's deficiency........................

$

$

$

$

517.9
-
-
142.8
132.2
198.5
991.4

385.7
-
1,643.6
250.9
2,280.2
(1,288.8)
991.4

$

$

$

$ 

-
(1,337.0)
179.2
-
-
-
(1,157.8)

-
(1,337.0)
-
-
(1,337.0)
179.2
(1,157.8)

Parent

Guarantor

Company
294.9
737.5
(150.1)
131.1
115.5
161.9
1,290.8

258.7
436.9
1,642.2
241.8
2,579.6
(1,288.8)
1,290.8

$

$

$

$ 

Subsidiaries

$

$

$

$ 

28.2
409.4
(61.2)
3.3
6.7
3.4
389.8

21.0
540.0
-
9.1
570.1
(180.3)
389.8

$

$

$

$ 

Non-
Guarantor

Subsidiaries
194.8
190.1
32.1
8.4
10.0
33.2
468.6

106.0
360.1
1.4
-
467.5
1.1
468.6

F-27 

 
 
 
       
            
       
         
               
         
            
         
            
                
            
            
            
            
                 
         
            
         
            
                
            
            
            
            
                 
        
            
                 
         
            
         
           
                
           
            
           
            
                 
        
            
          
            
                 
           
            
            
            
                
         
            
         
           
               
        
            
          
          
               
          
            
          
            
               
 
            
            
    
            
       
         
            
            
            
    
        
            
            
    
        
        
           
            
            
            
            
               
    
    
    
       
    
        
 
Condensed Consolidating Statement of Operations 
For the Year Ended December 31, 2001
(dollars in millions)

Net sales.................................................................................................... $
Cost of sales..............................................................................................
Gross profit........................................................................................
Selling, general and administrative expenses............................................
Restructuring costs and other, net.............................................................

1,277.6
544.2
733.4
676.6
38.1

Consolidated

Parent

Guarantor

$

Eliminations
(132.9)
(132.9)
-
-
-

$

Company
800.6
323.8
476.8
432.6
25.4

$

Subsidiaries

155.6
121.5
34.1
36.0
1.4

$

Non-
Guarantor

Subsidiaries
454.3
231.8
222.5
208.0
11.3

Operating income (loss).....................................................................

18.7

-

18.8

(3.3)

Other expenses (income):

Interest expense, net...........................................................................
Loss (gain) on sale of product line, brands and facilities, net............
Miscellaneous, net..............................................................................
Loss on early extinguishment of debt.................................................
Equity in earnings of subsidiaries......................................................
Other expenses, net....................................................................

137.8
14.4
11.1
3.6
-
166.9

-
-
-
-
(102.4)
(102.4)

132.4
-
(17.0)
3.6
51.9
170.9

Loss before income taxes .........................................................................

(148.2)

102.4

(152.1)

Provision for income taxes........................................................................

4.0

-

0.1

1.6
(0.4)
(12.7)
-
49.0
37.5

(40.8)

2.6

3.2

3.8
14.8
40.8
-
1.5
60.9

(57.7)

1.3

Net loss..................................................................................................... $

(152.2)

$

102.4

$

(152.2)

$

(43.4)

$

(59.0)

Condensed Consolidating Statement of Cash Flow
For the Year Ended December 31, 2001
(dollars in millions)

Consolidated

Eliminations

Company

Subsidiaries

Subsidiaries

Parent

Guarantor

Non-
Guarantor

CASH FLOWS FROM OPERATING ACTIVITIES:
Net cash (used for) provided by operating activities................................. $

(86.5)

$

(1.0)

$

(42.0)

$

11.5

$

(55.0)

CASH FLOWS FROM INVESTING ACTIVITIES:
Capital expenditures.................................................................................

Proceeds from the sale of certain assets....................................................

Net cash provided by (used for) investing activities.................................

CASH FLOWS FROM FINANCING ACTIVITIES:
Net (decrease) increase in short-term borrowings - third parties..............
Proceeds from the issuance of long-term debt - third parties....................

Repayment of long-term debt - third parties.............................................

Intercompany dividends and net change in intercompany obligations......

Net distribution from affiliate...................................................................
Payment of debt issuance costs.................................................................

Net cash provided by (used for) financing activities.................................

Effect of exchange rate changes on cash and cash equivalents.................
Net increase (decrease) in cash and cash equivalents.........................

Cash and cash equivalents at beginning of period..............................
Cash and cash equivalents at end of period........................................ $

(15.1)

102.3

87.2

(11.3)
698.5

(614.0)

-

(1.0)
(25.9)

46.3

-
47.0

56.3
103.3

$

-

-

-

-
-

-

1.0

-
-

1.0

-
-

-
-

$

(13.0)

6.7

(6.3)

-
657.5

(520.3)

(17.6)

(1.0)
(25.9)

92.7

-
44.4

10.7
55.1

$

(1.7)

56.8

55.1

1.6
22.9

(31.3)

(52.6)

-
-

(59.4)

-
7.2

2.9
10.1

$

(0.4)

38.8

38.4

(12.9)
18.1

(62.4)

69.2

-
-

12.0

-
(4.6)

42.7
38.1

F-28 

 
 
 
     
       
        
        
           
        
       
        
        
           
            
        
            
        
          
           
          
            
          
            
             
          
            
          
           
               
        
            
        
            
               
          
            
            
           
             
          
            
         
         
             
            
            
            
            
               
            
       
          
          
               
       
       
        
       
         
            
            
            
            
            
               
       
        
       
         
            
 
         
           
         
          
            
         
            
         
           
              
        
            
            
          
             
            
           
          
         
            
            
            
            
        
            
          
             
       
            
       
         
            
            
            
         
         
             
           
            
           
            
               
         
            
         
            
               
          
            
          
         
             
            
            
            
            
               
          
            
          
            
              
          
            
          
            
             
        
            
          
          
             
 
Condensed Consolidating Statement of Operations 
For the Year Ended December 31, 2000
(dollars in millions)

Consolidated

Eliminations

Net sales................................................................................................. $
Cost of sales...........................................................................................
Gross profit......................................................................................
Selling, general and administrative expenses.........................................
Restructuring costs and other, net...........................................................

$

1,409.4
574.3
835.1
763.4
54.1

Operating income (loss)..................................................................

17.6

-
-
-
-
-

-

Parent

Guarantor

$

$

Company
768.3
288.8
479.5
388.9
19.8

Subsidiaries

148.7
116.3
32.4
67.2
1.4

$

Non-
Guarantor

Subsidiaries
492.4
169.2
323.2
307.3
32.9

70.8

(36.2)

(17.0)

Other expenses (income):

Interest expense, net........................................................................
(Gain) loss on sale of product line, brands and facilities, net..........
Miscellaneous, net...........................................................................
Equity in earnings of subsidiaries....................................................
Other expenses, net..................................................................

142.4
(10.8)
5.4
-
137.0

-
-
-
(413.0)
(413.0)

119.6
(121.1)
(0.5)
225.2
223.2

12.3
(0.6)
(36.0)
186.5
162.2

10.5
110.9
41.9
1.3
164.6

Loss before income taxes ......................................................................

(119.4)

413.0

(152.4)

(198.4)

(181.6)

Provision for income taxes.....................................................................

8.6

-

(24.4)

26.8

6.2

Net loss...................................................................................................$

(128.0)

$

413.0

$

(128.0)

$

(225.2)

$

(187.8)

Condensed Consolidating Statement of Cash Flow
For the Year Ended December 31, 2000
(dollars in millions)

Consolidated

Eliminations

Company

Subsidiaries

Subsidiaries

Parent

Guarantor

Non-
Guarantor

CASH FLOWS FROM OPERATING ACTIVITIES:
Net cash (used for) provided by operating activities.............................. $

(84.0)

$

CASH FLOWS FROM INVESTING ACTIVITIES:
Capital expenditures...............................................................................

Proceeds from the sale of certain assets.................................................

Acquisition of technology rights............................................................
Net cash provided by investing activities...............................................

CASH FLOWS FROM FINANCING ACTIVITIES:
Net (decrease) increase in short-term borrowings - third parties............
Proceeds from the issuance of long-term debt - third parties.................

Repayment of long-term debt - third parties...........................................

Intercompany dividends and net change in intercompany obligations...
Net distribution from affiliate.................................................................

(19.0)

344.1

(3.0)
322.1

(2.7)
339.1

(538.7)

-
(1.4)

Net cash used for financing activities.....................................................

(203.7)

Effect of exchange rate changes on cash and cash equivalents...............
Net increase (decrease) in cash and cash equivalents......................

Cash and cash equivalents at beginning of period...........................
Cash and cash equivalents at end of period..................................... $

(3.5)
30.9

25.4
56.3

$

-

-

-

-
-

-
-

-

-
-

-

-
-

-
-

$

34.8

$

(40.6)

$

(78.2)

(12.9)

180.9

(3.0)
165.0

-
286.7

(428.6)

(32.9)
(1.4)

(176.2)

-
23.6

(12.8)
10.8

$

(1.1)

64.9

-
63.8

0.1
16.1

(15.8)

(26.3)
-

(25.9)

(0.1)
(2.8)

5.7
2.9

$

$

(5.0)

98.3

-
93.3

(2.8)
36.3

(94.3)

59.2
-

(1.6)

(3.4)
10.1

32.5
42.6

11. Financial Instruments 

The fair value of the Company’s long-term debt is based on the quoted market prices for the same issues or 
on  the  current  rates offered to the Company for  debt of  the same  remaining  maturities.  The estimated  fair value of 
long-term  debt  (excluding  amounts  due  to  affiliates  of  $24.1)  at  December  31,  2002  and  2001,  respectively,  was 
approximately $513.9 and $524.1 less than the carrying values of $1,726.0 and $1,619.5, respectively.   

F-29 

 
 
 
     
            
        
        
          
        
            
        
        
          
            
        
            
        
          
          
          
            
          
            
            
          
            
          
         
           
        
            
        
          
            
         
            
       
           
          
            
            
           
         
            
            
       
        
        
              
       
       
        
       
       
         
            
            
         
          
              
       
        
       
       
         
 
         
            
          
         
           
         
            
         
           
             
        
            
        
          
            
           
            
           
            
              
        
            
        
          
            
           
            
            
            
             
        
            
            
       
            
       
         
           
            
            
         
         
            
           
            
           
            
              
       
            
       
         
             
           
            
            
           
             
          
            
          
           
            
          
            
         
            
            
          
            
          
            
            
 
 
 
 
Products  Corporation  also  maintains  standby  and  trade  letters  of  credit  with  certain  banks  for  various 
corporate  purposes  under  which  Products  Corporation  is  obligated,  of  which  approximately  $25.3  and  $27.3 
(including amounts available under credit  agreements in effect at  that time) were maintained at  December 31, 2002 
and  2001,  respectively.    Included  in  these  amounts  are  $10.5  and  $10.1,  respectively,  in  standby letters of credit, 
which  support  Products  Corporation’s  self-insurance  programs.    The  estimated  liability  under  such  programs  is 
accrued by Products Corporation. 

The  carrying  amounts  of  cash  and  cash  equivalents,  marketable  securities,  trade  receivables,  notes 

receivable, accounts payable and short-term borrowings approximate their fair values. 

12. Income Taxes  

In June 1992, Holdings, Revlon, Inc. and certain of its subsidiaries, and Mafco Holdings entered into a tax 
sharing  agreement (as subsequently amended, the “Tax Sharing Agreement”), pursuant to which Mafco Holdings has 
agreed to indemnify Revlon, Inc. against federal, state or local income tax liabilities of the consolidated or combined 
group of which Mafco Holdings (or a subsidiary of Mafco Holdings other than Revlon, Inc. or its subsidiaries) is the 
common parent for taxable periods beginning on or after January 1, 1992 during which Revlon, Inc. or a subsidiary of 
Revlon, Inc. is a member of such group. Pursuant to the Tax Sharing Agreement, for all taxable periods beginning on or 
after January 1, 1992, Revlon, Inc. will pay to Holdings, amounts equal to the taxes that Revlon, Inc. would otherwise 
have to pay if it were to file separate federal, state or local income tax returns (including any amounts determined to 
be due as a result of a redetermination arising from an audit or otherwise of the consolidated or combined tax liability 
relating to any such period which is attributable to Revlon, Inc.), except that Revlon, Inc. will not be entitled to carry 
back any losses to taxable periods ending prior to January 1, 1992.  No payments are required by Revlon, Inc. if and to 
the extent Products Corporation is prohibited under the Credit Agreement from making tax sharing payments to Revlon, 
Inc.    The  Credit  Agreement  prohibits  Products  Corporation  from  making  such  tax  sharing  payments  other  than  in 
respect  of  state  and  local  income  taxes.    Since the payments to  be made under the Tax Sharing Agreement will  be 
determined by the amount of taxes that Revlon, Inc. would otherwise have to  pay if it were to file separate federal, 
state  or  local  income  tax  returns,  the  Tax  Sharing  Agreement  will  benefit  Mafco  Holdings  to  the  extent  Mafco 
Holdings can offset  the taxable income generated  by Revlon, Inc. against losses and tax credits generated by Mafco 
Holdings  and its other subsidiaries.  The Tax Sharing Agreement was amended, effective as of  January 1, 2001, to 
eliminate  a  contingent  payment  to  Revlon, Inc. under  certain  circumstances in  return for a $10 note with interest at 
12% and interest and principal payable by Mafco Holdings on December 31, 2005.  As a result of net operating tax 
losses and prohibitions under the Credit  Agreement there were no federal tax payments or payments in lieu of taxes 
pursuant to the Tax Sharing Agreement for 2002, 2001 or 2000.  The Company had a liability of $0.9 to Holdings in 
respect  of  alternative  minimum  taxes  for  1997  under  the  Tax  Sharing  Agreement.    However,  as  a  result  of  tax 
legislation enacted in the first quarter of 2002, the Company was able to recognize tax benefits of $0.9 in 2002, which 
completely offset this liability.  

Pursuant  to  the  asset  transfer  agreement  referred  to  in  Note  15,  Products  Corporation  assumed  all  tax 
liabilities of Holdings other than (i) certain  income tax  liabilities arising prior to January 1, 1992 to the extent such 
liabilities exceeded reserves on Holdings’ books as of January 1, 1992 or were not of the nature reserved for and (ii) 
other tax liabilities to the extent such liabilities are related to the business and assets retained by Holdings. 

F-30 

 
 
 
 
 
 
 
 
 
 
 
The  Company’s  loss  before  income  taxes  and  the  applicable  provision  (benefit)  for  income  taxes  are  as 

follows:   

Loss before income taxes:

Domestic.............................................................................
Foreign................................................................................

Provision (benefit) for income taxes:

Federal................................................................................
State and local....................................................................
Foreign................................................................................

Current................................................................................
Deferred..............................................................................
Benefits of operating loss carryforwards............................
Carryforward utilization applied to goodwill......................
Effect of enacted change of tax rates..................................

$

$

$

$

$

$

Year Ended December 31,
2001

2002
(213.0)
(68.7)
(281.7)

(0.9)
0.4
5.3
4.8

8.0
(1.2)
(2.0)
-
-
4.8

$

$

$

$

$

$

(83.2)
(66.4)
(149.6)

-
0.4
3.7
4.1

7.8
(0.1)
(3.6)
-
-
4.1

$

$

$

$

$

$

2000

(47.4)
(73.7)
(121.1)

-
0.4
8.2
8.6

8.5
0.8
(1.9)
0.7
0.5
8.6

The effective tax rate on loss before income taxes is reconciled to the applicable statutory federal income tax 

rate as follows: 

Statutory federal income tax rate...............................................
State and local taxes, net of federal income tax benefit.............
Foreign and U.S. tax effects attributable to

operations outside the U.S..................................................
Nondeductible amortization expense.........................................
Change in valuation allowance..................................................
Sale of businesses......................................................................
Other..........................................................................................
Effective rate.............................................................................

Year Ended December 31,
2001

2000

2002

(35.0) %
0.1

(4.1)
-
44.1
(3.1)
(0.3)
1.7 %

(35.0) %
0.2

(35.0) %
0.2

0.5
1.4
29.2
9.7
(3.2)
2.8 %

1.9
2.0
10.7
26.8
0.5
7.1 %

F-31 

 
 
 
 
 
 
          
           
           
          
          
           
           
           
           
           
           
 
 
 
           
 
The tax effects of temporary differences that give  rise to significant portions of  the deferred tax assets and 

deferred tax liabilities at December 31, 2002 and 2001 are presented below: 

Deferred tax assets:

Accounts receivable, principally due to doubtful accounts................................. $
Inventories...........................................................................................................
Net operating loss carryforwards - domestic.......................................................
Net operating loss carryforwards - foreign..........................................................
Accruals and related reserves..............................................................................
Employee benefits...............................................................................................
State and local taxes............................................................................................
Advertising, sales discounts and returns and coupon redemptions......................
Capital loss carryover..........................................................................................
Deferred interest expense....................................................................................
Other...................................................................................................................
Total gross deferred tax assets.....................................................................
Less valuation allowance.............................................................................
Net deferred tax assets.................................................................................

Deferred tax liabilities:

Plant, equipment and other assets.......................................................................
Other...................................................................................................................
Total gross deferred tax liabilities...............................................................

December 31,

2002

2001

$

5.0
18.9
266.1
122.6
5.9
67.3
12.2
53.5
7.8
9.7
34.2
603.2
(569.2)
34.0

(25.8)
(3.2)
(29.0)

2.9
9.9
237.4
128.2
10.1
36.7
12.2
27.6
-
-
24.9
489.9
(451.8)
38.1

(31.3)
(3.5)
(34.8)

3.3

Net deferred tax assets................................................................................. $

5.0

$

In assessing the recoverability of its deferred tax assets, management considers whether it is more likely than 
not that some portion or all of the deferred tax  assets will not be realized.  The ultimate realization of deferred tax 
assets  is  dependent  upon  the  generation  of  future  taxable  income  during  the  periods  in  which  those  temporary 
differences  become  deductible.   Management considers  the scheduled  reversal of  deferred tax  liabilities,  projected 
future taxable income, and tax planning strategies in making this assessment.  Based upon the level of historical taxable 
income  for  certain  international  markets  and  projections  for  future  taxable  income  over  the  periods  in  which  the 
deferred tax assets are deductible, management believes it is more likely  than not that the Company will realize the 
benefits of certain deductible differences existing at December 31, 2002.  

The valuation allowance increased by $117.4 during 2002, increased by $14.3 during 2001 and decreased by 

$6.3 during 2000. 

During  2002,  2001  and  2000,  certain  of  the  Company’s  foreign  subsidiaries  used  operating  loss 
carryforwards  to  credit the current provision for income  taxes by $2.0, $3.6, and $1.9,  respectively.  Certain  other 
foreign operations generated losses during 2002, 2001 and 2000 for which the potential tax benefit was reduced by a 
valuation allowance.  At December 31, 2002, the Company had tax loss carryforwards of approximately $1,138.4, of 
which $760.4 are domestic and $378.0 are foreign, and which expire in future years as follows: 2003-$22.6; 2004-
$26.5;  2005-$61.5;  2006-$41.8;  2007  and  beyond-$830.1;  and  unlimited-$155.9.  The  Company  could  receive  the 
benefit of such tax loss carryforwards only to the extent it has taxable income during the carryforward periods in the 
applicable tax jurisdictions. In addition, based upon certain factors, including the amount and nature of gains or losses 
recognized by Mafco Holdings and its other subsidiaries included in Mafco Holdings’ consolidated federal income tax 
return, the amount of net operating loss carryforwards attributable to Mafco Holdings and such other subsidiaries and 
the amounts of alternative minimum tax liability of Mafco Holdings and such other subsidiaries, pursuant to the terms 
of the Tax Sharing Agreement, all or a portion of the domestic operating loss carryforwards would not be available to 
the Company should the Company cease being a member of Mafco Holdings’ consolidated federal income tax return at 
any time in the future.   

F-32 

 
 
 
 
 
           
           
 
 
 
 
 
Appropriate  U.S.  and  foreign  income  taxes  have  been  accrued  on  foreign  earnings  that  have  been  or  are 
expected  to  be  remitted  in  the  near  future.    Unremitted  earnings  of  foreign  subsidiaries  which  have  been,  or  are 
currently  intended to be, permanently reinvested in  the future  growth of the business are nil  at December 31, 2002, 
excluding those amounts which, if remitted in the near future, would not result in significant additional taxes under tax 
statutes currently in effect. 

13. Postretirement Benefits  

Pension: 

A substantial portion of the Company’s employees in the U.S. are covered by defined benefit pension plans. 

The Company uses September 30 as its measurement date for plan obligations and assets. 

Other Postretirement Benefits: 

The Company also has sponsored an unfunded retiree benefit plan, which provides death benefits payable to 
beneficiaries  of  a  limited  number  of  employees  and  former  employees.    Participation  in  this  plan  is  limited  to 
participants enrolled as of December 31, 1993.  The Company also administers a medical insurance plan on behalf of 
Holdings,  the cost of which has been apportioned to Holdings.  The Company uses September 30 as its measurement 
date for plan obligations and assets. 

F-33 

 
 
 
 
 
 
 
 
 
 
 
Information regarding the Company’s significant pension and other postretirement plans at the dates indicated 

is as follows: 

Pension Plans

Other Postretirement
Benefits

December 31,

Change in Benefit Obligation:

Benefit obligation - September 30 of prior year.................... $
Service cost...........................................................................
Interest cost...........................................................................
Plan amendments...................................................................
Actuarial loss.........................................................................
Curtailments..........................................................................
Benefits paid.........................................................................
Foreign exchange..................................................................
Plan participant contributions................................................
Disposition............................................................................
Settlements............................................................................
Benefit obligation - September 30 of current year................

Change in Plan Assets:

Fair value of plan assets - September 30 of prior year..........
Actual return on plan assets...................................................
Employer contributions.........................................................
Assets sold.............................................................................
Plan participant contributions................................................
Benefits paid.........................................................................
Foreign exchange..................................................................
Settlements............................................................................
Fair value of plan assets - September 30 of current year.......
Funded status of plans.................................................................
Amounts contributed to plans during fourth quarter...................
Unrecognized net loss.................................................................
Unrecognized prior service cost.................................................
Unrecognized net transition asset...............................................

Accrued benefit cost.............................................................. $

Amounts recognized in the Consolidated Balance Sheets

consist of:
Prepaid expenses................................................................... $
Accrued expenses..................................................................
Other long-term liabilities.....................................................
Intangible asset......................................................................
Accumulated other comprehensive loss................................
Other long-term assets...........................................................

$

2002
(422.8)
(8.5)
(28.5)
-
(23.1)
-
23.6
(3.5)
(0.3)
-
-
(463.1)

282.7
(20.8)
12.5
-
0.3
(23.6)
2.0
-
253.1
(210.0)
1.5
137.1
(5.5)
(0.2)
(77.1)

4.9
(16.6)
(179.8)
0.5
113.6
0.3
(77.1)

$

$

$

$

2001
(420.6)
(10.2)
(28.0)
11.1
(11.1)
7.1
22.3
1.6
(0.4)
3.3
2.1
(422.8)

343.4
(38.3)
8.1
(3.6)
0.4
(22.3)
(1.1)
(3.9)
282.7
(140.1)
1.4
69.7
(6.6)
(0.3)
(75.9)

4.4
(15.0)
(112.3)
0.5
46.1
0.4
(75.9)

$

$

$

$

2002
(10.8)
-
(0.8)
-
(0.7)
-
0.7
-
-
-
-
(11.6)

-
-
0.7
-
-
(0.7)
-
-
-
(11.6)
0.2
0.8
-
-
(10.6)

-
-
(10.6)
-
-
-
(10.6)

$

$

$

$

2001

(9.7)
-
(0.8)
-
(1.0)
-
0.7
-
-
-
-
(10.8)

-
-
0.7
-
-
(0.7)
-
-
-
(10.8)
0.1
-
-
-
(10.7)

-
-
(10.7)
-
-
-
(10.7)

With respect to the above  accrued benefit  costs, the Company  has recorded a receivable from affiliates of 
$1.3  and  $1.2  at  December  31,  2002  and  2001,  respectively,  relating to Holdings’ participation  in the Company’s 
pension plans and $1.2 and $1.3 at December 31, 2002 and 2001, respectively, for other postretirement benefits costs 
attributable to Holdings.  

F-34 

 
 
 
 
 
   
   
     
       
       
     
        
        
     
     
       
       
        
       
        
        
     
     
       
       
        
         
        
        
       
       
         
         
       
         
        
        
       
       
        
        
        
         
        
        
        
         
        
        
   
   
     
     
     
     
        
        
     
     
        
        
       
         
         
         
        
       
        
        
         
         
        
        
     
     
       
       
         
       
        
        
        
       
        
        
     
     
        
        
   
   
     
     
         
         
         
         
     
       
         
        
       
       
        
        
       
       
        
        
     
     
     
     
         
         
        
        
     
     
        
        
   
   
     
     
         
         
        
        
     
       
        
        
         
         
        
        
     
     
     
     
 
 
 
The following weighted-average assumptions were used in accounting for the plans: 

Discount rate...........................................................
Expected return on plan assets................................
Rate of future compensation increases....................

U.S. Plans
2001
7.0%
9.5
5.0

2002
6.5%
9.0
4.3

2000
7.5%
9.5
5.3

The components of net periodic benefit cost for the plans are as follows: 

International Plans
2001
5.8%
8.5
3.7

2002
5.6%
7.5
3.5

2000
6.5%
9.0
4.5

Service cost............................................... $
Interest cost...............................................
Expected return on plan assets..................
Amortization of prior service cost............
Amortization of net transition asset..........
Amortization of actuarial loss (gain)........
Settlement loss (gain)...............................
Curtailment loss (gain).............................

Portion allocated to Holdings...................

$

Pension Plans

Other Postretirement Benefits

Year Ended December 31,

2002
8.5
28.5
(24.7)
(1.1)
(0.1)
2.8
-
-
13.9
(0.3)
13.6

$

$

2001
10.2
28.0
(30.8)
(0.9)
(0.2)
0.7
0.8
1.5
9.3
(0.3)
9.0

$

$

2000
12.0
29.2
(30.1)
1.7
(0.2)
1.0
(0.1)
(0.4)
13.1
(0.3)
12.8

$

$

2002
-
0.8
-
-
-
(0.1)
-
-
0.7
-
0.7

$

$

2001
-
0.8
-
-
-
(0.1)
-
-
0.7
-
0.7

$

$

2000
-
0.7
-
-
-
(0.1)
-
-
0.6
-
0.6

Where  the  accumulated  benefit  obligation  exceeded  the  related  fair  value  of  plan  assets,  the  projected 
benefit obligation, accumulated benefit obligation, and fair value of plan assets for the Company’s pension plans are 
as follows: 

Projected benefit obligation................................................................................. $
Accumulated benefit obligation...........................................................................
Fair value of plan assets.......................................................................................

2002
463.1
445.6
253.1

14.  Stock Compensation Plan  

December 31,
2001
419.6
402.9
280.0

$

$

2000
60.5
53.9
5.0

Since March 5, 1996, Revlon, Inc.  has had the Amended  Stock Plan, which is a stock-based compensation 
plan and is described below.  Revlon, Inc. applies APB Opinion No. 25 and its related interpretations in accounting 
for the Amended Stock Plan.  Under APB Opinion No. 25, because the exercise price of Revlon, Inc.’s employee stock 
options  under  the  Amended  Stock  Plan  equals  the  market  price  of  the  underlying  stock  on  the  date  of  grant,  no 
compensation cost has been recognized. The fair value of each option grant is estimated on the date of the grant using 
the  Black-Scholes  option-pricing  model  assuming  no  dividend  yield,  expected  volatility  of  approximately  71%  in 
2002, 68% in 2001 and 69% in 2000; weighted average risk-free interest rate of 3.86% in 2002, 5.07% in 2001, and 
6.53% in 2000; and a seven-year expected  average life for the  Amended Stock Plan’s options issued in 2002, 2001 
and 2000.  

Under the Amended  Stock Plan, awards may  be granted to employees and directors of Revlon, Inc., and its 
subsidiaries for up to an aggregate of 10.5 million shares of Class A Common Stock.  Non-qualified options granted 
under  the  Amended  Stock  Plan  have  a  term  of  10  years  during  which  the  holder  can  purchase  shares  of  Class  A 
Common  Stock  at  an  exercise  price, which  must be not  less than the market price on  the date  of the grant.   Option 
grants  vest  over  service  periods  that  range  from  one  to  five  years,  subject  to  limited  exceptions  and  except  as 
disclosed below.  Options granted in February  1999 with  an  original four-year vesting term were modified in May 
1999 to allow the options to become fully vested on the first anniversary  date of the grant.  Options granted in May 

F-35 

 
 
 
 
 
      
      
      
      
      
      
      
      
      
      
      
      
 
 
 
      
    
    
     
     
     
    
    
    
      
      
      
  
  
  
     
     
     
    
    
      
     
     
     
    
    
    
     
     
     
      
      
      
    
    
    
     
      
    
     
     
     
     
      
    
     
     
     
    
      
    
      
      
      
    
    
    
     
     
     
    
      
    
      
      
      
 
 
  
  
    
  
  
    
  
  
      
 
 
 
 
 
2000 under the Amended Stock Plan vest 25% on each anniversary of the grant date and will become 100% vested on 
the  fourth  anniversary  of  the  grant  date;  provided  that  an  additional  25%  of  such  options  would  vest  on  each 
subsequent  anniversary  date  of  the  grant  if  the  Company  achieved  certain  performance  objectives  relating  to  the 
Company’s operating income for the fiscal year preceding such anniversary date, which objectives were not achieved 
in 2002, 2001 or 2000.  The option grant  of  400,000 shares  in February  2002 to Mr. Jack L. Stahl, the Company’s 
President  and Chief Executive Officer,  vests  in full on the  fifth anniversary  of such grant, provided that  one-half of 
such options vest on the day after which the 20-day average closing price of Class A Common Stock on the New York 
Stock Exchange (“NYSE”) equals or exceeds $30.00 per share and the balance will vest on the day after which such 
20-day average closing  price  equals  or  exceeds $40.00 per share.  Additionally, various option grants made by the 
Company  to  its  employees  vest  upon  a  “change  in  control”  as  defined  in  the  respective  stock  option  agreements.  
During each of 2002, 2001  and  2000,  the Company  granted  to Mr. Perelman, the Company’s Chairman of the Board 
and  Chairman  of  the  Executive  Committee  of  the  Board,  options  to  purchase  100,000,  225,000  and  300,000, 
respectively, shares of Revlon, Inc. Class A Common Stock, which grants will vest 33% on each anniversary date of 
the  grant and will become 100% vested on the third anniversary date of the grant date as to the 2002 grant, will vest 
25% on each anniversary date of the grant  and will  become 100% vested on the fourth anniversary date of the grant 
date  as  to  the  2001  grant,  and  will  vest  in  full  on  the  fifth  anniversary  of  the  grant  date  as to  the 2000 grant.  At 
December  31,  2002,  2001  and 2000 there were 2,847,972, 3,296,133 and 3,009,908  options  exercisable under the 
Amended Stock Plan, respectively. 

A summary of  the  status  of the Amended Stock Plan as of December 31, 2002, 2001 and 2000 and changes 

during the years then ended is presented below: 

Outstanding at January 1, 2000............

Granted................................................
Exercised..............................................
Forfeited...............................................
Outstanding at December 31, 2000......

Granted................................................
Exercised..............................................
Forfeited...............................................
Outstanding at December 31, 2001......

Granted................................................
Exercised..............................................
Forfeited...............................................
Outstanding at December 31, 2002......

Shares
(000)
5,771.2

Weighted Average
Exercise Price

$26.42

1,769.1
-

(936.8)
6,603.5

1,087.6
(0.2)
(788.8)
6,902.1

3,306.8
-

(2,322.8)
7,886.1

7.15
-
24.06
21.59

5.69
7.06
19.16
19.37

3.94

19.54
12.83

The  weighted  average  grant  date  fair  value  of  options  granted during 2002, 2001 and 2000 approximated 

$2.65, $3.82 and $4.58, respectively. 

F-36 

 
 
 
 
 
              
               
           
           
              
 
 
 
The  following  table  summarizes  information  about  the  Amended  Stock  Plan’s  options  outstanding,  at 

December 31, 2002:   

   Range
of
Exercise Prices
$2.78 to $3.78
3.82 to   6.88
7.06 to 15.00
17.13 to 53.56
2.78 to 53.56

Number
of Options
(000's)

2,178.1
1,914.9
1,798.7
1,994.4
7,886.1

Outstanding
Weighted
Average
Years
Remaining
9.73
8.91
6.97
4.99

Exercisable

Weighted
Average
Exercise Price

$         

3.72
4.92
9.93
32.97

Number
of Options
(000's)
-
231.9
1,033.5
1,582.6
2,848.0

Weighted
Average
Exercise Price
-
$                   
5.65
11.44
30.37

The Amended  Stock Plan also provides that restricted stock may be awarded to employees and directors of 
Revlon, Inc. and its  subsidiaries.  On September 17, 2002 and June 18, 2001 (the “Grant Dates”), the Compensation 
Committee awarded 50,000 shares and 120,000 shares, respectively, of restricted stock to Mr. Perelman as a director 
of the Company.  The 2002 and 2001 restricted stock awards are subject to execution of a Restricted Stock Agreement 
by  each  grantee.    Provided  the  grantee  remains  continuously  employed  by  the  Company  (or,  in  the  case  of  Mr. 
Perelman,  he  continuously  provides  services  as  a  director  to  the  Company),  the  2002  and  2001  restricted  stock 
awards, subject to limited exceptions, will vest as to one-third of the restricted shares on the day after which the 20-
day average of the closing price of Revlon, Inc.’s Class A Common Stock on the NYSE equals or exceeds $20.00 per 
share,  an  additional  one-third  of  such  restricted  shares  will  vest  on  the  day after which the 20-day average of  the 
closing  price  of  Revlon,  Inc.’s  Class  A  Common  Stock  on  the  NYSE  equals  or exceeds $25.00  per share and the 
balance will vest on the day after which the 20-day average of the closing price of the Company’s Class A Common 
Stock on the  NYSE equals or exceeds $30.00 per share, provided that (i) subject to clause (ii) below, no portion of 
the  restricted  stock  awards  will  vest  until  the  second  anniversary  following  the  Grant  Dates  (except  that  the 
restrictions will lapse on the February 2002 grant of 470,000 restricted shares to Mr. Stahl under the Amended Stock 
Plan prior to the second anniversary if the 20-day average closing price of Class A Common Stock on the NYSE has 
equaled or exceeded $25.00 per share), (ii) all of the shares of restricted stock will vest immediately in the event of a 
"change in control" of Revlon, Inc., and (iii) all of the shares of restricted stock which have not previously vested will 
fully vest on the third anniversary of the Grant Dates.  The restrictions lapse on the February 2002 grant of restricted 
stock to Mr. Stahl as  to 25% of such grant on June 18, 2004, an additional 25% on February 17, 2006 and in full on 
February  17,  2007.    No dividends will be paid on unvested restricted stock, provided  however, that in connection 
with the 2002 grant of restricted stock to Mr. Stahl, in the event any cash or in-kind distributions are made in respect 
of Common Stock prior to the lapse of  the  restrictions relating to any of Mr. Stahl's restricted stock as to which the 
restrictions  have  not  lapsed  (other  than  as to the subscription rights to be issued  in the Rights Offering, which Mr. 
Stahl waived), such dividends will be held by the Company and paid to Mr. Stahl when and if such restrictions lapse.  
At December 31, 2002, there were 1,475,000 shares of restricted stock outstanding and unvested under the Amended 
Stock Plan.  The Company recorded compensation expense of $1.7 and $0.6 during 2002 and 2001, respectively, and 
deferred compensation of $6.4 and $3.2 at December 31, 2002 and 2001, respectively, for the restricted stock awards.  

F-37 

 
 
 
 
 
 
               
 
 
 
On  February  17,  2002,  Revlon,  Inc.  adopted  the  Revlon,  Inc.  2002  Supplemental  Stock  Plan  (the 
"Supplemental  Stock  Plan"),  the  purpose  of  which  is  to  provide  Mr.  Stahl,  the  sole  eligible  participant,  with 
inducement  awards  to  entice  him  to  join  the  Company  to  enhance  the  Company's  long-term  performance  and 
profitability.  The Supplemental Stock Plan covers 530,000 shares of the Class A Common Stock.  Awards may be 
made  under  the  Supplemental  Stock  Plan  in  the  form  of  stock  options,  stock  appreciation  rights  and  restricted  or 
unrestricted  stock.  On  February  17,  2002,  the  Compensation  Committee  granted  Mr.  Stahl  an  Award  of  530,000 
restricted shares of Class A  Common  Stock, the full amount of the shares of Revlon, Inc.’s Class A Common Stock 
issuable  under  the  Supplemental  Stock  Plan.    The  terms of the Supplemental  Stock Plan and the foregoing grant of 
restricted shares to Mr. Stahl are substantially the same as the Amended Stock Plan and the grant of restricted shares to 
Mr. Stahl under such plan.  Pursuant to the terms of the  Supplemental Stock Plan, such  grant was made conditioned 
upon  Mr.  Stahl's  execution  of  the  Company's  standard  Employee  Agreement  as  to  Confidentiality  and  Non-
Competition. 

15. Related Party Transactions 

Transfer Agreements 

In June 1992,  Revlon, Inc. and Products Corporation entered into an asset transfer agreement with Holdings 
and  certain  of  its  wholly-owned  subsidiaries  (the  "Asset  Transfer  Agreement"),  and  Revlon,  Inc.  and  Products 
Corporation  entered  into  a  real  property  asset  transfer  agreement  with  Holdings  (the  "Real  Property  Transfer 
Agreement"  and,  together  with  the  Asset  Transfer  Agreement,  the  "Transfer  Agreements"),  and  pursuant  to  such 
agreements, on June 24, 1992 Holdings transferred assets to Products Corporation and Products Corporation assumed 
all the liabilities of Holdings, other than certain specifically  excluded assets  and liabilities (the liabilities excluded 
are  referred  to  as  the  "Excluded  Liabilities").  Certain  consumer  products  lines  sold  in  demonstrator-assisted 
distribution channels considered not integral to Revlon, Inc.’s business and which historically had not been profitable 
(the  "Retained  Brands")  and  certain  other  assets  and  liabilities  were  retained  by  Holdings.    Holdings  agreed  to 
indemnify Revlon, Inc. and Products Corporation against losses arising from the Excluded Liabilities, and Revlon, Inc. 
and Products Corporation agreed to indemnify Holdings against losses arising from the liabilities assumed by Products 
Corporation.    The  amounts  reimbursed  by  Holdings to  Products Corporation for  the Excluded Liabilities for 2002, 
2001 and 2000 were $0.5, $0.2 and $0.4, respectively.  

Certain assets and liabilities relating to divested businesses were transferred to Products Corporation on the 
transfer  date  and  any  remaining  balances  as  of  December  31  of  the  applicable  year  have  been  reflected  in  the 
Company’s Consolidated Balance Sheets as of such dates.  At December 31, 2002 and 2001, the amounts reflected in 
the Company’s Consolidated Balance Sheets aggregated a net liability of $21.4 as of both dates, of which nil and $3.0, 
respectively,  are  included  in  accrued  expenses  and  other  and  $21.4  and  $18.4,  respectively, are included  in other 
long-term liabilities. 

Reimbursement Agreements 

Revlon, Inc., Products Corporation and MacAndrews Holdings have entered into reimbursement agreements 
(the "Reimbursement Agreements") pursuant to which (i) MacAndrews Holdings is obligated to provide (directly or 
through  affiliates)  certain  professional  and  administrative  services,  including  employees,  to  Revlon,  Inc.  and  its 
subsidiaries,  including  Products  Corporation,  and  purchase  services  from  third  party providers, such as insurance, 
legal and accounting services and air transportation services, on behalf of Revlon, Inc. and its subsidiaries, including 
Products Corporation,  to the extent requested by Products Corporation, and (ii) Products Corporation is obligated to 
provide  certain  professional  and  administrative  services,  including  employees,  to  MacAndrews  Holdings  (and  its 
affiliates) and purchase services from third party providers, such as insurance and legal and accounting services, on 
behalf of MacAndrews Holdings (and its affiliates) to the extent requested by MacAndrews Holdings, provided that in 
each  case  the  performance  of  such  services  does  not  cause  an  unreasonable  burden  to  MacAndrews  Holdings  or 
Products Corporation, as the case may be. Products Corporation reimburses MacAndrews Holdings for the allocable 
costs  of  the  services  purchased  for  or  provided  to  Products  Corporation  and  its  subsidiaries  and  for  reasonable 
out-of-pocket expenses incurred in connection  with the  provision of  such services.  MacAndrews Holdings (or such 
affiliates)  reimburses  Products  Corporation  for  the  allocable  costs  of  the  services  purchased  for  or  provided  to 
MacAndrews Holdings (or such affiliates) and for the reasonable out-of-pocket expenses incurred in connection with 
the  purchase  or  provision  of  such  services.    The  net  amounts  reimbursed  by  (paid  to)  MacAndrews  Holdings  to 

F-38 

 
 
 
 
 
 
 
 
 
 
 
 
 
Products Corporation for the services provided under the Reimbursement Agreements for 2002, 2001 and 2000, were 
$0.8,  $(0.2)  and  $0.9,  respectively.    Each  of  Revlon,  Inc.  and  Products  Corporation,  on  the  one  hand,  and 
MacAndrews Holdings, on the other, has agreed to indemnify the other party for losses arising out of the provision of 
services by it under the Reimbursement Agreements other than  losses  resulting  from  its willful misconduct or gross 
negligence.    The  Reimbursement  Agreements  may  be  terminated  by  either  party  on  90  days'  notice.    Products 
Corporation does not intend to  request services  under the Reimbursement Agreements unless their costs would be at 
least  as  favorable  to  Products  Corporation  as  could  be  obtained  from  unaffiliated  third  parties.    The  Company 
participates in MacAndrews & Forbes’ directors and officers insurance program, which covers the Company as well 
as MacAndrews & Forbes and its other affiliates.  The limits of coverage are available on aggregate losses to any or 
all of the participating companies and their respective directors and officers.  The Company reimburses MacAndrews 
& Forbes for its allocable portion of the premiums for such coverage, which the Company believes, is more favorable 
than  the  premiums  the  Company  could  secure  were  it  to  secure  stand-alone  coverage.    The  amount  paid  by  the 
Company  to  MacAndrews  &  Forbes  for  premiums  is  included  in  the  amounts  paid  under  the  Reimbursement 
Agreement. 

Tax Sharing Agreement 

Holdings, Revlon, Inc., Products Corporation and certain of its subsidiaries and Mafco Holdings are parties 
to  the  Tax  Sharing  Agreement,  which  is  described  in  Note  12.  Since payments to be made  under  the Tax Sharing 
Agreement will be determined by the amount of taxes that Revlon, Inc. would otherwise have to pay if it were to file 
separate  federal,  state  or  local  income  tax  returns,  the  Tax  Sharing  Agreement  will benefit Mafco  Holdings to the 
extent Mafco Holdings can offset the taxable income generated by Revlon, Inc. against losses and tax credits generated 
by  Mafco  Holdings  and  its  other  subsidiaries.    There  were  no  cash  payments  in  respect  of federal taxes made by 
Revlon, Inc. pursuant to the Tax Sharing Agreement for 2002, 2001 and 2000. 

Registration Rights Agreement 

Prior  to  the  consummation  of  Revlon,  Inc.’s  initial  public  equity  offering,  Revlon,  Inc.  and  Revlon 
Worldwide Corporation (subsequently merged into REV Holdings), the then direct parent of Revlon, Inc., entered into 
the  Registration  Rights  Agreement  and  in  February  2003  Revlon,  Inc.  and  MacAndrews  Holdings  entered  into  a 
joinder  agreement  to the Registration Rights Agreement pursuant to which REV Holdings and certain transferees of 
Revlon, Inc.'s Common Stock held by REV Holdings (the "Holders") have the right to require Revlon, Inc. to register 
all or part of Revlon, Inc.’s Class A Common Stock owned by  such Holders, including shares of Class A Common 
Stock  purchased  in  connection  with  the  Rights  Offering  and  shares  of  Class  A  Common  Stock  issuable  upon 
conversion of Revlon, Inc.’s Class B Common Stock and Series B Preferred Stock owned by such Holders under the 
Securities  Act  (a  "Demand  Registration");  provided  that  Revlon,  Inc.  may  postpone  giving  effect  to  a  Demand 
Registration up to a period of 30 days if Revlon, Inc. believes such registration might have a material adverse effect 
on any plan or proposal by Revlon, Inc. with respect to any financing, acquisition, recapitalization, reorganization or 
other  material  transaction,  or  if  Revlon,  Inc.  is  in  possession  of  material  non-public  information  that,  if  publicly 
disclosed,  could  result in a material disruption of a major corporate development or  transaction then pending or in 
progress  or  in  other  material  adverse  consequences  to  Revlon,  Inc.  In  addition,  the  Holders  have  the  right  to 
participate  in registrations by Revlon, Inc. of its Class A Common Stock (a "Piggyback Registration"). The Holders 
will pay all out-of-pocket expenses incurred in  connection with any Demand Registration. Revlon, Inc. will pay any 
expenses incurred in connection with a Piggyback Registration, except for underwriting discounts, commissions and 
expenses attributable to the shares of Revlon, Inc.’s Class A Common Stock sold by such Holders.  

Investment Agreement and Mafco Loan Agreements 

See Note 19 – “Subsequent Event.” 

F-39 

 
 
 
 
 
 
 
 
 
 
 
 
Other 

Pursuant to a lease dated April 2,  1993  (the "Edison Lease"), Holdings leased to Products Corporation the 
Edison research and development facility  for a term of up to 10 years with an annual rent of $1.4 and certain shared 
operating expenses payable by Products Corporation, which, together with the annual rent, were not to exceed $2.0 per 
year.   In August 1998, Holdings sold the Edison facility to an unrelated third party, which assumed substantially all 
liability for environmental claims and compliance costs relating to the Edison facility, and in connection with the sale 
Products Corporation terminated the Edison Lease and entered into a new lease with the new owner.  Holdings agreed 
to indemnify Products Corporation through September 1, 2013 to the extent rent under the new lease exceeds rent that 
would have been payable under the terminated Edison Lease had it not been terminated.  The net amounts reimbursed 
by Holdings to Products Corporation with respect to the Edison facility for 2002, 2001 and 2000 were $0.2, $0.2 and 
$0.2, respectively. 

Effective September 2001, Revlon, Inc. acquired from Holdings all the assets and liabilities of the Charles of 
the  Ritz  business  (which  Revlon, Inc. contributed to  Products Corporation in the form of a  capital  contribution), in 
consideration for 400,000 newly issued shares of Revlon, Inc.’s Class  A Common Stock and 4,333 shares of newly 
issued  voting  (with  433,333  votes  in  the  aggregate)  Series  B  Preferred  Stock  which  are  convertible  into  433,333 
shares  in  the  aggregate  of  Revlon,  Inc.’s  Class  A  Common  Stock,  which  conversion  rights  were  approved  by  the 
stockholders of Revlon, Inc. at its 2002 Annual Meeting of Stockholders.  As Holdings and Products Corporation are 
under common control, the transaction has been accounted for at historical cost in a manner similar to that of a pooling 
of interests and, accordingly, all prior period financial statements presented have been restated as if the acquisition 
took place at the beginning of such periods.  An investment banking firm rendered its written opinion that the terms of 
the transaction were fair from a financial standpoint to Revlon, Inc.  The effect of the acquisition was to increase both 
operating income and net income by $2.3 and $0.9 for 2001 and 2000, respectively.  The net equity of the Charles of 
the Ritz business is included in total stockholders’ deficiency at December 31, 2002. 

During 2002, 2001 and 2000 Products Corporation leased certain facilities to MacAndrews & Forbes or its 
affiliates pursuant to occupancy agreements  and  leases.  These included space at  Products Corporation's New York 
headquarters  and  through January 31, 2001 at Products Corporation's offices in London.  The rent  paid to Products 
Corporation for 2002, 2001 and 2000 was $0.3, $0.5 and $0.9, respectively. 

The  Credit  Agreement  and  Products  Corporation's  12%  Notes  are  supported  by,  among  other  things, 
guarantees from Revlon, Inc., and, subject to certain  limited exceptions, all of the domestic subsidiaries of Products 
Corporation.  The obligations under such guarantees are secured by, among other things, the capital stock of Products 
Corporation  and,  subject  to  certain  limited  exceptions,  the  capital  stock  of all of Products Corporation’s domestic 
subsidiaries and 66% of the capital stock  of  Products Corporation’s  and its domestic subsidiaries’ first-tier foreign 
subsidiaries. 

In  March  2002,  prior  to  the  passage  of  the  Sarbanes-Oxley  Act  of  2002,  Products  Corporation  made  an 
advance of $1.8 to Mr. Jack L. Stahl, the Company’s President and CEO, pursuant to his employment agreement which 
was  entered  into  in  February  2002  for  tax  assistance  related  to  a  grant  of  restricted  stock  provided  to  Mr.  Stahl 
pursuant to such agreement, which loan bears interest at the applicable federal rate.  In May 2002, prior to the passage 
of  the  Sarbanes-Oxley  Act  of  2002,  Products  Corporation  made  an  advance  of  $2.0  to  Mr.  Stahl  pursuant  to  his 
employment agreement in connection with the purchase of his principal residence in the New York City metropolitan 
area, which loan bears interest at the applicable federal rate, $0.1 of which was repaid during 2002.  Pursuant to his 
employment agreement, Mr. Stahl receives from Products Corporation additional compensation payable on a monthly 
basis equal to the amount actually paid by him in respect of interest and principal on such $2.0 advance, plus a gross 
up for any taxes payable by Mr. Stahl as a result of such additional compensation. 

During  2000,  Products  Corporation  made  an  advance  of  $0.8  to  Mr.  Douglas  Greeff,  Executive  Vice 
President and CFO, pursuant to his employment agreement, which loan bears interest at the applicable federal rate.  
Mr.  Greeff  repaid  $0.2  and  $0.2  during  2002  and  2001, respectively.  Pursuant to his employment agreement, Mr. 
Greeff  is  entitled  to  receive  bonuses  from Products Corporation, payable on each May 9th commencing on  May 9, 
2001 and ending on May 9, 2005, in each case equal to the sum of the principal and interest on the advance repaid in 
respect  of  such  year  by  Mr.  Greeff,  provided  that  he  is employed by Products Corporation on each such May  9th, 

F-40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
which bonus installments were paid to Mr. Greeff in each of May 2001 and 2002. 

In February 2002, Products Corporation entered into a separation agreement with Mr. Jeffrey M. Nugent, the 
Company’s  former  President  and  CEO,  pursuant  to  which  the  parties  agreed  to  an  offset  of  obligations  whereby 
Products Corporation canceled Mr. Nugent’s obligation to repay principal and interest on a loan in the amount of $0.5 
that was  made in installments of $0.4 in  1999 and $0.1 in 2000 pursuant to Mr. Nugent’s employment agreement, in 
exchange for the cancellation of Products Corporation’s obligation to pay Mr. Nugent a special bonus on January 15, 
2003 pursuant to his employment agreement.   

Mr. Nugent’s spouse provided consulting services  in 2000 and 2001 for product and concept development, 

for which Products Corporation paid her $0.1 in 2001. 

During 2002, 2001 and  2000, Products Corporation made payments of nil, $0.1 and $0.1, respectively, to a 
fitness center, in which an interest is owned  by members of the immediate family of Mr. Donald Drapkin, who is a 
member  of  Revlon,  Inc.’s  Board  of  Directors,  for  discounted  health  club  dues  for  an  executive  health  program  of 
Products Corporation. 

During 2002, 2001 and  2000, Products  Corporation made payments of $0.3, $0.3 and $0.2, respectively, to 
Ms.  Ellen  Barkin  (spouse  of  Mr.  Perelman)  under  a  written  agreement  pursuant  to  which  she  provides  voiceover 
services for certain of the Company's advertisements.   

The  law  firm from of which Mr. Edward Landau was Of Counsel to and from which  he  retired in January 
2003, Wolf, Block, Schorr and Solis-Cohen LLP, provided legal services to Products Corporation during 2002, 2001 
and 2000 and it is anticipated that such firm may continue to provide such services in 2003.  

An  investment  bank  of  which  Mr.  Vernon  Jordan  became  a  Managing  Director  in  January  2000,  Lazard 

Freres & Co. LLC, provided investment banking services to Revlon, Inc. and its subsidiaries during 2001. 

During  2002,  2001  and  2000  Products  Corporation  placed  advertisements  in  magazines  and  other  media 
operated by Martha Stewart Living Omnimedia, Inc. (“MSLO”), which is controlled by Ms. Stewart, who also serves 
as  MSLO’s  Chairman  and Chief Executive  Officer.  Products Corporation paid MSLO $2.5, $2.1  and  $1.5 for such 
services in 2002, 2001 and 2000, respectively, which fees were less than 1% of the Company’s estimate of MSLO’s 
consolidated  gross  revenues  for  2002,  2001  and  2000,  respectively.    Products  Corporation’s  decision  to  place 
advertisements for its products in MSLO’s magazines and other media was based upon their popular appeal to women.  

During  2002,  Products  Corporation  obtained  advertising,  media buying and direct marketing services, and 
during 2001 and 2000 obtained public relations, advertising and media buying services, from various subsidiaries of 
WPP  Group  plc  (“WPP”).    Ms.  Robinson  is  employed  by  one  of  WPP’s  subsidiaries,  however,  Ms.  Robinson  is 
neither  an  executive  officer  of,  nor  does  she  hold  any material equity interest in, WPP. Products Corporation paid 
WPP $1.1, $2.0 and $3.2 for such services in 2002, 2001 and 2000, respectively, which fees were less than 1% of the 
Company’s  estimate  of  WPP’s  consolidated  gross  revenues  for  2002,  2001  and  2000,  respectively.    Products 
Corporation’s decision to engage WPP was based upon its professional expertise in understanding the advertising and 
public  relations  needs  of  the  consumer  packaged  goods  industry,  as  well  as  its  global  presence  in  many  of  the 
international markets in which Products Corporation operates.  

During  2002  and  2001,  Products  Corporation  employed  Mr.  Perelman’s  daughter in a marketing position, 

with compensation paid in each of 2002 and 2001 of less than $0.1.  

During 2002 and 2001, Products Corporation employed Mr. Drapkin’s daughter in a marketing position, with 

compensation paid in each of 2002 and 2001 of less than $0.1. 

F-41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
16. Commitments and Contingencies 

The  Company  currently  leases  manufacturing,  executive,  including  research  and  development,  and  sales 
facilities and various types of equipment  under  operating and capital  lease agreements.   Rental  expense was $27.5, 
$29.0 and $33.0 for the years ended December 31, 2002, 2001 and 2000, respectively.  Minimum rental commitments 
under all noncancelable leases, including those pertaining to idled facilities, with remaining lease terms in excess of 
one  year  from  December  31,  2002  aggregated  $46.9;  such  commitments  for  each  of  the  five  years  subsequent  to 
December 31, 2002 are $9.3, $7.6, $7.0, $5.2 and $4.2, respectively.  Such amounts exclude the minimum rentals to be 
received by the Company in the future under noncancelable subleases of $2.8. 

The  Company  has  minimum  purchase  commitments  with  suppliers  of  finished  goods,  raw  materials  and 
components.  The minimum purchase commitments under these agreements aggregated $103.8; such commitments for 
each  of  the  five years subsequent to December 31, 2002 are $48.9, $21.9, $21.8, $11.2  and  nil, respectively.  The 
amount the Company purchased under minimum purchase commitments during 2002, 2001 and 2000 was $63.7, $32.0 
and $14.9, respectively. 

The Company and its subsidiaries are defendants in litigation and proceedings involving various matters.  In 
the opinion of the Company’s management, based upon advice of its counsel handling such litigation and proceedings, 
adverse  outcomes,  if  any,  will  not  result  in a  material  effect on  the Company’s consolidated financial  condition or 
results of operations. 

On April 17, 2000, the plaintiffs  in the six purported class actions filed in October and November 1999 by 
each  of  Thomas  Comport,  Boaz  Spitz,  Felix  Ezeir  and  Amy  Hoffman,  Ted  Parris,  Jerry  Krim  and  Dan  Gavish 
individually and allegedly on behalf of others similarly situated to them against Revlon, Inc., certain of its present and 
former officers and directors and the parent of Revlon, Inc., REV Holdings, alleging among other things, violations of 
Rule 10b-5 under the Securities Exchange Act of 1934, as amended (the “Exchange Act”) filed an amended complaint, 
which  consolidated  all  of  the  actions  under  the  caption  “In  Re  Revlon,  Inc.  Securities  Litigation”  and  limited  the 
alleged class to security purchasers during the period from October 29, 1997 through October 1, 1998.  In December 
2002, the defendants, including the Company, entered into an agreement in principle to settle the litigation.  The final 
written  agreement  reflecting  this  agreement  in  principle,  which  was  executed  in  January  2003  and  which  remains 
subject to the approval by the court, provides that the defendants will obtain complete releases from the participating 
members of the alleged  class.   In connection with this tentative settlement and a related settlement of the defendants’ 
insurance  claim  for  this  matter  and  the  Gavish  matter  described  below  (the  “Insurance  Settlement”),  the Company 
recorded the settlement in the fourth quarter of 2002. 

A purported class action lawsuit was filed on September 27, 2000, in the United States District Court for the 
Southern District of New York on behalf of Dan Gavish, Tricia Fontan and Walter Fontan individually and allegedly 
on  behalf  of  all  others  similarly  situated  who  purchased  the  securities  of Revlon, Inc. and REV Holdings between 
October 2, 1998 and September 30, 1999 (the "Second Gavish Action"). In November 2001, plaintiffs amended their 
complaint.  The  amended  complaint  alleges,  among  other  things,  that  Revlon, Inc., certain of its  present and former 
officers  and  directors  and  REV  Holdings  violated,  among  other  things,  Rule  10b-5  under  the  Exchange  Act.    In 
December 2001, the defendants moved to  dismiss the amended complaint.  The Company believes the allegations in 
the  amended  complaint  are  without  merit  and,  if  its  motion  to  dismiss  is not  granted,  intends  to vigorously defend 
against them.   In  light of the Insurance Settlement, the Company does not expect to incur any  further expense in this 
matter. 

F-42 

 
 
 
 
 
 
 
 
 
 
 
 
17. Quarterly Results of Operations (Unaudited) 

The following is a summary of the unaudited quarterly results of operations: 

Year Ended December 31, 2002

1st
Quarter 

2nd
Quarter 

3rd
Quarter 

4th
Quarter (c) 

Net sales....................................................................... $

275.4 $

308.2 $

323.2 $

Gross profit..................................................................

Net loss (a)...................................................................

166.4

(46.1)

188.4

(38.9)

201.6

(22.1)

212.6

59.3

(179.4)

Basic loss per common share:

Net loss per common share.................................. $

(0.88)

$

(0.75)

$

(0.42)

$

(3.44)

Diluted loss per common share:

Net loss per common share.................................. $

(0.88)

$

(0.75)

$

(0.42)

$

(3.44)

Year Ended December 31, 2001

1st
Quarter 

2nd
Quarter 

3rd
Quarter

4th
Quarter (d)

Net sales....................................................................... $

313.6 $

322.1 $

320.2 $

Gross profit..................................................................

Net loss (b)...................................................................

182.0

(46.5)

179.1

(56.0)

190.4

(22.9)

321.7

181.9

(28.3)

Basic loss per common share:

Net loss per common share.................................. $

(0.89)

$

(1.07)

$

(0.44)

$

(0.54)

Diluted loss per common share:

Net loss per common share.................................. $

(0.89)

$

(1.07)

$

(0.44)

$

(0.54)

(a)  Includes  restructuring  costs  of  $4.0,  $3.2,  $2.1  and $4.3 in the  first, second, third and fourth quarters, 

respectively.  (See Note 2). 

(b) Includes restructuring costs of  $14.6, $7.9, $3.0 and $12.6 in the first, second, third and fourth quarters, 

respectively.  (See Note 2).  

(c)  During  2002  the  Company  recorded  expenses  of  $104.2  (of  which  $99.3  was  recorded  in  the  fourth 

quarter of 2002) related to the implementation of the stabilization and growth phase of the Company’s plan. 

(d) In the fourth quarter of  2001, the Company recorded a charge of $6.9 related to increased sales returns, 
trade  spending  and  inventory  adjustments  in  the  Company’s  Argentine  operations.    Additionally,  the  Company 
recorded a loss of $3.6 from an early extinguishment of debt. 

F-43 

 
 
 
 
 
 
 
         
         
         
       
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
 
 
 
 
 
 
 
 
18. Geographic, Financial and Other Information 

The Company manages its business on the basis of one reportable operating segment.  See Note 1 for a brief 
description  of  the  Company’s  business.    As  of December 31, 2002, the Company had operations  established  in 17 
countries outside of the U.S. and its products are sold throughout the world.  The Company is exposed to the risk of 
changes  in  social,  political  and  economic  conditions  inherent  in  foreign  operations  and  the  Company’s  results  of 
operations and the value of its foreign assets are affected by fluctuations in foreign currency exchange rates.  Net sales 
by geographic area  are  presented by  attributing revenues from external customers on the basis of where the products 
are sold.  During 2002, 2001 and 2000,  Wal-Mart and its affiliates worldwide accounted for approximately 22.5%, 
19.7% and 16.5%, respectively, of the Company’s consolidated net sales. The Company expects that Wal-Mart and a 
small number of other customers will, in the  aggregate, continue to account for a large portion of the Company’s net 
sales.  Although  the  loss  of  Wal-Mart  or  one  or  more  of  the  Company’s  other  customers  that  may  account  for  a 
significant portion of  the Company’s sales, or any significant decrease in sales to these customers or any significant 
decrease  in  retail  display  space  in  any  of  these  customers’  stores,  could  have  a  material  adverse  effect  on  the 
Company’s business, financial condition or results of operations, the Company has no reason to believe that any such 
loss  of  customer  or  decrease  in  sales  will  occur.    In  January  2002,  Kmart  Corporation  filed  a  petition  for 
reorganization under Chapter 11 of the U.S. Bankruptcy Code.  On January 24, 2003, Kmart announced that it had filed 
its  proposed  plan  of  reorganization  with  the  U.S.  Bankruptcy  Court  and  that  it  was  positioned  to  emerge  from 
bankruptcy  on  or  about  April  30,  2003.  Throughout  2002  and  continuing  into  2003  Kmart  continued  to  close 
underperforming  stores.    Kmart  accounted  for  less  than  5%  of  the  Company’s  net  sales  in  2002.    Although  the 
Company  plans  to  continue  doing  business  with  Kmart  for  the  foreseeable  future  and,  based  upon  the  information 
currently available,  believe that Kmart's  bankruptcy proceedings and store closings will not have a material adverse 
effect on the Company’s business, financial condition or results of operations, there can be no assurances that further 
deterioration, if any, in Kmart's financial condition will not have such an effect on the Company.  In January 2003, J.C. 
Penney  Corp.  announced  that  it  will  be  discontinuing color cosmetics in  most of its stores. J.C.  Penney  carries the 
Company’s  Ultima  II  brand,  however  the  Company’s  sales  to  J.C.  Penney  accounted  for  less  than  1%  of  the 
Company’s total sales during 2002. Accordingly,  the  Company does not believe that this discontinuance will have a 
material adverse effect on the Company’s future business, financial condition or results of operations.  

During  the  first  quarter  of  2002,  to  reflect  the  integration  of  management  reporting  responsibilities,  the 
Company reclassified Puerto Rico’s results  from  its international operations  to its  U.S.  operations. During the third 
quarter  of  2002,  the  Company  reclassified  its  South  African  operations  from  the  European  region  to  the  Far  East 
region  to reflect the management organization responsibility for that country.  Accordingly, the following information 
reflects these changes for all periods presented. 

F-44 

 
 
 
 
 
 
 
 
Geographic Areas:

Net sales:

United States............................................................

$

Canada......................................................................

United States and Canada.........................................

International

$

Year Ended December 31,
2001

$

$

825.1

45.2

870.3

407.3
1,277.6

$

$

2002

716.1

44.0

760.1

359.3
1,119.4

2000

824.5

49.5

874.0

535.4
1,409.4

Long-lived assets:

  December 31,

2002

2001

United States ...........................................................

$

395.6

$

Canada......................................................................

United States and Canada.........................................

International.............................................................

Classes of Similar Products:

Net sales:

Cosmetics, skin care and fragrances.........................

Personal care and professional.................................

$

$

$

19.  Subsequent Event 

3.5

399.1

74.6

473.7

$

410.6

2.5

413.1

71.6

484.7

Year Ended December 31,
2001

$

$

831.0

446.6
1,277.6

$

$

2002

723.9

395.5
1,119.4

2000

879.8

529.6
1,409.4

In  December  2002,  the  Company’s  principal  stockholder,  MacAndrews  &  Forbes proposed  providing the 
Company  with  up  to  $150  in  cash  in  order  to  help  fund  a  portion  of  the  costs  and  expenses  associated  with 
implementing  the  stabilization  and  growth  phase  of  the  Company’s  plan  and  for  general  corporate  purposes.  The 
Company’s Board of Directors appointed a special committee of independent directors to evaluate the proposal made 
by  MacAndrews  &  Forbes.  The  special  committee  reviewed  and  considered  the  proposal  and  negotiated 
enhancements  to  the  terms  of  the  proposal.  In  February  2003,  the  enhanced  proposal  was  recommended  to  the 
Company’s Board of Directors by the special committee of the Company’s Board of Directors and approved by the 
Company’s full board.  

In connection with MacAndrews &  Forbes' enhanced proposal, in February 2003 the Company entered into 
an investment agreement with MacAndrews & Forbes (the “Investment Agreement”) pursuant to which the Company 
will  undertake  a  $50  equity  rights  offering  (the  "Rights  Offering")  that  will  allow  its  stockholders  to  purchase 
additional  shares  of  the  Company’s  Class  A  Common  Stock.    Pursuant  to  the  Rights  Offering,  the  Company  will 
distribute to each stockholder of record of its Common Stock, as of the close of business on a record date to be set by 
the Board of Directors, at no charge, a pro rata number of transferable subscription rights for each share of Common 
Stock  owned.    The subscription rights will  enable the holders  to  purchase their pro rata portion of  such number of 
shares of Class A Common Stock equal to (a) $50 divided by (b) the subscription price, which will be equal to the 
greater of (1) $2.30, representing 80% of the closing price per share of the Company’s Class A Common Stock on the 
NYSE on January 30, 2003, and (2) 80% of the closing price per share of its Class A Common Stock on the NYSE on 
the record date of the Rights Offering. Such number may be adjusted in an equitable manner to avoid fractional rights 
and/or shares of Class A Common Stock and to ensure that the gross proceeds from the Rights Offering equals $50. 

Pursuant to the over-subscription privilege, each rights holder that exercises its basic subscription privilege 
in full may also subscribe for additional shares of Class A Common Stock at the same subscription price per share, to 
the extent that other stockholders do not exercise their subscription rights in full. If an insufficient number of shares is 
available  to  fully satisfy the over-subscription privilege requests, the  available  shares  will be sold  pro rata among 
subscription  rights  holders  who  exercised  their  over-subscription  privilege  based  on  the  number  of  shares  each 
subscription rights holder subscribed for under the basic subscription privilege. 

F-45 

 
 
 
 
 
 
As a Revlon, Inc. stockholder, MacAndrews & Forbes will receive its pro rata subscription rights and would 
also  be  entitled  to  exercise  an  over-subscription  privilege.    However,  MacAndrews  &  Forbes  has  agreed  not  to 
exercise either its basic or over-subscription privileges.  Instead, MacAndrews & Forbes has agreed to purchase the 
shares of the Company’s Class A Common Stock that it would otherwise have been entitled to receive pursuant to its 
basic subscription privilege (equal to approximately 83% of the rights distributed in the Rights Offering, or $41.5) in a 
private  placement  direct  from  the  Company.    In  addition,  if  any  shares  remain  following  the exercise of the basic 
subscription privileges and the over-subscription privileges by other right holders, MacAndrews & Forbes will back-
stop the Rights Offering by purchasing the  remaining  shares of Class A Common Stock offered but not purchased by 
other stockholders (approximately 17% or an additional $8.5), also in a private placement. 

In  addition,  in  accordance  with  the  enhanced proposal, MacAndrews & Forbes has also provided a  $100 
million  term  loan  to  Products  Corporation  (the  “MacAndrews  &  Forbes  $100  million  term  loan”). If, prior to the 
consummation of the Rights Offering, Products Corporation has fully drawn the MacAndrews & Forbes $100 million 
term loan and the implementation of the stabilization and growth phase of the Company’s plan causes the Company to 
require some or all of the $50 of funds that the Company would raise from the Rights Offering, MacAndrews & Forbes 
has agreed to advance the Company these funds prior to closing the Rights Offering by purchasing up to $50 of newly-
issued shares  of the Company’s Series C  preferred stock which would be redeemed with the proceeds the Company 
receives from the Rights Offering (this investment in the Company’s Series C preferred  stock (which is non-voting, 
non-dividend  paying  and  non-convertible)  is referred to as the "$50 million Series C preferred stock investment"). 
The MacAndrews & Forbes $100 million term loan has a final maturity date of December 1, 2005 and interest on such 
loan of 12.0% is not payable in cash, but will accrue and be added to the principal amount each quarter and be paid in 
full  at  final  maturity.  The  Company  expects  that  it  will  issue  the  subscription  rights  and  consummate  the  Rights 
Offering in the second quarter of  2003, subject to the effectiveness of the registration statement (which the Company 
filed with the Commission on February  5, 2003).   Based on this expectation, the  Company anticipates that Products 
Corporation will be required to draw on the MacAndrews & Forbes $100 million term loan before the Rights Offering 
is consummated in order to continue the implementation of the stabilization and growth phase of the Company's plan 
and  for  general  corporate  purposes.  However,  the  Company  does  not  currently  anticipate  that  it  will  require  that 
MacAndrews & Forbes make the $50 million Series C preferred stock investment. 

Additionally,  MacAndrews  &  Forbes  has also agreed to provide Products Corporation with an additional 
$40 line of credit during 2003, which amount will increase to $65 on January 1, 2004 (the “MacAndrews & Forbes 
$40-65 million line of credit”) (the MacAndrews & Forbes $100 million term loan and the MacAndrews & Forbes 
$40-65 million line of credit are referred to as the “Mafco Loans” and the Rights Offering and the Mafco Loans are 
referred to as the “M&F Investments”) and which  will be available to Products Corporation  through December 31, 
2004, provided that the MacAndrews & Forbes $100 million term loan is fully drawn and MacAndrews & Forbes has 
purchased an aggregate of $50 of the Company’s Series C preferred stock (or if  the  Company has consummated the 
Rights Offering and  redeemed any outstanding shares of Series C preferred stock). The MacAndrews & Forbes $40-
65 million line of credit will bear interest payable in cash at a rate of the lesser of (i) 12.0% and (ii) 0.25% less than 
the  rate payable from time to time on Eurodollar  loans  under Products Corporation's Credit Agreement (which rate, 
after  giving  effect  to  the  amendment in February 2003 to Products  Corporation's Credit  Agreement,  is  8.25% as of 
March 1, 2003). The Company does not  expect  that Products Corporation will  draw on the MacAndrews & Forbes 
$40-65 million line of credit during 2003. 

In  connection  with  the  transactions  with  MacAndrews  &  Forbes  described  above,  and  as  a  result  of  the 
Company’s  operating  results  for  the  fourth  quarter  of  2002  and  the  effect  of  the  acceleration  of  the  Company’s 
implementation of the stabilization and growth phase of its plan, Products Corporation entered into an amendment in 
February  2003  of  its  Credit  Agreement  with  its  bank  lenders  and  secured  waivers  of  compliance  with  certain 
covenants under the Credit Agreement.  In particular, EBITDA (as defined in the Credit Agreement) was $35.2 for the 
four consecutive fiscal quarters ended December 31, 2002, which was less than the minimum of $210.0 required under 
the EBITDA covenant of the Credit Agreement for that period and the Company's leverage ratio was 5.09:1.00, which 
was in excess of the maximum ratio of 1.4:1.00 permitted under the leverage ratio covenant of the Credit Agreement 
for  that  period.  Accordingly,  the  Company  sought  and secured waivers of compliance with these covenants for the 
fourth quarter of 2002 and, in light of the Company's expectation that the continued implementation of the stabilization 
and  growth  phase  of  the  Company’s  plan  would  affect  the  ability  of  Products  Corporation  to  comply  with  these 
covenants  during  2003,  the  Company  also  secured  an  amendment  to  eliminate  the  EBITDA  and  leverage  ratio 
covenants for the first three quarters of 2003 and a waiver of compliance with such covenants for the fourth quarter of 
2003 expiring on January 31, 2004.  

F-46 

 
 
 
The  amendment  to  the  Credit  Agreement  also  included  the  substitution  of  a  minimum  liquidity  covenant 
requiring  the  Company  to  maintain  a  minimum  of  $20  of  liquidity  from  all  available  sources  at  all  times  through 
January  31,  2004  and  certain  other  amendments  to  allow  for  the  M&F  Investments  and  the  implementation  of  the 
stabilization  and  growth  phase  of  the  Company's  plan,  including  specific  exceptions  from the limitations under the 
indebtedness covenant to permit the MacAndrews &  Forbes $100 million term loan and the MacAndrews & Forbes 
$40-65 million line of credit and to exclude the proceeds from the M&F Investments from the mandatory prepayment 
provisions  of  the  Credit  Agreement,  and  to  increase  the  maximum  limit  on  capital  expenditures  (as  defined  in the 
Credit Agreement) from $100 to $115 for 2003. The amendment also increased the applicable margin on loans under 
the existing credit agreement by 0.5%, the incremental cost of which to the Company, assuming the Credit Agreement 
is fully drawn, would be $1.1 from February 5, 2003 through the end of 2003.  

F-47 

 
 
 
Schedule II

REVLON, INC. AND SUBSIDIARIES
VALUATION AND QUALIFYING ACCOUNTS
Years Ended December 31, 2002, 2001 and 2000
(dollars in millions)

Balance at
Beginning
of Year

Charged to
Cost and
Expenses

Other 
Deductions

Balance
at End
of Year

Year ended December 31, 2002:
Applied against asset accounts:

Allowance for doubtful accounts..................... $
Allowance for volume and early payment

discounts.................................................... $

Year ended December 31, 2001:
Applied against asset accounts:

Allowance for doubtful accounts..................... $
Allowance for volume and early payment

discounts.................................................... $

8.3

7.1

7.6

8.5

Year ended December 31, 2000:
Applied against asset accounts:

Allowance for doubtful accounts..................... $
Allowance for volume and early payment

discounts.................................................... $

14.6

12.6

$

$

$

$

$

$

9.5

31.7

3.5

30.0

(0.9)

34.2

$

$

$

$

$

$

(2.0)

(1) $

15.8

(30.6)

(2) $

8.2

(2.8)

(1) $

(31.4)

(2) $

(6.1)

(1) $

(38.3)

(2) $

8.3

7.1

7.6

8.5

Notes:
(1) Doubtful accounts written off, less recoveries, reclassifications and foreign currency translation adjustments.

(2) Discounts taken, reclassifications and foreign currency translation adjustments.

F-48 

 
 
 
            
           
         
            
           
         
           
           
         
 
Pursuant to the requirements of Section  13 or 15(d) of  the  Securities Exchange Act of 1934, the Registrant has duly 
caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

Revlon, Inc. 
(Registrant) 

By: /s/  Jack L. Stahl 
  ---------------------------------------- 
             Jack L. Stahl 
             President, Chief Executive  
             Officer and Director 

By: /s/    Douglas H. Greeff 
  ---------------------------------------- 
               Douglas H. Greeff 
               Executive Vice 
               President and 
               Chief Financial Officer 

By: /s/    Laurence Winoker 
  ----------------------------------------   
               Laurence Winoker 
               Senior Vice President,              
               Corporate Controller and 
               Treasurer 

Dated: March 21, 2003 

Pursuant  to  the  requirements  of  the  Securities  Exchange  Act  of  1934,  this  report has  been  signed by the  following 
persons on behalf of the Registrant on March 21, 2003 and in the capacities indicated. 

Signature 

Title 

* 
___________________________________ 
(Ronald O. Perelman) 

* 
___________________________________ 
(Howard Gittis) 

* 
___________________________________ 
(Donald G. Drapkin) 

/s/ Jack L. Stahl 
___________________________________ 
    (Jack L. Stahl) 

* 
___________________________________ 
(Meyer Feldberg) 

* 
___________________________________ 
(Vernon E. Jordan, Jr.) 

* 
___________________________________ 

Chairman of the Board and Director 

Director 

Director   

President, Chief Executive Officer and Director 

Director 

Director 

Director 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Edward J. Landau) 

* 
___________________________________ 
(Linda Gosden Robinson) 

* 
___________________________________ 
(Terry Semel) 

* 
___________________________________ 
(Martha Stewart) 

Director 

Director 

Director 

* 
Robert K. Kretzman, by signing his name hereto, does hereby sign this report on behalf of the directors of the 
registrant after whose typed names asterisks  appear, pursuant to powers  of attorney  duly executed by such directors 
and filed with the Securities and Exchange Commission. 

By: /s/ Robert K. Kretzman 

Robert K. Kretzman 
Attorney-in-fact 

 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATIONS 

I, Jack L. Stahl, certify that: 

1. 

I have reviewed this annual report on Form 10-K of Revlon, Inc. (the “Registrant”); 

2.  Based on my knowledge, this annual report does not contain any untrue statement of a material fact or omit to state 
a material fact necessary to make the statements made, in light of the circumstances under which such statements 
were made, not misleading with respect to the period covered by this annual report;  

3.  Based on my knowledge, the financial statements,  and other financial information included in this annual report, 
fairly present in all material respects the financial condition, results of operations and cash flows of the Registrant 
as of, and for, the periods presented in this annual report;  

4.  The Registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls 

and procedures (as defined in Exchange Act Rules 13a-14 and 15d-14) for the Registrant and have: 

a)  Designed  such  disclosure  controls  and  procedures  to  ensure  that  material  information  relating  to  the 
Registrant,  including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others  within  those  entities, 
particularly during the period in which this annual report is being prepared; 

b)  Evaluated the effectiveness of the Registrant's disclosure controls and procedures as of a date within 90 days 

prior to the filing date of this annual report (the "Evaluation Date"); and 

c)  Presented  in  this  annual  report  our  conclusions  about  the  effectiveness  of  the  disclosure  controls  and 

procedures based on our evaluation as of the Evaluation Date; 

5.  The  Registrant's  other  certifying  officer  and  I  have  disclosed,  based  on  our  most  recent  evaluation,  to  the 
Registrant's  auditors  and  the  audit  committee  of  Registrant's  board  of  directors  (or  persons  performing  the 
equivalent functions): 

a)  All significant deficiencies in the design or operation of internal controls which could adversely affect the 
Registrant's  ability  to  record,  process,  summarize  and  report  financial  data  and  have  identified  for  the 
Registrant's auditors any material weaknesses in internal controls; and 

b)  Any fraud, whether or not material, that involves management or other employees who have a significant role 

in the Registrant's internal controls; and 

6.  The Registrant's other certifying officer and I have indicated in this annual report whether there were significant 
changes in internal controls or in other factors that could significantly  affect internal controls subsequent to the 
date  of  our  most  recent evaluation, including any corrective actions with regard to  significant  deficiencies and 
material weaknesses. 

Date: March 21, 2003 

/s/ Jack L. Stahl 
Jack L. Stahl 
President and Chief Executive Officer 
of Revlon, Inc. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATIONS 

I, Douglas H. Greeff, certify that: 

1. 

I have reviewed this annual report on Form 10-K of Revlon, Inc. (the “Registrant”); 

2.  Based on my knowledge, this annual report does not contain any untrue statement of a material fact or omit to state 
a material fact necessary to make the statements made, in light of the circumstances under which such statements 
were made, not misleading with respect to the period covered by this annual report;  

3.  Based on my knowledge, the financial statements,  and other financial information included in this annual report, 
fairly present in all material respects the financial condition, results of operations and cash flows of the Registrant 
as of, and for, the periods presented in this annual report;  

4.  The Registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls 

and procedures (as defined in Exchange Act Rules 13a-14 and 15d-14) for the Registrant and have: 

a)  Designed  such  disclosure  controls  and  procedures  to  ensure  that  material  information  relating  to  the 
Registrant,  including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others  within  those  entities, 
particularly during the period in which this annual report is being prepared; 

b)  Evaluated the effectiveness of the Registrant's disclosure controls and procedures as of a date within 90 days 

prior to the filing date of this annual report (the "Evaluation Date"); and 

c)  Presented  in  this  annual  report  our  conclusions  about  the  effectiveness  of  the  disclosure  controls  and 

procedures based on our evaluation as of the Evaluation Date; 

5.  The  Registrant's  other  certifying  officer  and  I  have  disclosed,  based  on  our  most  recent  evaluation,  to  the 
Registrant's  auditors  and  the  audit  committee  of  Registrant's  board  of  directors  (or  persons  performing  the 
equivalent functions): 

a)  All significant deficiencies in the design or operation of internal controls which could adversely affect the 
Registrant's  ability  to  record,  process,  summarize  and  report  financial  data  and  have  identified  for  the 
Registrant's auditors any material weaknesses in internal controls; and 

b)  Any fraud, whether or not material, that involves management or other employees who have a significant role 

in the Registrant's internal controls; and 

6.  The Registrant's other certifying officer and I have indicated in this annual report whether there were significant 
changes in internal controls or in other factors that could significantly  affect internal controls subsequent to the 
date  of  our  most  recent evaluation, including any corrective actions with regard to  significant  deficiencies and 
material weaknesses. 

/s/ Douglas H. Greeff 
Douglas H. Greeff 
Executive Vice President and Chief Financial Officer 
of Revlon, Inc. 

Date: March 21, 2003 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Officers

Ronald O. Perelman
Chairman

Jack L. Stahl
President and Chief Executive Officer

Douglas H. Greeff
Executive Vice President and Chief
Financial Officer

Paul E. Shapiro
Executive Vice President and
Chief Administrative Officer

Stanley B. Dessen
Senior Vice President and General
Tax Counsel

Robert K. Kretzman
Senior Vice President, General Counsel
and Secretary

Laurence Winoker
Senior Vice President, Corporate
Controller and Treasurer

Board of Directors

Ronald O. Perelman (1)
Chairman of the Board
Chairman and Chief Executive Officer of
MacAndrews & Forbes Holdings Inc.

Jack L. Stahl (1)
President and Chief
Executive Officer

Donald G. Drapkin (2)
Vice Chairman,
MacAndrews & Forbes Holdings Inc.

Meyer Feldberg (3)
Dean, Columbia Business School

Howard Gittis (1, 2)
Vice Chairman,
MacAndrews & Forbes Holdings Inc.

Vernon E. Jordan, Jr.
Managing Director, Lazard Freres & Co.,
LLC and Of Counsel, Akin, Gump, Strauss,
Hauer & Feld, LLP

Edward J. Landau (2, 3)
Formerly Of Counsel, Wolf, Block,
Schorr and Solis-Cohen LLP

Linda Gosden Robinson (3)
Chairman, Robinson Lerer &
Montgomery, LLC

Terry Semel (2)
Chairman and Chief Executive Officer,
Yahoo! Inc.

Martha Stewart
Chairman and Chief Executive Officer,
Martha Stewart Living Omnimedia, Inc.

(1) Executive Committee
(2) Compensation and

Stock Plan Committee

(3) Audit Committee

Executive Management

Jack L. Stahl
President and Chief Executive Officer
Douglas H. Greeff
Executive Vice President and Chief
Financial Officer
Elias K. Hebeka
President, Worldwide Operations and
Technical Affairs

David L. Kennedy
Executive Vice President and President,
Revlon International

Elizabeth R. Kenny
Senior Vice President, Portfolio Brands

Robert K. Kretzman
Senior Vice President, General Counsel
and Secretary

Debra Leipman-Yale
Executive Vice President,
Global General Manager,
Revlon Brand

Paul F. Murphy
Executive Vice President,
North American Sales

Paul E. Shapiro
Executive Vice President and
Chief Administrative Officer

Edward F. Skeffington
Executive Vice President,
Chief Financial Officer,
Revlon Consumer Products USA

Rochelle Udell
Executive Vice President,
Creative Development and Design

Herbert J. Vallier
Senior Vice President, Human Resources

Stanley B. Dessen
Senior Vice President and
General Tax Counsel

Catherine Fisher
Senior Vice President,
Corporate Communications

Neil D. Scancarella
Executive Vice President,
Research and Development

Maria A. Sceppaguercio
Senior Vice President, Investor Relations

Joseph Squicciarino
Senior Vice President and
Chief Financial Officer,
Revlon International

Laurence Winoker
Senior Vice President, Corporate
Controller and Treasurer

SHAREHOLDER INFORMATION

REVLON, INC. AND SUBSIDIARIES

Common Stock and Related Stockholder Matters

The Company’s Class A Common Stock, par value $0.01 per share, is listed and
traded on the New York Stock Exchange (the ‘‘NYSE’’) under the symbol ‘‘REV.’’ The
following table sets forth the range of high and low closing sales prices as reported by
the NYSE for the Company’s Class A Common Stock for each quarter in 2002 and
2001.

Quarter

First
Second
Third
Fourth

2002

2001

High

$6.60
6.15
5.16
4.55

Low

$3.82
4.35
2.99
2.10

High

$6.15
7.25
8.95
7.25

Low

$4.42
4.34
4.77
5.05

As of the close of business on December 31, 2002, there were 805 holders of
record of the Company’s Class A Common Stock. As of the close of business on
December 31, 2002, the closing sale price as reported by the NYSE for the
Company’s Class A Common Stock was $3.06 per share.

The Company has not declared a cash dividend on the Class A Common Stock
subsequent to the Company’s initial public offering and does not anticipate that any
dividends will be declared on the Class A Common Stock in the foreseeable future.
The timing, amount and form of dividends, if any, will depend, among other things, on
the Company’s results of operations, financial condition, cash requirements and other
factors deemed relevant by the Board of Directors of the Company. The declaration
and payment of dividends are, however, subject to the discretion of the Company’s
Board of Directors and subject to certain limitations under Delaware law, and are also
limited by the terms of the Company’s Credit Agreement and indentures. See
‘‘Management’s Discussion and Analysis of Financial Condition and Results of
Operations’’ and Note 9 of ‘‘Notes to Consolidated Financial Statements.’’

Transfer Agent & Registrar
American Stock Transfer & Trust Company
59 Maiden Lane
New York, NY 10038
877-777-0800

Independent Auditors
KPMG LLP
New York, New York

Notice of Annual
Meeting
The annual meeting of
shareholders will be held
May 30, 2003 at 10:00 a.m.
at the Revlon Research
Center, 2121 Route 27,
Edison, New Jersey 08818

Corporate Address
Revlon, Inc.
625 Madison Avenue
New York, New York 10022
212-527-4000

Corporate and
Investor Information
The Company’s Annual
Report on Form 10-K filed with
the Securities and Exchange
Commission (the ‘‘SEC’’) is
available without charge upon
written request to:

Investor Relations
Revlon, Inc.
625 Madison Avenue
New York, New York 10022
Such Report is also available
on the Company’s website,
www.revloninc.com, as well as
the SEC’s website at
www.sec.gov.

Contacts:
Investor Relations
212-527-5230

Media
212-527-5727

Consumer
Information Center
1-800-4-Revlon

Visit our Web site at
www.revlon.com

The product and brand
names used throughout this
report are registered or
unregistered trademarks of
Revlon Consumer Products
Corporation.

Printed in the U.S.A.
©2003 Revlon, Inc.

This annual report contains forward-looking statements under the caption ‘‘Dear Shareholders’’ which represent Revlon’s expectations and
estimates as to future events and financial performance, including the Company’s plans to or expectations with respect to (i) achieving long-term,
sustainable, profitable growth, including our use of the MacAndrews & Forbes investment to help fund the stabilization and growth phase of our
plan and establish a solid platform for accelerated growth; (ii) creating and developing the most consumer-preferred brands by creating and
improving our 360° brand experience through consistency of brand positioning and messaging, new and increased advertising and marketing
programs, new packaging, increased effectiveness of our retail wall displays, and further strengthening our new product development processes,
and the intended consequences from implementing such strategies, including, without limitation, insuring that we are the leaders in marketing and
producing the next generation of successful new products; (iii) reinvigorating growth for the Almay brand; (iv) becoming a most valuable partner
to our retailers and providing world-class execution and innovative customer solutions, while offering the most innovative products presented in
the most consumer exciting manner; and (v) becoming a top company where people choose to work, including by implementing leadership
practices, talent development, management processes and new ways of working that are designed to enable our people to be successful and
deliver profitable results, as well as providing our people with the tools they need to be successful and an environment in which they can thrive.
Additionally, statements which use the terms ‘‘believes’’, ‘‘expects’’, ‘‘estimates’’, ‘‘forecast’’, ‘‘may’’, ‘‘will’’, ‘‘should’’, ‘‘seeks’’, ‘‘plans’’,
‘‘scheduled to’’, ‘‘anticipates’’, or ‘‘intends’’ or the negative of those terms, or other variations of those terms or comparable language, or the
discussion of strategy or intentions are forward-looking. Forward-looking statements involve risks and uncertainties and a number of factors could
cause actual results to differ materially from those expressed in any forward-looking statements. Please see — ‘‘Forward-Looking Statements’’
in the Annual Report on Form 10-K included in this report for a full description of these risks, uncertainties and factors, as well as for a description
of the Forward-Looking Statements and factors that could cause Revlon’s results to differ materially from those contained in any forward-looking
statement. Except for Revlon’s ongoing obligations to disclose material information under the U.S. federal securities laws, Revlon undertakes no
obligation to publicly update any forward-looking statements, whether as a result of new information, future events or otherwise. Investors are
advised, however, to consult any additional disclosures Revlon makes in its Quarterly Reports on Form 10-Q, Annual Report on Form 10-K and
Current Reports on Form 8-K to the SEC (which, among other places, can be found on the SEC’s website at http://www.sec.gov). Factors other
than those listed above could cause Revlon’s results to differ materially from expected results. This discussion is provided as permitted by the
Private Securities Litigation Reform Act of 1995.