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Select Medical

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FY2019 Annual Report · Select Medical
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 10-K 

ANNUAL REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For fiscal year ended December 31, 2019 

OR

TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from            to                                               
Commission file numbers: 001-34465
SELECT MEDICAL HOLDINGS CORPORATION
(Exact name of Registrant as specified in its Charter)

Delaware

20-1764048

(State or Other Jurisdiction of Incorporation or Organization)

(I.R.S. Employer Identification Number)

4714 Gettysburg Road, P.O. Box 2034 
Mechanicsburg, PA, 17055 
(Address of Principal Executive Offices and Zip Code)
(717) 972-1100 
(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading Symbol(s)

Name of Each Exchange on Which Registered

Common Stock, $0.001 par value per share

SEM

New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act: NONE

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes  

  No 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes 

  No 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding twelve 

months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes  

  No 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 232.405 of 

this chapter) during the preceding twelve months (or for such shorter period that the registrant was required to submit such files). Yes  

  No 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. 

See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act. (Check one):

Large accelerated filer

Accelerated filer

Non-accelerated filer

Smaller reporting company

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting 

standards provided pursuant to Section 13(a) of the Exchange Act.  

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes 

  No 

The aggregate market value of the registrant’s voting stock held by non-affiliates at June 28, 2019 (the last business day of the registrant’s most recently completed second fiscal 
quarter) was approximately $1,704,659,609, based on the closing price per share of common stock on that date of $15.87 as reported on the New York Stock Exchange. Shares of common stock 
known by the registrant to be beneficially owned by directors and officers of the registrant subject to the reporting and other requirements of Section 16 of the Securities Exchange Act of 1934 
are not included in the computation. The registrant, however, has made no determination that such persons are “affiliates” within the meaning of Rule 12b-2 under the Securities Exchange Act of 
1934.

 As of February 1, 2020, the number of shares of Holdings’ Common Stock, $0.001 par value, outstanding was 134,313,112.

Unless the context indicates otherwise, any reference in this report to “Holdings” refers to Select Medical Holdings Corporation and any reference to “Select” refers to Select Medical 
Corporation, the wholly owned operating subsidiary of Holdings, and any of Select’s subsidiaries. Any reference to “Concentra” refers to Concentra Group Holdings Parent, LLC (“Concentra 
Group Holdings Parent”) and its subsidiaries, including Concentra Inc. References to the “Company,” “we,” “us,” and “our” refer collectively to Holdings, Select, and Concentra.

Documents Incorporated by Reference

Listed hereunder are the documents, any portions of which are incorporated by reference and the Parts of this Form 10-K into which such portions are incorporated:

1. 
The registrant's definitive proxy statement for use in connection with the 2020 Annual Meeting of Stockholders to be held on or about April 30, 2020 to be filed within 120 days after 
the registrant’s fiscal year ended December 31, 2019, portions of which are incorporated by reference into Part III of this Form 10-K. Such definitive proxy statement, except for the parts therein 
which have been specifically incorporated by reference, should not be deemed “filed” for the purposes of this form 10-K.

 
 
 
SELECT MEDICAL HOLDINGS CORPORATION

ANNUAL REPORT ON FORM 10-K

FOR THE YEAR ENDED DECEMBER 31, 2019 

Table of Contents

Item

Forward-Looking Statements

  Business. 
  Risk Factors. 
  Unresolved Staff Comments. 
  Properties. 
  Legal Proceedings. 
  Mine Safety Disclosures. 

PART I

PART II

  Market for Registrant's Common Equity, Related Stockholder Matters and Issuer 
Purchases of Equity Securities. 
  Selected Financial Data. 
  Management's Discussion and Analysis of Financial Condition and Results of Operations. 
  Quantitative and Qualitative Disclosures About Market Risk. 
  Financial Statements and Supplementary Data. 
  Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.   
  Controls and Procedures. 
  Other Information. 

PART III

  Directors, Executive Officers and Corporate Governance. 
  Executive Compensation. 
  Security Ownership of Certain Beneficial Owners and Management and Related 
Stockholder Matters. 
  Certain Relationships, Related Transactions and Director Independence. 
  Principal Accountant Fees and Services

  Exhibits and Financial Statement Schedules. 
  Form 10-K Summary. 

PART IV

Item 1.

Item 1A.

Item 1B.

Item 2.

Item 3.

Item 4.

Item 5.

Item 6.

Item 7.

Item 7A.

Item 8.

Item 9.

Item 9A.

Item 9B.

Item 10.

Item 11.

Item 12.

Item 13.

Item 14.

Item 15.

Item 16.

Signatures

Page

1

3

27

38

39

40

41

42

45

48

75

75

75

75

76

77

77

77

78

78

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85

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Forward-Looking Statements

PART I

This annual report on Form 10-K contains forward-looking statements within the meaning of the federal securities laws. Statements 
that are not historical facts, including statements about our beliefs and expectations, are forward-looking statements. Forward-looking 
statements include statements preceded by, followed by or that include the words “may,” “could,” “would,” “should,” “believe,” “expect,” 
“anticipate,” “plan,” “target,” “estimate,” “project,” “intend,” and similar expressions. These statements include, among others, statements 
regarding our expected business outlook, anticipated financial and operating results, our business strategy and means to implement our 
strategy, our objectives, the amount and timing of capital expenditures, the likelihood of our success in expanding our business, financing 
plans, budgets, working capital needs, and sources of liquidity.

Forward-looking  statements  are  only  predictions  and  are  not  guarantees  of  performance.  These  statements  are  based  on  our 
management’s beliefs and assumptions, which in turn are based on currently available information. Important assumptions relating to 
the forward-looking statements include, among others, assumptions regarding our services, the expansion of our services, competitive 
conditions, and general economic conditions. These assumptions could prove inaccurate. Forward-looking statements also involve known 
and unknown risks and uncertainties, which could cause actual results to differ materially from those contained in any forward-looking 
statement. Many of these factors are beyond our ability to control or predict. Such factors include, but are not limited to, the following:

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

changes in government reimbursement for our services and/or new payment policies may result in a reduction in net 
operating revenues, an increase in costs, and a reduction in profitability;

the failure of our Medicare-certified long term care hospitals or inpatient rehabilitation facilities to maintain their Medicare 
certifications may cause our net operating revenues and profitability to decline;

the failure of our Medicare-certified long term care hospitals and inpatient rehabilitation facilities operated as “hospitals 
within hospitals” to qualify as hospitals separate from their host hospitals may cause our net operating revenues and 
profitability to decline;

a government investigation or assertion that we have violated applicable regulations may result in sanctions or reputational 
harm and increased costs;

acquisitions or joint ventures may prove difficult or unsuccessful, use significant resources, or expose us to unforeseen 
liabilities;

our plans and expectations related to our acquisitions and our ability to realize anticipated synergies;

private third-party payors for our services may adopt payment policies that could limit our future net operating revenues and 
profitability;

the failure to maintain established relationships with the physicians in the areas we serve could reduce our net operating 
revenues and profitability;

shortages in qualified nurses, therapists, physicians, or other licensed providers could increase our operating costs 
significantly or limit our ability to staff our facilities;

competition may limit our ability to grow and result in a decrease in our net operating revenues and profitability;

the loss of key members of our management team could significantly disrupt our operations;

the effect of claims asserted against us could subject us to substantial uninsured liabilities; 

a security breach of our or our third-party vendors’ information technology systems may subject us to potential legal and 
reputational harm and may result in a violation of the Health Insurance Portability and Accountability Act of 1996 or the 
Health Information Technology for Economic and Clinical Health Act; and

other factors discussed from time to time in our filings with the Securities and Exchange Commission (the “SEC”), including 
factors discussed under the heading “Risk Factors” of this annual report on Form 10-K.

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Except as required by applicable law, including the securities laws of the United States and the rules and regulations of the SEC, 
we are under no obligation to publicly update or revise any forward-looking statements, whether as a result of any new information, 
future  events,  or  otherwise. You  should  not  place  undue  reliance  on  our  forward-looking  statements. Although  we  believe  that  the 
expectations reflected in forward-looking statements are reasonable, we cannot guarantee future results or performance.

Investors should also be aware that while we do, from time to time, communicate with securities analysts, it is against our policy 
to  disclose  to  securities  analysts  any  material  non-public  information  or  other  confidential  commercial  information. Accordingly, 
stockholders should not assume that we agree with any statement or report issued by any securities analyst irrespective of the content of 
the statement or report. Thus, to the extent that reports issued by securities analysts contain any projections, forecasts or opinions, such 
reports are not the responsibility of the Company.

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Item 1.    Business.

Overview

We began operations in 1997 and, based on the number of facilities, are one of the largest operators of critical illness recovery 
hospitals (previously referred to as long term acute care hospitals), rehabilitation hospitals (previously referred to as inpatient 
rehabilitation facilities), outpatient rehabilitation clinics, and occupational health centers in the United States. As of December 31, 
2019, we had operations in 47 states and the District of Columbia. As of December 31, 2019, we operated 101 critical illness 
recovery hospitals in 28 states, 29 rehabilitation hospitals in 12 states, and 1,740 outpatient rehabilitation clinics in 37 states and 
the District of Columbia. As of December 31, 2019, Concentra, a joint venture subsidiary, operated 521 occupational health centers 
in 41 states. Concentra also provides contract services at employer worksites and Department of Veterans Affairs community-
based outpatient clinics (“CBOCs”).

We manage our Company through four business segments: our critical illness recovery hospital segment, our rehabilitation 
hospital segment, our outpatient rehabilitation segment, and our Concentra segment. We had net operating revenues of $5,453.9 
million for the year ended December 31, 2019. Of this total, we earned approximately 34% of our net operating revenues from 
our critical illness recovery hospital segment, approximately 12% from our rehabilitation hospital segment, approximately 19%
from our outpatient rehabilitation segment, and approximately 30% from our Concentra segment. We also recognized net operating 
revenues associated with employee leasing services provided to the Company’s non-consolidating subsidiaries; these revenues 
are included as part of our other activities. Our critical illness recovery hospital segment consists of hospitals designed to serve 
the needs of patients recovering from critical illnesses, often with complex medical needs, and our rehabilitation hospital segment 
consists of hospitals designed to serve patients that require intensive physical rehabilitation care. Patients are typically admitted 
to our critical illness recovery hospitals and rehabilitation hospitals from general acute care hospitals. Our outpatient rehabilitation 
segment consists of clinics that provide physical, occupational, and speech rehabilitation services. Our Concentra segment consists 
of occupational health centers and contract services provided at employer worksites that deliver occupational medicine, physical 
therapy, and consumer health services. Additionally, our Concentra segment delivers veterans’ healthcare services through its 
Department  of Veterans Affairs  CBOCs.  See  “Management’s  Discussion  and Analysis  of  Financial  Condition  and  Results  of 
Operations—Results of Operations” and “Notes to Consolidated Financial Statements—Note 11. Segment Information” beginning 
on F-26 for financial information for each of our segments for the past three fiscal years.

Critical Illness Recovery Hospitals

We are a leading operator of critical illness recovery hospitals in the United States, which are certified by Medicare as long 
term care hospitals (“LTCHs”). As of December 31, 2019, we operated 101 critical illness recovery hospitals in 28 states. For the 
years ended December 31, 2017, 2018, and 2019, approximately 52%, 51% and 49%, respectively, of the net operating revenues 
of our critical illness recovery hospital segment came from Medicare reimbursement. As of December 31, 2019, we employed 
approximately 14,500 people in our critical illness recovery hospital segment, consisting primarily of registered nurses, respiratory 
therapists, physical therapists, occupational therapists, and speech therapists.

We operate the majority of our critical illness recovery hospitals as a hospital within a hospital (an “HIH”). A critical illness 
recovery hospital that operates as an HIH typically leases space from a general acute care hospital, or “host hospital,” and operates 
as a separately licensed hospital within the host hospital, or on the same campus as the host hospital. In contrast, a free-standing 
critical illness recovery hospital does not operate on a host hospital campus. We operated 101 critical illness recovery hospitals 
at December 31, 2019, of which 72 were operated as HIHs and 29 were operated as free-standing hospitals.

Patients are typically admitted to our critical illness recovery hospitals from general acute care hospitals, likely following 
an intensive care unit stay, suffering from chronic critical illness. These patients have highly specialized needs, with serious and 
complex medical conditions involving multiple organ systems. These conditions are often a result of complications related to heart 
failure, complex infectious disease, respiratory failure and pulmonary disease, complex surgery requiring prolonged recovery, 
renal disease, neurological events, and trauma. Given their complex medical needs, these patients require a longer length of stay 
than patients in a general acute care hospital and benefit from being treated in a critical illness recovery hospital that is designed 
to meet their unique medical needs. For the year ended December 31, 2019, the average length of stay for patients in our critical 
illness recovery hospitals was 28 days.

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Additionally, we continually seek to increase our admissions by demonstrating our quality outcomes and, by doing so, 
expanding and improving our relationships with the physicians and general acute care hospitals in the markets where we operate. 
We maintain a strong focus on the provision of high-quality medical care within our facilities. The Joint Commission (“TJC”) and 
DNV  GL  Healthcare  USA,  Inc.  (“DNV”)  are  independent,  not-for-profit  organizations  that  establish  standards  related  to  the 
operation and management of healthcare facilities. As of December 31, 2019, we operated 101 critical illness recovery hospitals, 
100 of which were accredited by TJC. One of our critical illness recovery hospitals was accredited by DNV.  Also as of December 31, 
2019, all of our critical illness recovery hospitals were certified as LTCHs. Each of our critical illness recovery hospitals must 
regularly demonstrate to a survey team conformance to the applicable standards established by TJC, DNV or the Medicare program, 
as applicable.

When a patient is referred to one of our critical illness recovery hospitals by a physician, case manager, discharge planner, 
or payor, a clinical assessment is performed to determine patient eligibility for admission. Based on the determinations reached 
in this clinical assessment, an admission decision is made.

Upon  admission,  an  interdisciplinary  team  meets  to  perform  a  comprehensive  review  of  the  patient’s  condition. The 
interdisciplinary team is composed of a number of clinicians and may include any or all of the following: an attending physician; 
a registered nurse; a physical, occupational, and speech therapist; a respiratory therapist; a dietitian; a pharmacist; and a case 
manager.  Upon completion of an initial evaluation by each member of the treatment team, an individualized treatment plan is 
established and initiated. Case management coordinates all aspects of the patient’s hospital stay and serves as a liaison to the 
insurance carrier’s case management staff as appropriate. The case manager specifically communicates clinical progress, resource 
utilization, and treatment goals to the patient, the treatment team, and the payor.

Each of our critical illness recovery hospitals has a distinct medical staff that is composed of physicians from multiple 
specialties that have successfully completed the required privileging and credentialing process. In general, physicians on the 
medical staff are not directly employed but are more commonly independent, practicing at multiple hospitals in the community. 
Attending physicians conduct daily rounds on their patients while consulting physicians provide consulting services based on 
the specific medical needs of our patients. Each critical illness recovery hospital develops on-call arrangements with individual 
physicians to ensure that a physician is available to care for our patients. When determining the appropriate composition of the 
medical staff of a critical illness recovery hospital, we consider the size of the critical illness recovery hospital, services provided 
by the critical illness recovery hospital, if applicable, the size and capabilities of the medical staff of the general acute care 
hospital that hosts that HIH and, if applicable, the proximity of an acute care hospital to the free-standing critical illness recovery 
hospital. The medical staff of each of our critical illness recovery hospitals meets the applicable requirements set forth by 
Medicare, the hospital’s applicable accrediting organizations, and the state in which that critical illness recovery hospital is 
located.

Our critical illness recovery hospital segment is led by a president & chief operating officer, chief medical officer, and 
chief quality officer. Each of our critical illness recovery hospitals has an onsite management team consisting of a chief executive 
officer, a medical director, a chief nursing officer, and a director of business development. These teams manage local strategy 
and day-to-day operations, including oversight of clinical care and treatment. They also assume primary responsibility for 
developing relationships with the general acute care providers and clinicians in the local areas we serve that refer patients to 
our critical illness recovery hospitals. We provide our critical illness recovery hospitals with centralized accounting, treasury, 
payroll, legal, operational support, human resources, compliance, management information systems, and billing and collection 
services. The centralization of these services improves efficiency and permits staff at our critical illness recovery hospitals to 
focus their time on patient care.

For a description of government regulations and Medicare payments made to our critical illness recovery hospitals, see “—
Government  Regulations”  and  “Management’s  Discussion  and Analysis  of  Financial  Condition  and  Results  of  Operations—
Regulatory Changes.”

Critical Illness Recovery Hospital Strategy

The key elements of our critical illness recovery hospital strategy are to:

Focus  on  Specialized  Inpatient  Services.  We  serve  highly  acute  patients  and  patients  with  debilitating  injuries  and 
rehabilitation needs that cannot be adequately cared for in a less medically intensive environment, such as a skilled nursing 
facility. Patients admitted to our critical illness recovery hospitals require long stays, benefiting from a more specialized and 
targeted clinical approach. Our care model is distinct from what patients experience in general acute care hospitals.

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Provide High-Quality Care and Service. Our critical illness recovery hospitals serve a critical role in comprehensive 
healthcare  delivery. Through  our  specialized  treatment  programs  and  staffing  models,  we  treat  patients  with  acute,  highly 
complex, and specialized medical needs. Our treatment programs focus on specific patient needs and medical conditions, such 
as  ventilator  weaning  protocols,  comprehensive  wound  care  assessments  and  treatment  protocols,  medication  review  and 
antibiotic stewardship, infection control prevention, and customized mobility, speech, and swallow programs.  Our staffing 
models ensure that patients have the appropriate clinical resources over the course of their stay. We maintain quality assurance 
programs  to  support  and  monitor  quality  of  care  standards  and  to  meet  regulatory  requirements  and  maintain  Medicare 
certifications. We believe that we are recognized for providing quality care and service, which helps develop brand loyalty in 
the local areas we serve.

Our  treatment  programs  are  continuously  reassessed  and  updated  based  on  peer-reviewed  literature.  This  approach 
provides our clinicians access to the best practices and protocols that we have found to be effective in treating various conditions 
in this population such as respiratory failure, non-healing wounds, brain injury, renal dysfunction, and complex infectious 
diseases. In addition, we customize these programs to provide a treatment plan tailored to meet our patients’ unique needs. The 
collaborative team-based approach coupled with the intense focus on patient safety and quality affords these highly complex 
patients the best opportunity to recover from catastrophic illness. This comprehensive care model is ultimately measured by 
the functional recovery of each of our patients.

The quality of the patient care we provide is continually monitored using several measures, including clinical outcomes 
data and analyses and patient satisfaction surveys. Quality metrics from our critical illness recovery hospitals are used to create 
monthly, quarterly, and annual reporting for our leadership team. In order to benchmark ourselves against other hospitals, we 
collect our clinical and patient satisfaction information and compare it to national standards and the results of other healthcare 
organizations. We are required to report quality measures to individual states based on unique requirements and laws. We also 
submit  required  quality  data  elements  to  the  Center  for  Medicare  &  Medicaid  Services  (“CMS”).  See  “—Government 
Regulations—Other Medicare Regulations—Medicare Quality Reporting.”

Control Operating Costs. We continually seek to improve operating efficiency and control costs at our critical illness 

recovery hospitals by standardizing operations and centralizing key administrative functions. These initiatives include:

• 

• 

• 

centralizing administrative functions such as accounting, finance, treasury, payroll, legal, operational support, human 
resources, compliance, and billing and collection;

standardizing management information systems to assist in capturing the medical record, accounting, billing, 
collections, and data capture and analysis; and

centralizing sourcing and contracting to receive discounted prices for pharmaceuticals, medical supplies, and 
other commodities used in our operations.

Increase Commercial Volume. We have focused on continued expansion of our relationships with commercial insurers to 
increase our volume of patients with commercial insurance in our critical illness recovery hospitals. We believe that commercial 
payors seek to contract with our hospitals because we offer our patients high-quality, cost-effective care at more attractive rates 
than general acute care hospitals. We also offer commercial enrollees customized treatment programs not typically offered in 
general acute care hospitals.

Pursue Opportunistic Acquisitions. We may grow our network of critical illness recovery hospitals through opportunistic 
acquisitions. When we acquire a critical illness recovery hospital or a group of related facilities, a team of our professionals is 
responsible for formulating and executing an integration plan. We seek to improve financial performance at such facilities by 
adding clinical programs that attract commercial payors, centralizing administrative functions, and implementing our standardized 
resource management programs.

Rehabilitation Hospitals

Our rehabilitation hospitals provide comprehensive physical medicine, as well as rehabilitation programs and services, which 
serve to optimize patient health, function, and quality of life. As of December 31, 2019, we operated 29 rehabilitation hospitals 
in 12 states. For the years ended December 31, 2017, 2018, and 2019, approximately 51%, 50% and 50% respectively, of the net 
operating revenues of our rehabilitation hospital segment came from Medicare reimbursement. As of December 31, 2019, we 
employed approximately 10,900 people in our rehabilitation hospital segment, consisting primarily of registered nurses, respiratory 
therapists, physical therapists, occupational therapists, speech therapists, neuropsychologists, and other psychologists.

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Patients at our rehabilitation hospitals have specialized needs, with serious and often complex medical conditions requiring 
rehabilitative healthcare services in an inpatient setting. These conditions require targeted therapy and rehabilitation treatment, 
including comprehensive rehabilitative services for brain and spinal cord injuries, strokes, amputations, neurological disorders, 
orthopedic conditions, pediatric congenital or acquired disabilities, and cancer. Given their complex medical needs and gradual 
and prolonged recovery, these patients generally require a longer length of stay than patients in a general acute care hospital. For 
the year ended December 31, 2019, the average length of stay for patients in our rehabilitation hospitals was 14 days.

Additionally,  we  continually  seek  to  increase  our  admissions  by  demonstrating  our  quality  outcomes  and,  by  doing  so, 
expanding and improving our relationships with the physicians and general acute care hospitals in the markets where we operate. 
We maintain a strong focus on the provision of high-quality medical care within our facilities. As of December 31, 2019, we 
operated 29 rehabilitation hospitals, all of which were accredited by TJC. Also as of December 31, 2019, all of our rehabilitation 
hospitals were certified as Medicare providers as inpatient rehabilitation facilities (“IRFs”). 12 of our rehabilitation hospitals also 
received accreditation from the Commission on Accreditation of Rehabilitation Facilities (“CARF”), an independent, not-for-
profit organization that establishes standards related to the operation of medical rehabilitation facilities. Each of our rehabilitation 
hospitals must regularly demonstrate to a survey team conformance to the applicable standards established by TJC, the Medicare 
program, or CARF, as applicable.

When a patient is referred to one of our rehabilitation hospitals by a physician, case manager, discharge planner, health 
maintenance organization, or insurance company, we perform a clinical assessment of the patient to determine if the patient meets 
criteria for admission. Based on the determinations reached in this clinical assessment, an admission decision is made.

Upon admission, an interdisciplinary team reviews a patient’s condition. The interdisciplinary team is composed of a number 
of clinicians and may include any or all of the following: an attending physician; a registered nurse; a physical, occupational, and 
speech therapist; a respiratory therapist; a dietitian; a pharmacist; and a case manager. Upon completion of an initial evaluation 
by  each  member  of  the  treatment  team,  an  individualized  treatment  plan  is  established  and  implemented. The  case  manager 
coordinates all aspects of the patient’s hospital stay and serves as a liaison with the insurance carrier’s case management staff 
when appropriate. The case manager communicates progress, resource utilization, and treatment goals between the patient, the 
treatment team, and the payor.

Each of our rehabilitation hospitals has a multi-specialty medical staff that is composed of physicians who have completed 
the privileging and credentialing process required by that rehabilitation hospital and have been approved by the governing board 
of that rehabilitation hospital. Physicians on the medical staff of our rehabilitation hospitals are generally not directly employed 
by our rehabilitation hospitals, but instead have staff privileges at one or more hospitals. At each of our rehabilitation hospitals, 
attending physicians conduct rounds on their patients on a regular basis and consulting physicians provide consulting services 
based on the medical needs of our patients. Our rehabilitation hospitals also have on-call arrangements with physicians to ensure 
that a physician is available to care for our patients. We staff our rehabilitation hospitals with the number of physicians, therapists, 
and other medical practitioners that we believe is appropriate to address the varying needs of our patients. When determining the 
appropriate composition of the medical staff of a rehabilitation hospital, we consider the size of the rehabilitation hospital, services 
provided by the rehabilitation hospital, and, if applicable, the proximity of an acute care hospital to the free-standing rehabilitation 
hospital. The medical staff of each of our rehabilitation hospitals meets the applicable requirements set forth by Medicare, the 
facility’s applicable accrediting organizations, and the state in which that rehabilitation hospital is located.

Our rehabilitation hospital segment is led by a president, chief operating officer, national medical director, chief academic 
officer, and chief quality officer.  Each of our rehabilitation hospitals has an onsite management team consisting of a chief executive 
officer, a medical director, a chief nursing officer, a director of therapy services, and a director of business development. These 
teams manage local strategy and day-to-day operations, including oversight of clinical care and treatment. They also assume 
primary responsibility for developing relationships with the general acute care providers and clinicians in the local areas we serve 
that refer patients to our rehabilitation hospitals. We provide our facilities within our rehabilitation hospital segment with centralized 
accounting, treasury, payroll, legal, operational support, human resources, compliance, management information systems, and 
billing and collection services. The centralization of these services improves efficiency and permits the staff at our rehabilitation 
hospitals to focus their time on patient care.

For a description of government regulations and Medicare payments made to our rehabilitation hospitals, see “—Government 
Regulations”  and  “Management’s  Discussion  and Analysis  of  Financial  Condition  and  Results  of  Operations—Regulatory 
Changes.”

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Rehabilitation Hospital Strategy

The key elements of our rehabilitation hospital strategy are to:

Focus on Specialized Inpatient Services. We serve patients with debilitating injuries and rehabilitation needs that cannot be 
adequately  cared  for  in  a  less  medically  intensive  environment,  such  as  a  skilled  nursing  facility.  Generally,  patients  in  our 
rehabilitation hospitals require longer stays and can benefit from more specialized and intensive clinical care than patients treated 
in general acute care hospitals and require more intensive therapy than that provided in outpatient rehabilitation clinics.

Provide  High-Quality  Care  and  Service. Our  rehabilitation  hospitals  serve  a  critical  role  in  comprehensive  healthcare 
delivery. Through our specialized treatment programs and staffing models, we treat patients with complex and specialized medical 
needs. Our specialized treatment programs focus on specific patient needs and medical conditions, such as rehabilitation programs 
for brain trauma and spinal cord injuries. We also focus on specific programs of care designed to restore strength, improve physical 
and cognitive function, and promote independence in activities of daily living for patients who have suffered complications from 
strokes,  amputations,  cancer,  and  neurological  and  orthopedic  conditions.  Our  staffing  models  ensure  that  patients  have  the 
appropriate clinical resources over the course of their stay. We maintain quality assurance programs to support and monitor quality 
of care standards and to meet regulatory requirements and maintain Medicare certifications. We believe that we are recognized 
for providing quality care and service, which helps develop brand loyalty in the local areas we serve.

Our treatment programs, which are continuously reassessed and updated, benefit patients because they give our clinicians 
access to the best practices and protocols that we have found to be most effective in treating various conditions such as brain and 
spinal cord injuries, strokes, and neuromuscular disorders. In addition, we combine or modify these programs to provide a treatment 
plan tailored to meet our patients’ unique needs. We measure the outcomes and successes of our patients’ recovery in order to 
provide the best possible patient care and service.

The quality of the patient care we provide is continually monitored using several measures, including clinical outcomes 
data and analyses and patient satisfaction surveys. Quality metrics from our rehabilitation hospitals are used to create monthly, 
quarterly, and annual reporting for our leadership team. In order to benchmark ourselves against other hospitals, we collect our 
clinical and patient satisfaction information and compare it to national standards and the results of other healthcare organizations. 
We are required to report quality measures to individual states based on unique requirements and laws. We also submit required 
quality data elements to CMS. See “—Government Regulations—Other Medicare Regulations—Medicare Quality Reporting.”

Control Operating Costs. We continually seek to improve operating efficiency and control costs at our rehabilitation hospitals 

by standardizing operations and centralizing key administrative functions. These initiatives include:

• 

• 

• 

centralizing administrative functions such as accounting, finance, treasury, payroll, legal, operational support, human 
resources, compliance, and billing and collection;

standardizing management information systems to assist in capturing the medical record, accounting, billing, 
collections, and data capture and analysis; and

centralizing sourcing and contracting to receive discounted prices for pharmaceuticals, medical supplies, and other 
commodities used in our operations.

Increase Commercial Volume. We have focused on continued expansion of our relationships with commercial insurers to 
increase our volume of patients with commercial insurance in our rehabilitation hospitals. We believe that commercial payors seek 
to contract with our rehabilitation hospitals because we offer our patients high-quality, cost-effective care at more attractive rates 
than general acute care hospitals. We also offer commercial enrollees customized and comprehensive rehabilitation treatment 
programs not typically offered in general acute care hospitals.

Develop  Rehabilitation  Hospitals  through  Pursuing  Joint  Ventures  with  Large  Healthcare  Systems. By  leveraging  the 
experience of our senior management and development team, we believe that we are well positioned to expand our portfolio of 
joint ventured operations. When we identify joint venture opportunities, our development team conducts an extensive review of 
the area’s referral patterns and commercial insurance rates to determine the general reimbursement trends and payor mix. Once 
discussions commence with a healthcare system, we refine the specific needs of a joint venture, which could include working 
capital, the construction of new space, or the leasing and renovation of existing space. A joint venture typically consists of us and 
the healthcare system contributing certain post-acute care businesses into a newly formed entity. We typically function as the 
manager and hold either a majority or minority ownership interest. We bring clinical expertise and clinical programs that attract 
commercial payors and implement our standardized resource management programs, which may improve the clinical outcome 
and enhance the financial performance of the joint venture.

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Pursue Opportunistic Acquisitions. We may grow our network of rehabilitation hospitals through opportunistic acquisitions. 
When we acquire a rehabilitation hospital or a group of related facilities, a team of our professionals is responsible for formulating 
and executing an integration plan. We seek to improve financial performance at such facilities by adding clinical programs that 
attract  commercial  payors,  centralizing  administrative  functions,  and  implementing  our  standardized  resource  management 
programs.

Outpatient Rehabilitation

We are the largest operator of outpatient rehabilitation clinics in the United States based on number of facilities, with 1,740
facilities throughout 37 states and the District of Columbia as of December 31, 2019. Our outpatient rehabilitation clinics are 
typically located in a medical complex or retail location. Our outpatient rehabilitation segment employed approximately 10,700
people as of December 31, 2019.

In our outpatient rehabilitation clinics, we provide physical, occupational, and speech rehabilitation programs and services. 
We also provide certain specialized programs such as functional programs for work related injuries, hand therapy, post-concussion 
rehabilitation, pediatric rehabilitation, cancer rehabilitation, and athletic training services. The typical patient in one of our outpatient 
rehabilitation clinics suffers from musculoskeletal impairments that restrict his or her ability to perform normal activities of daily 
living. These impairments are often associated with accidents, sports injuries, work related injuries, or post-operative orthopedic 
and other medical conditions. Our rehabilitation programs and services are designed to help these patients minimize physical and 
cognitive impairments and maximize functional ability. We also provide services designed to prevent short term disabilities from 
becoming chronic conditions. Our rehabilitation services are provided by our professionals including licensed physical therapists, 
occupational therapists, and speech-language pathologists.

Outpatient rehabilitation patients are generally referred or directed to our clinics by a physician, employer, or health insurer 
who believes that a patient, employee, or member can benefit from the level of therapy we provide in an outpatient setting. In 
recent years, a number of states have enacted laws that allow individuals to seek outpatient physical rehabilitation services without 
a physician order. In our outpatient rehabilitation segment, for the year ended December 31, 2019, approximately 83% of our net 
operating  revenues  come  from  commercial  payors,  including  healthcare  insurers,  managed  care  organizations,  workers’ 
compensation programs, contract management services, and private pay sources. We believe that our services are attractive to 
healthcare  payors  who  are  seeking  to  provide  high-quality  and  cost-effective  care  to  their  enrollees.  The  balance  of  our 
reimbursement is derived from Medicare and other government sponsored programs.

For a description of government regulations and Medicare payments made to our outpatient rehabilitation services, see “—
Government  Regulations”  and  “Management’s  Discussion  and Analysis  of  Financial  Condition  and  Results  of  Operations—
Regulatory Changes.”

Outpatient Rehabilitation Strategy

The key elements of our outpatient rehabilitation strategy are to:

Provide High-Quality Care and Service. We are focused on providing a high level of service to our patients throughout their 
entire course of treatment. To measure satisfaction with our service we have developed surveys for both patients and physicians. 
Our clinics utilize the feedback from these surveys to continuously refine and improve service levels. We believe that by focusing 
on quality care and offering a high level of customer service we develop brand loyalty which allows us to strengthen our relationships 
with referring physicians, employers, and health insurers to drive additional patient volume.

Increase Market Share. We strive to establish a leading presence within the local areas we serve. To increase our presence, 
we seek to open new clinics in our existing markets. We have also entered into joint ventures with hospital systems that have 
resulted in an increase in the number of facilities that we operate. This allows us to realize economies of scale, heightened brand 
loyalty, and workforce continuity. We also focus on increasing our workers’ compensation and commercial/managed care payor 
mix.

Expand Rehabilitation Programs and Services. Through our local clinical directors of operations and clinic managers within 
their service areas, we assess the healthcare needs of the areas we serve. Based on these assessments, we implement additional 
programs and services specifically targeted to meet demand in the local community. In designing these programs we benefit from 
the knowledge we gain through our national network of clinics. This knowledge is used to design programs that optimize treatment 
methods and measure changes in health status, clinical outcomes, and patient satisfaction.

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Optimize  Payor  Contract  Reimbursements. We  review  payor  contracts  scheduled  for  renewal  and  potential  new  payor 
contracts to assure reasonable reimbursements for the services we provide. Before we enter into a new contract with a commercial 
payor, we assess the reasonableness of the reimbursements by analyzing past and projected patient volume and clinic capacity. 
We create a retention strategy for the top performing contracts and a renegotiation strategy for contracts that do not meet our 
defined criteria. We believe that our national footprint and our strong reputation enable us to negotiate favorable reimbursement 
rates with commercial insurers.

Maintain Strong Community and Employee Relations. We believe that the relationships between our employees and the 
referral sources in their communities are critical to our success. Our referral sources, such as physicians and healthcare case 
managers, send their patients to our clinics based on three factors: the quality of our care, the customer service we provide, and 
their familiarity with our therapists. We seek to retain and motivate our therapists by implementing a performance-based bonus 
program, a defined career path with the ability to be promoted from within, timely communication on company developments, 
and  internal  training  programs. We  also  focus  on  empowering  our  employees  by  giving  them  a  high  degree  of  autonomy  in 
determining local area strategy. We seek to identify therapists who are potential business leaders. This management approach 
reflects the unique nature of each local area in which we operate and the importance of encouraging our employees to assume 
responsibility for their clinic’s financial and operational performance.

Pursue Opportunistic Acquisitions. We may grow our network of outpatient rehabilitation facilities through opportunistic 
acquisitions. We believe our size and centralized infrastructure allow us to take advantage of operational efficiencies and improve 
financial performance at acquired facilities.

Concentra

We are the largest provider of occupational health services in the United States based on the number of facilities. As of 
December 31,  2019,  we  operated  521  occupational  health  centers,  131  onsite  clinics  at  employer  worksites,  and  32  CBOCs 
throughout 43 states. In some of our occupational health centers we also provide urgent care services. On February 1, 2018, we 
acquired U.S HealthWorks, an occupational medicine and urgent care service provider, as part of our Concentra segment. We 
deliver occupational medicine, consumer health, physical therapy, and veterans’ healthcare services in our occupational health 
centers, onsite clinics located at the workplaces of our employer customers, and our CBOCs. Our Concentra segment employed 
approximately 11,700 people as of December 31, 2019.

We offer a range of occupational and consumer health services through our occupational health centers and onsite clinics. 
Occupational health services include workers’ compensation injury care as well as employer services, clinical testing, wellness 
programs, and preventative care. Our services at the CBOCs include primary care, specialty care, sub-specialty care, mental health, 
and  pharmacy  benefits.  Consumer  health  consists  of  non-employer,  patient-directed  treatment  of  injuries  and  illnesses.  Our 
consumer health service offerings include urgent care, wellness programs, and preventative care.

Occupational medicine refers to the diagnosis and treatment of work-related injuries (workers’ compensation), compliance 
services, such as preventive services, including pre-employment, fitness-for-duty, and post-accident physical examinations and 
substance abuse screening. Utilization is driven by the needs of labor-intensive industries such as transportation, distribution/
warehousing, manufacturing, construction, healthcare, police/fire, and other occupations that have historically posed a higher than 
average risk of workplace injury or that require a workplace physical. Workers’ compensation is the form of insurance that provides 
medical coverage to employees with work-related illnesses or injuries.

Workers’ compensation is administered on a state-by-state basis and each state is responsible for implementing and regulating 
its own workers’ compensation program. Because workers’ compensation benefits are mandated by law and subject to extensive 
regulation, insurers, third-party administrators, and employers do not have the same flexibility to alter benefits as they have with 
other health benefit programs. In addition, because programs vary by state, it is difficult for insurance companies and multi-state 
employers to adopt uniform policies to administer, manage, and control the costs of benefits across states. As a result, managing 
the cost of workers’ compensation requires approaches that are tailored to the specific regulatory environments in which the 
employer operates. For the year ended December 31, 2019, approximately 58% of our Concentra segment net operating revenues 
came from workers’ compensation payments.

Acquisition of Additional Membership Interests in Concentra Group Holdings Parent

On  January  1,  2020,  Select  acquired,  through  the  consummation  of  the  January  Interest  Purchase  (as  defined  below), 
approximately 17.2% of the outstanding membership interests of Concentra Group Holdings Parent, a joint venture subsidiary of 
Select, on a fully diluted basis from Welsh, Carson, Anderson & Stowe XII, L.P. (“WCAS”), Dignity Health Holding Corporation 
(“DHHC”) and certain other sellers, in exchange for an aggregate purchase price of approximately $338.4 million. 

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On February 1, 2020, Select acquired, through the consummation of the February Interest Purchase (as defined below), an 
additional 1.4% of the outstanding membership interests of Concentra Group Holdings Parent on a fully diluted basis from WCAS, 
DHHC, and certain other sellers in exchange for an aggregate purchase price of approximately $27.8 million.

Concentra Strategy

The key elements of our Concentra strategy are to:

Provide  High-Quality  Care  and  Service. We  strive  to  provide  a  high  level  of  service  to  our  patients  and  our  employer 
customers. We measure and monitor patient and employer satisfaction and focus on treatment programs to provide the best clinical 
outcomes in a consistent manner. Our programs and services have proven that aggressive treatment and management of workers 
injuries can more rapidly restore employees to better health which reduces workers’ compensation indemnity claim costs for our 
employer customers.

Focus on  Occupational Medicine. Our  history as  an industry  leader in the provision  of occupational medicine services 
provides the platform for Concentra to grow this service offering. Complementary service offerings help drive additional growth 
in this business line.

Pursue Direct Employer Relationships. We believe we provide occupational health services in a cost-effective manner to 
our employer customers. By establishing direct relationships with these customers, we seek to reduce overall costs of their workers’ 
compensation claims, while improving employee health, and getting their employees back to work faster.

Increase Presence in the Areas We Serve. We strive to establish a strong presence within the local areas we serve. To increase 
our presence, we seek to expand our services and programs and to open new occupational health centers and employer onsite 
locations. This allows us to realize economies of scale, heightened brand loyalty, and workforce continuity.

Pursue  Opportunistic Acquisitions. We  may  grow  our  network  and  expand  our  geographic  reach  through  opportunistic 
acquisitions. We believe our size and centralized infrastructure allow us to take advantage of operational efficiencies and improve 
financial performance at acquired facilities.

Other

Other activities include our corporate administration and shared services, as well as employee leasing services with our non-
consolidating subsidiaries. We also hold minority investments in other healthcare related businesses. These include investments 
in  companies  that  provide  specialized  technology  and  services  to  healthcare  entities,  as  well  as  providers  of  complementary 
services.

Our Competitive Strengths

We believe that the success of our business model is based on a number of competitive strengths, including our position as 
a leading operator in each of our business segments, our proven financial performance, our strong cash flow, our significant scale, 
our experience in completing and integrating acquisitions, our partnerships with large healthcare systems, our ability to capitalize 
on consolidation opportunities, and our experienced management team.

Leading Operator in Distinct but Complementary Lines of Business. We believe that we are a leading operator in our business 
segments based on number of facilities in the United States. Our leadership position and reputation as a high-quality, cost-effective 
healthcare provider in each of our business segments allows us to attract patients and employees, aids us in our marketing efforts 
to referral sources, and helps us negotiate payor contracts. In our critical illness recovery hospital segment, we operated 101 critical 
illness recovery hospitals in 28 states as of December 31, 2019. In our rehabilitation hospital segment, we operated 29 rehabilitation 
hospitals in 12 states as of December 31, 2019. In our outpatient rehabilitation segment, we operated 1,740 outpatient rehabilitation 
clinics in 37 states and the District of Columbia as of December 31, 2019.  In our Concentra segment, we operated 521 occupational 
health centers in 41 states as of December 31, 2019. With these leading positions in the areas we serve, we believe that we are 
well-positioned to benefit from the rising demand for medical services due to an aging population in the United States, which will 
drive growth across our business segments.

Proven  Financial  Performance  and  Strong  Cash  Flow. We  have  established  a  track  record  of  improving  the  financial 
performance of our facilities due to our disciplined approach to revenue growth, expense management, and focus on free cash 
flow generation. This includes regular review of specific financial metrics of our business to determine trends in our revenue 
generation, expenses, billing, and cash collection. Based on the ongoing analysis of such trends, we make adjustments to our 
operations to optimize our financial performance and cash flow.

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Significant Scale. By building significant scale in each of our business segments, we have been able to leverage our operating 

costs by centralizing administrative functions at our corporate office.

Experience  in  Successfully  Completing  and  Integrating  Acquisitions.  Since  our  inception  in  1997  through  2019,  we 
completed ten significant acquisitions for approximately $3.32 billion, which includes $418.6 million paid to acquire Physiotherapy, 
$1.05 billion paid to acquire Concentra, and $753.6 million paid to acquire U.S. HealthWorks. We believe that we have improved 
the operating performance of these businesses over time by applying our standard operating practices and by realizing efficiencies 
from our centralized operations and management.

Experience in Partnering with Large Healthcare Systems. Over the past several years we have partnered with large healthcare 
systems to provide post-acute care services. We believe that we provide operating expertise to these ventures through our experience 
in operating critical illness recovery hospitals, rehabilitation hospitals, and outpatient rehabilitation facilities and have improved 
and expanded the level of post-acute care services provided in these communities, as well as the financial performance of these 
operations.

Well-Positioned  to  Capitalize  on  Consolidation  Opportunities. We  believe  that  we  are  well-positioned  to  capitalize  on 
consolidation opportunities within each of our business segments and selectively augment our internal growth. We believe that 
each of our business segments is largely fragmented, with many of the nation’s critical illness recovery hospitals, rehabilitation 
hospitals, outpatient rehabilitation facilities, and occupational health centers operated by independent operators lacking national 
or broad regional scope. With our geographically diversified portfolio of facilities in the United States, we believe that our footprint 
provides us with a wide-ranging perspective on multiple potential acquisition opportunities.

Experienced and Proven Management Team. Prior to co-founding our company with our current Executive Chairman and 
Co-Founder, our Vice Chairman and Co-Founder founded and operated three other healthcare companies focused on inpatient and 
outpatient  rehabilitation  services. The  other  members  of  our  senior  management  team  also  have  extensive  experience  in  the 
healthcare industry, with an average of almost 25 years in the business. In recent years, we have reorganized our operations to 
expand executive talent and ensure management continuity.

Sources of Net Operating Revenues

The following table presents the approximate percentages by source of net operating revenue received for healthcare services 

we provided for the periods indicated: 

Net Operating Revenues by Payor Source

Medicare

Commercial insurance(1)

Workers’ Compensation

Private and other(2)

Medicaid

Total

Year Ended December 31,

2017

2018

2019

30.1%

34.4%

17.2%

15.3%

3.0%

26.6%

31.8%

22.1%

16.8%

2.7%

25.9%

32.3%

21.4%

17.5%

2.9%

100.0%

100.0%

100.0%

_______________________________________________________________________________
(1) 

Primarily  includes  commercial  healthcare  insurance  carriers,  health  maintenance  organizations,  preferred  provider 
organizations, and managed care programs.

(2) 

Primarily includes management services, employer services, self-payors, and non-patient related payments. Self-pay 
revenues represent less than 1% of total net operating revenues for all periods.

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Government Sources

Medicare is a federal program that provides medical insurance benefits to persons age 65 and over, some disabled persons, 
and persons with end-stage renal disease. Medicaid is a federal-state funded program, administered by the states, which provides 
medical benefits to individuals who are unable to afford healthcare. As of December 31, 2019, we operated 101 critical illness 
recovery hospitals, all of which were certified by Medicare as LTCHs. Also as of December 31, 2019, we operated 29 rehabilitation 
hospitals, all of which were certified by Medicare as IRFs. Our outpatient rehabilitation clinics regularly receive Medicare payments 
for their services. Our Concentra segment receives payments from the Department of Veterans Affairs and other governmental 
programs. Additionally, many of our critical illness recovery hospitals and rehabilitation hospitals participate in state Medicaid 
programs. Amounts received under the Medicare and Medicaid programs are generally less than the customary charges for the 
services provided. In recent years, there have been significant changes made to the Medicare and Medicaid programs. Since a 
significant portion of our revenues come from patients covered under the Medicare program, our ability to operate our business 
successfully in the future will depend in large measure on our ability to adapt to changes in the Medicare program. See “—
Government Regulations—Overview of U.S. and State Government Reimbursements.”

Non-Government Sources

Our non-government sources of net operating revenue include insurance companies, workers’ compensation programs, health 
maintenance organizations, preferred provider organizations, other managed care companies, and employers, as well as patients 
directly. 

Employees

As of December 31, 2019, we employed approximately 49,900 people throughout the United States. Approximately 35,700
of our employees are full-time and the remaining approximately 14,200 are part-time employees. Our critical illness recovery 
hospital  segment  employees  totaled  approximately  14,500,  rehabilitation  hospital  segment  employees  totaled  approximately 
10,900, outpatient rehabilitation segment employees totaled approximately 10,700, and Concentra segment employees totaled 
approximately 11,700. Approximately 2,100 of the remaining employees performed corporate management, administration, and 
other support services primarily at our Mechanicsburg, Pennsylvania headquarters.

Competition

Critical Illness Recovery Hospitals and Rehabilitation Hospitals 

Our critical illness recovery hospitals and our rehabilitation hospitals both compete on the basis of the quality of the patient 
services we provide, the outcomes we achieve for our patients, and the prices we charge for our services. The primary competitive 
factors in both of our critical illness recovery hospital and rehabilitation hospital segments include quality of services, charges for 
services, and responsiveness to the needs of patients, families, payors, and physicians. Other companies operate critical illness 
recovery hospitals and rehabilitation hospitals that compete with our own hospitals, including large operators of similar facilities, 
such as Kindred Healthcare, LLC and Encompass Health Corporation, and rehabilitation units and step-down units operated by 
acute care hospitals in the markets we serve. The competitive position of a critical illness recovery hospital or a rehabilitation 
hospital is also affected by the ability of its management to negotiate contracts with purchasers of group healthcare services, 
including private employers, managed care companies, preferred provider organizations, and health maintenance organizations. 
Such organizations attempt to obtain discounts from established critical illness recovery hospital or rehabilitation hospital charges. 
The  importance  of  obtaining  contracts  with  preferred  provider  organizations,  health  maintenance  organizations,  and  other 
organizations which finance healthcare, and its effect on a critical illness recovery hospital’s or rehabilitation hospital’s competitive 
position, vary from area to area depending on the number and strength of such organizations.

Outpatient Rehabilitation Clinics

Our outpatient rehabilitation clinics face a highly fragmented and competitive environment. The primary competitors that 
provide outpatient rehabilitation services include physician-owned physical therapy clinics, dedicated locally owned and managed 
outpatient rehabilitation clinics, and hospital or university owned or affiliated ventures, as well as national and regional providers 
in select areas, including Athletico Physical Therapy, ATI Physical Therapy, U.S. Physical Therapy, and Upstream Rehabilitation. 
Some of these competing clinics have longer operating histories and greater name recognition in these communities than our 
clinics, and they may have stronger relations with physicians in these communities on whom we rely for patient referrals. Because 
the barriers to entry are not substantial and current customers have the flexibility to move easily to new healthcare service providers, 
we believe that new outpatient physical therapy competitors can emerge relatively quickly.

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Concentra

Our Concentra segment’s occupational health services, consumer health, and veterans’ healthcare business face a highly 
fragmented and competitive environment. The primary competitors that provide occupational health services have typically been 
independent physicians, hospital emergency departments, and hospital-owned or hospital-affiliated medical facilities. Because 
the barriers to entry are not substantial and Concentra’s current customers have the flexibility to move easily to new healthcare 
service providers, we believe that new competitors to Concentra can emerge relatively quickly. Furthermore, urgent care clinics 
in the local communities Concentra serves provide services similar to those Concentra offers, and, in some cases, competing 
facilities are more established or newer than Concentra’s, may offer a broader array of services to patients than Concentra’s, and 
may have larger or more specialized medical staffs to treat and serve patients. 

Government Regulations

General

The  healthcare  industry  is  required  to  comply  with  many  complex  laws  and  regulations  at  the  federal,  state,  and  local 
government  levels.  These  laws  and  regulations  require  that  hospitals  and  facilities  furnishing  outpatient  services  (including 
outpatient  rehabilitation  clinics,  Concentra  occupational  health  centers,  onsite  clinics,  and  CBOCs)  comply  with  various 
requirements and standards. These laws and regulations include those relating to the adequacy of medical care, facilities and 
equipment, personnel, operating policies and procedures, and recordkeeping, as well as standards for reimbursement, fraud and 
abuse prevention, and health information privacy and security. These laws and regulations are extremely complex, often overlap 
and, in many instances, the industry does not have the benefit of significant regulatory or judicial interpretation. If we fail to 
comply with applicable laws and regulations, we could suffer civil or criminal penalties, including the loss of our licenses to 
operate and our ability to participate in the Medicare, Medicaid, and other federal and state healthcare programs.

Facility Licensure

Our healthcare facilities are subject to state and local licensing statutes and regulations ranging from the adequacy of medical 
care to compliance with building codes and environmental protection laws. In order to assure continued compliance with these 
various  regulations,  governmental  and  other  authorities  periodically  inspect  our  facilities,  both  at  scheduled  intervals  and  in 
response to complaints from patients and others. While our facilities intend to comply with existing licensing standards, there can 
be no assurance that regulatory authorities will determine that all applicable requirements are fully met at any given time. In 
addition, the state and local licensing laws are subject to changes or new interpretations that could impose additional burdens on 
our facilities. A determination by an applicable regulatory authority that a facility is not in compliance with these requirements 
could lead to the imposition of corrective action, assessment of fines and penalties, or loss of licensure, Medicare enrollment, 
certification or accreditation. These consequences could have an adverse effect on our company.

Some states require us to get approval under certificate of need regulations when we create, acquire, or expand our facilities 
or services, or alter the ownership of such facilities, whether directly or indirectly. The certificate of need regulations vary from 
state to state, and are subject to change and new interpretation. If we fail to show public need and obtain approval in these states 
for our new facilities or changes to the ownership structure of existing facilities, we may be subject to civil or even criminal 
penalties, lose our facility license, or become ineligible for reimbursement.

Professional Licensure, Corporate Practice and Fee-Splitting Laws

Healthcare professionals at our critical illness recovery hospitals, our rehabilitation hospitals, and our facilities furnishing 
outpatient services are required to be individually licensed or certified under applicable state law. We take steps to ensure that our 
employees and agents possess all necessary licenses and certifications.

Some states prohibit the “corporate practice of medicine,” which restricts business corporations from practicing medicine 
through the direct employment of physicians or from exercising control over medical decisions by physicians. Some states similarly 
prohibit the “corporate practice of therapy.” The laws relating to corporate practice vary from state to state and are not fully 
developed in each state in which we have facilities. Typically, however, professional corporations owned and controlled by licensed 
professionals are exempt from corporate practice restrictions and may employ physicians or therapists to furnish professional 
services. Also, in some states, hospitals are permitted to employ physicians.

Some states also prohibit entities from engaging in certain financial arrangements, such as fee-splitting, with physicians or 
therapists. The laws relating to fee-splitting also vary from state to state and are not fully developed. Generally, these laws restrict 
business arrangements that involve a physician or therapist sharing medical fees with a referral source, but in some states these 
laws have been interpreted to extend to management agreements between physicians or therapists and business entities under some 
circumstances.

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We believe that each of our facilities, licensed physicians, and therapists comply with any current corporate practice and 
fee-splitting laws of the state in which they are located. In states where we are prohibited by the corporate practice of medicine 
from directly employing licensed physicians, we typically enter into management agreements with professional corporations that 
are owned by licensed physicians, which, in turn, employ or contract with physicians who provide professional medical services 
in our facilities. Under those management agreements, we perform only non-medical administrative services, do not exercise 
control over the practice of medicine by the physicians, and structure compensation to avoid fee-splitting. In those states that apply 
the corporate practice of therapy prohibition, we either contract to obtain therapy services from an entity permitted to employ 
therapists or we manage the physical therapy practice owned by licensed therapists through which the therapy services are provided.

Although we believe that our facilities comply with corporate practice and fee-splitting laws, if new regulations or judicial 
or administrative interpretations establish that our facilities do not comply with these laws, we could be subject to civil and perhaps 
criminal penalties. In addition, if any of our facilities is determined not to comply with corporate practice and fee-splitting laws, 
certain of our agreements relating to the facility may be determined to be unenforceable, including our management agreements 
with the professional corporations furnishing physician services or our payment arrangements with insurers or employers. Future 
interpretations of corporate practice and fee-splitting laws, the enactment of new legislation, or the adoption of new regulations 
relating to these laws could cause us to have to restructure our business operations or close our facilities in a particular state. Any 
such penalties, determinations of unenforceability, or interpretations could have a material adverse effect on our business.

Medicare Enrollment and Certification

In order to participate in the Medicare program and receive Medicare reimbursement, each facility must comply with the 
applicable regulations of the United States Department of Health and Human Services relating to, among other things, the type 
of facility, its equipment, its personnel, and its standards of medical care, as well as compliance with all applicable state and local 
laws and regulations. As of December 31, 2019, all of the critical illness recovery hospitals we operated were certified by Medicare 
as LTCHs. As of December 31, 2019, all of the rehabilitation hospitals we operated were certified by Medicare as IRFs. In addition, 
we provide the majority of our outpatient rehabilitation services through outpatient rehabilitation clinics certified by Medicare as 
rehabilitation agencies or “rehab agencies,” which operate as outpatient rehabilitation providers for the purposes of the Medicare 
program. Our Concentra occupational health centers furnishing outpatient services are generally enrolled in Medicare as suppliers.

Accreditation

Our critical illness recovery hospitals and our rehabilitation hospitals receive accreditation from TJC, DNV and/or CARF. 
As of December 31, 2019, all of the 101 critical illness recovery hospitals and all of the 29 rehabilitation hospitals we operated 
were accredited by TJC or DNV. In addition, 12 of our rehabilitation hospitals have also received accreditation from CARF. Where 
required under our contracts with the Department of Veterans Affairs, our facilities furnishing outpatient services that operate as 
CBOCs are accredited by TJC or another healthcare accrediting organization. See “—Government Regulations—Veterans Affairs.”

Workers’ Compensation

Workers’ compensation is a state mandated, comprehensive insurance program that requires employers to fund or insure 
medical expenses, lost wages, and other costs resulting from work related injuries and illnesses. Workers’ compensation benefits 
and arrangements vary from state to state, and are often highly complex. In some states, payment for services covered by workers’ 
compensation programs are subject to cost containment features, such as requirements that all workers’ compensation injuries be 
treated through a managed care program, or the imposition of fee schedules or payment caps for services furnished to injured 
employees. Some state workers’ compensation laws limit the ability of an employer to select the providers furnishing care to 
injured employees. Several states require that physicians furnishing non-emergency services to workers’ compensation patients 
must register with the applicable state agency and undergo special continuing education and training. Workers’ compensation 
programs may also impose other requirements that affect the operations of our facilities furnishing outpatient services. Net operating 
revenues generated directly from workers’ compensation programs represented approximately 18% of our net operating revenue 
from our outpatient rehabilitation segment, 1% of our net operating revenue from our critical illness recovery hospital segment, 
2% of our net operating revenue from our rehabilitation hospital segment, and 58% of our net operating revenue from our Concentra 
segment for the year ended December 31, 2019.

Our facilities furnishing outpatient services are reimbursed for services furnished to injured workers by payors pursuant to 
the applicable state workers’ compensation statutes. Most of the states in which we maintain operations reimburse providers for 
services payable under workers’ compensation laws pursuant to a treatment-specific fee schedule with established maximum 
reimbursement  levels.  In  states  without  such  fee  schedules,  healthcare  providers  are  often  reimbursed  based  on  “usual  and 
customary” fees benchmarked by market data and negotiated by providers with payors and networks.

Inadequate increases to the applicable fee schedule amounts for our services, and changes in state workers’ compensation 
laws, including cost containment initiatives, could have a negative impact on the operations and financial performance of those 
facilities.

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Veterans Affairs

As of December 31, 2019, we had 32 CBOCs, which were established to provide services to veterans residing in catchment 
areas under agreements with the Department of Veterans Affairs. The awarding of such agreements is regulated by laws related 
to federal government procurements generally, including the Federal Acquisition Regulations. Our contracts with the Department 
of  Veterans Affairs  include  administrative  and  clinical  services,  performance  standards,  qualifications  and  other  contractor 
requirements and information and security requirements. In general, our facilities furnishing outpatient services that are CBOCs 
provide outpatient primary care and mental healthcare in exchange for a capitated monthly fee based on the number of eligible 
patients then enrolled in that CBOC.

Overview of U.S. and State Government Reimbursements

Medicare Program in General

The Medicare program reimburses healthcare providers for services furnished to Medicare beneficiaries, which are generally 
persons age 65 and older, those who are chronically disabled, and those suffering from end stage renal disease. The program is 
governed by the Social Security Act of 1965 and is administered primarily by the Department of Health and Human Services and 
CMS. The table below shows the percentage of net operating revenues generated directly from the Medicare program for each of 
our segments and our company as a whole for the fiscal years ended December 31, 2017, 2018 and 2019.

Medicare Net Operating Revenues by Segment

2017

2018

2019

Year Ended December 31,

Critical illness recovery hospital

Rehabilitation hospital

Outpatient rehabilitation

Concentra

Total Company

52.4%

50.9%

15.4%

0.2%

30.1%

50.9%

50.3%

16.2%

0.1%

26.6%

49.4%

49.6%

16.4%

0.1%

25.9%

The Medicare program reimburses various types of providers, including LTCHs, IRFs, and outpatient rehabilitation providers, 
using  different  payment  methodologies.  The  Medicare  reimbursement  systems  specific  to  LTCHs,  IRFs,  and  outpatient 
rehabilitation providers, as described herein, are different than the system applicable to general acute care hospitals. If any of our 
hospitals fail to comply with requirements for payment under Medicare reimbursement systems for LTCHs or IRFs, as applicable, 
that hospital will be paid under the system applicable to general acute care hospitals. For general acute care hospitals, Medicare 
payments for inpatient care are made under the inpatient prospective payment system (“IPPS”) under which a hospital receives a 
fixed payment amount per discharge (adjusted for area wage differences) using Medicare severity diagnosis-related groups (“MS-
DRGs”). The general acute care hospital MS-DRG payment rate is based upon the national average cost of treating a Medicare 
patient’s condition, based on severity levels of illness, in that type of facility. Although the average length of stay varies for each 
MS-DRG, the average stay of all Medicare patients in a general acute care hospital is substantially less than the average length 
of stay in LTCHs and IRFs. Thus, the prospective payment system for general acute care hospitals creates an economic incentive 
for those hospitals to discharge medically complex Medicare patients to a post-acute care setting as soon as clinically possible. 
Effective October 1, 2005, CMS expanded its post-acute care transfer policy under which general acute care hospitals are paid on 
a per diem basis rather than the full MS-DRG rate if a patient is discharged early to certain post-acute care settings, including 
LTCHs and IRFs. When a patient is discharged from selected MS-DRGs to, among other providers, an LTCH or IRF, the general 
acute care hospital may be reimbursed below the full MS-DRG payment if the patient’s length of stay is at least one day less than 
the geometric mean length of stay for the MS-DRG.

Medicare Reimbursement of LTCH Services

The Medicare payment system for LTCHs is based on a prospective payment system specifically applicable to LTCHs 
(“LTCH-PPS”). The policies and payment rates under LTCH-PPS are subject to annual updates and revisions. Under LTCH-PPS, 
each patient discharged from an LTCH is assigned to a distinct “MS-LTC-DRG,” which is a Medicare severity long-term care 
diagnosis-related group for LTCHs, and an LTCH is generally paid a pre-determined fixed amount applicable to the assigned MS-
LTC-DRG (adjusted for area wage differences), subject to exceptions for short stay and high cost outlier patients (described below). 
CMS assigns relative weights to each MS-LTC-DRG to reflect their relative use of medical care resources. The payment amount 
for each MS-LTC-DRG is intended to reflect the average cost of treating a Medicare patient assigned to that MS-LTC-DRG in an 
LTCH.

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Standard Federal Rate

Payment under the LTCH-PPS is dependent on determining the patient classification, that is, the assignment of the case to 
a particular MS-LTC-DRG, the weight of the MS-LTC-DRG, and the standard federal payment rate. There is a single standard 
federal rate that encompasses both the inpatient operating costs, which includes a labor and non-labor component, and capital-
related costs that CMS updates on an annual basis. LTCH-PPS also includes special payment policies that adjust the payments for 
some patients based on the patient’s length of stay, the facility’s costs, whether the patient was discharged and readmitted, and 
other factors.

Patient Criteria

The Bipartisan Budget Act of 2013, enacted December 26, 2013, established a dual-rate LTCH-PPS for Medicare patients 
discharged from an LTCH. Specifically, for Medicare patients discharged in cost reporting periods beginning on or after October 1, 
2015, LTCHs are reimbursed at the LTCH-PPS standard federal payment rate only if, immediately preceding the patient’s LTCH 
admission, the patient was discharged from a “subsection (d) hospital” (generally, a short-term acute care hospital paid under 
IPPS) and either the patient’s stay included at least three days in an intensive care unit or coronary care unit at the subsection (d) 
hospital, or the patient was assigned to an MS-LTC-DRG for cases receiving at least 96 hours of ventilator services in the LTCH. 
In addition, to be paid at the LTCH-PPS standard federal payment rate, the patient’s discharge from the LTCH may not include a 
principal diagnosis relating to psychiatric or rehabilitation services. For any Medicare patient who does not meet these criteria, 
the LTCH will be paid a “site-neutral” payment rate, which will be the lower of: (i) the IPPS comparable per-diem payment rate 
capped at the MS-DRG payment rate plus any outlier payments; or (ii) 100 percent of the estimated costs for services.

The site neutral payment rate for those patients not paid at the LTCH-PPS standard federal payment rate is subject to a 
transition period. During the transition period (applicable to hospital cost reporting periods beginning on or after October 1, 2015 
through  September 30, 2019), a blended rate will be paid for Medicare patients not meeting the new criteria that is equal to 50% 
of the site neutral payment rate amount and 50% of the standard federal payment rate amount. For discharges in cost reporting 
periods beginning on or after October 1, 2019, only the site neutral payment rate will apply for Medicare patients not meeting the 
new criteria. For hospital discharges beginning on or after October 1, 2017 through September 30, 2026, the IPPS comparable per 
diem payment amount (including any applicable outlier payment) used to determine the site neutral payment rate is reduced by 
4.6% after any annual payment rate update.

In addition, for cost reporting periods beginning on or after October 1, 2019, LTCHs must maintain an “LTCH discharge 
payment percentage” of at least 50% to continue to be reimbursed for Medicare fee-for-service patients at the dual rates of the 
LTCH-PPS. The “LTCH discharge payment percentage” is a ratio, expressed as a percentage, of Medicare fee-for-service (FFS) 
discharges not paid the site neutral payment rate (i.e., those meeting LTCH patient criteria) to the total number of Medicare FFS 
discharges occurring during the cost reporting period. If this percentage is lower than 50%, the LTCH is notified that all of its 
Medicare FFS discharges will be subject to payment adjustment beginning in the cost reporting period after it was notified. The 
payment adjustment will result in reimbursement at an IPPS equivalent payment rate. However, the LTCH will not be subject to 
this payment adjustment if it maintains an LTCH discharge payment percentage of at least 50% during a 6-month “probationary-
cure period” immediately before the cost reporting period when the payment adjustment would apply, and during that cost reporting 
period. An LTCH that has been subject to this payment adjustment will be reinstated at the regular dual rates of the LTCH-PPS in 
the cost reporting period that begins after the LTCH is notified that its LTCH discharge payment percentage is at least 50%.

Payment  adjustments,  including  the  interrupted  stay  policy  (discussed  herein),  apply  to  LTCH  discharges  regardless  of 
whether the case is paid at the standard federal payment rate or the site-neutral payment rate. However, short stay outlier payment 
adjustments do not apply to cases paid at the site-neutral payment rate. CMS calculates the annual recalibration of the MS-LTC-
DRG relative payment weighting factors using only data from LTCH discharges that meet the criteria for exclusion from the site-
neutral payment rate. In addition, CMS applies the IPPS fixed-loss amount for high cost outliers to site-neutral cases, rather than 
the LTCH-PPS fixed-loss amount. CMS calculates the LTCH-PPS fixed-loss amount using only data from cases paid at the LTCH-
PPS payment rate, excluding cases paid at the site-neutral rate.

Short Stay Outlier Policy

CMS established a different payment methodology for Medicare patients with a length of stay less than or equal to five-
sixths of the geometric average length of stay for that particular MS-LTC-DRG, referred to as a short stay outlier (“SSO”). SSO 
cases are paid based on a per diem rate derived from blending 120% of the MS LTC DRG specific per diem amount with a per 
diem rate based on the general acute care hospital IPPS. Under this policy, as the length of stay of a SSO case increases, the 
percentage of the per diem payment amounts based on the full MS-LTCH-DRG standard federal payment rate increases and the 
percentage of the payment based on the IPPS comparable amount decreases.

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High Cost Outliers

Some cases are extraordinarily costly, producing losses that may be too large for hospitals to offset. Cases with unusually 
high costs, referred to as “high cost outliers,” receive a payment adjustment to reflect the additional resources utilized. CMS 
provides an additional payment if the estimated costs for the patient exceed the adjusted MS-LTC-DRG payment plus a fixed-loss 
amount that is established in the annual payment rate update.

Interrupted Stays

An interrupted stay is defined as a case in which an LTCH patient, upon discharge, is admitted to a general acute care hospital, 
IRF or skilled nursing facility/swing-bed and then returns to the same LTCH within a specified period of time. If the length of 
stay at the receiving provider is equal to or less than the applicable fixed period of time, it is considered to be an interrupted stay 
case and the case is treated as a single discharge for the purposes of payment to the LTCH. For interrupted stays of three days or 
less, Medicare payments for any test, procedure, or care provided to an LTCH patient on an outpatient basis or for any inpatient 
treatment during the “interruption” would be the responsibility of the LTCH.

Freestanding, HIH, and Satellite LTCHs

LTCHs may be organized and operated as freestanding facilities or as HIHs. As its name suggests, a freestanding LTCH is 
not located on the campus of another hospital. For such purpose, “campus” means the physical area immediately adjacent to a 
hospital’s main buildings, other areas, and structures that are not strictly contiguous to a hospital’s main buildings but are located 
within 250 yards of its main buildings, and any other areas determined, on an individual case basis by the applicable CMS regional 
office, to be part of a hospital’s campus. Conversely, an HIH is an LTCH that is located on the campus of another hospital. An 
LTCH, whether freestanding or an HIH, that uses the same Medicare provider number of an affiliated “primary site” LTCH is 
known as a “satellite.” Under Medicare policy, a satellite LTCH must be located within 35 miles of its primary site LTCH and be 
administered by such primary site LTCH. A primary site LTCH may have more than one satellite LTCH. CMS sometimes refers 
to a satellite LTCH that is freestanding as a “remote location.” LTCH HIHs and satellites must comply with  certain requirements 
to show that they operate as part of the main LTCH, and not the co-located hospital. Most or all of these requirements no longer 
apply to LTCHs that are located on the same campus as other hospitals excluded from the IPPS (e.g., LTCHs and IRFs), provided 
that an IPPS hospital is not also located on that campus.

Facility Certification Criteria

The LTCH-PPS regulations define the criteria that must be met in order for a hospital to be certified as an LTCH. To be 
eligible for payment under the LTCH-PPS, a hospital must be primarily engaged in providing inpatient services to Medicare 
beneficiaries with medically complex conditions that require a long hospital stay. In addition, by definition, LTCHs must meet 
certain facility criteria, including: (i) instituting a review process that screens patients for appropriateness of an admission and 
validates the patient criteria within 48 hours of each patient’s admission, evaluates regularly their patients for continuation of care, 
and assesses the available discharge options; (ii) having active physician involvement with patient care that includes a physician 
available  on-site  daily  and  additional  consulting  physicians  on  call;  and  (iii) having  an  interdisciplinary  team  of  healthcare 
professionals to prepare and carry out an individualized treatment plan for each patient.

An LTCH must have an average inpatient length of stay for Medicare patients (including both Medicare covered and non-
covered days) of greater than 25 days. LTCH cases paid at the site-neutral rate and Medicare Advantage cases are excluded from 
the LTCH average length of stay calculation. LTCHs that fail to exceed an average length of stay of 25 days during any cost 
reporting period may be paid under the general acute care hospital IPPS if not corrected within established time frames. CMS, 
through its contractors, determines whether an LTCH has maintained an average length of stay of greater than 25 days during each 
annual cost reporting period.

Prior to qualifying under the payment system applicable to LTCHs, a new LTCH initially receives payments under the general 
acute care hospital IPPS. The LTCH must continue to be paid under this system for a minimum of six months while meeting certain 
Medicare LTCH requirements, the most significant requirement being an average length of stay for Medicare patients (including 
both Medicare covered and non-covered days) greater than 25 days.

25 Percent Rule

The “25 Percent Rule” was a downward payment adjustment that applied if the percentage of Medicare patients discharged 
from LTCHs who were admitted from a referring hospital (regardless of whether the LTCH or LTCH satellite is co-located with 
the referring hospital) exceeded the applicable percentage admissions threshold during a particular cost reporting period.

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CMS was precluded from applying the 25 Percent Rule for freestanding LTCHs to cost reporting years beginning before 
July 1, 2016 and for discharges occurring on or after October 1, 2016 and before October 1, 2017. In addition, the law applied 
higher percentage admissions thresholds for most LTCHs operating as HIHs and satellites for cost reporting years beginning before 
July 1, 2016 and effective for discharges occurring on or after October 1, 2016 and before October 1, 2017.

For fiscal year 2018, CMS adopted a regulatory moratorium on the implementation of the 25 Percent Rule.

For fiscal year 2019 and thereafter, CMS eliminated the 25 Percent Rule entirely. The elimination of the 25 Percent Rule is 
being implemented in a budget-neutral manner by adjusting the standard federal payment rates down such that the projection of 
aggregate LTCH payments would equal the projection of aggregate LTCH payments that would have been paid if the moratorium 
ended and the 25 Percent Rule went into effect on October 1, 2018. As a result, the elimination of the 25 Percent Rule includes a 
temporary, one-time adjustment to the fiscal year 2019 LTCH-PPS standard federal payment rate, a temporary, one-time adjustment 
to the fiscal year 2020 LTCH-PPS standard federal payment rate, and a permanent, one-time adjustment to the LTCH-PPS standard 
federal payment rate in fiscal years 2021 and subsequent years. 

Annual Payment Rate Update

Fiscal Year 2018. On August 14, 2017, CMS published the final rule updating policies and payment rates for the LTCH-PPS 
for fiscal year 2018 (affecting discharges and cost reporting periods beginning on or after October 1, 2017 through September 30, 
2018). Certain errors in the final rule published on August 14, 2017 were corrected in a document published October 4, 2017. The 
standard federal rate was set at $41,415, a decrease from the standard federal rate applicable during fiscal year 2017 of $42,476. 
The update to the standard federal rate for fiscal year 2018 included a market basket increase of 2.7%, less a productivity adjustment 
of 0.6%, and less a reduction of 0.75% mandated by the Affordable Care Act (“ACA”). The update to the standard federal rate for 
fiscal year 2018 was further impacted by the Medicare Access and CHIP Reauthorization Act of 2015, which limits the update for 
fiscal year 2018 to 1.0%. The fixed-loss amount for high cost outlier cases paid under LTCH-PPS was set at $27,381, an increase 
from the fixed-loss amount in the 2017 fiscal year of $21,943. The fixed-loss amount for high cost outlier cases paid under the 
site-neutral payment rate was set at $26,537, an increase from the fixed-loss amount in the 2017 fiscal year of $23,573.

Fiscal Year 2019. On August 17, 2018, CMS published the final rule updating policies and payment rates for the LTCH-PPS 
for fiscal year 2019 (affecting discharges and cost reporting periods beginning on or after October 1, 2018 through September 30, 
2019). Certain errors in the final rule were corrected in a document published October 3, 2018. The standard federal rate was set 
at $41,559, an increase from the standard federal rate applicable during fiscal year 2018 of $41,415. The update to the standard 
federal rate for fiscal year 2019 included a market basket increase of 2.9%, less a productivity adjustment of 0.8%, and less a 
reduction of 0.75% mandated by the ACA. The standard federal rate also included an area wage budget neutrality factor of 0.999215 
and a temporary, one-time budget neutrality adjustment of 0.990878 in connection with the elimination of the 25 Percent Rule 
(discussed herein). The fixed-loss amount for high cost outlier cases paid under LTCH-PPS was set at $27,121, a decrease from 
the fixed-loss amount in the 2018 fiscal year of $27,381. The fixed-loss amount for high cost outlier cases paid under the site-
neutral payment rate was set at $25,743, a decrease from the fixed-loss amount in the 2018 fiscal year of $26,537.

Fiscal Year 2020. On August 16, 2019, CMS published the final rule updating policies and payment rates for the LTCH-PPS 
for fiscal year 2020 (affecting discharges and cost reporting periods beginning on or after October 1, 2019 through September 30, 
2020). Certain errors in the final rule were corrected in a document published October 8, 2019. The standard federal rate was set 
at $42,678, an increase from the standard federal rate applicable during fiscal year 2019 of $41,559. The update to the standard 
federal rate for fiscal year 2020 included a market basket increase of 2.9%, less a productivity adjustment of 0.4%. The standard 
federal rate also included an area wage budget neutrality factor of 1.0020203 and a temporary, one-time budget neutrality adjustment 
of 0.999858 in connection with the elimination of the 25 Percent Rule (discussed herein). The fixed-loss amount for high cost 
outlier cases paid under LTCH-PPS was set at $26,778, a decrease from the fixed-loss amount in the 2019 fiscal year of $27,121. 
The fixed-loss amount for high cost outlier cases paid under the site-neutral payment rate was set at $26,552, an increase from 
the fixed-loss amount in the 2019 fiscal year of $25,743.

Medicare Reimbursement of IRF Services

IRFs are paid under a prospective payment system specifically applicable to this provider type, which is referred to as “IRF-
PPS.” Under the IRF-PPS, each patient discharged from an IRF is assigned to a case mix group (“IRF-CMG”) containing patients 
with similar clinical conditions that are expected to require similar amounts of resources. An IRF is generally paid a pre-determined 
fixed amount applicable to the assigned IRF-CMG (subject to applicable case adjustments related to length of stay and facility 
level adjustments for location and low income patients). The payment amount for each IRF-CMG is intended to reflect the average 
cost of treating a Medicare patient’s condition in an IRF relative to patients with conditions described by other IRF-CMGs. The 
IRF-PPS also includes special payment policies that adjust the payments for some patients based on the patient’s length of stay, 
the facility’s costs, whether the patient was discharged and readmitted and other factors.

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Facility Certification Criteria

Our rehabilitation hospitals must meet certain facility criteria to be classified as an IRF by the Medicare program, including: 
(i) a  provider  agreement  to  participate  as  a  hospital  in  Medicare;  (ii) a  pre-admission  screening  procedure;  (iii) ensuring  that 
patients receive close medical supervision and furnish, through the use of qualified personnel, rehabilitation nursing, physical 
therapy, and occupational therapy, plus, as needed, speech therapy, social or psychological services, and orthotic and prosthetic 
services; (iv) a full-time, qualified director of rehabilitation; (v) a plan of treatment for each inpatient that is established, reviewed, 
and revised as needed by a physician in consultation with other professional personnel who provide services to the patient; and 
(vi) a coordinated multidisciplinary team approach in the rehabilitation of each inpatient, as documented by periodic clinical entries 
made in the patient’s medical record to note the patient’s status in relationship to goal attainment, and that team conferences are 
held at least every two weeks to determine the appropriateness of treatment. Failure to comply with any of the classification criteria 
may result in the denial of claims for payment or cause a hospital to lose its status as an IRF and be paid under the prospective 
payment system that applies to general acute care hospitals.

Patient Classification Criteria

In order to qualify as an IRF, a hospital must demonstrate that during its most recent 12-month cost reporting period, it served 
an inpatient population of whom at least 60% required intensive rehabilitation services for one or more of 13 conditions specified 
by regulation. Compliance with the 60% Rule is demonstrated through either medical review or the “presumptive” method, in 
which a patient’s diagnosis codes are compared to a “presumptive compliance” list.  Beginning October 1, 2017, the 60% Rule’s 
presumptive methodology was revised to (i) include certain International Classification of Diseases, Tenth Revision, Clinical 
Modification (“ICD-10-CM”) diagnosis codes for patients with traumatic brain injury and hip fracture conditions and (ii) count 
IRF cases that contain two or more of the ICD-10-CM codes from three major multiple trauma lists in the specified combinations.

Annual Payment Rate Update

Fiscal Year 2018. On August 3, 2017, CMS published the final rule updating policies and payment rates for the IRF-PPS for 
fiscal year 2018 (affecting discharges and cost reporting periods beginning on or after October 1, 2017 through September 30, 
2018). The standard payment conversion factor for discharges for fiscal year 2018 was set at $15,838, an increase from the standard 
payment conversion factor applicable during fiscal year 2017 of $15,708. The update to the standard payment conversion factor 
for fiscal year 2018 included a market basket increase of 2.6%, less a productivity adjustment of 0.6%, and less a reduction of 
0.75% mandated by the ACA. The standard payment conversion factor for fiscal year 2018 was further impacted by the Medicare 
Access and CHIP Reauthorization Act of 2015, which limited the update for fiscal year 2018 to 1.0%. CMS increased the outlier 
threshold amount for fiscal year 2018 to $8,679 from $7,984 established in the final rule for fiscal year 2017.

Fiscal Year 2019. On August 6, 2018, CMS published the final rule updating policies and payment rates for the IRF-PPS for 
fiscal year 2019 (affecting discharges and cost reporting periods beginning on or after October 1, 2018 through September 30, 
2019). The standard payment conversion factor for discharges for fiscal year 2019 was set at $16,021, an increase from the standard 
payment conversion factor applicable during fiscal year 2018 of $15,838. The update to the standard payment conversion factor 
for fiscal year 2019 included a market basket increase of 2.9%, less a productivity adjustment of 0.8%, and less a reduction of 
0.75% mandated by the ACA. CMS increased the outlier threshold amount for fiscal year 2019 to $9,402 from $8,679 established 
in the final rule for fiscal year 2018.

Fiscal Year 2020. On August 8, 2019, CMS published the final rule updating policies and payment rates for the IRF-PPS for 
fiscal year 2020 (affecting discharges and cost reporting periods beginning on or after October 1, 2019 through September 30, 
2020). The standard payment conversion factor for discharges for fiscal year 2020 was set at $16,489, an increase from the standard 
payment conversion factor applicable during fiscal year 2019 of $16,021. The update to the standard payment conversion factor 
for fiscal year 2020 included a market basket increase of 2.9%, less a productivity adjustment of 0.4%. CMS decreased the outlier 
threshold amount for fiscal year 2020 to $9,300 from $9,402 established in the final rule for fiscal year 2019.

Medicare Reimbursement of Outpatient Rehabilitation Clinic Services

Outpatient rehabilitation providers enroll in Medicare as a rehabilitation agency, a clinic, or a public health agency. The 
Medicare program reimburses outpatient rehabilitation providers based on the Medicare physician fee schedule. For services 
provided in 2017 through 2019, a 0.5% update was applied each year to the fee schedule payment rates, subject to an adjustment 
beginning in 2019 under the Merit Based Incentive Payment System (“MIPS”). In 2019, CMS added physical and occupational 
therapists to the list of MIPS eligible clinicians. For these therapists in private practice, payments under the fee schedule are subject 
to adjustment in a later year based on their performance in MIPS according to established performance standards. Calendar year 
2021 is the first year that payments are adjusted, based upon the therapist’s performance under MIPS in 2019. Providers in facility-
based outpatient therapy settings are excluded from MIPS eligibility and therefore not subject to this payment adjustment.

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For services provided in 2020 through 2025, a 0.0% percent update will be applied each year to the fee schedule payment 
rates, subject to adjustments under MIPS and the alternative payment models (“APMs”). In 2026 and subsequent years, eligible 
professionals participating in APMs who meet certain criteria would receive annual updates of 0.75%, while all other professionals 
would receive annual updates of 0.25%. Each year from 2019 through 2024 eligible clinicians who receive a significant share of 
their revenues through an advanced APM (such as accountable care organizations or bundled payment arrangements) that involves 
risk of financial losses and a quality measurement component will receive a 5% bonus. The bonus payment for APM participation 
is intended to encourage participation and testing of new APMs and to promote the alignment of incentives across payors.

In the final 2020 Medicare physician fee schedule, CMS revised coding, documentation guidelines, and valuation for the 
office or outpatient visit for the evaluation and management (“E/M”) of an established patient. Because the Medicare physician 
fee schedule is budget-neutral, any revaluation of E/M services that will increase spending by more than $20 million will require 
a budget neutrality adjustment. To increase values for the E/M codes while maintaining budget neutrality under the fee schedule, 
CMS proposed cuts to other codes to make up the difference, beginning in 2021. Under the proposal, physical and occupational 
therapy services could see code reductions that may result in an estimated 8% decrease in payment. However, many providers 
have opposed the proposed cuts, and CMS has not yet determined the actual cuts to each code.

Therapy Caps

Outpatient therapy providers reimbursed under the Medicare physician fee schedule have been subject to annual limits for 
therapy expenses. For example, for the calendar year beginning January 1, 2017, the annual limit on outpatient therapy services 
was $1,980 for combined physical and speech language pathology services and $1,980 for occupational therapy services. The 
Bipartisan Budget Act of 2018 repealed the annual limits on outpatient therapy.

The annual limits for therapy expenses historically did not apply to services furnished and billed by outpatient hospital 
departments. However, the Medicare Access and CHIP Reauthorization Act of 2015 and prior legislation extended the annual 
limits on therapy expenses in hospital outpatient department settings through December 31, 2017. The application of annual limits 
to hospital outpatient department settings sunset on December 31, 2017. 

For calendar year 2018 through calendar year 2028, all therapy claims exceeding $3,000 are subject to a manual medical 
review process authorized by the Middle Class Tax Relief and Job Creation Act of 2012 and amended by the Bipartisan Budget 
Act of 2018. The $3,000 threshold is applied to physical therapy and speech therapy services combined and separately applied to 
occupational therapy. CMS will continue to require that an appropriate modifier be included on claims over the current exception 
threshold indicating that the therapy services are medically necessary. Beginning in 2028 and in each calendar year thereafter, the 
threshold amount for claims requiring manual medical review will increase by the percentage increase in the Medicare Economic 
Index.

Modifiers to Identify Services of Physical Therapy Assistants or Occupational Therapy Assistants

In the Medicare Physician Fee Schedule final rule for calendar year 2019, CMS established two new modifiers (CQ and CO) 
to  identify  services  furnished  in  whole  or  in  part  by  physical  therapy  assistants  (“PTAs”)  or  occupational  therapy  assistants 
(“OTAs”). These modifiers were mandated by the Bipartisan Budget Act of 2018, which requires that claims for outpatient therapy 
services furnished in whole or part by therapy assistants on or after January 1, 2020 include the appropriate modifier. CMS intends 
to use these modifiers to implement a payment differential that would reimburse services provided by PTAs and OTAs at 85% of 
the fee schedule rate beginning on January 1, 2022. In the final 2020 Medicare physician fee schedule rule, CMS clarified that 
when the physical therapist is involved for the entire duration of the service and the PTA provides skilled therapy alongside the 
physical therapist, the CQ modifier isn’t required. Also, when the same service (code) is furnished separately by the physical 
therapist and PTA, CMS will apply the de minimis standard to each 15-minute unit of codes, not on the total physical therapist 
and PTA time of the service, allowing the separate reporting, on two different claim lines, of the number of units to which the new 
modifiers apply and the number of units to which the modifiers do not apply.

Other Requirements for Payment

Historically, outpatient rehabilitation services have been subject to scrutiny by the Medicare program for, among other things, 
medical necessity for services, appropriate documentation for services, supervision of therapy aides and students, and billing for 
single rather than group therapy when services are furnished to more than one patient. CMS has issued guidance to clarify that 
services performed by a student are not reimbursed even if provided under “line of sight” supervision of the therapist. Likewise, 
CMS has reiterated that Medicare does not pay for services provided by aides regardless of the level of supervision. CMS also 
has  issued  instructions  that  outpatient  physical  and  occupational  therapy  services  provided  simultaneously  to  two  or  more 
individuals by a practitioner should be billed as group therapy services.

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Medicaid Reimbursement of LTCH and IRF Services

The Medicaid program is designed to provide medical assistance to individuals unable to afford care. The program is governed 
by the Social Security Act of 1965, funded jointly by each individual state and the federal government and administered by state 
agencies. Medicaid payments are made under a number of different systems, which include cost based reimbursement, prospective 
payment systems, or programs that negotiate payment levels with individual hospitals. In addition, Medicaid programs are subject 
to statutory and regulatory changes, administrative rulings, interpretations of policy by the state agencies, and certain government 
funding limitations, all of which may increase or decrease the level of program payments to our hospitals. Net operating revenues 
generated directly from the Medicaid program represented approximately 7% of our critical illness recovery hospital segment net 
operating revenues and 2% of our rehabilitation hospital segment net operating revenues for the year ended December 31, 2019.

Other Healthcare Regulations

Medicare Quality Reporting

LTCHs and IRFs are subject to mandatory quality reporting requirements. LTCHs and IRFs that do not submit the required 
quality data will be subject to a 2% reduction in their annual payment update. The reduction can result in payment rates less than 
the prior year. However, the reduction will not carry over into the subsequent fiscal years.

Our LTCHs and IRFs are required to collect and report patient assessment data and clinical measures on each Medicare 
beneficiary who receives inpatient services in our facilities. We began reporting this data on October 1, 2012. CMS began making 
this data available to the public on the CMS website in December 2016. CMS is now adding cross-setting quality measures to 
compare quality and resource data across post-acute settings pursuant to the Improving Medicare Post-Acute Care Transformation 
Act of 2014 (the “IMPACT Act”).

Medicare Hospital Wage Index Adjustment

As part of the methodology for determining prospective payments to LTCHs and IRFs, CMS adjusts the standard payment 
amounts for area differences in hospital wage levels by a factor reflecting the relative hospital wage level in the geographic area 
of the hospital compared to the national average hospital wage level. This adjustment factor is the hospital wage index. CMS 
currently defines hospital geographic areas (labor market areas) based on the definitions of Core-Based Statistical Areas established 
by the Office of Management and Budget. 

Physician-Owned Hospital Limitations

CMS regulations include a number of hospital ownership and physician referral provisions, including certain obligations 
requiring physician-owned hospitals to disclose ownership or investment interests held by the referring physician or his or her 
immediate family members. In particular, physician-owned hospitals must furnish to patients, on request, a list of physicians or 
immediate family members who own or invest in the hospital. Moreover, a physician-owned hospital must require all physician 
owners or investors who are also active members of the hospital’s medical staff to disclose in writing their ownership or investment 
interests in the hospital to all patients they refer to the hospital. CMS can terminate the Medicare provider agreement of a physician-
owned hospital if it fails to comply with these disclosure provisions or with the requirement that a hospital disclose in writing to 
all patients whether there is a physician on-site at the hospital, 24 hours per day, seven days per week.

Under the transparency and program integrity provisions of the ACA, the exception to the federal self-referral law (the “Stark 
Law”) that permits physicians to refer patients to hospitals in which they have an ownership or investment interest has been 
dramatically curtailed. Only hospitals with physician ownership and a provider agreement in place on December 31, 2010 are 
exempt from the general ban on self-referral. Existing physician-owned hospitals are prohibited from increasing the percentage 
of physician ownership or investment interests held in the hospital after March 23, 2010. In addition, physician-owned hospitals 
are prohibited from increasing the number of licensed beds after March 23, 2010, unless meeting specific exceptions related to 
the hospital’s location and patient population. In order to retain their exemption from the general ban on self-referrals, our physician-
owned hospitals are required to adopt specific measures relating to conflicts of interest, bona fide investments and patient safety. 
As of December 31, 2019, we operated six hospitals that are owned in-part by physicians.

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Medicare Recovery Audit Contractors

CMS  contracts  with  third-party  organizations,  known  as  Recovery Audit  Contractors  (“RACs”)  to  identify  Medicare 
underpayments and overpayments, and to authorize RACs to recoup any overpayments. RACs are paid on a contingency fee basis. 
The contingency fee is a percentage of improper overpayment recoveries or underpayments identified by the RAC. The RAC must 
return the contingency fee if an improper payment determination is reversed on appeal. RACs conduct audit activities nationwide 
in four regions of the country that cover all 50 states on a combined basis. RAC audits of our Medicare reimbursement may lead 
to assertions that we have been overpaid, require us to incur additional costs to respond to requests for records and pursue the 
reversal of payment denials through appeals, and ultimately require us to refund any amounts determined to have been overpaid. 
We cannot predict the impact of future RAC reviews on our results of operations or cash flows.

Fraud and Abuse Enforcement

Various federal and state laws prohibit the submission of false or fraudulent claims, including claims to obtain payment 
under Medicare, Medicaid, and other government healthcare programs. Penalties for violation of these laws include civil and 
criminal fines, imprisonment, and exclusion from participation in federal and state healthcare programs. In recent years, federal 
and state government agencies have increased the level of enforcement resources and activities targeted at the healthcare industry. 
In addition, the federal False Claims Act and similar state statutes allow individuals to bring lawsuits on behalf of the government, 
in what are known as qui tam or “whistleblower” actions, alleging false or fraudulent Medicare or Medicaid claims or other 
violations of the statute. The use of these private enforcement actions against healthcare providers has increased dramatically in 
recent years, in part because the individual filing the initial complaint is entitled to share in a portion of any settlement or judgment. 
Revisions to the False Claims Act enacted in 2009 expanded significantly the scope of liability, provided for new investigative 
tools, and made it easier for whistleblowers to bring and maintain False Claims Act suits on behalf of the government. See “—
Legal Proceedings.”

From time to time, various federal and state agencies, such as the Office of Inspector General of the Department of Health 
and Human Services (“OIG”) issue a variety of pronouncements, including fraud alerts, the OIG’s Annual Work Plan, and other 
reports, identifying practices that may be subject to heightened scrutiny. These pronouncements can identify issues relating to 
LTCHs, IRFs, or outpatient rehabilitation services or providers. For example, the OIG recently announced that it will (1) determine 
whether Medicare appropriately paid hospitals’ inpatient claims subject to the post-acute care transfer policy, (2) determine whether 
Medicare paid hospitals more for Medicare outlier payments than the hospitals would have been paid if their outlier payments had 
been reconciled, and (3) examine up-coding of inpatient hospital billing by comparing how billing has changed over time and how 
billing varied among hospitals. We monitor government publications applicable to us to supplement and enhance our compliance 
efforts.

We endeavor to conduct our operations in compliance with applicable laws, including healthcare fraud and abuse laws. If 
we identify any practices as being potentially contrary to applicable law, we will take appropriate action to address the matter, 
including, where appropriate, disclosure to the proper authorities, which may result in a voluntary refund of monies to Medicare, 
Medicaid, or other governmental healthcare programs.

Remuneration and Fraud Measures

The federal anti-kickback statute prohibits some business practices and relationships under Medicare, Medicaid, and other 
federal healthcare programs. These practices include the payment, receipt, offer, or solicitation of remuneration in connection 
with, to induce, or to arrange for, the referral of patients covered by a federal or state healthcare program. Violations of the anti-
kickback law may be punished by: a criminal fine of up to $100,000 or up to ten years imprisonment for each violation, or both; 
civil monetary penalties of $20,000, $30,000 or $100,000 per violation, depending on the type of violation; damages of up to three 
times the total amount of remuneration; and exclusion from participation in federal or state healthcare programs.

The Stark Law prohibits referrals for designated health services by physicians under the Medicare and Medicaid programs 
to other healthcare providers in which the physicians have an ownership or compensation arrangement unless an exception applies. 
Sanctions for violating the Stark Law include returning program reimbursements, civil monetary penalties of up to $15,000 per 
prohibited service provided, assessments equal to three times the dollar value of each such service provided, and exclusion from 
the Medicare and Medicaid programs and other federal and state healthcare programs. The statute also provides a penalty of up 
to $100,000 for a circumvention scheme. In addition, many states have adopted or may adopt similar anti-kickback or anti-self-
referral statutes. Some of these statutes prohibit the payment or receipt of remuneration for the referral of patients, regardless of 
the source of the payment for the care. While we do not believe our arrangements are in violation of these prohibitions, we cannot 
assure you that governmental officials charged with the responsibility for enforcing the provisions of these prohibitions will not 
assert that one or more of our arrangements are in violation of the provisions of such laws and regulations.

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Provider-Based Status

The designation “provider-based” refers to circumstances in which a subordinate facility (e.g., a separately certified Medicare 
provider, a department of a provider, or a satellite facility) is treated as part of a provider for Medicare payment purposes. In these 
cases, the services of the subordinate facility are included on the “main” provider’s cost report and overhead costs of the main 
provider can be allocated to the subordinate facility, to the extent that they are shared. As of December 31, 2019, we operated 19
critical illness recovery hospitals and six rehabilitation hospitals that were treated as provider-based satellites of certain of our 
other facilities, 244 of the outpatient rehabilitation clinics we operated were provider-based and are operated as departments of 
the rehabilitation hospitals we operated, and we provide rehabilitation management and staffing services to hospital rehabilitation 
departments that may be treated as provider-based. These facilities are required to satisfy certain operational standards in order 
to retain their provider-based status.

Health Information Practices

The Health Insurance Portability and Accountability Act of 1996 (“HIPAA”) mandates the adoption of standards for the 
exchange  of  electronic  health  information  in  an  effort  to  encourage  overall  administrative  simplification  and  enhance  the 
effectiveness and efficiency of the healthcare industry, while maintaining the privacy and security of health information. Among 
the standards that the Department of Health and Human Services has adopted or will adopt pursuant to HIPAA are standards for 
electronic transactions and code sets, unique identifiers for providers (referred to as National Provider Identifier), employers, 
health plans and individuals, security and electronic signatures, privacy, and enforcement. If we fail to comply with the HIPAA 
requirements, we could be subject to criminal penalties and civil sanctions. The privacy, security and enforcement provisions of 
HIPAA were enhanced by the Health Information Technology for Economic and Clinical Health Act (“HITECH”), which was 
included in the ARRA. Among other things, HITECH establishes security breach notification requirements, allows enforcement 
of HIPAA by state attorneys general, and increases penalties for HIPAA violations.

The Department of Health and Human Services has adopted standards in three areas in which we are required to comply 

that affect our operations.

Standards relating to the privacy of individually identifiable health information govern our use and disclosure of protected 
health information and require us to impose those rules, by contract, on any business associate to whom such information is 
disclosed.

Standards relating to electronic transactions and code sets require the use of uniform standards for common healthcare 
transactions, including healthcare claims information, plan eligibility, referral certification and authorization, claims status, plan 
enrollment and disenrollment, payment and remittance advice, plan premium payments, and coordination of benefits.

Standards for the security of electronic health information require us to implement various administrative, physical, and 

technical safeguards to ensure the integrity and confidentiality of electronic protected health information.

We maintain a HIPAA committee that is charged with evaluating and monitoring our compliance with HIPAA. The HIPAA 
committee monitors regulations promulgated under HIPAA as they have been adopted to date and as additional standards and 
modifications are adopted. Although health information standards have had a significant effect on the manner in which we handle 
health data and communicate with payors, the cost of our compliance has not had a material adverse effect on our business, financial 
condition, or results of operations. We cannot estimate the cost of compliance with standards that have not been issued or finalized 
by the Department of Health and Human Services.

In addition to HIPAA, there are numerous federal and state laws and regulations addressing patient and consumer privacy 
concerns, including unauthorized access or theft of personal information. State statutes and regulations vary from state to state. 
Lawsuits, including class actions and action by state attorneys general, directed at companies that have experienced a privacy or 
security breach also can occur. Although our policies and procedures are aimed at complying with privacy and security requirements 
and minimizing the risks of any breach of privacy or security, there can be no assurance that a breach of privacy or security will 
not occur. If there is a breach, we may be subject to various penalties and damages and may be required to incur costs to mitigate 
the impact of the breach on affected individuals.

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Compliance Program

Our Compliance Program

We maintain a written code of conduct (the “Code of Conduct”) that provides guidelines for principles and regulatory rules 
that are applicable to our patient care and business activities. The Code of Conduct is reviewed and amended as necessary and is 
the basis for our company-wide compliance program. These guidelines are implemented by our compliance officer, our compliance 
and audit committee, and are communicated to our employees through education and training. We also have established a reporting 
system, auditing and monitoring programs, and a disciplinary system as a means for enforcing the Code of Conduct’s policies.

Compliance and Audit Committee

Our compliance and audit committee is made up of members of our senior management and in-house counsel. The compliance 
and audit committee meets, at a minimum, on a quarterly basis and reviews the activities, reports, and operation of our compliance 
program.  In  addition,  our  HIPAA  committee  provides  reports  to  the  compliance  and  audit  committee.  Our  vice  president  of 
compliance and audit services meets with the compliance and audit committee, at a minimum, on a quarterly basis to provide an 
overview of the activities and operation of our compliance program.

Operating Our Compliance Program

We focus on integrating compliance responsibilities with operational functions. We recognize that our compliance with 
applicable laws and regulations depends upon individual employee actions as well as company operations. As a result, we have 
adopted an operations team approach to compliance. Our corporate executives, with the assistance of corporate experts, designed 
the programs of the compliance and audit committee. We utilize facility leaders for employee-level implementation of our Code 
of Conduct. This approach is intended to reinforce our company-wide commitment to operate in accordance with the laws and 
regulations that govern our business.

Compliance Issue Reporting

In order to facilitate our employees’ ability to report known, suspected, or potential violations of our Code of Conduct, we 
have developed a system of reporting. This reporting, anonymous or attributable, may be accomplished through our toll-free 
compliance hotline, compliance e-mail address, or our compliance post office box. Our compliance officer and the compliance 
and audit committee are responsible for reviewing and investigating each compliance incident in accordance with the compliance 
and audit services department’s investigation policy.

Compliance Monitoring and Auditing / Comprehensive Training and Education

Monitoring reports and the results of compliance for each of our business segments are reported to the compliance and audit 
committee, at a minimum, on a quarterly basis. We train and educate our employees regarding the Code of Conduct, as well as 
the legal and regulatory requirements relevant to each employee’s work environment. New and current employees are required to 
acknowledge and certify that the employee has read, understood, and has agreed to abide by the Code of Conduct. Additionally, 
all employees are required to re-certify compliance with the Code of Conduct on an annual basis.

Policies and Procedures Reflecting Compliance Focus Areas

We review our policies and procedures for our compliance program from time to time in order to improve operations and 
to ensure compliance with requirements of standards, laws, and regulations and to reflect the ongoing compliance focus areas 
which have been identified by the compliance and audit committee.

Internal Audit

We have a compliance and audit department, which has an internal audit function. Our vice president of compliance and 
audit services manages the combined compliance and audit department and meets with the audit and compliance committee of 
our board of directors, at a minimum, on a quarterly basis to discuss audit results and provide an overview of the activities and 
operation of our compliance program.

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Available Information

We are subject to the information and periodic reporting requirements of the Securities Exchange Act of 1934, as amended, 
and, in accordance therewith, file periodic reports, proxy statements, and other information, including our Code of Conduct, with 
the SEC. Such periodic reports, proxy statements, and other information are available on the SEC’s website at www.sec.gov.

Our website address is www.selectmedicalholdings.com and can be used to access free of charge, through the investor 
relations  section,  our  annual  report  on  Form 10-K,  quarterly  reports  on  Form 10-Q,  current  reports  on  Form 8-K,  and  any 
amendments to those reports, as soon as reasonably practicable after we electronically file such material with or furnish it to the 
SEC. The information on our website is not incorporated as a part of this annual report.

Executive Officers of the Registrant

The following table sets forth the names, ages and titles, as well as a brief account of the business experience, of each person 

who was an executive officer of the Company as of February 20, 2020:

Name

Robert A. Ortenzio

Rocco A. Ortenzio

David S. Chernow

Martin F. Jackson

John A. Saich

Michael E. Tarvin

Scott A. Romberger

Age

Position

62 Executive Chairman and Co-Founder

87 Vice Chairman and Co-Founder

62

President and Chief Executive Officer

65 Executive Vice President and Chief Financial Officer

51 Executive Vice President and Chief Administrative Officer

59 Executive Vice President, General Counsel and Secretary

59

Senior Vice President, Controller and Chief Accounting Officer

Robert G. Breighner, Jr. 

50 Vice President, Compliance and Audit Services and Corporate Compliance Officer

Robert A. Ortenzio has served as our Executive Chairman and Co-Founder since January 1, 2014. Mr. Ortenzio co-founded 
Select and has served as a director of Select since February 1997, and became a director of the Company in February 2005. Mr. 
Ortenzio served as the Company’s Chief Executive Officer from January 1, 2005 to December 31, 2013 and as Select’s President 
and Chief Executive Officer from September 2001 to January 1, 2005. Mr. Ortenzio also served as Select’s President and Chief 
Operating Officer from February 1997 to September 2001. Mr. Ortenzio also currently serves on the board of directors of Concentra 
Group Holdings Parent. He was an Executive Vice President and a director of Horizon/CMS Healthcare Corporation from July 
1995 until July 1996. In 1986, Mr. Ortenzio co-founded Continental Medical Systems, Inc., and served in a number of different 
capacities, including as a Senior Vice President from February 1986 until April 1988, as Chief Operating Officer from April 1988 
until July 1995, as President from May 1989 until August 1996 and as Chief Executive Officer from July 1995 until August 1996. 
Before co-founding Continental Medical Systems, Inc., he was a Vice President of Rehab Hospital Services Corporation. Mr. 
Ortenzio is the son of Rocco A. Ortenzio, our Vice Chairman and Co-Founder.

Rocco A. Ortenzio has served as our Vice Chairman and Co-Founder since January 1, 2014. Mr. Ortenzio co-founded Select 
and served as Select’s Chairman and Chief Executive Officer from February 1997 until September 2001. Mr. Ortenzio served as 
Select’s Executive Chairman from September 2001 until December 2013, and Executive Chairman of the Company from February 
2005 until December 2013. In 1986, he co-founded Continental Medical Systems, Inc., and served as its Chairman and Chief 
Executive Officer until July 1995. In 1979, Mr. Ortenzio founded Rehab Hospital Services Corporation, and served as its Chairman 
and Chief Executive Officer until June 1986. In 1969, Mr. Ortenzio founded Rehab Corporation and served as its Chairman and 
Chief Executive Officer until 1974. Mr. Ortenzio is the father of Robert A. Ortenzio, the Company’s Executive Chairman and Co-
Founder.

David S. Chernow has served as our President and Chief Executive Officer since January 1, 2014. Mr. Chernow has served 
as our President and previously held various executive officer titles since September 2010. Mr. Chernow served as a director of 
the Company from January 2002 until February 2005 and from August 2005 until September 2010. Mr. Chernow also serves on 
the board of directors of Concentra Group Holdings Parent. From May 2007 to February 2010, Mr. Chernow served as the President 
and Chief Executive Officer of Oncure Medical Corp., one of the largest providers of free-standing radiation oncology care in the 
United States. From July 2001 to June 2007, Mr. Chernow served as the President and Chief Executive Officer of JA Worldwide, 
a nonprofit organization dedicated to the education of young people about business (formerly, Junior Achievement, Inc.). From 
1999 to 2001, he was the President of the Physician Services Group at US Oncology, Inc. Mr. Chernow co-founded American 
Oncology Resources in 1992 and served as its Chief Development Officer until the time of the merger with Physician Reliance 
Network, Inc., which created US Oncology, Inc. in 1999.

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Martin F. Jackson has served as our Executive Vice President and Chief Financial Officer since February 2007. He served 
as our Senior Vice President and Chief Financial Officer from May 1999 to February 2007. Mr. Jackson also serves on the board 
of  directors  of  Concentra  Group  Holdings  Parent.  Mr. Jackson  previously  served  as  a  Managing  Director  in  the  Health  Care 
Investment Banking Group for CIBC Oppenheimer from January 1997 to May 1999. Prior to that time, he served as Senior Vice 
President, Health Care Finance with McDonald & Company Securities, Inc. from January 1994 to January 1997. Prior to 1994, 
Mr. Jackson held senior financial positions with Van Kampen Merritt, Touche Ross, Honeywell and L’Nard Associates.

John A. Saich has served as our Executive Vice President and Chief Administrative Officer since October 1, 2018. He served 
as our Executive Vice President and Chief Human Resources Officer from December 2010 to September 2018. He served as our 
Senior Vice President, Human Resources from February 2007 to December 2010. He served as our Vice President, Human Resources 
from  November  1999  to  January  2007.  He  joined  the  Company  as  Director,  Human  Resources  and  HRIS  in  February  1998. 
Previously, Mr. Saich served as Director of Benefits and Human Resources for Integrated Health Services in 1997 and as Director 
of Human Resources for Continental Medical Systems, Inc. from August 1993 to January 1997.

Michael E. Tarvin has served as our Executive Vice President, General Counsel and Secretary since February 2007. He 
served as our Senior Vice President, General Counsel and Secretary from November 1999 to February 2007. He served as our 
Vice President, General Counsel and Secretary from February 1997 to November 1999. He was Vice President—Senior Counsel 
of Continental Medical Systems from February 1993 until February 1997. Prior to that time, he was Associate Counsel of Continental 
Medical Systems from March 1992. Mr. Tarvin was an associate at the Philadelphia law firm of Drinker Biddle & Reath LLP from 
September 1985 until March 1992.

Scott A. Romberger has served as our Senior Vice President and Controller since February 2007. He served as our Vice 
President and Controller from February 1997 to February 2007. In addition, he has served as our Chief Accounting Officer since 
December 2000. Prior to February 1997, he was Vice President—Controller of Continental Medical Systems from January 1991 
until January 1997. Prior to that time, he served as Acting Corporate Controller and Assistant Controller of Continental Medical 
Systems from June 1990 and December 1988, respectively. Mr. Romberger is a certified public accountant and was employed by 
a national accounting firm from April 1985 until December 1988.

Robert G. Breighner, Jr. has served as our Vice President, Compliance and Audit Services since August 2003. He served as 
our Director of Internal Audit from November 2001 to August 2003. Previously, Mr. Breighner was Director of Internal Audit for 
Susquehanna  Pfaltzgraff Co.  from  June  1997  until  November  2001.  Mr. Breighner  held  other  positions  with  Susquehanna 
Pfaltzgraff Co. from May 1991 until June 1997.

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Item 1A.    Risk Factors.

        In addition to the factors discussed elsewhere in this Form 10-K, the following are important factors which could cause actual 
results or events to differ materially from those contained in any forward-looking statements made by or on behalf of us.

Risks Related to Our Business

If there are changes in the rates or methods of government reimbursements for our services, our net operating revenues and 
profitability could decline.

Approximately 30% of our net operating revenues for the year ended December 31, 2017, 27% of our net operating revenues 
for the year ended December 31, 2018, and 26% of our net operating revenues for the year ended December 31, 2019, came from 
the highly regulated federal Medicare program.

In recent years, through legislative and regulatory actions, the federal government has made substantial changes to various 
payment systems under the Medicare program. President Obama signed into law comprehensive reforms to the healthcare system, 
including changes to the methods for, and amounts of, Medicare reimbursement. Additional reforms or other changes to these 
payment systems, including modifications to the conditions on qualification for payment, bundling payments to cover both acute 
and post-acute care, or the imposition of enrollment limitations on new providers, may be proposed or could be adopted, either 
by Congress or CMS. If revised regulations are adopted, the availability, methods, and rates of Medicare reimbursements for 
services of the type furnished at our facilities could change. For example, the rules and regulations related to patient criteria for 
our critical illness recovery hospitals could become more stringent and reduce the number of patients we admit. Some of these 
changes and proposed changes could adversely affect our business strategy, operations, and financial results. In addition, there 
can be no assurance that any increases in Medicare reimbursement rates established by CMS will fully reflect increases in our 
operating costs.

We conduct business in a heavily regulated industry, and changes in regulations, new interpretations of existing regulations, 
or violations of regulations may result in increased costs or sanctions that reduce our net operating revenues and profitability.

The  healthcare  industry  is  subject  to  extensive  federal,  state,  and  local  laws  and  regulations  relating  to:  (i) facility  and 
professional licensure, including certificates of need; (ii) conduct of operations, including financial relationships among healthcare 
providers, Medicare fraud and abuse, and physician self-referral; (iii) addition of facilities and services and enrollment of newly 
developed facilities in the Medicare program; (iv) payment for services; and (v) safeguarding protected health information.

Both federal and state regulatory agencies inspect, survey, and audit our facilities to review our compliance with these laws 
and regulations. While our facilities intend to comply with existing licensing, Medicare certification requirements, and accreditation 
standards, there can be no assurance that these regulatory authorities will determine that all applicable requirements are fully met 
at any given time. A determination by any of these regulatory authorities that a facility is not in compliance with these requirements 
could lead to the imposition of requirements that the facility takes corrective action, assessment of fines and penalties, or loss of 
licensure, Medicare certification, or accreditation. These consequences could have an adverse effect on our company.

In  addition,  there  have  been  heightened  coordinated  civil  and  criminal  enforcement  efforts  by  both  federal  and  state 
government agencies relating to the healthcare industry. The ongoing investigations relate to, among other things, various referral 
practices, billing practices, and physician ownership. In the future, different interpretations or enforcement of these laws and 
regulations  could  subject  us  to  allegations  of  impropriety  or  illegality  or  could  require  us  to  make  changes  in  our  facilities, 
equipment, personnel, services, and capital expenditure programs. These changes may increase our operating expenses and reduce 
our operating revenues. If we fail to comply with these extensive laws and government regulations, we could become ineligible 
to receive government program reimbursement, suffer civil or criminal penalties, or be required to make significant changes to 
our operations. In addition, we could be forced to expend considerable resources responding to any related investigation or other 
enforcement action.

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If our critical illness recovery hospitals fail to maintain their certifications as LTCHs or if our facilities operated as HIHs fail 
to qualify as hospitals separate from their host hospitals, our net operating revenues and profitability may decline.

As of December 31, 2019, we operated 101 critical illness recovery hospitals, all of which are currently certified by Medicare 
as LTCHs. LTCHs must meet certain conditions of participation to enroll in, and seek payment from, the Medicare program as an 
LTCH, including, among other things, maintaining an average length of stay for Medicare patients in excess of 25 days. An LTCH 
that fails to maintain this average length of stay for Medicare patients in excess of 25 days during a single cost reporting period 
is generally allowed an opportunity to show that it meets the length of stay criteria during a subsequent cure period. If the LTCH 
can show that it meets the length of stay criteria during this cure period, it will continue to be paid under the LTCH-PPS. If the 
LTCH again fails to meet the average length of stay criteria during the cure period, it will be paid under the general acute care 
IPPS at rates generally lower than the rates under the LTCH-PPS.

Similarly,  our  HIHs  must  meet  conditions  of  participation  in  the  Medicare  program,  which  include  additional  criteria 
establishing separateness from the hospital with which the HIH shares space. If our critical illness recovery hospitals fail to meet 
or maintain the standards for certification as LTCHs, they will receive payment under the general acute care hospitals IPPS which 
is generally lower than payment under the system applicable to LTCHs. Payments at rates applicable to general acute care hospitals 
would result in our hospitals receiving significantly less Medicare reimbursement than they currently receive for their patient 
services.

Decreases in Medicare reimbursement rates received by our outpatient rehabilitation clinics may reduce our future net operating 
revenues and profitability.

Our outpatient rehabilitation clinics receive payments from the Medicare program under a fee schedule. The Medicare Access 
and  CHIP  Reauthorization Act  of  2015  requires  that  payments  under  the  fee  schedule  be  adjusted  starting  in  2019  based  on 
performance in a MIPS and, beginning in 2020, incentives for participation in alternative payment models. The specifics of the 
MIPS and incentives for participation in alternative payment models will be subject to future notice and comment rule-making. 
It is unclear what impact, if any, the MIPS and incentives for participation in alternative payment models will have on our business 
and  operating  results,  but  any  resulting  decrease  in  payment  may  reduce  our  future  net  operating  revenues  and  profitability, 
including, for example, certain proposed CMS cuts to maintain budget-neutrality in respect of evaluation and management services 
that will increase spending by more than $20 million, which may result in physical and occupational therapy services receiving 
code reductions, and a concurrent decrease in payments, of approximately 8%. 

The nature of the markets that Concentra serves may constrain its ability to raise prices at rates sufficient to keep pace with 
the inflation of its costs.

Rates of reimbursement for work-related injury or illness visits in Concentra’s occupational health services business are 
established  through  a  legislative  or  regulatory  process  within  each  state  that  Concentra  serves.  Currently,  36  states  in  which 
Concentra has operations have fee schedules pursuant to which all healthcare providers are uniformly reimbursed. The fee schedules 
are determined by each state and generally prescribe the maximum amounts that may be reimbursed for a designated procedure. 
In the states without fee schedules, healthcare providers are generally reimbursed based on usual, customary and reasonable rates 
charged in the particular state in which the services are provided. Given that Concentra does not control these processes, it may 
be subject to financial risks if individual jurisdictions reduce rates or do not routinely raise rates of reimbursement in a manner 
that keeps pace with the inflation of Concentra’s costs of service.

In Concentra’s veterans’ healthcare business, reimbursement rates are generally set according to the capitated monthly rate 
based on the number of then enrolled patients at that CBOC. Evolving legislative and regulatory changes aimed at improving 
veterans’ access to care, the most recent of which is the VA MISSION Act of 2018, could result in fewer patients enrolling in 
CBOCs. Federal legislation that permits certain veterans to receive their healthcare outside of the Department of Veterans Affairs 
facilities, for example, may reduce demand for services at some of Concentra’s CBOCs. Moreover, changes in the methods, manner 
or amounts of compensation payable for Concentra’s services, including, amounts reimbursable to the CBOCs under its agreements 
with the Department of Veterans Affairs, due to legislative or other changes or shifting budget priorities could result in lower 
reimbursement for services provided at Concentra’s CBOCs. Concentra may receive lower payments from the Veterans Health 
Administration if fewer eligible veterans are considered to live within the catchments of its CBOCs. These trends could have an 
adverse effect on our financial condition and results of operations.

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If our rehabilitation hospitals fail to comply with the 60% Rule or admissions to IRFs are limited due to changes to the diagnosis 
codes on the presumptive compliance list, our net operating revenues and profitability may decline.

As of December 31, 2019, we operated 29 rehabilitation hospitals, all of which were certified as Medicare providers and 
operating as IRFs. Our rehabilitation hospitals must meet certain conditions of participation to enroll in, and seek payment from, 
the Medicare program as an IRF. Among other things, at least 60% of the IRF’s total inpatient population must require treatment 
for one or more of 13 conditions specified by regulation. This requirement is now commonly referred to as the “60% Rule.” 
Compliance with the 60% Rule is demonstrated through a two step process. The first step is the “presumptive” method, in which 
patient diagnosis codes are compared to a “presumptive compliance” list. IRFs that fail to demonstrate compliance with the 60% 
Rule using this presumptive test may demonstrate compliance through a second step involving an audit of the facility’s medical 
records to assess compliance.

If an IRF does not demonstrate compliance with the 60% Rule by either the presumptive method or through a review of 
medical records, then the facility’s classification as an IRF may be terminated at the start of its next cost reporting period causing 
the facility to be paid as a general acute care hospital under IPPS. If our rehabilitation hospitals fail to demonstrate compliance 
with the 60% Rule through either method and are classified as general acute care hospitals, our net operating revenue and profitability 
may be adversely affected.

As a result of post-payment reviews of claims we submit to Medicare for our services, we may incur additional costs and may 
be required to repay amounts already paid to us.

We are subject to regular post-payment inquiries, investigations, and audits of the claims we submit to Medicare for payment 
for our services. These post-payment reviews include medical necessity reviews for Medicare patients admitted to LTCHs and 
IRFs, and audits of Medicare claims under the Recovery Audit Contractor program. These post-payment reviews may require us 
to incur additional costs to respond to requests for records and to pursue the reversal of payment denials, and ultimately may 
require us to refund amounts paid to us by Medicare that are determined to have been overpaid.

Most of our critical illness recovery hospitals are subject to short-term leases, and the loss of multiple leases close in time could 
materially and adversely affect our business, financial condition, and results of operations.

We lease most of our critical illness recovery hospitals under short-term leases with terms of less than ten years. These leases 
often do not have favorable renewal options and generally cannot be renewed or extended without the written consent of the 
landlords thereunder.  If we cannot renew or extend a significant number of our existing leases, or if the terms for lease renewal 
or extension offered by landlords on a significant number of leases are unacceptable to us, then the loss of multiple leases close 
in time could materially and adversely affect our business, financial condition, and results of operations.

Our facilities are subject to extensive federal and state laws and regulations relating to the privacy of individually identifiable 
information.

HIPAA required the United States Department of Health and Human Services to adopt standards to protect the privacy and 
security of individually identifiable health information. The department released final regulations containing privacy standards in 
December 2000 and published revisions to the final regulations in August 2002. The privacy regulations extensively regulate the 
use and disclosure of individually identifiable health information. The regulations also provide patients with significant new rights 
related  to  understanding  and  controlling  how  their  health  information  is  used  or  disclosed.  The  security  regulations  require 
healthcare providers to implement administrative, physical and technical practices to protect the security of individually identifiable 
health information that is maintained or transmitted electronically. HITECH, which was signed into law in February 2009, enhanced 
the privacy, security, and enforcement provisions of HIPAA by, among other things, establishing security breach notification 
requirements, allowing enforcement of HIPAA by state attorneys general, and increasing penalties for HIPAA violations. Violations 
of HIPAA or HITECH could result in civil or criminal penalties. For example, HITECH permits HHS to conduct audits of HIPAA 
compliance and impose penalties even if we did not know or reasonably could not have known about the violation and increases 
civil monetary penalty amounts up to $50,000 per violation with a maximum of $1.5 million in a calendar year for violations of 
the same requirement.

In addition to HIPAA, there are numerous federal and state laws and regulations addressing patient and consumer privacy 
concerns, including unauthorized access, or theft of patient’s identifiable health information. State statutes and regulations vary 
from  state  to  state.  Lawsuits,  including  class  actions  and  action  by  state  attorneys  general,  directed  at  companies  that  have 
experienced a privacy or security breach also can occur.

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In  the  conduct  of  our  business,  we  process,  maintain,  and  transmit  sensitive  data,  including  our  patient’s  individually 
identifiable health information. We have developed a comprehensive set of policies and procedures in our efforts to comply with 
HIPAA  and  other  privacy  laws.  Our  compliance  officer,  privacy  officer,  and  information  security  officer  are  responsible  for 
implementing and monitoring compliance with our privacy and security policies and procedures at our facilities. We believe that 
the cost of our compliance with HIPAA and other federal and state privacy laws will not have a material adverse effect on our 
business, financial condition, results of operations, or cash flows. However, there can be no assurance that a breach of privacy or 
security will not occur. If there is a breach, we may be subject to various lawsuits, penalties and damages and may be required to 
incur costs to mitigate the impact of the breach on affected individuals.

We may be adversely affected by a security breach of our, or our third-party vendors’, information technology systems, such 
as a cyber attack, which may cause a violation of HIPAA or HITECH and subject us to potential legal and reputational harm.

In the normal course of business, our information technology systems hold sensitive patient information including patient 
demographic data, eligibility for various medical plans including Medicare and Medicaid, and protected health information, which 
is subject to HIPAA and  HITECH. Additionally, we  utilize those same systems to  perform  our day-to-day activities, such as 
receiving referrals, assigning medical teams to patients, documenting medical information, maintaining an accurate record of all 
transactions, processing payments, and maintaining our employee’s personal information. We also contract with third-party vendors 
to maintain and store our patient’s individually identifiable health information. Numerous state and federal laws and regulations 
address privacy and information security concerns resulting from our access to our patient’s and employee’s personal information.

Our information technology systems and those of our vendors that process, maintain, and transmit such data are subject to 
computer viruses, cyber attacks, or breaches. We adhere to policies and procedures designed to ensure compliance with HIPAA 
and other privacy and information security laws and require our third-party vendors to do so as well. Failure to maintain the security 
and functionality of our information systems and related software, or to defend a cybersecurity attack or other attempt to gain 
unauthorized access to our or third-party’s systems, facilities, or patient health information could expose us to a number of adverse 
consequences,  including  but  not  limited  to  disruptions  in  our  operations,  regulatory  and  other  civil  and  criminal  penalties, 
reputational harm, investigations and enforcement actions (including, but not limited to, those arising from the SEC, Federal Trade 
Commission, the OIG or state attorneys general), fines, litigation with those affected by the data breach, loss of customers, disputes 
with payors, and increased operating expense, which either individually or in the aggregate could have a material adverse effect 
on our business, financial position, results of operations, and liquidity.

Furthermore, while our information technology systems, and those of our third-party vendors, are maintained with safeguards 
protecting against cyber attacks, including passive intrusion protection, firewalls, and virus detection software, these safeguards 
do not ensure that a significant cyber attack could not occur. A cyber attack that bypasses our information technology security 
systems, or those of our third-party vendors, could cause the loss of protected health information, or other data subject to privacy 
laws, the loss of proprietary business information, or a material disruption to our or a third-party vendor’s information technology 
business systems resulting in a material adverse effect on our business, financial condition, results of operations, or cash flows. 
In addition, our future results could be adversely affected due to the theft, destruction, loss, misappropriation, or release of protected 
health information, other confidential data or proprietary business information, operational or business delays resulting from the 
disruption of information technology systems and subsequent clean-up and mitigation activities, negative publicity resulting in 
reputation or brand damage with clients, members, or industry peers, or regulatory action taken as a result of such incident. We 
provide our employees training and regular reminders on important measures they can take to prevent breaches. We routinely 
identify attempts to gain unauthorized access to our systems. However, given the rapidly evolving nature and proliferation of cyber 
threats, there can be no assurance our training and network security measures or other controls will detect, prevent, or remediate 
security or data breaches in a timely manner or otherwise prevent unauthorized access to, damage to, or interruption of our systems 
and operations. For example, it has been widely reported that many well-organized international interests, in certain cases with 
the backing of sovereign governments, are targeting the theft of patient information through the use of advance persistent threats. 
Similarly, in recent years, several hospitals have reported being the victim of ransomware attacks in which they lost access to their 
systems,  including  clinical  systems,  during  the  course  of  the  attacks.  We  are  likely  to  face  attempted  attacks  in  the  future. 
Accordingly, we may be vulnerable to losses associated with the improper functioning, security breach, or unavailability of our 
information systems as well as any systems used in acquired operations.

Our acquisitions require transitions and integration of various information technology systems, and we regularly upgrade 
and expand our information technology systems’ capabilities. If we experience difficulties with the transition and integration of 
these systems or are unable to implement, maintain, or expand our systems properly, we could suffer from, among other things, 
operational disruptions, regulatory problems, working capital disruptions, and increases in administrative expenses. While we 
make significant efforts to address any information security issues and vulnerabilities with respect to the companies we acquire, 
we may still inherit risks of security breaches or other compromises when we integrate these companies within our business. 

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Quality reporting requirements may negatively impact Medicare reimbursement.

The IMPACT  Act  requires  the  submission  of  standardized  data  by  certain  healthcare  providers.  Specifically, 
the IMPACT Act requires, among other significant activities, the reporting of standardized patient assessment data with regard to 
quality measures, resource use, and other measures. Failure to report data as required will subject providers to a 2% reduction in 
market basket prices then in effect. Additionally, reporting activities associated with the IMPACT Act are anticipated to be quite 
burdensome. CMS proposes to require hospitals to have a discharge planning process that focuses on patients’ goals and preferences 
and on preparing them and, as appropriate, their caregivers, to be active partners in their post-discharge care. The adoption of 
these and additional quality reporting measures for our hospitals to track and report will require additional time and expense and 
could affect reimbursement in the future. In healthcare generally, the burdens associated with collecting, recording, and reporting 
quality data are increasing.

There can be no assurance that all of our hospitals will continue to meet quality reporting requirements in the future which 
may result in one or more of our hospitals seeing a reduction in its Medicare reimbursements. Regardless, we, like other healthcare 
providers, are likely to incur additional expenses in an effort to comply with additional and changing quality reporting requirements.

We may be adversely affected by negative publicity which can result in increased governmental and regulatory scrutiny and 
possibly adverse regulatory changes.

Negative press coverage, including about the industries in which we currently operate, can result in increased governmental 
and regulatory scrutiny and possibly adverse regulatory changes. Adverse publicity and increased governmental scrutiny can have 
a negative impact on our reputation with referral sources and patients and on the morale and performance of our employees, both 
of which could adversely affect our businesses and results of operations.

Current  and  future  acquisitions  may  use  significant  resources,  may  be  unsuccessful,  and  could  expose  us  to  unforeseen 
liabilities.

As part of our growth strategy, we may pursue acquisitions of critical illness recovery hospitals, rehabilitation hospitals, 
outpatient rehabilitation clinics, and other related healthcare facilities and services. These acquisitions, may involve significant 
cash expenditures, debt incurrence, additional operating losses and expenses, and compliance risks that could have a material 
adverse effect on our financial condition and results of operations.

We may not be able to successfully integrate our acquired businesses into ours, and therefore, we may not be able to realize 
the intended benefits from an acquisition. If we fail to successfully integrate acquisitions, our financial condition and results of 
operations may be materially adversely affected. These acquisitions could result in difficulties integrating acquired operations, 
technologies,  and  personnel  into  our  business.  Such  difficulties  may  divert  significant  financial,  operational,  and  managerial 
resources from our existing operations and make it more difficult to achieve our operating and strategic objectives. We may fail 
to retain employees or patients acquired through these acquisitions, which may negatively impact the integration efforts. These 
acquisitions could also have a negative impact on our results of operations if it is subsequently determined that goodwill or other 
acquired intangible assets are impaired, thus resulting in an impairment charge in a future period.

In addition, these acquisitions involve risks that the acquired businesses will not perform in accordance with expectations; 
that we may become liable for unforeseen financial or business liabilities of the acquired businesses, including liabilities for failure 
to comply with healthcare regulations; that the expected synergies associated with acquisitions will not be achieved; and that 
business judgments concerning the value, strengths, and weaknesses of businesses acquired will prove incorrect, which could have 
a material adverse effect on our financial condition and results of operations.

Future joint ventures may use significant resources, may be unsuccessful, and could expose us to unforeseen liabilities.

As part of our growth strategy, we have partnered and may partner with large healthcare systems to provide post-acute care 
services. These joint ventures have included and may involve significant cash expenditures, debt incurrence, additional operating 
losses and expenses, and compliance risks that could have a material adverse effect on our financial condition and results of 
operations.

A joint venture involves the combining of corporate cultures and mission. As a result, we may not be able to successfully 
operate a joint venture, and therefore, we may not be able to realize the intended benefits. If we fail to successfully execute a joint 
venture relationship, our financial condition and results of operations may be materially adversely affected. A new joint venture 
could result in difficulties in combining operations, technologies, and personnel. Such difficulties may divert significant financial, 
operational, and managerial resources from our existing operations and make it more difficult to achieve our operating and strategic 
objectives. We may fail to retain employees or patients as a result of the integration efforts.

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A joint venture is operated through a board of directors that contains representatives of Select and other parties to the joint 
venture. We may not control the board or some actions of the board may require supermajority votes. As a result, the joint venture 
may elect certain actions that could have adverse effects on our financial condition and results of operations.

If we fail to compete effectively with other hospitals, clinics, occupational health centers, and healthcare providers in the local 
areas we serve, our net operating revenues and profitability may decline.

The healthcare business is highly competitive, and we compete with other hospitals, rehabilitation clinics, occupational 
health centers, and other healthcare providers for patients. If we are unable to compete effectively in the critical illness recovery, 
rehabilitation hospital, outpatient rehabilitation, and occupational health services businesses, our ability to retain customers and 
physicians, or maintain or increase our revenue growth, price flexibility, control over medical cost trends, and marketing expenses 
may be compromised and our net operating revenues and profitability may decline.

Many of our critical illness recovery hospitals and our rehabilitation hospitals operate in geographic areas where we compete 

with at least one other facility that provides similar services.

Our outpatient rehabilitation clinics face competition from a variety of local and national outpatient rehabilitation providers, 
including physician-owned physical therapy clinics, dedicated locally owned and managed outpatient rehabilitation clinics, and 
hospital or university owned or affiliated ventures, as well as national and regional providers in select areas. Other competing 
outpatient rehabilitation clinics in local areas we serve may have greater name recognition and longer operating histories than our 
clinics. The managers of these competing clinics may also have stronger relationships with physicians in their communities, which 
could give them a competitive advantage for patient referrals. Because the barriers to entry are not substantial and current customers 
have the flexibility to move easily to new healthcare service providers, we believe that new outpatient physical therapy competitors 
can emerge relatively quickly.

Concentra’s primary competitors, including those of U.S. HealthWorks, have typically been independent physicians, hospital 
emergency departments, and hospital-owned or hospital-affiliated medical facilities. Because the barriers to entry in Concentra’s 
geographic markets are not substantial and its current customers have the flexibility to move easily to new healthcare service 
providers, new competitors to Concentra can emerge relatively quickly. The markets for Concentra’s consumer health and veterans’ 
healthcare businesses are also fragmented and competitive. If Concentra’s competitors are better able to attract patients or expand 
services at their facilities than Concentra is, Concentra may experience an overall decline in revenue. Similarly, competitive pricing 
pressures from our competitors could cause Concentra to lose existing or future CBOC contracts with the Department of Veterans 
Affairs, which may also cause Concentra to experience an overall decline in revenue.

Future cost containment initiatives undertaken by private third-party payors may limit our future net operating revenues and 
profitability.

Initiatives undertaken by major insurers and managed care companies to contain healthcare costs affect our profitability. 
These payors attempt to control healthcare costs by contracting with hospitals and other healthcare providers to obtain services 
on a discounted basis. We believe that this trend may continue and may limit reimbursements for healthcare services. If insurers 
or managed care companies from whom we receive substantial payments reduce the amounts they pay for services, our profit 
margins may decline, or we may lose patients if we choose not to renew our contracts with these insurers at lower rates.

If we fail to maintain established relationships with the physicians in the areas we serve, our net operating revenues may 
decrease.

Our success is partially dependent upon the admissions and referral practices of the physicians in the communities our critical 
illness recovery hospitals, rehabilitation hospitals, and outpatient rehabilitation clinics serve, and our ability to maintain good 
relations with these physicians. Physicians referring patients to our hospitals and clinics are generally not our employees and, in 
many of the local areas that we serve, most physicians have admitting privileges at other hospitals and are free to refer their patients 
to other providers. If we are unable to successfully cultivate and maintain strong relationships with these physicians, our hospitals’ 
admissions and our facilities’ and clinics’ businesses may decrease, and our net operating revenues may decline.

We could experience significant increases to our operating costs due to shortages of healthcare professionals or union activity.

Our  critical  illness  recovery  hospitals  and  our  rehabilitation  hospitals  are  highly  dependent  on  nurses,  our  outpatient 
rehabilitation division is highly dependent on therapists for patient care, and Concentra is highly dependent upon the ability of its 
affiliated professional groups to recruit and retain qualified physicians and other licensed providers. The market for qualified 
healthcare professionals is highly competitive. We have sometimes experienced difficulties in attracting and retaining qualified 
healthcare personnel. We cannot assure you we will be able to attract and retain qualified healthcare professionals in the future. 
Additionally, the cost of attracting and retaining qualified healthcare personnel may be higher than we anticipate, and as a result, 
our profitability could decline.

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In addition, United States healthcare providers are continuing to see an increase in the amount of union activity. Though we 
cannot predict the degree to which we will be affected by future union activity, there may be continuing legislative proposals that 
could result in increased union activity. We could experience an increase in labor and other costs from such union activity.

Our business operations could be significantly disrupted if we lose key members of our management team.

Our success depends to a significant degree upon the continued contributions of our senior officers and other key employees, 
and our ability to retain and motivate these individuals. We currently have employment agreements in place with three executive 
officers and change in control agreements and/or non-competition agreements with several other officers. Many of these individuals 
also have significant equity ownership in our company. We do not maintain any key life insurance policies for any of our employees. 
The loss of the services of certain of these individuals could disrupt significant aspects of our business, could prevent us from 
successfully executing our business strategy, and could have a material adverse effect on our results of operations.

In conducting our business, we are required to comply with applicable laws regarding fee-splitting and the corporate practice 
of medicine.

Some  states  prohibit  the  “corporate  practice  of  medicine”  that  restricts  business  corporations  from  practicing  medicine 
through the direct employment of physicians or from exercising control over medical decisions by physicians. Some states similarly 
prohibit the “corporate practice of therapy.” The laws relating to corporate practice vary from state to state and are not fully 
developed in each state in which we have facilities. Typically, however, professional corporations owned and controlled by licensed 
professionals are exempt from corporate practice restrictions and may employ physicians or therapists to furnish professional 
services. Also, in some states, hospitals are permitted to employ physicians.

Some states also prohibit entities from engaging in certain financial arrangements, such as fee-splitting, with physicians or 
therapists. The laws relating to fee-splitting also vary from state to state and are not fully developed. Generally, these laws restrict 
business arrangements that involve a physician or therapist sharing medical fees with a referral source, but in some states, these 
laws have been interpreted to extend to management agreements between physicians or therapists and business entities under some 
circumstances.

We believe that the Company’s current and planned activities do not constitute fee-splitting or the unlawful corporate practice 
of medicine as contemplated by these state laws. However, there can be no assurance that future interpretations of such laws will 
not require structural and organizational modification of our existing relationships with the practices. If a court or regulatory body 
determines that we have violated these laws or if new laws are introduced that would render our arrangements illegal, we could 
be subject to civil or criminal penalties, our contracts could be found legally invalid and unenforceable (in whole or in part), or 
we could be required to restructure our contractual arrangements with our affiliated physicians and other licensed providers.

If the frequency of workplace injuries and illnesses continues to decline, Concentra’s results may be negatively affected.

Approximately 58% of Concentra’s revenue in 2019 was generated from the treatment of workers’ compensation claims. 
In  the  past  decade,  the  number  of  workers’  compensation  claims  has  decreased,  which  Concentra  primarily  attributes  to 
improvements in workplace safety, improved risk management by employers, and changes in the type and composition of jobs. 
During the economic downturn, the number of employees with workers’ compensation insurance substantially decreased. Although 
the number of covered employees has increased more in recent years as the employment rate has increased, adverse economic 
conditions can cause the number of covered employees to decline which can cause further declines in workers’ compensation 
claims. In addition, because of the greater access to health insurance and the fact that the United States economy has continued 
to shift from a manufacturing-based to a service-based economy along with general improvements in workplace safety, workers 
are generally healthier and less prone to work injuries. Increases in employer-sponsored wellness and health promotion programs, 
spurred in part by the ACA, have led to fitter and healthier employees who may be less likely to injure themselves on the job. 
Concentra’s business model is based, in part, on its ability to expand its relative share of the market for the treatment of claims 
for workplace injuries and illnesses. If workplace injuries and illnesses decline at a greater rate than the increase in total employment, 
or if total employment declines at a greater rate than the increase in incident rates, the number of claims in the workers’ compensation 
market will decrease and may adversely affect Concentra’s business.

If Concentra loses several significant employer customers or payor contracts, its results may be adversely affected.

Concentra’s  results  may  decline  if  it  loses  several  significant  employer  customers  or  payor  contracts.  One  or  more  of 
Concentra’s significant employer customers could be acquired. Additionally, Concentra could lose significant employer customers 
or payor contracts due to competitive pricing pressures or other reasons. The loss of several significant employer customers or 
payor contracts could cause a material decline in Concentra’s profitability and operating performance.

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Significant legal actions could subject us to substantial uninsured liabilities.

Physicians, hospitals, and other healthcare providers have become subject to an increasing number of legal actions alleging 
malpractice, product liability, or related legal theories. Many of these actions involve large claims and significant defense costs. 
We are also subject to lawsuits under federal and state whistleblower statutes designed to combat fraud and abuse in the healthcare 
industry. These whistleblower lawsuits are not covered by insurance and can involve significant monetary damages and award 
bounties to private plaintiffs who successfully bring the suits. See “Legal Proceedings” and Note 16 in our audited consolidated 
financial statements.

We currently maintain professional malpractice liability insurance and general liability insurance coverages through a number 
of different programs that are dependent upon such factors as the state where we are operating and whether the operations are 
wholly owned or are operated through a joint venture.  For our wholly owned operations, we currently maintain insurance coverages 
under a combination of policies with a total annual aggregate limit of up to $40.0 million. Our insurance for the professional 
liability  coverage  is  written  on  a  “claims-made”  basis,  and  our  commercial  general  liability  coverage  is  maintained  on  an 
“occurrence” basis. These coverages apply after a self-insured retention limit is exceeded.  For our joint venture operations, we 
have numerous programs that are designed to respond to the risks of the specific joint venture.  The annual aggregate limit under 
these programs ranges from $6.0 million to $20.0 million.  The policies are generally written on a “claims-made” basis.  Each of 
these programs has either a deductible or self-insured retention limit. We review our insurance program annually and may make 
adjustments to the amount of insurance coverage and self-insured retentions in future years. In addition, our insurance coverage 
does not generally cover punitive damages and may not cover all claims against us. See “Business—Government Regulations—
Other Healthcare Regulations.”

Concentration of ownership among our existing executives and directors may prevent new investors from influencing significant 
corporate decisions.

Our executives and directors, beneficially own, in the aggregate, approximately 19.7% of Holdings’ outstanding common 
stock as of February 1, 2020. As a result, these stockholders have significant control over our management and policies and are 
able to exercise influence over all matters requiring stockholder approval, including the election of directors, amendment of our 
certificate of incorporation, and approval of significant corporate transactions. The directors elected by these stockholders are able 
to make decisions affecting our capital structure, including decisions to issue additional capital stock, implement stock repurchase 
programs, and incur indebtedness. This influence may have the effect of deterring hostile takeovers, delaying or preventing changes 
in control or changes in management, or limiting the ability of our other stockholders to approve transactions that they may deem 
to be in their best interest.

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Risks Related to Our Capital Structure

If WCAS and the other members of Concentra Group Holdings Parent or DHHC exercise their Put Right, it may have an 
adverse effect on our liquidity. Additionally, we may not have adequate funds to pay amounts due in connection with the Put 
Right, if exercised, in which case we would be required to issue Holdings’ common stock to purchase interests of Concentra 
Group Holdings Parent and our stockholders’ ownership interest will be diluted.

Pursuant to the Amended and Restated Limited Liability Company Agreement of Concentra Group Holdings Parent, WCAS 
and the other members of Concentra Group Holdings Parent and DHHC have separate put rights (each, a “Put Right”) with respect 
to their equity interests in Concentra Group Holdings Parent. If a Put Right is exercised by WCAS or DHHC, Select will be 
obligated to purchase up to 33 1/3% of the equity interests of Concentra Group Holdings Parent that WCAS or DHHC, respectively, 
owned as of February 1, 2018, at a purchase price based on a valuation of Concentra Group Holdings Parent performed by an 
investment bank to be agreed between Select and one of WCAS or DHHC, which valuation will be based on certain precedent 
transactions using multiples of EBITDA (as defined in the Amended and Restated Limited Liability Company Agreement of 
Concentra Group Holdings Parent) and capped at an agreed upon multiple of EBITDA. Select has the right to elect to pay the 
purchase price in cash or in shares of Holdings’ common stock. 

On January 1, 2020, Select, WCAS and DHHC agreed to a transaction in lieu of, and deemed to constitute, the exercise of 
WCAS’ and DHHC’s first Put Right (the “January Interest Purchase”), pursuant to which Select acquired an aggregate amount of 
approximately 17.2% of the outstanding membership interests, on a fully diluted basis, of Concentra Group Holdings Parent from 
WCAS, DHHC and the other equity holders of Concentra Group Holdings Parent, in exchange for an aggregate payment of 
approximately $338.4 million. On February 1, 2020, Select, WCAS and DHHC agreed to a transaction pursuant to which Select 
acquired an additional amount of approximately 1.4% of the outstanding membership interests of Concentra Group Holdings 
Parent on a fully diluted basis from WCAS, DHHC, and other equity holders of Concentra Group Holdings Parent for approximately 
$27.8 million (the “February Interest Purchase”). The February Interest Purchase was deemed to constitute an additional exercise 
of WCAS’ and DHHC’s first Put Right. Upon consummation of the January Interest Purchase and the February Interest Purchase, 
Select owns in the aggregate approximately 66.6% of the outstanding membership interests of Concentra Group Holdings Parent 
on a fully diluted basis and approximately 68.8% of the outstanding voting membership interests of Concentra Group Holdings 
Parent. 

WCAS and DHHC may exercise their remaining respective Put Rights to sell up to an additional 33 1/3% of the equity 
interests in Concentra Group Holdings Parent that each, respectively, owned as of February 1, 2018, on an annual basis beginning 
in 2021 during the sixty-day period following the delivery of the audited financial statements for the immediately preceding fiscal 
year. If WCAS exercises future Put Rights, the other members of Concentra Group Holdings Parent, other than DHHC, may elect 
to sell to Select, on the same terms as WCAS, a percentage of their equity interests of Concentra Group Holdings Parent that such 
member owned as of the date of the Amended and Restated LLC Agreement, up to but not exceeding the percentage of equity 
interests owned by WCAS as of the date of the Amended and Restated LLC Agreement that WCAS has determined to sell to Select 
in the exercise of its Put Right. 

Furthermore, WCAS, DHHC, and the other members of Concentra Group Holdings Parent have a put right with respect to 
their equity interest in Concentra Group Holdings Parent that may only be exercised in the event Holdings or Select experiences 
a  change  of  control  that  has  not  been  previously  approved  by WCAS  and  DHHC,  and  which  results  in  change in  the  senior 
management of Select (an “SEM COC Put Right”). If an SEM COC Put Right is exercised by WCAS, Select will be obligated to 
purchase all (but not less than all) of the equity interests of WCAS and the other members of Concentra Group Holdings Parent 
(other  than  DHHC)  offered  by  such  members  at  a  purchase  price  based  on  a  valuation  of  Concentra  Group  Holdings  Parent 
performed by an investment bank to be agreed between Select and one of WCAS or DHHC, which valuation will be based on 
certain precedent transactions using multiples of EBITDA and capped at an agreed upon multiple of EBITDA. Similarly, if an 
SEM COC Put Right is exercised by DHHC, Select will be obligated to purchase all (but not less than all) of the equity interests 
of DHHC at a purchase price based on a valuation of Concentra Group Holdings Parent performed by an investment bank to be 
agreed between Select and one of WCAS or DHHC, which valuation will be based on certain precedent transactions using multiples 
of EBITDA and capped at an agreed upon multiple of EBITDA.

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We may not have sufficient funds, borrowing capacity, or other capital resources available to pay for the interests of Concentra 
Group Holdings Parent in cash if WCAS, DHHC, and the other members of Concentra Group Holdings Parent exercise the Put 
Right or the SEM COC Put Right, or may be prohibited from doing so under the terms of our debt agreements. Such lack of 
available funds upon the exercising of the Put Right or the SEM COC Put Right would force us to issue stock at a time we might 
not otherwise desire to do so in order to purchase the interests of Concentra Group Holdings Parent. To the extent that the interests 
of Concentra Group Holdings Parent are purchased by issuing shares of our common stock, the increase in the number of shares 
of our common stock issued and outstanding may depress the price of our common stock and our stockholders will experience 
dilution in their respective percentage ownership in us. In addition, shares issued to purchase the interests in Concentra Group 
Holdings Parent will be valued at the twenty-one trading day volume-weighted average sales price of such shares for the period 
beginning ten trading days immediately preceding the first public announcement of the Put Right or the SEM COC Put Right 
being exercised and ending ten trading days immediately following such announcement. Because the value of the common stock 
issued to purchase the interests in Concentra Group Holdings Parent is, in part, determined by the sales price of our common stock 
following the announcement that the Put Right or the SEM COC Put Right is being exercised, which may cause the sales price of 
our common stock to decline, the amount of common stock we may have to issue to purchase the interests in Concentra Group 
Holdings Parent may increase, resulting in further dilution to our existing stockholders.

Our substantial indebtedness may limit the amount of cash flow available to invest in the ongoing needs of our business.

We have a substantial amount of indebtedness.  As of December 31, 2019, Select had approximately $3,437.5 million of 
total  indebtedness,  and  Concentra  had  approximately  $1,247.6  million  of  total  indebtedness,  $1,240.0  million  of  which  was 
intercompany debt owed to Select. As of December 31, 2019, our total indebtedness to third parties was $3,445.1 million. Our 
indebtedness could have important consequences to you. For example, it:

• 

• 

• 

requires us to dedicate a substantial portion of our cash flow from operations to payments on our indebtedness, 
reducing the availability of our cash flow to fund working capital, capital expenditures, development activity, 
acquisitions, and other general corporate purposes;

increases our vulnerability to adverse general economic or industry conditions;

limits our flexibility in planning for, or reacting to, changes in our business or the industries in which we operate;

•  makes us more vulnerable to increases in interest rates, as borrowings under our senior secured credit facilities are at 

variable rates;

• 

• 

limits our ability to obtain additional financing in the future for working capital or other purposes; and

places us at a competitive disadvantage compared to our competitors that have less indebtedness.

Any of these consequences could have a material adverse effect on our business, financial condition, results of operations, 
prospects, and ability to satisfy our obligations under our indebtedness. In addition, there would be a material adverse effect on 
our business, financial condition, results of operations, and cash flows if we were unable to service our indebtedness or obtain 
additional financing, as needed. Furthermore, Concentra’s failure to repay its intercompany debt to Select could result in Select’s 
inability to service its indebtedness, leading to the consequences described above. 

See “Management’s Discussion and Analysis of Financial Condition and Results of Operations—Liquidity and Capital 

Resources.”

The Select credit facilities and the indenture governing Select’s 6.250% senior notes require Select to comply with certain 
financial covenants and obligations, the default of which may result in the acceleration of certain of Select’s indebtedness.

In the case of an event of default under the agreements governing the Select credit facilities (as defined below), the lenders 
under such agreements could elect to declare all amounts borrowed, together with accrued and unpaid interest and other fees, to 
be due and payable. If Select is unable to obtain a waiver from the requisite lenders under such circumstances, these lenders could 
exercise their rights, then Select’s financial condition and results of operations could be adversely affected, and Select could 
become bankrupt or insolvent.

The Select credit facilities require Select to maintain a leverage ratio (based upon the ratio of indebtedness to consolidated 
EBITDA as defined in the agreements governing the Select credit facilities), which is tested quarterly. Failure to comply with 
these covenants would result in an event of default under the Select credit facilities and, absent a waiver or an amendment from 
the lenders, preclude Select from making further borrowings under its revolving facility and permit the lenders to accelerate all 
outstanding borrowings under the Select credit facilities.

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Table of Contents

As of December 31, 2019, Select was required to maintain its leverage ratio (its ratio of total indebtedness to consolidated 
EBITDA for the prior four consecutive fiscal quarters) at less than 7.00 to 1.00. At December 31, 2019, Select’s leverage ratio 
was 4.31 to 1.00.

While Select has never defaulted on compliance with any of its financial covenants, Select’s ability to comply with this ratio 
in the future may be affected by events beyond its control. Inability to comply with the required financial covenants could result 
in a default under the Select credit facilities. In the event of any default under Select’s credit facilities, the revolving lenders could 
elect to terminate borrowing commitments and declare all borrowings outstanding, together with accrued and unpaid interest and 
other fees, to be immediately due and payable. In the event of any default under Select’s indenture, dated August 1, 2019, by and 
among Select, the guarantors named therein and U.S. Bank National Association, as trustee (the “Indenture”), the trustee or holders 
of 25% of the notes could declare all outstanding 6.250% senior notes immediately due and payable.

The Concentra credit facilities require Concentra to comply with certain financial covenants and obligations, the default of 
which may result in the acceleration of certain of Concentra’s indebtedness.

In the case of an event of default under the agreement (the “Concentra-JPM first lien credit agreement”) governing Concentra’s 
revolving facility (the “Concentra-JPM revolving facility” and, together with the Concentra-JPM first lien credit agreement, the 
“Concentra-JPM credit facilities”), which is nonrecourse to Select, the lenders under such agreement could elect to declare all 
amounts borrowed, if any, together with accrued and unpaid interest and other fees, to be due and payable. If Concentra is unable 
to obtain a waiver from these lenders under such circumstances, the lenders could exercise their rights, then Concentra’s financial 
condition and results of operations could be adversely affected, and Concentra could become bankrupt or insolvent. As of December 
31, 2019, there is no indebtedness outstanding under the Concentra-JPM revolving facility. 

The Concentra-JPM first lien credit agreement requires Concentra to maintain a leverage ratio (based upon the ratio of 
indebtedness for money borrowed to consolidated EBITDA) of 5.75 to 1.00, which is tested quarterly, but only if Revolving 
Exposure (as defined in the Concentra-JPM first lien credit agreement) exceeds 30% of Revolving Commitments (as defined in 
the Concentra-JPM first lien credit agreement) on such day. Failure to comply with this covenant would result in an event of 
default under the Concentra-JPM first lien credit agreement only and, absent a waiver or an amendment from the revolving lenders, 
preclude Concentra from making further borrowings under the Concentra-JPM revolving facility and permit the revolving lenders 
to accelerate all outstanding borrowings under the Concentra-JPM revolving facility. Upon such acceleration, Concentra’s failure 
to comply with the financial covenant would result in an event of default with respect to the Concentra intercompany loan agreement 
(as defined below).

The Concentra-JPM first lien credit agreement also contains a number of affirmative and restrictive covenants, including 
limitations on mergers, consolidations, and dissolutions; sales of assets; investments and acquisitions; indebtedness; liens; affiliate 
transactions; and dividends and restricted payments. The Concentra-JPM first lien credit agreement contains events of default for 
non-payment  of  principal  and  interest  when  due  (subject  to  a  grace  period  for  interest),  cross-default  and  cross-acceleration 
provisions and an event of default that would be triggered by a change of control.

While Concentra has never defaulted on compliance with its financial covenants, Concentra’s ability to comply with  this 
ratio in the future may be affected by events beyond our control. Inability to comply with the required financial covenants could 
result in a default under the Concentra-JPM first lien credit agreement. In the event of any default under the Concentra-JPM first 
lien  credit  agreement,  the  revolving  lenders  could  elect  to  terminate  borrowing  commitments  and  declare  all  borrowings 
outstanding, together with accrued and unpaid interest and other fees, to be immediately due and payable.

Payment of interest on, and repayment of principal of, our indebtedness is dependent in part on cash flow generated by our 
subsidiaries.

Payment of interest on, and repayment of, principal of our indebtedness will be dependent in part upon cash flow generated 
by our subsidiaries and their ability to make such cash available to us, by dividend, debt repayment, or otherwise. In particular, 
Concentra’s  inability  to  make  interest  and  principal  payments  when  due  to  Select,  pursuant  to  the  terms  of  the  Concentra 
intercompany loan agreement, may result in Select’s inability to service its debt to third parties. Our subsidiaries may not be able 
to, or be permitted to, make distributions to enable us to make payments in respect of our indebtedness. Each of our subsidiaries 
is a distinct legal entity and, under certain circumstances, legal and contractual restrictions may limit our ability to obtain cash 
from our subsidiaries. In the event that we do not receive distributions from our subsidiaries, we may be unable to make required 
principal  and  interest  payments  on  our  indebtedness.  In  addition,  any  payment  of  interest,  dividends,  distributions,  loans,  or 
advances by our subsidiaries to us could be subject to restrictions on dividends or repatriation of distributions under applicable 
local law, monetary transfer restrictions, and foreign currency exchange regulations in the jurisdictions in which the subsidiaries 
operate or under arrangements with local partners. Furthermore, the ability of our subsidiaries to make such payments of interest, 
dividends, distributions, loans, or advances may be contested by taxing authorities in the relevant jurisdictions.

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Table of Contents

Despite our substantial level of indebtedness, we and our subsidiaries may be able to incur additional indebtedness. This could 
further exacerbate the risks described above.

We and our subsidiaries may be able to incur additional indebtedness in the future. Although the Select credit facilities, the 
Indenture and the Concentra-JPM first lien credit agreement contain restrictions on the incurrence of additional indebtedness, 
these restrictions are subject to a number of qualifications and exceptions, and the indebtedness incurred in compliance with these 
restrictions could be substantial. Also, these restrictions do not prevent us or our subsidiaries from incurring obligations that do 
not constitute indebtedness. As of December 31, 2019, Select had $411.7 million of availability under the Select revolving facility 
(as  defined  below)  (after  giving  effect  to  $38.3  million  of  outstanding  letters  of  credit)  and  Concentra  had  $85.7  million  of 
availability under the Concentra-JPM revolving facility (after giving effect to $14.3 million of outstanding letters of credit). In 
addition, to the extent new debt is added to us and our subsidiaries’ current debt levels, the substantial leverage risks described 
above would increase.

Concentra’s inability to meet the conditions and payments under the Concentra-JPM revolving facility could jeopardize Select’s 
equity investment in Concentra.

Select is not a party to the Concentra-JPM first lien credit agreement and is not an obligor with respect to Concentra’s debt 
under the Concentra-JPM revolving facility; however, if Concentra fails to meet its obligations and defaults on the Concentra-
JPM revolving facility, a portion of or all of Select’s equity investment in Concentra could be at risk of loss.

Changes in the method of determining London Interbank Offered Rate (“LIBOR”), or the replacement of LIBOR with an 
alternative reference rate, may adversely affect interest expense related to our debt.

Amounts drawn under the Select credit facilities bear interest rates at the election of the borrower, in relation to LIBOR or 
an alternate base rate. On July 27, 2017, the Financial Conduct Authority in the U.K. announced that it would phase out LIBOR 
as a benchmark by the end of 2021. It is unclear whether new methods of calculating LIBOR will be established such that it 
continues to exist after 2021. The U.S. Federal Reserve is considering replacing U.S. dollar LIBOR with a newly created index 
called the Secured Overnight Financing Rate, calculated with a broad set of short-term repurchase agreements backed by treasury 
securities. The Select credit facilities contain certain provisions concerning the possibility that LIBOR may cease to exist, and 
that an alternative reference rate may be chosen. However, if LIBOR in fact ceases to exist, and no alternative rate is acceptable 
to Select or JPMorgan Chase Bank, N.A., as agent to the Select credit agreement, amounts drawn under the Select credit facilities 
would be subject to the alternate base rate, which may be a higher interest rate than LIBOR which would increase our interest 
expense. As a result, we may need to renegotiate the Select credit facilities and may not be able to do so with terms that are 
favorable to us. The overall financial market may be disrupted as a result of the phase-out or replacement of LIBOR. Disruption 
in the financial market or the inability to renegotiate the credit facility with favorable terms could have a material adverse effect 
on our business, financial position, and operating results.

We may be unable to refinance our debt on terms favorable to us or at all, which would negatively impact our business and 
financial condition.

We are subject to risks normally associated with debt financing, including the risk that our cash flow will be insufficient to 
meet required payments of principal and interest. While we intend to refinance all of our indebtedness before it matures, there can 
be no assurance that we will be able to refinance any maturing indebtedness, that such refinancing will be on terms as favorable 
to us as the terms of the maturing indebtedness or, if the indebtedness cannot be refinanced, that we will be able to otherwise 
obtain funds by selling assets or raising equity to make required payments on our maturing indebtedness. Furthermore, if prevailing 
interest rates or other factors at the time of refinancing result in higher interest rates upon refinancing, then the interest expense 
relating to that refinanced indebtedness would increase. If we are unable to refinance our indebtedness at or before maturity or 
otherwise meet our payment obligations, our business and financial condition will be negatively impacted, and we may be in 
default under our indebtedness. Any default under the Select credit facilities would permit lenders to foreclose on our assets and 
would also be deemed a default under the Indenture governing Select’s 6.250% senior notes, which may also result in the acceleration 
of that indebtedness, and, although Select is not an obligor with respect to Concentra’s debt under such agreements, if Concentra 
fails to meet its obligations and defaults on the Concentra-JPM first lien credit agreement, a portion of or all of Select’s equity 
investment in Concentra Group Holdings Parent, the indirect parent company of Concentra, could be at risk of loss.

See “Management’s Discussion and Analysis of Financial Condition and Results of Operations—Liquidity and Capital 

Resources.”

Item 1B.    Unresolved Staff Comments.

None.

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Table of Contents

Item 2.    Properties.

We currently lease most of our consolidated facilities, including critical illness recovery hospitals, rehabilitation hospitals, 
outpatient rehabilitation clinics, occupational health centers, CBOCs, and our corporate headquarters. We own 21 of our critical 
illness recovery hospitals, nine of our rehabilitation hospitals, one of our outpatient rehabilitation clinics, and eight of our Concentra 
occupational health centers throughout the United States. As of December 31, 2019, we leased 79 of our critical illness recovery 
hospitals, ten of our rehabilitation hospitals, 1,460 of our outpatient rehabilitation clinics, 513 of our Concentra occupational health 
centers, and 32 CBOCs throughout the United States.

We lease our corporate headquarters from companies owned by a related party affiliated with us through common ownership 
or management. As of December 31, 2019, our corporate headquarters is approximately 221,453 square feet and is located in 
Mechanicsburg, Pennsylvania.

The following is a list by state of the number of facilities we operated as of December 31, 2019.     

Critical Illness 
Recovery 
Hospitals(1)

Rehabilitation 
Hospitals(1)

Outpatient
Rehabilitation 
Clinics(1)

Concentra 
Occupational 
Health Centers(2)

Total
Facilities

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

District of Columbia

Florida

Georgia

Hawaii

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

North Carolina

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

1

—

2

2

1

—

—

1

—

12

5

—

—

3

2

2

2

—

—

—

—

11

1

4

4

2

—

—

1

—

2

16

2

—

10

—

—

—

1

—

1

—

—

—

—

2

1

—

—

—

—

—

—

2

—

—

—

—

—

—

3

—

1

—

4

—

—

5

—

—

2

—

39

23

9

41

1

75

42

59

13

5

120

69

—

68

30

21

14

64

3

23

65

21

36

32

1

96

2

14

—

164

1

37

102

25

—

232

—

—

5

17

2

100

23

10

1

—

32

16

1

17

12

3

4

9

3

7

12

2

18

6

—

15

3

7

3

21

4

8

17

7

4

17

2

24

14

61

5

177

65

69

15

5

166

91

1

85

45

26

20

75

8

30

77

23

65

39

5

118

7

22

3

190

5

47

140

34

4

261

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Table of Contents

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Total Company

2

1

5

2

—

—

1

—

1

3

101

—

—

—

6

—

—

1

—

—

—

29

26

—

19

128

—

—

42

9

—

8

4

—

9

56

6

2

6

18

—

12

32

1

33

192

6

2

50

27

1

23

1,740

521

2,391

_______________________________________________________________________________
(1)  

Includes  managed  critical  illness  recovery  hospitals,  rehabilitation  hospitals,  and  outpatient  rehabilitation  clinics, 
respectively.

(2) 

Our Concentra segment also had operations in New York and Wyoming. 

Item 3.    Legal Proceedings.

We are a party to various legal actions, proceedings, and claims (some of which are not insured), and regulatory and other 
governmental audits and investigations in the ordinary course of its business. We cannot predict the ultimate outcome of pending 
litigation, proceedings, and regulatory and other governmental audits and investigations. These matters could potentially subject 
us to sanctions, damages, recoupments, fines, and other penalties. The Department of Justice, CMS, or other federal and state 
enforcement and regulatory agencies may conduct additional investigations related to our businesses in the future that may, either 
individually or in the aggregate, have a material adverse effect on our business, financial position, results of operations, and 
liquidity.

To address claims arising out of the our operations, we maintain professional malpractice liability insurance and general 
liability insurance coverages through a number of different programs that are dependent upon such factors as the state where we 
are  operating  and  whether  the  operations  are  wholly  owned  or  are  operated  through  a  joint  venture.    For  our  wholly  owned 
operations, we currently maintain insurance coverages under a combination of policies with a total annual aggregate limit of up 
to $40.0 million. Our insurance for the professional liability coverage is written on a “claims-made” basis, and our commercial 
general liability coverage is maintained on an “occurrence” basis. These coverages apply after a self-insured retention limit is 
exceeded.  For our joint venture operations, we have numerous programs that are designed to respond to the risks of the specific 
joint venture.  The annual aggregate limit under these programs ranges from $6.0 million to $20.0 million.  The policies are 
generally written on a “claims-made” basis.  Each of these programs has either a deductible or self-insured retention limit. We 
review our insurance program annually and may make adjustments to the amount of insurance coverage and self-insured retentions 
in future years. We also maintain umbrella liability insurance covering claims which, due to their nature or amount, are not covered 
by or not fully covered by our other insurance policies. These insurance policies also do not generally cover punitive damages 
and are subject to various deductibles and policy limits. Significant legal actions, as well as the cost and possible lack of available 
insurance, could subject us to substantial uninsured liabilities. In our opinion, the outcome of these actions, individually or in the 
aggregate, will not have a material adverse effect on its financial position, results of operations, or cash flows.

Healthcare providers are subject to lawsuits under the qui tam provisions of the federal False Claims Act. Qui tam lawsuits 
typically remain under seal (hence, usually unknown to the defendant) for some time while the government decides whether or 
not to intervene on behalf of a private qui tam plaintiff (known as a relator) and take the lead in the litigation. These lawsuits can 
involve significant monetary damages and penalties and award bounties to private plaintiffs who successfully bring the suits. We 
are and have been a defendant in these cases in the past, and may be named as a defendant in similar cases from time to time in 
the future.

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Table of Contents

Wilmington Litigation

On January 19, 2017, the United States District Court for the District of Delaware unsealed a qui tam Complaint in United 
States of America and State of Delaware ex rel. Theresa Kelly v. Select Specialty Hospital—Wilmington, Inc. (“SSH-Wilmington”), 
Select Specialty Hospitals, Inc., Select Employment Services, Inc., Select Medical Corporation, and Crystal Cheek, No. 16-347-
LPS. The complaint was initially filed under seal in May 2016 by a former chief nursing officer at SSH-Wilmington and was 
unsealed after the United States filed a Notice of Election to Decline Intervention in January 2017. The corporate defendants were 
served in March 2017. In the complaint, the plaintiff-relator alleges that the Select defendants and an individual defendant, who 
is a former health information manager at SSH-Wilmington, violated the False Claims Act and the Delaware False Claims and 
Reporting Act based on allegedly falsifying medical practitioner signatures on medical records and failing to properly examine 
the credentials of medical practitioners at SSH-Wilmington. In response to the Select defendants’ motion to dismiss the complaint, 
in May 2017, the plaintiff-relator filed an amended complaint asserting the same causes of action. The Select defendants filed a 
motion to dismiss the amended complaint based on numerous grounds, including that the amended complaint did not plead any 
alleged fraud with sufficient particularity, failed to plead that the alleged fraud was material to the government’s payment decision, 
failed to plead sufficient facts to establish that the Select defendants knowingly submitted false claims or records, and failed to 
allege any reverse false claim. In March 2018, the District Court dismissed the plaintiff relator’s claims related to the alleged 
failure to properly examine medical practitioners’ credentials, her reverse false claims allegations, and her claim that the Select 
defendants violated the Delaware False Claims and Reporting Act.  It denied the Select defendants’ motion to dismiss claims that 
the allegedly falsified medical practitioner signatures violated the False Claims Act. Separately, the District Court dismissed the 
individual defendant due to the plaintiff-relator’s failure to timely serve the amended complaint upon her.

In March 2017, the plaintiff-relator initiated a second action by filing a complaint in the Superior Court of the State of 
Delaware in Theresa Kelly v. Select Medical Corporation, Select Employment Services, Inc. and SSH-Wilmington, C.A. No. 
N17C-03-293  CLS.  The  Delaware  complaint  alleges  that  the  defendants  retaliated  against  her  in  violation  of  the  Delaware 
Whistleblowers’  Protection Act for reporting the same alleged violations that are the subject of the federal amended complaint. 
The defendants filed a motion to dismiss, or alternatively to stay, the Delaware complaint based on the pending federal amended 
complaint and the failure to allege facts to support a violation of the Delaware Whistleblowers’ Protection Act. In January 2018, 
the Court stayed the Delaware complaint pending the outcome of the federal case.

We intend to vigorously defend these actions, but at this time we are unable to predict the timing and outcome of this matter.

Contract Therapy Subpoena

On May 18, 2017, we received a subpoena from the U.S. Attorney’s Office for the District of New Jersey seeking various 
documents principally relating to our contract therapy division, which contracted to furnish rehabilitation therapy services to 
residents of skilled nursing facilities (“SNFs”) and other providers. We operated our contract therapy division through a subsidiary 
until March 31, 2016, when we sold the stock of the subsidiary. The subpoena seeks documents that appear to be aimed at assessing 
whether therapy services were furnished and billed in compliance with Medicare SNF billing requirements, including whether 
therapy services were coded at inappropriate levels and whether excessive or unnecessary therapy was furnished to justify coding 
at higher paying levels. We do not know whether the subpoena has been issued in connection with a qui tam lawsuit or in connection 
with possible civil, criminal, or administrative proceedings by the government. We have produced documents in response to the 
subpoena and intends to fully cooperate with this investigation. At this time, we are unable to predict the timing and outcome of 
this matter.

Item 4.    Mine Safety Disclosures.

None.

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Table of Contents

PART II

Item 5.    Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.

Market Information

Select Medical Holdings Corporation common stock is quoted on the New York Stock Exchange under the symbol “SEM.” 

Holders

At the close of business on February 1, 2020, Holdings had 134,313,112 shares of common stock issued and outstanding. 
As of that date, there were 123 registered holders of record. This does not reflect beneficial stockholders who hold their stock in 
nominee or “street” name through brokerage firms.

Dividend Policy

Holdings has not paid or declared any dividends on its common stock at any point during the last three fiscal years. We do 
not anticipate paying any further dividends on Holdings’ common stock in the foreseeable future. We intend to retain future earnings 
to finance the ongoing operations and growth of our business. Any future determination relating to our dividend policy will be 
made at the discretion of Holdings’ board of directors and will depend on conditions at that time, including our financial condition, 
results of operations, contractual restrictions, capital requirements, business prospects, and other factors the board of directors 
may deem relevant. Additionally, certain contractual agreements we are party to, including the Select credit facilities and the 
Indenture governing Select’s 6.250% senior notes, restrict our capacity to pay dividends.

Securities Authorized For Issuance Under Equity Compensation Plans

For  information  regarding  securities  authorized  for  issuance  under  equity  compensation  plans,  see  Part III  “Item 12—

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.”

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Table of Contents

Stock Performance Graph

The  graph  below  compares  the  cumulative  total  stockholder  return  on  $100  invested  at  the  close  of  the  market  on 
December 31, 2014, with dividends being reinvested on the date paid through and including the market close on December 31, 
2019 with the cumulative total return of the same time period on the same amount invested in the Standard & Poor’s 500 Index 
(S&P 500) and the S&P Health Care Services Select Industry Index (SPSIHP). The chart below the graph sets forth the actual 
numbers depicted on the graph.

Select Medical Holdings Corporation (SEM)

$ 100.00

S&P Health Care Services Select Industry Index (SPSIHP)

$ 100.00

$

$

83.34

$

92.71

$ 123.50

$ 107.41

$ 163.31

99.25

$ 108.74

$ 129.86

$ 121.76

$ 156.92

S&P 500

$ 100.00

$ 103.08

$

94.38

$ 110.31

$ 112.91

$ 133.69

12/31/2014

12/31/2015

12/31/2016

12/31/2017

12/31/2018

12/31/2019

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Table of Contents

Purchases of Equity Securities by the Issuer

Holdings’ board of directors has authorized a common stock repurchase program to repurchase up to $500.0 million worth 
of shares of its common stock. The program has been extended until December 31, 2020 and will remain in effect until then, unless 
further extended or earlier terminated by the board of directors. Stock repurchases under this program may be made in the open 
market or through privately negotiated transactions, and at times and in such amounts as Holdings deems appropriate. Holdings 
did not repurchase shares during the three months ended December 31, 2019 under the authorized common stock repurchase 
program.

The  following  table  provides  information  regarding  repurchases  of  our  common  stock  during  the  three  months  ended 
December 31, 2019. As set forth below, the shares repurchased during the three months ended December 31, 2019 relate entirely 
to shares of common stock surrendered to us to satisfy tax withholding obligations associated with the vesting of restricted shares 
issued to employees, pursuant to the provisions of our equity incentive plans.

October 1 - October 31, 2019

November 1 - November 30, 2019

December 1 - December 31, 2019

Total

Total Number of
Shares Purchased

Average Price
Paid Per Share

68,952

$

—

—

68,952

$

17.70

—

—

17.70

Total Number of
Shares Purchased as 
Part of Publicly 
Announced Plans or 
Programs

Approximate Dollar 
Value of Shares that
May Yet Be Purchased 
Under Plans or 
Programs

— $

152,086,459

—

—

—

—

— $

152,086,459

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Table of Contents

Item 6.    Selected Financial Data. 

You should read the following selected historical consolidated financial data in conjunction with our consolidated financial 
statements and the accompanying notes. The financial results of Concentra, Physiotherapy, and U.S. HealthWorks are included in 
our consolidated financial statements beginning on their acquisition dates of June 1, 2015, March 4, 2016, and February 1, 2018, 
respectively. 

You should also read “Management’s Discussion and Analysis of Financial Condition and Results of Operations” which is 
contained elsewhere herein. The selected historical financial data has been derived from consolidated financial statements audited 
by PricewaterhouseCoopers LLP, an independent registered public accounting firm. The selected historical consolidated financial 
data as of December 31, 2018 and 2019, and for the years ended December 31, 2017, 2018, and 2019, have been derived from 
our  consolidated  financial  information  included  elsewhere  herein.  The  selected  historical  consolidated  financial  data  as  of 
December 31, 2015, 2016, and 2017, and for the years ended December 31, 2015 and 2016, have been derived from our audited 
consolidated financial information not included elsewhere herein.

Statement of Operations Data:
Net operating revenues(1)
Operating expenses(2)

Depreciation and amortization

Income from operations
Loss on early retirement of debt(3)

Equity in earnings of unconsolidated subsidiaries

Gain (loss) on sale of businesses

Interest expense

Income before income taxes

Income tax expense (benefit)

Net income

Less: Net income attributable to non-controlling 
interests(4)

Net income attributable to Select Medical Holdings
Corporation

Earnings per common share:

Basic

Diluted

Weighted average common shares outstanding:

Basic

Diluted

Dividends per share

Balance Sheet Data (at end of period):

Cash and cash equivalents
Working capital(5)(6)
Total assets(5)(6)

Total debt

Redeemable non-controlling interests

Total stockholders’ equity

For the Year Ended December 31,

2015

2016

2017

2018

2019

(In thousands, except per share data)

$

3,742,736

$

4,217,460

$

4,365,245

$

5,081,258

$

5,453,922

3,362,965

3,772,302

3,849,356

4,462,324

4,769,465

104,981

274,790

—

16,811

29,647

145,311

299,847

(11,626)

19,943

42,651

160,011

355,878

(19,719)

21,054

(49)

201,655

417,279

(14,155)

21,905

9,016

212,576

471,881

(38,083)

24,989

6,532

(112,816)

(170,081)

(154,703)

(198,493)

(200,570)

208,432

72,436

135,996

180,734

55,464

125,270

202,461

(18,184)

220,645

235,552

58,610

176,942

264,749

63,718

201,031

5,260

9,859

43,461

39,102

52,582

130,736

$

115,411

$

177,184

$

137,840

$

148,449

1.00

0.99

$

$

0.88

0.87

$

$

1.33

1.33

$

$

1.02

1.02

$

$

127,478

127,752

127,813

127,968

128,955

129,126

130,172

130,256

0.10

$

— $

— $

— $

14,435

$

99,029

$

122,549

$

175,178

$

19,869

4,388,678

2,385,896

238,221

859,253

191,268

4,920,626

2,698,989

422,159

815,725

315,423

5,127,166

2,699,902

640,818

823,368

287,338

5,964,265

3,293,381

780,488

803,042

1.10

1.10

130,248

130,276

—

335,882

298,712

7,340,288

3,445,110

974,541

770,972

$

$

$

$

$

45

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

____________________________________________________________________
(1) 

For the years ended December 31, 2016, 2017, 2018, and 2019, net operating revenues reflect the adoption of ASC Topic 
606, Revenue from Contracts with Customers. Net operating revenues were not retrospectively conformed for the year 
ended December 31, 2015.

(2) 

(3) 

(4) 

(5) 

(6) 

Operating  expenses  include  cost  of  services,  general  and  administrative  expenses,  bad  debt  expense,  and  stock 
compensation expense.

During the year ended December 31, 2016, the Company recognized a loss on early retirement debt of $0.8 million 
relating to the repayment of series D tranche B term loans under Select’s 2011 senior secured credit facility. Additionally, 
on September 26, 2016, Concentra Inc. prepaid the term loans outstanding under its second lien credit agreement. The 
premium plus the expensing of unamortized debt issuance costs and original issuance discount resulted in losses on early 
retirement of debt of $10.9 million.

During the year ended December 31, 2017, the Company refinanced Select’s 2011 senior secured credit facility. The 
expensing of unamortized debt issuance costs and original issue discount, as well as certain fees incurred in connection 
with the refinancing, resulted in a loss on early retirement of debt of $19.7 million. 

During the year ended December 31, 2018, the Company refinanced the Select credit facilities and the Concentra-JPM 
first lien credit agreement. The expensing of unamortized debt issuance costs and original issue discount, as well as certain 
fees incurred in connection with these refinancing events, resulted in losses on early retirement of debt of $14.2 million.

During the year ended December 31, 2019, the Company refinanced the Select credit facilities and the Concentra-JPM 
first lien credit agreement. The Company also prepaid the term loans outstanding under both the Concentra-JPM first 
and second lien credit agreements and redeemed its 6.375% senior notes. The expensing of unamortized debt issuance 
costs and original issue discounts and premiums, as well as certain fees incurred in connection with these refinancing 
events, resulted in losses on early retirement of debt of $38.1 million. 

Reflects interests held by other parties in subsidiaries, limited liability companies and limited partnerships owned and 
controlled by us.

As of December 31, 2016, 2017, 2018, and 2019, the balance sheet data reflects the adoption of ASU 2015-17, Balance 
Sheet Classification of Deferred Taxes, which requires all deferred tax liabilities and assets be classified as non-current. 
The balance sheet data was not retrospectively conformed as of December 31, 2015.

As of December 31, 2019, the balance sheet data reflects the adoption of ASC Topic 842, Leases, which required the 
recognition of operating lease right-of-use assets and operating lease liabilities on the balance sheet. Refer to Note 1 – 
Organization and Significant Accounting Policies of the notes to our consolidated financial statements included  elsewhere 
herein. Prior periods were not adjusted and continue to be reported in accordance with ASC Topic 840, Leases.

46

Table of Contents

Non-GAAP Measure Reconciliation

The following table reconciles net income and income from operations to Adjusted EBITDA and should be referenced when 
we discuss Adjusted EBITDA. Refer to “Management’s Discussion and Analysis of Financial Condition and Results of Operations” 
for further information on Adjusted EBITDA as a non-GAAP measure.

Net income

Income tax expense (benefit)

Interest expense

Loss (gain) on sale of businesses

Equity in earnings of unconsolidated subsidiaries

Loss on early retirement of debt

Income from operations

Stock compensation expense:

Included in general and administrative

Included in cost of services

Depreciation and amortization

Concentra acquisition costs

Physiotherapy acquisition costs

U.S. HealthWorks acquisition costs

For the Year Ended December 31,

2015

2016

2017

2018

2019

(In thousands)

$

135,996

$

125,270

$

220,645

$

176,942

$

201,031

72,436

112,816

(29,647)

(16,811)

—

274,790

11,633

3,046

104,981

4,715

—

—

55,464

170,081

(42,651)

(19,943)

11,626

299,847

14,607

2,806

145,311

—

3,236

—

(18,184)

154,703

49

(21,054)

19,719

355,878

15,706

3,578

160,011

—

—

2,819

58,610

198,493

(9,016)

(21,905)

14,155

417,279

17,604

5,722

201,655

—

—

2,895

63,718

200,570

(6,532)

(24,989)

38,083

471,881

20,334

6,117

212,576

—

—

—

Adjusted EBITDA

$

399,165

$

465,807

$

537,992

$

645,155

$

710,908

47

 
 
 
 
 
 
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Item 7.    Management’s Discussion and Analysis of Financial Condition and Results of Operations.

        You should read this discussion together with the “Selected Financial Data” and consolidated financial statements and 
accompanying notes included elsewhere herein.

Overview

We began operations in 1997 and, based on the number of facilities, are one of the largest operators of critical illness recovery 
hospitals, rehabilitation hospitals, outpatient rehabilitation clinics, and occupational health centers in the United States. As of 
December 31, 2019, we had operations in 47 states and the District of Columbia. We operated 101 critical illness recovery hospitals 
in 28 states, 29 rehabilitation hospitals in 12 states, and 1,740 outpatient rehabilitation clinics in 37 states and the District of 
Columbia. Concentra, a joint venture subsidiary, operated 521 occupational health centers in 41 states as of December 31, 2019. 
Concentra also provides contract services at employer worksites and Department of Veterans Affairs community-based outpatient 
clinics (“CBOCs”). 

Our  reportable  segments  include  the  critical  illness  recovery  hospital  segment,  the  rehabilitation  hospital  segment,  the 
outpatient rehabilitation segment, and the Concentra segment. We had net operating revenues of $5,453.9 million for the year 
ended December 31, 2019. Of this total, we earned approximately 34% of our net operating revenues from our critical illness 
recovery hospital segment, approximately 12% from our rehabilitation hospital segment, approximately 19% from our outpatient 
rehabilitation segment, and approximately 30% from our Concentra segment. Our critical illness recovery hospital segment consists 
of hospitals designed to serve the needs of patients recovering from critical illnesses, often with complex medical needs, and our 
rehabilitation hospital segment consists of hospitals designed to serve patients that require intensive physical rehabilitation care. 
Patients are typically admitted to our critical illness recovery hospitals and rehabilitation hospitals from general acute care hospitals. 
Our outpatient rehabilitation segment consists of clinics that provide physical, occupational, and speech rehabilitation services. 
Our Concentra segment consists of occupational health centers that provide workers’ compensation injury care, physical therapy, 
and consumer health services as well as onsite clinics located at employer worksites that deliver occupational medicine services. 
Additionally, our Concentra segment delivers veteran’s healthcare through its Department of Veterans Affairs CBOCs.

During 2019, we began reporting the net operating revenues and expenses associated with employee leasing services provided 
to our non-consolidating subsidiaries as part of our other activities. Previously, these services were reflected in the financial results 
of  our  reportable  segments.  Under  these  employee  leasing  arrangements,  actual  labor  costs  are  passed  through  to  our  non-
consolidating subsidiaries, resulting in our recognition of net operating revenues equal to the actual labor costs incurred. Prior 
year results presented herein have been changed to conform to the current presentation.

Non-GAAP Measure

We believe that the presentation of Adjusted EBITDA, as defined below, is important to investors because Adjusted EBITDA 
is commonly used as an analytical indicator of performance by investors within the healthcare industry. Adjusted EBITDA is used 
by management to evaluate financial performance and determine resource allocation for each of our operating segments. Adjusted 
EBITDA is not a measure of financial performance under accounting principles generally accepted in the United States of America 
(“GAAP”).  Items  excluded  from  Adjusted  EBITDA  are  significant  components  in  understanding  and  assessing  financial 
performance. Adjusted EBITDA should not be considered in isolation or as an alternative to, or substitute for, net income, income 
from operations, cash flows generated by operations, investing or financing activities, or other financial statement data presented 
in the consolidated financial statements as indicators of financial performance or liquidity. Because Adjusted EBITDA is not a 
measurement determined in accordance with GAAP and is thus susceptible to varying calculations, Adjusted EBITDA as presented 
may not be comparable to other similarly titled measures of other companies.

We define Adjusted EBITDA as earnings excluding interest, income taxes, depreciation and amortization, gain (loss) on 
early  retirement  of  debt,  stock  compensation  expense,  acquisition  costs  associated  with  Concentra,  Physiotherapy,  and  U.S. 
HealthWorks, gain (loss) on sale of businesses, and equity in earnings (losses) of unconsolidated subsidiaries. We will refer to 
Adjusted EBITDA throughout the remainder of Management’s Discussion and Analysis of Financial Condition and Results of 
Operations.

The table contained within “Selected Financial Data” reconciles net income and income from operations to Adjusted EBITDA 

and should be referenced when we discuss Adjusted EBITDA.

48

Table of Contents

 Summary Financial Results

Year Ended December 31, 2019

For the year ended December 31, 2019, our net operating revenues increased 7.3% to $5,453.9 million, compared to $5,081.3 
million for the year ended December 31, 2018. Income from operations increased 13.1% to $471.9 million for the year ended 
December 31, 2019, compared to $417.3 million for the year ended December 31, 2018. 

Net income increased 13.6% to $201.0 million for the year ended December 31, 2019, compared to $176.9 million for the 
year ended December 31, 2018. For the year ended December 31, 2019, net income included pre-tax losses on early retirement 
of debt of $38.1 million and a pre-tax gain on sale of businesses of $6.5 million. For the year ended December 31, 2018, net income 
included pre-tax losses on early retirement of debt of $14.2 million, pre-tax gains on sales of businesses of $9.0 million, and pre-
tax U.S. HealthWorks acquisition costs of $2.9 million.

Our Adjusted EBITDA increased 10.2% to $710.9 million for the year ended December 31, 2019, compared to $645.2 
million for the year ended December 31, 2018. Our Adjusted EBITDA margin increased to 13.0% for the year ended December 31, 
2019, compared to 12.7% for the year ended December 31, 2018. 

The following tables reconcile our segment performance measures to our consolidated operating results: 

For the Year Ended December 31, 2019

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

Concentra

Other

Total

(in thousands)

Net operating revenues

$

1,836,518

$

670,971

$

1,046,011

$

1,628,817

$

271,605

$

5,453,922

Operating expenses

Depreciation and amortization

Income from operations

Depreciation and amortization

Stock compensation expense

1,581,650

50,763

204,105

50,763

—

535,114

27,322

108,535

27,322

—

894,180

28,301

123,530

28,301

—

1,355,404

403,117

4,769,465

96,807

176,606

96,807

3,069

9,383

(140,895)

9,383

23,382

212,576

471,881

212,576

26,451

Adjusted EBITDA

$

254,868

$

135,857

$

151,831

$

276,482

$

(108,130) $

710,908

Adjusted EBITDA margin

13.9%

20.2%

14.5%

17.0%

N/M

13.0%

For the Year Ended December 31, 2018

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

Concentra

Other

Total

(in thousands)

Net operating revenues(1)

Operating expenses(1)

Depreciation and amortization

Income from operations

Depreciation and amortization

Stock compensation expense

U.S. HealthWorks acquisition costs

$

1,753,584

$

583,745

$

995,794

$

1,557,673

$

190,462

$

5,081,258

1,510,569

474,818

45,797

197,218

45,797

—

—

24,101

84,826

24,101

—

—

853,789

27,195

114,810

27,195

—

—

1,311,474

311,674

4,462,324

95,521

150,678

95,521

2,883

2,895

9,041

(130,253)

9,041

20,443

—

201,655

417,279

201,655

23,326

2,895

Adjusted EBITDA

$

243,015

$

108,927

$

142,005

$

251,977

$

(100,769) $

645,155

Adjusted EBITDA margin

13.9%

18.7%

14.3%

16.2%

N/M

12.7%

_______________________________________________________________________________
N/M —  Not meaningful.
(1)  

For the year ended December 31, 2018, the financial results of our reportable segments have been changed to remove 
the net operating revenues and expenses associated with employee leasing services provided to our non-consolidating 
subsidiaries. These results are now reported as part of our other activities. We lease employees at cost to these non-
consolidating subsidiaries. 

49

 
 
 
 
Table of Contents

The following table provides the changes in segment performance measures for the year ended December 31, 2019, compared 

to the year ended December 31, 2018:

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

Concentra

Other

Total

Change in net operating revenues

Change in income from operations

Change in Adjusted EBITDA

4.7%

3.5%

4.9%

14.9%

28.0%

24.7%

5.0%

7.6%

6.9%

4.6%

17.2%

9.7%

42.6 %

(8.2)%

(7.3)%

7.3%

13.1%

10.2%

Year Ended December 31, 2018 

For the year ended December 31, 2018, our net operating revenues increased 16.4% to $5,081.3 million, compared to $4,365.2 
million for the year ended December 31, 2017. Income from operations increased 17.3% to $417.3 million for the year ended 
December 31, 2018, compared to $355.9 million for the year ended December 31, 2017. 

Net income was $176.9 million for the year ended December 31, 2018, compared to $220.6 million for the year ended 
December 31, 2017. For the year ended December 31, 2018, net income included pre-tax losses on early retirement of debt of 
$14.2 million, pre-tax gains on sales of businesses of $9.0 million, and pre-tax U.S. HealthWorks acquisition costs of $2.9 million. 
For the year ended December 31, 2017, net income included a pre-tax loss on early retirement of debt of $19.7 million, pre-tax 
U.S. HealthWorks acquisition costs of $2.8 million, and an income tax benefit of $71.5 million resulting primarily from the effects 
of the federal tax reform legislation enacted on December 22, 2017. The decrease in net income was principally due to the income 
tax benefit recognized during the year ended December 31, 2017, as discussed above.

Our Adjusted EBITDA increased 19.9% to $645.2 million for the year ended December 31, 2018, compared to $538.0 
million for the year ended December 31, 2017. Our Adjusted EBITDA margin increased to 12.7% for the year ended December 31, 
2018, compared to 12.3% for the year ended December 31, 2017. 

The following tables reconcile our segment performance measures to our consolidated operating results: 

For the Year Ended December 31, 2018

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

Concentra

Other

Total

(in thousands)

Net operating revenues(1)

Operating expenses(1)

Depreciation and amortization

Income from operations

Depreciation and amortization

Stock compensation expense

U.S. HealthWorks acquisition costs

Adjusted EBITDA
Adjusted EBITDA margin(1)

$

1,753,584

$

583,745

$

995,794

$

1,557,673

$

190,462

$

5,081,258

1,510,569

474,818

45,797

197,218

45,797

—

—

24,101

84,826

24,101

—

—

853,789

27,195

114,810

27,195

—

—

1,311,474

311,674

4,462,324

95,521

150,678

95,521

2,883

2,895

9,041

(130,253)

9,041

20,443

—

201,655

417,279

201,655

23,326

2,895

$

243,015

$

108,927

$

142,005

$

251,977

$

(100,769) $

645,155

13.9%

18.7%

14.3%

16.2%

N/M

12.7%

50

 
 
 
Table of Contents

For the Year Ended December 31, 2017

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

Concentra

Other

Total

(in thousands)

Net operating revenues(1)

Operating expenses(1)

Depreciation and amortization

Income from operations

Depreciation and amortization

Stock compensation expense

U.S. HealthWorks acquisition costs

Adjusted EBITDA
Adjusted EBITDA margin(1)

$

1,725,022

$

509,108

$

960,902

$

1,013,224

$

156,989

$

4,365,245

1,472,343

419,067

45,743

206,936

45,743

—

—

20,176

69,865

20,176

—

—

828,369

24,607

107,926

24,607

—

—

859,475

270,102

3,849,356

61,945

91,804

61,945

993

2,819

7,540

(120,653)

7,540

18,291

—

160,011

355,878

160,011

19,284

2,819

$

252,679

$

90,041

$

132,533

$

157,561

$

(94,822) $

537,992

14.6%

17.7%

13.8%

15.6%

N/M

12.3%

_______________________________________________________________________________
N/M —  Not meaningful.
(1)  

For the years ended December 31, 2018 and 2017, the financial results of our reportable segments have been changed to 
remove  the  net  operating  revenues  and  expenses  associated  with  employee  leasing  services  provided  to  our  non-
consolidating subsidiaries. These results are now reported as part of our other activities. We lease employees at cost to 
these non-consolidating subsidiaries. 

The following table provides the changes in segment performance measures for the year ended December 31, 2018, compared 

to the year ended December 31, 2017:

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

Concentra

Other

Total

Change in net operating revenues

Change in income from operations

Change in Adjusted EBITDA

1.7 %

(4.7)%

(3.8)%

14.7%

21.4%

21.0%

3.6%

6.4%

7.1%

53.7%

64.1%

59.9%

21.3 %

(8.0)%

(6.3)%

16.4%

17.3%

19.9%

51

 
 
 
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Significant Events

Financing Transactions

On August 1, 2019, Select entered into Amendment No. 3 to the Select credit agreement. Among other things, Amendment 
No. 3 (i) provided for an additional $500.0 million in term loans that, along with the existing term loans, have a maturity date of 
March 6, 2025, (ii) extended the maturity date of the Select revolving facility from March 6, 2022 to March 6, 2024, and (iii) 
increased the total net leverage ratio permitted under the Select credit agreement. Additionally, on August 1, 2019, Select issued 
and sold $550.0 million aggregate principal amount of 6.250% senior notes due August 15, 2026. Select used a portion of the net 
proceeds of such 6.250% senior notes, together with a portion of the proceeds from the incremental term loan borrowings under 
the Select credit facilities, in part to (i) redeem in full the $710.0 million aggregate principal amount of the 6.375% senior notes 
at the redemption price of 100.000% of the principal amount plus accrued and unpaid interest on August 30, 2019, (ii) repay in 
full the outstanding borrowings under the Select revolving facility, and (iii) pay related fees and expenses associated with the 
financing.

On September 20, 2019, Concentra Inc. entered into Amendment No. 6 to the Concentra-JPM first lien credit agreement. 
Among other things, Amendment No. 6 (i) provided for an additional $100.0 million in term loans that, along with the existing 
first lien term loans, had a maturity date of June 1, 2022 and (ii) extended the maturity date of the Concentra-JPM revolving facility 
from June 1, 2021 to March 1, 2022. Concentra Inc. used the incremental borrowings under the Concentra-JPM first lien credit 
agreement to prepay in full all of its term loans outstanding under Concentra Inc.’s then-outstanding second lien credit agreement 
on September 20, 2019.

On December 10, 2019, Select entered into Amendment No. 4 to the Select credit agreement. Among other things, Amendment 
No. 4 provided for an additional $615.0 million in term loans that, along with the existing term loans, have a maturity date of 
March 6, 2025. Additionally, on December 10, 2019, Select issued and sold $675.0 million aggregate principal amount of 6.250% 
senior notes, due August 15, 2026, as additional notes under the indenture pursuant to which it previously issued $550.0 million 
aggregate principal amount of senior notes. Select used a portion of the net proceeds of such 6.250% additional senior notes, 
together with a portion of the proceeds from the incremental term loan borrowings under the Select credit facilities, to make a first 
lien term loan in an aggregate principal amount of approximately $1,240.3 million to Concentra Inc. pursuant to the Concentra 
intercompany loan agreement. Concentra Inc. used the net proceeds from the Concentra intercompany loan agreement to repay 
in full the $1,240.3 million Concentra-JPM first lien term loan outstanding under the Concentra-JPM first lien credit agreement. 
Concentra Inc. continues to have availability of up to $100.0 million under its existing revolving credit facility, maturing March 
1, 2022, pursuant to the Concentra-JPM first lien credit agreement.  

Purchase of Concentra Interest

On January 1, 2020, Select, WCAS, and DHHC entered into an agreement pursuant to which Select acquired approximately 
17.2% of the outstanding membership interests of Concentra Group Holdings Parent on a fully diluted basis from WCAS, DHHC, 
and other equity holders of Concentra Group Holdings Parent for approximately $338.4 million.

On February 1, 2020, Select, WCAS and DHHC entered into an agreement pursuant to which Select acquired an additional 
1.4% of the outstanding membership interests of Concentra Group Holdings Parent on a fully diluted basis from WCAS, DHHC, 
and other equity holders of Concentra Group Holdings Parent for approximately $27.8 million. 

 These purchases were in lieu of, and are considered to be, the exercise of the first Put Right provided to certain equity holders 
under the terms of the Amended and Restated Limited Liability Company Agreement of Concentra Group Holdings Parent, dated 
as  of  February  1,  2018.  The  put  rights  of  equity  holders  in  Concentra  Group  Holdings  Parent  are  described  further  within 
“Commitments and Contingencies.”

52

Table of Contents

Regulatory Changes

The Medicare program reimburses us for services furnished to Medicare beneficiaries, which are generally persons age 65 
and older, those who are chronically disabled, and those suffering from end stage renal disease. The program is governed by the 
Social  Security Act  of  1965  and  is  administered  primarily  by  the  Department  of  Health  and  Human  Services  and  CMS.  Net 
operating revenues generated directly from the Medicare program represented approximately 30%, 27%, and 26% of the Company’s 
net operating revenues for the years ended December 31, 2017, 2018, and 2019, respectively. 

The  Medicare  program  reimburses  various  types  of  providers  using  different  payment  methodologies.  Those  payment 
methodologies are complex and are described elsewhere in this report under “Business—Government Regulations.” The following 
is a summary of some of the more significant healthcare regulatory changes that have affected our financial performance in the 
periods covered by this report or are likely to affect our financial performance and financial condition in the future.

Medicare Reimbursement of LTCH Services

The following is a summary of significant changes to the Medicare prospective payment system for our critical illness 
recovery hospitals, which are certified by Medicare as LTCHs, which have affected our results of operations, as well as the policies 
and payment rates that may affect our future results of operations. Medicare payments to our critical illness recovery hospitals are 
made in accordance with LTCH-PPS. 

Fiscal Year 2018. On August 14, 2017, CMS published the final rule updating policies and payment rates for the LTCH-PPS 
for fiscal year 2018 (affecting discharges and cost reporting periods beginning on or after October 1, 2017 through September 30, 
2018). Certain errors in the final rule published on August 14, 2017 were corrected in a document published October 4, 2017. The 
standard federal rate was set at $41,415, a decrease from the standard federal rate applicable during fiscal year 2017 of $42,476. 
The update to the standard federal rate for fiscal year 2018 included a market basket increase of 2.7%, less a productivity adjustment 
of 0.6%, and less a reduction of 0.75% mandated by the ACA. The update to the standard federal rate for fiscal year 2018 was 
further impacted by the Medicare Access and CHIP Reauthorization Act of 2015, which limits the update for fiscal year 2018 to 
1.0%. The fixed-loss amount for high cost outlier cases paid under LTCH-PPS was set at $27,381, an increase from the fixed-loss 
amount in the 2017 fiscal year of $21,943. The fixed-loss amount for high cost outlier cases paid under the site-neutral payment 
rate was set at $26,537, an increase from the fixed-loss amount in the 2017 fiscal year of $23,573. 

Fiscal Year 2019.  On August 17, 2018, CMS published the final rule updating policies and payment rates for the LTCH-
PPS for fiscal year 2019 (affecting discharges and cost reporting periods beginning on or after October 1, 2018 through September 
30, 2019). Certain errors in the final rule were corrected in a document published October 3, 2018. The standard federal rate was 
set at $41,559, an increase from the standard federal rate applicable during fiscal year 2018 of $41,415. The update to the standard 
federal rate for fiscal year 2019 included a market basket increase of 2.9%, less a productivity adjustment of 0.8%, and less a 
reduction of 0.75% mandated by the ACA. The standard federal rate also included an area wage budget-neutrality factor of 0.999215 
and a temporary, one-time budget-neutrality adjustment of 0.990878 in connection with the elimination of the 25 Percent Rule. 
The fixed-loss amount for high cost outlier cases paid under LTCH-PPS was set at $27,121, a decrease from the fixed-loss amount 
in the 2018 fiscal year of $27,381. The fixed-loss amount for high cost outlier cases paid under the site-neutral payment rate was 
set at $25,743, a decrease from the fixed-loss amount in the 2018 fiscal year of $26,537.

Fiscal Year 2020.  On August 16, 2019, CMS published the final rule updating policies and payment rates for the LTCH-
PPS for fiscal year 2020 (affecting discharges and cost reporting periods beginning on or after October 1, 2019 through September 
30, 2020). Certain errors in the final rule were corrected in a document published October 8, 2019. The standard federal rate was 
set at $42,678, an increase from the standard federal rate applicable during fiscal year 2019 of $41,559. The update to the standard 
federal rate for fiscal year 2020 included a market basket increase of 2.9%, less a productivity adjustment of 0.4%. The standard 
federal rate also included an area wage budget neutrality factor of 1.0020203 and a temporary, one-time budget neutrality adjustment 
of 0.999858 in connection with the elimination of the 25 Percent Rule. The fixed-loss amount for high cost outlier cases paid 
under LTCH-PPS was set at $26,778, a decrease from the fixed-loss amount in the 2019 fiscal year of $27,121. The fixed-loss 
amount for high cost outlier cases paid under the site-neutral payment rate was set at $26,552, an increase from the fixed-loss 
amount in the 2019 fiscal year of $25,743.

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Medicare Reimbursement of IRF Services

The following is a summary of significant changes to the Medicare prospective payment system for our rehabilitation hospitals, 
which are certified by Medicare as IRFs, which have affected our results of operations, as well as the policies and payment rates 
that may affect our future results of operations. Medicare payments to our rehabilitation hospitals are made in accordance with 
IRF-PPS. 

Fiscal Year 2018.   On August 3, 2017, CMS published the final rule updating policies and payment rates for the IRF-PPS 
for fiscal year 2018 (affecting discharges and cost reporting periods beginning on or after October 1, 2017 through September 30, 
2018). The standard payment conversion factor for discharges for fiscal year 2018 was set at $15,838, an increase from the standard 
payment conversion factor applicable during fiscal year 2017 of $15,708. The update to the standard payment conversion factor 
for fiscal year 2018 included a market basket increase of 2.6%, less a productivity adjustment of 0.6%, and less a reduction of 
0.75% mandated by the ACA. The standard payment conversion factor for fiscal year 2018 was further impacted by the Medicare 
Access and CHIP Reauthorization Act of 2015, which limited the update for fiscal year 2018 to 1.0%. CMS increased the outlier 
threshold amount for fiscal year 2018 to $8,679 from $7,984 established in the final rule for fiscal year 2017.

Fiscal Year 2019.   On August 6, 2018, CMS published the final rule updating policies and payment rates for the IRF-PPS 
for fiscal year 2019 (affecting discharges and cost reporting periods beginning on or after October 1, 2018 through September 30, 
2019). The standard payment conversion factor for discharges for fiscal year 2019 was set at $16,021, an increase from the standard 
payment conversion factor applicable during fiscal year 2018 of $15,838. The update to the standard payment conversion factor 
for fiscal year 2019 included a market basket increase of 2.9%, less a productivity adjustment of 0.8%, and less a reduction of 
0.75% mandated by the ACA. CMS increased the outlier threshold amount for fiscal year 2019 to $9,402 from $8,679 established 
in the final rule for fiscal year 2018.

Fiscal Year 2020.   On August 8, 2019, CMS published the final rule updating policies and payment rates for the IRF-PPS 
for fiscal year 2020 (affecting discharges and cost reporting periods beginning on or after October 1, 2019 through September 30, 
2020). The standard payment conversion factor for discharges for fiscal year 2020 was set at $16,489, an increase from the standard 
payment conversion factor applicable during fiscal year 2019 of $16,021. The update to the standard payment conversion factor 
for fiscal year 2020 included a market basket increase of 2.9%, less a productivity adjustment of 0.4%. CMS decreased the outlier 
threshold amount for fiscal year 2020 to $9,300 from $9,402 established in the final rule for fiscal year 2019.

Medicare Reimbursement of Outpatient Rehabilitation Clinic Services

Outpatient rehabilitation providers enroll in Medicare as a rehabilitation agency, a clinic, or a public health agency. The 
Medicare program reimburses outpatient rehabilitation providers based on the Medicare physician fee schedule. For services 
provided in 2017 through 2019, a 0.5% update was applied each year to the fee schedule payment rates, subject to an adjustment 
beginning in 2019 under the MIPS. In 2019, CMS added physical and occupational therapists to the list of MIPS eligible clinicians. 
For these therapists in private practice, payments under the fee schedule are subject to adjustment in a later year based on their 
performance in MIPS according to established performance standards. Calendar year 2021 is the first year that payments are 
adjusted, based upon the therapist’s performance under MIPS in 2019. Providers in facility-based outpatient therapy settings 
are excluded from MIPS eligibility and therefore not subject to this payment adjustment. For services provided in 2020 through 
2025, a 0.0% percent update will be applied each year to the fee schedule payment rates, subject to adjustments under MIPS and 
the APMs. In 2026 and subsequent years, eligible professionals participating in APMs who meet certain criteria would receive 
annual updates of 0.75%, while all other professionals would receive annual updates of 0.25%.

Each year from 2019 through 2024 eligible clinicians who receive a significant share of their revenues through an advanced 
APM (such as accountable care organizations or bundled payment arrangements) that involves risk of financial losses and a quality 
measurement component will receive a 5% bonus. The bonus payment for APM participation is intended to encourage participation 
and testing of new APMs and to promote the alignment of incentives across payors. 

In the final 2020 Medicare physician fee schedule, CMS revised coding, documentation guidelines, and valuation for E/M 
office visit codes. Because the Medicare physician fee schedule is budget-neutral, any revaluation of E/M services that will increase 
spending  by  more  than  $20  million  will  require  a  budget  neutrality  adjustment. To  increase  values  for  the  E/M  codes  while 
maintaining budget neutrality under the fee schedule, CMS proposed cuts to other codes to make up the difference, beginning in 
2021. Under the proposal, physical and occupational therapy services could see code reductions that may result in an estimated 
8% decrease in payment. However, many providers have opposed the proposed cuts, and CMS has not yet determined the actual 
cuts to each code.

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Modifiers to Identify Services of Physical Therapy Assistants or Occupational Therapy Assistants

In the Medicare Physician Fee Schedule final rule for calendar year 2019, CMS established two new modifiers (CQ and CO) 
to identify services furnished in whole or in part by PTAs or OTAs. These modifiers were mandated by the Bipartisan Budget Act 
of 2018, which requires that claims for outpatient therapy services furnished in whole or part by therapy assistants on or after 
January 1, 2020 include the appropriate modifier. CMS intends to use these modifiers to implement a payment differential that 
would reimburse services provided by PTAs and OTAs at 85% of the fee schedule rate beginning on January 1, 2022. In the final 
2020 Medicare physician fee schedule rule, CMS clarified that when the physical therapist is involved for the entire duration of 
the service and the PTA provides skilled therapy alongside the physical therapist, the CQ modifier isn’t required. Also, when the 
same service (code) is furnished separately by the physical therapist and PTA, CMS will apply the de minimis standard to each 
15-minute unit of codes, not on the total physical therapist and PTA time of the service, allowing the separate reporting, on two 
different claim lines, of the number of units to which the new modifiers apply and the number of units to which the modifiers do 
not apply.

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Table of Contents

Critical Accounting Matters

Revenue Adjustments

Net operating revenues include amounts payable by Medicare under prospective payment systems and other payment methods. 
The expected payment is derived based on the level of clinical services provided. Additionally, we are paid for healthcare services 
provided  from  various  other  payor  sources  which  include  insurance  companies,  workers’  compensation  programs,  health 
maintenance organizations, preferred provider organizations, other managed care companies and employers, as well as patients. 
We are paid by these payors using a variety of payment methodologies. 

We recognize a contractual allowance for fixed discounts based on the difference between our standard billing rates and the 
fees legislated, negotiated or otherwise arranged between us and our patients. Additionally, we are subject to potential adjustments 
to net operating revenues in future periods for administrative matters and other price concessions. These adjustments, which are 
estimated based on an analysis of historical experience by payor source, are accounted for as a constraint to the amount of revenue 
recognized in the period services are rendered.

In the critical illness recovery hospital and rehabilitation hospital segments, we estimate our contractual allowances based 
on known contractual provisions associated with the specific payor or, where we have a relatively homogeneous patient population, 
we will monitor individual payor historical reimbursement rates to derive a per diem rate. The estimated per diem rate is used to 
determine the contractual allowance recognized in the period services are rendered. In the outpatient rehabilitation and Concentra 
segments,  we  estimate  our  contractual  allowances  based  on  known  contractual  provisions,  negotiated  amounts,  or  usual  and 
customary amounts associated with the specific payor or based on the service provided. We estimate our contractual allowances 
using internally developed systems in which we monitor historical reimbursement rates and compare them against the associated 
gross charges for the service provided. The percentage of historical reimbursed claims to gross charges is used to estimate the 
contractual  allowance  recognized  in  the  period  services  are  rendered.  In  each  of  our  segments,  estimates  for  other  potential 
adjustments to net operating revenues are recognized as an additional contractual allowance during the period services are rendered. 

Accounts Receivable

Substantially all of our accounts receivable is related to providing healthcare services to patients. These healthcare services 
are primarily paid for by federal and state governmental authorities, managed care health plans, commercial insurance companies, 
and workers’ compensation and employer programs. We report accounts receivable at an amount equal to the consideration we 
expect to receive in exchange for providing healthcare services to our patients, which is estimated using contractual provisions 
associated with specific payors, historical reimbursement rates, and an analysis of past reimbursement experience to estimate 
contractual allowances. Amounts that have been deemed to be uncollectible because of circumstances that affect the ability of 
payors to make payments are written-off as bad debt expense as they occur.

Our accounts receivable by insured status is as follows:

Commercial insurance and other

Medicare and Medicaid

Total accounts receivable

Insurance Risk Programs

December 31, 2018

December 31, 2019

$

$

551,950

154,726

706,676

78.1% $

21.9%

100.0% $

597,663

165,014

762,677

78.4%

21.6%

100.0%

Under a number of our insurance programs, which include our employee health insurance, workers’ compensation, and 
professional malpractice liability insurance programs, we are liable for a portion of our losses before we can attempt to recover 
from the applicable insurance carrier. We accrue for losses under an occurrence-based approach, whereby we estimate the losses 
that will be incurred in a respective accounting period and accrue that estimated liability using actuarial methods. We monitor 
these programs quarterly and revise our estimates as necessary to take into account additional information. We recorded a liability 
of $175.2 million and $157.1 million for our estimated losses under these insurance programs at December 31, 2018 and 2019, 
respectively. We also recorded insurance proceeds receivable of $32.4 million and $15.5 million at December 31, 2018 and 2019, 
respectively, for liabilities which exceed our deductibles and self-insured retention limits and are recoverable through our insurance 
policies. 

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Intangible Assets

Goodwill  and  other  indefinite-lived  intangible  assets  are  not  amortized,  but  instead  are  subject  to  periodic  impairment 
evaluations. Impairment tests are required to be conducted at least annually or when events or conditions occur that might suggest 
a possible impairment. These events or conditions include, but are not limited to: a significant adverse change in the business 
environment, regulatory environment, or legal factors; a current period operating or cash flow loss combined with a history of 
such losses or a projection of continuing losses; or a sale or disposition of a significant portion of a reporting unit. The occurrence 
of one of these events or conditions could significantly impact an impairment assessment, necessitating an impairment charge. 

We may first assess qualitatively if we can conclude whether goodwill is more likely than not impaired. If goodwill is more 
likely than not impaired, we are then required to complete a quantitative analysis of whether a reporting unit’s fair value is less 
than its carrying amount. In evaluating whether it is more likely than not that the fair value of a reporting unit is less than its 
carrying amount, we consider relevant events or circumstances that affect the fair value or carrying amount of a reporting unit, 
including (i) industry and market conditions, (ii) financial performance, such as negative or declining cash flows, or a decline in 
net operating revenues or earnings compared with actual and forecasted results, (iii) the regulatory environment affecting each of 
our reporting units, including reimbursement and compliance requirements under the Medicare program, and (iv) other factors 
specific to each reporting unit, such as a change in strategy, management, or acquisitions or divestitures affecting the composition 
of the reporting unit. 

We consider both the income and market approach in determining the fair values of our reporting units when performing a 
quantitative analysis. Included in the income approach, specific for each reporting unit, are assumptions regarding revenue growth 
rate, future Adjusted EBITDA margin estimates, future general and administrative expense rates, the industry’s weighted average 
cost of capital and industry specific, market comparable implied Adjusted EBITDA multiples. We also include estimated residual 
values at the end of the forecast period and future capital expenditure requirements. Each of these assumptions requires us to use 
our knowledge of the industry, its recent transactions, and reasonable performance expectations for its operations. If any one of 
the above assumptions changes or fails to materialize, the resulting decline in our estimated fair values could result in an impairment 
charge to the goodwill associated with any one of the reporting units. 

At  December 31,  2019,  our  other  indefinite-lived  intangible  assets  consist  of  trademarks,  certificates  of  need,  and 
accreditations. To determine the fair value of our trademarks, we use a relief from royalty income approach.  For our certificates 
of need and accreditations, we perform qualitative assessments. As part of these assessments, we evaluate the current business 
environment, regulatory environment, legal and other company-specific factors. If it is more likely than not that the fair values 
are less than the carrying value, we perform quantitative impairment tests.

Our most recent impairment assessments were completed during the fourth quarter of 2019. We performed a qualitative 
goodwill  impairment  assessment  for  each  of  our  reporting  units  as  of  October 1,  2019. We  did  not  identify  any  instances  of 
impairment with respect to goodwill or other indefinite-lived intangible assets as of October 1, 2019. During the fourth quarters 
of 2017 and 2018, our impairment assessments did not identify any instances of impairment with respect to goodwill or other 
indefinite-lived intangible assets. 

We have recorded total goodwill and other identifiable intangible assets of $3.8 billion at December 31, 2019, of which $1.1 
billion related to our critical illness recovery hospital reporting unit, $455.4 million related to our rehabilitation hospital reporting 
unit, $706.5 million related to our outpatient rehabilitation reporting unit, and $1.5 billion relates to the Concentra reporting unit.

Realization of Deferred Tax Assets

We recognize deferred tax assets and liabilities for the expected future tax consequences of events that have been recognized 
in our financial statements. Deferred tax assets and liabilities are determined on the basis of the differences between the book and 
tax bases of assets and liabilities by using enacted tax rates in effect for the year in which the differences are expected to reverse.  
We also recognize the future tax benefits from net operating loss carryforwards as deferred tax assets. The effect of a change in 
tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment date. 

We evaluate the realizability of deferred tax assets and reduce those assets using a valuation allowance if it is more likely 
than not that some portion or all of the deferred tax asset will not be realized. Among the factors used to assess the likelihood of 
realization are projections of future taxable income streams, the expected timing of the reversals of existing temporary differences, 
and the impact of tax planning strategies that could be implemented to avoid the potential loss of future tax benefits. However, 
changes in tax codes, statutory tax rates or future taxable income levels could materially impact our valuation of tax accruals and 
assets and could cause our provision for income taxes to vary significantly from period to period.

At December 31, 2019, we had deferred tax liabilities in excess of deferred tax assets of approximately $128.5 million
principally due to depreciation deductions that have been accelerated for tax purposes and amortization of intangibles and goodwill. 
This amount includes approximately $18.5 million of valuation reserves related primarily to state net operating losses.

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Operating Statistics

The following table sets forth operating statistics for each of our segments for each of the periods presented. The operating 
statistics reflect data for the period of time we managed these operations. Our operating statistics include metrics we believe provide 
relevant insight about the number of facilities we operate, volume of services we provide to our customers, and average payment 
rates for services we provide. These metrics are utilized by management to monitor trends and performance in our businesses and 
therefore may be important to investors because management may assess Select’s performance based in part on such metrics. Other 
healthcare providers may present similar statistics, and these statistics are susceptible to varying definitions. Our statistics as presented 
may not be comparable to other similarly titled statistics of other companies.

Critical illness recovery hospital data:

Number of hospitals owned—start of period

Number of hospitals acquired

Number of hospital start-ups

Number of hospitals closed/sold

Number of hospitals owned—end of period

Number of hospitals managed—end of period

Total number of hospitals (all)—end of period
Available licensed beds(1)
Admissions(1)(2)
Patient days(1)(3)
Average length of stay (days)(1)(4)
Net revenue per patient day(1)(5)
Occupancy rate(1)(6)
Percent patient days—Medicare(1)(7)

Rehabilitation hospital data:

Number of hospitals owned—start of period

Number of hospitals acquired

Number of hospital start-ups

Number of hospitals closed/sold

Number of hospitals owned—end of period

Number of hospitals managed—end of period

Total number of hospitals (all)—end of period
Available licensed beds(1)
Admissions(1)(2)
Patient days(1)(3)
Average length of stay (days)(1)(4)
Net revenue per patient day(1)(5)
Occupancy rate(1)(6)
Percent patient days—Medicare(1)(7)

Outpatient rehabilitation data:

Number of clinics owned—start of period

Number of clinics acquired

Number of clinic start-ups

Number of clinics closed/sold

Number of clinics owned—end of period

Number of clinics managed—end of period

Total number of clinics (all)—end of period
Number of visits(1)(8)
Net revenue per visit(1)(9)

For the Year Ended December 31,

2017

2018

2019

102

1

1

(5)

99

1

100

4,159

35,793

99

—

1

(4)

96

—

96

4,071

36,474

96

4

—

—

100

1

101

4,265

36,774

1,003,161

1,012,368

1,038,361

28

28

$

1,704

$

1,716

$

66%

54%

13

—

3

—

16

8

24

67%

53%

16

—

1

—

17

9

26

1,133

18,841

269,905

14

1,189

21,813

315,468

14

$

1,577

$

1,606

$

72%

54%

1,445

13

28

(39)

1,447

169

1,616

74%

54%

1,447

20

34

(78)

1,423

239

1,662

28

1,753

68%

51%

17

—

2

—

19

10

29

1,309

24,889

353,031

14

1,685

76%

52%

1,423

31

57

(50)

1,461

279

1,740

8,232,536

8,356,018

8,719,282

$

101

$

103

$

103

58

 
 
 
 
 
 
 
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Concentra data:

Number of centers owned—start of period

Number of centers acquired

Number of center start-ups

Number of centers closed/sold

Number of centers owned—end of period

Number of onsite clinics operated—end of period

Number of CBOCs owned—end of period
Number of visits(1)(8)
Net revenue per visit(1)(9)

For the Year Ended December 31,

2017

2018

2019

300

11

4

(3)

312

105

32

312

221

—

(9)

524

124

31

524

6

—

(9)

521

131

32

7,709,508

11,426,940

12,068,865

$

115

$

124

$

122

_______________________________________________________________________________
(1) 

Data excludes locations managed by the Company. For purposes of our Concentra segment, onsite clinics and community-
based outpatient clinics are excluded. 

(2) 

(3) 

(4) 

(5) 

(6) 

(7) 

(8) 

(9) 

Represents the number of patients admitted to our hospitals during the periods presented. 

Each patient day represents one patient occupying one bed for one day during the periods presented. 

Represents the average number of days in which patients were admitted to our hospitals. Average length of stay is calculated 
by dividing the number of patient days, as presented above, by the number of patients discharged from our hospitals during 
the periods presented. 

Represents the average amount of revenue recognized for each patient day. Net revenue per patient day is calculated by 
dividing patient service revenues, excluding revenues from certain other ancillary and outpatient services provided at our 
hospitals, by the total number of patient days.

Represents  the  portion  of  our  hospitals  being  utilized  for  patient  care  during  the  periods  presented.  Occupancy  rate  is 
calculated using the number of patient days, as presented above, divided by the total number of bed days available during 
the period. Bed days available is derived by adding the daily number of available licensed beds for each of the periods 
presented. 

Represents the portion of our patient days which are paid by Medicare. The Medicare patient day percentage is calculated 
by dividing the total number of patient days which are paid by Medicare by the total number of patient days, as presented 
above. 

Represents the number of visits in which patients were treated at our outpatient rehabilitation clinics and Concentra centers 
during the periods presented. 

Represents the average amount of revenue recognized for each patient visit. Net revenue per visit is calculated by dividing 
patient service revenue, excluding revenues from certain other ancillary services, by the total number of visits. For purposes 
of this computation for our Concentra segment, patient service revenue does not include onsite clinics and community-
based outpatient clinics. 

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Results of Operations

The following table outlines selected operating data as a percentage of net operating revenues for the periods indicated:

Net operating revenues
Cost of services, exclusive of depreciation and amortization(1)

General and administrative

Depreciation and amortization

Income from operations

Loss on early retirement of debt

Equity in earnings of unconsolidated subsidiaries

Gain (loss) on sale of businesses

Interest expense

Income before income taxes

Income tax expense (benefit)

Net income

Net income attributable to non-controlling interests

Net income attributable to Select Medical Holdings Corporation

For the Year Ended December 31,

2017

2018

2019

100.0%

100.0%

100.0%

85.6

2.6

3.6

8.2

(0.5)

0.5

(0.0)

(3.6)

4.6

(0.5)

5.1

1.0

4.1%

85.4

2.4

4.0

8.2

(0.3)

0.4

0.2

(3.9)

4.6

1.1

3.5

0.8

2.7%

85.1

2.4

3.8

8.7

(0.7)

0.5

0.1

(3.7)

4.9

1.2

3.7

1.0

2.7%

_______________________________________________________________________________
(1) 

Cost of services includes salaries, wages and benefits, operating supplies, lease and rent expense, and other operating 
costs.

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The following table summarizes selected financial data by segment for the periods indicated:

Net operating revenues:

Critical illness recovery hospital

$

1,725,022

$

1,753,584

$

1,836,518

1.7 %

4.7%

Year Ended December 31,

2017(1)

2018(1)

2019

% Change
2017 - 2018

% Change
2018 - 2019

Rehabilitation hospital

Outpatient rehabilitation
Concentra(2)
Other(3)

Total Company

Income (loss) from operations:

Critical illness recovery hospital

Rehabilitation hospital

Outpatient rehabilitation
Concentra(2)
Other(3)

Total Company

Adjusted EBITDA:

Critical illness recovery hospital

Rehabilitation hospital

Outpatient rehabilitation
Concentra(2)
Other(3)

Total Company

Adjusted EBITDA margins:

509,108

960,902

1,013,224

156,989

4,365,245

206,936

69,865

107,926

91,804

(120,653)

355,878

252,679

90,041

132,533

157,561

$

$

$

$

583,745

995,794

1,557,673

190,462

5,081,258

197,218

84,826

114,810

150,678

(130,253)

417,279

243,015

108,927

142,005

251,977

$

$

$

$

670,971

1,046,011

1,628,817

271,605

5,453,922

204,105

108,535

123,530

176,606

(140,895)

471,881

254,868

135,857

151,831

276,482

$

$

$

$

(94,822)

(100,769)

(108,130)

$

537,992

$

645,155

$

710,908

14.7

3.6

53.7

21.3

16.4 %

(4.7)%

21.4

6.4

64.1

(8.0)

17.3 %

(3.8)%

21.0

7.1

59.9

(6.3)

19.9 %

14.9

5.0

4.6

42.6

7.3%

3.5%

28.0

7.6

17.2

(8.2)

13.1%

4.9%

24.7

6.9

9.7

(7.3)

10.2%

Critical illness recovery hospital

14.6%

13.9%

13.9%

Rehabilitation hospital

Outpatient rehabilitation
Concentra(2)
Other(3)

Total Company

Total assets:

17.7

13.8

15.6

N/M

12.3%

18.7

14.3

16.2

N/M

12.7%

20.2

14.5

17.0

N/M

13.0%

Critical illness recovery hospital

$

1,848,783

$

1,771,605

$

2,099,833

Rehabilitation hospital

Outpatient rehabilitation
Concentra(2)
Other(3)

Total Company

Purchases of property and equipment:

Critical illness recovery hospital

Rehabilitation hospital

Outpatient rehabilitation
Concentra(2)
Other(3)

Total Company

$

$

868,517

954,661

1,340,919

114,286

5,127,166

49,720

96,477

27,721

28,912

30,413

$

$

894,192

1,002,819

2,178,868

116,781

5,964,265

40,855

42,389

30,553

42,205

11,279

$

$

1,127,028

1,289,190

2,372,187

452,050

7,340,288

45,573

27,216

33,628

44,101

6,608

$

233,243

$

167,281

$

157,126

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_______________________________________________________________________________
(1) 

For the years ended December 31, 2017 and 2018, the financial results of our reportable segments have been changed to 
remove  the  net  operating  revenues  and  expenses  associated  with  employee  leasing  services  provided  to  our  non-
consolidating subsidiaries. These results are now reported as part of our other activities. We lease employees at cost to 
these non-consolidating subsidiaries.

(2) 

(3) 

The Concentra segment includes the operating results of U.S. HealthWorks beginning February 1, 2018.

Other includes our corporate administration and shared services, as well as employee leasing services with our non-
consolidating subsidiaries. Total assets include certain non-consolidating joint ventures and minority investments in other 
healthcare related businesses.

N/M —  Not meaningful.

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Table of Contents

Year Ended December 31, 2019 Compared to Year Ended December 31, 2018

In the following, we discuss our results of operations related to net operating revenues, operating expenses, Adjusted EBITDA, 
depreciation and amortization, income from operations, loss on early retirement of debt, equity in earnings of unconsolidated 
subsidiaries, gain on sale of businesses, interest expense, income taxes, and net income attributable to non-controlling interests.

Net Operating Revenues

Our net operating revenues increased 7.3% to $5,453.9 million for the year ended December 31, 2019, compared to $5,081.3 

million for the year ended December 31, 2018.

Critical Illness Recovery Hospital Segment.    Net operating revenues increased 4.7% to $1,836.5 million for the year ended 
December 31, 2019, compared to $1,753.6 million for the year ended December 31, 2018. The increase in net operating revenues 
was due to increases in both patient volume and net revenue per patient day. Our patient days increased 2.6% to 1,038,361 days 
for the year ended December 31, 2019, compared to 1,012,368 days for the year ended December 31, 2018. The acquisition of 
four hospitals during 2019 contributed to the increase in patient days. We also experienced an increase in patient days in our 
existing hospitals, which was offset by a decrease in patient days from hospital closures which occurred during 2018, including 
the temporary closure of our hospital located in Panama City, Florida as a result of damage sustained from Hurricane Michael in 
October 2018. Net revenue per patient day increased 2.2% to $1,753 for the year ended December 31, 2019, compared to $1,716
for the year ended December 31, 2018. We experienced increases in both our Medicare and non-Medicare net revenue per patient 
day.

Rehabilitation  Hospital  Segment.    Net  operating  revenues  increased  14.9%  to  $671.0  million  for  the  year  ended 
December 31, 2019, compared to $583.7 million for the year ended December 31, 2018. The increase in net operating revenues 
resulted from increases in both patient volume and net revenue per patient day during the year ended December 31, 2019. Our 
patient days increased 11.9% to 353,031 days for the year ended December 31, 2019, compared to 315,468 days for the year ended 
December 31, 2018. The increase in patient days was principally driven by our rehabilitation hospitals which recently commenced 
operations. We also experienced a 3.7% increase in patient days in our existing hospitals. Our net revenue per patient day increased 
4.9% to $1,685 for the year ended December 31, 2019, compared to $1,606 for the year ended December 31, 2018. We experienced 
increases in both our Medicare and non-Medicare net revenue per patient day.

Outpatient  Rehabilitation  Segment.    Net  operating  revenues  increased  5.0%  to  $1,046.0  million  for  the  year  ended 
December 31, 2019, compared to $995.8 million for the year ended December 31, 2018. The increase in net operating revenues 
was attributable to an increase in visits, which increased 4.3% to 8,719,282 for the year ended December 31, 2019, compared to 
8,356,018 visits for the year ended December 31, 2018. The increase in visits was due to new outpatient rehabilitation clinics and 
a 5.1% increase in visits within our existing clinics. This growth was offset in part by the sale of outpatient rehabilitation clinics 
to non-consolidating subsidiaries. These clinics contributed 218,381 visits during the year ended December 31, 2018. During the 
year ended December 31, 2019, we also experienced an increase in management fee revenues related to services provided to our 
non-consolidating  subsidiaries.  These  services  have  expanded  as  a  result  of  our  sales  of  clinics  to  these  non-consolidating 
subsidiaries. Our net revenue per visit was $103 for both the years ended December 31, 2019 and 2018. 

Concentra Segment.    Net operating revenues increased 4.6% to $1,628.8 million for the year ended December 31, 2019, 
compared to $1,557.7 million for the year ended December 31, 2018. Visits in our centers increased 5.6% to 12,068,865 for the 
year ended December 31, 2019, compared to 11,426,940 visits for the year ended December 31, 2018. The increases in net operating 
revenues and visits were principally due to U.S. HealthWorks, which we acquired on February 1, 2018, and other new centers. 
Net revenue per visit was $122 for the year ended December 31, 2019, compared to $124 for the year ended December 31, 2018. 
The decrease in net revenue per visit was principally due to a relative increase in employer services visits, which yield lower per 
visit rates.

Operating Expenses

Our  operating  expenses  consist  principally  of  cost  of  services  and  general  and  administrative  expenses.  Our  operating 
expenses were $4,769.5 million, or 87.5% of net operating revenues, for the year ended December 31, 2019, compared to $4,462.3 
million, or 87.8% of net operating revenues, for the year ended December 31, 2018. Our cost of services, a major component of 
which is labor expense, was $4,641.0 million, or 85.1% of net operating revenues, for the year ended December 31, 2019, compared 
to $4,341.1 million, or 85.4% of net operating revenues, for the year ended December 31, 2018. The decrease in our operating 
expenses relative to our net operating revenues was principally due to the operating performance of our Concentra and rehabilitation 
hospital segments. General and administrative expenses were $128.5 million, or 2.4% of net operating revenues, for the year ended 
December 31, 2019, compared to $121.3 million, or 2.4% of net operating revenues, for the year ended December 31, 2018. 
General and administrative expenses included $2.9 million of U.S. HealthWorks acquisition costs for the year ended December 31, 
2018.

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Adjusted EBITDA

Critical  Illness  Recovery  Hospital  Segment.    Adjusted  EBITDA  increased  4.9%  to  $254.9  million  for  the  year  ended 
December 31, 2019, compared to $243.0 million for the year ended December 31, 2018. Our Adjusted EBITDA margin for the 
critical illness recovery hospital segment was 13.9% for both the years ended December 31, 2019 and 2018. The increase in 
Adjusted EBITDA for our critical illness recovery hospital segment was primarily driven by increases in patient volumes and net 
revenue per patient day, as discussed above under “Net Operating Revenues.” Our Adjusted EBITDA margins were impacted by 
our newly acquired hospitals, which operated at lower margins than our other critical illness recovery hospitals.

Rehabilitation Hospital Segment.    Adjusted EBITDA increased 24.7% to $135.9 million for the year ended December 31, 
2019, compared to $108.9 million for the year ended December 31, 2018. Our Adjusted EBITDA margin for the rehabilitation 
hospital segment was 20.2% for the year ended December 31, 2019, compared to 18.7% for the year ended December 31, 2018. 
The increases in Adjusted EBITDA and Adjusted EBITDA margin are primarily attributable to increases in patient volume and 
net revenue per patient day at many of our existing hospitals. Adjusted EBITDA losses in our start-up hospitals were $8.8 million 
for the year ended December 31, 2019, compared to $4.7 million for the year ended December 31, 2018. 

Outpatient Rehabilitation Segment.    Adjusted EBITDA increased 6.9% to $151.8 million for the year ended December 31, 
2019,  compared  to  $142.0  million  for  the  year  ended  December 31,  2018.  Our Adjusted  EBITDA  margin  for  the  outpatient 
rehabilitation segment was 14.5% for the year ended December 31, 2019, compared to 14.3% for the year ended December 31, 
2018. For the year ended December 31, 2019, the increase in Adjusted EBITDA resulted principally from increases in patient 
visits in our existing clinics, as discussed above under “Net Operating Revenues.” We also experienced increases in Adjusted 
EBITDA from our start-up and newly developed outpatient rehabilitation clinics.  

Concentra Segment.    Adjusted EBITDA increased 9.7% to $276.5 million for the year ended December 31, 2019, compared 
to $252.0 million for the year ended December 31, 2018, which included the operating results of U.S. HealthWorks beginning 
February 1, 2018. Our Adjusted EBITDA margin for the Concentra segment was 17.0% for the year ended December 31, 2019, 
compared to 16.2% for the year ended December 31, 2018. The increases in Adjusted EBITDA and Adjusted EBITDA margin 
resulted from achieving lower relative operating costs across our combined Concentra and U.S. HealthWorks businesses.

Depreciation and Amortization

Depreciation and amortization expense was $212.6 million for the year ended December 31, 2019, compared to $201.7 
million for the year ended December 31, 2018. The increase principally occurred within our critical illness recovery hospital and 
rehabilitation  hospital  segments.  The  increase  resulted  in  part  from  new  hospitals  operating  within  both  of  these  segments. 
Additionally, effective July 1, 2019, the state of Florida repealed its certificate of need regulations; accordingly, the certificate of 
need intangible assets previously recognized by our Florida critical illness recovery hospitals were fully amortized during the year 
ended December 31, 2019.

Income from Operations

For the year ended December 31, 2019, we had income from operations of $471.9 million, compared to $417.3 million for 
the  year  ended  December 31,  2018.  The  increase  in  income  from  operations  resulted  principally  from  our  Concentra  and 
rehabilitation hospital segments.

Loss on Early Retirement of Debt

During the year ended December 31, 2019, we amended both the Select credit agreement and the Concentra-JPM first lien 
credit agreement. We also repaid the term loans outstanding under both the Concentra-JPM first and second lien credit agreements 
and redeemed our 6.375% senior notes. These financing events resulted in losses on early retirement of debt of $38.1 million. 

During the year ended December 31, 2018, we amended both the Select credit agreement and the Concentra-JPM first lien 

credit agreement which resulted in losses on early retirement of debt of $14.2 million. 

Equity in Earnings of Unconsolidated Subsidiaries

Our equity in earnings of unconsolidated subsidiaries principally relates to rehabilitation businesses in which we are a minority 
owner. For the year ended December 31, 2019, we had equity in earnings of unconsolidated subsidiaries of $25.0 million, compared 
to $21.9 million for the year ended December 31, 2018. The increase in equity in earnings was principally attributable to the growth 
of certain non-consolidating subsidiaries as a result of our sales of outpatient rehabilitation clinics to these subsidiaries.

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Gain on Sale of Businesses

We recognized gains of $6.5 million and $9.0 million during the years ended December 31, 2019 and 2018, respectively. 

The gains were principally attributable to the sales of outpatient rehabilitation clinics to non-consolidating subsidiaries.

Interest Expense

Interest expense was $200.6 million for the year ended December 31, 2019, compared to $198.5 million for the year ended 
December 31, 2018. The increase in interest expense was principally due to the recognition of interest expense on both the 6.250% 
senior notes and the 6.375% senior notes during August 2019, as the redemption of the $710.0 million 6.375% senior notes occurred 
on August 30, 2019, while the issuance of the $550.0 million 6.250% senior notes occurred on August 1, 2019.

Income Taxes

We recorded income tax expense of $63.7 million for the year ended December 31, 2019, which represented an effective 
tax rate of 24.1%. We recorded income tax expense of $58.6 million for the year ended December 31, 2018, which represented 
an effective tax rate of 24.9%. 

The reduction in our effective tax rate resulted from an increase in our income before income taxes generated from our 
consolidated subsidiaries taxed as partnerships.  For these subsidiaries, we only incur income tax expense on our share of the 
earnings. The effect of the income allocated to non-controlling interests on the effective tax rate was 2.9% for the year ended 
December 31, 2019, compared to 2.1% for the year ended December 31, 2018. Refer to Note 14 of the notes to our consolidated 
financial statements included herein for the reconciliations of the statutory federal income tax rate to our effective income rate for 
the years ended December 31, 2019 and 2018.

Net Income Attributable to Non-Controlling Interests

Net income attributable to non-controlling interests was $52.6 million for the year ended December 31, 2019, compared to 
$39.1 million for the year ended December 31, 2018. The increase was principally due to the improved operating performance of 
several of our joint venture rehabilitation hospitals and our Concentra segment.

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Year Ended December 31, 2018 Compared to Year Ended December 31, 2017

In the following, we discuss our results of operations related to net operating revenues, operating expenses, Adjusted EBITDA, 
depreciation and amortization, income from operations, loss on early retirement of debt, equity in earnings of unconsolidated 
subsidiaries, gain on sale of businesses, interest expense, income taxes, and net income attributable to non-controlling interests.

Net Operating Revenues

Our net operating revenues increased 16.4% to $5,081.3 million for the year ended December 31, 2018, compared to $4,365.2 

million for the year ended December 31, 2017.

Critical Illness Recovery Hospital Segment.    Net operating revenues increased 1.7% to $1,753.6 million for the year ended 
December 31, 2018, compared to $1,725.0 million for the year ended December 31, 2017. As of December 31, 2018, we operated 
96 hospitals, compared to 100 hospitals at December 31, 2017. Despite the decrease in the number of hospitals operated, our 
patient days increased 0.9% to 1,012,368 days for the year ended December 31, 2018, compared to 1,003,161 days for the year 
ended December 31, 2017 and our occupancy increased to 67% for the year ended December 31, 2018, compared to 66% for the 
year ended December 31, 2017. Our net revenue per patient day increased 0.7% to $1,716 for the year ended December 31, 2018, 
compared to $1,704 for the year ended December 31, 2017. The increase principally resulted from changes we experienced in our 
non-Medicare net revenue per patient day during the year ended December 31, 2018.

Rehabilitation  Hospital  Segment.    Net  operating  revenues  increased  14.7%  to  $583.7  million  for  the  year  ended 
December 31, 2018, compared to $509.1 million for the year ended December 31, 2017. The increase in net operating revenues 
resulted primarily from an increase in patient volumes during the year ended December 31, 2018. Our patient days increased 
16.9% to 315,468 days for the year ended December 31, 2018, compared to 269,905 days for the year ended December 31, 2017.  
The  increase  in  patient  days  was  principally  attributable  to  the  maturation  of  our  rehabilitation  hospitals  which  commenced 
operations during 2016 and 2017. Our net revenue per patient day increased 1.8% to $1,606 for the year ended December 31, 
2018, compared to $1,577 for the year ended December 31, 2017. The increase principally resulted from changes we experienced 
in our non-Medicare net revenue per patient day during the year ended December 31, 2018.

Outpatient  Rehabilitation  Segment.    Net  operating  revenues  increased  3.6%  to  $995.8  million  for  the  year  ended 
December 31, 2018, compared to $960.9 million for the year ended December 31, 2017. Our net revenue per visit increased 2.0% 
to $103 for the year ended December 31, 2018, compared to $101 for the year ended December 31, 2017. Our net revenue per 
visit benefited from improved contracted rates with some of our payors. Additionally, visits increased 1.5% to 8,356,018 for the 
year ended December 31, 2018, compared to 8,232,536 visits for the year ended December 31, 2017. The increase in visits resulted 
from both start-up and newly acquired outpatient rehabilitation clinics, as well as growth within our existing clinics. During the 
year ended December 31, 2018, we also experienced an increase in management fee revenues related to services provided to our 
non-consolidating subsidiaries. 

Concentra Segment.    Net operating revenues increased 53.7% to $1,557.7 million for the year ended December 31, 2018, 
compared to $1,013.2 million for the year ended December 31, 2017. The increase in net operating revenues was principally due 
to the acquisition of U.S. HealthWorks on February 1, 2018, which contributed $488.8 million of net operating revenues during 
the period. Visits in our centers increased 48.2% to 11,426,940 for the year ended December 31, 2018, compared to 7,709,508 
visits for the year ended December 31, 2017. Net revenue per visit increased 7.8% to $124 for the year ended December 31, 2018, 
compared to $115 for the year ended December 31, 2017. The increase in net revenue per visit was driven principally by U.S. 
HealthWorks visits, which yield higher per visit rates, as well as an increase in workers’ compensation and employer services 
reimbursement rates in our existing Concentra centers.

Operating Expenses

Our  operating  expenses  consist  principally  of  cost  of  services  and  general  and  administrative  expenses.  Our  operating 
expenses were $4,462.3 million, or 87.8% of net operating revenues, for the year ended December 31, 2018, compared to $3,849.4 
million, or 88.2% of net operating revenues, for the year ended December 31, 2017. Our cost of services, a major component of 
which is labor expense, was $4,341.1 million, or 85.4% of net operating revenues, for the year ended December 31, 2018, compared 
to $3,735.3 million, or 85.6% of net operating revenues, for the year ended December 31, 2017. The decrease in our operating 
expenses relative to our net operating revenues was principally due to the performance of our rehabilitation hospital segment and 
lower  relative  operating  costs  within  our  Concentra  segment  as  a  result  of  the  U.S.  HealthWorks  acquisition.  General  and 
administrative expenses were $121.3 million, or 2.4% of net operating revenues, for the year ended December 31, 2018, compared 
to $114.0 million, or 2.6% of net operating revenues, for the year ended December 31, 2017. General and administrative expenses 
included $2.9 million and $2.8 million of U.S. HealthWorks acquisition costs for the years ended December 31, 2018 and 2017, 
respectively.

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Adjusted EBITDA

Critical Illness Recovery Hospital Segment.    Adjusted EBITDA was $243.0 million for the year ended December 31, 2018, 
compared to $252.7 million for the year ended December 31, 2017. Our Adjusted EBITDA margin for the critical illness recovery 
hospital segment was 13.9% for the year ended December 31, 2018, compared to 14.6% for the year ended December 31, 2017. 
Our Adjusted EBITDA and Adjusted EBITDA margin were impacted by increases in employee costs and other operating costs, 
relative to our net operating revenues, during the year ended December 31, 2018, as compared to the year ended December 31, 
2017.

Rehabilitation Hospital Segment.    Adjusted EBITDA increased 21.0% to $108.9 million for the year ended December 31, 
2018, compared to $90.0 million for the year ended December 31, 2017. Our Adjusted EBITDA margin for the rehabilitation 
hospital segment was 18.7% for the year ended December 31, 2018, compared to 17.7% for the year ended December 31, 2017. 
The increases in Adjusted EBITDA and Adjusted EBITDA margin for our rehabilitation hospital segment were primarily driven 
by increases in patient volume within our rehabilitation hospitals that commenced operations during 2016 and 2017, which allowed 
our facilities to operate at lower relative costs compared to the prior period. The increases in Adjusted EBITDA and Adjusted 
EBITDA margins also resulted from an increase in net revenue per patient day, as discussed above under “Net Operating Revenues.” 
Adjusted EBITDA losses in our start-up hospitals were $4.7 million for the year ended December 31, 2018, compared to $7.5 
million for the year ended December 31, 2017.

Outpatient Rehabilitation Segment.    Adjusted EBITDA increased 7.1% to $142.0 million for the year ended December 31, 
2018,  compared  to  $132.5  million  for  the  year  ended  December 31,  2017.  Our Adjusted  EBITDA  margin  for  the  outpatient 
rehabilitation segment was 14.3% for the year ended December 31, 2018, compared to 13.8% for the year ended December 31, 
2017. For the year ended December 31, 2018, our Adjusted EBITDA and Adjusted EBITDA margin increased as a result of an 
increase in patient visits and net revenue per visit, as discussed above under “Net Operating Revenues.”

Concentra  Segment.    Adjusted  EBITDA  increased  59.9%  to  $252.0  million  for  the  year  ended  December 31,  2018, 
compared to $157.6 million for the year ended December 31, 2017.  The increase in Adjusted EBITDA was principally due to the 
operating results of U.S. HealthWorks, which we acquired on February 1, 2018. Our Adjusted EBITDA margin for the Concentra 
segment was 16.2% for the year ended December 31, 2018, compared to 15.6% for the year ended December 31, 2017. The 
increase in Adjusted EBITDA margin resulted from achieving lower relative operating costs across our combined Concentra and 
U.S. HealthWorks businesses.

Depreciation and Amortization

Depreciation and amortization expense was $201.7 million for the year ended December 31, 2018, compared to $160.0 
million  for  the  year  ended  December 31,  2017.  The  increase  principally  occurred  within  our  Concentra  segment  due  to  the 
acquisition of U.S. HealthWorks.

Income from Operations

For the year ended December 31, 2018, we had income from operations of $417.3 million, compared to $355.9 million for 
the year ended December 31, 2017. The increase in income from operations resulted principally from the growth of our Concentra 
segment and the improved performance of our rehabilitation hospital segment, as discussed above.

Loss on Early Retirement of Debt

During the year ended December 31, 2018, we amended both the Select credit agreement and the Concentra-JPM first lien 
credit agreement which resulted in losses on early retirement of debt of $14.2 million. During the year ended December 31, 2017, 
we refinanced Select’s senior secured credit facilities which resulted in a loss on early retirement of debt of $19.7 million.

Equity in Earnings of Unconsolidated Subsidiaries

Our  equity  in  earnings  of  unconsolidated  subsidiaries  principally  relates  to  rehabilitation  businesses  in  which  we  are  a 
minority owner. For the year ended December 31, 2018, we had equity in earnings of unconsolidated subsidiaries of $21.9 million, 
compared to $21.1 million for the year ended December 31, 2017.

Gain on Sale of Businesses

We recognized gains of $9.0 million during the year ended December 31, 2018. The gains were principally attributable to 

sales of outpatient rehabilitation clinics to non-consolidating subsidiaries.

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Interest Expense

Interest expense was $198.5 million for the year ended December 31, 2018, compared to $154.7 million for the year ended 
December 31, 2017. The increase in interest expense was principally due to an increase in our indebtedness as a result of the 
acquisition of U.S. HealthWorks.

Income Taxes

We recorded income tax expense of $58.6 million for the year ended December 31, 2018, which represented an effective 
tax rate of 24.9%. We recorded an income tax benefit of $18.2 million for the year ended December 31, 2017.  For the year ended 
December 31, 2017, our income tax benefit resulted primarily from the effects of the federal tax reform legislation enacted on 
December 22, 2017. The effects of the federal tax reform legislation on our net deferred tax liability resulted in an income tax 
benefit of $71.5 million for the year ended December 31, 2017. Additionally, we were able to realize the benefit of a prior net 
operating loss deduction of $14.1 million.

Net Income Attributable to Non-Controlling Interests

Net income attributable to non-controlling interests was $39.1 million for the year ended December 31, 2018, compared to 
$43.5 million for the year ended December 31, 2017. The decrease is principally due to a decrease in net income of our joint 
venture subsidiary, Concentra. In 2017, Concentra experienced an increase in net income as a result of an income tax benefit 
generated primarily from the effects of the federal tax reform legislation enacted on December 22, 2017.

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Liquidity and Capital Resources

Cash Flows for the Years Ended December 31, 2017, 2018, and 2019 

In the following, we discuss cash flows from operating activities, investing activities, and financing activities.

Cash flows provided by operating activities

Cash flows used in investing activities

Cash flows provided by (used in) financing activities

Net increase in cash and cash equivalents

Cash and cash equivalents at beginning of period

Cash and cash equivalents at end of period

For the Year Ended December 31,

2017

2018

2019

$

$

238,131

$

494,194

$

(192,965)

(21,646)

23,520

99,029

(697,137)

255,572

52,629

122,549

122,549

$

175,178

$

445,182

(316,729)

32,251

160,704

175,178

335,882

Operating activities provided $445.2 million of cash flows for the year ended December 31, 2019, compared to $494.2 
million of cash flows for the year ended December 31, 2018. The lower operating cash flows were principally driven by the change 
in our accounts receivable. Our days sales outstanding was 51 days at both December 31, 2019 and 2018, while our days sales 
outstanding was 58 days at December 31, 2017. During the year ended December 31, 2018, we experienced an increase in operating 
cash flows related to accounts receivable, primarily as a result of underpayments we received through the Medicare periodic 
interim payment program in our critical illness recovery hospitals during the year ended December 31, 2017. Our days sales 
outstanding will fluctuate based upon variability in our collection cycles.

Operating activities provided $494.2 million of cash flows for the year ended December 31, 2018, compared to $238.1 
million of cash flows for the year ended December 31, 2017. During the year ended December 31, 2018, the increase in operating 
cash flows was principally driven by the change in our accounts receivable, as described above. 

Investing activities used $316.7 million, $697.1 million and $193.0 million of cash flows for the years ended December 31, 
2019, 2018 and 2017, respectively. For the year ended December 31, 2019, the principal uses of cash were $157.1 million for 
purchases of property and equipment and $159.8 million for investments in and acquisitions of businesses. For the year ended 
December 31, 2018, the principal uses of cash were $515.6 million related to the acquisition of U.S. HealthWorks and $167.3 
million for purchases of property and equipment. For the year ended December 31, 2017, the principal uses of cash were $233.2 
million for purchases of property and equipment and $27.4 million for the acquisition of businesses, offset in part by $80.4 million
of proceeds received from the sale of assets. 

Financing activities provided $32.3 million of cash flows for the year ended December 31, 2019. The principal sources of 
cash were from the issuance of $1,225.0 million aggregate principal amount of 6.250% senior notes, $1,115.0 million of incremental 
term loan borrowings under the Select credit facilities, and $100.0 million of incremental term loan borrowings under the Concentra-
JPM first lien credit agreement. These borrowings provided net financing cash inflows of $2,453.1 million. A portion of the net 
proceeds of the 6.250% senior notes, together with a portion of the proceeds from the incremental term loan borrowings under 
the Select credit facilities, were used by Select to redeem in full its $710.0 million 6.375% senior notes and to make a first lien 
term  loan  in  an  aggregate  principal  amount  of  approximately  $1,240.3  million  to  Concentra  Inc.,  pursuant  to  the  Concentra 
intercompany loan agreement. Concentra Inc. then repaid its $1,240.3 million Concentra-JPM first lien term loan outstanding 
under the Concentra-JPM first lien credit agreement. The proceeds from the incremental term loans under the Concentra-JPM first 
lien  credit  agreement  were  used,  in  part,  to  repay  the  $240.0  million  of  term  loans  outstanding  under  Concentra  Inc.’s  then-
outstanding second lien credit agreement. We also used $98.8 million and $33.9 million of cash for mandatory prepayments of 
term loans under the Select credit facilities and Concentra-JPM credit facilities, respectively. During the year ended December 31, 
2019, we had net repayments of $20.0 million under the Select and Concentra-JPM revolving facilities. 

Financing activities provided $255.6 million of cash flows for the year ended December 31, 2018. The principal source of 
cash was from the issuance of term loans under the Concentra-JPM credit facilities which resulted in net proceeds of $779.8 
million. This was offset in part by $311.5 million of distributions to and purchases of non-controlling interests, of which $294.9 
million related to the redemption and reorganization transactions executed in connection with the acquisition of U.S. HealthWorks, 
and $210.0 million of net repayments under the Select revolving facility.

Financing activities used $21.6 million of cash flows for the year ended December 31, 2017. The principal uses of cash were 
$23.1 million for a principal prepayment associated with the Concentra-JPM credit facilities, $8.6 million for term loan payments 
associated with the Select credit facilities, and cash used for the payment of fees and expenses related to the refinancing of the 
Select credit facilities, offset in part by $10.0 million of net borrowings under the Select revolving facility.

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Capital Resources

Working capital.    We had net working capital of $298.7 million at December 31, 2019, compared to net working capital 

of $287.3 million at December 31, 2018.

A significant component of our working capital is our accounts receivable. Collection of these accounts receivable is our 
primary source of cash and is critical to our liquidity and capital resources. Our primary collection risks relate to non-governmental 
payors who insure these patients and deductibles, co-payments, and self-insured amounts owed by the patient. Deductibles, co-
payments,  and  self-insured  amounts  owed  by  the  patient  are  an  immaterial  portion  of  our  accounts  receivable  balance  at 
December 31, 2019. Our general policy is to verify insurance coverage prior to the date of admission for patients admitted to our 
critical illness recovery hospitals and rehabilitation hospitals. Within our outpatient rehabilitation clinics, we verify insurance 
coverage prior to the patient’s visit. Within our Concentra centers, we verify insurance coverage or receive authorization from the 
patient’s employer prior to the patient’s visit. 

Select credit facilities.   

In February 2019, Select made a principal prepayment of $98.8 million associated with its term loans in accordance with 
the provision in the Select credit facilities that requires mandatory prepayments of term loans as a result of annual excess cash 
flow, as defined in the Select credit facilities.

On August 1, 2019, Select entered into Amendment No. 3 to the Select credit agreement. Among other things, Amendment 
No. 3 (i) provided for an additional $500.0 million in term loans that, along with the existing term loans, have a maturity date of 
March 6, 2025, (ii) extended the maturity date of the Select revolving facility from March 6, 2022 to March 6, 2024, and (iii) 
increased the total net leverage ratio permitted under the Select credit agreement.

On December 10, 2019, Select entered into Amendment No. 4 to the Select credit agreement. Among other things, Amendment 
No. 4 provided for an additional $615.0 million in term loans that, along with the existing term loans, have a maturity date of 
March 6, 2025. Select used a portion of the net proceeds from these incremental term loan borrowings, together with a portion of 
the net proceeds from the issuance of the $675.0 million aggregate principal amount of 6.250% senior notes on December 10, 
2019, as described below, to make a first lien term loan in an aggregate principal amount of approximately $1,240.3 million to 
Concentra Inc. pursuant to the Concentra intercompany loan agreement.

At December 31, 2019, Select had outstanding borrowings under the Select credit facilities consisting of a $2,143.3 million
Select term loan (excluding unamortized original issue discounts and debt issuance costs of $21.8 million). Select did not have 
any borrowings outstanding under the Select revolving facility. At December 31, 2019, Select had $411.7 million of availability 
under the Select revolving facility after giving effect to $38.3 million of outstanding letters of credit.

The Select credit agreement requires Select to maintain certain leverage ratios, as defined in the Select credit agreement. As 
of December 31, 2019, Select was required to maintain its leverage ratio at less than 7.00 to 1.00. Select’s leverage ratio was 4.31
to 1.00 at December 31, 2019. Additionally, the Select credit agreement will require a prepayment of borrowings of 25% of excess 
cash flow, which will result in a prepayment of approximately $40.0 million for the year ended December 31, 2019. The Company 
expects to have the borrowing capacity and intends to use borrowings under the Select revolving facility to make all or a portion 
of the required prepayment during the quarter ended March 31, 2020. 

On the last day of each calendar quarter, Select is required to pay each lender a commitment fee in respect of any unused 
commitments under the Select revolving facility, which is currently 0.50% per annum and subject to adjustment based on Select’s 
leverage ratio, as specified in the Select credit agreement.

The Select credit facilities also contain a number of other affirmative and restrictive covenants, including limitations on 
mergers, consolidations and dissolutions; sales of assets; investments and acquisitions; indebtedness; liens; affiliate transactions; 
and dividends and restricted payments. The Select credit facilities contain events of default for non-payment of principal and 
interest when due (subject, as to interest, to a grace period), cross-default and cross-acceleration provisions and an event of default 
that would be triggered by a change of control.

Select 6.250% senior notes.

On August 1, 2019, Select issued and sold $550.0 million aggregate principal amount of 6.250% senior notes due August 
15, 2026. Select used a portion of the net proceeds of such 6.250% senior notes, together with a portion of the proceeds from the 
incremental term loan borrowings under the Select credit facilities received on August 1, 2019 (as described above), in part to (i) 
redeem in full the $710.0 million aggregate principal amount of the 6.375% senior notes at the redemption price of 100.000% of 
the principal amount plus accrued and unpaid interest on August 30, 2019, (ii) repay in full the outstanding borrowings under the 
Select revolving facility, and (iii) pay related fees and expenses associated with the financing.

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On December 10, 2019, Select issued and sold $675.0 million aggregate principal amount of 6.250% senior notes, due August 
15, 2026, as additional notes under the indenture pursuant to which it previously issued $550.0 million aggregate principal amount 
of senior notes. As described above, Select used a portion of the net proceeds from the issuance of these additional senior notes 
to make a first lien term loan in an aggregate principal amount of approximately $1,240.3 million to Concentra Inc. pursuant to 
the Concentra intercompany loan agreement.

Interest on the senior notes accrues at the rate of 6.250% per annum and is payable semi-annually in arrears on February 15 
and August 15 of each year, commencing on February 15, 2020. The senior notes are Select’s senior unsecured obligations which 
are subordinated to all of Select’s existing and future secured indebtedness, including the Select credit facilities. The senior notes 
rank equally in right of payment with all of Select’s other existing and future senior unsecured indebtedness and senior in right of 
payment to all of Select’s existing and future subordinated indebtedness. The senior notes are unconditionally guaranteed on a 
joint and several basis by each of Select’s direct or indirect existing and future domestic restricted subsidiaries, other than certain 
non-guarantor subsidiaries, including Concentra and its subsidiaries.

Select may redeem some or all of the senior notes prior to August 15, 2022 by paying a “make-whole” premium. Select may 
redeem some or all of the senior notes on or after August 15, 2022 at specified redemption prices. In addition, prior to August 15, 
2022, Select may redeem up to 40% of the principal amount of the senior notes with the net proceeds of certain equity offerings 
at a price of 106.250% plus accrued and unpaid interest, if any. Select is obligated to offer to repurchase the senior notes at a price 
of 101% of their principal amount plus accrued and unpaid interest, if any, as a result of certain change of control events. These 
restrictions and prohibitions are subject to certain qualifications and exceptions.

The terms of the senior notes contains covenants that, among other things, limit Select’s ability and the ability of certain of 
Select’s subsidiaries to  (i) grant liens on its assets, (ii) make dividend payments, other distributions or other restricted payments, 
(iii) incur restrictions on the ability of Select’s restricted subsidiaries to pay dividends or make other payments, (iv) enter into sale 
and leaseback transactions, (v) merge, consolidate, transfer or dispose of substantially all of their assets, (vi) incur additional 
indebtedness, (vii) make investments, (viii) sell assets, including capital stock of subsidiaries, (ix) use the proceeds from sales of 
assets, including capital stock of restricted subsidiaries, and (x) enter into transactions with affiliates. These covenants are subject 
to a number of exceptions, limitations and qualifications.

Concentra credit facilities. 

In February 2019, Concentra Inc. made a principal prepayment of $33.9 million associated with its term loans in accordance 
with the provision in the Concentra-JPM credit facilities that requires mandatory prepayments of term loans as a result of annual 
excess cash flow, as defined in the Concentra-JPM credit facilities.

On April 8, 2019, Concentra Inc. entered into Amendment No. 5 to the Concentra-JPM first lien credit agreement. Amendment 
No. 5, among other things, (i) extended the maturity date of the Concentra-JPM revolving facility from June 1, 2020 to June 1, 
2021 and (ii) increased the aggregate commitments available under the Concentra-JPM revolving facility from $75.0 million to 
$100.0 million.

On September 20, 2019, Concentra Inc. entered into Amendment No. 6 to the Concentra-JPM first lien credit agreement. 
Among other things, Amendment No. 6 (i) provided for an additional $100.0 million in term loans that, along with the existing 
first lien term loans, had a maturity date of June 1, 2022 and (ii) extended the maturity date of the Concentra-JPM revolving facility 
from June 1, 2021 to March 1, 2022. Concentra Inc. used the incremental borrowings under the Concentra-JPM first lien credit 
agreement to prepay in full all of its term loans outstanding under Concentra Inc.’s then-outstanding second lien credit agreement 
on September 20, 2019.

On December 10, 2019, Concentra Inc. entered into the Concentra intercompany loan agreement with Select, as lender, 
which provided for a first lien term loan in an aggregate principal amount of approximately $1,240.3 million, maturing in June 
2022. Concentra Inc. used the net proceeds from the Concentra intercompany loan agreement to repay in full the $1,240.3 million 
Concentra-JPM first lien term loan outstanding under the Concentra-JPM first lien credit agreement. Concentra Inc. continues to 
have availability of up to $100.0 million under its existing revolving credit facility, maturing March 1, 2022, pursuant to the 
Concentra-JPM first lien credit agreement.  

At  December 31,  2019,  Concentra  Inc.  did  not  have  any  borrowings  under  the  Concentra-JPM  revolving  facility. At 
December 31, 2019, Concentra Inc. had $85.7 million of availability under its revolving facility after giving effect to $14.3 million
of outstanding letters of credit. Concentra Inc. is required to pay each lender a commitment fee in respect of any unused commitments 
under the Concentra-JPM revolving facility, which is currently 0.50% per annum and subject to adjustment based on the first lien 
net leverage ratio, as specified in the Concentra-JPM first lien credit agreement. Select and Holdings are not obligors with respect 
to  Concentra  Inc.’s  debt  under  the  Concentra-JPM  credit  facilities. At  December 31,  2019,  Concentra  Inc.  had  outstanding 
borrowings under the Concentra intercompany loan agreement of $1,240.0 million. 

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The Concentra-JPM first lien credit agreement contains a number of obligations concerning Concentra Inc. In particular, 
such obligations require Concentra Inc. to maintain a leverage ratio, as specified in the Concentra-JPM first lien credit agreement, 
of 5.75 to 1.00 which is tested quarterly, but only if Revolving Exposure (as defined in the Concentra-JPM first lien credit agreement) 
exceeds 30% of Revolving Commitments (as defined in the Concentra-JPM first lien credit agreement) on such day. Failure to 
comply with this covenant would result in an event of default under the Concentra-JPM first lien credit agreement only and, absent 
a  waiver  or  an  amendment  from  the  revolving  lenders,  preclude  Concentra  Inc.  from  making  further  borrowings  under  the 
Concentra-JPM revolving facility and permit the revolving lenders to accelerate all outstanding borrowings under the Concentra-
JPM revolving facility. Upon such acceleration, Concentra Inc.’s failure to comply with the financial covenant would result in an 
event of default with respect to the Concentra intercompany loan agreement.

The Concentra-JPM first lien credit agreement also contains a number of affirmative and restrictive covenants, including 
limitations on mergers, consolidations and dissolutions; sales of assets; investments and acquisitions; indebtedness; liens; affiliate 
transactions; and dividends and restricted payments. The Concentra-JPM first lien credit agreement contains events of default for 
non-payment  of  principal  and  interest  when  due  (subject  to  a  grace  period  for  interest),  cross-default  and  cross  acceleration 
provisions and an event of default that would be triggered by a change of control. 

The  Concentra  intercompany  loan  agreement  contains  substantially  similar  obligations,  and  affirmative  and  negative 

covenants.

Stock Repurchase Program.    Holdings’ board of directors has authorized a common stock repurchase program to repurchase 
up to $500.0 million worth of shares of its common stock. The program has been extended until December 31, 2020, and will 
remain in effect until then, unless further extended or earlier terminated by the board of directors. Stock repurchases under this 
program may be made in the open market or through privately negotiated transactions, and at times and in such amounts as Holdings 
deems appropriate. Holdings funds this program with cash on hand and borrowings under the Select revolving facility. During the 
year ended December 31, 2019, Holdings repurchased 2,165,221 shares at a cost of approximately $33.2 million, or $15.32 per 
share, which includes transaction costs. Since the inception of the program through December 31, 2019, Holdings has repurchased 
38,089,349 shares at a cost of approximately $347.9 million, or $9.13 per share, which includes transaction costs.

Liquidity.    We believe our internally generated cash flows and borrowing capacity under the Select and Concentra-JPM 
credit facilities will be sufficient to finance operations over the next twelve months. We may from time to time seek to retire or 
purchase our outstanding debt through cash purchases and/or exchanges for equity securities, in open market purchases, privately 
negotiated transactions, tender offers or otherwise. Such repurchases or exchanges, if any, may be funded from operating cash 
flows or other sources and will depend on prevailing market conditions, our liquidity requirements, contractual restrictions and 
other factors. The amounts involved may be material. 

Use of Capital Resources.    We may from time to time pursue opportunities to develop new joint venture relationships with 
large, regional health systems and other healthcare providers. We also intend to open new outpatient rehabilitation clinics and 
occupational health centers in local areas that we currently serve where we can benefit from existing referral relationships and 
brand awareness to produce incremental growth. In addition to our development activities, we may grow through opportunistic 
acquisitions.

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Commitments and Contingencies

The following contractual obligation table summarizes our contractual obligations and the effect such obligations are expected 

to have on liquidity and cash flow in future periods. 

Debt(1)
Interest(2)
Letters of credit outstanding(1)
Purchase obligations(3)
Construction contracts(4)
Operating leases(5)
Total contractual cash obligations(6)

Total

2020

2021 - 2023

2024 - 2025

After 2025

(in thousands)

$

3,447,221

$

25,167

$

62,784

$

2,122,584

$

1,236,686

1,160,004

201,391

597,726

296,000

64,887

52,662

142,330

16,196

—

58,955

16,196

14,319

66,990

—

38,343

16,385

—

—

—

—

1,415,215

263,085

558,133

195,286

398,711

$

6,233,628

$

564,794

$

1,299,952

$

2,668,598

$

1,700,284

_______________________________________________________________________________
(1) 

See Note 9 – Long-Term Debt and Notes Payable of the notes to our consolidated financial statements included herein.

These figures do not reflect the indebtedness owed by Concentra Inc. to Select pursuant to the Concentra intercompany 
loan agreement in the amount of $1,240.0 million as of December 31, 2019, because such indebtedness is eliminated in 
consolidation.

The interest obligation for the Select credit facilities was calculated using the average interest rate of 5.7% for the Select 
term loan at December 31, 2019. The interest obligation for the 6.250% senior notes was calculated using the stated 
interest rate. The weighted average interest rate of our other debt obligations was 4.7% at December 31, 2019.

Amounts represent purchase commitments that are not presented as construction contract commitments. Our purchase 
obligations primarily relate to software licensing and support. 

See Note 16 – Commitments and Contingencies of the notes to our consolidated financial statements included herein.

See Note 4 – Leases of the notes to our consolidated financial statements included herein.

Workers’ compensation and professional malpractice liability insurance liabilities of $99.7 million, which are included 
as components of other non-current liabilities on the consolidated balance sheet at December 31, 2019, have been excluded 
from the table above as we cannot reasonably estimate the amounts or periods in which these liabilities will be paid.

(2) 

(3) 

(4) 

(5) 

(6) 

Concentra Put Right

Pursuant to the Amended and Restated Limited Liability Company Agreement of Concentra Group Holdings Parent, WCAS 
and the other members of Concentra Group Holdings Parent and DHHC have Put Rights with respect to their equity interests in 
Concentra Group Holdings Parent. If a Put Right is exercised by WCAS or DHHC, Select will be obligated to purchase up to 33 
1/3% of the equity interests of Concentra Group Holdings Parent offered by WCAS, DHHC, or the other members, that such 
members owned as of February 1, 2018, at a purchase price based on a valuation of Concentra Group Holdings Parent performed 
by an investment bank to be agreed between Select and one of WCAS or DHHC, which valuation will be based on certain precedent 
transactions using multiples of EBITDA (as defined in the Amended and Restated Limited Liability Company Agreement of 
Concentra Group Holdings Parent) and capped at an agreed upon multiple of EBITDA. Select has the right to elect to pay the 
purchase price in cash or in shares of Holdings’ common stock. 

On January 1, 2020, Select, WCAS and DHHC agreed to consummate the January Interest Purchase, which was a transaction 
in lieu of, and deemed to constitute, the exercise of WCAS’ and DHHC’s first Put Right, pursuant to which Select acquired an 
aggregate amount of approximately 17.2% of the outstanding membership interests, on a fully diluted basis, of Concentra Group 
Holdings Parent from WCAS, DHHC and the other equity holders  of Concentra Group Holdings Parent, in  exchange for an 
aggregate payment of approximately $338.4 million. On February 1, 2020, Select, WCAS and DHHC agreed to consummate the 
February Interest Purchase, pursuant to which Select acquired an additional amount of approximately 1.4% of the outstanding 
membership interests of Concentra Group Holdings Parent on a fully diluted basis from WCAS, DHHC, and other equity holders 
of Concentra Group Holdings Parent for approximately $27.8 million. This purchase was deemed to constitute an additional 
exercise of WCAS’ and DHHC’s first Put Right. Upon consummation of the January Interest Purchase and the February Interest 
Purchase, Select owns in the aggregate approximately 66.6% of the outstanding membership interests of Concentra Group Holdings 
Parent on a fully diluted basis and approximately 68.8% of the outstanding voting membership interests of Concentra Group 
Holdings Parent.

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WCAS and DHHC may exercise their remaining respective Put Rights to sell up to an additional 33 1/3% of the equity 
interests in Concentra Group Holdings Parent that each, respectively, owned as of February 1, 2018, on an annual basis beginning 
in 2021 during the sixty-day period following the delivery of the audited financial statements for the immediately preceding fiscal 
year. If WCAS exercises future Put Rights, the other members of Concentra Group Holdings Parent, other than DHHC, may elect 
to sell to Select, on the same terms as WCAS, a percentage of their equity interests of Concentra Group Holdings Parent that such 
member owned as of the date of the Amended and Restated LLC Agreement, up to but not exceeding the percentage of equity 
interests owned by WCAS as of February 1, 2018 that WCAS has determined to sell to Select in the exercise of its Put Right.

Furthermore, WCAS, DHHC, and the other members of Concentra Group Holdings Parent have a put right with respect to 
their equity interest in Concentra Group Holdings Parent that may only be exercised in the event Holdings or Select experiences 
a  change  of  control  that  has  not  been  previously  approved  by WCAS  and  DHHC,  and  which  results  in  change in  the  senior 
management of Select (an “SEM COC Put Right”). If an SEM COC Put Right is exercised by WCAS, Select will be obligated to 
purchase all (but not less than all) of the equity interests of WCAS and the other members of Concentra Group Holdings Parent 
(other  than  DHHC)  offered  by  such  members  at  a  purchase  price  based  on  a  valuation  of  Concentra  Group  Holdings  Parent 
performed by an investment bank to be agreed between Select and one of WCAS or DHHC, which valuation will be based on 
certain precedent transactions using multiples of EBITDA and capped at an agreed upon multiple of EBITDA. Similarly, if an 
SEM COC Put Right is exercised by DHHC, Select will be obligated to purchase all (but not less than all) of the equity interests 
of DHHC at a purchase price based on a valuation of Concentra Group Holdings Parent performed by an investment bank to be 
agreed between Select and one of WCAS or DHHC, which valuation will be based on certain precedent transactions using multiples 
of EBITDA and capped at an agreed upon multiple of EBITDA.

Furthermore, Select has a call right (the “Call Right”), whereby each other member of Concentra Group Holdings Parent 
will be obligated to sell all or a portion of their equity interests in Concentra Group Holdings Parent to Select at a purchase price 
based on a valuation of Concentra Group Holdings Parent performed by an investment bank to be mutually agreed upon by Select 
and either WCAS or DHHC. The valuation will be based on certain precedent transactions using multiples of EBITDA and capped 
at an agreed upon multiple of EBITDA. Select may first exercise the Call Right after February 1, 2022.

We exclude the approximate amount that we may be required to pay to purchase these equity interests in Concentra Group 
Holdings Parent from the contractual obligations table above because of the uncertainty as to: (i) whether or not the Put Right, if 
exercisable, or the Call Right will actually be exercised; (ii) the dollar amounts that would be paid if the Put Right or Call Right 
is exercised; and (iii) the timing and form of consideration of any such payments.

Effects of Inflation and Changing Prices

We derive a substantial portion of our revenues from the Medicare program. We have been, and could be in the future, 
affected by the continuing efforts of governmental and private third-party payors to contain healthcare costs by limiting or reducing 
reimbursement payments.

Additionally, reimbursement payments under governmental and private third-party payor programs may not increase to 
sufficiently cover increasing costs. Medicare reimbursement in our critical illness recovery hospitals and rehabilitation hospitals 
is subject to fixed payments under the Medicare prospective payment systems. In accordance with Medicare laws, CMS makes 
annual adjustments to Medicare payments under what is commonly known as a “market basket update.” Generally, these rates are 
adjusted for inflation. However, these adjustments may not reflect the actual increase in the costs of providing healthcare services 
and may be reduced by CMS for other adjustments.

The  healthcare  industry  is  labor  intensive  and  the  Company’s  largest  expenses  are  labor  related  costs. Wage  and  other 
expenses increase during periods of inflation and when labor shortages occur in the marketplace. There can be no guarantee we 
will not experience increases in the cost of labor, as the need for clinical healthcare professionals is expected to grow. In addition, 
suppliers pass along rising costs to us in the form of higher prices. We have little or no ability to pass on these increased costs 
associated with providing services due to federal laws that establish fixed reimbursement rates.

Recent Accounting Pronouncements

Refer to Note 1 – Organization and Significant Accounting Policies of the notes to our consolidated financial statements 

included herein for information regarding recent accounting pronouncements.

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Item 7A.    Quantitative and Qualitative Disclosures about Market Risk.

We are subject to interest rate risk in connection with our variable rate long-term indebtedness. Our principal interest rate 

exposure relates to the loans outstanding under the Select credit facilities and Concentra-JPM revolving facility.

As of December 31, 2019, Select had outstanding borrowings under the Select credit facilities consisting of a $2,143.3 
million Select term loan (excluding unamortized original issue discount and debt issuance costs of $21.8 million). Select did not 
have any borrowings outstanding under the Select revolving facility. 

As of December 31, 2019, Concentra Inc. did not have any borrowings outstanding under the Concentra-JPM revolving 

facility.

As of December 31, 2019, each 0.25% increase in market interest rates will impact the interest expense on our variable rate 

debt by $5.4 million per annum.

Item 8.    Financial Statements and Supplementary Data.

See Consolidated Financial Statements and Notes thereto commencing at Page F-1.

Item 9.    Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.

None.

Item 9A.    Controls and Procedures.

Evaluation of Disclosure Controls and Procedures

We carried out an evaluation, under the supervision and with the participation of our principal executive officer and principal 
financial  officer,  of  the  effectiveness  of  the  design  and  operation  of  our  disclosure  controls  and  procedures  (as  defined  in 
Rule 13a-15(e) of the Securities Exchange Act of 1934) as of the end of the period covered in this report. Based on this evaluation, 
our principal executive officer and principal financial officer concluded that our disclosure controls and procedures, including the 
accumulation and communication of disclosure to our principal executive officer and principal financial officer as appropriate to 
allow timely decisions regarding disclosure, are effective as of December 31, 2019 to provide reasonable assurance that material 
information required to be included in our periodic SEC reports is recorded, processed, summarized, and reported within the time 
periods specified in the relevant SEC rules and forms.

Changes in Internal Control over Financial Reporting

There was no change in our internal control over financial reporting (as defined in Rule 13a-15(f) of the Securities Exchange 
Act of 1934) identified in connection with the evaluation required by Rule 13a-15(d) of the Securities Exchange Act of 1934 that 
occurred during the fourth quarter of the year ended December 31, 2019 that has materially affected, or is reasonably likely to 
materially affect, our internal control over financial reporting.

Inherent Limitations on Effectiveness of Controls

It should be noted that any system of controls, however well designed and operated, can provide only reasonable, and not 
absolute, assurance that the objectives of the system will be met. In addition, the design of any control system is based in part 
upon certain assumptions about the likelihood of future events. Because of these and other inherent limitations of control systems, 
there is only reasonable assurance that our controls will succeed in achieving their goals under all potential future conditions.

Management’s Report on Internal Control over Financial Reporting

Management  is  responsible  for  establishing  and  maintaining  an  adequate  system  of  internal  control  over  our  financial 
reporting. In order to evaluate the effectiveness of internal control over financial reporting, as required by Section 404 of the 
Sarbanes-Oxley Act,  management  has  conducted  an  assessment,  including  testing,  using  the  criteria  of  “Internal  Control—
Integrated Framework (2013)” issued by the Committee of Sponsoring Organizations of the Treadway Commission, or “COSO,” 
as of December 31, 2019. Our system of internal control over financial reporting is designed to provide reasonable assurance 
regarding the reliability of financial reporting and the preparation and fair presentation of financial statements for external purposes 
in accordance with U.S. generally accepted accounting principles.

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Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness of internal control over financial reporting to future periods are subject to the risk 
that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or 
procedures may deteriorate.

Management assessed the effectiveness of the Company’s internal control over financial reporting as of December 31, 2019. 
This  assessment  was  based  on  criteria for  effective internal  control  over  financial reporting  described  in  “Internal  Control—
Integrated Framework (2013)” issued by COSO. Based on this assessment, management concludes that, as of December 31, 2019, 
internal control over financial reporting was effective to provide reasonable assurance regarding the reliability of financial reporting 
and the preparation of financial statements in accordance with U.S. generally accepted accounting principles. The effectiveness 
of 
internal  control  over  financial  reporting  as  of  December 31,  2019  has  been  audited  by 
PricewaterhouseCoopers LLP, an independent registered public accounting firm as stated in their report which appears herein.

the  Company’s 

Item 9B.    Other Information.

None.

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Item 10.    Directors, Executive Officers and Corporate Governance.

PART III

The  information  regarding  directors  and  nominees  for  directors  of  the  Company,  including  identification  of  the  audit 
committee and audit committee financial expert, and Compliance with Section 16(a) of the Exchange Act is presented under the 
headings “Corporate Governance—Committees of the Board of Directors” and “Election of Directors—Directors and Nominees” 
in the Company’s definitive proxy statement for use in connection with the 2019 Annual Meeting of Stockholders (the “Proxy 
Statement”) to be filed within 120 days after the end of the Company’s fiscal year ended December 31, 2019. The information 
contained under these headings is incorporated herein by reference. Information regarding the executive officers of the Company 
is included in this Annual Report on Form 10-K under Item 1 of Part I as permitted by Instruction 3 to Item 401(b) of Regulation S-
K.

We have adopted a written code of business conduct and ethics, known as our Code of Conduct, which applies to all of our 
directors, officers, and employees, as well as a Code of Ethics applicable to our senior financial officers, including our Chief 
Executive Officer, our Chief Financial Officer and our Chief Accounting Officer. Our Code of Conduct and Code of Ethics for 
senior financial officers are available on our website, www.selectmedicalholdings.com. Our Code of Conduct and Code of Ethics 
for senior financial officers may also be obtained by contacting investor relations at (717) 972-1100.  Any amendments to our 
Code of Conduct or Code of Ethics for senior financial officers or waivers from the provisions of the codes for our Chief Executive 
Officer, our Chief Financial Officer and our Chief Accounting Officer will be disclosed on our website promptly following the 
date of such amendment or waiver.

Item 11.    Executive Compensation.

Information  concerning  executive  compensation  is  presented  under  the  headings  “Executive  Compensation”  and 
“Compensation Committee Report” in the Proxy Statement. The information contained under these headings is incorporated herein 
by reference.

Item 12.    Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.

Information with respect to security ownership of certain beneficial owners and management is set forth under the heading 
“Security Ownership of Certain Beneficial Owners and Directors and Officers” in the Proxy Statement. The information contained 
under this heading is incorporated herein by reference.

Equity Compensation Plan Information

Set forth in the table below is a list of all of our equity compensation plans and the number of securities to be issued on 
exercise of equity rights, average exercise price, and number of securities that would remain available under each plan if outstanding 
equity rights were exercised as of December 31, 2019.

Plan Category

Equity compensation plans approved by security holders:

Select Medical Holdings Corporation 2005 Equity Incentive Plan

Select Medical Holdings Corporation 2011 Equity Incentive Plan

Director Equity Incentive Plan

Select Medical Holdings Corporation 2016 Equity Incentive Plan

Equity compensation plans not approved by security holders

Number of securities
to be issued upon
exercise of
outstanding options,
warrants and rights
(a)

Weighted-average
exercise price of
outstanding options,
warrants and rights
(b)

Number of securities
remaining available for
future issuance under
equity compensation
plans (excluding
securities reflected in
column (a))(c)

—

—

—

—

—

—

—

—

—

—

— (1)
— (2)
— (2)
1,727,405  

—  

_____________________________________________________________________________
(1) 

In connection with the approval of the Select Medical Holdings Corporation 2011 Equity Incentive Plan, we no longer 
issue awards under the Select Medical Holdings Corporation 2005 Equity Incentive Plan.

(2) 

In connection with the approval of the Select Medical Holdings Corporation 2016 Equity Incentive Plan, as amended, 
we no longer issue awards under the Select Medical Holdings 2011 Equity Incentive Plan and the Director Equity 
Incentive Plan.

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Item 13.    Certain Relationships, Related Transactions and Director Independence.

Information concerning related transactions is presented under the heading “Certain Relationships, Related Transactions 
and Director Independence” in the Proxy Statement. The information contained under this heading is incorporated herein by 
reference.

Item 14.    Principal Accountant Fees and Services.

Information concerning principal accountant fees and services is presented under the heading “Ratification of Appointment 
of Independent Registered Public Accounting Firm” in the Proxy Statement. The information contained under this heading is 
incorporated herein by reference.

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Item 15.    Exhibits and Financial Statement Schedules.

a.  The following documents are filed as part of this report:

PART IV 

i.  Financial Statements: See Index to Financial Statements appearing on page F-1 of this report.

ii.  Financial Statement Schedule: See Schedule II—Valuation and Qualifying Accounts appearing on page F-38 

of this report.

iii.  The following exhibits are filed as part of, or incorporated by reference into, this report:

Number

Description

2.1 Equity Purchase and Contribution Agreement, by and among Dignity Health Holding Corporation, U.S. HealthWorks, 
Inc., Concentra Group Holdings, LLC, Concentra Inc. and Concentra Group Holdings Parent, LLC, dated October 
22, 2017, incorporated herein by reference to Exhibit 2.1 of the Current Report on Form 8-K of Select Medical 
Holdings  Corporation  and  Select  Medical  Corporation  filed  on  October  23,  2017  (Reg.  Nos.  001-34465  and 
001-31441).

3.1 Amended and Restated Certificate of Incorporation of Select Medical Corporation, incorporated by reference to 

Exhibit 3.1 of Select Medical Corporation’s Form S-4 filed June 15, 2005 (Reg. No. 001-31441).

3.2 Form of Restated Certificate of Incorporation of Select Medical Holdings Corporation, incorporated by reference 
to  Exhibit 3.3  of  Select  Medical  Holdings  Corporation’s  Form S-1/A  filed  September 21,  2009  (Reg 
No. 333-152514).

3.3 Amended and Restated Bylaws of Select Medical Corporation, incorporated herein by reference to Exhibit 3.2 of 
the Quarterly Report on Form 10-Q of Select Medical Holdings Corporation and Select Medical Corporation filed 
on October 30, 2014 (Reg. Nos. 001-34465 and 001-31441).

3.4 Amended  and  Restated  Bylaws  of  Select  Medical  Holdings  Corporation,  as  amended,  incorporated  herein  by 
reference to Exhibit 3.4 of the Annual Report on Form 10-K of Select Medical Holdings Corporation and Select 
Medical Corporation filed on February 26, 2016 (Reg. Nos. 001-34465 and 001-31441).

4.1

Indenture, dated as of August 1, 2019, by and among Select Medical Corporation, the guarantors named therein and 
U.S. Bank National Association, as trustee, incorporated herein by reference to Exhibit 4.1 of the Current Report on 
Form 8-K of Select Medical Holdings Corporation on August 1, 2019 (Reg. No. 001-34465).

4.2 Forms of 6.250% Senior Notes due 2026, incorporated herein by reference to Exhibit 4.1 of the Current Report on 

Form 8-K of Select Medical Holdings Corporation on August 1, 2019 (Reg. No. 001-34465).

4.3 Description of Registrant’s Securities.
10.1 Employment Agreement, dated as of March 1, 2000, between Select Medical Corporation and Rocco A. Ortenzio, 
incorporated by reference to Exhibit 10.16 of Select Medical Corporation’s Registration Statement on Form S-1 
filed October 27, 2000 (Reg. No. 333-48856).

10.2 Amendment No. 1 to Employment Agreement, dated as of August 8, 2000, between Select Medical Corporation and 
Rocco  A.  Ortenzio,  incorporated  by  reference  to  Exhibit 10.17  of  Select  Medical  Corporation’s  Registration 
Statement on Form S-1 filed October 27, 2000 (Reg. No. 333-48856).

10.3 Amendment No. 2 to Employment Agreement, dated as of February 23, 2001, between Select Medical Corporation 
and Rocco A. Ortenzio, incorporated by reference to Exhibit 10.47 of Select Medical Corporation’s Registration 
Statement on Form S-1 March 30, 2001 (Reg. No. 333-48856).

10.4 Amendment No. 3 to Employment Agreement, dated as of April 24, 2001, between Select Medical Corporation and 
Rocco  A.  Ortenzio,  incorporated  by  reference  to  Exhibit 10.50  of  Select  Medical  Corporation’s  Registration 
Statement on Form S-4 filed June 26, 2001 (Reg. No. 333-63828).

10.5 Amendment No. 4 to Employment Agreement, dated as of September 17, 2001, between Select Medical Corporation 
and Rocco A. Ortenzio, incorporated by reference to Exhibit 10.52 of Select Medical Corporation’s Annual Report 
on Form 10-K for the fiscal year ended December 31, 2001 (Reg. No. 000-32499).

10.6 Amendment No. 5 to Employment Agreement, dated as of February 24, 2005, between Select Medical Corporation 
and Rocco A. Ortenzio, incorporated by reference to Exhibit 10.10 of Select Medical Corporation’s Form S-4 filed 
June 16, 2005 (Reg. No. 333-125846).

10.7 Employment Agreement, dated as of March 1, 2000, between Select Medical Corporation and Robert A. Ortenzio, 
incorporated by reference to Exhibit 10.14 of Select Medical Corporation’s Registration Statement on Form S-1 
filed October 27, 2000 (Reg. No. 333-48856).

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10.8 Amendment No. 1 to Employment Agreement, dated as of August 8, 2000, between Select Medical Corporation and 
Robert  A.  Ortenzio,  incorporated  by  reference  to  Exhibit 10.15  of  Select  Medical  Corporation’s  Registration 
Statement on Form S-1 filed October 27, 2000 (Reg. No. 333-48856).

10.9 Amendment No. 2 to Employment Agreement, dated as of February 23, 2001, between Select Medical Corporation 
and Robert A. Ortenzio, incorporated by reference to Exhibit 10.48 of Select Medical Corporation’s Registration 
Statement on Form S-1 filed March 30, 2001 (Reg. No. 333-48856).

10.10 Amendment No. 3 to Employment Agreement, dated as of September 17, 2001, between Select Medical Corporation 
and Robert A. Ortenzio, incorporated by reference to Exhibit 10.53 of Select Medical Corporation’s Annual Report 
on Form 10-K for the fiscal year ended December 31, 2001 (Reg. No. 000-32499).

10.11 Amendment No. 4 to Employment Agreement, dated as of December 10, 2004, between Select Medical Corporation 
and Robert A. Ortenzio, incorporated by reference to Exhibit 99.3 of Select Medical Corporation’s Current Report 
on Form 8-K filed December 16, 2004 (Reg. No. 001-31441).

10.12 Amendment No. 5 to Employment Agreement, dated as of February 24, 2005, between Select Medical Corporation 
and Robert A. Ortenzio, incorporated by reference to Exhibit 10.16 of Select Medical Corporation’s Form S-4 filed 
June 16, 2005 (Reg. No. 333-125846).

10.13 Change of Control Agreement, dated as of March 1, 2000, between Select Medical Corporation and Martin F. Jackson, 
incorporated by reference to Exhibit 10.11 of Select Medical Corporation’s Registration Statement on Form S-1 
filed October 27, 2000 (Reg. No. 333-48856).

10.14 Amendment to Change of Control Agreement, dated as of February 23, 2001, between Select Medical Corporation 
and Martin F. Jackson, incorporated by reference to Exhibit 10.52 of Select Medical Corporation’s Registration 
Statement on Form S-1 filed March 30, 2001 (Reg. No. 333-48856).

10.15 Second Amendment  to  Change  of  Control Agreement,  dated  as  of  February 24,  2005,  between  Select  Medical 
Corporation and Martin F. Jackson, incorporated by reference to Exhibit 10.24 of Select Medical Corporation’s 
Form S-4 filed June 16, 2005 (Reg. No. 333-125846).

10.16 Change of Control Agreement, dated as of March 1, 2000, between Select Medical Corporation and Michael E. 
Tarvin,  incorporated  by  reference  to  Exhibit 10.22  of  Select  Medical  Corporation’s  Registration  Statement  on 
Form S-1 filed October 27, 2000 (Reg. No. 333-48856).

10.17 Amendment to Change of Control Agreement, dated as of February 23, 2001, between Select Medical Corporation 
and Michael E. Tarvin, incorporated by reference to Exhibit 10.54 of Select Medical Corporation’s Registration 
Statement on Form S-1 filed March 30, 2001 (Reg. No. 333-48856).

10.18 Second Amendment  to  Change  of  Control Agreement,  dated  as  of  February 24,  2005,  between  Select  Medical 
Corporation and Michael E. Tarvin, incorporated by reference to Exhibit 10.39 of Select Medical Corporation’s 
Form S-4 filed June 16, 2005 (Reg. No. 333-125846).

10.19 Change  of  Control Agreement,  dated  as  of  March 1,  2000,  between  Select  Medical  Corporation  and  Scott A. 
Romberger, incorporated by reference to Exhibit 10.56 of Select Medical Corporation’s Annual Report on Form 10-
K for the fiscal year ended December 31, 2001 (Reg. No. 000-32499).

10.20 Amendment to Change of Control Agreement, dated as of February 23, 2001, between Select Medical Corporation 
and Scott A. Romberger, incorporated by reference to Exhibit 10.57 of Select Medical Corporation’s Annual Report 
on Form 10-K for the fiscal year ended December 31, 2001 (Reg. No. 000-32499).

10.21 Second Amendment  to  Change  of  Control Agreement,  dated  as  of  February 24,  2005,  between  Select  Medical 
Corporation and Scott A. Romberger, incorporated by reference to Exhibit 10.42 of Select Medical Corporation’s 
Form S-4 filed June 16, 2005 (Reg. No. 333-125846).

10.22 Form of Unit Award Agreement, incorporated by reference to Exhibit 10.54 of Select Medical Holdings Corporation’s 

Form S-1 filed July 24, 2008 (Reg. No. 333-152514).

10.23 Office  Lease Agreement,  dated  as  of  June 17,  1999,  between  Select  Medical  Corporation  and  Old  Gettysburg 
Associates III, incorporated by reference to Exhibit 10.27 of Select Medical Corporation’s Registration Statement 
on Form S-1 filed October 27, 2000 (Reg. No. 333-48856).

10.24 First Addendum to Lease Agreement, dated as of April 25, 2008, between Old Gettysburg Associates III and Select 
Medical Corporation, incorporated by reference to Exhibit 10.65 of Select Medical Holdings Corporation’s Form S-1 
filed July 24, 2008 (Reg. No. 333-152514).

10.25 Second Addendum to Lease Agreement, dated as of November 1, 2012, between Old Gettysburg Associates III LP 
and Select Medical Corporation, incorporated by reference to Exhibit 10.37 of the Annual Report on Form 10-K of 
Select  Medical  Holdings  Corporation  and  Select  Medical  Corporation  filed  on  February 26,  2013  (Reg. 
Nos. 001-34465 and 001-31441).

10.26 Office Lease Agreement, dated August 25, 2006, between Old Gettysburg Associates IV, L.P. and Select Medical 
Corporation, incorporated by reference to Exhibit 10.1 of Select Medical Corporation’s Quarterly Report on Form 10-
Q for the quarter ended September 30, 2006 (Reg. No. 001-31441).

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10.27 First Addendum to Lease Agreement, dated as of November 1, 2012, between Old Gettysburg Associates IV LP and 
Select Medical Corporation, incorporated by reference to Exhibit 10.39 of the Annual Report on Form 10-K of Select 
Medical Holdings Corporation and Select Medical Corporation filed on February 26, 2013 (Reg. Nos. 001-34465 
and 001-31441).

10.28 Office Lease Agreement, dated November 1, 2012, by and between Select Medical Corporation and Old Gettysburg 
Associates,  incorporated  by  reference  to  Exhibit 10.40  of  the Annual  Report  on  Form 10-K  of  Select  Medical 
Holdings  Corporation  and  Select  Medical  Corporation  filed  on  February 26,  2013  (Reg.  Nos. 001-34465  and 
001-31441).

10.29 Office Lease Agreement, dated November 1, 2012, by and between Select Medical Corporation and Old Gettysburg 
Associates II, LP, incorporated by reference to Exhibit 10.41 of the Annual Report on Form 10-K of Select Medical 
Holdings  Corporation  and  Select  Medical  Corporation  filed  on  February 26,  2013  (Reg.  Nos. 001-34465  and 
001-31441).

10.30 Naming, Promotional and Sponsorship Agreement, dated as of October 1, 1997, between NovaCare, Inc. and the 
Philadelphia Eagles Limited Partnership, assumed by Select Medical Corporation in a Consent and Assumption 
Agreement dated November 19, 1999 by and among NovaCare, Inc., Select Medical Corporation and the Philadelphia 
Eagles Limited Partnership, incorporated by reference to Exhibit 10.36 of Select Medical Corporation’s Registration 
Statement on Form S-1 filed December 7, 2000 (Reg. No. 333-48856).

10.31 First Amendment to Naming, Promotional and Sponsorship Agreement, dated as of January 1, 2004, between Select 
Medical Corporation and Philadelphia Eagles, LLC, incorporated by reference to Exhibit 10.63 of Select Medical 
Corporation’s Form S-4 filed June 16, 2005 (Reg. No. 333-125846).

10.32 Select Medical Holdings Corporation 2005 Equity Incentive Plan, as amended and restated, incorporated by reference 
to  Exhibit 10.88  of  Select  Medical  Holdings  Corporation’s  Form S-1/A  filed  September 9,  2009  (Reg. 
No. 333-152514).

10.33 Select Medical Holdings Corporation 2011 Equity Incentive Plan, incorporated by reference to Exhibit A to Select 
Medical  Holdings  Corporation’s  Definitive  Proxy  Statement  on  Schedule 14A  filed  on  March 25,  2011  (Reg. 
No. 333-174393).

10.34 Select Medical Holdings Corporation 2005 Equity Incentive Plan for Non-Employee Directors, as amended and 
restated, incorporated by reference to Exhibit 10.89 of Select Medical Holdings Corporation’s Form S-1/A filed 
September 9, 2009 (Reg. No. 333-152514).

10.35 Amendment  No. 6  to  Employment  Agreement  between  Select  Medical  Corporation  and  Rocco A.  Ortenzio, 
incorporated by reference to Exhibit 10.95 of Select Medical Holdings Corporation’s Form S-1/A filed June 18, 
2009 (Reg. No. 333-152514).

10.36 Amendment  No. 6  to  Employment  Agreement  between  Select  Medical  Corporation  and  Robert A.  Ortenzio, 
incorporated by reference to Exhibit 10.96 of Select Medical Holdings Corporation’s Form S-1/A filed June 18, 
2009 (Reg. No. 333-152514).

10.37 Third Amendment to Change of Control Agreement between Select Medical Corporation and Michael E. Tarvin, 
incorporated by reference to Exhibit 10.100 of Select Medical Holdings Corporation’s Form S-1/A filed June 18, 
2009 (Reg. No. 333-152514).

10.38 Third Amendment to Change of Control Agreement between Select Medical Corporation and Scott A. Romberger, 
incorporated by reference to Exhibit 10.102 of Select Medical Holdings Corporation’s Form S-1/A filed June 18, 
2009 (Reg. No. 333-152514).

10.39 Third Amendment to Change of Control Agreement between Select Medical Corporation and Martin F. Jackson, 
incorporated by reference to Exhibit 10.103 of Select Medical Holdings Corporation’s Form S-1/A filed June 18, 
2009 (Reg. No. 333-152514).

10.40 Form  of  Restricted  Stock  Agreement  under  the  2005  Equity  Incentive  Plan,  incorporated  by  reference  to 
Exhibit 10.119 of the Annual Report on Form 10-K of Select Medical Holdings Corporation and Select Medical 
Corporation filed on March 17, 2010 (Reg. Nos. 001-34465 and 001-31441).

10.41 Employment Agreement,  dated  September 13,  2010,  by  and  between  Select  Medical  Corporation  and  David  S. 
Chernow, incorporated herein by reference to Exhibit 10.1 of the Current Report on Form 8-K of Select Medical 
Holdings  Corporation  and  Select  Medical  Corporation  filed  on  September 15,  2010.  (Reg.  Nos. 001-34465  and 
001-31441).

10.42 Amendment No. 1 to Employment Agreement, dated March 21, 2011, between Select Medical Corporation and 
David S. Chernow, incorporated herein by reference to Exhibit 10.8 of the Quarterly Report on Form 10-Q of Select 
Medical Holdings Corporation and Select Medical Corporation filed on May 5, 2011. (Reg. Nos. 001-34465 and 
001-31441).

10.43 Amendment  No. 7  to  Employment  Agreement,  dated  November 10,  2010,  by  and  between  Select  Medical 
Corporation  and  Rocco A.  Ortenzio,  incorporated  herein  by  reference  to  Exhibit 10.1  of  the  Current  Report  on 
Form 8-K of Select Medical Holdings Corporation and Select filed on November 15, 2010. (Reg. Nos. 001-34465 
and 001-31441).

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10.44 Amendment  No. 7  to  Employment  Agreement,  dated  November 10,  2010,  by  and  between  Select  Medical 
Corporation and Robert A. Ortenzio, incorporated herein by reference to Exhibit 10.2 of the Current Report on 
Form 8-K of Select Medical Holdings Corporation and Select filed on November 15, 2010. (Reg. Nos. 001-34465 
and 001-31441).

10.45 Fourth Amendment to Change of Control Agreement, dated March 8, 2011, between Select Medical Corporation 
and Martin F. Jackson, incorporated herein by reference to Exhibit 10.111 of the Annual Report on Form 10-K of 
Select Medical Holdings Corporation and Select Medical Corporation filed on March 9, 2011 (Reg. Nos. 001-34465 
and 001-31441).

10.46 Amendment No. 8 to Employment Agreement, dated March 8, 2011, between Select Medical Corporation and Robert 
A. Ortenzio, incorporated herein by reference to Exhibit 10.112 of the Annual Report on Form 10-K of Select Medical 
Holdings Corporation and Select Medical Corporation filed on March 9, 2011 (Reg. Nos. 001-34465 and 001-31441).

10.47 Amendment No. 8 to Employment Agreement, dated March 8, 2011, between Select Medical Corporation and Rocco 
A. Ortenzio, incorporated herein by reference to Exhibit 10.113 of the Annual Report on Form 10-K of Select Medical 
Holdings Corporation and Select Medical Corporation filed on March 9, 2011 (Reg. Nos. 001-34465 and 001-31441).

10.48 Fourth Amendment to Change of Control Agreement, dated March 8, 2011, between Select Medical Corporation 
and Scott A. Romberger, incorporated herein by reference to Exhibit 10.115 of the Annual Report on Form 10-K of 
Select Medical Holdings Corporation and Select Medical Corporation filed on March 9, 2011 (Reg. Nos. 001-34465 
and 001-31441).

10.49 Fourth Amendment to Change of Control Agreement, dated March 8, 2011, between Select Medical Corporation 
and Michael E. Tarvin, incorporated herein by reference to Exhibit 10.117 of the Annual Report on Form 10-K of 
Select Medical Holdings Corporation and Select Medical Corporation filed on March 9, 2011 (Reg. Nos. 001-34465 
and 001-31441).

10.50 Form of Restricted Stock Award Agreement under the Select Medical Holdings Corporation 2011 Equity Incentive 
Plan, incorporated herein by reference to Exhibit 10.107 of the Annual Report on Form 10-K of Select Medical 
Holdings Corporation and Select Medical Corporation filed on March 2, 2012 (Reg. Nos. 001-34465 and 001-31441).

10.51 Office  Lease Agreement,  dated  October 30,  2014,  between  Century  Park  Investments, L.P.  and  Select  Medical 
Corporation, incorporated herein by reference to Exhibit 10.80 of the Annual Report on Form 10-K of Select Medical 
Holdings  Corporation  and  Select  Medical  Corporation  filed  on  February 25,  2015  (Reg.  Nos. 001-34465  and 
001-31441).

10.52 First Lien Credit Agreement, dated June 1, 2015, by and among, Concentra Holdings, Inc., Concentra, Inc., JPMorgan 
Chase Bank, N.A. as administrative agent, collateral agent and lender and the additional lenders names therein, 
incorporated herein by reference to Exhibit 10.3 of the Quarterly Report on Form 10-Q  of Select  Medical Holdings 
Corporation  and  Select Medical Corporation filed on August 6, 2015 (Reg. Nos. 001-34465 and 001-31441).

10.53 First Amendment to Lease Agreement, dated February 24, 2016, between Old Gettysburg II, LP and Select Medical 
Corporation, incorporated herein by reference to Exhibit 10.82 of the Annual Report on Form 10-K of Select Medical 
Holdings  Corporation  and  Select  Medical  Corporation  filed  February 26,  2016  (Reg.  Nos. 001-34465  and 
001-31441).

10.54 Second Amendment to the Lease Agreement, dated June 1, 2016, between Old Gettysburg II, LP and Select Medical 
Corporation, incorporated herein by reference to Exhibit 10.1 of the Quarterly Report on Form 10-Q of Select Medical 
Holdings Corporation and Select Medical Corporation filed August 4, 2016 (Reg. Nos. 001-34465 and 001-31441).

10.55 Third Amendment to the Lease Agreement, dated September 19, 2016, between Old Gettysburg II, LP and Select 
Medical Corporation, incorporated herein by reference to Exhibit 10.1 of the Quarterly Report on Form 10-Q of 
Select Medical Holdings Corporation and Select Medical Corporation filed November 3, 2016 (Reg. Nos. 001-34465 
and 001-31441).

10.56 Amendment No. 1, dated September 26, 2016, among Concentra Inc., Concentra Holdings, Inc., JP Morgan Chase 
Bank,  N.A,  as  the  administrative  agent,  collateral  agent  and  lender,  and  the  additional  lenders  named  therein, 
incorporated herein by reference to Exhibit 10.1 of the Current Report on Form 8-K of Select Medical Holdings 
Corporation and Select Medical Corporation filed on September 28, 2016 (Reg. Nos. 001-34465 and 001-31441).

10.57 Office  Lease  Agreement,  dated  October 28,  2016,  between  Select  Medical  Corporation  and  Old  Gettysburg 
Associates V, L.P., incorporated herein by reference to Exhibit 10.3 of the Quarterly Report on Form 10-Q of Select 
Medical Holdings Corporation and Select Medical Corporation filed November 3, 2016 (Reg. Nos. 001-34465 and 
001-31441).

10.58 First Amendment to the Lease Agreement, dated November 15, 2016, between Old Gettysburg Associates and Select 
Medical Corporation, incorporated herein by reference to Exhibit 10.75 of the Annual Report on Form 10-K of Select 
Medical Holdings Corporation and Select Medical Corporation filed February 23, 2017 (Reg. Nos. 001-34465 and 
001-31441).

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10.59 Select Medical Holdings Corporation 2016 Equity Incentive Plan, incorporated herein by reference to Appendix A 
of the Definitive Proxy Statement on Schedule 14A of Select Medical Holdings Corporation filed March 3, 2016 
(Reg. No. 001-34465).

10.60 Form of Restricted Stock Award Agreement under the Select Medical Holdings Corporation 2016 Equity Incentive 
Plan,  incorporated  herein  by  reference  to  Exhibit  10.77  of  the Annual  Report  on  Form  10-K  of  Select  Medical 
Holdings Corporation and Select Medical Corporation filed February 23, 2017 (Reg Nos. 001-34465 and 001-31441).

10.61 Credit Agreement,  dated  as  of  March  6,  2017,  among  Select  Medical  Holdings  Corporation,  Select  Medical 
Corporation, JPMorgan Chase Bank, N.A., as Administrative and Collateral Agent, Wells Fargo Securities, LLC and 
Deutsche Bank Securities Inc., as CoSyndication Agents and RBC Capital Markets, Merrill Lynch, Pierce, Fenner 
& Smith Incorporated, Goldman Sachs Bank USA, PNC Bank, National Association and Morgan Stanley Senior 
Funding, Inc., as Co-Documentation Agents and the other lenders and issuing banks party thereto, incorporated 
herein by reference to Exhibit 10.1 of the Current Report on Form 8-K of Select Medical Holdings Corporation and 
Select Medical Corporation filed on March 7, 2017 (Reg Nos. 001- 34465 and 001-31441).

10.62 Change of Control Agreement, dated February 16, 2017, between Select Medical Corporation and John A. Saich, 
incorporated herein by reference to Exhibit 10.2 of the Quarterly Report on Form 10-Q of Select Medical Holdings 
Corporation and Select Medical Corporation filed May 4, 2017 (Reg Nos. 001- 34465 and 001-31441).

10.63 Second Amendment to Lease Agreement, dated as of May 30, 2017, between Old Gettysburg Associates and Select 
Medical Corporation, incorporated by reference to Exhibit 10.1 of the Quarterly Report on Form 10-Q of Select 
Medical Holdings Corporation and Select Medical Corporation filed August 3, 2017 (Reg. Nos. 001-34465 and 
001-31441).

10.64 Amended and Restated Limited Liability Company Agreement of Concentra Group Holdings Parent, LLC, dated 
February 1, 2018, by and among Concentra Group Holdings Parent, LLC, Select Medical Corporation, Welsh, Carson, 
Anderson & Stowe XII, L.P., Dignity Health Holding Corporation, Cressey & Company IV LP, and the other members 
named therein, incorporated herein by reference to Exhibit 10.1 of the Current Report on Form 8-K of Select Medical 
Holdings Corporation and Select Medical Corporation filed February 2, 2018 (Reg. Nos. 001-34465 and 001-31441).

10.65 Amendment No. 3, dated February 1, 2018, to the First Lien Credit Agreement, dated as of June 1, 2015, among 
Concentra Inc., MJ Acquisition Corporation, Concentra Holdings, Inc., the Lenders party thereto and JPMorgan 
Chase Bank, N.A., as amended by Amendment No. 1, dated as of September 26, 2016, Amendment No. 2, dated as 
of March 20, 2017, incorporated herein by reference to Exhibit 10.2 of the Current Report on Form 8-K of Select 
Medical Holdings Corporation and Select Medical Corporation filed February 2, 2018 (Reg. Nos. 001-34465 and 
001-31441).

10.66 Amendment No. 1, dated March 22, 2018, to the Credit Agreement, dated March 6, 2017, by and among Select 
Medical Holdings Corporation, Select Medical Corporation, JPMorgan Chase Bank, N.A., as Administrative Agent 
and Collateral Agent, and the other lenders and issuing banks party thereto, incorporated herein by reference to 
Exhibit 10.1  of  the  Current  Report  on  Form 8-K  of  Select  Medical  Holdings  Corporation  and  Select  Medical 
Corporation filed March 23, 2018 (Reg. Nos. 001-34465 and 001-31441).

10.67 Amendment No. 1, dated June 28, 2018, to the Amended and Restated Limited Liability Company Agreement of 
Concentra Group Holdings Parent, LLC, dated February 1, 2018, by and among Concentra Group Holdings Parent, 
LLC, Select Medical Corporation, Welsh, Carson, Anderson & Stowe XII, L.P., Dignity Health Holding Corporation, 
Cressey & Company IV LP, and the other members named therein, incorporated herein by reference to Exhibit 10.68 
of the Annual Report on Form 10-K of Select Medical Holdings Corporation and Select Medical Corporation filed 
on February 21, 2019 (Reg. Nos. 001-34465 and 001-31441).

10.68 Amendment No. 2, dated October 26, 2018, to the Credit Agreement, dated March 6, 2017, by and among Select 
Medical Holdings Corporation, Select Medical Corporation, JPMorgan Chase Bank, N.A., as Administrative Agent 
and Collateral Agent, and the other lenders and issuing banks party thereto, as amended by Amendment No. 1, dated 
as of March 22, 2018, incorporated herein by reference to Exhibit 10.1 of Current Report on Form 8-K of Select 
Medical Holdings Corporation and Select Medical Corporation filed October 31, 2018 (Reg. Nos. 001-34465 and 
001-31441).

10.69 Amendment No. 4, dated October 26, 2018, to the First Lien Credit Agreement, dated as of June 1, 2015, among 
Concentra Holdings Inc., MJ Acquisition Corporation, Concentra Inc., the lenders party thereto and JPMorgan Chase 
Bank, N.A., as Administrative and Collateral Agent, as amended by Amendment No. 1, dated as of September 26, 
2016, Amendment No. 2, dated as of March 20, 2017 and Amendment No. 3, dated February 1, 2018, incorporated 
herein by reference to Exhibit 10.2 of the Current Report on Form 8-K of Select Medical Holdings Corporation and 
Select Medical Corporation filed October 31, 2018 (Reg. Nos. 001-34465 and 001-31441).

10.70 Office  Lease  Agreement,  dated  as  of  October  24,  2018,  between  207  Associates  and  Independence  Avenue 
Investments, LLC and Select Medical Corporation, incorporated herein by reference to Exhibit 10.71 of the Annual 
Report on Form 10-K of Select Medical Holdings Corporation and Select Medical Corporation filed on February 
21, 2019 (Reg. Nos. 001-34465 and 001-31441).

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10.71 Amendment No. 5, dated April 8, 2019, to the First Lien Credit Agreement, dated as of June 1, 2015, among Concentra 
Holdings Inc., MJ Acquisition Corporation, Concentra Inc., the lenders party thereto and JPMorgan Chase Bank, 
N.A., as Administrative and Collateral Agent, as amended by Amendment No. 1, dated as of September 26, 2016, 
Amendment No. 2, dated as of March 20, 2017, Amendment No. 3, dated as of February 1, 2018, and Amendment 
No. 4, dated as of October 26, 2018, incorporated herein by reference to Exhibit 10.1 of the Current Report on Form 
8-K  of  Select  Medical  Holdings  Corporation  and  Select  Medical  Corporation  filed April  11,  2019  (Reg.  Nos. 
001-34465 and 001-31441).

10.72 Amendment No. 3, dated August 1, 2019, to the Credit Agreement, dated March 6, 2017, by and among Select 
Medical Holdings Corporation, Select Medical Corporation, JPMorgan Chase Bank, N.A., as Administrative Agent 
and Collateral Agent, and the other lenders and issuing banks party thereto, as amended by Amendment No. 1, dated 
as of March 22, 2018, and Amendment No. 2, dated as of October 26, 2018, incorporated herein by reference to 
Exhibit 10.1 of the Current Report on Form 8-K of Select Medical Holdings Corporation filed August 1, 2019 (Reg. 
No. 001-34465).

10.73 Amendment No. 6, dated September 20, 2019, to the First Lien Credit Agreement, dated as of June 1, 2015, among 
Concentra Holdings Inc., MJ Acquisition Corporation, Concentra Inc., the lenders party thereto and JPMorgan Chase 
Bank, N.A., as Administrative Agent and Collateral Agent, as amended by Amendment No. 1, dated as of September 
26, 2016, Amendment No. 2, dated as of March 20, 2017, Amendment No. 3, dated as of February 1, 2018, Amendment 
No. 4, dated as of October 26, 2018, and Amendment No. 5, dated as of April 8, 2019, incorporated herein by 
reference to Exhibit 10.1 of the Current Report on Form 8-K of Select Medical Holdings Corporation filed September 
24, 2019 (Reg. No. 001-34465).

10.74 Amendment No. 4, dated December 10, 2019, to the Credit Agreement, dated March 6, 2017, by and among Select 
Medical Holdings Corporation, Select Medical Corporation, JPMorgan Chase Bank, N.A., as Administrative Agent 
and Collateral Agent, and the other lenders and issuing banks party thereto, as amended by Amendment No. 1, dated 
as of March 22, 2018, Amendment No. 2, dated as of October 26, 2018 and Amendment No. 3, dated as of August 
1, 2019, incorporated herein by reference to Exhibit 10.1 of the Current Report on Form 8-K of Select Medical 
Holdings Corporation filed December 11, 2019 (Reg. No. 001-34465).

10.75 First Lien Term Loan Credit Agreement, dated December 10, 2019, by and among Select Medical Corporation, 
Concentra Inc. and Concentra Holdings, Inc., incorporated herein by reference to Exhibit 10.2 of the Current Report 
on Form 8-K of Select Medical Holdings Corporation filed December 11, 2019 (Reg. No. 001-34465).

21.1 Subsidiaries of Select Medical Holdings Corporation.

23 Consent of PricewaterhouseCoopers LLP.

31.1 Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

31.2 Certification of Executive Vice President and Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley 

Act of 2002.

32.1 Certification of Chief Executive Officer, and Executive Vice President and Chief Financial Officer pursuant to 18 

U.S.C. Section 1350 as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.

101.INS XBRL Instance Document - the instance document does not appear in the Interactive Data File because its XBRL 

tags are embedded within the Inline XBRL document.

101.SCH XBRL Taxonomy Extension Schema Document.

101.CAL XBRL Taxonomy Extension Calculation Linkbase Document.

101.DEF XBRL Taxonomy Extension Definition Linkbase Document.
101.LAB XBRL Taxonomy Extension Label Linkbase Document.

101.PRE XBRL Taxonomy Extension Presentation Linkbase Document.

The representations, warranties, and covenants contained in the agreements set forth in this Exhibit Index were made only 
as of specified dates for the purposes of the applicable agreement, were made solely for the benefit of the parties to such agreement, 
and may be subject to qualifications and limitations agreed upon by the parties. In particular, the representations, warranties, and 
covenants contained in such agreement were negotiated with the principal purpose of allocating risk between the parties, rather 
than establishing matters as facts, and may have been qualified by confidential disclosures. Such representations, warranties, and 
covenants may also be subject to a contractual standard of materiality different from those generally applicable to stockholders 
and to reports and documents filed with the SEC. Accordingly, investors should not rely on such representations, warranties, and 
covenants as characterizations of the actual state of facts or circumstances described therein. Information concerning the subject 
matter  of  such  representations,  warranties,  and  covenants  may  change  after  the  date  of  such  agreement,  which  subsequent 
information may or may not be fully reflected in the parties’ public disclosures.

Item 16.    Form 10-K Summary.

None.

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Signatures

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused 

this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SELECT MEDICAL HOLDINGS CORPORATION

By:

/s/ MICHAEL E. TARVIN
Michael E. Tarvin
 (Executive Vice President, General Counsel and 
Secretary)

Date: February 20, 2020 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 

persons on behalf of the registrant and in the capacities indicated as of February 20, 2020.

/s/ ROCCO A. ORTENZIO
Rocco A. Ortenzio
 Director, Vice Chairman and Co-Founder
/s/ DAVID S. CHERNOW
David S. Chernow
 President and Chief Executive Officer (principal executive 
officer)
/s/ SCOTT A. ROMBERGER
Scott A. Romberger
 Senior Vice President, Controller and Chief Accounting 
Officer (principal accounting officer)
/s/ BRYAN C. CRESSEY
Bryan C. Cressey
 Director
/s/ JAMES S. ELY III
James S. Ely III
 Director
/s/ THOMAS A. SCULLY
Thomas A. Scully
 Director
/s/ MARILYN B. TAVENNER
Marilyn B. Tavenner 
Director

/s/ ROBERT A. ORTENZIO
Robert A. Ortenzio
 Director, Executive Chairman and Co-Founder
/s/ MARTIN F. JACKSON
Martin F. Jackson
 Executive Vice President and Chief Financial Officer 
(principal financial officer)

/s/ RUSSELL L. CARSON
Russell L. Carson
 Director
/s/ WILLIAM H. FRIST, M.D.
William H. Frist, M.D.
 Director
/s/ LEOPOLD SWERGOLD
Leopold Swergold
 Director
/s/ DANIEL J. THOMAS
Daniel J. Thomas
 Director

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SELECT MEDICAL HOLDINGS CORPORATION

INDEX TO FINANCIAL STATEMENTS

Reports of Independent Registered Public Accounting Firm

Consolidated Balance Sheets

Consolidated Statements of Operations and Comprehensive Income

Consolidated Statement of Changes in Equity and Income

Consolidated Statements of Cash Flows

Notes to Consolidated Financial Statements

Financial Statements Schedule II—Valuation and Qualifying Accounts

F-2

F-4

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F-38

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Report of Independent Registered Public Accounting Firm 

To the Board of Directors and Stockholders
of Select Medical Holdings Corporation

Opinions on the Financial Statements and Internal Control over Financial Reporting

We  have  audited  the  accompanying  consolidated  balance  sheets  of  Select  Medical  Holdings  Corporation  and  its  subsidiaries  (the 
“Company”) as of December 31, 2019 and 2018, and the related consolidated statements of operations and comprehensive income, of 
changes in equity and income, and of cash flows for each of the three years in the period ended December 31, 2019, including the 
related notes and schedule of valuation and qualifying accounts for each of the three years in the period ended December 31, 2019 
listed  in  the  accompanying  index  (collectively  referred  to  as  the  “consolidated  financial  statements”).  We  also  have  audited  the 
Company's  internal  control  over  financial  reporting  as  of  December  31,  2019,  based  on  criteria  established  in  Internal  Control  - 
Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).  

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of 
the Company as of December 31, 2019 and 2018, and the results of its operations and its cash flows for each of the three years in the 
period ended December 31, 2019 in conformity with accounting principles generally accepted in the United States of America. Also 
in our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of December 31, 
2019, based on criteria established in Internal Control - Integrated Framework (2013) issued by the COSO.

Change in Accounting Principle

As discussed in Note 1 to the consolidated financial statements, the Company changed the manner in which it accounts for leases as 
of January 1, 2019. 

Basis for Opinions

The Company's management is responsible for these consolidated financial statements, for maintaining effective internal control over 
financial reporting, and for its assessment of the effectiveness of internal control over financial reporting, included in Management’s 
Report on Internal Control over Financial Reporting appearing under Item 9A. Our responsibility is to express opinions on the Company’s 
consolidated financial statements and on the Company's internal control over financial reporting based on our audits. We are a public 
accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be 
independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations 
of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audits 
to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement, whether due to 
error or fraud, and whether effective internal control over financial reporting was maintained in all material respects.  

Our audits of the consolidated financial statements included performing procedures to assess the risks of material misstatement of the 
consolidated financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures 
included examining, on a test basis, evidence regarding the amounts and disclosures in the consolidated financial statements. Our audits 
also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall 
presentation  of  the  consolidated  financial  statements.  Our  audit  of  internal  control  over  financial  reporting  included  obtaining  an 
understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating 
the design and operating effectiveness of internal control based on the assessed risk. Our audits also included performing such other 
procedures as we considered necessary in the circumstances. We believe that our audits provide a reasonable basis for our opinions.

Definition and Limitations of Internal Control over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability 
of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting 
principles. A company’s internal control over financial reporting includes those policies and procedures that (i) pertain to the maintenance 
of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (ii) provide 
reasonable  assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of  financial  statements  in  accordance  with 
generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with 
authorizations of management and directors of the company; and (iii) provide reasonable assurance regarding prevention or timely 
detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the financial 
statements.

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Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections 
of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in 
conditions, or that the degree of compliance with the policies or procedures may deteriorate.

Critical Audit Matters

The critical audit matter communicated below is a matter arising from the current period audit of the consolidated financial statements 
that was communicated or required to be communicated to the audit committee and that (i) relates to accounts or disclosures that are 
material to the consolidated financial statements and (ii) involved our especially challenging, subjective, or complex judgments. The 
communication of critical audit matters does not alter in any way our opinion on the consolidated financial statements, taken as a whole, 
and we are not, by communicating the critical audit matter below, providing a separate opinion on the critical audit matter or on the 
accounts or disclosures to which it relates.

Valuation of patient accounts receivable - contractual allowances

As described in Note 1 to the consolidated financial statements, substantially all of the Company’s accounts receivable are related to 
providing healthcare services to patients whose costs are primarily paid by federal and state governmental authorities, managed care 
health plans, commercial insurance companies, and workers’ compensation and employer programs.  As of December 31, 2019, accounts 
receivable of the Company totaled approximately $762.7 million. The Company reports accounts receivable at an amount equal to the 
consideration management expects to receive in exchange for providing healthcare services to its patients, which is estimated using 
contractual provisions associated with specific payors, historical reimbursement rates, and an analysis of past reimbursement experience 
to estimate contractual allowances.  

The principal considerations for our determination that performing procedures relating to the valuation of patient accounts receivable 
-  contractual  allowances  is  a  critical  audit  matter  are  that  there  was  significant  judgment  by  management  in  estimating  accounts 
receivable at an amount equal to the consideration management expects to receive. This resulted in significant auditor judgment and 
effort in performing procedures and evaluating the audit evidence obtained in relation to the valuation of patient accounts receivable 
- contractual allowances. 

Addressing the matter involved performing procedures and evaluating audit evidence in connection with forming our overall opinion 
on the consolidated financial statements. These procedures included testing the effectiveness of controls relating to management’s 
valuation of patient accounts receivable, including controls over the estimate of contractual allowances. These procedures also included, 
among others: (i) evaluating management’s process for developing the estimate for contractual allowances, (ii) testing the completeness, 
accuracy, and relevance of the underlying data used to estimate contractual allowances, including historical billing and reimbursement 
data,  (iii)  testing  the  accuracy  of  a  sample  of  revenue  transactions  and  a  sample  of  cash  receipts  from  the  historical  billing  and 
reimbursement data which is used in management’s estimation of contractual allowances, and (iv) evaluating the historical accuracy 
of management’s process for developing the estimate of the amount which management expects to collect by comparing actual cash 
receipts to the previously recorded patient accounts receivable.

/s/ PricewaterhouseCoopers LLP

Harrisburg, Pennsylvania
February 20, 2020

We have served as the Company’s auditor since 2005. 

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PART I FINANCIAL INFORMATION

ITEM 1.    CONSOLIDATED FINANCIAL STATEMENTS

Select Medical Holdings Corporation

Consolidated Balance Sheets

(in thousands, except share and per share amounts)

ASSETS

December 31, 2018

December 31, 2019

Current Assets:

Cash and cash equivalents

Accounts receivable

Prepaid income taxes

Other current assets

Total Current Assets

Operating lease right-of-use assets

Property and equipment, net

Goodwill

Identifiable intangible assets, net

Other assets
Total Assets

Current Liabilities:

Overdrafts

LIABILITIES AND EQUITY

Current operating lease liabilities

Current portion of long-term debt and notes payable

Accounts payable

Accrued payroll

Accrued vacation

Accrued interest

Accrued other

Income taxes payable

Total Current Liabilities

Non-current operating lease liabilities

Long-term debt, net of current portion

Non-current deferred tax liability

Other non-current liabilities

Total Liabilities

Commitments and contingencies (Note 16)

Redeemable non-controlling interests

Stockholders’ Equity:

Common stock, $0.001 par value, 700,000,000 shares authorized, 135,265,864 and
134,328,112 shares issued and outstanding at 2018 and 2019, respectively

Capital in excess of par

Retained earnings

Total Stockholders’ Equity

Non-controlling interests

Total Equity
Total Liabilities and Equity

$

$

$

175,178

$

706,676

20,539

90,131

992,524

—

979,810

3,320,726

437,693

233,512

5,964,265

$

25,083

$

—

43,865

146,693

172,386

110,660

12,137

190,691

3,671

705,186

—

3,249,516

153,895

158,940

4,267,537

780,488

135

482,556

320,351

803,042

113,198

916,240

335,882

762,677

18,585

95,848

1,212,992

1,003,986

998,406

3,391,955

409,068

323,881

7,340,288

—

207,950

25,167

145,731

183,754

124,111

33,853

191,076

2,638

914,280

852,897

3,419,943

148,258

101,334

5,436,712

974,541

134

491,038

279,800

770,972

158,063

929,035

$

5,964,265

$

7,340,288

The accompanying notes are an integral part of these consolidated financial statements.

F-4

 
 
 
 
 
 
 
 
 
 
 
   
Table of Contents

Select Medical Holdings Corporation

Consolidated Statements of Operations and Comprehensive Income

(in thousands, except per share amounts)

Net operating revenues

Costs and expenses:

Cost of services, exclusive of depreciation and amortization

General and administrative

Depreciation and amortization

Total costs and expenses

Income from operations

Other income and expense:

Loss on early retirement of debt

Equity in earnings of unconsolidated subsidiaries

Gain (loss) on sale of businesses

Interest expense

Income before income taxes

Income tax expense (benefit)

Net income

Less: Net income attributable to non-controlling interests

Net income attributable to Select Medical Holdings Corporation

Earnings per common share (Note 15):

Basic

Diluted

For the Year Ended December 31,

2017

2018

2019

$

4,365,245

$

5,081,258

$

5,453,922

3,735,309

114,047

160,011

4,009,367

355,878

(19,719)

21,054

(49)

(154,703)

202,461

(18,184)

220,645

43,461

177,184

1.33

1.33

$

$

$

4,341,056

121,268

201,655

4,663,979

417,279

(14,155)

21,905

9,016

(198,493)

235,552

58,610

176,942

39,102

137,840

1.02

1.02

$

$

$

4,641,002

128,463

212,576

4,982,041

471,881

(38,083)

24,989

6,532

(200,570)

264,749

63,718

201,031

52,582

148,449

1.10

1.10

$

$

$

The accompanying notes are an integral part of these consolidated financial statements.

F-5

 
 
 
 
 
 
 
 
   
Table of Contents

Select Medical Holdings Corporation

Consolidated Statements of Changes in Equity and Income

(in thousands)

Total Stockholders’ Equity

Balance at December 31, 2016

  $

422,159

132,597

$

132

$

443,908

$

371,685

$

815,725

$

90,176

$

905,901

Redeemable
Non-
controlling
interests

Common
Stock
Issued

Common
Stock
Par Value

Capital in
Excess
of Par

Retained
Earnings

Total
Stockholders’
Equity

Non-
controlling
Interests

Total
Equity

Net income attributable to Select Medical
Holdings Corporation

Net income attributable to non-controlling
interests

Issuance of restricted stock

Forfeitures of unvested restricted stock

Vesting of restricted stock

Repurchase of common shares

Exercise of stock options

Issuance of non-controlling interests

Distributions to and purchases of non-
controlling interests

Redemption adjustment on non-controlling
interests

Other

35,639

(5,334)

187,506

848

177,184

177,184

177,184

1,598

(27)

(280)

227

2

0

0

0

(2)

0

18,291

(2,666)

2,017

1,951

(2,087)

—

—

—

18,291

(4,753)

2,017

1,951

7,822

7,822

—

—

18,291

(4,753)

2,017

18,280

16,329

7

7

(5,293)

(5,286)

(187,506)

(187,506)

(187,506)

452

452

202

654

Balance at December 31, 2017

  $

640,818

134,115

$

134

$

463,499

$

359,735

$

823,368

$

109,236

$

932,604

Net income attributable to Select Medical
Holdings Corporation

Net income attributable to non-controlling
interests

Issuance of restricted stock

Forfeitures of unvested restricted stock

Vesting of restricted stock

Repurchase of common shares

Exercise of stock options

Issuance and exchange of non-controlling
interests

Distributions to and purchases of non-
controlling interests

Redemption adjustment on non-controlling
interests

Other

27,775

163,659

(217,570)

164,476

1,330

137,840

137,840

137,840

1,491

(168)

(357)

185

1

0

0

0

(1)

0

20,443

(3,728)

1,722

(3,109)

—

—

—

20,443

(6,837)

1,722

11,327

11,327

—

—

20,443

(6,837)

1,722

1,553

74,341

75,894

1,921

77,815

(932)

(83,617)

(84,549)

(10,839)

(95,388)

(164,476)

(164,476)

(164,476)

(363)

(363)

1,553

1,190

Balance at December 31, 2018

  $

780,488

135,266

$

135

$

482,556

$

320,351

$

803,042

$

113,198

$

916,240

Net income attributable to Select Medical
Holdings Corporation

Net income attributable to non-controlling
interests

Issuance of restricted stock

Forfeitures of unvested restricted stock

Vesting of restricted stock

Repurchase of common shares

Exercise of stock options

Issuance of non-controlling interests

Distributions to and purchases of non-
controlling interests

Redemption adjustment on non-controlling
interests

Other

25,956

(6,205)

172,915

1,387

1,500

(43)

(2,500)

105

2

0

(3)

0

148,449

148,449

148,449

(2)

0

23,382

(22,565)

(15,963)

964

6,499

204

—

—

—

23,382

(38,531)

964

6,499

26,626

26,626

—

—

23,382

(38,531)

964

38,121

31,622

204

(15,065)

(14,861)

(172,915)

(172,915)

(172,915)

(122)

(122)

1,682

1,560

Balance at December 31, 2019

  $

974,541

134,328

$

134

$

491,038

$

279,800

$

770,972

$

158,063

$

929,035

The accompanying notes are an integral part of these consolidated financial statements.

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Select Medical Holdings Corporation

Consolidated Statements of Cash Flows

(in thousands)

Operating activities
Net income
Adjustments to reconcile net income to net cash provided by operating activities:

Distributions from unconsolidated subsidiaries
Depreciation and amortization
Provision for bad debts
Equity in earnings of unconsolidated subsidiaries
Loss on extinguishment of debt
Gain on sale of assets and businesses
Stock compensation expense
Amortization of debt discount, premium and issuance costs
Deferred income taxes
Changes in operating assets and liabilities, net of effects of business combinations:

Accounts receivable
Other current assets
Other assets
Accounts payable
Accrued expenses

Net cash provided by operating activities
Investing activities
Business combinations, net of cash acquired
Purchases of property and equipment
Investment in businesses
Proceeds from sale of assets and businesses
Net cash used in investing activities
Financing activities
Borrowings on revolving facilities
Payments on revolving facilities
Proceeds from term loans
Payments on term loans
Proceeds from 6.250% senior notes
Payment on 6.375% senior notes
Revolving facility debt issuance costs
Borrowings of other debt
Principal payments on other debt
Repurchase of common stock
Proceeds from exercise of stock options
Decrease in overdrafts
Proceeds from issuance of non-controlling interests
Distributions to and purchases of non-controlling interests
Net cash provided by (used in) financing activities
Net increase in cash and cash equivalents
Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period
Supplemental information:

Cash paid for interest
Cash paid for taxes

Non-cash investing and financing activities:

Liabilities for purchases of property and equipment
Non-cash equity exchange for acquisition of U.S. HealthWorks

For the Year Ended December 31,

2017

2018

2019

$

220,645

$

176,942

$

201,031

20,006
160,011
1,133
(21,054)
6,527
(10,349)
19,284
11,130
(72,324)

(118,833)
1,597
(886)
3,903
17,341
238,131

(27,390)
(233,243)
(12,682)
80,350
(192,965)

970,000
(960,000)
1,139,487
(1,179,442)
—
—
(4,392)
46,621
(20,647)
(4,753)
2,017
(9,899)
9,982
(10,620)
(21,646)
23,520
99,029
122,549

149,156
64,991

30,043
—

$

$

$

$

$

$

15,721
201,655
(103)
(21,905)
2,999
(9,168)
23,326
13,112
7,217

54,575
(4,152)
7,857
(1,778)
27,896
494,194

(523,134)
(167,281)
(13,482)
6,760
(697,137)

595,000
(805,000)
779,823
(11,500)
—
—
(1,639)
42,218
(25,242)
(6,837)
1,722
(4,380)
2,926
(311,519)
255,572
52,629
122,549
175,178

193,406
48,153

29,134
238,000

$

$

$

20,222
212,576
3,038
(24,989)
22,130
(6,321)
26,451
11,566
(7,435)

(57,991)
(4,259)
6,122
5,743
37,298
445,182

(93,705)
(157,126)
(66,090)
192
(316,729)

700,000
(720,000)
1,208,106
(1,618,170)
1,244,987
(710,000)
(310)
24,225
(30,604)
(38,531)
964
(25,083)
18,447
(21,780)
32,251
160,704
175,178
335,882

182,992
70,592

28,760
—

The accompanying notes are an integral part of these consolidated financial statements.

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Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

1.   Organization and Significant Accounting Policies

Business Description

The consolidated financial statements of Select Medical Holdings Corporation (“Holdings”) include the accounts of its 
wholly owned subsidiary, Select Medical Corporation (“Select”). Holdings conducts substantially all of its business through Select 
and its subsidiaries. Holdings and Select and its subsidiaries are collectively referred to as the “Company.”

The Company is, based on number of facilities, one of the largest operators of critical illness recovery hospitals, rehabilitation 
hospitals, outpatient rehabilitation clinics, and occupational health centers in the United States. As of December 31, 2019, the 
Company had operations in 47 states and the District of Columbia. As of December 31, 2019, the Company operated 101 critical 
illness  recovery  hospitals,  29  rehabilitation  hospitals,  and  1,740  outpatient  rehabilitation  clinics. As  of  December 31,  2019, 
Concentra, a joint venture subsidiary, operated 521 occupational health centers. Concentra also operated 131 onsite clinics at 
employer worksites and 32 Department of Veterans Affairs CBOCs. 

The Company is managed through four business segments: the critical illness recovery hospital segment, the rehabilitation 
hospital  segment,  the  outpatient  rehabilitation  segment,  and  the  Concentra  segment. The  Company’s  critical  illness  recovery 
hospital segment consists of hospitals designed to serve the needs of patients recovering from critical illnesses, often with complex 
medical needs, and the rehabilitation hospital segment consists of hospitals designed to serve patients that require intensive physical 
rehabilitation care. Patients are typically admitted to the Company’s critical illness recovery hospitals and rehabilitation hospitals 
from  general  acute  care  hospitals. The  Company’s  outpatient  rehabilitation  segment  consists  of  clinics  that  provide  physical, 
occupational, and speech rehabilitation services. The Company’s Concentra segment consists of occupational health centers that 
provide workers’ compensation injury care, physical therapy, and consumer health services and onsite clinics located at employer 
worksites that deliver occupational medicine services. Additionally, the Company’s Concentra segment includes Department of 
Veterans Affairs community-based outpatient clinics (“CBOCs”) that deliver occupational medicine, physical therapy, veteran’s 
healthcare, and consumer health services. 

Use of Estimates

The preparation of financial statements in conformity with accounting principles generally accepted in the United States of 
America  (“GAAP”)  requires  management  to  make  estimates  and  assumptions  that  affect  the  reported  amounts  of  assets  and 
liabilities, including disclosure of contingencies, at the date of the financial statements and the reported amounts of revenues and 
expenses during the reporting period. Estimates and assumptions are used for, but not limited to: amounts realizable for services 
performed, estimated useful lives of assets, the valuation of intangible assets, amounts payable for self-insured losses, and the 
computation of income taxes. Future events and their effects cannot be predicted with certainty; accordingly, the Company’s 
accounting estimates require the exercise of judgment. The accounting estimates used in the preparation of the financial statements 
will change as new events occur, as more experience is acquired, as additional information is obtained, and as the Company’s 
operating environment changes. The Company’s management evaluates and updates assumptions and estimates on an ongoing 
basis. Actual results could differ from those estimates.

Principles of Consolidation

The  consolidated  financial  statements  include  the  accounts  of  Holdings,  Select,  and  the  subsidiaries,  limited  liability 
companies, and limited partnerships in which the Company has a controlling financial interest. All intercompany balances and 
transactions are eliminated in consolidation.

Non-Controlling Interests

The ownership interests held by outside parties in subsidiaries, limited liability companies and limited partnerships controlled 
by the Company are classified as non-controlling interests. Net income or loss is attributed to the Company’s non-controlling 
interests. Some of the Company’s non-controlling ownership interests consist of outside parties that have certain redemption rights 
that, if exercised, require the Company to purchase the parties’ ownership interests. These interests are classified and reported as 
redeemable non-controlling interests and have been adjusted to their approximate redemption values, after the attribution of net 
income or loss. 

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Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

1.   Organization and Significant Accounting Policies (Continued)

The Company’s redeemable non-controlling interests are comprised primarily of the Class A membership interests owned 
by outside members of Concentra Group Holdings Parent, LLC (“Concentra Group Holdings Parent”), each which have put rights 
with  respect  to  their  interests  in  Concentra  Group  Holdings  Parent.  The  redemption  value  of  these  membership  interests  is 
approximately $750.6 million and $939.9 million as of December 31, 2018 and 2019, respectively. On January 1, 2020 and February 
1,  2020,  Select  purchased  portions  of  the  outstanding  membership  interests  owned  by  outside  members  of  Concentra  Group 
Holdings Parent. Refer to Note 17 for discussion related to this transaction. 

Earnings per Share

The Company’s capital structure includes common stock and unvested restricted stock awards. To compute earnings per 
share (“EPS”), the Company applies the two-class method because the Company’s unvested restricted stock awards are participating 
securities which are entitled to participate equally with the Company’s common stock in undistributed earnings. Application of 
the Company’s two-class method is as follows:

(i)  Net income attributable to the Company is reduced by the amount of dividends declared and by the contractual amount 

of dividends that must be paid for the current period for each class of stock, if any.

(ii)  The remaining undistributed net income of the Company is then equally allocated to its common stock and unvested 
restricted stock awards, as if all of the earnings for the period had been distributed. The total net income allocated to each 
security is determined by adding both distributed and undistributed net income for the period. 

(iii)  The net income allocated to each security is then divided by the weighted average number of outstanding shares for the 

period to determine the EPS for each security considered in the two-class method. 

Cash and Cash Equivalents

The Company considers all highly liquid investments with a maturity of three months or less when purchased to be cash 

equivalents. Cash equivalents are stated at cost which approximates fair value.

Accounts Receivable

Substantially all of the Company’s accounts receivable is related to providing healthcare services to patients. These healthcare 
services are primarily paid for by federal and state governmental authorities, managed care health plans, commercial insurance 
companies, and workers’ compensation and employer programs. The Company reports accounts receivable at an amount equal to 
the consideration the Company expects to receive in exchange for providing healthcare services to its patients, which is estimated 
using contractual provisions associated with specific payors, historical reimbursement rates, and an analysis of past reimbursement 
experience to estimate contractual allowances. Amounts that have been deemed to be uncollectible because of circumstances that 
affect the ability of payors to make payments are written-off as bad debt expense as they occur.

Credit Risk and Payor Concentrations

Financial instruments that potentially subject the Company to concentrations of credit risk consist primarily of cash balances 
and accounts receivable. The Company’s excess cash is held with large financial institutions. The Company grants unsecured credit 
to its patients, most of whom reside in the service area of the Company’s facilities and are insured under third-party payor agreements. 

Accounts  receivable  from  the  Medicare  program  represents  the  only  significant  third-party  payor  concentration  for  the 
Company. The Company does not believe there is significant credit risk associated with this governmental program. Medicare 
receivables  comprise  approximately  16%  and  15%  of  the  Company’s  accounts  receivable  at  December 31,  2018  and  2019, 
respectively. 

F-9

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SELECT MEDICAL HOLDINGS CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

1.   Organization and Significant Accounting Policies (Continued)

The  Company’s  primary  collection  risks  for  its  accounts  receivable  relate  to  non-governmental  payors  who  insure  the 
Company’s patients and deductibles, co-payments, and self-insured amounts owed by the patient. The Company believes its credit 
risk with its non-governmental payors is limited due to the diversity in the Company’s non-governmental third-party payor base, 
as well as their geographic dispersion. Further, deductibles, co-payments, and self-insured amounts owed by the patient are an 
immaterial portion of the Company’s accounts receivable balance at both December 31, 2018 and 2019. The Company’s general 
policy is to verify insurance coverage prior to the date of admission for patients admitted to its critical illness recovery hospitals 
and rehabilitation hospitals. Within the Company’s outpatient rehabilitation clinics, insurance coverage is verified prior to the 
patient’s visit. Within the Company’s Concentra centers, insurance coverage is verified or an authorization is received from the 
patient’s employer prior to the patient’s visit. 

Net operating revenues generated directly from the Medicare program represented approximately 30%, 27%, and 26% of 
the Company’s total net operating revenues for the years ended December 31, 2017, 2018, and 2019, respectively. As a provider 
of services under the Medicare program, the Company is subject to extensive regulations. The inability of any of the Company’s 
critical illness recovery hospitals, rehabilitation hospitals, or outpatient rehabilitation clinics to comply with Medicare regulations 
can result in the Company receiving significantly less Medicare payments than the Company currently receives for its services 
provided to patients. 

Financial Instruments

The Company’s financial instruments consist principally of cash and cash equivalents, accounts receivable, accounts payable, 
and indebtedness. The carrying amount of cash and cash equivalents, accounts receivable, and accounts payable approximate fair 
value because of the short-term maturities of these instruments.  The principal outstanding, carrying values, and fair values of the 
Company’s indebtedness are presented in Note 9.  

Leases

The Company evaluates whether a contract is or contains a lease at the inception of the contract. Upon lease commencement, 
the date on which a lessor makes the underlying asset available to the Company for use, the Company classifies the lease as either 
an operating or finance lease. Most of the Company’s facility and equipment leases are classified as operating leases. 

Balance Sheet

For both operating and finance leases, the Company recognizes a right-of-use asset and lease liability at lease commencement. 
A right-of-use asset represents the Company’s right to use an underlying asset for the lease term while the lease liability represents 
an obligation to make lease payments arising from a lease which are measured on a discounted basis. The Company elected the 
short-term lease exemption for its equipment leases; accordingly, equipment leases with terms of 12 months or less are not recorded 
on the consolidated balance sheets.

Lease liabilities are measured at the present value of the remaining, fixed lease payments at lease commencement. As most 
of the Company’s leases do not specify an implicit rate, the Company uses its incremental borrowing rate, which coincides with 
the lease term at the commencement of a lease, in determining the present value of its remaining lease payments. The Company’s 
leases may also specify extension or termination clauses. These options are factored into the measurement of the lease liability 
when it is reasonably certain that the Company will exercise the option. Right-of-use assets are measured at an amount equal to 
the initial lease liability, plus any prepaid lease payments (less any incentives received, such as reimbursement for leasehold 
improvements) and initial direct costs, at the lease commencement date. 

The Company has elected to account for lease and non-lease components, such as common area maintenance, as a single 
lease component for its facility leases. As a result, the fixed payments that would otherwise be allocated to the non-lease components 
are accounted for as lease payments and are included in the measurement of the Company’s right-of-use asset and lease liability. 

F-10

Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

1.   Organization and Significant Accounting Policies (Continued)

Statement of Operations and Comprehensive Income

For the Company’s operating leases, rent expense, a component of cost of services and general and administrative expenses 
on the consolidated statements of operations and comprehensive income, is recognized on a straight-line basis over the lease term. 
The straight-line rent expense is reflective of the interest expense on the lease liability using the effective interest method and the 
amortization of the right-of-use asset. The Company may enter into arrangements to sublease portions of its facilities and the 
Company typically retains the obligation to the lessor under these arrangements. The Company’s subleases are classified as operating 
leases; accordingly, the Company continues to account for the original leases as it did prior to commencement of the subleases. 
Sublease income, a component of cost of services on the consolidated statements of operations and comprehensive income, is 
recognized on a straight-line basis, as a reduction to rent expense, over the term of the sublease.

For the Company’s finance leases, interest expense on the lease liability is recognized using the effective interest method.   
Amortization expense related to the right-of-use asset is recognized on a straight-line basis over the shorter of the estimated useful 
life of the asset or the lease term. 

The Company elected the short-term lease exemption for its equipment leases. For these leases, the Company recognizes 
lease payments on a straight-line basis over the lease term and variable lease payments are expensed as incurred. These expenses 
are included as components of cost of services on the consolidated statements of operations and comprehensive income. 

The Company makes payments related to changes in indexes or rates after the lease commencement date. Additionally, the 
Company  makes  payments,  which  are  not  fixed  at  lease  commencement,  for  property  taxes,  insurance,  and  common  area 
maintenance related to its facility leases. These variable lease payments, which are expensed as incurred, are included as a component 
of  cost  of  services  and  general  and  administrative  expenses  on  the  consolidated  statements  of  operations  and  comprehensive 
income. 

Property and Equipment

Property and equipment are stated at cost, net of accumulated depreciation. Maintenance and repairs of property and equipment 
are expensed as incurred. Improvements that increase the estimated useful life of an asset are capitalized. Direct internal and 
external costs of developing software for internal use, including programming and enhancements, are capitalized and depreciated 
over the estimated useful lives once the software is placed in service. Capitalized software costs are included within furniture and 
equipment. Software training costs, maintenance, and repairs are expensed as incurred. Depreciation and amortization are computed 
using the straight-line method over the estimated useful lives of the assets or the term of the lease, as appropriate. The general 
range of useful lives is as follows:

Land improvements

Leasehold improvements

Buildings

Building improvements

Furniture and equipment

5 – 25 years
1 – 20 years
40 years
5 – 40 years
1 – 20 years

The Company reviews the realizability of long-lived assets whenever events or circumstances occur which indicate recorded 
costs may not be recoverable. If it is determined that a long-lived asset or asset group is not recoverable, an impairment charge is 
recognized based on the excess of the carrying amount of the long-lived asset or asset group over its fair value.

Intangible Assets

Goodwill and indefinite-lived identifiable intangible assets

Goodwill and other indefinite-lived intangible assets are recognized primarily as the result of business combinations.  Goodwill 
is assigned to reporting units based upon the specific nature of the business acquired. When a business combination contains 
business components related to more than one reporting unit, goodwill is assigned to each reporting unit based upon an allocation 
determined by the relative fair values of the business acquired. When the Company disposes of a business, the Company allocates 
a portion of the reporting unit’s goodwill to that business using the relative fair value methodology. 

F-11

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SELECT MEDICAL HOLDINGS CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

1.   Organization and Significant Accounting Policies (Continued)

Goodwill  and  other  indefinite-lived  intangible  assets  are  not  amortized,  but  instead  are  subject  to  periodic  impairment 
evaluations. Impairment tests are required to be conducted at least annually or when events or conditions occur that might suggest 
a possible impairment. These events or conditions include, but are not limited to: a significant adverse change in the business 
environment, regulatory environment, or legal factors; a current period operating or cash flow loss combined with a history of 
such losses or a projection of continuing losses; or a sale or disposition of a significant portion of a reporting unit. The occurrence 
of one of these events or conditions could significantly impact an impairment assessment, necessitating an impairment charge. 

The Company may first assess qualitatively if it can conclude whether goodwill is more likely than not impaired. If goodwill 
is more likely than not impaired, the Company is then required to complete a quantitative analysis of whether a reporting unit’s 
fair value is less than its carrying amount. In evaluating whether it is more likely than not that the fair value of a reporting unit is 
less than its carrying amount, the Company considers relevant events or circumstances that affect the fair value or carrying amount 
of a reporting unit. The Company considers both the income and market approach in determining the fair value of its reporting 
units when performing a quantitative analysis. 

At December 31, 2019, the Company’s other indefinite-lived intangible assets consist of trademarks, certificates of need, 
and accreditations. To determine the fair values of its trademarks, the Company uses a relief from royalty income approach. For 
the Company’s certificates of need and accreditations, the Company performs qualitative assessments. As part of these assessments, 
the Company evaluates the current business environment, regulatory environment, legal and other company-specific factors. If it 
is more likely than not that the fair values are less than the carrying values, the Company performs a quantitative impairment test.

The Company’s most recent impairment assessments were completed during the fourth quarter of 2019 utilizing information 
as of October 1, 2019. The Company did not identify any instances of impairment with respect to goodwill or other indefinite-
lived intangible assets as of October 1, 2019.

Finite-lived identifiable intangible assets

At  December 31,  2019,  the  Company’s  finite-lived  intangible  assets  consist  of  customer  relationships  and  non-compete 
agreements. Finite-lived intangible assets are amortized based on the pattern in which the economic benefits are consumed or 
otherwise depleted. If such a pattern cannot be reliably determined, finite-lived intangible assets are amortized on a straight-line 
basis over their estimated lives. Management believes that the below estimated useful lives are reasonable based on the economic 
factors applicable to each class of finite-lived intangible asset. 

Customer relationships

Non-compete agreements

5 – 17 years
1 – 15 years

The Company reviews the realizability of finite-lived intangible assets whenever events or circumstances occur which indicate 
recorded amounts may not be recoverable. If the expected undiscounted future cash flows are less than the carrying amount of 
such assets, the Company recognizes an impairment loss to the extent the carrying amount of the assets exceeds their estimated 
fair value.

Equity Method Investments

The Company applies the equity method of accounting for investments in which the Company has the ability to exercise 
significant influence over the operating and financial policies of the investee, but does not possess a controlling financial interest 
in the investee. Investments of this nature are recorded at original cost and adjusted periodically to recognize the Company’s 
proportionate share of the investees’ net income or losses after the date of investment. When net losses from an investment accounted 
for  under  the  equity  method  exceed  the  carrying  amount,  the  investment  balance  is  reduced  to  zero. The  Company  resumes 
accounting for the investment under the equity method if the investee subsequently reports net income and the Company’s share 
of that net income exceeds the share of the net losses not recognized during the period the equity method was suspended. Investments 
are written down only when there is clear evidence that a decline in value that is other than temporary has occurred. The Company 
evaluates its equity method investments for impairment when there is evidence or indicators that a loss in value may be other than 
temporary.

F-12

Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

1.   Organization and Significant Accounting Policies (Continued)

Income Taxes

The Company recognizes deferred tax assets and liabilities for the expected future tax consequences of events that have been 
recognized in the Company’s financial statements. Deferred tax assets and liabilities are determined on the basis of the differences 
between the book and tax bases of assets and liabilities by using enacted tax rates in effect for the year in which the differences 
are expected to reverse. The Company also recognizes the future tax benefits from net operating loss carryforwards as deferred 
tax assets. The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes 
the enactment date.

The Company evaluates the realizability of deferred tax assets and reduces those assets using a valuation allowance if it is 
more likely than not that some portion or all of the deferred tax asset will not be realized. Among the factors used to assess the 
likelihood of realization are projections of future taxable income streams, the expected timing of the reversals of existing temporary 
differences, and the impact of tax planning strategies that could be implemented to avoid the potential loss of future tax benefits.

Reserves for uncertain tax positions are established for exposure items related to various federal and state tax matters. Income 
tax reserves are recorded when an exposure is identified and when, in the opinion of management, it is more likely than not that 
a tax position will not be sustained and the amount of the liability can be estimated.

Insurance Risk Programs

Under a number of the Company’s insurance programs, which include the Company’s employee health insurance, workers’ 
compensation, and professional malpractice liability insurance programs, the Company is liable for a portion of its losses before 
it can attempt to recover from the applicable insurance carrier. The Company accrues for losses under an occurrence-based approach 
whereby the Company estimates the losses that will be incurred in a respective accounting period and accrues that estimated 
liability using actuarial methods. These programs are monitored quarterly and estimates are revised as necessary to take into 
account  additional  information.  The  Company  also  records  insurance  proceeds  receivable  for  liabilities  which  exceed  the 
Company’s deductibles and self-insured retention limits and are recoverable through its insurance policies. 

Revenue Recognition

Patient Services Revenue

Patient services revenue is recognized when obligations under the terms of the contract are satisfied; generally, this occurs 
as the Company provides healthcare services to its patients, as each service provided is distinct and future services rendered are 
not dependent on previously rendered services. Patient service revenues are recognized at an amount equal to the consideration 
the Company expects to receive in exchange for providing healthcare services to its patients. These amounts are due from third-
party payors, including health insurers and government programs; other payors; and patients.

Medicare: Medicare is a federal program that provides medical insurance benefits to persons age 65 and over, some disabled 
persons, and persons with end stage renal disease. Amounts the Company receives for treatment of patients covered by the Medicare 
program are generally less than the standard billing rates; accordingly, the Company recognizes revenue based on amounts which 
are payable by Medicare under prospective payment systems and other payment methods. The expected payment is derived based 
on the level of clinical services provided.  

Non-Medicare: The Company is reimbursed for healthcare services provided from various other payor sources which include 
insurance companies, state Medicaid programs, workers’ compensation programs, health maintenance organizations, preferred 
provider organizations, other managed care companies and employers, as well as patients. The Company is reimbursed by these 
payors using a variety of payment methodologies and the amounts the Company receives are generally less than its standard billing 
rates. 

F-13

 
Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

1.   Organization and Significant Accounting Policies (Continued)

In the critical illness recovery hospital and rehabilitation hospital segments, the Company recognizes revenue based on known 
contractual provisions associated with the specific payor or, where the Company has a relatively homogeneous patient population, 
the Company will monitor individual payor historical reimbursement rates to derive a per diem rate which is used to determine 
the amount of revenue to be recognized for services rendered. In the outpatient rehabilitation and Concentra segments, the Company 
recognizes revenue from payors based on known contractual provisions, negotiated amounts, or usual and customary amounts 
associated with the specific payor or based on the service provided. The Company performs provision testing, using internally 
developed systems, whereby the Company monitors historical reimbursement rates and compares them against the associated 
gross charges for the service provided. The percentage of historical reimbursed claims to gross charges is utilized to determine the 
amount of revenue to be recognized for services rendered. 

The Company is subject to potential adjustments to net operating revenues in future periods for administrative matters and 
other price concessions. These adjustments, which are estimated based on an analysis of historical experience by payor source, 
are accounted for as a constraint to the amount of revenue recognized by the Company in the period services are rendered. 

Other Revenues

The Company recognizes revenue for services provided to healthcare institutions, principally for providing management and 
employee leasing services, under contractual arrangements with related parties affiliated with the Company and with other non-
affiliated healthcare institutions. Revenue is recognized when the obligations under the terms of the contract are satisfied.  Revenues 
from these services are measured as the amount of consideration the Company expects to receive for those services.  

Recent Accounting Pronouncements

Financial Instruments

In June 2016, the FASB issued Accounting Standards Update (“ASU”) 2016-13, Financial Instruments — Credit Losses: 
Measurement of Credit Losses on Financial Instruments. The current standard delays the recognition of a credit loss on a financial 
asset until the loss is probable of occurring. The new standard removes the requirement that a credit loss be probable of occurring 
for it to be recognized and requires entities to use historical experience, current conditions, and reasonable and supportable forecasts 
to estimate their future expected credit losses. The standard is required to be applied using the modified retrospective approach 
with a cumulative-effect adjustment to retained earnings, if any, upon adoption.

The Company has completed the adoption of the standard as of January 1, 2020. The Company’s primary financial instrument 
subject to the standard is its accounts receivable derived from contracts with customers. A significant portion of the Company’s 
accounts  receivable  is  from  highly-solvent,  creditworthy  payors  including  governmental  programs,  principally  Medicare  and 
Medicaid, and highly-regulated commercial insurers. The Company’s estimate of expected credit losses as of January 1, 2020, 
using its expected credit loss evaluation processes, resulted in no adjustments to the allowance for credit losses and no cumulative-
effect adjustment to retained earnings on the adoption date of the standard. 

Recently Adopted Accounting Pronouncements

Leases

The Company adopted Accounting Standards Codification (“ASC”) Topic 842, Leases as of January 1, 2019. The Company 
used the modified retrospective approach for leases which existed on that date. Prior comparative periods were not adjusted and 
continue to be reported in accordance with ASC Topic 840, Leases.

The Company elected the package of practical expedients, which permitted the Company not to reassess under ASC Topic 
842 the Company’s prior conclusions about lease identification, lease classification, and initial direct costs. The Company did 
not elect the use-of-hindsight or the practical expedient pertaining to land easements; the latter not being applicable to the Company.

The  adoption  of  the  standard  resulted  in  the  recognition  of  operating  lease  right-of-use  assets  of  $1,015.0  million  and 
operating lease liabilities of $1,057.0 million at January 1, 2019. The difference between the operating lease right-of-use assets 
and operating lease liabilities resulted from the reclassification of prepaid rent, deferred rent, unamortized lease incentives, and 
acquired  favorable  and  unfavorable  leasehold  interests  upon  adoption. The  Company  did  not  recognize  a  cumulative-effect 
adjustment to retained earnings upon adoption.

F-14

Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.   Acquisitions

U.S. HealthWorks Acquisition

On February 1, 2018, Concentra acquired all of the issued and outstanding shares of stock of U.S. HealthWorks, Inc. (“U.S. 
HealthWorks”), an occupational medicine and urgent care provider, from Dignity Health Holding Corporation (“DHHC”). For the 
years ended December 31, 2017 and 2018, the Company recognized $2.8 million and $2.9 million of U.S. HealthWorks acquisition 
costs, respectively, which are included in general and administrative expense.

Concentra acquired U.S. HealthWorks for $753.6 million. DHHC, a subsidiary of Dignity Health, was issued a 20.0% equity 
interest in Concentra Group Holdings Parent, which was valued at $238.0 million. The remainder of the purchase price was paid 
in cash. Select retained a majority voting interest in Concentra Group Holdings Parent following the closing of the transaction.

For the U.S. HealthWorks acquisition, the Company allocated the purchase price to tangible and identifiable intangible assets 
acquired and liabilities assumed based on their estimated fair values in accordance with the provisions of ASC Topic 805, Business 
Combinations. During the year ended December 31, 2018, the Company finalized the purchase accounting related to this acquisition. 

The following table reconciles the fair values of identifiable net assets and goodwill to the consideration given for the acquired 

business (in thousands):

Accounts receivable

Other current assets

Property and equipment

Identifiable intangible assets

Other assets

Goodwill

Total assets

Accounts payable and other current liabilities

Deferred income taxes and other long-term liabilities

Total liabilities

Consideration given

The following table outlines the identifiable intangible assets acquired: 

Customer relationships

Trademark

Favorable leasehold interests

Identifiable intangible assets

$

$

68,934

10,810

69,712

140,406

25,435

540,067

855,364

49,925

51,851

101,776

753,588

Fair Value

(in thousands)

Weighted Average 
Amortization Period

(in years)

$

$

135,000

5,000

406

140,406

15 years

1 year

3 years

The customer relationships and trademarks are amortized on a straight-line basis over their expected useful lives. Favorable 
leasehold interests, which are now a component of the operating lease right-of-use assets upon adoption of ASC Topic 842, Leases,
are amortized to rent expense over the remaining lease terms at the time of acquisition.

Goodwill of $540.1 million was recognized for the business combination. The value of goodwill was derived from U.S. 
HealthWorks’ future earnings potential and its assembled workforce. Goodwill was assigned to the Concentra reporting unit and 
is not deductible for tax purposes. However, prior to its acquisition, U.S. HealthWorks completed certain acquisitions that resulted 
in tax deductible goodwill with a value of $83.1 million, which the Company will deduct through 2032.

F-15

Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2.   Acquisitions (Continued)

U.S. HealthWorks contributed net operating revenues of $488.8 million for the year ended December 31, 2018, which is 
reflected in the Company’s consolidated statement of operations and comprehensive income. Due to the integrated nature of the 
Company’s operations, the Company believes it is not practicable to separately identify earnings of U.S. HealthWorks on a stand-
alone basis.

Pro Forma Results

The following pro forma unaudited results of operations have been prepared assuming the acquisition of U.S. HealthWorks 
occurred on January 1, 2017. These results are not necessarily indicative of the results of future operations nor of the results that 
would have occurred had the acquisition been consummated on the aforementioned date. 

Net operating revenues

Net income attributable to the Company

For the Year Ended December 31,

2017

2018

(in thousands, except per share amounts)

$

4,903,612

$

170,689

5,128,838

140,488

The Company’s pro forma results were adjusted to recognize $2.9 million of U.S. HealthWorks acquisition costs as of January 

1, 2017. These acquisition costs were excluded from the pro forma results for the year ended December 31, 2018. 

Other Acquisitions

The Company made acquisitions consisting of critical illness recovery hospital, rehabilitation hospital, outpatient rehabilitation, 
and Concentra businesses during the year ended December 31, 2019. The consideration given for these acquired businesses consisted 
principally of $93.7 million of cash and the issuance of $15.1 million of non-controlling interests. The Company allocated the 
purchase price of these acquired businesses to assets acquired, principally property and equipment, and liabilities assumed based 
on their estimated fair values in accordance with the provisions of ASC Topic 805, Business Combinations. The Company recognized 
goodwill of $33.6 million, $14.3 million, $13.0 million, and $16.1 million in our critical illness recovery hospital, rehabilitation 
hospital,  outpatient  rehabilitation,  and  Concentra  reporting  units,  respectively.  These  acquired  businesses  are  not  material 
individually or collectively.

3.   Variable Interest Entities

Concentra does not own many of its medical practices, as certain states prohibit the “corporate practice of medicine,” which 
restricts business corporations from practicing medicine through the direct employment of physicians or from exercising control 
over medical decisions by physicians. In states which prohibit the corporate practice of medicine, Concentra typically enters into 
long-term management agreements with professional corporations or associations that are owned by licensed physicians, which, 
in turn, employ or contract with physicians who provide professional medical services in its occupational health centers. 

The management agreements have terms that provide for Concentra to conduct, supervise, and manage the day-to-day non-
medical operations of the occupational health centers and provide all management and administrative services. Concentra receives 
a management fee for these services, which is based, in part, on the performance of the professional corporation or association. 
Additionally, the outstanding voting equity interests of the professional corporations or associations are typically owned by licensed 
physicians appointed at Concentra’s discretion. Concentra has the ability to direct the transfer of ownership of the professional 
corporation or association to a new licensed physician at any time.

Based on the provisions of these agreements, Concentra has the ability to direct the activities which most significantly impact 
the performance of these professional corporations and associations and has an obligation to absorb losses or receive benefits 
which could potentially be significant to the professional corporations and associations. Accordingly, the professional corporations 
and associations are variable interest entities for which Concentra is the primary beneficiary. 

F-16

 
 
 
Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

3.   Variable Interest Entities (Continued)

As of December 31, 2018 and 2019, the total assets of Concentra’s variable interest entities were $166.2 million and $178.4 
million, respectively, and are principally comprised of accounts receivable. As of December 31, 2018 and 2019, the total liabilities 
of Concentra’s variable interest entities were $164.4 million and $176.7 million, respectively, and are principally comprised of 
accounts  payable,  accrued  expenses,  and  obligations  payable  for  services  received  under  the  aforementioned  management 
agreements.

4.   Leases

The Company has operating and finance leases for its facilities and certain equipment. The Company leases its corporate 
office space from related parties. The Company’s critical illness recovery hospitals and rehabilitation hospitals generally have 
lease terms of 10 years with two, five year renewal options. These renewal options vary for hospitals which operate as a hospital 
within a hospital, or “HIH.” The Company’s outpatient rehabilitation clinics generally have lease terms of five years with two, 
three to five year renewal options. The Company’s Concentra centers generally have lease terms of 10 years with two, five year
renewal options. 

For the year ended December 31, 2019, the Company’s total lease cost was as follows (in thousands):

Operating lease cost

Finance lease cost:

Amortization of right-of-use assets

Interest on lease liabilities

Short-term lease cost

Variable lease cost

Sublease income

Total lease cost

For the Year Ended December 31, 2019

Unrelated Parties

Related Parties

Total

271,799

$

5,498

$

277,297

258

812

2,171

43,096

(9,822)

—

—

—

553

—

308,314

$

6,051

$

258

812

2,171

43,649

(9,822)

314,365

$

$

 For the year ended December 31, 2019, supplemental cash flow information related to leases was as follows (in thousands):

Cash paid for amounts included in the measurement of lease liabilities:

Operating cash flows for operating leases

Operating cash flows for finance leases

Financing cash flows for finance leases

Right-of-use assets obtained in exchange for lease liabilities:

Operating leases(1)

Finance leases

$

274,095

777

225

1,275,575

9,102

_______________________________________________________________________________
(1)   Includes the right-of-use assets obtained in exchange for lease liabilities of $1,057.0 million which were recognized upon 

adoption of ASC Topic 842 at January 1, 2019.

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SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

4.   Leases (Continued)

As of December 31, 2019, supplemental balance sheet information related to leases was as follows (in thousands):

Unrelated Parties

Related Parties

Total

Operating Leases

Operating lease right-of-use assets

Current operating lease liabilities

Non-current operating lease liabilities

Total operating lease liabilities

Property and equipment, net

Current portion of long-term debt and notes payable

Long-term debt, net of current portion

Total finance lease liabilities

$

$

$

$

$

$

971,382

202,506

826,049

1,028,555

Unrelated Parties

4,965

195

13,088

13,283

$

$

$

$

$

$

32,604

5,444

26,848

32,292

$

$

$

1,003,986

207,950

852,897

1,060,847

Finance Leases

Related Parties

Total

— $

— $

—

— $

As of December 31, 2019, the weighted average remaining lease terms and discount rates were as follows:

Weighted average remaining lease term (in years):

Operating leases

Finance leases

Weighted average discount rate:

Operating leases

Finance leases

As of December 31, 2019, maturities of lease liabilities were approximately as follows (in thousands):

2020

2021

2022

2023

2024

Thereafter

Total undiscounted cash flows

Less: Imputed interest

Total discounted lease liabilities

Operating Leases

Finance Leases

Total

$

263,085

$

1,182

$

227,202

187,053

143,878

110,835

483,162

1,415,215

354,368

1,193

1,203

1,214

1,225

30,404

36,421

23,138

$

1,060,847

$

13,283

$

F-18

4,965

195

13,088

13,283

8.0

34.4

5.9%

7.3%

264,267

228,395

188,256

145,092

112,060

513,566

1,451,636

377,506

1,074,130

Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

4.   Leases (Continued)

As of December 31, 2018, the Company’s future minimum lease obligations on long-term, non-cancelable operating 

leases were approximately as follows (in thousands):

2019

2020

2021

2022

2023

Thereafter

$

$

267,846

231,711

193,155

150,155

107,759

484,038

1,434,664

For the years ended December 31, 2017 and 2018, the Company’s rent expense for facility and equipment operating leases, 
including cancelable leases, was $267.4 million and $307.8 million, respectively. The Company made payments to related parties 
for  office  rent,  leasehold  improvements,  and  miscellaneous  expenses  of  $6.2  million  and  $6.3  million  for  the  years  ended 
December 31, 2017 and 2018, respectively.

5.   Property and Equipment

The Company’s property and equipment consists of the following:

Land

Leasehold improvements

Buildings

Furniture and equipment

Construction-in-progress

Total property and equipment

Accumulated depreciation

Property and equipment, net

December 31,

2018

2019

(in thousands)

87,358

$

498,520

481,375

609,805

67,333

1,744,391

(764,581)

979,810

$

95,549

543,934

553,701

670,050

52,467

1,915,701

(917,295)

998,406

$

$

Depreciation expense was $142.6 million, $171.7 million, and $182.9 million for the years ended December 31, 2017, 2018, 

and 2019, respectively.

F-19

 
 
 
Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

6.  

Intangible Assets

Goodwill

The following table shows changes in the carrying amounts of goodwill by reporting unit for the years ended December 31, 

2018 and 2019:

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

(in thousands)

Concentra

Total

Balance as of January 1, 2018

$

1,045,220

$

415,528

$

647,522

$

674,542

$

2,782,812

Acquired

Measurement period adjustment

Sold

Balance as of December 31, 2018

Acquired

Measurement period adjustment

Sold

—

—

—

1,045,220

33,149

435

—

1,118

—

—

416,646

14,254

—

—

4,309

—

(9,409)

642,422

12,970

—

(5,629)

537,424

4,472

—

542,851

4,472

(9,409)

1,216,438

3,320,726

18,299

(2,249)

—

78,672

(1,814)

(5,629)

Balance as of December 31, 2019

$

1,078,804

$

430,900

$

649,763

$

1,232,488

$

3,391,955

Identifiable Intangible Assets

The  following  table  provides  the  gross  carrying  amounts,  accumulated  amortization,  and  net  carrying  amounts  for  the 

Company’s identifiable intangible assets:

Gross
Carrying
Amount

2018

Accumulated
Amortization

December 31,

Net
Carrying
Amount

Gross
Carrying
Amount

(in thousands)

2019

Accumulated
Amortization

Net
Carrying
Amount

$

166,698

$

— $

166,698

$

166,698

$

— $

166,698

19,174

1,857

5,000

280,710

13,553

29,400

—

—

(4,583)

(61,900)

(6,064)

(6,152)

19,174

1,857

417

218,810

7,489

23,248

17,157

1,874

5,000

287,373

—

32,114

—

—

(5,000)

(87,346)

—

(8,802)

17,157

1,874

—

200,027

—

23,312

409,068

Indefinite-lived intangible assets:

Trademarks

Certificates of need

Accreditations

Finite-lived intangible assets:

Trademarks

Customer relationships
Favorable leasehold interests(1)

Non-compete agreements

Total identifiable intangible assets

$

516,392

$

(78,699) $

437,693

$

510,216

$

(101,148) $

_______________________________________________________________________________
(1)  

Favorable leasehold interests are a component of the operating lease right-of-use assets upon adoption of ASC Topic 842, 
Leases.

The Company’s accreditations and trademarks have renewal terms and the costs to renew these intangible assets are expensed 
as incurred. At December 31, 2019, the accreditations and trademarks have a weighted average time until next renewal of 1.5 years
and 7.2 years, respectively.

The Company’s finite-lived intangible assets amortize over their estimated useful lives. Amortization expense was $17.4 

million, $29.9 million, and $29.6 million for the years ended December 31, 2017, 2018, and 2019, respectively.

F-20

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

6.  

Intangible Assets (Continued)

Estimated amortization expense of the Company’s finite-lived intangible assets for each of the five succeeding years is as 

follows:

Amortization expense

$

26,943

$

26,624

$

26,295

$

26,019

$

18,057

2020

2021

2022

2023

2024

(in thousands)

7.   Equity Method Investments

The Company’s equity method investments consist principally of minority ownership interests in rehabilitation businesses. 
Equity method investments of $146.9 million and $230.7 million are presented as part of other assets on the consolidated balance 
sheets as of December 31, 2018 and 2019, respectively. At December 31, 2019, these businesses consist primarily of the following 
ownership interests:

BIR JV, LLP

OHRH, LLC

GlobalRehab—Scottsdale, LLC

Rehabilitation Institute of Denton, LLC

ES Rehabilitation, LLC

Coastal Virginia Rehabilitation, LLC

BHSM Rehabilitation, LLC

Vibra Hospital of San Diego, LLC

49.0%

49.0%

49.0%

50.0%

49.0%

49.0%

49.0%

39.0%

The Company provides contracted services, principally employee leasing services, and charges management fees to related 
parties affiliated through its equity method investments. Net operating revenues generated from contracted services provided and 
management fees charged to related parties affiliated through the Company’s equity method investments were $178.1 million, 
$216.9 million, and $308.2 million for the years ended December 31, 2017, 2018, and 2019, respectively.

The Company had receivables from related parties affiliated through its equity method investments of $8.7 million and $11.5 
million, which are included as part of other current assets and other assets on the consolidated balance sheet, respectively, as of 
December 31, 2018. The Company has related party receivables of $5.7 million and $28.7 million which are included as part of 
other current assets and other assets on the consolidated balance sheet, respectively, as of December 31, 2019.

The Company had liabilities to related parties affiliated through the Company’s equity method investments of $15.1 million
and $31.2 million, which are included as part of accrued other on the consolidated balance sheets, as of December 31, 2018 and 
2019, respectively. 

Summarized combined financial information of the entities in which the Company has a minority ownership interest is as 

follows: 

Current assets

Non-current assets

Total assets

Current liabilities

Non-current liabilities

Equity

Total liabilities and equity

December 31,

2018

2019

(in thousands)

$

$

$

125,435

118,270

243,705

43,792

16,338

183,575

243,705

$

178,674

317,332

496,006

107,400

127,976

260,630

496,006

$

$

$

$

F-21

Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

7.   Equity Method Investments (Continued)

For the Year Ended December 31,

2017

2018

(in thousands)

2019

Revenues

Cost of services and other operating expenses

Net income

$

336,349

$

393,034

$

289,224

45,648

342,603

48,535

536,464

476,182

58,519

8.  

Insurance Risk Programs

Under a number of the Company’s insurance programs, which include the Company’s employee health insurance, workers’ 
compensation, and professional malpractice liability insurance programs, the Company is liable for a portion of its losses before 
it can attempt to recover from the applicable insurance carrier. The Company accrues for losses under an occurrence-based approach 
whereby the Company estimates the losses that will be incurred in a respective accounting period and accrues that estimated 
liability using actuarial methods. At December 31, 2018 and 2019, provisions for losses for professional liability risks retained by 
the Company have been discounted at 3%. The Company recorded a liability of $175.2 million and $157.1 million related to these 
programs at December 31, 2018 and 2019, respectively. If the Company did not discount the provisions for losses for professional 
liability risks, the aggregate liability for all of the insurance risk programs would be approximately $180.7 million and $162.0 
million at December 31, 2018 and 2019, respectively. At December 31, 2018 and 2019, the Company recorded insurance proceeds 
receivable of $32.4 million and $15.5 million, respectively, for liabilities which exceeded its deductibles and self-insured retention 
limits and are recoverable through its insurance policies.

9.   Long-Term Debt and Notes Payable

For purposes of this indebtedness footnote, references to Select exclude Concentra Inc. because the Concentra-JPM credit 

facilities are non-recourse to Holdings and Select.

As of December 31, 2019, the Company’s long-term debt and notes payable were as follows (in thousands): 

Select 6.250% senior notes

Select credit facilities:

Select term loan

Other debt, including finance leases

Total debt

$

$

Principal
Outstanding

Unamortized
Premium 
(Discount)

Unamortized
Issuance
Costs

Carrying  
Value

Fair Value

1,225,000

$

39,988

$

(19,944) $

1,245,044

$

1,322,020

2,143,280

78,941

(10,411)

—

(11,348)

(396)

2,121,521

78,545

2,145,959

78,545

3,447,221

$

29,577

$

(31,688) $

3,445,110

$

3,546,524

Principal maturities of the Company’s long-term debt and notes payable are approximately as follows (in thousands):

Select 6.250% senior notes

$

— $

— $

— $

— $

— $

1,225,000

$

1,225,000

2020

2021

2022

2023

2024

Thereafter

Total

Select credit facilities:

Select term loan

Other debt, including finance leases

11,150

14,017

11,150

7,255

11,150

18,715

11,150

3,364

11,150

23,550

2,087,530

2,143,280

12,040

78,941

Total debt

$

25,167

$

18,405

$

29,865

$

14,514

$

34,700

$

3,324,570

$

3,447,221

F-22

 
 
 
Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

9.   Long-Term Debt and Notes Payable (Continued)

As of December 31, 2018, the Company’s long-term debt and notes payable were as follows (in thousands):

Select 6.375% senior notes

Select credit facilities:

Select revolving facility

Select term loan

Concentra-JPM credit facilities:

Concentra term loans

Other debt, including finance leases

Total debt

Select Credit Facilities

Principal
Outstanding

Unamortized
Premium 
(Discount)

Unamortized
Issuance
Costs

Carrying  
Value

Fair Value

$

710,000

$

550

$

(4,642) $

705,908

$

706,450

20,000

1,129,875

1,414,175

64,331

—

(9,690)

(2,765)

—

—

(9,321)

(18,648)

(484)

20,000

1,110,864

1,392,762

63,847

18,400

1,076,206

1,357,802

63,847

$

3,338,381

$

(11,905) $

(33,095) $

3,293,381

$

3,222,705

On March 6, 2017, Select entered into a senior secured credit agreement (the “Select credit agreement”) that provided for 
$1.6 billion in senior secured credit facilities comprised of a $1.15 billion term loan (the “Select term loan”) and a $450.0 million
revolving credit facility (the “Select revolving facility” and, together with the Select term loan, the “Select credit facilities”), 
including a $75.0 million sublimit for the issuance of standby letters of credit.  

On August 1, 2019, Select entered into Amendment No. 3 to the Select credit agreement. Among other things, Amendment 
No. 3 (i) provided for an additional $500.0 million in term loans that, along with the existing term loans, have a maturity date of 
March 6, 2025, (ii) extended the maturity date of the Select revolving facility from March 6, 2022 to March 6, 2024, and (iii) 
increased the total net leverage ratio permitted under the provisions of the Select revolving facility.

On December 10, 2019, Select entered into Amendment No. 4 to the Select credit agreement. Among other things, Amendment 
No. 4 provided for an additional $615.0 million in term loans that, along with the existing term loans, have a maturity date of 
March 6, 2025. 

The interest rate on the Select term loan is equal to the Adjusted LIBO Rate (as defined in the Select credit agreement) plus 
a percentage ranging from 2.25% to 2.50%, or the Alternate Base Rate (as defined in the Select credit agreement) plus a percentage 
ranging from 1.25% to 1.50%, in each case subject to a specified leverage ratio. The interest rate on the loans outstanding under 
the Select revolving facility is equal to the Adjusted LIBO Rate plus a percentage ranging from 2.25% to 2.50%, or the Alternate 
Base Rate plus a percentage ranging from 1.25% to 1.50%, in each case subject to a specified leverage ratio. 

The Select revolving facility requires Select to maintain a leverage ratio, as specified in the Select credit agreement, not to 

exceed 7.00 to 1.00. As of December 31, 2019, Select’s leverage ratio was 4.31 to 1.00. 

Borrowings under the Select credit facilities are guaranteed by Holdings and substantially all of Select’s current domestic 
subsidiaries, other than certain non-guarantor subsidiaries including Concentra and its subsidiaries, and will be guaranteed by 
substantially all of Select’s future domestic subsidiaries. Borrowings under the Select credit facilities are secured by substantially 
all of Select’s existing and future property and assets and by a pledge of Select’s capital stock, the capital stock of Select’s domestic 
subsidiaries, other than certain non-guarantor subsidiaries including Concentra and its subsidiaries, and up to 65% of the capital 
stock of Select’s foreign subsidiaries held directly by Select or a domestic subsidiary.

At December 31, 2019, Select had $411.7 million of availability under the Select revolving facility after giving effect to 
$38.3 million of outstanding letters of credit. The Select revolving facility is due March 6, 2024. As of December 31, 2019, the 
applicable interest rate for the Select term loan was the Adjusted LIBO Rate plus 2.50% or the Alternate Base Rate plus 1.50%. 
The applicable interest rate for the Select revolving facility was the Adjusted LIBO Rate plus 2.50% or the Alternate Base Rate 
plus 1.50%.

F-23

 
 
 
 
Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

9.   Long-Term Debt and Notes Payable (Continued)

Prepayment of Borrowings

Select will be required to prepay borrowings under the Select credit facilities with (i) the net cash proceeds received from 
non-ordinary course asset sales or other dispositions, or as a result of a casualty or condemnation, subject to reinvestment provisions 
and other customary carveouts and, to the extent required, the payment of certain indebtedness secured by liens having priority 
over the debt under the Select credit facilities or subject to a first lien intercreditor agreement, (ii) the net cash proceeds received 
from the issuance of debt obligations other than certain permitted debt obligations, and (iii) a percentage of excess cash flow (as 
defined in the Select credit agreement) based on Select’s leverage ratio, as specified in the Select credit agreement.

For the year ended December 31, 2019, the Select credit agreement will require a prepayment of borrowings of 25% of excess 
cash flow. This will result in a prepayment of approximately $40.0 million. The Company expects to have the borrowing capacity 
and intends to use borrowings under the Select revolving facility, which has a maturity date of March 6, 2024, to make all or a 
portion of the required prepayment during the quarter ended March 31, 2020; accordingly, the prepayment is reflected in long-
term debt, net of current portion on the consolidated balance sheet as of December 31, 2019. Upon prepayment, Select will not be 
required to make the quarterly amortization payments on the Select term loan, as specified in the Select credit agreement, until 
September 30, 2023. 

For the year ended December 31, 2018, the Select credit agreement required a prepayment of borrowings of approximately 
$98.8 million as a result of excess cash flow. The prepayment was made in February 2019. The Company was not required to make 
a prepayment of borrowings as a result of excess cash flow for the year ended December 31, 2017.

Select 6.250% Senior Notes 

On August 1, 2019, Select issued and sold $550.0 million aggregate principal amount of 6.250% senior notes due August 
15, 2026. Select used a portion of the net proceeds of the 6.250% senior notes, together with a portion of the proceeds from the 
incremental term loan borrowings under the Select credit facilities received on August 1, 2019 (as described above), in part to (i) 
redeem in full the $710.0 million aggregate principal amount of the 6.375% senior notes at the redemption price of 100.0% of the 
principal amount plus accrued and unpaid interest on August 30, 2019, (ii) repay in full the outstanding borrowings under the 
Select revolving facility, and (iii) pay related fees and expenses associated with the financing.

On December 10, 2019, Select issued and sold $675.0 million aggregate principal amount of 6.250% senior notes, due August 
15, 2026, as additional notes under the indenture pursuant to which it previously issued $550.0 million aggregate principal amount 
of senior notes. The additional senior notes were issued at 106.00% of the aggregate principal amount. 

Interest on the senior notes accrues at the rate of 6.250% per annum and is payable semi-annually in arrears on February 15 
and August 15 of each year, commencing on February 15, 2020. The senior notes are Select’s senior unsecured obligations which 
are subordinated to all of Select’s existing and future secured indebtedness, including the Select credit facilities. The senior notes 
rank equally in right of payment with all of Select’s other existing and future senior unsecured indebtedness and senior in right of 
payment to all of Select’s existing and future subordinated indebtedness. The senior notes are unconditionally guaranteed on a 
joint and several basis by each of Select’s direct or indirect existing and future domestic restricted subsidiaries, other than certain 
non-guarantor subsidiaries, including Concentra and its subsidiaries.

Prior to August 15, 2022, Select may redeem some or all of the senior notes by paying a “make-whole” premium. On or after 
August 15, 2022, Select may redeem some or all of the senior notes at specified redemption prices. In addition, prior to August 
15, 2022, Select may redeem up to 40% of the principal amount of the senior notes with the net proceeds of certain equity offerings 
at a price of 106.250% plus accrued and unpaid interest, if any. Select is obligated to offer to repurchase the senior notes at a price 
of 101% of their principal amount plus accrued and unpaid interest, if any, as a result of certain change of control events. These 
restrictions and prohibitions are subject to certain qualifications and exceptions.

F-24

Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

9.   Long-Term Debt and Notes Payable (Continued)

Concentra-JPM Credit Facilities

On June 1, 2015, Concentra Inc. entered into a first lien credit agreement (the “Concentra-JPM first lien credit agreement”) 
that provided for first lien term loans (the “Concentra-JPM first lien term loan”) and a revolving credit facility (the “Concentra-
JPM revolving facility” and, together with the Concentra-JPM first lien term loan, the “Concentra-JPM credit facilities”).

On April 8, 2019, Concentra Inc. entered into Amendment No. 5 to the Concentra-JPM first lien credit agreement. Among 
other things, Amendment No. 5 (i) extended the maturity date of the Concentra-JPM revolving facility from June 1, 2020 to June 
1, 2021 and (ii) increased the aggregate commitments available under the Concentra-JPM revolving facility from $75.0 million
to $100.0 million.

On September 20, 2019, Concentra Inc. entered into Amendment No. 6 to the Concentra-JPM first lien credit agreement. 
Among other things, Amendment No. 6 (i) provided for an additional $100.0 million in term loans that, along with the existing 
first lien term loans, had a maturity date of June 1, 2022 and (ii) extended the maturity date of the Concentra-JPM revolving facility 
from June 1, 2021 to March 1, 2022. Concentra Inc. used the incremental borrowings under the Concentra-JPM first lien credit 
agreement to prepay in full the $240.0 million term loan outstanding under Concentra Inc.’s then-outstanding second lien credit 
agreement, plus a prepayment premium equal to 1.00% of the principal amount prepaid, on September 20, 2019.

On December 10, 2019, Concentra Inc. repaid in full the $1,240.3 million Concentra-JPM first lien term loan outstanding 
under the Concentra-JPM first lien credit agreement. Concentra Inc. continues to have availability of up to $100.0 million under 
the Concentra-JPM revolving facility, which matures March 1, 2022. 

The interest rate on the loans outstanding under the Concentra-JPM revolving facility is equal to the Adjusted LIBO Rate 
(as defined in the Concentra-JPM first lien credit agreement) plus a percentage ranging from 2.25% to 2.50%, or the Alternate 
Base Rate (as defined in the Concentra-JPM first lien credit agreement) plus a percentage ranging from 1.25% to 1.50%, in each 
case subject to a first lien net leverage ratio, as specified in the Concentra-JPM first lien credit agreement. 

The  Concentra-JPM  first  lien  credit  agreement  requires  Concentra  Inc.  to  maintain  a  leverage  ratio,  as  specified  in  the 
Concentra-JPM first lien credit agreement, of 5.75 to 1.00 which is tested quarterly, but only if Revolving Exposure (as defined 
in the Concentra-JPM first lien credit agreement) exceeds 30% of Revolving Commitments (as defined in the Concentra-JPM first 
lien credit agreement) on such day. 

The  borrowings  under  the  Concentra-JPM  first  lien  credit  agreement  are  guaranteed,  on  a  first  lien  basis  by  Concentra 
Holdings, Inc., Concentra Inc., and certain domestic subsidiaries of Concentra Inc. (subject, in each case, to permitted liens). These 
borrowings will also be guaranteed by certain of Concentra Inc.’s future domestic subsidiaries. The borrowings are secured by 
substantially all of Concentra Inc.’s and its domestic subsidiaries’ existing and future property and assets and by a pledge of 
Concentra Inc.’s capital stock, the capital stock of certain of Concentra Inc.’s domestic subsidiaries and up to 65% of the voting 
capital stock and 100% of the non-voting capital stock of Concentra Inc.’s foreign subsidiaries, if any.

At December 31, 2019, Concentra Inc. had $85.7 million of availability under the Concentra-JPM revolving facility after 
giving effect to $14.3 million of outstanding letters of credit. At December 31, 2019, the applicable interest rate for the Concentra-
JPM revolving facility was the Adjusted  LIBO Rate plus 2.50% or the Alternate Base Rate plus 1.50%. The Concentra-JPM 
revolving facility matures on March 1, 2022.

Prepayment of Borrowings

For the year ended December 31, 2018, the Concentra-JPM first lien credit agreement required a prepayment of borrowings 
of $33.9 million as a result of excess cash flow. The prepayment was made in February 2019. Concentra Inc. was not required to 
make a prepayment of borrowings as a result of excess cash flow from the year ended December 31, 2017.

Fair Value

The Company considers the inputs in the valuation process to be Level 2 in the fair value hierarchy for its senior notes and 
the Select and Concentra-JPM credit facilities. Level 2 in the fair value hierarchy is defined as inputs that are observable for the 
asset or liability, either directly or indirectly, which includes quoted prices for identical assets or liabilities in markets that are not 
active.

F-25

Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

9.   Long-Term Debt and Notes Payable (Continued)

The fair values of the Select and Concentra-JPM credit facilities were based on quoted market prices for this debt in the 
syndicated loan market. The fair value of the senior notes was based on quoted market prices. The carrying amount of other debt, 
principally short-term notes payable, approximates fair value.

Loss on Early Retirement of Debt

During the year ended December 31, 2017, the Company refinanced the Select credit facilities which resulted in a loss on 
early retirement of debt of $19.7 million. The loss on early retirement of debt consisted of $6.5 million of debt extinguishment 
losses and $13.2 million of debt modification losses. 

During the year ended December 31, 2018, the Company refinanced the Select and Concentra-JPM credit facilities which 
resulted in losses on early retirement of debt of $14.2 million. The losses on early retirement of debt consisted of $3.0 million of 
debt extinguishment losses and $11.2 million of debt modification losses.

During the year ended December 31, 2019, the Company refinanced its senior notes and the Select and Concentra-JPM credit 
facilities which resulted in losses on early retirement of debt of $38.1 million. The losses on early retirement of debt consisted of 
$22.1 million of debt extinguishment losses and $16.0 million of debt modification losses.

10.   Stock Repurchase Program

Holdings’ board of directors has authorized a common stock repurchase program to repurchase up to $500.0 million worth 
of shares of its common stock. The program has been extended until December 31, 2020, and will remain in effect until then, 
unless further extended or earlier terminated by the board of directors. Stock repurchases under this program may be made in the 
open market or through privately negotiated transactions, and at times and in such amounts as Holdings deems appropriate. Holdings 
is funding this program with cash on hand and borrowings under the Select revolving facility.

Holdings did not repurchase shares under the common stock repurchase program during the years ended December 31, 2017 
and 2018. During the year ended December 31, 2019, Holdings repurchased 2,165,221 shares at a cost of approximately $33.2 
million. The common stock repurchase program has available capacity of $152.1 million as of December 31, 2019.

11.   Segment Information

The Company identifies its segments according to how the chief operating decision maker evaluates financial performance 
and allocates resources. The Company’s reportable segments consist of the critical illness recovery hospital segment, rehabilitation 
hospital segment, outpatient rehabilitation segment, and Concentra segment. Other activities include the Company’s corporate 
shared services, certain investments, and employee leasing services provided to related parties affiliated through the Company’s 
equity method investments. The accounting policies of the segments are the same as those described in the summary of significant 
accounting policies. 

The Company evaluates performance of the segments based on Adjusted EBITDA. For the years ended December 31, 2017, 
2018, and 2019, Adjusted EBITDA is defined as earnings excluding interest, income taxes, depreciation and amortization, gain 
(loss) on early retirement of debt, stock compensation expense, acquisition costs associated with U.S. HealthWorks, gain (loss) 
on  sale  of  businesses,  and  equity  in  earnings  (losses)  of  unconsolidated  subsidiaries.  The  Company  has  provided  additional 
information regarding its reportable segments, such as total assets, which contributes to the understanding of the Company and 
provides useful information to the users of the consolidated financial statements.

F-26

Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

11.   Segment Information (Continued)

The following tables summarize selected financial data for the Company’s reportable segments. 

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

Concentra

Other

Total

For the Year Ended December 31, 2017

(in thousands)

Net operating revenues(1)

$

1,725,022

$

509,108

$

960,902

$

1,013,224

$

156,989

$

4,365,245

Adjusted EBITDA

Total assets

Capital expenditures

252,679

1,848,783

49,720

90,041

868,517

96,477

132,533

954,661

27,721

157,561

1,340,919

28,912

(94,822)

114,286

30,413

537,992

5,127,166

233,243

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

Concentra(2)

Other

Total

For the Year Ended December 31, 2018

(in thousands)

Net operating revenues(1)

$

1,753,584

$

583,745

$

995,794

$

1,557,673

$

190,462

$

5,081,258

Adjusted EBITDA

Total assets

Capital expenditures

243,015

1,771,605

40,855

108,927

894,192

42,389

142,005

1,002,819

30,553

251,977

2,178,868

42,205

(100,769)

116,781

11,279

645,155

5,964,265

167,281

Critical Illness
Recovery
Hospitals

Rehabilitation
Hospitals

Outpatient
Rehabilitation

Concentra

Other

Total

For the Year Ended December 31, 2019

(in thousands)

Net operating revenues

$

1,836,518

$

670,971

$

1,046,011

$

1,628,817

$

271,605

$

5,453,922

Adjusted EBITDA

Total assets

Capital expenditures

254,868

2,099,833

45,573

135,857

1,127,028

27,216

151,831

1,289,190

33,628

276,482

2,372,187

44,101

(108,130)

452,050

6,608

710,908

7,340,288

157,126

A reconciliation of Adjusted EBITDA to income before income taxes is as follows:

For the Year Ended December 31, 2017

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

Concentra

Other

Total

(in thousands)

Adjusted EBITDA

Depreciation and amortization

Stock compensation expense

U.S. HealthWorks acquisition costs

$

252,679

$

90,041

$

132,533

$

157,561

$

(94,822)

(45,743)

(20,176)

(24,607)

—

—

—

—

—

—

(61,945)

(993)

(2,819)

(7,540)

(18,291)

—

Income (loss) from operations

$

206,936

$

69,865

$

107,926

$

91,804

$

(120,653) $

355,878

Loss on early retirement of debt

Equity in earnings of unconsolidated subsidiaries

Loss on sale of businesses

Interest expense

Income before income taxes

(19,719)

21,054

(49)

(154,703)

$

202,461

F-27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

11.   Segment Information (Continued)

For the Year Ended December 31, 2018

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

Concentra(2)

Other

Total

(in thousands)

Adjusted EBITDA

Depreciation and amortization

Stock compensation expense

U.S. HealthWorks acquisition costs

$

243,015

$

108,927

$

142,005

$

251,977

$

(100,769)

(45,797)

(24,101)

(27,195)

—

—

—

—

—

—

(95,521)

(2,883)

(2,895)

(9,041)

(20,443)

—

Income (loss) from operations

$

197,218

$

84,826

$

114,810

$

150,678

$

(130,253) $

417,279

Loss on early retirement of debt

Equity in earnings of unconsolidated subsidiaries

Gain on sale of businesses

Interest expense

Income before income taxes

(14,155)

21,905

9,016

(198,493)

$

235,552

For the Year Ended December 31, 2019

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

Concentra

Other

Total

Adjusted EBITDA

Depreciation and amortization

Stock compensation expense

Income (loss) from operations

Loss on early retirement of debt

$

$

Equity in earnings of unconsolidated subsidiaries

Gain on sale of businesses

Interest expense

Income before income taxes

(in thousands)

254,868

$

135,857

$

151,831

$

276,482

$

(108,130)

(50,763)

(27,322)

(28,301)

—

—

—

(96,807)

(3,069)

(9,383)

(23,382)

204,105

$

108,535

$

123,530

$

176,606

$

(140,895) $

471,881

(38,083)

24,989

6,532

(200,570)

$

264,749

_______________________________________________________________________________
(1) 

Prior to 2019, the financial results of employee leasing services provided to related parties affiliated through the Company’s 
equity method investments were included with the Company’s reportable segments. These results are now reported as 
part of the Company’s other activities. For the years ended December 31, 2017 and 2018, net operating revenues were 
conformed to reflect the current presentation. 

(2) 

The Concentra segment includes the operating results of U.S. HealthWorks beginning February 1, 2018.

F-28

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

12.  Revenue from Contracts with Customers

The following tables disaggregate the Company’s net operating revenues: 

For the Year Ended December 31, 2017

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

Concentra

Other

Total

(in thousands)

Patient service revenues:

Medicare

Non-Medicare

Total patient services revenues

Other revenues

$

903,503

$

259,221

$

148,403

$

2,128

$

— $

810,723

1,714,226

10,796

207,196

466,417

42,691

739,531

887,934

72,968

1,002,787

1,004,915

8,309

—

—

156,989

1,313,255

2,760,237

4,073,492

291,753

Total net operating revenues

$

1,725,022

$

509,108

$

960,902

$

1,013,224

$

156,989

$

4,365,245

For the Year Ended December 31, 2018

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

Concentra

Other

Total

(in thousands)

Patient service revenues:

Medicare

Non-Medicare

Total patient services revenues

Other revenues

$

893,429

$

293,913

$

161,054

$

2,168

$

— $

847,447

1,740,876

12,708

254,215

548,128

35,617

762,247

923,301

72,493

1,545,852

1,548,020

9,653

—

—

190,462

1,350,564

3,409,761

4,760,325

320,933

Total net operating revenues

$

1,753,584

$

583,745

$

995,794

$

1,557,673

$

190,462

$

5,081,258

For the Year Ended December 31, 2019

Critical Illness
Recovery
Hospital

Rehabilitation
Hospital

Outpatient
Rehabilitation

Concentra

Other

Total

(in thousands)

Patient service revenues:

Medicare

Non-Medicare

Total patient services revenues

Other revenues

$

907,963

$

332,514

$

171,690

$

1,965

$

— $

916,650

1,824,613

11,905

300,113

632,627

38,344

794,288

965,978

80,033

1,615,529

1,617,494

11,323

—

—

271,605

1,414,132

3,626,580

5,040,712

413,210

Total net operating revenues

$

1,836,518

$

670,971

$

1,046,011

$

1,628,817

$

271,605

$

5,453,922

F-29

Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

13.   Stock-based Compensation

Holdings’ equity incentive plan provides for the issuance of stock options and restricted stock awards. The equity plan allows 
for the issuance of 7,735,628 awards, as adjusted for forfeited restricted stock and stock options awards through December 31, 
2019. As of December 31, 2019, Holdings has capacity to issue 1,727,405 restricted stock and stock option awards under the equity 
plan.  The  equity  plan  allows  for  authorized  but  previously  unissued  shares  or  shares  previously  issued  and  outstanding  and 
reacquired by Holdings to satisfy these awards. 

The Company measures the compensation costs of stock-based compensation arrangements based on the grant-date fair 
value and recognizes the costs over the period during which employees are required to provide services. Restricted stock awards 
are valued by using the closing market price of its stock on the date of grant. These restricted stock awards generally vest over 
three to four years. Stock options are valued using the Black-Scholes option-pricing model. Forfeitures are recognized as they 
occur. 

Transactions related to restricted stock awards are as follows:

Unvested balance, January 1, 2019

Granted

Vested

Forfeited

Unvested balance, December 31, 2019

Shares

Weighted Average
Grant Date 
Fair Value

(share amounts in thousands)

4,450

$

1,500

(1,300)

(43)

4,607

$

15.68

16.60

11.97

16.09

17.03

For the years ended December 31, 2017, 2018, and 2019, the weighted average grant date fair values of restricted stock 
awards granted were $15.84, $19.72, and $16.60, respectively. For the years ended December 31, 2017, 2018, and 2019, the fair 
values of restricted stock awards vested were $17.1 million, $19.1 million, and $15.6 million, respectively.

As of December 31, 2019, the Company did not have any stock options outstanding or exercisable. There were no options 
granted or canceled during the year ended December 31, 2019. During the year ended December 31, 2019, 105,000 options were 
exercised, which had a weighted average exercise price of $9.18. For the years ended December 31, 2017, 2018, and 2019, the 
intrinsic values of options exercised were $1.6 million, $1.8 million, and $0.7 million, respectively. 

Stock compensation expense recognized by the Company was as follows:

Stock compensation expense:

Included in general and administrative

Included in cost of services

Total

For the Year Ended December 31,

2017

2018

(in thousands)

2019

$

$

15,706

3,578

19,284

$

$

17,604

5,722

23,326

$

$

20,334

6,117

26,451

Stock compensation expense based on current stock-based awards for each of the next five years is estimated to be as follows:

Stock compensation expense

$

24,381

$

16,031

$

8,117

$

1,267

$

19

2020

2021

2022

2023

2024

(in thousands)

F-30

 
 
 
 
 
 
 
 
 
Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

14.   Income Taxes

The components of the Company’s income tax expense for the years ended December 31, 2017, 2018, and 2019 were as 

follows:

Current income tax expense:

Federal

State and local

Total current income tax expense

Deferred income tax expense (benefit)

Total income tax expense (benefit)

For the Year Ended December 31,

2017

2018

(in thousands)

2019

$

$

45,809

$

36,072

$

8,331

54,140

(72,324)

15,321

51,393

7,217

(18,184) $

58,610

$

55,822

15,331

71,153

(7,435)

63,718

Reconciliations of the statutory federal income tax rate to the effective income tax rate are as follows:

Federal income tax at statutory rate

35.0 %

21.0%

21.0%

For the Year Ended December 31,

2017

2018

2019

State and local income taxes, less federal income tax benefit

Permanent differences

Valuation allowance

Uncertain tax positions

Non-controlling interest

Stock-based compensation

Deferred income taxes - state income tax rate adjustment

Deferred income taxes - tax legislation rate adjustment

Other

Effective income tax rate

3.7

1.7

(7.3)

(0.6)

0.5

(1.3)

(2.8)

(37.5)

(0.4)

(9.0)%

5.0

2.1

0.5

(0.8)

(2.1)

(2.2)

0.4

—

1.0

24.9%

4.2

1.7

0.5

(0.1)

(2.9)

(0.7)

0.8

—

(0.4)

24.1%

F-31

 
 
 
 
 
 
 
 
Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

14.   Income Taxes (Continued)

The Company’s deferred tax assets and liabilities are as follows:

Deferred tax assets

Allowance for doubtful accounts

Compensation and benefit-related accruals

Professional malpractice liability insurance

Deferred revenue

Federal and state net operating loss and state tax credit carryforwards

Interest limitation carryforward

Stock awards

Equity investments

Operating lease liabilities

Other

Deferred tax assets

Valuation allowance

Deferred tax assets, net of valuation allowance

Deferred tax liabilities

Deferred income

Investment in unconsolidated affiliates

Depreciation and amortization

Deferred financing costs

Operating lease right-of-use assets

Other

Deferred tax liabilities

Deferred tax liabilities, net of deferred tax assets

December 31,

2018

2019

(in thousands)

$

10,313

$

51,900

13,644

209

40,163

4,675

5,695

2,055

—

3,271

131,925

(17,893)

114,032

$

$

(13,891) $

(5,653)

(217,950)

(8,324)

—

(3,488)

(249,306) $

(135,274) $

$

$

$

$

$

13,097

55,300

13,753

274

38,933

4,943

6,251

2,914

267,513

2,344

405,322

(18,461)

386,861

(9,190)

(7,498)

(225,079)

(6,250)

(263,818)

(3,546)

(515,381)

(128,520)

The Company’s deferred tax assets and liabilities are included in the consolidated balance sheet captions as follows:

Other assets

Non-current deferred tax liability

December 31,

2018

2019

$

$

(in thousands)

18,621

$

(153,895)

(135,274) $

19,738

(148,258)

(128,520)

As of December 31, 2018 and 2019, the Company’s valuation allowance is primarily attributable to the uncertainty regarding 
the realization of state net operating losses and other net deferred tax assets of loss entities. The state net deferred tax assets have 
a full valuation allowance recorded for entities that have a cumulative history of pre-tax losses (current year in addition to the two 
prior years). 

For the year ended December 31, 2018, the Company recorded a net valuation allowance increase of $4.9 million. This 
increase was comprised of a $3.9 million valuation allowance recognized on net operating losses acquired and recorded as part of 
U.S. HealthWorks’ opening balance sheet, and a $1.0 million valuation allowance recognized as a result of a net change in state 
net operating losses for the year ended December 31, 2018. For the year ended December 31, 2019, the Company recorded a net 
valuation allowance increase of $0.6 million which was the result of a net change in state net operating losses. The changes in the 
Company’s valuation allowance were recognized as a result of management’s reassessment of the amount of its deferred tax assets 
that are more likely than not to be realized. 

F-32

 
 
 
 
 
 
 
 
Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

14.   Income Taxes (Continued)

At December 31, 2018 and 2019, the Company’s net deferred tax liabilities of approximately $135.3 million and $128.5 
million, respectively, consist of items which have been recognized for tax reporting purposes, but which will increase tax on returns 
to be filed in the future. The Company has performed an assessment of positive and negative evidence regarding the realization 
of the net deferred tax assets. This assessment included a review of legal entities with three years of cumulative losses, estimates 
of projected future taxable income, the effects on future taxable income resulting from the reversal of existing deferred tax liabilities 
in future periods, and the impact of tax planning strategies that management would and could implement in order to keep deferred 
tax assets from expiring unused. Although realization is not assured, based on the Company’s assessment, it has concluded that it 
is more likely than not that such assets, net of the determined valuation allowance, will be realized.

The total state net operating losses are approximately $719.6 million. State net operating loss carryforwards expire and are 

subject to valuation allowances as follows:

2020

2021

2022

2023

Thereafter through 2038

15.   Earnings per Share

State Net Operating
Losses

Gross Valuation
Allowance

$

(in thousands)

17,297

$

11,772

39,319

20,743

630,506

14,100

8,806

33,790

15,367

413,916

The following table sets forth the net income attributable to the Company, its common shares outstanding, and its participating 
securities outstanding. There were no dividends declared or contractual dividends paid for the years ended December 31, 2017, 
2018, and 2019.

Basic EPS

Diluted EPS

For the Year Ended December 31,

For the Year Ended December 31,

2017

2018

2019

2017

2018

2019

(in thousands)

Net income

$

220,645

$

176,942

$

201,031

$

220,645

$

176,942

$

201,031

Less: net income attributable to non-controlling interests

Net income attributable to the Company

Less: net income attributable to participating securities

43,461

177,184

5,758

39,102

137,840

4,551

52,582

148,449

4,995

43,461

177,184

5,751

39,102

137,840

4,548

52,582

148,449

4,994

Net income attributable to common shares

$

171,426

$

133,289

$

143,454

$

171,433

$

133,292

$

143,455

F-33

 
 
Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

15.   Earnings per Share (Continued)

The following tables set forth the computation of EPS under the two-class method:

Common shares

Participating securities

Total Company

Common shares

Participating securities

Total Company

Common shares

Participating securities

Total Company

For the Year Ended December 31, 2017

Net Income
Allocation

Shares(1)

Basic EPS

Net Income
Allocation

Shares(1)

Diluted EPS

(in thousands, except for per share amounts)

$

$

171,426

5,758

177,184

128,955

$

4,332

1.33

1.33

$

$

171,433

5,751

177,184

129,126

$

4,332

1.33

1.33

For the Year Ended December 31, 2018

Net Income
Allocation

Shares(1)

Basic EPS

Net Income
Allocation

Shares(1)

Diluted EPS

(in thousands, except for per share amounts)

$

$

133,289

4,551

137,840

130,172

$

4,444

1.02

1.02

$

$

133,292

4,548

137,840

130,256

$

4,444

1.02

1.02

For the Year Ended December 31, 2019

Net Income
Allocation

Shares(1)

Basic EPS

Net Income
Allocation

Shares(1)

Diluted EPS

(in thousands, except for per share amounts)

$

$

143,454

4,995

148,449

130,248

4,535

$

$

1.10

1.10

$

$

143,455

4,994

148,449

130,276

4,535

$

$

1.10

1.10

_______________________________________________________________________________
(1) 

Represents the weighted average share count outstanding during the period.

16.   Commitments and Contingencies

Construction Commitments

At December 31, 2019, the Company had outstanding commitments under construction contracts related to new construction, 

improvements, and renovations totaling approximately $16.2 million.

Litigation

The Company is a party to various legal actions, proceedings, and claims (some of which are not insured), and regulatory 
and other governmental audits and investigations in the ordinary course of its business. The Company cannot predict the ultimate 
outcome of pending litigation, proceedings, and regulatory and other governmental audits and investigations. These matters could 
potentially subject the Company to sanctions, damages, recoupments, fines, and other penalties. The Department of Justice, Centers 
for Medicare & Medicaid Services (“CMS”), or other federal and state enforcement and regulatory agencies may conduct additional 
investigations related to the Company’s businesses in the future that may, either individually or in the aggregate, have a material 
adverse effect on the Company’s business, financial position, results of operations, and liquidity.

F-34

Table of Contents

SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

16.   Commitments and Contingencies (Continued)

To address claims arising out of the Company’s operations, the Company maintains professional malpractice liability insurance 
and general liability insurance coverages through a number of different programs that are dependent upon such factors as the state 
where the Company is operating and whether the operations are wholly owned or are operated through a joint venture.  For the 
Company’s wholly owned operations, the Company currently maintains insurance coverages under a combination of policies with 
a total annual aggregate limit of up to $40.0 million. The Company’s insurance for the professional liability coverage is written 
on a “claims-made” basis, and its commercial general liability coverage is maintained on an “occurrence” basis. These coverages 
apply after a self-insured retention limit is exceeded.  For the Company’s joint venture operations, the Company has numerous 
programs that are designed to respond to the risks of the specific joint venture.  The annual aggregate limit under these programs 
ranges from $6.0 million to $20.0 million. The policies are generally written on a “claims-made” basis.  Each of these programs 
has  either  a  deductible  or  self-insured  retention  limit. The  Company  reviews  its  insurance  program  annually  and  may  make 
adjustments to the amount of insurance coverage and self-insured retentions in future years. The Company also maintains umbrella 
liability insurance covering claims which, due to their nature or amount, are not covered by or not fully covered by the Company’s 
other insurance policies. These insurance policies also do not generally cover punitive damages and are subject to various deductibles 
and policy limits. Significant legal actions, as well as the cost and possible lack of available insurance, could subject the Company 
to substantial uninsured liabilities. In the Company’s opinion, the outcome of these actions, individually or in the aggregate, will 
not have a material adverse effect on its financial position, results of operations, or cash flows.

Healthcare providers are subject to lawsuits under the qui tam provisions of the federal False Claims Act. Qui tam lawsuits 
typically remain under seal (hence, usually unknown to the defendant) for some time while the government decides whether or 
not to intervene on behalf of a private qui tam plaintiff (known as a relator) and take the lead in the litigation. These lawsuits can 
involve significant monetary damages and penalties and award bounties to private plaintiffs who successfully bring the suits. The 
Company is and has been a defendant in these cases in the past, and may be named as a defendant in similar cases from time to 
time in the future.

Wilmington Litigation.    On January 19, 2017, the United States District Court for the District of Delaware unsealed a qui 
tam Complaint in United States of America and State of Delaware ex rel. Theresa Kelly v. Select Specialty Hospital-Wilmington, Inc. 
(“SSH Wilmington”), Select Specialty Hospitals, Inc., Select Employment Services, Inc., Select Medical Corporation, and Crystal 
Cheek,  No. 16 347 LPS.  The  Complaint  was  initially  filed  under  seal  in  May 2016  by  a  former  chief  nursing  officer  at 
SSH Wilmington and was unsealed after the United States filed a Notice of Election to Decline Intervention in January 2017. The 
corporate defendants were served in March 2017. In the complaint, the plaintiff relator alleges that the Select defendants and an 
individual defendant, who is a former health information manager at SSH Wilmington, violated the False Claims Act and the 
Delaware False Claims and Reporting Act based on allegedly falsifying medical practitioner signatures on medical records and 
failing to properly examine the credentials of medical practitioners at SSH Wilmington. In response to the Select defendants’ 
motion to dismiss the Complaint, in May 2017 the plaintiff-relator filed an Amended Complaint asserting the same causes of 
action. The Select defendants filed a Motion to Dismiss the Amended Complaint based on numerous grounds, including that the 
Amended Complaint did not plead any alleged fraud with sufficient particularity, failed to plead that the alleged fraud was material 
to the government’s payment decision, failed to plead sufficient facts to establish that the Select defendants knowingly submitted 
false claims or records, and failed to allege any reverse false claim.  In March 2018, the District Court dismissed the plaintiff relator’s 
claims related to the alleged failure to properly examine medical practitioners’ credentials, her reverse false claims allegations, 
and her claim that defendants violated the Delaware False Claims and Reporting Act.  It denied the defendants’ motion to dismiss 
claims that the allegedly falsified medical practitioner signatures violated the False Claims Act. Separately, the District Court 
dismissed the individual defendant due to plaintiff-relator’s failure to timely serve the amended complaint upon her.

In March 2017, the plaintiff-relator initiated a second action by filing a Complaint in the Superior Court of the State of 
Delaware in Theresa Kelly v. Select Medical Corporation, Select Employment Services, Inc., and SSH Wilmington, C.A. No. 
N17C-03-293  CLS.  The  Delaware  Complaint  alleges  that  the  defendants  retaliated  against  her  in  violation  of  the  Delaware 
Whistleblowers’ Protection Act for reporting the same alleged violations that are the subject of the federal Amended Complaint. 
The defendants filed a motion to dismiss, or alternatively to stay, the Delaware Complaint based on the pending federal Amended 
Complaint and the failure to allege facts to support a violation of the Delaware Whistleblowers’ Protection Act.  In January 2018, 
the Court stayed the Delaware Complaint pending the outcome of the federal case.

The Company intends to vigorously defend these actions, but at this time the Company is unable to predict the timing and 

outcome of this matter.

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SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

16.   Commitments and Contingencies (Continued)

Contract Therapy Subpoena.    On May 18, 2017, the Company received a subpoena from the U.S. Attorney’s Office for the 
District of New Jersey seeking various documents principally relating to the Company’s contract therapy division, which contracted 
to furnish rehabilitation therapy services to residents of skilled nursing facilities (“SNFs”) and other providers. The Company 
operated its contract therapy division through a subsidiary until March 31, 2016, when the Company sold the stock of the subsidiary. 
The subpoena seeks documents that appear to be aimed at assessing whether therapy services were furnished and billed in compliance 
with Medicare SNF billing requirements, including whether therapy services were coded at inappropriate levels and whether 
excessive or unnecessary therapy was furnished to justify coding at higher paying levels. The Company does not know whether 
the subpoena has been issued in connection with a qui tam lawsuit or in connection with possible civil, criminal or administrative 
proceedings by the government. The Company has produced documents in response to the subpoena and intends to fully cooperate 
with this investigation. At this time, the Company is unable to predict the timing and outcome of this matter.

17.   Subsequent Events

On January 1, 2020, Select, Welsh, Carson, Anderson & Stowe XII, L.P. (“WCAS”), and DHHC entered into an agreement 
pursuant to which Select acquired approximately 17.2% of the outstanding membership interests of Concentra Group Holdings 
Parent on a fully diluted basis from WCAS, DHHC, and other equity holders of Concentra Group Holdings Parent for approximately 
$338.4 million. On February 1, 2020, Select, WCAS and DHHC entered into an agreement pursuant to which Select acquired an 
additional 1.4% of the outstanding membership interests of Concentra Group Holdings Parent on a fully diluted basis from WCAS, 
DHHC, and other equity holders for approximately $27.8 million.

These purchases were in lieu of, and considered to be, the exercise of the first put right provided to certain equity holders 
under the terms of the Amended and Restated Limited Liability Company Agreement of Concentra Group Holdings Parent, dated 
as of February 1, 2018. Following these purchases, Select owns approximately 66.6% of the outstanding membership interests of 
Concentra Group Holdings Parent on a fully diluted basis and approximately 68.8% of the outstanding Class A membership interests 
of Concentra Group Holdings Parent.

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SELECT MEDICAL HOLDINGS CORPORATION 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)

18.   Selected Quarterly Financial Data (Unaudited)

The tables below sets forth selected unaudited financial data for each quarter of the last two years.

For the year ended December 31, 2018

Net operating revenues

First
Quarter

Second
Quarter

Third
Quarter

Fourth
Quarter

(in thousands, except per share amounts)

$

1,252,964

$

1,296,210

$

1,267,401

$

1,264,683

Cost of services, exclusive of depreciation and amortization

1,065,813

1,094,731

1,087,062

1,093,450

Depreciation and amortization

Income from operations

Net income

Net income attributable to Select Medical Holdings Corporation

Earnings per common share:(1)

46,771

108,598

43,982

33,739

51,724

120,561

60,559

46,511

50,527

99,837

42,679

32,917

Basic

Diluted

$

$

0.25

0.25

$

$

0.35

0.35

$

$

0.24

0.24

$

$

52,633

88,283

29,722

24,673

0.18

0.18

For the year ended December 31, 2019

Net operating revenues

First
Quarter

Second
Quarter

Third
Quarter

Fourth
Quarter

(in thousands, except per share amounts)

$

1,324,631

$

1,361,364

$

1,393,343

$

1,374,584

Cost of services, exclusive of depreciation and amortization

1,132,092

1,150,150

1,183,111

1,175,649

Depreciation and amortization

Income from operations

Net income

Net income attributable to Select Medical Holdings Corporation

Earnings per common share:(1)

52,138

111,724

53,344

40,834

54,993

124,882

59,986

44,816

52,941

122,906

44,030

30,732

Basic

Diluted

$

$

0.30

0.30

$

$

0.33

0.33

$

$

0.23

0.23

$

$

52,504

112,369

43,671

32,067

0.24

0.24

_______________________________________________________________________________
(1) 

Due to rounding, the summation of quarterly earnings per common share balances may not equal year to date equivalents.

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The  following  Financial  Statement  Schedule  along  with  the  report  thereon  of  PricewaterhouseCoopers LLP  dated 
February 20, 2020, should be read in conjunction with the consolidated financial statements. Financial Statement Schedules not 
included in this filing have been omitted because they are not applicable or the required information is shown in the consolidated 
financial statements or notes thereto.

Select Medical Holdings Corporation

Select Medical Corporation

Schedule II—Valuation and Qualifying Accounts

Income Tax Valuation Allowance

Year ended December 31, 2019

Year ended December 31, 2018

Year ended December 31, 2017

Balance at
Beginning
of Year

Charged to
Cost and
Expenses

Acquisitions(1)

(in thousands)

Deductions

Balance at
End of Year

$

$

$

17,893

12,986

26,421

$

$

$

568

1,032

$

$

(13,435) $

— $

3,875

$

— $

— $

— $

— $

18,461

17,893

12,986

_______________________________________________________________________________
(1) 

Includes valuation allowance reserves resulting from business combinations. 

F-38