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Rithm Property Trust Inc.

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FY2015 Annual Report · Rithm Property Trust Inc.
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2 0 1 5   A N N U A L   R E P O R T

 
 
 
 
Ramco-Gershenson  Properties  Trust  (NYSE:RPT)  is  a  fully  integrated,  
self-administered,  publicly-traded  real  estate  investment  trust  (REIT)  based  in  Farmington 
Hills,  Michigan.  The  Company’s  primary  business  is  the  ownership  and  management  of 
large, multi-anchor shopping centers in a number of the largest metropolitan markets in the 
central  United  States.  At  December  31,  2015,  the  Company  owned  interests  in  and  
managed  a  portfolio  of  73  shopping  centers  and  one  office  building  with  approximately 
15.9 million square feet of gross leasable area. 

Properties pictured above (clockwise): Buttermilk Towne Center, The Shops on Lane Avenue,  
Hunter’s Square, The Shoppes at Fox River and Millennium Park

Ramco-Gershenson Properties Trust / 2015 Annual Report

1

The  Company’s  strategic  focus  is  to 

further  STREAMLINE  our  portfolio  of 

high-quality,  multi-anchor  shopping 

centers  in  select  major  metropolitan 

markets that provide value creation and 

long-term growth.

Long-Term Value Creation:

■    Invest  in  large,  multi-anchor,  metropolitan-based  shopping  centers  in 
the central United States to provide an ongoing pipeline of tactical and 
strategic redevelopment opportunities.

■    Promote operating excellence and execute on embedded value creation 
opportunities designed to deliver sustainable same-center NOI growth, 
healthy  rental  increases,  high  occupancy  and  consistent  growth  in  net 
asset value.

■    Maintain a strong balance sheet and a solid capital structure to enable 
us  to  execute  on  a  strategic  business  plan  and  grow  our  dividend 
through any economic cycle.

Dear Shareholders:

JOHN HENDRICKSON

DENNIS GERSHENSON

GEOFFREY BEDROSIAN

Executive Vice President and  
Chief Operating Officer

President and Chief Executive Officer

Executive Vice President and  
Chief Financial Officer

We  are  pleased  to  report  that  2015  was  another  successful  year  for 

our  Company  that  capped  a  five-year  period  of  transformation  and 

growth wherein we generated average annual increases in operating 

FFO,  excluding  gains  on  land  sales,  of  9%,  grew  average  base  rents 

by  34%  and  increased  same-center  net  operating  income  2.6%  on 

average each year.

Our  activities  in  2015  focused  on  the  achievement  of  several  strategic  objectives,  which  we 

believe provides a solid foundation for even greater success in the future.

•  First,  we  simplified  our  portfolio  structure  by  acquiring  or  selling  all  but  three  of  our  joint  venture  

shopping centers. We reasonably expect that these last three assets will be sold over the next 12 to 18 

months.  We  believe  that  owning  100%  of  the  interest  in  our  shopping  centers  will  provide  the  greatest 

upside potential for our shareholders as we capitalize on the many value-add redevelopment, expansion 

and re-anchoring opportunities in our portfolio.

Ramco-Gershenson Properties Trust / 2015 Annual Report 2/3

S T RONG   
OPER AT I NG   
M E T R IC S

3.9%SAME-CENTER  

NOI GROWTH 
(with redevelopments)

94.6%LEASED 

OCCUPANCY

9.1%RENT  

GROWTH

•  Second,  we  exceeded  our  2015  capital  recycling 

target by selling $88 million of non-core assets at 

an average capitalization rate of 6.4%. These sales 

provided  two  benefits  for  the  Company.  They 

culled from our shopping center portfolio many of 

those properties that did not reflect our focus on 

the  ownership  of  large,  multi-anchor  centers  in 

high-income,  in-fill  markets  and  they  provided  a 

reliable  and  attractive  source  of  capital  to  fund 

our business activities.

•  Third, we executed on an aggressive leasing plan 

highlighted  by  the  signing  of  15  anchor  leases 

with  best-in-class  national  retailers,  including 

Nordstrom Rack, Saks OFF 5TH, Stein Mart, Dick’s 

Sporting  Goods,  Ross  Dress  for  Less  and  DSW. 

The signing of long term leases with this number 

of  exciting  anchors,  when  our  anchor  occupancy 

is  near  an  all-time  high,  demonstrates  our  ability 

to  pro-actively  create  additional  value  and  draw-

ing  power  at  our  shopping  centers.  Our  leasing 

success for the year also resulted in the signing of 

286 leases, encompassing 1.8 million square feet, 

at a comparable average rental increase of 9.1%.

•  Fourth,  we  strengthened  our  executive  manage-

ment team with the hiring of John Hendrickson as 

Chief  Operating  Officer  and  Geoffrey  Bedrosian 

as  Chief  Financial  Officer.  We  have  formed  a 

strong  partnership  that  not  only  enables  our 

Company  to  grow,  but  has  broadened  our  skill 

set, allowing us to envision the future in new ways.

Our plans for 2016 build upon our accomplishments 

in 2015 with an added emphasis on prudent capital 

sourcing and allocation. This year, we plan to com-

plete a number of current redevelopments that are 

estimated to yield returns of between 9%–10%. We 

are  currently  finalizing  plans  for  several  projects 

scheduled  to  commence  in  2016,  with  the  goal  of 

maintaining an ongoing pipeline of $65–$80 million  

Dear Shareholders (continued)

of  active  projects  that  further  our  goals  of  site  densification,  center  expansions  on  adjacent  land,  and  

replacing under-performing retailers with best-in-class tenancies. The funds for these capital expenditures 

will be generated from our 2016 capital recycling program, which is planned to consist of selling $100–$125 

million  of  fully-valued,  slow  growth  assets  in  non-strategic  markets.  Additionally,  these  sales  will  help  to 

further improve our balance sheet as we build additional liquidity and lower overall leverage to 6.2x–6.4x 

debt to EBITDA.

In summary, the streamlining of our shopping center portfolio, the enhancement of our corporate structure, 

our  concentrated  market  and  asset  focus,  and  our  value-add  redevelopment  projects,  combined  with  

our emphasis on producing superior operational and financial results, will continue to generate long term 

value for our shareholders.

Dennis Gershenson

President and Chief Executive Officer

Selected Financial Highlights

Years Ended December 31,

(Dollars in thousands, except per share amounts)

2015

2014

2013

2012

2011

Total Revenues
Operating Funds from Operations

$  251,790
$  121,807

$  218,363
$  103,503

$  170,068
81,850
$ 

$  125,225
49,339
$ 

$  114,386
41,813
$ 

Per Share
  Operating Funds from Operations, Diluted

 Operating Funds from Operations, Diluted  

(without land sales)

  Cash Distributions Declared

Total Assets
Mortgages and Notes Payable

Total Liabilities

Shareholders’ Equity

Number of Shopping Centers

$ 

$ 

$ 

1.39

$ 

1.27

$ 

1.19

$ 

1.05

$ 

1.01

1.34

0.82

$ 

$ 

1.26

0.78

$ 

$ 

1.13

0.71

$ 

$ 

1.05

0.66

$ 

$ 

0.95

0.65

$ 2,128,671
$ 1,083,711
$ 1,222,334
$  884,223
73

$ 1,944,332
$  917,658

$ 1,645,735
$  746,661

$ 1,159,218
$  535,208

$ 1,043,258
$  512,947

$ 1,046,053

$  847,775

$  599,386

$  562,084

$  872,357

$  770,097

$  529,783

$  449,075

80

80

78

83

 
 
Our Current Market Strategy Is to Expand 
Our Presence in 10 of the Largest MSAs

Ramco-Gershenson Properties Trust / 2015 Annual Report 4/5

■    Primarily  first-ring  top  40  Metropolitan  Statistical  Area  (MSA)  sub-market  locations  
provide  the  opportunity  for  both  tactical  and  strategic  redevelopment  as  retailers  look  
to locate in our centers.  

■    Our  top  10  markets  provide  the  opportunity  for  future  growth  supported  by  strong 

regional leasing and asset management teams.

D

J

H

G

E

A

C

I

F

B

Market

SE Michigan

SE Florida

Cincinnati

Denver

St. Louis

Jacksonville

Chicago

A

B

C

D

E

F

G

H Milwaukee

I

Atlanta

J Minneapolis/St. Paul

*Based on a five-mile trade area.
Source: CoStar.

MSA Rank

14

8

28

21

19

40

3

39

9

16

% of  
Annualized  
Base Rent

25%

9%

9%

7%

6%

6%

5%

5%

3%

3%

Average*
Household Income

Population*

$  82,000

$  72,000

$  77,000

$  84,000

$ 103,000

$  69,000

$ 101,000

$  79,000

$  94,000

$  97,000

230,000

196,000

181,000

112,000

204,000

53,000

239,000

176,000

204,000

132,000

Our Strategic Focus:

Dominant, Multi-Anchor Shopping Centers:
  ■   Market Dominant—top 20 centers average 445,000 square feet and seven anchors per center 

PLUS at least 100,000 square feet of small shop space 

  ■   High Quality—top 20 centers have average rents per square foot of $17.32(1) and average cap 

rates of approximately 6.0%

  ■   Strong Demographics—average household income of $84,000 and population of 170,000

(1) Excludes ground leases.

Intrinsic Value-Add Redevelopment Opportunities:
  ■   Significant Pipeline—goal is to maintain active projects of at least $65–$80 million each year 

over the next five years

  ■   Dynamic Projects—significant opportunities in the portfolio including site densification, 

expansions and re-anchorings

  ■   Portfolio Direction—goal is to convert all properties to fortress top tier shopping centers

Long-Term Capital Recycling Program:
  ■   Capital Generation—current plan involves dispositions of $100–$125 million in 2016 providing 

significant capital to fund our business plan

  ■   Strategic Approach—selling low growth or fully-valued properties as the Company continues to 

reposition its portfolio

  ■   Match Funding—consistently sell non-strategic properties to fund high-quality investments

A Strong, Flexible Balance Sheet:
  ■   Investment Grade Profile—well-positioned alongside credit rated peers with a goal of 

maintaining net debt to EBITDA of 6.2x–6.4x

  ■   Risk Adverse—average term of 6.7 years and less than $132 million (5% of market cap) of debt 

expiring in any given year through 2026

  ■   Flexible Structure and Ample Liquidity—unencumbered property pool of $2.0 billion and 

substantial revolving line availability

Deerfield Towne Center

Bridgewater Falls

 
 
Ramco-Gershenson Properties Trust / 2015 Annual Report 6/7

Optimized Business Model:

~50% OF ABR  

RPT’S 20 LARGEST PROPERTIES

~35% OF ABR  

PROPERTIES WITH LONG-TERM  
GROWTH PROFILES

10–15% OF ABR  

LOW GROWTH OR  
FULLY-VALUED  
PROPERTIES

OPTIMIZING GROWTH  
AND VALUE  
CREATION

Lakeland Park

Woodbury Lakes

Our Community First Program Draws 
Customers and Builds Community Loyalty

2015  was  the  first  full  year  of  our  one-of-a-kind  Community  First  Marketing  Program,  which  we  developed  to  reflect  the  
interests, tastes and desires of the communities where we operate. The program is intended to promote loyalty, increase foot 
traffic and drive sales, which will result in higher rents. Seven guiding principals drive our Community First program:

1.  Focus on a unique identity for each center.

2.  Engage customers with proprietary signature event programming.

3. 

Implement management efficiencies to keep costs low for our tenants.

4. 

Include incentives that drive shoppers back to our centers.

5.  Utilize technology and other measures to increase the effectiveness of the program.

6.  Engage with the local municipality, schools and charities to demonstrate our commitment to corporate responsibility.

7.  Encourage a strong customer experience that builds loyalty.

www.yourwalkingclub.com

2015 by the numbers:
■   15 signature events implemented 

at 6 centers

■   742,600 website visits
■   30,000 customer participants
■   22,672 Facebook likes
■   216 tenant partners
■   35 community/charity partners

2 0 1 5   F O R M   1 0 - K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
________________
Form 10-K

[X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2015 
OR

[  ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from                to                

Commission file number 1-10093

 RAMCO-GERSHENSON PROPERTIES TRUST
(Exact Name of Registrant as Specified in its Charter)

Maryland
(State or Other Jurisdiction of

Incorporation or Organization)

31500 Northwestern Highway, Suite 300

Farmington Hills, Michigan

(Address of Principal Executive Offices)

13-6908486
(I.R.S. Employer Identification No.)

48334

(Zip Code)

Registrant’s Telephone Number, Including Area Code: 248-350-9900

Securities Registered Pursuant to Section 12(b) of the Act:

Title of Each Class

Common Shares of Beneficial Interest,

($0.01 Par Value Per Share)

Securities Registered Pursuant to Section 12(g) of the Act:  None

Name of Each Exchange
On Which Registered
New York Stock Exchange

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes [X]  No [   ]

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes [   ]  No [X]

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act 
of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject 
to such filing requirements for the past 90 days.   Yes [X]   No [   ]

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data 
File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that 
the registrant was required to submit and post such files).   Yes [X ]  No [   ]

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, 
to the best of the registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K 
or any amendment to this Form 10-K.  [ X ]  

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting 
company. See definition of “large accelerated filer,”  “accelerated filer" and “smaller reporting company” in Rule 12b-2 of the Exchange Act.

Large Accelerated Filer [X]

Accelerated Filer [  ]

Non-Accelerated Filer   [  ]   

Small Reporting Company  [  ]

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). 

Yes [   ]    No [X]

(Do not check if small reporting company)

The aggregate market value of the common equity held by non-affiliates of the registrant as of the last business day of the registrant’s most 
recently completed second fiscal quarter (June 30, 2015) was $1,267,495,868.  As of February 16, 2016 there were outstanding 79,178,042 shares 
of Common Stock.

DOCUMENTS INCORPORATED BY REFERENCE

Portions of the proxy statement for the annual meeting of shareholders to be held May 11, 2016 are in incorporated by reference into Part III.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
TABLE OF CONTENTS

PART I

Page

Item

1.

Business

1A. Risk Factors

1B. Unresolved Staff Comments

2.

3.

Properties

Legal Proceedings

4. Mine Safety Disclosures

5. Market for Registrant’s Common Equity, Related Stockholder Matters and

PART II

Issuer Purchases of Equity Securities

6.

Selected Financial Data

7. Management’s Discussion and Analysis of Financial Condition and Results of Operations

7A. Quantitative and Qualitative Disclosures About Market Risk

8.

9.

Financial Statements and Supplementary Data

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

9A. Controls and Procedures

9B. Other Information

10. Directors, Executive Officers and Corporate Governance

PART III

11.

12.

Executive Compensation

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

13. Certain Relationships and Related Transactions, and Director Independence

14.

Principal Accountant Fees and Services

15.

Exhibits and Financial Statement Schedule

Consolidated Financial Statements and Notes

PART IV

1

5

13

14

23

23

24

26

27

39

39

40

40

40

41

41

41

41

41

42

F-1

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Forward-Looking Statements

This document contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, 
and Section 21E of the Securities Exchange Act of 1934, as amended.  These forward-looking statements represent our expectations, 
plans or beliefs concerning future events and may be identified by terminology such as “may,” “will,” “should,” “believe,” 
“expect,” “estimate,” “anticipate,” “continue,” “predict” or similar terms.  Although the forward-looking statements made in 
this document are based on our good-faith beliefs, reasonable assumptions and our best judgment based upon current information, 
certain factors could cause actual results to differ materially from those in the forward-looking statements, including: our success 
or failure in implementing our business strategy; economic conditions generally and in the commercial real estate and finance 
markets specifically; the cost and availability of capital, which depends in part on our asset quality and our relationships with 
lenders and other capital providers; our business prospects and outlook; changes in governmental regulations, tax rates and 
similar matters; our continuing to qualify as a real estate investment trust (“REIT”); and other factors discussed elsewhere in 
this document and our other filings with the Securities and Exchange Commission (the “SEC”).  Given these uncertainties, you 
should not place undue reliance on any forward-looking statements.  Except as required by law, we assume no obligation to update 
these forward-looking statements, even if new information becomes available in the future.

PART I

Item 1. Business

The terms “Company,” “we,” “our” or “us” refer to Ramco-Gershenson Properties Trust, Ramco-Gershenson Properties, L.P., 
and/or its subsidiaries, as the context may require.

General

Ramco-Gershenson Properties Trust is a fully integrated, self-administered, publicly-traded equity real estate investment trust 
(“REIT”) organized in Maryland.  Our primary business is the ownership and management of large multi-anchored shopping 
centers primarily in twelve of the largest  metropolitan markets in the United States.  We aim to own multiple properties in each 
of these metropolitan areas to leverage our management platform and to operate our centers efficiently in these markets.  Our 
target submarkets are affluent communities where our centers can offer value, convenience and a sense of place to the residents 
of the trade area.  

As of December 31, 2015, our property portfolio consisted of 70 wholly owned shopping centers and one office building comprising 
approximately 15.3 million square feet.  We also have ownership interests, ranging from 7% to 30%, in four joint ventures, three  
of which own a single shopping center.  Our joint ventures are reported using equity method accounting.  We earn fees from the 
joint ventures for managing, leasing, and redeveloping the shopping centers they own.  In addition, we own various parcels of 
land available for development or for sale, the majority of which are adjacent to certain of our existing developed properties.

We conduct substantially all of our business through our operating partnership, Ramco-Gershenson Properties, L.P. (the “Operating 
Partnership”), a Delaware limited partnership.  The Operating Partnership, either directly or indirectly through partnerships or 
limited liability companies, holds fee title to all owned properties.  As general partner of the Operating Partnership, we have the 
exclusive  power  to  manage  and  conduct  the  business  of  the  Operating  Partnership.  As  of  December 31,  2015,  we  owned 
approximately 97.6% of the interests in the Operating Partnership.  The limited partners are reflected as noncontrolling interests 
in our financial statements and are generally individuals or entities that contributed interests in certain assets or entities to the 
Operating Partnership in exchange for units of limited partnership interest (“OP Units”).  The holders of OP units are entitled to 
exchange them for our common shares on a 1:1 basis or for cash.  The form of payment is at our election.

We operate in a manner intended to qualify as a REIT pursuant to the provisions of the Internal Revenue Code of 1986, as amended 
(the “Code”).  Certain of our operations, including property and asset management, as well as ownership of certain land parcels, 
are conducted through taxable REIT subsidiaries, (“TRSs”), which are subject to federal and state income taxes.

1

Business Objectives, Strategies and Significant Transactions

Our  business  objective  is  to  own  and  manage  high  quality  shopping  centers  that  generate  cash  flow  for  distribution  to  our 
shareholders and that have the potential for capital appreciation.  To achieve this objective, we seek to acquire, develop, or redevelop 
shopping centers that meet our investment criteria.  We also seek to recycle capital through the sale of land or shopping centers 
that we deem to be fully valued or that no longer meet our investment criteria.  We use debt to finance our activities and focus on 
managing the amount, structure, and terms of our debt to limit the risks inherent in debt financing.  From time to time, we enter 
into joint venture arrangements where we believe we can benefit by owning a partial interest in shopping centers and by earning 
fees for managing the centers for our partners.

We invest primarily in large, multi-anchored shopping centers that include national chain store tenants and market dominant 
supermarket tenants.  National chain anchor tenants in our centers include, among others, TJ Maxx/Marshalls, Bed Bath and 
Beyond, Home Depot and Dick's Sporting Goods.  Supermarket anchor tenants in our centers include, among others, Publix Super 
Market, Whole Foods, Kroger and Sprouts.  Our shopping centers are primarily located in metropolitan markets such as Metro 
Detroit, Southeast Florida, Greater Denver, Cincinnati, St. Louis, Jacksonville, Tampa/Lakeland, Milwaukee, Chicago and Atlanta.

We also own land which is available for development or sale.  At December 31, 2015, we had one project in pre-development and 
two projects where Phase I of the development was completed.  The remaining future phases at those projects are in pre-development.  
We estimate that if we proceed with the development of the projects, up to approximately 750,000 square feet of gross leasable 
area ("GLA") could be developed, excluding various outparcels of land.  It is our policy to start vertical construction on new 
development projects only after the project has received entitlements, significant anchor commitments and construction financing, 
if appropriate.

Our development and construction activities are subject to risks and uncertainties such as our inability to obtain the necessary 
governmental approvals for a project, our determination that the expected return on a project is not sufficient to warrant continuation 
of the planned development, or our change in plan or scope for the development.  If any of these events occur, we may record an 
impairment provision.

Operating Strategies and Significant Transactions

Our operating objective is to maximize the risk-adjusted return on invested capital at our shopping centers.  We seek to do so by 
increasing the property operating income of our centers, controlling our capital expenditures, monitoring our tenants’ credit risk 
and taking actions to mitigate our exposure to that tenant credit risk.

During 2015, our consolidated properties reported the following leasing activity:

Renewals
New Leases - Comparable
New Leases - Non-Comparable (2)
Total

Leasing
Transactions
202
29
55
286

Square
Footage
1,321,966 $
101,669
371,416
1,795,051 $

 Base Rent/
SF (1)
13.51 $
17.72
17.05
14.48

Prior Rent/
SF
12.47 $
15.11
N/A
N/A $

Tenant
Improvements
/SF
0.10 $
5.79
36.21
7.89 $

Leasing
Commissions/
SF
0.13
4.08
3.66
1.09

(1)  Base rent represents contractual minimum rent under the new lease for the first 12 months of the term.
(2)  Non-comparable lease transactions include leases for space vacant for greater than 12 months, leases for space which has been 
combined from smaller spaces or demised from larger spaces, and leases structured differently from the prior lease.  As a result, 
there is no comparable prior rent per square foot to compare to the base rent per square foot of the new lease.

Investing Strategies and Significant Transactions

Our investing objective is to generate an attractive risk-adjusted return on capital invested in acquisitions and developments.  In 
addition, we seek to sell land or shopping centers that we deem to be fully valued or that no longer meet our investment criteria.  We 
underwrite acquisitions based upon current cash flow, projections of future cash flow, and scenario analyses that take into account 
the risks and opportunities of ownership.  We underwrite development of new shopping centers on the same basis, but also take 
into account the unique risks of entitling land, constructing buildings, and leasing newly built space.  

At December 31, 2015, we had ten redevelopment, expansion or re-anchoring projects in process with an anticipated cost of $76.8 
million, of which $51.5 million remained to be invested.  Completion dates are anticipated during 2016 and early 2017.

2

In July 2015, we acquired our partner's 80% interest in six properties held in the Ramco 450 Venture LLC ("Ramco 450") and 
subsequently own 100% of the related properties. We consolidated the six properties based upon a value of approximately $191.1 
million, together with the assumption of three mortgage loans with unpaid principal balances totaling approximately $60.1 million, 
plus any related assets and liabilities.  Total consideration paid for the properties was approximately $105.8 million, including 
closing costs.  As part of the same transaction, we sold our 20% interest in one property owned by the same joint venture to our 
partner, which generated net cash proceeds to us of $10.6 million.  The remaining property in the joint venture was sold to a third 
party in October 2015, generating net proceeds to us of $5.9 million.

In August  2015,  we  acquired  our  partner's  70%  interest  in  one  property  held  in  the  Ramco/Lion Venture  L.P.  ("RLV").   We 
consolidated the property based upon a value of approximately $47.0 million, with total consideration paid of $41.6 million, 
including approximately $8.7 million of our proportionate share of $29.8 million debt repaid at closing.  

As a result of the above transactions, we gained control of the properties and recognized a gain on remeasurement of unconsolidated 
joint ventures of $7.9 million which represents the difference between the carrying value and the fair value of our previously held 
equity investment in the properties.  Refer to Note 7 for additional information regarding our joint venture activity. 

In addition to the above, we completed $16.1 million of acquisitions and $49.8 million of dispositions in 2015.  Refer to Note 4 
for additional information related to acquisitions and dispositions.

Financing Strategies and Significant Transactions

Our financing objective is to maintain a strong and flexible balance sheet in order to ensure access to capital at a competitive 
cost.  In general, we seek to increase our financial flexibility by increasing our pool of unencumbered properties and borrowing 
on an unsecured basis.  In keeping with our objective, we routinely benchmark our balance sheet on a variety of measures to our 
peers in the shopping center sector and to REITs in general.  

Specifically, we completed the following financing transactions:

Debt

During 2015, we issued $150.0 million in senior unsecured notes, repaid $86.5 million in mortgage notes and assumed $60.1 
million in mortgage notes related to our acquisitions.  Refer to Note 9 for additional information related to our debt.

Equity

Through our controlled equity offering we issued 0.9 million common shares at an average share price of $19.28 and received 
approximately $17.1 million in net proceeds during the twelve months ended December 31, 2015.  As of December 31, 2015, 
there were 3.1 million shares remaining under this program.  

In April 2015, we converted preferred shares with a liquidation preference of $7.6 million into 532,628 common shares pursuant 
to the terms set forth in the convertible preferred shares prospectus supplement dated April 27, 2011 and incurred conversion costs 
of approximately $0.5 million.

As of December 31, 2015 we had net debt to total market capitalization of 42.3% as compared to 35.7%, at December 31, 2014.  At 
December 31, 2015 and 2014 we had $286.5 million and $335.9 million, respectively, available to draw under our unsecured 
revolving line of credit.

Competition

See page 6 of Item 1A. “Risk Factors” for a description of competitive conditions in our business.

Environmental Matters

See page 12 of Item 1A. "Risk Factors" for a description of environmental risks for our business.

3

Employment

As of December 31, 2015, we had 120 full-time employees. None of our employees are represented by a collective bargaining 
unit. We believe that our relations with our employees are good.

Available Information

All reports we electronically file with, or furnish to, the SEC, including our Annual Report on Form 10-K, Quarterly Reports on 
Form  10-Q,  Current  Reports  on  Form  8-K  and  amendments  to  such  reports,  are  available,  free  of  charge,  on  our  website  at 
www.rgpt.com, as soon as reasonably practicable after we electronically file such reports with, or furnish those reports to, the 
SEC.  Our Corporate Governance Guidelines, Code of Business Conduct and Ethics and Board of Trustees’ committee charters 
also are available on our website.

Shareholders may request free copies of these documents from:

Ramco-Gershenson Properties Trust
Attention:  Investor Relations
31500 Northwestern Highway, Suite 300
Farmington Hills, MI 48334

4

Item 1A.  Risk Factors

You should carefully consider each of the risks and uncertainties described below and elsewhere in this Annual Report on Form 
10-K, as well as any amendments or updates reflected in subsequent filings with the SEC.  We believe these risks and uncertainties, 
individually or in the aggregate, could cause our actual results to differ materially from expected and historical results and could 
materially and adversely affect our business operations, results of operations and financial condition.  Further, additional risks and 
uncertainties not presently known to us or that we currently deem immaterial may also impair our results and business operations.

Operating Risks

National economic conditions and retail sales trends may adversely affect the performance of our properties.

Demand to lease space in our shopping centers generally fluctuates with the overall economy.  Economic downturns often result 
in a lower rate of retail sales growth, or even declines in retail sales.  In response, retailers that lease space in shopping centers 
typically reduce their demand for retail space during such downturns.  As a result, economic downturns and unfavorable retail 
sales trends may diminish the income, cash flow, and value of our properties.  

Our concentration of properties in Michigan and Florida makes us more susceptible to adverse market conditions in these states.

Our performance depends on the economic conditions in the markets in which we operate.  In 2015, our wholly-owned properties 
located in Michigan and Florida accounted for  approximately 29%, and 21%, respectively, of our annualized base rent. In 2014 
Michigan and Florida accounted for approximately 29% and 23%, respectively.  To the extent that market conditions in these or 
other states in which we operate deteriorate, the performance or value of our properties may be adversely affected.

Changes in the supply and demand for the type of space we lease to our tenants could affect the income, cash flow, and value of 
our properties.

Our shopping centers generally compete for tenants with similar properties located in the same neighborhood, community, or 
region.  Although we believe we own high quality centers, competing centers may be newer, better located, or have a better tenant 
mix.  In addition, new centers or retail stores may be developed, increasing the supply of retail space competing with our centers 
or taking retail sales from our tenants.  Our tenants also compete with alternate forms of retailing, including on-line shopping, 
home shopping networks, and mail order catalogs.  Alternate forms of retailing may reduce the demand for space in our shopping 
centers.

As a result, we may not be able to renew leases or attract replacement tenants as leases expire.  When we do renew tenants or 
attract replacement tenants, the terms of renewals or new leases may be less favorable to us than current lease terms.  In order to 
lease our vacancies, we often incur costs to reconfigure or modernize our properties to suit the needs of a particular tenant.  Under 
competitive circumstances, such costs may exceed our budgets.   If we are unable to lease vacant space promptly, if the rental 
rates upon a renewal or new lease are lower than expected, or if the costs incurred to lease space exceed our expectations, then 
the income and cash flow of our properties will decrease.

Our reliance on key tenants for significant portions of our revenues exposes us to increased risk of tenant bankruptcies that could 
adversely affect our income and cash flow.

As of December 31, 2015, we received 39.5% of our combined annualized base rents from our top 25 tenants, including our top 
four tenants:  TJ Maxx/Marshalls (4.1%), Bed Bath & Beyond (2.8%), LA Fitness (2.4%) and Dick's Sporting Goods (2.0%).  
No other tenant represented more than 2.0% of our total annualized base rent.  The credit risk posed by our major tenants varies.

If any of our major tenants experiences financial difficulties or files for bankruptcy protection, our operating results could be 
adversely affected.  Bankruptcy filings by our tenants or lease guarantors generally delay our efforts to collect pre-bankruptcy 
receivables and could ultimately preclude full collection of these sums.  If a tenant rejects a lease, we would have only a general 
unsecured claim for damages, which may be collectible only to the extent that funds are available and only in the same percentage 
as is paid to all other holders of unsecured claims.  In 2015, no key tenant of ours filed for bankruptcy protection.

5

Our  properties  generally  rely  on  anchor  tenants  to  attract  customers.  The  loss  of  anchor  tenants  may  adversely  impact  the 
performance of our properties.

If any of our anchor tenants becomes insolvent, suffers a downturn in business, abandons occupancy, or decides not to renew its 
lease, such event would adversely impact the performance of the affected center.  An abandonment or lease termination by an 
anchor tenant may give other tenants in the same shopping center the right to terminate their leases or pay less rent pursuant to 
the terms of their leases.  Our leases with anchor tenants may, in certain circumstances, permit them to transfer their leases to other 
retailers.  The transfer to a new anchor tenant could result in lower customer traffic to the center, which would affect our other 
tenants.  In addition, a transfer of a lease to a new anchor tenant could give other tenants the right to make reduced rental payments 
or to terminate their leases.

We may be restricted from leasing vacant space based on existing exclusivity lease provisions with some of our tenants.

In a number of cases, our leases give a tenant the exclusive right to sell clearly identified types of merchandise or provide specific 
types of services at a particular shopping center.  In other cases, leases with a tenant may limit the ability of other tenants to sell 
similar merchandise or provide similar services to that tenant. When leasing a vacant space, these restrictions may limit the number 
and types of prospective tenants suitable for that space.  If we are unable to lease space on satisfactory terms, our operating results 
would be adversely impacted.

Increases in operating expenses could adversely affect our operating results.

Our operating expenses include, among other items, property taxes, insurance, utilities, repairs, and the maintenance of the common 
areas of our shopping centers.  We may experience increases in our operating expenses, some or all of which may be out of our 
control.  Most  of  our  leases  require  that  tenants  pay  for  a  share  of  property  taxes,  insurance  and  common  area  maintenance 
costs.  However, if any property is not fully occupied or if recovery income from tenants is not sufficient to cover operating 
expenses, then we could be required to expend our own funds for operating expenses.  In addition, we may be unable to renew 
leases or negotiate new leases with terms requiring our tenants to pay all the property tax, insurance, and common area maintenance 
costs that tenants currently pay, which would adversely affect our operating results.

If we suffer losses that are uninsured or in excess of our insurance coverage limits, we could lose invested capital and anticipated 
profits.

Catastrophic losses, such as losses resulting from wars, acts of terrorism, earthquakes, floods, hurricanes, and tornadoes or other 
natural disasters, pollution or environmental matters, generally are either uninsurable or not economically insurable, or may be 
subject to insurance coverage limitations, such as large deductibles or co-payments. Although we currently maintain “all risk” 
replacement cost insurance for our buildings, rents and personal property, commercial general liability insurance, and pollution 
and environmental liability insurance, our insurance coverage may be inadequate if any of the events described above occurs to, 
or causes the destruction of, one or more of our properties. Under that scenario, we could lose both our invested capital and 
anticipated profits from that property.

Our real estate assets may be subject to additional impairment provisions based on market and economic conditions.

On a periodic basis, we assess whether there are any indicators that the value of our real estate properties and other investments 
may be impaired. Under generally accepted accounting principles (“GAAP”) a property’s value is impaired only if the estimate 
of the aggregate future cash flows (undiscounted and without interest charges) to be generated by the property is less than the 
carrying value of the property. In our estimate of cash flows, we consider factors such as expected future operating income, trends 
and prospects, the effects of demand, competition and other factors. We are required to make subjective assessments as to whether 
there are impairments in the value of our real estate properties and other investments.

No assurance can be given that we will be able to recover the current carrying amount of all of our properties and those of our 
unconsolidated joint ventures.  There can be no assurance that we will not take charges in the future related to the impairment of 
our assets. Any future impairment could have a material adverse effect on our results of operations in the period in which the 
charge is taken.  We recorded an impairment provision of $2.5 million in 2015 related to our real estate properties.  Refer to Note 
1 Organization and Summary of Significant Accounting Policies - Accounting for the Impairment of Long-Lived Assets of the 
notes to the consolidated financial statements for a further information related to impairment provisions.

6

 
We do not control all decisions related to the activities of joint ventures in which we are invested, and we may have conflicts of 
interest with our joint venture partners.

As of December 31, 2015, we had interests in unconsolidated joint ventures that collectively own three shopping centers.  Although 
we manage the properties owned by these joint ventures, we do not control the decisions for the joint ventures.  Accordingly, we 
may not be able to resolve in our favor any issues which arise, or we may have to provide financial or other inducements to our 
joint venture partners to obtain such favorable resolution.

Various restrictive provisions and rights govern sales or transfers of interests in our joint ventures.  We may be required to make 
decisions as to the purchase or sale of interests in our joint ventures at a time that is disadvantageous to us.  In addition, a bankruptcy 
filing of one of our joint venture partners could adversely affect us because we may make commitments that rely on our partners 
to fund capital from time to time.  The profitability of shopping centers held in a joint venture could also be adversely affected by 
the bankruptcy of one of our joint venture partners if, because of certain provisions of the bankruptcy laws, we were unable to 
make important decisions in a timely fashion or were to became subject to additional liabilities.

We may invest in additional joint ventures, the terms of which may differ from our existing joint ventures.  In general, we would 
expect to share the rights and obligations to make major decisions regarding the venture with our partners, which would expose 
us to the risks identified above.

Our equity investment in each of our unconsolidated joint ventures is subject to impairment testing in the event of certain triggering 
events, such as a change in market conditions or events at properties held by those joint ventures.  If the fair value of our equity 
investment is less than our net book value on an other than temporary basis, an impairment charge is required to be recognized 
under generally accepted accounting principles.  Refer to Note 7 of the notes to the consolidated financial statements for further 
information related to our equity investments.

Market and economic conditions may impact our partners’ ability to perform in accordance with our real estate joint venture and 
partnership agreements resulting in a change in control.

Changes in control of our investments could result from events such as amendments to our real estate joint venture and partnership 
agreements, changes in debt guarantees or changes in ownership due to required capital contributions.  Any changes in control 
will result in the revaluation of our investments to fair value, which could lead to impairment.  We are unable to predict whether, 
or to what extent, a change in control may occur or what the impact of adverse market and economic conditions might be to our 
partners.

Our redevelopment projects may not yield anticipated returns, which would adversely affect our operating results.

Our redevelopment activities generally call for a capital commitment and project scope greater than that required to lease vacant 
space.  To the extent a significant amount of construction is required, we are susceptible to risks such as permitting, cost overruns 
and timing delays as a result of the lack of availability of materials and labor, the failure of tenants to commit or fulfill their 
commitments, weather conditions, and other factors outside of our control.  Any substantial unanticipated delays or expenses 
would adversely affect the investment returns from these redevelopment projects and adversely impact our operating results.

Investing Risks

We face competition for the acquisition and development of real estate properties, which may impede our ability to grow our 
operations or may increase the cost of these activities.

We compete with many other entities for the acquisition of shopping centers and land suitable for new developments, including 
other REITs, private institutional investors and other owner-operators of shopping centers.  In particular, larger REITs may enjoy 
competitive advantages that result from, among other things, a lower cost of capital.  These competitors may increase the market 
prices we would have to pay in order to acquire properties.  If we are unable to acquire properties that meet our criteria at prices 
we deem reasonable, our ability to grow will be adversely affected.

Commercial real estate investments are relatively illiquid, which could hamper our ability to dispose of properties that no longer 
meet our investment criteria or respond to adverse changes in the performance of our properties.

Because real estate investments are relatively illiquid, our ability to promptly sell one or more properties in our portfolio in response 
to changing economic, financial and investment conditions is limited.  The real estate market is affected by many factors, such as 
general economic conditions, supply and demand, availability of financing, interest rates and other factors that are beyond our 
7

control.  We cannot be certain that we will be able to sell any property for the price and other terms we seek, or that any price or 
other terms offered by a prospective purchaser would be acceptable to us.  We also cannot estimate with certainty the length of 
time needed to find a willing purchaser and to complete the sale of a property.  We may be required to expend funds to correct 
defects or to make improvements before a property can be sold.  Factors that impede our ability to dispose of properties could 
adversely affect our financial condition and operating results.

We are seeking to develop new properties, an activity that has inherent risks including cost overruns related to entitling land, 
improving the site, constructing buildings, and leasing new space.

We are seeking to develop and construct retail properties at several land parcels we own.  Our development and construction 
activities are subject to the following risks:

•  The pre-construction phase for a development project typically extends over several years, and the time to obtain 
anchor commitments, zoning and regulatory approvals, and financing can vary significantly from project to project;
•  We may not be able to obtain the necessary zoning or other governmental approvals for a project, or we may determine 
that the expected return on a project is not sufficient.  If we abandon our development activities with respect to a 
particular project, we may incur an impairment loss on our investment;

•  Construction and other project costs may exceed our original estimates because of increases in material and labor costs, 

delays and costs to obtain anchor and other tenant commitments;

•  We may not be able to obtain financing for construction;
•  Occupancy rates and rents at a completed project may not meet our projections; and
•  The time frame required for development, construction and lease-up of these properties means that we may have to 

wait years for a significant cash return.

If any of these events occur, our development activities may have an adverse effect on our results of operations, including additional 
impairment provisions.  For a detailed discussion of development projects, refer to Notes 3 and 6 of the notes to the consolidated 
financial statements.

Financing Risks

We have no corporate debt limitations.

Our  management  and  Board  of  Trustees  (“Board”)  have  discretion  to  increase  the  amount  of  our  outstanding  debt  at  any 
time.  Subject to existing financial covenants, we could become more highly leveraged, resulting in an increase in debt service 
costs that could adversely affect our cash flow and the amount available for distribution to our shareholders.  If we increase our 
debt, we may also increase the risk of default on our debt.

Our debt must be refinanced upon maturity, which makes us reliant on the capital markets on an ongoing basis.

We are not structured in a manner to generate and retain sufficient cash flow from operations to repay our debt at maturity.  Instead, 
we expect to refinance our debt by raising equity, debt, or other capital prior to the time that it matures.  As of December 31, 2015, 
we had $1.1 billion of outstanding indebtedness, net of deferred financing costs, including $1.1 million of capital lease obligations.  
The availability and price of capital can vary significantly.  If we seek to refinance maturing debt when capital market conditions 
are restrictive, we may find capital scarce, costly, or unavailable.  Refinancing debt at a higher cost would affect our operating 
results and cash available for distribution.  The failure to refinance our debt at maturity would result in default and the exercise 
by our lenders of the remedies available to them, including foreclosure and, in the case of recourse debt, liability for unpaid 
amounts.

Increases in interest rates may affect the cost of our variable-rate borrowings, our ability to refinance maturing debt, and the cost 
of any such refinancings.

As of December 31, 2015, we had seven interest rate swap agreements in effect for an aggregate notional amount of $210.0 million 
converting our floating rate corporate debt to fixed rate debt.  In addition we have entered into three forward starting interest rate 
swap agreements for an aggregate notional amount of $75.0 million.  After accounting for these interest rate swap agreements, 
we had $87.4 million of variable rate debt outstanding, net of deferred financing costs.  Increases in interest rates on our existing 

8

indebtedness would increase our interest expense, which would adversely affect our cash flow and our ability to distribute cash 
to our shareholders.  For example, if market rates of interest on our variable rate debt outstanding as of December 31, 2015 increased 
by 1.0%, the increase in interest expense on our existing variable rate debt would decrease future earnings and cash flows by 
approximately $0.9 million annually.  Interest rate increases could also constrain our ability to refinance maturing debt because 
lenders may reduce their advance rates in order to maintain debt service coverage ratios.

Our mortgage debt exposes us to the risk of loss of property, which could adversely affect our financial condition.

As of December 31, 2015, we had $322.5 million of mortgage debt, net of unamortized deferred financing costs, encumbering 
our properties.  A default on any of our mortgage debt may result in foreclosure actions by lenders and ultimately our loss of the 
mortgaged  property.  We  have  entered  into  mortgage  loans  which  are  secured  by  multiple  properties  and  contain  cross-
collateralization and cross-default provisions.  Cross-collateralization provisions allow a lender to foreclose on multiple properties 
in the event that we default under the loan.  Cross-default provisions allow a lender to foreclose on the related property in the 
event a default is declared under another loan.  For federal income tax purposes, a foreclosure of any of our properties would be 
treated as a sale of the property for a purchase price equal to the outstanding balance of the debt secured by the mortgage.  If the 
outstanding balance of the debt secured by the mortgage exceeds our tax basis in the property, we would recognize taxable income 
on foreclosure but would not receive any cash proceeds.

Financial  covenants  may  restrict  our  operating,  investing,  or  financing  activities,  which  may  adversely  impact  our  financial 
condition and operating results.

The financial covenants contained in our mortgages and debt agreements reduce our flexibility in conducting our operations and 
create a risk of default on our debt if we cannot continue to satisfy them.  The mortgages on our properties contain customary 
negative covenants such as those that limit our ability, without the prior consent of the lender, to further mortgage the applicable 
property or to discontinue insurance coverage.  In addition, if we breach covenants in our debt agreements, the lender can declare 
a default and require us to repay the debt immediately and, if the debt is secured, can ultimately take possession of the property 
securing the loan.

Our  outstanding  line  of  credit  contains  customary  restrictions,  requirements  and  other  limitations  on  our  ability  to  incur 
indebtedness, including limitations on the maximum ratio of total liabilities to assets, the minimum fixed charge coverage, and 
the minimum tangible net worth.  Our ability to borrow under our line of credit is subject to compliance with these financial and 
other covenants.  We rely on our ability to borrow under our line of credit to finance acquisition, development, and redevelopment 
activities and for working capital.  If we are unable to borrow under our line of credit, our financial condition and results of 
operations would be adversely impacted.

Because we must distribute a substantial portion of our income annually in order to maintain our REIT status, we may not retain 
sufficient cash from operations to fund our investing needs.

As a REIT, we are subject to annual distribution requirements under the Code.  In general, we must distribute at least 90% of our 
REIT taxable income annually, excluding net capital gains, to our shareholders to maintain our REIT status.  We intend to make 
distributions to our shareholders to comply with the requirements of the Code.

Differences in timing between the recognition of taxable income and the actual receipt of cash could require us to sell assets or 
borrow funds on a short-term or long-term basis to meet the 90% distribution requirement.  In addition, the distribution requirement 
reduces the amount of cash we retain for use in funding our capital requirements and our growth.  As a result, we have historically 
funded our acquisition, development and redevelopment activities by any of the following:  selling assets that no longer meet our 
investment criteria; selling common shares and preferred shares; borrowing from financial institutions; and entering into joint 
venture transactions with third parties.  Our failure to obtain funds from these sources could limit our ability to grow, which could 
have a material adverse effect on the value of our securities.

9

 
There may be future dilution of our common shares

Our Declaration of Trust authorizes our Board to, among other things, issue additional common or preferred shares, or securities 
convertible  or  exchangeable  into  equity  securities,  without  shareholder  approval.  We  may  issue  such  additional  equity  or 
convertible securities to raise additional capital.  The issuance of any additional common or preferred shares or convertible securities 
could be dilutive to holders of our common shares.  Moreover, to the extent that we issue restricted shares, options or warrants to 
purchase our common shares in the future and those options or warrants are exercised or the restricted shares vest, our shareholders 
may experience further dilution.  Holders of our common shares have no preemptive rights that entitle them to purchase a pro rata 
share of any offering of shares of any class or series and, therefore, such sales or offerings could result in increased dilution to our 
shareholders.

We may issue debt and equity securities or securities convertible into equity securities, any of which may be senior to our common 
shares as to distributions and in liquidation, which could negatively affect the value of our common shares.

During 2015 we issued 0.9 million common shares through our controlled equity offering.  In addition, there were 327,732 shares 
of unvested restricted common shares and options to purchase 107,165 common shares outstanding at December 31, 2015.

Corporate Risks

The price of our common shares may fluctuate significantly.

The market price of our common shares fluctuates based upon numerous factors, many of which are outside of our control.  A 
decline in our share price, whether related to our operating results or not, may constrain our ability to raise equity in pursuit of 
our business objectives.  In addition, a decline in price may affect the perceptions of lenders, tenants, or others with whom we 
transact.  Such parties may withdraw from doing business with us as a result.  An inability to raise capital at a suitable cost or at 
any cost, or to do business with certain tenants or other parties, would affect our operations and financial condition.

Our failure to qualify as a REIT would result in higher taxes and reduced cash available for distribution to our shareholders.

We intend to operate in a manner so as to qualify as a REIT for federal income tax purposes.  Our continued qualification as a 
REIT will depend on our satisfaction of certain asset, income, investment, organizational, distribution, shareholder ownership and 
other requirements on a continuing basis.  Our ability to satisfy the asset requirements depends upon our analysis of the fair market 
values of our assets, some of which are not susceptible to a precise determination, and for which we will not obtain independent 
appraisals.  In  addition,  our  compliance  with  the  REIT  income  and  asset  requirements  depends  upon  our  ability  to  manage 
successfully the composition of our income and assets on an ongoing basis.  Moreover, the proper classification of an instrument 
as debt or equity for federal income tax purposes may be uncertain in some circumstances, which could affect the application of 
the REIT qualification requirements.  Accordingly, there can be no assurance that the Internal Revenue Service (“IRS”) will not 
contend  that  our  interests  in  subsidiaries  or  other  issuers  constitute  a  violation  of  the  REIT  requirements.  Moreover,  future 
economic, market, legal, tax or other considerations may cause us to fail to qualify as a REIT.

If we were to fail to qualify as a REIT in any taxable year, we would be subject to federal income tax, including any applicable 
alternative minimum tax, on our taxable income at regular corporate rates, and distributions to shareholders would not be deductible 
by us in computing our taxable income.  Any such corporate tax liability could be substantial and would reduce the amount of 
cash available for distribution to our shareholders, which in turn could have an adverse impact on the value of, and trading prices 
for, our common shares.  Unless entitled to relief under certain Code provisions, we also would be disqualified from taxation as 
a REIT for the four taxable years following the year during which we ceased to qualify as a REIT.

Even as a REIT, we may be subject to various federal income and excise taxes, as well as state and local taxes.

Even as a REIT, we may be subject to federal income and excise taxes in various situations, such as if we fail to distribute all of 
our REIT taxable income. We also will be required to pay a 100% tax on non-arm’s length transactions between us and our TRSs 
and on any net income from sales of property that the IRS successfully asserts was property held for sale to customers in the 
ordinary course of business. Additionally, we may be subject to state or local taxation in various state or local jurisdictions, including 
those in which we transact business.  The state and local tax laws may not conform to the federal income tax treatment.  Any taxes 
imposed on us would reduce our operating cash flow and net income.

The rules dealing with federal income taxation are constantly under review by persons involved in the legislative process and by 
the IRS and the United States Treasury Department.  Changes to tax laws, which may have retroactive application, could adversely 
affect our shareholders or us.  We cannot predict how changes in tax laws might affect our shareholders or us.

10

We are party to litigation in the ordinary course of business, and an unfavorable court ruling could have a negative effect on us.

We are the defendant in a number of claims brought by various parties against us.  Although we intend to exercise due care and 
consideration in all aspects of our business, it is possible additional claims could be made against us.  We maintain insurance 
coverage including general liability coverage to help protect us in the event a claim is awarded; however, some claims may be 
uninsured.  In the event that claims against us are successful and uninsured or underinsured, or we elect to settle claims that we 
determine are in our interest to settle, our operating results and cash flow could be adversely impacted.  In addition, an increase 
in claims and/or payments could result in higher insurance premiums, which could also adversely affect our operating results and 
cash flow.

We are subject to various environmental laws and regulations which govern our operations and which may result in potential 
liability.

Under various federal, state and local laws, ordinances and regulations relating to the protection of the environment, a current or 
previous owner or operator of real estate may be liable for the costs of removal or remediation of certain hazardous or toxic 
substances  disposed,  stored,  released,  generated,  manufactured  or  discharged  from,  on,  at,  onto,  under  or  in  such  property. 
Environmental laws often impose such liability without regard to whether the owner or operator knew of, or was responsible for, 
the presence or release of such hazardous or toxic substance. The presence of such substances, or the failure to properly remediate 
such substances when present, released or discharged, may adversely affect the owner’s ability to sell or rent such property or to 
borrow using such property as collateral. The cost of any required remediation and the liability of the owner or operator therefore 
as to any property is generally not limited under such environmental laws and could exceed the value of the property and/or the 
aggregate assets of the owner or operator. Persons who arrange for the disposal or treatment of hazardous or toxic substances may 
also be liable for the cost of removal or remediation of such substances at a disposal or treatment facility, whether or not such 
facility is owned or operated by such persons. In addition to any action required by federal, state or local authorities, the presence 
or release of hazardous or toxic substances on or from any property could result in private plaintiffs bringing claims for personal 
injury or other causes of action.

In connection with ownership (direct or indirect), operation, management and development of real properties, we have the potential 
to be liable for remediation, releases or injury. In addition, environmental laws impose on owners or operators the requirement of 
ongoing compliance with rules and regulations regarding business-related activities that may affect the environment. Such activities 
include, for example, the ownership or use of transformers or underground tanks, the treatment or discharge of waste waters or 
other materials, the removal or abatement of asbestos-containing materials (“ACMs”) or lead-containing paint during renovations 
or otherwise, or notification to various parties concerning the potential presence of regulated matters, including ACMs. Failure to 
comply with such requirements could result in difficulty in the lease or sale of any affected property and/or the imposition of 
monetary penalties, fines or other sanctions in addition to the costs required to attain compliance.  Several of our properties have 
or may contain ACMs or underground storage tanks; however, we are not aware of any potential environmental liability which 
could reasonably be expected to have a material impact on our financial position or results of operations. No assurance can be 
given that future laws, ordinances or regulations will not impose any material environmental requirement or liability, or that a 
material adverse environmental condition does not otherwise exist.

Our business and operations would suffer in the event of system failures or cyber security attacks.

We rely upon information technology network and systems, some of which are managed by third parties, to process, transmit and 
store electronic information, and to manage and support a variety of business processes and activities.  Despite the implementation 
of security measures and the existence of a Disaster Recovery Plan for our internal information technology systems, our systems 
are  vulnerable  to  damages  from  any  number  of  sources,  including  energy  blackouts,  natural  disasters,  terrorism,  war, 
telecommunication failures and cyber security attacks, such as computer viruses or unauthorized access.  Any system failure or 
accident that causes interruptions in our operations could result in a material disruption to our business.  We may also incur 
additional costs to remedy damages caused by such disruptions.  Risks that could result from a cyber incident include operational 
interruption, damage to our relationships with tenants and private data disclosures including, personally identifiable, confidential 
or proprietary information.  Any compromise of our security could result in a violation of applicable privacy and other laws, 
significant legal and financial exposure, damage to our reputation, loss or misuse of the information and a loss of confidence in 
our security measures, which could harm our business.

Restrictions on the ownership of our common shares are in place to preserve our REIT status.

Our Declaration of Trust restricts ownership by any one shareholder to no more than 9.8% of our outstanding common shares, 
subject to certain exceptions granted by our Board.  The ownership limit is intended to ensure that we maintain our REIT status 
11

given that the Code imposes certain limitations on the ownership of the stock of a REIT.  Not more than 50% in value of our 
outstanding shares of beneficial interest may be owned, directly or indirectly by five or fewer individuals (as defined in the Code) 
during the last half of any taxable year.  If an individual or entity were found to own constructively more than 9.8% in value of 
our outstanding shares, then any excess shares would be transferred by operation of our Declaration of Trust to a charitable trust, 
which would sell such shares for the benefit of the shareholder in accordance with procedures specified in our Declaration of 
Trust.

The ownership limit may discourage a change in control, may discourage tender offers for our common shares, and may limit the 
opportunities for our shareholders to receive a premium for their shares.  Upon due consideration, our Board previously has granted  
limited exceptions to this restriction for certain shareholders who requested an increase in their ownership limit.  However, the 
Board has no obligation to grant such limited exceptions in the future.

Certain anti-takeover provisions of our Declaration of Trust and Bylaws may inhibit a change of our control.

Certain provisions contained in our Declaration of Trust and Bylaws and the Maryland General Corporation Law, as applicable 
to Maryland REITs, may discourage a third party from making a tender offer or acquisition proposal to us. These provisions and 
actions may delay, deter or prevent a change in control or the removal of existing management. These provisions and actions also 
may delay or prevent the shareholders from receiving a premium for their common shares of beneficial interest over then-prevailing 
market prices.

These provisions and actions include:

• 

• 

• 

• 

• 

• 

the REIT ownership limit described above;

authorization  of  the  issuance  of  our  preferred  shares  of  beneficial  interest  with  powers,  preferences  or  rights  to  be 
determined by our Board;

special meetings of our shareholders may be called only by the chairman of our Board, the president, one-third of the 
Trustees, or the secretary upon the written request of the holders of shares entitled to cast not less than a majority of all 
the votes entitled to be cast at such meeting;

a two-thirds shareholder vote is required to approve some amendments to our Declaration of Trust;

our Bylaws contain advance-notice requirements for proposals to be presented at shareholder meetings; and

our Board, without the approval of our shareholders, may from time to time (i) amend our Declaration of Trust to increase 
or decrease the aggregate number of shares of beneficial interest, or the number of shares of beneficial interest of any 
class, that we have authority to issue, and (ii) reclassify any unissued shares of beneficial interest into one or more classes 
or series of shares of beneficial interest.

In addition, the Trust, by Board action, may elect to be subject to certain provisions of the Maryland General Corporation Law 
that inhibit takeovers such as the provision that permits the Board by way of resolution to classify itself, notwithstanding any 
provision our Declaration of Trust or Bylaws.

Certain officers and trustees may have potential conflicts of interests with respect to properties contributed to the Operating 
Partnership in exchange for OP Units.

Certain of our officers and members of our Board of Trustees own OP Units obtained in exchange for contributions of their 
partnership interests in properties to the Operating Partnership.  By virtue of this exchange, these individuals may have been able 
to defer some, if not all, of the income tax liability they could have incurred if they sold the properties for cash.  As a result, these 
individuals may have potential conflicts of interest with respect to these properties, such as sales or refinancings that might result 
in federal income tax consequences.

Our success depends on key personnel whose continued service is not guaranteed.

We depend on the efforts and expertise of our senior management team to manage our day-to-day operations and strategic business 
direction. While we have retention and severance agreements with certain members of our executive management team that provide 
for certain payments in the event of a change of control or termination without cause, we do not have employment agreements 
with all of the members of our executive management team. Therefore, we cannot guarantee their continued service. The loss of 
their services, and our inability to find suitable replacements, could have an adverse effect on our operations.

12

Changes in accounting standards may adversely impact our financial results.

The Financial Accounting Standards Board, in conjunction with the SEC, has several key projects on its agenda that could impact 
how we currently account for material transactions, including lease accounting and other convergence projects with the International 
Accounting Standards Board. At this time, we are unable to predict with certainty which, if any, proposals may be passed or what 
level of impact any such proposal could have on the presentation of our consolidated financial statements, results of operations 
and financial ratios required by our debt covenants.

Item 1B.  Unresolved Staff Comments.

None.

13

Item 2.  Properties

As of December 31, 2015, we owned and managed a portfolio of 73 shopping centers and one office building with approximately 
15.9 million square feet ("SF") of GLA.  Our wholly-owned properties consist of 70 shopping centers and one office building 
comprising approximately 15.3 million SF. 

Location
City

State

Ownership 
%

Year Built /
Acquired /
Redeveloped

Total GLA

%
Leased

Average
base
rent per
leased
SF (1) Anchor Tenants (2)

Property Name

Colorado (3)

Front Range Village

Fort Collins

CO

100 %

2008/2014/NA

459,307

95.1 % $ 19.56 CA Technologies, Inc.,

Harvest Junction North

Longmont

CO

100 % 2006/2012/NA

183,155

100 %

Charming Charlie, Cost Plus
World Markets, DSW Shoe
Warehouse, Microsoft
Corporation, Party City,
Sports Authority, Sprouts
Farmers Market, Staples,
Toys "R" Us, Ulta Beauty,
(Fort Collins Library),
(Lowes), (Target)

16.88 Best Buy, Dick's Sporting
Goods, Dollar Tree, DSW
Shoe Warehouse, Staples

Harvest Junction South

Longmont

CO

100 % 2006/2012/NA

176,960

97.2 %

14.79 Bed Bath & Beyond,

Marshalls, Michaels, Petco,
Ross Dress for Less,
(Lowe's)

Florida (16)

Coral Creek Shops

Cypress Point

Coconut
Creek

Clearwater

FL

FL

100 % 1992/2002/NA

109,312

92.7 %

17.90

Publix

100 % 1983/2007/NA

167,280

95.3 %

12.27 Burlington Coat Factory,

Chuck E. Cheese's, The
Fresh Market

Lakeland Park Center

Lakeland

FL

100 %

2014

210,422

98.1 %

13.63 Dick's Sporting Goods,

FL

100 % 1981/2005/2010

241,715

95.8 %

13.80 Beall's Outlet, Dollar Tree,

Floor & Décor, Old Navy,
PetSmart, Ross Dress for
Less, Shoe Carnival, Ulta
Beauty

Marketplace of Delray

Delray
Beach

Mission Bay Plaza

Boca Raton

FL

100 % 1989/2004/NA

264,704

97.5 %

21.27

Office Depot, Ross Dress for
Less, Winn-Dixie

The Fresh Market,
Golfsmith, LA Fitness,
OfficeMax, Toys "R" Us

Parkway Shops

Jacksonville

River City Marketplace

Jacksonville

River Crossing Centre

Rivertowne Square

New Port
Richey

Deerfield
Beach

FL

FL

FL

FL

100 %

2013/2011/NA

144,114

100 %

11.15 Dick's Sporting Goods,

Marshalls

100 % 2005/2005/NA

557,087

99.1 %

17.19 Ashley Furniture

HomeStore, Bed Bath &
Beyond, Best Buy, Cracker
Barrel, Gander Mountain,
Michaels, OfficeMax, Old
Navy, PetSmart, Ross Dress
for Less, Hollywood
Theaters, (Lowe's), (Wal-
Mart Supercenter)

100 % 1998/2003/NA

62,038

98.5 %

12.69

Publix

100 % 1980/1998/2010

150,321

88.6 %

9.97 Beall's, Winn-Dixie

14

 
Property Name

Location
City

State

Ownership 
%

Year Built /
Acquired /
Redeveloped

Total GLA

%
Leased

Average 
base 
rent per 
leased 
SF (1) Anchor Tenants (2)

Shoppes of Lakeland

Lakeland

FL

100 % 1985/1996/NA

183,842

93.3 % $ 12.34 Ashley Furniture

The Crossroads

Treasure Coast Commons

Village Lakes Shopping
Center

Royal Palm
Beach

Jensen
Beach

Land O'
Lakes

Village Plaza

Lakeland

Vista Plaza

Jensen
Beach

FL

FL

FL

FL

FL

100 % 1988/2002/NA

121,509

97.2 %

HomeStore, Dollar Tree,
Michaels, Petco, Staples,
T.J. Maxx, (Target)

15.98 Dollar Tree, Publix,
Walgreens

100 % 1996/2004/NA

92,979

100 %

12.26 Barnes & Noble, OfficeMax,

100 % 1987/1997/NA

168,751

83.1 %

Sports Authority

8.64 Beall's Outlet, Dollar Tree,
Marshalls, Ross Dress for
Less, You Fit Health Club

100 % 1989/2004/NA

158,956

95.1 %

11.62 Big Lots, Hobby Lobby,

Party City

100 % 1998/2004/NA

109,761

100 %

13.59 Bed Bath & Beyond,

Michaels, Total Wine &
More

Plantation

FL

100 % 1965/2005/NA

152,973

100 %

11.33 Badcock, DD's Discounts,

West Broward Shopping
Center

Georgia (4)

Centre at Woodstock

Woodstock

Holcomb Center

Peachtree Hill

Promenade at Pleasant
Hill

Illinois (5)

Roswell

Duluth

Duluth

Deer Grove Centre

Palatine

Liberty Square

Market Plaza

Mount Prospect Plaza

Wauconda

Glen Ellyn

Mount
Prospect

Rolling Meadows
Shopping Center

Rolling
Meadows

Indiana (1)

GA

GA

GA

GA

IL

IL

IL

IL

100 % 1997/2004/NA

100 % 1986/1996/2010

100 % 1986/2007/NA

100 % 1993/2004/NA

86,748

106,003

154,700

261,808

98.6 %

71.5 %

98.8 %

95.0 %

Dollar Tree, Save-A-Lot, US
Postal Service, Walgreens

12.04

Publix

12.58

Studio Movie Grill

13.34 Kroger, LA Fitness

9.67

Farmers Home Furniture,
K1 Speed, LA Fitness,
Publix

100 % 1997/2013/2013

237,876

88.1 %

8.46

Petco, Ross Dress for Less 
(4),T.J. Maxx, (Target), 
Hobby Lobby(4)

100 % 1987/2010/2008

100 % 1965/2007/2009

107,427

163,054

83.3 %

95.1 %

13.70

Jewel-Osco

15.53

Jewel-Osco, Ross Dress for
Less, Staples

100 % 1962/2013/2013

300,682

89.5 %

12.05 Aldi, Dollar Tree, LA

Fitness, Marshalls, Petco,
Ross Dress for Less,
Walgreens

IL

100 % 1956/2008/1995

134,012

90.7 %

11.50 Dollar Tree, Jewel-Osco,

Northwest Community
Hospital

12.91 Bang Fitness, Cost Plus, Flix
Brewhouse, Hancock
Fabrics, Petco, Tuesday
Morning, (Marsh
Supermarket)

Merchants' Square

Carmel

IN

100 % 1970/2010/2014

248,369

78.6 %

Kentucky (1)

Buttermilk Towne Center

Crescent
Springs

KY

100 % 2005/2014/NA

277,533

100 %

9.22

Field & Stream, Home
Depot, LA Fitness, Remke
Market

Maryland (1)

Crofton Centre

Michigan (22)

Clinton Pointe

Clinton Valley

Crofton

MD

100 % 1974/1996/NA

252,230

97.3 %

8.29 Gold's Gym, Goodwill,

Clinton
Township

Sterling
Heights

MI

MI

100 % 1992/2003/NA

135,330

97.6 %

9.66

Hibachi Grill & Supreme
Buffet, Kmart, Shoppers
Food Warehouse, United
Tile and Granite

Famous Footwear,
OfficeMax, Planet Fitness,
Sports Authority, (Target)

100 % 1977/1996/2009

205,435

98.2 %

12.04 DSW Shoe Warehouse,

Famous Furniture, Hobby
Lobby, Office Depot,
OptimEyes

15

Property Name

Gaines Marketplace

Hoover Eleven

Location
City

State

Ownership 
%

Year Built /
Acquired /
Redeveloped

Total GLA

%
Leased

Average 
base 
rent per 
leased 
SF (1) Anchor Tenants (2)

Gaines
Township

Warren

MI

MI

100 % 2004/2004/NA

60,576

100 % $ 15.94

Staples, (Target), (Meijer)

100 % 1989/2003/NA

280,719

84.5 %

11.61 CVS, Dollar Tree, Dress
Barn/Dress Barn Woman,
Dunham's, Kroger,
Marshalls

Hunter's Square

Farmington
Hills

MI

100 % 1988/2005/NA

353,951

99.1 %

16.60 Bed Bath & Beyond,

buybuy Baby, Marshalls,
Old Navy, T.J. Maxx, Saks
Fifth Avenue(4)

Jackson Crossing

Jackson

MI

100 % 1967/1996/2002

420,530

92.6 %

11.39 Bed Bath & Beyond, Best

Buy, Citi Trends, Dollar
Tree, Jackson 10 Theater,
Kohl's, MC Sporting Goods,
T.J. Maxx, Toys "R" Us,
Ulta Beauty, (Sears),
(Target)

Jackson West

Jackson

MI

100 % 1996/1996/1999

209,800

97.7 %

7.41 GFS Marketplace, Lowe's,

Lakeshore Marketplace

Livonia Plaza

Millennium Park

Norton
Shores

Livonia

Livonia

New Towne Plaza

Oak Brook Square

Canton
Township
Flint

Roseville Towne Center

Roseville

MI

100 % 1996/2003/NA

342,991

96.0 %

Michaels, OfficeMax,
PetSmart

8.75 Barnes & Noble, Dollar
Tree, DSW Shoe
Warehouse, Dunham's,
Gordmans, Hobby Lobby,
Old Navy, Petco, T.J. Maxx,
Toys "R" Us, (Target)

MI

MI

MI

MI

MI

100 % 1988/2003/NA

137,391

98.6 %

11.29 Kroger, T.J. Maxx

100 % 2000/2005/NA

272,568

100 %

14.44

Five Below, Home Depot,
Marshalls, Michaels,
PetSmart, Ulta Beauty,
(Costco), (Meijer)

100 % 1975/1996/2005

192,587

99.0 %

10.93 DSW Shoe Warehouse, Jo-

Ann, Kohl's

100 % 1982/1996/2008

152,073

96.5 %

9.57 Dollar Tree, Hobby Lobby,

T.J. Maxx

100 % 1963/1996/2004

76,998

100 %

12.05 CVS, Dollar Tree, Five

Below, Marshalls, (Wal-
Mart)

Dearborn

MI

100 % 1987/2003/2007

157,225

100 %

13.53 Best Buy, Citi Trends,

Shoppes at Fairlane
Meadows

Southfield Plaza

Tel-Twelve

Southfield

Southfield

The Auburn Mile 1

Auburn Hills

The Shops at Old Orchard

Troy Marketplace

West
Bloomfield

Troy

MI

MI

MI

MI

MI

100 % 1969/1996/2003

190,099

100 %

8.87 Big Lots, Burlington Coat

100 % 1968/1996/2005

523,411

100 %

Factory, Forman Mills
11.27 Best Buy, DSW Shoe

David's Bridal, Dollar Tree,
(Burlington Coat Factory),
(Target)

100 % 2000/1999/NA

90,553

100 %

11.05

100 % 1972/2007/2011

96,768

100 %

18.04

Warehouse, Lowe's, Meijer,
Michaels, Office Depot,
PetSmart, Pier1 Imports

Jo-Ann, Staples, (Best Buy),
(Costco), (Meijer), (Target)

Plum Market, Witbeck
Home Appliance

100 % 2000/2005/2010

217,754

100 %

17.10 Airtime, Golfsmith, LA

Fitness, Nordstrom Rack,
PetSmart, Total Hockey,
(REI)

West Oaks I

Novi

MI

100 % 1979/1996/2004

252,170

95.3 %

12.65 Big Lots, David's Bridal,

West Oaks II

Novi

MI

100 % 1986/1996/2000

167,954

97.1 %

17.79

DSW Shoe Warehouse,
Gander Mountain, Home
Goods & Michaels-Sublease
of JLPK-Novi LLC, Old
Navy, Party City

Jo-Ann, Marshalls, (Bed
Bath & Beyond), (Kohl's),
(Toys "R" Us), (Value City
Furniture)

16

Minnesota (1)

Woodbury Lakes

Missouri (4)

Central Plaza

Deer Creek Shopping
Center

Heritage Place

Town & Country Crossing

Ohio (8)

Property Name

Winchester Center

Location
City

Rochester
Hills

State

MI

Ownership 
%

Year Built /
Acquired /
Redeveloped

Total GLA

%
Leased

Average 
base 
rent per 
leased 
SF (1) Anchor Tenants (2)

100 % 1980/2005/NA

320,121

95.5 % $ 10.47 Bed Bath & Beyond, Dick's

Woodbury

MN

100 % 2005/2014/NA

305,086

89.7 %

22.31

Ballwin

MO

100 % 1970/2012/2012

166,431

100 %

11.60

Maplewood

MO

100 % 1975/2013/2013

208,144

93.6 %

10.38

Sporting Goods, Famous
Furniture, Legacy Volleyball
Club, Marshalls, Michaels,
Party City, PetSmart, Pier 1
Imports, Stein Mart

buybuy Baby, Charming
Charlie, DSW Shoe
Warehouse, Gap, H & M,
Michaels, Victoria's Secret
(Trader Joe's)

buybuy Baby, Five Below,
Jo-Ann, OfficeMax, Ross
Dress for Less, Tuesday
Morning

buybuy Baby, GFS
Marketplace, Jo-Ann,
Marshalls, Ross Dress for
Less, Shoe Carnival

Creve Coeur
(St Louis)

Town &
Country

MO

100 % 1989/2011/2005

269,105

92.5 %

13.50 Dierbergs Markets,

Marshalls, Office Depot,
Petco, T.J. Maxx

MO

100 % 2008/2011/2011

145,830

87.1 %

26.25 Whole Foods Market,

(Target)

Bridgewater Falls

Hamilton

OH

100 %

503,502

93.7 %

14.07 Bed Bath & Beyond, Best

Crossroads Centre 1

Rossford

OH

100 % 2001/2001/NA

344,045

98.6 %

Buy, Dick's Sporting Goods,
J.C. Penney, Michaels, Old
Navy, Party City, PetSmart,
Staples, T.J. Maxx, Ulta
Beauty, (Target)

8.83 Giant Eagle(3), Home Depot, 
Michaels, T.J. Maxx, 
Tuesday Morning, (Target)

Deerfield Towne Center

Mason

OH

100 % 2004/2013/2013

462,396

91.8 %

19.29 Ashley Furniture

Olentangy Plaza

Columbus

OH

100 % 1981/2007/1997

253,204

94.9 %

11.25

HomeStore, Bed Bath &
Beyond, buybuy Baby,
Charming Charlie's, Dick's
Sporting Goods, Regal
Cinemas, Ulta Beauty,
Whole Foods Market,
Crunch Fitness

Eurolife Furniture,
Marshalls, Metro Fitness,
Micro Center, Columbus
Asia Market-Sublease of
SuperValu, Tuesday
Morning

Rossford Pointe

Rossford

Spring Meadows Place

Holland

OH

OH

100 % 2006/2005/NA

47,477

100 %

10.20 MC Sporting Goods,

PetSmart

100 % 1987/1996/2005

311,396

81.9 %

10.79 Ashley Furniture

The Shops on Lane
Avenue

Upper
Arlington

OH

100 % 1952/2007/2004

169,035

92.3 %

HomeStore, Big Lots, Dollar
Tree, Guitar Center,
OfficeMax, Party City,
PetSmart, T.J. Maxx, (Best
Buy), (Dick's Sporting
Goods), (Sam's Club),
(Target)

22.00 Bed Bath & Beyond, Pier 1
Imports, Ulta, Whole Foods
Market

Troy Towne Center (5)

Troy

OH

100 % 1990/1996/2003

144,485

96.5 %

7.23 Kohl's, Petco, (Wal-Mart

Supercenter)

17

Property Name

Wisconsin (4)

East Town Plaza

Location
City

State

Ownership 
%

Year Built /
Acquired /
Redeveloped

Total GLA

%
Leased

Average
base
rent per
leased
SF (1)

Anchor Tenants (2)

Madison

WI

100 % 1992/2000/2000

208,472

82.3 % $

9.79 Burlington Coat Factory,

Nagawaukee Center

Delafield

The Shoppes at Fox River

Waukesha

WI

WI

100 % 1994/2012-13/NA

219,538

97.4 %

100 % 2009/2010/2011

237,392

100 %

West Allis Towne Centre

West Allis

WI

100 % 1987/1996/2011

326,265

92.6 %

DSW Shoe Warehouse, Jo-
Ann, Kirkland's Home,
Marshalls, Party City, Ulta
Beauty, (Shopko), (Babies
"R" Us)

14.15 Kohl's, Marshalls, Sports
Authority, (Sentry Foods)

14.48 Hobby Lobby, Petco, Pick 'n
Save, T.J. Maxx, Ulta
Beauty, (Target)

8.93 Burlington Coat Factory,
Citi Trends, Dollar Tree,
Harbor Freight Tools,
Kmart, Lumber Liquidators,
Party City, Ross Dress for
Less, Xperience Fitness

WHOLLY OWNED SHOPPING CENTERS TOTAL/AVERAGE

15,224,435

94.7 % $ 13.22

Virginia (1)

The Town Center at Aquia
Office

Stafford

VA

100 % 1989/1998/2009

99,393

65.0 %

26.34 Cask Technologies, Davis
Defense Group

CONSOLIDATED PORTFOLIO / AVERAGE

15,323,828

94.6 %

$13.28

JOINT VENTURE PORTFOLIO

Kissimmee West

Nora Plaza

Martin Square

Total/Average

Osceola

Marion

Martin

FL

IN

FL

7 % 2005/2005/NA

115,586

97.2 % $ 12.69

7 % 1958/2007/2002

139,753

94.3 %

13.92

Jo-Ann, Marshalls, (Super
Target)

Firestone, Marshalls, Whole
Foods Market, (Target)

30 % 1981/2005/NA

330,134

85.6 %

6.64 Home Depot, Old Time

585,473

90.0 % $

9.75

Pottery, Paradise Home &
Patio, Staples, Walgreens

CONSOLIDATED AND JV PORTFOLIO TOTAL / AVERAGE

15,909,301

94.4 %

$13.16

Footnotes

(1)  Average base rent per leased SF is calculated based on annual minimum contractual base rent pursuant to the tenant lease, excluding percentage rent, recovery 
income from tenants, and is net of tenant concessions.  Percentage rent and recovery income from tenants is presented separately in our consolidated statements 
of operations and comprehensive income (loss) statement.
(2) Anchor tenant is defined as any tenant leasing 10,000 square feet or more.  Tenants in parenthesis represent non-company owned GLA. 
(3)  Tenant closed - lease obligated.
(4) Space delivered to tenant.
(5) Center sold subsequent to December 31, 2015 in February 2016.

Our leases for tenant space under 10,000 square feet generally have terms ranging from three to five years.  Tenant leases greater 
than or equal to 10,000 square feet generally have lease terms of five years or longer, and are considered anchor leases.  Many of 
the anchor leases contain provisions allowing the tenant the option of extending the lease term at expiration at contracted rental 
rates that often include fixed rent increases, consumer price index adjustments or other market rate adjustments from the prior base 
rent.  The majority of our leases provide for monthly payment of base rent in advance, percentage rent based on the tenant’s sales 
volume, reimbursement of the tenant’s allocable real estate taxes, insurance and common area maintenance (“CAM”) expenses and 
reimbursement for utility costs if not directly metered.

18

Major Tenants

The following table sets forth as of December 31, 2015 the GLA, of our existing properties leased to tenants for our wholly owned 
properties portfolio: 

Type of Tenant
Anchor (1)
Retail (non-anchor)

Total

Annualized Base
Rent
$ 110,167,972
81,085,431
$ 191,253,403

% of Total
Annualized Base
Rent
57.6%
42.4%
100%

GLA (2) % of Total GLA (2)
70.5%
29.5%
100%

10,807,484
4,516,344
15,323,828

(1) Anchor tenant is defined as any tenant leasing 10,000 square feet or more. 
(2) GLA owned directly by us or our unconsolidated joint ventures.

19

The following table depicts, as of December 31, 2015, information regarding leases with the 25 largest retail tenants (in terms of 
annualized base rent) for our wholly owned properties portfolio: 

% of
Total
GLA
5.5 % $

Total
Annualized
Base Rent
7,909,159

Annualized
Base Rent
PSF
9.45

$

% of
Annualized
Base Rent
4.1 %

11.30

17.86

10.81

12.51

19.69

8.60

14.56

11.47

22.63

16.58

9.61

13.66

6.87

20.73

12.21
7.91

14.77

19.71

6.31

8.24

15.82

14.01

11.52

7.10

11.45

14.83

13.28

N/A

 N/A

2.8 %

2.4 %

2.0 %

1.7 %

1.7 %

1.6 %

1.6 %

1.5 %

1.5 %

1.5 %

1.5 %

1.4 %

1.4 %

1.3 %

1.3 %
1.3 %

1.2 %

1.2 %

1.2 %

1.2 %

1.1 %

1.0 %

1.0 %

1.0 %

39.5 %

60.5 %

100%

N/A

100%

Tenant Name
TJX Companies (2)
Bed Bath & Beyond (3)
LA Fitness
Dick's Sporting Goods (4)
Office Depot (5)
Ascena Retail (6)
Home Depot

Petsmart

Michaels Stores

ULTA Salon

DSW Designer Shoe Warehouse

Dollar Tree

Best Buy

Hobby Lobby

Regal Cinemas

Jo-Ann Fabric and Craft Stores
Ross Stores (7)
Petco (8)
Whole Foods

Kohl's

Burlington Coat Factory
Gap, Inc.(9) 
Gander Mountain

Sports Authority

Lowe's Home Centers

Sub-Total top 25 tenants

Remaining tenants

Sub-Total all tenants

Leased / Vacant

Credit Rating 
S&P/Moody's (1)
A+/A2

BBB+/Baa1

B/B2

--/--

B-/B2

BB/Ba2

A/A2

B+/--

-/B2

--/--

--/--

BB/Ba2

BB+/Baa1

--/--

B+/B1

B/B3
A-/A3

B/B3

BBB-/Baa3

BBB/Baa1

BB-/--

BBB-/Baa2

--/--

--/Caa3

A-/A3

Number
of Leases
27

16

6

7

11

29

3

10

11

12

9

28

6

7

2

6
12

11

3

6

4

9

2

4

2

GLA
836,570

466,700

252,000

353,764

262,801

162,384

354,295

208,863

250,321

125,025

169,773

292,943

201,895

395,310

119,080

198,947
307,232

160,366

118,879

363,081

277,315

131,575

142,354

172,705

270,394

3.1 %

1.6 %

2.3 %

1.7 %

1.1 %

2.3 %

1.4 %

1.6 %

0.8 %

1.1 %

1.9 %

1.3 %

2.6 %

0.8 %

1.3 %
2.0 %

1.0 %

0.8 %

2.4 %

1.8 %

0.9 %

0.9 %

1.1 %

1.8 %

5,273,035

4,501,820

3,825,418

3,287,371

3,197,068

3,047,250

3,040,114

2,871,807

2,829,856

2,814,845

2,814,369

2,758,634

2,716,021

2,468,623

2,429,479
2,428,890

2,368,568

2,342,617

2,292,253

2,285,421

2,080,859

1,994,898

1,989,264

1,919,646

243

6,594,572

43.1 % $ 75,487,285

$

1,358

7,806,691

50.9 % 115,766,119

1,601

14,401,263

94.0% $ 191,253,404

$

240

922,565

6.0 %

 N/A

Total including vacant

1,841

15,323,828

100% $ 191,253,404

(1) Source: Latest Company filings, as of December 31, 2015, per CreditRiskMonitor.
(2) Marshalls (15) / TJ Maxx (12)
(3) Bed Bath & Beyond (9) / Buy Buy Baby (5) / Cost Plus World Market (2)
(4) Dick's Sporting Goods (6) / Field & Stream (1)
(5) OfficeMax (7) / Office Depot (4)
(6) Ann Taylor (3) / Catherine's (3) / Dress Barn (6) / Justice (5) / Lane Bryant (6) / Maurice's (6) 
(7) Ross Dress for Less (11) / DD's Discounts (1)
(8) Petco (10) / Unleashed (1)
(9) Old Navy (6) / Gap (2) / Banana Republic / (1)

20

 
Lease Expirations

The following tables set forth a schedule of lease expirations, for our wholly owned  portfolio, for the next ten years and thereafter, 
assuming that no renewal options are exercised:

ALL TENANTS 

Expiring Leases As of December 31, 2015

Year

(3)

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
2027+
Sub-Total
Leased (4)
Vacant
Total

Number of
Leases

46
236
258
258
191
184
122
58
73
52
50
28
45
1,601
9
231
1,841

GLA (1)

148,856
1,164,981
1,590,652
1,420,174
1,424,017
1,556,763
1,552,029
880,516
1,168,594
768,750
805,162
727,642
1,193,127
14,401,263
87,985
834,580
15,323,828

Average
Annualized
 Base Rent

Total
 Annualized
 Base Rent (2)

% of Total
Annualized
 Base Rent

(per square foot)
10.01
14.40
14.81
15.58
13.99
12.67
12.31
12.07
12.60
11.40
13.41
12.27
12.33
13.28
 N/A
 N/A
13.28

$

$

$

$

$

$

1,490,750
16,780,738
23,565,221
22,126,998
19,924,036
19,724,988
19,098,606
10,626,087
14,724,454
8,761,993
10,795,112
8,926,361
14,708,059
191,253,403

 N/A
 N/A

191,253,403

0.7 %
6.7 %
14.6 %
12.9 %
10.3 %
9.7 %
7.9 %
5.8 %
5.8 %
7.8 %
4.6 %
4.0 %
9.2 %
100%
N/A
N/A
100%

 ANCHOR TENANTS (greater than or equal to 10,000 square feet) 

Expiring Anchor Leases As of December 31, 2015

Year

(3)

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
2027+
Sub-Total
Leased (4)
Vacant
Total

Number of
Leases

3
22
41
34
31
35
47
24
28
20
20
13
21
339
3
16
358

GLA (1)

47,010
604,072
977,791
824,684
890,899
1,093,586
1,302,629
755,265
924,225
640,133
647,675
668,377
1,095,603
10,471,949
63,934
271,601
10,807,484

Average
Annualized
 Base Rent

Total
 Annualized
 Base Rent (2)

% of Total
Annualized
 Base Rent

(per square foot)
6.23
9.41
11.24
11.56
10.09
9.35
10.68
10.42
10.46
9.77
11.46
11.02
10.92
10.52
 N/A
 N/A
10.52

$

$

$

$

$

$

293,000
5,683,463
10,988,911
9,530,471
8,991,994
10,220,929
13,916,454
7,873,216
9,665,271
6,252,221
7,424,425
7,366,643
11,960,974
110,167,972

N/A
 N/A

110,167,972

0.3 %
5.2 %
10.0 %
8.7 %
8.2 %
9.3 %
12.6 %
7.1 %
8.8 %
5.7 %
6.6 %
6.7 %
10.8 %
100%
 N/A
 N/A
100%

(1) GLA owned directly by us or our unconsolidated joint ventures.
(2) Annualized Base Rent is based upon rents currently in place.
(3) Tenants currently under month to month lease or in the process of renewal.
(4) Lease has been executed, but space has not yet been delivered.

21

 
NON-ANCHOR TENANTS (less than 10,000 square feet)

Expiring Non-Anchor Leases As of December 31, 2015

Average
Annualized
 Base Rent
(per square foot)
11.76
$
19.78
20.52
21.15
20.51
20.52
20.78
21.98
20.70
19.51
21.40
26.32
28.17
20.64
 N/A
 N/A
20.64

$

$

Total
 Annualized
 Base Rent (1)

% of Total
Annualized
 Base Rent

$

$

$

1,197,750
11,097,275
12,576,310
12,596,527
10,932,042
9,504,059
5,182,152
2,752,871
5,059,183
2,509,772
3,370,687
1,559,718
2,747,085
81,085,431

 N/A
 N/A

81,085,431

1.5 %
13.7 %
15.5 %
15.5 %
13.5 %
11.7 %
6.4 %
3.4 %
6.2 %
3.1 %
4.2 %
1.9 %
3.4 %
100%
 N/A
 N/A
100%

Year

(3)

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
2027+
Sub-Total
Leased (4)
Vacant
Total

Number of
Leases

43
214
217
224
160
149
75
34
45
32
30
15
24
1,262
6
215
1,483

GLA (2)

101,846
560,909
612,861
595,490
533,118
463,177
249,400
125,251
244,369
128,617
157,487
59,265
97,524
3,929,314
24,051
562,979
4,516,344

(1) GLA owned directly by us or our unconsolidated joint ventures.
(2)  Annualized Base Rent is based upon rents currently in place.
(3) Tenants currently under month to month lease or in the process of renewal.
(4) Lease has been executed, but space has not yet been delivered.

Land Available for Development and/or Sale

At December 31, 2015,  we had one project in pre-development and two projects where Phase I of the development was completed.  
The remaining future phases at those projects are in pre-development.  We estimate that if we proceed with the development of the 
projects, up to approximately 750,000 square feet of GLA could be developed, excluding various outparcels of land.  It is our policy 
to  start  vertical  construction  on  new  development  projects  only  after  the  project  has  received  entitlements,  significant  anchor 
commitments and construction financing, if appropriate.

Our development and construction activities are subject to risks and uncertainties such as our inability to obtain the necessary 
governmental approvals for a project, our determination that the expected return on a project is not sufficient to warrant continuation 
of the planned development, or our change in plan or scope for the development.  If any of these events occur, we may record an 
impairment provision.

During 2015, we recorded an impairment provision of $2.5 million.  We recorded impairment provisions of $23.3 million and $0.3 
million in 2014 and 2013, respectively, related to developable land that we decided to market for sale.  Refer to Note 1 Organization 
and  Summary  of  Significant Accounting  Policies  -  Accounting  for  the  Impairment  of  Long-Lived  Assets  of  the  notes  to  the 
consolidated financial statements for a further information related to impairment provisions.

Insurance

Our tenants are generally responsible under their leases for providing adequate insurance on the spaces they lease. In addition we 
believe our our properties are adequately covered by commercial general liability, fire, flood, terrorism, environmental, and where 
necessary,  hurricane  and  windstorm  insurance  coverages,  which  are  all  provided  by  reputable  companies,  with  commercially 
reasonable exclusions, deductibles and limits.

22

 
 
 
Item 3. Legal Proceedings

We are currently involved in certain litigation arising in the ordinary course of business.

Item 4. Mine Safety Disclosures

Not Applicable

23

 
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

PART II

Market Information

Our common shares are currently listed and traded on the New York Stock Exchange (“NYSE”) under the symbol “RPT”.  On 
February 16, 2016, the closing price of our common shares on the NYSE was $16.85.

Shareholder Return Performance Graph

The following line graph sets forth the cumulative total return on a $100 investment (assuming the reinvestment of dividends) in 
each  of  our  common  shares,  the  NAREIT  Equity  Index,  and  the  S&P  500  Index  for  the  period  December  31,  2010  through 
December 31, 2015.  The stock price performance shown is not necessarily indicative of future price performance.

 The following table depicts high/low closing prices and dividends declared per share for each quarter in 2015 and 2014:

Quarter Ended
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015

December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014

(1)  Paid on January 4, 2016
(2)  Paid on January 2, 2015

Stock Price

High

Low

Dividends

$
$
$
$

$
$
$
$

16.80
15.15
16.44
18.85

18.99
17.35
17.03
16.76

$
$
$
$

$
$
$
$

16.61
14.92
16.19
18.57

15.86
16.25
15.94
15.35

$
$
$
$

$
$
$
$

0.21000 (1)
0.21000
0.20000
0.20000

0.20000 (2)
0.20000
0.18750
0.18750

24

Holders

The number of holders of record of our common shares was 1,395 at February 16, 2016.  A substantially greater number of holders 
are beneficial owners whose shares of record are held by banks, brokers and other financial institutions.

Dividends

Under the Code, a REIT must meet requirements, including a requirement that it distribute to its shareholders at least 90% of its 
REIT taxable income annually, excluding net capital gain.  Distributions paid by us are at the discretion of our Board and depend 
on  our  actual  net  income  available  to  common  shareholders,  cash  flow,  financial  condition,  capital  requirements,  the  annual 
distribution requirements under REIT provisions of the Code and such other factors as the Board deems relevant.

Distributions on our 7.25% Series D Cumulative Convertible Perpetual Preferred Shares declared in 2015 totaled $3.625 per 
share.  We do not believe that the preferential rights available to the holders of our preferred shares or the financial covenants 
contained in our debt agreements had or will have an adverse effect on our ability to pay dividends in the normal course of business 
to our common shareholders or to distribute amounts necessary to maintain our qualification as a REIT.

For information on our equity compensation plans as of December 31, 2015, refer to Item 12 of Part III of this report and Note 
16 of the notes to the consolidated financial statements for further information regarding our share-based compensation and other 
benefit plans. 

25

 
 
Item 6. Selected Financial Data

The following table sets forth our selected consolidated financial data and should be read in conjunction with the consolidated 
financial statements and notes to the consolidated financial statements and Management’s Discussion and Analysis of Financial 
Condition and Results of Operations (“MD&A”) included elsewhere in this report.

Year Ended December 31,

2015

2014

2013
(In thousands, except per share)

2012

2011

Operating Data:
Total revenue
Operating income
Income (loss) from continuing operations
Gain on sale of depreciable real estate
Gain on sale of land
Net income (loss)
Net  (income) loss attributable to noncontrolling partner interest
Preferred share dividends
Net income (loss) available to common shareholders
Earnings (loss) per common share, basic

Continuing operations
Discontinued operations

Basic Earnings (loss)
Earnings (loss) per common share, diluted

Continuing operations
Discontinued operations

Diluted earnings (loss)
Weighted average shares outstanding:

Basic
Diluted

Cash dividends declared per RPT preferred share
Cash dividends declared per RPT common share
Cash distributions to RPT preferred shareholders
Cash distributions to RPT common shareholders

Balance Sheet Data (at December 31):

Investment in real estate (before accumulated depreciation)

Total assets

Total notes payable, net

Total liabilities

Total RPT shareholders' equity

Noncontrolling interest

Total shareholders' equity

$

$

$

$

$

$
$
$
$

251,790
65,497
66,895
13,529
4,041
66,895
(1,786)
(6,838)
57,771

0.73
—
0.73

0.73
—
0.73

78,848
79,035

0.004
0.8200
6,977
63,972

$

$

$

$

$

$
$
$
$

218,363
23,330
(2,412)
10,022
835
(2,412)
48
(7,250)
(9,614)

(0.14)
—
(0.14)

(0.14)
—
(0.14)

72,118
72,118

0.004
0.7750
7,250
54,149

$

$

$

$

$

$
$
$
$

170,068
35,460
8,371
2,120
4,279
11,462
(465)
(7,250)
3,747

0.01
0.05
0.06

0.01
0.05
0.06

59,336
59,728

0.004
0.7115
7,250
40,108

$

$

$

$

$

$
$
$
$

$

125,225
30,385
7,171
336
69
7,092
112
(7,250)
(46)

— $
—
— $

— $
—
— $

44,101
44,101

0.004
0.6600
7,250
28,333

$
$
$
$

2,184,481

2,128,671

1,083,711

1,222,334

884,223

22,114

906,337

1,934,032

1,944,332

917,658

1,046,053

872,357

25,922

898,279

1,625,217

1,645,735

746,661

847,775

770,097

27,863

797,960

1,119,171

1,159,218

535,208

599,386

529,783

30,049

559,832

Other Data:
Funds from operations ("FFO") available to common shareholders (1)

Net cash provided by operating activities

Net cash used in investing activities

Net cash provided by financing activities

$

119,556

$

70,324

$

79,861

$

47,816

$

105,158

(154,333)

46,484

110,592

(315,723)

208,671

85,583

(355,752)

271,731

62,194

(173,210)

103,094

114,386
942
(29,418)
7,197
2,440
(28,500)
1,742
(5,244)
(32,002)

(0.85)
0.01
(0.84)

(0.85)
0.01
(0.84)

38,466
38,466

—
0.6530
3,432
25,203

996,908

1,043,258

512,947

562,084

449,075

32,099

481,174

29,509

44,703

(79,747)

37,024

(1) Under the NAREIT definition, FFO represents net income available to common shareholders (computed in accordance with accounting principles generally accepted in the United 
States of America (“GAAP”), excluding gains (losses) from sales of depreciable property and impairment provisions on depreciable property or on equity investments in depreciable 
property plus real estate related depreciation and amortization (excluding amortization of financing costs), and adjustments for unconsolidated partnerships and joint ventures.    See 
“Funds From Operations” in Item 7 for a discussion of FFO and a reconciliation of FFO to net income.

26

 
 
 
 
 
 
 
 
 
 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations

The following discussion should be read in conjunction with the consolidated financial statements, the notes thereto, and the 
comparative summary of selected financial data appearing elsewhere in this report.  Discontinued operations are discussed in Note 
5 of the notes to the consolidated financial statements in Item 8.  The financial information in this MD&A is based on results from 
continuing operations.

Overview

We are a fully integrated, self-administered, publicly-traded REIT specializing in the ownership, management, development and 
redevelopment of community shopping centers.  Most of our properties are multi-anchored by supermarkets and/or national chain 
stores. Our primary business is managing and leasing space to tenants in the shopping centers we own.  We also manage centers 
for our unconsolidated joint ventures for which we charge fees.  Our credit risk, therefore, is concentrated in the retail industry.

At December 31, 2015, we owned and managed, either directly or through our interest in real estate joint ventures, a total of 73 
shopping centers and one office building, with approximately 15.9 million square feet of gross leasable area owned by us and our 
joint ventures.  We also own various parcels of land available for development or for sale, the majority of which are adjacent to 
certain of our existing developed properties.

We are predominantly a community shopping center company with a focus on managing and adding value to our portfolio of 
centers that are primarily multi-anchored by grocery stores and/or nationally recognized discount department stores.  We believe 
that centers with a grocery and/or discount component attract consumers seeking value-priced products.  Since these products are 
required to satisfy everyday needs, customers often visit the centers on a weekly basis.  Over half of our shopping centers are 
anchored by tenants that sell groceries.  Supermarket anchor tenants in our centers include, among others, Publix Super Market, 
Whole Foods, Kroger and Sprouts.  National chain anchor tenants in our centers include, among others, TJ Maxx/Marshalls, Bed 
Bath and Beyond, Home Depot and Dick's Sporting Goods.

Our shopping centers are primarily located in a number of the largest metropolitan markets in the central United States.  Our focus 
on these markets has enabled us to develop a thorough understanding of their unique characteristics. Throughout our primary 
regions,  we  have  concentrated  a  number  of  centers  in  reasonable  proximity  to  each  other  in  order  to  achieve  efficiencies  in 
management, leasing and acquiring new properties.

Critical Accounting Policies

Management’s Discussion and Analysis of Financial Condition and Results of Operations is based on our consolidated financial 
statements, which have been prepared in accordance with GAAP.  The preparation of these financial statements requires us to 
make estimates and assumptions that affect the reported amounts of assets, liabilities, revenue and expenses, and related disclosure 
of contingent assets and liabilities.  Our estimates are based on historical experience and on various other assumptions that are 
believed to be reasonable under the circumstances.  Actual results could differ from these estimates under different assumptions 
or conditions.

We believe the following critical accounting policies require our most subjective judgment and use of estimates in the preparation 
of our consolidated financial statements.

Revenue Recognition and Accounts Receivable

Most of our leases contain non-contingent rent escalations for which we recognize income on a straight-line basis over the non-
cancelable lease term.  This method results in rental income in the early years of a lease being higher than actual cash received, 
creating a straight-line rent receivable asset which is included in the “Other Assets” line item in our consolidated balance sheets.  We 
review our unbilled straight-line rent receivable balance to determine the future collectability of revenue that will not be billed to 
or collected from tenants due to early lease terminations, lease modifications, bankruptcies and other factors.  An allowance to 
write down the straight-line receivable balance is taken in the period that future collectability is uncertain.  

27

Additionally, we provide for bad debt expense based upon the allowance method of accounting. We continuously monitor the 
collectability of our accounts receivable from specific tenants, analyze historical bad debts, customer creditworthiness, current 
economic trends and changes in tenant payment terms when evaluating the adequacy of the allowance for bad debts.  Allowances 
are taken for those balances that we have reason to believe will be uncollectible.   

For more information refer to Note 1 Organization and Summary of Significant Accounting Policies, Revenue Recognition and 
Accounts Receivable subtopics of the notes to the consolidated financial statements.

Acquisitions

Acquisitions of properties are accounted for utilizing the acquisition method and, accordingly, the results of operations of an 
acquired property are included in our results of operations from the date of acquisition.  Estimates of fair values are based upon 
future cash flows and other valuation techniques in accordance with our fair value measurements policy, which are used to allocate 
the  purchase  price  of  acquired  property  among  land,  buildings  on  an  “as  if  vacant”  basis,  tenant  improvements,  identifiable 
intangibles and any gain on purchase.  Identifiable intangible assets and liabilities include the effect of above-and below-market 
leases, the value of having leases in place (“as-is” versus “as if vacant” and absorption costs), other intangible assets such as 
assumed tax increment revenue bonds and out-of-market assumed mortgages.  Depreciation and amortization are computed using 
the straight-line method over the estimated useful lives of 40 years for buildings, and over the remaining terms of any intangible 
asset contracts and the respective tenant leases, which may include bargain review options.  The impact of these estimates, including 
incorrect estimates in connection with acquisition values and estimated useful lives, could result in significant differences related 
to the purchased assets, liabilities and subsequent depreciation or amortization expense.  For more information, refer to Note 1, 
Organization and Summary of Significant Accounting Policies - Real Estate of the notes to the consolidated financial statements.  

Impairment

We review our investment in real estate, including any related intangible assets, for impairment on a property-by-property basis 
whenever events or changes in circumstances indicate that the carrying value of the property may not be recoverable.  These 
changes in circumstances include, but are not limited to, changes in occupancy, rental rates, tenant sales, net operating income, 
geographic location, real estate values and expected holding period.  The viability of all projects under construction or development, 
including those owned by unconsolidated joint ventures, is regularly evaluated under applicable accounting requirements, including 
requirements relating to abandonment of assets or changes in use.  To the extent a project, or individual components of the project, 
are no longer considered to have value, the related capitalized costs are charged against operations.

Impairment provisions resulting from any event or change in circumstances, including changes in our intentions or our analysis 
of varying scenarios, could be material to our consolidated financial statements.

We recognize an impairment of an investment in real estate when the estimated discounted or undiscounted cash flow is less than 
the net carrying value of the property.  If it is determined that an investment in real estate is impaired, then the carrying value is 
reduced to the estimated fair value as determined by cash flow models and discount rates or comparable sales in accordance with 
our fair value measurement policy.  Refer to Note 1 Organization and Summary of Significant Accounting Policies - Accounting 
for the Impairment of Long-Lived Assets for further information regarding impairment provisions.

28

Results of Operations

Comparison of the Year Ended December 31, 2015 to the Year Ended December 31, 2014 

The  following  summarizes  certain  line  items  from  our  audited  statements  of  operations  which  we  believe  are  important  in 
understanding our operations and/or those items that have significantly changed during the year ended December 31, 2015 as 
compared to 2014: 

Year Ended December 31,

2015
(In thousands)

2014

Dollar
Change

Percent
Change

$

Total revenue
Operating expenses
Real estate taxes
Depreciation and amortization
General and administrative expense
Provision for impairment
Gain on sale of real estate
Earnings from unconsolidated joint ventures
Interest expense and amortization of deferred financing fees
Gain on remeasurement of unconsolidated joint ventures
Gain (loss) on extinguishment of debt

$

251,790
34,875
38,737
89,439
20,077
2,521
17,570
17,696
42,211
7,892
1,414

$

218,363
30,952
31,474
81,182
21,670
27,865
10,857
75
35,188
117
(860)

33,427
3,923
7,263
8,257
(1,593)
(25,344)
6,713
17,621
7,023
7,775
2,274

15.3 %
12.7 %
23.1 %
10.2 %
(7.4)%
(91.0)%
61.8 %
NM
20.0 %
NM
NM

NM - Not Meaningful

Total revenue in 2015 increased $33.4 million, or 15.3% from 2014.  The increase is primarily due to the following:

• 
• 
• 
• 

$32.3 million increase related to acquisitions completed in 2015 and 2014; 
$2.9 million increase due to the completion of Phase I of Lakeland Park Center; 
$4.0 million increase at existing centers primarily related to redevelopment and re-tenanting activities; offset by
$5.8 million decrease related to properties sold in 2014 and reduced management fee income and lower office tenant revenue 
in 2015.

Operating expense in 2015 increased $3.9 million, or 12.7%, from 2014 primarily due to our 2015 and 2014 acquisitions.

Real estate tax expense in 2015 increased $7.3 million, or 23.1%, from 2014, primarily due to our 2015 and 2014 acquisitions.

Depreciation and amortization expense in 2015 increased $8.3 million, or 10.2%, from 2014.  The increase was primarily related 
to a $14.8 million increase from our acquisitions in 2015 and 2014, new development completion and other capital activities offset 
by a decrease of $6.5 million related to sold properties and accelerated depreciation for demolition of certain centers undergoing 
redevelopment in 2014.

General and administrative expense in 2015 decreased $1.6 million, or 7.4%, from 2014.  The decrease was primarily due to lower 
costs associated with our long-term incentive plans which are based on our stock price performance relative to a group of our 
peers.  The reversal of share based and long-term compensation expense related to the previous Chief Financial Officer offset in 
part by a bonus payment for a new Chief Financial Officer. 

Impairment provisions of $2.5 million, recorded in 2015, related to developable land that was subsequently sold in the second 
quarter of 2015.  The adjustment was triggered by unforeseen increases in development costs and changes in the associated sales 
price assumptions.  In 2014 our impairment provisions totaled $27.9 million related to our plan to sell certain land parcels that we 
had previously intended to develop.  Refer to Note 1 Organization and Summary of Significant Accounting Policies - Accounting 
for the Impairment of Long-Lived Assets of the notes to the consolidated financial statements for further information related to 
impairment provisions.

Gain on sale of real estate was $17.6 million in 2015.  In the comparable period in 2014 we had a gain of $10.9 million.  Refer to 
Note 4 of the notes to the consolidated financial statements for further detail on dispositions.

29

 
 
 
 
 
 
 
Earnings from unconsolidated joint ventures in 2015 increased $17.6 million from 2014.  The increase was primarily related to 
our proportionate share of gains totaling $16.5 million generated by the sale of ten properties owned by two of our joint ventures.  
In  addition,  in  2014,  we  recorded  accelerated  depreciation  expense  as  a  result  of  the  demolition  of  a  portion  of  centers  for 
redevelopment and additional proceeds related to the 2011 sale of a joint venture property.  Refer to Note 7 of the notes to the 
consolidated financial statements for additional information regarding our unconsolidated joint venture sales activity.

Interest expense and amortization of deferred financing fees increased in 2015 by $7.0 million, or 20.0% from 2014, primarily 
due to the issuance of new senior unsecured notes and higher average loan balances on our credit facility.

Gain on remeasurement of unconsolidated joint ventures in 2015 was $7.9 million, triggered by our acquisition of our partner's 
equity interest in seven properties.  The gain on remeasurement represents the difference between the carrying value and the fair 
value of our previously held equity investment in the properties.  In 2014 we recognized a similar gain of $0.1 million.

Gain on extinguishment of debt of approximately $1.4 million in 2015 was related to the write-off of debt premiums associated 
with two mortgages that were repaid compared to a loss of $0.9 million in 2014 related to the write-off of deferred financing costs 
associated with the early payoff of unsecured term loan debt.

Comparison of the Year Ended December 31, 2014 to the Year Ended December 31, 2013 

The  following  summarizes  certain  line  items  from  our  audited  statements  of  operations  which  we  believe  are  important  in 
understanding our operations and/or those items which have significantly changed during the year ended December 31, 2014 as 
compared to 2013:

Total revenue

Operating expense

Real Estate Tax

Depreciation and amortization

General and administrative expense

Provision for impairment

Gain on sale of real estate

Earnings (loss) from unconsolidated joint ventures

Interest expense and amortization of deferred financing fees

Gain on remeasurement of unconsolidated joint ventures

Loss on extinguishment of debt

NM - Not meaningful

Year Ended December 31,

2014

2013

(In thousands)

Dollar
Change

Percent
Change

$

218,363

$

170,068

$

48,295

30,952

31,474

81,182

21,670

27,865

10,857

75

35,188

117
(860)

23,200

23,161

56,305

20,951

9,669

4,279
(4,759)
30,522

5,282
(340)

7,752

8,313

24,877

719

18,196

6,578

4,834

4,666
(5,165)
(520)

28.4%

33.4%

35.9%

44.2%

3.4%

188.2%

153.7%

101.6%

15.3%

NM

NM

Total revenue in 2014 increased $48.3 million, or 28.4%, from 2013.  The increase is primarily due to the following:

• 
• 
• 

• 

$43.7 million increase related to acquisitions completed in 2014 and 2013; 
$4.6 million increase at existing centers; and 
$1.8 million increase in lease termination income primarily due to the early departure of an office tenant at our office 
building; offset by
$1.8 million decrease related to properties sold in 2014, reduced management fee income and properties in redevelopment.

Operating expense in 2014 increased $7.8 million, or 33.4%, from 2013.  The increase is primarily due to the following:
$5.7 million related to increases in recoverable operating expenses due to our 2014 and 2013 acquisitions; and 
$1.5 million related to increase in recoverable operating expenses at existing centers.

• 
• 

Real estate tax expense in 2014 increased $8.3 million, or 35.9%, from 2013, primarily due to our 2014 and 2013 acquisitions.

Depreciation and amortization expense in 2014 increased $24.9 million, or 44.2%, from 2013.  The increase was primarily due to 
our acquisitions in 2014 and 2013, new development completion and other capital activities.

30

 
 
 
 
 
 
 
 
 
 
 
General and administrative expense in 2014 increased $0.7 million, or 3.4%, from 2013.  The increase was primarily due to:

• 

• 

$0.9 million related to an increase in costs associated with our long-term incentive plans which are based on our stock price 
performance relative to a group of our peers (see Note 16 of the notes to the consolidated financial statements for additional 
information); offset in part by 
higher capitalization of development and leasing salaries and related costs in 2014. Salaries capitalized in 2014 and 2013 
represented approximately 19% and 18%, respectively, of total salaries.

Impairment provisions of $27.9 million recorded in 2014 related to the decision to market certain income-producing properties 
for sale that we had previously planned to develop and adjustments to the sales price assumptions for certain undeveloped land 
parcels available for sale at several of our development properties.  In 2013 our impairment provisions totaled $9.7 million.  Refer 
to Note 1 Organization and Summary of Significant Accounting Policies - Accounting for the Impairment of Long-Lived Assets 
of the notes to the consolidated financial statements for further information related to impairment provisions.

Gain on sale of real estate was $10.9 million in 2014 primarily due to the sale of five income-producing properties and four 
individual outparcel sales.  In the comparable period in 2013 we had a gain of $4.3 million.  Refer to Note 4 of the notes to the 
consolidated financial statements for further detail on dispositions.

Earnings from unconsolidated joint ventures in 2014 increased $4.8 million from 2013.  In 2013 we acquired our partner's 70% 
interest in 12 shopping centers held in the Ramco/Lion Venture LP.  The sale resulted in a loss of $21.5 million to the joint venture 
of which our share was $6.4 million.

Interest expense and amortization of deferred financing fees increased in 2014 by $4.7 million, or 15.3% from 2013, primarily 
due to the following:

• 

• 
• 

$6.1 million increase in loan interest due to the issuance of $200.0 million in senior unsecured notes in the second half of 
2014; offset in part by
$0.6 million increase in the amortization of mortgage premiums; and 
$0.7 million increase in capitalized interest due to our development/redevelopment projects.

In 2014 we recorded a deferred gain of $0.1 million which related to a property sold in 2007 to a joint venture in which we had a 
20% non-controlling interest.  Due to our continuing involvement we deferred the portion of the gain related to our 20% interest.  
The property was conveyed to the lender in 2014 and we recognized the previously deferred gain.  In 2013, we recorded a deferred 
gain of $5.3 million.

Loss on extinguishment of debt of approximately $0.9 million in 2014 related to the write-off of unamortized deferred financing 
costs associated with the early payoff of $120.0 million in unsecured term loan debt.  In 2013 we recorded a loss of $0.3 million 
related to a prepayment penalty incurred to repay two mortgages.

Liquidity and Capital Resources

The majority of our cash is generated from operations and is dependent on the rents that we are able to charge and collect from 
our tenants. The principal uses of our liquidity and capital resources are for operations, developments, redevelopments, including 
expansion and renovation programs, acquisitions, and debt repayment.  In addition, we make quarterly dividend payments in 
accordance with REIT requirements for distributing the substantial majority of our taxable income on an annual basis.  We anticipate 
that the combination of cash on hand, cash from operations, availability under our credit facilities, additional financings, equity 
offerings, and the sale of existing properties will satisfy our expected working capital requirements through at least the next 12 
months.  Although we believe that the combination of factors discussed above will provide sufficient liquidity, no such assurance 
can be given.

At December 31, 2015 and 2014, we had $15.4 million and $17.5 million, respectively, in cash and cash equivalents and restricted 
cash.  Restricted cash was comprised primarily of funds held in escrow by lenders to pay real estate taxes, insurance premiums, 
and certain capital expenditures.

Short-Term Liquidity Requirements

Our short-term liquidity needs are met primarily from rental income and recoveries and consist primarily of funds necessary to 
pay operating expenses associated with our operating properties, interest and scheduled principal payments on our debt, quarterly 
dividend  payments  (including  distributions  to  OP  unit  holders)  and  capital  expenditures  related  to  tenant  improvements  and 

31

redevelopment activities.  We believe that our retained cash flow from operations along with availability under our revolving credit 
facility is sufficient to meet these obligations.

We have two mortgages maturing in June 2016 totaling $35.8 million, which includes scheduled amortization payments.  As 
opportunities arise and market conditions permit, we will look to repay these mortgages by issuing unsecured debt, utilizing cash 
flow from operating activities or funding from availability under our credit facility. As of December 31, 2015 we had $286.5 
million available to be drawn on our $350.0 million unsecured revolving credit facility subject to our compliance with certain 
covenants. 

We will continue to pursue the strategy of selling mature properties or non-core assets that no longer meet our investment criteria.  
Our ability to obtain acceptable selling prices and satisfactory terms and financing will impact the timing of future sales.  We 
anticipate using net proceeds from the sale of properties to reduce outstanding debt and support current and future growth initiatives.

We continually search for investment opportunities that may require additional capital and/or liquidity.  As of December 31, 2015, 
we had no proposed property acquisitions under contract and one property disposition under contract, subject to due diligence 
contingencies.  

Long-Term Liquidity Requirements

Our  long-term  liquidity  needs  consist  primarily  of  funds  necessary  to  pay  indebtedness  at  maturity,  potential  acquisitions  of 
properties, redevelopment of existing properties, the development of land and non-recurring capital expenditures.

The following is a summary of our cash flow activities:

Cash provided by operating activities
Cash used in investing activities
Cash provided by financing activities

Operating Activities

$

2013

2015

Year Ended December 31,
2014
(In thousands)
110,592
$
(315,723)
208,671

105,158
(154,333)
46,484

$

85,583
(355,752)
271,731

We anticipate that cash on hand, operating cash flows, borrowings under our revolving credit facility, issuance of equity, as well 
as other debt and equity alternatives, will provide the necessary capital that we require to operate. Net cash flow provided by 
operating activities decreased $5.4 million in 2015 compared to 2014 primarily due to:

•  Operating income, adjusted for non-cash activity, increased $17.4 million as a result of our acquisitions (net of 

• 
• 
• 
• 

dispositions), redevelopment and leasing activities at our shopping centers; 
net accounts receivable increased $4.4 million; 
accounts payable and other liabilities decreased approximately $8.5 million;
long-term and share-based compensation expense decreased $3.0 million; and
net interest expense increased approximately $7.0 million primarily due to higher average loan balances as a result of 
acquisitions.

Investing Activities

Net cash used for investing activities decreased $161.4 million compared to 2014 primarily due to: 

•  Acquisitions of real estate decreased $111.5 million;
•  Additions to real estate decreased $19.8 million due to lower new construction activity;
•  Net proceeds from the sale of real estate increased $11.8 million; and 
•  Distributions from sales of joint venture properties increased $14.1 million; and
•  Restricted cash decreased $4.2 million.

32

 
 
 
Financing Activities

Cash flows provided by financing activities were $46.5 million as compared to $208.7 million in 2014.  This difference of $162.2 
million is primarily explained by:

• 
• 

• 
• 

net proceeds from common share issuances decreased $153.3 million; 
an increase in cash dividends to common shareholders of $9.8 million due to additional shares issued as well as an increase 
in our per share quarterly dividend payment; and 
an increase in cash paid for OP unit conversions of $3.7 million; offset in part by
an increase in net borrowings of $5.3 million.

As of December 31, 2015, $286.5 million was available to be drawn on our $350.0 million unsecured revolving credit facility 
subject to our compliance with certain covenants.  It is anticipated that additional funds borrowed under our credit facilities will 
be used for general corporate purposes, including working capital, capital expenditures, the repayment of indebtedness or other 
corporate activities.  For further information on the credit facilities and other debt, refer to Note 9 of notes to the consolidated 
financial statements for further information regarding debt.

Dividends and Equity

We currently qualify, and intend to continue to qualify in the future, as a REIT under the Code.  As a REIT, we must distribute to 
our  shareholders  at  least  90%  of  our  REIT  taxable  income  annually,  excluding  net  capital  gain.  Distributions  paid  are  at  the 
discretion of our Board and depend on our actual net income available to common shareholders, cash flow, financial condition, 
capital requirements, restrictions in financing arrangements, the annual distribution requirements under REIT provisions of the 
Code and such other factors as our Board deems relevant.

We paid cash dividends of $0.81 per common share to shareholders in 2015.  In the third quarter we increased our quarterly 
dividend 5.0% to $0.21 per share, or an annualized amount of $0.84 per share.  Cash dividends for 2014 and 2013 were $0.7625 
and $0.6923 per common share, respectively.  Our dividend policy is to make distributions to shareholders of at least 90% of our 
REIT taxable income, excluding net capital gain, in order to maintain qualification as a REIT. On an annualized basis, our current 
dividend is above our estimated minimum required distribution.  Distributions paid by us are funded from cash flows from operating 
activities.  To  the  extent  that  cash  flows  from  operating  activities  were  insufficient  to  pay  total  distributions  for  any  period, 
alternative funding sources would be used.  Examples of alternative funding sources may include proceeds from sales of real estate 
and bank borrowings.  Although we may use alternative sources of cash to fund distributions in a given period, we expect that 
distribution requirements for an entire year will be met with cash flows from operating activities.

Cash provided by operating activities

Cash distributions to preferred shareholders
Cash distributions to common shareholders
Cash distributions to operating partnership unit holders
Total distributions

Surplus

$

$

$

2015

Year Ended December 31,
2014
(In thousands)
110,592
$

$

105,158

2013

85,583

(6,977)
(63,972)
(1,804)
(72,753) $

(7,250)
(54,149)
(1,716)
(63,115) $

(7,250)
(40,108)
(1,580)
(48,938)

32,405

$

47,477

$

36,645

In addition, during 2015, we issued 0.9 million common shares through our controlled equity offering generating $17.2 million 
in net proceeds, after sales commissions and fees of $0.3 million.  We used the net proceeds for general corporate purposes including 
the repayment of debt.  We have registered up to 8.0 million common shares for issuance from time to time, at our sole discretion, 
through our controlled equity offering sales agreement, of which 3.1 million shares remained unsold as of December 31, 2015.  
The shares issued in the controlled equity offering are registered with the Securities and Exchange Commission (“SEC”) on our 
registration statement on Form S-3.

33

 
 
 
 
Off Balance Sheet Arrangements

Real Estate Joint Ventures

We  consolidate  entities  in  which  we  own  less  than  100%  equity  interest  if  we  have  a  controlling  interest  or  are  the  primary 
beneficiary in a variable interest entity, as defined in the Consolidation Topic of FASB ASC 810.  From time to time, we enter 
into joint venture arrangements from which we believe we can benefit by owning a partial interest in one or more properties.

As of December 31, 2015, our investments in unconsolidated joint ventures were approximately $4.3 million representing our 
ownership interest in three shopping centers.  We accounted for these entities under the equity method.  Refer to Note 7 of the 
notes to the consolidated financial statements for further information regarding our equity investments in unconsolidated  joint 
ventures.

We are engaged by our joint ventures to provide asset management, property management, leasing and investing services for such 
ventures' respective properties.  We receive fees for our services, including a property management fee calculated as a percentage 
of gross revenues received.

Contractual Obligations

The following are our contractual cash obligations as of December 31, 2015:

Contractual Obligations

Mortgages and notes payable:
Scheduled amortization
Payments due at maturity
  Total mortgages and notes payable (1)
Interest expense (2)
Employment contracts

Capital lease
Operating leases
Construction commitments
Total contractual obligations

Payments due by period
Less than 1
year

Total

1-3 years
(In thousands)

3-5 years

More than
5 years

$

21,942
1,058,640
1,080,582

292,365

2,677

1,700
2,316
10,602
$ 1,390,242

$

$

3,396
32,449
35,845

45,911

1,244

100
620
10,602
94,322

$

$

8,747
285,341
294,088

101,730

1,433

300
1,696
—
399,247

$

$

5,060
211,717
216,777

49,828

—

200
—
—
266,805

$

$

4,739
529,133
533,872

94,896

—

1,100
—
—
629,868

(1)  Excludes $6.9 million of unamortized mortgage debt premium and $3.8 million in deferred financing costs.
(2)  Variable rate debt interest is calculated using rates at December 31, 2015.

We anticipate that the combination of cash on hand, cash provided from operating activities, the availability under our credit 
facility ($286.5 million at December 31, 2015 subject to our compliance with certain covenants), our access to the capital markets 
and the sale of existing properties will satisfy our expected working capital requirements through at least the next 12 months.

At December 31, 2015, we did not have any contractual obligations that required or allowed settlement, in whole or in part, with 
consideration other than cash.

Mortgages and notes payable

See the analysis of our debt included in “Liquidity and Capital Resources” above.

Employment Contracts

At December 31, 2015, we had employment contracts with our Chief Executive, Chief Financial and Chief Operating Officers, 
that contain minimum guaranteed compensation.  All other employees are subject to at-will employment.

34

 
 
 
 
 
 
 
 
 
 
Operating and Capital Leases

We lease office space for our corporate headquarters under an operating lease that expires in August 2019. 

We have a capital lease at our Buttermilk Towne Center with the City of Crescent Springs, Kentucky. The lease provides for fixed 
annual payments of $0.1 million through maturity in December 2032, at which time we can acquire the center for one dollar.

Construction Costs

In connection with the development and expansion of various shopping centers as of December 31, 2015, we have entered into 
agreements for construction activities with an aggregate cost of approximately $10.6 million.

Planned Capital Spending

We are focused on our core strength of enhancing the value of our existing portfolio of shopping centers through successful leasing 
efforts and the completion of our redevelopment projects currently in process.  

For 2016, we anticipate spending approximately $62.5 million for capital expenditures, of which $10.6 million is reflected in the  
construction commitments in the above contractual obligations table.  The total anticipated spending relates to redevelopment 
projects, tenant improvements, and leasing costs.  Estimates for future spending will change as new projects are approved.

Capitalization

At December 31, 2015 our total market capitalization was $2.5 billion and is detailed below:

Net debt (including property-specific mortgages, unsecured revolving credit facility, term loans and capital
lease obligation net of $6.6 million in cash)

Common shares, OP units, and dilutive securities based on market price of $16.61 at December 31, 2015

Convertible perpetual preferred shares based on market price of $61.15 at December 31, 2015

Total market capitalization

Net debt to total market capitalization

(In thousands)

$ 1,075,046

1,351,224

113,066

$ 2,539,336

42.3%

At December 31, 2015, noncontrolling interests represented a 2.4% ownership in the Operating Partnership.  The OP Units may, 
under certain circumstances, be exchanged for our common shares of beneficial interest on a one-for-one basis.  We, as sole general 
partner of the Operating Partnership, have the option, but not the obligation, to settle exchanged OP Units held by others in cash.  
Assuming the exchange of all OP Units, there would have been 81,163,819 of our common shares of beneficial interest outstanding 
at December 31, 2015, with a market value of approximately $1.3 billion.

35

 
Non-GAAP Financial Measures

Certain of our key performance indicators are considered non-GAAP financial measures.  Management uses these measures along 
with our GAAP financial statements in order to evaluate our operations results.  We believe these additional measures provide 
users of our financial information additional comparable indicators of our industry, as well as our performance.

Funds From Operations

We consider funds from operations, also known as “FFO”, to be an appropriate supplemental measure of the financial performance 
of an equity REIT.  Under the NAREIT definition, FFO represents net income (computed in accordance with generally accepted 
accounting principles), excluding gains (or losses) from sales of depreciable property and impairment provisions on depreciable 
real estate or on investments in non-consolidated investees that are driven by measurable decreases in the fair value of depreciable 
real estate held by the investee, plus depreciation and amortization, (excluding amortization of financing costs).  Adjustments for 
unconsolidated partnerships and joint ventures are calculated to reflect funds from operations on the same basis.

In addition to FFO available to common shareholders, we include Operating FFO available to common shareholders as an additional 
measure  of  our  financial  and  operating  performance.    Operating  FFO  excludes  acquisition  costs  and  periodic  items  such  as 
impairment provisions on land available for development or sale, bargain purchase gains, and gains or losses on extinguishment 
of debt that are not adjusted under the current NAREIT definition of FFO.  We provide a reconciliation of FFO to Operating FFO. 
FFO and Operating FFO should not be considered alternatives to GAAP net income available to common shareholders or as 
alternatives to cash flow as measures of liquidity.

While we consider FFO available to common shareholders and Operating FFO available to common shareholders useful measures 
for reviewing our comparative operating and financial performance between periods or to compare our performance to different 
REITs, our computations of FFO and Operating FFO may differ from the computations utilized by other real estate companies, 
and therefore, may not be comparable.

36

We  recognize  the  limitations  of  FFO  and  Operating  FFO  when  compared  to  GAAP  net  income  available  to  common 
shareholders.  FFO and Operating FFO available to common shareholders do not represent amounts available for needed capital 
replacement or expansion, debt service obligations, or other commitments and uncertainties.  In addition, FFO and Operating FFO 
do not represent cash generated from operating activities in accordance with GAAP and are not necessarily indicative of cash 
available to fund cash needs, including the payment of dividends.  FFO and Operating FFO are simply used as additional indicators 
of our operating performance.  The following table illustrates the calculations of FFO and Operating FFO:

Years Ended December 31,
2013
2014
2015
(In thousands, except per share data)

$

57,771

$

(9,614) $

3,747

Net income (loss) available to common shareholders
Adjustments:

Rental property depreciation and amortization expense
Pro-rata share of real estate depreciation from unconsolidated joint ventures
Gain on sale of depreciable real estate

  (Gain) loss on sale of joint venture depreciable real estate (1)
  Provision for impairment on income-producing properties
Gain on remeasurement of unconsolidated joint ventures (2)
Noncontrolling interest in Operating Partnership (3)
FFO
Preferred share dividends (assuming conversion) (4)
FFO available to common shareholders

Provision for impairment for land available for development or sale
(Gain) loss on extinguishment of debt
Gain on extinguishment of joint venture debt, net of RPT expenses (1)
Acquisition costs
Preferred share dividends (assuming conversion) and conversion costs (5)
Operating FFO available to common shareholders

Weighted average common shares
Shares issuable upon conversion of Operating Partnership Units (3)
Dilutive effect of securities

Shares issuable upon conversion of preferred shares (4) (5)
Weighted average equivalent shares outstanding, diluted

$

89,289
1,782
(13,529)
(16,489)
—
(7,892)

1,786
112,718
6,838
119,556

2,521
(1,414)
—

644

$

80,826
4,719
(10,022)
—
4,580
(117)

(48)
70,324
—
70,324

23,285
860
(106)
1,890

$

500
121,807

$

7,250
103,503

$

$

78,848
2,187
187
81,222
6,692
87,914

72,118
2,250
217
74,585
7,019
81,604

Diluted earnings per share (6)
FFO per share adjustments to net income available to common shareholders
including preferred share dividends
FFO per share, diluted (7)
Per share adjustments to FFO
Operating FFO per share, diluted

$

$

$

0.73

$

(0.14) $

0.63
1.36

0.03
1.39

$

$

1.08
0.94

0.33
1.27

$

$

56,316
3,689
(2,120)
6,454
9,342
(5,282)

465
72,611
7,250
79,861

327
340
—

1,322

—
81,850

59,336
2,257
392
61,985
6,940
68,925

0.06

1.10
1.16

0.03
1.19

(4) 

(3) 

(1)  Amount included in earnings (loss) from unconsolidated joint ventures.
(2)  During the third quarter 2015, we purchased our partner's interest in six properties owned by Ramco 450 Venture LLC and one property owned by 
Ramco/Lion Venture L.P.  The total gain of $7.9 million represents the difference between the carrying value and the fair value of our previously held 
equity investment in the properties. 
The total noncontrolling interest reflects OP units convertible 1:1 into common shares.
Series D convertible preferred shares were dilutive for FFO for the years ended December 31, 2015 and 2013 and were anti-dilutive for the comparable 
period in 2014.  In 2015, our Series D convertible preferred shares paid annual dividends of $6.7 million and are currently convertible into approximately 
6.7 million shares of common stock.  They are dilutive only when earnings or FFO exceed approximately $1.04 per diluted share per year  The conversion 
ratio is subject to adjustment based upon a number of factors, and such adjustment could affect the dilutive impact of the Series D convertible preferred 
shares on FFO and earnings per share in future periods.
Series D convertible preferred shares were dilutive for Operating FFO for year ended December 31, 2014.
The denominator to calculate diluted earnings per share excludes shares issuable upon conversion of Operating Partnership Units and preferred shares 
for all periods reported.
The year ended December 31, 2015 includes $0.04 per share primarily attributable to gain on sale of land at Gaines Marketplace.

(5) 

(6) 

(7) 

37

 
Same Property Operating Income

Same Property Operating Income ("Same Property NOI") is a supplemental non-GAAP financial measure of real estate companies' 
operating performance. Same Property NOI is considered by management to be a relevant performance measure of our operations 
because  it  includes  only  the  NOI  of  comparable  properties  for  the  reporting  period.    Same  Property  NOI  is  calculated  using 
consolidated operating income as defined by GAAP adjusted to exclude management and other fee income, depreciation and 
amortization, acquisition costs, general and administrative expense, provision for impairment, GAAP income adjustments such 
as straight-line rents, net of reserves, above/below market rents, other non-comparable operating income/expense adjustments, 
and the effect of lease termination income/expense.

Same Property NOI should not be considered an alternative to net income in accordance with GAAP or as a measure of liquidity.  Our 
method of calculating Same Property NOI may differ from methods used by other REITs and, accordingly, may not be comparable 
to such other REITs.

The following is a summary of our wholly owned properties by classification:

Three Months Ended
December 31, 2015

Twelve Months Ended
December 31, 2015

Property Designation
Same property
Acquisitions (1)
Completed developments (1)
Non-retail properties (2)
Redevelopment (3)
Total wholly owned properties

57
7

1

1

5
71

52
11

1

1

6
71

(1) Properties were not owned in both comparable periods.
(2) Office building.
(3) Properties under construction primarily related to re-tenanting resulting in reduced rental income.  

Acquisition and redevelopment/development properties removed from the pool will not be added until owned and operated or 
construction is complete for the entirety of both periods being compared. 

The following is a reconciliation of our Operating Income to Same Property NOI:

Three Months Ended
December 31,

Twelve Months Ended
December 31,

2015

2014

2015

2014

(in thousands)

Operating income (loss)

$

16,102

$

(10,587)

$

65,497

$

23,330

Adjustments:

Management and other fee income
Depreciation and amortization
Acquisition costs
General and administrative expenses
Provision for impairment
Properties excluded from pool - Acquisitions
Properties excluded from pool - Development/Redevelopment
Properties excluded from pool - All others
Non-comparable income/expense adjustments (1)
Pro-rata share of joint venture properties NOI

Same Property NOI

$

(331)
25,042
70
5,709
—
(4,370)
(5,038)
(550)
(2,167)
956
35,423

$

(531)
20,605
168
5,575
27,865
—
(4,845)
(819)
(3,225)
838
35,044

(1,753)
89,439
644
20,077
2,521
(29,760)
(21,136)
(2,920)
(7,273)
3,634
$ 118,970

(2,059)
81,182
1,890
21,670
27,865
(8,108)
(18,453)
(6,502)
(7,939)
3,473
$ 116,349

(1) 

Includes adjustments for items that affect the comparability of the same center NOI results. Such items include straight-line rents, net of reserves, above/
below market rents, other non-comparable operating income/expense adjustments, and the effect of lease termination income/expense.   

38

Inflation

Inflation  has  been  relatively  low  in  recent  years  and  has  not  had  a  significant  detrimental  impact  on  the  results  of  our 
operations.  Should inflation rates increase in the future, substantially all of our tenant leases contain provisions designed to partially 
mitigate the negative impact of inflation in the near term.  Such lease provisions include clauses that require our tenants to reimburse 
us for real estate taxes and many of the operating expenses we incur.  Also, many of our leases provide for periodic increases in 
base rent which are either of a fixed amount or based on changes in the consumer price index and/or percentage rents (where the 
tenant pays us rent based on a percentage of its sales).  Significant inflation rate increases over a prolonged period of time may 
have a material adverse impact on our business.

Recent Accounting Pronouncements

Refer to Note 2 of the notes to the consolidated financial statements for a discussion of Recent Accounting Pronouncements.

Item 7A. Quantitative and Qualitative Disclosures About Market Risk

We have exposure to interest rate risk on our variable rate debt obligations.  Based on market conditions, we may manage our 
exposure to interest rate risk by entering into interest rate swap agreements to hedge our variable rate debt.  We are not subject to 
any foreign currency exchange rate risk or commodity price risk, or other material rate or price risks.  Based on our debt and 
interest rates and interest rate swap agreements in effect at December 31, 2015, a 100 basis point change in interest rates would 
impact our future earnings and cash flows by approximately $0.9 million annually.  We believe that a 100 basis point increase in 
interest rates would decrease the fair value of our total outstanding debt by approximately $7.4 million at December 31, 2015.

We had interest rate swap agreements with an aggregate notional amount of $285.0 million as of December 31, 2015. The agreements 
provided for fixed rates ranging from 1.2% to 2.2% and had expirations ranging from April 2016 to May 2021.  

The following table sets forth information as of December 31, 2015 concerning our long-term debt obligations, including principal 
cash flows by scheduled maturity, weighted average interest rates of maturing amounts and fair market value.  Net debt premium 
and unamortized deferred financing costs of approximately $3.1 million are excluded:

2016

2017

2018

2019

2020

Thereafter

Total

Fair Value

(In thousands)

$ 35,845

$129,096

$ 99,132

$ 5,860

$102,269

$ 620,255

$ 992,457

$1,010,980

5.8%

$ — $

—%

3.9%

5.5%
— $ 60,000
—%

1.6%

6.8%

$ — $

—%

4.2%

3.9%
— $ 28,125
—%

3.6%

4.4%

4.1%

$ 88,125

$

88,125

2.3%

2.3%

Fixed-rate debt
Average interest rate
Variable-rate debt
Average interest rate

We estimated the fair value of our fixed rate mortgages using a discounted cash flow analysis, based on borrowing rates for similar 
types of borrowing arrangements with the same remaining maturity.  Considerable judgment is required to develop estimated fair 
values of financial instruments.  The table incorporates only those exposures that exist at December 31, 2015 and does not consider 
those exposures or positions which could arise after that date or firm commitments as of such date.  Therefore, the information 
presented therein has limited predictive value.  Our actual interest rate fluctuations will depend on the exposures that arise during 
the period and on market interest rates at that time.

Item 8. Financial Statements and Supplementary Data

Our consolidated financial statements and supplementary data are included as a separate section in this Annual Report on Form 
10-K commencing on page F-1 and are incorporated herein by reference.

39

 
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

None.

Item 9A. Controls and Procedures

Disclosure Controls and Procedures

We maintain disclosure controls and procedures designed to ensure that information required to be disclosed in our reports under 
the Securities Exchange Act of 1934, as amended (“Exchange Act”), such as this report on Form 10-K, is recorded, processed, 
summarized and reported within the time periods specified in the SEC rules and forms, and that such information is accumulated 
and communicated to our management, including our Chief Executive Officer and Chief Financial Officer, as appropriate, to allow 
timely decisions regarding required disclosure. In designing and evaluating the disclosure controls and procedures, management 
recognizes that any controls and procedures, no matter how well designed and operated, can provide only reasonable assurance 
of achieving the design control objectives, and management was required to apply its judgment in evaluating the cost-benefit 
relationship of possible controls and procedures.

We carried out an assessment as of December 31, 2015 of the effectiveness of the design and operation of our disclosure controls 
and procedures. This assessment was done under the supervision and with the participation of management, including our Chief 
Executive Officer and Chief Financial Officer. Based on such evaluation, our management, including our Chief Executive Officer 
and Chief Financial Officer, concluded that such disclosure controls and procedures were effective at the reasonable assurance 
level as of December 31, 2015.

Statement of Our Management
Our management has issued a report on its assessment of the Trust’s internal control over financial reporting, which appears on 
page F-2 of this Annual Report on Form 10-K.

Statement of Our Independent Registered Public Accounting Firm
Grant Thornton LLP, our independent registered public accounting firm that audited the financial statements included in this 
Annual Report on Form 10-K, has issued an attestation report on the Trust’s internal control over financial reporting, which 
appears on page F-3 of this Annual Report on Form 10-K.

Changes in Internal Control over Financial Reporting

There have been no changes in our internal control over financial reporting during the most recently completed fiscal quarter that 
have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

Item 9B. Other Information

None.

40

  
 
Item 10. Directors, Executive Officers and Corporate Governance

PART III

Incorporated by reference from our definitive proxy statement to be filed within 120 days after the end of our fiscal year covered 
by this Form 10-K.

Item 11. Executive Compensation

Incorporated by reference from our definitive proxy statement to be filed within 120 days after the end of our fiscal year covered 
by this Form 10-K.

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

The following table sets forth information regarding our equity compensations plans as of December 31, 2015:

(A)

(B)

Number of securities to be
issued upon exercise of
outstanding options,
warrants and rights

Weighted-average
exercise price of
outstanding options,
warrants and rights

(C)
Number of securities
remaining available for
future issuances under
equity compensation plans
(excluding securities
reflected in column (A))

121,098

—

121,098

$32.13

—

$32.13

1,559,160

—

1,559,160

Plan Category

Equity compensation plans
approved by security holders

Equity compensation plans not
approved by security holders

Total

The total in Column (A) above consisted of options to purchase 107,165 common shares and 13,933 deferred common shares (see 
Note 16 of the notes to the consolidated financial statements for further information regarding options).

Additional information required by this Item is incorporated by reference from our definitive proxy statement to be filed within 
120 days after the end of our fiscal year covered by this Form 10-K.

Item 13. Certain Relationships and Related Transactions, and Director Independence

Incorporated by reference from our definitive proxy statement to be filed within 120 days after the end of our fiscal year covered 
by this Form 10-K.

Item 14. Principal Accountant Fees and Services

Incorporated by reference from our definitive proxy statement to be filed within 120 days after the end of our fiscal year covered 
by this Form 10-K.

41

 
 
 
 
 
 
Item 15. Exhibits and Financial Statement Schedules

PART IV

(a)(1) 

Consolidated financial statements. See “Item 8 – Financial Statements and Supplementary Data.”

(2) 

(3) 

3.1 

3.2* 

3.3 

3.4 

3.5 

3.6 

4.1 

4.2 

4.3 

4.4 

4.5 

10.1 

10.2 

Financial statement schedule.  See “Item 8 – Financial Statements and Supplementary Data.”

Exhibits

Articles of Restatement of Declaration of Trust of the Company, effective June 8, 2010, incorporated 
by reference Appendix A to the Company's 2010 Proxy dated April 30, 2010.

Amended and Restated Bylaws of the Company, effective February 23, 2012.

Articles of Amendment, as filed with the State Department of Assessments and Taxation of 
Maryland on April 5, 2011, incorporated by reference to Exhibit 3.1 to the Company’s Form 8-K 
dated April 6, 2011.

Articles Supplementary, as filed with the State Department of Assessments and Taxation of 
Maryland on April 5, 2011, incorporated by reference to Exhibit 3.2 to the Company’s Form 8-K 
dated April 6, 2011.

Articles Supplementary, as filed with the State Department of Assessments and Taxation of 
Maryland on April 28, 2011, incorporated by reference to Exhibit 3.1 to the Company’s Form 8-K 
dated April 28, 2011.

Articles of Amendment, as filed with the State Department of Assessments and Taxation of 
Maryland on July 31, 2013, incorporated by reference to Exhibit 3.1 to the Company’s Form 8-K 
dated July 31, 2013.

Amended and Restated Fixed Rate Note ($110 million), dated March 30, 2007, by and between 
Ramco Jacksonville LLC and JPMorgan Chase Bank, N.A., incorporated by reference to Exhibit 4.1 
to  Registrant’s Form 8-K dated April 16, 2007.

Amended and Restated Mortgage, Assignment of Leases and Rents, Security Agreement and Fixture 
Filing, dated March 30, 2007, by and between Ramco Jacksonville LLC and JPMorgan Chase Bank, 
N.A., incorporated by reference to Exhibit 4.2 to Registrant’s Form 8-K dated April 16, 2007.

Assignment of Leases and Rents, dated March 30, 2007, by and between Ramco Jacksonville LLC 
and JPMorgan Chase Bank, N.A., incorporated by reference to Exhibit 4.3 to Registrant’s Form 8-K 
dated April 16, 2007.

Environmental Liabilities Agreement, dated March 30, 2007, by and between Ramco Jacksonville 
LLC and JPMorgan Chase Bank, N.A., incorporated by reference to Exhibit 4.4 to Registrant’s Form 
8-K dated April 16, 2007.

Acknowledgment of Property Manager, dated March 30, 2007 by and between Ramco-Gershenson, 
Inc. and JPMorgan Chase Bank, N.A., incorporated by reference to Exhibit 4.6 to Registrant’s Form 
8-K dated April 16, 2007.

Registration Rights Agreement, dated as of May 10, 1996, among the Company, Dennis Gershenson, 
Joel Gershenson, Bruce Gershenson, Richard Gershenson, Michael A. Ward U/T/A dated 2/22/77, as 
amended, and each of the Persons set forth on Exhibit A attached thereto, incorporated by reference 
to Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q for the period ended June 30, 
1996.

Exchange Rights Agreement, dated as of May 10, 1996, by and among the Company and each of the 
Persons whose names are set forth on Exhibit A attached thereto, incorporated by reference to 
Exhibit 10.3 to the Company’s Quarterly Report on Form 10-Q for the period ended June 30, 1996.

42

10.3 

10.4 

10.5 

10.6 

10.7 

10.8* 

10.9 

10.10 

10.11 

10.12 

10.13 

10.14 

10.15 

10.16 

10.17 

Amended and Restated Limited Partnership Agreement of Ramco/Lion Venture LP, dated as of 
December 29, 2004, by Ramco-Gershenson Properties, L.P., as a limited partner, Ramco Lion LLC, 
as a general partner, CLPF-Ramco, L.P. as a limited partner, and CLPF-Ramco GP, LLC as a general 
partner, incorporated by reference Exhibit 10.62 to the Registrant’s Annual Report on Form 10-K for 
the year ended December 31, 2004.

Second Amended and Restated Limited Liability Company Agreement of Ramco Jacksonville LLC, 
dated March 1, 2005, by Ramco-Gershenson Properties , L.P. and SGC Equities LLC., incorporated 
by reference Exhibit 10.65 to the Registrant’s Quarterly Report on Form 10-Q for the period ended 
March 31, 2005.

Employment Agreement, dated as of August 1, 2007,  between the Company and Dennis 
Gershenson, incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 
10-Q for the period ended June 30, 2007.**

Restricted Share Award Agreement Under 2008 Restricted Share Plan for Non-Employee Trustee, 
incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q for the 
period ended June 30, 2008.**

Restricted Share Plan for Non-Employee Trustees, incorporated by reference to Appendix A of the 
Company’s 2008 Proxy Statement filed on April 30, 2008.**

Summary of Trustee Compensation Program.**

Ramco-Gershenson Properties Trust 2012 Omnibus Long-Term Incentive Plan, incorporated by 
reference to Exhibit 10.1 to Registrant’s Form 8-K, dated June 12, 2012. **

Change in Control Policy, dated May 14, 2013, incorporated by reference to Exhibit 10.1 to 
Registrant’s Form 8-K dated May 16, 2013.

Form of Non-Qualified Option Agreement Under 2012 Omnibus Long-Term Incentive Plan, 
incorporated by reference to Exhibit 10.1 to Registrant’s Form 8-K dated June 12, 2012**

Form of Restricted Stock Award Agreement Under 2012 Omnibus Long-Term Incentive Plan, 
incorporated by reference to Exhibit 10.1 to Registrant’s Form 8-K dated June 6, 2012**

Unsecured Term Loan Agreement, dated as of September 30, 2011 among Ramco-Gershenson 
Properties, L.P., as Borrower, Ramco-Gershenson Properties Trust, as Guarantor, KeyBank National 
Association, The Huntington National Bank, PNC Bank, National Association, KeyBank National 
Association, as Agent, and KeyBanc Capital Markets, as Sole Lead Manager and Arranger 
incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q for the 
period ended September 30, 2011.

Unconditional Guaranty of Payment and Performance, dated as of September 30, 2011, by Ramco-
Gershenson Properties Trust, in favor of KeyBank National Association and the other lenders under 
the Unsecured Term Loan Agreement incorporated by reference to Exhibit 10.2 to the Company’s 
Quarterly Report on Form 10-Q for the period ended September 30, 2011.

2015 Executive Incentive Plan, dated February 23, 2015, incorporated by reference to Exhibit 10.1 
to the Company’s Current Report on Form 8-K dated February 27, 2015.

Third Amended and Restated Unsecured Master Loan Agreement dated as of July 19, 2012 among 
Ramco-Gershenson Properties, L.P., as Borrower, Ramco-Gershenson Properties Trust, as a 
Guarantor, KeyBank National Association, as a Bank, the Other Banks which are a Party to this 
Agreement, the Other Banks which may become Parties to this Agreement, KeyBank National 
Association, as Agent, KeyBanc Capital Markets, as Sole Lead Manager and Arranger, JPMorgan 
Chase Bank, N.A. and Bank of America, N.A. as Co-Syndication Agents, and Deutsche Bank 
Securities Inc. and PNC Bank, National Association, as Co Documentation Agents incorporated by 
reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q ended  June 30, 2012.

Third Amended and Restated Unconditional Guaranty of Payment and Performance, dated as of July 
19, 2012 by Ramco-Gershenson Properties Trust, as Guarantor, in favor of KeyBank National 
Association and certain other lenders incorporated by reference to Exhibit 10.2 to the Company’s 
Quarterly Report on Form 10-Q ended June 30, 2012.

43

10.18 

10.18 

10.20 

10.21 

10.22 

10.23 

10.24 

10.25 

10.26 

10.27 

10.28 

10.29 

10.30 

$110  Million  Note  Purchase  Agreement,  by  Ramco-Gershenson  Properties,  L.P.  incorporated  by 
reference to Exhibit 10.1 to the Company's Current Report on Form 8-K dated July 2, 2013. 

Agreement for the Acquisition of Partnership and Limited Liability Company Interests, dated March 
5,  2013,  between  CLPF-Ramco,  LLC,  CLPF-Ramco  L.P.,  Ramco  Lion,  LLC,  Ramco-Gershenson 
Properties, L.P. and Ramco GP incorporated by reference to Exhibit 10.1 to the Company's Quarterly 
Report on Form 10-Q ended March 31, 2013.

Unsecured Term Loan Agreement, dated May 16, 2013 among Ramco-Gershenson Properties, L.P., as 
borrower, Ramco-Gershenson Properties Trust, as Guarantor, Capital One, National Association, as 
bank, The Other Banks Which Are A Party To this Agreement, The Other Banks Which May Become 
Parties To This Agreement, Capital One, National Association, as Agent and Capital One, National 
Association,  as  Sole  Lead  Manager  and Arranger  incorporated  by  reference  to  Exhibit  10.2  to  the 
Company's Quarterly Report on Form 10-Q ended June 30, 2013.

First Amendment To Third Amended And Restated Unsecured Master Loan Agreement, dated March 
29,  2013  by  and  among  Ramco-Gershenson  Properties,  L.P.  and  KeyBank  National  Association  
incorporated by reference to Exhibit 10.3 to the Company's Quarterly Report on Form 10-Q ended June 
30, 2013.

Third Amendment To Unsecured Term Loan Agreement by and among Ramco-Gershenson Properties, 
L.P. and KeyBank National Association incorporated by reference to Exhibit 10.4 to the Company's 
Quarterly Report on Form 10-Q ended June 30, 2013.

Second Amendment To Third Amended And Restated Unsecured Master Loan Agreement, dated June 
26,  2013  by  and  among  Ramco-Gershenson  Properties,  L.P.  and  KeyBank  National  Association 
incorporated by reference to Exhibit 10.1 to the Company's Quarterly Report on Form 10-Q ended 
September 30, 2013. 

Third Amendment To Third Amended And Restated Unsecured Master Loan Agreement, dated August 
27,  2013  by  and  among  Ramco-Gershenson  Properties,  L.P.  and  KeyBank  National  Association 
incorporated by reference to Exhibit 10.2 to the Company's Quarterly Report on Form 10-Q ended 
September 30, 2013. 

$100 Million Note Purchase Agreement, by Ramco-Gershenon Properties, L.P. dated May 28, 2014 
incorporated by reference to Exhibit 10.1 to the Company's Quarterly Report on Form 10-Q ended June 
30, 2014. 

Unsecured Term Loan Agreement, dated May 29, 2014 among Ramco-Gershenson Properties, L.P., as 
borrower, Ramco-Gershenson Properties Trust, as a Guarantor, Capital One, National Association, as 
a Bank, The Other Banks Which Are A Party To This Agreement, The Other Banks Which May Become 
Parties To This Agreement, Capital One, National Association, as Administrative Agent, and Capital 
One, National Association, as Sole Lead Arranger and Sole Bookrunner incorporated by reference to 
Exhibit 10.2 to the Company's Quarterly Report on Form 10-Q ended June 30, 2014.

$100 Million Note Purchase Agreement, by Ramco-Gershenson Properties, L.P. dated September 8, 
2014 incorporated by reference to Exhibit 10.1 to the Company's Quarterly Report on Form 10-Q ended 
September 30, 2014. 

Fourth Amendment to Third Amended and Restated Unsecured Master Loan Agreement, dated October 
10,  2014  by  and  among  Ramco-Gershenson  Properties,  L.P.  and  KeyBank  National  Association 
incorporated by reference to Exhibit 10.2 to the Company's Quarterly Report on Form 10-Q ended 
September 30, 2014. 

Employment Agreement dated April 20, 2015, between Ramco-Gershenson Properties Trust and John 
Hendrickson incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K 
dated April 23, 2015.

Agreement for Partial Liquidation of Joint Venture between Ramco HMW LLC, Ramco Gershenson 
Properties, L.P., Ramco 450 Venture LLC and the State Board of Administration of Florida dated June 
29, 2015 incorporated by reference to Exhibit 10.1 to the Company's Quarterly Report on Form 10-Q 
ended June 30, 2015.

44

10.31 

10.32 

12.1* 

21.1* 

23.1* 

31.1* 

31.2* 

32.2* 

101.INS(1) 

101.SCH(1) 

101.CAL(1) 

101.DEF(1) 

101.LAB(1) 

101.PRE(1) 

$100 Million Note Purchase Agreement, by Ramco-Gershenson Properties, L.P. dated September 30, 
2015 incorporated by reference to Exhibit 10.1 to the Company's Quarterly Report on Form 10-Q ended 
September 30, 2015.

Employment Agreement, dated December 16, 2015, between Ramco-Gershenson Properties Trust and 
Geoffrey Bedrosian incorporated by reference to Exhibit 10.1 to the Company's Current Report on 
Form 8-K dated December 18, 2015.

Computation of Ratio of Earnings to Combined Fixed Charges and Preferred Share Dividends.

Subsidiaries

Consent of Grant Thornton LLP.

Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

Certification of Chief Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.

XBRL Instance Document

XBRL Taxonomy Extension Schema

XBRL Extension Calculation

XBRL Extension Definition

XBRL Taxonomy Extension Label

XBRL Taxonomy Extension Presentation

* Filed herewith
** Management contract or compensatory plan or arrangement
(1) Pursuant to Rule 406T of Regulations S-T, these interactive data files are deemed not filed or part of a registration statement or 
prospectus for purposes of Sections 11 or 12 of the Securities Act of 1933, are deemed not filed for purposes of Sections 18 of the 
Securities Exchange Act of 1924 and otherwise are not subject to liability thereunder.

15(b)  The exhibits listed at item 15(a)(3) that are noted ‘filed herewith’ are hereby filed with this report.

15(c) The financial statement schedules listed at Item 15(a)(2) are hereby filed with this report.

45

Pursuant to the requirements of Section 13 or 15 (d) of the Securities Exchange Act of 1934, the registrant has duly caused this 
report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

Dated: February 29, 2016

By: /s/ Dennis E. Gershenson

Ramco-Gershenson Properties Trust

Dennis E. Gershenson,

President and Chief Executive Officer

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed by the following persons on 
behalf of registrant and in the capacities and on the dates indicated.

Dated:

February 29, 2016

By: /s/ Stephen R. Blank

Stephen R. Blank,
Chairman

Dated:

February 29, 2016

By: /s/ Dennis E. Gershenson

Dennis E. Gershenson,
Trustee, President and Chief Executive Officer
(Principal Executive Officer)

Dated:

February 29, 2016

By: /s/ Alice M. Connell

Alice M. Connell
Trustee

Dated:

February 29, 2016

By: /s/ Arthur H. Goldberg

Arthur H. Goldberg,
Trustee

Dated:

February 29, 2016

By: /s/ David J. Nettina

David J. Nettina,
Trustee

Dated:

February 29, 2016

By: /s/ Joel M. Pashcow

Joel M. Pashcow,
Trustee

Dated:

February 29, 2016

By: /s/ Mark K. Rosenfeld

Mark K. Rosenfeld,
Trustee

Dated:

February 29, 2016

By: /s/ Laurie M. Shahon

Laurie M. Shahon,
Trustee

Dated:

February 29, 2016

By: /s/ Michael A. Ward

Michael A. Ward,
Trustee

Dated:

February 29, 2016

By: /s/ Geoffrey Bedrosian

Geoffrey Bedrosian,
Chief Financial Officer and Secretary
(Principal Financial Officer)

Dated:

February 29, 2016

By: /s/ Deborah R. Cheek

Deborah R. Cheek
Chief Accounting Officer 
(Principal Accounting Officer)

46

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RAMCO-GERSHENSON PROPERTIES TRUST

Index to Consolidated Financial Statements 

Consolidated Financial Statements:

Management Assessment Report on Internal Control over Financial Reporting

Report of Independent Registered Public Accounting Firm 

Report of Independent Registered Public Accounting Firm

Consolidated Balance Sheets - December 31, 2015 and 2014

Page

F-2

F-3

F-4

F-5

Consolidated Statements of Operations and Comprehensive Income (Loss) - Years Ended December 31, 2015, 2014, and 2013

F-6

Consolidated Statements of Shareholders’ Equity - Years Ended December 31, 2015, 2014, and 2013

Consolidated Statements of Cash Flows – Years Ended December 31, 2015, 2014, and 2013

Notes to Consolidated Financial Statements

Schedule to Consolidated Financial Statements

F-7

F-8

F-9

F-34

F-1

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Management’s Report on Internal Control Over Financial Reporting

Management is responsible for establishing and maintaining effective internal control over financial reporting as such term is 
defined under Rule 13a-15(f) promulgated under the Securities Exchange Act of 1934, as amended.

Internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial 
reporting and preparation of our consolidated financial statements for external purposes in accordance with generally accepted 
accounting principles.

Internal  control  over  financial  reporting  includes  those  policies  and  procedures  that  pertain  to  our  ability  to  record,  process, 
summarize and report reliable financial data.  Management recognizes that there are inherent limitations in the effectiveness of 
any internal control and effective internal control over financial reporting can provide only reasonable assurance with respect to 
financial statement preparation.  Additionally, because of changes in conditions, the effectiveness of internal control over financial 
reporting may vary over time.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because 
of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

Our management conducted an assessment of our internal controls over financial reporting as of December 31, 2015 using the 
framework established in 2013 by the Committee of Sponsoring Organizations of the Treadway Commission in Internal Control 
– Integrated Framework.  Based on this assessment, management has concluded that our internal control over financial reporting 
was effective as of December 31, 2015.

Our independent registered public accounting firm, Grant Thornton LLP, has issued an attestation report on our internal control 
over financial reporting.  Their report appears on page F-3 of this Annual Report on Form 10-K.

F-2

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Board of Trustees and Shareholders
Ramco-Gershenson Properties Trust

We have audited the internal control over financial reporting of Ramco-Gershenson Properties Trust (a Maryland corporation) and 
subsidiaries (the “Company”) as of December 31, 2015, based on criteria established in the 2013 Internal Control-Integrated 
Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (COSO).  The  Company’s 
management  is  responsible  for  maintaining  effective  internal  control  over  financial  reporting  and  for  its  assessment  of  the 
effectiveness of internal control over financial reporting, included in the accompanying Management’s Report on Internal Control 
Over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting 
based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). 
Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control 
over financial reporting was maintained in all material respects. Our audit included obtaining an understanding of internal control 
over  financial  reporting,  assessing  the  risk  that  a  material  weakness  exists,  testing  and  evaluating  the  design  and  operating 
effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered necessary in 
the circumstances. We believe that our audit provides a reasonable basis for our opinion.

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability 
of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted 
accounting principles. A company’s internal control over financial reporting includes those policies and procedures that (1) pertain 
to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets 
of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial 
statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are 
being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable 
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that 
could have a material effect on the financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because 
of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

In  our  opinion,  the  Company  maintained,  in  all  material  respects,  effective  internal  control  over  financial  reporting  as  of 
December 31, 2015, based on criteria established in the 2013 Internal Control-Integrated Framework issued by COSO.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the 
consolidated financial statements of the Company as of and for the year ended December 31, 2015, and our report dated February 29, 
2016 expressed an unqualified opinion on those financial statements.

/s/ GRANT THORNTON LLP

Southfield, Michigan
February 29, 2016 

F-3

 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Board of Trustees and Shareholders
Ramco-Gershenson Properties Trust

We have audited the accompanying consolidated balance sheets of Ramco-Gershenson Properties Trust (a Maryland corporation) 
and subsidiaries (the “Company”) as of December 31, 2015 and 2014, and the related consolidated statements of operations and 
comprehensive income (loss), shareholders’ equity, and cash flows for each of the three years in the period ended December 31, 
2015.  Our  audits  of  the  basic  consolidated  financial  statements  included  the  financial  statement  schedule  listed  in  the  index 
appearing under Item 15. These financial statements and financial statement schedule are the responsibility of the Company’s 
management. Our responsibility is to express an opinion on these financial statements and financial statement schedule based on 
our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). 
Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements 
are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures 
in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by 
management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable 
basis for our opinion.

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position 
of Ramco-Gershenson Properties Trust and subsidiaries as of December 31, 2015 and 2014, and the results of their operations and 
their cash flows for each of the three years in the period ended December 31, 2015 in conformity with accounting principles 
generally accepted in the United States of America.  Also in our opinion, the related financial statement schedule, when considered 
in relation to the basic consolidated financial statements taken as a whole, presents fairly, in all material respects, the information 
set forth therein.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the 
Company’s internal control over financial reporting as of December 31, 2015, based on criteria established in the 2013 Internal 
Control-Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO), and 
our report dated February 29, 2016 expressed an unqualified opinion.

As discussed in Note 2 to the consolidated financial statements, the Company adopted new accounting guidance in 2015 and 2014, 
related to the presentation of deferred financing costs.

/s/GRANT THORNTON LLP

Southfield, Michigan
February 29, 2016

F-4

 
 
 
 
RAMCO-GERSHENSON PROPERTIES TRUST
CONSOLIDATED BALANCE SHEETS
(In thousands, except per share amounts) 

ASSETS
Income producing properties, at cost:
Land
Buildings and improvements

Less accumulated depreciation and amortization

Income producing properties, net

Construction in progress and land available for development or sale
Real estate held for sale

Net real estate
Equity investments in unconsolidated joint ventures
Cash and cash equivalents
Restricted cash
Accounts receivable, net
Acquired lease intangibles, net
Other assets, net
TOTAL ASSETS

LIABILITIES AND SHAREHOLDERS' EQUITY
Notes payable, net
Capital lease obligation
Accounts payable and accrued expenses
Acquired lease intangibles, net
Other liabilities
Distributions payable
TOTAL LIABILITIES

Commitments and Contingencies

Ramco-Gershenson Properties Trust ("RPT") Shareholders' Equity:
Preferred shares, $0.01 par, 2,000 shares authorized: 7.25% Series D Cumulative Convertible Perpetual 
Preferred Shares, (stated at liquidation preference $50 per share), 1,849 and 2,000 shares issued and 
outstanding as of December 31, 2015 and 2014, respectively

Common shares of beneficial interest, $0.01 par, 120,000 shares authorized, 79,162 and 77,573 shares 
issued and outstanding as of December 31, 2015 and 2014, respectively
Additional paid-in capital
Accumulated distributions in excess of net income
Accumulated other comprehensive loss
TOTAL SHAREHOLDERS' EQUITY ATTRIBUTABLE TO RPT
Noncontrolling interest
TOTAL SHAREHOLDERS' EQUITY
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY

The accompanying notes are an integral part of these consolidated financial statements.

F-5

December 31,

2015

2014

$

$

$

392,352
1,792,129
(331,520)
1,852,961
60,166
453
1,913,580
4,325
6,644
8,708
18,705
88,819
87,890
2,128,671

1,083,711
1,108
44,480
64,193
10,035
18,807
1,222,334

341,388
1,592,644
(287,177)
1,646,855
74,655
—
1,721,510
28,733
9,335
8,163
11,997
77,045
87,549
1,944,332

917,658
1,828
44,232
54,278
10,106
17,951
1,046,053

92,427

100,000

792
1,156,345
(363,937)
(1,404)
884,223
22,114
906,337
2,128,671

$

776
1,130,262
(356,715)
(1,966)
872,357
25,922
898,279
1,944,332

$

$

$

$

 
 
 
 
 
 
RAMCO-GERSHENSON PROPERTIES TRUST
CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS)
(In thousands, except per share amounts)

Year Ended December 31,
2014

2013

2015

REVENUE

Minimum rent
Percentage rent
Recovery income from tenants
Other property income
Management and other fee income

TOTAL REVENUE
EXPENSES

Real estate taxes
Recoverable operating expense
Other non-recoverable operating expense
Depreciation and amortization
Acquisitions costs
General and administrative expense
Provision for impairment

TOTAL EXPENSES
OPERATING INCOME
OTHER INCOME AND EXPENSES

Other expense, net
Gain on sale of real estate
Earnings (loss) from unconsolidated joint ventures
Interest expense
Amortization of deferred financing fees
Gain on remeasurement of unconsolidated joint ventures
Gain (loss) on extinguishment of debt

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE TAX

Income tax provision

INCOME (LOSS) FROM CONTINUING OPERATIONS

DISCONTINUED OPERATIONS

Gain on sale of real estate
Income from discontinued operations

INCOME FROM DISCONTINUED OPERATIONS

NET INCOME (LOSS)

Net (income) loss attributable to noncontrolling partner interest

NET INCOME (LOSS) ATTRIBUTABLE TO RPT

Preferred share dividends
Preferred share conversion costs

NET INCOME (LOSS) AVAILABLE TO COMMON SHAREHOLDERS

EARNINGS (LOSS) PER COMMON SHARE, BASIC

Continuing operations
Discontinued operations

EARNINGS (LOSS) PER COMMON SHARE, DILUTED

Continuing operations
Discontinued operations

WEIGHTED AVERAGE COMMON SHARES OUTSTANDING

Basic
Diluted

OTHER COMPREHENSIVE INCOME (LOSS)

Net income (loss)
Other comprehensive income (loss):
Gain (loss) on interest rate swaps

Comprehensive income (loss)

Comprehensive (income) loss attributable to noncontrolling interest
COMPREHENSIVE INCOME (LOSS) ATTRIBUTABLE TO RPT

$

$

$

$

$

$

$

$

183,198
539
61,561
4,739
1,753
251,790

38,737
30,604
4,271
89,439
644
20,077
2,521
186,293
65,497

(624)
17,570
17,696
(40,778)
(1,433)
7,892
1,414
67,234
(339)
66,895

—
—
—

66,895
(1,786)
65,109
(6,838)
(500)
57,771

0.73
—
0.73

0.73
—
0.73

$

$

$

$

$

$

$

157,691
264
52,828
5,521
2,059
218,363

31,474
27,319
3,633
81,182
1,890
21,670
27,865
195,033
23,330

(689)
10,857
75
(33,742)
(1,446)
117
(860)
(2,358)
(54)
(2,412)

—
—
—

(2,412)
48
(2,364)
(7,250)
—
(9,614) $

(0.14) $
—
(0.14) $

(0.14) $
—
(0.14) $

124,169
209
40,018
3,337
2,335
170,068

23,161
20,194
3,006
56,305
1,322
20,951
9,669
134,608
35,460

(965)
4,279
(4,759)
(29,075)
(1,447)
5,282
(340)
8,435
(64)
8,371

2,120
971
3,091

11,462
(465)
10,997
(7,250)
—
3,747

0.01
0.05
0.06

0.01
0.05
0.06

78,848
79,035

72,118
72,118

59,336
59,728

66,895

$

(2,412) $

11,462

570
67,465
(1,794)
65,671

$

(2,115)
(4,527)
113
(4,414) $

5,520
16,982
(660)
16,322

The accompanying notes are an integral part of these consolidated financial statements.

F-6

 
 
 
RAMCO-GERSHENSON PROPERTIES TRUST
CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY
(In thousands, except share amounts) 

Shareholders' Equity of Ramco-Gershenson Properties
Trust

Preferred
Shares

Common
Shares

Additional
Paid-in
Capital

Accumulated
Distributions
in Excess of
Net Income

Accumulated
Other
Comprehensive
(Loss) Income

Noncontrolling
Interest

Total
Shareholders’
Equity

$

683,609

$

(249,070) $

(5,241) $

30,049

$

559,832

Balance, December 31, 2012

Issuance of common shares

Conversion and redemption of OP unit holders

Share-based compensation and other expense,
net of shares withheld for employee taxes

Dividends declared to common shareholders

Dividends declared to preferred shareholders

Distributions declared to noncontrolling interests

Dividends paid on restricted shares

Other comprehensive income adjustment

Net income

Balance, December 31, 2013

Issuance of common shares

Conversion and redemption of OP unit holders

Share-based compensation and other expense,
net of shares withheld for employee taxes

Dividends declared to common shareholders

Dividends declared to preferred shareholders

Distributions declared to noncontrolling interests

Dividends declared to deferred shares

Other comprehensive loss adjustment

Net loss

Balance, December 31, 2014

Issuance of common shares

Conversion and redemption of OP unit holders

Conversion of preferred shares

Share-based compensation and other expense,
net of shares withheld for employee taxes

Dividends declared to common shareholders

Dividends declared to preferred shareholders

Distributions declared to noncontrolling interests

Dividends declared to deferred shares

Other comprehensive income adjustment

Net income

$ 100,000

$

—

—

—

—

—

—

—

—

—

100,000

—

—

—

—

—

—

—

—

—

485

181

—

1

—

—

—

—

—

—

667

107

—

2

—

—

—

—

—

—

273,568

—

2,006

—

—

—

—

—

—

959,183

170,265

—

814

—

—

—

—

—

—

—

—

—

(44,172)

(7,250)

—

(342)

—

10,997

(289,837)

—

—

—

(56,905)

(7,250)

—

(359)

—

(2,364)

100,000

776

1,130,262

(356,715)

—

—

(7,573)

—

—

—

—

—

—

—

9

—

5

2

—

—

—

—

—

—

17,101

—

7,568

1,414

—

—

—

—

—

—

—

—

(500)

—

(64,656)

(6,838)

—

(337)

—

65,109

—

—

—

—

—

—

—

5,325

—

84

—

—

—

—

—

—

—

(2,050)

—

(1,966)

—

—

—

—

—

—

—

—

562

—

—

(1,243)

—

—

—

(1,603)

—

195

465

27,863

—

(84)

—

—

—

(1,744)

—

(65)

(48)

25,922

—

(3,826)

—

—

—

—

(1,776)

—

8

273,749

(1,243)

2,007

(44,172)

(7,250)

(1,603)

(342)

5,520

11,462

797,960

170,372

(84)

816

(56,905)

(7,250)

(1,744)

(359)

(2,115)

(2,412)

898,279

17,110

(3,826)

(500)

1,416

(64,656)

(6,838)

(1,776)

(337)

570

1,786

66,895

Balance, December 31, 2015

$ 92,427

$

792

$ 1,156,345

$

(363,937) $

(1,404) $

22,114

$

906,337

The accompanying notes are an integral part of these consolidated financial statements.

F-7

 
 
 
 
 
 RAMCO-GERSHENSON PROPERTIES TRUST
CONSOLIDATED STATEMENTS OF CASH FLOWS
(In thousands)

Year Ended December 31,
2014

2013

2015

OPERATING ACTIVITIES
Net income (loss)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:

$

66,895

$

(2,412) $

11,462

Depreciation and amortization, including discontinued operations
Amortization of deferred financing fees, including discontinued operations
Income tax provision
(Earnings) loss from unconsolidated joint ventures
Distributions received from operations of unconsolidated joint ventures
Provision for impairment, including discontinued operations
(Gain) loss on extinguishment of debt, including discontinued operations
Gain on remeasurement of unconsolidated joint ventures
Gain on sale of real estate, including discontinued operations
Amortization of premium on mortgages and notes payable, net
Share-based compensation expense
Long-term incentive cash compensation (benefit) expense
Changes in assets and liabilities:
Accounts receivable, net
Other assets, net
Accounts payable, accrued expenses and other liabilities

Net cash provided by operating activities
INVESTING ACTIVITIES

Acquisitions of real estate, net of assumed debt
Development and capital improvements
Net proceeds from sales of real estate
Distributions from sale of joint venture property
(Increase) decrease in restricted cash
Investment in unconsolidated joint ventures

Net cash used in investing activities
FINANCING ACTIVITIES

Proceeds on mortgages and notes payable
Repayment of mortgages and notes payable
Net proceeds (repayments) on revolving credit facility
Payment of debt extinguishment costs
Payment of deferred financing costs
Proceeds from issuance of common shares
Repayment of capitalized lease obligation
Conversion of operating partnership units for cash
Conversion of preferred shares
Dividends paid to preferred shareholders
Dividends paid to common shareholders
Distributions paid to operating partnership unit holders

Net cash provided by financing activities
Net change in cash and cash equivalents

Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period

SUPPLEMENTAL DISCLOSURE OF NON-CASH ACTIVITY

Assumption of debt related to acquisitions

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION

Cash paid for interest (net of capitalized interest of $1,613, $1,862 and $1,161 in 2015, 2014 
and 2013, respectively)
Cash paid for federal income taxes

The accompanying notes are an integral part of these consolidated financial statements.

F-8

89,439
1,433
339
(17,696)
1,744
2,521
(1,414)
(7,892)
(17,570)
(1,687)
1,888
(271)

(6,708)
4,529
(10,392)
105,158

81,182
1,446
54
(75)
1,881
27,865
860
(117)
(10,857)
(1,138)
2,093
2,527

(2,349)
5,420
4,212
110,592

$

$

$

$

$

(152,923) $
(60,923)
45,960
14,098
(545)
—
(154,333)

(264,414) $
(80,742)
34,156
—
(4,709)
(14)
(315,723)

$

$

$

$

150,000
(92,305)
50,000
—
(522)
17,110
(720)
(3,826)
(500)
(6,977)
(63,972)
(1,804)
46,484
(2,691)
9,335
6,644

60,048

42,898
—

275,000
(153,795)
(17,000)
—
(2,379)
170,372
(328)
(84)
—
(7,250)
(54,149)
(1,716)
208,671
3,540
5,795
9,335

58,634

35,507
—

$

$

$

$

56,841
1,447
64
4,759
3,232
9,669
—
(5,282)
(6,399)
(541)
2,151
1,498

(1,672)
(689)
9,043
85,583

(342,189)
(44,625)
33,916
1,687
438
(4,979)
(355,752)

185,000
(121,817)
(13,000)
(340)
(1,889)
274,295
(337)
(1,243)
—
(7,250)
(40,108)
(1,580)
271,731
1,562
4,233
5,795

158,767

30,631
—

 
RAMCO-GERSHENSON PROPERTIES TRUST
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Years Ended December 31, 2015, 2014 and 2013 

1. Organization and Summary of Significant Accounting Policies

Ramco-Gershenson Properties Trust, together with our subsidiaries (the “Company”), is a real estate investment trust (“REIT”) 
engaged in the business of owning, developing, redeveloping, acquiring, managing and leasing large multi-anchored shopping 
centers primarily in a dozen of the largest metropolitan markets in the United States.  Our property portfolio consists of 70 wholly 
owned shopping centers and one office building comprising approximately 15.3 million square feet.  We also have ownership 
interests ranging from 7% to 30% in four joint ventures, three of which own a single shopping center.  Our joint ventures are 
reported using equity method accounting.  We earn fees from the joint ventures for managing, leasing and redeveloping the shopping 
centers they own.  We also own interests in several land parcels that are available for development or sale.  Most of our properties 
are anchored by supermarkets and/or national chain stores.  The Company's credit risk, therefore, is concentrated in the retail 
industry.

We made an election to qualify as a REIT for federal income tax purposes.  Accordingly, we generally will not be subject to federal 
income tax, provided that we annually distribute at least 90% of our taxable income to our shareholders and meet other conditions.

Principles of Consolidation and Estimates

The consolidated financial statements include the accounts of us and our majority owned subsidiary, the Operating Partnership, 
Ramco-Gershenson Properties, L.P. (97.6%, 97.2% and 96.8% owned by us at December 31, 2015, 2014 and 2013, respectively), 
and all wholly-owned subsidiaries, including entities in which we have a controlling interest or have been determined to be the 
primary beneficiary of a variable interest entity (“VIE”).  The presentation of consolidated financial statements does not itself 
imply that assets of any consolidated entity (including any special-purpose entity formed for a particular project) are available to 
pay the liabilities of any other consolidated entity, or that the liabilities of any other consolidated entity (including any special-
purpose entity formed for a particular project) are obligations of any other consolidated entity.  Investments in real estate joint 
ventures over which we have the ability to exercise significant influence, but for which we do not have financial or operating 
control, are accounted for using the equity method of accounting.  Accordingly, our share of the earnings (loss) of these joint 
ventures is included in consolidated net income (loss).  All intercompany transactions and balances are eliminated in consolidation.

We own 100% of the non-voting and voting common stock of Ramco-Gershenson, Inc. (“Ramco”), and therefore it is included 
in  the  consolidated  financial  statements.  Ramco  has  elected  to  be  a  taxable  REIT  subsidiary  for  federal  income  tax 
purposes.  Ramco provides property management services to us and to other entities, including our real estate joint venture partners.

The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America 
(“GAAP”) requires our management to make estimates and assumptions that affect the reported amounts of assets and liabilities 
and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and 
expenses during the reporting period. We base our estimates on historical experience and on various other assumptions that we 
believe to be reasonable under the circumstances, the results of which form the basis for making judgments about the carrying 
values of assets and liabilities and reported amounts that are not readily apparent from other sources.  Actual results could differ 
from those estimates.

Reclassifications and Revisions

Certain reclassifications of prior period amounts have been made in the consolidated financial statements and footnotes in order 
to conform to the current presentation.  

In previously filed quarterly reports, the Company erroneously calculated comprehensive income attributable to noncontrolling 
interest.  Accordingly,  the  Consolidated  Statements  of  Comprehensive  Income  have  been  revised.  The  revision  resulted  in  a 
decrease to previously reported comprehensive income attributable to RPT as follows:

F-9

Year Ended
December 31,
2014

Year Ended
December 31,
2013

Comprehensive loss (income) attributable to non controlling interest as previously reported $
$
Comprehensive loss (income) attributable to non controlling interest as revised

(in thousands)

65
113

$
$

(195)
(660)

Comprehensive (loss) income attributable to RPT as previously reported
Comprehensive (loss) income attributable to RPT as revised

$
$

(4,462) $
(4,414) $

16,787
16,322

There was no impact to the Consolidated Balance Sheets, Consolidated Statements of Operations and Consolidated Statements 
of Shareholders’ Equity or to the Company’s cash position.

Revenue Recognition and Accounts Receivable

Our shopping center space is generally leased to retail tenants under leases that are classified as operating leases. We recognize 
minimum rents using the straight-line method over the terms of the leases commencing when the tenant takes possession of the 
space or when construction of landlord funded improvements is substantially complete. Certain of the leases also provide for 
contingent percentage rental income which is recorded on an accrual basis once the specified target that triggers this type of income 
is achieved. The leases also provide for reimbursement from tenants for common area maintenance (“CAM”), insurance, real 
estate taxes and other operating expenses ("Recovery Income"). The majority of our Recovery Income is estimated and recognized 
as revenue in the period the recoverable costs are incurred or accrued.  Revenues from management, leasing, and other fees are 
recognized in the period in which the services have been provided and the earnings process is complete. Lease termination income 
is recognized when a lease termination agreement is executed by the parties and the tenant vacates the space.  When a lease is 
terminated early but the tenant continues to control the space under a modified lease agreement, the lease termination fee is 
generally recognized evenly over the remaining term of the modified lease agreement.

Current accounts receivable from tenants primarily relate to contractual minimum rent, percentage rent and Recovery Income.

We provide for bad debt expense based upon the allowance method of accounting. We monitor the collectability of our accounts 
receivable from specific tenants on an ongoing basis, analyze historical bad debts, customer creditworthiness, current economic 
trends and changes in tenant payment terms when evaluating the adequacy of the allowance for bad debts.  Allowances are taken 
for those balances that we have reason to believe may be uncollectible.  When tenants are in bankruptcy, we make estimates of 
the  expected  recovery  of  pre-petition  and  post-petition  claims.  The  period  to  resolve  these  claims  can  exceed  one 
year.  Management believes the allowance for doubtful accounts is adequate to absorb currently estimated bad debts.  However, 
if  we  experience  bad  debts  in  excess  of  the  allowance  we  have  established,  our  operating  income  would  be  reduced.  At 
December 31, 2015 and 2014, our accounts receivable were $18.7 million and $12.0 million, respectively, net of allowances for 
doubtful accounts of $2.8 million and $2.3 million, respectively. 

In addition, many of our leases contain non-contingent rent escalations for which we recognize income on a straight-line basis 
over the non-cancelable lease term.  This method results in rental income in the early years of a lease being higher than actual 
cash received, creating a straight-line rent receivable asset which is included in the “Other assets, net” line item in our consolidated 
balance sheets.  We review our unbilled straight-line rent receivable balance to determine the future collectability of revenue that 
will  not  be  billed  to  or  collected  from  tenants  due  to  early  lease  terminations,  lease  modifications,  bankruptcies  and  other 
factors.  Our evaluation is based on our assessment of tenant credit risk changes indicating that expected future straight-line rent 
may not be realized.  Depending on circumstances, we may provide a reserve against the previously recognized straight-line rent 
receivable asset for a portion, up to its full value, that we estimate may not be received.  The balance of straight-line rent receivable 
at December 31, 2015 and 2014, net of allowances was $17.4 million and $15.8 million, respectively.  To the extent any of the 
tenants under these leases become unable to pay their contractual cash rents, we may be required to write down the straight-line 
rent receivable from those tenants, which would reduce our operating income.

F-10

Real Estate

Real estate assets that we own directly are stated at cost less accumulated depreciation.  Depreciation is computed using the straight-
line method.  The estimated useful lives for computing depreciation are generally 10 – 40 years for buildings and improvements 
and 5 – 30 years for parking lot surfacing and equipment.  We capitalize all capital improvement expenditures associated with 
replacements and improvements to real property that extend its useful life and depreciate them over their estimated useful lives 
ranging from 15 – 25 years.  In addition, we capitalize qualifying tenant leasehold improvements and depreciate them over the  
lesser of the useful life of the improvements or the term of the related tenant lease.  We also capitalize direct internal and external 
costs of procuring leases and amortize them over the base term of the lease.  If a tenant vacates before the expiration of its lease, 
we charge unamortized leasing costs and undepreciated tenant leasehold improvements of no future value to expense.  We charge 
maintenance and repair costs that do not extend an asset’s life to expense as incurred.

Sale of a real estate asset is recognized when it is determined that the sale has been consummated, the buyer’s initial and continuing 
investment is adequate, our receivable, if any, is not subject to future subordination, and the buyer has assumed the usual risks 
and rewards of ownership of the asset.  We will classify properties as held for sale when executed purchase and sales agreement 
contingencies have been satisfied thereby signifying that the sale is guaranteed and legally binding.

We allocate the costs of acquisitions to assets acquired and liabilities assumed based on estimated fair values, replacement costs 
and appraised values.  The purchase price of the acquired property is allocated to land, building, improvements and identifiable 
intangibles such as in-place leases, above/below market leases, out-of-market assumed mortgages, and gain on purchase, if any.  The 
value  allocated  to  above/below  market  leases  is  amortized  over  the  related  lease  term  and  included  in  rental  income  in  our 
consolidated statements of operations. Should a tenant terminate its lease prior to its stated expiration, all unamortized amounts 
relating to that lease would be written off.

Real estate also includes costs incurred in the development of new operating properties and the redevelopment of existing operating 
properties.  These properties are carried at cost and no depreciation is recorded on these assets until the commencement of rental 
revenue or no later than one year from the completion of major construction.  These costs include pre-development costs directly 
identifiable with the specific project, development and construction costs, interest, real estate taxes and insurance.  Interest is 
capitalized on land under development and buildings under construction based on the weighted average rate applicable to our 
borrowings outstanding during the period and the weighted average balance of qualified assets under development/redevelopment 
during the period.  Indirect project costs associated with development or construction of a real estate project are capitalized until 
the earlier of one year following substantial completion of construction or when the property becomes available for occupancy.

The  capitalized  costs  associated  with  development  and  redevelopment  projects  are  depreciated  over  the  useful  life  of  the 
improvements.  If we determine a development or redevelopment project is no longer probable, we expense all capitalized costs 
which are not recoverable.

It is our policy to start vertical construction on new development projects only after the project has received entitlements, significant 
anchor  leasing  commitments,  construction  financing  and  joint  venture  partner  commitments,  if  appropriate.  We  are  in  the 
entitlement and pre-leasing phases at our development projects.

Accounting for the Impairment of Long-Lived Assets

We review our investment in real estate, including any related intangible assets, for impairment on a property-by-property basis 
whenever events or changes in circumstances indicate that the carrying value of the property may not be recoverable.  These 
changes in circumstances include, but are not limited to, changes in occupancy, rental rates, tenant sales, net operating income, 
real estate values and expected holding period.  The viability of all projects under construction or development, including those 
owned by unconsolidated joint ventures, are regularly evaluated under applicable accounting requirements, including requirements 
relating to abandonment of assets or changes in use.  To the extent a project, or individual components of the project, are no longer 
considered to have value, the related capitalized costs are charged against operations.

Impairment provisions resulting from any event or change in circumstances, including changes in management’s intentions or 
management’s analysis of varying scenarios, could be material to our consolidated financial statements.

We recognize an impairment of an investment in real estate when the estimated undiscounted cash flow is less than the net carrying 
value of the property.  If it is determined that an investment in real estate is impaired, then the carrying value is reduced to the 
estimated fair value as determined by cash flow models and discount rates or comparable sales in accordance with our fair value 
measurement policy.  

F-11

In the first quarter 2015, we recorded an impairment provision totaling $2.5 million related to developable land that was subsequently 
sold in the second quarter of 2015.  The adjustment was triggered by an unforeseen increase in development costs and changes in 
the associated sales price assumptions. 

Investments in Real Estate Joint Ventures

We have four equity investments in unconsolidated joint venture entities in which we own 30% or less of the total ownership 
interest.  Because  we  can  influence  but  not  make  significant  decisions  without  our  partners'  approval,  these  investments  are 
accounted for under the equity method of accounting. We provide leasing, development, asset and property management services 
to these joint ventures for which we are paid fees.  Refer to Note 7 of the notes to the consolidated financial statements for further 
information regarding our equity investments in unconsolidated joint ventures.

We review our equity investments in unconsolidated entities for impairment on a venture-by-venture basis whenever events or 
changes in circumstances indicate that the carrying value of the equity investment may not be recoverable. In testing for impairment 
of these equity investments, we primarily use cash flow models, discount rates, and capitalization rates to estimate the fair value 
of properties held in joint ventures, and mark the debt of the joint ventures to market.  Considerable judgment by management is 
applied when determining whether an equity investment in an unconsolidated entity is impaired and, if so, the amount of the 
impairment.  Changes  to  assumptions  regarding  cash  flows,  discount  rates,  or  capitalization  rates  could  be  material  to  our 
consolidated financial statements.

There were no impairment provisions on our equity investments in joint ventures recorded in 2015.  

Other Assets, net

Other assets consist primarily of acquired lease intangibles, straight-line rent receivable, deferred leasing costs, deferred financing 
costs related to our credit facility and prepaid expenses.  Other assets also include the fair value of in-place public improvement 
fee income and real estate tax exemption agreements associated with two properties acquired in 2014.  Deferred financing and 
leasing costs are amortized using the straight-line method over the terms of the respective agreements. Should a tenant terminate 
its lease, the unamortized portion of the leasing cost is expensed.  Unamortized financing costs are expensed when the related 
agreements are terminated before their scheduled maturity dates.  We review our unbilled straight-line rent receivable balance to 
determine the future collectability of revenue that will not be billed to or collected from tenants due to early lease terminations, 
lease  modifications,  bankruptcies  and  other  factors.  Our  evaluation  is  based  on  our  assessment  of  tenant  credit  risk  changes 
indicating that expected future straight-line rent may not be realized.  Depending on circumstances, we may provide a reserve 
against the previously recognized straight-line rent receivable asset for a portion, up to its full value, that we estimate may not be 
received.

Cash and Cash Equivalents

We consider all highly liquid investments with an original maturity of three months or less to be cash equivalents.  Cash balances 
in individual banks may exceed the federally insured limit by the Federal Deposit Insurance Corporation (the “FDIC”).  As of 
December 31, 2015, we had $11.2 million in excess of the FDIC insured limit.

Recognition of Share-based Compensation Expense

We grant share-based compensation awards to employees and trustees in the form of restricted common shares and in the past we 
have granted stock options to employees and trustees.  Our share-based award costs are equal to each grant date fair value and are 
recognized over the service periods of the awards using the graded vesting method.  See Note 16 of the notes to the consolidated 
financial statements for further information regarding our share based compensation.

Income Tax Status

We  made  an  election  to  qualify,  and  believe  our  operating  activities  permit  us  to  qualify  as  a  REIT  for  federal  income  tax 
purposes.  Accordingly, we generally will not be subject to federal income tax, provided that we distribute at least 90% of our 
taxable income annually to our shareholders and meet other conditions.  We are obligated to pay state taxes, generally consisting 
of franchise or gross receipts taxes in certain states which are not material to our consolidated financial statements.

Certain of our operations, including property and asset management, as well as ownership of certain land parcels, are conducted 
through  taxable  REIT  subsidiaries,  (“TRSs”)  which  are  subject  to  federal  and  state  income  taxes.  During  the  years  ended 

F-12

December 31, 2015, 2014, and 2013, we sold various properties and land parcels at a gain, resulting in both a federal and state 
tax liability.  See Note 17 of the notes to the consolidated financial statements for further information regarding income taxes.

Variable Interest Entities

Certain entities that do not have sufficient equity at risk for the entity to finance its activities without additional subordinated 
financial support from other parties or in which equity investors do not have the characteristics of a controlling financial interest 
qualify as VIEs.  VIEs are required to be consolidated by their primary beneficiary.  The primary beneficiary of a VIE has both 
(i) the power to direct the activities that most significantly impact economic performance of the VIE, and (ii) the obligation to 
absorb losses or the right to receive benefits that could potentially be significant to the VIE. 

We have evaluated our investments in joint ventures and determined that the joint ventures do not meet the requirements of a VIE 
and, therefore, consolidation of these ventures is not required.  Accordingly, these investments are accounted for using the equity 
method.

Noncontrolling Interest in Subsidiaries

There are third parties who have certain noncontrolling interests in the Operating Partnership that are exchangeable for our common 
shares on a 1:1 basis or cash, at our election.   Noncontrolling interest is classified as a separate component of equity outside of 
the permanent equity section of our consolidated balance sheets.  Consolidated net income and comprehensive income includes 
the noncontrolling interest’s share.  The calculation of earnings per share is based on income available to common shareholders.

Segment Information

Our primary business is the ownership, management, redevelopment, development and operation of retail shopping centers.  We 
do not distinguish our primary business or group our operations on a geographical basis for purposes of measuring performance.  We 
review operating and financial data for each property on an individual basis and define an operating segment as an individual 
property.  The individual properties have been aggregated into one reportable segment based upon their similarities with regard 
to both the nature and economics of the centers, tenants and operational processes, as well as long-term financial performance.  No 
one individual property constitutes more than 10% of our revenue or property operating income and none of our shopping centers 
are located outside the United States.   Accordingly, we have a single reportable segment for disclosure purposes.

2.  Recent Accounting Pronouncements

In April 2015, the Financial Accounting Standards Board ("FASB") updated Accounting Standards Codification ("ASC") Topic 
835  "Interest"  with Accounting  Standards  Update  ("ASU")  No.  2015-03,  "Interest  -  Imputation  of  Interest  -  Simplifying  the 
Presentation of Debt Issuance Costs." ASU 2015-03 modifies the treatment of debt issuance costs from a deferred charge to a 
deduction of the carrying value of the financial liability. ASU 2015-03 is effective for periods beginning after December 15, 2015, 
with early adoption permitted and retrospective application.  In August 2015, the FASB issued an amendment to ASU 2015-03 
pursuant to an SEC staff announcement which addresses the presentation and subsequent measurement of debt issuance costs 
associated with line of credit arrangements.  We early adopted the provisions of ASU 2015-03 beginning with the period ended 
December 31, 2015, and have applied the provisions retrospectively.  See Note 9 of the notes to the consolidated financial statements 
for further information related to the adoption this standard.

In February 2015, the FASB updated ASC Topic 810 "Consolidation" with ASU 2015-02, "Amendments to the Consolidation 
Analysis."  ASU 2015-02 affects reporting entities that are required to evaluate whether they should consolidate certain legal 
entities.  ASU 2015-02 modifies the evaluation of whether limited partnerships and similar legal entities are Variable Interest 
Entities  ("VIEs")  or  voting  interest  entities,  eliminates  the  presumption  that  a  general  partner  should  consolidate  a  limited 
partnership and affects the consolidation analysis of reporting entities that are involved in VIEs, particularly those that have fee 
arrangements and related party relationships. ASU 2015-02 is effective for annual reporting periods (including interim periods 
within those periods), beginning after December 15, 2015. Early adoption is permitted. We believe the adoption of this guidance 
will not have a material effect on our consolidated financial statements.

In May 2014, the FASB issued ASU 2014-09 "Revenue from Contract with Customers" as a new Topic, ASC Topic 606.  The 
objective of ASU 2014-09 is to establish a single comprehensive model for entities to use in accounting for revenue arising from 
contracts with customers and it will supersede most of the existing revenue recognition guidance, including industry-specific 
guidance.  The core principle is that a company should recognize revenue to depict the transfer of promised goods or services to 
customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or 
services.  In applying the new standard, companies will perform a five-step analysis of transactions to determine when and how 
revenue is recognized.  ASU 2014-09 applies to all contracts with customers except those that are within the scope of other topics 

F-13

 
 
 
 
in the FASB ASC.  Adoption shall be applied using either a full retrospective or modified retrospective approach. In July, the 
FASB issued a one year deferral of the effective date making it effective for annual reporting periods (including interim periods 
within those periods) beginning after December 15, 2017 while also providing for early adoption, but not before the original 
effective  date  of  December  15,  2016.   We  are  currently  assessing  the  impact  the  adoption  of  this  standard  may  have  on  our 
consolidated financial statements.

3. Real Estate

Included  in  our  net  real  estate  are  income  producing  shopping  center  properties  that  are  recorded  at  cost  less  accumulated 
depreciation and amortization, construction in process and land available for development or sale.

Following is the detail of the construction in progress and land available for development or sale as of December 31, 2015 and 
2014:

Construction in progress
Land available for development
Land available for sale

December 31,

2015

2014

(In thousands)

$

Total $

20,603
28,503
11,060
60,166

$

$

25,667
27,167
21,821
74,655

Construction  in  progress  represents  existing  development,  redevelopment  and  tenant  build-out  projects.  When  projects  are 
substantially complete and ready for their intended use, balances are transferred to land or building and improvements as appropriate. 

Land available for development or sale includes real estate projects where vertical construction has yet to commence, but which 
have been identified by us and are available for future development when market conditions dictate the demand for a new shopping 
center.  At December 31, 2015, we had three projects under pre-development.

F-14

 
 
 
 
 
4. Property Acquisitions and Dispositions

Acquisitions

The following table provides a summary of our acquisitions during 2015 and 2014:

Property Name

Location

2015
Millennium Park (1)

Livonia, MI

Spring Meadows - Kroger Building

Holland, OH

GA, IL, OH, & MD

Jackson, MI

Novi, MI

Gaines Township, MI

Lakeland, FL

Ramco 450 - 6 Income Producing 
Properties (1)

Jackson Plaza

West Oaks II - Petco parcel

Total income producing acquisitions

Gaines Marketplace

Lakeland Park Center

Total land acquisitions

Total acquisitions

2014

Front Range Village

Fort Collins, CO

Buttermilk Towne Center

Crescent Springs (Cincinnati), KY

Woodbury Lakes

Woodbury (Minneapolis), MN

Bridgewater Falls Shopping Center

Hamilton (Cincinnati), OH

Total income producing acquisitions

The Shoppes at Fox River

Waukesha (Milwaukee), WI

Total land acquisitions

Total acquisitions

GLA

Acreage

Date
Acquired

Purchase
Price

Debt

(In thousands)

(In thousands)

Gross

273

51

1,126

15

26

1,491

N/A

N/A

1,491

459

278

305

504

1,546

N/A

1,546

N/A

N/A

N/A

 N/A

N/A

1.9

1.6

3.5

3.5

N/A

N/A

2.4

N/A

2.4

9.9

9.9

12.3

08/15/15

$

47,000

$

08/06/15

4,110

—

—

07/21/15

06/22/15

06/10/15

02/12/15

01/23/15

191,090

60,048

5,000

5,500

—

—

252,700

60,048

1,000

$

475

1,475

—

—

—

$

254,175

$

60,048

09/04/14

$

128,250

$

08/22/14

07/22/14

07/10/14

09/08/14

41,900

66,200

85,542

321,892

1,216

1,216

—

—

—

58,634

58,634

—

—

$

323,108

$

58,634

(1)  Acquired from related parties.  See note 1 to the fair value of the acquisitions table following.

F-15

Dispositions

unencumbered:

Property Name

2015

Horizon Village

Cocoa Commons

Conyers Crossing

Pursuant to the criteria established under ASC Topic 360 we will classify properties as held for sale when executed purchase and 

sales agreement contingencies have been satisfied thereby signifying that the sale is legally binding. Refer to Note 1 under Real 

Estate for additional information regarding the classification criteria. As of December 31, 2015, we had one parcel of land classified 

as held for sale which was sold in January 2016.

The following table provides a summary of our disposition activity during 2015 and 2014.  All of the properties disposed of were 

Location

GLA

Acreage

Date Sold

(In thousands)

Gross

Sales 

Price

Gain (loss)

on Sale

(In thousands)

Total income producing dispositions

The Towne Center at Aquia - Commercial /
Residential Outparcels

Taylors Square - Outparcel

Suwanee, GA

Cocoa, FL

Conyers, GA

Stafford, VA

Taylors, SC

Gaines Marketplace-Target and Shell Oil Parcels

Gaines Township, MI

97

90

170

357

35

 N/A

 N/A

12/23/15

$

9,300

$

 N/A

 N/A

1.3

1.3

32.8

0.6

11.3

11/19/15

09/30/15

05/29/15

04/22/15

02/12/15

12,000

9,750

31,050

13,350

250

5,150

1,268

2,420

4,536

8,224

495

(16)

3,196

The total aggregate fair value of the acquisitions was allocated and is reflected in the following table in accordance with accounting 
3,675
guidance for business combinations.  At the time of acquisition, these assets and liabilities were considered Level 2 fair value 
measurements:

The total aggregate fair value of the acquisitions was allocated and is reflected in the following table in accordance with accounting 
Total outparcel dispositions
guidance for business combinations.  At the time of acquisition, these assets and liabilities were considered Level 2 fair value 
measurements:
Gain recognized on sale of joint venture real estate (1)

The total aggregate fair value of the acquisitions was allocated and is reflected in the following table in accordance with accounting 
guidance for business combinations.  At the time of acquisition, these assets and liabilities were considered Level 2 fair value 
measurements:

18,750

5,671

44.7

—

35

Total dispositions

392

46.0
2015

2015

2015

December 31,

December 31,

December 31,
$
2014

2014

2014

49,800

Fraser, MI

Knoxville, TN

Lake Orion, MI

2014
Land
Land
Land
Lake Orion Plaza
Buildings and improvements
Buildings and improvements
Buildings and improvements
Northwest Crossing
Above market leases
Above market leases
Above market leases
Fraser Shopping Center
Lease origination costs
Lease origination costs
Lease origination costs
The Town Center at Aquia - El Gran Charro Outparcel
Other assets
Other assets
Other assets
Naples Town Center
Below market leases
Below market leases
Below market leases
Total income producing dispositions
Premium for above market interest rates on assumed debt
Longmont, CO
Harvest Junction Land - BioLife Outparcel
Capital lease obligation
Capital lease obligation
Parkway Land - Wendy's Outparcel
Total purchase price allocated
Total purchase price allocated
Total purchase price allocated
Parkway Land - Express Oil Change Outparcel
Mortgages notes assumed
Mortgages notes assumed
Mortgages notes assumed
Hartland Land - Taco Bell Outparcel
RPT's fair value of existing ownership (1)
RPT's fair value of existing ownership (1)
RPT's fair value of existing ownership (1)
 Total land / outparcel dispositions
Net assets acquired
Net assets acquired
Net assets acquired
Total dispositions

Premium for above market interest rates on assumed debt

Capital lease obligation

Premium for above market interest rates on assumed debt

Jacksonville, FL

Jacksonville, FL

Stafford, VA

Naples, FL

Hartland Township, MI

$
$
141

$

124

68

6

135

474

 N/A

 N/A

 N/A

 N/A

$
$
474

$

1,730

3,250

15,550

10/21/14

04/17/14

05/28/14

10/17/14

(In thousands)
(In thousands)
(In thousands)
$
55,618
$
50,367
50,367
$
55,618
55,618
$
50,367
$
4,300
$
11/05/14
 N/A
183,651
235,322
235,322
183,651
235,322
183,651
 N/A
1,014
4,775
1,014
4,775
1,014
4,775
 N/A
23,343
32,683
23,343
32,683
23,343
32,683
 N/A
4,256
30,883
4,256
30,883
4,256
30,883
 N/A
(18,836)
(16,616)
(18,836)
(16,616)
(18,836)
(16,616)
(1,180)
(6,830)
(1,180)
(6,830)
(1,180)
(6,830)
3.0
(1,167)
(1,167)
(1,167)
—
—
—
1.0
323,108
254,175
254,175
323,108
254,175
323,108
0.7
(60,048)
(58,634)
(58,634)
(60,048)
(58,634)
(60,048)
0.8
(41,204)
(41,204)
(41,204)
—
—
—
3,798
5.5
$
264,474
152,923
$
264,474
264,474
$
152,923
152,923
$
35,778
$
5.5

6/13/2014

12/5/2014

8/27/2014

5/1/2014

31,980

1,568

7,150

680

900

650

$

$
2013
2013

2013

17,570

$

$

122,963
122,963
122,963
288
$
406,743
406,743
406,743
7,082
6,977
6,977
6,977
186
50,577
50,577
50,577
123
10,196
10,196
10,196
2,343
(27,216)
(27,216)
(27,216)
10,022
(3,697)
(3,697)
(3,697)
371
—
—
—
258
566,543
566,543
566,543
215
(158,767)
(158,767)
(158,767)
(9)
(64,989)
(64,989)
(64,989)
835
342,787
342,787
342,787
10,857
$

(1)  Represents the net proceeds from a joint venture property sale to a third party in October 2015. 
 (1) We acquired our partner's 80% interest in six properties owned by the Ramco 450 Venture LLC ("Ramco 450") and our 
 (1) We acquired our partner's 80% interest in six properties owned by the Ramco 450 Venture LLC ("Ramco 450") and our 
 (1) We acquired our partner's 80% interest in six properties owned by the Ramco 450 Venture LLC ("Ramco 450") and our 
partner's 70% interest in Millennium Park owned by the Ramco/Lion Venture LP ("RLV"). 
partner's 70% interest in Millennium Park owned by the Ramco/Lion Venture LP ("RLV"). 
partner's 70% interest in Millennium Park owned by the Ramco/Lion Venture LP ("RLV"). 

Total revenue and net income for the 2015 acquisitions included in our consolidated statement of operations for the year ended 
ended December 31, 2015 were $11.6 million and $1.4 million, respectively.

Total revenue and net income for the 2015 acquisitions included in our consolidated statement of operations for the year ended 
ended December 31, 2015 were $11.6 million and $1.4 million, respectively.

Total revenue and net income for the 2015 acquisitions included in our consolidated statement of operations for the year ended 
ended December 31, 2015 were $11.6 million and $1.4 million, respectively.

Unaudited Proforma Information

Unaudited Proforma Information

Unaudited Proforma Information

If  the  2015 Acquisitions  had  occurred  on  January  1,  2014,  our  consolidated  revenues  and  net  income  for  the  years  ended   
December 31, 2015 and 2014 would have been as follows:

If  the  2015 Acquisitions  had  occurred  on  January  1,  2014,  our  consolidated  revenues  and  net  income  for  the  years  ended   
December 31, 2015 and 2014 would have been as follows:

If  the  2015 Acquisitions  had  occurred  on  January  1,  2014,  our  consolidated  revenues  and  net  income  for  the  years  ended   
December 31, 2015 and 2014 would have been as follows:

F-17

December 31,

December 31,
2015

December 31,
2014

2014

2014

2015

2015

Consolidated revenue
Consolidated net income (loss) available to common shareholders

Consolidated revenue
Consolidated net income (loss) available to common shareholders

Consolidated revenue
Consolidated net income (loss) available to common shareholders

$
$

$
$

$
$

265,524
265,524
59,098
59,098

265,524
$
$
$
59,098
$

$
$

242,354
242,354
(7,494)
(7,494)

242,354
(7,494)

F-16

F-16

F-16

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Dispositions

Pursuant to the criteria established under ASC Topic 360 we will classify properties as held for sale when executed purchase and 
sales agreement contingencies have been satisfied thereby signifying that the sale is legally binding. Refer to Note 1 under Real 
Estate for additional information regarding the classification criteria. As of December 31, 2015, we had one parcel of land classified 
as held for sale which was sold in January 2016.

The following table provides a summary of our disposition activity during 2015 and 2014.  All of the properties disposed of were 
unencumbered:

Location

GLA

Acreage

Date Sold

(In thousands)

Gross

Sales 
Price

Gain (loss)
on Sale

(In thousands)

Property Name

2015

Horizon Village

Cocoa Commons

Conyers Crossing

Total income producing dispositions

The Towne Center at Aquia - Commercial /
Residential Outparcels

Taylors Square - Outparcel

Suwanee, GA

Cocoa, FL

Conyers, GA

Stafford, VA

Taylors, SC

Gaines Marketplace-Target and Shell Oil Parcels

Gaines Township, MI

Total outparcel dispositions

97

90

170

357

35

 N/A

 N/A

35

 N/A

 N/A

1.3

1.3

32.8

0.6

11.3

44.7

12/23/15

$

9,300

$

11/19/15

09/30/15

05/29/15

04/22/15

02/12/15

12,000

9,750

31,050

13,350

250

5,150

18,750

1,268

2,420

4,536

8,224

495

(16)

3,196

3,675

Gain recognized on sale of joint venture real estate (1)

—

5,671

Total dispositions

2014

Lake Orion Plaza

Northwest Crossing

Fraser Shopping Center

Lake Orion, MI

Knoxville, TN

Fraser, MI

The Town Center at Aquia - El Gran Charro Outparcel

Stafford, VA

Naples Town Center

Naples, FL

Total income producing dispositions

Harvest Junction Land - BioLife Outparcel

Parkway Land - Wendy's Outparcel

Parkway Land - Express Oil Change Outparcel

Longmont, CO

Jacksonville, FL

Jacksonville, FL

Hartland Land - Taco Bell Outparcel

Hartland Township, MI

 Total land / outparcel dispositions

Total dispositions

392

46.0

$

49,800

$

17,570

141

124

68

6

135

474

 N/A

 N/A

 N/A

 N/A

474

 N/A

 N/A

 N/A

 N/A

 N/A

3.0

1.0

0.7

0.8

5.5

5.5

11/05/14

$

4,300

$

10/21/14

10/17/14

05/28/14

04/17/14

12/5/2014

8/27/2014

6/13/2014

5/1/2014

15,550

3,250

1,730

7,150

31,980

1,568

900

680

650

3,798

288

7,082

186

123

2,343

10,022

371

258

215

(9)

835

$

35,778

$

10,857

(1)  Represents the net proceeds from a joint venture property sale to a third party in October 2015. 

F-17

 
 
 
 
 
 
 
 
5. Discontinued Operations

During 2013 and prior to our adoption of ASU 2014-08, certain disposal transactions were considered discontinued operations.  
A summary of the financial information for the discontinued operations is as follows:

Total revenue
Expenses:

Recoverable operating expenses and real estate taxes
Other non-recoverable property operating expenses
Depreciation and amortization

Operating income
Other expense
Gain on sale of properties

Income from discontinued operations

December 31,
2013
(In thousands)
2,175
$

570
2
537
1,066
(95)
2,120
3,091

$

6. Impairment Provisions

We established provisions for impairment for the following consolidated assets:

Land available for development or sale (1)
Income producing properties marketed for sale
Total

2015

$

$

2,521

—
2,521

$

$

Year Ended
December 31,
2014
(In thousands)
23,285

4,580
27,865

$

$

2013

327

9,342
9,669

(1) 

In the first quarter of 2015, unforeseen increases in development costs and changes in associated sales price assumptions 
related to land held for development or sale resulted in an impairment provision of $2.5 million.  Refer to Note 1 under 
Accounting for the Impairment of Long-Lived Assets for a discussion of inputs used in determining the fair value of long-
lived assets.

F-18

 
 
 
 
7. Equity Investments in Unconsolidated Joint Ventures

We have four joint venture agreements whereby we own between 7% and 30% of the equity in the joint venture.  We and the joint 
venture partners have joint approval rights for major decisions, including those regarding property operations.  We cannot make 
significant decisions without our partner’s approval.  Accordingly, we account for our interest in the joint ventures using the equity 
method.

Combined financial information of our unconsolidated joint ventures is summarized as follows:

Balance Sheets

ASSETS
Investment in real estate, net
Other assets

Total Assets

LIABILITIES AND OWNERS' EQUITY
Mortgage notes payable
Other liabilities
Owners' equity

Total Liabilities and Owners' Equity

RPT's equity investments in unconsolidated joint ventures

December 31,

2015

2014

(In thousands)

$

$

$

$

$

63,623
4,230
67,853

$

$

— $
750
67,103
67,853

$

394,740
23,102
417,842

170,194
7,625
240,023
417,842

4,325

$

28,733

Statements of Operations

2015

Total revenue
Total expenses
Gain on sale of real estate
Gain on extinguishment of debt
Income from continuing operations
Discontinued operations (1)
Gain (loss) on sale of real estate (2)
Income (loss) from discontinued operations
Income (loss) from discontinued operations
Net income (loss)

RPT's share of earnings (loss) from unconsolidated joint ventures

$

$

$

10,297
(7,113)
9,237
—
12,421

3,025
857
3,882
16,303

17,696

$

$

December 31,
2014
(In thousands)
14,038
$
(10,848)
740
529
4,459

$

—
(7,477)
(7,477)
(3,018) $

2013

14,674
(11,106)
—
—
3,568

(21,512)
1,157
(20,355)
(16,787)

75

$

(4,759)

(1)  Discontinued operations reflects results of operations for those properties that meet the criteria for discontinued operations under ASU 

2014-08. 

(2)  During 2015 Ramco 450 sold all of the properties from the joint venture.  Ramco acquired its partners interest in six properties, our joint 
venture partner acquired our interest in one property and the final property, Chester Springs, was sold to an unrelated third party.  The 
seven properties sold to partners in the venture generated a gain of $65.6 million, our share, $13.1 million, is recognized in the earnings 
(loss) from unconsolidated joint ventures.  Ramco 450 recognized the gain as a distribution to the partners.

F-19

 
 
 
 
 
 
 
Dispositions

The following table provides a summary of our unconsolidated joint venture property disposition activity during 2015.  There 
were no dispositions of shopping centers in 2014.

Property Name

Location

GLA

Date Sold Ownership %

2015
Ramco 450 Venture LLC

Chester Springs

Chester, NJ

Partners Portfolio - 7 Income Producing Properties

FL, GA, IL, OH, & MD

Ramco/Lion Venture LP

Millennium Park

Village of Oriole Plaza

Livonia, MI

Delray Beach, FL

Total 2015 unconsolidated joint venture's dispositions

10/08/15

07/21/15

08/11/15

03/24/15

223

1,440

1,663

273

156

429

2,092

20%

20%

30%

30%

Joint Venture Management and Other Fee Income

We are engaged by certain of our joint ventures to provide asset management, property management, leasing and investing services 
for such venture’s respective properties.  We receive fees for our services, including property management fees calculated as a 
percentage of gross revenues received and recognize these fees as the services are rendered.

The following table provides information for our fees earned which are reported in our consolidated statements of operations:

Management fees
Leasing fees
Acquisition/disposition fees
Construction fees
Total

2015

1,149
311
108
185
1,753

$

$

December 31,
2014
(In thousands)
1,514
$
315
—
230
2,059

$

$

$

2013

1,875
390
—
61
2,326

F-20

 
 
 
 
 
 
 
8. Other Assets, Net and Acquired Lease Intangible Assets, Net

Other assets, net consisted of the following:

Deferred leasing costs, net
Deferred financing costs, net
Acquired development agreements (1)
Other, net 
Total amortizable other assets
Straight-line rent receivable, net
Goodwill
Cash flow hedge marked-to-market asset
Prepaid and other deferred expenses, net
Other assets, net

December 31,

2015

2014

(In thousands)

$

$

35,282
1,871
22,194
2,655
62,002
17,366
2,089
642
5,791
87,890

$

$

33,557
2,551
23,238
2,718
62,064
15,805
2,089
537
7,054
87,549

(1)  Represents the fair value of in-place public improvement fee of approximately $16.6 million and real estate tax exemption agreement of 

approximately $5.6 million associated with two properties acquired in 2014. 

Straight-line rent receivables are recorded net of allowances of $3.5 million and $4.3 million at December 31, 2015 and 2014, 
respectively.

Acquired lease intangible assets, net consisted of the following:

Lease originations costs
Above market leases

Accumulated amortization
Net acquired lease intangibles

December 31,

2015

2014

(In thousands)

$

$

119,181
13,994
133,175
(44,356)
88,819

$

$

96,059
14,261
110,320
(33,275)
77,045

Acquired  lease  intangible  assets  have  a  remaining  weighted-average  amortization  period  of  4.3  years  as  of  December 31, 
2015.  These intangible assets are being amortized over the lives of the applicable lease.  Amortization of lease origination costs 
is an increase to amortization expense and amortization of above-market leases is a reduction to minimum rent revenue over the 
applicable terms of the respective leases.  Amortization of the above market lease asset resulted in a reduction of revenue of 
approximately $3.1 million, $2.7 million, and $2.1 million for the years ended December 31, 2015, 2014, and 2013, respectively.

F-21

 
 
 
 
 
 
Combined, amortizable other assets, net and acquired lease intangibles, net totaled $150.8 million.  The following table 
represents estimated aggregate amortization expense related to those assets as of December 31, 2015:

Year Ending December 31,

2016
2017
2018
2019
2020
Thereafter
Total (1)

9. Debt

(In thousands)
27,874
$
20,863
16,452
13,294
10,902
61,436
150,821

$

In April 2015, the FASB issued ASU 2015-03, which requires that debt issuance costs related to a recognized debt liability be 
presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. 
We adopted ASU 2015-03 effective December 15, 2015 and appropriately retrospectively applied the guidance to our Notes Payable 
for all periods presented. Unamortized debt issuance costs of $3.8 million and $4.0 million are included in Notes Payable as of 
December 31, 2015 and 2014, respectively (previously included in Other assets on our Consolidated Balance Sheets).

The following table summarizes our mortgages and notes payable and capital lease obligation as of December 31, 2015 and 2014:

Senior unsecured notes
Unsecured term loan facilities
Fixed rate mortgages
Unsecured revolving credit facility
Junior subordinated notes

Unamortized premium
Unamortized deferred financing costs

Capital lease obligation

December 31,

2015

2014

(In thousands)

$

$

$

460,000
210,000
322,457
60,000
28,125
1,080,582
6,935
(3,806)
1,083,711

1,108

$

$

$

310,000
210,000
354,714
10,000
28,125
912,839
8,866
(4,047)
917,658

1,828

Senior unsecured notes and unsecured term loans

We completed the following financing transactions during 2015:

• 

• 

In September 2015, we executed a $100.0 million private placement of senior unsecured notes.  Series A consists of $50.0 
million of notes, ten years term at a fixed interest rate of 4.09%, which funded on September 30, 2015. Series B, $25.0 
million, nine years fixed interest rate of 4.05% and Series C, $25.0 million, eleven years fixed interest rate of 4.28%, 
funded in November 2015; and
In July 2015, we funded the $50.0 million shelf facility related to the private placement of debt completed in May 2014.  
The notes have ten years term at a fixed interest rate of 4.2%.

Our $670.0 million of senior unsecured notes and unsecured term loans have interest rates ranging from 2.9% to 4.7% and are 
due at various maturity dates from September 2018 through November 2026. 

F-22

 
 
 
 
 
 
 
Mortgages

During 2015 we had the following mortgage transactions:

• 

In conjunction with our acquisition of the Ramco 450 portfolio, we assumed three mortgage loans with principal balances 
totaling $60.1 million and an average interest rate of 4.1%.  In addition, at closing, two additional mortgage loans were 
repaid totaling $41.7 million, of which our pro rata share was $11.3 million.  We recorded a premium of approximately 
$1.2 million based upon the fair value of the loans on the date they were assumed.  The mortgage premiums are being 
amortized to interest expense over the remaining life of the loans; and 

•  We repaid mortgage notes secured by certain properties totaling $86.5 million, with an average weighted interest rate of 
5.2%.  In conjunction with the mortgage repayments we recognized a gain on extinguishment of debt of approximately 
$1.4 million as a result of the write off of the associated debt premiums.

In addition, we modified the mortgage secured by the Aquia Town Center Office property.  The modification extends the maturity 
date one year with a fixed rate interest rate of 5.798%.  Approximately $1.7 million of existing escrow balances were applied to 
the principal balance.  The modified balance of $12.0 million matures on June 1, 2016 and the loan is interest only.

Our $322.5 million of fixed rate mortgages have interest rates ranging from 2.9% to 7.4% and are due at various maturity dates 
from June 2016 through June 2026.  The fixed rate mortgage notes are secured by mortgages on properties that have an approximate 
net book value of $403.2 million as of December 31, 2015.

We have no mortgage maturities until June 2016 and it is our intent to repay these mortgages using cash, borrowings under our 
unsecured line of credit, or other sources of financing.

The mortgage loans encumbering our properties are generally nonrecourse, subject to certain exceptions for which we would be 
liable for any resulting losses incurred by the lender.  These exceptions vary from loan to loan but generally include fraud or a 
material misrepresentation, misstatement or omission by the borrower, intentional or grossly negligent conduct by the borrower 
that harms the property or results in a loss to the lender, filing of a bankruptcy petition by the borrower, either directly or indirectly 
and certain environmental liabilities.  In addition, upon the occurrence of certain events, such as fraud or filing of a bankruptcy 
petition by the borrower, we or our joint ventures would be liable for the entire outstanding balance of the loan, all interest accrued 
thereon and certain other costs, including penalties and expenses.

We have entered into mortgage loans which are secured by multiple properties and contain cross-collateralization and cross-default 
provisions.  Cross-collateralization provisions allow a lender to foreclose on multiple properties in the event that we default under 
the loan.  Cross-default provisions allow a lender to foreclose on the related property in the event a default is declared under 
another loan.

Revolving Credit Facility

During 2015 we had net borrowings of $50.0 million on our revolving credit facility and had outstanding letters of credit issued 
under our revolving credit facility, not reflected in the accompanying consolidated balance sheets, totaling $3.5 million. These 
letters of credit reduce borrowing availability under our bank facility.  As of December 31, 2015, $286.5 million was available to 
be drawn on our $350.0 million unsecured revolving credit facility subject to our compliance with certain covenants.  As of 
December 31, 2015 the variable interest rate was 1.6%.

The revolving credit and term loan facilities contain financial covenants relating to total leverage, fixed charge coverage ratio, 
tangible net worth and various other calculations.  As of December 31, 2015, we were in compliance with these covenants.

Junior Subordinated Notes

Our junior subordinated notes have a variable rate of LIBOR plus 3.30%.  The maturity date is January 2038.

Capital lease

At December 31, 2015 we had a capital ground lease at our Buttermilk Towne Center with the City of Crescent Springs, Kentucky.  
Additionally, at December 31, 2014 we had a capital ground lease at our Gaines Marketplace shopping center in Gaines Township, 
Michigan which expired in early 2015.  Total amounts expensed as interest relating to these leases were $0.1 million, $0.2 million 
and $0.3 million for each of the years ended December 31, 2015, 2014, and 2013 respectively.

F-23

The following table presents scheduled principal payments on mortgages and notes payable and capital lease payments as of 
December 31, 2015:

Year Ending December 31,

2016
2017
2018 (1)
2019
2020
Thereafter
Subtotal debt
Unamortized mortgage premium
Deferred financing costs
Amounts representing interest

Total

Principal
Payments

Capital
Lease
Payments

(In thousands)

$

$

35,845
129,096
159,132
5,860
102,269
648,380
1,080,582
6,935
(3,806)
—
1,083,711

$

$

100
100
100
100
100
1,200
1,700
—
—
(592)
1,108

(1) 

Scheduled maturities in 2018 include the $60.0 million balance on the unsecured revolving credit facility drawn as of December 31, 2015.

10. Acquired Lease Intangible Liabilities, Net

Acquired lease intangible liabilities, net were $64.2 million and $54.3 million as of December 31, 2015 and 2014, respectively.  
The increase was primarily due to the acquisitions that were completed in 2015 and the allocation of a portion of the purchase 
price to lease intangible liabilities.  The lease intangible liability relates to below-market leases and is being accreted over the 
applicable terms of the acquired leases, which resulted in an increase of revenue of $5.8 million, $4.9 million, and $3.1 million 
for the years ended December 31, 2015, 2014 and 2013, respectively.

11.  Fair Value

We utilize fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value 
disclosures.  Derivative instruments (interest rate swaps) are recorded at fair value on a recurring basis. Additionally, we, from 
time to time, may be required to record other assets at fair value on a nonrecurring basis.  As a basis for considering market 
participant assumptions in fair value measurements, GAAP establishes three fair value levels, based on the markets in which the 
assets and liabilities are traded and the reliability of the assumptions used to determine fair value.  The assessed inputs used in 
determining any fair value measurement could result in incorrect valuations that could be material to our consolidated financial 
statements. These levels are:

Level 1 

Valuation is based upon quoted prices for identical instruments traded in active markets.

Level 2 

Level 3 

Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar 
instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions 
are observable in the market.

Valuation is generated from model-based techniques that use at least one significant assumption not observable in 
the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in 
pricing the asset or liability.

The following is a description of valuation methodologies used for our assets and liabilities recorded at fair value.

Derivative Assets and Liabilities

All  of  our  derivative  instruments  are  interest  rate  swaps  for  which  quoted  market  prices  are  not  readily  available.  For  those 
derivatives, we measure fair value on a recurring basis using valuation models that use primarily market observable inputs, such 
as yield curves.  We classify derivative instruments as Level 2.  Refer to Note 12 of notes to the consolidated financial statements 
for additional information on our derivative financial instruments.

F-24

 
 
 
The table below presents the recorded amount of assets and liabilities measured at fair value on a recurring basis as of December 31, 
2015 and 2014.

2015

Balance Sheet location

Total Fair
Value

Level 1

Level 2

Level 3

(In thousands)

Derivative assets - interest rate swaps

Other assets

Derivative liabilities - interest rate swaps
2014

Other liabilities

Derivative assets - interest rate swaps
Derivative liabilities - interest rate swaps

Other assets
Other liabilities

$

$

$
$

$
642
(2,241) $

— $

— $

$
642
(2,241) $

$
537
(2,705) $

— $
— $

$
537
(2,705) $

—

—

—
—

The carrying values of cash and cash equivalents, restricted cash, receivables and accounts payable and accrued liabilities are 
reasonable estimates of their fair values because of the short maturity of these financial instruments.

We estimated the fair value of our debt based on our incremental borrowing rates for similar types of borrowing arrangements 
with the same remaining maturity and on the discounted estimated future cash payments to be made for other debt.  The discount 
rates used approximate current lending rates for loans or groups of loans with similar maturities and credit quality, assumes the 
debt is outstanding through maturity and considers the debt’s collateral (if applicable).  Since such amounts are estimates that are 
based on limited available market information for similar transactions, there can be no assurance that the disclosed value of any 
financial instrument could be realized by immediate settlement of the instrument.  Fixed rate debt (including variable rate debt 
swapped to fixed through derivatives) with carrying values of $996.3 million and $880.3 million as of December 31, 2015 and 
2014, respectively, have fair values of approximately $1.0 billion and $900.9 million, respectively.  Variable rate debt’s fair value 
is estimated to be the carrying values of $87.4 million and $37.4 million as of December 31, 2015 and 2014, respectively.  We 
classify our debt as Level 2.

Net Real Estate

Our net real estate, including any identifiable intangible assets, is subject to impairment testing on a nonrecurring basis.  To estimate 
fair value, we use discounted cash flow models that include assumptions of the discount rates that market participants would use 
in pricing the asset. To the extent impairment has occurred, we charge to expense the excess of the carrying value of the property 
over its estimated fair value.  We classify impaired real estate assets as nonrecurring Level 3.

The  table  below  presents  the  recorded  amount  of  assets  at  the  time  they  were  marked  to  fair  value  during  the  years  ended 
December 31, 2015 and 2014 on a nonrecurring basis. We did not have any material liabilities that were required to be measured 
at fair value on a nonrecurring basis during the years ended December 31, 2015 and 2014.

Assets

2015
Land available for sale
Total
2014
Income producing properties
Land available for sale
Total

Total Fair
Value

Level 1

Level 2
(In thousands)

Level 3

Total 
Impairment

$
$

$

$

453
453

28,754
13,972
42,726

$
$

$

$

— $
— $

— $
—
— $

— $
— $

— $
—
— $

453
453

28,754
13,972
42,726

$
$

$

$

(2,521)
(2,521)

(4,580)
(23,285)
(27,865)

Equity Investments in Unconsolidated Entities

Our equity investments in unconsolidated joint venture entities are subject to impairment testing on a nonrecurring basis if a decline 
in the fair value of the investment below the carrying amount is determined to be a decline that is other-than-temporary.  To estimate 
the fair value of properties held by unconsolidated entities, we use cash flow models, discount rates, and capitalization rates based 
upon assumptions of the rates that market participants would use in pricing the asset.  To the extent other-than-temporary impairment 

F-25

 
 
 
 
 
 
 
 
 
 
 
 
has occurred, we charge to expense the excess of the carrying value of the equity investment over its estimated fair value.  We 
classify other-than-temporarily impaired equity investments in unconsolidated entities as nonrecurring Level 3.

12.  Derivative Financial Instruments

We utilize interest rate swap agreements for risk management purposes to reduce the impact of changes in interest rates on our 
variable rate debt.  We may also enter into forward starting swaps to set the effective interest rate on planned fixed rate financing.  On 
the date we enter into an interest rate swap, the derivative is designated as a hedge against the variability of cash flows that are to 
be paid in connection with a recognized liability.  Subsequent changes in the fair value of a derivative designated as a cash flow 
hedge that is determined to be highly effective are recorded in other comprehensive income (“OCI”) until earnings are affected 
by the variability of cash flows of the hedged transaction. The differential between fixed and variable rates to be paid or received 
is accrued, as interest rates change, and recognized currently as interest expense in our consolidated statements of operations.  We 
assess effectiveness of our cash flow hedges both at inception and on an ongoing basis.  Our cash flow hedges become ineffective 
if critical terms of the hedging instrument and the debt do not perfectly match such as notional amounts, settlement dates, reset 
dates, calculation period and LIBOR rate. At December 31, 2015, all of our hedges were highly effective.

At December 31, 2015, we had seven interest rate swap agreements in effect for an aggregate notional amount of $210.0 million.  
Additionally, in October 2015, we entered into three forward starting interest rate swap agreements for an aggregate notional 
amount of $75.0 million.  All of our interest rate swap agreements are designated as cash flow hedges  The agreements provide 
for swapping one-month LIBOR interest rates ranging from 1.2% to 2.2% on $210.0 million of unsecured term loans, and have 
expirations ranging from April 2016 to May 2021.

The following table summarizes the notional values and fair values of our derivative financial instruments as of December 31, 
2015:

Underlying Debt

Derivative Assets
Unsecured term loan facility
Unsecured term loan facility
Unsecured term loan facility

Derivative Liabilities
Unsecured term loan facility
Unsecured term loan facility
Unsecured term loan facility
Unsecured term loan facility
Unsecured term loan facility
Unsecured term loan facility
Unsecured term loan facility

Hedge 
Type

Notional
Value
(In thousands)

Fixed
Rate

Fair
Value
(In thousands)

Expiration
Date

Cash Flow
Cash Flow
Cash Flow

Cash Flow
Cash Flow
Cash Flow
Cash Flow
Cash Flow
Cash Flow
Cash Flow

$

$

$

$

20,000
15,000
40,000
75,000

75,000
30,000
25,000
5,000
15,000
10,000
50,000
210,000

1.4980% $
1.4900%
1.4800%

$

1.2175% $
2.0480%
1.8500%
1.8400%
2.1500%
2.1500%
1.4600%

  $

151
128
363
642

(180)
(729)
(472)
(93)
(451)
(301)
(15)
(2,241)

05/2021
05/2021
05/2021

04/2016
10/2018
10/2018
10/2018
05/2020
05/2020
05/2020

F-26

 
 
 
 
 
 
 
 
The effect of derivative financial instruments on our consolidated statements of operations for the year ended December 31, 2015 
and 2014 is summarized as follows:

Amount of Gain (Loss)
Recognized in OCI on
Derivative
(Effective Portion)

Year Ended December 31,

2015

2014

(In thousands)

Location of Loss
Reclassified from
Accumulated OCI
into Income
(Effective Portion)

$

$

1,008

2,589

3,597

$

$

(1,046)
1,996

Interest Expense

Interest Expense

950 Total

Amount of Loss Reclassified 
from
Accumulated OCI into
Income (Effective Portion)

Year Ended December 31,

2015

2014

(In thousands)

(902) $

(2,125)
(3,027) $

(661)
(2,404)
(3,065)

$

$

Derivatives in Cash Flow Hedging
Relationship

Interest rate contracts - assets

Interest rate contracts - liabilities

Total

13. Leases

Revenues

Approximate  future  minimum  revenues  from  rentals  under  non-cancelable  operating  leases  in  effect  at  December 31,  2015, 
assuming no new or renegotiated leases or option extensions on lease agreements and no early lease terminations were as follows:

Year Ending December 31,

2016
2017
2018
2019
2020
Thereafter

Total

Expenses

(In thousands)
186,111
$
168,127
149,005
127,677
109,863
394,388
1,135,171

$

We have an operating lease for our corporate headquarters in Michigan for a term expiring in 2019.  We recognized rent expense 
of $0.6 million for the year ended December 31, 2015.  For the years ended December 31, 2014 and 2013 we recognized $0.6 
million and $0.7 million, respectively. Previous years expense included an operating lease adjacent to a former shopping center.  
The associated outparcel and operating lease were sold in early 2015.  

Approximate future rental payments under our non-cancelable leases, assuming no option extensions are as follows:

Year Ending December 31,

2016
2017
2018
2019
2020
Thereafter

Total

F-27

(In thousands)
620
$
629
638
429
—
—
2,316

$

 
 
 
 
 
 
 
 
 
 
14. Earnings per Common Share

The following table sets forth the computation of basic earnings per share (“EPS”):

Income (loss) from continuing operations
Net (income) loss from continuing operations attributable to noncontrolling interest
Preferred share dividends and conversion costs
Allocation of continuing income to restricted share awards
Income (loss) from continuing operations attributable to RPT
Income from discontinued operations
Net income from discontinued operations attributable to noncontrolling interest
Allocation of discontinued income to restricted share awards
Income from discontinued operations attributable to RPT
Net income (loss) available to common shareholders

Weighted average shares outstanding, Basic

Earnings (loss) per common share, Basic
Continuing operations
Discontinued operations

 The following table sets forth the computation of diluted EPS:

Income (loss) from continuing operations
Net (income) loss from continuing operations attributable to noncontrolling interest
Preferred share dividends and conversion costs
Allocation of continuing income to restricted share awards
Income (loss) from continuing operations attributable to RPT
Income from discontinued operations
Net income from discontinued operations attributable to noncontrolling interest
Income from discontinued operations attributable to RPT
Net income (loss) available to common shareholders

Weighted average shares outstanding, Basic
Stock options and restricted share awards using the treasury method (1)
Weighted average shares outstanding, Diluted (2)(3)

Earnings (loss) per common share, Diluted
Continuing operations
Discontinued operations

Year Ended December 31,
2015
2013
2014
(In thousands, except per share data)

66,895
(1,786)
(7,338)
(336)
57,435
—
—
—
—
57,435

78,848

0.73
—
0.73

$

$

$

$

$

(2,412) $
48
(7,250)
(180)
(9,794) $
—
—
—
—
(9,794) $

8,371
(355)
(7,250)
(102)
664
3,091
(110)
(20)
2,961
3,625

72,118

59,336

(0.14) $
—
(0.14) $

0.01
0.05
0.06

Year Ended December 31,
2013
2014
2015
(In thousands, except per share data)

66,895
(1,786)
(7,338)
(336)
57,435
—
—
—
57,435

78,848
187

79,035

$

$

$

(2,412) $
48
(7,250)
(180)
(9,794) $
—
—
—
(9,794) $

72,118
—

72,118

8,371
(355)
(7,250)
(102)
664
3,091
(110)
2,981
3,645

59,336
392

59,728

0.73
—
0.73

$

$

(0.14) $
—
(0.14) $

0.01
0.05
0.06

$

$

$

$

$

$

$

$

$

$

(1) 

(2) 

(3) 

For the year ended December 31, 2014 stock options and restricted stock awards are anti-dilutive and accordingly, have been excluded from the weighted 
average common shares used to compute diluted EPS.
The assumed conversion of preferred shares are anti-dilutive for all periods presented and accordingly, have been excluded from the weighted average 
common shares used to compute diluted EPS.
The effect of the conversion of Common OP Units is not reflected in the computation of basic and diluted earnings per share, as they are exchangeable 
for Common Shares on a one-for-one basis.  The income allocable to such units is allocated on this same basis and reflected as noncontrolling interests 
in the accompanying consolidated financial statements.  As such, the assumed conversion of these units would have no net impact on the determination 
of diluted earnings per share.

F-28

 
 
 
 
 
15. Shareholders’ Equity

Underwritten public offerings

In 2015 we did not complete any underwritten public offerings.

In August 2014 we completed an underwritten public offering of 6.9 million newly issued common shares of beneficial interest 
at $16.44 per share which included 0.9 million common shares sold in connection with the full exercise of the underwriters' option 
to purchase additional shares.  Our total net proceeds, after deducting expenses, were approximately $108.7 million.

Controlled equity offerings

In 2015, through our controlled equity offering we issued 0.9 million common shares, at an average price of $19.28, and received 
approximately $17.1 million in net proceeds, after sales commissions and fees of $0.3 million. 

In 2014, through our controlled equity offering we issued 3.8 million common shares, at an average share price of $16.50, and 
received approximately $61.7 million in net proceeds, after sales commissions and fees of $0.9 million.

Our controlled equity offerings were issued under a registration statement filed in 2013 whereby we may sell up to 8.0 million 
common shares of beneficial interest.  As of December 31, 2015 we had 3.1 million shares available for issuance.  

Non-Controlling Interests

As of December 31 2015 we had 2,001,461 OP Units outstanding.  OP Unit holders are entitled to exchange their units for our 
common shares on a 1:1 basis or for cash.  The form of payment is at our election.  During 2015, 245,734 units were converted 
for cash in the amount of $3.8 million.

Preferred Shares

As of December 31, 2015 we had 1,848,539 shares of 7.25% Series D Cumulative Convertible Preferred Shares (“Preferred 
Shares”) outstanding that have a liquidation preference of $50 per share and par value $0.01 per share. The Preferred Shares are 
convertible at any time by the holders to our common shares at a conversion rate of $14.10 per share. The conversion rate is 
adjusted quarterly.  The Preferred Shares are also convertible under certain circumstances at our election. The holders of the 
Preferred Shares have no voting rights. 

In April 2015, we converted Preferred Shares with a liquidation preference of $7.6 million into 532,628 common shares pursuant 
to the terms of the Convertible Preferred Shares prospectus supplement dated April 27, 2011 and incurred conversion costs of 
approximately $0.5 million.

The following table provides a summary of dividends declared and paid per share:

Year Ended December 31,

2015

2014

2013

Declared

Paid

Declared

Paid

Declared

Paid

Common shares

Preferred shares

$

$

0.820

3.625

$

$

0.810

3.625

$

$

0.7750

3.625

$

$

0.7625

3.625

$

$

0.7115

3.625

$

$

0.6923

3.625

Dividend reinvestment plan

We have a dividend reinvestment plan that allows for participating shareholders to have their dividend distributions automatically 
invested in additional shares of beneficial interest based on the average price of the shares acquired for the distribution.

F-29

16.  Share-Based Compensation and Other Benefit Plans

Incentive and Stock Option Plans

As of December 31, 2015 we have one share-based compensation plan in effect, the 2012 Omnibus Long-Term Incentive Plan 
(“2012 LTIP”).  Under the plan our compensation committee may grant, subject to the Company’s performance conditions as 
specified by the compensation committee, restricted shares, restricted share units, options and other awards for up to 2 million of 
our common shares, units or stock options, of which 1.6 million is available for issuance as of December 31, 2015.

The following share-based compensation plans have been terminated, except with respect to awards outstanding under each plan:

•  The 2009 Omnibus Long-Term Incentive Plan ("2009 LTIP") which allowed for the grant of restricted shares, restricted 

share units, options and other awards to trustees, officers and other key employees;

•  The 2008 Restricted Share Plan for Non-Employee Trustees (the "Trustees' Plan") which allowed for the grant of 

• 

• 

restricted shares to non-employee trustees of the Company;
2003 LTIP which allowed for the grant of stock options to our executive officers and employees.  As of December 31, 
2015, there were 87,165 options exercisable; and
2003 Non-Employee Trustee Stock Option Plan – this plan provided for the annual grant of options to purchase our 
shares to our non-employee trustees.  As of December 31, 2015, there were 20,000 options exercisable.

We recognized total share-based compensation expense of $1.6 million, $4.6 million, and $3.6 million for 2015, 2014, and 2013, 
respectively.

Restricted Stock Share-Based Compensation

Beginning in 2012 the compensation committee determined that the LTIP award would consist of 50% service based restricted 
shares and 50% performance-based cash awards.  The service-based restricted share awards include a five year vesting period and 
the compensation expense is recognized on a graded vesting basis.  We recognized expense related to restricted share grants of 
$1.9 million for the year ended December 31, 2015 and $2.1 million for each of the years ended December 31, 2014 and 2013. 

The performance shares are earned subject to a future performance measurement based on a three-year shareholder return peer 
comparison (the “TSR Grants”).  If the performance criterion is met the actual value of the grant earned will be determined and 
50% of the award will be paid in cash immediately while the balance will be paid in cash the following year.

Pursuant  to ASC  718  –  Stock  Compensation,  we  determine  the  grant  date  fair  value  of TSR  Grants,  and  any  subsequent  re-
measurements, based upon a Monte Carlo simulation model.  We recognize the compensation expense ratably over the requisite 
service period and we are required to re-value the performance cash awards at the end of each quarter.  We use the same methodology 
as was used at the initial grant date and adjust the compensation expense accordingly.  If it is determined that the performance 
criteria will not be met, compensation expense previously recognized would be reversed.  We recognized a compensation benefit 
of $0.4 million during the year ended December 31, 2015 due to the change in value of the plans and expense reversal related to 
our former Chief Financial Officer.  Compensation expense of $2.5 million and $1.5 million related to the cash awards recorded 
during the years ended December 31, 2014 and 2013, respectively.

A summary of the activity of service based restricted shares under the LTIP for the years ended December 31, 2015, 2014 and 
2013 is presented below:

2015

2014

2013

Number of
Shares

Weighted-
Average
Grant Date
Fair Value

Outstanding, beginning of the year

365,524

$

Granted

Vested

Forfeited or expired

Outstanding, end of the year

180,914

(176,816)

(41,890)

327,732

14.92

17.77

14.29

16.17

16.39

F-30

Number of
Shares

375,813

$

286,954
(281,851)
(15,392)
365,524

Weighted-
Average
Grant Date
Fair Value

13.71

16.70

12.69

14.69

14.92

Number of
Shares

286,306

$

293,732
(197,014)
(7,211)
375,813

Weighted-
Average
Grant Date
Fair Value

11.83

15.68

10.07

13.38

13.71

 
 
 
As of December 31, 2015 there was approximately $4.1 million of total unrecognized compensation cost related to non-vested 
restricted share awards granted under our various share-based plans that we expect to recognize over a weighted average period 
of 4.5 years.

Stock Option Share-Based Compensation

When we grant options, the fair value of each option granted, used in determining the share-based compensation expense, is 
estimated on the date of grant using the Black-Scholes option-pricing model.  This model incorporates certain assumptions for 
inputs including risk-free rates, expected dividend yield of the underlying common shares, expected option life and expected 
volatility.

No options were granted under the LTIP in the years ended December 31, 2015, 2014 and 2013.

The following table reflects the stock option activity for all plans described above:

2015

2014

2013

Shares
Under
Option

Weighted-
Average
Exercise Price

Shares
Under
Option

Weighted-
Average
Exercise Price

Shares
Under
Option

Weighted-
Average
Exercise Price

Outstanding, beginning of the year

155,248

$

30.94

190,993

$

30.34

Exercised

Forfeited or expired

Outstanding, end of the year

Exercisable, end of the year

—

(48,083)

107,165

107,165

$

$

—

28.29

32.13

32.13

—
(35,745)
155,248

155,248

$

$

—

27.73

30.94

30.94

227,743
(25,000)
(11,750)
190,993

190,993

$

$

$

27.81

9.61

25.34

30.34

30.34

The following table summarizes information about options outstanding at December 31, 2015:

Range of Exercise Price

Outstanding

Options Outstanding

Weighted-
Average
Remaining
Contractual Life

Options Exercisable

Weighted-
Average
Exercise Price

Exercisable

Weighted-
Average
Exercise Price

$23.77 - $27.96

$28.80 - $29.06

$34.30 - $36.50

10,000

34,025

63,140

107,165

0.5

0.2

1.2

0.8

$

$

26.68

29.06

34.65

32.13

10,000

$

34,025

63,140

107,165

$

26.68

29.06

34.65

32.13

We received cash of approximately $0.2 million from options exercised during the year ended December 31, 2013.  The impact 
of the cash receipt is included in financing activities in the accompanying consolidated statements of cash flows.  

17.  Taxes

Income Taxes

We conduct our operations with the intent of meeting the requirements applicable to a REIT under sections 856 through 860 of 
the Internal Revenue Code.  In order to maintain our qualification as a REIT, we are required to distribute annually at least 90% 
of our REIT taxable income, excluding net capital gain, to our shareholders. As long as we qualify as a REIT, we will generally 
not be liable for federal corporate income taxes.

Certain  of  our  operations,  including  property  management  and  asset  management,  as  well  as  ownership  of  certain  land,  are 
conducted through our TRSs which allows us to provide certain services and conduct certain activities that are not generally 
considered as qualifying REIT activities.

F-31

 
 
 
 
 
 
Deferred tax assets and liabilities reflect the impact of temporary differences between the amounts of assets and liabilities for 
financial reporting purposes and the bases of such assets and liabilities as measured by tax laws. Deferred tax assets are reduced 
by a valuation allowance to the amount where realization is more likely than not assured after considering all available evidence, 
including expected taxable earnings and potential tax planning strategies. Our temporary differences primarily relate to deferred 
compensation, depreciation, impairment charges and net operating loss carryforwards.

As of December 31, 2015, we had a federal and state deferred tax asset of $10.7 million and a valuation allowance of $10.7 million, 
which represents a decrease of $0.2 million from December 31, 2014.  Our deferred tax assets, such as net operating losses and 
land basis differences, are reduced by an offsetting valuation allowance where there is uncertainty regarding their realizability.  
We believe that it is more likely than not that the results of future operations will not generate sufficient taxable income to recognize 
the deferred tax assets. These future operations are primarily dependent upon the profitability of our TRSs, the timing and amounts 
of gains on land sales, and other factors affecting the results of operations of the TRSs.  

If in the future we are able to conclude it is more likely than not that we will realize a future benefit from a deferred tax asset, we 
will reduce the related valuation allowance by the appropriate amount.  The first time this occurs, it will result in a net deferred 
tax asset on our balance sheet and an income tax benefit of equal magnitude in our statement of operations in the period we made 
the determination.

During  the  years  ended  December 31,  2015  and  2014,  we  recorded  an  income  tax  provision  of  approximately  $339,000  and  
$54,000, respectively.

We had no unrecognized tax benefits as of or during the three year period ended December 31, 2015.  We expect no significant 
increases or decreases in unrecognized tax benefits due to changes in tax positions within one year of December 31, 2015.  No 
material  interest  or  penalties  relating  to  income  taxes  were  recognized  in  the  statement  of  operations  for  the  years  ended 
December 31, 2015, 2014, and 2013 or in the consolidated balance sheets as of December 31, 2015, 2014, and 2013.  It is our 
accounting policy to classify interest and penalties relating to unrecognized tax benefits as tax expense.  As of December 31, 2015, 
returns for the calendar years 2012 through 2015 remain subject to examination by the Internal Revenue Service (“IRS”) and 
various state and local tax jurisdictions.  As of December 31, 2015, certain returns for calendar year 2011 also remain subject to 
examination by various state and local tax jurisdictions.

Sales Tax

We collect various taxes from tenants and remit these amounts, on a net basis, to the applicable taxing authorities.

18.  Commitments and Contingencies

Construction Costs

In connection with the development and expansion of various shopping centers as of December 31, 2015, we had entered into 
agreements for construction costs of approximately $10.6 million.

Litigation

We are currently involved in certain litigation arising in the ordinary course of business.

Environmental Matters

We are subject to numerous federal, state and local environmental laws, ordinances and regulations in the areas where we own or 
operate properties. We are not aware of any contamination which may have been caused by us or any of our tenants that would 
have a material effect on our consolidated financial statements.

As part of our risk management activities, we have applied and been accepted into state sponsored environmental programs which 
will  expedite  and  assure  satisfactory  compliance  with  environmental  laws  and  regulations  should  contaminants  need  to  be 
remediated. We also have an environmental insurance policy that covers us against third party liabilities and remediation costs.

While we believe that we do not have any material exposure to environmental remediation costs, we cannot give absolute assurance 
that changes in the law or new discoveries of contamination will not result in additional liabilities to us.

F-32

19.  Subsequent Events

We have evaluated subsequent events through the date that the consolidated financial statements were issued.

In February 2016 we completed the sale of a shopping center located in Troy, Ohio receiving net proceeds in the amount of 
$12.0 million. 

20.  Selected Quarterly Financial Data (Unaudited)

The following table sets forth summarized quarterly financial data for the year ended December 31, 2015:

Total revenue

Operating income

Net income attributable to RPT

Net income available to common shareholders
Earnings per common share, basic: (1)
Earnings per common share, diluted:(1)

Quarters Ended 2015

March 31

June 30

September 30

December 31

(In thousands, except per share amounts)

$

$

$

$
$

$

59,417

14,631

9,667

7,855
0.10

0.10

$

$

$

$
$

$

59,735

15,910

7,090

4,915
0.06

0.06

$

$

$

$
$

$

64,060

18,854

33,666

31,991
0.39

0.38

$

$

$

$
$

$

68,578

16,102

14,686

13,010
0.16

0.16

(1) 

EPS amounts are based on weighted average common shares outstanding during the quarter and, therefore, may not agree with the EPS calculated for 
the year ended December 31, 2015.

The following table sets forth summarized quarterly financial data for the year ended December 31, 2014:

Total revenue

Operating income (loss)

Net income (loss) attributable to RPT

Net income (loss) available to common shareholders
Earnings (loss) per common share, basic: (1)
Earnings (loss) per common share, diluted:(1)

Quarters Ended 2014

March 31 (1)

June 30 (1)

September 30 (1)
(In thousands, except per share amounts)

December 31 (1)

$

$

$

$

$

$

50,133

12,403

2,672

860

0.01

0.01

$

$

$

$

$

$

49,930

6,732

1,086

$

$

$

(727) $

(0.01) $

(0.01) $

55,143

14,782

6,083

4,270

0.06

0.06

$

$

$

$

$

$

63,157

(10,587)

(12,205)

(14,017)

(0.18)

(0.18)

(1) 

EPS amounts are based on weighted average common shares outstanding during the quarter and, therefore, may not agree with the EPS calculated for 
the year ended December 31, 2014.

F-33

 
 
 
 
 
 
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d
n
a
s
u
o
h
t
n
i
(

Property

Auburn Mile

Bridgewater Falls

Buttermilk Towne Center

Central Plaza

Centre at Woodstock

Clinton Pointe 

Clinton Valley 

Coral Creek Shops

Crofton Centre

Crossroads Centre

Cypress Point

Deer Creek Shopping Center

Deer Grove Centre

Deerfield Towne Center

East Town Plaza

Fairlane Meadows

Front Range Village

Gaines Marketplace

Harvest Junction North

Harvest Junction South

Heritage Place

Holcomb Center

Hoover Eleven 

Hunters Square

Jackson Crossing

Jackson West

Lakeland Park Center

Lakeshore Marketplace

Liberty Square

Livonia Plaza

Marketplace of Delray

Market Plaza

Merchants' Square

Millennium Park

$

4
9
5
,
8

$

6
8
4
,
6
8

3
6
3
,
4
3

&
g
n
i
d
l
i
u
B

7
7
6
,
2

5
5
6
,
6
7

4
1
1
,
1
2

s
t
n
e
m
e
v
o
r
p
m
Encumbrances

$

I

RAMCO-GERSHENSON PROPERTIES TRUST
SCHEDULE III
SUMMARY OF REAL ESTATE AND ACCUMULATED DEPRECIATION
December 31, 2015 

1
7
1
,
2
0
1

5
3
6
,
2
1

5
1
2
,
2
1

3
5
4
,
6
2

7
2
6
,
6
1

1
2
1
,
1
3

6
5
5
,
9
2

4
0
3
,
1
2

1
9
2
,
4
2

3
8
7
,
0
2

8
6
1
,
6
8

6
0
0
,
1
2

8
6
9
,
5
2

4
6
4
,
5
4

6
9
4
,
0
1

8
6
8
,
8
3

0
2
3
,
9
2

0
9
2
,
7
3

9
1
4
,
6
1

1
6
5
,
7
3

4
1
8
,
5
6

5
1
3
,
5
1

2
1
3
,
1
2

7
2
5
,
9
4

9
3
6
,
5
2

7
9
4
,
4
1

2
6
6
,
3
1

8
4
0
,
8
2

6
9
4
,
2
3

3
7
9
,
6
2

0
8
3
,
1
4

(in thousands of dollars)

2
6
0
,
1
1

8
4
6
,
0
1

0
4
0
,
1
1

8
9
2
0
8
1
INITIAL COST
,
,
4
3
2
2
TO COMPANY

5
5
0
,
5
1

2
5
6
,
4
2

6
3
3
,
8
1

1
2
2
,
8
1

5
7
3
,
2
1

Land

Building &
Improvements

0
7
5
,
7

9
5
2
,
1
3

8
3
2
,
9
1

0
8
1
0
0
6
3
7
2
Capitalized
,
,
,
9
2
1
Subsequent to
7
2
8
Acquisition or
Improvements,
Net of
Impairments

2
9
3
7
8
0
GROSS AMOUNTS AT WHICH
,
,
1
3
1
2
CARRIED AT CLOSE OF PERIOD

7
1
1
,
2
4

4
2
6
,
2
1

2
6
1
,
4
3

7
3
2
,
2
2

1
9
3
,
3
2

1
6
7
,
5
1

7
5
2
,
4
3

2
6
1
,
8
5

5
4
3
,
2
1

6
2
1
,
0
2

5
0
1
,
3
2

6
7
9
,
1
2

4
9
4
,
5
3

Land

Building &
Improvements

Total

Accumulated
Depreciation

Date Constructed

Date

Acquired

1
3
8
,
9

9
4
2
,
57,428
3
1

— $
0
5
2
,
0
1

7
8
9
,
1

$

d
n
a
L

5
7
1
,
1

15,704
2
5
7
2
5
6
,
,
9,831
1
1

$
2
1
0
,
8

4
0
9
,
4

8
6
9
,
2

13,249

10,250

7
1
9
,
5

$

)
0
1
1
,
7
(

$

—

$

4
0
7
,
5
1

$

—

$

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o
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v
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I

f
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m
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p
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I

&
g
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s
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v
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p
m

I

d
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a
L

s
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c
n
a
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m
u
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n
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n
o
i
t
a
c
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FL

MO
T
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IL
S
N
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A
C
P
OH
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CO

MI

CO

CO

MO

GA

MI

MI

MI

MI

FL

MI

IL

MI

FL

IL

IN

MI

e
l
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M
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y
t
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e
p
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P

—

—

—

9
0
2

1
1

3
5
1

—

—

—

16,143

6
4
4
,
6
7

1
3
8
,
9

8
2
4
7
5

,

3,536
3
0
1
,
1
2

—

9
0
9
,
0
1

—

—

—

9
4
2
,
3
1

—

—

0
5
2
,
0
1

—

—

—

—

—

—

—

—

—

—

23,114
Y
K

—

O
M

H
O

—

—

—

—

—

—

15,005
r
e
t
n
e
C
e
n
w
o
T
k
l
i

—

m
r
e
t
t
u
B

a
z
a
l
P
l
a
r
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n
e
C

s
l
l
a
F
r
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t
a
w
e
g
d
i
r

B

)
6
4
(

1
4
5

1
0
8
,
0
1

9
9
4
,
0
1

0
8
8
,
1

5
7
1
,
1

—

—

A
G

I

M

k
c
o
t
s
d
o
o
W

t
a

e
r
t
n
e
C

e
t
n
i
o
P
n
o
t
n
i
l

C

1,880
7
7
1,175
9

1,500

5
5
4
,
1
1

1,565

8,012

8
9
4
,
3
1

5,800
5
8
2,968
0
,
4
1
6,070

8,408

6,868

0
0
5
,
1

1,768
5
6
5
,
3,255
1

20,910

226

—

8,254
—
6,241

13,899

658

3,308

7,673

3,347
L
F
2,806

I

M

15,365

2,018

2,670

1,317

7,922

9,391

4,997

s
p
5,886
o
h
S
k
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C

l
a
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y
e
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n
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n
i
l

C

0
7
0
,
76,446
6

— $
8
0
4
,
8

8
6
8
,
6

8
6
7
,
1

0
6
2
,
3

(7,110)

0
1
9
,
209
0
2

6
2
9
,
2

$
9
0
6
,
7

1
4
2
,
6

21,103

10,909

10,801
6
1
10,499
1

8
7
1
,
4

13,498

14,085

22,774

11

153

9
4
7

2
2
0
,
3

3
9
0
,
5

(46)

1
6
541
6

8
8
4
,
3

3
2
2

2
8
3
,
5

11,455

977

335

5
3
3

9
9
6

7
4
0
,
3

4
7
7
,
2
2

9
0
7
,
0
2

2
1
0
,
8

0
0
8
,
5

3
4
1
,
6
1

6
3
5
3

,

D
M

H
O

e
r
t
n
e
C
s
d
a
o
r
s
s
o
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e
r
t
n
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C
n
o
t
f
o
r
C

7
3
6
,
7
1

20,709
5
0
17,637
1
,
8
1
18,105

7
9
1
,
8

8,197

78,551

8
6
9
,
2

16,216
0
7
0
,
17,620
6

8
0
4
,
8

80,600

6,782

—

25,232
—
22,856

—

22,506

5,953

29,778

52,774

24,261
O
M
6,270

L
I

L
F

—

18,114

11,862

11,786

18,910

r
e
t
22,682
n
e
C
18,346
g
n
i
p
35,420
p
o
h
S
k
e
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C

e
r
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n
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C
e
v
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G

r
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D

r
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D

t
n
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o
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s
s
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p
y
C

1
5
5
,
8
7

6
1
2
,
6
1

0
2
6
,
7
1

2
3
2
,
5
2

6
5
8
,
2
2

3,047
0
0
699
6
,
0
8
116

2
8
7
,
6

4,178

749

8
6
8
,
6

8
6
7
,
1

5
5
2
,
3

6
2
2

3,022
0
1
9
,
5,093
0
2

4
5
2
,
8

1
4
2
,
6

—

—

—

661

3,488

5,382
—
223

—

885

9,808

4,475

5,367

H
O

I

W

17,856
O
C
6,239

I

M

I

M

34,162

5,507

(35)

559

1,216

423

3,630
e
g
a
l
l
i

74

s
w
o
d
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M

e
n
a
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a
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t
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F-34

—

—

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h
t
r
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n
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c
n
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t
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t
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v
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5,917
8
5
6
9,831

9
9
8
,
3
1

13,249

10,250

5
8
8

1,987
8
0
1,175
8
,
9
1,625

1,572

8,012

6
0
5
,
2
2

4,904
3
5
2,968
9
,
5
6,070

8,408

6,868

1,768
9
8
9
5
8
6
,
3,260
3
1

20,910

2,926

7,609
—
—
6,241

13,899

658

3,304

7,652

3,347
O
A
M
G
2,691

15,365

3,402

2,665

1,317

7,922

9,391

4,997

5,886

r
e
t
n
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C
b
m
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c
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$
4
0
3
,
3

2
5
6
,
7

5
7
4
,
4

7
6
3
,
5

8
7
7
,
9
2

4
7
7
,
2
5

8
0
3
,
3

3
7
6
,
7

—

—

I

M

I

M

n
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7
4
3
,
3

2,677
1
9
6
,
76,655
2

5
6
3
,
5
1

21,114

11,062

10,648
9
3
11,040
2
,
6
24,828

2
6
1
,
4
3

6
5
8
,
7
1

15,055

23,109

—

1
6
2
,
4
2

24,652
0
7
18,336
2
,
6
18,221

12,375

79,300

7
4
3
,
3

19,238
6
0
8
,
22,708
2

5
6
3
,
5
1

81,261

7,570

4
1
1
,
3
2

31,259
—
23,079

—

23,391

15,761

34,257

58,162

I

42,117
M
12,624

I

M

L
F

34,162

22,237

11,832

12,345

20,126

23,105

21,976

35,494

g
n
i
s
s
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s
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C
k
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n
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k
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L

2000

2005/2007

2005

1970

1997

1992

1977/1985

4
3
-
F

1992

1974

2001

1983

1970's/2013

1997

2004/2007

1992

1987/2007

2003/2005

2008

2004

2006

2006

1989

1986

1989

1988

1967

1996

2014

1996

1987

1988

1981/2010

1965/2009

1970

2000

1999

2014

2014

2012

2004

2003

1996

2002

2015

2001

2013

2013

2013

2013

2000

2014

2004

2012

2012

2011

1996

2003

2013

1996

1996

2008

2003

2010

2003

2013

2015

2010

2015

$
2
0
4
,
3

8,594
5
7
6
1
6
3
,
,
86,486
2
1

$
2
2
9
,
7

1
9
3
,
9

7
9
9
,
4

7
0
5
,
5

4
1
1
,
8
1

34,363

21,312

12,635
)
9
5
5
3
12,215
5
(

26,453

16,627

31,121

29,556
2
6
6
8
21,304
8
7
,
,
1
1
1
1
24,291

20,783

86,168

3
2
4

6
1
2
,
1

0
3
6
,
3

0
1
9
,
8
1

2
8
6
,
2
2

6
4
3
,
8
1

8
1
0
,
2

21,006
0
7
7
1
6
3
,
,
25,968
2
1

2
2
9
,
7

1
9
3
,
9

7
9
9
,
4

—

102,171

10,496

38,868
—
—
29,320

37,290

16,419

37,561

65,814

—

—

5
0
0
5
1

,

I

M

45,464
L
M
I
15,315

I

L
F

L
I

N

I

49,527

25,639

14,497

13,662

28,048

32,496

26,973

41,380

e
r
a
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b
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a
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2,323
6
8
8
,
4,382
5

1,212

1,460

3,010
4
7
3,443

10,230

5,034

353

10,279
0
2
1,612
4
,
5
3
1,445

977

6,225

6,938
6
8
8
,
6,499
5

3,771

2,025

2,654
—
2,508

3,898

5,973

10,410

4,564

I

15,977
M
5,685

1,584

6,678

2,133

3,890

2,029

365

4,470

534

k
r
a
P
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M

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
6
9
9
1

6
9
9
1

5
1
0
2

8
0
0
2

5
1
0
2

4
0
0
2

5
0
0
2

3
0
0
2

8
9
9
1

5
1
0
2

6
9
9
1

5
0
0
2

6
9
9
1

3
1
0
2

6
9
9
1

6
9
9
1

6
9
9
1

2
0
0
2

0
1
0
2

5
1
0
2

8
9
9
1

1
1
0
2

3
1
0
2

3
1
0
2

3
1
0
2

6
9
9
1

7
9
9
1

3
1
0
2

3
1
0
2

3
1
0
2

6
9
9
1

6
9
9
1

6
9
9
1

3
1
0
2

4
1
0
2

A
N

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2
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Location

Encumbrances

Land

Building &
Improvements

4
4
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1
3

9
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7
9
8
0
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Subsequent to
2
3
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,
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9
7
6
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4
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6
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3

4,246
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GROSS AMOUNTS AT WHICH
2
3
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6
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Land

Building &
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Total

Accumulated
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8
4
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1
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2
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1

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5

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1
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2
2
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3
2
2

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2,174

2,847

2
3
7
,
2
1
8
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1

0
0
1
,
5
4
2
,
2

Date

Acquired

Date Constructed

1989

1958/1987/2012

1994/2004/2008

2012/2013

1975

1982

1981

2013

1986

1993

2005

1998

1980

1956/2009

5
3
-
F

1963

2006

1985

1972/2011

1969

1987

1968

1988

2009

817

955

4,283
0
3
9
1
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8
5,902
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3

7,517

3,440

954

4,393

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797

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2
3
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1
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5,041

3,819

1,857
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3
7
9
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3

4,848

4,615

8,395

2,924
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813

862

2,531

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8,918

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1952/2004

2
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17,528
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56,399

14,405

36,877

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—

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8,620
—
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10,764

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New Towne Plaza

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Land Held for Future Development (2)
Land Available for Sale (3)

TOTALS

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2
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SCHEDULE III
5
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(
REAL ESTATE INVESTMENT AND ACCUMULATED DEPRECIATION
,
2
December 31, 2015 

7
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Year ended December 31,

2014

(In thousands)

2013

2,008,687

$

1,727,191

$

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F-36

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
This page intentionally left blank

Property Summary

PROPERTY NAME

LOCATION

TOTAL 
CENTER 
GLA

TOTAL 
OWNED 
GLA

PROPERTY NAME

LOCATION

TOTAL 
CENTER 
GLA

TOTAL 
OWNED 
GLA

208,144
269,105
282,667
926,347

627,202
470,245
462,396
253,204
47,477
602,684

208,144
269,105
145,830
789,510

503,502
344,045
462,396
253,204
47,477
311,396

West Oaks II  

Shopping Center
Winchester Center
  Total

MINNESOTA (1)

Woodbury Lakes
  Total

MISSOURI (4)

Central Plaza
Deer Creek  

Novi
Rochester Hills

364,104
320,121
7,182,724

167,954
320,121
4,857,004

Woodbury

317,603
317,603

305,086
305,086

Ballwin

166,431

166,431

Shopping Center

Heritage Place
Town & Country Crossing
  Total

Maplewood
Creve Coeur
Town & Country

Hamilton
Rossford
Mason
Columbus
Rossford
Holland

OHIO (8)

Bridgewater Falls
Crossroads Centre
Deerfield Towne Center
Olentangy Plaza
Rossford Pointe
Spring Meadows Place
The Shops on  
Lane Avenue
Troy Towne Center
  Total

WISCONSIN (4)

Upper Arlington
Troy

169,035
341,594
2,973,837

169,035
144,485
2,235,540

East Town Plaza
Nagawaukee Center
The Shoppes at Fox River Waukesha
West Allis
West Allis Towne Centre
  Total

Madison
Delafield

341,467
279,538
369,774
326,265
1,317,044

208,472
219,538
237,392
326,265
991,667

WHOLLY OWNED SHOPPING CENTERS

19,897,722

15,224,435

The Town Center at  

Stafford County, 

Aquia Office

VA

99,393

99,393

CONSOLIDATED PORTFOLIO

19,997,115

15,323,828

JOINT VENTURE PORTFOLIO

Kissimmee West  Kissimmee, FL
Indianapolis, IN
Nora Plaza
Martin Square
Stuart, FL
  Total

OWNER-
SHIP %

7%
7%
30%

TOTAL 
CENTER 
GLA

COMPANY 
OWNED 
GLA

300,186
263,553
330,134
893,873

115,586
139,753
330,134
585,473

COLORADO (3)

Front Range Village
Harvest Junction North
Harvest Junction South
  Total

FLORIDA (16)

Coral Creek Shops
Cypress Point
Lakeland Park Center
Marketplace of Delray
Mission Bay Plaza
Parkway Shops
River City Marketplace
River Crossing Centre
Rivertowne Square
Shoppes of Lakeland
The Crossroads
Treasure Coast Commons
Village Lakes  

Shopping Center

Village Plaza
Vista Plaza
West Broward  

Fort Collins
Longmont
Longmont

Coconut Creek
Clearwater
Lakeland
Delray Beach
Boca Raton
Jacksonville
Jacksonville
New Port Richey
Deerfield Beach
Lakeland
Royal Palm Beach
Jensen Beach

Land O’ Lakes
Lakeland
Jensen Beach

792,945
183,155
311,960
1,288,060

109,312
167,280
210,422
241,715
264,704
144,114
899,588
62,038
150,321
307,242
121,509
92,979

168,751
158,956
109,761

459,307
183,155
176,960
819,422

109,312
167,280
210,422
241,715
264,704
144,114
557,087
62,038
150,321
183,842
121,509
92,979

168,751
158,956
109,761

Shopping Center

Plantation

152,973
3,361,665

152,973
2,895,764

86,748
106,003
154,700

261,808
609,259

357,876
107,427
163,054
300,682

134,012
1,063,051

86,748
106,003
154,700

261,808
609,259

237,876
107,427
163,054
300,682

134,012
943,051

Woodstock
Roswell
Duluth

Duluth

Palatine
Wauconda
Glen Ellyn
Mount Prospect

Rolling Meadows

Carmel

328,369
328,369

248,369
248,369

Buttermilk Towne Center
  Total

Crescent Springs

277,533
277,533

277,533
277,533

Crofton

252,230
252,230

252,230
252,230

Clinton Township
Sterling Heights
Gaines Township
Warren
Farmington Hills
Jackson
Jackson
Norton Shores
Livonia
Livonia
Canton Township
Flint
Roseville

248,206
205,435
392,169
280,719
353,951
674,772
209,800
469,791
137,391
625,209
192,587
152,073
212,857

358,525
190,099
523,411
624,212
96,768
238,354

135,330
205,435
60,576
280,719
353,951
420,530
209,800
342,991
137,391
272,568
192,587
152,073
76,998

157,225
190,099
523,411
90,553
96,768
217,754

Dearborn
Southfield
Southfield
Auburn Hills

Southfield Plaza
Tel-Twelve
The Auburn Mile 1
The Shops at Old Orchard West Bloomfield
Troy Marketplace
West Oaks I  

Troy

Shopping Center

Novi

312,170

252,170

  Total

GEORGIA (4)

Centre at Woodstock
Holcomb Center
Peachtree Hill
Promenade at  
Pleasant Hill

  Total

ILLINOIS (5)

Deer Grove Centre
Liberty Square
Market Plaza
Mount Prospect Plaza
Rolling Meadows  
Shopping Center

  Total

INDIANA (1)

Merchants’ Square
  Total

KENTUCKY (1)

MARYLAND (1)

Crofton Centre
  Total

MICHIGAN (22)

Clinton Pointe
Clinton Valley
Gaines Marketplace
Hoover Eleven
Hunter’s Square
Jackson Crossing
Jackson West
Lakeshore Marketplace
Livonia Plaza
Millennium Park
New Towne Plaza
Oak Brook Square
Roseville Towne Center
Shoppes at  

Fairlane Meadows

Company Information

BOARD OF TRUSTEES:

Stephen R. Blank, Chairman
Senior Fellow, Finance
Urban Land Institute
Audit Committee—
Financial Expert and Member
Compensation Committee—Member
Nominating and Governance
Committee—Member

Alice M. Connell
Co-founder and Managing Principal  
Bay Hollow Associates
Audit Committee—Financial Expert  
and Member

Dennis Gershenson
President and CEO
Ramco-Gershenson Properties Trust
Executive Committee—Member

Arthur Goldberg
Managing Director
Corporate Solutions Group LLC
Audit Committee— 
Financial Expert and Member
Compensation Committee—Chairman

David J. Nettina
President and Co-Chief Executive Officer
Career Management, LLC
Audit Committee— 
Financial Expert and Chairman
Nominating and Corporate Governance 
Committee—Member

Joel M. Pashcow
Managing Member
Nassau Capital LLC
Compensation Committee—Member
Executive Committee—Member
Nominating and Governance
Committee—Member

Mark K. Rosenfeld
Chairman and CEO
Wilherst Developers, Inc.
Audit Committee— 
Financial Expert and Member
Compensation Committee—Member
Nominating and Corporate Governance 
Committee—Chairman

Laurie M. Shahon
President of Wilton Capital Group
Compensation Committee—Member

Michael A. Ward
Private Investor
Executive Committee—Chairman
Nominating and Governance
Committee—Member
Compensation Committee—Member

PRINCIPAL EXECUTIVE OFFICERS:

Dennis Gershenson
President and CEO

Geoffrey Bedrosian
Executive Vice President,  
Chief Financial Officer and
Secretary

John Hendrickson
Executive Vice President and 
Chief Operating Officer

Corporate Information

Corporate Headquarters
31500 Northwestern Highway
Suite 300
Farmington Hills, MI 48334
Tel: (248) 350-9900
Fax: (248) 350-9925
www.rgpt.com

Stock Exchange Listing
New York Stock Exchange
NYSE:RPT

Independent Auditors
Grant Thornton LLP
Southfield, MI

Corporate Counsel
Honigman Miller Schwartz and
Cohn LLP
Detroit, MI

Transfer Agent and Registrar
American Stock Transfer &
Trust Company
Dividend Paying and Reinvestment
Plan Agent
59 Maiden Lane, Plaza Level
New York, NY 10038
Shareholder Services and Information:
(800) 937-5449

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Shareholder Information
Current and prospective 
Ramco-Gershenson investors can 
receive a copy of the Company’s 
proxy statement, earnings announce-
ments as well as quarterly and annual 
reports via the corporate web site, 
www.rgpt.com or by contacting:

Dawn L. Hendershot
Vice President Investor Relations  
and Corporate Communications
31500 Northwestern Highway
Suite 300
Farmington Hills, MI 48334
(248) 592-6202
dhendershot@rgpt.com

Member
National Association of Real Estate
Investment Trusts, Inc. 
International Council of 
Shopping Centers

Certifications
On May 29, 2015, the Company submit-
ted the Annual CEO Certification to the 
NYSE, pursuant to Section 303A.12 of 
the NYSE’s listing standards, whereby 
our CEO certified that he is not aware of 
any violation by the Trust of the NYSE’s 
corporate  governance listing standards 
as of the date of the certification. In 
addition, we have filed with the Securities 
and Exchange Commission, as exhibits 
to our Quarterly Reports on Form 10-Q 
for the quarters ended March 31, June 
30 and September 30, 2015, and our 
Annual Report on Form 10-K for the year 
ended December 31, 2015, certifications 
by our CEO and CFO in accordance with 
Sections 302 and 906 of the Sarbanes-
Oxley Act of 2002.

 
 
 
 
 
 
 
 
 
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31500 Northwestern Highway, Suite 300
Farmington Hills, MI 48334
Tel: (248) 350-9900  Fax: (248) 350-9925
www.rgpt.com