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Royal Mail PLC

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FY2008 Annual Report · Royal Mail PLC
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Royal Mail Holdings plc 

Report and Accounts 
Year ended 30 March 2008 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Royal Mail Group is unique in reaching everyone in the UK 
through  its  mails,  Post  Office  and  parcels  businesses  – 
which directly employ over 181,000 people in the UK. 

Every  working  day  Royal  Mail  processes  and  delivers  over 
80 million items to 28 million addresses for prices that are 
amongst the lowest in Europe; each week we serve over 24 
million  customers  through  our  network  of  13,852  Post 
Office branches and each year our domestic and European 
parcels  businesses  –  General  Logistics  Systems  and 
Parcelforce Worldwide – handle some 390 million parcels. 

2 

 
 
 
 
 
Royal Mail Holdings plc 

Contents 

Chairman and Chief Executive’s Statement 
Annual Review 2007-08 
Operating and Financial Review 
Royal Mail Holdings plc Board 
Directors’ Report 
Corporate Governance 
Internal control 
Directors’ Remuneration Report 
Statement of Directors’ responsibilities in relation to the Group financial statements 
Independent Auditors’ Report to the members of Royal Mail Holdings plc 
Group income statement for the 53 weeks ended 30 March 2008 and 52 weeks ended 25 March 2007 
Group statement of recognised income and expense for the 53 weeks ended 30 March 2008 and 52 weeks ended 25 March 2007 
Group balance sheet at 30 March 2008 and 25 March 2007 
Group cash flow statement for the 53 weeks ended 30 March 2008 and 52 weeks ended 25 March 2007 

Notes to the Group accounts 
1. Authorisation of financial statements and statement of compliance with IFRSs 
2. Accounting policies 
3. Segment information 
4. People information 
5. Operating costs 
6. Auditors’ remuneration 
7. Operating exceptional items 
8. Net finance income (excluding net pensions interest) 
9. Income tax 
10. Property, plant and equipment 
11. Goodwill 
12. Intangible assets 
13. Business combinations 
14. Investments in joint ventures and associates 
15. Non-current assets held for sale 
16. Inventories 
17. Current trade and other receivables 
18. Cash and cash equivalents 
19. Financial liabilities 
20. Provisions for liabilities and charges 
21. Current trade and other payables 
22. Non-current other payables 
23. Financial risk management objectives and policies 
24. Financial instruments 
25. Employee benefits – pensions 
26. Share capital 
27. Total equity 
28. Commitments 
29. Related party transactions 

Group five-year summary (unaudited) 
Parent Company accounts 
Statement of Directors’ responsibilities in relation to the parent Company financial statements 
Independent Auditors’ report to the members of the Company, Royal Mail Holdings plc 
Parent Company balance sheet 
Notes to the parent Company accounts 
Forward Looking Statements 
Corporate Information 

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Chairman and Chief Executive’s Statement 

Royal Mail Holdings plc 

It has been a year of tough challenges and achievements involving a groundbreaking agreement with our people allowing the 
modernisation of Royal Mail to proceed and changes to the Pension Plan put in place. The Group made an operating profit before 
exceptionals of £162million, which, while down a third on the previous year, was ahead of expectations and was against the backdrop of a 
3.2% year on year decline in the overall UK mails market volumes and an increase in the proportion of mail carried by rival operators. 
Daunting challenges remain but the Group is now implementing plans to modernise the Letters business and ensure the Post Office 
branch network has a sustainable future. Royal Mail’s quality of service had been at or above target levels in the first quarter of 2007-08 
but fell as a result of industrial action last summer and autumn. Despite the effects of industrial action, the large majority of mail was 
back to being delivered at above target levels by the year end.    

Key elements of the year were:  
• 

Landmark agreements with our people on pay, pensions and modernisation, enabling Royal Mail to launch the second phase of 
modernisation of the Letters operations - through automation - using the investment provided by the Shareholder in the form of 
commercial loans agreed in March 2007.  
Reform of the Pension Plan to help the Company continue meeting the huge cash cost – of over £800million in the year - of both 
ongoing and deficit contributions, while providing the best pension benefits Royal Mail can afford for its people.  
The launch of new products and services for customers including Tracked™ which allows the movement of parcels and packets 
through the Royal Mail network to be tracked, and Online Business Account, which enables business customers to handle their 
accounts electronically instead of by dockets. More new services are planned as the Company strengthens further its focus on 
customer service.  
The first steps in the roll-out of new technology and equipment in delivery offices and mail centres – making the job better for our 
people, improving the business’s efficiency and, above all, providing the foundation and capability for new products and services for 
customers.  
The launch of more new services and products by the Post Office to bring in new revenue and customers and help support the 
branch network.  
Strong revenue growth by Parcelforce Worldwide and GLS, the Group’s UK and European parcels businesses, both of which operate 
in highly competitive markets. GLS is now by far the biggest contributor to Group profit.  

• 

• 

• 

• 

• 

Financial Performance  
The biggest change in performance across the Group was the move from profitability to loss by the Royal Mail Letters business which 
made a £3million operating loss on its £6.8billion revenue - down on the previous year despite the annual price increase in April 2007. 
The fall in mail volumes, continued downtrading by Royal Mail customers to lower priced products, and the increasing impact of 
competition, resulted in Group operating profit falling by almost a third from £233million to £162million. If the impact of the Social 
Network Payment (which supports loss-making Post Office branches) is taken out of the picture, Group operating profit in 2007-08 was 
less than half the comparable figure in the previous year. The huge cost of servicing the Pension Plan continues to bear heavily on the 
Company and has again had a huge impact on the operating profit.  

Business unit performance 

Royal Mail  

General Logistics Systems 

Parcelforce Worldwide 

Post Office Limited 

Other businesses 

Group 

External revenue 

Operating profit/(loss)* 

2008 
£m 

6,830 

1,232 

379 

911 

36 

2007 
£m 

6,857 

1,082 

337 

868 

35 

9,388 

9,179 

2008 
£m 

(3) 

114 

8 

(34) 

77 

162 

2007 
£m 

136 

115 

7 

(108) 

83 

233 

* Operating profit/(loss) is before exceptional items. For 2006-07 the results by business unit have been restated for the impact of the 
new subsidiary Royal Mail Estates Limited - there is no impact at Group level. 

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chairman and Chief Executive’s Statement (continued) 

Royal Mail Holdings plc 

• 

• 

• 

• 

• 

• 

• 

Group revenue rose by just over £200million, largely driven by increased sales by GLS and Parcelforce Worldwide but also because 
the 2007-08 accounts include the full £150million Social Network Payment to support loss-making Post Office branches while in 
2006-07, only half of this payment, £75million, was included as revenue.   
Revenue in Royal Mail Letters fell by £27million. The overall mail market declined again and volumes handled by Royal Mail fell 3.2% 
- more than the 2.3% volume fall in the Letters business the previous year. The average daily mail bag now contains 80 million 
letters; it was 83 million in 2006-07 so Royal Mail is handling on average three million fewer letters a day.  
Royal Mail regulated prices rose in April 2007 by around 5% on average. However, there was continued downtrading in 2007-08 by 
customers, for example, from First Class to Second, or from premium business mail services to less expensive ones. This trend, 
together with volume falls, meant that overall revenue in the Letters business declined for the second year running.   
The Universal Service made an estimated loss - for the first time – of around £100million with the overall price controlled area of 
the business making an estimated loss of around £200million. 
Post Office Limited’s revenue increased but when the additional impact in 2007-08 of the Social Network Payment is removed, the 
underlying trend was downwards. There was less income overall from traditional business but this was partly offset by growth in 
sales of new products and services.  
GLS grew its revenues through higher parcel volumes, with particularly strong growth in Eastern Europe, as well as from the 
acquisition of ABX Belgium. There was also a beneficial impact in the accounts from the strengthening of the euro against Sterling. 
Profit fell by £1million, however, but this was again a strong performance by GLS as it operated in a difficult and highly competitive 
market and had to make significant network changes to deal with recently changed road speed laws in France.   
Parcelforce Worldwide grew its revenue in a market where competitive pressures got even tougher, and also increased its profit and 
maintained its operating margin. Quality of service improved further to 96.5% for the year - an impressive performance in a crowded 
marketplace.   

Pension Fund Reform  
A series of changes to the Pension Plan began to take effect on 1 April 2008 after intensive talks with the unions and other employee 
representatives that began a year earlier, and a formal consultation with every pension scheme member. The length of time taken over 
talks and consultation reflected the Company’s determination to listen carefully to the representations it received and as a result a 
number of significant amendments were made to the original proposals first tabled in the early summer of 2007. The changes to the 
fund were agreed by the Pension Trustee in March 2008. They encompass:  

• 
• 
• 
• 
• 

• 

• 

The Plan closed to new members from 31 March 2008. 
All pensions and benefits earned before 1 April 2008 are still linked to final salary at the time of retirement. 
From 1 April 2008, defined benefits building up for employee members of the Plan are earned on a Career Salary basis. 
A new defined contribution plan will be launched in April 2009. 
New recruits joining the Company from 31 March 2008 will be able to begin paying contributions to the new plan after they have 
worked for the Company for a year.  
Employees can continue to take their pension on reaching 60 but the normal retirement age will increase to 65 for benefits earned 
from 1 April 2010.    
From 1 April 2010 it will be possible to draw pension earned before the change to normal retirement age at 60, and continue 
working while still contributing into the Pension Plan until the maximum level of benefits has been reached. 

The action taken to reform the Pension Plan, together with the establishment of a £1billion escrow account for the sole benefit of the 
Plan, if needed, has enabled the Group to have an achievable funding programme based on the last actuarial valuation of the deficit of 
£3.4billion in March 2006. However our estimates indicate that the actuarial deficit has since increased significantly due to market 
changes, further underlining how pensions remain a significant and volatile risk to the Group. The continuing heavy cash calls on the 
Company - more than £800million in 2007-08 - to service the Plan and pay the deficit - demonstrates again how crucial it is for the 
Company to succeed in modernising the Letters business and provide a sustainable future for the Post Office network. The Pension Plan 
deficit fell in accounting terms from £5.0billion to £2.9billion.   

5 

  
 
  
   
Chairman and Chief Executive’s Statment (continued) 

Royal Mail Holdings plc 

Royal Mail – modernisation underway  
The landmark agreement on pay, pensions and modernisation reached with the CWU in the autumn of 2007 has opened the door for the 
roll-out of a far-reaching modernisation plan for Royal Mail on which its future hangs. The technology we are now deploying is tried and 
tested so we know it can be effective. The task facing everyone in the Letters business is to make it work for Royal Mail and, crucially, our 
customers.  

The work underway includes:  

• 

• 

The deployment of the first of a new range of sorting equipment to deal with “flats”, the A4 sized magazine, catalogues and 
brochures which make up around one in six items of the typical daily mail bag.   
Successful trials for hand-held keypads that allow postmen and women to record customers’ confirmation of the delivery of packets, 
and other mail such as Special Delivery – a huge improvement on the traditional paper-based method.  
Contracts have been placed for a wide array of sorting equipment, including upgrades for existing Integrated Mail Processors (IMPs), 
and replacements for existing automated mail sorters. By March 2008 the codemark printers that print machine-readable 
instructions on mail to speed its sortation had all been replaced. In addition, to date, 21 IMPs have been upgraded.  
•  We have ordered 400 walk-sequencing machines the first of which will be delivered to the network this summer under a 

• 

deployment programme that will last around two years. Trials have been successful, both operationally and from the perspective of 
delivery postmen and women who have been pleased at the machines’ capability in sorting mail down to the route they follow on a 
round, vastly reducing the need to sort the mail manually.  

The new technology will, we are confident, improve efficiency and cut costs. But we are very clear that one of the greatest benefits of 
modernisation is the foundation it provides from which to launch new products and services for customers, so meeting their needs and 
expectations, and improving Royal Mail’s competitive edge in a market where competition is rapidly increasing. We will be launching 
further new products and services this current year with the aim both of providing customers with innovative solutions while at the same 
time making it easier for them to do business with Royal Mail.   

Our strategy for the Letters business is to implement programmes that will provide a more efficient operation, improve Royal Mail’s ability 
to compete and, crucially, have products and services that both satisfy and excite customers large and small. We are aiming at delivering 
a hitherto unseen degree of flexibility and responsiveness by Royal Mail.   

Post Office Limited – creating a sustainable network   

Among the most difficult challenges of the year has been the implementation of the Government’s decision to close up to 2,500 Post 
Office branches. The closure of any branch is always difficult as every outlet is appreciated by its customers, and subpostmasters are 
rightly regarded as key members of the communities they serve.  

The Network Change programme, therefore, which is reducing the size of the branch network in line with the funding provided from the 
Shareholder, is a major challenge for the business. We are seeking to implement the programme as sensitively as possible, and create the 
most accessible network within the customer access criteria determined by the Government. There have been more than 75,000 
responses to the programme by the end of March 2008, around the halfway mark, and the high level of feedback from customers shows 
the attachment communities feel to their local branches, despite the fact that some four million fewer people have been visiting a Post 
Office branch each week compared to three years ago.   

That reduction has been spurred by a further decline in traditional products and services on offer in our branches or, in the case of the TV 
Licence, the ending of the service altogether. Card Account transactions went down in 2007-08 and more motorists renewed their car tax 
online rather than at a Post Office counter.  

However, declines in traditional revenue were partly offset by income from new services we have introduced with new products launched 
in 2007-08. We are now:  

• 
• 
• 
• 

Selling one in 50 of all car insurance policies in the UK; 
Issuing one in every 40 new credit cards in the UK; 
Insuring one in every 200 homes in the UK; and 
Handling savings from almost half a million savers.  

The business’s stretching goal remains – to create a network that has long-term sustainability. We are investing in our Crown office 
network to improve their attractiveness to customers, and have agreed a new remuneration package for subpostmasters, giving them 
greater rewards for achieving product sales; we are cutting our overheads and reducing back office costs for the computer system that 
links the network, and we will continue to develop new products and services.    

6 

 
 
 
 
  
 
 
 
 
 
  
Chairman and Chief Executive’s Statement (continued) 

Royal Mail Holdings plc 

Many achievements – but many challenges remain 
The Group began its journey of transformation in 2002 when change on the scale we have already achieved was regarded by many as 
unthinkable and unachievable. At that time, we were failing quality of service targets repeatedly, the Company was losing more than 
£1million a day and without change, our chances of succeeding in a changing and opening market were non-existent.  

We’ve demonstrated we can deliver consistent, target-beating quality of service; the Group is profitable and has the funding in place to 
modernise; strategies are underway to achieve a transformation of the Letters business and to create a sustainable Post Office network; 
and we have a determination to succeed, spurred on by the hurdles we have already overcome.   

Daunting challenges remain: 

• 

Our tender for the new contract for the Card Account handling benefit and pension payments for many of the most vulnerable 
people in society from April 2010 is currently being considered in competition with other bids and it is vital for the future health of 
the Post Office network that we succeed in winning the work.  

•  Modernising Royal Mail to make it much more efficient while providing flexible and responsive products and services to our 

customers is a challenge in its own right but to meet it in a market where mail volumes are now falling and with heavy cash calls on 
the business from its pension fund will be very stretching indeed. 
Online shopping has provided opportunities across our business but it has also created more competition at the delivery end, 
affecting not just the Royal Mail Letters business but Parcelforce Worldwide and GLS. 
The costs of funding the new technology that is now being rolled out to the Letters business will increasingly be felt, as the 
Shareholder’s financing package comprises loans at commercial rates that do, of course, have to be repaid from our earnings.     

• 

• 

We are contributing to the independent review of the impact to date of competition on the UK postal service. The key issue will be the 
preservation of the one-price-goes-anywhere Universal Service which, in 2007-08 is estimated to have lost around £100million – the 
first time there has been a loss in this vital bedrock of the postal service which is a powerful benefit to the UK economy and every user of 
the postal service. The question begging an answer is how to preserve and nurture the Universal Service when the only business with a 
commitment to delivering it – Royal Mail Letters – is now loss-making. The Letters business has traditionally relied on profit from business 
mail – the only part of the market to face competition from other operators – to underpin the Universal Service, which is used by social 
customers to send personal letters, birthday cards and Christmas greetings, by businesses, large and small, and Government, both local 
and central. We are very clear that the answer, in part at least, has got to involve regulation reduced to a minimum so that Royal Mail has 
the freedom to compete fully in both the postal and wider communications market – while having the right amount of protection for social 
customers and small and medium sized businesses (SMEs) who are finding that other mail carriers have no interest in competing for their 
letters and cards, when stamped mail loses on average 6p a letter.  

Our overall vision through this review is to achieve a high quality, efficient and profitable Universal Service with a Price Control focused on 
our social customers and SMEs and forming the backbone of an innovative fully competitive business mail market - provided by an 
efficient, transformed, integrated and lightly regulated Royal Mail competing with a variety of rivals, both wholesale and end-to-end. 
Central to achieving this vision is the need to continue to take and execute the often difficult decisions that will turn Royal Mail Group into 
a world class postal services company. 

Allan Leighton 

Chairman  

19 May 2008  

Adam Crozier 

Chief Executive 

19 May 2008 

All references to operating profit/(loss) are before exceptional items. 

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Annual Review 2007-08 

Royal Mail Holdings plc 

This has been a year of huge significance for the future of the Company. A groundbreaking deal was agreed on modernisation of the 
Letters business and reform of the Pension Plan. New products and services were launched and the Company continued working to 
reduce its environmental impact while investing in the health and wellbeing of its people. There were also remarkable achievements by 
individual employees who demonstrated again our people’s dedication and service to the communities in which they live and work. The 
difficult Network Change programme, crucial to creating a sustainable Post Office got underway as we began to implement the 
Government decision to reduce the size of the branch network in line with the available funding.    

Giving back to the community 
Simon Illingworth was named Royal Mail’s “Postman of the Year” at the business’ 2008 1st Class People Awards. Thousands of customers 
put forward their postman or woman for an “unsung hero” accolade. Simon had run more than 20 marathons to raise £7,000 for charity 
and awareness of testicular cancer, having been being diagnosed with the disease himself.   

More than 12,000 people across the Company took part in fundraising activities in 2007-08 while individuals themselves dipped into their 
own pockets to support charities with 50,000 of our people – more than one in every four - making payroll donations directly from their 
wages. It means our people contributed at the rate of almost £300 every hour of every day and the large number of payroll donors 
across the Group compares to just 4% of the overall working population who contribute to charities via payroll giving. The Company’s 
encouragement for payroll giving and its people’s generosity were recognised with prizes and accolades at the Institute of Fundraising’s 
National Payroll Giving Awards in October 2007.   

A three year partnership – the first of its kind for Royal Mail - between the Company and Help the Hospices raised £2 million for the 
charity – double the target of £1 million. More than 10,000 employees took part in fundraising activities - a tremendous level of support - 
and nearly 6,000 gave payroll donations.  

There were further improvements in attendance at Royal Mail last year with absence rates having fallen by more than 20% over the last 
five years. Initiatives in 2007-08 which had helped drive the improvement included campaigns focusing on health promotion such as 
advice on diet and nutrition. There were health fairs in a number of workplaces, a health bus toured many of our offices and centres, 
while an internet facility was set up to provide health and lifestyle advice online.  

Royal Mail also began a four year partnership with Access to Work and Jobcentre Plus, to encourage the employment of disabled people 
to build on our existing efforts to welcome applications from all sections of the community and nurture diversity in our workforce.   

Working towards a better environment 
The Company has set itself the goal of operating in a carbon neutral way by 2015. In 2007-08, the Letters business took delivery of 140 
double-deck trailers, each with the capacity to hold 50 per cent more mail than conventional trailers. We are seeking, through these 
trailers, to reduce carbon emissions by cutting road mileage annually by the equivalent of twice the circumference of the earth.   

The Company has also developed an online calculator so that any employee can easily calculate their environmental impact and make 
donations to the Woodland Trust to allow the charity to plant trees to offset carbon emissions. The online calculator has been gifted to the 
Woodland Trust, which has called on other companies to follow Royal Mail’s lead.  

A further initiative in the Letters business has involved the provision of telemetry technology in around 8,000 vehicles with training in its 
use for the drivers. The equipment tracks the vehicles’ movements, fuel consumption, speed and braking patterns so that the best routes 
can be chosen in tandem with the best way of driving the vehicle, to minimise its carbon output. Royal Mail is aiming to cut its fuel usage 
by 2.5 million litres of diesel a year through use of the technology as well as reducing the number of vehicles it has on the road.   

Technology leads new product development 
Despite the decline in overall mail volumes, Royal Mail saw further growth in its delivery of goods ordered online. Christmas 2007 saw 
Royal Mail deliver a record c.120 million items which had been ordered online. In July 2007, the business handled orders for 600,000 
copies of JK Rowling’s Harry Potter and the Deathly Hallows – a copy for one in every 43 homes in the UK.  

New technical developments also improved the service for online shoppers – Royal Mail’s TrackedTM service allows customers to track the 
progress of their order online while the Safeplace service was launched allowing shoppers to specify a safe place at their address – for 
example, a garden shed – where a package can be left safely if nobody is at home to take personal delivery.   

Royal Mail also launched a number of initiatives designed to strengthen the effectiveness of direct mail as a key advertising and marketing 
medium. “Sensational” mail allows companies to build on the visual impact of direct mail by incorporating other features that engage 
senses other than eyesight. For example, a mailshot can include a relevant aroma or taste about a product or service to heighten the 
impact when the mail is opened.  

A partnership with Sony DADC allows advertisers and marketers to include in their mailing a CD which is personalised for the recipient of 
the mail. The combination of traditional post with digital technology allows companies to communicate with a wide range of their 
customers but in a personal, tailored way for each of them.    

As part of its investment in data services, Royal Mail has also launched a new source of expert advice on direct mail aimed at improving 
the effectiveness of direct mail campaigns.   

8 

 
Annual Review 2007-08 (continued) 

Royal Mail Holdings plc 

Celebrations through stamps 
Royal Mail’s Special Stamps issues in 2007-08 covered a diverse range of subjects. The enthusiasm for Harry Potter was celebrated in a 
set of stamps which featured illustrations from the series of books which have captured the imagination of children and many adults for a 
decade.  

Another set of stamps with a literary theme paid tribute to Ian Fleming’s fictional secret agent, James Bond, showcasing book jackets from 
the novels including titles such as Dr No and Casino Royale.    

Arnold Machin’s iconic image of the Queen which has appeared on more than 175 billion stamps has been famously unchanged since its 
introduction in 1967. A miniature sheet was issued in June 2007 to celebrate this timeless, masterwork of modern art and it included a 
picture of Machin himself on one of the stamps.   

Ten rare British birds featured on the first of a series of stamps showing how endangered UK species are benefiting from conservation 
work. The set featured the corncrake, the white-tailed eagle and the avocet, the emblem of the Royal Society for the Preservation of 
Birds. The next issue available from May, will feature six of the best-loved Cathedrals in the UK. 

Building a new Post Office – “The People’s Post Office” 
Just over three years after launching its financial services partnership with the Bank of Ireland, the Post Office has served its one millionth 
customer – in May 2007 - and has continued to grow. During the year the number of customers increased further by over one third, 
making the Post Office one of the fastest growing financial service providers in the UK. The achievement means that the Post Office: 

• 

• 

• 

• 

sells one in 50 of all car insurance policies in the UK; 

issues one in every 40 credit cards in the UK; 

insures one in every 200 homes in the UK ; and  

has almost half a million savings customers.   

The portfolio of financial services grew further in 2007-08 with the launch of a Post Office mortgage, which quickly established a 
reputation as one of the best rates available in the housing market, while other new services launched in 2007-08 included life cover for 
the over 50s and PayOut, which enables payments to be made using barcoded letters or text messages, avoiding the need to issue 
cheques.  

The MoneyGram service, which customers can use to send cash swiftly and securely abroad, was extended to every branch in the 
network. Growing numbers of people took out a Post Office insurance policy to cover their car, van or home with the number of active 
policies exceeding 600,000.  

The Post Office’s commitment to providing free access to cash was underlined by the installation in December 2007 of the business’ one 
thousandth fee-free ATM. More cash machines are being added every week to the network of branches with the aim of making the Post 
Office, with its banking partner, the Bank of Ireland, one of the biggest providers of cash machines nationwide.   

A television advertising campaign featuring a number of celebrities including Joan Collins and the boy band, Westlife, helped raise 
awareness of the wide range of services available in “The People’s Post Office.” These have included the launch of the broadband service, 
designed to appeal to a wide range of customers including older people who may not have been online before but are seeking the re-
assurance of the trusted Post Office brand, as well as those customers who want to pay for the service in cash at a Post Office branch 
rather than set up a standing order.   

The Post Office’s Christmas Savings Club was launched in January 2008 to provide savers with a simple and safe way to save for the 
festive season. From February 2008, the Post Office offered a pet insurance scheme to its customers.  

Parcelforce Worldwide 
Parcelforce Worldwide's impressive underlying growth in revenue and volume of over 10% outpaced the UK express parcels market in 
2007-08, with a key driver behind the increase coming from high quality of service which improved on the previous year's performance. 
Quality over the Christmas period was excellent when processed volumes hit an all time record of 325,000 on 18 December 2007.  

The business also helped reduce its environmental impact with a carbon offsetting scheme allowing customers despatching goods online 
to make a donation via the Woodland Trust. With around 25% of online retail users using the scheme, it demonstrates both the business's 
commitment to reducing its carbon footprint as well as the appetite among customers to support effective environmental programmes.  

A comprehensive review of service was conducted during 2007-08, resulting in plans for additional service developments. The business is 
aiming to announce in the summer of 2008 the first two of a number of initiatives to drive further growth.   

9 

Annual Review 2007-08 (continued) 

Royal Mail Holdings plc 

General Logistics Systems 
Royal Mail’s European operation, General Logistics Systems (GLS), continued to grow and develop its operations as the “Quality leader in 
European parcels logistics”. GLS provides reliable, high quality parcel services, logistics and express services throughout Europe.  

Through its own start-up companies, acquisitions and its network partners, GLS has created a strong European network providing 
customers with services in 36 European states. In August 2007, GLS Romania was established and a new franchise area was acquired in 
Milan in October 2007 - increasing the number of GLS managed depots in Italy to 26. In March 2008, new global partnership 
agreements were signed with MNG Cargo in Turkey, and GATI in India. 

In addition to the investments in the physical network, the continuing development of information technology remains an area of specific 
focus. GLS's European parcel shops, where private or commercial customers can take parcels for delivery, increased by more than 1,000 
to 6,362 outlets. 

GLS's network now comprises 32 central transhipment points and 655 depots, providing services through wholly owned and partner 
companies in 36 European states. A workforce of over 13,000 people and nearly 18,000 vehicles deliver 335 million parcels annually for 
220,000 customers throughout Europe, generating £1,232m of revenue in the last year. 

10 

Operating and Financial Review 

Royal Mail Holdings plc 

Introduction  
Royal Mail Holdings plc (the Company) is a public limited company wholly owned by the UK Government. It became a plc on 26 March 
2001. The framework for change was the Postal Services Act 2000 that created a commercially focused company with a more strategic 
relationship with the Government. The Postal Services Act also established a new regulatory regime with an independent Regulator, 
Postcomm, and a reformed consumer body, Postwatch. Royal Mail Holdings plc together with its subsidiaries, associates and joint ventures 
comprise ‘the Group’. 

The Group has over 370 years experience of providing the public with postal services - through our trusted brands we reach everyone 
every working day in mail, parcels and express services and through our Post Office branches:   

Our market place continues to change rapidly as a result of declining volumes and strengthening competition in the UK mails market since 
its full liberalisation in January 2006. We are engaging with the Government review of the UK postal services market and progressing 
transformation plans throughout the business. Our vision for the future of the postal services market provides significant benefits for all 
types of customers and competitors. We continue to provide services to meet our challenges – from a range of Post Office financial services 
including savings and insurance products, to broadband, electronic ‘stamps’, online shopping fulfilment and mail-related data tools such as 
online electronic pricing news and product information to help companies improve their marketing performance.  

Our continued aim is to put the customer at the heart of everything we do by: 

being the UK’s lowest cost operator delivering market leading quality of service;  
be the most trusted provider of essential services to every person in the land; 
our unique reach to every address in the UK;  
enhancing our trusted brands; 
becoming easier to do business with; and 

• 
• 
• 
• 
• 
•  maximising profitable revenue and volume by meeting customer needs through innovation and efficiency. 

Performance Highlights 
In the following analysis, all references to operating profit are before exceptional items. 

Financial Highlights 

Summary of Results  
£m unless stated otherwise 

External Revenue 

Operating Profit 

Return on Sales* (%) 

ColleagueShare costs 

Other exceptional items 

Net exceptional items  
(Loss)/profit before 
financing and taxation 

Net finance income 

Net pensions interest 

(Loss)/profit before taxation 

Taxation credit/(charge) 

Profit after taxation 
*before exceptional items  

2008 

9,388 

162 

1.7% 

(277) 

(106) 

(383) 

(221) 

13 

131 

(77) 

212 

135 

2007 

9,179 

233 

2.5% 

- 

(125) 

(125) 

108 

6 

199 

313 

(27) 

286 

Key Non-Financial Highlights 

Area 

Customer 
Service 

Key Performance 
Indicators (KPIs) 

1st Class Stamp & Meter 
Quality of Service 

2008 

2007 

85.2% 

94.0% 

No. of Complaints (millions) 

1.44 

1.41 

Post Office Limited 
Customer Satisfaction Index  

99.8% 

95.1% 

Engagement Index ^ 

54% 

- 

Employee Survey ^ (“Great 
Place to Work”) 

- 

66% 

RIDDOR Accidents/1000 
staff 

26.9 

26.1 

Sick Absence  

4.9% 

4.8% 

CO2 Emissions/1000 items# 

18.0 

18.7 

Great Place 
to Work 

Good 
Corporate 
Citizen 

Charitable Donations (£m) 

1.8 

1.2 

^ In April 2007 the Engagement Index based on the ‘Have Your Say’ Employee 
Survey replaced the ‘Great Place to Work’ Employee Survey as a key non-financial 
KPI. 

 #represents preceding year

11 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Operating and Financial Review (continued) 

Royal Mail Holdings plc 

Governance  
The EU Accounts Modernisation Directive (AMD) applies for all medium and large EU companies including listed companies and requires a 
mandatory inclusion to the existing Directors’ Report to provide an enhanced review of a company’s business.  

The Directive states that the review should provide a balanced and comprehensive analysis of the development, performance and position 
of the company’s business, including the principal risks and uncertainties facing the organisation. The analysis should include both financial 
and, where appropriate, non-financial KPIs relevant to the particular business including information relating to environmental and 
employee matters. It is recognised that to the extent that this information appears in the Operating and Financial Review (OFR), it is 
incorporated by reference into the Directors’ Report. 

Legal Structure  
Royal Mail Holdings plc is directly owned by HM Government and is the ultimate parent company of the Group. The Group primarily 
operates within the United Kingdom, having a number of subsidiaries, joint ventures, and associates, but also has presence in most 
European countries, mainly through General Logistics Systems B.V. Its basic legal structure is as follows:  

Royal Mail Holdings  plc   

Royal Mail Group Ltd (1)     

Pension Schemes 

Post Office    
Limited   

Royal Mail  Investments    
Limited    

Royal Mail 
Estates Limited 

  (2) 

General Logistics    
Systems B.V.   

(1) The Royal Mail and Parcelforce Worldwide business units included in Royal Mail Group Ltd are not separate legal entities 

Further details on the principal subsidiaries are provided in note 29 to the accounts. 

Our Operating Units 

The Group is organised into four principal operating units: 

Royal Mail  
Royal Mail processes and delivers over 80 million letters and packages to 28 million addresses every working day, in line with its unique 
Universal Service Obligation (USO). It is also responsible for designing and producing the UK’s stamps and philatelic products. 

General Logistics Systems B.V. (GLS) 
GLS is a pan-European company providing reliable, high quality parcel services, logistics and express services throughout Europe. 

Parcelforce Worldwide  
Parcelforce Worldwide is a leading provider of collection and delivery services for urgent packages and parcels within the UK and 
throughout the world, providing both business and private addresses with a range of timed delivery options. 

Post Office Limited  
The Post Office’s national network of branches is at the heart of communities across the country. They provide a trusted access point for 
everyday products, services and information in postal services, financial services, travel, banking, telephony, bill payments, Government 
information, retail and the secure transportation of cash. Post Office Limited owns the Group’s investments in Midasgrange Limited (50% 
associate, financial services) and First Rate Exchange Services Holdings Limited (50% joint venture, Bureau de Change services).   

Other 
Further details are provided under the operating unit facts and figures section. 

Our Pension Schemes  
Royal Mail Group Ltd is the sponsoring employer for the Royal Mail Pension Plan and Royal Mail Senior Executives Pension Plan (both 
defined benefit schemes), and for the Royal Mail Retirement Savings Plan (a defined contribution scheme). Based on assets, the Royal 
Mail Pension Plan is the fourth largest pension scheme in the UK. 

The assets and liabilities of the defined benefit schemes, as measured under accounting standards, are reported as a net pension deficit in 
the Group balance sheet. The gross assets and liabilities and the net deficit are significantly larger than any of the Group’s other assets 
and liabilities. This results in the Group being one of the most exposed UK corporates to pension scheme volatility, particularly with 
respect to movements in equity values and bond rates. 

12 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
  
Operating and Financial Review (continued) 

Royal Mail Holdings plc 

Operating Unit Facts and Figures  

Unit and % of 
Group External 
Revenue 

No. of 
Employees 

Region 

164,995 

UK 

Revenue* 
(£m) 
Profit/(loss)* 
(£m) 
Margin (%) 
Revenue 
£6,830m 

Loss 
(£3m) 

Margin 
(0.04%) 

Facts and Figures 

Vision 

…to be ‘demonstrably 
the best and most 
trusted postal services 
company in the world’. 

•  115,400 pillar boxes; 
•  69 mail centres; 
•  1,400 delivery offices; 
•  30,800 vehicles; 
•  29,900 bicycles; 
•  Over 80 million items handled every 

working day; 

•  Deliver to 28 million addresses a day; 
•  1st Class Retail Quality of Service – 

85.2%; and 

•  2nd Class Retail Quality of Service – 

95.7%. 

13,135 

Europe 

Revenue 
£1,232m 

Profit 
£114m 

•  32 hubs; 
•  655 depots; 
•  17,800 vehicles; 
•  220,000 customers; 
•  Over 1 million parcels handled every 

…to be ‘the best 
European B2B parcel 
logistics & express 
system with global 
reach’. 

working day; 

Margin 
9.3% 

•  21 Subsidiaries; and 
•  Covers 36 states in Europe. 

4,464 

UK 

9,163 

UK 

Revenue 
£379m 

Profit 
£8m 

Margin 
2.1% 

Revenue 
£911m 

Loss 
(£34m) 

Margin 
(3.7%) 

…to ‘be the UK’s most 
reliable high value 
express carrier’. 

…‘be at the heart of 
customers’ thinking by 
becoming the most 
trusted provider of 
essential services to 
every person in the land’ 
and focusing on ‘a 
successful commercial 
business with a social 
purpose – one that is 
actively on the side of 
customers’. 

•  2 hubs (1 national, 1 international); 
•  47 depots; 
•  1,800 vehicles; 
•  207,000 parcels delivered every day, 
289,000 every day in December; and 

•  Parcelforce 24 Quality of Service – 
96.5%, delivered on time and with 
electronic proof of delivery. 

•  Equivalent 15p in every £1 transacted 
in the UK is handled through the Post 
Office network; 

•  13,852 branches, including 393 Crown 

Offices; 

•  Over 30,000 customer facing positions 
- including those employed by Post 
Office Limited, by subpostmasters 
and/or by franchisees; 

•  Over 24 million customers, making 

over 37 million visits a week, 
conducting almost 63 million 
transactions;  

•  UK’s leading supplier of foreign 

currency; and 

•  99.8% of customers satisfied with their 

branch. 

72.8% of Group 
External 
Revenue 

13.1% of Group 
External 
Revenue 

4.0% of Group 
External 
Revenue 

9.7% of Group 
External 
Revenue 

* Revenue is for subsidiaries only, profit/(loss) is before exceptional items 

13 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Operating and Financial Review (continued)  

Royal Mail Holdings plc 

Unit and % 
of Group 
External 
Revenue 

Other 

0.4% of 
Group 
External 
Revenue 

No. of 
Employees 

Region 

Revenue* 
(£m) 

Facts and Figures 

2,654 
in wholly 
owned 
subsidiaries 

4,313 
in part 
owned 
subsidiaries 

Profit/(loss)* 
(£m) 
Margin (%) 
Revenue 
£36m 

UK 

Including: 
•  Our Group Property unit - including Royal Mail Estates Limited 

(100% subsidiary); 

Profit 
£77m 

•  PostCap Guernsey Limited - captive insurers (100% subsidiary); 
•  iRed Redefining Document Management Ltd – end to end 

document management operation (100% subsidiary) 
•  Romec Limited - facilities management operation (51% 

subsidiary); 

•  NDC 2000 Limited - building engineering services operation (51% 

subsidiary);  

•  Quadrant Catering Limited - catering services (51% associate);  
•  Camelot Group plc - UK National Lottery operator (20% 

associate); and 

•  Central shared services for the UK and corporate centre – not 

a revenue or profit centre. 

*Revenue is for subsidiaries only, profit/(loss) is before exceptional items  

Funding  

Royal Mail Group Ltd 
Royal Mail Group Ltd made a loss in 2007-08, after bearing losses relating to stamped mail and carrying out its Universal Service 
Obligation. In addition it has been facing considerable cash requirements with respect to its proposed investment in plant and equipment 
and funding its pension deficit at a time when the market has been opened up to full competition. On 23 March 2007 a funding package 
totalling £1.2bn up until 2016 was completed with Government. 

The European Commission is continuing its investigation under the EC Treaty’s rules on State Aid into a series of funding measures taken 
by the United Kingdom Government in its capacity as Shareholder in favour of Royal Mail between 2001 and 2007, including the funding 
agreement completed on 23 March 2007. In its response to the EC in relation to this investigation the United Kingdom Government has 
stated that it believes that the measures being investigated by the EC were concluded on commercial terms. 

Post Office Limited  
Following a consultation process, on 17 May 2007 the Secretary of State for Trade and Industry (now Secretary of State for Business 
Enterprise and Regulatory Reform) announced (i) a funding package for Post Office Limited up to March 2011, (ii) a closure programme 
involving the compulsory compensated closure of up to 2,500 Post Office branches and (iii) the imposition of certain access criteria 
designed to ensure the continued maintenance of a national network of Post Office branches. As part of the funding package, the Group 
received £313m during the year under the Industrial Development Act 1982, to compensate Post Office Limited for the other net costs of 
providing certain specified “services of general economic interest”. An additional £150m (2007 £75m) was paid to Post Office Limited 
during the year to fund the maintenance of a rural network of post offices, which was recorded within revenue as a Social Network 
Payment - in the prior year an additional £75m of such costs were borne by the Group from reserves.   

Both of the above payments made during 2007-08 were in accordance with approval received from the European Commission under 
relevant State Aid rules. 

14 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Operating and Financial Review (continued) 

Group Financial Analysis 

In the following analysis, all references to operating profit are before exceptional items. The 2006-07 operating profit has been restated 
for each UK operating business unit due to the impact of the new subsidiary Royal Mail Estates Limited, as explained in note 3. There is 
no impact on the Group operating profit. As 2007-08 is a 53 week period and 2006-07 was a 52 week period, where relevant, revenue 
and costs have been restated to make them more comparable. 

This year we report an operating profit of £162m compared to £233m for 2006-07, a fall of £71m (30.4%), driven by the worsening 
performance of Royal Mail. Although Post Office Limited’s position has improved, this is wholly attributable to the additional £75m from 
Government for the Social Network Payment (SNP) compared to last year. 

Operating profit/(loss) by business unit - £m 

Operating profit/(loss) growth/(decline) by business unit - £m 

114   

8   

162 

233

77  

(3)   
Royal Mail   

Parcelforce 
Worldwide 

(34)   
Post Office   
Limited   

General   
Logistics   
Systems   

Other 

Group 

74 

(6) 

162

1 

(139)

(1)

2007

Royal Mail

General
Logistics
Systems

Parcelforce 

 Worldwide Post Office 
Limited 

Other 

2008

External Revenue 
Group external revenue increased by £209m (2.3%), from £9,179m to £9,388m driven by increases in GLS, Post Office Limited, 
Parcelforce Worldwide and Other businesses, offset by a decline in Royal Mail despite the impact of the additional week. The 53rd week 
this year has increased Group revenue by £113m; therefore underlying revenue growth is 1.0%. 

Royal Mail revenue declined by £27m (0.4%) even with an average price increase on regulated products in April 2007 of around 5%. 
Declining market volumes, increased losses to competition and customers continuing to downtrade to cheaper products have led to this 
decline, with the only growth area for revenue being Downstream Access, i.e. increasing competition.  

General Logistics Systems increased its revenue by £150m (13.9%) from £1,082m to £1,232m, driven by volume growth in domestic and 
export parcels – this includes the impact of acquisitions - and the strengthening of the euro. Parcelforce Worldwide increased its revenue 
by £42m (12.5%) from £337m to £379m, through higher volumes particularly in regional and international sales. Post Office Limited 
showed a revenue increase of £43m (5.0%) from £868m to £911m, although without the £150m (2007 £75m) SNP received from 
Government, there was an underlying decline in revenue of £32m to £761m. This reduction is due to the revenue decline in Government 
and financial services exceeding the growth in revenue from the telephony products stream. 

Costs (excluding exceptional items)  
Total costs of £9,273m have increased from £8,985m by £288m (3.2%). The additional week this year has increased Group costs by 
£112m; therefore the underlying increase is 2.0%. 

Cost by type - % 

Cost growth by type - £m 

Other 
Operating 
C o sts
19%

D istributio n & 
C o nveyance 
C o sts
14%

P eo ple C o sts
67%

120

9,273

104

8,985

64

2 0 0 7

Peo p le

D ist rib ut io n &
C o nveyance
C o st s

Ot her Op erat ing
C o st s

2 0 0 8

People costs of £6,209m represent 67% of the Group’s cost base, and have increased year on year by £64m (1.0%) – this includes the 
impact of the 53rd week. The majority of front line staff received an increase of 5.4% on basic pay and weekday overtime from 1 October 
2007. After adjusting for the impact of the additional week, people costs actually reduced year on year, reflecting efficiencies delivered to 
absorb the impact of the pay award.  

Distribution and conveyance costs of £1,341m, representing 14% of the Group’s cost base, have increased by £104m (8.4%). This is driven 
mainly by GLS (including acquisitions) and Parcelforce Worldwide, and their associated costs of volume growth. 

Other operating costs of £1,723m, representing 19% of the Group’s cost base, have increased by £120m (7.5%). This includes increases in 
depreciation and IT costs, linked to the phased roll-out of our major capital investment programme as part of our transformation plans, 
primarily within Royal Mail.  

15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
Royal Mail Holdings plc 

Operating and Financial Review (continued) 

Pensions  

Pension charges within operating profit  
Within operating profit before 
exceptionals 
Within exceptionals (relating to 
redundancy) 

Within operating profit 

2008 
£m 

2007 
£m 

701 

722 

42 

743 

51 

773 

Pension costs (pre-exceptionals) have reduced by 2.9% from £722m 
to £701m. The £21m reduction principally relates to past service 
costs of £16m included in 2007.  

The balance sheet pension deficit has decreased from £4,985m in 
March 2007 to £2,923m. The decrease in the deficit of £2,062m 
principally relates to an actuarial gain of £1,798m and net pensions 
interest of £131m. 

The actuarial gain arose due to changes in market conditions giving rise to an increase in the assumed real discount rate, although this 
has been partly offset by a lower than expected return on the assets in line with general market returns. This gain is recorded in the 
statement of recognised income and expense. 

The net pensions interest reflects the long-term expected rate of return on the schemes’ assets, less the unwinding of the discount on the 
schemes’ liabilities. Although liabilities are higher than assets, the expected rate of return on these assets (biased toward equities) was 
substantially higher than the discount rate for liabilities (high quality corporate bond rate) resulting in a net interest credit. This interest is 
recorded in the income statement after (loss)/profit before financing and taxation. 

As part of the recent funding package, the Group established £1bn of investments in escrow shortly before the 2007 year end as security 
for the Royal Mail Pension Plan, in support of the 17 year deficit recovery period from 31 March 2006. 

Pension cash funding: Group  
contributions 

2008 
£m 

2007 
£m 

Regular pension contributions 

Funding of pension deficit 

Payments relating to redundancy 
Prepayment of 2008-09 regular pension 
contributions 

550 

284 

36 

50 

543 

243 

74 

- 

Net cash payments 

920 

860 

Regular pension contributions increased by 1.3% from £543m to 
£550m. The regular rate of employer contributions for the Royal 
Mail Pension Plan has remained at 20.0% of pensionable pay, 
effective from the beginning of the previous year. The regular rate 
of employee contributions for the Royal Mail Pension Plan remains 
unchanged at 6.0%.  

Deficit recovery payments by the Group increased by £41m (16.9%) 
principally arising as a result of the latest full actuarial valuation of 
the Royal Mail Pension Plan. The Group had been contributing an 
average of some £140m per year to fund the deficit in the Royal 
Mail Pension Plan. This increased significantly last year, and further 

again this year, to over £260m per annum for the remaining 16 years from the beginning of 2007-08. There have been no employee 
deficit contributions.  

Share of Profits in Joint Ventures and Associates  
The Group’s share of profits in joint ventures and associates of £47m (2007 £39m) comprises profits from Post Office Limited’s Bureau 
de Change joint venture (First Rate Exchange Services Holdings Limited), Camelot Group plc associate - UK National Lottery operator, 
Quadrant Catering Limited our catering associate, Post Office Limited’s financial services associate (Midasgrange Limited) and G3 
Worldwide (Spring) N.V. our international mail distribution associate. 

Net Exceptional Items  
Net exceptional items of £383m (2007 £125m) comprise operating exceptionals of £441m (2007 £243m) offset in part by profits from 
property disposals of £58m (2007 £118m with £74m arising from the disposal of a property group). Operating exceptional costs include 
£277m for ColleagueShare costs (2007 £nil), £165m for redundancy (2007 £180m), a £141m exceptional charge for subpostmasters’ 
compensation (2007 £nil), £97m for impairments (2007 £64m), £43m for Agency Network Change programme and WH Smith project 
costs (2007 £nil), £10m exceptional property charges (2007 £1m credit) with other Group restructuring costs amounting to £21m (2007 
£nil). This was offset in part by Government grant income of £313m (2007 £nil) received to compensate Post Office Limited for providing 
certain specified “services of general economic interest”.  

ColleagueShare Scheme  
On 17 May 2007 the Group introduced a phantom share scheme, ColleagueShares; all associated costs for the year have been treated as 
an operating exceptional item. The value of ColleagueShares is based on a Group share plan valuation model which is updated regularly.  
This has generated a discounted charge to the income statement of £116m for 2007-08. Fully eligible employees have been allocated 
408 notional shares in the Company with part time staff holding a proportion of this amount. Further allocations will be made over the 
next two years. ColleagueShares will be sold back to the Company by 2012 and each fully eligible employee has the opportunity to receive 
up to £3,700 from the sale of the phantom shares. A related stakeholder dividend for the year totalling £161m represents a payment of 
up to £800 to each eligible employee in recognition of meeting certain Group and business unit targets. This is payable in 2008-09. 

Net Finance Income  
Net finance income of £13m (2007 £6m) comprises finance income of £84m (2007 £62m), offset by finance costs of £71m (2007 
£56m). The increase in finance income of £22m is mainly due to higher average investment volumes and higher average investment 
rates. The increase in finance costs of £15m is mainly due to higher commitment, arrangement and advisor fees on the Royal Mail Group 
Ltd loan facilities from Government and higher average borrowing rates, partially offset by lower average borrowing volumes. 

16 

 
 
 
Operating and Financial Review (continued) 

Royal Mail Holdings plc 

Net pensions interest  
Net pensions interest of £131m (2007 £199m), a non-cash item for the Group, has decreased by £68m as a result of expected returns 
on Plan assets increasing by less than the interest on Plan liabilities as a result of the increase in the discount rate. 

Taxation  
The taxation credit in the income statement of £212m comprises £25m current tax receivable with respect to UK operations, a £29m 
current tax charge on overseas profits, a UK deferred tax credit of £226m and an overseas deferred tax charge of £10m.  A tax charge of 
£18m was taken directly to equity. Last year a taxation charge of £27m was recorded comprising £45m current tax charge with respect 
to UK operations, a £31m current tax charge on overseas profits, a £59m UK deferred tax credit and a £10m overseas deferred tax 
charge, with a credit of £27m being taken directly to equity. The tax credit reported in relation to the pre-tax loss is mainly due to the 
increased amount of deferred tax asset recognised. 

Cash Flow  
The following table is a summary of the Group cash flow statement. 

Summary of cash flows  

2008 
£m 

2007 
£m 

Cash inflow from operations is £483m (2007 £117m), which 
comprises: 

Cash inflow from operations 

483 

117 

Dividends from joint ventures and 
associates 

Property, plant & equipment, 
intangibles purchases and disposal 
proceeds 

36 

39 

(259) 

(173) 

Acquisition and sale of financial assets 

(61) 

(318) 

Proceeds from issue of ordinary shares 

- 

430 

Net drawdown/(repayment) of 
borrowings and financing 

Tax, interest and other 

Net cash inflow  

33 

(23) 

209 

(64) 

4 

35 

•  Earnings Before Interest, Tax, Depreciation and Amortisation 

(EBITDA) inflows of £351m (2007 £392m); 

•  Government grant income of £313m (2007 £nil) to compensate 
Post Office Limited for providing certain specified “services of 
general economic interest”; 

•  Payments relating to exceptional items of £188m (2007 £192m), 
comprising restructuring costs of £152m (2007 £118m) and 
pension top ups of £36m (2007 £74m); 

•  Share in Success payments of £nil (2007 £90m); and 

•  Working capital inflows of £7m (2007 £7m). 

Dividends received from joint ventures and associates of £36m (2007 
£39m) are from First Rate Exchange Services Holdings Limited, £24m 
(2007 £23m), Quadrant Catering Limited, £5m (2007 £10m) and 
Camelot Group plc, £7m (2007 £6m). 

Property, plant & equipment, intangibles purchases and disposal proceeds of £259m outflow (2007 £173m) comprises £330m (2007 
£309m) of expenditure, including motor vehicles of £67m (2007 £75m), plant and equipment £108m (2007 £84m), £88m (2007 £85m) 
for property improvements and the remaining £67m (2007 £65m) on software. This analysis includes £36m (2007 £52m) in respect of 
GLS projects. The expenditure was offset by inflows of £71m (2007 £65m) mainly from surplus property disposals and £nil (2007 £71m) 
relating to the sale of a property group.  

Acquisition and sale of financial assets of £61m outflow (2007 £318m) represents the net purchase of investments made by the Group 
from cash and cash equivalent resources. It principally relates to interest of £57m on the investments in escrow, provided as security for 
the Royal Mail Pension Plan. The comparative figure for 2007 represents the investment of £1bn in escrow partially funded by the 
realisation of other investments. 

During the prior year, five ordinary shares in the Company were issued to the Secretary of State for Trade and Industry under section 
63(1) of the Postal Services Act 2000. The consideration of £430m was used to fund ongoing cash and funding requirements for Post 
Office Limited, including repayment of advances from Royal Mail Group Ltd. 

Net drawdown/(repayment) of borrowings and financing of £33m inflow (2007 £64m outflow) largely comprises £55m cash received 
(2007 £nil) on sale and leasebacks offset by £20m (2007 £60m) net repayment of the Department of Business Enterprise and 
Regulatory Reform (BERR) loans to Post Office Limited. 

Provisions  
Provisions at the end of March 2008 were £411m (2007 £111m). The £300m net increase comprises new provisions relating to 
ColleagueShares, restructuring and onerous property contracts of £478m offset by cash spend of £149m and transfers to short-term 
pension creditors of £29m. 

17 

 
 
 
 
 
 
Royal Mail Holdings plc 

Operating and Financial Review (continued) 

Group Strategy and Key Performance Indicators (KPIs)       
Our success is measured by the four areas central to our operating units’ objectives. These key strategies and objectives are 
communicated widely across the Group, embedded into its day-to-day activities and measured on a timely basis by appropriate KPIs and 
monitored by the Royal Mail Holdings plc Board and its sub Committees, as highlighted below:   

Customer  
Service 

Great Place  
to Work 

Profitability and    
Cash Flow  

Good Corporate  
Citizen 

This initiative established 
in 2003, works on the 
basis that we can only 
move forward and 
succeed as a business if 
we involve our people in 
making change happen. 

The initiative has 
undergone a refresh to 
keep aligned to our long 
term strategy and 
ensure maximum 
benefit to our people. 

Our customers are at the 
heart of everything we 
do. The key to winning 
and keeping customers is 
to provide a consistently 
high quality of service.  
This has been the top 
priority of everyone in the 
business and is at the 
heart of our strategy 
moving forward. That 
means:  

•  delivering a high 

quality of service and 
mails integrity; 

•  developing products 

that match the needs 
of our customers; and 

•  becoming easier to do 

business with. 

Corporate Social 
Responsibility (CSR) is 
doing the right thing 
for our people, our 
business and the 
communities we 
operate in, as our: 

•  customers want to 

buy from companies 
that share their 
values; 

•  colleagues want to 
work for companies 
that provide a 
healthy and safe 
environment and 
whose values align 
to theirs; and 

•  communities want 
companies that 
create the incomes, 
the jobs and 
contribute to the 
cohesion that builds 
the neighbourhoods 
where people want 
to live and work. 

Funding from 
Government on 
commercial terms has 
been secured enabling 
the Group (excluding 
Post Office Limited) to 
support the capital 
investment 
programme which 
addresses the historic 
underinvestment in 
the Letters business. 

Post Office Limited 
and Government have 
agreed a long-term 
funding package which 
will maintain a 
national network and 
put Post Office Limited 
on a sustainable 
footing. 

Continuing to develop 
more efficient ways of 
working will empower 
us to succeed in a 
competitive 
marketplace, allowing 
us to maintain 
sustainable 
profitability and cash 
flow to eventually 
generate a return for 
our stakeholders. 

Customer 

People 

Financial 

Environmental 

Quality of Service targets 

Employee Survey 

Turnover 

CO2 Emissions/1000 
items 

Number of Complaints 

Health & Safety 

Operating profit* 

Social & Community 

Customer Satisfaction 
Index 

RIDDORs (reportable 
accidents)/1000 staff 

Return on sales* 

Return On Total 
operating Assets# 

Sick Absence 

Operating cash flow 

Charitable Donations 

*before exceptional items 
#as defined in the Directors’ Remuneration Report 

With the exception of the Employee Survey, no change has been made to the sources of data or calculation methods used for the KPIs 
above.  

18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Operating and Financial Review (continued) 

Treasury Management  

The Group operates a central Treasury function that manages £1.1bn of financial asset investments (substantially all of which are now 
held in escrow in favour of the pension fund trustees) and £1.4bn of cash and cash equivalent investments (including £933m cash in the 
Post Office network funded mainly by a Government loan facility), in accordance with investment restrictions set by the Government. It 
also manages £847m of financial liabilities and acts as internal banker for the Group’s business units. The Group finances its operations 
largely through cash generated from its operations, borrowings and grants. 

Group Treasury derives its authority from the Royal Mail Holdings plc Board, and provides quarterly monitoring reports for their review. It 
only has the authority to undertake financial transactions relating to the management of the underlying business risks; it does not engage 
in speculative transactions and does not operate as a profit centre. All strategies are risk averse, and the treasury policy has remained 
substantially unchanged during the year. The principal financial instruments are Treasury bills, Government gilt edged securities, deposits 
and long and short term borrowings. 

At the balance sheet date the Group is financed from the following facilities provided by BERR: 

Purpose 

Borrower 
Royal Mail Group Ltd  Acquisition funding 
Royal Mail Group Ltd  Capital Expenditure and Restructuring 
Royal Mail Group Ltd  General Purpose / Working Capital 
Royal Mail Group Ltd  General Purpose / Working Capital 
Post Office Limited 

Network cash repayable on demand 

Facility 
 end date 
2021-2025 
2014 
2014 
* 
2010^ 

Facility 
£m 
500 
600 
300 
300 
      1,150 

Utilised 
£m 
500 
Nil 
Nil 
Nil 
280 

Average 
 loan 
maturity 
 date 
2023 
- 
- 
- 
2008 

*Expires on the later of 2016 and the release of the pension escrow investments. This Royal Mail Group Ltd facility is subordinate to all 
other creditors. 

^On 18 April 2008, the facility was extended until March 2011. 

The terms of the Government borrowing facility and the associated Framework Agreement impose strict constraints on the separation of 
cash funds within the Group and the purposes for which they can be used.  

The principal treasury risks arising from the Group’s activities are currency, counterparty, commodity (fuel) and liquidity risk. These are 
managed as follows: 

• 

• 

• 

• 

• 

• 

• 

• 

the Group is exposed to foreign currency risk due to trading with overseas postal operators for carrying UK mail abroad and 
delivering foreign origin mail in the UK, revaluation of the currency balances held to operate the Bureau de Change services within 
Post Office Limited and various sales and purchase contracts denominated in foreign currency. Hedging programmes managed by 
Group Treasury mitigate these risks. Where possible, exposures are netted internally and any remaining exposure is hedged using a 
combination of external spot and forward contracts;  

the Group’s obligation to pay overseas postal operators is denominated in Special Drawing Rights (SDRs) – a basket currency 
comprising of US Dollar (US$), Japanese Yen, Sterling and euro. The Group has a policy of matching receipts and payments for 
individual currencies where possible and then hedging any material net exposure. The policy is that up to 80% of the forecast net 
exposure is hedged with agreement of the internal business unit. Group Treasury operates a rolling 18-month programme, which is 
subsequently reviewed on a quarterly basis. There has been no external hedge in place throughout the financial year 2007-08 due 
to there being no material net exposure; 

Bureau de Change balances are grouped into baskets of closely correlated currencies. Each currency basket (e.g. US$ or euro) is 
then sold forward, up to 100% of the exposure, creating a liability to match the underlying asset; 

significant foreign currency risk arising from capital purchase contracts, primarily in euro, may be hedged up to 100% depending 
upon the reliability of the forecast of the underlying cash flows; 

the Group does not hedge the translation exposure created by the net assets of its overseas subsidiaries; 

the Group is exposed to fuel risk arising from operating one of the largest vehicle fleets in Europe and a jet fuel risk from the 
purchasing of air freight services. The Group’s fuel risk management strategy aims to reduce uncertainty created by the movements 
in the oil and foreign currency markets. The strategy operates within the parameters set by the Board, which allow the use of over-
the-counter derivative products to manage up to 100% of these exposures; 

the Group actively manages its liquidity risk through regular reviews of plan and budget projections against all available sources of 
funding. The projected headroom on these sources of financing is assessed regularly for adequacy; and 

counterparty risk is managed by limiting aggregate exposure to any individual counterparty based on their financial strength. 

These exposures are reviewed regularly and adjusted as appropriate. 

The policies for financial assets - investments and derivative financial instruments - are shown in note 2. 

19 

 
 
 
 
Royal Mail Holdings plc 

Operating and Financial Review (continued) 

Business Environment  

Regulation  
Until the last few years, Royal Mail had a monopoly status in the UK letters industry. However, in 2000 the Postal Services Act created an 
independent postal Regulator – Postcomm – and allowed Royal Mail to have greater commercial freedom. Postcomm regulates the prices 
of nearly 90% of Royal Mail’s letters business, controls the terms and conditions for nearly all its services, sets the quality of service 
targets and determines compensation arrangements. 

Post Office Limited is increasingly subject to regulation in financial services (Financial Services Authority) and in telephony (Ofcom). Post 
Office Limited is an appointed representative of the Governor and Company of the Bank of Ireland, which in turn is regulated directly by 
both the Irish Financial Regulator and Financial Services Authority (FSA) for conduct in the UK. 

It is the Group’s policy to be fully compliant with the regulatory framework in which we operate. During 2007-08 we continued to 
strengthen our compliance activities working in close liaison with our Regulators. 

Postcomm Interim Review completed 

Jan 2008 
March 2001 

Dec 2007 
March 2001 

Government Review of UK Postal Industry announced 

Postcomm commences its Interim Review 
focusing on cost reflective pricing 

March 2007 
March 2001 

Royal Mail willing to accept Postcomm's proposal for 
3rd Price Control, 4 year duration, including pension 
risk corridor 

Aug 2006 

Jan 2006 

Royal Mail gets go ahead for introduction of Pricing 
in Proportion in August 2006 

Postcomm commences its Strategic Review of 
the UK Postal Market; Pricing in Proportion 
introduced 

May 2006 

Aug 2005       

Aug 2005 

UK Postal Market opened up to full 
competition 

Feb 2005 

Postcomm announces acceleration of 
competition by 15 months to January 2006  

Royal Mail agrees ground breaking Downstream 
Access contract with UK Mail plc 

Feb 2004 

March 2003 

May 2002       

Royal Mail accepts Postcomm’s proposal for 2nd Price 
Control, 3 year duration including new bulk mail 
compensation scheme 

Postcomm announces its decision on the 
phased introduction of competition in the UK 
market – an accelerated programme compared 
to the rest of Europe aiming for full completion 
by April 2007 

May 2002 

March 2001 
March 2001 

Royal Mail granted 15 year Licence; first two 
year Price Control 

Postal Services Act and creation of 
Postcomm – independent regulator 

July 2000       

Competition  
The Group’s business units now all operate in a competitive marketplace. Parcelforce Worldwide and GLS have been operating in an open 
market since their inception. These units have demonstrated their ability to perform in a non-regulated and competitive environment, 
which is reflected in their annual results. 

Post Office Limited, due to a reduction in income from benefit payments and a significant and continuing decrease in Government use, 
has developed revenue streams from financial services products (including car and home insurance, a ‘two-in-one’ credit card and range 
of savings products) and its HomePhone and broadband services. These products are in direct competition with services offered by banks, 
insurance and telephony companies, as are many of the services it continues to offer, e.g. bill payments, renewal of car tax discs and 
travel services. 

Royal Mail’s operating environment has gradually been opened up to competition since February 2004, with the letters market fully 
liberalised in January 2006, well in advance of the rest of Europe. Competitors are now able to offer customers the opportunity of end-
to-end service for the collection, sorting and delivery of their mail. 

20 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
      
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
    
      
      
      
      
      
      
      
      
      
            
        
      
                
    
    
    
    
        
    
    
    
      
          
      
  
      
      
      
      
     
      
      
      
      
  
      
     
      
      
      
    
      
      
  
      
      
      
      
      
      
      
    
  
    
    
    
  
  
    
    
    
      
      
      
  
    
  
    
      
    
      
      
      
  
    
  
    
      
      
            
      
          
      
      
      
      
      
  
 
      
      
    
  
  
  
  
  
  
    
  
            
    
Royal Mail Holdings plc 

Operating and Financial Review (continued) 

Major Regulatory Activity in 2007-08 

In November 2007 the Group responded to Postcomm’s Strategy Review “Emerging Themes” and believes that four key regulatory 
principles need to be addressed which will result in a truly competitive industry whereby all stakeholders benefit: 

• 

• 

• 

• 

Realign prices to underlying costs - to create transparency for business customers and to ensure that competition is sustainable. 
Some competitors in the UK are basing their entry strategies on unsustainable business models that target the historical cross-
subsidies in Royal Mail’s pricing structure, but cross-subsidies are fundamentally incompatible with an effectively functioning 
competitive market. Royal Mail believes it should be allowed to remove these cross-subsidies, so that customers face the right pricing 
signals and competitor models going forward are based on efficiency; 

A narrower range of universal service products - focused on the needs of all social customers and fully funded through stamp prices. 
Business customers tell us they do not need the protection that the Universal Service Obligation (USO) provides – Postcomm 
describes many of these customers as “non-captive” and we agree, given the ample choice they have across mail and other 
communications providers. The USO should therefore be refocused on stamped mail only, and prices should reflect the true costs of 
this provision; 

Full retail deregulation of business products - the explosion in access competition, representing 40% of bulk mail this year, is 
encouraging business customers to demand more commercial and innovative responses from Royal Mail. However, Royal Mail is 
prevented from responding rapidly by regulatory requirements such as an involved process for changing terms and conditions. Royal 
Mail envisages a near term future in which the intense competition in the business mail market replaces the need for regulation; and 

Continued operational integration of the postal network - we have put in place measures to ensure that competitors and customers 
have access to our network on fair and reasonable terms. Separation of the postal network would create confusion for customers, 
introduce complex and costly interfaces, endanger quality of service and put at risk delivery of the transformation programme. 

In March 2007, Postcomm commenced an Interim Review. Royal Mail has asked Postcomm to consider the following pricing proposals in 
this review, all of which are consistent with realigning prices to costs and entirely driven by the need to react to both the volume erosion 
and significant downtrading that has been evident for the last eighteen months:       

• 

• 

• 

• 

Reducing the headroom between Downstream Access (DSA) and the equivalent retail prices from a high level set to encourage 
competition, to a level which reflects the underlying upstream costs, because entry has been significantly higher than the Price 
Control assumptions; 

Allowing Royal Mail’s retail business to price its non-USO bulk mail products by zone, thereby making prices of cheap to deliver areas 
lower by up to 5% and prices of expensive to deliver areas higher by up to 5%. This does not change the price of the “one price goes 
anywhere” stamp;  

Allowing Royal Mail to further rebalance its prices so that it has the flexibility it needs to keep up with the pace of change in the 
postal sector; and 

Providing dispensation to Royal Mail with respect to bulk mail compensation and C factor adjustments if they are directly linked to 
service failures relating to industrial action over Royal Mail’s transformation plan. 

In January 2008, Postcomm confirmed the following decisions with respect to its Interim Review: 

• 
• 
• 

Its rejection of a change to the headroom between DSA and equivalent retail prices; 
Its rejection of Royal Mail’s retail zonal application; and  
Its agreement to increase the level of rebalancing. 

Royal Mail continues to work with Postcomm on industrial action dispensation. 

In December 2007, BERR announced a review of the UK postal services market to examine the impacts of liberalisation of UK postal 
services, trends in the future market development and the likely impact of this on Royal Mail, alternative carriers and consumers. Royal 
Mail has submitted its first response to this review in March 2008 followed by its second response in May 2008. 

Corporate Social Responsibility  
Corporate Social Responsibility (CSR) is a key component in supporting the business to be recognised as a responsible organisation that 
seeks to optimise the beneficial impacts inherent in our business and reduce the negative impacts. Through improving our CSR 
performance and ensuring it is integrated into the way we work, we can make ourselves more productive and competitive. We are 
working to reduce the number of accidents, reduce our production of CO2 and make our people healthier. We recognise that the route to 
achieving and sustaining our goals is through our people and our relationship with customers, business partners, suppliers, communities 
and other stakeholders. 

A more comprehensive overview of our CSR will be found in the annual Corporate Social Responsibility report, to be published later in the 
year. 

21 

 
 
 
 
 
 
 
 
  
      
Royal Mail Holdings plc 

Operating and Financial Review (continued) 

Key Relationships 
The Group has several key relationships that are critical to its day-to-day activities and its overall success. 

People - Our people are the lifeblood of the organisation and brands. Without their continued support and dedication it will be impossible 
to function on a day-to-day basis and embrace the change within our markets. Training, diversity, flexible resourcing and making the 
business a great place to work are some of the ways we continue to improve this relationship.  

Unions – The Communications Workers Union (CWU) represents non-managerial staff, with Unite the Union - Communication and 
Managers’ Association (CMA) sector representing managerial staff. The Group’s policy is to work with the CWU and CMA to engage staff in 
the development and execution of business decisions.  

Pension trustees - Our pension trustee board for the main pension plan comprises an independent chairman plus 10 people including 
employees, union representatives, a pensioner and independent members. They take external professional advice, from Sacker & Partners 
LLP (legal), Watson Wyatt Limited (actuary), KPMG LLP (auditors) and PricewaterhouseCoopers LLP (financial). They are responsible for 
obtaining regular actuarial valuations of the plan to satisfy the statutory funding objective, which involves reaching agreement with Royal 
Mail Group on the statement of funding principles, the recovery plan and the schedule of contributions. There is a separate trustee board 
for the senior executives pension plan which comprises the chairman plus 5 individuals including employees, pensioners and an 
independent member.   

Customers – The Group’s businesses and brands are used or recognised by almost everyone in the UK – from the largest of companies to 
individuals. However, the 30 largest customers generate c.15% of Royal Mail’s turnover and consequently the business is reliant on a 
small customer base. As competition increases the Group will have to continue to simplify ways of doing business and design products 
around customers’ needs. Customers are offered standard terms and conditions for the markets and countries in which the Group 
operate.  

Subpostmasters - The vast majority of Post Office Limited’s 13,852 Post Office branches are operated by subpostmasters and franchise 
partners. The National Federation of Subpostmasters (NFSP) directly represents the interests of their members; currently the 
membership stands at 9,297. As a consequence of this direct representation, the NFSP indirectly influences all other agents through the 
representations and negotiations conducted on behalf of the majority of subpostmasters. Post Office Limited conducts annual 
remuneration negotiations with the NFSP whilst also working closely with them on the many agent related aspects of Post Office Limited’s 
Forward:four2eleven strategy, designed to deliver a viable physical network by 2010-11.  

There are several major retailers who are also significant partners operating between them around 2,000 branches across the country. 
Post Office Limited liaises closely with these companies to maintain successful working relationships. It is through the effective partnership 
with the NFSP and these various retail organisations that the business takes into account the interests of all agents whilst seeking to 
support the development and achievement of their sales potential and importantly the longer-term viability of the network.    

Suppliers – The Group has a wide range of suppliers, with its primary reliance on those relating to outsourcing of non-core services, such 
as IT support. It works in partnership with its suppliers to ensure the right products and services are delivered at the right time at 
competitive costs. A central purchasing team monitors compliance to Group policy in awarding contracts or new business and adheres to 
agreed credit terms.    

The consumer body: Postwatch – Postwatch’s role is to act as a consumer advocate in postal matters. Its public views on the effect of 
Royal Mail’s policies and management actions on customers can have an impact on Royal Mail’s reputation, regardless of the quality of 
service achieved.  

The Regulator: Postcomm – Nearly 90% of Royal Mail Letters’ revenues are price-controlled and the Price Control is set periodically by 
Postcomm in the form of a cap on the average price of a basket of products. The price increases or reductions allowed by Postcomm 
through the Price Control have a very material impact on the likely levels of cash flow the Company can generate. Postcomm also 
investigates compliance with Licence conditions and has broad powers to publicly reprimand or fine Royal Mail if it finds it in breach of 
those conditions.  

Shareholder – The Company is a plc 100% owned by the Government. The Shareholder Executive (within BERR) manages the 
shareholder relationship with the Company as a commercial shareholder. While management of the Group therefore lies with the 
Company’s Board of Directors, the Shareholder is kept up-to-date through quarterly performance reviews and is asked to approve the 
Group’s strategic plan. Any new funding required by the Group (apart from short term borrowings of less than one year) can only be 
approved by Government if it meets commercial principles.   

22 

 
 
 
Royal Mail Holdings plc 

Operating and Financial Review (continued) 

Segmental Analysis – Revenue and Profitability  

In the following analysis, all references to operating profit are before exceptional items. The 2006-07 operating profit has been restated 
for each UK operating business unit due to the impact of the new subsidiary Royal Mail Estates Limited, as explained in note 3. There is 
no impact on the Group operating profit. 

Group external revenue of £9,388m (2007 £9,179m) and operating profit before exceptionals of £162m (2007 £233m) are made up as 
follows:   

External revenue 

Operating profit/(loss) 

Business unit performance 

Royal Mail  

General Logistics Systems 

Parcelforce Worldwide 

Post Office Limited 

Other businesses 

Group 

2008 
£m 

6,830 

1,232 

379 

911 

36 

2007 
£m 

6,857 

1,082 

337 

868 

35 

9,388 

9,179 

2008 
£m 

(3) 

114 

8 

(34) 

77 

162 

2007 
£m 

136 

115 

7 

(108) 

83 

233 

A further analysis of results, by business unit, is shown below: 

Royal Mail 

External revenue 
Operating (loss)/profit before 
exceptionals 

2008 
£m 

2007 
£m 

6,830 

6,857 

(3) 

136 

External Revenue fell by £27m to £6,830m, despite this year being 53 
weeks long and an average price increase on regulated products in 
April 2007 of around 5%. A reduction in mail volumes offset the benefit 
of the price rise together with increasing losses to competition and 
customers switching further to lower priced products. For the 
Addressed Inland products market, volumes declined 3.2% after 
adjusting for the 53rd week. 

Profitability continued to decline from an operating profit of £136m to an operating loss of £3m driven by decreasing revenues through 
continued market decline and increased operating costs as a result of the additional 53rd week. The business has however made progress 
on its strategic initiatives aimed at creating a more modern and efficient operation, delivering efficiencies to largely absorb the impact of 
inflation and additional investment costs.   

General Logistics Systems 

External revenue 

2008 
£m 

2007 
£m 

1,232 

1,082 

Operating profit before exceptionals 

114 

115 

External revenue rose by £150m (13.9%) from £1,082m to £1,232m 
including a £45m positive impact as a result of the strengthening of the 
euro. The underlying growth of £105m (9.7%) results from higher 
domestic and export parcel volumes and the impact of the acquisition 
of ABX Belgium (completed 31 December 2006). Growth rates 
continued to be particularly strong in Eastern Europe. 

Operating profit decreased by £1m (0.8%), from £115m last year to £114m. This represents a good performance in light of the 
challenging market conditions and also significant network and operational changes implemented to adapt the depot network to the 
recently amended speed limit law in France. 

Parcelforce Worldwide 

External revenue 

2008 
£m 

2007 
£m 

379 

337 

Operating profit before exceptionals 

8 

7 

External revenue rose by £42m (12.5%), with volume growth of 12.2% 
(10.4% after adjusting for the 53rd week). The majority of this growth 
was attributable to increases in UK regional sales and international 
import volumes. The average unit price has remained largely flat year 
on year, principally due to increased price pressures across both 
domestic and international markets.  

Revenue growth has been underpinned by the continued focus on customer service and quality of service. Quality of service for the year 
has improved by 0.3%, to 96.5%, whilst carrying significant extra volume in the network. The emphasis on customer service has led during 
the year to a 4.4% improvement in first time deliveries. 

Operating profit of £8m has grown by 10.9%. Inflationary cost pressures have been more than offset by the strong revenue growth and 
improvements in operating efficiencies.  

23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Operating and Financial Review (continued)  

Royal Mail Holdings plc 

Post Office Limited 

Turnover 

Social Network Payment 

External revenue 

Operating loss before exceptionals 
Underlying operating loss before 
exceptionals 

2008 
£m 

2007 
£m 

761 

150 

911 

793 

75 

868 

(34) 

(108) 

(184) 

(183) 

Revenue shows an increase of £43m (5.0%) over the prior year; however 
2008 includes an additional £75m compared to last year for the Social 
Network Payment (SNP) from Government. This SNP has been recognised 
as revenue and relates to a Government grant to match the related loss 
during the year, of providing the network of public post offices that the 
Secretary of State for BERR considers appropriate, and which would 
otherwise not be provided.   

Underlying trading revenue decreased by £32m (4.0%) mainly due to 
reduced Card Account transactions, loss of remaining TV Licensing work 
from the BBC and migration of motoring volumes to the DVLA web 
application. These decreases have been partly offset by increases in Post 

Office Limited’s new commercial products of which HomePhone revenue (now including broadband) is higher than last year. The business 
also continues to expand its presence in the fiercely competitive financial services sector.   

Overall expenditure has decreased year on year in line with transformation plans. Increases in subpostmasters costs were offset by 
decreases in staff costs as expected. Improved performance of Post Office Limited’s joint venture (First Rate Exchange Service Holdings 
Limited) and associate (Midasgrange Limited) also offset the revenue decline, ensuring the underlying operating loss was virtually flat year 
on year, adjusting for the 53rd week.  

Other businesses 

External revenue 

Operating profit before exceptionals 

2008 
£m 

2007 
£m 

36 

77 

35 

83 

External revenue from other subsidiaries has increased slightly to 
£36m (2007 £35m) and includes the consolidation of Romec Services 
Limited. Operating profit includes the impact of revenue between 
segments (refer to note 3) and is largely attributable to the activities of 
Royal Mail Estates Limited. The decline in operating profit year on year 
of £6m is driven by start-up losses of the new subsidiary, iRed 
Redefining Document Management Ltd.   

Principal Risks and Uncertainties  
The Group uses a business-wide framework for the identification, assessment, treatment, monitoring and reporting of risk. The process 
helps support business objectives by linking into business strategy, identifying and reacting to emerging risks, and developing cost effective 
solutions to the management of risk.   

The following Group-level risks have been identified and are being managed to support the long-term sustainability of the Group. The 
impact of some of these risks could be impairment to the value of the Group’s brands - Royal Mail, GLS, Parcelforce Worldwide and Post 
Office which are some of the most well known and trusted brands in the UK, and major intangible assets of the Group.   

The financial restructuring package agreed with the Government needs to be managed effectively 
The  business  has  agreed  a  financial  restructuring  package  that  will  allow  it  to  restructure  the  business,  invest  in  new  equipment  and 
address  the  pension  fund  deficit  that  has  a  major  impact  on  Group  profit  and  balance  sheet.  Effective  management  of  this  package  is 
crucial for the business to remain within the agreed financial restructuring parameters and to avoid potential sanctions or penalties that 
could ensue. 

Ineffective investment in the operational network could affect productivity levels and our ability to compete effectively  
The  business  is  embarking  on  a  major  investment  programme  to  replace  equipment  and  technology  that  is  nearing  the  end  of  its  life 
cycle.  The  investment  programme  needs  to  be  deployed  effectively  and  future  ongoing  investment  in  the  Group’s  operational  network 
maintained to ensure the Group’s ability to compete effectively in the open market. 

The Group has a large pension fund deficit that requires funding 
The Group’s pension fund deficit is being funded in line with a schedule of contributions agreed with the pension fund trustees. Future 
pension  risk  has  been  mitigated  in  part  by  the  closure  to  new  employees  of  the  final  salary  pension  scheme  and  other  measures 
introduced as part of the pension reform commencing 1 April 2008. There remain uncertainties over the impact of fluctuations in the 
equity and debt markets affecting the value of the funds’ assets and liabilities and the ability of the business to achieve the required levels 
of profitability and maintain our contributions at the agreed level. 

Weakness in the UK economy or recession is likely to have a detrimental impact on the Group’s profits 
Ongoing changes in the global economy pose challenges and opportunities for the UK and all advanced economies. Historically there has 
been a correlation between the state of the UK economy and level of mails revenue. Economic weakness or recession will have a direct 
impact on mail volumes and consequently on Group profit. 

The Government is the Company’s only shareholder and the Group may be affected by any future change in Government policy 
The  influence  of  public  policy  considerations  on  Government  may  adversely  affect  the  Group’s  ability  to  promote  an  effective  business 
strategy. This is particularly significant for Post Office Limited which is required to run our branch network as a commercial business and 
is reliant on Government support for loss making branches. 

24 

 
 
 
   
       
 
 
 
Operating and Financial Review (continued)   

Royal Mail Holdings plc 

Group revenues and profit are subject to several uncertainties 
The postal market has evolved rapidly as a result of liberalisation. Competitors are aggressively targeting business customers. Additionally 
business customers are downtrading using less profitable products. In addition overall mail market volumes are declining. Technological 
innovation is increasing, customers can now switch to alternative offerings and information can be sent or made available faster and, in 
many cases, at a lower cost than traditional mail services. If technological substitution continues, market volumes will decrease further.   

Furthermore Royal Mail’s regulatory regime impacts the business’s profitability in two key areas: 

• 

• 

The Universal Service Obligation (USO) requires Royal Mail to maintain a national collection and delivery network. The USO results in 
Royal Mail incurring a higher fixed cost base than our competitors. Royal Mail has some of the cheapest stamp prices in Europe, as 
historically business mail has subsidised the losses made on stamped mail. Unless the applicable regulatory restraints permit Royal 
Mail  to  recover  from  this  imbalance,  there  is  a  risk  that  Royal  Mail  will  always  lose  money  on  stamped  mail,  whilst  competitors 
procure more profitable products such as business mail. The USO does however ensure that Royal Mail has the largest distribution 
network in the country – which may present future opportunities; and 

Royal Mail’s prices for most of its letters products are determined by Price Control reviews and negotiation with Postcomm, which 
can reduce our flexibility and profitability, leading to uncertainty over how the future Licence and regulatory regime will affect Royal 
Mail. 

The Group is subject to regulatory restrictions on our operations and the risk of penalties for non-compliance 
Royal Mail’s postal operator’s Licence contains material restrictions on the operation of the business. These include: 

• 
• 
• 

Obligations over the delivery and collection of mail;  
Restrictions over the freedom to set prices; and  
Obligations to give competitors access to our network. 

If  Royal  Mail  breaches  certain  postal  operator's  Licence  conditions  or  other  regulatory  requirements  it  may  be  subject  to  financial 
penalties. In addition to our postal operator’s Licence the Group is also subject to oversight by other regulators. This affects Post Office 
Limited which has to satisfy the FSA's requirements as an appointed representative of The Governor and Company of the Bank of Ireland 
who are regulated by the FSA in respect of investment, mortgage and insurance intermediation activity in the UK. It is also subject to anti-
money  laundering  regulations  issued  under  the  Proceeds  of  Crime  Act  2002  and  enforced  by  HM  Revenue  and  Customs.  Post  Office 
Limited is also licensed as a telephone service provider by Ofcom, who require service providers to issue and adhere to Codes of Practice.  

Without a continued change of culture within the organisation future development may be affected  
The business has undergone, and will continue to undergo, a significant amount of change. Additionally the changing and uncertain postal 
market place, the impact of competition and regulation and increased customer expectations place major challenges on all employees to 
adapt and improve productivity to levels that will allow the business to compete effectively.   

These challenges need to be met by ongoing cultural change within the organisation. Without a flexible, efficient and co-operative culture, 
Royal Mail could become loss making as mail volumes decline and labour rates increase. Significant industrial action could have a major 
detrimental effect on the Group’s reputation and profits. 

The Group’s business activities are time critical and if key infrastructure facilities were disrupted it could have an impact on 
results 
The business is subject to a number of operational risks to its nationwide delivery and retail outlet networks, including natural disasters, 
fire, flood, explosion, possibility of work stoppages or civil unrest, transport infrastructure disruption, power failures, unavailability of key 
supplies,  breakdown  or  failure  of  equipment,  health  pandemics,  terrorism  and  the  normal  hazards  associated  with  running  a  complex 
infrastructure. A major disruption could have an adverse impact on customer services as well as business and operating results. 

The Group may be affected by future environmental and related fiscal measures 
The Group operates a large vehicle fleet and a substantial property portfolio that consume large amounts of energy. Although the Group 
is  disposing  of  surplus  property  and  is  deploying  a  Carbon  Management  Programme,  it  may  be  affected  by  future  environmental 
measures  and  adverse  fiscal  impact  from  increased  energy  costs  and  “green”  taxation.  The  increasing  awareness  and  focus  on 
environmental issues may also impact on the Group’s current product and service offerings.    

The Group operates a substantial treasury operation and is exposed to foreign currency risk and fuel price risk 
The Group is exposed to foreign currency risk and fuel price risk. The former is due to trading with overseas postal operators for carrying 
UK  mail  abroad  and  delivering  foreign  origin  mail  in  the  UK,  revaluation  of  currency  balances  held  to  operate  the  Bureau  de  Change 
services  and  various  sales  and  purchase  contracts  denominated  in  foreign  currency.  The  fuel  price  risk  arises  from  operating  a  large 
vehicle  fleet  and  on  jet  fuel  risk  from  purchasing  air  freight  services.  If  the  treasury  strategy  is  inappropriate  to  cover  the  Group’s 
exposures, this could result in funds not being readily available when required or a negative impact on profit due to increased costs. 

The Group is subject to changes in both domestic and European regulation and legislation, which could expose it to possible 
additional costs 
Various changes to European or domestic law will have a direct impact on the Group; such as the European Working Time Directive,  
speed restrictions on the Group’s vehicles and increased liberalisation of the market for postal service providers. Any future changes may 
have a material impact on the Group and its individual business units. 

25 

 
 
 
 
 
 
 
Royal Mail Holdings plc 

Operating and Financial Review (continued) 

Summary 
The Group has produced a robust financial performance with operations remaining profitable before exceptional items and cash 
generative even with difficult trading conditions and challenges experienced during the year. Despite continued efficiency improvements, 
the Letters business made a loss as revenues have continued to fall with core market decline, increased losses to competition and 
customers downtrading further to cheaper products. Post Office Limited’s underlying performance is broadly flat, largely due to losses in 
traditional income streams which have been partially mitigated by new commercial product revenues and cost savings. Both of our parcels 
businesses, GLS and Parcelforce Worldwide, have improved their revenue performance, with strong growth underpinning solid profits in 
highly competitive markets this year. 

Our main achievement is to have secured landmark agreements on pay, pensions and modernisation for the business - we are now well 
placed to press ahead with the vital investment in Royal Mail Letters to improve our efficiency and productivity. With the full support of 
our people, our strategy to modernise and transform the Letters business - with investment in both our people and technology – will 
provide the platform for new and more flexible products and services for our customers, who remain at the heart of everything we do. 

Ian Duncan 

Group Finance Director 

19 May 2008 

Understanding the Operating and Financial Review 

Statement of compliance 
This OFR is intended to develop the Group’s narrative reporting to meet many of the recommendations of the Accounting Standards 
Board’s ‘Reporting Statement of Best Practice on the OFR’. This OFR ensures compliance with the legal requirement under the Companies 
Act to provide a Business Review and is referenced from the Directors’ Report. 

We will continue to review the narrative disclosures we provide in the annual Report and Accounts to ensure that the disclosures provided 
meet the requirements of our stakeholders. 

Cautionary statement 
The OFR focuses on matters that are relevant to the interest of the Shareholder of the Company. The purpose of the OFR is to assist the 
Shareholder of the Company in assessing the strategies adopted by the Company and the potential for those strategies to succeed. It 
should not be relied on by any other party or for any other purpose. 

Where this OFR contains forward looking statements, these are made by the Directors in good faith based on the information available to 
them at the time of their approval of this report. These statements should be treated with appropriate caution due to the inherent 
uncertainties underlying any such forward looking information. 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Royal Mail Holdings plc Board 

Non Executive Chairman 

ALLAN LEIGHTON (55) joined the Board in April 2001 as a Non Executive Director, becoming Chairman in March 2002. He is also a 
Director of Post Office Limited, and a member of the GLS Supervisory Board. Allan began his career with Mars Confectionery and moved 
to Pedigree Petfoods as Sales Director. In 1992 he became Group Marketing Director of Asda Stores Limited, and Chief Executive in 
1996, becoming President and CEO of Wal-Mart Europe when Wal-Mart bought Asda in 1999. He is currently President and Deputy 
Chairman of Loblaw Companies Ltd, Deputy Chairman of George Weston Limited and Selfridges and Co Ltd, as well as a Non Executive 
Director of BSkyB. 

Non Executive Directors  

DAVID FISH (59) joined the Board in January 2003. He is Chairman of the Remuneration Committee, and a member of the Nomination 
Committee. David was a member of the Mars Inc Operating Board from 1994 to 2001 and Joint President of Masterfoods Europe. 
President of Snackfoods Europe, and held European Vice-President positions in marketing and personnel. He has also been Chairman of 
Christian Salvesen and is currently Executive Chairman of United Biscuits Topco Limited. 

RICHARD HANDOVER CBE (62) joined the Board in January 2003. He is the Senior Independent Director and is Chairman of the 
Nomination Committee, and a member of the Remuneration Committee and the Audit and Risk Committee. Richard was Chairman of WH 
Smith plc until January 2005, and is currently Non Executive Chairman of Alexon Group plc. 

BARONESS MARGARET PROSSER OBE (70) joined the Board in November 2004 and is a member of the Nomination Committee, Audit 
and Risk Committee and Remuneration Committee. Margaret has been a Member of the House of Lords since 2004. She is a Non 
Executive Director of the Trade Union Funds Managers and has been Chair of the Women and Work Commission since July 2004. She is 
also Deputy Chair of the Commission for Equality and Human Rights. 

HELEN WEIR CBE (45) joined the Board in January 2006 and is Chair of the Audit and Risk Committee. Helen is Group Executive Director 
at Lloyds TSB plc with responsibility for UK Retail Banking, having joined as Group Finance Director in 2004. Prior to that she was Group 
Finance Director of Kingfisher plc. She is a member of the Said Business School Advisory Board, and previously sat on the Accounting 
Standards Board. Helen is a Fellow of the Chartered Institute of Management Accountants. 

Executive Directors  

ADAM CROZIER (44) joined the Company in February 2003. He is Group Chief Executive, and leads the Group Executive Team, and is the 
Company’s Shareholder representative on the Board of Camelot Group plc. Adam is a Non-Executive Director of Debenhams plc, and 
Chairman of the Employers’ Forum on Disability. He was Chief Executive of the Football Association from 2000-2003. Between 1988 and 
1999 he held a number of senior roles at Saatchi and Saatchi Advertising, including that of Joint Chief Executive from 1995.  

ALAN COOK CBE (54) joined the Company in March 2006 as Managing Director of Post Office Limited, having been a Non-Executive 
Director since February 2005. He is a member of the Group Executive Team, Chairman of Post Office Financial Services and First Rate 
Exchange Services Holdings Limited. Alan was previously Chief Executive of National Savings and Investments, prior to which he had been 
Chief Operating Officer of the Prudential Assurance Company. Alan is also on the Council of the Institute of Financial Services, and on the 
board of the Financial Ombudsman Service. 

IAN DUNCAN (47) was appointed as Group Finance Director in September 2006, and is a member of the Group Executive Team and the 
GLS Supervisory Board. He joined from Westinghouse Electric Company based in the USA, where he had been Chief Financial Officer since 
1999. Prior to joining Westinghouse, Ian was Corporate Finance Director at British Nuclear Fuels plc and before that in corporate finance 
with Dresdner Kleinwort Benson Ltd and Lloyds Merchant Bank Ltd. Ian started his career with Deloitte & Touche in London, and is a 
member of the Institute of Chartered Accountants of England and Wales. 

MARK HIGSON (52) joined the Company in November 2007 as Managing Director of the Letters Business, and is a member of the Group 
Executive Team. Mark was previously divisional Chief Executive and Group Operations Director of BPB plc. Prior to that, he held senior 
positions at Courtaulds Plc, including CEO at its UK Coatings division. He has also worked at HJ Heinz and British Aerospace. 

27 

 
 
 
 
 
Royal Mail Holdings plc 

Royal Mail Holdings plc Board (continued) 

Company Secretary  

JONATHAN EVANS OBE (56) joined the Company directly from university in 1974 and has been Company Secretary since 1999, having 
held a wide range of management positions throughout the Group. He is a member of the Group Executive Team, Secretary to the Audit 
and Risk, Remuneration and Nomination Committees, a Trustee Director of the Royal Mail Pension Plan, Chairman of the Royal Mail 
Senior Executives Pension Plan and a member of the GLS Supervisory Board. 

Directors who left during the year 

IAN GRIFFITHS 30 April 2007 

DAVID BURDEN 31 July 2007 

SIR MICHAEL HODGKINSON 31 August 2007 

JOHN NEILL 31 August 2007 

TONY McCARTHY 7 December 2007 

STEPHEN CARTER 8 January 2008 (appointed 1 September 2007) 

28 

 
 
 
 
Royal Mail Holdings plc 

Directors’ Report 

The Directors present the Group accounts for Royal Mail Holdings plc. These accounts relate to the 53 weeks ended 30 March 2008 
(2007 52 weeks ended 25 March 2007). 

Principal activities 
The Group provides a nationwide and international distribution service, principally of mails and parcels. The Group also provides access to 
a wide range of financial and retail services through its network of Post Office branches across the United Kingdom. 

Review of the business and future developments 
A review of the Group’s business and future developments is presented in the Chairman and Chief Executive’s Statement, Annual Review 
and the Operating and Financial Review. 

Results and dividends 
The loss before taxation amounted to £77m (2007 £313m profit). After taxation, the profit was £135m (2007 £286m). Of the profit after 
taxation, £nil (2007 £nil) is attributable to minority interests. The Directors do not recommend a dividend (2007 nil dividend).  

Political and charitable contributions 
During the year the Group made charitable contributions of £2m (2007 £1m). No political contributions were made in the year (2007 
£nil). 

Research and development 
Research and development expenditure during the year amounted to £1m (2007 £1m).  

Policy on the payment of suppliers 
The policy of the Company and its principal operating subsidiaries is to use their purchasing power fairly. Payment terms are agreed in 
advance for all major contracts. For lower value transactions, the standard payment terms of the supplier apply. It is the Company’s policy 
to abide with the agreed terms. The Company and its principal operating subsidiaries in the UK have sought to comply with the 
Department for Business Enterprise and Regulatory Reform (BERR) Better Payment Practice Code. Copies of this can be obtained from 
the BERR. As the Company is a non-operating company, the creditor days are zero. The creditor days of the operating subsidiaries are set 
out in their accounts. 

Land and buildings 
The net book value of the Group’s land and buildings, based upon a historic cost accounting policy and excluding fit-out, is £669m (2007 
£667m). In the opinion of the Directors, the aggregate market value of the Company’s land and buildings exceeds this net book value by 
£713m (2007 £798m).  

Financial instruments 
Details of financial instruments and financial risk management objectives and policies are shown in note 24 and note 23 respectively. 

Directors and their interests 
The Directors of the Company and details of changes during the year are given on pages 27 and 28. The Secretary of State appoints the 
Chairman; all other Directors are appointed by the Company with the Secretary of State’s consent. 

HM Government is the Company’s sole Shareholder and accordingly the Directors have no interest in shares of the Company.  

Audit information 
The Directors confirm that, so far as they are aware, there is no relevant audit information of which the auditors are unaware and that 
each Director has taken all reasonable steps to make themselves aware of any relevant audit information and to establish that the 
auditors are aware of that information. 

Qualifying third party indemnity provisions for Directors 
A partial qualifying third party indemnity provision (as defined in section 234 of the Companies Act 2006) was and remains in force for 
the benefit of all the Directors of the Company and former Directors who held office during the year. The indemnity is granted under 
article 129 of the Company's Articles of Association. The indemnity is partial in that it does not allow the Company to cover the costs of an 
unsuccessful defence of a third party claim. 

People  
The Group employs over 181,000 people (2007 almost 185,000) in our UK wholly owned subsidiaries. An analysis of the Group 
headcount is shown in note 4 to the accounts. Our people are our strategic strength and competitive advantage. 

The Group’s policy is to encourage effective communication and consultation between our people, particularly on matters relating to 
strategy, financial and economic factors that may influence the Group’s performance. This is achieved through the use of an extensive 
range of communication channels, including magazines, briefings, open forums, TV screens and an intranet website. Our people have 
various bonus schemes, significant elements of which are based on business-related targets. 

We actively encourage continuous training and skill development for all our people to ensure achievement of corporate and individual 
objectives. Management development and training programmes have been designed to attract and retain the best. The Group has worked 
with the unions to introduce several innovative working practices to improve efficiency. 

An Equal Opportunities policy is maintained in all respects including disability, age, religion, colour, sex, nationality, ethnic origin, sexual 
orientation, race, creed and marital status. 

29 

 
 
 
Royal Mail Holdings plc 

Directors’ Report (continued) 

In 2003, the Chairman created a programme to make Royal Mail Group a ‘Great Place to Work’ and made it a priority for everyone across 
the business. The purpose of the programme is to encourage people to contribute to improving their working environment, to equip them 
with the skills they need, to develop pride in and understanding of the business and to drive respect for colleagues - in short, to ensure 
people considerations are at the heart of all major business decisions. The programme is ongoing and will remain an integral part of our 
people strategy.  

Our people strategy will ensure we realise our potential as an organisation through the strength of our people by developing a high-
performing, sustainable culture where everyone feels involved and valued. It focuses on seven key areas: 

• 

• 

• 

• 

• 

• 

• 

creating interesting, meaningful jobs with more flexible working patterns; 

identifying and developing for all our people a set of core behaviours that determine how we treat each other, our customers and 
our Shareholder; 

building a fluid, innovative and adaptive organisation to improve our response to environmental and market changes; 

developing a high-performance culture in which everyone understands their contribution and is motivated to achieve their full 
potential; 

defining, recruiting and developing the core capabilities we need to thrive in a competitive, deregulated market; 

recruiting, attracting and developing the leadership and management capability we need to deliver our goals; and 

enhancing our ability to attract and retain the talent required to compete successfully. 

Our intention is to underpin our people strategy with a measurement system that will objectively demonstrate the value of our people and 
their contribution to the success of our business. 

Currently, the way we monitor our progress towards becoming a ‘Great Place to Work’ is by using Have Your Say, our employee opinion 
survey, launched in January 2003. This is carried out on a rolling basis, across all employees and the results are reviewed monthly right 
through the business – from local level up to Board level. 

Corporate Social Responsibility  
The Group is committed to carrying out its activities in a socially responsible manner in respect of the environment, employees, customers 
and local communities. A Corporate and Social Responsibility (CSR) Governance Committee reports to the Board, which publishes an 
annual report of its activities. Further details of our CSR governance structure and activities will be available in our 2008 CSR Report, due 
to be published later in the year. 

Disabled employees 
The Group’s policy is to give full consideration to applications for employment from disabled persons. Employees who become disabled 
whilst employed receive full support through the provision of training and special equipment to facilitate continued employment where 
practicable. The Group provides training, career development and promotion to disabled employees wherever appropriate. 

Going concern 
After analysis of the financial resources available and cash flow projections for the Group, the Directors consider that it is appropriate to 
prepare the financial statements on a going concern basis. Further details are provided under funding in note 2 to the accounts. 

Auditors 
A resolution to reappoint Ernst & Young LLP as auditors will be put to the Annual General Meeting. 

By Order of the Board 

Jonathan Evans 

Company Secretary 

19 May 2008 

30 

 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Corporate Governance 

Statement by the Directors on compliance with the Combined Code 
The Board is committed to high standards of Corporate Governance and supports the Combined Code on Corporate Governance (the 
Code), published in July 2003 and revised in June 2006. The Company has fully complied with the Code during the year. The following 
statement is intended to explain our governance policies and practices in light of the Code principles and provisions in so far as they are 
appropriate to a public company with a single Shareholder, and to provide insight into how the Board and management run the business 
for the benefit of the Shareholder.  

The Board 
The Board is responsible for setting the objectives and strategy of the Group and for monitoring performance. At the end of the year, the 
Board comprised a Non Executive Chairman, four Executive Directors and four Non Executive Directors. At that date there were one 
executive and two non-executive Director vacancies. The biographies of each of the Directors, setting out their current roles, 
commitments and previous experience, are on pages 27 and 28. The Board usually meets monthly, and has defined those matters that 
are reserved exclusively for its consideration. These include the approval of strategic plans, financial statements, acquisitions and 
disposals, major contracts, projects, and capital expenditure. It delegates responsibilities to the Board Committees detailed below. For each 
scheduled meeting of the Board, the Company Secretary, on behalf of the Chairman, collates and circulates the papers, aiming to allow 
sufficient time for the Directors to review the information provided. The Board is confident that all its members have the knowledge, 
talent and experience to perform the functions required of a Director of the business. Executive Directors have rolling 12-month contracts 
and Non Executive Directors are generally appointed for three-year terms.  

The Board considers that each of the Non Executive Directors is independent. This means that in the view of the Board, they have no links 
to the Executive Directors and other managers, and no business or other relationship with the Company that could interfere with their 
judgement. During the year Richard Handover replaced Sir Mike Hodgkinson as Senior Independent Director. There is also a clear division 
of responsibilities between the Chairman and the Chief Executive. Performance evaluation of the Board, its Committees and individual 
Directors takes place on an annual basis. This is led by the Senior Independent Director with the support of the Company Secretary. The 
evaluation is conducted by way of a formal questionnaire that enables Directors’ perspectives on the effectiveness of the Board and its 
Committees to be fed back to the full Board. Performance evaluations of Board Committees are conducted by the Chairmen of the 
respective Board Committees. The Non Executive Directors, led by the Senior Independent Director, review the performance of the 
Chairman and the Executive Directors. The Executive Directors, led by the Group Chief Executive, review the performance of the Non 
Executive Directors. 

Directors may take independent professional advice in the furtherance of their duties, at the Group’s expense. All Directors have access to 
the advice and services of the Company Secretary, the appointment and removal of whom is a matter for the Board as a whole.  

All Directors appointed by the Board are required by the Company’s Articles of Association to be elected by the Shareholder at the first 
AGM after their appointment. On appointment, the Directors take part in an induction programme in which they receive information about 
the Group, the role of the Board and matters reserved for its decision, the role of the principal Board Committees, the Group’s Corporate 
Governance arrangements and the latest financial information about the Group. This is supplemented by visits to key business locations. 
The Group engages in two-way communication with the Shareholder to discuss information on its strategy, performance and policies. The 
Board receives feedback on these meetings from the Directors attending them. 

31 

 
 
 
 
Royal Mail Holdings plc 

Corporate Governance (continued) 

Number of meetings  
During the year, the Directors attended the following number of meetings of the Board and its main Committees with the maximum 
number that each could have attended shown in brackets. 

Number of meetings during the year 

12 

      5 

         9 

      9 

Board 

Audit and 
Risk 
Committee 

Remuneration 
Committee 

Nomination  
Committee 

Non Executive Chairman 

Allan Leighton  

Executive 

Adam Crozier 

Alan Cook 

Ian Duncan 

Mark Higson 

Non Executive 

David Fish 

Richard Handover 

Baroness Margaret Prosser 

Helen Weir 

Former Directors 

David Burden 

Ian Griffiths 

Tony McCarthy 

Sir Mike Hodgkinson 

John Neill 

Stephen Carter 

11 (12) 

12 (12) 

12 (12) 

12 (12) 

5 (5) 

11 (12) 

10 (12) 

10 (12) 

9 (12) 

4 (4) 

0 (1) 

8 (9) 

5 (5) 

3 (5) 

3 (4) 

     9 (9) 

     7 (9) 

    5 (6) 

   9 (9) 

   9 (9) 

   8 (9) 

   3 (3) 

   4 (5) 

   5 (5) 

   3 (3) 

   2 (2) 

Outside appointments 
The Board believes that there are significant benefits to both the Group and the individual from Executive Directors’ accepting Non 
Executive Directorships of companies outside of the Group. The Board’s policy is normally to limit Executive Directors to one Non 
Executive Directorship, for which the Director may retain the fees (see the Directors’ Remuneration Report on page 42 for details). 

Board Committees 
The following Committees deal with specific aspects of the Group’s governance. The full terms of reference for each of the principal 
Committees are available on the Company’s website (www.royalmailgroup.com) or on written request from the Company Secretary. The 
details of Committee membership shown are as at 30 March 2008. 

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Corporate Governance (continued) 

Group Executive Team 

Chair 

Adam Crozier 

Membership  Alan Cook (Managing Director Post Office Limited), Robin Dargue (Chief Information Officer), Ian Duncan 

(Group Finance Director), Jonathan Evans (Company Secretary), Mary Fagan (Group Corporate and 
Government Affairs Director), Mark Higson (Managing Director Letters), Alex Smith (Group Director of 
Strategy) and David Smith (Managing Director Parcelforce Worldwide). 

Role 

The Committee’s responsibilities include: 

(cid:131)  to develop and monitor deployment of the Group’s strategy, annual operating plans and budgets;  

(cid:131)  to review operational activities, and set policies where these are not reserved to the Board; and 

(cid:131)  to allocate resources, both people and financial, across the Group. 

The Holdings Board has delegated authority to the Investment Committees of the Group Executive Team to 
make investment decisions of up to £20m.  

Audit and Risk Committee 

Chair 

Helen Weir 

Membership  Richard Handover, Baroness Margaret Prosser. 

The Board is confident that the collective experience of the Audit and Risk Committee members enables them, 
as a group, to act as an effective Audit and Risk Committee. The Committee also has access to the financial 
expertise of the Group and its auditors, and can seek further professional advice at the Company’s expense if 
required. 

Role 

The Committee, which is assisted by the Corporate Risk Management Committee, provides a forum for 
reporting by both internal and external auditors and is responsible for a wide range of matters including: 

(cid:131)  to monitor the integrity of the financial statements of the Group; 

(cid:131)  to review the Group’s internal financial control system and, unless addressed by the Corporate Risk 
Management Committee or by the Board itself, internal control and risk management systems; 

(cid:131)  to monitor and review the effectiveness of the Group‘s Internal Audit function; 

(cid:131)  to recommend to the Board for Shareholder approval the appointment of the external auditors, and 

to approve their remuneration and terms of engagement;  

(cid:131)  to monitor and review the external auditors’ independence, objectivity and the effectiveness of the 

audit process; 

(cid:131)  to develop and implement policy on the engagement of the external auditors to supply non-audit 

services; and 

(cid:131)  where the Committee’s monitoring and review activities reveal cause for concern or scope for 

improvement, to make recommendations to the Board or management on action needed to 
address the issue. 

Audit & Risk Committee report 
See Internal control on page 36 

Non-audit services provided by the external auditors 
In some cases the nature of advice required makes it more timely and cost effective to select the external auditors who already have a 
good understanding of the Group. In order to maintain the objectivity and independence of the external auditors, the Committee has 
determined what work can be provided by the external auditors and the approval processes associated with them. The Committee 
monitors the level of non-audit fees paid to the external auditors. 

33 

 
 
 
 
 
Royal Mail Holdings plc 

Corporate Governance (continued) 

Remuneration Committee 

Chair 

David Fish 

Membership  Richard Handover, Baroness Margaret Prosser. 

Role 

The Committee’s responsibilities include: 

(cid:131)  to determine and recommend for the Board’s approval, the framework for the remuneration of the 

senior executives of the Group; 

(cid:131)  to determine the individual remuneration arrangements for the Chairman, the Executive Directors 
and the Company Secretary, subject where necessary to the consent of the Secretary of State; and 

(cid:131)  to agree the targets for any performance-related incentive schemes applicable to senior executives. 

Remuneration Committee Report 
See page 37. 

Nomination Committee  

Chair 

Richard Handover 

Membership  David Fish, Baroness Margaret Prosser. 

Role 

The Committee’s responsibilities include: 

(cid:131)  to lead a formal, rigorous and transparent process for appointments to the Board of the Company, 

to the boards of subsidiaries and to other senior executive positions; 

(cid:131)  to advise the Board on succession planning for the positions of Chairman, Chief Executive and all 

other Board appointments and other senior appointments; and 

(cid:131)  to keep under review the balance of Board membership to ensure that it has the required mix of 

skills, knowledge and experience.  

Nomination Committee Report 
The Committee met nine times during the year. The Committee’s main focus was on the selection and recruitment of Non-
Executive and Executive Directors and other senior executives. The Committee took external advice from executive search 
consultants, and considered internal candidates where appropriate. All Board appointments require the consent of the 
Shareholder, representatives of whom were involved in the selection, giving input to the Committee 

In addition to the principal Committees above there are also the following Committees:  

Corporate and Social Responsibility Governance Committee 

Chair 

Adam Crozier 

Membership  Group Director of People and Organisational Development, Managing Directors of business units, Director of 
Corporate and Social Responsibility, Head of Environment, Head of Health, Head of Safety and other senior 
executives from across the Group. 

Role 

The Committee’s responsibilities include: 

(cid:131)  to provide an overview of the social environmental and ethical impacts of the Group’s activities; and  

(cid:131)  to make recommendations on Corporate and Social Responsibility standards and policies.  

Corporate and Social Responsibility Committee Report 
The Committee is chaired by the Group Chief Executive and met on four occasions during the year. The principal activity of the 
Committee was to undertake a thorough review of the Group’s CSR Strategy, Engagement & Inclusion and Social policies.  

34 

 
 
 
 
 
 
Royal Mail Holdings plc 

Corporate Governance (continued) 

Pensions Committee 

Chair 

Ian Duncan 

Membership  Doug Evans, Jon Millidge. 

Role 

The Committee’s responsibilities include: 

(cid:131)  to review funding, benefits, scheme structure and strategic developments impacting on the Group’s 

occupational pension schemes; and 

(cid:131)  to represent the Group in discussions with the Trustees of the Group’s occupational pension 

schemes.  

35 

 
 
 
 
 
Royal Mail Holdings plc 

Internal control 

Overview 
The Directors are responsible for the Group’s system of risk management and internal control as well as the timely review of its 
effectiveness. The system is designed to manage rather than eliminate the risk of failure to achieve business objectives and can only 
provide reasonable but not absolute assurance against material misstatement or loss. 

The Group’s approach to internal control is based on the underlying principle of line management accountability for control and risk 
management. There is an ongoing process for identifying, evaluating and managing the significant risks faced by the Group in accordance 
with the guidance detailed by the Turnbull Committee as part of the Code, including financial, operational, compliance risks and risks to 
reputation. The Board regularly reviews this process. The process has been in place throughout the year and up to the date of approval of 
these accounts. The responsibility for joint ventures and associates rests, on the whole, with the senior management of those operations. 
The Company monitors its investments and exerts influence through Board representations. 

The Board has reviewed the effectiveness of the system of risk management and internal control. The key elements include a review of 
Internal Audit reports, regular confirmations from local management and communications from the Chair of the Audit and Risk 
Committee on the outcome of Audit and Risk Committee meetings. 

Audit and Risk Committee 
The Committee reports to the Board and meets as a minimum on a quarterly basis to monitor and review the effectiveness of the risk 
management processes and the control environment. The Committee reviews the scope of work, authority and resources of the Internal 
Audit and Risk Management function. The Audit and Risk Committee regularly reviews the Group risk profile. 

Key control processes 
The key control processes are ongoing and include the following: 

(cid:131)  the business units have authority to manage within the limits set by the Board and within the scope of reserved powers. The 

Group’s Code of Business Standards sets the principles of professionalism and integrity for our people; 

(cid:131)  discussion and approval by the Board of the strategic direction, plans and objectives of the Group and each operating company, 

and the risks to achieving them; 

(cid:131)  reviews and approval by the Board of budgets and forecasts; 

(cid:131)  monthly reviews of performance by reference to key performance indicators, updated forecasts and information on the key risk 

areas; 

(cid:131)  at least quarterly reviews by the Audit and Risk Committee of the scope and results of internal audit work across the Group. The 

scope of the work covers all key activities of the Group and concentrates on higher risk areas; 

(cid:131)  reviews of the scope of the work of the external auditors by the Audit and Risk Committee and any significant issues arising; 

(cid:131)  reviews by the Audit and Risk Committee of accounting policies and delegated authority levels; and 

(cid:131)  consideration by the Board of the major risks facing the Group and procedures to manage them. 

Risk Management process 
The process consists of formal identification by management at each level of the Group of the key risks to achieving their business 
objectives and the controls in place to manage them. The likelihood and potential impact of each risk is evaluated. The process also 
includes: 

(cid:131)  bi-annual certification by management that they are responsible for managing the risks to their business objectives and that the 

internal controls are such that they provide reasonable but not absolute assurance that the risks are appropriately identified, 
evaluated and managed; and 

(cid:131)  independent assurance by Internal Audit as to the existence and effectiveness of the risk management activities described by 

management. 

The system of risk management and internal control is embedded into the operations of the Group, and the actions taken to mitigate any 
weaknesses are carefully monitored. 

36 

 
 
 
Royal Mail Holdings plc 

Directors’ Remuneration Report  

This Report provides the information required by the Directors’ Remuneration Report Regulations 2002 (the Regulations). The Company’s 
remuneration policy follows the Combined Code and best practice in other UK organisations. The Royal Mail Group strategic plan requires   
fundamental change to make sure that customers are given high quality services which are good value for money. The Board believes 
that to achieve this it is necessary to have people of the right calibre who are given incentives to produce results which benefit customers 
and the Shareholder.  

The parts of this Report that have been audited are: 

•  Directors’ emoluments with respect to 2007-08; 
•  Performance-related, annual bonuses outturn for 2007-08; 
•  Company Awards and Bonus Awards under Long Term Incentive Plans (LTIP); and 
•  Pensions.  

Directors’ emoluments with respect to 2007-08 

Annual performance bonus 

Current 
 annual 
salary/fees 
£000 

Salary/ 
fees 
£000 

Performance- 
related bonus 
including 
ColleagueShare 
£000 

Waived 
into 
LTIP* 
£000 

Annual 
performance 
bonus 
payable in 
June 
£000 

Waived 
bonus 
from prior 
years  
£000 

Total excluding 
LTIP, pensions and 
pension 
supplement  

Compensation 
for loss of 
 office 
£000 

Benefits 
£000 

2008 
£000 

2007 
£000 

Non Executive Chairman  

Allan Leighton 

Executive 

Adam Crozier  

Alan Cook 

Ian Duncan 
Mark Higson 1 

Non Executive 

David Fish  

Richard Handover  
Baroness Margaret 
Prosser 

Helen Weir 

Former Directors 
David Burden 2 
Ian Griffiths 3 
Tony McCarthy 4 
Stephen Carter 5 
Sir Michael Hodgkinson 6 
John Neill 6 

Bob Wigley 

Total 2008 

Total 2007 

20 

20 

180 

- 

180 

633 

257 

300 

420 

45 

60 

45 

43 

- 

- 

- 

- 

- 

- 

- 

633 

257 

300 

170 

45 

48 

43 

43 

94 

42 

236 

11 

34 

15 

- 

381 

142 

142 

82 

(191) 

(70) 

(70) 

(41) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

190 

72 

72 

41 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

1,823 

1,991 

927 

(372) 

2,628 

2,513 

1,513 

(609) 

555 

904 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

18 

- 

20 

18 

88 

6 

- 

- 

- 

- 

4 

1 

14 

- 

- 

- 

- 

151 

287 

- 

200 

200 

- 

- 

- 

- 

- 

- 

- 

- 

- 

500 

- 

- 

- 

- 

- 

843 

347 

460 

217 

45 

48 

43 

43 

98 

543 

250 

11 

34 

15 

- 

500 

3,197 

859 

346 
3647 

- 

45 

45 

40 

38 

370 

813 

459 

- 

83 

35 

25 

- 

- 

3,722 

* The annual performance bonus waived into LTIP is explained on page 40. 
1  Mark Higson joined the Board on 5 November 2007 
2  David Burden left the Board on 31 July 2007 
3 

Ian Griffiths left the Board on 30 April 2007 

4  Tony McCarthy left the Board on 7 December 2007 
5  Stephen Carter joined the Board on 1 September 2007 and left on 8 January 2008 
6  Sir Michael Hodgkinson and John Neill left the Board on 31 August 2007 
7 

Ian Duncan joined the Board on 1 September 2006, therefore this represents pro-rated payment for the year. 

As noted above there has been a number of changes to the Board. The figures in the table represent emoluments earned and receivable as 
Directors during the financial year, whenever paid. Such emoluments are normally paid in the same financial year with the exception of the 
annual, performance-related bonus, which is paid in the year following that in which it is earned and the amount deferred into LTIP that is 
not paid until the LTIP matures. 

37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Directors’ Remuneration Report (continued) 

In addition some Directors receive supplements in lieu of pension contributions (see page 42): 

Adam Crozier1 
Alan Cook 
Ian Duncan 
Mark Higson 
Ian Griffiths 

Cash supplement in lieu of pension (see page 42) 
2007 
£000 
140 
100 
45 
- 
157 
442 

2008 
£000 
208 
105 
75 
68 
13 
469 

Total emoluments excluding  
LTIP and pensions 
2007 
£000 
999 
446 
409 
- 
970 

2008 
£000 
1,051 
452 
535 
285 
556 

1 Adam Crozier elected with effect from August 2006 to take his pension provision above the earnings cap as a cash supplement. 

The total Directors’ remuneration, excluding pensions and Long-Term Incentive Plan and including cash supplement in lieu of pension, is 
£3,666,000 (2007 £4,164,000). 

These payments are consistent with the policy of the Remuneration Committee. The following sections describe the Committee, its 
general policy and the main elements of remuneration. 

Remuneration Policy 

The Remuneration Committee 
The Board retains overall accountability for the framework and costs of executive remuneration and the terms of the service contracts 
offered to all Executive Directors. These also require the consent of the Secretary of State for Business, Enterprise and Regulatory 
Reform. The Secretary of State also gives consent for the remuneration arrangements for Non Executive Directors. The Remuneration 
Committee’s role is to develop the remuneration policy for Executive Directors and their immediate reports and specifically to make 
recommendations on their salary, benefits, bonuses and other terms and conditions of employment. The Committee also recommends 
appropriate compensation on the ending of employment, giving careful consideration to the circumstances of the particular case and the 
ability of the individual to mitigate. 

The Remuneration Committee is made up wholly of independent Non Executive Directors. Membership of the Committee is given on page 
34. The Chief Executive, Adam Crozier, and the Group Director People & Organisational Development, may attend these meetings by 
invitation and are not present at the discussion of their own remuneration. 

Advice to the Remuneration Committee 
The Committee calls for information and advice from inside and outside the Group. It takes advice from those independent, professional 
organisations that are best able to assist it on the particular topic under discussion. 

During 2007-08, advice on the performance of key executives was given by the Chairman and the Chief Executive. Information on the 
external marketplace was given by Monks Partnership (a trading name of PriceWaterhouseCoopers), Deloitte & Touche LLP, Hay 
Management Consultants and Watson Wyatt Limited. Internal support is primarily provided by the Group Director People & Organisational 
Development, and from the Company Secretary, Jonathan Evans. Other advice and information has been provided by specialists from the 
People & Organisational Development and Finance Departments.  

During the year, advice was given to the Company by Watson Wyatt Limited on pensions and actuarial matters. 

Remuneration policy 
The Company’s policy on Directors’ remuneration is that: 

• 

• 

• 

the overall remuneration package should be sufficiently competitive to attract and retain executives of the necessary quality in a 
complex business and a competitive market place, who will deliver success for the Shareholder and high levels of customer 
service, safety and environmental performance; 

a significant proportion of the remuneration package should be dependent on performance - both short and long-term; and 

the system of remuneration should bring together the interests of senior executives, customers and the Shareholder. 

The policy for senior executives takes into account pay and employment conditions elsewhere in the Group. 

The Committee regularly reviews the package and its competitiveness against appropriate marketplaces. The Committee aims to ensure 
that the package is proportionate and effective, and that it follows accepted best practice. 

The main components of remuneration 
The main components for Executive Directors are: basic salary, an annual performance-related bonus, a Long-Term Incentive Plan (LTIP), 
pension and other benefits. The Committee believes that there should be a particular emphasis on performance-related elements. 

38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Directors’ Remuneration Report (continued) 

Base salaries 
The Committee believes that base salaries should be set at levels that are sufficient to recruit and retain high calibre executives. In making 
its judgement, the Committee considers information from several sources so that a fair comparison can be made with enterprises of a 
similar size and complexity to Royal Mail. This data is provided by independent consultancies, usually based on the published annual 
reports of other organisations. Increases are recommended where the Committee believes that it is necessary to reflect contribution, 
increased individual responsibilities and market levels. The Secretary of State’s consent is required for all material changes to Directors’ 
remuneration. 

There was no increase to base salaries for Executive Directors for 2007-08. For 2006-07 the increase was 2.9%. 

Performance-related, annual bonus 2007-08 
For 2007-08, the annual bonus plan followed the model of the previous year, which included the following weightings: 

• 

• 

all Business roles had a weighting of 30% on Group performance and 70% Business performance. This applied to the Managing 
Directors of Letters and Post Office Limited; and 
all Group roles had a weighting of 90% on Group performance and a further 10% weighting given to Post Office Limited’s 
performance in view of the importance of supporting the recovery of that business.  

The following tables show the make up of the annual bonus plan as percentages of annual salary. 

Maximum levels 
Chief Executive 
Other Executive Directors 

On-target levels 
Chief Executive 
Other Executive Directors 

Threshold levels 
Chief Executive 
Other Executive Directors 

Profit 
70% 
56% 

Profit 
36% 
29% 

Profit 
15% 
12% 

Service Quality 
30% 
24% 

Service Quality 
24% 
19% 

Service Quality 
15% 
12% 

Total 
100% 
80% 

Total 
60% 
48% 

Total 
30% 
24% 

The financial target was based on Group profit.  

The Service Quality measures were: 

• 
• 
• 
• 
• 
• 
• 
• 
• 

Retail First Class; 
Retail Second Class; 
Bulk First Class; 
Bulk Second Class; 
Bulk Third Class; 
Special Delivery; 
Parcelforce 24; 
A Post Office Limited Customer Service Effectiveness measure; and   
A Post Office Limited measure of new products sold.  

Executive Directors also participate in the ColleagueShare plan on the same terms as all other eligible employees. This is explained in note 
2 on page 53. 

Long-Term Incentive Plans  

A three-year LTIP was in place for 2005-06 to 2007-08 and a further three-year plan covers the period 2007-08 to 2009-10. This 
arrangement will allow the last plan to come to an end at the same time as the next Postcomm price control review. Half of the awards 
for 2007-08 are attributed to the 2005-06 to 2007-08 plan and the remaining half to the 2007-08 to 2009-10 plan. 

Performance is measured by Return on Total operating Assets (ROTA). 

For the three years 2005-06 to 2007-08 the principles of the plan were as follows: 

(a)  Annual Company Performance Awards which accrue on a sliding scale above a threshold level of performance and begin at 12.5% of 

annual base salary. For on-target performance, the Company Award is 25% of annual base salary and for exceptional performance 
this rises to a maximum of 37.5%.  

39 

 
 
 
 
 
 
 
 
 
 
Directors’ Remuneration Report (continued) 

Royal Mail Holdings plc 

(b)  Bonus Awards. A Bonus Award can be made each year by the Remuneration Committee. These are only made in situations where 
the Director waives a proportion of their annual bonus. Bonus awards do not exceed the amount waived. A Director has the 
discretion to waive a maximum of one half of any annual bonus up to the on-target level. If a bonus above on-target would 
otherwise be payable, then three quarters of this additional amount will be compulsorily waived. 

(c)  A Multiplying factor. Company and Bonus Awards may be increased by a factor that measures ROTA across the plan. If the on-
target level is achieved for the relevant period then each of the Company Awards and Bonus Awards to which it applies may be 
increased by an additional one third. In the case of exceptional performance, then up to a maximum addition of 100% can be added.  

Payments under the plan will be made in June 2008. 

The 2007-08 to 2009-10 LTIP has the same principles as the previous LTIP.  

The Company and Bonus Awards for 2007-08 are effectively shared equally between the two plans. 

The performance targets for the last two years of the 2007-08 to 2009-10 plan are still under discussion with the Government. 

Company Awards  
These are measured against an annual ROTA target. ROTA incentivises the productive value of the business and emphasises the need to 
make efficient use of all operational assets. It covers the need to make a proper return both on any new investments that are made and 
on the existing asset base.  

For 2005-06 the ROTA target was 11.2% and the Company’s achievement was 13.7%, 22% above the target and above the stretch of 
13.4%. This resulted in Company Awards of 37.5%. For 2006-07 the ROTA target was 4.2% with a stretch of 7.1%. A ROTA of 5.4% was 
achieved but the Remuneration Committee exercised its discretion to cap this at the on-target level of 4.2%, resulting in a Company 
Award of 25%. 

For 2007-08 the following table against annual ROTA applied: 

Royal Mail ROTA achievement 

Percentage of Base Salary 

2.1% 

5.1% 

25% 

37.5% 

The outturn achievement was 3.9%, resulting in a Company Award of 32.5%. 

Bonus Awards  
As described above, a Director may waive a maximum of one half of any annual bonus up to the on-target level and must waive three 
quarters of any bonus earned above the on-target level. If a proportion of annual bonus is waived then a Bonus Award may be made 
within the LTIP, not exceeding that value. 

Multiplying Factor 
The Multiplying Factor is dependent upon cumulative ROTA over 2005-06 to 2007-08.  

The cumulative ROTA works as follows. Targets for the end of the third year are 15.9% at the threshold level, 17.4% at the on-target level 
and 25.7% at the maximum. To ensure consistency of performance there are intermediate targets at March 2007 of 13.6% at the 
threshold level, 15.1% at the on-target level and 20.3% at the maximum. As the on-target level of cumulative ROTA was exceeded at the 
end of March 2007, the percentage multiplier at that position on the performance scale was applied to the awards made so far. The 
cumulative ROTA for the preceding 2 years was 19.0% and gave a multiplier of 1.84. Across the whole of the three-year period, the 
cumulative ROTA achieved was 22.6% and this gave a multiplier of 1.75, which was applied to Company and Bonus Awards for 2007-08. 

Benefits 
Benefits include the provision of a company car, health insurance, relocation costs, or the cash equivalent of any benefits not taken. 

Pensions 
The Group has a liability to pay pensions in respect of Directors’ services and, for some Executive Directors, makes contributions to 
pension schemes for this purpose. The Company pays a cash supplement to Directors whose contributions to the Company scheme are 
restricted by the scheme-specific earnings cap. The Company continues to apply the scheme-specific earnings cap, indexed by inflation 
each year, as a constraint on the amount of salary that is pensionable through the Company scheme. 

Following a review of its pension arrangements, the Company has introduced changes to its pension provision for all employees including 
Executive Directors with effect from 1 April 2008. From 1 April 2008 the defined benefit pension plans have been closed to new members 
and pension for future service accrues on a career salary basis. Furthermore from 1 April 2010 the normal retirement age under the 
plans increase to age 65 and the earliest age for receipt of a reduced pension will be 55. 

40 

 
 
 
Royal Mail Holdings plc 

Directors’ Remuneration Report (continued) 

Fixed and performance-related elements of Executive Directors’ remuneration (excluding pensions)   
For 2007-08, 33% of Directors’ potential annual earnings related to fixed elements whilst 67% related to annualised performance 
elements, for the Group Chief Executive 30% was fixed and 70% was variable. The element of remuneration at risk to performance is that 
available through the Long-Term Incentive Plan and the performance-related annual bonus. 

Service contracts 
The Committee’s policy is that Executive Directors appointed to the Board are offered notice periods of one year. The Committee has a 
defined policy on compensation and mitigation, to be applied in the event of a Director’s contract being prematurely terminated. In such 
circumstances, steps would be taken to ensure that poor performance is not rewarded.  

The rolling service contracts and letters of appointment of the Directors include the following terms as at 30 March 2008: 

Date of contract 

Expiry date of current service 
 contract 

Unexpired term 
(months) 

Non Executive Chairman  

Allan Leighton  

Executive Directors 

Adam Crozier 

Alan Cook 

Ian Duncan 

Mark Higson 

25 March 2008 

25 March 2009 

1 February 2003 

1 March 2006 

1 September 2006 

5 November 2007 

12 

12 

12 

12 

12 

The Non Executive Directors do not have service contracts. The dates of the current Non Executive Director appointments are as follows:

Non Executive Directors 

David Fish 

Richard Handover 

1 January 2003 

1 January 2003 

30 September 2008 

30 September 2008 

Baroness Margaret Prosser 

1 November 2004 

31 October 2010 

Helen Weir 

1 January 2006 

31 December 2008 

6 

6 

31 

9 

All Executive Directors have a contracted 12-month notice period from the Company; the Director must give six-months notice. The 
compensation for loss of office is a payment of 12-months basic salary, which may be subject to mitigation. David Burden retired from 
the Company with effect from 31 July 2007.  

Non Executive Directors 
The Company is committed for the full term of appointments for Non Executive Directors, including the Chairman. The fees paid to the 
Non Executive Directors are determined by the Executive Directors and approved by the Secretary of State. Independent market surveys 
are consulted in determining them. Fees comprise a basic fee for Board membership and, as appropriate, additional fees for the 
membership or chairmanship of the Audit and Risk, Remuneration and Nomination Committees, and for the Senior Independent Director. 
Details of the fees are given below. 

Performance-related, annual bonuses outturn for 2007-08   
The details of the bonus plan are given on page 40. Bonuses awarded for 2007-08 have suffered due to the period of industrial action, 
although financial performance has been better than budget. The Remuneration Committee also disallowed any short-term financial 
benefits from the delays in implementing planned projects that were a result of industrial action. In the case of Adam Crozier the bonus 
awarded was 60.1% of the maximum. For Ian Duncan it was 58.9%, for Alan Cook 68.7% and for Mark Higson 61.5%. As the Company had 
exceeded its financial target it was decided to award the non-executive Chairman a bonus of £180,000. 

Ian Griffiths and Tony McCarthy were made no awards in respect of their part-year service during 2007-08. 

Adam Crozier, Alan Cook and Ian Duncan were awarded £800 ColleagueShare stakeholder dividend for the year. Mark Higson was 
awarded a pro-rata amount of £317. 

41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Directors’ Remuneration Report (continued) 

Royal Mail Holdings plc 

Company Awards and Bonus Awards under the Long Term Incentive Plans  

The Remuneration Committee policy is that a high proportion of total remuneration is at risk to performance. 

Awards made under the 2005-06 to 2007-08 plan are not payable until June 2008, except in the case of leavers in good standing. 
Awards for the second plan are payable in June 2010. 

Company 
and 
Bonus 
Awards 
held at 
26 March 
2007 
£000 

Awards 
paid 
and 
waived 
in 
2007-08 
£000 

Bonus 
Awards in 
respect of 
2007-08 
for 
2005–08 
plan 
£000 

Company 
Awards in 
respect of 
2007-08 
for 
2005–08 
plan 
£000 

Bonus 
Awards in 
respect of 
2007-08 
for 
2007–10 
plan 
£000 

Company 
Awards in 
respect of 
2007-08 
for 
2007–10 
plan 
£000 

Enhancement 
of Awards for 
 2005-08 plan 
from 
application 
of 
multiplier 

£000 

Total 
LTIP at 
30 March 
2008 
£000 

LTIP for 
payment 
in 
2008-09 
£000 

LTIP for 
payment 
in 
2010-11 
£000 

Executive 

Adam Crozier 

1,645 

Alan Cook 

Ian Duncan 

Mark Higson 

Tony McCarthy 

David Burden 

305 

180 

- 

794 

652 

- 

- 

- 

- 

(794)2 

(652)1 

96 

35 

35 

21 

- 

- 

103 

42 

49 

27 

- 

- 

95 

35 

35 

20 

- 

- 

103 

149 

2,191 

1,993 

198 

42 

49 

27 

- 

- 

58 

63 

36 

- 

- 

517 

411 

131 

- 

- 

440 

327 

84 

- 

- 

77 

84 

47 

- 

- 

Ian Griffiths, David Burden and Tony McCarthy were made no awards in respect of their part-year service during 2007-08. Ian Griffiths 
was made no LTIP award for service in 2006-07. 

1  David Burden waived the Long Term Incentive Plan payment and the Company decided at its discretion to make a pension contribution payment for David Burden of 
£652,277.  This is of equal value to the payment waived and does not therefore represent any additional cost to the Company. 

2  

Tony McCarthy was paid his award during the year. 

Non Executive Directors    
The fees of the Chairman and the Non Executive Directors are agreed with the Secretary of State, and are currently £20,000 per annum 
and £30,000 per annum respectively.  

Sir Michael Hodgkinson received additional fees of £15,625 (2007 £37,500) for his position as Chairman of Post Office Limited. The 
annual fee for committee membership is £5,000, £10,000 for chairmanship and £12,500 in the case of the chairman of the Audit and 
Risk Committee. The annual fee for the Senior Independent Director is £10,000. 

Executive Directors’ outside appointments 
The Executive Directors may retain fees from their Directorships. The annual fees due to Executive Directors in respect of their Non 
Executive Directorships are shown in the table below: 

Directorship 

Adam Crozier 

Debenhams plc 

Alan Cook 

Ian Griffiths 

Pensions  

Financial Ombudsman Service 

Ultra Electronics Holdings plc 

2008 
£000 

45 

20 

35 

2007 
£000 

40 

- 

34 

The Group previously offered its most senior people membership of the Royal Mail Senior Executives Pension Plan (the Plan), which is 
now closed to new members. Details of the Plan are set out in note 25 to the accounts. The Plan is a funded, Inland Revenue-registered 
final salary occupational pension scheme. The Plan provides for a pension on a final salary basis for service up to 31 March 2008 and for 
subsequent service on a career salary basis. The pension is payable from normal retirement age (currently age 60) and is subject to the 
maximum pensionable service and the scheme-specific earnings cap. Pensions in payment are increased annually in line with Retail Prices 
Index (RPI), subject in some cases to a cap of 5%. Pensions are also payable to dependants on the death of the member and a lump sum 
is payable if death in service occurs.  

For senior executives whose membership of the Plan is restricted by the earnings cap, pension provision is made by a combination of the 
Company scheme and a cash pension supplement or its equivalent. Ian Duncan and Adam Crozier receive a cash supplement of 40% of 
base pay above the earnings cap. Alan Cook and Mark Higson are not members of the Plan and receive a cash supplement of 40% of base 
pay. The Company has made provision for retirement pension arrangements at a rate of 40% of base pay above the earnings cap for 
David Burden, and this provision was used to buy an additional pension on his retirement from the Company. A reserve has been 
established for the additional pension for Tony McCarthy to provide the total retirement pension, including his previous employer’s 
pension scheme, of two-thirds of base pay at normal retirement age. During the year the provision for David Burden was released and 
the total provision at the year-end for Tony McCarthy was £1m (2007 £1m). 

42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Directors’ Remuneration Report (continued) 

Royal Mail Holdings plc 

The following table is designed to indicate the increase in the value of Directors’ accrued benefits during the period. The transfer value is 
calculated on the basis of actuarial advice in accordance with Actuarial Guidance Note GN11 and excludes Directors’ contributions. 

The pension entitlements of the Directors at the year end were: 

Age at 
 Year 
 end 

Accumulated 
 accrued benefit 
at 30 March 2008 
£000 

Increase in 
accrued 
benefits 
during the 
 period 
£000 

Increase in 
accrued 
benefits 
 during the 
 period (net of 
 inflation) 
£000 

Transfer value 
of increase 
 before 
 inflation less 
 Directors’ 
 contributions 
£000 

44 

61 

47 

- 

51 

71 

18 

6 

- 

64 

6 

2 

4 

- 

6 

4 

2 

4 

- 

6 

54 

41 

63 

- 

117 

Executive Directors 

Adam Crozier 

David Burden 1 

Ian Duncan 
Ian Griffiths 2 
Tony McCarthy 3 

The following table is designed to assess the change in transfer values during the year, taking into account movement in investment 
market conditions. Falls in market values may generate a negative movement in the transfer values. 

Transfer value 
at 25 March 2007 
or at date of 
appointment to 
Board if later 
£000 

Age at 
 Year 
 end 

Plus 
transfers-in 
received 
£000 

Sub total 
£000 

Transfer 
 value 
at 30 March 
2008 
£000 

Movement in 
 the period 
 less Directors’ 
 contributions 
£000 

Executive 
Directors 

Adam Crozier 
David Burden 1 

Ian Duncan 
Ian Griffiths 2 
Tony McCarthy 3 

44 

61 

47 

- 

51 

796 

335 

28 

74 

1,068 

- 

- 

- 

- 

- 

796 

335 

28 

74 

1,156 

396 

109 

- 

1,068 

1,442 

354 

58 

74 

- 

365 

The transfer values disclosed represent a potential liability of the pension plan rather than any remuneration due to the individual and 
cannot be meaningfully aggregated with annual remuneration, as it is not money the individual is entitled to receive. 

1   David Burden retired on 31 July 2007 and started drawing his pension 
2   Ian Griffiths left the Board on 30 April 2007, elected to transfer his pension benefits before the year-end and no longer has any 

accrued benefits under the plan 

3   Tony McCarthy left the Board on 7 December 2007. 

By Order of the Board 

Jonathan Evans 

Company Secretary 

19 May 2008 

43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Statement of Directors’ responsibilities in relation to the Group financial statements 

The Directors are responsible for preparing the Annual Report and the Group financial statements, in accordance with applicable United 
Kingdom law and those International Financial Reporting Standards (IFRSs) as adopted by the European Union. 

The Directors are required to prepare Group financial statements for each financial year which present fairly the financial position of the 
Group and the financial performance and cash flows of the Group for that period. 

In preparing those Group financial statements the Directors are required to: 

(cid:131)  select suitable accounting policies in accordance with IAS 8: ‘Accounting Policies, Changes in Accounting Estimates and Errors’ 

and then apply them consistently; 

(cid:131)  present information, including accounting policies, in a manner that provides relevant, reliable, comparable and 

understandable information;  

(cid:131)  provide additional disclosures when compliance with the specific requirements in IFRSs is insufficient to enable users to 

understand the impact of particular transactions, other events and conditions of the Group’s financial position and financial 
performance; and  

(cid:131)  state that the Group has complied with IFRSs, subject to any material departures disclosed and explained in the financial 

statements. 

The Directors are responsible for keeping proper accounting records which disclose with reasonable accuracy, at any time, the financial 
position of the Group and enable them to ensure that the Group financial statements comply with the Companies Act 1985. They are also 
responsible for safeguarding the assets of the Group and hence for taking reasonable steps for the prevention and detection of fraud and 
other irregularities. 

The Directors are responsible for the maintenance and integrity of the corporate and financial information included on the Company’s 
website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation 
in other jurisdictions. 

44 

 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Independent Auditors’ Report to the members of Royal Mail Holdings plc 

We have audited the Group financial statements of Royal Mail Holdings plc for the year ended 30 March 2008 which comprise the Group 
income statement, Group statement of recognised income and expense, Group balance sheet, Group cash flow statement and the related 
notes 1 to 29. These Group financial statements have been prepared under the accounting policies set out therein.  

We have reported separately on the parent company financial statements of Royal Mail Holdings plc for the year ended 30 March 2008 
and on the information in the Directors’ Remuneration Report that is described as having been audited.  

This report is made solely to the Company's members, as a body, in accordance with Section 235 of the Companies Act 1985. Our audit 
work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an 
auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone 
other than the Company and the Company's members as a body, for our audit work, for this report, or for the opinions we have formed. 

Respective responsibilities of Directors and auditors 
The Directors’ responsibilities for preparing the Annual Report and the Group financial statements in accordance with applicable United 
Kingdom law and International Financial Reporting Standards (IFRSs) as adopted by the European Union are set out in the Statement of 
Directors’ Responsibilities. 

Our responsibility is to audit the Group financial statements in accordance with relevant legal and regulatory requirements and 
International Standards on Auditing (UK and Ireland). 

We report to you our opinion as to whether the Group financial statements give a true and fair view and whether the Group financial 
statements have been properly prepared in accordance with the Companies Act 1985. We also report to you whether, in our opinion, the 
information given in the Directors’ Report is consistent with the Group financial statements. The information given in the Directors’ Report 
includes that specific information presented in the Group Operating and Financial Review that is cross referred from the ‘Review of the 
business and future developments’ section of the Directors’ Report. 

In addition we report to you if, in our opinion we have not received all the information and explanations we require for our audit, or if 
information specified by law regarding directors’ remuneration and other transactions is not disclosed. 

We review whether the Corporate Governance statement reflects the Company’s compliance with the nine provisions of the 2006 
Combined Code specified for our review by the Listing Rules of the Financial Services Authority, and we report if it does not. We are not 
required to consider whether the Board’s statements on internal control cover all risks and controls, or form an opinion on the 
effectiveness of the Group’s corporate governance procedures or its risk and control procedures. 

We read other information contained in the Annual Report and consider whether it is consistent with the audited Group financial 
statements. The other information comprises only the Chairman and Chief Executive's Statement, the Annual Review, the Operating and 
Financial Review, the Directors' Report, the Corporate Governance statement, the Internal Control statement, the unaudited part of the 
Directors' Remuneration Report and the Statement of Directors' Responsibilities. We consider the implications for our report if we become 
aware of any apparent misstatements or material inconsistencies with the Group financial statements. Our responsibilities do not extend 
to any other information. 

Basis of audit opinion 
We conducted our audit in accordance with International Standards on Auditing (UK and Ireland) issued by the Auditing Practices Board.  
An audit includes examination, on a test basis, of evidence relevant to the amounts and disclosures in the Group financial statements. It 
also includes an assessment of the significant estimates and judgements made by the directors in the preparation of the Group financial 
statements, and of whether the accounting policies are appropriate to the Group’s circumstances, consistently applied and adequately 
disclosed. 

We planned and performed our audit so as to obtain all the information and explanations which we considered necessary in order to 
provide us with sufficient evidence to give reasonable assurance that the Group financial statements are free from material misstatement, 
whether caused by fraud or other irregularity or error. In forming our opinion we also evaluated the overall adequacy of the presentation 
of information in the Group financial statements. 

Opinion 
In our opinion: 

(cid:131)  the Group financial statements give a true and fair view, in accordance with IFRSs as adopted by the European Union, of 

the state of the Group’s affairs as at 30 March 2008 and of its profit for the year then ended; 

(cid:131)  the Group financial statements have been properly prepared in accordance with the Companies Act 1985; and 

(cid:131)  The information given in the Directors’ Report is consistent with the Group financial statements. 

Ernst & Young LLP 
Registered auditor 
London 
19 May 2008 

45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Group income statement for the 53 weeks ended 30 March 2008 and 52 weeks ended 25 March 2007 

Continuing operations 

Turnover 

Social Network Payment 

Revenue 

Notes 

2008 
£m 

9,238 

150 

9,388 

2007 
£m 

9,104 

75 

9,179 

People costs excluding ColleagueShare and restructuring costs 

(6,209) 

(6,145) 

Royal Mail Group people: 

Wages and salaries 

Pensions 

Social security 

Subpostmasters 

Temporary resource 

Distribution and conveyance operating costs 

Other operating costs 

Share of post tax profit from joint ventures and associates 

Operating profit before exceptional items 

Operating exceptional items  

Government grant income 

ColleagueShare costs 

Other restructuring costs 

Operating loss 

Profit on disposal of property group 

Profit on disposal of property, plant and equipment 

(Loss)/profit before financing and taxation 

Finance costs 

Finance income 

Net pensions interest 

(Loss)/profit before taxation 

Taxation credit/(charge) 

Profit for the financial year from continuing operations 

Profit attributable to: 

Equity holder of the parent company 

Minority interest 

46 

5(a) 

5(b) 

5(c) 

14 

7 

8 

8 

25(c) 

9 

(4,550) 

(4,511) 

(701) 

(319) 

(550) 

(89) 

(1,341) 

(1,723) 

47 

162 

(441) 

313 

(277) 

(477) 

(279) 

- 

58 

(221) 

(71) 

84 

131 

(77) 

212 

135 

135 

- 

(722) 

(320) 

(534) 

(58) 

(1,237) 

(1,603) 

39 

233 

(243) 

- 

- 

(243) 

(10) 

74 

44 

108 

(56) 

62 

199 

313 

(27) 

286 

286 

- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Group statement of recognised income and expense for the 53 weeks ended 30 March 2008 and 52 weeks 
ended 25 March 2007 

Notes 

27 

2008 
£m 

63 

25/27 

1,798 

24/27 

24/27 

36 

(3) 

(1) 

(18) 

13 

1,888 

135 

2,023 

2,023 

- 

2007 
£m 

(2) 

340 

(9) 

4 

- 

27 

- 

360 

286 

646 

646 

- 

Translation differences on foreign currency net investments 

Actuarial gains on defined benefit schemes 

Gains/(losses) on cash flow hedges deferred into equity 

(Gains)/losses on cash flow hedges released from equity to income 

Gains on cash flow hedges released from equity to the carrying amount of non-financial assets 

24/27 

Taxation on items taken directly to equity 

Gains on financial assets deferred into equity 

Net income recognised directly in equity 

Profit for the financial year from continuing operations 

Total recognised income for the period 

Attributable to: 

Equity holder of the parent company 

Minority interest 

9/27 

27 

27 

27 

47 

 
 
 
 
 
 
 
 
 
 
 
 
 
Group balance sheet at 30 March 2008 and 25 March 2007 

Royal Mail Holdings plc 

Non-current assets 

Property, plant and equipment 
Goodwill 
Intangible assets 
Investments in joint ventures and associates 
Financial assets – pension escrow investments 
 - derivatives 

Other receivables 
Deferred tax assets 

Non-current assets held for sale 

Current assets 
Inventories 

Trade and other receivables 
Financial assets - investments 

 - derivatives 

Cash and cash equivalents 

Total assets 

Current liabilities  
Trade and other payables 

Financial liabilities – interest bearing loans and borrowings 

 – obligations under finance lease and hire purchase contracts 
 – derivatives 

Income tax payable 
Provisions  

Non-current liabilities 
Financial liabilities - interest bearing loans and borrowings 

 - obligations under finance lease and hire purchase contracts 

Provisions 
Retirement benefit obligation – pension deficit 
Other payables 
Deferred tax liabilities 

Total liabilities 
Net liabilities  
Equity 

Share capital 

Share premium 
Retained earnings 
Reserves 
Equity attributable to equity holder of parent company 
Minority interest 
Total equity 

Notes 

10 

11 

12 

14 

24 

24 

9 

15 

16 

17 

24 

24 

18/24 

21 

19/24 

19/24 

19/24 

20 

19/24 

19/24 

20 

25 

22 

9 

26 

27 

27 

27 

27 

2008 
£m 

1,671 
173 

67 
136 
1,070 
8 
1 
608 
3,734 
1 

33 
1,114 
21 
24 
1,427 
2,619 
6,354 

2007 
£m 

1,619 
143 

64 
114 
1,000 
- 
4 
403 
3,347 
7 

26 
1,031 
17 
- 
1,196 
2,270 
5,624 

(2,354) 

(1,924) 

(289) 
(10) 

(3) 
(15) 

(248) 
(2,919) 

(502) 

(43) 
(163) 

(2,923) 
(40) 

(5) 
(3,676) 

(6,595) 
(241) 

- 

430 
(863) 

189 
(244) 

3 
(241) 

(301) 
- 

(7) 
(29) 

(69) 
(2,330) 

(502) 

(1) 
(42) 

(4,985) 
(25) 

(3) 
(5,558) 

(7,888) 
(2,264) 

- 

430 
(2,775) 

78 
(2,267) 

3 
(2,264) 

The accounts on pages 46 to 96 were approved by the Board of Directors on 19 May 2008 and signed on its behalf by: 

Adam Crozier 

Ian Duncan 

48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Group cash flow statement for the 53 weeks ended 30 March 2008 and 52 weeks ended 25 March 2007 

Notes 

5 
14 

16 

17 
21 

14 

14 
13 

24 
24 

Cash flow from operating activities 
Operating profit before exceptional items 
Add back: 

Depreciation and amortisation  
Share of post tax profit from joint ventures and associates 

Working capital and other non-cash movements: 

(Increase)/decrease in inventories 
(Increase)/decrease in receivables 
Increase/(decrease) in payables 
Decrease in client debtors 
Increase in client creditors  
Net decrease in retirement benefit obligation 
Net increase in derivative (assets)/liabilities 
(Decrease)/increase in non-exceptional provisions 
Other movements 
Receipt of Government grant 
Cash payments in respect of operating exceptional items (see note (a) below): 

Share in Success 
Other 

Cash inflow from operations 
Income tax (paid)/recovered 

Net cash inflow from operating activities 

Cash flows from investing activities 
Dividends received from joint ventures and associates 
Finance income received 
Proceeds from sale of property group 
Proceeds from sale of property, plant and equipment 
Purchase of property, plant and equipment 
Investment in associate 
Acquisition of businesses, net of cash acquired 
Purchase of intangible assets 
Payment of deferred consideration in respect of prior years’ acquisitions 
Net purchase of financial assets investments (non-current) 
Net movement in financial assets investments (current)  

Net cash outflow from investing activities 

Net cash inflow/(outflow) before financing activities 

Cash flows from financing activities 
Proceeds from issue of ordinary shares 
Finance costs paid 
Payment of capital element of obligations under finance lease contracts 
Cash received on sale and leasebacks  
New loans 
Repayment of borrowings 
Dividend paid to minority interest 

Net cash (outflow)/inflow from financing activities 

Net increase in cash and cash equivalents  
Effect of exchange rates on cash and cash equivalents 
Cash and cash equivalents at the beginning of the period 

Cash and cash equivalents at the end of the period 

18/24 

2008 
£m 

162 

236 
(47) 
351 
7 
(7) 
(52) 
86 
- 
123 
(133) 
(4) 
(6) 
- 
313 
(188) 
- 
(188) 

483 
(33) 

450 

36 
82 
- 
71 
(263) 
(10) 
(5) 
(67) 
- 
(57) 
(4) 

(217) 

233 

- 
(57) 
(3) 
55 
2 
(21) 
- 

(24) 

209 
15 
1,196 

1,420 

2007 
£m 

233 

198 
(39) 
392 
7 
1 
42 
(49) 
17 
55 
(64) 
 2 
4 
(1) 
- 
(282) 
(90) 
(192) 

117 
13 

130 

39 
67 
71 
65 
(244) 
- 
(17) 
(65) 
(3) 
(995) 
677 

(405) 

(275) 

430 
(55) 
(1) 
- 
- 
(63) 
(1) 

310 

35 
- 
1,161 

1,196 

The £1,420m cash and cash equivalents balance is net of a £7m overdrawn bank balance relating to the General Logistics Systems 
(GLS) subsidiary. This £7m is included in the Financial liabilities - interest bearing loans and borrowings balance of £289m in the 
balance sheet. 

49 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

(a) Cash flows relating to operating exceptional items charged to the income statement in current and prior years 

The net cash outflows relating to the above were as follows: 

Net cash outflow relating to: 

Current year operating exceptional items 

Prior years’ operating exceptional items 

Total 

2008 
£m 

121 

67 

188 

2007 
£m 

114 

168 

282 

The net cash outflow of £188m (2007 £282m) comprises £144m (2007 £118m) relating to cash utilised to settle exceptional provisions, 
£4m (2007 £27m) relating to current year pension redundancy liabilities, £32m (2007 £47m) relating to prior year pension redundancy 
liabilities, £8m (2007 £nil) in respect of other costs which were recorded within creditors and £nil (2007 £90m) Share in Success 
payment. 

50 

 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Notes to the Group accounts  

1. Authorisation of financial statements and statement of compliance with IFRSs 

The Group’s financial statements for the 53 weeks ended 30 March 2008 were authorised for issue by the Board on 19 May 2008 and the 
balance sheet was signed on the Board’s behalf by Adam Crozier and Ian Duncan.  

The Group’s financial statements have been prepared in accordance with International Financial Reporting Standards (IFRSs) as adopted by the 
European Union and as they apply to the financial statements of the Group for the 53 weeks ended 30 March 2008. The principal accounting 
policies adopted by the Group are set out in note 2. 

2. Accounting policies 

Basis of preparation and accounting 
The Group comprises Royal Mail Holdings plc (the Company) – which is wholly owned by HM Government – and its subsidiaries. The Company 
is incorporated in the United Kingdom under the Companies Act 1985 (the Act) and the accounts are produced in accordance with the Act and 
applicable IFRSs. 

The Group financial statements are presented in sterling and all values are rounded to the nearest £m except where otherwise indicated. 

Royal Mail Group Ltd, a wholly owned subsidiary of the Company, is exposed to the risk of being fined by its industry Regulator and of being 
required to pay compensation to certain customers, as a result of failing to meet operational targets set by the Regulator in its licence. The 
amount of such fines and compensation will be determined by the Regulator after further representations from Royal Mail Group Ltd and no 
further information is being disclosed on the grounds that it can be expected to prejudice the outcome of that process. 

Changes in accounting policy 
The accounting policies adopted are consistent with those of the previous financial year except as follows: 

The Group has adopted the following new and amended IFRS and IFRIC interpretations during the year. Adoption of these revised standards 
and interpretations did not have any effect on the financial performance or position of the Group in the current or prior periods. In certain 
cases, they did however give rise to additional disclosures. 

• 

• 

• 

IFRS 7  

Financial Instruments: Disclosures 

IAS 1 

Amendment – Presentation of Financial Statements: Capital Disclosures 

IFRIC 9 

Reassessment of Embedded Derivatives 

IFRS 7 Financial Instruments: Disclosures 
This standard requires disclosures that enable users of the financial statements to evaluate the significance of the Group’s financial 
instruments and the nature and extent of risks arising from those financial instruments. The new disclosures are included throughout the 
financial statements. While there has been no effect on the financial position or results, comparative information has been revised where 
necessary. 

IAS 1 Amendment – Presentation of Financial Statements: Capital Disclosures 
This amendment requires the Group to make new disclosures to enable users of the financial statements to evaluate the Group’s objectives, 
policies and processes for managing capital. These new disclosures are shown in note 23. 

IFRIC 9 Reassessment of Embedded Derivatives 
IFRIC 9 states that the date to assess the existence of an embedded derivative is the date that an entity first becomes a party to the contract, 
with reassessment only if there is a change to the contract that significantly modifies the cash flows. As the Group has no embedded derivative 
requiring separation from the host contract, the interpretation has no impact on the financial position or performance of the Group. 

Key sources of estimation uncertainty 
The key sources of estimation uncertainty that have a significant risk of causing material adjustment to the carrying amounts of assets and 
liabilities within the next financial year relate to the measurement of the defined benefit pension obligations, deferred tax and ColleagueShare 
plan costs. Measurement of the defined benefit obligations requires certain assumptions to be made including on life expectancy, future 
changes in salaries, inflation and a suitable discount rate. The size of these obligations, and therefore the pension deficit, is materially sensitive 
to the assumptions adopted. The assumptions which have the most significant impact on the measurement of the defined benefit obligations 
are the real discount rate and the mortality rates. A 0.1 percentage point change to the discount rate could change the liabilities by 
approximately £450m. An additional one year on the life expectancy could increase liabilities by approximately £650m. The major assumptions 
are disclosed in note 25. Assessment of the deferred tax asset requires an estimation of future profitability. Such estimation is inherently 
uncertain in a market subject to various competitive pressures. Should estimates of future profitability change in future years, the amount of 
deferred tax recognised will also change accordingly.  

The calculation of the ColleagueShare costs and liabilities is reliant on a number of estimates. These include in particular forecasts for the 
potential equity value of ColleagueShares, forecasts of joiners and leavers throughout the life of the plan and judgements on when participants 
are likely to exercise their rights for the Company to redeem the ColleagueShares that they hold. The magnitude of the costs involved is 
sensitive to these forecasts and assumptions.

51 

 
 
 
Royal Mail Holdings plc 

2. Accounting policies (continued) 

Funding  

Royal Mail Group Ltd 
Royal Mail Group Ltd made a loss in 2007-08, after bearing losses relating to stamped mail and carrying out its Universal Service Obligations. 
In addition it has been facing considerable cash requirements with respect to its proposed investment in plant and equipment and funding its 
pension deficit at a time when the market has been opened up to full competition. On 23 March 2007, a funding package totalling £1.2bn up 
until 2016 was completed with Government. 

The European Commission is continuing its investigation under the EC Treaty’s rules on State Aid into a series of funding measures taken by 
the United Kingdom Government in its capacity as Shareholder in favour of Royal Mail between 2001 and 2007, including the funding 
agreement completed on 23 March 2007. In its response to the EC in relation to this investigation the United Kingdom Government has stated 
that it believes that the measures being investigated by the EC were concluded on commercial terms. 

Post Office Limited 
Post Office Limited had net liabilities as at 30 March 2008 and has operated at a loss during 2007-08 and prior years, primarily because of 
supporting the loss-making rural network. 

To become viable in the longer-term, new business areas continue to be developed and grown in order to replace the lost contribution from 
traditional income sources, and significant cost reduction programmes continue to be implemented.  

During the year, Post Office Limited has updated its five-year strategic plan and will proceed with the implementation of a number of radical 
programmes which are designed to improve the profitability of the company. These programmes include: 

• 

• 

• 

• 

the development of new business and drive for sales growth; 

the restructuring of the network;  

bringing the crown branch segment into profit; and 

a programme of fundamental cost reduction. 

The future financing of this Plan is underpinned by: 

• 

• 

• 

• 

• 

rural network funding of £150m received from Government during 2007-08; 

a funding agreement with Government announced on 17 May 2007, which provided a further £313m, which was received on 31 July 
2007 to compensate Post Office Limited for the other net costs of providing certain specified “services of general economic interest”; 

a further equity injection of £77m received on 1 April 2008 and £75m on 15 April 2008; 

the extension on 18 April 2008 of the existing working capital facility of £1.15bn to 2011 (at the balance sheet date this was to 2010); 
and 

State Aid approval has been received for the above funding and also for the provision of network subsidy payments of around £150m per 
annum in each of the three financial years 2008-09 to 2010-11 for the purposes of meeting, up to a specified limit, the net costs of 
maintaining certain loss-making parts of the network.  

Whilst the Directors are satisfied with the progress that has been made it should be noted that the completion of the regeneration 
programmes will take several years to achieve, as anticipated in the company’s five-year strategic plan. Accordingly there will be a need to gain 
agreement with respect to the continuation of the network subsidy payment for the period beyond March 2011, as well as the replacement or 
extension of the working capital facilities. These arrangements will need State Aid approval. 

Notwithstanding these uncertainties, the Directors recognise that significant progress has been made in delivering its Plan and that the 
Funding Agreement is now in place and, after careful consideration, continue to believe that Post Office Limited will be able to meet its 
liabilities as they fall due in the foreseeable future. Accordingly, on that basis, the Directors consider that it is appropriate that these financial 
statements are prepared on a going concern basis. 

After analysis of the financial resources available and cash flow projections for the Group, including consideration of the financing 
arrangements outlined above, the Directors consider that it is appropriate to prepare the financial statements on a going concern basis. 

Basis of consolidation 
The consolidated financial statements comprise the accounts of the Company and its subsidiary undertakings. The financial statements of the 
major subsidiaries are prepared for the same reporting year as the Company, using consistent accounting policies.  

All intragroup balances and transactions, including unrealised profits arising from intragroup transactions, have been eliminated in full. 
Transfer prices between business segments are set on a basis of charges reached through a negotiation with the respective businesses. 

Subsidiaries are consolidated from the date on which control is obtained by the Group and cease to be consolidated from the date on which 
control is no longer held by the Group. Where the Group ceases to hold control of a subsidiary, the consolidated financial statements include 
the results for the part of the reporting year during which the Group held control. 

Minority interests represent the portion of profit/loss, gains/losses and net assets relating to subsidiaries that are not attributable to members 
of the Company. The minority interests balance is presented separately within equity in the consolidated balance sheet, separately from parent 
shareholders’ equity. 

52 

 
 
 
Royal Mail Holdings plc 

2. Accounting policies (continued) 

Investments in joint ventures and associates 
The Group’s investments in its joint ventures and associates are accounted for under the equity method of accounting. Under the equity 
method, the investment is carried in the balance sheet at cost plus post-acquisition changes in the Group’s share of the net assets of the joint 
ventures/associates, less any impairment in value. The income statement reflects the Group’s share of post tax profits from the joint ventures/ 
associates. 

Any goodwill arising on acquisition of an associate, representing the excess of the cost of the investment compared to the Group’s share of the 
net fair value of the identifiable assets, liabilities and contingent liabilities acquired, is included in the carrying amount and not amortised. To 
the extent that the net fair value of the associate’s identifiable assets, liabilities and contingent liabilities is greater than the cost of the 
investment, a gain is recognised and added to the Group’s share of the associate’s profit or loss in the period in which the investment is 
acquired.  

Revenue 
Revenue reported in the income statement comprises of Turnover and the Social Network Payment. Turnover principally relates to the 
rendering of services: 

Royal Mail 
Account revenue is derived from specific contracts and recognised when the mail delivery is complete. Prepaid revenue mainly relating to 
stamp and meter income is recognised when the sale is made, adjusted to reflect a value of stamp and meter credits held but not used by the 
customer.  

Parcelforce Worldwide 
Account revenue is derived from specific contracts and recognised when the delivery of an item is complete. 

Post Office Limited 
Revenue is recognised when retail and financial services are provided. 

General Logistics Systems 
Revenue is derived from specific contracts and is recognised at the time of delivery. 

The Social Network Payment is Government grant revenue recognised to match the related costs of providing the network of public post 
offices that the Secretary of State for Business, Enterprise and Regulatory Reform considers appropriate and which would otherwise not be 
provided. 

Distribution and conveyance 
Distribution and conveyance costs relate to third party costs incurred in carrying mail. These include conveyance by rail, road, sea and air, 
together with costs incurred by international mail carriers and Parcelforce Worldwide delivery operators. These costs are disclosed separately 
on the face of the income statement. 

Operating profit before exceptional items 
Operating profit is the profit arising from the normal, recurring operations of the business. This incorporates revenue, people costs, distribution 
and conveyance costs, other operating costs and the Group’s post tax share of profits from joint ventures and associates. Operating exceptional 
items are separately identified. 

Operating exceptional items 
Operating exceptional items are material items of income and expenditure arising from the operations of the business which, due to the nature 
of the events giving rise to them, require separate presentation on the face of the income statement to allow a better understanding of 
financial performance in the year, in comparison to prior years. 

ColleagueShare plan  
ColleagueShare is the name for the Group’s phantom share plan. The plan, introduced in 2007-08, is a five-year plan spanning the accounting 
years from April 2007 to March 2012 and comprises both a phantom share scheme and a related stakeholder dividend worth up to £5,300 
per person throughout the life of the plan. The ColleagueShares represent up to a total of 20% of the projected equity value of the Group. 
Additionally Royal Mail plans to pay a stakeholder dividend dependent on the achievement of certain targets.   

The costs of the plan are being charged to the income statement as an exceptional item throughout the life of the plan. Any long-term 
liabilities arising in relation to the plan will be discounted at an appropriate high quality corporate bond rate. These discounts will be unwound 
through the income statement during the life of the plan. The Group will redeem all ColleagueShares by 2012. 

Operating profit 
Operating profit is the profit arising from the normal, recurring operations of the business and after charging operating exceptional items 
defined above. It excludes the non operating exceptional items for profit or loss on disposal of businesses and profit or loss on disposal of 
property, plant and equipment. These items are not part of the normal recurring operations of the business but are material, so are presented 
separately on the face of the income statement to allow a better understanding of financial performance in the year, in comparison to prior 
years. 

Goodwill 
Business combinations on or after 29 March 2004 are accounted for under IFRS 3 ‘Business Combinations’ using the purchase method. Any 
excess of the cost of the business combination over the Group’s interest in the net fair value of the identifiable assets, liabilities and contingent 
liabilities at the date of acquisition is recognised in the balance sheet as goodwill and is not amortised.  

53 

 
 
 
 
 
Royal Mail Holdings plc 

2. Accounting policies (continued) 

After initial recognition, goodwill is stated at cost less any accumulated impairment losses. Goodwill arising from business combinations is 
reviewed for impairment annually or more frequently if events or changes in circumstances indicate that the carrying value may be impaired.  

An impairment loss is recognised in the income statement for the amount by which the carrying value of the asset (or cash generating unit) 
exceeds its recoverable amount, which is the higher of an asset’s net realisable value and its value in use. 

For the purpose of such impairment reviews, goodwill is allocated to the relevant cash generating units. 

Goodwill arising on the acquisition of equity accounted entities is included in the cost of those entities and therefore not reported in the balance 
sheet as goodwill. 

Intangible assets 
Intangible assets acquired as part of a business combination are capitalised separately from goodwill if the fair value can be measured reliably 
on initial recognition. Intangible assets acquired separately or development costs that meet the criteria to be capitalised are initially recognised 
at cost and are assessed to have either a finite or indefinite useful life. Those with a finite life are amortised over their useful life and those 
with an indefinite life are reviewed for impairment annually or more frequently if events or changes in circumstances indicate that the carrying 
value may be impaired. An impairment loss is recognised in the income statement for the amount by which the carrying value of the asset 
exceeds its recoverable amount, which is the higher of an asset’s net realisable value and its value in use. 

Amortisation of intangible assets with finite lives is charged annually to the income statement. The useful lives of such intangible assets are in 
the range of 1–6 years. 

Research and development 
Expenditure on research is written off in the year it is incurred. Development costs are capitalised where they meet the criteria required under 
IFRSs. If these criteria are not met, then the costs are recognised in the income statement as they are incurred. 

Property, plant and equipment 
Property, plant and equipment is recognised at cost, including attributable costs in bringing the asset into working condition for its intended 
use. Depreciation of property, plant and equipment is provided on a straight-line basis by reference to net book value and to the remaining 
useful economic lives of assets and their estimated residual values. The useful lives and residual values are reviewed annually and 
adjustments, where applicable, are made on a prospective basis. The lives assigned to major categories of property, plant and equipment are:  

Land and buildings: 
   Freehold land 
   Freehold buildings 
   Leasehold buildings 
Plant and machinery 
Motor vehicles and trailers 
Fixtures and equipment 

Range of asset lives 

Not depreciated 
Up to 50 years 
The shorter of the period of the lease, 50 years or the estimated remaining useful life 
3-15 years 
1-12 years 
2-15 years 

An individual property that the Group has identified as surplus is reclassified within ‘non-current assets held for sale’, a separate category on 
the balance sheet, when a sale is highly probable. This has been determined to be when authority to market the property has been approved 
and the property is vacant and therefore available for immediate sale and occupation by a third party. Such properties are expected to 
generate economic cash flow primarily by sale of the asset rather than by operational activities, and are expected generally to be disposed of 
within a year. 

For a disposal group of properties or other assets and liabilities, the requirements of IFRS 5 ‘Non-current assets held for sale and discontinued 
operations’ are applied to the specific circumstances of the disposal group. 

Impairment reviews 
Unless otherwise disclosed in these accounting policies, assets are reviewed for impairment if events or changes in circumstances indicate that 
the carrying value may be impaired. The Group assesses at each reporting date whether such indications exist. Where appropriate, an 
impairment loss is recognised in the income statement for the amount by which the carrying value of the asset (or cash generating unit) 
exceeds its recoverable amount, which is the higher of an asset’s net realisable value and its value in use. 

Leases 
Finance leases, where substantially all the risks and rewards incidental to ownership of the leased item have passed to the Group, are 
capitalised at the inception of the lease with a corresponding liability recognised for the fair value of the leased item or, if lower, at the present 
value of the minimum lease payments. Lease payments are apportioned between the finance charges and reduction of the lease liability to 
achieve a constant rate of interest on the remaining balance of the liability. Capitalised leased assets are depreciated over the shorter of the 
estimated useful life of the asset and the lease term. 

Leases where substantially all the risks and rewards of ownership of the asset are retained by the lessor, are classified as operating leases and 
rentals are charged to the income statement over the lease term. The aggregate benefit of incentives are recognised as a reduction of rental 
expenses over the lease term on a straight-line basis. 

Inventories  
Inventories are carried at the lower of cost and net realisable value after adjusting for obsolete or slow-moving stock. Cost includes all costs in 
bringing each item to its present location and condition and comprises weighted average cost for supplies and materials and purchase cost for 
merchandise. 

54 

 
 
 
 
 
Royal Mail Holdings plc 

2. Accounting policies (continued) 

Trade and other receivables 
Trade receivables are recognised and carried at original invoice amount less an allowance for any non-collectable amounts. An estimate for 
doubtful debts is made when collection of the full amount is no longer probable. Bad debts are written off when identified. 

Financial instruments 
Financial assets within the scope of IAS 39 ‘Financial Instruments: Recognition and Measurement’ are classified as; financial assets at fair value 
through the income statement (held for trading); held to maturity investments, loans and receivables or available for sale financial assets as 
appropriate. Financial liabilities within the scope of IAS 39 are classified as either financial liabilities at fair value through the income statement 
or financial liabilities measured at amortised cost. 

The Group determines the classification of its financial instruments at initial recognition and re-evaluates this designation at each financial year 
end. 

When financial instruments are recognised initially, they are measured at fair value, being the transaction price plus, in the case of financial 
instruments not at ‘fair value through the income statement’, any directly attributable transactional costs. 

The subsequent measurement of financial instruments depends on their classification as follows: 

Financial assets at fair value through the income statement (held for trading) 
Financial assets are classified as held for trading if they are acquired for sale in the short term. Derivatives are also classified as held for 
trading unless they are designated as hedging instruments. Assets are carried in the balance sheet at fair value with gains or losses recognised 
in the income statement. 

Held-to-maturity investments 
Non-derivative financial assets with fixed or determinable payments and fixed maturity are classified as ‘held to maturity’ when the Group has 
the positive intention and ability to hold to maturity. Held to maturity investments are carried at amortised cost using the effective interest rate 
method. Gains and losses are recognised in the income statement when the investments are derecognised or impaired, as well as through the 
amortisation process. Investments intended to be held for an undefined period are not included in this classification. 

Loans and receivables 
Non-derivative financial assets with fixed or determinable payments that are not quoted on an active market, do not qualify as trading assets 
and have not been designated as either ‘fair value through the income statement’ or available for sale. Such assets are carried at amortised 
cost using the effective interest rate method if the time value of money is significant. Gains and losses are recognised in the income statement 
when the loans and receivables are derecognised or impaired, as well as through the amortisation process. 

Available for sale financial assets 
‘Available for sale financial assets’ are non-derivative financial assets that are designated as such or are not classified in any of the three 
preceding categories. After initial recognition, interest is taken to the income statement using the effective interest rate method and the assets 
are measured at fair value with gains or losses being recognised as a separate component of equity until the investment is derecognised, or 
until the investment is deemed to be impaired at which time the cumulative gain or loss previously reported in equity is included in the income 
statement. 

Financial liabilities at fair value through the income statement (held for trading) 
Derivatives liabilities are classified as held for trading unless they are designated as hedging instruments. They are carried in the balance sheet 
at fair value with gains or losses recognised in the income statement. 

Financial liabilities measured at amortised cost 
All non-derivative financial liabilities are classified as financial liabilities measured at amortised cost. Non-derivative financial liabilities are 
initially recognised at the fair value of the consideration received, less directly attributable issue costs. After initial recognition, non-derivative 
financial liabilities are subsequently measured at amortised cost using the effective interest method. Gains and losses are recognised in the 
income statement when the liabilities are derecognised or impaired, as well as through the amortisation process. 

Cash and cash equivalents 
Cash and cash equivalents in the balance sheet comprise cash at bank and in hand and short-term deposits (cash equivalents) with an original 
maturity date of three months or less. In addition, the Group uses Money Market funds as a readily available source of cash, which are bought 
and sold on a daily basis to meet the cash requirements of the business. These funds are also categorised as cash equivalents. 

For the purpose of the cash flow statement, cash and cash equivalents consist of cash and cash equivalents as defined above, net of bank 
overdrafts. 

Cash equivalents are classified as loans and receivables financial instruments. 

Financial assets – pension escrow investments 
Financial assets – pension escrow investments comprise; short term deposits with banks; conventional gilt edged securities, index-linked gilt 
edged securities and Treasury bills. 

Short term deposits with banks (pension escrow investments) are classified as loans and receivables financial instruments. 

Conventional gilt edged securities, index-linked gilt edged securities and Treasury bills are classified as available for sale financial instruments 
on the basis that they are quoted investments that are not held for trading and may be disposed of prior to maturity. 

55 

 
 
 
Royal Mail Holdings plc 

2. Accounting policies (continued) 

Financial assets – other investments 
Financial assets – other investments comprise; short term deposits (other investments) with Government, local government or banks with an 
original maturity of three months or more and conventional gilt edged securities. Short term deposits are classified as loans and receivables 
financial instruments. Conventional gilt edged securities are classified as available for sale financial instruments on the basis that they are 
quoted investments that are not held for trading and may be disposed of prior to maturity. 

Financial liabilities – interest-bearing loans and borrowings 
All loans and borrowings are classified as financial liabilities measured at amortised cost. Borrowing costs are recognised as an expense when 
incurred. 

Financial liabilities – obligations under finance lease and hire purchase contracts 
All obligations under finance lease and hire purchase contracts are classified as financial liabilities measured at amortised cost. 

Borrowing costs are recognised as an expense when incurred. 

Derivative financial instruments 
The Group uses derivative instruments such as foreign currency contracts in order to manage the risk profile of any underlying risk exposure of 
the Group, in line with the Group’s treasury management policies. Such derivative financial instruments are initially stated at fair value. 

For the purpose of hedge accounting, hedges are classified as cash flow hedges where they hedge exposure to variability in cash flows that is 
either attributable to a particular risk associated with a recognised asset or liability or a highly probable forecasted transaction. 

In relation to cash flow hedges to hedge the foreign exchange risk of firm commitments that meet the conditions for hedge accounting, the 
portion of the gain or loss on the hedging instrument that is determined to relate to an effective hedge is recognised directly in equity and the 
ineffective portion is recognised in the income statement. 

When the hedged firm commitment results in the recognition of a non financial asset or non financial liability, then, at the time the asset or 
liability is recognised, the associated gains or losses that had previously been recognised in equity are included in the initial measurement of 
the acquisition cost or other carrying amount of the asset or liability. For all other cash flow hedges, the gains or losses that are recognised in 
equity are transferred to the income statement in the same year in which the hedged firm commitment affects the net profit/loss, for example 
when the future sale actually occurs. 

For derivatives that do not qualify for hedge accounting, any gains or losses arising from changes in fair value are taken directly to the income 
statement in the period. 

Hedge accounting is discontinued when the hedging instrument expires or is sold, terminated or exercised, or no longer qualifies for hedge 
accounting. At that point in time, any cumulative gain or loss on the hedging instrument recognised in equity is kept in equity until the forecast 
transaction occurs. If a hedged transaction is no longer expected to occur, the net cumulative gain or loss recognised in equity is transferred to 
the income statement for the year. 

Fair value measurement of financial instruments 
The fair value of quoted investments is determined by reference to bid prices at the close of business on the balance sheet date. Where there is 
no active market, fair value is determined using valuation techniques. These include using recent arm’s length market transactions; reference to 
the current market value of another instrument which is substantially the same; and discounted cash flow analysis and pricing models. 
Specifically, in the absence of quoted market prices derivatives are valued by using quoted forward prices for the underlying commodity/currency 
and discounted using quoted interest rates (both as at the close of business on the balance sheet date). 

For the purposes of disclosing the fair value of investments held at amortised cost in the balance sheet, in the absence of quoted market prices, 
fair values are calculated by discounting the future cash flows of the financial instrument using quoted equivalent interest rates as at close of 
business on the balance sheet date. 

Derecognition of financial instruments 
A financial asset or liability is derecognised when the contract that gives rise to it is settled, sold, cancelled or expires. 

56 

 
 
 
Royal Mail Holdings plc 

2. Accounting policies (continued) 

Income tax and deferred tax 
The charge for current taxation is based on the results for the year as adjusted for items that are non-assessable or disallowed. It is calculated 
using rates that have been enacted or substantively enacted at the balance sheet date. 

Deferred tax is provided, using the liability method, on all temporary differences at the balance sheet date, between the tax bases of assets and 
liabilities and their carrying amounts for financial reporting purposes. 

Deferred income tax liabilities are recognised for all taxable temporary differences except: 

(cid:131)  initial recognition of goodwill; 

(cid:131)  the initial recognition of an asset or liability in a transaction that is not a business combination and, at the time of the transaction, 

affects neither the accounting profit nor taxable profit or loss; and 

(cid:131)  taxable temporary differences associated with investments in subsidiaries, associates and interest in joint ventures, where the timing of 
the reversal of the temporary differences can be controlled and it is probable that the temporary difference will not reverse in the 
foreseeable future. 

Other than stated below, deferred tax assets are recognised for all deductible temporary differences, carry-forward of unused tax assets and 
unused tax losses, to the extent that it is probable that taxable profit will be available against which the deductible temporary differences, 
carry-forward of unused tax assets, and unused tax losses can be utilised. Deferred tax assets are not recognised in respect of: 

(cid:131)  deductible temporary differences arising from the initial recognition of an asset or liability in a transaction that is not a business 
combination and, at the time of the transaction, affects neither the accounting profit nor the taxable profit or loss; and 

(cid:131)  deductible temporary differences associated with investments in subsidiaries, associates and interests in joint ventures, except to the 

extent that it is probable that the temporary differences will reverse in the foreseeable future and taxable profit will be available against 
which the temporary difference will be utilised. 

The carrying amount of deferred tax assets is reviewed at each balance sheet date and increased or reduced to the extent that sufficient 
taxable profit will be available to allow all or part of the deferred tax asset to be utilised. 

Deferred tax assets and liabilities are measured at the tax rates that are expected to apply to the period when the tax asset is realised or the 
liability is settled, based on tax rates (and tax laws) that have been enacted or substantively enacted at the balance sheet date. Deferred tax 
balances are not discounted. 

Current and deferred tax is charged or credited directly to equity if it relates to items that are credited or charged directly to equity. Otherwise 
it is recognised in the income statement. 

Provisions 
Provisions are recognised when the Group has a present obligation (legal or constructive) as a result of a past event, it is probable that an 
outflow of resources will be required to settle the obligation, and a reliable estimate can be made of the amount of the obligation. If the effect 
of the time value of money is material, provisions are determined by discounting the expected future cash flows at an appropriate pre-tax rate.  

Pensions and other post-retirement benefits 
The pension plans’ assets for the defined benefit schemes are measured at fair value. Liabilities are measured on an actuarial basis using the 
projected unit credit method and discounted at a rate equivalent to the current rate of return on a high quality corporate bond of equivalent 
currency and term. The resulting defined benefit asset or liability is presented separately on the face of the balance sheet. Full actuarial 
valuations are carried out at intervals not normally exceeding three years as determined by the Trustees and, with appropriate updates and 
accounting adjustments at each balance sheet date, form the basis of the deficit disclosed. All members of defined benefit schemes are 
contracted out of the earnings-related part of the State pension scheme. 

For defined benefit schemes, the amounts charged to operating profit are the current service costs and any gains and losses arising from 
settlements, curtailments and past service costs. The net difference between the interest costs and the expected return on plan assets is 
recognised as net pensions interest in the income statement. Actuarial gains and losses are recognised immediately in the statement of 
recognised income and expense (SORIE). Any deferred tax movement associated with the actuarial gains and losses is also recognised in the 
SORIE. 

For defined contribution schemes, the Group’s contributions are charged to operating profit within people costs in the period to which the 
contributions relate. Overseas subsidiaries make separate arrangements for the provision of pensions and other post-retirement benefits. 

57 

 
 
 
 
Royal Mail Holdings plc 

2. Accounting policies (continued) 

Foreign currencies 
The functional and presentational currency of Royal Mail Holdings plc is sterling (£). The functional currency of the overseas subsidiaries in 
Europe is mainly the euro (€). 

The assets and liabilities of foreign operations are translated at the rate of exchange ruling at the balance sheet date. The trading results of 
foreign operations are translated at the average rates of exchange for the reporting period, being a reasonable approximation to the actual 
transaction rate. The exchange differences arising on the translation, since the date of transition to IFRSs, are taken directly to the Foreign 
Currency Translation Reserve in equity.  

Transactions in foreign currencies are initially recorded in the functional currency by applying the spot exchange rate ruling at the date of the 
transaction. Monetary assets and liabilities denominated in foreign currencies are retranslated at the functional currency rate of exchange 
ruling at the balance sheet date. Currently hedge accounting is not claimed for any monetary assets and liabilities. All differences are therefore 
taken to the income statement, except for differences on monetary assets and liabilities that form part of the Group’s net investment in a 
foreign operation. These are taken directly to equity until the disposal of the net investment occurs, at which time they are recognised in profit 
or loss. 

Non-monetary items that are measured in terms of historical cost in a foreign currency are translated using the exchange rates as at the dates 
of the initial transactions. Non-monetary items measured at fair value in foreign currency are translated using the exchange rates at the date 
when the fair value is determined. 

Contingent liabilities and financial guarantee contracts  
Financial guarantee contracts are initially measured at fair value and subsequently at the higher of amounts under IAS 37 or the amounts 
initially recognised less, when appropriate, cumulative amortisation recognised in accordance with IAS 18 ‘Revenue’. 

Contingent liabilities are not disclosed if the possibility of losses occurring is considered to be remote. 

Government grants 
Government grants of a revenue nature are credited to the income statement and are shown separately to the expenditure to which they 
relate. 

Segment information 
The Group’s primary reporting format is by business segments and its secondary format is by geographical segments. The business segments 
are organised and managed separately according to the nature of the products and services provided, with each segment representing a 
business unit that offers different products and serves largely different markets. The five business segments are: 

Royal Mail: Delivers letters to all addresses in the United Kingdom. Royal Mail offers a number of products to both business and domestic 
users. 

Parcelforce Worldwide: The parcels business unit operating within the UK. 

Post Office Limited: A limited company responsible for the network of Post Office branches offering a series of retail services. 

General Logistics Systems: The European parcels business which, via its subsidiaries and partners, offers its services in 36 European states. 

Other businesses: Includes PostCap Guernsey Limited and iRed Redefining Document Management Ltd, both wholly owned subsidiaries, 
Romec Limited, and NDC 2000 Limited, both part owned subsidiaries, investments in the following associates – Quadrant Catering Limited, 
Camelot Group plc and Camelot International Services Limited, and our Group Property unit. The Group Property unit includes Royal Mail 
Estates Limited, a wholly owned subsidiary. 

Transfer prices between business segments are set on a basis of charges reached through negotiation with the respective businesses.  

The two geographical segments are UK operations and European operations. The latter consists of the GLS business segment. The former 
includes the other four business segments plus Corporate, representing central shared services for the UK and the corporate centre. Corporate 
is not a revenue or profit centre but incurs certain costs on behalf of the business segments, which are passed on, and manages certain assets 
and liabilities of the Group. 

58 

 
 
 
Royal Mail Holdings plc 

2. Accounting policies (continued) 

Accounting standards and interpretations not applied 

The International Accounting Standards Board (IASB) and International Financial Reporting Interpretations Committee (IFRIC) have issued 
accounting standards and interpretations with an effective date for accounting periods beginning on or after the date of these financial 
statements. Of these, the Group has not applied the following: 

International Accounting Standards (IAS/IFRSs) 

IFRS 2  

IFRS 3 

IFRS 8  

IAS 1 

IAS 23 

IAS 27 

IAS 32 & IAS 1 

Amendment to IFRS 2 – Vesting Conditions and Cancellations 

Business Combinations (revised January 2008) 

Operating Segments 

Presentation of Financial Statements (revised September 2007) 

Borrowing Costs (revised March 2007) 

Consolidated and Separate Financial Statements (revised January 2008) 

Amendments to IAS 32 Financial Instruments: Presentation and IAS 1 
Presentation of Financial Statements – Puttable Financial Instruments and 
Obligations Arising on Liquidation  

International Financial Reporting Interpretations Committee (IFRIC) 

IFRIC 12  

IFRIC 13 

IFRIC 14 

Service Concession Arrangements 

Customer Loyalty Programmes 

IAS 19 – The Limit on Defined Benefit Asset, Minimum Funding Requirements and 
their interaction 

Effective date 

1 January 2009 

1 July 2009 

1 January 2009 

1 January 2009 

1 January 2009 

1 July 2009 

1 January 2009 

1 January 2008 

1 July 2008 

1 January 2008 

IFRS 2 Vesting Conditions and Cancellations 
The amendment to IFRS 2 deals with vesting conditions and cancellations for shares. Although the Group operates the Colleagueshare 
phantom share scheme (see policy note above) this does not constitute a share based payment arrangement under IFRS 2. Consequently the 
Group has no share based payment arrangements, and therefore, this amendment will have no impact on the financial position or performance 
of the Group. 

IFRS 3 Business Combinations 
The Group does not anticipate early adopting the revised IFRS 3 and so will apply it prospectively to all business combinations on or after 
29 March 2010. Whilst it is not possible to estimate the outcome of adoption, the key features of the revised IFRS 3 include a 
requirement for acquisition-related costs to be expensed and not included in the purchase price; and for contingent consideration to be 
recognised at fair value on the acquisition date (with subsequent changes recognised in the income statement and not as a change to 
goodwill). The standard also changes the treatment of non-controlling interest (formerly minority interests) with an option to recognise 
these at full fair value as at the acquisition date and a requirement for previously held non-controlling interests to be fair valued as at the 
date control is obtained, with gains and losses recognised in the income statement. 

IFRS 8 Operating Segments 
This standard requires disclosure of information about the Group’s operating segments and replaces the requirement to determine primary 
(business) and secondary (geographical) reporting segments. It is anticipated that the operating segments will be the same as the business 
segments previously reported under IAS 14. It is expected that this new standard will be adopted with a commencement date of 30 March 
2009 and will have no impact on the financial position or performance of the Group. 

IAS 1 Presentation of Financial Statements 
This revised standard sets overall requirements for the presentation of financial statements, guidelines for their structure and minimum 
requirements for their content. It does not change the recognition, measurement or disclosure of specific transactions and other events 
required by other IFRSs. Hence it is expected that this new standard, which will be adopted with a commencement date of 30 March 2009, will 
have no impact on the financial position or performance of the Group. 

IAS 23 Borrowing Costs 
This standard has been revised to require capitalisation of borrowing costs when such costs relate to a qualifying asset. A qualifying asset is an 
asset that necessarily takes a substantial period of time to get ready for its intended use or sale. It is expected that this new standard will have 
no impact on the financial position or performance of the Group although the standard will be adopted with a commencement date of 30 
March 2009. 

59 

 
 
 
 
 
Royal Mail Holdings plc 

2. Accounting policies (continued) 

IAS 27 Consolidated and Separate Financial Statements 
IAS 27 revised is effective for annual periods beginning on or after 1 July 2009, with earlier application only permitted when the revised IFRS 3 is 
applied. The revised standard applies retrospectively with some exceptions. IAS 27 revised no longer restricts the allocation to minority interest of 
losses incurred by a subsidiary to the amount of the non-controlling equity investment in the subsidiary. A partial disposal of equity interest in a 
subsidiary that does not result in a loss of control will be accounted for as an equity transaction and will have no impact on goodwill nor will it 
give rise to any gain or loss. Where there is loss of control of a subsidiary, any retained interest will have to be remeasured to fair value, which 
will impact the gain or loss recognised on disposal. It is expected that retrospective application of this standard will have no impact on the 
financial position or performance of the Group although the standard will be adopted with a commencement date of 29 March 2010. 

IAS 32 & IAS 1 Puttable Financial Instruments and Obligations Arising on Liquidation 
The amendments to IAS 32 & IAS 1 require that puttable financial instruments and instruments that impose an obligation to deliver to another 
party a pro-rata share of net assets on liquidation are classified as equity provided that they have particular features and meet specific conditions. 
It is expected that these amendments will be adopted with a commencement date of 30 March 2009 and will have no impact on the financial 
position or performance of the Group. 

IFRIC 12 Service Concession Arrangements 
This interpretation applies to service concession operators and explains how to account for the obligations undertaken and rights received in 
service concession arrangements. No members of the Group are operators in this regard and hence the interpretation will have no impact on 
the Group. 

IFRIC 13 Customer Loyalty Programmes 
The Group has no schemes involving customer loyalty awards hence there will be no impact on the Group’s financial statements when this 
IFRIC is adopted. 

IFRIC 14 – IAS 19 – The Limit on a Defined Benefit Asset, Minimum Funding Requirements and their interaction 
This interpretation provides guidance on how to assess the limit on the amount of surplus in a defined benefit scheme that can be recognised 
as an asset under IAS 19 on Employee Benefits. It is expected that at present, this interpretation will have no impact on the financial position 
or performance of the Group, as the Group has an absolute right to any assets left over after benefits have been secured. 

The Directors do not anticipate that the adoption of these standards and interpretations will have a material impact on the Group’s primary 
financial statements. Certain of the above standards will require amendment to disclosures in the period of initial application.  

60 

 
 
 
Royal Mail Holdings plc 

3. Segment information 

Analysis of segment revenue and segment result by class of business and geographic area  

53 weeks to 30 March 2008 

Segment revenue: 

External revenue 

Revenue between segments  

Segment revenue 

Segment result: 

UK operations 

Royal Mail 

Parcelforce 
Worldwide 

£m 

6,830 

106 

£m 

379 

4 

Post 
Office 
Limited 

£m 

911 

358 

Other 
businesses 

Total 

£m 

£m 

36 

8,156 

246 

714 

European 
operations 
General 
Logistics 
Systems 

£m 

1,232 

- 

Total 

£m 

9,388 

714 

6,936 

383 

1,269 

282 

8,870 

1,232 

10,102 

77 

48 

114 

Operating (loss)/profit before exceptional items 

Less share of post tax profits from joint 
ventures and associates 

Operating exceptional items - Government grant 

(3) 

(1) 

- 

8 

- 

- 

  - other 

(353) 

(17) 

(34) 

(36) 

313 

(382) 

(10) 

(47) 

- 

313 

(2) 

(754) 

Profit on disposal of property, plant and 
equipment 

Segment result 
Share of post tax profits from joint ventures 
and associates 
Segment result after share of post tax profits 
from joint ventures and associates  

- 

(357) 

1 

(356) 

- 

(9) 

- 

(9) 

5 

53 

58 

(134) 

118 

(382) 

36 

10 

47 

(98) 

128 

(335) 

162 

(47) 

313 

(754) 

58 

(268) 

47 

(221) 

- 

- 

- 

- 

114 

- 

114 

Not included in segment result after share of post tax profits from joint ventures and associates is net pensions interest of £131m (2007 £199m), 
finance income of £84m (2007 £62m), finance costs of £71m (2007 £56m) and a taxation credit of £212m (2007 £27m charge), which when 
added reconciles to the ‘profit for the financial year from continuing operations’ in the income statement of £135m (2007 £286m). 

52 weeks to 25 March 2007 

Segment revenue: 

External revenue 

Revenue between segments (restated) 

Segment revenue 

Segment result: 

Operating profit/(loss) before exceptional 
items 
Less share of post tax profits from joint 
ventures and associates 

Operating exceptional items 

Profit on disposal of business 

Profit on disposal of property, plant and 
equipment 

Segment result 

Share of post tax profits from joint ventures 
and associates 
Segment result after share of post tax profits 
from joint ventures and associates  

UK operations (restated) 
Post 
Office 
Limited 

Parcelforce 
Worldwide 

£m 

337 

5 

£m 

868 

348 

Other 
businesses 

£m 

Total 

£m 

35 

8,097 

237 

696 

342 

1,216 

272 

8,793 

Royal Mail 

£m 

6,857 

106 

6,963 

European 
operations 
General 
Logistics 
Systems 

£m 

1,082 

- 

1,082 

(108) 

83 

118 

115 

(27) 

(88) 

- 

15 

(208) 

(12) 

(39) 

- 

(243) 

74 

74 

29 

174 

44 

(46) 

27 

12 

39 

(181) 

186 

(7) 

- 

- 

- 

- 

115 

- 

115 

136 

- 

(154) 

- 

- 

(18) 

- 

(18) 

7 

- 

(1) 

- 

- 

6 

- 

6 

61 

Total 

£m 

9,179 

696 

9,875 

233 

(39) 

(243) 

74 

44 

69 

39 

108 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

3. Segment information (continued) 

The above analysis of revenue between segments for 2006-07 has been restated to include the impact of the operations of Royal Mail Estates 
Limited (RMEsL), £94m and Romec Limited, £143m, within the ‘Other businesses’ segment. These amounts were previously classified as internal 
recharges and hence did not form part of revenue between segments. 

Operating profit before exceptional items for all UK operations has also been restated as if RMEsL had been operating in 2006-07 in the way it has 
operated in 2007-08. The effect of this change has been to reduce the operating profit before exceptional items of Royal Mail by £58m and 
Parcelforce Worldwide by £3m and to increase the operating loss before exceptional items of Post Office Limited by £9m. Consequently, the 
operating profit before exceptional items of the Other businesses segment has increased by £70m. There has been no overall change to the Total 
Segment result as a result of this restatement.  

Analysis of net assets/(liabilities) by class of business and geographic area 

At 30 March 2008 

Assets 

Liabilities 

At 25 March 2007 

Assets 

Liabilities 

UK operations 

  European 
operations 

Royal 
Mail 

Parcelforce 
Worldwide 

Post 
Office 
Limited 

Other 
businesses 

Corporate*

Total 

£m 

£m 

£m 

1,521 

101 

1,203 

£m 

656 

£m 

£m 

56 

3,537 

General 
Logistics 
Systems 

£m 

595 

Total 
unallocated 
assets/ 
(liabilities) 

Total 
assets/ 
(liabilities) 

£m 

£m 

2,222 

6,354 

(3,672) 

(226) 

(1,166) 

(174) 

(248) 

(5,486) 

(226) 

(883)

(6,595) 

£m 

1,443 

£m 

82 

£m 

1,026 

£m 

661 

£m 

£m 

61 

3,273 

£m 

520 

£m 

£m 

1,831 

5,624 

(5,222) 

(337) 

(913) 

(179) 

(194) 

(6,845) 

(198) 

(845) 

(7,888) 

*In the context of the above table, Corporate, as defined in the accounting policies note, holds certain assets and liabilities that do not form part of 
any business segment but which do form part of the UK geographic segment. 

Assets include ‘Non-current assets held for sale’ of £1m (2007 £7m) relating to Other businesses.  

Unallocated assets and liabilities comprise the following items: 

Cash and cash equivalents – interest bearing 

Financial assets – investments 

Loans and borrowings 

Obligations under finance leases and hire purchase contracts 

Derivative financial asset/(liabilities) 

Interest receivables/(payables) 

Income tax payable 

Deferred tax assets/(liabilities) 

Total 

2008 

2007 

Unallocated 
assets 
£m 

Unallocated 
liabilities 
£m 

Unallocated 
assets 
£m 

Unallocated 
liabilities 
£m 

489 

1,091 

- 

- 

32 

2 

- 

608 

2,222 

- 

- 

(791) 

(53) 

(3) 

(16) 

(15) 

(5) 

(883) 

411 

1,017 

- 

- 

- 

- 

- 

403 

1,831 

- 

- 

(803) 

(1) 

(7) 

(2) 

(29) 

(3) 

(845) 

62 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

3. Segment information (continued) 

Other segment information 

At 30 March 2008 

Additions 

Property, plant and 
equipment 

Intangible assets 

Non cash expenses 

Depreciation and 
amortisation 

Impairment 

UK operations 

Royal Mail 

Parcelforce 
Worldwide 

Post 
Office 
Limited 

Other 

businesses  Corporate 

Total 

£m 

£m 

£m 

£m 

£m 

£m 

178 

14 

166 

- 

4 

4 

1 

6 

40 

51 

1 

91 

32 

- 

36 

- 

(6) 

248 

9 

78 

3 

- 

207 

97 

European 
operations 
General 
Logistics 
Systems 

£m 

36 

1 

29 

- 

Total 

£m 

284 

79 

236 

97 

Negative additions in the year within the Corporate segment are due to the transfer of expenditure (including amounts brought forward from 
2006-07) to other segments, mainly Royal Mail, being higher than expenditure incurred by Corporate in 2007-08. 

At 25 March 2007 

Additions 

Property, plant and 
equipment 

Intangible assets 

Non cash expenses 

Depreciation and 
amortisation 

Impairment 

4. People information 

(a)  Headcount 

£m 

£m 

£m 

£m 

£m 

£m 

£m 

£m 

154 

21 

142 

14 

4 

3 

- 

- 

8 

35 

1 

50 

34 

- 

28 

- 

12 

6 

212 

65 

1 

- 

172 

64 

52 

- 

26 

- 

264 

65 

198 

64 

The number of people employed, calculated on a headcount basis, were: 

      Period end employees 

Average employees 

2008 

164,995 

4,464 

9,163 

2,654 

181,276 

4,313 

13,135 

198,724 

2007 

167,640 

4,176 

9,990 

2,961 

184,767 

4,592 

12,137 

201,496 

Royal Mail 

Parcelforce Worldwide 

Post Office Limited 

Corporate and Group Property 

UK wholly owned subsidiaries 

UK partially owned subsidiaries 

General Logistics Systems  

Group total 

Number of subpostmasters at year end 

(b)  Directors’ emoluments 

Directors’ emoluments 

Amounts receivable under Long-Term Incentive Plans 

Number of Directors accruing benefits under defined benefit schemes 

2008 

165,257 

4,384 

9,600 

2,732 

181,973 

4,330 

12,715 

199,018 

2008 

10,768 

2008 
£000 

3,666 

1,120 

4 

2007 

170,127 

4,141 

10,640 

3,181 

188,089 

4,600 

11,749 

204,438 

2007 

11,494 

2007 
£000 

4,164 

3,113 

5 

The Directors’ Remuneration Report discloses full details of Directors’ emoluments and can be found on pages 37 to 43. 

63 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

5. Operating costs 

Operating profit before exceptional items is stated after charging: 

(a) 
Pensions charge (note 25): 

Cash 

Non-cash 

(b) 

Distribution and conveyance operating costs: 

Operating lease charges on vehicles 

Other distribution and conveyance  

(c) 

Depreciation and amortisation: 

Depreciation of owned property, plant and equipment 

Depreciation of property, plant and equipment under finance lease and hire 
purchase contracts 

Total depreciation (note 10) 

Amortisation of intangible assets (note 12) 

Property, facilities and maintenance costs 

Computers and telephones costs 

Consultancy, marketing and legal fees 

Operating lease charges on property, plant and equipment (excluding vehicles) 

Foreign currency exchange (gains)/losses 

Research and development expenditure 

Regulatory body costs: 

Postcomm 

Postwatch 

6. Auditors’ remuneration 

Audit of statutory financial statements 

Other fees to auditors: 

Statutory audits for subsidiaries 

Other services supplied pursuant to such legislation 

Taxation services 

Corporate finance services 

Litigation services 

Other services  

Total  

The Group paid an additional £185,000 in 2008, relating to the 2007 audit. 

64 

2008 
£m 

701 

550 

151 

1,341 

38 

1,303 

236 

189 

22 

211 

25 

261 

281 

263 

149 

(3) 

1 

16 

9 

7 

2008 
£000 

647 

1,359 

388 

283 

109 

245 

51 

3,082 

2007 
£m 

722 

543 

179 

1,237 

64 

1,173 

198 

169 

17 

186 

12 

263 

259 

187 

148 

4 

1 

19 

10 

9 

2007 
£000 

607 

1,270 

468 

279 

91 

128 

133 

2,976 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
7. Operating exceptional items 

Royal Mail Holdings plc 

Government grant income 

ColleagueShare costs  - phantom share scheme 

- stakeholder dividend 

Other restructuring costs: 

Provision for restructuring (note 20) 

Other exceptional write-offs 

Impairment of property, plant and equipment (note 10) 

Impairment of intangible assets (note 12) 

Impairment relating to associates (note 14) 

Total operating exceptional items 

£m 

313 

(277) 

2008 

£m 

(116) 

(161) 

(363) 

(17) 

(40) 

(57) 

- 

2007 

£m 

£m 

- 

- 

- 

- 

(179) 

- 

(15) 

(39) 

(10) 

(477) 

(441) 

(243) 

(243) 

The £313m (2007 £nil) relates to a Government grant received by the Group under the Industrial Development Act (IDA) 1982. This amount 
was used during the year to compensate Post Office Limited for providing certain specified “services of general economic interest”. 

The £116m (2007 £nil) phantom share scheme costs and £161m (2007 £nil) stakeholder dividend costs are the estimated costs relating to 
the first year of the Company ColleagueShare plan. The stakeholder dividend will be paid to qualifying employees in 2008-09 whilst the costs 
of the phantom share scheme are discounted and will be repurchased by the Group by 2012. 

The provision of £479m in note 20 is shown as £363m in the above table after excluding the £116m ColleagueShare provision separately 
identified. 

The £363m (2007 £179m) restructuring charge is in respect of employee related redundancy costs of £165m (2007 £180m) resulting mainly 
from operational efficiency initiatives in Royal Mail and organisational design review in Post Office Limited, £141m (2007 £nil) subpostmasters’ 
compensation paid through the Agency Network Change (ANC) programme, £43m (2007 £nil) exceptional charge for project fees for the WH 
Smith and the ANC programmes, £10m (2007 £1m release) exceptional property charges and £4m other Group exceptional charges (2007 
£nil). 

Of the above impairments, £91m (2007 £50m) relates to Post Office Limited comprising £40m (2007 £15m) property, plant and equipment 
and £51m (2007 £35m) intangible assets. The remaining  £6m relates to Parcelforce Worldwide intangible assets. Due to ongoing losses, the 
carrying values of asset purchases made by Post Office Limited during the year have been impaired to recoverable amount. There was no 
impairment relating to associates in the current year. The prior year relates to the impairment of G3 Worldwide Mail N.V. (Spring) (2007 
£10m).  

Other exceptional write-offs of £17m (2007 £nil) include £9m in Post Office Limited relating to professional fees for the new Government 
funding agreement and £8m for other restructuring exceptional items charged in the current year. 

8. Net finance income (excluding net pensions interest) 

Interest payable on financial liabilities carried at amortised cost 

Finance costs 

Interest received on available for sale financial assets 

Interest received on held for trading financial assets 

Interest received on loans and receivables financial assets 

Finance income 

Net finance income (excluding net pensions interest) 

2008 
£m 

(71) 

(71) 

12 

- 

72 

84 

13 

2007 
£m 

(56) 

(56) 

- 

1 

61 

62 

6 

No gains/losses on available for sale financial assets were released from equity and recognised in the income statement for the year. 

The finance costs of £71m (2007 £56m) include £1m (2007 £nil) in respect of finance charges payable under finance lease and hire purchase 
contracts. 

65 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

9. Income tax 

The major components of income tax (credit)/charge for the years ended 30 March 2008 and 25 March 2007 are: 

Tax charged to the income statement 

Current income tax: 

Current UK income tax charge 

Foreign tax 

Adjustments in respect of current income tax of prior years 

Deferred income tax: 

Relating to origination and reversal of temporary differences 

Effect of change in tax rate 

Income tax (credit)/charge reported in the income statement 

Tax charged to equity 

Income tax related to items charged or credited directly to equity: 

Deferred income tax charge related to actuarial gains on pension deficit 

Effect of change in tax rate on deferred tax in equity 

Current income tax relief for pension deficit recovery payment 

Current income tax charge for fair value adjustments on fixed asset investments 

Income tax charge/(credit) reported in equity 

Total taxation losses/(gains) recognised 

Current income tax charge 

Deferred income tax (credit) 

Total income tax credit reported 

2008 
£m 

(22) 

29 

(3) 

4 

(246) 

30 

(212) 

- 

15 

- 

3 

18 

7 

(201) 

(194) 

2007 
£m 

49 

31 

(4) 

76 

(49) 

- 

27 

39 

- 

(66) 

- 

(27) 

10 

(10) 

- 

A reconciliation between tax expense and the product of accounting profit multiplied by the UK rate of Corporation Tax for the years 
ended 30 March 2008 and 25 March 2007 is as follows: 

Accounting (loss)/profit before tax from continuing operations 

At UK standard rate of Corporation Tax of 30% 

Overseas current tax rates 

Tax overprovided in prior years 

Non-taxable income 

Non-deductible expenses 

Associates’/joint ventures’ profit after tax charge included in Group pre-tax profit 

Net decrease in tax charge resulting from recognition of deferred tax assets 

Effect of change in tax rate on deferred tax 

Profit from asset disposals eligible for relief 

Other   

Tax (credit)/charge in the income statement 

Effective income tax rate  

66 

2008 
£m 

(77) 

(23) 

1 

(3) 

(94) 

(4) 

(14) 

(97) 

30 

(4) 

(4) 

(212) 

n/a 

2007 
£m 

313 

94 

5 

(4) 

- 

8 

(12) 

(23) 

- 

(37) 

(4) 

27 

9% 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

9. Income tax (continued) 

Deferred tax relates to the following: 

Liabilities 

Accelerated capital allowances 

Goodwill qualifying for tax allowances 

Gross deferred tax liabilities 

Assets  

Deferred capital allowances 

Provisions 

Pensions temporary differences 

Losses available for offset against future taxable income 

Goodwill qualifying for tax allowances 

Gross deferred tax assets 

Net deferred tax asset 

       Balance sheet 

     Income statement 

2008 
£m 

(3) 

(2) 

(5) 

62 

26 

470 

41 

9 

608 

603 

2007 
£m 

2008 
£m 

2007 
£m 

- 

(2) 

- 

- 

35 

16 

140 

34 

(7) 

(9) 

(1) 

67 

(4) 

(4) 

(3) 

- 

(3) 

27 

10 

345 

6 

15 

403 

400 

Consolidated income statement 

216 

49 

The Group has unrecognised deferred tax assets of £338m (2007 £1,159m) relating to the retirement benefit obligation, £289m (2007 
£272m) relating mainly to fixed asset temporary differences, and £189m (2007 £101m) relating to tax losses in subsidiaries that are available 
to offset against future taxable profits. The Group has capital losses carried forward, the tax effect of which is £16m (2007 £13m). The Group 
has rolled over capital gains of £74m (2007 £86m); no tax liability would be expected to crystallise should the assets into which the gains have 
been rolled be sold at their carrying value, as it is anticipated that a capital loss would arise. 

At 30 March 2008, there was no recognised or unrecognised deferred income tax liability (2007 £nil) for taxes that would be payable on the 
unremitted earnings of certain of the Group’s subsidiaries, associates or joint ventures as the Group has no liability to additional taxation should 
such amounts be remitted due to the availability of double taxation relief or other exemptions. 

The Finance Act 2007 reduced the main rate of corporation tax to 28% with effect from 1 April 2008. The effect of this change on deferred tax 
balances is included in these accounts and is detailed above. In his 2007 Budget the Chancellor of the Exchequer announced forthcoming 
changes to the capital allowances regime which have subsequently been confirmed. In accordance with accounting standards the effects of 
these capital allowances changes on deferred tax balances has not been reflected in these accounts due to the relevant legislation not having 
been substantively enacted at the balance sheet date. It is expected that the phased abolition of industrial buildings allowances will reduce the  
Group's unrecognised deferred tax assets by approximately £100m. 

67 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10. Property, plant and equipment 

Land and buildings 

Royal Mail Holdings plc 

Cost 
At 26 March 2007 
Exchange movements 
Reclassification 
Additions 
Acquisition of subsidiary 
Disposals 
Reclassification to non-current assets 
held for sale (note 15) 

At 30 March 2008 

Depreciation and impairment 

At 26 March 2007 
Exchange movements 
Reclassification 
Depreciation (note 5) 
Impairment (note 7) 
Disposals  
Reclassification to non-current assets 
held for sale (note 15) 

At 30 March 2008 

Net book value 

At 30 March 2008 

At 26 March 2007 

Freehold 
£m 
1,486 
23 
(15) 
64 
- 
(18) 

(2) 

1,538 

736 
5 
(1) 
54 
3 
(16) 

(1) 

780 

758 

750 

Long 
leasehold 
£m 
258 
1 
- 
10 
- 
(6) 

Short 
leasehold 
£m 
503 
- 
14 
20 
- 
(7) 

Plant and 
machinery 
£m 
842 
13 
1 
85 
- 
(13) 

Motor 
 vehicles 
£m 
274 
3 
- 
63 
- 
(18) 

Fixtures and 
equipment 
£m 
858 
11 
- 
42 
1 
(24) 

- 

263 

151 
1 
- 
6 
1 
(5) 

- 

154 

109 

107 

- 

530 

272 
- 
1 
29 
12 
(6) 

- 

308 

222 

231 

- 

928 

522 
9 
- 
62 
- 
(13) 

- 

580 

348 

320 

- 

322 

124 
2 
- 
45 
6 
(16) 

- 

161 

161 

150 

- 

888 

797 
9 
- 
15 
18 
(24) 

- 

815 

73 

61 

2008 

Total 
£m 
4,221 
51 
- 
284 
1 
(86) 

(2) 

4,469 

2,602 
26 
- 
211 
40 
(80) 

(1) 

2,798 

1,671 

1,619 

Depreciation rates are disclosed within accounting policies (note 2). No depreciation is provided on freehold land, which represents £156m (2007 
£151m) of the total cost of properties. The net book value of the Group’s property, plant and equipment held under hire purchase contracts and 
finance leases amounts to £83m (2007 £37m) mainly relating to vehicles, plant and machinery. The net book value of the Group’s property, plant 
and equipment includes £156m (2007 £112m) in respect of assets in the course of construction. The net book value of the Group’s land and 
buildings includes £433m (2007 £429m) in respect of building fit-out.  

Cost 

At 27 March 2006 
Exchange movements 
Reclassification 
Additions 
Disposal of subsidiaries 
Disposals 
Reclassification to non-current assets 
held for sale 

At 25 March 2007 

Depreciation and impairment 

At 27 March 2006 
Exchange movements 
Reclassification 
Depreciation (note 5) 
Impairment (note 7) 
Disposals  
Reclassification to non-current assets 
held for sale (note 15) 

At 25 March 2007 

Net book value 

At 25 March 2007 

At 27 March 2006 

Land and buildings 

Freehold 
£m 

Long 
leasehold 
£m 

Short 
leasehold 
£m 

Plant and 
machinery 
£m 

Motor 
vehicles 
£m 

Fixtures and 
equipment 
£m 

494 
- 
5 
12 
- 
(8) 

- 

503 

246 
- 
- 
28 
6 
(8) 

- 

272 

231 

248 

794 
(1) 
(2) 
52 
1 
(2) 

- 

842 

471 
(1) 
(1) 
55 
- 
(2) 

- 

522 

320 

323 

230 
- 
- 
75 
- 
(31) 

- 

274 

113 
- 
- 
39 
1 
(29) 

- 

124 

150 

117 

811 
- 
2 
50 
- 
(5) 

- 

858 

782 
(1) 
1 
13 
7 
(5) 

- 

797 

61 

29 

1,490 
(2) 
(9) 
72 
- 
(16) 

(49) 

1,486 

723 
- 
- 
45 
1 
(11) 

(22) 

736 

750 

767 

260 
- 
4 
3 
- 
(5) 

(4) 

258 

150 
- 
- 
6 
- 
(3) 

(2) 

151 

107 

110 

68 

2007 

Total 
£m 

4,079 
(3) 
- 
264 
1 
(67) 

(53) 

4,221 

2,485 
(2) 
- 
186 
15 
(58) 

(24) 

2,602 

1,619 

1,594 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

11. Goodwill 

Cost 

At 26 March 2007 and 27 March 2006 

Exchange movement 

Acquisition of businesses (note 13) 

At 30 March 2008 and 25 March 2007  

Impairment  

At 26 March 2007 and 27 March 2006 

Exchange movement 

At 30 March 2008 and 25 March 2007  

Net book value 

At 30 March 2008 and 25 March 2007  

At 26 March 2007 and 27 March 2006 

2008 
£m 

487 

70 

8 

565 

344 

48 

392 

173 

143 

2007 
£m 

476 

(1) 

12 

487 

344 

- 

344 

143 

132 

The carrying value of goodwill arising on business combinations of £173m (2007 £143m) at the balance sheet date includes £172m (2007 
£142m) relating to the General Logistics Systems (GLS) business segment. In line with the accounting policy (see note 2), this goodwill has 
been reviewed for impairment. An impairment loss is recognised for the amount by which the carrying value of an asset or cash generating 
unit exceeds the recoverable amount. The recoverable amount is the higher of net realisable value and value in use. The carrying value of GLS, 
excluding interest bearing and tax related assets and liabilities, is £369m (2007 £322m) at year end (see note 3) and the operating profit 
before exceptional items is £114m (2007 £115m) for the year (see note 3). The carrying value represents a multiple of 3.2 (2007 2.8) on 
operating profit before exceptional items. The net realisable value of GLS, for the purposes of the impairment review (i.e. the ‘fair value less 
costs to sell’), has been assessed with reference to earnings multiples for quoted entities in a similar sector. On this basis, the net realisable 
value of GLS has been assessed to be in excess of the carrying value. No reasonable possible change in the earnings multiples referenced 
would reduce the net realisable value to below the carrying value. 

12. Intangible assets 

Cost 

2008 

2007 

Master 
franchise 
licences 
£m 

Customer 
listings 
£m 

Software 
licences 
£m 

Total 
£m 

Master 
franchise 
licences 
£m 

Customer 
listings 
£m 

Software 
licences 
£m 

At 26 March 2007 and 27 March 2006 

19 

15 

107 

141 

Additions 

Disposals 

Acquisition of businesses (note 13) 

Exchange differences 

- 

- 

- 

3 

- 

- 

4 

2 

79 

(3) 

- 

- 

79 

(3) 

4 

5 

19 

- 

- 

- 

- 

7 

- 

- 

8 

- 

42 

65 

- 

- 

- 

Total 
£m 

68 

65 

- 

8 

- 

At 30 March 2008 and 25 March 2007 

22 

21 

183 

226 

19 

15 

107 

141 

Amortisation and impairment 

At 26 March 2007 and 27 March 2006 

Impairment 

Amortisation 

Disposals 

Exchange differences 

12 

- 

4 

- 

2 

6 

- 

4 

- 

1 

59 

57 

17 

(3) 

- 

77 

57 

25 

(3) 

3 

At 30 March 2008 and 25 March 2007 

18 

11 

130 

159 

Net book value 

At 30 March 2008 and 25 March 2007 

At 26 March 2007 and 27 March 2006 

4 

7 

10 

9 

53 

48 

67 

64 

8 

- 

4 

- 

- 

12 

7 

11 

3 

- 

3 

- 

- 

6 

9 

4 

15 

39 

5 

- 

- 

59 

48 

27 

26 

39 

12 

- 

- 

77 

64 

42 

69 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

12. Intangible assets (continued) 

The intangible assets recognised in the Group’s balance sheet, none of which have been internally generated, have finite lives and are being 
written down on a straight-line basis over their remaining economic lives as follows: 

Intangible asset  

Master franchise licences 

Customer listings 

Software licences 

Remaining economic life in years 

1 to 3 

1 to 3 

1 to 6 

The amortisation charge of £25m (2007 £12m) relating to intangible assets is aggregated within ‘other operating costs’ within the income 
statement and disclosed in note 5 to the accounts. Details of impairments are disclosed in note 7 to the accounts. 

13. Business combinations 

The acquisitions during the current or prior years are not material and therefore, the following disclosures are made on an aggregated basis. 
The table below sets out the identifiable assets and liabilities that were acquired at their provisional fair values to the Group as at the date of 
acquisition which, where relevant, are consistent with their book values immediately before the acquisition. 

Trade and other receivables 

Trade and other payables 

Net working capital acquired 

Property, plant and equipment 

Cash and cash equivalents 

Net assets acquired 

Intangible assets recognised on acquisition 

Goodwill recognised on acquisition 

Total cost recognised 

Gross consideration 

Acquisition costs 

Total costs 

Less: deferred consideration 

 cash and cash equivalents acquired 

Net cash outflow 

Book value/ 
fair value 
Total 
2008 
£m 

Book value/ 
fair value 
Total 
2007 
£m 

- 

(1) 

(1) 

1 

- 

- 

4 

8 

12 

12 

- 

12 

(7) 

- 

5 

9 

(11) 

(2) 

1 

2 

1 

8 

12 

21 

20 

1 

21 

(2) 

(2) 

17 

On 1 October 2007 certain assets of a Milan Franchise Area business, Italy were acquired by the General Logistics Systems (GLS) 
subsidiary. If this combination had taken place at the beginning of the financial year, Group revenue from continuing operations would 
have been £9,392m. The profit of the acquired entity since its acquisition date and if it had been acquired at the beginning of the financial 
year is not material in the context of the Group’s profit after tax. 

The goodwill arising on this acquisition represents the strategic benefit of securing control of operations in one of the major industrialised 
areas of Italy, and thereby significantly increasing GLS's presence in this market. 

The prior year acquisitions relate to the purchase by GLS of 100% of the voting shares of ABX Belgium Distribution, a parcels and general 
cargo business based in Belgium, on 31 December 2006, and certain assets of three franchisee businesses in Italy (not material in 
aggregate). 

70 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

14. Investments in joint ventures and associates 

Joint ventures 

During 2007–08 and 2006-07, the Group’s only joint venture investment was a 50% interest in First Rate Exchange Services Holdings 
Limited, whose principal activity is the provision of Bureau de Change.  

Associates 

Details of the Group’s 2007-08 and 2006-07 associate investments are provided in note 29. The reporting dates for these investments is 
31 March 2008 except for Quadrant Catering Limited (30 September 2007) and G3 Worldwide Mail N.V. (Spring) (31 December 2007). 
Estimates of the profits of Quadrant Catering Limited and G3 Worldwide Mail N.V. (Spring), from their reporting date to 30 March 2008 (and 
25 March 2007 for the prior year), have been included to ensure that the reported share of profits of associates aligns with the Group’s 
financial year. There are no significant restrictions on the ability of associates to transfer funds to the Group in the form of cash dividends, 
repayment of loans or advances. 

Joint ventures 

Share of net assets 

Goodwill 

Net investments 

Associates 

Share of net assets  

Goodwill  

Net investments 

Total net investments in joint 
ventures/associates 

Joint ventures 

Share of net assets 

Goodwill 

Net investments 

Associates 

Share of net assets  

Goodwill  

Net investments  

Total net investments in joint 
ventures/associates 

At 26 
March 
 2007 
£m 

Share of post 
tax pre 
dividend 
profit 
£m 

Investment 
in associates 
£m 

Dividend 
£m 

Exchange 
differences 
£m 

58 

1 

59 

46 

9 

55 

114 

34 

- 

34 

13 

- 

13 

47 

- 

- 

- 

10 

- 

10 

10 

(24) 

- 

(24) 

(12) 

- 

(12) 

(36) 

- 

- 

- 

1 

- 

1 

1 

At 27 
March 
2006 
£m 

Impairment 
(note 7) 
£m 

Share of post 
tax pre dividend 
profit 
£m 

Dividend 
£m 

At 30 
 March 
2008 
£m 

68 

1 

69 

58 

9 

67 

136 

At 25 
 March 
2007 
£m 

58 

1 

59 

46 

9 

55 

30 

- 

30 

9 

- 

9 

(23) 

- 

(23) 

(16) 

- 

(16) 

39 

(39) 

114 

- 

- 

- 

(3) 

(7) 

(10) 

(10) 

51 

1 

52 

56 

16 

72 

124 

71 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
14. Investments in joint ventures and associates (continued) 

Royal Mail Holdings plc 

Share of assets and liabilities:  

Current assets 

Non-current assets 

Share of gross assets 

Current liabilities 

Non-current liabilities 

Share of gross liabilities 

Share of net assets 

Share of revenue and profit: 

Revenue 

Profit after tax 

2008 

Joint 
ventures 
£m 

Associates 
£m 

Total 
£m 

252 

49 

301 

113 

47 

160 

(101) 

(174) 

(1) 

(1) 

(102) 

(175) 

58 

126 

139 

2 

141 

(73) 

- 

(73) 

68 

2007 

Joint 
ventures 
£m 

Associates 
£m 

128 

2 

130 

(72) 

- 

(72) 

58 

102 

39 

141 

(91) 

(4) 

(95) 

46 

Total 
£m 

230 

41 

271 

(163) 

(4) 

(167) 

104 

68 

34 

1,095 

1,163 

13 

47 

60 

30 

1,084 

1,144 

9 

39 

15. Non-current assets held for sale 

Net book amount 

At 26 March 2007 

Reclassification from property, plant and equipment 

Disposals 

At 30 March 2008 

Net book amount 

At 27 March 2006 

Reclassification from property, plant and equipment 

Disposals 

At 25 March 2007 

Assets 

Freehold 
£m 

Long 
leasehold 
£m 

7 

1 

(7) 

1 

- 

- 

- 

- 

Disposal group  

Assets  

Freehold 
£m 

Long 
leasehold 
£m 

Freehold 
   £m 

Long 
leasehold 
£m 

- 

19 

(19) 

- 

- 

2 

(2) 

- 

11 

8 

(12) 

7 

- 

- 

- 

- 

Total 
£m 

7 

1 

(7) 

1 

Total 
£m 

11 

29 

(33) 

7 

The expected disposal of these properties is as a result of the rationalisation of the portfolio.  

Non-current assets held for sale are reported in the relevant business segment. Further details are provided in note 3. 

During the year a gain of £11m (2007 £13m) was recognised in the income statement in relation to the disposal of assets held for sale. 

72 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

16. Inventories  

Supplies and materials (uniforms, fuel, printing and stationery, mailbags, 
engineering spares) 

Merchandise (Post Office Limited retail and lottery products) 

Total  

2008 
£m 

23 

10 

33 

2007 
£m 

16 

10 

26 

During the year £3m (2007 £3m) of inventory items were written off. Engineering spares items are included net of a provision for 
impairment of £2m (2007 £nil). The cost of inventories recognised as an expense in the income statement is £49m (2007 £41m). 

17. Current trade and other receivables  

Trade receivables  

Prepayments and accrued income  

Sub total  

Client debtors 

Interest 

Income tax receivable 

Total 

Movements in the provision for bad and doubtful debts were as follows: 

At 26 March 2007 and 27 March 2006  

Exchange adjustment 

Receivables provided for during the year  

Release of provision 

Acquisition through business combinations 

Utilisation of provision 

At 30 March 2008 and 25 March 2007 

The amount of trade receivables that were past due but not impaired is as follows: 

Past due not more than one month 

Past due more than one month and not more than two months 

Past due more than two months  

Total past due but not impaired 

Provided for or not yet overdue 

Provision for bad and doubtful debts 

Total trade receivables 

2008 
£m 

859 

191 

1,050 

61 

2 

1 

1,114 

2008 
£m 

36 

(1) 

20 

(6) 

- 

(16) 

33 

2008 
£m 

78 

12 

16 

106 

786 

(33) 

859 

2007 
£m 

818 

152 

970 

61 

- 

- 

1,031 

2007 
£m 

34 

- 

16 

(7) 

1 

(8) 

36 

2007 
£m 

55 

15 

27 

97 

757 

(36) 

818 

73 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

18. Cash and cash equivalents 

Cash in the Post Office Limited network 

Other cash in hand 

Cash at bank 

Total cash at bank, in hand or in Post Office Limited network 

Cash equivalent investments: Short-term deposits 

Total 

2008 
£m 

933 

5 

138 

1,076 

351 

1,427 

2007 
£m 

768 

17 

45 

830 

366 

1,196 

Other than cash in the Post Office Limited network and in hand of £938m (2007 £785m), the cash and cash equivalent balances of £489m 
(2007 £411m) are interest bearing. Cash at bank of £138m (2007 £45m) earns interest at either floating or short-term fixed rates based 
upon bank deposit rates. Short-term deposits of £351m (2007 £366m) are made for varying periods of between one day and three months 
depending on the immediate cash requirements of the Group, and earn interest at the respective short-term deposit rates. The fair value of 
cash and cash equivalent investments is not materially different from the carrying value of £1,427m (2007 £1,196m). 

The £1,427m total cash and cash equivalents does not include a £7m (2007 £nil) overdrawn bank balance relating to the General Logistics 
Systems (GLS) subsidiary. This £7m is included in the Financial liabilities – interest bearing loans and borrowings balance of £289m in the 
balance sheet. 

74 

 
 
 
 
 
 
 
 
 
 
 
2008 

Total 
£m 

302 

545 

11 

27 

507 

847 

2007 

Total 
£m 

308 

503 

1 

1 

501 

811 

19. Financial liabilities 

Royal Mail Holdings plc 

Amounts falling due in: 

One year or less or on demand (current) 

More than one year (non-current) 

More than one year but not more than two years 

More than two years but not more than five years 

More than five years 

Total 

Loans 
and 
borrowings 
£m 

Finance 
lease/hire 
purchase 
contracts 
£m 

Derivative 
liabilities 
£m 

289 

502 

- 

2 

500 

791 

10 

43 

11 

25 

7 

53 

3 

- 

- 

- 

- 

3 

Included within the £289m loans and borrowings is an overdrawn bank balance of £7m (2007 £nil). 

Amounts falling due in: 

One year or less or on demand (current) 

More than one year (non-current) 

More than one year but not more than two years 

More than two years but not more than five years 

More than five years 

Total 

Analysis of loans and committed facilities 

*BERR loans to Royal Mail Group Ltd 

*BERR loans to Post Office Limited 

Committed facilities 

Miscellaneous loans and borrowings in subsidiaries 

Total 

Loans 
and 
 borrowings 
£m 

Finance 
lease/hire 
purchase 
contracts 
£m 

Derivative 
liabilities 
£m 

301 

502 

- 

1 

501 

803 

- 

1 

1 

- 

- 

1 

7 

- 

- 

- 

- 

7 

Loans 
and 
borrowings 
£m 

Further 
committed 
facility 
£m 

500 

280 

780 

11 

791 

1,200 

870 

2,070 

- 

2,070 

Total 
 facility 
£m 

1,700 

1,150 

2,850 

11 

2,861 

2008 
Average 
maturity 
 date 
of loan 
drawn down 
Year 

Average 
interest rate 
of loan 
drawn down 
% 

5.8 

5.6 

2023 

2008 

4.5 

2009 

* The Department for Business Enterprise and Regulatory Reform (BERR) was formerly known as the Department for Trade and Industry 
(DTI). 

75 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
19. Financial liabilities (continued) 

Royal Mail Holdings plc 

Loans 
and 
borrowings 
£m 

Further 
committed 
facility 
£m 

BERR loans to Royal Mail Group Ltd 

BERR loans to Post Office Limited 

Committed facilities 

Miscellaneous bank loans in overseas subsidiaries 

Total 

500 

300 

800 

3 

803 

1,200 

850 

2,050 

Average 
Interest rate of 
loan 
drawn down 
% 

2007 
Average maturity 
 date 
of loan 
drawn down 
Year 

5.8 

5.7 

2023 

2007 

Total 
facility 
£m 

1,700 

1,150 

2,850 

- 

3 

4.8 

2010 

2,050 

2,853 

The miscellaneous loans and borrowings in subsidiaries are either unsecured or secured on various assets (mainly property) of the overseas 
subsidiaries. The loans are repayable in variable and fixed amounts over their maturity periods. 

The obligations under finance leases and hire purchase contracts are either unsecured or secured on the leased assets. These are repayable 
in variable and fixed amounts over their maturity periods. The average interest rate is 6% (2007 5%). The average maturity date is within 
two to three years (2007 – within one to two years). 

The undrawn committed facilities, in respect of which all conditions precedent had been met at the balance sheet date, expire as follows: 

Expiring in one year or less 

Expiring in more than one year, but not more than two years 

Expiring in more than two years 

Total 

The following securities apply to the Group’s committed facilities: 

2008 

2007 

2008 

£m 

- 

- 

2,070 

2,070 

2007 

£m 

- 

- 

2,050 

2,050 

Royal Mail Group Ltd 
drawn down loans 

£m 
500 

£m 
500  Fixed charges over Royal Mail Group Ltd’s loans to General Logistics Systems B.V., Royal Mail Group 

Security 

Ltd’s loans to subsidiaries of General Logistics Systems B.V. and Royal Mail Investments Limited’s 
shares in General Logistics Systems B.V.  Floating charge over non regulated assets of Royal Mail 
Group Ltd 

Royal Mail Group Ltd 
senior debt facility 

900 

900  Fixed charges over Royal Mail Holdings plc’s shares in Royal Mail Group Ltd and Royal Mail Group 
Ltd’s shares in Royal Mail Estates Limited. Floating charges over all assets of Royal Mail Holdings 
plc, Royal Mail Group Ltd and Royal Mail Estates Limited 

Royal Mail Group Ltd 
Shareholder loan 
facility 

Post Office Limited 
facility 

300 

300  None 

1,700 

1,700 

1,150 

1,150  Floating charge over all assets of Post Office Limited and a negative pledge over cash and near cash 

items* 

Total 

2,850 

2,850 

* The negative pledge is an agreement not to grant security over these assets or to set up a vehicle that has the same effect. 

The Post Office Limited facility of £1,150m is restricted to funding the cash and near cash items held within the Post Office Limited network. 
As at 30 March 2008, the balance of this cash was £933m (2007 £768m) as shown in note 18. 

The BERR loans to Post Office Limited under the facility are short dated on a programme of liquidity management and mature on average 1 
day after the year end (2007 16 days). On maturity it is expected that further loans will be drawn down under this facility, which expires in 
2011. At the balance sheet date this was to 2010 and extended on 18 April 2008 to 2011. 

The security in place in the previous year was as disclosed above.  

The BERR loans to Royal Mail Group Ltd and Post Office Limited become repayable immediately on the occurrence of an event of default 
under the loan agreements. These events of default include non-payment, insolvency and breach of covenant relating to interest and total 
indebtedness. It is not anticipated that the Company is at risk of breaching any of these obligations.  

76 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

20. Provisions for liabilities and charges 

Current 
provisions 
£m 

Non-current 
provisions 
£m 

Held for 
sale 
provisions 
£m 

At 26 March 2007 

Reclassification to Mails and Parcels 

Charged in operating exceptional items 

Charged in other operating costs 

Reclassification to current provisions 

Utilised non-cash 

Utilised cash 

At 30 March 2008 

69 

- 

347 

1 

8 

(29) 

(148) 

248 

42 

- 

132 

(2) 

(8) 

- 

(1) 

163 

- 

- 

- 

- 

- 

- 

- 

- 

Current 
provisions 
£m 

Non-current 
provisions 
£m 

Held for 
sale 
provisions 
£m 

At 27 March 2006 

Reclassification to Mails and Parcels 

Charged in operating exceptional items 

Charged in other operating costs 

Reclassification to non-current 
provisions 

Reclassification to held for sale 
provisions 

Utilised non-cash 

Utilised cash 

Disposal of property group 

At 25 March 2007 

58 

- 

179 

4 

(4) 

- 

(41) 

(127) 

- 

69 

- 

- 

- 

- 

- 

25 

- 

53 

- 

- 

10 

4 

(25) 

- 

- 

- 

(1) 

(128) 

(24) 

(24) 

42 

- 

111 

Total 
£m 

111 

- 

479 

(1) 

- 

(29) 

(149) 

411 

Total 
£m 

111 

- 

179 

14 

- 

- 

(41) 

Mails 
and 
Parcels 
£m 

Counter 
Services 
£m 

106 

(1) 

218 

(3) 

- 

(19) 

(83) 

218 

5 

1 

261 

2 

- 

(10) 

(66) 

193 

Mails 
and 
Parcels 
£m 

Counter 
Services 
£m 

109 

1 

141 

11 

- 

- 

(29) 

(103) 

(24) 

106 

2 

(1) 

38 

3 

- 

- 

(12) 

(25) 

- 

5 

Total 
£m 

111 

- 

479 

(1) 

- 

(29) 

(149) 

411 

Total 
£m 

111 

- 

179 

14 

- 

- 

(41) 

(128) 

(24) 

111 

The Mails and Parcels provision includes amounts relating to ColleagueShare £105m (2007 £nil), onerous property contracts £15m (2007 
£27m) and decommissioning costs, £7m (2007 £9m) with the balance of £91m (2007 £70m) principally relating to redundancy. The Mails and 
Parcels provision in the main is expected to be utilised in 2008-09 with the remaining amounts expected to be utilised over the next two to three 
years, except for £105m (2007 £nil) relating to ColleagueShare, expected to be utilised within 5 years and £2m relating to onerous property 
contracts expected to be utilised over a period longer than 3 years. The timing of cash flows for such provisions are by their nature uncertain and 
dependent upon the outcome of related events. 

Counter Services provisions include amounts in respect of Agency Network change £127m (2007 £nil), a programme to close 2,500 agency 
branches agreed with Government to be completed during 2008-09, the WH Smith project £22m (2007 £nil), a programme to transfer 70 
branches to WH Smith, the organisational design review and other redundancy £14m (2007 £1m), onerous property contracts £19m (2007 
£4m) and ColleagueShare £11m (2007 £nil). These provisions are expected to be utilised in 2008-09 with the exception of ColleagueShare, 
expected to be utilised within 5 years and certain property provisions that are expected to be utilised over a period longer than 3 years. 

Details of amounts charged as operating exceptional items are contained in note 7. The amounts released in other operating costs relate to 
onerous property contracts and decommissioning costs. The change in the carrying value of the discounted element of the provision balance due 
to the passage of time is not material. Non-cash utilised amounts principally relate to transfers from provisions to current payables for amounts 
due to the pension scheme for redundancies with early retirement. Of the current payables recognised in this way during the year, £22m (2007 
£27m) had been cash settled by the balance sheet date. 

The cash utilised of £149m (2007 £128m) includes £144m (2007 £118m) of spend relating to exceptional rationalisation and £5m (2007 
£10m) relating to other operating costs. Total cash spend in the year relating to exceptional rationalisation is shown in the cash flow statement.  

77 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

21. Current trade and other payables 

Trade payables and accruals  

Advance customer payments 

Social security  

Sub total  

Deferred consideration on business combinations 

Client creditors 

Amounts due to pension schemes relating to redundancies 

Interest 

Capital creditors 

ColleagueShare accrual 

Total 

2008 
£m 

1,251 

274 

122 

1,647 

5 

426 

7 

16 

92 

161 

2,354 

2007 
£m 

1,178 

264 

89 

1,531 

3 

303 

14 

2 

71 

- 

1,924 

The Group, through Post Office Limited, receives and disburses cash on behalf of Government agencies and other clients to customers through 
its Post Office branch network. Amounts owed to these parties are separately shown as client creditors above. The level of cash held and the 
related creditors can vary significantly at each balance sheet date.  

The change in the carrying value of the discounted element of the payable balance due to the passage of time is not material. 

22. Non-current other payables  

Deferred consideration  

Capital creditors 

Other payables  

Total 

2008 
£m 

4 

12 

24 

40 

2007 
£m 

1 

- 

24 

25 

23. Financial risk management objectives and policies 

The Group’s principal financial instruments, other than derivatives, comprise short-term deposits, money market liquidity investments, 
Government gilt edged securities, loans, finance leases and hire purchase contracts and cash. The main purposes of these financial instruments 
are to raise finance and manage the liquidity needs of the business operations. The Group has various other financial instruments such as 
trade debtors and trade creditors, which arise directly from operations. 

The Group enters into derivative transactions, principally commodity swaps and forward currency contracts. The purpose is to manage the 
commodity and currency risks arising from the Group’s operations. 

It is, and has been throughout the year under review, the Group’s policy that no speculative trading in financial instruments shall be 
undertaken. 

The main risks arising from the Group’s financial instruments are interest rate risk, liquidity risk, foreign currency risk, commodity price and 
credit risk. The Board reviews and agrees policies for managing each of these risks and they are summarised below. 

Interest rate risk 
The Group’s exposure to market risk for changes in interest rates relates to the Group’s debt obligations and interest bearing financial assets. 
The BERR loans to Royal Mail Group Ltd of £500m (2007 £500m) are at a fixed interest rate to maturity with an average maturity date of 
2023 (2007 – average date of 2023). The BERR loans to Post Office Limited of £280m (2007 £300m) are at short-dated fixed interest rates – 
average maturity 1 day (2007 average 16 days). The total interest bearing financial assets of the group (excluding the pension escrow 
investments) of £510m (2007 £428m) are at short-dated fixed or variable interest rates with average maturity 12 days (2007 average 15 
days). These short-dated financial instruments are maturity managed to obtain the best value out of the interest yield curve. 

The Group’s policy is to manage its net interest expense using an appropriate mix of fixed and variable rate financial instruments. No external 
hedging of interest rate risk is undertaken. 

The following table demonstrates the sensitivity to reasonably possible changes in interest rates, with all other variables held constant, of the 
Group’s profit before taxation and equity based upon the financial instruments held at the balance sheet date. 

The effect from available for sale (whether floating or fixed rate) financial assets is calculated as the change in fair value at the balance sheet 
date and impacts equity. 

78 

 
 
 
 
 
Royal Mail Holdings plc 

23 Financial risk management objectives and policies (continued) 

The effect from other floating rate financial instruments is calculated as the balance of the instruments multiplied by the change in interest 
rates and impacts profit before taxation. 

There is no effect on either profit before taxation or equity from other financial instruments. 

2008 

2007 

Effect on 
 profit 
before 
 taxation 
gains/(losses) 
£m 

Effect on 
 equity 
gains/(losses) 
£m 

Effect on 
 profit 
before 
taxation 
gains/(losses) 
£m 

Effect on 
 equity 
gains/(losses) 
£m 

Effect on of an increase in GBP interest rates of 100 basis points (1%) 

Effect on of a decrease in GBP interest rates of 100 basis points (1%) 

4 

(4) 

(52) 

72 

11 

(11) 

- 

- 

Foreign currency risk 
The Group is exposed to foreign currency risk due to trading with overseas postal operators for carrying UK mail abroad and delivering foreign 
origin mail in the UK, the balances held to operate the Bureau de Change services within Post Office Limited and various purchase contracts 
denominated in foreign currency. These risks are mitigated by hedging programmes managed by Group Treasury. Where possible, exposures 
are netted internally and any remaining exposure is hedged using a combination of external spot and forward contracts. Hedging will not 
normally be considered for exposures of less than £1m; hedging is normally confined to 80% of the forecast exposure where forecast cash 
flows are highly probable. 

The Group’s obligation to settle with overseas postal operators is denominated in Special Drawing Rights (SDRs) – a basket of currencies 
comprising of US Dollar (US$), Japanese Yen, Sterling and euro. Group Treasury operates a rolling 18-month hedge programme, which is 
subsequently reviewed on a quarterly basis. There has been no external SDR hedge in place throughout the financial year 2007-08 due to 
there being no material net exposure. 

For the Bureau de Change business, balances of major currency holdings are hedged along with minor currencies showing a closely correlated 
movement. 

The Group’s obligations to settle conveyance charges in US$ and euro has been hedged (US$ to April 2011, euro to April 2008). 

The Group has four active hedge programmes covering obligations to settle euro invoices on automation projects.  

The Group does not hedge the translation exposure created by the net assets of its overseas subsidiaries. 

The following table demonstrates the sensitivity to reasonably possible changes in exchange rates, with all other variables held constant, of the 
Group’s profit before taxation and equity based upon the financial instruments held at the balance sheet date. 

The effect from financial instruments owned by GLS denominated in foreign currency and held at amortised cost in the balance sheet is 
calculated as the balance of the instruments multiplied by the change in exchange rates and impacts equity. 

The effect from other financial instruments denominated in foreign currency and held at amortised cost in the balance sheet is calculated as 
the balance of the instruments multiplied by the change in exchange rates and impacts profit. 

The effect from derivative assets and liabilities is calculated as the change in fair value at the balance sheet date and impacts equity (for 
derivatives within an effective hedging relationship) or profit before taxation for ineffective hedges and derivatives not designated in hedging 
relationships. 

There is no effect on either profit before taxation or equity from other financial instruments. 

2008 

2007 

Effect on 
profit 
before 
taxation 
gains/(losses) 
£m 

Effect on 
 equity 
gains/(losses) 
£m 

Effect on 
 profit 
before 
taxation 
gains/(losses) 
£m 

Effect on of an increase in USD/GBP exchange rates of 20 cents 

Effect on of a decrease in USD/GBP exchange rates of 20 cents 

Effect on of an increase in GBP/euro exchange rates of 10 pence 

Effect on of a decrease in GBP/euro exchange rates of 10 pence 

(2) 

2 

(1) 

1 

(12) 

15 

34 

(34) 

(1) 

1 

1 

- 

Effect on 
equity 
gains/(losses) 
£m 

(4) 

5 

14 

(17) 

79 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

23 Financial risk management objectives and policies (continued) 

Commodity price risk 
The Group is exposed to fuel price risk arising from operating one of the largest vehicle fleets in Europe, which consumes over 140 million 
litres of fuel per year, and a jet fuel price risk arising from the purchasing of air freight services. The Group’s fuel risk management strategy 
aims to reduce uncertainty created by the movements in the oil and foreign currency markets. The strategy uses over-the-counter derivative 
products (in both US$ commodity price and US$/Sterling exchange rate) to manage these exposures. 

In addition, the Group is exposed to the commodity price risk of purchasing electricity and gas. The Group’s risk management strategy aims to 
reduce uncertainty created by the movements in the electricity and gas markets. These exposures are managed by locking into fixed rate price 
contracts with suppliers. 

The following table demonstrates the sensitivity to reasonably possible changes in commodity prices, with all other variables held constant, of 
the Group’s profit before taxation and equity based upon the financial instruments held at the balance sheet date. 

The effect from derivative assets and liabilities is calculated as the change in fair value at the balance sheet date and impacts equity (for 
derivatives within an effective hedging relationship) or profit before taxation for ineffective hedges and derivatives not desginated in hedging 
relationships. 

There is no effect on either profit before taxation or equity from other financial instruments. 

Effect on of an increase in Diesel fuel prices of 10 US cents per litre 
Effect on of a decrease in Diesel fuel prices of 10 US cents per litre 
Effect on of an increase in Jet fuel prices of 10 US cents per litre 
Effect on of a decrease in Jet fuel prices of 10 US cents per litre 

2008 

2007 

Effect on 
profit 
before 
 taxation 
gains/(losses) 
£m 
- 
- 
1 
(1) 

Effect on 
 equity 
gains/(losses) 
£m 
5 
(5) 
- 
- 

Effect on 
profit 
before 
taxation 
gains/(losses) 
£m 
- 
- 
2 
(2) 

Effect on 
 equity 
gains/(losses) 
£m 
9 
(9) 
- 
- 

Credit risk 
Royal Mail operates a Credit Policy, which provides a fair and equitable arrangement for all its account customers. The level of credit granted is 
based on a customer’s risk profile assessed by an independent credit referencing agent. The Credit Policy is applied rigidly within the regulated 
products area so as to ensure that Royal Mail is not in breach of compliance legislation. Assessment of credit for the non-regulated products is 
based on commercial factors, which are commensurate with the Group’s appetite for risk. 

Royal Mail has a dedicated credit management team, which sets and monitors credit limits, and takes corrective action as and when 
appropriate. Despite all the controls in place, Royal Mail does suffer from bad debts, but the level of bad debts incurred is around 0.2% of 
turnover. 

With respect to credit risk arising from other financial assets of the Group, which comprise cash, cash equivalent investments, available for sale 
financial assets, held to maturity financial assets, held for trading financial assets, loans and receivables financial assets and certain derivative 
instruments, the Group invests/trades only with high quality financial institutions. The Group’s exposure to credit risk arises from default of the 
counterparty, with a maximum exposure equal to the carrying amount of these instruments. 

There are no significant concentrations of credit risk within the Group, apart from a £0.2bn exposure to the Royal Bank of Scotland as a result 
of the establishment of the two pension escrow accounts. This exposure is expected to be short-term, pending the implementation of a longer 
term investment strategy for the accounts. 

Liquidity risk 
The Group’s primary objective is to ensure that the Group has sufficient funds available to meet its financial obligations as they fall due. This is 
achieved by aligning short-term investments and borrowing facilities with forecast cash flows. Typical short-term investments include money 
market funds, time deposits with approved counterparties, UK Government gilts and Treasury bills. Borrowing facilities are regularly reviewed 
to ensure continuity of funding. 

The unused facilities for Royal Mail Group Ltd of £1,200m expire between 2014 and 2016 (2007 £1,200m expiring between 2014 and 2016). 
The unused facility for Post Office Limited of £870m (2007 £850m) expires in 2011. Additionally, the Group has £300m (2007 £300m) of 
uncommitted lines of credit which are reviewed annually. 

Capital management 
Royal Mail Holdings plc is a public limited company which is not traded and regards its capital as share capital, share premium, retained 
earnings and debt provided by the UK Government. The sole shareholder and the provider of the majority of debt to the Group is the UK 
Government. The management of capital is closely linked to the Group’s relationship with its Shareholder. The Group maintains its liquidity 
requirements by the management of its internal funds and by the drawing down of equity and debt from its Shareholder as well as drawing on 
limited external debt facilities. The Group’s debt to equity ratio is determined by its Shareholder. 

Financial assets – pension escrow investments 
On 23 March 2007, Royal Mail Holdings plc and Royal Mail Group Ltd established £1bn of investments in escrow. These investments are held 
as security to the Royal Mail Pension Plan in support of the 17 year deficit recovery period from March 2006. At 30 March 2008, Royal Mail 
Holdings plc had £909m of investments in the pension escrow and Royal Mail Group Ltd had £161m. Charges over these assets have been 
registered. Further details on the Royal Mail Pension Plan, including the latest full actuarial valuation, are contained in note 25. 

80 

 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

24. Financial instruments 

Carrying amounts and fair values 
Set out below is a summary by category of the carrying amounts of all the Group’s financial instruments. Trade debtors, creditors, 
prepayments, accruals and client creditors have been omitted from this analysis on the basis that carrying value is a reasonable approximation 
for fair value. Pension scheme assets and liabilities are also excluded. Fair values have been calculated using current market prices (forward 
exchange rates/commodity prices) and discounted using appropriate discount rates. There are no material differences between the fair value 
(transaction price) of all financial instruments at initial recognition and the fair value calculated using these valuation techniques. The only 
financial instrument where the carrying amount at year end is different to the fair value is the ‘BERR loans to Royal Mail Group Ltd’. At the 
year end the respective fair value is £507m (2007 £494m). 

The tables below also set out the carrying amount of the currency of the Group’s financial instruments: 

Financial assets 

Classification 

Cash at bank, in hand or in Post Office Limited network 

Cash equivalent investments 

- Money market funds 

Loans and receivables 

- Short-term deposits – Government/local government 

Loans and receivables 

- Short-term deposits – bank 

Loans and receivables 

Cash equivalent investment 

Cash and cash equivalents 

Financial assets – investments (current) 

- Short-term deposits – bank 

Loans and receivables 

- Short-term deposits – Government/local government 

Loans and receivables 

Financial assets – investments (current)  
Financial assets – pension escrow investments (non-
current) 

- Short-term deposits – bank 

Loans and receivables 

- Treasury bills 

- Gilt edged securities (conventional) 

- Gilt edged securities (index linked) 

Financial assets – pension escrow investments (non-
current) 

Available for sale 

Available for sale 

Available for sale 

Derivative assets – (current) 

                         - (non-current) 

Total 

Financial liabilities 

BERR loans to Post Office Limited 

Miscellaneous loans in subsidiaries (current) 

Financial liabilities – loans and borrowings (current) 
Obligations under finance leases and hire purchase 
contracts (current) 

BERR loans to Royal Mail Group Ltd 

Miscellaneous loans in subsidiaries (non-current) 

Amortised cost 

Amortised cost 

Amortised cost 

Amortised cost 

Amortised cost 

Financial liabilities – loans and borrowings (non-current) 
Obligations under finance leases and hire purchase contracts 
(non-current) 

Amortised cost 

Derivative liabilities 

Total 

Sterling 
£m 

847 

US$ 
£m 

15 

euro 
£m 

189 

Other 
£m 

2008 
Total 
£m 

25 

1,076 

88 

122 

141 

351 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

88 

122 

141 

351 

1,198 

15 

189 

25 

1,427 

20 

1 

21 

187 

640 

32 

211 

1,070 

- 

- 

2,289 

(280) 

(2) 

(282) 

(9) 

(500) 

- 

(500) 

(43) 

- 

(834) 

- 

- 

- 

- 

- 

- 

- 

- 

14 

3 

32 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

10 

5 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

20 

1 

21 

187 

640 

32 

211 

1,070 

24 

8 

204 

25 

2,550 

- 

(7) 

(7) 

(1) 

- 

(2) 

(2) 

- 

(3) 

(13) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

(280) 

(9) 

(289) 

(10) 

(500) 

(2) 

(502) 

(43) 

(3) 

(847) 

Net total financial assets 

1,455 

32 

191 

25 

1,703 

81 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
24. Financial instruments (continued) 

Royal Mail Holdings plc 

Financial assets 

Classification 

Cash at bank, in hand or in Post Office Limited network 

Cash equivalent investments: 

-  Money market funds 

Loans and receivables 

-  Short-term deposits – Government/local government 

Loans and receivables 

-  Short-term deposits – bank 

Loans and receivables 

Cash equivalent investment 

Cash and cash equivalents 

Financial assets – investments (current) 

Sterling 
£m 

680 

US$ 
£m 

17 

euro 
£m 

109 

Other 
£m 

24 

79 

285 

2 

366 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

2007 
Total 
£m 

830 

79 

285 

2 

366 

1,046 

17 

109 

24 

1,196 

-  Short-term deposits – bank 

Loans and receivables 

-  Short-term deposits – Government/local government 

Loans and receivables 

- Gilt edged securities (conventional) 

Available for sale 

Financial assets – investments (current)  
Financial assets – pension escrow investments (non-
current) 

13 

1 

3 

17 

-  Short-term deposits – bank 

Loans and receivables 

1,000 

Financial assets – pension escrow investments (non-
current) 

Total 

Financial liabilities 

BERR loans to Post Office Limited 

Amortised cost 

Miscellaneous bank loans in overseas subsidiaries (current)  Amortised cost 

Financial liabilities – loans (current) 

BERR loans to Royal Mail Group Ltd 
Miscellaneous bank loans in overseas subsidiaries (non-
current) 

Amortised cost 

Amortised cost 

Financial liabilities – loans (non-current) 
Obligations under finance leases and hire purchase contracts 
(non-current) 

Amortised cost 

Derivative liabilities 

Total 

1,000 

2,063 

(300) 

- 

(300) 

(500) 

- 

(500) 

- 

- 

(800) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

17 

109 

24 

- 

- 

- 

- 

- 

- 

- 

(7) 

(7) 

- 

(1) 

(1) 

- 

(2) 

(2) 

(1) 

- 

(4) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

13 

1 

3 

17 

1,000 

1,000 

2,213 

(300) 

(1) 

(301) 

(500) 

(2) 

(502) 

(1) 

(7) 

(811) 

Net total financial assets 

1,263 

10 

105 

24 

1,402 

There are no financial assets or liabilities designated at fair value through the income statement on initial recognition. 

Derivative assets £24m current, £8m non-current  (2007 £nil) and liabilities £3m (2007 £7m) are valued at fair value. Effective changes in 
the fair value of derivatives, which are part of a designated cash flow hedge under IAS 39, are deferred into equity. All other changes in 
derivative fair value are taken straight to the income statement. 

None of the financial assets listed above are either past due or considered to be impaired. 

The movements in pension escrow investments of £70m consists of £57m interest on the investments and £13m movement in fair value 
deferred into the Financial Assets Reserve. 

82 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

24. Financial instruments (continued) 

Interest rate risk 
Interest on financial instruments classified as floating is repriced at intervals of less than one year. Interest on financial instruments classified 
as fixed rate is fixed until the maturity of the instrument. 

The table below sets out the carrying amount by maturity of the Group’s financial instruments that are exposed to interest rate risk. The 
pension escrow investments mature between 8 days and 48 years but have been disclosed as maturing in greater than 5 years as the 
investments have been provided as security to the Royal Mail Pension Plan in support of the 17 year deficit recovery period from March 2006. 

Average 
effective 
interest rate 
% 

Within 
1 year 
£m 

1-2 
years 
£m 

2-5 
years 
£m 

More than 
5 years 
£m 

Financial year ended 30 March 2008 

Fixed rate 

Cash at bank 

Cash equivalent investments: 
 - Short-term deposits –  Government/local 

government 

 - Short-term deposits – bank 

Financial assets – investments (current) 

 - Short-term deposits – bank 
 - Short-term deposits – Government/local 

government 

Financial assets – pension escrow investments 
(non-current) 

 - Gilt edged securities (conventional) 

BERR loans to Post Office Limited 

BERR loans to Royal Mail Group Ltd 
Obligations under finance lease and hire 
purchase contracts 

Miscellaneous loans in subsidiaries 

Total 

Floating rate 

Cash at bank 

Cash equivalent investments: 

- Money market funds 

- Short-term deposits – bank 
Financial assets – pension escrow investments 
(non-current) 

 - Short-term deposits – bank 

 - Treasury bills 

 - Gilt edged securities (index linked) 

Miscellaneous loans in subsidiaries 

Total 

Non-interest bearing  

Cash in hand or in Post Office Limited network 

Derivative assets 

Derivative liabilities 

Total 

7.3 

4 

5.2 

5.0 

5.8 

7.7 

4.8 

5.6 

5.8 

5.8 

5.8 

122 

41 

20 

1 

- 

(280) 

- 

(10) 

(2) 

(104) 

3.7 

134 

5.4 

5.4 

5.2 

5.1 

3.7 

3.9 

88 

100 

- 

- 

- 

(7) 

315 

938 

24 

(3) 

959 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

(11) 

- 

(11) 

(25) 

(1) 

(26) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

4 

- 

4 

- 

- 

- 

- 

- 

- 

(1) 

(1) 

- 

4 

- 

4 

Total 
£m 

4 

122 

41 

20 

1 

32 

(280) 

(500) 

(53) 

(3) 

- 

- 

- 

- 

- 

32 

- 

(500) 

(7) 

- 

(475) 

(616) 

- 

- 

- 

187 

640 

211 

- 

134 

88 

100 

187 

640 

211 

(8) 

1,038 

1,352 

- 

- 

- 

- 

938 

32 

(3) 

967 

Net total financial assets/(liabilities) 

1,170 

(7) 

(23) 

563 

1,703 

83 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
Royal Mail Holdings plc 

24. Financial instruments (continued) 

Financial year ended 25 March 2007 

Fixed rate 

Cash at bank 

Cash equivalent investments: 
 - Short-term deposits – Government/local 

government 

 - Short-term deposits – bank 

Financial assets – investments (current) 

 - Short-term deposits – bank 
 - Short-term deposits – Government/local 

government 

 - Gilt edged securities (conventional) 

BERR loans to Post Office Limited 

BERR loans to Royal Mail Group Ltd 

Total 

Floating rate 

Cash at bank 

Cash equivalent investments: 

- Money market funds 
Financial assets – pension escrow investments 
(non-current): 
 - Short-term deposits – bank 
Miscellaneous bank loans in overseas 
subsidiaries 
Obligations under finance leases and hire 
purchase contracts  

Total 

Non-interest bearing  

Cash in hand or in Post Office Limited network 

Derivative liabilities 

Total 

Average 
effective 
interest rate 
% 

3.8 

5.2 

5.2 

5.3 

7.7 

5.4 

5.7 

5.8 

2.9 

5.2 

5.2 

4.8 

5.3 

Within 
1 year 
£m 

21 

285 

2 

13 

1 

3 

(300) 

- 

25 

24 

79 

- 

(1) 

- 

102 

785 

(7) 

778 

1-2 
years 
£m 

2-5 
years 
£m 

More than 
5 years 
£m 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

(1) 

(1) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

(1) 

- 

(1) 

- 

- 

- 

Total 
£m 

21 

285 

2 

13 

1 

3 

(300) 

(500) 

(475) 

24 

79 

- 

- 

- 

- 

- 

- 

- 

(500) 

(500) 

- 

- 

1,000 

1,000 

(1) 

- 

999 

- 

- 

- 

(3) 

(1) 

1,099 

785 

(7) 

778 

Net total financial assets/(liabilities) 

905 

(1) 

(1) 

499 

1,402 

The money market funds have been reclassified as floating rate. 

84 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

24. Financial instruments (continued) 

Contractual maturity analysis for gross financial liabilities 

The table below sets out the gross (undiscounted) contractual cash flows of the Group’s financial liabilities. For overdrafts, loans and finance 
leases/hire purchase contracts, these cash flows represent the undiscounted total amounts payable including interest. For derivatives which are 
settled gross, these cash flows represent the undiscounted gross payment due and do not reflect the accompanying inflow. For derivatives 
which are settled net, these cash flows represent the undiscounted forecast outflow. 

Gross 
loans and 
borrowings 
commitments 
£m 

Gross finance 
lease/hire 
purchase 
instalments 
£m 

Gross 
payments on 
derivatives 
settled gross 
£m 

Amounts falling due in: 

One year or less or on demand (current) 

More than one year (non-current) 

More than one year but not more than two years 

More than two years but not more than five years 

More than five years 

Total 

317 

919 

30 

89 

800 

1,236 

12 

51 

13 

29 

9 

63 

Gross 
loan 
commitments 
£m 

Gross finance 
lease/hire 
purchase 
instalments 
£m 

Gross 
payments on 
derivatives 
settled gross 
£m 

Net liabilities 
on derivatives 
settled net 
£m 

Amounts falling due in: 

One year or less or on demand (current) 

More than one year (non-current) 

More than one year but not more than two years 

More than two years but not more than five years 

More than five years 

Total 

Hedging Activities 

330 

947 

29 

88 

830 

1,277 

- 

1 

1 

- 

- 

1 

119 

58 

58 

- 

- 

177 

The Group had the following designated cash flow hedge programmes during the current and previous financial year: 

i) The diesel fuel hedge programmes uses forward commodity price swaps and forward currency purchase contracts to hedge the exposure 
arising from commodity price and US$/GBP exchange rates for forecast diesel fuel purchases. 

ii) The air conveyance hedge programme uses US$ and euro forward currency purchase contracts to hedge the exposure arising from 
US$/GBP and GBP/euro exchange rates for forecast air conveyance purchases. 

iii) Four capital programmes using euro forward currency purchase contracts to hedge the exposure arising from GBP/euro exchange rates for 
contracted capital expenditure on automation projects. 

85 

290 

1,589 

2008 

Total 
£m 

520 

1,069 

96 

164 

809 

2007 

Total 
£m 

454 

1,006 

88 

88 

830 

191 

99 

53 

46 

- 

5 

- 

- 

- 

- 

5 

1,460 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

24. Financial instruments (continued) 

The following table shows the movements on the hedging reserve for each of these hedge programmes: 

2008 

Diesel fuel 

Air Conveyance 

Capital programmes 

Total 

2007 

Diesel fuel 

Air conveyance 

Total 

Gains/(losses) deferred 
into equity 
during year 
£m 

(Gains)/losses released from 
equity to income during year 
£m 

(Gains)/losses released from equity to 
the carrying value of non-financial 
assets during year 
£m 

19 

1 

16 

36 

(8) 

(1) 

(9) 

(3) 

- 

- 

(3) 

3 

1 

4 

- 

- 

(1) 

(1) 

- 

- 

- 

The £3m gains released from equity to income during year (2007 losses of £4m) are included within the distribution and conveyance operating 
costs in the income statement. 

There is no material ineffectiveness recognised in the income statement relating to cash flow hedges. 

For all the above cash flow hedge programmes, the underlying cash flows being hedged are expected to occur at the same dates as the hedge 
instruments (derivatives) mature. For the non-capital programmes (Diesel and Air Conveyance), the profit or loss will be taken on maturity. For 
capital programmes, the impact on the income statement will be through the depreciation charge over the life of the asset being hedged. 

The following table shows the derivatives outstanding at the year end: 

Commodity/ 
currency 

Nominal 
amount 

Maturity date 

Average 
contracted 
commodity price/ 
exchange rate 

Derivative 
asset 
non-current 
fair value 
£m 

Derivative asset 
 - current 
fair value 
£m  

Derivative 
 liability 
fair value 
£m 

Diesel fuel  79k tonnes  Apr 08-Jan 09 

US$684/tonne

US $ 

US $ 

euro 

$182m  Apr 08-Apr 11 

$69m  Apr 08-Apr 11 

€0.3m 

Apr 08 

US$1.96/£

US$1.97/£

£0.69/€

euro 

€214m  Apr 08-Apr 11 

£0.73/€

Diesel fuel  149k tonnes 

Apr 07-Oct 08 

US$644/tonnes

US$ 

US$ 

euro 

$96m 

Apr 07-Oct 08 

$3m 

€1m 

Apr 07 

Apr 07 

US$1.88/£

US$1.77/£

£0.70/€

euro 

€102m  May 07-Feb 09 

£0.69/€

- 

2 

1 

- 

5 

8 

- 

8 

- 

- 

- 

- 

- 

- 

- 

- 

12 

- 

- 

- 

10 

22 

2 

24 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

(3) 

(3) 

(3)

(2)

-

-

-

(5)

(2)

(7)

2008 

Diesel fuel 

Diesel fuel 

Air conveyance 

Air conveyance 
Capital 
programmes 

Cash flow hedges 

Other derivatives 

Total 

2007 

Diesel fuel 

Diesel fuel 

Air conveyance 

Air conveyance 
Capital 
programmes 

Cash flow hedges 

Other derivatives 

Total 

Other derivatives represent hedges by the Group of other foreign exchange and commodity price exposures, which are not designated as 
hedges under IAS 39 (including the hedge of jet fuel costs arising from the purchasing of air freight services and the hedge of the Bureau de 
Change currency holdings within Post Office Limited).  

86 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

24. Financial instruments (continued) 

The Group had outstanding forward transactions to hedge foreign currency and fuel purchases as follows: 

Maturing within one year 

euro 

US Dollars 

Australian Dollars 

Fuel (US Dollars) 

Maturing after one year 

euro 

US Dollars 

Fuel (US Dollars) 

In currency (millions) 

Sterling equivalents (millions) 

2008 

2007 

2008 

2007 

210 

142 

9 

65 

101 

182 

- 

110 

133 

4 

94 

84 

25 

25 

153 

72 

4 

33 

76 

92 

- 

74 

71 

2 

51 

58 

13 

13 

The Group’s fuel hedges, which fix the GBP cost of purchasing fuel, consist of two elements which may be hedged jointly or separately: 

• 
• 

a commodity forward transaction fixing the cost in US Dollars of purchasing fuel; and 
a currency forward transaction fixing the GBP cost of these US Dollars. 

The table above contains both of these transactions. The commodity forward transactions are shown under the heading Fuel (US Dollars) - 
$65m (2007 $94m) maturing within one year and $nil (2007 $25m) maturing after one year. The related currency forward transactions are 
contained within the total of US Dollars – $142m (2007 $133m) maturing within one year and $182m (2007 $25m) maturing after one year. 

25. Employee benefits – pensions  

The Group operates pension schemes as detailed below. 

Scheme  

Royal Mail Pension Plan (RMPP) 

  Eligibility 

  UK employees  

Royal Mail Senior Executive Pension Plan (RMSEPP) 

  UK senior executives 

Type 

Defined benefit 

Defined benefit 

Royal Mail Retirement Savings Plan (RMRSP) 

  UK employees 

Defined contribution 

Various other small-scale schemes operated by overseas 
subsidiaries  

Defined Contribution 

  Overseas subsidiary employees 

Defined contribution 

A charge for the defined contribution schemes of £2m (2007 £2m) was recognised in operating profit before exceptional items within the 
income statement. The Company contributions to these schemes was £2m (2007 £2m). 

Defined Benefit 

Both RMPP and RMSEPP are funded by the payment of contributions to separate trustee administered funds. The latest full actuarial 
valuations of both schemes have been carried out as at 31 March 2006 using the projected unit method. For RMPP, this valuation has been 
concluded at £3.4bn deficit. For RMSEPP, the valuation has been concluded at £43m deficit. A series of changes began to take effect on 1 
April 2008 and are summarised in the Chairman and Chief Executive’s Statement. 

Payment of £548m (2007 £541m) was made during the year in respect of regular future service contributions, with £542m (2007 £538m) 
relating to RMPP. The regular future service contributions for RMPP, expressed as a percentage of pensionable pay, has remained at 20.0%, 
effective from the beginning of the previous year. This rate is not expected to change materially during 2008-09. For RMSEPP, these 
contributions have been at 48.2% (2007 20.9%).  

Payment of £284m (2007 £243m) was made during the year to fund the deficit in the schemes, with £276m (2007 £241m) relating to 
RMPP. Deficit recovery payments are planned for RMPP over the 17 years from the date of the latest full actuarial valuation. These 
payments will be made before each 31 March, and may therefore span across the Group’s year end (the last Sunday in March). Over the 16 
years from 31 March 2007, planned deficit payments are £260m per annum, increasing in line with RPI (base year is 2006-07). For 
RMSEPP, deficit recovery payments will be £5m per annum from 1 April 2007 to 31 December 2015.  

A current liability of £7m (2007 £14m) has been recognised for payments to the pension schemes relating to redundancy (see note 21). 
During the year, payments of £36m (2007 £74m) relating to redundancy were made. 

On 23 March 2007, the Group established £1bn of investments in escrow as security to the Royal Mail Pension Plan in support of the 17 
year deficit recovery period. 

87 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

25. Employee benefits – pensions (continued) 

The following disclosures relate to the gains/losses and deficit in the schemes recognised for the RMPP and RMSEPP defined benefit plans in 
the financial statements of the Group: 

a) Major assumptions 

The size of the pension deficit, which is large in the context of the Group and its finances, is materially sensitive to the assumptions 
adopted. Small changes in these assumptions could have a significant impact on the deficit and overall income statement charge. The 
major assumptions were: 

Rate of increase in salaries 

Rate of increase in pensions and deferred pensions 

Discount rate 

Inflation assumption 

Expected average rate of return on assets 

  At 30 March 2008 

% pa 

4.6 

3.6 

6.5 

3.6 

6.8 

At 25 March 2007 
% pa 

4.1 

3.1 

5.3 

3.1 

7.0 

The above assumptions relate to both defined benefit plans with the exception of the expected average rate of return on assets which is 
computed for the combined assets of the plans. The expected average rate of return on assets is a weighted average of the long-term 
expected rate of return of each principal asset class (see section b). The expected average rate of return is computed at each balance sheet 
date based on the market values and long-term rate of return of each principal asset class as at that date. 

Mortality 

The mortality assumptions for the larger scheme are based on the 1992 series mortality tables allowing for ‘medium cohort’ projections of 
future improvements. These are detailed below: 

Average expected life expectancy from age 60: 

For a current 60 year old male RMPP member 

For a current 60 year old female RMPP member 

For a current 40 year old male RMPP member 

For a current 40 year old female RMPP member 

b) Plans’ assets and expected rates of return 

The assets in the plans and the expected rates of return were: 

At 30 March 2008 

2008 

26 years 

29 years 

28 years 

31 years 

2007 

26 years 

29 years 

28 years 

30 years 

Market value 

Long-term expected rate of return  

Equities 

Bonds 

Property 

Other assets 

Fair value of plans’ assets 

Present value of plans’ liabilities 

Deficit in schemes 

2008 
£m 

11,090 

10,064 

2,565 

204 

23,923 

(26,846) 

(2,923) 

2007 
£m 

15,372 

5,693 

2,484 

29 

23,578 

(28,563) 

(4,985) 

2008 
% pa 

8.3 

5.2 

6.7 

4.6 

2007 
% pa 

8.0 

4.6 

6.2 

4.1 

There is no element of the above present value of liabilities that arises from plans that are wholly unfunded. 

Certain of the above investments relate to properties occupied by the Group, but the contribution of these properties to the fair value of plans’ 
assets is not material. The pension plans have not invested in any other assets used by the Group or in the Group’s own financial instruments. 

88 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

25. Employee benefits – pensions (continued) 

c) Recognised charges 

An analysis of the separate components of the amounts recognised in the income statement and statement of recognised income and 
expense (SORIE) is as follows: 

Analysis of amounts recognised in the income statement 

Analysis of amounts charged to operating profit before exceptional 
items: 

Current service cost 

Past service cost 

Total charge to operating profit before exceptional items 

Analysis of amounts charged to operating exceptional items: 

Loss due to curtailments (within provision for restructuring charge – note 7) 

Total charge to operating profit 

Analysis of amounts charged/(credited) to financing: 

Interest on plans’ liabilities 

Expected return on plans’ assets  

Total net credit to financing 

Net charge to income statement before deduction for tax 

Analysis of amounts recognised in the statement of recognised income 
and expense (SORIE) 

Actual return on plans’ assets 

Less: expected return on plans’ assets 

Actuarial (losses)/gains on assets (all experience adjustments) 

Experience adjustments on liabilities 

Effects of changes in actuarial assumption on liabilities 

Actuarial gains on liabilities 

Total actuarial gains recognised in SORIE before deduction for tax  

d) Movement in plans’ assets and liabilities 

Changes in the present value of the defined benefit pension obligations are analysed as follows: 

Plans’ liabilities at beginning of period 

Current service cost 

Past service cost 

Curtailment costs* 

Finance cost 

Employee contributions 

Actuarial gain (recognised in SORIE) 

Benefits paid 

2008 
£m 

699 

- 

699 

42 

741 

1,509 

(1,640) 

(131) 

610 

313 

(1,640) 

(1,327) 

(169) 

3,294 

3,125 

1,798 

2008 
£m 

(28,563) 

(699) 

- 

(29) 

(1,509) 

(164) 

3,125 

993 

2007 
£m 

704 

16 

720 

51 

771 

1,342 

(1,541) 

(199) 

572 

1,713 

(1,541) 

172 

(122) 

290 

168 

340 

2007 
£m 

(27,435) 

(704) 

(16) 

(41) 

(1,342) 

(162) 

168 

969 

(28,563) 
Plans’ liabilities at end of period 
*The curtailment costs in the income statement are recognised on a consistent basis with the associated compensation costs. Estimates 
of both are included, for example, in any redundancy provisions raised. The curtailment costs above represent the costs associated with 
those people paid compensation in respect of redundancy during the accounting period. Such payments may occur in an accounting 
period subsequent to the recognition of costs in the income statement. 

(26,846) 

89 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

25. Employee benefits – pensions (continued) 

Changes in the fair value of the plans’ assets are analysed as follows: 

Plans’ assets at beginning of period 

Company contributions paid 

Movement in company contributions accrued 

Company contributions prepaid for 2008-09 

Employee contributions 

Finance income 

Actuarial (loss)/gain (recognised in SORIE) 

Benefits paid 

Plans’ assets at end of period 

2008 
£m 

23,578 

918 

(7) 

(50) 

164 

1,640 

(1,327) 

(993) 

23,923 

2007 
£m 

21,847 

858 

(33) 

- 

162 

1,541 

172 

(969) 

23,578 

e) History of experience gains and losses 
The cumulative amount of actuarial gains and losses recognised since transition to IFRSs at 29 March 2004 in the statement of recognised 
income and expense is £890m gain (2007 £908m loss). The Directors are unable to determine how much of the pension scheme deficit 
recognised in transition to IFRSs is attributable to actuarial gains and losses since inception of the pension schemes. Consequently, the 
Directors are unable to determine the cumulative amount of actuarial gains and losses that would have been recognised in the statement of 
recognised income and expense between inception of the pension schemes and transition to IFRSs. 

2008 
£m 

23,923 

(26,846) 

(2,923) 

2008 
£m 

(1,327) 

(169) 

2007 
£m 

23,578 

(28,563) 

(4,985) 

2007 
£m 

172 

(122) 

2006 
£m 

21,847 

(27,435) 

(5,588) 

2006 
£m 

3,421 

(161) 

2004 
£m 

15,200 

(19,594) 

(4,394) 

2005 
£m 

17,357 

(21,315) 

(3,958) 

2005 
£m 

1,043 

(302) 

Fair value of assets 

Present value of liabilities 

Deficit in schemes 

Experience adjustment on assets 

Experience adjustment on liabilities 

26. Share capital 

Authorised 

Ordinary shares of £1 each  

Special Rights Redeemable Preference Share (Special Share) of £1 each  

Total 

Issued and called up  

Ordinary shares of £1 each  

Special Rights Redeemable Preference Share (Special Share) of £1 each  

Total 

2008 
£ 

100,000 

1 

100,001 

2008 
£ 

50,005 

1 

50,006 

2007 
£ 

  100,000 

1 

  100,001 

2007 
£ 

50,005 

1 

50,006 

The Special Share can be redeemed at any time by its holder (the Secretary of State for Business, Enterprise and Regulatory Reform), 
subject to such redemption being compliant with the Companies Act 1985. The Company cannot redeem the Special Share without the 
prior consent of its holder. No premium is payable on redemption.  

On distribution in a winding up of the Company, the holder of the Special Share is entitled to repayment of the capital paid up on the 
Special Share in priority to any repayment of capital to any other member. The Special Share does not carry any rights to vote. 

Under section 63(7) of the Postal Services Act 2000, for the purposes of the Companies Act 1985, certain shares issued shall be treated 
as if their nominal value had been fully paid up. 

Under sections 72 and 74 of the Postal Services Act 2000, the Secretary of State for Business, Enterprise and Regulatory Reform may 
issue directions to the Company which, depending on the direction issued could result in the recognition of a distribution. 

90 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

At 26 March 2007 

430 

(2,775) 

(5) 

47 

(2,267) 

Foreign 
Currency 
Translation 
Reserve 
£m 

Hedging 
Reserve 
£m 

Other 
Reserves 
£m 

Equity 
holder 
of the 
parent 
£m 

Minority 
interest 
£m 

27. Total equity 

Share 
premium 
£m 

Retained 
earnings 
£m 

Financial 
Assets 
Reserve 
£m 

Profit for the period  

Translation differences 

Actuarial gains on defined benefit 
schemes 

Gain on cash flow hedges deferred 
into equity  

Gain on cash flow hedges released 
from equity to income 

Gain released from equity to the 
initial carrying value of fixed  assets 

Gains deferred into reserves 

Taxation on items taken directly to 
equity 

Recognised income for the 
period 

Allocation to Rural Network Reserve 

Transfer from Rural Network 
Reserve 

Transfer of interest income to Rural 
Network Reserve 

- 

- 

- 

- 

- 

- 

- 

13 

- 

- 

135 

- 

- 

1,798 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

(15) 

(3) 

1,918 

10 

(150) 

150 

(6) 

- 

- 

- 

6 

- 

63 

- 

- 

- 

- 

- 

- 

- 

- 

- 

36 

(3) 

(1) 

- 

- 

63 

32 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

135 

63 

1,798 

36 

(3) 

(1) 

13 

(18) 

2,023 

- 

- 

- 

Total 
equity 
£m 

(2,264) 

135 

63 

1,798 

36 

(3) 

(1) 

13 

(18) 

2,023 

- 

- 

- 

(241) 

3 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

3 

At 30 March 2008 

430 

(863) 

10 

69 

27 

47 

(244) 

Rural 
Network 
Reserve 
£m 

30 

- 

- 

- 

- 

- 

- 

- 

- 

- 

150 

(150) 

6 

36 

91 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
27. Total equity (continued) 

Royal Mail Holdings plc 

Share 
premium 
£m 

Retained 
earnings 
£m 

Mails 
Contribution 
Reserve 
£m 

POL 
Contribution 
Reserve 
£m 

Holdings 
Escrow 
Reserve 
£m 

Mails 
Reserve 
£m 

Rural 
Network 
Reserve 
£m 

POL 
Funding 
Reserve 
£m 

Foreign 
Currency 
Translation 
Reserve 
£m 

Hedging 
Reserve 
£m 

Other 
Reserves 
£m 

Equity 
holder 
of the 
parent 
£m 

Minority 
interest 
£m 

Total 
equity 
£m 

At 27 March 2006  

Profit for the period  

Translation differences 

Actuarial gains on defined benefit 
schemes 

Loss on cash flow hedges deferred 
into equity  
Loss on cash flow hedges released 
from equity to income 

Taxation on items taken directly to 
equity 

- 

- 

- 

- 

- 

- 

- 

(4,270) 

286 

- 

340 

- 

- 

27 

Recognised income/(expense) for 
the period 

- 

653 

Transfer from Mails Reserve to 
Rural Network Reserve 

Allocation to Rural Network Reserve 

Transfer from Rural Network 
Reserve 

Transfer of interest income to Rural 
Network Reserve 

- 

- 

- 

- 

Issue of ordinary shares (1) 

145 

- 

(75) 

150 

(2) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

Allocation to Mails Contribution 
Reserve 

Transfer from Mails Contribution 
Reserve 

- 

- 

(145) 

145 

145 

(145) 

Issue of ordinary shares (2) 

231 

- 

Allocation to POL Contribution 
Reserve 

Transfer from POL Contribution 
Reserve to POL Funding Reserve 

Transfer of interest income to POL 
Funding Reserve 

Transfer from POL Funding Reserve

Transfer of interest income to Mails 
Reserve 

Distribution of Mails Reserve 

Allocation to Holdings Escrow 
Reserve 

- 

- 

- 

- 

- 

- 

- 

(231) 

- 

(2) 

233 

(34) 

795 

(795) 

Issue of ordinary shares (3) 

54 

- 

Allocation to Holdings Escrow 
Reserve 

Transfer of interest income to 
Holdings Escrow Reserve 

Transfer from Holdings Escrow 
Reserve 

Transfer of unrealised gain 

Dividend paid to minority interest 

- 

- 

- 

- 

- 

(54) 

(1) 

850 

8 

- 

At 25 March 2007 

430 

(2,775) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

836 

28 

- 

- 

- 

- 

- 

- 

- 

(75) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

34 

(795) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

75 

75 

(150) 

2 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

30 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

231 

2 

(233) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

231 

(231) 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

795 

- 

54 

1 

(850) 

- 

- 

- 

92 

8 

- 

(2) 

- 

- 

- 

- 

- 

- 

- 

- 

(9) 

4 

- 

55 

(3,343) 

- 

- 

- 

- 

- 

- 

286 

(2) 

340 

(9) 

4 

27 

(2) 

(5) 

- 

646 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

(8) 

- 

- 

- 

- 

- 

145 

- 

- 

231 

- 

- 

- 

- 

- 

- 

- 

54 

- 

- 

- 

- 

- 

4 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

(3,339) 

286 

(2) 

340 

(9) 

4 

27 

646 

- 

- 

- 

- 

145 

- 

- 

231 

- 

- 

- 

- 

- 

- 

- 

54 

- 

- 

- 

- 

(1) 

(1) 

6 

(5) 

47 

(2,267) 

3 

(2,264) 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

27. Total equity (continued) 

Rural Network Reserve 

The Rural Network Reserve was created by Post Office Limited, following directions issued by the Secretary of State under section 72 of the 
Postal Services Act 2000 (the Act). The amounts allocated to this Reserve are to be applied as if they were profits available for distribution. The 
purposes for which the Rural Network Reserve may be utilised are stated in the directions issued, and principally relate to the maintenance of 
a rural network of post offices. A total of £594m has been used from this Reserve towards the maintenance of a rural network between March 
2003 and the beginning of the 2007-08 financial year. 

Following an order issued by the Secretary of State under section 103 of the Act, Post Office Limited received £150m during the period (2007 
£75m). This subsidy has been accounted for as a Government grant and recorded within Revenue as the Social Network Payment (see note 2). 
Under the terms of an agreement, Post Office Limited immediately allocated £150m to the Rural Network Reserve on receipt of the Social 
Network Payment. During the period £150m (2007 £150m) of the Rural Network Reserve was applied towards the maintenance of a rural 
network of Post Offices. 

Interest 

The transfer of interest relates to income recorded in the income statement, which has been earned on the assets that support the Rural 
Network Reserve. 

Financial Assets Reserve 

The Financial Assets Reserve is used to record fair value changes on available for sale financial assets. 

Foreign Currency Translation Reserve 

The Foreign Currency Translation Reserve is used to record the gains and losses arising from 29 March 2004 on translation of assets and 
liabilities of subsidiaries denominated in currencies other than the reporting currency. 

Hedging Reserve 

The Hedging Reserve is used to record gains and losses arising from cash flow hedges since 28 March 2005. 

Other Reserves 

Other Reserves of £47m (2007 £47m) comprise £2m (2007 £2m) unrealised gain on First Rate Exchange Services Holdings Limited, a joint 
venture transaction, and £45m (2007 £45m) relating to unrealised gains on Midasgrange Limited, an associate company. There were no 
transfers between this Reserve and retained earnings during the year (2007 £8m). 

93 

 
 
 
Royal Mail Holdings plc 

28. Commitments 

Operating lease commitments 

The Group is committed to the following future minimum lease payments under non-cancellable operating leases as at 30 March 2008: 

Land and Buildings 
2007 
£m 

2008 
£m 

   Vehicles 
      and equipment 

2008 
£m 

2007 
£m 

Within one year  

Between one and five years 

Beyond five years  

129 

417 

640 

120 

366 

679 

Total 

1,186 

1,165 

27 

29 

3 

59 

36 

42 

- 

78 

    IT equipment 

2008 
£m 

2007 
£m 

27 

53 

- 

80 

15 

52 

12 

79 

Total 

2008 
£m 

183 

499 

643 

2007 
£m 

171 

460 

691 

1,325 

1,322 

Existing property leases have an average term of 15 years and any new leases entered into generally have a 15-year term with a 10-year 
break clause. Vehicle leases generally have a term of between 3 and 7 years, depending on the asset class, with the average term being 4 
years. The existing leases have an average term remaining of 1 year. There are two IT contracts, one expiring within a year and one with a 
term of 10 years with 5 years remaining at the balance sheet date. 

Finance lease and hire purchase commitments 

2008 
Present value 
 of minimum 
 lease payments 

Minimum 
 payments 

£m 

12 

43 

8 

63 

(10) 

53 

£m 

10 

36 

7 

53 

- 

53 

2007 
Present value 
 of minimum 
 lease payments 

£m 

- 

1 

- 

1 

- 

1 

Minimum 
 payments 

£m 

- 

1 

- 

1 

- 

1 

Within one year  

Between one and five years  

Beyond five years  

Total minimum lease payments 

Less amounts representing finance charges 

Present value of minimum lease payments 

The Group has finance lease contracts for vehicles, property and equipment. The leases have no terms of renewal, purchase options or 
escalation clauses and there are no restrictions concerning dividends, borrowings or additional leases. Vehicle leases have a term of between 2 
and 5 years, depending on the class of vehicle, with the average term being 3 years. The property lease is for a 15 year term and the 
equipment for an average of 7 years. 

Capital commitments 

The Group has commitments of £222m at 30 March 2008 (25 March 2007 £110m), which are contracted for but not provided in the 
accounts. 

29. Related party transactions 

The ultimate parent (the Company) and principal subsidiaries 

Royal Mail Holdings plc is the ultimate parent company of the Group. The consolidated financial statements include the financial statements 
of Royal Mail Holdings plc and the principal subsidiaries listed in the following table: 

Company 

Country of incorporation 

% equity interest 

2008 

2007 

Royal Mail Group Ltd 

Post Office Limited 

Royal Mail Investments Limited 

General Logistics Systems B.V. 

Royal Mail Estates Limited 

Romec Limited 

iRed Redefining Document Management Ltd 

United Kingdom 

United Kingdom 

United Kingdom 

Netherlands 

United Kingdom 

United Kingdom 

United Kingdom 

94 

100 

100 

100 

100 

100 

51 

100 

100 

100 

100 

100 

100 

51 

n/a 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

29. Related party transactions (continued) 

Royal Mail Estates Limited, a wholly owned subsidiary, was formed during the 2006-07 financial year. The security on the Royal Mail Group 
Ltd senior debt facility includes a fixed charge over shares in Royal Mail Estates Limited and a floating charge over all the assets of Royal Mail 
Estates Limited (see note 19). Further to the transfer of most of the property assets of Royal Mail Group Ltd to Royal Mail Estates Limited in 
2006-07, the remaining property assets in scope were transferred during the current financial year. 

iRed Redefining Document Management Ltd was formed during the year to source, produce, procure and deliver all printed material being 
created by the Group. 

Joint venture 

The Group has a 50% interest in First Rate Exchange Services Holdings Limited (previously known as First Rate Travel Services Limited until its 
name change on 23 February 2006), a company registered in the United Kingdom. 

Associates 

The following companies are the principal associates of the Group: 

Company 

Quadrant Catering Limited 

Camelot Group plc 

G3 Worldwide Mail N.V. (Spring) 

Midasgrange Limited 

Country of incorporation 

% Ownership 

United Kingdom 

United Kingdom 

Netherlands 

United Kingdom 

2008 

51 

20 

24.5 

50 

2007 

51 

20 

24.5 

50 

The majority of the Board and voting power in Quadrant Catering Limited is held by the Group’s partner, hence it is not a subsidiary. 

Related party transactions 

During the year the Group entered into transactions with related parties. The transactions were in the ordinary course of business and 
included administration and investment services recharged to the Group’s pension plan by Royal Mail Pensions Trustees Limited. The 
transactions entered into and the balances outstanding at the financial year end were as follows: 

Sales/recharges to 
related party 
2007 
£m 

2008 
£m 

Purchases from 
related party 
2007 
£m 

2008 
£m 

Amounts 
owed from related 
party including 
outstanding loans 
2007 
2008 
£m 
£m 

Amounts 
owed to related 
party including 
outstanding loans 
2007 
£m 

2008 
£m 

Royal Mail Pension Plan 

Quadrant Catering Limited 

Camelot Group plc 

G3 Worldwide Mail N.V. (Spring) 

Midasgrange Limited  
First Rate Exchange Services 
Holdings Limited Group (restated) 

9 

- 

47 

1 

14 

29 

9 

- 

48 

1 

9 

26 

- 

40 

- 

9 

- 

- 

43 

- 

12 

- 

145 

131 

- 

- 

1 

10 

10 

2 

- 

- 

1 

13 

8 

3 

- 

9 

- 

1 

- 

1 

- 

5 

- 

2 

- 

2 

The 2006-07 purchases from First Rate Exchange Services Holdings Limited Group have been restated to include the margin charged by the 
related party to Post Office Limited on foreign currency used in the Bureau de Change operation. 

The companies listed above are joint ventures and associates of the Group with the exception of Royal Mail Pension Plan. 

The sales to and purchases from related parties are made at normal market prices. Outstanding balances at the year end are unsecured, 
interest free and settlement is made by cash.  

The Group trades with numerous Government bodies on an arm’s length basis. Transactions with these entities are not disclosed owing to the 
significant volume of transactions that are conducted.  

Separately: 

• 
• 
• 

the Group has certain loan facilities with Government (see note 19); 
the Group has received the Social Network Payment from Government (see notes 2 and 27); and 
the Group has received a Government grant (see notes 2 and 7). 

95 

 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

29. Related party transactions (continued) 

Key management compensation 

Short-term employee benefits 

Post-employment benefits 

Termination benefits 

Other long-term benefits 

Total compensation paid to key management 

2008 
£000 

3,166 

851 

500 

1,120 

5,637 

2007 
£000 

4,164 

707 

- 

3,113 

7,984 

Key management comprises Executive and Non Executive Directors of the Royal Mail Holdings plc Board. 

HM Government is the Company’s sole Shareholder and, accordingly, the Directors have no interest in the shares of the Company. 

Transactions with other related parties 

John Neill, a Non Executive Director of the Company until he left on 31 August 2007, is Group Chief Executive and Deputy Chairman of Unipart 
Group, which during 2006-07 had a contract for the supply of operational support services and expertise with Royal Mail for improvements to 
mail centres. The work programme was successfully completed during 2006-07 with a payment made of £1.4m. John Neill took no part in the 
decision to appoint Unipart Group. 

Bob Wigley, a Non Executive Director of the Company until his resignation on 31 October 2006, is Chairman of Merrill Lynch’s Europe, Middle 
East and Africa Business. The Royal Mail Pension Plan, not the Group, had a commercial relationship with Merrill Lynch Investment 
Management for two UK equity portfolio mandates to the value of £970m for the 7 months up to 31 October 2006. Bob Wigley was not a 
Trustee of the Royal Mail Pension Plan whilst he was a Non Executive Director of the Company. 

96 

 
 
 
 
 
 
 
Group five-year summary (unaudited) 

Royal Mail Holdings plc 

Income statement 

Revenue 

Profit from operations 

Pensions charge in respect of pensions deficit under SSAP 24 

Operating profit before exceptional items 

Operating exceptional items 

Operating (loss)/profit 

Non-operating exceptional items 

(Loss)/profit before interest  

Finance income and costs, including net pensions interest 

(Loss)/profit before tax  

Taxation  

Profit after tax  

Cash flow statement 

Net increase/(decrease) in cash 

Net (decrease)/increase in cash equivalents 

Net increase/(decrease) in cash and cash equivalents 

Balance sheet  

Goodwill and intangible assets  

Property, plant and equipment 

Other non-current assets, including those classified as held for sale 

Net current (liabilities)/assets 

Non-current liabilities 

Net liabilities 

Prepared or restated under: 

IFRS 

2007 
£m 

2006 
£m 

2005 
£m 

UK GAAP 
2004 
£m 

9,179 

9,056 

8,956 

8,633 

- 

- 

233 

(243) 

(10) 

118 

108 

205 

313 

(27) 

286 

- 

- 

- 

- 

355 

302 

(210) 

(277) 

145 

67 

212 

100 

312 

83 

395 

25 

67 

92 

75 

167 

(16) 

151 

2007 
£m 

2006 
£m 

2005 
£m 

1 

34 

35 

(61) 

(159) 

(118) 

(179) 

134 

(25) 

Prepared or restated under IFRS: 

2007 
£m 

207 

1,619 

1,528 

2006 
£m 

2005 
£m 

174 

152 

1,594 

1,591 

539 

535 

486 

298 

220 

(132) 

88 

(64) 

24 

64 

88 

17 

105 

(98) 

7 

2004 
£m 

(11) 

n/a 

n/a 

2004 
£m 

123 

1,550 

152 

212 

2008 
£m 

9,388 

- 

- 

162 

(441) 

(279) 

58 

(221) 

144 

(77) 

212 

135 

2008 
£m 

224 

(15) 

209 

2008 
£m 

240 

1,671 

1,824 

(300) 

(60) 

(3,676) 

(5,558) 

(6,181) 

(4,565) 

(5,016) 

(241) 

(2,264) 

(3,339) 

(2,038) 

(2,979) 

Paragraph 37 of International Financial Reporting Standard 1 – First time adoption of IFRSs, requires that information prepared under a 
previous GAAP is clearly labeled. Disclosure is also required of the nature of the main adjustments that would be necessary to comply with 
IFRSs. Quantification of those adjustments is not required. The main adjustments to the Group accounts on the adoption of IFRSs are: 

• 

• 

• 

• 

• 

• 

the inclusion of a retirement benefit obligation on the face of the balance sheet; 

trade and other receivables no longer include an element of pension prepayment; 

deferred tax charges to reflect the introduction of the retirement benefit obligation; 

an annual leave accrual is included in trade and other payables; 

the income statement reflects a number of minor changes which are mainly presentational but changes to the pension charge and related 
taxation are the major amendments; and 

the cash flow statement is now produced in IFRS format showing operating, financing and investing activities. 

97 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Parent Company accounts 

Royal Mail Holdings plc 

Statement of Directors’ responsibilities in relation to the parent Company financial statements 

The Directors are responsible for preparing the Annual Report and the financial statements in accordance with applicable law and regulations. 

Company law requires the Directors to prepare financial statements for each financial year. Under that law the Directors have elected to 
prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting 
Standards and applicable law). The financial statements are required by law to give a true and fair view of the state of affairs of the Company 
and of the profit or loss of the Company for that period. In preparing those financial statements, the Directors are required to: 

• 

select suitable accounting policies and apply them consistently; 

•  make judgements and estimates that are reasonable and prudent;  

• 

• 

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in 
the financial statements; and  

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in 
business. 

The Directors are responsible for keeping proper accounting records that disclose with reasonable accuracy, at any time, the financial position 
of the Company and enable them to ensure that the financial statements comply with the Companies Act 1985. They are also responsible for 
safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other 
irregularities. 

98 

 
 
 
 
Royal Mail Holdings plc 

Independent Auditors’ report to the members of the Company, Royal Mail Holdings plc 

We have audited the parent Company financial statements of Royal Mail Holdings plc for the year ended 30 March 2008 which comprise the 
balance sheet and the related notes 1 to 9. These parent Company financial statements have been prepared under the accounting policies set 
out therein. We have also audited the information in the Directors’ Remuneration Report that is described as having been audited.  

We have reported separately on the Group financial statements of Royal Mail Holdings plc for the year ended 30 March 2008. 

This report is made solely to the Company's members, as a body, in accordance with Section 235 of the Companies Act 1985. Our audit work 
has been undertaken so that we might state to the Company's members those matters we are required to state to them in an auditors' report 
and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company 
and the Company's members as a body, for our audit work, for this report, or for the opinions we have formed. 

Respective responsibilities of directors and auditors 
The Directors’ responsibilities for preparing the Annual Report and the parent Company financial statements in accordance with applicable 
United Kingdom law and Accounting Standards (United Kingdom Generally Accepted Accounting Practice) are set out in the Statement of 
Directors’ Responsibilities. 

Our responsibility is to audit the parent Company financial statements and the part of the Directors’ Remuneration Report to be audited in 
accordance with relevant legal and regulatory requirements and International Standards on Auditing (UK and Ireland). 

We report to you our opinion as to whether the parent Company financial statements give a true and fair view, and whether the parent 
Company financial statements and the part of the Directors’ Remuneration Report to be audited have been properly prepared in accordance 
with the Companies Act 1985. We also report to you whether, in our opinion, the information in the Directors’ Report is consistent with the 
financial statements.  

In addition we report to you if, in our opinion, the Company has not kept proper accounting records, if we have not received all the information 
and explanations we require for our audit, or if information specified by law regarding directors’ remuneration and other transactions is not 
disclosed. 

We read other information contained in the Annual Report and consider whether it is consistent with the audited parent Company financial 
statements. The other information comprises only the Chairman and Chief Executive's Statement, the Annual Review, the Operating and 
Financial Review, the Directors' Report, the Corporate Governance statement, the Internal Control statement, the unaudited part of the 
Directors' Remuneration Report and the Statement of Directors' Responsibilities. We consider the implications for our report if we become 
aware of any apparent misstatements or material inconsistencies with the parent Company financial statements. Our responsibilities do not 
extend to any other information. 

Basis of audit opinion 
We conducted our audit in accordance with International Standards on Auditing (UK and Ireland) issued by the Auditing Practices Board. An 
audit includes examination, on a test basis, of evidence relevant to the amounts and disclosures in the parent Company financial statements 
and the part of the Directors’ Remuneration Report to be audited. It also includes an assessment of the significant estimates and judgements 
made by the Directors in the preparation of the parent Company financial statements, and of whether the accounting policies are appropriate 
to the Company’s circumstances, consistently applied and adequately disclosed. 

We planned and performed our audit so as to obtain all the information and explanations which we considered necessary in order to provide 
us with sufficient evidence to give reasonable assurance that the parent Company financial statements and the part of the Directors’ 
Remuneration Report to be audited are free from material misstatement, whether caused by fraud or other irregularity or error. In forming 
our opinion we also evaluated the overall adequacy of the presentation of information in the parent Company financial statements and the part 
of the Directors’ Remuneration Report to be audited. 

Opinion 
In our opinion: 

• 

• 

• 

the parent Company financial statements give a true and fair view, in accordance with United Kingdom Generally Accepted 
Accounting Practice, of the state of the Company's affairs as at 30 March 2008;  

the parent Company financial statements and the part of the Directors’ Remuneration Report to be audited have been properly 
prepared in accordance with the Companies Act 1985; and 

the information given in the Directors’ Report is consistent with the parent Company financial statements. 

Ernst & Young LLP 
Registered auditor 
London  
19 May 2008  

99 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Parent Company balance sheet  

at 30 March 2008 and 27 March 2007 

Fixed assets 

Investments in subsidiaries 

Investments in pension escrow 

Total net assets 

Capital and reserves 

Share capital 

Share premium 

Reserves 

Profit and loss account 

Shareholder’s funds 

Notes 

4 

5 

7 

8 

8 

8 

2008 
£m 

3,784 

909 

4,693 

- 

430 

11 

4,252 

4,693 

2007 
£m 

3,784 

850 

4,634 

- 

430 

- 

4,204 

4,634 

The accounts on pages 100 to 102 were approved by the Board of Directors on 19 May 2008 and signed on its behalf by: 

Adam Crozier 

Ian Duncan 

100 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Notes to the parent Company accounts 

1. Parent Company accounting policies 

The following accounting policies apply: 

Financial year 
The financial year ends on the last Sunday in March and, accordingly, these accounts are made up to the 53 weeks ended 30 March 
2008 (52 weeks ended 25 March 2007). 

Basis of preparation 
The parent Company’s financial statements were authorised for issue by the Board on 19 May 2008. 

The accounts on pages 100 to 102 have been prepared in accordance with applicable UK Accounting Standards and law, including the 
requirements of the Companies Act 1985. Unless otherwise stated in the accounting policies below, the accounts have been prepared 
under the historic cost accounting convention.  

Royal Mail Holdings plc (the Company) has not presented its own profit and loss account, as permitted by the Companies Act s230 (3). 
However, the results of the Company for the year are disclosed in note 8 to the accounts. 

The Company has taken advantage of paragraph 2D of FRS 29 (IFRS 7) Financial Instruments: Disclosures and has not disclosed 
information required by that standard, as the Group’s consolidated financial statements in which the Company is included provide 
equivalent disclosures for the Group under IFRS 7. 

No new UK Accounting Standards, which affect the presentation of these accounts, have been issued. 

Impairment reviews 
Unless otherwise disclosed in these accounting policies, fixed assets are reviewed for impairment if events or changes in circumstances 
indicate that the carrying value may be impaired. The Company assesses at each reporting date whether such indications exist. Where 
appropriate, an impairment loss is recognised in the income statement for the amount by which the carrying value of the asset (or cash 
generating unit) exceeds its recoverable amount, which is the higher of an asset’s net realisable value and its value in use. 

Investments in subsidiaries 
Investments in subsidiaries within the Company’s accounts are stated at cost less any accumulated impairment losses. The opening and 
closing carrying value relates solely to the Company’s investment in Royal Mail Group Ltd, a 100% subsidiary of the Company. Royal 
Mail Group Ltd is the only direct shareholding held by the Company. 

Investments in pension escrow 
Investments in pension escrow are financial assets within the scope of FRS 26 ‘Financial Instruments: Recognition and Measurement’. 

The investments are a combination of short-term deposits and long-term investments which mature between 8 days and 48 years but 
have been included within fixed assets as the investments have been provided as security to the Royal Mail Pension Plan in support of 
the 17 year deficit recovery period from March 2006. 

The investments comprise short-term deposits with a bank, Treasury bills and gilt edged securities. 

The bank deposits are non-derivative assets that are neither held for trading nor quoted in an active market and therefore classified  as 
‘loans and receivables’ for measurement purposes under FRS 26 (Financial Instruments: Recognition and Measurement). The 
investments are  initially recognised at fair value, being the amount deposited. The investments accrue interest, thereby increasing the 
carrying value of the investments. This interest is included in the reported profit/(loss) for the year. The investments are derecognised 
when they mature. 

Treasury bills, index-linked gilt edged securities and conventional gilt edged securities are classified as available for sale financial 
instruments on the basis that they are quoted investments that are not held for trading and may be disposed of prior to maturity. The 
investments are initially recognised at fair value, being the purchase price. After initial recognition, interest is included in the reported 
profit/(loss) for the year, using the effective interest rate method and the assets are measured at fair value with gains or losses being 
recognised in the Financial Assets Reserve until the investment is derecognised. 

Contingent liabilities 
Contingent liabilities are not disclosed if the possibility of losses occurring is considered to be remote. 

2. Directors’ emoluments 

The Directors of the Company are not paid fees by the Company for their services as Directors of the Company. The Directors of the 
Company are paid fees by other companies of the Group. These emoluments are disclosed in the Group accounts. 

3. Auditors’ remuneration 

The Auditors of the Company are not paid fees by the Company. The Auditors of the Company are paid fees by the other companies of 
the Group. This remuneration is disclosed in the Group accounts. 

101 

 
 
 
Royal Mail Holdings plc 

4. Investments in subsidiaries 

At 26 March 2007 and 27 March 2006 

Additions  

Impairment  

Cost 
£m 

Impairment 
£m 

4,160 

(376) 

- 

- 

- 

- 

2008 
£m 

3,784 

- 

- 

At 30 March 2008 and 25 March 2007 

4,160 

(376) 

3,784 

5. Investments in pension escrow 

Short-term deposits – bank 

Treasury bills 

Gilt edged securities (index linked) 

Gilt edged securities (conventional) 

Investments in pension escrow 

6. Profit and loss account 

Average 
 effective 
 rate 
% 

5.2 

5.1 

3.7 

4.8 

Average 
effective 
rate 
% 

5.2 

- 

- 

- 

2008 
£m 

159 

543 

180 

27 

909 

2007 
£m 

3,784 

376 

(376) 

3,784 

2007 
£m 

850 

- 

- 

- 

850 

The Company is a non-trading company. The profit for the period relates to income from the investments in pension escrow. 

7. Share capital 

Details of the share capital are disclosed in the Group accounts in note 26.  

8. Shareholder’s funds 

At 26 March 2007 

Profit for the year 

Issue of shares 

Gains on financial asset investments 

At 30 March 2008 

Financial Assets Reserve 

Share 
 premium 
£m 

Profit and 
loss 
account 
£m 

Financial 
Assets 
Reserve 
£m 

430 

4,204 

- 

- 

- 

48 

- 

- 

430 

4,252 

- 

- 

- 

11 

11 

2008 
Total 
£m 

4,634 

48 

- 

11 

2007 
Total 
£m 

3,784 

420 

430 

- 

4,693 

4,634 

The Financial Assets Reserve is used to record fair value changes on available for sale financial assets. 

9. Charges 

Details of charges registered over the assets of the Company are contained in the Group accounts in notes 19 and 24. 

102 

 
 
 
 
 
 
 
 
 
 
Royal Mail Holdings plc 

Forward Looking Statements 

This document contains statements concerning the Group’s business, financial condition, results of operations and certain of the Group’s 
plans, objectives, assumptions, projections, expectations or beliefs with respect to these items. 

The Company cautions that any forward looking statements in this document may and often do vary from actual results and the 
differences between these statements and actual results can be material. Accordingly, readers are cautioned not to place undue reliance 
on forward looking statements. The Company undertakes no obligation to release publicly the result of any revisions to these forward 
looking statements that may be made to reflect events or circumstances after the date of this document, including, without limitation, 
changes in the Group’s strategy, or to reflect the occurrence of unanticipated events. 

By their nature, forward looking statements involve risk and uncertainty because they relate to events and depend on circumstances that 
will occur in the future. Such forward looking statements should, therefore, be considered in light of various important factors that could 
cause actual results and developments to differ materially by those expressed or implied by these forward looking statements. These 
factors include, among other things: the impact of competitive products and pricing; the occurrence of major operational problems; the 
loss of major customers; limitations imposed by the Group’s indebtedness; undertakings and guarantees relating to pension funds; 
contingent liabilities; risks of litigation and risks associated with the Group’s overseas operations. 

Corporate Information 

Registered Office and Group Head Office 

Royal Mail Holdings plc 
148 Old Street 
LONDON 
EC1V 9HQ 
020 7250 2888 
Registered No: 4074919 

Royal Mail, the Cruciform, the colour red, Parcelforce Worldwide and the Parcelforce Worldwide logo are registered trademarks of 
Royal Mail Group Ltd. Post Office and the Post Office symbol are registered trademarks of Post Office Limited. Report and Accounts 
2008 © Royal Mail Group Ltd 2008. All Rights Reserved. 

Corporate website 
Additional corporate and other information can be accessed on the following website (www.royalmailgroup.com). Information made 
available on the website is not intended to be, and should not be regarded as being, part of the accounts. 

The maintenance and integrity of the Group’s websites is the responsibility of the Directors; the work carried out by the auditors does not 
involve consideration of these matters and, accordingly, the auditors accept no responsibility for any changes that may have occurred to 
the financial statements since they were initially presented on the website. 

Auditors 

Ernst & Young LLP 
1 More London Place 
LONDON 
SE1 2AF 

Actuaries 

Watson Wyatt Limited 
Watson House 
London Road  
REIGATE 
Surrey 
RH2 9PQ 

Solicitors 

Slaughter and May 
1 Bunhill Row 
LONDON 
EC1Y 8YY 

Consumer Body 

Postwatch 
28 Grosvenor Gardens 
LONDON 
SW1W 0TT 

Regulator (Postcomm) 

Postal Services Commission  
Hercules House 
6 Hercules Road 
LONDON 
SE1 7DB 

103