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SilverSun Technologies, Inc.

ssnt · NASDAQ Technology
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FY2012 Annual Report · SilverSun Technologies, Inc.
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549 

FORM 10-K 

ý   ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

¨   TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended: December 31, 2012

Commission file number: 000-50302

SILVERSUN TECHNOLOGIES, INC.
(Exact name of registrant as specified in its charter)

New Jersey
(State or other jurisdiction of incorporation or
organization)

16-1633636

(I.R.S. Employer Identification No.)

5 Regent Street
Livingston, NJ 07039
(Address of principal executive offices)

(973) 958-9555
(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act: None

Securities registered pursuant to Section 12(g) of the Act: Class A Common Stock, par value $0.00001

Indicate by checkmark if registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes ¨  No ý

Indicate by checkmark if registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  Yes ¨  No ý

Indicate by checkmark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act
of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject
to such filing requirements for the past 90 days.  Yes ý  No ¨

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File
required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for
such shorter period that the registrant was required to submit and post such files). Yes ý  No o

Indicate  by  check  mark  if  disclosure  of  delinquent  filers  pursuant  to  Item  405  of  Regulation  S-K  is  not  contained  herein,  and  will  not  be
contained, to the best of the Registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this
Form 10-K or any amendment to this Form 10-K.  ¨

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a small reporting company.
See definition of “large accelerated filer”, “accelerated filer”, and “smaller reporting company” in Rule 12b-2 of the Exchange Act.

Large Accelerated Filer
Non-Accelerated Filer

¨
o

Accelerated Filer
Smaller reporting company

o
ý

Indicate by checkmark whether the registrant is a shell company (as defined in Rule 12b-2 of the Securities Act). Yes ¨  No ý

The aggregate market value of the voting and non-voting common equity held by non-affiliates of the registrant based on a closing price of $.20
on June 30, 2012 was approximately $4,853,373. As of March 20, 2013, the registrant had 116,978,291 shares of its common stock, par value
$0.00001, outstanding.

Documents Incorporated By Reference: None.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

TABLE OF CONTENTS

PART I

ITEM 1.
ITEM 1A.
ITEM 1B.
ITEM 2.
ITEM 3.
ITEM.4.

PART II

ITEM 5.
ITEM 6.
ITEM 7.
ITEM 7A
ITEM 8.
ITEM 9.
ITEM 9A.
ITEM 9B.

PART III

ITEM 10.
ITEM 11.
ITEM 12.
ITEM 13.
ITEM 14.

PART IV

Business.
Risk Factors.
Unresolved Staff Comments.
Description of Property.
Legal Proceedings.
Mine Safety Disclosures.

Market for Common Equity and Related Stockholder Matters.
Selected Financial Data.
Management’s Discussion and Analysis of Financial Condition and Results of Operation.
Quantitative and Qualitative Disclosures about Market Risk.
Financial Statements and Supplementary Data.
Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.
Controls and Procedures.
Other Information.

Directors, Executive Officers, and Corporate Governance.
Executive Compensation.
Security Ownership of Certain Beneficial Owners and Management.
Certain Relationships and Related Transactions.
Principal Accountant Fees and Services.

ITEM 15.

Exhibits.

PAGE

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FORWARD LOOKING STATEMENTS

Included  in  this  Form  10-K  are  “forward-looking”  statements,  as  well  as  historical  information.  Although  we  believe  that  the  expectations
reflected  in  these  forward-looking  statements  are  reasonable,  we  cannot  assure  you  that  the  expectations  reflected  in  these  forward-looking
statements will prove to be correct. Our actual results could differ materially from those anticipated in forward-looking statements as a result of
certain  factors,  including  matters  described  in  the  section  titled  “Risk  Factors.”  Forward-looking  statements  include  those  that  use  forward-
looking terminology, such as the words “anticipate,” “believe,” “estimate,” “expect,” “intend,” “may,” “project,” “plan,” “will,” “shall,” “should,”
and  similar  expressions,  including  when  used  in  the  negative.  Although  we  believe  that  the  expectations  reflected  in  these  forward-looking
statements are reasonable and achievable, these statements involve risks and uncertainties and we cannot assure you that actual results will be
consistent with these forward-looking statements. We undertake no obligation to update or revise these forward-looking statements, whether to
reflect events or circumstances after the date initially filed or published, to reflect the occurrence of unanticipated events or otherwise.

 
 
 
 
 
 
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Item 1. Business.

Background

PART I

SilverSun  Technologies,  Inc.,  a  Delaware  corporation    (the  “Company”  or    SilverSun”)  is  an  information  technology  company,  and  a  value
added reseller and master developer for Sage Software’s Sage 100/500 and ERP X3 financial and accounting software as well as the publisher
of  its  own  proprietary  Electronic  Data  Interchange  (“EDI”)  software,  “MAPADOC”,  and  36  other  assorted  software  solutions  and
enhancements.    The  Company  focuses  on  the  business  software  and  information  technology  consulting  market  for  small  and  medium-sized
businesses,  and  is  looking  for  other  opportunities  to  grow  its  business.  The  Company  sells  services  and  products  to  various  end  users,
manufacturers, wholesalers and distributor industry clients located throughout the United States.

In  June  2004,  our  wholly-owned  subsidiary,  SWK  Technologies,  Inc.,  a  New  Jersey-based  information  technology  company,  completed  a
merger with SWK, Inc., a value added reseller and master developer for Sage Software’s Sage 100/500 financial accounting software as well as
the publisher of its own proprietary Electronic Data Interchange (EDI) software, “MAPADOC.”  Until its acquisition of SWK, Inc. on June 2,
2004, the Company was engaged in the design, manufacture, and marketing of specialized telecommunication equipment. With the acquisition
of SWK and as part of its plan to expand into new markets, the Company transformed into an information technology company, and a value
added reseller and master developer for Sage Software’s Sage 100/500 and ERP X3 financial and accounting software as well as the publisher
of  its  own  proprietary  Electronic  Data  Interchange  (EDI)  software,  “MAPADOC.”    The  Company  focuses  on  the  business  software  and
information technology consulting market, and is looking for other opportunities to grow its business. The Company sells services and products
to various end users, manufacturers, wholesalers and distributor industry clients located throughout the United States.

On  June  2,  2006,  SWK  Technologies,  Inc.  completed  the  acquisition  of  certain  assets  of  AMP-Best  Consulting,  Inc.  of  Syracuse,  New
York.  AMP-Best Consulting, Inc. is an information technology company and value added reseller of licensed accounting software published by
Sage  Software.    AMP-Best  Consulting,  Inc.  sold  services  and  products  to  various  end  users,  manufacturers,  wholesalers  and  distribution
industry clients located throughout the United States, with special emphasis on companies located in the upstate New York region.

During 2011, SWK Technologies, Inc., acquired the Sage software customer accounts of IncorTech, a Southern California-based Sage business
partner.  This  transaction  increases  the  Company’s  geographical  influence.    The  focus  in  Southern  California  will  be  to  sell  and  support  our
MAPADOC integrated EDI solution and to market Sage ERP X3 to both former IncorTech customers, where suitable, as well as new prospects.
IncorTech has provided professional accounting, technology, and business consulting services to over 300 clients.

In June 2012, the Company completed the purchase of selected assets and obligations of HighTower, Inc., a leading Chicago-based reseller of
Sage software applications and a publisher of proprietary business management enhancements. HighTower’s customers and business products
and  services  have  been  integrated  into  the  infrastructure  of  SWK  Technologies,  SilverSun’s  principal  operating  subsidiary.  In  addition  to
the  strategic benefits that this acquisition affords the Company, it brings SilverSun and SWK additional annual revenues,  approximately 870
additional Sage ERP customers, a substantial suite of proprietary enhancement software solutions (with approximately 700 users) and affords the
Company  market  penetration  in  the  Midwest.  Moreover,  we  look  forward  to  leveraging  Hightower’s  established  network  of  independent
resellers to further expand distribution of SWK’s proprietary software solutions, and vice versa.

In June 2012, SWK Technologies, Inc. also acquired the Sage Software customer accounts of MicroPoint,, a New York-based Sage business
partner. MicroPoint has provided professional accounting, technology, and business consulting services to over 32 clients.

With acquisitions serving a as key driver of SilverSun’s national expansion strategy, the Company will continue to remain very busy qualifying
and pursuing opportunities in order to facilitate its growth and add to shareholder value.

Our principal offices and facilities are located at 5 Regent Street, Suite 520, Livingston, NJ  07039 and our telephone number is (973) 758-9555.
The Company is publicly traded and is currently traded on the OTCQB under the symbol “SSNT.”

General

We  are  business  consultants  for  small  and  medium  sized  businesses  and  value-added  resellers  and  developers  of  financial  accounting
software.    We  also  publish  our  own  proprietary  EDI  software,  as  well  as  36  other  proprietary  solutions  and  enhancements  utilized  for
warehousing, time and billing, and the like.  We consider ourselves a leader in marketing financial accounting solutions across a broad spectrum
of industries focused on manufacturing and distribution. We specialize in software integration and deployment, programming, and training and
technical support, aimed at improving the financial reporting and operational efficiencies of small and medium sized companies. The sale of our
financial accounting and EDI software are sold to corporations nationwide.

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We  differentiate  ourselves  from  traditional  software  resellers  through  our  wide  range  of  value-added  services,  consisting  primarily  of
programming,  training,  technical  support,  and  other  consulting  and  professional  services.  We  also  provide  software  customization,  data
migration,  business  consulting,  and  implementation  assistance  for  complex  design  environments.  Our  strategic  focus  is  to  respond  to  our
customers’ requests for interoperability and provide solutions that address broad, enterprise-wide initiatives.

Our product sales are cyclical, and increase when the developer of a specific software product offers new versions, promotions or discontinues
support of an older product.

As is common among software resellers, we purchase our products from our suppliers with a combination of cash and credit extended by the
supplier. We do not carry significant inventory, and generally place an order with the supplier only after receiving a firm commitment from our
customer. Except in unusual situations, we do not allow our customers to return merchandise and rarely offer extended payment terms to our
customers.

Our Products

Substantially all of our initial sales of financial accounting solutions consist of prepackaged software and associated services to customers in the
United States. Our sales are focused on three major product categories and associated value-added services.

Financial Accounting Software

The  Company  resells  accounting  software  published  by  Sage  Software,  Inc.  (“Sage”)  for  the  financial  accounting  requirements  of  small  and
medium  sized  businesses  focused  on  manufacturing  and  distribution,  and  the  delivery  of  related  services  from  the  sales  of  these  products,
including installation, support and training. These product sales are primarily packaged software programs installed on a user workstation, on a
local  area  network  server,  or  in  a  hosted  environment.  The  programs  perform  and  support  a  wide  variety  of  functions  related  to  accounting,
including financial reporting, accounts payable and accounts receivable, and inventory management.

We provide a variety of services along with our financial accounting software sales to assist our customers in maximizing the benefits from these
software applications. These services include training, technical support, and professional services.  We employ class instructors and have formal,
specific  training  in  the  topics  they  are  teaching.  We  can  also  provide  on-site  training  services  that  are  highly  tailored  to  meet  the  needs  of  a
particular  customer.  Our  instructors  must  pass  annual  subject-matter  examinations  required  by  Sage  to  retain  their  product-based  teaching
certifications.

We  provide  end-user  technical  support  services  through  our  support/help  desk.    Our  staff  of  product  and  technology  consultants  assists
customers calling with questions about product features, functions, usability issues, and configurations. The support/help desk offers services in
a variety of ways, including prepaid services, time and materials billed as utilized and annual support contracts. Customers can communicate with
the support/help desk through e-mail, telephone, and fax channels. Standard support/help desk services are offered during normal business hours
five days per week.

Our professional services include project-focused offerings such as software customization, data migration, and small and medium sized business
consulting. We have project managers who provide professional services to our financial accounting customers.

Electronic Data Interchange (“EDI”) Software

We publish our own proprietary EDI software, “MAPADOC.”  EDI can be used to automate existing processes, to rationalize procedures and
reduce costs, and to improve the speed and quality of services. Because EDI necessarily involves business partners, it can be used as a catalyst
for gaining efficiencies across organizational boundaries.

Our “MAPADOC” EDI solution is a fully integrated EDI solution that provides users of Sage Software’s market-leading Sage 100/500/ERP X3
software products with a feature rich product that is easy to use. “MAPADOC” provides the user with dramatically decreased data entry time,
elimination of redundant steps, the lowering of  paper and postage costs, the reduction of time spent typing, signing, checking and approving
documents and the ability to self-manage EDI and to provide a level of independence that saves time and money.

We  market  our  “MAPADOC”  solutions  to  our  existing  and  new  small  and  medium-sized  business  customers,  and  through  a  network  of
resellers.  We have a sales team of technical specialists involved in marketing and supporting sales of the “MAPADOC” product and associated
services.

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Warehouse Management Systems

We  are  resellers  of  the  Warehouse  Management  System  (“WMS”)  software  published  by  Accellos,  Inc  (“Accellos”).    Accellos  develops
warehouse  management  software  for  mid-market  distributors.  The  primary  purpose  of  a  WMS  is  to  control  the  movement  and  storage  of
materials within an operation and process the associated transactions.  Directed picking, directed replenishment, and directed put-away are the key
to WMS.  The detailed setup and processing within a WMS can vary significantly from one software vendor to another.  However, the basic
WMS will use a combination of item, location, quantity, unit of measure, and order information to determine where to stock, where to pick, and
in what sequence to perform these operations.

The Accellos WMS software improves accuracy and efficiency, streamlines materials handling, meets retail compliance requirements, and refines
inventory  control.    Accellos  also  works  as  part  of  a  complete  operational  solution  by  integrating  seamlessly  with  RF  hardware,  accounting
software, shipping systems and warehouse automation equipment.

We market the Accellos solution to our existing and new medium-sized business customers.

Network Services and Business Consulting

We provide managed services, data back-up, network maintenance and service upgrades for our business clients.  We are a Microsoft Solutions
Provider.  Our staff includes engineers who maintain certifications from Microsoft and Sage Software.  They are Microsoft Certified Systems
Engineers and Microsoft Certified Professionals, and they provide a host of services for our clients, including remote network monitoring, server
implementation, support and assistance, operation and maintenance of large central systems, technical design of network infrastructure, technical
troubleshooting  for  large  scale  problems,  network  and  server  security,  and  backup,  archiving,  and  storage  of  data  from  servers.    There  are
numerous competitors, both larger and smaller, nationally and locally, with whom we compete in this market. 

Craft Brewery Business Management Solutions

We provide a proprietary series of cloud-based business management solutions created specifically for the U.S. craft brewery and distribution
industry.  Currently,  implementations  of  BeerRun,  BrewPub,  BrewX  ERP  (powered  by  Sage  ERP  X3)  and  the  Distributor  Relationship
Management  System  –  Software-as-a-Service  (SaaS)  solutions  jointly  developed  SWK  Technologies  –  have  been  sold  to  17  craft  breweries
throughout the country and one internationally. These innovative solutions provide brew masters with a single, turnkey database batch/process
solution  capable  of  managing  their  manufacturing  operations  –  from  forecasting  and  planning  to  recipe  management  to  inventory  control  and
traceability, among other critical business functions, including automated TTB reporting.

Markets

Financial Accounting Software

In the financial accounting software market, we focus on providing enterprise solutions to small- and medium-sized businesses (“SMB”) with
less than $500 million of annual revenue, primarily in the manufacturing and distribution industries.  The SMB market is comprised of thousands
of companies within the New York region alone.

While  several  local  and  regional  competitors  exist  in  the  various  geographic  territories  where  we  conduct  business,  we  believe  we  have  a
competitive advantage in terms of geographic reach, comprehensive training and support, and the provision of other products and services. We
are  one  of  the  larger  Sage  resellers  in  the  United  States.      While  there  are  numerous  national,  regional,  and  local  competitors  that  could  be
compared  to  us  in  scale,  size,  geographical  reach,  and  target  markets  for  the  resale  of  Sage  products,  there  is  no  one  dominant  competitor  or
dominant group of competitors with whom we compete for contracts or assignments on a regular basis.  There are also numerous competitors
who publish and/or resell competing product lines, such as Microsoft’s Dynamics accounting software.

Electronic Data Interchange Software

We publish and sell both directly and through a network of software resellers our proprietary EDI software, “MAPADOC”.  EDI is computer-
to-computer communication of business documents between companies.  It is a paperless way to send and receive Purchase Orders, Invoices,
etc.  EDI replaces human-readable documents with electronically coded documents. The sending computer creates the document and the receiving
computer interprets the document.  Implementation of EDI streamlines the process of exchanging standard business transactions.   Companies
save by eliminating people cost as well as the cost due to errors and double entry of data.   The transmissions are accomplished by connecting to a
mailbox via a modem or the Internet.   The most common mailbox is a Value Added Network's  electronic mailbox.  Each user, identified by a
unique  EDI  ID,  accesses  his  mailbox  to  send  and  receive  all  EDI  transactions.    To  standardize  the  documents  communicated  between  many
companies, the Transportation Data Coordinating Committee, in 1975, published its first set of standards.

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EDI standards are formats and protocols that trading partners agree to use when sending and receiving business documents.  Around 1979, The
American National Standards Institute designated an accredited standards committee for EDI.  The standards continue to evolve to address the
needs  of  the  member  companies.      “MAPADOC”  complies  with  all  current  standards.  The  market  for  EDI  continues  to  expand  as  big  box
retailers, such as Wal-Mart, Target, and K-Mart, insist their vendors utilize EDI in their business transactions. There are numerous companies
with whom we compete in the SMB EDI marketplace, including True Commerce and Kissinger Associates.

Arrangements with Principal Suppliers

Our revenues are primarily derived from the resale of vendor software products and services. These resales are made pursuant to channel sales
agreements whereby we are granted authority to purchase and resell the vendor products and services.  Under these agreements, we either resell
software directly to our customers or act as a sales agent for various vendors and receive commissions for our sales efforts.

We  are  required  to  enter  into  an  annual  Channel  Partner  Agreement  with  Sage  Software,  Inc.  (“Sage”)  whereby  Sage  appoints  us  as  a  non-
exclusive partner to market, distribute, and support Sage 100/500 and ERP X3. These agreements authorize us to sell these software products to
certain customers in the United States. There are no clauses in this agreement that limit or restrict the services that we can offer to customers.  We
also operate a Sage Software Authorized Training Center Agreement and also are party to a Master Developers Program License Agreement.

For  the  years  ended  December  31,  2012  and  2011,  purchases  from  one  supplier  were  approximately  47%  and  22%,  respectively,  of  the
Company’s  total  cost  of  revenue.      Generally,  the  Company  does  not  rely  on  any  one  specific  supplier  for  all  of  its  purchases  and  maintains
relationships with other suppliers that could replace its existing supplier should the need arose.

Customers

We  market  our  products  to  private  companies  throughout  the  United  States.    For  the  years  ended  December  31,  2012  and  2011,  our  top  ten
customers had approximately $2,262,000 and $3,211,000 in sales and these represented 17% and 31%, respectively, of our total sales for the
period.  Generally, we do not rely on any one specific customer for any significant portion of our revenue base. No single customer accounted for
ten percent or more of our consolidated revenues.  

Intellectual Property

We regard our technology and other proprietary rights as essential to our business. We rely on copyright, trade secret, confidentiality procedures,
contract provisions, and trademark law to protect our technology and intellectual property. We have also entered into confidentiality agreements
with our consultants and corporate partners and intend to control access to, and distribution of our products, documentation, and other proprietary
information.

We own several trademarks registered with the U.S. Patent and Trademark Office, including “MAPADOC” and have a number of trademark
applications pending. We have no patents or patent applications pending.

Employees

As of December 31, 2012, we had approximately 61 full time employees with 13 of our employees engaged in sales and marketing activities, 36
employees are engaged in service fulfillment, and 12 employees employed in administrative activities

Our future success depends in significant part upon the continued services of our key sales, technical, and senior management personnel and our
ability  to  attract  and  retain  highly  qualified  sales,  technical,  and  managerial  personnel.  None  of  our  employees  are  represented  by  collective
bargaining agreement and we have never experienced a work stoppage.

Available information

We file electronically with the U.S. Securities and Exchange Commission (SEC) our annual reports on Form 10-K, quarterly reports on Form
10-Q,  current  reports  on  Form  8-K,  and  amendments  to  those  reports  filed  or  furnished  pursuant  to  Section  13(a)  or  15(d)  of  the  Securities
Exchange  Act  of  1934.  The  public  can  obtain  materials  that  we  file  with  the  SEC  through  the  SEC’s  website  at  http://www.sec.gov  or  at  the
SEC’s  Public  Reference  Room  at  100  F  Street,  NE,  Washington,  DC  20549.    Information  on  the  operation  of  the  Public  Reference  Room  is
available by calling the SEC at 800-SEC-0330.

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Item 1A. Risk Factors.

You  should  carefully  consider  the  risks  described  below,  together  with  all  of  the  other  information  included  in  this  report,  in  considering  our
business  and  prospects.    The  risks  and  uncertainties  described  below  are  not  the  only  ones  facing  the  Company.    Additional  risks  and
uncertainties not presently known to us or that we currently deem immaterial also may impair our business operations.  The occurrence of any of
the following risks could harm our business, financial condition or results of operations.  

Risks Related to Our Business and Industry

WE CANNOT ACCURATELY FORECAST OUR FUTURE REVENUES AND OPERATING RESULTS, WHICH MAY FLUCTUATE.

Our operating history and the rapidly changing nature of the markets in which we compete make it difficult to accurately forecast our revenues
and operating results.  Furthermore, we expect our revenues and operating results to fluctuate in the future due to a number of factors, including
the following:

·  

·  

·  

·  

·  

·  

·  

the timing of sales of our products and services;

the timing of product implementation, particularly large design projects;

unexpected delays in introducing new products and services;

increased expenses, whether related to sales and marketing, product development, or administration;

deferral in the recognition of revenue in accordance with applicable accounting principles, due to the time required to complete projects;

the mix of product license and services revenue; and

costs related to possible acquisitions of technology or businesses.

WE MAY FAIL TO DEVELOP NEW PRODUCTS, OR MAY INCUR UNEXPECTED EXPENSES OR DELAYS.

Although we currently have fully developed products available for sale, we may also develop various new technologies, products and product
features and may rely on them to remain competitive.  Due to the risks inherent in developing new products and technologies—limited financing,
competition, obsolescence, loss of key personnel, and other factors—we may fail to develop these technologies and products, or may experience
lengthy and costly delays in doing so.  Although we are able to license some of our technologies in their current stage of development, we cannot
assure that we will be able to develop new products or enhancements to our existing products in order to remain competitive.

IF OUR TECHNOLOGIES AND PRODUCTS CONTAIN DEFECTS OR OTHERWISE DO NOT WORK AS EXPECTED, WE MAY
INCUR SIGNIFICANT EXPENSES IN ATTEMPTING TO CORRECT THESE DEFECTS OR IN DEFENDING LAWSUITS OVER
ANY SUCH DEFECTS.

Software  products  are  not  currently  accurate  in  every  instance,  and  may  never  be.    Furthermore,  we  could  inadvertently  release  products  and
technologies  that  contain  defects.    In  addition,  third-party  technology  that  we  include  in  our  products  could  contain  defects.    We  may  incur
significant  expenses  to  correct  such  defects.    Clients  who  are  not  satisfied  with  our  products  or  services  could  bring  claims  against  us  for
substantial damages.  Such claims could cause us to incur significant legal expenses and, if successful, could result in the plaintiffs being awarded
significant damages.  Our payment of any such expenses or damages could prevent us from becoming profitable.

OUR  SUCCESS  IS  HIGHLY  DEPENDENT  UPON  OUR  ABILITY  TO  COMPETE  AGAINST  COMPETITORS  THAT  HAVE
SIGNIFICANTLY GREATER RESOURCES THAN WE HAVE.

The financial accounting software, EDI software, and business consulting industries are highly competitive, and we believe that this competition
will  intensify.    Many  of  our  competitors  have  longer  operating  histories,  significantly  greater  financial,  technical,  product  development  and
marketing  resources,  greater  name  recognition  and  larger  client  bases  than  we  do.    Our  competitors  could  use  these  resources  to  market  or
develop products or services that are more effective or less costly than any or all of our products or services or that could render any or all of our
products or services obsolete.  Our competitors could also use their economic strength to influence the market to continue to buy their existing
products.

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IF WE ARE NOT ABLE TO PROTECT OUR TRADE SECRETS THROUGH ENFORCEMENT OF OUR CONFIDENTIALITY AND
NON-COMPETITION  AGREEMENTS,  THEN  WE  MAY  NOT  BE  ABLE  TO  COMPETE  EFFECTIVELY  AND  WE  MAY  NOT  BE
PROFITABLE.

We attempt to protect our trade secrets, including the processes, concepts, ideas and documentation associated with our technologies, through the
use of confidentiality agreements and non-competition agreements with our current employees and with other parties to whom we have divulged
such trade secrets.  If the employees or other parties breach our confidentiality agreements and non-competition agreements or if these agreements
are not sufficient to protect our technology or are found to be unenforceable, our competitors could acquire and use information that we consider
to be our trade secrets and we may not be able to compete effectively.  Some of our competitors have substantially greater financial, marketing,
technical and manufacturing resources than we have, and we may not be profitable if our competitors are also able to take advantage of our trade
secrets.

WE MAY UNINTENTIONALLY INFRINGE ON THE PROPRIETARY RIGHTS OF OTHERS.

Many lawsuits currently are being brought in the software industry alleging violation of intellectual property rights.  Although we do not believe
that we are infringing on any patent rights, patent holders may claim that we are doing so.  Any such claim would likely be time-consuming and
expensive to defend, particularly if we are unsuccessful, and could prevent us from selling our products or services. In addition, we may also be
forced to enter into costly and burdensome royalty and licensing agreements.

OUR  PRESIDENT  CONTROLS  A  SIGNIFICANT  PERCENTAGE  OF  OUR  CAPITAL  STOCK  AND  HAS  SUFFICIENT  VOTING
POWER TO CONTROL THE VOTE ON SUBSTANTIALLY ALL CORPORATE MATTERS.

As of December 31, 2012, Mark Meller, our President and Chief Executive Officer, beneficially owned approximately 76% of our outstanding
shares  of  our  Class  A  common  stock,  par  value  $.00001  (the  “Class  A  Common  Stock”  or  “Common  Stock”).    Mr.  Meller  may  be  able  to
influence all matters requiring stockholder approval, including the election of directors and approval of significant corporate transactions.  This
concentration  of  ownership,  which  is  not  subject  to  any  voting  restrictions,  could  limit  the  price  that  investors  might  be  willing  to  pay  for
our  Common Stock.  In addition, Mr. Meller is in a position to impede transactions that may be desirable for other stockholders.  Mr. Meller’s
majority ownership, for example, could make it more difficult for anyone to take control of us.

On  September  23,  2011,  SilverSun  Technologies,  Inc.,  entered  into  a  Series  B  preferred  stock  purchase  agreement  (the  “Preferred  Stock
Purchase Agreement”) with Mr.  Meller (the “Series B Holder”), pursuant to which Mr. Meller was issued one  authorized share of Series B
Preferred  Stock  (the  “Series  B  Preferred”),  par  value  $0.001  per  share.    Mr.  Meller  was  issued  one  share  of  Series  B  Preferred  as  partial
consideration for personally guaranteeing repayment of the Notes.

The one (1) share of the Series B Preferred shall have voting rights equal to (x) the total issued and outstanding Common Stock and preferred
stock eligible to vote at the time of the respective vote divided by (y) forty nine one-hundredths (0.49) minus (z) the total issued and outstanding
Common  Stock  and  preferred  stock  eligible  to  vote  at  the  time  of  the  respective  vote.    For  the  avoidance  of  doubt,  if  the  total  issued  and
outstanding Common Stock eligible to vote at the time of the respective vote is 5,000,000, the voting rights of the Series B Preferred shall be
equal  to  5,204,082  (e.g.  (5,000,000  /  0.49)  –  5,000,000  =  5,204,082).    At  December  31,  2012  voting  rights  of  121,724,440  shares  are
associated with Series B Preferred and are included as part of the beneficial ownership calculation.

OUR  INDUSTRY  IS  CHARACTERIZED  BY  RAPID  TECHNOLOGICAL  CHANGE  AND  FAILURE  TO  ADAPT  OUR  PRODUCT
DEVELOPMENT TO THESE CHANGES MAY CAUSE OUR PRODUCTS TO BECOME OBSOLETE.

We  participate  in  a  highly  dynamic  industry  characterized  by  rapid  change  and  uncertainty  relating  to  new  and  emerging  technologies  and
markets. Future technology or market changes may cause some of our products to become obsolete more quickly than expected.

THE TREND TOWARD CONSOLIDATION IN OUR INDUSTRY MAY IMPEDE OUR ABILITY TO COMPETE EFFECTIVELY.

As  consolidation  in  the  software  industry  continues,  fewer  companies  dominate  particular  markets,  changing  the  nature  of  the  market  and
potentially providing consumers with fewer choices.  Also, many of these companies offer a broader range of products than us, ranging from
desktop  to  enterprise  solutions.    We  may  not  be  able  to  compete  effectively  against  these  competitors.    Furthermore,  we  may  use  strategic
acquisitions, as necessary, to acquire technology, people and products for our overall product strategy.  The trend toward consolidation in our
industry may result in increased competition in acquiring these technologies, people or products, resulting in increased acquisition costs or the
inability  to  acquire  the  desired  technologies,  people  or  products.  Any  of  these  changes  may  have  a  significant  adverse  effect  on  our  future
revenues and operating results.

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WE FACE INTENSE PRICE-BASED COMPETITION FOR LICENSING OF OUR PRODUCTS WHICH COULD REDUCE PROFIT
MARGINS.   

Price competition is often intense in the software market. Price competition may continue to increase and become even more significant in the
future, resulting in reduced profit margins.

IF  WE  LOSE  THE  SERVICES  OF  ANY  OF  OUR  KEY  PERSONNEL,  INCLUDING  OUR  CHAIRMAN  OF  THE  BOARD  OF
DIRECTORS OR CHIEF EXECUTIVE OFFICER, OUR BUSINESS MAY SUFFER.

We  are  dependent  on  Mark  Meller,  our  Chief  Executive  Officer  and  our  key  employees  in  our  operating  subsidiary,  specifically  Jeffrey
Roth.   The loss  of  any  of  our  key  personnel  could  materially  harm  our  business  because  of  the  cost  and  time  necessary  to  retain  and  train  a
replacement.  Such a loss would also divert management attention away from operational issues.  In an attempt to minimize the effects of such
loss, we presently maintain a $1,000,000 key-man term life insurance policies on Mr. Meller and Mr. Roth.

WE DO NOT EXPECT TO PAY DIVIDENDS IN THE FORESEEABLE FUTURE.

We intend to retain any future earnings to finance the growth and development of our business.  Therefore, we do not expect to pay any cash
dividends in the foreseeable future.  Any future dividends will depend on our earnings, if any, and our financial requirements.

Risks Related to Our Common Stock

OUR COMMON STOCK IS THINLY TRADED AND WE CANNOT PREDICT THE EXTENT TO WHICH A MORE ACTIVE
TRADING MARKET WILL DEVELOP.

Our Common Stock is thinly traded compared to larger more widely known companies. Thinly traded Common Stock can be more volatile than
Common Stock trading in an active public market. We cannot predict the extent to which an active public market for the Common Stock will
develop or be sustained after this offering.

IF  WE  NEED  ADDITIONAL  CAPITAL  TO  FUND  OUR  GROWING  OPERATIONS,  WE  MAY  NOT  BE  ABLE  TO  OBTAIN
SUFFICIENT CAPITAL AND MAY BE FORCED TO LIMIT THE SCOPE OF OUR OPERATIONS. 

If adequate additional financing is not available on reasonable terms, we may not be able to continue our marketing efforts and we would have to
modify our business plans accordingly. There is no assurance that additional financing will be available to us.

In connection with our growth strategies and plan of operation, we may experience increased capital needs and accordingly, we may not have
sufficient  capital  to  fund  our  future  operations  without  additional  capital  investments.    Our  capital  needs  will  depend  on  numerous  factors,
including (i) our profitability; (ii) the release of competitive products and services by our competition; (iii) the level of our investment in research
and development; and (iv) the amount of our capital expenditures, including acquisitions. We cannot assure you that we will be able to obtain
capital in the future to meet our needs.

Even if we do find a source of additional capital, we may not be able to negotiate terms and conditions for receiving the additional capital that are
acceptable to us. Any future capital investments could dilute or otherwise materially and adversely affect the holdings or rights of our existing
shareholders.  In addition, new equity or convertible debt securities issued by us to obtain financing could have rights, preferences and privileges
senior to our Common Stock. We cannot give you any assurance that any additional financing will be available to us, or if available, will be on
terms favorable to us.

THE  PRICE  OF  OUR  STOCK  MAY  BE  AFFECTED  BY  A  LIMITED  TRADING  VOLUME  AND  MAY  FLUCTUATE
SIGNIFICANTLY.

There has been a limited public market for our Common Stock and there can be no assurance that an active trading market for our stock will
continue. An absence of an active trading market could adversely affect our stockholders' ability to sell our  Common Stock in short time periods,
or possibly at all.  Our  Common Stock has experienced significant price and volume fluctuations which could adversely affect the market price
of our stock without regard to our operating performance.  In addition, we believe that factors such as quarterly fluctuations in our financial
results and changes in the overall economy or the condition of the financial markets could cause the price of our Common Stock to fluctuate
substantially.

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OUR COMMON STOCK IS DEEMED TO BE "PENNY STOCK," WHICH MAY MAKE IT MORE DIFFICULT FOR INVESTORS
TO SELL THEIR SHARES DUE TO SUITABILITY REQUIREMENTS.

Our  Common Stock is deemed to be "penny stock" as that term is defined in Rule 3a51-1 promulgated under the Securities Exchange Act of
1934. These requirements may reduce the potential market for our  Common Stock by reducing the number of potential investors.  This may
make it more difficult for investors in our Common Stock to sell shares to third parties or to otherwise dispose of them.  This could cause our
stock price to decline.  Penny stocks are stock:

·  

·  

·  

·  

With a price of less than $5.00 per share;

That are not traded on a "recognized" national exchange;

Whose prices are not quoted on the NASDAQ automated quotation system  (NASDAQ listed stock must still have a price of not less
than $5.00 per share); or

In issuers with net tangible assets less than $2.0 million (if the issuer has been in continuous operation for at least three years) or $5.0
million (if in continuous operation for less than three years), or with average revenues of less than $6.0 million for the last three years.

Broker/dealers  dealing  in  penny  stocks  are  required  to  provide  potential  investors  with  a  document  disclosing  the  risks  of  penny
stocks.  Moreover, broker/dealers are required to determine whether an investment in a penny stock is a suitable investment for a prospective
investor.

AS AN ISSUER OF “PENNY STOCK,” THE PROTECTION PROVIDED BY THE FEDERAL SECURITIES LAWS RELATING TO
FORWARD LOOKING STATEMENTS DOES NOT APPLY TO US.

Although  federal  securities  laws  provide  a  safe  harbor  for  forward-looking  statements  made  by  a  public  company  that  files  reports  under  the
federal securities laws, this safe harbor is not available to issuers of penny stocks. As a result, the Company will not have the benefit of this safe
harbor protection in the event of any legal action based upon a claim that the material provided by the Company contained a material misstatement
of fact or was misleading in any material respect because of the Company’s failure to include any statements necessary to make the statements not
misleading. Such an action could hurt our financial condition.

FUTURE SALES OF OUR COMMON STOCK COULD CAUSE OUR STOCK PRICE TO DECLINE.

The sale of a large number of our shares, or the perception that such a sale may occur, could lower our stock price.  Such sales could make it
more difficult for us to sell equity securities in the future at a time and price that we consider appropriate.

ISSUANCE OF OUR RESERVED SHARES OF COMMON STOCK MAY SIGNIFICANTLY DILUTE THE EQUITY INTEREST OF
EXISTING STOCKHOLDERS.

We  have  reserved  for  issuance  shares  of  our  Common  Stock  upon  exercise  or  conversion  of  stock  options,  warrants,  or  other  convertible
securities that are presently outstanding.  Issuance of these shares will have the effect of diluting the equity interest of our existing stockholders
and could have an adverse effect on the market price for our Common Stock.

WE  HAVE  NOT  PAID  DIVIDENDS  IN  THE  PAST  AND  DO  NOT  EXPECT  TO  PAY  DIVIDENDS  FOR  THE  FORESEEABLE
FUTURE. ANY RETURN ON INVESTMENT MAY BE LIMITED TO THE VALUE OF OUR COMMON STOCK.

No cash dividends have been paid on the Company’s Common Stock. We expect that any income received from operations will be devoted to our
future operations and growth. The Company does not expect to pay cash dividends in the near future. Payment of dividends would depend upon
our profitability at the time, cash available for those dividends, and other factors as the Company’s board of directors may consider relevant. If
the Company does not pay dividends, the Company’s Common Stock may be less valuable because a return on an investor’s investment will
only occur if the Company’s stock price appreciates.

Item 1B.  Unresolved Staff Comments.

Not applicable.

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Item 2. Description of Property.

We do not own any real property for use in our operations or otherwise.  Our main offices are at 5 Regent Street, Livingston, NJ  07039 where
we have 6,986 square feet of office space at a monthly rent of $7,423.  The Company entered into a two-year lease, with a one-year extension, for
office space at 6834 Buckley Road, North Syracuse, New York, at a monthly rent of $2,100.  The Company also leases 2700 square feet of
office space in Skokie, IL for  three-year period ended April 2013 with a monthly rent of $2,500 in year one, $3,000 in year two, and $3,500 in
year three. We use our facilities to house our corporate headquarters and operations and believe our facilities are suitable for such purpose.  We
also believe that our insurance coverage adequately covers our interest in our leased space.  We have a good relationship with our landlords and
believe that these facilities will adequately serve our business purposes for the foreseeable future.

Item 3. Legal Proceedings.

We  are  currently  not  involved  in  any  litigation  that  we  believe  could  have  a  material  adverse  effect  on  our  financial  condition  or  results  of
operations. There is no action, suit, proceeding, inquiry or investigation before or by any court, public board, government agency, self-regulatory
organization or body pending or, to the knowledge of  the  executive  officers  of  our  company  or  any  of  our  subsidiaries,  threatened  against  or
affecting  our  company,  our  Common  Stock,  any  of  our  subsidiaries  or  of  our  companies  or  our  subsidiaries’  officers  or  directors  in  their
capacities as such, in which an adverse decision could have a material adverse effect.

Item 4. Mine Safety Disclosures.

Not applicable.

12

 
 
 
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Item 5. Market for Common Equity and Related Stockholder Matters.

(a) Market Information

PART II

Our Class A common stock, $0.00001 par value (the “Class A Common Stock” or “Common Stock”), is quoted on the OTC Bulletin Board
under the symbol “SSNT”.  The following table shows the high and low closing prices for the periods indicated.

Quarter ended

High

Low

December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011

(b) Holders of Common Equity.

  $
  $
  $
  $
  $
  $
  $
  $

0.20500     $
0.24980     $
0.40000     $
0.18000     $
0.08000     $
0.36000     $
0.34409     $
0.34409     $

0.10000  
0.13000  
0.11000  
0.01060  
0.01063  
0.03000  
0.23543  
0.23543  

As  of  March  26,  2013,  there  were  approximately  716  holders  of  record  of  our  Common  Stock.  This  figure  does  not  take  into  account  those
shareholders whose certificates are held in the name of broker-dealers or other nominees.

 (c) Dividend Information.

We have never paid any cash dividends on our common shares, and we do not anticipate that we will pay any dividends with respect to those
securities  in  the  foreseeable  future.  Our  current  business  plan  is  to  retain  any  future  earnings  to  finance  the  expansion  development  of  our
business.

Sales of Unregistered Securities

In  the  year  ending  December  31,  2012,  the  Company  issued  the  following  securities  pursuant  to  exemptions  from  registration  provided  by
Section 4(2) of the Securities Act of 1933, as amended, and/or Regulation D promulgated thereunder.

·  The  Company  converted  $43,946  of  the  Convertible  Promissory  Note  (as  defined  herein)  at  a  fixed  conversion  rate  of  1,975

shares per $1 for 86,793,693 shares of the Company’s Common Stock, par value $0.00001 (the “Common Stock”).

·  The Company converted 2 shares of Series A Convertible preferred stock for 2,385,650 shares of Common Stock.

·  The Company bought back their 20% interest in SWK Technologies, Inc. for 22,664,678 shares of Common Stock.

·  The Company issued 150,000 shares of Common Stock with a fair market value of $30,000 to Spencer Clark LLC in exchange

for services.

·  The Company issued 500,000 shares of Common Stock with a fair market value of $5,000 to Tri-Point Global Equities, Inc. in

exchange for services

In  the  year  ending  December  31,  2011,  the  Company  issued  the  following  securities  pursuant  to  exemptions  from  registration  provided  by
Section 4(2) of the Securities Act of 1933, as amended, and/or Regulation D promulgated thereunder.

·  

The Company issued 9,884 shares as a result of the 1-for-1,811 reverse stock split of the Company’s issued and outstanding shares of
Class A Common Stock (the “Reverse Stock Split”).

The  securities  mentioned  above  were  not  registered  under  the  Securities  Act  of  1933,  as  amended  (the  “Securities  Act”),  and  qualified  for
exemption under Section 4(2) of the Securities Act because the issuance of the securities did not involve a public offering. The offering was not a
“public offering” as defined in Section 4(2) due to the insubstantial number of persons involved in the transaction, size of the offering, manner of
the offering and number of securities offered.

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(d) Securities Authorized For Issuance Under Equity Compensation Plans

During the year ended December 31, 2004, and as subsequently amended, the Company adopted the Stock Option Plan (the “Plan”) in order to
attract and retain qualified employees, directors, independent contractors or agents of SilverSun Technologies, Inc.  Under the Plan, the Board of
Directors  (the  “Board”),  in  its  discretion  may  grant  stock  options  (either  incentive  or  non-qualified  stock  options)  to  employees,  directors,
independent contractors or agents to purchase the Company’s Common Stock at no less than 85% of the market price on the date the option is
granted.  Options generally vest over four years and have a maximum term of ten years. 

In  May  2012,  the  Company  issued  approximately  2,875,000  Common  Stock  options  from  the  2004  Stock  Incentive  Plan  with  a  weighted
average exercise price of $0.16 and an expected life of 5 years.  Approximately, 2,257,000 of the Common Stock options vest immediately. The
remaining 618,000 options shall vest 50% at grant date with the balance vested ratably over a three-year period.

In addition, as of December 31, 2012, there were approximately 40 warrants to purchase 40 shares of Common Stock outstanding.  No warrants
were exercised during 2012 and 553,960 were canceled.

The  following  table  sets  forth  information  as  of  December  31,  2012  with  respect  to  compensation  plans  (including  individual  compensation
arrangements) under which our common shares are authorized for issuance, aggregated as follows:

All compensation plans previously
approved by security holders; and
All compensation plans not previously
approved by security holders

Number of
securities to be
issued upon
exercise of
outstanding
options,
warrants and
rights
(a)

Weighted
average exercise
price of
outstanding
options,
warrants and
rights
(b)

Number of
securities
remaining
available for
future issuance  
(c)

Plan category

Equity compensation plans approved by security holders
Equity compensation plans not approved by security holders.
Total

0     $
2,875,040     $
2,875,040     $

0.00      
0.16      
0.16      

0  
1,354,460  
1,354,460  

Transfer Agent

Our transfer agent is Fidelity Transfer Company at 8915 South 700 East, Sandy, Utah 84070.

Item 6.  Selected Financial Data.

Not applicable.

Item 7.  Management’s Discussion and Analysis of Financial Condition and Results of Operations

This  annual  report  on  Form  10-K  and  other  reports  filed  by  SilverSun  Technologies,  Inc.  (the  “Company”)  from  time  to  time  with  the  U.S.
Securities  and  Exchange  Commission  (the  “SEC”)  contain  or  may  contain  forward-looking  statements  and  information  that  are  based  upon
beliefs  of,  and  information  currently  available  to,  the  Company’s  management  as  well  as  estimates  and  assumptions  made  by  Company’s
management.  Readers are cautioned not to place undue reliance on these forward-looking statements, which are only predictions and speak only
as of the date hereof.  When used in the filings, the words “anticipate,” “believe,” “estimate,” “expect,” “future,” “intend,” “plan,” or the negative
of these terms and similar expressions as they relate to the Company or the Company’s management identify forward-looking statements.  Such
statements reflect the current view of the Company with respect to future events and are subject to risks, uncertainties, assumptions, and other
factors, including the risks contained in the “Risk Factors” section of the this Annual Report on Form 10-K., relating to the Company’s industry,
the Company’s operations and results of operations, and any businesses that the Company may acquire.  Should one or more of these risks or
uncertainties  materialize,  or  should  the  underlying  assumptions  prove  incorrect,  actual  results  may  differ  significantly  from  those  anticipated,
believed, estimated, expected, intended, or planned.

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Although the Company believes that the expectations reflected in the forward-looking statements are reasonable, the Company cannot guarantee
future results, levels of activity, performance, or achievements.  Except as required by applicable law, including the securities laws of the United
States, the Company does not intend to update any of the forward-looking statements to conform these statements to actual results.

Our  financial  statements  are  prepared  in  accordance  with  accounting  principles  generally  accepted  in  the  United  States  (“GAAP”).  These
accounting principles require us to make certain estimates, judgments and assumptions. We believe that the estimates, judgments and assumptions
upon  which  we  rely  are  reasonable  based  upon  information  available  to  us  at  the  time  that  these  estimates,  judgments  and  assumptions  are
made.    These  estimates,  judgments  and  assumptions  can  affect  the  reported  amounts  of  assets  and  liabilities  as  of  the  date  of  the  financial
statements as well as the reported amounts of revenues and expenses during the periods presented. Our financial statements would be affected to
the  extent  there  are  material  differences  between  these  estimates  and  actual  results.  In  many  cases,  the  accounting  treatment  of  a  particular
transaction  is  specifically  dictated  by  GAAP  and  does  not  require  management’s  judgment  in  its  application.  There  are  also  areas  in  which
management’s judgment in selecting any available alternative would not produce a materially different result.  The following discussion should be
read in conjunction with our consolidated financial statements and notes thereto appearing elsewhere in this report.

Overview

The Company focuses on the business software and information technology consulting market, and is looking to acquire other companies in this
industry.    SWK  Technologies,  Inc.  (“SWK  Technologies”),  the  Company’s  wholly-owned  subsidiary  and  the  sole  source  of  the  Company’s
revenue,  is  a  New  Jersey-based  information  technology  subsidiary  of  the  Company,  value  added  reseller,  and  master  developer  of  licensed
accounting  and  financial  software  published  by  Sage  Software.    SWK  Technologies  also  publishes  36  proprietary  software  solutions  and
enhancements,  including  its  supply-chain  software,  the  Electronic  Data  Interchange  (EDI)  solution  “MAPADOC.”    SWK  Technologies  sells
services  and  products  to  various  end  users,  manufacturers,  wholesalers  and  distribution  industry  clients  located  throughout  the  United  States,
along with network services provided by the Company.

We  continue  to  develop  and  increase  our  existing  business  by  aggressively  seeking  new  business  and  offering  solutions  to  our  customers,
including our own proprietary software.   We specialize in ERP software sales and implementation, programming, and training and technical
support, aimed at improving the financial reporting and operational efficiencies of small and medium sized companies. The sale of our financial
accounting software and programming services are sold to corporations nationwide.

Additionally,  it  is  our  intention  to  increase  our  business  by  seeking  additional  opportunities  through  potential  acquisitions,  partnerships  or
investments.    Such  acquisitions,  partnerships  or  investments  may  consume  cash  reserves  or  require  additional  cash  or  equity.    Our  working
capital  and  additional  funding  requirements  will  depend  upon  numerous  factors,  including:  (i)  strategic  acquisitions  or  investments;  (ii)  an
increase to current company personnel; (iii) the level of resources that we devote to sales and marketing capabilities; (iv) technological advances;
and (v) the activities of competitors.

In June 2012 the Company completed the purchase of selected assets and obligations of HighTower, Inc., a leading Chicago-based reseller of
Sage software applications and a publisher of proprietary business management software enhancements. HighTower’s customers and business
products and services have been integrated into the infrastructure of SWK Technologies, SilverSun’s principal operating subsidiary. In addition
to  the    strategic  benefits  that  this  acquisition  affords  the  Company,  it  brought    SilverSun  and  SWK  approximately  $1,145,000  of  revenues  in
2012, approximately 870 additional Sage ERP customers, an impressive suite of proprietary enhancement software solutions (with approximately
700 users) and a much deeper market penetration in the Midwest. Moreover, we look forward to leveraging Hightower’s established network of
independent resellers to further expand distribution of SWK’s proprietary software solutions, and vice versa. This acquisition marks an important
milestone for SilverSun, and one that should have notable impact on our revenue and earnings growth in 2012 and well beyond.

During    2011  SWK  Technologies,  Inc.,  also  acquired  the  Sage  software  customer  accounts  of  IncorTech,  a  Southern  California-based  Sage
business partner. This transaction increases the Company’s geographical influence.  The focus in Southern California will be to sell and support
our MAPADOC integrated EDI solution and to market Sage ERP X3 to both former IncorTech customers, where suitable, and to new prospects.
IncorTech has provided professional accounting, technology, and business consulting services to over 300 clients.

In  June  2012,  SWK  Technologies,  Inc.  also  acquired  the  sage  software  customer  accounts  of  MicroPoint,  a  New  York-based  Sage  business
partner. MicroPoint has provided professional accounting, technology, and business consulting services to over 32 clients.

With  acquisitions  serving  as  a  key  component  of  SilverSun’s  national  expansion  strategy,  the  Company  will  continue  to  remain  very  busy
qualifying and pursuing opportunities to continue its growth and add to shareholder value.

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Revenues

Revenues for the year ended December 31, 2012 increased $2,656,905 (25.3%) to $13,178,985 as compared to $10,522,080 for the year ended
December  31,  2011.    These  revenues  were  all  generated  by  the  Company’s  wholly-owned  operating  subsidiary,  SWK  Technologies.  This
increase  is  attributed  to  revenues  associated  with  its  newly  acquired  operation  HTI  of  approximately  $1,145,000,  of  which  approximately
$192,000 was service revenue, as well as an increase in revenues from its existing customer base.   The overall increase is primarily due to the
continued  marketing  efforts  and  very  competitive  pricing  as  well  as  the  Company’s  strategy  to  increase  its  business  by  seeking  additional
opportunities  through  potential  acquisitions,  partnerships  or  investments.  The  increase  in  the  Company’s  maintenance  support  business  of
$1,716,008 (89.2%) to $3,640,573 for the year ended December 31, 2012 represents a significant portion of and a great foundation for potential
future growth.

Gross Profit

Gross profit for the year ended December 31, 2012 increased $836,480 (18.6%) to $5,334,100 as compared to $4,497,620 for the year ended
December 31, 2011. The increase in gross profit for this period is mostly attributed to the recent acquisition of HTI as well as the higher level of
sales.  For the year ended December 31, 2012, the gross profit percentage was 40.5% as compared to 42.7% for the year ended December 31,
2011. The mix of products being sold by the Company changes from time to time and sometimes causes the overall gross margin percentage to
vary.  The change in sales mix year ended December 31, 2012, resulted in gross profit being slightly lower as a percent of sales as compared to
the year ended December 31, 2011, primarily a result of higher software sales, which sales have a lower gross profit. In addition, the Company,
when  acquiring  business  accounts  from  other  resellers,  will  often  enter  into  revenue  sharing  agreements  for  a  period  of  time  with  the  selling
reseller.  The  Company  currently  has  12  revenue  sharing  agreements,  which  often  have  the  result  of  reducing  the  Company’s  reported  gross
margins.

Operating Expenses

Selling and marketing expenses increased $458,434 (24.9%) to $2,302,258 for the year ended December 31, 2012 compared to $1,843,824 for
the year ended December 31, 2011 as a result of the continued increase in sales activity and incremental expenses associated with HTI.

General  and  administrative  expenses  increased  $579,738  (25.2%)  to  $2,876,456  for  the  year  ended  December  31,  2012  as  compared  to
$2,296,718 for the year ended December 31, 2011 primarily as a result of increases in payroll related expenses as the Company hired additional
employees to support the higher sales activity, rent, investment banking, investor relations and insurance expenses.

On January 4, 2012, in accordance with options granted in January 2011, Mr. Meller sold portions of his Convertible Note payable to certain
employees of SWK Technologies, Inc. in the amount of $13,235. On January 4, 2012, Mr. Meller converted $30,458 of the Convertible Note
into  60,154,178  shares  of  the  Company’s  Common  Stock,  and  those  certain  employees  converted  the  $13,238  into  23,139,523  shares  of  the
Company’s Common Stock. As a consequence the Company recognized $719,267 of share-based compensation expense in 2012. Additionally,
during the year ended December 31, 2012, the Company recognized $416,991 of share-based compensation as a result of the granting of stock
options to most of its non-executive employees.

Depreciation and amortization expense increased $98,550 for the year ended December 31, 2012 to $195,560 as compared to $97,011 for the
year ended December 31, 2011. This increase is primarily attributed to the increase in amortization associated with the newly acquired intangible
assets.

Income (Loss) from Operations

Total net loss from operations was $1,176,432 for the year ended December 31, 2012 as compared to net income from operations of $260,057
for the year ended December 31, 2011 primarily attributed to non-cash share-based compensation of $1,136,258 as discussed above.

Other Income (Expense)

For the year ended December 31, 2012, the Company had other expense of $58,738 as compared to other income for the year ended December
31, 2011 of $2,448,864.  This change is primarily attributed to the gain on the extinguishment of debt and derivative liability for the year ended
December 31, 2011.

Net Income (Loss)

For year ended December 31, 2012, the Company had a net loss of $1,235,170 as compared to net income of $2,708,931 for the year ended
December 31, 2011, The change is attributed to the non-cash share-based compensation expense in 2012 and the gain on the extinguishment of
debt and derivative liability realized in 2011 which was not available in 2012.  

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Liquidity and Capital Resources

We  are  currently  seeking  additional  operating  income  opportunities  through  potential  acquisitions  or  investments.  Such  acquisitions  or
investments  may  consume  cash  reserves  or  require  additional  cash  or  equity.    Our  working  capital  and  additional  funding  requirements  will
depend upon numerous factors, including: (i) strategic acquisitions or investments; (ii) an increase to current company personnel; (iii) the level of
resources that we devote to sales and marketing capabilities; (iv) technological advances; and (v) the activities of competitors.

In addition to developing new products, obtaining new customers and increasing sales to existing customers, management plans to increase its
business  and  profitability  by  entering  into  collaboration  agreements,  buying  assets,  and  acquiring  companies  in  the  business  software  and
information technology consulting market with solid revenue streams, established customer bases that generate positive cash flow.

In  October  2011,  the  Company  obtained  a  line  of  credit  from  a  bank.  The  agreement  included  a  borrowing  base  calculation  tied  to  accounts
receivable  with  a  maximum  availability  of  $750,000.  Interest  on  outstanding  balances  is  payable  daily  at  an  interest  rate  that  is  two  and  three
quarter percentage points (2.75%) above the Prime Rate. The Company’s interest rate was 6% at December 31, 2012. The line was collateralized
by substantially all of the assets of the Company and is personally guaranteed by the Company’s Chief Executive Office, Mr. Mark Meller.  The
credit facility required the Company to pay a monitoring fee of 0.315% of eligible collateral to be paid monthly. An annual facility fee equal to
one percent (1%) of the Maximum Credit is assessed upon the initial funding, annually thereafter. The term of the agreement is for three years
and expires in October 2014. As of December 31, 2012, the Company has an outstanding balance of $178,633. As of December 31, 2012, the
availability  under  this  line  was  $571,367.  At  December  31,  2012,  the  Company  was  in  compliance  with  the  required  financial  covenants,  the
fixed charge ratio and debt to net worth.

During the year ended December 31, 2012, the Company had a net decrease in cash of $229,239.  The Company’s principal sources and uses of
funds were as follows:

Cash used in operating activities

The Company provided $392,803 in cash from operating activities for the year ended December 31, 2012 as compared to providing $905,906 of
cash for operating activities for the year ended December 31, 2011. This decrease in cash provided by operating activities is primarily attributed to
an increase in accounts receivable and a decrease in deferred revenues offset partially by an increase in accounts payable and accrued liabilities.

Cash used in investing activities

Investing  activities  for  the  year  ended  December  31,  2012  used  cash  of  $744,374  as  compared  to  using  $40,653  of  cash  for  the  year  ended
December 31, 2011. This increase in cash used is attributed to the increase in purchases of property and equipment, software development costs
and intangible assets, including the acquisition of selected assets of HighTower.

Cash provided by financing activities

Financing activities for the year ended December 31, 2012 provided cash of $122,332 as compared to using $735,875 of cash for the year ended
December 31, 2011. This increase in cash provided by financing activities is attributed to proceeds from the line of credit and as compared to
receiving proceeds from the promissory notes and convertible debenture offset by the repayment of convertible debentures during the year ended
December 31, 2011.

The Company believes that as a result of the growth in business, recent acquisitions, and the availability of its credit line, it has adequate liquidity
to fund its operating plans for at least the next twelve months.

There was no significant impact on the Company’s operations as a result of inflation for the year ended December 31, 2012.  

Critical Accounting Policies

The discussion and analysis of our financial condition and results of operations are based on our financial statements, which have been prepared
in  accordance  with  accounting  principles  generally  accepted  in  the  United  States  of  America  (GAAP).  The  preparation  of  these  financial
statements requires us to make estimates and judgments that affect the reported amounts of assets, liabilities, revenues and expenses, and related
disclosure of contingent assets and liabilities. On an on-going basis, we evaluate these estimates, including those related to bad debts, inventory
obsolescence,  intangible  assets,  payroll  tax  obligations,  and  litigation.  We  base  our  estimates  on  historical  experience  and  on  various  other
assumptions  that  are  believed  to  be  reasonable  under  the  circumstances,  the  results  of  which  form  the  basis  for  making  judgments  about  the
carrying values of certain assets and liabilities. Actual results may differ from these estimates under different assumptions or conditions.

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We  have  identified  below  the  accounting  policies,  revenue  recognition  and  software  costs,  related  to  what  we  believe  are  most  critical  to  our
business operations and are discussed throughout Management’s Discussion and Analysis of Financial Condition or Plan of Operation where
such policies affect our reported and expected financial results.

Revenue Recognition

Revenue  is  recognized  when  products  are  shipped,  or  services  are  rendered,  evidence  of  a  contract  exists,  the  price  is  fixed  or  reasonably
determinable, and collectability is reasonably assured.

Product Revenue

Software  product  revenue  is  recognized  when  the  product  is  shipped  to  the  customer.  The  Company  treats  the  software  component  and  the
professional  services  consulting  component  as  two  separate  arrangements  that  represent  separate  units  of  accounting.  The  arrangement
consideration is allocated to each unit of accounting based upon that unit’s proportion of the fair value.  In a situation where both components are
present, software sales revenue is recognized when collectability is reasonably assured and the product is delivered and has stand-alone value
based upon vendor specific objective evidence.

Service Revenue

Service revenue is comprised of primarily professional service consulting revenue, maintenance revenue and other ancillary services provided as
described below. Professional service revenue is recognized as service time is incurred.

With respect to maintenance services, upon the completion of one year from the date of sale, considered to be the warranty period, the Company
offers  customers  an  optional  annual  software  maintenance  and  support  agreement  for  subsequent  one-year  periods.  Maintenance  and  support
agreements are recorded as deferred revenue and recognized over the respective terms of the agreements, which typically range from three months
to one year and are included in service revenue in the Consolidated Statement of Operations

Shipping and handling costs charged to customers are classified as revenue, and the shipping and handling costs incurred are included in cost of
sales.

Accounts receivable

The  Company  performs  ongoing  credit  evaluations  of  its  customers  and  adjusts  credit  limits  based  on  customer  payment  and  current  credit
worthiness,  as  determined  by  review  of  their  current  credit  information.    The  Company  continuously  monitors  credits  and  payments  from  its
customers and maintains provision for estimated credit losses based on its historical experience and any specific customer issues that have been
identified.  While such credit losses have historically been within our expectation and the provision established, the Company cannot guarantee
that it will continue to receive positive results.

Intangible Assets

The values assigned to intangible assets are based on an independent valuation. Purchased intangible assets are amortized over the useful lives
based on the estimate of the use of economic benefit of the asset using the straight-line amortization method. 

The Company assesses potential impairment of its intangible assets when there is evidence that recent events or changes in circumstances have
made  recovery  of  an  asset’s  carrying  value  unlikely.  Factors  the  Company  considers  important,  which  may  cause  impairment  include,  among
others, significant changes in the manner of use of the acquired asset, negative industry or economic trends, and significant underperformance
relative to historical or projected operating results. 

Off Balance Sheet Arrangements

During fiscal 2012, we did not engage in any material off-balance sheet activities or have any relationships or arrangements with unconsolidated
entities established for the purpose of facilitating off-balance sheet arrangements or other contractually narrow or limited purposes. Further, we
have not guaranteed any obligations of unconsolidated entities nor do we have any commitment or intent to provide additional funding to any
such entities.

Item 7A. Quantitative and Qualitative Disclosures about Market Risk.

We do not hold any derivative instruments and do not engage in any hedging activities.

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Item 8. Financial Statements.

Our financial statements are contained in pages F-1 through F-27 which appear at the end of this Annual Report.

Item 9.  Changes in and Disagreements with Accountants on Accounting and Financial Disclosure.

None.

Item 9A. Controls and Procedures.

(a) Evaluation of Disclosure and Control Procedures

The Company’s disclosure controls and procedures are designed to ensure (i) that information required to be disclosed by the Company in the
reports  the  Company  files  or  submits  under  the  Exchange  Act  are  recorded,  processed,  summarized,  and  reported  within  the  time  periods
specified in the SEC’s rules and forms; and (ii) that information required to be disclosed by the Company in the reports it files or submits under
the  Exchange  Act  is  accumulated  and  communicated  to  the  Company’s  management,  including  its  principal  executive  officer,  or  persons
performing similar functions, as appropriate to allow timely decisions regarding required disclosure.

Our principal executive officer and principal financial officer evaluated the effectiveness of the design and operation of our disclosure controls
and procedures as of December 31, 2012, and concluded that the disclosure controls and procedures were effective as a whole.

(b) Management’s Report on Internal Control over Financial Reporting

The Company’s management is responsible for establishing and maintaining an adequate system of internal control over financial reporting, as
defined in Rule 13a-15(f) under the Exchange Act.  The Company’s internal control over financial reporting is designed to provide reasonable
assurance  regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  in  accordance  with  Generally  Accepted
Accounting Principles (“GAAP”). 

Because of its inherent limitations, a system of internal control over financial reporting can provide only reasonable assurance of such reliability
and  may  not  prevent  or  detect  misstatements.    Also,  projection  of  any  evaluation  of  effectiveness  to  future  periods  is  subject  to  the  risk  that
controls  may  become  inadequate  because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the  policies  or  procedures  may
deteriorate.

Management has conducted, with the participation of our Chief Executive Officer and our Principal Accounting Officer, an assessment of the
effectiveness  of  our  internal  control  over  financial  reporting  as  of  December  31,  2012.    Management’s  assessment  of  internal  control  over
financial  reporting  used  the  criteria  set  forth  in  SEC  Release  33-8810  based  on  the  framework  established  by  the  Committee  of  Sponsoring
Organizations of the Treadway Commission (“COSO”) in Internal Control over Financial Reporting – Guidance for Smaller Public Companies.
Based on this evaluation, Management concluded that our system of internal control over financial reporting was effective as of December 31,
2012, based on these criteria. 

(c) Changes in Internal Control over Financial Reporting

There  were  no  changes  in  our  internal  control  over  financial  reporting,  as  defined  in  Rules  13a-15(f)  and  15d-15(f)  under  the  Exchange  Act,
during our most recently completed fiscal quarter that have materially affected, or are reasonably likely to materially affect, our internal control
over financial reporting.

Item 9B. Other Information.

None.

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Item 10. Directors, Executive Officers, and Corporate Governance.

PART III

The  following  table  and  biographical  summaries  set  forth  information,  including  principal  occupation  and  business  experience,  about  our
directors and executive officers at March 20, 2013:

Name

Age

  Position

Officer and/or
Director Since  

Mark Meller

Stanley Wunderlich

53

62

Chairman,  President,  Chief  Executive
Officer,  Chief  Financial  Officer  and
Director

  Director

2003

2011

Mark Meller.

Mr. Mark Meller has been the President, Chief Financial Officer and Director of the Company since September 15, 2003, and was further
appointed Chief Executive Officer on September 1, 2004. He became Chairman of the Board on May 10, 2009. From October 2004 until
February 2007, Mr. Meller was the President, Chief Executive Officer, Chief Financial Officer and Director of Deep Field Technologies, Inc.
From December 15, 2004 until September 2009, Mr. Meller was the President, Chief Executive Officer, Chief Financial Officer and Director of
MM2 Group, Inc. From August 29, 2005 until August 2006, Mr. Meller was the President, Chief Executive Officer and Chief Financial Officer
of iVoice Technology, Inc. From 1988 until 2003, Mr. Meller was Chief Executive Officer of Bristol Townsend and Co., Inc., a New Jersey
based consulting firm providing merger and acquisition advisory services to middle market companies. From 1986 to 1988, Mr. Meller was Vice
President of Corporate Finance and General Counsel of Crown Capital Group, Inc., a New Jersey based consulting firm providing advisory
services for middle market leveraged buy-outs (LBO’s). Prior to 1986, Mr. Meller was a financial consultant and practiced law in New York
City. He is a member of the New York State Bar.

Stanley Wunderlich

Mr.  Stanley  Wunderlich  has  over  40  years  of  experience  in  Wall  Street  as  a  business  owner  and  consultant.    Mr.  Wunderlich  is  a  founding
partner and has been Chairman and Chief Executive Officer of Consulting for Strategic Growth 1, specializing in investor and media relations
and the formation of capital for early-growth stage companies both domestic and international, from 2000 through the present.  Mr. Wunderlich
has a Bachelor’s degree from Brooklyn College.

Board of Directors

Directors are elected at our annual meeting of shareholders and serve for one year until the next annual meeting of shareholders  or  until  their
successors are elected and qualified.

Nominating Committee

The Company does not have a standing nominating committee or a committee performing similar functions.

There are no agreements or understandings for the officer or director to resign at the request of another person and the above-named officers are
not acting on behalf of nor will act at the direction of any other person. As of the fiscal year ended December 31, 2012, the Company’s Audit
Committee has two members, one of which is independent.

For the year ended December 31, 2012, the Board held no meetings but acted by Unanimous Written Consent 6 times.

Audit Committee

During  2012,  the  Audit  Committee  consisted  of  Mr.  Mark  Meller,  the  Company’s  Chief  Executive  Officer  and  President  and  Mr.  Stanley
Wunderlich. The Audit Committee has one independent member and no member that may deemed a financial expert as defined in §228.401(e) of
the regulations promulgated by the SEC pursuant to the Securities Exchange Act of 1934, as amended. Due to the Company's limited resources, it
cannot attract a financial expert to sit on its Board of Directors. Management is responsible for the Company's internal controls and the financial
reporting process.  The Audit Committee's responsibility is to monitor corporate financial reporting and external audits, although the member of
the Audit Committee is not engaged in the practice of auditing or accounting. The Audit committee did not meet in 2012. The Board of Directors
approved an Audit Committee Charter. As of this date, the Audit Committee operates pursuant to this Audit Committee Charter. 

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AUDIT COMMITTEE REPORT

The  following  is  the  Audit  Committee’s  report  submitted  to  the  Board  of  Directors  for  the  fiscal  year  ended  December  31,  2012.    The  Audit
Committee has:

·  

·  

·  

reviewed and discussed the Company’s audited financial statements with Friedman LLP, the Company’s independent registered
accounting firm;

discussed with Friedman LLP the matters required to be discussed by Statement on Auditing Standards No. 114, as may be modified
or supplemented; and

received from Friedman the written disclosures and the letter regarding their independence as required by Independence Standards
Board Standard No. 1, as may be modified or supplemented, and discussed the auditors’ independence with them.

Based on the review and discussions referred to above, the Audit Committee recommended to the Board of Directors that the audited financial
statements  be  included  in  the  Company’s  Annual  Report  on  Form  10-K  for  the  fiscal  year  ended  December  31,  2012,  for  filing  with  the
Securities and Exchange Commission.

AUDIT COMMITTEE
Mark Meller, CEO and President

The Audit Committee report shall not be deemed incorporated by reference by any general statement incorporating by reference this Annual
Report on Form 10-K into any filing under the Securities Act of 1933, as amended or the Securities Exchange Act of 1934, as amended, and
shall not otherwise be deemed filed under these acts.

Family Relationships

There are no family relationships among our directors, executive officers, or persons nominated or chosen by the Company to become directors
or executive officers.

Subsequent Executive Relationships

No director or executive officer has been a director or executive officer of any business which has filed a bankruptcy petition or had a bankruptcy
petition filed against it during the past five years. No director or executive officer has been convicted of a criminal offense or is the subject of a
pending criminal proceeding during the past five years. No director or executive officer has been the subject of any order, judgment or decree of
any court permanently or temporarily enjoining, barring, suspending or otherwise limiting his involvement in any type of business, securities or
banking  activities  during  the  past  five  years.  No  director  or  officer  has  been  found  by  a  court  to  have  violated  a  federal  or  state  securities  or
commodities law during the past five years.

None of our directors or executive officers or their respective immediate family members or affiliates are indebted to us.

Legal Proceedings

None of the members of the board of directors or other executives has been involved in any bankruptcy proceedings, criminal proceedings, any
proceeding involving any possibility of enjoining or suspending members of our board of directors or other executives from engaging in any
business, securities or banking activities, and have not been found to have violated, nor been accused of having violated, any Federal or State
securities or commodities laws.

Compliance with Section 16(A) of the Exchange Act

Section 16(a) of the Exchange Act requires the Company’s directors, executive officers and persons who beneficially own 10% or more of a
class of securities registered under Section 12 of the Exchange Act to file reports of beneficial ownership and changes in beneficial ownership
with the SEC. Directors, executive officers and greater than 10% stockholders are required by the rules and regulations of the SEC to furnish the
Company with copies of all reports filed by them in compliance with Section 16(a).

Based  solely  on  our  review  of  certain  reports  filed  with  the  Securities  and  Exchange  Commission  pursuant  to  Section  16(a)  of  the  Securities
Exchange  Act  of  1934,  as  amended,  the  reports  required  to  be  filed  with  respect  to  transactions  in  our  Common  Stock  during  the  fiscal  year
ended December 31, 2012, were timely. 

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Code of Ethics.

The Company has adopted a Code of Ethics for adherence by its Chief Executive Officer, Chief Financial Officer, Chief Accounting Officer and
Controller to ensure honest and ethical conduct; full, fair and proper disclosure of financial information in the Company's periodic reports filed
pursuant to the Securities Exchange Act of 1934; and compliance with applicable laws, rules, and regulations. Any person may obtain a copy of
our Code of Ethics by mailing a request to the Company at the address appearing on the front page of this Annual Report on Form 10-K.

Item 11. Executive Compensation.

The following table sets forth compensation information for services rendered by certain of our executive officers in all capacities during the last
two completed fiscal years.  The following information includes the dollar value of base salaries and certain other compensation, if any, whether
paid or deferred.  The executive officers of the company did not receive any stock award, option award, non-equity incentive plan compensation,
or nonqualified deferred compensation earnings during the last two completed fiscal years.

Summary Compensation Table

Name and Position(s)

Year

Salary($)

Bonus

Stock
Awards

All Other
Compensation

Total
Compensation  

Mark Meller (1)
President,
Chief  Executive
Officer, Chief Financial
Officer and Director

2012
2011

  $
  $

370,489     $
250,000     $

0     $
0     $

0     $
0     $

0     $
0     $

370,489  
250,000  

OUTSTANDING EQUITY AWARDS AT FISCAL YEAR END

The Company had no outstanding equity awards at the end of the most recent completed fiscal year.

Compensation of Directors

Pursuant to the Agreement with Mr. Wunderlich, Director, he is to be paid a stipend of one thousand dollars ($1,000) per month, payable at the
end of each fiscal quarter. Notwithstanding the foregoing, the first Stipend was in the amount of three thousand dollars ($3,000) and was paid on
July 26, 2011. 

Employment Contracts

The  Company  has  an  Employment  Agreement  with  Mark  Meller,  President  and  Chief  Executive  Officer  of  the  Company,  which  began  on
September 15, 2003, was extended on September 1, 2010,  and expires on September 15, 2017. As consideration, the Company agreed to pay
Mr. Meller the sum of $180,000 the first year with a 10% increase every year thereafter, as well as a monthly travel expense allowance of $600
and  an  auto  allowance  of  $800.  Based  on  this  agreement,  Mr.  Meller’s  salary  is  $424,431.  As  of  December  31,  2012,  Mr.  Meller  agreed  to
accept a salary of $370,000 for 2012. The employment agreement with Mr. Meller also provides for a severance payment to him of three hundred
percent  (300%),  less  $100,000  of  his  gross  income  for  services  rendered  to  the  Company  in  each  of  the  five  prior  calendar  years  should  his
employment be terminated following a change in control, as defined in the employment agreement.

On June 29, 2011, Mr. Meller forgave outstanding liabilities representing unpaid salary, unpaid expense and auto allowances, and the one-time
payment  in  connection  with  a  previous  transaction  in  the  amount  of  $1,338,967.  Such  amount  is  recorded  as  a  contribution  of  capital  in
Additional  Paid-In  Capital  in  the  accompanying  balance  sheet.  As  of  December  31,  2011,  Mr.  Meller  also  waived  any  deferred  salary.  See
“Certain Relationships and Related Transactions” below.

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Item 12. Security Ownership of Certain Beneficial Owners and Management.

The following tables set forth certain information regarding the beneficial ownership of our voting securities as of March 26, 2013 of (i) each
person known to us to beneficially own more than 5% of the applicable class of voting securities, (ii) our directors, (iii) and each named executive
officer and (iv) all directors and executive officers as a group.  As of March 26, 2013 there were a total of 116,950,933 shares of  Common
Stock outstanding. Each share of Common Stock is entitled to one vote on matters on which holders of Common Stock are eligible to vote.  The
column entitled “Percentage of Total Voting Stock” shows the percentage of total voting stock beneficially owned by each listed party.

The  number  of  shares  beneficially  owned  is  determined  under  rules  promulgated  by  the  Securities  and  Exchange  Commission,  and  the
information is not necessarily indicative of beneficial ownership for any other purpose.  Under those rules, beneficial ownership includes any
shares as to which the individual has sole or shared voting power or investment power and also any shares which the individual has the right to
acquire  within  60  days  of  March  20,  2013,  through  the  exercise  or  conversion  of  any  stock  option,  convertible  security,  warrant  or  other
right.  Unless otherwise indicated, each person or entity named in the table has sole voting power and investment power (or shares that power
with that person’s spouse) with respect to all shares of capital stock listed as owned by that person or entity.

Name and Address (1)

Mark Meller

Stanley Wunderlich

Officers and Directors (2 persons)

Jeffrey Roth  (1) 

Beneficial
Relationship to Company

Outstanding
Common Stock  

Percentage of
Ownership of
Common Stock
(3)

Chief Executive Officer, Chief Financial Officer,
President and Chairman

181,920,437 (2)   

76.2 %

Director

-

500,000-  

182,420,437  

32,015,429 

- %

76.2 %

27.4%

(1) Mr. Roth is Chief Executive Officer of SWK, Technologies, Inc., a wholly-owned subsidiary of SilverSun Technologies, Inc.

(2) Includes voting rights of 121,724,440 shares associated with Series B Preferred Stock.

Description of Securities

On  May  17,  2011,  the  Board  of  Directors  (the  “Board”)  of    the  Company  and  the  stockholders  holding  in  the  aggregate  a  majority  of  the
outstanding  capital  stock  of  the  Company  entitled  to  vote  (the  “Majority”),  approved  by  written  consent:  (i)  the  decrease  in  the  number  of
authorized  shares  of  Class  A  common  stock,  par  value  $.00001  per  share  (the”  Class  A  Common  Stock”  or  the  “Common  Stock”),  of  the
Company from ten billion (10,000,000,000) shares of Class A Common Stock to seven hundred and fifty million (750,000,000) shares of Class
A Common Stock (the “Authorized Class A Share Decrease”); (ii) the change in the conversion ratio at which the Class B common stock, par
value $.00001 per share (the “Class B Common Stock”), of the Company converts into Class A Common Stock from (A) fifty percent (50%) of
the lowest price ever paid for the issuance of Class A Common Stock for each one share of Class B Common Stock being converted to (B) one
thousand  nine  hundred  seventy  five  (1,975)  shares  of  Class  A  Common  Stock  for  each  one  (1)  share  of  Class  B  Common  Stock  (the
“Ratio Change”); (iii) the cancellation (the “Cancellation”) of the entire class of Class C Common Stock, par value $.00001 per share (the “Class
C Common Stock”); and (iv) the change in the name of the Company from “Trey Resources, Inc.” to “SilverSun Technologies, Inc.” (the “Name
Change”).

Upon  receiving  the  consent  of  the  Board  and  the  Majority,  filed  on  June  27,  2011,  the  Company  filed  the  Fourth  Amended  and  Restated
Certificate of Incorporation (the “Amended Certificate”) with the Secretary of State of the State of Delaware to reflect the (i) Authorized Class A
Share Decrease, (ii) Ratio Change, (iii) Cancellation and (iv) the Name Change.

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On June 28, 2011, the Board of the Company adopted by resolution an amendment (the “Amendment”) to the Bylaws of the Company to allow
the  Company,  in  the  event  that  fractional  equity  interests  are  created,  to  issue  one  (1)  full  share  of  capital  stock  of  the  Company  in  lieu  of  a
fractional share of capital stock in the event that fractional equity interests are created.  Prior to the Amendment, the Bylaws only allowed the
Company to: (i) arrange for the disposition of fractional interests by those entitled thereto; (ii) pay in cash the fair value of a fraction of a share as
of the time when those entitled to receive such fractional shares are determined; or (iii) issue scrip or warrants in registered form (represented by a
certificate or uncertificated) or bearer form (represented by a certificate) which entitles the holder to receive one (1) full share of capital stock upon
the surrender of such scrip or warrant.

Pursuant to our certificate of incorporation, as amended, we are authorized to issue up to: 750,000,000 shares of Class A Common Stock, par
value $0.00001 per share; 50,000,000 shares of Class B common stock, par value $.00001 per share and 1,000,000 shares of preferred stock, par
value of $.001 per share.  Below is a description of SilverSun Technologies’ outstanding securities, including Class A common stock, Class B
common stock, options, warrants and debt.

Class A Common Stock

Each holder of our Class A Common Stock is entitled to one vote for each share held of record. Holders of our Class A Common Stock have no
preemptive, subscription, conversion, or redemption rights. There are 750,000,000 shares authorized and 116,950,933 issued and outstanding at
March 26, 2013.  Upon liquidation, dissolution or winding-up, the holders of Class A Common Stock are entitled to receive our net assets pro
rata. Each holder of Class A Common Stock is entitled to receive ratably any dividends declared by our board of directors out of funds legally
available  for  the  payment  of  dividends.  We  have  not  paid  any  dividends  on  our  Common  Stock  and  do  not  contemplate  doing  so  in  the
foreseeable future. We anticipate that any earnings generated from operations will be used to finance our growth.

Class B Common Stock

Each share of Class B Common Stock has voting rights equal to 100 shares of Class A Common Stock. Holders of Class B Common Stock are
entitled to receive dividends in the same proportion as the Class B Common Stock conversion and voting rights have to Class A Common Stock.
There are 50,000,000 shares authorized and there were no shares issued and outstanding as of March 26, 2013, nor does the Company have any
plans to issue Class B Common Stock in the immediate future. Upon our liquidation, dissolution, or winding-up, holders of Class B Common
Stock will be entitled to receive distributions. The Class B common stock, par value $.00001 per converts to one thousand nine hundred seventy
five (1,975) shares of Class A Common Stock for each one (1) share of Class B Common Stock.

Preferred Stock

The Company’s certificate of incorporation authorizes the issuance of 1,000,000 shares of Preferred Stock, par value $.001 per share.

Our  board  of  directors  is  authorized  (by  resolution  and  by  filing  an  amendment  to  our  certificate  of  incorporation  and  subject  to  limitations
prescribed by the General Corporation Law of the State of Delaware) to issue, from to time, shares of Preferred Stock in one or more series, to
establish from time to time the number of shares to be included in each series, and to fix the designation, powers, preferences and other rights of
the shares of each such series and to fix the qualifications, limitations and restrictions thereon, including, but without limiting the generality of the
foregoing, the following:

·  

·  

·  

·  

·  

·  

the number of shares constituting that series and the distinctive designation of that series;

the dividend rate on the shares of that series, whether dividends are cumulative, and, if so, from which date or dates, and the relative
rights of priority, if any, of payment of dividends on shares of that series;

whether that series has voting rights, in addition to voting rights provided by law, and, if so, the terms of those voting rights;

whether that series has conversion privileges, and, if so, the terms and conditions of conversion, including provisions for adjusting the
conversion rate in such events as our board of directors determines;

whether or not the shares of that series are redeemable, and, if so, the terms and conditions of redemption, including the dates upon or
after  which  they  are  redeemable,  and  the  amount  per  share  payable  in  case  of  redemption,  which  amount  may  vary  under  different
conditions and at different redemption dates;

whether that series has a sinking fund for the redemption or purchase of shares of that series, and, if so, the terms and amount of that
sinking fund;

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·  

·  

the rights of the shares of that series in the event of voluntary or involuntary liquidation, dissolution or winding up of the Company,
and the relative rights of priority, if any, of payment of shares of that series; and

any other relative powers, preferences and rights of that series, and qualifications, limitations or restrictions on that series.

If we liquidate, dissolve or wind up our affairs, whether voluntarily or involuntarily, the holders of Preferred Stock of each series will be entitled
to receive only that amount or those amounts as are fixed by the certificate of designations or by resolution of the board of directors providing for
the issuance of that series.

As of December 31, 2012, the Company has issued the following shares of Preferred Stock:

The Company issued to the each holder of the Notes one (1) share of Series A Convertible Preferred Stock (“Series A Preferred”), having the
rights, preferences, privileges, powers and restrictions set forth in the Certificate of Designation filed with the Secretary of State of Delaware.
The Company has the right to convert, at its sole option, each share of Series A into Class A Common Stock equal to 1% of the outstanding
shares of Common Stock at the time of conversion. The Company valued the Series A Convertible Preferred Stock at $22,886 representing 1%
of  the  outstanding  shares  deliverable  multiplied  by  the  fair  market  value  of  the  stock  on  the  date  of  issuance  and  recorded  as  debt  discount,
which has been amortized to interest expense during 2011. Each one share of Series A Preferred shall entitle the Series A  Holder  to  voting
rights equal to 2,666,667 votes of  Common Stock.

On January 12, 2012, the Series A Convertible was converted into 2,385,650 shares of Common Stock. As of December 31, 2012, no shares
of Series A Convertible Preferred were outstanding.

Series B Preferred Stock

The Series B Preferred Stock has the rights, privileges, preferences and restrictions set for in the Certificate of Designation (the “Certificate of
Designation”) filed by the Corporation with the Secretary of State of the State of Delaware (“Delaware Secretary of State”) on September 23,
2011.

The one (1) share of the Series B Preferred shall have voting rights equal to (x) the total issued and outstanding Common Stock and preferred
stock eligible to vote at the time of the respective vote divided by (y) forty nine one-hundredths (0.49) minus (z) the total issued and outstanding
Common  Stock  and  preferred  stock  eligible  to  vote  at  the  time  of  the  respective  vote.    For  the  avoidance  of  doubt,  if  the  total  issued  and
outstanding Common Stock eligible to vote at the time of the respective vote is 5,000,000, the voting rights of the Series B Preferred Stock shall
be equal to 5,204,082 (e.g. (5,000,000 / 0.49) – 5,000,000 = 5,204,082).

On  September  23,  2011,  SilverSun  Technologies,  Inc.,  entered  into  a  Series  B  preferred  stock  purchase  agreement  (the  “Preferred  Stock
Purchase  Agreement”)  with  Mr.  Meller  (the  “Series  B  Holder”),  pursuant  to  which  the  Series  B  Holder  was  issued  one    authorized  share  of
Series B Preferred Stock (“Series B”), par value $0.001 per share.  The Series B Holder was issued one share of Series B as partial consideration
for personally guaranteeing repayment of the Notes.

Options and Stock Awards

2004 Stock Incentive Plan

The Company adopted the 2004 Stock Incentive as amended Plan (the “2004 Plan”) which reserves for issuance up to 3,482,000 shares of the
Company’s  Common  Stock  in  order  to  attract  and  retain  qualified  employees,  directors,  independent  contractors  or  agents  of  the
Company.  Under the Plan, the Board of Directors (the “Board”), in its discretion may grant stock options (including non-statutory stock options
and  incentive  stock  options  qualifying  under  Section  422  of  the  Code),  stock  appreciation  rights  (including  free-standing,  tandem  and  limited
stock appreciation rights), warrants, dividend equivalents, stock awards, restricted stock, phantom stock, performance shares or other securities
or rights that the Board determines to be consistent with the objectives and limitations of the plan  at a price to be equal to or greater than 50% of
the  fair  market  value  of  such  shares  on  the  date  of  grant  of  such  award.        The  Board  may  determine  that  all  or  a  portion  of  a  payment  to  a
participant under the Plan, whether it is to be made in cash, shares of the Company common stock or a combination thereof, shall be vested at
such times and upon such terms as may be selected by it in its sole discretion. The Plan (but not the awards theretofore granted under the Plan)
shall terminate on and no awards shall be granted after September 29, 2014.

In May 2012, the Company issued approximately 2,875,000 common stock options from the 2004 Stock Incentive Plan with a weighted average
exercise price of $0.16 and an expected life of 5 years.  Approximately, 2,257,000 of the common stock options vest immediately. The remaining
618,000 options shall vest 50% at grant date with the balance vested ratably over a three-year period.

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2007 Consultant Stock Incentive Plan

The Company adopted the 2007 Consultant Stock Incentive Plan (the “2007 Plan”) to: (i) provide long-term incentives, payment in stock in lieu
of cash and rewards to consultants, advisors, attorneys, independent contractors or agents ("Eligible Participants") of the Company; (ii) assist the
Company  in  attracting  and  retaining  independent  contractors  or  agents  with  experience  and/or  ability  on  a  basis  competitive  with  industry
practices; and (iii) associate the interests of such independent contractors or agents with those of the Company's stockholders.  The Company has
reserved 581,800 shares for issuance under this plan. Awards under the Plan may include, but need not be limited to, stock options (including
non-statutory  stock  options  and  incentive  stock  options  qualifying  under  Section  422  of  the  Code),  stock  appreciation  rights  (including  free-
standing,  tandem  and  limited  stock  appreciation  rights),  warrants,  dividend  equivalents,  stock  awards,  restricted  stock,  phantom  stock,
performance shares or other securities or rights that the Board determines to be consistent with the objectives and limitations of the Plan. The
price shall be equal to or greater than 50% of the fair market value of such shares on the date of grant of such award. The Board shall determine
the  extent  to  which  awards  shall  be  payable  in  cash,  shares  of  the  Company  common  stock  or  any  combination  thereof.    The  Board  may
determine that all or a portion of a payment to a participant under the Plan, whether it is to be made in cash, shares of the Company common stock
or  a  combination  thereof  shall  be  deferred.    Deferrals  shall  be  for  such  periods  and  upon  such  terms  as  the  Board  may  determine  in  its  sole
discretion. The Plan (but not the awards theretofore granted under the Plan) shall terminate on and no awards shall be granted after January 22,
2017. No securities were issued pursuant to this Plan for the year ended December 31, 2012.

2004 Directors’ and Officers’ Stock Incentive Plan

The  Company  adopted  the  2004  Directors’  and  Officers’  Stock  Incentive  Plan  (the  “2004  D&O  Plan”)  which  reserves  for  issuance  up  to
165,600 shares of the Company’s Common Stock in order to provide long-term incentive and rewards to officers and directors of the Company
and subsidiaries and to attract and retain qualified employees, directors, independent contractors or agents of the Company.  Awards under the
Plan may include, but need not be limited to, stock options (including non-statutory stock options and incentive stock options qualifying under
Section 422 of the Code), stock appreciation rights (including free-standing, tandem and limited  stock  appreciation  rights),  warrants,  dividend
equivalents,  stock  awards,  restricted  stock,  phantom  stock,  performance  shares  or  other  securities  or  rights  that  the  Board  determines  to  be
consistent with the objectives and limitations of the Plan. The price shall be equal to or greater than 50% of the fair market value of such shares
on  the  date  of  grant  of  such  award.  The  Board  shall  determine  the  extent  to  which  awards  shall  be  payable  in  cash,  shares  of  the  Company
common stock or any combination thereof.  The Board may determine that all or a portion of a payment to a participant under the Plan, whether it
is to be made in cash, shares of the Company common stock or a combination thereof shall be deferred.  Deferrals shall be for such periods and
upon  such  terms  as  the  Board  may  determine  in  its  sole  discretion.  The  Plan  (but  not  the  awards  theretofore  granted  under  the  Plan)  shall
terminate  on  and  no  awards  shall  be  granted  after  September  29,  2014.  No  securities  were  issued  pursuant  to  this  Plan  for  the  year  ended
December 31, 2012.

Item 13. Certain Relationships and Related Transactions.

Related Party Notes and Accounts Due

The  Company  has  an  Employment  Agreement  with  Mark  Meller,  President  and  Chief  Executive  Officer  of  the  Company,  which  began  on
September 15, 2003, was extended on September 1, 2010 and expires on September 15, 2017. As consideration, the Company agreed to pay Mr.
Meller the sum of $180,000 the first year with a 10% increase every year thereafter, as well as a monthly travel expense allowance of $600 and
an auto allowance of $800. Based on this agreement Mr. Meller’s salary is $424,431. As of December 31, 2012, Mr. Meller agreed to accept a
salary of $370,000 for 2012. The employment agreement with Mr. Meller also provides for a severance payment to him of three hundred percent
(300%), less $100,000 of his gross income for services rendered to the Company in each of the five prior calendar years should his employment
be terminated following a change in control, as defined in the employment agreement

Forgiveness of Debt

On June 29, 2011, Mr. Meller forgave outstanding liabilities representing unpaid salary, unpaid expense and auto allowances, and the one-time
payment  in  connection  with  a  previous  transaction  in  the  amount  of  $1,338,967.  Such  amount  is  recorded  as  a  contribution  of  capital  in
Additional Paid-In Capital in the accompanying balance sheet.

Total  amounts  owed  to  Mr.  Meller  as  of  December  31,  2012  and  December  31,  2011,  representing  unpaid  salary  and  accrued  interest  totaled
$5,942 and $6,355, respectively.

On  October  19,  2010,  the  Company  borrowed  $45,000  in  exchange  for  issuing  a  Note  payable  to  Mr.  Meller.  The  Note  Payable  is  not
collateralized, not convertible, and carries an interest rate of 3% per annum on the unpaid balance. In January 2013, Mr. Meller extended the due
date of the Note Payable to January 2014. The outstanding balance at December 31, 2012 and 2011 was $20,000, plus accrued interest of $2,064
and $1,454, respectively.

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Director Independence

The  common  stock  of  the  Company  is  currently  quoted  on  the  OTCBB,  an  exchange  which  currently  does  not  have  director  independence
requirements.  On an annual basis, each director and executive officer will be obligated to disclose any transactions with the Company in which a
director or executive officer, or any member of his or her immediate family, have a direct or indirect material interest in accordance with Item
407(a) of Regulation S-K.  Following completion of these disclosures, the Board will make an annual determination as to the independence of
each director using the current standards for “independence” that satisfy both the criteria for the Nasdaq and the American Stock Exchange.

As of December 31, 2012, the Board determined that Mr. Wunderlich is independent.

Item 14. Principal Accountant Fees and Services.

The following table sets forth fees billed to the Company by the Company’s independent auditors for (i) services rendered for the audit of the
Company’s annual financial statements and the review of the Company’s quarterly financial statements, (ii) services rendered that are reasonably
related  to  the  performance  of  the  audit  or  review  of  the  Company’s  financial  statements  that  are  not  reported  as  Audit  Fees,  and  (iii)  services
rendered in connection with tax preparation, compliance, advice and assistance.

Services
Audit Fees

Audit - Related Fees

Tax fees

All Other Fees

Total

(1)  Related to  audit of Hightower, Inc.

2012

2011

  $

55,000  

  $

41,500  

30,000 (1)    

-  

  $

8,000  

  $

18,000  

-  

-  

  $

93,000  

  $

59,500  

Prior to engaging our accountants to perform a particular service, our Audit Committee obtains an estimate for the service to be performed. All of
the services described above were approved by the Audit Committee in accordance with its procedures.

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Item 15. Exhibits.

PART IV

(a)

Exhibit
No.
3.1

3.2

3.3

3.4

4.1

4.2

4.3

4.4

4.5

4.6

4.7

10.1

10.2

10.3

10.4

10.5

10.6

10.7

10.8
10.9

10.10

10.11

  Description

  Second  Amended  Certificate  of  incorporation  of  SilverSun  Technologies,  Inc.,  filed  September  5,  2003  (incorporated  herein  by
reference to Exhibit 3.1 of the registration statement on Form SB-2, filed with the SEC on November 25, 2003).
  By-laws  of  iVoice,  Inc.,  a  New  Jersey  corporation,  incorporated  herein  by  reference  to  Exhibit  3.2  of  the  Registrant’s  Form  10-
QSB for the period ended March 31, 2003.
  Fourth  Amended  and  Restated  Certificate  of  incorporation  of  SilverSun  Technologies,  Inc.,(  incorporated  herein  by  reference  to
Exhibit 3.1 on Form 8-K, dated June 27, 2011, filed with the SEC on June 30, 2011).
  Amendment to the Bylaws of the Company ( incorporated herein by reference to Exhibit 3.2 on Form 8-K, dated June 27, 2011,
filed with the SEC on June 30, 2011)
  iVoice Acquisition 1, Inc. 5% Convertible Debenture due March 20, 2005 issued to Elma S. Foin (incorporated herein by reference
to Exhibit 4.2 of the registration statement on Form SB-2, filed with the SEC on December 22, 2003).
  iVoice  Acquisition  1,  Inc.  5%  Convertible  Debenture  due  March  20,  2005  issued  to  Darryl  A.  Moy  (incorporated  herein  by
reference to Exhibit 4.2 of the registration statement on Form SB-2, filed with the SEC on December 22, 2003).
  iVoice Acquisition 1, Inc. 5% Convertible Debenture due March 20, 2005 issued to Henry Tyler (incorporated herein by reference
to Exhibit 4.2 of the registration statement on Form SB-2, filed with the SEC on December 22, 2003).
  SilverSun Technologies, Inc. 7.5% Secured Convertible Debenture, for a value of $600,000, due December 30, 2007 to YA Global
(f/k/a/ Cornell Capital Partners, LP).
  SilverSun  Technologies,  Inc.  7.5%  Secured  Convertible  Debenture,  for  a  value  of  $1,159,047,  due  December  30,  2007  to  YA
Global (f/k/a/ Cornell Capital Partners, LP).
  Certificate of Designation of Series A Convertible Preferred Stock, incorporated herein by reference to Exhibit 4.1 on Form 8-K,

dated May 4, 2011, filed with the SEC on May 12, 2011. 

  Certificate  of  Designation  of  Series  B  Preferred  Stock,  incorporated  herein  by  reference  to  Exhibit  4.1  on  Form  8-K,  dated

September 23, 2011, filed with the SEC on September 27, 2011. 

  Employment Agreement, dated January 1, 2003, between iVoice Acquisition 1, Inc. and Jerome Mahoney. (incorporated herein by

reference to Exhibit 10.8 of the Registration Statement on Form SB-2 filed on November 25, 2003).

  Employment Agreement, dated September 15, 2003, between SilverSun Technologies, Inc. and Mark Meller. (incorporated herein

by reference to Exhibit 10.8 of the Registration Statement on Form SB-2 filed on November 25, 2003).

  Equity  Line  of  Credit  Agreement  dated  January  24,  2003  between  Cornell  Capital  Partners,  LP,  and  iVoice  Acquisition  1,  Inc.
(incorporated herein by reference to Exhibit 10.1 of the Quarterly Report on Form 10-Q for the quarterly period ended March 31,
2003, filed with the SEC on May 12, 2003)

  Registration  Rights  Agreement  dated  January  24,  2003  between  Cornell  Capital  Partners,  LP,  and  iVoice  Acquisition  1,  Inc.
(incorporated herein by reference to Exhibit 10.2 of the Quarterly Report on Form 10-Q for the quarterly period ended March 31,
2003, filed with the SEC on May 12, 2003).

  Stock Purchase Agreement dated January 24, 2003 between iVoice Acquisition 1, Inc. and listed Buyers (incorporated herein by
reference to Exhibit 10.3 of the Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2003, filed with the SEC
on May 12, 2003).

  Placement  Agreement  dated  January  24,  2003  between  iVoice  Acquisition  1,  Inc.  and  Cornell  Capital  Partners  LP.  (incorporated
herein by reference to Exhibit 10.5 of the Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2003, filed with
the SEC on May 12, 2003).

  Termination  Agreement  dated  December  30,  2005  between  YA  Global  (f/k/a/  Cornell  Capital  Partners,  LP).  and  SilverSun

Technologies, Inc.

  Escrow Agreement dated December 30, 2005 between David Gonzalez, Esq. And SilverSun Technologies, Inc.
  Securities Purchase Agreement dated December 30, 2005 between YA Global (f/k/a/ Cornell Capital Partners, LP). and SilverSun
Technologies, Inc.
  Investor  Rights  Agreement  dated  December  30,  2005  between  YA  Global  (f/k/a/  Cornell  Capital  Partners,  LP).  and  SilverSun
Technologies, Inc.
  Amended and Restated Security Agreement dated December 30, 2005 between YA Global (f/k/a/ Cornell Capital Partners, LP). and
SilverSun Technologies, Inc.

28

 
 
 
Exhibit
No.
10.12

10.13

10.14

10.15

10.16

10.17

10.18

10.19

10.20

14.1

  Description

  Securities  Purchase  Agreement  dated  May  6,  2009  by  and  among  SilverSun  Technologies,  SWK  Technologies,  Inc.,  Jeffrey  D.
Roth and Jerome R. Mahoney. (incorporated herein by reference to Exhibit 10.1 on Form 10-K, dated May 9, 2009, filed with the
SEC on May 26, 2009). 
  Termination Settlement Agreement dated May 6, 2009 by and among SilverSun Technologies, SWK Technologies, Inc., Jeffrey D.
Roth and Jerome R. Mahoney. (incorporated herein by reference to Exhibit 10.1 on Form 10-K, dated May 9, 2009, filed with the
SEC on May 26, 2009). 
  Promissory  notes,  dated  April  11,  2011  among  SilverSun  Technologies,  Inc  and  accredited  investors  (incorporated  herein  by
reference to Exhibit 10.1 on Form 8-K, dated April 11, 2011, filed with the SEC on April 15, 2011). 
  Form of Preferred Stock Purchase Agreement (incorporated by reference to Exhibit 10.2 on the Company’s current report on Form
8-K filed with the commission on May 12, 2011).
  Amended Agreement by and between the Company and Mr. Stanley Wunderlich (incorporated by reference to Exhibit 10.1 to the
Company’s current report on Form 8-K filed with commission on August 3, 2011).
  Form of Warrant (incorporated by reference to Exhibit 10.1 to the Company’s current report on Form 8-K filed with commission on
August 3, 2011).
  Loan  and  Security  Agreement  by  and  between  the  Company,  its  subsidiary  SWK  Technologies,  Inc  and  a  commercial  lender
(incorporated herein by reference to Exhibit 10.18 of the Annual Report on Form 10-K for the  period ended December 31, 2011,
filed with the SEC on March 29, 2012).
  Audit Committee Charter(incorporated  herein  by  reference  to  Exhibit  10.19  of  the  Annual  Report  on  Form  10-K  for  the    period
ended December 31, 2011, filed with the SEC on March 29, 2012).
  Form of Purchase Agreement, dated June 14, 2012, by and among SWK Technologies, the Company’s wholly-owned subsidiary,
Neil Wolf, Esq., not individually, but solely in his capacity as  Trustee-Assignee of the Trust Agreement and Assignment for the
Benefit of the Creditors of Hightower, Inc., Hightower, Inc., and the Stockholders of Hightower, Inc. (incorporated by reference to
Exhibit 2.1 on the Company’s current report on Form 8-K filed with the commission on June 20, 2012).
  Code  of  Ethics  incorporated  by  reference  to  Exhibit  14.1  filed  with  the  Registrant’s  Form  10-KSB  for  the  fiscal  year  ended
December 31, 2003.

31.1 *

  Certification  of  Chief  Executive  Officer  and  Chief  Financial  Officer  pursuant  to  18  U.S.C.  Section  1350  as  adopted  pursuant  to

Section 302 of the Sarbanes-Oxley Act of 2002 filed herein.

32.1 *

  Certification  of  Chief  Executive  Officer  and  Chief  Financial  Officer  pursuant  to  18  U.S.C.  Section  1350  as  adopted  pursuant  to

Section 906 of the Sarbanes-Oxley Act of 2002 filed herein.

101.INS   XBRL Instance Document
101.SCH   XBRL Taxonomy Extension Schema
101.CAL   XBRL Taxonomy Extension Calculation Linkbase
101.DEF   XBRL Taxonomy Extension Definition Linkbase
101.LAB   XBRL Taxonomy Extension Label Linkbase
101.PRE   XBRL Taxonomy Extension Presentation Linkbase

* Filed herewith

29

 
 
                                      
 
 
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SIGNATURES

In  accordance  with  Section  13  or  15(d)  of  the  Exchange  Act,  the  registrant  caused  this  report  to  be  signed  on  its  behalf  by  the  undersigned,
thereunto duly authorized.

Dated:  March 29, 2013

By: /s/ Mark Meller

SILVERSUN TECHNOLOGIES, INC.

Chief Executive Officer
(Principal Executive Officer)
Chief Financial Officer
(Principal Accounting Officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the
registrant and in the capacities and on the dates indicated.

Name

/s/ Mark Meller

Mark Meller

/s/ Stanley Wunderlich
Stanley Wunderlich

  Position

  Date

Chief Executive Officer, Chief Financial Officer, President, and
Chairman

  March 29, 2013

  Director

  March 29, 2013

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PART F/S

INDEX TO FINANCIAL STATEMENTS

AUDITED FINANCIAL STATEMENTS

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

CONSOLIDATED FINANCIAL STATEMENTS

   Balance Sheets

   Statements of Operations

   Statements of Stockholders' Deficit

   Statements of Cash Flows

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

F-1

Page (s)

  F-2

F-3

F-4

F-5

F-6

F-8

 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
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REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Stockholders of
SilverSun Technologies, Inc.

We  have  audited  the  accompanying  consolidated  balance  sheets  of  SilverSun  Technologies,  Inc.  and  Subsidiaries  (the  “Company”)  as  of
December 31, 2012 and 2011, and the related consolidated statements of operations, stockholders' deficit, and cash flows for each of the two
years  in  the  period  ended  December  31,  2012.    The  Company’s  management  is  responsible  for  these  consolidated  financial  statements.    Our
responsibility is to express an opinion on these financial statements based on our audits.

We conducted our audits in accordance with standards established by the Public Company Accounting Oversight Board (United States).  Those
standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material
misstatement.    The  Company  is  not  required  to  have,  nor  were  we  engaged  to  perform,  an  audit  of  its  internal  control  over  financial
reporting.    Our  audits  included  consideration  of  internal  control  over  financial  reporting  as  a  basis  for  designing  audit  procedures  that  are
appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal control over
financial reporting.  Accordingly, we express no such opinion.  An audit includes examining, on a test basis, evidence supporting the amounts
and disclosures in the consolidated financial statements.  An audit also includes assessing the accounting principles used and significant estimates
made by management, as well as evaluating the overall financial statement presentation.  We believe that our audits provide a reasonable basis for
our opinion.

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the consolidated financial position of
the Company as of December 31, 2012 and 2011, and the consolidated results of its operations and its cash flows for each of the two years in the
period ended December 31, 2012 in conformity with accounting principles generally accepted in the United States of America.

/s/Friedman LLP
East Hanover, NJ
March 29, 2013

F-2

 
 
 
Table of Contents

ASSETS
Current assets:

SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS
DECEMBER 31,

Cash and cash equivalents
Accounts receivable, net of allowance for bad debts of $80,000 and $41,000
Prepaid expenses and other current assets

Total current assets

Property, plant and equipment, net
Intangible assets, net
Deposits and other assets
Total assets

LIABILITIES & STOCKHOLDERS’ DEFICIT
Current liabilities:

Bank line of credit
Accounts payable and accrued expenses
Accrued interest
Due to related party
Convertible promissory note – related party, net of discount of $-0- and  $4,250
Capital  leases
Notes payable to related parties
Deferred revenue

Total current liabilities

Commitments and Contingencies

Stockholders' deficit:
  Preferred Stock, $1.00 par value; authorized 1,000,000 shares;
     no shares issued and outstanding
  Series A Preferred Stock, $1.00 par value; authorized 2 shares
    -0- and 2 shares issued and outstanding
  Series B Preferred Stock, $.001 par value; authorized 1 share
     1 share issued and outstanding
   Common stock:
         Class A – par value $.00001, authorized 750,000,000 shares;
                116,950,933 and 4,456,912 shares issued and outstanding
         Class B – par value $.00001, authorized 50,000,000 shares; -0- issued and outstanding
   Additional paid-in capital
   Accumulated deficit
Total SilverSun stockholders' deficit
Non-controlling interest in SWK Technologies, Inc.

Total stockholders' deficit
Total liabilities and stockholders' deficit

  $

  $

  $

2012

2011

4,483     $
1,509,532      
131,520      
1,645,535      

233,722  
881,217  
115,024  
1,229,963  

250,233      
884,513      
21,996      
2,802,277     $

137,948  
95,445  
57,921  
1,521,277  

178,633      
1,953,182     $
12,422      
5,942      
-      
88,829      
20,000      
1,357,800      

-  
1,260,045  
7,675  
6,335  
46,750  
64,367  
20,000  
1,015,750  

3,616,808      

2,420,922  

-      

-      

1      

-  

22,886  

1  

1,170      
-      
10,716,224      
(11,531,926 )    
(814,531 )    
-      

45  
-  
9,326,973  
(10,296,756 )
(946,851 )
47,206  

(814,531 )    
2,802,277     $

(899,645 )
1,521,277  

  $

The accompanying notes are an integral part of these consolidated financial statements.

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SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF OPERATIONS

Table of Contents

Revenues:
Software product, net
Service, net
Total revenues, net

Cost of revenues:
Product
Service
Total cost of revenues

Gross profit

Operating expenses:
  Selling and marketing expenses
  General and administrative expenses
  Share-based compensation
  Depreciation and amortization
Total operating expenses

Income (loss) from operations

Other income (expense):
  Gain on revaluation of derivatives
  Gain from extinguishment of debt and derivative liability
  Gain from bargain purchase
  Interest expense, net
Total other income (expense)

Income (loss) from operations before income taxes

Provision for income taxes

Net income (loss)

Net income attributable to non-controlling
   interest in SWK Technologies Inc.

Net income (loss) attributable to SilverSun Technologies, Inc.
Basic and diluted net income (loss) per share attributable
     to SilverSun Technologies, Inc. shareholders:
Basic income (loss) per common share
Diluted income (loss) per common share

Weighted average shares outstanding:

Basic
Diluted

For the Years Ended

December 31,
2012

December 31,
2011

  $

2,432,187     $
10,746,798      
13,178,985      

1,902,417  
8,619,663  
10,522,080  

1,173,510      
6,671,375      
7,844,885      

969,130  
5,055,330  
6,024,460  

5,334,100      

4,497,620  

2,302,258      
2,876,456      
1,136,258      
195,560      
6,510,532      

1,843,824  
2,296,718  
-  
97,011  
4,237,553  

 (1,176,432 )    

 260,067  

-      
-      

362,035  
2,228,939  

17,932        
(76,670 )    
(58,738 )    

(142,110 )
2,448,864  

(1,235,170 )    

2,708,931  

 -      

 -  

(1,235,170 )    

2,708,931  

 -      

 92,383  

  $

(1,235,170 )   $

2,616,548  

  $
   $

  (0.01 )   $
  (0.01  )  $

  0.58  
  0.02  

 115,395,550      
115,395,550      

 4,481,000  
105,803,000  

The accompanying notes are an integral part of these consolidated financial statements.

F-4

 
 
 
 
 
 
 
   
 
 
   
     
 
   
     
 
   
   
 
   
 
       
 
   
 
       
 
   
   
   
 
   
 
       
 
   
 
   
 
       
 
   
 
       
 
   
   
   
   
   
 
   
 
       
 
   
 
   
 
       
 
   
 
       
 
   
   
   
 
   
   
 
   
 
       
 
   
 
   
 
       
 
   
 
   
 
       
 
   
 
   
 
       
 
   
 
   
 
       
 
   
               
           
 
   
 
       
 
   
 
       
 
   
   
 
 
Table of Contents

SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF STOCKHOLDERS' DEFICIT
FOR THE YEARS ENDED DECEMBER 31, 2012 AND 2011

Series A
Preferred
Stock

Series B
Preferred
Stock

 Shares  Amount  Shares  Amount   Shares

Common Stock
 Class A

Additional
Paid in
  Amount   Capital

Noncontrolling
Interest in
SWK

Technologies,    

Inc.

Total
Stockholders’ 
Deficit

  Accumulated  
   Deficit

Balance at
January 1,
2011

Return of
common stock
that was
previously
issued for
services
Issuance of
warrants for
services
Issuance of
warrants for
services
Additional
shares to
balance the
participating
brokers and
beneficial
shareholders
to the terms of
the reverse
stock split
Forgiveness
of debt and
gain from
extinguishment
of derivative
liability –
related party
Issuance of
Series A
Preferred
Stock
Issuance of
Series B
Preferred
Stock
Net income
Balance at
December 31,
2011

Exchange of
shares of
SWK for
shares of
SilverSun
Technologies,
Inc
Conversion of
Series A
Preferred
Stock to
common stock   
Conversion of
convertible

-   $

-    

-   $

-     4,723,119   $

47   $ 7,846,076   $ (12,913,304 ) $

(45,177 )  $ (5,112,358 )

-    

-    

-    

-    

(276,091 )  

(3 )  

(64,997 )  

-    

-    

-    

-    

-    

-    

107,398    

-    

-    

-    

-    

781    

-    

-    

-    

-    

-    

-     

(65,000 )

-     

107,398  

-     

-  

-    

-    

-    

-    

9,103    

1    

(1 )  

-    

-     

-  

-    

-    

-    

-    

-    

-     1,438,497    

2     22,886    

-    

-    

-    

-    

-    

-    

-    

-     

1,438,497  

-     

22,886  

-    
-    

-    
-    

1    
-    

1    
-    

-    
-    

-    
-    

-    
-    

-    
2,616,548    

-     
92,383     

1  
2,708,931  

2     22,886    

1    

1     4,456,912   $

45   $ 9,326,973     (10,296,756 )  

47,206    $

(899,645 )

-    

-    

-    

-     22,664,678    

227    

46,979    

-    

(47,206 )   

(2 )   (22,886)  

-    

-     2,385,650    

24    

22,862    

-    

-     

-  

-  

 
 
 
 
  
  
  
 
  
   
 
  
 
    
     
     
   
 
    
     
     
     
   
 
      
 
  
  
  
  
  
  
  
  
  
 
    
     
     
   
 
    
     
     
     
   
 
      
 
  
convertible
promissory
note to
common stock   
Share-Based
Compensation   
Issuance of
warrant for
services
Issuance of
common stock
for services
Net loss

Balance at
December 31,
2012

-    

-    

-    

-     86,793,693    

868    

43,078    

  -    

  -    

  -    

  -    

-    

-     1,136,258    

-    

  -    

-     

43,946  

-     

1,136,258  

  -    

  -    

  -    

  -    

-    

-    

105,080    

  -    

-     

105,080  

-    
-    

-    
-    

-    
-    

-    
-    

650,000    
-    

6    
-    

34,994    
--    

-    
(1,235,170 )  

-     
-     

35,000  
(1,235,170 )

-   $

-    

1   $

1    116,950,933  $ 1,170   $10,716,224  $ (11,531,926 ) $

-    $

(814,531 )

The accompanying notes are an integral part of these consolidated financial statements. 

F-5

  
  
  
 
    
     
     
   
 
    
     
     
     
   
 
      
 
  
 
 
 
Table of Contents

SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
STATEMENTS OF CASH FLOWS FOR THE YEARS ENDED DECEMBER 31,

Cash flows from operating activities:
    Net income (loss)
    Adjustments to reconcile net loss to net cash   
       used in operating activities:
          Depreciation and amortization
          Amortization of intangibles
          Gain on revaluation of derivative
          Amortization of debt discount
          Provision for bad debts
          Share-based compensation
          Gain on extinguishment of debt and derivative liability
          Gain from bargain purchase
          Common stock issued for services
          Warrant issued in exchange for services
          Return of shares for services not rendered
    Changes in certain assets and liabilities:
               Accounts receivable
               Prepaid expenses and other assets
               Deposits and other assets
               Accounts payable and accrued liabilities
               Accrued interest
               Due to related parties
               Deferred revenues
                  Net cash provided by operating activities

Cash flows from investing activities:
   Acquisition of new business
    Software development costs
   Purchases of equipment

   Net cash used in investing activities

Cash flows from financing activities:
   Repayment of notes payable to related parties
   Proceeds from line of credit, net
   Proceeds from convertible promissory note – related party
   Proceeds from promissory notes
   Repayment of promissory notes
   Repayment of convertible debentures
   Principal payment under capital lease obligations

   Net cash provided by (used in) financing activities

Net (decrease) increase in cash and cash equivalents
Cash and cash equivalents, beginning of year

2012

2011

  $

(1,235,170 )   $

2,708,931  

92,037      
103,523        

-      
4,250      
39,000      
1,136,258      
-      
(17,932 )    
35,000      
105,080      
-      

97,011  

(362,035 )
69,637  
-  
-  
(2,228,939 )
-  
80,550  
-  
(65,000 )

(667,315 )    
22,240      
35,925      
693,137      
4,747      
(393 )    
42,416      
392,803      

(441,964 )    
(198,591 )    
(103,819 )    
(744,374 )    

(7,054 )    
178,633      
-      
-      
-      

(49,247 )    
122,332      

(229,239 )    
233,722      

(391,937 )
21,382  
5,937  
362,749  
25,929  
51,960  
529,731  
905,906  

-  
-  
(40,653 )
(40,653 )

(25,000 )
-  
51,000  
550,000  
(550,000 )
(735,000 )
(26,875 )
(735,875 )

129,378  
104,344  

Cash and cash equivalents, end of year

  $

4,483     $

233,722  

Supplemental Schedule of Cash Flow Information::
During the year, cash was paid for the following:
Income taxes
Interest

  $
  $

-     $
66,776,     $

-  
15,145  

The accompanying notes are an integral part of these consolidated financial statements.

F-6

 
 
 
   
 
   
     
 
     
       
 
   
   
 
   
   
   
   
   
   
   
   
   
     
       
 
   
   
   
   
   
   
   
   
 
     
       
 
     
       
 
   
   
   
   
 
     
       
 
     
       
 
   
   
   
   
   
     
     
   
   
 
     
       
 
   
   
 
     
       
 
 
     
       
 
     
       
 
     
       
 
 
 
 
Table of Contents

SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
STATEMENTS OF CASH FLOWS  (Continued)

SUPPLEMENTAL SCHEDULE OF NON-CASH INVESTING AND FINANCING ACTIVITIES:

For the Year Ended December 31, 2012:

a)  

b)  

c)  

d)

The Company converted $43,946 of the Convertible Promissory Note (as defined herein) at a fixed conversion rate of 1,975 shares per
$1 for 86,793,693 shares of the Company’s Class A common stock, par value $0.00001 (the “Common Stock”).

The Company converted 2 shares of Series A Convertible preferred stock for 2,385,650 shares of Common Stock.

The Company bought back their 20% interest in SWK Technologies, Inc. for 22,664,678 shares of Common Stock.

The Company incurred approximately $73,709 in capital lease obligations.

For the Year Ended December 31, 2011:

a)  

b)  

c)  

SilverSun Technologies, Inc (“the Company”) recorded a derivative liability of $105,000 related to a conversion feature embedded in
the $51,000 convertible note issued during the period to an executive officer of the Company.  The derivative liability was recorded as
debt discount and the excess as an expense on the statement of operations as other income (expense).

The  Company  issued  warrants  to  a  Company  in  exchange  for  financial  services  to  be  provided  over  one  year  with  a  fair  value  of
$107,398. The Company amortized over the period of service, and recorded $80,550 through December 31, 2011.

On June 29, 2011, Mr. Meller forgave outstanding liabilities representing unpaid salary, unpaid expense and auto allowances, and a
one-time payment in connection with a previous transaction in the amount of $1,338,967. Such amount is recorded as Additional Paid-
In  Capital  in  the  accompanying  balance  sheet.    An  additional  $99,531  was  recorded  in  Additional  Paid-In  Capital  relating  to  the
Convertible Promissory Note when the conversion price was fixed.

d)

The Company incurred approximately $35,677 in capital lease obligations.

The accompanying notes are an integral part of these consolidated financial statements.

F-7

 
 
 
 
 
 
 
 
 
Table of Contents

SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 1 – DESCRIPTION OF BUSINESS AND BASIS OF PRESENTATION

Description of Business

SilverSun Technologies, Inc. (the “Company”) is an information technology company, and a value added reseller and master developer
for  Sage  Software’s  Sage100/500  and  ERP  X3  financial  and  accounting  software  as  well  as  the  publisher  of  its  own  proprietary
Electronic  Data  Interchange  (EDI)  software,  “MAPADOC.”    The  Company  focuses  on  the  business  software  and  information
technology consulting market, and is looking for other opportunities to grow its business. The Company sells services and products to
various  end  users,  manufacturers,  wholesalers  and  distributor  industry  clients  located  throughout  the  United  States.  In  June  2011,  the
Company changed its name from Trey Resources, Inc. to SilverSun Technologies, Inc. The Company is publicly traded and is currently
quoted on the Over-the-Counter Bulletin Board (“OTCBB”) under the symbol “SSNT.”

In  June  2012  the  Company  completed  the  purchase  of  selected  assets  and  obligations  of  HighTower,  Inc.,  a  leading  Chicago-based
reseller of Sage software applications and a publisher of proprietary business management enhancements.

NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Basis of Presentation

The  accompanying  consolidated  financial  statements  include  the  accounts  of  SilverSun  Technologies,  Inc.  (the  “Company”)  and  its
majority owned subsidiaries, SWK Technologies, Inc. and BTSG Acquisition Corp. These consolidated financial statements have been
prepared in accordance with accounting principles generally accepted in the United States. All significant inter-company transactions and
accounts have been eliminated in consolidation.

Noncontrolling Interest

Noncontrolling  interest  represents  third  party  ownership  in  the  net  assets  of  our  consolidated  subsidiaries.  For  financial  reporting
purposes,  the  assets  and  liabilities  of  our  majority  owned  subsidiaries  are  consolidated  with  those  of  our  own,  with  any  third  party
investor’s interest shown as noncontrolling interest.

On May 6, 2009, the Company sold twenty-five (25) newly issued shares or 20% of the stock of SWK Technologies, Inc. (“SWK”), a
subsidiary of SilverSun Technologies, Inc., for a purchase price of $150,000 to the President of SWK.

On January 12, 2012, SilverSun Technologies, Inc. entered into a share exchange agreement (the “Agreement”) with certain shareholders
and the President (the “SWK Shareholders”) of SWK Technologies, Inc.  Pursuant to the terms of the Agreement, the SWK Shareholders
exchanged  an  aggregate  of  25  shares  of  SWK  to  the  Company  for  a  total  of  22,664,678  shares  (the  “Exchange  Shares”)  of  the
Company’s common stock (the “Exchange”). The shares had a fair value of approximately $612,000 ($0.027 per share) at the time of
exchange. The transaction was recorded as an equity transaction.  SWK is now a wholly-owned subsidiary of the Company.

Use of Estimates

The preparation of financial statements in conformity with accounting principles generally accepted in  the  United  States  of  America
requires  management  to  make  estimates  and  assumptions  that  affect  the  reported  amounts  of  assets  and  liabilities  and  disclosure  of
contingent  assets  and  liabilities  at  the  date  of  the  financial  statements  and  the  reported  amounts  of  revenue  and  expenses  during  the
reporting period.  Actual results could differ from those estimates. The most significant estimates include:

1.                 Revenue recognition of software sales
2.                 Allowance for doubtful accounts
3.                 Fair market value of share based payments and other equity instruments
4.                 Valuation of intangible assets

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Table of Contents

SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

Revenue Recognition

Revenue is recognized when products are shipped, or services are rendered, evidence of a contract exists, the price is fixed or reasonably
determinable, and collectability is reasonably assured.

Product Revenue
Software product revenue is recognized when the product is shipped to the customer. The Company treats the software component and
the professional services consulting component as two separate arrangements that represent separate units of accounting. The arrangement
consideration  is  allocated  to  each  unit  of  accounting  based  upon  that  unit’s  proportion  of  the  fair  value.    In  a  situation  where  both
components are present, software sales revenue is recognized when collectability is reasonably assured and the product is delivered and
has stand-alone value based upon vendor specific objective evidence.

Service Revenue
Service  revenue  is  comprised  of  primarily  professional  service  consulting  revenue,  maintenance  revenue  and  other  ancillary  services
provided as described below. Professional service revenue is recognized as service time is incurred.

With respect to maintenance services, upon the completion of one year from the date of sale, considered to be the warranty period, the
Company  offers  customers  an  optional  annual  software  maintenance  and  support  agreement  for  subsequent  one-year  periods.
Maintenance and support agreements are recorded as deferred revenue and recognized over the respective terms of the agreements, which
typically range from three months to one year and are included in services revenue in the Consolidated Statements of Operations

Shipping and handling costs charged to customers are classified as revenue, and the shipping and handling costs incurred are included in
cost of sales.

Cash and Cash Equivalents

The Company considers all highly liquid investments purchased with original maturities of three months or less to be cash equivalents.
The Company maintains cash balances at financial institutions that are insured by the Federal Deposit Insurance Corporation (“FDIC”)
up to federally insured limits. At times balances may exceed FDIC insured limits. The Company has not experienced any losses in
such accounts.

Concentration of Credit Risk

For the years ended December 31, 2012 and 2011, our top ten customers represented approximately 17% and 31%, respectively, of our
total revenues of approximately $2,262,000 and $3,211,000. The Company does not rely on any one specific customer for any significant
portion of our revenue base.

For the years ended December 31, 2012 and 2011, purchases from one supplier were approximately 47% and 22%, respectively, of the
Company’s total cost of revenue.

Financial instruments that potentially subject the Company to concentrations of credit risk consist primarily of trade accounts receivable
and cash and cash equivalents.  As of December 31, 2012 the Company believes it has no significant risk related to its concentration of
accounts receivable.

Accounts Receivable

Accounts  receivable  consist  primarily  of  invoices  for  maintenance  and  professional  services.  Full  payment  for  software  ordered  by
customers is due in advance of ordering from the software supplier. Payments for maintenance and support plan renewals are due before
the  beginning  of  the  maintenance  period.  Terms  under  our  professional  service  agreements  are  generally  50%  due  in  advance  and  the
balance on completion of the services.

The Company maintains an allowance estimated by considering a number of factors, including the length of time the amounts are past
due, the Company’s previous loss history, the customer’s current ability to pay its obligations and the condition of the general economy
and the industry as a whole.

F-9

 
 
 
 
 
 
 
 
 
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SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

Property and Equipment

Property and equipment is stated at cost, net of accumulated depreciation.  Depreciation is computed using the straight-line method based
upon the estimated useful lives of the assets, generally five to seven years.  Maintenance and repairs that do not materially add to the value
of the equipment nor appreciably prolong its life are charged to expense as incurred.

When assets are retired or otherwise disposed of, the cost and related accumulated depreciation are removed from the accounts and the
resulting gain or loss is included in the Statements of Operations.

Deferred Revenues

Deferred  revenues  consist  of  maintenance  service,  customer  support  services,  including  telephone  support  and  deposits  for  future
consulting  services  which  will  be  earned  as  services  are  performed  over  the  contractual  or  stated  period,  which  generally  ranges  from
three to twelve months.

Deferred Income Taxes

Deferred  income  taxes  reflects  the  net  tax  effects  of  temporary  differences  between  the  carrying  amounts  of  assets  and  liabilities  for
financial  reporting  purposes  and  the  amounts  used  for  income  tax  purposes,  as  well  as  operating  loss,  capital  loss  and  tax  credit
carryforwards. Deferred tax assets and liabilities are classified as current or non-current based on the classification of the related assets or
liabilities for financial reporting, or according to the expected reversal dates of the specific temporary differences, if not related to an asset
or  liability  for  financial  reporting.  Valuation  allowances  are  established  against  deferred  tax  assets  if  it  is  more  likely  than  not  that  the
assets will not be realized. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in
the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a
change in tax rates or laws is recognized in operations in the period that includes the enactment date.

Income Tax Uncertainties

The  calculation  of  the  Company’s  tax  liabilities  involves  dealing  with  uncertainties  in  the  application  of  complex  tax  regulations.  The
Company recognizes liabilities for uncertain tax positions based on the two-step process prescribed by applicable accounting principles.
The  first  step  is  to  evaluate  the  tax  position  for  recognition  by  determining  if  the  weight  of  available  evidence  indicates  that  it  is  more
likely  than  not  that  the  position  will  be  sustained  on  audit,  including  resolution  of  related  appeals  or  litigation  processes,  if  any.  The
second step requires the Company to estimate and measure the tax benefit as the largest amount that is more than 50% likely of being
realized  upon  ultimate  settlement.  It  is  inherently  difficult  and  subjective  to  estimate  such  amounts,  as  this  requires  the  Company  to
determine the probability of various possible outcomes. The Company reevaluates these uncertain tax positions on a quarterly basis. This
evaluation is based on factors including, but not limited to, changes in facts or circumstances, changes in tax law, effectively settled issues
under audit, and new audit activity. Such a change in recognition or measurement would result in the recognition of a tax benefit or an
additional  charge  to  the  tax  provision  in  the  period.  The  Company  recognizes  interest  and  penalties  as  incurred  in  finance  income
(expense), net in the Consolidated Statements of Operations.

There were no liabilities for uncertain tax positions at December 31, 2012 and 2011.

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SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

               Fair Value Measurement

The Company adopted the provisions of the accounting pronouncement which defines fair value, establishes a framework for measuring
fair value and enhances fair value measurement disclosure. Under the provisions of the pronouncement, fair value is defined as the price
that  would  be  received  to  sell  an  asset  or  paid  to  transfer  a  liability  (i.e.,  the  “exit  price”)  in  an  orderly  transaction  between  market
participants at the measurement date.

The  pronouncement  establishes  a  hierarchy  for  inputs  used  in  measuring  fair  value  that  maximizes  the  use  of  observable  inputs  and
minimizes the use on unobservable inputs by requiring that the most observable inputs be used when available. Observable inputs are
inputs  that  market  participants  would  use  in  pricing  the  asset  or  liability  developed  based  on  market  data  obtained  from  sources
independent  of  the  Company.  Unobservable  inputs  are  inputs  that  reflect  the  Company’s  assumptions  about  the  assumptions  market
participants  would  use  in  pricing  the  asset  or  liability  developed  based  on  the  best  information  available  in  the  circumstances.  The
hierarchy is described below:

Level 1: Quoted prices (unadjusted) in active markets that are accessible at the measurement date for assets or liabilities. The fair value
hierarchy gives the highest priority to Level 1 inputs.

Level 2: Observable prices that are based on inputs not quoted on active markets, but corroborated by market data.

Level 3: Unobservable inputs are used when little or no market data is available. The fair value hierarchy gives the lowest priority to Level
3 inputs.

The  Company’s  current  financial  assets  and  liabilities  approximate  fair  value  due  to  their  short  term  nature  and  include  cash,  accounts
receivable, accounts payable, capital leases and line of credit.

Intangible Assets

The values assigned to intangible assets are based on an independent valuation. Purchased intangible assets are amortized over the useful
lives of the asset using the straight-line amortization method. 

The Company assesses potential impairment of its intangible assets when there is evidence that recent events or changes in circumstances
have  made  recovery  of  an  asset’s  carrying  value  unlikely.  Factors  the  Company  considers  important,  which  may  cause  impairment
include,  among  others,  significant  changes  in  the  manner  of  use  of  the  acquired  asset,  negative  industry  or  economic  trends,  and
significant underperformance relative to historical or projected operating results. 

Long-Lived Assets

Long-lived assets are reviewed for impairment when circumstances indicate that the carrying value of an asset may not be recoverable.
Recoverability of assets to be held and used is measured by a comparison of the carrying amount of the assets to the future net cash flows
estimated by the Company to be generated by such assets. If such assets are considered to be impaired, the impairment to be recognized is
the  amount  by  which  the  carrying  amount  of  the  assets  exceeds  the  fair  value  of  the  assets.  No  impairment  losses  were  identified  or
recorded in the years ended December 31, 2012 and 2011.

Stock-Based Compensation

The  Company  accounts  for  stock-based  awards  to  employees  in  accordance  with  applicable  accounting  principles,  which  requires
compensation  expense  related  to  share-based  transactions,  including  employee  stock  options,  to  be  measured  and  recognized  in  the
financial  statements  based  on  a  determination  of  the  fair  value  of  the  stock  options.  The  grant  date  fair  value  is  determined  using  the
Black-Scholes-Merton  (“Black-Scholes”)  pricing  model.  For  all  employee  stock  options,  the  Company  recognizes  expense  over  the
requisite  service  period  on  a  straight-line  basis  over  the  employee’s  requisite  service  period  (generally  the  vesting  period  of  the  equity
grant).  The  Company’s  option  pricing  model  requires  the  input  of  highly  subjective  assumptions,  including  the  expected  stock  price
volatility,  expected  term,  and  forfeiture  rate. Any  changes  in  these  highly  subjective  assumptions  significantly  impact  stock-based
compensation expense.

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SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

Earnings per Share

The Company’s basic income (loss) per common share is based on net income (loss) for the relevant period, divided by the weighted
average number of common shares outstanding during the period.  Diluted income per common share is based on net income, divided by
the weighted average number of common shares outstanding during the period, including common share equivalents, such as outstanding
stock  options  and  warrants  to  the  extent  they  are  dilutive.  Diluted  loss  per  share  does  not  include  common  stock  equivalents,  as  these
shares would have an anti-dilutive effect.

 The computation of EPS is approximately as follows:

Basic net income (loss) per share:
  Net income (loss) attributable to common
       Stockholders
  Weighted-average common shares outstanding
  Basic net income (loss) per share attributable to
     common stockholders
Diluted net income (loss) per share:
  Net income (loss) attributable to common
        Stockholders
  Weighted-average common shares outstanding
  Incremental shares attributable to warrants and
        convertible promissory note
  Total adjusted weighted-average shares
  Diluted net income (loss) per share attributable to
        common stockholders

Reclassifications

Year Ended
December 31,
2012

Year Ended
December 31,
2011

  $

  $

  $

(1,235,170 )   $
115,395,550      

2,616,548  
4,481,000  

(0.01 )   $

0.58  

(1,235,170 )   $
115,395,550      

2,616,548  
4,481,000  

-      
115,395,550      

101,322,000  
105,803,000  

  $

(0.01 )   $

0.02  

Certain prior year amounts have been reclassified to conform to the current year presentation. The reclassifications have had no effect on
the financial position, operations or cash flows for the year ended December 31, 2011.

Recent Accounting Pronouncements

No recently issued accounting pronouncements had or are expected to have a material impact on the Company’s consolidated financial
statements.

NOTE 3 – PROPERTY AND EQUIPMENT

Property and equipment is summarized as follows:

Leasehold improvements
Equipment, furniture and fixtures

Less: Accumulated depreciation

December 31,
2012

December 31,
2011

  $

30,557     $
904,928      
935,485      
(685,252 )    

30,557  
700,606  
731,163  
(593,215 )

 Property and equipment, net

  $

250,233     $

137,948  

Depreciation and amortization expense for the years ended December 31, 2012 and 2011 was $92,038 and $95,003.

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SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 4 – BUSINESS COMBINATION

In June 2012, the Company’s wholly-owned subsidiary, SWK Technologies, Inc., acquired certain assets of HighTower Inc. for total
consideration  of  $441,964  in  cash    and  noncash  assumption  of  deferred  revenue  obligation  of  $299,634.  Based  on  an  independent
valuation,  the  purchase  price  was  allocated  to  the  tangible  and  identifiable  intangible  assets  acquired  and  liabilities  according  to  their
respective estimated fair values. The following summarizes the purchase price allocation:

Current assets
Long-lived assets
Bargain purchase gain
Intangible assets
Deferred maintenance liability

Fair value of net assets acquired

Cash paid for acquisition
Bargain purchase gain

Total purchase price

  $

38,736  
26,794  
(17,932 )
694,000  
(299,634 )

  $

459,896  

441,964  
17,932  

  $

459,896  

Intangible  assets  acquired  are  primarily  made  up  of  a  customer  list  acquired  and  proprietary  technology.  Acquisition  costs  were
approximately $46,000, which are included in general and administrative expenses.

The Company’s consolidated financial statements for the year ended December 31, 2012 include the results of HighTower since date of
acquisition.  The  following  unaudited  pro  forma  information  assumes  the  acquisition  occurred  on  January1,  but  does  not  purport  to
present what the Company’s actual results would have been had the acquisition actually occurred on January 1, 2011, nor is the financial
information indicative of the results of future operations.  The unaudited pro forma financial information includes the depreciation and
amortization expense related to the acquisition.

Total revenue, net
Cost of revenues
Operating expenses
Other expense (income)
Income (loss) before taxes
Net income (loss)
Basic income (loss) per common share
Diluted income (loss) per common share

Pro – Forma

Year Ended
December 31,
2012
13,773,967     $
8,039,161      
7,008,124      
56,635      
(1,235,170 )    
(1,329,953 )   $
(0.01 )   $
(0.01 )   $

Year Ended
December 31,
2011
13,887,774,  
7,138,618  
7,063,752  
(2,526,138 )
2,161,542  
2,161,542  
0.48  
0.02  

  $

  $
  $
  $

For the year ended December 31, 2012, the HighTower operations contributed approximately $461,647 in net income, which consisted of
approximately $1,145,319 in revenues and $683,672 in expenses.   These revenues were generated in combination with HighTower and
SWK personnel, and likely would not have been achieved if HighTower was a standalone business.

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SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 5 – INTANGIBLE ASSETS

Intangible  assets  consist  of  intellectual  property  and  customer  lists  acquired  and  are  carried  at  cost  less  accumulated  amortization.
Amortization is computed using the straight-line method over the estimated useful lives.

The components of intangible assets are as follows:

December 31,
2012

December 31,
2011

Estimated Useful
Lives

Proprietary developed software
Intellectual property, customer list, and
acquired contracts

  $

294,036     $

95,445      

694,000      

-0-      

5  

5  

Total intangible assets
Less: accumulated amortization

  $

  $

988,036     $
103,523      
884,513     $

95,445      
-0-      
95,445      

The Company expects amortization expense to approximate the following:

Amortization

2013
2014
2015
2016 
2017 

Total 

  $

  $

197,607 
197,607 
197,607 
197,607 
94,085 

884,513 

NOTE 6 – INCOME TAXES

Significant components of the Company's deferred tax assets and liabilities are summarized as follows:

Deferred tax assets:
   Net operating loss carry forwards
   Long lived assets
   Share based payments
   Other
   Deferred tax asset

Deferred tax liabilities:
   Long lived assets
   Deferred tax liabilities
Net deferred tax asset
   Less: Valuation allowance
   Net deferred tax asset

F-14

  December 31,
2012

    December 31,

2011

2,920,000      
326,000      
75,000      
32,000      
3,353,000      

2,823,000  
358,000  
32,000  
16,000  
3,229,000  

(73,000 )    
(73,000 )    
3,280,000      
(3,280,000 )    
-0-      

(10,000 )
(10,000 )
3,219,000  
(3,219,000 )
-0-  

 
 
 
 
   
   
 
   
 
     
       
     
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
   
   
   
   
 
   
  
 
 
 
 
   
 
   
     
 
   
   
   
   
   
 
     
       
 
     
       
 
   
   
   
   
   
 
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SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 6 – INCOME TAXES (continued)

As of December 31, 2012, the Company has net operating loss carry forwards of approximately $7,663,000 that can be utilized to offset
future  taxable  income  for  Federal  income  tax  purposes.  Net  operating  loss  carry  forwards  expire  starting  in  2025  through
2030.   Utilization of these net loss carry forwards is subject to the limitations of Internal Revenue Code Section 382.  Because of the
current uncertainty of realizing the benefit of the tax carry forward, a valuation allowance equal to the tax benefit for deferred taxes has
been established.

The full realization of the tax benefit associated with the carry forward depends predominantly upon the Company's ability to generate
taxable income during the carry forward period.

Deferred tax assets and liabilities reflect the net tax effect of temporary differences between the carrying amount of assets and liabilities
for financial reporting purposes and amounts used for income tax purposes.

A reconciliation of the statutory income tax rate to the effective rate is as follows for the period December 31, 2012 and 2011:

   Federal income tax rate
   State income tax, net of federal benefit
   Permanent differences
   Effective income tax rate
   Effect on valuation allowance
   Effective income tax rate

NOTE 7 – CAPITAL LEASE OBLIGATIONS

  December 31,
2012

  December 31,
2011

34 %    
6 %    
40  %    
80 %    
(80 %)   
0.0 %    

34 %
6 %
-  
40 %
(40 %)
0.0 %

The Company has entered into lease commitments for equipment that meet the requirements for capitalization. The equipment has been
capitalized and shown in equipment, furniture and leasehold improvements in the accompanying balance sheets.  The related obligations
are also recorded in the accompanying balance sheets and are based upon the present value of the future minimum lease payments with
interest rates ranging from 8.9% to 12.9%. As of December 31, 2012, accumulated amortization under capital leases was $84,342.

At December 31, 2012, future payments under capital leases are as follows over each of the next five fiscal years:

   2013
   2014
   2015
   2016
   2017
   Total minimum lease payments
   Less amounts representing interest
   Present value of net minimum lease payments

F-15

  $

  $

51,050 
36,749 
13,992 
- 
- 
101,791 
(12,962)
88,829 

 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
 
 
   
 
   
   
   
   
   
   
 
 
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SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 8 – DUE TO RELATED PARTY

Mark Meller Employment Agreement

The Company has an Employment Agreement with Mark Meller, President and Chief Executive Officer of the Company, which began on
September 15, 2003, was extended on September 1, 2010, and expires on September 15, 2017. As consideration, the Company agreed to
pay  Mr.  Meller  the  sum  of  $180,000  the  first  year  with  a  10%  increase  every  year  thereafter,  as  well  as  a  monthly  travel  expense
allowance of $600 and an auto allowance of $800. Based on this agreement Mr. Meller’s salary is $424,431. As of December 31, 2012,
Mr. Meller agreed to accept a salary of $370,000 for 2012. The employment agreement with Mr. Meller also provides for a severance
payment to him of three hundred percent (300%), less $100,000 of his gross income for services rendered to the Company in each of the
five prior calendar years should his employment be terminated following a change in control, as defined in the employment agreement

Forgiveness of Debt

On June 29, 2011, Mr. Meller forgave outstanding liabilities representing unpaid salary, unpaid expense and auto allowances, and the
one-time  payment  ($350,000)  in  connection  with  a  previous  transaction  in  the  amount  of  $1,338,967.  Such  amount  is  recorded  as  a
contribution of capital in Additional Paid-In Capital in the accompanying balance sheet.

Total amounts owed to Mr. Meller as of December 31, 2012 and December 31, 2011, representing unpaid salary and accrued interest
totaled $5,942 and $6,355, respectively.

NOTE 9 –NOTES PAYABLE TO RELATED PARTY

On October 19, 2010, the Company borrowed $45,000 in exchange for issuing a Note payable to Mr. Meller. The Note Payable is not
collateralized, not convertible, and carries an interest rate of 3% per annum on the unpaid balance. In January 2013, Mr. Meller extended
the due date of the Note Payable to January 2014. The outstanding balance at December 31, 2012 and 2011 was $20,000, plus accrued
interest of $2,064 and $1,454, respectively.

NOTE 10 – CONVERTIBLE DEBENTURES PAYABLE

7.5% $2,359,000 Convertible Debentures

On  December  30,  2005,  the  Company  entered  into  a  Securities  Purchase  Agreement  with  YA  Global  Investments,  L.P  (YA  Global).
Pursuant to such purchase agreement, YA Global purchased $2,359,047 of secured convertible debentures, which were convertible into
shares  of  the  Company’s  Class  A  Common  Stock.  Two  such  debentures  were  issued  on  December  30,  2005  for  an  aggregate  of
$1,759,047, interest payable at the rate of 7.5% per annum, and included a debenture that was issued on May 6, 2006 equal to $600,000
with interest payable at the rate of 7.5% per annum (the December 30, 2005 and May 6, 2006 convertible debenture together the “YA
Convertible Debentures”).  As of December 31, 2010, the YA Convertible Debentures were $1,319,000.

During 2011, the Company made payments in the amount of $735,000 to satisfy any and all obligations owed to YA Global, including
outstanding principal, accrued interest and accrued liquidated damages.  As a result of the restructuring of the debt, the Company recorded
a  gain  on  the  extinguishment  of  $1,461,660,  which  is  presented  as  other  income  in  the  accompanying  statement  of  operations.
Additionally, the Company recorded a gain on the extinguishment of the derivative liability associated with this convertible debenture in
the amount of $767,279 for the year ended December 31, 2011.

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SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 11 – CONVERTIBLE PROMISSORY NOTE – RELATED PARTY

On January 28, 2011, the Company issued a 7% $51,000 convertible promissory note to Mr. Meller (“Convertible Note”). The note is
not collateralized. On January 4, 2012 the holder of the Convertible Note, Mr. Mark Meller, converted $30,458 into 60,154,178 shares of
Common  Stock.    In  addition,  the  holder  had  sold  $13,488  of  the  Convertible  Note  to  certain  employees  of  the  Company  for  cash  in
January  2012,  in  accordance  with  options  which  were  granted  to  such  employees  in  January  2011,  and  which  were  subsequently
converted into 26,639,515 shares of Common Stock. The fair value of the shares issued to the employees upon conversion was recorded
as  share-based  compensation  valued  of  $719,000  which  was  recorded  as  a  charge  in  the  consolidated  statement  of  operations.  In
December 2012, the remaining balance of the note was repaid to Mr. Meller in the amount of $7,054.

The outstanding balances at December 31, 2012 and 2011 were $-0- and $46,750, net of $4,250 of unamortized discount, plus accrued
interest of $3,878 and $3,342, respectively. The accrued interest was paid in full in March 2013.

NOTE 12 – DERIVATIVE LIABILITIES

Convertible Debentures

Conversion features associated with the extinguished Convertible Debentures represented an embedded derivative which the Company
had accounted for as a free-standing financial instrument.  As of December 31, 2012 and 2011 the embedded derivative amounted to $-0-.
On  April  12,  2011,  the  date  of  repayment  of  the  YA  Global  Convertible  Debentures,  and  $767,279  was  recorded  as  a  gain  on  the
extinguishment of the derivative liability since the YA Global Convertible Debentures have been repaid. For the year ended December 31,
2011 the Company recorded a gain on valuation of derivative in the amounts of $410,566.

The estimated fair value of the financial instruments has been calculated on the date of repayment based on a Black-Scholes pricing model
using the following assumptions:

Fair market value of stock
Exercise price
Dividend yield
Risk free interest rate
Expected volatility
Expected life

Convertible Promissory Note

  April 12, 2011  
0.00013 
  $
0.0001 
  $
0.00 
0.24 
145.01 
0.71 Year  

The conversion feature associated with the Meller Note represents an embedded derivative. At January 28, 2011 the Company recorded
the conversion option as a liability, recorded a debt discount of $51,000, and charged Other Expense - Loss on Valuation of Derivative
for  $53,821,  resulting  primarily  from  calculation  of  the  conversion  price,  and  a  derivative  liability  of  $104,821.  For  the  year  ended
December  31,  2011,  the  Company  recorded  a  Gain  on  Valuation  of  Derivative  in  the  amount  of  $5,290  from  the  calculation  of  the
derivative liability.

In  May  2011  the  conversion  feature  was  modified,  which  resulted  in  the  extinguishment  of  this  derivative  liability  in  the  amount  of
$99,531 recorded through additional paid-in capital.

As of December 31, 2012 and 2011 the embedded derivative amounted to $-0-.

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SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 12 – DERIVATIVE LIABILITIES (Continued)

The  estimated  fair  value  of  the  embedded  derivative  had  been  calculated  based  on  a  Black-Scholes  pricing  model  using  the  following
assumptions:

Fair market value of stock
Exercise price
Dividend yield
Risk free interest rate
Expected volatility
Expected life

NOTE 13 – PROMISSORY NOTES

  May 17 , 2011  
0.00013  
  $
0.00005  
  $

  At Inception  
0.00013  
  $
0.00005  
  $
0.00 %   
0.41 %   
169.92 %   

0.00 %
0.24 %
182.35 %
1 Year  

0.83 Year  

On  April  11,  2011  the  Company  entered  into  two  promissory  notes  (the  “Notes”)  each  in  the  face  amount  of  $275,000  with  two
accredited investors, totaling $550,000. The Notes bore interest at 7% and were paid in full on November 4, 2011. As consideration for
the Notes, the Company issued two shares of Series A convertible preferred stock, par value $1.00 per share (the “Series A Convertible
Preferred  Stock”)  (one  share  to  be  issued  to  each  investor  mandatorily  convertible  into  Class  A  Common  Stock  equal  to  1%  of  the
outstanding common stock at the time of conversion (no later than January 15, 2012).

For the year ended December 31, 2011, the Company recorded interest expense of approximately $20,000.  The due date for the Notes
was extended to November 4, 2011 when these notes were paid in full.

NOTE 14 – COMMITMENTS AND CONTINGENCIES

Operating Leases

The  Company  leases  approximately  7,000  square  feet  of  space  in,  Livingston,  NJ    07039  and  pays  rent  for  approximately$7,000  per
month,  which  includes  charges  for  real  estate  taxes  and  other  common  area  maintenance.    The  lease  expires  December  31,  2016.  The
Company  uses  its  facilities  to  house  its  corporate  headquarters  and  operations  and  believe  that  these  facilities  are  suitable  for  such
purpose.  Total rent expense under these operating leases for the year ended December 31, 2012 and 2011 was $130,000 and $88,000,
respectively.

The Company entered into a two-year lease, with a one-year extension, for office space at 6834 Buckley Road, North Syracuse, New
York, at a monthly rent of $2,100.  The Company also leases 2,700 square feet of office space in Skokie, IL for  three-year period ended
April 2015 with a monthly rent of $2,500 in year one, $3,000 in year two, and $3,500 in year three.

The following is a schedule of approximate future minimum rental payments for operating leases subsequent to the year ended December
31, 2012.

2013
2014
2015
2016

  $

131,000 
124,000 
100,000 
89,000 

Employment agreements

See Note 5 to the Financial Statements for information related to the employment agreement of Mark Meller.

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SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 15 – STOCKHOLDERS’ EQUITY

Series A Convertible Preferred Stock

The  Company  issued  to  the  each  holder  of  the  Notes  one  (1)  share  of  Series  A  Convertible  Preferred  Stock  (“Series  A”),  having  the
rights,  preferences,  privileges,  powers  and  restrictions  set  forth  in  the  Certificate  of  Designation  filed  with  the  Secretary  of  State  of
Delaware (see Note 14). The Company has the right to convert, at its sole option, each share of Series A into Class A Common Stock
equal  to  1%  of  the  outstanding  shares  of  Class  A  Common  Stock  at  the  time  of  conversion.  The  Company  valued  the  Series  A
Convertible Preferred Stock at $22,886 representing 1% of the outstanding shares deliverable multiplied by the fair market value of the
stock on the date of issuance and recorded as debt discount, which has been amortized to interest expense during 2011. Each one share of
Series A shall entitle the Series A Holder to voting rights equal to 2,666,667 votes of Class A Common Stock.

On January 12, 2012, the Series A Convertible Preferred Stock was converted into 2,385,650 shares of Common Stock. As of December
31, 2012, no shares of Series A Convertible Preferred Stock were outstanding.

Series B Preferred Stock

The  Series  B  Preferred  Stock  has  the  rights,  privileges,  preferences  and  restrictions  set  for  in  the  Certificate  of  Designation  (the
“Certificate of Designation”) filed by the Corporation with the Secretary of State of the State of Delaware (“Delaware Secretary of State”)
on September 23, 2011.

The  one  (1)  share  of  the  Series  B  Preferred  shall  have  voting  rights  equal  to  (x)  the  total  issued  and  outstanding  Common  Stock  and
preferred stock eligible to vote at the time of the respective vote divided by (y) forty nine one-hundredths (0.49) minus (z) the total issued
and outstanding Common Stock and preferred stock eligible to vote at the time of the respective vote.  For the avoidance of doubt, if the
total issued and outstanding Common Stock eligible to vote at the time of the respective vote is 5,000,000, the voting rights of the Series
B Preferred Stock shall be equal to 5,204,082 (e.g. (5,000,000 / 0.49) – 5,000,000 = 5,204,082).

On September 23, 2011, SilverSun Technologies, Inc., entered into a Series B preferred stock purchase agreement (the “Preferred Stock
Purchase Agreement”) with Mr.  Meller (the “Series B Holder”), pursuant to which the Series B Holder was issued one  authorized share
of Series B Preferred Stock (“Series B”), par value $0.001 per share.  The Series B Holder was issued one share of Series B as partial
consideration for personally guaranteeing repayment of the Notes (see Note 14).

Common Stock

On May 17, 2011, the Company filed an Information Statement with the Securities and Exchange Commission, pursuant to Section 14C
of  the  Securities  Exchange  Act  of  1934,  to  the  holders  of  Class  A  Common  Stock  (the  “Series  A  Stockholders”)  of  SilverSun
Technologies, Inc. to notify such Series A Stockholders that the Company received a unanimous written consent in lieu of a meeting of
the  holders  of  Series  A.    Each  share  of  Series  A  has  the  equivalent  of  five  billion  (5,000,000,000)  votes  of  Class  A  Common
Stock.  Currently, there are two holders of Series A (up to January 13, 2012) , each holding one share of Series A Preferred, resulting in
the Series A holding in the aggregate approximately 55.4% of the total voting power of all issued and outstanding voting capital of the
Company (the “Majority Stockholders”).   The Series A Stockholders consented to perform the following during 2011:

 1. A 1-for-1,811 reverse stock split of the Company’s issued and outstanding shares of Class A Common Stock;

  2.  A  decrease  in  the  number  of  authorized  shares  of  Class  A  Common  Stock  from  ten  billion  (10,000,000,000)  shares  of
Class A Common Stock to seven hundred and fifty million (750,000,000) shares of Class A Common Stock;

 3. An amendment to the par value of blank check preferred stock from a par value $1.00 per share to a par value $0.001 per
share.

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SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 15 – STOCKHOLDERS’ EQUITY (continued)

Common Stock (continued)

  4.  A  change  in  the  conversion  ratio  at  which  the  Class  B  Common  Stock,  par  value  $.00001  per  share  of  the  Company
converts into Class A Common Stock from (i) fifty percent (50%) of the lowest price ever paid for the issuance of Class A
Common Stock for each one share of Class B Common Stock being converted to (ii) 1,975 shares of Class A Common Stock
for each one share of Class B Common Stock;

 5. The cancellation of Class C Common Stock, par value $.00001 per share.

6. A change in the name of the Company from Trey Resources, Inc. to SilverSun Technologies, Inc.

NOTE 16 – STOCK OPTIONS AND WARRANTS

2004 Stock Incentive Plan
The Company adopted the 2004 Stock Incentive as amended Plan (the “2004 Plan”) which reserves for issuance up to 3,482,000 shares
of the Company’s Common Stock in order to attract and retain qualified employees, directors, independent contractors or agents of the
Company.  Under the Plan, the Board of Directors (the “Board”), in its discretion may grant stock options (including non-statutory stock
options and incentive stock options qualifying under Section 422 of the Code), stock appreciation rights (including free-standing, tandem
and limited stock appreciation rights), warrants, dividend equivalents, stock awards, restricted stock, phantom stock, performance shares
or other securities or rights that the Board determines to be consistent with the objectives and limitations of the plan  at a price to be equal
to or greater than 50% of the fair market value of such shares on the date of grant of such award.    The Board may determine that all or a
portion  of  a  payment  to  a  participant  under  the  Plan,  whether  it  is  to  be  made  in  cash,  shares  of  the  Company  common  stock  or  a
combination thereof, shall be vested at such times and upon such terms as may be selected by it in its sole discretion. The Plan (but not the
awards theretofore granted under the Plan) shall terminate on and no awards shall be granted after September 29, 2014.

2007 Consultant Stock Incentive Plan
The Company adopted the 2007 Consultant Stock Incentive Plan (the “2007 Plan”) to: (i) provide long-term incentives, payment in stock
in  lieu  of  cash  and  rewards  to  consultants,  advisors,  attorneys,  independent  contractors  or  agents  ("Eligible  Participants")  of  the
Company; (ii) assist the Company in attracting and retaining independent contractors or agents with experience and/or ability on a basis
competitive with industry practices; and (iii) associate the interests of such independent contractors or agents with those of the Company's
stockholders.  The Company has reserved 581,800 shares for issuance under this plan. Awards under the Plan may include, but need not
be limited to, stock options (including non-statutory stock options and incentive stock options qualifying under Section 422 of the Code),
stock  appreciation  rights  (including  free-standing,  tandem  and  limited  stock  appreciation  rights),  warrants,  dividend  equivalents,  stock
awards, restricted stock, phantom stock, performance shares or other securities or rights that the Board determines to be consistent with
the objectives and limitations of the Plan. The price shall be equal to or graeter than 50% of the fair market value of such shares on the
date  of  grant  of  such  award.  The  Board  shall  determine  the  extent  to  which  awards  shall  be  payable  in  cash,  shares  of  the  Company
common stock or any combination thereof.  The Board may determine that all or a portion of a payment to a participant under the Plan,
whether it is to be made in cash, shares of the Company common stock or a combination thereof shall be deferred.  Deferrals shall be for
such periods and upon such terms as the Board may determine in its sole discretion. The Plan (but not the awards theretofore granted
under the Plan) shall terminate on and no awards shall be granted after January 22, 2017.

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SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 16 – STOCK OPTIONS AND WARRANTS (continued)

2004 Directors’ and Officers’ Stock Incentive Plan
The Company adopted the 2004 Directors’ and Officers’ Stock Incentive Plan (the “2004 D&O Plan”) which reserves for issuance up to
165,600 shares of the Company’s Common Stock in order to provide long-term incentive and rewards to officers and directors of the
Company  and  subsidiaries  and  to  attract  and  retain  qualified  employees,  directors,  independent  contractors  or  agents  of  the
Company.  Awards  under  the  Plan  may  include,  but  need  not  be  limited  to,  stock  options  (including  non-statutory  stock  options  and
incentive stock options qualifying under Section 422 of the Code), stock appreciation rights (including free-standing, tandem and limited
stock  appreciation  rights),  warrants,  dividend  equivalents,  stock  awards,  restricted  stock,  phantom  stock,  performance  shares  or  other
securities or rights that the Board determines to be consistent with the objectives and limitations of the Plan. The price shall be equal to or
graeter than 50% of the fair market value of such shares on the date of grant of such award. The Board shall determine the extent to which
awards shall be payable in cash, shares of the Company common stock or any combination thereof.  The Board may determine that all or
a  portion  of  a  payment  to  a  participant  under  the  Plan,  whether  it  is  to  be  made  in  cash,  shares  of  the  Company  common  stock  or  a
combination thereof shall be deferred.  Deferrals shall be for such periods and upon such terms as the Board may determine in its sole
discretion.  The  Plan  (but  not  the  awards  theretofore  granted  under  the  Plan)  shall  terminate  on  and  no  awards  shall  be  granted  after
September 29, 2014.

In May 2012, the Company issued approximately 2,875,000 common stock options from the 2004 Stock Incentive Plan with a weighted
average  exercise  price  of  $0.16  and  an  expected  life  of  5  years.    Approximately,  2,257,000  of  the  common  stock  options  vest
immediately. The remaining 618,000 options shall vest 50% at grant date with the balance vested ratably over a three-year period.

the  Black  Scholes  option-pricing
The  Company  estimated 
model.    Compensation  cost  is  recognized  on  a  straight-line  basis  over  the  vesting  period  and,  as  such,  the  Company  recorded
compensation expense of approximately $416,991 and $-0- for the years ended December 31, 2012 and 2011, respectively.

the  options  at  approximately  $460,000  using 

the  value  of 

The weighted average inputs into the Black Scholes were as follows:

1.             Expected dividend yield of 0.0%,
2.             Risk-free interest rate of 0.86%
3.             Expected Volatility at 298%
4.             Expected term of 5 years
5.             Exercise price of $0.16

A summary of the status of the Company’s stock option plans for the fiscal years ended December 31, 2012 and 2011 and changes
during the years are presented below: (in number of options):

Number of
Options

Average
Exercise Price  

Outstanding options at
January 1, 2012
Options granted
Options exercised
Options canceled/forfeited    

0    $
2,874,710    $
0    $
0    $

0.00   
0.16   
0.00   
0.00   

Average
Remaining
Contractual
Term

Aggregate
Intrinsic Value  

Outstanding options at
December 31, 2012
Vested Options:
      December 31, 2012:
      December 31, 2011:

2,874,710    $

0.16 

4.4 years

2,544,118    $
-0-    $

0.16 
0.00 

4.4 years
0 years

  $

  $
  $

-0- 

-0- 
-0- 

For  the  years  ended  December  31,  2012  and  2011,  the  unamortized  compensation  expense  for  stock  options  was  $43,000  and  $-0-,
respectively. Unamortized compensation expense is expected to be recognized over a weighted-average period of 3 years.

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SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

NOTE 16 – STOCK OPTIONS AND WARRANTS (continued)

Warrants Outstanding

During 2012 the Company issued 750,000 warrants for services with a fair value of approximately $105,000. The estimated fair value of
the warrant has been calculated based on a Black-Scholes pricing model using the following assumptions: a) fair market value of stock of
$0.03-$0.20; b) exercise price of $0.02-$0.04; c) Dividend yield of 0%; d) Risk free interest rate of 0.25%- 0.33%; e) expected volatility
of 280.02%-296.79%; f) Expected life of 2 years..

During  2011  the  Company  issued  approximately  552,000  warrants  for  services  with  a  fair  value  of  approximately  $107,000.
The estimated fair value of the warrant has been calculated based on a Black-Scholes pricing model using the following assumptions: a)
fair  market  value  of  stock  of  $0.22638;  b)  exercise  price  of  $0.1811;  c)  Dividend  yield  of  0%;  d)  Risk  free  interest  rate  of  0.30%;  e)
expected volatility of 230.47%; f) Expected life of 1.5 years..

Unexpired warrants outstanding are as follows as of December 31, 2012:

Expiration Date

July 31, 2014
March12, 2014
July 1, 2014
October 1, 2014

The following table summarizes the warrants transactions:

Balance, January 1, 2011
Granted
Exercised
Canceled
Balance, December 31, 2011

Granted
Exercised
Canceled
Balance, December 31, 2012

Outstanding and Exercisable,
December 31, 2012

Outstanding and Exercisable,
December 31, 2011

F-22

  Exercise Price    

Shares

  $

126.77      
0.03      
0.20      
0.20      

40  
250,000   
250,000  
250.000  

Warrants

Outstanding    

Weighted
Average
Exercise Price  

2,000     $
552,000     $
-     $
-     $
554,000     $

750,000     $
-     $
553,960     $
750,040     $

29.572  
.1811  
.0000  
.0000  
.2711  

.1433  
.0000  
.2618  
.15  

750,040     $

.15  

554,000     $

.2694  

 
 
 
   
     
 
   
   
   
 
 
 
 
 
   
     
 
   
   
   
   
   
 
     
       
 
   
   
   
   
 
     
       
 
   
 
     
       
 
   
 
 
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NOTE 17 – LINE OF CREDIT

SILVERSUN TECHNOLOGIES, INC. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2012 AND 2011

In October 2011 the Company negotiated a line of credit from a bank. The term of the agreement is for three years and expires in October
2014. The agreement included a borrowing base calculation tied to accounts receivable with a maximum availability of $750,000 at 6%
interest.  .  As  of  December  31,  2012,  the  availability  under  this  line  was  approximately  $571,367  based  upon  eligible  collateral  at
December 31, 2012. Interest on outstanding balances is payable daily at an interest rate that is two and three quarters percentage points
(2.75%)  above  the  Prime  Rate.      The  line  is  collateralized  by  substantially  all  of  the  assets  of  the  Company  and  is  guaranteed  by  the
Company’s CEO, Mr. Meller.  The credit facility required the Company to pay a monitoring fee of 0.315% of eligible collateral to be paid
monthly. An annual facility fee equal to one percent (1%) of the Maximum Credit is assessed upon the initial funding, annually thereafter.

As  of  December  31,  2012,  the  outstanding  balance  was  $178,633.  As  of  December  31,  2011  there  was  no  outstanding  balance  open
under this agreement.  At December 31, 2012, the Company was in compliance with the required financial covenants, the fixed charge
ratio and debt to net worth.

NOTE 18 – NON-CONTROLLING INTEREST

On January 12, 2012, SilverSun Technologies, Inc. entered into a share exchange agreement with SWK Technologies, Inc shareholders
to  purchase  the  remaining  20%  interest  from  the  non-controlling  shareholders.    Pursuant  to  the  terms  of  the  Agreement,  the  non-
controlling shareholders exchanged an aggregate of 25 shares of SWK for a total of 22,664,678 shares (the “Exchange Shares”) of the
Company’s Common Stock.

NOTE 19 – SUBSEQUENT EVENTS

In  February2013,    SWK  Technologies,  Inc.,  completed  the  acquisition  of  the  Sage  business  partner  accounts  of  Dallas-based  Point
Solutions, LLC (d/b/a Fusion RMS.com This strategic acquisition allows SWK to immediately expand its growing national Sage practice
to Texas and to provide enhanced support to our ERP Alliance partners.

In February 2013, SWK Technologies, Inc., also completed the acquisition of the Sage business partner accounts of Colleyville, Texas-
based SGEN, LLC (d/b/a Software Generation).  This acquisition along with that of the Sage accounts of Point Solutions allows SWK to
continue to expand its growing national Sage practice in Texas, and to provide enhanced support to our ERP Alliance partners.

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CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 31.1

I, Mark Meller, certify that:

1)   I have reviewed this Annual Report on Form 10-K being filed;

2)   Based on my knowledge, the Report does not contain any untrue statement of a material fact or omit to state a material fact necessary to
make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period
covered by the Report;

3)   Based  on  my  knowledge,  the  financial  statements,  and  other  financial  information  included  in  the  Report,  fairly  present  in  all  material

respects the financial condition, results of operations and cash flows of the issuer as of, and for, the periods presented in the Report;

4)  

The small business issuer's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in
Exchange Act Rules 13a-15(f) and 15d-15(f)) for the small business issuer and have:

(a)

(b)

(c)

(d)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under
our  supervision,  to  ensure  that  material  information  relating  to  the  small  business  issuer,  including  its  consolidated
subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being
prepared;
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed
under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of
financial statements for external purposes in accordance with generally accepted accounting principles;
Evaluated the effectiveness of the small business issuer's disclosure controls and procedures and presented in this report our
conclusions  about  the  effectiveness  of  the  disclosure  controls  and  procedures,  as  of  the  end  of  the  period  covered  by  this
report based on such evaluation; and
Disclosed in this report any change in the small business issuer's internal control over financial reporting that occurred during
the small business issuer's most recent fiscal quarter (the small business issuer's fourth fiscal quarter in the case of an annual
report) that has materially affected, or is reasonably likely to materially affect, the small business issuer's internal control over
financial reporting; and

5)

I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the small business issuer's auditors and
the audit committee of the small business issuer's board of directors (or persons performing the equivalent functions):

(a)

(b)

All  significant  deficiencies  and  material  weaknesses  in  the  design  or  operation  of  internal  control  over  financial  reporting
which  are  reasonably  likely  to  adversely  affect  the  small  business  issuer's  ability  to  record,  process,  summarize  and  report
financial information; and
Any fraud, whether or not material, that involves management or other employees who have a significant role in the small
business issuer's internal control over financial reporting.

By /s/ Mark Meller                                
     Mark Meller
     Principal Executive Officer and Principal Accounting Officer

     March 29, 2013

 
 
 
 
 
 
 
 
 
     
 
 
 
 
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.1

In connection with the Annual Report of SilverSun Technologies, Inc. (the "Company") on Form 10-K for the period ending December 31, 2012
as filed with the Securities and Exchange Commission on the date hereof (the "Report"), I, Mark Meller, President, Chief Executive Officer, and
Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002, that:

1.  

2.  

The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

The information contained in the Report fairly presents, in all material respects, the financial condition and result of operations of the
Company.

/s/ Mark Meller                                            
Mark Meller
Principal Executive Officer
Principal Accounting Officer

March 29, 2013

 
 
March 29, 2013