Quarterlytics / Industrials / Aerospace & Defense / Sturm, Ruger & Company, Inc.

Sturm, Ruger & Company, Inc.

rgr · NYSE Industrials
Claim this profile
Ticker rgr
Exchange NYSE
Sector Industrials
Industry Aerospace & Defense
Employees 1880
← All annual reports
FY2016 Annual Report · Sturm, Ruger & Company, Inc.
Sign in to download
Loading PDF…
SECURITIES AND EXCHANGE COMMISSION 
WASHINGTON, D.C.  20549 
FORM 10-K 
FOR ANNUAL AND TRANSITION REPORTS 
PURSUANT TO SECTION 13 OR 15(d) THE SECURITIES EXCHANGE ACT OF 1934 

(Mark One) 
  ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2016 

OR 

     TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 
For the transition period from ____________ to ___________ 

Commission File Number 0-4776 
STURM, RUGER & COMPANY, INC. 
(Exact Name of Registrant as Specified in Its Charter) 

Delaware 
(State or Other Jurisdiction of 
Incorporation or Organization) 
Lacey Place, Southport, Connecticut 
(Address of Principal Executive Offices) 

06-0633559 
(I.R.S. Employer 
Identification No.) 
06890 
(Zip Code) 

(203) 259-7843 
(Registrant’s telephone number, including area code) 

Securities registered pursuant to Section 12(b) of the Act: 

Title of Each Class 
Common Stock, $1 par value 

Name of Each Exchange on Which Registered 
New York Stock Exchange 

Securities registered pursuant to Section 12(g) of the Act: 
None  
(Title of Class) 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  YES     NO           

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  YES       NO       

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act 
of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject 
to such filing requirements for the past 90 days.   YES  NO        

Indicate  by  check  mark  if  disclosure  of  delinquent  filers  pursuant  to  Item  405  of  Regulation  S-K  is  not  contained  herein,  and  will  not  be 
contained, to the best of registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 
10-K or any amendment to this Form 10-K [   ]. 

Indicate  by  check  mark  whether  the  registrant  is  a  large  accelerated  filer,  an  accelerated  filer,  or  a  non-accelerated  filer.    See  definition  of 
“accelerated filer and large accelerated filer” in Rule 12b-2 of the Exchange Act.  Large accelerated filer  [  ]  Accelerated filer [   ]     Non-
accelerated filer [    ]  Smaller reporting company [    ]. 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).YES      NO        

Indicate  by  check  mark  whether  the  registrant  has  submitted  electronically  and  posted  on  its  corporate  Web  site,  if  any,  every 
Interactive  Data  File  required  to  be  submitted  and  posted  pursuant  to  Rule  405  of  Regulation  S-T  (§  232.405  of  this  chapter) 
during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). 
YES      NO        

The aggregate market value of the voting and non-voting common equity held by non-affiliates of the registrant computed by reference to the 
price at which the common equity was last sold, or the average bid and asked price of such common equity, as of June 30, 2016: 
Common Stock, $1 par value - $1,192,892,000 

The number of shares outstanding of the registrant's common stock as of February 17, 2017: 
Common Stock, $1 par value –18,104,900 shares 

DOCUMENTS INCORPORATED BY REFERENCE. 

Portions of the registrant’s Proxy Statement relating to the 2017 Annual Meeting of Stockholders to be held  May 9, 2017 are incorporated by 
reference into Part III (Items 10 through 14) of this Report. 

1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TABLE OF CONTENTS 

PART I 

Item 1. 

Business.…………………………………..………………………………………………………….. 

 4 

Item 1A. 

Risk Factors……………………………………………………………………………………………  

10 

Item 1B. 

Unresolved Staff Comments…………………………………………………………………………..  

14 

Item 2. 

Properties.…………………………………………………………………………………………….. 

15 

Item 3. 

Legal Proceedings....………………………………………………………………………………….. 

16 

Item 4. 

Mine Safety Disclosures………………………………………………................................................. 

16 

PART II 

Item 5. 

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer  
  Purchases of Equity Securities.……………………………………………………………………... 

17 

Item 6. 

Selected Financial Data……………………………………………………………………………….  

21 

Item 7. 

Management’s Discussion and Analysis of Financial Condition and Results of Operations………… 

22 

Item 7A. 

Quantitative and Qualitative Disclosures About Market Risk………………………………………... 

46 

Item 8. 

Financial Statements and Supplementary Data……………………………………  . 

Item 9. 

Changes in and Disagreements With Accountants on Accounting and Financial Disclosure ………. 

Item 9A. 

Controls and Procedures.……………………………………………………………………………... 

Item 9B. 

Other Information.……………………………………………………………………………………. 

47 

74 

74 

75 

PART III 

Item 10. 

Directors, Executive Officers and Corporate Governance……………………………………………. 

75 

Item 11. 

Executive Compensation.……………………………………………………………………………... 

75 

Item 12. 

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder 
   Matters.……………………………………………………………………………………………... 

Item 13. 

Certain Relationships and Related Transactions and Director Independence……………………….. 

75 

76 

Item 14. 

Principal Accountant Fees and Services….…………………………………………………………... 

76 

2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART IV 

Item 15. 

Exhibits and Financial Statement Schedules..………………………………………………………... 

Signatures…... ………………………………………………………………………………………………………… 
Exhibit Index.. ………………………………………………………………………………………………………… 
Financial Statement Schedule... ……………………………………………………………………………………….. 
Exhibits……... ……………………………………………………………………………………………………….... 

77 

81 
82 
87 
88 

EXPLANATORY NOTE: 

In this Annual Report on Form 10-K, Sturm, Ruger & Company, Inc. and Subsidiary (the “Company”) makes  forward-
looking statements and projections concerning future expectations.  Such statements are based on current expectations and 
are  subject  to  certain  qualifying  risks  and  uncertainties,  such  as  market  demand,  sales  levels  of  firearms,  anticipated 
castings sales and earnings, the need for external financing for operations or capital expenditures, the results of pending 
litigation  against  the  Company,  the  impact  of  future  firearms  control  and  environmental  legislation,  and  accounting 
estimates, any one or more of which could cause actual results to differ materially from those projected.  Words such as 
“expect,”  “believe,”  “anticipate,”  “intend,”  “estimate,”  “will,”  “should,”  “could”  and  other  words  and  terms  of  similar 
meaning, typically identify such forward-looking statements. Readers are cautioned not to place undue reliance on these 
forward-looking  statements,  which  speak  only  as  of  the  date  made.  The  Company  undertakes  no  obligation  to  publish 
revised forward-looking statements to reflect events or circumstances after the date such forward-looking statements are 
made or to reflect the occurrence of subsequent unanticipated events. 

3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART I 

ITEM 1—BUSINESS 

Company Overview 

Sturm,  Ruger  &  Company,  Inc.  and  Subsidiary  (the  “Company”)  is  principally  engaged  in  the 
design, manufacture, and sale of firearms to domestic customers.  Virtually all of the Company’s 
sales for the year ended December 31, 2016 were from the firearms segment, with approximately 
1% from the castings segment.  Export sales represent approximately 3% of firearms sales.  The 
Company’s design and manufacturing operations are located in the United States and almost all 
product content is domestic.   

The Company has been in business since 1949 and was incorporated in its present form under the 
laws  of  Delaware  in  1969.    The  Company  primarily  offers  products  in  three  industry  product 
categories – rifles, pistols, and revolvers.  The Company’s firearms are sold through independent 
wholesale distributors, principally to the commercial sporting market. 

The  Company  manufactures  and  sells  investment  castings  made  from  steel  alloys  and  metal 
injection molding (“MIM”) parts for internal use in the firearms segment and has minimal sales 
to outside customers.  The castings and MIM parts sold to outside customers, either directly or 
through  manufacturers’  representatives,  represented  approximately  1%  of  the  Company’s  total 
sales for the year ended December 31, 2016.   

For the years ended December 31, 2016, 2015, and 2014, net sales attributable to the Company's 
firearms operations were $658.4 million, $544.9 million and $542.3 million.  The balance of the 
Company's net sales for the aforementioned periods was attributable to its castings operations.   

Firearms Products 

The Company presently manufactures firearm products, under the “Ruger” name and trademark, 
in the following industry categories: 

Rifles 

  Single-shot 
  Autoloading 
  Bolt-action 
  Modern sporting 

Pistols 

  Rimfire autoloading 
  Centerfire autoloading  

Revolvers 

    Single-action 
    Double-action 

Most firearms are available in several models based upon caliber, finish, barrel length, and other 
features.   

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Rifles 
A  rifle  is  a  long  gun  with  spiral  grooves  cut  into  the  interior  of  the  barrel  to  give  the  bullet  a 
stabilizing  spin  after  it  leaves  the  barrel.    Net  sales  of  rifles  by  the  Company  accounted  for 
$264.9  million,  $208.5 million,  and  $203.9 million  of  total  net  sales  for  the  years  2016,  2015, 
and 2014, respectively. 

Pistols 
A  pistol  is  a  handgun  in  which  the  ammunition  chamber  is  an  integral  part  of  the  barrel  and 
which typically is fed ammunition from a magazine contained in the grip. Net sales of pistols by 
the Company accounted for $250.0 million, $192.2 million, and $198.2 million of revenues for 
the years 2016, 2015, and 2014, respectively. 

Revolvers 
A revolver is  a handgun that has a cylinder that  holds the ammunition  in a series of chambers 
which are successively aligned with the barrel of the gun during each firing cycle.  There are two 
general types of revolvers, single-action and double-action.  To fire a single-action revolver, the 
hammer is pulled back to cock the gun and align the cylinder before the trigger is pulled.  To fire 
a double-action revolver, a single trigger pull advances the cylinder and cocks and releases the 
hammer.  Net sales of revolvers by the Company accounted for $104.9 million, $113.3 million, 
and $112.8 million of revenues for the years 2016, 2015, and 2014, respectively. 

Accessories 
The  Company  also  manufactures  and  sells  accessories  and  replacement  parts  for  its  firearms.  
These sales accounted for $38.6 million, $30.3 million, and $23.9 million of total net sales for 
the years 2016, 2015, and 2014, respectively. 

Castings Products 

Net sales attributable to the Company’s casting operations (excluding intercompany transactions) 
accounted  for  $5.9  million,  $6.2  million,  and  $2.2  million,  for  2016,  2015,  and  2014, 
respectively.  These sales represented approximately 1% of total net sales in each of these years. 

Manufacturing 

Firearms 
The  Company  produces  one  model  of  pistol,  all  of  its  revolvers  and  most  of  its  rifles  at  the 
Newport, New Hampshire facility.  Most of the Company’s pistols are produced at the Prescott, 
Arizona facility.  Some rifle models and one pistol model are produced at the Mayodan, North 
Carolina facility, which began operations in the latter months of 2013.   

Many  of  the  basic  metal  component  parts  of  the  firearms  manufactured  by  the  Company  are 
produced by the Company's castings segment through processes known as precision investment 
casting.    The  Company  also  uses  many  MIM  parts  in  its  firearms.    See  "Manufacturing- 
Investment  Castings  and  Metal  Injected  Moldings"  below  for  a  description  of  these  processes.  
The Company believes that investment castings and MIM parts provide greater design flexibility 
and  result  in  component  parts  which  are  generally  close  to  their  ultimate  shape  and,  therefore, 
require less machining than processes requiring machining a solid billet of metal to obtain a part.  

5 

 
 
 
 
 
 
 
 
 
Through  the  use  of  investment  castings  and  MIM  parts,  the  Company  endeavors  to  produce 
durable and less costly component parts for its firearms. 

All assembly, inspection, and testing of firearms manufactured by the Company are performed at 
the  Company's  manufacturing  facilities.    Every  firearm,  including  every  chamber  of  every 
revolver manufactured by the Company, is test-fired prior to shipment. 

Investment Castings and Metal Injected Moldings 
To produce a product by the investment casting method, a wax model of the part is created and 
coated (“invested”) with several layers of ceramic material.  The shell is then heated to melt the 
interior wax, which is poured off, leaving a hollow mold. To cast the desired part, molten metal 
is poured into the mold and allowed to cool and solidify.  The mold is then broken off to reveal a 
near net shape cast metal part. 

Metal  injection  molding  is  a  three  part  powder  metallurgy  process  by  which  a  feedstock 
consisting  of  finely  powdered  metal  and  binders  is  processed  through  injection  molding, 
debinding, and sintering equipment to produce steel, stainless steel, and alloy parts of complex 
shape and geometry.  This process allows for high volume production while eliminating many of 
the wastes of traditional metal working methods, yielding net shape and near net shape parts. 

Marketing and Distribution 

Firearms 
The  Company's  firearms  are  primarily  marketed  through  a  network  of  federally  licensed, 
independent wholesale distributors who purchase the products directly from the Company.  They 
resell  to  federally  licensed,  independent  retail  firearms  dealers  who  in  turn  resell  to  legally 
authorized  end  users.    All  retail  purchasers  are  subject  to  a  point-of-sale  background  check  by 
law enforcement.  These end users include sportsmen, hunters, people interested in self-defense, 
law  enforcement  and  other  governmental  organizations,  and  gun  collectors.    Each  distributor 
carries  the  entire  line  of  firearms  manufactured  by  the  Company  for  the  commercial  market. 
Currently,  18  distributors  service  the  domestic  commercial  market,  with  an  additional  23 
distributors  servicing  the  domestic  law  enforcement  market  and  41  distributors  servicing  the 
export market.  

In 2016, the Company’s largest customers and the percent of total sales they represented were as 
follows: Davidson’s-19%; Lipsey’s-17%; Jerry’s/Ellett Brothers-15%; and Sports South-14%.   

In 2015, the Company’s largest customers and the percent of total sales they represented were as 
follows: Davidson’s-18%; Lipsey’s-17%; Sports South-13%, and Jerry’s/Ellett Brothers-11%. 

In 2014, the Company’s largest customers and the percent of total sales they represented were as 
follows: Davidson’s-19%; Lipsey’s-13%; Sports South-13%, and Jerry’s/Ellett Brothers-12%. 

The Company employs 17 employees who service these distributors and call on retailers and law 
enforcement  agencies.    Because  the  ultimate  demand  for  the  Company's  firearms  comes  from 
end users rather than from the independent wholesale distributors, the Company believes that the 

6 

 
 
 
 
 
  
 
 
 
 
   
loss of any distributor would not have a material, long-term adverse effect on the Company, but 
may  have  a  material  adverse  effect  on  the  Company’s  financial  results  for  a  particular  period.  
The Company considers its relationships with its distributors to be satisfactory. 

The  Company  also  exports  its  firearms  through  a  network  of  selected  commercial  distributors 
and directly to certain foreign customers, consisting primarily of law enforcement agencies and 
foreign governments.  Foreign sales were less than 5% of the Company's consolidated net sales 
for each of the past three fiscal years.   

The  Company  does  not  consider  its  overall  firearms  business  to  be  predictably  seasonal; 
however, orders of many models of firearms from the distributors tend to be stronger in the first 
quarter of the year and weaker in the third quarter of the year.  This is due in part to the timing of 
the distributor show season, which occurs during the first quarter. 

Investment Castings and Metal Injected Moldings 
The castings segment provides castings and MIM parts for the Company’s firearms segment.  In 
addition, the castings segment produces some products for a number of customers in a variety of 
industries.   

Competition 

Firearms 
Competition  in  the  firearms  industry  is  intense  and  comes  from  both  foreign  and  domestic 
manufacturers.    While  some  of  these  competitors  concentrate  on  a  single  industry  product 
category such as rifles or pistols, several competitors manufacture products in  all four industry 
categories (rifles, shotguns, pistols, and revolvers).  Some of these competitors are subsidiaries 
of larger  corporations  than the Company with  substantially  greater financial resources than the 
Company,  which  could  affect  the  Company’s  ability  to  compete.  The  principal  methods  of 
competition  in  the industry  are product  innovation,  quality,  availability,  brand,  and price.  The 
Company believes that it can compete effectively with all of its present competitors. 

Investment Castings and Metal Injected Moldings 
There  are  a  large  number  of  investment  castings  and  MIM  manufacturers,  both  domestic  and 
foreign, with which the Company competes.  Competition varies based on the type of investment 
castings  products  and  the  end  use  of  the  product.    Companies  offering  alternative  methods  of 
manufacturing such as wire electric discharge machining (EDM) and advancements in computer 
numeric  controlled  (CNC)  machining  also  compete  with  the  Company’s  castings  segment.  
Many of these competitors are larger corporations than the Company with substantially greater 
financial resources than the Company, which could affect the Company’s ability to compete with 
these competitors.  The principal methods of competition in the industry are quality, price, and 
production lead time.   

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
Employees 

As  of  February  1,  2017,  the  Company  employed  approximately  2,110  full-time  employees, 
approximately 24% of whom had at least ten years of service with the Company.  The Company 
uses  temporary  employees  to  supplement  its  workforce.    As  of  February  1,  2017,  there  were 
approximately 320 temporary employees in addition to the full-time employees. 

None of the Company's employees are subject to a collective bargaining agreement.   

Research and Development 

In 2016, 2015, and 2014, the Company spent approximately $8.7 million, $8.5 million, and $10.0 
million,  respectively,  on  research  and  development  activities  relating  to  new  products  and  the 
improvement of existing products.  As of February 1, 2017, the Company had approximately 141 
employees whose primary responsibilities were research and development activities. 

Patents and Trademarks 

The Company owns various United States and foreign patents and trademarks which have been 
secured over a period of years and which expire at various times. It is the policy of the Company 
to apply for patents and trademarks whenever new products or processes deemed commercially 
valuable  are  developed  or  marketed  by  the  Company.    However,  none  of  these  patents  and 
trademarks are considered to be fundamental to any important product or manufacturing process 
of the Company and, although the Company deems its patents and trademarks to be of value, it 
does not consider its business materially dependent on patent or trademark protection. 

Environmental Matters 

The  Company  is  committed  to  achieving  high  standards  of  environmental  quality  and  product 
safety, and strives to  provide a safe and healthy  workplace  for its employees and others in  the 
communities in which it operates.  The Company has programs in place that monitor compliance 
with  various  environmental  regulations.  However,  in  the  normal  course  of  its  manufacturing 
operations the Company is subject to governmental proceedings and orders pertaining to waste 
disposal,  air  emissions,  and  water  discharges  into  the  environment.    These  regulations  are 
integrated  into  the  Company’s  manufacturing,  assembly,  and  testing  processes.    The  Company 
believes that it is generally in compliance with applicable environmental regulations and that the 
outcome of any environmental proceedings and orders will not have a material adverse effect on 
the financial position of the Company, but could have a material adverse effect on the financial 
results for a particular period. 

8 

 
 
 
 
 
 
 
 
 
 
 
 
Executive Officers of the Company 

Set  forth  below  are  the  names,  ages,  and  positions  of  the  executive  officers  of  the  Company.  
Officers serve at the discretion of the Board of Directors of the Company. 

Name 

Age 

Position With Company 

Michael O. Fifer 

Christopher J. Killoy 

Thomas A. Dineen 

Mark T. Lang 

Thomas P. Sullivan 

Kevin B. Reid, Sr. 

59 

58 

48 

60 

56 

56 

Chief Executive Officer 

President and Chief Operating Officer 

Vice President, Treasurer and Chief Financial Officer 

Group Vice President  

Vice President of Newport Operations 

Vice President, General Counsel and Corporate 

Secretary 

Shawn C. Leska 

45 

Vice President, Sales  

Michael  O.  Fifer  joined  the  Company  as  Chief  Executive  Officer  on  September  25,  2006,  and 
was named to  the Board of Directors on October 19, 2006.  Mr. Fifer also  served as President 
from April 23, 2008 to December 31, 2013.  Mr. Fifer will retire effective May 9, 2017 and will 
continue  to  support  the  Company  as  Vice  Chairman  of  the  Board  of  Directors  after  his 
retirement. 

Christopher  J.  Killoy  became  President  and  Chief  Operating  Officer  on  January  1,  2014.  
Previously he served as Vice President of Sales and Marketing since November 27, 2006.  Mr. 
Killoy originally joined the Company in 2003 as Executive Director of Sales and Marketing, and 
subsequently  served  as  Vice  President  of  Sales  and  Marketing  from,  November  1,  2004  to 
January 25, 2005.  Mr. Killoy will succeed Michael O. Fifer as Chief Executive Officer upon Mr. 
Fifer's planned retirement effective May 9, 2017. 

Thomas A. Dineen became Vice President on May 24, 2006.  Previously he served as Treasurer 
and  Chief  Financial  Officer  since  May  6,  2003  and  had  been  Assistant  Controller  since  2001.  
Prior to that, Mr. Dineen had served as Manager, Corporate Accounting since 1997. 

Mark T. Lang joined the Company as Group Vice President on February 18, 2008.  Mr. Lang is 
responsible for management of the Prescott Firearms Division and Ruger Precision Metals, the 
Company’s  MIM  subsidiary.    Prior  to  joining  the  Company,  Mr.  Lang  was  President  of  the 
Custom Products Business at Mueller Industries, Inc.  Prior to joining Mueller, Mr. Lang was the 
Vice President of Operations for the Automotive Division of Thomas and Betts, Inc.  

Thomas  P.  Sullivan  joined  the  Company  as  Vice  President  of  Newport  Operations  for  the 
Newport, New Hampshire Firearms and Pine Tree Castings divisions on August 14, 2006.  Mr. 
Sullivan is also responsible for the Mayodan, North Carolina Firearms division. 

9 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Kevin B. Reid, Sr. became Vice President and General Counsel on April 23, 2008. Previously he 
served  as  the  Company’s  Director  of  Marketing  from  June  4,  2007.    Mr.  Reid  joined  the 
Company in July 2001 as an Assistant General Counsel. 

Shawn  C.  Leska  became  Vice  President,  Sales  on  November  6,  2015.    Mr.  Leska  joined  the 
Company  in  1989,  and  has  served  in  a  variety  of  positions  in  the  sales  department.    Most 
recently, Mr. Leska served as Director of Sales since 2011. 

Where You Can Find More Information 

The  Company  is  subject  to  the  informational  requirements  of  the  Securities  Exchange  Act  of 
1934, as amended (the "Exchange Act"), and accordingly, files its Annual Report on Form 10-K, 
Quarterly  Reports  on  Form  10-Q,  Definitive  Proxy  Statements,  Current  Reports  on  Form  8-K, 
and  other  information  with  the  Securities  and  Exchange  Commission  (the  "SEC").  The  public 
may read and copy any materials filed with the SEC at the SEC's Public Reference Room at 100 
F  Street  NE,  Washington,  DC  20549.    Please  call  the  SEC  at  (800)  SEC-0330  for  further 
information on the Public Reference Room.  As an electronic filer, the Company's public filings 
are maintained on the SEC's Internet site that contains reports, proxy and information statements, 
and other information regarding issuers that file electronically with the SEC.  The address of that 
website is http://www.sec.gov. 

The  Company  makes  its  Annual  Report  on  Form  10-K,  Quarterly  Reports  on  Form  10-Q, 
Definitive  Proxy  Statements,  Current  Reports  on  Form  8-K  and  amendments  to  those  reports 
filed  or  furnished  pursuant  to  Section  13(a)  or  15(d)  of  the  Exchange  Act  accessible  free  of 
charge  through  the  Company's  Internet  site  after  the  Company  has  electronically  filed  such 
material with, or furnished it to, the SEC. The address of that website is http://www.ruger.com.  
However, such reports may not be accessible through the Company's website as promptly as they 
are accessible on the SEC’s website. 

the  Company’s  corporate  governance  materials, 

Additionally, 
its  Corporate 
Governance  Guidelines,  the  charters  of  the  Audit,  Compensation,  Nominating  and  Corporate 
Governance, and Risk Oversight committees, and the Code of Business Conduct and Ethics may 
also  be  found  under  the  “Stockholder  Relations”  subsection  of  the  “Corporate”  section  of  the 
Company’s  Internet  site  at  http://www.ruger.com/corporate.  A  copy  of  the  foregoing  corporate 
governance  materials  is  available  upon  written  request  to  the  Corporate  Secretary  at  Sturm, 
Ruger & Company, Inc., Lacey Place, Southport, Connecticut 06890. 

including 

ITEM 1A—RISK FACTORS 

The  Company’s  operations  could  be  affected  by  various  risks,  many  of  which  are  beyond  its 
control.  Based  on  current  information,  the  Company  believes  that  the  following  identifies  the 
most significant risk factors that could adversely affect its business.  Past financial performance 
may not be a reliable indicator of future performance and historical trends should not be used to 
anticipate results or trends in future periods. 

10 

 
 
 
 
 
 
 
 
 
 
 
 
In evaluating the Company’s business, the following risk factors, as well as other information in 
this report, should be carefully considered. 

Changes  in  government  policies  and  firearms  legislation  could  adversely  affect  the 
Company’s financial results. 
The sale, purchase, ownership, and use of firearms are subject to thousands of federal, state and 
local  governmental  regulations.    The  basic  federal  laws  are  the  National  Firearms  Act,  the 
Federal  Firearms  Act,  and  the  Gun  Control  Act  of  1968.    These  laws  generally  prohibit  the 
private ownership of fully automatic weapons and place certain restrictions on the interstate sale 
of  firearms  unless  certain  licenses  are  obtained.    The  Company  does  not  manufacture  fully 
automatic  weapons  and  holds  all  necessary  licenses  under  these  federal  laws.    Several  states 
currently have laws in effect similar to the aforementioned legislation. 

In 2005, Congress enacted the Protection of Lawful Commerce in Arms Act (“PLCAA”).  The 
PLCAA  was  enacted  to  address  abuses  by  cities  and  agenda-driven  individuals  who  wrongly 
sought  to  make  firearms  manufacturers  liable  for  legally  manufactured  and  lawfully  sold 
products if those products were later used in criminal acts.  The Company believes the PLCAA 
merely codifies common sense and long standing tort principles.  If the PLCAA is repealed or 
efforts  to  circumvent  it  are successful and lawsuits similar to  those filed  by  cities and  agenda-
driven  individuals  in  the  late  1990s  and  early  2000s  are  allowed  to  proceed,  it  could  have  a 
material adverse impact on the Company.  

Currently, federal and several states’ legislatures are considering additional legislation relating to 
the regulation  of firearms.  These proposed bills  are extremely varied, but  many  seek  either to 
restrict  or  ban  the  sale  and,  in  some  cases,  the  ownership  of  various  types  of  firearms.    Other 
legislation seeks to require new technologies, such as microstamping and so-called “smart gun” 
technology,  that  are  not  proven,  reliable  or  feasible.    Such  legislation  became  effective  in 
California in  2013,  and has  limited our ability to  sell certain  products in  California.   If similar 
legislation is enacted in other states, it could effectively ban or severely limit the sale of affected 
firearms.  There also are legislative proposals to limit magazine capacity.   

The Company believes that the lawful private ownership of firearms is guaranteed by the Second 
Amendment  to  the  United  States  Constitution  and  that  the  widespread  private  ownership  of 
firearms  in  the  United  States  will  continue.    However,  there  can  be  no  assurance  that  the 
regulation of firearms will not become more restrictive in the future and that any such restriction 
would not have a material adverse effect on the business of the Company. 

The Company’s results of operations could be further adversely affected if legislation with 
diverse requirements is enacted.  
With literally thousands  of laws being proposed  at  the federal,  state and  local  levels,  if  even  a 
small percentage of these laws are enacted and they are incongruent, the Company could find it 
difficult, expensive or even practically impossible to comply with them, impeding new product 
development and distribution of existing products. 

11 

 
 
 
 
 
 
 
 
 
 
The Company’s results of operations could be adversely affected by litigation. 
The Company faces risks arising from various asserted and unasserted litigation matters.  These 
matters  include,  but  are  not  limited  to,  assertions  of  allegedly  defective  product  design  or 
manufacture,  alleged  failure  to  warn,  purported  class  actions  against  firearms  manufacturers, 
generally seeking relief such as medical expense reimbursement, property damages, and punitive 
damages arising from accidents involving firearms or the criminal misuse of firearms, and those 
lawsuits filed on behalf of municipalities alleging harm to the general public.  Various factors or 
developments  can  lead  to  changes  in  current  estimates  of  liabilities  such  as  final  adverse 
judgment, significant settlement or changes in applicable law.  A future adverse outcome in any 
one  or  more  of  these  matters  could  have  a  material  adverse  effect  on  the  Company’s  financial 
results.    See  Note  17  to  the  financial  statements  which  are  included  in  this  Annual  Report  on 
Form 10-K. 

Our insurance may be insufficient to protect us from claims or losses.  
We maintain insurance coverage with third-party insurers.  However, not every risk or liability is 
or  can  be  protected  by  insurance,  and,  for  those  risks  we  insure,  the  limits  of  coverage  we 
purchase or that are reasonably obtainable in the market may not be sufficient to cover all actual 
losses  or  liabilities  incurred.    Moreover,  there  is  a  risk  that  commercially  available  liability 
insurance will not continue to be available to us at a reasonable cost, if at all. If liability claims or 
losses  exceed  our  current  or  available  insurance  coverage,  our  business  and  prospects  may  be 
harmed.  

The Company’s results of operations could be adversely affected by a decrease in demand 
for Company products. 
If demand for the Company’s products decreases significantly, the Company would be unable to 
efficiently  utilize  its  capacity,  and  profitability  would  suffer.    Decreased  demand  could  result 
from a macroeconomic downturn, or could be specific to the firearms industry.  If the decrease in 
demand occurs abruptly, the adverse impact would be even greater. 

The financial health of our independent distributors is critical to our success. 
Over  90%  of  our  sales  are  made  to  18  federally  licensed,  independent  wholesale  distributors.  
We  review  our  distributors’  financial  statements  and  have  credit  insurance  for  many  of  them.  
However,  our  credit  evaluations  of  distributors  and  credit  insurance  may  not  be  completely 
effective, especially if an interest rate increase exacts an additional financial strain. 

If one or more independent distributors experience financial distress or liquidity issues, we may 
not  be able to  collect  our accounts receivable on a timely basis, which would  have  an adverse 
impact on our operating results and financial condition.  

The  Company  must  comply  with  various  laws  and  regulations  pertaining  to  workplace 
safety and environment, environmental matters, and firearms manufacture. 
In  the  normal  course  of  its  manufacturing  operations,  the  Company  is  subject  to  numerous 
federal,  state  and  local  laws  and  governmental  regulations,  and  governmental  proceedings  and 
orders.  These  laws  and  regulations  pertain  to  matters  like  workplace  safety  and  environment, 
firearms serial number tracking and control, waste disposal, air emissions and water discharges 

12 

 
 
 
 
 
 
 
into the environment.  Noncompliance with any one or more of these laws and regulations could 
have a material adverse impact on the Company. 

Misconduct  of  our  employees  or  contractors  could  cause  us  to  lose  customers  and  could 
have a significant adverse impact on our business and reputation. 
Misconduct,  fraud  or  other  improper  activities  by  our  employees,  or  contractors  could  have  a 
material  adverse  impact  on  our  business  and  reputation.  Such  misconduct  could  include  the 
failure  to  comply  with  federal,  state,  local  or  foreign  government  procurement  regulations, 
regulations  regarding  the  protection  of  personal  information,  laws  and  regulations  relating  to 
antitrust and any other applicable laws or regulations.  

Business  disruptions  at  one  of  the  Company’s  manufacturing  facilities  could  adversely 
affect the Company’s financial results. 
The  Newport,  New  Hampshire,  Prescott,  Arizona  and  Mayodan,  North  Carolina  facilities  are 
critical  to  the  Company’s  success.  These  facilities  house  the  Company’s  principal  production, 
research,  development,  engineering,  design,  and  shipping  operations.  Any  event  that  causes  a 
disruption  of  the  operation  of  any  of  these  facilities  for  even  a  relatively  short  period  of  time 
could have a material adverse effect on the Company’s ability to produce and ship products and 
to provide service to its customers.  

We  rely  on  our  information  and  communications  systems  in  our  operations.  Security 
breaches  and  other  disruptions  could  adversely  affect  our  business  and  results  of 
operations.  
Cyber-security  threats  are  significant  and  evolving  and  include,  among  others,  malicious 
software, attempts to gain unauthorized access to data, and other electronic security breaches that 
could  lead  to  disruptions  in  mission  critical  systems,  unauthorized  release  of  confidential  or 
otherwise  protected  information  and  corruption  of  data. In  addition  to  security  threats,  we  are 
also subject to other systems failures, including network, software or hardware failures, whether 
caused by us, third-party service providers, natural disasters, power shortages, terrorist attacks or 
other  events.  The  unavailability  of  our  information  or  communications  systems,  the  failure  of 
these  systems  to  perform  as  anticipated  or  any  significant  breach  of  data  security  could  cause 
loss  of  data,  disrupt  our  operations,  lead  to  financial  losses  from  remedial  actions,  require 
significant management attention and resources, and negatively impact our reputation among our 
customers and the public, which could have a negative impact on our financial condition, results 
of operations and liquidity.  

Price increases for raw materials could adversely affect the Company’s financial results. 
Third parties supply the Company with various raw materials for its firearms and castings, such 
as  fabricated  steel  components,  walnut,  birch,  beech,  maple  and  laminated  lumber  for  rifle 
stocks,  wax,  ceramic  material,  metal  alloys,  various  synthetic  products  and  other  component 
parts.  There is a limited supply of these materials in the marketplace at any given time, which 
can  cause  the  purchase  prices  to  vary  based  upon  numerous  market  factors.    The  Company 
believes that it has adequate quantities of raw materials in inventory or on order to provide ample 
time to locate and obtain additional items at then-current market cost without interruption of its 
manufacturing  operations.    However,  if  market  conditions  result  in  a  significant  prolonged 
inflation  of  certain  prices  or  if  adequate  quantities  of  raw  materials  cannot  be  obtained,  the 

13 

 
 
 
 
 
 
Company’s manufacturing processes could be interrupted and the Company’s financial condition 
or results of operations could be materially adversely affected. 

Retention of key management is critical to the success of the Company. 
We  rely  on  the  management  and  leadership  skills  of  our  senior  management  team.  Our  senior 
executives are not bound by employment agreements. The loss of the services of one or more of 
our  senior  executives  or  other  key  personnel  could  have  a  significant  adverse  impact  on  our 
business.  

ITEM 1B—UNRESOLVED STAFF COMMENTS 

None. 

14 

 
 
 
 
 
 
 
 
 
ITEM 2—PROPERTIES 

The Company’s manufacturing operations are carried out at  four facilities. The following table 
sets forth certain information regarding each of these facilities: 

Approximate 
Aggregate 
Usable 
Square Feet 

Status 

Segment 

Newport, New Hampshire 

350,000 

Owned 

Firearms/Castings 

Prescott, Arizona 

230,000 

Mayodan, North Carolina 

220,000 

Earth City, Missouri 

35,000 

Leased 

Owned 

Leased 

Firearms 

Firearms 

Castings 

Each  firearms  facility  contains  enclosed  ranges  for  testing  firearms.  The  lease  of  the  Prescott 
facility provides  for rental  payments  which are  approximately equivalent to  estimated rates for 
real property taxes.   

The Company has other facilities that were not used in its manufacturing operations in 2016: 

Approximate 
Aggregate 
Usable 
Square Feet 

Southport, Connecticut 

Newport, New Hampshire 
(Dorr Woolen Building) 

25,000 

45,000 

Enfield, Connecticut 

10,000 

Rochester, New Hampshire 

2,000 

Status 

Segment 

Owned 

Owned 

Leased 

Leased 

Corporate 

Firearms 

Firearms 

Firearms 

There are no mortgages or any other major encumbrance on any of the real estate owned by the 
Company.   

The Company’s principal executive offices are located in Southport, Connecticut.   

15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 3—LEGAL PROCEEDINGS 

The nature of the legal proceedings against the Company is discussed at Note 17 to the financial 
statements, which are included in this Form 10-K. 

The Company has reported all cases instituted against it through October 1, 2016, and the results 
of  those  cases,  where  terminated,  to  the  SEC  on  its  previous  Form  10-Q  and  10-K  reports,  to 
which reference is hereby made. 

During the three months ending December 31, 2016, one case was formally instituted against the 
Company,  captioned  Terry  W.  Turner  v.  Sturm,  Ruger  &  Company,  Inc.  and  Winchester 
Ammunition,  Inc.,  pending  in  the  United  States  District  Court  for  the  Northern  District  of 
Alabama, Eastern Division. 

During the three months ending December 31, 2016, no cases previously reported were settled or 
dismissed. 

ITEM 4—MINE SAFETY DISCLOSURES – NOT APPLICABLE 

16 

 
 
 
 
 
 
 
 
 
 
 
PART II 

ITEM 5—MARKET FOR REGISTRANT'S COMMON EQUITY, RELATED 

STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY 
SECURITIES 

The  Company’s  common  stock  is  traded  on  the  New  York  Stock  Exchange  under  the  symbol 
“RGR.”  At February 9, 2017, the Company had 1,690 stockholders of record. 

The  following  table  sets  forth,  for  the  periods  indicated,  the  high  and  low  sales  prices  for  the 
Company’s common stock as reported on the New York Stock Exchange and dividends paid on 
the Company’s common stock. 

2015: 
     First Quarter 
     Second Quarter 
     Third Quarter 
     Fourth Quarter 

2016: 
     First Quarter 
     Second Quarter 
     Third Quarter 
     Fourth Quarter 

High 

$56.13 
58.77 
66.11 
61.39 

$78.09 
69.73 
70.30 
65.95 

Low 

$33.89 
47.38 
54.84 
48.10 

$49.62 
57.25 
54.41 
47.15 

Dividends 
Per Share 

$0.17 
0.32 
0.36 
0.25 

$0.35 
0.48 
0.49 
0.41 

17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Issuer Repurchase of Equity Securities 

In 2016, 2015, and 2014 the Company repurchased shares of its common stock. Details of these 
purchases are as follows: 

Total 
Number of 
Shares 
Purchased 
as Part of 
Publicly 
Announced 
Program 

Maximum 
Dollar 
Value of 
Shares that 
May Yet Be 
Purchased 
Under the 
Program 

Total 
Number of 
Shares 
Purchased 

Average 
Price Paid 
per Share 

Period 

November 13, 2014 to December 

31, 2014 

January 1, 2015 to January 4, 2015 
November 2016  
December 2016 
Total 

680,813 
82,100 
179,685 
103,658 
1,046,256 

$35.22 
$34.57 
$49.11 
$50.00 
$39.06 

680,813 
82,100 
179,685 
103,658 

1,046,256  $58,982,000 

All of these purchases were made with cash held by the Company and no debt was incurred. 

At December 31, 2016, approximately $59 million remained authorized for share repurchases.   

18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Comparison of Five-Year Cumulative Total Return* 
Sturm, Ruger & Co., Inc., Standard & Poor’s 500, Recreation and Russell 2000 Index 
(Performance Results Through 12/31/16) 

$900 

$800 

$700 

$600 

$500 

$400 

$300 

$200 

$100 

Sturm, Ruger & Co., Inc. 

Standard & Poors 500 

Recreation 

Russell 2000 Index 

$310.46 

$123.70 
$113.40 
$108.38 

$222.54 

$100.00 

$94.55 
$92.16 

$100.00 

$518.31 

$170.27 

$148.49 
$146.97 

$443.72 

$220.20 

$162.52 

$144.95 

$252.72 

$194.06 

$163.71 
$153.73 

$0 

2011 

2012 

2013 

2014 

2015 

2016 

Assumes $100 invested at the close of trading 12/11 in Sturm, Ruger & Company, Inc. common 
stock, Standard and Poor’s 500, Recreation and Russell 2000 Index. 

* Cumulative total return assumes reinvestment of dividends. 

 Source:  Value Line Publishing LLC 

Sturm, Ruger & Co., Inc. 
Standard & Poor’s 500 
Recreation 
Russell 2000 Index 

2011 
$100.00 
$100.00 
$100.00 
$100.00 

2012 
$222.54 
$100.00 
$92.16 
$94.55 

2013 
$310.46 
$113.40 
$123.70 
$108.38 

2014 
$518.31 
$146.97 
$170.27 
$148.49 

2015 
$252.72 
$163.71 
$194.06 
$153.73 

2016 
$443.72 
$162.52 
$220.20 
$144.95 

19 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
Securities Authorized for Issuance Under Equity Compensation Plans 

The  following  table  provides  information  regarding  compensation  plans  under  which  equity 
securities of the Company are authorized for issuance as of December 31, 2016: 

Equity Compensation Plan Information 

Number of securities to 
be issued upon exercise of 
outstanding options, 
warrants and rights 

Weighted-average 
exercise price of 
outstanding options, 
warrants and rights 

Number of securities 
remaining available for 
future issuance under 
equity compensation 
plans (excluding 
securities reflected in 
column (a)) 

Plan category 

(a) 

(b) * 

(c) 

Equity compensation 
plans approved by 
security holders  

2007 Stock Incentive Plan 

204,057 

$8.95 per share 

- 

472,000 

Equity compensation 
plans not approved by 
security holders  

None. 

Total 

204,057 

$8.95 per share 

472,000 

* 

Restricted  stock  units  are  settled  in  shares  of  common  stock  on  a  one-for-one  basis.  
Accordingly,  such  units  have  been  excluded  for  purposes  of  computing  the  weighted-
average exercise price. 

20 

 
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
  
  
  
 
 
 
 
 
 
ITEM 6—SELECTED FINANCIAL DATA 

(Dollars in thousands, except per share data) 
December 31, 

Net firearms sales 
Net castings sales 
Total net sales 
Cost of products sold 
Gross profit 
Income before income taxes 
Income taxes 
Net income 
Basic earnings per share 
Diluted earnings per share 
Cash dividends per share 

December 31, 

Working capital 
Total assets 
Total stockholders’ equity 
Book value per share 
Return on stockholders’ equity 
Current ratio 
Common shares outstanding 
Number of stockholders of 

record 

Number of employees 
Number of temporary employees 

2016 

2015 

2014 

2013 

2012 

$658,433 
5,895 
664,328 
444,774 
219,554 
135,921 
48,449 
87,472 
4.62 
4.59 
$   1.73 

$544,850 
6,244 
551,094 
378,934 
172,160 
96,100 
33,974 
62,126 
3.32 
3.21 

$542,267 
2,207 
544,474 
375,300 
169,174 
57,240 
18,612 
38,628 
1.99 
1.95 
$   1.10     $     1.62 

$678,552 
9,724 
688,276 
429,671 
258,605 
175,232 
63,960 
111,272  
5.76 
5.58 
$     2.12 

$484,933 
6,891 
491,824 
312,871 
178,953 
112,109 
41,480 
 70,629 
3.69 
3.60 
$     5.80 

2016 
$142,729 
355,404 
265,900 
$      14.23 
35.4% 
2.8 to 1 

2012 
2013 
$  37,430 
$  69,460  
174,486 
277,118 
95,032 
179,086 
$      9.26       $      4.93 
60.8% 
1.6 to 1 
18,688,500  18,713,400  18,737,000  19,348,000  19,263,000 

2015 
$107,279 
315,883 
227,738 
$    12.17 
30.1% 
2.3 to 1 

2014 
$  57,792 
254,382 
185,462 
$      9.90 
21.2% 
2.0 to 1 

81.2% 
1.8 to 1 

1,678 
2,120 
310 

1,702 
1,920 
205 

1,726 
1,847 
220 

1,718 
1,862 
530 

1,771 
1,441 
570 

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 7—MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL 

CONDITION AND RESULTS OF OPERATIONS 

Company Overview 

Sturm,  Ruger  &  Company,  Inc.  (the  “Company”)  is  principally  engaged  in  the  design, 
manufacture, and sale of firearms to domestic customers.  Approximately 99% of sales are from 
firearms.   Export sales  represent  approximately  3% of  total sales.   The  Company’s design and 
manufacturing  operations  are  located  in  the  United  States  and  almost  all  product  content  is 
domestic.  The Company’s firearms are sold through a select number of independent wholesale 
distributors, principally to the commercial sporting market. 

The Company also manufactures investment castings made from steel alloys and metal injection 
molding  (“MIM”)  parts  for  internal  use  in  its  firearms  and  for  sale  to  unaffiliated,  third-party 
customers.  Approximately 1% of sales are from the castings segment. 

Orders of many models of firearms from the independent distributors tend to be stronger in the 
first  quarter  of  the  year  and  weaker  in  the  third quarter  of  the  year.    This  is  due  in  part  to  the 
timing of the distributor show season, which occurs during the first quarter. 

Results of Operations - 2016 

Product Demand 

The  estimated  sell-through  of  the  Company’s  products  from  the  independent  distributors  to 
retailers increased 12% in 2016 from 2015.  For the same period, the National Instant Criminal 
Background Check System (“NICS”) background checks (as adjusted by the National Shooting 
Sports  Foundation  (“NSSF”))  increased  10%.    The  increase  in  estimated  sell-through  of  the 
Company’s products from the independent distributors to retailers is attributable to:  

  stronger-than-normal seasonal industry demand, likely bolstered by the political 

campaigns for the elections in November,  

  strong demand for certain new products,  
 
  greater availability of rimfire ammunition which spurred demand for our 10/22 rifle 

increased production of several products in strong demand, and 

and other rimfire firearms late in the latter half of the year.  

New products represented $192.6 million or 29% of firearms sales in 2016, compared to $115.4 
million or 21% of firearms sales in 2015.  New product sales include only major new products 
that were introduced in the past two years.  In 2016, new products included the Precision Rifle, 
the  AR-556  modern  sporting  rifle,  the  LC9s  pistol,  the  Mark  IV  pistols, the LCP  II  pistol,  and the 
American pistol.  The AR-556 and the LC9s pistol will not be considered new products in 2017. 

22 

 
 
 
 
 
 
 
 
 
 
 
 
 
Estimated sell-through from distributors to retailers and total adjusted NICS background checks: 

2016 

2015 

2014 

Estimated Units Sold from Distributors to 
Retailers (1) 

2,007,200 

1,793,800 

1,669,700 

Total Adjusted NICS Background Checks (2) 

15,727,700 

14,244,200 

13,090,400 

(1) 

The estimates for each period were calculated by taking the beginning inventory 
at  the  distributors,  plus  shipments  from  the  Company  to  distributors  during  the 
period, less the ending inventory at distributors. These estimates are only a proxy 
for actual market demand as they: 

  Rely  on  data  provided  by  independent  distributors  that  are  not  verified 

by the Company, 

  Do not  consider potential  timing issues within the distribution channel, 

including goods-in-transit, and  

  Do not consider fluctuations in inventory at retail. 

(2) 

NICS  background  checks  are  performed  when  the  ownership  of  most  firearms, 
either  new  or  used,  is  transferred  by  a  Federal  Firearms  Licensee.    NICS 
background  checks  are  also  performed  for  permit  applications,  permit  renewals, 
and other administrative reasons.   

The adjusted NICS data presented above was derived by the NSSF by subtracting 
NICS checks that are not directly related to the sale of a firearm, including checks 
used for concealed carry (“CCW”) permit application checks as well as checks on 
active CCW permit databases.   

Orders Received and Ending Backlog 

The  Company  uses  the  estimated  unit  sell-through  of  our  products  from  the  independent 
distributors  to  retailers,  along  with  inventory  levels  at  the  independent  distributors  and  at  the 
Company, as the key metrics for planning production levels. 

Net Orders Received in 2016 increased 49% from 2015.  Our ending order backlog of 621,400 
units at December 31, 2016 increased 191,100 units from backlog of 430,300 units at December 
31, 2015.   

23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The units ordered, value of orders received and ending backlog, net of Federal Excise Tax, for 
the trailing three years are as follows (dollars in millions, except average sales price):   

2016 

2015 

2014 

Orders Received 

$688.5 

$463.2 

$286.8 

Average Sales Price of Orders Received  

$306 

$303 

$311 

Ending Backlog  

$195.0 

$137.8 

$204.2 

Average Sales Price of Ending Backlog  

$314 

$320 

$313 

Production 

The Company reviews the estimated sell-through from the independent distributors to retailers, 
as well as inventory levels at the independent distributors and at the Company, semi-monthly to 
plan  production  levels  and  manage  increases  in  inventory.    These  reviews  and  increased 
production capacity of products in strong demand resulted in an increase in total unit production 
of 23.5 % in 2016 compared to 2015. 

Annual Summary Unit Data 

Firearms unit data for orders, production, and shipments follows: 

Units Ordered 

Units Produced 

Units Shipped 

2016 

2015 

2014 

2,246,600 

1,517,000 

921,900 

2,125,500 

1,721,300 

1,867,800 

2,055,500 

1,738,100 

1,791,300 

Average Sales Price 

$320 

$313 

$303 

Units – Backlog 

621,400 

430,300 

651,400 

Inventories 

The Company’s finished goods inventory increased by 70,000 units during 2016.   

Distributor  inventories  of  the  Company’s  products  increased  by  48,300  units  during  2016  and 
approximate a reasonable level to support rapid fulfillment of retailer demand.  

24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
Inventory data follows: 

2016 

December 31, 
2015 

2014 

Units – Company Inventory 

157,400 

87,400 

104,200 

Units – Distributor Inventory (3) 

319,300 

271,000 

326,700 

Total inventory (4) 

476,700 

358,400 

430,900 

(3) 

(4) 

Distributor  ending  inventory  as  provided  by  the  independent  distributors  of  the 
Company’s  products.    These  numbers  do  not  include  goods-in-transit  inventory 
that has been shipped from the Company but not yet received by the distributors. 

This  total  does  not  include  inventory  at  retailers.    The  Company  does  not  have 
access to data on retailer inventories. 

Year ended December 31, 2016, as compared to year ended December 31, 2015: 

Net Sales 

Consolidated  net  sales  were  $664.3  million  in  2016.    This  represents  an  increase  of  $113.2 
million or 20.5% from 2015 consolidated net sales of $551.1 million.  

Firearms segment net sales were $658.4 million in 2016.  This represents an increase of $113.5 
million  or  20.8%  from  2015  firearms  net  sales  of  $544.9  million.    Firearms  unit  shipments 
increased 18.3% in 2016.   

Casting segment net sales were $5.9 million in 2016.  This represents a decrease of $0.3 million 
or 5.6% from 2015 casting sales of $6.2 million. 

Cost of Products Sold and Gross Profit 

Consolidated cost of products sold was $444.8 million in 2016.  This represents an increase of 
$65.9 million or 17.4% from 2015 consolidated cost of products sold of $378.9 million. 

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  gross  margin  was  33.2%  in  2016.    This  represents  an  increase  from  31.2%  in  2015  as 
illustrated below: 

  (in thousands) 
Year Ended December 31, 

2016 

2015 

Net sales 

$664,328 

100.0% 

$551,094 

100.0% 

Cost of products sold, before LIFO, 
overhead and labor rate adjustments to 
inventory, and product liability 

441,773 

66.5% 

375,267 

68.1% 

LIFO expense 

481 

0.1% 

1,458 

0.3% 

Overhead rate adjustments to inventory 

482 

0.1% 

1,150 

0.2% 

Labor rate adjustments to inventory 

(17) 

- 

139 

- 

Product liability 

2,055 

0.3% 

920 

0.2% 

Total cost of products sold 

444,774 

67.0% 

378,934 

68.8% 

Gross profit 

$219,554 

33.0% 

$172,160 

31.2% 

Cost  of  products  sold,  before  LIFO,  overhead  and  labor  rate  adjustments  to  inventory,  and 
product  liability-  In  2016,  cost  of  products  sold,  before  LIFO,  overhead  and  labor  rate 
adjustments to inventory, and product liability decreased 1.8% as a percentage of sales compared 
to  2015.    This  increased  profitability  is  attributable  to  increased  volume  and  improved 
productivity. 

LIFO- Gross inventories increased by $18.1 million in 2016 and decreased $7.7 million in 2015. 
In  2016  and  2015,  the  Company  recognized  LIFO  expense  of  $0.5  million  and  $1.5  million, 
respectively, which increased cost of products sold.   

Overhead Rate Change- The net impact on inventory in 2016 and 2015 from the change in the 
overhead rates used to absorb overhead expenses into inventory was a decrease of $0.5 million 
and  $1.2  million,  respectively,  reflecting  increased  overhead  efficiency.    This  decrease  in 
inventory value resulted in a corresponding increase to cost of products sold in 2016 and 2015.   

Labor Rate Adjustments- In 2016, the change in inventory value resulting from the change in the 
labor rates used to absorb labor expenses into inventory was de minimis.  In 2015, the change in 
inventory value resulting from the change in the labor rates used to  absorb labor expenses into 
inventory was a decrease of $0.1 million, reflecting increased labor efficiency. This decrease in 
inventory value resulted in a corresponding increase to cost of products sold.   

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Product  Liability-  This  expense  includes  the  cost  of  outside  legal  fees,  insurance,  and  other 
expenses  incurred  in  the  management  and  defense  of  product  liability  matters.    These  costs 
totaled $2.1 million and $0.9 million in 2016 and 2015, respectively. See Note 17 in the notes to 
the financial statements “Contingent Liabilities” for further discussion of the Company’s product 
liability. 

Gross Profit- Gross profit was $219.6 million or 33.0% of sales in 2016.  This is an increase of 
$47.4 million from 2015 gross profit of $172.2 million or 31.2% of sales in 2015. 

Selling, General and Administrative 

Selling,  general  and  administrative  expenses  were  $85.1  million  in  2016,  an  increase  of  $7.4 
million  from  $77.7  million  in  2015,  and  a  decrease  from  14.1%  of  sales  in  2015  to  12.8%  of 
sales  in  2016.    The  increase  in  selling,  general  and  administrative  expenses  is  primarily 
attributable  to  increased  promotional  selling  expenses,  including  the  “Ruger  $5  Million  Match 
Challenge” and the “2.5 Million Gun Challenge” in 2016.  

Other Operating Income, net 

Other operating income, net consists of the following (in thousands): 

Gain on sale of operating assets  

Total other operating income, net 

Operating Income 

2016 

2015 

$  5  

$  113   

$  5 

$  113 

Operating  income was  $134.4 million or  20.2% of sales in  2016.  This is  an  increase of $39.9 
million from 2015 operating income of $94.5 million or 17.2% of sales. 

Royalty Income 

Royalty income was $1.1 million in 2016 and 2015.   

Interest Income and Interest Expense 

Interest income and interest expense were negligible in 2016 and 2015. 

Other Income (Expense), Net 

Other income (expense), net was income of $0.5 million in 2016, a decrease of $0.1 million from 
income of $0.6 million in 2015.   

27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Income Taxes and Net Income 

The  effective  income  tax  rate  was  35.6%  in  2016  and  35.4%  in  2015.    The  increase  in  the 
effective  tax  rate  is  primarily  attributable  to  a  decrease  in  the  domestic  production  activities 
deduction in 2016 compared to 2015. 

As a  result of the foregoing factors, consolidated net  income was $87.5  million  in  2016.  This 
represents an increase of $25.4 million from 2015 consolidated net income of $62.1 million. 

Non-GAAP Financial Measure 

In an effort to provide investors with additional information regarding its results, the Company 
refers  to  various  United  States  generally  accepted  accounting  principles  (“GAAP”)  financial 
measures and one non-GAAP financial measure, EBITDA, which management believes provides 
useful  information to  investors.   This  non-GAAP measure may not  be comparable to  similarly 
titled measures being disclosed by other companies.  In addition, the Company believes that the 
non-GAAP  financial  measure  should  be  considered  in  addition  to,  and  not  in  lieu  of,  GAAP 
financial measures. The Company believes that EBITDA is useful to understanding its operating 
results  and  the  ongoing  performance  of  its  underlying  business,  as  EBITDA  provides 
information  on  the  Company’s  ability  to  meet  its  capital  expenditure  and  working  capital 
requirements, and is also an indicator of profitability.  The Company believes that this reporting 
provides better transparency and comparability to its operating results.  The Company uses both 
GAAP and non-GAAP financial measures to evaluate the Company’s financial performance. 

Non-GAAP Reconciliation – EBITDA 

EBITDA 
(Unaudited, dollars in thousands) 

Year ended December 31, 

Net income 

Income tax expense 
Depreciation and amortization expense 
Interest expense 
Interest income 
EBITDA 

2016 

2015 

$  87,472   

$  62,126  

48,449 
35,355 
186 
(14) 
$171,448 

33,974 
36,235 
156 
(5) 
$132,486 

EBITDA is defined as earnings before interest, taxes,  and depreciation and amortization.   The 
Company  calculates  this  by  adding  the  amount  of  interest  expense,  income  tax  expense  and 
depreciation and amortization expenses that have been deducted from net income back into net 
income, and subtracting the amount of interest income that was included in net income from net 
income to arrive at EBITDA.  The Company’s EBITDA calculation also excludes any one-time 
non-cash, non-operating expense. 

28 

 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
Quarterly Data 

To  supplement  the  summary  annual  unit  data  and  discussion  above,  the  same  data  for  the  last 
eight quarters follows: 

Units Ordered  

Units Produced  

Units Shipped  

Estimated Units Sold from  
Distributors to Retailers 

Total Adjusted NICS Background 
Checks  

Q4 

2016 

Q3 

Q2 

Q1 

432,100 

445,700 

399,400 

969,400 

566,200 

527,600 

529,600 

502,100 

527,300 

507,500 

504,000 

516,700 

529,100 

453,400 

453,700 

571,000 

4,861,000 

3,519,000 

3,199,000 

4,148,000 

Average Unit Sales Price 

$304 

$315 

$330 

$332 

Units – Backlog 

621,400 

716,600 

778,400 

883,000 

Units – Company Inventory 

157,400 

118,500 

98,500 

72,800 

Units – Distributor Inventory (5) 

319,300 

321,100 

267,000 

216,700 

Units Ordered  

Units Produced 

Units Shipped 

Estimated Units Sold from  
Distributors to Retailers 

Total Adjusted NICS Background 
Checks  

Q4 

2015 

Q3 

Q2 

Q1 

696,400 

207,500 

262,400 

350,700 

425,400 

439,900 

487,000 

369,000 

478,400 

394,700 

442,900 

422,100 

552,700 

374,900 

379,400 

486,800 

4,880,000 

3,050,000 

2,793,000 

3,521,000 

Average Unit Sales Price 

$315 

$302 

$314 

$321 

Units – Backlog 

430,300 

212,300 

399,500 

580,000 

Units – Company Inventory 

87,400 

140,400 

95,200 

51,100 

Units – Distributor Inventory (5) 

271,000 

345,300 

325,500 

262,000 

 (5)  Distributor ending inventory as provided by the independent distributors of the 

Company’s products. 

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(in millions except average sales price, net of Federal Excise Tax) 

Q4 

2016 
Q3 

Q2 

Q1 

Orders Received 

$130.2 

$116.5 

$145.7 

$296.1 

Average Sales Price of Orders Received 

$301 

$261 

$365 

$305 

Ending Backlog 

$195.0 

$219.1 

$257.6 

$276.1 

Average Sales Price of Ending Backlog 

$314 

$306 

$331 

$313 

Q4 

2015 
Q3 

Q2 

Q1 

Orders Received 

$203.4 

$73.1 

$71.9 

$114.8 

Average Sales Price of Orders Received 

$292 

$352 

$274 

$327 

Ending Backlog 

$137.8 

$80.5 

$123.8 

$185.1 

Average Sales Price of Ending Backlog 

$320 

$379 

$310 

$319 

30 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Fourth Quarter Gross Profit Analysis 

The gross margin for the fourth quarter of 2016 and 2015 was 33.1% and 31.7%, respectively.  
Details of the gross margin are illustrated below:  

  (in thousands) 
Three Months Ended December 31, 

2016 

2015 

Net sales 

$161,849 

100.0% 

$152,397 

100.0% 

Cost of products sold, before LIFO, 
overhead and labor rate adjustments to 
inventory, and product liability 

109,977 

67.9% 

106,161 

69.6% 

LIFO (income) expense 

(1,295) 

(0.8)% 

(247) 

(0.2)% 

Overhead rate adjustments to inventory 

(756) 

(0.5)% 

(1,802) 

(1.2)% 

Labor rate adjustments to inventory 

(133) 

(0.1)% 

(207) 

(0.1)% 

Product liability 

560 

0.4% 

248 

0.2% 

Total cost of products sold 

108,353 

66.9% 

104,153 

68.3% 

Gross profit 

$ 53,496  

33.1% 

$ 48,244 

31.7% 

Note: For a discussion of the captions in the above table, please see the “Cost of Products Sold 
and Gross Profit” discussion above. 

31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Results of Operations - 2015 

Year ended December 31, 2015, as compared to year ended December 31, 2014: 

Annual Summary Unit Data 

Firearms unit data for orders, production, shipments and ending inventory, and castings setups (a 
measure of foundry production) are as follows: 

Units Ordered 

Units Produced 

Units Shipped 

Average Sales Price 

Units – Backlog 

2015 

2014 

2013 

1,517,000 

921,900 

2,251,000 

1,721,300 

1,867,800 

2,249,500 

1,738,100 

1,791,300 

2,237,400 

$313 

$303 

$303 

430,300 

651,400 

1,520,800 

Units – Company Inventory 

87,400 

104,200 

27,700 

Units – Distributor Inventory (1) 

271,000 

326,700 

205,100 

Castings Setups 

164,212 

201,592 

273,597 

Orders Received and Ending Backlog 

(in millions except average sales price, net of Federal Excise Tax): 

2015 

2014 

2013 

Orders Received 

$463.2 

$286.8 

$636.0 

Average Sales Price of Orders Received (2) 

$303 

$311 

$283 

Ending Backlog (2) 

$137.8 

$204.2 

$440.6 

Average Sales Price of Ending Backlog (2) 

 $320 

$313 

$290 

(1)   Distributor  ending  inventory  as  provided  by  the  independent  distributors  of  the 

Company’s products. 

(2)    Average sales price for orders received and ending backlog is net of Federal Excise 

Tax of 10% for handguns and 11% for long guns. 

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Product Demand 

After a  year of declining demand in 2014, demand rebounded in 2015 to  slightly higher  levels 
and followed typical historical seasonal patterns. 

The  estimated  sell-through  of  the  Company’s  products  from  the  independent  distributors  to 
retailers  increased  7%  in  2015 from  2014.   For the same period, the National  Instant Criminal 
Background Check System (“NICS”) background checks (as adjusted by the National Shooting 
Sports Foundation (“NSSF”)) increased 9%. 

New products represented $115.4 million or 21% of firearms sales in 2015, compared to $89.4 
million or 16% of firearms sales in 2014.  New product sales include only major new products 
that were introduced in the past two years. 

Estimated sell-through from distributors to retailers and total adjusted NICS background checks: 

2015 

2014 

2013 

Estimated Units Sold from Distributors to 
Retailers (1) 

1,793,800 

1,669,700 

2,091,500 

Total Adjusted NICS Background Checks (2) 

14,244,200 

13,090,400 

14,796,900 

(1) 

The estimates for each period were calculated by taking the beginning inventory 
at  the  distributors,  plus  shipments  from  the  Company  to  distributors  during  the 
period, less the ending inventory at distributors. These estimates are only a proxy 
for actual market demand as they: 

  Rely  on  data  provided  by  independent  distributors  that  are  not  verified 

by the Company, 

  Do not  consider potential  timing issues  within the distribution channel, 

including goods-in-transit, and  

  Do not consider fluctuations in inventory at retail. 

(2) 

NICS  background  checks  are  performed  when  the  ownership  of  most  firearms, 
either  new  or  used,  is  transferred  by  a  Federal  Firearms  Licensee.    NICS 
background  checks  are  also  performed  for  permit  applications,  permit  renewals, 
and other administrative reasons.   

The adjusted NICS data presented above was derived by the NSSF by subtracting 
NICS checks that are not directly related to the sale of a firearm, including checks 
used for concealed carry (“CCW”) permit application checks as well as checks on 
active CCW permit databases.   

33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Production 

The Company reviews the estimated sell-through from the independent distributors to retailers, 
as well as inventory levels at the independent distributors and at the Company, semi-monthly to 
plan production levels and manage increases in inventory.  These reviews resulted in decreased 
total unit production of 8% in 2015 compared to 2014. 

Inventories 

The Company’s finished goods inventory decreased by 16,800 units during 2015.   

Distributor  inventories  of  the  Company’s  products  decreased  by  55,700  units  during  2015  and 
approximate a reasonable level to support rapid fulfillment of retailer demand. However, there is 
still insufficient inventory of certain models that are experiencing strong demand.  

Inventory data follows: 

2015 

December 31, 
2014 

2013 

Units – Company Inventory 

87,400 

104,200 

27,700 

Units – Distributor Inventory (3) 

271,000 

326,700 

205,100 

Total inventory (4) 

358,400 

430,900 

232,800 

(3) 

Distributor  ending  inventory  as  provided  by  the  independent  distributors  of  the 
Company’s  products.    These  numbers  do  not  include  goods-in-transit  inventory 
that has been shipped from the Company but not yet received by the distributors. 

(4) 

This  total  does  not  include  inventory  at  retailers.    The  Company  does  not  have 
access to data on retailer inventories. 

34 

 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quarterly Summary Unit Data 

To  supplement  the  summary  annual  unit  data  and  discussion  above,  the  same  data  for  the  last 
eight quarters follows: 

Units Ordered  

Units Produced 

Units Shipped 

Estimated Units Sold from  
Distributors to Retailers 

Total Adjusted NICS Background 
Checks  

Q4 

2015 

Q3 

Q2 

Q1 

696,400 

207,500 

262,400 

350,700 

425,400 

439,900 

487,000 

369,000 

478,400 

394,700 

442,900 

422,100 

552,700 

374,900 

379,400 

486,800 

4,880,000 

3,050,000 

2,793,000 

3,521,000 

Average Unit Sales Price 

$315 

$302 

$314 

$321 

Units – Backlog 

430,300 

212,300 

399,500 

580,000 

Units – Company Inventory 

87,400 

140,400 

95,200 

51,100 

Units – Distributor Inventory (5) 

271,000 

345,300 

325,500 

262,000 

Units Ordered  

Units Produced 

Units Shipped 

Estimated Units Sold from  
Distributors to Retailers 

Total Adjusted NICS Background 
Checks  

Q4 

2014 

Q3 

Q2 

Q1 

225,800 

155,900 

145,200 

395,000 

360,900 

356,400 

552,200 

598,300 

399,100 

317,100 

513,700 

561,400 

422,500 

292,900 

388,900 

565,400 

4,129,000 

2,830,000 

2,672,000 

3,459,000 

Average Unit Sales Price 

$306 

$310 

$298 

$301 

Units – Backlog 

651,400 

824,700 

985,900 

1,354,400 

Units – Company Inventory 

104,200 

142,400 

103,100 

64,600 

Units – Distributor Inventory (5) 

326,700 

350,100 

325,900 

201,100 

35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(5)  Distributor  ending  inventory  as  provided  by  the  independent  distributors  of  the 

Company’s products. 

(in millions except average sales price, net of Federal Excise Tax) 

Q4 

2015 
Q3 

Q2 

Q1 

Orders Received 

$203.4 

$73.1 

$71.9 

$114.8 

Average Sales Price of Orders Received 

$292 

$352 

$274 

$327 

Ending Backlog 

$137.8 

$80.5 

$123.8 

$185.1 

Average Sales Price of Ending Backlog 

$320 

$379 

$310 

$319 

Q4 

2014 
Q3 

Q2 

Q1 

Orders Received 

$74.7 

$50.1 

$42.2 

$119.8 

Average Sales Price of Orders Received 

$331 

$321 

$291 

$303 

Ending Backlog 

$204.2 

$242.9 

$289.1 

$396.5 

Average Sales Price of Ending Backlog 

$313 

$295 

$293 

$293 

Net Sales 

Consolidated net sales were $551.1 million in 2015.  This represents an increase of $6.6 million 
or 1.2% from 2014 consolidated net sales of $544.5 million.  

Firearms  segment  net  sales  were  $544.9  million  in  2015.    This  represents  an  increase  of  $2.6 
million  or  0.5%  from  2014  firearms  net  sales  of  $542.3  million.    Firearms  unit  shipments 
decreased 3.0% in 2015.   

Casting segment net sales were $6.2 million in 2015.  This represents an increase of $4.0 million 
or 183% from 2014 casting sales of $2.2 million. 

Cost of Products Sold and Gross Profit 

Consolidated cost of products sold was $378.9 million in 2015.  This represents an increase of 
$3.6 million or 1.0% from 2014 consolidated cost of products sold of $375.3 million. 

36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The gross margin was 31.2% in 2015.  This represents a slight increase from 31.1% in 2014 as 
illustrated below: 

  (in thousands) 
Year Ended December 31, 

2015 

2014 

Net sales 

$551,094 

100.0% 

$544,474 

100.0% 

Cost of products sold, before LIFO, 
overhead and labor rate adjustments to 
inventory, and product liability 

375,267 

68.1% 

378,207 

69.5% 

LIFO expense 

1,458 

0.3% 

2,062 

0.4% 

Overhead rate adjustments to inventory 

1,150 

0.2% 

(5,320) 

(1.0)% 

Labor rate adjustments to inventory 

139 

- 

(424) 

(0.1)% 

Product liability 

920 

0.2% 

775 

0.1% 

Total cost of products sold 

378,934 

68.8% 

375,300 

68.9% 

Gross profit 

$172,160 

31.2% 

$169,174 

31.1% 

Cost  of  products  sold,  before  LIFO,  overhead  and  labor  rate  adjustments  to  inventory,  and 
product  liability-  In  2015,  cost  of  products  sold,  before  LIFO,  overhead  and  labor  rate 
adjustments to inventory, and product liability decreased 1.4% as a percentage of sales compared 
to 2014.  This increased profitability is attributable to improved productivity, partially offset by a 
less favorable shift in product mix. 

LIFO- Gross inventories decreased by $7.7 million in 2015 and increased $24.8 million in 2014. 
In  2015  and  2014,  the  Company  recognized  LIFO  expense  of  $1.5  million  and  $2.1  million, 
respectively, which increased cost of products sold.   

Overhead Rate Change-  The net impact on inventory in 2015 from the change in the overhead 
rates used to absorb overhead expenses into inventory was a decrease of $1.2 million, reflecting 
increased  overhead  efficiency.    This  decrease  in  inventory  value  resulted  in  a  corresponding 
increase to cost of products sold in 2015.  In 2014, the change in inventory value resulting from 
the change in the overhead rate used to absorb overhead expenses into inventory was an increase 
of  $5.3  million,  reflecting  decreased  overhead  efficiency.    This  increase  in  inventory  value 
resulted in a corresponding decrease to cost of products sold. 

37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Labor Rate Adjustments- In 2015, the change in inventory value resulting from the change in the 
labor  rates  used  to  absorb  labor  expenses  into  inventory  was  a  decrease  of  $0.1  million, 
reflecting  increased  labor  efficiency.  This  decrease  in  inventory  value  resulted  in  a 
corresponding increase to cost of products sold.  The net impact in 2014 from the change in the 
labor  rates  used  to  absorb  labor  expenses  into  inventory  was  an  increase  to  inventory  of  $0.4 
million,  reflecting  decreased  labor  efficiency.    This  increase  in  inventory  value  resulted  in  a 
corresponding decrease to cost of products sold. 

Product  Liability-  This  expense  includes  the  cost  of  outside  legal  fees,  insurance,  and  other 
expenses  incurred  in  the  management  and  defense  of  product  liability  matters.    These  costs 
totaled $0.9 million and $0.8 million in 2015 and 2014, respectively. See Note 17 in the notes to 
the financial statements “Contingent Liabilities” for further discussion of the Company’s product 
liability. 

Gross Profit- Gross profit was $172.2 million or 31.2% of sales in 2015.  This is an increase of 
$3.0 million from 2014 gross profit of $169.2 million or 31.1% of sales in 2014. 

Selling, General and Administrative 

Selling,  general  and  administrative  expenses  were  $77.7  million  in  2015,  an  increase  of  $4.4 
million  from  $73.4  million  in  2014,  and  an  increase  from  13.5%  of  sales  in  2014  to  14.1%  of 
sales  in  2015.    The  increase  in  selling,  general  and  administrative  expenses  is  primarily 
attributable  to  increased  promotional  selling  expenses,  including  a  new,  summer  round  of 
promotions,  the “2 Million Gun Challenge to Benefit the NRA” which was not in effect in 2014, 
and the $2.9 million cost of protecting distributor inventory related to the price reduction in the 
Ruger LCP. 

Defined Benefit Pension Plans Settlement Charge 

The Company fully funded and terminated its hourly and salaried defined-benefit pension plans 
in  accordance  with  Internal  Revenue  Service  and  Pension  Benefit  Guaranty  Corporation 
requirements in 2014.  The settlement and termination of the frozen pension plans resulted in a 
cash payment of $7.5 million and an income statement expense of $40.9 million in 2014. 

Other Operating Income, net 

Other operating income, net consists of the following (in thousands): 

Gain on sale of operating assets  
Frozen defined-benefit pension plan income  

Total other operating income, net 

2015 

2014 

$113   
 -  

$        1   
1,611 

$113 

$1,612 

38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Operating Income 

Operating  income  was  $94.5  million  or  17.2%  of  sales  in  2015.    This  is  an  increase  of  $38.2 
million from 2014 operating income of $56.3 million or 10.4% of sales. 

Royalty Income 

Royalty income increased to $1.1 million in 2015 from $0.5 million in 2014.   

Interest Income 

Interest income was negligible in 2015 and 2014. 

Interest Expense 

Interest expense was negligible in 2015 and 2014. 

Other Income (Expense), Net 

Other  income  (expense),  net  was  income  of  $0.6  million  in  2015,  unchanged  from  income  of 
$0.6 million in 2014.   

Income Taxes and Net Income 

The  effective  income  tax  rate  was  35.4%  in  2015  and  32.5%  in  2014.    The  increase  in  the 
effective  tax  rate  is  primarily  attributable  to  a  decrease  in  the  domestic  production  activities 
deduction in 2015 compared to 2014. 

As a result of the foregoing factors, consolidated net  income was $62.1  million  in  2015.  This 
represents an increase of $23.5 million from 2014 consolidated net income of $38.6 million. 

Non-GAAP Financial Measure 

In an effort to provide investors with additional information regarding its results, the Company 
refers  to  various  United  States  generally  accepted  accounting  principles  (“GAAP”)  financial 
measures and one non-GAAP financial measure, EBITDA, which management believes provides 
useful  information to  investors.   This  non-GAAP measure may not  be comparable to  similarly 
titled measures being disclosed by other companies.  In addition, the Company believes that the 
non-GAAP  financial  measure  should  be  considered  in  addition  to,  and  not  in  lieu  of,  GAAP 
financial measures. The Company believes that EBITDA is useful to understanding its operating 
results  and  the  ongoing  performance  of  its  underlying  business,  as  EBITDA  provides 
information  on  the  Company’s  ability  to  meet  its  capital  expenditure  and  working  capital 
requirements, and is also an indicator of profitability.  The Company believes that this reporting 
provides better transparency and comparability to its operating results.  The Company uses both 
GAAP and non-GAAP financial measures to evaluate the Company’s financial performance.  

39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-GAAP Reconciliation – EBITDA 

EBITDA 
(Unaudited, dollars in thousands) 

Year ended December 31, 

Net income 

Income tax expense 
Depreciation and amortization expense 
Interest expense 
Interest income 
Pension plan termination expense, net of cash payment 
EBITDA 

2015 

2014 

$  62,126  

$  38,628 

33,974 
36,235 
156 
(5) 
- 
$132,486 

18,612 
36,706 
152 
(2) 
32,218 
$126,314 

EBITDA is defined as earnings before interest, taxes,  and depreciation and amortization.   The 
Company  calculates  this  by  adding  the  amount  of  interest  expense,  income  tax  expense  and 
depreciation and amortization expenses that have been deducted from net income back into net 
income, and subtracting the amount of interest income that was included in net income from net 
income to arrive at EBITDA.  The Company’s EBITDA calculation also excludes any one-time 
non-cash, non-operating expense, such as the pension plan termination expense in 2014. 

Financial Condition  

Liquidity 

At December 31, 2016, the Company had cash and cash equivalents of $87.1 million.  Our pre-
LIFO  working  capital  of  $185.8  million,  less  the  LIFO  reserve  of  $42.5  million,  resulted  in 
working capital of $142.7 million and a current ratio of 2.8 to 1. 

Operations 

Cash provided by operating activities was $104.8 million, $112.6 million, and $55.6 million in 
2016, 2015, and 2014, respectively.  The decrease in cash provided in 2016 compared to 2015 is 
attributable to an increase in inventory in 2016 compared to a decrease in 2015, partially offset 
by  a  decrease  in  accounts  receivable  in  2016  compared  to  an  increase  in  2015,  and  increased 
profitability in 2016. 

The increase in cash provided in 2015 compared to 2014 is attributable to increased profitability, 
decreases in inventory and other assets and increases in accounts payable and accrued employee 
compensation during 2015, partially offset by an increase in accounts receivable during the same 
period. 

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Third parties supply the Company with various raw materials for its firearms and castings, such 
as  fabricated  steel  components,  walnut,  birch,  beech,  maple  and  laminated  lumber  for  rifle 
stocks,  wax,  ceramic  material,  metal  alloys,  various  synthetic  products  and  other  component 
parts.  There is a limited supply of these materials in the marketplace at any given time, which 
can  cause  the  purchase  prices  to  vary  based  upon  numerous  market  factors.    The  Company 
believes  that  it  has  adequate  quantities  of  raw  materials  in  inventory  or  on  order  to  provide 
sufficient  time  to  locate  and  obtain  additional  items  at  then-current  market  cost  without 
interruption  of  its  manufacturing  operations.    However,  if  market  conditions  result  in  a 
significant prolonged inflation of certain prices or if adequate quantities of raw materials cannot 
be  obtained,  the  Company’s  manufacturing  processes  could  be  interrupted  and  the  Company’s 
financial condition or results of operations could be materially adversely affected. 

Investing and Financing 

Capital  expenditures  were  $35.2  million,  $28.7  million,  and  $45.6  million  in  2016,  2015,  and 
2014,  respectively.    In  2017,  the  Company  expects  capital  expenditures  to  approximate  $40 
million, much of which will relate to tooling and fixtures for new product introductions and to 
upgrade  and  modernize  manufacturing  equipment.    Due  to  market  conditions  and  business 
circumstances,  actual  capital  expenditures  could  vary  significantly  from  the  budgeted  amount.  
The  Company  finances,  and  intends  to  continue  to  finance,  all  of  these  activities  with  funds 
provided by operations and current cash.   

In 2016, the Company repurchased 283,343 shares of its common stock for $14.0 million in the 
open market.  The average price per share purchased was $49.43.  These purchases were funded 
with cash on hand.   In 2015, the Company repurchased 82,100 shares of its common stock for 
$2.8  million  in  the  open  market.    The  average  price  per  share  purchased  was  $34.57.    These 
purchases  were  funded  with  cash  on  hand.    In  2014,  the  Company  repurchased  approximately 
680,800  shares  of  its  common  stock,  representing  3.5%  of  the  then  outstanding  shares,  in  the 
open market at an average price of $35.22 per share.  These purchases were made with cash held 
by the Company and no debt was incurred. 

From January 1, 2017 through February 17, 2017, the Company repurchased 633,600 shares of 
its common stock for $31.5 million in the open market.  The average price per share purchased 
was $49.67.  These purchases were funded with cash on hand. 

At  December  31,  2016,  $59  million  remained  authorized  for  future  share  repurchases.    At 
February 17, 2017, $27.5 million remained authorized for future share repurchases. 

The Company paid  dividends totaling  $32.8 million,  $20.6 million,  and $31.4 million in  2016, 
2015, and 2014, respectively.    The  dividend varies every quarter because the Company  pays  a 
percentage of earnings rather than a fixed amount per share.  Since 2012, the Company’s practice 
has been to pay a dividend of approximately 40% of net income. 

On February 17, 2017, the Company’s Board of Directors authorized a dividend of 44¢ per share 
to shareholders of record on March 17, 2017.  The payment of future dividends depends on many 

41 

 
 
 
 
 
 
 
 
 
factors, including internal estimates of future performance, then-current cash, and the Company’s 
need for funds. 

The Company provides supplemental discretionary contributions to substantially all employees’ 
individual 401(k) accounts. 

The Company fully funded and terminated its hourly and salaried defined-benefit pension plans 
in  accordance  with  Internal  Revenue  Service  and  Pension  Benefit  Guaranty  Corporation 
requirements in the fourth quarter of 2014.  Plan participants were not adversely affected by the 
plan terminations, but rather had their benefits either converted into a lump sum cash payment or 
an annuity contract placed with an insurance carrier.   

The settlement  and termination of the frozen pension  plans resulted in a  cash  payment of $7.5 
million and an income statement expense of $41.0 million in the fourth quarter of 2014. 

The Company contributed $7.5 million, and $3.0 million to the frozen pension plans in 2014 and 
2013.    Since  the  plans  have  been  fully  funded,  settled,  and  terminated,  no  further  cash 
contributions were made in 2015 or will be required in future years.   

Based on its unencumbered assets, the Company believes it has the ability to raise cash through 
issuance of short-term or long-term debt.  The Company’s unsecured $40 million credit facility, 
which expires on June 15, 2017, remained unused at December 31, 2016 and the Company has 
no debt.   

Contractual Obligations 

The table below summarizes the Company’s significant contractual obligations at December 31, 
2016, and the effect such obligations are expected to have on the Company’s liquidity and cash 
flows  in  future  periods.    This  table  excludes  amounts  already  recorded  on  the  Company’s 
balance sheet as current liabilities at December 31, 2016. 

“Purchase Obligations” as used in the below table includes all agreements to purchase goods or 
services that are enforceable and legally binding on the Company and that specify all significant 
terms, including:  fixed or minimum quantities to be purchased; fixed, minimum or variable price 
provisions; and the approximate timing of the transaction.  Certain of the Company’s purchase 
orders or contracts for the purchase of raw materials and other goods and services that may not 
necessarily  be  enforceable  or  legally  binding  on  the  Company  are  also  included  in  “Purchase 
Obligations” in the table, and, therefore, certain of the Company’s purchase orders or contracts 
included  in  the  table  may  represent  authorizations  to  purchase  rather  than  legally  binding 
agreements.    The  Company  expects  to  fund  all  of  these  commitments  with  cash  flows  from 
operations and current cash. 

42 

 
 
 
 
 
 
 
 
 
 
 
 
Payment due by period (in thousands) 

Contractual Obligations 

Total 

Less than 
1 year 

1-3 years 

3-5 years 

More 
than 5 
years 

Long-Term Debt Obligations 
Capital Lease Obligations 
Operating Lease Obligations 
Purchase Obligations 
Other Long-Term Liabilities 
     Reflected on the 
     Registrant’s Balance 
     Sheet under GAAP 

- 
- 
$     461 
$13,454 

- 
- 
$     232 
$13,454  

- 
- 
$     229 
- 

- 
- 
$      - 
- 

- 

- 

- 

- 

Total 

$13,915  

$13,686  

$     229 

$      - 

- 
- 
- 
- 

- 

- 

The expected timing of payment of the obligations discussed above is estimated based on current 
information.    Timing  of payments  and  actual  amounts  paid  may  be  different  depending  on  the 
time of receipt of goods or services or changes to agreed-upon amounts for some obligations. 

Firearms Legislation and Litigation 

See  Item  1A  -  Risk  Factors  and  Note  17  to  the  financial  statements  which  are  included  in  the 
Annual Report on Form 10-K for a discussion of firearms legislation and litigation. 

Other Operational Matters 

In  the  normal  course  of  its  manufacturing  operations,  the  Company  is  subject  to  occasional 
governmental  proceedings  and  orders  pertaining  to  workplace  safety,  firearms  serial  number 
tracking  and  control,  waste  disposal,  air  emissions  and  water  discharges  into  the  environment.  
The  Company  believes  that  it  is  generally  in  compliance  with  applicable  Bureau  of  Alcohol, 
Tobacco, Firearms & Explosives, environmental, and safety regulations and the outcome of any 
proceedings or orders will not have a material adverse effect on the financial position or results 
of operations of the Company. 

The Company self-insures a significant amount of its product liability, workers’ compensation, 
medical, and other insurance.  It also carries significant deductible amounts on various insurance 
policies. 

The  Company  expects  to  realize  its  deferred  tax  assets  through  tax  deductions  against  future 
taxable income. 

Critical Accounting Policies and Estimates 

The  preparation  of  financial  statements  in  accordance  with  accounting  principles  generally 
accepted  in  the  United  States  requires  management  to  make  assumptions  and  estimates  that 

43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
affect the reported amounts of assets and liabilities as of the balance sheet date and net sales and 
expenses recognized and incurred during the reporting period then ended.  The Company bases 
estimates  on  prior  experience,  facts  and  circumstances,  and  other  assumptions,  including  those 
reviewed with actuarial consultants and independent counsel, when applicable, that are believed 
to be reasonable.  However, actual results may differ from these estimates. 

The Company believes the determination of its product liability accrual is a critical accounting 
policy.    The  Company’s  management  reviews  every  lawsuit  and  claim  and  is  in  contact  with 
independent  and  corporate  counsel  on  an  ongoing  basis.    The  provision  for  product  liability 
claims is based upon many factors, which vary for each case.  These factors include the type of 
claim,  nature  and  extent  of  injuries,  historical  settlement  ranges,  jurisdiction  where  filed,  and 
advice of counsel.  An accrual is established for each lawsuit and claim, when appropriate, based 
on the nature of each such lawsuit or claim. 

Amounts are charged to product liability expense in the period in which the Company becomes 
aware that a claim or, in some instances a threat of a claim, has been made when potential losses 
or costs of defense are probable and can be reasonably estimated.  Such amounts are determined 
based  on  the  Company’s  experience  in  defending  similar  claims.    Occasionally,  charges  are 
made  for  claims  made  in  prior  periods  because  the  cumulative  actual  costs  incurred  for  that 
claim, or reasonably expected to be incurred in the future, exceed amounts already provided with 
respect  to  such  claims.    Likewise,  credits  may  be  taken  if  cumulative  actual  costs  incurred  for 
that claim, or reasonably expected to be incurred in the future, are less than amounts previously 
provided. 

While it is not possible to forecast the outcome of litigation or the timing of related costs, in the 
opinion  of  management,  after  consultation  with  independent  and  corporate  counsel,  there  is  a 
remote likelihood that litigation, including punitive damage claims, will have a material adverse 
effect on the financial position of the Company, but such litigation may have a material impact 
on the Company’s financial results for a particular period. 

The  Company  believes  the  valuation  of  its  inventory  and  the  related  excess  and  obsolescence 
reserve  is  also  a  critical  accounting  policy.    Inventories  are  carried  at  the  lower  of  cost, 
principally determined by the last-in, first-out (LIFO) method, or market.  An actual valuation of 
inventory under the LIFO method is made at the end of each year based on the inventory levels 
and prevailing inventory costs existing at that time. 

The  Company  determines  its  excess  and  obsolescence  reserve  by  projecting  the  year  in  which 
inventory  will  be  consumed  into  a  finished  product.    Given  ever-changing  market  conditions, 
customer preferences and the anticipated introduction of new products, it does not seem prudent 
nor supportable to carry inventory at full cost beyond that needed during the next 36 months.   

Recent Accounting Pronouncements 

In  November  2015,  the  Financial  Accounting  Standards  Board  (“FASB”)  issued  Accounting 
Standard Update (“ASU”) 2015-17, Income Taxes (Topic 740): Balance Sheet Classification of 
Deferred  Taxes.  This  ASU  simplifies  the  presentation  of  deferred  income  taxes  by  eliminating 

44 

 
 
 
 
 
 
 
 
 
the  requirement  for  entities  to  separate  deferred  tax  liabilities  and  assets  into  current  and 
noncurrent  amounts  in  classified  balance  sheets.    Instead,  it  requires  deferred  tax  assets  and 
liabilities be classified as noncurrent in the balance sheet. ASU 2015-17 is effective for financial 
statements  issued  for  annual  periods  beginning  after  December  15,  2016.    This  ASU  is  not 
expected to have a material impact on our consolidated financial statements. 

In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 
606), requiring an entity to recognize the amount of revenue to which it expects to be entitled for 
the transfer of promised goods or services to customers.  The updated standard will replace most 
existing revenue recognition guidance in U.S. GAAP when it becomes effective and permits the 
use  of  either  a  full  retrospective  or  retrospective  with  cumulative  effect  transition  method.    In 
August  2015, the FASB issued ASU 2015-14 which defers the effective date of ASU 2014-09 
one year making it effective for annual reporting periods beginning after December 15, 2017. We 
plan  to  adopt  the  provisions  of  ASU  2014-09  on  a  modified  retrospective  basis.    We  do  not 
expect the adoption of ASU 2014-09 to have a material impact on our consolidated revenue.  We 
continue to assess the overall impact the adoption of ASU 2014-09 will have on our consolidated 
financial statements. 

In  February  2016,  the  FASB  issued  ASU  2016-02,  "Leases"  (ASU  2016-02),  which  requires 
companies to recognize leased assets and liabilities for both capital and operating leases.   ASU 
2016-02  is  effective  for  public  business  entities  for  fiscal  years  beginning  after  December  15, 
2018,  including  interim  periods  within  those  fiscal  years,  with  early  adoption  permitted.  
Companies are required to adopt the guidance using a modified retrospective method.  While the 
Company is currently assessing the impact ASU 2016-02 will have on the consolidated financial 
statements,  the  adoption  of  this  standard  is  not  expected  to  have  a  material  impact  to  our 
consolidated financial position.   

Forward-Looking Statements and Projections 

The  Company  may,  from  time  to  time,  make  forward-looking  statements  and  projections 
concerning  future  expectations.    Such  statements  are  based  on  current  expectations  and  are 
subject  to  certain  qualifying  risks  and  uncertainties,  such  as  market  demand,  sales  levels  of 
firearms, anticipated castings sales and earnings, the need for external financing for operations or 
capital expenditures, the results of pending litigation against the Company, the impact of future 
firearms  control  and  environmental  legislation  and  accounting  estimates,  any  one  or  more  of 
which  could  cause  actual  results  to  differ  materially  from  those  projected.    Words  such  as 
“expect,” “believe,” “anticipate,” “intend,” “estimate,” “will,” “should,” “could” and other words 
and terms of similar meaning, typically identify such forward-looking statements.  Readers are 
cautioned not to place undue reliance on these forward-looking statements, which speak only as 
of  the  date  made.    The  Company  undertakes  no  obligation  to  publish  revised  forward-looking 
statements to reflect events or circumstances after the date such forward-looking statements are 
made or to reflect the occurrence of subsequent unanticipated events. 

45 

 
 
 
 
 
 
 
 
 
 
 
ITEM 7A—QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET 

RISK 

The Company is exposed to changing interest rates on its investments, which consist primarily of 
United States Treasury instruments with short-term (less than one year) maturities and cash.  The 
interest rate market risk implicit in the Company's investments at any given time is low, as the 
investments mature within short periods and the Company does not have significant exposure to 
changing interest rates on invested cash. 

The Company has not undertaken any actions to cover interest rate market risk and is not a party 
to any interest rate market risk management activities. 

A  hypothetical  100  basis  point  change  in  market  interest  rates  over  the  next  year  would  not 
materially impact the Company’s earnings or cash flows.  A hypothetical 100 basis point change 
in  market  interest  rates  would  not  have  a  material  effect  on  the  fair  value  of  the  Company’s 
investments. 

46 

 
 
 
 
 
 
 
 
ITEM 8—FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS 

Reports of Independent Registered Public Accounting Firm 

Consolidated Balance Sheets at December 31, 2016 and 2015 

Consolidated  Statements  of  Income  and  Comprehensive 
Income  for  the  years  ended  December  31,  2016,  2015  and 
2014 

Consolidated Statements of Stockholders’ Equity for the years 
ended December 31, 2016, 2015 and 2014 

Consolidated  Statements  of  Cash  Flows  for  the  years  ended 
December 31, 2016, 2015 and 2014 

Notes to Consolidated Financial Statements 

48 

50 

52 

53 

54 

55 

47 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm 

To the Board of Directors and Stockholders   
Sturm, Ruger & Company, Inc. and Subsidiary 

We have audited Sturm, Ruger & Company, Inc. and Subsidiary's (“the Company”) internal control over financial 
reporting as of December 31, 2016, based on criteria established in Internal Control—Integrated Framework issued 
by the Committee of Sponsoring Organizations of the Treadway Commission in 2013.  The Company’s 
management is responsible for maintaining effective internal control over financial reporting and for its assessment 
of the effectiveness of internal control over financial reporting included in the accompanying Management’s Report 
on Internal Control over Financial Reporting appearing under Item 9A.  Our responsibility is to express an opinion 
on the Company's internal control over financial reporting based on our audit. 

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board 
(United States).  Those standards require that we plan and perform the audit to obtain reasonable assurance about 
whether effective internal control over financial reporting was maintained in all material respects. Our audit 
included obtaining an understanding of internal control over financial reporting, assessing the risk that a material 
weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the 
assessed risk.  Our audit also included performing such other procedures as we considered necessary in the 
circumstances.  We believe that our audit provides a reasonable basis for our opinion. 

A company's internal control over financial reporting is a process designed to provide reasonable assurance 
regarding the reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance with generally accepted accounting principles.  A company's internal control over financial reporting 
includes those policies and procedures that (a) pertain to the maintenance of records that, in reasonable detail, 
accurately and fairly reflect the transactions and dispositions of the assets of the company; (b) provide reasonable 
assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance 
with generally accepted accounting principles, and that receipts and expenditures of the company are being made 
only in accordance with authorizations of management and directors of the company; and (c) provide reasonable 
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company's 
assets that could have a material effect on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements.  
Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become 
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may 
deteriorate. 

In our opinion, Sturm, Ruger & Company, Inc. and Subsidiary maintained, in all material respects, effective internal 
control over financial reporting as of December 31, 2016, based on criteria established in Internal Control—
Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission in 2013. 

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States), the consolidated balance sheets of Sturm, Ruger & Company, Inc. and Subsidiary as of December 31, 2016 
and 2015, and the related consolidated statements of income and comprehensive income, stockholders’ equity, and 
cash flows for each of the three years in the period ended December 31, 2016, and our report dated February 22, 
2017 expressed an unqualified opinion. 

/s/RSM US LLP 
Stamford, Connecticut 
February 22, 2017 

48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm 

To the Board of Directors and Stockholders 
Sturm, Ruger & Company, Inc. and Subsidiary 

We have audited the accompanying consolidated balance sheets of Sturm, Ruger & Company, Inc. and 
Subsidiary as of December 31, 2016 and 2015, and the related consolidated statements of income and 
comprehensive income, stockholders’ equity, and cash flows for each of the three years in the period 
ended December 31, 2016.  Our audits also included the financial statement schedule of Sturm, Ruger & 
Company, Inc. and Subsidiary (“the Company”) listed in Item 15(a).  These consolidated financial 
statements and financial statement schedule are the responsibility of the Company's management.  Our 
responsibility is to express an opinion on these consolidated financial statements and schedule based on 
our audits. 

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight 
Board (United States).  Those standards require that we plan and perform the audit to obtain reasonable 
assurance about whether the financial statements are free of material misstatement.  An audit includes 
examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements.  
An audit also includes assessing the accounting principles used and significant estimates made by 
management, as well as evaluating the overall financial statement presentation.  We believe that our 
audits provide a reasonable basis for our opinion. 

In our opinion, the consolidated financial statements referred to above present fairly, in all material 
respects, the financial position of Sturm, Ruger & Company, Inc. and Subsidiary as of December 31, 
2016 and 2015, and the results of its operations and its cash flows for each of the three years in the period 
ended December 31, 2016, in conformity with U.S. generally accepted accounting principles. Also, in our 
opinion, the related financial statement schedule, when considered in relation to the basic consolidated 
financial statements taken as a whole, presents fairly in all material respects the information set forth 
therein. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight 
Board (United States), Sturm, Ruger & Company, Inc. and Subsidiary’s internal control over financial 
reporting as of December 31, 2016, based on criteria established in Internal Control—Integrated 
Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission in 2013, 
and our report dated February 22, 2017 expressed an unqualified opinion on the effectiveness of Sturm, 
Ruger & Company, Inc. and Subsidiary’s internal control over financial reporting. 

/s/RSM US LLP 
Stamford, Connecticut 
February 22, 2017 

49 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Balance Sheets 
(Dollars in thousands, except per share data) 

December 31, 

Assets 

Current Assets 

Cash and cash equivalents 
Trade receivables, net  

Gross inventories 

Less LIFO reserve 
Less excess and obsolescence reserve 

    Net inventories 

Deferred income taxes 
Prepaid expenses and other current assets 
Total Current Assets 

Property, Plant, and Equipment 
     Less allowances for depreciation 
     Net property, plant and equipment 

Other assets 
Total Assets 

See accompanying notes to consolidated financial statements. 

2016 

2015 

$  87,126   
69,442 

$  69,225   
71,721 

99,417 
(42,542) 
(2,340) 
54,535 

8,859 
3,660 
223,622 

81,278 
(42,061) 
(2,118) 
37,099 

8,219 
3,008 
189,272 

331,639 
(227,398) 
104,241 

308,597 
(204,777) 
103,820 

27,541 
$355,404 

22,791 
$315,883 

50 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 

2016 

2015 

Liabilities and Stockholders’ Equity 

Current Liabilities 

Trade accounts payable and accrued expenses 
Product liability 
Employee compensation and benefits 
Workers’ compensation 
Income taxes payable 
Total Current Liabilities 

Product liability 
Deferred income taxes 

Contingent liabilities (Note 17) 

Stockholders’ Equity 
Common stock, non-voting, par value $1: 

Authorized shares – 50,000; none issued 

Common stock, par value $1: 

Authorized shares – 40,000,000 
2016 – 24,034,201 issued, 

 18,688,511 outstanding 

2015 – 23,775,766 issued,  

 18,713,419 outstanding 

Additional paid-in capital 
Retained earnings 
Less: Treasury stock – at cost 
2016 – 5,345,690 shares 
2015 – 5,062,347 shares 
Total Stockholders’ Equity 
Total Liabilities and Stockholders’ Equity 

See accompanying notes to consolidated financial statements. 

 $ 48,493   
1,733 
25,467 
5,200 
- 
80,893 

86 
8,525 

- 

$ 42,991  
642 
28,298 
5,100 
4,962 
81,993 

102 
6,050 

- 

24,034 
27,211 
293,400 

23,776 
29,591 
239,098 

(78,745) 
265,900 
$355,404 

(64,727) 
227,738 
$315,883 

51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Statements of Income and Comprehensive Income 
(In thousands, except per share data) 

Year ended December 31, 

2016 

2015 

2014 

Net firearms sales 
Net castings sales 
Total net sales 

Cost of products sold 

Gross profit 

Operating Expenses: 

Selling  
General and administrative 
Defined benefit pension plans settlement charge 
Other operating income, net 

Total operating expenses 

Operating income 

Other income: 

Royalty income 
Interest income 
Interest expense 
Other income (expense), net 

Total other income, net 

$658,433 
5,895 
664,328 

$544,850 
6,244 
551,094 

$542,267 
2,207 
544,474 

444,774 

378,934 

375,300 

219,554 

172,160 

169,174 

56,146 
29,004 
- 
(5) 
85,145 

49,864 
27,864 
 -  
(113) 
77,615 

44,550 
28,899 
40,999 
(1,612) 
112,836 

134,409 

94,545 

56,338 

1,142 
14 
(186) 
542 
1,512 

1,084 
5 
(156) 
622 
1,555 

468 
2 
(152) 
584 
902 

Income before income taxes 

135,921 

96,100 

57,240 

Income taxes 

48,449 

33,974 

18,612 

Net income and comprehensive income 

$ 87,472 

$ 62,126 

$ 38,628 

Basic Earnings Per Share 

$4.62 

$3.32 

$1.99  

Diluted Earnings Per Share 

$4.59 

$3.21 

$1.95 

Cash Dividends Per Share 

$1.73 

$1.10 

$1.62  

See accompanying notes to consolidated financial statements. 

52 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Statements of Stockholders’ Equity 
(Dollars in thousands) 

Common 
Stock 

Additional 
Paid-in 
Capital 

Retained 
Earnings 

Treasury 
Stock 

Accumulated 
Other 
Comprehensive 
Loss 

Balance at December 31, 2013 

$23,647 

$20,614 

Net income 
Settlement of pension liability, net     
of deferred taxes of  $11,157 

Dividends paid 
Stock-based compensation 
Exercise of stock options and 

vesting of RSU’s 

Tax benefit realized from exercise 
of stock options and vesting of 
RSU’s 

Common stock issued – 
compensation plans 
Unpaid dividends accrued 
Repurchase of 680,813 shares of 

5,647 

(2,340) 

1,621 

70 

(70) 

common stock 
Balance at December 31, 2014 

23,717 

25,472 

Net income 
Dividends paid 
Stock-based compensation 
Exercise of stock options and 

vesting of RSU’s 

Tax benefit realized from exercise 
of stock options and vesting of 
RSU’s 

Common stock issued – 
compensation plans 
Unpaid dividends accrued 
Repurchase of 82,100 shares of 

4,530 

(788) 

436 

(59) 

59 

common stock 
Balance at December 31, 2015 

23,776 

29,591 

$192,088 
38,628 

(31,446) 

$(37,884) 

$(19,379) 

19,379 

(1,111) 

198,159 
62,126 
(20,569) 

(618) 

239,098 
87,472 
(32,815) 

(24,002) 
(61,886) 

           -   

(2,841) 
(64,727) 

           -   

Net income 
Dividends paid 
Stock-based compensation 
Exercise of stock options and 

vesting of RSU’s 

Tax benefit realized from exercise 
of stock options and vesting of 
RSU’s 

Common stock issued – 
compensation plans 
Unpaid dividends accrued 
Repurchase of 283,343 shares of 

common stock 
Balance at December 31, 2016 

3,054 
(14,002) 

8,826 

258 

(258) 

(355) 

(14,018) 

Total 

$179,086 
38,628 

19,379 
(31,446) 
5,647 

(2,340) 

1,621 

- 
(1,111) 

(24,002) 
185,462 
62,126 
(20,569) 
4,530 

(788) 

436 

- 
(618) 

(2,841) 
227,738 
87,472 
(32,815) 
3,054 
(14,002) 

8,826 

- 

(355) 
(14,018) 

$24,034 

$27,211 

$293,400 

$(78,745) 

$           -   

$265,900 

See accompanying notes to consolidated financial statements. 

53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Statements of Cash Flows 
(In thousands) 

Year ended December 31, 

2016 

2015 

2014 

Operating Activities 
Net income 
Adjustments to reconcile net income to cash 
provided by operating activities: 

Pension plan settlement charge 
Depreciation and amortization 
Stock-based compensation 
Excess and obsolescence inventory reserve 
Loss (gain) on sale of assets 
Deferred income taxes 
Impairment of assets 
Changes in operating assets and liabilities: 

Trade receivables 
Inventories 
Trade accounts payable and accrued expenses 
Employee compensation and benefits 
Product liability 
Prepaid expenses, other assets and other liabilities 
Income taxes payable 

Cash provided by operating activities 

Investing Activities 

Property, plant, and equipment additions 
Net proceeds from sale of assets 

Cash used for investing activities 

Financing Activities 
Dividends paid 
Tax benefit from share-based compensation 
Repurchase of common stock 
Payment of employee withholding tax related to  share-

based compensation 

Proceeds from exercise of stock options 
Cash used for financing activities 

$ 87,472 

$  62,126 

$ 38,628 

- 
35,355 
3,054 
522 
59 
1,836 
- 

2,279 
(17,958) 
5,602 
(3,186) 
1,075 
(6,348) 
(4,962) 
104,800 

- 
36,235 
4,530 
(1,468) 
(113) 
(3,257) 
- 

(21,986) 
9,058 
6,808 
9,378 
(101) 
6,553 
4,806 
112,569 

32,218 
36,706 
5,647 
1,347 
(1) 
(12,015) 
178 

17,649 
(22,775) 
(11,047) 
(17,435) 
(391) 
(13,075) 
(83) 
55,551 

(35,215) 
325 
(34,890) 

(28,705) 
222 
(28,483) 

(45,571) 
24 
(45,547) 

(32,815) 
8,825 
(14,018) 

(14,001) 
 - 
(52,009) 

(20,569) 
436 
(2,841) 

(999) 
211 
(23,762) 

(31,446) 
1,621 
(24,002) 

(2,363) 
23 
(56,167) 

Increase (decrease) in cash and cash equivalents 
Cash and cash equivalents at beginning of year 
Cash and cash equivalents at end of year 

17,901 
69,225 
$  87,126 

60,324 
8,901 
$  69,225 

(46,163) 
55,064 
$   8,901   

See accompanying notes to consolidated financial statements. 

54 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to Consolidated Financial Statements 

(Dollars in thousands, except per share) 

1.  

Summary of Significant Accounting Policies 

Organization 

Sturm,  Ruger  &  Company,  Inc.  (the  “Company”)  is  principally  engaged  in  the  design, 
manufacture,  and  sale  of  firearms  to  domestic  customers.    Approximately  99%  of  sales  were 
from  firearms.   Export sales represented  approximately  3% of firearms sales.  The Company’s 
design  and  manufacturing  operations  are  located  in  the  United  States  and  almost  all  product 
content is  domestic. The  Company’s firearms are sold  through a select  number of independent 
wholesale distributors principally to the commercial sporting market. 

The  Company  manufactures  investment  castings  made  from  steel  alloys  and  metal  injection 
molding  (“MIM”)  parts  for  internal  use  in  its  firearms  and  utilizes  available  capacity  to 
manufacture and sell investment  castings  and MIM parts  to  unaffiliated, third-party customers.  
Castings were approximately 1% of the Company’s total sales for the year ended December 31, 
2016.   

Preparation of Financial Statements 

The  Company  follows  United  States  generally  accepted  accounting  principles  (“GAAP”).  The 
preparation  of  financial  statements  in  conformity  with  GAAP  requires  management  to  make 
estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure 
of  contingent  liabilities  at  the  date  of  the  financial  statements  and  the  reported  amounts  of 
revenues  and  expenses  during  the  reporting  period.  Actual  results  could  differ  from  these 
estimates. 

The significant accounting policies described below, together with the notes that follow, are an 
integral part of the Financial Statements. 

Principles of Consolidation 

The  consolidated  financial  statements  include  the  accounts  of  the  Company  and  its  wholly 
owned subsidiary. All significant intercompany accounts and transactions have been eliminated.  

Revenue Recognition 

Substantially  all  product  sales  are  sold  FOB  (free  on  board)  shipping  point.  Revenue  is 
recognized when product is shipped and the customer takes ownership and assumes the risk of 
loss.  Accruals are made for sales discounts and incentives based on the Company’s experience. 
The Company accounts for cash sales discounts as a reduction in sales and sales incentives as a 
charge  to  selling  expense.    Amounts  billed  to  customers  for  shipping  and  handling  fees  are 
included in net sales and costs incurred by the Company for the delivery of goods are classified 
as selling expenses. Federal excise taxes are excluded from net sales. 

55 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cash and Cash Equivalents 

The  Company  considers  interest-bearing  deposits  with  financial  institutions  with  remaining 
maturities of three months or less at the time of acquisition to be cash equivalents. 

Accounts Receivable 

The Company establishes an allowance for doubtful accounts based on the creditworthiness of its 
customers and historical experience.  While the Company uses the best information available to 
make its evaluation, future adjustments to the allowance for doubtful accounts may be necessary 
if  there  are  significant  changes  in  economic  and  industry  conditions  or  any  other  factors 
considered in the Company’s evaluation.  Bad debt expense has been immaterial during each of 
the last three years. 

Inventories 

Substantially  all  of  the  Company’s  inventories  are  valued  at  the  lower  of  cost,  principally 
determined by the last-in, first-out  (LIFO) method, or market.   Elements of cost  in  inventories 
include raw materials, direct labor and manufacturing overhead.   

Property, Plant, and Equipment 

Property, plant, and  equipment are  carried  at  cost.   Depreciation  is  computed over useful lives 
using the straight-line and declining balance methods predominately over 15 years for buildings, 
7 years for machinery and equipment and 3 years for tools and dies. When assets are retired, sold 
or  otherwise  disposed  of,  their  gross  carrying  values  and  related  accumulated  depreciation  are 
removed from the accounts and a gain or loss on such disposals is recognized when appropriate. 

Maintenance  and  repairs  are  charged  to  operations;  replacements  and  improvements  are 
capitalized. 

Long-lived Assets 

The Company evaluates the carrying value of long-lived assets to be held and used when events 
or changes in circumstances indicate the carrying value may not be recoverable.  In performing 
this review, the carrying value of the assets is compared to the projected undiscounted cash flows 
to be generated from the assets.  If the sum of the undiscounted expected future cash flows is less 
than the carrying value of the assets, the assets are considered to be impaired.  Impairment losses 
are measured as the amount  by which the carrying value of the assets exceeds their fair value. 
The  Company  bases  fair  value  of  the  assets  on  quoted  market  prices  if  available  or,  if  not 
available, quoted market prices of similar assets. Where quoted market prices are not available, 
the Company estimates fair value using the estimated future cash flows generated by the assets 
discounted at a rate commensurate with the risks associated with the recovery of the assets. 

56 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Income Taxes 

Income taxes are accounted for using the asset and liability method.  Under this method, deferred 
income  taxes  are  recognized  for  the  tax  consequences  of  “temporary  differences”  by  applying 
enacted statutory rates applicable to future years to temporary differences between the financial 
statement carrying amounts and the tax basis of the Company’s assets and liabilities. 

Product Liability 

The Company provides for product liability claims including estimated legal costs to be incurred 
defending such claims.  The provision for product liability claims is charged to cost of products 
sold. 

Advertising Costs 

The Company expenses advertising costs as incurred.  Advertising expenses for 2016, 2015, and 
2014, were $2.9 million, $3.0 million, and $3.6 million, respectively. 

Shipping Costs 

Costs incurred related to  the shipment  of products are included in  selling expense.  Such costs 
totaled $5.7 million, $6.4 million, and $7.1 million in 2016, 2015, and 2014, respectively. 

Research and Development 

In 2016, 2015, and 2014, the Company spent approximately $8.7 million, $8.5 million, and $10.0 
million,  respectively,  on  research  and  development  activities  relating  to  new  products  and  the 
improvement of existing products.  These costs are expensed as incurred. 

Earnings per Share 

Basic earnings per share is based upon the weighted-average number of shares of common stock 
outstanding during the year.  Diluted earnings per share reflect the impact of options, restricted 
stock units, and deferred stock outstanding using the treasury stock method. 

Recent Accounting Pronouncements 

In  November  2015,  the  Financial  Accounting  Standards  Board  (“FASB”)  issued  Accounting 
Standard Update (“ASU”) 2015-17, Income Taxes (Topic 740): Balance Sheet Classification of 
Deferred  Taxes.  This  ASU  simplifies  the  presentation  of  deferred  income  taxes  by  eliminating 
the  requirement  for  entities  to  separate  deferred  tax  liabilities  and  assets  into  current  and 
noncurrent  amounts  in  classified  balance  sheets.    Instead,  it  requires  deferred  tax  assets  and 
liabilities be classified as noncurrent in the balance sheet. ASU 2015-17 is effective for financial 
statements  issued  for  annual  periods  beginning  after  December  15,  2016.    This  ASU  is  not 
expected to have a material impact on our consolidated financial statements. 

57 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 
606), requiring an entity to recognize the amount of revenue to which it expects to be entitled for 
the transfer of promised goods or services to customers. The updated standard will replace most 
existing revenue recognition guidance in U.S. GAAP when it becomes effective and permits the 
use  of  either  a  full  retrospective  or  retrospective  with  cumulative  effect  transition  method.    In 
August  2015, the FASB issued ASU 2015-14 which defers the effective date of ASU 2014-09 
one year making it effective for annual reporting periods beginning after December 15, 2017. We 
plan  to  adopt  the  provisions  of  ASU  2014-09  on  a  modified  retrospective  basis.  We  do  not 
expect the adoption of ASU 2014-09 to have a material impact on our consolidated revenue.  We 
continue to assess the overall impact the adoption of ASU 2014-09 will have on our consolidated 
financial statements. 

In  February  2016,  the  FASB  issued  ASU  2016-02,  "Leases"  (ASU  2016-02),  which  requires 
companies to recognize leased assets and liabilities for both capital and operating leases.  ASU 
2016-02  is  effective  for  public  business  entities  for  fiscal  years  beginning  after  December  15, 
2018,  including  interim  periods  within  those  fiscal  years,  with  early  adoption  permitted.  
Companies are required to adopt the guidance using a modified retrospective method.  While the 
Company is currently assessing the impact ASU 2016-02 will have on the consolidated financial 
statements,  the  adoption  of  this  standard  is  not  expected  to  have  a  material  impact  to  our 
consolidated financial position.   

2. 

Trade Receivables, Net 

Trade receivables consist of the following: 

December 31, 

Trade receivables 
Allowance for doubtful accounts 
Allowance for discounts 

       2016 

       2015 

$71,247 
(400) 
(1,405) 
$69,442 

$73,564 
(400) 
(1,443) 
$71,721 

In 2016, the largest individual trade receivable balances accounted for 19%, 15%, 14%, and 11% 
of total trade receivables, respectively.   

In 2015, the largest individual trade receivable balances accounted for 24%, 21%, 12%, and 12% 
of total trade receivables, respectively. 

58 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3. 

Inventories 

Inventories consist of the following: 

December 31, 

Finished goods 
Materials and products in process 

Adjustment of inventories to a LIFO basis 

2016 

2015 

$ 24,099  
72,978 
97,077 
(42,542) 
$ 54,535 

$ 16,637  
62,523 
79,160 
(42,061) 
$ 37,099 

In  2015,  inventory  quantities  were  reduced.    This  reduction  resulted  in  a  liquidation  of  LIFO 
inventory quantities carried at lower costs prevailing in prior years as compared with the current 
cost  of  purchases,  the  effect  of  which  decreased  costs  of  products  sold  by  approximately  $0.1 
million in 2015. 

4. 

Property, Plant and Equipment 

Property, plant and equipment consist of the following: 

December 31, 

Land and improvements 
Buildings and improvements 
Machinery and equipment 
Dies and tools 

2016 

2015 

$    1,986         $    1,930     

49,183 
242,169 
38,301 
$331,639 

46,354 
216,055 
44,258 
$308,597 

In 2013, the Company revised its estimate of the useful life of machinery and equipment from 10 
to  7  years.    This  change,  which  became  effective  December  31,  2013,  resulted  in  increased 
depreciation  expense  of  $2.5  million  and  $7.1  million  for  2015  and  2014,  respectively,  and  a 
decrease in depreciation expense of $1.2 million in 2016.  

59 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
5. 

Other Assets 

Other assets consist of the following: 

December 31, 

Patents, at cost 

Accumulated amortization 

Deposits on capital items 
Software development costs, at cost 

Accumulated amortization 

Other 

2016 

2015 

$  6,525   
(3,915) 
21,436 
- 
- 
3,495 
$27,541 

$  6,322  
(3,629) 
16,839 
2,057 
(1,792) 
2,994 
$22,791 

The capitalized cost of patents is amortized using the straight-line method over their useful lives. 
The cost of patent amortization was $0.3 million, $0.3 million, and $0.3 million in 2016, 2015, 
and 2014, respectively. The estimated annual patent amortization cost for each of the next five 
years is $0.3 million. Costs incurred to maintain  existing patents are charged to expense in the 
year incurred. 

Software development costs were incurred to develop and implement an integrated ERP system 
prior  to  the  time  the  system  became  operational.    These  costs  were  capitalized  and  amortized 
using the straight line method over a period of sixty months. They became completely amortized 
in 2016.  Costs incurred subsequent to the system becoming operational are being expensed.  The 
cost of software development cost amortization was $0.3 million, $0.4 million, and $0.4 million 
in 2016, 2015, and 2014, respectively.   

6. 

Trade Accounts Payable and Accrued Expenses 

Trade accounts payable and accrued expenses consist of the following: 

December 31, 

Trade accounts payable 
Federal excise taxes payable 
Accrued other  

7. 

Line of Credit 

2016 

2015 

$16,973  
14,275 
17,245 
$48,493 

$13,073  
13,945 
15,973 
$42,991 

The Company has an unsecured $40 million revolving line of credit with a bank. This facility, 
which is renewable annually, has an expiration date of June 15, 2017. 

The  credit  facility  remained  unused  throughout  2015  and  2016.  Borrowings  under  this  facility 
would  bear  interest  at  LIBOR  (1.687%  at  December  31,  2016)  plus  200  basis  points  and  the 
Company  is  charged  three-eighths  of  a  percent  (0.375%)  per  year  on  the  unused  portion.    At 

60 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016 and 2015, the Company was in compliance with the terms and covenants of 
the credit facility.   

8. 

Employee Benefit Plans 

Defined-Contribution Plan 

The Company sponsors a qualified defined-contribution 401(k) plan that covers substantially all 
of its employees.  Under the terms of the 401(k) plan, the Company matches a certain portion of 
employee  contributions  to  their  individual  401(k)  accounts  using  the  “safe  harbor”  guidelines 
provided in the Internal Revenue Code. Expenses related to matching employee contributions to 
the  401(k)  plan  were  $3.7  million,  $3.3  million,  and  $3.2  million  in  2016,  2015,  and  2014, 
respectively. 

Additionally,  in  2016,  2015,  and  2014  the  Company  provided  discretionary  supplemental 
contributions  to  the individual 401(k) accounts of substantially all employees.  Each employee 
received  a  supplemental  contribution  to  their  account  based  on  a  uniform  percentage  of 
qualifying  compensation  established  annually.    The  cost  of  these  supplemental  contributions 
totaled $6.0 million, $5.0 million, and $5.6 million in 2016, 2015, and 2014, respectively. 

Defined-Benefit Plans 

The  Company  previously  sponsored  two  qualified  defined-benefit  pension  plans  that  covered 
substantially all employees.  In 2007, the Company amended its defined-benefit pension plans so 
that employees no longer accrued benefits under them.  This  action “froze” the benefits for all 
employees and prevented future hires from joining the plans. 

In  December  2014  the  Company  terminated  its  defined  benefit  pension  plans  and  settled  all 
obligations to employees. As a result of the termination of the plans, the Company recognized an 
expense of $41.0 million in the fourth quarter of 2014, primarily comprised of the recognition of 
previously deferred actuarial losses.  

Active employees, all of whom were 100 percent vested in their pension benefits, were given the 
option  of  rolling  the  actuarially  determined  present  value  of  their  benefits  into  their  401(k) 
accounts, receiving deferred annuity contracts issued by an insurance carrier, or receiving a lump 
sum payment.  

The Company contributed $7.5 million to the frozen pension plans in 2014 in order to fully fund 
the settlement,  representing the shortfall of the  existing  pension fund assets  on the termination 
date  to  the  settlement  value.  Since  the  plans  have  been  fully  funded  and  settled,  no  cash 
contributions were required in 2015 or 2016, nor will any be required in future years.   

In  conjunction  with  the  termination  and  settlement  of  the  defined-benefit  pension  plans,  the 
additional minimum pension liability was fully recognized in 2014.  The Company recorded an 
adjustment  to  the  additional  minimum  pension  liability,  net  of  tax,  which  increased 
comprehensive income by $19.4 million in 2014. 

61 

 
 
 
 
 
 
 
 
 
 
 
 
9. 

Other Operating Income, net 

Other operating income, net consists of the following: 

Year ended December 31, 

2016 

2015 

2014 

Gain on sale of operating assets 
Frozen defined-benefit pension plan income  
Total other operating income, net 

$5 
- 
$5 

$113  
- 
$113 

$       1  
1,611 
$1,612 

10. 

Income Taxes   

The Company files income tax returns in the U.S. federal jurisdiction and various state jurisdictions. 
With  few  exceptions,  the  Company  is  no  longer  subject  to  U.S.  federal  and  state  income  tax 
examinations by tax authorities for years before 2013.   

The federal and state income tax provision consisted of the following: 

Year ended December 31, 

Federal 
State 

2016 
Current  Deferred 
$10,181 
$31,393 
1,197 
5,678 
$11,378 
$37,071 

2015 

Current 
$31,382 
5,849 
$37,231 

Deferred 
$(2,774) 
(483) 
$(3,257) 

2014 
Current  Deferred 
$25,797  $(10,429) 
(1,775) 
$30,816  $(12,204) 

5,019 

The effective income tax rate varied from the statutory federal income tax rate as follows: 

Year ended December 31, 
Statutory federal income tax rate 
State income taxes, net of federal tax benefit 
Domestic production activities deduction 
Other items 
Effective income tax rate 

2016 

       35.0% 

3.3 
(2.3) 
(0.4) 
35.6% 

2015 
        35.0% 
          3.6 
         (3.2) 
             - 
        35.4% 

2014 

          35.0% 
            3.7 
           (4.6) 
           (1.6) 
          32.5% 

62 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Significant components of the Company’s deferred tax assets and liabilities are as follows: 

December 31, 
Deferred tax assets 

Product Liability 
Employee compensation and benefits 
Allowances for doubtful accounts and discounts 
Inventories 
Stock-based compensation 
Other 

Total deferred tax assets 
Deferred tax liabilities: 
Depreciation 
Other 

Total deferred tax liabilities 
Net deferred tax assets 

2016 

$    655    
3,627 
3,813 
981 
2,527 
1,533 
13,136 

2015 

$    263 
3,822 
3,454 
886 
5,410 
1,623 
15,458 

12,457 
345 
12,802 
$     334      

12,946 
343 
13,289 
$  2,169     

The  Company  made  income  tax  payments  of  approximately  $43.0  million,  $27.5  million,  and 
$34.0 million,  during 2016, 2015, and 2014,  respectively.  The Company  expects  to  realize its 
deferred  tax  assets  through  tax  deductions  against  future  taxable  income  or  carry  back  against 
taxes previously paid.   

The Company does not believe it has included any “uncertain tax positions” in its federal income 
tax return or any of the state income tax returns it is currently filing. The Company has made an 
evaluation  of  the  potential  impact  of  additional  state  taxes  being  assessed  by  jurisdictions  in 
which the Company does not currently consider itself liable.  The Company does not anticipate 
that such additional taxes, if any, would result in a material change to its financial position.   

11. 

Earnings Per Share 

Set  forth  below  is  a  reconciliation  of  the  numerator  and  denominator  for  basic  and  diluted 
earnings per share calculations for the periods indicated: 

Year ended December 31, 

2016 

2015 

2014 

Numerator: 

Net income 

Denominator: 

$87,472 

$62,126  

$38,628  

Weighted average number of common shares 

outstanding – Basic 

18,931,415 

18,696,659 

19,367,928 

Dilutive effect of options and restricted stock 
units outstanding under the Company’s 
employee compensation plans 

Weighted average number of common shares 

118,100 

668,420 

469,480 

outstanding – Diluted 

19,049,515 

19,365,079 

19,837,408 

63 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  dilutive  effect  of  outstanding  options  and  restricted  stock  units  is  calculated  using  the 
treasury stock method. There are no anti-dilutive stock options in 2016, 2015, and 2014 because 
the closing price of the Company’s stock on December 31, 2016, 2015, and 2014 exceeded the 
strike price of all outstanding options on that date. 

12. 

Stock Repurchases 

In 2016, 2015, and 2014 the Company repurchased shares of its common stock. Details of these 
purchases are as follows: 

Total 
Number of 
Shares 
Purchased 
as Part of 
Publicly 
Announced 
Program 

Maximum 
Dollar 
Value of 
Shares that 
May Yet Be 
Purchased 
Under the 
Program 

Total 
Number of 
Shares 
Purchased 

Average 
Price Paid 
per Share 

Period 

November 13, 2014 to December 

31, 2014 

January 1, 2015 to January 4, 2015 
November 2016  
December 2016 
Total 

680,813 
82,100 
179,685 
103,658 
1,046,256 

$35.22 
$34.57 
$49.11 
$50.00 
$39.06 

680,813 
82,100 
179,685 
103,658 

1,046,256  $58,982,000 

All of these purchases were made with cash held by the Company and no debt was incurred. 

At December 31, 2016, approximately $59 million remained authorized for share repurchases.   

13. 

Compensation Plans 

In  April  2007,  the  Company  adopted  and  the  shareholders  approved  the  2007  Stock  Incentive 
Plan  (the  “2007  SIP”)  under  which  employees,  independent  contractors,  and  non-employee 
directors may be granted stock options, restricted stock, deferred stock awards, restricted stock 
units  (“RSU’s”),  and  stock  appreciation  rights,  any  of  which  may  or  may  not  require  the 
  Vesting  requirements  are  determined  by  the 
achievement  of  performance  objectives. 
Compensation Committee of the Board of Directors.  The Company reserved 2,550,000 shares 
for issuance under the 2007 SIP.  At December 31, 2016, an aggregate of 472,000 shares remain 
available for grant under the 2007 SIP. 

Compensation expense related to stock options is recognized based on the grant-date fair value 
of the awards estimated using the Black-Scholes option pricing model.  Compensation expense 
related to deferred stock, restricted stock,  and  restricted stock units is  recognized based on the 
grant-date  fair  value  of  the  Company’s  common  stock,  using  either  the  actual  share  price  or  
estimated  using  the  Monte  Carlo  valuation  model    The  total  stock-based  compensation  cost 

64 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
included in the Statements of Income was $3.1 million, $4.5 million, and $5.6 million in 2016, 
2015, and 2014, respectively.   

Stock Options 

There were no stock options granted in 2016, 2015 or 2014.  

The following table summarizes the stock option activity of the 2007 SIP: 

Outstanding at December 31, 2013 
         Granted 
         Exercised 
         Canceled 
Outstanding at December 31, 2014 
         Granted 
         Exercised 
         Canceled 
Outstanding at December 31, 2015 
         Granted 
         Exercised 
         Canceled 
Outstanding at December 31, 2016 
Exercisable Options Outstanding at 
December 31, 2016 
Non-Vested Options Outstanding at 
December 31, 2016 

Weighted 
Average 
Exercise 
Price 

Shares 

57,221 
- 
(16,244) 
- 
40,977 
- 
(29,139) 
- 
11,838 
- 
- 
- 
11,838 

11,838 

- 

8.66 
- 
8.25 
- 
8.82 
- 
8.77 
- 
8.95 
- 
- 
- 
8.95 

8.95 

- 

Weighted 
Average 
Grant Date 
Fair Value 
6.65 
- 
7.54 
- 
6.29 
- 
6.13 
- 
6.69 
- 
- 
- 
6.69 

6.69 

- 

Weighted 
Average 
Remaining 
Contractual 
Life (Years) 
5.0 
- 
3.9 
- 
4.1 
- 
3.1 
- 
3.3 
- 

- 
2.3 

2.3 

- 

At December 31, 2016, the aggregate intrinsic value of all options, including exercisable options, 
was $0.5 million. 

Deferred Stock 

Deferred  stock  awards  vest  based  on  the  passage  of  time  or  the  Company’s  attainment  of 
performance objectives. Upon vesting, these awards convert one-for-one to common stock. 

In  2016,  3,881  deferred  stock  awards  were  issued  to  non-employee  directors  that  will  vest  in 
May 2017 and 5,292 deferred stock awards were issued to non-employee directors that will vest 
in May 2019. 

65 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In 2015, 4,000 deferred stock awards were issued to non-employee directors that vested in April 
2016  and  5,370  deferred  stock  awards  were  issued  to  non-employee  directors  that  will  vest  in 
April 2018. 

In 2014, 3,711 deferred stock awards were issued to non-employee directors that vested in April 
2015  and  7,002  deferred  stock  awards  were  issued  to  non-employee  directors  that  will  vest  in 
April 2017. 

Compensation  expense  related  to  these  awards  is  amortized  ratably  over  the  vesting  period.  
Compensation expense related to these awards was $0.6 million, $0.6 million and $0.6 million in 
2016, 2015, and 2014, respectively. 

At  December  31,  2016,  there  was  $0.6  million  of  unrecognized  compensation  cost  related  to 
deferred stock that is expected to be recognized over a period of three years. 

Restricted Stock Units 

The Company grants restricted stock units in lieu of incentive stock options to senior employees.  
Some of these RSU’s are retention awards and have only time-based vesting.  Other RSU’s have 
a  vesting  “double  trigger.”    The  vesting  of  these  RSU’s  is  dependent  on  the  achievement  of 
corporate objectives established by the Compensation Committee of the Board of Directors and 
the passage of time.  

During  2016,  61,000  restricted  stock  units  were  issued.    Compensation  costs  related  to  these 
restricted  stock  units  was  $3.4  million,  of  which  $0.8  million  was  recognized  in  2016.  The 
remaining costs will be recognized ratably over the remaining periods required before the units 
vest, which range from 27 to 49 months. 

During  2015,  76,000  restricted  stock  units  were  issued.    Compensation  costs  related  to  these 
restricted  stock  units  was  $1.9  million,  of  which  $0.5  million  was  recognized  in  2015.  The 
remaining costs will be recognized ratably over the remaining periods required before the units 
vest, which range from 27 to 49 months. 

During  2014,  59,000  restricted  stock  units  were  issued.    Compensation  costs  related  to  these 
restricted  stock  units  was  $3.8  million,  of  which  $1.0  million  was  recognized  in  2014.  The 
remaining costs are not being recognized since the required performance criteria is not expected 
to be attained. 

At  December  31,  2016,  there  was  $3.4  million  of  unrecognized  compensation  cost  related  to 
restricted stock units that is expected to be recognized over a period of 4.0 years. 

66 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
14.  Operating Segment Information 

The  Company  has  two  reportable  operating  segments:    firearms  and  castings.    The  firearms 
segment manufactures and sells rifles, pistols, and revolvers principally to a number of federally-
licensed, independent wholesale distributors primarily located in the United States.  The castings 
segment manufactures and sells steel investment castings and metal injection molding parts. 

Corporate segment income relates to interest income, the sale of non-operating assets, and other 
non-operating  activities.    Corporate  segment  assets  consist  of  cash  and  other  non-operating 
assets. 

The  Company  evaluates  performance  and  allocates  resources,  in  part,  based  on  profit  and  loss 
before taxes.  The accounting policies of the reportable segments are the same as those described 
in the summary of significant accounting policies (see Note 1).  Intersegment sales are recorded 
at the Company’s cost plus a fixed profit percentage. 

Year ended December 31,  
Net Sales 
    Firearms 
    Castings 
        Unaffiliated 
        Intersegment 

    Eliminations 

Income (Loss) Before Income Taxes 
    Firearms 
    Castings 
    Corporate 

Identifiable Assets 
    Firearms 
    Castings 
    Corporate 

Depreciation 
    Firearms 
    Castings 

Capital Expenditures 
    Firearms 
    Castings 

2016 

2015 

2014 

$658,433 

$544,850 

$542,267 

5,895 
36,779 
42,674 
(36,779) 
$664,328 

$136,390 
(1,237) 
768 
$135,921 

$242,758 
16,096 
96,550 
$355,404 

$32,010 
2,688 
$34,698 

$33,455 
1,760 
$35,215 

6,244 
31,585 
37,829 
(31,585) 
$551,094 

$98,565 
(3,407) 
942 
$96,100 

$221,670 
15,289 
78,924 
$315,883 

$32,409 
3,029 
$35,438 

$26,246 
2,459 
$28,705 

2,207 
34,095 
36,302 
(34,095) 
$544,474  

$57,525  
(1,294) 
1,009 
$57,240 

$211,338 
16,772 
26,272 
$254,382  

$33,594  
2,321 
$35,915 

$39,511 
6,060 
$45,571 

In 2016, the Company’s largest customers and the percent of total sales they represented were as 
follows: Davidson’s-19%; Lipsey’s-17%; Jerry’s/Ellett Brothers-15%; and Sports South-14%.   

67 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In 2015, the Company’s largest customers and the percent of total sales they represented were as 
follows: Davidson’s-18%; Lipsey’s-17%; Sports South-13%; and Jerry’s/Ellett Brothers-11%. 

In 2014, the Company’s largest customers and the percent of total sales they represented were as 
follows: Davidson’s-19%; Lipsey’s-13%; Sports South-13%; and Jerry’s/Ellett Brothers-12%. 

The Company’s assets are located entirely in the United States and domestic sales represented at 
least 96% of total sales in 2016, 2015, and 2014. 

15.  Quarterly Results of Operations (Unaudited) 

The following is  a tabulation of the unaudited quarterly results of operations  for the two  years 
ended December 31, 2016: 

Net Sales 
Gross profit 
Net income  
Basic earnings per share 
Diluted earnings per share 

Net Sales 
Gross profit 
Net income 
Basic earnings per share 
Diluted earnings per share 

16. 

Related Party Transactions  

Three Months Ended 

4/2/16 
$173,109 
59,113 
23,278 
1.23 
$1.21 

7/2/16 
$167,944 
56,694 
23,515 
1.24 
$1.22 

10/1/16 
$161,427 
50,251 
 19,850 
1.05 
$1.03 

Three Months Ended 

3/28/15 
$136,954 
41,397 
15,503 
0.83 
$0.81 

6/27/15 
$140,872 
48,508 
17,560 
0.94 
$0.91 

9/26/15 
$120,871 
34,011 
 11,963 
0.64 
$0.62 

12/31/16 
$161,848 
53,496 
20,829 
1.11 
$1.10 

12/31/15 
$152,397 
48,244 
17,100 
0.91 
$0.88 

The  Company  contracts  with  the  National  Rifle  Association  (“NRA”)  for  some  of  its 
promotional and advertising activities, primarily the 2016 “Ruger $5 Million Match Campaign” 
and the 2015-16 “2.5 Million Gun Challenge”.   The Company paid  the  NRA $8.4 million  and 
$1.6 million in 2016 and 2015, respectively.  Payments to the NRA were insignificant in 2014.  
One of the Company’s Directors also serves as a Director on the Board of the NRA. 

17. 

Contingent Liabilities  

As  of  December  31,  2016,  the  Company  was  a  defendant  in  five  (5)  lawsuits  and  is  aware  of 
certain  other  such  claims.    The  lawsuits  fall  into  three  categories:  traditional  product  liability 
litigation, patent litigation and municipal litigation, discussed in turn below. 

68 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Traditional Product Liability Litigation 

Three  of  the  five  lawsuits  mentioned  above  involve  claims  for  damages  related  to  allegedly 
defective  products  due  to  their  design  and/or  manufacture.  The  lawsuits  stem  from  specific 
incidents of personal injury and are based on traditional product liability theories such as strict 
liability, negligence and/or breach of warranty. 

The  Company  management  believes  the  allegations  in  these  cases  are  unfounded,  that  the 
incidents are unrelated to the design or manufacture of the firearms, and that there should be no 
recovery against the Company.   

Patent Litigation 

Davies  Innovations,  Inc.  v.  Sturm,  Ruger  &  Company,  Inc.  is  a  patent  litigation  suit  originally 
filed in the United States District Court for the Southern District of Texas, Galveston Division.  
The  case  subsequently  was  transferred  to  the  United  States  District  Court  for  the  Northern 
District of New Hampshire.  The suit is based upon alleged patent infringement as the plaintiff 
claims that certain features of the Ruger SR-556 and SR-762 modern sporting rifles infringe its 
patent.  The  complaint  seeks  a  judgment  of  infringement  and  unspecified  monetary  damages 
including costs, fees and treble damages. 

The Company management believes the allegations in this case are unfounded, that there is no 
infringement  of  plaintiff’s  patent,  that  plaintiff’s  patent  is  invalid,  and  that  there  should  be  no 
recovery against the Company.  The Company filed a Motion for Summary Judgment which was 
heard on December 6, 2016. 

Municipal Litigation 

Municipal litigation  generally  includes  those  cases  brought  by cities  or  other  governmental 
entities  against  firearms  manufacturers,  distributors  and  retailers  seeking  to  recover  damages 
allegedly arising out of the misuse of firearms by third-parties. 

There is only one remaining lawsuit of this type, filed by the City of Gary in Indiana State Court, 
over seventeen years ago. The complaint in that case seeks damages, among other things, for 
the  costs  of  medical  care,  police  and  emergency  services,  public  health  services,  and  other 
services as well as punitive damages. In addition, nuisance abatement and/or injunctive relief is 
sought  to change  the  design,  manufacture,  marketing  and  distribution  practices  of  the  various 
defendants. The suit alleges, among other claims, negligence in the design of products, public 
nuisance, negligent distribution and marketing, negligence per se and deceptive advertising. The 
case does not allege a specific injury to a specific individual as a result of the misuse or use of any 
of the Company's products. 

After a long procedural history, the case was scheduled for trial on June 15, 2009. The case 
was not tried on that date and was largely dormant until a status conference was held on July 
27, 2015. At that time, the court entered a scheduling order setting deadlines for plaintiff to file 

69 

 
 
 
 
 
 
 
 
a Second Amended Complaint, for defendants to answer, and for defendants to file dispositive 
motions. The plaintiff did not file a Second Amended Complaint by the deadline. 

Last year, Indiana passed a new law, Indiana Code § 34-12-3-1, which applies to the City's case. 
The defendants filed a joint motion for judgment on the pleadings, asserting immunity under §34-
12-3-1  and  asking  the  court  to  re-visit  the  Court  of  Appeals'  earlier  decision  holding  the 
Protection of Lawful Commerce in Arms Act inapplicable to the City's claims.  

The United States  and the Indiana Attorney General filed motions and briefs in  intervention in 
defense of the constitutionality of the PLCAA and the Indiana Immunity Statute, respectively. A 
hearing on the motions to intervene was set for October 12, 2016.   

The court subsequently  granted the Joint Motion to  Stay Resolution  of  Manufacturers’ Motion 
for  Judgment  on  the  Pleadings  for  six  months  or  until  the  KS&E  Sports  v.  Runnels  case  is 
decided by the Indiana Supreme Court, whichever is earlier. The court also vacated the October 
12th hearing on motions to intervene by the United Sates and the Indiana Attorney General, given 
the City’s consent to the motions. 

Summary of Claimed Damages and Explanation of Product Liability Accruals 

Punitive damages, as well as compensatory damages, are demanded in certain of the lawsuits and 
claims.    In  many  instances,  the  plaintiff  does  not  seek  a  specified  amount  of  money,  though 
aggregate  amounts  ultimately  sought  may  exceed  product  liability  accruals  and  applicable 
insurance coverage.  For product liability claims made after July 10, 2000, coverage is provided 
on an annual basis for losses exceeding $5 million per claim, or an aggregate maximum loss of 
$10 million annually, except for certain new claims which might be brought by governments or 
municipalities after July 10, 2000, which are excluded from coverage. 

The Company management monitors the status of known claims and the product liability accrual, 
which includes amounts for asserted and unasserted claims.  While it is not possible to forecast 
the outcome of litigation or the timing of costs, in the opinion of management, after consultation 
with  special  and  corporate  counsel,  it  is  not  probable  and  is  unlikely  that  litigation,  including 
punitive  damage  claims,  will  have  a  material  adverse  effect  on  the  financial  position  of  the 
Company,  but  may  have  a  material  impact  on  the  Company’s  financial  results  for  a  particular 
period. 

Product liability claim payments are made when appropriate if, as, and when claimants and the 
Company reach agreement upon an amount to finally resolve all claims.  Legal costs are paid as 
the lawsuits and claims develop, the timing of which may vary greatly from case to case.  A time 
schedule cannot be determined in advance with any reliability concerning when payments will be 
made in any given case. 

Provision is made for product liability claims based upon many factors related to the severity of 
the alleged injury and potential liability exposure, based upon prior claim experience.  Because 
the Company’s experience in defending these lawsuits and claims is that unfavorable outcomes 
are typically not probable or estimable, only in rare cases is an accrual established for such costs.  

70 

 
 
 
 
 
 
 
In most cases, an accrual is established only for estimated legal defense costs.  Product liability 
accruals  are  periodically  reviewed  to  reflect  then-current  estimates  of  possible  liabilities  and 
expenses incurred to date and reasonably anticipated in the future.  Threatened product liability 
claims  are  reflected  in  the  Company’s  product  liability  accrual  on  the  same  basis  as  actual 
claims; i.e., an accrual is made for reasonably anticipated possible liability and claims-handling 
expenses on an ongoing basis. 

A  range  of  reasonably  possible  losses  relating  to  unfavorable  outcomes  cannot  be  made.  
However, in product liability cases in which a dollar amount of damages is claimed, the amount 
of  damages  claimed,  which  totaled  $0.1  million  and  $0.1  million  at  December  31,  2016  and 
2015,  respectively,  are  set  forth  as  an  indication  of  possible  maximum  liability  the  Company 
might be required to incur in these cases (regardless of the likelihood or reasonable probability of 
any or all of this amount being awarded to claimants) as a result of adverse judgments that are 
sustained on appeal. 

As  of  December  31,  2016  and  2015,  the  Company  was  a  defendant  in  5  and  3  lawsuits, 
respectively, involving its products and is aware of other such claims.  During 2016 and 2015, 
respectively, 3 and 2 claims were filed against the Company, 1 and 1 claims were settled, and no 
claims were dismissed either year. 

The  Company’s  product  liability  expense  was  $2.1  million  in  2016,  $0.9  million  in  2015,  and 
$0.8 million in 2014. This expense includes the cost of outside legal  fees, insurance, and other 
expenses incurred in the management and defense of product liability matters. 

A roll-forward of the product liability reserve and detail of product liability expense for the three 
years ended December 31, 2016 follows:  

Balance Sheet Roll-forward for Product Liability Reserve 

        Cash Payments 

Accrued 
Legal 
Expense 
(Income) 
(b) 

Legal Fees  
(c) 

Settlements 
(d) 

Balance 
End of 
Year (a) 

(295) 

          (18) 

(78) 

  $   845 

(77) 

(18) 

1,221 

(133) 

(6) 

(13) 

$   744 

$1,819 

Balance 
Beginning 
of Year (a) 

$1,236 

$   845 

$   744 

2014 

2015 

2016 

71 

 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Income Statement Detail for Product Liability Expense 

Accrued 
Legal 
Expense 
(b) 

Insurance 
Premium 
Expense 
(e) 

Total 
Product 
Liability 
Expense 

2014 

2015 

2016 

    $(295) 

       1,069 

   $   774 

    $  (77) 

       997 

  $   920 

$ 1,221 

834 

$2,055 

Notes 

(a) 

The  beginning  and  ending  liability  balances  represent  accrued  legal  fees  only.  
Settlements and administrative costs are expensed as incurred.  Only in rare instances is 
an accrual established for settlements. 

(b) 

The expense accrued in  the liability is for legal fees only.   In 2014 and 2015, the costs 
incurred  related  to  cases  that  were  settled  or  dismissed  were  less  than  the  amounts 
accrued for these cases in prior years. 

(c) 

Legal fees represent payments to outside counsel related to product liability matters. 

(d) 

Settlements  represent  payments  made  to  plaintiffs  or  allegedly  injured  parties  in 
exchange for a full and complete release of liability. 

(e) 

Insurance expense represents the cost of insurance premiums. 

There were no insurance recoveries during any of the above years. 

18. 

Financial Instruments 

The Company does not hold or issue financial instruments for trading or hedging purposes, nor 
does  it  hold  interest  rate,  leveraged,  or  other  types  of  derivative  financial  instruments.    Fair 
values  of  accounts  receivable,  accounts  payable,  accrued  expenses  and  income  taxes  payable 
reflected  in  the  December  31,  2016  and  2015  balance  sheets  approximate  carrying  values  at 
those dates. 

19. 

Subsequent Events 

On February 17, 2017, the Company’s Board of Directors authorized a dividend of 44¢ per share 
to shareholders of record on March 17, 2017. 

From January 1, 2017 through February 17, 2017, the Company repurchased 633,600 shares of 
its common stock for $31.5 million in the open market.  The average price per share purchased 

72 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
was  $49.67.    These  purchases  were  funded  with  cash  on  hand.    At  February  17,  2017,  $27.5 
million remained authorized for future share repurchases. 

The Company’s management has evaluated  transactions occurring subsequent to December 31, 
2016 and determined that there were no events or transactions during that period that would have 
a material impact on the Company’s results of operations or financial position. 

73 

 
 
 
ITEM 9—CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON     

ACCOUNTING AND FINANCIAL DISCLOSURE 

None. 

ITEM 9A—CONTROLS AND PROCEDURES  

Evaluation of Disclosure Controls and Procedures 

The Company conducted an evaluation, with the participation of its Chief Executive Officer and 
Chief  Financial  Officer,  of  the  effectiveness  of  the  design  and  operation  of  the  Company’s 
disclosure  controls  and  procedures,  as  defined  in  Rules 13a-15(e)  and  15d-15(e)  under  the 
Securities  Exchange  Act  of  1934,  as  amended,  as  of  December  31,  2016.    Based  upon  that 
evaluation,  the  Chief  Executive  Officer  and  Chief  Financial  Officer  have  concluded  that  as  of 
December 31, 2016, the Company’s disclosure controls and procedures over financial reporting 
were effective.  

Management’s Report on Internal Control over Financial Reporting 

The  Company’s  management  is  responsible  for  establishing  and  maintaining  adequate  internal 
control over financial reporting as defined in Rules 13a-15(f) and 15d-15(f) under the Securities 
Exchange  Act  of  1934.    Because  of  its  inherent  limitations,  internal  control  over  financial 
reporting  may  not  prevent  or  detect  misstatements.    Also,  projections  of  any  evaluation  of 
effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become  inadequate 
because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the  policies  or 
procedures may deteriorate.  

The Company conducted an evaluation, with the participation of its Chief Executive Officer and 
Chief Financial Officer, of the effectiveness of its internal control over financial reporting as of 
December 31, 2016. This evaluation was performed based on the criteria established in “Internal 
Control — Integrated Framework” issued by the Committee of Sponsoring Organizations of the 
Treadway Commission (“COSO”) in 2013.  

Management  has  concluded  that  the  Company  maintained  effective  internal  control  over 
financial reporting as of December 31, 2016, based on criteria established in “Internal Control — 
Integrated Framework” issued by the COSO in 2013.  

The effectiveness of the Company’s internal control over financial reporting as of December 31, 
2016 has been  audited by  RSM  US  LLP,  an independent  registered public accounting firm,  as 
stated in their report which is included in this Form 10-K. 

Changes in Internal Control over Financial Reporting 

There were no changes in our internal control over financial reporting that occurred during our 
most  recently  completed  fiscal  quarter  that  has  materially  affected,  or  is  reasonably  likely  to 
materially affect, our internal control over financial reporting. 

74 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
New York Stock Exchange Certification  

Pursuant to Section 303A.12(a) of the New York Stock Exchange Listed Company Manual, the 
Company submitted an unqualified certification of our Chief Executive Officer to the New York 
Stock  Exchange  in  2016.    The  Company  has  also  filed,  as  exhibits  to  this  Annual  Report  on 
Form  10-K,  the  Chief  Executive  Officer  and  Chief  Financial  Officer  Certifications  required 
under the Sarbanes-Oxley Act of 2002.  

ITEM 9B—OTHER INFORMATION 

None. 

PART III 

ITEM 10—DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

Information concerning the Company’s directors, including the Company’s separately designated 
standing audit committee, and on the Company’s code of business conduct and ethics required 
by  this  Item  is  incorporated  by  reference  from  the  Company’s  Proxy  Statement  relating  to  the 
2017  Annual  Meeting  of  Stockholders  scheduled  to  be  held  May  9,  2017,  which  will  be  filed 
with the SEC in March 2017. 

Information  concerning  the  Company’s  executive  officers  required  by  this  Item  is  set  forth  in 
Item  1  of  this  Annual  Report  on  Form  10-K  under  the  caption  “Executive  Officers  of  the 
Company.”   

Information  concerning  beneficial  ownership  reporting  compliance  required  by  this  Item  is 
incorporated  by  reference  from  the  Company’s  Proxy  Statement  relating  to  the  2017  Annual 
Meeting of Stockholders scheduled to be held May 9, 2017, which will be filed with the SEC in 
March 2017. 

ITEM 11—EXECUTIVE COMPENSATION 

Information  concerning  director  and  executive  compensation  required  by  this  Item  is 
incorporated  by  reference  from  the  Company’s  Proxy  Statement  relating  to  the  2017  Annual 
Meeting of Stockholders scheduled to be held May 9, 2017, which will be filed with the SEC in 
March 2017. 

ITEM  12—SECURITY  OWNERSHIP  OF  CERTAIN  BENEFICIAL  OWNERS  AND 
MANAGEMENT AND RELATED STOCKHOLDER MATTERS 

Information concerning the security ownership of certain beneficial owners and management and 
related  stockholder  matters  required  by  this  Item  is  incorporated  by  reference  from  the 
Company’s Proxy Statement relating to the 2017 Annual Meeting of Stockholders scheduled to 
be held May 9, 2017, which will be filed with the SEC in March 2017.  

75 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM  13—CERTAIN  RELATIONSHIPS  AND  RELATED  TRANSACTIONS  AND 

DIRECTOR INDEPENDENCE 

Information  concerning  certain  relationships  and  related  transactions  required  by  this  Item  is 
incorporated  by  reference  from  the  Company’s  Proxy  Statement  relating  to  the  2017  Annual 
Meeting of Stockholders scheduled to be held May 9, 2017. 

ITEM 14—PRINCIPAL ACCOUNTANT FEES AND SERVICES 

Information  concerning  the  Company’s  principal  accountant  fees  and  services  and  the  pre-
approval policies and procedures of the audit committee of the board of directors required by this 
Item  is  incorporated  by  reference  from  the  Company’s  Proxy  Statement  relating  to  the  2017 
Annual Meeting of Stockholders scheduled to be held May 9, 2017, which will be filed with the 
SEC in March 2017.  

76 

 
 
 
 
 
 
 
 
 
 
 
 
PART IV 

ITEM 15—EXHIBITS AND FINANCIAL STATEMENT SCHEDULES  

(a)  Exhibits and Financial Statement Schedules 

(1)  Financial Statements can be found under Item 8 of Part II of this Form 10-K 

(2)  Schedules can be found on Page 86 of this Form 10-K 

(3)  Listing of Exhibits: 

Exhibit 3.1 

Certificate of Incorporation of the Company, as amended 
(Incorporated by reference to Exhibits 4.1 and 4.2 to the Form 
S-3 Registration Statement previously filed by the Company 
File No. 33-62702). 

Exhibit 3.2 

Bylaws of the Company, as amended. 

Exhibit 3.3 

Exhibit 3.4 

Exhibit 3.5 

Exhibit 3.6 

Exhibit 3.7 

Amended and restated Article 3, Section 2 of Bylaws 
(Incorporated by reference to Exhibit 3.1 to the Company’s 
Current Report on Form 8-K filed with the SEC on April 24, 
2007). 

Amended and restated Article 3, Section 4 and Article 4, 
Section 5 of Bylaws (Incorporated by reference to Exhibit 3.1 
to the Company’s Current Report on Form 8-K filed with the 
SEC on April 24, 2007). 

Amended and restated Bylaws (Incorporated by reference to 
Exhibit 3.1 to the Company’s Current Report on Form 8-K filed 
with the SEC on July 26, 2007). 

Amended and restated Bylaws (Incorporated by reference to 
Exhibit 3.1 to the Company’s Current Report on Form 8-K filed 
with the SEC on April 25, 2008). 

Amendment to Article 5, Section 1 of Bylaws (Incorporated by 
reference to Exhibit 3.1 to the Company’s Current Report on 
Form 8-K filed with the SEC on February 6, 2009). 

Exhibit 10.1 

Sturm, Ruger & Company, Inc. Supplemental Executive Profit 
Sharing Retirement Plan (Incorporated by reference to Exhibit 
10.4 to the Company’s Annual Report on Form 10-K for the 
year ended December 31, 1991, SEC File No. 1-10435). 

77 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 10.2 

Agreement and Assignment of Lease dated September 30, 1987 
by and between Emerson Electric Co. and Sturm, Ruger & 
Company, Inc. (Incorporated by reference to Exhibit 10.2 to the 
Company’s Annual Report on Form 10-K for the year ended 
December 31, 1991, SEC File No. 1-10435). 

Exhibit 10.3 

Sturm, Ruger & Company, Inc. Supplemental Executive 
Retirement Plan (Incorporated by reference to Exhibit 10.5 to 
the Company’s Annual Report on Form 10-K for the year ended 
December 31, 1995, SEC File No. 1-10435). 

Exhibit 10.4 

[Intentionally omitted.] 

Exhibit 10.5 

Exhibit 10.6 

Exhibit 10.7 

Exhibit 10.8 

Exhibit 10.9 

Agreement and Release, dated as of February 28, 2006, by and 
between Sturm, Ruger & Company, Inc. and William B. Ruger 
(Incorporated by reference to Exhibit 10.1 to the Company’s 
Current Report on Form 8-K filed with the SEC on April 4, 
2006, SEC File No. 1-10435). 

Sale and Purchase Agreement, dated as of September 26, 2006, 
by and between Sturm, Ruger & Company, Inc. and Ruger 
Business Holdings, L.P. (Incorporated by reference to Exhibit 
10.1 to the Company’s Current Report on Form 8-K filed with 
the SEC on September 26, 2006, SEC File No. 1-10435). 

Credit Agreement, dated as of December 14, 2007, by and 
between the Company and Bank of America (Incorporated by 
reference to Exhibit 10.18 to the Company's Current Report on 
Form 8-K filed with the SEC on December 20, 2007).  

Severance Agreement, dated as of April 10, 2008, by and 
between the Company and Michael O. Fifer (Incorporated by 
reference to Exhibit 10.1 to the Company's Current Report on 
Form 8-K filed with the SEC on April 11, 2008). 

Severance Agreement, dated as of April 10, 2008, by and 
between the Company and Thomas A. Dineen (Incorporated by 
reference to Exhibit 10.2 to the Company's Current Report on 
Form 8-K filed with the SEC on April 11, 2008).  

Exhibit 10.10  Severance Agreement, dated as of April 10, 2008, by and 
between the Company and Mark T. Lang (Incorporated by 
reference to Exhibit 10.3 to the Company's Current Report on 
Form 8-K filed with the SEC on April 11, 2008).  

Exhibit 10.11  Severance Agreement, dated as of April 10, 2008, by and 

between the Company and  Christopher J. Killoy (Incorporated 
by reference to Exhibit 10.4 to the Company's Current Report 
on Form 8-K filed with the SEC on April 11, 2008). 

78 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 10.12  Severance Agreement, dated as of April 10, 2008, by and 

between the Company and Steven M. Maynard (Incorporated 
by reference to Exhibit 10.5 to the Company's Current Report 
on Form 8-K filed with the SEC on April 11, 2008). 

Exhibit 10.13  Severance Agreement, dated as of April 10, 2008, by and 

between the Company and Thomas P. Sullivan (Incorporated by 
reference to Exhibit 10.6 to the Company's Current Report on 
Form 8-K filed with the SEC on April 11, 2008). 

Exhibit 10.14  Severance Agreement, dated as of May 2, 2008 by and between 
the Company and Kevin B. Reid, Sr. (Incorporated by reference 
to Exhibit 10.1 to the Company's Current Report on Form 8-K 
filed with the SEC on May 5, 2008). 

Exhibit 10.15  First Amendment to Credit Agreement, dated as of December 
15, 2008, by and between the Company and Bank of America 
(Incorporated by reference to Exhibit 99.1 to the Company's 
Current Report on Form 8-K filed with the SEC on December 
22, 2008). 

Exhibit 10.16  Second Amendment to Credit Agreement, dated December 11, 

2009, by and between the Company and Bank of America 
(Incorporated by reference to Exhibit 99.1 to the Company's 
Current Report on Form 8-K filed with the SEC on December 
21, 2009). 

Exhibit 10.17  Fifth Amendment to Credit Agreement, dated February 14, 

2013 by and between the Company and Bank of America 
(Incorporated by reference to Exhibit 99.1 to the Company's 
Current Report on Form 8-K filed with the SEC on February 
21, 2013).  

Exhibit 10.18  Sixth Amendment to Credit Agreement, dated June 9, 2014, by 
and between the Company and Bank of America (Incorporated 
by reference to Exhibit 99.1 to the Company's Current Report 
on Form 8-K filed with the SEC on June 16, 2014). 

Exhibit 10.19  Seventh Amendment to Credit Agreement, dated June 5, 2015, 

by and between the Company and Bank of America 
(Incorporated by reference to Exhibit 99.1 to the Company's 
Current Report on Form 8-K filed with the SEC on June 12, 
2015). 

Exhibit 10.20  Eighth Amendment to Credit Agreement, dated June 6, 2016, 

by and between the Company and Bank of America 
(Incorporated by reference to Exhibit 99.1 to the Company's 
Current Report on Form 8-K filed with the SEC on June 8, 
2016). 

79 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 10.21  Transition Services and Consulting Agreement, dated August 1, 

2016, by and between the Company and Michael O. Fifer 
(Incorporated by reference to Exhibit 10.1 to the Company's 
Current Report on Form 8-K filed with the SEC on August 2, 
2016). 

Exhibit 10.22  Agreement, dated August 1, 2016, by and between the 

Company and Christopher J. Killoy (Incorporated by reference 
to Exhibit 10.2 to the Company's Current Report on Form 8-K 
filed with the SEC on August 2, 2016). 

Exhibit 10.23  Executive Severance Agreement, dated August 1, 2016, by and 

between the Company and Shawn C. Leska (Incorporated by 
reference to Exhibit 10.3 to the Company's Current Report on 
Form 8-K filed with the SEC on August 2, 2016). 

Exhibit 23.1 

Consent of RSM US LLP 

Exhibit 31.1 

Certification of Chief Executive Officer Pursuant to Rule 13a-
14(a) of the Exchange Act. 

Exhibit 31.2 

Certification of Treasurer and Chief Financial Officer Pursuant 
to Rule 13a-14(a) of the Exchange Act. 

Exhibit 32.1 

Exhibit 32.2 

Exhibit 99.1 

Exhibit 99.2 

Exhibit 99.3 

Certification of the Chief Executive Officer Pursuant to Rule 
13a-14(b) of the Exchange Act and 18 U.S.C. Section 1350, as 
Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 
2002. 

Certification of the Treasurer and Chief Financial Officer 
Pursuant to Rule 13a-14(b) of the Exchange Act and 18 U.S.C. 
Section 1350, as Adopted Pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002. 

Item 1 LEGAL PROCEEDINGS from the Quarterly Report on 
Form 10-Q of the Company for the quarter ended September 
30, 1999, SEC File No. 1-10435, incorporated by reference in 
Item 3 LEGAL PROCEEDINGS. 

Item 1 LEGAL PROCEEDINGS from the Quarterly Report on 
Form 10-Q of the Company for the quarter ended March 28, 
2015, SEC File No. 1-10435, incorporated by reference in Item 
3 LEGAL PROCEEDINGS. 

Item 1 LEGAL PROCEEDINGS from the Quarterly Report on 
Form 10-Q of the Company for the quarter ended September 
26, 2015, SEC File No. 1-10435, incorporated by reference in 
Item 3 LEGAL PROCEEDINGS. 

80 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SIGNATURES 

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the 
registrant  has  duly  caused  this  report  to  be  signed  on  its  behalf  by  the  undersigned,  thereunto 
duly authorized. 

STURM, RUGER & COMPANY, INC. 
(Registrant) 

S/THOMAS A. DINEEN 
Thomas A. Dineen 
Principal Financial Officer 
Principal Accounting Officer, Vice President 
Treasurer and Chief Financial Officer 

February 22, 2017 
Date 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed 
below by the following persons on behalf of the registrant and in the capacities and on the dates 
indicated. 

S/MICHAEL O. FIFER                           2/22/17 
Michael O. Fifer 
Chief Executive Officer, Director 
(Principal Executive Officer) 

S/JOHN A. COSENTINO, JR.              2/22/17 
John A. Cosentino, Jr. 
Director 

S/C. MICHAEL JACOBI                        2/22/17 
C. Michael Jacobi 
Director 

S/RONALD C. WHITAKER                2/22/17 
Ronald C. Whitaker 
Director 

S/AMIR P. ROSENTHAL                      2/22/17 
Amir P. Rosenthal 
Director 

S/PHILLIP C. WIDMAN                      2/22/17 
Phillip C. Widman 
Director 

S/TERRENCE G. O’CONNOR              2/22/17 
Terrence G. O’Connor 
Director 

S/SANDRA S. FROMAN                     2/22/17 
Sandra S. Froman 
Director 

S/CHRISTOPHER J. KILLOY               2/22/17 
Christopher J. Killoy 
President, Chief Operating Officer, and Director 

S/THOMAS A. DINEEN                        2/22/17 
Thomas A Dineen 
Principal Financial Officer 
Principal Accounting Officer, Vice President 
Treasurer and Chief Financial Officer 

81 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT INDEX 

Page No. 

Exhibit 3.1 

Certificate of Incorporation of the Company, as amended 
(Incorporated by reference to Exhibits 4.1 and 4.2 to the Form 
S-3 Registration Statement previously filed by the Company 
File No. 33-62702). 

Exhibit 3.2 

Bylaws of the Company, as amended. 

Exhibit 3.3 

Exhibit 3.4 

Exhibit 3.5 

Exhibit 3.6 

Exhibit 3.7 

Amended and restated Article 3, Section 2 of Bylaws 
(Incorporated by reference to Exhibit 3.1 to the Company’s 
Current Report on Form 8-K filed with the SEC on April 24, 
2007). 

Amended and restated Article 3, Section 4 and Article 4, 
Section 5 of Bylaws (Incorporated by reference to Exhibit 3.1 
to the Company’s Current Report on Form 8-K filed with the 
SEC on April 24, 2007). 

Amended and restated Bylaws (Incorporated by reference to 
Exhibit 3.1 to the Company’s Current Report on Form 8-K filed 
with the SEC on July 26, 2007). 

Amended and restated Bylaws (Incorporated by reference to 
Exhibit 3.1 to the Company’s Current Report on Form 8-K filed 
with the SEC on April 25, 2008). 

Amendment to Article 5, Section 1 of Bylaws (Incorporated by 
reference to Exhibit 3.1 to the Company’s Current Report on 
Form 8-K filed with the SEC on February 6, 2009). 

Exhibit 10.1 

Sturm, Ruger & Company, Inc. Supplemental Executive Profit 
Sharing Retirement Plan (Incorporated by reference to Exhibit 
10.4 to the Company’s Annual Report on Form 10-K for the 
year ended December 31, 1991, SEC File No. 1-10435). 

Exhibit 10.2  Agreement and Assignment of Lease dated September 30, 1987 

by and between Emerson Electric Co. and Sturm, Ruger & 
Company, Inc. (Incorporated by reference to Exhibit 10.2 to the 
Company’s Annual Report on Form 10-K for the year ended 
December 31, 1991, SEC File No. 1-10435). 

Exhibit 10.3 

Sturm, Ruger & Company, Inc. Supplemental Executive 
Retirement Plan (Incorporated by reference to Exhibit 10.5 to 
the Company’s Annual Report on Form 10-K for the year ended 
December 31, 1995, SEC File No. 1-10435). 

Exhibit 10.4 

[Intentionally omitted.] 

82 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT INDEX (continued) 

Exhibit 10.5  Agreement and Release, dated as of February 28, 2006, by and 
between Sturm, Ruger & Company, Inc. and William B. Ruger 
(Incorporated by reference to Exhibit 10.1 to the Company’s 
Current Report on Form 8-K filed with the SEC on April 4, 
2006, SEC File No. 1-10435). 

Exhibit 10.6 

Exhibit 10.7 

Exhibit 10.8 

Exhibit 10.9 

Sale and Purchase Agreement, dated as of September 26, 2006, 
by and between Sturm, Ruger & Company, Inc. and Ruger 
Business Holdings, L.P. (Incorporated by reference to Exhibit 
10.1 to the Company’s Current Report on Form 8-K filed with 
the SEC on September 26, 2006, SEC File No. 1-10435). 

Credit Agreement, dated as of December 14, 2007, by and 
between the Company and Bank of America (Incorporated by 
reference to Exhibit 10.18 to the Company's Current Report on 
Form 8-K filed with the SEC on December 20, 2007).  

Severance Agreement, dated as of April 10, 2008, by and 
between the Company and Michael O. Fifer (Incorporated by 
reference to Exhibit 10.1 to the Company's Current Report on 
Form 8-K filed with the SEC on April 11, 2008). 

Severance Agreement, dated as of April 10, 2008, by and 
between the Company and Thomas A. Dineen (Incorporated by 
reference to Exhibit 10.2 to the Company's Current Report on 
Form 8-K filed with the SEC on April 11, 2008).  

Exhibit 10.10  Severance Agreement, dated as of April 10, 2008, by and 
between the Company and Mark T. Lang (Incorporated by 
reference to Exhibit 10.3 to the Company's Current Report on 
Form 8-K filed with the SEC on April 11, 2008).  

Exhibit 10.11  Severance Agreement, dated as of April 10, 2008, by and 

between the Company and  Christopher J. Killoy (Incorporated 
by reference to Exhibit 10.4 to the Company's Current Report 
on Form 8-K filed with the SEC on April 11, 2008). 

Exhibit 10.12  Severance Agreement, dated as of April 10, 2008, by and 

between the Company and Steven M. Maynard (Incorporated 
by reference to Exhibit 10.5 to the Company's Current Report 
on Form 8-K filed with the SEC on April 11, 2008). 

Exhibit 10.13  Severance Agreement, dated as of April 10, 2008, by and 

between the Company and Thomas P. Sullivan (Incorporated by 
reference to Exhibit 10.6 to the Company's Current Report on 
Form 8-K filed with the SEC on April 11, 2008). 

Exhibit 10.14  Severance Agreement, dated as of May 2, 2008 by and between 
the Company and Kevin B. Reid, Sr. (Incorporated by reference 
to Exhibit 10.1 to the Company's Current Report on Form 8-K 
filed with the SEC on May 5, 2008). 

83 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT INDEX (continued) 

Exhibit 10.15  First Amendment to Credit Agreement, dated as of December 
15, 2008, by and between the Company and Bank of America 
(Incorporated by reference to Exhibit 99.1 to the Company's 
Current Report on Form 8-K filed with the SEC on December 
22, 2008). 

Exhibit 10.16  Second Amendment to Credit Agreement, dated December 11, 

2009, by and between the Company and Bank of America 
(Incorporated by reference to Exhibit 99.1 to the Company's 
Current Report on Form 8-K filed with the SEC on December 
21, 2009). 

Exhibit 10.17  Fifth Amendment to Credit Agreement, dated February 14, 

2013 by and between the Company and Bank of America 
(Incorporated by reference to Exhibit 99.1 to the Company's 
Current Report on Form 8-K filed with the SEC on February 
21, 2013).  

Exhibit 10.18  Sixth Amendment to Credit Agreement, dated June 9, 2014, by 
and between the Company and Bank of America (Incorporated 
by reference to Exhibit 99.1 to the Company's Current Report 
on Form 8-K filed with the SEC on June 16, 2014). 

Exhibit 10.19  Seventh Amendment to Credit Agreement, dated June 5, 2015, 

by and between the Company and Bank of America 
(Incorporated by reference to Exhibit 99.1 to the Company's 
Current Report on Form 8-K filed with the SEC on June 12, 
2015). 

Exhibit 10.20  Eighth Amendment to Credit Agreement, dated June 6, 2016, 

by and between the Company and Bank of America 
(Incorporated by reference to Exhibit 99.1 to the Company's 
Current Report on Form 8-K filed with the SEC on June 8, 
2016). 

Exhibit 10.21  Transition Services and Consulting Agreement, dated August 1, 

2016, by and between the Company and Michael O. Fifer 
(Incorporated by reference to Exhibit 10.1 to the Company's 
Current Report on Form 8-K filed with the SEC on August 2, 
2016). 

Exhibit 10.22  Agreement, dated August 1, 2016, by and between the 

Company and Christopher J. Killoy (Incorporated by reference 
to Exhibit 10.2 to the Company's Current Report on Form 8-K 
filed with the SEC on August 2, 2016). 

Exhibit 10.23  Executive Severance Agreement, dated August 1, 2016, by and 

between the Company and Shawn C. Leska (Incorporated by 
reference to Exhibit 10.3 to the Company's Current Report on 
Form 8-K filed with the SEC on August 2, 2016). 

84 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
88 

89 

91 

93 

94 

Exhibit 23.1 

Consent of RSM US LLP 

Exhibit 31.1 

Certification of Chief Executive Officer Pursuant to Rule 13a-
14(a) of the Exchange Act. 

Exhibit 31.2 

Certification of Treasurer and Chief Financial Officer Pursuant 
to Rule 13a-14(a) of the Exchange Act. 

Exhibit 32.1 

Exhibit 32.2 

Exhibit 99.1 

Exhibit 99.2 

Exhibit 99.3 

Certification of the Chief Executive Officer Pursuant to Rule 
13a-14(b) of the Exchange Act and 18 U.S.C. Section 1350, as 
Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 
2002. 

Certification of the Treasurer and Chief Financial Officer 
Pursuant to Rule 13a-14(b) of the Exchange Act and 18 U.S.C. 
Section 1350, as Adopted Pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002. 

Item 1 LEGAL PROCEEDINGS from the Quarterly Report on 
Form 10-Q of the Company for the quarter ended September 
30, 1999, SEC File No. 1-10435, incorporated by reference in 
Item 3 LEGAL PROCEEDINGS. 

Item 1 LEGAL PROCEEDINGS from the Quarterly Report on 
Form 10-Q of the Company for the quarter ended March 28, 
2015, SEC File No. 1-10435, incorporated by reference in Item 
3 LEGAL PROCEEDINGS. 

Item 1 LEGAL PROCEEDINGS from the Quarterly Report on 
Form 10-Q of the Company for the quarter ended September 
26, 2015, SEC File No. 1-10435, incorporated by reference in 
Item 3 LEGAL PROCEEDINGS. 

85 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
YEAR ENDED DECEMBER 31, 2016 

STURM, RUGER & COMPANY, INC.  

ITEMS 15(a) 
FINANCIAL STATEMENT SCHEDULE 

86 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Sturm, Ruger & Company, Inc. 

Item 15(a)--Financial Statement Schedule 

Schedule II—Valuation and Qualifying Accounts 

(In Thousands) 

COL. A 

COL. B 

COL. C 
ADDITIONS 

COL. D 

COL. E 

Description 

(1) 
Charged 
(Credited) to 
Costs and 
Expenses 

(2) 
Charged to 
Other 
Accounts 
–Describe 

Balance at 
Beginning 
of Period 

Balance 
at End 
of 
Period 

Deductions 

Deductions from asset accounts: 

Allowance for doubtful accounts: 
Year ended December 31, 2016 
Year ended December 31, 2015 
Year ended December 31, 2014 

$   400 
$   400 
$   300 

$         9 
$     120 
$     100 

Allowance for discounts: 

Year ended December 31, 2016 
Year ended December 31, 2015 
Year ended December 31, 2014 

$1,443 
$1,003 
$1,344 

$14,835 
$11,797 
$11,485 

Excess and obsolete inventory 

reserve: 

 $         9 (a)       $   400 
$   400 
$     120 (a) 
$   400 

$14,873 (b) 
$11,357 (b) 
$11,826 (b) 

$1,405 
$1,443 
$1,003 

Year ended December 31, 2016 
Year ended December 31, 2015 
Year ended December 31, 2014 

$2,118 
$3,750 
$2,422 

$1,044 
$(1,468) 
$ 1,328 

$     822 (c) 
$     164 (c) 

$2,340 
$2,118 
$3,750 

(a)  Accounts written off 
(b)  Discounts taken 
(c) 

Inventory written off 

87 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consent of Independent Registered Public Accounting Firm  

Exhibit 23.1 

We consent to incorporation by reference in the Registration Statements (Nos. 333-84677 and 
333-53234) on Form S-8 of Sturm, Ruger & Company, Inc. of our reports dated February 22, 
2017 relating to our audits of the consolidated financial statements, the financial statement 
schedule, and internal control over financial reporting, which appear in this Annual Report on 
Form 10-K of Sturm, Ruger & Company, Inc. for the year ended December 31, 2016. 

/s/ RSM US LLP 
Stamford, Connecticut 
February 22, 2017 

88 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 31.1 

I, Michael O. Fifer, certify that: 

CERTIFICATION 

        1. 

I have reviewed this Annual Report on Form 10-K (the “Report”) of Sturm, Ruger & 
Company, Inc. (the “Registrant”); 

        2.  Based  on  my  knowledge,  this  Report  does  not  contain  any  untrue  statement  of  a 
material fact or omit to state a material fact necessary to make the statements made, in 
light  of  the  circumstances  under  which  such  statements  were  made,  not  misleading 
with respect to the period covered by this Report; 

        3.  Based  on  my  knowledge,  the  financial  statements,  and  other  financial  information 
included in this Report, fairly present in all material respects, the financial condition, 
results  of  operations  and  cash  flows  of  the  Registrant  as  of,  and  for,  the  periods 
presented in this Report; 

        4.  The  Registrant’s  other  certifying  officer  and  I  are  responsible  for  establishing  and 
maintaining  disclosure  controls  and  procedures  (as  defined  in  Exchange  Act  Rules 
13a-15(e)  and  15d-15(e))  and  internal  control  over  financial  reporting  (as  defined  in 
Exchange Act Rules 13a-15(f) and 15d-15(f)) for the Registrant and have: 

a)  Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure 
controls  and  procedures  to  be  designed  under  our  supervision,  to  ensure  that 
material  information  relating  to  the  Registrant,  including  its  consolidated 
subsidiaries,  is  made  known  to  us  by  others  within  those  entities,  particularly 
during the period in which this Report is being prepared; 

b)  Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal 
control over financial reporting to be designed under our supervision, to provide 
reasonable  assurance  regarding  the  reliability  of  financial  reporting  and  the 
preparation  of  financial  statements  for  external  purposes  in  accordance  with 
generally accepted accounting principles; 

c)  Evaluated the effectiveness of the Registrant’s disclosure controls and procedures 
and  presented  in  this  Report  our  conclusions  about  the  effectiveness  of  the 
disclosure  controls  and  procedures,  as  of  the  end  of  the  period  covered  by  this 
Report based on such evaluation; and 

d)  Disclosed  in  this  Report  any  change  in  the  Registrant’s  internal  control  over 
financial reporting that occurred during the Registrant’s most recent fiscal quarter 
(the  Registrant’s  fourth  fiscal  quarter  in  the  case  of  an  annual  report)  that  has 
materially  affected,  or  is  reasonably  likely  to  materially  affect,  the  Registrant’s 
internal control over financial reporting. 

89 

 
 
 
 
 
 
 
 
 
 
 
 
        5.  The  Registrant’s  other  certifying  officer  and  I  have  disclosed,  based  on  our  most 
recent  evaluation  of  internal  control  over  financial  reporting,  to  the  Registrant’s 
auditors  and  the  audit  committee  of  Registrant’s  board  of  directors  (or  persons 
performing the equivalent functions): 

a)  All significant deficiencies and material weaknesses in the design or operation of 
internal control over financial reporting which are reasonably likely to adversely 
affect  the  Registrant’s  ability  to  record,  process,  summarize  and  report  financial 
information; and 

b)  Any fraud, whether or not material, that involves management or other employees 
who  have  a  significant  role  in  the  Registrant’s  internal  control  over  financial 
reporting. 

Date:  February 22, 2017 

S/MICHAEL O. FIFER 
Michael O. Fifer 
Chief Executive Officer 

90 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 31.2 

I, Thomas A. Dineen, certify that: 

CERTIFICATION 

        1. 

I have reviewed this Annual Report on Form 10-K (the “Report”) of Sturm, Ruger & 
Company, Inc. (the “Registrant”); 

        2.  Based  on  my  knowledge,  this  Report  does  not  contain  any  untrue  statement  of  a 
material fact or omit to state a material fact necessary to make the statements made, in 
light  of  the  circumstances  under  which  such  statements  were  made,  not  misleading 
with respect to the period covered by this Report; 

        3.  Based  on  my  knowledge,  the  financial  statements,  and  other  financial  information 
included in this Report, fairly present in all material respects, the financial condition, 
results  of  operations  and  cash  flows  of  the  Registrant  as  of,  and  for,  the  periods 
presented in this Report; 

        4.  The  Registrant’s  other  certifying  officer  and  I  are  responsible  for  establishing  and 
maintaining  disclosure  controls  and  procedures  (as  defined  in  Exchange  Act  Rules 
13a-15(e)  and  15d-15(e))  and  internal  control  over  financial  reporting  (as  defined  in 
Exchange Act Rules 13a-15(f) and 15d-15(f)) for the Registrant and have: 

a)  Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure 
controls  and  procedures  to  be  designed  under  our  supervision,  to  ensure  that 
material  information  relating  to  the  Registrant,  including  its  consolidated 
subsidiaries,  is  made  known  to  us  by  others  within  those  entities,  particularly 
during the period in which this Report is being prepared; 

b)  Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal 
control over financial reporting to be designed under our supervision, to provide 
reasonable  assurance  regarding  the  reliability  of  financial  reporting  and  the 
preparation  of  financial  statements  for  external  purposes  in  accordance  with 
generally accepted accounting principles; 

c)  Evaluated the effectiveness of the Registrant’s disclosure controls and procedures 
and  presented  in  this  Report  our  conclusions  about  the  effectiveness  of  the 
disclosure  controls  and  procedures,  as  of  the  end  of  the  period  covered  by  this 
Report based on such evaluation; and 

d)  Disclosed  in  this  Report  any  change  in  the  Registrant’s  internal  control  over 
financial reporting that occurred during the Registrant’s most recent fiscal quarter 
(the  Registrant’s  fourth  fiscal  quarter  in  the  case  of  an  annual  report)  that  has 
materially  affected,  or  is  reasonably  likely  to  materially  affect,  the  Registrant’s 
internal control over financial reporting. 

91 

 
 
 
 
 
 
 
 
 
 
 
 
   5. 

The  Registrant’s  other  certifying  officer  and  I  have  disclosed,  based  on  our  most 
recent  evaluation  of  internal  control  over  financial  reporting,  to  the  Registrant’s 
auditors  and  the  audit  committee  of  Registrant’s  board  of  directors  (or  persons 
performing the equivalent functions): 

a)  All significant deficiencies and material weaknesses in the design or operation of 
internal control over financial reporting which are reasonably likely to adversely 
affect  the  Registrant’s  ability  to  record,  process,  summarize  and  report  financial 
information; and 

b)  Any fraud, whether or not material, that involves management or other employees 
who  have  a  significant  role  in  the  Registrant’s  internal  control  over  financial 
reporting. 

Date:  February 22, 2017 

S/THOMAS A. DINEEN 
Thomas A. Dineen 
Vice President, Treasurer and 
Chief Financial Officer 

92 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 32.1 

Certification Pursuant to 18 U.S.C. Section 1350, 
As Adopted Pursuant to 
Section 906 of the Sarbanes-Oxley Act of 2002 

In  connection  with  the  Annual  Report  on  Form  10-K  of  Sturm,  Ruger  &  Company,  Inc.  (the 
“Company”) for the period ended December 31, 2016, as filed with the Securities and Exchange 
Commission on the date hereof (the “Report”), I, Michael O. Fifer, hereby certify, pursuant to 18 
U.S.C.  Section  1350,  as  adopted  pursuant  to  Section  906  of  the  Sarbanes-Oxley  Act  of  2002, 
that, to the best of my knowledge: 

(1) 

(2) 

The Report fully complies with the requirements of Section 13(a) or 15(d) of the 
Securities Exchange Act of 1934; and 

The information contained in the Report fairly presents, in all material respect, the 
financial condition and results of operations of the Company. 

Date:  February 22, 2017 

S/MICHAEL O. FIFER 
Michael O. Fifer 
Chief Executive Officer 

A signed original of this statement has been provided to the Company and will be retained by the 
Company and furnished to the Securities and Exchange Commission or its staff upon request. 

93 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 32.2 

Certification Pursuant to 18 U.S.C. Section 1350, 
As Adopted Pursuant to 
Section 906 of the Sarbanes-Oxley Act of 2002 

In  connection  with  the  Annual  Report  on  Form  10-K  of  Sturm,  Ruger  &  Company,  Inc.  (the 
“Company”) for the period ended December 31, 2016, as filed with the Securities and Exchange 
Commission on the date hereof (the “Report”), I, Thomas A. Dineen, hereby certify, pursuant to 
18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 
that, to the best of my knowledge: 

(1) 

(2) 

The Report fully complies with the requirements of Section 13(a) or 15(d) of the 
Securities Exchange Act of 1934; and 

The information contained in the Report fairly presents, in all material respect, the 
financial condition and results of operations of the Company. 

Date:  February 22, 2017 

S/THOMAS A. DINEEN 
Thomas A. Dineen 
Vice President, Treasurer and 
Chief Financial Officer 

A signed original of this statement has been provided to the Company and will be retained by the 
Company and furnished to the Securities and Exchange Commission or its staff upon request. 

94